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The Causes of the Economic Crisis for non Economists
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The Causes of the Economic Crisis for non Economists
I'm certainly not a fan of the fed nor do I agree with most of the government's and fed's policies (not to mention the way the government system functions). However, let's not get carried away here.
How about quantifying and comparing the total losses resulted from sub-prime (loans only) vs financial products (CDOs, synthetic CDOs, CDSs and synthetic CDSs to list a few) manufactured from sub-prime loans. Let's assume, for argument's sake, that the losses on sub-prime loans are 110% government's fault. No debate, we'll forget that banks (non government entities) handed loans out to literally anyone who would ask.
I hope we can all agree that the losses on financial products created out of sub-prime loans are 110% private sector's responsibility (no assumptions here). If you are largely pointing your finger at uncle sam could you please tell me how many times over the losses on financial products exceed the losses on sub-prime loans? The answer, I hope, will clue you in.
Wondering out loud here:
There was abundance of liquidity, cost of borrowing was cheap, government favored (and still favors) ownership and so on.... so what?
Did government encourage the likes of Lehman to lever-up and expose the firm to such an extent to sub-prime and housing market?
Did did government force AIG to sell GS so many CDS contracts and take such a tremendous naked exposure?
Was it government who created models that monitored risk, which was underpriced and misunderstood?
Did government bundle the worst of sub-prime loans into triple A rated CDOs that were sold to private investors? Did government force the 'junkiest' tranche that no one bought on the books of the bundler?
All we have to do, in the United States, is go back to the intent of our Constitution...
It's all there!
It's there in the first administration. It's there, implicitly, in the Declaration of Independence. But, especially, when we created the Federal union among these colonies, which became states in the Federal system of the national states, and the influence of that success by us, on European nations and other nations, where people copied aspects of what we had achieved, as the case of Bismarck.
After looking at the results of the 1876 Centennial celebration in Philadelphia, Germany and Russia and other countries, looked at the American model, as identified by the achievements under Lincoln, and what followed, and looked at that as the model, and therefore, that's how you got — And then, the British Empire, which is a maritime power, moved in, and said: "The railroads, the transcontinental railroads are too much." Because the transcontinental railroads will eliminate the power of the British Empire, to use maritime power to control the planet.
And that's why they started World War I, and World War II. Because the continent of Europe, was getting too powerful, by imitating the model of the United States' success, over the period under Lincoln and his followers in 1876. That's why the war was started!
And everything that was done, all the wars we're dealing with now, the British running of the Sykes-Picot region of the Middle East, is part of it! And these are the political issues, the hot political issues, which you have to face, when you try to make a reform in economy. Because you run up against the greatest political power in this planet today, is a monetary parasite. And you say, "How can you compromise in terms that this monetary parasite will put up with?" Hmm? And I know, from my experience, exactly what this story is. And that's the thing you have to take up.
You can not talk about "reforming" the monetary system! You have to destroy it! And how do you destroy it? You have to transform it into a credit system. How do you do that? With two measures: Glass-Steagall, as a universal principle; mercantile banking, only. And anybody who wants to do something else, they're on their own risk. The U.S. government will not take any responsibility for the risk of Wall Street gamblers! We will defend only the credit which is essential to our nation, and which is maintained as a credit system. And we recommend it to Europe, they do the same thing.
Get rid of the monetarist system! Eliminate it from this planet! Or, at least the leading nations of this planet. And then, those nations that survive, will set the pace that others will imitate.
The Bush-Chenay junta can take full credit for this monumental financial debacle. Rightwing agendas & laissez faire helped self-dextruct America & capitalism.
Way to go, guys!
There is one more piece of the equation: where did all the money come from? I know, Fed kept the rate low, blah blah blah, but mortgage financing doesn't come directly from Fed, and even in ARM's the rates weren't necessarily tied to Fed rate alone. And the bubble wasn't fueled by exploding ARM's alone: there were many more traditional mortgages going around. And, another thing, corporate real estate was booming just as well, and was typically financed through more traditional bond market. And, well, at the same time the prices for any sort of fixed asset - arts, wine, you name it - started to go through the roof. And, well, there was a huge boom in emerging market lending, which is done through traditional banking finance (think Baltic states, Ukraine and Hungary), emerging market government bond and corporate lending, and outright emerging market stocks and M&As. Most of these explosions didn't fare much better either, even though securitization wasn't exactly part of the picture.
I largely blame two things for what went wrong with the system.
First the oversized exposure of financial sector to the capital markets as in capital markets, partially due to the fact that it is far easier to regulate everything based on large, liquid markets, relatively small number of issuers or rating agencies that try to heard cats of smaller retail loans - or try to apply capital calculation form to smaller loans. The trick about securitization was the fact that banks needed far less capital to actually buy CDO's with AAA rating than to issue a similar portfolio of loans. The second trick is that for a lot of non-bank investors it was far easier to buy various forms of bonds with a collateral issued by banks than to go to the end client directly. This lead to the fact that any investor that had access to money markets had big advantage over companies that had to raise money through loans in a non-market environment by being able to leverage.
Secondly, the world became very top-heavy financially. There just was too much money in the financial sector, so getting profit in investment became a means to an end. Certain people just had too much money, so they went for everything: art, Hong Kong and Riga condos, companies, private space stations - you name it. At the same time, the same consumers that have every economy running were, as a rule of a thumb, being sucked dry with oversized loans they had to take just to get a place to live. Since, well, end consumers generate most of the cashflows, it had to end sooner or later. An economy can't function as a dozen of guys selling Matisse paintings to each other. Real economy largely got left behind.
Ha, tinypurplefishes. Tthey're very patient.
It was the extreme leverage in the CDS markets. Its one thing to write a million bad loans, its another thing to sell insurance against each loan an infinite number of times
fantastic post. shame the comments section is constantly invaded by know-nothing tea partiers. anyone else think the US would benefit from an economist tv channel (or at least the columnists appearing on tv more often)?
My question is: how did we get from strict requirements to get a mortgage, to 'no down payment' radio advertisements for home loans? My answer is, the effort of Congress to force 'racist' banks to give mortgages to people who would otherwise not qualify on strictly financial terms. It was only after old habits were broken - by a legal hammer held over banks' heads - that you got the private mortgage companies doing the same thing. So while bank mortgages may not, in the end, have been the greater problem, it was the bank's efforts to keep Congress off their backs that started the thing.
I argee that Congress has enacted programs and policies to encourage banks to lend to individuals who would normally not be "idea" lendee's. However, Congress did not force banks to seek out risky lendee's, banks decided to do that themselves. Congress did not tell banks and lenders to push their products more heavily on poor and underserved populations, they chose to do that themselves. Congress did not force lenders to make the number of loans that they did, they chose to do that also. Finally (and I think most importantly) is that the individuals who were getting these subprime mortgages had nothing to do with the CDO's, CDS's, false ratings, etc., that fueled this fire. That was the finacial sector's own doing.
Again, I agree that Congress put banks in an "unfair" position by putting a quota-like system in place for lending to risky borrowers, but instead of rallying against the increased risk; banks, lenders and the financial sector turned it into a profit-making machine. I have heard this arguement before, but what I have not heard or seen is creditable evidence that banks and lending institutions fought these policies in the late 90's - 2007. This leaves me to believe that though banks and lending institutions did not care for the policy of issuing loans to risky lenders, they eventually enbraced it enough to turn it into a huge short-term money maker...so I do not feel like they can blame the policy now that it's not as profitable. There criticism would feel more authentic had they not made so much money on sub-prime lending.
Thank you for this definitive clarification at last of the relative roles played by private versus public interests in the genesis of the financial crisis.
However as a loyal reader but infrequent contributor to this site, I can't help but ask, what does Doug Pascover's wife think of his spending endless hours blogging to the Economist?
Black Lion,
indeed, fractional reserve banking and financial leveraging are two of the usual ways in which the FED prints counterfeit money. Overt injection of fiat liquidity is another.
The inevitable subsequent inflation --even if it takes years for it to become evident to all-- is the second step in this sneaky and immoral transfer of wealth from savers and creditors to the politically favored. And often even those that are being fleeced have been brainwashed into accepting that the FED exists for their own good.
The CRA has nothing to do with the financial crisis. How do we know this?
1), it has been in place for some thirty years, so if its going to produce disasters its not a very good explanation of a current crisis.
2), 80% of non-prime loans were made by non-regulated entities not subject to the CRA. So obviously their behavior was not in any way prompted by the CRA.
3), the institutions that were regulated and were subject to the CRA, none of them had any CRA rating problems. So they weren't making these loans to try and improve their ratings. They already had great ratings.
4), what changed in CRA regulation over the recent period relevant to the crisis? It was weaken not strengthened as a result of Phil Gramm and the repealing of the Glass-Steagall Act in 1999. The great success of the Glass- Seagall act was that it separated depositors from risky bets. I can assure you that all this CRA hooey is all made up.
Fannie & Freddie do have a role to play in this crisis. But it's not the one that most people think about. Fannie & Freddie ironically were the primary reasons we didn't have a crisis in sub-prime much earlier. Because Fannie & Freddie only purchased prime mortgages for packaging. And Fannie & Freddie's standards in general are very good, that's a conforming mortgage in jargon and so in the old days the non-prime folks could not sell their stuff because only Fannie & Freddie could by it.
What changed? We passed a law that allowed what we call Private label to create Mortgage backed securities. So these are primarily investment banks. Its the investment banks that that purchased the non-prime loans. Then sent them to the rating agencies to receive bogus AAA ratings.
So it's overwhelmingly again a story of actually weakening of and the creation of competitors to Fannie & Freddie that led to this. But Fannie & Freddie did NOT purchase sub-prime loans, but exotic derivatives, the ones that got the phony AAA rating from the rating agencies. Primarily liar loans and it did so while at a time when the Office of Federal Housing Enterprise Oversight was regulating it and had full regulatory power to stop this practice. A conservative republican ran OFHEO, he did not stop this practice, and he did not think it was risky. It is also true that the Bush administration pushed the stuff, remember the "ownership society" it was in fact a bipartisan effort. Fannie & Freddie are massively insolvent as a result of the CDO's they purchased.
The Rating Agencies slapped AAA on all those securities because it didn't cost them anything. Banks were willing to tailor their deal structure to meet the rating agency model because it was so much more profitable to sell triple-A rate horse manure than actually doing work. The crazy loans were only possible because on paper they were very profitable.
It's telling that, amid all the recent recriminations, even lenders have not fingered CRA. That's because CRA didn't bring about the reckless lending at the heart of the crisis. Just as sub-prime lending was exploding, CRA was losing force and relevance. And the worst offenders, the independent mortgage companies, were never subject to CRA — or any federal regulator. Law didn't make them lend. The profit motive did. And that is not political correctness. It is correctness.
I agree with you that the arguments presented are flawed but I think your final analysis is incorrect. The fact that the Fed kept interest rates unusually low did probably play a significant roll in my mind but that is not really what I have issue with.
My issue is that the financial crisis is viewed as a market failure (along with the Dutch tulip-bulb bubble where people were investing in future profits from reproducing the bulbs or rich people who had to have the latest craze were buying the latest craze). This is exactly what we would expect when someone wrongly values risk for a long time. The market failure comes from the interrelatedness among financial institutions as well as the interrelatedness between the finance institutions and the rest of the economy so that the loss and crippling of the finance side cripples the rest of the economy even though the shock was not very massive.
Of course free markets need no government intervention to act corporately irrational. The people who created long-term damage were actually benefiting themselves in the short run. Individuals thus acting selfishly and rationally within an unregulated market created a tragedy of the commons. But those that are appalled at the greed and amoral conduct of lenders would ask us to place our trust in a bunch of lawyers/politicians in DC. This is an equally distressing option.
What is the solution? With freedom comes responsibility and focus on the needs of others over selfish desires. This is against human nature. Every social contract philosopher understood the need for government. We will be in a state of war without the regulation and enforcement by powerful oversight. This oversight brings obvious inefficiency to a market.
There is one reason that the US has not needed the same degree of regulation as other countries. It was a country that was built on the foundation of Jesus Christ. His commandment, to love one another, was not taken lightly. We had little regulation and our markets flourished with a majority of Americans acting honestly toward one another. That was then. Our culture has changed. Presently, loving our neighbor is not thought of as a commandment from God, but merely a nice thought when convenient.
Faced with the choice between either obeying God's commandments and choosing government regulation, most will choose the latter. While it is less free and more impoverishing, it is the easier path.
Mr. Rajan sounds as if he had a theory, and then supported it with selected observations, ignoring the bigger picture.
We all like to hear stories that confirm our beliefs, that's why people go to church, watch certain TV channels and America is having an internal war being fought by the angry ignorant.
Good article, doing the homework Mr. Rajan neglected to do, or ignored since it didn't support his view.
@ cognate:
There was no need for the Fed to print more money -- by allowing financial institutions to leverage these new financial instruments at a ratio of 30:1, they effectively gave these institutions the license to print their own. What the Fed has been doing since is printing money to try and keep up with the theoretical amount created by all those ludicrous leveraged transactions.
Thank you for this long post, which seems aimed - and well aimed - at educating some of your colleagues. I was viscerally repulsed by some of the posts on this subject that reflected not only bias but a shocking lack of knowledge of the basic facts of the largest economic crisis in decades. To hear an Economist writer speak of the crisis having been caused by stuffing people who couldn't afford to buy into homes is frightening to any subscriber who trusts that the magazine has basic standards of economic literacy.
Oops, wrong post. Still pertinent, though.
Oh, right, the Macon-Savannah run and to I-75 to the midwest. I met one of my dogs near one end. Oh, it's pertinent.
The only time a banker complained about subprime was when an underwriter or appraiser had the gall to question a deal.
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In the second row, passenger assist handles are integrated into overhead, outboard modules along with reading lamps and air vents. Bag hooks and map pockets are included on the backs of the first-row seats. (Bag hooks are also found behind the third row.) Caution must be used when stepping through the sliding door while the DVD screen is in the down position, for it's easy to bump your head. Power windows in the sliding doors are a welcome feature, and sun shades here and in the third row shield occupants. The naughty pups that are the second-row seats struggle when you try to take them out, but the split-folding third row is as easy as Madeleine Kahn in Young Frankenstein. Three chirps sound to let you and the neighbors know when the power tailgate rises and drops.
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subset: commoncrawl


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Quick Code | 10022 |
Condition | New |
Includes Jubilee Clip? | Yes |
Colour | Red |
Inner Diameter of Neck | 60 mm / 2.36 inches |
Overall Height, Including Neck | 78 mm / 3.07 inches |
Width at Widest Point | 74 mm / 2.91 inches |
Filter Element | Gauze K&N Style |
Neck | Straight |
Key Features
- K+N style performance high flow air filter with straight neck for water cooled mini motos and pocket bikes. May fit some Dellorto style carburettors fitted to motorbikes and scooters
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Full Description
Possible fitments. Please check your carburettor size and available space prior to purchase
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The 58mm dimension refers to the Internal diameter of the air filters neck, where the jubilee clip is located, and where it will connect to the carburettor. The neck is rubber so will reduce a few mm or will stretch a few mm.
This quality gauze filter improves air flow and assists even running
Manufactured from steel gauze bonded onto a rubber collar.
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Petrolscooter have one of the largest ranges of aftermarket K+N style and foam filters available, so please check our shop for alternatives styles and sizes.
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September 7, 2014
Step 1: Begin with clean, dry hair in whatever texture you want it for the hairstyle. I kept my hair in its natural texture and to make the look more messy and bohemian I also teased it a bit.
Step 2: Take about a 3 inch section from the middle of one side of your head.
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Steps 5 and 6: Repeat the same process on the other side.
Steps 7 and 8: Place your index finger on the inside of the braid and pull it across your forehead to the other side. Placing your index finger here will help keep the braid flat and get rid of any ugly bumps that can occur when positioning braids.
Step 9: Secure the braid in place with a bobby pin.
Steps 10 and 11: Do the same thing with the braid on the other side.
Step 12: Adjust the braid to your liking and pin away any parts that seem out of place. Spray with a bit of hairspray and voila!
June 1, 2014
Step 1: Begin with clean, dry hair parted the way you want it for the hairstyle.
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Steps 5 & 6: Take the next 1 inch section and straighten this one. (more…)
May 29, 2014
Step 1: Begin with damp, freshly washed hair. You can apply a curl enhancing mousse at this point if you would like, but I chose not to.
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Steps 4, 5, & 6: Using a small round brush, brush a 1-2 inch section of hair out from underneath and begin wrapping it like a curling barrel once you reach the bottom.
May 11, 2014
Step 1: Begin with dry hair parted and combed the way you want it for the hairstyle.
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Step 3: Spray a generous amount of water onto your hand using a spray bottle.
Step 4: Run your hand over your hair a few times until the section is damp, but not too wet. (more…)


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Sun, May 25, 08 at 13:42
I just bought a Kimberly Queen fern for an urn that I have and the plant turned out to be too big for urn. Can I divide it now without killing it? Thanks for any advice you can give me. |
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For those of us who made it past middle school without ceasing to be mystified by the magical powers of mood rings (ahem, me), good news: a Finnish startup is bringing us a Moodmetric ring fitted with a tiny biometric sensor. Soon we can buy a mood ring that is backed by science! That's surely an upgrade from the mood ring you bought at a gas station in eighth grade that is permanently stuck on some enigmatic blueish-purple hue that apparently means "passionate." This fancy new ring, which will be the world's smallest wearable with a bio-sensor, will gauge the wearer's "emotional voltage" (whatever that means) and will connect to a smartphone app via Bluetooth. The startup's COO told International Business Times UK, that the ring "measures the small changes in your skin which come from the autonomousnervous system reactions which can tell you about your emotional state." Keep reading »
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Honor your favorite teacher and share a story about her or him.
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A listener's story about a heinous crime reminds one of Desmond Tutu speaking about forgiveness during the South African truth and reconciliation process.
For the National Day of Listening: listen to stories of friends and loved ones, and record them too.


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guerrilla theater
Syllabification: guer·ril·la the·a·ter (also guerilla theater)
Definition of guerrilla theater in English:
The dramatization of political and social issues, typically performed outdoors, e.g. in the street or a park, as a means of protest or propaganda.
Example sentences
- Never mind the cumbersome appeals process; the country is tearing itself apart in a clash of bodies and symbolic pep rallies on the streets, and of competing magics of guerrilla theater and doctored spin for the mirrors of the media.
- But she is 'not sure what the goal is of the in-your-face cultural guerrilla theater.'
- On the Saturday of Pride weekend, the Fruit Brigade will hold a free series of workshops and skill-sharing sessions on topics such as silk-screening, bicycle repair, drag, fat activism, being a trans ally and guerrilla theater.
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The suspect, Anthony Gamez, 24, was taken into custody on an Orange Line bus after the on-duty bus operator recognized Gamez from photographs displayed on a "wanted" poster distributed earlier in the day.
One of the reasons the operator identified the suspect was because he was apparently wearing the same clothing depicted in surveillance photos from Friday's incident. The driver called the dispatch center and deputies from the Transit Services Bureau made the arrest. Sheriff's detectives will be seeking Felony Battery charges.
The assault occurred Friday about 7:35 p.m. as the operator of the bus stopped at the corner of Ventura Boulevard and Laurel Canyon Boulevard. The patron engaged in a fare dispute with the operator and attacked the driver, knocking him unconscious. The injured operator was transported to a hospital and subsequently released.
Gamez is also being investigated in connection with another assault on a bus operator that occurred following Friday's incident.
RELATED ARTICLE: Check out, "Transit systems coping with spike in violence against bus drivers."
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Phillips questions Bent motives
Former Sunderland striker Kevin Phillips believes Darren Bent's demand for a move away from the Stadium of Light is motivated by "pure money".Phillips, 37, who now plays for Birmingham, spent six years on Wearside from 1997 to 2003. "I'm very surprised. If you are asking me, I think it just boils down to pure money," Phillips told BBC Radio 5 live. Bent's transfer request was confirmed by Sunderland on Monday, with Aston Villa reportedly keen to sign him. With the transfer window only open.... read more
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Kendrick Perkins and Serge Ibaka of the Oklahoma City Thunder go up... News Photo 165359999Basketball - NBA Pro,Danilo Gallinari,Denver Nuggets,Go,Kendrick Perkins,Kosta Koufos,Oklahoma City,Oklahoma City Arena,Oklahoma City Thunder,Rebound,Serge Ibaka,Sport,USA,VerticalPhotographer Layne MurdochCollection: National Basketball Association 2013 NBAEOKLAHOMA CITY, OK - MARCH 19: Kendrick Perkins #5 and Serge Ibaka #9 of the Oklahoma City Thunder go up for a rebound against Kosta Koufos #41a and Danilo Gallinari #8 of the Denver Nuggets on March 19, 2013 at the Chesapeake Energy Arena in Oklahoma City, Oklahoma. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this Photograph, user is consenting to the terms and conditions of the Getty Images License Agreement. Mandatory Copyright Notice: Copyright 2013 NBAE (Photo by Layne Murdoch/NBAE via Getty Images)


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Showing 2 reviews for JL Audio C3-525
Customer Review Summary for JL Audio C3-525 | |||||||||||||||||||||||||||||||||||||||
February 6, 2012 | Beautiful Full Sound |
Review by
John from Houston, Texas
2008 Jeep Wrangler Unlimited w/ C3-525 components in front, C2-525 coax in soundbar, 8w3v in back. The C2s & C3s are powered by Vibe Deathbox Stereo 4, while sub is powered by Cadence XaH250.2. The C3s are wonderful. The highs are brilliant and fantastic and the mids are very precise. Believe it that these little things do produce some bass. Nothing crazy, but it is there, making the music full and beautiful. I definitely would power these with a nice amp though. Everything was purchased through Sonic at awesome prices and fast service.
October 4, 2011 | Love them |
Review by
J from Orlando, Florida
Love the Highs and Mids, everything hits just right. Just waiting to buy a sub to accompany them now. Probably going to go with a w6 or something similar. Wish I would've waited 2 days to purchase them though, price dropped $70. Prices are decent and they are authorized dealers for a lot of brands.


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More reviews by RideTheLightning
I love these brushes, they are so soft and affordable. When they first came out i received this set as a christmas gift, and it really was my starter kit. A few years later i have many more brushes from several brands and these are still brushes i come back to, i especially love the brow brush and I've never felt a need to purchase another! Also the smaller detail brush is wonderful for putting shadow on my lower lash line or inner corner. The only brush I'm not really a fan off is the liner brush, which is thicker than the line's individually sold liner brush and WAY too thick. A nice winged liner is a go to for me and I'll sometimes go for a thick and pronounced line on my eye but even this liner brush is difficult to manage for the precision i want. Despite that, i still love these brushes and i would still recommend them! They're incredibly soft, and I've never had any issues with shedding. Plus they're an amazing price!
Out of the 5 brushes issued in this set, I use three - the accent brush, deluxe crease brush, and the base shadow brush. The other brushes serve little purpose for me. Occassionally I have used the angled eye brow brush but I find it too large and dense for my sparse, thin brows. All in all, not exactly cost effective. I don't wear eye shadow everyday so I suppose they are sufficient enough but nothing I'd write home about.
After reading and hearing a lot about those real techniques brushes i decided to give it a try, once i only had 2 MAC holiday brush sets (the stroke of midnight ones) and one flat foundation brush.
I must say it positively surprised me, the brushes are so soft, very easy to clean (i use MAC brush cleanser).
I cant tell if they shed with time or not because i only have them for like... a month, but the quality is very good, and the price is very very very good.
The only thing that i didnt like in this set was the brow brush.
Is too thick and the bristles too hard for a brow brush, the result on the brow is not so natural with them, i feel like as the brush is thicker, the product that you use (like powder shadow for the brows) doesnt penetrate in the brow the way they should.
So i much prefere the MAC one that i have. Softer and slim.
I didnt tested it for gel eyeliner, but i have the impression that its not good for it too, too thick.
Even with this con, i would buy this again.
2 out of 2 people found this review helpful. Did you? Yes No
I was never really picky about brushes; I just used the ones that come with palettes (Urban Decay Naked 2&3) or in kits (Bare Minerals) except for a small brush set I bought when I sold Mary Kay that was actually pretty decent. I bought the Real Techniques Expert Face Brush to apply liquid foundation and LOVED IT so I decided to upgrade my eye shadow brush collection as well.
This is a marvelous basic collection, in varying sizes that will help you accomplish all but the most complicated of eye looks. The quality is excellent and the brushes are soft and apply smoothly. I've washed mine a few times with no shedding or breakage.
Be careful, these brushes are a gateway drug! Because of my new found appreciation for high quality brushes I've now purchased a set of Coastal Scents, Sigma, and even a few Mac brushes!
The only thing I didn't care for was the little holder it comes in; not sure why that was added unless that's a thing for some people. I could use it for travel but I think I'd buy a holder specifically made for a larger collection instead. Doesn't take away from the quality of the brushes, I think it was just unnecessary. Would definitely recommend.
3 out of 4 people found this review helpful. Did you? Yes No
More reviews by theperoxideprincess
Excellent and very affordable brushes. These brushes make my eye makeup flawless. They're incredibly easy to clean. All you have to do is use Johnson's baby shampoo. I've had my set for 2 years and they're still like brand new. They NEVER shed. The set even comes with a little case that can turn into a stand.
1 out of 1 people found this review helpful. Did you? Yes No
This set is worth it just for the base shadow brush. I'm not going to say its a mac 217 dupe because it isnt, but it it the same shape as the 217 but the bristles are synthetic, softer and fluffier so it gives a different effect. I like to use the base shadow brush to apply my highlight, transition and eyelid shade and then ill take the mac 217 and do my crease and blend everything out. The slanted brush in this kit is great for eyebrows. The delux crease brush is oversized and i havent really found a use for it, I'm trialling it with my transition colour but i have small eyes and its hard to be accurate with it. The other brushes in the set i havent really used but its nice to have them incase i want to play around. I bought them from iherb rather than paying double in priceline in australia
1 out of 1 people found this review helpful. Did you? Yes No
Absolutely SPECTACULAR brush set! Best I've ever used!
First off, I'm quite selective when it comes to what brushes I use on my eyes. I rarely use powder shadow - usually only cream, so I find applying and blending with my fingers to be much easier. That being said, these brushes are fantastic for uses other than on the eyes!
The Deluxe Crease Brush is my go-to for blending my under eye concealer. It's perfect for that! The Base Shadow Brush is excellent for applying highlighting powders atop my cheekbones and under my brows. The Brow Brush is great for softening the look of harshly defined brows (which is perfect when going for a 90's grunge look with large brows). The Fine Liner Brush is amazing for applying lipstick. Seriously, just try it.
The case in which these brushes come is amazing too. I love how it doubles as a stand, which also makes drying them post-cleaning much easier as well.
These brushes are soft, dense, and truly well-made. I've already got the Expert Face Brush, which I adore, and now after purchasing and using this starter kit, I'm thinking of going out and grabbing more RT tools.
Bravo, Ms. Chapman!!
2 out of 2 people found this review helpful. Did you? Yes No


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Dr. Deepak M. Kamat, MD
Pediatrics, Childrens Hospital Michigan Emergency
- 3901 Beaubien St
Detroit, MI 48201 - 1 Office Location
- (313) 745-5437
Dr. Deepak M. Kamat graduated from the Goa Med Coll, Goa Univ, Panaji, Goa, India in 1979. He works in Detroit, MI and specializes in Pediatrics. Dr. Kamat is affiliated with Childrens Hospital Of Michigan. He speaks Chinese, English, French, German and Spanish.
Gender: Male
Years in Practice: 36 Years
Languages Spoken: Chinese, English, French, German, Spanish
Medical School: Goa Med Coll, Goa Univ, Panaji, Goa, India
Graduation Date: 1979
Hospital Affiliations: Childrens Hospital Of Michigan
Specialties: Pediatrics


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Ripstik Swagstakes Winner
by TSG on Wed, September 2nd, 2009 at 12:31 pm
Well, the first Ripstik courtesy of eFamilyFun is spoken for! Matt F. of Louisville, KY is the proud new owner of the Ripstik Caster Board LE and consequently some improved abdominal muscles. This is a great prize if you like skateboarding, surfing or snowboarding. And as I've mentioned numerous times, it's a great workout. Why am I mentioning all this now after the prize has already been given away?
Because we're giving away another one! You can enter for your chance to win the Ripstik Caster Board LE Icarus at our Swagstakes section for entries starting at just 1 Swag Buck! This one will end on Thursday, October 1st.
Don't miss out, you could be the lucky one like Matt…


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Mike Minor
Upton Blast Powers Braves To 4-3 Win, Sweep Of A's
ATLANTA (AP) — Justin Upton hit a two-run homer, Chris Johnson also went deep and the Atlanta Braves beat Jon Lester and the reeling Oakland Athletics 4-3 on Sunday night, ending Lester's seven-game winning streak. […]
Johnson, Minor Home Runs Power Braves Past Cubs 11-6
CHICAGO (AP) — Chris Johnson homered twice and pitcher Mike Minor hit his second career home run, leading the Atlanta Braves over the Chicago Cubs 11-6 on Saturday. Johnson and Justin Upton each drove in […]
CBSSports.com: Fantasy Baseball Week 15 Starts And Sits
When can you trust your struggling studs? Twelve starts into the season, Fantasy owners still have no idea what to make of Mike Minor. After he was sidelined with an injury to open the year, Minor just hasn't been able to recapture his old form.
Simmons Powers Streaking Braves Past Mets 5-4
ATLANTA (AP) — Andrelton Simmons' two-run single in Atlanta's three-run fourth helped the streaking Braves beat Daisuke Matsuzaka and the New York Mets 5-4 on Tuesday night. Curtis Granderson and Daniel Murphy hit two-run homers […]
CBSSports.com: Fantasy Baseball Week 11 Starts And Sits
The fantasy baseball experts at CBSSports.com break down who to start and who to sit for the upcoming week.
Rockies Use Long Balls To Top Braves 3-1
ATLANTA (AP) — Michael Cuddyer and Troy Tulowitzki each homered, Juan Nicasio solved the Braves and the Colorado Rockies beat Atlanta 3-1 on Saturday. The Rockies were missing some of their big bats as Carlos […]
CBSSports.com: Fantasy Baseball Week 8 Starts And Sits
The fantasy baseball experts at CBSSports.com break down who to start and who to sit for the upcoming week.
Jerome Jurenovich from Fox Sports South talking Braves
Jerome joined Rick and Jamie this afternoon to talk Braves baseball. Jerome partially agreed with Rick, talked about the pitching staff and whether or not the Braves will make the playoffs.
Braves Avoid Arbitration With Four Players
The Atlanta Braves avoided arbitration with four players on Friday, but the team still has more work to do. Among those to reach agreement were pitchers Kris Medlen and Mike Minor, third baseman Chris Johnson […]
Minor Leads Braves Past Dodgers 4-3, Series Tied
ATLANTA (AP) — Mike Minor pitched six strong innings, Jason Heyward had a two-run single and the Atlanta Braves held on for a 4-3 victory over the Los Angeles Dodgers on Friday night, evening the […]


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I recently spent a night in Misasa, in order to hike up Mitokusan the next day. Staying at Kiya Ryokan was a terrific experience. The owner came to pick me up at Kurayoshi Station (after a call from the friendly and helpful tourist information office staff) and was very welcoming; he was also good about trying to converse with me... More
Japan >
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> Misasa Onsen
Price Range (Based on Average Rates):
Number of rooms: 20
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#3 Top resorts Hotel in Misasa-cho


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| Email | Full Article (TrendHunter.com/id/203498) |
SocialBusiness.org has been aware of the Awesome Foundation vaguely for a while now, although the network itself hasn't been featured on our site because it strays from social business as a category even if it certainly is an example of social innovation. Based in Cambridge, MA, the organization has numerous chapters including one in Canada. Relatedly, Toronto's Centre for Social Innovation has an Awesome CSI where recently, Aidan Dahlin Nolan, won the $1000 grant.
"Aidan's ambitious plan includes establishing a network of 'Community Canoe Gardens' that will use 'retired' canoes as planters to create a pollinator corridor along the Garrison Creek, and establishing a canoe sharing system along Toronto Harbour to bring more people into contact with the water," Heather Laird wrote on the CSI blog.
Contact Information
Awesome Foundation website
Awesome Foundation on Facebook
Awesome Foundation on Twitter


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Welcome to Smogon! Check out the Smogon Starters Hangout for everything you need to know about starting out in the community. Don't forget to introduce yourself in the Introduction and Hangout Thread, too!
Welcome to Smogon Forums! Please take a minute to read the rules.
Frequently Asked Questions (READ THIS BEFORE POSTING!)
Discussion in 'Pokemon Online' started by Desolate, Mar 20, 2012.
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There are several common reasons courses don't transfer to FIT.
- If the college was not listed on your admissions application we cannot award transfer credit.
- If you earned a grade less than a C (including a C-) we cannot award transfer credit.
- If the course description does not match the required course(s) for your current FIT degree we cannot award transfer credit.
If you think the course description does match, please submit an intake form explaining which FIT course and/or requirement for your current degree you are trying to fulfill and attach a course description and/or syllabus from the other college.
*Please note, after AAS students apply, are admitted and pay the tuition deposit for a Bachelor's degree program through the Admissions Office, the Registrar's Office reviews each student's transcripts again for any additional transfer credits that can be applied toward the Bachelor's Degree.


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NO MOTIVATION – Going by yourself to the gym is simply not motivating… especially as the weeks and months start rolling by… assuming you last months before being sucked dry of any will power and quitting.
BORING – Boredom and Motivation are cousins. After a month, all the cool machines and weights at the gym are no longer so cool or neat… there are only so many ways to climb a stair master or run on a treadmill… it is LAME… and you are paying money for it! But at least you can watch the soap operas on the TVs with the subtitles…
NO DIRECTION – Going to the gym without active goals is like trying to cook a meal without the recipe… just because you have the ingredients, doesn't mean the food is going to come out good!
We can go on and on explaining the things that make the ATT FIT Boot Camp the #1 Program for anyone looking to lose weight and get into the best shape of your life… But instead we would like to invite you to see for yourself. We guarantee that you will be amazed at how you feel after trying one of our classes. You Have Nothing To Lose! We want to offer you the opportunity to come try our program for 1 Week FREE!! Plus ask about our 60 DAY MONEY BACK GUARANTEE!! This is your chance to visit our facility, meet our staff, train with our instructors. NO OBLIGATION!
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Our program begins Every Monday & Tuesday & fill quickly so don't delay and call now to secure your spot.


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"All the leaves are brown (on my tomato plants)
And the sky is grey..." - Mamas and the Papas ...And the forum posts are slowing down... I love growing my tomatoes, but I also love talking about them. LOL! I know that sounds kinda silly, but I work long hours in an office, and I love checking this forum a couple of times a day... Makes me feel a bit more connected to the outdoors while I'm working away. When the tomato season ends for most of us, the forum gets kinda slow too. The family just doesn't get as excited about the gardening stuff as I do. Anyone else miss the discussions during the slow months?
Follow-Up Postings:
- Posted by behlgarden 9 (My Page) on Mon, Sep 26, 11 at 18:40
I lost my tomatoes to squirrels. now that days are getting shorter, I leave home when its dark and by the time I get home its about to get dark and I dont get to spend as much time out in garden other than in weekends. I think weekday activity is going to slowdown further. Miss the anticipation of seeing new blooms, setting of tomato fruits, and changing of color from green to pale pink. |
I have my last planting just about ready to pop! They are just starting to ripen. 75-80's for highs, 48-55's for lows for the next 15 days. Jay |
here in zone 8 I'm hoping to harvest till late november... then start again in april. |
Dear Don don't despair We are still growing tomatoes here. I need all your help to win the biggest tomato competition another year. Keep logging on and talking to me, max in Australia as our season is just starting. I've been planting into soil only in the last week. Planted BW, Giant Belgium, Giant Syrian, Delicious, seeds from last years winner plus many of the yummy ones talked about on this forum. Keep logging, We all want your expertise. |
- Posted by austinnhanasmom 5 CO (My Page) on Tue, Sep 27, 11 at 9:15
I used to get sad but then I discovered seed trading. The seed saving and trading and then seed starting etc. seems to keep me busy all year. Jealous about the fantastic greenhouse! |
Jay is that EMT that you are using for the greenhouse? That's what it looks like to me anyway. I used EMT for a cold frame but thought it might be too flimsy for a greenhouse. |
- Posted by laurahenry 9b (My Page) on Thu, Sep 29, 11 at 17:21
I just pulled out all my tomato plants to make room for some fall planting. I feel a little relieved actually... I can only spend so many days canning tomatoes! |
Wertach, It is 16 gauge 1.315 diameter pipe. It is just a heavier gauge of chainlink fence top rail. We bent them with an EMT pipe bender. I did use some EMT for crossbraces. You can see more of my hoop houses at my website. I put the link below. Jay |
Here is a link that might be useful: Jay's Jellies
That's a good idea, it's a little thinner than rigid, and same OD so it should bend fairly easy and be strong. That rigid is tough to bend! Is that real White Lightning that you have for sale? ;) |
No, it is made with White Habaneros and white bell pepper. It will heat you up though. Jay |
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Make your party favors charming at your upcoming baby shower. These clothespin favor are blue so they can be used if your celebrating a baby boy. The charms are simple tie on or open to attach to the favors of your choosing.
More..." The shopping experience was wonderful and you had everything I need. Thank you so much! "


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Moby Rick Baum and Nathan Baum—the father-son duo behind Moby Rick's Bar-B-Q—strum up a menu of sauce-laden ribs, chicken tenders, wings, and burgers in a rock 'n' roll themed establishment. Patrons can order wings slathered in one of nine sauces ($8 for 10) or combine dressings for an extra burst of flavor that captivates taste buds with spicy aromas and rousing motivational speeches. Entrees such as the hickory-smoked spare ribs ($11 for a half rack; $18 for a full rack) and hand-breaded chicken tenders ($9) snuggle up to texas garlic toast and a choice of two sides, including corn on the cob and baked potatoes. Chefs assemble the gigantic Superman Bar-B-Q burger from a 1-pound beef patty crowned with pulled baby-back-rib meat, bacon, and enough barbecue sauce to plaster napkins with a kryptonite restraining order ($14).
Keeping one secret can be challenging for some, but the chefs who brew Chez Porky's housemade barbecue sauce have to keep at least 25. That's how many ingredients go into the signature marinade—one of nine memorable sauces on the menu. Another popular and equally guarded recipe yields the sweet-and-sour raspberry sauce, which decorates helpings of wings and skewered, bacon-wrapped shrimp. The jamaican jerk sauce, meanwhile, bespeaks the staff's talent for mingling tropical spices. They channel this skill set to produce plates of farm-raised new zealand mussels—prepped with Cajun-spiced butter—and to stir up zesty bowls of caribbean coconut soup. Even steaks benefit from their sauce expertise; the bourbon street new york strip steak, for example, basks in a bourbon-rosemary-teriyaki mixture.
The kitchen has been coating entrees in tangy house flavors since 1985. Cooks refrain from freezing any of their seafood or meat and instead offer cool refreshment in the form of domestic and imported bottles of beer that patrons can stuff up their sleeves. They also cater meals for any type of special event, transporting pans of gumbo, smoked sausage, and barbecue pork to parties both big and small.
Most barbecue joints slather their food in one type of sauce?the smoky Texas style, the sweet Memphis style, or the vinegary North Carolina style. That?s not the case at Red's Backwoods BBQ. There, six signature sauces from various regions coat fall-off-the-bone ribs, slow-cooked pulled pork, and juicy chicken.
The chefs also use a secret rub to bring out the flavor of their homemade gator bites. And though the large portions of meat and two sides offer filling meals by themselves, taste buds pine for decadent Southern sweets such as housemade banana pudding, Kentucky bourbon pecan pie topped with scoops of ice cream, and frothy root-beer floats that harken back to a simpler time when everyone moved at a slower pace and rode dinosaurs everywhere.
Lucille's Bad to the Bone BBQ slathers on the delicious with its signature grilled dishes. Its roughshod renegade chili ($5.25) or luscious split pea soup with pulled pork ($4.25) will warm up the palate enough for it to take off its tear-away windbreaker, and the crispy chicken salad, with its buttermilk-battered chicken, crispy noodles, bacon, and honey barbecue dressing, will exercise crunch muscles ($10.99). The best of both worlds, combining half a rack of baby back with half a rack of St. Louis–style ribs, will coat taste buds in its toothsome sauciness ($19.99), and the variety of blackened, grilled, or fried fish will transport the sea's savoriness to local stomachs ($13.99+). Barbecue buffs who like to protect their fingers from an onslaught of sauce with shields of wheat can chomp on the buffalo chicken wrap with blue cheese ($8.99), the mahi Reuben ($9.99), or the barbecue sandwich in one of three ways: pulled pork, beef brisket, or pulled chicken ($8.99).
Jimmy Jax sports saucy and savory lunch and dinner menus that boast a boney bounty of baby-back ribs from the award-winning ribsperts at Michelbob's ($9.99 half rack, $14.99 full rack), alongside other sauceable, sliceable palate pleasers. Chomp down on a Chicago-style thin-crust or new deep dish pizza loaded with cheeses imported from Italy and Wisconsin ($7.99–$14.99 for thin-crust or $10.99–$18.99 for deep dish) and covered with your choice of tasty toppings ($1.49 each), ranging from Italian sausage and Genoa salami to ethnically ambiguous tomatoes, green peppers, and anchovies. Lunch and dinner plates include comforting mouthfuls of smoked barbecue pulled pork ($7.99) and melt-iculously viscid five-cheese macaroni ($7.99 dinner), and suppertime combos ($11.99) pair the restaurant's signature rib-sticking rib racks with one of six other signature tastes (served with a garlic knot and choice of three sides).


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I saw a thread back in 2007-2009 about places to go in NYC, but nothing new since then. So HBT, where should I go? I've never been to NYC so I'm looking to find some delicious brews and a good atmosphere!
Good beer nyc- 6 taps but 300 or so reatil. Rattle n hum. Gingerman. Whole foods in the Bowery- retail Stay away from Chelsea Brewing Company; took a tour and the brewery is digustingly dirty.
Thanks Kahler!
I put together this google map of my favorite beer bars in NYC. I keep a link to it on my iphone so I can reference it when I'm out. Descriptions of each place are on the left side of the map: http://maps.google.com/maps/ms?msid=...79f0efa7&msa=0 Enjoy your stay
Definitely try to go to Brooklyn Brewery. Chelsea is only so-so. If looking for lunch, Heartland is ok, but I'd skip them for dinner. Burp Castle and McSorley's are nice little bars too. Gingerman is the most taps in the city I believe.
There's a great beer bar, Valhalla on 54th and 9th? Also, down the street there's Brickhouse which has great burgers. Where are you staying?
Staying at the W in upper east or something not sure off the top of my head. The little woman and do got Dave Matthews caravan tix and since there aren't any good bands that come on until R pm Friday and Saturday we are going to have to find something to do
So op, where did you wind up going?


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12/27/2014 Charlotte, NC Save This JobMore information about this job: What We're Looking For: 2U, Inc. is changing the landscape of higher education through its partnerships with leading universities and by pioneering interactive, educational software. We are seeking a Sr. Director of Product Development who will
11/30/2014 New York, NY Save This JobDescription JOB SUMMARY: The Director of Case Management is responsible for clinical oversight of Case Management and SNP MoC programs, including supervision of all program staff. In addition, the Director will be respoinsible for ensuring that the correct services are being
1/6/2015 Tampa, FL Save This JobMajor Responsibilities The Director of Product Development will lead the design and development of drug-device combination microneedle products, including device development, drug processing, novel materials and processes development, and manufacturing process/equipment
12/28/2014 Menlo Park, CA Save This JobDirector of Product Development- West Coast- REQUIRED: Applicants who are currently in or Near Orange County, CA and Minimum of 8 to 10 yrs. Medical Device Experience Your tasks Product Development Leadership ? Communicate with key client sponsors on a regular basis (as
12/22/2014 Jeffersonville, IN Save This JobWorking under general supervision, the Director of Product, Mobile Games lead product management for our mobile games portfolio. This position will coordinate with production, analytics, and marketing teams to qualify and then optimize games created by external developers. The
1/2/2015 San Francisco, CA Save This JobNexstar Broadcasting Group is seeking a Director of Product Development for our digital products organization. We serve over 50 media clients and power 225 properties serving 100 million unique monthly visitors across 387 apps, mobile sites and websites. We are looking for a
12/8/2014 St. Paul, MN Save This JobAtmosphere is an enterprise API Management platform. It is a connecting point where APIs can be published, promoted, and managed in a secure, scalable environment. Enterprise API providers can create and manage their own developer community, or just plug into the existing
12/27/2014 Los Angeles, CA Save This JobJob code: 2014-04 Zosano Pharma, Inc. is a specialty pharmaceutical company creating better products utilizing innovative drug delivery technology. We have developed a user-friendly, simple, and needle-free transdermal delivery system consisting of a patch and applicator ? that
12/6/2014 Fremont, CA Save This Job


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Consumers in Missouri and Kansas should see more companies offering coverage through the health insurance marketplaces established by the Affordable Care Act, according to preliminary estimates released Tuesday by the U.S. Department of Health and Human Services. A report issued by the department, released in advance of the open enrollment period scheduled to run from ...Continue Reading
Grocery stores and restaurants serve up more than 400 million pounds of food each year, but nearly a third of it never makes it to a stomach. With consumers demanding large displays of un-blemished, fresh produce or massive portion sizes, many grocery stores and restaurants end up tossing a mountain of perfectly edible food. Despite ...Continue Reading
Ed returns to his roots in East Brooklyn, where as a Korean kid in New York, he was surrounded by an eclectic mix of cultures and cuisines that inspired how he cooks today. Spending time with other chefs who have roots in one cuisine but have veered away from their assumed culinary paths, Ed explores ...Continue Reading
"Big data" is a term that you hear a lot these days. Industries as wide-ranging as healthcare, fashion and television are all analyzing and using data. TeraCrunch is a Kansas City company that uses data science to provide insights and recommend actions to different businesses. Kelly Lieberman is the company's sales director. She spoke with ...Continue Reading
U.S. Rep. Lynn Jenkins and U.S. Sen. Jerry Moran are leading a congressional effort to delay enforcement of Medicare regulations requiring physician supervision of outpatient treatments like chemotherapy and intravenous infusions. The rules are intended to improve patient safety. But Jenkins, Moran and several advocacy groups, including the Kansas Hospital Association, say they would burden ...Continue Reading
The long line of semi-trucks waiting to get in the gates of the Farmland Foods plant could simply wait around for a few hours to head back, fresh products on board. The trucks are loaded with hogs from several confinement operations near this factory in Milan, a small town in northeast Missouri. Within just 19 ...Continue Reading


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Saw the Rick Thomas show last night in Branson - constant action, spectacular illusions, great interaction with the audience. Well worth the price of admission.
Saw the Rick Thomas show last night in Branson - constant action, spectacular illusions, great interaction with the audience. Well worth the price of admission.
This guy is very good. Had us all amazed. The Las Vegas style was a little of the top for us though.
Price was worth every penny. and the beauty he has as his helper was very pleasing to the eyes. The best magic and illusion show I hev ever seen, worth the time and the money
If you rather not pay outrageous price for magic shows in Vegas, this is the one to see. Very small stage settings but, the show is excellent and family friendly. This was our very first magic show ever just for wife and I and we left impressed and little more cash left for dinner afterwards.
Definitely a family - focused show for younger children. The tricks include doves and rings which seem to be "dated" magic in the 21st century. The tigers were beautiful creatures - needed more stage time. The dancers were mediocre. Rick's running commentary seemed fake and contrived (perhaps it was an off-night). Good stereotypical Americana ... if that is what you're... More
For anyone who likes magic mixed with humor, music, and dance this was a great show.
Although the audience was filled with kids and we went as a couple, we still had a fun time. Rick Thomas conducts a magic show that is impressive for all ages. Attractive dancers, amazing illusions, motorcycles and even tigers. I was impressed. Half the time my boyfriend and I turned to each other and thought "HOW???" We haven't seen Copperfield... More
Don't go with a high expectation. The magic was fun, the choreography was mediocre. Overall good experience.
Rick provides some jaw dropping illusions and the tigers are magnificant. You can get up on stage with them after the show. (they are still in cages and you will not be able to touch them)
I went to Vegas with my 8 year old Granddaughter & daughter. We saw many shows and attractions but this stands out as the best. Rick is awesome not just in his magic but the interaction with his audience....my granddaughter got to go on stage and perform magic...she will never forget this trip nor will I.
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James Hall
James Hall features four student lounges and one kitchen. The rooms are assigned as singles and doubles.
Gates Hall
Gates Hall is recognizable by its tower, the northern of the two towers that are a central feature of the north campus range of residences, at Park Street and Ninth Avenue. Resembling the gate of Hampton Court Palace, it aligns with a parallel gate that is part of Rose Hall on East Campus. It therefore, with Rawson to the immediate south, forms part of the part of the "equinox pathway": early risers on the morning of the vernal equinox can view the sunrise directly to the east through two campus archways - the Rose Hall arch and the Rawson/Gates Tower arch. Gates Hall features four student lounges and one kitchen. The rooms are assigned as singles, double, and triples.
Nollen House
Kershaw Hall
Kershaw Hall is between Lazier and Rose Halls on the east edge of campus. Constructed of white Iowa limestone, Kershaw is connected to the other East Campus residence halls by a roofed loggia. Large windows in the first-floor lounge look over Mac Field and give the space an open, accessible feel. Like all of the East Campus halls, Kershaw offers air conditioning and elevators. The new residence halls were designed by William Rawn Associates to complement, but not duplicate, the dormitories President John H.T. Main built more than 90 years ago. Kershaw Hall features laundry facilities, a handicap-accessible elevator, three student lounges, one of which includes a piano, and one kitchen. Dorm rooms are available as singles and doubles.


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"Making this for dinner today. So tasty & easy."
"I used 1 clove of fresh garlic as I had no dried stuff. Still turned out a really great taste on our steaks. Will make again."
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The brine serves as both a tenderizer and a flavor enhancer, but it will not leave the meat overly salty. Serve these chops atop a bed of steamed spinach with a side of barley or quinoa.
Oxmoor House OCTOBER 2006
1. Combine 1/2 cup apple juice and next 5 ingredients in a large zip-top plastic bag. Add pork; seal bag, and marinate in refrigerator at least 8 hours, turning bag occasionally.
2. Remove pork from bag, and discard marinade. Sprinkle chops with pepper. Heat 2 teaspoons oil in a large nonstick skillet over medium-high heat. Add chops to pan; cook 10 minutes on each side or until done. Place chops on a platter, and cover loosely with foil. Pour off excess fat from pan.
3. Add remaining 1 teaspoon oil to pan; heat over medium heat. Add shallots; sauté 3 minutes or until tender. Add remaining 1/2 cup apple juice and cider vinegar, scraping pan to loosen browned bits; cook 4 minutes or until liquid is reduced by half. Serve pork chops with sauce. Sprinkle chops evenly with parsley.
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Cider-Glazed Pork Chops Recipe


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Adfreak's Gregory Solman posted an interesting tidbit on Ground Zero today.
Adfreak's Gregory Solman posted an interesting tidbit on Ground Zero today.
Native Nebraskan in the Pacific Northwest. Chief Storyteller at Bonehook, a guide service and bait shop for brands. Co-founder and editor of AdPulp. Contributor to The Content Strategist. Doer of the things written about herein.
Here at Allen & Gerritsen in Watertown MA we had the same idea. We have those shiny trashcans in the hallway. Only one though. It looks wicked cool.
More proof that there are no new ideas.
Our industry is BS. That's what we do.
Advertising is a powerful force in modern culture. It can not go unchecked, particularly by its practitioners. Therefore, we offer you an inside look at topical issues in brand communications, plus an eclectic sampling of creative output from around the world.
The site was co-founded in October 2004 by copywriter David Burn and marketing technologist Shawn Hartley (who met on the job at Bozell in 2000). Copywriter, Dan Goldgeier, joined the team shortly thereafter.
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Vice President
Biden Is Back As Wis. Takes On Added Importance
Vice President Joe Biden was back campaigning in Wisconsin on Thursday. The Vice President spoke to an enthusiastic crowd at the University of Wisconsin-Eau Claire this morning. It was his second visit to the state this month.
Opinion: Paul Ryan And His Little White Lies
While Paul Ryan is entitled to his own opinions, he is not entitled to his own facts. He lied to America about Medicare. He lied to America about the debt commission. He really lied to America about the stimulus and America's debt rating.
Opinion: Akin Incident Shows Contrast Between The Republicans And Democrats
Republicans are kept accountable for their own misspeaks and actions. Unlike the Democrats' life jacket being tossed out to a sinking politician by the Party, when a Republican politician does the inexcusable, the Republican Party throws him an anchor – and that's how it should be.
Biden In Minneapolis: Wall St. Reform Critics 'Squealing Pigs'
Vice President Joe Biden is defending the Obama administration's efforts to reform Wall Street — and comparing Republican critics of the law to "squealing pigs."
Opinion: Will Hillary Save The White House For Obama?
With President Barack Obama's Vice President Joe Biden messing up more and more on the campaign trail as time passes, rumors of Biden being sent home to Delaware for good have abounded since last Friday. Will Hillary Clinton step into his place to save the White House for Obama and the Democrats?
VP Joe Biden To Campaign In Minneapolis, Rochester
Vice President Joe Biden will visit Minneapolis and Rochester on Tuesday, Aug. 21. for campaign events.
Opinion: Joe Biden's Asinine Comments Aren't Cute Anymore
The fact that Joe Biden is only a heartbeat away from the presidency should not only scare the hell out of every American, it should be reason enough for the Romney-Ryan ticket to win the 2012 election by a landslide.
Opinion: Paul Ryan And The War on Women
If you like the GOP war on women, you are going to love Paul Ryan. After all, Ryan's record on women's health could easily be mistaken for one of W. Mitt Romney's primary opponents, Rick Santorum.
Opinion: Ryan VP Pick Changes Electoral Math
Paul Ryan has changed the Electoral College math. With the pick, Romney has chosen a path that writes off almost all of the country and focuses the election on the industrial Midwest.
Opinion: Romney Tries To Reboot Losing Campaign With Ryan Pick
After months of failing to find a way to gain ground in the presidential campaign, Mitt Romney has hit the reset button by picking Paul Ryan as his running mate, but once the dust has settled and the Conventions are over, it is hard to see how Romney will have changed the direction of the 2012 presidential campaign.
Opinion: Mitt Romney's Excellent Choice: Paul Ryan
Romney wisely went with a safe and sure bet because Paul Ryan is a strong, conservative-approved candidate whose image is as clean as Romney's.
VP Pick Ryan Brings Long Record To Dissect
Rep. Paul Ryan's record runs deeper than his signature budget and Medicare ideas.
Esme's Blog: The Paul Ryan Pick
By picking Paul Ryan, Mitt Romney has put the nation on a path of choosing between two very different political and fiscal philosophies.
Romney Names Paul Ryan His No. 2
Republican presidential candidate Mitt Romney tapped Rep. Paul Ryan of Wisconsin as his vice presidential running mate on Saturday, turning to the architect of a conservative and intensely controversial long-term budget plan to remake Medicare and cut trillions in federal spending.
Fmr. Pawlenty Spokesman Weighs In On Veepstakes
Brian McClung remembers all too well the last time his former boss was in the running for a Vice Presidential position.


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Avidemux 2.6.8
Add it to your Download Basket!
Add it to your Watch List!
What's new in Avidemux 2.6.8:
- Image/export: Proper initialization of Qz for jpeg export
- UI : Add an override menu to force language
- tinypy : Add support for os.environ
- x264 : Improved settings (tobias)
an update
- GPL (GNU General Public License)
- Mean
- fixounet.free.fr
- ROOT \ Multimedia \ Video
Features at a glance
With Avidemux, users will be able to automate tasks using powerful scripting functionality, as well as the built-in projects and job queue. You can set multiple markers for video cutting tasks, zoom videos, change frame rate and encoder settings, preview files or set multiple audio tracks.
In addition, you can use the application to build VBR (Variable bitrate) time maps, append video files, connect to a running AvsProxy instance, as well as to save and load projects.
Supports a wide range of video streams
It supports well-known multimedia file types, including DVD-Video, AVI, MKV, MPEG2, MP4 and ASF, by using a wide range of multimedia codecs that are installed on your operating system.
While the application supports the MPEG-4 AVC/ASP, MPEG-2, MPEG-1, H.263 and a few more other video file formats, it always encounters problems with the MP4 H.264 format. Therefore, you will probably end up using the FFmpeg command-line software to work with MP4 files, which are pretty popular these days.
In order for the program to work properly and support the aforementioned multimedia formats, Linux users need to install some optional, yet important packages, such as LAME, FAAC, FAAD2, JACK, SDL, x264, Xvidcore and a few others.
Getting started with Avidemux
The best way to install Avidemux on your Linux operating system is through the official software channels of your Linux distribution, which should provide three packages, a command-line interface and two graphical front-ends, for GTK+ and Qt.
Both GUI front-ends look and act the same, but they have different desktop targets. While the GTK+ interface can be used on GNOME, Xfce, LXDE, Openbox or Fluxbox window managers, the Qt front-end is more suitable for the KDE and Razor-qt desktop environments.
Avidemux was reviewed by Marius Nestor, last updated on November 8th, 2014


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It Had Better Be Tonight
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It Had Better Be Tonight by Michael Buble. By Johnny Mercer and Henry Mancini. Arranged by Kirby Shaw. For Choral (SSA). Jazz Chorals. 16 pages. Published by Hal Leonard (HL.118820).
Originally written by Johnny Mercer for The Pink Panther in 1963 and covered by Michael Bublé on his Call Me Irresponsible album from 2007, this uptempo classic sizzles with Latin fire. Available separately: SATB, SAB, SSA, ShowTrax CD. Combo parts available digitally (tpt 1, tpt 2, tsx, tbn, syn, gtr, b, dm). Duration: ca. 2:20.
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It Had Better Be Tonight
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The 50 Best Gifts to Buy for Mother's Day
Whether it's for your own mom, your wife, or "from the kids," this might be the holiday that matters most. She deserves something that's as stylish, memorable, and one-of-a-kind as that kid she created.
By Nic Screws
To Give Your Wife (From You)
For your beauty.
Customized color atelier makeup palette (price varies) by Shu Uemura, shuuemura.com


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December 20, 2011
I love these pens. I...
Verified Purchase
I love these pens. I love that I can use any kind of cartridge fountain pen ink
- or using a converter, I can use bottled fountain pen ink as well. The sky's
the limit for color choices! I like that I can use them on multi-part forms
like a ballpoint. I have used them for years and had only 1 that after a few
years of daily use, had a problem that the ball didn't roll. I have switched to
a lubricating fountain pen ink and it is writing again. I think they are a very
good value.
4 people found this helpful
July 9, 2011
I love the Kaweco rollerball...
Verified Purchase
I love the Kaweco rollerball pens! I love being able to use just about any
fountain pen ink so I can write in any color I want. Since you can also get a
converter, the sky's the limit! The line is very smooth and it is great to have
a ballpoint so you can write on multipart forms and the point doesn't dry out as
quickly as a fountain pen. Great product!
2 people found this helpful
March 12, 2009
I thought your historical...
I thought your historical information was very interesting. I also read the
information on Royal ink. Things I would never have thought to wonder about, but
very much enjoyed learning.
1 to 3 (of 3 ) |


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Leave it to the guys at Park Tool to improve on their successful designs. The IB-11 is a slimmer, lighter (by 25 grams) and more compact version of the highly regarded IB-1. Its very compact size makes it perfect for taking along on rides. Because it is so small, it can easily fit in a small saddle bag and with a spare tube, CO2 and tire levers.
Each micro-sized hex bit is forged for strength and then bolted solidly to Park Tool's forged I-beam center beam. Included are 3, 4, 5, 6 and 8mm hex wrenches and a straight blade screwdriver.
Excel Sports accepts Money Orders, Personal Checks and the following credit cards for payment of orders:
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text: Urquidi V et al. – Vascular endothelial growth factor (VEGF) could be a valuable addition to voided urine sample analysis for the detection of bladder cancer (BCa). Larger, prospective studies are needed to determine the clinical utility of urinary VEGF and angiogenin as biomarkers in the noninvasive evaluation of patients with BCa.


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New research has shown that 63% of parents - well over half - are struggling to pay for childcare, with the average full-time place costing £156 per week.
Even more jaw dropping, the Employers For Child Care survey also showed that the cost for two children can top £16,200.
Leanne and Peter Hawthorn both work.
But parenting comes at a hefty price and even with two salaries coming into the household, almost one is spent on care for their two-year-old Ruby.
"It's certainly a fair chunk of our wages every month," said Leanne.
It just makes me cross that something outside of our family is deciding our family's futureLeanne Hawthorn
It just makes me cross that something outside of our family is deciding our family's future
Leanne Hawthorn
"We don't live extravagantly - we have a normal house, we have normal cars but you really have to start watching the pennies very month, especially now coming into winter when you're going to have more heating, groceries all the rest. It's a significant chunk."
Peter added: "It's quite a large amount we're putting in every month to put Ruby into childcare but we've no other option, it's either that or one of us gives up work but work is too valuable to us and I think it's a good example for Ruby that the two of us work."
Almost 4,000 parents across NI were involved in the survey - and it seems the cost of childcare can vary based on where you live.
The most expensive place is Co Antrim, including Belfast, where a full-time nursery place can be at least £30 more than in Co Fermanagh.
Some of the costs are paid by the government but much is private and comes out of parents' pockets - but there is hope a new £12m initiative will help alleviate the financial pain.
Nora Smith from Employers For Child Care said more support is needed.
"Currently the government is very much pushing towards getting people into work and that is very much the agenda through welfare reform," she explained.
"But what's missing here, what is also the lynchpin, is access to childcare infrastructure to support more parents into work.
"If parents don't have access to childcare they are simply not able to work."
Meanwhile for Leanne and Peter, they say having another child at this stage is simply not an option as the cost of paying for Ruby's care is almost £700 a month.
If they had another child it would cost over £1,000.
"We've had to put off having a second because of the amount of money it would cost to put a second child through childcare," said Peter.
"It's just not a viable option for us so we'll have to wait until Ruby is at school full-time before we even think of having a second child.
Leanne added: "It should be down to us as parents to decide when we add to our family but to have to make that decision for financial reasons that are beyond our control is very frustrating."
Public warned not to eat spilled fish
McCollum 'may serve shorter sentence'
NI snow warning takes effect
'Old dynamite' behind Desertmartin alert
Belfast pub facing 350% rates hike
NI has 'too many' hospitals
Broken down car left on blocks
Primary school kids 'taking legal highs'
Officers praised after Derry stand-off
Paul Clark to be awarded honorary degree
Motorists tackle Belfast fish spill
PSNI call for increased online powers
Talks to avert planned healthcare strike
Weather warning for midweek snow
Call to review Irish school approval
Armed robbery at Lisburn off-licence
Frampton title fight to air on UTV


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This is my third time ordering from MJM Magic...prices are reasonable and offer great items. They are fast in getting your order to you...I ordered...Read More ->
If there is really magic, this site is it! I have never seen a better site for magic products. I had my doubts for free shipping, but my products...Read More ->


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Comment on this storyJohannesburg - A man was arrested for allegedly raping a 17-year-old girl in a shebeen in Jabulani, Soweto, on Thursday, Gauteng police said.
"They were having drinks when the man grabbed the girl, took her clothes off and raped her in view of other people," Warrant Officer Kay Makhubela said.
The girl left to report the crime to a police station. When she returned with the police they found the 22-year-old man still there.
He was arrested and was expected to appear in the Protea Magistrate's Court on Friday. - Sapa
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Greenwood Village Police Warn Of Break-Ins
Police in Greenwood Village are warning residents about a rash of break-ins that have been happening in the past week.
Denver Police ID Suspects Arrested In String Of Burglaries
Denver police have released the identities of a couple suspected in a string of burglaries.
Denver Police Make Arrests After String Of Burglaries
Denver police have arrested a man and a woman just a day after warning two neighborhoods about a rash of burglaries.
Police ID Suspect In Burglaries Of Waldo Canyon Fire Victims
DNA evidence led to a man accused of breaking into homes of people evacuated during the Waldo Canyon Fire.
Fort Collins Burglary Suspect Now Facing Arson Charges
Additional charges have been brought against a man police say is the suspect in the case of two burglaries in Fort Collins.
Denver Police Want Help Identifying 2 Burglary Suspects
DENVER (CBS4) – Denver police would like the public's help identifying and locating two men suspected in a series of burglaries. According to police, five separate burglaries took place where "two males entered a secured […]
Jewel Thief Sentenced To 10 Years
A man who crawled into homes through windows and stole jewelry has been sentenced to 10 years in prison.
2 Fugitives Wanted In Colorado Springs Caught While Walking Along I-25
Two dangerous suspects who've been on the run have been captured.
Police Arrest Suspect In Fort Collins Burglaries
Police say they've arrested a suspect in the case of two burglaries in Fort Collins.
Rash Of Burglaries Occurring In Lowry Neighborhood
A warning has been issued for homeowners in the Lowry neighborhood to make sure to lock all doors and windows.


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Battle at Tohotonimme
The portentous events of the day now fully impressed Colonel Steptoe with the danger that would be incurred by pressing his advance farther toward Colville and he determined, therefore, to retrace his steps toward Snake River. For potent reasons he desired to accomplish the return without a clash with the Indians. His light supply of