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How do you get going again after pregnancy?
Def wont be up for midnight! But about to crack open some fizz and have some yummy roast beef for dinner
Happy New Year everyone. Hope all your dreams are fulfilled......or something.
About half way thru the Chrissie Wellington book now, it is great. She really is an amazing woman.
Hi just stopping by to wish you all a happy new year and all the best for 2013.
Have still been reading on here and FB even if I don't manage to post much. Have signed up Marathon in Oct (my first!!!! Yikes!!). So will definitely be back more regularly for some good advice!
Sorry to hear about your friend Camlo (())
No time to read back I'm afraid ... except to send huge (()) hugs to Camlo, thinking of you.
Off to airport later with two very tired kids, just doing some last minute panic stuff before hopefully squeezing in a very small run and the new year dip - there I've said I'll do it so I guess I must!!!
But ladies, just to say Happy New Year to all of you and yours, may 2013 be full of lots of succesful personal achievements - no matter what they are! and thank you for being such a wonderful bunch of virtual friends. Be lovely to meet a few more this year. Right time to find those trainers
PS - awesome annual mileage Lotte
sorry to hear about your friend, camlo.
happy new year all! hope it's full of running and fun!
not likely to be much running here for now. any exercise makes me cough and wheeze like an old train. i have made a gp appt for next monday (first one i could get) as i wonder if i need an inhaler at the moment
kids are going to T today for 2 nights and then back to me for the weekend. we are going to visit my cousins in devon (not my parents, obviously...) and then down to cornwall to see a friend who has moved down there. E is, however, still asleep. way to go girl. handover is normally 8am, but not today. haha! i am working today - from home - so there is no particular rush. don't think T is too happy.
J is up and doing his Moshi workbook he got for christmas. i do love holiday mornings!
Happy New Year!
Been a brilliant few days here. Had a most splendid night on hogmanay partying in the local hall. Didn't get home until 4am and all our kids were still up except Lewis who had crashed at about 1am. They all slept in yesterday, Lewis was first up at 10am and Sophie last at 1pm. We went to the in-laws for food then dropped in along our friends on the way home, they always have an open house on new years day. We were just intending to say a quick hello but in the end didn't get home until 2am this morning. The kids were all having a ball, they have 3 who age with some of ours and there was other friends there too. I drove at hogmanay so made up with rather a few gins last night. Feeling a wee bit bleary eyed this morning. Kids are still sleeping except Cameron. Its going to be a nightmare trying to get them all back into a routine next week.
Had a nice 11 mile run yesterday, mostly off road and it was a nice day. Good way to start the year. My mileage for 2012 was 3300 miles. Not sure I will manage to top that this year!
Hope you have a good trip CC.
Camlo (())
Boo to moody hubby Hoggle. Tramp sounds great as does you beach swimming (but not CCs - nutter)
Boo to grumpy hubbie Hoggle. I had one of those last night. Very tired after our New years and back to work for him today. I got up at 6.30 to run 5 miles. Felt pretty hard tbh. Good sleep though and hopefully another few in the next few days. Treadmill run and some speedwork tonight for me. No way could I have done that first thing as planned, I was running at 8:30s this morning and it felt hard!
Fabulous few days with friends in Chesire and visiting my sis in Lancaster and meeting my baby niece for the first time. So good to see them as been over a year and I miss my nephew a lot. Baby niece is gorgeous, big brown eyes always watching. Nicew to have some baby cuddles and hand her back!!
New years with friends who also have 3 kids. Disco for the kids early evening, then nice food, music, dancing on the Wii which was hilarious and exhausting, then more drinking and music. Got to bed just before 3am. Woke up at 7am by kids but I slept in till 9am. Tummy felt shocking as it often does after drinking these days so didn't rush out for a run but had brekkie first and several cuppas then managed an easy 6 miler. 16 off road on sunday, 12 off road on Monday, 6 yesterday and will be about 14-15 today. You can tell marathon training has started. Must get into the swing of stretching/core again though as although the mileage has been good over xmas the other stuff has not!!
Big hugs to Camlo, not a good stint for you. I hope you've had some special times with the kids too.
Easy day sorting today. Take kids on their bikes into town later and get feet measured, glassed fixed etc. Loads of washing to do and cleaning and tesco man just been so time for coffee now I have some more milk in the house!
Oh dear JT. those lungs of yours are not giving ya an easy time are they. 6 wks of antibiotics, yikes. fingers crossed these meds help. Hoping 2013 brings you healthier lungs.
at work so just a quick post, better go and do some work i guess.Feel sick today with a bit of a dodgy tum, hoping it doesnt come to anything.
Wow to you and the kids hardcore partying Lotte! And amazing mileage for last year, just wow!
Camlo ((((()))))
sorry about the consultant's news JT. but as you say, at least they recognise it's not all in your mind. i am still struggling with my lungs and can't run. this is just because of a cold and chest infection i have had, but it is driving me insane. i never fully recovered from the virus in october and when i was doing speed sessions with club, i would wheeze like there was a reed in my chest. then i got the cold in december and ended up with a chest infection and since then, i have wheezed really badly and coughed non-stop at the slightest bit of effort. even walking makes me wheeze. i am going to the doctor on monday, hoping he might give me an inhaler just for now. if i didn't do any exercise, i would be fine, but i can't stand that... i did pilates last night and walked back from town and then coughed all evening. booo
well i have now spent all morning coughing, and just coughed up the most disgusting dark green phlegm i have ever seen (TMI). looked like a sodding slug. guess i won't be running today then. am wheezing just sitting here. also now have pain in shoulder blade, probably from over-coughing.
i am SOOOO fed up with being ill
also my garage roof is leaking so i now have to get that re-roofed. will cost me £400


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Recent comments
- Roger Dickins
- August 29, 2013 - 15:12
What a blow hard.
- Comment
- August 29, 2013 - 12:37
Have a look at this comment by Tyler, "But with no German citizenship and still a minor, he wasn't able to stay" Owen Hargreaves from Calgary wasn't a German citizen and he went to Germany as a minor player and played, has this rule changed? Fact is: Germany aren't scouting small league Newfoundland for players but they will have a look at you if you want to go over at your own expense. This is what Walt has done for Tyler because Walt thinks that Tyler is the best player in Canada.
- John O'Flynn
- August 30, 2013 - 13:59
Owen Hargreaves' dad has British citizenship (which is how he got on the England team). Therefore, he would qualify to get British citizenship..and wouldn't need a work permit for Germany because anyone in the UK can work anywhere in Europe without a work permit, and vice-versa.
- Anon
- December 02, 2013 - 12:47
This is a very ignorant comment. In order to play in Europe you need the necessary paperwork, specifically an EU passport. In order to bypass this process a club can apply for a work permit from their local government if the the player they are interested in displays exceptional ability. We saw Owen Hargreaves go from Calgary to Germany as his father was British and Asmir Begovic to Portsmouth from Edmonton, both because of their passports. The scope of global scouting knows no bounds, players with much less of a resume than Tyler have gone on to big clubs. Eyes are always watching... 31 goals would certainly merit a second look.
- Scott
- August 29, 2013 - 11:52
I've got to know Tyler through the PCSP minor soccer association, and I think some of the commentators on here are giving the guy a hard time without even knowing him. He has a true passion for the game and is more than willing to help out teaching the young ones the fundamentals of the game. Not an easy task when many of them are concerned with picking flowers... We all know how even the most innocent of interviews can make someone look bad. Did anyone consider that he may be just a little excited to be given this chance and is more focused on a trip across the pond than whats on the go here? Good luck Tyler
- Steve
- August 29, 2013 - 11:48
Oh please. I will quote the late, great England football manager Bobby Robson during World Cup 1990 when he was on the cusp of using then up and coming player Paul Gascoigne..... ''When it comes to training, I need 2 soccer balls. One for the team to use, the other for Gazza''. This kid is arrogant, typical of most soccer strikers. But the fact he was on St. Lawrence, then not, then becomes top scorer and gets passed over for MVP. This kid may score a lot of goals, but a team player he is not. How many times does he used the word 'I' in this article? How many times does he thank his coaches, teammates, parents. Why did he not request to fly to Germany after the challenge cup season was over, which if I am correct is over on Sept 1st or 2nd. If he does not make it, will Holy Cross welcome him back????
- Disappointed in comments
- August 29, 2013 - 11:17
Once again, Newfoundlanders bashing Newfoundlanders for either being successful or on the cusp of doing something great. There is nothing wrong with talking about one's success especially when that is exactly what the article is about. As a Newfoundlander I recognize his accomplishment especially given that in the realm of international soccer (most things of a global scale) Newfoundland is irrelevant and virtually unknown. Another reality is that the compete level of Newfoundland soccer is not much more than beer league which to me makes his accomplishment that much more impressive. Proud Newfoundlander with his foot set firmly in reality.
- Real truth
- August 29, 2013 - 11:48
If you're so quick to point out the level of Newfoundland soccer, why don't you expand your knowledge on the team that this kid supposedly has a try out with. Division 2 - U23 league in east germany, and he is getting a try out for the reserve team. 2 Divisions away from the Bundesliga, an u-23 reserve team. Come on man, this sounds much like the bush league he played in last year in New Brunswick, most CIS teams in Canada would compete in this league. Oh, and by the way, this league has be underway for 3 weeks now, who calls some kid in Newfoundland and offers a try out after the season has started. Sounds like sour grapes for no individual award to me. I guess the apple doesn't fall far from the tree!! ;)
- Team
- August 29, 2013 - 11:10
A team player would congratulate Reddick, saying he deserved it.
- Joe
- August 29, 2013 - 10:48
All because you did not win MVP or named as a finalist. It is a team sport and you have not once mentioned your team members, there is no I in team but 2 in %$^G
- brian
- August 29, 2013 - 10:15
Tom, he's probably disappointed because he is very competitive and strives to be the best- which is one attribute that got him to a pro tryout in Europe. Also, he probably deserves it more than any other player as he appears to be the most valuable player to his team- without him they would be without 30+ goals. He may sound a little self-absorbed but that's unfortunately a small part of being a top competitor.
- Terry
- August 29, 2013 - 08:07
Wow... can you be a little bit more into yourself?? Get over yourself kid.. It seems there was a reason you were not nominated... maybe cause your head will explode!!!
- Gordon
- August 29, 2013 - 07:57
It is an honour to see a Newfoundlander play for a professional sports team. I used to play soccer. I could only wish I had the talent to play in Europe. If this kid is offered a spot with Dresden Dynamo, I will buy a Dresden Dynamo shirt for my son.....and come to think of it, one for myself as well. There is NOTHING selfish about trying to become a professional athlete.
- Tom
- August 29, 2013 - 05:20
This is the second article I've read on this kid and he hasn't mentioned his teammates once. Isn't this his third challenge cup team he's played on in Newfoundland? Maybe someone should sit this kid down and remind him how important playing as a team is, and then they can remind him that he only scored 10 goals combined in the previous 2 years. I've got nothing to do with soccer, but I'm an avid newfoundland sports fan, and it's dissapointing to see a Newfoundland athlete portray himself as being so selfish. Who in their right mind comes out and tells a newspaper that they're dissapointing they didn't get the league MVP?


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NY Fed Researchers Want To Make You Mark Your Potential Bonus Clawback To Market
By Matt LevineThe Fed has three basic functions: central banking, bank regulation, and calling down police brutality on Occupy Wall Street protesters. While the first function is getting all the attention today, the New York Fed's blog is spending some time on the second. Specifically, they're trying to figure out how bankers should get paid.
Optimal design of banker compensation is a thing that people like to think about, and that regulators like to regulate. We've talked about it before, and I've suggested that the right way to reward bankers is not to give them mostly equity or extra-levered equity, which encourages asymmetric risk-taking, but rather to give them exposure to their firm that roughly matches that of their main stakeholders. Which, for a bank, means basically various flavors of creditors. So a bank CEO whose net worth consists 20% of equity of his firm and 80% of unsecured debt of his firm, like Brian Moynihan, in theory has better incentives to do the right thing by bondholders, depositors and the financial system than someone who's 100% in out-of-the-money stock options. And a banker who is paid in structured credit products that can't be foisted on to clients has incentives … well, he's an interesting case study at least.
I like the NY Fed researcher-bloggers because they're pretty sober people who want to optimize banking regulation but don't spend their time freaking out about stupid popular things like how CDS will kill us all, banning short selling, or just generally hating on bankers. So I'm pleased to see NY Fed researcher Hamid Mehran is with me on this whole comp thing:
Because stock- and options-based compensation is unlikely to curb the risk appetites of bank executives, Bolton, Mehran, and Shapiro in a 2010 New York Fed working paper proposed tying remuneration to a bank's credit default swap spread. An institution's CDS spread provides a market measure of the risk of a bank. Under our scheme, a high or increasing CDS spread would translate into a lower cash bonus, and vice versa. …
How would this scheme look in practice? CEOs could be required to write a given amount of CDS (or to buy swaps written by other insurers) for the duration of their employment contract. However, a more efficient policy might use money set aside by the bank at the start of the period. Deferred bonuses would then be reduced or increased under a pre-specified formula as the bank's CDS spread deviated from the average bank spread: bonuses would be increased if the spread was below average and decreased if it was above average.
The paper itself is worth reading. Among other things, it suggests that their CDS-based comp scheme is better than just giving executives unsecured exposure to their banks by paying them in deferred cash comp, for reasons that I don't really understand. (They seem to assume that banks have to set aside deferred cash in a pot at the time of grant, which, I mean, the whole point is that it's unsecured, just promise to pay it later and if you don't have the money tant pis.)
This bothered me a bit, because I am committed to the view that, in efficient markets, debtholders should view widening credit spreads and increasing probability of non-payment-at-maturity as equivalents. Thus the deep magic of DVA, where banks transmute a bad thing (widening own-credit spreads) into a creepy good thing (less chance we'll have to pay off all these derivatives we wrote!). So, funding aside, a normal creditor of a big bank should be indifferent between writing CDS on that bank and owning that bank's bonds. But I'm coming around to the Fed's view, because of course the CEO is not a normal creditor: he got to be the CEO in part by being super optimistic about his bank's chances. Making him mark his enthusiasm to market is probably a better idea than letting him discount the probability of nonpayment on his own.
Anyway, there seems to be broad agreement among, well, me and some Fed economists and not William Cohan, that giving bank executives a direct stake in the creditworthiness of their levered systemic firms makes more sense than just aligning them with shareholders, because bank shareholders are unsavory risk-loving characters just like bankers are. CDS is a natural proxy for that creditworthiness, and it's a reasonably objective and liquid market-based proxy.
But there's also this. Your model of a bank's stakeholders could be 20% equity / 80% unsecured debt, in which case you could be a big fan of the Fed idea. Or your model could be 2% equity / 8% unsecured / 90% witchcraft and magic. The NY Fed, again, are sober types who are not believers in witchcraft and magic, and most of the time that's probably a good way to look at the world. But the reason that lots of people like to freak out about bank compensation is that, every once in a great while, the fulcrum stakeholder is not a shareholder or a guy who holds an unsecured thing deliverable into CDS, it's the financial system as a whole. When 90% of the money at risk in Morgan Stanley was the Fed's,* Morgan Stanley wasn't really working for either its shareholders or its bondholders – and its bonds, like its shares, looked like more or less at-the-money options to buy the firm from the vast mass of secured credit (Fed, repo, FDIC-insured, whatever you've got at your particular bank) that really owned the place.
CDS obviously reflects this sort of thing – Morgan Stanley CDS didn't look so hot in September '08 – but so do stock prices. Both are imperfect, conditional, convexity-laden reflections of the shifting risk profile of banks. Both probably under-reflect the risk to all stakeholders because in a really deep crunch the equity and unsecured are not where the bulk of the capital is at risk. If you wanted to really align bank CEO's risk-taking incentives, you'd let the Fed empty their personal bank accounts to fund emergency loans to their banks.
Which I'm pretty sure would be a dumb idea. The lesson may just be that you can't fully optimize comp to make bankers internalize risks. But you can improve from the current baseline. And this CDS-based comp thing seems like a decent attempt.
Designing Executive Compensation to Curb Bank Risk Taking [NY Fed]
* Quoted without approval. I think his math and understanding of how the claims work are iffy but, y'know, the gist is not wrong and he's not the only one thinking it.
Comments (102)
Too early, can't Matt.
Matt, aren't you supposed to be studying for some big exam?
go back to your room. -
Old Mumbles you could probably pay mostly in ball taps. Sure, the proper discounting is tricky, but at a certain level it's not really about the money.
I'd agree, if it weren't for a painfully boring conference call that made reading this article seem worth doing. Still, would it have killed Matt to throw me a chart?
I'm sure my employees/shareholders will vote this bullshit down pronto.
This article finally gives us a reason to drink coffee!
While CDS spreads are a useful tool in accessing risk – they typically over-quantify events, with large news driven expansions and contractions. Lots of reversion.
Plus – just given the new era of mass market volatility, which in part one could argue is driven by the rise of institutional investors like hedge funds (no knock on you) – CDS at times has a tendency to ignore fundamentals.
A rumor might affect the standing of your I-bank when being chosen to underwrite a deal (and miiiight affect the top line, although we still see BAML and MS as major players), but sure as hell will blow the shit out of your CDS. I don't want my comp tied to that.
Interesting Matt…. I mean err Anthony Bologna
B. Moyns looks like he's trying to squeeze an addition to the bonus pool.
Anthony Bologna is a friend a mine.
– cg
I hope I get paid in Trident Layers!
11:16 you feeling ok Matt?
Excellent tags, Matt!
Too much adderall studying for the CFA…
That was a damn good 30-sec elevator pitch on how improve executive comp incentives! Very succint and to the point. We'd like to hire you as a pitchman.
-VC fund
The IS no more Adderall
– Your local coke dealer
So you stayed up all night typing this instead of studying…you're hired!
-Jeffries HR -
god you suck
Matt: I read your posts in their entirety almost every day, partly because I'm waiting for the day when you go off the rails and we discover you're totally full of shit. Hasn't happened yet… but I'll be watching.
-Backhanded compliment guy.
Although as typical this is quite the tome, it was actually a decent read on a good topic, and I do sort of wish for once that the responses weren't all jokes. Luck on the test.
I'll preemptively give myself a thumbs down for the comment, I know, I know.
-Not OWS and not a fan of their work, but in favor of finding a way to keep the pitchfork holding masses out of my yard.
What does Conan O'Brien have to do with this?
Such is the schizophrenic nature of the world economic system that US Bank credit ratings are falling while the Dow is on a holiday tear. The system looks good on the outside, but it's hiding a cancer: http://djia.tv/press-tv/top-us-banks-credit-ratin…
Bank of America is a criminal enterprise. How many lawsuits are they in RIGHT NOW? Defrauding investors? Big time! There is a solid reason bank stocks are down. Balance sheets that are contrived nonsense that no one with a lick of sense would believe, massive exposure to UNsecured mortgage securities, and those pesky lawsuits from major investors who now see that those "securitized " mortgages where not secure at all! When BofA admits in their own 10K that they may not have possession of the underlying mortgage notes you know there is massive fraud going on. Please read the 10k s for yourself and see how bad the banks really are. They admit it if you want to read.
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College students are the perfect storm of laziness, creativity, and the lack of money. No wonder they come up with the best life hacks!
Everyone loves to snack on cereal, but the sugary powder piled at the bottom of the box is really annoying. Instead of pouring a pile of cereal dust into your bowl, try this simple life hack. Grab a colander (typically used to strain pasta), hold it over a sink or garbage can, and pour the whole box cereal inside it. Shake the cereal around for a bit and then return it to the box.


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will there be ukeleles?
Cristin Milioti Cast in NBC Pilot A to Z
How I Met Your Mother's mother, Cristin Milioti, will join NBC pilot A to Z, a Rashida Jones–produced comedy about the entirety of a relationship: "from meeting to breakup." Guess she won't really be able to use her sexy baby voice or ukelele — according to a press release, she'll play Zelda, "a lawyer at a small, public-advocacy law firm [who] loves being a grown-up and doesn't understand why anyone over 20 would go see an animated movie or eat ice cream sundaes." More like, How I Met Your Super Bummer of a Mother.


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Italo-Palestinian National Authority Ministerial Committee Meeting
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Palestinian Foreign Minister Riad Malki shakes hand with Italian... News Photo 156862977Farnesina,Foreign Minister,Giulio Terzi,Hand,Handshake,Italian,Italy,Minsterial,Palestinian,Politics,Riad Malki,Rome - Italy,Vertical,commiteePhotographer Giorgio CosulichCollection: Getty Images News 2012 Giorgio CosulichROME, ITALY - NOVEMBER 23: Palestinian Foreign Minister Riad Malki (L) shakes hand with Italian Foreign Minister Giulio Terzi prior a minsterial commitee at Farnesina on November 23, 2012 in Rome, Italy. Riad Malki announced that from now on Palestine will participate in the United Nations' meetings as an observer. (Photo by Giorgio Cosulich/Getty Images)


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ABYC takes technical training to Taiwan
Posted onAt the request of the Taiwan Yacht Industry Association and the United Ship Design & Development Center, the American Boat & Yacht Council will be holding two ABYC certification courses in Kaohsiung, Taiwan.
ABYC will conduct the four-day electrical certification course May 12-15 and the four-day marine systems certification course May 18-21 as part of the ABYC on-site training program.
Both courses will be taught by ABYC instructor Mickey Smith and will be held at the USDDC office in Kaohsiung.
"ABYC was honored to be contacted about our on-site training program by the TYIS and USDDC," said Mike New, ABYC education director, in a statement. "ABYC has taught our certification courses all around the world to include Australia, England, South Africa and Canada, and we are thrilled to be moving into this geographic region of the world.
"Taiwan has been producing recreational craft for over 30 years now, and we feel that by hosting two ABYC certification courses, the Taiwan boatbuilding community is recognizing the importance of building safe, better-quality boats using ABYC standards," he added.
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Complete Jewish Bible (CJB) | New International Version (NIV) |
18 I have been more than paid in full: I have been filled, since I have received from Epaphroditus the gifts you sent - they are a fragrant aroma, an acceptable sacrifice, one that pleases God well. | 18 I have received full payment and even more; I am amply supplied, now that I have received from Epaphroditus the gifts you sent. They are a fragrant offering, an acceptable sacrifice, pleasing to God. |
Complete Jewish Bible Copyright 1998 by David H. Stern. Published by Jewish New Testament Publications, Inc. All rights reserved. Used by permission. (The Complete Jewish Bible Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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Members of the union representing Queens Library workers are suing the library officials for refusing to give them copies of minutes from Board of Trustees meetings.
John Hyslop, president of Local 1321, said the legal battle started out with a simple request made in January.
"I did not think the library's administration would be so adamant about not sharing them," said Hyslop. "The refusal to share the minutes baffles me, even after they learned of their obligation to provide them."


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Tarot. Oblique Strategies. Origin and history[edit] The entire story of Oblique Strategies, with the content of all the cards, exhaustive history and commentary, is documented in a website widely acknowledged as the authoritative source, put together by musician and educator Gregory Alan Taylor.[4] The text of Schmidt's "The Thoughts Behind the Thoughts" was published by Mindmade Books in 2012.
Design and use[edit] Each card contains a phrase or cryptic remark which can be used to break a deadlock or dilemma situation. Tarot cards, reviews, information and insight, at Illumination Tarot. Illumination Tarot - Reading for Others. Illumination Tarot - Original Spreads: Introduction. Mystic Dreamer Tarot. Wiccan Moonsong - Tarot Readings. Tarot and Oracle Card Reading Merry Meet :)) I have been working with the tarot for several years now.
The tarot is a divination method that can help to shed insight to the questions you have in your life. The main deck that I work with is the Mystic Dreamers tarot deck. It was the first tarot deck that I ever worked with and it still is my favorite. The Tarot Garden Database. Welcome to the Tarot Garden -- Your Source for Unusual, Hard-to-Find, and Rare Collectible Tarots!
Tarot - Free Tarot Readings from Byzant. FREE Tarot Readings. Free Tarot Readings. Free Tarot Readings. Tarot eCards Universal Tarot App. Tarot: Crowley Thoth Deck On-line Reading. Tarot Spread Tutorial : 3 Card Spread. What the Spread Reveals This is a very simple yet useful spread, that can have a wide range of meanings assigned to each of the three positions.
Two of these are presented here for your consideration. Tarot Spread | Celtic Wings | Planet Waves. Peeling The Cosmic Onion – Tarot And Quantum Physics | Relativity OnLine. From India Corespondent Divyaa Kummar… On such things as matter, we have all been wrong- what we called matter is energy whose vibration has been so lowered as to be perceptible to the senses.
There is no matter… – Albert Einstein At this point I would like to include our more rational readers to join us, by adding a new perspective for you to view tarot through! Tarot: a tribute in seven parts. By Sarah Taylor As of this week, I'm changing tack away from the mid-week tarot article to focus on other areas of my professional life.
I'll still be writing the Weekend Tarot Readings. Aces in Tarot - Tarot. In the Tarot, the Aces are equivalent to the number 1.
In numerology, the number one represents the very beginning of a cycle, potential and what is possible, but not yet developed. the Aces are also represented by the four seasons. When Aces appear in a spread it represents change, a natural flow or progress to a cycle of events. About | innerstellarmedium. The innerstellarmedium is a place in cyberspace where we can meet face-to-face.Astrology + Tarot Readings via live video consultation with interactive graphics. Better than in-person, your tarot card spread + astrological chart come alive — from the comfort of your chosen environment without the hassle of yet another commute. Your reading is [optionally] recorded. Replay + review your session later to absorb all of the fascinating details you may have missed. Wielding the sword of integrity: Justice and Adjustment. Editor's Note: If you want to experiment with tarot cards and don't have any, we provide a free tarot spread generator using the Celtic Wings spread, which is based on the traditional Celtic Cross spread.
This article tells you how to use the spread. You can visit Sarah's website here. –efc By Sarah Taylor So there we are, travelling along the road marked "Life." Sagittarius in the Major Arcana - the Alchemical link! Let's start our exploration of Sagittarius in the tarot with the Major Arcana.
In astrology, Sagittarius is the last of the three Fire signs that we encounter as we go around the zodiac – the first being Aries, the second Leo. It's the mutable one – taking what's been established in Scorpio and transforming it into something else. It combines fiery passion and creativity with the expansiveness and benevolence of Jupiter, its ruler, to give us the visionary, the explorer, the philosopher. The key word for me here is 'transforming' – that ability to take what we have and change it, to temper it... ah, you'll see where I'm going with this now!
The tower tarot. Tarot Suit of Wands – Keen. Feeling creative?
The Tarot has an expression for your efforts. There are four suits in the Tarot deck. Swords represent ideas and communication, the cerebral plane. Cups represent our emotions. Pentacles appear in a reading to indicate our possessions, finances and everything we experience on the material plane. The Tarot. Introduction Tarot cards are popular.
Amazon.com has over 12,000 books listed with 'Tarot' in the title, and there are hundreds of different deck designs. Fortune tellers using Tarot cards are popular and ubiquitous. Many authors claim the Tarot is a repository of ancient occult wisdom that originated in ancient Egypt. Other authors relate Tarot to Kabbalah - Amazon lists 140 books with 'Tarot' and 'Kabbalah' in the title, and there are many, many more that discuss the relationship in considerable detail.
Tarot. Tarot Cards. Lenormand. Main Page - Tarotpedia. Tarot_notes [the libarynth] Parn:tarot_tutorial [the libarynth] The Tarot Garden Database. Discover Tarot. How to Choose a Tarot Deck... Tarot -- what's the deal with so many decks? 15 | April | 2012 | Perspectives On Tarot.
Decca Haindl. Decca Thoth. The Pictorial Key to the Tarot. Museo dei Tarocchi - Riola (Bologna) Italy. Tarot Talk: News, Reviews. Diary Dates and Decks. Oracula.


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Every time my dad comes to visit we make hummus. His "Greek" recipe is so delicious it tastes authentic.
"Of course it's authentic! It's Greek!" he says.
Having both my mom and step dad over is a bit comical… almost like the movie My Big Fat Greek Wedding. My mom, the Spaniard, tries to tell him to use more or less olive oil or garlic…etc. He says: Hummus is Greek. Don't mess with the ingredients.
- 2 (14 oz) cans of chickpeas, drained and rinsed
- Juice from 1 lemon
- 1¼ cup of water
- 2 TB tahini
- 2 tablespoons olive oil
- 2 teaspoons ground cumin
- 1-2 garlic cloves
- Coarse salt and ground pepper
- In a food processor or blender, combine chickpeas, lemon juice, tahini, oil, cumin, and garlic, mix for 1 minute.
- Begin to thin with water adding it in slowly until you reach the thickness/consistency you like. Season with salt and pepper. Refrigerate, in an airtight container, up to 1 week.
The word Hummus comes from the Greek word Humm, which means…
Hummus isn't just the perfect appetizer and snack; here at MOMables™ we love to use it from time to time in our lunch menus.
Pictured: Turkey & Hummus Sandwich on a favorite bread with fruit and veggies from the MOMables menus.


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New King James Version (NKJV) | New International Version (NIV) |
24 He who calls you is faithful, who also will do it. | 24 The one who calls you is faithful and he will do it. |
Scripture taken from the New King James Version. Copyright © 1982 by Thomas Nelson, Inc. Used by permission. All rights reserved. (New King James Version) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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We found these neat little piles on our kitchen window sill. Can anyone help us identify what they are?
Follow-Up Postings:
Well, honestly they look like drywood termite pellets to me :( I would call a termite company out, hopefully you haven't cleaned up the piles yet. Good luck! |
- Posted by mike_in_kc (My Page) on Tue, Jan 24, 06 at 10:30
Ever seen mouse droppings? It sure looks like furry little critters spent the evening on your windowsill munching food you either left out or the crumbs from the previous night's food preparation. I have to admit that I've never seen them so neatly piled up though! |
- Posted by catherinet (My Page) on Tue, Jan 24, 06 at 19:25
No, those aren't mouse droppings. I'm sure Toad would prefer they were though. They are piled up very neatly though, aren't they? Is there a hole under them? |
no hole. I admit I wiped them up after taking the pictures. I know, not the best idea. |
- Posted by catherinet (My Page) on Wed, Jan 25, 06 at 9:21
Anything in the ceiling above? Do you have kids? I'm thinking someone put something like coursely ground black pepper there! |
At first, I thought our pepper mill had sprung a leak because that's exactly what it looks like. But the mill doesn't sit there and we only have two pesky cats who aren't quite that inventive. |
Termites and/or carpenter ants are not that inventive either. Plus the stuff is bigger than their butt. It looks about the size of mouse poop but mice don't poop in neat little piles and they don't poop brown and black. My guess is you either have a person playing a joke on you or a mentally handicapped bird trying to build a nest. Hey, it happens. |
The two types of termite I'm familiar with stay out of site, inside your lumber. They wouldn't leave anything like that. You'll see carpenter ants, but they don't leave that kind of stuff. It looks like peppercorns. |
- Posted by mike_in_kc (My Page) on Thu, Jan 26, 06 at 8:52
I know Catherint swears I'm nuts for saying it's mouse droppings, but the black eliptical shapes at the edge of the piles sure look it! Mice do gather food that they find and take it by mouthfuls to their nest. I often find little caches of bird seed, for example, tucked in hidden niches of our garage. I'm suspecting that mice were attempting to move whatever it was that they considered food to a place of their choosing and got stopped when daylight came and you discovered their handiwork! |
I now wish I'd put a finger or the tip of a pencil into the picture so you could get a better sense of the size. These really are tiny granules. Think ground pepper (if ground pepper came out round) instead of peppercorns. |
- Posted by aliceinsocal (My Page) on Fri, Jan 27, 06 at 13:18
Would you describe them as being the size of poppy seeds? smaller?, sesame seeds? Did you notice any difference between the light & dark colored ones. Are they elongated like they look in the pictures or are they round? Did they have blunt ends (if elongated) or pointy ends? Were the dark ones black or brown? About how many inches across are those piles? Print out these good pictures and mark the measurements of the metal piece and the piles. Could you find a few of the droppings that might still be caught in the mechanism or in the cracks? Hit the window all around above & frame & see if you can cause any more to fall out. If you take or mail those and the pictures to the Agricultural Extension agent of your county, they have an entomologist who can probably identify your problem. They are also going to want a description of the frame of the window--eg is there wood above the area of the piles either directly over or in the vertical frame that is near enough for these to have 'poured' like this into piles rather than bouncing from 6 feet up. The more information you give them , the better result you can expect. In Orange County, it is in Anaheim. In the phone book look in the county govt. pages under R--Resources & Development Management/Agricultural Center Commissioner, for their phone # and address. They will connect you to the entomologist for their hours etc. I think the other counties in CA have an Agricultural extension office also (which may well be listed in the phone book county pages under A.) |
- Posted by catherinet (My Page) on Fri, Jan 27, 06 at 17:13
I think there's some tom foolery going on here.......by your partner maybe? Or you?? :) |
catherinet, I really wish it were! Nope, this is the second time too (I cleaned up the first and hoped for the best). aliceinsocal: they're a little larger than poppy seeds, but just a little. Nothing falls out when we slap the wood. We are renters, so we're going to put in a call to our landlord and see what he wants to do. We've made a copy of one of the photos to send to him. A neighbor who's had termites (a long time ago) said that these don't look anything like what he's seen, so I'm thinking some kind of ant. I'll be sure to let you all know when we do. But I do appreciate everyone's input. |
- Posted by catherinet (My Page) on Fri, Jan 27, 06 at 22:30
Isn't it too dark for wood? What's up above? This is a real enigma. Please keep us posted. It sort of reminds me of those crop circles made by aliens! If you find more, save them in a plastic bag. Maybe a lab could test them for you. Did you smell the stuff, or grind it in your hand? I'm curious what it would feel like. Have you found them anywhere else? Can you follow a few pieces of them to anywhere else? |
Looks and sounds like carpenter ant waste. The color varies with the condition of the wood the ants are excavating. Carpenter ants do not consume the wood (like termites) just excavate galleries to live in. They typically need soft wood (from moisture usually) to get a start, but then continue to excavate until the wood gets to hard/dry. Mice droppings are about the size of grains of rice. |
Sorry I never got back to this. But I've had a few e-mails, so I figured I should up-date. These are indeed termite droppings. We told our landlord, but he seems more inclined to put doing anything off. He did hear about a non-toxic (to humans and pets) approach that entailed using citrus oils. I know, I know. But we injected lemon juice into the little holes and the termites stopped digging there. I'm sure they just went elsewhere, but at least the stuff wasn't getting all over our kitchen sink area anymore. |
- Posted by mightyanvil (My Page) on Sun, Feb 25, 07 at 17:40
Termites usually nest underground. Look for mud tunnels against the foundation walls or in a crawl space. Don't delay, hire a pro. Don't try to poison termites yourself. |
- Posted by babalu_aye (My Page) on Sun, Feb 25, 07 at 23:15
I had termites (drywood, not subterranean) a few years ago and this looks similar to what we saw. It was on the window sill like you've got, and also in an exterior doorway. In both spots, there was a tiny hole visible in the ceiling above the pile. The pellets were very fine, and I was almost thrown off by your picture because they look kind of large there. But in the second photo I can see that the pile takes up only a small area on the window sill. The good news is you're renting! |
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Brief summary for Activity Aide - Bismarck St. Vincents Continuing Care Center
8 hr/wk & PRN, great benefits. Day shifts. with occasional evening. Position will include rotating weekends and holidays. CNA certified required within 4 months of employment. Must have the ability to work well with geriatric residents in a wide range of activities. Must have the ability to be flexible and work well with a team. Must have good communication and organizational skills and possess a current ND drivers license. Please apply online at www.sanfordhealth.org. IF you have questions please contact Gretchen at 323-1995.


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Student Scrapbooks: The Michigan Experience
Browse by Subject
From these student scrapbooks, certain popular subjects emerged that were common to many. These subjects are indexed here by topic, along with a short description of the types of materials likely found in each category.
- Athletics -- Focus on men's sports; includes football, track and field, baseball, basketball, rowing, intramural, boxing, swimming, and materials related to Ferry Field.
- Campus Buildings -- Focus on campus buildings, including libraries, residence halls, and other structures.
- Class Reunions -- The specific year of the reunions is usually included in the scrapbook description.
- Class Rivalries -- Class wars, bonfires, rushing, rivalry posters, Spring Games (pushball, tug of war), capture wars, and initiations.
- Commencement -- Programs, photographs of students in caps and gowns, and photographs of students on stage.
- Correspondence -- Handwritten and typed letters.
- Cross-Dressing -- Musicals and comedic operas of men dressed as women, and both male and female students dressed as the opposite sex.
- Dance Cards -- Includes decorative cards that list popular dances and names of dance partners.
- Ephemera -- Posters, transportation and event tickets, stickers, cards, invitations, pins, ribbons, pressed flowers, cigarettes and cigars, telegrams, scraps of clothing, sports memorabilia, and party decorations.
- Fraternity Life -- Specific fraternities include Phi Delta Theta, Delta Kappa Epsilon, Psi Upsilon, Kappa Sigma, Alpha Chi Sigma, Tau Beta Pi, Phi Kappa Psi, Theta Delta Chi, Sigma Phi Epsilon, and Sigma Alpha Epsilon. Programs, invitations, house logs, hazing activities, photographs of the houses and members, and social activities specific to the fraternity.
- High School -- Tappan, Ann Arbor, and Detroit High Schools. Signs and posters, report cards, credit slips, and athletic photographs.
- Holidays -- Major holiday celebrations, including Christmas, Halloween, and Valentine's Day. Includes party decorations, invitations, name cards, advertising, and photographs.
- Marching Band (UM) -- Photographs of the band at Ferry Field and at practices.
- Music -- Music programs from the Choral Union Series and Musical Society, comedic operas, photographs of musical performances, and sheet music.
- News Clippings -- Newspaper clippings of university and world events.
- Outdoor Activities -- Students with friends and family doing activities such as fishing, swimming, canoeing, rowing, hanging out by the water, and camping.
- Photographs -- Incorporates almost all subjects listed. Includes professional and amateur photography of students with friends and family, social and campus events, and at athletic events.
- Postcards -- Scenes of campus buildings and Michigan landscapes.
- Religion -- Materials related to the activities of the Baptist Church and church programs.
- Secret Societies -- Specific societies include: Druids, Michigamua, Sphinx societies. Includes programs, initiation photographs, and short histories.
- Social Events -- Dances, parties, balls, banquets, and costume parties.
- Sorority Life -- Specific sororities include: Omega Upsilon, Alpha Chi Omega, Kappa Kappa Gamma, Pi Beta Phi, , Alpha Sigma Tau, Westminster House, and Kappa Delta. Categories include social events, photographs of houses and members, programs, invitations, name cards, house reports, and publicity.
- Student Records -- Diplomas, report cards, physical test charts, measurement cards, notices from the university, and identification and membership cards.
- Theater -- Programs from theater events, Comedy Club, theater production team photographs, photographs of dramatic presentations, Junior Girls Play, and playbills from productions outside Ann Arbor.
- Transportation -- Early modes of transportation (train, cars, early airplanes and ticket stubs from traveling.)
- Vacation -- Day trips with friends and family to nearby areas, beach scenes, camping trips, and travels abroad.


text:
Several arrested after suspected smuggling boat comes ashore at Sunset Cliffs
Boat reported at Sunset Cliffs Blvd., Osprey St.
SAN DIEGO - At least three people were reported to be in custody Thursday after a suspected smuggling boat ran aground off the coast of Sunset Cliffs.
Two men and a woman were arrested after they bailed from the speed boat and tried to flee into the dark around 10 p.m. Wednesday, according to reports.
The 22-foot speed boat came up against the rocks near Sunset Cliffs Boulevard at Osprey Street at about 10 p.m., authorities said.
It is unclear how many people were on the boat. Several were seen running up the cliffs and into the surrounding area. Multiple suspected illegal immigrants were arrested and authorities are continuing to search for more.
Personnel from lifeguards, San Diego police and the Border Patrol were responding to the incident.
The boat in Wednesday's incident is the same type of boat that ran aground at Sunset Cliffs on Tuesday.


text:
Nintendo used PS3, 360 footage to highlight Wii U capabilities
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Thornton's Real Estate Academy (www.realestaterenegade.org/lms) was founded by Todd (Renegade) Thornton a few years ago with the following mission statement.
"To provide twenty- four hour a day easy access to inexpensive high quality real estate education training programs for both new and existing agents."
You see, Todd was on vacation and still selling real estate in Kentucky from Australia (Hence picture from the top of the Sydney Harbor Bridge) and thought wouldn't it be great if anyone could learn about real estate at any time from anywhere in the world. This was before the days of Blackberries and I-phones so Todd was using Internet Cafe's when traveling, but he soon set out to create the first of it's kind online real estate training system. It would eventually lead to the first every online real estate courses approved in Kentucky. Now Todd even speaks at nationwide conferences of real estate instructors about both current and soon to available online technologies. At last count, we have logged people accessing our real estate websites from through0ut the United States and twelve different countries. It really shouldn't matter whether you are in Australia, Hong Kong, Germany, or anywhere in Kentucky, you should have access to your classes when you want and that's what we're all about.
"Information without the Overload 24/7″
Today we are the largest real estate in Kentucky with thousands of students having taken our online courses to either prepare them for a career in Kentucky Real Estate sales, make them ready to start/manage a real estate brokerage in Kentucky or to fulfill their continuing education requirements. Todd's (Renegade) nickname comes from his desire to shake things up from the status quo and make real estate education both affordable and extremely easy to access.
Bottom line: If you are looking to obtain a Kentucky real estate license or get your continuing education for the year completed, you've found the right place. Rather than rambling on about ourselves, we'd thought you might like to see a few reviews from former students.
Thornton's Real Estate Academy is by far the best. I've gained so much useful information on Real Estate to actually make my start in the business a much smoother transition. I highly recommend this course to anyone considering Real Estate licensure as you can go at your own pace and constantly have the support of the instructor.
Sarah- Taylor Mill
I think this is an excellent program and I could not ask for a better academic experience.
Heather- Pikeville
What an awesome way to attend real estate school. The course is outstanding and will meet anyone's needs. I would highly recommend this class.
Lisa- Louisville
I took an online course when I first got my license in Kansas. Your version is so much better, way more interactive, way more interesting.
Mary- Knoxville
The fact that this course allows you to work at your own pace gives everyone the ability to at least give it a try. And the fact that it's inexpensive compared to other schools makes this one the best choice!!
Darrell- Owensboro
Great course. Made for people who can't devote the time to sit in the classroom. My hat goes off to Todd and his staff for finally getting an online course approved.
Lannie- Bowling Green
I feel this course has well prepared me for a career in the Real Estate industry. I would recommend it to anyone interested in getting their Real Estate license. It was so informative, motivating and convenient. I absolutely loved it!
Becky- Nippa
Mr. Thornton goes above and beyond to make classes educational and entertaining.
Tina- Burkesville
I have been trying to attend real estate school for 2 years. I'm so glad I found this online course. It was so easy to access and I'm finally getting my license.
Sarah- Louisville
Your Realestaterenegade website saves time and provides us tremendous real estate knowledge. The website helps students get well prepared for the exam, future real estate career, or real estate investment knowledge.
My- Bowling Green
This program is great. It makes even boring material interesting.
Lesley- Ashland
I think this is the best way to get your training for the real estate exam.
Jeff- Columbia
Excellent class. I could work at my own pace and didn't have to be away from my family on the weekends. Great experience and would certainly recommend to anyone interested in a career in real estate.
Joe- Scottsville
Information was extremely applicable to the real world of real estate.
Steve- Lexington
Todd's online course is very effective. I can't recommend this course enough.
Carlton- Glasgow
Excellent class. Great job in keeping the class fun.
John- Springfield
Better than any other real estate class I've taken. Video clips and stories really helped me relate to the subjects.
Lee- Nashville
It was a very smooth form of learning. I appreciated the witty, humorous, inserts into the literature as well as the quizzes.
Wilda- Mayfield
I have a very busy schedule and your online course allowed me to work at my own pace and stay home with my family. Thank You
Cheronda- Louisville
I've already recommended this course to three brokers in my area.
Ellen- Ashland
I was really impressed with the things on the computer –it was more enjoyable and better learning experience than reading.
Steve- Murray
I was very glad to find an Internet course for this program. I don't think I would have been able to get my license otherwise. Mr. Thornton provides a great service!!
Kelly- Henderson
My education was completed at my leisure.
Donald- Crofton
This was my second class online with The Renegade, and I found it as easy and informative as the first.
Rubye- Brandenburg
I really got a lot out of the course v/s classroom.
Bill- Corydon
I DREAD CE every year–it's 6 hours of sitting and hearing the same old thing–I gained more information out of this 3 hour course than in ALL CE classes for 15 years!
Elisabeth- Lagrange
My experience was excellent with this method of study, instructor was professional throughout!
This is the best class that I have ever went through it was informative, and well written. The study guides were awesome they helped so much.
Tommy- Paducah


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Nike Free Flyknit 5.0 HTM SP
Nearly a year after the launch of the Nike Lunar Flyknit Chukka HTM, the creative collective known as HTM (short for Hiroshi Fujiwara, Tinker Hatfield, and Mark Parker) returns with another Flyknit Collection, this time honing in on the Nike Free sole as well. Dubbed the Nike … READ MORE
fragment design x Nike Air + Lunar Force 1 | Detailed Look
For a certain segment of the sneakerhead community, the coming together of Nike and fragment design mastermind Hiroshi Fujiwara is something like a seismic event. The upcoming Fragment Pack lives up to the hype, featuring an Air Force 1 Low and Nike Lunar Force 1 Low executed with … READ MORE
Nike Air Force 1 + Nike Lunar Force 1 "Fragment" Pack
Without a doubt, Hiroshi Fujiwara and his company, fragment design, have been instrumental in the sneaker game as a whole. Recently, Fujiwara gave a hint of things to come on his Instagram account: a teaser of the fragment design x Nike Lunar Force 1 sneaker. The pair … READ MORE
Nike X158 Shanghai – Opening Exhibition | Event Recap
After some last minute adjustments, the Nike X158 Shanghai retail concept finally opened its doors over the weekend. Also known as "X158 Nike," the mixed-use venue promotes both creativity from Nike's design aspect, along with innovation taken from its technology side. And what better example than the … READ MORE
Nike X158 Retail Concept – Shanghai | China
An important cornerstone in Nike's celebration of Shanghai initiative is to "redress" customers' retail experiences within all of its flagship stores, something it is hoping to achieve in the new Nike X158 Retail Concept. A mix-use space much like the former Nike TPE 6453 in Taipei City, … READ MORE


text: I like the kettle bells too, but I recently saw something on Dr. Oz called gravity straps. They are different than resistance bands because they don't stretch out, you just use them to pull your own weight. They are hard to find, I had to buy mine online. I am looking forward to working with them because I have an old hip injury that prevents high impact workouts. They said that 20 minutes 3 times a week produces good muscle toning results.


text:
So, since our little stonehouse was too small a job to get in our GC's queue (he tells me after I wait SIX weeks), my DH is GC'ing it himself.
We have a gardener who has been with our property for years before us. He has a large crew and even larger network of laborers who can do everything. The mason is staring Monday to prepare the floor and create openings for the new doors and windows. I am sure there will be hiccups (but, as DH said, our old project manager on our whole house reno was being paid 9k/mo and he screwed up all the time ... Dh can screw up for free!) I'm so excited to be starting, and very happy to just be paying time and materials (with receipts and no mark up), and paying directly to the people who do the hard work! |
Follow-Up Postings:
I'm so glad that it is starting! Good luck, can't wait for progress updates. |
I'm planning on GC-ing my kitchen for the exact same reasons. The GC is supposed to have all these great subs and keep everything moving forward apace and honestly, 5-7 days between marginal subs didn't seem worth 25% of the project total plus marking up all the materials I had already bought and paid for before he arrived (and replacing all the materials his subs screwed up). I think if you're organized and have done a project before you can handle being GC. |
- Posted by mtnrdredux (My Page) on Sat, Sep 15, 12 at 10:41
I agree Grl. It would not have been feasible for the scope of whole house reno and additions, but this is 150 sq feet! And you know what, I hear a saw! The carpenter showed up early and is on premises working right now. I have never once had a GC show up ahead of schedule. |
"Dh can screw up for free!" Good attitude! Hope it all works out the way you want. Looking forward to pics. |
We were general contractors for this house when we built it as 21 and 22 year olds and have been GCing every reno since, including an add on that nearly doubled the size of the house. I don't recommend living in the house while HALF of it is being remodeled (by us) and *someone* is going thru "the change" :o Monica |
We've done both--- well, i have done the GC gig on some projects (never DH), and have had a GC on others. I honestly don't know what is easier. The last GC who built our new portico had his own ideas about doing things and did not clear the details with me, things like the shape of the foot of the handrail stanchion, for example. I had warned him that I wanted to be consulted on everything and he kept "forgetting." In truth, he did not want to bother holding up any purchase until I had had a chance to look at it. He did not involve the architect as much as I deemed appropriate. When we built a guesthouse in Florida our GC was a great guy but was always trying to save money in ways we had not requested... I appreciated the thought but not some of the result! I had better luck working with a construction company and the architect directly. I would rather pay her to oversee a project that is built by a reputable company than a deal with a builder who has his own vision of the finished product. The stone house project will be wonderful fun for you, and at 150 sq feet, how far out of hand can it get? I am really looking forward to your hideaway! |
- Posted by bronwynsmom (My Page) on Sun, Sep 16, 12 at 11:01
Good idea - the trick, as you well know, is understanding critical path, and knowing how to schedule things so that things get done in the right order, and allowing time at every junction to adjust for the unexpected. I can't imagine that you won't do a better job than your previous high-priced fellow. Sounds like you have a group that's an experienced team. So of course I thought of Diane Lane in "Under the Tuscan Sun." |
- Posted by mtnrdredux (My Page) on Sun, Sep 16, 12 at 23:06
I've read the book, but I will have to see the movie! |
- Posted by mtnrdredux (My Page) on Mon, Sep 24, 12 at 21:47
So far, so good. "Managing" the subs has been interesting. The folks who are part of our landscaper's network show up at 8 and work until 5 (the carpenter and the masons, so far). On Saturday they asked "is it okay if we work Sunday"? YES. Is 8 am okay? YES. So far all these folks seem to know what they are doing, relying loosely on my Sketchup, and consulting us on things we hadn't thought about. (eg the wall is 15+" thick .. do we want the windows centered in the wall, or recessed. or?) The plumber (for the stove) showed up as promised and told us he can install in 2 1/2 weeks. The floor is curing and our tile guy is coming next week. He did send me an email saying at first he "wasn't sure" if he could do the job Monday because Tuesday is his wife's birthday. (huh?, well I guess he resolved that) So far, we are earning our monthly fee and mark up. : ) |
- Posted by bronwynsmom (My Page) on Tue, Sep 25, 12 at 10:54
You really do have to see the movie... ;>) |
I'm so glad you are getting started. We've GC'd all our projects, not always by choice, but like you because we couldn't find a GC who would do a small job. We're also diyers and love a good challenge so that helps. Sounds like your project is off to a good start. |
mtn, I was browsing on Amazon, and I came across some images that made me think of you & your little house. Scroll though the pages of this book until you get to the interior shots of the stone cottage. You'll know them when you see them. http://www.amazon.com/Steven-Gambrel-Time-Place/dp/1419700685/ref=pd_sim_b_21#_ |
- Posted by mtnrdredux (My Page) on Tue, Sep 25, 12 at 22:13
Wow, Lynxe, thank you! That's so kind of you to think of me. It does bring to mind my little house, but with far superior masonry. : ) I also really like the pale blue shutters with black hardware. The beachhouse we like (going there Friday for the weekend!) has white clapboard, to my deep disappointment (it should be unpainted cedar gone gray). Anyway, I wanted to do pale blue shutters but worried I'd need more contrast --- but this book shows a perfect example. (Yes, I know, extreme mental illness here. I've not only painted the shutters on this "house-i've-only-seen-once-and-was-in-for-less-than-ten-minutes-but-think-might-be-IT". I've also completely redone the kitchen, added a bath, and enclosed part of the porch. In Room Planner, just guessing dimensions!) |
- Posted by bronwynsmom (My Page) on Wed, Sep 26, 12 at 10:36
Yup. You're a crazy person. Takes one to know one... Luckily, the turns my life has taken in recent years prevent me from doing these things, and my time is too obligated to allow obsession over them in imagination...but give me the chance, and I will be certifiable again, just like you!! |
- Posted by mtnrdredux (My Page) on Mon, Oct 8, 12 at 18:52
- Posted by AnnieDeighnaugh (My Page) on Tue, Oct 9, 12 at 9:54
Sweet! |
So lovely. |
Coming long beautifully! I bet that things will move quickly now with the framing with the masonery done! Can't wait to see more. |
I was wondering how it was going. This is going to be so much fun to watch. |
Looks great. Wondering what's holding up the rocks over the windows.... |
- Posted by bronwynsmom (My Page) on Tue, Oct 9, 12 at 15:32
Marcolo if you look closely, you can see braced framing members across the tops of the window openings. Feel better now? :>) |
OMG, it's going to be just charming! What a beautiful view. |
Love watching your progress! That view is divine! |
- Posted by mtnrdredux (My Page) on Tue, Oct 9, 12 at 23:17
Marcolo, Not to worry. I think they said they used two coats of cola maluca (sp?) Thanks everyone! |
- Posted by bronwynsmom (My Page) on Wed, Oct 10, 12 at 9:03
Your masons did a glorious job! Keep us posted. How you keep all those plates spinning is a wonder to me... |
- Posted by outsideplaying (My Page) on Wed, Oct 10, 12 at 12:56
What beautiful work! You must be excited to keep this project going. And what a lovely setting! Can't wait to see the finished product. |
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text: Product ReviewsOverall rating: Posted By: professor20 verified customer Elegantly uniqueOctober 5, 2010 I have ordered several colors of these pendants because they are a perfect size for a pendant--not dainty in the least!--and they can be tied in with different bead sizes. You know when to stop embellishing your design: 10 or 20 beads--whatever. Use on leather cord and surround the edges of the pendant with whatever compliments the color and shape of the pendant, and the blue leather I used for this one became a perfect part of the finished product. No need to string the entire cord. One of my regular "customers" said this was her favorite piece of the many I'd made for her. Click here to review this product (Reviews are subject to approval) | ||||||||||||||||||||||||||||||


text:
Who do you think looks best today? (5 photos)
The best street style from London Fashion Week: http://ow.ly/p48HS via @StyleCaster
Rashida Jones
Parks and Recreation actress Rashida Jones added a touch of sparkle to her blush pink strapless gown with a stack of jeweled bracelets.
Jane Lynch
The Glee star complemented her David Meister gown with colorful Lorraine Schwartz jeweled bracelets.
Kristen Wiig
The Bridesmaids actress set off her ombre Zac Posen gown with weighty gold Fred Leighton bangles.Read MoreLess


text:
Lead Line Contest
- Classes: Junior ages 5-12
Senior ages 13-18
Adult 19 years & over - Contestant's outfit must be at least 80% wool.
- Contestants must halter train a ewe lamb, yearling ewe, or a wether lamb. No rams allowed.
- The sheep does not have to be owned by the competitor.
- All sheep entered must be accompanied by a veterinary certification of health. See also Animal Health Regulations. No pens are allocated specifically for entries.
- Judging will be based on:
Wool Outfit - 60 points
50 pts - color, fit and style appropriate to wearer
10 pts - some or all work done by exhibitor
Sheep's Fleece - 20 points
10 pts - general appearance
10 pts - fitted to breed requirements
Poise and Control - 20 points
10 pts - poise of contestant
10 pts - control of the animal
Total - 100 points - Premiums in each class are:
1st $25 2nd $20 3rd $15 4th $10 - Register by April 13, 2014
To register for the Lead Line Contest, send your name, address and phone number, the class you are entering, a description of your outfit, and information about the sheep (including ownership) to:
Kirra Seliga
10634 Old Frederick Rd
Thurmont, MD 21788 or email firstname.lastname@example.com.


text:
Lila refers to Divine Play … The play of creation, destruction and re-creation of the Universe. Using asana, pranayama and meditation we playfully explore the expansive interiors of ourselves. Witness the expansion and contraction of each breath while moving with intention to experience the delight of this moment, and the play of God, both personal and cosmic.
Rob Loud is a full time yoga student and teacher in Boulder, CO and has made his passion for yoga apparent through prioritizing his daily practice as a student, so that he may serve more effectively as a teacher; he continues to empower, inspire, and share his love of yoga through every connection.
He describes his style of teaching as embodied power vinyasa, pulling from many lineages of yoga. Rob's classes are creative, challenging, intelligent, FUN, and bring depth beyond just physical asana.
"I am continually humbled and inspired by all great Super Heroes, past and present, including all of my amazing teachers and students, who continually show up and courageously seek out their personal connection with God. My wish is to assist others in awakening to their own innate greatness, to be a catalyst for change and transformation, and alleviate suffering in our World."


text:
Young's Literal Translation (YLT) | New International Version (NIV) |
3 `Your eyes are seeing that which Jehovah hath done in Baal-Peor, for every man who hath gone after Baal-Peor, Jehovah thy God hath destroyed him from thy midst; | 3 You saw with your own eyes what the LORD did at Baal Peor. The LORD your God destroyed from among you everyone who followed the Baal of Peor, |
Young's Literal Translation is in the public domain. (Young's Literal Translation - The Bible Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


text:
January 30, 2015
Among those who used to work here is one of our former anchors, Sarah Goebel, who told us how the hard work she put in here, prepared her almost anything.
It was a great day for all of us here at WBKO!
And we thank you, South Central Kentucky, for your support over the past 50 years!
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.


text:
The latest version of Adobe Flash Player is required to watch this video. Please click on the link below to download the latest version. Thanks!
Rev. Billy Graham will turn 93 in November. And although the popular evangelist has a few health issues, they haven't stopped him from spreading the gospel.
Graham is featured in two upcoming productions by gospel legends Bill and Gloria Gaither. "Tent Revival Homecoming" and "The Old Rugged Cross" will be available in stores Sept. 27.
Then, Graham's new book Nearing Home: Life, Faith, and Finishing Well releases in October.
He also has a new exhibit at the Billy Graham Library in Charlotte, N.C. The exhibit will showcase Graham's personal writings and well as those belonging to his late wife, Ruth.
The Billy Graham Evangelistic Association is working hard to connect with younger generations too.
The ministry is using social media to reach out. It has an active Twitter page and Facebook pages with more than 1.5 million fans combined.
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A caring friend will be there to pray with you in your time of need.
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A U.S. Navy ship fired on a small boat in the Persian Gulf Monday reportedly killing one person and wounding three others.
According to the Navy, the boat was racing toward the USNS Rappahannock in waters near the gulf city of Dubai.
Lt. Greg Raelson, a spokesman for the Navy's Bahrain-based 5th Fleet, said sailors repeatedly warned the boat to turn back. When it didn't, they opened fire.
One official from India said the casualties are from his country. He said the boaters claimed there was no warning before being fired upon. Four other men - two Indians and two Emiratis, were unhurt.
A Navy official said the incident is still under investigation.
The incident comes during a period of heightened tensions in the Gulf between the United States and Iran.
Iran's Navy Tests Cruise Missile Near Hormuz
Special Ops 'Mothership' Heads to Persian Gulf
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Find peace with God, discover more about God or send us your prayer request.
Call The 700 Club Prayer Center at 1 (800) 823-6053, 24 hours a day.
A caring friend will be there to pray with you in your time of need.
CBN News is a national/international, nonprofit news organization that provides programming by cable, satellite, and the Internet, 24-hours a day. Follow us on Facebook, Twitter, and Google+.
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text:
The College Board announced SAT® scores for the class of 2010. New Hampshire continues to have a high participation rate; 77% of New Hampshire's high school seniors took the SAT. NH also continues to perform above the national average. The mean scores were higher in critical reading, mathematics, and writing than the nation's schools. Each section of the SAT is scored on a scale of 200-800. The score for critical reading was 520 compared to the national score of 501. The mathematics score was 524 and the national score was 516. In writing the score was 510 with the national score being 492. This data is based on the performance of NH students from all schools -- public, private, and parochial. The reports released today are based on the cohort of students who graduated high school in 2010 and participated in the SAT Program at anytime during their high school careers.
The SAT tests the subject matter learned by students in high school and how well they apply that knowledge, the critical thinking skills necessary to succeed in college. The SAT is the benchmark standardized assessment of the critical reading, mathematical reasoning, and writing skills students have developed over time and that they need to be successful in college.
As measures of developed verbal and mathematical abilities important for success in college, SAT scores are useful in making decisions about individual students and assessing their academic preparation. Because of the increasing public interest in educational accountability, aggregate test data continue to be widely publicized and analyzed. Aggregate scores can be properly used as one indicator of educational quality when used in conjunction with a careful examination of other conditions. However, not all students in a high school, district, or state take the SAT. Since the population of test-takers is self-selected, using aggregate SAT scores to compare or evaluate teachers, schools, districts, states, or other educational units is not valid, and the College Board strongly discourages such uses.
The SAT helps college admissions officers make fair and informed admission decisions. Combined with a student's academic record, it is a proven, reliable indicator of college success. Seventy-six percent of 2009 high school graduates who took the AP, PSAT or SAT enrolled in college.
The statewide results of the College Board Advanced Placement (AP) exams were also released today. The AP program offers high school students academically challenging college-level courses in a variety of subject areas. In all, 5,987 New Hampshire students participated in the AP program (up 1.4 percent from 2009), taking a total of 9,477 AP exams (up 1.5 percent from last year). Participation by traditionally underrepresented students increased in every category since 2009, with the exception of Black students. Sixty two participated in 2009 with 49 participating in 2010.
AP exams are scored on a scale of one (lowest score) to five (highest score). Seventy-five percent of NH exams were scored at three or higher (up 3% from 2009). A score of three or above is considered demonstrating college level mastery of the content.
More information can be found on the College Board Web site at http://professionals.collegeboard.com/data-reports-research/sat.