text: | Dáil Éireann - Volume 315 - 27 June, 1979 Written Answers. - Mulkear River Drainage Scheme. Mr. J. Ryan Mr. J. Ryan 77. Mr. J. Ryan asked the Minister for Finance the progress, if any, in the recruitment of additional and necessary staff to ensure early commencement of the Mulkear river arterial drainage scheme presently affecting areas in Counties Tipperary and Limerick. Minister for Finance (Mr. Colley) George Colley Minister for Finance (Mr. Colley): The prospects of further recruitment from the competition for engineers held in November last and for the holding of a further competition were not realised due to the postal strike. However, there has been a good response from final year students expecting to qualify this year to a recent invitation to attend interviews for posts as temporary engineers and it is hoped to effect recruitment thereby. In addition negotiations on the claim for revision of the salary scales of engineers in the civil service have made good progress and this development will be of assistance in attracting and retaining engineers. The anticipated improvement in staffing will accelerate the rate of progress of the national arterial drainage programmes and so benefit all projects, including a scheme for the Mulkear catchment. However, having regard to the considerable amount of work yet to be done in the preparation of the Mulkear scheme and to other commitments it will be some years yet before that scheme will be ready. Dáil Éireann 315 Written Answers. Mulkear River Drainage Scheme. Questions 19790627 | ||||||||||||||||||||||


text:
Follow-Up Postings:
- Posted by loufloralcityz9 Z 9 (My Page) on Sun, Dec 19, 10 at 19:55
GUILTY AS CHARGED... not to mention the fresh eggs daily and the meat should one of them wander to close to my axe. Orpingtons, Barred Rocks, Marans, and R.I. Reds |
- Posted by happy_fl_gardener 9a (My Page) on Sun, Dec 19, 10 at 20:44
junglegal - Well, I can't say that I have chickens for their manure. It would be more accurate to say that it is a wonderful by-product. You have a very attractive set-up for your new chicks. I have 13 mature hens: 10 Rhode Island Reds and 3 white ones (hybrids) that are nearly two years old now. At the beginning of October I bought replacement hens since my mature ones aren't laying very well due to their age. The new babies are barred rocks, americanas, black austrolops, and buff orpingtons. One of the barred rocks is so sweet that it would make a great pet. My compost bins are located at the backside of the coop which makes for quick disposal of the manure. I had to keep the brooder cage in the house for a few weeks until the chicks were feathered out enough to go outside. Luckily, I had some space in my greenhouse to fence off an area for the chicks. They are too young to combine with the adults especially since my R.I. Reds are aggressive. I haven't figured out what I'm going to do with the chicks when they outgrow this spot. Lou - Glad that you can eat your chickens when the time comes. I don't know if I will be able to. Christine |
I am so envious of everyone's chickens! Brenda, that has got to be the prettiest coop I've ever seen. Really very ornamental, and the bamboo next to it looks great. Now, what kind are the kinds you got? I don't know anything about chickens. Are there ones that are better egg layers than others? Better personalities? Why did you all pick the types you did? Are some better suited to our climate? I'm still tinkering with the thought of getting some, but I don't know how realistic that is. Christine, no wonder your veggie grow so well. Anna |
- Posted by loufloralcityz9 Z 9 (My Page) on Sun, Dec 19, 10 at 22:02
I have to agree that the R.I. Reds are scrappy as heck. I had to build another cage for the newbies. My wife likes the green eggs from the Maran's the best, I like the temperament of the Orpingtons & Barred Rocks. The Marans are nervous birds but great layers. Lou |
I would love to have chicken, but I am in the city limits. Tropical Botanical Gardens and Nursery has them free roaming and there isn't an insect in site. I agree that is a very pretty coop,JG. |
I LOVE chickens !! Had them a long-time ago, 50-60 and sold eggs and meat, the meat to a Butcher w/A&P... and he did the killing for what we ate.. the culls, and roosters.... I'm in downtown St Pete and would love some chickens in my back-yard, but don't feel they are practical now, after all, how many eggs can 1 ole' gal eat ? Have fun, sally |
Brenda, Christine and Lou, thanks for all the chicken info. Makes me really want some. Brenda, those bantam silkies are really pretty and sound so sweet. Just think of it as an expensive hobby. And, by the way, home grown eggs are so much healthier with the lack of hormones and the increase alpha omega fatty acids if they get greens. Enjoy your new brood. Christine, that's my fear- what to do with the chickens once they stop laying. Don't know how I would feel. Also, my niece in upstate NY has chickens and says hers (I imagine the feed), attract rats and that has been a concern of mine. Is that a problem down here? Anna |
- Posted by loufloralcityz9 Z 9 (My Page) on Mon, Dec 20, 10 at 15:16
Anna, I use the Rat Zapper Infrared Ultra 2010 Model. This trap uses infrared to sense when there is a rat inside then hits it with a bolt of lightning just like a bug zapper but on a bigger scale. It then turns on a little LED light to alert you to empty the trap. It runs on 4 flashlight batteries. Lou |
With my small brood of 4, I plan to take in the feed nightly, just like I do for my 2 cats. Mine won't free range here in the city but they'll be spoiled rotten with treats. I'll hang cabbage heads from the rafters and things like that to keep them occupied. I buried hardware cloth 18" out to keep critters from digging in. Small 1/4" hardwire cloth surrounds the whole coop/run. If a rat gets in some how, it may get a morsel or two but one of my cats/employees will be waiting for their exit I'm sure. Anna, Start up cost was mucho $$ for me because I have a small yard and looks were really important as it's a focal point. You can really go on the cheep (ha) if you can hide the coop. Biggest expense will be hard-wire cloth. I bought stain, paint, paint supplies, low voltage lighting and on and on & on...Silkie chicks were $20 & the little ones $5 a piece. Feed costs $8 bucks for a 25lb bag. Should be a breeze from here on out. |
- Posted by loufloralcityz9 Z 9 (My Page) on Mon, Dec 20, 10 at 20:19
To name a few breeds of pure bred chickens; Golden Lakenvelder, Silver Laced Wyandotte, Barred Plymouth Rock, New Hampshire Red, Ameraucana, Araucana, Silver Lakenvelder, Speckled Sussex, Welsummer, Blue Andalusian, Blue Copper Marans, White Marans, Black Copper Marans, Black Australorp, Silver Spangled Hamburg, Golden Cuckoo Marans, Blue Splash Marans, Buff Orpington, Blue Birchen Marans, Partridge Penedesenca, Wheaten Penedesenca, White Empordenesa, Blue Orpington, Blue Ameraucana, Blue Laced Red Wyandotte, Spitzhauben, Golden Penciled Hamburg, Rhode Island Red, Lavender Orpington, Light Sussex, Golden Spangled Hamburg, Black Ameraucana, Blue Hamburg, Black Orpington, Blue Sumatra, Golden Laced Wyandotte, Golden Polish, Wheaten Marans, White Marans, Wheaten Ameraucana, Barnevelder, Buff Brahma, Light Brahma, Pumpkin Hulsey, Brown Leghorn, White Leghorn. I'll stop there... just gives you an idea of the many many varieties and I didn't even list any of the game birds. Lou |
Your coop is lovely, looks like it matches your outdoor sitting area if I remember correctly. I have 3 hens a buff orpington and 2 barred rocks, picked for their personality. We have a tractor which means we move it ever other day to a fresh part of the yard. It gives them fresh grass and whatever I can't clean up with a rake fertilizes the grass. My hens were supposed to be laying by halloween but so far no eggs. I thought the guy we got them from was wrong about their age (we got them as pullets) but now Im thinking they need a light in there and am trying to figure out how to do this with a mobile unit. So the long answer your question is yes we are raising chickens as fun, entertaining manure producers. |
Thanks Robin. From what I've read, it's natural for chickens to slow down this time of year due to shorter days. It's like a natural rest period for them. I bet they'll go gang busters with laying come spring |
If I remember correctly, the manure is HOT.... it can burn whatever you put it on and needs to compost for a long time, it is very strong also.... it seems to be abt. the strongest of all the barnyard manures because there isn't hay and straw and other chaff in it..... and as far as being a good layer, it depends on the hen and her configuration... you hold her in your hand with your fingers under her breast-bone, and measure the width between her legs, the wider this area the better a layer she is.... if she is narrow (less than the width of your fingers) she should be culled... and eaten..... maybe Lou or some of the more 'modern' farmers can update this, but this is the olde-way.... and then you are not buying feed for a non-productive hen.... and remember, when they become 'broodey' they will hide their eggs... to catch a hen you wait until dark and they are in the roost, you can just reach and grab them..... sally |
Sally, You are correct. It's hot manure. I have 2 composters for that reason. I just may end up with pets if they don't lay as I don't have the heart to cull them. Then, they'll just be my little poopin machines! |
Wow, everyone, there is apparently a lot to learn about hens. Lou, I didn't know there are so many types. Seems overwhelming. I don't know how serious I really am about having some. I want some, but don't think I can take care of one more thing. I have little time to give. I will have to just admire your girls. By the way, it's nice to see so many of you have hens. I had no idea. Nice trend. Anna |
- Posted by flyingfish2 (My Page) on Tue, Dec 21, 10 at 16:43
- Posted by loufloralcityz9 Z 9 (My Page) on Tue, Dec 21, 10 at 20:10
Annafl, The poultry industry innovations has made many items available for backyard hen houses. I have all automatic waterers that connect to my garden hose. It is a plastic dish that hangs down and the water level is regulated by gravity. They also have nipples where a hen can nudge it with her beak to get a little drip of water. Metal gravity feeders that can take thirty Lbs of feed in it so you fill it once a week. My hen house has a screen floor above the ground so the poop drops through and I clean up under with a rake and shovel into a wagon then dump it on the compost pile. All that makes caring for hens very easy, the biggest chore is collecting eggs daily which takes 5 min at most. When I go to collect eggs I scatter chicken scratch (it's like a birdseed mixture) they love it. They also love the leftover cornbread my wife makes. If you've planned out your hen house well, it consumes very little time. Having peace of mind knowing where your eggs and meat comes from is well worth the effort. Aged chicken manure makes great compost. I let it sit for a year. |
- Posted by gcmastiffs (My Page) on Tue, Dec 21, 10 at 22:11
I currently have 35 chickens, and the manure is spread all over the property, since they are free-range. Much ends up on the patio and deck, which is annoying. The hens love to hang out on the door mats, gossiping and pooping. I use the deep litter system for their coop, which they turn over constantly and it stays nice and dry. I clean out the nest boxes every other week, with new shavings. They prefer to lay in the mud, or under the palmettos. Ornery gals!! They are quite annoying birds, as they dig up everything, poop everywhere, produce eggs only when they feel like it, and dig huge holes that I trip into. They sure are pretty though, so I have not killed them yet(G), they do have redeeming qualities. We only want them for eggs and insect control, so they will grow old here. My favorite breeds are Delawares,Buff Orpingtons and Barred Rocks. All gentle, large birds that stay inside a 4' fence. Big breeds are safer from hawk attacks. I complain about them being messy, but I really do love my chickens!! Lisa |
- Posted by bamboo_rabbit 9A Inverness (My Page) on Wed, Dec 22, 10 at 8:49
I have no idea what you all are talking about? My chickens are quiet, never make a sound in fact and not messy at all. Perhaps I just have defective chickens? |
- Posted by loufloralcityz9 Z 9 (My Page) on Wed, Dec 22, 10 at 9:18
Bamboo, Just how many eggs per day do you get from your defective chickens and do you really eat those little eggs they produce? Lou |
- Posted by bamboo_rabbit 9A Inverness (My Page) on Wed, Dec 22, 10 at 11:41
Lou, They produce hundreds of eggs each per day......granted the eggs are a bit small. |
- Posted by flyingfish2 (My Page) on Wed, Dec 22, 10 at 13:40
bamboo, what breeds do you think best for producing meat in our down south location here? Do you sell breeding stock or where do you get yours? Boy, did we derail this theme of chicken manure! bernie |
- Posted by bamboo_rabbit 9A Inverness (My Page) on Wed, Dec 22, 10 at 15:47
Flyingfish, That was my fault, just adding a bit of levity, sorry Junglegal. Florida whites work fine as do California or New Zealand. Most important thing is full shade. I have yet to loose an adult to the heat. I do not sell stock, meat or eggs:) There is a good breeder here in Inverness that does sell stock and meat as well as a commercial breeder not far from here that sells New Zeeland's. She supplies the entire Publix chain with rabbit meat. She produces 3,000 per month. It is a bit expensive to buy breeder stock from her, almost triple what the guy here in town charges. If you want contact info on either of them just drop me a email. |
Lisa, I was so happy to see your post. I've missed 'hearing' from you. Your posts are usually so filled with incredible veggie and flower pics, and then there are all your gardening friends which I love seeing. Show us your girls when you get a chance. Bamboo rabbit I love seeing your rabbits too. Once you mentioned to me that they fight if they are in the same cage. Are these getting along because they are young? Anna |
Bamboo hijack way! don't mine a bit, same (s)hit, different smell as they say up north |
- Posted by gcmastiffs (My Page) on Wed, Dec 22, 10 at 22:38
Bamboo, I laughed my a** off after reading your post. Such cute Bunnies, and the "eggs" stuff was hilarious! I wanted to raise rabbits over turkeys(in high pens)in my big Turkey house, but was told/read that rabbits were very difficult, hated change and noise, so I never tried raising them, I stuck with poultry. The expense of bunny cages and watering systems are high to start up.. I have lots of books on raising them. They are quite delicate, and finicky. But, the cost of rabbit meat is so outrageous, so I may try it. I wish they were not so cute!!! Lisa |
- Posted by bamboo_rabbit 9A Inverness (My Page) on Thu, Dec 23, 10 at 7:31
Anna, Yes that is why. Does are fine with their own young and the young are fine with each other until they hit about 4 months old. Since they head to "freezer camp" at about 12 weeks they never hit that point. Now the last batch I kept 30 and grew them to 5 months as they were destined to be ground, I had to segregate by sex and even then there were some fights. GCmastiffs, I have never found rabbits to be jumpy with noise. My rabbits are on the outside of my shop and the nest boxes are actually inside the shop and I run power tools, planers, jointers you name it almost every day. The rabbits don't seem to care at all. Once you have the first generation born on site they are use to that environment and it is normal. As long as you have shade and the temps are not over 100 I bet they would do fine. Rabbit meat at our Publix is $8 a pound. Yes the standard watering systems are a bit pricey. I designed my own using off the shelf irrigation products from Lowes and the entire setup for 20 or so pens was less than $40 dollars. Far as I am concerned rabbits produce the best manure and can make an average gardener look like a pro. |
When I lived in Canada, we were in the country, and during the winter my hubby went out in the woods out back and set up snares for rabbit, we had delish. rabbit-meat all winter...sally |
Bamboo, makes sense. Maybe someday I will get the courage and accomodations to try. Anna |
- Posted by sultry_jasmine_night (My Page) on Sat, Dec 25, 10 at 19:36
I have about 100 chickens nowadays lol. I mostly have Marans that lay the DARK chocolate eggs(Black copper, blue copper, blues/black/splash, wheaten and golden cuckoo), but I have alot of other breeds as well. I also have some guineas and muscovy ducks. My newest chicken additions are 5 Key West chickens that I adopted from the Key West Chicken Rescue. The Key Westies are the cutest things. I got a roo and 4 hens. I am so happy to be helping out the Key West Chicken cause. We are building them a Tiki/Surf Shack themed coop LOL! ~SJN |
I do! Actually, I just have chickens because I like chickens, but the coop cleanings go right into the garden. Great stuff!! I dont know how I ended up with 100 chickens...I just dont know how that happened...but I have Ameraucanas, Plymouth Rocks, Marans, and some interesting crosses. And I havent had a tick on my dogs since I got them. Love me my chickies. |
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subset: commoncrawl


text:
Last year we had a movie packed with star power and seemingly fun, it was from DC and it was called Red. What kind of star power you ask? In one movie we had Bruce Willis, Mary-Louise Parker, John Malkovich, Helen Mirren, Karl Urban, and Morgan Freeman. The movie didn't fall short when it came to big names, but the fun part of it didn't quite live up to its end of the deal. What we have here is some retired men and women who worked for the government, somewhere along the way some new bloods decide that they need to be taken out in order to cover up something that happened many years ago. The movie is basically the new kid that replaced Bruce Willis attempting to kill him and his friends. The whole thing isn't bad, but it's far from great. It was a pretty decent watch but nowhere near as fun as I had hoped it would be. I'm not even sure if I'd call this a renter; it's more the movie you wanna keep your eye out for if it comes on a movie channel on TV one day.
REVIEW: Red
April 28, 2011
Comic Book, Movies/Shows, Reviews Bruce Willis, comic book movies, DC Comics, Helen Mirren, John Malkovich, Karl Urban, Mary-Louise Parker, Morgan Freeman, red Leave a comment


text:
found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
Find a pet to adopt |
My name is Misha!
Facts about Misha
- Breed: Doberman Pinscher/Terrier (Unknown Type, Medium) Mix
- Color: Black - With Brown, Red, Golden, Orange Or Chestnut
- Age: Young
- Size: Med. 26-60 lbs (12-27 kg)
- Sex: Female
Misha's Info...
I am up to date with shots, good with dogs, and not good with cats.
Misha is a 2 to 3 year old Doberman mix with natural ears and tail. She was found as a stray by animal control. She is a small girl weighing in at only 40 pounds right now. We are working on putting some weight on her as she is even to skinny to spay at this point. She is a very sweet dog who loves to play ball or just cuddle up in your lap. Misha walks well on leash and listens very well. It looks like Misha has had several litters in her short life as well. She is Micro chipped, up to date on her shots and will be spayed in a couple of weeks once we get her to a healty weight.
Other Pets at Aztec Doberman Rescue/Aztec Doberman Pinscher Club of San Diego
Why Adoption is a Great Option
Misha, a Santee Doberman Pinscher/Terrier (Unknown Type, Medium) dog was adopted! Here's how you can benefit by looking at adoption as an option to buying a Doberman Pinscher/Terrier (Unknown Type, Medium) for sale in Santee, or seeking a Doberman Pinscher/Terrier (Unknown Type, Medium) dog from a breeder in Santee.
- Rescues and shelter volunteers in Santee already know the personality and tendencies of their pets. This means they can match you with the right pet. That will makes it much easier transition to owning a pet for yourself and your new pet.
- On average adoption fees are much less than you'd pay a Santee breeder, or pet store. Plus most often rescue pets have already been to the veterinarian for a check-up, had a round of vaccinations, and are spayed or neutered. That is a lot of savings!
- You will become a hero, and give a needy dog or cat a loving home. In fact, there are even Doberman Pinscher/Terrier (Unknown Type, Medium) breeders who help with Doberman Pinscher/Terrier (Unknown Type, Medium) rescue. One puppy or kitten adopted in Santee paves the way for another one to be saved.


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Kansas City Chapter |
As the world's leading organization of professional real estate appraisers, the Appraisal Institute has general appraisal members who hold the MAI, SRPA, or SREA designations and residential appraisal members who hold the SRA or RM designation. Identified by their experience and knowledge of real estate valuation, these members adhere to a strictly enforced Code of Professional Ethics and Standards of Professional Appraisal Practice. Currently, the Appraisal institute confers one general designation, the MAI, and one residential designation, the SRA. Appraisal Institute professional membership designations are conferred on individuals who have met stringent educational requirements and have demonstrated appraisal experience. Each prospective candidate must submit an Application for MAI Designation and/or an Application for SRA Designation after meeting all requirements. Once designated, members participate in a program of continuing education. Training in up-to-date valuation techniques, coupled with experience and integrity, make Appraisal Institute members the preferred source for high-quality appraisal services.
In addition to its professionally designated members, the Appraisal Institute also has other affiliations. As rapidly as the profession is changing, appraisers today need to prepare for the future. But it's tough to keep up on your own. Appraisal Institute opens the door for you to share in the collective wisdom and experience of 25,000 individuals who are working together to build a stronger future for the profession. The Candidate for Designation Program is open to individuals pursuing Appraisal Institute designated membership who hold a state certification or equivalent. » Apply now The Practicing Affiliate category is open to individuals who provide Service(s) as defined by the Code of Professional Ethics (CPE). Service(s) defined by the CPE include: appraisal, appraisal review, appraisal consulting, and real property consulting» Apply now The Affiliate category is open to individuals who are interested in property economics but do NOT provide any Service(s) as defined by the Code of Professional Ethics (CPE). Service(s) as defined by the CPE include: appraisal, appraisal review, appraisal consulting, and real property consulting. » Apply now The Student Affiliate category is open to students who are CURRENTLY enrolled in AT LEAST six (6) credit semester hours of approved education from a college or university in program related to real estate appraisal, finance and/or real property economics (must provide proof of enrollment to be eligible for the Student Affiliate category). Student Affiliates do NOT provide any Service(s) as defined by the CPE. |


text:
Favstar gets even better if you sign in.
Sign In with Twitter
Here's why signing in is good for you.
I was having sex with a woman from twitter, and I was all 'Say my name!' and she was all 'Redicupidity' and I had to stop cuz that's stupid
I'm the coolest dork you'll ever meet!


text:
CHICAGO — Chicago produce merchant Peter Testa probably sums up the reaction of many Americans who've taken a trip through the supermarket aisles this year.
"Prices are all up," Testa said in a November interview. "Everything is up, including meat and dairy. It's going to hit everybody, though the produce category is not as bad."
Testa and others in Chicago's produce business have faced sharply rising costs for fresh fruits and vegetables that, given the sluggish economy and stiff competition, they're unable or unwilling to fully pass along to customers.
Throw in pricier fuel and labor and the result is an ongoing squeeze on profits, merchants said.
"We can't pass along our rising costs," said Testa, who's president of Testa Produce Inc., which supplies many of the area's hotels and restaurants. "For the most part, we've been very good at controlling costs and not passing it along to our customers."
Chicago is part of a broader acceleration in food inflation driven by surging prices for beef, pork milk and nearly every other food category.
In the case of produce, higher prices reflect bad weather — winter freezes in Arizona, Florida and Mexico, a cold spring in Washington — that hurt production of apples, tomatoes and other key crops.
Consumers also face stepped-up competition from China and other export markets that are buying more U.S.-grown produce.
Average nationwide retail prices for fresh fruit and vegetables are on pace to rise 3.5% to 4.5% this year after increasing just 0.6% in 2010, according to a U.S. Department of Agriculture forecast. The projected increase would be the largest since a 5.2% jump in 2008.
At the wholesale level, a fresh and dry vegetables price index tracked by the Bureau of Labor Statistics soared 17% in October from the same month in 2010. Wholesale fresh fruit and melon prices were up 8.2%.
Merchants at the Chicago International Produce Market said they've mostly been absorbing the rising costs.
Joe Lobraco, chief counsel with Jack Tuchten Wholesale Produce Inc., at the terminal market, said his company's costs are up about 12% this year.
However, Jack Tuchten has raised prices charged to customers by only 3 cents a year on average over the past four years, on per-case basis.
"We've tried to keep those costs away from our customers as much as possible" Lobraco said. "We try to absorb as much as we can."
Retailers also are trying to hold the line of rising costs amid growing competition for cash-strapped consumers.
Bob Scaman, who runs Goodness Greeness, a Chicago-based organic supplier, said promotions have become a much more significant aspect of retailers' business.
"Price points" for customers "are a bigger issue than I've ever seen," Scaman added. "There's tremendous sensitivity to prices at these points."
Produce inflation is expected to ease slightly in 2012, according to government forecasts, and Chicago merchants say relief also may be ahead amid an outlook for stronger production.
"We're cautiously optimistic" for 2012, Lobraco said. "A lot of our suppliers say we're going to have good crops next year. We'll see an influx of apples, grapes, pineapples."
Next year's prices will hinge partly on winter weather, Testa said, and if growers can avoid many of the problems they had last season, "we'll be fine."
Testa also said the recent inflation offers an opportunity for the produce industry to grab more of the consumer food budget, because price gains for chops, steaks and other meat cuts have outstripped those for most other foods, making fruits and vegetables more appealing by comparison.
"There's a lot of opportunity for the people in the produce business to get a bigger share of the dining plate," Testa said.


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for some reason i cant seem to hit my mash temps today, after i doughed in i was at 145, i added boiling water and still cant get up to 153, right now its arounf 149. my question is what will this change in my final product? will it still be a good beer? also the beer im making is yuris thunderstruck pumpkin ale http://www.homebrewtalk.com/f76/thun...ersions-26699/
At 149F I wouldn't say it'd be bad beer. Your just gunna have more fermentable sugar into your wort so if anything it will be a little stronger and less of body. If it drops below 147 then hit it back up. Don't fret. Edit: Just looked at that recipe. You should be fine. Steeping specialties is a little more forgiving.
Are you doing the extract or all grain version? For the extract version, it won't make any difference as you're only getting flavor from the grains. If AG, Fatt it right. Additionally, low mash temps require longer to work. I do a 90 minute mash for temps below 154.


text:
RSA President's Lecture 2011: People and Planet
10th Mar 2011; 18:00
Listen to the audio(full recording including audience Q&A)
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Read the speech text (pdf)
RSA Keynote
Broadcaster and naturalist Sir David Attenborough presents the 2011 RSA President's Lecture.The dangers facing the earth's ecosystems are well known and the subject of great concern at all levels. Climate change is high on the list. But there is an underlying and associated cause – population growth.
Indeed, in Sir David Attenborough's view, there is no major problem facing our planet that would not be easier to solve if there were fewer people and no problem that does not become harder – and ultimately impossible to solve – with ever more. And yet there seems to be a taboo on bringing the subject into the open.
Chaired by His Royal Highness The Duke of Edinburgh KG KT
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There are no books.


text:
found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
Find a pet to adopt |
My name is Roxy!
Facts about Roxy
- Breed: Foxhound/Beagle Mix
- Color: Tan/Yellow/Fawn - With White
- Age: Adult
- Size: Med. 26-60 lbs (12-27 kg)
- Sex: Female
- ID#: Fc-jennings
Roxy's Info...
I am already spayed, housetrained, up to date with shots, good with kids, and good with dogs.
Roxy is is a sweet heart....She went to Petco and was teh star . she sat patiently outside her cage. she waited to be walked and she sat on command. she was nice to all dogs, kids, etc. She is a very calm not hyper dog. She was once someone's dog and tehy had to move and could not take her so we know she has had some training already. Adoption fee includes the spay or neuter , another disease preventative vaccine and a rabies vaccine, a microchip, Please email "firstname.lastname@example.com" for more info on how to meet Roxy.
Other Pets at Friends of Lincoln County Rescue
Why Adoption is a Great Option
Roxy, a Lincolnton Foxhound/Beagle dog was adopted! Here's how you can benefit by looking at adoption as an option to buying a Foxhound/Beagle for sale in Lincolnton, or seeking a Foxhound/Beagle dog from a breeder in Lincolnton.
- Rescues and shelter volunteers in Lincolnton already know the personality and tendencies of their pets. This means they can match you with the right pet. That will makes it much easier transition to owning a pet for yourself and your new pet.
- On average adoption fees are much less than you'd pay a Lincolnton breeder, or pet store. Plus most often rescue pets have already been to the veterinarian for a check-up, had a round of vaccinations, and are spayed or neutered. That is a lot of savings!
- You will become a hero, and give a needy dog or cat a loving home. In fact, there are even Foxhound/Beagle breeders who help with Foxhound/Beagle rescue. One puppy or kitten adopted in Lincolnton paves the way for another one to be saved.


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OCU upped its title count to 56 this year, ending with a championship win in NAIA women's golf. The Stars didn't fare as well in the World Series, but there's plenty of good news in hoops recruiting.
OCU adds new graduate programs in screenwriting and physician assistant studies, and faculty members earn a Rangel Fellowship and release a memoir of Nazi Germany.
One of our favorite parts of the Phonathon is all of the great news our alumni share with us! See what our Call-Stars reported about their most recent conversations.
The Office of Alumni Relations asked alumni to share their memories and tales of true love on campus in celebration of Valentine's Day this year. Read alumni love stories here!
Oklahoma City University is privileged to recognize our donors for the 2013 calendar year, and we invite you to join us in honoring them for their generous support of the University.
OCU's Kelley Griswold made a great showing in this year's Miss America pageant—and the campus community made sure she got a great sendoff.
Friends of Oklahoma City University celebrated Starry Night Soiree recently at the Gaylord-Pickens Oklahoma Heritage Museum.
The OCU Pom Team displays their national championship trophy. The team won their second national championship this year.
Student Terrance Craft welcomed freshmen to campus during matriculation on behalf of the Student Government Association. Read his speech here.
Devon Scholars find success around the world after graduating from Oklahoma City University.
Read an excerpt from Big League City: Oklahoma City's Rise to the NBA by Oklahoma Senator David Holt (R-Oklahoma City).
See the newly-renovated archives collection area on the fifth floor of the Dulaney Browne Library.
Oklahoma City University President Robert Henry spoke during the unveiling ceremony at the state Capitol in February. Artist Everett Raymond Kinstler was also present.
Everett Raymond Kinstler gave a guest lecture at Oklahoma City University while he was in town to unveil his portrait of John Hope Franklin in February 2012.
Crews install the spire on top of the chapel on Nov. 23, 2011.
Film is 20X speed. "Lux Arumque" music performed by the Wanda L. Bass School of Music, from the Christmas Vespers album.
Click the link to read a story in The Oklahoman newspaper about Valerie Couch becoming the School of Law dean.
For more on Steven C. Agee, who has been named dean of the Meinders School of Business, check out this article from last year's Focus.
Let us know which book pictured in Focus Magazine (Spring 2012, page 14) you would like the university to choose next and why. Email email@example.com with your comments and suggestions.
Gloria Steinem was the guest of honor at a tree-planting ceremony this fall at Oklahoma City University in remembrance of Wilma Pearl Mankiller, the first female chief of the Cherokee Nation.
Oklahoma City University dedicated its new Chickasaw Garden, a gift from the tribe to the university, during a standing-room only ceremony Sept. 6.
Alumni and students joined together to celebrate Homecoming at Oklahoma City University.
A documentary titled "The Great Eight: The Story of Oklahoma City University's NCAA Division One All Americans." was recently released.
Oklahoma City University celebrated the inauguration of Robert Henry as the university's 17th president the week of April 3 with music, theater, dance, baseball, distinguished guest speakers and more.
President Robert and First Lady Jan Henry hosted a dinner reception April 13, 2011, at the Wilson House in honor of a campus visit by retired Supreme Court Justice Sandra Day O'Connor.
Recipients were recognized with honorary doctorates during OCU's spring commencement ceremony.
Oklahoma City University School of Law Alumnus Brooks Douglass screened his autobiographical film "Heaven's Rain" at Oklahoma City University this spring.
Photos from the Oklahoma City University archives of legendary sharpshooter Rich Travis '69.
Pulitzer Prize-winning poet and storyteller N. Scott Momaday spoke at Oklahoma City University Nov. 2 as part of the university's Distinguished Speaker Series.
Starsky T. Ram is the new kid on campus at Oklahoma City University. Watch his antics and take a guess at who is the man behind the mask.
Oklahoma City University and riversport supports enjoy the 2010 blu party, which marked the start of the Head of the Oklahoma Regatta and the christening of the Devon Boathouse, home of OCU Rowing and Canoe/Kayak.
Chesapeake Energy CEO Aubrey McClendon announced July 12 the creation of the Chesapeake Presidential Scholars Program at Oklahoma City University's Meinders School of Business.
Oklahoma City University's Meinders School of Business honored five business leaders Oct. 21 at this year's Oklahoma Commerce and Industry Hall of honor luncheon.


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ASUS EeeKeyboard
Apple's iMac has long embodied the notion of an entire PC crammed inside a monitor, but this is the first time we've heard of someone trying it with a keyboard. The ASUS EeeKeyboard ($600) is, in essence, a netbook hidden inside a slightly oversized keyboard. Features include an Intel Atom N270 processor, a paltry 1GB of DDR2 RAM, Windows XP Home, an Ultra Wide Band transmitter and external receiver for sending audio and video to a TV wirelessly, b/g/n Wi-Fi, an Ethernet port (Why?), Bluetooth, a 16GB SSD, HDMI and VGA out, three USB ports, and a five-inch, 800-480 multi-touch display for controlling media playback, we guess. If you're looking for the anti-iPad, you may have just found it.


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September 3, 2010 2:30 PM
Build Your Own Garden Arbor
An arbor can define a space without confining it. It opens a portal between two spaces, like your yard and someone else's, without actually separating them. Try building one with our step-by-step plans and 3D animation.
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Trestle tablethe words recall the Middle Ages and obnoxiously large banquets. In reality, building a trestle table is a simple way to infuse a backyard with a touch of elegance and a place for entertaining. Plus, it's portable. Just break it down after the in-laws leave. Our step-by-step plans, 3D animation and downloadable blueprints will show you how.
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Eschew plastic foldable chairs this Labor Day. Instead, sit and watch the kids ruin the arbor you just made in these handmade Adirondack chairs. Together with a matching table for drinks, they go perfect with relaxing. Our step-by-step plans and 3D animation show how to make this ruggedly beautiful yard furniture.
Build Your Own Backyard Pool Deck
Aboveground pools are increasingly common alternatives to the pool in the ground. They are more affordable and easier to install. The problem, often, is that they're not quite as attractive. You can change that with a pool deck. Build your own with our plans this weekend. We've included tips to save time and money, eliminate the need for concrete footings and make use of the already-existing pool ladder.
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This is how to add a truckload of awesome to your backyard. For about $700 and 20 hours of work, you can put your yard on par with the best of those on Cribs. Plus, we included some safety features for the kids. For one, our climbing wall is shorter than commercial ones, reducing the amount of safety gear you'll need. Also try our skateboard ramp or our BMX jump. And, please, when you use them, send us the videos with slow-motion replays.


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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
Find a pet to adopt |
My name is Julian!
Facts about Julian
- Breed: Australian Shepherd/Pointer Mix
- Color: Brown/Chocolate - With White
- Age: Young
- Size: Med. 26-60 lbs (12-27 kg)
- Sex: Male
Julian's Info...
I am already neutered, housetrained, up to date with shots, good with kids, good with dogs, and not good with cats.
Julian is an athletic four year old brown and white male Pointer/Australian Shepherd mix who was found in East Los Angeles on October 29th and brought to the Downey Animal Care Center. Weighing sixty pounds, Julian walks okay on leash, knows how to "come" and "sit" on command but will benefit from formal training. He is sociable, gets along with dogs of all sizes and we believe he will do fine with older children. Julian will make a terrific walking/running/hiking buddy and an excellent indoor pet for an active individual or family with older children living in a private home.
Other Pets at Pugs N Roses - Sparks, NV
Why Adoption is a Great Option
Julian, a Sparks Australian Shepherd/Pointer dog was adopted! Here's how you can benefit by looking at adoption as an option to buying a Australian Shepherd/Pointer for sale in Sparks, or seeking a Australian Shepherd/Pointer dog from a breeder in Sparks.
- Rescues and shelter volunteers in Sparks already know the personality and tendencies of their pets. This means they can match you with the right pet. That will makes it much easier transition to owning a pet for yourself and your new pet.
- On average adoption fees are much less than you'd pay a Sparks breeder, or pet store. Plus most often rescue pets have already been to the veterinarian for a check-up, had a round of vaccinations, and are spayed or neutered. That is a lot of savings!
- You will become a hero, and give a needy dog or cat a loving home. In fact, there are even Australian Shepherd/Pointer breeders who help with Australian Shepherd/Pointer rescue. One puppy or kitten adopted in Sparks paves the way for another one to be saved.


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In the late 1980s, not long after I took my traditional bank-and-trust-companies practice to the new Chicago office of a mega law firm, Jay Hughes, generations-bridging counsel to wealthy families and one of my new partners, paid me a visit. "You know trust companies and I know the wealth-management needs of extraordinarily wealthy American families," he said. "I believe that in the next decade there will be a great deal of interest in private trust companies, like the one the Rockefeller family just chartered. With our combined expertise, we may be able to respond to that interest." Jay was prescient. But neither of us could know then how strong the interest in private trust companies would prove to be — nor how many legal obstacles would have to be overcome to attain his vision.
Statistics are hard to come by — after all, these are private trust companies. The available evidence, though, suggests that formation of private trust companies accelerated through the 1990s to what is now a rather rapid rate. Based on data from Family Office Exchange, Inc., a Chicago-based association of wealthy families and family offices, the 10 private trust companies I helped form from 1997 through 2001 represented at least a quarter of the private trust companies chartered in that period. Our two-per-year pace has increased since 2001 to more than five-per-year. The large number of client families now considering the private trust company suggests this pace could double again during the next two years. My discussions during the last year and a half with state banking regulators in 20 key states reveal our experience to be representative of a wider trend.
What has led to this geometric growth? Many of the most attractive elements of private trust companies (PTCs) were already in place when I last reported on PTCs, in the August 1997 issue of Trusts & Estates.1 But back then, no private trust company charter was recognizably distinct from those of public trust companies or bank trust departments.2 In addition, most states that offered attractive environments for private trust companies were geographically remote from most wealthy families' homes. This combination of legal and geographic barriers discouraged all but the wealthiest and most committed families from considering the PTC alternative to individual and institutional trustees.
Just six years later, a distinctive state PTC charter has emerged, dramatically reducing the cost of forming and operating private trust companies while enhancing their attractiveness. In key states, regulatory skepticism and legal barriers have been replaced with familiarity and formal support. The new private trust company charters crafted in those states are characterized by:
Modest capital and other charter requirements;
Flexibility to charter in one state while maintaining a full-service office in another;
Risk-appropriate levels of regulatory supervision and support for fiduciary policies tailored to the clientele of a private trust company;
Substantial protection for family and company privacy; and
Reasonable staffing, space and activities requirements for both chartered state and family offices.
These developments make the PTC charter more attractive and affordable. Coupled with a rapidly spreading awareness of the PTC's many advantages, they may have propelled the concept past the "tipping point," to use the phrase popularized by author Malcolm Gladwell. At a minimum, it is a concept that strategic advisors should discuss with any wealthy clients. (See "What's the Attraction?" page 50).
In the past, there was no identifiable PTC charter. Even if state law recognized a private trust company, it was usually only for the limited purpose of exempting the PTC from burdensome requirements that would otherwise make it impossible for a family to obtain a charter. In my 1997 article, I cited two major legal disincentives to forming private trust companies:
Minimal understanding and acceptance of the concept among banking regulators; and
The inconvenience of chartering and operating a private trust company in a state distant from where the family lived.3
This historic lack of accommodation had serious implications for the cost structures and privacy of early adapters such as the Rockefeller family. First, most states required PTCs to be capitalized at levels comparable to banks, usually in the millions of dollars, even though the working capital needs of private trust companies have always been minimal. Second, burdensome regulatory regimes — designed for banks with federally insured deposits, but ill-suited to trust companies serving only the families of their owners — were applied indiscriminately to private trust companies. Third, most states required all trust company charter applicants to show they would meet the "convenience and needs" of a wide public, as opposed to a wealthy family. Finally, the privacy of private trust companies and their owners was generally granted no more consideration than that of state-chartered commercial banks — even though revealing PTC ownership or assets under management could expose wealthy family members and PTC employees to identity theft and physical harm.
These financial burdens, regulatory requirements and privacy concerns sharply limited the number of families able and willing to form private trust companies well into the 1990s. Of course, some families were motivated to form them anyway. But the financial burdens undoubtedly induced many of these pioneers to admit unrelated families as clients, thereby allowing them to spread their high mandatory costs over a larger client base. In fact, almost every regulated private trust company chartered before 1996 — including the Rockefellers' PTC that inspired Jay Hughes to predict the trend — has now admitted unrelated families.4
Another significant problem has been the distance between where wealthy families tend to center their residences and activities — mostly in populous states — and where the more favorable legal environments for trust companies are found. Typical populous income taxes, heavy regulation of financial institutions, and indifferent trust laws common to populous states make them unattractive places to charter private trust companies. This disparity has led many families to charter PTCs hundreds, even thousands, of miles away from where they lived their lives and managed their financial affairs, creating operational challenges.
The difficulty of operating an office in a distant charter state was exacerbated by strict limits on trust activities in the state where the family office was located. In 1997, a PTC chartered in a state other than the family state could not legally "do a trust business" in the family state. This meant only administrative or back-office services were permitted in the family state; all discretionary trust decisions had to occur in the PTC's chartering state. Only families exceptionally motivated to operate PTCs accepted the burdens of such an arrangement.
Fortunately the past six years have made all the difference. Numerous states have adopted the Conference of State Bank Supervisors' model State Trust Company and Trust Modernization Act (CSBS Trust Company Act)5 or comparable interstate trust office legislation or regulations. These new enactments allow a private trust company chartered in a legally attractive state6 to have a full-service trust office (not just a back office) in another state that has adopted similar measures. States that have adopted versions of the CSBS Trust Company Act and created attractive legal environments for private trust companies include: Alaska, Illinois, Nevada, New Hampshire, New Jersey, South Dakota, Tennessee and Texas. States with large concentrations of wealth that have adopted versions of the act (in addition to the populous states on the first list) include: Connecticut, Minnesota, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Virginia and Washington.
Altogether, more than 30 states have adopted the CSBS Trust Company Act or provided comparable interstate authority. Notably missing from these lists, though, are such important states as Alabama, California, Colorado, Florida, Georgia, Hawaii, Kentucky, Maryland, Massachusetts and Michigan. States with otherwise attractive trust company and trust laws that still do not provide interstate authority include Delaware and Wyoming.
As a result of this new interstate authority in so many significant states, most wealthy families can take advantage of some of the best trust-company and trust-law regimes available in the country, while engaging in a full range of fiduciary and family services in their home states.
The CSBS Trust Company Act, and the process by which it was developed, helped overcome another major obstacle to PTCs: the wariness of state banking regulators. The model act has a chapter recognizing PTCs and according them special treatment. Moreover, the involvement of all 51 state regulators in the act's development helped familiarize them with nondepository trust companies.
The change in regulatory attitude has been striking. In 12 of the above states, I have personally seen a willingness to give PTCs a fair hearing — resulting in a growing understanding by the regulators of the entitites, the reasons why families form them, the professionalism with which they operate, and their more limited risks compared to banks.
This familiarity and acceptance have been reflected in revised chartering and operational requirements. Today, such requirements are often tailored to the risk profiles of new private trust companies. Another vital and welcome change: Many states have done away with the charter requirement regarding the "convenience and needs of the public." Now most of these states ask only that the PTC applicant show a good likelihood that the company will have economic success. Even where the company still must show that it will benefit the local community, it need not include local citizens in the target market; rather, a modest economic benefit to the local community, such as local expenditures or part-time employment, usually suffices. Another example of regulation and supervision tailored to the needs and realities of private trust companies is the acceptance of a customized PTC policy manual by regulators in at least nine states (as well as by the national bank regulator, the Office of the Comptroller of the Currency). Although derived from the manuals of commercial trust companies and bank trust departments, a good PTC manual requires extensive modification to reflect the risk profiles and other practicalities of private trust companies focused on the needs of extraordinarily wealthy families.
Another dividend of the familiarization process (and of the recent national concern for the financial privacy of all families): State regulators now are more willing to increase the confidentiality accorded both family-member clients of private trust companies and the companies themselves. Before 2001, regulators routinely made public not only the identities of owners, but also substantial financial information about the PTCs themselves — information of a type the Gramm-Leach-Bliley Act of 1999 protects as "nonpublic personal [financial] information."7 Even though that act does not directly apply, several states' regulators recently complied with requests by our clients to keep such information confidential.
All these changes have substantially decreased the cost of structuring a family office as a private trust company. Still a major cost that remains is the capital required.8 But families centered in the 13 populous states with some version of the CSBS Trust Company Act (all of which have high capital requirements for trust companies) now do not have to charter an expensive trust company in their family state in order to provide trust services there. Instead, they can charter a trust company in states like South Dakota, Nevada and others that have lower capital requirements (less than $500,000) and bring a full-service trust office of the PTC to the family state.
A new compact among state regulators also means that family state regulators will not examine that family state office except in very unusual circumstances.
In the past, there was great uncertainty about the minimum presence required for trust company offices in both chartering and family-office states. That uncertainty has been resolved in almost all the key states. Now, only reasonable local space, personnel and activity are usually required. A cottage industry of local companies and professionals, charging reasonable prices, now provides the required office space and personnel in most attractive chartering states.
Most private trust companies are formed by a family office, and families correctly focus on the incremental costs that forming and operating a private trust company will add to the costs of a well-managed family office. When assisting in that evaluation, I stress the need to compare the private trust company with a professionally managed, adequately resourced family office — and not some lesser configuration. In particular, a PTC's costs should not be compared to those of a family office with no system for managing family risk.
Private trust companies are required by regulators to adopt and follow formal risk management policies and procedures. These are embodied in manuals modeled on those of commercial trust companies, but tailored to reflect the risk profiles, clientele and services of a private trust company focused on the needs of an extraordinarily wealthy family. Family offices involved with significant assets need similar policies and procedures.
Many family offices recently have recognized that they effectively act as their families' trustees, investment advisors and other fiduciaries (even if others formally have the titles). Such family offices carry a risk profile that is indistinguishable from a private trust company's. The good news is that today's private trust company provides a state-of-the-art risk management model for the family office. The bad news may be the need for a family office to upgrade its risk management systems to the PTC standard whether or not it moves to the private trust company structure.
Unlike other organizations, a family office's risk management objective is not just to protect the company, its owners and management: the goal is to protect the entire family served by the family office. When the family includes multiple trusts, charities and other enterprises served not only by the family office but also by individual and corporate trustees and advisors who are also friends, managing the risks of errors can be quite challenging.
Many advisors are now recommending that families compound these existing complexities with trust protectors and trust advisors (individuals or companies), and investment and distribution committees — essentially parceling out fiduciary duties and responsibilities. The risk management implications of such structures are obvious, and someone, preferably the family office, must see that all the actors within the complex structure are wisely chosen, given clear responsibilities, and performing them well. This involves substantial management costs. An alternative, of course, is to integrate all fiduciary and other family office services within a private trust company, under the PTC's risk management umbrella.
In any event, the cost of a formal risk management system is one every prudently managed family office should incur no matter how it structures its affairs. It is not, therefore, an additional cost imposed by the move to adopt a private trust company structure.
Since 1997, I have been chronicling the birth of a new form of financial institution. While the emergence of the private trust company charter as sui generis has taken me by surprise, the brief time frame over which this has occurred has amazed me in light of the extensive legislation and changes in regulatory attitudes and practices that was necessary to bring it about.
As with any youthful endeavor, though, there are challenges ahead and dangers requiring vigilance. Among the challenges is the need for families to take care that they not obtain such control over trust distributions within their trust companies as to bring assets or income into the estates of grantors or beneficiaries, or cause other adverse tax consequences.9
Foremost among the potential dangers is that a private trust company fail to adequately manage its affairs, resulting in significant losses. Such an event could well lead to a decline in critical regulatory support for the charter. I recently have seen how the unfortunate failure of Independent Trust Corporation, Orland Park, Illinois (not a private trust company) has lead to substantial increases in minimum capital requirements for trust companies in Illinois as well as other states. A similar problem with a private trust company could do substantial harm, not just to the hopes of new entrants, but also to regulatory attitudes toward even well-managed, existing private trust companies.
Hopefully, these few words of caution will help assure a robust future for this young and promising new charter.
1. "Forming a Private Trust Company: Elements and Process," Trust & Estates, August, 1997 at 36.
2. Ibid.
3. Ibid at p. 36-37.
4. Rockefeller Trust Company. Others include (in order of formation): Bessemer, Laird Norton, Legacy, Pell-Rudman (now Atlantic), Pitcairn, Glenmede and Whittier Trust Companies. Besides sharing costs, there are other, still-valid incentives for a private trust company going multi-family, including the wherewithal to have more wealth-management specialists on staff, to create products in-house, and to attract and retain high-powered executives with financial incentives. Of course, adding non-family clients creates managerial challenges not present in a truly private trust company.
5. CSBS, Statutory Options for Multi-state Trust Activities, March 1997. The author served as principal draftsman.
6. Based on our survey of some 40 state tax, trust company and trust law issues in each state identified in this article.
10. For example, Bank of Crestwood v. Gravois Bank, 616 S.W.2d 505 (Mo. 1981); Jackson v. Valley National Bank of Eagan Township, 152 N.W.2d 472, 474 (Minn. 1967); "Discussion of the 'Public Necessity' et al. Standard," by the Indiana Department of Financial Institutions, 1995; Georgia Department of Banking and Finance, Statement of Policies (March15, 2001, Revised, 2001 GA Bank. LEXIS 2); In re Application of Dorsey, 623 N.W.2d 468, 473 (SD 2001); In re Rockingham County Trust Co., 485 A.2d 700, 702 (N.H. 1984).
7. Section 509(4), Chapter V, Privacy, Gramm-Leach-Bliley Act.
8. The lowest-cost PTCs are the (more properly named) "unregulated corporate fiduciaries" authorized by Wyoming and at least three other states. These companies must act as a fiduciary exclusively for one family. Because of limitations on their interstate activities and the securities advisory activities in which they may engage without registering with the Securities and Exchange Commission, these entities are not suitable for many families. But for appropriate candidates, they provide the least costly form of private corporate fiduciary. We advise our clients that for risk management and shareholder and management protection, even unregulated corporate fiduciaries should be well-capitalized and professionally managed and adopt formal trust company policies and procedures.
9. For a thorough discussion of this issue, see: Donald D. Kozusko & Miles C. Padgett, "Private Trust and Protector Companies: How Much Family Control?," 43 Tax Management Memorandum 443 (Nov. 4, 2002).
Families are chartering PTCs at record levels. Here's why
The primary purpose of a PTC is to provide fiduciary and other wealth management services to the family. Its attractiveness therefore lies in how well it performs based on the criteria by which wealthy families judge their fiduciaries:
Responsive and Flexible — Networks with third-party providers; offers choice of trustee contact personnel; welcomes settlor/beneficiary involvement; willing to amend trust instruments.
Loyal and Independent — Helps avert conflicts; avoids sales culture.
Multi-Competent — Handles trust administration, investment management, financial reporting and taxes; has specialized expertise.
Efficient — Controls overhead costs; provides economies of scale; has and uses leverage with third-party service providers.
Convenient and Accessible — Puts information online; delivers locally useful out-of-state trust/tax laws.
Secure and Private: Protects assets and family; provides quality fiduciary risk management; has adequate capital; provides adequate regulation and supervision; fosters a culture of privacy.
Supportive of Nonfinancial Objectives — Promotes family's succession planning and member development; has expertise in wealth issues; facilitates charitable objectives.
In the chapter I contributed to the recently published book Wealthy & Wise1, I describe these criteria in detail and apply them to the various types of trustees available to wealthy families: individuals, institutions, boutique companies and private companies. But the most important are the first two listed: responsiveness/flexibility and independence/loyalty. And in these, private trust companies excel.
But the key to the private trust company's appeal is not just that it meets families' short-term criteria, but also that it allows them to respond to changing needs and standards over the long term, even for generations.
The PTC can meet several other important needs of wealthy families:
Broad Powers — A PTC is the only form a family office can take to provide fiduciary services directly to family members rather than just supporting the family's individual trustees or unaffiliated corporate fiduciaries.
Trustee Succession/Continuity — Unlike individual trustees, private trust companies can be unlimited in duration, substantially aiding the resolution of trustee succession problems.
Legal Protection of Family Members and Advisors or Family Office Managers — Through both their corporate (or limited liability company) form and formal risk management, PTCs may be expected to protect family members and family office management from loss and personal liability and obviate the need for any individual to bear the risks and burdens of a trustee.
Federal Securities Law Exemptions — PTCs are exempt from registration as investment advisers with the Securities and Exchange Commission and may offer common trust funds, pooling devices exempt from registration under the Investment Company Act of 1940.
Tax Management — If properly managed, PTCs can facilitate siting trusts in states without state income or capital gains taxes and can provide maximum deductibility of trust administration fees and expenses.
Enhanced Family Governance — The governance process they require of families is both a boon and a bane of private trust companies. Organizing a PTC is a major step, usually requiring widespread support within a family. But the case for a PTC is often compelling, especially for a family already inclined to form or professionalize a family office. In addition to all its other benefits, a PTC may fill a void left by a departed family business, and I have seen families considering the concept develop a new cohesiveness. Ironically, because a PTC may have significant capital and, more importantly, will play the vital role of trustee of family trusts, the problem of keeping an asset within family control for generations (previously solved with the sale of the family business) may reassert itself around the PTC.
Family Member Development — Like other family offices, the private trust company can be a locus of family member education and generation succession planning. More uniquely, roles may be individually tailored in the PTC to match the skills and interests of family members as well as trusted family advisors.
— John P.C. Duncan
- John Duncan, "Finding an Outstanding Trustee: What Wealthy Families Look for in a Trustee and How They Get It," Chapter 16 of Wealthy & Wise, ed. Heidi L. Steiger, John Wiley & Sons, Inc., 2002.


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League Video Gallery
WANTED: Filmmakers and Youtubers to help us make the new League video!!! It's gotta be hot like the League, explain what we're about, and make people want to get involved. Are you down to help? Hit us up.
Have any other relevant videos or photos? Want to make videos? Feeling creative? Hit us up about those too.
Meet Valentino Gray
Minnesota League - Trick or Vote
Introducing the League's new Executive Director, Robert 'Biko' Baker
Are you the movement?
Current TV shouts out the League
Campaign Against Violence gets out the vote
PA League pioneers Video Voter Guides
Maine League protects students' right to vote
CAV rally at the Mayfair Mall
League promo video from 2004
Enjoy more League videos at the League's YouTube page.


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Relax in knowing AutohausAZ.com can provide you with the best and lowest price Volvo AC Temperature Switch parts. We ship parts all around the world. This is the end all be all of online Volvo AC Temperature Switch parts stores if you want secure and accurate order processing. Be confident in knowing we offer a hassle free return policy. Our website never sleeps, so you can order auto parts whenever. Please feel free to email our customer service department with any questions or comments you may have about your Volvo AC Temperature Switch parts order. If you are in need of high quality Volvo AC Temperature Switch parts, come try us out.
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Jose M. - Phoenix, AZ: I shopped around for my parts and was glad to see the prices at Autohaus and the availability was also surprising. I will definitely keep doing business with you guys. Thanks!


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New International Reader's Version (NIRV) | New International Version (NIV) |
1 Joseph couldn't control himself anymore in front of all of his attendants. He cried out, "Have everyone leave me!" So there wasn't anyone with Joseph when he told his brothers who he was. | 1 Then Joseph could no longer control himself before all his attendants, and he cried out, "Have everyone leave my presence!" So there was no one with Joseph when he made himself known to his brothers. |
Holy Bible, New International Reader's Version® Copyright © 1995, 1996, 1998 by Biblica. All rights reserved worldwide. (New International Reader's Version Bible Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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County Fair
The only real amusements there were the people that came to the fair...and the CRAZY chickens that were in the livestock show. Those things had Velociraptor legs, I tell you!
This photo was shot on film. Taken by leahlink87 with a Holga 120 CFN (available in our Online Shop) loaded with Fujifilm 200 film in Troutman, United States. These tags describe this photo: carnival, fun, and fair. Date: 2011-09. Time: Night. This photo can also be found in the album Bull in a China Shop (First Holga120CFN shots).Please login to get more out of this site
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Someone told me in an earlier post this week, in regards to the liquid collection tray at the bottom of my Worm Factory composting system, that the liquid is leachate and not "compost tea". I went back through the WF literature and read that this liquid, according to WF designers, is referred to as "worm tea", which can be used as a fertilizer, similarly to compost tea I believe.
Now, when I think of leachate, I normally consider a negative connotation referring to liquid waste, but since this liquid collection tray is simply collecting the runoff from the organic matter (food and paper scraps) I'm putting into my worm bin, I don't think this is a fair categorization. I'm wondering what other people think about this...what the difference is between "compost tea" and "worm tea" -- if any -- and any other thoughts on this topic. |
Follow-Up Postings:
- Posted by folly_grows 10 SF by the Bay (My Page) on Tue, Mar 17, 09 at 18:00
Jgore -- I was the one who said that leachate wasn't the same as worm tea. I'm not saying that giving it to your plants is bad for them, just that it is different from worm tea. Worm Tea/Aerated Vermicast Tea/AVT is brewed with molasses and air to promote microbial life. The leachate at the bottom of the WF is merely drippings from the trays. There are lots of discussions on this and other forums about how to make Tea. But there are also strong discussions about the usefulness of tea versus top dressing with VC. Search. Search. Search. One of the posts I found here after searching for AVT said: |
jgore, After I bought my WF and following the posts here, I have e-mailed WF and commented a.o. on their description of "worm tea". I got a reply and they admitted that the run-off is not worm tea, rather what is called leachate in the vermicomposting community. The name will be changed with the next printing. I agree with folly grows, if you've got leachate then your bin is too wet. You will get mite problems and smell. So, add dry shredded newspaper to soak excess liquid. The bin usually gets enough moisture just from the veggie/fruit scraps added. If I do get leachate, I dilute that with water (1:10 just to be safe it is not too strong)and water my houseplants with it. None have died so far. Otis |
Thanks both of you for your helpful responses. I'm glad I now understand what's going on here. It's unfortunate that the WF designers made such an obvious miscategorization. I had posted earlier too about my confusion regarding their measurement of 1/2lb. of food per 1lb. worms to the measurement I received with my worms themselves which said 1/2c. to 1lb. worms. I'm not sure which of these is correct either, but am just watching to see how quickly food disappears. It seems they aren't doing the best job... I'll keep digging through past posts for more information on tea. Thanks! |
jgore, To summarise: Compost tea - a mix of VC and water. Useful if you don't have leachate and want some liquid fertilizer. Worm tea - a mix of VC, water and molasses. It is brewed in the sense that hot water is used and it must be used almost immediately otherwise the benefit is lost. There is a lot of controversy regarding the benefits of creating and using worm tea. My person view is: "If in doubt, leave it out." Hope that clears things up. |
- Posted by hummersteve 6 (My Page) on Mon, Apr 7, 14 at 20:19
I see many sites that are referring to any worm bin runoff as worm tea which is really just "leachate". Im guessing much of the presented info is old and they were just recopying the info and digging into the facts. The fact that any runoff could be just juices from water, fruits and veggies or anything else that has not yet even passed thru a worms body. So therefore I consider any runoff useless. True worm tea is obtained by using the mature vermicompost which has been run thru a worms body and been aerated and the billions of microbes that will be multiplied by the aeration process. The result being true "worm tea" and applying the tea quickly after stopping the aeration to get the most use of before they start dieing off. As an added thought I have never even had one drop of runoff from any of my bins so my thoughts are anyone having lots of runoff is that their bins are way too wet. Have a good day. |
- Posted by boredsogarden 8 VA (My Page) on Wed, Apr 9, 14 at 13:24
I believe I am the one who stated "compost tea." ... but I do not have a "WF." Rather, I have several barrels that are watered by gutter rain and fed with kitchen and garden scraps, as well as chicken poo. At the bottom of the barrel there are several spouts that feed into holding containers. The water that drains through to the holding tank is what I refer to as "compost tea." I use this directly on plants without diluting, and have had only marvelous results. As for the smaller tubs of concentrated redwigglers -- I use the large Wal-Mart totes that held items sent to the thrift store. Stacking two, three, four, or more depending on the amount of worms and accumulated castings. On the very bottom is a solid tote with holes in the lid which holds anything that drains through the top bins. I equipped the bottom bin with old spouts from large detergent containers to dispense the liquid as needed. This liquid...I have no name for it. It is sometimes there, sometimes not, and sometimes I drain water all of the way through to have a bit of concentrated liquid. The concentrated liquid I use on my open-air compost piles or throw in the Compost Tumbler to heat up the compost. But if you have an indoor worm bin, which I believe a "WF" is...I wouldn't want water on the bottom. When my indoor worms (meals and supers) get too wet I think I am seeing spots...then I realize fruit flies are multiplying like crazy. Then it's off to the big-box for some apple cider vinegar and some Damp-Rid. :) |
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Your organization has a blog. It also has a presence on online social networks like Facebook, Flickr, Pinterest, Twitter, and YouTube. What's the best way to knit together everything you post and decide what goes where?
Read the transcript below of a online discussion with two experts on social media and research giving advice and discussing early results of a forthcoming survey about how nonprofits handle communications involving many online channels.
The Guests
Laura Quinn is founder and executive director of Idealware, a nonprofit that helps charities figure out what computer software best meets their needs. She directs Idealware's research and reports.
Annaliese Hoehling is publications director at the Nonprofit Technology Network, an organization that conducts research and provides advice to a wide range of charities.
The Chronicle's live discussions do not require registration. Simply return to this page at noon Eastern time on the day of the scheduled discussion and click on the box below to participate. If you cannot participate during the live event, the full transcript will be available afterward in the box below.


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Welcome To Herbs Plus!!
Herbs Plus Is Your Online Source For High Quality Organic and Kosher Herbs, Exotic Herbs, Herbal Formulas, Powders, Spice and More!!
To navigate our store, see the menu to the left or simply type in what you are looking for in the search box above.
We have organic and kosher Marshmallow Leaf, Damiana Leaf, Mullein, Passion Flower, Blue Lotus and Essiac Tea, just to name a few!
Herbs Plus is dedicated to providing the freshest and purest products. We strive to offer herbs and spices with verified quality.
We hope you enjoy your visit!! Use our contact form for any questions or comments you may have.
International shipping now available.
Check the details for international shipping , HERE


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Regular Menu (PDF)
Catering Menu (PDF)
We are a certified gluten-free restaurant!
We field a juice bar, smoothies bar & espresso bar as well as breakfast (served all day!), wraps, sandwiches, salads, soups, quiche.
Please note that we are doing healthful, made-fresh food, not fast food. We appreciate your patience.
To keep prices down, we use combinations of natural, organic and conventional ingredients. We also serve Polyface eggs, sausage and quiche.
Both indoor and outdoor seating are available, as is take-out! Come early to get a good seat.
If you are doing planning for a group of 20 or more in our upstairs meeting room, the Catering Menu above is the one to work from.
"What a nice place to eat."
-Matt Carlsson, customer
"This is THE place to come for great soups."
-Den Fruman
"Thanks for the best latte in town!"
-Ellen Lockhart, customer
"I've never been to a better place for hot chocolate."
-Mackenzie Carlsson,
"Your chai is the best around – even better than what I get in Boston."
Mosedale, customer
"I'm coming back for the Blueberry Thrill smoothie every day for the rest
of my life."
-Debbie Wenger, customer
"This is great: scrumptious food in a homey setting."
-Jennifer Boone,
"Your Mediterranean Wraptatouille rivals my favorite restaurant in Georgetown."
Barber, customer
"You guys ROCK!!"
-Debbie Armstrong, customer


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I think most all of the table service restaurants are accommodating if you call ahead. Here is an article on how others have delt with this situation....Dining with Food Allergies at Walt Disney World
I am looking for table service restaurant recommendations. Since my wife has several food allergies (wheat/barley, soy, and shellfish) and is also a vegetarian, we must limit our choices to those places that are willing to prepare special dishes just for her (so most buffets are out). Since we have the Disney Dining Experience card, we also try to limit our choices to places that accept the DDE card. Finally, we typically eat out only for dinner (having breakfast or lunch in our room).
Thus far, we have tried California Grill, Jiko, Citricos, Coral Reef, Grand Floridian Café, Flying Fish Café, Kona Café, Artist Point, Yachtsman Steakhouse, Le Cellier Steakhouse, Spoodles, and Narcoossees. Most have been very accommodating to my wifes special dietary restrictions.
Can anyone recommend any other TS restaurants for dinner that would also be as accommodating?
DVC Member
I think most all of the table service restaurants are accommodating if you call ahead. Here is an article on how others have delt with this situation....Dining with Food Allergies at Walt Disney World
I have an allergy to wine. Bummer! But we have found that the restaurants are very accommodating. I especially feel reassured that the chef comes out to talk to you one on one. When I book our dining reservations I make sure I let them know of my allergy, and then I reiterate this when we check in for our reservation. They are not allowed to bring you any food until the chef comes out to speak to the person with the allergy. At least, that is what one cast member told us when she waited on us at Fulton's Crab House. The Contemporary's California Grill has a vegetarian zone on the menu. You might check Raglan Road in DDD. We love their food and my husband thinks it is the best restaurant at WDW. The Hollywood Brown Derby is a favorite for lunch--their cobb salad is delicious. We have the Dining Experience as well and use it at these restaurants. We will be there on the 29th of Sept. thru 2nd of Oct. at Saratoga.
Good luck!
My cousin has an allergie to peanuts and every restaurant we went in we told them when we made reservations then when we go to the restaurant the head chef came out and showed him what he could have and in Cyrstal Palace the head chef baked him a bunch of roll separate of the others. Every restaurant we went in (Cyrstal Palace, Chef Mickey, Hollywood and Vine, Rainforest Cafe) was very accomodating.
Tiffany~ºoº ~ D23 member
Sufferer of Disney Vacation Depression
97'~French Quarter, 99'~CBR, 01'~Movies, 03'~Music/PORriverside/DCL, 05'~POP, 06'~Movies, 08'~Movies, 09'~Disneyland/ Embassy Suites Irvine/ 10'~Music, 12'~LBV Best Western Disney View
Don't write off buffets just because of your allergies. Just make sure you note the allergy on the reservation and talk to the CM when you arrive. The chefs will be willing to make you plates of food specific to your needs. You just need to make sure you call ahead and let them know in advance.
You might also want to check out this page on AllEars.net: Dining with Food Allergies at Walt Disney World as well as Deb & Deb's book "Passporters Walt Disney World for Your Special Needs": PassPorter's Walt Disney World for Your Special Needs
Thanks for all the info, everyone!
DVC Member


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I have just installed a new cream kitchen in my small kitchen dinner. The granite worktops will be very light /gray colour and the floor will be a dark laminate. The overall effect will be very neutral. I have a chandelier in the attic for a few years and never found a place for it. I am not sure if I could put it over my new Ikea circular table in the corner of the room, to add a splash of colour and use red as an accent colour in chair cushions, kettle etc. One of my friends thinks it is a bit old fashioned, the other likes it. I just can't decide now if it's hideous or a stroke of genius! I need your help. Will try and attach photos |
This post was edited by Siobhra40 on Sun, Jun 16, 13 at 8:35
Follow-Up Postings:
Any photo of the chandelier? what is the dimension of it? If its size is right, I think it is a brilliant idea! It goes with your cabinets and would bring sparkles to your kitchen. |
It could be fun and looks like it suits your colorful style in the background. I guess it would fit a somewhat funky or bohemian nterior, imo. |
Wow. Love it. Not my style, but I love it. I can see why you have been saving it. ITA it is for a bohemian space, tho. Would love to see pictures of your room. |
It' 16 inches across.Would love to add photo of the kitchen but it took me an hour to figure out how to add this one. (I accidentaly added every photo I have in photobucket - over 100 !). Will try again. the last time I tried, it replaced this photo with the kitchen one. The kitchen is cream shaker and my house isn't very modern. |
Keep in mind it is going to need cleaning. A lot more often than in a dining room. |
This post was edited by brickeyee on Sun, Jun 16, 13 at 12:11
My friend said the same thing. I wasn't sure if that was a code for, don't do it! I think I might just go for it. I can always change it if it doesn't work. Electrician coming in the morning and he wants a decision. |
- Posted by TexasPenny (My Page) on Sun, Jun 16, 13 at 13:07
I say do it too. You already own it, the electrician will already be coming out, and if you don't like it, you can replace it later. If it makes you happy looking at it, then do it. |
Yes, light fixtures are easy to swap out. Hang it and live with it for a while to see if you love it. I love your kitchen, by the way! |
- Posted by michellemarie (My Page) on Sun, Jun 16, 13 at 16:31
YES! Your chandelier is lovely and will look great! |
- Posted by sanjuangirl (My Page) on Sun, Jun 16, 13 at 17:05
I think it's fun! If you wanted to make it less boho and aliitle more straight up chandelier, you could change some of the colored crystals for clear ones. You could also choose to stick to maybe one or two colors of crystal and mix with the clear. I seem to always swap out some of my crystals on all of my chandeliers to make them my own and because I love French Pendant crystals, so I order them online and replace some of the other crystals for the new ones. Google "crystal chandelier parts" and you'll be amazed at what you can do to a chandelier! Your kitchen is lovely, can't wait to see it finished! I hope you hang the chandelier! |
What a great idea sanjuangirl. I would never have thought of that. It's going up today and I won't know if it's working until the kitchen is fully finished. Will post a photo when it's all done, may be a few weeks. |
- Posted by suburbanrancher (My Page) on Mon, Jun 17, 13 at 14:45
I have this over my kitchen sink in my modern-style kitchen and everyone loves it. But most importantly, my husband and I love it. Put the light on a dimmer and you'll be amazed at how great it looks at night, gently lit. |
Here is a link that might be useful: Mini-chandelier
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World English Bible (WEB) | New International Version (NIV) |
2 You who stand in the house of Yahweh, In the courts of our God's house. | 2 you who minister in the house of the LORD, in the courts of the house of our God. |
The World English Bible is in the public domain. (The World English Bible Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |