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The Daily Troll: Burn bans expand. Seattle's loneliest bus stop. New Year's liquor prices.
Burn bans
Environmental authorities this morning widened the burn bans issued earlier for Pierce and Snohomish counties. New stage 1 burn bans went out for five Indian reservations in the Puget Sound area (Muckleshoot, Nisqually, Puyallup, Stillaguamish and Tulalip) and Thurston County. In issuing the Thurston County ban, authorities also asked residents of Mason, Pacific, Jefferson, Grays Harbor and Clallam counties to refrain from outdoor burning and use alternatives to wood heat if possible. With clear weather ahead, it's possible the restrictions will spread.
Bus shelter blues
Seattle Transit Blog told the tale over the weekend of Seattle's "loneliest bus shelter," a full shelter at Fourth and Wall in Belltown that only has two daily stops, in the middle of the night. The blog says Metro neglected to switch one night-owl run to Third Avenue when other routes along that stretch of Fourth were moved a block over last fall. But it will move the night-owl service soon, as well. The blog calls the situation "a hilarious oversight." True, but Metro did a rather remarkable job with other service changes, especially the rationalization of routes in Ballard. Yes, you can get to Fremont, aka Center of the Universe, from Ballard now.
Center of news universe
While most media outlets are pretty light on news today, The Herald in Everett published a couple of interesting pieces with statewide significance. First, Michelle Dunlop wrote about the challenges facing the state in just keeping aerospace jobs. She reports that incoming Gov. Jay Inslee will need to finish an overall aerospace jobs strategy that Gov. Chris Gregoire has started; should be alert to emerging competition for Boeing assembly work from many more states besides South Carolina; and may need to do fence-mending with Airbus, which buys many parts here but suffered some rather pointed remarks from Inslee while he was in Congress advocating for Boeing.
Second, Bill Sheets took a New Year's Eve-appropriate look at liquor prices in the wake of Initiative 1183's privatization of liquor sales, which had been controlled through a state monopoly. He reports:
The average price per liter of hard liquor after taxes statewide in October was $24.06, according to figures from the state Department of Revenue.
This is down slightly from the first month of privatization in June, but still more than 10 percent higher than the $21.59 at state liquor stores in October 2011.
As he notes, the initiative campaign stressed promises of lower prices from competition. But, alas, competition seems to be for the little guys trying to eke out small margins as retailers, not the distributors.With mission accomplished, the backers will probably be toasting themselves and their profits come midnight. And far beyond.
New Year's fireworks
The Space Needle will host its annual fireworks display. Want to get a head start or compare tonight's with Jan. 1, 2012? Here's a nice little video from the 2012 event that's accompanied with music (although it doesn't seem to kick in until shortly after the 1:30 minute mark).
Happy New Year to all from Crosscut — and stay safe tonight!
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NEWTON's HOME PAGE
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Phase Reversal? in Mirrors
Name: Kamille M. Status: student Age: 17 Location: N/A Country: N/A Date: 2000-2001
How come when you face a mirror and raise your right hand, it seemed that your left hand was reflected? Is this what they call phase reversal?
It's referred to as image reversal. The mirror simply reflects back to you a point-to-point reproduction of what it "sees." If you imagine yourself to be on the other side of the mirror standing behind the image, it only appears that your image raised the hand opposite to the one you actually raised. This happens because you and your image are not the same thing. Because of this reversal, when you look in a mirror, you don't see what the world sees when it looks directly at you. You're quite accustomed to seeing your mirror image. Except in a photograph, you probably have never seen a reflection of yourself that was not left-to-right reversed.
If you would like to see a mirror image of yourself that is not reversed left-to-right, here's how to do it:
Place two mirrors at a 90 degree angle to each other so that their vertical edges are touching. Stand directly in front of the pair and look at the intersection point, Now, try to comb your hair while looking at the image of your face. Interesting isn't it? The paired mirrors produce a double reflection. the second reflection reverses the first reversal and you're seeing yourself as others see you.
Here are two even more interesting questions you might want to investigate:
1. Since the mirror appears to reverse things left-to-right, why doesn't it reverse things top-to-bottom?
2. What is the shortest "full-length" mirror that will let you see yourself full-length?
Have fun.
It is not phase reversal. It is front-back inversion due to the reflection process. It is similar to taking every piece of the "front" of your body and switching it with the corresponding "back" piece. What is closest to the floor remains closest to the floor. What is closest to the wall on your left remains closest to that wall. However, the front and back of your body reflection are facing opposite those of your real body.
Kenneth Mellendorf
Click here to return to the Physics Archives
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Update: June 2012

subset: commoncrawl


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Home → Land → Permits & Standards > NRPA > Bird Habitat > Background (shorebirds)
Background: Shorebirds and Shorebird Habitat
- What is a shorebird? What is a staging area?
- Are shorebirds in trouble?
- How far do the shorebirds migrate and when are they in Maine?
- What do the shorebirds need when they are in Maine?
- What is special about Maine for shorebirds?
- What are the threats?
Information provided by the Maine Department of Inland Fisheries & Wildlife (IF&W).


text: Math Wars! gamesBookmark the permalink. Release date: Oct 27th, 2011 Price: 1.99 Version: 1.1 Seller: Stanley Tsang Buy Now STP SCORE: Not yet reviewed Description Related Games Wake the Cat Pudding Monsters Karateka Skee-Ball 2 Mutant Fridge Mayhem – Gumball Power Rangers Legends Pou Mensa Academy Kumo Lumo One Tap Hero™


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Resources & Links
Below are helpful links to assist you in understanding various pulmonary and medical conditions and diseases.
- American Academy of Sleep Medicine (AASM): AASM provides the facts about sleep, sleep disorders, treatments and services. Find accurate information and the latest news from the leader in sleep medicine. The website includes an online discussion forum. In the forum you can interact with other visitors to the site.
- The American Lung Association: The American Lung Association is the leading organization working to save lives, improve lung health and prevent lung disease.
- Lung Cancer Alliance: National non-profit organization for patient support and advocacy for patients with lung cancer.
- Medicare Information for Patients: The official site for the U.S. Government providing information on Medicare Information, and contains searchable databases for health plans, nursing homes, Medigap policies, and Medicare activities throughout the country.
- National Heart Blood and Lung Institute: This web-based health index gives you a quick and easy way to get complete and dependable information about heart, lung, and blood diseases and sleep disorders.
- Pulmonary Fibrosis Foundation: Works to improve the quality of life of those affected by this disease. Includes support groups, personal experiences, and research registry.
- SleepEducation.com: An American Academy of Sleep Medicine sponsored site which provides numerous resources for the public on a variety sleep disorders and disturbances.
- Smoke Free: Online guide providing resources to stop smoking.
- SWINE FLU (H1N1)/ Influenza Information: Weekly updates from the CDC regarding influenza activity, information on vaccination and public health guidance.
- Health Encyclopedia: Here you will find health information and our interactive tools.
- Traveler's Health | CDC: General information for travelers on vaccines, medication, and taking necessary measures to prevent illness and injury during international travel.
- Health Resources: Here you will find health information and resources such as our interactive Health Library, Tests and Procedures, Heart Health Center, Cancer Health Center, Women's Health Center, and much more.
- UCLA Health Publications: Publications for consumers and physicians highlighting the latest findings in medicine and research. Some include, Vital Signs, Health Tips for Parents and Physician Update.
- Health Plans - UCLA Health accepts Medicare-assignment and private indemnity insurance. We also participate in over 100 local and national managed care networks. Please call 1-800-UCLA-MD1 (1-800-825-2631) if you are concerned or have a question about whether your insurance is accepted here.
- UCLA Health South Bay locations: Find primary and specialty care offices in Manhattan Beach, Redondo Beach and Torrance.


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text:
Legends Moorea
Moorea, 98729 , French Polynesia
Launched in 2008, Legends Resort Moorea amplifies both luxury and comfort, providing two and three-bedroom villas that range from around 1,300 to over 2,100 square feet. Each of the 46 villas features smart touches like a washer and dryer, fine linens and access to a movie library. Add to that full maid and butler service, along with in-room spa treatments and baby-sitting services, and guests find the ultimate in off-the-beaten-path getaways. Demonstrating its commitment to refined relaxation, the resort highlights rattan and wood as its key interior elements. Outside each villa, private terraces feature Jacuzzis and chaise lounges, as well as stunning views over neighboring motus or mountains. Wildlife is ever-present, so guests make sure to close up at night to prevent a curious gecko or bird from joining them. And because seclusion is paramount here, rental transportation is available to take guests off-site.
Room to Book:
Ask for a room far away from the roosters. They tend to exercise their lungs with much more than just a polite crow at dawn.
Insider Tip:
Car rental is essential to get to the surrounding areas, and beach-goers should check the shuttle schedule to reach the shore.
Open / Closes- Family Friendly
- Golf
- Horseback Riding
- Island Resort
- Spa
- Tennis
- WiFi
- Water Sports
Number of Bars: 2
Year Opened: 2008
Number of Restaurants: 2
Number of Suites:
Number of Rooms: 46


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Content description
Photocopied ms illustrated article (50pp), describing the role played during the First World War by Captain H Newton, 5th Battalion The Sherwood Foresters (Nottinghamshire and Derbyshire Regiment) (139th Brigade, 46th Division), in establishing the Second Army workshops in northern France and Belgium, improving various existing weaponry with his own designs such as the 'Newton Pippin rifle grenade', the 'Newton Pippin hand grenade' and the 'Newton 6" trench mortar', and in 1918 designing an amphibious caterpillar track vehicle; written by Captain Nelson's nephew, the article includes photographs, scale drawings and plans, and other photocopied original documents.
History note
Cataloguer APR
Catalogue date 2001-12-05
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Employment & the Economy
Employment & the Economy
Recent Activity
This report explores the successes and failures of various attempts to create an employment verification system that reliably establishes an employee's eligibility to work since the passage of the Immigration Reform and Control Act in 1986. Through this analysis, the author evaluates the effectiveness and potential contributions of the current system and seeks to inform proposals for future initiatives.
This volume finds that while emigration may be beneficial in some cases, unhindered high-skilled emigration, particularly in the case of sub-Saharan Africa, can have disastrous consequences. The author, Arno Tanner, recommends specific policies where carefully targeted development measures could be used to mitigate the negative consequences of brain drain.
This policy brief examines and reflects upon lessons learned from the last major attempt to resolve the problem of illegal immigration under the Immigration Reform and Control Act of 1986. Arguing that stable reform will require three "E"'s— enforcing immigration laws effectively, expanding visas, and earning legal status —it also offers recommendations for immigration policymaking and management.
This report offers a comprehensive analysis of post-September 11 reforms to the United States' visa system, examines what these policy changes in policy and procedures entail, and discusses how well they advance the stated goals of the U.S. visa program.
This brief outlines the framework for MPI's Independent Task Force on Immigration and America's Future and highlights key issues in U.S. immigration policy it seeks to inform: upholding rule of law; developing policies that meet immigration/national security needs; managing immigration to increase economic competitiveness; and promoting economic and social integration.
The regularization, or legalization, of unauthorized immigrants has become a central, if controversial, policy tool in many developed countries' struggle to manage irregular immigration. Because of the sheer size of irregular immigration in the advanced industrial world, regularization programs have become a significant source of legal workers and, in many instances, of prospective citizens.
Immigrants often work in traditionally unionized sectors of the economy, such as manufacturing and construction, or in occupations, such as services, that are becoming increasingly organized—yet little is known about their patterns of union representation. This report offers insight into the union affiliation, including membership and non-member coverage, of employed immigrant workers age 16 and over.
This report examines foreign-born participation in the United States' labor market. It provides information and charts relating to the number and share of immigrant workers in the total civilian labor force and their employment rates.


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Original Series New Releases: September 23rd - 29th This week we check out World of Warcraft: Mists of Pandaria, Dead or Alive 5, FIFA Soccer 13, Pro Evolution Soccer 2013, The Testament of Sherlock Holmes, One Piece: Pirate ...
Trailer Tokyo Jungle Launch Trailer Check out the launch trailer for Tokyo Jungle, available September 25, 2012.
Gameplay Living the life of an animal - Tokyo Jungle Which animal will reign supreme in Tokyo Jungle?
Video Now Playing: Tokyo Jungle Pomeranians eating beagles and double-jumping deers using dumpsters for stealth? This is not a joke. This is Tokyo Jungle.
Gameplay Dog Versus Alligator - Tokyo Jungle Gameplay Video Turns out there are alligators in Tokyo's sewers, and they're a bit too fearsome for our canine friend.
Gameplay Dog Eat Dog World - Tokyo Jungle Gameplay Video It's a dog eat dog love dog wearing a baseball cap world in Tokyo Jungle, and we like it that way.


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Bath and Body Works • Be Enchanted Bubble Bath • Bath Treatments
(2 reviews)
Average Rating. | 5.0 |
Would buy this product again. | 100% |
Ingredients |
*TOP REVIEWER* Quartersnpaints7 on 11/22/2012 1:21:00 AM more reviews by Quartersnpaints7
Age: 19-24 Skin: Combination, Fair-Medium Hair: Blond, Straight, Fine Eyes: Blue
I loove this stuff! Just a little goes a long way!! It fills the whole bath full of bubbles and the bubbles last throughout a whole 20-30 minute bath and the smell lasts the whooole time and fills the whole bathroom up with such a nice, light fruity scent. I adore BBW bubble baths! And they also make my skin feel reallly soft... such a nice treat for a cold winter night and take a nice hot bath with this or any other bbw bubble bath =)
Was this review helpful to you? Yes No
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Age: 25-29 Skin: Normal, Fair-Medium Hair: Brown Eyes: Brown
Bath and body works always have great product. The bubble bath bubbles won't run out fast but loses the smell fast
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Lower Mainland mayors seek funding for transit expansion
Mayor Gregor Robertson and UBC president Stephen Toope chose the end of February to launch an audacious bid for approximately $3 billion in transportation funding. During a news conference at the Blusson Spinal Cord Centre, the politician and the former law-school dean made the case for a new subway from Commercial Drive to UBC, emphasizing the potential economic impact as well as better service for transit users.
"If you've ever tried catching the B-Line at 8 a.m. at Commercial and Broadway or you've tried riding down Broadway at 5 p.m., you already know it—this corridor is congested," Robertson declared, "and something needs to be done urgently!"
With 2,000 passengers being passed up by at least one bus each weekday morning at Commercial-Broadway Station, the mayor has a point. It is the busiest bus corridor in North America.
Toope focused his remarks on the economic benefits that would come through greater connectivity between the university, the city, and the growing health-care industry concentrated around Vancouver General Hospital. "This is a story about opportunity," the UBC president said enthusiastically. "But it's a challenge to us to make the decision that we need to make to grab the opportunity. If we don't make those decisions to collaborate better, to work smarter, and to build transit—effective transit, rapid rail transit all the way from Commercial Drive to UBC—we will not be seizing that opportunity that presents itself."
The news conference was held to coincide with the release of a detailed, 66-page KPMG consultant's report, The UBC–Broadway Corridor—Unlocking the Economic Potential. Citing examples in other cities, such as Toronto and London, it makes the case that a subway connecting the Point Grey campus to Central Broadway would help the area become a "globally significant high-tech hub".
But there's a problem for supporters of the subway proposal. Vancouver has 20 SkyTrain stations and had a population of 603,502 in the 2011 census. Rapidly growing Surrey, with a population of 468,251 in 2011, has only four SkyTrain stations. And its mayor, Dianne Watts, feels her city has a legitimate case for being first in line for more rapid transit after the completion of the Evergreen Line to Coquitlam.
"We had no expansion since the Expo Line," Watts tells the Georgia Straight by phone. "And we have only six kilometres of SkyTrain for a city of a half-million people. We're growing and we're trying to shape the city, so our needs are different."
Watts, chair of Metro Vancouver's transportation committee, offers a polite nod to Vancouver by saying there's an "opportunity" to look at rapid transit on Broadway at the same time as her city presses for light rail. But she also notes that Surrey contributes $144 million per year to regional transportation without getting very much public transit in return, even though, according to her, Surrey is home to nearly 50 percent of the region's postsecondary students.
"Do we want to move all of these people from one end of the region to the other, out on a peninsula at the farthest point away?" she asks in a mild swipe at the Broadway subway proposal.
It's a point echoed by veteran Surrey councillor Marvin Hunt, a former chair of Metro Vancouver. In a phone interview with the Straight, he says that Vancouver can't come close to matching Surrey's rate of population growth. It rose 18.6 percent between 2006 and 2011, which is more than three times the national average growth rate of 5.9 percent.
Hunt adds dismissively that Joyce-Collingwood Station is the only Vancouver transit hub outside of the downtown core that has experienced significant residential densification. "Where's the growth coming from?" Hunt says. "There is none. They want to use our money from south of the Fraser.…Vancouver is doing their darndest to forestall history, but one of these days, we are going to be bigger than Vancouver."
Robertson's point man on transit, Vision Vancouver councillor Geoff Meggs, tells the Straight by phone that he and the mayor have never seen the transit debate as an "us-against-them proposition". But he also emphasizes that the Broadway corridor is the second-largest business district in the province and highlights the incredible growth in retail around the Canada Line station at West Broadway and Cambie Street. UBC is also a major regional destination, he adds.
"It's really important that we have a discussion about who it is that's being moved around here," Meggs says. "It's not Vancouver residents moving around their neighbourhoods. It's regional job seekers, regional employees coming to the medical district, going to UBC, coming to the business area—just as lots of people are going back and forth to Metrotown. The densities that exist already at five locations in the Broadway corridor are some of the largest in the region, and they are not served by rapid transit. They only have bus service."
After making this pitch, Meggs quickly adds: "We've never taken the view that Surrey doesn't have a very strong case for new investment. Obviously, there is a case with the growth that's expected there, but it's for different reasons."
Gordon Price, director of SFU's City Program and a former Vancouver councillor, has been paying close attention to this issue. Over the phone from his office, he tells the Straight that mayors across the region have largely kept up a united front against the provincial government in pressing for transit solutions in Surrey and along Broadway. Transportation and Infrastructure Minister Mary Polak has tried to shatter this unity by demanding that regional politicians indicate which area should become a priority for rapid transit.
"What I'm watching with interest is whether the divide-and-conquer strategy works for the province," Price says.
He adds that he can't imagine any situation in which Vancouver would prevail over Surrey in a regional vote. So he approves of Vancouver council's strategy of not condemning rapid transit south of the Fraser River while maintaining pressure for better service on Broadway.
"This isn't between Vancouver and Surrey," Price maintains. "This is between the allocation of resources for transportation on a provincewide scale."
He recalls attending a presentation where Polak mentioned $25 billion in public- and private-sector capital expenditures in B.C. through to 2020. Given the significant job creation and long-term environmental benefits that result from rapid-transit projects, Price suggests that they should be ranked high on any list of options whether they're in Surrey or Vancouver.
But not every Vancouver municipal politician is in agreement. Former COPE councillor Tim Louis tells the Straight by phone that he's "very concerned that the mayor and Vision Vancouver are approaching this question with a closed mind". He claims that an underground SkyTrain would attract marginally more riders than at-grade light rail, but at a massively higher cost. That's why he favours at-grade solutions, either bus rapid transit or LRT.
"When people are taken off the street—when businesses are made invisible to the transit rider—business declines," Louis says. "The way to keep people engaged with their local businesses is to keep local business in sight as you're travelling around the city. Turning people into moles, underground moles, is not good for local business."
The former chief administrative officer of Metro Vancouver, Johnny Carline, is enjoying his retirement on Vancouver Island, far away from the rising chorus of debate over rapid transit in this region. Over the phone with the Straight, he concisely summarizes the challenges facing TransLink CEO Ian Jarvis in deciding between Vancouver and Surrey.
"If transit investment comes in $1-billion or $2-billion chunks, where do I want to spend my next chunk?" Carline asks rhetorically. "Do I want to spend it in the fastest-growing area for both employment and residential in the Lower Mainland, [which] is accessible…on all four sides? Or do I want to spend it in an area that is not intended to grow, has got water on three sides, and has a sort of crème de la crème belt on the fourth side, which makes it fairly difficult to densify, relative to Surrey?"
Carline notes that in Vancouver, this "crème de la crème" element will make it exceedingly difficult to command street space for surface-level light rail. At the same time, Carline recognizes a business case for investing in enhanced transportation to UBC, though he characterizes the argument of an employment hub in Central Broadway as a "red herring".
"So if you're cynical and smart, you'll probably look at the underground option," he says. "It still offers you an operating-cost advantage. You get rid of some of the immediate development impacts, but all the financial wheels probably fall off."
TransLink had a net direct debt of $2.04 billion by the end of 2012. It can carry up to $3.5 billion in direct debt, according to the authority's media-relations department, without the Mayors' Council having to approve a supplemental plan.
If TransLink were to be responsible for one-third of the cost of a $3-billion subway and borrowed at 6.5 percent interest, it would add $65 million per year to its debt-service payments, which already stand at $241.5 million for 2013.
Carline says the numbers aren't very pleasant in the near term for Surrey council's preferred option, either. "The problem in Surrey is it's growing like crazy, but it's not all in one corridor," he states. "So the business case for any one line is weaker. Long term, it's going to make bags of financial sense. In the short term, it's not."
A recent report by Jones Lang LaSalle indicates the degree to which rapid transit is influencing companies' decisions on where to locate. HSBC Bank Canada, the Fraser Health Authority, Coast Capital Savings, and TransLink have all recently leased large amounts of space in buildings along the Expo and Millennium lines. "The study continues to reaffirm that tenants outside of Downtown Vancouver are placing a growing emphasis on office buildings within walking distance of rapid transit stations when evaluating their real estate requirements," Jones Lang LaSalle reported.
A similar phenomenon is occurring on the residential side of the real-estate industry. The Marine Gateway project next to the Canada Line's Marine Drive Station sold out almost immediately last year. "The development industry is ready to get behind a major transit push," Price says. "The shift in the development industry has been like night and day."
This is one reason why Hunt is so bullish on light rail on three corridors in Surrey. He even tells the Straight that his city could conceivably help cover part of the expense in a cost-sharing agreement with other levels of government.
When asked how, he explains that there's nothing stopping the City of Surrey from creating a waste-to-energy plant to burn garbage from south of the Fraser River, with electricity sales financing transit. He acknowledges that Metro Vancouver has always insisted that any waste-to-energy facility should come under regional ownership under the solid-waste management plan, but he doesn't believe that's necessary.
"I can't see why Surrey can't take care of its own garbage, as long as we're working within the plan," Hunt says.
UBC and Vancouver have not come forward with any financial offers to induce senior levels of government and TransLink to back their subway proposal. And Mayor Watts of Surrey isn't onboard with Hunt's idea, even though they were elected on the same political slate. "We've paid for other people's infrastructure in the region, which we were happy to do," she says. "We can't look at it now and say, 'It's Surrey's turn, you've got to foot the bill yourself.' That's just not a fair way to look at things."
Carline sees Hunt's idea as a symptom of how regional governance can be undermined by bigger cities with more financial clout. "Marvin has always been a Surrey-first guy, and I respect the situation they've got," Carline says. "And Surrey has been doing some really intriguing stuff. They might be able to pull it off. In the end, it might be the right decision or the right outcome, but done in totally the wrong way."
At any rate, I think transit users need to step up. Ultimately users should be the ones who decide which is more needed, another Surrey line or a UBC-Broadway line.
Seattle is investing $10 billion over the next decade on a LRT system that is more expensive than our SkyTrain.
Paris is investing almost $34 billion on a 200 km automated metro system much like SkyTrain linking the suburbs to the core of the region.
Robertson and Toope are incredibly talented. To be able to peddle such tripe with a straight face is a feat of formidable fortitude. I do, however, feel certain misgivings regarding their capacity for critical thinking and their capacity to look beyond their lengthening noses.
And it's not as though the Broadway line is for Vancouverites alone. Plenty of people from the suburbs will be riding it out to UBC.
I think you're a dink for suggesting God may be embarrassed by you being a Vancouverite??? Dont get it!
I agree with the KPMG report and the need for rapid transit along the Broadway corridor... I personally favor above ground and would urge all involved to move forward with plans to build sonnest rather than later.
Surrey would also benefit greatly by LRT expansion and I am a proponent of LRT at street level or elevated rail lines.
We have proven the need, we have proven the response by both comercial interests and personal desires to live in proximity to transit.
Let us NOW move forward and continue to make this both Vancouver and Metro Vancouver WORLD CLASS places to live, work and learn!
The problem is that Vancouver wants a SkyTrain subway strictly for political prestige, while Surrey wants LRT as a city transit system. We have no regional transit planning what so ever, rather we have the same old failed "we want another SkyTrain because it may just work this time."
Only Vancouver follows the SkyTrain mantra for transit and it comes as no surprise that TransLink is facing financial oblivion.
If anyone has read anything about transit, which in Vancouver seems doubtful, one would find that subways are very poor in attracting ridership. subways are also very expensive to build, to operate, and to maintain. The fact is, SkyTrain was so designed to be elevated to mitigate the massive costs of a subway.
What we have is the "Goebbels Gambit" in full swing.
"If you tell a SkyTrain or subway lie big enough and keep repeating the SkyTrain or subway lie, people will eventually come to believe it. The SkyTrain or subway lie can be maintained only for such time as the City of Vancouver and TransLink can shield the people from the political, economic and/or transit consumer consequences of the SkyTrain or subway lie. It thus becomes vitally important for the City of Vancouver and TransLink to use all of its powers to repress dissent, for the truth is the mortal enemy of the SkyTrain or subway lie, and thus by extension, the truth is the greatest enemy of the City of Vancouver and TransLink."
If you want a better transit, work with the one you have.
I have no faith in you jugheads creating anything new as you have no experience with success to date with any programs currently in place.


text: Welcome to Country Haven Log Homes. As an authorized Jim Barna distributor we are excited to be a part of the success of one of the nations largest log home manufacturing companies. As a leader in the log home industry, offering quality materials, a large selection of floor plans, one of the most complete package options, and competitive pricing we are able to fulfill a variety of requests. Whether you are building your dream home or just a small country get-away, we are sure you will find what you are looking for. In addition to this, Country Haven Log Homes is able to meet your construction needs. If you are wanting someone to complete your home or just do a dry-in, Country Haven Log Homes will be happy to be a part of building your dream. We invite you to take of tour of our website and find out more about us and the quality products and services we offer. Sit back, relax and enjoy your visit. |


text:
Version and / or Patch Used: Latest Steam Update
Timedemo or Level Used: Built in Benchmark
Developer Homepage: http://www.alientrap.org/
Product Homepage: http://www.nexuiz.com/
Nexuiz is an Arena First Person shooter coming soon to consoles. Nexuiz is fast paced with extremely competitive game play. IllFonic brings Alientrap Software's Nexuiz to next-gen gaming consoles around the world while staying true to the game play refined over the years through development. IllFonic introduces a new Victorian influenced art style that is simultaneously futuristic and sophisticated. Nexuiz for consoles is powered by CryENGINE 3.
Nexuiz doesn't seem to take advantage of CrossFire at the moment which is a disappointment as it's such an intensive game. If CrossFire worked and we could see strong gains of over 90%, that would mean playable numbers at both 1680 x 1050 and 1920 x 1200.


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CAIRO - Opening a blank sheet with the Vatican, Al-Azhar, the highest seat of learning in the Sunni Muslim world, raised the prospect of restoring ties with the leaders of the Roman Catholic Church, calling on Pope Francis to declare that Islam is a peaceful religion.
The problems that we had were not with the Vatican but with the former pope, Mahmoud Abdel Gawad, diplomatic envoy to the grand imam of Al-Azhar, Ahmed al-Tayyeb, told Italian daily Il Messaggero in Cairo, Agence France Presse (AFP) reported on Friday, June 7.
Now the doors of Al-Azhar are open.
Pope's Name Revives Crusade Memories Muslims Greet New Pope, Eye Better Ties |
Relations between Muslims and the Vatican strained in 2006 after Pope Benedict quoted a 14th century Byzantine emperor that everything Prophet Muhammad (peace and blessing be upon him) brought was evil and inhuman.
Benedict had repeatedly said the words did not reflect his personal views but stopped short of a clear apology to Muslims.
The pontiff's remarks had prompted Al-Azhar, the highest seat of learning in the Sunni Muslim world, to halt dialogue with the Vatican.
Relations hit new ebb after the pope said Christians in the Middle East were facing persecution following a church attack in Egypt.
At the time, Al-Azhar said it would cut ties with the Vatican over Benedict's repeated treatment of Islam in a negative way.
By the election of a new pope, Muslims voiced hope for better relations with the Vatican under Pope Francis.
Francis is a new pope. We are expecting a step forward from him, Abdel Gawad said.
If in one of his addresses he were to declare that Islam is a peaceful religion, that Muslims are not looking for war or violence, that would be progress in itself, he said.
Abdul Gawad added that if Francis were to accept an invitation from Coptic Orthodox pope Tawadros II to visit Egypt, he could also visit Al-Azhar.
At that point, relations and dialogue would be restored immediately, he was quoted as saying.
After his election last March, Pope Francis has urged the West to intensify interfaith dialogue with Islam to build bridges connecting all people across the globe.
Yet, in a later event in May he canonized 800 Italians, claiming they were allegedly killed in the 15th century during the Ottoman conquest for refusing to renounce Christianity.
The pope's canonization is expected to raise anger among Muslims over linking Islam to violence.
Reproduced with permission from OnIslam.net


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I've had so much fun lately creating with hearts and Valentine designs! And because this special day of letting people know they are loved is right around the corner... I wanted to make sure you had plenty of time to download and print this new FREE COLORING PAGE... "A friend loves at all times"! You can download it here and please feel free to print it off for your church office, Sunday school class, family and/or friends... or for yourself of course!
Oh yes... and I purposely designed it to fit into an 8x10 standard frame just in case you want to enjoy your child's or grandchild's or even your own coloring for a little while longer!
Please note that this coloring page will be yours for free until March 1st so don't wait too long to get it. After that... it may just be included in the coloring book I'm working on! Woohoo!
Remember in the last post I was telling you that one of my favorite verses was Jeremiah 31:3? Well...
... do you remember this sketch? I think I first posted it on FB around the end of November.
Well... I liked the sketch so much I decided to paint it! Not much to see at this point but I was already asking myself... why so big? Yikes! But once it's started there's no turning back.
... and this is what it looks like framed! Love the verse... and the colors!
And we all need to be reminded of this truth on ocassion don't we? I know I do. If you want or need a little reminder of this verse... a reminder of God's amazing, unconditional, everlasting love... for yourself or for someone you know... the prints available for you here... in 8x10 and 11x14.
I just have to tell you that one of the things that makes what I do so rewarding and justifies the time I spend on this blog is when I get comments like I did last week from a fellow sojourner who says, "I needed to hear that today (the encouragement about the truth of God's love) as there are far too many days that I feel the lies" or another sister in Christ who added "I needed a good dose of God's love and here it was on my computer." Those kind of comments remind me why I do what I do... and I am encouraged to keep sharing... because I want you to remember how much the Lord loves you and the incredible blessings He has in store for you!
And isn't it soooo amazing how He can plan for someone to come visit here who just happens to need that particular word of blessing and affirmation! Love it when He does that for me... and for you! Love it... and love Him!
And lastly... look at what's going to be showing up in stores in the coming days. This display was spotted at the Atlanta Gift Show and I can hardly wait to get my samples and to see them in person! I can only hope some of you owl lovers will be able to discover them in a shop near you soon!
Oops... I almost forgot! Someone asked me about the little Valentine chocolate nugget wrappers I shared a few years ago... so I decided to make them available to you again! Here ya go... another FREE DOWNLOAD here... enjoy and share the blessing!
If you have time for a little more inspiration you can check out my post on Spiritual Nuggets here.
Thank you my sweet friends for taking the time to visit with me. Would love to hear how you're planning on sharing some Valentine Love this year!
Love and God-hugs...


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Hi David! Glad to have you on board
Hello everyone! I'm David from Texas and just wanted to say hi! I've been listening to the podcasts for awhile now and just like everyone else on the forums, I can't get enough Disney!!! There, I said it! My wife said that the first step was admitting that I have a problem!!! I haven't visited the World since 1999 and I'm dying to get back. I've been married for six years to a beautiful woman who, I'm sad to say, has never been to any of the Disney Parks. So she doesn't fully understand my obsession, although she tries.
We have a four year old daughter whom I have completely brainwashed! She already has the first three attractions mapped out for the Magic Kingdom: Peter Pan, Haunted Mansion, then Pirates! We were planning a trip to stay at the Beach Club in November of this year, hence the member name, but discovered in January that we are going to have another little girl this year! So we are aiming for 2013 after all the FL expansion is done!!!
I'm glad to be here and again , I'm David and Im a Disney-holic!
Previous trips: Disneyland '87, '88, '90x2
Disneyland Paris '94- Sequoia Lodge
WDW '95-Dixie Landings, '96-Disney Institue, '97-Caribbean Beach, '98-Old Key West, '99-Coronado Springs
Hi David! Glad to have you on board
"You're dead if you aim only for kids. Adults are only kids grown up, anyway."
Hey David!! Great to have you with us, and congrats on the baby girl on the way!
You may not realize it when it happens, but a kick in the teeth may be the best thing in the world for you.
Walt Disney
from a fellow Texan and congrats on the upcoming new addition to your family AND our WDW Radio family, since I know you'll teach this one well too!
I know from experience how hard it is to have to delay Disney trips, but it usually works out for the best (Fantasyland expansion good case in point! )
And, I come from a slightly different perspective...
Those that don't "get" Disney are the ones that need the 12-step program...!!!
Question: How many Imagineers does it take to change a light bulb?
Answer: Does it have to be a light bulb?
91= Grand Floridan 01= All Star Sports 11= Music
92= Grand Floridan 02= All Star Movies 12= Movies
93= Caribbean Beach 03= Old Key West 13= Sports
94= All Star Sports 04= Pop Century 14= Sports / Sports
95= French Quarter 05= Pop Century
96= Dixie Landing 06= Grand Floridan
97= All Star Music 07= All Star Sports
98= All Star Sports 08= Pop Century
99= All Star Movies 09= All Star Sports
00= All Star Music 10= All Star Music
When you wish upon a star.....
Adults are only kids grown up, anyway. WD
...That's the real trouble with the world. Too many people grow up. WD
"For those who get it, no explanation is necessary. For those who don't, no explanation will do."
(In group unison) HI DAVID. The only difference between this group and AA is that we're not trying to beat our addiction. If anything, we're looking for others to support it (God bless the internet!). You're family sounds a lot like mine. My wife had only been to Disney World once when she was a pre-teen (her Dad promised that they'd go once and that's just what he did) so she wasn't sure why I was so into it (my family has gone several times to both WDW and DisneyLand). I guess a person's memories of Disney will stem from how their parents view the parks.
But I took her again in 2000 and she seemed to love it too. Just not as much as I do still, but at least she looks forward to going now. We just took our son last September (2010) and he's hooked too. He wants to know when we're going back. It's been nine months and he still watches the Disney vacation planning DVD and talks about the rides. Sometimes we play "Disney World" and pretend we're on the rides (a new Disney junkie, right?). I plan on making Disney World an every other year trip (don't want to make my wife nuts!) since there is officially two Disney nuts in the house.
Good to see you on the boards. By the way, this is a great resource to find out information about what to do at the parks, or what the parks will do for you, before you go. Ask any question and most likely someone will have an answer.
P.S. Congratulations on the new (soon to be) baby!
Hey David! Always great to see a fellow Disney-holic on the boards. I've gone a few months without a dose of actual Disney park magic (I know I shouldn't be one to complain, being so close to the parks and getting to go frequently, but once you get used to it....), and I'm starting to jones pretty hard!
I try to remind myself that it's super humid, hot, and crowded right now, and it makes me feel better.
Also, congratulations on the new addition!
Hi David- Welcome to the boards! We would love to invite you to chat which runs on Tuesdays and Thursdays . While the time set is 9 EST until 11 EST, most people don't show up until 10 EST. But it is fun to "talk" to people about your love of disney, the weather, or whatever we end up talking about. Go to the ribbon at the top that says Chat- pick which one you want to do (both go to the same place) and wait around to talk.
And welcome- I'm further west of you in Texas but man is it hot around here!
Hi David! A fellow East Texan here! Congratulations on your new bundle of joy! We also have a 4 yr old --- she will be going to the World for her first time in November. She has been planning her attractions as well. I hope your family has a great time whe y'all go in 2013.
"One Mouse, One World"
Greetings and congratulations! We have 2 girls also and they are going for the first time in September Julia will be almost 5 and Lydia will be 3.
Welcome to the boards. Hope to see you in the forums.
Congrats on the baby.
P.U.S.H.-A mantra MOST will not understand.
Disney rocks, Walt was a genius.
Welcome to the boards!!!
Lord High Keeper of the Knowledge of Right and Wrong, Counselor in Moments of Temptation, and Guide along the Straight and Narrow Path and Oldest Active DWT/WDW Radio Member
DL: 1955* (1); WDW: 1977* (2), 1980* (2), 1985* (3), 1989* (3), 1996 (ASMu-3), 1999 (ASMo-3), 2000 (ASMu-2/PO-2), 2001 (ASMu-5), 2002 (ASMu-5), 2003 (ASMo-5), 2004* (8), 2004 (ASMo-8), 2005 (PC-10), 2006* (15), 2007* (20), 2008* (22), 2009* (26), 2010* (27), 2011* (32), 2012* (39), 2013* (36), 2013* (15), 2013* (9), 2013* (13), 2014* (40) 2014* (20) 2015* (3) Total Trips/Days = 28/380
*Off Property


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Fri, Aug 2, 13 at 6:57
Hello Can anyone tell me what is on the underside of my Gooseberry leaves and is there a cure for it. The plant has had no flowers this year so no fruit either. Deer ate alot of leaves off the plants( I have two in buckets) last year but got 4 berries. |
Follow-Up Postings:
Follow up on my post If there is a cure an organic solution would be perferred. |
I'm not an expert, but it looks like orange leaf rust. I don't think there's a viable treatment option for it. |
That's what I thought by researching the net. Now does the plant need to be destroyed or will it come back next year. Drewbym thanks for the response. |
Just few days ago I read this article about white pine rust (it looks very much like your photo): http://ohioline.osu.edu/hyg-fact/3000/pdf/3205.pdf Hope it helps. Rina |
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text:
On Wed, Apr 25, 2012 at 10:01 PM, Rafal Zawadzki wrote:
As far as I'm concerned, it doesn't have to be positive :)
> I would love to read opinion of the Loomer developer also :)
I've been wondering what happened to their LV2 plans, then I checked
the forum. Apparently Loomer is knee deep is finishing a whole new
product instead.
Alexandre Prokoudine
Linux-audio-user mailing list
LINUX® is a registered trademark of Linus Torvalds in the USA and other countries.
Linuxaudio.org logo copyright Thorsten Wilms © 2006.
Hosting provided by the Virginia Tech Department of Music and DISIS.


text:
Welcome to American Steel
American Steel & Aluminum Company, Inc.'s goal is to serve our customer's needs for steel fabrications. From structural steel all the way to ornamental metal, we are your one stop supplier. Bring us your most challenging project and let us show you how American Steel can fill your needs.


text:
Is there anything more fragile than a male ego? More egocentric than an insecure man? Have you ever noticed how easy it is for a guy who's unsure of himself to make everything about him and his inability to please you or meet your expectations? Take this article in Men's Health, for example, called "10 Signs She's Unsatisfied." That there's even an article by that title is ridiculous already. Aren't the signs pretty obvious? Do they really need to be spelled out? If we let out a frustrated sigh and roll over in bed, jerking the blankets with us, leaving our man with nothing but a cold shoulder to cuddle up against, chances are we're pretty "unsatisfied." (See the visual above!) But the article doesn't say anything about that. No, in true Men's Health fashion, the article includes a bunch of ambiguous "signs" that mostly have nothing to do with being unsatisfied. After the jump, my seven favorite. Keep reading »
Zergnet: Simply Irresistible
- Popular


text:
Though the material used is a key factor in determining the performance of a heatsink, another very important aspect is the design. When I say design, I mean the heatsinks' shape, size, fins, pins and so on. Firstly, the larger the heatsink's surface area, the more heat that will be transferred.
Surface area is basically the amount of the heatsink's surface that is exposed to the air. This is why, rather than making a heatsink one solid block, manufacturers often include fins or pins on their heatsinks to increase its surface area without increasing the size of the heatsink itself. The surface of each fin is often ribbed as well, increasing surface area even further.
The base of the heatsink should be flat to allow heat to easily transfer from the CPU, to the heatsink and into the fins where the heat is dissipated. The heatsink's fins should also be aligned vertically so air can flow freely through the heatsink.
To make them more attractive to the consumer, manufacturers also tend to anodize their heatsinks. As mentioned earlier, the colour of the heatsink can also determine how well it radiates heat, however; there will be no real-world performance difference. Make sure you do not purchase a heatsink purely based on the way it looks. Keep in mind that sometimes units are not scientifically designed for maximum performance, but rather designed with aesthetics mainly in mind. This can be very off-putting to the unsuspecting consumer who will most probably purchase a heatsink because it looks better. A lot of the time the simplest looking heatsink can perform the best.


text:
Makes 2 Cups Cheese Sauce
2 Tbsp. Butter
2 Tbsp. All-purpose flour
1 cup Milk
8 oz. Velveeta Cubed
1 cup Shredded Mexican Blend Cheese
1 tsp. Home Made Taco Seasoning
- In medium sauce pan over medium heat, melt butter and stir in flour
- Pour in milk and stir until the mixture thickens
- Stirring constantly add the Velveeta and continue to stir until it melts
- Add in shredded cheese while continuously stirring
- Add taco seasoning
- Stir until all cheese is melted and taco seasoning is blended throughout.
- Transfer to a small crockpot or warmer
- Pour over chips or pretzels
- Enjoy!
*Helpful hint- Use something that has a "keep warm" option. I put it in my little cooker and it's only 1 temp. It held well for a while but It cooked and burned by the end of the night!


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Well, not only do I have a wall tile that I'm not loving (white looks more yellowish now that it's up and grouted), I have a floor problem.
When I came home from work the guys had been grouting the floor and there was a massive clean up operation going on. My contractor told me that the delorean gray grout I was using stained the tile blue. He seemed to think the admix I had purchased was the problem. Anyway, there was much scrubbing and running around with buckets of water - the grout is out but the tile has lost some of its luster and now has subtle blue gray patches. It's a porcelain tile with some texture. When I wet the tile and compare it to a fresh uninstalled tile I can see what looks like a gray grout substance in some of the more textured parts of the installed tile. What went wrong? How to fix? Is this fixable? Do I have to take the whole lot up and start again? Is the admix I purchased to blame? I got it from a local tile store, not Home Depot and my contractor is trying to question whether I bought the right thing but it clearly said 'admix for grouting' on the bottle. Aggh! |
Follow-Up Postings:
To my eye, Delorean Gray does have a bit of blue in it. I'd call Custom's tech support line with the brand of admix you used, as well as any info you have regarding the tile. Most grouts are already modified, using another company's admix in addition? It could have created problems. Or not. Even if it was a Custom admix, I don't believe they recommend adding admix to their already modified grouts, it's pretty much just for their saltillo grout which is a different from their regular grouts. Custom does have caveat in their installation or whatever literature, essentially warning that using colored grouts on rough or textured tile may cause staining. They recommend a sealer prior to grouting. You can also ask them about how to remove the residue. Custom Building Products Technical Services FWIW (not much, I admit), if I have a textured tile and a contrasting color grout, I'll sometimes use a grout bag instead of a grout float to place the grout. |
- Posted by GreenDesigns (My Page) on Sat, Sep 8, 12 at 15:16
Sealing textured tile before grouting is a "best practice". I'm also not that fond of some textured tile for flooring use as it will do the same "grab" with dirt and be really hard to clean. |
- Posted by bill_vincent (firstname.lastname@example.com) on Sat, Sep 8, 12 at 17:16
You won't EVER see me seal porcelain. Not deliberately. You also won't see me use any kind of admix, being that almost all grouts these days are ALREADY modified, and mixing polymers could cause trouble (as you may be seeing now). As for gettin rid of the stains on the tile, look for a product from Hydroment called Remove. I had the very same problem several years ago, using a navy blue grout with a white tile. It stained everything, including the tile, baseboard, wood door trim, etc.. That Remove took it ALL off. |
- Posted by tartanhabit (My Page) on Sat, Sep 8, 12 at 21:16
Oh my, there's hope! I'm going to hunt down Remove and talk to my contractor about adding Admix to the grout in the first place. Bill, given this circumstance, would you still be against using a sealer on porcelain? Thanks for your input all. |
- Posted by tartanhabit (My Page) on Sat, Sep 8, 12 at 21:33
Mongoct - I did just check and it is Custom polyblend from HD that says on the packaging, mix with water. Why would my contractor use Admix then? I wish I did not have to get so involved in this issue as a homeowner, but wanting the best possible resolution for this, I guess I'm going to learn more than I ever wanted to know about grout problems! The admix was Garland White & co if that makes any difference. |
- Posted by bill_vincent (email@example.com) on Sun, Sep 9, 12 at 17:01
Bill, given this circumstance, would you still be against using a sealer on porcelain? not on a bet. |
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text:
I have hundreds (maybe thousands) of square 4 1/2" white pots with trays that hold 15 pots each. Just take, I don't need to trade. Must be able to pick up at my house in Laurel, MD. I have a neighbor who does yard care and landscaping and he gives me all his empty pots for me to use or pass on so they don't end up in the landfill. |
Follow-Up Postings:
Would love to have a bunch of these. Please call me so that I can arrange a pick-up. Mary 301 423 5982 mgsterrett@ verizon.net |
- Posted by jane_artist 6/7 Maryland (My Page) on Thu, Feb 5, 09 at 12:03
Sorry! They are all gone! |
If your neighbor has anymore of those 4 1/2 inch pots and trays, I would be willing to take them off his or your hands. I live in Silver Spring area..close to Rt. 198 |
- Posted by ms_minnamouse 7a (My Page) on Mon, May 10, 10 at 18:25
Does your neighbor have any more trays? I really need trays! Thanks. |
- Posted by jane_artist 6/7 Maryland (My Page) on Mon, May 10, 10 at 18:44
Sorry! and especially to pippi21, I did not see any email telling me you had posted. Laurel now includes pots and tray in its recycling program, so my neighbor just recycles them, I think. I don't have any that I don't need--in fact mine are beginning to degrade and break. sorry. |
- Posted by ms_minnamouse 7a (My Page) on Tue, Sep 7, 10 at 21:59
That's okay, I started buying foil baking pans at Costco and they're about the size of those black trays, those 11" by 22" ones. And much cheaper than buying plant specific trays! It may not look as nice but it does the trick. |
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text:
How is it in this economy and with the banks tightening their belts that the person/situation I'm about to describe is possible? A relative asked me to let her know if I am aware of any houses she might be interested in. She is preapproved for up to a 98,000 loan. Now I live in an area where this is the price of a fixer-upper or starter home. She is single with two kids and makes maybe $10 hr. She is a nurse's aide so I'm guessing she probably makes less than that. The starting wage for a nurse's aide in my area is $8 hr. She does not receive child support for either child. She has been at her job for less than six months. Before that she was collecting unemployment.
She filed bankruptcy 9 years ago (I know it would be off her credit report by now but I doubt she has established much credit in that time) She made payments on land and a trailer but it wasn't through a bank so there wouldn't be a record on her credit report. She has no assets. She might have a down payment of $2000 at most (probably tax rebate money) I thought your house payment should only be up to 33% of your income. Why would a bank give someone with hardly any income a loan for almost a hundred thousand dollars? Now I realize it is just a preapproval but it blew my mind. I know there are still programs (goverment) like USDA Rural Development loans and things of that nature but I thought even those require a high credit score and a 3% down payment. Have things changed? |
Follow-Up Postings:
Banks have not lowered lending standards; if anything they have tightened them. The most I could see her qualifying for would be around $60k. Either there is something positive about her financial situation that you are unaware of (e.g. she has a cosigner, or qualified for some sort of loan program), or she has not really been pre-approved. I have a relative who is in real estate and she tells me that she often has people come in who had used those online "How Much House Can I Afford" calculators and refer to that as their "pre-approved" amount. Often they would go to a brick and mortar bank and discover that they couldn't get a loan for anywhere near the calculator results number. |
It sounds like you are making a lot of assumptions and don't have many actual facts. You are guessing about her income. You are guessing about her savings. You are guessing about her credit. Since she is family, I would suggest you send her links to the listings of some properties she might like. It will only take you a couple of minutes to pull that together. If she wants to take it to the next level and have you show her any of these homes, then you need to take it to the next level professionally as well. Tell her you need a copy of her preapproval letter so you will be prepared to act quickly if she decides she is interested in a property. |
- Posted by alabamanicole (My Page) on Thu, Feb 4, 10 at 10:25
A BK is not off your credit report until at least 10 years. I say "at least," because it tends to linger until the end of the calendar year. Even so, a BK is not a huge impediment to a secured loan like a house, provided it has been fully discharged and isn't still pending in the courts. If she has reestablished credit in the 9 years she can certainly get a home loan, although probably not at top tier rates. Pre-approval letters are not necessarily good indications of a loan approval. From what you say, she should probably not be looking to buy until her situation stabalizes, which you can gently suggest to her. A fixer-upper home to someone with limited funds is a disaster in the making. But you are making a lot of guesses about her finances and you don't really know the facts, so I would withhold judgement about what is going on. |
- Posted by pamghatten (My Page) on Thu, Feb 4, 10 at 12:02
Well as to the mortgage products that are out there ... FHA will allow a credit score of 580 and above, and while they do require a 3.5% downpayment, that money can come from gifts or grants. Some of this may change this year. USDA loans will finance 100% of the appraised value, so if the appraised value is higher than the sale price the borrower can roll closing costs and prepaids into the laon amount. The minimum FICO on USDA loans is 620. There are also local bank loan programs for underdeveloped urban area's that will lend 100% too. These programs usually require the borrower to attend homebuyer education classes. Not ALL standards have tightened .. but the documentation requirements have greatly changed, thankfully. |
- Posted by bethesdamadman (My Page) on Fri, Feb 5, 10 at 10:39
Pamghatten: Not ALL standards have tightened .. but the documentation requirements have greatly changed, thankfully. Well, I'm not quite as thankful as you are since an underwriter rejected my mortgage application one week before the scheduled closing. Before I get into the particulars, let me give a little primer to those of you not familiar with federal employment and retirement: Although separate agencies within the federal government hire and employ their employees based on their own rules and regulations, there is one central personnel agency that handles benefits such as retirement for everyone: the Office of Personnel Management (OPM). When an employee is getting ready to retire, their own agency can provide a benefits statement indicating what the estimated annuity will be, but it is subject to review by OPM and is not official until OPM performs their own calculations, sometimes 6-8 weeks after you retire. I'm sure that you can see where this is going.... My agency's HR department provided a memo to Bank of America indicating what my "estimated" annuity will be, down to the penny. The memo literally said that my present annual salary is xxx,xxx and that the gross annuity would be x,xxx.83 per month and the net after taxes and other deductions would be x,xxx.71 per month. Once OPM conducts their own review this could change by a few dollars a month; however, we are talking about a possible change of .001 of the total amount. Nevertheless, because my agency (or any federal agency) is only allowed to say that the amount is an "estimate," the underwriter would not approve the loan at this point in time. Oh, did I mention the fact that I was already putting down over $200,000 (~50%) and also have a FICO of 800? Fortunately, the proceeds from the sale of my house in Bethesda last November were still in a money-market account and were more than enough to pay cash for the house in Las Vegas, otherwise I would have had to sell equities to purchase the house (either that, or let the sale fall through). We've gone from an era where underwriters would approve loans to anyone with a heartbeat, to one where people with guaranteed incomes for life and a seven-figure net worth can't qualify for a loan |
The problem is you are dealing with BofA. Not all lenders are as stupid as they have been. Remember who purchased Countrywide. |
- Posted by cordovamom (My Page) on Fri, Feb 5, 10 at 11:09
Bethesdamadman -- my son in law is a mortgage broker and is seeing many many stories like yours. There needs to be an in between. We certainly don't need 100% mortgages going to people just because they breathe. But we do need some common sense when it comes to lending money to credit worthy consumers. |
It seems to me the Big Money center banks have clamped down on loans,apparently as tight as they were "loose" a few years ago..I refi'd from Chase (who were miserable) to a local credit union, who were beyond accomadating...I'll bet shopping local for a lender is a much better idea then a "national" lender...also doesn't help B-Man relocated to Vegas,not quite ground zero for lousy loans and falling home values, but pretty close |
Vegas,not quite ground zero for lousy loans and falling home values, |
- Posted by bethesdamadman (My Page) on Fri, Feb 5, 10 at 22:31
Speaking of falling home values in Vegas.... The sellers of the house I just bought in Vegas only owned it for 2 1/2 years and paid $365,000 more for it than I did. (Now that's a haircut!) In fact, I paid $40,000 less for the house than it previously sold for in March 2000. Talk about your lost decades.... |
I bought my dream (back then, now it is my nightmare) in July 2008, with a 5% downpayment on a 5.75% interest and and paid $335K. The original price was $420,000. Anyways, now I know why people skipped this baeutiful; on the outside with 5 rolling areas of meadows and gardens, it is truly breathtaking. Before I signed the deal, I had a job - a contract that would put me through Dec. at 80K and another job from then till the end of 2009 at 80g. Well, the 80K contract tht I signed up with some very well known SciFi actors scheduled the next 6 months around it, only to find it was a Bernoff case by a pimple-faced kids jerking us around in his mother's basement. So no I'm out a job and just bought a house.However, my part time job was always with my family's company doing accounts receivable and loved it. Plus, my boyfriend who moved n contributed when he could; he is a seasonal concrete worker. The first couple he paid 1/2 the mortagage and 1/2 the bills and then 1/2 of nothing. We split up, have our own rooms and are fine with that. He has NO wear to go at 50, I'm 38, to I let him stay here to fix stuff for me around the house. I'm selling in the spring and want to desperately get on with my life. I've exhausted all my savings and part of my state requirement I'm got bills galore. But, I do have a god job that is working with me and my illness (Crohn's disease and Lyme's Disease) and hey were able to get my laptop remotely hooked up to theirs. This was a godsend. No more 2.5 hr of commute time! I digress: To sell the house I need a $10K loan mostly for my kitchen,paint and some staging. Do you think my lender would deny me because I don't have enough equity in the house? Or that I could look at the fact I have been steadily employed for over 10 years and my score is 750? What do I do???? Any advice for his newbie?? |
- Posted by alabamanicole (My Page) on Tue, Feb 9, 10 at 12:42
What do you do? You don't throw more money into a house you already cannot afford, even in the unlikely event a lender would give it to you. The first rule of being in a hole is to stop digging. |
"Plus, my boyfriend who moved n contributed when he could; he is a seasonal concrete worker. The first couple he paid 1/2 the mortagage and 1/2 the bills and then 1/2 of nothing. We split up, have our own rooms and are fine with that. He has NO wear to go at 50, I'm 38, to I let him stay here to fix stuff for me around the house." clover8, are you saying that you have ended the romantic relationship with your boyfriend, but that he still lives with you (sleeping in another bedroom, and without any "benefits")? I've never heard of that situation, but it sounds like a reality show to me! |
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These healthful alternatives to traditional truffles can satisfy a sweet tooth with guiltless pleasure.
Experiment with different coatings: shredded coconut, carob power.
You can also add these to the main ingredients, adjusting the wet ingredients to facilitate rolling.
115.2 calories
4.3 g protein
4.9 g carbohydrate
2 g fiber
9.6 g total fat (1 g saturated fat)
0 mg cholesterol
5.9 mg sodium
servings20 Candies
2 1/2 C sunflower seeds, unsalted, ground in small batches in a coffee grinder1 1/2 T almond butter
1 1/2 T raw honey
1/2 t pure vanilla extract
1. Mix together ingredients withall but 1/2 C of the ground sunflower seeds.
2. Form into 1 1/2" balls.
3. Roll balls in remaining 1/2 C ground sunflower seeds to coat.
4. If not serving immediately, store in refrigerator, separated by wax paper.
my notes
recipe at a glance
type: Candy
main ingredients: Nut
cuisine: American
dietary considerations: Vegetarian, Wheat/Gluten-Free


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Find exactly what you're looking for with the web's most powerful recipe filtering tool.
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"yumm really good! i used almond extract instead of vanilla extract cause i ran out but it turned out well. i also topped it with honey buttercream frosting and it was an amazing combination. the amount of sugar in the cupcakes were perfect cause of the sweet icing :-)"


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Deep discounts at Amazon.co.uk
Posted by Huw,A message from Stuart F today reminded me to post something about the deep discounts at Amazon.co.uk at the moment. Some sets, like the Hogwart's Express are 50% off, while Atlantis 'Guardian of the Deep' (the shark) is 75% off, at just £3.80! The Creator log cabin is 30% off as well.
Prices fluctuate by the hour at Amazon so if you want some of the action, head over there right away. Here's a link to the Bestsellers in LEGO store that contains them all (and also Brickset's referral code, so you can help the site while you shop!)
12 comments on this article
I bought the hogwarts express from amazon when it was £59.99, I thought that was cheap. I wish I hadn't now.
sorry for being stupid but where is the Brickset's referral code?
@Hob: The brickset referral code is embedded in the "Bestsellers in Lego store" hotlink provided by Huw, so you don't need to do anything more than follow the link and make purchases. The same should be true for any purchase link you see on the site.
Sounds good, I wish I hadn't bought the Shark when it was full price :(
On another note, I got a series 4 Gnome figure today which had TWO hat pieces and NO beard piece!
Some of them have already gone back up in price a bit... The bestsellers list is showing slightly lower prices on some, then when you click thru to the product page the price is a higher current price!
Oh oh - 51% off the Hogwart's Express is just too good to miss.... Enjoy the referral fee !
Thanks for the heads up. One Hogwarts Express and one Log Cabin on its way to me now :-)
I wish I had patience and waited for the Harry Potter sets to come down in price, I bought them before Christmas, but I did buy the log cabin just now, and an external harddrive for my computer, thanks for the heads up Huw! Until recently they wouldn't ship electronics or Lego to Ireland, but I'm so glad that Amazon ship pretty much everything to Ireland now, and free shipping too, nice. :)
Seems that the big discounts are over already. :(
Bought the Pharaoh's Quest Cursed Cobra set with 31% off the RRP :)
Bought the Hogwarts Express set - great value! Thanks for the tip
Current info on sets more than 25% off (even though I live in the US):
7630 Front-end Loader £5.65
series 3 minifigures £1.50
7208 Fire Station £34.95
7639 Camper £10.46
5891 Apple Tree House £27.99
626 Green baseplate £5.05
7287 Police Boat £16.89
7741 Police Helicoptor £6.99
5866 Rotor Rescue £6.89 but need 2 more days for delivery
3845 Shave a Sheep £5.67
7631 Dump Truck £9.05
3838 Lava Dragon £4.99 (50% off!)
log cabin mention above, still £17.99
6743 Street Speeder £7.19
The Burrow Harry Potter £44.99
3180 Tank Truck £10.45
3182 Airport £55.95
3181 Passenger Plane £24.45
Orient Bazaar £6.49(64% off!!)
Hogwarts game £15.99
3847 Magma Monster £4.99(50% off!)
3177 Small Car £2.55
8086 Droid Tri-Fighter £17.79
3841 Minotaurus £9.99
8077 Atlantis Exploration HQ £27.95
3833 Krusty Krab Adventures £17.99
Train Station £24.45
8048 Buggy £17.99
8058 Guardian of the Deep £8.69
8060 Typhoon Turbo Sub £14.99
8087 Tie Denfender £24.30
7594 Woody's Roundup £28.00
8057 Wreck Raider £4.85 but needs 2 extra days for delivery
Atlantis Treasure £14.74
8411 ChromaStone £8.30
7597 Western Train Chase £41.95 (49% off!)
7936 Level Crossing £10.45
and finally...
7207 Fire Boat £27.95 but needs 2 extra days for delivery
A lot on sale for sure in the UK in case noone wants to go to the Amazon site.
Commenting has ended on this article.


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Sprint's move is part of a bigger push into the business area, even as its consumer business continues to suffer subscriber losses.
Verizon CFO Fran Shammo says the carrier won't be following AT&T and T-Mobile's lead.
The most important things to know when shopping for a cell phone.
Making way for a new tech purchase? Here's how to get the best deal from reselling your old gadgets.
Microsoft will also let gamers share titles with friends, but each game can only be given one time.
At Manhattan's marquee Apple Store on Fifth Avenue, a line that stretched several blocks degenerated into a chaotic crowd, many of whom were eager to make a profit on a resale.
Tesla Motors says it worked with Wells Fargo and U.S. Bank to develop a purchasing plan for the Model S, which could bring net payments down to $500 a month.
A judge sides with Capitol Records in the lawsuit between the record company and ReDigi -- ruling that MP3s can only be resold if granted permission by copyright owners.
Second-hand clothing apps are luring women from other online marketplaces by promising built-in community and profits.
Did you just upgrade to the latest, greatest Android phone? Here's how to get your old Android phone ready to sell.


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After the Bump
Our store is closed while we inventory the remainder of our supplies. We will be holding a local sale on Saturday, September 6th for those in the Utah County area. We will have headbands, knitting and crochet supplies, high-end commercial yarns, handspun yarns, and many other items available for purchase. Please email us at firstname.lastname@example.com with any questions. Thanks for your business over the past 5 years! xoxo, Amanda
Enter store using password:


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Universal Hub has the scoop: A West Roxbury couple has been charged with running a Ponzi operation above an innocuous Centre Street ice cream shop. Steven and Lori Palladino have been indicted for "loan sharking, larceny and making false entries in corporate books" through Viking Financial Group. Steven Pallidino is scheduled for arraignment today on those charges, as well as being "a common and notorious thief based on more than two dozen prior larceny convictions in Suffolk Superior and Norfolk Superior courts," the Hub reports. Palladino also maintained a mistress, whose rent was paid with ill-gotten funds. Happily, it seems he was more popular in the ice cream world.
UH doesn't reveal the name of the shop, but a little sleuthing reveals that a guy named Steve Palladino, reported at the time to own Viking, launched an ice cream parlor called iScream in 2008, on Centre Street. It opened to rave reviews and huge crowds. "This is truly a place for kids, and this kind of response is what we hoped for," Palladino told Wicked Local at the time.
So, have their funds been frozen?
DA: West Roxbury couple behind massive Ponzi scheme [UH]
We all scream for
new store opening! [Wicked Local]


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RSA Animate: The Truth About Dishonesty. This column will change your life: why are ethicists so unethical? Ethical philosophy isn't the most scintillating of subjects, but it has its moments.
Take, for example, the work of the US philosopher Eric Schwitzgebel, who's spent a large chunk of his career confirming the entertaining finding that ethicists aren't very ethical. Ethics books, it turns out, are more likely to be stolen from libraries than other philosophy books. Michael Shermer: The pattern behind self-deception. Surprise journal: Notice the unexpected to fight confirmation bias for science and self-improvement.
Photo by Ridofranz/Thinkstock If I could ensure that kids come away from science class with one thing only, it wouldn't be a set of facts.
It would be an attitude—something that the late physicist Richard Feynman called "scientific integrity," the willingness to bend over backward to examine reasons your pet theories about the world might be wrong. "That is the idea that we all hope you have learned in studying science in school," Feynman said in a 1974 commencement speech. "We never say explicitly what this is, but just hope that you catch on by all the examples of scientific investigation." Teaching that spirit is easier said than done. The Value of "Cognitive Humility" 108 8Share Synopsis Strategies for "debiasing" our judgments.
Explaining the Unexplainable - Issue 4: The Unlikely. During the Enlightenment, the French philosopher Voltaire called superstition a "mad daughter" and likened it to astrology.
The leading thinkers of the time espoused reason and sought to explain the world through the scientific method. Today, we take a certain pride in approaching the world analytically. When faced with a confusing event, we search for its cause and effect. If we can determine why one action follows another, we can explain why it happened and when it might recur in the future. No coincidence? Statistics and the outrageously unlikely - physics-math - 18 March 2014. Book information The Improbability Principle: Why coincidences, miracles, and rare events happen every day by David J.
Hand Published by: Farrar, Straus, Giroux Price: $27 Focusing on the specific makes us less likely to see true probability (Image: Valentine Vermeil/Picturetank) In his superlative The Improbability Principle, David J. Hand makes sense of bizarre patterns in Bible codes, lightning strikes and even drug trials. THE WORLD QUESTION CENTER 2011— Page 1. GEORGE LAKOFF Cognitive Scientist and Linguist; Richard and Rhoda Goldman Distinguished Professor of Cognitive Science and Linguistics, UC Berkeley; Author, The Political Mind Conceptual Metaphor Conceptual Metaphor is at the center of a complex theory of how the brain gives rise to thought and language, and how cognition is embodied.
All concepts are physical brain circuits deriving their meaning via neural cascades that terminate in linkage to the body. That is how embodied cognition arises. Primary metaphors are brain mappings linking disparate brain regions, each tied to the body in a different way. Cognitive biases potentially affecting judgment of global risks. List of cognitive biases. Cognitive biases are tendencies to think in certain ways.
Cognitive biases can lead to systematic deviations from a standard of rationality or good judgment, and are often studied in psychology and behavioral economics. There are also controversies as to whether some of these biases count as truly irrational or whether they result in useful attitudes or behavior. Science confirms: Politics wrecks your ability to do math. Everybody knows that our political views can sometimes get in the way of thinking clearly.
But perhaps we don't realize how bad the problem actually is. According to a new psychology paper, our political passions can even undermine our very basic reasoning skills. 8 Common Thinking Mistakes Our Brains Make Every Day and How to Prevent Them. 12.3K Flares Filament.io 12.3K Flares × Get ready to have your mind blown.
I was seriously shocked at some of these mistakes in thinking that I subconsciously make all the time. Seven tricks your brain is playing on you. (NaturalNews) We all want to believe we are tough to fool.
The problem is, even if you are not so gullible, your brain still works a certain way, making associations that create vulnerability to being easily fooled, or fooling yourself. It takes work to release yourself from these natural assumptions that are presumed to originate from a mix of hard wiring and cultural conditioning. Getting beyond them is surely a worthwhile thing to do, however. Here are seven common assumptions that a lot of brains simply can't resist. Teller Reveals His Secrets. The Strange Powers of the Placebo Effect. How Our Delusions Keep Us Sane: The Psychology of Our Essential Self-Enhancement Bias. By Maria Popova How evolution made the average person believe she is better in every imaginable way than the average person.
"Optimism is the faith that leads to achievement; nothing can be done without hope," Helen Keller wrote in her 1903 treatise on optimism. But a positive outlook, it turns out, isn't merely an intellectual disposition we don — it's a deep-seated component of our evolutionary wiring and the product of powerful, necessary delusions our mind is working around-the-clock to maintain.
At the root of that mental machinery lies what psychologists have termed the self-enhancement bias — our systematic tendency to forgo rational evaluation of our own merits and abilities in favor of unrealistic attitudes that keep our ego properly inflated as to avoid sinking into the depths of despair. You Are Not So Smart.
Emotional Economics. OVERVIEW. Applied Bayes' Theorem: Reading People. Or, how to recognize Bayes' theorem when you meet one making small talk at a cocktail party. Knowing the theory of rationality is good, but it is of little use unless we know how to apply it. Unfortunately, humans tend to be poor at applying raw theory, instead needing several examples before it becomes instinctive.
I found some very useful examples in the book Reading People: How to Understand People and Predict Their Behavior - Anytime, Anyplace. While I didn't think that it communicated the skill of actually reading people very well, I did notice that it did have one chapter (titled "Discovering Patterns: Learning to See the Forest, Not Just the Trees") that could almost have been a collection of Less Wrong posts. It also serves as an excellent example of applying Bayes' theorem in every-day life. Why Intelligent People Drink More Alcohol. Drinking alcohol is evolutionarily novel, so the Hypothesis would predict that more intelligent people drink more alcohol than less intelligent people. The human consumption of alcohol probably originates from frugivory (consumption of fruits).
Fermentation of sugars by yeast naturally present in overripe and decaying fruits produces ethanol, known to intoxicate birds and mammals. However, the amount of ethanol alcohol in such fruits ranges from trace to 5%, roughly comparable to light beer. (And you can't really get drunk on light beer.) It is nothing compared to the amount of alcohol present in regular beer (4-6%), wine (12-15%), and distilled spirits (20-95%). Michael Lewis on the King of Human Error. We're obviously all at the mercy of forces we only dimly perceive and events over which we have no control, but it's still unsettling to discover that there are people out there—human beings of whose existence you are totally oblivious—who have effectively toyed with your life. I had that feeling soon after I published Moneyball.
The book was ostensibly about a cash-strapped major-league baseball team, the Oakland A's, whose general manager, Billy Beane, had realized that baseball players were sometimes misunderstood by baseball professionals, and found new and better ways to value them. The book attracted the attention of a pair of Chicago scholars, an economist named Richard Thaler and a law professor named Cass Sunstein (now a senior official in the Obama White House). The Pyschology of Human Misjudgment by Charlie Munger. The standard causes of human misjudgment, according to Charlie Munger, are: 1. Under-recognition of the power of what psychologists call 'reinforcement' and economists call 'incentives.' 2. Simple psychological denial. 3. The Most IMPORTANT Video You'll Ever See (part 1 of 8) How Your Brain Decides Without You - Issue 19: Illusions.


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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
Find a pet to adopt |
My name is Dusty!
Facts about Dusty
- Breed: Domestic Shorthair
- Color: Black (All)
- Age: Adult
- Sex: Male
- Hair: Short
Dusty's Info...
I am already neutered, up to date with shots, good with kids, good with dogs, and good with cats.
Dusty is a very soft spoken boy that could get lost in the background if he was with more than one other kitty.
He LOVES to be petted, LOVES to in your lap and LOVES attention but he is not pushy about it. If one of his foster friends is hogging all the attention he will sit by patiently waiting his turn. He will give you a few soft meows just to make sure you know he's there and ready for some loving.
He gets along with other kitties just fine but he wouldn't mind being an only child either so that he's sure to get his share of the attention. He's playful and curious like most kitties but he just desperately wants to be loved.
He was previously in a home with children and a quieter dog although he's not quite sure about the noisy dog in his foster home. Of course she's a PUG and they make a lot of very strange noises so it's understandable that he's not crazy about her.
If you would like a laid back, quiet and well-mannered boy to snuggle up with, then STOP because you've found him. (Birthday: 4/2008)
If would like to meet me please call Cathy at 661-273-9822 or email her at firstname.lastname@example.com
Other Pets at Forgotten Angels Cat Rescue
Why Adoption is a Great Option
Dusty, a Palmdale Domestic Shorthair cat was adopted! Here's how you can benefit by looking at adoption as an option to buying a Domestic Shorthair for sale in Palmdale, or seeking a Domestic Shorthair cat from a breeder in Palmdale.
- Rescues and shelter volunteers in Palmdale already know the personality and tendencies of their pets. This means they can match you with the right pet. That will makes it much easier transition to owning a pet for yourself and your new pet.
- On average adoption fees are much less than you'd pay a Palmdale breeder, or pet store. Plus most often rescue pets have already been to the veterinarian for a check-up, had a round of vaccinations, and are spayed or neutered. That is a lot of savings!
- You will become a hero, and give a needy dog or cat a loving home. In fact, there are even Domestic Shorthair breeders who help with Domestic Shorthair rescue. One puppy or kitten adopted in Palmdale paves the way for another one to be saved.