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Hi, I'm Rachel from countryliving.com. And I'm here today to show you how to color block your wall. Like many of you, I spend a lot of time on Pinterest and I see really great design ideas and so many fun ways to experiment with coloring your home. So, why color blocking? First, it's a really inexpensive way to add a big design statement. Also, it's not permanent. So, it's a great solution if you rent your home or your apartment. But best of all, it's a great way to experiment with different color combinations. So, if you're kind of indecisive, you can experiment with a lot of different options. But the most important thing to remember when you're color blocking your wall is to really plan it out before you even start painting. We measured out our wall and then we made a mock up on the computer and we picked the 5 colors that we wanted to use and then just played around with the different combination until we found something I liked. So, the first step in any paint project is to mask off your moulding. We wanna use a 2-inch wide paint tape. That way, you don't have to actually measure the distance between your squares. The tape is doing all the hard work for you. So, we decided to do an 8-foot section of walls. So, the first step is to find the middle, which is 4 feet, and then you're gonna add your first vertical section of tape right in the center. I marked the middle of the wall at the top and the bottom and then ran the tape up and then I used the level to be sure that it was straight. We decided to do 18-inch squares so you can use whatever size of square works best for your wall. Once you've got your middle point, just measure out 18 inches and put your second strip of tape and then do the same at the end and then do the same on the other side. So, once I've done all the vertical strips, it's time to do the horizontal strips too. From the bottom, we measured 18 inches and then measure 18 inches from here and make a mark and do the same across the rest of your wall and then you can start taping. You can confirm with your level and just make sure that it's totally straight. Mark it and then tape it. Try to make sure there are no air bubbles so that the paint doesn't seep underneath your tape. All right. So now we're ready to start painting. So again, I'm gonna refer to the plan that I did on the computer first and I'm gonna use a pencil and very lightly write what color each block is gonna be. The color I'm gonna start with first is gray. Just roll it on to your roller. I like using a smaller roller like this just because it's a little bit easier when you're just doing a block of color rather than a whole wall. Just roll it out. Make sure your paint's really evenly distributed and then take it to the wall. Make sure your coverage is really even. You can always go back and do a second coat if you need to. And this one right here is also gray. So now that we finished with our Stone Mason Gray, we're ready to move on to our Green Sable Evening. And you don't have to worry about your patient not covering the pencil marks you made because it should be thick enough to cover. So now that I'm finished with these squares, I'm gonna move on with the last 3 colors. I'll do any second coats that I need to to make sure that all of the coverage is super even and let it dry overnight. So, we finished painting all of our squares and we've removed our painter's tape to reveal this pattern of color blocks on our wall. I really like how the orange, the roasted pumpkin, pops against the otherwise dark and dramatic colors in this mudroom. For more how-to tips and DIY ideas, visit countryliving.com.
Chicken Drumsticks and Vegetables in Mustard-Tarragon Sauce
This comforting classic has a flavorful twist.


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Michael Schmierbach
Associate Professor , Media Studies
Michael Schmierbach
217 Carnegie Building
University Park, PA 16802
- Ph.D.: University of Wisconsin
- Master's: University of Wisconsin
- Bachelor's: University of Oregon
Mike Schmierbach brings a strong combination of teaching and research to his role as an assistant professor in the Department of Film-Video and Media Studies.
Before coming to Penn State, Schmierbach taught at the College of Charleston for three years. He taught media studies and research methods, and served as an adviser for media studies concentration students. Over his years as a faculty member, Schmierbach has taught such courses as mass media, communication research methods, video game research and fine arts journalism. Before teaching, Schmierbach was a teaching assistant, project assistant, office assistant and copy editor at the University of Wisconsin-Madison for a variety of topics.
Schmierbach has had his work published in several journals, including Mass Communication and Society, Science Communication, Journal of Communication, and Journalism & Mass Communication Quarterly. He has presented at various conferences on topics ranging from video game violence and same-sex marriage to the aftermath of Sept. 11 and the role of mainstream and alternative media use in predicting traditional and protest forms of participation. Schmierbach is a member of the Association for Education in Journalism & Mass Communication and the International Communication Association.
- Alternative Media
- Mainstream Media
- Video Games In Education
- Video Game Violence

subset: commoncrawl


text:
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Daybreak: Bibi and George Break Bread
Plus a new Dubai murder development! and more in the news
• Prime Minister Netanyahu and U.S. envoy George Mitchell met yesterday (and will meet today) to discuss the proximity talks' ground rules. President Abbas will have his chance to agree to them Saturday. [WP]
• Sorry I missed this yesterday, but an editorial notes that the administration's pressure on Israel accomplished little to nothing, and calls on it to focus on getting the two sides talking to each other. [WP]
• British elections are today. Liberal Democrat leader Nick Clegg tells a reporter that he cares deeply for British and Israeli Jews; is against cultural sanctions and Britain's participation in Durban 2; but also questions the Gaza blockade. [Haaretz]
• There are five more suspects in the Dubai murder of Hamas weapons man Mahmoud al-Mabhouh, so 32 total. Plus, there might be a New Zealand connection! [WSJ]
• Comments from the new head of the International Atomic Energy Association seem to presage a firmer stance on Iran. [WP]
• The Czech Republic's foreign minister told President Peres that Israel should follow Czechoslovakia's two-state lead. Oh, okay! [JPost]


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Ok, even though this is technically a pond thread, I don't dare put it on the "real" forum. rotflol
Yesterday I was gardening..imagine that...and I glanced over at the marginal area that has the "bird bathing" station. I saw this weird brown puffy fungus looking stuff there...kind of reddish brown like that slime mold you find on mulch. Since I recently mulched, I thought perhaps some spores liked that area and had hatched or something. I went over and was poking it w/ my finger and trying to figure out if I should take it out or what. So I'm poke poke poking and then I about passed out b/c the most NASTY smell in the world drifted up..........and dare I say FAMILIAR smell????? LOL IT WAS CAT POOP!!!!!!!!! Kitty Boy or some other stray CRAPPED in the marginal area...I'm talking floating puddle o' doodoo and I'm sitting there poking it. haaaaaaaaaaaaaaaaaaa I about puked...it was SO gross. So then how to get it out w/o it distributing out in the pond (it was floating, people). So I got a tupperware (don't worry, I won't be bringing over meals to share w/ you anytime soon lol) and used the lid to kinda scoop it in there, pushed the lid on and went and sterilized my hands. Have you ever heard of such a thing???? |
Follow-Up Postings:
- Posted by grandmapoo z8 S.Texas (My Page) on Thu, Jun 29, 06 at 10:53
LOL!!! I can't say I've ever heard of such a thing, but you made my day!!! OMG, now to catch my breath......... This is the very reason I visit over here! :) |
- Posted by sockmonkeyz6 z6PA (My Page) on Thu, Jun 29, 06 at 12:42
AAAkkkkkkk! I bet the cat (probably Kitty Boy) was snickering hiding in all those beautiful plants watching you. He probably heard you talking about rehoming him! LOL Debbie |
LMAO!!!! @ Andrea & Debbie (& WITH 'Poo) Ok, I've never had that poop experience, but I HAVE witnessed my cat snickering at me from the bushes. Probably because she thinks it's funny that I can't lick myself or whatever. I usually don't poke things that I'm unsure of (maybe it's something ingrained in me since childhood or possibly it's something to do with DNA)....wait, I don't poke things with my fingers. Just wanted to clarify that. I think the orphan Master Gardener might have been fertilizing the lilies, but that's the optomist in me. :D Brenda |
OMG, that just made me scream w/ laughter...the fingers thing.....haaaaaaaaaaaaaaa |
- Posted by chickadeedeedee z 6-7 ish Ohio (My Page) on Thu, Jun 29, 06 at 20:01
LOL!!!! Haven't had that in my pond (yet), unless it was a "sinker". 3DChick |
- Posted by fairy_toadmother z5 ncentral il (My Page) on Thu, Jun 29, 06 at 20:32
i am paralyzed! a quadrafanaticallaughicus! |
Nahhhhh! Don't be a glass half empty gal. It could've been worse. "Hmmmmm.... what the heck is this??? It looks like poop. It feels like poop. It tastes like...." |
- Posted by chickadeedeedee z 6-7 ish Ohio (My Page) on Thu, Jun 29, 06 at 22:02
Don't let Bill Murray near your pond! |
- Posted by sockmonkeyz6 z6PA (My Page) on Thu, Jun 29, 06 at 22:22
I'd rather have what Bill Murray threw in the pool that what Andrea found!! Shoot! I was just gonna have a Baby Ruth for a snack too! |
- Posted by fairy_toadmother z5 ncentral il (My Page) on Fri, Jun 30, 06 at 2:08
ewwwwwwwww, had to come back and i am still laughing! thing is, i can see myself doing that. ah, where IS jeff corwin when you need him? |
I'm just glad I'm not near the pond now. But I better do laundry. *stomach hurting from laughter* Brenda |
- Posted by chickadeedeedee z 6-7 ish Ohio (My Page) on Fri, Jun 30, 06 at 20:24
MaryOH could place her little yellow cards around the crime scene to apply for her CSI stint! |
I'll have to stop the tears rolling down my cheeks first. A sinker. Heeheeheehee. Good thing I just finished off the chocolate. We have of course in the far past had the unavoidable incident in the bathtub when there were more than one not quite potty trained earthlets in it. And the attending grown-up did her very best to stop the earthlets from poking. And what did I do with this gorgeous Friday? Remove the POKEweed from all the borders... :) Mary *I think I woke up DH laughing so hard* |
- Posted by fairy_toadmother z5 ncentral il (My Page) on Sat, Jul 1, 06 at 4:11
skip, skip...skip to the loo! |
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I'm thinking of picking up one of the smaller expansions, and I was wondering what the general consensus was for the best of them? I was leaning toward Lurker but I thought I'd ask first.
Best smaller expansion?
Posted 08 April 2013 - 12:42 PM
Posted 09 April 2013 - 02:25 AM
Even though I use all of my expansions together, my first (and most loved) small box expansion is The King in Yellow ~ Very thematic and doesn't dilute when you get Miskatonic.
Posted 09 April 2013 - 07:49 AM
Best two small expansions:
1. Dark Pharaoh
2. Black Goat
Love them both. Great fun to play.
Yours thankfully
Posted 09 April 2013 - 07:59 AM
The Professor said:
Even though I use all of my expansions together, my first (and most loved) small box expansion is The King in Yellow ~ Very thematic and doesn't dilute when you get Miskatonic.
Indeed, KiY is probably the best small expansion ever, with Lurker close second. Plus, you can actually implement the KiY mechanics from Miskatonic without having the MH expansion.
Custom Arkham Horror material / Arkham Horror Advanced Players League
Posted 09 April 2013 - 08:52 AM
Mmmm, sounds like KiY is a good expansion. I must give it a go. I have the expansion, but have not opened the box yet. Sounds like I am missing out on a good expansion.
Yours thankfully
Posted 09 April 2013 - 10:37 AM
Gary Manning said:
Mmmm, sounds like KiY is a good expansion. I must give it a go. I have the expansion, but have not opened the box yet. Sounds like I am missing out on a good expansion.
Indeed. Mythos cards in particular, and all cards in general, add a lot of flavor and a great theme to the game. Definitely recommended
Custom Arkham Horror material / Arkham Horror Advanced Players League
Posted 09 April 2013 - 02:27 PM
Well then, perhaps King in Yellow is the way I'll go.
Posted 10 April 2013 - 11:11 AM
So, I just thought of a way to classify the small boxes that sort of summarizes some of the differences that I've been trying to put my finger on for a while. The first distinction (mechanics/content) is whether an expansion is mostly interesting because it alters the rules or mode of gameplay in some significant way, or whether it's because of the new items, monsters, encounters and so on (think of this as the Innsmouth/Dunwich distinction, if you like ). The second distinction is whether the expansion moves the theme in a conspicuously different direction from the base set, or whether it's basically more generic lovecraft fare. Importantly, I don't mean "generic" in a bad way; if you feel like you've seen all the encounters and want some new ones in the mix, but don't necessarily want them all to be about Egypt or the theater, then generic might be just what you're looking for.,
Dark Pharaoh: Content-Thematic
King in Yellow: Mechanics-Thematic
Black Goat: Content-Generic
Lurker: Mechanics-Generic
Naturally, this approach leaves a lot out--for example, it doesn't say a thing about the heralds (or gate bursts, etc), which make a big difference; also, I definitely hesitated before labeling KiY a "mechanics" expension because it kicks butt at both (in contrast to say, BGitW). For that reason, I agree with the endorsements of KiY (also, it really is just the best), even though in general I think that mechanics expansions (like Lurker) are probably best bought after you've gotten a lot out of the existing mechanics and content.
Posted 11 April 2013 - 12:43 AM
Dark Pharaoh - Strong in theme; gives you a new class of item (Exhibit Item); some new benefits and detriments and the chance to have an encounter in the streets. It has two fan expansions ( Gilman Wing: http://cgjennings.ca...les/gilman.html and Cult of the Golden Scarab: https://sites.google...hegoldenscarab/ ) to broaden it out. Herald tends to work against the expansion, IMO.
King in Yellow: Introduces a new way to lose. Gate bursts also make the game tougher. Relatively strong in theme. Herald makes Terror Track far more interesting.
Black Goat - 9 extra monsters (all hexagon). Cult is a let-down, seldom does the opportunity to join occur and seldom is it worth it. Herald is generally held as very hard. Contains Gate bursts.
Lurker at the Threshold - Extra gates with special powers. Encounters are relatively generic, good for broadening out deck but not great on theme. Contains gate bursts. Herald is potentially exploitative, and possibly a little confusing if not exploited.
Personally I'd recommend them pretty much in the order I've listed, but if you want extra gates / monsters, you might want to get Black Goat or Lurker first.
Lovecraft Country Horror - A completely FREE Big Box expansion for Arkham Horror, exploring the minor locations of the Cthulhu Mythos. Contains: Lovecraft Country Board, 16 Investigators, 4 Ancient Ones, 16 Skills, 32 Common Items, 24 Unique Items, 10 Spells, 16 Music of Erich Zann cards, 76 Leads, 4 Allies, 32 Monsters, 24 Injuries and Madnesses, 54 Mythos Cards, 41 Outer World Encounters, 52 Location Encounters for each Neighbourhood.
Posted 14 April 2013 - 10:45 PM
To me, it was a diffcult tie between DPh and Lurker at first.
DPh has amazing theme, the OW and Arkham encounter cards are the best in the whole game in my oppinion. Then the whisper marker and patrols add a most needed variety to the otherwise empty (and possibly boring) streets. Fair amount of investigator cards, a herald that makes Nyarli actually hard, it's a great expansion overall.
Lurker encounters are a lot more generic imo, which was a bit of a disappointment. Luckily, it adds much needed theme through the herald, which is actually a guardian under most circumstances (Try him against Yog-Sothoth!) and is immensely fun (So, you want to close that -5[2] gate on Unvisited Isle? Sell your soul mortal, you have no choice!). The new gates and relationship cards add new mechanics, making the game more interesting overall.
KiY is considered to be very popular from what I've seen around the forums, but I don't have it or Black Goat yet, so my oppinion about those is flawed at best. KiY is all about theme I think, acts get diluted fast (Tibs offered a way to work around that, though.) and it only adds new mechanics if you play a certain herald. Decent number of new items and also introduces one of the most overpowered tools, don't ever give it to Patrice!
Although Black Goat adds corruption mechanics, you won't see much of it, unless you're playing with the aforementioned Goat. Which is hard, as in makes the doom level progress like no other. The only expansion to add new monsters.
So personally, I would recommend DPh, if you want theme and consider the streets boring. Lurker, if you want new and interesting mechanics, or if your group struggles with sealing away the Ancient One.


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D-Link Systems Inc. announced that Macintosh users can take advantage of the free upgrade for Xtreme N and RangeBooster N routers to enable D-Link's SharePort technology for sharing printers, multi-function printers (MFP) and virtually any other USB (universal serial bus) device from any location in the home or office, in either a wired or Wi-Fi environment.
SharePort turns the local USB port located on the back of select 802.11n Wi-Fi routers into a fast and responsive virtual port, so users can access a range of USB devices, by utilizing a new technology of USB over TCP/IP.
The SharePort USB network-bridging feature is included on the new D-Link Xtreme N Gigabit Router models - the DIR-655, DIR-825, DIR-855, DGL-4500 Gaming Router with GameFuel and the D-Link RangeBooster N DIR-628. It also will be available on the upcoming DIR-685 Xtreme N Storage Router with digital photo frame, NAS (network attached storage) storage and print server capabilities.
Current owners of those routers, now using either PC and Macintosh computers, will be able to upgrade to SharePort technology by downloading the latest firmware and client utility from the D-Link website.
"SharePort has been one of the most popular and well-received upgrades to our 802.11n routers by PC users," said Daniel Kelley, senior director of marketing, D-Link Systems in Fountain Valley, California "We are pleased that Mac users also will be able to benefit from our SharePort USB-sharing technology available with our Xtreme N and RangeBooster N wireless router product lines. In offering this free upgrade we are further meeting the consumer's need for the most sought-after features of network functionality, and offering the ideal centrepiece for a wireless network in the digital home or small office."
Another key feature of D-Link Xtreme N Gigabit Routers is D-Link Green, incorporating technology that uses an energy-saving feature to automatically detect link status and network cable length, and then adjusts power accordingly. Also, a Wi-Fi scheduling feature allows customers to program when the Wi-Fi radio signals are turned on and off to further save energy consumption.
SharePort for Mac users is available in D-Link's line of high-end 802.11n routers - the DIR-628, DIR-655, DIR-825, DIR-855 and DGL-4500, which are sold through D-Link's network of computer retailers, e-tailers and online store. Current PC users with D-Link 802.11n routers can access the benefits of the SharePort features free of charge by downloading the firmware and client utility from the D-Link website.


text:
My Profile
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Member since Dec 2006
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Reviewed Chicken Curry
Feb 11, 2012 in Food Network Community Toolbox on FoodNetwork.com
"This recipe is fabulous! It's tasty... it's curry... it's great! My only comment when preparing this is that the one cup of chicken stock is not enough. You need to have more close by while you are cook and just add to it when the need arises.
One of my favorite recipes!"""


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INFECTIONS & INFESTATIONSViral infections 11DChildren: ;2years: not recommended. 2–17years:3mg/kg (max 100mg) once daily. Renal impairment:consider dose reduction.Contraindications: Concomitant zalcitabine.Warnings/Precautions: Unrecognized oruntreated HIV infection (do HIV testing and counselingbefore and periodically during treatment). Not fortreatment of HIV and HBV co-infections (use dosesappropriate for HIV). Discontinue if pancreatitis(increased risk in pediatric HIV patients) or lacticacidosis or hepatotoxicity occurs. Women, obesity,or prolonged nucleoside exposure: increased riskof toxicity (eg, lactic acidosis, steatosis). Risk ofhepatitis B reactivation. Diabetes (oral soln). Monitorclosely during and for several months after treatment.Reevaluate annually. Pregnancy (Cat.C). Nursingmothers: not recommended.Interactions: See Contraindications. Caution withdrugs eliminated by active organic cationic secretion(eg, trimethoprim). Increased lamivudine absorptionwith TMP/SMX; increased zidovudine levels withlamivudine (clinical significance unknown).Adverse reactions: See literature. Rare: Lacticacidosis, severe hepatomegaly with steatosis, post-treatment exacerbation of hepatitis, pancreatitis,emergence of viral mutations.Note: Register pregnant patients exposed tolamivudine by calling (800) 258-4263.How supplied: Tabs– 60; Soln–240mL
; LAMIVUDINE ; ZIDOVUDINE COMBIVIR GlaxoSmithKline Nucleoside analogues (reverse transcriptase inhibitors). Lamivudine 150mg, zidovudine 300mg; tabs. Indications: HIV infection. Adults: 1 tab twice daily. Hepatic or renal dysfunction (CrCl ;50mL/min): not recommended. Children: Not recommended. Warnings/Precautions: Bone marrow depression. Anemia. Not for use with other lamivudine or zidovudine products. Hepatitis B (monitor for post-treatment exacerbation). Decompensated liver disease or risk factors for liver disease. Suspend if lactic acidosis or hepatotoxicity (eg, hepatomegaly, steatosis) occurs. Women, obesity, prolonged nucleoside exposure: increased risk of toxicity. Monitor blood counts. Elderly. Pregnancy (Cat.C). Nursing mothers: not recommended. Interactions: See literature. Avoid concomitant other forms of zalcitabine, stavudine, doxorubicin, ribavirin. Bone marrow suppression increased by ganciclovir, interferon-alpha, cytotoxic drugs. TMP/SMX, atovaquone, fluconazole, methadone, probenecid, valproic acid, possibly others may affect lamivudine or zidovudine blood levels (clinical significance unknown); monitor. Triple therapy (once daily regimen) with abacavir ; tenofovir or with didanosine ; tenofovir: high rate of early viral non-response (see literature). Monitor for treatment-associated toxicities with interferon-alpha with or without ribavirin.
Adverse reactions: Headache, GI upset,malaise, fatigue, nasal symptoms, cough,musculoskeletal pain, neuropathy, insomnia,fever/chills, dizziness, depression, rash, myalgia,arthralgia, lab abnormalities (neutropenia, severeanemia, thrombocytopenia, elevated ALT/AST,bilirubin or amylase), hyperglycemia, seizures, lacticacidosis, severe hepatomegaly with steatosis, fatredistribution, myopathy; pancreatitis (rare).Note: Register pregnant patients exposed tolamivudine by calling (800) 258-4263.How supplied: Tabs– 60
; LOPINAVIR ; RITONAVIR KALETRA 200MG/50MG Abbott Protease inhibitor. Lopinavir 200mg, ritonavir 50mg; tabs.
; Also: Lopinavir ; Ritonavir KALETRA 100MG/25MG Lopinavir 100mg, ritonavir 25mg; tabs.
; Also: Lopinavir ; Ritonavir KALETRA ORAL SOLUTION Lopinavir 80mg, ritonavir 20mg; per mL; cotton candy flavor; alcohol 42.4%. Indications: HIV infection. Adults: Swallow tabs whole; take oral soln with food. Converting from caps to tabs or oral soln: Treatment-naive: Lopinavir/ritonavir 400mg/100mg ( 2 tabs or 5mL) twice daily or lopinavir/ritonavir 800mg/200mg ( 4 tabs or 10mL) once daily. Treatment-experienced: Lopinavir/ritonavir 400mg/100mg ( 2 tabs or 5mL) twice daily. Concomitant efavirenz, nevirapine, fosamprenavir (without ritonavir) or nelfinavir in treatment-experienced patients when reduced susceptibility to lopinavir is suspected: 600mg/150mg ( 3 tabs) twice daily. Concomitant efavirenz, nevirapine, amprenavir or nelfinavir: 533mg/133mg ( 6.5mL) twice daily. Children: May use tabs if able to swallow whole and ;15kg. Take twice daily with food. ;6months: not recommended. ;6months: 7 to ;15kg: lopinavir/ ritonavir 12mg/3mg per kg; 15–40kg: 10mg/2.5mg per kg; ;40kg: max 400mg/100mg twice daily. Concomitant efavirenz, nevirapine or (fos)amprenavir: ;6months: 7 to ;15kg: 13mg/3.25mg per kg; 15–45kg: 11mg/2.75mg per kg; ;45kg: max oral soln: 533mg/133mg twice daily; or max tabs: 400mg/100mg or 600mg/150mg twice daily. See literature. Contraindications: Loss of virologic response or resistance with rifampin, St. John's wort. Drugs metabolized by CYP3A that may cause serious events if blood levels are elevated (eg, cisapride, ergots, pimozide, midazolam, triazolam). Warnings/Precautions: Suspend if pancreatitis occurs. History of, or risk factors for, pancreatitis (eg, elevated triglycerides). Hepatic impairment. Hepatitis. Diabetes. Monitor: lipids at baseline then periodically, ALT/AST in liver disease, for hyperglycemia or fat redistribution, hemophiliacs (for spontaneous bleed). Elderly. Pregnancy (Cat.C). Nursing mothers: not recommended.
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1 to 2 (of 2 ) |
May 22, 2013
Superb pencil. I chose...
Verified Purchase
Superb pencil. I chose this after weeks of review. It seems a great alternative
to some of the Rotrings out there. I've been using one everyday as a student for
months, and I really don't have any complaints. The tip retracts like it should,
and is relatively stable. There is a very slight amount of play when drawing
very small circles, and you can feel it if you play with the tip with your
fingers, but when writing it's not noticeable at all. Build quality is
fantastic, full metal with the exception of the lead tube which is plastic. But
as long as you don't try and forcibly break it, it will last a lifetime I'm
sure. There are a few machining marks on it, but overall nothing to complain
Overall it's wonderful, it's a joy to use, and I get many compliments from it! 2 people found this helpful
January 20, 2013
I had one of these last...
I had one of these last year, but someone nicked it whist at school. I was
bitterly disappointed as I only had it for a few months. I tried in vain to
recover it. So I bought another one the other day which I hope to keep on to for
a while!
This pen is built to last. It's solid brass and it shows. I love this pen's simplicity so I haven't had any interest in the clip. The only problem that I've had with the old pen is that the chrome scratches easily. My new one is being babied. It works like advertised in my use, but I can't vouch for it's zero-G properties. If someone wants to launch me into space to allow me to test it, be my guest. The ink is great, and comes out smooth. Some say that they have to press down really hard to get a bold line but I haven't had the problem, but I tend to write with a heavy hand anyhow. There are some white dots in my writing, but I think any sort of pen would have that problem. It's certainly a cool pen, and I hope to use it on all my exams! If you buy this pen, you will not be disappointed. If you somehow are, it's backed by a bullet proof warranty so there's nothing to loose! 1 person found this helpful
1 to 2 (of 2 ) |


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She was born in Doddsville on October 23, 1934.
Sue graduated from Sunflower Agricultural High School and Sunflower Junior College, both in Moorhead and the University of Houston.
Sue was employed by various private and public sector organizations in Mississippi and Texas and worked for USAID in Thailand, Panama and Laos. She resided with her family in Honduras and Peru.
She was pre-deceased by her parents Will Alvis and Hazel (Oswalt) Crouch and her sister Willie Mae Westbrook.
She is survived by her husband Dick Owens; her daughter Karen (Keith) Lannom of McCall, Idaho; grandson Bryce Lannom; nephew and nieces, other relatives and in-laws plus many friends.
Sue will be cremated and her ashes scattered by her family.


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Getting Started with the Federal Job Search and Application Process
State & Municipal Governments: Opportunities and Resources
Brandeis Alumni in Government: Alumni Profiles
- Do you want to make a difference?
- Do you want variety and responsibility in your work?
- Do you want rapid advancement and recognition?
- Do you want great benefits?
- Do you want a satisfying work life balance?
The U.S. Federal Government is the nation's largest employer, offering thousands of positions to U.S. citizens around the globe in every field. Your Brandeis education is the perfect preparation. Don't believe the myth that federal agencies only hire politics majors. Hundreds of federal agencies need talented staff in every field - arts, ecology, economics, IT, history, languages, literature, math, neuroscience, sociology, women's studies, and more - for jobs that truly change the world.
Pathways Program for New Graduates and Interns
Real jobs and internships - available now - are listed on USAJobs, the federal government's opportunities portal. The information below will help you find and apply to positions - read on!
Throughout the year, Hiatt hosts a wide range of government agency representatives on campus in an array of activities including panels, presentations, networking events and one-on-one meetings with students. Be sure to check the Hiatt calendar in B.hired.
Bring your resume with you to these events - you never know when you can share it with an individual who can help you move toward your dream government job or internship. Need help? Use Hiatt resume resources, make an appointment with a Hiatt counselor, and use Hiatt drop-in hours.
What is your field of interest?
Featured Federal Agencies that Match Brandeis Students' Interests - If you are wondering where to start, check out this selection of top agencies. Go directly to the agency's website and either look for the "Careers" section or search the site using "jobs" and "internships" as key words to find amazing opportunities.
The on-line workshop, GOVERNMENT CAREERS: TIPS FOR FINDING INTERNSHIPS AND JOBS (upper right sidebar of this page), is essential reading, offering valuable tips to guide you through the search and application process.
Federal Websites:
- USA.gov is the portal to the U.S. federal government. Everything you ever wanted to know about the nation's operations, departments, and resources.
- Federal Agencies A to Z is invaluable in locating federal agencies' individual websites. Most internships are listed and described exclusively on agencies' own web sites.
- USAjobs.gov is the on-line data base for all current open job opportunities and many internships with the federal government. PLEASE NOTE that not all internships are listed on this website - check individual agency websites (see the link above to Federal Agencies A to Z) for a complete list of their agency internships.
- Federal Jobs by College Major lists federal government job titles by major field. Use these titles as key words to search through USAjobs.gov and to get ideas about potential careers that match your interests. Be creative - check out majors that are related to your interests to get titles that will expand your search.
- United States Senate Employment Bulletin lists job and internship openings with these elected officials and related committees.
- United States House of Representatives Employment page lists job and internship openings with these elected officials and related committees.
- Best Places to Work is a comprehensive and authoritative ranking of federal agencies based on employee satisfaction and commitment.
- Peace Corps is the gateway to the organization's comprehensive site about two-year volunteer opportunities around the globe.
- U.S. State Department is of particular interest to students because of the range of domestic and overseas opportunities related to diplomacy. Internship programs enable students to get first-hand experience in foreign affairs environments; full time positions in Washington, D.C., and at embassy posts around the world are available for graduates from all academic and professional fields. A representative from the State Department visits Brandeis several times a year for info-sessions - check the Hiatt calendar in B.hired.
State, city and town governments also offer excellent job and internship opportunities in public service in every field. You can make an immediate and lasting difference at the regional, city or community level. Every government entity has an official website which includes information about political officials, governing committees, and operational departments as well as sections for individuals seeking government jobs.
Below are examples of two state sites and a link to the corresponding job search pages within the site. RESEARCH TIP: Research other states by putting the state's name followed by .gov (Montana.gov, NewJersey.gov, etc.) or the state's two-letter abbreviation followed by .gov (ny.gov, ak.gov, etc.) in your internet browser.
There is almost always a link to the Employment pages on the home page.
AN IMPORTANT NOTE regarding INTERNSHIPS: Some government websites may list jobs but not internships on their Employment pages, yet internships may be available. Use the website's "Search" function with the keyword "Internship" to find them. You can also contact the department in which you'd like to work (Education, Environment, Health and Human Services, Recreation, etc.) directly to inquire about opportunities.
MassachusettsOfficial Massachusetts Government Website
Find a Job in MA State Government
Massachusetts Life Sciences Center (internships)
Boston Urban Mechanics Program (internships)New York
Official New York State Government Website
Find a Job in NY State Government
Additional Resources:
Miriam L. Gerver, '99 (Psychology) - Survey Methodologist, United States Census Bureau
Alexander Goldstein, '06 (Politics) - Press Secretary, Commonwealth of Massachusetts Executive Office of Labor and Workforce Development
Zachary Klein, '07 (Economics) - Budget Analyst, United States Social Security Administration


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Airfare to Vladivostok, Russia
Vladivostok is a city closer to Asia than Europe, and is best known as where the Trans-Siberian railway ends…or begins. Until the fall of the U.S.S.R. in 1991, only Soviet citizens were allowed to visit the city, and only with permission, due to the presence of the Russian Navy's Pacific fleet.
Airfare to Vladivostok will be the cheapest on Tuesdays, Wednesdays and Thursday. Mondays are popular with business travellers and weekends are key dates for holidaymakers wanting the longest trips possible – avoid these dates.
Also consider flights into Seoul, South Korea or Beijing, China. To get between the cities, you can grab a spot on a train, bus or flight. Look for cheap flights on no frills Europe airlines. Although it will take longer to reach your destination, a bus or train could save you enough cash to make it worth your while.
Another possible money-saving tip is to look for flights that go through Tokyo, Japan; Bangkok, Thailand or another major gateway city instead of flying direct. Because there are more flights – and competition – from these cities on Europe low budget airlines, you can save some cash over flying non-stop to your destination. Flights within Europe rarely exceed two-and-a-half hours. It is very common to layover in one of these main cities.
Finally, consider traveling on a lesser-known carrier. Aeroflot is the national airline. However, SAT Airlines, Siberia Airlines and other airlines also stop in Vladivostok.
The most expensive air tickets to Vladivostok are found during peak holiday travel times, such as the summer Eurail season. Also be aware of national events or festivals, which can also cause ticket prices to rise.
Summary of Money Saving Tips:
- Fly mid-week
- Book your holiday during the off-peak winter season, January-March
- Consider flying into Seoul, South Korea or Beijing, China and traveling overland to Vladivostok via train or bus
- Look for flights that go through large cities, with many flights
- Check out carriers besides the national airline – they may undercut the monopolistic competition
For more information on Vladivostok, check out BootsnAll's Russia Travel Guide.


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For Valerie Bertinelli, cooking is an intimate affair, satisfying to the senses, the stomach, and the soul. That's why every recipe in her new cookbook tells a story of family ties.
"We were family at first bite."
That's how Valerie Bertinelli and her husband, Tom Vitale, describe the first time they cooked together. While he assembled a shrimp appetizer and she topped crostini with mozzarella, they touched, they tasted, and, Bertinelli says, they "just knew."
This joy of good food and the people you share it with forms the basis of 52-year-old Bertinelli's new cookbook, One Dish at a Time. It's packed with recipes from the many people she has loved throughout her life: her mother, her grandmother, her mother-in-law--even her former mother-in-law, Eugenia Van Halen (mother of rocker Eddie)--and her girlfriends. But what makes the cookbook soar and sizzle are the generous, loving helpings of memories and good times that accompany Bertinelli's recipes, whether it's Quiche Valerie or Thursday Turkey Meat Loaf. In Bertinelli's world, food is important, but even more crucial is the engine that drives it: love.
Prevention: What's your favorite food memory?
Valerie Bertinelli: I loved watching my nonnie [grandmother] with the rolling pin making cappelletti and gnocchi. I also remember her fried bread. She'd put it in front of me and say, "Do you want it with cheese or jelly?" I liked it both ways. Oh, it was so good. I remember Ed [Van Halen] and his brother, Al, constantly talking about this sambal chicken that Mrs. Van Halen used to make. I included that recipe in the book and named it after him because I know it was his favorite sambal.
So you learned to cook by observing your nonnie and your mother?
Yes, and also by watching my girlfriends. When I became a mother, I met other mothers who loved to cook and cared about what they were feeding their children. That's how I started to find my cooking voice. I believe the kitchen has a voice, an energy, a heart. It's an old cliche, but it's true. Everyone ends up hanging out in the kitchen, and that's why mine is so huge now. And it's still not big enough. When Tom and I cook, we've got music going, we've got the kids, and then we play games after. It's a family event.
Do you think you can get to know a person better by cooking with them?
Absolutely. You can tell how much they care. When I saw how much passion Tom put into his cooking, I thought, Oh, OK, he's a giver. But if you're the only one doing the cooking and he's like, "Hey, where's my food?" then, well, not so much. Tom does the dishes too. I told him a long time ago, "You know what foreplay is to me? Emptying the dishwasher." I think he took it too literally. He wants me to hear that he's actually emptying the dishwasher if I'm upstairs. He makes a lot of noise! I'm like, "No, honey, it takes more than emptying the dishwasher." But that's part of it.
In the book you say that soups are very intimate. What do you mean by that?
A lot of love goes into making soup. There's all that chopping and cutting, and it takes time. It was Tom who turned me on to soups. The first time I made gazpacho for him, I thought I was going to be made love to the entire night!
More from Prevention: Get 5 Recipes from Valerie Bertinelli's New Cookbook


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Tue, Jul 8, 08 at 23:41
Just wanted to show my pink hibiscus. This is a very old plant and comes back each year. It bloomed well last year in spite of our drought. It didn't set seeds, but I hope it will this year.
I planted 2006 seeds last year and had 7 survive the winter in pots. I put them in the ground a couple of weeks ago and 2 are already blooming. |
Here is a link that might be useful: Pink Hibiscus
Follow-Up Postings:
Very nice. That is a Rose of Sharon, right? |
recieved your email.That plant is very full, that is why I thought it was a Syriacus (rose of sharon). My ROS red eye is blooming now and my hardy hibiscus are all budded and ready to bloom. |
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Active Shooter Mobile
2 days $ 500.00
The threat of a depressed student, disgruntled employee, or Islamic terrorist is REAL. This course teaches the police officer or armed citizen the tactics needed to end the violence quickly and efficiently. This course has plenty of live fire and a healthy dose of Force-on-Force training to intensify the lessons taught. Other related topics are covered as well.
In the past these have been our home grown psychopaths and sociopaths but there are other dangers. Many people have seen scenes from the "al-Qaeda Training Tapes" but the horrors of what they are planning on doing in America are far worse than the clips of the evening news. Whether you are a Law Enforcement Officer or a legally armed citizen you should be aware of the threat of foreign and domestic terrorist tactics. This two day course will teach you the methods for dealing with an Active Shooter quickly and efficiently. Make no mistake, this class is about hearing gunfire and running toward it and is not for of our Fighting Pistol course.
Here are four things you can do to ensure you have a great class:
1. Watch these free videos. This will make your experience MUCH better and will answer many questions. http://www.youtube.com/playlist?list=PLC6EFC9BB68FC497C
2. We respectfully request that students have read "The Principles of Personal Defense" by Jeff Cooper before attending class. These and many other items from our gear list are available at www.TacticalResponseGear.com
3. You WILL be sent a confirmation e-mail when you enroll. If you do not it is typically caused by your spam filter. Notify us if you do not get e-mails weeks prior to class. You will also receive other e-mail prior to class with additional useful information.
4. For more information about our classes and to read hundreds of student reviews loaded with pictures and video clips join our web forum http://www.GetOffTheX.com .
Equipment List:
Clothing to cover all exposed skin (gloves too)
Groin protection
Paintball mask (we have loaners)


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California's San Joaquin Valley grape deal should start almost two weeks ahead of last year, with a bigger crop on most varieties and some shipments hitting stores before July Fourth.
"We are two to three days ahead of normal," said George Matoian, salesman for Kingsburg, Calif.-based Visalia Produce Sales. "The last two years we were late 10 to 14 days. It's almost like Christmas shopping days — two weeks more to feature our grapes."
The Fresno-based California Table Grape Commission projects 4.5 million more 19-pound boxes will be produced this year than last. Its early statewide estimate forecasts 101.6 million boxes, up from 97.1 million. A mostly sunny spring had a lot to do with that.
"We don't have the quality issues with mildew like we did last year," said Atomic Torosian, managing partner for Fresno-based Crown Jewels Produce. "It's a much cleaner, bigger crop. That will present a lot of possibilities for ad promotions from the start of the season until the very end. The stone fruit we normally compete with is down in production this year."
"It starts in the last week of June with three or four shippers on plain seedless grapes out of Arvin or Delano," Torosian said. "Western Fresno County will start around July 1 on flames. The early black seedless grapes, summer royals, should start up July 10."
Supply is also getting some help from the Coachella Valley and Mexico.
"There shouldn't be any gap," Rick Paul, table grapes category director at Sun World International LLC, Bakersfield, Calif., said June 12. "Last year Mexico and Coachella cleaned up early and San Joaquin started late. Now both Mexico and Coachella will harvest right up to the end of June and possibly into the first couple days of July. Mexico is about 60% harvested."
Paul anticipates good quality on San Joaquin flames. Sun World's sugraones, a green seedless, start around July 7. "Our black seedless, Midnight Beauty, will start about a week after sugraones and it has a full crop," he said. "We're off a little bit on our sugraones but still have promotional volume."
Sun World production staff forecasts 1.8 million boxes of sugraones; normal is 2.1 million. The reasons aren't clear, but there have been issues even before the action shifts to the San Joaquin Valley.
"We're a little concerned about how the crop comes off in Coachella," Paul said. "For the second year in a row, especially on sugraones, sugar and maturity have been a real problem. It's kept the harvest at a reasonable level. There are no large inventories. But with no gap we're pushing more and more volume into a shorter window before Arvin starts. The benefit is we'll have plenty of grapes to support Fourth of July ad business."


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See also How to Use section.
Drug interactions may change how your medications work or increase your risk for serious side effects. This document does not contain all possible drug interactions. Keep a list of all the products you use (including prescription/nonprescription drugs and herbal products) and share it with your doctor and pharmacist. Do not...
Read moreOur expert, Dr. Bryan Vartabedian, is a pediatric gastroenterologist and assistant professor of pediatrics at Baylor College of... Read more »
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Source: FirstDatabank Drug
Generic Name: LANSOPRAZOLE DELAYED-RELEASE DISINTEGRATING TABLET - ORALPronounced: (lan-SO-pruh-zole)Prevacid SoluTab Oral Interactions See also... Read more »
At first, you celebrated when your girlfriend got the amazing Internet job in Seattle; but that was before you got a fellowship to N.Y.U. Now, six... Read more »
See the full text of The "Wet Noodle" Technique Works For Keeping Calm During An Asthma Attack and leave a... Read more »


text: Top U.S. General Distances Himself From 'Nuke Afghanistan From Orbit' Comments Paul October 8, 2012 News 27 Comments Follow Duffel Blog: KABUL, AFGHANISTAN – The top U.S. General in Afghanistan has distanced himself from recent comments on the situation there, saying that "it was simply a bad joke that was not reflective of his overall view," according to a written statement from International Security Assistance Force (ISAF) public affairs. Gen. John Allen, the commander of ISAF, was quoted last week by a reporter with Newsweek as saying, "We should just take off and nuke the entire site from orbit. It's the only way to be sure." He went on to also offer a harsh rebuke of President Hamid Karzai, saying "we should just grease this rat-fuck son-of-a-bitch right now." Believing that the remarks were off-the-record, he continued to talk of a different strategy for the war. "Okay. We have several thousand canisters of CN-20," he said, pointing to a map of the suspected location of Haqqani network operatives. "I say we go back in there and nerve gas the whole fuckin' nest." After an aide cited the possibility of collateral damage and the strong probability that the Karzai government would disapprove, Allen then became frustrated, saying "That's great, this is really fuckin' great, man. Now, what the fuck are we supposed to do? We're in some pretty shit now, man." This isn't the first time an officer has faced criticism for remarks to major news outlets. Gen. Stanley McCrystal was relieved of command after a Rolling Stone profile revealed controversial quotes, including him asking, "how do I get out of this chicken-shit outfit?" of one of his aides. His predecessor, Gen. David McKiernan, was also relieved after referring in public to the troop surge as "just another bug hunt." One of the most embarrassing statements, however, came from Vice Admiral Bill Gortney, who briefed the Navy SEAL Team sent to rescue Capt. Richard Phillips from a group of Somali pirates in 2009. "It's a rescue mission, you'll love it," he told them before going over plan details. "There's some juicy pirates' daughters we have to rescue from their virginity." Allen's comments received condemnation from the Obama administration, including Secretary of State Hillary Clinton. "We certainly need to work with our Afghan partners and come up with a more tactful approach," said Clinton to members of the media. She later remarked that U.S. forces need to be more productive in their application of force, using flame units only instead of rifles. "Oh, and no grenades," she added. Although Allen backtracked from his "nuclear comments", he did criticize the Secretary as "misguided and wrong on the rules of engagement." "Hell why don't you put her in charge?," Allen mockingly asked, "What are we supposed to use now, harsh language?" Although the U.S. is not currently considering a nuclear strike of Afghanistan, defense officials in Israel are looking into a possibile first strike against Iran. "We definitely feel that if the regime continues to enrich uranium, we will be forced to nuke the site," said Defense Minister Ehud Barak as he explained scenarios over a blueprint of the Iranian nuclear facility. "Unfortunately we cannot insert a team of soldiers into the area, because you can see that their target would be right under the primary heat exchangers." Don't miss the next story.Get the latest news and alerts from Duffel Blog delivered to your inbox—free. Short URL: http://duffelblog.com/OO9Dp Martin K Andrew says: April 16, 2014 at 2:39 AM It isn't just confined to Afghans. Jordanian soldiers like blow bobs from children and have been known to fuck the odd goat. Sam Cook says: December 15, 2013 at 6:21 PM I like the many, many references. Matthew Leon Willis says: December 15, 2013 at 6:21 PM Redditors need to be upvoting these articles. Alex Dillard Klaus says: December 15, 2013 at 6:21 PM Yes! oh god yes! Anders Ibsen says: December 15, 2013 at 6:21 PM Game over, man! Finley Teal says: December 15, 2013 at 6:21 PM If only this were true…. Doc Bailey says: December 15, 2013 at 6:21 PM We're in the Pipe, Five by Five. Doc Bailey says: December 15, 2013 at 6:21 PM You want some of this? Oh you want some too? Fuck you! Arrrg! HICKS! FUCK YOU! AAAAHHHHHHHH! John Gleichweit says: December 15, 2013 at 6:21 PM Another glorious day in the Corps. Every meal a feast, every formation a parade. Justin E. Miller says: December 15, 2013 at 6:21 PM Seals are so lucky. They get to rescue daughters of pirates. Bob Cloninger says: December 15, 2013 at 6:21 PM I always suspect he has secret recordings and this is the real news disguised as satire… Douglas L. King II says: December 15, 2013 at 6:21 PM Honestly like no one has ever quoted a movie before? Someone who is frustrated and spouts something because of it is not a bad person or stupid. He is frustrated. Who can blame him. I have friends who have come back and said similar things. Taylor Crowe says: December 15, 2013 at 6:21 PM I see someone was watching Aliens recently. Walt Miller says: December 15, 2013 at 6:21 PM STOP IT STOP IT STOP IT. OMG That's funny. One of my favorite movies. Michael De Nomie says: December 15, 2013 at 6:21 PM Did IQs just drop sharply while I was away? Brett Weeks says: December 15, 2013 at 6:21 PM He was obviously taken out of context. Jay Mondejar says: December 15, 2013 at 6:21 PM I like this General Allen fellow. Jason Weiser says: December 15, 2013 at 6:21 PM At least you don't see them fucking each other over for a goddamn percentage. William Weaver says: December 15, 2013 at 6:21 PM My sides hurt… Bwahahahaha. KarlBergman says: November 19, 2012 at 7:55 PM having been there in theatre for over 3 yrs id say that all of this is true,, Crazy Cracker says: October 9, 2012 at 12:02 PM GAME OVER MAN! GAME OVER! Army Wife (P) says: October 9, 2012 at 2:40 AM Ripley? Joe every man says: October 8, 2012 at 10:46 PM Oh shit I can not stop laughing, this was awesome. Vlad says: October 8, 2012 at 11:01 AM And the forklift driving fobbit saves the day. Gonna drive a cargo loader full of dicks up the terrorist queens ass… Michael Young says: October 8, 2012 at 10:38 AM The problem here is that the Taliban has now got hold of those nifty pulse rifles that CZ has been flogging to the rebels in Grozny. They fire 10mm, explosive-tip, caseless standard light armor-piercing rounds, which is not happy news. We should keep some of those handy, you know, for close encounters.


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Banks Were Asked If They Would Prefer To Make More Money Or Less Money, Chose More Money
By Matt LevineOne kind of obvious thing about financial markets is that you can't just call everyone into a room and tell them, "look, guys, just be honest about the price that you would pay / receive for Thing X." This is because financial industry traders are degenerate lying scumbags. No, wait, that's not right. This is because if everyone just told each other their reserve prices then it would be really hard for them to make any money trading and so we, like, wouldn't have a financial system. So you have things like anonymous execution on stock exchanges and dark pools and, um, lying scumbag traders. And that allows you to have profitable trading.
Of course you have to put some limits on the lying scumbaggery: you can't tell people you're investing their money while really blowing it on hookers, and I guess now you can't sell someone synthetic CDOs without telling them who was on the other side. But a little fudging around the edges about the price you're willing to pay or receive – or the price you could pay or receive elsewhere – is kind of at the heart of what trading is.
So in a sense the amazing thing about the Libor scandal is that people are amazed by it. A quick recap:
1. There's a thing called Libor that you can't avoid hearing is the basis for $350 trillion in interest rate swaps and $10 trillion in loans.*
2. That thing is set by Reuters calling up some banks and being like "hey, what rate can you borrow at today?," and them saying "0.49%" or whatever and then Reuters basically writes that down and takes a trimmed average of all the banks.
3. If you're a bank and you have some of those $350 trillion in interest rate swaps and you are net receiving floating then you want Libor to be higher, because then you'll receive more money. So it might occur to you, when Reuters calls, to say "oh, today I can't borrow for 3 months for less than 6.0%. I know, weird, right?" Similarly if you're net paying floating on your derivatives book then you could say "0%, actually, people are just asking to give us free money, someone call Paul Krugman."
4. That happened.
Now that sort of looks like a huge scandal, because three hundred and fifty trillion dollars in derivatives! Which to put it in useful context for you is roughly 4% of the cost of building the Death Star. And, given that somewhat silly process, you might say "I would have thought that building a multi-hundred-trillion dollar industry on prices that may be the average of guesses might create some issues, such as the risk of manipulation…"
You might also say: the British Bankers Association, which sets Libor, may or may not be smart, but the broad set of users of Libor is kind of … everyone … so they'd better be smart, and if Libor sucks so much they'd use something else for their swaps. So maybe those guys have figured out a way to make Libor kind-of reliable. For instance, while Libor quotes aren't transactable – it's just "where do you think you could have borrowed this morning?" – they are public, and a bank that regularly submits, say, a too-high Libor quote is going to get a lot of puzzled calls from competitors saying "hey, we'll lend to you cheaper than that, what's up?" That's not exactly a formal penalty, but it can make life awkward for the Libor submitter – who is at least supposed to be the person in charge of cash management for the bank, not the person in charge of interest rate derivatives.
In the earlier days of Libor scandal, the BIS looked into this question and said some sensible things in its March 2008 quarterly report (relevant discussion here, less relevant but interesting Libor stuff here). The whole thing is worth reading, and touches on why people use Libor rather than other floating rates like Treasury bills or whatever. It also asks about how manipulable Libor is:
One way in which fixings seek to be incentive compatible is by publishing individual banks' contributed interest rates. Transparency exposes the banks to reputational risk because their customers will penalise them for transacting at rates significantly different from their submitted rates. However, transparency raises questions about the information signalled by contributing banks through their quotes. There may be circumstances in which contributing banks deliberately choose to disclose biased quotes. If there is uncertainty about the liquidity position of a contributing bank, the bank will be
wary of revealing any information that might add to this uncertainty for fear of increasing its borrowing costs. Therefore, for the purposes of the fixing, the bank has an incentive to quote a lower interest rate publicly than it might be prepared to pay in a private transaction.The widespread use of fixings as reference rates also gives contributing banks an incentive to misquote. The costs of manipulating a given rate might be outweighed by the potential profit from positions based on those rates. For example, market participants with large positions in derivative contracts referencing a rate fixing might seek to move the fixing higher or lower by contributing biased quotes.
But they did some digging and found not much statistical evidence of that. Now, of course, we have some pretty direct evidence of that, with UBS apparently cooperating with investigations into possible abuses and with agreements between traders at multiple banks to manipulate yen Libor.
Elsewhere in the financial universe, the rule is often that conflicts are dealt with by disclosing them. That's useful if you're deciding whether to buy a security or vote on a merger; possibly less useful when you're dealing with one price set by a poll that lots of people are locked in to. But it's not useless: someone who benefits from a high Libor and who regularly comes in with quotes at the top of the range should maybe be booted off the Libor panel.
As it happens the BIS, who would know this data if anyone would, looked into this in 2008 and came up with:
[A]vailable data do not support the hypothesis that contributor banks manipulated their quotes to profit from positions based on fixings. Eurodollar futures contracts traded on the Chicago Mercantile Exchange indicate that commercial traders – a category which includes banks and other market participants that might seek to hedge their business activities in the futures market – had a larger than normal net open short position in the third quarter of 2007. To the extent that futures positions are representative of their overall exposure, banks would have gained by submitting low quotes to move Libor below the true market rate. In fact, Libor moved in the opposite direction: it rose in early August.
That is … surprisingly weak available data! Total CME Eurodollar futures notional is in the single digit trillions, so nothing like the full interest rate exposure. And they're as likely to be hedging an opposite-way OTC exposure as to actually be "representative" of overall exposure. And the fact that Libor went up doesn't mean it wasn't biased down: maybe it would have gone up more but for banks' interest in keeping it down.
There's a strangely large amount of discussion about whether low interest rates are good for banks or bad for banks or bad, then good or other. And banks disclose various duration-y measures of interest rate risk, though more typically on their loan portfolios than on their derivatives. What they don't typically disclose, though, is DV01 of their entire loans + derivatives portfolio to each tenor of Libor. Perhaps if they did calculate and disclose that it would be easier for the BBA to monitor their quotes for shadiness.
Or maybe not. One thing that is interesting about the Libor reports is that bank senior executives weren't telling their Libor-reporter "we are net long Libor so push it up." Rather, it was individual traders telling the Libor-reporter "hey, I could use a higher Libor on my book, could you help me out?" For all we know the banks were actually acting against their overall interests, just to help out individual unscrupulous and pushy traders. Perhaps if they went to the trouble to calculate and disclose their overall exposures, they might be more able to resist those pushy traders before they have a chance to influence Libor.
Traders Manipulated Key Rate, Bank Says [WSJ]
UBS suspends traders in Libor probe [FT]
* Like, you know what Libor is, right? It's the London Interbank Offered Rate, it is meant to represent the rate (rates, really) at which large banks can borrow unsecured in tenors from overnight through one year in ten currencies. In many of those currencies – notably US dollars – it's the basic short-term benchmark rate to which floating payments are indexed on things like bank loans, interest rate swaps, etc. Here's an official explanation that has those $350tn/$10tn figures.
Comments (58)
Linsanity > Libor
Everything is better with coke and hookers.
Great stuff, Matt!
Of course, maybe LIBOR should be set by the 20 largest banks disclosing all term lending transactions they did the previous day to the local CB and basing the rates off those instead of what a couple of dudes say!
1. People like cookies.
2. Cookie jars have cookies.
3. So even if you tell them they shouldn't eat the cookies in the cookie jar, you have only yourself to blame when they do! -
4. When faced to choose between cookies and charts, always go with the charts.
This whole writing like a teenage girl thing is quite irritating*. It's too bad since the actual content is interesting.
*Like, you know…I never once complained about the length of your posts or anything, but, like, I had to, like, say something here…
Matt you are, like, kind of terrible.
Seems uber interesting but its f*cking friday and this sh*t is just too much.
Sergio! Stop trying to make LIBOR .5 happen, it's not going to happen!
Thought it was just me –
Without asynchronous information we're all going to end up giving away toasters with new bank accounts or in the Bloomingdale's management program
– GICS Code 40
Gee, you really think I could be management material??
Can we at least keep one toaster for ourselves?
Tried that "price your own stuff…" bullshit with Platt's in 2001. Didn't work to well as to natural gas basis trading.
Agree to disagree
– John Arnold
Shut down UBS now!
"This is because if everyone just told each other their reserve prices then it would be really hard for them to make any money trading and so we, like, wouldn't have a financial system."
No. We just wouldn't have as large a financial services sector.
I oscillate between skipping the posts because I hate the style, or then reading because I like the content and getting pissed off all over again because I hate the style. I opted for the latter today.
tl; tb; dr
Stephen Colbert works for UBS?
Disagree with Herb. Keep it real Matty.
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A pitch for block planting
February 24, 2012 It is not too early to start planning your vegetable garden for the coming season. I already have suggested some seed choices, and this column will address the form and shaping of the garden. more »»
Israeli military chasing Arabs from main street
February 22, 2012 Promising to "work my tail off for their sakes" I return to the computer with a recent Palestinian story which urged me to write to you and to my congressmen. more »»
Alphabetical musings end
February 17, 2012 An important change took place in northern Ohio in mid-January, and there were no fireworks or parades. In fact, most of us did not know it had happened until weeks later. The U.S. more »»
Maintaining water, sewer systems is a jobs issue
February 16, 2012 Many people don't associate water and sewer systems with job creation. In fact, most Americans might not think about their water and sewer systems much beyond paying utility bill. more »»
Just check the garden for some of the finest 'bling'
February 10, 2012 The word "bling" had not yet been invented when my old faithful dictionary sported its latest upgrade, but my use of an online dictionary confirms that something with bling is rather flashy. more »»
Tree lovers faced with another assault
February 3, 2012 We have just accepted the facts the emerald ash borer is going to cause the disappearance of most of our ash trees and the Asian lady beetle will continue to invade our homes in the fall, looking fo... more »»
What is abortion, and what are its effects?
January 25, 2012 Every life God grants is very special and unique in its own way. It's a special gift that should be treasured and never intentionally taken away. more »»
Imagination runs wild with seed catalog offerings
January 20, 2012 It seems winter finally is arriving. I really appreciated that extended fall, or pre-spring, or whatever you like to call it. more »»
Learning about the moon, cycles good for growers
January 13, 2012 Since men peered from their caves in ancient times and noticed the changing shape of the moon, there always have been those who believed the moon has a profound influence on the earth. more »»
Stretching out with a book? A few suggestions
January 6, 2012 This is the season when we are often urged to curl up with a good book. I am never convinced about the curling up part; I prefer to stretch out, but the good book suggestion really hits home. more »»
Act would open the next era of Postal Service
December 26, 2011 This holiday season, Ohioans will receive scores of gifts — from Great Lakes beer to Cincinnati chili — but many of the parcels probably won't be dropped off by their local postal carrier. The U.S. more »»
Fear not: Gardener counts the Xes
December 23, 2011 This alphabetical series of columns is coming to an end, and the last few letters of the alphabet present a challenge. more »»
Not even winter dulls the gardener's appointed rounds
December 16, 2011 This has been quite a week. I acquired a new dog, a new phone and a new computer! The new family member is Tuppence. more »»
New crossing would be a bridge to jobs in Ohio
December 13, 2011 In a previous column, I highlighted some of the policies and bills passed by the General Assembly this year that are helping to make Ohio a more competitive place for businesses to locate and create... more »»
Bureau offers simplified credit card agrement
December 13, 2011 Credit card agreements should be written in easy-to-understand language — not in small-print legal jargon. more »»
Dancers bring in dollars for CASA
December 13, 2011 Saturday night, the Eagles ballroom was the venue for Seneca Stars Dancing for CASA. more »»
OK class, it's time for a garden vocabulary lesson
December 9, 2011 Every field of human endeavor has a vocabulary of its own. Sometimes, it helps to look into the meaning of words that are unfamiliar in order to understand directions or explanations. more »»
Out with the black, in with the gratitude
November 25, 2011 It seems to me there should be a better name for today than Black Friday. more »»
It's time again for community to bear the burden
November 23, 2011 As all of you know, our recent request for funds to support the "tradition of excellence" here at the Tiffin City Schools failed Nov. 8. more »»
Time in Africa is eye-opening look at conservation
November 18, 2011 Note: Tiffin resident Gabi Felter took part in an expedition to Africa this year, and recounts her experiences in a series of column. more »» |


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Buck is a neutered male Chihuahua mix dog, approximately 3 years old. He is a happy boy and loves everyone, even cats. He is energetic but also enjoys sitting on the sofa with you. He is very affectionate and loves to be pet. Buck was found at an apartment complex where it is believed that his previous family moved out without him. He has been in foster care ever since and has been an easy dog to deal with. He is kennel trained & housebroken as long as he gets out to "do his business" regularly. Although he doesn't currently have use of a doggy door, we believe he would certainly learn to use one quickly - he's smart & wants to please! If you would like further information, please call Carol at 602-478-0821 or Abby at 602-348-5599 or email to email@example.com.
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New public art installations function as an understated but alarming urban intervention
Mark Soo: Cat & Mouse
Alison Fu: Date Stamp
At the Canada Line City Centre Station to September 30
Rhonda Weppler and Trevor Mahovsky: A False Creek At Coopers' Park and beneath the Cambie Street Bridge, indefinitely
At the entrance to the Canada Line City Centre Station, near the southwest corner of Georgia and Granville streets, Mark Soo's Cat & Mouse plays with different combinations of word pairings and fonts. Using large capital letters cut out of coloured and patterned vinyl and stuck to both sides of the station's west-facing glass wall, he gently prods our everyday experience of written language in public spaces. By overlapping familiarly connected words, Soo creates an effect that is somewhere between concrete poetry, commercial signage, and urban babble. His layering of, say, "CAT & MOUSE" and "BRIDGE AND TUNNEL" folds itself into the many different languages you overhear as people walk past.
Halfway down the stairs at the same Canada Line station, look for Alison Fu's Date Stamp, eight colour photos that also use layering as a strategy. Fu superimposes photographs of residential sidewalks, stamped with the dates of their construction in the early to mid 20th century, upon photos of the adjacent houses, some old, some new. This overlapping imagery prompts thoughts about the rapid cycle of development, demolition, and redevelopment that is reconfiguring our ideas of home, neighbourhood, and heritage preservation.
The visual effect is both lyrical and melancholy: the grey of the sidewalks casts a ghostly atmosphere across the images of the houses, and fallen leaves create an almost funereal framing device. Both serve as a metaphor for Vancouver's architectural history as it is being lost to time, greed, and real-estate prices.
But don't despair. Not yet. Instead, hop on the Canada Line, take it to the Yaletown-Roundhouse Station, then walk east along the seawall toward the Cambie Street Bridge. There, you will see another new addition to Vancouver's growing inventory of public artworks. A False Creek was created by the collaborative duo Rhonda Weppler and Trevor Mahovsky, and functions as an understated but alarming urban intervention. The work consists of horizontal blue stripes, ranging chromatically from dark to light, painted on the massive concrete pillars that support the Cambie Bridge.
Chromatic blue stripes are also painted on a series of lampposts along the stretch of seawall bordering Coopers' Park. Initially, they lend a cheery, aquatic appearance to the place, but then, well, perhaps not so cheery and maybe much too aquatic. Signs on either end of this multicomponent work tell us that the top stripe "indicates a five metre rise in sea level"—what happens when the world's polar icecaps melt. Not if, but when.
Weppler and Mahovsky don't merely alert us to the drastic pace of global warming and rising sea levels. They also speak to the changes we have already wrought upon our natural setting. False Creek, for instance, once extended as far as Clark Drive and Great Northern Way. According to Tom Snyders's terrific book Namely Vancouver, it "was filled in during World War I to provide rail yards and terminals for the Canadian National and Great Northern railways".
Whether through dams, dikes, levees, canals, or in-fill, human beings have been altering water levels and shifting shorelines for centuries. Global warming, however, promises the most mammoth and apocalyptic human-engineered change yet. I guess now's the time to buy that bitumen-powered lifeboat you've been admiring. You can store it on your fifth-floor balcony, which soon, much too soon, will serve as a dock.
@lia, with such a narrow view of art I fear there is so much you are missing.


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Michael Pasquini is light-headed.
"They say it's important to have a hobby outside of theater, outside of lighting," he says. But for Pasquini, a long day at the theater is best rewarded with more theater.
"I love going to see shows and seeing what else someone has done, how they achieved it, what they brought to the stage and the story they have to tell," he says.
But when he sees a producion for the second time, he really gets to watch and enjoy what's happening on stage. He has a hard time even watching the show the first time around because he's too busy craning his neck to see what lights are being lit and when.
His work graces the sets and actors at Banyan Theater Company, where he is currently the resident lighting designer, and at Sarasota Opera, where he is the assistant master electrician and the assistant lighting designer. He also freelances, and, since May, has worked on shows for Westcoast Black Theatre Troupe, The Players and The Manatee Players.
"I'm often times amazed, especially at a place like Banyan, with how much gets done in such a short amount of time (among) everyone involved," he says.
When he worked on The Manatee Players production of "The Full Monty" in April, he spent two, 48-hour workdays in a row there — only leaving the theater to eat and shower.
"I don't think people necessarily know how much time it takes," he says. But that's not a complaint — according to Pasquini the end result is well worth it.
"It's a lot of fun when everyone comes together and has this shared experience," he says. "Not only are you sharing it with the people you created it with, you're sharing it now with a whole new audience, and I think that's really the fun of it."
Pasquini is an artist; the light board and electrics are his medium and, in essence, he paints with light. But such art requires complicated execution and takes a great deal of planning. He reads the script several times, has meetings with production, designs the lights, puts the lights in place, sets up the cues and more — hours can easily turn into full days. Also, unlike art or sculpture, the impression isn't recorded on a canvas.
"The only thing people have are their memories of the show, and that's kind of the fun for me in a way," he says. His lights must make a lasting impression.
Pasquini's love of light goes way back. In fact, he's always had an affinity for light-up toys and shiny things. Starting with the Glo Worm and Lite-Brite he had when he was little." Things that lit up always fascinated me," he says.
But surprisingly, his interest in theater didn't start with lights. It was his role in an adaptation of "A Christmas Carol," written by his seventh-grade teacher, that gave him the spark. He continued to pursue theater in groups around Sarasota and on-stage at Booker High.
It was The Players production of "The Secret Garden," that gave him the backstage bug. He was only in charge of pushing a button when the stage manager called for it, but that small behind-the-scene role made a huge impression on him.
"I was enthralled with the fact that you could change everything in a second," he explains, "I just thought it was really beautiful."
Pasquini doesn't expect anyone to single out the lighting at a show. He explains: "People don't necessarily say, 'Oh, that was a great person who did the lighting." Instead he says it's the artful collaboration with those onstage and behind the scenes that make a production successful — many hands make light work.
"When it comes together, the lighting works for the show, people enjoy it and that's how it needs to be," he says.
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- Jan
31 An Evening of Music and Magic, with tenor Joey SPinella and his groundbreaking show, illusionAria
7:30 pm - 6:00 am - Jan
31 Artist Series Concerts of Sarasota presents Adrian Anantawan, Violin and Amy Yang, Piano
7:30 pm - Jan
31 WSLR Benifit Concert with The Banditos band
8:00 pm - Jan
31 I'VE GOT A LITTLE TWIST - New York Gilbert & Sullivan Players
8:00 pm - 10:00 pm


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Eat Some Stars for Heart Month: A February "Star" Fruit
As you know, Valentine's Day is around the corner. If you are anything like me, you are going into heart overload. Pink hearts, red hearts, big and small hearts, hearts on cards, on balloons and on cakes. Everywhere! If you are feeling a major need for a new shape in your life, now is the time to embrace the star fruit—a tropical lovechild you should add to your grocery basket.
The Carambola (aka star fruit) is native to Southeast Asia and the South Pacific, but is becoming more prevalent in the U.S. You may recognize the lone greenish-yellow fruit in your produce section, but opt for non-scary round fruit like apples and oranges instead. Don't be afraid of the unique shape because the flavor will remind you of the common taste you can find in plums, pineapples or lemons, varying from sweet to sour. The delightful fruits are most tasty when they are ripe so look for those that are yellow with bits of green and firm, shiny skin. Brown spots on the ribs are a good thing when picking out your star fruit (just avoid the shriveled look)! The superpower fruit is rich in vitamins A and C, high in antioxidants and fiber and low in fat.
The entire fruit is edible, even the slightly waxy skin, so it is easy to throw into a breakfast smoothie or add to a fruit salad, chutney or salsa. The flavors of the 5-point fruit can be paired with almost any meat or poultry for a sauce reduction that is mouthwatering. The healthy fruit can also be broiled or sautéed and served with sweet toppings like cinnamon and frozen yogurt for a light, sunny treat. But the beauty of noshing on the star fruit is keeping it in sliced, star form so consider baking star chips or sneaking the beauties into your sangria. You need some star fruit in your kitchen with these endless possibilities!
The constellation wannabe is readily available through the end of this heart-ridden month so snatch up a taste of the tropics while you still can. (I know I sound bitter, but it's not toward love…just toward hearts!!).
Have you ever eaten a star fruit? What's your favorite star fruit recipe?
Photo courtesy of gul791 via sxc.hu
Photo 2 courtesy nelsaum via sxc.hu


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Christina Hendricks On Dressing For Her Husband And Why She Loves Red Carpets
Fans of AMC's Mad Men who love watching Joan Harris rule the stylish corridors of Sterling Cooper Draper Pryce might be a little apprehensive about meeting the office manager turned partner in person. After all, this is the character who archly informed frumpy underling Peggy (Elisabeth Moss) that her outfit wasn't "helping her silhouette." And when Christina Hendricks enters the downtown Los Angeles bar Mas Malo in black pumps, a fitted black jacket and a jade pencil skirt made to showcase the perfect ticktock of her hips, the effect is intimidatingly Joan. Her walk is graceful, powerful, sexy but restrained, sensual and determined. She delicately places her Jimmy Choo bag on an empty chair and settles herself with Joan's ladylike precision.
But then she starts to talk, and like an ermine stole, the unapproachable Joan-ness slips off. "So nice to meet you!" she exclaims, and then asks hopefully, "Are we going to eat?" and even more hopefully, "You're going to have a margarita, right?" Food containing bacon and drinks containing tequila are ordered, and Hendricks' unmitigated effervescence bubbles forth. She explains that Ryan Gosling, who's directing her in an upcoming noirish fantasy set in Detroit, is, yes, "handsome," but in her opinion, "people respond to him strongly because he's so nice and so talented"; then segues into proudly announcing that her husband, actor Geoffrey Arend, has just invented two new kinds of bacon (garlic and garam masala); and then whips out iPhone photos of her new cockapoo, Zuzu—"with her first summer haircut!" In other words, the imperious, regal character Hendricks plays to Emmy-nominated perfection is nothing like her. "Thank you," Hendricks exclaims. "I don't think I'm anything like her either."
That said, Hendricks was born to play Joan, so it's rather amazing to learn that although she spent her peripatetic childhood (Kentucky, Idaho, Oregon and, finally, Fairfax, Virginia) acting, she didn't envision acting as a career. "I just thought I would work in a hair salon and do community theater," she says, shyly smoothing the tablecloth, as if she knows this is a little hard to believe. Even after she moved to New York, following a brief modeling career, she had to be persuaded to pursue acting. "There were so many actors," she says, a slight flutter of her lashes acknowledging the ridiculousness of her reasoning. "Why do they need one more?"
"Uh, maybe because you are destined to make television history?" was not the answer on Hendricks' mind when, after working steadily but unremarkably in television for a number of years, she was given a script for Mad Men. She appreciated that it was great, but primary in her mind, at the end of what had been for her a dismal 2006 pilot season, was getting a job. What she remembers most about her audition was the conversation she had with a friend beforehand. "I was crying before I went in—I was just so desperate. I was like, 'I'm not going to get this,' and my friend said, 'It's your role.' " She was also afraid that the outfit she'd worn—a pencil skirt and formfitting sweater accented with a printed bow—looked "too costumey." Ha.
Other than the fact that "for the first few years on the show all anyone wanted to talk to me about was her underwear," Hendricks has always loved the intense wardrobe aspect of her Mad Men role. Janie Bryant, the show's costumer, is now one of her closest friends. "We had the exact same ideas about Joan." Ideas such as awesome graphic-print blouses with bows in primary colors, knit dresses in bright berry shades and, of course, pencil skirts.
Being the center of attention is not easy for Hendricks. She has to remind herself again and again: "Just walk down the hall and try to imagine that you know everyone is looking at you."
You might think that after long days in foundation garments, the last thing Hendricks wants to see is a red carpet. Not so. "Getting to wear beautiful fashion is the most fun part of the job that has nothing to do with the job," she says. L'Wren Scott is a go-to designer for her—she wore one of her black cocktail dresses to the latest Mad Men season premiere. A fan of strapless dresses, she has especially warm feelings for pieces that are so well-constructed they don't require a bra. "Christian Siriano makes his dresses that way," she says gratefully. "It makes me feel so taken care of." Her nightmare? A salesperson suggesting an unstructured piece that can't accommodate a bra. "I want to say, 'Excuse me, but are we standing in the same store?' "
She's thrilled with the black jacket she's wearing tonight, a recent score. "I got it at this cheap little store in Venice. It's cut so well, the way it comes in at the waist, and it was like $20." As were her shoes (well, $19 actually). "From a Nine West outlet and so comfortable." Her pencil skirt is J.Crew, and she loved it so much that she bought two more. She laughs when asked if she wears pants. "All the time," she insists. Current favorites are Imogene + Willie jeans, which she pairs with a black turtleneck. Yes to pants, however, does not mean yes to sweatpants. "I can't do that to my husband, not after just three years of marriage. At home, I put on a low-cut caftan, and he's like, 'Babe, you look great.' Caftans are just the perfect solution to what to wear at home. I love Camilla Franks', but I also get great vintage ones on eBay."
Hmm. Does this little Man Pleasing 101 lesson sound a bit like Joan? Hendricks laughs, confirms that it does, then explains she finally understood her character (whom she initially found terrifying) when show creator Matthew Weiner explained that all she really wants is to be helpful. "Joan used to be Peggy," Hendricks says. "She just wants the next girl to not get trampled on like she did."
Now that she's no longer scared of Joan, Hendricks loves her. "Joan is fascinating. I would play Joan forever," she says. If she hadn't worn that pencil skirt to the audition, would she have gotten the part? "I don't know," Hendricks reflects, with an innocence that is both foregrounded in her own character and expertly veiled in Joan's. "I like to think so."
Click through above to see the style icons that influence Hendricks' feminine style.