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Living Trusts
Check Pricing
3-Step Process
Why LegalZoom?
Education Center
Living Trusts Education
Wills & Living Trusts
Living Trusts
Living Trusts
Living Trusts
Introduction to Living Trusts
Definition of a Living Trust
Comparing Living Trusts and Last Wills
Probate, and Reasons to Avoid It
Transferring Property into a Living Trust
Real Estate Placed in a Living Trust
Beneficiaries of a Living Trust
Both Married and Unmarried Couples Can Create Living Trusts
The AB Living Trust
Estate Taxes and Living Trusts
9. What is an AB living trust and how does it work?
With an AB living trust (sometimes called an "exemption" or "bypass" trust), the property contributed to the trust by the first grantor to die will be distributed to his or her beneficiaries when the surviving grantor dies. The surviving grantor cannot change the beneficiaries of the deceased grantor's trust property.
Imagine that a husband and wife create a typical joint trust and the husband passes away. Under the LegalZoom Joint Living Trust (and many other joint trusts), some or all of the husband's share can be held in trust for the wife during her lifetime. During her lifetime, she can change who will receive that trust property after her death. This may be exactly what the husband wanted. On the other hand, the husband's wishes may have been, "I want my wife to be able to use my share as long as she lives. But after she dies, I want to make sure that whatever is left goes to my beneficiaries instead of to people she chooses after I'm gone." If you want to make sure that each person's property goes to his or her separate beneficiaries, an AB trust may be a better choice than a joint trust or a simple will, regardless of the size of your estate.
Some married couples prefer an AB living trust over a traditional joint trust because of its flexibility and the tax benefits it offers. For many years, the AB living trust has allowed couples to avoid certain estate taxes. However, with the recent revisions to the federal estate tax law, only a very small percentage of people will owe estate tax on death. Under current law, $5 million of a person's estate is exempt from federal estate tax, and married couples can exempt $10 million from federal estate tax without establishing an AB trust.
Nonetheless, the AB living trust is still a powerful estate-planning tool. Many states impose estate taxes on estates valued at significantly less than the federal estate tax exemption amount. Moreover, the flexibility provided by a revocable AB living trust ensures that the trust can be amended to reflect life changes while both grantors are alive. Also, under an AB trust, your surviving spouse has access to your property after you die, but the property remaining after your spouse's death will be distributed to the beneficiaries you select.
Administrative Requirements of an AB Living Trust
After the death of the first spouse or grantor, the trustee of an AB Trust must comply with certain administrative requirements, including keeping separate books and records for Trust A and Trust B to prove that trust assets are being used properly. The trustee of Trust B (usually the surviving grantor) must file annual income tax returns for Trust B, although the trust will not owe income tax because its net income is distributed to the surviving grantor.
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Overpriced and didn't clean well. Broke out from this. Stay away if you have sensitive skin, you will regret your purchase.
1 out of 1 people found this review helpful. Did you? Yes No
I have been using this cleanser for over a year and I am a huge fan. This is not over drying. I have combination skin and at times I find that some cleansers really dry out my cheeks. This cleanser does not, at all. I love the micro beads in the cleanser and the way my face feels refreshed after I have used it. It is one of my favorite cleansers.
been using for 6 months and my skin loves it. My skin no longer loves salicylic acid it actually breaks me out. this stuff is gentle. it the only MK stuff i will use everything else is always a miss with me or just don't like.
1 out of 1 people found this review helpful. Did you? Yes No
I love this cleanser! I use it twice a day and it works amazing! I have acne so its hard for me to find a good cleanser that works without breaking me out. Clears skin, and feels great!
Love this product!!! Makes my skin so soft and nice looking after I wash my face. I'm about to hit 30 yrs old so I have been looking for products to try and slow the aging process. This cleanser makes my face look nice and feel nice. I am definitley buying again.
This worked for the first month for me. After that I guess I became sort of immune to it. It keeps my skin from getting worse, but it does nothing for my blackheads and I still get the same amount of breakouts as before. I've found it to be pretty useless.
Nice product. It mildly exfoliates, cleanses and tones as it states. Avoid eye area. Great if u r too lazy to do the separate steps. My cheeks feel very smooth, but I feel a little sensitive to it. My combo of baby shampoo and clinique exfoiliating scrub 2x a week seems better for me.
Works well even for guys - the product's texture makes it great for washing your face in the shower - the cleanser stays on your face while washing face in the shower. Just a little bit will work. Does not leave your face "tight". Just Clean!
This entire system really helped to hydrate my skin after a bad reaction to Proactiv. Also helped to clear up my skin and just improve it overall. Sadly for some reason it quit working when i was pregnant. Loved this entire system though!!!
More reviews by Chellemakepeace
Love this cleanser. It's one of my staple products. Exfoliate beads are not aggravating to skin, and you feel clean and fresh, not dry or soapy after!

subset: commoncrawl


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Charlie Moore, Tennis Director and Head Pro
Wychmere Tennis will be in full swing with Charlie returning to lead us for his seventh season.
- Graduate of University of Colorado, BS in Kinesiology
- Teaching and running private clubs for over 27 years on both the east and west coast of the United States
- Director of Tennis at Duxbury Yacht Club
- Director at Bald Peak Colony Club in New Hampshire
- Head Professional at Mission Hill Country Club
- Owner/Director/Head Pro Moore Tennis Academy Palm Springs, California
- USTA certified teaching pro
- Member of Head and Adidas National Advisory Staff
- Four Time Michigan State Doubles Champion, "Cran Brook School"
2015 Junior Tennis Program
Junior Evaluation Day June 27th 1:00pm – 3:00pm
Junior Tennis Session I June 29th – July 24th
Junior Tennis Session II July 27th – August 21st
Wimbledon awards presentation for winners of all club tournaments August 21st
Tennis players ages 4 – 6 years
Monday, Wednesday and Friday
9:00am – 9:45am
$225.00 per child per session, Non Member $300 per child, per session
Tennis players ages 7 – 9 years
Monday, Wednesday, Friday
9:00am – 10:00am
Member $275 per child, per session Non Member $350 per child, per session
Tennis players ages 10 – 12 years
Monday, Wednesday
9:00am – 10:00am
Friday Match Play 3:00pm – 5:00pm
Member $375 per child, per session Non Member $450 per child, per session
Tennis players ages 13 – 17 years
Monday, Wednesday
4:30pm – 6:00pm
Friday Match Play 3:00pm – 5:00pm
Member $375 per child, per session Non Member $450 per child, per session
2015 Wychmere Tennis Program
2015 Private Lesson Rates
Director/Head Pro
1/2 Hour Lesson $60 / $70 (Member / Non Member)
1 Hour Lesson $95 / $105 (Member / Non Member)
1½ Hour Lesson $140 / $150 (Member / Non Member)
Assistant Pro
1/2 Hour Lesson $50 / $60 (Member / Non Member)
1 Hour Lesson $85 / $95 (Member / Non Member)
1½ Hour Lesson $120 / $130 (Member / Non Member)
Ladies Twilight Tennis Clinic
This new Ladies Twilight Clinic is a fantastic new program that combines instructional and social tennis for ladies of all levels. This program will begin with a brief lesson followed by round robbin tennis supervised by the pros. They will be there to fill in and organize the rounds. A ladies mixer will follow, which is a great way to meet new people and become more involved with tennis this summer!
Every Tuesday 5 p.m. – 7 p.m. Minimum 5 participants
Members $25 per day Non Members $30 per day
Power Hour Program
Power Hour is open to all levels of play and is a 90 minute high energy workout. Power Hour begins with line drills of different focus — some ground strokes, approach shots, volleys and overheads as well as serve and volley drills. Each day is different with numerous drills, point situations and live ball rally games. Power Hour concludes with a competition amongst the participants in a fun atmosphere with a great cardiovascular workout always as the theme.
Tuesday and Thursday 8:00am – 9:30am
Thursday 4:30-6:00 pm
Saturday and Sunday 9:00am – 10:30am
Members $40 per day Non Members $50 per day
New! Members- 10 classes for $325 Non Member- 10 classes for $425
Doubles Strategy
Doubles Strategy is open to players possessing a 3.0 rating or better. This class teaches doubles strategy that gets right to the point with use of the most proven strategies at the club level. Innovative drills and point situations are used to reach improvement goals quickly and properly. The Doubles Strategy sessions with our Pro are sure to leave you with a greater understanding of the true dynamics of doubles play. One hour of strategy and doubles drills followed by ½ hour of supervised doubles play.
Friday 11:00am – 12:30pm
Minimum 3 players required
Members $40 per day; Non Members $50 per day
Ladies Team Coaching (Members Only)
Tuesday 10:30am – 12:00pm
Matches Wed/Thurs/Fri Minimum 6 players required — maximum 12
$40 per day
Cancellation Policy
Any cancellations received within 24 hours; full charges apply.
Guest Policy
Guests must be accompanied by a member and are allowed to play a maximum of four times in any given month. There is a $15.00 fee per guest, per day. If a guest is not signed in, the guest fee will be put on the member's Club account.
Tennis Center Physical Address: 792 Main Street, Harwich Port Phone: 508-430-7012


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He was preceded in death by his parents, Crawford and Maudie Davis Nease.
He is survived by his wife, Elizabeth Nease of Cleveland; children: Rick Nease and Sharon Baker, both of Cleveland; two grandchildren; and several nieces and nephews.
The funeral will be held at 2 p.m. on today, Jan. 2, 2013, in the chapel of Grissom Funeral Home with the Rev. Gary Thacker officiating.
Interment will follow in Sunset Memorial Gardens.


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Reviewed Sauteed Swiss Chard
Dec 16, 2012 in Food Network Community Toolbox on FoodNetwork.com
"My whole family loved it! Even my picky 10 & 11 year-old kids. I used 1 tbsp. butter & 2 tbsp oil. At the end I added a dash of balsamic vinegar and sauteed it a bit more. It mellowed the vinegar and just left the flavor. The leaves turned crunchy, like potato chips yet still had some softness, like spinach. Can't wait to do this one again.""


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on December 6, 2012In which, for our morning devotional, we paraphrase from the Book Of Driftglass:
The moving joke, having writ itself, moves on.
"The term lunatic' holds a place in antiquity and should no longer have a prominent place in our U.S. code," said Representative Robert C. Scott, Democrat of Virginia, shortly before the 398-to-1 vote in the House. The word, derived from the Latin word from moon, arises from ancient beliefs that people could become "moonstruck" by lunar movements...The legislation had the backing of mental health groups, including the coalition organization Mental Health Liaison Group, which said that using outdated and offensive terms served "to perpetuate this stigmatization" against people with mental health conditions.
"...The lone "no" vote was cast by Representative Louie Gohmert, Republican of Texas,"
And it is here that we remind ourselves that Louie Gohmert ran unopposed for re-election this year.
Follow The Politics Blog on RSS and on Twitter at @ESQPolitics.
This blog is about politics, which, according to Aristotle, a truly veteran scribe, is the result of humans being the only herd animals capable of speaking to one another. It is written by Charles P. Pierce, a writer at large of Esquire magazine. Read More
New to the Politics Blog? Refer to this helpful glossary.
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Snapshots from our hike through the Olympic Rainforest. The place was just fascinating. Everything was covered in moss and the waters were crystal clear and fresh. The rain in this temperate rainforest wasn't drenching but very refreshing still. It was my first trip to a real rainforest in my whole life and I have a feeling it's not going to be the last.
This photo was shot on film. Taken by blueskyandhardrock with a Lomo LC-Wide (available in our Online Shop) loaded with Kodak EBX film in Seattle, WA, United States. These tags describe this photo: rainy day, hike, xpro, cross-process, nature, landscape, moss, evergreen, green, forks, olympic rainforest, olympic peninsula, northwest, and rainforest. Date: 2013-03-26. Time: Afternoon. This photo can also be found in the album My First Visit to a Real Rainforest.Please login to get more out of this site
You are currently not logged in, do so now to add comments, like articles as well as photos, submit to competitions, translate articles and gain access to unlimited photo upload! If you are not registered yet, go here to find out more about Lomography and join now! If you just want a limited account for now you can use Twitter or Facebook. We would love to have you as a member here!
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Liking photos helps us to present the best ones to you and others. 57 people like this photo. 57 people like this photo: bloomchen, ecchymoses, mllev, gabrieldietrich, artichekt, amytam, riotxriot, segata, bnjmn, clownshoes, jahwil, -dakota-, tonantzin, castiana, istionojr, coca, clickiemcpete, happytea, traaaart, emkei, rik041, alexes, stratski, ryszardl70, larrymcdowell, gorics, kangiha, sobetion, masha_njam, kibs, modern_nmt, he-mo, marcosnava, mafiosa, peropero, marta1901, endorphin, _smg_, vicker313, onkel-m, suizidekid, steffilove, kostas, zorzyo, olivier_g, andrejrusskovskij, aldaer, adash, atria007, chourique, olga_primavera, oriyagirl, tracyvmoore, ohlordy, vicuna, herbert-4, and ropi.
1 comment
Very beautiful album <3 Looks like a great place for hiking.


text: There are few companies in the video game industry who have fallen from grace in their fans' eyes as much as Square Enix have. In a mere decade, they have gone from the company that had legions of faithful fans to the company who have legions of disillusioned fans. Square Enix have become living examples of what is wrong with ... Read More »


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The signing of the US healthcare bill on Tuesday has once again sent the compass needles of Washington's pundits spinning. Having spent the past few months characterising Washington's Democrats as political zombies incapable of passing major reforms, commentators are now pondering the fate of the congressional Republicans who failed to stop the White House's agenda from lurching back to life.
At the moment, it's hard to judge exactly what this will mean for climate change legislation. The White House will need a handful of Republican Senators to offset expected Democrat defectors from coal states, so the lessons that the Republicans draw from the healthcare process will be crucial.
One possibility is that the law is simply dead. Flipping Republicans into the "yea" camp was always going to be tough – especially as their Senate leader Mitch McConnell appears to have chosen a more-or-less explicit strategy of blocking all major Democratic legislation on principle. It is likely to be even more so, now that this week's defeat has left many Republicans feeling deeply bitter – as demonstrated by John McCain this week:
"There will be no cooperation for the rest of the year," McCain said during an interview Monday on an Arizona radio affiliate. "[Democrats] have poisoned the well in what they've done and how they've done it."
On the other hand, the scale of the setback over healthcare has prompted some soul-searching among parts of the US right – most prominently by George W Bush's former speechwriter David Frum:
At the beginning of this process we made a strategic decision: unlike, say, Democrats in 2001 when President Bush proposed his first tax cut, we would make no deal with the administration. No negotiations, no compromise, nothing. We were going for all the marbles. This would be Obama's Waterloo – just as healthcare was Clinton's in 1994. [... But] This time, when we went for all the marbles, we ended with none.
The advantages of offering to share the marbles could be considerable: many of the Republican party's biggest donors are in the oil and gas industry, and opposition Senators could have huge influence in shaping the final bill if they were able to provide the votes to get it through Congress.
The initial noises coming from the Senate suggest that progress on the climate front is grinding slowly forward. But the path to passage of a bill – particularly one that includes a price on carbon emissions – seems a lot narrower than the one leading towards failure.
For one thing, the Frum argument for constructive participation only really works if Republicans are convinced a bill would still pass without their support – and the arithmetic of getting to 60 Senate votes looks tough.
In theory, Democrats could use the same reconciliation process they used for the healthcare bill, which only requires 50 votes. However, the Senate has already voted by a 67-31 majority not to use the tactic on this issue. And tellingly, the White House and congressional leadership have been indicating that financial reform, jobs, and immigration are the key priorities ahead of the November midterm elections.
Nonetheless, one factor that favours passage of a Senate bill is that large parts of the energy lobby are strongly in favour of legislation that would give them more certainty over long-term investment plans. In particular, the oil and gas industry is pushing hard to level a playing field which it sees as favouring the coal sector.
A loosening of federal restrictions on offshore drilling may form a crucial part of any deal. That may not seem particularly green, but lobbyists will make the T. Boone Pickens argument that oil and gas usage – particularly gas – will supplant energy from dirtier coal-burning plants. More importantly, a sweetheart deal for the offshore industry could help win votes from Senators such as Florida's Mel Martinez, Louisiana's Mary Landrieu and Alaska's Mark Begich, not to mention Lindsey Graham himself, whose home state of South Carolina hopes to add more than 2,000 jobs from exploration of its offshore reserves.
Related links:
A multi-pronged approach for the US climate bill (FT Energy Source)


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Hester now running in "Prime Time," Weems denies being over yard line
BY PATRICK FINLEY Staff Reporter October 20, 2013 7:50PM
Updated: October 20, 2013 9:23PM
LANDOVER, Md. — The text message on Devin Hester's phone, from a number saved as "Prime Time," said congratulations.
Maybe 10 feet away — through a locker room doorway in the bowels of FedEx Field — Eric Weems was a world away from glory.
He stood and explained, as simply as he could, that he was not deserving of the penalty that robbed the Bears of a potential momentum shift during a 45-41 loss to the Washington Redskins on Sunday.
The Bears' special teams unit gave, and it took away.
When Hester returned a punt 81 yards for a touchdown in the second quarter, it did more than boost the Bears after Jay Cutler's groin injury — it matched Deion Sanders' NFL record of 19 returns for touchdown.
Hester has five career kickoff returns and one return of a missed field goal for scores.
The latest of his 13 punt returns for touchdowns started left. He ran across the field and up the right side, behind a gorgeously constructed wall.
"It means a lot to me, my family," Hester said. "We do look at stuff like that. We honor stuff like that, as well as my teammates.
"It feels good. It's a team effort game. Whenever I take one to the house, we all feel like we took it to the house."
The Bears almost did it again. With 45 seconds left, the Bears faked an end around on a kick return, and Hester threw across the field to Joe Anderson, who ran it 25 yards.
Sanders — whose 19 returns include nine interceptions — sent a text message to Hester afterward.
"It's something that you really can't celebrate [in a loss]," Hester said. "We do celebrate it as a special-teams unit. It's something we strive for everyday, to get better and better each and every day at what we do.
"But overall as a team effort — we gotta go in and watch film — we still feel like we still left plays out there that we still could have took advantage of."
Weems knows.
After the Bears pulled within four with about nine minutes left, they tried an onside kick.
Robbie Gould rolled a kick slowly in front of him. After the Redskins couldn't corral the ball, the Bears recovered it. But Weems was flagged for being offside.
Replays were far from certain.
"Big momentum swing," he said. "We had momentum after we just kicked the field goal, and we wanted to surprise them with an onside kick.
"We got it, but they took it away from us."
Weems was confident he was onside.
"As soon as they kicked the ball, that's when I crossed the line," Weems said. "But they made the call, and that's something I have to deal with."


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This Australian KC-30A payed a three day visit to Eindhoven. Seen here on a nice sunny morning.
Arriving on Runway 21 on a bit of a bleak, cold day. This was one of two RAAF movements in Perth this day with a C17 being the highlight of the day!
''Johann Sebastian Bach'' takes off to Rome


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Suicide is harder than you think!
written and illustrated by Alex Korbey
Another brief one like a boys tale, the aim was once again to do something a bit different. Inpired a bit by the visuals of Broken things.
Only not as good, obviously.
The visuals came first and the narrative added after.
Story reviews
Suicide is harder than you think!
at 1:38AM, Oct. 19, 2010
last edited on July 18, 2011 10:14AM
©2011 WOWIO, Inc. All Rights Reserved


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Established in 1881, this community developed as a distribution center for a large cattle and agricultural area. Economy grew with the discovery of the Ranger oil pool in 1917.
Big Country Dinner Theater, sponsored by Cisco Junior College, presents productions every weekend in July. Call 254/442-5000.
Annual events include a Folklife Festival in April. City also features brick-paved streets and antique shops. There are several sites around the city for excellent fossil hunting.
Historic | La Porte
Music | Odessa
Outdoor | Monahans
These are photos of Cisco. Explore more Texas To-Dos for inspiration for your next trip!


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Research Staff & Students
Talal T. Al-Housseiny Graduate Student, CBE |
Investigation of technical challenges at the intersection of fluid mechanics and energy research; the study of interfacial instabilities that occur in fluid-fluid displacements in porous media: applications to Enhanced Oil Recovery and Carbon Sequestration; the integration of Microbial Fuel Cells in microfluidic devices. | |
Oliver Baars Postdoctoral Research Associate, GEO |
Interactions of key biological trace metals with biota to understand their influence on the cycle of the major bio-elements and also in the context of changing environmental conditions; Currently investigating how oceanic phytoplankton acquire sufficient amounts of the potentially growth-limiting trace metal zinc under the influence of naturally-occurring organic ligands. Chemical characterization of different zinc species in the bulk medium conducted in conjunction with biological uptake experiments. | |
Andrew Babbin Graduate Student, AOS |
Biogeochemical modeling in the ocean; interaction of microorganisms with their environment, and the consequences they have on the nitrogen and carbon cycles; how climate change will affect these elemental cycles in the future. | |
Karl W. Bandilla Associate Professional Specialist, CEE |
Current research involves numerical modeling of the movement of CO2 and brine in storage formations. Specifically working on dynamic pressure reconstruction and active pressure management using brine production wells. | |
Sarah Batterman Graduate Student, EEB, Carbon Science Group |
Biogeochemical cycles; nutrient limitation on plant growth and carbon storage in terrestrial ecosystems; scaling from individual plants to ecosystems; symbiotic di-nitrogen fixation. | |
Monika Barcikowska Postdoctoral Research Associate, PEI |
Monika's research interests are: climate change and variability; detection and attribution of extreme events; climate signal decomposition methods. | |
Lichao Cai Graduate Student, CBE |
Lichao Cai received his undergraduate degree in B.S. Chemistry from Peking University (2010). Cai is co-advised by Pablo Debenedetti and Brian Pethica and he has been doing experiments on the kinetics of clathrate hydrate formation, with an eye towards using clathrate hydrate formation as a means of desalination of seawater; he started with an empty lab, planned and built a facility to do the kinetic experiments and brought it to a state where we now have lots of "real data." | |
Brendan Carter Postdoctoral Research Associate, AOS |
I am currently working to combine the inverse and forward modeling approaches. The forward modeling method suffers from uncertainty in the assumptions inherent to the model. The inverse method typically suffers from a lack of measurement constraints to fully resolve the time-history of a parcel of measured water. I intend to incorporate the high-uncertainty estimates of processes obtained with forward models into inverse models that would otherwise be under-constrained. I am beginning this effort by reexamining calcium carbonate cycling using alkalinity distributions and ocean mixing parameterizations from ocean circulation models. | |
John Cannarella Graduate Student, MAE |
Development of economical clean energy technologies; methods of improving the cycle life of lithium-ion batteries for more cost-effective energy storage. | |
Anping Chen Postdoctoral Research Associate, EEB |
The global carbon cycle and climate change; understanding the impact of human activity to global carbon balance, vegetation dynamics; modelling biodiversity and biogeography. | |
Cleo Chou Graduate Student, EEB |
Cleo is interested in forest dynamics, nutrient and carbon cycles, tropical forest ecology, and the role of biodiversity and species traits in these topics. She is incorporating competition for light and functional traits into studies of tropical rainforest nutrient limitation. | |
Gregory de Souza Postdoctoral Research Associate, AOS |
Large-scale ocean biogeochemistry based on nutrient stable isotope systems. As an isotope geochemist with a strong interest in global-scale ocean biogeochemistry, I use stable isotope tracers to study this interaction, in research that is funded by the Swiss National Science Foundation with support from the US National Oceanic and Atmospheric Administration. | |
Carolina Dufour Postdoctoral Research Associate, AOS |
My research focuses on the Southern Ocean circulation and carbon cycle, with a particular interest on how physical and biogeochemical processes drive their responses to climate changes. To this purpose, I use physical-biogeochemical ocean models either forced or coupled with the atmosphere at eddying resolutions. I investigated the response of natural air-sea CO2 fluxes to the current positive trend in the Southern Annular Mode, with a particular focus on the role of mesoscale eddies and other physical and biogeochemical processes. | |
Raymond J. Dybzinski Postdoctoral Research Associate, EEB |
The mechanisms of plant species coexistence and plant community structure; the effects of resource dynamics, recruitment, and natural enemies on community dynamics; human impacts on ecological and biogeochemical systems. | |
Ryan Edwards Graduate Student, CEE |
Ryan's research is investigating the potential impacts of shale gas development on water resources, in particular groundwater aquifers, and potential storage sites for carbon dioxide. Ryan completed a B.E. in Civil and Environmental Engineering and B.Sc. majoring in Geology at the University of Adelaide. Prior to his studies at Princeton he worked for RPS Aquaterra, a specialist water engineering, hydrogeology and groundwater modeling consulting firm in Australia. | |
Caroline E. Farrior Postdoctoral Research Associate, EEB |
Understanding the role of plant communities in the land carbon sink. | |
Romain Fardel Postdoctoral Research Associate, MAE |
Energy storage systems, processing of energy storage materials, nanostructuring of materials. | |
Jie Feng Graduate Student, MAE |
Experimental studies and theoretical modeling for dispersal of nano-droplets at a triple interface by bubble bursting and its application to produce nano-emulsion and nano-particles with low energy input. Characterization of the near-surface flow on slippery liquid-infused porous surface. | |
Paul Gauthier Postdoctoral Research Associate, GEO Carbon Science Group email@example.com |
Paul joined Prof. Michael Bender's research team in December 2012 to apply oxygen isotopes to measure respiration in the light in leaves. After receiving a PhD from Paris Sud University, France, in 2010, he moved to the Australian National University, Australia to investigate the impact of drought on plants carbon balance with a high focus on respiration. | |
Gennady Gor Postdoctoral Research Associate, CEE Fluids & Energy Group firstname.lastname@example.com |
Simulations of carbon dioxide leakage conditions from deep saline aquifers: coupling thermodynamics of CO2-brine mixtures, transport in porous media and geomechanics. | |
Bo Guo Graduate Student, CEE |
Bo earned his Bachelor degree of Hydraulic Engineering from Tsinghua University in 2011. His research interests lie in multi-scale models for CO2 storage. Currently, he is developing a vertically-integrated model which accounts for vertical dynamics. This type of model will provide an intermediate choice in model complexity between full three-dimensional models and vertical-equilibrium two-dimensional models. | |
Amir Haji-Akbari Postdoctoral Research Associate, CBE |
Works on the nucleation of ice and hydrates and dynamical heterogeneities in thin films of hyrdrocarbons. | |
Naima Hammoud PhD Candidate, PACM |
Naima received her BS and MS from the American University of Beirut in Lebanon. She joined the Program in Applied and Computational Mathematics at Princeton University in 2010. Currently she works on problems in the area of Fluid Dynamics. Her interest in finance is more of a curiosity to learn about the dynamics of one of the most complex systems out there. She is mostly interested in the derivatives market, and keeps up-to-date on what is happening in options trading. | |
Phillip M. Hannam Graduate Student, WWS STEP |
Renewable energy in developing countries; international financing of renewable energy; flexible mechanisms; climate change burden sharing; China-Africa energy investment. | |
Xinwo Huang Graduate Student, CEE |
Xinwo has a general interest in energy and environmental studies. His current research interest lies in multi-phase flow in porous media and large-scale numerical modeling, with application to geological carbon sequestration. The ongoing research project takes the Basal Aquifer of Canada as the test case, in order to determine the ability of different models varying in complexity to predict the impact of carbon dioxide injection. With the planned injection sites and rates, and the real petro-physical parameters and geometries of the Basal Aquifer, he compares a cascade of models ranging from single-phase semi-analytic solutions to multi-phase numerical simulators. | |
Bror Jonsson Postdoctoral Research Associate, GEO |
Biological production in the Southern Ocean. Comparisons of biogeochemical models and observations. Remote sensing of ocean productivity. measurements of NCP using O2/Ar. Coastal dynamics. Lagrangian particle tracking as a method to explore General circulation models. | |
Mary Kang Graduate Student, CEE |
Carbon capture and storage options and related policy areas. | |
Robert Key Research Oceanographer, AOS |
Global scale oceanographic issues related to climate change: assembling fully-calibrated high-quality data sets that could be used to address global biogeochemical issues and using radiocarbon to study oceanographic ventilation, meridional overturning circulation, and air-sea gas exchange. | |
Hyoungsoo Kim Postdoctoral Research Associate, MAE |
I am specialized in a three-dimensional velocimetry for microfluidics flow. I hold special interests in understanding hydrodynamics instabilities (thin film instability) and microfluidics applications (electrokinetic flow). I am very open to cooperate with other topics, e.g. biology (thin-film flow in vivo or the flow field surrounding a living organism). However, to study fundamental problems in fluid dynamics is still at the core of my research. | |
Ja-Myung Kim Postdoctoral Research Associate, GEO |
My research focuses on the impacts of ocean acidification on marine phytoplankton. During my Ph.D. (at POSTECH in South Korea), a main research topic was to investigate the CO2-induced changes in growth rate of natural phytoplankton assemblages and organic carbon production. As a postdoc in Morel's group, I am interested in the bioavailability of iron (Fe), an essential cofactor of enzymes utilized in photosynthesis and respiration in phytoplankton, under acidified ocean conditions. The bioavailability of Fe depends on its binding to organic compounds and the rate of dissolution of Fe minerals. My aim is to understand how these processes are affected by acidification and the resulting change in the bioavailability of Fe to phytoplankton. | |
Sven Kranz Postdoctoral Research Associate, GEO |
During my Ph.D., which I completed at the Alfred Wegener Institute for Polar and Marine Research and the University of Bremen in Germany in 2010, I worked on carbon acquisition and dinitrogen fixation by the marine cyanobacterium Trichodesmium. My goal is to quantify as well as to understand the underlying physiological mechanisms of the response of phytoplankton to variations in environmental factors during climate change. Using different techniques based on mass spectrometry, fluorescence and molecular biology allows us to study the metabolism of phytoplankton cells in great detail. Understanding cellular responses will allow us to assess future changes in phytoplankton ecology and ocean productivity. | |
Evan Leister Graduate Student, CEE |
Evan's research involves comparing the performance of numerical and analytic simulations of two-phase flow. This comparison of modeled sites will be compared to experimental data from existing injection sites. Evan received his B.S. in Civil Engineering from the University of Minnesota: Twin Cities. There he studied analytical modeling techniques with applications for municipal supply and dewatering. | |
Jennifer Levy-Varon Postdoctoral Research Associate, PEI |
Modeling tropical forest carbon and nitrogen dynamics; impacts of disturbance on ecosystem carbon cycling. | |
Christopher Little Postdoctoral Fellow, WWS
Science and Policy Integration Groups |
Improving the comprehensiveness and robustness of numerical ice sheet models; framing sea level rise projections in a form that is amenable to decision-making; volunteer chapter scientist in the IPCC SREX special report, which emphasizes the social context underlying vulnerability to climate-related impacts. | |
Wei Liu Graduate Student, MAE |
Nonpremixed ignition temperature measurements of liquid hydrocarbons; kinetic mechanism reductions. | |
Joseph Majkut Graduate Student, AOS |
Use of ocean models to constrain and study the carbon cycle, ocean circulation and ocean tracer distributions. Example topics include: How can we identify carbon-cycle feedbacks to climate change? To what degree are random and systematic uncertainty affecting the misfit of climate models to data? How informative are tracer distributions to our study of the deep circulation? | |
Sergey Malyshev Postdoctoral Research Associate, EEB |
Surface-atmosphere interaction and its consequences for the Earth's climate; long-term climate variations and connections with long-term variations of surface properties. | |
Anne Morel-Kraepiel Research Scholar, Chemistry |
Investigations at the molecular level how metals, as essential part of metalloenzymes, catalyze key processes in biogeochemical cycles, how they are acquired by organisms, and how they are themselves cycled in the environment; effect of metal (Fe, Mo, V) availability on nitrogen inputs to ecosystems through nitrogen fixation. | |
Adele Morrison Senior Research Assistant, AOS |
Adele's work is focused on the large-scale dynamics of the Southern Ocean and in particular the role of eddies in modifying the circulation response. The Southern Ocean plays a central role in the dynamics of past and future global climate change, through its control over the transfer of carbon and heat between the deep ocean and atmosphere. However, due to a scarcity of observations and the difficulty of accurately modeling the Southern Ocean, we lack a comprehensive understanding of how the circulation responds to change. The energetic eddy field directly impacts the response of the circulation, but the small scale of eddies has generally been below the resolution of numerical ocean models. | |
Anatoli Morozov Research Staff, Manager Laser Laboratory, MAE |
Powerful subpicocecond lasers systems and their applications. Soft X-ray laser development. Raman amplification of ultrashort laser pulses in plasmas. | |
Jan Nordbotten Hydrologic Modeling Specialist, Civil and Environmental Engineering |
Dr. Nordbotten works in the fields of mathematical modeling and numerical simulation of flow in porous media. His main work revolves around fast methods for simulating CO2 storage, properties of numerical methods, and upscaling/multiscale methods. | |
Anne M. O'Leary Graduate Student, GEO |
Interested in the relationships between climate, the carbon cycle, and large-scale geologic processes. Currently, research focuses on using fossil corals to reconstruct past changes in seawater chemistry, with an eventual goal of achieving a better understanding of how those changes are linked to the earth-climate system. | |
Sam Sidwell Rabin Graduate Student, EEB |
Incorporating the effects of land use into global vegetation fire models, using these and other insights to improve the simulation of tropical forest fires, and considering the effects of changing tropical forest fire regimes on REDD+. | |
Keith Rodgers Associate Research Scholar, AOS |
Using models to identify and understand dynamical controls on seasonal interannual to decadal variability in the carbon cycle. | |
Nathan Serota Undergraduate, Class of 2014, AOS |
Nathan Serota is a senior in the Department of Geosciences at Princeton studying the influence of anthropogenic aerosols on the land carbon sink. His other research interests include climate finance and "stranded assets." | |
Elena Shevliakova Senior Climate Modeler, EEB |
Modeling biosphere-atmosphere interactions and applications of such models to the issues of global environmental change. | |
Suin Shim Graduate Student, MAE |
Experimental studies of the dissolution of bubbles of carbon dioxide during flow in microfluidic channels; Comparisons of the dissolution rates with of the dissolution process, including influences of the background flow. | |
K. Allison Smith Postdoctoral Research Associate, AOS |
Ecological forecasting in marine environments; predicting the impacts of climate change on species distributions; mechanistic modeling of organisms in oxygen minimum zones; physiology and behavior of invertebrates. | |
Lawrence Adam Wolf Postdoctoral Research Fellow, EEB |
Understanding how plants control the earth's chemical cycles and energy balance, and how soils and climate interact with plant species to determine their distribution on earth. Remote sensing simulation, flux measurements and modeling, and wireless sensor networks. | |
Jodi Young Postdoctoral Research Associate, Geosciences |
Mechanisms phytoplankton use to acquire carbon for photosynthesis, in particular how these mechanisms will respond to changing concentrations of CO2. | |
Hannah Zanowski Graduate Student, AOS |
Study of open ocean polynyas. | |
Xinning Zhang Postdoctoral Research Scholar, GEO |
Interplay between microbes and the physical environment on both short (transcriptional) and long (evolutionary) timescales. In the Morel lab, studying the impacts of trace metals on nitrogen fixation by diverse bacteria. | |
Zhong Zheng Postdoctoral Research Associate, MAE
Low-Carbon Energy and Policy & Integration Group |
CCS source-sink match optimization and potential early actions in China. | |


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Hey all,
I have a couple of lychees in my GH, Sweetheart and Brewster. I have struggled in a couple of ways to coax fruit from these babies, but finally this year I think I've learned enough to get a little consistency. I thought I'd post this year's experience for some feedback. First, it has tough to get consistent blooms and to get them at the right time. Too often, the growth flushes were ill-timed, and either they were too late (it was into June and too hot) or non-existent. This year looked like another poorly timed year. So I went with some advice from Lychees Online and pruned that new growth back. Twice. Hard. Sure enough, lateral buds flushed bloom spikes. This revelation has me optimistic for consistent flushes each year going forward. But the bigger struggle has been pollination. NTM has more patience with his brush than I do apparently. My problems have been 1) speed and 2) identifying and collection good pollen. Over the years I've tried many methods, and most had some issue. Brushing pollen directly from males and onto females (brush gets sticky, slow, but it works); making a pollen slurry with water, brushing that on females (faster but poor pollination rates); making solution and spraying on the blooms (fast but poor pollination rates); picking off individual males, testing for pollen, and brushing those flowers by hand, one at a time, directly on the females with tweezers (painfully slow, and poor pollination rates, believe it or not). Finally 2/3 of the way through this year's bloom cycle, I think I found a way that is fast and effective. What I did was to tap the spikes with male flowers over a piece of black plastic (actually a Folgers plastic coffee can lid). The flowers fall onto the lid and I could immediately see if there was the yellowish dusting on the lid that signalled good pollen. Then I dragged a small paintbrush across the surface to pick up the pollen. With a nice yellow dusting on the tip of the brush, I just touched each flower. This seems to have given me much better pollination rates so far, results in the brush getting sticky much less often, and is pretty fast, too. Thoughts? If and when this crop gets big enough to be sure the fruit will make it to maturity, I'll post some pics. You guys in the south don't know how lucky you are. |
Follow-Up Postings:
- Posted by tropicaliste 7b (My Page) on Sun, Apr 17, 11 at 16:03
Stressbaby: Thank you for sharing that, that's a good idea knocking the pollen off, I've ordered Brewster and Sweetheart Lychees and will remember your information when they produce flowers. What's your soil mix? :) |
- Posted by stressbaby z6 MO (My Page) on Tue, Apr 19, 11 at 19:02
tropicaliste, I have mine planted permanently in the GH in raised beds, regular soil well amended with compost. They grow pretty well as long as they get enough sun. |
- Posted by hmhausman FL 10B (email@example.com) on Tue, Apr 19, 11 at 19:14
Yes, we guys in the south do know how lucky we are. I have to commend the dedication and determination of you northerners is trying to fruit your lychees. This year we had tremendous honey bee gatherings when the lychees were in bloom. I guess there is no feasible way to get insects into the GH in sufficient numbers to do all the work for you. I did notice moths at night gathering on the lychee pannicles and blooms. Not sure if they did anything on the pollination front. I wonder if air movement alone (fan generated) might be of any help in this process? Well......I hope you get some fruit to enjoy. I heard a rumor that you might be down for the Memorial Day weekend visit to my place. Any truth to that rumor? If not, let me know and I'll be happy to ship some fruit up to you. Harry |
- Posted by north_tree_man (My Page) on Wed, Apr 20, 11 at 0:15
Hey SB! The final method you described is the one I've used with great success; brushing the pollen onto plastic lids of dark color. The only two issues with this is static electricity (if using a natural haired brush), and the nectar stickiness, of course. If you can avoid those two, you are good to go. Sorry if I didn't make that clear enough in all of my previous posts. I also tend to pollinate flowers multiple times on different days to guarantee pollination. Usually I keep pollinating until I see the pistil start to turn brown/shrivel. On the horizon, I see two problems for myself though. The first is the timing of the panicle growth. This issue may be easy to remedy since my trees are getting big now. I can prune them hard on a schedule to stimulate growth, as well as, giving them chilling hours. The second issue is the true problem. I don't have a greenhouse; therefore, I believe, I am coming up short on heat units for the year to fully ripen the fruit. The first batch of Emperors ripened pretty well, but I always feel they could have been better. I would imagine your greenhouse will cook them thoroughly, but keep us apprised, nonetheless. I may try wrapping my fruit in clear, plastic bags to see if that helps any...at least it'll keep that squirrel away. @Harry- Send some of those bees up here...my cherry trees are looking for them! |
- Posted by red_sea_me (My Page) on Wed, Apr 20, 11 at 1:43
My lychees are blooming this year so I'm very excited. My Mauritous has borage blooming all around it so thee are tons of bees and other flying insect filling the air. My other potted lychees are all huddled together trying to make it easy on the flying critters as possible. If I dont get any fruit this year I'll give your method a go Robert, I sounds like a good one. -Ethan |
- Posted by tropicaliste 7b (My Page) on Wed, Apr 20, 11 at 16:26
Stressbaby Could you post a pic of the greenhouse set up you have? My HF greenhouse didn't cut it as the weight of snow from the crazy snowfall last year bent the metal roof frames, and we took it apart... Harry: :) |
- Posted by stressbaby z6 MO (My Page) on Wed, Apr 20, 11 at 21:11
NTM: I'm glad you saw the post and doubly glad we arrived at the same technique. And yes, as I said also, timing the chill and pruning and growth flushes has been tricky for me as well. But ruthless pruning this year did the trick and will be my favored technique going forward, I believe. Tropicaliste: click the "My Page" link next to stressbaby for a couple of little pics of the GH. Harry: Since first discussing Mem Day, I started a new job, believe it or not, and now I have a boss and PTO. :-/ I'm not going to make it down that weekend, unfortunately. July is still a maybe, awaiting the final dates, but very hopeful... |
Stressbaby, That's a lot of work you're putting into getting some lychee fruit. I think you should just give up and have Harry mail you boxes of lychee. It's what I would have done. |
- Posted by tropicaliste 7b (My Page) on Thu, Apr 21, 11 at 9:48
Wow your greenhouse is nice, and a lovely house too btw. :) Is your heater on 24/7 in the cold and snow? :) |
- Posted by north_tree_man (My Page) on Thu, Apr 21, 11 at 10:18
@SB- Are you aiming for a specific month to have them flower? Due to the chilling hours in Fall, my trees often like to put out panicles in November/December. If I can put that off until February, I figure The fruit will get plenty of summer heat for ripening in August/early September. I will be knee deep in fresh, fully ripened lychees for an extended season...a guy can dream. |
- Posted by stressbaby z6 MO (My Page) on Fri, Apr 22, 11 at 7:27
NTM, Yes, I aim for about February, and I've never really gotten them to flower earlier than that. My trees stay in the GH, they are in permanent raised beds. Therefore I can't get the chill hours as early as you can if you have yours outside in pots. I have had them flower as late as May, when I got no fruit at all. |
Mr Stressbaby: Is there any way you can open your greenhouse permanently during the summer? If you can do that, then the ideal choice of pollinators would be the professionals: Honey Bees. If you install a hive next to the greenhouse, they would take care of all the work for you. And as an added benefit you would have free honey. :) Adiel |
- Posted by stressbaby z6 MO (My Page) on Fri, Apr 22, 11 at 20:32
adiel, The lychees need to be pollinated in Feb/March. Unfortunately that is still too cold here to open the GH. |
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India: Global Partnerships
While we were in India, we had the privilege of visiting some groups and organizations we've partnered with. We got to spend time with Jack Magruder from Granger Community Church, and their partner in India, Life Mission International. With the help of the One Prayer initiative, hundreds of churches have been planted there and tens of thousands of evangelistic contacts have been made.
It was a great reminder of the importance of churches and ministries working together to accomplish more than we could on our own. If we were truly united, I believe the Great Commission could be fulfilled within our lifetime. The Church has the resources and the connectivity to make that happen if we were all pulling together.
This is why we're excited about the 3rd year of One Prayer coming up in June. If your church hasn't signed up, we'd love to have you on board! You can learn more and register at http://oneprayer.com.


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Member since Oct 2007
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Reviewed Restaurant-Style Smashed Potatoes
Nov 4, 2013 on FoodNetwork.com
Reviewed Rib Eye Steak with Onion Blue Cheese Sauce
Nov 4, 2013 on FoodNetwork.com
Reviewed Orange Coffee Cake
Oct 6, 2011 in Food Network Community Toolbox on FoodNetwork.com
"This is so easy and quick to make and absolutely delicious! I passed some around to a couple neighbors and they loved it and wanted the recipe. I will be making this alot during the fall and winter. YUM! """


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Fri, Sep 7, 12 at 22:21
This open shrub is 8 feet tall and loses it's leaves in the winter. No flowers at all. Thanks Lori |
Follow-Up Postings:
Perhaps some type of mulberry (Morus)? |
- Posted by georgiavines (My Page) on Fri, Sep 7, 12 at 22:56
I have a black mulberry and the leaves on this are about 8-10 inches long and very shiny. |
- Posted by georgiavines (My Page) on Sat, Sep 8, 12 at 10:10
- Posted by georgiavines (My Page) on Sat, Sep 8, 12 at 10:21
the leaves in the first photo look quite different than the leaves in the second. Is that the same plant? First one looks similar to a pin oak. |
White mulberry (Morus alba) seedling, ones like this are asked about repeatedly. Searching may bring up threads with pictures showing same. The true black mulberry (M. nigra) produces dull leaves and is a stubby tree like a fig (Ficus carica). A mulberry producing black fruits does not by itself make it a black mulberry (M. nigra). |
- Posted by georgiavines (My Page) on Sun, Sep 9, 12 at 19:20
The leaves on the first picture were taken this summer the next picture was taken when the plant was only about 3 years old. I'm adding another picture of the entire plant growing next to a 7 foot fence. Maybe that might help. |
Definitely Morus alba a weedy pest of a tree. |
- Posted by georgiavines (My Page) on Mon, Sep 10, 12 at 16:36
I've looked at all the pictures and read about the mulberry tree and it is just not this tree. I have two of them only because I rooted a cutting a few years ago. They have never had any blossoms or berries at all. So of course no weedy volunteers coming up anywhere. The leaves can be taken for about the same shape but not all all the same when put together. My leaves are very large (8-10 inches long)and have very deep cuts in them. I have even taken pictures of this leaf and tree and asked the botanical garden in san francisco and they haven't been able to id either. Any help would be appreciated. |
Morus has male and female trees, hence the fruitless clones available for sale. TRUST ME this is a White mulberry they have HUGE leaves on vigorous young trees or plant severed near the ground. |
Here is a link that might be useful: Look here if you still have doubts.
Georgia, it's a mulberry. They're spread by birds, they eat the fruit then poop the seeds when they sit on a fence, that's why yours is along your fence. I had one in my back yard (on the fence) for years and never got any fruit from it at all. Impossible to kill. |
Saltcedar, you know, by your photos and links, I think it might be a mulberry, lol! |
Wasn't trying to convince you. ;-) |
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The History of Masthead
On 10 June 2004 Old Mutual (OM) announced the creation of Masthead Distribution Services. Masthead was an initiative aimed to ensure that independent brokers would have all the security and assistance they needed to run a successful and sustainable financial practice, while remaining independent.
The Initial Concern - There had been speculation that the introduction of the Financial Advisory and Intermediary Services (FAIS) Act and the Financial Intelligence Centre Act (FICA) would mean the death of the small broker. The new company was launched to provide support & assistance to independent brokers facing these significant changes. Masthead offered these brokers a free service to handle licence applications, inspect their practices, be their compliance officer, submit annual audits and assist client complaints through an ombudsman.
Long Term Goals - While the initial concern was compliance with the new FAIS Act, the long term goal of Masthead was to help independent brokers to stay in business profitably. Masthead thus developed a range of value-add services that would help independent brokers to grow and improve their practices.


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Home > News > Nate Ring Publishes in the Association for Psychological Science, Observer
Nate Ring Publishes in the Association for Psychological Science, Observer
Nate Ring, South Bend native and Holy Cross College Psychology Major ('10) turned what seemed like a flippant class remark into a class project and experiment, that led to publication. Though the process took him just more than a year to complete, from running the experiment, and preparing the manuscript, his paper was published this month in the Association for Psychological Science Observer.
"It started when one of my classmates asked our professor, 'Can we play Guitar Hero in class? I think we could use it to teach something in stats,'" said Nate. To her credit, Michelle Verges, Assistant Professor of Psychology at Indiana University, South Bend where Nate was taking a class, turned the comment into a challenge, "We can play Guitar Hero if someone will write a brief proposal that explains how this game relates to your learning of statistics."
"From the point of her challenge, it was all I could think about," Nate remembers. He went home wrote up the proposal, and then set up an appointment with Verges to start designing an experiment. It was really fun bringing Guitar Herotm into the classroom and using student performances for statistical analysis. Unfortunately, the project did not result in statistically significant results. Undeterred, Nate turned the proposed research into an article about statistical pedagogy; ultimately stating we should be open to such opportunities in our classrooms.
"The outcome from the experiment was ultimately that it made a positive impact in the statistics course. What's more, it also made a positive impact on my personal, academic, and professional development. I learned what it takes to run an experiment, prepare a manuscript, and get published," he explained.
Nate Ring, a Holy Cross College student, was taking an additional psychology statistics course at IUSB through the Northern Indiana Consortium for Education (NICE) program which allows Holy Cross students and those of five other campuses-Bethel College, Goshen College, Saint Mary's College, Indiana University at South Bend, and Ivy Tech State College-to take courses at each other's campuses.
Click here, if you would like to read Nate's article.


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[February 07, 2013]
Act-On Software Named to Forbes' Annual Ranking of America's Most Promising Companies
(Marketwire Via Acquire Media NewsEdge) BEAVERTON, OR -- (Marketwire) -- 02/07/13 -- Act-On Software, a leading provider of cloud-based integrated marketing automation software, today announced that it has been named to the Forbes "America's Most Promising Companies" list. Ranked at number 82, Act-On Software is among a list of one hundred U.S.-based, privately held, high-growth companies with bright futures. Announced February 6, the complete list of companies can be found on the Forbes website.
Over the course of six months Forbes reviewed thousands of applications from companies vying for a place on this list. Forbes created a holistic gauge of young, privately held companies by calibrating their trajectories based on a variety of business factors. The final assessment was based on growth (both in sales and hiring), quality of management team and investors, margins, market size and key partnerships.
"We are honored to be named to Forbes' Most Promising Companies list," said Raghu Raghavan, CEO of Act-On Software. "This accolade is a great testament to the dedication of Act-On employees, a superior product, a vibrant customer and partner ecosystem and a large growing market -- all of which have contributed to the success of the company." Companies of all sizes turn to Act-On to execute multi-channel, online demand generation and lead nurturing campaigns by automating critical marketing tasks and providing rich analytics and reports in real-time. Act-On's over 1,400 customers range in size from small and mid-size businesses to departments of large enterprises across all major industry verticals such as technology, manufacturing, healthcare and finance. To learn more, please visit www.act-on.com.
Follow our Marketing Action blog, join us on Google+, LinkedIn and Facebook or follow us on Twitter for real-time updates and late-breaking news. Join the conversation on Twitter, use #ActOnSW.
About Act-On Act-On Software's cloud-based marketing automation platform is the foundation of successful marketing campaigns everywhere -- from small, simple and direct, to complex globally implemented programs. Act-On's technology features an Instant-On™ database for accelerated campaign implementation; an easy, highly intuitive user interface; and a comprehensive, feature-rich solution set. This includes a best-in-class email engine with one-click integration to leading web conferencing and CRM solutions; tools for website visitor tracking, lead scoring, lead nurturing and social media prospecting; design tools for web forms, landing pages and emails; and more. Act-On is headquartered in Beaverton, Oregon, with offices in Roseville and Menlo Park, California, and Bangalore, India.
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Home >Report: Close Corporate Tax Loopholes
Tax Shell Game 2009
Many of the largest corporations in our country hide profits made in the United States in offshore shell companies and sham headquarters in order to avoid paying billions in federal taxes. The result is massive losses in revenue for the U.S. Treasury – which ultimately must be made up by taxpayers.
The debt of a few is transferred to many – and to future generations. The U.S. Senate confirmed in the recently-passed fiscal year 2010 budget resolution that the use of offshore tax havens by large corporations "means that honest taxpayers face a higher burden."
Key Findings
• The cost to taxpayers due to the use of offshore tax havens is as high as $100 billion per year - $1 trillion over 10 years. U.S.-based individuals and corporations who pay taxes on their revenues must shoulder this burden for those who do not.
• Taxpayers must shoulder the burden – U.S. PIRG Education Fund calculated each state's taxpayer contribution proportional to their yearly federal contribution to make up for the $100 billion lost (See Figure 1).
• Our allies in other nations are also calling for decisive action to reign in these abusive tax havens. The Group of 20 (G-20), which provides a forum for world financial leaders to promote global economic stability, recently issued a communique providing for sanctions against tax haven countries.
• The federal government should relieve taxpayers of this unfair burden by closing the loopholes in the tax code that allow the use of offshore tax havens.
The impact of companies diverting profits to tax havens is real and it is both global and local in its reach. As American taxpayers face their yearly responsibility to report all of their earnings, policymakers should be reminded that there are many corporations who continue to hide theirs.
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I'm flicking through Hammer of the Emperor, but I'm really having difficulty seeing just what the difference between Medic and the Field Chirurgeon is.. The book describes the Field Chirurgeon as being better at immediate first aid, whilst Medics perform better at medical work away from the battlefield.. but… considering that's where the bullets are going to be flying most and what I imagine the Medic to be specialising in regardless… just what is the difference and indeed the point? The text even says that they're trained by the Company Medics. I could be missing something here, but it sure feels like the poorest Specialsiation from a design perspective, "Oh he's just like a Medic! But- he's not!" and a way to give other Guardsmen some medical skills.
Field Chirurgeon - Just a weaker Medic?
Posted 15 May 2013 - 01:36 AM
Posted 15 May 2013 - 05:20 AM
The only major differene I can see between Medic and Field Chirurgeon is that the former gets Fieldcraft and the latter instead receives Defence for their Aptitudes. In terms of what "medical" skills and talents they have access to, the Medic gets an easy advance on the Medicae Skill but for some reason the Field Chirurgeon only has one match with that skill. Otherwise, I can't see any difference between the medicae talents in terms of their cost. Both have only one match with Swift Suture (though a Field Chirurgeon could select it when a character advances into the class), and both have two matches with the other medicae talents (as far as I can see).
I feel you are correct in that the Field Chirurgeon appears a bit redundant when compared to a Medic, but I think I can see some of the logic behind FGG's decision. The Field Chirurgeon is supposed to be the one to apply the first medical care to an injured comrade (represented by the ability to acquire Swift Suture for free), but he's also supposed to be a front line soldier (gets Ballistic Skill and Defense). This latter fact is important when considering that both Agility and Tougness are hard advances for the Medic, but the Field Chirurgeon at least gets Toughness as a moderate advance. The odd thing is the inclusion of Fellowship for the Field Chirurgeon, as I can't see any reason to include it. Otherwise, the classes are mostly the same.
I think that if I were to have a Field Chirurgeon in the game, I would tweak his aptitudes by replacing Fellowship and Knowledge with Finesse and Fieldcraft. This would grant contitunity with the Field Chirurgeon still being a front-line soldier while ensuring that he still has easy advances with the Medicae skill and the medicae talents, and removing Knowledge represents the lack of long-term formalized training.
Ultimately, my main problem is the name of the two classes. The way they are presented, the names should be reversed. My idea of a medic is a front-line soldier with some medical training who can rapidly respond to any injuries that his fellow comrades has sustained, while the idea of a field chirurgeon fits more with the MASH style of doctoring from behind the front lines.


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Eastern Shore of Virginia Community Foundation
Formed in 2005 to serve the counties of Accomack and Northampton, the Eastern Shore of Virginia Community Foundation is the 27th community foundation established in Virginia and one of the more than 700 serving specific geographic regions of the United States.
Its mission is to make grants that transform the quality of life and inspire philanthropy on the Eastern Shore of Virginia. The Foundation is a collective enterprise of many people whose vision, leadership and philanthropy work to strengthen Eastern Shore nonprofit organizations and the community. The leadership is comprised of diverse and knowledgeable people whose vision will allow the organization to pursue opportunities that will result in long-term benefits for the two-county area.
The Eastern Shore of Virginia Community Foundation is a local, nonprofit organization which, through affiliation with the Hampton Roads Community Foundation, creates and provides philanthropic resources to meet a broad range of needs. ESVCF unrestricted funds focus on six areas for grant funding: Family, Child and Social Welfare; Public and Civic Life; Arts and Culture; Education; Health; and the Environment.
Through these key areas the Foundation strives to strengthen the fabric of the Eastern Shore and to reflect the diverse interests of donors.


text:
Overview of the Fred Marcus papers
Finding aid prepared by Hoover Institution Archives Staff
Hoover Institution Archives
Stanford, CA, 94305-6010
(650) 723-3563
Title: Fred Marcus papers,
Collection Number: 2012C19
Contributing Institution:
Hoover Institution Archives
Stanford, California 94305-6010
Language of Material:
In German and English
Collection Size:
1 manuscript box
(0.4 Linear feet)
Date (inclusive): 1944-1995
Abstract: Diaries and oral history recording and transcript, relating to the condition of Jews in Nazi Germany, and to the Jewish refugee
community in China during World War II.
Marcus, Fred, d. 2002.
Diaries and oral history recording and transcript, relating to the condition of Jews in Nazi Germany, and to the Jewish refugee
community in China during World War II.
The collection is open for research
The Hoover Institution Archives only allows access to
copies of audiovisual items. To listen to sound recordings or to view videos or films during your visit, please contact the Archives
at least two working days before your arrival. We will then advise you of the accessibility of the material you wish to see
or hear. Please note that not all audiovisual material is immediately accessible.
For copyright status, please contact the Hoover Institution Archives
[Identification of item], Fred Marcus papers, [Box no.], Hoover Institution Archives
Materials were acquired by the Hoover Institution Archives in 2012
Materials may have been added to the collection since this finding aid was prepared. To determine if this has occurred, find
the collection in Stanford University's online catalog Socrates at
http://library.stanford.edu/webcat . Materials have been added to the collection if the number of boxes listed in Socrates is larger than the number of boxes
listed in this finding aid.
German Jewish refugee in Shanghai, China, during World War II.
Subjects and Indexing Terms
Shanghai (China)--History.
World War, 1939-1945 Jews.
World War, 1939-1945--China.
World War, 1939-1945--Refugees


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A quick note to let all our friends know about the excitement that this Saturday, December 18th holds for beer lovers in, around, or visiting Vermont! Lawson's Finest will be making our winter farmer's market debut for this season in Montplier, VT at the Vermont College Gym (corner of College St. and State St.) with an array of brews, including the special release of our first-ever maple barrel aged, Fayston Maple Imperial Stout! This beer was brewed last spring and rested for nearly 9 months, using an American Oak barrel from Saxton's River Distillery (VT), maker of Sapling Maple Liquor. Oh my! While this beer may certainly be enjoyed now and over the holidays, I highly recommend restraint, as like a wine, it will continue to mature for years to come. Try waiting a year or more....if you can.
We'll offer samples for tasting ($1 each) and 120 bottles (of 180 total) of the BA FMIS for sale with a 2 bottle/person limit at $30/750ml. I also have some extra special stocking stuffers! This beer in a single serving 187ml nipper for $8! (48 bottles only at the market, 2/pp limit). You don't need company to open that one :) ---- Keep in mind, this beer represents a huge investment of time, resources, and two entire batches (yes, that's two whole brew days!) to fill one oak barrel. I hope you enjoy the results as much as I do. Whew...
More details will follow, but here is the list of beers: (22oz bottles at $7 ea, unless noted). Sample pours -2oz - Two for $1.
Red Spruce Bitter (4% abv) - 2010 Holiday Ale with Spruce tips and cinnamon
Paradise Ale (6% abv) - Lawson's hoppy amber ale for the winter season
Double Sunshine IPA (8% abv) - $9/22oz - Our new mouthful of juicy hop sensations
Hopzilla Double IPA (9% abv) - $12/750ml - Pucker up!
And maybe...just maybe a few surprises, like our 2009 Hillside Cider, a Vermont-pressed and blended stock of apples designed by Terry Bradshaw of Lost Meadow Cidery in Calais, VT for world-class hard cider making!
PS - 10am to 2pm at the VT College Gym, 12/18/10. Stop by the Three Penny Taproom after!
Tuesday, December 14, 2010
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Login to add this name to your list! |
The meaning of the name Gen is Spring | |
The origin of the name Gen is Japanese | |
Notes: Genn, Jen, Jenn. | |
People who like the name Gen also like: Ai, Emi, Genevieve, Hana, Aiko, Gabriella, Suki Daichi, Haru, Caleb, Kaito, Elijah, Jamil, Habiki |


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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
Find a pet to adopt |
My name is Emmitt!
Facts about Emmitt
- Breed: Pointer/Terrier (Unknown Type, Medium) Mix
- Color: Brown/Chocolate - With White
- Age: Adult
- Size: Med. 26-60 lbs (12-27 kg)
- Sex: Male
Emmitt's Info...
I am already neutered, housetrained, a special needs pet, in need of an experienced adopter, up to date with shots, good with kids, good with dogs, and good with cats.
Emmitt has lived with the same owner his whole life, and due to sad circumstances beyond control, now finds himself looking to find a new home. Emmitt is a great dog...smart, loyal, gentle and loving, but, Emmitt has separation anxiety. He would be perfect for a person who needs a dog for companionship and can take the dog everywhere. He does not want to be left alone. If you know someone who is ready to make a huge committment to a dog with a huge heart, let's get Emmitt a home!
Other Pets at Becky's Best Buddies
Why Adoption is a Great Option
Emmitt, a Chewelah Pointer/Terrier (Unknown Type, Medium) dog was adopted! Here's how you can benefit by looking at adoption as an option to buying a Pointer/Terrier (Unknown Type, Medium) for sale in Chewelah, or seeking a Pointer/Terrier (Unknown Type, Medium) dog from a breeder in Chewelah.
- Rescues and shelter volunteers in Chewelah already know the personality and tendencies of their pets. This means they can match you with the right pet. That will makes it much easier transition to owning a pet for yourself and your new pet.
- On average adoption fees are much less than you'd pay a Chewelah breeder, or pet store. Plus most often rescue pets have already been to the veterinarian for a check-up, had a round of vaccinations, and are spayed or neutered. That is a lot of savings!
- You will become a hero, and give a needy dog or cat a loving home. In fact, there are even Pointer/Terrier (Unknown Type, Medium) breeders who help with Pointer/Terrier (Unknown Type, Medium) rescue. One puppy or kitten adopted in Chewelah paves the way for another one to be saved.


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- Parents Community
- >
- Birthday Clubs
- >
- April 2014 Babies
- >
- First Trimester Screen/ Ultrascreen
09-17-2013 09:48 PM - edited 09-17-2013 09:49 PM
I was just wondering if any of you have an ultrascreen test set up? I have mine set up to be done on Sep 26 and I'm a little bit nervous. Have any of you had this done in previous pregnancies? Here is a link that explains the test more for anyone who might want info on it: http://americanpregnancy.org/prenataltesting/first
I'm actually having the test done today and I to am a nervous wreck. but i'm just praying to god that everything comes out fine.
I didn't have the tests done with my other two pregnancies and won't with this one. Partly due to cost (we're on a high deductible plan), partly due to the false worry it can cause since it only calculates increased risk, not whether there is a problem or not, and partly due to the fact that no matter what, we would be going forward anyways regardless of any outcome a test would show.
So i had the test done yesterday. it actually wasn't all that bad. it was a 10 minute ultrasond very very detailed with i loved becuase i havent seen my baby that exact so i was happy. the blood work, atleast with my doctor it was great. in teh article you provided it says that the blood work can be 5-10 minutes long.... well it should be more like 5-10 seconds long. its one a finger **bleep** like when you check your glucose. they put the blood in a card like container with 6 drops of blood. i should have the reponse within 6-10 business days i cant wait... but atleast i have the peice of mind that my baby looks healthy all 10 fingers, all 10 toes, spines looks great, and is moving around like crazy... oh did i forget to tell you... ITS A BOY! the doctor says its too early to be certain i"m only 12 weeks but they saw a little peepee
I didn't have one with my first two either but because I'm older (31) and I'm high risk due to my diabetes my doctor suggested I have it done. I am nervous because I'm the type who will worry over the results. I'm glad it doesn't take that long and I am looking forward to seeing the baby in more detail. I've had a few ultrasounds with my doctor on her ultrasound machines but she said I'd be amazed at how much more detailed it will be at my ultrascreen. I know there is a lot of people go back and forth on if you can tell what the sex is or not but I would LOVE to find out this early. The worst part of finding out I was pregnant at such an early week is the wait it's taking to find out what I'm having. I don't even know why I want to find out so bad with this one I wasn't this impatient with my first two but I want to know so bad. I'm glad the test will be pretty quick, I'm tired of giving blood work lol. Thanks for sharing your experience greeneyes and congrats on baby being a boy!
Thank you! were supper excited. they say that at 12 wks the percentage of being accurate on the sex is 75% becuase its too early. but honestly we dont care if next month they would tell me its a girl. we just want a healthy baby.
you're going to love the ultrasound, it will make you feel more at ease when your able to see everything. for me it was a releif seeing him completely formed, spine is good, all 10 fingers and toes, face, heart, brain and devisions, etc.., after the screen your going to be more relaxed. enjoy that moment. if you can video it. my husband videos everyone of my ultrasounds and shares it with the family.
being pregnant is so beautiful enjoy it and dont stress. have faith that your baby will be fine and healthy. watch your sugar in take and have a blast being pregnant.
I had my ultrascreen today. The tech said that I wont get the results back for a week but that everything looked good. He said that the liquid he measured behind the baby's neck should measure between 1-2 mm and that my baby's measured at 1.3 . He said babies with DS usually have numbers above 3. He said the heartbeat was strong and we could see my baby moving like crazy which he said was good because babies with DS are more lathargic. I was a little sad because he said it was to soon to find out the sex but it was really cool to see the baby moving in there like crazy. I also had a regular doc app right after and was a little worried about my blood pressure. It's been creeping up so we've been watching it, we're trying to hold of on blood pressure meds until we really need them. My cat of 16 yrs passed away last night and I got about two hrs of sleep before my appointments so I was worried my blood pressure would be through the roof due to stress but it was actually lower than it was at my last appointment so that was some good news. I'm glad that the tech said everything looked good but I'll be able to breathe a little easier once I get the results in a week.
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Calculate Overlap Of Two Date Ranges
We often have to calculate the number of overlapping days in two date ranges. For example: How many days of my vacation overlap with your vacation? Here's a LotusScript function we came up with to do this. It exploits some of the formula language's built in functions. We're only interested in whole days of overlap, but you could adapt it for time ranges as well.
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The Therm-a-Rest Women's ProLite Plus self-inflating sleeping pad is built especially for female backpackers and outdoor enthusiasts. The mattress employs extra insulation at the feet and torso to achieve a warm R-value of 4.6.
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Thicker pads provide more insulation in cold weather and more cushioning comfort in warm weather.
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i tried a few times. they always rot.
i start to wonder maybe the farmers did something to those things before they sold them to the stores. |
Follow-Up Postings:
- Posted by moccasinlanding z8B AL/ z5b MA (My Page) on Tue, Jul 19, 11 at 22:17
I just bought about 10 pounds of the Okinawa sweet potatos as my local Asian market. I found a couple that had eye growth coming out. The guy who told me about these potatos says I can put the tuber in water and let the eye grow out, then break it off after it gets some size on it, and let it grow some nice roots before potting it up. Not sure if this will work, but I'm about to try it. My ornamental sweet potatos with purple fleshed tubers and chartreuse vines return each year, but I've never tried to eat them. Purple skin, purple flesh. Do great in a container or in the ground. |
- Posted by preppyjock 8 (My Page) on Tue, Jul 19, 11 at 22:26
oh, yea, that is how you grow them. once they start to grow leaves, you can plant them easily. they will grow. talking about ornamental sweet potatoes, i had one last year, but i forgot to do some cuttings to grow them indoor, it died. and it hasn't produced anything this year, i can only assume that it is dead already. what a pity. it was growing pretty strong last year. |
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Blog | Comments |
WoW | 18 Comments |
Recent Comments:
The Queue: Superb Owl {WoW}
Feb 5th 2012 11:51PM Question:
Ok, a LONG time ago, there was a post here on WoWinsider that discussed WoW and it's effect on life. I believe it was around the time of that TED talk on how gamers will change the world. I've been trying to find that post again, as I would love to re-read it. Does anyone know the post's title or the author?
Most of the commentors said it was the best article they had read, and I would agree. I would love to be able to re-read it, or even see it re-posted.
If it helps, I remember this part that I used as my old WoW forums signature..
"Wow is not an escape from life, it is an extension of it. It is a journey we take with our friends....log out and return to the real world....."
Something similar to that. (The ... are the holes is my memory.)
If anyone has ANY idea, i would love some help!! Thanks!
WoW Moviewatch: Nagrand Arena Showdown {WoW}
Jan 6th 2012 3:57PM aww...I wish it was longer, I wanted to see the goblin win
I do agree, it reminds me a lot of Blind. I like that someone has picked up on that style, because honestly, it's a really cool! style. I also enjoy the detail, the bullet hitting ect..make sit unique and entertaining.
12 Days of Winter Veil Giveaway: Spectral Kitten loot code from WootLoots.com {WoW}
Dec 31st 2011 10:54PM Please!
12 Days of Winter Veil Giveaway: Big Battle Bear from WootLoots.com {WoW}
Dec 30th 2011 6:37PM RAWR! BIG BEAR SMASH!
12 Days of Winter Veil Giveaway: Foam Sword Rack from WootLoots.com {WoW}
Dec 29th 2011 5:52PM I call a green one!
12 Days of Winter Veil Giveaway: War Party Hitching Post from WoWTCGLoot.com {WoW}
Dec 29th 2011 2:32PM Now this...this I could use...
12 Days of Winter Veil: Fool's Gold loot code from WoWTCGLoot.com {WoW}
Dec 28th 2011 1:20PM I am I fool. I like gold. I play wow.
Should I say more?
12 Days of Winter Veil Giveaway: 60-day prepaid game cards from WootLoots.com {WoW}
Dec 25th 2011 9:47PM NORTH AMERICA! /roll
12 Days of Winter Veil Giveaway: Faction iPhone cases {WoW}
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Dec 23rd 2011 2:15PM I win! You lose!


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