text:
I started this blog because of the irrational "personal finance" advice being offered/peddled everywhere. It's bad enough that many people choose to attend the Church Of Dave Ramsey ( who did NOT get rich by being debt free, but that's another story). Now we also have thousands of personal finance blogs, many with thousands of readers, who preach extreme frugality and credit aversion.
The hallmark of these bloggers is projecting their own failures and insecurities onto others and packaging it as advice. It is like the recovering alcoholic who chastises family members who have a glass of wine at dinner. Hey buddy, just because YOU ruined your life and became an irresponsible drunk doesn't mean I can't exercise my own freedoms. The typical personal finance blogger is just like that alcoholic- someone who could not "handle credit" and racked up tens of thousands of dollars in debt. They will tell you that if you so much as accept a credit card or student loan, your life will soon spiral out of control. The debt spending is addictive. Today you are using it to buy groceries or finance a college education. If you continue down this path you will soon find yourself spending your days at seedy strip bars snorting coke off strippers, using your American Express to pay for lap dances while taking cash advances to buy 8balls and pay your bookie. Your family will disown you, your teeth and hair will fall out, and God will cast you out of his kingdom.
And god forbid you "waste" your money on things like shoes that fit or double ply toilet tissue. Everyone knows that the best way to live is working 2 ( or more) minimum wage jobs while clipping coupons and holding your clothes together with duct tape.
If it seems like you don't earn enough money, you have 2 choices. Either cut your spending more or get a second job delivering pizzas. How can you save more money? Considering making your own soap and avoid using or drinking clean water. Turn your thermostat up or down. You may save 17 cents on your electric bill to put towards CFL bulb replacement. Force yourself to only eat ramen. Do not consume anything with nutritional value. It's your money or your life! This stuff is way more important than your physical health.
Once you but back to top ramen twice a day and have your water turned off, it is time to make some more money. How? There is only one answer here. Deliver pizzas, of course! Pizza places are always hiring for these jobs and it is an easy way to make a couple extra bucks. You will make lots of money and you will not put much wear on your car. It is extremely safe and you will never have to worry about being mugged or anything like that. Everyone who orders pizza has a lot of free cash and will give you at least a $5 tip for every pie you deliver. The money will add up in no time. While some people are wasting their time doing things like going to school or spending time with their families, you will save enough money to buy a used Hyundai with cash. Some people will even take out LOANS to advance their careers. Can you imagine spending $200 a month on loan payments to get a job making $50,000 a year? No thanks. If you stick with your minimum wage career and deliver pizzas on the side, you can easily make 19 or even 20 thousand dollars, with NO DEBT. And while those people are spending an extra $3 a year to buy toilet paper that doesn't hurt when they wipe, you have switched to leaves. And you even use the compost from your outhouse to help grow your garden. A couple times a year you can have some peppers with your ramen!
If you are having trouble making enough money or keeping your expenses down, that is the perfect 2 part plan. Obvious isn't it?
Wednesday, May 28, 2008
Recycling Toilet Paper and Delivering Pizzas is NOT the Solution!
Posted by Greg at 9:55 AM
Labels: debt payoff, extreme frugality, frugally stupid, income, second jobs
9 comments:
- The Frugalista Files said...
You have a new reader. I'm laughing out loud.
- June 3, 2008 at 3:16 PM
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Subscribe for ONLY $1 an Issue
That's $10 for an entire year!
No hard feelings here...at least not when it comes down to business.
Adrienne Bailon has been keeping busy -- pulling pranks on fans!
Fans of The Real, are you ready for some great news?!
The talk show, which aired on various Fox stations this summer as a test, is preparing to make a nationwide launch next year. Adrienne Bailon, Tamar Braxton, Loni Love, Tamera Mowry-Housley and Jeannie Mai will be making a comeback to the daytime TV show to bring their unique (and often hilarious) perspectives on a wide range of life topics.
Adrienne Bailon is the Queen of Confidence, but when she was younger, being confident was the furthest thing from her mind.
"At 19 years old I went and got breast implants and I went from one insecurity to another insecurity…I always had boobs, they just weren't huge," she says. "I asked for a B, I came out with a Double D."
Did you know that your vagina could experience a facial? We didn't either. That's what Adrienne Bailon recently taught her fellow co-hosts on The Real, a new daytime TV talk show that premiered this past Monday on select FOX-owned stations.

subset: commoncrawl


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Aminofirm is a multi-phased firming cream enriched with elastin, collagen and centella extracts promotes elasticity and toning of the skin after the cellulite treatment. Increases skin elasticity and can be used as an anti-stretchmark cream.
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I spent a couple days in the Instructables test kitchen messing around trying to get it right. I tried different amounts of seasoning, I tried cornstarch instead of flour, I tried dregding the fries instead of using a wet batter, etc. After five tries, the following recipe was the winner.
And really, you don't even need to buy a special cutter and do curly fries. This batter and seasoning will work just as well on regular fries. :D
Step 1: What you'll need:
- 1/2 cup flour
- 2 teaspoons salt
- 1 teaspoon onion powder
- 1 teaspoon garlic powder
- 1 teaspoon cayenne
- 2 tablespoons paprika
- 1(ish) cup water
- 3-5 russet potatoes
Additional useful hardware:
- a deep fryer or pan of oil at 350 F
- a sheet pan
- a baking rack
- papertowels
- a large bowl
- a large-ish ziploc bag or other foodsafe plastic bag
Step 2: Cut the potatoes
I found that the best way to use the cutter is to slice off maybe a half inch from one end of the potato. This will give you a nice flat surface area to get the potato to adhere to the prongs.
Also, bigger potatoes work better. Small potatoes result in less spirals.
Step 3: Soak the potatoes
Add the potatoes to the hot water and let them soak for 15-20 minutes.
There are two reasons we're doing this: crispier fries AND they cook faster in the oil later since they're cooking a little now.
ya like it does sound yummy and all but u know baking them will be better just saying + ive never gone to arbys. They say they make good curly fries. Have you ever tried the adventure city curly fries they where bomb! u guys should go there. just saying
Have you tried to bake these in the oven instead of a deep fryer? Trying something as bit healthier? What is the baking temperature and time?
I am going to try and bake them in the oven tonight i will let you know how they good and if they are any better.
Just like at Arby's. But can you please make chicken tenders just like theirs? They are so f***ing good.
Been dazed and confused for so long it's...THE RECIPE!!!!!
I've been missing Arby's curlys for almost 20 years -last trip to Bennington, VT, when I hadn't still reached college- Here in Spain I've never found such a thing... GOD BLESS AMERICA!!
I gave you my vote.....you copycat!!
Thanks for sharing.


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Blog | Comments |
WoW | 11 Comments |
Recent Comments:
Arcane Brilliance: Highly ineffective! {WoW}
Jul 28th 2009 2:37PM I did find mana shield quite handy for one thing: exploring new territory while I was at a low-ish level. I'd pop it on, and if I kept running, I could get to where I was going without dying on the way. It was great for that first long, long run from Hillsbrad to Kargath. However, I haven't used it since I got Ice Barrier (and a mount). And since they're giving us mounts at ever-lower levels, that reduces the useful life of mana shield even further.


text:
Google and Facebook: Unelected Superpowers?
Why concerned about only one side of Keystone XL? (243 comments)
Interesting that the OP is so deeply concerned with tech companies' lobbying against Keystone XL, but not concerned with the Koch brothers, whose organizations have spent a nine-digit amount of dollars on campaigns and advertisements (often misleading or just plain false) to influence campaigns, with an eye toward issues of interest to the Koch brothers themselves, like getting limits on campaign donations removed and, just to pick a random example, getting the Keystone XL pipeline approved.


text:
Any of a class of thermosetting polymers, polyethers built up from monomers with an ether group that takes the form of a three-membered epoxide ring. The familiar two-part epoxy adhesives consist of a resin with epoxide rings at the ends of its molecules and a curing agent containing amines or anhydrides. When mixed, these react to yield, after curing, a complex network with ether groups linking the monomers. Stable, tough, and resistant to corrosive chemicals, epoxies are excellent adhesives and useful surface coatings.
This entry comes from Encyclopædia Britannica Concise.
For the full entry on epoxy, visit Britannica.com.
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Courtesy of The Onion:
After Obama Victory, Shrieking White-Hot Sphere Of Pure Rage Early GOP Front-Runner For 2016
Welcome to SECTalk.com
Welcome to SECTalk.com -- The Home of 6 Straight National Titles! You are currently accessing our site as a guest which means you can't access all of our features such as social groups, sports betting, and many more. By joining our free community you will have access to all of these great features as well as to participating in our forums, contacting other members, and much more. Registration only takes a minute and SECTalk.com is absolutely free, so please join today! If you have any problems registering or signing in, please contact us. |
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GOP Frontrunner for 2016
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Posted 12 November 2012 - 12:49 PM
"very fair, very funny, very condemnatory" -- Harlan Ellison
"That dumbass with the Kermit avatar" -- razorhead
Posted 12 November 2012 - 01:12 PM
Best part was the ticker at the bottom.
"Hillary Clinton announces she has 'not ruled out' 2016 run. Orb instantly quadruples in size."
"Hillary Clinton announces she has 'not ruled out' 2016 run. Orb instantly quadruples in size."
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I would advise you to look at Robert Ganier's post in the thread the Dog linked.
I, of course, spent great amounts of time this spring measuring and adjusting to equalize my spreader angles. I erected my mast, as only I can handle an erection, and the damn things were still basically horizontal-where they've apparently been since about 1973. I have them well seized to the shrouds, so am unconcerned about slippage. Furthermore, for all the Cartesian geometry displayed, I see no allusions to the fact that the spreader does not apply it's strain to the mast proportionately angle-wise. My casual observations show that most seem to be closer to horizontal than bisecting the shroud. Whether correct or not, this seems to be the case. In short, I suspect the actual angle is not critical (how accurate can you get it?) and while upwards to a degree is desirable, slippage is intolerable. JMHO, YMMV
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'Covert Affairs' spy drama on USA with Piper Perabo
View Single Post
June 24 2010, 10:12 PM
Temis the Vorta
Fleet Admiral
Location: Tatoinne
Re: 'Covert Affairs' spy drama on USA with Piper Perabo
23skidoo wrote:
jefferiestubes8 wrote:
Defending her characters lack of the use of firearms, Jason Bourne doesnt use a gun, but it makes him a smarter character.
I like this. Maybe I'm getting old but I've rather stopped enjoying spy shows that seem to be nothing more than excuses for showing people killing each other. The best spy show ever made for TV was Danger Man (aka Secret Agent). Except for a couple of rare occasions, John Drake never carried a gun and killed people only when given no choice. What I liked about Alias' first season was that Sydney was the same way -- you saw her beating the crap out of people but she never resorted to using the gun until the second season and the character lost much of her appeal. I fully expect we'll still see a high body count on this show but I like the fact they're at least starting things off on a "different" footing with Piper's character.
Jason Bourne knows 101 ways to kill a guy with his bare hands. Does Piper's character have that option?
I have all the "fantasy-based CIA" story I want from
. I'd like to see
Covert Affairs
take a more real-world approach. I have a hard time believing that the CIA lets their junior agents decide whether to carry firearms. That sounds like a tremendous waste of my tax dollars when a well trained, valuable agent gets offed because they weren't packing, and I want to know where to lodge a complaint.
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The latest TV spot for
The Hobbit: The Desolation Of Smaug
has landed online, in which Bilbo tentatively enters Smaug's lair.
There's a palpable sense of dread as our diminutive hero tiptoes through the halls of Erebor, culminating in that awe-inspiring glimpse of Smaug's eye opening…
All the rest is footage we've seen before, but it serves nicely to get the excitement building. Not long to go now!
Take a look at the new clip, below:
While the Dwarf-driven quest narrative is all well and good, it's the wrath of Smaug we've really been waiting to see. As
Game Of Thrones
has so ably demonstrated, everybody loves a dragon…
Directed by Peter Jackson and co-starring Martin Freeman, Ian McKellen and Benedict Cumberbatch,
The Hobbit: The Desolation Of Smaug
will open in the UK on 13 December 2013.
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My first purchase and I'll certainly be back. Everything was as described and the free shipping even into Canada was great. Thanks for the great...Read More ->
I changed from shopping at other Magic sites because of MJM's great price and free shipping. I only buy Magic from this site now because they...Read More ->


text:
This is kinda a whatever floats your boat category in my mind. There is always room to have characters who don't need to be so deep in their back story or thought process while having actions and game play be the vassal for their character. This won't win over every person who plays it and on the surface they may not get or like the character without the added motivations to back said character up.
For me i don't care for any of the characters in gears and they all seem unlikeable in that bro dude shooter kind of way. I don't see any raw emotions that seem believable or relate-able. They don't seem all that thought provoking in any kind of way, even in the one liners kind of way. That's just my biased opinion because gears never clicked with me as I'm sure some mindless action star i like won't click for someone else.


text:
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text:
Douay-Rheims (RHE) | New International Version (NIV) |
10 And she would not tell him her people nor her country. For Mardochai had charged her to say nothing at all of that: | 10 Esther had not revealed her nationality and family background, because Mordecai had forbidden her to do so. |
The Douay-Rheims Bible is in the public domain. (Douay Rheims Catholic Bible Translation Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


text:
Job Market Turns Around for College Hires
Posted by: Alison Damast on September 3, 2010
There have been some indications in recent months that the job market for college graduates was loosening up. Even business majors have gotten a bit of good news in recent months, with accounting and finance students receiving more and better job offers compared to last year.
But now there's more conclusive evidence, according to the results of a new employer survey released today by the National Association of Colleges and Employers (NACE). Employers are projecting that they will hire 13.5 percent more graduates from the class of 2011 than they did for the class of 2010, according to the NACE fall preview survey.
The hiring picture started brightening this past spring, when employers indicated they planned to hire 5.3 percent more college graduates in 2010 than in 2009, according to NACE's 2010 spring job outlook survey.
The results of NACE's latest fall survey are even more encouraging, but it does not mean that the market has made a full comeback, said NACE Executive Director Marilyn Mackes, in a statement.
"This is positive news, but it is important to understand the data in context," she said. "While the overall hiring projection is positive, less than half of those surveyed anticipate an actual increase in hiring."
According to NACE's fall survey, just under 48 percent of employers indicated that they plan to hire more students next year. Approximately 12 percent anticipate cutting college hiring further and 40 percent plan to keep hiring at the same level as last year, the survey said.
Readers and recent college graduates, how is your job search coming along? Are you finding that the job market is starting to get better?


text:
Premature birth occurs in about 11 to 13 percent of pregnancies in the US. Almost 60 percent of twins, triplets, and other multiple deliveries result in preterm births. A birth is considered "preterm" when a child is born before 37 weeks of pregnancy have been completed.
Don't expect your preterm baby to sleep through the night for many months. Unlike a term baby, who might sleep a full 6 to 8 hours at night by 4 months of age, your baby may not accomplish this task until 6 to 8 months or later.


text:
The latest version of Adobe Flash Player is required to watch this video. Please click on the link below to download the latest version. Thanks!
Hundreds of thousands took to the streets in France to oppose legislation allowing gay couples to marry and adopt.
The peaceful protest on Sunday turned violent when demonstrators tried to push through police barricades toward the presidential palace.
Police fired tear gas to force the aggressors back as they chanted "Hollande, Resignation!"
The "marriage for everyone" legislation is backed by French President Francois Hollande. During his election campaign he pledged to legalize gay marriage.
The measure was recently approved by the lower house of French parliament. But protestors insisted the anti-gay marriage movement wasn't a lost cause.
"It's the second round, sir. It's not the last battle," said Frigide Barjot, an activist who has led protests against the bill.
The measure is set to head to the Senate next month.
French Lawmakers Approve Gay Marriage Draft Law
Hundreds of Thousands in Paris Protest Gay Marriage
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Hello. I am so overwhelmed by my weight. My doctor says I should consider weight loss surgery if I can't lose the weight and so far I haven't been successful. I get real hyper about it and then don't follow through after a day or two. Can I post here or join up with anyone who needs to lose 100 pounds? That's so much I don't even know if I could do it on my own really. I live alone now and it's hard to make a plan and stick to it so I think I need some support. |
Follow-Up Postings:
mid pen, a lot of us here understand what you are going through. I found myself in a similar situation, after several years of emotional eating, stress, etc. I had just about convinced myself that it was impossible for me to lose weight at my age, (59.) First of all, just try to lose a little bit at a time. Stop telling yourself that you need to lose 100, aim for 5, or 10 and just go from there. Before you know it, you will have lost 10, then 20, then 30. When you start and weigh yourself that first day of your healthier lifestyle, tell yourself that this is the biggest you are going to be, and that it's going to be downhill from hereon. A year ago, I joined Weight Watchers and started a simple walking program. I've lost 56 pounds (as of last week's weigh in) and would like to lose 15 more. I should have been at my goal by now, but I relaxed during the holidays. Don't beat yourself up when you splurge from time to time, because most of us do. Enjoy the moment, then get on with it. You mention that you live alone. You can use that to your advantage - clean out your pantry and fridge of the stuff that's not good for you, stock up on healthy foods, etc. Do you have someone you can exercise with - a buddy system really helps me, although some prefer the solitude of walking by themselves. Also, if you find a good support group, like Weight Watchers or TOPS, you might enjoy the social part of it, as well. We have a great group that I look forward to seeing every week. Good luck to you. There are a lot of great people here who can help you. You can do it. |
This forum is a great help. I'm 79 and can't exercise as much as I should because of some other medical problems. But I have lost 29.5 pounds. If I can do it, anyone can. I'm always wanting to snack and as I live with my son, don't feel I can deny him the treats he likes but the idea of making sure none are in the house is a good one, if you are living alone. All the best to you and please keep posting. Harold is a wonderful help with all his encouragement on the weekly weigh in. |
- Posted by harold14370 (My Page) on Fri, Jan 15, 10 at 1:54
Thank you, Ivamae. Mid_pen, I think wodka and ivamae have given you some good advice. You are welcome to join us on the weigh-in thread. I've lost 93 pounds in the last year. It can be done. What works for me is counting calories and exercise. It doesn't have to be heavy exercise. I count calories using a computer spreadsheet, but there are some online journals that can be very helpful. My favorite ones are: |
Here is a link that might be useful: USDA Mypyramidtracker
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Trigger Point GRID 2.0 Foam Roller
Item #: TP00002 Usually ships the next business day
Price: $64.99
product description
The Trigger Point Grid 2.0 Foam Roller is the perfect training partner. When muscles are sore the grid can help massage out kinks and avoid injuries. You can use The Grid on Quads, Ham Strings, Calves, Glutes and lots more. The Grid features Distrodensity zones that mimic the pressures of a Palm VS Finger tip for a customized recovery. Improve race time by recovering better.
Shipping Weight: 5.0 lb.
Shipping Weight: 5.0 lb.
Adam from Tucson
Tucson, AZ
4 Stars
I would recommend this item to a friend. |
Bigger is better
January 30, 2012
I have the orignal roller, good stuff. I was apprehensive
in spending the money on the bigger one, but now that I own it, I
never go back to shorter one. Being longer, I can target my back
easier, roll out my IT band without coming to the end. In general
this roller is better than a foam roller because of the hard
plastic inner, it has some padding but is firm enough to trigger
the tight muscles.
Pros:Multifunctional, Easy To UseBest Uses:Outdoors, General Fitness, Endurance Training, Strength Training, Weight Loss, Sports Training |


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What Makes a Leader?
"Leadership is the thing that wins battles. I have it but I'll be damned if I can define it." –General George S. Patton
Leadership is often daunting. Because every situation is different,...
The authorized guide to the television phenomenon House, M.D.
For the last six years House, M.D. has been one of the most popular and captivating shows on television. Following the stories of a misanthropic genius...
What inspires a person to create? How does an artist see the world? What happens during a "eureka moment?" How does an artist find self-discipline? The Artist's Mentor is for those of us who want to create art...
An all-access pass for fans of television's most challenging food fight . . . and the Food Network stars it has created
For seven delicious seasons, Food Network Star finalists have endured weeks of grueling...
Ian Jackman believes that life is too short to deny yourself our nation's true culinary treasures. Guided by food experts throughout the land, he travels from east to west—from small town to big city—uncovering...


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I go to the National Honey Board's website whenever I can. There's always something tasty going on there! Meanwhile, I just saw a new feature: Honey e-Cards. How cool is that!? Sent a honey bear birthday greeting to my best friend in New York. It was easy and quick....way faster, in fact, than the usual e-greetings. Not only that.....it came with a link to a honey birthday cake recipe. That's good to be the greatest thing ever! So check it out at: http://www.honey.com/nhb/features/ecard/
Posted by Marcie


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Energy Minister: Power supply critical on April 5
- Published: 20 Feb 2013 at 17.58 | Viewed: 12,662 | Comments: 18
- Online news: News
- Writer: Yuthana Praiwan and Penchan Charoensuthipan
The postponement of planned maintenance on the Myanmar Yanada gas pipeline has not eased concerns of a power shortage in early April, with the Yingluck government warning of the need to cut electricity use during this critical period.
Energy Minister Pongsak Raktapongpaisarn said after meeting with energy officials on Wednesday that Total, the French operator of the Yadana field, had agreed to delay maintenance work on the pipeline, scheduled from the morning of April 4 to April 5, until April 14 as requested by Thailand.
But he warned of a possible shortfall of electricity on April 5, especially in the afternoon when electricity consumption usually peaks to 26,300 megawatts.
This article is older than 60 days, which we reserve for our premium members only.You can subscribe to our premium member subscription, here.


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- street style
Flat-Brimmed Fedora: Piece We're Coveting
A fedora is not for the faint of heart. Although a funky hat can seem a bit intimidating, this girl shows how cool it can look.
Click through to see the look.
Photo Credit:Stockholm Street Style
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More Ways to Get Her Look:
What's with All the Spam in the Comments Section?
We're sure that you've noticed the flood of spam in the comments section lately. Spammers beware--we are completely on top of it. As we figure out a way to put a stop to this madness, we ask you for your patience and that you don't stop leaving your own comments, because we love hearing from you!
- street style
- street style


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Nicole Richie, Paris Hilton, and Ashlee Simpson Support Charlotte Ronson Pictures
Nicole Richie and Newly Single Paris Hilton Reunite For Ronson Love
Nicole Richie and Paris Hilton shared a laugh at a party to celebrate the launch of Charlotte Ronson's latest I Heart Ronson line for JC Penny at the Roosevelt hotel in LA last night. The former The Simple Life costars are rarely photographed together in recent years, though this makes two nights in a row for Paris and Nicole as they both attended the Britney Spears concert on Monday as well. Paris even tweeted to Nicole after the bash using their cutesy nicknames for each other, saying, "Bill, great seeing you tonight at #Iheartronson. You looked so beautiful! Love you. Love Sill xoxo." Paris was home in time to watch herself on Lopez Tonight, and overall she seemed to be in good spirits despite confirming her split from boyfriend Cy Waits earlier in the day. Ashlee Simpson also attended last night's soiree amid her own love life rumors. Ashlee Simpson was spotted kissing Vincent Piazza and holding hands with the Boardwalk Empire star during an outing in NYC last week.
Nicky Hilton
Charlotte Ronson
Nicole Richie
Ashlee Simpson
Paris Hilton
- Eli Manning's wife, Abby, gives birth to a baby girl — Us Weekly
- Kim Kardashian has really mastered one kind of selfie — HuffPost Celebrity
- Who is Rachel McAdams's mystery dinner date? — Lainey Gossip
- Iggy Azalea backtracks after a social media rant — Dlisted
- Rihanna strips down for a sexy spread — ET
- Why Reese Witherspoon dressed up as a guy — JustJared
- Hilary Duff is one hot mom — Hollywood Tuna
- Eddie Murphy shares exciting SNL news — Pink Is the New Blog
- Why Suge Knight is under arrest — The Superficial


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Did a quick search and didn't see this on DC, there is no Personal Defense in the News per say so mods move this if needed.
That is the whole point, there was no one, nothing, a highway full of "not my problem"
Drivers Ignore Vicious Attack On Highway - Local News Story - WCVB Boston
What is this country coming to? Disgusting. Eeeek, if I would have been driving by...Drivers Ignore Vicious Attack On Highway
Woman Assaulted For 12 Minutes In Broad Daylight
MIDDLEBOROUGH, Mass. -- A woman was viciously attacked in broad daylight Friday afternoon on a heavily traveled road, while other drivers passed by without stopping.
Click To Comment | See A Slideshow Of The Incident
The woman, in her mid-40s, was knocked unconscious, brutalized and sexually assaulted after pulling over on Route 28 in Middleborough after a fender bender, police said.
Watch Report
[The woman was knocked unconscious and brutalized after pulling over.]
The woman was knocked unconscious and brutalized after pulling over. More
The attack, which began about 4:30 p.m., lasted for more than 10 minutes. "She was definitely violently assaulted," said Middleborough police Lt. Charles Armanetti.
[Surveillance video shows the victim driving by before the attack.]
Surveillance video shows the victim driving by before the attack. More
Surveillance video from a nearby gas station shows the victim driving on Route 28, followed by what police believe to be the attacker's car. Minutes later, the woman's car was bumped from behind. When she pulled over, the man got out of his car and began the attack.
"Within that 12-minute time frame, in heavy traffic, this individual got out of his car and attacked the woman," Armanetti said. "At that point she went unconscious, and that's all she remembers."
When police arrived, the man and his car were gone, and the woman was found unconscious. She was revived and taken to a nearby hospital.
Armanetti said they received only one 911 call from a driver who stopped to help after the man had left.
[Police received only one 911 call from a driver who stopped to help after the man had left.]
Police received only one 911 call from a driver who stopped to help after the man had left. More
The attacker is still at large and is described as a white man in a dark, zippered coat driving a dark-colored sedan.


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Dec. 12 (Bloomberg) -- EON AG, Germany's largest utility, said it will book an impairment charge of about 3 billion euros ($3.95 billion) this year, mainly because of lower long-term prices and "regulatory intervention" in Italy and Spain.
The charge will reduce net income for 2011 and will have no impact on operating profit, the Dusseldorf, Germany-based company said in a DGAP newswire statement today.
The impairments deriving from Italy and Spain amount to 2.1 billion euros, EON said. The company also identified charges in Hungary and Slovakia as well as the "Benelux" region, it said.
EON said last month it planned to make job cuts in the "upper end" of the 9,000 to 11,000 range announced in August as it seeks to lower costs after the country's nuclear withdrawal. The disaster at Japan's Fukushima Dai-Ichi atomic plant in March fueled anti-nuclear sentiment in Germany, spurring the government to shut all reactors by 2022.
Link to Statement:NSN LW3UJI3PR6RK <GO>
--Editor: Ben Livesey
To contact the editor responsible for this story: Patrick Donahue at firstname.lastname@example.com


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TheanineIn this ArticleHow does Theanine work?Theanine has a chemical structure very similar to glutamate, a naturally occurring amino acid in the body that helps transmit nerve impulses in the brain. Some of the effects of theanine appear to be similar to glutamate, and some effects seem to block glutamate.Are there safety concerns?Theanine seems to be safe when used once per week for three weeks. It's not known if daily use for prolonged periods of time is safe.Do not use theanine supplements if:
Report Problems to the Food and Drug Administration You are encouraged to report negative side effects of prescription drugs to the FDA. Visit the FDA MedWatch website or call 1-800-FDA-1088. |


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3 comments
Excellent album!!


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Douay-Rheims (RHE) | New International Version (NIV) |
48 But he that knew not and did things worthy of stripes shall be beaten with few stripes. And unto whomsoever much is given, of him much shall be required: and to whom they have committed much, of him they will demand the more. | 48 But the one who does not know and does things deserving punishment will be beaten with few blows. From everyone who has been given much, much will be demanded; and from the one who has been entrusted with much, much more will be asked. |
The Douay-Rheims Bible is in the public domain. (Douay Rheims Catholic Bible Translation Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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King James Version (KJV) | New International Version (NIV) |
15 Though he slay me, yet will I trust in him: but I will maintain mine own ways before him. | 15 Though he slay me, yet will I hope in him; I will surely defend my ways to his face. |
The King James Version is in the public domain. (The King James Bible Version Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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Page 1 of 4
KANPUR: Campus placement is going at Chandra Shekhar Azad University of Agriculture and Technology these days. Several government and private companies are approaching the university for recruiting the the students.
A total of 35 students of the university got placed at an annual salary package ranging between Rs 2.40 lakh and Rs 3.60 lakh. The forum of financial Institutions had hired 18 agrigraduate students from the university. These students would be posted as assistant managers at a salary package of 3.60 lakh. The forum has also selected 17 girl students of home science branch at a salary package of Rs 2.40 lakh.
The forum of financial institutions was formed in 1997. It has acquired over 100 acres of land in Lucknow and Jaipur. Retail mart and stores would be opened on this land. The institutions would be buying the farmers' produce.
Stay updated on the go with Times of India News App. Click here to download it for your device.
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The US Court of Appeals for the District of Columbia Circuit ruled on Friday that Alaska's lawsuit challenging the Roadless Rule can be heard because it falls within the statute of limitations. This decision overturns the ruling by the US District Court of the District of Columbia that dismissed ...[read more]
Voters in Alaska, Oregon and Washington, DC, voted Tuesday to legalize recreational marijuana. In Alaska Measure 2, which passed with 52 percent of the vote, legalized recreational marijuana use for adults over the age of 21, allowing adults to "possess, use, show, buy, transport, or grow set ...[read more]
US Attorney General Eric Holder on Saturday announced that the federal government will recognize same sex marriage in six additional states. The addition of Alaska, Arizona, Idaho, North Carolina, West Virginia and Wyoming will now bring the total number of states recognizing same-sex marriage to ...[read more]
As of Friday same-sex marriage has become legal in Arizona, Wyoming and Alaska. US District Courts for the Districts of Arizona and Wyoming struck down same-sex marriage bans in Wyoming and Arizona, respectively, on Friday. Additionally the US Supreme Court rejected a petition by Alaska to stay ...[read more]
A judge for the US District Court for the District of Alaska on Sunday overturned Alaska's same-sex marriage ban. Five same-sex couples living in Alaska brought the action pursuant to 42 USC � 1983 and filed a motion for summary judgement. Judge Timothy Burgess found that Alaska's ban on same-s... ...[read more]
The Supreme Court of Alaska on Friday ruled that a lawsuit claiming that officials have failed in their obligations to address climate change was rightfully dismissed in 2012, but not for the reasons cited by the lower court. The plaintiffs in the case were six children who originally filed the ...[read more]
Five same-sex couples on Monday challenged Alaska's constitutional amendment banning same-sex marriage. The lawsuit, filed in the US District Court for the District of Alaska, contends that the amendment, added to the Alaska Constitution in 1998, violates their due process and equal protection ...[read more]
The Alaska Supreme Court ruled on Friday that prisons have a duty to protect inmates from violence at the hands of other inmates. The ruling will allow a lawsuit by a former inmate, Richard Mattox, to continue in the lower courts. Mattox was attacked by inmates after receiving several threats ...[read more]
The Alaska State House of Representatives on Monday passed a bill that would restrict state Medicaid payments for abortions. The bill sets forth specific medical circumstances under which physicians may deem an abortion "medically necessary," thereby justifying Medicaid reimbursement. The bill ...[read more]
The Oil Pollution Act of 1990 passed both houses of Congress by large margins and was signed into law by President George H.W. Bush in response to the Exxon Valdez spill in Prince William Sound, Alaska. It mandates detailed clean-up plans from oil companies and requires monies to be set aside for ...[read more]


text: No recent wiki edits to this page. Captain Umil is a guard that serves the Snow Queen and possibly the Emperor. He appears to be in a relationship with her, however it could have possibly just been a one night stand for her. He did appear to show some knowledge of her powers, as he asked if she had, had a vision.


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NEW YORK (April 5, 2007) – As three-time world champion Diego Corrales prepares for the fight of his life, how does he remain calm? How does one of the most recognizable figures in boxing today cope with the lofty expectations that come with being such a talented boxer? Determined to go down as one of the best prizefighters in history, how does Corrales relieve the tension? "I try to keep busy with a lot of activity, and just do things constantly," he said. "I love outdoor stuff.' The aggressive, crowd-pleasing, offensive-minded Corrales has never been known to get on his bicycle (take a backward-step) in the ring. Ironically, one of Corrales' most pleasurable pastimes is riding a bike. "It is a great way for me to escape everything that is going on," Corrales said. "One thing about being on my bike is that I am there by myself, where I don't have anything to worry about. It is my solace. It is quiet. The only thing I hear, I hear in my helmet. "I can sit back and think. No matter how long I ride, if I don't want to answer my phone, or I don't want to be connected to anything else, I don't have to be.'' Corrales (40-4, 33 KOs) will move up two boxing weight classes and attempt to snap a two-fight losing streak when he faces dangerous, world-ranked Joshua Clottey (30-2, 1 NC, 20 KOs) on Saturday, April 7, on SHOWTIME CHAMPIONSHIP BOXING (9 p.m. ET/PT, delayed on the west coast). Gary Shaw Productions, LLC, will promote the 10-round bout from The Shrine Mosque in Springfield, Missouri. "This is definitely a challenge," said Corrales a former two-time world champion at junior lightweight (130 pounds) and lightweight (135), who is making his welterweight boxing debut. "I know I am in for a long night. "All I can do is get ready for it. This kid is big, strong, physical and aggressive, which I think is good for me. I like the big, strong guys. Those are the guys that tend to overlook you.'' Few expect Clottey to underestimate Corrales. A natural welter, Clottey is coming off a tough loss to WBA titlist Antonio Margarito and needs a victory to remain in the 147-pound mix. "I love being the underdog,'' Corrales said. "I wish I was the underdog more often.'' Leaping two weight classes is unusual, but Corrales feels he had no choice. "It was not even an option for me to go back to 140," he said. "There is absolutely no way physically possible I am going to make that weight. With the weight training I have done and with all the things I have done to my body already, to make 140 would be next to impossible. "I am not ready to go back to this heartbeat skipping and everything else. I am not willing to die in the ring yet. And I don't want to die trying to face the scale either. Fighting at 147 meant I could start a really strong weight program to work on my strength.'' For the longest time, Corrales had it mostly going all his way. "It was definitely nice and a lot of fun and I enjoyed every bit of it,'' he said. "I had a good run of it. (But) it was stressful at times because (success) really changes everything. It changes your personal and family's life. It changes your career -- in good ways and bad. "In your own way, you have to learn to deal with those pressures.'' Some of the biggest pressure came from fans and the media after he dramatically rallied from two knockdowns and the brink of defeat to knock out Jose Luis Castillo on May 7, 2005, on SHOWTIME in one of the most memorable and sensational fights in boxing history. "The expectations were so high for the rematch," Corrales said. "Everybody expected me to do the exact same thing -- go to war, beat yourself up, get your face all bent and bruised. But, for some miraculous reason, you can't do that all the time. "They don't happen like that. It takes a special time for that to happen. Yet, it happens, (and people want to see it again). At that time, I had so many things coming at me from so many different angles. I think it took a big toll. It was tough, one of the roughest times for me ever.'' The lowlight for Corrales came when he failed to make the weight against Joel Casamayor for his Oct. 7, 2006, world title boxing fight on SHOWTIME. "I managed to pull through but it wasn't easy. I went through stress and depression. It was almost self‑loathing. But you have to pick up, reboot and reset. That's where I'm at now.'' Still, a third consecutive setback would have many calling for Corrales to retire. "This (prizefighting) is something I have been good at all my life," he said. "I love what I do, the fun of it, the combat. There is nothing more fun to me than going and fighting. "So for it to go away right now, as young as I am, would really be silly, especially knowing how much I do love my job and how much I have a good time with it. This is one of the times when I am in the gym that I am having a good time. We have good team camaraderie.'' If Corrales appears giddy, it is because he never takes for granted his status in boxing. "You have so many people out there that have dreamed of being some type of pro athlete, whether it be a baseball, football or basketball player. Ninety percent of the men in the United States -- in the world – dream of becoming some type of athlete. "And here I am, not just an athlete, but one of the better athletes in this profession. What's the reason for me not to be happy? If my career ended tomorrow, I have had a beautiful career. Won four world titles and done so much. "I have had a blast with my career. There is no reason for me not to be happy. I just enjoy what I have had and enjoy what I have done and be happy.'' Happy can translate into confidence, which Corrales does not lack despite two straight debilitating setbacks. "There are times when everybody is going to tell you, 'Hey, you can't do this,' " Corrales said. "But it's not the body you have to conquer; it's the mind. And I already conquered my mind. If you can conquer your mind, you can conquer anything else. "There are things I have done and continue to do that people cannot do, or are unwilling to do. So I don't see that's any problem. I push myself to do (the impossible). There comes a time in every athlete's career when people start (to doubt your ability). "The fun thing is (proving everybody wrong). I definitely know that I am more than capable of doing what everybody is questioning. But right now I am just looking at Joshua Clottey and the task at hand, which is a pretty big task.'' As for his legacy, Corrales says: "The man that always - no matter what it was - went out on his shield. And I think that's the biggest credit you can give to anybody in this sport, since there are so many fighters that are not willing to do that. They are not willing to go to the end. "I think that "valiant" would be the way to describe me because I have been willing to go to the end every time, and put it on the line every time. And I always will.'' SHOWTIME CHAMPIONSHIP BOXING's Steve Albert and Al Bernstein will call the action from ringside with Karyn Bryant serving as special correspondent. The executive producer of the SHOWTIME telecast will be David Dinkins Jr. with Bob Dunphy directing. For information on SHOWTIME CHAMPIONSHIP BOXING and "ShoBox: The New Generation" telecasts, including complete fighter bios and records, related stories and more, please go the SHOWTIME website at www.sho.com/boxing. SHOWTIME CHAMPIONSHIP BOXING In March 1986, SHOWTIME CHAMPIONSHIP BOXING was born when "Marvelous" Marvin Hagler defeated John "The Beast" Mugabi in a spectacular and unforgettable 11th-round knockout in Las Vegas. Since that time, the network has aired some of the most historic and significant events in the sport including both Evander Holyfield-Mike Tyson bouts. Always at the forefront of boxing, SHOWTIME has set itself apart by televising "great fights, no rights" on the first Saturday of every month. SHOWTIME is the first network to regularly deliver live boxing in High Definition. In addition, SHOWTIME continues to be a pioneer in sports television with a number of interactive features across multiple platforms making SHOWTIME CHAMPIONSHIP BOXING telecasts the most enjoyable, immersive viewing experience for the boxing audience.
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Malpractice Insurance - page 3
I can't really find a whole lot about this subject. I graduate next month and start my first job in January. How does everyone go about finding malpractice insurance and what is the typical costs... Read More
1Nov 8, '12 by SandraCVRNNSO - in TX is approx $230 year. Sign up before you graduate for the student discount. NSO is my choice.texasmum likes this.
0Nov 9, '12 by SENSUALBLISSINFLAt Gofather RN, I sent you a pm about where I can get information on your carrier.


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Spotlight on Sochi: A UW Exploration Seminar Experience
by Amy Paul
The author with the proprietor of Hotel Mashuk.
This summer, the tropical city of Sochi, Russia played host to the University of Washington's Exploration Seminar "Culture, Language and Community Health," led by Professor Valentina Zaitseva from the UW Slavic Department. The three-week program was designed for students from diverse backgrounds of study to experience modes of cross-cultural communication through investigation and observation.
As one might expect, an integral part of the program was developing greater competency in the Russian language. During the three weeks, each morning we gathered to hone our Russian language skills (or for some of us, begin learning the language from scratch) on the balconies of our hotel. Even our temporary home, the Hotel Mashuk, was part of the learning experience, allowing us to get a feel for the area and gain context for the culture. Nestled in the Bytkha district atop a hill overlooking the Black Sea, the hotel is juxtaposed between new condominiums and century-old sanatoriums, a physical tribute to the culture's mix of tradition and modernity.
Professor Zaitseva addressing Sochi students and Exploration Seminar students during our first meeting.
Our morning language lessons formed only one part of our Russian knowledge, though. During our afternoon linguistics seminar, we discussed non-verbal communication theory, miscommunication and socio-cultural aspects of the language. We focused specifically on the mechanisms through which culture works its way into language: through body language, iconicity, Russian terms of address, genderlects and more. Each day also incorporated lab work: to observe language in action by "going into the field" to observe and interact with the locals. Surrounded by casual conversations in Russian, day-laborers shouting at each other on nearby rooftops, and Russian music floating up the hill from the stereos of cars stuck in the probka (traffic jam) below, it was impossible to come up short on data.
View from the balcony of Hotel Mashuk.
Fieldwork, we soon realized, was the core of this program. In or out of class, any interaction, experience, and observation we might make was fair game for analysis. We needed only sit back and train ourselves to recognize what we were seeing and hearing in the marshrutka (public transport vans) during the ride home, during an exchange with the clerk at the grocery while trying to make change, or with the women we tried to pass on the narrow sidewalks. As we wandered around town with non-verbal communication thoughts in our heads, sights of women holding hands and linking arms became an extension of the kinship metaphor and an expression of cultural solidarity rather than a funny social habit. Every moment of our day was "live action" time recorded for later analysis and dissection. When else would a disagreement over luggage with a hotel owner be an exciting piece of data rather than a potential headache of frustration? An open mind, an attuned ear, and a watchful eye were all we needed to see the theory we learned in seminar teeming in the city life around us and during organized visits to sanatoriums and schools.
A doctor discussing his work at the Sanatorium.
An underlying value of Sochi's culture is its focus on personal health. The history of Sochi is steeped in the concept of health and restoration. As a warm and beautiful destination rich with mineral springs, Sochi was founded as a town in which Russians (and, later, Soviet workers) could come to relax, rejuvenate, and receive any necessary care at one of numerous sanatoriums constructed just for this purpose. While many of the sanatoriums fell into disrepair since the fall of the Soviet Union, Sochi today has reinvested in its health centers and is gaining international attention for its health resorts. We were fortunate to visit two sanatoriums in Sochi and receive detailed tours of each facility. Staff members answered our questions and explained their services. Between the 360 degree massage showers, mineral water regimens, and prescribed walks on the beach, all of us were ready to sign up for a two-week stay by the end of the tour! But in all seriousness, each of the sanatoriums presented an impressive breadth of services and served a diverse population of clients.
On a repeat visit, each of us had the opportunity to observe actual doctor-patient interactions - to be a very visible fly on the wall of a doctor's office during a typical appointment. Such access allowed us to observe first-hand the particulars of body language, ways of questioning and communicating about health, use of English phrases and terms, and occasionally witness situations that gave particular insight into social roles and power differentials expressed through language. For example, when observing a conversation between a male doctor and female staff member, we heard the words, but were perhaps more interested in the way the doctor's the broad pose, direct eye-contact, and emphatic gesturing contrasted with the woman's collapsed stance; her arms were crossed and eyes diverted. The traditional male-dominant social role, reinforced by a profession position of power, was evident through body language. This interaction was a marked change from interactions we saw between female doctors and female patients or staff, where different social dynamics exist.
As a public health student, I could not help but notice the contrast manifested by our very presence in the examination room - when would study abroad students be allowed in an appointment without prior approval in the US? No consent forms, no written permission required, just a brief explanation that we were students; a quick nod or shrug of approval sufficed.
Sanatorium "Metallurg" in Sochi.
Perhaps one of the most interesting parts of the seminar, from the public health perspective, came from just being in Sochi. Hearing the warnings frequently given about the safety of drinking water, produce and dairy products, and seeing the ease with which tobacco and alcohol products were obtained was certainly a contrast to the more developed public health provisions in the US. However, I also recognized the importance of understanding the cultural framework of the underlying population. On a ride home in the marshrutka one evening, I was motioned at by the driver (who used what I then discovered was an iconic gesture for "seatbelt") to pull the seatbelt across my torso in order to abide by Russia's recent law requiring all front -seat passengers to use a seatbelt. While attempting to comply, I noticed that there was no latch for the buckle, just an empty hole on my left in which the belt could dangle, giving the appearance of being secured while completely circumventing any safety benefit. The driver was more interested in complying with the letter of the law than minimizing potential health hazards. For me, this underscored the important role of public trust in the field of public health. The apparent erosion of public trust in government, whether justified or not, ultimately undermined an attempt at regulatory or federal interventions for benefit. In a culture notorious for corruption and a less-than-transparent government, public health has its work cut out for it! Understanding these cultural circumstances before attempting to intervene, though, is a critical step.
Public health, in addition to many other disciplines, often involves working in diverse teams and environments. This makes communication essential to success. As our societies become more interconnected with increasing globalization, it will become even more important to proceed in our professions with a sensitivity to the cultural and linguistic backgrounds of our friends and colleagues. It takes an effort to look more closely and to examine our perspectives objectively, yet when we do, we are rewarded with a new, broader perspective to take away with us.
Visiting a homeroom class on the first day of school.
Teacher-student interactions provided valuable data for making cross-cultural comparisons in language, specifically in instructional discourse. We had the chance to sit in on classes in groups of two or three to observe classroom dynamics directly. A common observation was that Russian instructors can be very demanding, quite literally! While American students are used to being politely asked to turn in homework, offer responses and share our books, Russian students are frequently not given the choice. Use of imperatives in instructional discourse is much more frequent in the schools we visited than what anyone experienced at home. "Read!" "Write this!" "Stand up!" "Finish, quickly!" Sound harsh? Initially, yes, but we also learned to pick up on other nuances of the language that conveyed more warmth, such as the use of informal pronoun "you," or, particularly with children, the use of diminutives to communicate more affection simply through terms of address. What sounded harsh to us was perfectly normal to the culturally attuned Russians in the class.
Fortunate to be in Sochi on the first day of school, we experienced another cultural difference - the National Day of Education. Each year, on September 1st, the first day of school is more than a grudging return to study or even a reunion with friends; it is a celebration. School No. 9 was kind enough to host our delegation this day as we attended celebratory performances and heard the first ringing of the bell. Complete with music, choir performances, confetti and balloons, the event brought together parents, city officials, education administrators, and, on this particular day, visitors from abroad.
Sailing on the Black Sea.
As we learned throughout our stay, information in Russia is sometimes incomplete and rarely comes early - in other words, we often were not sure where we were going or what we would do until we were there, doing it. Such was the experience on a later school visit, where we thought we were going to have lunch with the students at the cafeteria and then observe classes. It turned out that there was a delightful lunch set out for us in a special dining area; after a leisurely meal, we were escorted to an auditorium not to observe, but to become an active panel of experts on American culture in a round-table discussion with students, many of whom had been waiting while we ate lunch. Surprise! After a few minutes of reorienting ourselves, we were engaged in a fascinating discussion of cultural perceptions and stereotypes: Do all American police really love donuts? Do all Russians really love vodka? Okay, those were easy opening questions, but how about these: Are Americans more patriotic than Russians? What does "feminism" mean in your country? Are drugs really a big problem? After much back and forth, we resolved that our perceptions were indeed quite different, not only between Russian students and Americans, but even within our respective groups! The opportunity to speak to students so directly and openly became, for many of us, an unexpected yet welcomed highlight of our stay in Sochi.
Sochi and beyond
A toast from Hotel Mashuk owners on our final night in Sochi.
Cross-cultural communication studies can happen anywhere, but studying in Sochi presented a unique opportunity. Sochi is a mixing-ground of old and new; it is a place in transition. Sochi is a site of geographical juxtaposition that pushes the senses to higher levels of observation than could be achieved at home. This seminar offered the chance to develop the skill of removing individual bias from interpersonal interactions – the ability to see these interactions objectively, as a set of culturally and linguistically infused data that are a part of every conversation. Study abroad programs are valuable for many reasons, but this seminar was particularly valuable in the way it encouraged each participant to see more, to reflect more, and to understand the challenges of communication and culture on both a practical and theoretical level. It left me feeling not only enriched by the experience, but able to have greater patience and renewed appreciation for the culture that confronts each of us every day - in our home country or abroad. Ultimately, I felt ready to take my newly learned theory, sharply trained eyes, and highly tuned ears to experience the world anew.
Amy Paul is a graduate student in the Public Health Genetics program at the University of Washington. The Exploration Seminar was her first visit to Russia.
For more information about the Exploration Seminar "Culture, Language and Community Health," contact Professor Valentina Zaitseva at firstname.lastname@example.com.


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Knittel is a populated place located in Bremer County at latitude 42.715 and longitude -92.259.
The elevation is 1,010 feet. Knittel appears on the Denver U.S. Geological Survey Map. Bremer County is in the Central Time Zone (UTC -6 hours).
Bremer County: Cities & Towns | ZIP Codes | Schools | Features (airports, churches, hospitals, etc.)
BIG Map |
Driving Directions |
Data Source - USGS GNIS FID: 464113
BOUNDARY MAPS: Township of Maxfield | Bremer County
Knittel, IA
(< 0.1 mile) Readlyn, IA (1.9 miles ESE) Artesian, IA (4.1 miles WNW) Klinger, IA (4.5 miles SSE) Denver, IA (5.1 miles SW) |
Tripoli, IA
(6.4 miles N) Buck Creek, IA (6.7 miles ENE) Bremer, IA (8 miles WNW) Spring Fountain, IA (9.1 miles NNE) Oran, IA (9.4 miles E) |
Wapsie, IA
(3.1 miles E) Meadow Lane Mobile Home Park, IA (5.8 miles SW) Old Tripoli, IA (7.6 miles N) Miner, IA (8 miles E) Highway Three Mobile Home Park, IA (9 miles W) |
Boies, IA
(9.2 miles SW) Seigel, IA (10 miles NNW) Big Rock, IA (11.5 miles S) Roxie, IA (12.2 miles NW) Gas Light Mobile Home Villa, IA (14.5 miles SW) |
The Demographic Data for the 3,713 Iowa cities, towns, counties, ZIP Codes and Census Designated Places (CDPs) profiled in this gazetteer is updated annually. Last Update: July 1, 2014.
The ZIP Code maps and the data regarding the number of residential and business addresses in each ZIP Code are updated four times per year. Last Update: November 1, 2014.
The information on the 39,825 Iowa Physical, Cultural and Historic Features is updated six times per year. Last Update: December 2, 2014.
The School Attendance Zone Maps for 1,427 Iowa public schools are updated four times per year. Last Update: October 6, 2014.


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Reader comments are listed below. Comments are currently closed and new comments are no longer being accepted.
What the Germans Know and are Afraid to Admit
You can get a run through a bond market in two ways. The first is to discover that the real price of the bond is not reflected in the risk premium and dump it or short it. The other lies through contagion mechanisms. If banks have essentially similar positions in similar assets, in this case Southern Bonds, the chances are that they also have similar hedges. If so, and these assets are in demand, Southern European bonds in this case, bond rates go down as demand goes up, leading to lower risk premiums as far as the bank is concerned. But if there is a shock that leads to a rapid revision of prices, as there was in 2008 and 2009, the temptation is to look to the hedge to take up the strain. Unfortunately however, by 2010 other available asset classes, real estate and equities are on the floor. So to avoid taking these losses banks will have to liquidate similar assets in an effort to cover their losses, if their hedges will not cover their losses. But it gets worse. If those losses are anticipated in advance, then the temptation is to 'dump good to cover bad.' But if my 'good' asset is also your 'good' asset, then I will try to dump them ahead of you doing the same. You can see where this story of asset correlation goes.
If I know you want to dump Greece, I will dump Ireland, and you will dump Italy to cover the anticipated losses, and I will dump Spain to get ahead of you, and as we all try to cover the bad with good, we all try to find liquidity, when in fact it is a community property, thus creating illiquidity in the bond market, just as happened in the repo market in the US in September 2008. This is why any talk of exiting the Eurozone has to be quashed and austerity is the only game in town. With billions of dollars of risk held in a myriad of banks in dozens of EU countries no one is immune from contagion effects. So if anyone gets wind of someone printing a new currency, for example, the whole thing unravels at light speed as investors try to liquidate ahead of the pack. Investors don't want to do this in the main. Speculators aside, most bondholders want to 'be made whole' rather than blow up their portfolio. But if someone is going to shout fire in a crowded theater, then it pays to be close to the door, the signal for which is the increasing pressure on spreads that we see today.
So if the Germans are smart enough to see this bank run coming, and that they know austerity politics cannot work as advertised, and if the 'rescue' vehicle of choice is a $750 billion SPV with no actual cash in it supported by new 'restructuring mechanisms' that are seen as less-than-credible by bondholders, and if we can assume that at some point mass publics will vote against austerity, then what is the end game? I think that it might be the case that the Germans are 'performing austerity' to buy some time for the inevitable bank run that lies ahead.
Sorry, i forgot. The Consulting industry will gladly accept you...
"which indeed has been partly owned by the same company also owning a controlling stake of the Economist - PEARSON PLC, London. LOL Talk about know-nothing." Josh_01
Too bad you just have a "post high school" education and not an "advanced" degree so i am sure you fit in nicely there...
And so sad to see your world as blau und rot. Maybe you should try to be more open mided when thinking of your homeland other than your simple, bipolar world.
And who the F cares about your Lux/Germany analysis. I have been to both the city and country of Lux, so who the f cares? Do i need to tell you about corporate finance? No, i assume you are stupid and dont care to share. So, dont try to be a techer all the time Josh. Focus on your strengths. Your a pseudo German wannnabe but will never be, your costant spell checker so perhaps you can make some good big Corporate Fuhrer by being a good Secretary spell checking all those lovely paper pushing jobs they have there in Germany. Or perhaps you dont take it in the ... that well? I assume you you would do well...
1) 2009 is outdated? LOL
So you think German banks got rid of their massive bad debts in one year? LOL. Is that why the European stress test was a sham?
2) No, I was not confusing European banks with German banks.
You told a lie that German banks were in no worse or better shape than British or American banks. To which I pointed out GERMAN banks were in much worse shape than American banks. Nowhere did I mention European banks and the newsweek article was all about German banks.
So from this exchange how did you get the impression I was confusing European banks with German banks.
3) The newseek article does give a source if you had bothered to read the entire article. Another incorrect remark from you.
4) Bottom line is German banks are in much worse shape than American banks and no amount of propaganda can make American banks as bad as German banks. Period
l'ambassador, probably that people were afraid by your way of talking, and or your appearance
I didn't impose my son to chose his foreign languages
I dislike some Germans not all of them
"Will the eagle crash-land?"
No, because he isn`t flying.
you are right, we can await the crash-down of Germany.
I am looking forward and I will enjoy because only this way this European nonsense will have its final end for a very long time.
It will be very amusing and thrilling to see how the Euro will collapse in the next few weeks or months.
I have all my money already changed into Swiss Franks.
Europe will have a very amusing and extremely funny time when all their economies are collapsing.LOL
We only can hope that this crash will come very soon.
While we are on the subject of self censorship - Has the German press practised self-cenorship on the issue of German banks being the worst in the world due to their huge bad debts?
Doch, Doch, Doch....
If Angela Merkel will fail within the next elections, Germany will leave the EU and Europe will disband.
This will be the best and most reasonable solution.
Back to strict borders, back to own currencies and back to clear separation.
It was a big mistake to abolish the borders and it was nothing but mere fiction and phantasy trying to create a European Union.
It was obvious from the beginning that countries which are only united by their extreme rifts and and hostile contrasts never can be members in a political or economic union.
The rifts and contrasts between the different countries have been increased and enforced and the rifts and contrasts are today even bigger as they ever were in 1945.
Europe and its nations are based on contrast and hostility to each other.
So it was since ever and from the beginning nothing but mere fiction and phantasy to create a United Europe consisting of countris which will ever stay in clear contrast to each other.
Accepting the wide-spread kind of hatred and hostility in Europe would have been realistic and honest.
Europeans should face reality and the fact that they stand in extreme hiostile contrast to each other and that this is a fact given by nature which is unalterable.
Many nations in Europe are eternal enemies and we should accept this kind of fact if we like it or not.
Europeans are never friends but always enemies and in all European coutries public opinion is facing this fact as a reality.
So there is no reason why Germany ever should take any care of any other European country.
Germany is surrounded by enemies and not by friends.
Cutters wrote
Dolts! Can't trust continentals to get anything right!
The question should be "who will jump first" not if the eagle will crash. One of your politicians should be able to work it out and start the process of returning to separate currencies, and the euro becomes worthless, pity the IMF and the loans it gave in that currency... Still, it has dollar to bail its self out..
Agreed. This will be the only solution they have.
We wat to have back our strict borders, being protected against the French and allother hostile nations around Germany and we wat to keepforeigners out of Germany.
They have nothing to do in our country because most of them are nothing but hateful German-bashers.
Those who don't like us should be kept out or kicked out by a harshful police.
Europe is not the solution for Germany and so Germany should leave this stupid club of broken economies as soon as possible.
Back to the D-Mark and back to the strictest borders we ever had around our country.
Reducing international relationhips to all hostile European nations on the lowest level as possible.
"Why should a German company employ somebody who is unable to speak the language at a professional level,"
It appears that ignorant Josh is not aware that the language of many international German companies is English.
It is very obvious ignorant Josh is not aware that when a German company opens a branch in Malaysia, its business is conducted in English, not Malay.
If ignorant Josh doesn't know what Malay is, than he should check it up.
German banks are holding trillions in worthless liabilities. German banks will crash very soon if Berlin does not shut down and dissolve the landesbanks. There are so much more writedowns coming to the German Banks. The German Banks are holding the EU and the Euro hsotage. Berlin will face a political crisis of epic proportions after May when Jerkel will no longer wield power to help her banker friends. Es tut mir sehr leid. Then comes the fun part where the german taxpayer will be forced to pay either way.
1. To bail out the worthless German banking system
2. To bail out Europe
This is all on the shoulders of Germany now as German bunds are now under pressure. The cost of financing is getting much more difficult when pfandbrief is priced out of the market.
The problem is that brain drain due to the poor German educational system will force revolt and change. Only if Lebensborn returns would you see a greater Germany. Unfortunately, Thilo Sarrazin and the rest of the German racists have nothing else to complain about. Schade....
Dolts! Can't trust continentals to get anything right!
The question should be "who will jump first" not if the eagle will crash. One of your politicians should be able to work it out and start the process of returning to separate currencies, and the euro becomes worthless, pity the IMF and the loans it gave in that currency... Still, it has dollar to bail its self out...
No, defintively no, Germanyis not paying for the victorious and wonderful Red Army since 1989.
Definitely YES.
Look for the "Solidarpakt".
A massive amount of money is needed - to pay for the land that was occupied by the red army.
It is nice and charming to see how Euro-Land is going down with its pathetic ideas.
It is a real pleasure to see how they get caught by reality.
Germany must crash down in order to get out of this mad-house called EU.
As sooner the better.
Only if Germany crashes down there will be a real good solution in Europe and Germany will be free to start a new beginning.
I think this year the Euro will collapse and this will be the the best that ever can happen to Germany.
I do not believe that Mrs. Merkel is bold enough to leave the Euro.
But I am absolutely sure that the rest of the Eurooean countries will be successful to destroy the Euro.
Greece, Ireland and Portugal have made an excellent job and I hope Spain is doing a much better job in regard of destroying the Euro.
It will be an extreme thrilling amusement if Spain is collapsing because this will mean that the rest of the Euro will collapse as well as the whole bunch of inept politicians at Brussels.
We will see then what the super clever and arrogant members of the Club Med including France then will do.
Europe is nothing but interesting and Britain can enjoy the stupidity of the continental countries.
It will be quite thrilling to see what the rest of the EU will do when Germany fortunately will collapse.
We only can hope that it will happen very soon.
Europeancitizen wrote
The Red Army again in Germany....
Oh no, not again, Germany is still paying for the last time...
No, defintively no, Germanyis not paying for the victorious and wonderful Red Army since 1989.
But Germany still pays for the occupation forces of the French, Americans and British until 2011 and for the next 20 years if the Red Army will not liberate Germany.
I only can hope that Russia will protect us with its wonderful Army against the permanent French aggression and the occupation of the British and Americans.
Most Germans deeply regret that the Red Army withdrew from Germany.
The Red Army has been since ever the best and most sincere ally to Germany and German people.
But we will see what will happen and I rely on the Russians.
Wow, the defeatist talk from the German reponders has certainly taken a 180 degree turn. Just a few months ago it was divide and conquer. Now, its the end game. What is going on? No MittelsEuropa?
You are a NESCAC lib tard who only wishes his company can take him back to Germany but he knows its the end game. He sees the writing on the wall, so thats why he is here hiding in the US, although, he wishes he could be a self absorbed German again. Too bad Josh_01. Now, you will see what your German companies do when they sh*t themselves in April. Too bad you could never get permanant residence in Germany. You really deserve to pay more taxes, so you should go back. However, you are an Amerikane so you will never get promoted, never get a raise, you must stay in your low paying wage dropping job. Schade Josh_01
to A J Maher (active in this thread),
Delayed curiosity about closing timing for "Comments on Charlemagne's Baltic Bet" made me inevitably notice the last four posts on that thread were addressed to me.
Three by the outlandish electronic couple Sherryblack/A P Maher who, although separated by an Ocean managed both to accuse me within minutes of difference I had invented H. Seldon to help show off my skills at maths.
I seldom read your posts, but this time I did and what a good laugh I had.
I happen to know H. Seldon very well. Very well indeed.
He decided to pull a prank on me by appearing here without warning me. The pen name alone rose my suspicions and his reply to my questioning him confirmed them. A transcontinental phone call and a couple of emails later confirmed it was indeed him.
If you had had the same powers of penetrating my email that other organizations showed to have you'd be knowing all this by now; as you say you haven't, I'll explain.
Don't be afraid that I invented H. Seldon to masquerade my mathematical lack of abilities.
He is a maths professional researcher and varsity professor for PhD candidates. Obviously he is one too and has more post doctorate courses than a Christmas tree has decorations. To measure him suffice to say a true Mancunian (not an adopted one like me), another expert on H. Seldon's field, once managed to make him a member of the scientific committee of a specialized congress held by Groningen University some 8 thousand miles away. For geographically impaired readers Groningen is in North Holland and its University is famous for its research on countries' productivity measurements, of which curiously H. Seldon is a critic.
Now, I am just an amateur maths buff not even very skilled.
I am at most a statistics analyst (not a good one I repeat) and have to live with H. Seldon's assertion that statisticians are no mathematicians.
There is no way I could compare me to him.
Maybe even more important, you, the electronic couple one Ocean apart Sherryblack/AP Maher have again shown your total inability to understand others and their world.
Using more than one pen name is usual in your world of duplicity, propaganda, counter information and lack of intelligence despite the many names of related outfits.
In my world it is simply not the done thing.
Out of respect for us.
Others do not even count for this.
Never judge others by your standards or ways of thinking. You'll be always wrong and the target of others' amusement. There aren't two people alike and stereotyping is one of the most idiotic obsessions I know.
Yet, you are right in one point: I did invent H. Seldon many years ago but not the way you imagine. My much missed late wife had at very least half of the work to make him real.
Now that all is clear, you certainly will understand I'll revert to my habit of not reading your posts and even less replying to them.
Nothing personal mind you.
Just mental hygiene.
Church and state in Greece: A courteous distance
The Jaipur Literature Festival: Bigger than the canon
In graphics: Greece's elections
Graphic detail
Syriza's win: Greece turns, Europe wobbles
The Americas
Greece, the EU and the markets: You can't always get what you want
Buttonwood's notebook
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