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Salary Loan (SL)
Interest rates and loan terms
PSMBFI Salary Loan interest is 16% per annum. Loan terms available:
- For loan amount of P50,000.00 and below, payable for a maximum term of 24 months.
- For loan amount of P55,000.00 to P200,000.00, payable for a maximum term of 60 months.
The loan shall be renewable after payment of at least 30% of the total loan amount.
No co-maker required
Qualifying criteria and conditions:
- Must be an Equity Plan member with premium deduction reflected on his/her latest payslip.
- Receiving salary through the Continuous Form Cheques (CFC) for PNP personnel.
- Must not be retiring within a year reckoned from the date of application.
- For PO1, the status of service must be permanent. (Must have order of permanent duty status).
- Lateral entrants in temporary status maybe exempted from the prohibition on contracting of loans under PNP Circular No. 01-2008 if the borrower is a former PNCO and had an existing account with the private lending institution (PLI) he is applying for loan.
- Take home pay after deduction of amortization shall be in accordance with existing PNP directive.
Salary loan requirements
- Accomplished Salary Loan application form and Authority to Deduct (ATD) form (must have the signature of the borrower, the Commanding Officer, and authorized Disbursing Officer).
- Photocopy of PNP ID of borrower (back to b back and not expired with 3 specimen signatures). If not available, any valid IDs and certification that the PNP ID is still being processed.
- Original and photocopy of latest payslip of borrower for the last two (2) months.
- Certificate of Duty Status (Status/Unit Clearance).
- Non-pending case from IAS/RIAS.
With Credit Life Insurance
Credit Life Insurance (CLI) protects the creditor from the outstanding salary loan obligation in case the insured borrower dies before the expiry of the existing loan.


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Calendar Email eLearning MyUNIverse A-Z Index Directory Rod Library Jobs@UNI
Events of the Week - 10/17 to 10/23
Tuesday, October 18 - Majors in Minutes
7:00-8:30 PM - Maucker Union Ballroom
"Majors in Minutes" is a speed-dating approach to learning more about majors or careers of interest to you. At this event, you, or a group of students, interested in a major will visit with junior or senior students in that major for five minutes. After five minutes, you can remain at that station or move to another station of your choosing. You can visit as many stations as you like or as few as you like.
Tuesday, October 18 - Spotlight Concert Series: UNI Singers and Women's Chorus
7:30 PM - Great Hall, Gallagher-Bluedorn Performing Arts Center
Under the direction of UNI School of Music visiting artist and conductor Dyan Meyer the UNI Women's Chorus will join together with UNI Singers, conducted by professor and conductor John Len Wiles, to offer a shared fall concert. This event is ticketed; students admitted free.
Wednesday, October 19 - Presidential Lecture Series: Robert Waller
7:30 PM - Lang Hall Auditorium
Robert Waller, former dean of CBA and best-selling author, will visit UNI as part of UNI's Presidential Lecture Series. Waller will deliver a public lecture titled "What the Rivers Taught Me." The lecture is free and open to the public. His best-selling novel, "The Bridges of Madison County" sold more than 12 million copies and was made into a major film and theatrical productions in a number of countries.
Friday, October 21 - SAACS Halloween House
4:30-7:30 PM - 2nd Floor, McCollum Science Hall
The UNI Student Affiliates of the American Chemical Society are hosting a Halloween House, free and open to the public. People of all ages will enjoy watching witches make Gummy Bears scream, pirates who turn pennies to gold, imps who breathe fire and Dr. Frankenstein channel electricity. Guests are also welcome to make their own gak, slime and liquid nitrogen ice cream!

subset: commoncrawl


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People laughed when we reported on that anecdote a while back that Google was developing an artificial intelligence. Well — it doesn't seem so ludicrous now does it? This nice post points out exactly what Google knows about us at any one time. And it's A LOT.
Bits that we've hacked out of the post:
With its acquisition of Feedburner, Google now controls the leading company for managing RSS feeds. Thus, Google knows everything about my readers – how many of them there are, where they come from, and how they access my content. How might Google use this information? Targeting ads in my feeds based on context or geography sounds like a start, but using cookies the company could also theoretically collect data on my readers and better tailor ads to them throughout Google's product line.
With an estimated 30% market share (based on bloggers, many of whom use Google-owned Blogger, reporting statistics from the now Google-owned Feedburner!), Google Reader is one of the most popular tools for aggregating RSS feeds. By knowing the blogs and news sites I read, Google can tailor ads to my preferences. Additionally, Google could use this data to customize my search results by favoring sites similar to those to which I subscribe.
Through Gmail and Gchat, Google knows everyone I contact. While you can turn a chat session "off the record," Gmail's 2.859GB (and counting!) of storage provides enough space so most people never need to delete a message. Thus, Google has both a history of all of my emails and chats, and can also make inferences about my strongest connections are based on how frequently I correspond with them
While Google's photo sharing application Picasa is far from a market leader, with its purchase of YouTube and its homegrown Google Video product, Google is the undisputed dominant player in online video. Thus, Google knows not only what I search for, but what I produce.
(Around here is where it gets scary … )
Hopefully you're not so unlucky to be one of the guys photographed leaving the strip club or adult book store in the new Google Street View feature, but there is a good chance your house or workplace can be seen via satellite in Google Maps. Additionally, Google Maps competes with MapQuest, Yahoo, and a host of others for providing driving directions, so they have a good idea of the places you frequent.
While Google is still in the early stages of building out its suite of Office-like applications, their ambitions have become fairly clear. With Docs & Spreadsheets, an upcoming PowerPoint competitor, and partnerships with the likes of Intuit and Salesforce.com, Google is spreading its tentacles far and wide in the business applications space, gaining knowledge into what you do, your finances, and who your contacts are.
With thanks to Adam Ostrow, whose post "MySoul, and 10 Other Things that Google Owns" this is based on.


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The Darby Translation (DBY) | New International Version (NIV) |
12 For this [cause], even as by one man sin entered into the world, and by sin death; and thus death passed upon all men, for that all have sinned: | 12 Therefore, just as sin entered the world through one man, and death through sin, and in this way death came to all men, because all sinned-- |
The Darby Translation is in the public domain. (The Darby Translation Bible Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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Have stuff? Think Chattanooga Goodwill. We accept a wide variety of gently-used items. We provide tax receipts for your records. And we put your donations to good use. Donations of clothing, furniture, computers and more help provide funding for programs and services for people with disabilities and other disadvantages.
Chattanooga Goodwill Industries' retail stores have an ever-changing array of great merchandise at bargain prices. Sales of gently-used items help fund Goodwill programs and services for people with disabilities and other disadvantages. Put your shopping to work in our stores and online at shopgoodwill.com.
We provide employment and training services for people with disabilities and other disadvantages. But that's not all! Chattanooga Goodwill also offers mentoring programs for at-risk youth, assistance dogs for people with mobility challenges, job placement help for older citizens and so much more – all at no cost to the recipient.
Goodwill is much more than just retail stores. For 90 years, Chattanooga Goodwill Industries has helped people with disabilities and other disadvantages get the training and support they need to find competitive employment in the community.
Since 1923, we've been in the business of empowering people through work and employment. We provide a hand up, not a handout, to people who face a variety of barriers. Challenges might be mental, physical and emotional disabilities or other disadvantages such as a lack of education or a long absence from the working world. We offer them job training and other resources they need to find and keep a job.


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Dalton Taxes
WDEF CBS Chattanooga, TN
Oct. 06, 2011. 06:04 PM EST
At a time when many cities and counties are struggling with the question of whether to raise taxe... More »
At a time when many cities and counties are struggling with the question of whether to raise taxes or cut services in a sluggish economy.... dalton is going a different direction. the dalton city council unanimously voted to cut property taxes for the fourth consecutive year. it will drop the mill rate one tenth of a point. that means a tax-payer who owns a one hundred thousand dollar home can expect to see about a ten dollar decrease on their bill. city officials say these cuts have not hurt services. "i think we are improving services, we've added a lot of new services. we are building a new community center, as well as increasing a lot of our other refurbishments around the city. our city departments heads and our city employees have really bought in to this efficiency campaign, and they've just gotten a whole lot better at what they've been doing." mayor pennington says the city has cut property taxes by roughly 25 per cent during the past four years. « Less
dalton, tax cut, wdef_news, Local News, News, Personal Finance, Taxes
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Pssst…. The New York Attorney General's Office is doing it. So is the Securities and Exchange Commission, and even the FBI. They are all looking into market manipulation through false rumors and short selling, particularly by hedge funds and other large, non-public investors. The danger to you is that if an employee trades on or passes along a rumor, it may run afoul of the rules against market manipulation or insider trading, leaving your company—and yourself—facing scrutiny and possible liability.
With the criminal and regulatory authorities under pressure to hold persons accountable for infractions contributing to the current financial crisis, now is a good time to take steps to make sure you stay out of trouble. Below, we examine the "rumor sweep" and offer practical points on doing business in this environment.
What Is Wrong with a Rumor
We've all heard them, and your company may have even been the subject of a rumor from time to time. While access to information is what Wall Street is all about, the use of false information to manipulate markets is illegal. It can lead to a loss of confidence in the market, which can lead to panic selling, which in turn is further exacerbated by short selling. So the government is acting to deter it.
This year, the SEC brought the first case in its 74-year history for market manipulation through the spreading of false rumors. The SEC charged Paul S. Berliner, a trader, with securities fraud and market manipulation for intentionally disseminating a false rumor concerning the Blackstone Group's acquisition of Alliance Data Systems Corp. ("ADS"). Several months after Blackstone agreed to acquire ADS at $81.75 per share, Berliner disseminated a false rumor that Blackstone was going to acquire ADS at $70 a share, a significantly lower price. ADS stock plummeted 17 percent that day and Berliner profited by short selling and then covering as the price declined. Berliner settled his case with the SEC for, among other things, a $130,000 civil fine and a lifetime bar from the industry.
SEC Chairman Christopher Cox stated that the message of the case was "simple and direct," and that the SEC would "vigorously investigate and prosecute those who manipulate markets with this witch's brew of damaging rumors and short sales." New York Attorney General Andrew Cuomo has also stated that he would investigate whether short sellers have spread rumors in the market in deliberate attempts to drive down share prices.
The Law
While short selling is generally legal, it is illegal to use false rumors to manipulate stock price in order to profit. It is also illegal to agree with others (i.e., conspire) to distribute misinformation to purposely drive down the price of a stock, and then profit from the decline.
Trading on a true rumor, in the form of material, non-public, inside information, in order to profit, is illegal as well. This is simply insider trading—the buying or selling of a security, in breach of a fiduciary duty or other relationship of trust and confidence, while in possession of material, nonpublic information about the security. Those liable for insider trading include the person "tipping" such information, and any person knowingly trading on the tipped information (the "tippee"). To constitute material, non-public information, the information must be specific and more private than general rumor. For example, information about the date of a merger announcement and the acquisition price have been deemed more than general market rumors, particularly if it is specific, reliable information received from a credible source.
What You Should Do to Protect Yourself and Your Firm
In this environment, market participants should take steps to ensure that employees are careful not to cross the line when gossiping with Wall Street colleagues about the market. Below are some practical steps you can take to help prevent rumors from resulting in a civil or criminal action against you, your firm or your employees:
What This Means To You
Businesses should not be complacent. Make no mistake about it—both insider trading and illegal marketing manipulation are forms of fraud, and may be subject to criminal prosecution. Therefore, while most hedge funds and other financial institutions are preoccupied trying to survive these severe market conditions, they must address the issues raised by these new circumstances, and proceed with the utmost caution when handling governmental inquiries.
For more information on this issue or other securities matters, please contact:
Steven Feldman at (212) 592-1420 or email@example.com
Irwin Latner at (212) 592-1558 or firstname.lastname@example.com
Copyright © 2008 Herrick, Feinstein LLP. The Securities Law & White Collar Alert is published by Herrick, Feinstein LLP for information purposes only. Nothing contained herein is intended to serve as legal advice or counsel or as an opinion of the firm.


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Bank Safes & Bank Vaults for Sale
SEICO provides modular bank vaults and bank safes, and in virtually any configuration. We individually design bank vaults per application, customizing each vault to maximize space and overall efficiency. We also provide UL fire-rated vault doors from Schwab and Hamilton to better protect your valuable records.
The most dependable bank safes and bank vaults typically meet two general requirements of financial institutions: they must be highly durable, and they must be architecturally compatible with most bank settings. At SEICO, the selection of bank vaults we offer for sale are designed to meet both of these requirements and more. We specialize in custom size bank vault solutions, so odd-shaped rooms or special heights can easily be accommodated.
Modular Vaults for Banks
Pre-formed modular bank vaults from Hamilton save money on installation costs and are UL rated. Modular bank vault panels provide the ultimate in security and flexibility. Panels are lighter and easier to install than poured on-site concrete walls. And if your bank vault needs upgrading, Hamilton panels allow you the flexibility to increase your vault space by adding more panels. And for consolidating branches, modular vault panels can be relocated to a different site.
Bank vault panels are UL Listed and available in:
- Class 1
- Class 2
- Class 3
- Class M ratings
Bank Vault Doors by Legacy and Freedom Series
Legacy Door Freedom Series Door
Optimum Flexibility for Bank Safes & Vaults
If a vault exceeds your needs, we have creative options for simpler applications. Small branches and credit unions can take advantage of our many bank safe solutions. Select bank safes we offer are designed with solid steel construction and several provide fire resistant features. To learn more, contact SEICO today.
More about the Hamilton Safe Brand
The Hamilton Safe brand has grown to become one of the largest manufacturers of physical security products, pneumatic tube systems, and audio/video systems in the United States. The hard steel bank security products we offer, such as vaults, safes, safe deposit boxes and depositories, are of the Hamilton Safe brand. These products are designed to meet the bank equipment needs of many types of financial institutions both large and small.
Bank Vaults & Safes for Sale in Peoria, Illinois
The team of bank security experts at SEICO provides design and installation services on all new and used bank vaults and bank safes we carry. We primarily service financial institutions of northern, southern, and central Illinois. Based in Pekin, IL, our experts provide bank safes and vaults for customers spanning from Chicago to Peoria to Springfield, IL. Contact us to learn more about how we can help you.


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Reason 1 I'll Be at the Black Widow Mud Run: Dirty Chicks Are Hot [PHOTOS]
The Black Widow Mud & Sun Run is Aug. 2 at the Horn Rapids Motorsports Complex. This 5+ mile race features more than a dozen obstacles and MORE MUD! This month only register for just $35 — that's a third of the price of similar races. I'll be there — but not to run. It's where I do my "people watching."
Kiss your comfort zone goodbye at Dominatrix Dungeon @XRatedRun http://t.co/oYaqNPdoSX #mudrun pic.twitter.com/Idkc7dxyCc
— Wasteland.com (@wastelandmovies) March 20, 2014
Planning a mud race for this spring? Here's one of the weirdest we've seen… http://t.co/uy8q800WQG #mudrun pic.twitter.com/hbugIG6A5Q
— GearJunkie (@TheGearJunkie) March 13, 2014
Some muddy fun in Western Sydney #mudrun – details @9NewsSyd pic.twitter.com/ApvlpqRCB9
— Catalina Florez (@florezcata) November 30, 2013
@GladiatorRun done! I got cut up, frozen, and met #Nitro with @stostorama in my @Reebok #spartans #ocr #mudrun pic.twitter.com/KC6VsLrd9u
— Krystal Scime (@krystalscime) June 14, 2014
Time's running out! Registration price goes up $20 July 1. Take advantage today! http://t.co/ptFh1BDxVH #MudRun pic.twitter.com/bGZO3jYdWE
— The Battlegrounds (@BattlegroundRun) June 26, 2013
Out here at skyline ranch with @WakeUpWithHolly abt to get dirty @Pretty_Muddy #susangkomen #mudrun before pic pic.twitter.com/JgyuEvlU6h
— Laura Thomas (@LauraThomasTV) June 1, 2013
Tired but happy!!! How is everyone preparing for the Farmageddon Run on 20th April? #10k #mudrun pic.twitter.com/O28DhohYfE
— Farmageddon Run (@FarmageddonRun) March 25, 2013


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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
Find a pet to adopt |
My name is Baby!
Facts about Baby
- Breed: American Pit Bull Terrier Mix
- Color: White - With Gray Or Silver
- Age: Puppy
- Size: Med. 26-60 lbs (12-27 kg)
- Sex: Female
Baby's Info...
I am already spayed, housetrained, up to date with shots, good with kids, and good with dogs.
Baby is 8 months old and great with people/kids, and all dogs!
Other Pets at Woofs, Wiggles n Wags Rescue
Why Adoption is a Great Option
Baby, a Scottsdale American Pit Bull Terrier puppy was adopted! Here's how you can benefit by looking at adoption as an option to buying a American Pit Bull Terrier for sale in Scottsdale, or seeking a American Pit Bull Terrier puppy from a breeder in Scottsdale.
- Rescues and shelter volunteers in Scottsdale already know the personality and tendencies of their pets. This means they can match you with the right pet. That will makes it much easier transition to owning a pet for yourself and your new pet.
- On average adoption fees are much less than you'd pay a Scottsdale breeder, or pet store. Plus most often rescue pets have already been to the veterinarian for a check-up, had a round of vaccinations, and are spayed or neutered. That is a lot of savings!
- You will become a hero, and give a needy dog or cat a loving home. In fact, there are even American Pit Bull Terrier breeders who help with American Pit Bull Terrier rescue. One puppy or kitten adopted in Scottsdale paves the way for another one to be saved.


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Several years ago, my albomarginated Neo concentrica (since registered as N. Bill Morris) threw an albino pup. Normally that would be the kiss of death for a youngster, but this one had enough chlorophyll in the lower leaves to keep it alive. Still, I didn't want to remove it, so I left it attached to its mother for years and just enjoyed it. It never bloomed, but eventually it gave more pups with the same coloration, so I finally decided to try potting them up. They survived quite well on their own, so now I want to propagate the clone. While scrolling through FCBS, however, I noticed that there appear to already be two named cultivars that seem to have arisen the same way mine did, i.e. sports from Bill Morris: Rob Smythe's Monty and Freeman/Golinski's Cloud Nine.
I guess that's just one of BM's little quirks, it occasionally produces a semi-albino. The question is what do I call mine? I can't very well give it a new cv. name since it's virtually identical to the other two, but if mine is not actually a division from either of those, can it legitimately claim the same name? And if so, which one of the two? There really only should be one allowed, but when I asked (then) registrar Uncle D about it, he said he didn't think the two were the same, and that there was no evidence that either of them had come from B Morris. Later I read in one of the journals that Smythe's cv. was from BM, and Golinski credits concentrica A-M, which is the same thing, so I don't know how much more evidence you'd need. At any rate, here's mine. What do you think I should call them? |
Follow-Up Postings:
I really think you have answered your own question Lisa ,it is only " VIRTUALLY " identical to the other 2 ( and if grown in Oz could show a more significand difference ) and the are NOT from the same plant(s) ,i would not be at all unhappy if you named it ,it certainly is very pretty and most people would want it no matter what you call it , perhaps you could combine the names and call it Monty's cloud ? or Lisa's cloud ? anyway i feel that you should give it a name and Lisa's cloud would show a connection to the Oz named plant as well as being connected to you . something like that ,thats my thoughts on it for what its worth Lisa , Cheers Jack |
- Posted by brom-nutter (My Page) on Fri, Jul 2, 10 at 6:57
I like Lisa's Cloud, but whatever you call them the one in the top is STUNNING!!!!!!. Cheers |
Hi Lisa I have several white BM's also, very slow growers, as with Monty & Cloud Nine they have a stripe here & there, I don't see stripes on yours, only spots like a Leopard a Pink Leopard. Pinkbroms |
Hi Lisa, they are seriously lovely plants. Maybe you should just stick a peg in the sand and call them whatever you like. At least there will be a clear starting point for anyone that follows after. Cheers, Paul |
Ok, I'll take the bottom one, thanks! Jokes aside. That is a very nice plant, Lisa. But to me it is very different than either Monty or Cloud Nine, so I would not call them that. But there is still another one out there which had me drooling since the first moment I saw it. To me, quite superior to the other two. And I would say that yours is an identical copy of Neo Arctic Ice. Japie |
Here is a link that might be useful: Neo Arctic Ice
- Posted by kerry_t_australia 9 (My Page) on Fri, Jul 2, 10 at 10:37
Hey Japie - good detective work. Arctic Ice is another stunner, and so like Lisa's beauties. And yes, as Ross said, the white margins seem to have disappeared. Lisa - It looks like the precedent has been set to give distinct (but similar?) Bill Morris sports from various sources different names. What about Neo. 'Multiple Personality Disorder' ('M.P.D.') or 'Eve' or 'Blonde Bill'? K :) |
Thanks, Japie, I'd forgotten about Arctic Ice. I think I did see that one too. Despite the different appearances of the photos, I still think they're all basically the same thing, just grown under different conditions. Even the two in my photo look slightly different because the top one got a bit more fertilizer, but I can assure you that when I potted them up they were identical. I know it has been the policy of the registry to not allow identical sports from different sources to be registered, assuming they recognize them as such. This one must have slipped through their fingers. Maybe I'll put the question to our current registrar and see what he has to say about it. As far as the odd stripe, or lack thereof, I have a number of unstable variegated Neos where each pup is different from the next, and I'm certainly not going to assign them all cv. names. I think you just have to treat the whole thing as a variable clone. |
- Posted by splinter1804 (My Page) on Fri, Jul 2, 10 at 17:58
Hi Lisa, It's certainly a beautiful looking plant whatever it ends up being called. However to save you worrying over a name, why don't you just tell it to swim over to Shellharbour and I'll mind it for you until you come up with something suitable. On second thoughts, why not just call it Lisa's dilemma? All the best, Nev. |
- Posted by lyndi_whye 10 (My Page) on Sat, Jul 3, 10 at 0:18
Wow! I would like to put my name on the waiting list if there is any. IMHO, it's good to add your name to whatever you are going to name it. |
*sigh* I feel like I'm spitting into the wind here. Oh well..... |
Always causing trouble Lisa! I would imagine it is going to be hard to get a consensus on this as there will be lots of different opinions without a singular person or committee with a coherent and functioning system that also is universally acknowledged as 'The Decider(s)' with the power to also enforce the rules/decisions. Wow, that was a confusing sentence... -andy |
It made perfect sense to me, Andy! We need an all-knowing, all-seeing arbiter, preferably someone with an understanding of hybridizers and their issues. I'm afraid all we have to work with at the moment are mere mortals. ;-) |
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This item is currently out of stock but will be back in stock soon... If you would like to be the first to know when it's back in stock then just fill out the form below & we shall do the rest!
Unlike other companies we will not charge you for any items that are not in stock and this service only exists so we can keep our customers informed when products are back in stock.
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Founded in 1963 by Sante Mazzarolo, the company started out making hiking / ski boots, but quickly focused on boots for motocross racing. In the 1990s, the company branched on a full range of motorcycle gear. Alpinestars are now known for their high quality products that exceed the performance requirements for top level racing and are worn by professional racers worldwide as well as TV personalities such as Stig on Top Gear who wears a white Alpinestars race suit!
The Alpinestars Erzberg DryStar Motorcycle Jacket is brand new for 2012 and is available now to order from GhostBikes. Lightweight and durable, the Alpinestars Erzberg WP Pants are 100% waterproof and feature pre-curved panels and an innovative 3D knee construction for maximum mobility. The pants are also optimized for use with the Erzberg WP Jacket so you can finally make the ultimate enduro outfit with Alpinestars. Get to GhostBikes today to view the full collection of Alpinestars Motorcycle Clothing and Accessories!!!
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Cop Out barely edged out The Crazies on Friday with a solid $6 million in receipts. This gave it a very respectable Twitter ratio of 469 from its 2,815 tweets. This was very close to my estimate of $5.5 million and a ~525 ratio. This ratio indicates that it did well with older and younger audiences alike, especially males which is no surprise considering the players involved. This easily makes for the best opening Director Kevin Smith has seen in his career and he can no doubt thank the ever present draw of Bruce Willis.
The Crazies impressed on Friday with a solid $5.9 million. This led to a Twitter ratio of 849, which was right in line with my estimated 900 and $5.5 million. Very solid business considering its modest $20 million budget, as such the studio will no doubt be very pleased.
Check back tomorrow for a preview of the upcoming weekend's wide release films: Alice In Wonderland and Brooklyn's Finest. Follow @AlexBOXOFFICE on Twitter for additional updates.
Twitter tracking history. (For 2009's ratio history please check here.)
The ratio is the number of tweets per $1 million of Friday Box Office gross. A film with 1,000 tweets and a $10 million Friday would therefore have a ratio of 100. In general, films that appeal to very young or older audiences have lower ratios since those audiences are not big users of Twitter. By comparison, films that appeal to younger audiences (18-35) have much higher ratios since those audiences are much more active users of Twitter.


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'Cleopatra's necklace'
Extraordinary brightly-coloured glass jewellery believed to be from Ancient Egypt has been found in a 2,400-year-old burial mound in Siberia. Nicknamed 'Cleopatra's Necklace' by the Russians who found it, the jewellery was discovered on the skeleton of a 25-year-old woman, believed to have been a virgin priestess. Although it was discovered during a dig nine years ago, this is the first time a picture of the priceless 17-bead necklace has been shown since it was found in the Altai Mountains by archaeologist Yelena Borodovskya….
Full Article Source


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Under the Privacy Act (the Act) Hunter Hall is required to provide you with certain information as to how we protect your privacy and how we comply with the requirements of the Act and the 13 Australian Privacy Principles (APP's). This information is set out in our Privacy Policy and is also available upon request in hard copy from our business office.
Our Privacy Policy describes:
- who we collect information from
- the types of personal information collected and held by us
- how this information is collected and held
- the pourpose for which your personal information is collected, held, used and disclosed
- how you can gain access to your personal information and seek its correction
- how you may compalin or inquire about our collection, handling, use or disclosure of your personal information and how that complaint or inquiry will be handled, and
- whether we are likely to disclose your personal information to any overseas recipient
We recommend you read our Privacy Policy and if you have any queries about its contents, you may contact our Privacy Office at firstname.lastname@example.com


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Home Press releases / SimPlant 2011 – Fast and easy 3D implant treatment planning
Press releases
21 Jun 2011 - SimPlant 2011 – Fast and easy 3D implant treatment planning
On-the-spot overview of implants, compatible abutments and SurgiGuide® drill guide solutions
Browsing an implant library encompassing more than 8000 implants from 90 brands can feel like looking for a needle in a haystack. Not in SimPlant® 2011! The implant library has been designed so that it instantly shows clinicians what they are looking for:
• Select a preferred SurgiGuide® solution upfront to save time, both during planning and SurgiGuide® ordering
• Save time by choosing implant and abutment at once
• Accommodate specific prosthetic needs by starting from an abutment; only compatible implants will show up
Who wouldn't love faster implant planning – time is precious, isn't it!
Instant 3D visualization
SimPlant® Pro users can start case planning without having to separate the various anatomical structures (segmentation), thus reducing the time they spend on a case. This is one of the new advanced volume rendering features, combining superb visualization with extensive time savings.
At the same time, segmentation has been made faster with the instant 3D preview. High-quality 3D images showing separate tooth roots, antagonist jaws or prosthetic set-ups can be created – in less time. SimPlant® 2011 has the best tools available. Segmentation or not, with SimPlant® it's your choice.
And so much more
SimPlant® 2011 is compatible with major intraoral scanners and opens files faster than ever before. It comes with a fully automatic update tool for the implant library and a direct link to the Materialise Dental Customer Service team. Additional new features include easily moving an implant along its axis, anonymizing a patient file and inspecting Virtual Teeth from both jaws simultaneously. SimPlant® 2011 also contains an updated SimPlant® OMS module for orthognathic surgery.
SimPlant® 2011 – a must-have!
SimPlant® means fast and easy 3D implant treatment planning for every case, from single tooth restorations to fully edentulous jaws. It's easy to work with, compatible with all implant brands and CT and cone-beam scanners on the market. Moreover, SimPlant® 2011 is compatible with optical and intraoral scanners. An extensive range of SurgiGuide® solutions provide a more time-and cost-efficient way to realize esthetic perfection for all types of cases.
New SimPlant® users can benefit from the newly launched PlanAssist service for their first patient cases. From preparing the scan, to planning the case, to ordering a SurgiGuide®, the planning assistant will guide clinicians in taking their first steps towards working with their newly acquired SimPlant® treatment planning software. In addition to the PlanAssist sessions, SimPlant® users can equally enroll in locally organized SimPlant® training courses to deepen their understanding of the software. And last but not least, live one-on-one remote assistance sessions can be set up to answer any additional case planning questions.


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The good thing is how the colour - a sheer medium blackberry - suits my cool colouring. The bad thing is the texture of the gloss; it's just so thin and runny, it bleeds in about an hour or so after application. If it were just a bit thicker, this would actually be fine as an everyday gloss, despite its Halloween connotation. Also I can do without that signature artificial sweet scent Wet 'n' Wild glosses all have. Thank God it's cheap enough that I don't feel too bad about the purchase.
I thought for the price this was great. I have a fair complexion and the color wasn't to dark, its kind of a sheer red.
The shade is scary looking in the tube, but is goes on a very sheer glossy red with a bit of sparkle. i dont like the fake scent though. but i like the texture, very light, non gloopy.
I didn't like the really fake sweet smell of this product and the colour was too magenta/fuchsia for this PPP with yellow undertones. It also has a tendency to bleed into the lines on my lips, and I've never had this problem with any other gloss. I can see how this would be a nice colour on some, but I wouldn't buy it again. Glad I only paid about $3 for it.
This is a great deep berry color and goes on very sheer with one application or you can layer it for a more dramatic , intense color. It smells like candy and the price is right. I bought two and might even buy a few more, becuz after halloween, i think they'll make like casper & disappear!


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Viessmann boilers
Viessmann condensing gas boilers
Viessmann Range
The Vitodens 100-W Compact
1. One of the smallest open vent
boilers on the market
2. Stainless steel heat exchanger*
3. Modulating stainless steel
4. Designed specifically for open
vent systems
5. Flow & return monitoring
Incredibly small, open vent (regular)boiler, ideal for Y and S plan heating systems
Very attractive priced ,with a depth of only 285 mm this boiler will perfectly fit to the kitchen unit
With a simple upgrade the Vitodens 100 Compact can even operate in weather compensated mode achieving extra savings on the gas bill up to 12%!
This boiler is a perfect replacement for Potterton Suprimas boilers,Ideal or smaller Baxi models
Outputs: 13kW, 16kW, 19kW,26kW
Height :600mm Width :375mm Depth: 285
Max flue length: horizontal: 8 metres ;vertical: 10 metres
Outstanding value for money,reliability and long warranty plus weather compensation option makes this boiler absolute leader in its class!
The Vitodens 100-W
Combi & System
1. Stainless steel heat exchanger*
2. Modulating MatriX pre-mix
cylinder burner*
3. Integral AquaBloc hydraulic
unit for easy service &
4. Pre-heat function on Combi
5. Extremely quiet operation
Easy to install, easy to use and now available with weather compensation
controls - great for gas savings!
As with all Vitodens boilers, they feature the InoX-Radial stainless steel heat
exchanger, designed and manufactured by Viessmann for outstanding performance
and long term reliability.
The modulating action of the MatriX pre-mix cylinder burner accurately matches output
to the heat requirement for comfort and efficiency.
Combi and System models also benefit from the Viessmann's space-saving AquaBloc. All the hydraulic connections, along with the diverter valve, are centrally
mounted and easily accessible for quick and easy routine maintenance.
The Vitodens 100-W has a wide range of control options including plug-in timers and
wireless programmers
Combi 26kW, 30kW, 35kW
System 26kW, 30kW, 35kW
The Vitodens 200-W
Combi & System
High specification boiler with many advanced features for outstanding
performance and efficiency.
1. Stainless steel heat exchanger*
2. Modulating MatriX cylinder
3. Lambda Pro combustion control*
4. Optional weather compensation*
5. Easy integration with renewable
energy technologies
The Vitodens 200-W is packed with Viessmann quality and technology. Suitable
for new build and replacement applications, it can run on either natural gas or LPG at the
flick of a switch - with no adjustment of the gas valve.
A feature of the Vitodens 200-W isthe Lambda Pro combustion control, which ensures optimum performance irrespective of gas quality. The modulating MatriX cylinder burner is designed for high efficiency and a low energy pump reduces electricity consumption by around 25% per year.
For even higher efficiency and additional savings of up to 20% per year, the Vitodens
200-W is fully compatible with our weather compensation controls.
Naturally, Viessmann's own patented self cleaning stainless steel heat exchanger is a key component for long term reliability and durability.
The Vitodens 200-W is particularly easy to integrate with renewable energy
technologies, including Vitosol 200 flat and tube solar thermal panels
System 19kW, 26kW, 30kW, 35kW
Combi 26kW, 30kW, 35kW
The Vitodens 222-F
A new floor standing gas fired combi storage boiler with an integral space saving DHW unvented cylinder, utilising a high performance Cylinder Loading System (CLS), is being launched by Viessmann. The Vitodens 222-F replaces the Vitodens 333-F model and introduces a number of key technical features. The CLS technology is integral to the Vitodens 222-F boiler with water pumped through a plate heat exchanger that replaces the traditional cylinder heating coil, increasing DHW performance levels, saving space and enhancing water storage capacity. A 10- minute peak output provides 200 litres of water at 60ºC. The Vitodens 222-F is available in three outputs (19, 26 and 35 kW) and two cylinder sizes (100 and 130 litres).
Viessmann gas boilers
Viessmann is one of the largest manufacturers of condensing boilers in the World.
At the forefront of heating technology since 1917, Viessmann's first condensing boiler
was launched in 1989. Continuous research and the introduction of specially designed stainless steel heat exchangers has resulted in some of the finest, most reliable
high efficiency boilers available.
Innovations from Viessmann include the MatriX gas burner and the Inox-Radial
stainless steel heat exchanger, which feature in our Vitodens range of condensing boilers.
Stainless Steel
Condensing technology is one of the cleanest and most economical forms
of heating, with the capture of additional heat from the flue gas achieving up to 98%
efficiency.To achieve these benefits over a long period of time, it is essential that the components and heating surfaces of a condensing boiler are built to withstand the
high demands of the condensing process.
The Inox-Radial heat exchangers used in our Vitodens boilers are manufactured
in-house from 100% corrosion-free stainless steel for long-term reliability.
Their unique design and positioning ensure self cleaning along with maximum
efficiency and high performance Inox-Radial patented heat exchanger
Benefit's to Our Customers
PK Plumbing & Heating are specializing in supplying ,fitting ,service and repairs of Viessmann boilers.
We can offer full range of Viessmann boilers at the best prices,Amazingly those boilers are 40 % cheaper in UK than in Germany!
We are authorized Viessmann boilers installers and have all necessary trainings ,this will allow us to offer a 5 Year Warranty Card ,than each Viessmann boiler fitted by us comes with 5 years warranty parts and labour plus 10 years warranty on heat exchanger against corrosion
Even more ,now we are equipped with almost all spare parts necessary to repair your Viessmann boiler in case of breakdown for your peace of mind


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Sat, Sep 1, 12 at 11:40
I posted this thread in home decorating and a member suggested I posted this here as well. Find link below. |
Here is a link that might be useful: link to thread
Follow-Up Postings:
I forgot to mention this involves staging. |
Nice job. The before and after photos speak volumes. What I like about your staging job is that the room looks nicely livable, not just staged. |
I forgot to mention this involves staging. |
- Posted by writersblock (My Page) on Sat, Sep 1, 12 at 14:43
Good for you! Congratulations. |
Very nice!! |
WoW that is a major transformation =). Proof positive a great eye for small details in making the property "come alive". Congratulations! p.s. Thank you for sharing =). |
Much better. The before photo: I have closed out many similar ones and moved on. I know paneling is not that big a deal but it looks depressing in real estate photos. Great job! |
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text:
What Jesus Demands from the World, Q&A
- by John Piper
- Topic: The Supremacy of Christ
- Series: 2010 Regional Conference
This session is only available in audio and video.
©2015 Desiring God Foundation. Used by Permission.
Share the Joy!: You are permitted and encouraged to reproduce and distribute this material in physical form, in its entirety or in unaltered excerpts, as long as you do not charge a fee. For posting online, please use only unaltered excerpts (not the content in its entirety) and provide a hyperlink to this page. For videos, please embed from the original source. Any exceptions to the above must be approved by Desiring God.
Please include the following statement on any distributed copy: By John Piper. ©2015 Desiring God Foundation. Website: desiringGod.org


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I was at a nursery looking at ornamental pine trees. While I was examining a cone on one tree, it came off in my hand, so I decided to stick it in my pocket. The cone is fully closed. Will I be able to get viable seeds from it, and, if so, when/how should I harvest them? |
Follow-Up Postings:
- Posted by ken_adrian z5 (My Page) on Wed, Jul 22, 09 at 14:50
might help to know what kind of pine ... my sylvestris ... the cones that started this spring .... will open next spring.. on the first 70 degree day ... and then proceed to sprout all over the yard ... i know you can speed up the stratification or ripening .... but then .. i presume it is an issue of whether or not the seed was on the tree.. long enough to mature to viability ... ken |
Different trees may have different times when their cones can be harvested. The only cones I have collected for seed are Norway spruce cones. The way to harvest Norway spruce seed is to wait until the squirrels cut the cones down from the trees--this can be as early as the first or second week in August. They are at this point very, very green. The seeds may not, at this point be fully mature. What I did was to put the cones in a protected place, and spread them out so the sun can get to them. I don't know how necessary it is, but I turned them occasionally. In about two months they dried out and the seeds could be shaken out. I gave them to a professor at the U of MD, and he had them grown. As far as I know, the viability was very high. So, at this point, for the one cone you have, set it somewhere where it can get good sunlight. If the seeds are not already mature enough, this will help them finish the maturation process. When the cone is dry, and the scales have separated, you should be able to shake the seeds out. Then give them a try. Hint: if you put them in a small jar tightly sealed--not too much air inside--and keep them in the refrigerator, they can remain viable for many years--maybe 15 or more. Stratifying them is a different process, but to store them, keep them dry in a jar in the refirgerator. --Spruce |
Can you post a photo? Identification is important. Apart from species which hold their seeds in closed cones for long periods (some pines, some cypresses, and Sequoiadendron), there aren't any conifers which have freshly mature seeds at this time of year in the northern hemisphere. How easily did the cone "come off"? Did you have to pull hard? Or was it very easy? If the former, chances are (unless it is one of the species retaining closed cones) the seeds won't be ripe, if the latter, chances are the cone is old and empty. Resin |
It's a Picea orientalis aureospicata 'Eve.' The cone came away with a little tugging. Can you tell anything from this picture or tell me whether and how I can get viable seeds from this cone? |
Yep, that's a Picea orientalis cone. Bad news for you is that the cone is still a long way short of ripe, the seeds won't be viable yet. Cones still on the tree will be ripe in October. If you do get any additional cones then, note that seedlings you grow from them will just be the species in general, as cultivars don't breed true. Resin |
Thanks, pineresin- Does that mean that I should toss the cone, or is there a chance it will produce viable seeds if I just wait for it to dry and open up? |
Toss it. If you'd picked it in September, it might have finished ripening off the tree, but not in July, no way. Sorry! Resin |
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Restaurant Review: Barnsley House
It might have been quicker getting to Barnsley's Yorkshire namesake, but an expedition by train and taxi is made worthwhile by an excellent meal.
Restaurant Review: Barnsley House
It might have been quicker getting to Barnsleys Yorkshire namesake, but an expedition by train and taxi is made worthwhile by an excellent meal
Can you creep onto our patch and do the restaurant review this month? read the surprise email from the Editor. A harmless enough request, perhaps, but then I am one of the only adults in Britain who doesnt drive and reviewing a restaurant in the Cotswolds requires planning of military precision.
I turned to her indoors early the next morning and broke the news. I am just going outside and may be some time. OK, it might not be on a scale of Captain Lawrence Oates in the Antarctic 100 years ago this month, but she knew what I meant.
Getting to Barnsley from Bristol is an expedition without a car and one that can involve planes, trains and automobiles. It would have been easier to get to the villages Yorkshire namesake in the time it took me to get to Barnsley.
In hindsight, I should have chartered a plane from Bristol to Kemble, but that might have been an expense form too far and I didnt fancy being called by the Leveson Inquiry. In the end, the total I spent on trains and taxis almost exceeded the vast writers fee for the review.
Bad planning also meant that I ended up changing trains at Swindon and climbing aboard the 10.14am to Cheltenham. I didnt realise half of Kingsholm would be squeezed into the four carriages alongside most of the racegoers for the Cheltenham Trials Day.
The train was carrying more booze than Keith Richards roadies tables were littered with bottles of Champagne, port, red wine, beers and just about every spirit known to man. I felt inebriated by the time I got into my cab at Kemble.
I knew my taxi must be approaching Barnsley without even spotting the sign. There cant be many villages where you see people wandering along the street in knee-length white bathrobes and Hunter wellies.
The last time I dined at Rosemary Vereys formidable former home it was under different owners and the only two other diners in the restaurant were Anne Robinson and Delia Smith. If that isnt enough to put you off your stroke, nothing is.
The Potager has recently been revamped to make it more informal and less intimidating to those of who dont arrive at the hotel by helicopter.
Head chef Graham Grafton (whose impeccable CV includes Le Caprice and Bibendum) is also using as much produce from the garden as possible and this was evident in dishes such as a tempura of just-picked vegetables served with Thai dipping sauce.
The menu is extensive without being overwhelming and at least 10 dishes are available as starter or main course sizes. My starter of risotto verde with grated Berkswell cheese (7.50) was a substantial bowl containing more vegetables than rice. Cubes of courgette, tiny florets of purple sprouting broccoli, pieces of cavolo nero and kale combined in a mossy soup of a dish with plenty of crunch and squeak texture. The grated cheese added a pleasingly salty edge to a dish that had been perfectly seasoned.
To follow, a wild rabbit pie (16) served in its own cast iron dish with a brown and shiny pastry lid. Beneath the buttery pastry, there was a comforting stew of tender bunny (an uninvited visitor to the garden, perhaps?) in a delicious sauce studded with cubes of carrot, swede and parsnip.
A creamy passion fruit bavarois (6.50) with the requisite wobble made for a sweet and fruity finale with a streak of acidity that cut through any richness.
This was a meal that perfectly mirrored the kitchen garden at Barnsley House. The new-style informality of The Potager restaurant is sure to attract a broader clientele, whether they have arrived in dressing gowns and Hunters or Captain Scott-like rucksacks and Thermos flasks like myself.
Barnsley House, Barnsley, Cirencester, GL7 5EE Tel: 01285 740000,
Value for money 8
Ambience 8
Service 8
Food 8
0 comments


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Hilchos Bein Adom L'Chavero
Torah Wisdom for Interpersonal Relations
Hilchos Bein Adom L'Chavero, the Torah laws governing interpersonal relations, are relevant to nearly every facet of daily life, and comprise more than half of the mitzvos that apply today. These Halachos include business ethics, relationships, and family life, and range from honesty to Tzedaka, from Lashon Hara to copyright laws. However, while the concepts are familiar, many of the Halachos for practical observance are rarely studied, and remain unclear.
To fill this void, Linas HaTzedek: The Center for Jewish Values was founded in 5761/2001. The organization's programs include:the Linas HaTzedek Kollel Network, an international group of Kollelim which study Bein Adom L'Chavero in depth; publication of Bein Adom L'Chavero materials for varied audiences in both Hebrew and English; shiurim and learning programs across the globe. Rabbi Yitzchak Berkovits, a world-renowned expert on Bein Adom L'Chavero, serves as Dean and Rosh haKollelim.
The Torah guidelines for interpersonal relations strike a resonant chord in all who are exposed to them. The Hilchos Bein Adom L'Chavero curriculum has been warmly received by those raised in a Torah oriented lifestyle. It has also proven to be a powerful tool in introducing the beauty of Torah to newcomers to Jewish observance.


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New Jersey officials want to make one thing clear: the cast of the Jersey Shore are not the only types of beachgoers hitting the boardwalk.


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MMORPG with ultimate graphics for Smartphones 「AVABEL ONLINE」
Updates for the Application and resources do not execute properly.
When I play on my Android(TM), it gets hot. Are there any ways to avoid this?
When playing on my Android(TM), the battery is depleted quickly. Are there any ways to avoid this?
About Game Play Operation
What is an MMORPG?
What is a Server?
What is maintenance?
About trouble with other users
What to watch out for when using the stall
About Penalties
Application fails to initialize when launching App.
▼Updates for the Application and resources do not execute properly.
Updates for the Application and resources do not execute properly.
If improvement updates and resource downloads do not perform correctly, it may be improved by trying the following operations.
Uninstall the Application
1. Go to Settings - General - Usage
2. From Storage, tap AVABEL ONLINE, then Delete App
Install the Application
1. Open the App Store available on your device
2. Use the search menu to find AVABEL ONLINE by searching for avabel
*You can also find the game from the Official Site http://avabelonline.com/ by going to Game Start and Download APP For FREE.
3. Once the details screen pops up, tap the Install button
4. Enter your Apple ID password and tap OK
▼When I play on my Android(TM), it gets hot. Are there any ways to avoid this?
When I play on my Android(TM), it gets hot. Are there any ways to avoid this?
Like many other online games, AVABEL ONLINE also consumes a lot of battery due to maintaining server connection.
To reduce overheating, play when your mobile device is fully charged or play on a Wi-Fi(R) connection.
*Android is a Trademark of Google Inc.
*Wi-Fi is a Trademark of Wi-Fi Alliance.
▼When playing on my Android(TM), the battery is depleted quickly. Are there any ways to avoid this?
When playing on my Android(TM), the battery is depleted quickly. Are there any ways to avoid this?
Like many other online games, AVABEL ONLINE also consumes a lot of battery due to maintaining server connection.
Compared to 3G, a Wi-Fi (R) connection tends to consume less battery power.
*Android is a Trademark of Google Inc.
*Wi-Fi is a Trademark of Wi-Fi Alliance.
▼About Game Play Operation
Can you do anything about game operation being so slow?
By changing the graphics settings from the title screen options
Render Lv: M(Medium) or L(Low)
Visible players: Small or Medium
Visible distance: Small
Try changing your settings to the above.
Depending on the situation, turning the BGM off, or moving to a channel with fewer players may also help.
In addition, outside of settings within the game, we ask that you try to reduce the usage of other applications while running the game.
Stopping a running task using the Task Manager
Press and hold the home button - Select Close All
Stop application during startup
Stop running applications, Menu - Settings - Applications - Running services
Moving to microSD
Menu - Settings - Applications - Storage use - AVABEL - Move to SD card
▼What is an MMORPG?
What is an MMORPG?
An MMORPG is short for Massively Multiplayer Online Role Playing Game.
It has become the generic name for a game where thousands of players can be together in the same world of adventure.
▼What is a Server?
What is a Server?
A server is a host for players playing in the game. While running your client, you are automatically connected to the game server.
Players can interact with others connected to the same server through chat or actions. All character and item data is also saved to the server you are on, so even if you uninstall the application your data will not be lost.
▼What is maintenance?
What is maintenance?
Maintenance is a vital task that involves updating the server and system. Without Maintenance, our network may experience partial or total network failure.
Please be aware that during maintenance you are unable to login to your game. We apologize in advance for any unexpected maintenance you may experience.
▼About trouble with other users
There is trouble between two players. Please do something about it.
AVABEL ONLINE Support cannot respond, or be held responsible for trouble between any user(s).
Please note that issues such as spam, abuse, harassment, soliciting, fraud, real money trade, or any cases that may evolve into a criminal case can be referred to via our Penalties Policy.
▼What to watch out for when using the stall
I made a promise with another player to trade items at the stall, but after I gave them my item they went away.
When using the stall, we ask that you take the following into consideration.
*As using the stall for trade is not the original intention of the stall, so in order to prevent trouble between players we ask that you consider the following.
-Set item to the equivalent of its worth
Avoid creating an easily guessed password
Passwords that contain few numbers or characters, or passwords that are include the character or players names may be easily compromised. (e.g. 1111, abcd)
*We recommend that you create a password of at least 8 characters with a combination of alphanumeric characters with no repetition
Do not share your password where others can see
Places such as an open chat where others can see puts your trade item and password at risk
Have the buyer decide on a password
Doing this may lower the risk of having the password guessed by others
We apologize for the trouble, but thank you for your cooperation to help prevent .
AVABEL ONLINE Operation Team
▼About Penalties
What is a penalty?
AVABEL ONLINE is a game where you can enjoy adventures with others, but there are rules to go by for all players to enjoy themselves.
By going against these rules, penalties will be applied.
Rules for AVABEL ONLINE are agreed to upon signing up, but to put it simply, we prohibit such things as verbal abuse, harassment, fraud, etc. that may cause discomfort to people.
You can review details of our Penalty Policy by checking the Penalty Policy page.
For everyone to enjoy playing AVABEL ONLINE, please read through these policies carefully prior to play.
▼Application fails to initialize when launching App.
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Q: What is a charter school?
Charter schools are state-funded, public schools, available to all students tuition-free. They are created to provide new educational choices for parents and students.
Colorado's Charter School Act combines the fundamental aspects of public schooling with the flexibility and freedom of the private sector. "In one big sweep", states the Colorado Department of Education, "a charter school can create a delivery system that individualizes and customizes education to meet the needs of an increasingly diverse society".
Q: Why do families choose charter schools?
- Small school size (53%)
- Higher standards (45%)
- Educational philosophy (44%)
- Greater parental involvement (43%)
- Better Teachers (41%)
- Small student/teacher ratio (53%)
Q: Why do teachers choose charter schools?
- Educational Philosophy (76%)
- Wanting a Good School (64%)
- Like-minded Colleagues (62%)
- Good Administrators (54%)
- Class Size (54%)
Q: What are the distinctive features of Lotus School?
- Please visit features page to read about distinctive features of Lotus School.
Q: What grades does Lotus School serve?
Our growth plan is as follows:
- 2006-2007: 6th and 7th grades
- 2007-2008: 6th, 7th, and 8th grades
- 2008-2009: 6th, 7th, 8th, and 9th grades
- 2009-2010: 6th, 7th, 8th, 9th and 10th grades
- 2010-2011: Kindergarten through 11th grades
- 2011-2012: Complete Kindergarten through 12th grades
Q: How can I enroll my child?
Click here for our online application inquiry.


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CWA 15596 European Foodservice Hygiene Standard
- Overview
- Benefits of Certification
- Why Work With NSF?
- Certification Process
Responding to a need for a more consistent, European-wide approach to hygiene of foodservice and catering equipment, NSF collaborated with the European Committee for Standardization (CEN) to develop CWA 15596: Cleanability of Commercial Foodservice Equipment.
Retailers, caterers and buying groups can now specify CWA 15596 to ensure the cleanability of their commercial kitchen equipment. Foodservice equipment manufacturers can be third-party certified to the document requirements, which streamlines product acceptance across Europe.
For more information about CWA 15596, email email@example.com or phone +44 (0) 1993 885 600.
Benefits of Certification
CWA 15596 outlines requirements for materials, design and construction of equipment to facilitate proper hygiene. Certifying to CWA 15596 helps manufacturers meet requirements of European Directives 178/2002 and 852/2004 relating to food hygiene and HACCP.
Certifying to the standard also demonstrates a high level of commitment by offering a product that has been verified as hygienically safe and beyond minimum legal sanitation requirements. In addition, CWA 15596:
- Defines a code of practice for commercial food equipment to be determined "cleanable"
- Is accepted across all EU countries
- Conforms with HACCP requirements to be "easily cleaned"
Why Work With NSF?
As one of the developers of CWA 15996 standard, backed by nearly seven decades of experience certifying food equipment, NSF is the logical partner for your CWA 15596 certification.
Our technical and testing staff members are experts in their fields, and we provide a dedicated certification project manager who will be your single point of contact.
Certification Process
Being the innovators of this certification program has given NSF nearly seven decades to refine and simplify our certification process. We can provide a thorough and efficient certification to CWA 15596 in just five simple steps, led by a single point of contact with the technical expertise and dedication to expedite your certification.
- Application
- Product evaluation, material review/testing and performance testing
- Certification/listing
- Manufacturing facility audit
- Annual compliance verification
NSF Expands Scientific and Technical Capabilities in Europe Through Acquisition of Erdmann Analytics
- 1 week ago
ANN ARBOR, Michigan, USA and RHEDA-WIEDENBRÜCK, Germany — NSF International, an independent global public health and safety organization that develops...
NSF Expands Food Safety Certification Services in UK and Ireland with Acquisition of Knight
- 3 months ago
ANN ARBOR, Mich., USA and NORTHWICH, UK – Global public health organization NSF International has acquired Knight International Inspectorate. The...
Global Public Health Organization NSF International Honors World Standards Week
- 3 months ago
ANN ARBOR, Mich. — NSF International, a global independent public health organization that writes standards, and tests and certifies products...
NSF/ANSI Food Equipment Standard Training - Ann Arbor MI
- Wednesday, April 29, 2015
- 8:30am - 5:00pm Eastern Time
- Ann Arbor, Michigan, United States
NSF/ANSI Food Equipment Standard Training - Ann Arbor MI
- Wednesday, October 21, 2015
- 8:30am - 5:00pm Eastern Time
- Ann Arbor, Michigan, United States
Can I certify to an NSF/ANSI food equipment standard and CWA 15596 at the same time?
Absolutely, and you will likely save costs by bundling both certifications at the same time. Ask your NSF representative for more details about this when you contact NSF at email@example.com or +44 (0) 1993 885 600.
- We've worked with NSF for 18 years and have had almost all our products NSF certified. The widely accepted NSF mark, easy-to-navigate listings and dedication of our project manager have saved us time and money, and helped our products stand out.Jim Tuyls, Automatic Bar Controls
- A customer directed us to get NSF certification and we were blown away by the seamless and stress-free experience. Our dedicated project manager delivered fast and personable service, often addressing our questions and concerns within a few hours!Steve Welter, Watlow Electric Manufacturing


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Roxas explains why LP snubbed Cebu mayor
-A A +ASunday, November 11, 2012
CEBU CITY - After more than a month, the Liberal Party (LP) finally answered questions why it dropped Mayor Michael Rama and chose Representative Tomas Osmeña (Cebu City, south district) as its mayoral bet for the 2013 elections.
During his short visit to Cebu City last Friday, Department of Interior and Local Government (DILG) Secretary Manuel "Mar" Roxas II explained that Osmeña gained the LP's support because he was the one who first supported his tandem with President Benigno Aquino III, who was then a senator, during the 2010 elections.
"We cannot deny that Tommy is our first friend at siya yung unang tumayo sa (he was the first to stand up for) LP and supported the Noy-Mar tandem even before it became popular. Nagpapasalamat kami dyan at pinapahalagahan namin yan (We are grateful for that and we value it)," said Roxas, who was the running mate of Aquino in the 2010 polls but lost to Vice President Jejomar Binay.
It was Roxas, during his presidency at LP, who issued the certificate of nomination to Osmeña and his group Bando Osmeña Pundok Kauswagan (BOPK) days before the filing of the certificate of candidacy last month.
Roxas, though, already went on a leave of absence from his LP position, following his appointment as DILG secretary.
Also, Roxas pointed out that the decision of the LP to choose Osmeña over Rama was based on the endorsement of the LP leaders in Cebu like Hilario "Junjun" Davide III, as well as barangay officials and civic leaders, among others.
"It was the choice of the local LP. Di naman ito dictatorship. Overwhelmingly, the selection, of course, was for Tommy Osmeña. Ang taga-Cebu naman talaga ang kinonsulta namin kung sino ang aming magiging kandidato (We consulted the Cebuanos on who our candidate should be)," he said.
Local call
"Basically, that (endorsement) is really the main reason. Pero ako, personally, maka-Tommy ako," Roxas added, after being asked further on what other factors LP considered in choosing Osmeña over Rama.
Contrary to the mayor's claim, Roxas said that the south district congressman is a member of the LP who attends party events and pays his dues.
"Pero di naman talaga basehan yung pagka-miyembro mo sa partido (But party membership is not the basis) in order for you to get a certain position," he said.
Rama earlier said that Osmeña should not get the backing of the LP because unlike him, he is not a member of the LP and that BOPK has been publicly saying they don't need the support of any national party for the 2013 polls.
Considering that they are friends, Roxas said he was hurt to learn that Rama was disheartened by the LP's decision to support Osmeña.
"But it's understandable," he added.
For the 2013 elections, Rama will be running under Binay's United Nationalists Alliance (UNA) ticket.
Meanwhile, Roxas dismissed reports that LP does not have a candidate in Cebu Province and has declared it a free zone.
"It is just a black propaganda," he said, reiterating that Davide and Vice Governor Agnes Magpale will be their candidates for governor and vice governor, respectively.
President Aquino, he pointed out, will be coming to Cebu to campaign for the local candidates for the May 2013 elections.
Secretary Roxas also visited the new Mandaue City Public Market yesterday morning and assured the National Government will help improve the facility.
Roxas, who was accompanied by local LP members, said he will help look for funds needed to fix the market's drainage system.
"Hiningi ang tulong natin sa National Government ni Mayor Jonas Cortes na lalo pa nating mapaganda at mapaayos and Mandaue Public Market (Mayor Cortes has asked the National Government to help improve the Mandaue Public Market)," Roxas told reporters.
Roxas was accompanied by gubernatorial aspirant Hilario "Junjun" Davide III, Cebu Vice Gov. Agnes Magpale, Mayor Cortes, Vice Mayor Glenn Bercede, Rep. Luigi Quisumbing (Cebu, sixth district), Provincial Board Member Thadeo Ouano, and city councilors.
The secretary checked the goods at the market, particularly fish and meat, and asked about the prices. Roxas said he was glad that the prices of goods remained the same as when he was still the secretary of the Department of Trade and Industry.
He said the Department of Interior and Local Government wants to promote "enterprise development" in local governments.
Roxas noted that the Mandaue Public Market "is relatively cleaner than other markets," and stressed the importance of keeping the market clean to avoid diseases.
"I've been to many markets and this is one of the cleanest. There are things that need to be improved, but this market is clean and orderly," said Roxas.
The new market, located at the back of the Mandaue City Sports and Cultural Complex in Barangay Centro, opened last January.
Before leaving, Roxas and company chatted over sikwate or native hot chocolate and puto maya.
Mayor Cortes said Mandaue needs help from the National Government, even though it is a highly urbanized city. "We are happy that Secretary Mar offered to help us tap some funds to improve our market." (PDF/RSB)
Published in the Sun.Star Cebu newspaper on November 12, 2012.
Local news
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UCLA 2010 Festival of New Creative Work, presented by UCLA School of Theater, Film and Television (TFT), will honor landmark filmmakers Roger Corman and Lee Daniels as well as student Spotlight winners, during the Festivals closing night gala event, Directors Spotlight.
The annual ceremony salutes TFTs students outstanding achievements in the field of directing and has become one of the Festivals signature events for identifying the industrys next leading filmmakers.
The evening showcases eight Spotlight films selected by a series of panels comprised of students and a blue ribbon panel of top industry professionals.
TFT will also present legendary director/producer Roger Corman with its inaugural Champion Spirit Award and Oscar-nominated director Lee Daniels with the Filmmaker of the Year Award.
The Directors Spotlight will be held at the Directors Guild of America Theatre at 7920 Sunset Blvd. in Los Angeles on Thursday, June 10 at 7:30 p.m.
I am thrilled to be honoring these two landmark filmmakers, noted Teri Schwartz, dean of the School and a 32-year veteran movie producer. Roger Corman is the perfect choice to receive the inaugural Champion Spirit Award. His history of fostering new talent is legendary. It is critical that we all follow Roger's remarkable vision and example by nurturing young filmmakers who are the future of our industry. I owe Roger a great debt of gratitude because he gave me my start as a filmmaker, too, and set me on a path that has been so exciting and rewarding in every way imaginable.
Lee Daniels is also a consummate filmmaker. With films such as Precious and Monsters Ball, Lee has demonstrated a firm commitment to the highest standards of humanistic storytelling, one of the strengths of our program and vividly evident in our student films, continued Schwartz. We are so privileged to be recognizing this wonderful filmmaker with this very special award.
The industry honoree awards are voted on by the students in the Department of Film, Television and Digital Media. Schwartz will present Roger Corman with the Champion Spirit Award, which honors an industry professional who throughout their career, has demonstrated great courage, foresight and integrity to nurture, mentor and champion new talent.
In addition to producing more than 500 films and directing 50 others - on time and within budget - Roger Cormans remarkable legacy includes the multitude of producers, directors, writers and actors he has mentored such as Jack Nicholson, Diane Ladd, Francis Ford Coppola, Martin Scorsese, Peter Fonda, Bruce Dern, Robert DeNiro, Ron Howard, Charles Bronson, Joe Dante, Jonathan Demme and James Cameron, among others.
Director and past DGA President Martha Coolidge will present Lee Daniels with the Filmmaker of the Year Award, which honors filmmakers who tell stories with a voice and vision that impacts the way people look at the human condition and truly demonstrates the spirit and message of the independent filmmaker.
Lee Daniels first captured the industrys attention with Monster's Ball, his first film from his production company, Lee Daniels Entertainment. The film marked Daniels as the first sole African-American producer of an Oscar-winning and nominated film. Daniels work continues to distinguish him as one of todays most prominent and influential filmmakers, as evident by his recent multiple awards and Oscar nominations for his powerful film, Precious: Based on the Novel Push by Sapphire, including Best Picture and Best Director.
In addition to honoring these prominent artists, Directors Spotlight will salute a new generation of talented filmmakers. This years Spotlight award-winning films and filmmakers are 27, directed by Neil Forbes; PALs directed by Dawn Garcia; Allen Mack directed by Cory Miller; Sacramento A Family Fable, directed by Michael Bodie; La Viuda (The Widow), directed by David Martin-Porras; Dream (drem)n, directed by Mary Lai; Nisa, directed by Doug Archibald; and Hubo, directed by Erick Oh.
Since its inception more than a decade ago, Directors Spotlight has helped launch the careers of gifted filmmakers such as Joe Russo (Community, Arrested Development), Justin Lin (Fast and the Furious: Tokyo Drift), Alexander Payne (Sideways) and Shane Acker (9), among others.
Admission is free for all events, but space is limited and reservations are required. For a full schedule of events and to reserve seating during UCLA 2010 Festival of New Creative Work, please visit www.tft.ucla.edu/festival2010.
The UCLA School of Theater, Film and Television offers its students a unique blend of scholarship and practical training, please visit: www.tft.ucla.edu.


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Amie Frisch - Executive Director
Amie has grown Veggielution from a grassroots student side project to a full fledged nonprofit organization over the past 6 years. She continually hones and executes a vision and plan of action for increased impact, long-term growth, and organizational sustainability. Amie is a Bay Area native who majored in Environmental Studies at San Jose State University. She currently serves on the Board of Directors of the Prusch Farm Park Foundation, and as a founding member of the Santa Clara County Food System Alliance. Amie is passionate about rebuilding our urban food landscape to nourish our bodies and spirits, and renewing our relationship with the food we eat every day.
Mark Anthony Medeiros - Associate Director
Born and raised in the South Valley, Mark graduated from San Jose State University with a bachelors degree in Sociology, with an emphasis on Community Change. He became politicized around the issues of urban fringe agriculture and open space preservation while in college, and participated in a number of land use debates in Santa Clara and San Benito counties, most notably the proposed Coyote Valley Specific Plan (CVSP), which was halted in March 2008. He decided to devote himself to promoting sustainable agriculture in the Valley of Heart's Delight, and founded Veggielution along with Amie Frisch. Mark currently serves on the Board of Directors for the Prusch Farm Park Foundation. The son of Portuguese immigrants with a rich farming tradition, he sees farming as the most direct connection that people have with the environment. For Mark, learning and teaching farming is about fostering the values of sustainability and social justice in himself and others in the South Bay community.
Monica Lisa Benavides - Education Director
Being born and raised in San Jose inspired Monica to dedicate herself to working in her community on issues of food access, education, and, social/environmental justice. She graduated from San Jose State University with a BA in Child and Adolescent Development, and continued in graduate school through the Critical Research Academy to earn her MA in Education. As the Education Director, Monica is responsible for overseeing Veggielution's school garden program, the Youth Garden at the farm, Cooking Matters, and our summer high school program, the Dig Crew. If you have any questions about any of these programs, then please email or call Monica.
Will Chen - Farm Manager
William Chen's grandparents and parents were mushroom growers in Gilroy until he was about 6. When that business dried up they moved to San Jose, where Will grew up. Although his family no longer farms, they still keep a small orchard and garden in their backyard today. Will started at Veggielution as a volunteer 4 years ago and immediately fell in love with the people and the place. Since then he has been an intern, seasonal farmhand, and an employee. In 2013, Will left to expand his farming skills at Full Circle Farm in Sunnyvale, then took over as manager there. He rejoined the Veggielution team at the end of the growing season in 2013, and is focusing on making the farm more efficient, and also fun!
Silicon Valley Health Corps Members:
Keri Waller - Youth Education Coordinator
Born and raised in Woodland, CA, she is a recent graduate of San Jose State with a BS in Nutrition. At San Jose State, she was a part of the women's volleyball program and has many years of experience teaching and coaching at sports camps. Keri has also worked with incoming freshmen student-athletes as a peer mentor, aiding them in the transition from high school to collegiate academics and athletics. She is passionate about teaching healthy eating, sustainable farming, and food justice to our community! Keri is teaching school garden classes at 2 local elementary schools, as well as leading our Youth Program, The Dig Crew.
Nina Vuoso - Youth Education Coordinator
Born and raised in the South Bay of Los Angeles, she earned a BS in Nutritional Biochemistry in 2011 from UC Davis, where she came to appreciate good produce and bicycle riding. Nina has worked with youth as a science tutor and in the Teaching Kitchen at the Davis Food Co-op, assisting in the kid's cooking classes. As one of the first Nutrition Educators for the student-run Willow Clinic, which serves the homeless population of Sacramento, Nina learned about non-profit management and writing nutrition curricula. She is inspired by the way students engage with their food (if only all school subjects could be edible and delicious). Nina is energized by the Veggielution community, and she is dedicated to bringing science-based food and garden education to the farm and its neighbors.
Lydia Martinez - Community Organizer
Born in the warm Coastal waters of Sinaloa Mexico, brought into this country as contraband, grew up in the fields of the Central Valley. Daughter of Farm Workers, Mother to a Sun, she currently finds herself back where her Father began many moons ago. Back in the fields, picking and harvesting under the warm sun, yet also merging her Expressive Arts Therapy degree to be able to provide access and resources to the Chicano Native Immigrant community of San Jose and beyond so that they too may be able to participate in local sustainable agriculture. Healthy nutritious food is a right not a privilege to be determined by social economic status or color of one's skin.
Mika Shibuya - Farm Hand
Mika Shibuya is excited and grateful for the opportunity to work on the Veggielution farm crew. Having graduated from Sarah Lawrence College, where she studied environmental studies and creative writing, she is ready to get her hands dirty putting theory into practice. Mika developed her passion for farming on two small, organic farms in New York and New Jersey, where she learned the ins and outs of vegetable cultivation, animal care, and small-scale cheese-making. She is excited to bring this passion and experience into an urban context and to be a part of an organization/community that makes a concerted effort to increase food accessibility and to engage a wide cross-section of San Jose with the land that sustains them, building lasting relationships over fresh food and hard work. As the greenhouse manager, she will spend the majority her year in the company of seedlings and soil mix, and hopes you will come join her – and maybe help give a few plants a fighting start. She has a shameless love for puns, and also enjoys cooking, biking, reading, and writing.
Dave Chang - Farm Hand
Dave is enthused to be working in the fields and getting his hands dirty with Veggielution. Following a degree in Biological Systems Engineering from U.C. Davis, he served as an agricultural volunteer in Mali with Peace Corps. After doing time in the cubicle as a technical writer, he set out to travel around the world but only made it as far as Mexico, due to the prevalence of street tacos. Now he's back to his original passion of making good food available to all. He feels fortunate to be involved in such a community-based enterprise with roots in sustainable farming practices and food justice. He gets excited about other people getting excited about growing food. When not at the farm, he's most likely hiking, climbing, or reading a book.
Colleen Hotchkiss - Farm Hand
After attending college in Philadelphia and receiving a B.A. in Spanish with a concentration in Gender and Sexuality Studies in May of 2011, Colleen is excited to be back home in the Bay Area growing food and building community. Following graduation she worked at two different farms, gaining invaluable knowledge about organic food production and natural process farming. With a background in student organizing and an academic focus on marginalization and identity formation, Colleen is excited to be putting her gardening and farming knowledge to work at Veggielution in a way that directly and intentionally increases food access to low-income communities. She coordinates harvest and distribution, managing Veggielution's Farm Box CSA, facilitating harvest days, and running the farm stand.


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on May 04, 2010 Source: Policy Dialogue on Entrepreneurship
Tim Kane, blogger for growthology.org and Senior Fellow at the Kauffman Foundation, has graded the Presidential Summit on Entrepreneurship, separating his report into the following aspects:
Title: A - "They could have had a summit on "Development" or on "Peace" which would have been instantly forgettable gatherings. This topic has some bite to it, and it's something tangible and deep enough that all Americans should be cheering the President."
Team: A – The team included the President, Secretary Gary Locke, Melody Barnes, Secretary of State Clinton, Arne Duncan, Rajiv Shah and many more.
Agenda: B – Kane reported that an objective accounting of which countries are getting which policies right seemed to be missing.
Speech: "I don't think it's appropriate to simplify a presidential speech with a letter grade. But I thought President Obama's remarks were excellent."
Kane writes: "In ten years, the most important outcome of the summit will simply be there was a summit at all." "... I don't agree with the Obama administration on everything. But this summit deserves our full-throated support."
You can read the rest of comments attached to these grades, here.
The Policy Dialogue on Entrepreneurship brings to light various policies and initiatives to advance innovation and drive economic growth.
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Results 1 to 5 of 11
Thread: Geraldine?
July 24th, 2013 10:36 AM #1Senior Member
- Join Date
- May 2013
- Posts
- 573
Geraldine has always seemed so middle aged to me, but I recently reread Lord Edgeware Dies by Agatha Christie where Lord Edgeware has a daughter named Geraldine, and I've really warmed up to it. Her cousin calls her Dina (DEE-na), which I thought was a sweet nickname. It has the same sort of charm that Theodora does, I think.
So...am I crazy? Is Geraldine too dated, or could it come back?Teen writer, pianist, sci-fi geek, cat-owner and name enthusiast.
Calvin Augustus ~ Matilda JosephineRoland | Walter | Alonzo | Orson | Beatrice | Elspeth | Agatha | SunnyFitzgerald | Winston | Montgomery | Hugo | Clemency | Zelda | Astrid | Ophelia
July 24th, 2013 10:57 AM #3
I've warmed to Geraldine over the years too. It has its own vintage charm which I find appealing. Lately for some unknown reason, I've been thinking about a sister trio with the names Claudine, Georgette and Suzanne so Geraldine has the same vibe as those names! I love Agatha Christie mysteries. Geraldine also has a positive association for me. It was the name of one of the funniest woman I've ever met who died of cancer way too soon. Geraldine needs to be taken from the shelf and dusted off so she can shine again!
All the best,
July 24th, 2013 11:23 AM #5Senior Member
- Join Date
- Mar 2012
- Posts
- 1,082
July 24th, 2013 01:20 PM #7
I don't care about old-ladyish. Geraldine is beautiful.
Call me Cynthia, Angie, or Luna. 22. Name nerd.
Clemency | Clementine | Juliette | Helena | Isabelle | Annabelle | Evangeline | Seraphina | Rosalind | Violetta
Vanessa | Audrey | Ariadne | Callista | Belphoebe | Bellatrix | Lyra | Valencia | Valentina | Laetitia | Cytherea
Gavriel | Hermes | Flynn | James | Orion | Alexander | Caspian | Peregrine | Marius | Altair | Lucias
Callum | Cadmus | Jason | Perseus | Theseus | Oliver | Éomund | Stellan | Amias
July 24th, 2013 01:25 PM #9
I like it, but can't get away from the Gerald part, which I don't think sounds pretty at all. That said, it has a strong, vintage sound to it, which I like. I'd only use it as a middle paired with something more feminine, though. (I like my frilly princess names )
I'm not feeling incredibly profound at the moment. Check back later.