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Applied for N-400, indicated an arrest for expired DL and submitted all certified copies of disposition and arrest report. Received yellow letter informing me to take all relevant paperwork, which they already have, to interveiw. I collected all certified docs again and will take to interveiw. Can they deny me for forgetting to renew DL? I just turned 18 when arrested now 21 and married to US citizen and we have 2 US citizen children together. No other criminal history and case was dismissed after deferred program and no fine. Incidentally deferred program was one visit to the court house and after showing in date DL the case was dismissed.
Issuance of a "yellow letter" is a normal course of action by USCIS when applicant discloses an arrest even if you have previously submitted all court certified records. Most likely you will be fine and the single arrest followed by a dismissal won't affect you eligibility for naturalization.


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Why 'El Chapo' Should Have Been 'Too Big To Fail'
NEW YORK (TheStreet) -- Among the more than 300 responses to my opinion essay on why the arrest of "El Chapo" was a mistake, more than a few rephrased my argument to state that "El Chapo" was too big to fail.
The connection hadn't occurred to me, but since I have spent some 14 years covering Wall Street it certainly got my attention.
First of all, let's not mince words: The commenters were right on the money in interpreting my remarks. As former U.S. Treasury Secretary Hank Paulson argued in justifying his bailout of the U.S. financial system, including thuggish Wall Street banks like Goldman Sachs (GS - Get Report) and JPMorgan Chase (JPM - Get Report), I was absolutely arguing that a world without "El Chapo" running his drug cartel would be worse than the effect of leaving him in place.
This is not an easy truth to stomach. How can we simply look the other way while a vast criminal enterprise carries out its business unchecked?
One could argue JPMorgan and the other big banks have done the same thing. Such an argument may seem facile to many. Were the big banks really criminal enterprises? Well, as U.S. Judge Jed Rakoff pointed out earlier this year, the U.S. Financial Crisis Inquiry Commission effectively said they were. Rakoff found that body's final report "uses variants of the word 'fraud' no fewer than 157 times in describing what led to the crisis, concluding that there was a 'systemic breakdown,' not just in accountability, but also in ethical behavior." And yet, you may argue, mortgage fraud is not the same thing as murder. But, as I quoted drug policy expert Sanho Tree in Monday's article, El Chapo's cartel, the Sinaloa Federation (yes, it is often called that) is not as violent as others, such as the Zetas and the Knights Templar. If the goal is to make Mexican society safer, President Enrique Pena Nieto would have done better to go after them. But still, how can you not go after an entity like Sinaloa, letting it bribe public officials with impunity? Oops -- were those links to examples of U.S. officials getting bribed by banks? Obviously those Mexicans don't understand anything about stimulating economic activity. Follow @dan_freed Related: For Red Bushes and Blue Clintons, Wall Street's Green is the Warmest Color Why 'El Chapo' Guzman Bust Was a Mistake Wall Street Fixer Goes to WashingtonCheck Out Our Best Services for Investors
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subset: commoncrawl


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Android fragmentation forced Google to cut WebView support for 930 million devices
US president Barack Obama has signed a security executive order designed to help improve the country's cyber defences.
Obama warned during his State of the Union address that the emergence of state-sponsored threats and the potential damage they can do proves the need for change.
"America must also face the rapidly growing threat from cyber attacks. Now, we know hackers steal people's identities and infiltrate private emails," said Obama.
"We know foreign countries and companies swipe our corporate secrets. Now our enemies are also seeking the ability to sabotage our power grid, our financial institutions, our air traffic control systems.
"We cannot look back years from now and wonder why we did nothing in the face of real threats to our security and our economy."
Obama claims the executive order will strengthen US network defences by increasing information sharing between companies and government agencies on cyber attacks.
The president also promised the order will create new standards to protect national security, jobs and privacy.
He called on US Congress to pass legislation that gives the government more control over networks, making it easier for them to monitor people's activity on them.
The details regarding how the new policies will be implemented, work and what increased powers the government will actually get remain vague.
F-Secure security analysts Sean Sullivan claimed the lack of clarity around the proposed reforms could be a sign that the executive order is meer blustering by Obama.
"The order doesn't really seem do so much practically speaking. It's really just 'the boss' being the boss of an executive branch agency," Sullivan told V3.
"Instead of quietly telling the Department of Homeland Security to do some research and to draft a plan of action on what's need to protect critical infrastructure - president Obama is doing so in a very public fashion."
Alastair has worked as a reporter covering security and mobile issues at V3 since March 2012. Before entering the field of journalism Alastair had worked in numerous industries as both a freelance copy writer and artist.
A closer look at LG's latest curved-screen smartphone
This paper seeks to provide education and technical insight to beacons, in addition to providing insight to Apple's iBeacon specification
Successful leaders are infusing analytics throughout their organisations to drive smarter decisions, enable faster actions and optimise outcomes


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Young's Literal Translation (YLT) | New International Version (NIV) |
2 So in the sanctuary I have seen Thee, To behold Thy strength and Thine honour. | 2 I have seen you in the sanctuary and beheld your power and your glory. |
Young's Literal Translation is in the public domain. (Young's Literal Translation - The Bible Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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By all means, let's talk about how best to create opportunity.
For some time now, groups on the left have been pushing Democrats and the White House to pick a big fight with Republicans over the fact that student loan interest rates are set to double when a federal law expires this summer. The White House is now set to join the battle:
Read full article >>
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President Barack Obama is calling for support for a student loan interest rate plan that links rates to the market, even though some Democrats in the Senate oppose it. A fact sheet the White House put out today calls the... Read Post
While I'm glad that Senate Democrats are fighting for a better bill that would lower student loan interest rates, Obama really left them hanging out to dry after proposing tying the interest rates to the 10-year treasury note, which... Read Post
Jake Sherman reports on the House GOP's latest response in the student loan fight. With Republicans claiming they are for extending the low interest rates, and that they only disagree with the White House and Dems over how to pay fo... Read Post


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Senior Member
Yes! this week i get to try Ashe! so excited.
SPARKLY CRiCKET
Junior Member
now dont ban amumu in the draft and let them troll around the jungle for a quick and easy 4v5ish game
Richerd McDook
When is Nami going to be f2p?
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clippty cloppty *****es.
so glad i own 80% of the champs.......... Ppl who think xerath is bad is because they r bad i was able to remove my self last season from ello hell i made it to 1600+ with xerath mid easy... 1. People do not know how to lane vs Xerath. 2. People do not use his abilities correct i e hide and cast ur AoE From a distance 3. team fights i found in 1200-1500 avg (season 2) most tops / jungle build pure and utter glass and most people do not stack(i got boots with mr thats all i need!) MR W = melt through ello hell.... 4. Xerath is very hard to play he does not cs well and his abilities r pure skill shot minus e... He is very mist understood champion if riot buffs him it will push him over the top... hard to play + hard to cs (trust me id rather go cass or malz just to cs like a boss) Xerath op to : :edit early my grammar sucks


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Send Maxine a message explaining your needs and you will receive a response by email. Have you already emailed Maxine or another tutor? If so, you have an account! Sign in now
If you select this option, WyzAnt will ask interested tutors to contact you by email if they are able to help. A maximum of five different tutors will email you and none of your personal information, including your email address, will be released.
Hello, and thanks for reading my profile! I have quite a bit of experience teaching reading, reading comprehension skills, and phonics. I am great with the elementary school age and middle school students. I have worked for the San Diego Unified School district for 10 years in special education. I also ran classes utilizing Linda Mood Bell and Read Naturally. I get very serious teaching my subjects, because our time together is not that long. I'm very friendly and outgoing, and also very compassionate. My students love me!! I also have an AS degree in Speech Pathology as an assistant. Even though I am licensed to do therapy, I utilize my skills with reading and reading comprehension. My experience entails all spectra of special ed, including Down's syndrome, autism, speech impediments, etc. I am also gifted with a natural healing ability which causes my students to automatically relax, which makes for great learning.
I can also help with accent reduction. I am one of the few people in the world gifted with all speech sounds.
My son is not an easy student, but Maxine can get him to sit and produce work. She gets to know the student so they feel at ease with her and before they know it they are accomplishing the task at hand. She has tons of strategies that allow my son to reach his/my goals. I look forward to our tutoring days because not only does my son's homework get done with ease, but she extends it by adding in extra reading and writing. My son is learning and has a good time doing it! It's a win win for everyone.
Approved subjects are in bold.
In most cases, tutors gain approval in a subject by passing a proficiency exam. For some subject areas, like music and art, tutors submit written requests to demonstrate their proficiency to potential students. If a tutor is interested but not yet approved in a subject, the subject will appear in non-bold font. Tutors need to be approved in a subject prior to beginning lessons.
I have had 8 years of experience with all spectrum's of special ed. I also have an associate degree in Speech Language Assistant where I not only took child development courses but have training and hands on experience with ADD/ADHD at the San Diego Unified School district.
I am still employed and still in special ed. I help children with their homework, english, history, and science and teach reading skills.
I have extensive experience with children with Aspergers. I have children with Aspergers in the school district in which I work daily. I have been helping them learn through my speech therapy skills and also with all their current studies.
With my speech therapy training, I have worked with children with autism for many years. I worked in an elementary school for three months with children of all special needs working on their speech goals.
Being that my position has been put on hold because of the budget, I have 8 experience also through San Diego Unified.
I have done private tutoring with children with dyslexia. At San Diego unified, I taught 6 classes a day of 5 students reading with dyslexia. I am very aware of the issues even though it is not recognized by Doctors. I have helped children with their reading skills as this is where they need help the most.
I have a lot of experience as an aid helping children with their work at this grade level. It's mostly about comprehension of your subjects and taking the time to work one on one for a better understanding. I have a lot of patience and intuition to figure out where you need help and make your learning much more enjoyable along with some tricks I learned when I was a student.
I am a trained speech therapist assistant with 5 years experience helping children and adults with their speech and grammar skills. I have over 10 years experience helping children with reading, reading comprehension, and grammar.
My success rate is 100%. With my speech training, trained ear, and strong intuitive abilities I can help you reduce your accent work on speech skills and writing English.
I was trained on the Linda Mood Bell system for reading phonics. I utilized this program at San Diego School district with great success. It is a great tool for reading. I had students who increased their reading level from 10wpm to 60wpm. With seven years experience plus my speech degree I am confident I can help you.
I have 7 years experience teaching children with special needs. My expertise lies with reading and phonics. I have incorporated my speech therapy training along with my experience working in a resource center where children came in for my reading services.
I have an AS degree as a Speech Therapy Assistant. There is a client who listed speech but he wants to improve his accent. I am completely proficient in speech, sounds, and have taught the Linda Mood Bell system for the past 10 years. I work with others who need help with their intonation and sounding out words correctly.
Patient teacher with strategies that work! — My son is not an easy student, but Maxine can get him to sit and produce work. She gets to know the student so they feel at ease with her and before they know it they are accomplishing the task at hand. She has tons of strategies that allow my son to reach his/my goals. I look forward to our tutoring days because not only does my son's homework get done with ease, but she extends it by adding in e ...
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Maxine will travel within 10 miles of Portland, OR 97224.
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text: I am planning a trip next fall with my sister, her husband, and her three children. They want to stay at ASMu to save $$$. I want to stay at POFQ or CR! I know I am being a big baby, and I will have fun no matter where I stay, but I can't help it! We were at CR last fall and loved it! :love: Walking to the Magic Kingdon, hopping on the monorail, watching the electrical pagent float by. It was great! And I love the small size of POFQ. And it has the neat dragon slide :love: Please please point out some positives of staying at ASMu, before I am tempted to upgrade us and pay for it myself! :wave2:


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This was my first time ordering from MJM Magic, I ordered 4 of the Crimson Decks on a Saturday at about 1 o'clock. I received my package the...Read More ->
I was having a debate with myself whether or not to buy from Penguin, because I didn't want to support somebody with bad ethics. But thanks to MJM's...Read More ->


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BINDERY matters
February 2009Folded Sheets Jump 250,000 Per Shift
ST. LOUIS—An MBO B26 continuous-feed folder was installed at Kopytek Inc.'s new $2.4 million facility in December, and the company's CEO, John Peterson, expects to fold an additional 250,000 sheets per shift when the folder is operating at full capacity. Peterson also anticipates saving his clients between 20 and 40 percent in postage costs because the B26 can automatically fold pieces up to 48 pages thick to a finished size of 5.5x8.5?.
"Not only will our clients realize eventual cost savings from our increased operational efficiency, they will see immediate savings in postage because this machine can fold multiple page, stitched or stapled newsletters and other direct mail pieces down to the size of a letter," he says.
The folder's standard features include an integrated batch counter; automatic setting of sheet gap and sheet in-feed through suction wheel; modular frequency speed controllers for AC drives; anti-static plates; and an A-76 mobile delivery (that can then feed a finished sheet into an MBO Z-2 knife-fold attachment for a finished letter-size mailing).
A Morgana DigiFold 5000P creaser/folder, which minimizes marking and cracking of digitally printed material, is slated for installation this month.
Kopytek's new facility is located in the Olivette area of St. Louis.
Quick Cuts
After expanding into its second location, Central Islip, NY-based Monarch Graphics purchased a new Heidelberg Polar 78 X cutter.
Bobst Group has begun selling PG Wood Imports' complete line of dieboards through its online InTouch inventory system. The dieboards are 100 percent Birch veneer throughout (with no softwood cores) and are available in a wide range of sizes and thicknesses.
Martin Printing, in Hato Rey, PR, recently installed a new Polar 92 X cutter.
Saddle Brook, NJ-based 21st Century Finishing has installed a Majestic Series M 106-E diecutting press from Diversified Graphic Machinery.
Louisville, KY-based Gateway Press reports much faster setup times with its new Polar 115 X cutter.
Burton Packaging, Flushing, NY, has purchased a Saroglia 740 FX from Diversified Graphic Machinery to keep up with the demand for half-size diecutting and embossing work.
San Antonio, TX-based Accu-Print recently added a new Polar 78 cutter.
Do You Have Bindery-Related News to Report?
We Want to Hear About It!
Fax to: (215) 238-5484
Or e-mail: firstname.lastname@example.com


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Visa Money Transfer makes it easier and more secure for people in Europe, the Middle East and Asia to send and receive funds.
Visa Money Transfer, a card-based service enabling a Visa cardholder to send funds conveniently and securely to another Visa cardholder, debuted in Ukraine in 2003 and launched in Egypt in 2004.
Since then, the service has been extended to millions of people who no longer need to wait at a money transfer agent's office, but instead can use the convenience and security of their 16-digit Visa account number to send and receive money.
Depending on their issuing bank, they can execute the transfer at a bank branch, using the internet, via an ATM or via mobile phone.
"Visa's growth has been the result of an unwavering commitment to finding innovative ways to use our network and products to make payments more secure and more convenient,"
said Tarek Elhousseiny, Visa's General Manager for North and West Africa.
Elhousseiny added, "Our approach to person-to-person payments and remittances is to use our global technology to create tailored solutions for various countries and apply what we've learned to expand the service worldwide."
The demand for money transfer includes domestic remittances, person-to-person payments and remittances by expatriate workers who continue to have commitments in their home countries. In addition to cardholder convenience, money transfer programs enable financial institutions to better meet the needs of their existing customers.
Since 2003, a total of 46 Visa Money Transfer programs have been rolled out in around the world including Egypt, the United Arab Emirates, France, Georgia, Greece, India, Indonesia, Kazakhstan, Kosovo, Malaysia, Morocco, Russia, Singapore, Sweden, Switzerland, Ukraine. While the Asia Pacific region is leading the deployment of new Visa Money Transfer programs, significant momentum has been gained in Central Europe and the Middle East.
Visa's goal is to utilize its global processing platform and payments network to make money transfer between the 1.6 billion Visa cards around the world safe, convenient and reliable. To this end, Visa is continually enhancing existing programs and developing new services.
Work underway includes technology infrastructure improvements to support global processing of card-based remittances, and to open new channels through which remittances can be sent and received, including through financial institution branches, the internet, mobile devices and Visa's global ATM network.
All News Sep 04 2008
Thursday, September 4- 2008 @ 14:57 UAE local time (GMT+4) Replication or redistribution in whole or in part is expressly prohibited without the prior written consent of Mediaquest FZ LLC.


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WJAC 6 News - Search Results
Jay Paterno announces plans to run for lieutenant governor
By: WJAC Web Staff and The Associated Press
HARRISBURG -- Jay Paterno, a former quarterbacks coach for the Penn State Nittany Lions and son of the late coach Joe Paterno, has announced plans to run for lieutenant governor on the Democratic ticket.
Two state Democratic Party officials, Roger Lund of the south-central party caucus and Gerald Lawrence of the southeast party caucus, said Paterno called them Thursday and told them that he's circulating petitions to get on the May 20 primary ballot.
Party officials had expected Paterno might run for Congress, but Lund said Paterno told him that he believed he could serve the commonwealth better by staying in the state.
The field of Democratic lieutenant governor candidates is big, but lacks Paterno's name negotiation.
Lieutenant governor candidates run separately of gubernatorial candidates in the primary and together in the general election.


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Sat, Mar 17, 07 at 21:26
You can never have too many ormamental grasses--until it's time to cut them back in the spring. Today I was tying the grasses into tight bundles with baling twine getting ready to take the chain saw to them next week. I was wearing a long sleeved shirt and gloves but I came out of it with blood on my face and wrists. Those old dry grass blades certainly are sharp. |
Follow-Up Postings:
Exactly! Cutting them down is no fun at all. No matter how much I cover myself up, I wind up with little cuts. But I still wouldn't give them up! |
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Pizza Seasoning Kit
Looking for a simple way to spice up homemade or take-out pizzas? Try this trio of fragrant herbs and spices, sourced from around the world by a family-owned artisanal spice company in California's Napa Valley. Sprinkle the seasonings over a fresh-baked pizza-or use them to enliven your pizza sauce. Whole Greek Oregano Leaves: Our fragrant dried oregano has a warm, slightly bitter flavor that echoes the classic herbs used to flavor the original pizzas created by bread bakers in Naples. 0.6 oz. Red Chili Flakes: Among the most versatile seasonings in the kitchen, these premium red chiles have a pungent and pronounced heat that complements pizza and other Italian favorites. 1.5 oz. Pizza Seasoning: Aromatic Mediterranean herbs and spices are blended with savory onions and sweet sun-dried tomatoes to create a classic seasoning for pizzas and other Italian favorites. 1.7 oz. Set of three, one of each seasoning. Made in the USA of imported ingredients.
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Structure in a chromosome that holds together the two chromatids. It is the point of attachment to the structure that pulls the chromatids to opposite ends of the cell during cell division (see mitosis). During the middle stage of mitosis, the centromere duplicates and the chromatid pair separates, each chromatid becoming a separate chromosome. Thus, when the cell divides, both daughter cells have complete sets of chromosomes.
This entry comes from Encyclopædia Britannica Concise.
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Your email has been sent.
Israel's New Organ Donor Policies
Getting the inside track on insides
Israel is infamous for having one of the lowest organ-donation rates in the developed world: a paltry 8% of Israelis are listed as organ donors, compared to roughly 35% in most Western countries. The problem is mainly that many observant Jews believe (incorrectly) that a body must be buried with all its organs intact.
Yesterday, a Slate article explored how the Israeli government has gone about trying to encourage donation. More prominently, the country gives "slight priority" to people who agree to be donors if and when they themselves are seeking an organ. (Which makes a bit of intuitive sense, no?)
More quietly, but no less importantly, Israel recently became the first country to compensate organ donors' families. The ostensible purpose of the rewards—which run to several thousands of dollars—is to "memorialize" the deceased, but who's kidding whom?
The Halachic Organ Donor Society exists to educate Jews and to encourage Jewish organ donation to Jews and non-Jews. Maybe it's time to "compensate" them a bit?
Kidney Mitzvah [Slate]


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Products > Power Supplies > 12 Volt Power Supplies > Preferred Power Products P3DC12-8-3W
8 Camera 12VDC 3 Amp Power Supply
The P3DC12-8-3W is a CCTV power center engineered to manage remote camera and accessory power requirements in a NEMA 4X weatherproof enclosure. The P3DC12-8-3W distribution module is designed with 8 individually fused output for powering up to 8 CCTV camera or accessory.
It will provide 12Volts DC via distribution to four fused output with a total of 3.0 Amps continuous supply current.
P3DC12-8-3W Spec Sheet


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Death Toll Rises In Korean Ferry Sinking
Monday, April 21, 2014
(Seoul) -- The death toll in the capsized South Korean ferry is now at 64. Hopes of finding any survivors are fading as none of the missing passengers have been found alive since the ferry capsized last Wednesday. Transcripts released by South Korean officials show the crew of the ferry felt the boat leaned over too quickly to get passengers into lifeboats. The transcripts between a crew member on the ferry and the agency that supervised ferry traffic may help answer the question of why passengers were told to stay on board rather than trying to abandon ship. More than 230 people are still missing.


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We deliver snooker tables from the UK's leading manufacturers directly to your door. Buy snooker tables for children of all ages, or look for adult size tables suitable for the whole family.
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Louise uncaps the honey so that it can come out during extraction. (Photos by Audrey Posten)
Bill shows program attendees a frame of honeycomb.
Bill places the frame in the extractor. They have a newer and faster extractor home that allows them to extract 20,000 pounds of honey in three weeks, Bill explained. Before the newer technology, he said it took three months to complete that amount of work.
Bill said a bee's lifespan is typically 30-35 days. It takes 12 bees a lifetime to make one tablespoon of honey.
By Audrey Posten, North Iowa Times Editor
Bill and Louise Johnson, of Johnson's Honey Farm in Guttenberg, gave a presentation at the Driftless Area Wetlands Centre Aug. 19, showing attendees how to uncap and extract honey from honeycomb.
Monona Police Chief Jo Amsden informed the city council Monday night that, although two men have been arrested and charged in connection to thefts in the city, one more person is still at-large.
On Saturday, Aug. 30, the McGregor-Marquette Chamber of Commerce will host its annual Labor Day Parade. This year's theme is "Circus, Circus," in celebration of the Ringling Brothers Circus anniversary.
These hoods will remain on the McGregor overnight alternate parking signs indefinitely, as the ordinance has been suspended until the city can make changes. The council and residents discussed possible solutions to some of the city's parking issues Aug. 5, at a public forum. (Photo by Audrey Posten)
Around 15 McGregor residents and business owners gathered at city hall Aug. 5, proposing solutions to the city's overnight and other parking issues.
McGregor native Ronald Harris has released a book entitled "Someday I Shall Sing Again," a comprehensive collection of the poetry of McGregor's E. Leslie Spaulding.
The Monona Police Department filed charges at the Clayton County Court House in Elkader on Tuesday, July 29, in connection to multiple burglaries and thefts that have occurred in Monona, stemming from April 2014. Charged were Adrian Joe, III, 21, formerly of Monona, and Austin Douglas Ihde, 18, of Monona.
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Introducing iPublishCentral 6.0
iPublishCentral 6.0 is the recent release of our award-winning SaaS-based platform iPublishCentral. Anchored around improving the user interface and design, the upgraded version has additional features such as text-to-speech, dictionary look-up, and learning plan creation and changes to admin console.
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iPublishCentral - The Next level of Digital Publishing!
Impelsys Gets 2nd Consecutive EC100 Recognition
December 8, 2014
New York, December 8, 2014 - Impelsys, a leading electronic content delivery solutions provider has been named to EC100's list of the top companies that matter most in the digital content industry, for the second time in a row. Chosen by a jury of digital industry experts, the EC100 list represents the best digital content companies that have made a difference by their contribution.


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Increasingly, many clients are spending time outside their home countries. Maybe it's to get a start-up off the ground. Maybe it's to retire. Some are looking for better security than in their home countries — or just a change of scenery. Whatever the reason, most of these clients will tend to focus on income tax issues.
In response, advisors in their clients' home countries will likely encourage them to do nothing until they change their residence and then restructure how they hold their portfolio to minimize tax. Advisors in their destination country are likely to urge these clients to accelerate income and gains, to defer losses, and to restructure how they hold their portfolios to minimize tax prior to their arrival.
So when do clients make these changes, before or after their departure? Even after they depart, some countries continue to tax residents for a full year. Depending on where clients settle, some continue to tax departing residents for three years. And those surrendering U.S. citizenship or a U.S. green card held for more than seven years will be taxed by the United States on their income and gifts for 10 years. Very few countries have tax treaties with the most common destinations (for example, Switzerland, the United States, the United Kingdom and Monaco) that help avoid double taxation. That creates an "interim" period during which a client might be a taxpayer in two places, making the conventional advice difficult to coordinate.
Another important question: What immigrant status should a client choose in his destination country? There are usually at least a couple of options. In the United States, the choice can have far-reaching fiscal implications. In other places, the choice is less important. Too little attention is paid to this question.
What links can or should clients establish with their new country consistent with changing their fiscal residence? This can determine the rights that individuals (such as a spouse or child) might have to their wealth. It might also affect their inheritance tax status in the new country.
Before deciding to live in another country, clients should focus on the interplay between the purposes for their time in a foreign land and their immigration status, where their family will be, and how their financial assets are invested.
Obviously, everybody's situation is different. Still, it's useful to consider the questions that clients should ask their advisors before moving and to look at the kinds of things advisors might suggest to protect wealth. Here are the client's four key questions:
What should I do before leaving my home country?
What immigration status should I have in my new residence?
How should I structure the ownership of my business and financial investments?
What (if any) changes should I make to how I invest my financial assets?
And here are the answers advisors might give:
What should I do before leaving my home country? The client will be a taxpayer in only one country before he departs. After he departs, he could be a taxpayer in two, for a period of time. For example, the United States will tax a U.S. citizen living abroad indefinitely on his worldwide income. That's an extreme case. More typically, after leaving Brazil, you'd continue to be a Brazilian taxpayer for one full calendar year. If you leave Mexico to take up residence in a country that has a favorable tax regime and no full exchange of information agreement with Mexico (for example, the United Kingdom, Switzerland or Monaco), you will continue to be a Mexican taxpayer for three years.
It is important therefore to plan before departure for that interim period. That can be tricky, especially if there is no income tax treaty between the client's home country and the destination. And the solutions may differ country to country.
After that interim period, earnings on some assets (like financial investments) need to be protected only from tax in the place where the client is a taxpayer. Depending on where that is, the earnings on other assets (like operating business investments) might continue to be subject to tax in two countries.
For people moving from one high-tax country to another, life insurance products and/or trusts often will be sufficient to shelter investment portfolios from tax. There should be little to do before leaving for a tax-favored jurisdiction if it's someplace other than the United States or the United Kingdom (for example, Switzerland or Monaco). During any interim period, your client's existing investment structure should suffice to minimize tax both in his home country and his destination. And after that period, he might simplify his holding structure consistent with the rules in his destination. Earnings from operating business investments should continue to bear the tax burden in the country where the business is located, but the investments should not be subject to tax in the destination unless investment assets are distributed. Financial investments in your client's home country can pose some special problems. If his home country has an income tax treaty with the new country, planning during the interim period might be simpler. Otherwise (and in the long term), he might decide to liquidate his local portfolio and invest in other markets.
If he plans to move to the United States or the United Kingdom, he should consider changing his ownership structure and/or his investment policies before departing. More on that later.
What immigration status should the client have in his new residence? The choice of status has important fiscal consequences in the United States. In the high-tax countries that seek to attract immigrants (for example, the United Kingdom and Spain), there are a few choices, but the choice itself has no fiscal consequences: how the client frames his application does. In most other high-tax jurisdictions, the immigration status is inconsequential. In tax-favored destinations, there is typically a special status designed precisely for fiscal purposes. Therefore, if the client plans to move to the United States or the United Kingdom, he should take care in framing his immigration status.
If he owns an operating business, the United States offers two choices: the "immigrant investor" visa and the "intra-company transfer," or L-1 visa. The immigrant investor visa requires that he invest U.S. $1 million in a U.S. business that will create 10 or more full-time jobs for non-family members. This could easily be a subsidiary of his operating business. The intra-company transfer visa is available if he is an executive of his operating business and he plans to work for the business in the United States. From a pure income tax perspective, both types of visas seem equivalent. But from an overall tax point of view, they couldn't be more different.
The immigrant investor visa gives the client a "conditional green card" for two years that should mature to a standard green card in the third year. That will very likely mean that if the client should die or make transfers (especially between spouses) while he is in the United States, there could be significant tax due. It also might create a presumption that U.S. law will govern his marriage and the rights of his heirs to his wealth. This might not be consistent with his wishes.
In contrast, the intra-company transfer visa gains the client admission to the United States for one year, after which the visa can be extended for another two years. Thereafter, the visa is subject to review every two years for additional three-year extensions. The main advantage of the L-1 visa is that, so long as the client intends to return home, it's unlikely that his worldwide assets will be subject to U.S. gift and estate tax. Even if he were to die in the United States, he could avoid U.S. tax on even his U.S. investments if properly structured.
The choice of status is not particularly important in the United Kingdom. He can enter the United Kingdom without a visa and later can apply for clearance to remain. There are three main U.K. categories to choose from: investor, overseas firm representative, and business owner. These categories are more flexible in many senses than the U.S. categories.
For example, the investor category permits a person with a net worth of U.S. $4 million to reside in the United Kingdom after making an investment of U.S. $1.5 million in any publicly traded company. And the business owner need only invest U.S. $400,000 and create two full-time jobs for U.K. persons, even if they are related to the business owner.
During the first four years, the client should be sure to avoid significant absences. After the client has resided in the new country for four years, he can apply for "indefinite leave to remain." If he can show means of support, leave should be granted. After that, the requirements of the three categories no longer apply and extended absences will not affect the client's residence status.
The key issue in the United Kingdom is to be sure that the client's application to remain and the manner of his life is consistent with his stay being temporary. Temporary doesn't necessarily mean short-term, but just that he doesn't intend to make the United Kingdom his permanent home.
Therefore, if he plans to move to either the United States or the United Kingdom, he should be sure to maintain sufficient contacts with his home country, so that he continues to treat it as his permanent home, although he's not a taxpayer there. For example, he should keep his driver's license current, maintain a home and keep valuables there, and list his country of residence on all official forms (for example, wills and immigration forms.) Still, he should keep the number of days he spends there and the amount of income he derives from his home country to a minimum. All of this will help assure that his migration minimizes global taxes.
How should I structure the ownership of my business and financial investments? Business and financial assets have different tax characteristics and therefore ownership should be structured differently in order to minimize global tax.
Dividends from and gains on the sale of business assets always are subject to the taxing regimes where the business is located. Depending on where the client is a taxpayer, those dividends and gains might also be subject to tax. The goal of structuring therefore is to minimize tax in the place where he becomes a taxpayer, recognizing that he will be a foreign investor in the place where the business is located.
When moving from the United States, if the client plans to move any place other than the United Kingdom, creating a non-tax haven holding company (such as a Delaware limited liability company (LLC) or a Dutch CV) should be sufficient to minimize global tax. Dividends from and gains on the sale of the business should be exempt from tax where he is a taxpayer. And using a non-tax haven holding company should minimize tax in the country where the business is located. Depending on his situation, he might defer making these changes. If the client plans to move to the United States or United Kingdom, structuring the ownership of business assets is a bit trickier. The key issues are: the kind of activity the business is engaged in, whether he controls the dividend policy, and if a sale is possible while he is living abroad.
For example, if the client is moving to the United States, it's important to evaluate whether the business earns mostly passive income, as the United States defines it. Structuring might be ineffective to minimize U.S. tax on those businesses and probably he'll have to make some trade-offs to minimize global tax. Many operating businesses will not earn mostly passive income, but there are some unusual exceptions. A real estate business, for example, is defined by the United States to have mostly passive income.
Assuming that the business earns mostly active business income, the client should consider adding a local holding company to own the shares of the operating business before his departure, then make that special U.S. tax election over the holding company effective the day before he arrives in the United States. If properly structured, this should not create any tax in the place where the business is located and should protect all the historic appreciation of the company from U.S. tax on a sale. To the extent the client controls the dividend policy of the business, he should defer paying dividends until it is necessary to minimize U.S. taxes.
If he's moving to the United Kingdom, however, you should be able to add the operating business to the trust you created and effectively defer any tax in the United Kingdom on dividends and any gains from a sale of the business or redemption of shares. As regards dividend policy, it might be useful if the trust were to receive outsized dividends and to have the trust hold those in its separate income account. This way the proceeds of any future sale of the company (or a redemption of shares) could be remitted to the client from the trust more tax efficiently.
If the client's global financial assets are currently in a holding structure that defers tax in his home country, the client might want to modify the holding structure so that it continues to defer his home country tax during the "interim" period yet will be tax-efficient in his new country.
For example, if he is migrating to the United Kingdom, he should create an appropriately drafted revocable trust (or modify an existing one) to own his holding structure. Doing so should not trigger tax in his home country because he reserves the right to amend and revoke the trust. During the interim period, his investment structure should continue to defer tax in his home country without a tax liability in the United Kingdom. He should make special arrangements, however, for any part of that portfolio that he might need to cover his living expenses during the interim period. Distributions to him from the trust for that purpose might not be the most tax-efficient, depending on the nature of the holding structure.
If the client is migrating to the United States, he might consider making a special U.S. tax election over his holding structure, effective the day before he arrives in the United States. During the interim period, the holding structure should continue to defer tax in his home country. And any historic gains in his global portfolio should not be subject to U.S. tax if realized after his arrival. The holding structure also should avoid any U.S. tax if the client were to die while in the United States. But it will not help minimize U.S. income tax while he is living there. Instead, before he departs, he should make sure the portfolio is invested for U.S. tax efficiency.
If the client is moving to any place other than the United States or the United Kingdom, it's usually simpler to structure the ownership of the portfolio so that the income and gains will be tax-deferred. For example, if he moves to Switzerland and negotiates a forfeit, he could continue using whatever investment structure he's currently using and restructure it after any interim period, because the Swiss will not tax the non-Swiss income of a taxpayer who has negotiated a forfeit. If he moves to Monaco, he's in luck, because the non-Monegasque income of a taxpayer is not subject to tax.
What (if any) changes should I make to how I invest my financial assets? If moving to a high-tax jurisdiction, it will be important to make some changes. There should be little need to change the way a client invests his financial assets if his destination is any place other than the United States or the United Kingdom. Otherwise, he should consider making some changes to how he invests his financial assets in order to minimize tax in his new location.
In the United States, your client should make changes to his portfolio before arriving on U.S. soil. Consider selling any offshore mutual funds and investing in comparable U.S. tax-efficient vehicles before his arrival. He should exchange offshore alternative investment vehicles for the U.S. equivalent and, depending on the tax efficiency, consider liquidating the investment. Cash and fixed income assets should be switched to those that will minimize tax under the rules of the state in the United States, where he'll be a taxpayer.
In the United Kingdom, the changes should be less radical. Because it's so important to keep the trust's capital and income separate, there are some investments about which a client should take care. For example, offshore mutual funds, zero-coupon bonds, structured notes and some hedge funds can pose problems if the client ever should need to remit the proceeds to the United Kingdom. Review the portfolio (and the client's future spending needs) to be sure that he is investing in assets that allow him to keep a strict separation of capital/capital gains and income.
Planning a move from one country to another requires more than consulting lawyers in each place. The interaction of the two systems is often more important than the rules in either place.
JPMorgan Chase & Co. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with JPMorgan Chase & Co. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.


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After rumours that he may have been instrumental in pitting Rekha against Jaya Bachchan at the Rajya Sabha, minister of state for Parliamentary Affairs Rajeev Shukla has a new worry.
Word in the corridors of power is, Mrs Bachchan requested for a change in her seat, number 91, after she discovered that Rekha has been allotted seat number 98. The implication? The two ladies with unforgettable personal rivalry would be sitting quite close to each other and could be caught in the same frame of the roving RS camera. However, in her letter to the chairman of the Rajya Sabha, Mrs Bachchan has cited the demise of a former SP colleague, Brijbhushan Tiwary, who occupied seat 92, as the reason why she wants to be shifted. Negotiations are supposedly moving at a frenetic pace at Shukla's office to find a more appropriate seat for Jaya.
On record however, the minister is unwilling to comment on this. But those in the know revealed that a decision will be taken in a day or two. After all, no House would want to risk the wrath of a woman scorned.
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Video Library
The JOBS Act: Initiatives and Challenges of the New Legislation
Panel 2 - Crowdfunding
Date: 03/15/2013
Duration: :46
The JOBS Act also creates an exemption from the requirement to register public offerings with the SEC, for certain types of small offerings, subject to several conditions. This exemption permits entrepreneurs to "crowd-fund" their businesses -- that is, small businesses can raise money from large pools of small investors, as opposed to being able to solicit investment solely from accredited investors. Moreover, the Act allows the use of advertisements to solicit investments, a practice previously banned by the SEC. These changes will expose average Americans to a new type of investment risk, thus raising the question of whether the benefits of the crowdfunding exemption justify its costs.
Sponsor(s): Berkeley Business Law Journal
Sponsor: Berkeley Center for Law, Business and the Economy
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Nov 17th, 2012, 01:49 PM
Ms. Anthropic
Senior Member
Join Date: Jul 2012
Posts: 4,687
Re: 1992
Garrison tries to help others by helping self
The San Diego Union-Tribune
uesday, August 25, 1992
Author: ED GRANEY
She remembers the times, all of them. Each meal. A secret, it was. Fighting it, she was. Days and weeks and years of fighting. Still does.
You don't get much more successful at a profession than Zina Garrison has. Not many in the tennis world are allowed a curtsy at a Centre Court Wimbledon final. Not many earn $3 million in career winnings. Not many ever reach a No. 4 ranking. The most fortunate do. The best do.
But life, at times, is very cruel, and even those who excel to elite levels aren't spared. Eating disorders like bulimia do not ask names before taking action. Garrison knows this. She lives it.
That was her last night, winning another match, dismissing another opponent, charging the net and volleying winner after winner. Garrison beat Escondido's Ros Fairbank-Nideffer, 6-3, 6-2, in a first-round match of the Mazda Tennis Classic at La Costa Resort & Spa.
The questions haven't changed the past few years. Over and over. What's going on? Why does the ranking keep slipping? Where are the days of 1990? Over and over.
"To some extent, you always want to be a perfectionist," said Garrison, 28. "You never want to admit this could happen to you."
Truth be told, it's incredible to think what Garrison accomplished while competing with her disease. The bulimic episodes began in 1983, the year her mother passed away.
Seems a relative suggested Garrison the athlete could stay fit and trim one easy way. Eat and purge. Eat and purge.
For six of the next seven years, Garrison remained among the world's top 10 players. She ended Chris Evert's Grand Slam career in 1989. And still purged.
She was married that year to Willard Jackson. Still, she ate, went off by herself and purged.
By reaching the Wimbledon final a year later -- she beat Steffi Graf and Monica Seles in consecutive matches -- she became the first black woman to reach a Grand Slam final since Althea Gibson in 1958.
Still. Meal after meal.
Her hair fell out. Her fingernails became soft. Her skin wasn't healthy.
"The thing about it is, you can't run from food," Garrison said. "It's going to be there."
Perhaps harder than dealing with the bulimia was keeping it a secret, something Garrison did until recently. Longtime friends and opponents never knew. Ditto her six siblings. She wouldn't let them.
But such is typical Garrison. She is a woman who cares deeply about others and their problems, about helping those less fortunate realize their dreams. Or just have a better life. A better week. A better day.
The homeless and children of inner-cities receive much of Garrison's free time and support. Tennis clinics for those in need are traditionally given.
There is the story about how Garrison once tripped over a homeless man in San Francisco, then woke up that night, her thoughts of him and his plight. That kind of passion, that kind of concern.
Now, there is another cause. Her own. If she can help one person, it's worth it to talk about. Denial, as with many such diseases, accompanies most of those who suffer from bulimia.
"I don't think I can be a savior," Garrison said. "But knowing someone like me has it, it may make them (admit) they do, too."
She is ranked 14th now, still very respectable. She didn't reach No. 1, probably never will. She lost in the first round of this year's Olympics. She has captured just one title in nearly two years.
But what may have seemed like the ultimate goals two years ago hardly compare to what she has learned since, the knowledge and strength she has gained. The fight is not over. She had a reoccurrence in January. Day by day, day by day.
"It was relief coming forward," Garrison said. "Realizing I'm a public figure, people would have talked about it anyway.
"The only thing holding me back now is Zina. At times, I'm too emotional. But I still believe I can be a contender and compete with the top 10 players. At least for a few more years."
Let's hope it's for much longer. There are few like her.
Ms. Anthropic
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Enova Systems Receives NYSE Amex Exchange Compliance Notice
As previously reported, on April 17, 2012, Enova Systems Inc. (NYSE AMEX: ENA) (AIM: ENV) (AIM: ENVS) (the "Company") received notice (the "April Notice") from the NYSE Amex LLC (the "Exchange") indicating that the Company was not in compliance with one of the Exchange's continued listing standards as set forth in Part 10 of the Exchange's Company Guide (the "Exchange Guide"), and the Company was therefore subject to the procedures and requirements of Section 1009 of the Exchange Guide. Specifically, the Company was not in compliance with Section 1003(a) (iii) of the Exchange Guide because the Company reported stockholders' equity of less than $6,000,000 for 2011 and the Company had incurred a loss from continuing operations and/or net losses for five consecutive years. As required by the April Notice, the Company submitted a Plan of Compliance to the Exchange on May 17, 2012 addressing how the Company intends to regain compliance with the continuing listing standards of the Exchange Guide within a maximum of 18 months (the "Plan Period").
By letter dated May 22, 2012, the Company received an additional notice from the Exchange stating that a review of the Company's Form 10-Q for the first quarter of fiscal 2012 indicated that the Company does not meet an additional listing requirement. Specifically, the Company is not in compliance with Exchange Guide Section 1003(a)(ii) because the Company reported stockholders' equity of less than $4,000,000 and losses from continuing operations and/or net losses in three of its four most recent fiscal years.
Due to the higher stockholders' equity requirement identified in the April Notice, the Company is not required by the Exchange to submit an additional Plan of Compliance in connection with the deficiency identified in the notice dated May 22, 2012. If the Plan of Compliance is accepted but the Company is not in compliance with the continued listing standards of the Company Guide by October 15, 2013 or if the Company is not making progress consistent with the plan during the Plan Period, the Exchange staff will initiate delisting procedures as appropriate. In such event, the Company may appeal an Exchange staff determination to initiate delisting proceedings in accordance with Section 1010 and Part 12 of the Company Guide.
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text: Well Drew Brees, LeSean McCoy, and Hakeem Nicks have carried my team all the way to the championship this year. I'm leaving my lineup the way I have been winning, with the exception of my RB3. With Peyton Hillis suddenly showing up last week and with how bad the Chargers beat up on the Ravens, I'm wondering if I should start him over Mike Tolbert in my championship game. Tolbert is usually good for about 20yds and a TD and seems pretty steady 5-10 pts. Hillis of course is a wildcard and seems to either have blowouts or goose eggs. Any advice?


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Hamilton Leithauser – Black Hours
Walking Solo
Hamilton Leithauser isn't exactly an unknown quantity. The Walkmen have been an indie institution for years, and it's only very recently that their frontman decided to strike out on his own. Black Hours is Leithauser's debut solo effort. It's a strong, promising, but somewhat frustrating start. Read more…
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"Be careful -- this cake is SUPER SWEET. Even without the topping, it was too much sugar overload for me. I'm giving it a 4-star rating though because it is good and very moist, but just way too sweet for my taste. If I make it again, I will use coconut milk in place of the cream of coconut. Maybe that will cut down a little on the sweetness."
"This recipe left me a little disappointed. I was confused over whether to chop the garlic or not, so I gave them just a light chop before I sauteed them. And then, 3 to 5 minutes was not nearly long enough to wilt the cabbage. I liked the flavor of the finished dish, but next time I make it, I'll reverse the cooking times: 3 to 5 minutes for t..."
"Fantastic soup! I've been searching for a cream-less potato soup, and this one is delicious. I didn't even need to make the roux at the end, because it was already thick and creamy and perfect. Only other change I will make next time is to cut the amount of leeks in half... five was a bit too overpowering for my taste. Otherwise, wonderful rec..."
"Love this biscotti! I've been making it since 2002 from this same recipe that I found on the Allrecipes website, but thanks for posting it here. I love the fact that it's made with olive oil instead of butter. It's really good, and makes a wonderful Christmas gift."
"Very, very, very good! I chose this recipe because I wanted a healthy version of broccoli soup, but I was prepared to have to compromise a bit on taste. BUT, no compromise here! This soup is unbelievably tasty! The only change I made was to use low-sodium chicken broth. Delicious! I'll make this again and again."
"Thanks for this recipe, Weejee. I've been making it for the last couple of years and it has become MY minestrone recipe. The only changes I've made is to use chicken broth instead of veggie, simply because I like the taste better. And I always add uncooked pasta during the last 20 minutes of simmering. I haven't had a problem with it becoming ..."
"Wow! Very Good! It only made 2 servings instead of the 4 stated, but maybe that's because I liked it so much that I just POURED it on! I didn't have any cayenne pepper, but I did add a little fresh basil and a touch of lime zest. It made a very delicous vinaigrette and I'm sure I'll make this one over and over."
"Add me to your list of satisfied bakers! This coffee cake is delicious and VERY VERY close to Starbuck's. Just a little bit more buttery than Starbuck's, but every bit as tasty! I cut the recipe in half and baked it in a 8x8 pan for 30 minutes."


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MJM is the most consistant magic company in the business and that is very important to me. I want to know that Im getting the same service every time...Read More ->
Just wanted to say they matched the competitors price straight away when I told them about the competitor's cheaper price. Also, my international...Read More ->


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When I got into work today, Meg told me to check my email, pronto. So I did.
To: K, Brad
From: Meg
Subject: Fact-finding mission
Hey you two,
I don't know about you, but this Serena thing is seriously starting to keep me up at night. I propose we embark on a fact-finding mission. We're journalists, for [expletive deleted] sake. If we can't figure out who this chick is, we might as well be working at [competing station]. We will reconvene at the Blue Lagoon at 1300 hours to share our findings. Anyone who comes empty-handed has to buy me beers, and I plan on drinking a lot of them. Don't let me down.
Oh, how do I adore Meg? Let me count the ways. That girl kills me, she's so funny. Since I didn't want to buy her many beers, and because it's been driving me crazy, too, I got to work.
Google didn't turn up anything that we haven't seen before, except that Serena apparently participated in a celebrity look-a-like contest and won for her (now that you mention it) uncanny resemblance to Courteney Cox? Odd. Then I got to wondering what Google had to say about me and lost a great big chunk of valuable time seeing which mentions are me. For the record:
· I am not a charter of Maple Valley High School's Model UN
· I am not a backup dancer for a now-defunct 90s boy band
· I am not a sexy, barely legal slut who is ready and waiting for you
· And most importantly, I am not expecting my third child by my second husband in Topeka, KS.
Then I got my big break. I went back to the site for the news station in Memphis where she'd been listed as a director.
"Newsroom," a man's voice said.
"Hi, can I please speak to Serena Stahl?"
Please don't be there. Please don't be there...
"I'm sorry, Serena is no longer an employee here," he said. "Can I ask who's calling?"
"Oh, I'm a friend of hers from college," I lied. "I haven't talked to her in ages and was trying to track her down."
"I know she got a job in [my city], but she isn't starting for a month or so. I don't remember which station, though."
Meg found out from a friend in HR that Damian, the evening director, just got a 10K/year raise. That ruled him out for an exiting candidate. Brad called up a friend who works at the gym we all belong to through the station, and found out that, not only did Serena have a membership, but she was already there working out four times a week. (Seriously? People work out that much?)
The verdict? She's either replacing Tex or Mel has hired her for an executive position. But why the long wait for her starting if she's already here? (Um, and in the gym too?!) The case of Serena Stahl just gets more and more interesting...


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Fri, Jul 1, 05 at 9:03
I heard her bark went and looked under this bush was the ugliest toad,frog I ever saw.Ive seen alot of toads etc I have a large farm pond and a goldfish,koi pond .It was like a real bright lime colored.Its head was square.looked like it had spikes klike on its head.
UGLY.Never saw anything like it.What was it?I got her away not knowing.My hubby said its the new 2005 model |
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It didn't look like this, did it? LOL |
- Posted by bulldinkie pa (My Page) on Fri, Jul 1, 05 at 14:20
I dont think it had lines on its back.It was just a brite lime green.square head.U G L Y..What is this?Is this native to Pa? |
- Posted by MaineFlowerGirl z4 Maine (My Page) on Fri, Jul 1, 05 at 22:56
Maybe someone on the Reptiles and Amphibians forum will know. I will put the direct link to it below. Good luck! Joanie D. |
Here is a link that might be useful: Reptiles and Amphibians Forum
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text: Laird Technologies' S241590PF antenna offers the user a high gain no compromise solution for mission critical wireless networking. This antenna features an all weather, all climate enclosure that's UV resistant. The 36" x 6" x 4" housing can be mast mounted with the supplied, rugged tilt mount for precise aiming.The E and H plane beam widths (90 degrees) are conducive to point to multipoint bridge applications. The antenna's sector form factor provides a 15- dBi Gain that saturates the coverage area.


text:
Katie Franklin
ok, I had a c section. If I don't exercise while dieting, do y'all think that when I lose all this weight i will just have extra loose skin? if so, what's the best exercise to do to prevent this???
LA Weight Loss - Baby weight/ extra skin (TMI?)View Full Version : Baby weight/ extra skin (TMI?) Katie Franklin 06-17-2009, 08:13 AM ok, I had a c section. If I don't exercise while dieting, do y'all think that when I lose all this weight i will just have extra loose skin? if so, what's the best exercise to do to prevent this??? QuilterInVA 06-17-2009, 03:39 PM How much weight do you have to lose? There is no way to prevent extra loose skin, but exercise will build muscle that will fill it up some. I don't recommend losing weight without exercise because you will lose muscle along with fat. Alana in Canada 06-17-2009, 03:48 PM Without excercise you lose both muscle tissue and fat on a weight loss diet. The more muscle you have, the more calories your body burns while at rest. Muscle just needs more calories to stay "nourished" than does fat. It just makes sense to exercise while you restrict your calories. 1)It ensures that what you lose is fat, not muscle and 2) your body burns it off faster than if you don't. Oh, and unfortunately, there really is no way to "spot" reduce. You can tone and tighten certain muscles but the layer of protective fat over the top of them won't be affected. The only thing that really breaks down your fat reserves (other than lowering your calories) is cardio--exercise that gets your heart pumping for at least 20 minutes a session, 3x a week. BTW: you have to do both--exercise and eat less than you burn in order to lose weight--and have that weight be as much fat as possible. GLChick 06-18-2009, 11:19 AM Excellent observation Quilter and Alana! We should all remember that. Less muscle means burning fewer calories per day. Less muscle means you're losing your strength. My mother yo-yo dieted when I was growing up, often having only 1 slice of dry toast for breakfast and lunch - remember those days? How far we've come, eh? At age 80, she was so weak when she had a fall in the tub, that she couldn't pull herself out, or even forward to the tap, and sat there for 22 hours without water, becoming dehydrated. I promised myself that I will NEVER let myself get so weak, and now I have a gym membership so I can work on the weight machines to stay strong and get stronger! Remember too, 1 lb. of muscle takes up less space than 1 lb. of fat! :) jendiet 06-20-2009, 11:29 PM well. The thing is when you workout you don't produce more muscle fibers, the fibers you have plump up. So because they are plumping up they will fill the excess space between the bone and where the fat was better than doing nothing at all. keep moisturized. Eat lots of high nutrient foods as well. Don't lose weight too quickly! vBulletin® v3.6.7, Copyright ©2000-2015, Jelsoft Enterprises Ltd.
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Holman Christian Standard (CSB) | New International Version (NIV) |
13 "If you keep from desecrating the Sabbath, from doing whatever you want on My holy day; if you call the Sabbath a delight, and the holy [day] of the Lord honorable; if you honor it, not going your own ways, seeking your own pleasure, or talking too much; | 13 "If you keep your feet from breaking the Sabbath and from doing as you please on my holy day, if you call the Sabbath a delight and the LORD's holy day honorable, and if you honor it by not going your own way and not doing as you please or speaking idle words, |
Holman Christian Standard Bible ® Copyright © 2003, 2002, 2000, 1999 by Holman Bible Publishers. Used by permission. All rights reserved. (Holman Christian Standard Bible Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


text:
Updated 02/21/2014
This B&B is on the grounds of an old banana plantation past Oheo Gulch (about a 40-minute drive past Hana town). Banana trees still populate the property alongside mango, papaya, and avocado trees. There's also a Balinese garden, complete with a lotus-shaped pond. The single room has a private lanai with an outdoor kitchenette, outdoor shower, and tub (there's a regular shower in the room as well), and astonishing views of the coastline. Sam and Mercury, a mother-daughter
team, live in the main house on-site and are available to give tips and advice about exploring the area. This is a simple, back-to-nature kind of spot. Note that the owners prefer not to host children.
Off Hwy. 31, 10 mi past Hana, Kipahulu, Hawaii, 96713, United States
Website: www.hanabedandbreakfast.com
Hotel Details:
Updated 02/21/2014


text:
Sat, May 18, 02 at 8:38
I have made a 36" raggedy ann doll for a birthday present. She is not exactly raggedy ann, she is a clown. I managed to design and make a petticoat and even a cumberbun for her but the shoes are impossible. I have tried little girls shoes, size 6 is fine for the sole of the shoe but her feet are very fat, too much foot and not enough toes. I have considered using the soles and trying to make a sandal with straps to hold them on her feet but my time is running short. I have to ship her next week. Does anyone have any experience with this? Any advise appreciated. Thanks, Wanda |
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Hi, Here is what I have left for trade or SASE
Papaya Pear Squash. Im not real sure on the germination of this, but if anyone wants to try them they are SASE. It should grow true to seed as it was the only squash that I had grow. Watermelon, pink.
Black Hollyhock, SASE
Follow-Up Postings:
- Posted by horsetail_2007 5ont (My Page) on Mon, Dec 10, 07 at 8:05
I would be interested in trading for Pyrethrum Daisy, Papaya Pear Squash, mixed petunias, and mixed columbine.I have Echinasia Hope, Ruby Star, a white and green ? Envy and ? white swan.,double purple Datura, tree peony yellow High Noon, Rudebecia Harvest Moon and Prairie Sun.Thanks |
- Posted by newwilly46 zone 4 (firstname.lastname@example.com) on Mon, Dec 10, 07 at 18:16
hi not sure had recived my email before for a trade willy |
- Posted by randiliana z3a SK Canada (My Page) on Mon, Dec 10, 07 at 20:32
horsetail, I would be interested in trading with you, but I need an email address. Willy, I never saw and email from you, that I remember. Let me know what you are interested in. Thanks, Randi |
- Posted by newwilly46 zone 4 (email@example.com) on Mon, Dec 10, 07 at 20:51
Watermelon, pink. Watermelon, yellow. Columbine |
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Sharing of thoughts and information is what blogging is all about. This way we can learn from each other. Post A Comment!These postings are provided "AS IS" with no warranties, and confers no rights. You assume all risk for your use.
Resident Bloggers
Anthony Bartolo Twitter | LinkedIn
Pierre Roman Twitter | LinkedIn
It seems like yesterday that I wrote this post introducing myself as the newest member of the Canadian TechNet team. Over the last 4+ years I've had the opportunity of a lifetime travelling across Canada engaging and interacting with the outstanding technical community in Canada and evangelizing the fantastic products and solutions Microsoft produces. From TechNet events, to EnergizeIT, to TechDays, BVL Launch, Heroes Happen Here, with plenty of user group events mixed in for good measure it has been the ride of a lifetime.
It wasn't an easy decision to leave, it never is, especially when you work with an outstanding team as the one I've been a part of at one of the leading companies in the world. Not many people have the opportunity to work for an organization that is truly changing the world. I learned a lot from everyone that I have worked with over these past four years. It has been the experience of a lifetime. But the time has come…
Every so often an opportunity comes up that you just can't pass up. One of those opportunities has come up and I've accepted the role of Senior Microsoft Infrastructure Consultant at CMS Consulting, a leading Microsoft Gold Partner in Toronto. This is an exciting opportunity to get back in the field and get my hands dirty. I'll be focusing on Microsoft Optimized Desktop and Virtualization solutions. It is a chance to go deep with customers and work with them in their adoption of Microsoft technologies.
My last day is November 12th 2010 but before I go I wanted to say thank you. I truly enjoyed interacting with you and the rest of the Canadian technical audience over the past 4+ years. From sharing your stories, supporting your development and sharing the occasional pint it has been a blast. I will not be dropping off the face of the earth! I will be delivering a session at IT Pro Toronto in May and still be engaged with the technical community in the GTA and across Canada. Virtually you can find me at these spots....
Twitter - http://twitter.com/rbuike
My Blog - http://blog.dortoh.ca and http://www.thelazyadmin.com
Email - rodneyATcmsDOTca
And when you see me in the real world be sure to say hi!
I've said this over and over again. Great job! I'll miss seeing your mug staring at me from the CanitPro page. You are one of the biggest reasons I set out on a path of change.
Those famous little words I heard 3 1/2 years ago at "Influencers Day" 2007 just after "Confessions of a Computer Geek" went online.
"....Oh my God you're just like us...."
It brought to me a sense of familiarity and brotherhood, kinship.
Something many of the lone ItPros, the field techs, that guy/gal holding the fort up with their own two bare hands; often forget.
It's important to remember as an ITPro or Dev you're NOT alone in this world and there are others willing to seek, find and share solutions with you. We're all this together.
Rodney, you made a difference (Along with Rick and Damir and the rest of team and the community) in changing at least one person, if not more.
Pat yourself on the back for you've done well. Let's also not forget the domino effect. The good you have done echoes throughout the country and the world.
From that former "Friday Funny Guy", the "Energized Tech"
Thanks and good luck
Sean Kearney
Powershell MVP
"Highway to Powershell"
Sean it has been a pleasure working with you over the years and seeing you go from the Friday Funny Guy to seeing you on stage at TechEd on Channel 9 Live with Jeffery Snover and Don Jones. You are a rock star and you are my friend!
Keep up the great work!
It's been great working with you here at MS and your contributions to the team will be missed. Of course it's not exactly goodbye - I look forward to working with you as one of our key influencers in the Canadian IT pro scene. :)
Best wishes to you and Lisa.
You will be missed Rodney. You have a been a great help to the IT Pro Community accross Canada.
Hey Rodney,
Here's wishing you the very best in your future endeavours over at CMS.
On behalf of all the members of the Calgary IT Pro Community, we want you to know your presence will be missed when the Microsoft events come rolling through town.
That said, we'll follow your progress virtually from afar. You'll always be welcome to drop in for a visit anytime you're in our neck of the woods. There's plenty of that famous western hospitality and we'd love to hear how you made out in the latest ironman triathlon!
YOU ROCK, Rodney!
Dave Fulton - CIC President
We wish you all the best.


text:
Strip or Tease
Product Price
- was£15.00
- Save£10.00
Free Returns
Additional Product Information
Add a bit of excitement to your naughty nights in with the sexy Strip or Tease Game. It's the perfect thing for couples, and a great way to lose your inhibitions and indulge in some fun foreplay!
Info / Care
Brand : Ann Summers
CNCEnabled : Y
Product Type : Games
UK Standard Delivery £2.50 (Free when you spend over £35)
5 working days
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Order by 2pm for delivery next working day
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Please note that all our orders are dispatched in discreet, unbranded packaging for your privacy, and will show as 'AS Ltd' on your bank statement.
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If you are not completely satisfied with your purchase, simply let us know within 7 days of receipt of the goods.
Return the items to us in their original condition and packaging within 28 days of receipt and we will exchange the item for a different size / colour / option, or if you would prefer we can issue a full refund (excluding original delivery charge).
Please click here for further details.


text:
June 13, 2011
Extension of the South Lawrence Trafficway may be slated to get $192 million from a new state comprehensive transportation program, but another major highway project in the area is accelerating toward completion.
Construction of a new U.S. Highway 59 freeway, from the southern edge of Lawrence south to the Douglas County line, is on track for completion in late 2012, according to the Kansas Department of Transportation.
The four-lane freeway — complete with interchanges, wide shoulders and safe sight distances for drivers — is set to run for 10.53 miles. Already completed and in place are 23 bridges of various forms:
• steel girder, 11.
• concrete girder, 2.
• "haunched slab," or concrete slabs supported by concrete pillars, 2.
• "bridge-sized boxes," which look like concrete drainage pipes but in a rectangular shape instead, 8.
"We're in pretty good shape," said Kim Qualls, a department spokeswoman.
But there's still work to do.
Crews have been busy grading the highway route, which is east of the current U.S. 59. They've already cleared 5.4 million of the 5.6 million cubic yards of material necessary to make way for the new highway and compacted 3.1 million of the 3.3 million cubic yards included in project plans.
Upper Plains Contracting starts work this month on prep work for its $12.1 million job: pouring a concrete surface for the section of highway that will run from the county line north through a new interchange at North 650 Road. That actual paving is set to begin in August and be finished by late fall.
Another section — from North 1000 Road north to where the current two-lane U.S. 59 turns into four lanes at the southern edge of Lawrence — is scheduled for paving later. The department expects to hire a contractor for that job, which calls for asphalt pavement, sometime this fall.
Finishing such work won't end work in the project area. The department plans to spend 2013 addressing its responsibilities for replacing or upgrading sections of the existing U.S. 59 highway, sections of which will function as a frontage road for the new freeway version.
The Douglas County portion of the project is expected to cost more than $100 million. The portion in Franklin County, running nearly nine miles from the county line south to Ottawa, opened a year ago at a cost of $63.5 million.
More like this story
- KDOT to plan for South Lawrence Trafficway interchange, other projects
- New U.S. Highway 59 preparing for pavement in Douglas County
- Franklin County leg of U.S. 59 to see concrete work
- Work continues on U.S. 59 in Douglas County as Franklin County stretch opens for business
- Road closures east of U.S. 59 are looming
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I've been keeping pretty busy lately, sorting through all my dad's belongings since he passed away about a month ago. Although it hasn't been a fun process, I've come across a few treasures like old pictures, letters, or something else from his past that has helped lift my spirits.
Yesterday, I found this gem. It's a hospital bill from when my grandmother gave birth to my dad on Christmas Eve, 1950. Check it out–click on it to enlarge it.
The grand total is a whopping $86.33! I used the consumer price index calculator to figure out how much that would be worth today, and it's about $755.00. That's still not bad considering my hospital bill for giving birth to my daughter in 2005 was over five grand.
I know Grandma didn't have the all the "luxuries" and technologies we have today in many hospital wards. But really, how different is giving birth to a baby in 2008 versus 1950?


text:
Location: Pinellas Park, FL
Member since 11/3/2013
- 68 total posts
- 1 review
- 67 comments
Reviews by meghan88
Don't Know What to Expect
Hello my name is Meghan very new to this site . But anyways I always wanted a bbl but don't know what to expect , I am planning and hoping to get it in March of 2014, I hope everything go's as I plan... If anyone can help me out I would appreciate it I have so many questions its crazy . Thanks... READ MORE
Recent comments from meghan88
Looking so good READ COMMENT
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text:
WARRIOR - Blu-Ray Movie
Item#: YYB1-031398147213 | Model#: 031398147213WARRIOR - Blu-Ray Movie Product Details
An ex-Marine with a tragic past returns home, enlisting his recovering alcoholic father to train him for a mixed martial arts tournament where he will face his brother in competition for the biggest purse in the history of the sport.
Starring: Nolte, Nick; Morrison, Jennifer; Hardy, Tom; Edgerton, Joel; Grillo, Frank
Directed by:
Year: 2011
Video Release: Sep 18, 2012
Manufactured by: Lions Gate Home Ent.
Warranty provided by: Lions Gate Home Ent.
Mfg Part No: 031398147213
UPC No: 031398147213
Box Size: ( Length:0, Width:0, Depth:0)
Shipping Weight: 0.2000 pound(s)
Click here for full warranty and support information - Limited Warranty: A full text version of the limited warranty
may be obtained by mailing a self addressed, stamped envelope to the
address below and requesting the warranty for item number: YYB1-031398147213
Warranty Information
7795 W. Flagler St. Suite 35
Miami, FL. 33144 - Lions Gate Home Ent. logos are registered trademarks of Lions Gate Home Ent.. All others trademarks and copyrights mentioned herein are the property of their respective owners.


text:
Sun, Nov 12, 06 at 12:59
I was sending a message and starting to give our website when somehow I lost the message. I am not sure I even got the website correct. Anyway it is
gourdsofthesouthwest.com. I hope the rest of the message came through. Thanks
Follow-Up Postings:
- Posted by gardenkiwi Z5 Michigan (My Page) on Thu, Nov 16, 06 at 13:24
Yes! I got the messages - and had a great time roaming around your site! I see how you are "leveling" your gourds with that rope - can you give info on how you do that please? I am intrigued how you connect the two ends together - can you take a closeup photo and share that if it is not a trade secret? I would really appreciate that as I am really having a hard time getting the gourds to sit flat and be really stable. Thanks - Rita in Michigan |
- Posted by kayjones MO5b (email@example.com) on Mon, Nov 20, 06 at 17:15
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If I fell
A group of very fine long-term care people and I just spent the last 10 days in Nicaragua. I'll blog about why we went in a future installment, but first need to share the most important lesson learned on the trip.
- ADLs
- Wheelchair
New Year, new choice
People have wondered if I was awake to welcome the New Year. I think it's another way to find out if I'm old, like one of those trick long-term care job interview questions that would be illegal if you asked it directly. In fact, plenty of important questions need answers.
- Attitude
- New Years Resolutions
- Workplace
Self-absorption training for seniors sorely needed
Social media overlords have their sights set on enslaving the planet's seniors. They might be in for a surprise.
- Research
- Social Media
Microchips for nurses
My dog has a microchip embedded between his shoulder blades, and it's really setting my mind at ease. So I think it might be time for every member of your nursing staff to get one, too.
Biometric preening — dying is not good business
For success in long-term care, you want your employees to stay well, and especially not dead. If it isn't already, that should probably be a primary component of your business plan. A dead staff member is notoriously unreliable, often not even having the courtesy to call in, finish tasks as assigned or complete a proper exit interview. So you need your people alive. It's just good business.
- Biometrics
- Life Expectancy
No reason for the horror of this dining service
Food. It's important. I once foolishly tried to go several weeks without any. I almost died and was finally forced to start eating again. Evidence suggests I overcorrected, so it's definitely a fine line.
- Dining Service
- Food
Feeling cynical? Find a veteran
Feeling a little cynical about life or country? Spend a day with a few World War II veterans on the National Mall. I guarantee a complete recovery, or your money back.
- Cynicism
- Journey Of Heroes
- veterans
- World War II
Of mice and men — and beer
Over a beer one day, tipsy researchers decided to study ... beer. Now, before you install a keg in every nurses' station in every memory care unit, you should know that they didn't exactly determine it was a cure-all for cognitive decline. But they did conclude that the study itself was a darn good idea, and one they intend to repeat every Friday afternoon indefinitely. Just to confirm their results, you understand. For the good of science.
- Beer
- Oregon State University
- Study
- Xanthohumol
Froyo funding for long-term care
I have been blessed with an astute business mind, and am always on the lookout for new pricing models for long-term care. I know we're in this profession for love, not money. But no margin, no mission, as they say. Which is much better than what they used to say — no profit, no point.
Things I Think
Things I Think is written by longtime industry columnist Gary Tetz, who resides in Walla Walla, WA. Since his debut with SNALF.com at the end of a previous century, he has continued to amuse, inform and sometimes befuddle long-term care readers worldwide.
by McKnight's Staff - GUEST BLOGS
By Guest Columnists - THE REAL NURSE JACKIE
By Jacqueline Vance - REHAB REALITIES
By Shelly Mesure - THINGS I THINK
By Gary Tetz