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Hackers Ransom European Domino's Customer Data (including Favourite Toppings)
I've kept my love of sausage (100 comments)
successfully hidden my entire life. And now I'm about to be outed by Dominos??? Cruel, tempestuous fate! How you mock me!
Announcing: Slashdot Deals - Explore geek apps, games, gadgets and more. (what is this?)
We are sorry to see you leave - Beta is different and we value the time you took to try it out. Before you decide to go, please take a look at some value-adds for Beta and learn more about it. Thank you for reading Slashdot, and for making the site better!
I've kept my love of sausage (100 comments)
successfully hidden my entire life. And now I'm about to be outed by Dominos??? Cruel, tempestuous fate! How you mock me!
Re:Hopefully there was a denial of ... (903 comments)
Don't be silly... Nuns aren't having sex. Priests on the other hand are having plenty of it. And altar boys can't get pregnant. So, why would you want Viagra to not be covered? That's not fair.
Re:Try claiming "Death to the Great Satan". (490 comments)
Does he want children to starve to death because he loves them? Does he want people raped and murdered because he loves them? Did god make hemorrhagic fevers because he loves us? Did god order the Israelites to murder men, women, and children because he loved those men, women, and children? Oh that's right. That's all our fault somehow, and no matter what god decides to do to us for whatever reasons he chooses, it's all good and perfect because god is god Q.E.D. If god can't stand to be around his own creation because they chose to not do everything he wanted, he's not all powerful. The fact is, he can but would rather see us burn eternally than to spend time with someone told a white lie or talked back to their parents or ate a gdamn piece of fruit he arbitrarily decided they couldn't. Most Christians' vision of god is in no way moral. They are battered spouses in an abusive relationship that exists only in their own minds. Which would be fine on its own, but so many of them feel the need to push everyone into the same relationship both through emotional child abuse and legal means.
Re:NRA Response (99 comments)
The only answer to a bad guy with a gun is a dolphin with a gun!
Re:Yay (2987 comments)
Are you suggesting the borders separating cities and separating countries are anywhere close to equivalent? Then why bring up a *city* in a *country* with lax gun laws?
Re:Like War (483 comments)
Re:The first Slashdot troll post investigation (138 comments)
That's why it's classic!
Re:Just keep calm... (1059 comments)
Don't feel bad. That won't happen, because the TSA doesn't actually give a damn about catching anyone. Like they're going to bother running around after someone that might be there when they can just harass the people standing next them...
Re:Go with the simple over complex theory (803 comments)
Why does everyone expect a bunch of random pissed off people to be able to come up with a real economic strategy when the political candidates from a single party can't even agree on one?
Re:The more important point here (661 comments)
It's FUD to suggest that it doesn't come with unicorns you shill!!!
Re:Giant Mistake (200 comments)
I see it more as an expensive laptop only usable by right handed people
I like my trackpad in the middle, as I like to easily use either hand to control it.
Have you thought about safety? (279 comments)
That's his question? That has to be one of the most meaningless, retarded questions I've heard (this week). What do these people get paid to do?
Wow... now that you mention it... no. We haven't thought about safety at all nor were we planning to during the design and construction... maybe we should push this out to 2020. We'll hire a guy to think about safety. I'm so glad you brought this up. I can't even begin to imagine the disaster this could have been us not thinking about safety. Wow, thanks so much.
I don't see how Jobs doesn't just gag or burst out into maniacal laughter during the session.
There are other ways (1002 comments)
I have done dual monitor setups before. I liked it, but did not find it something I would consider necessary
Part of the problem is that old versions of Windows (i.e. pre-7) have been atrocious at handling multiple windows in general. OS X makes this much easier with its expose' feature and then the standard virtual desktop feature that pretty much every operating system supports. Another nice feature IMO would be adding a hot key to switch the current window to an alternate transparency level. e.g. Have a configurable secondary transparency setting like 15% and a hot key would bring the window in focus to that transparency level.
As far as side by side comparisons, most things that benefit heavily from that include a dual pane view. e.g. File Merge on the mac.
So, I do not really see why it would be a necessity for anyone to have a second monitor. I would think a large wide screen monitor + proper software would be fine.
Of course it could be that two smaller monitors are cheaper than a single large one. I do not really know offhand. Also, I do not see why someone would make such a fuss over this as to take the monitor from an employee. That is some pretty extreme cost cutting IMO.
Re:No cable. Just Roku and my laptop (697 comments)
Meh... You get PBS which is really way more interesting than Discovery/History/Science channels have been in ages IMO.
I wouldn't say there's an equivalent experience ATM if you ditch cable unless you're willing to break copyright laws. That being said, I get along just fine with my Roku + Netflix + Plex on my mini. The Roku is mainly for renting movies on Amazon, since iTunes doesn't seem to offer every movie that's available in HD in HD on your non-iPad/AppleTV device which is pretty lame. I was doing a good amount of iTune rentals until I got my mini and noticed most of the stuff was not available in HD on it. Amazon gets my business now. Oh well.
Using the mini as a media center with Plex, I get the Daily Show, Colbert Report, South Park, Khan Academy, NPR, CBS shows, PBS (good documentaries), and a crap ton of other things for free. You can also use it for Netflix (but it doesn't do HD, so I use the Roku for that), Amazon (if you're willing to fiddle with the plugin), and Hulu.
For shows I like on HBO and Showtime (Dexter, True Blood, Hung, etc) I have to download them via torrents to watch them during the current season. Most of the time I just buy the seasons later on iTunes or DVD to say I spent money on them, but I only keep the torrent downloads for watching because the quality is better and there's no DRM. iTunes was doing "season pass" for some shows, and I gladly paid for that. I was only watching two shows at a time then anyway. But since the only way to watch shows as they come on anymore is to shell out for cable service or pirate, well, the choice is easy for me. I find paying a large sum of money every month when I only enjoy maybe 5% of what I get for it annoying.
Re:How is iTunes a monopoly? (370 comments)
A few notes
Why am I dumb to not use Amazon?
Re:Retarded logic (286 comments)
Except BDSM porn.
Re:Time to put PC Pro on a list like this... (203 comments)
It is true. I just bought myself one of these simply because I like OS X. I'm using it as an extra machine. (I just have my laptop atm as a general computer.) It's also plugged into my entertainment center, so I'm using Plex and am liking it so far. Other than the entertainment center functionality, I'll use it for business to run some small databases on to test my code changes locally. Things like that.
Anyway, all that to say, I wanted the most RAM I could get in it just as a general rule. Apple charges $500 to put 8GB of RAM in the mini. You can do the same for $100 from newegg. People can bicker on whether OS X is worth the extra hardware cost, but they're reaming people on upgrade costs. You can't really argue about that sadly. Considering how incredibly easy it is to swap out RAM, it makes it even more bizarre. Every Mac I buy leaves me with unused RAM modules. It's annoying
Re:hmmmm (200 comments)
You're right. You're not a fanboy.
You're a slut
I kid I kid...
Re:Neurotransmitters Are Bitter (223 comments)
He was so lonely, girl. He was sad and down. Didn't understand why haters joked around. He wanted to be free with other creatures in the sea. Now he got his wish... cause he knows that he's a gay fish.
Gay fish, yo
Muthafuckin gay fish. He's a fish, yo
Re:Simplicity (394 comments)
I was always impressed by one tried and true patterns I discovered at one location of employment: the (jsp -> XML using a jsp -> XSL) -> html/javascript held together with a jsp -> html frameset trick. Toss in liberal doses of "pure Java" plus the action for the form from the page being another jsp with a bunch of pure Java and one jsp tag to do a redirect to another jsp consisting of again pure Java and a redirect back to the original page (or a Struts action).
And just to keep you from being bored, toss in several include files and external
And of course, your IDE won't know WTF to do with it, so you might as well view it in a text editor.


text:
Basque sheepherder bread |
[an error occurred while processing this directive] |
Basque sheepherder bread Basque Bread Last updated 6/12/2012 1:07:33 AM. Recipe ID 33596. Report a problem with this recipe. [an error occurred while processing this directive]
Didn't find the recipe you were looking for? Search for more here! How're we doing? Have you spotted a recipe on this site that is
erroneous, incomplete, dangerous, in an inappropriate category, or that may infringe a copyright? If so,
please make a note of the "Recipe ID" number at the bottom of the
recipe's page and e-mail us with your

subset: commoncrawl


text:
Get away with Marsha McClellan and Gretchen Nabors – Expressive Artist, Yoga Instructor and Marsha's BFF. Join us for yoga, journaling, hiking if you choose, and other fun stuff.
More details coming!
9126 Center St., 2nd floorOlde Towne - Manassas, VA 20110 703-330-7799 email@example.com
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Site managed by PFC Studios


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Begin New Search
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I enjoy genealogy. Other than my grandchildren, it is my favorite pastime. I would like to help connect people with their departed loved ones.
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Elizabeth Reed
RE: Find A Grave Memorial# 20972538
It was suppose to be Bryan. looks like I must have had the name Pearce on my mind when I created it. Thanks for bringing this to my attention. I removed the wrong memorial since there was a correct one in place for Nicolas.
Added by
Elizabeth Reed
on Jan 24, 2015 7:09 PM
Connie Saculla
RE: Mayme Phillips # 132418863
Thanks Debbie for the correction,
Happy New Year to you also !
Connie Saculla
Added by
Connie Saculla
on Jan 04, 2015 12:12 PM
Janneane Veger
Lulu Lippencott memorial
Hi Debbie,
I saw you left flowers and a note about Lulu's maiden name is Pinkerton back in August. Are you related to her? I ask because a cousin & I want to have a reunion of Kosciusko County Pinkertons in summer 2015, and I'm trying to locate descendants. Any info would be appreciated!
Added by
Janneane Veger
on Dec 07, 2014 1:05 PM
Mike Harrison
Mary Black
When I was taking photos of Amos & Mary I noticed there was one other person buried in the section. The section is owned by Amos. I created a page and transferred to you.
Added by
Mike Harrison
on Oct 14, 2014 9:43 PM
Mike Harrison
Mary Black
Added by
Mike Harrison
on Oct 14, 2014 9:40 PM
Patsy Hittle Gore
Leinbach of Northumberland Co., Pa
Debbie, I have left Sue Leinbach Funk and Maria Barto Leinbach in your care for their memorial. Are a descendant of Samuel Leinbach & Maria Barto? I hope you enjoy your Leinbach family. My Roots are Leinbach also of Northumberland Co., PA. I notice you had relatives from Hanna, WYO. small world Wyoming is my Home State. Have a great year and Happy Digging from Alaska, Patsy Hittle Gore
Added by
Patsy Hittle Gore
on Oct 13, 2014 3:50 PM
Patsy Hittle Gore
Susanna Leinbach Funk
Hi is Susanna One of your I noticed you left me some correct?
Added by
Patsy Hittle Gore
on Oct 12, 2014 11:25 PM
Michael Hague
RE: Troy Arbaugh # 132120613
Correction made. Thanks... Michael
Added by
Michael Hague
on Jul 29, 2014 9:09 PM
Lillie Riney
RE: Overhulser
I'm so glad you enjoyed my postings. I really like it when I'm able to help somebody.
Added by
Lillie Riney
on Jul 07, 2014 9:18 AM
Pat Robinson Boyer
Off hand I could't tell you where I got the spelling of Margarets name as it has been a long time ago.
I also have seen it spelled many ways so I used the one that made the most sense, I figured that maybe someone got the letters turned around to get the spelling Overhusler.
If you want I will change it to your spelling just let me know.
Pat Robinson Boyer in AZ
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| Email | Full Article (TrendHunter.com/id/190127) |
Model Marina Cebotari channels her inner soldier in the Rumours Magazine 'Military Glam' editorial. Fashionably fierce and sensuously strong, the brunette beauty does justice to the double breasted jackets, decorated caps and tough boots showcased throughout the photoshoot. Granted, she also dons some glamorous dresses and elegant accessories that balances the masculine theme with feminine elements.
The Rumours Magazine 'Military Glam' editorial was shot by photographer Stefan Dani. Styled by fashion editor Ana Nechita Amelian, the amorous army apparel was perfected with chiseled cheeks and dark lips by makeup artist Alexandra Craescu as well as stick straight locks.
The Rumours Magazine 'Military Glam' editorial will inspire women to add powerful pieces to their spring and summer wardrobes.


text: A shabby chic ruffle bedding collection in pure white, the DKNY Ruffle Wave White bedding ensemble accentuates any feminine inspired décor with its overall ruffle design. The solid white color coordinates a variety of colors schemes. Available in Full-Queen size, the DKNY Ruffle Wave White duvet adds a textural touch to your bedding set with a 100-percent cotton duvet cover with horizontal rows of ruffles in pure white.


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14th Mar 2000, 06:18 PM | #1 |
T&L or Voodoo5?
Anyone know if many new games will be supporting T&L? I'd really like to pick up the voodoo5 when it hits, but will I be missing much because of it's lack of T&L support? Those T-Buffer effects on the voodoos sure look like they'll be cool... just wondering...
-chris |
14th Mar 2000, 07:47 PM | #2 |
Re: T&L or Voodoo5?
Could you explain a non-English person what this T&L is?
15th Mar 2000, 11:35 AM | #3 |
Re: T&L or Voodoo5?
Das ist eine spezielle Einheit im Graphikchip die falls unterstützt recht gute effekte erzeugen kann (Siehe S3)
15th Mar 2000, 07:06 PM | #4 |
Re: T&L or Voodoo5?
Ach so
15th Mar 2000, 07:22 PM | #5 |
Posts: n/a
Re: T&L or Voodoo5?
In english please. [img]/infopop/emoticons/icon_smile.gif[/img] I have no idea what T&L is and I am planning on getting a V5 5500, so please somebody let me know whats the deal.
16th Mar 2000, 05:17 AM | #6 |
Registered User
Join Date: Jan. 26th, 2000
Location: San Jose, CA
Posts: 179
Re: T&L or Voodoo5?
Well, the way it looks to me is, go with T&L.
Most of the newer games will be inclusing T&L support, and, if you use Open-GL it can increase your systems performance drastically. T&L stands for transform and lighting, both of which are done by your CPU. The new cards with T&L engines will take most of the strain from doing this, off of your CPU, whereas monster cards, like the upcoming Voodoos' will still only provide pure power, which is good, for programs with high polygon counts. But cards like the GeForce256 and the upcoming card from ATI will be better. They will be strong and they will have T&L engines, so, in other words they will be the best of both worlds. |
16th Mar 2000, 05:26 AM | #7 |
Re: T&L or Voodoo5?
If you are interested in such things look at this side: http://www.3dconcept.de/ it´s in german... I don´t know a english site... but there must be a lot of
20th Mar 2000, 08:21 PM | #8 |
Re: T&L or Voodoo5?
Still though, I'd hate tp miss out on all that T-Buffer eye candy from the v5's. It's been alluded to that the v5's motion blur will reduce the need (to some extent) for high framerates. The blur works like it does on film, where motion blur over a much lower framerate fools our brains into percieving fluid motion. Combine that, plus full screen hardware anti-ailiasing, with some serious raw processing power and the v5 sounds very attractive. I guess we'll have to wait till they hit the shelves...
-chris |
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Baseball & Sport Caps - Ivy Cap - Top Hats
The baseball cap is the ultimate style for comfort and casual settings. At hats.com, we understand that all baseball caps are not created equal. While some folks like to support their favorite MLB, NFL, NBA, NHL, or NCAA teams, others would rather sport a baseball cap with a little more fashion edge. hats.com has a large selection of hats from brands like New Era if you're looking for headwear that shows off your professional or college team spirit. Brands like Kaminski XY, Bailey of Hollywood, and Kangol use details like striking colors and great paneled designs to inject unique style into the standard baseball shape. Kangol even has an awesome line called the Championship series that uses team color schemes on fashionable caps, enabling fans to get a more refined look while still showing their loyalty.
We also have quality sport and outdoor caps that are great for activities like hiking, hunting, and fishing!
You just won't find top hats of this quality sold anywhere else. Bailey of Hollywood and Bollman Hat Company are committed to making hats that are crafted with absolute care. If you're looking for both the classic top hat look AND attention to detail, the hats.com Top Hats category is be your trusted source.


text:
Printable Area
By ukichix on December 22, 2002
Photo by ukichix
Photo by ukichix
"The is THE BEST gluten-free pizza crust!!! A terrific solution for those of us who have been deprived of restaurant pizza. I top this crust with garlic butter, parmesan & mozzarella cheeses and have garlic bread! This crust turns out best when made on a pizza stone."
Serving Size: 1 (448 g)
Servings Per Recipe: 1
"This recipe was AWESOME! It TOO runny at first, but I added a little more starch and flour and it was easy to press into a pan. After reading reviews about the pizza not cooking in the middle, I baked the crust first wtihout toppings and pricked it with a fork. When it was almost finished cooking, I added the toppings. my mom (who is the one with the gluten allergy), LOVED IT! We have SEARCHED for a mix or a recipe that tastes right...this was IT!!! Even those without the gluten allergy LOVED it! no one could tell! Thank you so much! I'll be making this alot for my mom!!!!"
"This is the best Gluten Free Pizza Crust ever!!! I made it for lunch today and my hubby who refuses to eat gluten free for me never even realized that this was gluten free. It was delicious and definitely the recipe that we will use from now on. It was light and crispy and even held together like a normal pizza. At last I can eat real dough again! Thank You"
"Simple recipe to follow. We give 5 stars because of the easy directions, the texture, and mostly because of the minimal clean up! We substituted the potato starch for corn starch because that is what we had in the cupboard."
"My husband can't have gluten and I can't do corn or its derivatives (cornstarch, xanthan gum). This crust worked wonderfully for us. It will probably be our normal pizza crust from now on. I doubled the recipe and put it on a cookie sheet I'd oiled and floured with rice flour. It didn't stick and baked up beautifully. My parents ate with us and they both had seconds--a rarity with them and gluten-free food!"
"This recipe is awesome. I've recently resigned myself to a gluten-free diet, and my husband has been missing pizza.For those who are trying this recipe for the first time: the dough is NOT like normal pizza dough. It has the consistency of soft cookie dough. Don't add extra flour. And don't worry, it will be delicious. I scored the dough lightly with a fork after pressing it into the pan.I HIGHLY recommend that after pressing the dough into an oiled pan, that you bake it without toppings for 10-15 minutes. The dough should be mostly cooked, and just starting to brown on the edges. After that, take it out of the oven and add your sauce, cheese and toppings. Finish cooking for another 10 minutes or so.I made some slight changes, after trying the first time. I lowered the oven temp to 425. I added olive oil instead of shortening. I substituted xanthan gum for the potato flour, and the potato starch can be replaced with dried potato flakes. ( I found them in the bulk section at my local Winco. I don't know their technical name. They are very small flakes, about the size of flaked coconut.) I know it sounds strange, but they are cheap and work perfectly.I also added some garlic salt, powdered onion, and dried rosemary. I also tried the pizza crust as deep dish style by doubling the recipe. It worked fine, but you need to cook it awhile longer, and I highly recommend that you let the pizza rest for 10 minutes after baking, otherwise it sticks to the pan. Happy cooking, everyone!"
"I gave it 4 stars because it did not include salt. You need salt. I liked the crust it's good to find one that does not have tapioca flour or xanthan gum two things my family is allergic to along with wheat. I added a whole Tblsp of olive oil and I decreased the water by 3 Tablespoons and I had to add an extra 1/4 cup of rice flour. I don't have a pizza stone so I just used a cookie sheet. I greased it and oiled my fingers and I baked it 425 degrees on the bottom rack for 15 min to make sure the crust gets brown and then 12 mins on the top rack once I added the toppings. The bottom crust was still a little pale but it was cooked through. It's not crispy but was a bit chewy. Maybe a pizza crust would make it crispy. It was very good. I have had some horrible stuff that has gone to the trash after one bite."
"I have been searching for a gluten-free pizza crust for the 2 1/2 years we have been gluten-free. This recipe is IT!! It has a really nice flavor, and the texture is superb. Crispy and light. I've made it on pizza pans, but my favorite way to make it is by pouring 1-2 tsp. olive oil into a 9" cake pan, spreading the oil evenly in the pan and then pouring the batter on top of the oil. It makes the crust extra yummy and a little like Pizza Hut's pan pizza (which we loved in our pre-GF days). Thank you Ukichix for such an AWESOME recipe!"
"I was looking for a gf pizza base for #304802 and this recipe looked perfect, however, I found this dough a little too messy for me. I will try it again because it cooked up fine, just not suitable for a stromboli, and tasted delicious which I suppose is what matters."
"Great recipe! I chose it because it matched what I had on hand (living abroad sometimes makes it hard to get extras for GF recipes). What a nice crust - finally one that had a little crispness to it's underside! I did add the seasonings mentioned, plus a little salt. Only had to add a little extra flour but really, a nice surprise! Thanks for posting it!"
"This crust was easy and fast. I used only half of the water and the consistency was just right. It looked pretty but tasted rather gluten-free-ish IMHO, even worse the next day. I will not make this again."
"I really like this pizza crust overall. My only problem is that I can't seem to get it crisp enough in the middle. The outside gets nice and crunchy but the middle is a little too chewy. I'm considering cooking it 15 min no topping, then 10 min with topping and see if that is a cure! Thanks for an easy, fast, yummy gf thin crust!"
"Naturally had to try this G/F pizza crust with your Chicken and Caramelized Red Onion Pizza recipe that I had selected for the NZ/OZ recipe swap #14. Thank you for this recipe. It will be my choice of pizza crust henceforth"
"I also had to add an extra cup of flour. I chose this recipe because I didn't have an gelatin on hand. I found it way too hard, but I think it was my fault and that I overcooked it."
"This is a most tasty crust. It is quick and easy to make. I have made it twice now, and I find it too runny to stay on my pizza stone as is, I have had to add another cup of flour each time. Maybe in a pan with sides it would be fine. I also find it takes a double recipe to fill my pizza stone, which is not abnormally large. Overall, very tasty and easy."


text:
Publisher's Description
From nextsecurity:
Remote KeyLogger(RKL) is a program that grabs keyboard typing on remote computer without software installation on remote computer. For connecting to remote computer, you have to only know an administrator account and password on remote computer.
What's new in this version:
- You don't need install any software or agent on remote computers.
- After connected to remote computer, you can logs all typed-key value.
- You just need an administrator's account and password to connect to remote computer.
- You can connect to number of remote computers.
- New convenient user interface.
read more +


text:
Item title reads - News in a Nutshell.
Miami, Florida, America (USA). C/U of speedboat driver Gar Wood. L/S as his speedboat races past the camera and sets a new record. Various shots as it speeds along.
Quarry Park, Shrewsbury, Shropshire. L/S of the new Colours for the 2nd Battalion of the King's Shropshire Light Infantry. L/S as Prince Albert, Duke of York (later King George VI) comes up and presents them to kneeling soldiers. He salutes while the crowds watch. The soldiers stand up. L/S as members of the Regiment give the Duke three cheers.
Note: the item 'Monaco Grand Prix' is missing from this edition.


text:
Sign up for Yardbarker's daily Top 10 newsletter, the Morning Bark! Customize to get news on your favorite sports and teams.
Marcus Stroman Discovered Roy Halladay's Sinker
You've heard it all before. Regress to the mean. Don't make too much of a small sample. Don't believe in the predictive power of second-half statistics, if they look particularly different from the first-half statistics. You know all the ways you are and aren't supposed to interpret a player's numbers. But you also know the […]
Roy Halladay Fan Has Absolutely No Idea He's Standing Next To Roy Halladay
Roy Halladay went to some sort of amusement park this weekend and, while he was there, he spotted a fan wearing his Phillies shirt. However, that guy didn't spot Roy, but it didn't prevent Halladay from snapping a hilarious photo with the oblivious fan. Oopps you missed me! Walked right by me! Hope he gets
Article found on: Next Impulse Sports
Via Next Impulse Sports
18 days ago
Roy Halladay catches preoccupied fan with fantastic photo
Retired major league baseball pitcher Roy Halladay posted a fantastic photo of himself at an amusement park behind a preoccupied fan, who happened to be wearing a Halladay T-shirt but didn't even notice him.
Oopps you missed me! Walked right by me! Hope he gets to see his pic with me on Twitter, he doesn't know we took this pic.twitter.com/CHgFlVfafm— Roy Halladay (@RoyHalladay...
Via Holdout Sports
18 days ago
Roy Halladay Has Sense Of Humor As Fan In Phillies Halladay Shirt Walks Right By Him
On the mound, Roy Halladay was scary. He managed to instill fear in the batters he faced, the fans in the stands, and I don't know how Carlos Ruiz was not too scared to catch him. In his retirement, though, we have come to know Halladay as a big teddy...
Via Philliedelphia
19 days ago
Roy Halladay Snaps Picture With Unsuspecting Roy Halladay Fan (Photo)
Roy Halladay spent most of his 16-year MLB career embarrassing batters, and now he's apparently spending his retirement embarrassing clueless fans.
The two-time Cy Young Award winner took a trip to an amusement park Sunday, where he spotted a fan wearing his Philadelphia Phillies shirsey. Halladay decided to have a little fun and take a photo with the guy without letting him...
Phillies Taking Leftover Roy Halladay Bobbleheads To Clearwater To Give Them Away
Former Phillies and Blue Jays pitcher Roy Halladay still lives in the Dunedin area. It is Dunedin, just up the road from Clearwater, Florida, where the Toronto Blue Jays train. So, it would be perfect for the Phillies to honor Halladay when the two meet, right? That does not appear...
Via Philliedelphia
21 days ago
Zoo With Roy goes to zoo with Roy Halladay, fulfills dream
In January of 2010, the Phillies-centric blog Zoo With Roy was created. The blogger, known as Zoo or ZWR, simply wanted to go to the zoo with his favorite new Phillies pitcher. Four and a half years later, it happened – ZWR went to the zoo with Roy Halladay. I'm at the zoo with Roy Halladay?! pic.twitter.com/5453vwPKvo — Zoo With Roy (@zoowithroy) August 8, 2014 Who could have...
Via Awful Announcing
August 08, 2014
Roy Halladay channels Mac from 'It's Always Sunny' in Twitter fan letter to Chase Utley
Even though Roy Halladay announced his retirement from baseball last December, it's clear that he still pays attention to the goings on in Major League Baseball, especially as it relates to keeping tabs on the achievements of his former teammates. One teammate in particular certainly appears to have made quite an impact on the former […] The post Roy Halladay channels Mac from...
Via Sportress of Blogitude
July 22, 2014
Halladay's Full Page Thank You in Daily News
Roy Halladay, ever the classy gent, took out a full page ad in today's Philadelphia Daily News thanking the fans, the city, and the Phillies following his retirement.
Roy Halladay takes out full-page ad thanking @Phillies fans: http://t.co/MIrjmJx0qI pic.twitter.com/Angey5vYOw
— MLB Fan Cave (@MLBFanCave) December 10, 2013
Via Phillies Nation
December 10, 2013
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Beyond Compliance
What is Beyond Compliance?
Beyond Compliance (BC) is an initiative that provides annual training for Kent State faculty and staff. Beyond Compliance began in 2014 in an effort to ensure that faculty and staff are fully up to date and aware of the relevant laws and university policies regarding discrimination, harassment and violence prevention.
An initiative such as this keeps the university compliant with Title IX and The Campus SaVE Act, part of the 2013 reauthorized Violence Against Women Act. While regular training regarding other forms of discrimination and harassment is not required by law on an annual basis, a practice such as Beyond Compliance is considered a "best practice" for effective prevention.
How much training is required?
All current Kent State University full time and part-time staff must attend a minimum of two hours of HR Compliance Training for each fiscal year. All full time and part time faculty are strongly encouraged to meet this standard too as this initiative benefits all members of the university community.
Who is the audience?
The Beyond Compliance Initiative applies to all full and part-time staff who have been with the university starting on or before July 1, 2014. Other interested members of the university community are also welcome and encouraged to participate. Full and part-time staff who have joined the university after July 1, 2014 will meet the Beyond Compliance standard by completing their new-hire online training requirements from Human Resources. Those individuals will be expected to meet or exceed the minimal Beyond Compliance expectations in 2015.
Why is Beyond Compliance important?
This initiative is important because it means Kent State continues to hold the highest standards for ensuring our workforce remains one of the best by respecting the differences in people, ideas and opinions and through the express prohibition of discrimination toward others..
What approved training is available?
Only BC approved training will count towards the two-hour minimum. You can choose from any of the options below. Some sessions are 60 minutes in length so you may need to select more than one to meet the minimum standard.
Additional topics include:
Green Dot (60 minutes) - click here for information on Green Dot.
General Campus Safety - Kent State Police Services (60 minutes)
Step Up and Speak Out (60 minutes) - click here for more information on Step Up and Speak Out
Beyond Title IX: Supporting Students and Changing Culture Around Power-Based Personal Violence (60 minutes)
What other resources are available to help me in combating discrimination, harassment and violence prevention?
The following archived webinars are available to assist faculty and staff. Keep in mind that recorded webinars DO NOT count toward your 2 hours annual BC training minimum.
Title IX Overview - originally broadcast 7/14/14
Making Your Virtual and Physical Classroom Accessible - originally broadcast 9/19/14
Step Up and Speak Out - originally broadcast 9/30/14
Beyond Title IX: Supporting Students and Changing Culture Around Power-Based Personal Violence (60 minutes) - originally broadcast 11/13/14
How were these topics selected?
Human Resources solicited input from a variety of individuals and groups across the university to collectively agree on this approach and the topics. If you have a topic that you would like to see us add, contact firstname.lastname@example.com and let us know.


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I know, some people urge me to "get a life," "my anger does more harm to atheism than good," "why am I so angry?" "present the evidence". I wish I had a dollar for every time I heard these and other such responses. But stop and think about it a minute, what do the 1% want from the 99%?
follow direction?
do as your told?
yield to authority?
herd mentality?
division (as in hierarchy)?
follow direction?
teach obedience?
discourage critical thinking?
forgive them for they know not what they do?
Do you see a pattern here? Do these words ring with familiarity? Do you see research funded that shows not only correlation but cause? Who benefits by these behaviors? Who pays? Do these behaviors enhance flourishing?
These ingredients maintain and perpetuate the passive lifestyle. Does this sound familiar?
On "get a life." Most people devote their attention to their personal life, family, friends, making a living, and hobbies/entertainment. Being educated means, in part, relating to a larger world. People turn their attention away from large events because they're complicated, confusing, and we often feel helpless. But doing so results in a boring life, a life that feels empty and devoid of meaning. Filling that void the easy way involves beer, partying, sports, tabloids, supernatural woo woo, and religion.
It's not easy to engage in the scary wider reality, but it's mature. Whether or not humanity survives this planet wide crisis will depend in part on how many of us are capable of lifting our eyes up, gazing on truth, and putting our anger to constructive purpose. You, my friend, have a life, and a measure of wisdom which eludes those who prefer to live small. Don't be disparaged by those who don't want to know.
Ruth, You words always convey care, concern, vision, optimism and inspiration for me. I treasure your comment.
© 2015 Atheist Nexus. All rights reserved. Admin: Richard Haynes.


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To find your GMC 1500 Pickup AC Compressor Clutch from a RECYCLER NEAR YOU, just enter the YEAR of your vehicle and your ZIP code in the above form and press the "FIND" button. (What you see below is a previous search for a GMC 1500 Pickup AC Compressor Clutch and does not include all the AC Compressor Clutchs in YOUR area.) |
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Ac Compressor Clutch is also known as: Air Conditioning Compressor Clutch.


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Next 7 Remain Sunny, Dry, & Warm
Look for outstanding weather to finish winter and to officially kick off spring. Temperatures for the next two mornings will be a little cool and slightly below average, but they do rebound by the end of the week. By St. Patty's Day, temperatures are back to above normal. We remain dry through the weekend. Humidity levels start very low but do climb by the weekend. We should have no weather problems for the Annual Baton Rouge St. Patty's Day Parade.
Tonight: Clear, with a low around 43. North wind around 5 mph.
Wednesday: Sunny, with a high near 75. East wind around 5 mph.
Wednesday Night: Mostly clear, with a low around 51. South wind around 5 mph.
Thursday: Mostly sunny, with a high near 78. South wind between 5 and 10 mph.
Thursday Night: Partly cloudy, with a low around 56. South wind around 5 mph.
Friday: Sunny, with a high near 80.
Friday Night: Mostly clear, with a low around 56.


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Andreas Meyer-Lindenberg, MD, PhD
Director and CEO of Germany's Central Institute of Mental Health in Mannheim, Chairman of its Department of Psychiatry and Psychotherapy and chair of Psychiatry and Psychotherapy at the University of Heidelberg. Meyer-Lindberg received his MD from the University of Bonn and followed this with a PhD in Habilitation from the University of Gießen and an MSc in mathematics from the University of Hagen. His research focuses on studies of genetic and environmental risk factors of mental illness to explore the biological mechanisms of mental disorders, with emphasis on schizophrenia and affective disorders, cognitive dysfunction and neural mechanisms of complex social behaviour.


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(12-02-2011 02:15 AM)ieagles Wrote: Interested?
(12-02-2011 02:15 AM)moosevol Wrote: My lowest would be 35 dlvd
(12-02-2011 02:18 AM)chads-cards Wrote: Yeah what you collect or if your selling how much I saw it didnt sell for $40 ha...and your not trading at all?
(12-02-2011 02:26 AM)moosevol Wrote: yes that was mine, i had it up for a few hours and decided to list it as an auction. i can take it down if you want to buy it, otherwise i am going to let it ride on ebay.


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New Sasha Souza Book Available for Autographed Preorders!
I am beyond excited to share the cover of our new event design book. "Signature Sasha: Weddings and CelebrationsRead The Entire Post »
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I just have to share this with everybody. I'm super duper excited about this project we worked on in Sapporo,Read The Entire Post »
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Harper's Bazaar Bride – India
So happy to have been featured this month in Harper's Bazaar Bride – India. They did an awesome 2 pageRead The Entire Post »
A Few Magical Moments to Celebrate Pride Month
Guest Blogger, Julie Lyford of Fabulous Functions has been helping GLBTQ couples make their dreams come true inRead The Entire Post »
Everybody Loves to Watch a Train Wreck….
Come on admit it. You watch some bad TV. But it makes you feel pretty good about yourself doesn't it? ReadRead The Entire Post »
Live Today on #weddingmarket chat
Hope you'll join me today on Twitter for the Wedding Market Chat. Here's the info on how to beRead The Entire Post »
Julia and Ben's Steampunk Inspired Minnesota Wedding
How committed are you to your wedding theme? Would you dress your parents and friends in period costume to stay trueRead The Entire Post »


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» Home / Publishing / E-Access Bulletin Home Page
E-Access Bulletin Home Page
The world's leading newsletter on access to technology by people with disabilities
All the monthly bulletin's content is newly researched, and written or commissioned by Headstar's own journalists. The newsletter is emailed out in plain text format, with all formatting designed to be easy to read by special access technologies such as text-to-speech and text-to-Braille.
Technologies such as the internet and mobile phones can be a great liberator to people with impaired vision, but only if they are designed to be accessible. We believe it is vital that accessibility is built into new technologies not only for reasons of social inclusion and equality but also because it makes good business sense. Bulletin coverage includes the latest news about accessible IT, smartphones and apps, digital books, online learning, digital TV and digital radio.
The target audience for the bulletin includes people with disabilities; technology companies; telecommunications companies; publishers; employers; and all public, voluntary and charitable bodies that work with people with disabilities, as well as their families, friends and carers.
For samples of our past issues, see our accessible format online archive, and for interactive versions of our more recent stories, see the bulletin's blog, E-Access Bulletin Live. But don't forget to sign up to receive your own copy each month by email! It's completely free - simply email email@example.com with 'subscribe eab' in your subject line.


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Portals and Rails, a blog sponsored by the Retail Payments Risk Forum of the Federal Reserve Bank of Atlanta, is intended to foster dialogue on emerging risks in retail payment systems and enhance collaborative efforts to improve risk detection and mitigation. We encourage your active participation in Portals and Rails and look forward to collaborating with you.
What's New
Federal Reserve Web Sites
Other Bank Regulatory Sites
September 29, 2014
Let's Talk Token, Part II: Distinguishing Attributes
Several weeks ago, Portals and Rails embarked on a series of posts on tokenization. In the first installment, we defined tokenization and distinguished between a merchant-centric enterprise tokenization solution and payment tokens generated as an issuer-centric end-to-end solution. Since writing the first post, payment tokens has jumped front and center in the payments community when Apple introduced Apple Pay, which uses tokenization. Also, the Mobile Payments Industry Workgroup just released a detailed white paper recounting their recent meeting on the current tokenization landscape in the United States.
In today's installment, we look at some distinguishing attributes of the end-to-end token initiatives currently under way and consider their impact on mitigating risk in payments transactions.
- Token format: Common ground exists in the payments industry in terms of the token format. The end-to-end token solution relies on the creation of a token, known as a device account number (DAN), to initiate a payment in place of the original primary account number (PAN). To mitigate operational risks and make use of existing messaging rules and applications associated with the payment transaction, it is imperative that the format of the DAN preserves the format structure of the PAN. This means that DAN generation should be as random as possible, even while preserving the original PAN format structures to maintain basic card or account validation rules associated with the PAN.
- Token type: Payment tokens can be dynamic or static. Dynamic tokens are valid either for a single transaction or for a limited number of transactions occurring in a very short time. By the time a fraudster intercepts a dynamic token, it has likely already expired, so the fraudster can't use it. However, there is a slight down side to dynamic tokens—they can work against loyalty programs as well as some back-end fraud detection systems. Because each transaction has a different DAN, merchants and processors cannot consolidate multiple transaction information for an individual cardholder.
On the other hand, static tokens are multi-use, so they allow merchants to connect the token user with past transactions. But given their multi-use nature, they are not as secure as dynamic tokens. For additional security, each transaction with a static token can include an additional element: a uniquely generated cryptogram. - Device coverage: Tokens can be created and stored either on a secure element on a mobile phone or in a cloud. Much industry discussion focuses on which approach is more secure, but the approach also has an impact on device access to the token. Storing a token only on secure elements limits tokens to mobile phones, a situation that does not address the significant volume of card-not-present payments that consumers conduct on computers and other devices. Alternatively, storing a token in a cloud would allow any connected device (mobile, tablet, laptop, or computer) to access the token, so all e-commerce transactions would be covered.
- Token service provider: A number of parties can play the critical provider role. The provider is ultimately responsible for generating and issuing the DAN, maintaining the DAN vault, and mapping the DAN to the PAN for presentment to the issuer that ultimately authorizes the transaction. A network, issuer, processor, or another third-party provider can perform this role. We can make a case for any of these parties to play the role, but the critical risk mitigation factor to note is that the merchant should never see the PAN, thereby preventing a breach of payment card data within their systems.
To date, a standards body controlled by the largest global card networks and a company representing the largest global banks has driven most of the payment tokenization standardization efforts. Although these organizations have advocated for public discussions and input in an open environment, some critics argue that the management of standards development should be left to an open-standards body such as X9 or ISO. Tokenization efforts and standards will continue to evolve as tokenization may play a critical role in mitigating payment risk in the future. Still, security challenges will remain even with its adoption. In the next installment of this tokenization series, we will examine risks that that a tokenized payments environment won't resolve, and risks that will be all new.
By Douglas A. King, payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
September 29, 2014 in authentication, fraud, mobile payments | Permalink
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August 04, 2014
Fishing for Your Private Data
Recently, I received a text from my daughter about an e-mail that appeared to be from her financial institution. The e-mail stated that online access to her bank account would be terminated because she had tried to access her account from several computers. However, she could retain access by clicking on a link. While my daughter's natural reaction was concern that she would lose online access to her bank account, I told her that this was probably a phishing incident.
Unlike the hobby of fishing, phishing is the work of fraudsters. With phishing, fraudsters attempt to dupe a consumer or employee into believing that they must immediately provide personal or private data in response to an e-mail that appears to be (but is not actually) from a legitimate entity. Much like fishing, phishing relies on numerous casts, with the phisher hoping that many of those who receive the e-mail will be fooled and swallow the bait. If they get hooked, malware may be loaded on their computer to monitor their keystrokes and pull out financial service website log-on credentials. Or, in my daughter's case, if she had clicked on the link, it would have most likely taken her to a legitimate-looking web page of the bank and requested her online banking credentials. The volume and velocity by which anyone can send e-mails has created a wide window of opportunity for fraudsters.
In their e-mail, the fraudsters create a sense of urgency by indicating some sort of drastic action will be taken unless the customer acts immediately. Although organizations have repeatedly posted statements that they would never send an e-mail asking for private data, this threatened action often causes the recipient to act without considering the consequences or taking the time to call the company or organization to verify the e-mail's authenticity. If it is not authentic, the individual should immediately delete the e-mail without replying, without clicking on any links embedded in the email, and without opening any attachments.
In addition to the need for consumers and employees to be wary of e-mails that are not legitimate, financial institutions must continually stay abreast of the latest technologies to help combat these schemes and educate customers. In a past post, we discussed steps financial institutions should take to help customers protect themselves from fraudsters. These schemes remain in the news even though banks, businesses, and government entities continue to post educational information and best practices for consumers and employees. As my daughter's example demonstrates, consumers opening bank accounts for the first time are not likely to know these schemes. This example suggests that—in addition to educating both business and consumer customers generally—it would be beneficial for financial institutions to place more emphasis on education concerning these schemes at the time customers open their accounts.
August 4, 2014 in banks and banking, consumer fraud, consumer protection, data security, fraud, identity theft | Permalink
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April 14, 2014
Danger Ahead! ATM Cash-Outs
The Federal Financial Institutions Examination Council (FFIEC) issued a warning in April to financial institutions about criminals continuing to launch attacks against ATM and web-based card management systems, especially those of small- to medium-size financial institutions (FI). Dubbed "unlimited operation" by the U. S. Secret Service, this type of attack can saddle a financial institution with fraud losses in the millions of dollars. As we highlighted in a post from last May, a bank in Oman experienced this type of attack in late 2012, which resulted in a loss to the bank of almost $40 million. Imagine the impact of a loss of that magnitude to a small to midsized FI.
These attacks are especially concerning for a number of reasons. First, the criminal organizations that carry them out are highly sophisticated and well-organized, and they have an international reach. The Oman attack included a money mule network across 26 countries—including the United States—performing more than 36,000 withdrawals in a 12-hour period.
Second, unlike typical counterfeit card fraud attacks that involve a large number of accounts, the criminals behind the card management system frauds need to compromise only a small number of card accounts. The attack that resulted in the $40 million loss involved only 12 accounts. Early in this type of operation, the criminals generally obtain the PINs of the cards for these accounts by conducting some sort of covert surveillance (pinhole camera or shoulder surfing). They then counterfeit the cards using those PINs.
Third, the attacks are generally timed to take place around holidays, when bank, IT, and fraud monitoring staff levels are low.
Fourth, the criminals get remote access to the financial institutions' card management systems to reset account balances and card withdrawal parameters. They can then use the counterfeit cards over their pre-established transaction limits or balances and drain the ATMs of all cash. The criminals usually obtain access to FIs' networks using e-mail phishing schemes that target processor or network employees. Through gullible employees, malware is loaded onto the network that later gives the criminals access to the FIs' card management systems.
Major online networks now have transaction velocity monitoring capability, which detects a high number of transactions on an individual account. This approach is necessarily only a secondary and reactive measure, not a preventive measure.
FIs should immediately address the risk mitigation steps that the new FFIEC warning outlines. Because the vast majority of small to midsized FIs depend on third-party processors to run their card management systems, it is imperative all FIs verify that their processors have the controls and safeguards in place to prevent such attacks, and they should insist on seeing validation of those controls.
By David Lott, a retail payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
April 14, 2014 in ATM fraud, cards, cybercrime, fraud | Permalink
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April 07, 2014
Learning from Experience to Handle Suspicious Payment Transactions
In a post earlier this year, we addressed the difficulty of identifying and tracking remotely created checks (RCCs) in the payments stream. Electronic payment orders (EPOs), which are electronic images of "checks" that never exist in paper form, are another payment vehicle difficult to identify and track. EPOs can be created by the payee as an image of an RCC, or created and electronically signed by the payer.
Financial institutions have to address all suspicious payment transactions, whether they occur with traditional payments, like checks and ACH or these new variants, the RCCs and EPOs. Institutions rely on a variety of ways to become aware of suspicious payment transactions:
- The institution's anomaly detection processes highlight transaction patterns that are atypical for a customer.
- A bank customer contacts the bank after identifying an unauthorized transaction on the bank statement.
- Consumer complaints about a business suddenly increase.
- Another institution contacts the bank with concerns about a particular business.
- The bank becomes aware of legal actions taken against a business.
- Returns for a business's payment transactions increase.
Regardless of payment type, institutions can apply the simple approach in this diagram to handling suspicious payment transactions.
When an institution becomes aware of suspicious transactions, its first step is to take care of the customer. This may include returning transactions, placing stop payments, monitoring account activity, addressing security protocols, or changing authentication tools.
The next step would be to reach out to other institutions, law enforcement, and regulators. Other institutions may not be aware of the issue and can assist with resolving the customer's concern and addressing the underlying cause of the problem. Support for information sharing between financial institutions includes the safe harbor provisions within Section 314(b) of the U.S. Patriot Act. Submitting suspicious activity reports, or SARs, and contacting appropriate law enforcement such as the local police or FBI enables law enforcement to address fraudulent behavior, monitor the extent of the fraud, and address areas of concern that are affecting multiple institutions. Information-sharing groups, such as the Financial Services Information Sharing and Analysis Center (FS-ISAC) and BITS, are other important avenues.
Critical to the approach is the importance of the affected institution consistently adjusting its identification processes based on its experiences with suspicious transactions. For example, if the anomaly detection system has default settings for origination volume or return rates, and the institution learns that those settings were ineffective in identifying a problem, then the institution should adjust the settings.
As the payments industry continues to evolve, with newer payment types such as RCCs and EPOs, criminals will find new ways to use them to their benefit. And as perpetrators of fraudulent payments adjust their approaches, a financial institution must also be a "learning" institution and adjust its approach to identifying the suspicious payments.
How often does your institution adjust its processes for handling suspicious transactions based on current fraud experiences?
By Deborah Shaw, a payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
April 7, 2014 in fraud, payments, remotely created checks | Permalink
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January 06, 2014
When It Comes to RCCs, Can We Make the Invisible Visible?
In May 2013, the Federal Trade Commission (FTC) issued a proposal for public comment to amend the telemarketing sales rule to prohibit telemarketers from using certain payment types, including remotely created checks (RCCs). The proposal addressed attributes of RCCs that make their use susceptible to abuse. RCCs, sometimes referred to as demand drafts, are checks that payees issue rather than the consumer or the consumer's bank, and are not signed by the consumer. The attributes the proposal addresses include the difficulty of distinguishing RCCs from check images, the absence of reliable data on the volume of RCCs and returns, and the lack of centralized fraud monitoring. Together, these attributes make RCCs relatively invisible.
RCCs usually garner attention only when a law enforcement case uncovers their use in fraud, typically when consumers are victimized by unfair and deceptive practices. Still, RCCs are not just a tool for committing fraud—they are used for legitimate purposes and are frequently authorized by consumers as payments for credit cards, charitable donations, and insurance premiums. At times, banks originate the RCCs themselves or on behalf of the payee, so in these instances, the bank monitors returns, identifies issues, and manages them.
In other payment methods, including ACH transactions and cards, the ability to recognize the payment, track volume and returns, and monitor fraud centrally have proven to be beneficial in addressing fraud. For example, ACH operators have data on forward entries and returns for ACH transactions that enable ACH participants to identify and address issues proactively. Adding these layers of data to enable identification and monitoring of RCCs would prove equally beneficial to the depository and paying banks, as well as regulators and law enforcement to potentially identify and address RCC fraud more directly.
How can the industry improve the identification and tracking of RCCs? One option could be to develop some kind of technology that would distinguish between RCCs and check images with a high degree of accuracy. Another option could be to approve a standard for an identifier in the MICR (short for magnetic ink character recognition) line to indicate that this document is an RCC.
Some industry participants have pursued the MICR line identifier in the past, but these efforts did not gain traction within the industry. However, it may be an idea whose time has come given the concerns that regulators and law enforcement officials are raising about the "invisibility" of RCCs. A MICR line identifier would also allow for centralized fraud monitoring. For instance, depository banks could report periodically to their primary regulator on RCC returns. This reporting would provide information to regulators and law enforcement on possible fraud and support banks in their efforts to mitigate improper RCC usage.
Does your institution see value in making RCCs visible in the processing stream and quantifying their use?
By Deborah Shaw, a payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
January 6, 2014 in fraud, regulations, remotely created checks | Permalink
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Another consideration for financial institutions is the liability difference for electronic RCC vs. 'traditional' RCC. eRCC are never printed therefore not allowing the Federal Reserve to provide Check 21 warranties. This method puts all of the liability on the Bank of First Deposit. Normal liability is incurred for the traditional RCC.
Posted by:
Brad Smith |
January 06, 2014 at 03:40 PM
October 15, 2013
Fighting Counterfeit Currency and Protecting the Integrity of Our Payments System
The Federal Reserve recently introduced the redesigned $100 note into circulation and has begun an extensive public awareness campaign to acquaint consumers and merchants with the new note. The production of this note marks more than 10 years of effort and technology innovation to make U.S. currency more resistant to counterfeiting. The note incorporates two new security features: a 3-D security ribbon and a color-shifting image. These features are in addition to features such as an embedded security thread, portrait watermarks, and microprinting, introduced in the first redesigned note—the $20—back in 2003. The redesign of the $100 completes the current cycle of note redesign; there are no plans to redesign the $1 and $2 notes due to their low appeal to counterfeiters.
Fighting the constant battle against counterfeiters falls officially to the United States Secret Service, although they certainly rely on support from other federal, state, and local law enforcement agencies as well as from the general public. Many people erroneously believe the Secret Service was created in July 1865 as a reaction to President Lincoln's assassination three months earlier. But the original mission of the Secret Service was to suppress the rampant problem of counterfeit currency being produced by the 1,600-plus private banks. The authority of the Secret Service was broadened two years later to include bootleggers, mail robbers, and others conducting fraudulent activities against the federal government. The Secret Service wasn't given official responsibility for executive protection until the early 1900s, following the assassination of President William McKinley.
How big is the counterfeiting problem? It is constant, even though electronic financial crimes have more lucrative payoffs and are more difficult to investigate and prosecute. Over the last 10 years, the Secret Service has seized more than $295 million in counterfeit notes. The Secret Service investigates every counterfeiting report since it is often a series of individual reports that leads to a trail of counterfeiting activity by a criminal moving over a geographic area.
Criminals still employ crude counterfeiting techniques, but improvements in printer technology have made detecting counterfeit bills more difficult. Early counterfeiting deterrence relied on the skill needed to operate an offset printing press, along with the high costs of these printers. Now, the weapon of choice of counterfeiters is the advanced laser printer. Since these printers are capable of producing high-quality graphics, the development of the additional anti-counterfeiting technologies now incorporated in the new $100 note (as well as the redesigned $50, $20, $10, and $5 notes) was necessary in this continuous challenge to stay ahead of the criminals.
At Portals and Rails, we urge all financial institutions to maintain communication with your consumer and business customers about the challenges that counterfeit currency present and the steps to take should they come across a note that appears suspicious.
By David Lott, a retail payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
October 15, 2013 in crime, fraud, law enforcement | Permalink
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August 05, 2013
Gone Phishing: How Your Employees' Bad Security Habits Can Impact Your Business
Phishing is the practice of sending an e-mail that appears to originate from a legitimate representative of a company or government agency in an effort to get the recipient to click on an embedded link. The link takes the individual to a cleverly disguised imposter of a legitimate website. Here, the targeted victim is asked to enter various account credentials that the criminal records and uses later to access the individual's accounts. A refined version of phishing, known as "spear-phishing," targets specific employees to try to gain access to their companies' financial accounts or files. At mid-sized to large companies, such an e-mail could appear to be an internal directive from HR or IT.
While early phishing efforts were easier to spot through their spelling and grammatical errors or poor company logo reproductions, many criminals have become more sophisticated. They now produce well written and convincing messages with high-quality graphics that make the messages appear legitimate and create a sense of urgency. In some cases, a criminal's success in writing a convincing message comes through the practice of social engineering. He or she "researches" targeted individuals by gathering information about their interests, activities, family, and friend names, travels and other personal information through their social network sites. The criminal weaves some of this information into the phishing message. For example, if the criminal sees you are an avid golfer, you might get an e-mail that seems to be from a sporting goods company asking you to enter a sweepstakes contest to win a set of clubs. Most people would never think of providing information such as birthday, place of birth, or other personal data to a stranger they meet on the street, but often do so without hesitation on social websites.
Many employers provide periodic workplace security training including warnings not to click on links that are unknown or appear to be suspicious. Despite such efforts, an investigation conducted after a criminal online intrusion generally reveals that an employee did such a thing to start the chain of events. That employee's actions resulted in the disclosure of the information necessary to illegally access the company's accounts or to download malware into the employee's computer that sniffed for the account credential information and later relayed it to the criminal. Unfortunately, many small businesses neglect this education and find themselves victims of major financial losses that can threaten the viability of their entire businesses.
There are hardware and software solutions that provide some layer of protection to a business, but the best protection is having educated and aware employees who receive frequent training and reminders about the importance of solid workplace computer safety practices. Employees must be made to understand that lax or weak online security practices in their personal lives can be harmful to themselves and to their employers.
Tell us: how do you protect yourself and your business from phishing?
By David Lott, a retail payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
August 5, 2013 in cybercrime, fraud, malware | Permalink
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April 29, 2013
It's Time for Better Online Authentication Solutions
I recently read a news story in my daily news feed about litigation between a bank and corporate customer related to an account takeover, and the liability of the loss from a fraudulent transfer. Unfortunately, it seems that I am reading these types of stories far too often these days.
Online corporate account takeovers are an important issue in the payments risk world and have been the subject of our blog in the past. Even with stringent security procedures in place, including two-factor authentication (2FA) and out-of-band verification, companies remain high-risk targets. Undoubtedly, employees will slip up and procedures will be ignored, actions that ultimately result in fraudsters getting their hands on account or network credentials that give them access to corporate bank accounts. Although ongoing and comprehensive employee education is vital, improving authentication techniques and requiring their use are critical to better mitigate online account takeover risks.
Requiring some form of authentication is better than requiring none. Yet the current state of our "some" generally consists of a user name coupled with knowledge-based authentication of a password and, if 2FA is being used, usually a set of challenge questions. Knowledge-based authentication is often ineffective due to the use of weak passwords and the ability of fraudsters to find answers to challenge questions through public sources or social engineering. So then, what is the most effective and reasonable authentication standard moving forward? Biometrics? Security tokens? Dynamic password generators?
Fortunately, both the public and private sectors are working to develop improved authentication solutions. The National Strategy for Trusted Identities in Cyberspace (NSTIC) is a federal initiative developed to encourage collaboration between the public and private sectors in developing interoperable technology standards and policies whereby individuals and organizations can be authoritatively authenticated. In addition, the FIDO (Fast Identity Online) Alliance is a private-sector initiative created to change the nature of online authentication by developing specifications that will supplant the reliance on passwords. I do not know whether any of these groups or another entity will be successful in solving our authentication challenge, but I do know fraudsters are hoping their success isn't any time soon. What are your thoughts on improving online authentication?
By Douglas A. King, payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
April 29, 2013 in account takeovers, cybercrime, fraud | Permalink
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January 28, 2013
Do GPR Prepaid Cards Pose Significant Money Laundering Threats?
When it comes to laundering proceeds from illicit activities, criminals have historically had a number of financial instruments and methodologies at their disposal. These choices have ranged from payment products tied to demand deposit accounts such as checks, wires, and debit/ATM card transactions to money transfers via money transmitters. The birth of general purpose reloadable (GPR) prepaid cards in the early 1990s created yet another payment instrument that could potentially be used to clean dirty money.
Although no payment instrument—GPR prepaid cards included—is completely immune to money laundering, the payments industry can adopt risk measures to mitigate the attractiveness of these cards to criminals. But what makes a payment choice attractive to money launderers? Criminals generally seek the fastest method to move their ill-gotten proceeds the furthest away from their illegal activities. Ultimately, they want to distance themselves and their financial gain from the crime in the quickest way possible. Anonymity, accessibility, immediate liquidity, and transportability of funds are all payment characteristics that a money launderer finds attractive.
The Retail Payments Risk Forum dove into the regulatory environment and risk management practice of the GPR prepaid card industry, and wrote up findings in a paper available on the Atlanta Fed's website. Among the paper's findings is that, as GPR prepaid cards have grown in popularity and come under increased scrutiny by regulators, significant regulatory measures and industry-wide adopted practices have greatly reduced, but not eliminated, their money laundering risks. And while U.S. regulators and the card industry have made great strides with anti-money laundering measures, GPR prepaid cards issued internationally do not necessarily face the same stringent risk environment, so they pose significant money laundering risks.
For more details on the money laundering risk environment for GPR prepaid cards, read the paper.
By Douglas A. King, payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
January 28, 2013 in fraud, money laundering, prepaid | Permalink
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Interesting paper. The DoJ paper and rebuttal go into greater depth on the actual risks of GPR's in money laundering.
GPR's are not really like any other financial tool. Most are tied to a bank DDA with explicit account opening procedures.
What would be interesting is an analysis of recent GPR innovations which allow individuals "deposit-only" capability. Basically these are simple pieces of plastic that allow ground level drug dealers to deposit cash sales into a master account any where in the country.
Of course, it could be a parent funding a child.
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January 28, 2013 at 09:31 AM
November 19, 2012
The Art of Capturing Customers with Mobile Remote Deposit Capture
Last November, Portals and Rails took a look at remote deposit capture (RDC) and wondered if deposit fraud would rise as more financial intuitions roll out the service to more customers. We've seen no evidence in the past year to support an uptick in fraud. However, we have ample evidence demonstrating that the product is becoming mainstream through the mobile channel. With four large financial institutions incorporating RDC with their mobile applications over the summer, eight out of the ten largest depository institutions currently offer the product.
As with any new offering, financial institutions need to understand the risks behind new products and develop strategies to mitigate these risks. At a recent conference, I sat in on a wonderful discussion led by Terri Ferrise and Hunter Wolfe with Cachet Financial Solutions that highlighted the growing demand for mobile RDC and best practices for risk management of the product. Given banks' rapid adoption of the product, Portals and Rails would like to pass along some of the best practices for mobile RDC shared by Terri and Hunter as well as other financial institutions that were engaged in the discussion.
Customer management
"Know your customer" (KYC) is essential with mobile RDC. Financial institutions should prioritize their customers and offer mobile RDC only to their best customers, closely aligning the product offering with customer characteristics. When considering which customers to offer the product to, they should take into consideration these issues:
- The length of the customer's relationship. Some financial institutions require that an account be open for at least 90 or 180 days before offering the service to their customers.
- The depth of the customer's relationship. The more products the customer has with a financial institution, the better the financial institution should know that customer.
- The experience with the customer. For example, has the customer previously used check deposit at the ATM? Has the customer previously attempted to deposit bad checks?
Deposit and velocity limits
Even with strong customer controls in place, financial institutions must also consider and employ deposit and velocity limits, which would include taking these steps:
- Set realistic deposit limits (daily, weekly, and monthly) and availability rules based on the customer profile.
- Consider velocity limits and other tools to analyze individual transactions and customer trends. Have a system in place to flag certain deposited items that are out of the ordinary for closer (or even manual) examination.
- Continually monitor these limits and adjust them depending on the customer's behavior.
Front and back end processes
Financial institutions must also have adequate risk management at both the front end and the back end of the deposit process, which would include some of these strategies:
- Procedures for dealing with RDC items post deposit. Destruction and franking protect against double presentment.
- Strong user and hardware authentication routines.
- Strong image validation and quality guidelines.
- Customer education to ensure that images are not being stored on their mobile devices.
Just like any other successful product launch, mobile RDC creates new risk considerations. To date, it appears that those financial institutions offering the product are successfully controlling their risks. As this product begins to become commoditized, perhaps the biggest risk to financial institutions may be losing customers if they don't offer the product. For additional information on risk management of RDC, I encourage everyone to read the Federal Financial Institutions Examination Council's guidance on the topic.
By Douglas A. King, payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed
November 19, 2012 in fraud, mobile banking | Permalink
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Any of a small group of adventurers who took part in the Spanish conquest of South and Central America in the 16th century. Under Hernán Cortés a force of some 500 men with 16 horses conquered Mexico's Aztec empire. A force under Pedro de Alvarado subsequently subdued Guatemala. Francisco Pizarro defeated the Inca in Peru with 180 men and 37 horses; his companion Diego de Almagro led an expedition to Chile. Further expeditions extended Spanish rule over much of South America. Though renowned for their bravery, the conquistadores remain notorious for their avarice and the destruction they wrought on native populations and civilizations. They were soon replaced by administrators and settlers from Spain.
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On 04/16/2014 03:42 PM, rosea grammostola wrote:
> What did you miss in NON?
I'd rather not this turns into critique of specific FLOSS software.
> I expected you to jump on the Bitwig-train tbh :)
Yeah, tried it quickly, a few quirks, seems slow, no midi in IIRC. I
might return later when the dust have settled...--
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What's New
Check back often to see the latest news regarding land conservation on Long Island.
To keep up with what's happening with the Trust, sign up for our eNewsletter. You can also check out the e-Newsletter archive for updates on Trust conservation activities, upcoming events, and news about Bridge Gardens, Quail Hill Farm and the Agricultural Center at Charnews Farm.
March/April 2015 Connections is Now Available Online!
Fall 2014 Newsletter Now Available Online!
2013 Honor Roll Now Available Online!
- Conservation News
- Community Conservation Projects
- Peconic Land Trust Honors
- 30 Years of Milestones
- Watch Now: Growing Farmers and Out Here in the Fields: Quail Hill Farm, Beach Lane and Shellfisher Preserve
- In the Garden: Bridge Gardens
- Current Connections & Newsletters
Share your favorite photos of the East End with us online using the #PecLTFavs (on Facebook, Twitter and Instagram) or upload them here! We'll be spotlighting friend photos all throughout the year.
Conservation News
Hogan/Carron Easement on Shelter Island:
In early December, the Trust announced it had received the donation of a conservation easement on historic Ward's Pont on Shelter Island from Richard Hogan and Carron Sherry. The easement covers a formal Italian garden and a 100-foot buffer area along the property's shoreline bluff on Shelter Island Sound. Click here for details and Read the story in the Shelter Island Reporter.
Forge River Conservation, Mastic Beach:
In early September, 2014, the Trust with encouragement from local residents, the Town of Brookhaven, the New York State Department of Environmental Conservation and the US Department of Agricultural purchased a 4+ acre parcel on the peninsula of the Forge River in Mastic Beach from the Stony Brook Foundation. The property will be restored to its natural state. Interested in learning more and getting involved in this conservation effort, contact Project Manager Kim Quarty. The Trust expects to receive a grant from the USDA through its Hurricane Sandy Relief Funds, which will be used to purchase an easement from the Trust and extinguish all development rights on the property. An article on the conservation effort appeared in the September 24 edition of the Long Island Advance.
Hayground Farm, Bridgehampton:
The Peconic Land Trust issued an RFP for farmers to lease the farmland at Hayground Farm in Bridgehampton, located on Route 27. The lease includes 24.6 acres of Bridgehampton silt loam soils and a one acre farm stand location. The lease terms will be for five years, beginning in 2015. Click here for details.
Danilevsky Farmland, Water Mill:
The Peconic Land Trust purchased 33 acres of prime agricultural land in the hamlet of Water Mill from the estate of Charlotte Danilevsky. The Town of Southampton is an important partner in the acquisition, purchasing the development rights (PDR) on the farmland -- including new additional restrictions that will ensure the land is accessible to food production farmers at its true agricultural value in the future.
The Trust has issued an RFP to sell the farmland to qualified farmers. Click here for details.
Sylvester Manor, Shelter Island:
The Peconic Land Trust assisted Sylvester Manor Educational Farm, which received a gift of 141 acres from Eben Fiske Ostby on June 23, 2014. The Peconic Land Trust is pleased to have been able to help Mr. Ostby and the Farm in this successful transition. The Trust has worked with Mr. Ostby and his nephew, Bennett Konesni, founder of the Farm on a conservation plan for the Manor since 2008. This latest gift includes 141 acres and ownership of the Manor house and grounds. Previously, Mr. Ostby had donated 83 acres of historic fields and pastures to Sylvester Manor Educational Farm and a 22 acre conservation easement to the Peconic Land Trust.
1772 Foundation/Agricultural Center at Charnews Farm, Southold:
In mid-May, the Peconic Land Trust was notified that it will receive a grant of $35,000 from the 1772 Foundation, administered by the Land Trust Alliance. The grant will cover some of the expenses associated with the Trust's Like-Kind Exchange with Al and Mary Krupski announced in April 2014. This is the second grant the Trust has received from the 1772 Foundation. The first was in 2013 for $50,000 toward the acquisition of the Dickerson farmland, which is now part of the Trust's Agricultural Center at Charnews Farms along with the Krupski farmland. The Ag Center is home to the Trust's Farms for the Future Initiative on the North Fork, which now includes 98 acres of land. We thank the 1772 Foundation and the Land Trust Alliance for their support of the Trust's Farms for the Future Initiative.
Also, read the recent article in the Suffolk Times on the Agricultural Center at Charnews Farm.
Community Conservation Projects
Weigley Family Farm: The Peconic Land Trust is partnering with the Town of East Hampton in the purchase of development rights of the Weigley Family Farm on Main Street and Beach Lane in Wainscott. By selling the development rights, the land will be protected from development in perpetuity. The parcel is adjacent to the Babinski farm that the Trust had previously partnered with the Town of East Hampton to purchase the development rights in 2006.
Peconic Land Trust Recognition
John v.H. Halsey Honored: The Land Trust Alliance New York Advisory Board honored Peconic Land Trust President John v.H. Halsey for his his leadership, commitment and innovation. The award was presented by LTA NY Advisory Board chair Seth McKee of Scenic Hudson, and former Chair Becky Thornton of Dutchess Land Conservancy at the 2014 NYS Land Conservation Summit in West Point. John was presented with a beautiful image of the Hudson Valley by noted photographer Steve Gordon, with an inscription: To John Halsey and the Peconic Land Trust for their outstanding leadership, spirit of innovation and generous support of New York's land conservation community. Together we are saving the places that New Yorker's love. And, includes the quote: "I think having land and not ruining it is the most beautiful art that anybody could ever want to own," Andy Warhol. Read press release.
Imagine Awards: The Peconic Land Trusts Farm for the Future Initiative has won the Social Impact award at the 2nd Annual Long Island Imagine Awards from Cerini and Associates. Over 100 non-profits submitted applications in 5 categories, the winners were announced at a gala event held at the Crest Hollow Country Club on May 6, 2014. For more information click here. The Trust was the only non-profit nominated in two categories -- in addition to the Social Impact Award, Trust President John v.H. Halsey was one of four finalist in the Leadership category.
As part of the Awards program, video interviews with each of the finalists were produced. Watch Now: Social Impact and Leadership.
WPPB Honors John v.H. Halsey: Peconic Land Trust President John v.H. Halsey received the first Community Leader Award from WPPB 88.3 Peconic Public Broadcasting on September 15. In making the announcement, WPPB said: "John's work has impacted every person who lives in our community, and has positively affected the quality of life in our region. . . John quietly leads in our community in many ways -- through his work on various Boards of other not-for-profit organizations that serve our community, contributing his vision and insights to making our community a better place to live, through his dedication, constancy, and caring of individuals here, as a leader in his field of land conservation, and as a leader among the Not-for-Profit community on Long Island and the New York Region."
Outstanding Fundraising Executive Award: The Peconic Land Trust is pleased to announce that Rebecca A. Chapman, Vice President of Philanthropy, is being honored by the Association of Fundraising Professionals Long Island chapter as Outstanding Fundraising Executive. Rebecca will be honored at the associations annual Philanthropy Day on November 14, 2014.
30 Years of Milestones
Take a moment to look back at some of our milestones in conservation, all of which were made possible by you through your support and dedication to protecting Long Island's working farms, natural lands, and heritage. Included are only a few of the nearly 500 projects that the Trust has worked on with landowners, government agencies, partner organizations, donors and communities. We look forward to working with you for the next 30 years and beyond to protect what we know and love on Long Island. Download the pdf (4.3 MB).
Watch Now!
Growing Farmers, documentary produced by the Peconic Land Trust, with director Michael Halsband and co-producer Hilary Leff. Premiered at 2012 Hamptons International Film Festival where it received the Audience Choice Award. The film explores the Trust's works with farmers on Long Island's East End. Watch now!
The New Farmers, video blog/documentary produced by Newsday and News12LI, by director Chris Ware. September 2013 exploring the opportunities and challenges for new farmers on Long Island. Watch now!
Out Here in the Fields: a three-part series on the conservation work of the Trust directed and produced by Alec Hirschfeld. Featuring:
- Quail Hill Farm: The Trust's CSA farm in Amagansett
- Shellfisher Preserve: cooperative partnership with Noank and Cornell Cooperative Extension
- The Field on Beach Lane: community conservation effort in Wainscott, NY
In the Garden
Bridge Gardens is now open for the 2014 season through the end of October. Garden Manager Rick Bogusch will offer a special talk/walk through the Gardens each month with a focus on planting in different parts of the garden -- vegetable, perennials, roses, etc. For more information, including directions and RSVP information, visit our online calendar or call 631.283.3195.
Connections Events
Visit our Upcoming Calendar page for more information on programs this spring, summer and fall.
For an online listing of Connections events . . . or
The March/April 2015 issue of Connections is available . Please note this is a PDF file (2MB).
The Peconic Land Trust's calendar of recreational & educational events.
Peconic Land Trust Newsletter:
Summer 2013, includes 30 Milestones in 30 Years (please note, this file is 7MB)


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30 of the Top Insights from #TNWUSA (@TNW) You Might Have Missed
If you were not able to make The Next Web Conference in NYC on December 10th, no worries. Below you will find 30 of the top insights and tips from #TNWUSA Conference from some of the top marketers, entrepreneurs, and investors. Topics include motivation, startups, image and video marketing, innovation, and many more.


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Archive Latest News
December 19, 2014
Aerospace industry applauds release of Value Proposition Guide for Defence Procurement Strategy More » -
December 08, 2014
Pratt & Whitney Canada to Invest Over $1 Billion in Research & Development Over 4.5 Years More » -
December 04, 2014
Government Revises Science and Technology Strategy, Adds Advanced Manufacturing Priority More »
Guide to Canada's Aerospace Industry
Published annually, the AIAC Guide to Canada's Aerospace Industry is Canada's premier resouce for aerospace industry statistics, companies, products, and services.
Profiling all AIAC member companies, the guide also lists the diverse range of products and services these companies offer. Read More »


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US has non-Pakistan supply routes for Afghan war
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WASHINGTON May 9 (Reuters) - The Pentagon has alternatives to the key land routes through Pakistan used to supply U.S. forces in Afghanistan and is not wholly dependent on those routes, a top U.S. official said on Monday.
"We're confident that we're not dependent upon any particular single thread, and we can continue to supply the Afghanistan effort," Ashton Carter, undersecretary of defense for acquisition, technology and logistics, told Reuters.
More strains have emerged in already fragile U.S.-Pakistan ties after U.S. forces killed al Qaeda leader Osama bin Laden at a compound near Islamabad, prompting some concerns about the U.S. military's ability to get supplies to troops fighting in land-locked country of Afghanistan.
In an interview, Carter downplayed those concerns, noting that the U.S. military's logistics operation was developed to deal with unexpected hurdles such as devastating floods throughout Pakistan last year.
"You've seen when the volcano hit, when the floods in Pakistan hit, when Haiti happened, that our logistics system was resilient enough and had enough diversity that we could shift load from one mode to another," Carter said. (Reporting by Andrea Shalal-Esa; Editing by Jackie Frank)