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Step 2: Smooth the Cut
Scott Jones
We smoothed the cut end using a big Delta disc sander with its miter gauge clamped in position. Lightly press each cut surface against 80-grit abrasive paper. Go easy. If you press too hard, you'll either tear the disc or remove too much metal. (Note that I held the sander's miter gauge in position with a clamp.) Lacking a disc sander, you can use a 10-inch-long double-cut aluminum file. Also called a Type A file, it has a relatively coarse, double-cut tooth pattern.


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Adobe addresses critical Flash flaw, plans Reader security update
Critical update due out today affects users of Adobe Reader for Windows, Macintosh and Unix.
Adobe Systems Inc. plans to release a critical update today to its Reader and Acrobat PDF software, resolving a number of critical security issues.
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In an Adobe advisory issued last week, the software maker said the update is part of its quarterly patching schedule. Details about the vulnerabilities were not released. Flaws marked as critical typically can be easily exploited and allow attackers to execute code remotely, taking control of an affected machine.
In addition, Adobe issued an out-of-band fix, repairing a critical security vulnerability in Flash Player. The update affects Flash Player versions 10.0.42.34 and earlier, as well as Adobe AIR versions 184.108.40.20620 and earlier. According to Adobe, the Flash flaw could enable an attacker to bypass restrictions and make anonymous requests to malicious third-party sites, poisoning Flash ads and videos.
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Nicki Minaj… the novelist.
Yes, it is true. The female rapper, who is famous for her lyrical style, along with an adoration of pink wigs, is ready to pursue a different venture — a literary one. The Pink Friday artist revealed the news on Twitter after an eager fan popped the question.
"Wrking on 2 books actually…" tweeted Nicki in response to the question.
How exciting! One can only wonder what the book will be about. Her life? Her romantic relationships? Her fascination with the colour pink? Whatever — if she writes about it, you can guarantee that it will be interesting.
The "Your Love" rapper isn't a stranger to dabbling in other industries. Her MAC lipstick and OPI nail polish lines are both successful, and have shown that people like eclectic, bright colours just as much as she does.
And if this random book announcement isn't enough to fill all you Nicki Minaj fans with glee, the 29-year-old is also the April cover girl for Allure. In all her pink glory, Nicki tells the magazine that she's got big plans for her future.
"I never thought about music as just being the end-all, be-all. I always looked at it like a business, something that I could create an empire out of," Nicki tells Allure. She even plans on taking over Beyonce's hubby's spot as a successful entrepreneur.
"I had a little conversation with Jay-Z at the Victoria's Secret fashion show. He said, 'Congratulations on all your success.' And I was like, 'Yeah, I'm coming for you. I'm coming for your spot, Mr. Mogul.'"
Watch out Jay-Z, Nicki means business.
Photo courtesy of Andres Otero/ WENN.com
Is Nicki Minaj possessed?
Nicki Minaj's diva demands would make Mariah Carey proud
Nicki Minaj and Barbie team up for charity
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Questions always arise when new tools and processes are implemented. But as National Commissioner Service Recruitment and Retention Chair Larry Chase explains, integrating people, process, and technology will help our units better serve more youth through Scouting. Read more
Commissioner Tools is here! National Commissioner Tico Perez shares how this software tool, in conjunction with the new Unit Service Plan, will enable commissioners to more effectively identify unit needs and link resources to the unit to boost unit retention. Read more
Commissioner Tools is just the beginning of providing a "simple and unified" platform to help commissioners effectively fulfill their roles. National Commissioner Service Chair Scott Sorrels explains that additional resources are in the works to help support commissioners' mission. Read more
National Commissioner Service Resources Chair Darlene Sprague provides an update on the commissioner manuals revision process. Read more
Training opportunities for commissioners abound. In addition to materials that are being updated for the Commissioners website, National Commissioner Service Training Chair Tim Acree notes that conferences at the Florida Sea Base and Philmont Training Center focus on commissioner service. Read more
National Commissioner Service Underserved Markets Chair Joe Domino shares the latest Traditional All Markets Strategy Report. Councils can use this report to help identify opportunities and strengths in serving all markets. Read more
National Commissioner Service Roundtable Chair Daniel B. Maxfield reports that updates are underway for the 2015–2016 roundtable guides with the assistance and input of hundreds of roundtable commissioners. Read more
Jamboree-on-the-Air and Jamboree-on-the-Internet are just around the corner. Find out how you can help your units participate in this event that provides an opportunity for Scouts to communicate with other Scouts from around the world. Read more
The rollout has begun for Commissioner Tools. National Commissioner Service Communications Chair Rick Hillenbrand describes the process and the significant differences between Commissioner Tools and UVTS. Read more
Regional and Area Commissioners Organization Chart. Read more
A unique session at Philmont Training Center next summer will focus on creating organizational excellence. Read more
Find out more about upcoming events
Here's a look at the latest unit commissioner statistics from August 2014. Read more
See prior issues of The Commissioner newsletter


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The results were not completely alarming, Janel Miller, community engagement coordinator at Winona Health, said. Those were some of the needs that we had anticipated as being higher issues on the list.
The study, which took about a year and a half to plan, implement, and distribute, was primarily conducted through focus groups involving community organizations, and two surveys Survey A and Survey B distributed among Winona residents.
The top three issues established from Survey A were obesity, mental health access, and binge drinking. Survey A was given to 6,000 people in the general population residing within the 55987 postal code area. Survey B, however, was much more targeted, and was specifically sent to 200 immigrant households. The top four issues identified by Survey B were obesity, problems accessing health care due to lack of transportation, high health care costs/lack of health insurance, and households reporting that they were running out of food before having the money to buy more. Both surveys received a similar response rate, with 28 percent of those surveyed responding to Survey A and 30 percent responding to Survey B.
The Minnesota Center for Health Statistics, part of the Minnesota Department of Health, said "that the response we got was a very high success rate, Miller said. They told us that it beat the threshold of typical surveys that would be deemed successful.
The results from the data collection and focus groups will be used to create plans to address mental health care, preventive care, and obesity.
We have the next three years to start working on this, Miller explained. It will probably take that long to make long term changes. Another survey will be conducted after the three years.
What to do next
To combat each of the issues CHNA identified, Winona Health created a blueprint that it will use to plan its process in the following three years.
Its a community-wide effort, so we need to start talking to the right people for insight and resources, Miller explained.
According to the CHNA report, some of the measures that will be taken include: increasing mental health awareness and education in the Winona community (mental health services); reducing the inequality of preventive screenings in minority and disadvantaged populations, while supporting cultural needs, and promoting healthy living for all Winonans (preventive care services); and educating the community on what exactly obesity is and how it impacts health and well-being, while offering viable solutions.
I think once we see some positive change, there will be a snowball effect among the community, Miller said in regard to community involvement.
I think once people see the positive changes among their neighbors, they will want to make changes in themselves, and overall it will start to make the community healthier.


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The National Institutes of Health recently awarded a multidisciplinary team of researchers $450,000 to develop a computer-visualization tool to help educate residents in Boston's Chinatown about the hazards of traffic-related air pollution.
Mechanical engineering Asst. Prof. Christopher Hansen is one of seven young faculty researchers nationwide awarded a NASA Early Career Faculty Space Technology Research Grant.
Artist-in-Residence Leah Buechley combines her love of both art and engineering with her artwork and educational initiatives.
NASA has awarded a team of researchers led by Prof. Supriya Chakrabarti a grant worth nearly $5.6 million to develop an instrument system that could potentially detect young planets orbiting other stars in the Milky Way.
As the University of Massachusetts at Lowell has grown over the last several years, so has its presence in Central Massachusetts.
Students pursuing the Asian Studies minor are learning about different cultures and putting global shifts in perspective.
A team of electrical engineering and computer science students has built and tested a solar/electric-powered quadricycle that could ferry up to four passengers without consuming a single drop of gas.
More than 400 students play on nearly three dozen teams in the club sports program.
Wishes for more variety among businesses downtown, for businesses with later hours, and for more venues to eat or see local, live music were among the suggestions UMass Lowell students had Wednesday for making the Mill City a better college town.
The Climate Change Teach-In, now in its fifth year, is co-sponsored by the university's Climate Change Initiative and the Climate Action Plan.
Nearly 200 for-profit, nonprofit and government employers met with more than 1,000 students seeking jobs, internships and co-operative education opportunities at the UMass Lowell Fall Career Fair.
More than 500 people showed up at University Crossing on a rainy Tuesday night to hear bestselling author Piper Kerman speak.
Watch the highlights of University Crossing's grand opening, including student perspectives on UMass Lowell's evolving campus.
University Crossing, UMass Lowell's new glass-fronted $95 million student center on Pawtucket and Merrimack streets, is the answer to the "perception that there was three separate campuses," said Larry Siegel, associate vice chancellor in the division of student affairs.
Prof. Pradeep Kurup of the Civil and Environmental Engineering (CEE) Department, a highly regarded educator and world-class researcher, has been awarded the title of Distinguished University Professor.
A record 10,000 undergraduates began classes Sept. 3. Watch the fun of opening week 2014.
Under a new program under way this fall, high school students can earn micro-scholarships toward UMass Lowell for their progress and accomplishments, starting as early as ninth grade.
Judges at the 8th Annual UTeach Conference in Austin named math major John Romano the winner for his poster presentation "M2D2, UTeach, Lowell High School Experience."
Three UMass Lowell professors have been awarded this year's Commercial Ventures and Intellectual Property Technology Development Fund by the UMass President's Office.
Prof. Robert Gamache of the Department of Earth, Environmental and Atmospheric Sciences was named by Thomson Reuters as one of "The World's Most Influential Scientific Minds" for 2014.
A team of researchers at the university's Cyber Forensics Laboratory has shown that thieves can use wearable devices to get your info.
Local campuses including UMass Lowell are stepping up their support of veterans, setting up resource centers to assist with paperwork, fostering student veteran organizations, and boosting mental health counseling.
The new digital media minor is attracting students quickly, especially with the addition of a professional level TV production studio.
A new industry-driven consortium led by UMass Lowell is one of 19 partnerships awarded advanced manufacturing technology grants by the National Institute of Standards and Technology.
A new wind energy research center received funding from the National Science Foundation to help foster industry, academic and government collaborations.
Nonspec — a startup company established by engineering-students-turned-entrepreneurs — won $25,000 at the annual American Society of Mechanical Engineers Innovation Showcase.
This year marks the 45th anniversary of UMass Lowell's Civil and Environmental Engineering Department, which was founded in 1969 by Prof. Allan T. Gifford, who served as its first chairman.
UMass Lowell hosted this year's American Society of Civil Engineers steel bridge and concrete canoe regional competitions.
Asst. Prof. Kate Swanger from EEAS led an expedition to Antarctica to investigate how the continent's glaciers have responded to climate fluctuations in the past.
A team of researchers from UMass Lowell and the Medical College of Wisconsin has been awarded two grants by the U.S. National Institutes of Health totaling nearly $930,000 to develop ways to predict and mitigate injuries resulting from radiation exposure.
Students lead their peers on off-campus trips as part of the Outdoor Adventure Program.
A class of mechanical engineering students under Asst. Prof. Christopher Hansen has been working with the Lowell Transitional Living Center to improve the cots used in the Center's Winter Emergency Bed Program.
UMass Lowell and its "Is College Worth It?" campaign are highlighted in article about college value.
Kerri Johnston, associate dean of enrollment/undergraduate director of admissions at UMass Lowell, agreed that campus tours are a critical part of the search process. She said juniors can talk to current college students, see dorms, and tour the facilities.
Following a vote by the University of Massachusetts Board of Trustees, UMass Lowell will be home to a Commonwealth Honors College.
UMass Lowell alumnus Phillip Gibson of the Natick Soldier Research, Development and Engineering Center performed tests at the Natick lab last year to help Burlington, Vt.-based company Burton Snowboards pick a fabric for the team's official uniforms for the Winter Olympic Games.
A team of researchers from the Medical College of Wisconsin and UMass Lowell has been awarded two grants by the U.S. National Institutes of Health totaling nearly $930,000 to develop ways to predict and mitigate injuries resulting from radiation exposure.
Looking for love this Valentine's Day? Collaborative research between UMass Lowell, UMass Amherst and baihe.com, an online dating service in Beijing, China, reveals trends in user behavior that could help you find your next date, or perhaps even your soul mate.
The College of Health Sciences announced new bachelor's and master's public health degree programs.
The downtown Haverhill Woolworth building, vacant for more than 40 years, will get new life. It will become home to a satellite campus for UMass Lowell and businesses such as restaurants and stores overlooking the Merrimack River.


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Commonwealth Financing Authority To Begin Accepting Applications For Flood Prevention Through Marcellus Legacy Fund
HARRISBURG, Pa., March 21, 2013 /PRNewswire-USNewswire/ -- The Corbett Administration announced today that the Commonwealth Financing Authority (CFA) will begin accepting applications for a program established by the Act 13 Marcellus Legacy Fund to support flood mitigation throughout the state.
"Act 13 reaffirms Governor Corbett's commitment to responsible natural gas development here in Pennsylvania," Department of Community and Economic Development Secretary C. Alan Walker said.
"The CFA has now successfully implemented six of the seven programs created by the Act 13 Marcellus Legacy Fund to provide critical resources to local governments for flood mitigation and environmental conservation projects."
The CFA funding to assist with flood mitigation projects is part of the $14.5 million made available this year to fund seven Marcellus Shale Legacy Fund programs.
At its February meeting, the CFA approved guidelines for abandoned mine drainage, abatement and treatment, watershed restoration and protection, water quality data, greenways, trails and recreation, and orphan and abandoned well plugging programs in the state. Act 13, which Governor Corbett signed into law in 2012, authorized counties to impose an impact fee on unconventional natural gas wells. Last year, the fee generated more than $204 million that is benefiting every Pennsylvanian. The majority of the revenues are distributed to local governments where drilling is taking place, with the remainder of the money used for statewide programs or distributed to counties based on population. The flood mitigation guidelines approved today by the CFA will make funding available to: acquire land, rights-of-way, and easements necessary to construct eligible projects. Eligible projects include construction, improvement, expansion, repair or rehabilitation of flood control projects; engineering costs; inspection costs; and permitting fees. The $14.5 million in CFA funding is in addition to $10.9 million in impact fee funding for conservation and recreation programs that has already been distributed to counties, as well as $7.2 million to the state's Growing Greener fund. Applicants can begin applying immediately under the new guidelines for the Act 13 Programs through DCED's electronic single application system. Applications are currently being accepted through July 31, 2013 for consideration at the Nov. 13, 2013 CFA meeting. The programs are administered jointly by the Department of Community and Economic Development, the Department of Conservation and Natural Resources (DCNR), and the Department of Environmental Protection, under the direction of the CFA and DCNR.Check Out Our Best Services for Investors
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The Tea Party has another candidate in this year's Senate elections as Rep. Todd Akin won the Republican Senate Primary contest in Missouri Tuesday.
Akin played up his Tea Party credentials and gained the support of former Arkansas Gov. Mike Huckabee.
He beat two other candidates, including Sarah Palin's pick, State Treasurer Sarah Steelman.
He will now face Democrat incumbent Sen. Claire McCaskill in November.
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Reviews for Dantes Pizzeria
by Monica
27 days agoI walked past this cute joint in my fav, Ponsonby Central and noticed the alluring 'Metro Magazine best pizza winner' sign for the past few years for their margherita pizza and knew I had to taste. The pizzas, each $24 are a good size and very filling, though I can't quite agree with Metro's rating. The margherita was appetising but nothing outstanding. The dough was the best bit - soft, smooth and substantial, however I found the pizza over-oiled. I did enjoy the con prosciutto pizza. The place is small, but made up for with the quick arrival of pizza and (over)friendly service.
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by A Food Awakening
2 months agoDantes is the one and only pizza joint in Ponsonby Central. Originally based in Huapai in West Auckland, it's had a modern upgrade with the possibility of sitting in, not just a takeaway option.
Tbh I am not a huge fan of pizza because I think it's uninteresting to eat a lot of the same one thing, but Dantes knows pizza. Serving true Italian toppings and cooked in a wood fire oven. The menu is limited with only 5 pizzas but I think this is smart. They whip them up quickly and you aren't left waiting a long time for something so delish.
The dough is nice and thin but has a great crispy crust. If you're not a huge pizza fan like myself you will like dantes and should make the exception. The only change I would like to see is a more extended wine and beer list, just because it's situated in Ponsonby Central where the atmosphere is boisterous and happening and a cider would go down nicely.
Food: 9/10
Service: 7/10
Value for Money: Good
by AngeLi
2 months agoDefinitely the best pizza in New Zealand! Their Isle of Capri is my favorite. :) glad they moved to ponsonby. But we were willing to drive to kumue before just to have dante's pizza coz eezzoo good! :)
by Wolfie W
3 months agoWhy does this place keep getting the accolades it does? Best pizza in Auckland? Nope. We have tried it three times, once takeaway and twice eat in, the second time to establish if we had just been unlucky with the first dine-in experience. On all occasions the pizza was really soggy, only the edge of the crust was crisp - the rest hung down like a sad wet sock when held in the fingers... and given that all one has to eat it with are one's fingers (no cutlery offered) it made for a pretty messy experience. I get that the toppings are true Italia style, and marks for that - the buffalo mozarella is yum, and I definitely agree that less is more when it comes to pizza combo's but the undercooked bases are not pleasant and make for a case of indigestion every time. Nice enough people and service but the pizza is pretty darned expensive at just under $30 each. Best pizza in town is still to be found in my kitchen, methinks.
by Greg Holder
4 months agoGreat little place and will definitely return as it's head and shoulders above any other pizza joint I've tried in NZ. The guys at Dante's have obviously paid serious attention to pizza making in Naples and it shows here. It was refreshing to find somewhere to get a genuine, proper pizza; if, like most Kiwis ;-) you like your pizza piled high with every kind of topping known to man (Meat Lovers????) then this is not the place for you. If you like a pizza done properly in the original Naples style, this is the place.
Afraid there's a bit of a negative though, which is about the cheese. The Margherita says on the menu that it's made with fresh buffalo mozzarella. Anyone who's had this in Naples will know that this kind of mozz is very white, creamy and not especially stretchy. The mozzeralla on my Margherita was waxy yellow, firm and stretchy. It tasted fine, but I'm afraid it was the standard mozz that goes onto the other pizzas. Look at the main picture on the website; the white cheese on the pizza there is buffalo mozz; the cheese on my pizza was nothing like this I'm afraid.
Will eat there again, but next time I will ask for my Margherita to be made with the same cheese used on the pizza from the website!
by Mariamjafer
4 months agoDantes pizza is good old fashioned authentic pizza made with love. You won't find meat lovers or stuffed crust on this list! All ingredients are fresh and the dough is soft and crispy on the crust with a slightly charred flavour. My personal favourite would have to be the con prosciutto (in the photo) since I am a huge prosciutto fan. Service is quick and before you've eaten, the prices may seem a bit high, but afterwards you can see how much love is put in it, Not to mention the beautiful flavour and great service.
by Greg Quinn
4 months agoAfter hearing this place had New Zealand's "Best Pizza" award I had to go and try it out.
I ordered a Margherita. The dough was of really good quality, but I found anywhere near the middle the pizza too soggy and doughey for my liking. The cheese was wonderful, but not enough of it, the tomato sauce was ok.
I had a piece of my friend's pizza with the meat on, and had a similar experience.
While the pizza is fairly good, and may be considered authentic Italian Style Pizza, it certainly for me, isn't anywhere near the best in NZ.
by GeorgieB
5 months agoDantes is seriously the cutest pizza bar around! This place was recommended to me by my parents who had been and absolutely loved it. I visited Dantes about two weeks ago on a Sunday night. A friend and I were going to an event in Ponsonby, so we thought Dantes would be the perfect place for dinner beforehand. Plus, who doesn't love wood fired pizza?!?
Upon walking in, we were warmly greeted by the waiter and the owner. Possibly the best welcoming I have ever received. Before we took our seats, we got shown how they cook their pizzas and were able to take lots of photos of ourselves in front of the pizza oven. What an amazing oven! No wonder the pizza crust is delicious!
We ordered Chianti wine and a San Pellegrino drink. Both were delicious and perfect drinks to accompany pizza! We were torn between what pizza to order, because my parents recommended the Regina Margherita pizza ($24) with tomato, fresh buffalo mozzarella and basil. However, we wanted some meat on our pizza too. When we asked the waiter for advice, he told us that he would add chorizo to our pizza, free of charge. He also gave us some chorizo samples to taste. Delicious! We were really looking forward to it!!!
So, out came the pizza. It did not take long and smelt heavenly. However, no chorizo! I asked the waiter if he was adding chorizo. He replied that he forgot, which is probably due to the fact that we were up and down taking photos of the restaurant and he was taking photos of us in front of the pizza oven. He then said he would make us a Chorizo Reale pizza (tomato, mozzarella and chorizo) for us, free of charge because he got our order mixed up! Another pizza that would have cost us $24 was now going to be free. Two for the price of one! We were happy!
As for the pizzas, well, the fresh buffalo mozzarella was amazing. It was stringy and tasted delicious. I would happily order both pizzas again. While there are few ingredients on the pizzas, they are all quality, fresh and taste wonderful. They are truly cooked Neapolitan style. But, the best party about the pizza was the thin crust. Being cooked in a wood fired oven gave it a nice crisp base on the outside, but it was still chewy in the middle. Yum!
I think Dantes Pizzeria is one of the best eating places in Ponsonby Central. I recommend coming here for a quick bite to eat or on the weekend for a casual family dinner. I cannot wait to go back!
by Eat Pray Love
6 months agoMy sister dragged me to Dantes Pizza when she had heard it was the "best pizza in Auckland" and since I am a die hard pizza fan, I just had to go and check it out.
Dantes menu was not very extensive so it was not a difficult to choose which pizza to go with when ordering. We ordered the Magherita and the Chorizo Reale. The base was thin and crispy and the toppings had good, real flavours, which is all a plus! BUT there was a lack of cheeeeese which is the best part about a pizza for me! I have never been to Italy so maybe real authentic Italian pizza does not have intense cheese but pizza without much cheese , pizza is so disappointing for me (personal preference!). The margherita had really good quality and flavoursome white mozarella on it which was delicious! I just wish there was more of it. I found the base sauce to be quite bitter as well, but I did not mind it as much as the lack of cheese (lol wow i love cheese). But then again as I mentioned, this is probably how authentic Italian pizza tastes like since im no expert :)
Dantes does definitely have the correct flavour combinations, and pizza bases baked to perfection but I wouldnt say I'd go back! I know a lot of people who like pizza with less cheese and more emphasis on the toppings and sauces so I would definitely recommend this place for people who prefer that! But for people who love cheesy pizza, maybe not!
The service was great as the person cooking the pizza and the girl at the checkout both gave recommendations and were very friendly overall. Also it is a super cute and intimate place to eat and in my opinion its an awesome place for date night (mood lighting and all ;) )
by Helle
6 months agoLove the pizza here, so authentic. Don't go here if you think you are getting a franchise style pizza with overloaded toppings. This is basic italian style pizza with few but excellent toppings. Basic seating as its inside Ponsonby Central so great casual dining.
by Emma Wilson
9 months agoIf you like your pizza to have a thin base with minimal, simple toppings then you will enjoy it.
The large pieces are awkward to share without additional plates but it is a nice casual dining experience.
by Liza Shieff
9 months agoHad pizza twice there. It is better then fast food places but not the best. The first time I was there pizza sauce was bitter.
by Zany
10 months agoBefore we ordered the pizza maker told us about how they obtained a special pizza certificate and that their bread takes 4 days to make. So I thought this should be great and it will save me from going all the way to Italy to taste what a genuine pizza tastes like. Ordered the Con Prosciutto which had cured ham, rocket leaf and Parmesan cheese. The bread had a crispy bite with a soft inner and was very airy. The flavours of the toppings all tied in nicely. But I still found it very bland and basic. After years of eating franchise style pizzas which have lashings of toppings and flavour, eating this just didn't cut the mustard. If this is genuine Italian pizza that the Italians are so proud of their simplicity in their cooking of natural flavours. Then they can keep it to themselves as I for one will be buying pizza that has lots more toppings and toppings that go near the edge. Instead of this pizza which had toppings scattered with a stingy hand leaving large patches of plain bread exposed.
by David Boshier
10 months agoThere was a group of us, so we ordered the complete selection of pizza on the menu. They were all ok, but nothing really stood out as an amazing must have.
I found the bases a bit undercooked for my liking and not having side plates in a big group is a hassel when you want to share.
Service was ok.
Would not rush back as there are better options in the area.
by Danny Garg
Jan 05, 2014You might have heard someone say "Dante's serves the best pizzas in New Zealand". Well, I can't say anything about the original Dante's in Kumeu, but Dante's Ponsonby is nothing spectacular.
Dante's serves authentic Neapolitan pizzas (a rarity in Auckland). All the ingredients are freshly imported from Italy. All this makes for some pretty good traditional pizza - but it's definitely not the best. The menu is limited to simple classics - think thin crust Margheritas and Prosciuttos. One pizza at $20 is just about enough per person.
The toppings are scant, and yes, the crust is too much around the edges. The Italian ingredients are delicious, but you'll be tasting more dough than anything else. Best Neapolitan pizza? Maybe. Best pizza? Nope.
by Two Honest Truths
Dec 20, 2013I'd been eyeing out this pizza stall ever since we sat across it when dining at The Dairy a few weeks ago. The pizzas were large and came at a special lunch price of $18. We were told that these were the best pizzas in town and if I hadn't eaten here before, I hadn't tasted real pizza. Bold statement right there. Service was great but as far as it goes to fulfilling that claim, I'm not too sold. The flavour was definitely good with the ingredients but by the time you ate your way to the edge you were left with quite a big chunk of base that was too thick and bland to have on its own. I didn't like the crust at all. Pizza is very personalised though, some prefer the deep dish, others the thin crust. You may just have to try it to see if it really is the 'best pizza' for you.
Read more on http://twohonesttruths.com/2013/09/20/a-week-long-food-journey/
by Pieter Smit
Dec 04, 2013Best Pizza in NZ, Always stop here for a feed when coming to Auckland from Hamilton. In actual fact it is the only Pizza I will ever eat. Well done Kevin. Been follower of Dante`s since his Kumeu days. The real deal. Would be willing to eat this on the sidewalk who cares about tables for this quality.
by Mikkha
Nov 24, 2013We will never be back, pizza is good, but choice is very limited and the place is average.
Even the whole pizza is not sufficient for a single person, there are plenty of places in Auckland where you can find "woodfired pizza".
There are only 2 tables where you can have a seat, imagine this in such a busy place as Ponsonby.
by Pizza Snob
Sep 10, 2013I'll start by saying I'm a pizza snob not easily pleased.
Carl E's review is spot on.
I'll go even further and so far as to give Dante's 5 stars. Kevin is really doing an outstanding job creating authentic Neapolitan pizza that is rare to find in New Zealand.
We ordered a Margherita, and Prosciutto and Rocket. I can only comment on the taste of the Margherita, which was well balanced, excellently cooked and hard to fault. If you're after genuine neapolitan pizza look no further, this is the real deal.
Great friendly and prompt service as others have mentioned.
Kevin (the proprietor & pizzaiolo) mentioned in conversation that the oven was perhaps not at its optimal temperature that night, which gives me all the more reason to believe that Kevin is completely tuned into the fine details that go into making a perfect pizza, and that when I return my next pizza might be even better than the one I had... which is frankly hard to imagine.
Dante's will be a regular stop for me when in AKL.
by Kim Wight
Aug 25, 2013First time here and we will definitely be back. Fantastic friendly service and the pizza is unreal. We had the prosciutto pizza and were fighting over the last piece. Hands down best pizza in Auckland!
by Carl Eastwood
Jun 15, 2013Dante's is one of the new Establishments in the buzzing Ponsonby Central. It's got room for about 6 people at high benches inside and another two large tables outside. The decor makes you think you're in Italy and there's no doubt about the quality of the ingredients that must go in to these pizzas.
This is the first time we visited Dante's and ordered the prosciutto and rocket pizza and the chorizo pizza. Both pizza's were topped with the highest quality ingredients and they tasted amazing. The chorizo was probably the most spicey I've ever had but we're both fans of chili so it was good for us. The only criticism that we had was that the base was thicker than we experienced at Italian pizzerias. However, the base was very tasty nonetheless.
We were really touched by the fact that Kevin visits each customer and asks them how their pizza is. It gives you an understanding of how it used to be in the age where many chefs did that.
by Joel L.
Feb 14, 2013Dante's Pizza is an amazing Pizza place! Really love their pizzas - though they used to be out in Kumeu and the Pizza was a bit better there, which is a shame - because every bite was wow! Will definitely go back and hopefully once they settle it in returns to its absolutely, truly amazing performance. (only 4 stars until they do).
Restaurants Nearby
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providing independent, data-driven, and research-based information about retirement planning...
Friday, November 23, 2012
Important New Research Results from IFID Centre Conference
I was the first speaker. I spoke on my most recent research article, "An Efficient Frontier for Retirement Income." As this is a research area pioneered by Moshe Milevsky in the first place, I was nervous about doing this. But I think things went well. I've discussed this paper here before. At the conference I also showed results from further case studies which I had been meaning to write about at my blog but haven't gotten around to yet. These include looking at different measures of success for meeting lifestyle spending goals, assuming a smaller equity risk premium of 3% (which Robert Kirchner had encouraged me to do), and also trying a more optimistic scenario for stock and bond returns to make sure that my previous findings are not only a result of my pessimistic assumptions about market returns. In all the cases, the general shape of my efficient frontier holds up, which is that retirees may be best served by combinations of stocks and fixed SPIAs. A part of the frontier I hadn't discussed also does include that particularly risk averse retirees may benefit instead from combinations of real SPIAs and fixed SPIAs. These results do appear relatively robust. The big takeaway for me from the participant comments is that I should try including life insurance as another potential "asset class" for the analysis.
The second speaker was Anthony Webb from the Center for Retirement Research at Boston College, who spoke on his research article, "Should Households Base Asset Decumulation Strategies on Required Minimum Distribution Tables?" I recently discussed research from Morningstar about optimal withdrawal strategies, and their optimal strategy is rather complex. Webb and co-author Wei Sun limit their analysis to "rule of thumb" style strategies which can be more easily followed by households, such as the 4% rule, and other related strategies. They find relatively robust results that a good "rule of thumb" strategy is to spend any interest and dividends received plus a percentage of principal equal to the amount calculated by the IRS for the required minimum distributions from tax-deferred accounts. I discuss those RMD distributions and provide a table of them here. My only concern about this strategy is that it provides a variable and unpredictable income which is highly dependent on market returns, but Anthony Webb's intuitive response is that: if you don't want to accept variable income, you shouldn't be investing in the stock market in the first place. That's a safety-first idea.
The third speaker was Marie-Eve Lachance from San Diego State University. She focused on how to optimize between traditional IRA (backloaded taxes) and Roth IRA (frontloaded taxes) accounts in light of unknown future tax policies and the complications arising with other parts of the tax code, in particular the fact that traditional IRA distributions count as income for whether Social Security is taxed, while Roth IRA deductions (currently) do not. Conventional wisdom is that people should contribute to tax deferred savings accounts first with the idea that taxes will be lower post retirement. But this result does not always hold up, and college educated readers (implying a higher salary level) may benefit more from frontloaded tax approaches. Here is a link to her rather theoretical article on this subject.
Finally, Thomas Salisbury of York University spoke on work-in-progress research by him, Moshe Milevsky, and Huaxiong Huang. This is the presentation which I found myself most fascinated by and took copious notes. Though it is still a work in progress, I received permission to write about it. The maestro himself, Moshe Milevsky, will also write a column about it early next year for Research Magazine, and the authors, of course, will be sending their research paper to an academic journal as well. So definitely watch for that (I will surely provide a link when it comes out), but you are hearing about it here first :)
What is the issue? Well, it is a rather specialized topic and may not be relevant for many readers. But for those of you for whom it matters, this is a big deal. And I know some of you care, because I've received emails with questions about this issue and I didn't know a good answer. If you would like a general introduction to what I am talking about here, I provided an overview of GLWBs in a recent column at Advisor Perspectives.
The question is: suppose you own a deferred variable annuity with a GLWB rider and you have not begun taking guaranteed withdrawals yet. You are still in the deferral phase, but you are specifically wondering when you should stop deferring and start taking guaranteed income. These co-authors worked through the mathematics about this and found that the general answer is simple: start taking guaranteed income ASAP. There are some exceptions, but most of the exceptions are not very realistic for being actual possible scenarios for people. The one exception which may matter is that if you are within a couple of years from reaching an age where the guaranteed withdrawal rate will jump up (such as from 4% to 4.5%) then it could be worthwhile to wait for that. Their research paper will provide the exact parameters about when this wait is worthwhile. But otherwise, generally speaking, if you are thinking about whether you should start taking guaranteed income, the answer is going to be that you should start taking guaranteed income now.
They investigate this question from the perspective of what is the worst thing a GLWB owner can do from the perspective of the insurance company. In turns out that especially in the past, many GLWB products seem to have been designed to be lapse-supported. This means that the GLWBs actually offered pretty valuable guarantees, but the saving grace for the issuer is that most of the owners would let the product lapse or would roll over to a different annuity before the insurance provider ever found themselves on the hook for supporting guarantees. This all changed with the financial crisis in 2008, after which a number of companies have dropped their GLWB lines as owners found out that they now owned valuable guarantees that were in the money (the guaranteed benefit base exceeds the contract value of remaining assets) and were not lapsing at the rate the insurance companies expected. Compounding the trouble for the insurance companies was that with interest rates falling so low, it was becoming increasingly difficult for them to hedge the risks related to the guarantees they had made.
And so suppose you own a GLWB in the deferral phase and are thinking about starting income. The intuition for why you should start income now is rather elegant. GLWBs are complicated, but they can be thought of simply as a combination of an investment account and a deferred annuity. As long as the assets in the VA account are bigger than zero, then withdrawals do not cost the insurance company anything. You are taking back your own funds. The GLWB becomes costly to the insurer (which is good for you) in the case that the contract value of your assets reaches zero. Then you still receive an income for life and this is the expense which the insurance company needs to be hedging against with the income they receive from the guarantee rider they charge you. So from the insurance company's perspective, they want you to delay. And they provide a lot of incentives to do this, such as the opportunity for growing your benefit base if your investments do well, the opportunity to get a higher payout rate if you wait to start at a higher age, or even some companies provide guaranteed growth for your benefit base if you delay.
But the opportunity to grow your benefit base by delaying guaranteed income just isn't worth it (except for that issue where you are just a couple of years away from getting an age-based increase in your payout rate). Think of it this way. Suppose you delay taking $100 for one year and this lets your benefit base grow by enough so that your subsequent guaranteed income will be $105. Assuming that the interest rate for discounting future income is zero, how long do you have to wait for this deferral to pay off? Well, it doesn't pay off until the contract value of assets hits zero. Suppose that takes 25 years to happen. Then the deferred annuity begins which is $5 more per year than otherwise. Then, it takes another 20 years to get that $100 of income back that you had delayed. You are now looking at a 45 year period to breakeven on your delay. With a positive interest rate, the breakeven point would be even longer. It just isn't worth it.
I think this result is so powerful because it is not intuitive beforehand, but makes a lot of sense once you hear it. Do note that this issue is different from whether or not you should buy a GLWB in the first place. The matter is what to do if you happen to already own one. And the answer is: start income withdrawals!
Attending the conference was a great experience. It is held annually on US Thanksgiving Day.
10 comments:
- AnonymousNovember 23, 2012 at 6:19 PM
Any thoughts on the RMD approach using a rolling 3 or 5 year average year end balance to smooth fluctuating spending pattern?
Yes, that approach could make sense to smooth spending fluctuations.
This is an example of a type of additional complication which Sun and Webb did not consider, since it wouldn't be very easier for a typical household to calculate on their own.
Another approach would be to modify the RMD tables to assume some percentage growth of assets. The RMD tables assume that assets don't grow, which makes them overly conservative as a withdrawal strategy for most people at the start of retirement.
as always, really helpful information. Thanks Wade. Looking forward to your new efficient frontier case studies. Updegrave suggests having 25-30% of bonds in TIPS in case inflation spikes (noting that regular bonds do better if inflation is mild). I wonder if the same strategy may be a helpful hedge with SPIAs : having 25-30% in real SPIAs, 70-75% fixed : just in case some time in the next 30 years there is higher than expected inflation (or dread: hyperinflation).
ReplyDelete- AnonymousNovember 25, 2012 at 4:07 PM
The work on GLWB seems to imply that there are no relevant changes at the time one begins receiving income. I can think of at least three possible problems with these assumptions, although I don't know how often any of them would apply: (1) Some contracts have guarantees on rate of return in the accumulation stage that might play into this decision. (2) Do any contracts have different rules for investment choices between the accumulation stage and the payout stage? (3) Are there differences between "step up" rules in the payout stage and changes in balance in the accumulation stage? Note that those holding for another year might find themselves with lower balances a year later! There may also be other considerations. Can you think of any? I guess I'm just concerned that such simple advice may not be appropriate for all the varieties of such a complex product.
Thanks for the comment. About your suggestions
(1) They have accounted for this and find that realistic levels of guaranteed returns for accumulation are not sufficient to stop the decision to delay
(2) That's interesting. I'm not an expert on the various versions, but I haven't come across any products that had different investment rules for accumulation and distribution. I don't think they accounted for such differences. Do you mean that distribution is more conservative?
(3) I don't think that will matter. For their math, they assume that step ups occur instantaneously when the guaranteed base rises, but I don't think it will make much difference for quarterly, annually, etc. There are not going to be many step ups once distribution begins anyway.
About your point that the account balance declines. That is true. But you don't have to spend the distributions. You could "save" them again by moving them to another investment account. The point is, once you have a GLWB, the only way you benefit is by withdrawing to the max to get the account balance down to zero as quickly as possible.
One issue that they didn't account for is taxes. But other than that, I don't know of any other considerations.
- Daniel GNovember 26, 2012 at 9:24 PM
It makes me giddy with joy that, once again, you took the time to document original retirement research findings for public/mass consumption. As someone whose job includes thinking about retirement planning - and GLWBs in particular - there is no substitute for the prolific work you are doing here. It's not just your original research, but your willingness (eagerness?) to share others' ideas. There is a non-zero probability I would not have seen many of these articles otherwise. In my limited time I have to devote to reading the literature, this blog makes an amazing one-stop destination. A thousand times, thanks. - AnonymousNovember 30, 2012 at 1:49 PM
Wade - Thank you for this info! My question is, you state "The point is, once you have a GLWB, the only way you benefit is by withdrawing to the max to get the account balance down to zero as quickly as possible."
I have a GLWB and I was advised to take it to maintain my benefit base and if my account value ever gets so low that it will not support another withdrawl to then annuitize the benefit base. You make it sound like I should take distributions greater than what would be had to maintain the benefit base which in my case resets up by 6% on every contract anniversary date. So, I should request the maximum allowed? Thanks!RepliesHi, I am not sure I fully understand the wording of your question.
You do not want to withdraw more than what is allowed to maintain your guaranteed income. But the findings from Moshe Milevsky's new research is that yes, you should withdraw the maximum allowed. Even having the benefit base otherwise grow by 6% a year is not enough to make it worthwhile not to withdraw the maximum allowed income.
Note that this is new research. The idea that having a benefit base grow at 6% does sound nice. So the person could have honestly recommended that to you. But it turns out that it just isn't worth delaying income for that reason.
Still, before taking this advice, be sure to discuss it carefully with your advisor. These are research results that may not apply to everyone's situation.


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Medical Esthetics
Plan to Succeed With Strategic Marketing
By: Wendy Lewis
Posted: August 1, 2011, from the August 2011 issue of Skin Inc. magazine.
page 3 of 5
Your pricing strategy is mostly influenced by your requirement for profit and long-term objectives. If the offering has sufficient differentiation to justify a higher price and the goal is to generate revenue quickly, consider setting your prices on the high side. However, if the ultimate mission is rapid market penetration in order to exert control over the market, consider setting your prices low to attract clients early. If the goal is to roll out your product or service into the market in a big way, consider featuring more generous introductory discounts, time-sensitive promotions and media outreach to build excitement and incentivize clients. Most spas fall somewhere in the middle—they may not be the market leader, but do not wish to price their services and products so low that it impacts profitability. In this case, the most reasonable strategy is to price at a level comparable to that of competitors.
Decisions about pricing, promotion and distribution will be heavily influenced by key factors in the industry and marketplace. These factors should be analyzed to create an effective pricing strategy, and then regularly monitored for changes. It is important to remember that prices can always be reduced if clients are not buying; however, it is more difficult to raise prices once clients get used to deals and discounts.
Also, most consumers will not want to hear from you too often. If you are bombarding them with overly frequent promotional messages, you run the risk of generating resentment and causing them to opt out of your database or block your tweets and posts. Be sensitive to the fact that clients are already subjected to a daily barrage of "deals" from popular geo-targeted sites such as Groupon and Living Social. Also, environmental factors may positively or negatively impact the industry and your market growth potential. By evaluating these considerations, the choice may be made to put the product or service on hold for a later date, or tweak it so it more closely meets the needs of the target market.
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Some consumers may be willing to pay a higher price because your product or service provides a superior solution for their concerns. The amount of time it will take clients to make a purchase decision is influenced by their confidence in your offering, the frequency and quality of competitive deals available, the urgency of the need for what you are offering and the risks involved in making the purchase decision.


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An 85 year old resident today was 32 in 1960 so they probably remember some of the big events of that decade. Check out these 1960's Fun Facts to use in your NNHW activities. To get the full list, click here. (PDF, 20 MB).


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Tuesdays on the Terrace
Corey Wilkes Quartet
Event Information | ||
Date: | Tue, Jul 8 from 5:30 to 8pm (please note: all times are CST) |
Price: |
FREE! * Contact the venue listed below for ticketing information. |
Venue Info: |
Museum of Contemporary Art 220 E Chicago Ave Chicago, IL 60611 (click map for more details) (312) 280-2660 |
Event Description |
A dinner buffet prepared by Wolfgang Puck Catering is available each week for $25 per person, and features a changing menu of dishes created using fresh, locally grown produce from the MCA Farmers' Market (see menu). Tables are limited—call 312.397.4034 or email to reserve your spot.
For a more casual evening, bring a blanket or rent an MCA lawn chair ($5 each) to relax on the garden lawn. Hamburgers, house-made sausages, and a variety of freshly made salads may be purchased from our outdoor grill along with cold beverages, wine, and seasonal cocktails from the cash bar on the lower terrace. Outside food and beverages are not allowed in the sculpture garden.
In case of rain, the event takes place inside Puck's Café.
At 32 years of age, Corey Wilkes has established himself as one of the best creative improvising trumpeters in the modern era. Having the skill set and maturity to approach the mainstream repertoire of jazz standard as someone twice his age—while concurrently having the ability to approach contemporary hip-hop from the perspective of an MC—designates Wilkes as a global musical ambassador.
Tuesdays on the Terrace 2014 Schedule
Jun 03: Maggie Brown
Jun 10: Whirlpool
Jun 17: Goran Ivanovic Trio
Jun 24: Brent Kimbrough & Company
Jul 01: Fred Lonberg-Holm
Jul 08: Corey Wilkes Quartet
Jul 15: Jazz Links: Ryan Nyther Quartet
Jul 22: Tomeka Reid
Jul 29: Dee Alexander
Aug 05: Jason Stein Quartet
Aug 12: The Chicago Reed Quartet
Aug 19: Tatsu Aoki, Miyumi Project
Aug 26: Mike Reed's People, Places & Things
Sep 02: Robert Irving III Quintet
Sep 09: Xavier Breaker Coalition


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The Butler University Drug Information Service (BU DIS) is a valuable resource available to healthcare professionals. A main purpose of the Butler University Drug Information Service is to advance pharmaceutical care by providing timely, concise, thorough, patient-specific, and evidence-based responses to healthcare professionals' drug information requests. The Butler University Drug Information Service is equipped to handle a vast array of medical information questions pertaining to the safe and effective use of prescription and over-the-counter medications.
The Drug Information Service is located in the Pharmacy and Health Sciences Building on Butler's campus. It is staffed by clinical pharmacists who are drug information specialists and serves as a training ground for pharmacy students and residents. It provides excellent customer service, as supported by the results of our customer satisfaction survey.
The Butler University Drug Information Service is available free of charge to individual healthcare professionals directly affiliated with Butler University, including preceptors of pharmacy and physician assistant students. The Butler University Drug Information Service is also available to pharmacists in Indiana who are employed by companies participating in Butler's Professional Partners Program (e.g. pharmacists employed by CVS, Walgreens, or Kroger.) Additionally, the service is available to healthcare institutions, corporations, and individual providers who have specific written contracts with the Butler University Drug Information Service. This service is NOT open to the public.


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Today's Schaeffer's Midday Options Update features Sunoco (NYSE:SUN) and ConocoPhillips (NYSE:COP). The Midday Options Update contains a brief commentary on the day's most notable activity and a table listing the most-active calls and puts for the day. The Midday Options Update is published every day at www.SchaeffersResearch.com - the home of Bernie Schaeffer and Schaeffer's Investment Research.
Take advantage of the timely Schaeffer commentaries by signing up for their free e-newsletters -- Opening View, Market Recap and Monday Morning Outlook. Click here to have the Schaeffer's commentaries delivered to you free via email every day. http://www.schaeffersresearch.com/redirect.aspx?CODE=PRMOU12M&PAGE=1 .
Options Update: Sunoco Struggles at Three Score Dollars and Ten
In economic news, weekly initial jobless claims dropped by 7,000 to 298,000 last week, while economists were expecting claims to climb to 310,000. The four-week average of new claims tumbled by 4,250 to 312,750. Meanwhile, the number of Americans continuing to collect unemployment benefits drifted lower by 23,000 to 2.47 million.
The Commerce Department reported that U.S. durable goods orders jumped 3.1 percent in June due to a surge in demand for transportation goods. Excluding the 8.6-percent spike in transportation orders, orders for durable goods increased one percent. Analysts had predicted a two-percent increase in orders last month. May's orders were revised higher to show a 0.3-percent gain instead of the 0.2-percent loss previously reported.
Most-Active Options Update
At 2:17 p.m. Eastern Time, the Dow Jones Industrial Average (DJIA - 11,098.2) has slipped 0.04 percent. The S&P 500 Index (SPX - 1,264.3) has lost 0.32 percent, and the Nasdaq Composite (COMP - 2,054.5) has fallen 0.77 percent. At 2:17 p.m. Eastern Time, 3,092,563 calls have changed hands compared to 2,509,278 puts, equaling a single-day put/call volume ratio of 0.81. The CBOE's equity put/call volume ratio stands at 0.96, while the ISE's ratio comes in at 0.75.
Sunoco (NYSE:SUN) had a good day yesterday, adding more than four percent. The Dow Jones Newswires said that a "spike in crude-oil prices and strong quarterly results from ConocoPhillips (NYSE:COP) pulled the energy sector higher Wednesday, piling on top of the previous session's gains." The security has been in focus in the options pits this morning, with 11,458 of the SUN August 70 call (SUN HN) crossing the tape by the time we grabbed our figures. Open interest before trading began was 17,542 contracts.
Quick Sentiment Facts on SUN:
-- Percent of analysts tracked by Zacks who rate the stock with a "buy" or better: 80%
-- Number of analysts tracked by Zacks: 10
-- Short-interest ratio: 1.28
-- Short interest as a percent of float: 2.64%
-- Schaeffer's put/call open interest ratio (SOIR): 0.45
-- SOIR percent rank: 2%
-- Overall Schaeffer's Equity Scorecard rating: 3.0
Sentiment toward SUN gives me cause for concern. According to Zacks, eight of the 10 analysts who cover SUN rate it a buy or better, leaving room for downgrades but little room for upgrades.
Meanwhile, it's clear that expectations are high in the options pits. The Schaeffer's put/call open interest ratio (SOIR) for SUN is close to an annual low, suggesting that little money is waiting on the sidelines. The short-interest picture warns of optimism too. Just 2.64 percent of SUN's float is sold short, and it would take little more than one day to buy back these bearish bets at the current average daily trading volume. This configuration leaves little possibility of short-covering support to buoy the stock.
Turning to the technicals, SUN has put in some good work this week, climbing above its 10-day and 20-day moving averages. It has taken out overhead resistance at its 10-week trendline, too, but resistance at the 70 level has troubled it for 10 weeks.
In May, the stock fell below its 10-month moving average, but the 20-month moving average is ascending into the region, giving the bulls another potential chance to get their way. We're almost at the end of July, remember, so there's a good possibility that SUN will close the month above its 20-month trendline. It has not closed a month below this trendline since January 2003.
Optimistic sentiment combines with weak performance to earn SUN 3.0 out of 10 on our Schaeffer's Equity Scorecard, suggesting that the downside might still beckon. However, the technicals are interesting, and SUN is worth watching.
Click here to see a Weekly Chart of Sunoco since July 2005 with 10-month and 20-month moving averages and a Monthly Chart of Sunoco since December 2003 with 10-month and 20-month moving averages: http://www.schaeffersresearch.com/wire?ID=17014 .
The best way to take advantage of the timely Schaeffer commentaries is to sign up to receive their free e-newsletters -- Opening View, Market Recap and Monday Morning Outlook. Click here to have the Schaeffer's commentaries delivered to you free via email every day. http://www.schaeffersresearch.com/redirect.aspx?CODE=PRMOU12M&PAGE=1 .
About Schaeffer's Investment Research (www.SchaeffersResearch.com)
Schaeffer's Investment Research, founded by Bernie Schaeffer in 1981, is a financial information and trading resources company. It publishes Bernie Schaeffer's Option Advisor, the nation's leading options subscription newsletter. The firm's contrarian approach focuses on stocks with technical and fundamental trends that run counter to investor expectations. The firm's website, http://www.SchaeffersResearch.com , is recognized as one of the leading information sources for stock and options traders and was cited as the top options website by both Forbes and Barron's. Click here for more details about Schaeffer's trading methodology: http://www.SchaeffersResearch.com/method .


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FULL PACKAGE – 14 Graphical Elements Included!
POINTED is an energetic broadcast package that works for almost any subject. With 14 different elements included in the package, you'll have all the graphical elements you need to create a professional looking show. The show open animation contains 10 pre-built image/video placeholders, and 10 pre-built title/text placeholders. Oh, and it's easily editable!
A detailed video tutorial is included to help you through the customization process.
Broadcast Package Includes 14 Graphic Animations:
1. Show Open/Intro Animation
2. 2x Backgrounds
3. 2x Bumpers (In & Out)
4. 3x Lower Third Graphics
5. 2x Transitions
6. 2x Side Panel Graphics (Left & Right Side)
7. 1x Split Screen Graphic
8. 1x Credit Scroll Graphic
Project Highlights:
Music and stock footage are not included in the project.
Email us for information on purchasing the soundtrack used in the preview video.
Download the free font.


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Simon Pegg is known best for fleeing zombies, solving small-town crimes, and trying to escape the end of the world. But now he's found himself with a relatively simpler goal: to find happiness.
A new promo for Hector and the Search for Happiness shows Pegg as a young London psychiatrist who's married to Rosamund Pike (The World's End, Pride and Prejudice)—yet somehow deeply unfulfilled. So Hector decides to jet around the world, asking strangers in foreign countries to explain what makes them smile. The whole thing bears a resemblance to a certain 2010 film about another soul-searching world traveler. (Both movies are also based on books.) Is Simon Pegg the British male Julia Roberts? Will he also be doing gender-flipped takes on Pretty Woman and Erin Brockovich? Sadly, Hector and the Search for Happiness doesn't answer these important questions—at least not in this trailer.


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Before beginning any session, Metroglo Sunless Tanning's certified technicians whip up custom bronzing formulas to complement each client's individual skin tone. Once the darkening serum has been perfected, they move into a private room equipped with breezy ventilation and in about 30 minutes swathe patrons and beach-longing marble busts in their tailored color, which contains no alcohol or artificial fragrances and brims with vitamins and sugar-cane-derived ingredients. Metroglo's website hosts a list of tips to prepare clients for their session, including exfoliating dead skin and eschewing lotions, deodorant, and makeup. Following the appointment, technicians recommend waiting 8–12 hours before showering, therein assuring maximum darkening effects on torsos, extremities, and lackluster Scream masks.
Unlike the sun, who can't be bothered to give up his beauty sleep, Birmingham Tan keeps bronzing bodies till 9 p.m. on weekdays and offers convenient weekend hours to suit busy schedules. Staffed by a team of knowledgeable tanning experts, the salon maintains a fleet of Puretan and Suncapsule tanning equipment that baste pale skin with five varying levels of hue-shifting rays. Those hoping to avoid the synthetic beams can opt for a UV-free Mystic Tan session, which includes a brief instruction video that shows first timers how to operate the booth or use it as an emergency floatation device.
ZipTanz helps its patrons maintain a sun-kissed glow with tanning packages priced by the visit, week, month, or year. Tanning beds of various intensity levels keep bodies bronzed without the sun's assistance, and the open-air ZipTanz booths gently spray limbs with an all-natural bronzing spray in a minute flat. Afterwards, warm air gently blows the skin dry, helping to prevent streaking.
Since opening the doors of their first location in 1997, Club Soleil has bronzed more than 46,000 Detroiters. The staff constantly switches out the lamps in the salon's collection of seven levels of beds and stand-up booths to keep tan times quick and the sun on its toes. For a UV-free glow, automated misting booths distribute 5 ounces of Magic Tan solution through 36 individual jets that coat the body evenly from head to toe. Certified tanning associates educate clients on the risks and benefits of each system as well as products for moisturizing the skin and extending the life of the tan.
Chili Pepper's Tanning Inc. Megastores' trophy case is getting full—in addition to being named one of Detroit's best tanning salons three times in a row by CityVoter, it has acquired accolades from Local 4 and CBS Detroit, which commends its spray tanning. Its growing awards reflect Chili Pepper's growth; since opening in 2002, Chili Pepper's has expanded to 15 locations, spreading across Detroit like the buffalo pox.
In every location, five levels of tanning beds turn skin a sun-kissed gold or deep bronze. Mystic Tan sessions let customers avoid things associated with booth and outdoor tanning—UV rays and pool lifeguards who push you in the water to practice saving you. No matter which option they choose, patrons can turn to knowledgeable Smart Tan–certified staff members who help clients decide what is best for their tanning goals.
Madison Heights Tan Company readies physiques for vacations, beach trips, or long winters by supplying six levels of UV tanning and UV-free spray-tanning. Seven private spa rooms house bed and stand-up tanning units, where clients can soak up a base tan at Level 1 or match wits with the sun itself at Level 6. The premium Mystic-HD airbrush application system spritzes the body with a safe, sun-free glow. Guests can enjoy complimentary bottled water throughout their tanning experience, or peruse the shop?s array of tanning products, all priced below retail value.


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South Texas Oral History Workshop
Texas A&M University-Kingsville - 02/15/13 - 02/16/13
Julie Navejar
email@example.com or
Click to view flyer pdf |
February 15-16, 2013
Hosted by Texas A&M University-Kingsville, Kingsville, TX Free and Open to the Public
The South Texas Oral History Workshop will provide a forum for the presentation and discussion of research design, methodology, and interpretation in oral history research. Open to academics, non-profit/community members, and students, the Workshop is also intended as an opportunity to discuss common interests and ongoing projects in South Texas and to build collaborations among organizations in the region. The workshop is organized as a two-day symposium, with an evening lecture on Friday and a workshop on Saturday.
DR. STEPHEN SLOAN, Director of the Institute for Oral History, Baylor University
Please see linked flier for the most uptodate times and information.
Call for Presenters:
1.Workshop: Dr. Sloan will lead presentation and panel discussions on five central topics in oral history research. Each topic discussion will feature an introduction and overview by Dr. Sloan. Participants who would like to bring in their own work in these five topics for discussion or presentation are invited to submit proposals. All attendees are invited to participate, learn, and share their experiences with oral history studies.
2.Oral History Presentation: We welcome proposals from local historians, academics, community organizations, students, and all interested others, on case studies of oral history projects, especially on topics of regional interest, including best practices, such as use of technology in gathering or distributing oral histories.
Workshop Topics will include, and are not limited to:
Organizing Oral History Projects
How to Fund Community Oral History Projects How to Interview Use of Technology Archiving Practices
Case Studies of Regional Oral History Projects We are particularly keen to receive proposals with a South Texas regional focus.
A 300-word abstract describing a project, area of expertise, or topic of interest must be received by Friday, February 8th for inclusion as a presenter/moderator. The preferred method of submission is an email attachment (MS Word or PDF) to email@example.com OR firstname.lastname@example.com or you may mail your information to the address below.
Texas A&M University-Kingsville
Dr. Christine Reiser Robbins
Department of Psychology and Sociology,
MSC177 Kingsville, TX 78363
This page was last updated on: February 15, 2013


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I've been using this product off and on for years. I'll get tired of it and want to try something natural, but then i always end up coming back to it. For my easily irritated skin that's very oily in places, this is the best SPF moisturizer I've ever tried... and I've tried a ton. For me, the best way to use this is right after cleansing. I put a pea size amount on the back of my hand and mix in a few drops of water to liquify it. I then apply a thin coating to my face and follow with my bare minerals foundation (SPF 15). Some say I'm diluting the sun protection, but all I'm really looking for is a bit of day time moisture. My bare minerals provides the good protection. Important things to note is that this sunscreen is in a 'floating matrix' meaning it's molecules have been designed to be too large to penetrate the pores/ skin and thus won't cause problems. Instead it sits on the top of the skin while still providing great sun protection. I like it too because you can use it at night if in a pinch!
2 out of 2 people found this review helpful. Did you? Yes No
This moisturizer is light and fluffy in feeling and seems to sink in well. It doesn't leave a sticky feeling or a residue of any kind which is nice. It didn't break me out or sting my eyes, which was great. I will continue to repurchase this until I find something better.
If not for the jar packaging, this would have gotten a "5" from me. I have super sensitive skin with rosacea that took years for me to get under control. This is one of the best products I have found that doesn't aggravate my rosacea, doesn't break me out, while also giving me reliable, broad spectrum sun protection (SPF25 - with avobenzone). It is fragrance free. The texture is silky and it makes my skin soft and happy.
This is my late spring, summer, fall daytime moisturizer. It is not enough to hydrate my skin once the furnaces kick in but that is okay as I have another brand I use during those months.
The only drawback (which downgraded my rating from a "5" to a "4") is the packaging - it's in a jar. Which means that the antioxidant potency greatly decreases every time you open it. Clinique should put this in a tube like the Super Rescue Night Moisturizer so that our skin would benefit more from the many wonderful antioxidants the product contains. But, with picky skin, I am happy to find a product that doesn't make it angry.
I rated the product a "4" on cost. It is $45 for 1.7 oz., but you don't use all that much. One jar will last three months, which is probably fine since the antioxidant potency is likely gone by then.
Great cream. Good SPF, feels nice and creamy for comfort feel but it isn't heavy or oily so doesn't leave my skin with an oil slick (and trust me I have oily skin) and my the number of blemishes I've had has gone down since using.
I'm so disappointed with this day creame. I've got oily skin, and I thought this would mattify my skin, but it's just the opposite!!
I'll never buy this again!!
There are a lot of great things about this product, but not enough for me to keep buying at the moment.
It's SPF isn't stable, and it is very expensive for what it is. Plus I am not a fan of the jar packaging.
But there are a lot of positives. It does give a nice finish, and is a good primer before makeup. I almost considered buying a new jar, but didn't.
My tinted moisturizer now has an spf, and buying this just seemed like an added expense.
I love Clinique products...and this one is hands down my favorite! I use the dry combo one for my extra-dry skin and its great!! It softens my skin and the SPF is a great bonus!! The only downside is that it comes in a jar...but the product itself is well worth it!!
My skin has never looked so good. I am using a sallicylic acid cleanser, a washcloth to exfoliate and clearasil, followed by this moisturizer. It is so velvety! My skin stays very clear, soft and hydrated with this lotion except in the depths of winter when I need a little more night time moisture. A little goes a long way too- I only need to buy this every three months or so.
The jar package is a little messy, but I think this would be too thick for any other packaging.
I struggle with skin that is acne prone, oily yet dry at the same time and ive used the 3 step skin care for oily skin from clinique on and off for years. The skin care never really showed any improvement sometimes made my skin worse in fact? BUT i just stumbled onto this amazing moisturizer and it made all the difference in the world!!!
I continue to use all three steps for oily skin, but then apply the SUPERDEFENSE SPF25 and now my skin looks and feels amazing and my makeup goes on beautifully! No more blotchyness YAY :)
Hope this helps someone cuz it sure did help me!
2 out of 2 people found this review helpful. Did you? Yes No
My skin is generally clear and acts up only once every few months. I wanted to try this as it was for combination skin and gave adequate spf protection and other antioxidants. I was pretty disappointed in this product after a few usages. The texture was light, I didn't feel an overwhelming amount of moisture, it felt slightly greasy, and worst of all when putting on foundation it would just crumble up! That was very frustrating. Seeing as how I paid $26.00 for this I was expecting a lot more!


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About | Projects | Docs | Forums | Lists | Bugs | Get Gentoo! | Support | Planet | Wiki
Hi all Some (quite a few I can believe) communities want to sell Gentoo T-Shirts for commercial purposes. The current guidelines we've drafted don't allow the use of the "g" logo for commercial purposes unless it's not the primary logo on the same side (i.e. there must be a larger logo on the t-shirt). I've received the question regarding the use of a (smaller) g-logo _inside_ a larger logo. Communities (say "The Foo Gentoo Community") don't mind creating their own logo but they always (or most of the time) want to use the "G" logo inside. What's our point in these cases? Do we allow the unmodified use of the G logo within other logos for commercial purposes? Do we require certain rules regarding "the other" logo (so that it's not just a circle around the "g" logo) or do we rather not allow it at all? Wkr, Sven Vermeulen -- Documentation & PR project leader The Gentoo Project <<< http://www.gentoo.org >>>
Updated Jun 17, 2009
Summary: Archive of the gentoo-trustees mailing list.
Donate to support our development efforts.
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text: When comic strips from America were outlawed in Italy by Mussolini in 1938, Federico Fellini struck a blow for fantasy by writing his own version of Flash Gordon. Now the movie maestro is back in comic books: His Trip to Tulum is a surreal graphic novel based on The Journey of G. Mastorna, a movie the dream-driven director abandoned mid-production in 1966 after he had a nightmare about the set's destruction. Twenty years later Fellini turned the story, inspired by the hallucinatory voyages of author Carlos Castaneda, into a newspaper serial for Milan's Corriere Della Sera, and illustrator Milo Manara suggested pulling together the pieces into a graphic novel. ''He needed a little coaxing,'' says Manara. ''But as he saw the characters come to life, he got more excited, his instructions got more specific, and by the end he wanted to do everything himself.'' The 71-year-old director of 8 1/2, whose The Voice of the Moon is currently in production, wound up overseeing even the comic equivalents of camera angles, and Fellini-philes will have no trouble recognizing his touch: The director ''plays'' himself and the hero is the spitting image of Marcello Mastroianni.


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Department of Physics and Engineering West Virginia Wesleyan College Bobby Powell's Internship at Westinghouse |
Bobby Powell spend the summer of 2010 working at an internship at the Westinghouse Nuclear Power Design Facility in Cranberry, Pa. Bobby reports,"I worked in the Nuclear Power Plants division alongside two engineers. I updated the egress report for the AP1000 power plant. 'I also compared specs of three similar designs, and researched new technology for future plant designs. |
"Each update of an AP 1000 building needs an up-dated egress plan. I had to follow the NFPA 101 Life Safety Code, which considers core power, alternate power sources, and safety designs. "My report will be used by a Westinghouse attaché in Japan. "I also worked on the Once-Through Steam Generator project, which could replace the less efficient multi-pass steam generators currently used in the AP1000." |


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"Barren Lives" - Nelson Pereira dos Santos in conversation with Darlene J. Sadlier
Event: |
"Barren Lives" - Nelson Pereira dos Santos in conversation with Darlene J. Sadlier A Tribute to Nelson Pereira dos Santos After a screening of Barren Lives, one of his most acclaimed films, Dos Santos discusses the film and his career with Darlene J. Sadlier, author of Contemporary Film Directors: Nelson Pereira dos Santos. This masterpiece of world cinema demonstrates why dos Santos is renowned for adapting literature to screen. Based on a novel by Graciliano Ramos, Barren Lives is searing vision of a family's struggle for survival in the extreme conditions of the Brazilian desert. Notable for its shifting point of view (including, famously, that of the family's loyal dog) and groundbreaking use of light, this film is considered to be, in many ways, the Brazilian Grapes of Wrath. (103 mins., 35mm) |
Date and time: | April 18, 2013 7:00 PM |
Location: | Wexner Center Film/Video Theater |
Contact: | Ticket office |
Phone Number: | 614-292-3535 |
Event category: | Wexner Center |
Event Type: | Film |


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All students are invited to attend and learn more about upcoming job fairs on campus and in the area, preparation for fairs, navigation of fairs, and follow-up after fairs at this luncheon event. Job fairs provide a great opportunity for students to meet employers from a vast range of industries, and in some instances, obtain interviews. If you make a favorable impression, you have the best chance of being invited to interview. Come and learn what can you do to stand out in the crowd of job seekers and enjoy a free lunch! All students are invited and pre-registration is preferred by Monday, March 4 by contacting Career Services at firstname.lastname@example.com or (419) 995-8053.
Location: Public Services 214 Time: 12:30-1:30 p.m.
Contact Information:Email: firstname.lastname@example.com
Phone: (419) 995-8053
All dates for this event: 03/06/2013
Extra Credit for Attendance:
Not designated as extra credit eligible.


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Hawaii heritage breed pork the main course at Cochon Island culinary event on Big Island
by: Derek Paivaposted: Wed Sep 18, 2013 at 01:36 PM
Hawaii pork lovers (and pork lovers just visiting our Islands) unite!
The epicenter of the pork universe will be the Big Island this weekend when the Cochon U.S. Tour settles in at the South Kohala Coast's Mauna Kea Beach Hotel for Cochon Island—an afternoon and evening grand culinary event celebrating the sustainable farming of heritage breed pigs.
What is Cochon? Essentially, it's a series of events, held annually in multiple U.S. locations, designed to raise consumer awareness and education about heritage breed pig varieties increasingly found on restaurant menus and the farmers that raise these breeds responsibly. Along with that knowledge, Cochon event attendees also get to experience a sui generis pork aficionado gathering typically featuring multiple chefs, each crafting a menu emphasizing use of the whole of the pig, matched with much wine, beer and spirits.
Cochon Island, happening this Sat., Sept. 21, will be Hawaii's first Cochon event. The afternoon will challenge five Hawaii chefs to prepare an entire menu created from a single heritage breed pig. Each chef will given a whole 150 lb. pig from a specific heritage breed—Berkshire, Yorkshire, Hereford, Feral—raised by a Hawaii farmer. Attendees get to watch the chefs as they prepare their menus, and sample the final results.
Participating Hawaii chefs and farms at Cochon Island include:
• Mark "Gooch" Noguchi (Pili Group/Taste Table Hawaii, Oahu)
Yorkshire pig from Kubo Hog Farm
• Ed Kenney (Town, Oahu)
Feral pig from Hawaiian Hogs, Inc.
• Lee Anne Wong (Oahu)
Yorkshire pig from Ahnuloa Farm
• Michael Young (Bistro Molokini, Maui)
Feral pig from Hawaiian Hogs, Inc.
• Peter Pahk (Mauna Kea Beach Hotel, Big Island)
Berkshire pig from Azevedo Hog Farm
Other Cochon Island taste temptations for attendees will include a tartare bar, cheese bar, perfect Manhattan cocktail and mezscal bars, wines, beer and pork-spiked desserts. Also on the menu will be ramen dishes, sustainable seafood samples and cured meats from Chef Devin Lowder of Kailua-Kona's When Pigs Fly Island Charcuterie.
All of it will be held outdoors at the Mauna Kea Beach Hotel's oceanfront luau grounds from 4 p.m. (for VIP ticketholders) and 5 p.m. (for general admission attendees) through sunset and beyond.
For more information on Cochon Island or to purchase tickets, visit the event's website.
Photos from past Cochon events: Cochon555
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Check out these related HawaiiMagazine.com posts:
"Taste of Hawaiian Range" festival slated for this week on Big Island's Kohala Coast
Rainbow of Hawaii Island agriculture, cuisine showcased at 4th annual Puna Culinary Festival
Weeklong farm-to-fork Puna Culinary Festival under way in Big Island's east-tip district


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Miguel Cabrera is on a quite a tear as the second month of the 2013 season winds down. Last year's American League Triple Crown winner is currently hitting .387/.457/.659 with 11 home runs and a .471 wOBA. It goes without saying, Cabrera is the best all-around hitter in the game today.
A former great, one with seven National League MVP awards to his credit, would agree that Cabrera is the best player in the game. It's not even close, as Barry Bonds told USA Today's Bob Nightengale in a phone interview on Monday. Bonds just asks that we don't get carried away and start comparing Cabrera to himself. There's no argument to be made there, according to Bonds.
"He's definitely the best. It's not rocket science here. He's the best. By far. Without a doubt. The absolute best. I don't try to compare me to anybody. I was the best on the field. I did more things than he did. My game was different than his game. So comparing him, to me, there's no comparison.
He doesn't have my MVPs. He doesn't have my numbers. Well, not yet, anyways. But does he have that ability? Yes, he does. Does he have that gift? Yes, he does."
Never change, Barry Bonds, never change. Bonds, as is his wont, holds himself in high regard.
Not that I'm going to disagree with baseball's home run king here. Bonds' numbers speak for themselves. Cabrera is great, and his early 2013 numbers are absolutely staggering, but they're nowhere near the totals Bonds put up between 2001-2004. In that span of four seasons, Bonds' lowest WAR total was 10.1 (per Fangraphs measure).
Barry the king.
Something something PEDs/drugs/scary bad drugs argument. Go on, if you must.


text: No recent wiki edits to this page. 3 issue mini-series by Randy DuBurke from 1995, published in digest size and printed in black and white. Detective Pete Lindstrom, on his latest case to bring down a serial killer, will soon find himself caught up in a tangled web of corruption with ties from the Police Department to the richest and most famous.