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subset: commoncrawl


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"Investors Expect Libor To Be Replaced Within Five Years," Enter Five-Year Libor Swaps Anyway
By Matt LevineIt's time to play survey results versus revealed preferences. First:
A key interest rate for more than $500 trillion of securities worldwide will be replaced by a benchmark subject to greater government control, according to a plurality of global investors.
Forty-four percent of those responding to a quarterly Bloomberg Global Poll said the London interbank offered rate, known as Libor, will be supplanted by a more regulated model within five years. Thirty-four percent predicted the rate will continue to be set by banks in the current fashion, while 22 percent said they didn't know.
That's from a poll of 847 randomly selected Bloomberg users, which is sort of a fascinating data set; like, Dealbreaker is a Bloomberg user (but, sadly, not surveyed). The substance is interesting too, beyond the Libor question.*
But, anyway, the Libor question: the plurality answer is "Five years from now, do you think LIBOR will … Be replaced by something more like a government-run rate." What is a government-run rate? Meh, whatever, but have a look at revealed preferences:
That is from LCH.Clearnet's data depository of cleared interest-rate swaps and actually tells you nothing about what we're talking about but it looks pretty. My unsupported hypothesis, though, is that interest rate swaps – which have a whole lot of Libor in them, especially at longer tenors – keep getting signed up; see also, for instance, data from the CME, focusing if you'd like on the almost $1bn of >5-year interest-rate swaps that were cleared over CME yesterday.** The OCC's more comprehensive data on swaps only goes up to 1Q12, before the real Libor fun, and is a bit down since 2010 peaks, but total interest rate swaps notionals are still in the $180 trillion area. Again not all Libor but safe to guess: lots of Libor, lots of it longer than 5 years. (Also: not much future-Libor, no? Like, much of this may reference treasury rates or Fed Funds or whatever, but not much of it references "whatever replaces Libor in the next five years.") Also lots of syndicated loans; casual examination of a recent big one (with five-year maturity) shows the telltale traces of, yes, Libor.
The basic point is that if you think Libor is going to vanish as a thing in the next few years, you might or might not share your hopes/fears with a Bloomberg survey, but you'd definitely think twice about entering into a five-year Libor swap or Libor-priced credit facility. (Because: unwinding swaps costs you money! Unwinding swaps because Libor Went Away probably costs you a lot of money, in expectation.)
A while back I pondered the excuse that it might be difficult to reform Libor because "any substantial changes could affect existing contracts that reference Libor." That sounded a little fake to me: the existing contracts tend to refer to a set of outputs (a Reuters page, a BBA determination), not a set of inputs and processes ("take 18 banks, ask them where they think they might be able to borrow, throw out the top and bottom 4 submissions, average them, etc."). So you can change the processes and inputs that feed into those outputs and as long as you can convince, like, Reuters of its goodness and justice, then it's still "Libor" and everyone continues as before. Perhaps a closely-government-supervised Libor submission process works for that; a "government-run rate" like the Fed target rate or whatever probably doesn't but I suppose it depends on how Reuters is feeling that day.
Which makes me suspect that the future of Libor is something like a return to its past. Richard Robb got some attention this week for pointing out that he'd told you so, where "you" is the CFTC, and "so" is that Libor would be manipulated. The important bit:
When the Chicago Mercantile Exchange launched its Eurodollar futures contract in 1981, it devised a nearly foolproof way to calculate the London interbank offered rate.
The CME would select 20 banks at random from a much larger pool and survey those banks for their perception of interest rates. It would discard a subset of the highest and lowest and average the responses that remained. At a randomly selected time within the next 90 minutes, the CME would conduct a second survey with a fresh random set of banks. Finally, it would publish the average of the results of the two surveys without revealing the identities of the banks that participated.
Sooooooooo … I feel like you can't really go around saying "nearly foolproof" in the financial-regulatory arena because that's just setting yourself up to look like a chump but whatever. The thing to focus on is that this is not just a decent way around some of the Libor gaming, but more importantly that it is plausibly within the spirit of current Libor definitions, insofar as (1) it is a survey of banks and (2) it takes into account term and credit risks, unlike leading Libor alternatives like OIS swaps or Treasuries.*** You could just about imagine shoehorning this process into current contracts and calling it "Libor." Which is probably important, since, given all the swaps and loans that keep referencing it, the thing most likely to replace Libor in the next five years is "Libor."
Investors Expect Libor to be Replaced Within Five Years [Bloomberg]
CFTC Ignored Warnings of Libor-Gaming – 15 Years Ago [AB]
The 'mystery Libor' precedent [FTAV]
* Fun facts, I mean plurality opinions, include that the US will be the best investment opportunity and the EU will be the worst, though the EU comes in second for best too. Stocks will be the best asset class, bonds the worst. The global economy is deteriorating, especially in the Eurozone but also in China. And 56% agreed both that Greece will be out of the euro by the end of 2013 (69% by 2014) and that "Economic troubles in Europe will cause social instability including riots or other unrest"; those are not necessarily the same 56% but it stands to reason.
Also Bloomberg's phrasing is pleasingly informal throughout; the non-answer for "what [region/asset class/what have you] will perform [best/worst] next year" is "Have no idea," which, really, only 2%? They should have sent us the survey. We have no idea and are happy to admit it.
** Like LCH.Clearnet, the CME is cleared swaps and thus misleading: basically no swaps were cleared five years ago, and eventually they all will be, so it's a growth industry. But anyway the CME does show $125bn of USD swaps of 5-40 year tenors, so, yeah, a lot of Libor in their future.
*** So I was not following banking news that closely in 1981 but I gather that the world was different then. If you imagine that today there are like 10-20 banks that are global TBTF whatever banks, and the rest of the banks aren't, then a survey randomly chosen from a pool of 100-200 or whatever banks should in expectation show a higher interest rate than a survey from only the 10-20 big global banks, since those big global banks have TBTF subsidies and their smaller friends don't. So moving the calculation to New Libor would make rates broadly higher and screw borrowers, while arguably helping municipalities and making Bill Gross happy. You could build around that but it'd be klugey. Do you, like, run surveys in parallel for 3 months and then go forward with New Libor minus the average difference between the New and Old Libor surveys during that three-month parallel period? Then, of course, the big banks have a ton of incentive to game Old Libor in those last three months. I dunno, it strikes me as an interesting exercise.
Comments (168)
It's late on a Friday. I think it's just you and me in here, Matt.
What's that? Um, no, I havent read your LIBOR piece yet.**Maybe later.
Summer ending, short week, late on a Friday and you snuck another one in on us…….chart and all.
Digging the footnote to article lenght ratio, especially for a friday afternoon
Why is beth paying for your bloomberg ?
My name is not Beth. Bess's name is not Beth either.
– Matt's mom
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Great, so now my weekend project is working on the pitch to convince the BBA, the SEC, the FSA and some organizations that I'm pretty sure are just random assortments of Chef Boyardee ABC &123 shapes that DealBreaker should be the "the existing contracts tend to refer to a set of outputs (a Reuters page, a BBA determination" that any new rates should be displayed on and that any new contracts should reference. I guess I'm supposed to somehow spin that Bank of America employees won't be able to see the new rates as a good thing* or something like that. I was pretty sure that when I signed up for the "intensive seminar on philosophy of finance, economics and law – internship in Manhattan" for the fall semester I was going to get out of dreary New Haven and slaying slam pieces, getting hammered and living the life of models and bottles with big balling buy side bros. Instead the only partying I've been doing is drinking the asses of melted margeritas and shotgunning warm Tecate. At least sometimes I can convince the bridge and tunnel chicks to make out with me before they have to catch the last train back to Jersey, I wonder what happens if they miss it, do they just stay at Penn Station all night?
*Less opportunity for improper foreclosure this way? Somehow? Maybe? I DON'T KNOW!
Five years? Isn't that a long time though?
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Forty-four percent of those responding to a quarterly Bloomberg Global Poll said the London interbank offered rate, known as Libor, will be supplanted by a more regulated model within five years. Thirty-four percent predicted the rate will continue to be set by banks in the current fashion, while 22 percent said they didn't know.
In a completely unrelated note, 22 percent of voters were from FSA and Bank of England
Maybe they were skewing the poll for their own benefit
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I was wondering if you ever considered changing the layout of your blog? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having one or two images. Maybe you could space it out better?
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It is now possible now to add your website for free on the web search engine Sukoga.com/ .
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I have been visits lots of blogs, some of them are nice but so far your blog makes my mind blow away, you contents are very interesting and we can get information to you blogs, thanks for sharing it.
wow, that huge number on the graph, it looks after five year libor well definitely swap the entire industry.
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Interesting viewpoint Matt. I'm not sure if Libor will be replaced in 5 years but if it is that will turn some things upside down that's for sure.
Digging the footnote to article lenght ratio, especially for a friday afternoon
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Most Popular Articles
Products & Newsletters
Push-on/Push-off Switch
This circuit was submitted to Broadcast Management and
Engineering magazine's Great Idea Contest in 1987 where it
was awarded the National First Prize. This circuit was designed at the
request of Carl Hanson at KNX-FM and designed by Mike Callaghan, chief
engineer of KIIS-FM, Los Angeles.
How it Works
When power is first applied to the circuit, the
parallel combination of C1/R2 is charged to 1/2 Vcc through the voltage
divider R1/R2. When S1 is closed, C1 discharges through the coil of
RL1. This pulls in the relay. The wiper is held in by the current
through RL1 and R1.
Any charge remaining on C1 discharges through R2, so when S1 is pressed
again, C1 (now a short circuit) releases the relay, returning the
circuit to its original condition.
What results is a toggled push-on/push-off action. The momentary switch
can originate from another machine or switch closure.
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Read each issue online in our Digital Edition Format in your Web browser.
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Home > Service Delivery Team > Service Delivery Teams
Service Delivery Teams
The Service Delivery Teams help staff, faculty and managers with key human resource needs. Each team is led by a Senior Human Resources Consultant and includes Consultants, Generalists, Coordinators and Senior Consultants. To gain a deep knowledge of customer needs and operations, each team serves a dedicated department group.
To find your consultant, enter your department name or department number in the search box below. You can also see a complete listing of departments and consultants.


text:
Married a Mennonite Mocha Punch
Married a Mennonite Mocha Punch
Yields 5 quarts (20-25 servings)
1.5 qt water
1/2 c instant chocolate drink mix
1/2 c sugar
1/4 c instant coffee granules
1/2 gal vanilla ice cream
1/2 gal chocolate ice cream
1 c whipped cream
chocolate curls
The day before:
In a large pan, bring water to a boil. Remove from heat. Add: drink mix, sugar and coffee - stir till dissolved. Cover and refrigerate 4 hours or overnight.
30 minutes before serving:
Pour mixture into punch bowl. Add ice cream by scoopfuls - stir till partly melted. Garnish with dollops of whip cream and chocolate curls, if desired.
This recipe is a hit wherever I serve it. Come prepared with copies of the recipe, because you will get asked. That's how I got my hands on it!
(Thank you Phyllis F. via Mim & Tara!)


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In the humble town of Fishport, a catastrophic event has occurred. During a fishing expedition, legendary fisherman Jeff was slain by a giant falling block of ice. Alone and confused, his traveling companion Percy is determined to find out what happened.
Help Percy on his epic vertical adventure to find answers and avenge Jeff's death! Where do these blocks come from? Why are they falling from the sky? Why can't penguins fly? These are questions that need answers!
It appears the only way to learn the truth is to make the ascent by climbing up the slippery blocks that are falling from above. Jump, flap and slide your way up the tower as the water below you slowly rises, but remember one thing. If you fall, Flippers Ain't Wings.
• Exciting randomised gameplay, creating a different game every time.
• Super simple tap and tilt controls.
• 3 Game Center Leaderboards: Score, Time and Number of Powerups.
• 14 challenging Game Center Achievements to unlock.
• 11 amazing power ups to give you a surprise bonus, or unexpected problem.
• 4 unique character skins to collect.
• Hand crafted high definition graphics.
• Universal support for all iOS devices; 3.5″ and 4″ iPhone/iPod Touch and iPad.
• Awesome sound effects and music to complete the experience.


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- Couponing 101 - http://www.couponing101.com -
Posted By Stephanie On February 12, 2009 @ 11:34 pm In | Comments Disabled
Have a deal, coupon, or hot tip to share? Interested in advertising? Have a question? You're in the right place!
If you have a couponing question, I recommend checking the FAQs first to see if your question has been asked before. Also consider asking your question in the comments section of a post. Couponing 101 readers are very helpful and can answer your question much faster than I can!
I look forward to hearing from you!
Email: Stephanie (at) Couponing101 (dot) com or use the contact form below.
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The Next Chicken Class - May 17, 2014!
Our next chicken class is just around the corner!
Mark your calendars:
May 17th, 2014
10:30am to 2:30pm
Robinson's Feed - Lodi, CA
Call Robinson's at (209) 368-2716 to pre-register!
If you are new to raising chickens or are thinking about getting some chicks, this is the place to be! Robinson's Feed and Country Western Store in Lodi is again sponsoring and hosting a series of classes for people interested in having chickens in their backyard. It's a great chance to ask questions and learn tips about raising a flock of your own.
The event is free, but a special gift will be given to those to register in advance. You can attend one or all three that are being offered this year:
#1 - 10:30 to 11:30am
"Caring for Chicks"
Interested in raising chicks but don't know where to start? This session will talk about how to set-up a brooder and care for your baby chickens in a way that will keep them healthy and safe. From what you need to know before bringing the chicks home to getting ready for them to move to the big chicken coop, we will provide everything you need to know about raising chicks successfully.
#2 - 12:00 to 1pm
"Chickens for Eggs - How to Get The Best Eggs From Your Laying Hens"
Knowing what your hens need is important when it comes to getting fresh eggs each day. We'll talk about what things can effect a hen's ability to lay eggs and what we can do as flock owners to get the most eggs from our hens.
#3 - 1:30 to 2:30pm
"Common Chicken Concerns - The Basics of Keeping Your Flock Healthy"
As a chicken owner, you are responsible for keeping your birds healthy and treating them effectively if they become ill. Learn about common chicken concerns and what you can do to prevent problems, as well as how to take bio-secure measures with your backyard flock. We will also talk about common myths and best practices.
As always, Robinson's is offering some fantastic raffle prizes to all those who attend.
Please join us! For more information, send an email to firstname.lastname@example.com or call Robinson's at (209) 368-2716.


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Most Popular Articles
Products & Newsletters
Lightning Basics
More on Field Discharge
The field discharge method works because of f(t). Here's a brief math lesson.
First, we'll define coulomb (unit of charge): One ampere for one second. It is a specific quantity of electrons (6.24 x 1018). Voltage is immaterial. It is not a factor in the coulomb. Whether this quantity of electrons is being pushed along by one volt or 1,000 volts, the number of electrons remains the same. The actual charge transferred by a lightning strike is described by scientists in coulombs.
Consider a 100W light bulb on a 100V supply. Because the current for this bulb would be 1A, in one second it uses 1 coulomb of charge to provide light. In each additional second, it transfers another coulomb of charge through the light bulb. Remember that the coulomb is not dependent on voltage. Lightning scientists say that a typical lightning strike transfers about 10 to 70 coulombs of charge in about 30 to 50 microseconds. Not a big charge, but it is compressed into a very short period of time (this translates into about 200,000 to 1,000,000 amperes). That's why a strike does so much damage. Yes, the voltage and current are both very high, but the fact that it occurs in such a short length of time is why it can be so damaging.
The importance of f(t)
Recall studying functions in high school math. We started with f(x), but here we use f(t) for time.
Compare MW hour, kW hour, watt hour, watt minute, watt second. Each is a function of time f(t). But if we cram 1kWH of energy into one minute in time, what is the equivalent energy rate?
How much power would this be in one minute? 60 x 1kW = 60,000 watt hours = 60kW rate
If we cram this energy into one second, what is it equivalent to in kW? 60 x 60,000 = 3,600kW rate
Into 0.1 second = 100,000 microseconds is equivalent to 10 x 3,600,000 = 36 MW rate
Into 0.01 second = 10,000 microseconds is equivalent to 10 x 36,000,000 = 360 MW rate
Into 0.001 second = 1,000 microseconds is equivalent to 10 x 360,000,000 = 3,600 MW rate
Into 0.0001 second = 100 microseconds is equivalent to 10 x 3,600,000,000 = 36,000 MW rate
Into 0.00005 second = 50 microseconds is equivalent to 10 x 36,000,000,000 = 72,000 MW rate
In other words, if a strike carrying charge of one coulomb every 50 microseconds continuously discharged for an hour, it would transfer 72,000 megawatt hours of energy to ground in that hour.
Clearly, a lightning strike is a function of time as well as voltage and current.
If we can discharge the same energy over just a few minutes, the current would be very small. Damage from lightning is the result of a huge amount of current for a very small period of time, not from a massive discharge of energy.
Nott is director of research and development for Nott Ltd.
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Josh Trank officially directing 'Fantastic Four' reboot
Reboot of Marvel superhero comic series will have 'Chronicle' director helming.
After 'The Amazing Spider-Man' reboot ended up making a boatload of money at the box-office, studios are now convinced that rebooting a stale franchise is the best way to go in order to not lose the rights to the series. The 'Fantastic Four' reboot has been in talks for a long time after the movie franchise went dormant back in 2007, and 'Chronicle' director Josh Trank has been rumored for the job for a long time despite his denial. Now at Comic-Con, he's officially announced for the series.
Deadline reports that Trank is officially taking on the franchise and helming a reboot of the Marvel property for Fox. The director has been on a signing spree in Hollywood right after the success of 'Chronicle' and among other things is also set for directing the videogame adaptation of 'Shadow of the Collosus'. The reboot is said to feature an all new cast and a different take on the property, and will probably be what Trank does next. A script is in development, but that's all we know concretely about the project.
Would you be interesting in seeing a 'Fantastic Four' reboot?


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18th Aug 2000, 02:22 PM | #1 |
Registered User
Join Date: Jan. 21st, 2000
Posts: 54
bug i have found with 428..
1. there seems to be something wrong with the netcode for dial up users 2. i have had a lock up where the keyboard stoped responding then ending in a page fault 3. when weapons fall on the ground they sink in 4. when you toss a weapon out your teammate can pick it up then you can also pick it up (only happend once) 5. also someone told me that my skin didnt have any textures while use the sheild belt post more just curious what funky things have happend
Your just jelious cause the voices only talk to me ¦:¬D |
18th Aug 2000, 02:29 PM | #2 |
When I tried 4.28 everytime I alt-esc from UT it crashed, even if it was from another program like AIM. Same thing happened on my friends PC. Also the error messages when you can't connect to a server have become too ambiguous. Ex. Instead of "server full", "map version mismatch", "server refused to send model" messages you get...."connection refused". That's it! That's pretty damn lame if you ask me. I posted an earlier thread on that problem to see if anyone else had it but I didn't get much response.
Ignorance is bliss. Until you realize just how ignorant you are. ---------- "We are destined to gain knowledge from our wildest dreams, as deep as an ocean, as calm as a forest tree, my soul...is at last free...." - LTJ Bukem |
18th Aug 2000, 03:10 PM | #3 |
Registered User
Join Date: Jun. 26th, 2000
Location: Tucson, AZ ,USA
Posts: 62
I installed 428 and UT worked fine in single player mode. No lockups, no GPFs and seemed to run smoother. But, on-line play sucked big time. Pings jumping constantly from 80 to 500+ while playing.
I un-installed UT, re-installed and patched back to 420. Pings are alot more stable now like it was before I installed 428.
"I'm the suckiest suck that ever sucked at sucking." - Homer J. Simpson |
18th Aug 2000, 03:46 PM | #4 |
At a 100% success rate so far...
Uninstall, delete your unrealtournament.ini, and your user.ini (or at least back them up first - but remove them from the system directory). Install UT Install Bonus Pack Install 428 patch So far, it's worked for everyone that's had problems.
"Let every nation know, whether it wishes us well or ill, that we shall pay any price, bear any burden, meet any hardship, support any friend, oppose any foe, to assure the survival and success of liberty." John F. Kennedy My Rig(s) |
18th Aug 2000, 04:32 PM | #5 |
428 is far from perfect, but do u remember 425? eugh.
18th Aug 2000, 05:10 PM | #6 |
I installed 4.28 on a fresh install(completely clean system), and I had all those problems stated above. I had no problems with 4.25 however. Haha, go figure
Ignorance is bliss. Until you realize just how ignorant you are. ---------- "We are destined to gain knowledge from our wildest dreams, as deep as an ocean, as calm as a forest tree, my soul...is at last free...." - LTJ Bukem |
23rd Aug 2000, 04:57 PM | #7 |
Registered User
Join Date: Aug. 23rd, 2000
Location: St. Louis Area
Posts: 2
I too did a fresh install of UT and 428 patch, and I also had the "ping swing" problem and the "keyboard freeze" problem with the crash at the end! The 420 patch works perfectly for me however, as does the 226 patch for Unreal.
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Back to University of Adelaide
Parking - VC's Response to Our Letter
Many members will recall this open letter which we sent to the Vice-Chancellor on parking and related matters.
Here is the Vice-Chancellor's response, dated March 6th.
Please send your feedback on this letter to our branch office at email@example.com .
Our union will continue to pursue this matter.
John said on 21:21 Thursday 22 Mar, 2012
Michael said on 17:23 Thursday 22 Mar, 2012
Paul Wilkins said on 0:43 Tuesday 20 Mar, 2012
Dino Pisaniello said on 18:52 Monday 19 Mar, 2012
There's no simple fix, and there's more to it than cost and equity. It's also about what the University can do to reduce city congestion, pollution etc. If staff need a vehicle to travel between campuses, transport equipment, for field work etc, then subsidization is important. The size of the vehicle could be considered as one basis for subsidization at an allocated university carpark or a commerical car park.
A small subsidy for those who have to travel by car to work seems reasonable with the degree of subsidisation perhaps also the basis of vehicle size.
Alex Reilly said on 16:54 Monday 19 Mar, 2012


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My First Crime Scene
"With the other two out of the picture, there's no way mommy and daddy can say we can't afford Disney Land now."
[via Acid Cow]
Watch your favorite clips and leave suggestions for next week's pick.
A weekly roundup of things that will further degrade your faith in humanity.
Order "Collas" and "Exposed Arms" on DVD or Blu-Ray.
That cow will spread her legs for anyone.
"With the other two out of the picture, there's no way mommy and daddy can say we can't afford Disney Land now."
[via Acid Cow]
Few acts are stupider than tattooing an elaborate scene of an unsolved crime on your chest. For example…yeah, nevermind. I can't think of anything.
According to the LA Times, detectives said the tattoo on Anthony Garcia's chest included key details from the scene of a liquor store murder that puzzled them for four years.
Garcia's shirtless mugshot, which was taken after he was booked on suspicion of driving with a suspended license, resulted in a first-degree murder conviction.
In comparison, that vagina tattoo doesn't seem so bad.
Murdered while playing the piano? Still has stains? OK then, I'll pay the $2,500.
Does the left half of her once-living body and the children's songbook come with it too? I sure hope so. Because otherwise this would not be the single creepiest Craigslist ad I have ever seen.
[via BWE]


text: The truth turkey-hunting masters rarely relate is that the surest way to kill a gobbler isn't using the newest call or the latest tactic, it's finding a tom that isn't being pressured. This is especially true on public land. Don't get me wrong, I've hunted with turkey-hunting icons like Ray Eye, Mark Drury, Eddie Salter and more and found that, as advertised, they can call like the lustiest hen, think like the wisest tom and pull more tricks from their vests than Batman can from his belt. But the truth is those turkey gurus do a lot of scouting to find birds that aren't being pressured. This discovery prompted me to develop strategies to find what I call "public-land pockets," low-pressure hotspots within hard-hunted areas—though I have to admit, my results are a little hard to admit. You see, I'm about to tell you something I wouldn't say aloud in my hunting club, because they'd want the GPS coordinates. I killed a gobbler on public land on opening morning—just an hour from Manhattan—five years in a row. Each bird came from different locations on various public areas. Most days I saw and heard other hunters. Four out of five years I killed a second tom on public land. I've since moved. But after applying the same techniques to the public areas around me, I killed a bird on another piece of hard-hunted public land last season and called in another for a friend. How? It certainly wasn't my calling ability—I'm as good with a turkey call as some of those tone-deaf "American Idol" contestants are at singing. No, as realtors repeat, my success has come down to location, location, location. So, despite the danger of seeing you in one of my public-land pockets, here's how I bagged those gobblers. But then my reverie was dashed by a roaring engine and tires grinding gravel on a nearby dirt road. A car door flung open. A desperate series of off-key yelps screeched from a box call. I cringed, praying the tom wouldn't give him a courtesy gobble. Tense silent seconds ticked by and I could almost see the gobbler craning its neck while wrapping its toes around a limb and muttering, "Does this hunter think I'm stupid? I live on public land in New Yawk, ya know!" The car door slammed shut. The hunter threw dust as he roared away and slid to a stop 400 yards farther down. The same calls emanated, more distant this time. He got the same response: nothing. That last-minute rascal had almost stumbled on one of my public-land pockets. It has all the criteria: The only access is a dirt pull-off on a gravel road. The piece of property isn't attached to the main state park. You have to be an experienced map-reader to even find the parcel. When you step out of the parking area, the first thing you run into is a steep ridge slathered in mountain laurel so thick I always wished I had a machete, like they used in those Tarzan movies. The brush is so thick with bloodsucking ticks that I swear they must hold hands at knee level so nothing slips through their picket lines—and a third of them carry Lyme disease. (I've had it three times.) Yeah, it's a gauntlet. But if you can deal with all that there's an oak bench a half-mile above the parking area that always has a few birds. Big-Picture Scouting The next step is to walk all the hiking trails, as it's difficult to know where they all really go until you've walked them. Okay, now step back and imagine where the hunters will park and walk in on opening morning. What you're looking for are pockets of terrain they'll overlook, areas on the other sides of swamps, thickets, steep ridges and so on that have no easy access but good habitat. Imagine all the areas where peoples' feet will naturally carry them as red and the others areas as green. Hike into those green areas early or late and listen for gobbling. Or come at noon and slip through looking for sign. These areas don't have to be big—I hunt a few that are as small as 5 acres that are surrounded by swamps and thickets. You'll be surprised by how much game sign is in such places as compared to the rest of the public area. Don't use a call before the season opens. Remember, you want un-pressured birds and that pressure includes you. Inner-Terrain Hotspots Borders—The first place I always scout in a public area are boundaries that are close, but still a safe distance from houses. Most hunters shy from such places, speculating they must receive the most pressure, but I've found the opposite to be true. Such areas often have edge habitat that holds turkeys and other game. Also, and this is especially true near urban centers, the homes are often populated by non-hunters who block access for privacy or other reasons. Funnels—This will sound eerily like deer hunting, but I've sat in bottlenecks on public land during high-pressure Saturdays where I knew hunters were going to move into woodlots and push turkeys. This works, but like most other hunters, I do prefer to call in gobblers. Oh, by the way, that opening morning I was back on that bench hoping mister drive-by caller had found a bird somewhere else. I put on my tick guards and sprayed permethrin all over and slunk up a ravine to within 80 yards of that roosted bird. He gobbled once, but thankfully that was all, as other hunters were surely about. He was a henned-up old rascal, but I had that figured. I only called to him once, to make him stretch his neck out good and long. Big Public Woods Hunting pressure can be heavy in the Catskills, and last spring I wanted to find a new place with as little as possible, so when a rottweiler jumped growling and drooling into the back of my pickup as I rolled down a one-lane public road I knew I was getting close to a good public spot. The dog stayed in the back pacing and snarling, just daring me to stop for a half-mile before leaping out and sauntering proudly home. I hoped he would greet every hunter the same way, because not much farther along I found a little-known dirt road that passed through a finger of public ground. I could use it to access miles and miles of public land above. But did it have turkeys? When flocks break up just prior to breeding in Vermont's Green Mountains, New York's Catskills, Virginia's Blue Ridge and other such areas, turkeys will spread out and often up. The difficulty with this is that when you scout prior to the season the birds often aren't there yet. But then, just a week or two later, there will be gobblers on those mountain benches. What they're doing is following spring up the ridges. When new forbs, grasses and flowers sprout from beneath the leaves turkeys move up into the hills. I scouted and found tracks and bumped a hen. I was in business.


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John G. Brittle Jr. doesn't have an office. He has a war room. The space, crowded with maps, charts, books, piles of paper and marked-up spreadsheets, is ground zero for InfillNashville, the 10-person team of site selection specialists that Brittle leads at Village Real Estate Services.
Memphis-based investment firm IronHorse Capital Management has hired a managing director for national sales, a new hire that comes at the same time as the firm has launched its first mutual fund product.
Archer-malmo has inked an additional 3,000 square feet in the Cotton Exchange Building, bringing its total footprint in the historic 12-story Downtown tower to 41,277 square feet across six floors.
5795 Poplar Ave.Memphis, TN 38119Sale Amount: $7.5 Million
Sale Date: July 19, 2011
Historic Memphis is rotting faster than the deteriorating economy.
Tight credit markets, long foreclosure lists, frequent mortgage flipping and financially struggling property owners have proven to be bigger threats to the city's landmark structures than bulldozers. Demolition by neglect is rampant, and preservation leaders don't yet know what to do about it.
850 Willow Tree Circle, Suite 101Cordova, TN 38018Sale Amount: $800,000
Sale Date: March 11, 2009Buyer: Jason CollierSeller: William and Jeanne LocanteLoan Amounts: $633,200; $160,000Loan Dates: March 11, 2009 (both)Maturity Date: N/ALenders: The Huntington National Bank; William and Jeanne Locante
1333-1341 Poplar Ave.Memphis, TN 38104Permit Amount: $1.2 Million
Project Cost: $1.2 millionPermit Date: Applied December 2008Completion: TBAOwner: National Renal Alliance LLCTenant: National Renal Alliance LLCContractor: N/AArchitect: N/A


text:
Painless Dentistry Now In Virginia Beach
Len Futerman, DDS
Are your teeth in poor condition because of dental fear?
Have other sleep dentists or sedation dental experiences left you uncomfortable?
Have you ever experienced pain in a dentist's chair?
NOW THERE IS A SOLUTION: Advanced Sedation Dentistry.
Advanced Sedation Dentistry of Virginia Beach offers you perfectly painless care from Hampton Roads' only dental anesthesiologists. From routine cleanings to extractions to full smile restoration, Dr. Futerman and his staff provide the complete range of sedation dentistry (conscious sedation, deep sedation and general anesthesia) : pain-free, worry-free, fear-free general dentistry for both adults and children who require a higher level of care.
Call Advanced Sedation Dentistry for your appointment today. When you open your eyes, you'll have the pain-free, healthy mouth you've been dreaming of… and a fabulous new opinion of dental treatment!


text:
Each second, more than a hundred lightning bolts strike the earth. Each travels 90,000 miles per second, each burns more than 50,000 degrees, each is just about as thick as a pencil. Lightning is the most powerful natural electric force on the planet, responsible for billions of dollars in damages each year, the second leading cause of weather-related deaths in the United States.
Ancient Greeks thought lightning came from the god Zeus, who hurled thunderbolts at sinful mortals from Mount Olympus. The Vikings thought the flashes shot from the hammer of Thor. Native Americans in the Southwest thought lightning rumbled from the great Thunderbird. Philosophers had their own ideas: Aristotle concluded that lightning was the ignition of fumes within thunderheads, while Lucretus said it was a collision between clouds. Finally, after a series of dangerous experiments in 1752, Benjamin Franklin determined that lightning was indeed a weather-related electrical phenomenon.
Today a sensor network in Arizona can pinpoint every ground strike in the United States. Yet authorities still do not know exactly when or where lightning will strike. On average, 1,000 people in the United States will be hit by a thunderbolt this year; of those, a hundred will die. Florida is the nation's lightning capital, averaging forty people struck by lightning each year, of which about ten will die. On June 2, Boulder news reporter Christopher Anderson, age thirty, was fatally struck while walking along a Fort Lauderdale beach with his girlfriend. Colorado ranks second for lightning strikes, according to the National Weather Service, but rated only tenth in the country for lightning casualties between 1959 to 1994, with 61 deaths since 1980 alone. On May 19 of this year, nineteen-year-old Rickie DeLeon was struck while walking along U.S Highway 36. It was the first lightning death of the year, but it was only the beginning.
June ushers in lightning's mean season, which lasts through August. To help prevent fatalities, the National Weather Service launched its first-ever lightning-awareness campaign last week. But even with all of the safety tips, this year some 25 Coloradans will be hit by lightning in the mountains, along lonely highways, on suburban golf courses, such as the one struck Monday in Broomfield. Those who survive will endure a painful ordeal that scientists are only now beginning to understand. Many will never be the same.
If Garry Rudd didn't have bad luck, he wouldn't have any luck at all. He fell asleep at the wheel and crashed his car into a bridge. He got caught alone in a blizzard for two days. He was shot in the knee during a bow-hunting accident. He fell through a frozen lake while measuring the thickness of the ice. If something bad was going to happen, it would happen to Garry. For a time, he even thought God was against him.
"Yeah," he grumbles. "People say I have lousy luck."
Garry was born in Louisiana on July 15, 1944, the third of four children. His dad was a prison guard from upstate New York, his mother a farm girl from the Bayou. He spent his childhood bouncing between the two states like an errant electron. "Trouble at home," he says.
"I guess I was incorrigible," he explains. "I had a mind of my own. I wanted to do things my way. After a while, they decided they weren't going to take it anymore."
His parents sent him to a Catholic school to learn discipline, respect and manners. He didn't. So he headed to a sugar cane plantation in Louisiana, where his poor but resourceful relatives taught him ironworking, blacksmithing, farming, tree cutting, engine repairing, hunting and fishing.
"You name it, we did it," Garry recalls. "Whenever something needed to be done, those people not only took you with them, they showed you how to do it. Sewing on a button. Peeling a sunburn. Shoeing a horse. We were always saving things and hauling stuff home. We'd drag nails up from the dirt with magnets and straighten them out. Until I was eighteen, I didn't know you could buy a new starter for a tractor. I thought you had to keep on fixing it."
Down south, Garry picked up a Cajun-French accent as thick as jambalaya. When he returned to New York to visit, no one understood him. "People treated me like a freak," he says. But the taunting only strengthened his resolve. Although he'd never made it past the eighth grade, Garry vowed to better himself.


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Douay-Rheims (RHE) | New International Version (NIV) |
1 O Lord, thou art my God, I will exalt O thee, and give glory to thy name: for thou hast done wonderful things, thy designs of old faithful, amen. | 1 O LORD, you are my God; I will exalt you and praise your name, for in perfect faithfulness you have done marvelous things, things planned long ago. |
2 For thou hast reduced the city to a heap, the strong city to ruin, the house of strangers, to be no city, and to be no more built up for ever. | 2 You have made the city a heap of rubble, the fortified town a ruin, the foreigners' stronghold a city no more; it will never be rebuilt. |
3 Therefore shall a strong people praise thee, the city of mighty nations shall fear thee. | 3 Therefore strong peoples will honor you; cities of ruthless nations will revere you. |
4 Because thou hast been a strength to the poor, a strength to the needy in his distress: a refuge from the whirlwind, a shadow from the heat. For the blast of the mighty is like a whirlwind beating against a wall. | 4 You have been a refuge for the poor, a refuge for the needy in his distress, a shelter from the storm and a shade from the heat. For the breath of the ruthless is like a storm driving against a wall |
5 Thou shalt bring down the tumult of strangers, as heat in thirst: and as with heat under a burning cloud, thou shalt make the branch of the mighty to wither away. | 5 and like the heat of the desert. You silence the uproar of foreigners; as heat is reduced by the shadow of a cloud, so the song of the ruthless is stilled. |
6 And the Lord of hosts shall make unto all people in this mountain, a feast of fat things, a feast of wine, of fat things full of marrow, of wine purified from the lees. | 6 On this mountain the LORD Almighty will prepare a feast of rich food for all peoples, a banquet of aged wine-- the best of meats and the finest of wines. |
7 And he shall destroy in this mountain the face of the bond with which all people were tied, and the web that he began over all nations. | 7 On this mountain he will destroy the shroud that enfolds all peoples, the sheet that covers all nations; |
8 He shall cast death down headlong for ever: and the Lord God shall wipe away tears from every face, and the reproach of his people he shall take away from off the whole earth: for the Lord hath spoken it. | 8 he will swallow up death forever. The Sovereign LORD will wipe away the tears from all faces; he will remove the disgrace of his people from all the earth. The LORD has spoken. |
9 And they shall say in that day: Lo, this is our God, we have waited for him, and he will save us: this is the Lord, we have patiently waited for him, we shall rejoice and be joyful in his salvation. | 9 In that day they will say, "Surely this is our God; we trusted in him, and he saved us. This is the LORD, we trusted in him; let us rejoice and be glad in his salvation." |
10 For the hand of the Lord shall rest in this mountain: and Moab shall be trodden down under him, as straw is broken in pieces with the wain. | 10 The hand of the LORD will rest on this mountain; but Moab will be trampled under him as straw is trampled down in the manure. |
11 And he shall stretch forth his hands under him, as he that swimmeth stretcheth forth his hands to swim: and he shall bring down his glory with the dashing of his hands. | 11 They will spread out their hands in it, as a swimmer spreads out his hands to swim. God will bring down their pride despite the cleverness of their hands. |
12 And the bulwarks of thy high walls shall fall, and be brought low, and shall be pulled down to the ground, even to the dust. | 12 He will bring down your high fortified walls and lay them low; he will bring them down to the ground, to the very dust. |
The Douay-Rheims Bible is in the public domain. (Douay Rheims Catholic Bible Translation Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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Regional Cheese Cuisine: Utah Funeral Potatoes
Funeral Potatoes are comforting in more ways than one! Learn the history and recipes in this week's edition of Regional Cheese Cuisine
Fan Photo: Birthday Vacherin Mont d'Or
Congrats to this week's fan photo winner, Katharine O.!
Cheese in the Time of… Evel Knievel
With over 400 injuries, Evel Knievel was practically a medical miracle. In the 1970s, his death-defying stunts were rivaled by one other miracle: queso dip
Latin American Cheese: Chile
Though Chileans have long enjoyed incorporating cheese into their cuisine, some of the most popular cheese imports being Gouda and Parmesan, the culture of original Chilean cheese is just beginning to grow and develop.
Antipasto Twist on Tradition
Today we're happy to share Christina Conrad of Foodie with a Life's antipasto recipe: BelGioioso CreamyGorg Mousse, Apple, & Thyme Crostini
A BelGioioso Twist on Tradition
For each of five courses, BelGioioso has provided a traditional Italian recipe and a blogger has created a "Twist on Tradition" recipe using BelGioioso cheese
In the Wash in the Crown Finish Caves
Excited fans of cheese and beer enjoyed Parish Hill Cheese and local brews at In the Wash in the Crown Finish Caves under Brooklyn's historic Nassau Brewery
The Top 19 Strangest Looking Cheeses
Cheeses are more than just circles and squares… and more than just yellow and white; See what we believe to be the strangest shapes and colors of cheese
Regional Cheese Cuisine: Texas Nachos
Ever wondered where the first nachos were made? Check out this week's edition of Regional Cheese Cuisine for the best nacho toppings!
Fan Photo: Cheesy Spinach + Poached Egg
Congrats to this week's fan photo winner, Jeanne C. S.!


text: Chalk this up to the fine line between TV fantasy and reality. Last season on ABC's Anything But Love, magazine reporter Hannah Miller (Jamie Lee Curtis) asked her boyfriend, Marty Gold (Richard Lewis), whom he fantasized about during their lovemaking. Forced into admission, he replied that two women did enter his thoughts: Gabriela Sabatini and Jane Pauley. The stunning Sabatini, currently the No. 3 women's tennis player in the world, heard about Lewis' visions. Evidently intrigued by the thought, she decided to pay a visit to the set recently while in L.A. for a Virginia Slims tournament. Even though the 5'8'' Argentine tennis ace had never witnessed the slouching comedian's shtick or watched the show, she admits, ''I was a little nervous.'' She did, however, find the self-effacing Lewis ''cute'' and signed a photo for him. As a little Anything token, Curtis awarded the court star the two pages from the script that mentioned her and Pauley, with a special note alongside the dialogue: ''You, I can understand. But Jane?'' Pauley didn't seem to think much about her ability to incite fantasy, either. She declined to comment.


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R.M. Young Company manufactures a line of weather instruments that are designed to withstand the harsh marine environment. Product lines include instruments for measuring wind speed, wind direction, temperature, humidity, barometric pressure and precipitation.
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For offshore and marine use, Model 05106, Wind Monitor-MA measures horizontal wind speed and direction.
The Wind Monitor HD has important features that greatly extend the service life of this popular sensor.
Developed from our standard Wind Tracker, the Marine Wind Tracker has special features for ship-board use.
The Model 26800 Meteorological Display offers a unique and flexible solution for meteorological data measurement, recording and display (including NMEA data streams). Advanced design has features and flexibility to perform a wide variety of monitoring tasks. From simple display of a single variable to recording data from a complete sensor suite, the 26800 can satisfy countless measurement needs.
The Relative Humidity/ Temperature Probe combines a high accuracy humidity sensor and temperature sensor into one compact unit.
The Aspirated Radiation Shield provides maximum sensor protection from incoming short wave solar radiation and outgoing long wave radiation. The shield emplys a triple-walled intake tube and multiple canopy shades to isolate the sensor from precipitation and solar radiation. A continuous duty blower draws ambient air through the intake tubes and across the sensor, minimizing radiation errors.
The Model 50202 Precipitation Gauge accurately measures rain or snow precipitation without moving parts.
The Model 61302 Barometric Pressure Sensor offers extremely high accuracy over a broad range of pressures and temperatures.
The YOUNG Model 85106 Ultrasonic Anemometer is a 2-axis, no-moving-parts wind sensor with special features for use in the marine environment.


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We provide tailored surgical care, spine specialist consulting, with expertise of excellence, guiding you
through your initial consultation to aftercare. Supporting your journey until your back supports you.
Dr. Sandro LaRocca and the staff at New Jersey Neck & Back Institute are dedicated to excellence in surgical spine care and treatment. Healing is brought about with individualized care, compassion, education, and the institution of state of the art treatment. Through such attention, we are committed to transformational improvements in the quality of life of our patients.
I can walk, do things now that I could not do before. He is far from my house but it
is worth the drive. He is a great person and surgeon.
Former patient


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The Nebraska Department of Insurance is now live with a new back-office software solution, State Based Systems (SBS), as of July 16th. This means that any CE courses you have taken or will take after that day will be electronically uploaded into SBS. You will NOT be getting paper CE certificates any longer.
If you have any paper CE certificates to turn in for your renewal, please mail them to the DOI now (before your renewal) and they will get them processed for you. This also means a $1 per credit hour processing fee.
Oct 16-18
Nov 6
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Nov 7
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Dec 3-5
Dec 5
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Dec 19
P/C Prelicensing Class
CISR - Agency Operations - Ogallala
CISR - Agency Operations - Norfolk
CISR - Agency Operations - Lincoln
Series 6 & 63 Prelicensing
Webinar: Equine
Webinar: Insight on Crop Insurance Changes
Webinar: Umbrella & Excess - 5 Key Issues
L/H Prelicensing Class
Webinar: Dairy Farms
Webinar: Business Income Limit Setting
Webinar: Livestock
Click on any location above to register today!
The EIE award recognizes state associations and staff who have made significant contributions to education for their members and the industry in key areas of:


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The United Braids of Amelia
Saturday, January 31st, 2004The United Braids of Amelia
Amelia Zegovia, artist….
My sister is a 26 year old artist living and working in San Francisco. She's overcome much adversity in her life and her art is as much of a testament to it as it is an expression of it. Inside her, she has an entire reality both coinciding and existing beyond the reality we know and occasionally take for granted. Her art is the mechanism by which, I believe she preserveres and truly shines.
About 7 years ago, I waited tables at the cafe where she held she one of her first exhibitions. After everything was hanging from the walls and ceilings, and she was finallly resting after weeks of purging herself artistically, there I was, waiting tables in a room adorned with her art, not to mention overhearing patrons conversations and reactions to the show.
Some loved it, some hated it, nobody had any reservations talking to me about it, not knowing the artist was my sister. Some critiques were harsh, and I wouldn't have the heart to tell my sis. But she would return after hours to check on things and I would literally watch her eyes twinkle as she appeared to float in a room with her "babies" all over the place.
The point I am trying to make is that my sister doesn't make art for anybody but herself. ONLY for her own need to articulate herself TO herself. Needless to say, her courage has been a bottomless well of encouragement for me, and in turn, I hope my images, my art, my courage, is an inspiration to others, but if its not, who cares, its not really for you anyway


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Un Style Tod
nice shoes
It is very comfortable & easy to take off for my son. Nice shoes!
August 22, 2014
My kid loves it
My kid loves this shoe, very comfortable shoe. Shoe is also very stylish
May 8, 2014
Love these shoes
They look so so good on my 4 year old son. Grt shoes
April 13, 2014
1-3 of 3


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Car Enthusiasts Plee For Legal Events
This petition is to show the support we need and to try and get the local authorities to allow a legal car event in swansea, rather than trying to stop it asthey dont like modified/custom cars in car parks meeting up. I run a legal event and recently they tried to stop it, when they realised they didnt have much power over it, they put in the press we were illegal, noisy, and that they closed us down, when infact nothing of the sort happened. Nigel Whitehouse of swansea traffic police has made clear that in his area car cruises/meets wont happen as he doesntlike them, its our hobby guys and now its time to set the record straight for all car enthusiasts out there. my website address for legal events is www.streetlegalevents.com PLEASE SIGN THIS IF YOU ARE ALL FOR A LEGAL EVENT IN WALES, AND IF YOU THINK THE AUTHORITIES SHOULD TRY AND FIND US A PLACE TO USE IF THE ONE WERE CURRENTLY USING ISNT IN A GOOD ENOUGH LOCATION. thanks for your support guys
Recent signatures
Peter french, United Kingdom
5 years ago Comments: Absolutely shocking if they stop this!
paul jones, United Kingdom
5 years ago -
J.Manning, United Kingdom
5 years ago Comments: Its about time this was recognised as a hobby n pass time not a buncha no hopers meeting to cause trouble..
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Frandsen will don a cap and gown for the San Jose State graduation ceremony at Spartan Stadium. Over the winter, he completed two classes to finish his bachelor's degree in finance.
The Giants play at 6:05 p.m. on Saturday allowing Frandsen to pull off a memorable doubleheader.
He dropped into the student store Monday morning and paid $40 for his gown and regalia.
"I didn't even attempt to go down to the bookstore area," said Frandsen, who was recognized by a few students. "It's just good I found my way back there."
Frandsen's older brother, D.J., was a finance major who graduated in 31/2 years from Santa Clara.
"I figured if I needed any help, I could ask him," Frandsen said of his brother, who battled cancer until it took his life in 2004. "He helped me out a ton. There were some long nights when he was on chemo, and he would try to tutor me. He'd get a little frustrated with me, and books were being thrown around. We'd have some yelling matches.
"I always wanted to follow in his footsteps in some things, and one of them was in school."
Frandsen took extra courses every fall so he could graduate in four years. He would have pulled it off, but two classes he needed were canceled in his final semester. So he finished them as correspondence courses.
The Giants have more college graduates on their roster than most teams: Mark Sweeney (Maine), Dave Roberts (UCLA) and Vinnie Chulk (St.
ONE-HOPPERS: Right-hander Tyler Walker is throwing live batting practice at the Giants' minor league complex in Scottsdale, Ariz., and is on track to be assigned to a minor league affiliate in mid-June. Walker had reconstructive elbow surgery last June. ... Shortstop Emmanuel Burriss, the Giants' supplemental first-round pick last June, was demoted from Class A San Jose to Class A Augusta in the South Atlantic League. Burriss hit .165 in 139 at-bats for San Jose.


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How Bright Do Stars Shine
Name: janette l gubala Status: N/A Age: N/A Location: N/A Country: N/A Date: 1993 - 1999
How bright do stars shine?
The brightness of stars as seen from the Earth is called "apparent visual magnitude"; it is designinated by "m subscript v" and is a logarithmic scale like the Richter scale used for earthquakes. The brightest star seen from the Earth's northern hemisphere is Sirius, the Dog Star with a _m subscript v_ of -1.5 (the stellar magnitude scale is one in which a negative number is brighter than a positive number).
The absolute visual magnitude, designated by "M subscript v", gives the true brightness:
Deneb (alpha Cygnus) has Mv = -6.9, and Rigel (beta Orion) is almost as bright with Mv = -6.8.
On the absolute scale, Sirius is only Mv = +1.4; it *appears* to be the brightest because of its nearby distance, only 2.65 parsecs.
Click here to return to the Astronomy Archives
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Update: June 2012


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Vanderbilt Nurse Residency Program - Winter 2013 - page 20
I just mailed off my packet to Vanderbilt today! I'm so nervous and really hoping to get an interview for this program. Adult Critical Care is my first choice. I graduated in May 2012 with my BSN... Read More
0Nov 19, '12 by RNJoseph1908[QUOTE=LaurenJonesRN;7038500]WSU. Where did you go? Yeah, I'm happy to have someone from the PNW in Nashville [I graduated from University of Portland. I just found out another UP graduate also got accepted so there will be a few of us!]
1Nov 19, '12 by RNJoseph1908Jennderveen- I can't figure out how to reply to your comment (this website is a bit confusing) but I'm planning to get there Jan 14th. I have checked with shipping companies and I think I will ship my car and fly by plane and take what I really need. I'm going to sell my furniture here in Oregon and start off new in Tennessee. I hope I'm making the right decision but it's so expensive to move to a new state!
jennderveen likes this. -
0Nov 19, '12 by RNJoseph1908Nursey 86- I'm in the same boat as you. I will be coming from Oregon and have been comparing costs of driving vs flying, and what to do with my furniture. I have decided to ship my car there, if you are shipping your car I would check out Transport Reviews.com - Ratings and Reviews of Auto Transport Companies - Your Source For Finding a Quality Auto Transporter! You can read reviews there on several companies. Have you looked into freight trains? I have heard it's usually cheaper to send boxes that way vs UPS/Fed Ex. Just some thoughts
0Nov 19, '12 by Nursey86Quote from RNJoseph1908Have to look into that, thank youNursey 86- I'm in the same boat as you. I will be coming from Oregon and have been comparing costs of driving vs flying, and what to do with my furniture. I have decided to ship my car there, if you are shipping your car I would check out Transport Reviews.com - Ratings and Reviews of Auto Transport Companies - Your Source For Finding a Quality Auto Transporter! You can read reviews there on several companies. Have you looked into freight trains? I have heard it's usually cheaper to send boxes that way vs UPS/Fed Ex. Just some thoughts
1Nov 20, '12 by cstarkMoving cross country is so complicated! I moved once before (from Los Angeles to Baltimore) and hired a moving company and drove my car cross country. The drive was doable since I had family along I-70 in Denver and Kansas to stay with, it was June with nice weather, plus my mom drove with me. This was 5 years ago and I had the company move my bed, dresser, desk, some larger paintings, TONS of boxes, all my clothing and some other stuff for around $1100 - they also did all the moving of my stuff into the truck and into the new place - which was great since the new place had lots of stairs.
I'm thinking this time around I will pay for a moving company (I actually own more nice furniture now so I really don't want to sell it and repurchase). But my plan right now is to sell my car (its 13 years old and I've got the feeling that the next thing that goes wrong will probably cost a lot) and maybe do a 2-year lease in Nashville - that way if I want to stay after the 2 years I could buy that car (and we should be making more money then) or I can be done with the lease and avoid having to get a car back to California. I want to avoid driving I-40 in the middle of January - it could be really cold with lots of ice or snow. I think it would be cheapest to do a Uhaul cross country instead of hiring movers, but January weather is just not what I want to drive a Uhaul in!
I'm thinking I will fly out mid-January (with my dog, just to make things complicated), just find a place then, stay in a motel while I look, and get a car. Sounds like a crazy two weeks before we start the program! I don't really want to spend the money to fly out before and apartment search and end up paying for a place longer then I have to. Am I crazy? Anyway, if anyone else is thinking of looking for places the few weeks before and wants to share a motel, let me know closer to January.
I'm very excited for this new adventure and meeting everyone in the program. It sounds like there are a lot of us from all over the country, so good luck everyone as you figure out your move. Have a wonderful Thanksgiving - we have lots to be thankful for.
Chelseajennderveen likes this. -
0Nov 20, '12 by lleatherbery@Saribeari- I graduated with a 4.0GPA from accelerated program and my previous degree is in Biology. My only experience prior to getting accepted was 2.5 years as lead GI technician in the local hospital here in Colorado Springs.
@cstark- If your still looking for someone to share hotel room with, I might share one with you if it works out since I haven't decided exactly when I am going to go yet. So far I'm planning on flying out, renting a car and hunting for a place. My car and my two dogs will be brought out by the significant other once I find a place.
When is everyone planning on moving? I'm torn between end of December and beginning of January. I plan on just bringing the bare basics and starting fresh out there to. My biggest stressor is trying to find a house to rent where I can keep my dogs since I have two very large dogs and one is stereotyped on most "breed aggressive" lists. I also am bringing my horse with me, but I already found a place to board her, if only houses were that easy to shop for :/ -
2Nov 25, '12 by Nursey86For those of you from Tennessee, what is your advice for areas to live? Which areas are nice? Which areas should I avoid? I don't mind a small commute to Vanderbilt (maybe 30 mins). I am just looking for a one bedroom apartment. Thank you!jennderveen and RNJoseph1908 like this.