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Milan Borkovec
Managing Director, Head of Financial Engineering
Milan Borkovec joined ITG's Financial Engineering department in 2001 as research analyst and since 2006 has headed the department. Mr. Borkovec holds a PhD from the Munich University of Technology and taught at Cornell where he originated new research in credit risk modeling and pricing of derivatives, heavy-data traffic modeling as well as asymptotic theory of sample autocovariance and autocorrelation functions of financial time series.
Recent Thought Leadership:
Yossi Brandes
Managing Director, Head of Analytical Products and Research in EMEA
Yossi Brandes is responsible for business development in EMEA and manages ITG's analytical products and research group in the UK. He has coauthored articles on market microstructure, transaction costs, algorithms measurement, and portfolio construction. Mr. Brandes has held a number of other positions within ITG, including Head of Trading Analytics.
Recent Thought Leadership:
Doug Clark
Managing Director, Research
Doug Clark has more than 17 years experience in the financial services and investment industry and is one of the original team members of ITG Canada when the Canadian operations were launched in 2000. In his current position he is responsible for research relating to index, ETF, market structure, liquidity events and market impact.
Recent Thought Leadership:
Jim Cochrane
Director, Analytics
Jim Cochrane joined ITG in 2012 as product manager for the firm's Transaction Cost Analysis offering for Foreign Exchange. Previously, he was a senior foreign exchange analyst for emerging markets at Thomson Reuters and held institutional FX sales roles at Citibank, Deutsche Bank, Royal Bank of Scotland, and Standard Chartered banks. He began his financial services career at Merrill Lynch where he helped design and build their first emerging markets FX and fixed income database.
Recent Thought Leadership:
Ian Domowitz
Managing Director, Head of Analytics
Ian Domowitz manages ITG's analytical research products. Prior to joining ITG in 2001, he served as the Mary Jean and Frank P. Smeal Professor of Finance at Pennsylvania State University. Mr. Domowitz has also held positions with Northwestern University, Kellogg Graduate School of Management, Columbia University, the Commodity Futures Trading Commission, the International Monetary Fund and the World Bank.
Recent Thought Leadership:
Ofir Gefen
Director, Head of Research and Algorithm Consulting in Asia Pacific
Ofir Gefen is Director and Head of ITG's Research & Algorithm Consulting Group in Asia Pacific. In this role he oversees client consultation around strategic trading techniques and manages ITG's world-leading analytics reports and products including ITG TCA and ITG Smart Trading Analytics.
Recent Thought Leadership:
Sean Hefkey
Director, Foreign Exchange
Sean Hefkey joined ITG's Canadian team in 2011. Prior to joining ITG, Mr. Hefkey was Executive Director, Electronic Solutions Group at CIBC World Markets. While at CIBC he held a number of roles including Head of FX Ecommerce and was a member of the FX management committee for over 10 years. Mr. Hefkey is also a Chartered Financial Analyst.
Recent Thought Leadership:
Duncan Higgins
Director, Head of Electronic Sales in EMEA
Duncan Higgins joined ITG in January 2010 and is responsible for the sales of algorithmic execution, electronic liquidity access products, and the Triton EMS for European markets. Prior to ITG, Duncan was at Turquoise, leading the Sales and Marketing teams. He also spent nine years representing UBS on the boards of BOAT and Turquoise.
Recent Thought Leadership:
Clare Rowsell Witts
Director, Head of Client Relationship Management & Marketing in Asia Pacific
Clare Rowsell is responsible for the strategy and implementation of ITG's interaction with institutional clients, regulators, exchanges and the media across the Asia Pacific region. She also runs ITG's Commission Management and CSA program in Asia and Australia.
Recent Thought Leadership:
Jamie Selway
Managing Director, Head of Electronic Brokerage and Sales
Mr. Selway is responsible for ITG's POSIT® crossing network, as well as the firm's smart routing, algorithmic trading, and derivatives businesses, and oversees the associated sales and support teams. He also provides ITG clients with analysis of global structural and regulatory developments. Prior to joining ITG Mr. Selway was Co-Founder of White Cap Trading. He previously served as Chief Economist at Archipelago and worked in equity derivatives research at Goldman Sachs.
Recent Thought Leadership:
Juan Pablo Urrutia
Managing Director, General Counsel in EMEA
Juan Pablo joined ITG in April 2011 to head legal and compliance in the EMEA region. Prior to ITG, Mr. Urrutia spent five years at Goldman Sachs in positions including Executive Director leading the cash equities sales and trading team in the EMEA Legal Department and more recently, as acting Co-Head of Government Affairs for EMEA.
Recent Thought Leadership:


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I might be flogging a previously asked question here - FFG produce games with such prolific verve I was wondering whether or not there are plans to expand this game further. Some previous posts seem to indicate that there might be a miniatures game in the pipeline, but how about some more support for this title? The game is great, but could do with more card expansions and variation I feel.
What does everyone else think or know?

subset: commoncrawl


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Thu, Jul 5, 07 at 19:56
I would like to use Preen near my peonies to keep weeds out of my garden. It's not listed on the label as an approved plant to use Preen on.
My peonies are along a hilltop in a row, with daylilies & phlox further down the hill. I figure if I put Preen 1.5 feet away from the peonies' centers it would be OK? Or has anyone tried putting preen directly around peonies? The label says you can try it on plants not on their list & see what happens, but I don't want to risk it! |
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Book your room at The Westin St. John Resort
Deluxe Room, Poolside
Max Occupancy: 4 guests (up to 3 children)Deluxe Room, 1 King Bed, Beachfront
Max Occupancy: 4 guests (up to 3 children)St John resort with family pool, spa, water sports
On calm-water bay
Set along narrow and calm Great Cruz Bay less than 2 miles from the Virgin Islands National Park Visitors Center, this family-friendly resort on St John features a 1,200-foot beach.
Boat to St. Thomas
Attractions at The Westin St. John Resort and Villas include water sports, children's club, teen center, scuba/snorkeling trips, casual and fine dining, and a health spa. The resort's boat operates to and from St. Thomas.
"Heavenly" slumber
Guestrooms and studio, one- , two- , and three-bedroom villas include The Westin's Heavenly Beds and Heavenly Baths with bathrobes. High-speed Internet connections are complimentary.
Information missing or incorrect? Tell us!


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The idea that "fashion is art" is nothing new—you've been using it for years to justify your more reckless retail moments. (It's not a splurge, it's self-expression.) But this spring, museums from New York to L.A. are backing up this notion with exhibitions that recognize fashion as one of our most fundamental art forms.
Here are some of our favorites.
"Set in Style: The Jewelry of Van Cleef & Arpels" at the Cooper-Hewitt, National Design Museum.
Long before this brand's Alhambra collection started appearing on trendsetters' earlobes throughout Manhattan, Van Cleef & Arpels was icing out the likes of Grace Kelly and Elizabeth Taylor with some of the world's most exquisite gems. With 350 jewels, timepieces, accessories, and objets d'art on display, this exhibition takes a look at the renowned jeweler's history, beginning with its opening in Paris's Place Vendôme in 1906. February 18 – June 5, 2011. For more info, click here.
"Rodarte: States of Matter" at MOCA.
Everyone wants to get close to the red-hot Rodarte designers, and this spring, those in L.A. will get their fix when MOCA displays over 20 designs by the ever-edgy Mulleavy sisters. The exhibit will include looks culled from various runway collections (Spring 2010, Fall 2010, and Fall 2008) and costumes the sisters created for Darren Aronofsky's psycho-thriller, Black Swan. But instead of relying on the figures of Natalie Portman or the Mulleavys' new mini-muse, Elle Fanning, to bring the looks to life, they will be presented on their own, as "inanimate objects in a state of flux." And given Rodarte's adventurous use of materials (from vinyl to cheesecloth) and atypical processes (they've been known to burn their designs), we have a feeling that these looks will speak for themselves. March 4 – June 5, 2011. For more info, click here.
"From the Village to Vogue: The Modernist Jewelry of Art Smith" at the Brooklyn Museum.
Art Smith was more than one of the twentieth century's leading modernist jewelry designers. As a civil rights advocate and a jazz aficionado, he pretty much embodied everything that was awesome about New York back in the day. This ongoing exhibit showcases 21 of his silver and gold pieces, including the Calder-inspired "Patina" necklace and the "Lava" bracelet, which envelopes the entire lower arm. Your own jewelry may suddenly seem embarrassingly insubstantial when juxtaposed with Smith's works, but take heart—at least you can lift your arm. Ongoing. For more info, click here.
"Alexander McQueen: Savage Beauty" at the Met.
The Met's Costume Institute will pay tribute to fashion's late enfant terrible, whose numerous fans range from East London club kids to our own trend-setting First Lady. You'll browse over 100 looks spanning McQueen's entire career, beginning with his 1992 postgraduate collection and ending with his 2010 postmortem presentation. From his famed 10-inch armadillo shoes to his ultra-exposing "bumster" trousers, McQueen's legacy lives on in the minds of many (and in the closets of an absurdly fortunate few). May 4, 2011–July 31, 2011. For more info, click here.
"Vivienne Westwood, 1980-89" at the Museum at FIT.
The British designer who helped propel punk style to new heights gets her due at this soon-to-open exhibit, organized and curated by FIT grad students. The designs on display demonstrate Westwood's evolution from her Pirate (1981) and Buffalo (1982) collections, to the iconic "Rocking Horse" boots she unleashed in 1987. Editorial photos and runway footage will help to complete the picture of Westwood's impact during the '80s and beyond. March 8 – April 2, 2011. For more info, click here.
- By Tory Hoen
Header image: Alexander McQueen fall/winter 2010 dresses. Photography by Sølve Sundsbø, courtesy of The Metropolitan Museum of Art.


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More Articles for drag (artificial turf)
Road Science Tutorial
Quiet Moves
A war is being waged on noise generated by pavements and highways.
By Tom Kuennen, Contributing Editor
Today, highway noise is considered an undesirable emission, just as if it were a noxious gas out of the tailpipe. But road designs can ... Read More...
- Road worker crushed and killed by concrete lane barrier254 Views
- Cincinnati bridge collapse kills construction worker, injures truck driver251 Views
- Obama calls for 'bipartisan infrastructure plan,' doesn't mention gas tax increase126 Views
- VP Biden announces new steps to Build America Investment Initiative120 Views
- Michigan Senate votes to raise gas tax96 Views


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Key Leadership Qualities For Every Administrative Professional
Administrative professionals tend to know the ins and outs of their organizations better than anyone else in the company and juggle multiple roles throughout the day. IAAP's most recent Benchmarking Survey found that administrative workers are typically responsible for supporting at least three executives, researching office purchases, and corresponding on their supervisors' behalf, among many other tasks. More than half of all administrative professionals lead corporate social responsibility efforts such as volunteering, fundraising drives, and environmental initiatives. Two-thirds plan office events or conferences, according to an OfficeTeam survey. In other words, administrative professionals are leaders in the office.
Unfortunately, administrative professionals often miss out on opportunities to demonstrate their business knowledge and leadership qualities. Without a managerial title, it can be hard to find opportunities to show your leadership potential, which can make it more difficult to get promoted within your organization or find a new career.
If you're ready to show your potential, here are some leadership qualities you can and should develop even if you have no official authority at work.
Build positive relationships with your colleagues and customers
"Support staff might not have authority in most offices, but they certainly have influence," said Joanne Cleaver, president of Wilson-Taylor Associates, a strategic communications consulting firm in Wisconsin. But how can office professionals like you make the most of their influence to advance themselves and to evolve workplace culture?
One way to do that is to focus on providing superior service when dealing with clients or customers. "Not only does this grow your reputation in all directions, but it can open the way for a promotion, or can establish relationships with vendors and suppliers that might lead to a new job or career," says Cleaver.
Developing your interpersonal relationships in the office is essential, too. You can strengthen bonds with co-workers and supervisors by being generous with praise for their work. Helping others look good will help you win influence with those individuals, and they may be more likely to do unsolicited favors for you or acknowledge your work in turn.
"When others are trying to get out key messages, and are frustrated that they are not being heard, you can amplify their messages by mentioning them, reinforcing them, and by reflecting positively on the intent and results of those who are sending the messages," Cleaver said.
Look for leadership possibilities beyond your official role
Even if you don't have any managerial responsibilities in your official job, you can demonstrate your leadership potential by volunteering for new initiatives that don't fall within any particular department.
For example, you may be able to volunteer to organize corporate events, such as a conference or company picnic, says Abby Kohut, a job coach based in New York City. Additionally, "come up with ideas to make the company better," such as implementing a new recycling program, "and you'll probably be allowed to spearhead the idea's execution," she adds.
That was the case for Sarah Steele, a marketing manager in Ohio who previously worked as an executive assistant. "I was always recommending areas where I thought the company could improve upon, and executed on them if it was an idea they wanted to move forward with," she says. "I think that if you have those innate leadership skills, it comes naturally. Take on extra projects that you have a particular interest in, and knock them out of the park."
Ask for what you want
If you're eager to take on additional responsibilities at the workplace, don't just sit there waiting for it to happen on its own — ask.
"A lot of managers don't know when employees want to step up and take on new responsibilities," says Kohut. "It's important to speak up and tell your manager."
If you consistently make it clear when you want more responsibility, and show what you are capable of, you're more likely to receive what you want. That goes for pay as well as job responsibilities: A study by researchers from Temple University's Fox School of Business and George Mason University found that employees who behaved assertively with their managers earned an average of $600,000 over a 40-year career than those who didn't.
Manage up
Even if you don't have any direct reports, you can focus on "managing up" by focusing on doing whatever you can to make your supervisor's job easier. "As an administrative professional, so much of what you're doing is focused on getting others to respond to you," says Nan Russell, author of The Titleless Leader: How to Get Things Done When You're Not in Charge. Make everything you do personal and focused around the people you report to. This can be as simple as sending a text message instead of an e-mail if that's how your boss wants to communicate.
When you're working for a manager, be proactive about what he or she will need as well. By memorizing what your boss will need for his Monday morning meeting, and making sure that he has those materials on his desk half an hour early, you can demonstrate your leadership skills to your boss and enhance your chances of moving up in the ranks.
"If you show people what you're capable of, they'll tap you on shoulder and help you to take on a more senior-level role," says Kohut. "If you love being an admin, it's a great career, but if you want to be manager or coordinator, demonstrate that you have the skills for it and you'll be given an opportunity."
(This post originally appeared as an article in the November/December 2012 issue of OfficePro magazine. Kathryn Hawkins is a writer and editor based in Portland, Maine. She has written for publications including BNET.com, GOOD Magazine and Wildlife Conservation; is owner and editor-in-chief of Gimundo.com, and is a principal at the content marketing agency Eucalypt Media.)


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Clickjacking Threat To Firefox
Counterfeit links are able to deceive the Firefox and Chrome browsers, directing users to unintended websites.
Aditya K Sood of Secniche Security has published an article which claims that Firefox and Chrome are vulnerable to a certain form of clickjacking. For example, if a user wants to go to Yahoo.com and clicks (unwittingly) on a forged link, an embedded JavaScript function redirects them to a totally different site.
Sometimes this will be obvious, but other times the user will be unaware of the detour until it is too late. When the mouse is passed over the link, the original address is shown in the address bar, i.e., Yahoo.com. Depending on the intentions of the hijackers, the bogus website can activate malignant codes, offer spam, or convince the user he/she is on the original website in order to elicit passwords.
Users who want to know if the click trick works with their own browser can test it here. The source code enables the study of attacks.
Et tu?
This must be 2009's most annoying meme: Clckjacking rumours
Issue 172/2015
Buy this issue as a PDF
Cisco Releases Annual Security Report
Spammers go low-volume, and 90% of IE browsers are unpatched.
Zero Day Exploits Target Flash
Adobe scrambles to release patches for vulnerable Flash Player.
Intel Unveils Compute Stick
Four-inch-long computer on a stick lets you boot a full Linux system from any HDMI display device.
Obama Proposes Personal Data Notification Law
New statute would require companies to report break-ins to consumers.
TGXf Project Warns of File Transfer through Screen Pixels
Weird data transfer technique avoids all standard security measures.
Industry Giants Announce a Fix for the Password Mess
FIDO alliance declares the beginning of the end for old-style login authentication.
Poll: Vote for the Best Open Source Software for Photographers
The Linux New Media Awards have honored the most significant products, projects, people, and organizations for open source/Linux every year since 2000.
Debian Gets Forked
Legendary Uber-distro splits over the systemd controversy.
Linux Mint Project Releases Mint 17.1
New LTS version offers many refinements for the Cinnamon and Mate desktops and significant improvement under the hood.
CeBIT Open Source Forum Call for Papers
One of CeBIT's most successful forums returns in 2015.


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Weight gain in the area of and above the waist (apple type) is more dangerous than weight gained around the hips and flank area (pear type). Fat cells in the upper body have different qualities than those found in hips and thighs.
Mercy Medical Center-North Iowa | 1000 4th Street SW Mason City, IA 50401 | 641-428-7000


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Is Labour looking at taxing polluters to pay for tax cuts for everyone else?
via the tipline
It would seem so, their polling company, the multinational UMR, is asking people some very leading questions.
Our tipster says:
Hi Cam,
I occasionally get sent invitations from UMR to fill out online surveys. I thought maybe some of your readers would be interested in some of the questions they have been asking recently. Could the ŌĆścarbon tax on pollutersŌĆÖ be LabourŌĆÖs next big election bribe?
I also find it rather amusing how loaded some of the questions are. Are they trying to influence my vote through their surveys?
How likely are you to support a carbon tax on polluters with the money raised by the tax returned to all New Zealanders by making up to $10,000 of your earnings tax free?
If a political party proposed a personal tax cut funded by a charge on climate polluters, what impact would that have on your vote?
o┬Ā┬Ā┬ĀMuch more likely to vote for that party o┬Ā┬Ā┬ĀA little more likely to vote for that party o┬Ā┬Ā┬ĀNo difference o┬Ā┬Ā┬ĀA little less likely to vote for that party o┬Ā┬Ā┬ĀMuch less likely to vote for that party


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Fri, Feb 17, 06 at 15:07
I have these yarn haired doll heads. The head itself is about 6" and the neck 4". I am looking for a crochet pattern to use with these. They are too large for the Lollipop dolls. Can anyone help? |
Follow-Up Postings:
I have some books with these patterns in them. What outfits are you looking for? |
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i was on a jury that declared a criminal Not guilty because of confused witnesses we knew he was guilty
i was on another trial and set him free also as the cops did not act promptly
Not guilty does not mean really not guilty
The three-way race will be decided March 22 by a vote of the Republican State Central Committee. Zakhem's base of support may be weaker than that of the patrician Bain or activist Curtis, but he can't be counted out. Despite operating out of a district in which Democrats outnumbered Republicans 4-1, he managed to win three terms in the state legislature in the 1970s and made a surprisingly strong showing statewide in the 1980 U.S. Senate primary race. In 1992, with news of his impending indictment spreading like influenza, he still managed to pull more than 20 percent of the party's support for Senate, coming in second to Terry Considine at the state convention.
In each race, Zakhem did what he always does: press the flesh. Work the crowds, no matter how small. Ignore the media (or absence of same). A tireless campaigner, this time around he's vowed to visit party loyalists in all 63 counties and to reach out to women, minorities and other constituents not commonly linked to the Republican white-bread image. The 61-year-old former ambassador is setting himself up as a man of the people, champion of the little guys, in contrast to Bain, an attorney with strong ties to the GOP elite.
"I bet there are lots who don't want to see Sam Zakhem as state chairman," says Zakhem, who, like Bob Dole and Deion Sanders, has a habit of referring to himself in the third person. "But the common people, the heart and soul of the Republican Party, are with Sam Zakhem. Believe me."
He smiles conspiratorially, as if about to reveal a great secret.
"It's more important to have popular support than to have a million bucks in your pocket," he says. "Nobody knows more than the people. That's why I wanted a trial by jury."
The rise and fall and rise of Sam Zakhem poses an awkward situation for GOP leaders. On the one hand, his is the kind of success story that warms conservative voters' hearts, the tale of a humble immigrant in relentless pursuit of the American dream. But he's also every party boss's worst nightmare, a blustering, unpredictable superpatriot who seems to get into more hot water than a busload of Bavarian tourists in Glenwood Springs.
Zakhem's early life reads like something out of a Horatio Alger story. Born in Lebanon, the youngest of eight in a well-to-do Eastern Catholic family, Zakhem first came to the United States as a young man, seeking a little postgraduate education before returning to his native land. He stayed on, much against his parents' wishes, and was cut off from the family fortune. Working nights ("I have to pick myself from the bootstraps and pull up," as he once put it), within a few years he had earned a doctorate in political science at the University of Colorado, shifted from liberal leanings to an archconservative view of the world, married a Baptist (Merilynn, a Denver native), gained his citizenship and launched a career in politics.
In 1972, distressed by the vigorous antiwar movement on the Boulder campus, he ran for the CU Board of Regents, finishing third in a field of seven. Two years later, in the midst of the post-Watergate apocalypse that swept Gary Hart, Dick Lamm and dozens of other Democrats into office, Zakhem amazed the pundits by winning a seat in the Colorado House of Representatives from traditionally Democratic southwest Denver. He stayed there for two terms--long enough to cut a wide swath to the state Senate.
Zakhem's eight years as a lawmaker earned him plenty of attention, usually for the wrong things. He was better known for his over-the-top antics than for his legislation: jamming a voting machine on "no," for example, while he slipped away to make a phone call; leaving a courtroom without permission while being screened for jury duty (because, he claimed, he had to answer the call of nature); raising funds by such gimmicks as single-handedly challenging teams of five or six women to a volleyball match (which Zakhem, an Olympic-caliber player, invariably won); engaging in a memorable shouting match on the Senate floor with majority leader Ralph Cole.
Along the way, Zakhem did manage to sponsor his share of bills, including pioneering efforts dealing with solar energy, aid to the elderly, and tougher penalties for drunk drivers and employers who hire illegal aliens. But it was his endless crusading on moral issues that attracted the most controversy.
Even by the standards of Colorado's conservative "House Crazies," Zakhem's proposals were a bit heavy-handed: A bill to cut off state-funded abortions (killed). A bill that would compel local schools to give creationism "equal time" with evolution (killed). A bill that would deny alimony payments to ex-spouses living with members of the opposite sex on a "continuing conjugal basis" (killed for several reasons, including the sponsor's inability to clarify what he meant by "conjugal").
His backers saw in Zakhem a deeply principled and committed man, a spokesman for the once-silent, increasingly "moral" majority. His detractors considered him a cornball, a buffoon, and worse.
"One of the least-respected and most unpopular lawmakers in the Colorado legislature," sniffed the Denver Post.


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Re: Hijab Abuse in Tunisia, by Yvonne Ridley (Vol. 9 Iss. 29)
August 2, 2007 by TMO
To the Editor:
Dear Sir,
Ms. Yvonne Ridley's commentary, entitled "Hijab Abuse in Tunisia" (July 23) is unfortunately fraught with outlandish and baseless allegations as to the wearing of headscarf as well as women's status in Tunisia.
Tunisia, a country governed by the rule of law, guarantees and protects the rights of its citizens. Contrary to what is alleged in the commentary, women are not forced to abandon their veil.
It is to be underlined that the veil is a sectarian dress that has never been mandated by Islam. Indeed, the veil is imposed by a fundamentalist and narrow interpretation of Islam, intended to deprive women of their dignity.
Women in Tunisia enjoy a unique status unparalleled in the rest of the Arab and Muslim world. Besides, Tunisian women are increasingly immune from fundamentalist ideology thanks to their openness onto the external world and awareness of their rights. Tunisian women are attached to their privileged status and reject any attempt, which aims at undermining the achievements gained since Tunisia won its independence in 1956.
It is deplorable, on the other hand, that the author allows herself to use inappropriate expressions against President Zine El Abidine Ben Ali, the symbol of Tunisia's sovereignty, who, since the Change of 1987, has relentlessly endeavored not only to preserve women's achievements in matters of rights and emancipation but also has further strengthened them.
Taoufik Chebbi,
Press Counselor
Embassy of Tunisia


text:
Follow-Up Postings:
- Posted by tropicalzone7 7b (My Page) on Thu, Mar 15, 12 at 21:05
They look great and this is definitely perfect weather for them to start blooming. Its been a mild winter and a warm spring and your palms are definitely taking advantage of that! Yours are a really nice size. I cant wait for mine to get that big sometime in the distant future! Thanks for sharing! -Alex |
Hey gatraffic, Those palms have really grown since you posted your last pictures of them.Looks like they might start producing seeds in a few years.The one in the back of the second pic.looks bigger than those too.What are you using to get such rapid growth?How's your big Needle palm doing?How did the Windmill palms you got cheap end up doing?You posted a pic.last year of them.You said something to the affect that the place you got them from was going to throw them in the dumpster,so you got them real cheap if I remember correctly.Anyhow your palms look great. I'm growing 200 T.fortunei x wagnerianus from seeds this year.I also have 100 Sabal Louisiana seeds that have already started to come up :) Your not joking about not having much of a winter.It was *84 here today.This was the first winter I left all my potted palms outside all winter,even my Phoenix sylvestris with no damages. I hope everything is well with you and you wife. |
Randy: Unfortunately the cheapies died, I have found that the needles realy don't grow much and one of my very large needles had a major spear pull last fall. I have about 5 of them around. The windmill in front of my door is now about 8' and still growing. I planted a couple little ones 2 years ago purchased from HD and they too have taken off. All the windmills are over 6' and it's interesting that coming from different vendors, HD, Loews, Pikes, that some grow taller while some grow in the girth, about 4 of them produce flowers. The bananas [basjoos] have also started growing again, I just cut them down to ground level and put some 5 gallon buckets over them for winter. See ya! |
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NEWTON's HOME PAGE
Privacy Policy
Crystals Upon Water Evaporation
Name: Justice Status: student Grade: 6-8 Location: WI Country: N/A Date: April 2007
When you have a mixture of water and salt and the water evaporates, why does the salt crystallize?
Hello Justice,
A particular volume of fluid is only capable of having so much of a salt dissolved in solution. So if you dissolve enough salt in a solution there will be a point at which the solution is saturated (cannot have any more salt dissolved) and any further salt poured into it will not dissolve. Let us suppose you have a solution that is saturated, but you do not pour any more salt into it and set it aside to evaporate. As the water evaporates from the solution, there will be too much salt left over in the remaining solution and it will come out (if possible) to form small crystals. As the water continues to evaporate, the salt will deposit on the crystals causing them to grow in size. This is one of the primary ways in which crystals are made.
But why does this produce crystals? Why not just lumps of the salt?
The lowest energy state often corresponds to a regular, closely packed arrangement of atoms or molecules. Just as objects will roll down hill if possible, atoms will attempt to bond in a way that "rolls down hill" which usually corresponds to an ordered arrangement. Suppose you have a small crystal already present. An atom or molecule attempting to come out of solution can try to bind in many different ways and at many different sites. If the molecule attempts to attach in a haphazard way, it is likely to lose contact with the solid. If it happens to find a good location and configuration, it is likely to stay there permanently and become part of the growing solid.
But how do you get the "tiny" solid crystal in the first place for the rest of the salt to deposit onto?
It can happen one of two ways (potentially). The easiest way is if there is already something present in the solution which the salt happens to favor bonding to. This can often be dust or an impurity, but can also (very often) be just a small (too small to see) crystal of the original salt that didn't dissolve. Just because you cannot see any salt crystals, does not mean that they are not already present! These impurities or "seed" crystals act as nucleation sites allowing for a crystal to grow.
However, it can happen even without anything extra. If you have got enough molecules attempting to come out of solution, and enough patience, the molecules will eventually form crystals. It works the same way except it requires a few more steps. You need nearby molecules attempting to come out of solution at the same time to find each other and bond. Most of the time even when this happens the molecules will just lose contact and go back into solution. However, eventually you will get other molecules that will attach to the first pair before they are able to split. And still most of the time, these few molecules will get back into solution. But rarely (and how rarely depends on the molecules, solution, thermodynamics, and more) even more molecules will find the little bundle before it separates. There is a critical size beyond which the little mass crystal becomes stable and will no longer dissolve. You just need to wait long enough for the right conditions and for enough molecules to find each other. These two techniques can then be used to grow the desired kinds of crystals. If you want lots of small crystals, then the "assisted" nucleation is better. If you want fewer, but larger crystals, then the latter approach is better.
best wishes,
Michael S. Pierce
Materials Science Division
Argonne National Laboratory
Salt crystallizes because the crystalline form is energetically favored. While it is true that when salt is dissolved in water, it will be ionized, this is only so because the ionized form of salt is stabilized by the interaction with water.
Imagine sodium chloride and the energy it takes to form that. Sodium would require energy in order to change from sodium metal to sodium ions (this energy is often referred to as ionization energy). While there is a release of energy in ionizing chlorine, there is also a required energy in converting chlorine gas (Cl2, the stable form of chlorine) to chlorine atoms. Thus, if the salt does not crystallize, there is an overall increase in the energy of the system - and the rule of thumb is that if the energy of the system increases, then it is more unstable. In the process of crystallization, there is a release of energy (referred to as lattice energy). Thus, when sodium and chlorine gas react to form sodium chloride, there is an over-all release of energy because the gains in energy in ionization (of sodium) and atomization (of chlorine) is outweighed by the loss in energy in ionization (of chlorine) and crystallization (of sodium chloride). If no crystallization occurs, as in the solubilization of the salt, than this reduction in energy is supplied by the interaction with the solvent. If there is no solvent, as in the case when the water is evaporated, than crystallization must take place in order for the system to have a lower energy and become stable.
Greg (Roberto Gregorius)
Salts such as sodium chloride (NaCl, also known as table salt) tend to have very high melting points (around 800C for NaCl) since salt crystals are held together by the strong attraction of atoms with opposite charges. In this case sodium has a full positive charge and the chloride ion has a full negative charge.
In a polar solvent such as water, each solvent molecule has a region which is partially positively charged and a region is partially negatively charged. Salt is dissolved when atoms are released from the crystal and surrounded by solvent molecules, which can orient themselves so that each ion is surrounded by areas of solvent molecules with opposite partial charge.
As water evaporates from a salt solution, salt ions are no longer surrounded by solvent molecules. Therefore the ions will interact with each other, and due to the strong forces resulting from their opposite charge will reform a crystal lattice.
Ethan Greenblatt
Stanford Department of Chemistry
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Update: June 2012


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Teer Engineering Trusts Tripp Lite to Protect High-tech AV System at Cranes Roost Park
Apr 12, 2007 12:00 AM
Tripp Lite, manufacturer of power protection equipment, is proud to announce that the recently installed AV system of Cranes Roost Park located in Altamonte, Fla., includes Tripp Lite AV power protection. Teer Engineering, the Orlando-based firm that installed the system, selected Tripp Lite's HTR15-2U Pure Sine Wave AV UPS system to provide essential power protection and backup.
Cranes Roost Park is a rejuvenated multi-use, high-tech greenspace that includes a 900-seat amphitheater and a 100'x60' floating stage on a 37-acre lake. The system installed by Teer Engineering employs BSS Audio Soundweb London, Crown CTS Series amplifiers, and JBL Professional Control series loudspeakers. In all, the system deploys 190 loudspeakers in 30 music zones throughout the park.
Given the ever-present potential for weather-related power problems in Florida, including catastrophic lightning strikes, it was essential to integrate power protection into the Cranes Roost Park system. "The scope and sophistication of this installation demanded reliable, state-of-the-art power protection, as well as the ability for remote diagnostics and the monitoring of humidity and temperature within the system enclosures," says Teer Engineering President John Teer. "We found that Tripp Lite's 1500VA Pure Sine Wave UPS with an internal SNMP/web card and an environmental sensor module represented the best overall power protection solution for the Cranes Roost Park system."
Optimized for AV power protection, Tripp Lite's 1500VA HTR15-2U features true on-line operation with pure sine wave output and zero transfer time to battery-the best protection available for sensitive AV components. The HTR15-2U also features expandable runtime with optional external battery packs.
For more information on the HTR15-2U Pure Sine Wave A/V UPS System and Tripp Lite's full line of professional-grade A/V power protection solutions, go to: www.tripplite.com/products/audiovideo/powerpartners-index.cfm.
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Consumers Businesses
WASHINGTON,D.C. - In cooperation with the U.S. Consumer Product Safety Commission (CPSC), Duracraft Corp. of Southborough, Mass., is recalling about 1 million humidifiers. The humidifiers can overheat, posing a fire hazard. Duracraft has received approximately 85 reports of these humidifiers overheating and catching on fire or producing smoke. There are no confirmed reports of injuries or deaths, but there have been reports of minor and major property damage. Duracraft model DH-901 through DH-904 humidifiers with date codes that fall within the range of 900101 to 941231 and all model DH-3001 through DH-3006 humidifiers are involved in this recall. The model number and, if applicable, date code are located on a sticker on the bottom of each humidifier's base. These humidifiers have a rectangular shape. Each humidifier includes a rectangular water tank ranging in size from 1 to 4 gallons. The tank is located next to the mist chamber which has an attached control panel. "Duracraft" is written on the front of the unit. Major retail stores nationwide sold the humidifiers from January 1991 through June 1996 for about $40 to $80. Consumers should stop using these humidifiers immediately and call Duracraft toll-free at (800) 290-8495 anytime to receive a free replacement part to repair the model DH-901 through DH-904 humidifiers or to receive a replacement unit for model DH-3001 through DH-3006 humidifiers. Consumers can also write to Duracraft at 250 Turnpike Road, Southborough, MA 01772.
The U.S. Consumer Product Safety Commission is charged with protecting the public from unreasonable risks of injury or death associated with the use of thousands of types of consumer products under the agency's jurisdiction. Deaths, injuries, and property damage from consumer product incidents cost the nation more than $1 trillion annually. CPSC is committed to protecting consumers and families from products that pose a fire, electrical, chemical or mechanical hazard. CPSC's work to help ensure the safety of consumer products - such as toys, cribs, power tools, cigarette lighters and household chemicals -– contributed to a decline in the rate of deaths and injuries associated with consumer products over the past 40 years.
Federal law bars any person from selling products subject to a publicly-announced voluntary recall by a manufacturer or a mandatory recall ordered by the Commission.
To report a dangerous product or a product-related injury go online to www.SaferProducts.gov or call CPSC's Hotline at (800) 638-2772 or teletypewriter at (301) 595-7054 for the hearing impaired. Consumers can obtain news release and recall information at www.cpsc.gov, on Twitter @USCPSC or by subscribing to CPSC's free e-mail newsletters.
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Usually around these parts the subject matter is fantasy football, or at least it is most of the time, and especially during the season. That means the instinct is to explore the game of football by quantifying and measuring. So oddly, what made Deacon Jones so special is that his greatness will never be quantified, or at least not officially.
Jones passed away Monday night of natural causes at the age of 74, and this morning he's being remembered as more than just one of the best defensive players to play the game. He was a pioneer of sorts, as he's widely credited with creating the "sack" term that's now embedded in football's language.
As an anchor of the Los Angeles Rams' "Fearsome foursome" and later a member of the Hall of Fame after being inducted in 1980, Jones was so quick and overbearing with his burst off the line that a rule was created to outlaw a signature move he invented because it involved a head slap. He wasn't slowed, and he was still named the defensive player of the year twice while appearing in eight Pro Bowls.
But we can't formally attach a number to his legacy, because sacks didn't become an officially statistic until 1982, long after Jones' final NFL season (he spent 11 years with the Rams followed by two in San Diego, and then he finished his career off with the Redskins in 1974). Unofficially, the Rams' media guide lists Jones with a franchise leading 159.5 sacks and 173.5 overall during his career, and he often said that he had multiple 20-sack seasons.
Take two minutes or so of your morning and enjoy Jones in his prime, dealing out quarterback pain.
Today's generation of pass rushers shared their thoughts, from J.J. Watt, to the recently retired Michael Strahan…
RIP to my friend, mentor and idol Mr. Deacon Jones. Was always there for me from the beginning and led the way for all if us DE's! #headslap
— Michael Strahan (@michaelstrahan) June 4, 2013


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on 19-07-2012 09:42 AM
HI, just new to Sky with Satellite TV set up about a week ago and broadband active yesterday. I have a wireless broadband network and have connected my phone, laptop etc, but when i try to connect the Sky HD box wirelessly, it can't seem to find the broadband. Where can I find mre help on this aspect?
on 19-07-2012 10:27 AM
Your Sky box will not pick up your wireless signal without a wireless adaptor attached to it because the box itself is not wireless enabled. You can buy a wireless adaptor from Sky for £60 or a cheaper one from Amazon for about £20. This has to be plugged into the back of the Sky box and then the box will find your wireless signal.


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Fri, Jul 15, 05 at 14:58
Follow-Up Postings:
- Posted by flowergirl_VA z7 VA (My Page) on Fri, Jul 15, 05 at 17:58
Lovely photos! |
I have the white version of that butterfly weed..seems the orange is so much prettier! |
Very nice shots. |
- Posted by TNGreenThumb z6 TN (My Page) on Mon, Jul 18, 05 at 22:27
flowergirl_VA: Thanks! My passion wobbles back and forth between gardening and photography. This way I get to combine them! cheleinri: I have never seen a white one like this before. The regular milkweed doesn't have a lot of color, but it's not white by any means. Joan: Thanks you! See me reply to flowergirl! *grin* |
Love the orange butterfly weed. I will have to get some of that. |
- Posted by plantfreak z9aKyushuJapan (My Page) on Thu, Jul 21, 05 at 17:02
I've always loved the butterfly weed. What a shocker in bloom! PF |
- Posted by TNGreenThumb z6 TN (My Page) on Wed, Jul 27, 05 at 11:49
AptosCA: From what I am given to understand they are tricky to transplant. They have a pretty serious tap root. Also the seeds have to be planted pretty fresh too. You may be able to find some at a nursery though. That would be much easier than trying to find it wild. |
- Posted by stacey_turner N Yorks (My Page) on Wed, Jul 27, 05 at 17:45
Great butterfly weed! Mine didn't grow. At all. :-((( What's your secret? |
- Posted by TNGreenThumb z6 TN (My Page) on Fri, Jul 29, 05 at 16:03
stacey: Honestly, that is growing wild in the lot we are building our new house on. So about all I've done to it was cut it once back in the spring. *grin* |
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Frequently asked questions
- Buying a Home with IHDA's Help
- Buy a Home with IHDA's Help - for veterans and servicemembers
- Buying a Rehabilitated Foreclosed Home
- Home Repair Grants for Homeowners
- Foreclosure Prevention Help
Buying a Home with IHDA's Help
SmartMove First-time Homebuyer Program
How can IHDA help me purchase a home?
IHDA can help make homeownership a reality through our SmartMove First-time Homebuyer Program. IHDA meets your needs with fixed-rate 30-year mortgage, including conventional loans and government mortgage products such as FHA, VA, or USDA-RD loans.
Do I have to be a first-time homebuyer to use your programs?
No, there are options available for people who have purchased homes in the past. While the SmartMove program is typically for individuals who have never owned a home, the program is also available to individuals who have not owned or had an ownership interest in their principal residence in the last three years, or who are buying in a targeted area. A targeted area is an economically distressed area designated by the U.S. Department of Housing and Urban Development (HUD). Most counties contain both targeted and non-targeted areas. For more information, see targeted areas.
In addition, qualified military veterans who have owned a home in the last three years may use the SmartMove program under an exception in the Internal Revenue Code.
If I want to apply for SmartMove loan, who do I contact?
One of our participating lenders will be able to guide you through the SmartMove homebuying process and answer any questions you may have regarding the program. If you experience problems with this, please feel free to call (877) 456-2656.
Is down payment assistance available?
IHDA offers down payment assistance to first-time homebuyers and those exempt. Income and purchase price limits apply. Borrowers can qualify for up to $6,000 in down payment and closing cost assistance.
Other down payment and closing cost assistance options are also available.
Do I need to obtain homebuyer counseling?
Yes. IHDA requires all SmartMove borrowers to go to a HUD-approved counseling agency. We also allow borrowers to complete homebuyer counseling online. For more details, ask one of our participating lenders.
What is the difference between "targeted" and "non-targeted" areas?
A targeted area is an economically distressed area designated by HUD. Most counties contain both targeted and non-targeted areas. For more information, see targeted areas.
What is my first step to getting a SmartMove Mortgage and Down Payment Assistance?
IHDA does not offer loans directly to homebuyers. Homebuyers must apply for, and receive mortgage loans, through our network of participating lenders. If you experience problems with locating one of our participating lenders, please call (877) 456-2656.
Buy a Home with IHDA's Help - for veterans and servicemembers
Welcome Home Heroes financing package
How can the Welcome Home Heroes financing package help me buy a home?
The Welcome Home Heroes program is a comprehensive homebuyer financing package that's safe and affordable. Illinois veterans, active military personnel, reservists and Illinois National Guard members can receive:
• a $10,000 forgiveable loan over two years for down payment and closing cost assistance
• a 30-year fixed rate mortgage that has an affordable interest rate
• an optional mortgage credit certificate to reduce federal income tax liability.
Who qualifies for the Welcome Home Heroes financing package?
• Veterans (who need not be first-time homebuyers)
• Active military personnel, reservists and Illinois National Guard members (must be first-time homebuyers)
• Buyers must qualify based on income and purchase price limits. For example, income for a family of four in the Chicago area cannot exceed $104,720 for a home with a maximum purchase price of $373,670.
Do I, the homebuyer, have to contribute anything?
Yes, buyers must put down at least $1,000 of their own money or one percent of the purchase price, whichever is greater.
In addition, we require our buyers to complete homeownership counseling. Counseling ensures homebuyers fully understand their mortgage terms and loan obligations. Local lenders will be able to recommend several homeownership counseling options.
Can I get just the $10,000 down payment and closing cost assistance forgivable loan WITHOUT the 30-year Welcome Home Heroes loan?
No, the two components are linked. We want to ensure our Illinois military families are able to borrow affordably and securely. The only optional component is the mortgage credit certificate.
How do I apply for the Welcome Home Heroes financing package?
Buyers must apply for the loan through one of IHDA's participating lenders. Call (877) 456-2656 if you experience problems with locating a participating lender near you.
How is the program funded?
The program is funded through $5 million in Illinois Jobs Now! capital program funds, and $5 million from the Illinois Affordable Housing Trust Fund, which is collected from 50 percent of the Illinois real estate transfer tax.
Can you guarantee that Welcome Home Heroes homebuyers won't go into foreclosure down the road?
No one can foresee financial hardships that may emerge in one's life. People find themselves facing foreclosure for any number of reasons including job loss, pay cut or unexpected health costs due to illness.
As a responsible lender, IHDA requires all homebuyers who use the Welcome Home Heroes package to complete homeownership counseling. Counseling ensures homebuyers fully understand their mortgage terms and loan obligations. Local lenders will be able to recommend several homeownership counseling options.
If you are struggling with your mortgage, see What to do When Facing Foreclosure.
Buying a Rehabilitated Foreclosed Home
Neighborhood Stabilization Program (NSP)
What is the Neighborhood Stabilization Program (NSP)?
NSP is a federal program that provides funding to areas of greatest need to acquire, rehabilitate, and redevelop foreclosed properties that might otherwise become sources of abandonment and blight within their communities. Funds go to units of local government, non-profit and for-profit agencies to carry out such activities to benefit low-, moderate-, and middle-income persons whose income does not exceed 120 percent of the area median income.
I am interested in buying a rehabilitated foreclosed home. Where are they located?
Details regarding properties rehabilitated under NSP, including locations, are available through the entities that received NSP funding. Homebuyers should contact the NSP1 subgrantees directly.
Can NSP funds be used to provide down payment and closing cost assistance to homebuyers?
Yes, NSP funds can be used to provide down payment and closing cost assistance. Homebuyers should contact a NSP1 subgrantee for more information regarding availability.
Can NSP funds be used to refinance existing mortgages and prevent foreclosure?
No. NSP funds may not be used to refinance existing mortgages and prevent foreclosure. The purpose of NSP is to stabilize communities through acquisition and redevelopment of properties that have already been foreclosed or abandoned.
Can NSP help me with my foreclosed home I am currently living in?
No, NSP funds may not be used to prevent foreclosure of a home you are currently living in. The purpose of NSP is to stabilize communities through acquisition and redevelopment of properties that have already been foreclosed or abandoned.However, if you are a homeowner faced with unemployment or underemployment and are looking for help with catching up on your mortgage payments, you may be eligible for other assistance. View the Illinois Hardest Hit program for details and to apply for free. See also foreclosure help questions below and What to Do When Facing Foreclosure.
Home Repair Grants for Homeowners
What home repair resources are available to me?
• The Single-Family Owner-Occupied Rehabilitation (SFOOR) Program helps low-income homeowners pay for costly home repairs to keep them in their homes.• The Home Modification Program provides assistance to income-eligible elderly persons and persons with disabilities to modify or repair their homes to improve mobility.
• The Energy Conservation and Home Repair Program offers repair and weatherization services to very low-income homeowners to conserve energy and lower utility bills.
• The Community Development Assistance Program (CDAP) allows low and very low income homeowners to bring their homes into compliance with local codes and housing standards.
• The Small Rental Properties Program (SRPP) provides owners of small, affordable rental properties with financial assistance to rehabilitate their properties or convert existing commercial property to affordable, rental apartments.
Grants for Homeowners has more information about all of the above programs and how to apply.
Foreclosure Prevention Help
Illinois Foreclosure Prevention Network (IFPN)
The Illinois Foreclosure Prevention Network brings together the services of state agencies and non-profit organizations to help connect struggling homeowners with information they need to keep their homes. Visit the website or call toll-free 1-855-KEEP-411 (1-855-533-7411).
What is foreclosure prevention counseling?
Foreclosure prevention counseling is a free service for Illinois homeowners who are having trouble with their home loans or might be in trouble in the future. Foreclosure counselors provide advice and services to help homeowners avoid foreclosure. Counselors review your mortgage and finances with you, discuss your options, and help you find a solution that is best for you.
Why should I call a counselor?
A free foreclosure prevention counseling session can be very helpful for anyone who is going through a foreclosure or who is worried they may fall behind on mortgage payments.
• Have a professional housing counselor assess your needs.
• Learn what options are available if you are in danger of losing your home.
• Find out what mortgage assistance programs are offered.
• Understand the foreclosure process and the terms associated with it.
• Learn how to prepare for an interaction with your mortgage lender.
• Have a professional counselor work directly with your lender.
• Get a personalized budget and action plan.
• Get local referrals and resources that may be beneficial to you.
It is very important to know that you do not have to be in foreclosure to get housing help. You can call a housing counselor for a foreclosure prevention counseling session as soon as you realize you may have trouble making your mortgage payments.
Who should I contact to receive this assistance?
• Call 1-888-995-HOPE to connect with a HUD-approved housing counselor. Go to www.foreclosurehelpandhope.org for tips on what to do to prepare.• Visit the NeighborWorks® America developed "Find a Foreclosure Counselor" website, designed to help homeowners in danger of losing their homes locate a nonprofit, HUD-approved counseling agency providing free and trusted help. Find a foreclosure counselor near you at www.findaforeclosurecounselor.com.
• Contact a NFMC sub-grantee [link to attached doc] funded by IHDA.
Will I work directly with IHDA?
No. Homeowners will work directly with the counseling agencies. While IHDA administers the program, we do not have the ability to provide foreclosure counseling services. Contact the counseling agency nearest you.
What documentation should I take to my first counseling session?
Have a list of the major bills you pay every month. Chief among these should be your mortgage payment statement complete with your mortgage loan number. If possible, organize your information before you attend to include:
• Pay stubs,
• Tax returns (past two years),
• Financial statements (bank statements) ,
• Copies of additional monthly payments such as car loans, credit cards, student loans, utility bills, etc., and
• Any additional information – such as proof of additional income –to help your counselor better evaluate your situation.
What can I expect from my first counseling session?
It can vary by agency. In general, someone at the counseling office will do an intake with you to document your information and distribute privacy policies and authorization forms. The counselor will then review your finances. When you talk with your counselor, you will need to discuss your situation with complete honesty. The more accurate a picture they have of your financial situation, the better equipped they are to help you handle it. Your counselor will then review your entire financial situation to help determine the steps you need to take in order to stabilize or resolve your situation. As part of the counseling process, the counselor will perform a detailed budget analysis, work with you to create a step-by-step plan of action, and refer you to additional nonprofit or governmental resources for further assistance. The counselor will also either help you connect with your lender or contact the lender on your behalf.
What is the National Foreclosure Mitigation Counseling Program (NFMC)?
NFMC is a program with funds appropriated by Congress designed to increase the availability of foreclosure counseling services across the country. NFMC makes funds available to housing counseling agencies nationwide for foreclosure counseling and budgeting assistance to homeowners at risk of losing their homes. Since the program's inception in 2008, IHDA has acted as a state intermediary, administering funds to housing counseling agencies throughout Illinois. To date more than one million homeowners nationwide have been assisted with this program, nearly 17,000 of those by IHDA sub-grantees alone. Collectively, IHDA has a statewide network of 40 counseling agencies that will help homeowners with budgeting, money management tips, and avoiding foreclosure.
Does this program offer direct financial assistance?
No. This program is not an emergency assistance program. IHDA provides funds directly to housing counseling agencies who offer foreclosure intervention counseling to individuals. No funds will be given to individuals for this program.
Am I eligible to receive assistance from NFMC?
There are no income caps or guidelines, relative to the area median income, for households being served by NFMC counseling. Any income level is eligible. If you are living in a single family home (with 1-4 units) and are in danger of foreclosure you are eligible for NFMC counseling. However, if you are outside of these eligibility requirements and are in danger of foreclosure, please do not hesitate to contact a housing counselor in your area using www.findaforeclosurecounselor.com.
Are there fees associated with the NFMC program?
Homeowners should never pay to receive foreclosure prevention counseling services. According to the FHA official site, "Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the federal Government. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services."
Whom do I contact if I have a mortgage-related complaint?
Visit the Illinois Attorney General's website or call the Attorney General's homeowner hotline at (866) 544-7151.


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Tag: indira varma
Showing results 1-2 of 2
The CBR Review: "Human Target - Ilsa Pucci"
The second season premiere of "Human Target," titled "Ilsa Pucci," is strengthened by the performances of Jackie Earle Haley and the rest of the cast, but could have benefited from a more relaxed pace.
Indira Varma Funds "Human Target"
"Rome" and "Torchwood" actress Indira Varma spoke about joining the cast of Fox's "Human Target" for its second season as Ilsa Pucci, a widowed billionairess who invests in Christopher Chance's security operation.
Archives: All | Comic Books | TV/Film | Video Games | Web Comics


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Bugzilla – Bug 3581
gpt/globus_core improvements
Last modified: 2007-02-07 16:25:27
You need to log in before you can comment on or make changes to this bug.
We need a better way to track our own local changes to the GPT we ship. We need both a naming convention and a way to keep it in cvs untared. Also, the newest globus_core should be included in it somehow.
GPT is now kept untarred in packaging/gpt We still need to figure out what is the best way of including the latest globus_core in it.
packaging/gpt is now in globus_4_0_branch as well.
The only thing left to do is makeing globus_core to be updated automatically. This should not be a huge issue as the newer of the two globus_cores (one included with gpt, and in the source-trees/) will be built. Reassigning to Charles.
This is pretty well taken care of now.


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Now this is interesting!
BBC One have announced the actor to play the Doctor after Matt Smith leaves the show later this year.
And the Doctor is........Scottish actor Peter Capaldi.
BBC One made the announcement in a 30 minute special called Doctor Who Live: The Next Doctor which aired on both BBC One in the UK and BBC America in the US
The final film in Edgar Wright, Simon Pegg and Nick Frost's three part Cornetto Trilogy is almost upon us (well August....it's not too far away right!?!)
This looks fantastic!! Both me and MiniGeek are huge fans of the three and I know i am going to enjoy it.
Check out the trailer, what do you think?
Yep, me and MiniGeek will be lining up for this one. This looks to be an epic version of the Batman Lego movies that we both love so much.
So yes, this is legit! Yes, it is a movie about lego! and Yes, it will be fun!
Check out the trailer, what do you think?
I have to say, this looks like it is going to be a fun film. Ryan Reynolds and Jeff Bridges team up to take on the undead in what could possibly be the sleeper hit of the year.
It comes out in July, so keep an eye out for it, check out the trailer and let me know what you think
I love being a New Zealander, we seriously live in the most beautiful country in the world (sorry Canada).
Thanks to Warners, check out this behind the scenes featurette on the locations the Hobbit shot in New Zealand....breathtaking!
Or is that Justice Team? Thanks to YouTubers TheWarpZone this Marvel-ised fan film could easily be the end credits for Man of Steel....well.....if it were a comedy.
Damn this is funny!! What would your favorite film look like if Batman was the main character?
Well wonder no more, thanks to YouTube user PistolShrimps you can see first hand....enjoy!
Getting pretty excited about this. We all have pretty high expectations for James Mangold's The Wolverine and from what i have seen so far, it may just turn about to be the Wolverine movie we have all been waiting for.
Check out the new trailer....what do you think? The Wolvie we all want or another Wolverine Origins?


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Select () or exclude () categories to narrow your recipe search.
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I am retired and live with my daughter and her family. We have southern roots from Texas, Oklahoma and Tennessee, so we do a lot of good old comfort foods.
I like to quilt, cook, read good books and visit with my friends on line.


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In the first year of life wonderful and dramatic things happen. The baby usually triples her birth weight; she moves from being totally dependent to crawling or walking. She is soon able to communicate and to understand language, and by six months she knows her name and understands that she is a person in her own right. During the first year the baby probably accomplishes more than in any other year of her life. Each area of growth occurs in tandem with others - e.g. social and emotional with motor, communication with thinking. Milestones are flexible; they are approximate times when certain abilities are observable. There is no strict timetable for acquiring abilities or confronting different challenges, and there's a wide range for what's considered normal. Every child grows and adjusts to the world at his or her own pace. This article explores the evolving world of the child and her self discovery. Particular issues that confront parents and children such as separation anxiety and bedtime difficulties, and ways to foster growth through play and activity, should be understood in light of the developing child.
Separation anxiety
Henry, aged 7 months, became accustomed to his mother's leaving for work every day at about 1 P.M. She had a ritual in which she fed him, changed him, played his favorite jack-in-the-box game with him and then left, leaving him with his usual babysitter. When she returned home she greeted him with a broad smile and hugs.
Sylvie, aged 7 months, had always been cared for by her mother and became distressed if her mother left for even a short while. When her mother decided to return to work, she instituted a series of practice separations for Sylvie. Every other day the same babysitter came to the house to spend a short time with Sylvie while her mother stayed in another room. As Sylvie became accustomed to the situation, her mother then left the house for a short time. Sylvie gradually became accustomed to her absences and understood that she would return.
Over the course of the early months the baby becomes very attached to his mother (or principal caregiver). By about 6 or 7 months of age he comes to realize he is a separate being, and can become distressed when his mother leaves. His emotional response is called separation anxiety. When some babies become distressed they may cry or become agitated. At the same time the baby's growing abilities in motor and vision will enable him to become more independent and to explore the world in new ways, which also results in gradual physical separation from his parents. Some babies adapt easily but for those who show some distress, practice in gradual separations will be helpful. .A brief time spent with a friend or relative will ease him into accepting separation without distress. Try not to appear anxious but gently firm at parting, reassure him that you will return, and show delight in reunion.
Stranger anxiety
When Jenna started to crawl and suddenly found herself confronting an unfamiliar person she started to wail and to look around frantically for her mother.
At about 6 or 7 months, some babies, previously friendly to new people, suddenly respond by turning away, crying or clinging to their mothers. They are learning to distinguish differences among the people they encounter. If the mother is relaxed with the new person, the baby will get the message that he can trust this new person. A gradual approach which permits the baby to get accustomed to a strange person generally helps until the stage of fear is overcome.
Matthew, now 7 months old, was an easy baby who cried only when he was hungry or physically uncomfortable. As he became more active physically, he developed a new kind of cry, with a whiny tone. His caregiver, sensitive to changes in Matthew, accurately interpreted the cry as a need for social interaction, and responded by talking and playing with him.
A cry is a signal – the I'm hungry cry sounds different from the It hurts cry and from the I'm fussy cry, which is lower in pitch and less insistent. The I need attention cry may follow: It's typically long and loud, each cry followed by a breathless pause. Thegrumble cry is lower in pitch and volume, often sounding whiny. It's a sign that the child is getting restless. Cries are biologically effective; they get results; research shows that adults experience an increase in blood pressure and heart rate when they hear a baby cry. You can't spoil a baby of 1 or 2 months, so indulge her during the first few months. The primary job of the baby at this age is to develop a sense of trust and confidence that her needs will be met, so if she cries pick her up and soothe her. By 4 months of age the baby takes a giant step forward in terms of being her own person; she may discover that she can draw attention to herself by crying, but it's still not possible to spoil her. Some babies develop an evening fussy time during their 2nd or 3rd month. Try to soothe her; if that doesn't work let her cry for l0 minutes, then try again to comfort her. This period will pass.
Mike,18 months old, has never been able to settle into a consistent sleep routine. His parents have tried many approaches – they tried letting him sleep in their bed, carrying him round, letting him cry for a long time, leaving music playing, massaging his back, teaching him to soothe himself – nothing seemed to work. Then one night he just stopped resisting and hasn't had a sleeping problem since.
Experts disagree on how to help children develop healthy sleep habits. To help a child get to sleep, it is suggested that a bedtime ritual be used for the purpose of establishing a pattern, with consistent expectations on the child's part. The American Academy of Pediatrics (AAP) suggests that parents try to make sure that the child falls asleep on her own. Soothing songs, gentle rocking motions and the calm of a parent's presence can be helpful. It may be necessary to allow periods of fussiness that can last up to 20 minutes. Helping the child to comfort herself will usually help her go back to sleep without parental intervention.
For middle of the night wakings, the AAP advises that parents reassure a child and check on needs quietly and quickly. It is not advisable to provide playtime or a snack. Whether to allow the child to sleep in a parents' bed is an area of controversy, that is best decided upon individually by each family. Parents should be aware that a child who is having sleep difficulties may be having some separation problems and that with reassurance the child will overcome these worries. They should also be aware that allowing the child to fall asleep on her own will not cause harm.
Common Challenges and What to Do is the second of the three-part seriesGetting a Good Start on the evolving world of the child and her self discovery.
This series is based in part on a curriculum developed by Anita Gurian, Ph.D. and Richard Gallagher, Ph.D., Assistant Professor of Child and Adolescent Psychiatry, NYU School of Medicine, Director of the Parenting Institute, NYU Child Study Center.
References and Related Books
The Scientist in the Crib : What Early Learning Tells Us About the Mind
Alison Gopnik, Andrew N. Meltzoff, and Patricia K. Kuhl
Perennial, 2000
Your Child : Emotional, Behavioral, and Cognitive Development from Birth through Preadolescence
The American Academy of Child and Adolescent Psychiatry (AACAP),
David Pruitt, M.D., editor-in-chief
HarperResource, 2000


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New Living Translation (NLT) | New International Version (NIV) |
2 He said, "I cried out to the LORD in my great trouble, and he answered me. I called to you from the world of the dead, and LORD, you heard me! | 2 He said: "In my distress I called to the LORD, and he answered me. From the depths of the grave I called for help, and you listened to my cry. |
Scripture quotations marked NLT are taken from the Holy Bible, New Living Translation, copyright 1996. Used by permission of Tyndale House Publishers, Inc., Wheaton, Illinois 60189. All rights reserved. (New Living Translation - The Bible Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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The Bagman Cometh: Obama Embraces War Criminal's Endorsement |
Written by Chris Floyd |
Sunday, 19 October 2008 22:46 |
Come, let's away to prison: I. Since his departure from the Administration -- after staying on long enough to see Bush reconfirmed in power -- Powell and his legion of apologists have peddled the myth that he was "stabbed in the back" in his UN presentation: given a false bill of goods with assurances they were true, misled and manipulated by incompetent intelligence analysts and Machiavellian White House insiders, etc., etc. Such stories may help Powell sleep better at night, and they have certainly helped rehabilitate his fictional reputation to the extent that his endorsement is once more considered a worthy prize. But they suffer from one small defect: they are blatantly false. Quietly, without fanfare, in a bland statement issued by its most "moderate" front man, the Bush Regime crossed another moral Rubicon last week, carrying the once-great republic they have usurped deeper into the blood-soaked mire of international criminality. This then is the bloodstained hand that Barack Obama has clasped so warmly, so triumphantly, on his march to power. As for Powell, he has proven himself once more the ultimate courtier. In the latest intramural tussle in the imperial court, his keen and practiced eye has picked out the coming man -- and so he has jettisoned the faction he has served for so long, and latched on to the winning side yet again. (As he did previously for awhile with Bill Clinton.) And why not? Powell has always been a faithful servant of America's militarist empire -- no matter who its temporary manager might be. blog comments powered by Disqus |


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Toxoplasmosis is an infection caused by the parasite Toxoplasma gondii. Infection occurs when tissue cysts in raw or undercooked meat from an infected animal are eaten. Infection can also occur by ingestion of food or water contaminated with Toxoplasma eggs from feces of infected animals. Another, less common method of infection is eating eggs that are from dirt in sandboxes or yards in which cats have defecated. If a pregnant woman becomes infected, the parasite can be transmitted to her developing fetus and cause severe illness.
Members of the cat family are infected by eating cysts of Toxoplasma parasites present in the flesh of infected animals. Cats can also become infected by ingesting Toxoplasma eggs from contaminated food or water. The parasite completes its life cycle in the cat, which produces millions of Toxoplasma eggs in its stool. Once outside the cat, the eggs mature and become infectious for people and other animals.
People who are exposed to the parasite include gardeners, veterinarians, butchers, meat cutters, and cat owners. Persons eating raw or undercooked meat are also at risk. Healthy adults generally have few or no signs of infection. Persons with weakened immune systems can develop symptoms about 5 to 20 days after infection. These include muscle aches, fever, breathing difficulty, and signs of inflammation of the brain. If a woman is infected shortly before or during pregnancy, the infection may be passed to the developing fetus. The baby may be born with mental retardation, blindness, or epilepsy.
Infection can be prevented by:


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Space Studies Board
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June 18, 2004 Current Operating Status
On Clarification of Issues in the Opportunities Report
On April 19, 1995, Committee on Microgravity Research Chair Martin E. Glicksman
and Space Studies Board Chair Claude R. Canizares sent the following letter
report to Mr. Robert Rhome, director of NASA's Microgravity Science and
Applications Division.
In response to the questions you originally raised at its February 8, 1995, meeting,
the Space Studies Board's Committee on Microgravity Research is pleased to offer
clarification of the recommendations made in its report Microgravity Research
Opportunities for the 1990s. The committee received your letter, dated February
27, 1995, in which you outlined several questions that were of greatest interest to
you. The committee subsequently met on March 31, 1995, to finalize its response
to questions posed in your letter. The questions and the accompanying committee
responses are given below.
1. The Committee notes that although reproducibility of results is a critical element
of laboratory science, nonetheless a balance should be established between
reflight opportunities for reproducibility and the flight of experiments that address
new scientific issues. Are there any decision rules or general criteria that NASA
should apply to test whether we are meeting the intent of this likely
Response: The requirement that experiments must incorporate new science in
order to re-fly should not be a "decision rule." The committee acknowledges that
hard and fast rules cannot be applied to reflight decisions and that the judgment
and experience of Microgravity Science and Applications Division (MSAD)
scientists and engineers must play key roles in striking a balance between reflight
opportunities and new experiments. General criteria that the committee believes
would be usefully applied in making these decisions include scientific importance,
flight availability, competition from other experiments, and past experiment
performance, all of which should be weighted heavily. The probability that the
experiment will achieve its operational and scientific objectives is also an important
consideration. This can be determined in part by evaluating the scientific maturity
of the investigation, including the success of the ground-based investigation and
the appropriateness of the theoretical modeling. However, this statement should
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not be construed as advocating a higher priority for investigations based on the
length of their tenure in the microgravity program. Reflight of experiments should
be subject to the same peer review criteria as any other experiment.
2. As there may be specific reasons to augment the microgravity research with a
variable-g capability of extended duration, shared utilization of a centrifuge on the
Space Station for microgravity research would appear to be desirable. If shared
use were not possible, what relative priority would the Committee give to
development of a unique centrifuge for this purpose over other hardware
development programs already underway within NASA's microgravity research
Response: A general-purpose variable-g centrifuge has a lower priority than other
hardware development programs already under way within NASA's microgravity
research program. The committee recognizes, however, that gravity as a variable
is an important issue and that the development of special-purpose centrifuges may
be justified in the future for specific experiments.
3. The Committee is aware of the importance to NASA of categorizing experiments
according to their minimum facility requirements to maximize scientific return and
cost-effectiveness. NASA MSAD would be very interested to learn from the
Committee how to test for 'cost effectiveness' as NASA struggles to become
"better, faster, cheaper."
Response: The Opportunities report points out that minimum platform facilities
should be utilized where possible in the interest of lowering experiment costs.
Although the role of cost-effectiveness in creating a "better, faster, cheaper"
program is a legitimate and important issue, it is beyond the scope of this report.
The committee believes that question is not answerable without considerable
further study.
4. Tradeoffs must be evaluated when suggesting to principal investigators that
general-purpose laboratory equipment, versus experiment-specific equipment, be
used to support their scientific protocols. MSAD is aware that in seeking cost
effectiveness there may be some degradation of scientific results and it would be
helpful to hear how the Committee would expect MSAD to evaluate and/or
reconcile these tradeoffs?
Response: The committee believes that it would be a mistake to restrict
investigators to generic facilities. MSAD should continue to provide opportunities
for the development of experiment-specific hardware(as well as access to generic
facilities. However, since experiment costs for the former are expected to be
significantly greater than for the latter during the space station era, it is reasonable
to judge proposals for research requiring new hardware more rigorously than those
for research utilizing facilities already in place. Investigators requesting the
development of complex new hardware would therefore have to compete for more
limited flight opportunities than would other investigators. This policy would need to
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be clearly stated in the NASA Research Announcements.
5. The Committee is aware that much of the extant NASA infrastructure and
procedures were developed for missions in space with purposes other than
laboratory science and that there has been an effort made in the past to simplify
and unify the interactions among centers and between centers and NASA
headquarters. MSAD has also worked very hard to ensure that principal
investigators are continually involved with the development of experiments. MSAD
believes that considerable progress has been made in these regards and would
like to learn from the Committee if continuing concerns in this area are related to
activities within the microgravity science research program (versus the way NASA
does business, i.e., Spacelab from MSFC, mission from JSC and integration by
KSC) and if these concerns are based on a community consensus or are more
indicative of anecdotal exceptions to the improvement trend.
Response: The committee recognizes the considerable progress MSAD has made
in the last few years in reducing the difficulties experienced by investigators
interacting with NASA centers and their requirements. Room for further
improvement still exists, however, and MSAD should remain vigilant on this issue.
Opportunities remain for streamlining the diverse requirements imposed on
investigators by the centers. Procedural requirements, particularly those pertaining
to safety, are often applied across the board to experiments with very different
needs and levels of risk. One possible improvement that MSAD might consider is
to allow more flexibility in imposing NASA requirements on different experiments.
6. Since 1991, NASA's microgravity science research program has been pursuing
the objective of expanding the ground-based portion of the program from 73
investigators in 1992 to over 300 ground-based investigators in 1998. As of
February 8, 1995, there were 209 ground-based investigators supported by the
program. Does the committee consider this target population to be adequate for
the end of this decade in order to ensure the future supply of high-quality flight
Response: The committee is pleased with the direction of the ground-based
program and the acknowledgment by MSAD leadership that the Research and
Analysis program provides the intellectual underpinning of the microgravity
program. The committee believes that the target of 300 ground-based investigators
is adequate to ensure a reasonable supply of quality investigations for future flight
opportunities. This judgment is based in part on the significant increase in the
quality of research proposals made to the MSAD program in recent years.
7. Prompt documentation of experimental results should be required and enforced.
There has been considerable discussion within NASA about access to
experimental data. The observational sciences have traditionally shared their data
with the community almost as soon as the picture is developed. On the other hand,
laboratory research data is not usually archival in its raw state. Should NASA
reconsider its policy relative to microgravity science research which provides the
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principal investigator exclusive rights for up to one year after receipt of data in
order to verify, analyze, and publish the data and the conclusion that can be drawn
Response: The committee recognizes that the issue of archiving flight data from
microgravity experiments is extremely important and timely. This subject is
therefore being addressed in an upcoming committee study.
8. There have been several comments offered that suggest that the growth of large
inorganic crystals need not be a priority of this program. It would be helpful if the
Committee would help in defining the term 'large' as it has several different
meanings to different research groups. For example, something over 2 centimeters
in diameter could be considered large, whereas industry might interpret large as 4-
10 centimeters in diameter.
Response: Size, per se, is not the issue in the report's recommendations
concerning the growth of large inorganic single crystals. Large in this context refers
not so much to the quantitative crystal size as to the type of crystal that is the
objective of the experiment. The large inorganic single crystals studied by NASA
are usually grown for use in semiconductors, detectors, oscillators, and lasers. The
committee in its report stated that carrying out the growth of these large inorganic
single crystals in space contributes little to the fundamental understanding of
crystal growth or to improving terrestrial commercial practice.
We hope that these clarifications of the report's recommendations prove useful to
you and your staff.
Last update 2/11/00 at 10:33 am
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