text:
LAWSUITS Don't break off a piece of that Kit Kat bar for R.E.M. On Aug. 21 in Atlanta, the band filed a trademark-infringement suit against Hershey Foods Corp., accusing the chocolate maker of ''blatantly exploiting'' it by launching an unauthorized ''Kit Kat/R.E.M. Concert'' contest for free tickets and trips. ''Hershey's promotional campaign ... tarnishes the R.E.M. name,'' the suit states. Hershey says it acted in good taste.
PREGNANT Today coanchor Katie Couric, 38, announced on the air that she and her husband, attorney Jay Monahan, 39, are expecting their second child in January. Their daughter, Ellie, is 4.
DEALS The quest for a network continues for former QVC honcho and Fox television mastermind Barry Diller, 53. Diller, who last year saw CBS slip from his grasp, acquired a 20 percent stake in and assumed the chairmanship of Silver King Communications, owner of 12 UHF and 27 low- power TV stations, on Aug. 25. Diller reportedly plans to use Silver King, which reaches 28 million households, to launch a new programming giant.
RETIRING After 10 years as the sluggish pooch on Married ... With Children, Buck, 12 1/2, will retire from the series on Oct. 1. ''It's getting more difficult for him to distinguish hand signals from a distance,'' trainer Steven Ritt says of Buck, whose retirement plans include ''laying around a lot, going on hikes, getting acupuncture, and spending a lot of time with his girlfriend, Frieda.'' A new Bundy pet will be ushered in during the same episode.
RECOVERING Former Dallas villain Larry Hagman, 63, following a successful liver transplant Aug. 23 in L.A. The transport of Hagman's new organ via helicopter was covered live by several local TV stations.
DEAD Gary Crosby, 62, eldest son of Bing, of lung cancer, on Aug. 25 in Burbank, Calif. Although he recorded two duets with his father in the 1950s, the younger Crosby was best known for his television role as Officer Ed Wells on Adam-12 ... Motown singer and songwriter Ronnie White, 57, of leukemia, on Aug. 26 in Detroit. White, a founding member of the Miracles, cowrote the hit songs ''My Girl'' and ''My Guy'' and was responsible for discovering 10-year-old Steveland Morris, a.k.a. Stevie Wonder.... Dwayne Goettel, 31, keyboardist of the Canadian band Skinny Puppy, of an apparent heroin overdose, on Aug. 23 at his parents' home in Edmonton. Skinny Puppy, pioneers of industrial rock, are scheduled to release their ninth album later this year ... Photographer Alfred Eisenstaedt, 96, who helped define 20th-century photojournalism, of cardiac arrest, Aug. 23 on Martha's Vineyard. ''Eisie,'' as he was known, was among Life magazine's first photographers. He was perhaps best known for his 1945 photo of an American sailor kissing a nurse in Times Square on V-J Day.


text:
Tea Party Conundrum?
A superb blogger and novelist, Andrew Ian Dodge, has penned article "Grassroots Conundrum: "Party Unity" or Princples". He takes a look at one of the biggest growing pains of the Tea Party movement:
Tea parties across the US are starting to learn the realities of political life after the primaries. In this grassroots conundrum they have to suffer the sight of their tea party favorites appearing with many of the politicians that they set out to cull. Now that these candidates have gotten the nomination they become part of the party "establishment" and business as usual returns
Within the tea party movement, I've found that most groups are careful to state that their movement isn't overtly democrat or republican – they see both parties as part of the problem. What I see are political opportunists that latch on to the Tea Party talking points; perhaps even organizing a tea party event in order to tap into the powerful grass root organizing power of the Tea Party. Some have even convinced prominent bloggers who identify with the tea party movement to cover their primary campaign. Once the candidate has used the Tea Party momentum to their advantage, it's back to politics as usual; which leads to the well meaning activists getting screwed, yet again. This is the genuine weakness of this movement – part of being the new kid on the block – as some activists tend to latch on to any candidate who mouths Tea Party talking points without putting any effort into diligent research of the candidate.
I've found it wise to develop a keen political BS meter when it comes to candidates labeling themselves as the 'Tea Party candidate'. I believe as the Tea Party movement progresses, it will develop an overall political BS meter to avert candidates such as Rand Paul and Paul LePage. We typically call this maturity. Remember, this movement has only been around for over one year. We have accomplished what was once unattainable in politics in that time, but we still are new kids and we have some growing ahead of us. I look forward to the journey as I look forward to 2010, 2012, 2014….

subset: commoncrawl


text:
Excellent teaching is one of the most effective means in preventing reading difficulties. A recent study of more than 1,000 school districts found that every additional dollar spent on developing the qualifications of teachers netted improvements in student achievement greater than any other use of school resources. Yet districts currently spend less than one half of one percent of their resources on staff development.
Teacher education must be viewed in a new way: as a career-long undertaking, rather than something that is completed with the receipt of a bachelor 's or


text:
Augusto E. Villegas, MD
Dr. Augusto E. Villegas is board certified in medical oncology and internal medicine. He practices at the Cancer Specialists of North Florida Fleming Island office.
His areas of interest are in the immunological treatment of melanoma and renal cell carcinoma as well as in the treatment of lung and breast cancer.
Dr. Villegas trained with Dr. Troy Guthrie who is considered an expert in the treatment of melanoma and renal cell carcinoma. "I learned to treat patients with high dose intereleukin 2, which is only delivered in specialized centers. I saw the results and became interested in this field," he said.
Major advancements in cancer treatment in recent years include the growth of molecular target and molecular treatments, which, he said are currently offering the best options for patients with both solid and hematological malignancies. "In the next 10 years these options will probably expand, and we will be able to treat patients more efficiently and with less toxicity," he said.
"I think the molecular treatment of chronic myeloid leukemia turned a uniformly fatal disease into a chronic illness with excellent long-term survival," he added.
Dr. Villegas received his undergraduate degree from the Catholic University of Puerto Rico and his medical degree from Ponce School of Medicine in Ponce, Puerto Rico. He completed his residency in internal medicine at the Damas Hospital Internal Medicine Residency Program, where he was chief medical resident. He completed a fellowship in medical oncology at the University of Florida Health Science Center in Jacksonville where he served on the Institutional Medical Ethics Committee.
The son of a doctor, Dr. Villegas grew up in Ponce, Puerto Rico, where his mother worked in the public relations department of a small cancer hospital. "My father was a family doctor who died of metastatic colon cancer. I knew I wanted to be a doctor from a young age but was not sure of what kind. Eventually I learned that treating patients with cancer was the right specialty for me," he said.
Dr. Villegas is bilingual, making him better able to connect and form relationships with all his patients. He says that trying to help patients through all stages of their disease is a very satisfying part of his work. "Even when the patients are not doing well and their disease is progressing there is satisfaction when you are doing your best to provide comfort."
Dr. Villegas is on the board of The Blood Alliance. He is also a speaker for Celgene, and is featured on the Proleukin website.
Dr. Villegas is married to Dr. Nilmarie Guzman, a physician who specializes in infectious diseases. They are the parents of an 11-year-old son and a nine-year-old daughter.
When not working, Dr. Villegas enjoys spending time with his family and traveling.
Degrees |
Undergraduate Catholic University of Puerto Rico - Ponce, PR Medical Education Ponce School of Medicine - Ponce, PR |
Residency |
Damas Hospital Internal Medicine Residency Program - Ponce, PR |
Fellowship |
University of Florida Health Science Center - Jacksonville, FL Medical Oncology |
Certification |
American Board of Medical Oncology |
Membership |
Board of Directors for The Blood Alliance |


text:
Is it better to split points I buy between two resorts?
We are considering the purchase of 500 points...should we keep them all at BLT or split them between BLT and WV so we have "home" advantages for booking? Thanks! :thanks:
I would split them up between a MK resort and a Epcot resort unless you need all 500 points for your 11 month booking. Don't forget to use banking and borrowing in your booking strategy.
:earsboy: Bill |
I like SSR and would stay there any time. But not everyone feels that way. Daisy, make sure you investigate resales as well as purchasing direct from Disney. You can save a bunch of money by buying resale. |
if you buy direct, and decide on all at one resort, I would make it 2 - 250 point contracts or even 4 - 125 point contracts. That way if you ever need to sell some points or leave them in your will to your children or friends you can split them up. A contract can not be split and sold later. Also smaller contracts are easier to sell. Be sure to check resales, you can save up to 50% or more on the purchase price.
I would take the time to learn more about the resorts and which ones you really like. Knowing your preferences in this area will help your decision making on where to buy. I will say that 500 points is a lot, so splitting them up into two contracts (whether it be the same resort or two different ones) would be a good idea should you ever choose to sell them. Personally I don't think you could go wrong with two different home resorts. If you like the Epcot area at all I would strongly consider purchasing there. It is getting harder and harder to book an Epcot resort. Good luck!
OP: If you don't mind, I'm curious why you feel you need 500 points? That's a lot more points than most of us own, especially as a first contract. If possible, consider starting with 250 points or less and take a trip or two so you can check out a few resorts as ELMC suggests. Then add on once you have a better idea which resort(s) you prefer. Some people are happy purchasing SSR and rolling the dice at 7 months out. DH and I prefer to own where we want to stay. We book at 11 months with no worries and no waitlisting. This is especially important to us for our Food & Wine trips. We want to be at BWV for easy access to Epcot and either want a Boardwalk View room or a longer stay in a Standard View room. It would be difficult (maybe even impossible) to get either of those 7 months out at that time of year. |
I agree I would make it 4-125 point contracts if you are really set on buying direct. ***I would consider resale** Also I would only buy--2 --125 or even 2--100 point contracts to get your ears wet. You can always add on later. Buy at a Home resort that you wouldn't mind staying at if DVC ever limited owners to home resort stays. Hugs Mel |
you would only be able to mix pts at the 7 month window. |
So if I'm understanding this correctly...If I am to buy at two resorts I can only reserve for the number of nights (points that are available or that I can borrow against for each resort) 11 months ahead... and yes I know 500 is alot of points but we plan on splitting them (we have three separate contracts of 170 for the 510 we are buying) and giving them to our three children in the next few years...Until then we plan on inviting friends and family along who would not be able to stay at a Disney resort. Thanks for all the feedback!!! ;)
If you are booking 7 months or less from check-in, points from any resort can be used to book any DVC resort. |
All times are GMT -5. The time now is 12:15 PM. |
Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.
Copyright © 1997-2014, Werner Technologies, LLC. All Rights Reserved.


text:
| Home | Advertise with Us | Circulation | Contact Us | About Us | Send a Letter to the Editor |
In a scenery photograph, or a picture of any subject matter on more than one plane, we are representing three-dimensional space in a two-dimensional image. In order to reproduce the feeling of depth as we saw it in the original scene - depth perspective as photo people call it - we need a strong foreground object. It makes no difference what the foreground object is. It might be a tree or a bush, a rock or a person, a child's toy or a puppy dog, a car or a boat; it might be the subject of the photograph, or anything that just happens to be there. The important factor - the closer the camera is to the foreground, the greater the feeling of depth.
We sometimes take informal portraits, or photos of individual subjects in which the background or foreground is incidental. If nothing but the subject is sharp, that's okay. If everything is in focus, that fine too. But in scenery and landscape photography, maximum sharpness is important in every part of the scene, from the nearest object to the distant horizon. In order to get maximum overall sharpness, we want to select the aperture and point of focus very carefully.
The term depth-of-field refers to the distance between the nearest and farthest objects that are in sharp focus in a photograph. Typically, one-third of the total depth-of-field is in front of the point of focus, and two-thirds is behind the focus point. When taking a scenery shot, many of us point the camera at the scene and shoot. This usually results in the camera focusing on infinity. But this wastes a lot of depth perspective. Think about it. What's beyond infinity? More infinity. So if we focus on infinity, we lose two-thirds of the potential depth-of-field.
The best way of getting optimum depth-of-field is to first select a small aperture (large f/number). Next, focus about one-third of the way into the scene. To do this, select the near point and far point that you want to be sharp, then pick a point approximately one-third of the distance between the two points, focus on that point and take the picture.
Some sophisticated SLRs will find the optimum depth-of-field for you. All you do is set the camera on the depth-of-field mode, dial in the near distance that you want to be sharp, dial in the far distance, then compose the image and shoot. The appropriate aperture will be determined automatically. With other cameras, set the depth-of-field mode, find the near point that you want sharp, press the shutter release part way down, do the same with the far point, then recompose the shot and take the picture. Again, the camera will select the right aperture. If your camera doesn't have either of these features, and most of them don't, just estimating the one-third distance will be close enough.
Actually, what might be considered a small aperture is relative. If you use a 35mm or APS film camera that has aperture control, you could select f/11 or f/16 for great depth-of-field. But because of the optics in a digital lens at a given aperture, depth-of-field is much greater with digital than with a film camera. For this reason, an aperture of f/8 will usually provide enough depth-of-field with a digital camera. A smaller aperture can be used for insurance.
There are also ways of increasing depth-of-field in a photograph. One way is to use the wide-angle lens. Again, because of the optics, depth-of-field will be greater with a wide-angle lens than with a normal or telephoto lens at a given aperture. Of course, the use of a wide-angle lens is not always appropriate, but there are situations when this lens will provide the best coverage.
When photographing a large group of people, or when shooting from the sidelines at a night or indoor sporting event, you'll want maximum depth-of-field so everybody or everything will be in focus. As a review, with any camera - compact or SLR, film or digital - you can get optimum depth-of-field by focusing about one-third of the way into the scene and using as small an aperture as possible under the circumstances.
It doesn't matter how you do it. The important thing is to make sharp in a picture everything that's important in the scene.


text:
Royal College of Art : Ceramic Art London 2015
April 17, 2015 to
April 19, 2015
ANGELA MELLOR GALLERY, 38a St Mary's Street, Ely, Cambridgeshire CB7 4ES England www.angelamellor.com
BIRCHAM GALLERY, 14 Market Street, Holt, Norfolk NR2 6BW, England, www.birchamgallery.co.uk
CECILIA COLMAN GALLERY, 67 St Johns Wood High Street, London NW8 7NI, England. www.ceciliacolmangallery.com
CONTEMPORARY CERAMICS CENTRE, 63 Great Russell Street, London WC1B 3BF
QUEST GALLERY, 3 St James Street, Bath, BA1 2TW, England. www.questgallery.co.uk
Born Cheshire
Lived in Australia 1994-2006
Lives in Ely, Cambridgeshire, 2006-date
1968 Certificate of Education, Victoria University of Manchester, UK.
1984 Advanced Certificate in Art Education, University of East Anglia.
1997 BFA Honours 1st Class University of Tasmania, Hobart, Australia.
2000 MA Research Monash University, Melbourne, Australia.
Angela is an elected member of the International Academy of Ceramics (IAC), Geneva and an elected member of the CPA.
Angela taught art and design before undertaking ceramics fulltime from 1995 investigating the translucency of bone china and its potential for transmission of light.
Her MA research explored translucent paper clay – an area that she continues to develop.
She has had six solo exhibitions in Australia and England 1997-2010 and since 1994 exhibited in prestigious group exhibitions in Europe, Asia, Australia and USA and won awards in Japan, Korea, and Australia.
She is represented in public and private collections in China, Japan, Korea, USA, France, Latvia, UK and Australia and her work has been published in many books.
She has given workshops in Indonesia, Australia, Canada and UK and presentations on paper clay in Australia and USA.
2013. Selected a Finalist in the 58th International Competition of Ceramic Art in Faenza
2010 - IAC Members Exhibition, Musée National de Céramics de Sevres, Paris.
2010 - Paperclay, Laguna Beach, California, USA.
2010 - Celestial Light for Christmas at Angela Mellor Gallery, Ely, Cambridgeshire.
2011 - Summer Exhibition, Cambridge Contemporary Arts, Cambridge.
2011 - Summer Exhibition, Bircham Gallery, Holt, Norfolk.
2011 - Translucencies, Officine Saffi Gallery, Milan, Italy. (October 2011)
2011 - Winter Light, Angela Mellor Gallery, Ely. (Nov-Dec 2011)
2012 - Greyfriars Art Space : Beyond Limits - (Pushing the boundaries in Contebrmporary Studio Ceramics)
2012 - Cambridge Contemporary Art : Mixed Summer Exhibition & Cambridge Scenes
2012 - OPEN STUDIO and EXHIBITION 'Coastal Light'
2012 – Paperclay The International Ceramics Studio, Kecskemet, Hungary
2013 - Featured artist in new book - 'Paperclay Art & Practice', by Rossette Gault


text:
Kenton L. Sparks is Professor of Biblical Studies, Special Assistant to the Provost of Eastern University, and has written the latest book seeking to reframe the debate on biblical inerrancy. Because of its vastness in scope and broadness in scholarly engagement, Peter Enns refered to it as "Inspiration and Incarnation on steroids" (cf. opening remarks on recent debate on "Is the Bible Ever Wrong" at Duke Divinity School, 22 Oct 2008 [http://socraticclubtwoviews.blogspot.com /2008/09/is-bible-ever-wrong-conversation-with.html, accessed 17 Jan. 09]). Written by an evangelical to a scholarly evangelical audience, Sparks makes a case for believing historical-criticism that he hopes will benefit the church, giving it a "biblically informed worldview" (18-20, 328, 356).
With a strong aversion to "Cartesian" philosophies, Sparks moves to integrate faith and historical-criticism which, he asserts, offers the very best in Christian scholarship (170, 183, 366, 373). Accordingly, instead of being a case of disobedience, he suggests that the cause of Adam's fall in Genesis was a misplaced desire for certain God-like knowledge (49, 52).
Favorably noting advances in critical scholarship, Sparks's framework is arguing that historical-criticism will aid the study of the Bible through the academic expertise of intellectually gifted scholars (58, 70). Early in the book, while interacting with postmodern epistemology, Sparks identifies himself as a "practical realist" (42-44, 263), suggesting an appropriate definition of historical-criticism as "reading texts contextually" (72). He then makes a case for distancing himself from the standard evangelical view of inerrancy while still remaining theologically orthodox. He does this by seeking to uphold God's inerrancy and that "God does not err in Scripture," while yet paradoxically finding errors in the Bible attributed to the human authors (139, 227).
Sparks's position seems very similar to that offered by John Goldingay (Models for Scripture [Grand Rapids: Eerdmans, 1994] 282-83) who argues that the Bible can be "adequately factual" but not "inerrantly factual." Cf. also Telford Work's recent treatment of the subject (Living and Active [Grand Rapids: Eerdmans, 2002] 81) along with that of John Webster, who gave a similar notion that the Bible's authority "does not lie within itself, any more than the sacraments have inherent effectiveness, but in its testimony to the authority of the one who appoints Scripture as his servant" ("Scripture, Authority of," in Dictionary of Theological Interpretation of the Bible, ed. Kevin J. Vanhoozer [Grand Rapids: Baker, 2005] 726). This notion would also be allowed by Denis O. Lamoureux ("Lessons from the Heavens: On Scripture, Science and Inerrancy" in The Journal of the American Scientific Affiliation 60/1 [June 2008]:13), who identifies "incidental statements" in the Bible regarding things such as the cosmology of the universe, to which "biblical inerrancy cannot extend."
Serving in the broader academic arena can be good for evangelicals, breeding rigorous scholarship in an exacting context. But one wonders if Sparks himself is really willing to be tested there. Specifically, with serious engagement of postmodern epistemological issues, the question begging to be posed to historical critics is whether or not their discipline can be performed with any confident relevancy at all (cf. S. M. Baugh's reference to Wayne Meeks's 2004 presidential address to the Studioreum Novi Testamenti Societas, cited in Baugh's Aug. 2008 review of God's Word in Human Words [http://www.reformation21.org/shelflife/ review-gods-word-in-human-words.php (accessed 4 Nov. 2008)]). Can one really depend on critical scholarship, all the while seeking to be dislodged from constraints by modernist philosophy? And does a postmodern or non-foundational historical-criticism really exist? Or is "reading texts contextually" from a tamed, practical realism (with little criteria to determine this and no description of how this might work) simply unrealistic? Furthermore, with seeming absence of little if any argumentation advanced from recent critical scholarship, this book easily could have been written ten years ago. This matter could have been improved on had he paused to consider the work of Francis Watson, Text and Truth (London: T & T Clark, 1997) and Christopher R. Seitz, Figured Out (Louisville: Westminster John Knox, 2001) in more than a meager footnote. What if historical-criticism becomes passé even in the broader academic arena as a modern, rationalistic, Cartesian edifice built by 19th- and 20th-century German scholarship? Does Sparks have a backup plan?
The latter portion of the book is spent trying to synthesize criticism with theology (203). This point is noteworthy, for theology seems to be the only means by which any sort of critical methodology might be redeemed for biblical studies (e.g., Daniel Treier, Introducing Theological Interpretation of Scripture [Grand Rapids: Baker, 2008]). Sparks observes that not all criticism is healthy and helpful when speaking of that which acknowledges Scripture's authority "in word but not in deed" (23, 356). However, he neither identifies unhealthy criticism nor seems to apply this observation in any practical way. This is seen in the critical comment he makes about conjectures of NT authors who purportedly viewed extracanonical works as "inspired Scripture" (125-26). And Sparks gives no merit whatever for what he calls "speculative" harmonizations from evangelical scholars (164). Whatever bearing these observations and others may have on one's ethical deeds escapes this reviewer.
Sparks employs "accommodation" for understanding differences between divine and human accounts in Scripture (202-3, 230), though never explaining how to determine which is which or what might identify an accommodation. It seems, however, that whenever normal interpretation yields something unexplainable or an error, "accommodation" is that "theological explanation for the presence of human errors in Scripture" (256). So then would a literal hermeneutic guide Sparks's process for determination? This is doubtful, but if so, then in the "inerrant" parts about the "inerrant God" (wherever they may be), does Scripture speak univocally of Him, allowing the reader to judge Him empirically to be either in error or sufficiently errorless? (327). If so, problems have quickly moved from the doctrine of Scripture to epistemology, theology proper, and the doctrines of man and sin that the spurious "practical realist" reading of Scripture cannot avoid. One also wonders what Sparks's "practical realist" reading of Scripture looks like, and what criteria might be for determining where an error isn't? A better position seems to be that Scripture is both human and divine—where one ends and the other begins is impossible to discern, for they are inseparable.
This does not seem to be the last word of the third-wave of the inerrancy debate, the first response to which has been given by Greg Beale, professor of NT at Wheaton College (The Erosion of Inerrancy in Evangelicalism : Responding to New Challenges to Biblical Authority [Wheaton, Ill.: Crossway, 2008]). Many of Sparks's challenges are countered by methodology employed in Beale's recent work. This reviewer is also aware of at least one other two-volume work forthcoming that will seek to offer a constructive evangelical Scripture principle in light of recent criticism against the standard evangelical view (i.e., that of the Evangelical Theological Society).
In conclusion, Sparks does not offer much for evangelicals to consider regarding how historical-criticism might be merged with an evangelical Scripture principle that does not balk at the Bible's inerrant authority throughout. And while seeking to integrate theology with historical-criticism, he pays little attention to new developments in the interdisciplinary engagement between Scripture and theology, which seems to be the most hopeful location for his agenda. Sparks offers no helpful interlocution for evangelical scholars and pastors, and his agenda barely endures on its own terms, contributing very little if anything helpful to the inerrancy discussion.


text:
Buckinghamshire, England
CU. Stag turkey with feathers preened strutting about. (Super. title scene as used in reel). LS. G.V. Elevated turkey farm. MS.SCU. Turkeys eating from trough. LS Girl worker walking past row coops. LS. Elevated G.V. turkey farm. MS. Turkey chicks. MS.SCU. Turkey fledglings in cages. MS. Man looking into coops, takes young fledgling out and examines it. MS. Pan down tiered coops full of turkeys. MS. Coop pan to another coop. SCU Turkey strutting about. CU. Through wire netting turkey with tail feathers spread-eagled. MS.SCU. Turkeys walking along. (2 shots). SCU. Turkey running. MS. Flock of turkeys. MS. Man herding turkeys along. CU. Turkey's head peering round corner of wall.
(Mute. Orig. Neg.) (Cuts 49/90)


text:
Fri, Jan 25, 13 at 18:14
This is a section of my Lake garden. It shows Armadeus, a favorite red climber that puts on a glorious show in spring and some flowering thru out the season.Golden Celebration is on the fence with a few blooms. lesley |
Follow-Up Postings:
The posts that were here earlier, including mine, have disappeared! Very mysterious. And I was commenting on the beauty of your garden. I especially like the rose draping the iron fence, something I have always dreamed about. I hope this post stays put! Anyway, thank you for letting us see these gorgeous photos. Diane |
Oh, Oh...maybe I'm mixed up about photos. January brain. This is just gorgeous. Another photo I want to jump into--or maybe just walk into at my age. Diane |
Your own lake???? No fair--I don't have one!!!! But really, that is too lovely!!!! Kate : ) |
- Posted by the_bustopher 6, MO (My Page) on Sat, Jan 26, 13 at 11:24
How picturesque. That could be a painting it looks so nice. Am I seeing some lilies and daylilies also? |
That's beautiful, les!! |
Thanks everyone for your kind comments. Like everyone else, I am really missing my flowers....especially roses!Bustopher, yes, you are seeing lilies and daylilies. Had a gopher go thru the garden last year and eat 100`s of lily bulbs. I really don`t know if I will try and replace them. They will be greatly missed, tho. THey make such a nice compliment to the roses. I also enjoy about 75 clematis that get along so well with the roses. Thanks again for your kind words. Lesley |
How awful about your lily bulbs. Gophers be damned. Your lily photo above is just so exquisite and the coloring so subtle. I am enjoying looking at your photos over and over. The level of design artistry in your garden is amazing. Do you have any help in maintaining such extensive plantings? It would be a full time job, I would think. Please show us more photos, and thanks so much. Diane |
Nice bit! Let's see more!! Blasted gophers -- they got all my ranunculus and dahlias one year. |
Please Note: Only registered members are able to post messages to this forum. If you are a member, please log in. If you aren't yet a member, join now!
Return to the Rose Gallery Forum
Information about Posting
- You must be logged in to post a message. Once you are logged in, a posting window will appear at the bottom of the messages. If you are not a member, please register for an account.
- Please review our Rules of Play before posting.
- Posting is a two-step process. Once you have composed your message, you will be taken to the preview page. You will then have a chance to review your post, make changes and upload photos.
- After posting your message, you may need to refresh the forum page in order to see it.
- Before posting copyrighted material, please read about Copyright and Fair Use.
- We have a strict no-advertising policy!
- If you would like to practice posting or uploading photos, please visit our Test forum.
- If you need assistance, please Contact Us and we will be happy to help.
Learn more about in-text links on this page here


text: for sale here i have a used radio shack pro 95 dual trunking 1000 channel scanner. this unit is in great condition aside from a few scratches on the screen (see pics). this unit functions fine, and i guarantee it to. Comes in origional box with quick start guide, owners manual, and both black and yellow battery holders. please e mail me with any questions.


text:
- Jul 13:
- Marin briefs: Mill Valley majors return to sectional final
- Jul 11:
- Little League: Mill Valley majors team pulls out victory after nearly being mercy-ruled
- Jul 9:
- Marin briefs: Mill Valley 11 all-stars defend district title
- Jul 7:
- Little League highlights: Larson's two homers key Mill Valley's victory
- Little League: Mill Valley ends perfect run with majors title
- Jul 5:
- Little League: San Rafael rallies past Twin Cities to advance to title game
- Jul 3:
- Little League highlights: Mill Valley shuts out West Marin to advance
- Jul 1:
- Little league: Morken headlines big day by Twin Cities Juniors
- Jun 29:
- Little league roundup: Twin Cities 9-10s edge Mill Valley
- Jun 28:
- Little League: Brass blasts three grand slams to lift Mill Valley
- Jun 27:
- Little League highlights: Ross Valley 9-10s defeat Mill Valley
- Jun 25:
- Little League: West Marin pitchers combine on no-hitter in victory over Novato South
- Little league roundup: Hattenbach's big night keys San Rafael victory
- Jun 23:
- Little League highlights: Franks has big day at plate for Novato North
- Jun 21:
- Little League: San Rafael 12s open play with comeback win over Novato South
- Little League rosters: June 22
- Jun 20:
- Little League rosters
Blaise Heher threw the first complete game of his young career and Tiburon scored two runs with two outs in the top of the sixth inning to upend Twin Cities 6-4 on Wednesday in a quarterfinal game of the 9- and 10-year-old District 3 Little League all-star baseball tournament at Joe Wagner Field in Larkspur.
Heher, who also was 4 for 4 at the plate with three runs scored and an RBI, scattered five hits.
"You can't have a much better game than that," Tiburon coach Steve Johnson said. "For a 10-year-old, Blaise keeps his composure out there on the mound real well and he has a high baseball IQ."
Heher notched only four strikeouts, but walked none.
"We have a good fielding team," Hehrer said. "If you throw strikes, the guys make outs."
After a bit of a rocky start — he plunked the first batter he faced and allowed two runs in the first — Heher settled into a smooth groove. Mixing a sneaky fastball and an off-speed pitch to perfection, he retired seven of eight batters and needed only 13 pitches to set down Twin Cities in the second and third innings.
"My breaking ball is more of a cutter than a curve," Heher said. "I press my middle finger down really hard on the pitch and it kind of slides and curves."
Heher finished off his economical 76-pitch performance by retiring the final six Twin Cities batters in order.
But Tiburon (6-1), which plays in Saturday's tourney semifinal at 11 a.m. Saturday at Hammond Field in Novato against either San Rafael or West Marin, had to come from behind to win on Wednesday.
After scoring two in the first — J.P. Odland had an RBI single in the rally — and one in the third on Heher's hard-hit double into the left-center gap and Jack Burnes' two-out run-scoring single, Twin Cities came roaring back in the fourth.
Dillon Jensen and Dominic Wyllie both reached on infield singles and pinch-hitter Josh Blum delivered a two-run single to right.
Tiburon tied the score in the fifth. Tyler Blair, who was 2 for 4 and scored three runs, led off with a bunt single and eventually scored on Kent Goodman's fielder's choice grounder.
Twin Cities threatened in the bottom half of the inning and might have scored if not for a superb defensive play at second base by Blair. M.J. Jessen knocked a single up the middle to lead off the inning but was replaced on the bases by Logan Whepley who hit into a fielder's choice. Jay McConnell stepped to the plate and hit a one-hopper to third. The throw to second for the force was high and wide, but somehow Blair made the catch and managed to keep his foot on the bag for the out. Heher struck out Twin Cities' clean-up hitter with a high fastball to end the inning.
"Their pitcher has a good breaking ball and he kept us off balance with it," Twin Cities coach Sloan Smith said. "But they made a lot of plays in the infield. They took the outs when they could get them. This game could have gone either way, but I was proud of how well my kids played against a good team."
Tiburon scored the winning run after Twin Cities starter Whepley notched his sixth strikeout and reliever Max Tavano entered the game and recorded his first on three pitches.
But Blair singled sharply to center and Heher poked a grounder between third base and shortstop. Goodman knocked in the game-winning run with a hard hit ball that was stopped on a dive by Twin Cities first baseman Jessen. But his throw to Tavano covering the bag was high and wide and both runners scored.


text:
The Basketball Jones 40: What does that mean exactly? Well, it's a little hard to define. It's certainly not a list of the 40 best players in the league right now — in fact, a couple players on the TBJ 40 would be ones that teams would gladly pay just to go away (and some have). And it's not a list of our 40 favorite players, either — the combined man-hours that some of us have spent rooting against a couple of these guys would certainly disqualify that as well. It's not even the 40 funniest or most interesting players, as a couple players are dull as dishwater off the court, but do enough on the hardwood to make their inclusion undeniable.
No, the best way we can define the Basketball Jones 40 is as the 40 players that are most important to our site right now. The players we write about the most, the players we follow the closest, the players that TBJ could least afford to be without. And what goes into that is an entire series of factors, ranging from their on-court success to their off-court headline making to their general likability as athletes, celebrities and human beings.
So hit the jump for No. 8 on our list …
The only basketball player to win the prestigious Lou Marsh Trophy for Canadian Athlete of the Year, Steve Nash is obviously held in rarefied esteem here at the Jones. Of course, he would have been anyway regardless of nationality, a two-time MVP winner and the engine behind the most entertaining perennial contender of the last decade of the NBA, not to mention one of the most sheerly likable players in recent league memory. Currently wasting away on a now decidedly post-contention Suns team, it's unclear what the future holds for Nash, but as long as he's still making dazzling no-look passes and off-balance threes, he'll draw eyeballs wherever he plays.
2011 Season: As of the All-Star break, Nash was still posting the highest PER of his career, despite being a 37-year-old with nothing tangible to play for, as nearly all of his previous best teammates were either let go before the season or traded before the deadline. A depressing final month with Vince Carter as his primary running mate brought down his season numbers some, but he still averaged about a 15 and 11, leading the league in assists while coming a combined 1.3% short of posting his fifth 50/40/90 year. It's not a season that many Nash career retrospectives will fixate on, but its brilliance in the face of justifiable complacency is still undeniable and commendable. (16/20)
Career/Legacy: A two-time MVP, seven-time All-Star and surefire future Hall of Famer, only a late career start and the existence of John Stockton are keeping Nash from making an eventual run at the all-time assists record. The one knock on Nash is that he's never won a championship or even reached the finals, but four conference championship appearances, at least a couple of which were lost on some weirdly fluky circumstances, does enough to keep it from being any kind of meaningful detriment. (10/10)
Drama/Controversy: Aside from being embroiled in a fair deal of on-court drama, especially through the Suns' recurring rivalry with the Spurs over the course of the '00s, Nash has mostly kept low-maintenance off the court—though we do suspect there was a fair bit of behind-the-scenes intrigue surrounding the controversy over Shaq possibly stealing the idea for Shaq Vs. from him than we'll ever fully hear about. (5/10)
Go-To Move: Nash's mind-expanding passing talents are what he'll forever be best-known for, but his most-uncopiable on-court move is still his ridiculous three-point stroke, so often attempted on the fly, practically across his body, with the absolute minimum of squaring up. The threes he makes are ones that'd cause you to pause your DV-R's if anybody else even attempted them; with Nash, whatevs, yo. (10/10)
Highlight Play: Pick one. (9/10)
Comedic Potential: Helping Nash's tremendous popularity since his ascension to stardom has been his personability and impressive comedic timing in post-game interviews and a series of surprisingly humorous commercials. Check him out playing motivational celebrity or Vince from ShamWOW! while schilling for Vitamin Water for a sense of his funnyman skills. (8/10)
Nickname: Steve's never really gotten a sobriquet worthy of his league presence, though "Nashty" has a certain effectiveness to it. Plus, apparently his Suns teammates used to call him "two-time" in honor of his number of MVP wins, which is sort of funny. (6/10)
Definitive Quote: "I have a tendency, especially when I'm playing with great players, to try and get them the ball." (4/10)
Non-Hoops Ventures: Aside from his promotional work with Vitamin Water, Nash has stayed extremely active with charitable pursuits on both sides of the border, carried the torch at the Winter Olympics, filmed a doc for ESPN's 30 for 30, and brought professional soccer to Vancouver. He was also namechecked in a #1 Nelly Furtado hit, which is something John Stockton can never say. (5/5)
Poignant NBA Relationship: Probably still with Dirk Nowitzki, his best-friend teammate in Dallas, from whom he was cruelly separated when Mark Cuban refused to go all-out to re-sign Nash after he became a free agent in 2004. Mark our words—the two will play again together before all is said and done. (4/5)


text: Today's Miley Cyrus has less hair, and it's platinum blonde. She's also twerking and not in her "pop" zone. Giraffage, for his July 4 show at San Francisco's The Rickshaw Shop, put together this special rework of her "Party in the USA," giving it a melodic, hi-hat soaked reworking. Love how the original mentions Jay-Z, and everyone has a Jay-Z song on today (well, assuming they could download the app). In any case, fucks with this now before it's gone.


text:
Residents are required to complete a research project during each of their PGY1 and PGY2 residencies. Selection of a project is based upon the resident's interests and presentation of project ideas by residency preceptors. Residents will present their research project at a poster session during the University HealthSystem Consortium (UHC) Meeting held in conjunction with the ASHP Clinical Midyear Meeting. Additionally, residents will present their research project at the Midwest Pharmacy Residency Conference held each spring and provide a final manuscript write up prior to residency graduation.
Please help us improve your experience on our website by completing a brief survey
Yes, I'll give feedback No, Thanks
Your browser does not support iframes.


text:
Testroll Smena Symbol
I read that with a neutral density filter it is possible to use the Smena with larger apertures without losing the use of the symbols. Well, it worked! :--)
This photo was shot on film. Taken by marcel2cv with a Lomo Smena Symbol (available in our Online Shop) loaded with Fujicolor 200 film in mülheim an der ruhr, Germany. These tags describe this photo: mülheim, ruhr, ruhrgebiet, nrw, smena, symbol, test, and tipster. Date: 2012-04. This photo can also be found in the album Testroll with the Smena Symbol using ND2.Please login to get more out of this site
You are currently not logged in, do so now to add comments, like articles as well as photos, submit to competitions, translate articles and gain access to unlimited photo upload! If you are not registered yet, go here to find out more about Lomography and join now! If you just want a limited account for now you can use Twitter or Facebook. We would love to have you as a member here!
2 people like this photo
Liking photos helps us to present the best ones to you and others. 2 people like this photo. 2 people like this photo: rik041 and kimo.


text:
Quotes & Info
FORD > SEC Filings for FORD > Form 10-K on 14-Jan-2014 | All Recent SEC Filings |
Annual Report
The following discussion and analysis should be read in conjunction with our audited Consolidated Financial Statements and the notes thereto and other financial information appearing in Item 8 of this Annual Report on Form 10-K. This discussion and analysis compares our consolidated results of operations for Fiscal 2013 with those for Fiscal 2012, and is based on or derived from the audited Consolidated Financial Statements included in Item 8 in this Annual Report. All figures in the following discussion are presented on a consolidated basis. All dollar amounts and percentages presented herein have been rounded to approximate values.
Cautionary statement for purposes of the "Safe Harbor" provisions of the Private Securities Litigation Reform Act of 1995
The following management's discussion and analysis includes "forward-looking statements", as such term is used within the meaning of the Private Securities Litigation Reform Act of 1995. These "forward-looking statements" are not based on historical fact and involve assessments of certain risks, developments, and uncertainties in our business looking to the future. Such forward looking statements can be identified by the use of forward-looking terminology such as "may", "will", "should", "expect", "anticipate", "estimate", "intend", "continue", or "believe", or the negatives or other variations of these terms or comparable terminology. Forward-looking statements may include projections, forecasts, or estimates of future performance and developments. Forward-looking statements contained in this Annual Report are based upon assumptions and assessments that we believe to be reasonable as of the date of this Annual Report. Whether those assumptions and assessments will be realized will be determined by future factors, developments, and events, which are difficult to predict and may be beyond our control. Actual results, factors, developments, and events may differ materially from those we assumed and assessed. Risks, uncertainties, contingencies, and developments, including those discussed in this Management's Discussion and Analysis of Financial Condition and Results of Operations and those identified in "Risk Factors" in Item 1A of this Annual Report on Form 10-K, could cause our future operating results to differ materially from those set forth in any forward looking statement. There can be no assurance that any such forward looking statement, projection, forecast or estimate contained can be realized or that actual returns, results, or business prospects will not differ materially from those set forth in any forward looking statement.
Given these uncertainties, readers are cautioned not to place undue reliance on such forward-looking statements. The Company disclaims any obligation to update any such factors or to publicly announce the results of any revisions to any of the forward-looking statements contained herein to reflect future results, events or developments.
Business Overview
Trends and Economic Environment
In June 2012, the Company made the strategic decision to focus solely on its core OEM business. Initially, we implemented several key restructuring measures in order to improve our operating performance and return the Company to profitability. These actions included replacing our legacy sourcing and quality assurance infrastructure with a variable lower cost solution through our use of an exclusive Asia-based sourcing agent (see Note 12 in our Notes to our Consolidated Financial Statements) and rationalizing our fixed operating expenses, including office closures and headcount reductions. Our financial results for Fiscal 2013, reflect the impact of these restructuring measures.
With the restructuring behind us, we have turned our focus to protecting the strong competitive position we have built across several key product categories, especially our Diabetic Products line. We have reinvested a portion of the savings generated by the restructuring towards expanding and better incentivizing our sales, design and sales support teams, which we believe has improved our ability to provide proactive and responsive support to our existing customer base. We also believe that these investments are expanding our ability to provide innovative and differentiated solutions to our existing and prospective customers. As an example, the diabetic products sector seems to be undergoing significant changes that, we believe, present us with meaningful opportunities if managed proactively.
We remain challenged by a highly concentrated customer base and product offering, especially with respect to our Diabetic Products line, where we operate in a price sensitive environment in which we continue to experience volatility in demand and downward pricing pressure from our major Diabetic Products customers. We believe that the investments we are making in our sales, design and sales support teams increase our ability to expand and diversify our customer base, which we believe is essential to overcoming these challenges and the impact they have on our gross margins.
In addition to our investments to grow and diversify our business organically, we are beginning an active search process to identify potential acquisition targets that would be complementary to our existing business and allow us to further leverage our operating infrastructure. We anticipate that this search process will be ongoing with the goal of identifying prospective target companies that, if acquired, would be accretive to our organic results.
We continue to be challenged by rising costs from our China-based supplier base, which causes our gross margins to narrow when we are not able to fully pass cost increases through to customers. Our dedicated Asia-based sourcing agent has made meaningful progress in areas such as quality assurance and overall operational performance during Fiscal 2013, which has better positioned us to negotiate such cost increases with our customers. Our sourcing agent also made progress in expanding our supplier base during Fiscal 2013. However, we believe such expansion may not be sustainable during the fiscal year ending September 30, 2014 and anticipate that our supplier base may become more concentrated. As a result, our ability to effectively push back against such rising material costs may diminish.
Variability of Revenues and Results of Operation
Because a high percentage of our sales revenues is highly concentrated in a few large customers, and because the volumes of these customers' order flows to us are highly variable, with short lead times, our quarterly revenues, and consequently our results of operations, are susceptible to significant variability over a relatively short period of time.
Critical Accounting Policies and Estimates
We have identified the accounting policies and significant estimation processes
below as critical to our business operations and the understanding of our
results of operations. The discussion below is not intended to be comprehensive.
In many cases, the accounting treatment of a particular transaction is
specifically dictated by GAAP, with no need for management's judgment of a
particular transaction. In other cases, management is required to exercise
judgment in the application of accounting principles with respect to particular
transactions. The impact and any associated risks related to these policies on
our business operations are discussed throughout this "Management's Discussion
and Analysis of Financial Condition and Results of Operations" where such
policies affect reported and expected financial results. For a detailed
discussion of the applications of these and other accounting policies, see "Item
8. Financial Statements and Supplementary Data" in this Annual Report. Our
preparation of our Consolidated Financial Statements requires us to make
estimates and assumptions that are believed to be reasonable under the
circumstances. There can be no assurance that actual results will not differ
from those estimates and such differences could be significant.
Cash and Cash Equivalents
Cash and cash equivalents consist primarily of cash on deposit and highly liquid money market accounts, short-term bonds, and certificates of deposit with original contractual maturities of three months or less, predominately in U.S. dollar denominated instruments. We may purchase these short-term bonds with anticipated maturity of 90 days or less at a premium or discount. We record these investments as cash and cash equivalents net of amortization of premium or discount. We minimize our credit risk associated with cash and cash equivalents by investing in high quality instruments and by periodically evaluating the credit quality of the primary financial institution issuers of such instruments. We hold cash and cash equivalents at major financial institutions in the United States, at which cash amounts may significantly exceed the Federal Deposit Insurance Corporation's insured limits. At September 30, 2013 and 2012, this amount was approximately $6.5 million (which includes $1.4 million in a foreign bank) and $4.4 million, respectively. Historically, we have not experienced any losses due to such cash concentrations.
Marketable Securities
At September 30, 2013, we have investments in marketable securities that are classified as trading and are recorded at fair value with the corresponding unrealized holding gains or losses recognized in earnings. The fair value of marketable securities is determined based on quoted market prices at the consolidated balance sheet dates. The cost of marketable securities sold is determined by the specific identification method. At September 30, 2012, we classified our investments in marketable securities as "available-for-sale". Securities that are classified as available-for-sale are recorded at fair value with the corresponding unrealized holding gains and losses, net of taxes, recorded as a separate component of "Accumulated Other Comprehensive Loss" within shareholders' equity. We classify our realized and unrealized gains and losses as non-operating income (expense) in our consolidated statements of operations and comprehensive loss. In addition, we classify the cash flows from the trading of these marketable securities as investing activities in our consolidated statements of cash flows.
Accounts Receivable
Accounts receivable consist of unsecured trade accounts with customers or their contract manufacturers. We perform periodic credit evaluations of its customers including an evaluation of days outstanding, payment history, recent payment trends and perceived creditworthiness, and believe that adequate allowances for any uncollectible receivables are maintained. Credit terms to customers generally range from net thirty (30) days to net ninety (90) days. We have not historically experienced significant credit or collection problems with our OEM customers or their contract manufacturers. At September 30, 2013 and 2012, no allowance for doubtful accounts relating to our continuing operations was deemed necessary.
Inventories consist primarily of finished goods and are stated at the lower of cost (determined by the first-in, first-out method) or market. Based on management's estimates, an allowance is made to reduce excess, obsolete, or otherwise un-saleable inventories to net realizable value. The allowance is established through charges to cost of goods sold in our consolidated statements of operations and comprehensive loss. As reserved inventory is disposed of, we charge off the associated allowance. In determining the adequacy of the allowance, management's estimates are based upon several factors, including analyses of inventory levels, historical loss trends, sales history and projections of future sales demand. Our estimates of the allowance may change from time to time based on management's assessments, and such changes could be material. At September 30, 2013, no allowance for obsolete inventory relating to our continuing operations was deemed necessary. At September 30, 2012, the allowance for obsolete inventory of our continuing operations was approximately $99 thousand.
Income Taxes
We account for income taxes in accordance with GAAP, which requires, among other things, recognition of future tax benefits and liabilities measured at enacted rates attributable to temporary differences between financial statement and income tax bases of assets and liabilities and to net tax operating loss carry-forwards to the extent that realization of these benefits is more likely than not. We periodically evaluate the realizability of our net deferred tax assets. See Note 9 to our Consolidated Financial Statements. Our policy is to account for interest and penalties relating to income taxes, if any, in "income tax expense" in our consolidated statements of operations and comprehensive loss and include accrued interest and penalties within the "accrued liabilities" in our consolidated balance sheets, if applicable. For Fiscal 2013 and Fiscal 2012, no income tax related interest or penalties were assessed or recorded.
6% Senior Convertible Preferred Stock
Temporary Equity
In accordance with Accounting Standards Codification ("ASC") 480-10-s99 and Accounting Series Release ("ASR") 268, equity securities are required to be classified out of permanent equity and classified as temporary equity, as the redemption of the convertible preferred stock is not solely within our control since it is at the option of the holder.
In accordance with ASC 815-40, our warrants have been classified as a liability, at fair value, as a result of a related registration rights agreement that contains certain requirements for registering the underlying common shares, but have no provision for penalties upon the failure to register. The fair value of the warrants is determined using a Black-Scholes closed-form call option pricing model. At each balance sheet date the fair value of the warrant liability is marked-to-market each reporting period with the change in fair value reported in the Company's Consolidated Statements of Operations and Comprehensive Loss.
Preferred Stock Accretion
The carrying amount of the convertible preferred stock is less than the redemption value. As a result of our determination that redemption is probable, the carrying value will be increased by periodic accretions so that the carrying value will equal the redemption amount at the earliest redemption date. Such accretion is recorded as a preferred stock dividend.
Preferred Stock Beneficial Conversion Feature
On the date of issuance, the fair value, or carrying amount, of the securities could be converted into common stock at a discount to the market price of the underlying common stock at the conversion date. Such embedded "beneficial conversion feature", which is equal to the difference between the accounting conversion price and the fair value of the common stock, is analogous to a dividend and has been recorded as a return to preferred stockholders as of the date of issuance, which is the earliest possible conversion date. As a result of the dividend being recorded upon issuance, there will be no future impact on the Company's consolidated financial statements.
Revenue Recognition
We generally recognize revenue from product sales to our customers when:
(1) title and risk of loss are transferred (in general, these conditions occur
at either point of shipment or point of destination, depending on the terms of
sale); (2) persuasive evidence of an arrangement exists; (3) we have no
continuing obligations to the customer; and (4) collection of the related
accounts receivable is reasonably assured.
Fair Value of Financial Instruments
For certain of our financial instruments, including cash and cash equivalents, accounts receivable, accounts payable and other accrued liabilities, the carrying amount approximates fair value due to the short-term maturities of these instruments. We record our financial instruments that are accounted for under ASC 320, "Investments-Debt and Equity Securities" ("ASC 320") at fair value. The determination of fair value is based upon the fair value framework established by ASC 820. ASC 820 provides that a fair value measurement assumes that the transaction to sell an asset or transfer a liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The fair value hierarchy is broken down into three levels based on the source of inputs as follows: (a) Level 1 - valuations based on unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities; (b) Level 2 - valuations based on quoted prices in markets that are not active, or financial instruments for which all significant inputs are observable; either directly or indirectly; and (c) Level 3 - valuations based on prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable, thus, reflecting assumptions about the market participants.
Share-Based Payment Expense
We recognize share-based compensation in our consolidated statements of operations and comprehensive loss at the grant-date fair value of stock options and other equity-based compensation. The determination of grant-date fair value is estimated using the Black-Scholes option-pricing model, which includes variables such as the expected volatility of our share price, the exercise behavior of its grantees, interest rates, and dividend yields. These variables are projected based on our historical data, experience, and other factors. Changes in any of these variables could result in material changes to the valuation of options granted in future periods and increases in the expense recognized for share-based payments. In the case of awards with multiple vesting periods, we have elected to use the graded vesting attribution method, which recognizes compensation cost on a straight-line basis over each separately vesting portion of the award as if the award was, in-substance, multiple awards. See Note 8, Share-Based Compensation, in our Notes to our Consolidated Financial Statements. In addition, we recognize share-based compensation to non-employees based upon the fair value, using the Black-Scholes option pricing model, determined at the deemed measurement dates over the related contract service period.
Income (Loss) from Continuing Operations
Income from continuing operations was $5 thousand in Fiscal 2013 compared to a loss of $3.3 million in Fiscal 2012. The improvement is primarily due to increased gross profit on a higher sales base and reduced general and administrative expenses, which were offset, in part, by an increase in Other Expense, net, as reflected in the table below:
Main Components of Net Loss from Continuing Operations (thousands of dollars) Increase Fiscal 2013 Fiscal 2012 (Decrease) Net sales................................................................................. $30,911 $29,403 $1,508 Gross profit............................................................................ $6,377 $3,890 $2,487 Sales and marketing expenses............................................ (2,187) (1,592) 595 General and administrative expenses................................ (3,484) (5,562) (2,078) Other expense....................................................................... (700) (34) 666 Income taxes expense (benefit)......................................... -- (15) (15) Income (loss) from continuing operations...................... $5 $(3,313) $(3,319) Loss from continuing operations per basic and diluted share was $(0.07) and $(0.41) for Fiscal 2013 and 2012, respectively. Net Sales Net sales increased $1.5 million, or 5%, to $30.9 million in Fiscal 2013 from $29.4 million in Fiscal 2012 due to higher sales of Diabetic Products, which increased $2.6 million. The increase in sales of Diabetic products was offset, in part, by lower sales of Other Products, which decreased $1.0 million. The tables below set forth sales by channel, product line and geographic location of our customers for the periods indicated. Net Sales for Fiscal 2013 (millions of dollars) APAC Americas Europe Total Diabetic products........................... $8.7 $7.2 $8.4 $24.3 Other products................................ 2.1 3.8 0.8 6.7 Total net sales..................... $10.8 $11.0 $9.2 $30.9 |
Net Sales for Fiscal 2012 (millions of dollars) APAC Americas Europe Total Diabetic products........................... $10.6 $5.0 $6.1 $21.7 Other products................................ 1.0 5.6 1.1 7.7 Total net sales.................... $11.6 $10.6 $7.2 $29.4 |
Diabetic Product Sales
We design to the order of, and sell carrying cases for blood glucose diagnostic kits directly to, OEMs (or their contract manufacturers). The OEM customer or its contract manufacturer packages our carry cases "in box" as a custom accessory for the OEM's blood glucose testing and monitoring kits, or to a lesser extent, sell them through their retail distribution channels.
Sales of Diabetic products increased $2.6 million to $24.3 million in Fiscal 2013 from $21.7 million in Fiscal 2012. This increase was primarily due to higher sales in respect of new and replacement programs with a long-standing, major Diabetic Products customer (Diabetic Customer C), as well as a larger sales contribution in Fiscal 2013 from a new major Diabetic Products customer (Diabetic Customer D), which had just begun to contribute in Fiscal 2012. To a lesser extent, higher sales in respect of new and replacement programs from a second long-standing, major Diabetic products customer (Diabetic Customer B), also contributed to the overall sales increase. These increases were offset, in part, by lower sales to our historically largest Diabetic Products customer (Diabetic Customer A).
The following table sets forth our sales by Diabetic Products customer for the periods indicated.
(millions of dollars) Increase Fiscal 2013 Fiscal 2012 (Decrease) Diabetic Customer A............................................... $7.6 $9.7 ($2.1) Diabetic Customer B............................................... 4.0 3.7 0.3 Diabetic Customer C............................................... 7.3 4.6 2.7 Diabetic Customer D............................................... 4.4 2.4 2.0 All other Diabetic Product Customers................. 1.0 1.3 (0.3) Totals................................................................ $24.3 $21.7 $2.6 |
Sales of Diabetic Products represented 78% of our total net sales in Fiscal 2013 compared to 74% of our total net sales in Fiscal 2012.
Other Product Sales
We design and sell cases and protective solutions to OEMs for a diverse array of portable electronic devices (such as bar code scanners, GPS devices, cellular phones, tablets and cameras), as well as a variety of other products (such as sporting and recreational products and firearms) on a made-to-order basis that are customized to fit the products sold by our OEM customers.
Sales of Other Products decreased $1.0 million to $6.7 million in Fiscal 2013 from $7.7 million in Fiscal 2012. This decrease was primarily driven by lower sales to a long-standing cellular customer, which decreased $1.0 million in Fiscal 2013, as well as the loss of a firearms customer, a GPS customer, and a laptop customer in Fiscal 2013, which in the aggregate contributed $1.3 million of sales to our Other Products line in Fiscal 2012. A decrease in sales of $0.4 million in Fiscal 2013 from a tablet customer also contributed to the overall decrease in sales of Other Products. Lesser fluctuations in several other customer accounts between Fiscal 2013 and Fiscal 2012 were not individually material.
Sales of Other Products represented 22% of our net sales in Fiscal 2013 compared to 26% of our total net sales in Fiscal 2012.
Gross Profit
Gross profit increased $2.5 million, or 64%, to $6.4 million in Fiscal 2013 from $3.9 million in Fiscal 2012. As a percentage of sales, our gross profit improved to 21% in Fiscal 2013, compared to 13% in Fiscal 2012.
This improvement was driven primarily by cost savings realized in Fiscal 2013 from the restructuring of our Asia-based sourcing and quality assurance operations (refer to Note 12, "Buying Agency and Supply Agreement," to our Consolidated Financial Statements), which were initiated in March 2012 and substantially completed as of September 30, 2012. Such sourcing and quality assurance costs represented 4% of our net sales in Fiscal 2013 compared to 8% of net sales in Fiscal 2012.
In addition, during Fiscal 2012, we experienced several quality issues with two of our major Diabetic Products customers. In our efforts to remediate these quality issues, we incurred significantly higher inspection, warehousing, handling and freight costs that, in the aggregate, negatively impacted our gross profit margin by approximately 3% in Fiscal 2012. We experienced no such quality issues during Fiscal 2013. As a result, during Fiscal 2013, our inspection, warehousing, handling and freight costs returned to levels consistent with those included in results reported prior to Fiscal 2012.
To a lesser extent, program shifts relative to several customers within the Other Products division also contributed to the improvement in our gross profit margin.
These improvements to our gross profit margin were offset, in part, by a decline in the overall gross profit margin of our Diabetic Products business, where our average sales prices to Diabetic Customer A and B, in respect of certain new and replacement programs for these customers, were significantly lower than the average sales prices of predecessor programs in Fiscal 2012. In addition, although our gross profit margin with Diabetic Customer D improved in Fiscal . . .


text:
Search for a Philippine Company:
CBX Corporation - Mandaue
Business Type: Computer Dealer
Sio Bldg. Plaridel St.
Mandaue City Cebu
Tel: 32-505-0274
Fax: 32-345-2456
Email: i...@cbx.com.ph
We are pleased to introduce our company, CBX Corporation, as one of the major players in the field of Information Technology products in Cebu. Since its inception in 1987, CBX has been engaging in the business of manufacturing, distribution, retailing and systems integration of leading Information Technology products to the Visayas and emerging Mindanao markets. We, at CBX Corporation take pride in having a dynamic and competent team of experts who recognizes the value of our clients and the importance of maintaining long-term relationships. At the core of CBX corporate dynamism and customer driven approach, is its vision of constantly keeping pace with the latest trends in the IT industry and providing clients with leading edge solutions and value added services.
Similar Companies Nearby:
- Fast Net Development Corp
Corporation - SECC Computer Sales & Services
Computer Equipment & Supplies - Leamingtogo software Development
Computer Software - Fast Net Development Corp
Computer Equipment & Supplies - InkPro Ventures
Computer Equipment & Supplies - GTS IT-Solutions
Computer Shop, Computer Dealer, Computer Repair - All Transport Network Inc
Cargo & Freight Containers - AMA Computer Learning Center of Mandaue
Colleges and Universities - BP Solutions Services Corporation
Information Technology Services - Cebu Interactive Design and Computer Services
Information and Communications Technology
Let us know what you think of CBX Corporation - Mandaue:
Please note that this is a public forum and we strongly discourage sharing of private or personal information by posters.


text:
To see or print our PDF forms, you must have Adobe Acrobat Reader Version 4 or higher. You must have Adobe Reader 6.0 or greater to fill it out on-line. Click here to get Adobe Reader
Automatic Calculation Wage Statements in Excel
Table is sortable by column
NOTE: Please fax your first reports of injury to (401) 462-8105.


text:
I just returned from a quick trip to Svalbard for a few days of winter photography. The first morning I got up and out at 4 o´clock to look for Arctic Foxes. I knew the place from before and my hopes were high. After searching the area with binoculars I spotted to animals in hot pursuit. Spring was in the air and the hormones were flowing. I worked with the animals for a couple of hours and the curious critters showed me their best sides. In this images I managed to capture the cold blues of the snow in contrast with the "warming" spring sunrise.
Location: Svalbard, Norway


text:
Pretty much every evening before heading upstairs to bed, the kids put on a little show for us. If Alan gets back from work at a decent time, we sit down and have a cup of tea and relax for a bit so the kids get to see him, and it almost always leads to them putting on a show.
We keep a little step in front of the window so Kirby can sit there and play with his cars on the window sill during the day, and so he can get up and wave bye bye to his daddy in the mornings (hence all the hand prints on the window..I feel like I'm forever cleaning windows!). In the evenings and on weekends, the step also becomes their stage.
Even though they do these shows pretty much every day, they're never planned. Sometimes they sing, sometimes they dance, and sometimes they play instruments. But they are always very funny and have us laughing and cheering whoever is on stage. Kirby usually does his "doo whop" song at song at some point though, which has us crying with laughter because it's so predictable. The kids take turns, but usually end with a joint one (Kirby copying whatever Aoife is doing).
Ordinary moments, but extraordinary memories- I will treasure them forever.
Linking up with Katie for the ordinary moments


text:
Zurihac, a Haskell hackathon hosted this time in Zurich by Google, has just ended. This was the biggest Haskell hackathon so far, bringing together over 80 hackers from Europe and nearby continents.
Here are some links:
- twitter: #zurihac
- Some photos by David Anderson (the only photos of Hackathon itself, because taking photos at Google was prohibited)
- Summary by Johan Tibell, one of organizers
- Summary by Sergey Astanin. It is in Russian, but I give this link because I agree with him on most of his points.
No doubt organization of such event is a great work, and we all are grateful to organizers for Zurihac becoming reality. But still I'd like to highlight some things which IMO were not thought out enough. Hopefully this list will be useful for future Hackathons organizers.
- Accomodation Joachim Breitner wrote:
ok, there seems to be a relatively large number of people staying at the Backpackers. Maybe we can arrange with the hostel that they know about this conference. Then we can register individually and they can just put us together in rooms? Might be more efficient that finding groups of four ourselves. Maybe the local team can talk to them and put information about that on the wiki?
Unfortunately, this wasn't done. - Food There were two issues.
First, it was too many of us to fit into one restaurant. What could be done: make a wiki page; list some nearby restaurants; make people organize themselves more or less uniformly. What was done: we were just told not to go altogether to the one place.
Another problem: some (most?) of the restaurants were closed on Sunday. I believe that it might be easier just to call nearby restaurants and find out which are open; then repeat the procedure described above. In contrast, we were told «go there; and if it is closed, well, go somewhere else»
- Power plugs It was a surprise for most of us that Switzerland has different powerplugs than the rest of Europe. Fortunately, the issue was resolved (personally I thank Simon Meier for lending a cable), but it would nice if we knew about problem in advance. (For instance, organizers of Utrecht hackathon last year kindly reminded us of the possible problems).
- Duration This hackathon was almost twice as short as the Utrecht one (20 hours against 36 last year).
- Talks For some reason, talks and demos were postponed to the Sunday evening (they were scheduled for 16.30 and if I recall correctly began around 17.00. As a result, people who had to leave early (due to their flights/trains) missed the talks.
- Registration This one is not addressed to organizators directly, but rather to attendees. At the moment there are only 57 attendees on the wiki. It's only about 70% of the total number of registered participants. I'd like that coverage to be bigger.
So, once again — Hackathon is held, code is written and talks are given. Only these little things, when done, make a nice feeling that you are cared for. So please, next time, try to do them ;-)
It would be also interesting to hear other opinions from attendees and organizers.


text:
Home ⁄ Swim ⁄ Swim Gear ⁄ Skin & Body Care ⁄ Sun Defeated Spray Sunscreen SPF 50+ (Item #12UMIS-324221)
MISSION Sun Defeated Spray Sunscreen SPF 50+
Mission Athletecare Sun DefeatedTM SPF 50+ continuous spray has everything you need and more. Sweatproof and waterproof, broad spectrum UVA/UVB protection, fast-drying, no-rub, and no mess. And for those of us that protect our skin from the inside out, it is loaded with vitamins and antioxidants and is 100% free of parabens – a true "sport" sunscreen in every sense of the word.
No reviews have been written for this product.
Be the first one! –
Write a Review


text:
Blog | Comments |
WoW | 26 Comments |
Recent Comments:
Breakfast Topic: Has 4.0.1 brought you back to WoW? {WoW}
Oct 16th 2010 12:09PM I signed up to prepare for Cataclysm, patch 4.01 kind of blindsided me, but considering that I'm restarting on a new server (no uber-tier10 alts with riches galore) I'm really finding the patch awesome!
They aren't kidding about the lack of balance prior to 85 though :P. Yeesh.
Official forum changes, real life names to be displayed {WoW}
Jul 6th 2010 1:32PM Well, I've just gone through and deleted all the posts I ever made. I'm pretty annoyed about the idea of future employers searching for my name and finding a bunch of talk on the World of Warcraft forums.
I can see it now: "Well, he sure likes posting on video game forums, PASS!"
Screw that.
Win one of three free FigurePrints Busts {WoW}
Jun 8th 2010 1:00PM "How do you kill that which has no life?"
Win a pony from WoW.com {WoW}
Apr 15th 2010 9:34PM Horse :D!
The Queue: In which Adam will surely get some QQ for his answer {WoW}
Apr 5th 2010 12:57PM I find it sad that what I would consider the 'real twinks' (in my opinion referring to those that actually played against other twinks) have no real BG options. I actually tried setting a couple of my leveling characters who had hit 29 or 39 or whatever to no-EXP just to see what the twinks were playing like. A game never started... ever.
Maybe they made twinking more fair in some aspects, but they also eliminated it as an option for anyone who wanted to PVP in a competitive environment without going to the trouble of gearing up for arenas.
I self-twinked my first character for awhile prior to the Burning Crusade expansion, a druid (Quercus) in the 29's bracket. I didn't have the best enchants or completely optimal blues/greens, but I was pretty well set for flag running, and I had just enough skill in alchemy to make my own potions and whatnot. I miss fighting some undead warlock named Tradewind on Lightninghoof. I don't think I ever beat him in a straight up one-on-one fight unless he was lagging pretty badly.
15 Minutes of Fame: 76-year-old player relies on strategy {WoW}
Mar 16th 2010 2:25PM I enjoy hanging out with my 50ish Aunt on the other side of the continent as a tank(DPS)/healer(DPS) combo, but at 21 I've been the youngster in the guilds I've joined so far. Roll of the dice I guess.
Maintenance day loot from WoW.com {WoW}
Mar 16th 2010 10:23AM Come on dance party, those 25-man VOA runs can be so boring :P!
Shifting Perspectives: Tanks and the barrier to entry {WoW}
Mar 3rd 2010 8:58PM My main is a Death Knight who is trying to gear up for 10-man raids through 5-man random dungeon pugs. The number one problem I have is keeping threat, because often the DPS heavily outgears me... and completely refuses to lay off the AOE button! Often the misc hunter or warrior (typically the worst offenders) won't give me time to DnD+Unholy Strike+Pest+Howling Blast a group of mobs, which results in me having to do some really stupid sub-optimal thing like DnD+Howling Blast into the normal tab-tab-tab rune-dump-rune-dump.
I swear that the next time I see some impatient piece of DPS refuse to wait for my DnD's cooldown, or for me to take stock of the mobs, I'm just going to /sit and /laugh while the mobs chew 'em to pieces.
Breakfast Topic: Freestyle specs {WoW}
Oct 22nd 2009 12:22PM Oddspecs? Fine. Just don't ask me to group you :p.
World of Warcraft Patch 3.3 PTR Patch Notes {WoW}
Oct 1st 2009 8:33PM I am disappointed with the nerf to the Icy Touch glyph. I guess they didn't like unholy DKs having a rotation that provided so much power from Death Coil? Make Scourge Strike a bigger part of my damage already. I can't help it if Death Coil is awesome!
Hmm, I wonder what I'll put in that slot when the changes com.


text:
Select () or exclude () categories to narrow your recipe search.
As you select categories, the number of matching recipes will update.
Find exactly what you're looking for with the web's most powerful recipe filtering tool.
Sort by: Date | Rating | Most Helpful
"elana has done it again! these muffins are just perfect. i subbed yacon syrup for the agave, and used olive oil because that's all i had. i used the yacon because i am following a candida diet - i haven't had anything this delicious in months! the muffins taste incredible! really like having a delicious indulgent cinnamon bun without all the ..."
"i have made this 3 times and everyone who tries it loves it. once i made my own whole wheat crust, the other times just used a frozen crust. as glitter mentioned in above review, it is lightly seasoned, so it's very versatile. we are having guests this weekend who are not fans of garlic... i am going to make this without the garlic and i know i..."
"i am a big fan of elana, so i am not surprised i loved this recipe, but i have to say it's even better than the cookies in her almond flour cookbook! an absolute keeper. everyone who tried them asked for the recipe. i followed exactly as written and wouldn't change a thing. thanks as always elana!"
"you can't really get a better pie recipe. i searched the entire site and elsewhere... i think 4 cups of fruit is the perfect amount to make a berry pie. i also forgot the butter and it didn't make a difference. will use this recipe as a base from now on... maybe next time add a tablespoon of grand marnier? thanks for a great recipe Amy020!"
"five stars because these really get the job done! my husband requested flax muffins, and i was happy to find these because they are pure flax, no additional flours. however, after trying one, i realized they were too potent for him! no problem i ate the whole batch myself. delicious and easy. i used a cup of pureed firm tofu for the egg repla..."
"WOW! i was looking for a recipe to use my almond flour/meal. i have several recipes but wanted something quick and easy. i was not disappointed! i almost couldn't believe how easily these came together - within minutes i had a sheet of cookies ready for the oven. i substituted ground flax meal/water for the egg, and added a tablespoon of rice..."
"yummy, yummy, yummy! i have tried several gluten-free recipes from this site but they called for gluten-free flour blends - my results were mixed. this recipe has taught me that brown rice flour is the way to go! the cupcakes rose perfectly and had a very desirable texture - surprising for gluten-free. also, they were delectable! i brought the..."
"These were wonderful! i have recently gone gluten free. there are many recipes for baked goods using combinations of different gluten-free flours... it can get very complicated. this recipe is so straightforward and delicious! i used sliced almonds for the nuts, and i subbed flax seed meal/water for the eggs. no one could tell they were made ..."
"Thank you OceanLuvinGranny for a great recipe! my husband and i could not believe how delicious the flavor was - they really tasted like italian meatballs. we made a simple tomato sauce and we ate a whole tray of these for dinner! i substituted ground rice cakes for the bread crumbs to make it gluten free. i love the fact that there is no extr..."
"wow! spectacular. i didn't think i was much of a lemon cookie person but these set me straight! the texture is definitely melt in your mouth ad the smell of the dough was intoxicating! i used a gluten-free flour, so was unable to roll, just dropped dough down and patted into 1/4 thickness, which worked just fine, they baked up perfectly flat a..."


text: This is a deep rasberry shaded gloss with a deep pink shimmer and a hint of gold sparkle. It goes on slightly opaque with a pink to violet effect, similar to Delicieux Vertige but with more shimmer to it. I think the scent is in the black currant family, not my absolute favorite but not a bad one. The beautiful color makes up for not knocking my socks off in the flavor department.


text:
Welcome Guest, click here to register
$6.95 Sale $4.99
Delicious homemade taste in no time
Like the tattered pages of an old cookbook opening up to a favorite pie crust recipe that is passed down from generation to generation, we respect the age-old tradition of sharing recipe secrets. But if you don't have the time to start from scratch and still want a great pie, our delicious Pie Crust Mix has all the magic, made-at-home taste you desire. Come to think of it, this may be one "recipe secret" you wonÂt want to share.
Wheat flour, sugar, salt, natural flavor.
Contains Wheat
Perfect for homemade pies and smaller tarts


text:
Re-live the best tries of the Auckland Nines Tournament
Highlights of the 2015 Auckland Nines Tournament Final between the Rabbitohs & Sharks
Cronulla and the Sydney Roosters slug it out for the right to meet Souths in the 2015 Auckland Nines final.
By David Barbeler
9:04pm Mon 28th July, 2014
A knee injury to South Sydney captain John Sutton has taken the gloss off a thumping 34-18 NRL win over Canberra at GIO Stadium.Sam Burgess to undergo shoulder scans WATCH: Alex Johnston's incredible tryWATCH: Full match highlightsWATCH: Raiders press conferenceWATCH: Rabbitohs press conferenceRelive our live match commentaryMatch stats, scores, highlights
The Rabbitohs five-eighth went down in just the fifth minute on Monday night with a medial ligament concern and will undergo scans on Tuesday.
"The doctor said (the medial ligament) was very very loose and if I kept going I could do my ACL," Sutton said.
"Hopefully I'll be back in a few weeks."
Kyle Turner (concussion) also went off in the first half, reducing the Bunnies' interchange to just two early on, while impressive backrower Sam Burgess was seen icing his shoulder on the sidelines in the second half.
Souths forward Ben Te'o was put on report for a lifting tackle on Jarrod Croker in the 57th minute.
The Rabbitohs' attack had no trouble finding holes in their absence, however, with halfback Adam Reynolds scoring two of his side's seven tries and adding one assist, while young playmaker Luke Keary held his own in front of the 9,526-strong crowd.
Wingers Alex Johnston and Bryson Goodwin also got in on the action with two tries apiece.
The win lifts the Rabbitohs to second on the ladder, two wins behind front-runners Manly.
Josh Papalii (142 run metres) was the standout for the Raiders, while prop David Shillington (127m) continued his strong form.
Barring two late tries, the majority of the Raiders' performance was abysmal, their completion rate hovering around 64 per cent and gifting Souths the lion's share of possession and territory.
They did start strongly, capitalising on some ill-discipline from the Rabbitohs and taking an early lead courtesy of a penalty goal.
It took the Rabbitohs just a set-and-a-half to hit back, however, with Dylan Walker exposing the Raiders' flimsy left-hand fringe defence in the sixth minute.
Another four minutes later, Souths crossed again through the Raiders' left edge, a superb cross-field kick from Reynolds finding a flying Johnston to go up 8-2.
A Goodwin try in the 27th minute put the Rabbitohs up 12-2, the three missed conversions from Reynolds making the half-time score a lot closer than it should have been.
Johnston picked up his second shortly after the break when Raiders fullback Anthony Milford left a grubber to go dead, only for the ball to bounce on its point and be grounded millimetres before the dead-ball line.
Raiders winger Sami Sauiluma then pulled off some spectacular acrobatics of his own to score next to the corner post to keep his side in the hunt at 16-6.
However Reynolds' 62nd minute converted try, and then Goodwin's second try from a bomb three minutes later, put any hopes of a comeback to bed.
Reynolds then picked up his second in the 70th, before Croker and Milford crossed for two late consolation tries for the Raiders.


text:
Enter a city, neighborhood, zip code, address, or MLS#
Minimum to Maximum
Coldwell Banker Open Houses
New Listings (past 7 days)
Price Reduced
Luxury Homes - Previews
More Options
My real estate practice is one of dedicated service in which I take a very personal and detailed approach in order to give my clients the attention they deserve while keeping in mind that each individual has different needs. Certain clients will be looking for a quaint cottage pleasantly perched on a hill as others will be looking for an elegant spacious castle with every bell and whistle. Somewhere in between will be the client searching for just the right home to meet their family's needs. Together my clients and I will work closely to produce a seamless process and ultimately a successful and closed real estate transaction.
My wife and I recently moved from Denmark to Pound Ridge - an experience that would have been extremely stressful had it not been for Cindy Gayle. From the moment we spoke to her about our housing needs, she was attentive, sensitive, actually 'listened' and guided us and helped us every step of the way.-- I cannot recommend her qualities of professionalism and her manner of courtesy and kindness highly enough - she is simply 'the best',
Richard and Joan Bowell
"Cindy places customer service above all else. She has a profound knowledge of the current, as well as, changing real estate markets. Her honesty shows forth in all her business transactions. In summary, Cindy is a dedicated real estate broker who puts her heart and soul into doing what she loves - helping others sell, buy, and invest in real estate."
Thomas Marino
Top qualities: Personable, On Time, High Integrity "Cindy was extremely competent while being totally personable at the same time. I could rely on her and felt I was in good hands when I was considering buying a house. I would use her again without hesitation and recommend her highly for anyone looking to buy or sell a house in Westchester, New York. It is a pleasure to work with someone with the integrity and grace that Cindy carries herself with."
Jeanette Sandor
Dear Cindy, My family and I will be raising a glass and toasting you this Thanksgiving. Your marketing and negotiating skills sold my house. I never felt pressured when you offered your suggestions and guidance. You are a professional who knows the ever changing real estate market. Thank you.
Sincerely, Irene G. Petrillo
Cindy, Just a note of thanks for all your help in buying our new home and selling our former.
You knew and understood our needs and requirements for a new residence and worked tirelessly to find us the right property.
Thanks to your help and guidance we are now happy and comfortable in our new home.
On the sale of the our former home, once we put it in your very capable hands the sale happened quickly with no stress and little effort on our part. That was much appreciated since we had multiple other issues going on at the time.
You are a true professional and friend.
Sincere gratitude'
Phyllis and Doug Cassetta
Visit my website and begin your search, or email me at: firstname.lastname@example.com
Flip through my Westchester Real Estate digital booklet to view area statistics: I'd like to share a little bit about just how Coldwell Banker cares about each individual: Click arrow below:
It's your own private home search "workspace" where you can:
HomeBase is an interlocking system of technology tools aligned to meet your real estate needs, today and as they change over time.


text:
At Sant? Fitness & Wellness at the Chase Park Plaza, 18,000 square feet of space, an outdoor swimming pool, and an expansive schedule of fitness classes skim the surface of this lavish facility. Guests can take advantage of WiFi, personal TVs, upscale fitness machines, and protein shakes and beverages; personal trainers can plan private Pilates sessions and individual health coaching.
The crowd's roar flooded the streets of Chicago as Darcy Zenker crossed the finish line of her first marathon, clocking in at 3:35. After she had been running for years—placing among the top finishers at four half-marathons and competing on the Southern Illinois University track team—she decided she needed a break. She then immersed herself in a new athletic pursuit—group fitness instruction.
Three years later, she became the head trainer of her own boot-camp fitness program, NowFitness, where her years of athletic training and certification in fitness instruction shine through in her workouts. In parks throughout the local area, she and her staff of fellow trainers lead groups through high-intensity workouts that take advantage of their surroundings. She motivates patrons to scale stairs, do crunches on benches, and hoist planks across grassy fields. The trainers also offer a stroller-based boot camp for moms, in which participants blast through cardio and strength-training exercises that incorporate their stroller with baby or a watermelon they've dressed up to look like a baby in tow. In addition to hosting classes, NowFitness pairs patrons with certified lifestyle and weight-management coach Amanda Bickel for a comprehensive five-week nutrition program.
A collaboration between Gold's Gym, Title Boxing Club, local cycling studio St. Louis Spinning, and cavernous climbing gym Upper Limits, Bring the Heat poses a challenge that demands unwavering endurance and focus. From the starting date, each participant has one month to conquer 20 visits, whether they're open workout sessions or classes. At the end, all cards with the full 20 punches are entered into a drawing for a three-month gym membership.
Inside Ultimate Cycling, cyclists can step onto slick new Schwinn AC Performance Plus for state-of-the-art spinning classes. Using MPower consoles, exercisers can download their workout records and track their progress relative to the rest of the class via a Performance IQ system. A team of certified spin instructors keeps classes moving at an energizing pace.
Our Health Club & Spa corrals a state-of-the-art fitness center and full-service day spa under one roof, helping clients radiate health from the inside out. Weight rooms, a swimming pool, saunas, and a juice bar comprise the physical-focused side of the center, where certified personal trainers monitor form and fitness trainers lead more than 30 classes per week. Pampering is the priority on the spa side, which offers everything from customized therapeutic massages and European facials to gentlemen's pedicures, which skip the polish in favor of a barely perceptible coat of Armor All.
Though the club's focus is mainly on adult activities, kids can flex their growing flippers in one-on-one swimming lessons or socialize with other tykes in a childcare center, where colorful toys spill out from rows of cubbyholes. Seniors will find themselves equally at home at Our Health Club & Spa with arthritis-focuses classes that provide an opportunity to stretch out aches and whirlpools that provide a perfect setting for stage readings of The Caine Mutiny.


text: LG started up production at its new optical drive products facility in Ranjangaon, Pune in India. The startup LG Electronics India Pvt. Ltd., a subsidiary of LG Electronics of South Korea, the first company making DVD writers in India. The facility is said to be the second biggest in Asia, with an output capacity of 600,000 units per month. LG intends for the Pune plant to serve as an export hub, primarily serving European markets. LG also makes TVs, aid-conditioners, refrigerators, washing machines, microwave ovens, color monitors, and telephones in Pune. |


text:
Free standard shipping over $ 95.00
Please enter search term
$ 80.00
Approximate size: 14 7/8 inches
Pure, minimalistic elegance! This delicate, rose gold-plated necklace is embellished with a narrow row of clear crystal pavé. Mix and match with other jewelry for a trendy layered look.
Article no.: 5017155
It seems that Cookies are not enabled in your web browser. Please activate Cookies and reload this page.


text: Keep it FreeDONATE NOWSupport Montana Shakespeare in the Parks by making a donation to help keep our performances free... every summer. Contributions from community members account for over a quarter of our budget each year, so we truly mean it when we say we couldn't do it without you! | Man of La ManchaOPERA COLLABORATIONThis winter, Montana Shakespeare in the Parks and Intermountain Opera will join forces to present the Tony Award winning musical, Man of La Mancha. This production will be presented on weekends in February at MSU's Black Box Theater.For tickets and more information, please call 406-587-2889 or visit IntermountainOpera.org. To fund the Kickstarter Campaign for this project, go here! | SIS 2014Shakespeare in the SchoolsMontana Shakespeare in the Schools is presenting A Midsummer Night's Dream and teaching accompanying workshops to middle schools and high schools all across Montana, Wyoming, and Idaho this fall. Learn more about this unique educational outreach program.LEARN MORE |