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If you are in the business of selling derivatives you have to value them from time to time, because counterparties want to know what their thing is worth, and regulators want to know how deep in the hole you are. This is not always as easy as valuing a stock by just going out and getting a quote. But the principles can be stated sort of simply: you just take an integral of your net discounted cash flows over every possible future state of the world, appropriately probability weighted.*
Easy to say, but hard to do, because you have only so much direct access to possible future states of the world. Fortunately there are rules of thumb for this, of greater or lesser reliability, which exclude the unlikely and immaterial states of the world (your BAC warrants are worth zero if the world ends this Friday, but that's unlikely; you're perhaps equally likely to eat a bacon bowl or a salad for lunch tomorrow, but your choice will have only an immaterial effect on the value of your BAC warrants). All of these methods, however, provide only market-sanctioned guesses about the fair value of your derivatives; if the future world moves in ways not contemplated by the moving parts of your model your calculations are just wrong.
This is, I've always thought, a nice way to think of the world, and certainly more conceptually satisfying than "it's worth what people will pay for it" or "it's worth what the formula says." And once you get into thinking of things this way, you can have fun thinking of all the possible things that (1) are not trivially unlikely and (2) would have a not trivial effect on your stuff.
Like, it turns out, your own demise. It may seem sort of ghoulish to say "well, the nice thing about my horrible quarter is that I'm less likely to pay out on my debts, so I've made money on that" – but you have. There are states of the world where you're bankrupt. In those states, you get to collect on all your derivative assets and not pay out on your liabilities (subject to netting etc.). It's awesome! Not really. But it's true.
Or to put it another way, over-the-counter derivatives are a zero-sum bet between two parties. If your counterparty has to mark down the derivative on their books because your credit had an accident, then that counterparty "lost" "money," for some appropriate values of those words. If they lost money then you made money. No one else could have. (But wait, you say. No one else "lost" "money" – it's just a temporary markdown. Congratulations, you are a European bank.)
This is why the bellyaching about debit valuation adjustment ("DVA")** seems a little overblown. You're just valuing a derivative. It will move around in value for lots of reasons. You can say that some of those are "good" reasons, and some are "bad" reasons, but they're all reasons about the expected probability and size of future cash flows.
Also: it's not cheating. Or, sometimes it's not cheating. Under US accounting rules, what I said above is just what you do for derivatives. You value them at fair value, and if the fair value of your derivative liabilities goes down because you have gotten closer to death's door, then them's the breaks.
It is not, however, necessarily what you do for things that are not "derivatives," particularly including your own bonds. There, you get to choose. Bond by bond. In practice, it appears that all the banks fair value at least some if not all of their structured notes, but wouldn't go so far down the ridiculous-hole as to fair value their vanilla debt.
Now. Sadly the disclosure from the banks who have reported is murky and I've been unable to find really clean numbers but consider:
"DV01," emphasis on the quotation marks, is (1) the dollar effect of 1bps of CDS spread change on DVA this quarter, divided by (2) total debt or derivatives liabilities, as the case may be, expressed in basis points. Total debt seems to me like the maximum pool of stuff that could be DVA adjusted (if you pretty much elect to fair value everything); derivatives liabilities is the minimum pool of stuff that could be DVA adjusted (if you fair value nothing but what you have to). This is not particularly science-y.
But it's interesting to think about what these numbers can mean. Directionally, having a higher pseudo-quasi-"DV01″ here could mean one of two things:
– Good for you! You've convinced counterparties to trade with you without collateral, either by issuing tons of structured notes or just by sheer force of will or smartness or credit rating.
– Bad for you! You've failed to hedge your DVA and will have creepy earnings volatility. Or you're just fair-valuing everything in sight and/or cooking your books.
* It's best not to think too hard about the word "appropriately."
** I feel like I used to call it "CVA benefit," but DVA seems to be winning the disclosures-and-press horse race so whatevs.
Comments (38)
I can't wait until OWS protesters start to complain about this.
If accounting is done mainly for the use of the owners of the company than a company taking gains on its own credit spreads widening, whether just on structured products or on its entire debt structure, seems misleading at best. Who cares if you don't have to pay your counterparties in full if your ownership has been zeroed out?
great, you get to monetize it in a bankruptcy. but it is misleading in your book value and earnings as a going concern
Are bonuses calculated on the "adjusted" results? Opps….
So at lunch in high school we used to try to draw out how this would work…just to visualize…never could figure it out…where does the fourth guy put his legs???
Bingo. DVA willfully ignores correlation. DVA gains are inherently unrealizable for shareholders. In bankruptcy, the shareholders are zeroed anyway. And none of these banks ever seem to be in a position to unwind these derivatives or buy back debt at the depressed values underlying DVA gains.
Would love to see how MS looks in this table.
You will do all right on L1 of the CFA.
-guy who would like to remind Matt that he is still a big believer of skeeving around the city alone during CFA "study breaks"
Da*n! looks like JPM needs to start hauling some AG ore out of Jamies house before that house of cards collapses!
please redo this with MS
-finally coming around to matt
So Matt, since you were once a lawyer, please offer legal advice. Consider the following. I have fixed-term cash-backed loan from my bank. My income has increased since the time it was issued, and my total debt load has decreased. For my 2011 personal tax return, I plan on booking a loss on this account, given that my ability to re-pay has increased, which reduces the implied spread to compensate for my credit risk. I have precedence on my side, correct? Please advise.
This is not accurate.
Forgetting bankruptcy for the moment, every day banks and their clients enter into new derivatives and restructure or unwind old ones. Assume client A entered into a 10yr swap two years ago with Bank B and wants to unwind now that it is $10mm in their favor and Bank B has recently become a bigger credit risk (spreads have widened).
If they unwind this swap at par they will receive $10mm and the bank will have to come up with $10mm to pay them.
Why would the bank agree to unwind at par? It wouldn't. It will have to go out into the market and raise $10mm cash immediately to pay off that future liability now. It would much rather keep the swap on for the next 8 years and make those payments over time. It could, however, be induced to unwind for the right price. That price is $10mm less DVA.
You can also look at it this way. Given the banks recent spread widening, Client A should be holding a larger credit reserve (CVA) against the $10mm derivative asset it is holding on its book. If they were able to unwind it at par, they would see an immediate gain of $10mm + CVA release. So transacting at par would actually lead to a gain. They should be willing to unwind at the level where they don't gain or lose money ($10mm less CVA). It turns out that one person's CVA (client A) is another persons DVA (client B).
You actually saw this work in some cases with the monolines during the 07-08 crisis. Counterparties had hedged monoline expsoure which allowed them to mark down their exposure without taking losses and then settle the underlying derivatives below par with the monolines.
Most larger banks are valuing and dynamically hedging these valuation reserves (see goldman story from link above). When you enter into an uncollateralized swap you are taking views on the underlying, your credit, and your counterparties credit. You can't choose which risks you'd like to value and not value on your balance sheet.
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Careyes is the ultimate in a hot, sexy, Mexican hideaway. If you've never heard of it, it's by design. A luxury development tucked away on Mexico's Pacific coast, Careyes is the home to numerous Sports Illustrated cover shoots, and is the destination of choice for Hollywood types and jet-set internationals for whom privacy is paramount.
It's not difficult to relax in a place like this, and my first experience with Careyes – on a recent weekend getaway with friends – did not disappoint. Arrival to our private villa had us feasting on freshly made cheese quesadillas, truly out of sight guacamole, and margaritas, as well as the view from our infinity edge pool overlooking the jagged cliffs and ocean below. Hello holiday.
While Careyes boasts no shortage of extravagant comforts, the 3,000+ acre property has a decidedly quirky feel reflecting the eclectic taste of its founder, Italian-born financier and artist, Gian Franco Brignone. His private home fashions an external stairway to the stars with a giant question mark aside a giant explanation point on the roof that must be visible from space. Signage here and there on the vast property has this same '?!' which a friend says is because when asked 'why Careyes?' Giancarlo would say 'Careyes? Careyes!' Inside a giant 'stairway to heaven' leads to a king size mattress under a huge skylight. Careyes?!
Lazy days consisted of reading by the pool, hiking down the cliffs to an ocean dip in the sea below, following along the rocky coast in a boat for more saltwater swimming, and eating from the gorgeous seaside buffet at the 'club.' And massages. Plenty of them. At least one a day for at least an hour a piece, on the beach under swaying palms. Crazy nights involved inspired dancing on tabletops under the starry sky and midnight skinny dipping. Ah, Careyes?! Yes, Careyes definitely cast its spell.
I guess it shouldn't come as a surprise that this trip – the brightly-painted bungalows, the seaside revelry, the stunning stretches of beach, and Careyes's distinctly bohemian sensibility – stayed with me long after my return to Manhattan. So much so, it's the inspiration behind our Stephanie Johnson Careyes Collection, new for Spring 2014. Get to know the Careyes Collection – and take a peek at what I packed for this magical getaway – on next week's post, Style Guide: Careyes.
If one were to die and go to heaven it may look something like a Cathay Pacific First Class flight. I was disappointed when I called looking for a mileage ticket in Business Class and none were available. Alas First was available so First it was. The only problem being that now that I've experienced silver caviar service with handwritten notes, my own 100% organic Cotton PJ's to sleep in, my very own closet with which to stow my own raggedy sweatpants and hoodie, and enough personal space to accommodate a family of three, as well as a sleeper bed that would easily accommodate me and Erela nestled cozily together, champagne on demand, and service with a smile, how can I ever go back to economy on my beloved Delta?
And so that is how I kicked off another trip to one of my favorite cities, Hong Kong. The flight was just the beginning though as everything about this city is first class. Arrival at The Upper House is like arriving home to familiar faces. The staff is young and eager but not fussy and all over you the way some high end hotel staff can often be. They greeted me with a smile, asked about my daughter, Erela, and presented me with a proposed itinerary of new restaurants that I might like based on my previous choices.
The rooms are sublime with sky high views over Victoria Harbor and Kowloon, and as agreed by my driver, simply the best bathrooms anywhere in Hong Kong. Alana my friend, this is the hotel for you! In addition to four perfect croissants (I promptly ate them all and there began my gluttonous journey) and coffee, was a gift of some mandarin room spray in a sexy glass and wood bottle upon arrival in my room. Even the smallest room is a minimum of 750 square feet and has a view. The real treat here, though, is the staff. Kristina, who had been helping me arrange several morning and half day hikes, presented me with my very own book of Hong Kong hikes (another gift!) and the night before departure had another Hong Kong book of collected photos as well as an Upper House duffel bag delivered to my room! How did they know I'd be coming home with more loot than I had room for in my Rimowa?
Hong Kong is a city that is ripe with all of my favorite things in life: afternoon tea, reflexology, wonton in noodle soup, and access to nature not too far from the urban excitement. In addition to working the fabric markets (purpose of my trip after all!), I packed lots of these into my days.
Start the day with breakfast (and a view!) at Cafe Gray, including a ten grain cereal with stewed raspberries and a pomelo and grapefruit salad. Afternoon tea at Le Salon de The at Joel Robuchon (twice) with my favorite jasmine tea and sweet delights that are as pretty as they are good. Plus I love the oddity of eating in a luxe tea salon located in the middle aisle of a mall with views of the Tom Ford shop from your leather banquet.
Lunch everyday at one noodle shop or another. I hit my old favorite in the Meekok district, sampled new fare at Tim Ho Wan, and on my last day I stumbled upon Mak's Noodle on Wellington Street. Tim Ho Wan has numerous locations (and a Michelin star to boot!) and in addition to wontons in noodle soup, they have a full menu including some seriously sweet BBQ pork buns (as well as accolades from folks like Anthony Bourdain). Mak's is straight up noodles and wontons and might be my favorite. They make the dishes in the window and their dumplings are extra tiny which I like. None of these places have napkins though and if they do, expect to pay for them.
I skipped dinner most nights due to jet lag but did make it across the street to the Asia Society of the Arts which houses the intimate AMMO restaurant. They offer mostly pasta dishes featuring seafood and urchin, and I was ready for pasta after a marathon week of dim sum and dumplings. Although I didn't eat there, I did pop into Duddell's one day when I was in the neighborhood. A mostly expat escape with a clubby feel and a charming garden amidst the skyscrapers.
This trip I took advantage of the beautiful hiking Hong Kong has available. A half day trip to Lamma Island included a ferry ride to and fro (one has to see Hong Kong island from the water!), a nice hike and a seaside lunch at the port. Another morning had me hiking a portion of the famed Dragon's Back trail in Shek O Country Park. My favorite was the hike I took the morning I left. Peak Tram to the peak! Nice little hike along the circle path (which would have had insane vistas if it hadn't been so hazy), and a hike straight down again to Central.
Due to strict orders from the chiropractor (that I mostly follow), I rarely indulge in full body massages and have taken to reflexology instead. There is no shortage of foot massage spots in Hong Kong but this time I discovered my happy place (thanks to the ladies at the Upper House). Ten Feet Tall is a laid back oasis with a beach vibe. White washed wood walls and floors remind you of a private beach club cabana, with privacy curtains and a personal drawer in which to charge your iPhone or Blackberry. I dimmed my lights, hydrated with coconut water served in the coconut, and settled in for necessary relaxation. Twice. At $35 bucks for 50 minutes I would have treated myself daily, but alas the time!
Next time I'm bringing Erela and I really am going to go to Disneyland!
The tranquil paradise of the Big Island of Hawaii offers so much to experience, I couldn't confine my ten day visit to just one post. For tips on my favorite Big Island resorts and must-pack items, check out Destination Hawaii, Part One. Then read on below for Part Two of my Hawaiian adventure!
The Fairwind II is a large catamaran that takes you out for a BBQ lunch and snorkel cruise. I'm not a big 'group' person and I absolutely loved this trip. The staff was A+. My finicky four-year-old lasted all of 30 seconds with her snorkel and mask and was able to trade them in for a more manageable wave board with a clear window to view the fish below. The diving board and slide on board feel Disney-fied, but are an absolute blast. If you are traveling without children in tow you may want to try the more civilized Hula Kai luxury tour. www.fair-wind.com
After such success aboard the Fairwind, I really got into being on the water and booked us a sunset cruise aboard the Winona at Mauna Lani Sea Adventures. My daughter protested. Sounds like a snore. She ate her words after we were treated to a mama and baby whale that took a liking to us and shared over an hour of our journey with us. The captain said they maybe get a show like that once a season. I may have cried and can assure you I've never seen anything more beautiful than a mother and her nursing baby whale hugging our vessel. I will definitely book that trip again.
Check out Rudy and Leanne at the tennis pavilion at The Fairmont Orchid. This ten court Tennis Center is consistently ranked as one of the tops in the U.S. and these guys are the reason why. Their drills and kick ass clinics made my trip.
I was the girl in junior high that climbed the high dive while everyone waited to see me make a glorious splash, only to be disappointed when I turned around humiliated and climbed back down the stairs. So although my spunky and fearless four-year-old was game for a zip line experience, my fear of heights kept us beach bound. However if it is adventure you want, try the Umauma falls and zipline experience. I can't speak from experience but the word is they are the absolute best.
If you stay at the Orchid make sure you connect with Rachel, one of their concierges, before you go. She is incredibly knowledgeable and has the gift of 'getting you,' so have her plan both your dining reservations/recommendations and your island adventures.
I tend not to be a resort restaurant kinda girl but sometimes you just can't get away from it. Hawaii can be one of those destinations where 'local' dining can sometimes be a predicament. The fact that my daughter ate free was another motivator for staying on property. We had beautiful meals surf side at both Brown's Beach House at the Fairmont and Canoe House at the neighboring Mauna Lani Bay Hotel and Bungalows. Napua is a beachfront restaurant at the Mauna Lani Beach Club that felt more like a secret, and we ate poke there for lunch almost every day.
Monstera is a great sushi option off resort. Trust Chef Norio to prepare the most delicious and fresh combinations of fish and you won't be disappointed. Another off property must is the Seafood Bar & Grill. Finally a place that had a real old Hawaiian feel with a menu to match. The breakfast buffet is sort of a tradition on any Hawaiian vacay but one morning I felt obliged to try pancakes 'as big as your head' at Hawaiian Style Cafe. If brown breakfast food is your thing (think coffee, toast, pancakes, French toast, SPAM, yes SPAM) then this is your dream destination. Although I dug the local vibe (only sit at the counter), I admit I was missing those fresh squeezed guava and lilikoi juices back at the hotel buffet.

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On Thursday, April 11th, the first major championship of the 2013 golf season will begin, as the Masters will be played from the world famous Augusta National Golf Club in Georgia.
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Cars > Grafikal's Garage
About Grafikal's Garage
Grafikal's Groups 1 of 1
Club Groups
Monte Millennium... Club
We cater to all generations of Chevrolet Monte Carlo's, from 1970's to present. All Monte Carlo's are welcome! We are here to bring Monte Carlo owners and enthusiasts together worldwide. If you own a Monte Carlo, we want to see you and allow you to show others your car. Regardless if your Monte...
Michigan, United States
Grafikal's Car Garage Blog 1 – 3 of 3
Apr 9, 2009
so i got bored with my cousin and i was kinda enjoying the wet ground...
Apr 3, 2009
i shaved the side trim off the doors and took "monte carlo" off the side. give it a more bubble look.. it kinda resembles a 2 door caprice classic kinda now.. also i installed the chrome "bowtie" plate in the front with a chair around it and installed...
Python with Gills?
Feb 11, 2009
Just put on chrome fender ports. looks sexy as all hell. also picced up some 25% tint. 70% is limit here so im not sure how this will work
Cars > Grafikal's Garage


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In the previous post, I went over my expectations for Justin Morneau with regards to the DH, but that plays into first base as well. I just don't expect Morneau to remain too healthy this season and I'm not sure how much he can come back. Because of his health issues, I suspect that he'll get more DH starts than the team or fans might expect, which might cause problems since the Twins have no clear backup first baseman.
Of course, they might have a great option if they are willing to take Joe Mauer away from catcher. I suspect Mauer will play a good amount of games at first–I mentioned 50 in my previous post–and i project good overall numbers for him (.310/.395/.440). Who else might play first? Early in spring training, it doesn't seem like Ryan Doumit will spend any time there. I think there is a chance Trevor Plouffe could get some time there, if only because the Twins are already trying to move him to the outfield. But the real wildcard will be Chris Parmelee.
Twitter commentary has already suggested that many bloggers understand this, but Tom Powers' expectations for Parmelee are a little too high. Keith Law may be the sultan of snark to some, but he's right that it's a little tough to ignore Parmelee's .416 slugging at AA in 941 at-bats. In fact, he's never hit more than 16 homers in any minor-league season. Yes, he was a former first-rounder, but that only means so much with a 24-year-old who's yet to seriously damage AA pitching. Sure, he hit .355/.443/.592 in September last year, but that was in only 76 at-bats against September pitching, aided by a .390 BABIP. The BABIP is unsustainable for almost any hitter, but case-by-case, the highest in a full minor league season posted by Parmelee was .322 last year in AA.
It's these considerations I believe that ZIPS projects only a .243/.311/.357 line from Parmelee this year. Other systems are more optimistic, but I think Parmelee will get significant at-bats this year and I think he'll struggle. He certainly looked good in his brief audition, but that's just it–it was brief and not in line with his minor-league numbers. Certainly it's possible that he stepped up his talent in the jump up, but to do so, he would have had to become a whole new hitter when he stepped onto the Twins squad.
Projections for Parmelee: .245/.320/.370, 80 games, 12 HRs
As for third base, the situation remains largely unchanged from last season. Utility man Jamey Carroll should see a lot of time at short, so if he plays third, I'd guess it would be sparingly. Danny Valencia will see by far the most time there and he's the player to focus on. Last year, Valencia managed only a .246/.294/.383 line in 154 games at third. In 2010, Valencia played 85 games and hit .311/.351/.448. Which one is the real Valencia?
The answer is familiar, but it does lie somewhere in the middle. Many will point to his BABIP to explain some of his struggles and that makes sense. Last year, his BABIP sat at a low .275, more typical of sluggers who swing and miss frequently while looking to hit flyballs. In 2010, it was at .345. One might say that was too high to sustain, but it's worth noting that in the minors, Valencia's BABIP totals went as follows at various levels: .338, .350, .339, .392, .356, .318, .305, and .355. A high BABIP was not necessarily an outlier for Valencia, but .275 appears to be.
Of course, Valencia's profile as a hitter did change some last. He did swing and miss more, with his swinging strike percentage going from 6.9% to 8.6% and his K% going from 14.3% to 16.8%. His outside the zone swinging percentage went from 24.9% to 30.9%. So, he certainly was a little more aggressive at the plate. But not enough that I wouldn't expect a bounceback from such a low BABIP. His batted ball profile did not change much at all, though he struggled against fastballs last year. Regardless, I think he's a hitter probably between those two seasons–which right now, would make him around a league-average hitter.
The other major question is his defense. In 2010, the various systems (Total Zone, UZR, BP's FRAA) all rated him as a above-average defense. Last year, they rated anywhere from bad (FRAA, UZR) to one of the worst (Total Zone), a conclusion that seem to gel with the observations of scouts, managers, and fans. Valencia was known to have defensive struggles in the minors, at least in the eyes of the Twins organization, so perhaps his 2010 performance was merely a mirage. On the other hand, the rule of thumb with defensive metrics is the more numbers we have, the more we know. Right now, that suggests we don't really know what kind of defender Valencia is. If he's merely league average and his bat is the same, he'll still be providing worthwhile value to the Twins on a meager salary.
Projection for Valencia: .280/.330/.415, 16 HRs, 155 games
ZIPS: .260/.305/.392, 151 games, 12 HRs


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Still trying to catch up! The blooms are winding down here but not the pictures I took....I have tons more. Celeste |
Follow-Up Postings:
- Posted by sherrygirl none5 (My Page) on Mon, Aug 18, 14 at 1:50
Love stargate portal also! I am a fan of Country Pride too! I like the doubles but dont t see too many fans of them on the forum. Get it? Lol. Things seem to serious here sometimes. Have a hard time appreciating daylies with so many teeth they dont open correctly. That just seemsi like natures booboo, just shouldnt be. Sherry |
You started right off with Hush Little Baby, one of my favorites here. You just can't beat that color. Stargate Portal is my favorite of your group, but so many nice plants. Great shot of Destined to See with the daisies. DESERT ICICLE is a really nice looking daylily, really like the curls. Your lilies are beautiful. |
- Posted by jean_ar z8 Ar (firstname.lastname@example.com) on Mon, Aug 18, 14 at 12:56
O M G> gorgeous blooms.I always know I am in for a treat when I see you have posted again:)STARGATE PORTAL is such a beauty.That Double sure is pretty. just don't see many doubles that really are pretty.Those lilies are gorgeous, too.HUSH LITLE BABY is so pretty, too.I am about to wear out the page, scrolling up and down looking, over and over.so beautiful.Thank you for posting these beautiful photos for all of us to injoy..How about ZEUS? is he doing ok today? jean |
- Posted by mantis__oh z6 OH (My Page) on Mon, Aug 18, 14 at 14:34
Very nice pics of Desert Icicle and Destined to See. Always like to see multiples. Lady Liz here has always been a weak grower. |
Wonderful group of photos. What amazes me is the ability of your daylily blooms to open fully given your zone. Have you not had the up and down of cooler temps this summer? I've enjoyed viewing all your posts. Julia |
You have just posted my favorite orange colored daylily: Bittersweet Destiny. Its color compliments just about everything and I haven't seen any other daylily that matches that "bittersweet" coloration. Good Photo of it.........Then there's Hush Little Baby. What a charmer....That Noid from Smoky's has a neat form with those corduroy petals and the soft pinkish cantalope color looks good too. Wonder what it is?...Everything's lovely as usual......Maryl |
So many wonderful daylilies! Really hard to choose a favorite, or two, or three :) Lilies are spectacular! Do you grow all of them in full sun? I love the picture of the lilies in the sky. Bob Marley is so bright! I think I remember Rita used to post it. What a nice pic of Desert Icicle! And Destined to See with daisies! And all the rest are lovely too! Did you try to ID Smokey's noid from their selection? |
- Posted by celestialrose zone 4/5 NH (My Page) on Wed, Aug 20, 14 at 22:51
THANKS for the comments everyone. It seems the forum is getting real quiet as of late so I appreciate your feedback. That way I know for sure someone is looking! Sherry, I grow about a dozen doubles and I enjoy them mixed in with the others. I like all forms of daylilies, all shapes, colors, etc. so they are pleasing to me but I agree they are not as popular. But I still post pics of them from time to time because somebody might like them.....thanks. Celeste |
- Posted by twixanddud z5/6 SE Mich (My Page) on Thu, Aug 21, 14 at 18:45
Beautiful flowers and pictures, thanks for taking the time to share! I like so many of these, but I think my favorites are Desert Icicle, Stargate Portal and Gourmet Popcorn. |
- Posted by celestialrose zone 4/5 NH (My Page) on Thu, Aug 21, 14 at 19:01
I'm such a dummy....haha. I labeled a daylily wrong in this and just realized it when twixanddud commented on it. The yellow with the red bee balm is Buttered Popcorn. I have a rose called Gourmet Popcorn and got confused. I guess taking care of my 91-yo mom with Alzheimers and taking care of 5 grandchildren under the age of 3 has turned my brain to mush. Thanks for liking it though! Celeste |
Truly enjoy your photos. Love the clump shots of Destined To See, and Stargate Portal. I don't usually take to spiders and UFs, but I find Free Wheelin' very attractive and cheery. I do have a few spiders and UFs, but they usually do not receive the appreciation or the attention that I give to the full forms. Linda |
- Posted by lemonthyme5 5 (My Page) on Fri, Aug 22, 14 at 22:20
I've got a super late DL that is just beginning to bud...will post so all can see when it blooms. It may be the last of my blooms |
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Writing SMART Objectives
The evaluation guide Writing SMART Objectives is aimed at helping states develop realistic and measurable objectives. This guide describes the components of a SMART objective and provides examples. An exercise at the end offers an opportunity to work through the development of SMART objectives. We will appreciate your comments on the utility and applicability of this guide.
As part of the program development process, states propose objectives and develop a work plan and an evaluation plan. Both these plans are based on proposed objectives so it is important that they are developed using the SMART approach. Such objectives offer specific, relevant, and measurable benchmarks to measure achievement of your state's HDSP program goals and will serve as the foundation for your program activities.
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Rough Trade
Marvel Max's Rawhide Kid Issues #1-3
Ron Zimmerman, writer
John Severin, artist
Steve Buccellato, colors
Richard & Wes @ Comicraft, letters
Review by William Alan Ritch © 2003
Some confessions up front: I am a child of the Silver Age of comics. I grew up reading Superman, and Batman of course, along with the other DC heroes, but it was the newly formed Marvel Comics that held by attention, my love. I remember reading the first issues of The Fantastic Four, and The Amazing Spider-man, and Daredevil – the Man without Fear. I devoured Journey into Mystery with the Mighty Thor, The Uncanny X-Men, The Avengers, and the Tales – both to Astonish and of Suspense. I read all the Marvel comics. Wait. I read all the Marvel super-hero comics. I had no interest in the girls' comics, like Patsy Kline and Millie the Model. I was bored by war movies so I never even tried Sgt. Fury and his Howling Commandoes. And needless to say, I did not read the westerns like The Two-Gun Kid or The Rawhide Kid.
I give you this history to tell you that I have absolutely no idea what the original comic version of The Rawhide Kid was like. None. I assume it was written by Stan Lee (weren't they all?), and that it was probably a well-written western comic. Beyond that -- ????
The new version I have read. It is from Marvel Max – an "explicit content" imprint. I have read many of these "re-imaginings" of Marvel's under-utilized characters. Some were pretty good, like Alias. The short-lived Howard the Duck was OK, (but not up to the original). The baaadaaasss Luke Cage was downright embarrassing. Rawhide Kid is something else altogether.
From the covers of issues #1 and #2 you know that something is different. Look at the cover on the left very carefully. You don't have to be Freud to notice the distinctively phallic imagery. Sometimes a six-shooter is not just a six-shooter.
Then you open the comic. It starts like a typical western. Peaceful western town. Everything is quiet. Then The Gang rides into town to go drinking at the bar. The determined, well-meaning sheriff and his deputy confront them. Tell them that they want no trouble around here. In an instant the deputy is killed and the sheriff is beaten up and wounded by gunshots.
All is lost -- but all of a sudden the handsome, well-dressed Stranger arrives. He is not named but we know that it must be the Rawhide Kid. He is a rather imposing figure, impeccably dressed in his tight dark jeans, his perfectly creased white hat, his supple white leather gloves, and his vest with its double row of large buttons that looks like it was stolen from Thor. As everyone in town says: that Rawhide Kid is one sharp dresser.
With a stern and reproachful look, the Rawhide Kid stares down the leader of the gang. "Now you thugs go on and get back in that saloon," he says, "or I'm going to get good and upset!" Puzzled, but cowed, The Gang does as he orders. The tension relieved, the Kid, gazes heavenward and sighs, "This is a nightmare. A nightmare!"
Not exactly what you'd expect. But the Rawhide Kid is not your typical hero. And Rawhide Kid is not your typical comic. It pokes fun at the clichés and devices of the Western genre. It is steeped in the pop culture of our time. The sheriff's son's teacher is named Laura Ingulls from Walnut Grove (please note the non-copyright-infringing spelling). In issue #2, the sheriff steels himself by haranguing his image in the mirror á la Robert De Niro: "You talkin' ta me? Well, I reckon you are what with me bein' the only one here." In issue #3 the Cartrite boys, Haus and Little Jo, arrive – having run away from home from their overbearing but wealthy father. They are in their mid-thirties, you understand. Even the Rawhide Kid waxes poetic about the other gunfighters he has met:
· Wyatt Earp: "Soooo overrated and rude it makes me crazy to talk about it."
· Billy the Kid: "Didn't like him. End of story."
· Doc Holliday: "A disgusting man. The drinking and the coughing. Eeeechhh."
· Annie Oakley: "…a wonderful person. Very smart. Very funny…Not my type."
But he hasn't met the Lone Ranger, although he'd like to. "I don't care which of us is faster, I just want to meet him. I think that the mask and the powder blue outfit are fantastic. I can certainly see why that Indian follows him around."
If you get the impression that the Rawhide Kid just might be a little gay – well, that is exactly what the writer wants you to think. Although he doesn't exactly announce it to the world (in the first two issues), there is no doubt in the mind of a 21st century reader. F'r instance there's a wonderful scene where the Kid confronts The Gang and, as part of an initiation test, beats the shit out of them. Then he turns them down: "I find your entire club to be crude, tactless louts, and I want nothing more to do with any of you!" The leader of the gang complains, "Okay, Okay. Lord, you carry on like a woman!" The Kid responds, "It's a lit-tle late for flattery." Subtle enough for you? Well, just to drop the other shoe, by issue #3 the Kid is trying to pick up the Sheriff and the Cartrite boys.
The comic is funny. But it is an easy kind of funny. It is filled with broad satire, parody, and the nudge-nudge wink-wink humor of modern pop-culture planted in an historical setting. We, the sophisticated 21st century readers, understand the Rawhide Kid well: he is stereotypically gay. The poor dumb 19th century cowpokes and outlaws in the book don't have a clue. We can laugh at their ignorance.
The town mayor, Walker Bush, has political problems. He is up for reelection, and he only won his first election by a few votes –bought for him by his father and brother. More easy humor. Even the young boys, who are fascinated by the new well-dressed gunfighter in town, are way too self-psycho-analytical to be very old west. They talk like they stepped out of the first season of Dawson's Creek. In a nutshell it is Blazing Saddles meets Zorro the Gay Blade.
I like the book. By issue #3 I was rooting for the Kid to score with Little Jo. I was chuckling over Schoolmarm Laura and her tales of her father's homey aphorism back in her "small house on the prairie." If she meets Little Jo Cartrite, I wonder if he will remind her of her father? I was even feeling sorry for the bad guys who are hopelessly outclassed by the Rawhide Kid.
Marvel Max has a winner. The only thing that is puzzling is the giant "Parental Advisory – Explicit Content" warning on the cover. There is very little violence. The sexual situations are pretty damn oblique. Even the language is fairly tame. I'd give it a soft PG. The rating seems to stem solely from the fact that the protagonist is an over-the-top homosexual. That's explicit content? Hmmm. Unless something really naughty happens soon I would suspect that Marvel is luring in readers with false hopes of smut.
I hope they succeed.
Rawhide Kid is available from Marvel Max at your local comic book store.
William Alan Ritch has published several short stories. He is best known for his writing and directing with the Atlanta Radio Theatre Company and the Mighty Rassilon Art Players.
Join our Comic Book Reviews discussion group
Email: Is Rawhide Kid insulting to gays - or good clean fun?
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Its sorta funny to be writing an blog entry on our "family blog" about the ginormous wart that I had on my toe earlier this year….you remember the one I named "Wally"….I could have made him his own Instagram and he TOTALLY would have had followers! haha All my friends loved seeing the pictures but were so grossed out by them..hahaha
But I feel that I should update people since so many strangers find my blog when searching the internet about plantars warts, beetle juice treatments, etc. When you google beetle juice treatment for warts my blog can be found on the 2nd page of results…so I've had lots of random people leave comments on this particular blog post. Just Say NO to Beetle Juice! which is dated in March 2012. Like for instance, yesterday a man left me a comment about his experience with the beetle juice treatment and how he was told to pop the blisters, etc. etc. little does he know that the beetle juice episode was horrible and totally didn't work ((…for me anyway))
And since many randoms don't "follow" the blog they never continue reading to find out that my Wally the Wart came back with a vengeance and had to be surgically removed in June 2012…posted here Downsizing…RIP Wally the Wart
Now 6 months later I still get scared that Wally will return…my podiatrist told me that the scaring would be knarly…but oh man I didn't think it would look like it does! Since going through chemo I don't heal the same…my scars keloid and my toe is NO different!!
Here is the progression of Wally…starting in Feb. 2012…
(and to think I thought it was big then psshhhh)
Days after the Beetle Juice Treatment in March 2012…
After the doctor "cleaned it up" after the treatment on March 16th…I thought my days of having a huge wart were gone and left the doc office feeling so relieved….
Then….in May 2012 the wart was back…and BIG and NASTY! And I cried!
So it had to be surgically removed on June 15th, 2012
After months and months of healing…it now looks like this!…
((Please excuse my dry-ness…8.5 months prego and my arms just aren't long enough to reach my toes anymore! haha))
THAT my friends is a scar…can you believe that…huge huh!?!?! Keloids SUCK! Its ugly I know…but the only time I think/worry about it is when I'm getting a pedicure. I know the ladies are talkin' sh*t about my toe in Vietnamese but I tell them to not touch my scar…I had surgery (I never mention it was to remove Wally!) haha Of course Wally CAN still return…and I check everyday to make sure he's still gone…but keep your fingers crossed people that he doesn't come back to say HELLO…ever!!
For those of you going through plantar wart wars I feel for you…its NOT fun!!


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Unstable WiFi connection
November 2014
People face many situations where their WiFi connection is unstable. This situation can arise if there is a problem with the network of the operator. The problem can also occur due to an unstable power source. The trouble can arise due to other related networks. A user can have similar problems if there is a disturbance with the Wi-Fi card. An inappropriate frequency of the operator can also put the connection in trouble. There can also be interference due to a cordless phone in the particular network. Many users using a USB extension cable can also experience the same trouble.
If the wireless connection disconnects and reconnects regularly, it may be:
For unlimited offline reading, you can download this article for free in PDF format:
Unstable WiFi connection
If the wireless connection disconnects and reconnects regularly, it may be:
case 1
- A problem due to power: In this case, one must make the access point as accessible as possible by removing objects nearby. It should also be noted that the load-bearing walls or concrete slabs greatly weaken the signal. If it is a MIMO access point, be sure to orientate the antennas.
case 2
- The proximity of other wireless networks: Many wireless networks side by side create disturbances. It is advisable to change the broadcast channel default access point to minimize interference. Remember to also change the network name (SSID) by default.
case 3
- A problem of implementation of the WiFi card: In the properties of the network connection (WiFi), click the Advanced tab, then uncheck "Allow the system to turn off this device".
case 4
- The frequency is inappropriate: Some brands of WiFi receivers have preferences on the channel used by the WiFi access point. Thus, even two or three meters away from the modem, some brands will have an unstable connection. As a whole, we can test some channels: 5, 6, 7, 10, 11 or 12. The centrinos (or more generally receivers integrated portable recent) work better on high channels: 10 or 11. This is the case for Dlink, Netgear, Linksys.
case 5
- An interference related to a DECT cordless phone: DECT use the same frequency band as WiFi, around 2.4 GHz (same problem with microwave ovens can interfere with the WiFi waves). If your DECT base is located close to the modem (a meter away), two transmitters can then disrupt themselves. Result: WiFi disconnections and parasites in your phone line. Just move away the base of DECT to recover a stable WiFi connection and good telephone line quality.
case 6
- You are using a USB extension cable: WiFi dongles (USB) manufacturers provide an extension cord to connect the USB key. This extension may create some interference, so you can take the test without the extension.
case 7
- A network protocol unstable: Some network protocols (Aegis, for example) are relatively unstable in a WiFi connection and can cause loss of connection. Just uninstall. To do this, go to the properties of the wireless connection, select the corresponding line in the general tab, then click uninstall below.
case 8
- The proximity of a camera: Wireless cameras use wireless frequencies of 2.4Ghz - the same spectrum used by WiFi, so as with DECT phones, such a system may interfere with WiFi connection.
For unlimited offline reading, you can download this article for free in PDF format:
See also
- Internet connection is unstable
- Internet connection unstable
- Wifi connection unstable
- What is Wi-Fi and how does it work? » How-To - Connection
- Wifi connected but no internet (Solved) » Forum - WiFi
- Hardware - Connect the PC to wireless internet (Wi-FI) » How-To - Hardware
- Connect computer-to-computer through wireless (Solved) » Forum - WiFi
- Way to connect my laptop wifi connection to desktop pc without internet (Solved) » Forum - Network
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As you appear to be female, I have to first ask how you can be Haplogroup I2b1a? I2b1a is a male, Y-chromosome DNA haplogroup, which currently means your most downstream positive SNP would be M284. AFAIK, female mtDNA Haplogroup I has no subgroupings. Someone please correct me if I'm mistaken. Notify Administrator about this message?
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Reviewed Iced Lemon Cookies
Mar 10, 2011 in Food Network Community Toolbox on FoodNetwork.com
"I don't know how everyone else made theirs, but this was by FAR my favorite cookie I have made in a long time! It was delicious, moist and we snacked on them for a full week. I would say, if you love lemon flavor, and love cookies, make these, and decide for yourself if you love them. I am certainly glad I didnt read these other reviews before making..."


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Sydney Turtle Napkin, Set of 4
No longer available
Inspired by Indonesian batik, the flowing pattern on our napkins brings a summery look to the table.
20" square
Made of 100% cotton.
Set of 4.
Monogramming is available for an additional charge.
Monogram is 1.5" high and will be placed at one corner of each napkin.
Machine wash.


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Welcome Guest, click here to register
Made in France since 1929 these tumblers are known as the "original French tumblers". The Picardie glass is functional yet stylish and feels extremely comfortable in your hand. The tempered glass is equally suitable for cold or hot drinks, conveniently stackable, impact and chip resistant and dishwasher safe, What more could you ask for?
Picardie Tumbler
3 3/4" Dia. x 3 1/2" H, 10.5 oz., Set of 6,


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The first blooms on my variegated 'Key Lime' citrus tree. I had this little plant imported from Indonesia last year and am excited to see it bloom and hopefully set fruit. Fun!
Tags: Arizona, Key Lime, Mexican lime, Phoenix, cacti, More…citrus, flowers, lime, variegated citrus
Albums: March 2012 garden photos
Location: Scottsdale, AZ
Thanks Cramer, I'm definitely excited. The poor thing had six leaves when it arrived a year ago, LOL, but it had to be shipped bare-root and the shipping and inspection process took a long time. It's made a really nice recovery. I'm definitely excited about this one. I need to get grafting now that it's large enough to provide some grafting stock.
Thanks for the information on citrus in your area, Cindy. Good luck with those orange seeds--they don't seem to be fast sprouters for me, which is why I end up often just cramming a seed into a houseplant pot, and then forgetting about them, and then being pleasantly surprised a month or two later with a seedling! That's how my big orange tree (I think!, LOL, could have been a lemon, hahah) in my garden got started. Good luck and post updates. Happy gardening you two.
I can imagine your excitement Grant! That IS a gem!
Thanks! These get around 8-12 feet tall if you let them. There's a variegated 'Pink Eureka' lemon that has similar leaves and is pretty popular here, it's so ornamental even without fruit, and there's also variegated calamondin oranges too (not really oranges, but they look like it, and are more closely related to kumquats). This plant was inexpensive, but getting the agricultural inspection to get it to the US wasn't cheap, LOL, but it was worth it. Can people grow citrus in the ground by you, Cindy?? I'm not quite sure I'm visualizing your zone properly. You definitely grow a lot of fun plants either way! Thanks for commenting!
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Wycliffe (WYC) | New International Version (NIV) |
24 But by hope we be made safe. For hope that is seen, is not hope; for who hopeth that thing, that he seeth? [Soothly by hope we be made safe. Forsooth the hope that is seen, is not hope; for why what hopeth a man that thing, that he seeth?] | 24 For in this hope we were saved. But hope that is seen is no hope at all. Who hopes for what he already has? |
Copyright © 2001 by Terence P. Noble. For personal use only. (Wycliffe Bible) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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University Property Management (UPM) and Residential Life (Res Life) at San Francisco State (referred to hereafter as "SF State Housing") value diversity and take all efforts to promote the dignity and respect for and among all residents. SF State Housing acts in concert with federal and state law, as well as California State University (CSU) and SF State policy and practice. Under CSU policy, no student on the basis of gender may be excluded from participation in or denied the benefits of any CSU program or activity, and all students have the right to participate free from discrimination, harassment and retaliation. Additionally, gender is defined as inclusive of one's gender identity and gender related appearance and behavior whether or not stereotypically associated with the person's assigned sex at birth.
Within this framework, SF State Housing seeks to meet the needs of students of all gender identities/expressions in the best way possible. This includes addressing students' needs regarding accommodation and harassment complaints.
Following are the SF State Housing policies related to gender identity/expression that apply to all residents and staff in our community:
- Accommodation Policy: Residents who wish to request special accommodations due to gender identity or gender non-conformity should contact SF State Housing as soon as the housing application is completed and submitted to the Housing Office. SF State Housing understands that going through the application can be stressful and confusing for students with issues around gender identity. SF State Housing will not ask for any more information than is required to meet students� housing needs and all information is strictly confidential. SF State Housing will make every effort to honor all reasonable accommodation(s) requests; however, accommodation requests will not circumvent the housing waitlist. All applicants are housed on a first come first served basis. Questions about the application process can be directed to the Associate Director of Residential Life: Kevin Kinney, email@example.com or (415)338-2729.
- Gender Inclusive Housing Option: Gender inclusive housing opportunities are available within SF State Housing. While any student may request gender-inclusive housing, placement priority will be given to students who notify SF State Housing that they require accommodations based on their gender identity or expression. Gender inclusive housing generally exists in University Park South (UPS), however gender inclusive housing options may be available in core housing and is determined on a case by case basis. Gender inclusive housing allows same-gender roommates, opposite-gender roommates, or other gender-identity roommate pairings, regardless of biological sex. (To clarify, gender identities are numerous and include man, woman, transgender, and gender non-conforming). UPS features single-person restroom and shower facilities, providing privacy for every resident. You can see UPS living space at: http://www.sfsu.edu/~housing/options/ups.html. All residents within gender inclusive housing, like those of any other SF State residence hall, must adhere to common standards of civility and respect regarding diverse gender identities/expressions.
- Policy related to use of preferred versus given name:
Students wishing to request a change from the name listed in their Housing account to a different preferred name can contact the Housing Business Office. Requests must be made in writing either by emailing firstname.lastname@example.com or coming into the Housing Business Office located in Mary Ward Hall. It is important to note that when a student chooses to change their name regarding their Housing account, some complications, while not common, can occur, including the following:
- The SF State Onecard (University ID cards) is issued based on a student's "legal name" used on their University application. If a student changes to a preferred name at Housing, it may contradict what is on your Onecard and/or your state issued ID.
- Any refund from the SF State Bursar's office related to Housing may be delayed if a student has changed from a "legal name" to a preferred name within Housing. To prevent such a delay, it is recommended that if a student who has changed to a preferred name in Housing is expecting a refund from the Bursar's office, the student should change the name back to the legal name at Housing to insure the refund is returned in a timely manner.
- At times, Housing sends mail to parents of students. Students who change to a preferred name should be aware that such mail would be forwarded to the students' parents with the preferred name changed in the Housing database.
- Intimidation/Bullying/Harassment concerns:
SF State Housing supports a community where all residents are able to exist free of harassment, bullying, and intimidation.
Harassment is unwelcome conduct found threatening or disturbing to an individual that is engaged in because of a protected status of that individual, which includes race, color, religion, national origin, ancestry, age, sex, sexual orientation, marital status, veteran status, physical disability, mental disability, or medical condition. "Sex" includes, but is not limited to: the victim's actual sex; the harasser's perception of the victim's sex; or the harasser's perception of the victim's identity, appearance, or behavior, whether or not that identity, appearance, or behavior is different from that traditionally associated with victim's sex at birth. Harassment can be written (in print or electronically), verbal, visual, or physical. Examples of harassment include:- Written communications, such as sending inappropriate jokes or comments in print or by e-mail
- Verbal communications, such as making graphic or degrading comments about an individual and/or body or personal characteristics, or using epithets, derogatory comments or slurs
- Physical acts, such as unwanted touching, physical interference, or even assault
- Visual acts or displays, such as derogatory cartoons, drawings, or posters, or inappropriate gestures
- Making unwelcome sexual advances or propositions, or offering employment benefits or giving preferential treatment in exchange for sexual favors
- Making or threatening reprisals after a negative response to unwelcome conduct
Intimidation is intentional behavior "which would cause a person of ordinary sensibilities" fear of injury or harm. It is not necessary to prove that the behavior was so violent as to cause terror or that the victim was actually frightened.
Residents of SF State Housing do not need to tolerate harassment, bullying, or intimidation towards themselves or others. If you or someone you know is experiencing such behavior, SF State and SF State Housing are available to assist and support you. Students feeling as though they have been harassed should contact the Vice President of Student Affairs Office in the Student Services Building Room 403, phone (415) 338-2916, email: email@example.com. The following websites are also available for more information: the Student Complains and Concerns site at http://www.sfsu.edu/~vpsa/complaints/index.html and the Vice President of Student Affairs site at http://www.sfsu.edu/~vpsa/.
Roommate Complaints:
In SF State Housing, reports of unjust behavior can be made to any staff member. The staff member will assist or direct you to the appropriate resources to support you with your concern. If you are not comfortable on your floor or in your room or apartment, speak with your Resident Assistant or Area Coordinator. Staff is available to assist if you wish to have a mediation or conversation with your roommates about expectations in your living space.
If you feel that you are not able to remain in your current room or apartment, speak with your Area Coordinator about options that may be available. Ideally, residents are able to speak to each other and resolve differences. However, if you feel that the differences are too extreme or that your safety or security are a concern, other living arrangements in SF State Housing can be considered in consultation with your Area Coordinator. If your Area Coordinator is not available within a reasonable amount of time to address your concerns, you can download and complete a Room Change Form to begin the process of moving to a different housing space. -
Resources: Resources for our residents can be found at the following links:
On-campus resources
- Gender neutral bathrooms are located in Humanities 133, Fine Arts 255, Business 100, and there are 11 gender neutral restrooms in the Student Health Center
- PRIDE Committee (http://www.sfsu.edu/~pride/): PRIDE at SF State is a committee of faculty, staff and students that is committed to making San Francisco State University a safe and welcoming community for people of all sexualities and gender identities. You can contact the Committee at email@example.com.
- EGAY at SFSU (http://www.facebook.com/group.php?gid=136590873056003): EGAY (Everything Great About You) is the Residence Life Gay, Lesbian, Bisexual, Transgender, and Ally network. EGAY organizes meet and greets and has events for the residence community at SFSU. From discussion groups to excursions to events (such as Pride Prom and Sexhibition), EGAY does much for the LGBTA community in the SFSU Residence Life program. You can contact EGAY at firstname.lastname@example.com.
- The Center (http://www.sfcenter.org/index.php): The mission of the San Francisco Lesbian Gay Bisexual Transgender (LGBT) Community Center is to connect our diverse community to opportunities, resources and each other to achieve our vision of a stronger, healthier, and more equitable world for LGBT people and our allies. The Center's strategies inspire and strengthen our community by fostering greater opportunities for people to thrive; organizing for our future; celebrating our history and culture; and building resources to create a legacy for future generations. The contact information for The Center is: 1800 Market Street, San Francisco, CA 94102; Phone: (415) 865-5555; Email: firstname.lastname@example.com.
- Dimensions Clinic (http://www.dimensionsclinic.org/): The mission of the Dimensions Clinic is to increase the physical and mental health and wellness of LGBTQIQ young people in a culturally competent environment. Dimensions has a weekly transgender & gender-variant support group. This group is run by trans counselors and transgender/gender variant facilitators. Young people 25 and under are welcome to attend on a drop-in basis. The group is held at Dimensions Clinic every Thursday from 6:30-7:30pm. More information about the group can be found at: http://www.dimensionsclinic.org/transgroup.html. General contact information is provided here: Dimensions Clinic, Castro-Mission Health Center, 3850 17th Street , San Francisco, CA 94114; Phone: (415) 934-7789; Email: email@example.com.
- Lyric (http://www.lyric.org): LYRIC's mission is to build community and inspire positive social change through education enhancement, career trainings, health promotion, and leadership development with lesbian, gay, bisexual, transgender, queer, and questioning youth, their families, and allies of all races, classes, genders, and abilities. You can reach Lyric at: 127 Collingwood Street, San Francisco, CA 94114; Phone: (415) 703-6150; E-mail: email@example.com.
If at any time anyone needs to speak to someone for information or support, contact the Associate Director of Residential Life, Kevin Kinney, at email@example.com or (415) 338-2729.


text:
2 PTC girls rescued from drowning
Girl, 11, sounds alarm as sisters lay unbreathing on pool bottom; adults using CPR credited with saving their lives
Two Peachtree City girls who sank to the bottom of a pool at a party Saturday are alive today thanks to an alert 11-year-old and adults who performed cardiopulmonary resuscitation.
Katelyn LaRusso, 11, noticed sisters Kinsley Best, 3, and Reagan Best, 5, at the bottom of the pool. She yelled for help, and homeowner Nancy Bernardi jumped in the pool to bring Kinsley and Reagan to the surface.
Both girls were blue and not breathing, said their father, Doug Best.
Kathleen Mason, a mother at the party, performed rescue breathing on Kinsley, who quickly expelled water and started to breathe again. Reagan was brought back to life as Nancy Bernardi's husband Will gave her CPR, which Mason assisted . A bystander called 911.
The girls, who were treated by Peachtree City paramedics, spent a night in the intensive care unit at Scottish Rite Children's Hospital but have made a 100 percent recovery, Doug Best reports.
Having stayed at home for quality time with son Hunter instead of attending the pool party, Doug Best recalled getting a phone call as the girls were loaded into the ambulance from another mom on the scene.
She relayed to Doug that Kinsley was breathing well but the medics were "still working" on Reagan.
"At that point, my mind went to: 'she's gone,'" Doug Best said. "For a period of time there the world was just ending for me. My son is looking at me going, 'Who is it, what's wrong?' I was absolutely hearing the news that she had died."
Then either a police officer or paramedic grabbed the phone and reported that Reagan's breathing was restored.
Today both girls are alive, happy and 100 percent recovered, Best said. And he knows exactly why.
"I thank the fact that Mr. Bernardi had at some point taken time in his life and said, 'OK, I'm going to get CPR training,'" Best said. "... He gave us the most precious gift you could possibly ever give."
Best said he is hopeful his family's ordeal will encourage others to take CPR classes and also be extremely cautious with any children around pool settings. He recommends designating one specific adult to monitor the pool at any given time, because in a social setting it can become easy to get lost in conversation and not pay as much attention to the kids in the pool.
It wasn't until later that the Best family fully learned exactly how Kinsley and Reagan ended up at the bottom of the pool. Doug Best explained that Reagan is a fantastic swimmer, "a real fish" and Kinsley, the 3-year-old, can go from end to end of the pool while wearing a ring type floatation device.
The girls were in the deep end and wanted to share a floatation mat together. Because there wasn't room enough for them to share the mat, it was decided that Kinsley could take off her flotation device to make room, Best explained.
At one point Reagan got off the mat and Kinsley panicked, grabbing her sister by the neck. Reagan struggled and both ended up sinking to the bottom of the pool.
While Reagan is a great swimmer herself, she couldn't have been expected to save her sister, Best said. At the same time, Kinsley's flotation device gave a "false sense of security," Best added.
"Obviously this was the most terrifying thing that has happened in our lives," Doug Best said.
He is determined, however, to make something good out of the near tragedy. A coach for son Hunter's 11-12-year-old baseball team, Best gathered the team and parents after a game to share the story and remind them to be cautious around pools.
Best also wanted to the team to hear him praise Katelyn LaRusso, herself 11, as being a heroine for being alert and taking action.
"In 30 seconds, you probably would've been looking at permanent damage and things like that," Best said. "Every second counted."
I found this from other resource:
Reagan and Kinsley Best nearly drowned at a neighbor's pool over the weekend.
The girls' mother, Timree Best said there were lots of parents and children around the pool, but they didn't notice both girls sink to the bottom.
An 11-year-old girl noticed the girls disappear and jumped in to check on them. The girl rose to the surface and screamed for help.
Several parents jumped in to pull the girls out and then started CPR.
The girls made a full recovery.
offshore development
For those who are interested we have put together a CPR class the weekend after Memorial Weekend:
Red Cross CPR Certification Class (50 spots available for this class)
Date: June 5, 2010
Location: Booth Middle School - Cafeteria
Time: 9 - 2:30 (1/2 hour break for lunch)
Cost: $35
Information: The course certification will be taught by the Boys Scouts (an Authorized Provider for the Red Cross.) Participants will receive CPR certification which covers both adults and toddlers. We will have lunch brought to the cafeteria.
If you are interested in attending, please email us with your full name, address, email, and phone numbers as we will need to give it to the instructors to produce certificates. Anyone 8 years old or older is welcome to attend this training.
Once again we thank everyone for their kinds words and prayers. We are blessed and so thankful to have our girls and we truly feel there is so much good that has come from this in just heightened awareness alone.
Please let us know as soon as you can if you will be attending and we will lock in a spot for you.
Please don't hesitate to call or email with questions.
Warm Regards,
Doug and Timree Best
Although our children may swim like fish it is our responsibility as parents to make sure they are being supervised. One minute out of our site and our lives can be changed forever.
The girls are simply adorable and I'm glad this had a happy ending.
this from happening.
First, Parents that pay attention when they are at a social event where there is water and young children that may not be the strongest of swimmers.
Second, they could have called around or asked people if there are life guards that are willing to work parties. There are always life guards looking for extra money. (Ask for and check their certification cards to make sure they are from the Red cross and up to date, never hurts to make a copy either.)
The second one kills two birds with one stone, it has dedicated eyes watching the water for the safety of the children and allows parents to "socialize"
I encourage folks who have deep ends to have rescue hooks. Just because there are adults around doesn't mean they can swim well and dive and especially recover a person from a 7-10 ft pool quickly. These items have gone out of style because they look intimidating but they could save a life.
good idea for sure.
The article fails to mention the fact that there was a registered nurse at the pool party who assisted in the rescue of the 2 girls and who performed CPR on the 3 year old,resucitating her quite quickly and then working jointly with the homeowner in getting the 5 year old to breath again just prior to the arrival of the paramedics.Despite her immense help in this situation she choses to remain in the background. The parents of these 2 beautiful girls owe both her AND the homeowners a boatload of gratitude.We are all thankful that she was there with the knowledge and expertise to assist in saving them. This silent hero is just thankful that the girls are healthy and happy as we all are.
This is Reagan and Kinsley's dad. I feel sick that Ms. Mason's actions weren't initially acknowledged in the original article. The events of the last few days have been sureal and hectic. I thought I had provided that information to the reporter with the Citizen but I do know that the story needed to be prepared hastily to meet a deadline.
I believe nurses are among our unsung hereos. We got the priveledge of meeting several very special nurses over the past few days. Our family will forever be in Ms. Mason's debt as well as Mr. and Mrs. Bernardi's and Katelyn's. Together they gave us a gift that we will never be able to repay.
My sincere hope is that this story touches a few lives in one way or another. Perhaps some will seek out CPR training so that they to might be able to offer the gift of life. Perhaps some will simply be a little more vigilant than they might have been around a pool. Perhaps others will just hold their loved ones a little tighter. For me personaly, I think this has been a reaffirmation to me of God's mercy and love for us.
In any case we are trully blessed and thankful that this was a triumph rather than a tragedy and thank all those who have shared their love and prayers with us over the past few days.
The Best Family
I'm so grateful to hear a tragedy was averted. So often, it's not the case. You're so right that the CPR training was key in this situation and hallelujah that Katelyn spotted her sisters in trouble. And you're so right that a designated 'lifeguard' needs to be assigned anytime kids are in the pool. Such a hard and important lesson, but again, thank you Lord for sparing these girls!
With the summer season upon us - this story should get everyone recalling and/or taking CPR lessons. At all parties, there should be one adult keeping their eye on the pool at all times - and if that adult has to leave or becomes involved in a conversation, they should notify another adult to give their undivided attention to the precious children in the pool. So grateful this story had a happy ending.


text:
Can't find a job for over 8 months
0Jul 3, '13 by LiverpoolloverI "lost my job" in the beginning of November 2012 and have had ZERO luck finding something else. I'm a psych nurse with 3 yrs of experience with my associates degree. I will be done with my BSN in may 2014. I think my question is to everyone: the longer I'm unemployed, is it more difficult to be hired?
This is becoming very depressing!! I can easily say I've applied to over 200 jobs since then. Advice please!!
Thanks! -
0Jul 3, '13 by LiverpoolloverI'm not saying I lost my job. I don't think I was fired technically. It was one day before my probationary period was going to end and they said it wasn't working out. So, more laid off.
On my application, I write "home care wasn't for me".
I live in NYC, so I know the competition is great, however, I've never experienced anything like this before. -
0Jul 3, '13 by LiverpoolloverQuote from Elle23They told me it wasnt working out one day before my probation was up.When you say you lost your job, were you fired or laid off? Just wondering if that might be affecting your success.
I was out of nursing for 2 years and was able to find a job.
2 years you did not work as a nurse? Wow!! I just opened a business with my husband and I'd like to concentrate on that till I finish school in may but I think the longer I stay out of the nursing game the harder it will be. Ya know? -
0Jul 3, '13 by LiverpoolloverQuote from hope3456I live in NYC. That's why I think it's just so hard too!! Ugh!!It depends on your location as well - some areas the job market is really competitive for nurses. If you only have psych experience you are probably going to be limited to psych or LTC.
0Jul 3, '13 by CrunchRNI think you are right. Lots of new grads and lots of hospital downsizing. I have heard that you may have better luck outside the NY metro area from other posters. Maybe you should just say something like "home health not good fit for new grad" or just leave it off altogether. And yes, the longer you are out the harder it will be so keep trying!
0Jul 3, '13 by LiverpoolloverQuote from hope3456I thought about taking a non RN job but I really don't want to. I don't think I need a refresher course yet as it's only 8 months and I'm still in school for my BSN. It's just really getting me down.Maybe try a nurse refresher course or take a non RN job somewhere to get your foot in the door.


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News Article
Women and Heart Disease
Heart disease used to be considered a man's disease. However, since 1984, more women than men have died of coronary artery disease in the United States. Heart disease remains the #1 killer of Iowa women and kills more women in the United States than all forms of cancer combined (including breast cancer).
Plan to be part of a public workshop on Women and Heart Disease from 5:30 to 7:30 p.m. Feb. 3 in the East Room (Elevator F, Level 8) of UI Hospitals and Clinics.
Our presenters will be two members of the UI Heart and Vascular Team: Elaine Demetroulis, MD, a specialist in interventional cardiology, and Ellen Gordon, MD, a cardiologist.
Topics for the session include:
- Women without heart disease - What you can do to protect yourself now.
- Women with heart disease - What you need to know about prevention.
- Women with heart disease who need a heart catheterization - a newer way to decrease the risk of the procedure (wrist catheterization)
- Tours of a cath lab
- Interactive demonstrations on heart-healthy food preparation and exercising


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Maiden name Caponi…5'2"…Husband, Jim, was working the Sealy Classic in Las Vegas in '71 for Hughes Network when they met…A gallery favorite.
Joined her sister on tour in '68 and they traveled together until both were married between the '71-'72 seasons. Her best year to date was 1975 when she earned nearly $10,000, finished T-3 in the Burdines Invitational and registered a career low scoring average.
She and sister Donna were started young by father Harry Caponi, a teaching pro. Janet had little amateur competition, her best finish being runnerup in the 1967 Los Angeles city championship.


text:
Game description: Dracula 1: Resurrection
Dracula 1: Resurrection - seven years after an obscure Count Dracula was allegedly killed, Wilhelmina Harker in the past bitten by him, gives everything away and goes to Transylvania. Is the Count really live? Go to Romania to reveal all secrets.
- Realistic characters against perfectly done decor
- Many puzzles
- Fascinating intra game videos creating disturbing, heavy, chilling atmosphere
- Exact reconstruction of the atmosphere of the novel by Bram Stoker
- Excellent musical background which in many respects promotes creation of this menacing atmosphere
Game demands cache downloading. How to install a game with cache?
Way for cache: sdcard/Android/obb
Download game Dracula 1: Resurrection for free:
Select your mobile phone:
The system will select suitable Android games for you.
If your phone is not listed, please, select your platform:
Another mobile games


text:
E-Sports all over the world – and quite interestingly also in the Philippines – is getting quite a renaissance these days. Not only has there been new compelling & competitive games out there (like StarCraft II, Diablo III, League of Legends, etc.), there's also been a much more up-to-date and affordable PC market (and […]
Posts Tagged 'Sentinel Advance II'
CM Storm Sentinel Advance II Review–8200 DPI, Adjustable Weights, & Custom Displays
Posted: 29th August 2012 by panzerpuff in Video GamesTags: CM Storm, egames, gaming, Mouse, PC Gaming, review, Sentinel Advance II, Unboxing, Video Games


text:
College of the Mainland, Texas City - page 24
Has anyone had any experience attending Nursing school at College of the Mainland in Texas City, Texas? I have looked at thier pass rates with the state. How is the program there? Any advice on... Read More
0Jul 1, '11 by rocket_ryderGot my hep B titer results today! I'm positive !!!! YAY!!! Prolly the only time any of us actually want a test to come back positive..lol
All I have left to do is go the doctor and get the release and vax sheet filled out and pay for the drug screening... -
1Jul 5, '11 by TX_Nurse_2_BeFINALLY got all my results and I'm POSITIVE (lol) for Varicella and Hepatitis B immunity. All my paperwork is turned in! Now I can enjoy my trip in peace. See you all at orientation!!!blynn15 likes this.
0Jul 5, '11 by TX_Nurse_2_Be@blynn- I have. They VERY RUDELY let me know that I have been terminated from financial aid. The lady attacked me asking all kinds of questions about why I have so many credit hours and why I haven't graduated. I have a bachelors degree that I paid for out of pocket because my parents made too much for me to qualify. After telling her all that she was silent and said I could apply for an appeal. I'm over it and will be applying for a private loan. Good luck!
0Jul 5, '11 by blynn15I am eligible for aid, I do not have a Bachelor's degree. I do have about 71 credit hours, so I will need to do an appeal our last year in school being that we can not exceed 108 in the adn for FAid. I was wondering if what I receive will cover tuition and books, but they said our files will not be completed anytime soon... stinks
0Jul 7, '11 by believerlizI'll be joining all of you in the Fall, I decided on COM. I already have my FA info on webadvisor.
0Jul 9, '11 by rocket_ryderQuote from believerlizFA info?? What is this?I'll be joining all of you in the Fall, I decided on COM. I already have my FA info on webadvisor.
0Jul 9, '11 by aabrego1Quote from believerlizIs all ur info in webadvisor financial aid ? Mines still not in and I talk to the lady n all my paper work has been in and all my documents have been turned in since marchI'll be joining all of you in the Fall, I decided on COM. I already have my FA info on webadvisor.
0Jul 9, '11 by believerlizFA is my financial and my award letter is in already. It just might be that this is my second year on FA at COM, maybe that's why I got it a little faster.
0Jul 9, '11 by rocket_ryderYa I figured it out...but I feel a little slow now...
It would be so nice to get financial aid... *sigh


text:
Title: | Murfreesboro Historical Association Collection: Winborne Jenkins Papers |
Creators: |
Jenkins, Winborne
Murfreesboro Historical Association |
Repository: | ECU Manuscript Collection |
Languages: | English |
Abstract: | Papers (1751-1816) including correspondence, estates records, wills, deeds and indentures, accounts and other financial papers. |
Extent: | 15.793 Cubic feet, 112 items , consisting of correspondence, estates records, wills, deeds and indentures, accounts and other financial papers. |
February 6, 1996, 112 items; Papers (1751-1816) of Hertford and Northampton counties, N.C. landowner, including correspondence, estates records, wills, deeds and indentures, accounts and other financial papers. Gift of the Murfreesboro Historical Association, Murfreesboro, N.C.
No restrictions
Literary rights to specific documents are retained by the authors or their descendants in accordance with U.S. copyright law.
Murfreesboro Historical Association Collection: Winborne Jenkins Papers (#691-003), East Carolina Manuscript Collection, J. Y. Joyner Library, East Carolina University, Greenville, North Carolina, USA.
Encoded by Apex Data Services
Winborne Jenkins (d. 1796 or 1797) was a Northampton County, N.C., landowner. He and his wife, Emma, had five children and owned approximately 575 acres at the time of his death. Papers in the collection include wills, deeds, estate papers, guardianship records, receipts, slave bills of sale, and miscellany belonging to Winborne Jenkins and his son, Winborne Jenkins, Jr..
Most of the deeds in the collection are for large tracts of land along Potecasi Creek and Panther Swamp near the Northampton- and Hertford-County line. Some of the property purchases were made with North Carolina currency and others with Virginia currency. The transactions were among members of the Jenkins family and purchases that the Jenkins family made from the Futral/Futrell family.
Jenkins became the guardian of his grandson, Jason Ricks, upon the death of his son-in-law, Jacob Ricks. Upon the death of Winborne Jenkins, Sr., the responsibility of guardianship fell upon Winborne Jenkins, Jr. (d. 1813 or 1814). The collection includes several account sheets reflecting the expenses of guardianship incurred by the Jenkins family and the income derived from the rent of Ricks' plantation and from the hire of a Negro that belonged to Ricks. A lease agreement (January 1, 1786) of Ricks' farm stipulates the maximum limit of woodland to be cleared, that no tar burning and limitedtimber felling will occur, that the lessee must erect a fence and a dirt chimney, and that he must pay the taxes on the property. A receipt (April 8, 1804) indicates that Jason Ricks received the money in his father's estate and the legacy from both of his grandfathers.
Charles Jenkins' will (1772) includes the disposition of Negroes, a plantation, and other property to his children and grandchildren. Winborne Jenkins, Sr.'s will (1790) leaves Negroes and their increase, livestock, land, household utensils, and money to his wife, children, and grandchildren. This will also stipulates the disposition of property should his wife remarry after his death. Winborne Jenkins, Jr.'s estate sale (April 21, 1814) lists personal property liquidated in the sale and their purchasers.
One item of particular interest is a letter (December 20, 1795) from Alexander Martin to Benjamin Hawkins regarding the inefficiency of the United States Senate's ratification of a treaty with Great Britain, Edmund Randolph's resignation as Secretary of State, John Jay's services on the Supreme Court, and the possibility of John Rutledge being appointed to the Supreme Court. Other items in the collection include levy receipts (1752-1794); an official authorization (June 1, 1786) to act upon the property of Winborne Jenkins, Sr.'s, son-in-law, Saul Parker, who died intestate; bills of sale for slaves (July 21, 1803, September 20, 1806, June 1, 1807); and a printed handbill (December 23, 1811) listing the business that the North Carolina legislature would consider in its next term.
The following terms have been used to index the description of this collection in the Reading Room's card catalog. This system is no longer maintained, but it is left in place to help on-site researchers locate particular topics in the collection.
Online access to this finding aid is supported with funds created through the federal Library Services and Technology Act (LSTA). These funds come through a grant from the Institute of Museum and Library Services which is administered by the State Library of North Carolina, a division of the North Carolina Department of Cultural Resources. This grant is part of the North Carolina ECHO, Exploring Cultural Heritage Online, Digitization Grant Program.


text: Scheck A – Fractures, alignment, effusions, and abscess already are fairly routinely detected with ultrasound, but the applications are bound to expand. Such advances will help avoid the need for radiation–emitting CT, which is a concern, particularly in children. Ultrasound is part of a safe and effective treatment protocol may be the only limiting factor in its future use