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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
Find a pet to adopt |
My name is Sophia!
Facts about Sophia
- Breed: Pointer/Labrador Retriever Mix
- Color: Black - With White
- Age: Adult
- Size: Med. 26-60 lbs (12-27 kg)
- Sex: Female
Sophia's Info...
I am already spayed and up to date with shots.
Sophia lost her home and found herself in the shelter. She came in spayed so there is a good chance she could be housebroken already too, but they aren't told those things at intake. She is a healthy dog with a good size too, not too big or small. She would love for you to come visit with her. There is a great adoption friendly interaction room you can take your other pet or your family to visit with them. The shelter is at 650 John Howell DRive in Lincolnton, NC. Phone 704 736 4125. If you call you need to give them his shelter ID number. ,It is newly remodeled too. Hours of operation for adopting are 11 to 4:30, Mon-sat. you can adopt the same day, but the shelter does not accept credit cards. For only 85.00 you get the spay or neuter, rabies vaccines, other vaccinatins a worming, a microchip and even 30 days of free insurance. YOu cannot beat such a agreat deal anywhere. don't delay , give a life to a dog in need. , these dogs dont have forever in this shelter which is forced to euthanize due to pet over population. thanks for looking.
Other Pets at Friends of Lincoln County Rescue
Why Adoption is a Great Option
Sophia, a Lincolnton Pointer/Labrador Retriever dog was adopted! Here's how you can benefit by looking at adoption as an option to buying a Pointer/Labrador Retriever for sale in Lincolnton, or seeking a Pointer/Labrador Retriever dog from a breeder in Lincolnton.
- Rescues and shelter volunteers in Lincolnton already know the personality and tendencies of their pets. This means they can match you with the right pet. That will makes it much easier transition to owning a pet for yourself and your new pet.
- On average adoption fees are much less than you'd pay a Lincolnton breeder, or pet store. Plus most often rescue pets have already been to the veterinarian for a check-up, had a round of vaccinations, and are spayed or neutered. That is a lot of savings!
- You will become a hero, and give a needy dog or cat a loving home. In fact, there are even Pointer/Labrador Retriever breeders who help with Pointer/Labrador Retriever rescue. One puppy or kitten adopted in Lincolnton paves the way for another one to be saved.


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blue FreeRAM is freeware memory manager program that defragments and reclaims memory from the operatingsystem and leaking applications and dlls. This decreases load time and boosts application performance.Features:- Easy to use- Optimize memory manually or automatically- Flushes unused libraries to disk- Increases efficiency of your CPU- Easily free specified amount of memory with shortcut- Easily free predefined amount of memory (5%, 10%, ... 80%)- See real time chart of available memory and CPU usage- Automatically or manually tunes system file cache- Skin support- Uses system tray- Freeware!
Free related programs: memory, manager, optimize, boost, leak, dll, defragment, clean, release, faster, memmonster, ram, booster, cleaner, super, optimizer, tweak, saver, turbo free, ram, more ram, monitor, file, cache, vcache, system, tuning, tune

subset: commoncrawl


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Fast CGH computation using S-LUT on GPU
Data Storage Institute, A*STAR (Agency for Science, Technology and Research), DSI Building, 5 Engineering Drive 1, (Off Kent Ridge Crescent, NUS), Singapore 117608
Opt. Express, Vol. 17, No. 21. (12 October 2009), pp. 18543-18555.
title={Fast cgh computation using s-lut on gpu},
author={Pan, Y. and Xu, X. and Solanki, S. and Liang, X. and Tanjung, R.B.A. and Tan, C. and Chong, T.C.},
journal={Optics Express},
publisher={Optical Society of America}
In computation of full-parallax computer-generated hologram (CGH), balance between speed and memory usage is always the core of algorithm development. To solve the speed problem of coherent ray trace (CRT) algorithm and memory problem of look-up table (LUT) algorithm without sacrificing reconstructed object quality, we develop a novel algorithm with split look-up tables (S-LUT) and implement it on graphics processing unit (GPU). Our results show that S-LUT on GPU has the fastest speed among all the algorithms investigated in this paper, while it still maintaining low memory usage. We also demonstrate high quality objects reconstructed from CGHs computed with S-LUT on GPU. The GPU implementation of our new algorithm may enable real-time and interactive holographic 3D display in the future.
October 28, 2010 by hgpu
Similar papers:
- Quality comparison and acceleration for digital hologram generation method based on segmentation
- GPU implementation of volume reconstruction and object detection in Digital Holographic Microscopy
- Coding Ants: Using Ant Colony Optimization to Accelerate CT Reconstruction
- High Quality Image Reconstruction of Point Models
- GPU-based Iterative Cone Beam CT Reconstruction Using Tight Frame Regularization


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For the first time in YEARS our backyard peach tree is loaded. Usually the squirrels get them all. We're eating all we can and giving them away to anyone who walks by, but they spoil practically overnight. My freezer is not big, but I'll save what I can. Unfortunately no one in the family eats jam or jelly except me, and 3 jars would last me a year. I've cut a lot into small pieces, sprinkled them with sugar, and frozen them. Then I will put them in muffins (or something) in the winter when I bake.
What else can I do? I don't bake at this time of year, and no one really wants peaches in yet another form, not right now. Can I make something like applesauce? Puree in the food processor or blender? Then freeze? I imagine I'd really love some peach sorbet...later. Is it better to add sugar when first blending it or freeze without? |
Follow-Up Postings:
I think I might skin and pit them and chop in a food processor and add "some" sugar...to taste....not too much and "some" cinnamon and cook until mush, pack into jars and pressure can them....or freeze. Imagine that on icecream in January? On over a plain cake? Or ontop of cake AND ice cream...or mixed up in a smoothie or with added sugar on pancakes? Oh My! Linda C |
Yes, Linda, you've got the idea! Smoothies and ice cream, oh, yes... While waiting for ideas from the cooking mavens here I cut in half, pitted, and de-bad-spotted (?) maybe 40 of them. Since most have fallen off the tree there are a lot of bruised spots and I have to act fast as then they will spoil that much faster. But I did not think to skin them as generally I like the skins: but maybe not for this? Due to bruising and how very soft they are (not a shippable variety at ALL) they are hard to peel. They almost fall apart instead. I have an old-fashioned jelly colander somewhere, the one my grandmother used to make crabapple butter. It is cone shaped with holes along the sides, has a wooden cone to press inside, and you set it over a bowl. You cook the fruit (at least for crabapples you do), put a cup or so in the colander, and press the wooden pestle cone around until the juice is out but the skins are left inside. Would that be easier/better than just using a food processor? Especially if I can't peel them all? |
Are they too soft to put into boiling water for a minute? If you make an x on the bottom, put into boiling water for a minute, the peels will slip right off. Otherwise I think your idea is a good one. |
Yep....use the "applesauce maker"...I have one but I forget about it. It will leave the skins behind and make mush out of the rest... Also works with pears. Linda C |
- Posted by ginger_st_thomas (My Page) on Fri, Aug 10, 07 at 6:55
You can freeze this: FRESH PEACH SAUCE (1 1/2 cups) 2 cups fresh peaches, peeled & diced 1 tsp lemon juice 4 TBL sugar 1 TBL flour 2 TBL butter 1/2 tsp cinnamon 1/4 tsp nutmeg 1 tsp vanilla combine peaches w/remaining ingredients. Heat over low heat in saucepan 5-10 minutes stirring often or bake in a small greased casserole dish at 350° for 20 minutes. serve over pound cake with vanilla ice cream or over angel food cake.~~ Would they hold up for pies? If so, you could freeze them in foil lined pie pans, then remove the pans & keep frozen until you do want to bake. |
Thanks: I was wondering about the proportions. The peaches taste really sweet on their own but are probably not sweet enough for a dessert. I assume you mean cook the sauce first then freeze? Or just freeze the peaches cut up and then make the sauce after defrostiong them later in the year? That's a good idea about freezing the chunks in the form of a pie pan! That'll save work. They are rather ripe for pies but I made some pies last year and they sure tasted fine, though they did not retain "chunkiness" the way apples or less ripe fruit can. I added frozen blackberries then: it's a great combination. I think my favorite was a peach kugel (or was that a clafouti?) a few years ago. |
No, just checked the recipe file, it was not a kugel, it was a peach kuchen. Before I knew there was a recipe section on gardenweb I did a search and found a kuchen recipe from Gourmet magazine. It's rather long and involved, though; I need to find a simpler one. |
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Wedding Portrait & Engagement Raves
Check out what some of our clients say about their wedding portraits. The "Word on the Street" about Robertson Photography Studios is very positive due to our excellent customer service – just ask someone that has been photographed by us.
But don't take our word for it, feel free to ask any of these clients for yourself what they thought about there wedding experience.
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"I was glad to get some of the formals done in the studio in a relaxing environment."
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"This is my favorite wedding portrait of all the gorgeous photos that Steve took on our wedding day. I was definitely glad that Steve was there for me."
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If you are ready to get started with your family portraits, start by requesting a free design consultation by filling out the form in the right-hand column or call us at 253-981-3468. Otherwise, we would like to invite you to stay in touch with us by:


text:
- Bra å vite
- Produktinfo
- Levering & Retur
- A fabulous and timeless alternative to black - ensure that your wet weather look is incredibly chic. With such unpredictable weather, it is better to be on the safe and stylish side! This item runs true to size.
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Call: (+44) 345 260 3880
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text:
Additional Information
Ballantine's teams up with online music platform Boiler Room for branded content deal
Ballantine's, the Pernod Ricard whisky, has announced a global branded content partnership with online music channel Boiler Room, as part of a plan to create online documentaries and one-off events.
Boiler Room: teams up with Ballantine's
The 'Boiler Room & Ballantine's Stay True Journeys' project aims to "discover and celebrate the stories of the world's most vibrant music scenes – from the characters who defined them, to the pioneers that are driving them forwards".
Produced in association with M&C Saatchi Sport & Entertainment, the centrepiece of the project will be the creation of a series of online documentaries, shot on location and featuring local musicians from around the world exploring the stories behind different music cultures.
A series of one-off, local events will also be staged throughout the year in the places profiled in the documentary content, featuring a mix of established and emerging talent, as well as some notable international names.
Tickets to the events will be exclusively available via Ballantine's and Boiler Room channels, with a global audience able to tune-in live online via the microsite, Boilerroom.TV/StayTrue.
The first 'Stay True Journey' will take place in an as yet undisclosed location in Mexico in March, with further destinations already lined up across three continents.
Peter Moore, global brand director for Ballantine's, said: "Boiler Room is a natural partner for Ballantine's. They've consistently delivered the most credible live and streamed music experiences to music lovers across the globe and, as such, epitomise the Stay True values of our brand.
"At a time when music is all too often viewed as disposable, 'Stay True Journeys' allows us to immerse fans in the stories which lie behind the world's most exciting and authentic musical talent," he concluded.
Blaise Bellville, founder and chief executive of Boiler Room, said: "This project is going to allow us to capture and share the best of these stories, from all over the world."
Launched in a warehouse in Hackney, East London four years ago, Boilerroom.tv now has more than six million monthly viewers and a million-strong social community.
Boiler Room and Ballantine's present Stay True Journeys from Boiler Room on Vimeo.
This article was first published on marketingmagazine.co.uk
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It has been over 24 hours since the spindles on my stairwell were repainted with oil based paint, and they are still VERY tacky. We have had some drizzle overnight and today, and it is supposed to rain off and on the rest of the week. I am concerned. Should I be? |
Follow-Up Postings:
Oil paints can be VEEEEERRRY slow to "firm-up". (I'm assuming by "stairwell"...you mean an interior job?) Humidity CAN be a factor, but it's not the main one. Alkyds cure by reacting-with/linking-with Oxygen in the surrounding air. The better the air-exchange-rate, the faster Oils will cure-out. If your Oil coats were thicker, that'll really slow it down! It's a different mechanism than Latexes go thru, which release water into the air. Thus, Latex films "get tighter"...literally pulling-down/shrinking onto the substrate...thus, drying out. Bottom-line: It may be a week or more. Open some windows, use some fans, etc. Fresh-air exchanges are KEY. Faron |
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Keep this in mind the next time you either hear or are about to repeat Gossip.
In ancient Greece, Socrates was widely lauded for his wisdom. One day the great philosopher came upon an acquaintance who ran up to him excitedly and said, "Socrates, do you know what I just heard about one of your students"?
The man was defeated and ashamed. This is the reason Socrates was a great philosopher and held in such high esteem.
Thought for the day
Trying to act and not react.
To respond in truth and not in anger or as defense.
Finding moments of peace within.
Peace and Blessings
Thought for the day:
Women are angels.
when someone breaks our wings,we simply continue to fly…on a broomstick.
We are flexible.


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We are a leading international provider of home credit – and the human face of finance.
Our business model has been operating for more than 130 years and is well established, resilient and profitable.
Our home credit product has two core elements: a small-sum, short-term unsecured cash loan and an optional home collection service provided by dedicated agents.
We operate in emerging markets where demand for credit is growing and markets are relatively underserved.
Our customers have average or slightly below average incomes and want to borrow comparatively small sums of cash, quickly and in a manageable and transparent way. Most loans are between £200 and £500, repayable between 6 and 12-month terms.
Typically, we deliver cash loans within 48 hours of our first customer contact.
Loans are arranged and delivered by our agents in the convenience of our customer's home, at a time that suits them.
Our customers are often not well served by banks. They may have no credit history and prefer to use cash. Our loans appeal to those who want smaller loans and manageable repayments.
Our dedicated agents build long-lasting relationships with customers. They deliver loans and meet customers each week in their home to collect repayments.
Our customers are generally not charged any default interest or fees as a result of late repayments when our agent service is chosen. Our customers appreciate the fact that the amount they owe does not increase even if they miss a repayment.
We operate in eight countries-Poland, the Czech Republic, Slovakia, Hungary, Mexico, Romania, Lithuania and Bulgaria. We also have a central office in Leeds, UK.
Explore our markets
View our business model
We take a distinctive personal approach to lending and our agents are the linchpin of the home credit business model.
Discover more about our loan process
Download our Guide to IPF
Download our Key Factsheet
Annual Report 2013


text:
Payments by mail are usually made by students living outside Canada. For those living in Canada, we recommend using online Internet, Telephone, ABTM /ATM banking.
Only money orders, or bank drafts payable to Queen's University (in Canadian or US funds only) will be accepted.
Send money orders or bank drafts to:
Office of the University Registrar
Gordon Hall, Room 125
74 Union Street
Kingston, ON Canada K7L 3N6
Telephone / Fax
General Inquiries: 613 533 2040
Tuition and Fees: 613 533 6894
Fax: 613 533 2068
General Inquiries: email@example.com
Transcripts: mailto:email@example.com


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On South Camp Road in Kingston, there is a saying - "Labour for learning before you grow old. For learning is better than silver or gold." These words have been repeated for generations by the nuns and Alpha Band Directors of Alpha Boys School. This learning involves musical instruction and many students have converted their musical education into gold - some more successfully than others.
Beginning in 1892, Alpha Boys School's musical education has produced highly skilled musicians. Musicians like Joe Harriott (saxophone), Winston "Sparrow" Martin (Drums, keyboards, trumpet), Johnnie "Dizzy" Moore (trumpet), Cedric "Im" Brooks (Saxophone, flute), and Bobby Ellis (trumpet) all had their skills tapped by the bandleaders and producers of Jamaica in the 1950s and 60s. Today's youth at Alpha are ready to test their skills. Today's generation of Alpha is Sykie Campbell who at age 14, recorded with Coxsone Dodd on the Studio One album "Come Dance With Me." Sykie plays drums, percussion and xylophone and during the day walks the same dirt path to the playing field that 16 year old Don Drummond walked when he attended Alpha in the 1940s. Before her death in 2003, Sister Mary Ignatius Davies worked with Sykie Campbell. Sykie recalls his time with her: "I've been at Alpha a long time. She'd always say, Lickle man, one day you're gonna be that person that's going to be tall and be a big man.' She was that type of person that show love every time she see you."
The abilities of the youth at Alpha have not gone unnoticed over the years. Like a professional football coach recruits, the bandleaders and producers of Jamaica have recruited at Alpha for musicians. Sonny Bradshaw recruited Joe Harriott and Wilton Gaynair. Actually it was Alpha School's Sister Ignatius that suggested Alpha student Joe Harriott to band leader Sonny Bradshaw. Coxsone Dodd recruited Cedric Brooks, Bobby Ellis, Vin Gordon, and Headley Bennett. In a 1991 interview, Coxsone Dodd commented about his first recordings in the late 1950s and his searches for talent, "Rhythm and Blues became obsolete because of Rock and Roll. Rock and Roll didn't [go] over in Jamaica too strong, so we decided to start doing our own stuff. First of all we're lookin' for a good voice, delivery, and willingness to learn." Band leader Eric Dean recruited Rico Rodriguez, Tommy McCook, and the great Don Drummond from Alpha School. In a 2002 interview, Sister Ignatius commented on the excitement that Don Drummond created: "Even though he was still in school, he was almost the number one trombonist in the island. When the band went out on Alpha engagements, a lot of musicians would go and listen to him. Band leaders used to come round and listen."
Today's Band Director (since 1989) is Winston "Sparrow" Martin - an Alpha graduate himself. Mr. Martin continues the Alpha tradition by not only giving back in his role as band Director, but by assisting past Alpha Boys professionally. Mr. Martin comments, "I have a group of past Alpha boys who play at different functions, they do recordings, they travel abroad and go to places like France, Germany, Italy, to perform Jamaican music. I think it's a good thing to expose them and show them that the world is large and there are so many things you can do that will enhance you to be a better person."
Youthman Sykie Campbell represents the future of Alpha - talented, capable, and driven. Sykie Campbell recalls his parting with Sister Ignatius: "I can remember when I went to the chapel. Before she died, she said: Lickle man, you have grown into a big man' and I laughed with her. I remember those words clearly." Decades before, it was Sister Ignatius that introduced Joe Harriott to band leader Sonny Bradshaw. It may be that Sykie Campbell will receive his recommendation from Band Director Sparrow Martin. From here it is "upward and onward!"
End Part One...
Want More? Check Youtube for Alpha School videos - search under "Rich Lowe."
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Reviewed BLT Pasta Salad
Dec 20, 2012 in on Food.com
"I really enjoyed this recipe! I made a few changes after reading this book by the Skinny Chef. It's called Healthy Cheats. Here's the link if anyone wants to check it out: http://amzn.com/B00AKWI47Y""
Reviewed BLT Pasta Salad
Dec 20, 2012 in Food Network Community Toolbox on FoodNetwork.com
"This was good but as a calorie conscious person I struggled with the fact that it was almost 1000 calories per serving. I found another recipe which has less than half the calories. The ebook is available on amazon. It's called Healthy Cheats. Check it out if anyone has similar concerns. ""
Reviewed Saffron Risotto with Butternut Squash
Dec 20, 2012 in Food Network Community Toolbox on FoodNetwork.com
"I really liked this recipe, but I did find it to be a little heavy. After experimenting with several recipes the one that I found that I liked the most was in this ebook called Healthy Cheats by the Skinny Chef. I really recommend it! ""


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B2B Online Marketing Statistics
2014: US Online Ad Revenues Grow by 19% year over year in Q1 to $11.6 Billion. The Q1 mark is a new first-quarter peak, marking a 19% rise from last year's Q1 revenue of $9.6 Billion. The 19% growth rate also represents an uptick from Q1 2013 (15.8%) and Q1 2012 (14%).
~ IAB / PricewaterhouseCoopers
B2B marketers are bullish about their spending plans for 2013, with 49% planning to increase their budgets over the next 12 months, according to a new study by BtoB Magazine, presented at the Business Marketing Association-New York City's annual BtoB Outlook Breakfast.
67% of marketers indicated they'll increase their digital expenditures in 2013, which leads every channel category.
~ "Outlook 2013: Marketing Priorities and Plans"
By 2016, advertisers will spend $77 billion (as much as is spent on TV advertising today) on the following online marketing activities: Search marketing, display advertising, mobile marketing, email marketing, and social media. These online marketing tactics will grow to 26% of all advertising spend as they are embedded in the marketing mix.
~ Forrester Research
59 percent of B2B marketers and 49 percent of B2C marketers credit SEO with having the biggest impact on lead generation — in both cases, those numbers are significantly higher than both PPC and social media.
~2012 State of Digital Marketing Report
Growth in the US advertising market has begun to propel the global ad recovery, prompting a revised forecast of global ad expenditure, now projected to grow 3.5% in 2010, up from the 2.2% forecast in April, 2010, according to projections by ZenithOptimedia Australia. Paid search, the main engine of Internet growth, accounted for 50.2% of Internet ad spend in 2009; that share is forecast to reach 52.6% in 2012.
Users exposed to both a brand's social media and paid search programs are 2.8 times more likely to search for that brand's product compared to those only exposed to paid search. Source: Comscore, GroupM, and M80 study, "The Influenced: Social Media, Search and the Interplay of Consideration and Consumption".
Citing a recovering economy and increasing marketer interest in the space, research company eMarketer recently raised its 2010 spending forecast for advertising on social networks by nearly 30% to $1.68 billion domestically.
Business.com recently conducted a study that evaluated Social Media activities of those in B2B and B2C. In its report, "2009 B2B Social Media Benchmarking Study," Business.com found that North American companies focused on B2B were much more rigorous in the world of social media than those in B2C. As you'll see, B2B leads the fray across the entire regiment of campaigns and programs.
Social Media Forecasted to Hit $3B/year by 2014 ~ Forrester Research, Inc.


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Today, the Obama administration struck a deal with environmentalists to tackle by 2018 the backlog of 757 species in line for protection under the Endangered Species Act. That includes 60 in the Northwest including the (recently discovered in Oregon) wolverine:
« Science Friday: How to shift the energy economy
Beer in cans or bottles? Your thoughts »


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I'm eating my first chocolates. They taste pretty good. But they're so dark, I wonder if they've spoiled somehow.
Am I going to die of food poisoning ? Thanks, |
Follow-Up Postings:
This is why they are called chocolate:) My chocolate persimmons have dark flesh when ripe too. This is a very good tasting persimmon. Olga |
Doesn't sound very appetizing but they sure do look good at this point. Mine aren't ripe yet and they are in the greenhouse. |
fruitnut, How old was the tree. Is it in the pot or in the ground, since you have a green house. |
Fruitcraz: The Chocolate was planted in the ground in January 2010. It really hasn't grown too much but only has a space about 3ft by 6ft so maybe that's why. A Eureka planted next to it at the same time hasn't flowered. So if the Chocolate was pollinated this year it was self pollinated only. I don't know if that would qualify as the taste enhancing pollination that Chocolate needs to be at it's best. Guess I'll know because it had a boatload of male flowers with no other persimmon within 200ft. I thinned the fruits down to seven. They are a very nice size. |
Fruitnut, Where did you order your persimmon from? How low of the temp over winter? |
- Posted by Kippy-the-Hippy 10 Sunset 24 (My Page) on Sun, Oct 14, 12 at 23:17
Do you have a photo of the inside of yours? |
Fruitcraz: Bought mine from Bay Laurel Nursery. In my greenhouse I don't let it get below 33F in winter or any other time. In winter I have 45-60 days of lows in 30s and highs in 50s. That's to get chilling on everything. Then a two month gradual warm up until the cherries set fruit. The rest of the year is basically sunny and warm. Summers top out in low 90s. The only time I heat the greenhouse all year is to maintain a low of 33-37F in winter. It's the best fruit growing system I know of anywhere. I base that on the fruit quality, consistent production, and lack of pest issues. |
Fruitnut, any kaki will take 20F or less when grown in the ground. So heating greenhouse to 33F is a waste of money. I overwinter my kaki plants (some 15 varieties) in a pots standing on the ground of a large unheated greenhouse. The temperature often drops to 20F. I din't have a single loss of plant. The pots should be at least 20 liter (4 gallons). Rootstock lotus and virginiana |
harbin: I also have citrus in the greenhouse as well as many other fruits. Even the citrus could take 28F. But chilling is most effective at 37-48F. So during chilling I heat to 37F. The rest of the winter 33F. It doesn't cost much here since our average low outdoors is 30F. Do you grow any other fruits in your greenhouse? Europe used to be the center for fruit culture under glass as it was called back then. |
My Chocolate Persimmon is also fruiting for the first time. They look a lot like yours, Fruitnut. Naive question: how can you tell when they are really ripe? They are still quite firm - do they soften up? |
I am growing potted hardy bamboos, persimmon, jujube,and paw paw for sale. When overwintering in an unheated greenhouse, bamboos are the most risky here in Europe Central, the fruit trees are always O.K. Fruit culture under glass - is not my case. I am growing most in an open ground. But asian persimmons are grown in large containers, overwintered in a greenhouse, than moved outside in May with already well developed fruits. They will ripen just fine here. |
rh: Chocolate is astringent until soft. In the greenhouse where it won't freeze I'll leave mine hang until they soften. For my Eureka outdoors I pick before a hard freeze and ripen them in the frige. There are plenty of ways to ripen them: freezing, slice and dry, and with alcohol. I tried the alcohol and didn't much like the result, same with freezing. Last year they were best ripened in the frige. The best ever softened on the tree before a freeze. |
My chocolates turned soft on the tree this weekend, I could "squeeze" them |
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Tue, May 13, 14 at 14:04
Just curious. In my part of the world, gooseberries are extremely popular, but everyone wants the gooseberries green for pies and jams. Personlly, I like them both ways, green and ripe. I am assuming the rest of the world always wants them ripe. How do you like yours? |
Follow-Up Postings:
In my part of the world we start picking green for cooking and keep picking as they ripen and use accordingly. Gooseberries keep a long time on the bush so you can pick over a long period. Also some cultivars are better suited to dessert eating than others. Really ripe gooseberries of a suitable variety taste as good as sweet white grapes. |
Purple and sweet only. |
- Posted by cousinfloyd 7 (My Page) on Tue, May 13, 14 at 19:19
I've heard about gooseberry pies and thought I might have enough berries to make a pie soon. I assumed I would use ripe gooseberries (just like I use ripe blueberries, cherries, etc. to make pies from those fruits), but it did seem like an odd fruit for a pie. Does everyone that makes gooseberry pies use under-ripe gooseberries? Why? |
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Celebrate the Latino Community!
Baltimore, MD – The Enoch Pratt Free Library in partnership with the Latino Providers Network, Inc. will be hosting the third annual Celebramos Comunidad: Feria Latina, a day-long celebration and interactive resource fair for the Greater Baltimore Latino Community.
Saturday, May 21, 10:30am – 2:00pm
Southeast Anchor Library
3601 Eastern Avenue
Baltimore, Maryland 21224
This event is free and open to the public. It will feature more than 30 non-profit organizations that provide education, health, and community services to the Spanish-speaking community in Baltimore City and County. Engaging activities will be available to inform attendees about healthcare issues, family assistance, legal services, and other issues of importance to the Latino community. There will be crafts and games for children and families, a live Zumba class, live entertainment by Bailes de mi Tierra, and much more. We are expecting over 400 people from the community to attend.
Don't miss out on this exciting and informative event for the Latino and Spanish-speaking community in Baltimore.
For more information about the Celebramos Comunidad: Feria Latina and the Southeast Anchor Library, visit our website at www.prattlibrary.org. Also look for the Pratt Library on Facebook, Twitter, Flickr, Foursquare and YouTube.
Remember at the Enoch Pratt Free Library: "Your journey starts here."


text:
ATLANTA, April 29, 2013 /PRNewswire/ -- Marine Products Corporation (NYSE: MPX) announced today that its Chaparral Boats subsidiary has entered into a supply agreement with Bombardier Recreational Products (BRP) to supply engines for a planned new line of jet boats, to be introduced within the next 12 months. Chaparral's new product line will be powered by BRP's Rotax 4-TEC in-board jet propulsion system, a proven power source and a strong complement to Chaparral's new model line.
"We believe that this strategic relationship promises to deliver consumers a best-in-class boating experience that is supported by our outstanding dealer network," stated James A. Lane, Jr., President of Chaparral Boats and Executive Vice President of Marine Products Corporation. "Our decision to move into jet propulsion expands our fleet and enhances our strategy to bring new consumers into boating by offering our stylish, high-quality Chaparral products at value-minded prices. We believe that this new product also offers a profitable additional product for our dealer network and a chance for Marine Products to enter new markets."
Marine Products Corporation (NYSE: MPX) designs, manufactures and distributes premium-branded Chaparral sterndrive pleasure boats; Premiere Sport Yachts; and Robalo sport fishing boats, continues to diversify its product line through product innovation and is prepared to consider strategic acquisition targets. With premium brands, a solid capital structure, and a strong independent dealer network, Marine Products Corporation is prepared to capitalize on opportunities to increase its market share and to generate superior financial performance to build long-term shareholder value. For more information on Marine Products Corporation visit our website at www.marineproductscorp.com.
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NEV. – B.C. LeDoux, president, executive creative director and partner of The Glenn Group, was recently named Ad Person of the Year by Reno's Ad Club, AAF Reno. Through LeDoux's leadership, the agency has landed several notable accounts through the years including The Smith Center for the Performing Arts, Nevada 150 Foundation, The Mob Museum,… [More…]
B.C. LeDoux Named Ad Person of the Year
Filed Under: Press Release Wire Tagged With: B.C. LeDoux, Bally Technologies, Las Vegas business, Minelab Metal Detectors, Nevada 150 Foundation, Nevada business, Reno's Ad Club, Royal Caribbean International, Seminole Hard Rock Hotels, The Glenn Group, The Mob Museum, The Smith Center for Performing Arts, William Hill Sports Books


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This function is available for local calls only. If you had this capability with the previous system, you should still have it. Remember that you must prefix any external number with a "9."
Note: When forwarding calls to an external number, do not be surprised when you hear a dial tone as soon as you press the initial "9". Ignore the dial tone and keep dialing the number, without pausing.
The same one you had with the old system.
No. The number of speed dials is restricted to the two speed buttons physically present on the telephone. Some phones, such as those with the 'call pickup' or 'call park' options, will have only one speed dial available.
The Cisco 7940 phone has two line/speed dial buttons, while the Cisco 7960 phone has six. Basically, the number of speed dials available depends on how many phone numbers the phone has. Only those line/speed dial buttons not in use for a phone number can be assigned a speed dial function.
"Meet me" allows a group of people to meet by telephone at a pre-determined time. Each attendee is given a time and a "meet me" telephone number prior to the session. When the time comes, the participants call the access number and join the conference. This service is password protected, and must be set up in advance.
Establishing a Meet-Me Conference Call allows other callers to dial into the conference call from anywhere. This requires a special conference number which must be reserved through ITS.
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text:
Wed, Sep 28, 05 at 14:44
Sure could use some tips for preventing moss from growing on the top of the soil inside containers. I've got a huge crop of 4" lavenders to grow on/overwinter and since I'm in the Pacific northwest now, seems I've got this challenge to meet. Do any of you have a solution for moss prevention? I've heard of using sand or "chicken grit" (like aquarium sand) as a top dressing, but this would add a tremendous amount of weight to each flat, plus, it is prone to washing out easily when using a watering wand.
Anybody heard of doing a copper drench? My preference would be for an *organic* solution.... Thanks much for any tips. |
Follow-Up Postings:
top dress with thin layer of 5/16 inch lava scoria. The red gravel will pop the lavender's foilage colar and it will not add that much weight, besides it will give off iron every time you water. |
Just about anything you add to the top of the soil is going to result in a pain in the behind down the road. Is the moss a problem because of the difficulty in watering through the mat? Besides a thin layer of perlite, which is what I do, the only other thing I can recomend is not letting the top layer of soil stay moist. Growing lavender helps since it is pretty drought tolerant. I also just no worry about it and every once in a while I dig it out and replace the top of the soil in the container. I realize it is time consuming (not bad tho') I also force to look at each, and every plant, and evaluate how it is faring. |
- Posted by gardengal48 PNW zone 8 (My Page) on Thu, Sep 29, 05 at 9:31
A number of commercial growers in this area topdress their containers with agricultural charcoal. It tends to be pretty lightweight, is a natural anti-pathogen and does a great job of retarding weed development as well. |
I've killed liverwort(related to moss), cress, and other germinating weeds in winter coldframes by spraying undiluted food grade white vinegar on container surfaces. I try to avoid spraying foliage, but have not noticed damage where contact has occurred. These have been dormant cold-tolerant palms and other sturdy types. Every species is different and some would probably be burned by contact with the vinegar. |
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text:
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Discussion: |
benmayer wrote: You wanna name your kid something nobody knows how to spell or pronounce? |
bench wrote: I first worked alongside Sarah earlier this year (as a model). Yesterday Rory (my partner) and I had another fantastic shoot with Sarah. I even managed to shoot her which was brilliant fun. |
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text: Alida Valli knits during a break from filming on the set of Piccolo Mondo Antico, directed by Mario Soldati. This film made Valli a star and yet I've never seen it nor any other work by Soldati. I'm older now and don't mind admitting the sheer volume of cinema with which I remain completely unfamiliar. Saints be praised.


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request.ancestors = 5680,5680,5680,5680,5680,5680,5680,5680,5680,5680,5680,5680,5680,5680,5680,5680,5680,5680,5680,5451,5650
session.lev = 4
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Panelists: Ken Powell, Vice President, Global Sales Enablement & Learning, Sunguard
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I'm being cared for by:
Furry Kids' Refuge
Facts about Piper
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text:
Whales and Whaling
Right Whale Facts
Blue Whale Facts
Blue Whale Birthing
Right Whale History
Humpback Whale Feeding Habits
Blue Whale Facts
Orca Whale Facts
Orca Whale Research
Humpback Whale Song
Orca Whale Breeding
Orca Whale Feeding Habits
Killer Whales facts
Humpback Whale Facts
Blue Whale Status
The Blue Whale
The Killer Whale
Ecology Of Right Whales
Taxonomy Of Right Whale
Right Whale Life
Humans And Right Whales
Threats To Right Whales
About Orca Whales
Right Whale Anatomy
The Humpback Whale
Right Whale Conservation
Curiosities About Humpback Whales
Whale Custody
Humans And Right Whales
As it is the case with many other species, the right whale humans relationship as it was first developed is not one that humanity can be proud of. Nowadays specialists and animal welfare groups try to increase the awareness towards whaling and whales and they try to find out more information about these rather unknown creatures of the depth and educate people hoping that this will change their attitude towards them.
The beginning of the right whale humans relationship was primarily based on the humans' drive to hunt these whales. Actually, their name is thought to come from the fact that some time ago people considered these whales as the whales that were 'right' to hunt. It is estimated that before the mid 18th century, the right whale was pretty much the only species of whales that people could actually catch. Specialists pointed that they used to swim close to the shore, which eventually made them an easy target, they are slow swimmers and they would float after being killed. Thus, it is thought that in the 11th century the Basque people started to hunt right whales for commercial purposes. By the 16th century these hunters had travelled to Canada and brought their habits along. Furthermore, the commercial hunting of the right whale started being practiced by the Americans as well and they were thought to hunt even up to 100 whales in a year. However, the practice ended in the mid 1970s but it was about to revive in the wake of the 20th century. As one might expect, commercially hunting these whales in the 20th century was much more aggressive as technology was on the humans' side.
But the right whale humans relationship is not only involving negative commercial hunting but also whale watching. South Africa has become one of the main places to go if one wants to watch whales, and in particular the southern right whale.
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Madison's city-owned Unlimited hydroplane U-1 Oh Boy! Oberto, driven by Steve David, capped a near-perfect weekend by winning the 60th running of the Indiana Governor's Cup Race over the July 4th weekend.
With a Sprint Cup race car as a backdrop and surrounded by NASCAR and state government dignitaries, Speedway Motorsports Inc. Chairman and Chief Executive Officer Bruton Smith announced that Kentucky Speedway will play host to its inaugural 400-mile NASCAR Sprint Cup Series race on Saturday, July 9, 2011.
Carroll County overcame a few obstacles en route to a 52-20 blowout win over Dayton for a road win Friday.
While the final score might indicate an easy game it wasn't a case of the Panthers totally annihilating their hosts on both ends of the field. Carroll County made some mistakes that Head Coach Mike Weedman and his staff will be looking to correct before the Panthers enter post-season play this Friday.
Trimble County Park was the scene for this year's North Central Kentucky Conference cross-country championship race, drawing runners from Williamstown, Walton-Verona and Gallatin, Owen, Carroll, Henry and Trimble counties. Traditionally, with several state-ranked a very competitive conference title race, the battle was on between the athletes from those schools. This week was no exc
More than 540 athletes ranging from kindergarten to high school seniors competed Saturday, Oct. 9, in the second Trimble County Cross-Country Invitational at Trimble County Park. The athletes represented schools from Lexington, Burgin, Newport, Louisville, Oldham County, Carroll County, Owen County, Gallatin County, Frankfort and Eminence. In a repeat of last year's invitational, the No.
The Trimble Banner The rain may not come to Trimble County anytime soon, but the drought for the Raiders' football team has finally ended. The Raiders played strong and were rewarded with a 30-20 win against the Bracken County Polar Bears during Friday night's home game, Oct. 8. It is the first win for the Raiders, who stand at 1-7 for the season. The start of the game, however,
A realignment plan pending final approval by the Kentucky High School Athletic Association would change the local district playoff picture for high school football beginning in 2011. Under the proposal Carroll County would continue to compete in Class 2-A District 5, but only one current district foe would remain after the realignment. Currently, the Panthers are aligned with Owen County, DeSal
A lot was on the line Tuesday night as the Carroll County Panthers' soccer team (10-6-4) took the field against the visiting Owen County Rebels. A win would put the Panthers' in a three-way tie for co-champion of the conference with Walton-Verona and Gallatin County. It was also senior night for the team's eight seniors: EB Martinez, Juan Badillo, Marvn Davilla, Josh Pence, Hug
The cross country varsity Panthers were in action at Trimble County Park in Bedford for the NCKC Championship Meet going up against all the conference schools (Walton-Verona, Trimble, Henry, Owen, Gallatin, and Williamstown) on Oct. 12. The Lady Panthers took fourth place in the conference with runners Kirsten Arvin, Andie Hardesty, Brittany Arvin, Kelsey Ogden, Haley Dermon and MaryEsther Fre


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If there is one thing that SilverStone is known for, it has to be the unique way that they design and develop their cases. With 12 various case series', it takes some out of the box thinking to keep the designs separated, and not end up crossing over designs from series to series. To exemplify what I am getting at, think about the cases from the Sugo, Temjin, Fortress, and even the Raven series, they are all very unique cases from SilverStone, and proof that they are yet to be out of new ideas is why we are here today.
One thing that makes the Raven series of cases special for me is that I have, in my time here at TweakTown, had the pleasure of seeing this series of cases grow from the original Raven right on up to its latest incarnation. The original design was the most aggressive and attractive design in the set, but even as the RV-02 made its way out, with a more subdued exterior design, it was vastly different. Then along came the RV-03, where it took on the personal of the RV-01, with similar exterior design to the RV-02. Slight changes were made to the exterior to set it apart in the Raven series of cases.
That brings us to why we are here today, as well look at the newest chassis to hit this series, the Raven 4. Since the RV-01 and RV-03 had the window on the left, and the RV-02 was on the right, sticking with tradition, this newest chassis offers the widow on the right. One huge change to the latest Raven is the much more aggressive exterior styling, getting back to what started the Raven series, but one other major change has been made to the interior as well; the motherboard sits inverted inside of this chassis, rather than the standard method of lying it on its side as all previous Raven cases have offered.
Along with these more obvious changes that you can see at just a glance of the SilverStone Raven 4, there are still plenty of innovations and additions to this design. For those still interested, continue on, as I have quite a bit to show off with this chassis.


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Want to go?
WHAT: Two Nights of Jazz with the Konrad Wiszniewski/Euan Stevenson Duo
WHEN: 7 p.m. Friday, Nov. 2 and Saturday, Nov. 3
WHERE: Sandusky Community Church of the Nazarene (formally IAB Club), 1617 Milan Road, Sandusky on Nov. 2 & Norwalk First United Methodist Church, 60 W. Main Street, Norwalk on Nov. 3
TICKETS: $20 adults/$10 students
INFO: 419-660-0533 or 419-668-8233 (ask for concert ticket sales)
That's what's happening when the Geotrac Charitable Foundation brings the two Scottish artists in for fundraising shows Nov. 2 at the Sandusky Community Church of the Nazarene (formally IAB Club) and Nov. 3 at the Norwalk First United Methodist Church.
"Euan Stevenson plays classical piano and has created one of the most swinging jazz piano trios working in the United Kingdom," said Mary Tester, a volunteer for the Valor Academy fundraising committee and member of Norwalk First United Methodist. "He's coming along with one of his band mates Konrad Wiszniewski, who specializes in saxophone."
Conjuring the joyous swinging lines of Oscar Peterson, the rhapsodic work of George Shearing and the lyrical beauty of Bill Evans, Stevenson combines classical technique with mastery of the jazz piano tradition.
He's known to improvise arrangements by composers such as Cole Porter, Harold Arlen, Duke Ellington and George Gershwin. The Euan Stevenson Trio has performed at private parties hosted by Prince Charles, Sir Richard Branson and Earl Spencer.
"They have a new album just released called 'New Focus' and they'll be performing some of their own music from that album," Tester said. "They're also going to be performing some familiar Scottish pieces. I don't want to call them folk songs, but traditional Scottish music."
Both Stevenson and Wiszniewski visited the area two years ago spending time with music students in Norwalk City Schools. This time, the week after their shows, they'll return to Norwalk City Schools and also add the Sandusky City Schools to where they'll be giving instruction.
As for the concerts, each acts as a fundraiser. The first is for Valor Academy, which has schools in both Sandusky and Norwalk. The education institution is designed to help kids who have been struggling in school and may be on the verge of dropping out. Proceeds from the second show will be helping Norwalk First United Methodist Church restore its building's dome.
Both venues offer seating in the 300 to 400-person range, with Tester hoping for, if not full sellouts, then heavily attended shows.
"People should come out because it's a very unique opportunity, and we don't know if they'll be back in the area again," Tester said. "Also, it goes towards very good causes. This is the third fundraising event we've had with Geotrac sponsoring but this is the first time we've done a concert. So if we have a really good turnout, and it's something that looks like the people like to see, we'll look forward to doing it again."


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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
Find a pet to adopt |
My name is Swiffer!
Facts about Swiffer
- Breed: Silky Terrier Mix
- Color: Tan/Yellow/Fawn
- Age: Young
- Size: Small 25 lbs (11 kg) or less
- Sex: Male
Swiffer's Info...
I am already neutered, up to date with shots, good with kids, good with dogs, and good with cats.
Meet Mr. Swiffer, he came to us with his brothers, sister and Mom & Dad, they were saved from a back yard breeder. They were a hot mess when they came to us but after a Spa Day @ Bark Life and some much needed TLC they are looking very handsome now. They are fostered with other dogs, cats and children and get along with everyone. Swiffer is around a year old however he is still getting the hang of house training as the poor boy was kept in a crate most of his life. Swiffer is neutered and had all his shots, his adoption fee is $150, please contact us for an application form if you would like to meet Swiffer.
Other Pets at Recycled Orphans Animal Rescue
Why Adoption is a Great Option
Swiffer, a Seminole Silky Terrier dog was adopted! Here's how you can benefit by looking at adoption as an option to buying a Silky Terrier for sale in Seminole, or seeking a Silky Terrier dog from a breeder in Seminole.
- Rescues and shelter volunteers in Seminole already know the personality and tendencies of their pets. This means they can match you with the right pet. That will makes it much easier transition to owning a pet for yourself and your new pet.
- On average adoption fees are much less than you'd pay a Seminole breeder, or pet store. Plus most often rescue pets have already been to the veterinarian for a check-up, had a round of vaccinations, and are spayed or neutered. That is a lot of savings!
- You will become a hero, and give a needy dog or cat a loving home. In fact, there are even Silky Terrier breeders who help with Silky Terrier rescue. One puppy or kitten adopted in Seminole paves the way for another one to be saved.


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The Protein Science Young Investigator Award
The Protein Science Young Investigator Award recognizes a scientist in the first 8 years of an independent career who has made an important contribution to the study of proteins.*
The Protein Science Young Investigator Award, named for the academic journal of the Society, recognizes an important contribution to the study of proteins by a scientist still in the early stages of an independent career. The 2014 awardee is Dr. M. Madan Babu (MRC Laboratory of Molecular Biology, Cambridge UK). Dr. Babu is being recognized for his contributions to our understanding of the principles of regulation in biological systems – especially in the fields of intrinsically disordered proteins and gene regulation. He was appointed in 2006 as one of the youngest independent group leaders in the Structural Studies division at the LMB. Dr. Babu employs an interdisciplinary approach, combining computational and experimental methods to investigate regulatory processes at multiple scales of complexity (ranging from the molecular to the genome level) across a wide range of model organisms.
Award History (formerly known as The Irving Sigal Young Invesitgator Award)
Past recipients of the award include: Feng Shao (2013), Mei Hong & Tarun M. Kapoor (2012), Shu-ou Shan (2011), Charalampos Kalodimos (2010), Virginia Cornish (2009), Jamie Doudna Cate (2008), Benjamin Cravatt (2007), Vijay Pande (2006), Thomas Muir (2005), Erin O'Shea and Jonathan Weissman (2004), Yigong Shi (2003), Carolyn Bertozzi (2002), Kevan Shokat (2001), David Baker (2000), Jeffery Kelly (1999), Nikola Pavletich (1998), John Kuriyan (1997), Michael Summers (1996), Stuart Schreiber (1995), Peter Kim (1994), Ad Bax and Marius Clore (1993), Peter Schultz (1992), Carl Pabo (1991), Rachel Klevit (1990), and William DeGrado (1989).
2015 nominations will be accepted starting in May, 2014.
The 2014 awards will be presented at the 28th Annual Symposium of The Protein Society in San Diego, California (July 27-30, 2014).
Nominating candidates for Protein Society Awards is a benefit available only to current Society members. Renew or join today.


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ContentsAqua, Butylene Glycol Dicaprylate/Dicaprate, Octocrylene, Glycerin, Butyl Methoxydibenzoylmethane, Ethylhexyl Salicylate, Alcohol Denat., Bis-Ethylhexyloxyphenol Methoxyphenyl Triazine, Sodium Phenylbenzimidazole Sulfonate, VP/Hexadecene Copolymer, Glyceryl Glucoside, Tocopheryl Acetate, Silica Dimethyl Silylate, Polyglyceryl-3 Methylglucose Distearate, Sodium Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Xanthan Gum, Trisodium EDTA, Phenoxyethanol, Ethylparaben, Methylparaben, Linalool, Limonene, Butylphenyl Metholpropional, Benzyl Alcohol, Alpha-Isomethyl Ionone, Citronellol, Eugenol, Coumarin, Parfum |
Usage Instructions
- Important Usage Instructions Shake well before use. Do not spray directly onto face / avoid inhalation. Apply generously before sun exposure enough to give a visible layer before rubbing in, let it dry then reapply to ensure adequate coverage and no missed areas When applied correctly this bottle contains 6 full body applications for an average adult Even when protected avoid intensive midday sun (11-3pm) Reapply frequently especially after swimming and toweling Wear protective clothing (hat, t-shirt and sun glasses) and use sufficient sunscreen for unprotected areas Applying insufficient product will lower the level of protection Avoid contact with textiles and hard surfaces to prevent staining
Recycling & Disposal
Component | Material | Recyclable |
Packing | Blank | Yes |
Please note that whilst we take every care to ensure the product information displayed on our website is correct, product recipes are regularly changed and this may affect nutrition and allergen information therefore you should always check product labels and not rely solely on the information presented here.If you require specific advice on any Waitrose branded product, please contact Customer Support on 0800 188884 or email firstname.lastname@example.com. For all other products, please contact the manufacturer.This information is supplied for personal use only. It may not be reproduced in any way whatsoever without the prior consent of Waitrose Limited nor without due acknowledgement.


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Bankruptcy and Director and Officer Liability Insurance
May 21, 2012 | 21st Century Business, Business, D&O Insurance, Finance, Government Policy, Law, Risk Management Comments OffWith the rising number of corporate bankruptcy filings and increased bank seizures by the FDIC, the need for D&O coverage has never been greater. Bankruptcy poses the greatest threat of personal financial risk, in addition to the most complicated coverage issues. The effects of the mortgage and credit crisis have had devastating effects on financial firms and bank holding companies contributing to more than half of the top 20 companies to file for bankruptcy. In 2010 alone, the number of all bankruptcies reached $1,593,081 up 8.1% from 2009 according to the Administrative Office of the U.S. Courts.
Bank Seizures Soar
Through November 2011, the FDIC had seized 87 banks. That number decreased from 2010 where the FDIC seized 157 banks. Altogether since 2008, more than 400 banks in 40 states have been closed. Due to the dramatic nature of bank collapses, many claims issued by the FDIC have been targeted at the directors and officers of the failed institution. Why? "Regulators want to quell the public frustration and economic anxiety by tapping sources of money to help people survive and businesses to meet their financial obligations."
Key Participants in Bankruptcy
Bankruptcy can dramatically complicate D&O coverage depending on whether it is Chapter 11 or Chapter 7. In either case, bankruptcy significantly alters the rights and remedies normally afforded the insurer and the insureds under a D&O policy because indemnification from the corporation may not then be available. What does this mean for directors and officers? They could potentially be risking their personal assets unless they have D&O insurance with the proper wording in place.
Automatic Stay
Anytime a business files for Chapter 7 or Chapter 11 bankruptcy, an "automatic stay" is activated which gives the bankrupt company breathing room from creditors but may also prohibit them from D&O insurance proceeds. This could potentially leave directors and officers with no insurance protection.
Insured-Versus-Insured and Regulatory Exclusions
Bankruptcy presents an issue known as Insured-versus-Insured exclusion which precludes coverage for any cause of action asserted by one insured against another. Fortunately, newer D&O policies contain exceptions to the exclusion, addressing claims brought by a bankruptcy trustee, examiner, liquidator or receiver.
Facts to Consider
Perhaps the most important thing to remember when purchasing D&O insurance is to know that bankruptcy is where underwriters are scrutinizing their evaluation of risk. Underwriters are more concerned with how the company is going to turn around rather than speculating on the possibility of bankruptcy.
Blog post summarized from Advisen Management Liability Journal, December 2011, "Bankruptcy Implications"
Risky Bets on Healthcare Sometimes Pay Off – Sometimes Don't
Apr 16, 2012 | 21st Century Business, Benefits, Business, Executive Liability, Finance, Government Policy, Insurance Carrier Comments OffSouthCoast Medical Group had long provided health insurance to its employees the conventional way, paying premiums to an insurance company that covered medical claims. Then in January 2011 the 65-doctor practice with offices in and around Savannah, Ga., opted to take on more of the risk itself.
SouthCoast thought it could save money by self-insuring, a strategy typically used by much larger companies. Today it pays directly for the medical care of the 280 staffers and family members on its plan, setting aside the cash it would have spent on premiums to cover claims and paying an administrator to process them. To limit its risk, the group also purchased "stop-loss" insurance that would kick in after any individual's medical bills exceeded $100,000.
The approach is common for corporations with thousands of employees, where the cost of care and the attendant risk is spread out over large numbers of people. For small employers, though, one car accident or organ transplant can push expenses far above the expected level. Still, with premiums for traditional policies continuing to rise, small businesses are increasingly ready to roll the dice. Some 20 percent of companies with 50 to 199 workers self-insured in 2010, up from 14 percent four years earlier, according to a Rand Corp. analysis commissioned by the U.S. Department of Labor.
. . .
Self-insured plans are governed by federal law and not states, which typically oversee health insurance. Some regulators fear that insurers attempting to avoid state taxes on insurance premiums and skirt state laws requiring minimum benefit levels will offer plans that are self-insurance in name only. One way they can do that is with stop-loss policies that start paying out at very low levels, after as little as $10,000 in claims, which sharply reduces the risk companies face. If "the employer is not in fact bearing the risk and the insurance company is, then the states take a look," says Sabrina Corlette, a researcher at the Georgetown University Health Policy Institute. New York and Oregon already forbid insurance companies from selling stop-loss insurance to groups with fewer than 50 employees, and California's insurance commissioner wants to outlaw the sale of certain stop-loss policies to small businesses.Self-insuring appeals to employers because dollars not spent on medical care stay in the company instead of flowing to the insurance carrier's bottom line. The approach also gives businesses more detailed information about how their workers use health care. Claims data, which insurers are often reluctant to share, can help companies tailor plans and wellness programs to improve workers' health by helping them quit smoking or lose weight.
For small employers, self-insurance programs can bring unexpected problems. In its first year of self-insuring, SouthCoast faced a spike in major claims that ate up 60 percent of its reserves. When the company's stop-loss policy came up for renewal, the premiums more than doubled, to $250,000, because of the costly claims, even after SouthCoast agreed to take on an additional $25,000 of risk per employee. The total cost to SouthCoast—including claims, stop-loss coverage, and administrative fees—jumped 25 percent, says Chief Financial Officer Gary Davis. Traditional insurance, though, would cost double what the company spent last year, he estimates. "You have to keep your eyes open that it's a risk," says Davis. "One out of every five or six years, you're going to have a bad year."
Insurers offering stop-loss policies sometimes protect themselves with what the industry calls "lasering." That's when they raise the dollar amount the employer must pay before stop-loss kicks in for certain workers deemed to be high-risk—which can shift even more cost to employers. The practice can be "devastating" to small businesses, says Carl Mowery, a managing director in consultancy Grant Thornton's compensation and benefits practice. Employers pay more up front for guarantees that they won't have sick workers carved out later on, but Mowery says small businesses should insist on that protection to avoid being overwhelmed by catastrophic claims. "A premature baby who has a lot of health issues could be a million-dollar claim in a single year," he says. "That could be twice as much as [small companies] pay in health premiums altogether."
Any benefits from self-insurance don't materialize overnight, cautions Sam Fleet, president of AmWINS Group Benefits, a wholesale insurance brokerage in Charlotte. "You need an engaged employer, and it's not a one-year savings," he says. Fleet says small companies drawn by the promise of lower costs may not fully grasp the risk involved. "What scares me is there are a lot of people out there that recommend self-funding to employers," he says. "It's really, really important that you understand what you're getting into."
Full Businessweek Article can be found HERE
Property and Casualty Rates Edging Higher
Apr 13, 2012 | Business, Cybercrime, D&O Insurance, Employment Practices, Executive Liability, Finance, Insurance Carrier Comments OffSome Segments Experiencing Modest Firming but No Uniform Market Hardening
For the Property insurance market, 2011 was a challenging year, with insured global catastrophe losses totaling $108 billion. Revisions to catastrophe modeling tool RMS 11.0 is also putting upward pressure on rates. Catastrophe-exposed accounts saw rates climb an average of 5%-10% in Q4 2011, with many accounts experiencing increases in the 10%-15% range – a trend that has continued through Q1 2012. While Willis expects rates for catastrophe risk to continue to climb throughout 2012, abundant capacity and the lingering weak economy have tempered upward pressure on a broader level.
In primary/umbrella Casualty lines, more than 75% of insureds are seeing modest rate increases on renewal, driven by gradual increases in revenues and rating exposures.
Key Price Predictions for 2012
- Non-CAT risks: Flat
- CAT-exposed risks: +7.5% to +12.5%
- General Liability: Flat to +7.5%
- Umbrella: +2.5% to +7.5%
- Excess: Flat to +7.5%
- Workers' Compensation: +2.5% to +7.5%
- Auto: Flat to +10%
Executive Risks
- Directors & Officers: -5% to +5%
- Errors & Omissions: Flat to +5% with good loss experience; +10 to +20% with poor loss experience
- Employment Practices Liability: Flat to -5%
- Fiduciary: Flat to -5%
Flat to -5%; more competitive for first-time buyers
Information excerpted from Yahoo!Finance
Check Facebook to Hire Successful Employees
Apr 9, 2012 | 21st Century Business, Benefits, Business, Employment Practices, Executive Liability, Social Media Comments OffA recent study published in the Journal of Applied Social Psychology shows a strong relationship between characteristics revealed on Facebook profiles and success on the job.
Researchers asked two students and a university professor to spend 10 minutes going through the Facebook profiles of employed college students. They looked at comments, photographs, friends and interests and then answered a series of personality-related questions about the student workers. (e.g., "Is this person dependable?" "How emotionally stable is this person?")
A large number of friends and a wide range of interests demonstrated agreeability. The researcher also found that photographs of employees partying were seen as positive because they showed the person was sociable and extroverted.
Six months later the researchers obtained supervisors' performance reviews of the students' work and compared them to the earlier Facebook evaluations. They found a strong correlation between high scores for traits including curiosity, agreeability and conscientiousness and successful performance at work. The researchers believe the Facebook evaluations proved to be more accurate than traditional personality tests that employers often use to gauge potential employees. "Your Facebook profile 'can help predict your job performance,'" www.economictimes.com (Feb. 23, 2012).
Link HERE to read full article in Chubbworks.


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Indian Air Force Recruitment 2013 Group 'X' Technical Trade Various vacancy : Indian Air Force invites applications from unmarried Male Indian Citizens from the designated Districts of State of Chhattisgarh to become airmen. The Recruitment Test for Group'X' (Technical) Trades will be held at Mahaprabhu Vallabhacharya Science College (Machewa), Mahasamund (Chhattisgarh) from 20 July 2013 to 26 July 2013. Details regarding educational qualification, age limit, how to apply and other details for Indian Air Force Recruitment 2013 Group 'X' are given below.
Vacancy Details
Total no. of Post:
Name of post: Group 'X' Technical Trades
Group 'X' (Technical) Trades involve jobs-
- Automobile Fitter
- Electrical Fitter
- Electronics Fitter
- Mechanical System Fitter
- Structures Fitter
- Propulsion Fitter
- Workshop Fitter (Mechanical)
- Workshop Fitter (Smith)
- Structures Fitter
Pay Scale : During training, a stipend of Rs. 8,550/-per month will be paid. On completion of training, starting gross emoluments at the minimum of scale of pay including Dearness Allowance(DA), will be Rs. 22,410/-per month
Eligibility Criteria
Qualification : Passed Intermediate / 10+2 / Equivalent Examination with Mathematics, Physics and English, with minimum 50% marks in aggregate and 50% marks in English OR Three year Diploma Course in Engineering (Mechanical/Electrical/Electronics/Automobile/Computer Science/Instrumentation Technology/Information Technology) from a Government recognized Polytechnic Institute with minimum 50% marks in overall aggregate and 50% marks in English in Diploma or in intermediate/Matriculation, if English is not a subject in Diploma.
Age Limit : (a) Candidates should be born between 01 MAY 1993 to 30 NOVEMBER 1996 (both days inclusive). (b) Upper age limit on date of enrollment is 21 years.
Selection process: Written Test and Physical Fitness Test (P F T) for Group (X) (Technical) Trades.
How to Apply
Eligible Candidates may attend recruitment rally at Mahaprabhu Vallabhachary Science College (Machewa), Mahasamund (Chhattisgarh) from 20 JUly 2013 to 26 July 2013.
Candidates are to bring the following documents and writting materials along with them while coming for the examination:-
(a) HB Pencil, Eraser, Sharpener, Gum tube, Stapler and Black/Blue Ball Point Pen for writing.
(b) Seven copies of recent (taken on or after 20 April 2013) passport-size colour photograph (front portrait, without headgear except for Sikhs). Photographs should be only on good quality "photo paper" with Light Background. (c) Two unstamped self addressed 24×10 cm white envelopes of good quality.
(d) Original and three photostat copies of all educational certificates, marks sheets and Domicile Certificate as well as NCC certificates (if applicable).
Important Links
Click here to read official Notification
Click here for more jobs
Visit official website for more details of Indian Air Force Recruitment 2013 Group 'X': www.indianairforce.nic.in


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Elizabeth contacted me about doing her invitations after Tracey from Your Las Vegas Wedding Concierge had suggested I do her seating chart. Boy, am I glad she did! Elizabeth's invites quickly have become one of my favorite all time invitations.
The design all started with the linens! Elizabeth loved the print and asked if I could use them for inspiration. I designed a very similar looking ribbon swirl and whimsical five petal flowers.
I wanted the design to be center of attention on this gorgeous custom gatefold. The invitation is very modern and minimal with all capital sans serif font. Just the names have a little something to them printed in lime green and with a swirled "and" between their names.
Each of the inserts was printed with the designed pattern on the back and held in place with lime green sashes.
The postcard has a lime green ribbon twist and flowers with custom stamps. I've been looking forward to doing this fun option on someone's RSVPs with lines for the guest to send a special wish!
Her other inserts included a travel card to the Four Seasons in Las Vegas and a Rehearsal Dinner invitation for all of their guests.
The outside is held shut with a lime green paper wrap custom printed with the flower and ribbon design. I custom made envelope liners with the same print and custom stamps for the outer envelope completed this gorgeous invitation suite.
Monday, March 2, 2009
1 comment:
- LVWeddingConcierge said...
These are just unbelievable Tifany. THANK YOU, THANK YOU:)
T. - March 4, 2009 at 3:56 AM
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The obvious industries that benefit are the oil firms. In the US, these big energy companies make up a fifth of S&P 500 profits. This is four times what it was in 2003. Exxon Mobil brought in record earnings of just about $12 billion in profits in Q2 2008. Remember that oil hit $147 a barrel then. And with the S&P 500 (as well as NASDAQ and Dow Jones) at almost-year-long-lows, it is apparent that US industries are worse off than the indicies show: There is $51.6 billion of Big Oil companies skewing these figures.
However, it is expected that this level of profitability will not continue as the price of oil declines. David Rosenberg, a Merrill Lynch economist, calls these falling oil prices a "symptom of demand destruction". He projects profits in American corporations to be eroded soon due to four drivers: Lower profit margins overall; Companies paying off debt as they become increasingly squeezed financially; Lower energy costs; and Foreign slowdown coupled with a stronger dollar.
Most American businesses have not experienced these troubles yet, but some have. Certainly the sub-prime and credit crises have caused profits to shrink in housing-related industries such as home construction and do-it-yourself-type retailers.
American building suppliers such as Home Depot and Lowe's have both seen recent declining profits. They are feeling the pressure on both sides: Suppliers are charging more due to transportation costs (shipping lumber isn't cheap), and consumers are unwilling to pay more. Both these retailers have scrapped plans to open new outlets in the second half of 2008.
The government's recent $100 billion-plus in stimulus payouts to the public almost certainly helped these struggling businesses, but this was a one-time, short-term blip that cannot be sustained.


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Cheap ski holidays in hundreds of ski resorts worldwide.
Nb: infants must be under the age of 2 and children must be under the age of 12 at the time of return.
If you are looking for a character filled stylish Italian resort with a good range of pistes for all abilities, then charming Courmayeur should be at the top of your list. And for the ultimate in relaxation, a stay in a hotel in Courmayeur will guarantee a rest from all of your usual household chores. Lying at the foot of Mont Blanc, this magical resort plays host to a wonderful selection of enticing shops and welcoming bars set around a fascinating medieval centre.
The hotels appeal to every purse and pocket and are beautifully presented with an emphasis on friendly service and relaxed warm atmospheres. The popular 2 star Lo Scoiattolo Hotel is well suited for the centre of the town and also for the main cable car that transports you up to the heavens. This affordable friendly hotel offers a relaxed ambience coupled with good wholesome food. The owner will ensure that you are well taken care of and that you leave the hotel with fond memories of your stay.
Slightly more luxurious is the 3 star Hotel Walser. This stylish property is traditionally built in an Alpine style and combines modern comforts with exceptional service. The hotel's lounge features a warming wood burning stove and comfortable seating area – the perfect place to relax whilst you unwind from your day on the slopes! Families enjoy this hotel for its larger bedrooms, sleeping up to four people and its leisure facilities including sauna, whirlpool and table tennis room.
For impeccable luxury, the Hotel Maison Saint Jean is an exquisite hotel placed in the best location for all the resorts amenities. The stunning accommodation offers the ultimate in quality with an excellent reputation for its cuisine to boot. Enjoy pampering yourself in the hotel's sumptuous spa complex and savour the mouthwatering weekly gala dinner.
We have detailed ski resort information about Courmayeur including snow reports, webcams and snow history.
You do not currently have any holidays in your shortlist.
You currently have in your shortlist.
3 star hotels:
4 star hotels:


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"I am surprised I have not reviewed this recipe yet as I have made it countless times now. This was super easy to make and put together and moreishly delicious! My hubby always wants me to make these and he doesn't like cottage cheese either! Definitely a household favorite now. I serve it on a bed of shredded lettuce and top it with a bit shredded..."
"Wow! What a scrumptious dish! I could not get enough of it. The only thing I did different was to add chopped tomatoes which really set it off. I also served it up again as a starter for a dinner party where I plated it over a bed of lettuce and topped it with cooked prawns. I probably overdid it on the serving size because it was quite filling. A..."
"After making your cake it is obvious how you won a Blue Ribbon. This cake is unbelievably moist and delicious. I made double tier instead of a 3-tier due to the size of my pans. I did not win a ribbon, but I may as well have, as I won rave reviews from my in-laws and my husbands co-workers. Quoting from one -That was the best carrot cake I have ev..."
"I absolutely love your recipe! Absolute keeper! The flavors are amazing. I have made this serveral times now and I usually will make more than I need to have the leftovers the next day. Mouth-watering wonderful! Thanks for posting this. :)"
"I thought the garlic listed was just a bit too strong for me. If I change this to 1 clove garlic it is certainly 5 star and certainly a keeper!! Absolutely delicious. It really is a must to leave it sit in the fridge for the flavours to meld because the next day, even with though still garlicky, it was very good. Perfect to make for a day ahead fo..."
"Yum! Love cauliflower, love bbqs and love this recipe. I skipped the nutmeg as I don't care for it. Simple and delicious. I served it up with http://www.recipezaar.com/Outback-Steakhouse-Style-Steak-52366"
"I used a combo of spinach and regular fusilli instead of spaghetti for this and chose basil pesto. It is a lovely, comforting, simple and easy to put together dish which is also inexpensive to make for a weekday family meal. For me pasta is an indulgence and this most certainly hit the spot of my craving. Very good, quick recipe with overall healt..."
"I absolutely LOVE your recipe and I have made it more times than I can remember now! I always double the sauce. Oh that sauce and the juicy chicken gets me salivating every time! I do however prefer to use chicken thighs and/or legs as they are so juicy and meaty. The cooking time is a bit longer, but boy, is it worth it! I always use more dill to..."
"Absolutely lovely! I have been using your recipe for the past year now so it is about time I rate it. Perfect compliment to a BBQ dinner, preferably steak for me. I have also done these in the oven with perfect results. I have been tending to use garlic powder and sea salt. They really add a special touch to a meal. Simple, delicious and I am gri..."
"I have made this twice now following the recipe minus the crust and I must say this has wonderful flavours! I made it as a crustless quiche both times to keep my carbs down and it was really nice. The second time I made it I doubled the filling recipe as I didn't use the crust so it filled the pan properly. Lovely brunch, but I took it for lunch a..."


text: Hello, I am currently going through training in NYC to become an EMT. Unlike most civilians in the city we are allowed knives for duty. Right now I have a Benchmade Greptillian that I have from home, however I am not shore if this is the knife I want to carry for duty. If anyone has any input I would greatly appreciate it. As a side note as a first responder most of the knife laws do not apply to my duty knife.