text:
by Jagadeesh Gokhale | CATO
Determining whether medical impairments imply inability to work is becoming more difficult in a growing number of cases, with the result that many applicants with residual work capacities are admitted to Social Security Disability Insurance (SSDI), a program facing imminent insolvency. In this paper, Cato scholar Jagadeesh Gokhale encourages a change in the structure of SSDI's benefit payments to those admitted to the program. Shifting benefits at the margin toward paying beneficiaries to work rather than to remain out of the work force would encourage beneficiaries with residual capacities to return to work.
Many beneficiaries express a desire to return to work but fear of losing benefits and health coverage under SSDI's current benefit rules impedes such a decision. Accordingly, this paper advocates a change in the structure of SSDI's benefit payments to those admitted to the program. Shifting benefits at the margin toward paying beneficiaries to work rather than to remain out of the work force would encourage beneficiaries with residual work capacities to return to work. That shift would serve as a backstop to reduce the economic loss from wrongful allowances of applicants into SSDI. Such a switch in benefit design can be accomplished without compromising benefit eligibility for those who cannot work. The paper explains how to implement such a change to SSDI's benefit structure and the advantages that would accrue from it. Apart from creating better incentives to work, the proposed reform complements other reforms Congress might adopt. . .
Read the entire policy analysis here
Feedback . . . Subscribe MedicalTuesday . . . Subscribe HealthPlanUSA . . .
Government is not the solution to our problems, government is the problem.
- Ronald Reagan
Panel Urges Overhauling Health Care at End of Life
September 23, 2014
The country's system for handling end-of-life care is largely broken and should be overhauled at almost every level, a national panel concluded in a report released on Wednesday, according to the New York Times.
According to some, the system is geared toward towards simply doing more toward the end of life which can be costly and not consistent with what the patients actually want. A report by a nonpartisan committee that was appointed by the Institute of Medicine has some recommendations for dealing with end of life care:
· First, Reimburse health care providers for conversations on advanced care planning.
· Restructuring Medicare, Medicaid, and other health care delivery programs.
· Eliminate perverse financial incentives that encourage expensive hospital procedures when low-tech services like pain management and home health care are available.
· Finally, accredited medical schools and groups as well as health providers should greatly increase training in palliative care.
Some recommendations, like changing the reimbursement structure so that Medicare would pay for home health services would require congressional action. In all, however ,the 507-page report, titled "Dying in America," said its recommendations would improve the overall quality of care and save a significant amount of money for our health care system.
Some critics argue that end-of-life choices that stem from the standpoint of economic savings would prompt the medical establishment to pressure people into rejecting life-sustaining treatment. However, in a survey of doctors about their own end-of-life care, many wish to be at home and simply free from pain. The conclusion of the study would not necessarily prompt premature deaths, but instead provide more choices for an increasingly diverse set of wants from a growing American population.
To accommodate this shift to more end-of-life planning, higher health education needs to be completely revolutionized to teach more palliative care skills and teaching. As it stands, many doctors are uncomfortable or ill-equipped to deal with the subject.
Source: New York Times, "Panel Urges Overhauling Health Care at End of Life," September 17, 2014.
Numbers You Need to Know About Medicare Advantage Cuts
Submitted by Randall Clough on Mon, 03/17/2014 - 11:41
1. $420 to $540: Average Annual Premium Increase And/Or Benefit Reduction For Medicare Advantage Enrollee In Florida Due To Proposed Cuts From Obama Administration
2. 78%: Percent Of Seniors In Swing States That Say Medicare Advantage Cuts Will Be One Of The Most Significant Issues In Determining Their Vote If Cost Of Plans Rises
3. 50: Number Of DEMOCRATS In U.S. House Of Representatives Who Signed Letter To Center Of Medicare Services Out Of 194 Members Citing Concern Over Cuts To Medicare Advantage
4. 18: Number Of DEMOCRATS In U.S. Senate Who Signed Letter To Center Of Medicare And Medicaid Services Out Of 40 Members Citing Concern Over Cuts To Medicare Advantage
5. 74%: Percent Of Seniors In Swing States Expressing Concern That Medicare Advantage Rate Reduction Will Increase Cost Seniors Have To Pay
6. 1: Number Of Candidates For Governor Of Florida Denying That Medicare Advantage Cuts Will Harm Seniors
Ref: http://healthsprocket.com/node/9366
17 Medicare Facts
by Twila Brase, RN, PHN
People who refuse to join Medicare Part A are not allowed to receive their earned Social Security benefits.1 Brian Hall, et al. v. Kathleen Sebelius, et al, was filed October 9, 2008 and appealed June 14, 2011.
On June 30, 2011, U.S. Sen. Jim DeMint and 12 GOP colleagues introduced the Retirement Freedom Act to decouple Medicare from Social Security.2 On February 7, 2012, the D.C. Circuit Court of Appeals held that "because plaintiffs are entitled to Social Security benefits and are 65 or older, they are automatically entitled to Medicare Part A benefits. The statute offers no path to disclaim their legal entitlement to Medicare Part A benefits."3
A 1997 law (Balanced Budget Act, section 4507) forbids private contracts between patients and doctors. With few exceptions, Medicare recipients cannot pay cash for a Medicare-covered service that Medicare denies until the doctor has opted out of Medicare.4 Most physicians cannot afford to opt out. Obamacare cut $716 billion from Medicare5 and enacted two administrative panels that are expected to advance rationing: the Independent Payment Advisory Board (IPAB)6 and the Patient-Centered Outcomes Research Institute (PCORI).7
Seniors are automatically enrolled in Medicare Part B. Those who refuse and later change their minds will pay a premium for the rest of their lives that is 10 percent higher for each year they were not enrolled.8
There is no binding contract between the government and citizens for future payment of Medicare benefits.9 Congress can alter or eliminate Medicare benefits at its discretion.
Read all 17 Medicare Facts at http://www.cchfreedom.org/pdf/17%20Medicare%20Facts.pdf
When I turned 65, I debated whether to apply for Social Security Retirement Benefits. Since, I planned to practice until age 72; I knew that I would lose a major portion of my benefits since I was still working. But I found out that not applying for benefits would cost me far more than the income lost by keeping on with the practice of Medicine. Essentially all of my colleagues who entered practice about the same time as I, had similarly decided to keep on working. Why begin to take retirement benefits at age 65 when 75 is the new life expectancy rather than age 65 which was the life expectancy when Social Security was implemented and lose one dollar for every two dollars earned?
And then President Clinton announced that full benefits would be available to those turning 65 regardless of income. We had all assumed a 2 for 1 reduction in benefits from age 65 to age 72 by staying in the program. Hence, we all began receiving benefits at age 65 even though life expectance was now 75. The average American would now receive an additional 10 years of full benefits that had not been factored in when FD Roosevelt had implemented the program in 1935. But wouldn't ten years of extra yearly income for every American bankrupt the country? Why couldn't the Clintons have utilized this information to guarantee the future of Social Security?
Just by delaying the partial benefits of age 62 to age 65 and delaying full benefits from age 65, and now from age 68, to age 72, when all professionals, successful business men, corporate executives and entrepreneurs were expecting they would receive full benefits, the Social Security Armageddon of the 21st century could have been avoided.
In the relative quiet political climate of the mid 1990's, this could have been feasible. However, in our present political climate it cannot even be mentioned. Social Security has again become the third rail of any politician who even mentions this correction in predictions from the 1930s.
This is another example of a president trying to be kind and to purchase votes, causes far more misery to American's after he's dead and gone, rather than become a hero in the annals of American History.
Medicare Ban on Sex-Reassignment Surgery Lifted
Decisions on Procedure Now Will be Made on Case-by-Case Basis
By Stephanie Armour, WSJ, June 1, 2014
WASHINGTON—Transgender people who receive Medicare benefits will no longer be automatically denied coverage for sex-reassignment surgery, a federal review board ruled Friday.
The decision means that Medicare, the federal health insurance program for seniors and those with disabilities, will now cover sex-reassignment surgery on a case-by-case basis rather than routinely denying the surgery under guidance adopted during the 1980s.
Although the Department of Health and Human Services appeals-board decision involved a single case—a New Mexico woman who sought gender-reassignment surgery—it could have broad ramifications because private insurance companies and Medicaid, the state-federal program for the poor, often follow Medicare's lead on coverage.
The surgery is often the last step in a long process toward gender-reassignment. Some people call themselves transgender even if they haven't had the operation.
"It's pretty clear there's no basis for the arbitrary discriminatory rule they established in the 1980s when they wouldn't cover it," said Mara Keisling, executive director at the National Center for Transgender Equality, an advocacy organization in Washington, D.C. "It's not up to bureaucrats anymore. It's up to doctors and patients. It's very important."
While the ruling doesn't require Medicare to pay for the surgery, it does mean coverage decisions will be made on a case-by-case basis by doctors and other Medicare contractors, based on clinical evidence that the procedure is medically appropriate, according to the Centers for Medicare and Medicaid Services.
The case decided Friday involved Denee Mallon, a 74-year-old transgender woman from Albuquerque, N.M., who was born as a male.
Her doctors agreed she should have sex-assignment surgery, but Medicare denied the procedure two years ago.
"Medicare determined there is no medical reassurance for this exclusion," said Ms. Mallon's attorney, Jennifer Levi, who heads the Transgender Rights Project of Gay and Lesbian Advocates and Defenders in Boston.
"This brings Medicare policy into the 21st century," Ms. Levi said.
America's Health Insurance Plans, a trade association for the health-insurance industry, said coverage for sex-reassignment surgeries varies by plan.
The total cost of transgender-specific care for one person is estimated at between $25,000 and $75,000, according to the Human Rights Campaign, an advocacy group for lesbian, gay, bisexual, and transgender people. The organization also said that many providers of gender-reassignment surgery might not accept Medicare coverage, posing a challenge to those seeking the procedure.
Editorial Comment:
We have one sexual dysphoria patient in our practice who was married, had three children and thought she was really a man trapped in a female body. She divorced her husband and had sex-reassignment surgery at a prestigious medical center. She is now a DAD (although a biologic mom) to her three children who also have another dad.
After the surgery, she married another female, and her clitoris, now with hormone treatment, is a small male phallus. He is able to insert his clitoris, after hormone therapy, into his wife's vagina and achieve an orgasm. He has no ejaculation and cannot urinate through his penis since there is no urethra inside the shaft of his clitoris, now his penis. His urethra is still beneath the clitoral phallus, and does not go through it. Hence, he empties his bladder as she (he) did when he was still a woman. He had a scrotum built behind the clitoris which is now his phallus, and the urethra is behind his two aluminum testicles resting in his newly built scrotum. Since a female urinates straight down, the urinary stream does miss his aluminum testicles. He enjoyed showing the nurses on his last hospitalization where they had to insert the catheter by elevating his scrotum with the aluminum testicles, which are always in the male tight ejaculating position, even though he (she) does not ejaculate during his clitoral orgasm.
Of course, he had the rest of the transforming surgery. His breasts were amputated, his vagina was removed. He had a hysterectomy and a bilateral oophorectomy. And voila, he thought he was now in a male body. After hormone therapy, he was able to grow a beard, mustache, pubic hair, and his clitoris began to enlarge. It is now about 4 cm long. Which he states is long enough to stimulate his new wife's clitoris and give her an orgasm.
He went through a psychiatric crisis. He was treated as a schizophrenic for a few years and on his last visit, his female wife states he is no longer schizophrenic, but was given a new diagnosis.
Was she really a male trapped in a female body? Or was she primarily homoerotic and liked girls better than boys? In our current open society, could she not have achieved her current status in a lesbian relationship without such mutilating surgery? Or is he now really a genetic female trapped in a female body modified to look like a male but still with the x-x chromosome which ultimately defines him as a genetic female. And she (he) is married to a genetic female with all the secondary female sex characteristics. Doesn't this define the lesbian relationship, genetic female having sex with a true genetic female? Couldn't she have this relationship without the operations and years of psychotherapy which more likely than not cost taxpayers more than $100,000.
Are sex-reassignment operations for sexual dysphoria ever indicated in our present society?
And now Medicare pays for these sex change operations?
How does a sex change operation in a 74-year-old transgender person bring us into the 21st century?
Feel free to email any comments to email@example.com We may publish several. We'll be happy to include your name and position with your permission. PHI has to be sent through the Practice Fusion website.
Be sure to go to the WSJ site to read a large number of comments.
It may also make the problem worse!
Why We Lost the War on Poverty
By John Goodman | Health Alerts | May 7, 2014 –
See more at: http://healthblog.ncpa.org/why-we-lost-the-war-on-poverty/#sthash.oKZ8tgWI.dpuf
Take a look at the graph below. From the end of World War II until 1964 the poverty rate in this country was cut in half. Further, 94% of the change in the poverty rate over this period can be explained by changes in per capita income alone. Economic growth is clearly the most effective antipoverty weapon ever devised by men. The dotted line shows what would have happened had this trend continued. Economic growth would have reduced the poverty rate to a mere 1.4% of the population today ― a number so low that private charity could probably have taken care of any unmet needs. But we didn't continue the trend. In 1965 we launched a War on Poverty. And as the graph shows, in the years that followed the portion of Americans living in poverty barely budged. In 1965, 18% of the population lived in poverty. Today we are at 15%, or 50 million Americans. That's after spending $15 trillion on antipoverty programs and continuing to spend $1 trillion a year.
Now here is something you may not know. Early on ― in the first decade of our 50-year experiment with an expanded welfare state ― carefully controlled experiments funded by the federal government established without question that welfare changes behavior. It leads to the very behavioral changes that keep people in a state of poverty and dependency. Think about that. Any serious social science debate about the effects of welfare on the behavior of the recipients was resolved four decades ago! We now know a lot about how behavior affects poverty. In fact, if you do these four things, it's almost impossible to remain poor: Finish high school, Get a job, Get married, and Don't have children until you get married. So how does welfare affect behavior? In the late 1960s the federal government sought to find that out in what Charles Murray calls "the most ambitious social science experiment in history." The experiments were all conducted by social scientists that believed in the welfare state and had no doubt about its capacity to be successful. In other words, they were confident of the answers before the experiments ever began. Their goal was to prove that popular wisdom was all wrong ― that welfare would not cause people to reduce their work effort, to get married less often, divorce more quickly or engage in other dysfunctional behavior. The experiments were all controlled. Randomly selected people were assigned to a "control group" and an "experimental group." The latter received a guaranteed income, and the program even used Milton Friedman's term for it: a negative income tax. The largest, longest and best-evaluated of these experiments was SIME/DIME (Seattle Income Maintenance Experiment/Denver Income Maintenance Experiment) in Seattle and Denver. And the results were not pretty. To the dismay of the researchers, they largely confirmed what conventional wisdom had thought all along. As I reported in "Privatizing the Welfare State": The number of hours worked dropped 9% for husbands and 20% for wives, relative to the control group. For young male adults it dropped 43% more. The length of unemployment increased 27% among husbands and 42% for wives, relative to the control group. For single female heads of households it increased 60% more. Divorce increased 36% more among whites and 42% more among blacks. (In a New Jersey experiment, the divorce rate was 84% higher among Hispanics.) BTW, these results have been studied and studied over and over again and there is a large literature on them ― almost all of it written by researchers who detested the outcomes. Good summaries are provided by Charles Murray and Martin Anderson. Both authors point out that the results are even worse than they appear at first. For one thing, the "control group" had access to conventional welfare available in the 60s and 70s. So this was by no means a pure (welfare free) control group. Also, the enrollees were given different instructions about how long they could expect their guaranteed income to last. It turns out that the longer the guarantee, the worse the negative effects. So far as I can tell there was no marriage penalty in these experiments ― certainly nothing like we have today ― and little or no penalty for earning a higher income. With the passage of time all these incentives have become increasingly more perverse. For example, over the past 50 years we have added one marriage penalty after another to welfare benefits. There is a very strong marriage penalty in ObamaCare, for example. And even Paul Krugman concedes that the marginal tax rate faced by low-income families is in excess of 80% today. (It actually goes above 100% in many cases.) And ObamaCare will make the penalty for working and earning even higher. So here is the important public policy question: If it is well established that self-sufficiency is closely related to working and being married, why are we "fighting poverty" by doing things that social scientists have known for decades lead to less work and fewer marriages? And here is a public discourse question: Why are New York Times columnists Paul Krugman and Nicholas Kristof declaring the War on Poverty a success when it is so obviously a failure? Both columnists claim that if we count goods-in-kind (food stamps, housing, Medicaid, etc.), the actual poverty rate would be lower by one-third. Of course, if we give people enough stuff and count it as income, we could declare victory and claim that there is no more poverty. Dylan Matthews makes much the same point that Krugman and Kristof make. After citing a Columbia University study on the different ways of measuring poverty, he zeroes in on the key point (how much difference does government make?) and says this: …[T]he most noticeable trend here is that the gap between before-government and after-government poverty just keeps growing. In fact, without government programs, poverty would have actually increased over the period in question. Government action is literally the only reason we have less poverty in 2012 than we did in 1967. Reviewing some of the early literature, I find it very difficult to determine what Lyndon Johnson would have called "success" in the War on Poverty. But there is no doubt in my mind what the average citizen thinks success is. The goal is to have people earning enough and saving enough to support themselves above a poverty level income without any help from government. So by that measure, there has been no progress at all ― despite spending $1 trillion a year on the effort. - See more at: http://healthblog.ncpa.org/why-we-lost-the-war-on-poverty/#sthash.oKZ8tgWI.dpuf
Studies | Health http://www.ncpa.org/pub/st242 | by John C. Goodman | Monday, April 30, 2001
Executive Summary
Why should government be involved at all in our health care system? Aside from providing care for low-income families, the most persuasive argument is that in the absence of coercion people will have an incentive to be uninsured "free riders." In our society, people who choose not to pay for insurance know that they are likely to get health care anyway - even if they can't pay for it. The reason is that there is a tacit, widely shared agreement that no one will be allowed to go without care. As a result, the willfully uninsured impose external costs on others - through the higher taxes or higher prices which subsidize the cost of their care.
What evidence is there that free riders are a problem? One piece of evidence is the number of uninsured:
· According to the Census Bureau, in 1999 there were 42.6 million people who were uninsured at any one time, a larger percentage of the population than a decade ago.
· The rise in the number of uninsured has occurred during a time when per capita income and wealth, however measured, have been rising.
Although it is common to think of the uninsured as having low incomes, many families who lack insurance are solidly middle class. And the largest increase in the number of uninsured in recent years has occurred among higher-income families:
· About one in seven uninsured persons lives in a family with an income between $50,000 and $75,000, and almost one in six earns more than $75,000.
· Further, between 1993 and 1999, the bulk of the increase in the number of uninsured was among the households earning more than $50,000.
· By contrast, in households earning less than $50,000 the number of uninsured decreased by about 5 percent.
In deciding to be uninsured by choice, many healthy individuals are undoubtedly responding to perverse incentives created by government policies.
· On the one hand, we make an enormous amount of free care available to the uninsured; in Texas, for example, it totals $1,000 per uninsured person every year, on the average.
· Also, federal and state laws are making it increasingly easy for people to obtain insurance after they get sick - thus removing the incentive to buy insurance when they are healthy.
· Finally, although the federal government generously subsidizes employer-provided insurance, most of the uninsured are not eligible for an employer plan, and they get virtually no tax relief when they buy insurance on their own.
Far from solving the free rider problem, most government interventions these days are making the problem worse. Indeed, we might be better off under a policy of laissez faire.
If we accept the free rider argument, however, what policy implications logically follow from it? One commonly proposed solution is to have government require people to purchase insurance. However, this is neither necessary nor sufficient. Instead, a complete solution would have 10 characteristics. Adhering to each of them would lead to a system that provides a reasonable form of universal coverage for everyone without adding to national health care spending and without intrusive and unenforceable government mandates. . .
Read Goodman's entire study at the NCPA . . .
by Laurence J. Kotlikoff, Sn Fellow, NCPA
Brief Analyses No 689 | Federal Spending | Government
When it comes to nondisclosure, the United States government is the father of all financial malfeasants. Indeed, Uncle Sam has been misrepresenting the nation's finances for decades. In the process, he has run up an undisclosed bill that makes the financial bailout and economic stimulus spending look paltry.
Federal Financial Obligations. According to David M. Walker, former chief comptroller general of the United States, the federal government's current liabilities to Medicare, Social Security and the federal debt total $56.4 trillion. To put this in perspective:
· The average Social Security, Medicare and Medicaid benefit payment per retiree is currently $30,250 - or about 80 percent of per capita U.S. gross domestic product (GDP).
· In 20 years, when the baby boomers are fully retired, the average benefit per retiree will be the equivalent of $50,000 today (adjusted for inflation). [See the figure.]
· Multiplied by 78 million (the approximate number of baby boomers in the United States), the total would be equivalent to $4 trillion per year today.
But the $50,000 estimate assumes that the Medicare plus Medicaid real average benefit will grow at only 3.6 percent per year, whereas between 1970 and 2002 the average level of real Medicare plus Medicaid age-specific benefits grew at a rate of 4.6 percent annually. In contrast, real per capita GDP grew at a rate of only 2 percent per year.
Estimating the Fiscal Gap Using Generational Accounting. Generational accounting is a well-established methodology to measure the burden of government. A generational account for any given generation measures the generation's remaining lifetime net tax bill as a present value - what the generation will pay net of what it will receive, all valued as of today. If the generational accounts of all current and future generations are added together, assuming no change in fiscal policy, the sum amounts to what all current and future citizens are going to pay, on net, in taxes to the government (measured as a present value). This amount has to cover the government's official debt plus the present value of all future government purchases of goods and services (discretionary spending).
The fiscal gap is the difference between the government's official debt plus discretionary spending and the amount of taxes current and future citizens will pay. It incorporates all of the government's fiscal activities - including its financial obligations under Medicare, Medicaid, Social Security, welfare, unemployment, and interest and principal on government debt.
Taking into consideration all of the government's financial liabilities and projected future tax receipts, the current fiscal gap in the United States is estimated by Jagadeesh Gokhale of the Cato Institute and Kent Smetters of the University of Pennsylvania at $77 trillion - more than five times the United States' present GDP. In order to close a gap of this size, the Federal Insurance Contribution Act (FICA) payroll tax - currently 15.3 percent - would need to be more than doubled immediately and permanently.
To understand how this figure can be so large, consider:
· There are now roughly 33 million adults in the United States receiving retirement benefits.
· When the 78 million baby boomers retire, there will be more than twice the number of retirees receiving benefits than there are currently.
· While there will be a significant increase in those dependent on government programs like Social Security and Medicare when the boomers retire, there will only be about 2.7 workers per retiree to help pay the benefits - down from 3.28 workers per retiree in 1985 and 3.43 in 2000.
Adjusting for Risk. There is reason to believe that the $77 trillion figure would be even larger were the government's future cash flow discounted, taking into account that future benefit payment outlays appear to be more certain than do future tax receipts.
For example, according to the Social Security Trustees Report, Social Security is 27 percent underfunded. That is, achieving long-term solvency would require an immediate and permanent 27 percent increase in the 12.4 percent employer and employee payroll tax rate that funds Social Security.
Social Security's long-term solvency estimate also fails to adjust for the riskiness of the system's cash flow. Periods of high unemployment, for example, might require increased borrowing by the Treasury in order to fund benefits. Preliminary analysis from a recent Boston University study suggests that Social Security's failure to risk-adjust its cash flow understates its long-term financial gap by more than 20 percent. Thus, if Gokhale's and Smetters' projections of all the federal government's unfunded obligations were risk-adjusted, they would undoubtedly be much higher.
Conclusion. Given the magnitude of the fiscal gap, the country is broke. The United States is currently short more than $77 trillion and this figure will only increase . . . The United States government, through its various financial agencies, is assuming away the country's fiscal problems rather than confronting and correcting them. Without dramatic and immediate changes in policy, future generations are likely to face lifetime net tax rates that are twice those imposed now.
Laurence J. Kotlikoff is a professor of economics at Boston University and a senior fellow with the National Center for Policy Analysis. This article is adapted from his forthcoming book, Jimmy Stewart Is Dead: Ending the World's Ongoing Financial Plague with Limited Purpose Banking.
Read the entire Analysis 689. . .
NCPA – Goodman, et. al.
The modern era has inherited two models of health insurance: the fee-for service model and the HMO model. Neither is appropriate to the Information Age.
Both models assume that (1) the amount of sickness is limited and largely outside the control of the insureds, (2) methods of treating illness are limited and well defined, and (3) because of patient ignorance and asymmetry of information, treatment decisions will always be filtered by physicians, based on their own knowledge and experience or clinical practice guidelines.
However, an explosion of technological innovation and the rapid diffusion of knowledge about the potential of medical science to diagnose and treat disease have rendered these assumptions obsolete. In this chapter, we briefly outline the type of insurance we believe would emerge if we rely on markets, rather than regulators, to solve our problems.
Although the HMO model is often viewed as the more contemporary, it is actually the less compatible with the changes the medical marketplace is undergoing. The traditional HMO model is fundamentally based on patient ignorance. The basic idea is a simple one: make health care free at the point of consumption and control costs by having physicians ration care, eliminating options that are judged "unnecessary" or at least not "cost effective."
But this model works only as long as patients are willing to accept their doctor's opinion. And that only works as long as patients are unaware of other (possibly more expensive) options.
As we argued in the Introduction, we could spend our entire gross domestic product on health care in useful ways. In fact, we could probably spend the entire GDP on diagnostic tests alone—without ever treating a real disease.
The information reality is that patients are becoming as informed as their doctors—not about how to practice medicine, but about how the practice of medicine can benefit them. Combine the potential of modern medicine to benefit patients with a general awareness of these benefits and zero out-of- pocket payments, and the HMO model is simply courting disaster. The fee-for-service model is only a slight improvement. It tries to control demand by introducing deductibles and copays. But even it offers strong incentives for patients to over consume health care.
Some believe that managed care can solve these problems. They are wrong. Imagine grocery insurance that allows you to buy all the groceries you need; but as you stroll down the supermarket aisle, you are confronted with a team of bureaucrats, prepared to argue over your every purchase.
Would anyone want to buy such a policy? Traditional health insurance isn't designed to work much better.
Stay tuned . . .
Goodman, et al, NCPA
Sally Pipes
August 14, 2013
Suffering from illness or injury? Good thing you're not British. U.K. police recently investigated the deaths of 300 patients at one hospital. The suspected cause is? Neglect. That could never happen in America, right? On the contrary. ObamaCare's new insurance exchanges and expansion of Medicaid represent the building blocks of a British-style, government-run health care system in this country, says Sally C. Pipes, president, CEO and Taube Fellow in Health Care Studies at the Pacific Research Institute.
If that system metastasizes, rationed care and subpar health outcomes will follow.
Less than four in 10 Americans say they support "single-payer" health care.
But the idea remains a hobbyhorse for many Democrats. A single-payer bill has been introduced in Congress every year since 2003.
Vermont Gov. Peter Shumlin (D) recently signed a single-payer bill into law. And former Congressman Anthony Weiner (D) is pushing for a citywide single-payer system as part of his campaign for New York City mayor.
Initiatives like these could lead to a piecemeal government takeover of the health care system. Consider ObamaCare's health insurance exchanges, which are scheduled to open for enrollment on October 1. Each was intended to be a state-run marketplace offering affordable coverage options. The exchanges haven't unfolded as planned.
Just 17 states are operating their own exchanges.
Seven states asked for federal help running their exchanges, and 27 left the task to the feds altogether.
So the federal government will soon effectively control the individual and small-group insurance markets in more than half the states.
Those markets won't function properly if people don't enroll. That outcome is looking increasingly likely. The exchanges are designed to take premiums from the young and healthy, who typically consume less care, to subsidize coverage for the aged. The individual mandate was designed to force these young folks to participate. But if they ignore the mandate, the exchanges will crumble.
Without young people's premiums to cover costs for older people, the insurance prices will skyrocket. The federal government may feel compelled to reduce premiums, or simply insure everyone directly.
Add the 13 million new Medicaid enrollees to the nearly 63 million people already enrolled and the 50 million people on Medicare, and more than 40 percent of the country will be on publicly financed insurance.
Source: Sally C. Pipes, "Is ObamaCare Paving the Way for Single-Payer System?" San Diego Union Tribune, August 1, 2013.
Steps to Free Our Health Care System by John C. Goodman, PhD, President, NCPA
To confront America's health care crisis, we do not need more spending, more regulations or more bureaucracy. We do need to liberate every American, including every doctor and every patient, to use their intelligence, creativity and innovative abilities to make the changes needed to create access to low-cost, high-quality health care.
Here are 10 steps to achieve these goals.
1. Free the Doctor. Medicare pays for more than 7,000 specific tasks, and only for those tasks. Blue Cross, employer plans and most other insurers pay the same way. Notably absent from this list are such important items as talking to patients by telephone or e-mail, or teaching patients how to manage their own care or helping them become better consumers in the market for drugs. Further, as third-party payers suppress reimbursement fees, doctors find it increasingly difficult to spend any time on unbillable services. This is unfortunate, since it means that doctors cannot provide the type of low-cost, high-quality services that are normal in other professions.
To make matters worse, providers often face perverse incentives. When they lower costs and raise the quality of care, their income typically goes down, not up. For example, Geisinger Health System in central Pennsylvania gives heart patients a "warranty" on their surgeries. Patients who have to be readmitted because of complications pay nothing for the second admission. Whereas most hospitals make money on their mistakes, the warranty forces Geisinger's staff to provide higher quality care (to avoid readmissions) but lowers Geisinger's income from Medicare and other payers.
To change these perverse incentives, Medicare should be willing to pay for innovative improvements that save taxpayers money. And doctors and hospitals should be able to repackage and reprice their services (the way other professionals do), provided that the total cost to government does not increase and the quality of care does not decrease. This change in Medicare would almost certainly be followed by similar changes in the private sector.
2. Free the Patient. Many patients have difficulty seeing primary care physicians. All too often, they turn to hospital emergency rooms, where there are long waits and the cost of care is high. Part of the reason is that third-party payer (insurance) bureaucracies decide what services patients can obtain from doctors and what doctors will be paid. To correct this problem, patients should be able to purchase services not paid for by traditional health insurance, including telephone and e-mail consultations and patient education services. This can be done by allowing them to manage more of their own health care dollars in a completely flexible Health Savings Account.
3. Free the Employee. It is now illegal in almost every state for employers to purchase the type of insurance which employees most want and need: individually owned insurance that travels with the employee from job to job, as well as in and out of the labor market. We need to move in the opposite direction - making it as easy as possible for employees to obtain portable health insurance.
4. Free the Employer. Liberating employees would have the indirect effect of liberating employers as well. Employers have been put in the position of having to manage their employees' health care costs, even though many businesses lack the experience or expertise. Instead, employers could make a fixed-dollar contribution to each employee's health insurance each pay period. Like 401(k) accounts, the health plans would be owned by employees and travel with them as they move from job to job and in and out of the labor market.
5. Free the Workplace. If a new employee has coverage under her spouse's health plan, she doesn't need duplicate coverage. But the law does not allow her employer to pay higher wages instead. On the other hand, a part-time employee might be willing to accept lower wages in return for the opportunity to enroll in the employer's health plan. The law does not allow that either. The answer: Employers should be free to give employees the option to choose between benefits and wages, where appropriate.
6. Free the Uninsured. Most uninsured people do not have access to employer-provided health insurance, purchased with pretax dollars. If they obtain insurance at all, they must buy it with after-tax dollars, effectively doubling the after-tax price for middle-income families. The answer: People who must purchase their own insurance should receive the same tax relief as employees who obtain insurance through an employer.
7. Free the Kids. The recent expansion of the State Children's Health Insurance Plan (S-CHIP) to cover four million additional children will result in up to half losing private coverage, according to the Congressional Budget Office. However, under S-CHIP, children have access to fewer doctors and medical facilities than children in private plans.
These incentives should be reversed. S-CHIP money should be used to encourage parents to enroll their children in their employer's plan or another plan of the parents' choosing.
8. Free the Parents. Under the current system, a child could be enrolled in S-CHIP, a mother could be enrolled in Medicaid and a father could be enrolled in an employer's plan. However, medical outcomes are likely to be better with a single insurer. The answer: Medicaid and S-CHIP funds should be used to subsidize private health insurance, so that low-and moderate-income families are able to see the same doctors and enter the same facilities as other citizens.
9. Free the Chronically Ill. Under current regulations, insurers are not allowed to adjust premiums to reflect higher expected health care costs. This encourages insurers to seek the healthy and avoid the sick before enrollment. After enrollment, insurers have an incentive to over-provide care to the healthy and under-provide to the sick. These incentives need to be reversed. For example, in the Medicare Advantage program, the government pays higher premiums for seniors with more expensive health needs. This encourages insurance companies to create specialized plans - especially for chronic illnesses - that compete with each other.
Chronic patients also need to be able to manage more of their health care dollars directly. For example, "Cash and Counsel" programs in many states allow homebound, disabled Medicaid patients to hire and fire the vendors who provide them with services. Patient satisfaction in these programs is almost 100 percent.
10. Free the Early Retiree. Most baby boomers will retire early, before eligibility for Medicare. Two-thirds will not get health insurance from their former employer and even those who have been promised employer coverage may see those promises broken, since there is almost no prefunding of benefits. Under current law, an employer can include early retirees in its regular health plan, but cannot contribute to more economical, individually owned plans.
The answer: Employers should be able to contribute pretax dollars to the individually owned insurance of their retirees. Early retirees should be able to pay their share of premiums with pretax dollars. Both the employer and the employee should be able to save (pretax) in preparation for these events.
John C. Goodman is president and Kellye Wright Fellow at the National Center for Policy Analysis.
Read the entire report at http://www.ncpa.org/pub/ba669
John C. Goodman, PhD, President, NCPA
Health care is the most serious domestic policy problem we have, and Medicare is the most important component of that problem. Every federal agency that has examined the issue has affirmed that we are on a dangerous, unsustainable spending path:
According to the Medicare Trustees, by 2012 the deficits in Social Security and Medicare will require one out of every 10 income tax dollars.
They will claim one in every four general revenue dollars by 2020 and almost one in two by 2030.
Of the two programs, Medicare is by far the most burdensome — with an unfunded liability five times that of Social Security.
On the current path, health care spending (mainly Medicare and Medicaid) will crowd out every other activity of the federal government by mid-century.
There are three underlying reasons for this dilemma:
Since Medicare beneficiaries are participating in a use-it-or-lose-it system, patients can realize benefits only by consuming more care; they receive no personal benefit from consuming care prudently and they bear no personal cost if they are wasteful.
Since Medicare providers are trapped in a system in which they are paid predetermined fees for prescribed tasks, they have no financial incentives to improve outcomes, and physicians often receive less take-home pay if they provide low-cost, high-quality care.
Since Medicare is funded on a pay-as-you-go basis, many of today's taxpayers are not saving and investing to fund their own post-retirement care; thus, today's young workers will receive benefits only if future workers are willing to pay exorbitantly high tax rates.
Ideas Changing the World, National Center for Policy Analysis, John Goodman, PhD, President
The significant promotion of Obama's Health Plan initiative was to provide greater access to health care for the poor and poorly covered Americans. California was at the forefront of placing their Medicaid recipients into HMOs. These patients were thrilled with having a health insurance card like most middle class American. They did not notice the GMS at the end of their ID numbers which they interpreted as still being part of the government Medical service. We didn't either when we were asked to have 500 of these added to our panel. We have always had an average of 20 percent of our practice from Medicaid rolls as our fair contribution to the down and trodden since the reimbursement never equaled our cost of caring for them.
We were asked by our IPA (independent practice association) to accept 500 of these Medicaid/Welfare --recipients into the HMO portion of our practice, which was approximately half of our practice. We were promised improve reimbursement to the Medicare fee system for the first visit and a 10% improvement for the follow up visits. We had assumed that several of these would enter our practice on a weekly basis. It should not have been a problem with our single employee practice in the final years before retirement. She was my receptionist, publicists, patient scheduler, buyer/purchaser of all office supplies, inventory control officer, accounts manager, and my sole office manager for a very controlled practice. There were the usual phone calls from a half dozen patients to schedule appoints, reps to be scheduled for five minutes of my time, daily charts to be processed, and filed. She was busy.
The very first day after these 500 welfare patients were added to our obligations, we had 65 messages on the phone the next morning instead of the usual three or four. These messages came in at all hours of the day and night. It took her two hours to record all the messages and another three hours to process all the messages. This rate continued on a daily basis. It was then that we realized that these patients did not have jobs. But they all had cell phones and could call from any place they were, day or night. We found that most of these had not been to a physician for three to 15 years. So there were no significant records to be transferred most of the basic informational data which greatly reduces the initial consultation in the usual new patient. It takes about twice as much time to obtain a complete medical history from the medically unsophisticated. Just to record the dates of a patient's operations takes seconds to record from a prior record or from the medically informed as it does from a medical illiterate who begins to answer such a question with let's see, we were living in Oklahoma at the time, my eldest was just starting the first grade, and . . . . . the year of her cholecystectomy took five minutes instead of five seconds. So the first initial office consultation, examination, ordering lab testing, x-ray requests and prescription writing grew from 45 minutes to 75 minutes. But we got paid Medicare rates of $85. But when these patients returned for their office visits to review their status, response to drugs, go over their lab and x-ray data, make plans for their future care, the office call increased from 15 minutes to 25 minutes. But remember we would get a 10% boost in payment. It took a few months before the data came in and we noticed that the HMO vs Medicaid reimbursement for office visits had increased from $18 to $19.80 under the HMO coverage.
We also found out that our referral arrangements were no longer valid. Some of them noted the GMS at the end of their ID number and tracked them immediately and found the reimbursement was not significantly different than Medicaid and refused to see them. So these patients had far less access to care in their new arrangements than they had with Medicaid. The HMO had to find consultants for these patients in more remote areas. We felt uncomfortable to refer patients to consultants we didn't know. This increases our liability also. When the HMO said that they could not find any consultants in one specialty that we needed for our patient in the Sacramento area, and gave us the name of a physician in San Francisco, about a hundred miles west of here, we were convinced that Obama's promised of improved access in his plan was a blatant lie, we sorrowfully knew we had to make plans for withdrawal from this component of humanity.
These patients also gave us greater cause for concern. I always greeted these patients in the waiting room, welcomed them to my practice with a nice warm and friendly hand shake. One patient complained that I held her hand too long. Another asked me at the end of her exam, what could she do about her obesity, I pointed to her abdomen and gave my usual spiel (which is identical to the one Weight Watchers uses) that to maintain her weight of 180 pounds, she was eating 1800 calories. If she would reduce that by 500 calories a day, then in a 7 day week, she would lose 3500 calories which equals one pound. She complained to her HMO that I had called her a fatty, which then directs it to the State Department of Health Services, and hours can be spent on clearing this complaint that never happened. The state feels they need to pacify their "members" and makes such recommendations as "we have advise your doctor to take a course in sensitivity training" or take a course on "HIPAA Compliance." Such little items on an evaluation form can cause great jeopardy to one's license and we knew we had to make changes.
We also have completed 40-years of hospital and critical care pulmonary medicine practice having had as many as ten patients on life support in several hospitals at the same time. About five years ago, we moved our office into suburban Sacramento in Carmichael and continued with an ambulatory practice. This was reasonable since the hospitals had all established hospitalists to take care of inpatients. This has been common practice for decades for most physicians. However, our IPA and HMO were so desperate to become an Accountable Care Organization under Obamacare, that they used force to place patients. We were threatened to accept a patient on a gurney. We tried to reason with the HMO that such patients do not belong in an ambulatory care setting, but in a practice that saw hospital patients on a regular basis.
And so after six months, when my one person office staff gave me notice, I had to give my IPA notice that we had to withdraw from the remainder of the 500 welfare patients and extended to the President our apologies that his plan was not working. Their access to care was far worse despite our valiant attempts to improve it, they took more than twice as much professional time to deliver less than a quality of care that they did not understand and generally did not appreciate, that their hostility to my services were hazardous to my professional health, and the reimbursement for our professional care was less than their cost to me.
We should have followed the practice of Sandy Marcus, MD, President of the Physician's Union, who accepted welfare as 10 percent of his practice, but never added the cost of billing and general harassment from Medicaid which he felt would exceed the 10% contribution to welfare by seeing these patient free.
So we decided it was good policy to see our long term welfare patients, which are 20% of our practice, avoid the cost of billing and make it a true charity. As long as physicians accept any welfare payments, no one recognizes our work. By eliminating accepting payment, the public recognizes this as charity, gains respect and profession status, with no loss in income.
As we move into the 21st century, it is clear that we are living with a number of institutions that were not designed for the Information Age. One of these institutions is our health care system.
Characteristics of an Ideal Health Care System
By John C. Goodman, President
National Center for Policy Analysis
NCPA Policy Report No. 242
Web site: www.ncpa.org/studies/s242/s242.html
Why should government be involved at all in our health care system? Aside from providing care for low-income families, the most persuasive argument is that in the absence of coercion people will have an incentive to be uninsured "free riders." In our society, people who choose not to pay for insurance know that they are likely to get health care anyway — even if they can't pay for it. The reason is that there is a tacit, widely shared agreement that no one will be allowed to go without care. As a result, the willfully uninsured impose external costs on others — through the higher taxes or higher prices which subsidize the cost of their care.
To read Dr. Goodman's Ten Recommendations, go to . . . .
"People who fail to insure are likely to get health care anyway — even if they can't pay for it."
For other issues, please visit our archives.
We invite you to sign up for this biweekly newsletter.
Designed by RapidGrowthDesigns.


text:
Request For Quote
Please complete the form below to receive a quote from the seller on the item you selected. Most suppliers will respond immediately to your request, however quotes may be delayed if not all the information below is provided, such as the fax number. There is no charge for this service, and your inquiry is only sent to the seller below.
Surplus Record
is not affiliated in any manner or means with any corporation or individual buying and/or selling machinery.
The item you would like to request a quote is:
PACKAGING EQUIPMENT: FILLING EQUIPMENT (Fillers)
Mateer Burt Series 1000 Neotron System w/MicroSet control S/S
This inquiry will only be sent to:
(Email only)
Far East Importing & Export
3836 NE Columbia Blvd
Portland, OR 97211-2044
Tel: 503-284-1156
Company Name:
Mailing Address:
Zip/Postal Code:
Email address:
Telephone number:
Fax number:
What is your product or service?
Comments or Questions to the Seller
regarding this Item, such as condition,
price, photograph, inspection terms,
shipping rates, etc.
Copy me
Surplus Record
All Rights Reserved.
Tel: 312-372-9077
Customer Service
Mobile Apps

subset: commoncrawl


text:
Do you have anything to add to this page? Have we made any mistakes... or do you ahve any additional information about Fat Man And Little Boy? If so, we would love to hear from you. Please send us a quick note with your additions or corrections to this page, and we will make the corrections as soon as possible!
Report Errors / Submit Additional Information
Previous Episode | Next Episode
Fat Man And Little Boy
This page has been viewed 8 times this month, and 237 times total.
Gracie Films
Dan Castellaneta, Julie Kavner, Nancy Cartwright, Yeardley Smith, Hank Azaria, Pamela Hayden, Eric Idle, Harry Shearer, Russi Taylor; Full Voice Cast ..
Bill Oakley, Josh Weinstein, Al Jean
Joel H. Cohen
Alf Clausen, Danny Elfman
- 2004
- Gracie Films
- 20th Century Fox Television
- The Simpsons Episode Guide
- Cartoon Characters: Bart Simpson, Homer Simpson, Marge Simpson, Lisa Simpson, Maggie Simpson, Sea Captain, Apu, Milhouse Van Houten, Declan Desmond, Dr. Hibbert, Martin Prince.
- Vocal Talent: Dan Castellaneta (Homer Simpson), Julie Kavner (Marge Simpson), Nancy Cartwright (Bart Simpson), Yeardley Smith (Lisa Simpson), Hank Azaria (Sea Captain, Apu), Pamela Hayden (Milhouse Van Houten), Eric Idle (Declan Desmond), Harry Shearer (Dr. Hibbert), Russi Taylor (Martin Prince), Terry Greene, Tress MacNeille, Karl Wiedergott.
- Produced By Bill Oakley, Josh Weinstein.
Executive Producer: Al Jean. - Written By Joel H. Cohen.
Submit Additional Information:
Cartoon Summary:
When Bart begins writing slogans on T-shirts, he catches the attention of Goose Gladwell, a Willy Wonka-type gag gift entrepreneur, and becomes a T-shirt mogul.... (more)
Cartoon Comments:
Do you love Fat Man And Little Boy, or do you think it is the worst cartoon ever? Let us know what you think! Surely you have an opinion... so share what you think. Take a minute and post your own comments about this cartoon here.


text:
Kings rule Rams, Eielson opens season with a W
FAIRBANKS, HOMER-Saturday afternoon the Monroe Rams in their first game under new Head Coach Chad Comeau faced the Medium school level Ketchikan Kings out the Southeastern Conference.
Caleb Thomas scored the first touchdown for the Rams to give them a 6-0 lead from five yards away. Thomas scored twice for Monroe in the first half. This was a game. The Kings led just 13-12 at the half.


text:
does not include shipping and tax
List Price $12.00 Save $2.05 (17%)
Want it delivered 01-29-2015?
Order it in the next 7 hr and 42 min
and choose Next Day Air Morning at checkout.
Create an online reviewand share your thoughts with other customers
Things I liked:Out of a couple of dozen accuracy tests with other pellets , these were as accurate as any others in my Gamo - one hole or cloverleaf groups at 10M (w/scope&benchrest) Things I would have changed:nothing - they seem to be very good as is ! What others should know:Don't let the low price fool you - these are accurate and reasonably priced ! Things I liked:Firing them from my Winchester 1100 Ss,they penetrated a 55 gallon steel drum,although through one side only at 20',vegetable cans filled with water get airborne and tumble a foot backwards at 40 yards,energy transfer to target excellent Things I would have changed:Nothing What others should know:Try them Things I liked:Good cheap 500ct pellets for plinking and can find most anywear. Things I would have changed:Make more consistent What others should know:Great pellet for plinking and fun Show Other ReviewsCreate an online review and share your thoughts with other customers
| ||||||||||||||||||
Compatible with Crosman Premier .177 Cal, 7.9 Grains, Hollowpoint, 500ct |


text:
Aujourd'hui, 65 nouveaux membres. Et si vous nous rejoigniez vous aussi ? |
Hello all,
This is a quick message to let you know of a server upgrade that went wrong last night, which resulted in unplanned service wide downtime on 25/09/2014 at 02:15 GMT for approximately 2 hours.
Everything should be back to normal now, however please let us know if you notice or experience anything unusual.
Thank you!
Vedlen, Il y a 125 jours
(6 comments) • Poster un commentaire


text:
Gear Review
So nice they got stolen
i bought these for me (a girl) and ended up liking another pair of Electric shades instead and gave my boyfriend the Crossover glasses. They are big but not too big on the face. Light weight. Very dark lenses which we both like. They were so cool someone ripped them off. He will definitely be buying another pair he liked them so much.
View More Details on Electric Crossover Sunglasses - Polarized


text:
Daemen College : Admissions : Financial Aid : Financial Aid FAQ
You should always apply for financial aid. You may be eligible for federal, state or institutional aid. Unless you actually apply, you will not know.
Daemen's school code is 002808.
Daemen's TAP code is 0670 (undergraduate)Daemen's TAP code is 5775 (graduate)
Call the Financial Aid Office at 716-839-8254 and ask to speak with a Financial Aid Counselor. If you have a more elaborate question or problem, you can visit the financial aid office and meet with a Financial Aid Administrator.
The only way to determine your eligibility is to submit an application for financial aid. Many factors are considered in determining your eligibility.
You need to complete a Free Application for Federal Student Aid (FAFSA). The FAFSA is available online at http://www.fafsa.ed.gov.
Daemen College recommends that entering freshmen complete the FAFSA no later then February 15.
The Financial Aid Office will send you a financial aid award letter.
Although it is important to have accurate financial information when completing FAFSA, it is anticipated that you may use estimated income figures when completing FAFSA. FAFSA allows you to indicate that the income information is estimated.
Yes. After your first year, you will receive a "Renewal Application" which contains preprinted information from the previous year's FAFSA. Your eligibility for financial aid may change significantly from year to year.
If your parents are separated or divorced, the custodial parent is responsible for completing the FAFSA. The custodial parent is the parent with whom the student lived with most during the past 12 months. This is not necessarily the same parent who has legal custody.
Please contact our Financial Aid Office in writing so that we can examine your specific situation to determine its impact on your aid eligibility.
Four years won't be enough to take in all our area has to offer! In near by Buffalo, our safe location in Amherst, NY (voted one of the safest cities in America) is perfect for our students who enjoy everything from museums and music to skiing and backpacking.
Daemen College's LEADS Center provides leadership development, provides and encourages the development of consciousness of self, fosters inclusive collaborative relationships, social change, and civic responsibility.
"Without my advisors guiding the way, including Academic Advisors, and Co-Op Advisors, I would not have had the opportunity to apply my academic education to the real-world experience that I have gained through internships."


text:
Newry and Mourne
Newry and Mourne
District (pop., 2001: 87,058), southeastern Northern Ireland. Bordered by the Irish Sea and the republic of Ireland, it is divided in two by the Newry Canal, the first major canal in the British Isles, built 1730–41. Limestone and granite are quarried in the Mourne Mountains. The administrative seat is at Newry.
This entry comes from Encyclopædia Britannica Concise.
For the full entry on Newry and Mourne, visit Britannica.com.
Learn More About
Ask The Editor Videos
Seen & Heard
What made you look up Newry and Mourne? Please tell us what you were reading, watching or discussing that led you here.


text:
Arthur George Greybull, Iii, Pleads Guilty in U.S. Federal Cour
The United States Attorney's Office announced that during a federal court session in Great Falls, on April 7, 2011, before U.S. Magistrate Judge Keith Strong, ARTHUR GEORGE GREYBULL, III, a 37-year-old resident of Poplar, pled guilty to theft from an Indian tribal organization. Sentencing has been set for July 21, 2011. He is currently released on special conditions.
In an Offer of Proof filed by Assistant U.S. Attorney Carl E. Rostad, the government stated it would have proved at trial the following:
From August 12, 1999, to May 29, 2009, hundreds of fraudulent checks exceeding $1 million were issued from the checking accounts of the Fort Peck Tribal Credit Department which is an agency of the Fort Peck Tribes tasked with providing short term loans, to a maximum of $2,000, to qualifying tribal members. The checks were the consequence of a fraudulent scheme whereby the Credit Program employees, and others, conspired to steal money from the Tribal Credit Department by securing unauthorized loans and direct payments for themselves. These disbursements purported to represent legitimate loans, overtime payments, and miscellaneous reimbursements to the employees when in fact the employees had far exceeded the maximum loan amount threshold of $2,000 and their salary was paid separately through the Tribe's Payroll account. In many cases, the employees circumvented the approval authority of the oversight board, the Credit Committee, by falsely representing that approval for the disbursement had been obtained.
Toni Greybull, a federal employee with the Bureau of Indian Affairs (BIA) for 34 years (January 1974 - March 2008) became an Administrative Officer for the BIA in February of 2001, and in that position she maintained supervisory authority over Shelley Pipe, Supervisory Credit Manager for the Credit Program from 2001 until Greybull's death in 2008.
Toni Greybull's son, GREYBULL, received 31 disbursements from the FPCP short term loan program between August 25, 2000, and November 27, 2007, totaling $53,900.
Investigators were able to locate 13 of the 31 checks. When questioned, GREYBULL admitted negotiating all thirteen checks. He claimed that he did not retain the proceeds but gave the cash to his mother. He also admitted, however, that he did routinely receive nominal amounts of money back from his mother ($30-$40) from the proceeds of the loan checks he negotiated at her request. GREYBULL confirmed that he was unemployed and broke most of the time and that she would give him this money for fuel, food, and general expenses. The remaining 18 checks - those transacted prior to May 2005 - could not be located but investigators discovered a combination of electronic records and loan files that confirm the loans were issued to GREYBULL.
GREYBULL faces possible penalties of 5 years in prison, a $250,000 fine and 3 years supervised release.
The investigation was conducted by the U.S. Department of Interior - Inspector General's Office.
A copy of the Offer of Proof can be obtained by contacting Sally Frank at (406) 247-4638.


text:
More Salmonella Cases Tied to Foster Farms Chicken
May 28, 2014 -- Salmonella poisoning linked to Foster Farms chicken has been confirmed in 50 more people, bringing the total to 574 cases in 27 states since March 2013, the U.S. Centers for Disease Control and Prevention said Tuesday.
Since the last agency update in April, there have been an average of eight new cases a week. While there appears to be a decline in the number of new cases reported each week, the outbreak isn't over, said Dr. Rob Tauxe, the CDC's director of foodborne, waterborne and environmental diseases, NBC News reported.
He added that the new cases appear to be linked to fresh, retail chicken and not chicken that had been kept in home freezers for months.
The CDC said that nearly 40 percent of people who became sick during the outbreak have been hospitalized, and 13 percent have developed life-threatening blood infections, which is triple the rate in typical salmonella outbreaks, NBC News reported.
Copyright © 2013-2014 HealthDay. All rights reserved.
Today on WebMD
Real-Time Food Recalls and Alerts
Utah Firm Recalls Fully-Cooked-Not-Shelf-Stable, Ready-To-Eat Pork Roast Products Produced Under The Wrong Haccp Plan And For Mislabeling
Tue, 27 Jan 2015 21:45:00 EST -
Texas Firm Recalls Various Raw Poultry Products Produced Without the Benefit of Inspection
Tue, 27 Jan 2015 21:45:00 EST
Explore our newly expanded FDA Center on WebMD for timely information on food safety, allergies, diabetes, vitamins & supplements, and more!


text:
Save Elizabeth O'Grady Kindergarten
HELP US TO SAVE THE ELIZABETH O'GRADY KINDERGARTEN PREAMBLE The City of Charles Sturt is proposing the sale of the now disused Community Centre at 4 Charles Sturt Avenue, Grange. The rear of this property has been leased by the Elizabeth O'Grady Kindergarten for 10 years. This glorious green space has been a paradise for children at the centre hosting a vegetable and herb garden, mulberry trees, berry bushes for climbing and secret hiding games, treasure hunts, 'Olympic' events, a cubby house, wandering pathways, worm farms and of course thousands of games of chasy and hide and seek. The sale of the council's disused property next door will see this space fall into private hands and be taken away from our children. Potentially to be subdivided and replaced by imposing homes where our once beautiful kindergarten play area was. PETITION We urge the City of Charles Sturt NOT to sell the property at 4 Charles Sturt Avenue. We ask the City of Charles Sturt to continue leasing the rear yard of the above mentioned property to the Elizabeth O'Grady Kindergarten to ensure places in the kindergaretn for local families for generations to come. If the Council does decide to sell the property we urge them to subdivide the property leaving the rear yard to be leased to the Elizabeth O'Grady Kindergarten as it has been since 1997. We therefore respectfully ask the council not to take this property away from our children. Instead we urge the council to let our children keep this special area which gives them space, fresh air, room to run and the freedom to play and dream.
Recent signatures
Emily, Australia
6 years ago -
Heather Pellizzari, Australia
6 years ago Comments: It is completely unacceptable that there be any possibility of closure of the kindergarten; what an enourmous loss that would be for our children and our community.
Laura Langton, Australia
6 years ago Comments: The needs ot children attending the kindergarten should be the highest priority in this matter. If the leased land is lost the preschoolers who attend this kindergarten will be severely disadvantaged.
Petition highlights
There are no highlights yet.


text:
Begin New Search
Refine Last Search
Cemetery Lookup
Add Burial Records
Help with Find A Grave
Top Contributors
Success Stories
Discussion Forums
Find A Grave Store
Log In
member for 8 years, 3 months, 9 days
Add to MyFriends
Bio and Links
No bio available.
Leave Public Message
Contributions to
Find A Grave
12,069 Memorials Added
10,553 Memorials Managed
28 Memorials/Week
19,738 Photos
7 Photo Requests
548 Volunteer Photos Taken
65 Virtual Flowers
1 Famous Bio
1 Fame Rating
Search Contributor's Records
First Name
Last Name
Messages left for Pat (5)
Leave Message
Robert J. Bloomer
RE: Elizabeth Warren Bloomer @ Mt. Zion
Elizabeth was a second wife and there were no children. Am not sure anyone will be asking about her. Thomas' first wife had a Bloomer mother and her father was a Rev War vet.
It is fine with me to send any injuries any my.
Bb Bloomer
Added by
Robert J. Bloomer
on Dec 01, 2014 7:50 AM
RE: Pierces at Chappaqua
You've definitely been busy! If you come across Caleb Pierce and his wife Hannah Halstead, I will be overjoyed. My great grandmother never learned where they were buried. His father William Pierce is also a mystery.
Added by
on Jun 14, 2014 9:18 PM
Sandra Ritch
Col Avery Cem. Pound Ridge, Ny
Pat, I sent you some additions for 2 graves at this cem. today. One was John Cross III and next to him a Lockwood Cross. These grave # listed in Cem. book are #116 for Lockwood Cross #117 for John Cross and a #118 which is a flat fieldstone with these engraved letters D. Har----April 1790 33yr no picture of this stone.
I Would love to have a pic. if you could tell me how to go abt. it.. She was my 4x grgrandmother DEBORAH CROSS HARFORD
b. 10 Jan 1758 Cross River, Ny d. Apr 1790 Salem, Westchester Co. Ny Dau/ of John Cross II and Susannah Lockwood. She is sister to these brothers John and Lockwood.. Deborah married a Peter Harford in 1778 in Salem, Westchester Co Ny.
She died shortly after giving birth to my 3xgrandfather.
Peter remarried and is buried in Orange, Co. Ny.Thank you for your time.. sandee
Added by
Sandra Ritch
on Apr 27, 2014 6:31 PM
Carlotta Draper
RE: Harriet Draper
Hi Pat,
Thank you so much for doing the correction so quickly. I would be happy for you to transfer the memorials to me if you would like. Harriet died tragically in a car accident in her 40's and I've always felt like making sure she is remembered in the family.
Thanks for everything you've contributed!
Carlotta Draper
Added by
Carlotta Draper
on Mar 05, 2014 8:29 PM
RE: Saint Mark's
Thank you for making all of the edits!
I have not had success with contacting the admins. I tried twice to log in to the forums, but no luck! I entered my information for a new account and it said that it would email me with a confirmation, but no confirmation ever came. Do you know how to get around this?
Added by
on Jan 16, 2014 8:39 PM
Privacy Statement
Terms of Service


text:
byJennifer Bosavage on
Channel Upstarts
As solution providers position themselves to ride the next wave of IT opportunities, they are building their businesses around new models as well as new technologies, such as virtualization, cloud computing, data center and mobility. Whether these next-generation solution providers play to a particular niche or span a variety of technical disciplines, they hone their skills to match anticipated customer needs. Many have alliances with companies such as IBM, HP and even Dell, a company that only five years ago launched its channel program. With other vendor partnerships, such as Amazon, Google and Verizon, also in the mix, these solution providers are set to take the channel by storm.
Here we present Part 1 of CRN's Next-Gen 250 list, representing a sampling of the solution providers that made this year's list. For more, see Part 2 of our list.
The 100 Coolest Cloud Computing Vendors Of 2015
The 2015 installment of the 100 Coolest Cloud Computing Vendors highlights the best of the best in platforms and development, security, infrastructure, storage and software.
Here are 10 recent searches by CRN visitors.


text:
"Gralien Report" Host Micah Hanks interviewed Paranormal News Examiner Roger Marsh on his show February 4, 2014, in a discussion that covered UFOs and the paranormal.
Tune in to the podcast at this link.
The "Gralien Report" airs live every Tuesday night from 8 to 10 p.m. ET. Roger's interview begins at about 1:07.
Part of the interview focused on Roger's book Sacred Dialogue. Roger's book and other published works can be seen at rogermarsh.moonfruit.com.


text:
A true country sports hotel, we offer a wide variety of pursuits for the experienced gun or for those looking to learn something new. We work closely with some of the finest driven shoots on estates in the local area and with professional stalkers, guides and instructors.
The hotel caters for all your sporting needs and will organise every aspect of your trip, leaving you to enjoy the experience of the wild Westcountry.
It pays to plan. Receive a fabulous 15% off our best available bed & breakfast rate when you book at least 30 days prior to your stay.
This offer is subject to availability, only applies to bed & breakfast rate, is inclusive of VAT and cannot be used in conjunction with any other offer. Reservations must be made a minimum of 30 days in advance to qualify for the 15% discount. Reservations must be fully pre-paid and the booking is non-transferable and non-refundable. Payment will be taken by The Arundell Arms within 24 hours of booking. A maximum of four rooms can be booked on this offer at one time.
Enjoy one night bed & breakfast plus our fabulous five - course tasting menu from just £129.
Subject to availability. Rate shown is per room per night and based on two adults sharing a Classic double or twin room. This offer is available until the 21st Dec 2014.
Two nights bed and breakfast and one days trout fishing on the rivers.
Single: £190 | Classic double: £285 | Large double £315
Subject to availability. Rates shown are per room per night. Not to be used in conjunction with any other offer.


text:
recipe reviews for:
"Light little lemon cookies are fit for a prince or princess. "
Cooking Level: Intermediate
My Profile | Cooks I Like Reviews | Photos | Recipes | Menus | Blog
Cooking Level: Expert
Big, bold food is always the best play. Get the top recipes now.
How much jalapeno and bacon will it take to fuel YOUR fans?
Delicious recipes, party ideas, and cooking tips! Get a year of Allrecipes magazine for $7.99!
See how to bake a top-rated chocolate chip cookie.
See how a dash of cayenne pepper really draws out the chocolate flavor.
Make chocolate chip cookies without an electric mixer.


text:
Arthur1996 | TV Show
Popular animated series about a young aardvark, his family and friends. Based on the books by Marc Brown.
Premiered: September 2, 1996
Rating: TV-Y
Trending TonightSee all »
The Blacklist
10:15 pm | NBCI'll Watch322 Watching -
Downton Abbey on Masterpiece
Downton Abbey on Masterpiece
9:00 pm | PBSI'll Watch107 Watching -
Grantchester on Masterpiece
Grantchester on Masterpiece
10:00 pm | PBSI'll Watch60 Watching
Arthur: Arthur Season 10
By WGBH Boston Video
Usually ships in 24 hours Buy New: $21.92 (as of 2:39 PM UTC - more info) -
Stella Adler on America's Master Playwrights: Eugene O'Neill, Thornton Wilder, Clifford Odets, William Saroyan, Tennessee Williams, William Inge,...
By Vintage
Usually ships in 24 hours Buy New: $12.78 (as of 2:39 PM UTC - more info) -
"They Thought It Was a Marvel": Arthur Melbourne-Cooper (1874-1961), Pioneer of Puppet Animation
By Amsterdam University Press
Temporarily out of stock. Order now and we'll deliver when available. We'll e-mail you with an estimated delivery date as soon as we have more information. Your credit card will not be charged until we ship the item. Buy New: $54.45 (as of 2:39 PM UTC - more info)
Popular Shows
- 1. The Walking Dead
- 2. Empire
- 3. Gotham
- 4. Scandal
- 5. The Americans
Popular Movies
- 1. Boyhood
- 2. American Sniper
- 3. Selma
- 4. The Imitation Game
- 5. Birdman


text:
World » More
U.S. » More
Business » More
Tech » More
Markets » More
Market Data
Your Money » More
Opinion » More
Life & Culture » More
N.Y. » More
Real Estate » More
Management » More
Your email has been sent.
An error has occured and your email has not been sent. Please try again.
Chart available at Market Data Center
Former NBA star Shaquille O'Neal (C) looks over smart watches powered with Qualcomm technology at the Qualcomm booth during the 2015 International Consumer Electronics Show (CES) in Las Vegas, Nevada January 6, 2015. REUTERS/Steve Marcus (UNITED STATES - Tags: SCIENCE TECHNOLOGY BUSINESS SPORT BASKETBALL)
Content engaging our readers now, with additional prominence accorded if the story is rapidly gaining attention. Our WSJ algorithm comprises 30% page views, 20% Facebook, 20% Twitter, 20% email shares and 10% comments.
Subscriber Content Read Preview
Show 5 More
Show Fewer


text:
Bible in Basic English (BBE) | New International Version (NIV) |
59 I gave thought to my steps, and my feet were turned into the way of your unchanging word. | 59 I have considered my ways and have turned my steps to your statutes. |
The Bible in Basic English is in the public domain. (The Bible in Basic English Version Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


text:
- Admissions
- Financial Assistance
- Academics
- Provost/Academic Affairs
- Register for Classes
- Strategic Plan for Delaware State University
- Majors and Concentrations
- University College
- Adult and Continuing Education
- Catalogs and Course Information
- Claude E. Phillips Herbarium
- DSU Arboretum
- College of Agriculture & Related Sciences
- Department of Agriculture/Natural Resources
- Agriculture Course Descriptions
- Undergraduate Degree Programs
- Graduate Degree Programs
- Minor in Environmental Science
- Natural Resources Course Descriptions
- Department of Human Ecology
- Cooperative Research
- Cooperative Extension
- CARS Conversations
- Department of Agriculture/Natural Resources
- College of Arts, Humanities & Social Sciences
- Department of Art
- Department of English and Foreign Languages
- Department of History, Political Science and Philosophy
- Department of Mass Communications
- Department of Music
- Department of Psychology
- Department of Sociology and Criminal Justice
- College Advance Learning Community
- College of Business
- Department of Business Administration
- Department of Accounting, Economics and Finance
- Department of Sport Management
- Aviation Program
- Graduate (MBA) Program
- Hospitality and Tourism Management Program
- CoB Centers
- Commencement
- College of Education, Health & Public Policy
- Department of Education
- NCATE Information
- Bachelor's Programs
- Doctoral Programs
- Master's Programs
- Education Course Descriptions
- Early Childhood Lab School
- Robert Noyce Teacher Scholarship Program
- Department of Nursing
- Department of Public and Allied Health Sciences
- Department of Social Work
- Department of Education
- College of Mathematics, Natural Sciences & Technology
- CMNST Event Form
- Department of Biological Sciences
- Department of Chemistry
- Department of Computer and Information Sciences
- Department of Mathematical Sciences
- Department of Physics and Engineering
- Support Programs for Science Majors
- Honors Program
- Distance Education & Learning Technologies
- International Programs
- School of Graduate Studies and Research
- Center for Teaching and Learning
- Sexual Misconduct, Harassment & Sex Discrimination (Title IX)
- Research
- Student Affairs
- Career Services
- Counseling Services
- Parents and Families
- Judicial Affairs
- Student Leadership & Activities
- Housing and Residential Education
- Student Health Services
- Wellness & Recreation
- Professional Development
- Current Students
- Service & Community
- Dept. of Conferences & Events
- Sexual Misconduct, Harassment and Sex Discrimination (Title IX)
- Student Health Insurance
- Athletics
- Library
- Administration
- Office of the President
- Board of Trustees
- Alumni Relations
- DSU Foundation
- Faculty Senate
- Forms Library
- Human Resources
- Mission/Vision Statement
- News and Media
- Public Safety
- Finance and Administration
- Division of Finance
- Purchasing
- About Us
- Bid Process and Forms
- Conflict of Interest
- Frequently Asked Questions
- Office of Supplier Diversity
- Purchasing Contacts
- Purchasing to Payment Process
- Small Purchase Procedures and Thresholds
- Special Handling of Goods and Materials
- Suppliers
- Training
- Vendor Registration
- Accounts Payable
- Fixed Asset and Inventory Management Department
- Forms
- Accounting Department
- Payroll Department
- Purchasing
- Division of Finance
- Information Technology
- Integrated Marketing
- Think Green
- University Policies and Procedures
- Sexual Misconduct, Harassment & Sex Discrimination (Title IX)
- Internal Audit and Advisory Services
- About DSU
New Approach To A Generalized Fractional Integral, Applied Mathematics and Computation, Vol 218, Issue 3, p 860-865, 2011. (Access)
New Technique for Text Data Compression, Proceedings of IEEE International Conference on Computer, Consumer and Control, 2012 in Taichung, Taiwan, p 405 - 409. (Access) or (Access) (Conference website)
Existence and Uniqueness results for the Generalized Fractional Differential Equations, 5th IFAC Symposium on Fractional Differentiation and Its Applications, Nanjing, China, 2012. (Website)
The Formulation of Generalized Fractional Euler-Lagrange Equation, 5th IFAC Symposium on Fractional Differentiation and Its Applications, Nanjing, China, 2012. (Website)
New Approach to Generalized Fractional Derivatives, to appear
Mellin Transforms of the Generalized Fractional Integrals and Derivatives, to appear
A New Family of Sequences I, Submitted for publication (2013).
A New Family of Sequences II, Submitted for publication (2013).
New Random Number Generators Using Nonlinear Functions I, Submitted for publication (2013).
A Novel Color Image Encryption Scheme Using Fractional Derivatives, Submitted for publication (2013).
(with Makrogiannis) A Calculation Based Approach to Real-Time Signature Verification, in preparation
Books and Journal Articles that cite my research work
Fractional Calculus: An Introduction for Physicists, R Herrmann, World Scientific, 2011
Journal Papers
S. Gaboury, R. Tremblay, and B. Fugère, Some relations involving a generalized fractional derivative operator, Journal of Inequalities and Applications (Springer), 2013:167. Access
S. Pooseh, R. Almeida, and D. Torres, Expansion Formulas in Terms of Integer-Order Derivatives for the Hadamard Fractional Integral and Derivative, Numerical Functional Analysis and Optimization, Vol 33, Issue 3, 2012, p301-319. Access
T. Odzijewicz, A. Malinowska, and D. Torres, Fractional Calculus of Variations in Terms of a Generalized Fractional Integral with Applications to Physics, Abstract and Applied Analysis, Vol 2012 (2012), Article ID 871912. Access
A. G. Butkovskii, S. S. Postnov, E. A. Postnova, Fractional integro-differential calculus and its control-theoretical applications. I. Mathematical fundamentals and the problem of interpretation, Automation and Remote Control (Springer), Vol 74, Issue 4, 2013, p543-574. Access
M. A. Noor, M.U. Awan, K. I. Noor, On Some Inequalities for Relative Semi-Convex Functions, Journal of Inequalities and Applications (Springer), 2013:332. Access
T. Odzijewicz, A. B. Malinowska, D. F. M. Torres, A Generalized Fractional Calculus of Variations, Control and Cybernetics , 2013. Access
S. S. Nayak, S. P. Sahoo, R. Matta, S.K. Pattanayak, A Modified Approach to Lossless Data Compression Method. IJREISS, Vol 2, Issue 11 (Nov 2012), ISSN: 2250-0588. Access
I. Nesiolovskiy, A. Nesiolovskiy, Binary-Ternary Compressing Data Coding. arXiv:1201.5603 [cs.IT] (2012).


text: Find this wine Find this wine Deadly Zins Wine Recommended I really like this zin, fruity, tart complex with just the right tannins. $12.68 Pin It Tweet 10 months ago by Mjdrum More posts Gluttony 7 Deadly Envy Wine Very good zin. 17.00 9 months ago by Plincoln 7 Deadly Zins Wine Great flavor one year ago by B P. 7 Deadly Zins Wine I really like this. Not real sweet. Good sipping wine while rocking on your porch swing one year ago by Tammy J 7 Deadly Zins Wine Red and strong . Semi dry. Better with cheese or food. Not just for drinking by itself. one year ago by Saterrado 7 Deadly Zins Wine Delicious! 2 years ago by Bnatural


text:
Esperimenti di lunghe esposizioni (8-12 secondi) con la PanF 50 caricata nella mia Lubitel 166+
This photo was shot on film. Taken by sirio174 with a Lomo Lubitel 166+ (available in our Online Shop) loaded with Ilford Panf 50 film in Como, Italy. These tags describe this photo: home, casa, dettagli, interni, lubitel 166+, r09 one shot, rodinal, panf 50, panf, and ilford. Date: 2012-11-18. Time: Afternoon. This photo can also be found in the album Interni.Please login to get more out of this site
You are currently not logged in, do so now to add comments, like articles as well as photos, submit to competitions, translate articles and gain access to unlimited photo upload! If you are not registered yet, go here to find out more about Lomography and join now! If you just want a limited account for now you can use Twitter or Facebook. We would love to have you as a member here!
56 people like this photo
Liking photos helps us to present the best ones to you and others. 56 people like this photo. 56 people like this photo: aka_papu, gemwood, hervinsyah, vivie, primumvivere, kasial, artichekt, betterthanelvis, oscarrastaman, guaguito, reza, trychydts, jahwil, upsi57, supervision, ghuido, megalithicmatt, ck_berlin, nostalgina, iambb_, disdis, zorzyo, weidong, lomoc, undiscovered, meryl, zorki, littlekoala, vai___pul, gorics, gemmalouise, ironsymphony, elelostdog, atria007, ryszardl70, poepel, sunshaman, amedejulie, oleman, sahilkarkhanis, tracyvmoore, metaluna, weleasewoger72, pangmark, gendis, lokified, bloomchen, wuxiong, keni, neanderthalis, pogolomo, alexyz, rik041, raspberry, alex34, and clickiemcpete.
1 comment
nice reflections
Where is this?
Nearby popular photos – see more
Nearby LomoLocations
Holiday Shopping Spots: Shopping at Christmas Stalls
Every year, my city hosts wonderful Christmas stalls. I like strolling through these holiday…
Winter Wonderland: The First Snow of the Year!
In this article I'll talk you about two wonders: the first snow on my lake of this year, whi…
Winter Wonderland in Como
A series of photos taken in a cold winter at the public gardens in Como.
Remembering Hiroshima
On August 6, 1945, an American B-29 bomber named the Enola Gay, dropped on Hiroshima, a powe…


text:
Simms Jenkins | February 21, 2013 | Comments
The rules of mobile email are ever-changing, so don't forget to add these to your list.
Let's jump right in, shall we?
Another takeaway tied to number four is don't just bet on the iPhone/iOS. Do your homework on your own database and ignore Droid subscribers at your own risk. To illustrate this point, the talented creative folks at my company developed an infographic to shed more light on this subject.
Since the rules of mobile email are ever-changing, what would you add to the list?
Want to learn more? Join us at ClickZ Live New York 2015
[ALERT] Super Saver Rates Expire January 30. With over 15 years of experience delivering industry leading events, ClickZ Live brings together over 50 expert speakers to deliver an action-packed, educationally-focused agenda covering all aspects of digital marketing. Quick! - Register today to secure your place at the best rate.
Simms Jenkins is CEO of BrightWave Marketing, North America's leading email marketing-focused digital agency. The award-winning firm specializes in elevating email marketing and digital messaging programs that drive revenue, cut costs, and build relationships. Jenkins has led BrightWave Marketing in establishing a world-class client list including Affiliated Computer Service (A Xerox Company), Chick-fil-A, Cox Business, Phillips66, Porsche, and Southern Company. The agency was recently ranked among the fastest growing private companies by Inc. Magazine.
Jenkins was awarded the prestigious AMY 2010 Marketer of the Year from the American Marketing Association for being the top agency marketer and the Email Marketer of the Year at the Tech Marketing Awards held by the Technology Association of Georgia. Jenkins is regarded as one of the leading experts in the email marketing industry and is regularly cited by the media as such and called upon by the financial community to provide market insight and consulting.
Jenkins is the author of two definitive and highly regarded books on email marketing; The New Inbox (published in April 2013 by ClickZ/Incisive Media) and The Truth About Email Marketing (published by Pearson's Financial Times Press in 2008). Jenkins is currently the Email Marketing Best Practices Columnist for ClickZ, the largest resource of interactive marketing news and commentary in the world, online or off. His industry articles have been called one of the top 21 information sources for email marketers.
He has been featured in Fortune Magazine, The Wall Street Journal, Adweek, Bloomberg TV, Wired Magazine, and scores of other leading publications and media outlets. Jenkins is a regular speaker at major digital industry and general business conferences.
Additionally, Jenkins is the creator of EmailStatCenter.com and SocialStatCenter.com, the leading authorities on email and social media metrics. Prior to founding BrightWave Marketing, Jenkins headed the CRM group at Cox Interactive Media.
Jenkins serves on the eMarketing Association's Board of Advisors among other civic and professional boards. He is also a mentor at Flashpoint, a Georgia Tech-based startup accelerator program. Jenkins is a graduate of Denison University in Granville, Ohio and resides in Atlanta's Buckhead neighborhood with his wife and three children.
Follow and connect with Simms on Twitter, LinkedIn, Facebook, The BrightWave Blog, and his book websites at NewInboxBook.com and SimmsJenkins.com.
February 9-11, 2015
March 24-25, 2015
March 26, 2015
Mar 30-Apr 1, 2015
May 26-28, 2015
Singapore, 5-6 March
Bangkok, 17-18 March
Hong Kong, April 2015
Google My Business Listings Demystified
To help brands control how they appear online, Google has developed a new offering: Google My Business Locations. This whitepaper helps marketers understand how to use this powerful new tool.
5 Ways to Personalize Beyond the Subject Line
82 percent of shoppers say they would buy more items from a brand if the emails they sent were more personalized. This white paper offer five tactics that will personalize your email beyond the subject line and drive real business growth.
January 29, 2015
1:00pm ET/10:00am PT


text:
Recipe Themes
- Cooking Methods
- Dish Types
Recipe Types
- Basic/Easy (989)
- Fast (5419)
- Gluten-Free (512)
- Healthy (3887)
- Kosher (1)
- Make Ahead (6222)
- No-Cook (852)
- Staff Favorites (2433)
- Vegetarian (3946)
- Web Exclusive (446)
- Seasons
- Servings
Inspired by a best-selling dish at Blue Ribbon restaurants in New York City, owners Eric and Bruce Bromberg recently ...
Using leftover chicken in a hash with green pepper, onion and jalapeños makes a nice, hearty breakfast. A dash o...
This is a fun marriage of a chicken salad sandwich and a crunchy pressed panino. Slideshow: Hot, Melted Sandwiches
The fresh and spicy sauce on these wings calls for both jalapeño and habanero peppers, plus a little honey to co...
Easy and fast, these tacos are great for a weeknight dinner. Adding jalapeño to the chicken gives it a nice, une...
Pipían is a sauce made from dried chiles, ground seeds and nuts. This one, with almond butter and anchos, is del...
The lavishly spiced plum compote from the Republic of Georgia is Anya von Bremzen's mother's favorite condiment for g...
The best way to improve on a great grilled cheese is to sprinkle some cheese on the outside of the bread. It creates ...
Kohlrabi is a member of the cabbage family that's firm and round—not a leafy head. It's crisp and juicy and makes a f...
Chef John Gorham serves these savory pancakes with soy sauce and kimchi pickling liquid on the side for dipping. Sli...
Can't find what you're looking for here? Try our recipe search:
Tune in on Wednesdays at 10PM ET for Top Chef: Boston, the 12th season of Bravo's Emmy-Award winning, hit reality series.


text:
Home » News » In today's editions
Hudson preteen to begin controversial cancer treatment
When Rochester physician Terry Bennett heard Lowe's story, he knew firsthand what the preteen and her family were going through.
In late March, the Food and Drug Administration granted Lowe a compassion exemption, which will allow her to begin antineoplaston (ANP) treatment, an alternative medicine that controversial Texas doctor Stanislaw Burzynski has been using to treat certain brain tumors for nearly four decades.
Still, he warned that the odds aren't in Lowe's favor. "Don't expect a miracle," Bennett said. "When you discard the chaff, Burzynski only saves about five percent of patients like McKenzie."
"It's looking slightly bigger than it was before," Frenette said. "But she's still feeling pretty good, all the more reason why it's so important for her to begin treatment soon."
NH Angle >> Human Interest |
0 Rare Ford GT40 worth millions under restoration in NH
0 Viral video of NH puppy sliding on ice makes DailyMail.co.uk
0 NHPR Audio: North Country moose study aided by research 'muggers'
0 What's the most romantic restaurant in NH?
0 Coyotes howling in Dover's south end draws attention
0 HuffPo: It's time to take Sarah Silverman's acting career very seriously
2 Dick Swett's wife offers to be whipped in place of Saudi blogger
0 Death certificate scam hits NH widows and widowers
0 Family of man buried in wrong grave counter sues cemetery association
0 Survey shows New Hampshire residents nation's most emotionally stable
Most Read
Most Comments
Mark Hayward's City Matters: Manchester man gets his stolen Cadillac back along with a $125 tow bill