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The Global Intelligence Files,
files released so far...
Index pages
by Date of Document
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The Global Intelligence Files
On Monday February 27th, 2012, WikiLeaks began publishing The Global Intelligence Files, over five million e-mails from the Texas headquartered "global intelligence" company Stratfor. The e-mails date between July 2004 and late December 2011. They reveal the inner workings of a company that fronts as an intelligence publisher, but provides confidential intelligence services to large corporations, such as Bhopal's Dow Chemical Co., Lockheed Martin, Northrop Grumman, Raytheon and government agencies, including the US Department of Homeland Security, the US Marines and the US Defence Intelligence Agency. The emails show Stratfor's web of informers, pay-off structure, payment laundering techniques and psychological methods.
Released on 2012-08-17 09:00 GMT
Email-ID | 658178 |
Date | 2010-07-19 17:21:10 |
From | firstname.lastname@example.com |
To | firstname.lastname@example.com |
there is evidence they were involved. They had stated they would not
attack trains at all after the wreck two months ago that killed 145
people. Thanks
61 people killed in train crash in east India
India train crash leaves dozens dead Play Video AFP - India train
crash leaves dozens dead
* Trains collide in east India Slideshow:Trains collide in east India
* Two trains collide in eastern India Play Video Video:Two trains
collide in eastern India Reuters
Indians and rescue workers gather at the site of an accident at Sainthia
station, about 125 miles (200 kilometers) north of Calcutta, India,
Monday, J AP - Indians and rescue workers gather at the site of an
accident at Sainthia station, about 125 miles (200 ...
By MANIK BANERJEE, Associated Press Writer Manik Banerjee, Associated
Press Writer - 37 mins ago
CALCUTTA, India - A speeding express train plowed into a stationary
passenger train in eastern India on Monday, killing 61 people in a crash
so powerful it thrust the roof of one car onto an overpass. Officials said
they could not rule out sabotage.
Residents crawled over the twisted wreckage trying desperately to free
survivors before rescue workers arrived with heavy equipment to cut
through the metal.
Railway Minister Mamata Banerjee, who rushed to the site, raised the
possibility the crash could have been another case of sabotage, two months
after Maoist rebels were blamed for a derailment that killed 145 people.
"We have some doubts in our mind" about whether it was an accident, she
The crash happened about 2 a.m. when the Uttarbanga Express slammed into
the Vananchal Express as it left the platform at Sainthia station, about
125 miles (200 kilometers) north of Calcutta.
The accident destroyed two passenger cars and a luggage car, turning them
into a tangle of twisted metal. The passenger cars were reserved for those
on the cheapest tickets and such carriages are usually packed to capacity.
The force of the crash was so intense the roof of one car landed on an
overpass above the tracks. Local residents climbing through the debris
searching for survivors were later joined by rescue workers using heavy
equipment to cut through the metal.
"I was sleeping when I felt a huge jolt and heard a loud noise and then
the train stopped," passenger Lakshman Bhaumik told local television.
Bhaumik survived with minor injuries.
Rescuers recovered 61 bodies from the crash site and 125 other people were
injured, said Surajit Kar Purkayastha, a top police official. The two
drivers of the Uttarbanga Express were among the dead, Banerjee said.
Rescue teams arrived about three hours after the accident, a local
resident said. Before that locals scrambled to help survivors out of the
trains and to pull out bodies.
"For many hours it was just the local residents helping and it was very
difficult to help without any equipment," the unidentified man told NDTV
television channel.
Police official Humayun Kabir told NDTV, however, rescue workers reached
the site within an hour of the crash.
By late Monday afternoon, rescue operations were nearly complete, said
Samir Goswami, a railway spokesman. Cranes and laborers were working to
remove the mangled coaches so the tracks could be cleared and train
services resumed.
The disaster was the second major train crash in the state of West Bengal
in the past two months. On May 28, a passenger train derailed and was hit
by an oncoming cargo train in a crash that killed 145 people. Authorities
blamed sabotage by Maoist rebels for that crash.
Accidents are common on India's sprawling rail network, one of the world's
largest, with most blamed on poor maintenance.


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Pinterest Wedding Advice
Pinterest Wedding Planning Dos and Don'ts
Tomorrow's the first day of Spring, but it's also national proposal day — coincidence? If love is blooming for you this season and you're planning your "I dos," chances are that you'll be using Pinterest or other online resources to gather ideas. David's Bridal released a survey that found 59 percent of brides say Pinterest, Facebook, and blogs are the best places to find wedding inspiration. And 46 percent said they wouldn't use an idea they found on a friend's Pinterest board. Better call dibs on pie pops!
We recently attended several wedding events where we talked to professionals in the wedding industry about both the advantages and the perils of Pinterest wedding planning. Straight from the experts, with some of our personal advice thrown in, here are Pinterest wedding planning dos and don'ts. And be sure to follow us on Pinterest for more wedding tips and inspiration.
Do: Get Specific
Jaimi Brooks of Fiore Beauty says her number one piece of advice for brides-to-be is to do your homework and gather up inspiration pictures on Pinterest. But don't just throw together a board and send it to your beauty artist; know what you like about each photo. The more specific you are, the better. If you show a photo to your artist and she thinks you're pointing out the bold eyeliner but you just liked the updo, stress and tears are sure to ensue.
Don't: Keep Looking Once You've Made Decisions
With an overwhelming amount of great ideas and wedding photo eye candy, the toughest part of using Pinterest is knowing when to call it a day. Once you have signed the dotted line on vendor contracts, started dress fittings, and mailed the invites, it's time to look away from those boards. Seeing "better" ideas after you've finalized planning will just add unnecessary anxiety or, even worse, lead to last-minute changes and stress.
Get more dos and don'ts when you read more!
Do: Get Help From Mom
Moms just want to help, but it can be tricky finding the balance between having them feel involved and curbing unwanted ideas. And you don't want them to feel like a worker bee. Paige Appel and Kelly Harris of Bash, Please had some advice for dealing with MOBs who want to get involved in the wedding planning process: ask mom how she wants to be involved, taking her strengths into account. What is she really excited about? If it's food, she could attend the tasting, and if it's design-related — decor, paper goods, floral arrangements, fashion, etc. — she could help by creating Pinterest inspiration boards. It's a win-win!
Don't: Be Unrealistic
Chelsea LaMay of de'Arti San Francisco warns that not all is what it seems on Pinterest. Her advice is that you shouldn't be fooled by the models. When you're looking at hairstyles on Pinterest or in magazines, most of those models have hair extensions and additional hairpieces, so be realistic about what your hair can do and stick to a more natural look.
Do: Look at Photo Inspiration
The saying "a picture is worth a thousand words" is especially true with wedding planning. It's not always easy to describe the photo style you're looking for, so photographer Eli Pitta suggests that couples compile a list of creative shots they like most on the site. If his clients are perusing Pinterest or blogs and come across a cool shot, he says to send them his way so that he can see what types of looks you appreciate.
Don't: Be Afraid to Share Boards
Take advantage of the ability to have multiple people pin to your boards for friends and family involved. This is especially helpful when you're not all in the same vicinity. For example, you could have a bridesmaid dresses board that you invite your maids to pin into to share dress ideas and inspiration. Or if your future mother-in-law is making the favors, you could have a shared board with design ideas. This way no matter where you're located, everyone is on the same page and collaborating together.
Do: Narrow Your Style
Mandy Scott of Mandy Scott Events puts it simply: use the technology that's available to give your planners an idea of your vision. Share Pinterest boards filled with details you love so that they can get a better sense of your style — if your favorite picks share a similar style, she knows which direction you'd like to move in, and if not, she knows she'll have to help you narrow your focus.
— Additional reporting by Laura Marie Meyers

subset: commoncrawl


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The Writing Contests, Grants & Awards database includes details about the creative writing contests—including poetry contests, short story competitions, essay contests, awards for novels, and more—that we've published in Poets & Writers Magazine during the past year. We carefully review the practices and policies of each contest before including it. Ours is the most trusted resource for legitimate writing contests available anywhere.
Sponsor and Award | Entry Fee | Genre | Cash Prize | Prize includes | Application Deadline |
Enizagam Literary Awards Two prizes of $1,000 each and publication in Enizagam are given annually for a group of poems and a short story. Chinaka Hodge will judge in poetry and Taiye Selasi will judge in fiction. Using... |
$20 | Poetry, Fiction | $1,000 | Publication | 3/1/15 |
Alabama State Council on the Arts Individual Artist Grants Fellowships of $5,000 are given annually to poets, fiction writers, and creative nonfiction writers who have lived in the state of Alabama for at least two years. Using the online submission system,... |
$0 | Poetry, Fiction, Creative Nonfiction | $5,000 | 3/1/15 | |
Broadside Lotus Press Naomi Long Madgett Poetry Award A prize of $500 and publication by Broadside Lotus Press is given annually for a poetry collection by an African American poet. Submit two copies of a manuscript between 60 to 90 pages between January 2... |
$0 | Poetry | $500 | Publication | 3/1/15 |
St. Petersburg Review Poetry Contest A prize of $1,000 and publication in St. Petersburg Review is given annually for a poem. The editors will judge. Submit up to three poems with a $20 entry fee, which includes a copy of the prize... |
$20 | Poetry | $1,000 | Publication | 3/2/15 |
Mississippi Arts Commission Literary Artist Fellowships Grants of up to $5,000 each are given in alternating years to Mississippi poets, fiction writers, and creative nonfiction writers. This year the fellowships will be offered in creative nonfiction.... |
$0 | Poetry, Fiction, Creative Nonfiction | $5,000 | 3/2/15 | |
Persea Books Lexi Rudnitsky Editor's Choice Award A prize of $1,000 and publication by Persea Books is given annually for a poetry collection by a U.S. poet who has published at least one book of poetry. The winner also receives up to $1,000 for travel... |
$25 | Poetry | $1,000 | Publication | 3/5/15 |


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Special Occasions
Whatever the occasion, The Headland's luxurious surroundings, excellent food, wine and personal service will make it truly memorable. Our dedicated events team can organise it all for you, down to the last detail.
From small intimate gatherings to full blown birthday parties, we can make it a night to remember. Whether you choose a buffet or a three course banquet, indulge in the best local produce cooked to perfection and complemented by fine wines and bubbly selected from our extensive wine list. Choose The Headland for your special day and the location and attention to detail will add an instant wow factor to the event for your guests.
Celebrate the next generation in a unique christening venue overlooking the beach. Enjoy welcome drinks in front lounge, bar or on the lawns (weather permitting) and indulge in a celebratory meal in the period-style restaurant or one of our elegant private dining rooms. From the moment your guests arrive we will ensure your day runs smoothly, allowing you to relax and toast the occasion with friends and family.
Throw a dazzling party in a magnificent Victorian setting by the sea. Whether it's a charity ball, wedding anniversary, gala dinner or company Christmas party, The Headland Hotel is the perfect party venue. Breathtaking coastal views, opulent décor, gourmet cuisine and fine wines will set the scene for your guests to waltz into the night on the ballroom dance floor. With a wealth of experience in party planning, we can take the stress out of organising the most lavish events. Our experienced staff can organise it all from the table plans and menus, to the entertainment and meeting and greeting of guests. And with 96 rooms and suites, there is plenty of accommodation available for any party goers that wish to stay overnight.
Funerals can be fraught and frankly quite difficult occasions. Ease the burden and let us organise a wake at The Headland, where you can celebrate a life passed away. Welcome guests with drinks in the lounge, bar or on The Terrace, and offer cream teas,a finger buffet or a three-course meal in The Restaurant or one of our elegant private dining rooms. From the moment your guests arrive we will ensure your day runs smoothly, allowing you to relax, remember and spend time with friends and family.


text:
Bible in Basic English (BBE) | New International Version (NIV) |
19 For this is what the Lord has said about the rest of the vessels which are still in this town, | 19 For this is what the LORD Almighty says about the pillars, the Sea, the movable stands and the other furnishings that are left in this city, |
The Bible in Basic English is in the public domain. (The Bible in Basic English Version Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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SneakerWare Website Update
Say you've just gotten the Air Jordan 11 Concord and want to show off your latest loot on your SneakerWare virtual warehouse…except, you lost your precious Apple iPhone during shopping mall mayhem just before. Instead of braving the melee once again, you can soon update your SneakerWare … READ MORE
Marcus Troy & Mavericks Project | iPhone App
The last iPhone app we covered was the newly-released Sneakerware app, the groundbreaking mobile social networking iPhone app from R+D Inc, (which you can download for free here). Now we've got news of another mobile app from independent blogger Marcus Troy, released just before the turn of … READ MORE
SneakerWare – iPhone App
Imagine this, it's the year of great sneakers. It was 2009, and you have just gotten your hands on the hottest pair of sneaker there is – the Nike Air Yeezy by Kanye West. You desperately want to share (or show off) the fruits of your 12-hour … READ MORE


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MassMutual Center
Springfield, Massachusetts 01103
Venue Details
Expand - Will Call, Parking, Directions, and moreWill Call Info
Pick up tickets one hour prior to show. Customer must present the actual credit card used to place order, a photo I.D. and the confirmation number given at the time of purchase.
Parking Info
Civic Center parking garage across street. Parking within walking distance.
Phone Info
General Info Number: (413) 787-6600 or (800) 639-8602
Traveling North on I-91, take Exit 4(Springfield Center), onto East Columbus Avenue. Continue up East Columbus Avenue (about 1/4 mile) to Court Street. Take a right onto Court Street and proceed past Symphony Hall, City Hall and Sovereign Bank. The Civic Center is located at the corner of Court and Main Street across the street from Court Square. Traveling South on I-91, take Exit 7 (Springfield Center Columbus Avenue). Turn left at light at end of ramp. Circle under highway and go straight through one light. Take a right at second light onto Main Street. The Civic Center is at 1277 Main Street across from Court Square. Traveling West on I-90, take Exit 6 off Mass. Turnpike to I-291 W. From I-291 W, take Dwight Street exit. Turn left at end of ramp and follow Dwight Street to Civic Center. Traveling East on I-90, take Exit 4 onto I-91 South.
General Info
Sept. to June : Monday-Friday.........9:00AM-5:00PM. Saturday..............10:00AM-4:00PM. Summer Hours : Monday-Friday......9:00AM-5:00PM.
Payment Options
Cash ........Yes Check ......Yes AMEX .....Yes Visa ..........Yes MC ..........Yes Discover ...Yes
General Rules
There is: No smoking . No food or beverages can be brought in, only purchased at our concessions.
Child Rules
Under 12 years, hockey. Under 18, when discount applies. Under 2, no ticket needed.
Upcoming Shows | Past Shows
May 29 Friday @ 7pm


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By Glenn Sugameli, Staff Attorney, Defenders of Wildlife's Judging the Environment
"Conservatives' court-packing ploy," an op-ed by Professor William Marshall, explained how Republicans'
"judicial activism" mantra has been inordinately effective in shaping the debate over judicial nominations. It has allowed them to push through deeply conservative nominees [and] changed the course of American jurisprudence from one based on advancing principles of equality and liberty to one centered on protecting wealth and privilege. The replacement of Justice Stevens stands as an opportunity for Obama to begin the process of returning our understanding of the Constitution to its essential moorings.
E.J. Dionne Jr.'s Washington Post column described how "the conservative intellectual offensive" has transformed
our discussion of the judiciary. That is why the coming clash over President Obama's next Supreme Court nominee ... must be the beginning of a long-term effort to expose how radically conservatives have altered our understanding of what the Supreme Court does and how it does it. Above all, it should become clear that the danger of judicial activism now comes from the right, not the left. It is conservatives, not liberals, who are using the courts to overturn the decisions made by democratically elected bodies ....
Accounts of right-wing judicial activism have focused on the Roberts' Court's opinions, and properly so. For example, my April 13th ACSblog guest post explained how laws that protect people and the environment are "threatened by activist Supreme Court Justices with agendas that result in plurality and bare majority opinions that are overly broad, unwarranted, and ignore or overturn established precedent."


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You will always find the best selection and the best prices on our travel trailer RVs in Texas. We carry many top brand travel trailers at unbeatable prices. If you have any questions or you need help finding a travel trailer, please contact us.
Need help finding your RV... try RV Finder!
Lone Star RV is not responsible for any misprints, typos, or errors found in our website pages. Any price listed excludes sales tax, registration tags, and delivery fees. Manufacturer pictures, specifications, and features may be used in place of actual units on our lot. Please contact us @ (281)443-6565 for availability as our inventory changes rapidly. All calculated payments are an estimate only and do not constitute a commitment that financing or a specific interest rate or term is available.
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Osasuna midfielder Lolo claims he is bored by the recent media coverage surrounding both Real Madrid and Barcelona.
The two Spanish giants have been involved in several refereeing controversies in recent weeks and, asked if he was thinking of his club's clash with Real in two weeks time, the versatile former Sevilla player insisted he was only concentrating on his own team.
"Right now the Madrid game is far away," the 27-year-old told a Press conference. "It is you (the journalists) who talk about Barcelona and Real Madrid, but I don't know why you bore us so much with them. It's so boring that almost every newspaper is always Madrid and Barca, but for me personally both teams bore me and I only think about what we are doing at Osasuna."
The Pamplona-based side are currently seventh in La Liga, level on 40 points with Espanyol and chasing a European place, and have a tough fixture at fourth-placed Levante on Sunday. Lolo insists he is solely focused on that and is not bothered who wins the league title this season; he also does not want to get involved in speaking about match officials.
"Honestly, I don't care who wins the league and I am only thinking about the Levante game," he maintained. "I don't like to talk about referees, whether they are for us or against us. They have a very difficult task and have my utmost respect."
Lolo is in line to replace suspended Iranian midfielder Javad Nekounam at the Ciutat de Valencia after his recovery from a hamstring problem, but Osasuna boss José Luis Mendilibar will be without the injured Kike Sola, Masoud Shojaei and Ibrahima Balde.
To make sure you don't miss any of A Different League's Spanish coverage this season, follow the La Liga dedicated Twitter feed: @differentligaFollow @differentliga
Messi sets new Champions League record in style
Rochdale vs Stoke - Match preview and team news
Arsenal's Cazorla 'ideal' for Barcelona says Xavi
Stoke City's Charlie Adam keen on a move abroad amid Real Sociedad interest
Borussia Dortmund's Marco Reus could snub Premier League move following recent revelation
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Adsorption news and technical articles from Oil & Gas Journal. Search Adsorption latest and archived news and articles
potential. ExxonMobil has been involved in adsorption and adsorbent use for at least a half-a ..... enters from the top of the bed during the adsorption cycle. As the bed adsorbs contaminants over the course ..... is already near its maximum water- adsorption capacity (for that temperature and partial
8-11 conventional pressure swing adsorption , 12-15 or lean oil absorption (Mehra ..... supply. NRU process Pressure swing adsorption is a proven commercial technique that ..... and the reactivated bed reused for adsorption in the next cycle. The demonstration
actual plant conditions. Following the adsorption step, the activated carbon was easily ..... be used throughout this discussion: Adsorption capacity -How much hydrocarbon a given ..... hold up to breakthrough of benzene. Adsorption efficiency -The percentage of hydrocarbon
slows the mass transfer rate of moisture adsorption plus the heavier hydrocarbons tend to ..... permanently restrict sites for moisture adsorption . 1 Liquid droplets hitting the molecular ..... fewer than 500, and the incremental adsorption temperature had no negative effect on
amine. Refrigerating the feed. BTX adsorption from acid gas using molecular sieve ..... enrichment. Fuel-gas stripping. BTX adsorption from acid gas using regenerable activated ..... could be achieved with either carbon adsorption or acid-gas enrichment. It had been
include cryogenic, pressure-swing adsorption (PSA), semi-permeable membranes ..... and purification (pressure-swing adsorption , membrane). Existing NGL recovery ..... comparison among those technologies.2 Adsorption (PSA system) is the best choice when
other properties, such as electrical resistivity, gamma ray radiation, sonic wave velocity, electron density, neutron adsorption , nuclear magnetic resonance, and other properties. Each curve consists of the measurement, a scale, data units, a curve
enlarge image Type I: One-stage direct adsorption with inlet preheating. Synetix's Puraspec ..... costs. Type II: One-stage direct adsorption (no preheat), low sulfur-loading ..... wt %. Type III: One-stage direct adsorption (no preheat), high sulfur-loading
completely dried long before the end of the adsorption cycle. This water is carried directly the ..... superficial velocity through the bed when in adsorption mode. Design guidelines have been reported ..... enhance efficiency: lowest possible adsorption temperature balanced against relative humidity
Intevep SA, Venezuela Using sulfur adsorption for the full-range FCC gasoline ..... desulfurization. The process of sulfur adsorption is currently under development ..... development is successful, the adsorption process will be an attractive gasoline


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PC Review
Input Devices
> Joytech Neo S PC Gamepad
Article Tools
Joytech Neo S PC Gamepad
Article Author :
Chris Pickering
Date :
18th Oct 2005
Comments :
In this gamer's humble opinion, gaming is still being held back by the various input devices we are consistently restricted to. Things have evolved in recent times, from the waggle of the joystick, through the d-pad, and now with twin analogue sticks, but we are still basically at the same level of interaction with our on-screen avatars as we have been for decades. This generation of console gaming (which we are rapidly approaching the end of) has none-the-less introduced some new features. Sony's Eyetoy (which doubles as a webcam on your PC if you grab the right software) proved that interaction using your own body is not as far into the future as we have always presumed, and Nintendo's DVD remote-style input devices for the Revolution seems to have innumerable possibilities.
But until something brand new completely turns gaming on its head once more, the joypad still exists as the main gaming control device of choice. Unfortunately for PC gamers however, top quality gamepads are few and far between. Never have we seen a pad to rival the Xbox Controller S, or the PS2 Duel Shock Controller. But those old timers of the console third party scene Joytech have seen fit to make their first intrepid steps into the PC market, with the Neo S PC Gamepad, which looks startlingly similar to Joytech's Xbox third party efforts.
MouseMimik Technology replicates the functions of a mouse and keyboard
Up to 24 Programmable Actions offering Digital Control
10 Programmable Action Buttons
2 Programmable Thumbstick Buttons
4 Point Programmable Directional Pad
Sculptured Ergonomic Design and Rubber Grips for increased comfort
Included Items
Joytech Neo S PC Gamepad
Installation CD
The biggest selling point behind the Neo S is the ability to map your keyboard and mouse controls directly to the gamepad via the packaged Config Pro software. With this in mind, virtually every PC title imaginable is opened up for control pad use, not merely restricted to the more action orientated titles. How much people really want to play Black and White 2 with a pad remains to be seen, but it is a nice choice to be able to have.
Other than that, you are looking at what at first appears to be a discoloured Xbox control pad. Offering two analogue sticks, a d-pad, and 8 buttons on the face of the controller, and two squeezable triggers at the top, you have a tried and tested design. The rubber grips towards the bottom of the pad do help grip, especially when the action onscreen gets to so hectic as to cause a little perspiration in the hand department. There is no chance of the pad slipping out of your grasp thanks to this rubber based addition.
The Cable provided is a 2 meter long gold USB connection, allowing you to keep plenty of distance between yourself and the monitor to save your eyesight, plus more than enough if you are keeping the pad plugged in around the back of your base unit.
For starters, the twin analogue sticks feel nigh on perfect, with just the right amount of give to some true feedback, especially in action games which really require analogue control. The d-pad feels a tad spongy, though use of this particular attribute will for the most time be confined to selecting options in the game, rather than hectic in-game use. As for the 8 face buttons, in comparison to the official Xbox pad, the buttons seem to press in, and click just that fraction longer on the Neo S, and therefore can feel a little clunky and unresponsive at first. However, extensive use showed no long term problems.
The ergonomic design and rubber grips help make for a most comfortable pad. However, problems may very well occur with those of well endowed in the hand department. This reviewers admittedly smaller hand-span fitted nigh on perfectly, but those on you who stretch gloves just that little bit further could find the Neo S uncomfortable to use for extended periods of time.
Having used the pad across a whole spectrum of games, I can quite honestly say that no action game pushed the Neo S too far. The Pro Evolution Soccer 5 demo in particular proved to play absolutely wonderfully with the pad, with set up an absolute breeze in game.
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Photos: Ten best athletes to be born in Colorado
Number 2: Amy Van Dyken
Amy Van Dyken. |
Number 1: Jack Dempsey
The Manassa Mauler (named for the small Colorado town where he was born in 1895) held the heavyweight championship belt for a staggering seven years, from 1919 to 1926. During this period, boxing was arguably the most popular sport in America, making him not just famous but iconic -- and his renown lasted for the rest of his life. He ran a New York City restaurant he named for himself from 1935 to 1974, and he was a regular feature there for most of that stretch, with celebrities who never saw him throw a punch thrilled simply to be in his presence. Decades after his death in 1983, he still tops this list -- and he's likely to do so for many years to come.Jack Dempsey.
More from our Sports archive: "Videos: Top five trades in Denver Nuggets history."
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text: You don't mention how many people? It may also help to be flexible with your dates. I found that flying on Sunday was a killer to the budget. In looking at only one airline, if you would fly from August 23 to 30, it will save you about $100-130 a person. Just a thought.


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Rhode Island Hospital
593 Eddy Street
Providence, RI 02903
. . . . . .
Frank Sellke, MD
Arun K. Singh, MD
Afshin Ehsan, MD
Neel R. Sodha, MD
Heart failure surgery is especially appropriate for patients with a pump and ejection fraction below 25 percent. Ejection fraction refers to the percentage of blood that leaves the heart each time it contracts. When the heart contracts, it ejects blood from the two ventricles; when the heart relaxes, the ventricles refill with blood. Because the left ventricle is the heart's main pumping chamber, ejection fraction is usually measured only in the left ventricle, where typically between 55 to 70 percent of the blood is pumped out. An ejection fraction below 35 percent` may indicate heart failure.
Heart failure surgery includes left ventricle reconstruction, as well as mitral valve repair with coronary artery bypass surgery and biventricular pacing. These operations offer an alternative to heart transplant surgery for some patients. The results of these procedures have been good in many instances, in that many patients have been able to avoid heart transplantation for many years.


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Calif.-Nev. Leagues To Support CMN Hospitals On ICU Day
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ONTARIO, Calif. (8/12/13)--The California and Nevada Credit Union Leagues--with support from CO-OP Financial Services--are encouraging their member credit unions to celebrate International Credit Union Day--Oct. 17--by helping CU4Kids create miracles.
Each time credit union members use their check card or credit card Oct. 17, participating credit unions will donate 25 cents or any self-determined amount to Credit Unions for Kids, the nationwide alliance of credit unions supporting Children's Miracle Network Hospitals. Funds will benefit local hospitals belonging to Children's Miracle Network Hospitals.
Participating credit unions may be eligible for a CO-OP Miracle Match from the Rancho Cucamonga, Calif.-based CO-OP Financial Services, depending on their level of CO-OP relationship.
Launched in 2008, CO-OP Miracle Match is a $1-million philanthropic matching program that encourages credit unions, chapters and leagues to create and participate in local Children's Miracle Network Hospital fundraisers.
All matching funds go directly to the local Children's Miracle Network Hospital, benefiting sick children in the local community. Applications for the match are due Sept. 30. Use the link.
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Minnesota Foundation Re-elects Officers
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ST. PAUL, Minn. (8/12/13)--The Minnesota Credit Union Foundation (MNCUF) Friday announced the results of its Aug. 8 board elections.
Re-elected as table officers were:
Chair--Pat Brekken, president of Richfield (Minn.) Bloomington CU;
Vice chair--Dave Larson, senior vice president, Affinity Plus Federal CU and executive director of the Affinity Plus Foundation, St. Paul; and
Secretary/treasurer--Brian Sherrick, president/CEO, Postal CU, Woodbury.
Table officers are elected for one-year terms. Brekken and Larson are entering their fourth consecutive years in these roles. Sherrick is entering his second year.
Glen Durbahn, vice president of marketing and member relations, Hiway FCU, St. Paul, was elected to fill the remaining two years of a three-year term that was vacated in January.
Other MNCUF board members include:
Larry Champeaux, president/CEO, Northern Communities CU, Duluth;
Mary Hansen, CEO/administrator, Mayo Employees FCU, Rochester; and
Kathy Harrington, president, Heartland CU, Inver Grove.
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Consumers' Shift Toward CUs Still Gets Media Attention
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MADISON, Wis. (8/12/13)--Consumers' shift from banks to credit unions continue to get media attention, most recently in a
story about the Credit Union National Association's
2013-2014 National Member and Nonmember Surveys
and in a Kansas story about credit union checking account growth.
"The roar of frustration with banks may seem like it's quieting, but a new survey suggests consumers are continuing to question their allegiances to their banking institutions," said Thursday's
article, "Credit unions beating banks." "More of those consumers are turning to credit unions for their personal finance needs."
It cites findings from CUNA's just-released surveys: 57% of credit union members indicate they are extremely likely to recommend their credit union to friends, while 40% of member who also have bank accounts say they would recommend the bank.
In the article, Jon Haller, CUNA director of corporate and market research, noted that "The financial crisis of 2008 and 2009 caused many consumers to question their loyalty to banks, which many consumers blamed for triggering the economic collapse."
In "Banks' regulatory pain is credit unions' gain," the
Kansas City Business Journal
(Aug. 7) writes that "credit unions have been reaping nice growth in checking account customers ever since banks had to find new ways to make money as they adjusted to several new banking regulations that went into effect in 2011."
It cites an Aite Group report that said 82% of credit unions surveyed saw an increase in their debit card accounts since 2011.
CommunityAmerica CU CEO Dennis Pierce told the publication the Lenexa, Kan.-based credit union has seen about a 16% growth in the number of checking accounts and a 20% hike in checking account balances since January 2011--more growth than in the past. The No. 1 reason that triggers consumers to contemplate switching to credit unions is "when they're exposed to unnecessary or high fees," he said.
Consumers will tolerate a bad experience on a checking account for a while but eventually will reach a tipping point, he said. "For the most part it's the constant drip, drip, drip of issues. Fees keep going up and they want a better personal service experience," he added.
To access the articles, use the links. For more information about the CUNA surveys, see related News Now articles CU Member Loyalty Rises At Banks' Expense and CUs Must Improve Among Non-members by using the links.
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CU System Briefs (08/12/2013)
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CEDAR RAPIDS, Iowa (8/12/13)--
Check out what happens when you take energetic Collins Community CU team members and give them a video camera
. "We're Collins Community Credit Union. If you haven't heard of us, I don't know what you're doin'" is how the Cedar Rapids, Iowa-based credit union's new rap video begins. Wearing sunglasses and a backward cap, the lead singer, backed by an entourage of backup dancers, invites viewers to check out the credit union. The clever rhyming manages to get everything from savings and checking accounts to student loans ("Say what? Goin' off ta college?") and "bill pay and pop money" to the cooperative, member owned-structure and the volunteer board of directors ("So decidin' what to do comes from the heart of the peer"). When you
view the video
, be sure to wait for the outtakes ...
CHARLEVOIX, Mich. (8/12/13)--
Bay Winds FCU, a $153.7 million asset credit union in Charlevoix, Mich., has been designated an authorized lender by the U.S. Small Business Administration
(SBA). The preferred designation means it can continue expanding its member business lending services it began offering in April (
Aug. 9). The loans can be used to establish a new business or assist in the acquisition, operation or expansion of an existing business, and present opportunities for business owners who otherwise might not be able to qualify for conventional lending, said the newspaper. Credit unions have been urging Congress to raise their member business lending cap to 27.5% of assets, up from 12.25%, so they can inject $13 billion into the economy in loans and help generate 140,000 new jobs ...
NEFCU, based in Long Island, has awarded its 2013 Premier 'Making a Difference' Scholarship of $20,000 to Grace Agolia, a resident of Massapequa Park, N.H.,
who also received the credit union's Making a Difference Family Scholarship for her academic accomplishments and service to her community during her four years of high school. Agolia, shown here with NEFCU Board Secretary William Russo, left, and NEFCU Board Director William Youngfert, recently graduated from Sacred Heart Academy and will attend the University of Notre Dame in the fall. The scholarship is presented annually. NEFCU's Making a Difference Scholarship Program has awarded more than $1 million in scholarship funds since the program's inception. (Photo provided by NEFCU) ...
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Maine League Testified About 19 Bills During Session
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PORTLAND, Maine (8/12/13)--The Maine Credit Union League tracked 40 bills and provided testimony on 19 during the state's past legislative session. Over the course of the six-month session, Maine's credit unions had great success with all legilsation on which it had an official opinion, the league said.
The league assumed a leadership role with several bills before the Maine Legislature and received praise from legislators on its outreach and education efforts (
Weekly Update
Aug. 9).
Highlights included the passage of these bills supported by the league:
A student lending bill which will allow the Finance Authority of Maine to provide loan insurance on supplemental student loans;
A bill to allow the Federal Home Loan Bank to accept loans as collateral for mobile homes that are not titled and not permanently affixed to property;
A bill to promote the financial literacy of high school students by adding course work in personal finance as part of required social studies and history classes; and
A bill to strengthen protections for vulnerable adults from financial exploitation.
The league also played a key role in helping to defeat several bills that would not have benefitted credit unions, including:
A data breach bill that would have reduced the amount of time allowed to notify consumers of a breach, regardless of any ongoing investigation;
A bill that would have allowed small retail businesses to impose a surcharge on consumer purchases using a credit or debit card; and
A bill that would have prohibited employers and agents from obtaining consumer reports that contain creditworthiness, credit standing and other financial information.
The league also spent significant time on bills dealing with foreclosure and making changes to existing law.
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Rev Up Crisis Communications For Hurricane Season
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MADISON, Wis. (8/12/13)--The peak of hurricane season is beginning and so far, only four named storms have surfaced in the Atlantic. However, although the National Hurricane Center has reduced the number of named storms expected for the 2013 hurricane season, credit unions in coastal areas can still expect an "above average" storm season, NHC said in its August update.
The center now is forecasting 13-19 named storms, including seven to nine hurricanes and three to five major hurricanes of at least 111 mph winds. In May, it had forecast 13-20 storms, including as many as 11 hurricanes and as many as six major hurricanes. The NHC says there is a 70% probability in each range of activity.
Credit unions on the Atlantic and Gulf Coasts should start preparing now for possible hurricanes this season, especially with getting their crisis communications strategy in order. According to Agility Recovery, the disaster preparedness business continuity service provider for CUNA Strategics Services, next month is National Preparedness Month, and it will feature three webinars for credit unions to help them prepare.
The free webinars all begin at 2 p.m ET. Topics include:
Protecting Your Organization By Preparing Your Employees, Sept. 11;
The NEW 10 Steps to Preparedness: Lessons From the Past, Sept. 18; and
Crisis Communications For Any Organization, Sept. 25.
Agility Recovery also has prepared a free Crisis Communications Planning Checklist for Credit Unions that is available to download from its website. "Disasters can happen at any time, and communications during a crisis could be the most important part of your plan," Agility said. "During an emergency, it is imperative that those within your credit union know how to communicate effectively.This includes both internal and external communications."
Use the link to download the two-page checklist, which provides recommendations for developing a communications plan, as well as what to do during the crisis and after the crisis. The checklist can help credit unions assess their current strategy "and put into place some simple steps that will enhance your capability to communicate before, during and after the next disaster," Agility said.
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Pew Survey: Half Of U.S. Adults Bank Online
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WASHINGTON (8/12/13)--Any credit union that has buried its head in the sand about offering online banking or mobile banking will need to take note: Over half (51%) of U.S. adults today bank online, and 32% of them transact financial business on their mobile phones.
The 51% of online-bank users account for 61% of internet users, said a new survey from the Washington, D.C.-based Pew Research Center's Internet and American Life Project, whose results were announced Wednesday.
Both types of digital banking are rising. In 2010, about 46% of U.S. adults--or 58% of internet users--said they bank online. In 2011, roughly 18% of cell phone users said they used their phone to check their balance or transact business with a financial institution. Nearly double that transact by mobile phones today.
That means credit unions will need to integrate online/mobile banking and mobile payments into their overall business strategy because "mobile devices ultimately will become the primary way members interact with your credit union," said the Credit Union National Association in its
Environmental Scan (E-Scan) Report for 2013-12014
"The mobile payments space offers the single greatest opportunity--and threat--credit unions will face in the foreseeable future as third-party entrants threaten disintermediation," said CUNA's
adding that mobile payments "offer credit unions a way to retain members--who could opt for other financial providers for the mobile opportunity alone--and realize significant revenue by partnering with retailers." Use the link for more information about the
Pew noted that the percent of internet users who bank online varies by gender, race, age, education, income and whether they live in a city or rural area. Of the 61% of internet users, 63% of those are men, compared with 58% women. Younger people age 18-29 were more likely (67%) to bank online, compared with 65% for 30- to 49-year olds, 55% for 50 to 64-year-olds, and 47% for those 65 or older.
Whites (63%) and Hispanics (62%) were more likely than blacks (48%) to bank online. Higher education and higher income also increased the likelihood of a consumer banking online.
Mobile banking, too, had trends that varied by demographics. Thirty-five percent of all cell phone owners used their mobile phone to bank, with men and women evenly divided at 35% each, said Pew's report. Again, younger adults were more apt to use mobile banking (54% for 18- to 29-year-olds, versus 40% for those between 30 and 49, 25% for the 50-to-64 age group, and 14% for those 65 or older. Those with college experience were one and a half times more likely that those with high school or less experience to engage in mobile banking.
However, in contrast with online banking trends, non-white cell phone owners were more likely than whites to engage in mobile banking.
Pew's research is based on two surveys: telephone interviews on mobile banking with a nationally representative sample of 1,003 adults in the U.S., and telephone interviews about online banking with a sample of 2,252 adults.
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CEO Of NSWC FCU Killed In Car Crash
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DAHLGREN, Va. (8/12/13)--Harry C. Ovitt Jr., who had been CEO of NSWC FCU in Dahlgren, Va., for 27 years, was killed Thursday morning in a car crash on his way to work, reported
The Free Lance-Star
(Aug. 9). He was 63.
The accident occurred at about 6:15 a.m. on State Route 206, the credit union told the newspaper. Staff said he always arrived at work early.
His eastbound car went off the right side of the road and hit a power pole and tree. He died at Mary Washington Hospital. No other vehicles were involved. Ovitt was alone and was wearing his seat belt.
The credit union called the tragedy "a tremendous loss." "While the staff is devastated by this, Harry's foresight and planning have allowed us to implement processes that will assure the continued seamless operation of the credit union," said a notice on the $298 million asset credit union's website. All branches of the credit union will be closed today.
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Kansas CUA Innovation Lab Think Tank Team Selected
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WICHITA, Kan. (8/12/13)--The Kansas Credit Union Association's Innovation Lab Think Tank Team has selected it members.
The members of the Think Tank team are:
Michael Augustine, vice president of lending, Frontier Community CU, Leavenworth;
Gary Austin, vice president, operations and payment systems, CU of America, Wichita;
Adrienne Basham, business development/financial counselor, Central Star CU, Wichita;
Jenny Boyd, marketing, TECU CU, Wichita;
Chuck Bullock, president, TECU CU, Wichita;
Vickie Hurt, president, Quest CU Topeka;
LaRae Kraemer, president, Kansas State University FCU, Manhattan;
Garth Strand, president, Hutchinson CU, Hutchinson;
Geoff Strole, mortgage development officer, Truity CU, Lawrence;
Lisa Traphagan, vice president, branch development, Quest CU, Topeka;
Ginger Wehner, regional vice president, Truity CU, Lawrence;
Kim Wheelock, information service manager, Mid American CU, Wichita;
Lee Williams, CEO, Central Star CU, Wichita; and
Corey Winter, branch manager, Meritrust CU, Wichita.
Team members range from Gen Yers who serve as financial counselors and marketers, to seasoned CEOs. The team is using technology to better serve its members. It is nearly evenly divided male and female, and members represent credit unions ranging in asset size from $53 million to more than $800 million.
"In order to foster open innovation and explore the full spectrum of creativity, we assembled a diverse Think Tank team," said Melissa Baptista, KCUA research and development director. "The younger demographics' enthusiasm is contagious, and their ability to see projects from another perspective is just as important as the experiences and insights brought to the table by our veteran credit union leaders."
At the first meeting of the Think Tank, in Lawrence for a creative brainstorming session, the team divided into two groups. Each was asked to come up with projects or ideas that would further the Kansas credit union industry and provide value to the state's 630,000 credit union members.
The ideas will be presented to boards of KCUA and Shared Financial Solutions--KCUA's wholly owned, for-profit subsidiary that focuses on member service offerings in September. If the boards approve the ideas or projects, they will be given to the Dream to Destination team for implementation.
The Innovation and Implementation Lab was created to encourage continuous curiosity to generate revolutionary ideas to serve Kansas credit unions and their members.
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Study: Business Accounts Slow To Adopt RDC
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MT. PROSPECT, Ill., and GLENVIEW, Ill. (8/12/13)--A new survey reveals some disconnects between how financial institutions and depositors view electronic deposit and remote deposit capture (RDC) offerings. A key finding: business accounts are slower to adopt RDC than banks and credit unions expected.
The survey, "Check Imaging, RDC and ICLs: Depositor and Bank Experiences and Viewpoints," was conducted by Mt. Prospect, Ill.-based Cummins Allison, a provider of currency, coin and check handling solutions, and Branmark Strategy Group, a marketing firm in Glenview, Ill. (
Wireless News
Aug. 9).
Seventy-five percent of financial institutions surveyed offer RDC to commercial/business accounts, said the survey report, but two-thirds of them have less than 5% of commercial accounts using the service. Despite the slow adoption, most depositors surveyed said they would be interested in a service that allowed them to scan and transmit check images to their financial institution.
One of the most surprising disconnects, said Matthew Gniech, product manager of check imaging at Cummins Allison, was that more than half of the financial institutions surveyed believed they were marketing RDC services to commercial accounts, while depositors said the No. 1 reason they don't use electronic deposits was because they were unaware their financial institution offered the service. "Clearly, awareness is still a barrier to commercial RDC adoption," Gniech said.
The study suggested that financial institutions understand the benefits to offering RDC to their commercial customers: 44% said they offer it to stay competitive, 24% said RDC helps them attract new commercial accounts, and 11% said RDC helps lower operational costs.
However, 45% of depositors said that time savings when preparing deposits is the overwhelming benefit of electronic deposits. Also 16% said they saved on fees by not depositing paper checks; and 13% said they saved time by not visiting the credit union or bank to make the deposit. Others noted electronic deposits extended deposit deadlines andgave quicker access to funds than do conventional deposits.
Half of the depositors using RDC believe the service--especially scanner performance--could be better, and two-thirds said they would be more productive if the scanner were faster and more reliable. Many of the depositors said their check scanners are provided by their credit union or bank. The financial institutions revealed that their commercial depositors often request more accurate and faster check scanning equipment.
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Filene Documentary Sums Up Experiential Learning Colloquium
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MADISON, Wis. (8/12/13)--The Filene Research Institute has released a documentary of its experiential learning colloquium held in January.
In partnership with National Credit Union Foundation and sponsored by CO-Op Financial Services, Filene hosted the colloquium at the Jimmy Carter Presidential Library in Atlanta with an eye toward answering the question: How can credit unions use experiential learning to improve the lives of their members?
The colloquium explored the possibility of improving financial behavior by helping people learning through hands-on experience rather than through the traditional "linear" method of gathering information.
Sixth-grade teacher Tim Vandenberg explored how he uses the board game Monopoly as an learning tool in the classroom. Participants learn required math standards, while becoming emotionally involved in the game.
Lance Palmer, University of Georgia associate professor in the College of Consumer Science, described an initiative in which college students helped prepare and file tax returns as part of the Internal Revenue Service's Volunteer Income Tax Assistance Program. The students also provided financial advice to tax filers.
"Tax time is a tremendous time to reach people," Palmer said. "Everybody has to file their taxes. With that, there is a tremendous opportunity to provide education in unique ways to help clients think differently about their future to get them out of the present mindset of 'How much am I going to get back and what can I buy with it?' to a future mindset of 'What can I do with that and build a better tomorrow for me and the people I love?'"
Ben Rogers, Filene Research Institute research director, discussed how credit unions can use gamification to facilitate financial literacy. He introduced a system that rewards members with simple positive feedback or "psychic rewards" if they meet savings or debt payment goals. "People respond to simple feedback," Rogers said. "The takeaway for credit unions is how can we encourage good behavior, like on-time payments, saving, accumulating wealth, with those reminders."
Lois Kitsch, National Credit Union Foundation national program director, described how credit unions use reality fairs to provide students with a hands-on learning experience. During reality fairs, students experience financial challenges similar to what they will face when they start life on their own. Students identify their career choice and starting salaries, then complete a budget sheet requiring them to live within their monthly salary while paying for basics such as housing, utilities, transportation, clothing and food.
To view the documentary, use the link.
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CUNA, Leagues Participate In State Legislators Meetings
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CHICAGO, Ill. (8/12/13)--Credit Union National Association and state credit union league representatives are participating in the annual meetings of the National Conference of State Legislatures (NCSL) and the American Legislative Exchange Council (ALEC) this month.
At the ALEC annual meeting in Chicago, CUNA and the leagues met with state lawmakers and staff from across the country to discuss
Shelton Roulhac with CUNA, Sarah Wainscott and Tom Liebe with the Wisconsin Credit Union League, and Lynn Coard with CUNA stand in front of the exhibit booth for America's Credit Unions at the ALEC Annual Meeting in Chicago. (CUNA Photo)
pro-credit union policies. Banks and other financial services industry lobbyists attended the meeting to promote and defend their institutions, so CUNA and leagues understand the importance of adding credit union voices to these discussions, notes Richard Dines, senior state and league affairs director for CUNA/American Association of Credit Union Leagues.
This week, the NCSL Annual Legislative Summit in Atlanta will attract thousands of state lawmakers and their staff. As a result of CUNA's long-standing efforts at these meetings, NCSL has a policy of supporting the dual chartering system for credit unions.
At each meeting, CUNA displays an exhibit booth featuring "America's Credit Unions" and demonstrates the breadth and strength of the industry by showing the numbers of credit unions and their members in each state. CUNA also attends committee meetings of state legislators to advocate for credit union interests.
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CUs Can Encourage Members Not To Give Up On Fin. Goals
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CHICAGO (8/12/13)--More than half of Americans are focused on fun in the sun this summer instead of the financial resolutions they set back in January, TransUnion found in a recent survey. The credit and information management company reminds consumers to take time this summer to conduct a mid-year checkup and evaluate their financial goals for 2013.
"The trick with resolutions is to keep them achievable--the tendency is to attempt too much and set yourself up for failure," Susan Tiffany, director of consumer publications for the Credit Union National Association, said Friday. "One simple technique to save more money, for example, is just to set up direct deposit and automated transfers from checking to savings. You can use a similar technique to pay down credit cards, by setting up automated payments."
Nearly a quarter of Americans surveyed (22%) say they have abandoned their financial resolutions for 2013. Also, nearly a third (29%) of those said they were less than halfway to their 2013 goals, according to a recent Google Consumer survey commissioned by TransUnion.
"A mid-year checkup is the perfect time for consumers to appraise their current financial situation and make goals for where they want to be at the end of 2013," said Julie Springer, vice president at TransUnion responsible for consumer education.
Credit unions can help their members get financially fit and reach their financial resolutions for 2013 with these tips from TransUnion:
Check credit reports frequently
: The first step to robust credit health is to recognize which bad financial habits, such as late payments, one has and how they are represented on the consumer's credit report. Regular check-ups also will help guard against identity theft.
Know your score:
Consumers should understand what affects a credit score and take the necessary steps to reach healthier credit. The higher the score, the more likely a better rate will be received.
Create a monthly spending plan and stick to it:
Consumers should determine current spending habits and set a monthly budget to determine how much disposable income they have so they can manage it wisely. By examining spending habits for a few months and inputting monthly payments and deposits, consumers can get a better idea about where to cut spending and increase savings.
File a dispute.
onsumers have the right to question information on their credit report that they don't recognize or that might be inaccurate.
Guard against identity theft:
Sign up for a credit monitoring service for quick alerts to any changes in the report, said TransUnion.
Last Edited by Internal Administrator at 8/12/2013 10:53 AM
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text:
Coloring Hair Naturally
Chemical dyes and hair colors can cause undue harm to the texture and strength of your hair. Natural hair dyes and colors, though not as permanent as the chemical ones, can produce great results without harming your hair or health and can be done at home. Most natural hair dyes, in fact, tend to improve hair texture making them softer and silkier to touch.
The effect that any herbal hair colour concoction would have on your hair would vary greatly depending on the original colour of your hair, the texture, any past treatments, coloring or otherwise etc. It is always advisable to do a strand test first before trying to colour all your hair. You can use a small section of your hair near the nape of your neck, or you could collect fallen hair from your hair brush and experiment with those.
Many herbs and plants have natural coloring properties. Tea, coffee, henna, sage, hibiscus, walnuts, indigo and many others are known to be used to color hair. Each of them brings out a different color. Each product can be made use of individually, or in combination, depending on the shade you desire. It's also dependent on your present hair color and your desired hair color. Some of these are longer lasting while others wear off sooner and need more frequent application.
Following are absolutely safe recipes (free from chemicals) that you can use as guides while you try to create the right natural hair dye for yourself at home. The proportions of the ingredients can be varied depending on the desired hair color effect:
Natural Black Hair Color DyeSage leaves are commonly utilized to get a dark hair color, or to enhance the color of already black hair, or even to cover grey. A sage leaves rinse can effectively deepen any brunette head. Boil water, and add about a cup of dried sage leaves and let it steep for half an hour. The darker the shade you desire, the longer you should boil/steep it. Cool and strain the water. Bend over a blocked sink/container and let you hair fall. Pour the sage water through your hair and catch the dripping water in a cup again and repeat. Do this about 15 times and let your hair soak it in well. Clip up your hair and let the sage infusion remain in your hair for 15-30 minutes before rinsing off. A single application may not produce enough difference. Use it every week for 10 weeks till you get the desired black hair color following which you can apply it once a month as a maintenance procedure. A two step process using henna and indigo powder can be used effectively to obtain a dark brown-black color. Apply a paste of henna as explained below under natural red hair colors. After washing off the henna, apply a paste of indigo powder as described below under natural blue hair colors. Optionally, add a teaspoon of salt to the indigo paste to get a darker shade. Leave the indigo in for 1-2 hours. Wash it off thoroughly. The red color from henna, topped with a dark blue-black from indigo gives a rich shade of dark brown/black. The henna provides a base to the indigo to stick to. You will be able to view the real color effect only after a couple of days. This leaves your hair thicker and softer apart from the rich color. |
Natural Blonde Hair Color DyeA number of plants can be used to add yellow-golden highlights to your hair including chamomile, rhubarb, marigold and even lemon. Chamomile is the most popular of the lot. Steep half a cup of chamomile flowers in boiling water for 30 minutes. Cool and strain. Pour this liquid through damp hair while catching the excess dripping mixture in a cup and pouring it through the hair again. Clip up your hair and leave it in for 15-45 minutes before rinsing. This leaves a bright golden hue on the hair and also helps to cover the discolored streaks occurring due to sun exposure. Rhubarb root can turn your hair a honey golden brown color. Take 4 tablespoons of chopped rhubarb root in a container and add 3 cups of water. Boil over a low flame for 15 minutes. Strain it and let it cool. Just like the chamomile mixture, pour this through the hair and leave it in for half an hour. Rinse it off and if possible, let your hair dry in the sun for better coloring. For a warmer tone of golden, use red wine instead of water. Just like chamomile, marigold, safflower or saffron flowers can also be used to similar effect. Almost all yellow flowers can be used to improve the color of blonde hair. Lemon, though not traditionally a hair colorant, is more of a hair lightener. So if you are looking to lighten your shade to a blonde or similar, you can mix lemon juice in water and pour through your hair. Leave it in for a while before rinsing off. To intensify the bleaching action of the lemon juice, expose your hair to some sunlight. Lemon not only makes the hair color light, but also does wonders to get rid of dandruff. |
Natural Brown Hair Color DyeProducts like coffee, walnuts and cloves can be used to make natural brown hair colors. They can be used to deepen the color of your hair, or to darken lighter shades of hair into deep brown shades. Boil ground coffee beans in water. Strain and cool. Bend over and let your hair fall ahead. Pour the liquid through your hair while catching the excess into a cup and repeating the process. Let the coffee mixture cover every part of your hair. Clip up your hair for an hour or so and let the color seep in. Rinse it with water. Coffee leaves hair feeling soft and nourished. Brown hair becomes a richer shade, and lighter blonde hair can be turned into a rich deep brown. The shade can be varied by the quantity of coffee beans used and the amount of time the mixture is left in the hair. Walnut shells can be used to make brown hair dye. They need to be made with care as they stain everything including your skin. Grind the walnut hulls and soak them in boiling water and a pinch of salt for 3 days. After that add 3 more cups of water and boil for some time. Strain the mixture tightly wringing out all the juice from the walnut shells. After cooling, apply this to your hair and leave in for an hour. Rinse it off to find a lovely deep shade of brown on your hair. Tag alder bark can also be used similarly, but this produces a lighter tone of brown, so is more appropriate for darkening blonde hair or covering grey strands in people with light brown hair. The infusion can be made similarly by boiling tag alder bark in water for half an hour, straining and cooling, and then pouring through the hair as described earlier. Cloves can be added while boiling to other recipes to add to the richness of the brown. Indigo can be combined with henna to make a great brown hair dye. Start with preparing a henna paste and letting it sit for a few hours. Mix in the indigo powder just 15 minutes before application. Apply this mixture the way henna application has been described alongside. Leave in for a couple of hours before washing off thoroughly. You can control the shade by varying the proportion of indigo and henna. More indigo will give a darker color. Also, you can leave it in your hair longer for a deeper shade. |
Natural Red Hair Color DyeHenna is by far the most popular and best natural colorant to get red hair that completely covers gray. When applied to dark hair, it lends a beautiful red tint to the hair. Henna powder is readily available in any grocery store. It is green in color. Try to buy pure henna without any additives. Apart from its coloring properties, it also makes hair softer, thicker and silkier to touch. It acts as a natural conditioner. Make a paste of henna powder in water. Let it stand for a few hours. Mix thoroughly to avoid lumps. Alternatively, you can use boiled and strained tea or coffee to make the paste in. The tea will enhance the red, while the coffee will lend a slightly balancing brown hue. Using gloves and an applicator brush, starting from the crown on the head, apply the paste over small sections of the hair and twist them round to form a bun. Take more sections of hair, apply the paste and wrap them over the bun. In the end, you will end up with all your hair tightly wound up on your head. This will prevent dripping, and staining of clothes or skin. Leave it on for a few hours. Then gently rinse off and shampoo. You will notice some red color leaking out into the water during some subsequent shampoos too. But most of the color stays in for a long period of time. And the hair are left soft to touch with a brilliant tint that glows in the sun. If you want a reddish-gold tint in your hair, add chamomile powder to the mixture. Use chamomile-henna in the proportion 1:2. The procedure remains the same. This gives a glowing red-gold hue to the hair that looks brilliant in sunlight. Hibiscus flowers can be used to get a beautiful burgundy look for your hair. Heat about half a liter of water over a low flame with 20-30 hibiscus flowers for a while. Boil until the water reduces to half and the color turns a dark pink-purple. Cool and strain. Pour this liquid through your hair, catching the dripping water in a cup and pouring it over your hair again. Leave the infusion in your hair for 30-60 minutes before rinsing off well. Besides the color, your hair will also feel soft and moisturized. You can make a similar concoction by boiling ½ to 1 cup of rosehips in water until the water reduces to half. Let it cool and similarly apply to hair and leave in for an hour before washing off. Another natural vegetable red hair dye is made by mixing the juice of beetroot, carrot and radish in equal quantities. Pour this mixture over damp hair and leave in the hair for an hour. If possible, expose your wet hair to some sunlight for better coloring. This produces a mild and temporary effect and you might need to repeat it often to maintain the desired shade. |
Natural Blue Purple Hair Color DyeDried and ground indigo leaves are used to color hair with a deep blue-black tint. Mix the indigo powder with warm water in a non-metallic bowl and let the mixture sit for a while. The paste is initially green in color which slowly turns to a deep purple black on the surface in about 15 minutes. This is now ready to use. Carefully apply it over sections of hair using gloves. Wear old clothes and make sure not to stain anything. Indigo lends a permanent color, and there is no other way to get rid of it than to let your hair grow out. Keep it in for 45 minutes to an hour before shampooing off. Indigo may dry your hair slightly, so use a conditioner after shampooing. Indigo paste has the consistency of wet sand. Adding other things make it easier to apply. Adding an egg or two make the consistency more manageable while the eggs act as natural conditioners to the hair. It works best for people with darker hair. Blondes may find the results less pleasing. |
Most of the recipes above involve products found at home making the coloring procedure almost free. They are safe to use and produce varying degrees of results. You will need to read carefully and try them on your hair to find the perfect mix that you like. If a recipe does not help you, or if you have a new suggestion for us, please do contact us with your information.


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Primal Scream announce June UK tour
Primal Scream have announced an intimate UK tour for this June.
The band, who completed their 18-month tour in support of the reissue of their seminal 1991 album 'Screamadelica' last year, will play three dates in Scotland this summer.
The gigs kick off at Inverness Ironworks on June 14, before moving on to Aberdeen Music Hall on June 15. The band wrap things up with a headline show at Edinburgh's Queens Hall on June 16.
The shows, which will act as warm-ups for the band's shows at Isle Of Wight Festival and Hop Farm Festival, will be the group's first scheduled live dates since bassist Gary 'Mani' Mounfield left to rejoin The Stone Roses.
Speaking to NME about this previously, singer Bobby Gillespie revealed that he asked Happy Mondays' dancer Bez to replace Mani, but the dancer told him he couldn't play.
He said of this: "I was at an awards ceremony and Bez said to me, 'What are you gonna do now that Mani's gone?' and I said, 'Can you play the bass, Bez?' How cool would that be? Bass and maracas! He was like, 'I'd love to do it Bob, but I can't fucking play!'"
Primal Scream are currently working on the follow-up to their 2008 album 'Beautiful Future'.
Primal Scream will play:
Inverness Ironworks (June 14)
Aberdeen Music Hall (15)
Edinburgh Queens Hall (16)


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The Vanderbilt Institute for Coffee Studies is dedicated
- to promote anthropological, historical, sociological, literary, and economic research into coffee production and consumption
- to disseminate research findings and promote educational exchange and economic development programs with partner nations
- to investigate the health effects of coffee consumption, including the action of various compounds found in coffee and potential therapeutic uses based on the pharmacology of its chemical constituents
The ICS was initially established in 1999 in the Department of Psychiatry at Vanderbilt University Medical Center with a grant from a consortium of coffee-producing countries (Brazil, Colombia, Mexico, and Guatemala and a coalition of Central American nations) under the auspices of the Association of Coffee Producing Countries (ACPC), the National Coffee Association of the USA, and the All Japan Coffee Association. Subsequently, the work of the ICS has also received support from the International Coffee Organization and the USA corporate sector (NCA, Kraft Foods, Nestle, Sara Lee, Starbucks).
In 2007, in order to expand its mission beyond the biomedical aspects of coffee to also include the historical, literary, sociological, and economic importance of this crop, the second most important commodity in the world behind oil, the ICS moved to the Vanderbilt Center for Latin American Studies.


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This is a syndicated post from LifeSiteNews.com Latest Headlines. [Read the original article...]
by Thaddeus Baklinski CINCINNATI, Ohio, January 21, 2014 (LifeSiteNews.com) – The Ohio Department of Health has shut down a Cincinnati-area abortion facility run by notorious late-term abortionist Martin Haskell for failing to meet state health standards. The department has ordered Haskell to cease operations at his… (86)


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Healthline Blogs
Aug 16 2011
Be Nice to Your Coworkers. You'll Live Longer.
Here's a sad number: 100,000. 0 0 1 8 40 Healthline Networks 1 1 47 14.0 Normal 0 false false false EN-US JA X-NONE ...
Aug 11 2011
Chemicals and Thyroid Disorders: Are they Connected?
When I was 18, some things happened. I gained weight, experienced insomnia, and my body underwent waves of heat that made me want to peel off my skin. Blaming these on the "freshmen 15" and college stress, newer symptoms (racing heart, eye redn...
Aug 09 2011
Get Up and Move Around: Sitting Causes Too Many Problems
As a writer by trade, I spend most of my day in a cubicle, typing away at a computer. After work, I go home and work on more writing projects, accumulating even more time in front of the computer or typewriter. Between the hours on the comput...
Aug 05 2011
Coca-Cola Finds "Loophole" to Legally Advertise Products to Children
The obesity epidemic sweeping the United States is no joke. Just this month, the Centers for Disease Control and Prevention released new data showing that as of 2010, every single state in the U.S. is at least 20 percent obese. The worst part...
Aug 03 2011
Can Red Wine Prevent Sunburn?
Red wine. It's been associated with preventing heart disease and cancer, reducing inflammation from age-related disease, and extolled for a number of other health benefits. Studies continue to examine the properties of this centuries' old elixi...
Aug 02 2011
Your Brain on Shark Week: Fight, Flight, and Alpha Mode
Great White Shark, photo courtesy of Terry Gross, (CC BY-SA 3.0)Aww yeah! It's Shark Week! Discovery Channel is rolling out the goods with hours upon hours of shows dedicated to the most efficient killing machines in the water. That means ro...
Jul 29 2011
Week in Health: July 23 - 29
Study: 1 in 3 People Who Get Nose Jobs have Body Dismorphic Disorder (Journal of the American Society of Plastic Surgeons) CDC: Strokes Rise Among Pregnant Women, New Moms (Huff Post Have Researchers Found a Vaccine Against Heroin? (Was...
Jul 27 2011
How Your Personality Predicts Your Odds for Obesity
We know there is an obesity crisis in this country. Statistics fly at us from various sources (here's another one: about one third of adults in the United States are obese, according to the CDC). Despite the rising rates over the past few decad...
Jul 26 2011
Psoriasis: Kim Kardashian Joins the Club
Most of the time when people take a good look at my hands, they ask, "What happened to you?" Sometimes, I get "Who did you get into a fight with?" I'm not offended, though, because the knuckles of my hands—and elbows, knees, and other parts ...
Jul 22 2011
Week in Health: July 16 - 22
The past weeks top health news items, including the latest obesity study, news on how Google changes the way your memory works, and information on why we are not on track to rid the world of Polio.
Copyright © 2005 - 2015 Healthline Networks, Inc. All rights reserved for Healthline. Healthline is for informational purposes and should not be considered medical advice, diagnosis or treatment recommendations. Terms of Use | Privacy Policy


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Attitude plays an important role in attracting money into your life or driving it away. If you grew in an environment which undermined self-esteem, and lacked motivation or ambition, and if you believe that you don't deserve to be wealthy or think that money is filthy, you probably feel that you don't deserve to have enough money, even if you consciously wish you had more.
With a negative attitude toward money, you will not try hard to get it, you won't pay attention to opportunities, and might even make some errors of judgment that would you cause you to lose money. On the other hand, if your attitude is positive, and you are open and willing to have it in your life, you will attract money into your life in various ways.
Here is an excerpt from the book Visualize and Achieve, addressing the subject of the attitude toward money:
"It is rather funny to hear people say how much they want money and wish they had more, yet, in the deep recesses of their subconscious mind, where it counts most, they repel any opportunity to improve their situation.
It is difficult to attract money, if there is a negative attitude about it. You cannot attract something that deep in your heart you despise. This is a most common attitude for many people. They desire money, but their attitude is negative and therefore repellent. If you want to attract money, you have first to get rid of all negative thoughts and attitude about it. A habit of many years has to change."
There are several techniques, which can help you change your attitude about money, and one of them is the technique of repeating of affirmations. By repeating affirmations about changing your attitude toward money, your subconscious mind will eventually accept them as true, and a negative attitude will gradually be replaced by a positive attitude.
Here are a few affirmations for achieving a positive attitude toward money:
– "I deserve to possess money."
– "I have the right to have money."
– "Money is a useful tool."
– "Money can improve my life."
– "I am very comfortable with having money in my account."
– "Money is following into my life in harmonious ways."
You can find many more affirmation in Affirmations Words of Power.


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About a year old.
Pilot will not stay lit after button is released. Changed thermo coupler, and still will not stay lit. Is there something else that might cause this? Thank You in advance. Ed |
Follow-Up Postings:
The "normal" issues are thermocouple or the flame not being aligned right with the thermocouple to get it hot enough to do the job. Less likely is a problem with the valve. Does this happen to be a Whirlpool water heater? |
- Posted by ramsforever (My Page) on Wed, Feb 18, 09 at 12:17
Yes, it is a Whirlpool 40 gallon. |
Whirlpool Flame Lock water heaters have a known problem with the pilot light. Googling "Whirlpool Pilot light" turns up a lot of hits. Seems that sometimes a thermocouple takes care of it, other times it takes a replacement gas valve. I would consider your options including bailing out of this heater altogether. I don't have an answer for you. If you bought it at Lowe's, you might see what they will do for you. They are all aware of the problem now, although they will play dumb. |
Make sure that the end of the thermocouple is over the pilot light. When I installed a Bradford White at my house I has the same issue. The therocouple needed to be pushed farther thru the hole in the bracket. |
See Jake 2007. I have expericened it all |
This probably won't apply for you, but we had a problem with our boiler and it turned out the pilot flame had to be lit on "all sides", including the "back side" port of the pilot in order to stay lit. (imagine that we would have to see a flame split 3 ways, basically, under there). |
- Posted by ramsforever (My Page) on Thu, Feb 19, 09 at 11:13
Called Whirlpool and they are overnighting a gas valve. Someone from Sears is coming over to install it tommorow. Thanks for the advice everyone, and I can't believe all the people having the same problem. What the hell is wrong with Whirlpool? Later. |
I can't believe that they haven't fixed it yet. They have to know what the problem is by now. |
- Posted by frodo_2009 (My Page) on Fri, Feb 20, 09 at 10:47
its all about money...cost less for them to play dumb. and send out gas valves when asked to..instead of a call back they are playing the presentages...50 precent will fix have plumber do it,,30 cent will buy new heater,20 cent will want a new valve..they just saved big bucks, from the 80 precent....maybe!!!???..just my consperciry,paranoid, brain working overtime,,60's and 70's coming back..oh look,,,theres a blue one....LOL LOL>...just kidden around!! |
LOL Frodo. I suspect you are right about the tactics about the recall/fixup thing - reminds me of Edward Norton explaining his company's formula regarding recalls in "fight club" -if it's cheaper to pay damages to victims than a recall, they don't recall. Seems to me the answer is criminal charges for knowingly ignoring safety issues. I guess since this is a safety issue, they're covered that way and can just wait it out - never mind the fact they'll lose a lot of customers. It pays to read, research and google. I had an image sensor in a Sony digital camera go bad, it started as purple flashes when you were looking at the camera prior to taking a picture, then the pictures themselves went that way, then it went that way permanently. Only a 2meg camera (although I love it because it's sharper than many newer, and tiny, the size of two matchboxes end to end) but I thought no harm in looking it up. Turns out, according to what I read it was a known issue and Sony supplies ccds to many other camera makers, and they offered an unadvertised free repair. Contacted sony, told them of issue, mailed it to them, camera came back free, good as new. True story. |
The Whirlpool Flamelock water heaters class action suit pertains to Flame Lock water heaters beginning with model # FN. I have a newer Flamelock model # UG 1J5040T3NV with the same lemon issue. Purchased 1/2008. As of 5/2009 it has gone through replacements of the thermostat, pilot assembly/gas valve and not one, but two, thermocouplers. In addition, my family has experienced about a dozen days of late night showers while waiting for the water to re-heat after the pilot light had to be re-lit, plus four days of cold showers or sponge baths due to having no hot water at all when the system just wouldn't re-light. Repairs are not necessarily same day whenservicers are busy or need to order parts. Whirlpool water heaters provide job security for plumbers so they're not likely to discourage the purchase. Later, they just refer you to the servicer for 12 yr warranty! Yes, whirlpool will repair it, but I just can't stand another 10+years of repairs, so I'll be looking at my options for getting rid of this clunker. My prior heaters never had this problem. This model is sold through LOWE's...it's the most regretful purchase I've ever made from them. Moral of story: Research before you buy, even when under the gun for a fast replacement...because you'll end up with lots of repairs. |
Bought my Whirlpool heater Dec of 04. It was a pain in the butt to light. Threw a lit paper towel in after i decided the ignitor wasn't working. Several years ago I drained it and it lit like it ought to. A few days ago I decided to take advantage of the warm weather and flush the sediment out. When I went to light it. Nada. tried for at least 30 mins. never smelt gas. made a few calls before finding this site. After reading some of the posts I figured I didn't have much to lose by lightly banging on the control while either holding a lighter to the burner or hitting the ignitor. After what finally seemed like an eternity with the lighter on the burner, I heard a Whooosh when it finally lit. We're back in hot water again. :) ... and I will never buy another cesspool hot water heater again. |
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'Meshel Way' Leads to Castlo Park
By Jeremy Lydic
Workers and visitors driving to the front gate of the Castlo Industrial Park in Struthers will be reminded of one of the people who paved the way to creation of the park.
Castlo board members and community leaders gathered at the site Oct. 28 to honor Harry Meshel during the organization's first recognition awards ceremony. To recognize the retired state senator who helped acquire and develop the 120-acre park, the first 150 feet of the road leading to Castlo's front gate formerly East Liberty Street was renamed Meshel Way.
"We recognize a man whose accomplishments haven't gone unrecognized," said William Binning, Castlo board chairman and former Youngstown State University political science professor. "Harry's fingerprints are all over the state of Ohio."
The event celebrated the cooperation between business and government leaders that led to the "genesis of Castlo," Meshel said. The Castlo Community Improvement Corp. was created in 1978 as a nonprofit organization to promote the communities of Campbell, Struthers, Lowellville, Poland Township and Coitsville Township. When the steel industry retrenched, Meshel spoke with then-Gov. James Rhodes about creating an economic development program to assist Mahoning Valley communities hit hard, he recalled.
"This is where the mills had the biggest impact," Meshel said. "We suspected other areas would suffer the same kind of demoralization that we just had."
With the help of Rhodes and his aide, George Wilson, Castlo was created to seek state and federal funds to attract and retain industry. The success hinged on local government officials working together with state government "to take care of business in our community," Meshel said.
"We started with nothing except the willingness and desire of the elected officials and great public servants," he said.
Castlo board member and a Poland Township Trustee, Robert Lidle joined Binning in paying tribute to Meshel. Lidle worked in Meshel's office while he served as a state senator.
"Other than my parents, there's nobody that's had such a positive influence on my life," Lidle said.
Castlo acquired the vacant Youngstown Sheet & Tube Co. Struthers Works in 1980 and converted it into the industrial park. The park has brought in 19 tenants that have created 140 jobs and some $500,000 in annual payroll, said William DeCicco, Castlo executive director. "The park is at 90% occupancy, is economically self-sufficient and is of no burden to the taxpayers," he noted.
In 1984, Aqua Ohio Inc. became the park's first tenant. The former Struthers district manager for Aqua, Ray Calcagni Sr., presented Castlo's company recognition award to Albert Sauline, Aqua division manager.
The Struthers Rotary Club was honored for providing community service projects since 1955, including some $60,000 in scholarship money, and spearheading the Mauthe Park project.
Struthers Mayor Terry Stocker presented awards to local restaurant operators Frank DiVito and Alan Donatelli of DonaVito's Italian Grille, Jon Jacubec and Eric Ryan of Fat E's Attic & Grille, and Brian Palumbo of Selah Cafe. All three restaurants are on South Bridge Street in downtown Struthers.
"They have brought so much to downtown Struthers in recent years. It's revitalized it," Stocker said. "They've created jobs and that means a lot."
Copyright 2008 The Business Journal, Youngstown, Ohio.
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A Breakdown Of Every 60-Point Game In NBA History
There is a special place of being, an existential plateau that transcends the game of hoops. When an individual has no fear and the utmost confidence, we as the fans get to witness something truly special. Last week, Carmelo Anthony had a scoring explosion that will be remembered by Knicks fans long after his modest achievements with the franchise are forgotten. Read More »


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50 Fall Beauty Products For Your Favorite Feature!
Have your prettiest fall ever! These 50 new products for your eyes, smile, hair, and skin will make your fave feature look amazing.
By Kara McGrath
Eyes: Individual Lashes
Wearing full-on fake lashes to school is a bit intense, but a few individuals at just the outer corners add a flirty vibe that looks totally natural! Apply mascara once the glue dries to make them blend into your real lashes.
Sephora Collection Individual False Lashes, $10, sephora.com


text: I love the Yak & Yeti! The food is excellent and the decor is so wonderfully themed! I would take my chances and just get in line for the Nemo show. Depending on when in September you are going, and what day of the week you are planning to be in the Animal Kingdom - I don't think you will have any problem getting into one of the shows.


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Sliema, Malta Bed & Breakfasts - Large traditional house in central Sliema. 1 Single, 1 Twin, 1 Quad (includes a double bed & bunk beds) are available. Price includes bed linen, towels, weekly laundry, free wifi access. Excellent location-1 min, from sea and shops, etc.
gzira, Malta Bed & Breakfasts - Home stay malta 2 double rooms with bathroom in quiet aeria and also central to all i offer bed and brekfast or with one meal for more information you can call me on my no or email.
Marsalforn, Malta Bed & Breakfasts - An affordable and recently refurbished Guest House in the very heart of Marsalforn Bay offering fantastic panoramic views at competitive prices without compromising on comfort, quality or service. Electra Guest House is an ideal alternative to st
Xaghra, Malta Bed & Breakfasts - We offer three bedrooms with private amenities in a very quiet area in Xaghra Gozo Malta. The property is very well finished and is situated overlooking the unique bay of Ramla. Very nice views of the countryside. The bus stop is within 2 minutes.
Valletta, Malta Bed & Breakfasts - A Design place located in the heart of Malta's capital city Valletta.
St. Julians, Malta Bed & Breakfasts - Large Villa with a big garden, garage, 4 large bedrooms, 3 bathrooms, 1 large kitchen, 2 balcony, roof
Tarxien, Malta Bed & Breakfasts - The Bowyer House is situated in Tarxien, Malta, opposite the small church of St. Bartholomew.