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Home > Tax Articles > National Insurance contributions > National Insurance Contributions for the Self-Employed |
National Insurance Contributions for the Self-Employed |
TaxationWeb by Decision Finance Decision Finance provide a brief introduction to Class 2 and Class 4 National Insurance contributions for the self-employed.IntroductionIf you are self-employed, you are obliged to assess your own tax, including National Insurance Contributions. You must pay Class 2 NIC (National Insurance Contributions), if you earn above an amount determined each year. Remember, if you fail to pay your NIC you may be liable to prosecution. All examples given in this guide are for the tax period 05-06.What do you need to know about it?How do I know if I am self-employed?Technically, you are self-employed for the purposes of NIC if you are gainfully employed in Great Britain, other than in employed earner's employment. Put simply, some indicators are: • Working when and where you please; • Doing the work you wish to do; • Not working when you wish; • Earning your own money when you wish; • Being able to make your own decisions; and • Being responsible for any losses you make. Special exemptions apply to women who have been widowed or are currently married. This exemption does not apply if you have been divorced or have never been married, and is limited to those who had reduced liability in 1978. Those who were exempt then will only lose that status in limited circumstances (such as divorce) now. Professional advice is recommended. If you are of pensionable age you will not have to pay Class 2 NIC. Pensionable age is currently 65 for men and 60 for women. You will not have to pay NIC if you are sick, and even if you are not eligible for benefits you will be exempt for the period of time during which you are unable to work. It is important to note that this exemption will only apply to you if you are sick for a whole week (this includes Saturdays and Sundays, not just working days). Class 2 & Class 4 NICIf you are self-employed you must pay Class 2 NIC to HM Revenue & Customs. The payment is set at a flat rate each year. If you earn above the set amount you will be liable to pay Class 4 NIC, which is linked to the amount you earn. If your earnings put you in the Class 4 NIC bracket you will have to do a self-assessment. The appropriate forms are available from your local tax office, or online from HM Revenue & Customs.For the year 05-06, the weekly flat rate NIC2 figure is £2.10. For the year 04-05, the figure was £2.05 per week. You may be able to get credits when you are unable to pay Class 2 NIC. Credits maintain your entitlement to benefits when you are unable to pay, and count towards basic benefits. For example, you are entitled to credits if you are: • Sick for a whole week; • Taking maternity leave; • Claiming statutory sick pay; • On a training course; • Receiving Disability Working Allowance; • Over 65/60; • Receiving some form of compensation (like payment in lieu); or • Claiming Maternity Allowance. Furthermore, you may be able to claim credits if you are receiving Jobseeker's Allowance. Class 4 NICYou will have to fill out a self-assessment form if you pay Class 4 NIC. This also applies for income tax, which is also self-assessed. The relevant forms are available from the tax office, but simply stated there are two ways to do this under self-assessment:• You can fill out the forms and have the tax office assess your tax and NIC for you in September, or • You can calculate them yourself and send them to the tax office in January. The rate for payment for year 05-06 of Class 4 NIC is 8% between £4,895 and £32,760, plus 1% of the excess over £32,760. You must pay Class 4 NIC on profits & enterprise allowance. Pay does not include: • Losses; • Personal tax allowances; • Pension funds; • Superannuation; and • Retirement annuity Note: If a husband and wife are both self-employed, their Class 4 NIC liabilities are separate. Class 4 NIC exemptions You are exempt from Class 4 NIC if you are: • Outside the UK for the year of assessment; • A sleeping partner; • A trustee; • A diver (there are specific regulations that apply to off-shore divers and diving instructors); or • Over 65/60. If you are employed and self-employed then you may have to pay Class 1, 2 and 4 NIC. What do you need to do about it?If you are self-employed it is your responsibility to contact HM Revenue & Customs. There is a £100 fine for failure to inform the Revenue of self-employed status, and more serious fines can be levied if this failure is deemed fraudulent.If your earnings from self-employment are below a certain level (£4,345 for year 05-06) you may be eligible for an exemption. If you think this is the case you should apply as early in the tax year as possible, as the exemptions granted each year are severely limited. If you do pay Class 2 NIC you should know that you are entitled to: • Incapacity benefit; • Widow's benefit; • Retirement pension; and • Maternity allowance Should you become redundant you will not be allowed contribution-based Jobseeker's Allowance. This is a basic guide to Class 2 and 4 NIC for the self-employed. If you require more details it may be useful to get in touch with your local Social Security Office or the Self-Employment Directorate Call Centre. © Copyright BusinessEurope.com About Decision FinanceDecision Finance is a trading name of Xbridge Limited. The business was founded in early 2000, and claim to be the UK's leading online commercial and business finance intermediary and facilitate appropriate solutions for small and medium-sized businesses (SMEs). |
About The Author Mark McLaughlin is TaxationWeb's Co-Founder, Director and Technical Editor. He is a Fellow of the Chartered Institute of Taxation and a member of the Association of Taxation Technicians and the Society of Trust and Estate Practitioners. He lectures on tax subjects, is co-author of Tottel's IHT Annual and Ray & McLaughlin's IHT Planning, and Editor of Tottel's Tax Planning and Annual series. Mark's work has also been published in Taxation, Tax Adviser, Tolley's Practical Tax, Tax Journal and Simon's Weekly Tax Intelligence. Since January 1998, Mark has been a consultant in his own tax practice, Mark McLaughlin Associates, which provides tax consultancy and support services to professional firms. He publishes a regular 'Tax Update' e-Newsletter for clients and other professional firms. To receive future copies, contact Mark via his website. |
Article Added Monday, 02 January 2006 | 45101 Hits |
Your attention is drawn to the disclaimer on this site, which applies to the content in this section. The content is based on tax legislation in operation at the time of publication, which may subsequently have changed. Whilst every care has been taken in its production, neither the author nor TaxationWeb Ltd. can accept responsibility for any action undertaken or refrained from as a consequence of this material. |


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Send all these things and more here:

subset: commoncrawl


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Shallow line, freeform Pool... 35x17 |
Follow-Up Postings:
Oh forgot, Bubbler in Tanning ledge |
Who is your PB? What kind of decking a re you looking to go with? Have fun and I look forward to watching you build it! |
We went with hand seeded aggregate because it matches our all Flagstone back patio and kitchen the best in our opinion. Our PB is Outdoor Living Pool and Patio... Great company, btw ! |
Looks great so far! |
Looks great! |
Looking great so far! |
- Posted by zookeeper93 (My Page) on Wed, Oct 16, 13 at 6:42
If I may make a suggestion, and you may already have plans for the area,or if the area of your pool equipment gets adequate sun, so forgive me if I am overstepping. We had a similar narrow passage area like you do by your AC units and pool equipment, It was a constant muddy mess, as not enough sunlight ever hit the area for grass to grow or dry out the mud. We eventually put in landscape fabric and then small cobble size river rock (2-3") This has alleviated the muddy mess and is easy to walk on. We liked it so much, we made a rock bed around the pool equipment so we would not have to hand trim the grass around the pipes that run in to the ground from the equipment on the pad. |
Zookeeper93... Thx for your suggestion, you must have talked to my Wife because she made that same suggestion ...:-)... We will put Rock on that side... Thank you ! |
Day 5... (Day 12 of overall construction)... Electrical Done...:-) ! |
Isn't it amazing to watch your backyard transform? The worst is trying to keep dirt and dust from coating everything in your house! My ceramic tile floors are constantly gritty right now since we are still in the build process too. Yours pool looking great! The dirtiest part seems to be when the masons come and start cutting the stones. What are you using for your coping and feature wall? |
Day 6 (Day 15 of overall construction) They came back to cut and layout the coping (OK Flagstone)... and Tile... |
Day 8 (Day 25 of overall construction...) Deck is formed, Inspection tomorrow (Wednesday)... we had about a week of time wasted with beautiful weather... but I guess that happens...:-)... pics of the formed Deck to follow when I get home. |
Pics of Formed Deck...it's still not poured yet but hopefully today... (31 days of construction as of today)... |
Looking great! You can't have too much decking! We have 1,350 sqft and honestly, a bit more wouldn't have hurt. |
Day 9... (33 days of overall construction) Finally the Decking is done ! |
Another "pre acid wash" pic... It's amazing how the color changes and the quartz is exposed, see first pic... |
Pool is full as of Sunday 11/10/13 ! It took 21 hours with 2 hoses. Startup chemicals have been applied on Monday 11/11/13 and pump was turned on. Pics to follow...:-) |
Still waiting for pictures. Did you take any yet? lol |
- Posted by Rickhobo (firstname.lastname@example.com) on Wed, Nov 20, 13 at 7:37
Pool looks beautiful. My wife and I are building our own pool. We have our plans done and yesterday submited to structural engineer. We hope to start the dig Dec 1, 2013. Excited and scared at the same time. Thanks for the pics. Enjoy! |
- Posted by natural_one (My Page) on Fri, Nov 22, 13 at 13:52
Man I wish pool builders in AZ would put steel in their decks like that. |
Some pics after pool fill... Still some items to be done, like grass, expansion joints etc. but getting there...:-) Day 1 after fill... Pumps still off... |
- Posted by maggiepie11 (My Page) on Tue, Dec 10, 13 at 21:39
airb320, the pool looks great!! would you mind sharing what the project cost you? and now that it's all said and done would you still recommend your PB? |
The Pool came in at 40k... The Poolbuilder has been good and I would recommend them again...:-) |
- Posted by maggiepie11 (My Page) on Wed, Dec 11, 13 at 16:28
thanks! i'm meeting with them friday. if you'd like to email me privately to identify yourself in some way so i can let them know you referred me, feel free! |
Maggiepie11... I sent you a message... |
Maggiepie11... I sent you a message... |
- Posted by banana_fanna (My Page) on Sun, Dec 29, 13 at 13:00
Yes it is! I remember my pool builder stopping by the second summer after our pool was complete. He took one look at the water and said, "That's *just* how you want your water to look. Sparkly." LOL. That was his description for a perfectly balanced, clean pool. |
Very nice! Have you had a chance to swim yet? We've had a very cold few months! |
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Zug der Erinnerung
October 11, 2013
http://www.zug-der-erinnerung.eu (accessed Oct 2013)
People: Werner Erich Klaber and Ilse Klaber
Report Concerning the Deportation of Jews from Dusseldorf to Riga
Cyber encyclopedia of Jewish history and culture that covers everything from anti-Semitism to Zionism. It includes a ...
People: Ilse Klaber, Werner Erich Klaber and Margarethe Kaufmann
Testimony of Alex Salm for Heinrich & Johanna Klaber-Levy
November 20, 1998
Wegberg, Cologne, Nordrhein-Westfalen, Germany
Source: http://namesfs.yadvashem.org/YADVASHEM/22031959_387_6100/47.JPG
People: Paulina Klaber, Johanna Klaber, Heinrich Klaber and 1 other.
YadVashem testimony for Joseph Klaber.PNG
July 19, 1999
Minsk, Minski Rayon, Minskaya Voblast', Belarus
Testimony page by Alex Salm, a Holocaust researcher from Wegberg, Germany, he himself a Holocaust survivor of Ghetto ...
People: Joseph Klaber
Memorial Book - Victims of the Persecution of Jews under the National Socialist Tyranny in Germany 1933 - 1945
Directly to contens To main navigation To service navigation
People: Werner Erich Klaber


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Bruno Fitoussi – King - Poker Player
Bruno Fitoussi
• Name: Bruno Fitoussi
• Nickname: King
• Current Residence: Paris, France
• Birth Date: September 21, 1958
• Birth Place: Paris, France
It is through the formation and management of France's first poker card room at the celebrated Aviation Club de France on the Champs-Elysées in Paris that Bruno "King" Fitoussi got his real start in the beting industry.
The least we can say, that card room has take pleasure in marvelous achievement.
Bruno was also concerned in the Euro Finals of Poker and actually runs VIP-Gaming.com, a betting travel companya.
When he was asked about what he likes most about his interest in poker, he replies:
"The performers themselves. They are hard to believe group; almost certainly some of the world most motivating community."
Irony wise, Fitoussi is an Internet's role passionate, in further popularizing poker, however he thinks its major function should be to let people be aware of that it's far more exciting to play in real card clubs and casinos with real community.
Fitoussi studied architecture, and once graduated from school, he manage a thriving music company. After four years of work, he sold the business, and had enough money to follow poker more frequently.
It took a number of years playing elevated-limit competitions with a circle of elevated-rolling associates, along with whom he had an excellent reputation.
Fitoussi says: "I never shouted and everybody knew that I played a sparkling match,".
In 1990, a first club offers to Fitoussi to create poker entertainments for them and supervise that fraction of the business.
At this moment, Fitoussi says: "It didn't in fact appear as a job to me. I was serving to set up a club and I appreciated this doing. I practices what I had learned from the Americans and the English to launch standard regulations for poker play in France."
Fitoussi adds: "I in fact adore poker. It's not just a business for me, it's my veritable passion."
All year 1991, Fitoussi remains in Las Vegas, a time he keep in mind affectionately.
"As if, I was going to appoint the Mecca of poker, watch to the grand entertainers and learn much more,". "I learned a large deal about how to play Limit fixtures, and, actually, adore Vegas. However, my future wife Isabelle, who is a clothes fashionable for Kenzo, was nostalgic for Europe."
In August of that year, Isabelle came to visit Fitoussi, 30 minutes before flying back home.
Fitoussi and Isabelle get married in Las Vegas. Actually, They now have a son and a daughter; Fitoussi intend to follow his passion for poker a little closer to family resident.
In 1995, Fitoussi inaugurated the poker tables at.
Actually, the Aviation Club in Paris is considered the the first coming poker in the country.
Although, in 1999, Bruno resigns from his official position with the Aviation Club and begun VIP-Gaming.
Fitoussi never loose on his personal diversion. In 2002 he had his first win in a major live play-offs: the first No-Limit Hold'em World Heads-Up Championship in Vienna, Austria.
There, he astonished and delighted the poker world by thrashing Amarillo Slim Preston.
In 2003, Bruno cashed in two major Las Vegas competitions.
Although, Fitoussi still believe that playing poker to be less important than to his other business behaviors. Without any doubt, Fitoussi is a power to compete with when he's at the tables.
Fitoussi says: "I feel like I have never congested demanding to get better my poker aptitude since I begun playing poker and it's a target for me to play better and better."
Bruno Fitoussi is recognized as France's Ambassador of Poker, since he believes that between his responsibility in bringing poker to a bigger group of European entertainers and his own talent at the tables.
• Holds a degree in architecture
• President of VIP Gambling
• Founder of the Aviation Club in Paris
• Married with two children


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Lake Rotoiti
Christmas in NZ As you descend down the mountain road that leads you towards Lake Rotoiti, the rising mountains give you a sense of being secluded from the outside world. It's very calming.
This photo was shot on film. Taken by jojo8785 with a Lomography Diana F+ (available in our Online Shop) loaded with Lomography Color Negative 400 (35mm) film (available in our Online Shop) in Saint Arnaud, New Zealand. These tags describe this photo: 35mm, first roll, lake rotoiti, new zealand, mountain, lake, and diana f+. Date: 2010-12. Time: Afternoon. This photo can also be found in the album Christmas in New Zealand.Please login to get more out of this site
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Chocolate Tart with Hazelnut Shortbread Crust
From EatingWell.com
A sublime silky chocolate custard fills this simple hazelnut shortbread crust. Serve garnished with whipped cream and toasted hazelnuts for a special touch.
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Nutritional Information
(per serving)
Calories | 268 |
Total Fat | 16g |
Saturated Fat | 6g |
Cholesterol | 55mg |
Sodium | 141mg |
Total Carbohydrate | 29g |
Dietary Fiber | 3g |
Sugars | -- |
Protein | 6g |
Calcium | -- |
Ken Burris
Serves: 10
Yields: 10 servings
Total Time: 1 hr 45 min
Prep Time: 45 min
Cook Time: 1 hr
Oven Temp: 400
U.S. | Metric | Conversion chart |
- 1 cup(s) whole-wheat pastry flour
- 1/4 cup(s) all-purpose flour
- 1/2 cup(s) hazelnuts
- 1/4 cup(s) sugar
- 1/2 teaspoon(s) salt
- 4 tablespoon(s) cold unsalted butter, cut into small pieces
- 2 tablespoon(s) hazelnut oil or canola oil
- 1 tablespoon(s) ice water
- 1.5 teaspoon(s) unflavored gelatin
- 1 tablespoon(s) water
- 3/4 cup(s) low-fat milk
- 2 large egg yolks
- 2.5 tablespoon(s) sugar
- 1/4 cup(s) sugar
- 1 tablespoon(s) all-purpose flour
- 2 ounce(s) unsweetened chocolate, finely chopped
- 1 tablespoon(s) coffee liqueur (optional), such as Kahlúa
- 4 dried egg whites, reconstituted according to package directions (equivalent to 2 egg whites)
- 1/8 teaspoon(s) cream of tartar
- Preheat oven to 400 degrees.
- To prepare crust: Coat a 9-inch tart pan with cooking spray. Combine whole-wheat pastry flour, 1/4 cup all-purpose flour, hazelnuts, 1/4 cup sugar and salt in a food processor; process until the nuts are finely ground. Add butter one piece at a time, pulsing once or twice after each addition, until incorporated. Add oil and ice water and pulse just until incorporated. Turn the dough out into the prepared pan (it will be crumbly), spread evenly and press firmly into the bottom and all the way up the sides to form a crust.
- Bake the crust until set and the edges are beginning to brown, about 15 minutes. Let cool on a wire rack.
- To prepare filling: Sprinkle gelatin over water in a small bowl; let stand, stirring once or twice, while you prepare the rest of the filling.
- Heat milk in a medium saucepan over medium heat until steaming (but not boiling); remove from the heat to cool slightly.
- Whisk egg yolks, 2 1/2 tablespoons sugar and 1 tablespoon flour in a medium bowl until combined. Gradually whisk in 1/2 cup of the hot milk. Whisk the egg yolk mixture into the pan with the remaining hot milk. Return to the heat and cook, stirring constantly, until the mixture thickens enough to coat the back of a spoon (do not boil), about 1 minute. Remove from the heat; whisk in chocolate until completely melted. Whisk in the softened gelatin and coffee liqueur (if using) until smooth.
- Beat reconstituted egg whites and cream of tartar in a large bowl with an electric mixer on low speed until frothy. Increase speed to high and beat until soft peaks form. Gradually add the remaining 1/4 cup sugar and beat until stiff peaks form, 3 to 5 minutes. Gently fold the chocolate custard into the egg whites until blended. Spoon the filling into the crust; smooth the top with the back of a spoon and chill, uncovered, until set, about 1 hour.
Tips & Techniques
Ingredient note: Dried egg whites are pasteurized a wise choice when making uncooked fillings. You'll find them in the baking or natural-foods section of most supermarkets. Reconstitute according to package directions.
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For the first time since they arrived back in the U.S. a month ago, journalists Laura Ling and Euna Lee have written up their account of exactly what happened to them in North Korea. This part of the story we already knew: The two were in China reporting for a piece about North Korean women who were fleeing across the border, only to find that their lives in China were pretty miserable and that they were hungry, victims of violence, and often ended up stripping online.
But what we didn't know is exactly how their arrest happened and whether they did in fact cross into Kim Jong Il land. Keep reading »


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For the Public In Case of DisputeInformation on what to do if you are unable to come to an agreement with your Colorado attorney or have a complaint about a Colorado attorney or judge or magistrate.
• Colorado Supreme Court Office of Attorney Regulation Counsel
• Colorado and Denver Bar Associations Legal Fee Arbitration Committees
Legal Resource Directories
Denver Bar Association Legal Resource Directory (pdf format) Traduccion de Legal Resource Directory
A Guide to Colorado Legal Resources for Native Americans Free or Low-Fee Legal Assistance Programs
Colorado Legal Aid Directory
CBA's Appellate Pro Bono Program KUSA-TV Law Line 9 - (303) 698-0999 The Denver Bar Association has partnered with 9News to provide a weekly ask-a-lawyer program every Wednesday from 4:00-6:30 p.m.that is designed to provide legal information based on brief descriptions of legal issues and suggestions where the individual may go for legal assistance. Attorney volunteers do not give out personal contact information and are asked not to use their full name. Volunteer attorneys simply offer free legal information to callers. A list of scheduled topics is available at www.denbar.org or www.9news.com (under news tab, 9 line schedule) Denver Bar Association Legal Clinics The Denver Bar Association offers pro se (do-it-yourself) litigant clinics on the subjects of Bankruptcy, Divorce, Small Claims and Collections. These clinics assist in understanding the legal processes and forms. They do not provide explicit legal advice nor will they directly assist in completing forms. Metro Volunteer Lawyers (MVL) Denver Metro Area residents: If your income is at or below 125% of federal poverty guidelines and you need help with your civil legal issue (not criminal), you may qualify for pro bono (free) or low-fee legal services. Call (303) 837-1313 to apply. Metro Volunteer Lawyers' volunteer attorneys assist with civil legal cases for little or no fee. Processing for Metro Volunteer Lawyers applications is done by Colorado Legal Services. Literally thousands of people call each year for legal help putting extraordinary pressure on available volunteer attorneys. Since demand far exceeds supply, MVL may not be able to meet your immediate needs. Colorado Legal Services is a non-profit corporation that has assisted persons with low income and seniors in the State of Colorado for over 85 years. The mission of Colorado Legal Services is to provide meaningful access to high quality, civil legal services in the pursuit of justice for as many low-income persons and members of vulnerable populations throughout Colorado as possible.To apply for legal assistance, call (303) 837-1313. Metropolitan Lawyer Referral Services You may be able to find a lawyer who will represent you on a reduced fee or payments over time basis by calling lawyers who you learn about from friends, the yellow pages, or who are listed on the Metropolitan Lawyer Referral Service website: http://www.mlrsonline.org/. Advance Medical Directive Information
Other Websites
Colorado Legal Services Legal Aid Directory Colorado Judicial Branch Self Help Center 17th JD Self Help Center (Adams and Broomfield Counties) National Indian Child Welfare Association The Legal Center- "Helping individuals with disabilities live and work in the community" Colorado Attorney General's Consumer Resource Guide provides information about consumer rights & resources Federal Trade Commission(Fair Debt Collection Practices, etc.)
Colorado Legal Services The IRS and the Colorado Revenue DepartmentAs a public service to Colorado taxpayers, the Tax Section of the Colorado Bar Association has prepared a series of brochures intended to help individual taxpayers better understand how the IRS and the Colorado Revenue Department determine and collect taxes. How to Deal With (and Survive) I.R.S. Income Tax Audits. This brochure will help you understand how the federal and state tax agencies carry out their revenue collection missions. Also included are useful tips and general advice on how to best prepare for and deal with that process. Dealing With the IRS and the Colorado Revenue Department. This brochure will help you understand how the federal and state tax agencies carry out their personal income tax audit missions. In question and answer format, this brochure also provides useful tips and general advice on how to prepare for and deal with audits. |


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The Ruckus Media Group came to market in 2010 in the hope of creating interactive apps to educate and entertain young children on mobile devices, and has created a stir recently with its Reader iPad application, something which offers up an array of interactive eBooks so 3-8 year old children can have fun while learning.
To find out more behind the app and the future of eBooks in education, TabTimes sat down with Rick Richter, the co-founder and CEO of Ruckus Media.
Ruckus Media is trying to become its own education platform
The Ruckus Reader first caught the attention of TabTimes a few weeks ago when it launched on the App Store promising interactive eBooks for children from the likes of Hasbro, Crayola and SeaWorld, and – intriguingly – progress reports for parents, a unique feature to update parents on their child's reading habits.
There's certainly no doubt that the app has caught the attention of not only the press, but also consumers; four of the initial Ruckus Reader bookshelves hit the iTunes top ten chart for free iPad apps for books within days of launch, while overall Reader app downloads reached one million just two weeks' after launch.
CEO Rick Richter explained how the Reader, far from being another consumer throw-away, is actually something built for education, and based on a freemium business model.
"What we've constructed here is an educational platform with integrated applications, with parent access so they can see how their child is doing.
"In our model, everything starts with free, which is unusual in the traditional publishing world, but this is how the customer will find us."
In fact, there is more to this free model than what meets the eye, with Richter indicating that, as Reader allows branded icons to appear on your iPad home screen (and not that of Reader), advertising and marketing actually plays a key role. Some four billion ad impressions are reportedly expected to appear across mobile devices this year.
The Reader app: Interactive eBooks, with progress reports for parents
In a demo, Richter showed how the app serves up a series of title-specific bookshelves, which a parent can download for their children.
Within this bookshelf are free and subscription-based books, some of which incorporate more advanced interactive features like spelling games, and word recognition activities, while as many as four user accounts can be registered on one bookshelf.
These features are innovative enough, but there is no doubt that much of the app's success also lies in the ability to feed results back to the parents.
As Richter explained to event attendees at the Sandbox Summit at MIT in April, this is a crucial part for parents, who – according to a national survey – express some guilt about entertaining their children with interactive content, even if is just for reading eBooks on digital devices. The Ruckus Reader app is designed to take away this guilt by showing how children are engaging with these eBooks.
The app's 'Reader Meter' section allows parents to get a pretty visual indication of how their child is engaging with the content, and includes checks on how long kids' are reading the content for, as well as measuring their word recognition, print awareness, alphabetic knowledge and story comprehension, all of which are measured against the US national curriculum.
As a further boost, these reports can also be viewed by interested third-parties (who are not Reader customers), while report snapshots can be emailed out to multiple recipients.
The eBook prices are not dissimilar to those you find on Amazon. Individual copies cost $3.99, but Richter said that most parents are instantly heading to the bookshelf where three related titles can be picked up for $3.99. Some are also opting for pay $24.99 for access to all books in a six-month period.
Publishing partnerships are underway, but the eBook price fixing cartel is an issue
As the company is still in its early days, only Houghton Mifflin Harcourt has been firmed up as a new publisher, although Richter admits legal issues are still standing in the way of adding publishers.
"We expect other major announcements soon but it has been slightly complicated by the fact some of these guys have got knitting to sort out first [a reference to the on-going eBook price fixing allegations facing Apple and others). So there's a slight lag there."
Designs for the future: Access for middle grade students, a model for education?
At present, Reader is geared up for children aged 3 to 8, according to Richter, but he says the firm may cater to older, middle school children in the future, a move which might force them to re-design the entire app.
"Our focus now is on children from 3 to 8, but naturally we may migrate to older children over time. We started with this age group because it comes from my experience in kids' book publishing and there are also a couple of things with this age group: The parent makes the purchase, and the brands are generally less fickle, so are evergreen in the area for many years. That allows us to have the confidence in building these brands.
"In a year's time, we might program for the middle grade, but we might re-skin it for the older readers, because they'll probably want their own experience."
Richter added, in a separate interview, that the group could develop the Reader for education, with even the possibility of a teacher's edition, 35 user accounts and portals for parents. "We've got a very positive response from educators, because everyone can see how a child can use it".
iPad now, Kindle Fire later?
Reader is on the iPad at the moment, and Richter said that Ruckus Media wouldn't be committed to Android as a whole, although a specific device – like the Kindle Fire – is a possibility.
"It's most likely that we wouldn't do a general Android development. We're more likely to do a device specific version, because it's a highly fragmented market, and development costs are usually high in the six figures. I think it's more likely that we'll partner with one device on a pre-load basis, and we're in discussions now with certain device manufacturers."


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Fri, Jan 23, 04 at 8:53
Iam going to have plant swap exchang in June 5Th , I live in Lafayette, NY send me E-MAIL if you are interested. |
Follow-Up Postings:
- Posted by gardengoof z4 upstateNY (My Page) on Thu, Feb 5, 04 at 6:45
I'd love to participate. I've dot lots of dividing to do when & if this snow ever melts. Marilyn |
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Fruits provide readily available energy in the form of sugars (both natural and added), as well as some vitamin A and vitamin C, depending on the fruit. Generally, fruits are good sources of fiber, most contributing about two grams or eight to 10 percent of the DRV. Canning and freezing don't do much to the fiber, so canned fruits are good sources for this vital compound. Choose fruits carefully for vitamins and minerals; but canned, fresh or frozen are comparable.
Applesauce is a good source of fiber, providing 1.5 to two grams per 1/2 cup serving. Applesauce is popular, but should not be regarded as a very good source of either vitamin A or C.
Apricots are very good sources of vitamin A (as carotene), providing 35 to 40 percent of the RDI per serving. Canned apricots are approximately equivalent to raw in their vitamin A content, and only slightly lower in vitamin C. Del Monte® brand, for example, provides 40 percent of the RDI for vitamin A and eight percent of the vitamin C, according to the label. The labeled values for Libby's® in juice may reflect conservative estimates of vitamin content or variety chosen by the processor.
Blackberries are very good sources of fiber, providing three to six grams per 1/2 cup serving, making them an excellent source. Canned blackberries provide six to eight percent of the RDI for vitamin C, and more vitamin A than raw berries.
Blueberries provide about two grams of fiber – canned or raw – per 1/2 cup serving. The vitamin A content is low in both raw and canned, because blueberries do not contain any carotenes. The higher vitamin C in fresh blueberries may be due to a varietal difference, as well as the effect of heat processing.
This breakfast favorite is an excellent source of vitamin C, providing between 30 and 66 percent of the RDI per 1/2 cup serving. Although the canned fruit is lower in vitamin C than the fresh/raw, it is still high. Grapefruit also provides valuable amounts of folate and potassium. In addition, grapefruit is low in fat and calories, providing only about 40 calories per the same 1/2 cup serving.
According to values from the data bank, canned mandarin oranges are good sources of vitamin C and vitamin A, comparable to raw. The nutrition label for Dole® canned oranges indicates they are good sources of vitamin C, providing 35 percent of the RDI per 1/2 cup serving. No values are shown on the label for vitamin A, implying they do not contain any. But canned mandarin oranges are good sources of carotene, as indicated by the data bank values.
A fresh-sliced peach (1/2 cup) weighs less than 1/2 cup of canned peaches. This is primarily because the canned peaches in syrup have absorbed the syrup and, therefore, weigh more and have more calories. Both fresh and canned peaches provide about the same percentage of the RDI for vitamin A (more than 300 percent of the RDI for carotene) and vitamin C, according to the nutrition labels. Values from the data bank are a little lower because they do not reflect actual analytical values as do can labels. Note the high amount of vitamin C in frozen comes from added ascorbic acid, used to maintain color.
Pears, like apples, are good sources of fiber, providing one to two grams per 1/2 cup serving, whether fresh or canned. The vitamin and mineral content is comparable regardless of form.
Fresh and canned pineapple are both very good sources of vitamin C, providing more than 12 percent of the RDI according to the data bank, and more than 20 percent according to the Dole® label. Calorie content of juice-packed pineapple is comparable to fresh. Canning in heavy syrup doubles the calories, but the vitamin content remains stable.
This less common, but tasty fruit is a very good, unexpected source of vitamin A – especially canned, providing 20 percent of the RDI per 1/2 cup serving. In general, the vitamin and mineral content is comparable, regardless of form.
Botanically, these are fruits, but we use them as a vegetable or garnish. Ripe olives are similar to mushrooms in that their value comes as an addition to recipes, enhancing their color, texture and flavor.
This ever-popular fruit is a good source of vitamin C, providing between 35 and 136 percent of the RDI per 1/2 cup serving. In addition, strawberries are a good source of fiber and iron, providing about two percent and 3.5 percent respectively per 1/2 cup serving.
Sweet Bing cherries are a good source of fiber, providing approximately two grams per 1/2 cup serving. Like many other fruits, raw and canned cherries are not good sources of vitamins or minerals, but add to the color and flavor variety available.
Canned tomatoes are among the most popular canned "fruits." There is not much difference based on the form (diced or whole) or between canned and fresh-cooked tomatoes. Vitamin A content is similar, and vitamin C content is only slightly lower. Calcium is contributed by the added calcium chloride used to keep the tomato pieces firm. Although it is not on the label, canned tomatoes contain their carotene in the form of lycopene, which nutritionists believe is important in fighting prostate cancer. Some of the convenience products come with and without salt added; so if it is important to monitor sodium intake, choose the low-salt variety.
Vegetables are more nutrient-dense than fruits and provide more vitamins and minerals per calorie because they have less sugars. Generally, vegetables are good sources of fiber, vitamins A and C, potassium and occasionally folate. Some contribute iron to the diet, an important consideration, particularly for vegetarians.
The canning process usually results in some loss of vitamin C, due to the heat treatment the vegetables receive. In the case of asparagus, the canned form is very comparable and may be higher than fresh-cooked asparagus when comparisons are made on the basis of approximately the same weight of vegetables. Very little of the vitamin A or C is lost, so nutritionally, canned asparagus is very similar to fresh-cooked and frozen asparagus. The folate content – a nutrient identified as being important for pregnant women but not a label requirement – is high, contributing 20 to 48 percent of the RDI per serving.
Beets, in general, are not very nutrient-dense. A serving of cooked or canned beets provides about five percent of the RDI for vitamin C. But the folate content of beets is good, ranging from 8 to 18 percent of the RDI per 1/2 cup serving. Overall, beets probably add more to the aesthetics of the dinner plate than to nutrient intakes, but their high folate content distinguishes them.
Everyone knows carrots provide carotene. And canned carrots are likely to provide at least 100 percent of the RDI for vitamin A as carotene, more than the frozen variety. According to the nutrition labels, Del Monte® carrots provide 300 percent of the RDI for vitamin A, and other brands were similar. Differences between the database and commercial label values may be due to varietal differences or methodologies in determining the vitamin. Some manufacturers may be conservative about their estimations for labeling purposes.
Corn is a favorite vegetable that provides less than 10 percent of the RDI for vitamin A and C. However, the fact that corn eaters often consume more than 1/2 cup as a serving makes it a reasonable source of vitamin C. Corn also provides folate, between 7 to 12 percent of the RDI, and has high niacin (another B-vitamin not included on the label). Canned, frozen and fresh values are similar.
Green beans are another favorite vegetable that provide relatively small amounts of vitamin A and vitamin C per serving. However, the percent of the RDI provided by canned green beans is comparable to fresh-cooked and frozen. About five to 10 percent of the RDI of vitamins A and C per serving is provided in canned green beans. Since these are popular vegetables, more than one serving is likely to be eaten at a sitting.
Mushrooms are favored vegetables in many mixed dishes. They are valued for their flavor, texture and appearance in enhancing recipes. However, they do provide small amounts of vitamins and minerals.
Cooked or canned peas provide similar amounts of vitamins A (four to 10 percent of the RDI) and C (10 to 20 percent) and are also a good source of folate and iron.
Pumpkin is an excellent source of vitamin A (as carotene), providing over 300 percent of the RDI. And canned pumpkin appears to have much more vitamin A than fresh-cooked pumpkin. This may be due to the fact canned pumpkin has more water cooked out of it than boiled pumpkin, and the varieties used for canning have intense orange color, a sure sign of carotene. Pumpkin is a good source of fiber and adds a little iron and folate to the diet as well.
Spinach is an excellent example of a nutrient-dense vegetable. Whether it is cooked, canned or frozen, spinach provides at least 50 percent of the RDI for vitamin A and 15 to 30 percent of the RDI for vitamin C. It also is a good source of iron, calcium and especially folate, whether it is fresh-cooked or canned.
Canned or fresh sweet potatoes are excellent sources of vitamin A, providing between 200 and 400 percent of the RDI. In addition, cooked or canned sweet potatoes are a fairly good source of both vitamin C and folate.
White potatoes supply vitamin C in reasonable quantities, whether the product is fresh-cooked or canned. About 15 to 19 percent of the RDI is provided by a serving of canned potatoes. White potatoes also are a fairly good source of folate, providing between 1.7 and 2.4 percent of the RDI.
As a class, beans are an excellent meat substitute and provide good quality protein, as well as many other nutrients. Their contribution to fiber intake is important, and they also are an important iron source, particularly in vegetarian diets.
Black Beans, Black-Eyed Peas, Garbanzo, Navy, Pinto, and Kidney Beans: White and Red
Legumes differ very little in their composition between varieties. In general, beans are very good sources of protein, fiber, iron, folate and thiamin. They are relatively poor sources of vitamins A and C. Data bank values for cooked beans are without salt added, so sodium levels tend to be higher in canned versions.
These products provide a convenient source of high-protein foods. Like their fresh-cooked counterparts, they are eaten for their protein content, as well as for flavor and texture.
Breast of Chicken, Chunk Light Tuna and Pink Salmon
In general, both poultry and fish are low in sodium and cholesterol. The chicken, tuna and salmon provide between 16 and 26 grams of protein per three-ounce serving. In addition, all three products are relatively low in fat and calories. It is especially important with the canned tuna, that the health-conscious consumer choose the water-packed instead of the oil-packed varieties.
Links to Nutrition Study sections:


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One week after the very first Polyglot Conference became a success in Budapest, we still feel the spirit of the conference being among us. It was a great event, where people from all over the world came together, to share their passion for languages and everything related to it.
The warm-up
About 40 polyglots met on Friday evening already, to have dinner at "Centrál Kávéház", a local restaurant. The atmosphere anticipated that the coming two days would be something extraordinary to all participants. This was the first time the participants could meet the person behind the language blog, the YT channel or the Twitter account.
The programme
The community met at "Kossuth Klub", where all participants signed in and got their name tags. While entering the room and getting a seat, you could see the video made by Benny Lewis and numerous polyglots: "Skype Me Maybe". And finally, at 10:00 local time, Richard Simcott and Luca Lampariello were welcoming everyone to this very first community event.
The first speaker on Saturday 18th was Veronika Tóth, on how to set up a local polyglot club or language exchange group, and presenting "Budapest Melting Pot" and "Language Exchange International", one of the sponsors of the Polygot Conference. Afterwards, Susanna Zaraysky spoke about saving endangered languages with music and technology. She presented a video, where two young men sang in Huiliche, an endangered language spoken in Chile, and pointed out, that there were projects dedicated to saving languages all over the world, such as the project of the "Alliance for Linguistic Diversity". She also presented a trailer of her documentary "Saved by Language", where a boy was able to save his life during World War II, by speaking Ladino.
Carole Westerkamp then spoke about NLP (neurolinguistic programming) and how to use those techniques to improve our own learning methods. After Carole's talk, the community watched a video message by Michael Erard, author of the book "Babel No More". The next speaker, Judith Meyer, had a talk about computational linguistics, future machine translation and how human translators will always be needed.
After lunch, Esperanto teachers Zsófia Pataki and Eva Fitzelová spoke about the advantages of learning Esperanto, followed by Alex Rawlings, who had an interesting talk about the wider picture of learning smaller languages (such as Dutch and Yiddish). Last not least, Benny Lewis shared many great tips about language blogging/vlogging and how to go viral.
On Sunday 19th, the conference began with a video message by Steve Kaufmann, founder of LingQ. The first speaker was Robert Bigler, who presented his work as an interpreter, pointing out differences between translating and interpreting, and sharing a few anecdotes. After this first presentation, two new logo options made by graphic designer Géri Dellsperger, creative director at "Hinchas Futbol Club" (a cross-cultural TV show), were presented to the participants. The new logo will be the official logo of the Polyglot Conference in the future. The participants voted for the logo with the speech bubbles!
Ryan Boothe then spoke about conflict mediation and about how conflicts and different views can bring up wonderful solutions and great progress, if the parties open their minds for a reconciliation process. Thereupon, Anthony Lauder was bringing the house down, while explaining why polyglots were successful in learning languages, in contrast to "PolyNots".
Lunchtime was again a great experience, where people from all over the world sat together to enjoy the delicious food served at the venue. The most frequent languages used were probably Spanish and English, but also a few "smaller" ones, such as Macedonian, Thai, Dutch, Greek, Esperanto, Turkish, Albanian, etc.
The afternoon began with Attila Mártonfi, research fellow at the Research Institute for Linguistics (Hungarian Academy of Sciences Department of Lexicology and Lexicography) and author of the biggest Hungarian orthographic handbook, speaking about Hungarian language interpreting Hungarian-English. English teacher Svetlana Gracheva explained how to learn languages from home, without travelling. Following, Bálint Korösi, author of the most popular Hungarian language learning blog "Öt év – öt nyelv", spoke about learning languages and linking them to other hobbies and passions.
To close the conference, the founders of the Polyglot Conference presented their topics: Richard Simcott had a talk about using languages for online moderation and community management, and shared some informatoin about his role, experiences and the services and opportunities offered by eModeration, another sponsor of the Polyglot Conference. Luca Lampariello shared some ideas about how to make languages work for you, and he spoke about his language learning journey and methods.
The feedback
We actually lost track about the numerous links, tweets, posts, articles, pictures and comments shared during the conference and afterwards. Certainly, the participants went back home quite energized by the catching atmosphere… At the moment there are a few new projects emerging. We will keep you updated about them.
While the official videos recorded at the conference are being cut, enhanced and finished, have a look at this video, where Brian, one of the participants, gives a nice summary of what happened at the conference: "Polyglot Conference Budapest Recap".
Share your thoughts
What about you? Have you been to the very first Polyglot Conference too? Did it inspire you? What did you like most about this conference?
Share your ideas, ask your questions, give your opinion, make suggestions, encourage our team, make compliments, post your reflections, share your inspiration, make corrections where needed, leave some constructive criticism, etc. We appreciate your input!
Needless to say that interactions should be polite. Any rude, disrespectful or abusive comment will be deleted, as well as spam, trolling or non-sense text.


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Celebrations of the 15th Anniversary and 2014 General Assembly
More than 100 persons attended the Celebration of the 15th anniversary and the 2014 Annual General Meeting.
Press Release of May 30, 2014 (in French) : Célébration du 15e anniversaire : les artisans à l'honneur!
Annual General Meeting 2013Annual General Meeting 2012Annual General Meeting 2011Special General Meeting 2010Annual General Meeting 2010


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Swiffer WetJet Refill Solutions
Swiffer WetJet Multi-Purpose Cleaner solution dissolves tough, greasy and sticky dirt and has an Open Window Fresh™ fragrance to leave your house smelling clean. It dries fast with virtually no streaks or residue. Available in Febreze® Lavender Vanilla & Comfort™ scent, too.
Swiffer WetJet Wood Floor Cleaner™ dissolves dirt and reveals the natural beauty of your wood and has an Inviting Home Scent™ to leave your home smelling fresh. It, too, dries fast with virtually no streaks or hazing.
Swiffer WetJet Refill Pads
Unlike mops that may re-deposit dirt on your floors, the WetJet super-absorbent pad traps and locks away dirt in its core, cleaning and absorbing messes. When you're done, just take that pad and throw it and all that dirt away forever.* WetJet Refill Pads are available in 12 and 24 count. *DO NOT USE Swiffer WetJet on unfinished, oiled or waxed wooden boards, non-sealed tiles or carpeted floors as they may be water sensitive.


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About Us |
ABOUT US:The Lord has called us to be a community of believers committed to God, each other, and to establishing a 24/7 house of prayer in London—we gather daily for corporate prayer and worship in the spirit of the tabernacle of David. We are moving more and more into the direction of having night and day continuous prayer and worship in London. History of the Prayer Movement: Around 1000 BC, King David established a tabernacle in Jerusalem and set a precedent of night and day worship before the Lord that continued at various times throughout Israel and Judah's history. Each time this order of worship was reintroduced, spiritual breakthrough, deliverance and military victory followed. Likewise, throughout the centuries, groups in Ireland, Germany, South Korea, Brazil, USA and elsewhere across the globe have established day and night centres of prayer and worship. Following years of preparation in November 2008 the International House of Prayer in London started daily prayers sets with the vision of becoming a nonstop prayer meeting until Jesus returns. At the moment we are faithfully doing 54 hours per week. |


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Information regarding the AES website.
We are not responsible for typographical errors. If you encounter an error please contact us immediately so it can be fixed.
Product Reviews
We had to start moderating product reviews. This does not mean we are just deleting bad reviews. Some people decided to use the review section as a platform to lodge their personal complaints about AES and had nothing to do with the quality of the project. We prefer to collect to a few reviews on a product before going public with the reviews. This helps build an average rating for the product.
Since this is a new feature for us to have a site we ask that you give us some time to work the kinks out.
Sometimes manufacturers change items physically without informing us. As a result, the pictures might not match the product exactly.


text: Forbearance may be granted for a period of up to one year at a time. Forbearance may be renewed, but the periods of forbearance collectively may not exceed a total of three years. Both loan principal and any interest that accrues may be included in the forbearance, unless the borrower chooses to pay interest that accrues. The borrower and the school must agree upon the terms of forbearance in writing. The forbearance is in the form of a temporary cessation of payments unless the borrower chooses one of the alternative types of forbearance (an extension of time for making payments, or making smaller payments).


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Board of Directors
- Mark Galvin, Chairman
- Dan Smith, Director
- Bill Benedict, Director
- Ray Pasquale, CEO & Founder
- Roger Tuttle, Director & Treasurer
Mark has over 26 years of experience in the Telecommunications & Networking industries. The past 20 years have been as President and CEO responsible for all aspects of business growth. Mark excels in equity-based fund raising, team building, rapid growth business management, system architecture, matching technologies to emerging business needs and building and motivating channels to market. He founded and was President and CEO of PRI (acquired by Xircom in 1995), RAScom, Inc, (acquired by Excel Switching in 1999), Cedar Point Communications (acquired by Genband in 2011) and Whaleback Systems (currently operating in Portsmouth). PRI, RAScom and Cedar Point were all recognized by Inc. and Entrepreneur Magazine as being among the fastest growing private companies in the US (#95, #51 and #2, respectively). Mr. Galvin was named Boston Business Journal's 2004 Telecom All-Star and was a Finalist, 2003 Ernst and Young Entrepreneur of the Year. Mark studied math and computer science in the undergraduate and graduate Faculties of McGill University in Montreal.
Daniel E. Smith, Jr. was co-founder, President and CEO of optical networking pioneer Sycamore Networks, Inc. The company developed a broad range of optical networking products that enabled network service providers to transform the capacity created by their fiber optic networks into bandwidth for the delivery of high-speed data services. Previously, he co-founded and led Cascade Communications, another pioneering data communications company, which is now part of Alcatel-Lucent. Dan served as an officer in the United States Navy from 1971-73. He is currently a member of the USS Constitution Museum's Board of Trustees, and a member and past chairman of Lehigh University's Board of Trustees. Dan graduated with an MBA in Finance and General Management from Harvard University, and a BS in Industrial Engineering from Lehigh University.
William J. Benedict, Jr. is founder and CEO of Alpine Meridian. Previously Benedict was managing partner of Resource Ventures, L.P., a venture capital fund; chairman of Reach Financial, a specialty finance company; responsible for Societe Generale's U.S. National Banking Department; a lending officer with Chase Manhattan Bank in New York and Tokyo; and co-founder of LaSalle Commodities, a futures investment fund. Benedict is a member of New York Angels and is a frequent lecturer at universities on career communications and networking strategy. He is a director of Madison Logic, Certify, ADS, and BuildingBlok and a member of the Alumni Board of Governors of The Hotchkiss School.
Ray has spent the last 20+ years as an entrepreneurial technology professional, he has extensive sales and customer engineering experience along with proven management team leadership in dynamic, emerging technology companies. Recently Ray played a key leadership role in professional and customer services, business development, pre-sales and technical marketing while at Sonus Networks, a market leader in Voice over IP technologies. Ray was a founding member of Sonus's services organization, recruiting many of its most senior members. From 1996 until 1999 Ray was a key technical leader and sales consultant for Cascade Communications' worldwide sales organization. During his tenure Cascade was purchased by Ascend Communications. Ascend, a leader in remote access technologies for the Internet market, was subsequently absorbed by Lucent in a merger. Prior to 1996, Ray's tenure with Digital Equipment Company included positions as Senior Consultant for Worldwide Network Operations, and Technical Leader and Senior Consultant for the Network Products Group. Ray's commitments to excellence and ideas were recognized by Digital. Mr. Pasquale received a Customer Satisfaction Award, Storage Systems Excellence Award, and Delta Ideas Recognition Award. He attended the University of Maine.
Roger Tuttle, Director & Treasurer
Roger has spent the last 23 years working with early stage businesses as a CFO, business consultant and small business owner. Recently he has served as the CFO of Gemini Telemanagement Systems Inc., merging it with Single Digits, and as CFO of Ezenia! Inc. (EZEN.OB). Mr. Tuttle served as CFO of Zydacron, Inc., RAScom, Inc., Voicetek, Proconics, and Aerodyne Products, all of which were successfully merged into larger companies. From 1986 to 1991 Roger worked as a part time CFO with a number of small companies including GENSYM and a number of startups associated with the NH Breakfast Club. Prior to that, Mr. Tuttle held various financial and management positions at Gould, Inc., Bell & Howell, and Raytheon Company, including VP of Finance and Administration for a $500 million group of Gould, Inc. Roger graduated from the University of Massachusetts in 1970, with a BS major in accounting.


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I not only would, but *have* repurchased this product several times! I first tried cuticle oils (what a mess!) and creams (often waxy and sticky), and neither seemed to do more for me than just regular hand cream. This stuff was like magic, though, and it absorbs quickly with no greasiness or stickiness. I use it religiously at least twice a day (I have one tube at home and one in my purse), and never need cuticle removers or nippers any more...they've been erased!
Some people complain about the scent--personally I like it. Kind of fruity and sherbety, and I don't get the chemical undertone some have mentioned at all.
I got a big tube of this dirt cheap from 8ty8beauty. I was expecting great things but to be honest I'm not seeing much of a difference. I keep it on my desk and rub it in every day. But I don't really see it doing anything. I still have to snip my cuticles with a cuticle clippers every week. I daresay this may work if you did it diligently several times a day or something, but who does that? I have a massive tube now and am undecided whether to use it up or not. Would not buy again anyway.
I've now finished one tube of this product, and while it wasn't the miracle worker I was expecting it to be for my overgrown/ragged cuticles, it's definitely the best product I've tried at keeping them in check. I use it twice a day, almost every day (keep one tube at my desk at work, one tube at home), and my cuticles look nicer and better groomed than they ever have. (I previously used moisturizers like Solar Balm to try and keep them looking nice.) I will most likely repurchase this product when I run out, but since I have to order online, I will probably see if I can find a similar product with AHA that is easier to access. (I think it's the AHA that makes this product work.) I do also think the packaging is convenient and easy to use (1/2 oz size) and absorbs fairly quickly, so that you're not left with greasy tips. There is a definite scent (fake citrus almost?), but not too awful.
This is one of the best products I have ever used! My cuticles were horribly ragged and dry, and this cream started improving them from DAY ONE. I really am impressed at how well it works, and so is everyone else I know who's tried it. I use it two to three times a day, and my weekly manicures are no longer a bloodbath. I also use it on my toes every few days, and my last pedicure took less than 20 minutes because there was hardly anything to nip. I especially appreciate what it does for my pinky toes, which have small nails that quickly become overgrown between pedicures. With this cream, they stay out and proud. The only I don't like about Cuticle Eraser is that I can't find it anywhere. I have to order it online and pay shipping charges, but I love it so much I am more than willing to do that--again and again. This is a holy grail product for me.
My go-to cuticle product. Instant cuticle removers are far too drying for my skin -- they create more splits and tears than they solve. I've been using Cuticle Eraser once or twice daily for several weeks, and for the first time I can remember, all of my cuticles are smooth, whole and groomed. Great product. My one quibble: The smell is faint, but slightly weird, like fake oranges.
This product is amazing. It truly lives up to it's name, it 'erases' your cuticles, giving your nails that smooth, salon look. My only complaint is that the cream tends to separate with the oil. In most occassions, the oil that comes out of the tube is enough for me to put on all fingers on my left hand before the cream finally comes out.
1 out of 1 people found this review helpful. Did you? Yes No
If you have dry ragged cuticles this is the product for you!
I have used this for the past few months with optimal results. My cutilcles have never looked better and it also has helped smooth a callous I have on my right hand from holding a pencil to hard while growing up. I mean..the thing is hardly noticible now and it is all because of this product
Answer to my prayers! For most of my 34 years on this planet, I have been plagued with thick, overgrown cuticles that are hard to manage and are always torn, etc. I tend to do damage to my nails and cuticles even further when I try the instant cuticle removers. The Cuticle Eraser is so easy and gives great results without all the damage. I originally applied this twice a day for a few days and the results were nicely groomed cuticles. Now I only have to apply it once every couple of days for maintenance. Love it!
Finally, after many years of dry, ragged, overgrown cuticles, this is the product I have been searching for! I have tried every oil and cream recommended for cuticles with limited success. After reading about Cuticle Eraser here, I went out and bought a large tube. Now five days later, after applying it 2-3 times a day, my cuticles look beautiful, smooth and healthy for the first time I can remember. I live in Alaska and the cold, dry climate can be very hard on hands. This product quickly and gently sloughed off the dry overgrown stuff on my cuticles that I had never been able to get rid of unless I had them trimmed. What it uncovered was smooth, translucent cuticles that I didn't even know I had!! The smell isn't very nice, but it is a small price to pay for the great results. This is definitely my HG cuticle product. I am going back to pick up a small tube to carry with me.
1 out of 1 people found this review helpful. Did you? Yes No
I heard so many raves for this on the nail board, and I have horrid cuticles so I bought the big mama size when I last ordered from 8ty8. I absolutely love this stuff!! It is the only cuticle product I've used (Solar Oil, Burt's Bees, SH crap) that actually seems to de-flake my cuticles (I am assuming it's the glycolic acid in it) and leaves my nails and cuticles looking and feeling moisturized. I have had less hangnails and cuticle snags since using this. Will definitely repurchase.
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Washington Nationals Gear
Washington Nationals Kids
Washington Nationals Kids Youth
(89 items)
Product ID: 1055773
Main Content
Order now, receive no later than Wednesday, February 4th. Some limitations apply.
After all the stolen bases, home runs and tireless innings, your Washington Nationals have secured their entry in the 2012 MLB Playoffs by defeating the Los Angeles Dodgers. This is the first time since 1933 that a baseball team from Washington was able to enter the playoffs, so it's time for your young fan to have a little Natitude. Moments after achieving their playoff berth, the Nats began wearing their postseason Natitude shirts like this tee from Majestic. Featuring custom "Natitude" lettering printed next to a team logo and an MLB postseason logo on the front, this shirt is a great way to warn rival fans that Washington's headed to the World Series!
- 100% Cotton fabric
- Imported
- Officially licensed MLB product
- Screen print graphics
- Tagless collar
Special event items are produced by manufacturers only after the outcome of a game
or event. These are advanced sale items and will ship immediately after they are
received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items
are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite
number, and/or designs. Some options may be limited by league rules.


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Thanks for all the tips about the price book, I've got it worked out now.
Here's my new question: I have recently discovered the joys of albacore tuna vs regular tuna in a tuna salad. I probably wouldn't notice it so much in a casserole but in a tuna salad, wow, big difference! Unfortunately, albacore tuna is ALOT more expensive than regular. BUT I just went to my local Costco and they have these humongous cans of Albacore tuna (66.5 oz!!!). If I buy in bulk like that, the price per unit is the same as for the regular tuna. My problem is - what on earth do I do with that much tuna? I would like to make some salad and then a few casseroles (not too many casseroles on my list as I try to limit pasta and rice). Mainly, I would like to know if tuna freezes? Once I have opened this huge can, how can I store the remaining tuna until I want to use it. BTW, I really appreciate this site. I'm a single working woman, no kids, and I don't know much about cooking but I'm game to learn! Thanks. |
Follow-Up Postings:
- Posted by Jane in CT(email@example.com) onThu, Aug 9, 01 at 12:06
Cooked meats, chicken, and turkey freezes well. I would assume that canned tuna would be fine. Why don't you check it out by freezing some? Sounds like a fine idea to prevent wastage and save a little money at the same time. I'd do it! |
- Posted by anne(firstname.lastname@example.com) onThu, Aug 9, 01 at 13:24
Mixed reports on the success of freezing it though. One chef says "Canned fish that has been frozen breaks down and becomes flabby and limp when thawed" but there's a lady on the Cooking forum who does it. So I'll just have to check it out for myself. I'm going to give it a shot this weekend. I'll let you know how it goes. |
- Posted by Holly in WI(firstname.lastname@example.com) onSat, Aug 11, 01 at 18:07
Found this info on the Starkist Tuna site. Hope it helps. http://www.starkist.com/food/servingtips/freezing.html |
Here is a link that might be useful: Freezing tuna
- Posted by W Rowland(email@example.com) onSun, Sep 2, 01 at 7:39
Just a suggestion for all that extra tuna. Tuna is an excellent healthy optional ingredient for almost any tomato based recipe, expecially pasta sauces and tomato base veggie soups. Since the tuna is already cooked and frozen, I'd add it in the last ten minutes to heat thru, but avoid long cooking. Also try this version of tuna salad. I know this will sound very strange, but it is low fat and delicious if you like bananas. Take a good look at island cuisines that often combine fruit and fish.... Curried Tuna Salad Mix in a bowl: Mash: Add: Delicious stuffed into chilled tomatoes for summer Most tuna salad recipes brighten considerably with the addition of a little dill. |
- Posted by Holly in WI(firstname.lastname@example.com) onSun, Sep 2, 01 at 12:20
W, Thanks for the recipe! What are the measurements for the bananas and the tuna? TIA, |
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Off-Ramp for October 10, 2009
Watts Towers Too Strong
4/9/10 UPDATE: LACMA and Watts Towers are talking about a partnership to help maintain and curate the Towers. Here's the piece we ran in October...
This weekend, they're commemorating the moment fifty years ago when city engineers discovered that Simon Rodia's iconic Watts Towers were no danger to the public, and too strong to be pulled down. Now, as City Critic Sam Hall Kaplan told KPCC's Frank Stoltze, the Watts Towers are to LA what the Eiffel Tower is to Paris. Come inside for a wonderful 1957 documentary about the towers.


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Ahhh it's so bittersweet to watch the kids grow up. One day they're just little tumblr prodigies and the next day they're on their first US tour. Why I remember back when Little Daylight was THIIIIISSSSSS tall, now they're all blah blah blah blah blah blah blah….
Anyway. I fucking love these guys. Don't say I didn't warn you that there was momentum behind this electro-pop gravy train. So now I'm here listening to this brand new remix they recently dropped…
…instant classic – and I get to thinking, what's next for this tripod of mega-electro-pop stardom? Oh, I'll feed ya chickadees. Mark this on your calendar, and don't fucking say it out loud or you'll jinx it…one year from today, Little Daylight will be on your radio and nestled snugly into the mid-range of the Billboard Top 100. They will have more Instagram followers than they know what to do with, and headlining an international tour with, lets just say, someone bad ass, funky, and deep like TEED or Chris Malinchak. Maybe The Knocks. I don't know, stop pressuring me.
Inevitably, I'll most likely be fired from DAD at that point for "sexual harassment," but I'll make sure to link back from whatever bottom feeder, Enya-pumping blog I land on so I can give all 15 of their readers a big fat told ya so.
Tour dates below, see ya there Los Angeles.


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I have raised African Violets for years, but a few years ago we moved and I've never been able to find a place in our new home that would provide the light the violets needed. I don't want to use lights. My question is, what type of enviroment do Rex Begonias require. Is it similar to African Violets? Any help would be appreciated.
Debby |
Follow-Up Postings:
- Posted by hcmcdole z7 (firstname.lastname@example.com) on Thu, Jul 5, 07 at 10:23
Rexes are highly variable. I keep one indoors and it is doing fine and did pretty good this winter. Typically I move all mine outdoors where they really take off - especially in fall. The problem with that is when I bring them back indoors they pout, drop all their leaves over a few weeks, get mildew, and generally give most people a reason to never try them again. My daughter keeps one of hers in a somewhat dark, cool room and rarely waters it. It is usually magnificent. If you are so inclined to spend a few dollars, get a 10 gallon fishtank (around $10 at Wal-Mart) and stick your rexes in there. Give some light whether filtered sunlight or artificial. They should stay quite happy in this environment. I have several in containers now that are rarely watered. Here is one of my newest ones this year and it is doing great outdoors. Come winter it may be another story. Full Plant - 'Mike's Mauve' Close up |
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The Holdit is a cord you can use to support the plants when they give way their own weight. The Holdit can also be used if you intentionally want to let the plant grow bent.
The handy thing about the Holdit is that it's easy to adjust. By means of the sliding mechanism it's easy to pull the cord tight again if necessary.
The Holdit is made by tent manufacturer Mammoth and therefore it fits in perfectly with a Mammoth tent. It is a simple product but it saves you a lot of niggling with pieces of string.
This product consists of 4 elastic cords with corresponding fasteners.


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Items tagged as "low testosterone"
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DEAR MAYO CLINIC: I am a 52-year-old man. I recently had blood work done that showed my testosterone levels are slightly low, falling just below the "normal" range. Should I talk to my doctor about getting treatment even if I don't have any symptoms? What are the side effects of prescription [...]
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First Lady Michelle Obama US President Barack Obama and US Chief of... News Photo 159848123Barack Obama,Chief of Staff,Examining,Horizontal,Inauguration Into Office,Michelle Obama,National,Parade,Politics,Presidential Inauguration,Ray Odierno,Reinauguration into Office,Second Term,Standing,US President,USA,Washington DC,Watch,WindPhotographer Mark WilsonCollection: Getty Images News 2013 Getty ImagesWASHINGTON, DC - JANUARY 21: (L-R) First Lady Michelle Obama, U.S. President Barack Obama, and U.S. Chief of Staff of the Army General Raymond Odierno watch from the reviewing stand as the presidential inaugural parade winds through the nation's capital January 21, 2013 in Washington, DC. Barack Obama was re-elected for a second term as President of the United States. (Photo by Mark Wilson/Getty Images)


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[Skip to content]
Special Care Dentistry is the field of dentistry which specialises in the management of dental care for adults with severe disability, medical or mental health conditions.
Click here to download Referral form.
We have two consultants who lead in this speciality, as well as 6 registered specialists, 2 specialty trainees and 2 specialist nurses. Our team includes dentists and nurses who are very experienced in working with the full range of peoples' additional needs. Many also have postgraduate qualifications in special care dentistry and sedation.
Sarah Kennedy PA to Janet Clarke, Clinical Director
Tel: 0121 466 7138 Fax: 0121 466 7451
email@example.com Specialist Division
Combined Community Dental Service BCHC NHS Trust Priestley Wharf Holt Street Birmingham B7 4BN Click here to download Referral form.
People with impaired understanding, inability to co-operate, touch hypersensitivity:
Unable to sit in a dental chair and cope with dental treatment with "Tell – Show- Do" technique
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View the contact us section above right to download the referral form or send a letter to the local administrative office listed above right. Full information about the patient's specific needs and their medical history and medication list helps us to provide the best quality of care.


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Enjoy! Courtesy of BookOfLaw.
21 Responses to "Video Interview – Jorge Garcia from Monte Carlo"
Jorge is such a cool dude, he appreciates his role and his experience from LOST. His blog "furtherdispatches" is a hoot too!
I understand his "rock fever" cause I lived in Hawaii myself but now live in nightmare Los Angeles!
And I moved from Hawaii to Michigan!
I like how at 1:16 the editors clarify which Terry he's talking about by putting MCQUINN in parentheses.
Thanks for sharing. Always good to find a real eprext.
Love him soooooooooooooo much! Its cool he wants to stay in contact with the other actors.
"Dude!" I recently rewatched "Dave" from Season 2 and am no less awestruck by the profound arc of Hurley's character and Jorge's spectacular portrayal of it throughout all 6 seasons. And I always enjoy seeing him in any interview.
So, is this site dead now? There are hardly any stories posted, and those that are hardly get any responses. I can't believe how quickly this site died after the finale.
So this site really IS dead, then. That's such a shame. I kept hoping the dry period would end. I feel like we fans have lost the best Lost site there was.
this was the same site that posted that FB review without commenting allowed, so take that as you will.
there are a few far better sites out there still very active. seek and ye shall find.
what are they?
If you mean Dark UFO, no thanks. That's a poorly constructed and badly written site, and I rarely find the articles interesting.
And by the way, no, this site did NOT post the FB review without commenting allowed. As Doc already explained, FB herself did that, in order to keep the comments on a single location–and people could just have easily gone to her site and posted comments.
Hasn't this already been rehashed several times in the comments section of other non-FB posts on this site?
apologies Rams, yes it has, but again, since there was no discussion allowed on her post here, they have been happening everywhere else…god knows I wouldn't be caught dead on FB site.
I don't want to post in her site either…
so FB has full reign of this site? someone had to ALLOW it to happen n'est pas?
at least DarkUfo post things daily and hasn;t left the fandom out in the cold with post like the wretched FBs to linger on for eternity. eye m sick is another site that respects the fandom. which is what this is all about no? or am I mistaken? is it about self-righteous idiots who can post anything they pull out of their dirty asses and then turn off comments for "centralized" discussion?
in order to keep the comments on a single location? why? never been done before? WHHHHY? so she could have control over what is posted which is obvious since only those that agree with her are posted …check it out for yourself.
Don't fool yourself into thinking Fishbisquit wanted "all comments in one place." I wrote a well thought out, counterpoint to much of what she wrote, including asking why she didn't link to the majority of LOST critics who enjoyed the final season and thought the finale was very good. I didn't attack her, just said that I thought she could have looked at things a little more critically. To no surprise, she modded my comment, and it never appeared. What you will find at her site it a bunch of sheep who will follow her into her abyss of vitriol aimed at one of the greatest shows of all time.
We can at least be glad that she destroyed ANY credibility/chance she would have had to continue blogging with her meltdown this season. Good riddance.
agree with all you said. and well said too.
13 EMMY nominations for LOST !
in yo face FB.-
What a completely idiotic reply.
since mine was an original comment, i imagine you are saying that your reply is idiotic?
Excellent specifics, I importance every one of these thoughts. The whole world has to conclude experiencing self-ruling to express them selves honestly
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January 10, 2010
15 comments:
- Ladybug's Picnic said...
I think it all depends on how you feel about socks. Something had to give in managing my household and my sock situation was it. So, I'd vote shearling b/c I never, ever wear socks! If you are more of a sock-wearer I think you could skip it.
- January 10, 2010 at 10:22 AM
- Amanda said...
Personally I would go with the shearling. It eliminates the need for socks when you're running a quick errand and winters here on the third coast are often brutally cold - there's rarely too much thing as too cozy.
- January 10, 2010 at 12:18 PM
- SweetPea said...
I say sans sherling. You can always wear cute fuzzy socks.
- January 10, 2010 at 12:37 PM
- Suz said...
I have both and I'd definitely recommend springing for the shearling.
- January 10, 2010 at 3:20 PM
- Hilary Baumann said...
Shearling! So much warmer!!! They'll last ages anyway right?
- January 10, 2010 at 4:57 PM
- Good Egg Hunting said...
TOTALLY worth it. The shearling adds that certain je ne sais quoi. In fact, you've inspired me to go take a look at them myself!
- January 10, 2010 at 5:45 PM
- The Pink Owl said...
I like them with shearling! So cute!
- January 10, 2010 at 6:49 PM
- Kara said...
I'm really going to sound like an enabler here but I say go for the shearling. Think about when you'll be wearing them - cold, rainy or snowy weather. Plus you know you'll have them forever.
- January 10, 2010 at 8:02 PM
- Legally Fabulous said...
My first reaction was to go WITH shearling, because it's damn cold out and warmth is good!
BUuuuuutttt... I frequently get stinky feet. So, I say no shearling. - January 10, 2010 at 9:30 PM
- Hemstitch & Hydrangea said...
T.....C.....P....! O...M...G..! Its H&H!
Hi ! How are you fabulous Chicago Mama!?
Thank GOD you are still around!
My blog roll is like a ghost yard... but I have really missed YOU and TPP!
Hope you are fantastic! two TCP kiddos now right?
Ill read through and get the news.
But Miss you! AND
Hope all iS great!
X ANNE - January 11, 2010 at 1:06 AM
- Hemstitch & Hydrangea said...
- January 11, 2010 at 1:06 AM
- Casey said...
Hmmmm......Both? No shearling for spring/summer when it rains and shearling for fall/winter when it's colder. I was going to say it depends on socks, but whether you wear thick or thin socks. If you wear thicker socks, you could probably go with no shearling, but if you wear thin socks you might want the added warmth of shearling.
- January 11, 2010 at 9:31 AM
- k e r r y said...
Personally I'd go with the Shearling (and no socks!)
- January 12, 2010 at 9:21 PM
- Let The Tide Pull Your Dreams Ashore said...
I also have bean bucks to spend!I may go with the classics. xx
- January 22, 2010 at 12:48 PM
- Let The Tide Pull Your Dreams Ashore said...
I also have bean bucks to spend!I may go with the classics. xx
- January 22, 2010 at 12:48 PM


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One of my top favorite roller coasters in the world is THE LOCH NESS MONSTERIt's the first roller coaster in the world to feature interlocking loops, but that's not all it has to offer.
Busch Gardens Williamsburg is located in Williamsburg, Virginia.
This video has 10,548,982 Views on Youtube!
What is your favorite ROLLER COASTER and WHERE IS IT?
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2011 Product Source
The Source for New Products
You're a technology professional. You rely on the latest technology to do your job and to keep your stations at their peak. You're always on the lookout for the right technology for the job. So are we.
At Radio magazine, we are on a constant quest to find new tools and new products to help you make great radio. We bring them to you in each monthly issue. We cover them in our twice-monthly New Products Extra email newsletter. And each year we assemble this compendium of the latest new products for our annual Product Source.
This issue is packed with new products. While many debuted at the 2011 NAB Show, we discovered others by looking outside the traditional broadcasting connections and into the pro audio and IT channels. Regardless of where it came from, everything in this special issue fills a need in radio.
We have gathered some products into special sections as well. These products fit unique needs outside the studio facility.
You'll also find everything in this issue posted at our website for easy reference: RadioMagOnline.com.
What you find within is an extensive mix of new products and services, but we know there's always more. If you have found an interesting device, product or service, tell us about it. Like you, we want to know about the latest new technology, and we want to share it with our readers.
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The Source for New Products - 2011 Product Source
You're always on the lookout for the right technology for the job. So are we.
2011 Product Source - Products
Looking for new technology? Look to the 2011 Product Source from Radio magazine.
The Radio magazine Pick Hits of the 2011 NAB Show
15 products were chosen by the Radio magazine Pick Hits panel.
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Handy devices for field production and remotes.
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Services, software and technology for the infrastructure.
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