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As I've said on many occasions, I am a self published writer – and I love it. I love the way that I am in control of how I want to write, distribute and publish my books. Whilst I am sure having an agent and a publisher would be a great help to me, I feel that I've accomplished more by publishing myself than I would have if I had either of the two things. Mainly because I have faith in my project and producing it the story the way I wanted it to go, without it having been changed to conform to any current trends in the book world.
You may be thinking, if I love it so much, why I am doing a blog post advising against it? Short answer – I'm not! In fact I openly encourage any author to try it as there is more ways to publish your book than ever these days. That being said, there are certain dos and don'ts that follow with self publishing – and today I'm looking at the DON'TS.
These are five ways of thinking that I don't think any author should go into if they plan to self publish as, if you follow these lines of thinking, you will fail pretty quickly. If you're just going to self publish for fun, fair enough, you probably don't need to read any further. But if you are SERIOUS about making a go of being a self published author, then these are the thoughts that you must banish quickly if you think to succeed.
Like with any of my Top Five Tips, this list is purely based on my own experiences of being a self published author and these are all five things that I myself believed when I was younger. Believe it or not, I actually had another book out before Trapped on Draconica called Satopia – which I believed would be the next big thing. But I was young and naive back then and didn't have a clue what I was doing, so the whole thing went wrong and today I don't really like to talk about that novel as it was, in my eyes, a failure. But I also know that part of that was done to my complete lack of understanding of the writing world. These days I'm a little wiser – I'm a long way off from being a famous writer, but at least now I have a better understanding of what I need to do. The best I can do is warn other new writers out there of the dangers and hopefully they won't make the same mistake I made.
I should also like to point out that this list is NOT intended to discourage new writers, but rather give them a heads up as to what to expect.
1. Self publishing is easy to do and I'll get a lot of sales
With so many companies out there offering ways to publish a novel (such as Createspace, Lulu, Amazon, Smashwords, etc), it's easy for a new author to think that once print or upload their masterpiece, all they have to do is play the Waiting Game until the cash comes through. But let me tell you, if this is all you do, you will be playing this game for a LONG time! The companies I've listed above are simply means to get your book uploaded or printed – they are not selling tools.
Here is the hard truth – you're a new writer. You've never put out a book before. Why should anyone, outside of your friends and family, buy your book? If a regular reader comes across a choice of your book, or that of a more established writer, which one do you think they will choose? I'll give you a hint, it probably won't be you. But that doesn't mean that you're not a bad writer – readers are more likely to go with what they know than something they aren't sure about. As the old saying goes 'Better the devil you know, then the devil you don't'.
That being said, maybe you'll get lucky and one person will buy a book and love it so much that they tell their friends about it and it becomes a huge hit. But the chances of that are small and you can't rely on just that alone.
The solution? You need to promote your book where you can! Wherever it's blogs, Facebook, Twitter, approaching shops, review sites, whatever. You need to bust your ass to get people to hear about your book and try and convince them to buy it. How you go about advertising it is up to you – there are no real right or wrong ways to promote a book in my eyes, but some work better than others. If I can give one bit of advice on this subject, what I would recommend that if you use Twitter, if you get a new follower, don't DM them straight away giving them a link to your book. I get this all the time on my Twitter and it gets on my nerves – and others usually feel the same as well. Leaving a link to your website or any other page on your Twitter profile is usually enough and if people are interested, they will check it out.
Long story short, self publishing is not easy – but the rewards are great if you work at it.
2. Self publishing will make me rich
Short answer – no it won't! For all the reasons listed above. Authors like Terry Pratchett and Stephen King may be raking it in money wise, but that's only because they worked hard at it for years to get where they were. And even J.K Rowling wasn't a major success at first and had to gradually build up a following. Maybe your book will make you millions – but you shouldn't go into self publishing thinking that as you will only end up disappointed if it doesn't.
Self publishing is not a get rich quick scheme, so don't think of it as so. If you want to get rich, get yourself a high paying sales job and be a first class seller – you'll be better off trying to get rich this way than publishing.
3. All my friends and family think that I'm a great writer
When I hear these words, I cringe. Mainly because I can automatically see where this is going!
Now don't get me wrong, there is NOTHING wrong with getting support from your friends and family – in fact I think those things are important in life. Your friends and family should support you during your writing career, or through life in general. But, with all due respect, are your friends and family alone going to make you a famous writer? Unless you have a thousand friends that buy a thousand copies of your book, sadly I'd have to say no.
But unfortunately, many novice writers do rely on their friends and family for praise of their work and, in my experience, this tends to lead to overinflated egos. They get so much praise from their loved ones and five star reviews on Amazon (or whatever) that they truly believe that they are a god amongst writers. And, inevitably, once they get their first negative review, they become overly aggressive – sometimes even attacking the reviewer. I think the reviewers of the website Big Als Books and Pals can relate to this when they reviewed the book The Greek Seaman over a year ago, giving it a negative but critical review, and the author lashed out at them online. In the end, all it did was show that she was unable to take criticism and I think she is now regretting her outburst!
When you decide to be a writer (or any form of expressive art for that matter) you have to be prepared to take criticism as not every review you get will be a good one. Friends and family are great, but they will generally be overly positive of your work because they want you to succeed. I'm kinda lucky in this respect in that I always get my father to read my novels when they are done and he reads them as a reader – not as my father. He can sometimes be a little harsh in his criticism, but it is always fair and I do listen to him.
That's not to say that you can't use friends and family to promote your work. Word of mouth is a great selling tool. Get your friends to tell their friends about your work, and then tell their friends, and their friends, etc! When Trapped on Draconica came out, my parents did this and I actually got some decent sales out of it. I even got some sales from people who weren't my friends in the long run.
The point I'm trying to make is that you shouldn't always rely on your friends and family for praise of your work. You need to be level headed – critical and open minded to criticism. This way you won't take it so personally if you get a bad review.
4. Self publishing is a back door to getting an agent or publisher
I think this probably used to be the most common way for people to self publish – and indeed, there were a few self published authors that did get a publishing contract this way. Christopher Paolini being one of them. But, if truth be told, this happens very rarely – like once in a blue moon!
You might think that if you self publish you will get an agent to recognise your work and be offered a massive publishing contract – but this doesn't really work. Agents normally get hundred (or thousands) of submissions from authors that are asking them to represent them and they just don't have the time to go out looking for new authors unless there is something about them that catches their eye. So if you go into self publishing with this idea (like I did), then you'll be disappointed.
That being said, I do kinda find this method of self publishing a little hypocritical. As I said earlier, the advantages of self publishing is that you are in control of your own project. If you get an agent or publisher, you will have to relinquish control of that somewhat to fit in with their publishing guidelines. You have to ask yourself, would you be prepared to do that after being in control of your own work for so long?
My opinion is that if you're really good at selling your own book then you don't NEED any of these things. If you really want to get a publisher or agent then that's great. But don't use self publishing as a "back door" as you'll be waiting a long time (possibly forever) for this to happen.
5. I just want to self publish as it's the current trend at the moment
Yes, there are plenty of people out there that get into writing just because it seems to be popular at the moment. But not just writing, music, art, poetry, acting, the list is endless. There are loads of people who get into something just because it looks cool.
Personally, I have never been fond of these "creators", because for me, art in any form should be a personal expression – a love of a certain genre or feeling. The best artists (which included authors, musicians, artists, actors, poets, the list goes on) are the ones who don't try and conform to any trends and write from the heart. Those who just do it because it's cool just end up churning the same mediocrity that is overly clichéd and dull. And this doesn't just go for self published authors – but even some in the mainstream. Ok, J.K Rowling isn't my favourite author, but at least she writes because she loves it (and hopefully still does despite her fame).
For me personally, I write because I love telling stories – and I tell stories that I myself would want to read. Occasionally, I do take inspiration from certain characters and other writers, but I would never willingly conform to any trends within the genre. I have no interest in making millions and millions of dollars from my writing – just enough for me to live. I know that if I work hard enough then I will achieve it and I hope that any anyone that enjoys creating art will make it.
I don't mean to sound angry – I just get frustrated when people that churn out the same crap get the attention and people who put their heart and soul into it get overlooked. However, that being said, there are plenty of artists out there in the mainstream that I have respect for and did actually make it because of their love for their art – so I know it is possible.
I guess what I'm trying to say is, write because you want to, not because you HAVE to. Self publish because you want to share your works with the people, not because you want to be famous. Self publishing is a way for unknown authors to finally share their works – we should be able to use it in that way.
Phew! I just realised how preachy that last comment sounded, so I apologise for that. I just get passionate about these things – so I hope I didn't overstep the mark.
Again, I want to assure you all that this list is not intended to discourage any new authors who wish to self publish. I just believe you need to go into this understanding what you are getting yourself into and not end up making a hash of it like I did. I also want to assure people reading this that this email is not intended to discourage those who want to try and get published the traditional way. Whichever way you want to try and get published, I wish you all possible success in your endeavour.
Please feel free to comment below if you found this helpful or not. I welcome all comments. Thanks for reading!
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A Brief History of the Wig: Part II
February 1st, 2013 | Posted by in Real WigsLast time, we discussed the origins of the wig and its use in ancient civilizations, particularly by the Egyptians, Greeks, Romans and Japanese. Following the fall of the Roman Empire, however, the use of wigs fell out of fashion in the West for nearly a millennium. It was not until the 16th century when wigs made a comeback, largely thanks to Queen Elizabeth I of England who famously wore a red wig tightly curled in the Roman style. Elizabeth's example was soon followed by other royal wig aficionados King Louis XIII of France, who adopted a wig when he began to go bald, and his son King Louis XIV.
Wigs during this time served the dual purpose of fashion, often employing elaborate hair styles, as well as protecting against head lice, a big problem of the time which was reduced if natural hair was shaved and an easily de-loused hairpiece was worn instead.
During the 17th century, curly, long wigs for men known as periwigs became common in France and later England, especially in courtrooms. These wigs, usually made from 100% human hair, soon became an obligatory mark of nobility and wigmakers began to carry their own prestige. Wigmaker guilds began to spring up around Europe where apprentice wigmakers learned how to create the incredibly long, elaborate and expensive pieces.
In the next installment, we will see how the wig evolved into the 18th century.
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POPSUGAR Fashion Marc Jacobs Spring 2011 New York Fashion Week: Marc Jacobs 2011 Spring New York Fashion Week: Marc Jacobs by Danny Feekes 9/13/10 0 Shares Print 0 0 0 0 0 Previous Photo 1 of 56 View on One Page ADVERTISEMENT ( more slides) Next 1 2011 Spring New York Fashion Week: Marc Jacobs Previous Photo 1 of 56 View on One Page ADVERTISEMENT ( more slides) Next 0 0 0 0 0 Read More 2011 New York Fashion Week2011 Fashion Week2011 Spring2011 Spring New York Fashion Week2011 Spring Fashion WeekNew York Fashion WeekMarc Jacobs Marc Jacobs What to Take Away (and Buy) From Pre-Fall 2015 3 days ago Which Star's Crisscross Dress Hit the Spot at the SAG Awards? 18 hours ago 16 Sweet Holiday Sweaters to Scoop Up Now 12/06/14 The Best Sneakers to Help You Survive Winter in Style 11/27/14 Not-Your-Average Sweater Dresses For Not-So-Average Girls 11/02/14 Welcome to the House of Marc Jacobs 9/11/14 Why We Consider Marc Jacobs the Clever Chameleon of Designers 9/09/14 Get chic with our daily newsletter Enjoy street style trends, runway looks, and the best in celeb beauty in your inbox. Beauty Tips Street Style Fashion & Beauty News Celebrity Style Sign up with Link Love Kanye West might be making over the Washington Wizards! — HuffPost Style Fact: you don't need to wear heels to look taller — SHEFinds J Lo's wardrobe is a lot more straightforward than you'd think — Vulture Make your bag look fancy-shmancy, even if it's not — Who What Wear Isabel Toledo for Lane Bryant is back in full force — InStyle When your street style's geometric, you're in good shape — StyleList All about Kristen Stewart's outfits? Learn about her favorite label — Style.com Are you a basic fashion girl for wearing these brands? — Fashionista Why Vince Camuto was a true design master — Racked Could this be Zooey Deschanel's engagement ring? — Lucky Latest Fashion
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Italian Abroad Program
Study Tours in Italy
Do you love pizza, pasta, art, architecture, and history? If so, you will be interested to know that the Department of Foreign Languages offers Gallaudet students a course named "Italian Studies" that leads to a summer study abroad program in Italy. This course has two components:
1. Orientation course:
In the spring semester, you will take an orientation course where you will learn about Italian history, literature, art, architecture, and culture in general. Students will do research on a specific architectural site or work of art.
2. Study abroad in Italy:
In the summer, the students will travel to Italy for two weeks and will visit the cities of Rome, Naples, Florence, and Venice.
From each city there will also be organized tours to adjacent towns, such as the old town of Pompei, near Naples, and the city of Siena, near Florence.
Visits to museums, famous churches, archaeological sites, and other places of cultural interest will be included. There, the students will have the chance to see the specific architectural sites and works of art that they researched in their orientation course, now in real life.
There will be opportunities to interact with the local deaf community, to taste the local cuisine, and to explore life in the city during your free time.
When the two-week program is over, you will have the choice to stay and tour either in Italy or Europe.
For more information about specific dates, application procedures and financial help, please contact the Department of Foreign Languages, Literatures, and Cultures:
TTY/Voice: 202-651-5560
Fax: 202-651-5597


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Over the past 32 days my fiancee and I have been running a Kickstarter project. We were trying to raise funds to build a teaching farm on an abandoned lot in Brownsville, Brooklyn. On Tuesday of this week we reached our goal of $23,000 dollars.
I've been writing about Kickstarter as a journalist for a while, but using the service myself really changed my perspective on how the company manages to successfully fund an incredible 43 percent of the projects it features on its site.
For a while I was critical of the fact that Kickstarter continued to curate by hand which projects were approved for funding. While the company has seen some incredible growth, at some point it seemed like they would lose their ability to reach web scale. I imagined they would need to take an open approach similar to Etsy if they really wanted to build their business.
But in chatting with our donors, I came to realize this selectivity creates the power of the Kickstarter brand. We received pledges from Australia to Hawaii and back again. A lot of these people had backed a dozen or more projects on Kickstarter. They had diverse interests across music, film, art and food. What they believed in was Kickstarter, and our project was one way of expressing that.
I had chatted with Cassie Marketos, Kickstarter's editorial director, before starting the project. I wanted her opinion on how much we should try to raise, given we were doing an urban farm. "That's not how it works," she explained. "What matters is the quality of the project and the way it connects with your network."
My social networks definitely helped. Tweets from people in the New York tech community promoted the project, especially in the first week when we were looking to build momentum. The hundreds of Facebook likes we received allowed us to tap into old classmates, camp buddies and friends of friends of friends. And I was reminded of how powerful a social network Google has on file when I began crawling through my old email contacts and chats to reach out for donations.
But it was the network Kickstarter has built that really put us over the edge. Numerous journalists interested in food and education reached out after finding the project there. And of the 261 backers we have gotten to date, more than one third of our backing came from total strangers. Often, these people had already backed four or more projects on Kickstarter.
I never paid much attention to the site's slogan, "Fund and Follow Creativity", but the "Follow" part turned out to be as important as the funding. Seeing the interest in our project from Kickstarter's power users made me realize that the team there has built a powerful network of backers in large part through their editorial voice and curation, and that this brand wouldn't last if Kickstarter optimized for scale on the web and lost its human touch.
Makes my buttons burst with pride
must run in the family. Huzza huzza Cassie
Congrats on getting your kickstarter project launched. I'm in week two of mine and am having trouble finding the momentum. I've currently raised 20% of my goal, which is great, but that came from a total of 10 backers. I've reached out to my social networks without much success. I even emailed Kickstarter to see if they would consider featuring my project, as it is currently pretty well buried. Any suggestions?
I am having trouble getting people to donate to my kickstarter. http://www.kickstarter.com/projects/710073250/super-black-market-makes-a-music-video?ref=live
I have had many people tell me that they are going to donate, but they never seem to have the time to sit down and actually do it. Maybe they will when it starts getting to the end, but I want to light a fire under there arses. I am going to try daily bonus raffles, when people donate on certain days they will be entered into a raffle for some extra swag. But they have to donate that day. I hope it works.If anyone has any other tips I would like to hear them. Do you know how that 1/3 of your backers were able to find the project?
Hey I also created a kickstarter that I just recently launched, if anyone could help out and spread the word or donate it'd be appreciated.
The game is a full on 3D First Person Shooter
I started making the game when I was 16 with my friend from Australia and we could really use some support to get the project going.If you even check it out thanks!
Thank you so much for the insightful article! I've just started my kickstarter project and hope to have a similar success rate :). Best wishes to all who are brave enough to work hard towards what they believe in! Oh, and if you have a moment, please feel free to check out my project or spread the word about it if you like it, thank you!! http://kck.st/w4cvBg


text: After his recent success at Carnegie Hall, Fred Ho is presenting from his latest book, "Wicked Theory, Naked Practice," as a fundraiser for Teatro V!da in Holyoke. He is one-of-a kind- and not to be missed. During his nearly three year battle with late stage cancer, Ho continues to emerge triumphant. "[Ho] achieves his cross-cultural goals with skill, grace and humor. The music merges Duke Ellington and Charles Mingus with Chinese instruments and vocal styles from Western opera, Chinese opera and jazz; for a fusion that never seems forced. Mr. Ho's act of East-West fusion has an audacious integrity," Jon Pareles of the New York Times wrote. Ho is a world renowned artist who has influenced multiple generations of musicians, composers and artists in every imaginable field. Ho's explosive and revolutionary compositions inspire and ignite the listener to enter deeper realms of thought, feelings and creative expression. Everyone who comes in contact with Ho either personally, professionally or through the genius of his art, is indelibly transformed and moved to be the best of who they are he will make you shake, rattle and roll and most importantly, he will make you see the world and your life in ways you never have before. Ho will discuss and sign his latest book, "Wicked Theory, Naked Practice," an autobiography, at the Holyoke Barnes & Noble on May 8 at 6 p.m. as part of a fundraising book fair for Teatro V!da taking place May 8 and 9. This event is historical and not to be missed! Ho is one of Teatro V!da's greatest supporters and inspirations. Come and be uplifted, inspired and learn more about his life and work. Members of Teatro V!da's youth ensemble and its music director, Heshima Moja, will also be performing. On May 9, Maria Luisa Arroyo will be performing excerpts from her new, inspiring bilingual poetry book, "Gathering Words/Recogiendo Palabras." Don't miss it! Come both days! Mention Teatro V!da and a portion of all net proceeds will support Teatro V!da's exciting new monthly performance series beginning this fall. Come celebrate life, mothers and the arts! This is a free event. For more information on this two-day event, visit www.teatrovida.com and click on the Visiting Artists tab. For more information on Fred Ho, visit www.bigredmediainc.com. For more information on Maria Luisa Arroyo, visit www.marialuisaarroyo.com. Teatro V!da is a project of the Latino Breakfast Club. |


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By Jeff Walsh
On a random night out in San Francisco a few months back, the bill featured an unannounced addition. Garrin Benfield, a cute, waifish guitar player, took to the stage to play some of his original folk-tinged music. Benfield's music immediately resonated with me and I was glad to be able to buy one of the ten demo CDs he had brought with him that night.


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Two years ago, my husband and I began a natural landscape in our yard consisting of a native grass and flower mix (native to the midwest). This past summer the city passed an ordiance requiring that we apply for a Land Use Management Permit (through the local Forestry Department) which would require setbacks from the street and neigboring properties. The new ordianance also required feedback from surrounding property owners on our application. The forestry department, in an attempt to appease the neighbors and reach a compromise, has strongly encouraged the use of mulch for the setbacks, rather than mow strips.
My concerns: Mulch can be messy along border areas. It was suggested that we use landscape timbers along property lines to hold the mulch back. This, in my mind, creates more work for the nieghbors who now have to trim along that timber. So, we could make one timber flush (acting as a mow strip for the nieghbor's lawn mower tire), then add another timber next to the first one that sits on the ground surface. However, now we have just added something that will eventually rot, need to be maintained, possibly replaced at some point - in addition to the idea that any toxins in the wood will leach into the ground. I am looking for a creative, natural, environmental, and low maintenance alternative that would hold back the mulch (or prevent mulch from scattering across the border), allow for a neighbor mow strip, and not create a potentially unfriendly border or tripping hazard. Of course, low cost is always a bonus. I have seeen all the various pavers, continuous concrete options, and plastic timbers. While these are all options, I was hoping for something more creative and natural looking. Any out-of-the-box ideas would be welcome! Thanks. |
Follow-Up Postings:
A berm of earth or scrounged rocks can hold back mulch. A shallow trench can be a barrier to slow the spread of your plants into the neighbor's yard. You can often scrounge pieces of masonry if you don't want to pay for them. I use large branches and downed tree trunks as borders for some of my garden beds. They rot but they are free. If you are looking for a permanent solution and peace with the neighbor then I would spend the money and go with your original idea but use plastic timbers or masonry. |
- Posted by joepyeweed 5b IL (My Page) on Sat, Oct 21, 06 at 10:24
I used rocks for a border once and they were a pain. I liked the look but weeds were a problem - and you couldn't mow real close to them. I really think mulch can make a nice border. If you make a edging trench... just a shovel, step and pry to one side .... fill the trench with mulch- the trench holds the line. You can run your lawn mower right over the mulch edge to get the grass that grows there. The biggest draw back with mulch is that it has to be re-applied as it decays. But for a "natural" look, I'd have to say mulch is probably the easiest to deal with. The next best alternative to mulch edge is those plastic edging borders. They need to be re-stepped in every year because of frost heave, where I live. My neighbor uses them and they aren't bad and barely visible... gives an easy edge to mow right up against. They make black which is probably the most inobtrusive color, but I believe there are other colors and patterns one can get now also. |
- Posted by gonativegal Zone5a (My Page) on Mon, Mar 5, 07 at 1:10
Dear Wrendot1, If I understand you correctly, you need to maintain a strip of unplanted property? Well, here's my two cents. I encountered a similar problem with my parkway. Since it is public property I was ordered by a Judge to maintain an 18 inch setback from the curb for folks to enter & exit their vehicles safely. My solution to the problem was to create a shallow trench, lay about 2 inches of crushed limestone screening and then level in some nice pieces of flagstone. I added to this a connecting flagstone path to the public sidewalk. It's worked out very well - it looks both beautiful and natural. Not sure how big your area is - the cost of flagstone can sometimes be prohibitive if you have a large area to cover. But in terms of durability, it will last for years with minimal maintenance. |
- Posted by judysgardens 8WA (My Page) on Tue, Mar 6, 07 at 12:04
You haven't said how large the area is that you need to maintain, but I have a long strip on my property, about 120 ft. that separates my landscaped area from the woodlands. I hired someone to dig a shallow trench, lined it with landscape paper, covered the landscape paper with crushed rock, pea gravel, and then put larger rocks on top to make a dry creek bed. It's about 2 feet wide and looks very natural and with the landscape paper underneath, NO WEEDS GROW! That's my 2 cents! :) |
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I finally found the Dahlia that I loved so much, and forgot to dig. It was partially rotted, but I repotted it anyway. No shoots yet, Peaches and Cream planted same day are up.
I know I'm cutting back on Vegetable gardening this year--but just HAD to plant, so it's mostly Dahlias and Glads now. I reordered Hulins Carnival, whic is the Dahlia that Gldno graciously posted online for me. Problem is, its supposed to be colored unreliably, so may not get what I had. And--can you believe it? William, I have 5 tomatoes this year!!! |
Follow-Up Postings:
I thought you didn't dig up any dahlias....I have had one out for several years and just pile on leaves and turn a pot over the stump. I hope your baby does come up.. give it some more time. My three peaches and cream are up too. The white Bleeding Heart was a piece of rotted something. I know better that to buy those darned things in a bag....I got my money back. I could feel the tubers of the dahlias. Violetta or Violette glads are the only ones I have (stay in ground too) well this year about 24 inches from the clump are a lot of little babies coming up.....be interesting to see what they look like. Are you missing the big garden or actually enjoying it? |
- Posted by christie_sw_mo Z6 (My Page) on Thu, May 6, 10 at 19:25
Ceresone - When the rest of us are all complaining about dragging the hose around watering stuff in July and August, when it's hot and the mosquitos are biting, you'll be glad you cut back. Glad you did order something new though to keep your spirits up. |
- Posted by sweetwm007 6 b (My Page) on Fri, May 7, 10 at 1:00
ceresone- this yr for me is a big change also. i have been in china since the end of jan and will not return till the beginning of june. i gave all my tomato seeds away last fall. about 5,000 seeds. someone started my tomatoes and peppers for me and my wife planted 16 tomatoes and about 12 pepper plants. now she is in china and 2 days before she left 260 gladiola bulbs arrived. i have 75 crape myrtles and 75 japanese maples in 1 gal containers in the back yard. hope the break you are taking this year works the way you wanted. william |
You must have someone to watch your place. I have a good neighbor but she is busy. It is hard to leave home without a trustworthy person to watch your stuff. |
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Thu, Oct 17, 13 at 20:17
I also posted on the Remodeling forum. I have a house built in 1952. Not one interior door closes properly or at all. Would I be better off to buy pre-hung doors, or just purchase doors. The door jams appear to be in good condition. These are really ugly flat panel cheap doors. |
Follow-Up Postings:
- Posted by millworkman (firstname.lastname@example.com) on Fri, Oct 18, 13 at 8:45
No clue from the info given to us. Post pictures and that may help but we would really need to know about the wall and current frame conditions. |
"Interior door not closing" This is function and has nothing to do with this;"These are really ugly flat panel cheap doors." So, you can either describe the problem, with the "function," or spend the money to replace. |
My concern is that at one time they did actually close. I noticed when we have had issues with doors not closing in our very old house, it meant something else was going on, as in the level of the floors were shifting. It's to be expected here in a high subsidence area with a two hundred year old house and with some of the original doors the shape of trapezoids and not rectangles have seen how the doors have been modified over the years to match the frames. LOL. |
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May 15, 2014 7:25 AM by Lindsay MacLeod, KSBY News
UC researchers say the best way to slow the Hepatitis C epidemic is through the prison system.
Nearly four million Americans may be infected with Hepatitis C and about one in six prisoners have the virus.
Researchers say identifying and treating infected inmates could cure a huge number of people before they're released back into the community.
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I have a cement statue I really love. It has hairline and deeper cracks all over. It also has a challenge in that it is covered in some sort of brown moss that cannot be felt but has changed the color over most of the statue to a lovely brown. The cement statue repair suggestions online say to bleach and water the statue until you have bare cement. Well, I did that but it is still brown. So I cannot use a concrete filler or there would be grey cracks all over the brown statue. She is also extremely detailed so no chance of using a trowel of anything like that. I don't know if this is the right forum for this but I really need help in saving my little French Girl. Any ideas folks? |
This post was edited by treehugger100 on Sun, May 19, 13 at 18:19
Follow-Up Postings:
- Posted by lola-lemon 5b East WA (My Page) on Thu, May 2, 13 at 19:24
Go to your hardware store (Home Depot, Lowes, Ace) and see what they have for driveway or foundation crack repair. There is probably a clear product, or even something you could tint (if it's like elmers). But keep in mind it probably will show anyway. I used clear Silicon caulk to exclude water from a hairline crack in the parge coat on my foundation. It made a dark finger sized stripe (like vaseline) where it was applied-- so it wasn't perfect. Then the next year I had a mason reparge it- but he could not match it to the rest of the foundation. Erg. I have thought about trying something they do on repairing antique furniture. If there is an obvious imperfection- like a burn mark or something-- they do not sand the whole table down (wrecking the value of the piece) but they repair the spot and they use PAINT to "fake" the wood grain. They paint the mahogany (or whatever) back on. You might be able to faux finish your repair when you are done- to hide it. |
I had the same situation with my concrete statue of David and did something similar to what Lola suggests above. It was made of white concrete which probably hadn't been mixed too well or made in the right proportions to start with. It had hairline cracks, some of the seams from it's being cast had sunk in and it had lots of discoloration. So I went over the whole thing with a water proof filler pressing it in using my bare hands. I let it dry and then wiped it with off-white latex paint similar to the color of white concrete. It's not perfectly even, but I didn't want it to look painted; nor does it look like the white marble of Michelangelo's sculpture, but looks a lot better than it did. You sort of expect concrete statues outside to look 'antique' anyway. Tomorrow I'll look through my photos to try and find a picture. Hope this helps. |
Oh about the 'brown moss; my angel bird bath had a horrible black streak across her face from black mold growing where the concrete was slightly porous.. I tried chlorine bleach and that didn't faze it. I asked for advice on the Texas forum and Jolana suggested trying Biz bleach which contains enzymes. It comes in powder form so I made a paste, applied it to the spot, and layed a damp towel over the area to keep it from drying out too quickly. It worked like a charm and amazingly has never come back. Maybe using it might help in your case. |
- Posted by treehugger100 z6MD (My Page) on Fri, May 3, 13 at 12:35
Thanks for the replies. Here is what I am going to try. This was recommended by a concrete restorer. First clean and bleach/hot water as much as possible. (I will then try biz bleach if I can find it here!) Then take some portland concrete and mix it with water in the ratio of the directions. like it says. Take 1/3rd of that to 2/3rds outdoor flat latex paint. (They say use white but any color can be used even like a cement grey. the cement will dull down the white of the paint). Paint that in the cracks and all over the whole statue. Let it air dry for 2 hours. Then cover with cling wrap. Every day for 5 days take off the wrap and mist (water). Put the wrap back on. After 5 days take off the wrap. Let it cure inside or in a garage or 28 days. Then seal with clear concrete sealer. I am going to try this after the Biz bleach. lola-lemon, this might work on any of your future foundation issues. Roselee, thanks for the Biz bleach tip. I will follow up and let everyone know what is working or not. Love my statues!!! |
I'm copying and filing this method in case I get inspired to renew the finish on my three concrete statues. The only problem for me is the curing of them inside. They are so heavy to move. In a mild climate like Texas maybe wrapping in burlap in the winter might work. Yes, do keep us posted as to how it goes. Maybe a picture tutorial as you go along might be in the offing? Since I took a photo of David this morning I'll go ahead and post it. |
Try Target for the Biz. I looked in a bunch of stores around here before I found it. It's great for soaking clothes that have poison ivy on them. |
- Posted by lola-lemon 5b East WA (My Page) on Fri, May 3, 13 at 15:41
That's so cool you found a concrete restorer. I'll be clipping this too. My foundation is very old... I think I just need to find someone skilled in the old style parge coats. Hoping not to have to do the whole thing to make it match. Let us know how yours turns out . Good luck! |
Roselee, well planned photo- lol. Your frog seems to be holding his leaf at just about the perfect angle. ;) |
cyn, I had the same thought! LOL |
Cyn and Sandi, I learned to be very careful about that after all the ribbing I got from the folks on the Texas Gallery. Once while I was focusing on some canna lilies in the foreground it seemed certain parts of David were perfectly framed by the foliage. Of all the online squealing you never heard the likes! LOL And I honestly didn't even give it a thought before posting. What was even funnier is at a nursery years ago while walking down a path with some young salesmen carrying my plants my five year old grand daughter ran over and tweaked a David statue. The guys howled in laughter and I'm sure I turned red, but when my David was their last one they put him on sale and of course I had to buy him. I dress him in a fig leaf when the preacher comes over ... ;-) |
LOL roselee, that is just too funny about your granddaughter. And the fig leaf. |
- Posted by treehugger100 z6MD (My Page) on Mon, May 13, 13 at 12:07
OK. Tried the Biz. No change at all. Now after hosing it off, I let it dry for 3 days. Tomorrow, I will paint it with the cement mix 1/3rd + 2/3rds white latex exterior paint. The curing takes a long time as described above but she is worth it. Your David statue is really nice! |
- Posted by schoolhouse z5/ohio (My Page) on Mon, May 13, 13 at 17:47
Yep, noticed the frog helping Dave too. lol Pretty funny, cute story about granddaughter. Also saved the restoration recipe. |
Sorry to hear Biz didn't work to take the moss off your angel. But maybe it will come in handy for something else. It's came in real handy to soften a thick layer stickery seeds I got in my socks one time. I soaked the socks overnight and they became soft enough to wash out with just a little pulling here and there. I also use it to take out organic stains in kitchen towels, etc..and clothes of course. Schoolhouse, glad you enjoyed the little 'David' stories ... :-) |
- Posted by treehugger100 z6MD (My Page) on Sun, May 19, 13 at 18:21
Biz is great! I did not work on my statue but for laundry? Oh, yeah. Thanks for the tip. Anyway, I just updated my original post with a pic. I am going to begin work on her tomorrow. As was requested, I will post pics during the process. Wish me success! I love my little french maid. |
Someone broke the head off my much beloved concrete statue of a little boy reading. The statue looks just like my own son and I have treasured it for years. After asking everywhere, I got the idea to contact a major public garden in my area, one with a lot of antique statuary. The garden curator gave me the name of a company that does such restoration work in our area. They use them all the time. Slow and expensive but worth it to me. Just a thought. |
- Posted by treehugger100 z6MD (My Page) on Wed, May 22, 13 at 17:30
ginny12- Can you share the name of the restoration company? I looked up restoration companies and nothing came up within several hours of here. Perhaps your place might know someone down here. Thanks, |
Your best luck is to call a public garden or upscale cemetery in your own area and ask them. There are lots of them in Maryland. They are usually not in the Yellow Pages. You need a local recommendation. But the name here is Skylight Studios, Woburn MA. |
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The Benefits of Pilates
"I must be right. Never an aspirin. Never injured a day in my life. The whole country, the whole world, should be doing my exercises. They'd be happier." -- Joseph Hubertus Pilates, in 1965, age 86.
Runner or golfer, tennis player or new mom, chances are you've heard someone talking about the benefits of Pilates. Many types of people, at many levels of fitness, who have begun doing Pilates exercises say they've seen improvements in range of motion, flexibility, circulation, posture, and abdominal strength -- and decreases in back, neck and joint pain.
Forty years after his death, the system of exercises developed by Joseph Pilates has never been in such demand. But can the benefits of Pilates (puh-LAH-teez), the system of strengthening and stretching exercises designed to develop the body's core, mobilize the spine and build flexibility, really be that far-reaching?
Pilates Benefit No. 1: Body Awareness
Celebrity Pilates teacher Siri Dharma Galliano says Pilates -- when performed correctly and with the proper supervision -- can do all that and more.
"It is an education in body awareness," says Galliano, who owns Live Art Pilates studio in Los Angeles. "It changes your shape by educating you in daily life. When you're cooking, brushing your teeth -- the lessons are coming home to pull your stomach in and pull your shoulders down. There is an attention required (in doing the exercises) that changes your awareness" even after class.
"It teaches you how to train your mind and build symmetry and coordination in the body," adds Galliano. "And when you can get control of the little things, that's practicing willpower."
Aliesa George, a Pilates teacher in Wichita, Kan., agrees.
"The biggest benefit in my eyes would be personal awareness -- awareness of how you sit or how you stand or how you move and being able to relate those habits to the aches and pains and injuries you have or have had in the past," she says.
For example, she says, it can help make you aware of that chronic tweak in the neck you get from sitting at the computer all day with rounded shoulders and a phone cradled between ear and shoulder.
Related to Nutrition & Fitness
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Grievance Procedures
Tim Loughton (East Worthing and Shoreham, Conservative)
To ask the Secretary of State for Education
(1) how many formal complaints his Department has received about the conduct of special advisers in his Department since May 2010 from (a) other members of staff, (b) officials from other departments and (c) members of the public;
(2) how many formal grievance procedures by staff have taken place in his Department in each of the last five years;
(3) how many grievance procedures by staff in his Department have resulted in payments to those staff in each of the last five years; and what the size of each such payment was.
Elizabeth Truss (The Parliamentary Under-Secretary of State for Education; South West Norfolk, Conservative)
holding answer
The Department has received one formal complaint about a special adviser that was not upheld. The Department has not received any other formal complaints from officials from other Departments, or members of the public about special advisers.
The Department has a clear policy and expects grievances to be resolved by managers without HR involvement where possible. The number of grievances that have been escalated to HR from employees over the last five years is set out in the following table:
Number of grievances | |
2008 | 8 |
2009 | 18 |
2010 | (1)— |
2011 | 5 |
2012 | 16 |
(1) Less than five. |
There have been no payoffs as an outcome of an internal grievance being upheld.


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NEW YORK–Domino magazine, the consumer shelter book that shuttered in 2009, has relaunched as a website that offers both editorial content and e-commerce, as well as a quarterly publication. Led by Michelle Adams, who was a former domino staffer as well as a co-founder of Lonny magazine, the brand now allows consumers to read stories and then shop for products from the site. The website launched yesterday, and the first print issue will hit newsstands Oct. 8.
With this new version of domino, visitors have three ways to view a story: by reading it, looking at the photos or perusing the products included and purchasing or sharing them. For example, the feature "Locally Grown" highlights how Ali Cayne, founder of New York City's Haven's Kitchen, redecorated her new West Village townhouse and includes photos and sidebars. Clicking on "Shop This Story" takes the visitor to a page of 65 products, from European cutting boards to an upholstered sofa, where consumers can either share individual products on their social media sites or purchase the items.
A shop button on the top bar of the site allows the consumer to shop by category—divided among furniture, lighting, rugs, accessories, kids, sale and new items—or by popular brands. Right now about 160 vendors are listed on the site, including Dansk, Knoll, Surya, Two's Company and Arteriors, with others such as Lenox, Thos. Moser and Umbra coming soon. Other areas focus on entertaining, travel and scouting.
"Once again, we help you bring your style home—but this time, we can actually deliver it straight to your doorstep," said Adams in her online editor's letter. "The original intention of the brilliant minds behind domino—the democratization of design—has now been taken to the next level. We're so proud to be back, and so grateful to you for demanding it."


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Kenway Engineering – Custom Design, Engineering and Manufacturing
Mobile HVAC Systems
Kenway Engineering custom designs and manufactures mobile air conditioning and heating components and systems for heavy trucks, agriculture, construction and other off-road equipment. Kenway Engineering is dedicated to helping OEMs save time and money by providing high quality solutions that integrate seamlessly into their equipment and manufacturing processes.
We take pride in our work and our dedication to the following:
- We work hand in hand with OEMs and fleets.
- We have highly capable product development and manufacturing.
- We focus on customer satisfaction and quality.
- We are accessible and want to work with you.
Kenway Engineering Quality Policy:
"Kenway Engineering's employees are committed to designing and manufacturing a valuable product to insure our customers' success. We will continuously improve our processes to meet or exceed our customers' requirements while using key performance indicators to monitor our own success."
Kenneth J. Detloff
The Kenway Engineering Quality Management System meets the requirements of the ISO 9001:2008 Standard and is certified by PRI Registrar


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The WineSeller The Classic Wineseller retail space is truly an underground cellar. Located just around the corner on Church Street and Main Street in Downtown Waynesville, North Carolina. The Wineseller features over 1100 wine selections within 12,000 bottles plus an extensive selection of beers, champagnes, and ports. These wines are stored in our temperature stable underground showroom and in our climate controlled cellar. We are especially proud of our extensive collection of hard to find wines including many older vintages which we have collected through the years and stored under optimum conditions. The Wineseller also includes a humidor cigar room and cozy wine tasting bar. The entire staff is dedicated to searching out not only the great wines but to also find the affordable wine with great taste, thereby, being a great value. If you are in our area, we invite you to please visit our shop and share wine and friendship together. Until then, please browse our list and let us ship a great value wine or collector wine to you. All orders are taken by phone and shipped Insured Express. Please feel free to contact us with any questions. |
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Select () or exclude () categories to narrow your recipe search.
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Find exactly what you're looking for with the web's most powerful recipe filtering tool.
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"Too much fun!! Totally fooled my family and it's good meatloaf, too!!"
"This was tonight's dinner. This dish is A-MAZING. I added a small can of chopped green chile peppers, drained, to the filling to jazz it up a little. Definitely not diet friendly, but nice and comforting."


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Nearly a year ago, I posted some floor plan ideas for this project that included bumping out the corner adjacent to the sitting room, to allow space for the shower and other fixtures. We thought we had things figured out, but went through three contractors that took a look at and quote on the project. One of them said they wouldn't put in a shower w/o a pre-formed pan, and our space doesn't lend itself to that, but the two others gave us an initial budget estimate and then seemingly disappeared - we couldn't get them to respond to finalizing the plan. Weird. As it turns out, Hurricane Sandy has apparently left NJ contractors with enough to keep them busy. Ugh. Anyway, the delay (and a quote from a new contractor that's really high) has prompted us to re-think the plan a bit. The original thread is at: So recently, it occurred to me that we could made the addition less cramped (and leave the existing sitting room more alone) by moving the WC back to the "old" side of the bathroom. This apparently would also save some $$. So we've played with a couple of newer versions - getting rid of the "wet room" concept, and switching to a stand-alone tub to avoid the cost of a tile enclosure, and shifting the WC back into the original footprint - basically where the vanity is now. The major difference between these two drawings is the orientation of the WC.
But I still wonder if an angled wall in a bathroom makes sense at all - so I again tried to straighten the wall into the bathroom - but with the WC moved back into the original footprint, to try to give more space to the bathroom without impinging (too much) on the existing sitting room. We're really struggling with this - I'd really appreciate thoughts & ideas! Would having the WC at a distance from the rest of the bathroom be a problem? And last thing - is a stand-alone tub really less expensive overall? No building/tiling of a frame for a drop-in tub, but then the tub itself is more expensive. So is there any financial reason to choose one over the other, vs. design? Thanks so much! |
This post was edited by AHMIowa_NJ on Sat, Apr 12, 14 at 7:55
Follow-Up Postings:
In your second rendition above, the toilet room door shouldn't swing inwards, at least I don't think it should. Dangerous and may not meet building code either. Check that situation out. I like #1 probably better because of the door. I also like having a sink near a toilet, you never know when you need one quick ;) I looked at your other drawings and I like the straightened wall but not necessary if you can get things to fit anyway. IMO. What is that extra room off to the right of the walk in closet? Does that entry to that little space need to be there? Maybe that wall is existing. In your other thread I see that some of the drawings seem very complicated to get into the bathroom and toilet area. I might get lost, lol. The need for accessing the bedroom is improved in one of those drawings. I don't see that same open entry in these drawings though. I kind of like the opened angle to the room. I know what you mean about getting things in and out of rooms. We have a tiny house and it has been difficult. I hope you get some more responses. Another idea is to try the remodel forum, there might be help there too. |
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Quotes & Info
UBA > SEC Filings for UBA > Form 10-K on 14-Jan-2014 | All Recent SEC Filings |
Annual Report
The following discussion should be read in conjunction with the consolidated financial statements of the Company and the notes thereto included elsewhere in this report.
Forward-Looking Statements
This Item 7 includes certain statements that may be deemed to be
"forward-looking statements" within the meaning of Section 27A of the Securities
Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934,
as amended. All statements, other than statements of historical facts, included
in this Item 7 that address activities, events or developments that the Company
expects, believes or anticipates will or may occur in the future, including such
matters as future capital expenditures, dividends and acquisitions (including
the amount and nature thereof), business strategies, expansion and growth of the
Company's operations and other such matters, are forward-looking statements.
These statements are based on certain assumptions and analyses made by the
Company in light of its experience and its perception of historical trends,
current conditions, expected future developments and other factors it believes
are appropriate. Such statements are subject to a number of assumptions, risks
and uncertainties, including, among other things, general economic and business
conditions, the business opportunities that may be presented to and pursued by
the Company, changes in laws or regulations and other factors, many of which are
beyond the control of the Company. Many of these risks are discussed in Item 1A.
Risk Factors. Any forward-looking statements are not guarantees of future
performance and actual results or developments may differ materially from those
anticipated in the forward-looking statements.
Executive Summary and Overview
The Company, a REIT, is a fully integrated, self-administered real estate
company, engaged in the acquisition, ownership and management of commercial real
estate, primarily neighborhood and community shopping centers in the
northeastern part of the United States. Other real estate assets include office
and industrial properties. The Company's major tenants include supermarket
chains and other retailers who sell basic necessities. At October 31, 2013, the
Company owned or had equity interests in 66 properties containing a total of 5.1
million square feet of GLA of which approximately 92% was leased. Included in
the 66 properties are equity interests in five unconsolidated joint ventures at
October 31, 2013. These joint ventures were approximately 96% leased. The
Company has paid quarterly dividends to its shareholders continuously since its
founding in 1969 and has increased the level of dividend payments to its
shareholders for 20 consecutive years.
The Company derives substantially all of its revenues from rents and operating expense reimbursements received pursuant to long-term leases and focuses its investment activities on community and neighborhood shopping centers, anchored principally by regional supermarket chains. The Company believes, because of the need of consumers to purchase food and other staple goods and services generally available at supermarket-anchored shopping centers, that the nature of its investments provide for relatively stable revenue flows even during difficult economic times. The Company is experiencing and in fiscal 2014, expects that it may continue to experience a higher level of vacancies, relative to the Company's historical norm, at some of its shopping centers and a lengthening in the time required for re-leasing of vacant space, as the current economic climate continues to negatively affect retail companies. However, the Company believes it is well positioned to weather any difficulties it might encounter. The Company currently has 411,000 square feet of vacant space in its core property portfolio. Of this vacant space, 176,000 square feet, or 43% of the Company's vacant space in its core property portfolio, is located in two properties that have been more difficult to lease or are in various stages of redevelopment. One of the properties is an 189,000 sf property with 66,000 sf vacant and we are in the process of obtaining a zoning change on the property to allow for a higher and better use that we feel will increase the value of the property. We expect to have the new zoning approved in fiscal 2014. The second property is a 200,000 sf shopping center with 110,000 sf vacant. Of this vacant space, 84,000 sf is basement space. The Company is in the process of converting this space to a self-storage use and expects the lease-up of the self-storage to take between 24-48 months from completion of the conversion.
The Company has a strong capital structure and does not have any secured debt maturing until August 2015. Consistent with its business strategy, the Company expects to continue to explore acquisition opportunities that may arise.
Primarily as a result of property acquisitions in fiscal 2012 and 2013, the Company's financial data, excluding the one-time lease termination income in fiscal 2011, shows increases in total revenues and expenses from period to period.
The Company focuses on increasing cash flow, and consequently the value of its properties, and seeks continued growth through strategic re-leasing, renovations and expansion of its existing properties and selective acquisition of income-producing properties, primarily neighborhood and community shopping centers in the northeastern part of the United States.
Key elements of the Company's growth strategies and operating policies are to:
� Acquire neighborhood and community shopping centers in the northeastern part of the United States with a concentration in Fairfield County, Connecticut, Westchester and Putnam Counties, New York and Bergen County, New Jersey
� Hold core properties for long-term investment and enhance their value through regular maintenance, periodic renovation and capital improvement
� Selectively dispose of underperforming properties and re-deploy the proceeds into properties located in the northeast region
� Increase property values by aggressively marketing available GLA and renewing existing leases
� Renovate, reconfigure or expand existing properties to meet the needs of existing or new tenants
� Negotiate and sign leases which provide for regular or fixed contractual increases to minimum rents
� Control property operating and administrative costs
Revenue Recognition
Revenues from operating leases include revenues from core properties and non-core properties. Rental income is generally recognized based on the terms of leases entered into with tenants. In those instances in which the Company funds tenant improvements and the improvements are deemed to be owned by the Company, revenue recognition will commence when the improvements are substantially completed and possession or control of the space is turned over to the tenant. When the Company determines that the tenant allowances are lease incentives, the Company commences revenue recognition when possession or control of the space is turned over to the tenant for tenant work to begin. Minimum rental income from leases with scheduled rent increases is recognized on a straight-line basis over the lease term. Percentage rent is recognized when a specific tenant's sales breakpoint is achieved. Property operating expense recoveries from tenants of common area maintenance, real estate taxes and other recoverable costs are recognized in the period the related expenses are incurred. Lease incentives are amortized as a reduction of rental revenue over the respective tenant lease terms. Lease termination amounts are recognized in operating revenues when there is a signed termination agreement, all of the conditions of the agreement have been met, the tenant is no longer occupying the property and the termination consideration is probable of collection. Lease termination amounts are paid by tenants who want to terminate their lease obligations before the end of the contractual term of the lease by agreement with the Company. There is no way of predicting or forecasting the timing or amounts of future lease termination fees. Interest income is recognized as it is earned. Gains or losses on disposition of properties are recorded when the criteria for recognizing such gains or losses under accounting principles generally accepted in the United States of America ("GAAP") have been met.
Allowance for Doubtful Accounts
The allowance for doubtful accounts is established based on a quarterly analysis of the risk of loss on specific accounts. The analysis places particular emphasis on past-due accounts and considers information such as the nature and age of the receivables, the payment history of the tenants or other debtors, the financial condition of the tenants and any guarantors and management's assessment of their ability to meet their lease obligations, the basis for any disputes and the status of related negotiations, among other things. Management's estimates of the required allowance are subject to revision as these factors change and are sensitive to the effects of economic and market conditions on tenants, particularly those at retail properties. Estimates are used to establish reimbursements from tenants for common area maintenance, real estate tax and insurance costs. The Company analyzes the balance of its estimated accounts receivable for real estate taxes, common area maintenance and insurance for each of its properties by comparing actual recoveries versus actual expenses and any actual write-offs. Based on its analysis, the Company may record an additional amount in its allowance for doubtful accounts related to these items. It is also the Company's policy to maintain an allowance of approximately 10% of the deferred straight-line rents receivable balance for future tenant credit losses.
Real Estate
Land, buildings, property improvements, furniture/fixtures and tenant improvements are recorded at cost. Expenditures for maintenance and repairs are charged to operations as incurred. Renovations and/or replacements, which improve or extend the life of the asset, are capitalized and depreciated over their estimated useful lives.
The amounts to be capitalized as a result of an acquisition and the periods over which the assets are depreciated or amortized are determined based on estimates as to fair value and the allocation of various costs to the individual assets. The Company allocates the cost of an acquisition based upon the estimated fair value of the net assets acquired. The Company also estimates the fair value of intangibles related to its acquisitions. The valuation of the fair value of intangibles involves estimates related to market conditions, probability of lease renewals and the current market value of in-place leases. This market value is determined by considering factors such as the tenant's industry, location within the property and competition in the specific region in which the property operates. Differences in the amount attributed to the intangible assets can be significant based upon the assumptions made in calculating these estimates.
The Company is required to make subjective assessments as to the useful life of its properties for purposes of determining the amount of depreciation. These assessments have a direct impact on the Company's net income.
Properties are depreciated using the straight-line method over the estimated useful lives of the assets. The estimated useful lives are as follows:
Buildings 30-40 years Property Improvements 10-20 years Furniture/Fixtures 3-10 years Tenant Improvements Shorter of lease term or their useful life |
On a periodic basis, management assesses whether there are any indicators that the value of the real estate properties may be impaired. A property value is considered impaired when management's estimate of current and projected operating cash flows (undiscounted and without interest) of the property over its remaining useful life is less than the net carrying value of the property. Such cash flow projections consider factors such as expected future operating income, trends and prospects, as well as the effects of demand, competition and other factors. To the extent impairment has occurred, the loss is measured as the excess of the net carrying amount of the property over the fair value of the asset. Changes in estimated future cash flows due to changes in the Company's plans or market and economic conditions could result in recognition of impairment losses which could be substantial. Management does not believe that the value of any of its rental properties is impaired at October 31, 2013.
Liquidity and Capital Resources
In October 2012, the Company completed two equity offerings and raised
approximately $173 million in capital. Through October 31, 2013, the Company
has used the proceeds in connection with the following:
� $16.3 million to repay outstanding variable rate and fixed rate mortgage debt that matured
� $40.6 million in connection with the repurchase of a portion of the Company's Series C Senior Cumulative Preferred Stock
� $63 million for the redemption of all of its outstanding Series E Senior Cumulative Preferred Stock
� $58.4 million to purchase income producing commercial real estate.
See Notes 3, 7, 8, 10 and 11 included in the Company's financial statements included in Item 8 for more information.
At October 31, 2013, the Company had unrestricted cash and cash equivalents of $2.9 million compared to $78.1 million at October 31, 2012. The Company's sources of liquidity and capital resources include its cash and cash equivalents, proceeds from bank borrowings and long-term mortgage debt, capital financings and sales of real estate investments. Payments of expenses related to real estate operations, debt service, management and professional fees, and dividend requirements place demands on the Company's short-term liquidity.
The Company maintains a conservative capital structure with low leverage levels by commercial real estate standards. As a result of this low leverage level, the Company has been able to avoid the balance sheet recapitalizations that many other commercial real estate companies have had to undertake during the recent down-turn in the economy. The Company maintains a ratio of total debt to total assets below 27% and a very strong fixed charge coverage ratio of over 2.2 to 1, which we believe will allow the Company to obtain additional secured mortgage borrowings if necessary. The Company does not have any fixed rate debt coming due until fiscal 2015 and has 44 properties in its consolidated core portfolio that are not encumbered by secured mortgage debt. At October 31, 2013, the Company had loan availability of $70.75 million on its unsecured revolving line of credit.
The Company is currently experiencing a reduction of rental revenues at some of the Company's properties because of tenant vacancies. Until these vacancies are re-leased and new tenants begin to pay rent, the Company's cash flow will continue to be negatively affected. Although the Company does not anticipate having to reduce its dividend on common stock, and has no plans to do so, a further significant decline in rental revenue, without a corresponding reduction in expenses, could lead the Company to conclude that it should reduce its common stock dividend until the dividend payout ratio returns to more conservative levels.
Cash Flows
The Company expects to meet its short-term liquidity requirements primarily by generating net cash from the operations of its properties. The Company believes that its net cash provided by operations will be sufficient to fund its short-term liquidity requirements for fiscal 2014 and to meet its dividend requirements necessary to maintain its REIT status. In fiscal 2013, 2012 and 2011, net cash flow provided by operations amounted to $51.0 million, $52.5 million and $46.5 million, respectively. Cash dividends paid on common and preferred shares increased to $46.6 million in fiscal 2013 compared to $42.6 million in fiscal 2012 and $41.3 million in fiscal 2011.
The Company expects to continue paying regular dividends to its stockholders.
These dividends will be paid from operating cash flows which are expected to
increase due to property acquisitions and growth in operating income in the
existing portfolio and from other sources. The Company derives substantially all
of its revenues from rents under existing leases at its properties. The
Company's operating cash flow therefore depends on the rents that it is able to
charge to its tenants, and the ability of its tenants to make rental payments.
The Company believes that the nature of the properties in which it typically
invests, primarily grocery-anchored neighborhood and community shopping centers,
provides a more stable revenue flow in uncertain economic times, in that
consumers still need to purchase basic staples and convenience items. However,
even in the geographic areas in which the Company owns properties, general
economic downturns may adversely impact the ability of the Company's tenants to
make lease payments and the Company's ability to re-lease space as leases
expire. In either of these cases, the Company's cash flow could be adversely
affected. Over the last several years, the entire retail commercial real estate
industry has seen increased competition from Internet commerce, which has made
it more difficult for certain types of "brick and mortar" businesses to compete,
the result of which has been to reduce the tenant pool for retail commercial
real estate owners like us. The Company is aware of this threat and at this
point does not believe it is material, but continues to monitor it. If internet
commerce continues to erode the need for traditional retail stores it could make
it more difficult for the Company to lease available space and the Company's
future cash flow could be adversely affected.
Net Cash Flows from:
Operating Activities
Net cash flows provided by operating activities amounted to $51.0 million in fiscal 2013, compared to $52.5 million in fiscal 2012, and $46.5 million in fiscal 2011. The changes in operating cash flows were primarily the result of:
Decrease from fiscal 2012 to fiscal 2013:
Predominantly caused by a decrease in accounts receivable collected and an
increase in restricted cash related to new escrow accounts related to mortgages
assumed with new property acquisitions in fiscal 2013 offset by the addition of
the net operating results of the Company's acquired properties in fiscal 2012
and fiscal 2013.
Increase from fiscal 2011 to fiscal 2012:
The addition of the net operating results of the Company's acquired properties
in fiscal 2011 and fiscal 2012 and the collection of tenant receivables related
to common area maintenance and real estate tax reimbursements by tenants.
Investing Activities
Net cash flows used in investing activities was $49.6 million in fiscal 2013, $10.8 million in fiscal 2012 and $42.4 million in fiscal 2011. The change in investing cash flows was primarily the result of:
Increase in cash used from fiscal 2012 to fiscal 2013:
The Company acquiring 11 properties in fiscal 2013 requiring $58.4 million in
equity versus acquiring two properties in fiscal 2012 that required only $5.4
million in equity. In addition, the Company has deposits of $3.3 million in
fiscal 2013 to purchase additional commercial real estate. The Company also is
in the process of re-tenanting two shopping centers. As a result, the Company
has expended $10.1 million on improvements to its properties in fiscal 2013
versus only $6.5 million in fiscal 2012. This increase in cash used by
investing activities was partially offset by proceeds in the amount of $4.5
million from the sale of one of the Company's properties and by the proceeds
from the sale of marketable securities at a gain in fiscal 2013.
Decrease in cash used from fiscal 2011 to fiscal 2012:
The Company acquiring only two properties requiring $5.4 million in equity in
fiscal 2012 versus acquisitions requiring $33.7 million in equity (including the
purchase of noncontrolling interests) in fiscal 2011.
The Company regularly makes capital investments in its properties for property improvements, tenant improvements costs and leasing commissions.
Financing Activities
Net cash flows used by financing activities amounted to $76.5 million in fiscal 2013 as compared with net cash provided by financing activities in the amount of $31.8 million in fiscal 2012 and net cash used by financing activities of $15.3 million in fiscal 2011. The change in net cash provided (used) by financing activities was primarily attributable to:
Cash generated:
Fiscal 2013: (Total $39.9 million)
� Proceeds from revolving credit line borrowings of $38.4 million
� Return of escrow deposit of $1.3 million
Fiscal 2012: (Total $259.1 million)
� Proceeds from revolving credit line borrowings for property acquisitions in
the amount of $58.0 million
� Proceeds from mortgaging a previously unencumbered property in amount of $28.0 million
� Proceeds from the sale of 2.5 million shares of Class A Common stock in a follow-on public offering
� Proceeds from the sale of 5.175 million shares of a new series of redeemable Preferred Stock (Series F) in a public offering
Fiscal 2011: (Total $32.5 million)
� Proceeds from revolving credit line borrowings for property acquisitions in
the amount of $30.3 million.
Cash used:
Fiscal 2013: (Total $116.3 million)
� Dividends to shareholders in the amount of $46.6 million.
� Repayment of mortgage notes payable in the amount of $6.6 million.
� Repayment of revolving credit line borrowings in the amount of $40.7 million.
� Repurchase of shares of the Company's Series C Senior Cumulative Preferred Stock in the amount of $22.4 million.
Fiscal 2012: (Total $227.2 million)
� Dividends to shareholders in the amount of $42.6 million.
� Repayment of mortgage notes payable in the amount of $15.0 million.
� Repayment of revolving credit line borrowings in the amount of $88.3 million.
� Repurchase of shares of the Company's Series C and redemption of all of the Series E Senior Cumulative Preferred Stock in the combined amount of $81 million.
Fiscal 2011: (Total $47.9 million)
� Dividends to shareholders in the amount of $41.3 million.
� Repayment of mortgage notes payable in the amount of $6.6 million.
The Company expects to fund its long-term liquidity requirements such as property acquisitions, repayment of indebtedness and capital expenditures through other long-term indebtedness (including indebtedness assumed in acquisitions), proceeds from sales of properties and/or the issuance of equity securities. The Company believes that these sources of capital will continue to be available to it in the future to fund its long-term capital needs; however, there are certain factors that may have a material adverse effect on its access to capital sources. The Company's ability to incur additional debt is dependent upon its existing leverage, the value of its unencumbered assets and borrowing limitations imposed by existing lenders. The Company's ability to raise funds through sales of equity securities is dependent on, among other things, general market conditions for REITs, market perceptions about the Company and its stock price in the market. The Company's ability to sell properties in the future to raise cash will be dependent upon market conditions at the time of sale.
Financings and Debt
The Company has an $80 million Unsecured Revolving Credit Facility (the "Facility") with a syndicate of four banks led by The Bank of New York Mellon, as administrative agent. The syndicate also includes Wells Fargo Bank N.A. (syndication agent), Bank of Montreal and Regions Bank (co-documentation agents). The Facility gives the Company the option, under certain conditions, to increase the Facility's borrowing capacity up to $125 million. The maturity date of the Facility is September 21, 2016 with a one-year extension at the Company's option. Borrowings under the Facility can be used for, among other things, acquisitions, working capital, capital expenditures, and repayment of other indebtedness and the issuance of letters of credit (up to $10 million). Borrowings will bear interest at the Company's option of Eurodollar rate plus 1.5% to 2.0% or The Bank of New York Mellon's prime lending rate plus 0.50% based on consolidated indebtedness, as defined. The Company will pay an annual fee on the unused commitment amount of up to 0.25% to 0.35% based on outstanding borrowings during the year. The Facility contains certain representations, financial and other covenants typical for this type of facility. The Company's ability to borrow under the Facility is subject to its compliance with the covenants and other restrictions on an ongoing basis. The principal financial covenants limit the Company's level of secured and unsecured indebtedness and additionally require the Company to maintain certain debt coverage ratios. The Company was in compliance with such covenants at October 31, 2013.
During fiscal 2013, the Company borrowed a total of $9.25 million on its Facility to fund a portion of its equity for property acquisitions and capital improvements to its properties. In a prior year, the Company had borrowed $11.6 million on its Facility to loan to one of its unconsolidated joint ventures. In fiscal 2013 the loan was repaid and the Company in-turn repaid the $11.6 million borrowed under the Facility.
During fiscal 2013, the Company, through a wholly-owned subsidiary assumed an existing first mortgage loan encumbering two properties recently acquired in Greenwich, CT ("the Greenwich Properties") at its estimated fair value of $8.3 million. The mortgage loan requires monthly payments of principal and interest at a fixed rate of 4.0% per annum. The mortgage matures in August 2016.
During fiscal 2013, the Company, through a wholly-owned subsidiary, assumed a first mortgage loan encumbering a property located in New Providence, NJ ("the New Providence Property") at its estimated fair value of $21.3 million. The mortgage loan requires monthly payments of principal and interest at the fixed rate of 4.0% per annum. The mortgage matures in January 2022.
In June of fiscal 2013, the Company repaid, at maturity its first mortgage payable secured by its Veteran's Plaza property in the amount of $3.2 million.
In October 2012, the Company repaid its first mortgage payable secured by its New Milford property in the amount of $8.3 million.
In August 2012, a wholly owned subsidiary of the Company completed the installation of a solar power system (the "Ferry System") at the Company's Ferry Plaza Shopping Center in Newark, New Jersey at a total cost of approximately $1.7 million. The subsidiary of the Company financed a portion of the project with a loan in the amount of $1.1 million from The Public Service Electric and . . .


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Strategy Map Balanced Scorecard 2.1
The Strategy Map Mind-Map style Flowchart is used to define the Mission, Goals, Perspectives & Objectives. These are then used to Drive the Balanced Scorecard to develop Individual Employee Scorecard based Business Plans. The software is extremely adaptable and allows additional layers to be inserted between the Objectives and Measures. The software can also be used for Asset Management and Project work.
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Cube it Zero 5.7
CUBE-it Zero is a SQL Server OLAP Cube builder which brings building cubes within the grasp of anyone familiar with MS Access or SQL. CUBE-it Zero bridges the gap between Access Queries and OLAP CUBES. It extends the reach of cubes to everyone by enabling the creation of cubes using a simple 4 step process. Whilst not a replacement for a data warehouse, it delivers fully functional SQL Server OLAP cubes that do not require a data warehouse.
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This is a syndicated post from LifeSiteNews.com Latest Headlines. [Read the original article...]
by Dustin Siggins TRENTON, NJ, June 6, 2014 (LifeSiteNews.com) – The New Jersey Assembly's Health & Senior Services Committee passed a right-to-die bill Thursday after testimony from supporters and opponents. Last year, a similar bill passed through the same committee, but died in the Assembly and the… (104)


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Article in the Wall Street Journal
Improving Your, Um, You Know, Public Speaking
Article in the Wall Street Journal by Liz Gorone, 2011
Article in the Daily Journal by Susan McRea, 2012
Lawyers Accent Their Strong Points
Article in the Daily Journal by Susan McRea, 2012 [PDF, 4.6 MB]
Interview by Alice A. Debois-Frogé from French Connection
Article in the Association News
5 simple Steps to Being a Better Spokesperson
Article in the Association News by Lisa Wentz, 2012
Lisa Wentz, M.A, AmSat
Lisa Wentz is the founder of SFVC, a communication expert, public speaker and accent specialist. Lisa regularly coaches speeches, presentation skills and accent reduction with executives and managers from Fortune 500 companies such as Adobe, Genentech, Google, Oracle, Salesforce and Symantec among others. Considered one of the top coaches in the San Francisco Bay Area, she has been featured as a Public Speaking expert in the Wall Street Journal, L.A. Daily Journal among others. Lisa has coached several C-level executives, TED speakers, and experts in the fields of business, technology, science and entertainment.
She has been a featured speaker at the BMP Global Leadership Conference, the Association for Theatre in Higher Education conference, the Alexander Technique Education Center, and the American Society of Alexander Technique Teachers conference. Lisa is an accomplished accent and dialect coach and serves as an associate editor for the International Dialects of English Archives.
Lisa holds a Master's degree in Voice and Speech Pedagogy from the Central School of Speech and Drama, University of London. Lisa is also a certified teacher of Alexander Technique, a modality for postural re-education taught in conservatories worldwide. Because she is the only person in California with a Master's Degree in voice and speech studies, and teaching certification in Alexander Technique she has been a highly sought after guest lecturer, teaching master classes in drama conservatories such as the American Conservatory Theatre, University of North Carolina School of the Arts, Marin Shakespeare and several conservatories in London including East 15 Acting School, Rose Bruford College, and the Performers College.
Flora D.H. Ojanen
Flora D.H. Ojanen is SFVC's primary Alexander Technique teacher and expert in integrated postural re-education. She graduated from the Berkeley Alexander Technique Educational Center in 2002, and has been teaching full time for 10 years. The potent principles of the Alexander Technique teach the re-establishment of conscious balance and inner poise; it is a tool to calm our overtaxed senses and support a healthy upright posture. With these principles she has helped clients suffering from chronic pain, athletes, yoga instructors, and business professionals create sustainable changes in posture, balance and flexibility.
Flora is also a certified Yoga Teacher, and twelve year student of Kung Fu. She studies and teaches elements of both traditions in an integrated way for health and longevity. Flora is a teaching member of the American Society for the Alexander Technique.
- Address:
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San Francisco, CA 94102
- Phone: (415) 563-1456
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