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President and Owner
Joel is the founder of Hillcrest Property Management. Joel has a Bachelor of Science degree. More than 35 years ago, Joel started Hillcrest by providing a new level of personalized property management service to each and every one of his clients. Originally, Hillcrest managed all types of real estate including apartments, shopping centers and office buildings. As condominium ownership grew, Joel was one of the pioneers in the industry by recognizing the need for providing property management services to condominium, townhome and homeowner associations in Illinois.
Today, because of Joel's commitment to the condominium industry and his hands on management approach, Hillcrest has grown to managing over 16,000 condominium, townhome and homeowner association units in the Chicagoland area. In the world of condominium management, Joel is an icon. Through out his career, he has taught real estate management courses on a national level. In addition, Joel is one of only a few individuals in the Midwest to hold the distinction of being a "Certified Manager of Community Associations" from the National Board of Certification for Community Association Managers, a "Certified Property Manager" from the National Association of Realtors and a "Certified Property Manager " from the National Association of Home Builders.
Dale Nusbaum, CPM
Dale is responsible for all day to day operations at Hillcrest. He has been an active member in the property management industry for over 37 years. Dale brings hands-on experience through the managing, directing and growing of a mid-size real estate property management company located in the Chicago area. Over the years, Dale has developed the ability to create, maintain and improve his long term relationships with clients.
Dale has a Bachelor of Science in Education. Presently, Dale holds an Illinois license as a Certified Property Manager and a Real Estate Broker. During his career, Dale has been a very active member in the Institute of Real Estate Management including being the Chicago chapter President and nationally, a regional Vice President. In 2006, Dale was honored with the prestigious "Certified Property Manager" of the year award.
Scott Schlemmel
Director of Portfolio Management
Scott is in charge of all property managers at Hillcrest. He oversees the management portfolio of all association properties at Hillcrest. Scott has an extensive background in both portfolio and site management. He has been in the condominium management business for over 18 years. In 2003, Scott became part of the Hillcrest team. Scott likes the dynamics of working with the various vendors and contractors that service our properties and he enjoys the constant challenges brought on by being one of the members of Hillcrest's senior management team. Through the years , Scott has been a very active member on Hillcrest's website committee.
Steve Bottlemy
Marketing Director
Steve is in charge of all marketing and sales for Hillcrest Property Management. He is a licensed Real Estate Broker in Illinois and is currently a member of the National Association of Realtors. Steve has a Bachelor of Science degree in Accounting. Over the past 30 years, he has been involved in many areas of real estate including both commercial and residential. Steve was the General Manager for a company who owned numerous large commercial properties, he was the owner of a residential real estate company on the North Shore that specialized in new construction, he marketed a number of subdivisions on the North Shore and in the Northern suburbs and finally, he marketed and sold a number of residential and commercial properties. Steve's most recent experience has been in marketing. Over the past 8 years, he has successfully marketed a number of companies located in the Chicago area.
Helen Kocemba
Helen is responsible for the accounting and reporting for Hillcrest. She began working in the real estate industry in 1976 as a sales agent and then a broker. In 1986, Helen joined the Hillcrest team. Her duties started with her working in the accounting and customer service areas. In 1989, Helen received her Bachelor of Arts degree in Accounting. With this additional background, Helen's duties expanded and she quickly rose to the position of being Corporate Comptroller for Hillcrest. As our staffing requirements increase, Helen is ready to take on the scope and nature of any challenge that might come about.
Scott Millard
Director of Office Standards and Personnel
Scott has been in the real estate industry including property management for almost 30 years. Scott has a unique technical background in that in addition to being a property manager, he also has a law degree. Scott always makes himself available to our other property managers who in turn, use his legal expertise to solve complex association issues that do arise from time to time. Scott relishes the many challenges associations face in today's ever changing property management environment. Scott really enjoys working with the boards, owners, vendors and contractors at each of the associations he manages.
Jennie Jensen
Accounting Administrator
Jennie started with Hillcrest in August of 2000 as a member of the accounts receivable department. Through hard work and with her take-charge attitude, Jennie is now our accounting department supervisor. In her duties at Hillcrest, Jennie assists in the training of new employees, she is responsible for setting up all the information for each new association, she maintains all software programs and finally, she supervises our accounting personnel in regards to all day to day accounting needs for each of the associations we manage.
Tony Giangreco
Technology Administrator
Tony has a Bachelor of Science degree in Computer Information Systems and has 25 years of hands-on-experience in the IT field. He and his team provide 24/7 support allowing Hillcrest to provide the best possible service to each and every association they manage. Tony communicates with all technology vendors and maintains over 50 different systems used in various Hillcrest locations throughout the Chicago area. Tony has professional affiliations with many major vendors and he is responsible for all technology areas used by Hillcrest.
This site is provided by Hillcrest Property Management


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Who's that, Baby? Book
Delightfully written with a repetitive refrain, this board book will capture Baby's imagination as she sees her own reflection on each spread. Baby is sure to take pleasure in seeing herself on the page with her favorite Disney friends!
Available at Amazon,Barnes & Noble
Suggested Retail Price: 6.99

subset: commoncrawl


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Doesn't this lip gloss look beautiful in the package? Well, that's about as far as it goes. I'm the kind of girl who buys my make-up on sale, and at the drug stores, etc. It seems like everytime I take a chance and order something expensive online because it reeled me in, I get screwed! Yes, the container is pretty. I first used my finger to put it on and I couldn't see anything on my lips. So, I tried my lipstick brush and put A LOT on, and you could see it, but it was nothing special! I am so disappointed in this and I haven't used it very much and you can already see the bottom so obviously it doesn't hold much in it's little flip top container. I swear, I'm just going to stick with my inexpensive drug store make-up that when I don't like it, it hasn't cost me an arm and a leg and put me in a bad mood!!!
What a waste of money. The packaging reels you in because its so glitzy and shimmery and then once you start to use it..the glittery shimmer is only on the top layer, so you are left with this irridescent thick gloss. I barely noticed that I was wearing this stuff, I put it over lipstick and tried it over gloss, its not worth the money, it just sits in the bottom of my makeup bag.
I think everyone is disappointed as this lipgloss does not really look as glossy as mac lipglasses/lustreglasses although it looks real pretty n glittery in the sleek compact. I like it however.. I think ive not grown out of the 'all things glittery' phase yet. :P Try this: Apply Ramoneo on your lips first, then add a coat of clear lipgloss. I use this that way and i love e way my lips sparkle. =) I've to admit that the color is one of those YLBB kind of color though - Strictly not for ladies who r looking for a gloss with alot of color. Retails for SGD $29 (more expensive than lipglass/lustreglass) and is part of the l/e Rebel Rock Collection.
I am greatly saddened by this product as i do love glittery things and when i heard about this product i was absolutely excited. unfortunately now that i have and tried working with it i think it sucks. the glitter didn't show up too well when used with other lip gloss or lipsticks. also most of the glitter is only on the top layer and the texture of it is similar to chapstick but slightly grittier because of the glitter. i was really hoping to be able to use this to add some sparkle to some of my other lip products but i think i'll stick with snowgirl for that.
Its a limited edition, looked great in the package but its nothing special. It makes lips shiny but doesnt last long, I prefer snow girl in the lipglass for the shiny glittery effect instead.
I usually love MAC, but they've disappointed me lately. I'll admit they sold me on the name, I'm a big Ramones fan... and the color was pretty on the website. I just don't think I was prepared for what I actually got when it came in the mail. Holy Glitter! I felt like I was in middle school again with this stuff. The glitter got all over my face at first and the color was barely there. I felt stupid wearing it. However. Once you get through the inital top layer of gritty glitter that gets everywhere, there is a pretty fun lip color underneath. Though it's not quite as glittery as the top layer, the underlayers still have glitter in them, though it is milled finer. Looks pretty, doesn't really stay on well, though. I put this on every once in a while, but I'm not really into it. It'll probably sit in my makeup box for a long time.
More reviews by Scarlett_Canada
I think these glosses are best suited for young teenagers. The glitter is just way too much, and it gave me that Halloween makeup impression. Not impressed with these new items at all and would feel silly wearing them. They look cool in the pot though?
This is a nice pinky shade of gloss-in-a-pot. It goes on very sheer with lots and lots of glitter. Total glitter overload! It gets all over your face, all over your boyfriend's face, all over your fingers, your lip brush and everything else you touch. Once you get past the top layer it's a bit more tame. I have to admit it looks gorgeous in the pot though, especially when you first buy it. I look forward to testing it out over lipsticks. I won't repurchase though. It's a reasonable price, just can't get past the glitter.
I really like this Glitz gloss out of the 3 that came out, this is the nicest one with the most shimmer. On the lips it looks like a soft sheer pink with silvery shimmer, almost looks like diamonds on your lips. I think I am going to wear this gloss over lipsticks. It gives any lipstick a gorgeous shimmer, takes any boring lipstick & gives it a glamourous look. I tried it over pink lipsticks, nudes, berry shades, looks so pretty topped over basically any color lipstick. As for the taste it kind of tastes like vasoline on your lips. The texture is quite light weight & it is not sticky at all. IMO I think this is a staple, for me it was a must-have.


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Photos: James Holmes allowed to plead not guilty by reason of insanity
James Holmes, accused of killing twelve people and wounding seventy at a July 2012 screening of The Dark Knight Rises at an Aurora theater, has been allowed to plead not guilty by reason of insanity.Andy Cross/Denver Post More photos below.
Judge William Sylvester had previously entered a plea of not guilty on Holmes's behalf. At a hearing today, Judge Carlos Samour, who replaced Sylvester in the case earlier this year, granted Holmes permission to change the plea and pursue an insanity defense.
As we've reported, a hearing in late May dealt with a single question: If Holmes, who had indicated that he'd like to plead not guilty by reason of insanity, did not cooperate with a court-ordered mental examination, should he be allowed to call his own expert witnesses to testify about his mental condition at the sentencing hearing in his case?
Holmes's defense attorneys said "yes" and argued that Colorado's insanity-plea laws were unconstitutional. Days later, however, Judge Samour ruled in favor of the laws' constitutionality. That decision set the stage for today's hearing, in which Samour read Holmes an advisement intended to explain to him "the effect and consequences" of entering an insanity plea.
Wearing a red jumpsuit, Holmes, distinguished by a bushy beard and slicked-back hair, had a copy of the advisement and appeared to be following along as Judge Samour read it aloud. Defense attorney Daniel King turned the pages for him, since he was shackled.Andy Cross/Denver Post James Holmes looks at the advisement as Judge Carlos Samour reads it aloud.
The entire advisement is on view below, but here's an excerpt -- the applicable test for determining insanity:
Continue for more about today's hearing in the Aurora theater shooting case, including more photos and a document.
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text: data input data input is one thing but inputting data is the opposite way of saying the same thing. we do both because we are data inputters first and foremost. we love data inputting because it is great finger excercise which everyone needs to do else their fingers will get arthritic. we dont like days when we have no data input left as we then consider the implications of all the data input in the entire world diminished to the point that this gibberish was the last element of data ever to be inputted. |


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Sat, Nov 10, 12 at 15:14
I just got an email from a great quilt store in Ft. Collins for their Christmas classes, which included Bread Bags. They are adorable. If you are going somewhere for dinner, you could offer to bring the bread and leave the bag for the hostess!
Too bad I didn't see this sooner. I'm bringing corn bread muffins to a potluck Sunday night. |
Here is a link that might be useful: Bread Bags
Follow-Up Postings:
How cute! I love the turkey one. Donna |
- Posted by littlehelen (My Page) on Sun, Nov 11, 12 at 8:54
What a fun idea...I'm always the family bread maker, now I can dress up my delivery! thanks for sharing. V. |
- Posted by quiltingfox (My Page) on Sun, Nov 11, 12 at 17:07
Hi Bev, I really like the snowman bag and just thinking it could be used for things other than just bread. :-) Best to you and TFS, |
- Posted by polardream (My Page) on Mon, Nov 12, 12 at 22:10
Bev, those are so cute! Did the pattern/idea come from the Sewing Circle here? I didn't see it from Fig Leaf ... Really clever! |
Sue, I just forwarded you the email I received from Fig Leaf. They are holding a class for the bags. I did see the pattern on line, but I asked DD to pick me up a pattern from Fig Leaf and bring it home this weekend. Maybe I should call and make sure they are selling the pattern before she wastes her time. |
- Posted by lafonda_ranch (My Page) on Tue, Nov 13, 12 at 8:11
How cute! Those would make cute gift bags, too! Hummm.... do I have the time..... Robbi |
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Want to know the best places to stay in Europe? Let our savvy Booking.com guest reviewers guide you to your perfect accommodation with these amazing picks.
1. Guest Apartment Margherita Lucca, Italy
A charming family-run accommodation in the centre of Lucca. Reviewers rave about the exceptional service provided by owners Margherita and Roberto.
In all of my travels, I can honestly say that I've never encountered such a warm & welcoming host like Margherita. The place was absolutely beautifully decorated, clean and I was treated like a VIP. My only regret was that I didn't plan to stay longer than one night while passing through Lucca. I would return to Lucca just to spend time again with Margherita. She is an AMAZING and friendly person! I can't say enough good thing about her. I HIGHLY recommend staying there! 5 STARS Rating!!! - John, solo traveller, USA
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Meet Lori from Mama with a Dash of DIY Drama.
I just found her crazy wonderful blog and just had to share it with you! Lori's blog is overflowing with tons of creative transformations. Here's a little peak to show off her talent!
I hope you'll head on over & pay Lori a visit! Please tell her that I sent you.
P.S. ~ The new gadget LINKY FOLLOWERS, you see is an option to replace Google Friend Connect which is being discontinued March 1. I would love for all of you to follow me there and I will follow you back. Just click on the LINKY FOLLOWERS tool to sign up for your very own followers gadget, it's EZ!


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Google's Nexus 7 is all the rage. The tablet is so popular that Google ran out of stock and the orders are on halt for a while. The tablet is getting praise even from staunch Apple fans like MG Seigler. The most notable praise came from none other than the creator of Linux, Linus Torvalds, who is a great critic and seems to have a hold of what a user wants.
I pre-ordered my 16 GB model and received it a few days ago. The web was already flooded with Nexus 7 reviews, so I waited to see what I would think of the tablet after one week's usage. Since I already own the famous Samsung Galaxy Tab 10.1, Galaxy Nexus , Nexus S and Kindle, I was curious to see which will become my favorite tablet after a week of usage, so here are my findings. This is less of a review and more of my experience with Nexus 7.
The Hardware; Form-factor
When I got the box of Nexus 7 I was a bit concerned about the small size of Nexus 7 as compared to my 10.1 inch Galaxy Tab. When I opened the box and held the tablet in my hands, I felt a bond. There was a feeling (the feeling you get when you see something and know that's right for you), that this is what I wanted. My later usage with the tablet justified that feeling. Somehow everything was in place – the size, weight and performance.
Nexus 7 has a very good balance, it rests nicely on your four fingers with the center of gravity on the tip of your fingers, so the tablet will stay – hang on your fingers even if you don't hold it. That's not true with a bigger device like the iPad or my 10.1 inch tablet. This balance eliminated the pain that one would feel holding a bigger tablet in one hand for longer period.
The non-slippery back surface gives you the grip and confidence that you won't drop the tablet.
In the last six days I noticed that I barely touched my Galaxy Tab 10.1 and instead carried around the Nexus 7. Not because it was a new device, but because it was easier to carry and felt comfortable in my hands.
The Guts
Nexus 7 packs great hardware at the price of $200. The tablet comes with one front-facing camera for video chats and hangouts. I don't see any point of a second camera on a tablet. I think it's a great idea to drop the second camera and keep the price low. I don't remember ever taking a picture or video from my 10.1-inch tab. I can't help but laugh when I see some idiots taking I picture from their iPads. It's more like wanting a second camera on the lid of the laptop so that you can use it to take pictures. I think Google has done a decent job by committing unnecessary hardware to keep the prices low.
However there is no compromise with needed hardware. Nexus 7 is equipped with NFC chip, GPS chip, accelerometer, gyroscope and magnetometer so you can use it for various applications and services.
The tablet also has a non-documented feature which supports a smart cover. Which means a cover can be used to wake up the tablet and put it to sleep.
The screen is sharp and bright enough to read outside. The inbuilt speakers are good and loud enough. It has a micro USB port and uses the same cable used in Galaxy Nexus so I don't have to carry different cables for different devices.
7 Inch: Too Small?
At 1 feet distance a 7 inch screen gives me as much fun and excitement as get from my 50-inch 3D TV from 10 feet distance. I used to watch movies on my 10.1 tablet during travel. I have not had any opportunity to travel so I can't comment on that experience yet. But I can clearly see I will be packing my Nexus 7 in my backpack.
I wish there was more space or SD card support on the Nexus 7. But I can easily cram 8-9 movies on the tablet and music can sit on my Galaxy Nexus so I am good. That will give me enough movies to watch for the 8 hour flights from Brussels to Washington.
Nexus 7 introduced Android 4.1 Jelly Bean to the world, which is an amazing operating system, far ahead of Apple's iOS in terms of features and polish. Apple is now resorting to their stupid software/process patents to cripple Android which they continue to steal Android features and introduce into their own iOS.
Google News shows that Apple's Siri is nothing more than a useless toy. There have been numerous comparisons online which shows Siri is no where close to Google Now when it comes to deliver right results. With Jelly Bean Apple has lost it mobile OS superiority and left to litigate and catch up with Android.
Google Maps are now offline so you can save a region and access it when you are not near a wifi point (Nexus 7 doesn't have 3G). So, Nexus 7 doubles up as your companion for hiking and biking as you can keep track of where you are on the map.
With Jelly Bean we also get Google Chrome, so I am now able to check websites in their native mode. I can now open my Google Docs documents in the desktop mode and get all the features that I would get on a traditional desktop, so it doubles up as my writing tool.
I do have an Amazon wireless keyboard which pairs nicely with the tablet and turns it into a composing device. I am waiting for LibreOffice for Android and once it arrives I will be using the tablet more for my stories and fiction. At the moment you can either use free Google Docs or paid QuickOffice (which is now owned by Google) to create documents.
Glitches: Home Screen Problem
One extremely annoying problem that I noticed in Nexus 7 was the fixed home screen. There is no way to auto-rotate the home screen. If you have the tablet in landscape mode, and are using an app like YouTube or movies and you have to get out, it switches back to portrait mode and you must either turn the tablet again or just try to manage it weirdly. Google must release a patch to this problem. It seems like the home screen of the tablet behaves like a smartphone. However, there is an easy workaround, thanks to Jason Palrow. You can install Apex Launcher and manage the home screen with Apex instead of Android and you will get the functionality of auto-rotating the home/system screens.
Socially Connected
Nexus 7 has great integration with all major social networking sites such as Google+. You can install any service you like such as Facebook, Twitter, Dropbox or Google Drive and it will be available across services.
Perfect eBook Reader
I love reading ebooks (DRM-Free) on Nexus 7 because the device has the perfect weight and balance to be held in one hand for longer periods. It's 16:9 aspect ratio is appropriate for watching videos and films. Since you have Amazon.com, Nook and Google Books, Magazines available for Android, there is no dearth of great content.
Better than Amazon Tablet?
I am a huge fan of Amazon but that love ends where Kindle starts. It's a very restricted platform. Kindle is not a general purpose Android tablet, it's a "portal device" to consume content from Amazon.com. The problem worsens when Amazon.com blocks access to Google Play.
So, with Android I can choose any device I want and yet have access to all content that I bought from Google Play, that's not true with Amazon Kindle. You are locked inside Amazon Kindle devices.
At the same time while I can get my content from any provider- Amazon, Barnes & Noble and Google on Nexus 7, that's not true with Kindle Fire. My options start and end with Kindle Store.
So, you miss out great apps available on Google Play. Even if Amazon Kindle Fire is based on open Android, it is a closed system. So, if you are planning to buy a 7-inch tablet, I will not recommend Amazon's Kindle Fire. Instead I will heavily recommend Nexus 7. I will change my opinion about Kindle Fire the day Amazon allows access to Google Play.
Nexus 7 has broken the negative image that 7 inch tablets held. That image is partly due to cheap, Chinese tablets which gave the worst tablet experience one can get. Initial and massively failed attempts by Dell with its "Streak" was another reason behind this image.
The reception Nexus 7 has received will change the tablet market forever. Google has created a new category of affordable tablets which are easy to carry around yet offer the expected tablet experience.
So, Kudos to folks at Google for executing it so well. Order your Nexus 7, if you have not done yet.


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Dezeen promotion: the 23rd Biennial of Design (BIO 23) will take place from 27 September to 11 November 2012 at the Museum of Architecture and Design in Ljubljana, Slovenia, and the organisers are accepting applications from exhibitors now. More »
Tag: Organisation in Design
Interview: Margriet Vollenberg
and Margo Koning
In this latest video filmed at Ventura Lambrate in Milan, the design district's founders Margriet Vollenberg and Margo Koning of Organisation in Design talk about the area and the exhibitions taking place there this week. More »
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Paint & Coatings
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SuperPaint® Interior Acrylic Latex Paint
Paint and primer in one for fast, easy application. Count on SuperPaint ® for excellent performance. Learn More
Cashmere® Interior Acrylic Latex Paint
For an ultra-smooth rich, silky finish, count on Cashmere®. Learn More
ProMar® 200 Interior Latex
Sets the professional standard for superior quality. Learn More
ProClassic® Alkyd Interior Enamel
Achieve a smooth and luxurious finish on interior doors and trim with ProClassic® Alkyd Interior. Learn More
Pro Industrial DTM Acrylic
With excellent weathering and moisture resistance properties, DTM Acrylic Coating is the ideal choice for interior and exterior durability. Learn More
Pro Industrial™ Water Based Catalyzed Epoxy
Extremely durable multi-use coating. Learn More
Pro Industrial™ High Performance Epoxy
Ideal for surfaces where chemical and abrasion resistance is critical. Learn More
Dry Erase Coating
Transform any wall into a working surface with this durable, clear gloss that wipes clean every time for years of use. Learn More
All Surface Enamel Oil Base
A high quality coating with excellent resistance and exceptional durability. Learn More
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All prices displayed are for U.S. Sherwin-Williams locations and are in U.S. Dollars.
Prices do not include taxes or other fees as applicable. - Not all colors are available in all product lines. See store for details.
- Due to individual computer monitor limitations, colors seen here may not accurately reflect the selected color. To confirm your color choices, visit your neighborhood Sherwin-Williams store and refer to our in-store color cards.


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Forums >Health and Nutrition>Rest Days = Pig Out Days!!!
Roads were made for journeys...
Needs more cowbell!
• 6 duathlons (1 Olympic distance)
• 130#s (and stay there, gotdammit!)
....dark chocolate is one of the food groups!
Your toughness is made up of equal parts persistence and experience. You don't so much outrun your opponents as outlast and outsmart them, and the toughest opponent of all is the one inside your head." - Joe Henderson


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(01-03-2012 05:44 PM)charbs1111 Wrote: i do, as well as the schmidts we had discussed previously. sent an offer, lets work on it see what we can do.
(01-03-2012 05:56 PM)jncdrew Wrote: I have this little one. It is flawless and nearly perfect centering. I almost want to save it for grading but Idk. Let me know if you likey.
(01-03-2012 04:50 PM)thelegendjerryrice Wrote: AND I QUOTE. Check my PC in my Organize. If it is not listed in my PC I NEED/Want it.
(01-03-2012 06:35 PM)the great 48 Wrote: LMAO
(01-03-2012 08:07 PM)mercier2002 Wrote: I have a bunch of inserts let me check and I'll get back to you
(01-03-2012 08:19 PM)mercier2002 Wrote:


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LIVING SOCIAL - £9.00 buy now! for two to see Andy Warhol Exhibition with dulwichpicturegallery.org.uk
59% savings on tickets to see the Andy Warhol exhibition
(1 day remaining on Living Social special offer)
The infamous master of Pop Art who claimed everyone will get their 15 minutes of fame is getting a much longer stint in England's oldest public art gallery the Dulwich Picture Gallery. Flash us £9 and get two adult tickets to Andy Warhol: The Portfolios exhibition where iconic portraits of Muhammed Ali and Marilyn Monroe hang amongst surprises such as 1981's Myths and 1979's Space Fruit: Still Lifes (a £22 value). Or claim four adult tickets for your entourage for £18 (a £44 value), or six for £25 (a £66 value). The Gallery has garnered an excellent reputation over the course of 200 years, so much so that even the Royal Family has paid it several visits. Its place in history may be secure but capture it now before the 'Buy Now' button slides into obscurity.
• Expires on September 16, 2012


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Once again the New York Rangers find themselves battling for a playoff spot with time running out. And, much like last year, they could lose their spot in their final game. The 2009-2010 New York Rangers famously missed the playoffs after they lost to the Philadelphia Flyers in the final game of the regular season. Now that the Rangers lost to Atlanta last night, whether or not they make the playoffs could very well come down to the one game remaining on their schedule.
The team that is hot on the Rangers' heels is the Carolina Hurricanes. The Canes have two games remaining and they're two points behind New York. If Carolina defeats Atlanta tonight and Tampa Bay tomorrow, they'll be in the playoffs regardless of what New York does.
Right now both teams have 34 wins, excluding shootout. If Carolina wins one of their two games remaining outside of the shootout and New York loses to New Jersey tomorrow in regulation, Carolina will qualify as they will have at least equal points and one additional non-shootout win.
If Carolina loses one of their two games and wins the other in a shootout and the Rangers lose to New Jersey in regulation, Carolina would still make it as they collected six points against the Rangers this season, while the Rangers picked up only four against the Hurricanes. The fact that both of the Rangers' victories against Carolina came in overtime or the shootout could be the death knell for the Blueshirts.
The Rangers can make the playoffs if they defeat New Jersey tomorrow and Carolina loses at least one game this weekend. If the Hurricanes lose both games, the Rangers are in regardless. These very confusing scenarios are summed up on the Hurricanes' website. Thanks to Puck Daddy for bringing this to our attention.
Essentially what it comes down to is that the Rangers cannot make the playoffs on entirely their own effort any longer. They'll have to worry about what Carolina does. The Hurricanes control their own fate. Win out and they're in.
The recent play of both teams is what's brought us to this point. The Hurricanes have won four of their last five and seven of their last ten. The Rangers, on the other hand, have won two of their last five and six of their last ten. When you're sitting in eighth place, an extra loss here and there means a great deal.
Of course, in addition to asking about the Rangers' playoff fate, another question we must ask is if John Tortorella will use Marian Gaborik if the Rangers end up in another deciding shootout. Olli Jokinen is in Calgary now.


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This is a syndicated post from ZENIT - The World Seen From Rome. [Read the original article...]
The Church in the United States will be giving some $2.5 million in grants to support evangelization and pastoral work in the regions of the Caribbean and Latin America. The grant monies are distributed across 127 projects that total over $1.7 million.
"This collection is an important opportunity for U.S. Catho…


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Although many years ago thought of as a problem with roofing or attic ventilation, ice dams are actually caused by the presence of warm, moist air in the attic, combined with snow on the roof and the right weather conditions. Ice dams occur when heat gets into the attic and melts the underside of the snow on the roof. The melted snow then flows down the roof surface until it reaches a cold spot (such as the eaves or soffit) where it forms a frozen dam, behind which more snowmelt and ice pile up. The ice buildup can back up under the shingles, damaging them and allowing water to leak to the ceilings and walls below.
Typically, air infiltration causes drafts and a chilly feeling near windows and doors and in basements. Adjusting your thermostat will not stop the drafts, but sealing hidden cracks and openings will. By stopping air leaks at their source, you'll stay warmer in the winter and cooler in the summer, use less fuel, and reduce your utility bills.
Seal wires and fixtures - Electrical wires often enter attics through the tops of walls. Fill the hole around the wire with spray foam or caulking.
Light fixtures that enter the attic space can be sealed with an airtight box made of wood or rigid foam to keep insulation off the fixture. Alternatively, replace with airtight fixtures.
CAUTION: Turn off power to the entire circuit - not just the switch - and keep it off until the caulk or foam has cured completely!
CAUTION: If your wiring consists of old "knob and tube" style wires or wires that are worn or broken, they must be repaired or replaced prior to insulating and sealing.
Fortunately, air infiltration is one of the easiest forms of energy loss to correct. The process requires only a careful inspection of your home and some inexpensive weather-stripping, caulking, and filler materials.
Most people know they should caulk and weather-strip around the exterior of their homes to protect it from the elements. However, it is equally important to protect your home from interior air leaks. Moist interior air can enter the walls and ceiling through cracks and holes, and condensation buildup in those locations can damage or destroy insulation, wiring, wood, or other building materials.
Before research and building science demonstrated the role air leaks play in energy loss, most people assumed that insulation was enough to stop heat flow through a building. Although insulation slows heat transfer, it is easily compromised by air flow, whether driven by outside wind conditions or convection currents within the building. The only way to stop this air movement—and the associated heat loss—is by eliminating the holes and pathways between the inside of the house and the outside.
The first step to tightening up your home's envelope is performing a detailed inspection for air leaks. This should be part of every energy assessment, and the inspector should be able to show you locations where air is leaking and needs to be sealed. A good rule of thumb is to seal the high air leaks first; in other words, start by plugging holes and leaks in the attic; then move to the exterior walls, and look for smaller leaks around doors, windows, and electrical switches and outlets; finally check out your basement.
Water vapor carried with the escaping warm air may condense, freeze, and build up in the insulation. When this water builds up, it can soak the insulation (wet insulation has little insulating value), cause plaster and paint to crack and peel, and lead to rot and other structural damage.
The source of ice dams is attic air leaks
Anywhere there is a penetration into the attic space (wires, plumbing vents, light fixtures, chimneys) there is the potential for air leaks. Even homes that are only a few years old may not be properly sealed. To avoid these types of problems and eliminate most ice dams, attic air leaks must be sealed with caulking or spray foam.
What to do about attic air leaks - Warm, moist air leaking through holes around plumbing vents, electrical wires, chimneys, etc. leads to reduced performance of insulation (right illustration). Foam spray (left illustration) or caulking can seal up the air leak, saving energy and preventing nearly all ice dams.
Copyright © 2014 Minnesota Department of Commerce. All Rights Reserved.
Minnesota Department of Commerce + 85 Seventh Place East + Saint Paul, MN 55101


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Specifications, Availability and Pricing
I want to start with what we see in the chart above before I get too far ahead of myself with the features. The Quick Fire Stealth is also known by the SGK-4000-GK, and when ordering you need to pay close attention to the last three characters of that name. If you want Cherry MX red switches, you need the CR2 model, for browns the CM2 model, for greens (hardest to locate) the CG2 model, and for the blue switch model we were sent, you need to look for the CL2 model of this keyboard. The Stealth offers 12 key roll over in USB mode, but if you need full no key roll over, install the PS/2 adapter they send for that capability. There is also something called repeat rate that I will cover very soon that is also only active in PS/2 mode. They also include things like red WASD keys with arrows on them along with a pair of Cooler Master logo caps for the pair of Windows buttons by the spacebar, and the Stealth has a detachable USB cable like the rest of the series has.
The first and most visual feature is that the letters and such have been removed from the top of the plastic key caps. They are now much smaller and on the front side of all of the keys. This does a few things. One it will really impress your friends when they see there is nothing on top of your keys. It also makes it so you will never wear them off. Lastly since this keyboard is designed to give the faster typists a board to take on anything you can do, you are already a touch typist, and since there are still raised bumps on the home keys, it is just as easy to find your starting point, as it is on any other keyboard. Then you have things like the four speed of repeat rate to bind keys in game and make them spam commands faster with the use of the function key and the F1 through F4 buttons. There are also seven multi-media keys tied into the F-keys that allow you to control any media player with them. You have the Windows lock out keys so that you don't accidentally end up on the desktop, and the board offers a Windows keys on both sides of the space bar.
One of the more important facts about the Stealth is that this is a Tenkeyless design, so you don't have the typical number pad. As for lighting, the Stealth is not back lit, but the three red LED lock lights do add just enough light to be cool without being obnoxiously bright. Remember this is for touch typists, so key backlighting isn't needed.
As I look around, I am glad to see that with a smaller mechanical keyboard, you also are going to pay a much smaller price than the typical average of around $120 that many mechanical keyboards. As I look around, I am finding that the best place to buy one currently is direct from Cooler Master. At the CM Store, you will find the offerings listed at $94.99 before shipping is included, and the best I found online was at just more than $86 before shipping was included. I also noticed that most e-tailers are only offering the blue switch version, where as the CM Store has all but the red at the same price.
While the keyboard in design and function may have been designed for the purists and the elite, at least it doesn't come with an astronomical price that is usually present with such words in most products like this.


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SOURCE Leap Wireless International, Inc./ PR Newswire
~New Initiatives Being Introduced to Drive Improved Customer Activity and Financial Performance
~ ~ Initiatives Include Higher-Quality Devices, Enhanced Service Offerings and Customer Experience Improvements
~– Third quarter customer results reflect higher entry-level smartphone pricing, expected second quarter churn pressures and wireless industry softness
— Adjusted OIBDA impacted by marketing and other expenses associated with transition
— Significant sequential improvement to free cash flow
— Operating income of $81 million includes net gain on spectrum transaction
— Earnings per share of $0.32
Note: A webcast of Leap's conference call and accompanying presentation slides will be available at 11:00 a.m. EST today at http://investor.leapwireless.com.
SAN DIEGO, — Leap Wireless International, Inc. (NASDAQ: LEAP) today reported operational and financial results for the three and nine months ended September 30, 2012. Service revenues for the third quarter of 2012 increased 0.7 percent over the prior year quarter to $722.0 million. The Company reported $131.6 million of adjusted operating income before depreciation and amortization (OIBDA) for the third quarter, compared to $154.3 million for the prior year quarter. Third quarter 2012 operating income was $81.4 million, compared to an operating loss of $16.1 million for the third quarter of 2011, and reflected an approximate $130 million net gain resulting from an exchange of spectrum licenses.
The Company reported approximately 563,000 gross customer additions for the third quarter of 2012 and approximately 269,000 net customer losses. Customer churn for the third quarter of 2012 was 4.8 percent.
"During the third quarter, we continued a significant transition of our business to meet the changing needs of our customers and improve our financial performance," said S. Douglas Hutcheson, Leap's president and chief executive officer. "We increased pricing on entry-level smartphones to improve customer survival and plan to continue adding higher-quality, higher-priced handsets to our device portfolio. We also added compelling, new features and updated pricing for our service plans and enhanced our Muve Music service, all to provide customers with increased value at a selection of different price points. Third quarter customer results also reflect previously discussed churn pressures from the effects of certain retention programs and handset quality issues we experienced in the second quarter, as well as general industry softness. We believe that the new initiatives that are being introduced will enhance the customer experience, improve our customer value proposition and drive improvements to churn.
"We also remain focused on improving our financial performance and profitability, evidenced by the significant sequential improvement in free cash flow. The year-over-year change in third quarter adjusted OIBDA reflected increased marketing costs for the launch of our new devices and service plans and increased product costs associated with uptake of our all-inclusive offerings. In addition, we are reducing projected 2012 capital expenditures by approximately $85 million, principally by managing 3G network capacity investments, exploring cost-effective alternatives to deliver 4G LTE services and exercising increased financial discipline. We also recently strengthened our balance sheet by refinancing $300 million of senior indebtedness due in 2015 through a new $400 million senior secured term loan facility maturing in 2019. Our top priorities remain improving our customers' experience and continuing to drive free cash flow."
Financial Results and Operating Metrics (1)
(Unaudited; in millions, except for customer data, operating metrics and per share amounts)
(1) | For a reconciliation of non-GAAP financial measures, please refer to the section entitled "Definition of Terms and Reconciliation of Non-GAAP Financial Measures" included at the end of this release. Information relating to population and potential customers (POPs) is based on population estimates provided by Claritas Inc. for the relevant year. |
(2) | The Company recognizes a gross customer addition for each Cricket Wireless, Cricket Broadband and Cricket PAYGo™ line of service activated by a customer. |
Discussion of Financial and Operational Results for the Quarter
Customer Activity
- End-of-period customers for the third quarter of 2012 were approximately 5,634,000, a 2.1 percent decrease from end-of-period customers for the third quarter of 2011.
- The Company reported a net loss of approximately 269,000 customers for the third quarter of 2012, compared to net additions of approximately 10,000 customers for the third quarter of 2011.
- Voice net customer losses of approximately 239,000 reflected lower gross additions due to increased pricing for the Company's entry-level smartphones and general wireless industry softness, as well as higher year-over-year churn levels.
- Broadband net customer losses of approximately 29,000 reflected the Company's continued de-emphasis of this product and further shift of network usage to higher-ARPU smartphones.
- Customer churn for the third quarter of 2012 was 4.8 percent, compared to 3.8 percent for the third quarter of 2011.
- Voice customer churn for the third quarter of 2012 was 4.7 percent, compared to 3.4 percent for the comparable period of the prior year, reflecting continued churn pressures from the second quarter of 2012 due to changes in the Company's retention programs and quality issues in certain entry-level smartphones.
- Broadband customer churn for the third quarter of 2012 was 7.8 percent, compared to 8.7 percent for the comparable period of the prior year, reflecting increased customer tenure and higher out-the-door device pricing.
- 57 percent of the Company's new handset sales in the third quarter of 2012 were for smartphones and approximately 9 percent of the Company's voice customer base upgraded their handsets during the quarter.
Service Revenues and ARPU
- Service revenues for the third quarter of 2012 increased to $722.0 million, a 0.7 percent increase over the comparable period of the prior year, primarily due to continued uptake of the Company's higher-ARPU service plans.
- ARPU for the third quarter of 2012 was $41.94, an increase of $0.69 over the comparable period of the prior year. The year-over-year increase in ARPU primarily reflected continued uptake of higher-value service plans.
Operating Expenses, Adjusted OIBDA & Financial Metrics
- Adjusted OIBDA for the third quarter of 2012 was $131.6 million, a decrease of 14.7 percent over the comparable period of the prior year. The year-over-year decrease primarily reflected higher marketing and product costs.
- Third quarter 2012 operating income was $81.4 million, compared with an operating loss of $16.1 million for the comparable period of the prior year. The year-over-year improvement in operating income reflected an approximate $130 million net gain associated with spectrum transactions with Verizon Wireless, offset by approximately $15 million of restructuring costs.
- CCU for the third quarter of 2012 increased 4.4 percent over the prior year quarter to $24.11, primarily due to higher product costs.
- CPGA for the third quarter of 2012 increased by 30.3 percent over the prior year quarter to $310, reflecting a year-over-year increase in marketing costs and decrease in gross customer additions, which reflected a lower percentage of non-subsidized activations compared to the prior year quarter.
- Net income attributable to common stockholders for the third quarter of 2012 was $25.0 million, or $0.32 per diluted share, compared to a net loss attributable to common stockholders of $68.8 million, or ($0.90) per diluted share, for the third quarter of 2011, and was primarily attributable to the increase in operating income discussed above.
Capital Expenditures and Free Cash Flow
- Capital expenditures during the third quarter of 2012 were $106.2 million.
- Free cash flow for the third quarter of 2012 was ($7.7) million, compared to $63.4 million for the prior year quarter and ($103.8) million for the second quarter of 2012. Free cash flow is defined as net cash provided by operating activities, less purchases of property and equipment. The decrease to free cash flow was primarily driven by an increase in marketing and product costs as well as the timing of payments in the quarter related to capital expenditures and inventory purchases.
Updated Business Outlook
- Total capital expenditures for 2012 are expected to be between $450 million and $470 million, including spending for the deployment of next-generation LTE network technology.
- Total capital expenditures for the ongoing maintenance and development of the Company's network in 2013 (excluding capital expenditures for any deployment of next-generation LTE network technology) are expected to be approximately 10% as a percentage of the Company's service revenues.
- The Company is considering alternatives to offer next-generation LTE network technology services to customers in its network footprint.
- The Company plans to cover approximately 21 million POPs with LTE network technology in 2012.
- The Company is exploring cost-effective ways to deliver LTE services to additional customers, which may include deploying facilities-based coverage and/or entering into possible partnerships or joint ventures with others.
Other Business & Operational Highlights
- Launched Cricket Lifeline service in 11 new states and the District of Columbia.
- Introduced four new handsets, including iPhone 5, HTC One V, Huawei Ascend Q and ZTE Engage.
- Introduced new, enhanced service plans and features, including Muve Music in all Android-based smartphone service plans and new international calling features.
- Announced the introduction of RadioShack No-Contract Wireless, powered by Cricket.
- Completed previously announced spectrum transactions with Verizon Wireless.
Webcast Information
As previously announced, Leap management will host a live webcast at approximately 11:00 a.m. EST / 8:00 a.m. PST today to discuss these results. Other forward-looking and material information may also be discussed during this call.
To listen live via telephone, dial 1-800-748-2715 (domestic) or 1-212-231-2926 (international). No participant pass code number is required for this call.
More information about this event including a live webcast, the accompanying presentation slides and other supporting materials may be accessed by visiting http://earnings.leapwireless.
A replay of the conference call will be available for a limited time via webcast, MP3 or telephone and may be accessed by visiting http://earnings.leapwireless.
About Leap
Leap provides innovative, high-value wireless services to a young and ethnically diverse customer base. With the value of unlimited wireless services as the foundation of its business, Leap pioneered its Cricket service. Cricket products and services are available nationwide through company-owned stores, dealers, national retailers and at MyCricket.com. Through its affordable, flat-rate service plans, Cricket offers customers a choice of unlimited voice, text, data and mobile Web services. Headquartered in San Diego, Calif., Leap is traded on the NASDAQ Global Select Market under the ticker symbol "LEAP." For more information, please visit www.leapwireless.com.
Notes Regarding Non-GAAP Financial Measures
Information presented in this press release and in the attached financial tables includes financial information prepared in accordance with generally accepted accounting principles in the U.S., or GAAP, as well as non-GAAP financial measures. Generally, a non-GAAP financial measure, within the meaning of Item 10 of Regulation S-K promulgated by the Securities and Exchange Commission (SEC), is a numerical measure of a company's financial performance or cash flows that (a) excludes amounts, or is subject to adjustments that have the effect of excluding amounts, which are included in the most directly comparable measure calculated and presented in accordance with GAAP in the condensed consolidated balance sheets, condensed consolidated statements of comprehensive income or condensed consolidated statements of cash flows; or (b) includes amounts, or is subject to adjustments that have the effect of including amounts, which are excluded from the most directly comparable measure so calculated and presented. As described more fully in the notes to the attached financial tables, management supplements the information provided by financial statement measures with several customer-focused performance metrics that are widely used in the telecommunications industry. Adjusted OIBDA, free cash flow, CPGA, ARPU and CCU are non-GAAP financial measures. Non-GAAP financial measures should be considered in addition to, but not as a substitute for, the information prepared in accordance with GAAP. Reconciliations of non-GAAP financial measures used in this release to the most directly comparable GAAP financial measures can be found in the section entitled "Definition of Terms and Reconciliation of Non-GAAP Financial Measures" included toward the end of this release.
Forward-Looking Statements
This press release contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements reflect management's current expectations based on currently available operating, financial and competitive information, but are subject to risks, uncertainties and assumptions that could cause actual results to differ materially from those anticipated in or implied by the forward-looking statements. Our forward-looking statements include our discussions about planned product and service plan developments, expected customer activity, future capital expenditures and LTE deployment and expected financial and operational performance, and are generally identified with words such as "believe," "expect," "intend," "plan," "could," "may" and similar expressions. Risks, uncertainties and assumptions that could affect our forward-looking statements include, among other things:
- our ability to attract and retain customers in an extremely competitive marketplace;
- the duration and severity of the current economic downturn in the United States and changes in economic conditions, including interest rates, consumer credit conditions, consumer debt levels, consumer confidence, unemployment rates, energy and transportation costs and other macro-economic factors that could adversely affect demand for the services we provide;
- the impact of competitors' initiatives;
- our ability to successfully implement product and service plan offerings, enhance our retail distribution and execute effectively on our other strategic activities;
- our ability to obtain and maintain roaming and wholesale services from other carriers at cost-effective rates;
- our ability to maintain effective internal control over financial reporting;
- our ability to attract, integrate, motivate and retain an experienced workforce, including members of senior management;
- future customer usage of our wireless services, which could exceed our expectations, and our ability to manage or increase network capacity to meet increasing customer demand, in particular demand for data services;
- our ability to acquire or obtain access to additional spectrum in the future at a reasonable cost or on a timely basis;
- our ability to refinance our indebtedness under, or comply with the covenants in, any credit agreement, indenture or similar instrument governing any of our existing or future indebtedness;
- failure of our network or information technology systems to perform according to expectations and risks associated with the upgrade or transition of certain of those systems, including our customer billing system; and
- other factors detailed in the section entitled "Risk Factors" included in our periodic reports filed with the SEC, including our Quarterly Report on Form 10-Q for the quarter ended June 30, 2012 filed with the SEC on August 6, 2012 and our Quarterly Report on Form 10-Q for the quarter ended September 30, 2012, which we expect to file shortly with the SEC.
All forward-looking statements included in this news release should be considered in the context of these risks. All forward-looking statements speak only as of November 7, 2012, and we undertake no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. Investors and prospective investors are cautioned not to place undue reliance on our forward-looking statements.
Leap is a U.S. registered trademark and the Leap logo is a trademark of Leap. Cricket, Cricket Wireless, Cricket Clicks, Muve Music, MyPerks, Flex Bucket, Real Unlimited Unreal Savings and the Cricket "K" are U.S. registered trademarks of Cricket. In addition, the following are trademarks or service marks of Cricket: BridgePay, Cricket By Week, Cricket Choice, Cricket Connect, Cricket Nation, Cricket PAYGo, Muve, Muve Money, Muve First, Muve Headliners, Cricket Crosswave, Seek Music, Cricket MyPerks and Cricket Wireless Internet Service. All other trademarks are the property of their respective owners.
Download the full report; Leap Reports Third Quarter Results


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Introduction by Robert Reich
Commentary by R. H. Campbell and A. S. Skinner
Adam Smith's masterpiece, first published in 1776, is the foundation of modern economic thought and remains the single most important account of the rise of, and the principles behind, modern capitalism. Written in clear and incisive prose, The Wealth of Nations articulates the concepts indispensable to an understanding of contemporary society; and Robert Reich's Introduction both clarifies Smith's analyses and illuminates his overall relevance to the world in which we live. As Reich writes, "Smith's mind ranged over issues as fresh and topical today as they were in the late eighteenth century—jobs, wages, politics, government, trade, education, business, and ethics."
Includes a Modern Library Reading Group Guide
Excerpted from The Wealth of Nations by Adam Smith; Introduction by Alan B. Krueger. . Excerpted by permission of Bantam Classics, a division of Random House LLC. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
1. Many of the concepts developed by Adam Smith in The Wealth of Nations-the nature of free trade, laissez-faire, the division of labor-were revolutionary notions in 1776, and remain central to contemporary liberal economic thought. Discuss contemporary economics in light of some of the key notions elaborated by Smith.
2. Smith famously writes: "It is not from the benevolence of the butcher, the brewer, or the baker, that we expect our dinner, but from their regard to their own interest. We address ourselves, not to their humanity but to their self-love. . . ." What does Smith mean by "self-love" or "self-interest"?
3. As R. H. Campbell and A. S. Skinner write, The Wealth of Nations "was not only an intellectual achievement . . . embracing as it does the explanation of complex social relations on the basis of a few principles, but also a work which provided practical prescriptions for the problems of the day." Discuss these aspects of Smith's work-analytical and prescriptive or historical; what is their relation? Is the one necessary for an appreciation of the other?
4. In his Introduction to this volume, Robert Reich notes that "The Wealth of Nations is resolutely about human beings-their capacities and incentives to be productive, their overall well-being, and the connection between productivity and well-being." How does this statement, taken as a point of departure, shed light on Smith's book and its significance?
5. Although he is considered the founder of political economy (or modern economic thought more generally), Adam Smith considered himself a moral philosopher. How does looking at him in this way-as someone fundamentally concerned with questions of ethics-change your understanding or appreciation of his work?


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New Revised Standard (NRS) | New International Version (NIV) |
4 For thus the Lord said to me, As a lion or a young lion growls over its prey, and—when a band of shepherds is called out against it— is not terrified by their shouting or daunted at their noise, so the Lord of hosts will come down to fight upon Mount Zion and upon its hill. | 4 This is what the LORD says to me: "As a lion growls, a great lion over his prey-- and though a whole band of shepherds is called together against him, he is not frightened by their shouts or disturbed by their clamor-- so the LORD Almighty will come down to do battle on Mount Zion and on its heights. |
New Revised Standard Version Bible, copyright 1989, Division of Christian Education of the National Council of the Churches of Christ in the United States of America. Used by permission. All rights reserved. (New Revised Standard Bible Version Online) | Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online) |


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Medal of Honor most pre-ordered title in the franchise's history
By Mufaddal Fakhruddin on September 30, 2010
Will it be as successful as a CoD, though?
EA announced that the pre-orders for Medal of Honor has surpassed previous records, becoming the most pre-ordered game in the franchise's 11-year history.
Going by the previous Medal of Honors, this may not come as such of a big deal to some. No actual sales data was shared.
EA had announced an open beta for the multiplayer portion of the game. It starts on October 4 and users can apply at: www.medalofhonor.com/pcopenbeta.
Medal of Honor is one track to release on October 12 in the US and October 15 in the UK for PC, PS3, and Xbox 360.
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Tue, Feb 17, 09 at 11:00
Socks, I do not belong to any group or org. I just do it on my own.. that way not pressure.. I do what I can, when I can and how I can.. I always say.. a group can be just one person, doing their share..
Thank you for reaching out and going that extra step to find out what you could do.. Huggy |
Follow-Up Postings:
- Posted by socks12345 (My Page) on Tue, Feb 17, 09 at 19:55
I totally agree. We're two groups of one each. |
- Posted by huggybear_2008 (My Page) on Wed, Feb 18, 09 at 9:44
LOL LOL Folks I would like to introduce you to our groups.. This one is Huggybear and this one is Socks.. They are two groups of one....... Amen.... |
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Nguyen Thanh Le, North Vietnamese spokesman at the Paris peace talks, tells reporters that the Honolulu conference reveals that "the position of the United States remains infinitely obstinate." According to the North Vietnamese, the war would continue as long as the United States remained determined to support the "puppet government" in Saigon.
President Lyndon B. Johnson had met with South Vietnamese President Nguyen Van Thieu in Honolulu from July 18 to July 20. At the conference, Johnson reaffirmed his administration's commitment "to defend South Vietnam." Thieu stated that he had "no apprehensions at all" concerning the U.S. commitment. In a joint communique, Thieu further asserted that his government was determined "to continue to assume all the responsibility that the scale of forces of South Vietnam and their equipment will permit," thus tacitly accepting current U.S. efforts to "Vietnamize the war." The two presidents also agreed that South Vietnam "should be a full participant playing a leading role in discussions concerning the substance of a final settlement" to the conflict. Johnson's successor, Richard Nixon, made "Vietnamization" one of the pillars of his Vietnam policy, directing that the combat capability of the South Vietnamese armed forces be improved so that they could ultimately assume full responsibility for the war and U.S. forces could be withdrawn.


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From the Super Mario Wiki
Tamara are small egg-like enemies found exclusively in the Tree Zone of Super Mario Land: 6 Golden Coins. They are only located in the fourth room of the beehive, which is the third level of the Tree Zone, where they sit in unusual plant-like pods and rise and fall to attack Mario. Mario can easily defeat one by jumping on top of it or shooting a fireball at it. They are possibly eggs of Bībī. Names in other languages[edit]


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220 Cranborne to Commonwealth Government
Cablegram D1006 LONDON, 12 July 1944, 12.05 a.m.
My telegram of [6] [1]th July, D.984.
With the concurrence of the United States Government, His Majesty's Ambassador at Lisbon [2] and his U.S. Colleague [3] have now made joint approach to Dr. Salazar [4] on the lines proposed, suggesting that military conversations should be held in Lisbon by service experts under the direction of Dr. Salazar on the one hand, and United Kingdom and United States Ambassadors on the other, to discuss ways and means of Portuguese participation in eventual operation against Timor.
Dr. Salazar replied that he was ready and indeed anxious to open military conversations and agreed that those should take place in Lisbon. He was, however, still trying and would continue to try to get the Japanese out of Timor by agreement. He could not shut his eyes to the fact that Macao was held in forfeit. The population of this colony had now swollen to something approaching 400,000 people, the vast majority of whom were European including many British and Americans.
The war was going none too well in China and these people might soon be surrounded by Japanese as well as hostile Chinese. Their fate might be too awful to contemplate and it was a responsibility which could not be abandoned lightly.
Reports did not, however, encourage him to think that he would succeed in attempt to reach agreement with the Japanese. In any event preparation of plans and training of the Portuguese force would take time and it would be desirable to prepare for every contingency. He would therefore, at once, appoint a small delegation to take part in conversations and would let us know when this had been done.


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The Susquehanna River Heartland Coalition for Environmental Studies (SRHCES) is a nascent watershed organization whose geographic focus is the entire Susquehanna River West Branch watershed in Pennsylvania. The West Branch Susquehanna watershed drains an area of approximately 4,466 million acres, just under 7,000 square miles. At present, SRHCES partners include representatives from six academic institutions (Bloomsburg University, Susquehanna University, Bucknell University, Lock Haven University, Kings College, and Lycoming College), the PA Department of Environmental Protection, the Northcentral Pennsylvania Conservancy, the Western Pennsylvania Conservancy, SEDA-COG, Forum-for-the-Future, and the Geisinger Health System.
SRHCES is currently initiating major projects on the Lower West Branch, which extends approximately 77 miles from Lock Haven to Sunbury, Pennsylvania. Major initiatives planned or underway include:
For additional information, please contact Mel Zimmerman.
PA Environmental Digest Article on SRHCES
Geisinger Center for Health and Rural Advocacy


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IFS is a globally recognized leader in developing and delivering business software for enterprise resource planning (ERP), enterprise asset management (EAM) and enterprise service management (ESM). IFS brings customers in targeted sectors closer to their business, helps them be more agile and enables them to profit from change. IFS is a public company (XSTO: IFS) that was founded in 1983 and currently has over 2,600 employees. IFS supports more than 2,200 customers worldwide from local offices and through partners in more than 60 countries.
At IFS being global never means being far away. Through solid industry knowledge and customer participation in product development we always stay close to the changing reality of our customers. And with over 20 support centers all over the world help is always near.
IFS Applications is a truly global product – with a truly global organization to implement it. More than 50 offices around the globe and a worldwide infrastructure for services and support make IFS a reliable partner in global implementation projects.
IFS Applications is a single, integrated product supporting the management of 4 core processes; Service and Asset, Manufacturing, Project, and Supply Chain. Combined with our deep industry knowledge and horizontal solutions such as financials, HR, CRM etc., it is a complete ERP solution for all your business needs.
IFS Applications provides an attractive, intuitive and efficient user experience, helping you easily find what you need to do your job. So you can spend less time managing your software and more time managing your business.
IFS Applications is built using the same principles as successful manufacturers—the production and assembly of components. Thanks to our service-oriented component architecture you can choose only the business components you need. And add new ones as you go along.
With IFS Applications you stay agile, ready for change and evolution without disrupting the implemented solution. Our strategy of building for change includes a number of best practices, including a commitment to standard technologies and well-known products.
Click for further details about IFS
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IFS receives order from global telecommunications company
2013 05 13 APICS Best of the Best
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while by no means a professional chef - i'm a pretty damm good cook
ethnic and spicy


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About Patrick:
Patrick began his flying career in the United States Marine Corps while flying in CH53 helicopters in the 1990s. He left the Corps with the determination to succeed and a passion for flying that could not be satiated. In the ensuing 15 years, his financial success in the business realm has allowed him to earn his private pilot's license, own and fly private passenger aircraft, and engage in more than a decade long obsession with RC helicopters.
After hooking up a camera to one of his many RC planes on a whim, Patrick fell in love with aerial photography and video. He has been diligently working in the field of aerial media ever since. Taking the determination of a US Marine; channeling it into the building, fixing and refining of aerial media platforms. In a way to optimize flight control and picture/video quality. He has personally innovated completely novel helicopter and camera gimble designs that allow Aerial Media Pros to do things that other companies simply cannot come close to.
Patrick's uniquely stabilized camera gimble gives us an advantage in video smoothness and shot complexity that has yet to be matched in the commercial market. Combined with his unparalleled flying abilities, allows us to get the shots and fly in locations that other pilots wouldn't dream of.


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Day 0 – September 6
You may have noticed that the dates for Cycle Oregon are September 6-13, but the Day 1 route is for September 7. That's because of the often-overlooked Day 0. This is Saturday, the day that riders converge on the first overnight site in The Dalles. It's the day to pick up your packets, re-acquaint with riders and Cycle O folks, get your tent routine down and maybe even go for a spin to loosen your legs. Dinner is served in the big tent, and there will be live entertainment on the stage along with ride announcements.


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Everyone seems to agree that Nelson Mandela, like Martin Luther King Jr., is one of the great figures not only of the 20th century but, indeed, of the long trail of history. Here are three lessons we can learn from his amazing life: Lesson 1: There are times when freedom fighters have to fight. In …
Tag Archive: Mandela's law partner
Dec 14 2013
Three Lessons from Mandela: One man alone can't make a revolution
Tags: 27 years in prison, activism, Africa, African National Congress, Albie Sachs, anc, anti-apartheid, anti-apartheid activist, apartheid, Archbishop Desmond Tutu, charter, Deputy President, Desmond Tutu, Freedom Charter, George W. Bush, Helen Suzman, Joe Slovo, journalist, mandela, Mandela's law partner, Martin Luther King, Martin Luther King Jr., Medal of Freedom, nelson mandela, Oliver Tambo, otherwords, peace, peaceful, Peter Weiss, remebering mandela, revolution, Robben Island, sabotage, South Africa, South African Communist Party, South Africa's Constitutional Court, southern africa, U.S. Medal of Freedom, union leader, united south africa, united states, violence, violent, Walter Sisulu, white regime, Winnie
Permanent link to this article: http://www.easttexasreview.com/three-lessons-from-mandela-one-man-alone-cant-make-a-revolution/
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- Ned E. Williams Named To Comptroller's Honors Circle
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Siesta Key $10 million home sale largest in two years
Date: February 26, 2013
by: Mark Gordon | Business Observer
CORRECTION: An earlier version of this article incorrectly stated the Siesta Key home sale was the highest sale price for a residential property in Sarasota County in two years.
SIESTA KEY — A waterfront home on the northern tip of Siesta Key sold for $10 million, the second highest sale price for a residential property in Sarasota County in two years. The sale was only behind the sale of a home at 825 Longboat Club Road, which closed on April 11, 2011 for $12.5 million.
The six-bedroom property is called Snook Inn for its Old Florida resort-like feel, according to a release from Michael Saunders & Co. Agents with the Sarasota-based firm, one of the leading brokerages in the region, represented both the buyer and the seller in the transaction.
The home, with a deep water, double-vessel boathouse, is on nearly two acres with 500 feet that front Sarasota Bay, according to the release. The architect was Clifford Scholz and the builder was Michael Collingwood. The home's features include an antique pine-paneled library, deluxe custom millwork, oversized waterfront verandas and a one-bedroom guest suite attached to the boathouse. A resort-style swimming pool is outside, in addition to shuffleboard courts, according to the release.
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- Jan
31 Homes for our Troops Golf Tournament
8:30 am - Jan
31 7th Annual Military Ball
5:30 pm - Feb
6 Menchie's - FREE Froyo National Frozen Yogurt Day
4:00 pm - 8:00 pm - Feb
7 Manatee Audubon - OPEN HOUSE at Felts Audubon Preserve
8:00 am - 11:00 am


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Center for Public Integrity
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Evan Bush
The Center for Public Integrity
RSS feed for Evan Bush
Eight views on climate
From calls to curtail greenhouse gases to assertions climate change is an invention to justify regulation, GOP hopefuls span spectrum
4.8 million at risk
Koch fights tougher government rules despite continuing terrorist threat to chemical plants
Little green in Rick Perry
From denying climate change to stances against EPA and Supreme Court, Perry resists Washington and helped a billionaire donor.
The fracking furor
In safety demo, Halliburton worker swigs fracking fluid - a sign of industry assurance. Little stands in way of natural gas extraction boom.
The fracking fracas
As first recommendations emerge, scientists seek ouster of a former CIA director on energy company boards
Coal ash fallout
IMPACT: Democrats help GOP pass coal ash bill out of committee
Nozzle or canister?
EPA aims to drop anti-pollution gear on gasoline pumps in 2013
W.Virginia riches
Stimulus home energy funds spent on shoddy workmanship, consulting, lobbying
Sexual assaults in military
GAO says the Pentagon isn't making progress on its sexual assault responsibility
Empty chair
IMPACT: Witness MIA at House hearing on Solyndra loan guarantee
Coal-fired resistance
Industry, Republicans aim to stall what agency considers life-saving limits on mercury and other emissions
Energy politics
Big Oil underpays on royalties - and may resist attempts to collect more


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2006 B9 Tribeca sounds like I have monster truck tires.
Posts: 2
We are in the process of buying a 2006 Tribeca with only 23,000 miles and I noticed it sounded like it has big offroad tires on it. Is this normal on the Tribeca? It feels fine but the noise is odd.
manders500 Posts: 2
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I went to Setsucon, an Anime convention which was held January 25th and 26th, 2014 in State College, PA.
It was my first anime con in a few years so I wasn't sure what to expect. I ended up rather enjoying the convention. While I like anime, I'm not very active in the community so a lot of the programming didn't appeal to me. I went there mostly to catch up with friends:
Imagine a lightweight word processor. Like Microsoft Word but 50 times faster. Then abstract out the concept of a file system so that instead of having to keep track of hundreds of files around your hard drive, you only have "notebooks" and "notes" to deal with all in one application. Now make them searchable. And finally, put the whole thing in the cloud so that you can access your notes on your computer, through the web, or on an iPhone. That's Evernote. It's as amazing as it sounds.
Because sometimes cloud-based systems have issues. Or maybe you accidentally nuke an entire notebook. Or perhaps you want all your notebooks to be "local notebooks", and not replicated to Evernote's cloud. No matter the reason, it's your data, and you have a right to have backup copies.
Many years ago, I wanted to make sure my data was secure, so I purchased a fireproof safe from a (now defunct) company called FireCooler. I thought it would be a good idea to have a UL 125-rated safe which could keep an internal temperature of less than 125 degrees over an hour long fire. I regularly made backups to DVD and stored them in the safe.
Well, sometimes the best laid plans can go awry, and that was the case the other day when I went to put something in my safe, and found that it was flooded with water:
How did this happen? Did something in the safe suck in tons of moisture? Did the basement somehow flood and not cause water damage elsewhere? To this day, I am still not sure. I did not see any evidence of flooding in my storage area--nothing else was damaged.
The takeaway here is that I had backups stored elsewhere so no actual data was lost. I recommend that everyone reading this, if they care about their data, to do the exact same thing. Here are a few resources for backups:
Happy Backups!
A few weekends ago, I did a road trip with Kasi Frost and Cliff Husky. Our destination? Centralia, Pennsylvania!
For those who have not heard of Centralia, it is a town which was gutted by a mine fire back in the 1980s. The government moved all of the residents (save for a few holdouts) out of down, demolished their homes, and removed the debris. The town is now pretty much a criss-crossed network of vacant lots, utility structures, and just a few buildings left standing. In some places, you can even see smoke and steam coming out of the ground.
One of the casualties of the mine fire is a section of PA Highway 61. The heat from the fire caused the highway to buckle and warp. End result was that a new stretch of road was built around the smoking part, and it was left alone. Here are a few pictures:
Note that this in the middle of winter. Yet the snow around the fissure is completely melted away.
Welcome to Saints Peter and Paul Orthodox Cemetery. Living population: you
Many of the headstones were from the 50s and 60s. As the general condition of this cemetery shows, it is still maintained.
I was back in Chicago again from November 22nd to 24th for MidWest FurFest.
Once again, I worked staff in Convention Operations, under Takaza. Con Ops went really well this year, as we had many experienced staff members and plenty of manpower to get things done. I actually got to do something new: walk around to other departments in the convention, check in with them, and see if they needed anything. It was a nice extra responsibility to have this year.
Our charity this year was One Tail at a Time, and we were able to raise $8,000 for them and then gave them an additional $20,000 on top of that, bringing the total to $28,000.
Boxen is a package which lets you automate the setup your Mac. You can install whatever packages you want, set up services, install config files for your favorite tools. It's pretty amazing, really.
On a more technical level, Boxen is based on Puppet, Homebrew, and a plethora of contributed modules.
Full instructions can be found on the repo, but here's the TL;DR:
sudo mkdir -p /opt/boxen sudo chown ${USER}:staff /opt/boxen git clone https://github.com/boxen/our-boxen /opt/boxen/repo cd /opt/boxen/repo script/boxen
Along the way you'll be asked to enter your GitHub username and password. Please do so, because your GitHub username plays a big part in the next section.
In the last post, I talked about how to create a Git repository and upload it to GitHub. In this post, I'm going to talk about how to resolve Git conflicts.
First, we're going to create a Git Repository for the user Doug. Since I already covered that in the last post, I'm bring to breeze through those steps below:
$ mkdir doug $ cd doug $ git init Initialized empty Git repository in /path/to/doug/.git/ $ touch README.md $ git add README.md $ git commit -m "First commit" [master (root-commit) d86a7e2] First commit 1 file changed, 0 insertions(+), 0 deletions(-) create mode 100644 README.md
At this point, we have a repository created for the user Doug. Now I'm going to clone that repository for the user Andrew:
$ cd .. $ git clone doug andrew $ ls -l total 0 drwxr-xr-x 4 doug staff 136 Nov 28 16:59 andrew drwxr-xr-x 4 doug staff 136 Nov 28 16:47 doug
In this post, I'm going to discuss how to create a GitHub repo and upload (or "push") it to GitHub, a popular service for hosting Git repositories.
The concept of revision control is a system which tracks changes to files. In programming, that is usually program code, but documents and text files can also be tracked. Using revision control will give the following benefits:
In GitHub, we store revisions in "repositories" or "repos" for short. As of this writing, the #1 service for storing Git repositories is GitHub. They offer free hosting for Git repositories.
Make sure you have a copy of Git. If in doubt, go to the official Git website and download a copy.
MidWest FurFest is just around the corner, and I will be working in Convention Operations (ConOps) for Takaza.
Here are my duty hours:
Thursday: 1:30 PM to 4 PM
Friday: 4 PM to 7 PM
Saturday: 4 PM to 8 PM
Sunday: 4 PM to 8 PM
Outside of those hours, I look forward to hanging out with friends, flailing around at the dances, and generally having fun. I'll see you there!
Another fun year at FurFright! FurFright was held October 25th-27th, 2013 at the Crowne Plaza hotel in Cromwell, CT.
Once again, I worked security, and during the off hours I got to socialize with friends, and make a few new ones.
I didn't get to see as much of the con as I'd like, since I had some really whacky shifts. (Midnight to 4 AM, then a 4 AM to 8 AM shift)


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Mind you, the estate he is moving into is huge but his apartment is your ordinary, one bedroom apartment. The living arrangements aren't too permanent, the married couple plan on moving soon.
It's cool to see how well they all get along! Hopefully Prince Harry is well-behaved and doesn't cause too much havoc for his brother!
Yes! He's family. | |
Ehhh, he's known to be a little wild. Maybe not a good idea. |


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Corsair PC4000
PC4000 is the fastest memory currently available in Corsair's line of memory. While the price is quite expensive, some people are going to be able to justify the cost to get the absolute most out of their systems.
It will be interesting to see how the speed differs when moving from PC3500 to PC3700 then finally to PC4000. Having a multitude of Corsair memory (over a couple grand worth, in fact), you will be able see what advantages you would get when spending your hard earned cash on PC4000 instead of PC3500 and so forth.
Module Size: 2 X 512 MB
Package: 184-pin LONG DIMM
Naming: DDR PC4000
Speed: 500MHz
CAS Latency: 3
The new packaging seen in the PC4000 series of memory gives shop owners the chance to have it hanging off a rack. Unfortunately though, we can't see ourselves walking into a retail store Down Under and seeing someone keeping stock of 50 X PC4000 Corsair modules due to their price.
The retail packaging makes the memory look better and you can easily see through it and tell what memory you are getting without having to damage the packaging to find out. The same packaging can be found on all of Corsair's new memory.
These are the first PC4000 modules we have had a chance to look at and if it wasn't for the success of Intel's Pentium 4 C range of processors, such memory wouldn't have been useful for at least another 6 months. Corsair, as you would expect, was one of the first memory companies to jump on the DDR500 bandwagon. We will see if it's worth the jump to it in just a moment.
One thing you may not notice in the pictures is that Corsair has moved over to a piano black heat spreader that gives off a very smooth and shiny effect. The original ones offered a more mat black look and it is nice to see the new paint job on the PC4000 modules. As far as we can tell there is no actual difference in the heat spreader apart from the decision to go for a much nicer piano black finish which just oozes with complete style.


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Behavioral Economics
The Foundation's Behavioral Economics program supports research that incorporates the insights of psychology and other social sciences into the study of economic behavior. Launched jointly with the Alfred P. Sloan Foundation in 1986, the program was instrumental in the development of this new interdisciplinary field. The Foundation now channels much of its support for behavioral economics through the Behavioral Economics Roundtable, a consortium of leading researchers in the field which provides a small grants program for exploratory research, a two-week summer workshop for younger scholars, and a book series for major works in behavioral economics. The program's current major initiative is a working group on consumer finance, which aims to use behavioral economics methods to analyze consumer financial decision-making.
Consumer Finance
Working Group
The Russell Sage Foundation, in partnership with the Alfred P. Sloan Foundation, has developed a Working Group on Consumer Finance whose mandate is to explore new lines of behavioral economic research on consumer decision-making with the aim of improving the design of regulatory strategies in retail financial markets.
Behavioral Economics Roundtable
Project Update
Made up of 28 prominent behavioral economists, the Behavioral Economics Roundtable is the Foundation's principal means of supporting behavioral economics and currently sponsors a small grants program for younger scholars; a two-week summer workshop and a book series.
Featured Awards
The Psychological Cost of Lying: An Experimental Investigation
The Psychological Cost of Lying: An Experimental Investigation
To investigate the extent to which men and women are averse to deceiving other people.
A standard economic assumption is that people tell the truth only when it is selfishly advantageous to do so. However, recent work by Uri Gneezy shows that subjects are more likely to make a selfish choice when they choose monetary outcomes for themselves and other subjects than they are to lie to obtain that same selfish outcome.
- Most people experience finite psychological costs associated with lying; and
- The existence of an option to tell a big lie makes people more willing to tell a small lie.
Key Findings
- Subjects felt that a small lie was less unfair in the presence of a big lie.
- More men than women were willing to lie if their gain from doing so was large enough.
- When given the option, women were more likely than men to tell the big lie.
- Men lied more often than women when a big lie was not an option.
- No one who chose the big lie preferred the truth to the small lie.
- Context appears to have had a greater impact on honesty and judgments of dishonesty for women than for men, whereas the honesty of men depended more on price.
The Vividness of Your Future Self: Virtual Reality and Savings
The Vividness of Your Future Self: Virtual Reality and Savings
To test the theory that if people can more vividly imagine their future, older selves, they will be motivated to save more money for retirement.
In four studies, participants interacted with digitally aged images of themselves using immersive virtual reality hardware before making decisions about whether to consume in the present or the future.
Key Findings
- Participants who interacted with an "old" version of themselves in a virtual reality environment allocated more than twice as much money to their hypothetical retirement account as those in the control group.
- Participants used a computer program to allocate a percentage of their salary for retirement. Those participants who saw an "aged" photo of themselves during this exercised saved more than those in the control group
The Neuroeconomics of Tobacco Dependence
The Neuroeconomics of Tobacco Dependence
To examine delay discounting of monetary and cigarette rewards in smokers, using functional magnetic resonance imaging (fMRI) to identify the neurobiological basis for the established pattern of impulsive decision-making in smokers.
Past empirical studies have demonstrated significantly greater delay discounting of money in smokers, or greater preference for smaller amounts of money immediately compared to larger delayed amounts of money.
- Smokers' preference for smaller immediate rewards, such as smoking, over larger delayed rewards results from differences in brain activation compared to non-smokers.
Key Findings
- Impulsive choices were associated with lower activity in certain brain regions, whereas restrained choices were associated with higher activity.
- Cigarette choices were associated with left hemisphere activation and money choices were associated with right hemisphere activation; the left hemisphere is associated with more hedonic and affectively informed decision making, which may reflect less deliberate consideration of exact numbers of cigarettes and more consideration of the subjective appeal of smoking.
The Impact of Abduction and Soldiering on Children
The Impact of Abduction and Soldiering on Children
To assess the social, economic, and psychological impacts of abduction and soldiering on children. In particular, Blattman seeks to understand the relationship between psychological problems arising from war trauma and their later-life economic outcomes and behavior, as well as the determinants of successful reintegration.
The dominant view holds that these youth are traumatized, violent, social pariahs. Blattman's results challenge some of the conventional assumptions about ex-combatants.
Key Findings
- Abductees exhibit little difference in aggression, and ex-soldiers are found to be socially and psychologically resilient.
- Community acceptance of former abductees is high, and they report similar levels of social support as do non-abductees.
- Psychological distress is evident among those exposed to severe war violence but is not limited to ex-combatants.
- Economic and educational impacts are widespread and persistent: schooling falls by nearly a year, skilled employment halves, and earnings drop by a third.
Advances in Behavioral Finance
Advances in Behavioral Finance collects together twenty-one recent articles that demonstrate how specific departures from fully rational decision-making by individual market agents can provide explanations of otherwise puzzling market phenomena.
Behavioral Public Finance
Behavioral Public Finance applies the principles of behavioral economics to government's role in constructing economic and social policies of these kinds and suggests that programs crafted with rational participants in mind may require redesign.
Do Emotions Help or Hurt Decision Making?
In Do Emotions Help or Hurt Decision Making? Kathleen Vohs, Roy Baumeister, and George Loewenstein lead a group of prominent psychologists and economists in exploring the empirical evidence on how emotions shape judgments and choices.
A Behavioral Economics View of Poverty
This paper argues that "behavioral patterns of the poor…may be neither perfectly calculating nor especially deviant. [...]
RSF Review
Consumer Finance Special Issue: Journal of Marketing Research
The Russell Sage and Sloan Foundations sponsored a special issue on consumer finance from the Journal of Marketing Research.
Behavioral Economics Experts
Featured Research Project
Russell Sage Foundation offers awards, grants, and positions in our Visiting Scholars program for research that falls under our areas of interest. Learn More