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Short Sale Negotiators and the Interests of Potential Buyers
I am seeing a very disturbing trend these past few months. Rather than do the work they should be doing, listing agents are treating the entire short sale process as a kind of "Black Box", delegating the negotiations with the lender to a negotiations firm, treating the negotiation firm's advice as if it were handed down from on high, and expecting buyers (and their agents) to blindly follow along in profound indifference to the buyer's interest. Sadly, they're getting a lot of cooperation from buyer's agents who should know better but are acting more like sperm donor agents than real agents.
I have seen the following demands from these knuckleheads :
- trying to require buyers to pay repairs, termite etc before they own a property, when in fact the transaction may never come off
- requiring buyers to pay the negotiation firms that they had no role in hiring, because the lenders allegedly won't allow it to come out of sale proceeds. Maybe you should take the hint the lenders are giving you - these negotiators and their recommendations do not serve the interests of any of the three principals to a short sale transaction. The interests they serve are those of a lazy (and horrible) listing agent
- Agreeing to keep the offer open at least sixty days without an accepted purchase contract
The answer to any of these demands is short, simple, and to the point: No.
You want my client to pay for repairs to a property they don't own (and most often the sellers don't want to take it off the market)? How can agreeing to this not be a violation of buyer fiduciary interest?
You want my buyer to give keep an offer open two months without a valid purchase contract?
You want my buyer to pay a firm that they have no role in hiring and does nothing to represent their best interests?
First off, ladies and gentlemen, if you don't have a valid purchase contract, the thing to do is walk away. There is a world of difference between "offer accepted pending lender approval of short sale" and "we have submitted your offer to the lender" In the first case, you have a contract with one contingency - kind of like a loan or inspection contingency on the buyer's side, only from the seller's side instead. Nothing wrong with that. Transactions with seller contingencies happen every day. But it also means you have an accepted offer. There can be only one accepted offer, and once there is an accepted offer, the property needs to be removed from the market and no other offers may be considered until this one falls apart. In other words, the seller is stuck with the buyer every bit as much as the buyer is stuck with the seller.
But if you don't have an accepted offer, what you have is "Hope I get it". Kind of like the Little Engine That Could, except there is no defined end to the process and it's not under your control. It's just repeat the mantra of "Hope I get it' until you get told that you didn't. That choice of phrasing was very considered, by the way. Under this scenario, listing agents submit multiple offers to the bank - a recipe for disaster if ever there was one from both the perspective of the buyer and the seller. If the bank keeps getting offers, what are they going to do? That's right, keep the property on the market hoping for a better offer. Whereas if you show them some hard back and forth negotiation and one or more prospective buyers dropping out of the process until only one is left, that's good evidence that that is all the property is worth.
Understand this in your bones: That short sale lender wants one thing above all else: Their money. As much of their money as they can possibly arrange to get back. The owner's job transfer, illness, etcetera, are not their problem. I straightforwardly advise buyers to avoid short sales but some people decide they just have to try for one. That lender needs to see conclusive evidence that there is no way they are getting any more money out of this property and this owner before they will approve the short sale. They need to understand that this is all the market will support, and that the current owner cannot pay them any additional money, and that if they don't get off their fat backsides and approve this pronto, not only are they going to end up with less money when this buyer walks, but they're going to have to pay the expenses of getting it sold as well as the penalties for having a nonperforming asset on their books.
The way to approach that is to negotiate hard with prospective buyers, as if the lender weren't part of the picture. You still have to disclose short sale status, but negotiate as if it's a regular sale (Sadly, may listing agents can't even do that). The best evidence that this is what the property is worth is that you tried to convince multiple people to offer more, and this one you picked is the one that's the best for the lender. Submitting more than one offer to the lender is a recipe for Delay and two different forms of Denial from that lender. They are going to want to wait until they get still more offers.
The lenders do have a secondary concern to getting their money, and that is time. It may be difficult to believe for agents and buyers and sellers who wait three months waiting for the bank to make up their mind, but the bank really would rather move quickly. Time costs them more money. It's just that most listing agents do not and will not do the work of actually getting the offer approved by the short sale lender - which they accepted responsibility for when they took that listing. "Short sale specialist" means a lot more than hiring a negotiating firm!
This nonsense about asking buyers to fork over cash for repairs before closing, asking them to keep offers open without an acceptance of that offer, and asking them to agree to pay the negotiating firm are all things that an appropriately represented buyer is going to ask for concessions for. Concessions on price, concessions on indemnification, concessions just for putting up with the ridiculous nonsense on stilts. This all translates to the buyers who are well-qualified and have plenty of resources walking away, while the ones who are marginal or even below qualification level are perfectly willing to hang around in the hope that a miracle will happen. What else this means is that the property sells for a lower price. But the Broker's Price Opinion has no way to reflect these unattractive things making the property worth less to the buyers. It is therefore going to come in higher than the sales price. So we have two additional ways that the transaction falls apart because the listing agent couldn't do the correct thing in the first place. With stuff like this happening, is it any mystery why four out of five short sales fail? Is it any wonder that the better buyer's agents advise their clients to avoid short sales?
Short sales done correctly are really pretty much like regular sales, albeit with one long, difficult and thoroughly unpleasant step added. But what happens before that step shouldn't be any different for a short sale than any other property. Nor should what comes after be any different, except that the seller cannot get any cash out of the deal. The one extra step that is actually necessary does impact buyer desirability, but not nearly so much as all of the unnecessary nonsense (euphemism alert!) that some listing agents insist upon adding.
All of this is, incidentally, one more piece of evidence that most major real estate brokerages are built around the seller and listing property for sale for minimum effort on their part, especially of any actual licensed agent involved. The buyer can go hang. In some cases, literally. No buyer's agent worth what comes out of the south side of a northbound cow is going to counsel their buyers to put up with this stuff, at least not without a lot of concessions including a major downwards adjustment on price (and as I covered above, the lenders will deny such sales when the broker's price opinion comes in too high). But people still keep calling listing agents about their property without having a buyer's agent to advise them. Given that, the agents think they'll find some clueless victim to sell it to. All too often, someone proves them right. In the meantime, like Tina Teaser, the worthless listing agent who is really impeding the sale of the property uses the listing to make contact with as many buyers as possible.
Buyers can't force sellers to sell, much less to sell to them in particular. But sellers and listing agents shouldn't be blind to things that cause buyers to walk away or to be willing to pay less simply because the sellers are not getting cash out of the deal. Especially in a short sale situation. They may not get cash, but soon enough they will be back to getting 1099s for forgiveness of debt, a taxable event. Every dollar they can prevent the lender from losing is going to help them.
The general statistic is that one short sale in five actually comes off. Given the nonsense listing agents expect buyers to put up with, it's no wonder that buyers getting disgusted and walking away is right at the top of the list of reasons for fall out. Sellers need that buyer - without a buyer, they don't have a sale, and nobody sells their property on a short sale without a need. Nor does this nonsense on stilts motivate the bank to get off their backside and approve the short sale. Quite the opposite, actually.
Caveat Emptor (and Vendor)
Original article here
Buying and Selling1 Comments
I applaud you for writing this!!!!! This issue holds true as a problem for a competent, ethical short sale listing agent as well. Buyers are so mis advised of the process by agents that think it is "okay" to have offers (not contracts) floating around on short sales, that they do not want to be tied to anything. That is not okay!!!!! Listing agents have NO right to "offer collect" and submit...that is illegal! All a short sale is, is a seller mortgage contingency...period! The lender is NOT an active seller on the property. It is the listing agent's and the sellers JOB to negotiate the best price up front and then ratify the offer to a contract. Buyer's should complete inspections as they typically would. No repairs should be made to satisfy the seller or the seller's lender at all.
Poorly educated agents are causing a problem all the way around!
Kudos to you!!!! I would be honored if you would let me take excerpts from this blog for an article on my blog (credits given of course)
Logical failures (straw man, ad hominem, red herring, etcetera) will be pointed out - and I hope you'll point out any such errors I make as well. If there's something you don't understand, ask.
Nonetheless, the idea of comments should be constructive. Aim them at the issue, not the individual. Consider it a challenge to make your criticism constructive. Try to be respectful. Those who make a habit of trollish behavior will be banned.
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The rise of China and labor market adjustments in Latin America
This paper assesses the impact of the rise of China on the trade of Latin American and Caribbean economies. The study proposes an index to measure the impact on tra... Show More +
Reducing disease risk in aquaculture
There are thousands of rickettsial, viral, bacterial, protozoan, and metazoan parasites that cause disease in farmed aquatic animals. While the basics of farm-level... Show More +
Water Supply and Sanitation: Sector Results Profile
Bank Group ContributionThe World Bank Group is the world's largest external source of finance for water-related interventions. The total IBRD and IDA financing approved for water supply and sanitation... Show More +
Job Trends November 2013: Employment Growth in Developing Countries Falls Further as Recovery Stalls
Regionally, East Asia and the Pacific drives the aggregate trend in GDP growth and continues to show relatively strong economic performance. On average, its GDP growth increased from 5.3 to 6.7 p... Show More +
Tackling Climate Change with a Robust Carbon Price
Working towards global carbon tradingThe good news is that an increasing number of countries, provinces and cities around the globe are developing and building schemes to reduce emissions and trade th... Show More +
Potential and actual FDI spillovers in global value chains : the role of foreign investor characteristics, absorptive capacity and transmission channels
Using newly collected survey data on direct supplier-multinational linkages in Chile, Ghana, Kenya, Lesotho, Mozambique, Swaziland, and Vietnam, this paper first ev... Show More +
World Bank & IFC Report Finds Developing Countries Made Significant Progress in Improving Business Regulations
Washington, D.C., October 23, 2012—Local entrepreneurs in developing countries are finding it easier to do business than at any time in the last 10 years, highlighting the significant progress that ha... Show More +
Jobs are a cornerstone of development, says World Development Report 2013
Washington, October 1, 2012 -- In developing countries, jobs are a cornerstone of development, with a pay off far beyond income alone. They are critical for reducing poverty, making cities work, and p... Show More +
World Bank Group and IMF to Hold 2015 Annual Meetings in Lima, Peru
The 2015 Annual Meetings of the World Bank Group and the International Monetary Fund will take place in Lima, Peru, in October 2015, following a vote by the Boards of Governors of the two institutions... Show More +
Rethink Role of State in Finance, says World Bank
Washington, September 13, 2012 – It is time to rethink the role of the state in the financial sector, so that governments can better balance the need for credit and emergency support for banks with me... Show More +
Infographic: Mainstreaming Disaster Risk Management
Click the image for FULL RESOLUTION
South-South cooperation : how Mongolia learned from Chile on managing a mineral-rich economy
Mongolia's mineral-rich economy was hit extremely hard by the global downturn during 2008-9, when copper prices plunged, external demand fell, and growth collapsed.... Show More +
Severe Droughts Drive Food Prices Higher, Threatening the Poor
WASHINGTON, August 30, 2012 – Global food prices soared by 10 percent in July from a month ago, with maize and soybean reaching all-time peaks due to an unprecedented summer of droughts and high tempe... Show More +
Calling All Allies in the Fight Against Pollution
In 1995, Indonesia put in place a voluntary, public disclosure scheme that encouraged firms to self-report their contributions to local water pollution. The government checked and assigned a color-cod... Show More +
Food Price Volatility a Growing Concern, World Bank Stands Ready to Respond
"We cannot allow short-term food-price spikes to have damaging long-term consequences for the world's most poor and vulnerable" – World Bank Group President Jim Yong KimWASHINGTON, July 30, 2012... Show More +
World Bank Group President Jim Yong Kim Remarks at the Opening Plenary of the International AIDS Conference 2012
"Ending AIDS and Poverty"Your Excellencies and honored guests, ladies and gentlemen, colleagues and friends,As we look back on the history of this epidemic, it is hard to say that there is any o... Show More +
World Bank Group President Dr. Jim Yong Kim at Brookings Institution
Global Development at a Pivotal Time: A Conversation with World Bank President Dr. Jim Yong KimMR. TALBOTT: My name is Strobe Talbott and it is my great pleasure to welcome you here to Brookings... Show More +
World Bank Sees Warning Sign in Gas Flaring Increase
WASHINGTON DC, July 3, 2012 — New data showing a two-billion cubic meter increase in flared gas in 2011 over the previous year is a warning that efforts to reduce flaring need to be sustained and even... Show More +
Statement of World Bank Group President Jim Yong Kim
I am honored to assume the Presidency of the World Bank Group. I do so at a moment that is pivotal for the global economy, and defining for the World Bank as an institution.The global economy remains ... Show More +
Transcript of Media Roundtable
MR. MILLS: Good afternoon, everyone. Thanks for joining us for this roundtable. My name is Richard Mills. I know many of you; welcome. ... Show More +

subset: commoncrawl


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7-15-13 More of Corridor H underway
Latest Headlines Monday, July 15th, 2013 Would you like to receive e-mail alerts when we have breaking news? Click here!DAVIS — A ceremonial groundbreaking takes place at 1:15 this afternoon for the next 20-mile section of Corridor H.
Work is already underway on the segment which will extend the 4-lane road west from Scherr in Grant County to Davis, the Tucker County town that is the home to Blackwater Falls. The new route generally parallels Route 93 and could be completed by the end of the year.
The new section links to road that extends east to Wardensville. A western section, between Elkins and I-79 at Weston has been in place for more than 30 years. Now all that remains is a controversial section linking Davis and Elkins, delayed by costs and worries about environmental impact on some of West Virginia's most delicate and breathtaking terrain.
The groundbreaking is part of a Corridor H Authority meeting being held at the Canaan Valley Institute. Updates on the corridor an dnew information on the construction timetable are on the agenda.


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Good News Translation (GNT) | New International Version (NIV) |
9 In the letter that I wrote you I told you not to associate with immoral people. | 9 I have written you in my letter not to associate with sexually immoral people-- |
Scripture taken from the Good News Translation - Second Edition, Copyright 1992 by American Bible Society. Used by Permission. (The Good News Translation - The Holy Bible Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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Public meeting for Ordinance 55 regulating pet shops
New York, N.Y., November 24, 2014 – An important public meeting regarding a proposed local law (Ordinance 55) regulating pet shops will take place on November 24, 2014. Companion Animal Protection Society (CAPS) Founder and President Deborah Howard will testify in support of the bill. CAPS has played a vital role in providing statistical proof that retail pet stores in New York City sell puppies sourced from puppy mills with USDA violations. When Int. No. 55-A was introduced for the first time, CAPS General Counsel John Maher was among the first to testify in support of the bill. The proposed amendment would significantly improve the New York City Retail Pet Sales Law and related ordinances concerning spay, neuter, and micro chipping requirements. Ordinance 55 will also place tougher restrictions on pet shops in New York City.
Companion Animal Protection Society Joins the National #GivingTuesday Movement To Encourage Spending With A Purpose
Pledges to support initiative with multi-media online campaign to its current supporters.
Cohasset, MA. November 11, 2014 - Companion Animal Protection Society (CAPS) has joined #GivingTuesday, a first of its kind effort that will harness the collective power of a unique blend of partners--charities, families, businesses and individuals--to transform how people think about, talk about and participate in the giving season. Coinciding with the Thanksgiving Holiday and the kickoff of the holiday shopping season, #GivingTuesday will inspire people to take collaborative action to improve their local communities, give back in better, smarter ways to the charities and causes they support and help create a better world. Taking place December 2, 2014 - the Tuesday after Thanksgiving - #GivingTuesday will harness the power of social media to create a national moment around the holidays dedicated to giving, similar to how Black Friday and Cyber Monday have become days that are, today, synonymous with holiday shopping.Companion Animal Protection Society Debuts New "Adopt, Don't Shop" TV PSA
PSA to Air Across the Country, Designed to Raise Awareness about the Pet Shop - Puppy Mill Industry
Cohasset, MA - Companion Animal Protection Society's (CAPS) new "Adopt, Don't Shop" television public service announcement is coming to a TV screen near you. The 30-second spot is part of the national nonprofit's ongoing mission to educate the public about atrocities in puppy mills and the risks associated with buying dogs at pet shops and through Internet sellers supplied by these inhumane facilities.
CAPS Wins Lawsuit brought by Pet Store Owners Objecting to Retail Pet Store Ban
San Diego, CA, September 15, 2014 - A federal judge in the U.S. District Court for the Southern District of California dismissed a lawsuit brought against the Companion Animal Protection Society (CAPS), the City of San Diego, and others, and invited an application for attorneys' fees and costs.
Press Release: Rabbit Meat Protest at Whole Foods
August 16, 2014
*WHO:* Bunny World Foundation (BWF) and Companion Animal Protection Society (CAPS)
*WHAT:* BWF & CAPS will participate in the "National Day of Action and Awareness to Protest the Sale of Rabbit Meat at Whole Foods Market." BWF and CAPS will join over 100 animal rights activists, 70 businesses, humane societies, animal rescue groups, as well as 10,000 people who have petitioned Whole Foods Market to immediately stop the sale of butchered rabbits. On August 17th, community protests will be held outside over 40+ Whole Foods Market locations nationwide.
According to the 2012 American Pet Products Association (APPA), 2.5 million households now live with pet rabbits.
"Whoever at Whole Foods decided it was a lucrative idea to sell butchered bunny meat is a Neanderthal. While Whole Foods is busy selling dead pets, we are working to draft legislation to further protect rabbits in Los Angeles. After years of successfully combatting illegal animal traffickers who abused unweaned bunnies in LA, we now find that Whole Foods will be selling them dead? Not on our watch! If Whole Foods has its way, millions of rabbits will be tortured and killed. Whole Foods must remember that Los Angeles is a humane city and that consumers are revolted by the sale of pets as meat. We want to inspect Whole Foods' dead rabbit suppliers. If Whole Foods' customers could see what happens in one of its rabbit slaughterhouses, they would run. Have you ever heard a rabbit scream?"
-Lejla Hadzimuratovic, Founder and President of Bunny World Foundation, a Los Angeles-based nonprofit rescue organization and rabbit advocacy group.
"Whole Foods calls rabbits "Fryers" and that tells you everything you need to know. Rabbits are not "fryers," they are beloved companion animals. Whole Foods is going to face a sustained boycott and protest campaign if they think they can get away with the sale of butchered companion animals in our city. We are the folks who successfully stopped LA pet stores from selling dogs, cats and rabbits from cruel commercial breeding factories. How can we allow Whole Foods to sell them dead? We want the names and USDA license numbers of every single dead rabbit supplier so we can examine their facilities and inspection reports. We plan to enact legislation to make the sale of butchered companion animals illegal in our city. The sale of dead rabbits is simply barbaric and Whole Foods is not in step with LA's progressive stance regarding animal protection."
-Carole Raphaelle Davis, West Coast Director, Companion Animal Protection Society
A phone survey conducted of 39 Northern California Whole Foods Market Stores revealed that only one of 39 store managers interviewed were aware that they were selling meat from domestic rabbit breeds. Most believed the meat came from either wild rabbits or from New Zealand. Most employees said they were very unhappy about the decision- especially those employees who have shared their lives with pet rabbits along with cats and dogs.
Whole Foods Market has repeatedly declined to explain the contradiction in their decision to kill rabbits while promoting products not tested on the very same type of rabbits. Whole Foods Executives have responded to consumer complaints with a form letter claiming "sensitivity to the issue," while touting the "highest standards" for large scale rabbit meat production and slaughter with "the goal of creating standards for other companies to follow."
Lisa Rockwell, who started the petition which surpassed 10,000 signatures, says "I was horrified to see rabbit meat at my local Whole Foods. It was offensive and condescending for Whole Foods Markets to send me a form letter about their standards. Standards are not the issue. They are selling the meat of pet breed rabbits, just like mine."
For further information, please see http://www.saveabunny.org/stop-whole-foods-rabbit-meat and http://rabbit.org/tell-whole-foods-to-stop-killing-bunnies/.
*WHERE: *Whole Foods Market – West Hollywood, 7871 Santa Monica Blvd., West Hollywood, CA 90046
*WHEN: *Sunday, August 17, 2014 at 11:00 am (PST).
*Media Contacts: *
Lejla Hadzimuratovic, President and Founder, Bunny World Foundation, cell: 310-498-8600
Carole Raphaelle Davis, West Coast Director, Companion Animal Protection Society, cell: 310-990-5758
About Bunny World Foundation (BWF)
Bunny World Foundation (BWF) is a non-profit 501(c) 3 animal welfare organization founded in 2008 LA, California. Its mission is to combat animal cruelty, illegal animal sales, exploitation and neglect of all animals, through rescue efforts, public education, research, investigations, legislation, special events, and media attention. BWF has rescued over 4,000 rabbits in the city of Los Angeles.
About Companion Animal Protection Society (CAPS)
Founded by President Deborah Howard in 1992, the Companion Animal Protection Society (CAPS) is the only national nonprofit organization dedicated exclusively to protecting companion animals from cruelty in pet shops and puppy mills. CAPS actively addresses the abuse and suffering of pet shop and puppy mill dogs through investigations, education, media relations, legislative involvement, puppy mill dog rescues, consumer assistance and pet industry employee relations.
CAPS Press Release: Suffolk County Legislature Passes "Puppy Mill Bill"
Suffolk County Legislature approved an amendment that will require more disclosure from pet stores and prohibit the sale of animals from proven puppy mills.
Hauppauge, N.Y., June 3, 2014 – Suffolk County became the first in New York State to take advantage of the recently signed state law authorizing municipalities to adopt stricter local regulations for pet dealers. Deputy Presiding Officer Jay Schneiderman and Legislator William Spencer, M.D. spearheaded the changes to local law and drafted the bill with the assistance of various animal advocacy groups, including Companion Animal Protection Society (CAPS), and local store owners. The Government Operations, Personnel, Housing & Consumer Protection Committee had already unanimously approved the bill on May 28 and enjoyed widespread support from the community. The most important provision in Introductory Resolution 1047-14 prohibits pet shops from purchasing animals from questionable breeders with violations on their most recent USDA report.
Puppy Mill Shuts Down in Lisle, Illinois
US Animal Protection Coalition Rushes to France to Stop a Massacre on Oct. 27
Friends of Animals (FoA) and Companion Animal Protection Society (CAPS) will join forces with over 1,000 animal rights activists at a bullfighting arena in Rodilhan, a small village in the south of France. A US delegation is flying to France to support Comité Radicalement Anticorrida (CRAC Europe), the French anti-bullfighting organization.
Companion Animal Protection Ordinance Passed in San Diego
The City Council of San Diego unanimously passed a Companion Animal Protection Society's proposed ordinance ban of retail sale of dogs, cats and rabbits
SAN DIEGO, Calif., July 10, 2013 – Yesterday, San Diego became the second largest city in the United States to ban the sale of companion animals. The decision mirrors other initiatives, spearheaded by Companion Animal Protection Society (CAPS) , in cities across the US and Canada.
The City Council of San Diego unanimously voted in favor of a CAPS' proposed ordinance prohibiting the sale of factory-bred dogs, cats and rabbits in retail stores within the city. The Office of the City Attorney worked closely with CAPS to draft this final proposal that will go into effect in 30 days. Over 30 cities across the country, a number of them in California (including West Hollywood, Glendale, Irvine, and Los Angeles), have passed similar legislation.
CAPS formally introduced the ordinance on March 13, but talks between the City of San Diego and the non-profit began back in June 2012. Other animal welfare organizations joined forces later on to assist in the effort. This will be CAPS' fifth successfully introduced and passed ordinance of its kind and the 32nd city in the US with anti-puppy mill legislation.
"We got the ordinance we wanted. Getting it passed has been hard work but when I come home and look in the eyes of my little puppy mill dog, it makes me happy to have participated in making the sale of puppy mill dogs illegal in my city," said Sydney Cicourel, San Diego campaign coordinator for CAPS, who's been working on the ordinance for more than a year with the committee.
Companion Animal Protection Society proposed ordinance ban of retail sale of dogs, cats and rabbits
The City Council of San Diego meets today to consider an Office of the City Attorney's draft of a CAPS proposed ordinance prohibiting the sale of factory-bred dogs, cats and rabbits in retail stores within San Diego. Over 30 cities across the country, a number of them in California like West Hollywood, Glendale, Irvine, and Los Angeles, passed similar legislation.
The Council's Committee on Public Safety and Neighborhood Services meeting includes a discussion of the ordinance details and supporting evidence. CAPS formally introduced the ordinance on March 13, but talks between the City of San Diego and CAPS began as far back as June, 2012. A group of other animal welfare organizations formed later to assist this effort.
David Salinas, owner of San Diego Puppy, will be represented by Mike Canning, CEO of Pet Industry Joint Advisory Council, and is expected to speak against the ordinance. According to various sources they will argue shelters and rescues are trying take down the competition by pushing legislation. CAPS own investigation into Salinas' various business, including his pet shop and earlier online ventures, concluded he obtained dogs from known puppy mills.
The meeting will take place today (May 1, 2013) at 2:00 PM PST. Marti Emerald is the current Public Safety and Neighborhood Services chairperson.
Location: Council Committee Room, 12 Floor,
City Administration Building 202 C Street,
San Diego, California.


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Being a nurse is hard. And stressful. Depending on where you work your daily stress level can escalate from 0 to 10 in a matter of seconds when a critical situation arises. Even worse, the average nurse's stress level can fluctuate greatly over the course of a shift frying ones' nerves by the time it's time to punch the clock and go home.
What's the best way for a nurse to manage daily on-the-job stressors? By using stress relieving methods on a regular basis. There are many ways to ease tension when stressed.
Here are 8 ways to combat stress:
In addition to working as a RN, Nachole Johnson is a freelance copywriter and an author with her first book, You're a Nurse and Want to Start Your Own Business? The Complete Guide, available on Amazon. Visit her ReNursing blog at www.renursing.com for more ideas on how to reinvent your career.


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Elected officials discussed the Southside Redevelopment Task Force and contracting an administrative hearing officer.
Cleveland/Bradley Chamber of Commerce Vice President for Economic Development Doug Berry said the task force was inactive during the comprehensive planning process to lessen confusion.
"It was getting confusing, even to me as a member of the task force, while we're going through the planning process," Berry said.
Berry said the task force needs to start meeting again and have its membership expanded to include area residents.
"There are very few individuals and maybe no individuals who are residents of that area. It's mostly business interests and other appointees with technical expertise. I think for it to be a proper committee to go through this entire process, including these grants, it needs to be broadened."
Berry said Whirlpool is still about 20 months away from vacating its former downtown location.
At-Large City Councilman Richard Banks introduced a resolution Feb. 28 to create a panel to study the future of the 90-acre site when it is vacated.
Councilman Bill Estes saw at least a dozen structures that needed to be demolished during a recent tour of his second district with City Manager Janice Casteel, Assistant City Manager Melinda Carroll and Codes Enforcement Officer Criss Caywood.
The 2nd District is a diverse area of the city that includes the downtown business district north of Inman Street West to Keith Street, Lee University and everything east of the railroad tracks south of 15th Street N.E.
"We looked at houses that need to come down. Houses (owners) that are not working with our court system, they are not responding to mail, we don't know who the owners are," he said. "I was impressed with Criss and how he knew who the owners are or were and he knows these properties. It's not fair to the neighbors."
The Council passed a resolution Aug. 13 to contract with an administrative hearing officer to help expedite the process of closing cases involving owners of derelict properties.
Minor codes violators would still be sent to Municipal Court Judge Bill Moss, but serious cases could be diverted to an administrative hearing officer. Fines levied in municipal court are limited to $50, but an administrative hearing officer could assess fines of up to $500 per violation in cases involving the primary residence, or up to $500 per violation per day for rental or commercial property.
Staff will present a list of interested building professionals, engineers or attorneys to the Dec. 10 Council meeting. The city will pay the cost of training and mileage.
Estes said codes violation cases are not resolved in a timely manner.
"There are a dozen houses in the Second Ward that put their neighbors at a great disadvantage on decent living," he said. "It's worse than you think."
City Attorney John Kimball said property owners are deceased in most of the instances in Estes's district.
"There is one family member in Oregon. They're not interested in it and haven't paid the taxes in three or four years," he said.
Estes said in most instances, neighbors want to buy the property, but they cannot because it has not been probated.
At-Large Councilman George Poe said he would support a hearing officer any way possible.
Berry formerly ran codes enforcement for the city of Knoxville 10 years ago. Uninhabitable properties were channeled through the Better Building Board and city code enabled demolition of the property.
"We had money from HUD we used to acquire the property from the property owner using our eminent domain authority under redevelopment. Then we would put them back on the market and sometimes we'd sell them for as little as a dollar to Habitat or anyone who wanted to build a home," he said.
"I can't imagine how Cleveland would change if 12 houses were built where those are," Estes said.
Berry said HUD entitlement funding allowed housing rehabilitation in the inner city.
"There are any number of things you can do," Berry said.
Vice Mayor Avery Johnson asked that Cleveland Services Agency be considered as they move forward because the agency is in the process of going through neighborhoods and buying up old property and fixing up homes.
"That would be a good organization to work with to rehab some of these vacant lots and clean them up," he said.


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Images Of The Day
Photos: National and International Mug Shots — The Rogues Gallery
A collection of mug shot photos from the United States and around the world. Mug shots of criminals, movie stars, and sports stars from around the world. Not everyone who appears here has been convicted of a crime. Do not rely on this site to determine any person's actual criminal record.
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Item title reads - Animals' Christmas party. Barry Jones and Hilda Trevelyan act as hosts.
Location unknown.
M/S of PDSA (People's Dispensary for Sick Animals) flag hung up in the yard. Horses are led out of the stable and up to a long table where big bowls of food are waiting for them. The camera pans across horses and donkeys tucking in. M/S of a donkey eating. M/S of dogs being brought to the table, two start barking at each other. M/S of a goat spitting out an apple. M/S as the dogs forget their differences and start eating from their bowls.


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The Blood Type Diet Archives Volume 4
Posted By: KariDate: April-23, 1998 at 18:27:07
Thomas,I can't do weight lifting. I've already tried. I hate it and I won't stick with it. So, you said the abs respond better to 3-5 sets rather than a lot at one time. This is the kind of info I'm looking for but, I'd like to know why that is? What happens when I do sets that's better than when I do as many as I can until it hurts?


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Minnesota Department of Health HMO Complaint Process
There are two options for completing and printing the Complaint Form:
- Print and complete complaint form (PDF:38kb:5 pages)
Allows you to print a paper copy of the form to be completed and mailed back to MDH
- Print and/or complete complaint form online (MSWord:5 pages)
Allows you to complete the form online, save a copy with a new file name to your computer files, and then email an electronic copy or send a paper copy to MDH via US Mail.
1. When the complaint is received by phone, MCS staff reviews the issue and determines if it might be resolved quickly and/or informally. If so, MCS staff contacts the HMO to initiate an informal resolution. If successful, MCS communicates to the complainant the nature of the resolution.
2. If the complaint is not resolved by phone, a complaint form will be sent to the complainant. When the completed form is returned it is assigned to an investigator.
3. The assigned investigator investigates the complaint to determine: the nature of the complaint and the desired resolution; whether the issue falls within the jurisdiction of the Department of Health or should be referred to another agency; what information is needed to investigate this complaint; whether the decision or action of the health plan relative to the complainant's issue is in compliance with the applicable statutes, rules, and the enrollee's certificate of coverage; and what actions, if any, are necessary to bring the HMO into compliance with applicable law or rule and the enrollee's certificate of coverage.
4. Investigations are conducted in accordance with the Minnesota Government Data Practices Act and most are completed within 30 - 60 days.
5. At the conclusion of the investigation, the investigator informs the complainant of the investigation via letter and/or phone contact.
6. If a violation of law, rule or contract is suspected, the complaint will be referred for possible enforcement action which may include a penalty and/or a corrective action plan.
Click on the link to read more about Quality of Care complaints.
For more information, or to file a complaint, contact MCS section at (651) 201-5100 or 1-800-657-3916.


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i think what your referring to is a glock model 30 s. from what i understand its a glock 30 with a 36 slide on it
This is a discussion on What all this about a 305 Glock. within the Glock Talk and Discussion forums, part of the Glock General Discussion category; I was looking on this FB Glock forum and they were some mentioned subject about a new Glock 305. Is it a concept? A new ...
I was looking on this FB Glock forum and they were some mentioned subject about a new Glock 305. Is it a concept? A new Glock model, really Im just a little curious. Does anyone know about this?
i think what your referring to is a glock model 30 s. from what i understand its a glock 30 with a 36 slide on it
Chevy used to make a 305. Can't even remember when that was.
the 30S, you might have mistaken the s for a 5
nothing re-wires a human more effectively than pain, fear and, especially, trauma.
Denial is a save-now-pay-later scheme, a contract written entirely in small print, for in the long run, the denying person knows the truth on some level.
No 305, but as they said above, a 30 S...Built originally for a large LE agency, recently. As 1jimmy said, it's basically a G30SF, with a G36 slide...it will be available soon...Blue Label cost is $464.20...Not sure on the standard price, but I'd guess it would be about the same as a standard G30...
Glock softly and leave your big stick at home...
It is on the Glock Web site. I put my G36 slide on my G29SF frame to see what it felt like, a little lighter than a G30 but really not that different. I had planned on buying a G30SF as my next Glock and would consider buying the G30S over the G30SF, but could live with either one.
Only a Biker knows why a Dog hangs his head out the window.
NRA Life Member.
The 30s is the cover story in Combat Handguns.
Hmm: 305 = 30 round 5.7x28 Glock.
G30 - My EDC
"I hold it, that a little rebellion, now and then, is a good thing, and as necessary in the political world as storms in the physical."
Thomas Jefferson..
FN will never let that happen...but if they did, I'd stand in line for one....
Glock softly and leave your big stick at home...
No,I think the GLOCK 305 is a short block V8,usually found in the old Nova.....
Gen 4 Glock 19
Gen 3 Glock 26
Mossberg 500 Persuader
Hi-Standard "Sentinel Deluxe" .22 Model "R-106"
"To the man that only has a hammer, everything he encounters begins to look like a nail."Luke 22:36 Then he said unto them,But now, he that hath a purse,let him take it , and likewise his scrip :
and he that hath no sword , let him sell his garment, and buy one.


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Sequoia sempervirens
Redwood, Coast Redwood
Evergreen, Trees
Native to Coast Ranges from southwest Oregon to California's Big Sur coast. One of the West's most famous native trees (equally renowned is its close relative Sequoiadendron, called giant sequoia or big tree). Coast redwood is among the tallest of the world's trees: some individuals in the wild are more than 350 ft. tall. Fine landscaping tree—almost entirely pest-free and almost always fresh-looking and woodsy smelling. In its native range, a young redwood tree grows 3–5 ft. a year but will reach only about 70–90 ft. tall and 15–30 ft. wide in 25 years. In less favorable areas, it grows more slowly and tops out at perhaps 50 ft. Typically forms a symmetrical pyramid of soft-looking foliage. Flat, pointed, narrow, inch-long leaves are typically medium green on top, grayish beneath; they grow in one plane on both sides of the stem, giving the stem a featherlike look. Small (1/2–1 1/2-in.), roundish brown cones. Red-brown, fibrous-barked trunk goes straight up. A trunk with nearly parallel sides indicates a healthy redwood; one with a noticeable taper means the tree is struggling. Habit is somewhat variable, but most redwoods have main branches that grow straight out from the trunk and curve up at the tips; slightly drooping branchlets grow from these.
The tree's natural variability has led to selection of distinct variants. 'Aptos Blue' has dense blue-green foliage on nearly horizontal branches with drooping branchlets. 'Emily Brown' is columnar, green, and very fast growing. 'Kelly's Prostrate' grows flat, at about 6 in. per year. 'Simpson's Silver' has silvery green foliage and quick-screening growth of up to 12 ft. per year.
Fine-textured 'Soquel' bears blue-tinged green foliage on horizontal branches that turn up at tips. 'Filoli' and 'Woodside' are similar if not identical to each other; both are nearly as blue as Colorado blue spruce (Picea pungens glauca). They have an irregular habit, with branches that tend to droop, and need careful training when young to establish good form. 'Adpressa' ('Albo-Spica'), to 3 ft. tall and 6 ft. wide, is a dwarf variety for rock gardens; it has white-tipped new growth that turns solid green as summer advances.
Grow redwood trees singly or in groves with trees spaced 7 ft. apart; can also be used for a hedge (plant 3–4 ft. apart and top at least yearly). One of the best planting locations is in or directly next to a lawn, since the tree thrives on regular moisture; in 10 to 20 years, however, it may defeat a lawn. Away from lawns, it needs occasional feeding and regular summer watering for at least the first 5 years. Where it is best adapted, an established tree gets most of the moisture it needs from fog drip. Resistant to oak root fungus. Troubles the tree encounters are mostly physiological. Inadequate moisture or a hot, dry site will make it sulk and grow slowly; too much competition from bigger trees and structures makes it lanky, thin, and open. Lack of available iron makes needles turn yellow in summer, especially on new growth; treat with iron sulfate or chelates. Remember, however, that it is normal for the oldest leaves to turn from green to yellow to brown, then drop in late summer and early fall.
Levisticum officinale
Used as an ornamental, an herb, and as an edible plant, lovage grows in clumps that can reach 6 ft. ta...
Escallonia rubra
Upright, variable, compact shrub grows to 6–15 ft. tall and wide. Leaves are smooth, very glossy...
Cistus x pulverulentus 'Sunset' ('Brilliancy')
Dense, spreading growth to 2 ft. tall and 6–8 ft. wide, with resinous gray-green leaves and 2-in...


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Photographic Solutions
250 Westport, Ct., Norwalk,Ct, United States
Email: firstname.lastname@example.com
Website: www.myphotographicsolutions.com
Phone: 203-847-8886
- Does 35mm film development
- Does C41 film development
- Does black and white film development
Full Service Photographic Lab for Fairfield County, Ct.
Photographic Solutions is a full service photographic lab that has just celebrated it's tenth anniversary. In house Black and White film developing, C-41 film developing. Images to canvas, Images on Acrylic. A lab that prides it's self on it's customer service. We are saving the world, one image at a time.
Photo credit: kylethefrench
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DEN Summer Institute: Apply by April 26
The DEN Summer Institute is an opportunity for STARs from all around the world to get together for a week of intense (but fun) professional development and networking. This year's institute will take place from July 18-23, 2010 at Bentley University in Waltham, MA just twenty minutes west of Boston. (They are intense but in the most fun way possible).
Any STAR Discovery Educator can apply to attend the institute. The DEN takes care of meals, lodging, materials and fun. Attendees are only responsible for their travel costs.
Interested? Check out the blog for more information and then click here to apply . The application deadline is April 26 (5 PM ET).
Make a Difference on Earth Day with EarthEcho International
Have you decided what to do for Earth Day? EarthEcho International is offering an exciting opportunity for you and your students to make a positive difference this April 22...or anytime during the year! Visit the Water Planet Challenge Preview Site for a service-learning guide for middle and high school students that walks them through the steps of a community cleanup, as well as resources and reporting tools. Already doing a clean up? Be sure to log on to the system to report your findings, so that we can get tell one big story about the big impact created by all of your individual efforts.
Just this week thousands of educators and students had the pleasure of participating in a webinar with EarthEcho International CEO, Philippe Cousteau. What a great way to say thanks to Philippe and his organization by encouraging your students to check out the Water Planet Challenge.
And...there are still so many great goings on in the DEN. Click on the calendar below to see the full list of what's happening in the DEN.


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Tune in alert for BRAVO'S 'Top Chef Just Desserts,' Wednesday 9/7 @ 10/9c.
The pastry chefs are split into two teams when some of the Real Housewives of Beverly Hills come to town to taste their work. However, while everything appears to be all pink and pretty on the outside, what is going on behind the scenes is anything but.
Team leaders, Craig and Melissa, just can't seem to get their teammates to cooperate. Will the lack of teamwork show in their desserts, or will the housewives leave satisfied?· A Big Pink Wow: The Real Housewives of Beverly Hills are impressed with the cheftestants' desserts.
A Big Pink Wow
· There's No Craig in Team: Craig Poirier and Melissa Camacho have trouble working with their respective teams.


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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
Find a pet to adopt |
My name is Ayla!
Facts about Ayla
- Breed: Australian Shepherd
- Color: Merle
- Age: Young
- Size: Med. 26-60 lbs (12-27 kg)
- Sex: Female
Ayla's Info...
I am already spayed, housetrained, purebred, up to date with shots, good with kids, and good with dogs.
Ayla is a beautiful girl that is approximately 14 months old. She is Mini Australian Shepherd that is incredibly sweet...and she LOVES children of any age. This pup would make an excellent trick or stunt dog...with agility abilities...and would be an excellent dog to train for Frisbee. She has learned quickly and love to play with her toys and her ball. Ayla is about 30 pounds and probably won't grow much bigger. She is crate trained..but, would prefer to be comfortable on her pillow near your side. Given her disposition...she would make a wonderful companion or therapy dog. She has both her hearing and vision.
Other Pets at Amazing Aussies Lethal White Rescue of AZ
Why Adoption is a Great Option
Ayla, a Mesa Australian Shepherd dog was adopted! Here's how you can benefit by looking at adoption as an option to buying a Australian Shepherd for sale in Mesa, or seeking a Australian Shepherd dog from a breeder in Mesa.
- Rescues and shelter volunteers in Mesa already know the personality and tendencies of their pets. This means they can match you with the right pet. That will makes it much easier transition to owning a pet for yourself and your new pet.
- On average adoption fees are much less than you'd pay a Mesa breeder, or pet store. Plus most often rescue pets have already been to the veterinarian for a check-up, had a round of vaccinations, and are spayed or neutered. That is a lot of savings!
- You will become a hero, and give a needy dog or cat a loving home. In fact, there are even Australian Shepherd breeders who help with Australian Shepherd rescue. One puppy or kitten adopted in Mesa paves the way for another one to be saved.


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Blog | Comments |
WoW | 7 Comments |
Recent Comments:
International Space Station has a keylogger {WoW}
Aug 27th 2008 8:51PM Its funny cause when I first posted "What does this have to do with wow?" people say l2read. I read the article and it has little to nothing to do with wow.
Yes key loggers effect wow but this one didn't. They might as well have articles about carpal tunnel research because that can also effect wow gameplay.
"Any computer can get a key logger?!?" That is barely news and not remotely wow news.
International Space Station has a keylogger {WoW}
Aug 27th 2008 12:35PM What does this have to do with WoW?
Caption This! {WoW}
Aug 26th 2008 8:24PM The residents of Goldshire look on what they have done, join hands and begin to sing, "Kum ba yah, my Lord, kum ba yah; Kum ba..."
Tank Talk: All about aggro {WoW}
Aug 22nd 2008 3:33AM "As a paladin who sometimes tanks, I have to say that I looooove my crowd control cousins when there's caster mobs about." This is true, tankadins are weak against caster mobs for damage and threat. But that is why (Jebus praise it) line of sight is so cool.
Tank Talk: All about aggro {WoW}
Aug 22nd 2008 2:33AM I agree to an extent that article is a little "weak" but not really if you think about it.
If you are 70 and doing pve content than you already know the tank/dps/healing system (I made an effort to level 3 pve 70s to fit each of these roles, I never respec them) . This does not make these comments useless just trivial. For a new player (not even tank) this knowledge is paramount to playing the game.
This article is "weak" to people who know their roles. If you want to know how to max tps read elitist jerks forums, same goes with uncrushability.
The thing I most have a problem with is saying a tank should count on the aggro dump aspect of dps, or even healing. These abilities are, at best, an "oh shoot" (substitute another word for shoot for profanity) and the same, but opposite, goes for the taunts. Also something should be mentioned about the 110% rule for threat to = aggro and that healing threat is dispersed based on how many mobs are in the pull.
Next, despite what the comments say tankadins do not like CC, this article is completely right, and it has little to do with, as the comments say, about consecrate breaking CC.
Paladins get threat from getting hit. For a pally, especially in 5 mans, most avoidance stats (dodge, miss, parry) has a reverse correlation with threat. Consecration is 2ndary to holy shield but VERY helpful. Consecration, will for the most part, get rid of healing aggro. We get hurt; we get heals; we get mana; we more get threat; hit again, is the circle of life for a tankadin (and actually the fact that we get mana gives threat, as implied ^^ with mage evocation pulling aggro, it is hard to figures but 50 mana = 1 threat).
I do not believe this article is as "weak" as some say, the advice is true and I believe helpful to some. I just believe that many 70s that read this will find it a refresher.
Caption This! {WoW}
Jun 18th 2008 4:07AM "I have enough feed for 4 dragons...more than enough and...oh...we should be running now..."
Caption This! {WoW}
Jun 17th 2008 2:03PM "Ok....everyone /afk. They can't see us if we're afk."


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As communities in Tennessee, Kentucky, Alabama and Arkansas sift through damage from deadly tornadoes that tore through last night, another town is quietly commemorating its reconstruction after a belly-punch from Mother Nature last year.
On May 4, 2007, 95 percent of the homes and businesses in Greenburg, Kan., were virtually wiped away by a massive, slow-moving EF5 tornado that scraped a 2-mile-wide path. The result left the already economically depressed town wondering if it would have a future.
The ultimate answer was, yes, there was a reason to rebuild Greensburg, but only if it truly lived up to its name. The townspeople launched an ambitious green initiative to make the town "a model for rural America."
As part of its plan, the Greensburg City Council passed a resolution that all city building projects would meet the top LEED rating of Platinum, making Greensburg the first municipality in the United States to aim for that highest standard for all new construction.
The business of greening Greensburg kicked off with a Resource Conference and celebration this week (Feb. 5-6). Discovery Channel, which is filming Greensburg's rebirth for a series called "Eco-Town" to air next year, will host the big celebration. Among those attending will be Rick Fedrizzi, founder and President of the U.S. Green Building Council, which oversees LEED certification.
Already the town, with a current population of 800 living mostly in FEMA temporary housing, has several important projects underway:
- Feb. 1 saw the groundbreaking for a John Deere dealership that will include wind turbines and other green features.
- In January, Dwane Shank Motors and General Motors broke ground on a new green dealership that will feature energy-efficient skylights, special windows that maximize the use of sunlight, water-saving fixtures in the bathrooms, and cellulose insulation with a high R-value.
- Blueprints are ready and bids will soon be let for a business incubator building that will make use of passive solar heat, natural day lighting, have its own wind generation and use renewable materials throughout. City leaders hope to have a building on the ground by late summer 2008. (See concept drawing above.)
- The nonprofit Greensburg Green Town was created to provide the town's residents with the resources, information and support they need to rebuild Greensburg as a model green community.
- Construction is underway on 101 new homes, with repairs and construction of another 300+ buildings ongoing.
Ultimately, plans call for the town in southwest Kansas to have a new platinum LEED-rated city hall, school, arts center, library and visitors center – replacing buildings that were total losses in the tornado and helping lure back tourists and more residents, more than a third of whom were forced to leave after the tornado.


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Home > Course Catalog > Course Descriptions > ELAP 132
ELAP 132: Electrician Apprentice VIPrerequisite: ELAP 131. Covers troubleshooting electrical circuits, equipment, complex circuits and controls and application of the National Electrical Code. 4 HRS


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We are pleased you decided to visit us, and hope you might come in person sometime soon. Our college is friendly and attentive to students' needs, and it is easy to get acquainted with other students, staff, and faculty.
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Undergraduate Business Advising
Welcome to the Business Undergraduate Program advising web site. Our goal is to help guide our students through a meaningful and well balanced education at Eastern Washington University. Each student is encouraged to take an active role in their academic advising and to be prepared for their advising sessions.
On this web site you will find the following information:
Frequently Asked Questions - Some of the more common questions we get from students and the answers.
Advisors -Learn about our Professional Business Undergraduate Advisors, office locations and hours of operation.
Information for Transfer Students - Information for students thinking of transferring to Eastern in the future.
Undergraduate Business Policies- Information relating to the CBPA's Undergraduate Business Policies.
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Bellevue Program - Information about the Business program in Bellevue.
Major Requirements & Electives - Flowcharts for the Business Administration Core that is required for all Business majors, and flowcharts for each of our majors.
Business Minors - Flowcharts for minors offered by the Business Undergraduate Program.
Graduation Applications - The graduation application packet can be downloaded here as well as detailed examples and instructions to complete it.
Our business programs are accredited by the Association to Advance Collegiate Schools of Business.


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SEND US YOUR OPINION: Letters to the editor should be no more than 300 words. The Post-Tribune reserves the right to edit
or reject any letter. All letters must be signed and include your name, address and telephone number for verification. To send us
your letter to the editor, mail to: 1433 E. 83rd Ave., Merrillville, IN 46410; fax to: (219) 648-3249; or email to email@example.com .
If you have questions, call Diane Aden Hayes, managing editor, at (219) 648-3241.
Updated: March 16, 2013 6:02AM
Headline was disrespectful to Valparaiso mayor
In an era when, as parents, we are repeatedly bombarded with negative commentary surrounding our political leaders, it is an uphill climb to teach our children respect, the Golden Rule and manners. As a society, we have become too comfortable with our own speech, to end with full disregard for the man behind the commentary. The article, "Valpo mayor too sick to read his own State of the City speech," is simply worded with extremely poor taste. It is a shame that not only did this article solidly disregard the mayor, but also passed the hands of so many on its way to being published, and nobody questioned the simplicity of disrespect. Mayor Costas has done remarkable things for this sleepy bedroom town. He has created a culture of neighbors knowing neighbors again. Businessmen seek Valparaiso out for the community we've become. Onlookers are trying to mimic the progress he has made.
Regardless of your political views, the office deserves respect. The time is now to set an example of how we want our children to behave. Let us recognize that each one of us has a responsibility, how we fulfill that, regardless of obstacles that stand in our way. Kudos to Mayor Costas for writing his speech with such detail, covering the progress and growth of the city we all choose to live in and love. Instead of the demeaning title, may I say, best wishes. I hope you are on the mend.
Polly Murphy
Writer's 'facts' about U.S. debt don't add up at all
It took me quite a while to stop laughing at the letter written by Larry Lucas. It was filled with cherry-picked "facts" that I'm sure were the result of an evening spent sitting in a nice comfy chair, watching Fox Noise, eating popcorn and drinking Kool-Aid.
So Reagan's raising the national debt 189 percent was to create 1 million jobs? Obama raised the national debt 23 percent and created 5 million jobs even with GOP obstruction and filibustering. Of the 23 percent of the national debt created under Obama, the majority was to pay interest on all the debt Bush created and left others to pay. Obama has spent less than any president since Eisenhower.
Reagan did not inherit the biggest debt and worst economic collapse since the Great Depression, Obama did. Reagan was the Great Deregulator and Union Basher, which hasn't helped our country at all. He was a bad B-movie actor in real life and as president was no better. Bonzo went to the White House for sure.
Lucas, like all conservatives who are ashamed to call themselves Republicans, wants us to forget that George W. Bush was ever president. He took a huge surplus and turned it into the biggest deficit in our history. The debt ceiling is not raised for new spending but to pay for debt already passed by Congress. Republicans are so transparent today and are fast becoming extinct like the dinosaurs they are, but please keep printing their letters — they are so amusing.
David D. Casson


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Latest additionsAbstractPitfalls and Pleasures: recording on a 1764 HarpsichordIn January 2008 John Irving spent a week making a CD recording of 18th-century harpsichord works on a historic keyboard instrument in a museum at Edinburgh University. In this talk he explores some of the pros and cons of using a 'real' instrument (rather than a modern copy) in such a recording project, introduces some performance practice issues and plays some of the recordings. Irving, John (2010) Pitfalls and Pleasures: recording on a 1764 Harpsichord. In: Dean's Seminar, 24 March 2010, School of Advanced Study. (Unpublished)
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Brooke Axtell is a singer, songwriter and poet from Austin, Texas. She is the winner of the Phyllis Smart Young Prize for Poetry given by the University of Wisconsin (Madison). The winning selections: "kore of the incantation" "Frida" and "border girls" are included in her new book Kore of the Incantation. Her last book of poetry, daughter of the burning, was nominated for The Violet Crown Award by the Writer's League of Texas. She won "Best Traditional Ballad of the Year" from KOOP Radio, Austin (91.7 FM) and first place for her short story "Maya's Mirror" in the Young Texas Writer's Awards.
Brooke has performed in countless venues with artists such as English pop star Dido and internationally recognized drummer, Terry Bozzio (of Frank Zappa). She collaborated with producers Stephen Bruton (guitarist for Bonnie Raitt), Charlie Sexton (guitarist for Bob Dylan), Mitch Watkins (guitarist for Leonard Cohen and Lyle Lovett) and released her CD, Creatrix, to critical acclaim
Brooke is a passionate advocate for survivors of sexual assault and domestic violence. She is member of the Speaker's Bureau for Rape, Abuse, Incest National Network (RAINN), the largest anti-sexual assault organization in the United States. Brooke is also the Creator of SHE: Survivor Healing and Empowerment, a healing community for survivors of rape, abuse and sex-trafficking, as well as their allies.
She is a contributing writer for Forbes focused on women's rights and leadership. Her work has been featured in many media outlets including Fox News, Pacifica Radio (New York), CBS Radio, ABC Radio, The Boston Globe, The Wall Street Journal and The San Francisco Chronicle.


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About Inter-Consulting
Inter-Consulting, privately owned SAP Consultancy is currently looking for SAP consultants for long and short-term contracts. Current positions are open and updated on a monthly basis, with staggered project starts.
Inter-Consulting is a preferred supplier to large international SAP clients, placing SAP consultants since 1996. We currently have contracts available now until 2017.
We cover the banking, chemical, retail, defence and manufacturing industries and work both with partners and on customers sites.
We require German, French, Swedish, Spanish, Russian, Czech, Polish Norwegian, Romanian, Hungarian, Danish, Lithuanian, Estonian and Eastern European speakers now.
Fast track visa process available for EU work permits. 20% open policy profit margin on contractors.
Please send your CV in English word format with your last three references from customers.
To contact us or apply for any contractual position, click
Contracts for SAP Konsulent, SAP Jobs in Nordic Countries : Svenska, Norge, Denmark, Finland.
Sap Jobs, Siebel, SAP jobb Denmark, SAP in Sweden, Oslo, peoplesoft consulting, oracle jobs, sap recruitment, mysap konsulent, erp jobs, sap konsulent, konsult contract, jobb.


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MW Loves: Missguided
Online fashion spot Missguided has had a bit of a face-lift and MW loves the new, product-led look. With the latest catwalk styles for much, much less alongside detailed trends and how-to guides updated daily on their blog, this is one online retailer to watch this winter.
On-trend aviator jackets, chunky knits and suede shorts sit pretty next to wedge boots and structured bags. We told you these guys know what they're talking about and all at pocket-friendly prices, what's not to love?
"Missguided, a fast-growing and exciting fashion brand is constantly looking for ways to improve our visitors' experience." commented Leon Quinn, marketing director of Missguided.
"We have improved our branding and layout, and added more editorial style content and now showcase all products on models. It's now much easier for our visitors to find their items and their shopping experience is more engaging and exciting."
With an iPhone app to boot delivering trend updates and new products straight to your phone, this online retailer certainly knows what makes today's fashion hungry consumer tick.
The proof is in the pudding - we've rounded up some top picks to get you reaching for your computer.
Clockwise from left:
Christiana tapered trousers in coffee, £22.99
Luciah sheer ruffle front leopard print shirt, £20.99
Cade platform ankle boot, £31.99
Stacie padlock front toe bag in beige, £26.99
Macy eyelet front lace dress, £29.99
Fern purple flower ring, £7.99
Annitta pearl detail dress in purple, £33.99
Venus aviator jacket in black, £41.99
Zera shearling trim lace up boots, £34.99


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Jim is an entrepreneurial leader who creates enthusiasm, spark and passion around projects and businesses he is involved with. A creative and dynamic professional who can capture, develop and translate ideas into tangible business models.
Jim has run a number of early stage businesses. He is now CEO of Entrepreneurial-Spark. This new venture is designed to provide entrepreneurs and early stage businesses with fuel to get started in business and make it to their first birthday.
Jim says "Our vision is simple: to create a business start-up renaissance in and from Scotland."
Find out more by visiting the website: http://www.entrepreneurial-spark.com


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The BIG List: The Greatest Rapper Alive (Under 30!)
#26: Meek Mill
If you don't live in Philly, you probably haven't gotten swept up in the Meek Mill movement yet. But, be warned: It's coming! He built a healthy buzz off his three-part Flamerz mixtape series (go back and Mediafire that ish if you haven't yet), dropped the stellar Mr. Philadelphia mixtape last year, and eventually caught the ear of Rick Ross, who gave him the ultimate cosign by snatching him up for his Maybach Music Group recently. And if his latest single, "Tupac Back," is any indication of what's to come for the hometown hero, the City of Brotherly Love won't be the only place standing behind him soon.


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Articles by Section - eUpdate
Listing articles 111 to 120 of 343
Features: Will the Proposed Import Rules Cause Big Impact for Little Companies?
Given the huge responsibility now being put on small- and medium-sized companies to insure the safety of their imported food, it is obvious the risk of doing business has just gone up considerably, along with the cost. Even if the supplier is in a county where FDA approves the food safety system, and even if the local government provides the inspectors, it is reasonable to expect there will be a cost for the resulting report and that cost is likely whether the inspector is from the government or is a...
News: FDA Analysis Shows No Short-Term Health Effects from Arsenic in Rice
An FDA analysis has found no short-term health risks from the presence of arsenic in rice and rice products. Comprehensive analysis of potential health risks from long-term exposure is ongoing. Simultaneously, the U.S. rice industry is undertaking its own investigations to better understand whether and how levels of arsenic in rice can be impacted.
News: New Campylobacter Vaccine Strategy Shows Promise
According to the CDC, Campylobacter cases in 2012 reached their highest level in more than a decade. The infections, most commonly associated with poultry, rose by 14 percent last year compared with the 2006 to 2008 period. Now, researchers at Ohio State University have added another potential poultry vaccine to the list of candidates aiming to tackle this troublesome pathogen, this one involving nanoparticles.
News: FDA Sets Definition of 'Gluten-Free' for Labeling
Some consumers with celiac disease and other gluten sensitivities have objected to the standard, saying they experience reactions at exposure levels lower than 20 parts per million of gluten. However, support organizations for people with gluten intolerances, including the Celiac Disease Foundation and the Gluten Intolerance Group, have supported the FDA's labeling rule.
News: What's Next for Edible Coatings?
The edible-coating market for food products—particularly fresh fruits and vegetables—has grown from a small cottage industry in 1985, when only 10 companies were in the business, to more than 1,000 companies that exceed $100 million in annual sales today. One of the gurus of the edible-coating industry, Attila Pavlath, PhD, said that the next big challenge he is working on is an edible coating that will stave off the unattractive white film that appears on baby carrots after several days.
News: Levels of Mercury Likely to Rise in Some Pacific Ocean Fish
Mercury levels in fish that feed deep in the North Pacific Ocean are likely to rise in coming decades, a recent study suggests. The mercury found in these fish appears to come from coal-fired power plants in industrializing countries in Asia, highlighting the international dimension of the issue.
News: Don't Wash That Chicken!
About 90 percent of home cooks believe that they should be washing raw poultry before cooking it to help reduce the risk of foodborne illness, according to scientists at Drexel University in Pennsylvania.As most food safety experts know, washing poultry may actually increase the risk of cross contamination in the kitchen.
News: Twitter Entering Food Safety Realm?
Your next tweet could help track a Salmonella outbreak to a restaurant source if a new computer program from researchers at the University of Rochester enters common use. The system, called nEmesis, combines machine-learning and crowdsourcing techniques to analyze millions of tweets to find those from restaurant patrons discussing foodborne illness after eating at a particular location.
News: Number of Cyclosporiasis Cases Still Growing
Cases of the illnesses caused by the single-celled Cyclospora parasite have been reported in 22 states to date, but the FDA and CDC say that it is not yet clear whether all cases are part of the same outbreak. A source has been confirmed for cases in only two states, Iowa and Nebraska. In those states, a traceback investigation linked the infections to a salad mix supplied to Olive Garden and Red Lobster restaurants by a Mexican supplier.
News: Structure of Chinese Milk Contaminant Determined
The crystal structure of melamine cyanurate, the chemical thought to be the culprit in the 2008 contamination of milk that sickened some 300,000 Chinese infants, has been described by scientists in the U.K. The publication, which corrects a previous report on the crystal structure, may allow the design of better tests to detect melamine in food products.


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A. The following procedure is applicable where a question arises concerning an alleged violation by any member of the faculty of a rule or regulation of the University, with the exception of the proceedings brought by the appropriate official to terminate the services of a faculty member with tenure.
B. Initiation of Disciplinary Proceedings
1. [Who may file a complaint] Any officer of the University, any member of the faculty or staff, or any student may file a complaint against a member of the faculty for conduct prohibited by the rules and regulations of the University, or its schools, colleges, and departments.
2. [Summary suspension] Summary suspension pending investigation and hearing is an extraordinary remedy, but nothing in this statement shall be interpreted as precluding such action by the President and Chancellor or the Provost or the dean of the college, school, or division involved with the assent of the President and Chancellor or Provost, whenever, in the judgment of either, suspension is necessary in the interest of the University community.
3. [Where to file a complaint] The complaint shall be filed with the dean of the faculty member's school, except that a complaint against a dean shall be filed with the Chancellor of the University and Executive Vice President for Academic Affairs. Complaints must be filed within a reasonable time after an alleged violation.
4. [Informal resolution at school level] When a complaint is filed against a member of the faculty, an effort shall be made to resolve the matter informally under the direction of the dean of the member's school at the departmental level or with a committee of the faculty of that school. Where the charge is against the dean as a faculty member, the informal effort shall be under the direction of the Chancellor of the University and Executive Vice President for Academic Affairs. Where the matter cannot be resolved in this manner, disciplinary proceedings shall proceed.
5. [Hearing committee for the non-tenured] Where the faculty member does not have continuous or permanent tenure, the matter shall be referred, with all pertinent information, to the Chairperson of the Faculty Council, who shall appoint a special committee of the faculty, either members of the Council or not, to hear the matter. The majority of the committee members shall be from the school in which the faculty member holds primary appointment. The Chairperson of the Faculty Council shall appoint the chairperson of the committee.
6. [Procedures and authority under Item 5] The special hearing committee shall adopt its own rules of procedure and shall have authority to impose any of the penalties, other than dismissal, listed in paragraph B.9 and to recommend dismissal. Decisions shall be by majority vote. A recommendation for dismissal must be approved by the dean (except where he or she is the subject of the charge) and the Chancellor of the University and Executive Vice President for Academic Affairs.
7. [Hearing committee for the tenured] Where the faculty member has continuous or permanent tenure, and the proceeding or charge was not brought by the President, and Chancellor, the Provost, or the dean of the member's school or college, specifically in order to terminate service (Title III), the matter shall be referred to the chairperson of the Faculty Tenure Committee, who shall appoint a special hearing committee and chairperson from the membership of the Faculty Tenure Committee. One member of the hearing committee shall be from the college or school in which the faculty member holds primary appointment.
8. [Procedures and authority under Item 7] The special hearing committee of the Faculty Tenure Committee shall adopt its own rules of procedure and shall have authority by majority vote to impose any of the penalties, other than dismissal, listed in paragraph B.9. If the possibility of dismissal should be at any time involved, the procedure must follow that in Title III.
9. [List of penalties] Penalties for violations of the rules and regulations of the University, or its schools, colleges, and departments shall include, but are not limited to, the following:
a) Reprimand
b) Censure
c) Removal of privileges
d) Suspension
e) Dismissal
10. [Appeal] A faculty member may appeal the decision by the hearing committee to impose a penalty. Appeal shall be to the Chancellor of the University. Grounds for an appeal shall be that the decision was not supported by substantial evidence in the record taken as a whole or that the proceedings were not conducted in substantial compliance with the principles enumerated herein. In cases involving scientific misconduct, substantial deviance from procedures set out for fact-finding within the affected school shall also be grounds for appeal. Any such appeal must be made to the Chancellor within fifteen calendar days after receipt of notice of the decision of the hearing committee. The Chancellor may seek the advice of such individuals or groups as he or she deems appropriate.
In deciding the appeal the Chancellor may affirm or reverse the decision of the hearing committee, may remand the case for a new or further investigation by the same or a different committee, or may increase or decrease the sanction imposed as the interests of substantial justice appear to him or her to require. Where scientific misconduct is at issue, the Chancellor may also remand the case to the dean of the appropriate school with a request for a new or further fact-finding by the same or a new committee, appointed in accordance with the provisions of the rules governing such cases.


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This character drama about three gangsters in their twilight years relies way too much on the three leads' star power (and resumes) to get by with audiences. The plot is relatively straightforward, but the tonal ...
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iPad365 - iPad App Show [Video]
Now Playing
Wear the Cowl, Catwoman or Bane Mask: Gotham's Most Wanted iPad App |
Today, I show you 2 apps to get ready for the Dark Knight Rises, in theaters 7-20-12. The first one is the app for the previous movie – pictures, videos and even a trivia area for you to test your knowledge. The app is free, but if you want to unlock more photos and video (including the FULL VERSION of the Dark Knight movie), you will have to pay $9.99. The Dark Knight Rises: Gotham's Most Wanted for iPad Another app that is for the Dark Knight Rises, is called Gotham's Most Wanted. This app is a simple one – take a picture of yourself with batman's cowl, Catwoman's or Bane's mask. You can even put the chalk Batman symbol on your chest. Simply choose your mask, position your face around the mask, and take the picture. Just like in a web-cam, the mask will move with you. Strike a pose, then send the picture to your friends. Of course, when you are done, go see the Dark Knight Rises, in theaters Friday! Subscribe to YouTube iPad365 Playlist Check out the previous iPad app – Kraft Macaroni Dinner, Not Art Here I am in a Cowl. How cool is that? Batman with a beard! |


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15th May 2004, 01:55 PM
Ok, this mod is pretty fun and a great start. In my opinion though, your models need some work. Either to look more realistic or to go for more of an animated style. The models as they are now I dont feel look good enough. In my opinion I'd go animated style, but from what the models are now it looks like your going realistic. So just my suggestion. Best of luck with this mod


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Our name sums us up best. Etymologically, Harjai means Omnipresence.
We at Harjai, aim at providing high quality work in our area of expertise everywhere and every time.
Incorporated in 1995, Harjai Group has grown into providing Software Solutions, Staff Augmentation (Temp Staffing / Subcontracting), Recruitment and International Education Counseling services.
We believe that services is all about people. No wonder then, that we place a high degree of importance on relationships. This is reflected in the way we respond to our customers and interact with our employees.
Our flagship company
Harjai Computers Pvt. Ltd. is an ISO 9001:2008 Certified company
Our Group of Companies
Harjai Software Consultants
specializes in onsite consulting and offshore software services in our state-of-the-art development center in Mumbai, India.
Harjai Computers Pvt. Ltd.
specializes in software consultancy services in India & IT outsourcing services all over the world.
Harjai Global Gurukul
specializes in providing counseling and guidance to students for a global education.


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Wed, Mar 28, 07 at 13:42
Hello All,
What is the smallest size of butterfly ginger root that I can plant and still have it grow? Thanks! |
Follow-Up Postings:
- Posted by wanna_run_faster 10 SoFLA /9 orl (My Page) on Wed, Apr 11, 07 at 18:46
Well, it's not butterfly ginger but I bought 4 of those little Hawaiian sovenier bags of alpina (red ginger). All 4 were placed in a 6 inch pot, and grew...and grew and now 2 years later they are a large clump (maybe 3 feet wide) that has been divided at least 4 times. I've also grown Hedy Flavum from seed, another fast grower! |
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Synchronous/Asynchronous Switching with Varnish
When your webapp is serving up content that's expensive to generate, you may want to serve it up asynchronously- via AJAX calls. This is particularly appealing when content is "below the fold." However when that content is cached, you want to serve it up as quickly as possible. If you've already calculated the content, you'd… Read More


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- Parents Community
- >
- Birthday Clubs
- >
- August 2014 Babies
- >
- not sure of my due date...
Im not sure if i belong here or on the september board. I had a normal period on October 28th. I had nothing in november. I then had a 2-3 day lighter period on Dec 5th. I just took a HPT and it was positive. im so confused lol. this will be my 6th pregnancy so im no dummy to all this but if i go by the Dec "period" its too early to test lol. Im pretty confused lol. So im either due around sept 11th, or august 4th...anyone else in a similiar boat?
Welcome to the community!
Please read the forum guidelines.
For questions about the community, send a message to our moderator, Christine.


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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
Find a pet to adopt |
My name is Barley!
Facts about Barley
- Breed: Russian Blue
- Color: Gray Or Blue
- Age: Kitten
- Sex: Male
- Hair: Short
Barley's Info...
I am already neutered, up to date with shots, and good with cats.
"Pleased to meet you...my name is Barley! (Please excuse my photo...there's nothing wrong with my eyes---the flashbulb just highlighted my lovely green gaze!)
I am a handsome, handsome little guy...I look like a purebred Russian Blue! I am 10 months old and very mature and levelheaded for my age. I am a SUPER lovebug who gets along with anyone and everyone!
I previously lived with an 88-year-old lady and her 13-year-old cat...so I am as gentle and well-mannered as can be. Unfortunately, my owner could not care for me anymore so I came to Ce-Ce's. I am making friends with my new "roommates" and making the most of my situation, but I really miss having a home and loving owner to call my own.
I am neutered, up to date on all my shots, healthy and huggable. All I need now is....you.
Please call Ce-Ce's at 781-331-6115 to come meet me!"
Other Pets at Ce-Ce & Friends Humane Society
Why Adoption is a Great Option
Barley, a Quincy Russian Blue kitten was adopted! Here's how you can benefit by looking at adoption as an option to buying a Russian Blue for sale in Quincy, or seeking a Russian Blue kitten from a breeder in Quincy.
- Rescues and shelter volunteers in Quincy already know the personality and tendencies of their pets. This means they can match you with the right pet. That will makes it much easier transition to owning a pet for yourself and your new pet.
- On average adoption fees are much less than you'd pay a Quincy breeder, or pet store. Plus most often rescue pets have already been to the veterinarian for a check-up, had a round of vaccinations, and are spayed or neutered. That is a lot of savings!
- You will become a hero, and give a needy dog or cat a loving home. In fact, there are even Russian Blue breeders who help with Russian Blue rescue. One puppy or kitten adopted in Quincy paves the way for another one to be saved.


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Keep Your Car Running This Winter
Avery Smith, ASE certified mechanic at Little Brothers Shell, explains the importance of antifreeze and how often to change it, as well as what maintenance to perform regularly to avoid a breakdown.
Mark Cox, director of the Bridgestone Winter Driving School, explains which tires are best for winter driving, how you can tell if you're about to hydroplane, and how to execute driving maneuvers that might help you avoid a crash.
Also, Gale Kimbrough, Interstate Batteries Technical Service Manager, explains the effect of cold weather on batteries.
For tips on driving on icy roads, check out:


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This is an ADULTS ONLY web site! Although this site contains no nudity, or overtly adult behavior, and we are an US 2257 Exempt site containing no sexually explicit content, the material contained in "Aunt-Elli.com" could be considered adult oriented in nature. We have decided to err on the side of caution and treat it as though it were adult in order to protect ourselves and our customers from any unwanted attention. When you enter you certify the following:
Phone Sex |Members | Join Now | Webmasters | 2257 notice All models on this site were at least 18 years of age at the time of production. All rights reserved, Aunt-Elli-Productions.com 2014.