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Join Date: Aug 1999
Location: Ohio
Posts: 280
Cost of Owning DVC through 2042 - Interesting Calculations
First... Let me start by saying I'm not a DVC owner, but we are looking! Ive been to WDW quite often (and plan to continue) so it should definitely be something for us to look at very closely.
Second... There are quite a few assumptions in the information below. Lots of variables that can be played with, but I tried to get as close to an 'apples to apples' comparison as possible. Third... I'm just sharing my calculations, so please don't flame me if you disagree! (Correction feedback would be welcome!) I'm hoping that some people out there might benefit from the info. Assumption #1: Purchase of 160 DVC points at the WDW DVC Resorts via resale. Full purchase price paid in cash (I.E. No financing). Assumption #2: Current resale price average by resort. (This is certainly open to interpretation Even if these averages are off by $5 per point, that would be a total difference of only $800 total) AKV - $65 BLT - $85 BCV - $70 BWV - $62 OKW (2042) - $57 SSR - $55 VWL - $60 Assumption #3: An end date of 2042 is used for all resorts regardless of when the actual end date is. (30 years total cost) Assumption #4: 2013 MF's (posted today) and a 3.6% annual increase is used for future years. The annual MF increases are definitely the wild card we cannot predict. An annual 3.6% may not be a good number, but it is what i used. Assumption #5: Closing costs are not included. 2012 MF's are not included. (These would be a tiny fraction of the overall cost anyway...) Assumption #6: Eight nights average stay per year. This would change significantly based on room type / view / season chosen, but eight is a good number to use for simple averages across all the resorts. The TOTAL cost should be somewhat close to actual, but the cost per night will vary widely if you average more than 20 points per night. Assumption #7: I am not offsetting any of the purchase costs by a resale at the end of 30 years for AKV, BLT and SSR. For calculation purposes, I am assuming all value is 'used' at the end of 30 years. People will be able to sell these 30 years from now, but I chose to not include this in my particular 'apples to apples' comparison. Your 'apples to apples' might be different. Here's what I came up with: AKV current average resale: $65/point AKV 2013 MF: $5.6749/point AKV total cost for 30 years: $58052 Cost per night, 8 per year, for 30 years: $241.88 BLT current average resale: $85/point BLT 2013 MF: $4.4972/point BLT total cost for 30 years: $51362 Cost per night, 8 per year, for 30 years: $214.01 BCV current average resale: $70/point BCV 2013 MF: $5.6458/point BCV total cost for 30 years: $58607 Cost per night, 8 per year, for 30 years: $244.20 BWV current average resale: $62/point BWV 2013 MF: $5.8409/point BWV total cost for 30 years: $58965 Cost per night, 8 per year, for 30 years: $245.69 OKW (2042) current average resale: $57/point OKW 2013 MF: $5.3447/point OKW total cost for 30 years: $53999 Cost per night, 8 per year, for 30 years: $225.00 SSR current average resale: $55/point SSR 2013 MF: $4.8129/point SSR total cost for 30 years: $49213 Cost per night, 8 per year, for 30 years: $205.06 VWL current average resale: $60/point VWL 2013 MF: $5.7931/point VWL total cost for 30 years: $58224 Cost per night, 8 per year, for 30 years: $242.68 I found it quite interesting that AKV, BC, BWV and VWL were SO CLOSE in total anticipated cost per night over the 30 years. Of those, however AKV will be the only one with years remaining (after 2042) where some initial purchase price might be recoverable, although that is also debatable since MFs will be pretty high at that point. LOL I ran the same simulations for 20 years and the numbers are still very close on a cost per night basis: (Remember This cost does not take into account any dollars recovered from possible resale at the end of 20 years.) AKV - $227.14 BLT - $213.49 BCV - $231.31 BWV - $228.89 OKW (2042) - $209.71 SSR - $192.51 VWL - $225.52 Im not sure exactly what all this tells me yet. Clearly there are some cost savings by choosing SSR over the others, but I think most of us already knew that without my crazy spreadsheet. <wink> But is that savings enough on a cost per night basis to choose a different resort where Id really like to have the 11 month booking window? Definitely some interesting fodder for consideration. Non-flaming feedback is appreciated. Thanks, Mav |
DVC Owner SSR Join Date: Feb 2002
Location: Ohio
Posts: 13,291
Not really sure what conclusions you can draw by combining dollars which are based upon 30 years of inflation adjustments.
In 1982 the average wage was $14k and the average car cost $9k. Today those numbers are $33k and $18k. In 2042 it could be $60K salary and $35k car. I certainly did my share of running numbers before buying. But those average nightly costs don't really mean much if you're co-mingling dollars from present day along with 30 years of inflation adjustments. Any average over-states the financial burden in 2013 dollars and understates it for 2042. If you want to stick to simplistic analyses, I would recommend dividing the purchase price by 30 years and simply adding in your inflation-adjusted figure for each year's dues. 160 BWV points x $62 / 30 years = $330 per year $5.84 dues x 160 points = $934.40 dues 2013 Total cost 2013 = $330 + $934.40 = $1264.40 / 8 nights = $158.05 IMO, that's a more accurate 2013 cost which will rise over time as dues increase. Saying that BWV averages $245.69 per night over a 30 years span doesn't really tell you much.
-- Tim
DVC owner at SSR, BWV and VGC |
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DIS Veteran
Join Date: Aug 2008
Location: Victoria, BC, Canada
Posts: 1,796
If we look at the extreme example of comparing SSR (cheapest price) vrs BLT (best location) and assume no real difference in MF over the long run. Given the increases in MF for 2012 and 2013, it looks like if that trend continues BLT MF will be around the same as SSR MF in about 2-3 more years. So we assume that BLT MF and SSR MF are going to be roughly equal it really is just a matter of looking at your initial outlay.
Buying 160 points at SSR for $55/point will cost you $8,800. Buying 160 points at BLT for $85/point will cost you $13,600, or $4,800. So the equivalent options then are (1) Buy 160 points at SSR and have $4,800 in your pocket. (2) Buy 247 points at SSR (3) Buy 160 points at BLT Point cost for a 1 bedroom Dec 01-08, 2012 SSR is 183 points BLT, standard view 194 points BLT, lake view is 222 points Is having the BLT location worth $4,800 in extra upfront costs worth it to you? For me it isn't, but for lots of other people it is. Now I did buy BWV which has a higher purchase price and higher MF than SSR, because I wanted that location, so there it was worth it to me. Although I justified it to myself that it was still going to be a good deal because of the standard view point cost at BWV makes those BWV points go further than a SSR point at SSR. One thing I can't tell is what did you use as the point costs for your stay? The point cost of staying at that resort or the same point cost for every resort. There is a big difference in the number of points to stay in the same sized room depending on the resort and view. AKV Value, OKW and BWV standard are really cheap on points. Last edited by DougEMG; 11-26-2012 at 04:54 PM. |
Join Date: Dec 2011
Posts: 367
Great post, I love to get the benefit of other people's thinking when they spell out all their assumptions and calculations.
I think your analysis is generally sound, but I wonder if the conclusion is a little misleading (not purposely). You frame it as a cost per night over 30 years, and the differences come out to be only $40 from the lowest to the highest, which seems pretty small. But on an annual basis, it is $320, which is a decent chunk of a week's hotel stay. And on a 30 year basis, it is almost $10,000. So it is a considerable amount of money, but when you break it down to smaller pieces, that is somewhat hidden. You aren't trying to do that, you are trying to put it in relevant terms of "per night stay". But the same type of framing is used by marketers to describe things as only costing "less than the price of a cup of coffee" (every day), which really means separating you from $750 a year. The other thing important to recognize in looking at this is that it costs a different number of points to stay at different resorts and accommodation types and in different seasons. You've done a nice job of normalizing this by just assuming 160 points spent per year, because all you are saying is that by paying this extra amount you retain the right to an 11 month booking advantage. But you don't really get the same right to stay in the same accommodations at the same time of year in each of those resorts. I know, for example, that for the foreseeable future I will need a 2 BR villa. In Adventure season (which happens to be when we can take our trips), there is a 34 point cost difference between SSR (239) and BLT (273) even for the standard room (obviously that goes up if you choose premium views). So while I think the lifetime cost per point (or per 20 points) is a useful metric, at least as relevant is the cost per night by room type. It wasn't your intention, but showing the cost per 20 points by resort at least implies that you are getting to stay the same number of nights and season and room type at those resorts, which isn't the case. You'd have to buy more points to stay at BLT than OKW, and that widens the cost difference. Anyway, overall I like what you've done. For someone who doesn't know where they would like to stay but just knows they want to buy and spend 160 points per year, this puts the cost into perspective. In my case, that point total was 250, which (with varying and limited borrowing/banking) will get me a 2 BR at any of the WDW resorts for a week in Adventure season. And I decided the savings at SSR was worth it. Because it wasn't enough points to stay in such a room at BLT every year, even though I would in theory have the right to book 11 months in advance every year. |
Join Date: Oct 2012
Location: CA - Hopefully international soon enough
Posts: 117
I agree with bighoo on the room price differences. A better comparison may be to say you want 8 nights in a studio in the cheapest view, or the same for a 1 bedroom. By doing this, you will get the real cost per night (at current point allocations) for each resort. If this is done during Choice season for a 1 bedroom, then you would need 176 pts for Animal Kingdom, 224 pts for Bay Lake, 232 for Beach Club, ect. The difference in points cost will factor in greatly to the price per night for resort.
Effectively, what you've shown is the cost to stay in the same 20 point room at the same resort using the different points. It's a fine calculation, but if most buyers buy at their favorite resort (where they will try to stay), the calculation doesn't exactly pan out. If you do go into this greater detail, I'd love to see if your numbers turned out like mine. I did mine for a studio room, since it's just me for now.
Owner at OKW
1st Disney Visit - DL 1991 stayed with family (as a child) 1999 May Pop Movies----2013 new DVC member! 2009 May DW Offsite----2013 Jan Split stay SSR & OKW 2012 Sept Coronodo-----2013 Oct DL at VGC ----------------------------2014 Jan OKW |
Join Date: Aug 1999
Location: Ohio
Posts: 280
Hi tjkraz, Thank you for the feedback! I agree that co-mingling the dollars from 30 years from now with dollars today muddies the water quite a bit. For my purposes I was simply looking at for a TCO (total cost of ownership) and I really couldn't get to a meaningful number for me personally by looking at a single year. The cost per night figures were more of a by-product of the other research which I thought were interesting when doing the comparison. Quote:
Hey Doug, I just used an average point stay of 20 points per night to keep things simple for me. (160 points divided by 20 points per night = 8 nights per year) I know the points needed changes a ton by resort. I saw another thread recently that went into how many points it would take to stay X days in different resorts throughout the year. That got kinda confusing, so I just simplified for me. Quote:
Thanks bighoo93. You are very right. 160 points will go farther at one resort compared to another which would change the cost per night. A week in a value studio at AKV is significantly less points than a studio at BLT as an example. To your point... I'm one of those that wouldn't necessarily need to stay at my home resort every visit, but I think I would like an 11 month booking window on occasion for an AKL value studio to make those points go even further and extend my stay. Not necessaily every trip... But I'd like the option if that makes sense. The TCO difference between SSR and AKV for the 30 years, based on my calculations, is about $9,000. I will have to eventually decide if having that 11 month booking window for an AKV value studio on occasion is worth $9000. Decisions... Decisions! Quote:
undchefreak - This is a great idea and I will try to do that soon. Since my wife and I are empty nesters, the studio also fits us for now. I'm guessing all this work will eventually be in vain when we need a 2BR villa to house the future grandchildren one day. I haven't even purchased yet and wonder when the addonitis will set in. LOL Thanks everyone for your feedback! You have all provided great additional information that will be helpful in our decision making process. Mav |
DIS Veteran
Join Date: Mar 2010
Posts: 1,113
My calculation was a bit more simple - is a DVC point a good value?
I was planning to take my family on a vacation to Disney in 2010 and realized that the $thousands I was going to spend could also be a down payment on a DVC purchase. I bought points at BLT instead of paying for a hotel stay. I have no regret. I'm used to traveling to first-class accommodations. Disney offers fairly good service and quality for the money (compared to just about any child-friendly resort). According to my calculations, the payback period is about 12 years....and that uses a discounted DVC rate/point. What would any hotel room at a 'better' (non-Disney) resort cost? Is the entertainment as fun for children? Are children really the center-of-attention at these other resorts? Have you calculated all costs (like plane tickets) in determining true cost of staying at these other resorts? DVC ownership really pays off for those of us who are OK with paying more than $200/night for a typical hotel room (I'm from NY). A 1- or 2-bedroom suite in a prime location is costly at any resort. Frankly, I find most DVC options to be a good value.
WDW Off Site (1975, 76, 78), Contemporary (1985), Boardwalk Villas (1999, 2011), Beach Club Villas (2013), Animal Kingdom (2014), Swan & Dolphin (2011-2015), Bay Lake Tower (2010-2060)
ABC Commisary (2.5-stars*-food), Akershus (3.0*; 5* princess interaction), Artist Point (3.5*), Be Our Guest (3* food, 4.5* room w/ Beast at dinner), blueZoo (4.5* - Best (Sea) Food w/o jacket required), Boma (4.0* buffet breakfast*), Bongo's (3*), California Grill (3.5*food; 5*- Best View), Cape May Cafe (4* charcter breakfast w/ Goofy), Captain's Grille (2.5*), Casey's (4* - Qwik Serve Overstuffed Pulled Pork & Slaw w/ Hot Dog & Live Piano player), Chef Mickey's (2* food; 5* characters), Cinderella's Royal Table (3.0* food; 4* characters), Citrico's (3.5*), Coral Reef (3.5* food; 4.5* for the view), Crystal Palace (2*), 50's Prime Time Cafe (3.0*), Flame Tree BBQ (3.0* + .5* for taking TiW), Flying Fish (3.5*), Grand Floridian Cafe (3*), Hollywood Brown Derby (3*), House of Blues (3.0*), Il Mulino (4.0*), Jiko (3.5*), Le Cellier (3*), Les Chefs de France (3*), Les Halles Boulangerie Patisserie (4* - French pastry), Marrakesh (3* - Best Value 1-Credit/bit noisy; 4* belly dancers), Narcoossee's (3.5*), Rainforest Cafe (2*), Rose & Crown (2.5*), Sanaa (4* - View of Animals on Savannah), Sci-Fi Theatre (2.5*; 5* must try family experience), Shula's Steakhouse (4*), Sleepy Hollow (4* Qwik Serve chicken waffles & coffee drinks), Spice Road Table (3.5*), Tamu Tamu (4* - Qwik Serve Hidden Gem), Victoria & Albert (5*- Best Service/Tasting Menu), Wave (2.5*), Yak & Yeti (2*)-- Items in BOLD are personal favorites. 2015 ADR's: blueZoo, Il Mulino, Capa (newly opened inside Four Seasons), Brown Derby (Fantasmic), Coral Reef, Be Our Guest, Al Forno, Sci-Fi Theater, Tusker House |
DIS Veteran
Join Date: Aug 2007
Location: NJ (Physically ...) Mentally?
Posts: 1,120
It may be better to wait a bit before purchasing DVC (when, presumably, it will cost less $$ per point), until you need that 2BR villa ... However, a word of warning: after just staying in a 1BR villa, we're spoiled - so you may want to figure that into your thinking also ...
Me DW-Vicki DD-Danielle and DP Ranger and our new DP Sunshine
Off site - 8/76, 10/90, 10/94; POFQ - 5/07; AKL - 12/08; AKL - 9/09; Off site - 6/10; AS Movies - 3/11; AKV-Kidani - 11/12; AKV-Jambo - 11/13 ; AKV-Jambo - 12/14 Dec 2008 Trip report at http://www.disboards.com/showthread....9#post29702539 Sep 2009 Trip Report at http://www.disboards.com/showthread....9#post34156519 Sep 2009 TR continued (but never finished) at http://www.disboards.com/showthread....7#post36403597 March 2011 PTR at http://www.disboards.com/showthread.php?t=2643038 |
Join Date: Aug 1999
Posts: 32,109
Personally I think taking a given years dues and running them out is a little dicey. One might want to look a little deeper. BLT is cheaper partly because they have been artificially kept down and partly because it costs more points so the per point cost is less. BCV is less mostly because there are less transportation costs, this could easily change. Structure and resort wise it's likely BLT will remain less but not as much as as it has been and SSR is likely to be the cheapest otherwise because of less amenities than some and a favorable structure makeup over say OKW. You'll also see that DVC is generally around double a comparable non DVC timeshare that works for the area assuming you only use the points for DVC/Orlando stays.
Join Date: Aug 1999
Location: Ohio
Posts: 280
Thanks very much for your continued insight. I follow your threads and replies closely! I'm going to do more analysis on the 'same unit type' across the various resorts when time permits as this will not only give me a more common 'cost per night' figure, but will also help me understand if I need more or less points based on our current expected travel patterns. This obviously assumes staying at the same home resort all the time, which may or may nor be practical, but keeps the apples to apples in play. Thanks again! Mav |
DIS Veteran
Join Date: Aug 2008
Location: Victoria, BC, Canada
Posts: 1,796
I was just looking at what it would cost in MF to stay for 1 week in a 1 bedroom from Dec 1-8, 2013 at all the various resorts and views.
AKV value 139 points, $789 OKW 157 point, $839 SSR 178 points, $857 BLT standard, 194 points $872 BWV standard 154 points, $899 AKV standard 185 points, $919 BLT lake 227 points, $1,021 AKV savanna 185 points, $1,050 BCV 197 points, $1,112 BWV view 202 points, $1,180 VWL 204 points, $1,182 BLT theme 273 points, $1,228 AKV conc. 253 points, $1,436 I then took your purchase price for each resort, spread those costs evenly over 10 years and added that to the MF to get what each resort would cost. So here are the costs to stay in the same room based on buying exactly those points required to stay in the room. AKV value $1,692 OKW $1,734 SSR $1,836 BWV stand $1,854 AKV stand $1,972 VWL $2,406 AKV savanna $2,252 BWV view $2,432 BCV $2,491 BLT stand $2,521 BLT lake $2,950 AKV conc $3,080 BLT theme $3,548 You can see from this that purchase price does have a big impact. BLT was looking quiet reasonable even with its high point costs when just looking at MF, but once your initial buyin costs are factored in, it quickly becomes one of the most expensive resorts to stay at. Use a longer time period than 10 years and that reduces the importance of buyin costs and increases the importances of MF. Use a time period shorter than 10 years and the opposite happens. So as a sales tactic it is easy to see why Disney would want to highlight that you are buying something for 50 years and over that time MF are the most important thing by far, hence making that upfront buyin cost not seem so important. You can run numbers like this all day long. I certainly did before I bought. What convinced me to buy in at the end of the day was what was my breakeven point as compared to renting points. For most of my purchases it was around 6-7 years. Once the breakeven point is reached, my costs should be around half of what renting points would costs. That was something I could live with. Then it was a matter of deciding how much I wanted to spend and what that could get me at the various resorts. So that was all number crunching. Then picking the resort to buy based on those numbers was personal preference and I ended up buying SSR, OKW and BWV. SSR and OKW because they were the cheapest upfront purchase prices and BWV because I wanted the location and it was over $20/point cheaper than BCV. So for me upfront costs was the most important consideration. BWV I got for around $50-$55/point so my upfront costs there was really good as well. Last edited by DougEMG; 11-28-2012 at 03:47 PM. |
Join Date: Feb 2011
Location: Montreal, Quebec, Canada
Posts: 395
Like you say, Doug, you can run numbers all day long.
What I find interesting about all this is the assumption of what happens after 10 years? Are the points being sold? If so, one does not know what the going price will be at that point but logic would dictate that BLT should command a higher price (compared to the other resorts) due to length of time left on the contract along with the desirability of location. Yes, you are paying more upfront today but probably would also get more back in 10 years. Only then would we know the true cost of the 10 year ownership. The desirability of the location may also make renting out the points that much easier for the years where one could not go. BLT may not be that expensive to own after all. |
DIS Veteran
Join Date: Aug 2008
Location: Victoria, BC, Canada
Posts: 1,796
For me though the upfront costs were the most important factor in my decision on where to buy. With only X dollars, I was willing to settle for quantity (more points) rather than quality (BLT location). If I had tons of money and could buy whatever I wanted, I'd buy a house in Golden Oaks |
DIS Veteran
Join Date: Aug 2007
Location: NJ (Physically ...) Mentally?
Posts: 1,120
Just for the heck of it, I checked out the rack rate for a Standard View room at AKL for the same time period: $2,574 ... a nice little savings for the DVC 1BR - plus, you get so much more in the 1BR villa!
Me DW-Vicki DD-Danielle and DP Ranger and our new DP Sunshine
Off site - 8/76, 10/90, 10/94; POFQ - 5/07; AKL - 12/08; AKL - 9/09; Off site - 6/10; AS Movies - 3/11; AKV-Kidani - 11/12; AKV-Jambo - 11/13 ; AKV-Jambo - 12/14 Dec 2008 Trip report at http://www.disboards.com/showthread....9#post29702539 Sep 2009 Trip Report at http://www.disboards.com/showthread....9#post34156519 Sep 2009 TR continued (but never finished) at http://www.disboards.com/showthread....7#post36403597 March 2011 PTR at http://www.disboards.com/showthread.php?t=2643038 |
DVC SSR & other timeshare
Join Date: Feb 2004
Location: San Diego
Posts: 3,548
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Members of local parks and recreation organizations receive discounts on tickets, food, and fun! Each ticket purchased includes $10 that can be used for food and beverage at Nationals Park. This special ticket offer is available for the seating areas and game dates listed below.
For more information or for a group of 13 or larger, please contact Rachel Ekanger at 202.640.7687 or firstname.lastname@example.com purchase tickets, click on the "Buy Tickets" button below:

subset: commoncrawl


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photo by Ditte Isager/EdgeReps
Serves 4
- 1 cup brandy
- 3 cups milk
- 3 tablespoons powdered sugar
- 1 teaspoon vanilla extract
- 4 gratings fresh nutmeg
- Handful of ice cubes
- Crushed ice in 4 glasses
1. Put the brandy, milk, sugar, vanilla, nutmeg, and ice cubes into a blender and blend for 20 seconds.
2. Strain into glasses of crushed ice and serve.
Reprinted with permission from My New Orleans: The Cookbook, by John Besh., © September 2009 Andrews McMeel Publishing
my notes
recipe at a glance
type: Quick & Easy, Alcoholic
main ingredients: Milk/Cream, Nutmeg, Brandy
cuisine: Southern
holiday/celebration: Mardi Gras, Party


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The treachery of Judas. (1-6) The passover. (7-18) The Lord's supper instituted. (19,20) Christ admonishes the disciples. (21-38) Christ's agony in the garden. (39-46) Christ betrayed. (47-53) The fall of Peter. (54-62) Christ confesses himself to be the Son of God. (63-71)
Verses 1-6 Christ knew all men, and had wise and holy ends in taking Judas to be a disciple. How he who knew Christ so well, came to betray him, we are here told; Satan entered into Judas. It is hard to say whether more mischief is done to Christ's kingdom, by the power of its open enemies, or by the treachery of its pretended friends; but without the latter, its enemies could not do so much evil as they do.
Verses 7-18 Christ kept the ordinances of the law, particularly that of the passover, to teach us to observe his gospel institutions, and most of all that of the Lord's supper. Those who go upon Christ's word, need not fear disappointment. According to the orders given them, the disciples got all ready for the passover. Jesus bids this passover welcome. He desired it, though he knew his sufferings would follow, because it was in order to his Father's glory and man's redemption. He takes his leave of all passovers, signifying thereby his doing away all the ordinances of the ceremonial law, of which the passover was one of the earliest and chief. That type was laid aside, because now in the kingdom of God the substance was come.
Verses 19-20 The Lord's supper is a sign or memorial of Christ already come, who by dying delivered us; his death is in special manner set before us in that ordinance, by which we are reminded of it. The breaking of Christ's body as a sacrifice for us, is therein brought to our remembrance by the breaking of bread. Nothing can be more nourishing and satisfying to the soul, than the doctrine of Christ's making atonement for sin, and the assurance of an interest in that atonement. Therefore we do this in rememberance of what He did for us, when he died for us; and for a memorial of what we do, in joining ourselves to him in an everlasting covenant. The shedding of Christ's blood, by which the atonement was made, is represented by the wine in the cup.
Verses 21-38 How unbecoming is the worldly ambition of being the greatest, to the character of a follower of Jesus, who took upon him the form of a servant, and humbled himself to the death of the cross! In the way to eternal happiness, we must expect to be assaulted and sifted by Satan. If he cannot destroy, he will try to disgrace or distress us. Nothing more certainly forebodes a fall, in a professed follower of Christ, than self-confidence, with disregard to warnings, and contempt of danger. Unless we watch and pray always, we may be drawn in the course of the day into those sins which we were in the morning most resolved against. If believers were left to themselves, they would fall; but they are kept by the power of God, and the prayer of Christ. Our Lord gave notice of a very great change of circumstances now approaching. The disciples must not expect that their friends would be kind to them as they had been. Therefore, he that has a purse, let him take it, for he may need it. They must now expect that their enemies would be more fierce than they had been, and they would need weapons. At the time the apostles understood Christ to mean real weapons, but he spake only of the weapons of the spiritual warfare. The sword of the Spirit is the sword with which the disciples of Christ must furnish themselves.
Verses 39-46 Every description which the evangelists give of the state of mind in which our Lord entered upon this conflict, proves the tremendous nature of the assault, and the perfect foreknowledge of its terrors possessed by the meek and lowly Jesus. Here are three things not in the other evangelists. 1. When Christ was in his agony, there appeared to him an angel from heaven, strengthening him. It was a part of his humiliation that he was thus strengthened by a ministering spirit. 2. Being in agony, he prayed more earnestly. Prayer, though never out of season, is in a special manner seasonable when we are in an agony. 3. In this agony his sweat was as it were great drops of blood falling down. This showed the travail of his soul. We should pray also to be enabled to resist unto the shedding of our blood, striving against sin, if ever called to it. When next you dwell in imagination upon the delights of some favourite sin, think of its effects as you behold them here! See its fearful effects in the garden of Gethsemane, and desire, by the help of God, deeply to hate and to forsake that enemy, to ransom sinners from whom the Redeemer prayed, agonized, and bled.
Verses 47-53 Nothing can be a greater affront or grief to the Lord Jesus, than to be betrayed by those who profess to be his followers, and say that they love him. Many instances there are, of Christ's being betrayed by those who, under the form of godliness, fight against the power of it. Jesus here gave an illustrious example of his own rule of doing good to those that hate us, as afterwards he did of praying for those that despitefully use us. Corrupt nature warps our conduct to extremes; we should seek for the Lord's direction before we act in difficult circumstances. Christ was willing to wait for his triumphs till his warfare was accomplished, and we must be so too. But the hour and the power of darkness were short, and such the triumphs of the wicked always will be.
Verses 54-62 Peter's fall was his denying that he knew Christ, and was his disciple; disowning him because of distress and danger. He that has once told a lie, is strongly tempted to persist: the beginning of that sin, like strife, is as the letting forth of water. The Lord turned and looked upon Peter. 1. It was a convincing look. Jesus turned and looked upon him, as if he should say, Dost thou not know me, Peter? 2. It was a chiding look. Let us think with what a rebuking countenance Christ may justly look upon us when we have sinned. 3. It was an expostulating look. Thou who wast the most forward to confess me to be the Son of God, and didst solemnly promise thou wouldest never disown me! 4. It was a compassionate look. Peter, how art thou fallen and undone if I do not help thee! 5. It was a directing look, to go and bethink himself. 6. It was a significant look; it signified the conveying of grace to Peter's heart, to enable him to repent. The grace of God works in and by the word of God, brings that to mind, and sets that home upon the conscience, and so gives the soul the happy turn. Christ looked upon the chief priests, and made no impression upon them as he did on Peter. It was not the mere look from Christ, but the Divine grace with it, that restored Peter.
Verses 63-71 Those that condemned Jesus for a blasphemer, were the vilest blasphemers. He referred them to his second coming, for the full proof of his being the Christ, to their confusion, since they would not admit the proof of it to their conviction. He owns himself to be the Son of God, though he knew he should suffer for it. Upon this they ground his condemnation. Their eyes being blinded, they rush on. Let us meditate on this amazing transaction, and consider Him who endured such contradiction of sinners against himself.
Luke 22:1-6 . CONSPIRACY OF THE JEWISH AUTHORITIES TO PUT JESUS TO DEATH--COMPACT WITH JUDAS.
3. Then entered Satan, &c.--but not yet in the full sense. The awful stages of it were these: (1) Covetousness being his master--passion, the Lord let it reveal itself and gather strength by entrusting him with "the bag" ( John 12:6 ), as treasurer to Himself and the Twelve. (2) In the discharge of that most sacred trust he became "a thief," appropriating its contents from time to time to his own use. Satan, seeing this door into his heart standing wide open, determines to enter by it, but cautiously ( 2 Corinthians 2:11 ); first merely "putting it into his heart to betray Him" ( John 13:2 ), suggesting the thought to him that by this means he might enrich himself. (3) This thought was probably converted into a settled purpose by what took place in Simon's house at Bethany. (See Matthew 26:6 , and (4) Starting back, perhaps, or mercifully held back, for some time, the determination to carry it into immediate effect was not consummated till, sitting at the paschal supper, "Satan entered into him" effectually stifled, only rose again to be his tormentor. What lessons in all this for every one ( Ephesians 4:27 , 4:7 , 1 Peter 5:8 1 Peter 5:9 )!
5. money--"thirty pieces of silver" ( Matthew 26:15 ); thirty shekels, the fine payable for man- or maid-servant accidentally killed ( Exodus 21:32 ), and equal to $25 in our money--"a goodly price that I was priced at of them" ( Zechariah 11:13 ).
6. in the absence, &c.--(See Matthew 26:5 ).
Luke 22:7-38 . LAST PASSOVER--INSTITUTION OF THE SUPPER--DISCOURSE AT THE TABLE.
7. the day of unleavened bread--strictly the fifteenth Nisan (part of our March and April) after the paschal lamb was killed; but here, the fourteenth (Thursday). Into the difficult questions raised on this we cannot here enter.
10-13. when ye are entered the city--He Himself probably stayed at Bethany during the day.
there shall a man,
14-18. the hour--about six P.M. Between three and this hour the lamb was killed ( Exodus 12:6 , Margin)
15. With desire . . . desired--"earnestly have I longed" (as Genesis 31:30 , "sore longedst"). Why? It was to be His last "before He suffered"--and so became "Christ our Passover sacrificed for us" ( 1 Corinthians 5:7 ), when it was "fulfilled in the Kingdom of God," the typical ordinance thenceforth disappearing.
17. took the cup--the first of several partaken of in this service.
divide it among, &c.--that is, It is to be your last as well as Mine, "until the Kingdom of God come," or as it is beautifully given in Matthew 26:29 , "until that day when I shall drink it new with you in my Father's kingdom." It was the point of transition between two economies and their two great festivals, the one about to close for ever, the other immediately to open and run its majestic career until from earth it be transferred to heaven.
24-30. there was--or "had been," referring probably to some symptoms of the former strife which had reappeared, perhaps on seeing the whole paschal arrangements committed to two of the Twelve.
25. benefactors--a title which the vanity of princes eagerly coveted.
26. But ye . . . not--Of how little avail has this condemnation of "lordship" and vain titles been against the vanity of Christian ecclesiastics?
28. continued, &c.--affecting evidence of Christ's tender susceptibility to human sympathy and support! see John 16:32 .)
29. I appoint, &c.--Who is this that dispenses kingdoms, nay, the Kingdom of kingdoms, within an hour or two of His apprehension, and less than a day of His shameful death? These sublime contrasts, however, perpetually meet and entrance us in this matchless history.
30. eat and drink, &c.--(See Luke 22:16 and
31-34. Simon,
desired to have--rather, "hath obtained you," properly "asked and obtained"; alluding to Job ( Job 1:6-12 , 2:1-6 ), whom he solicited and obtained that he might sift him as wheat, insinuating as "the accuser of the brethren" ( Revelation 12:10 ), that he would find chaff enough in his religion, if indeed there was any wheat at all.
you--not Peter only, but them all.
32. But I have prayed--have been doing it already.
for thee--as most in danger.
fail not--that is, entirely; for partially it did fail.
converted--brought back afresh as a penitent disciple.
strengthen, &c.--that is, make use of thy bitter experience for the fortifying of thy tempted brethren.
33. I am ready, &c.--honest-hearted, warmly-attached disciple, thinking thy present feelings immovable as a rock, thou shalt find them in the hour of temptation unstable as water: "I have been praying for thee," therefore thy faith shall not perish; but thinking this superfluous, thou shalt find that "he that trusteth in his own heart is a fool" ( Proverbs 28:26 ).
34. cock . . . crow--"twice" ( Mark 14:30 ).
35-38. But now--that you are going forth not as before on a temporary mission, provided for without purse or scrip, but into scenes of continued and severe trial, your methods must be different; for purse and scrip will now be needed for support, and the usual means of defense.
37. the things concerning me--decreed and written.
have an end--are rapidly drawing to a close.
38. two swords . . . enough--they thinking He referred to present defense, while His answer showed He meant something else.
Luke 22:39-46 . AGONY IN THE GARDEN.
39. as . . . wont--(See John 18:2 ).
40. the place--the Garden of Gethsemane, on the west or city side of the mount. Comparing all the accounts of this mysterious scene, the facts appear to be these: (1) He bade nine of the Twelve remain "here" while He went and prayed "yonder." (2) He "took the other three, Peter, James, and John, and began to be sore amazed [appalled], sorrowful, and very heavy [oppressed], and said, My soul is exceeding sorrowful even unto death"--"I feel as if nature would sink under this load, as if life were ebbing out, and death coming before its time"--"tarry ye here, and watch with Me"; not, "Witness for Me," but, "Bear Me company." It did Him good, it seems, to have them beside Him. (3) But soon even they were too much for Him: He must be alone. "He was withdrawn from them about a stone's-cast"--though near enough for them to be competent witnesses and kneeled down, uttering that most affecting prayer ( Mark 14:36 ), that if possible "the cup," of His approaching death, "might pass from Him, but if not, His Father's will be done": implying that in itself it was so purely revolting that only its being the Father's will would induce Him to taste it, but that in that view of it He was perfectly prepared to drink it. It is no struggle between a reluctant and a compliant will, but between two views of one event--an abstract and a relative view of it, in the one of which it was revolting, in the other welcome. By signifying how it felt in the one view, He shows His beautiful oneness with ourselves in nature and feeling; by expressing how He regarded it in the other light, He reveals His absolute obediential subjection to His Father. (4) On this, having a momentary relief, for it came upon Him, we imagine, by surges, He returns to the three, and finding them sleeping, He addresses them affectingly, particularly Peter, as in mark 14:37 mark 14:38 . He then (5) goes back, not now to kneel, but fell on His face on the ground, saying the same words, but with this turn, "If this cup may not pass," &c. ( Matthew 26:42 )--that is, 'Yes, I understand this mysterious silence ( Psalms 22:1-6 ); it may not pass; I am to drink it, and I will'--"Thy will be done!" (6) Again, for a moment relieved, He returns and finds them "sleeping for sorrow," warns them as before, but puts a loving construction upon it, separating between the "willing spirit" and the "weak flesh." (7) Once more, returning to His solitary spot, the surges rise higher, beat more tempestuously, and seem ready to overwhelm Him. To fortify Him for this, "there appeared an angel unto Him from heaven strengthening Him"--not to minister light or comfort (He was to have none of that, and they were not needed nor fitted to convey it), but purely to sustain and brace up sinking nature for a yet hotter and fiercer struggle. And now, He is "in an agony, and prays more earnestly"--even Christ's prayer, it seems, admitted of and now demanded such increase--"and His sweat was as it were great drops [literally, 'clots'] of blood falling down to the ground." What was this? Not His proper sacrificial offering, though essential to it. It was just the internal struggle, apparently hushing itself before, but now swelling up again, convulsing His whole inner man, and this so affecting His animal nature that the sweat oozed out from every pore in thick drops of blood, falling to the ground. It was just shuddering nature and indomitable will struggling together. But again the cry, If it must be, Thy will be done, issues from His lips, and all is over. "The bitterness of death is past." He has anticipated and rehearsed His final conflict, and won the victory--now on the theater of an invincible will, as then on the arena of the Cross. "I will suffer," is the grand result of Gethsemane: "It is finished" is the shout that bursts from the Cross. The Will without the Deed had been all in vain; but His work was consummated when He carried the now manifested Will into the palpable Deed, "by the which WILL we are sanctified THROUGH THE OFFERING OF THE BODY OF JESUS CHRIST ONCE FOR ALL" ( Hebrews 10:10 ). (8) At the close of the whole scene, finding them still sleeping (worn out with continued sorrow and racking anxiety), He bids them, with an irony of deep emotion, "sleep on now and take their rest, the hour is come, the Son of man is betrayed into the hands of sinners, rise, let us be going, the traitor is at hand." And while He spoke, Judas approached with his armed band. Thus they proved "miserable comforters," broken reeds; and thus in His whole work He was alone, and "of the people there was none with Him."
Luke 22:47-54 . BETRAYAL AND APPREHENSION OF JESUS--FLIGHT OF HIS DISCIPLES.
Luke 22:55-62 . JESUS BEFORE CAIAPHAS--FALL OF PETER.
The particulars of these two sections require a combination of all the narratives, for which
61. And the Lord turned, and looked upon
62. And Peter went out, and wept
Luke 22:63-71 . JESUS CONDEMNED TO DIE AND SHAMEFULLY ENTREATED.


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(05-09-2012 07:32 PM)coureymarshall Wrote: If the original post is somewhat vague, to clarify, I am double-checking in regards to this being the "norm" ... In my particular case, I sent in a BGS 9.5 (bgs id # 4755408) to be recased. The email with my submission results arrived this afternoon. For the particular card that I sent to be recased, it says item id # 7201121. When I click "view details" this shows: Date Graded : Wednesday, May 09, 2012 Centering Grade : 0.0 Corner Grade : 0.0 Edges Grade : 0.0 Surfaces Grade : 0.0 Autograph Grade : 0.0 Final Grade : 0.0 Just wanted to confirm if this is normal in regards to when a card is recased, or should I worry the card may come back without a grade?
(05-15-2012 11:26 AM)y2hood Wrote: When it comes to grading, "In Nolan We Trust."
(11-10-2012 03:56 PM)JMF_PR83 Wrote: What about the label... did you receive a Brand New Label w/ the original information, or did they use the same label w/ the Brand New Case/Slab?


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Wood $500 To $750 Square Pub TablesCurrent Filters
Material: Wood Price: $500 To $750 Shape: Square Refine your Results
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Material: 100% Cotton
Brand: Marie Chantal
Origin: Portugal
As the mother of four, Marie Chantal, Crown Princess Pavlos of Greece, sought children's clothing that was beautiful yet cozy. In 2000, she launched her own eponymous kids' apparel label and set about designing an enchanting collection that is fun, colorful, and happy. Marie Chantal's charming cable-knit sweaters and cargo pants for boys, dresses and cashmere cardigans for girls, and unisex two-piece sets offers lots of understated silhouettes, restrained color palettes, and special details. The label enjoys a long list of fans that includes fashion-conscious moms such as Elle Macpherson, Reese Witherspoon, Caroline of Monaco, Laura Dern, and Alexandra von Furstenberg.


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Virtue of Fasting in Rajab and Sha`ban
June 23, 2011 by TMO
Question: Is it recommended to fast frequently during the months of Rajab and Sha`ban or not?Jazakum Allahu khayran.
Answer (Muhammad Ahmad Al-Musayyar)
Prophet Muhammad (s) is reported to have recommended fasting during the four sacred months (i.e. Dhul-Qi`dah, Dhul-Hijjah, Muharram, and Rajab). Therefore, a Muslim is generally recommended to observe fasting in these sacred months, and Rajab is one of them. It is also reported that the Prophet (s) used to observe fasting in Sha`ban more than he did in other months.
In response to your question, prominent Muslim scholar Dr. Muhammad AhmadAl-Musayyar, professor of Islamic creed and philosophy at Al-Azhar University, stated,
Fasting is a spiritual act of worship, which elevates one to the rank of angels, as one abstains from eating, drinking, and sexual relations from dawn until sunset.
In general, a Muslim should fast some days every now and then; in these days, one abstains from worldly matters, strengthens his or her resolution, and purifies his or her soul.
… It is recorded in Sunan Abu Dawud that Allah's Messenger (s) recommended fasting during the Four Sacred Months, among which is the month of Rajab.
As for the month of Sha`ban, there are authentic hadiths about the virtue of fasting during it, among which the hadith recorded in Sahih Muslim on the authority of `A'ishah (ra) who said, "Allah's Messenger (s) used to observe fasting (continuously) that we would say he would not break fasting, and he used not to fast (continuously) until we would say he would not fast. And I did not see Allah's Messenger (s) completing the fast of a month, except Ramadan, and I did not see him fasting more in any other month than in Sha`ban."
The hadith indicates that the Messenger (s) used to fast many days in Sha`ban that `A'ishah (ra) said in another narration, "He [the Prophet (s)] used to fast (almost) all of Sha`ban; he used to fast Sha`ban except for few (days)."
Except for these two months, Allah's Messenger (s) used to observe fasting continuously to the extent that people would say that he would not break fasting.
He also used to keep breaking the fast for many consecutive days to the extent that people would say that he would not fast.
So the matter depends on feeling comfortable and devoted to worship without feeling bored or weary. That is why the Prophet (s) said, "Do (good) deeds that are within your capacity, as Allah never gets tired of giving rewards until you get tired of doing good deeds."
He (s) also said,"The most beloved deed to Allah is the one its doer performs regularly even if it were little."
Allah Almighty Knows best.


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Good idea! I'm running over there as I'm typing this..
Good idea! I'm running over there as I'm typing this..
i've added myself! and i discovered that i'm the nearest to this topic's creator, yin! she's in singapore and i'm in malaysia(neighbouring country)! hi, yin!!
I added myself too!!! I am the only one from my country! It is cool to see where everyone is from :)
Hugs, Amanda
Another Texas gal added to the map.
Hook Em Horns!
OK, I pinned myself...ouch...LOL! Cool to see where we are!
I on the map from the Great Lakes State, how fun!
How fun! I've added my pin too
That was totally fun-and I am the only one in Nevada!!
I'm in.. and I added my mug and pin. I love this
To see the good things in life and people you have to look for them. They're usually not too hard to see if your eyes and mind are open.


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Everyday Solid Placemat Set
No longer available
Roll with it. These Everyday Solid Placemats, woven from dyed abaca fibers, roll up for easy storage. Pack a few in a basket or bag for impromptu picnics.
• Woven abaca.
• Set of 2.
• 19"l x 14"w.
• Wipe clean.
• Imported.


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Jobs Alerts In Your Inbox
Be the first to know about new jobs that meet your criteria with Job Alerts from MyFirstPaycheck.com. As soon a new job is posted meeting your criteria it is sent to your email so you can get your application in fast. To get started, create an account and setup your Job Alerts.
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Created by 17-year-old Celeste Lavin and her 23-year-old brother, Austin, MyFirstPaycheck.com is an education employment site for teenagers. Along with job, intern, and volunteer opportunities, MyFirstPaycheck.com provides advice and resources to help young people have a more successful job application process. MyFirstPaycheck.com is also a valuable resource for companies searching for an online outlet to hire temporary, seasonal and part-time employees.
Resume Guide - SAT Advice - Resource Center - Know Your Rights
Jobs for 13 Year Olds - Jobs for 14 Year Olds - Jobs for 15 Year Olds - Jobs for 16 Year Olds
- Part-TimePart-TimeJob site in Round Rock, Texas. Evening hours 7:30pm-12:00am Monday thru Friday, with some weekends. Provide a wide range of janitorial services for a variety of structures and orga ...
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Long Sleeve Cutout Crop
Style # 222679
Spear cutout crop top features a zippered back and a hint of a cold shoulder. Long sleeves meets ribbed design for a cozy going-out look that shows your immaculate physique.
- 92% Polyester, 8% spandex
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- Imported
- Center back to hem: 15" (38 cm)
- Model is 5'9" and wearing a US size S
Long Sleeve Cutout Crop
White crop top <3
So cute! It's true to size, I got XS and fits good. the sleeves are a little bit longer so I just fold the tips in a little and then it's perfect. I like the unique cutouts and this top. I wore it with a black pencil skirt and a blazer. If you have small breast you could go a size smaller, fabric is stretchy but medium thick.
March 1, 2014
Great Color and Fit
This shirt was perfect for a winter night out. I got several compliments on the color and the fit. The only thing I did not like about the top was that the highest cutouts were uneven. The highest cut out on my left was up off of my shoulder, while the highest cut out on my right lay flat. Because the shirt was on sale, I could not return it. Either way, it looked great, but I believe that if I am paying for more expensive clothing, it should be nothing less than perfect.
January 21, 2014
I purchased the white one and matched it with the white midi knit skirt since the materials are the same. Many compliments.I went with an nervously went with an xs top. Glad I did. My bra size is 36C and I'm around 130 in weight. Must buy!
December 29, 2013
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Barcode Discount › RFID Tag › Printronix RFID Tag › Printronix Smart Label › Printronix 179587-203
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The Printronix Smart Label RFID tags add RFID (Radio Frequency ID) technology to the proven thermal transfer method of label printing. Smart Label RFID tags use a "squiggle" design to ensure multi-angle readability. The Smart Label tags are EPC Class 1, 96 bit (read/write) and function in the 902 to 928 MHz, or UHF, range.
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Are You A Social Security Beneficiary? Learn about Ticket to Work!
The Ticket To Work Program can help Social Security beneficiaries go to work, get a good job that may lead to a career, save more money, and become financially independent, all while they keep their health coverage. Ticket to Work is a free and voluntary program that gives beneficiaries real choices that can help them create and lead better lives. Individuals who receive Social Security benefits because of a disability probably already qualify for the program. Learn more about how to get started making these choices.
The phone call you received was from Social Security's Ticket to Work program. Ticket to work is a free and voluntary Social Security program that helps people who receive disability benefits return to work or work for the first time. The call refers eligible beneficiaries to Ticket to Work's Help line at 1-866-968-7842 (V) or 1-866-833-2967 (TTY) and to http://choosework.net/mycall/. One of Social Security's contractors manages this site and the Help Line. Visit http://choosework.net/mycall/ to sign up for free information or go to the Ticket to Work program website to learn more about your options. Or, contact one of our representatives through the Ticket to Work Help Line. Be one of the many people who have connected with us for important information about work as a path to financial independence!
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Jump to navigation
Asia and the Pacific is a region vulnerable to natural hazards of almost every kind – from earthquakes to droughts, from floods to tsunamis. And with the prospect of climate change, the situation could become even more hazardous. The risks depend, however, not just on natural phenomena but also on the political, economic and social environment in which disaster events occur. This report considers ways of reducing vulnerability to disasters, building resilience and protecting hard-won development gains.
An efficient and secured border management is vital for conducting cross-border trade in a smooth and cost-effective way. This is particularly true for the landlocked developing countries which are far away from seaports. Many landlocked developing countries face myriad of problems in terms of border management. Unpredictable rules and regulations, cumbersome trade and customs procedures, excessive physical inspections, inadequate infrastructures and facilities, and lack of cooperation among border agencies within a country and between neighboring countries are common problems.
This discussion paper examines the provision of care for older people by linking various care at macro (national) and micro (individual or family) levels. This paper argues that these different levels are not mutually exclusive. On the one hand, products of macro level national policies, regulations and programmes must be compatible with the needs of target groups. Therefore, policy makers in particular, need to be well informed of what is really happening in people's lives at the micro level.
Asia was faced with a sudden and sharp crisis in 2008-2009, the proximate cause of which was reversals in foreign capital flows, not unlike the regional crisis a decade ago. How different has this boom and bust cycle of international capital flows been from the previous one? The paper examines the balance of payments dynamics in emerging Asia to understand the magnitude and types of private capital flows to and from the region between 1990 and 2008.
This special issue of the Bulletin is a collection of seven papers discussing various issues related to dry port development in a number of selected countries located in Asia, Africa, Europe and North America. Discussions of dry port development under different economic and political backgrounds will provide policymakers with a better understanding of the relevant issues under consideration.
This issue of Bulletin comprises of seven articles:
Article 1: Inland terminals within North American and European supply chains – by Theo Notteboom and Jean-Paul Rodrigue;
Road traffic accidents kill an estimated 1.3 million people and injure 50 million people per year globally, and global road fatalities are forecast to reach 1.9 million by 2020. It is estimated that the number of deaths from road accidents in Asia is about 700,000 per year, accounting for more than half of the world's road fatalities even though Asia accounted for only 43 per cent of the global vehicle population in 2007. These numbers are very high compared to other parts of the world.
The subprime mortgage crisis erupted in the United States in mid-2007 and was then transformed into the global financial crisis after the failure of Lehman Brothers in September 2008. The total amount of write-downs of loans and securities by financial institutions for 2007-2010 is estimated to reach $1 trillion in the United States, $604 billion in the United Kingdom, and $814 billion in the Euro Area. By contrast, the Asia-Pacific region is expected to have write-downs of only $210 billion, suggesting the limited damages incurred on the banking sector.
South-South Cooperation and Triangular Development Cooperation (SSC and TDC) in Asia-Pacific have grown in importance over the past decades with the rising complementarities and emergence of growth poles in the region and due to attention paid by the governments to regional economic cooperation.
It is widely recognized that the quality of trading environment has a significant impact on export competitiveness. The studies compiled in this publication analyse the relationship between trade facilitation and export competitiveness; analyse quantitatively and qualitatively the impact of trade costs on export; examine the status of export competitiveness in the region by using various indicators; and identify the effective ways of improving trading environment through trade and transport facilitation.
The principal aim of this publication is to fill a perceived gap in policy-related research and understanding of the development of the small and medium-sized enterprise (SME) sector in the Asia-Pacific region, in the context of a rapidly changing and mutating international business environment. To foster growing national economies, policymakers in virtually all countries are expected to facilitate the entry of new business ventures and to increase the competitiveness of SMEs.
The United Nations Building Rajadamnern Nok Avenue Bangkok 10200 Thailand
Telephone: (66-2) 288-1234
Fax: (66-2) 288-1000


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Home » Your Visit » Family Friendly: Events & Family Saver Tickets for 2015
Family Friendly: Events & Family Saver Tickets for 2015
New for 2014 - Activity Sheets for the children. Please download and print for your day out on the West Somerset Railway. Crayons are available for 20p at Minehead Booking Office (limited stock available)
May Half Term Activity Sheet - Download Page 1
Easter Weekend Activity Sheet - Download Page 1,
Page 2
Ticket Types
Children 0 - 4 years inclusive travel FREE on the West Somerset Railway (excludes Day Out With Thomas where children 0-1 travel free). Children aged 5 - 15 years inclusive travel at childrens rate. Age 16 and above travel at Adult fare.
Family Saver Tickets
The West Somerset Railway offers Family Saver 'Return' and 'Rover' tickets that are valid for 2 adults and up to 4 children. Family Savers give you a discount over buying individual tickets and are a great option for you to make your money go further on the West Somerset Railway.
Please see our fares pages on how to save yourself some money with the West Somerset Railway.
Pushchairs and Buggies
The West Somerset Railway requests that all pushchairs and buggies are folded and placed in the Guard's Van on the train. Please ask our Train/Station Staff should you have any questions on the day.
Baby Change Facilities
There are baby changing facilities on board most trains and at Minehead and Bishops Lydeard Stations. Please ask a member of staff for more information.
Join the West Somerset Railway in 2014 for a fantastic series of meet and greet days. Children and families can enjoy a steam train ride, plus there will be the chance to meet one of their favourite characters at Minehead Station at intervals on each day. Standard Fares apply (except Day Out With Thomas), pre-book discounted tickets are available to buy now online from each event page or by calling 01643 704996.
Visit Santa on the West Somerset Railway this Christmas. Selected dates in November and December.


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Comerica Theatre
Phoenix, Arizona 85003
Venue Details
Expand - Will Call, Parking, Directions, and moreWill Call Info
Comerica Theatre box office is located on 4th Ave and Washington in downtown Phoenix. Please have a PHOTO ID, the CREDIT CARD the tickets were purchased on, and your CONFIRMATION number. WILL CALL PICK-UP: COMERICA THEATRE requires that customers picking up WILL CALL tickets furnish the following: 1) PICTURE IDENTIFICATION THAT MATCHES THE PICK-UP NAME 2) CONFIRMATION NUMBER THAT MATCHES THE CUSTOMER ACCOUNT ALTERNATE WILL CALL PICK-UP: If another person, other than the person ordering and paying for the tickets, is picking up a WILL CALL order, the ALTERNATE PICK-UP name MUST be on the account. To get the alternate pick-up name noted on the account, the original purchaser MUST contact Ticketmaster at (800) 745-3000, ask for customer service, verify account information and request alternate pick-up.
Parking Info
Adjacent parking garage is at 4th Ave and Adams (Adams Street Garage). Spaces are available to purchase on line and through the box office. Pre-buy and secure a covered space for only $10.
Phone Info
Misc. Info
ARRIVE EARLY: Doors are one-hour prior to show time unless otherwise noted. We recommend that you arrive early. A full concession menu is available on site. Beer, Wine, and other specialty cocktails are available with proper ID. SPECIAL EVENTS Located in Downtown Phoenix, Live Nation's Comerica Theatre offers unique versatility for groups of 10 to 5,000 guests. From upscale corporate events and private concerts to competitions and award ceremonies, Comerica Theatre's unlimited opportunities will exceed your event expectations. Take your event center stage while making the Comerica Theatre as large as you want, but as intimate as you need. Contact Us Today! Courtney Tjaden - Director of Sales / (602) 514-2919 / firstname.lastname@example.com
The Comerica Theatre is located on the Northwest corner of 4th Avenue and Washington Street. From West: I-10 East to 7th Avenue south, take to Adams Street, turn left (East) to Fourth Avenue. From East: I-10 West to 7th Avenue south, take to Adams Street, turn left (East) to Fourth Avenue.
General Info
Monday – Friday 10am to 4pm. Saturday and Sunday; open for concerts and on-sales ONLY. VIP TICKETS: Where will you be sitting your next show? VIP Suites and Premium Seats are available at the Comerica Theatre. For more information, contact Courtney Tjaden at 602-514-2919 or email email@example.com.
Payment Options
Cash, Visa, MasterCard, American Express, Discover.
General Rules
No backpacks or large purses will be allowed. Small purses and fanny packs will be subject to search. Every individual entering the Theatre will be subject to search. No outside concessions allowed. No pets other than "assisting" animals. Smoking in Facility: The COMERICA THEATRE is a non-smoking facility. Smoking areas outside building are available, depending on event. Camera Policy: Personal cameras are allowed in the venue. Flash photography, video and removable lens cameras are not permitted without venue approval. Binoculars are allowed No Laser Pointers allowed No Video Cameras allowed No Recorders allowed CHILDRENS RULES: Everyone including infants must have a ticket.


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The Vidalakis Family Cretan Scholars Program
The program was established by Nicholas and Nancy Vidalakis, who are of Cretan decent, to create a dynamic partnership between Crete, Greece and the United States, and to allow Hellenic ideals- the foundation of Western Civilization and particularly American society- to further flourish. To meet some of the program requirements, Drexel has partnered with the Technological Educational Institute of Crete (TEI), which is located in the city of Heraklion. Through this collaboration students receive job placement assistance as well as in-country support. Students also have the opportunity to partake in a variety of cultural excursions and meet other exchange students from around Europe, such as from the Erasmus program. Over 50 students have participated in the program from various majors including, but not limited to, business, communication, hospitality, international area studies, and psychology. Learn More


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Dominick's to leave Chicago market by early 2014
BY MITCH DUDEK, SANDRA GUY AND BECKY SCHLIKERMAN Staff Reporters October 10, 2013 3:50PM
Article Extras
Updated: November 12, 2013 6:28AM
Say goodbye to Dominick's grocery stores.
Safeway Inc., which operates 72 Dominick's stores in the Chicago area, will be exiting the market by early 2014, the company announced Thursday.
"We expect to use the cash tax benefit and any other cash proceeds from the disposal of Dominick's properties to buy back stock and to invest in growth opportunities," Safeway said in a news release.
Safeway CEO Robert Edwards said Thursday that exiting the Chicago market was necessary to "eliminate a noticeable drag on our financial results and a significant drain on our resources."
He said Dominick's was the lowest-performing of Safeway's business divisions, and he is "highly confident" the stores would be sold.
Dominick's, which was founded in Chicago in 1918, employs 6,600 people in its 72 stores throughout the Chicago area, with the "vast majority" unionized workers, said Safeway spokesman Brian Dowling.
The sale of four stores to New Albertsons, Inc., which operates Jewel-Osco grocery stores, was announced later Thursday. Two are in Chicago: 1340 S. Canal and 2550 N. Clybourn; one is in Homer Glen and another is in Glenview. For a short time, the four stores will operate under the Dominick's banner until Jewel-Osco can convert them to Jewel-Osco stores, according to Safeway. Other stores are expected to be snapped up piecemeal by Dominick's competitors.
A Dominick's employee at the Clybourn store that will soon be a Jewel put it this way to a Sun-Times reporter: "We'll get new shirts."
David Livingston, a market consultant in Milwaukee, speculated Thursday that other companies interested in the remaining Dominick's stores may include Walmart, Whole Foods, Caputo's Fresh Markets, Strack & Van Til and Tony's Finer Foods. "There are 25 to 30 really good locations," Livingston said of the remaining Dominick's stores.
There is also speculation that Mariano's, a quickly expanding grocery chain with 12 locations in Chicago, will make a play.
Roundy's, the parent company of Mariano's, played coy by issuing the following statement Thursday: "It is the fiduciary responsibility of our board of directors to evaluate any opportunities that may enhance shareholder value."
The CEO of Wisconsin-based Roundy's is Robert Mariano, a native of the Jefferson Park neighborhood who started his grocery career as a part-time deli clerk at a Dominick's in Des Plaines and ran the company from 1995 to 1998.
Safeway anticipates having plans in place for the remainder of the stores by early 2014, the company said in a statement. "Over the years we have worked hard to strengthen Dominick's position in the Chicago market. While we have made some progress, it has not been enough to justify further investment."
Kenneth Boyd, head of United Food & Commercial Workers Local 1546, which represents 4,000 union workers employed by Dominick's, said Thursday's news was "dropped like a bombshell."
Boyd said he had received phone calls from people worried about feeding their families and providing for the holidays. "It's not the employees' fault. They are dedicated, long-term employees, their heart and souls are with Dominick's," Boyd said. Boyd said he spoke with Dominick's head of labor relations, who told him the company would close the stores it cannot sell.
"We have to sit down with the company and bargain," Boyd said. "They owe a lot of money to the pension plan that they will have to pay."
Rumors have been rampant for years that Safeway sought to sell the Dominick's chain, with the rumbles growing louder after Safeway's three-year battle with Dominick's unions over a contract.
Dominick's workers approved new contracts in November 2005 that ended the battle. During the fight, workers threatened to strike, prompting Safeway to try to sell the chain before reversing course.
Safeway closed 26 Chicago-area Dominick's stores from 2004 to 2007 to jettison stores with slow sales. In 2006, Safeway started a major renovation campaign to turn the remaining Dominick's into "lifestyle" stores more akin to Whole Foods.
"Dominick's has been putting money into their stores, refreshing them, keeping an upcale modern look," said Paul Weitzel, managing partner at Willard Bishop, a Barrington-based consulting company.
"The challenge with Dominick's was that they had a strong union, so their wage rates were above market average. And they just never got the foot traffic because their prices were high, but they had to maintain those prices to pay for their union structure. So they were kind of stuck. I know for years they looked for a buyer but couldn't find one, they just couldn't get their prices in line with their costs."
Union leader Boyd argues that organized labor is not to blame, pointing out that Jewel has a similar union structure.
Dominick's market share in the greater Chicago region had plunged to 7.4 percent, compared with Jewel's 25.9 percent, independent stores' 15.9 percent and Walmart's 13.5 percent, according to a recent trade magazine report. Dominick's had held market shares of 14.5 percent six years ago and 24.4 percent in 2002, according to the report
The Streeterville store at 255 E. Grand was one of the first to showcase Dominick's sleek format changes. It houses a pharmacy, a dry cleaners, a Chase bank branch, a 150-car parking garage and a Starbucks with seating for 50 in front of a gas fireplace, as well as twice the amount of organic produce as an old-fashioned Dominick's.
Dominick's also stepped up marketing of its gift card sales for retailers as diverse as Nordstrom, Bass Pro Shops and rival grocery stores.
The gift-card program, which is now partly owned by Safeway and partly publicly traded, has proven lucrative, and epitomized parent company Safeway's efforts to create new, quick-moving and technologically savvy subsidiaries to boost revenues. The strategy dramatized how former Safeway CEO Steve Burd, who retired in May, sought to reinvent the traditional grocery store company by incubating fast-growing subsidiaries with no unionized labor and with a national presence.
Dominick's incurred losses before income taxes of $35.2 million in the first nine months of 2013.
Dan Hyman, president of Millennium Properties, said the influx of new grocers such as Target, Walmart and Trader Joe's has created a cutthroat market.
"In the past few years, Chicago all of a sudden became like a big battleground, and the battle is probably not over."
On the Near North Side, customers at a Dominick's on Division Street near Clybourn were shocked to hear the neighborhood grocery chain would be closing.
"It breaks my heart," said Lashawn Jones, 36. "This can't be happening. I need Dominick's."


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Economic Models for Webcomics
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Joined: 03 Sep 2008
Posts: 608
Location: Smelbourne
Posted: Wed Oct 22, 2008 7:18 am
Post subject:
You could also spend small amounts of spare time over the next couple of years to build up an exclusive artbook of sorts, with concept sketches and stuff. Of course, this would be long term, but in a couple of years...
@ Brittea: You'll have to beat your Grandmother to it! ö
Dubbed Pants by AsA, via the way of the electric pants.
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Joined: 15 Apr 2008
Posts: 276
Location: Kaneedaaaa!!!
Posted: Wed Oct 22, 2008 1:37 pm
Post subject:
TheBritishInvasion wrote:
I might be alone on this but I collect art by webcomic artisits and I'd love a sketch (an actual sketch, not a digital image) by Lady Yates. I'd climb over my Grandmother to buy one.
Oi, I've seen other webcomic artists do that and they seem to rake in a good amount of money. I mean, if I had a credit card and regular job, I'd buy one of those
dubbed "Emma" by Asa
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Posted: Wed Oct 22, 2008 2:59 pm
Post subject:
PurpleCactusPlant wrote:
Lady, have you ever considered the GINORMOUS potential bidding war that awaits on eBay for a signed copy of the fabled original version of Earthsong?
It could be epic. Everyone keeps hearing about the original ES, and only a lucky handful have seen the pages.
I know you want to keep those pages hidden, but oi, I'm sure a lot of people would clamour to see the long lost comic.
I like this Idea, and The Brit there has a good point too. You could put both up for auction.
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Joined: 10 Apr 2008
Posts: 3541
Location: Grammar Police HQ. Watch your language, I'm armed with the NYTimes Style Book AND Strunk and White!
Posted: Wed Oct 22, 2008 9:44 pm
Post subject:
I have zero cash, so unfortunately, I can't spend it. However, I can make suggestions.
About the Tempts Fate-type fundraiser: If Teh Lady hasn't the time to draw, perhaps she can run simultaneous donation bars: One for outcomes, and one for the right to DRAW that outcome. I know we've got some great artists here, as well as people who think they're great artists, and that could be a quick and easy way to get around the problem. That way, the only time Teh Lady has to put in is reviewing the extra comic before posting it.
Another element you could add would be to put it on a schedule - say, posting once a month. BUT, you would accept/draw the new outcome whenever the donation bar filled, so that you could build up a buffer for when Charlie spits up all over your tablet or something disasterously worse.
Forum Grandmother
, because I hand out nicknames and hugs whether you want them or not. ^_^
Keeper of the Library and the Gateway to Haven
Nem: "It's the sort of face you just know is getting ready to poke you with something sharp."
BS: "...then insist you eat a brownie."
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Joined: 23 Mar 2008
Posts: 258
Posted: Thu Oct 23, 2008 4:56 am
Post subject:
When attempting to monetize any operation, it is vital to keep in mind your audience. Squee has learned this the hard way in the past. And, by and large, that doesn't seem to include many people with a ton of spending money from what Squee has seen. While there are plenty of people willing to donate when necessary, donations tend to be easier (yes, easier) to get than selling things. All it takes is a very few people willing to help with decent size donations; selling stuff requires many people willing to spend. And, even fans aren't always likely to buy more expensive merchandise.
This has been Squee's experience in the past, though not particularly with webcomics. However, Squee has watched a number of successful authors monetize their webcomics. Unfortunately, the Lady's comic didn't fair so well in this regard.
If Squee were to guess, this would be due to too few people knowing about Earthsong. While web comic lists can get some word out, and Seven Seas did do
advertising, there really wasn't enough imho. Web comic lists actually have a very small audience; only those who really, really like a certain comic. Hard to convert those people, though possible. GOOD advertising would be to go outside of a webcomic market and into other markets where people might like Earthsong.
However, advertising would take the Lady's money at this point. A couple of people that Squee has talked to have spent quite a bit on advertising, though it has paid off in the end as far as Squee knows. Squee talked to Howard Tayler (author of
Shlock Mercenary
) extensively about 6 months ago about these issues. He lives entirely off his webcomic through books, merchandise, and advertising. When Squee used to run TDZK, we actually bought advertising from him directly. Pretty cool guy.
Scott, author of
The Dreamland Chronicles
, self-publishes. He recently go his books into Borders stores. It helps that he also sells some of his previous work not related to Dreamland Chronicles. He does, however, still have his day job working at Nickelodeon (am I right? Not sure if it's Nick or a studio doing contract work...) Again, both Howard & Scott spent a bunch advertising, and run advertising on their own sites.
I doubt the Lady has the time or the money to do what these two have done to get a larger audience that would be able to purchase more of their work. Having a large volume of work helps a ton too. (In the case of Shlock, just doing the comic everyday means there's a lot of books! And Scott has previous non-webcomics he can sell.) These guys don't have the volume of audience that, say, Penny Arcade does, but they still manage to make it work out. The one thing in common though is: it's a ton of time and work.
Quite honestly though, if the Lady would like to make some sales, she should worry first about advertising, then about making money. Web2.0 has been all about getting the audience and then monetizing later; the difference here is actual product that can be sold, not dubious clouds of synthetic wealth XD
Squee recommends that anyone with a website can help the Lady advertising by using an Earthsong banner. Also, word of mouth is good. Talk about earthsong in any other communities you're involved in (like Facebook, or other forums). Free advertising is the best kind, and keeps more money for that rascally guy the Lady has to take care of
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Joined: 05 Sep 2008
Posts: 592
Location: Up in the Clouds
Posted: Thu Oct 23, 2008 10:52 am
Post subject:
@ Tinalles - I just wanted to say thank you muchly for the html help!
I am now putting an earthsong banner on every webpage I've got
I do commissions!
Interested? Let me know! :D
My deviantART page
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Processing Time - Orders typically ship in 2-5 business days. Transit via UPS Ground can take up to 6 business days. Braided and custom-made products may take 2 to 3 weeks for delivery.
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Surya Mystique M262 Ivory Rug
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Love this rug. Definitely light color.. closer to creamy white... not creamy tan. My husband says its not as soft / plush as a $1200 rug we have upstairs... but I don't notice a big difference. We end up laying on it with the dog for hours watching TV so its definitely comfortable enough. :-)
RECOMMENDED: Yes, I would recommend this to a friend.I like the rugs ok - they aren't exactly what I wanted but one couldn't tell from the photos online and its not worth it to me to send them back. They look white on here, they are a rather dull cream color. And one of them had small, black, hard specks on them like someone walked on it with tiny bits of tar on their shoe. Really not sure if supposed to be there or not, the other one doesn't have this noticeably. Again, don't feel like wasting time and money exchanging.
RECOMMENDED: Yes, I would recommend this to a friend.This rug exceeded our expectations. We were looking everywhere for a reasonably prices light cream rug. I wes nervous about ordering online, but this is a simple, beautiful wool rug. It does shed, as all wool rugs will, but not excessively. After a few vacuums it should be fine. Recommended.
RECOMMENDED: Yes, I would recommend this to a friend.The rug seems to be good quality, however it is an off-white/beige color and not as white/gray toned as it appears in the image so I'm returning it. Return shipping charge on larger rugs is $59+
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I am hoping we get some reviews from those who played this at Gen Con (or saw this being played and have a good grasp of what we can expect). I, like many others, are looking forward to these reviews and hope that "Dust Wars: Tactics" will provide a solid and fun game for us all.
What has me pulled toward this game is the theme (very much enjoy the idea of alien tech mixed with history), mechs, and the whole grid system itself (something about grid systems that make these type of games easier for me to teach those who have never played these type of games). However, we all know that just because it looks super cool and the theme is spot on, the meat of any game is the rules (which in turn leads into gameplay and so on and so forth).
So what is review of this new game, "Dust Wars: Tactics"? How does it play? Did you enjoy the flow of play? What did you not like about it? I thank any and all for taking the time to post a reply and hope that you enjoyed your time at Gen Con `10. I hope to make it to Gen Con `11 myself and with only being three hours away, I am thinking it is going to happen and am planning things out at we speak (hey, never to early to start saving money for new games and a weekend of fun, right?).


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Wednesday 19th December 2012 | 11:19
This superb photo of the Queen surrounded by a laughing Cabinet was rightly the Evening Standard's splash pic yesterday.
Taken by the legendary snapper Jeremy Selwyn, it captures perfectly the genuine moment of contrast between Her Majesty and Her Ministers. Not surprisingly nervous*, they all look relieved to have something puncture the atmosphere.
But what was it that made them all look so human?
Well, The Queen had just told the assembled throng: "You are allowed to smile…".
Cue their laughter - while she cannily then looked down the barrel of the camera with an utterly professional pose.
What better way to prove you've been around the block a lot longer than anyone in the room?
*FOOTNOTE. We all love it when Her Maj makes a joke. When the coming Queen's Speech was discussed at Cabinet, No.10 told us that she 'very gently and very humourously' pointed out that her hope that next year's speech would be 'on the shorter rather than longer side'.
The PM himself was also nervous, even though he has had a weekly audience with the Queen for the past two years. I hear he did some serious 'prep' before the Cabinet meeting to ensure he had boned up enough on Afghanistan and the Parliamentary business to introduce and conclude each item without a hitch.
As I blogged last night, Sir George Young proved to be the cheekiest member of the Cabinet, however. As soon as the Queen left Cabinet, the Chief Whip pounced to retrieve her nameplate (all ministers have one and she had one made specially). What will he do with his Royal memento? Surely it won't go on eBay?