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Bookselling Market Report 2012
Executive Summary
Market DefinitionREPORT COVERAGEMARKET SECTORSConsumer BooksAcademic and Professional BooksSchool Books Including English Language Teaching BooksMARKET TRENDSThe Economic Climate's Impact on Bookselling and PublishersE-BooksDeclines in Book PricesLibraries Remain Under ThreatECONOMIC TRENDSPopulationGross Domestic ProductInflationUnemploymentHousehold Disposable IncomeMARKET POSITIONThe UKOverseas
Market Size
THE TOTAL MARKETPublishers' Sales Book Output BY MARKET SECTOR Consumer Books Academic and Professional Books School and English Language Teaching Books Industry BackgroundRECENT HISTORYBook ClubsINDUSTRY CONCENTRATIONNUMBER OF COMPANIESEMPLOYMENTREGIONAL VARIATIONS IN THE MARKETPLACEDISTRIBUTIONRetailersHOW ROBUST IS THE MARKET?LEGISLATIONKEY TRADE ASSOCIATIONSBook Marketing LtdBooksellers AssociationNielsen BookDataThe Publishers Association Competitor Analysis THE MARKETPLACE Consumer Books Academic and Professional Books School Books and English Language Teaching Books MARKET LEADERS Amazon.co.uk Ltd Blackwell UK Ltd Book Club Associates Ltd The Book People Ltd British Bookshops and Stationers Ltd Waterstones Booksellers Ltd WH Smith PLC The Works Stores Ltd MARKETING ACTIVITY Exhibitions Strengths, Weaknesses, Opportunities and Threats STRENGTHS WEAKNESSES OPPORTUNITIES THREATS Buying BehaviourCONSUMER PROFILEBy TypeCurrent IssuesE-BOOKSThe Current Market and New ReleasesLegislative ChangesRETAILERS MOVE INTO PUBLISHINGWORLD BOOK NIGHTBOOK TO FILM ADAPTATIONS The Global Market OVERVIEW Forecasts INTRODUCTION FORECASTS TO MARKET GROWTH FUTURE TRENDS Digital Innovations Decline in Students at University Up-and-Coming Book Releases Company Profiles INTRODUCTION DEFINITIONS Turnover (Sales) Pre-Tax Profit Profit Margin Average Remuneration Sales per Employee FURTHER INFORMATION AMAZON.CO.UK LTDPrevious Name(s) and Date(s) of ChangePrincipal ActivitiesSIC CodesStructureRecent DevelopmentsFINANCIAL PROFILESalesProfitsEmployeesBalance Sheet/Ratios BLACKWELL UK LTD Previous Name(s) and Date(s) of Change Principal Activities SIC Codes Structure Recent Developments FINANCIAL PROFILE Sales Profits Employees Balance Sheet/Ratios BOOK CLUB ASSOCIATES LTDPrevious Name(s) and Date(s) of ChangePrincipal ActivitiesSIC CodesStructureRecent DevelopmentsFINANCIAL PROFILESalesProfitsEmployeesBalance Sheet/Ratios THE BOOK PEOPLE LTD Previous Name(s) and Date(s) of Change Principal Activities SIC Code Structure Recent Developments FINANCIAL PROFILE Sales Profits Employees Balance Sheet/Ratios WATERSTONES BOOKSELLERS LTDPrevious Name(s) and Date(s) of ChangePrincipal ActivitiesSIC CodeStructureRecent DevelopmentsFINANCIAL PROFILESalesProfitsEmployeesBalance Sheet/Ratios WH SMITH PLC Previous Name(s) and Date(s) of Change Principal Activities SIC Codes Structure
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- Running
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About This Activity
Motion Dynamics "Direct to You" Online Classes. Learn the fundamentals of tap dancing along with Judy Gamet, BS Dance Education in your own home or space of your choice. No gas expence, no set schedule, a new lesson is delivered via e-mail as a private You Tube link each Tuesday for 6 weeks. Video homework analysis is available at an additional cost.
Map & Direction
Tuesday, April 9, 2013
Suisun City Recreation 611 Village Drive Suisun City, CA, United States of America 94585Get Directions

subset: commoncrawl


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Saturn Repair in Placitas
We found 26 Saturn service shops and mechanics in Placitas.
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LGBT Activist Files Human Rights Violations Complaint Against Chick-fil-a
Yet another case of liberal tolerance on display
(Chicago Phoenix) The Civil Rights Agenda, a local LGBT rights advocacy group, filed multiple complaints with the Illinois Department of Human Rights Thursday, alleging that the Atlanta-based Chick-fil-A restaurant chain's "intolerant corporate culture" violates Illinois law and a provision in the state's Human Rights Act.
"In our current high speed media and social media environment, Chick-fil-A has announced and caused to be published, to hundreds of millions of people, that LGBT people are unacceptable and objectionable," said Jacob Meister, Governing Board President of TCRA and the attorney who filed the complaint. "They have made it clear the lives of LGBT individuals are unacceptable to them and that same-gender families are unwelcome at Chick-fil-A."
Anthony Martinez, executive director of TCRA, contends that Chick-fil-A President Dan Cathy's recent comments reiterating his opposition to same-sex marriage were more than just his own thoughts and that he was speaking on behalf of his company, stating the views as company policy.
Hmm, I wonder if the Civil Rights Agenda will file a suit against Islamists, who think gays should be stoned or hung. Probably not. Liberals tend to tolerate those who practice Sharia law, which tends to treat gays and women poorly, allows honor killings, and holds the belief that people should either practice the Islamist way, be dhimmis, or be killed. Actually, that last part sounds much like Liberalism, without the killing part. Though, admit it, lots of liberals call for killing those who do not agree with them.
More at Wizbang and Gateway Pundit, who points out that free speech is now a crime.
Meanwhile, there's a humorous extension of the Chick-fil-a appreciation day
(Politico) Chick-fil-A customers who showed up in droves Wednesday to back the chicken chain's opposition to same-sex marriage are literally mailing in their support now.
As same-sex marriage supporters plan a nationwide "kiss-in" Friday at Chick-fil-A, a conservative nonprofit is urging attendees of Mike Huckabee's "appreciation day" to send their receipts and empty fast-food bags to Chicago Mayor Rahm Emanuel and Boston Mayor Tom Menino, both of whom have said the restaurant isn't welcome in their respective cities.
I'm sure there are a few others to whom the receipts can be sent to, such as Chicago Alderman Moreno and D.C. mayor Vincent Gray.
Crossed at Pirate's Cove. Follow me on Twitter @WilliamTeach.
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All photographs and artworks in this portfolio are copyrighted and owned by the artist, Anne Staub. Any reproduction, modification, publication, transmission, transfer, or exploitation of any of the content, for personal or commercial use, whether in whole or in part, without written permission from myself is prohibited. All rights reserved.
stunning. I love the contrast of the draping branches on the tree in front with the straight trees in the background.
Stunning view…beautiful tree up front!!


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Discussion BoardsOpen MenuDiscussion Boards Open Menu
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- Re: How can I print with the black and white cartridge only?
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How can I print with the black and white cartridge only?
I am trying to print using the black and white cartridge only because magenta is out of ink but I'm getting the following error message in HP Photosmart C7200 series print dialog:
The printer is out of ink.
The following ink cartridges are empty: Magenta. Replace these ink cartridges to resume printing.
How can I print with the black and white cartridge only?
Mac OSX 10.7.3
HP Photosmart C7280 (7200 series)
This question was solved. View Solution.
Re: How can I print with the black and white cartridge only?
Unfortunately It is not possible to print using the black and white while any of the ink cartridges are empty.
Using the Black ink only possible while there is color ink as well.
While the color ink is not required for prinitng purposes, it do required for ,maintnance operations of the device.
As the device contain an internal printhead (IIC system), lack of color ink will damage the printing system shortly. Therefore the device will not be functional when there is no ink in order to avoid damaging the system.
For users who wish to print using just black ink (despite the reduced print quality), many HP printers offer options. For example, a driver colour setting (by selecting "print in greyscale with the black cartridge only" in printing preferences) specifies printing using only black ink. In addition, many IPH printers can operate in "reserve mode", which allows the user to continue to print with just the black cartridge when the colour cartridge is removed or not installed.In HP IIC systems, all supplies are required to be installed in the printer for the printer to function (Source: http://h10060.www1.hp.com/pageyield/en-150/article
If my post resolve your problem please mark it as an Accepted Solution
Re: How can I print with the black and white cartridge only?
I am absolutely disgusted by this; clearly a scam from HP to make more money by selling extra ink cartridges!! I will make sure to never buy any products from the shoddy rip off merchants at HP ever again!!
You should be ashamed!!
Re: How can I print with the black and white cartridge only?
Are you serious???
I have to have ink in ALL CARTRIDGES to print only in B/W? That seems utterly anti-intuitive, and why make some "IIC yadda yadda" technology that requires unnecessary ink colors to print in black/white?
I can't understand why this is the case.
I want to know ONE thing, please:
If I go out and buy MAGENTA ink (currently depleted) and THEN I change my settings to "grayscale," will I then be able to print using the black cartridge ONLY? Will the other cartridges continue to deplete? Will I have to eventually go out and buy one of the other colors again? Please someone from HP explain this really unsual and frustrating problem to your users in a thorough and highlighted answer?
Re: How can I print with the black and white cartridge only?
Right you tossers - this is crap - after allowing for a low usage on magneta cartridge to run past it's 'expired' date finally the machine completely refuses to run - just when I need it urgently for a B&W doc.
Funny that the cartridge when dismantled has plenty on ink all over my hands for proof.
Don't give us that IIC crap - I'm an engineer and it's easy to clean out or replace the print mechanism - and if I want to stuff up the color conduits that's my problem.
Rip off merchants - get stuffed you corporate sh*t bags!
Bet you think you are commercially clever - losers!


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March Of Dimes Signature Chefs Auction
Join 103.7 KVIL and lead chef Molly McCook of Ellerbe Fine Foods and other top local chefs for the March of Dimes Signature Chefs Auction Fort Worth. Top chefs prepare their signature dishes to celebrate 75 years of stronger healthier babies. For more information visit www.signaturechefsfortworth.com. The March of Dimes has improved the health of babies through 75 years of education, research, vaccines and breakthroughs.
The Signature Chefs Auction of Fort Worth, in its seventh year, will showcase the culinary talents of local chefs while raising money to support March of Dimes and its mission to improve the health of babies. Each participating chef is asked to present a signature sampling for event patrons and/or donate a unique package to be sold during the live auction portion of the event. They may also choose to contribute to the Big Board auction.
Thursday, September 26, 2013
Time: 6:30 PM
River Ranch – Fort Worth Stockyards
500 Northeast 23rd St.
Fort Worth, TX 76164


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[Sirens blaring.]
Fuck the police. Fuck the police. Fuck 'em . . .
You're muthafuckin' right.
Yo, fuck the police, comin' straight from the underground.
A young nigga got it bad 'cause I'm brown and not the other color. Some
police think they have the authority to kill a minority,
but muthafucka mad,
'cause I ain't the one for a punk muthafucka with a badge and a gun to
be beatin' on and thrown in jail.
But we can go toe to toe in the middle of the cell.
Fuckin' with a nigga, 'cause a nigga turned major,
and got a little bit of money and they play us,
search a nigga car,
lookin' for a product,
thinkin' every thug nigga sellin' narcotics.
They'd rather see me in the pen,
than me blowin' indo rollin' in my Benz-o.
I send the police to the grave,
and when I'm finished, nigga, bring the yellow tape
to tape off the scene of the slaughter,
still gettin' swoll off bread and water.
I don't know if they fags or what--
search a nigga down and grab on his nuts.
And on the other hand,
without a gun they can't get none,
but don't let it be a black and a white one,
'cause they'll slam ya down to the street top.
Black police showin' out for the white cop,
but Krayzie Bone will swarm
on any muthafucka in a blue uniform.
Just 'cause I'm from the C-L-E,
the punk muthafuckas are afraid of me, huh.
A young nigga on the warpath,
and when I'm finished,
it's gonna be a bloodbath
of cops dying around my way.
Yo, bitch, I got somethin' to say:
[Sirens blaring.]
Fuck the police. Fuck the police. Fuck 'em . . .
You're muthafuckin' right.
Krayzie and Layzie:
Fuck the police and Bone said it with authority,
'cause the niggas on the street is a majority, a gang,
and it's whenever I'm steppin'
that a muthafuckin' weapon is kept in
the stash spot for the so-called law,
wishin' Bone was some niggas that they never saw.
Lights start flashin' behind me,
but they scared of a nigga,
so they mase me to blind me,
but that shit don't work. I just laugh,
and plus, it gives 'em a hint not to step in my path.
The police, I'm sayin', "Fuck you, punk."
Readin' my rights and shit.
It's all junk.
Pullin' out a silly club,
so you stand with a fake-ass badge and a gun in your hand,
but take off the gun,
so we can see what's up,
and I'll go at it, punk,
and I'm a fuck you up.
Made ya think I'm a kick your ass,
and drop the gat,
and Bone's gon' blast.
I'm sneaky as fuck when it comes to crime,
and I'm a smoke 'em now and not next time.
Smoke any muthafucka that sweats me
and any asshole that threatens me.
I'm a sniper with a hell of a scope,
takin' out a cop or two.
They can't fuck with me.
The muthafuckin' killa that's mad
with potential to get bad as fuck.
Now I'm a turn it around--
dig in the clip, yo,
and this is the sound: [Two Gunshots.]
Yeah, somethin' like that,
but it all depends on the size of the strap.
Takin' out a police will make my day,
and the niggas like Bone, don't give a fuck to say . . .
[Sirens blaring.]
Fuck the police. Fuck the police. Fuck 'em . . .
You're muthafuckin' right.
I'm tired of these muthafuckin' jackins.
Sweatin' my thug, while we be thuggin' in the shack and
shinin' the lights in my face and for what?
Maybe it's because I'm kickin' so much butt.
I kick ass, nigga.
Maybe, 'cause I blast
on a stupid-ass nigga when I'm playin' with the trigger
of an uzi or an AK,
'cause the police always got somethin' stupid to say.
They pull out my picture with silence,
'cause my identity along with my groups causes violence.
It's Bone with the criminal behavior.
Yeah, I'm thugsta, nigga,
but still I got flavor.
Without a gun and a badge, what do you got?
A nigga in a uniform waitin' to get shot
by me or one of my niggas,
and with a gat it don't matter if you're smaller or bigger.
Size don't mean shit. I'm from the old school, fool.
And as you all know, Layzie Bone came to rule.
Whenever I'm rollin',
keep on lookin' in your mirror,
and ears on cue, yo,
so I can hear a dumb muthafucka with a gun.
And when I'm rollin' off the Eight,
you'll be the one that I take out,
and then I get away,
and while I'm drivin' off laughin',
this is what I say, believe that . . .
[Sirens blaring.]
Fuck the police. Fuck the police. Fuck 'em . . .
You're muthafuckin' right.
Bone Thugs N Harmony Lyrics
Overview / Lyrics (see all) / Photos / Videos / News
Fuck Tha Police Lyrics
[Sirens blaring.]
Naughty & Nice Christmas Songs
Music News
Artist Gallery
Hot Songs
- Top Lyrics
- Featured Lyrics
- Latest Lyrics
- A Thousand Years Lyrics by Glee
- Bass Down Low Lyrics by Dev
- Bass Down Low Lyrics by Dev
- Pretty Girl Rock Lyrics by Keri Hilson
- Government Hooker Lyrics by Lady GaGa
- Freak The Freak Out Lyrics by Victoria Justice
- Mirrors Lyrics by Justin Timberlake
- Mirrors Lyrics by Justin Timberlake
- Mirrors Lyrics by Justin Timberlake
- Your Love Lyrics by Nicki Minaj
- Rhythm Of Love Lyrics by Plain White T's
- Lights Lyrics by Ellie Goulding
- Lights Lyrics by Ellie Goulding
- Try Lyrics by Pink


text:
digital artwork
Oh wow Catrin… I would so love this in my groups… really fine fine work and she is striking!!!
Thank you Linaji! I am glad you like her and I will add the image to your group too :)
– Catrin Welz-Stein
the title reminds me of the other kind of collector with indian accent,,lol. She is much gentle:D.
Great work….seems like an amazing collection of the best making the best ;)
Wonderful work, xo
Gorgeous work of art. Well done.
Dreamy… superb !
Lovely image
It is beautiful!!!…all your digital pieces are great!


text:
December 22, 2014, 08:00 am
Coal use is soaring -- that's good news
By Robert Bryce
Global coal prices are falling and coal demand is rising.
December 22, 2014, 08:00 am
By Robert Bryce
Global coal prices are falling and coal demand is rising.
December 21, 2014, 12:00 pm
By Phaedra Dugan
Normalizing relations with communist regimes does not make them free. It only makes America complicit in their brutality.
December 21, 2014, 09:00 am
By Anna-Maria Kovacs
Ensuring that minorities have access to the Internet is crucial to the economy.
December 20, 2014, 12:00 pm
By Charles A. Simonton, MD
Clinical superiority remains our threshold, but quality of life matters.
December 20, 2014, 10:00 am
By Erik Telford
Unreasonable blanket style edicts and layers of bureaucracy hurt manufacturers.
December 20, 2014, 09:00 am
By Larry Hausner
This year, one in three Americans chose to forego medical care for themselves or a family member because of cost concerns.
December 19, 2014, 05:00 pm
By Fred McKinney
Today we are witnessing the scapegoating of Uganda on the issue of LGBT discrimination.
December 19, 2014, 04:30 pm
By Maggie O'Donnell
The end of a war that lacked a clear and attainable end goal also lacks a victor.
December 19, 2014, 04:00 pm
By Sandy Kennedy
In less than a year's time, retailers hope to have "chip-and-PIN" card readers up and running.
December 19, 2014, 03:30 pm
By Arthur Levine
There is an extraordinary opportunity for federal policymakers to encourage states to take action.
The Hill 1625 K Street, NW Suite 900 Washington DC 20006 | 202-628-8500 tel | 202-628-8503 fax
The contents of this site are ©2014 Capitol Hill Publishing Corp., a subsidiary of News Communications, Inc.


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Ang Lee
28 Ang Lee Articles
Life of Pi actor Suraj Sharma nominated for BAFTA 2013 Rising Star Award2 years ago 0
He is the only male actor named for the British Academy of Film and Television Arts' 2013 EE Rising Star Award Indian actor Suraj Sharma, who played… Read Article ▶
Life of Pi box office report: Only Rs 3.5 crore in India?2 years ago 0
Irrfan and Tabu's film directed by Ang Lee gets average collections in theatres Despite garnering some positive reviews, director Ang Lee's Life of… Read Article ▶
Life of Pi hero Suraj Sharma is allowed to take exams2 years ago 2
The young actor was barred from sitting for his exams after he failed to submit any assignments Suraj Sharma, who made his Hollywood debut in Ang… Read Article ▶
IFFI 2012: Irrfan, Tabu light up Goa2 years ago 0
Cineswami gives a low down on the happenings at the 43rd International Film Festival of India India's gift to world cinema, Irrfan, and his Life of… Read Article ▶
LIFE OF PI movie review: Suraj Sharma takes the cake and all the icing for sure!2 years ago 1
The movie, which also stars Tabu, Irrfan Khan and a magnificent tiger, pulls you in with really amazing visuals and, by the end, creates a heavenly… Read Article ▶
Is Tabu ready for a relationship?2 years ago 0
The Life of Pi actor says she is in a good space now and might be ready to take the plunge "I am in a good space now to be in a relationship. I know… Read Article ▶
Kamal Haasan turns journalist; interviews Hollywood director Ang Lee2 years ago 1
The Life Of Pi director is in India to promote his new 3D film starring Tabu, Irrfan and Suraj Sharma. The Oscar winning director was interviewed by… Read Article ▶
Oscar winning director Life of Pi Ang Lee talks about cast members Tabu and Irrfan Khan2 years ago 0
The first time he met Tabu, Ang Lee was shocked to find that she looked so much younger than she had in her film Namesake that he saw five years… Read Article ▶
Oscar-winning director Ang Lee in India to promote Life of Pi2 years ago 1
The Academy Award-winning director's new production Life of Pi will also be the inaugural film of the 43rd International Film Festival of India… Read Article ▶
Irrfan and Tabu's Life of Pi new trailer: Mindblowing!2 years ago 0
The second sneak peek of the Irrfan and Tabu-starrer Life of Pi is as spellbinding as it is surreal The second trailer of the Ang Lee-directed Life… Read Article ▶
LIFE OF PI theatrical trailer: Why is Irrfan missing?2 years ago 2
The first trailer of The Brokeback Mountain director's next film is out, and we are impressed! It is always tough to convert a novel into a movie… Read Article ▶
Adil Hussain: Saif Ali Khan, Kareena Kapoor were very accommodating!3 years ago 0
After having done bit roles in Vishal Bhardwaj's Kaminey and Abhishek Chaubey's Ishqiya, he will be seen as 'Colonel' in Sriram Raghavan's Agent… Read Article ▶
'Spider-Man' director all praise for Irrfan Khan3 years ago 0
Marc Webb said very strong directors in the West are taking notice of the actor Irrfan Khan is on a high after the stupendous success of his film… Read Article ▶
More Ang Lee


text:
pop in for a chat or some home baking , gin served after 6.00pm
Morning! I'm off to swim in a lido today. I suspect it will be too hot for me and very crowded, but I will be with good company so it will be fun.
Morning! I am lazing around for a while but might go out in a bit
Did a 70 mile bike ride across the Severn Bridge. Great Day for it. The group were quite strong, and I got spat out of the back of the pack after 50 miles, but I was anticipating that. FFS I was twice the age of some, but probably not the youngest. A good ride though, my Severn Bridge cherry has been popped, and I need a rehydrating beer or three.
I've now cleaned the excess oil off the bike (so that the brakes work), and mended a puncture picked up outside the house.
BBQ rib eye steak tonight.
Waiting for the day to cool down before I go for a bimble in the woods. Usual cycle commute to work this am. I really need to get some running in.
Morning.Marshalling at the local sprint tri, and about to set off. It's a deffo for suncream.Somebody's mullered my legs. (Probably not the oldest, my previous post should say).
Off to dehydrate. have a good day.
Enjoy yourselves Blisters and CP
I'm about to get rid of A for the day and then off for a run
I've met up with CP at his run. Had a great time eating cake and drinking wine in the park afterwards and then almost had to carry bear home after a trip to the pub while waiting for the train to arrive.
Lots of people at the London 10k, and most people seem to have enjoyed themselves in the sunshine. (Ref SCaz post).
I notice that my posts this weekend have been slightly suffering from mis-spellings. "Off to dehydrate." Sounds like I'm heading for strong liquor and caffeine. Perhaps I did mean it, but by standing in the sunshine on a corner in the countryside. It was quite pleasant. Useful sunbathing.
This evening's swim was another notch of progress. I'm still useless, but as such, progress is easy to detect. The last 2 lengths I swam a breast stroke for a cool down. They were faster than the crawl from the lady in front. She noticed.
My breast stroke is faster than someone I swim with Fly. My breast stroke is almost stationary.
I did a lot of hill work today and set a new pb for getting up the stairs. (to the bathroom in case you were wondering). I have now rehydrated with a beer.
Lifted your finger off the shift key to soon there.
Listens to the echo and watches the tumble weed.
Fires gone out and the coffe is cold. The Cake tin empty and theres a bit of mould.
Hellllooooooooooooooo USB, any news on how it went with MiL?
*refills cake tin and puts the kettle on to boil*
Been a busy day. Had a look at the house that I am going to be looking after and it is lovely. Then had an interview that went ok, and hopefully I will hear tomorrow whether I have been selected for a second interview. Then been for a sea swim. it was a tough swim. The tide turned while we were out there so we were fighting it in both directions. It was a bit windy too, which made it choppy. It was nice and warm though.
Good luck with the interviews SCaz, and as you know, it's better to train hard so you can race easy. Enjoying the sea swim like that is making me jealous. One day I'll be able to do it.
Chocolate biscuit cake anyone? There's only a few pieces left and the wife has counted them. So make sure that you cut a piece in half so that there's the correct number left.
I made lamb curry with the remains from the BBQ butterfly leg of lamb. Rather tasty if I may say so. D-1 also had a portion, but ended up sticking her tongue in a glass of water afterwards!
SOLB - we spent a good hour up there tonight as she ate her soup and sandwich and rabbited for England. Some of it made sense
Read the carer's folder and added our mobile numbers (they only had the landline). Looks as if the focus is on returning her to her previous level of independance in selfcare and feeding herself. No mention of mobility outside but I guess that may be the remit of the Stroke Outreach Team.
Our intention now is to stay clear till Saturday and see how it goes.
It's as much the company as the swimming Blisters. I have a great bunch of people down here to swim with. Today it was me and 'the lads'. We also had a new girl turn up.
Tomorrow I am swimming with the OSS Surrey crowd at lunchtime, then with tri club in the evening, unless Andy pulls his finger out and organises something with the OSS Hampshire lot.
Good evening. I have been informed that the sea temp is a balmy 14oC today. Still way to cold for me unless I take my meds. Haven't tested that one out yet. I may try a dip in the water for a few mins and see if I don't turn too blue. if I do it while it's still warm then i should suffer too much. I will still have to take my heater and hot choccie with me though.
csam, as another who loses all colour from the fingers between September and March I understand where you are coming from. However, I have raced in winter but accepted that it'll take me a while to warm back up. As the heart is asked to pump at elevated rates the net result is that the fingers eventually get warm. I suppose that it works in the sea too, but can't guarantee survival unless you can swim HARD for over an hour. I recall that I've done a couple of cold wet races when it was mile 8/9 before I warmed up. Not bad for a 10 mile race at pb pace.
PS I drink a lot of tea too. Large mugs of it. Partly they are to wrap my hands round to warm up again.
Hot tea is essential after any open water swimming. Its the only time I drink standard tea
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Wow your guests with dinner party recipes that are as budget-friendly as they are beautiful to behold
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Nov 13, 2013 at 10:56AM
Casey Barber
Made with pantry staples, you probably already have most of the ingredients for this rich chicken curry in your pantry. Serve with rice and prepare for compliments all around.
Get the recipe for Easy Chicken Vindaloo
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Alumni Profiles
Josh Nymeyer ('14)
Pricing actuarial at Zurich Insurance, Overland Park, Kansas
In 2012, Josh Nymeyer was a busy guy. As a third year student on the campus of Dordt College with two majors, he decided to pick up a third in the form of actuarial science. In September, with nearly an entire school year yet to complete, Nymeyer received his first job offer as an actuary. In just over one year's time, Nymeyer had traveled a road filled with hours of hard work and more studying than he originally planned. But when he picked up his phone to hear Zurich Insurance on the other end, it was worth it.
When Nymeyer heard about actuarial science in his junior year, he was excited right away and began looking into it. Already studying business finance and accounting, it seemed like the perfect fit to him. He picked up the third major and began preparing for the first actuarial exam without much knowledge of the process. "I went into the first one (FM) expecting it to be easy. It's a standardized test, it couldn't be that bad."
"I was wrong."
Nymeyer studied about 80 hours for the first exam. The recommended standard is 300 hours. "After I failed the first one, I knew how much work had to be done to prepare for the next. I studied much more and passed." He immediately began studying for the second exam and started applying for internships right away.
Nymeyer knew he needed to secure an internship for the summer, and he knew he was late to the party. As a junior with just one exam passed, he was already a couple years behind. "I knew I had to work hard to get a summer internship before my senior year. I probably applied around 40 places all over the country, and heard back from three of them." One of those three was Zurich Insurance. Nymeyer accepted and spent the summer of 2013 in Kansas City. A few months later came the job offer.
Actuarial internships often lead to job offers, and Nymeyer knows he wouldn't have received his offer without the summer in Kansas City. Working hard for the company while also studying for his next exam was crucial. "Actuarial internships are like extended interviews and are important for both parties. I showed them my capabilities and work ethic, and they showed me what it's like to work at the company."
Nymeyer recommends working very hard to get an internship as soon as possible, and then continuing to work hard in that internship to secure a job. He also insists Dordt prepared him for the hard work that comes along with actuarial science. "Having an actuarial science major shows companies your interest in the area. That is only one of the reasons I'm thankful for Dordt College and its actuarial program."
Nate De Boer ('06)
Managing actuary, Economic Capital Modeling at Mutual of Omaha, Omaha, Nebraska
According to Nate De Boer, "Failing is normal."
Perhaps that isn't a phrase a person would be excited to hear in a serious conversation, but when talking about the actuarial exam process, it's quite true. Nate De Boer recognizes the normality of failing in a process with a 41.6 percent pass rate. It's really just simple math. These facts only make De Boer more thankful for his time at Dordt College that prepared him for his employment as an actuary at Mutual of Omaha.
Before graduating in 2006, De Boer's study of mathematics at Dordt prepared him to pass 50 percent of the actuarial exams he took. But beyond the technical skills needed to pass the exams, De Boer acquired many more important tools while on campus, primarily stemming from his study schedule. "Finding a way to fit rigorous, efficient studying into my daily college life was crucial. Balancing my time well allowed me to experience other important parts of college."
This meant many late nights studying alone, but freed De Boer to have a life outside of the books. Participating in various activities and being a part of a healthy social circle was an important part of college for De Boer. He also spent time outside of class tutoring his peers.
Along with the technical math skills clearly needed by actuaries, De Boer strongly recommends a variety of business courses, computer programming, and communication classes. "Communication is a skill definitely needed by actuaries today. Developing writing and speaking abilities can really give you a leg up on the rest." For De Boer, his tutoring was particularly helpful in teaching him how to convey information to others.
In addition to his college preparation, De Boer also had an internship at Mutual of Omaha in his junior year. "My internship really introduced me to the business setting and gave me practice being an accountable employee for the company."
De Boer enjoys what he does today, modeling the company's financial profile under a variety of economic scenarios, interest rates, and catastrophes in the country. After seven exams and eight years at Mutual of Omaha, he has also identified the morality factor in his job. "In a very complex financial situation it could be potentially easy to manipulate results." And for that, he's thankful for his rounded education at Dordt.
Nathan Schelhaas ('97)
A fellow in the Society of Actuaries, senior actuary at Principal Financial Group, Des Moines, Iowa
"So many people are gifted in math, but aren't sure how to use their skills in a vocation. This program will give them an avenue," said Nathan Schelhaas.
"As a practitioner of the actuarial profession, I can't help but look back to my time at Dordt and think of the many benefits this program would have offered, not the least of which would be to answer the pesky but frequent question, 'So what are you going to do with that fancy math degree?' The actuarial science major will add to an already strong mathematics program at Dordt, giving existing students another focus for their talents and helping attract bright new students."
Chris Veenstra ('85)
Co-president of Watkins Ross & Co., Grand Rapids, Michigan
Without a degree in actuarial science, one might wonder how Chris Veenstra could end up as an established actuary at Watkins Ross & Co. In fact, it may be difficult to believe that a major in biology and a minor in chemistry eventually led to Veenstra's role as vice president overseeing the development of retirement planning packages. Veenstra didn't end up where he is today without hard work and dedication, and his journey began at Dordt College in the early 1980s.
While at Dordt, he participated in track, choir, and intramurals and enjoyed being involved in other social activities. "I didn't apply myself as rigorously as I probably should have and didn't pursue my math degree until after graduating from Dordt," said Veenstra, who continued on to CSUF and studied applied math in 1991.
From there, he was led into the field of actuarial science and began preparing for the exams. Veenstra testifies that his study time and effort varied from "a lot" to "a lot more." Through the lengthy testing process, he noted the importance of staying positive and avoiding getting discouraged. "Average pass rate for candidates at that time was one pass for every two attempts. My experience was pretty consistent with that."
Though Veenstra successfully completed several exams without a degree in actuarial science, he recommends the major to those interested in going into the profession. Chris said of an actuarial science major, "I would expect that program to target the skills needed for success, incorporate an actuarial exam preparation component, as well as develop networks with actuarial firms."
Veenstra is particularly excited about the actuarial science major at Dordt College. While he didn't pursue math while on campus, he nevertheless strongly values the foundational concepts incorporated into all areas of study at Dordt. "Our Christian, Calvinist tradition has emphasized steady, faithful attention to responsibilities–qualities that are valuable in fields such as mathematics and actuarial science." Coupling that along with the technical skills of math provides an educational experience that can prepare a student for the work ahead.
Understanding the big picture and having the diligence to work hard with Christian morals has been important to Veenstra at Watkins Ross. Having 22 years of experience and being in a leadership role as co-president, he knows there is more to actuarial science than crunching numbers and recognizes the importance of Christian education.


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8 results for "5 on 5"
ALDS schedule set for Games 4 and 5Richard Durrett
ST. PETERSBURG, Fla. -- MLB has set the remaining schedule for the ALDS and, as you might expect, Rangers-Rays is not a primetime affair. Game 4 is slated for 1:07 p.m. central time at Tropicana Field on Tuesday. If there is a Game 5, it would be ...Blog | October 02, 2011
Texas Rangers know AL West games are keyRichard Durrett
Playing the Yankees is big, but the Rangers know AL West games are bigger.Story | Conversation | April 17, 2011
Matt Harrison keeps proving he belongsRichard Durrett
NEW YORK -- Need any more proof that it's a different Matt Harrison on the mound this year for the Rangers than in past years? Friday's eight-inning performance in a 5-3 win over the New York Yankees at Yankee Stadium was more evidence that this y...Blog | April 15, 2011
Josh Hamilton jersey 7th most popularRichard Durrett
SURPRISE, Ariz. -- The MLBPA released the most popular jersey sales for the 2010 calendar year. The top Ranger on the list was Josh Hamilton, at No. 7. Ian Kinsler was No. 17. Cliff Lee was No. 5 and his ranking reflects all three teams he was with i...Blog | March 23, 2011
Texas Rangers' Josh Hamilton elevates improbable resurgence with ...Richard Durrett
ALCS MVP Josh Hamilton elevates improbable rise with trip to World Series.Story | Conversation | October 23, 2010
Fate of Cliff Lee, Texas Rangers on line in Game 5 of ALDS vs. Ta...Richard Durrett
Confident Cliff Lee is focused on leading the Rangers in Game 5, not his future.Story | Conversation | October 11, 2010
Rangers get highest TV ratings in 6 yearsRichard Durrett
Thursday's 3-2 victory over the Angels was the highest-rated Rangers telecast on Fox Sports Southwest in six years, according to Nielsen Media Research. Here's part of the news release: The game averaged a 5.9 household rating in Dallas-For...Blog | July 23, 2010
Rangers No. 5 in ESPN.com rankingsRichard Durrett
The Rangers made a five-spot jump in the ESPN.com power rankings thanks to their impressive road trip this past week. They are No. 5 on the list. The top 5: 1. New York Yankees 2. Boston Red Sox 3. Tampa Bay Rays 4. Atlanta Braves 5...Blog | June 21, 2010


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Back to the future?
Telehealth services, tele-nursing are on the rise
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Whatever the case, telehealth will only continue to grow, especially as technology becomes more sophisticated, accessible, affordable — and accepted — by patients, providers and policymakers. (more…)
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EDC is governed by a Board of Directors whose representatives are primarily from the private sector. The Board's responsibility is to supervise the direction and management of EDC and oversee our strategic direction as outlined in our Corporate Plan. Board members are appointed by the Government of Canada, and report to Parliament through the Minister for International Trade.
Kevin Warn-SchindelToronto, Ontario
Mr. Warn-Schindel was appointed Chairperson of EDC's Board of Directors in June, 2013. He is an investment management executive with extensive experience in global capital markets. Mr. Warn-Schindel was Group Head and Managing Director of OPTrust Private Markets Group for 10 years, starting as the first employee and building the private investment group into a global investment manager with offices in Toronto, London and Sydney. OPTrust now has a private investment portfolio of approximately $5 billion invested in over 50 investments with a long-term performance track record that leads the Canadian peer group. Prior to joining OPTrust in 2004, he held senior positions with Macquarie Bank Limited, an Australian investment bank, and RBC Capital Markets, the wholesale investment banking arm of the Royal Bank of Canada.
Jacques BoivinQuebec City, Quebec
Mr. Boivin was appointed to EDC's Board of Directors in March 2009 and reappointed for a second term in October 2012. A lawyer with Levis, Quebec's ksa, avocats, S.E.N.C.R.L., Mr. Boivin specializes in mergers and acquisitions, sales and financing, as well as bankruptcy and insolvency. He has also served as an instructor at the École du Barreau du Québec. Mr. Boivin is a member of the Barreau du Québec, the Canadian Bar Association and INSOL International. In addition to his law practice, Mr. Boivin is active in his community and serves on boards of organizations that support education and health services.
Jeff BurghardtOakville, Ontario
Mr. Burghardt was first appointed to EDC's Board of Directors in June 2008. He was reappointed for a second term in February 2012. He has worked in the agricultural industry for more than 25 years, including 13 years as President and Chief Executive Officer of Prince Rupert Grain Ltd. and as Chair of the Northwest Corridor Development Corporation. A leading advocate for his region, Mr. Burghardt has served as an industry adviser to both federal and provincial governments on issues such as transportation, economic development and investment.
Adam ChowaniecOttawa, Ontario
Dr. Chowaniec was first appointed to EDC's Board of Directors in April 2008. He was reappointed for a second term in December 2011. Currently CEO of Amiga2 Corporation and Chair of the board of Startup Canada; he has held executive positions at Acadia University, Bell Northern Research, Nortel Networks, Commodore International and Calmos Systems. After serving as both President and Vice-President of Newbridge Networks, Dr. Chowaniec was the founding CEO of Tundra Semiconductor Corporation in 1995. From 2006 to 2008, he was Chair of the Ontario Premier's Research and Innovation Council. He has been widely recognized for his leadership, business excellence and innovation, and was named Business Person of the Year by the Ottawa Chamber of Commerce in 1999.
Herbert M. ClarkeSt. John's, Newfoundland
Mr. Clarke was appointed to EDC's Board of Directors in 2009, and reappointed for a second term in October 2012. He has substantial private- and public-sector experience in areas of public policy and industry-government relationships, particularly relating to shipbuilding, marine construction, fish and fish products, and energy. Mr. Clarke is president of HMC Associates Ltd., a private consulting and investment firm. Previously, he served as Newfoundland and Labrador's Clerk of the Executive Council and Secretary to Cabinet, the most senior position in the province's public service. Mr. Clarke has been a member of the Canada Newfoundland Offshore Petroleum Board, founding Chairman of the Fisheries Resource Conservation Council, and Public Review Commissioner for a major offshore oil and gas project.
Lindsay GordonVancouver, British Colombia
Lindsay Gordon was appointed to EDC's Board of Directors in April 2014. Mr Gordon spent 25 years with HSBC, one of the world's largest banking and financial services organizations, including President and CEO for nine years and prior to this, he spent 10 years in senior roles with EDC. Mr. Gordon currently serves on a variety of Boards including HSBC France and the Center of Excellence for Marine Transportation. He is also Chancellor of the University of British Columbia (term commencing July 1, 2014), a member of the Business Council of British Columbia Chair's Forum and Governor and Co-founder of Governor and Co-Founder of the CHILD Foundation. Mr. Gordon was a past Director for the CD Howe Institute, and was a member of the Canadian Council of Chief Executives. Mr. Gordon was the 2010 recipient of the B'nai Brith Award of Merit for Outstanding Canadians and a recipient of the 2012 Queen Elizabeth II Diamond Jubilee Medal. He holds a BA and MBA from the University of British Columbia.
Vikram KhuranaToronto, Ontario
Mr. Khurana was appointed to EDC's Board of Directors in April 2013. He is the founder and CEO of Prudential Consulting, a Toronto-based IT-enabled service provider, and has interests in other Asia-centric businesses. Prior to becoming an entrepreneur, Mr. Khurana worked with Toronto Dominion Bank in Commercial Credit. He has served on the board of numerous multinational companies and non-profit organizations and is currently a board member of the Asia Pacific Foundation of Canada (APFC), Canada Post Foundation, and Advisory Board of the Indo Canada Chamber of Commerce. He is also a member of the Canada India CEO Forum. Mr. Khurana is an Engineering graduate from India and holds a Masters in Business Administration from St. Mary's University in Halifax.
Elliot LifsonMontreal, Quebec
Elliot Lifson was appointed to EDC's Board of Directors in March 2012. Mr. Lifson is President of the Canadian Apparel Federation. He is Vice-Chairman of Peerless Clothing Inc. In addition to his duties with the Federation, he is a member of the Board of the Apparel Manufacturing Institute of Quebec, Director of the Fondation De La Mode De Montreal and Director of Manufacturers and Exporters of Quebec. He is also a Director of the Apparel Human Resource Council. As well, Mr. Lifson is Past Chairman of the Board of the Montreal Board of Trade and he currently sits on the Board in an advisory capacity. Mr. Lifson is also the Division Chair for the apparel sector of the Ministère du Développement Économique, Innovation et Exportation. Mr. Lifson sits on the Board of many charitable institutions and currently serves as Professor at the Desautels Faculty of Management at McGill University. Mr. Lifson was recently nominated to the Quebec Government Committee, Export Québec. He is a graduate in Law from the Université de Montréal and a member of the Quebec Bar. He received his MBA from the Ivey School of Business, University of Western Ontario.
Donald A. MacLeodDartmouth, Nova Scotia
Mr. MacLeod was first appointed to EDC's Board of Directors in 2008 and was reappointed in December 2011. Currently serving as Vice-President and General Manager for J. Ray McDermott Canada, Ltd. Mr. MacLeod has held senior management positions within McDermott and its predecessor organizations since 1989. He has extensive involvement in commercial transactions in Canada and internationally within the shipping and offshore oil and gas sector. Mr. MacLeod is Chair of the Shipowners' Mutual Protection and Indemnity Association (Luxembourg), and holds positions on several of its affiliates and management committees. He is a member of the Nova Scotia Barristers' Society, the Canadian Bar Association and the Canadian Maritime Law Association.
Jason T. StefansonWinnipeg, Manitoba
Mr. Stefanson was appointed to EDC's Board of Directors in May 2014. He is currently Vice Chairman and Managing Director of CIBC World Markets in Western Canada, where he advises public, private and government clients. Prior to that he has been a senior executive at Ensis Capital Corporation, a manager of venture capital funds; at Assante Corporation, a wealth management firm; and at Canterbury Park Capital, L.P. a Western Canadian private equity fund. Mr. Stefanson practiced corporate and securities law at Pitblado & Hoskin in Winnipeg, and has served on a number of private company and charitable, community and political boards. Mr. Stefanson attended the University of Manitoba Faculty of Arts, and is a graduate of Osgoode Hall Law School.
Jeffrey SteinerToronto, Ontario
Mr. Steiner was appointed to EDC's Board of Directors in December 2010. Before establishing New Franchise Media in 2010, Mr. Steiner served approximately seven years as President and Chief Executive Officer of the Toronto Economic Development Corporation (TEDCO), and three years as a board member of the Alcohol and Gaming Commission of Ontario. Mr. Steiner currently serves as Chair of the Governance Committee on the Board of Directors of the Ontario Centres of Excellence Inc., which oversees government investment in the commercialization of university R&D through industry-academic collaboration and venture capital finance. He is an active member of the Young Presidents' Organization (YPO) Toronto Chapter and the Institute of Corporate Directors with an ICD.D designation.
Darlene ThibaultLaval, Quebec
Ms. Thibault was appointed to EDC's Board of Directors in January 2010. A Director at the Bank of Nova Scotia since 2005, Ms. Thibault is responsible for Credit Lease Scotia and the Immigrant Investor Program in the Quebec region. Her 20-year career in the financial industry has included positions at HSBC Bank, the Bank of Montreal, Bombardier Capital Ltd., AT&T Capital Canada Inc., and Pitney Bowes Leasing.
In addition to overseeing day-to-day operations, the Executive Management Team plans and executes the business strategy as outlined in the Corporate Plan.
Benoit DaignaultPresident and Chief Executive Officer
Effective February 5, 2014, Benoit Daignault was appointed as President and CEO. Prior to this appointment, Mr. Daignault served as Senior Vice-President, Financing Products for two years, where he led EDC's various lending practices including Commercial Finance, Corporate and Asset based lending, Project Finance, as well as the Equity Investment program. Prior to that, he served as EDC's Senior Vice-President for Business Development. Before joining EDC in 2004, Mr. Daignault spent more than 10 years with General Electric Capital, where he held increasingly senior positions in both Canada and the U.S. Mr. Daignault has a Baccalaureate in Business Administration from l'École des Hautes Études Commerciales in Montreal and is a CFA charterholder. He completed the Proteus program of London Business School and the Senior Executive Program of Columbia University.
Carl BurlockSenior Vice-President and Global Head, Financing and Investments
Carl Burlock was appointed Senior Vice-President and Global Head, Financing and Investments in May 2014. Since joining EDC in 1997, Mr. Burlock most recently served as Vice-President, Commercial Markets and Small Business where he was responsible for account management and business development activities for Canadian businesses in the commercial and small business segments. He also served as Vice President of HR Client Services, overseeing a broad portfolio of critical HR functions, Director of EDC's Extractive and Resources Financing team, as well as various positions within EDC's industry sector areas. Prior to joining EDC, Mr. Burlock spent nine years as a Mechanical Engineer for Nova Scotia Power Inc., primarily in mechanical design and construction. He holds an MBA from Dalhousie University and a Bachelor in Mechanical Engineering from the Technical University of Nova Scotia.
Catherine DecarieSenior Vice-President, Human Resources and Communications
Catherine Decarie was appointed Senior Vice-President, Human Resources and Communications in August 2013, a role to which she brings deep Human Resources experience, a multi-disciplinary approach and a passion for innovation. She is responsible for the development of EDC's people strategy to attract, engage and develop the talented employees who deliver on EDC's vision and business objectives, in support of Canadian trade. After earning her BA from Mount Allison University, Ms. Decarie pursued an LL.B. from Queen's University and was called to the Ontario Bar in 1996. She articled with McCarthy Tetrault and has held numerous legal and human resources positions within the Toronto head office of a national retailer. She has served at EDC since 2001, rising to the position of Vice-President, Organizational & Employee Development before taking on her current role as a member of the Executive team. Ms. Decarie is a member of the Law Society of Upper Canada and currently sits on the International Program Advisory Committee for Niagara College. She is also a former member of the Board of the Boys and Girls Club of Ottawa.
Pierre GignacSenior Vice-President and Chief Risk Officer, Enterprise Risk Management
Mr. Gignac was appointed Senior Vice-President and Chief Risk Officer, Enterprise Risk Management in January 2012, after serving as Senior Vice-President, Insurance since January 2004. From June 3, 2013, to February 5, 2014, Pierre Gignac was appointed by EDC's Board of Directors to serve as Acting President until a permanent President and CEO was appointed. Mr. Gignac joined EDC in April 1999 as Director, Claims and Insurance Accounting and later moved to Vice-President, Insurance and Loans Services and then Vice-President, Short-term Credit and Risk Assessment. Prior to joining EDC, Mr. Gignac held senior posts during his 14-year career at Metropolitan Life Insurance Company. Mr. Gignac is a Fellow of the Society of Actuaries, Fellow of the Canadian Institute of Actuaries, and a Chartered Financial Analyst. He is a graduate of Columbia University's Senior Executive Program and from Laval University in Quebec City.
Ken KemberSenior Vice-President, Finance, and Chief Financial Officer
Ken Kember was appointed Senior Vice-President, Finance, and Chief Financial Officer in 2009. Mr. Kember leads the Finance organization which includes Treasury, Corporate Finance & Control, Loans Services and Corporate Services. Mr. Kember has held various positions of increasing responsibility in the Finance Group, and served as Vice-President and Corporate Controller for five years before taking on his current role. Prior to joining EDC in 1995, he was a senior manager in the Accounting and Audit Group of PricewaterhouseCoopers in Ottawa. Mr. Kember holds a B.A. and a Master of Accounting degree from the University of Waterloo, and is a Chartered Accountant and Certified Management Accountant. He is also a graduate of the Senior Executive Program of Columbia University. Mr. Kember serves on the board of the National Capital Region Chapter of Financial Executives International.
Derek LayneSenior Vice-President, Business Solutions and Innovation Group
Derek Layne was appointed Senior Vice-President of the newly created Business Solutions and Innovation Group in December 2011. In this capacity Mr. Layne is responsible for managing the technology platforms, information management systems, and the centres of expertise for business architecture, and business process and business intelligence which enable EDC's operations. Mr. Layne held various management positions within EDC's lending practice and served as EDC's Chief Risk Officer for four years prior to assuming his current role. He has over 20 years of experience in underwriting international financing. Prior to joining EDC in 1992, Mr. Layne worked for an engineering firm. Mr. Layne holds a Bachelor of Mechanical Engineering degree from Carleton University and a Master's in Business Administration degree from the University of Western Ontario. He is also a graduate of the Senior Executive Program of Columbia University.
Norman LowInterim Senior Vice-President, Business Development
Norman Low was appointed Interim Senior Vice-President, Business Development Group in June 2014. In this role, Mr. Low leads the business strategy of the corporation. He is responsible for EDC's business origination and client coverage across all industry sectors, product lines and customer segments. Prior to this position, Mr. Low served as Vice-President, Strategic Sectors. Since joining EDC in 1988, Mr. Low has also served as Vice-President, Information Technologies Group as well as Director of EDC's Aerospace, Telecom, and Risk Management Office's Endorsement Teams. Prior to joining EDC, Mr. Low worked in a variety of positions at CIBC. Mr. Low has a Bachelor of Arts in Economics from Queen's University and a Masters of Business Administration from Dalhousie University. He is also a Fellow of the Institute of Canadian Bankers.
Jim McArdleSenior Vice-President, Corporate Affairs and Secretary
Jim McArdle was appointed as Senior Vice-President, Corporate Affairs & Secretary in January 2012, after serving as Senior Vice-President, Legal Services and Secretary since 2006. Mr. McArdle is responsible for Strategic Planning and External Relations, Enterprise Portfolio Management Office, Stakeholder Engagement and is Secretary to the Board. Mr. McArdle joined EDC as a Legal Counsel in 1993 and became Senior Legal Counsel in 1994. He was appointed General Counsel and Senior Assistant Secretary in July 2002. Prior to joining EDC, he was a member of a national Toronto law firm for 10 years and is a graduate of Columbia University's Senior Executive Program.
Clive WitterSenior Vice-President, Insurance
Clive Witter was appointed as Senior Vice-President, Insurance in May 2012. Mr. Witter has 30 years experience in finance and insurance, most of it in senior leadership positions. Originally from the United Kingdom, Mr. Witter has also worked in Canada, Ireland, Belgium, and Hong Kong. Prior to joining EDC, he worked for PWC and then AVIVA Composite Insurance Group, one of the world's largest insurance companies. His most recent position was as Chief Operating Officer, Continental Europe for Willis International, General Insurance Brokers, based in London. A Chartered Accountant, Mr. Witter is a graduate of University College of Swansea, Wales. He also sits on the Board of Directors of the Receivables Insurance Association of Canada.
The Audit Committee is composed of directors independent of EDC management. This Committee assists the Board in fulfilling its responsibilities related to financial matters, business ethics, environmental review and our Compliance Officer program. The Committee regularly meets independently with representatives of the Office of the Auditor General and EDC's internal auditors. The Terms of Reference for the Audit Committee of the Board of Directors outline the Committee's composition, purpose, areas of responsibility and related work and are reviewed on an annual basis.
EDC employees are required to abide by the public-sector-wide Values and Ethics Code. Monica Ryan, EDC's Compliance Officer, has been designated as the contact person for members of the public who may have reason to believe an EDC employee is not complying with the new public sector code. More information
As part of our effort to continually improve our social responsibility practices, we created a Corporate Social Responsibility Advisory Council to provide advice and guidance on our CSR practices. For more information see Corporate Social Responsibility.
2013 – 2017 Corporate Plan Summary (PDF)
Board of Directors Audit Committee Terms of Reference (PDF)
EDC: Anticipating Needs Delivering Results (PDF)
The Standing Senate Committee on Foreign Affairs and International Trade Report, June 10, 2009 (PDF)
Export Development Act
Financial Administration Act
The Legislative Review of Export Development Canada
Detailed information on our performance measures and highlights.


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Patient Teaching Guide: Coumadin Therapy - page 2
This is an informational guide that I created for patients who are presently on Coumadin or expected to be on Coumadin upon discharge. It is in article form because it was a freelance article that I wrote. As we all know, it is... Read More
- 0Apr 21, '11 by CRF250XpertQuote from blebsthanks for that. please, nurse, never teach my pts to stop eating green leafy veggies. i want all of my patients to eat healthy food choices and that includes a diet rich in exactly those foods you guys are telling my patients to avoid. stop! thanks. instead, please do teach them that changing their vit k rich food intake alters the inr. use a balance beam analogy, pushing vs. pulling, etc. just get them to eat the same amount all of the time and avoid huge changes. thanks.one should avoid binge eating of high vit k content foods, but should otherwise eat them as always and have the coumadin dose adjusted for that diet. people need these nutrients and some managers have told them to avoid them altogether. best thing you can do is allow a person to eat like they normally do, never bring up the vit k thing and then it won't be so hard to stabilize them, because they won't be trying in vane to reduce their vit k intake.
remember when you mom said, eat your veggies? she was right!


text:
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Mar 6, 2012 in Food Network Community Toolbox on FoodNetwork.com
"I don't know where I went wrong with this one; as the recipe says, it's not exactly difficult. Meat was dry, flavourless and only barely edible, "sauce" wasn't sauce, it was an almost solid lump of glop (no idea what it tasted like as I wasn't about to put something that looked like that in my mouth. I've cooked lamb shanks before, so I'm familia..."


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Telular Management Discusses Q3 2012 Results - Earnings Call Transcript
During the call, we will also refer to adjusted EBITDA, a non-GAAP financial measure. Adjusted EBITDA is a non-GAAP measure, which adds back interest expense, income taxes, depreciation, amortization and stock-based compensation to net income.
At this point, I would like to turn the call over to Mr. Joe Beatty.
Joseph A. Beatty
Thank you, Ellice [ph]. Good afternoon, everyone. We're pleased with the revenue growth and profitability we delivered this quarter. Revenue from our 3 businesses: Telguard, SkyBitz and TankLink, continue to grow as we focus on expanding our market opportunity. We're building upon our stream of high-margin, recurring service revenue, ending the quarter with approximately 809,000 billable units company-wide. Our leading reputation and product innovation are keeping us ahead of the curve and we're experiencing strong demand for our products and services, particularly with the 3G/4G Telguard units.Our businesses are operating very well and we're executing on our strategy to drive profitable growth. Cash generation remains strong and predictable, allowing us to reward our shareholders with a regular quarterly dividend payment. Looking forward, we have increased our fiscal year 2012 adjusted EBITDA guidance, and feel confident in our continued execution. I'll go into more detail on our progress this quarter, as well as our long-term strategy, later in the call. First, I'll turn the call over to Jonathan Charak, our CFO, to review our financial results. Jonathan M. Charak Thank you, Joe. Good afternoon, everyone. We delivered strong third quarter financial results and have increased our guidance of adjusted EBITDA for fiscal 2012 to $17 million to $17.5 million. For the quarter, we recorded total revenue of $22.9 million, including $13.3 million or 58% from recurring services. Pretax income was $2.4 million and adjusted EBITDA, a non-GAAP financial measure, was $5 million. As we mentioned last quarter, we are now reporting the combined results of our Telguard and TankLink business lines within the Event Monitoring segment, while SkyBitz will be included in our Asset Tracking segment.
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drew Roberts wrote:
the "save" button is to save current settings and only those as a named
those settings are the ones seen in that particular page
(Setup/Settings), being the ones strictly related to jackd arguments.
the "save" is about creating/updating a named preset. it is _not_ to
save nor commit the program configuration state to disk. still that only
occurs on program exit.
the other setup pages, Options, Display and Misc., all refer to global
user configuration options that refer to qjackctl behavior per se, not
the jack server settings.
> Is it that the save commits to an in memory config change but that change does
exactly. again, if you have several local instances of qjackctl running,
their configurations will most probably clash and step on each other
toes and only the last one that exits will prevail. that applies to
window positioning as well, the position of the last quitting is the one
that will get restored next time qjackctl starts.
configuration is read at qjackctl startup, changed in memory during
runtime and committed to disk on exit. that's one of the biggest and
fundamental reasons for the single application instance restriction.
again, you as human user, are not supposed to touch the configuration
file, so don't you bother where it's located nor named after
> I sometimes switch between my usb sound card and my internal soundcard. I stop
when you switch to a particular preset, that will affect the default
preset name that will get selected next time qjackctl runs (if you don't
call it explicitly through eg. qjackctl --preset=int48 command line)
rncbc aka Rui Nuno Capela
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Hepatitis C: More Widespread Than HIV And AIDS - page 2
An insidious killer has attacked an estimated 170 million people globally and continues to lurk in the shadows. As a nurse, nursing student, other type of healthcare worker, or member of the public, you have undoubtedly... Read More
- 0Aug 18, '12 by blueheavenMany people with HCV do not clear depending on the type of HCV virus. He may not have been compliant due to the side effects he was experiencing.
Please, please make sure that he is screened for HCC on a regular basis. Usually AFP level (which is not a 100% indicator) and an ultrasound every 6 months.
- 0Aug 18, '12 by Esme12, BSN, RN Senior ModeratorQuote from blueheavenI am so sorry for your loss.......:kissThe chances that Hep C would be transmitted sexually are very small in committed relationships, but still there is a chance. No sharing of razors, toothbrushes and use protection during sex are the rule. I know much about hepatitis C and the havoc it causes in people's lives. The most common HCV in US is type 1a. This particular strain is very resistant to treatment and only permanently effective in a low number of patients. Prior to the new antivirals that were finally OKed by the FDA, only treatment available was PEG-interferon and Ribavirin. These two drugs have a lot of side effects and sometimes they are so bad that the patient goes off treatment. There are other factors that will cause a patient to be taken off treatment by their doctor, such as viral load not lowering enough within treatment parameters.
The new antivirals along WITH PEG interferon and Ribavirin are a major step in treatment. More patients (esp. 1a) have a faster decrease in viral load and clear the virus. Treatment protocols do not have to be as long as previous but this is up to the individual hepatologist.
Vietnam era veterans have a high number of HCV occurances. When talking with your patient, ask if they were in the military and during what conflict. If it was during Viet Nam era encourage them to get tested.
All people with the virus need to be regularly screened for Hepatocellular Cancer!! This virus contributes to the development of HCC (hepatocellular carcinoma) This cancer is not usually detected until it is quite advanced.
As to the person in NH who spread the virus...he wasn't only in NH. He was in many other places too. Sad that this *^%$ cannot be tried for attempted murder.
I just lost my wonderful husband of 8.5 years 6 weeks ago to this damnable virus. He found out he was infected in 1996. When he had his first biopsy he was told that he probably caught it in the early 70s. The same time he was in the Army. We feel that the air guns that were used by the military for vaccination was the cause for many of the infections. There was no cleaning between people and there was blood spatter. Of course, Hep C is not service connected. It was the wild 60s-70s.
He had tried treatment 3 times. First time was when it was just interferon and ribavirin. This required 3xweek injections along with the daily pills. It didn't work. Second time he developed sepsis from a UTI and had to be taken off PEG interferon and riba. Last attempt with PEG and Riba was 3 years ago and he did not decrease his viral load enough to meet criteria. When the new antivirals came out, he didn't want to try again. He was rushed through a liver transplant workup 18 months ago due to two bean sized lesions "were not definately HCC but were suspicious" and the decision was made to "watch" them every three months. AFP levels did not rise. His biopsy came back negative. July 2011-same on MRI, Nov-9, 2011 9 tumors. No chance of transplant. Tried with SIR spheres to zap them and hopefully get him in transplant criteria. What happened after that is another post for another day. I took him home on June 20 and he passed on June 25th.
VA has a lot of information on their website on HCV
- 0Aug 20, '12 by blueheavenBeing a critical care nurse was a blessing and a curse through all of this. I think everyone here could understand that. Knowing what needed to be done and when was the blessing part. Knowing all about things that occur with ESLD was the curse part. Fortunately Gazz didn't have many of the problems that are associated with ESLD. Didn't have to have regular paracentesis (except for a diagnostic one) no bleeding varices, TIPs etc. He had primarily weakness that progressed, headaches, abd. pain. That was bad enough.
- 0Aug 20, '12 by TheCommuter, ASN, RN Senior ModeratorQuote from blueheavenI am so very sorry for your loss.I just lost my wonderful husband of 8.5 years 6 weeks ago to this damnable virus.
- 0May 29, '13 by nervousnurseI was curious about this topic, and this is the most recent thread I could find. I am SO sorry for all of your losses!!! (((( hugs ))) to all of you!
Many years ago, our infection control nurse told me that SEVERAL employees (mostly nurses) at our large hospital were hep C positive......have any of you been told this, too?
- 0May 29, '13 by TheCommuter, ASN, RN Senior ModeratorQuote from nervousnurseI have not been tested for the hepatitis C virus, but I wouldn't be entirely shocked if I tested positive.I was curious about this topic, and this is the most recent thread I could find. I am SO sorry for all of your losses!!! (((( hugs ))) to all of you!
Many years ago, our infection control nurse told me that SEVERAL employees (mostly nurses) at our large hospital were hep C positive......have any of you been told this, too?
After all, I shared living quarters with my HCV+ parents throughout my growing-up years. During those years my father was sometimes careless and occasionally cooked meals with cuts on his hands. They once pricked my finger with an old-fashioned lancet to check my glucose level; the platform of the lancet might have had their dried HCV+ blood.
Also, nail salons are places where HCV infection happens if the equipment is not sanitized. I have gotten several pedicures without any idea about the cleanliness of the tools used.
- 0May 13 by rizzamdeslateI was curious about this topic, and this is the most recent thread I could find. I am so sorry for all of your losses!
- 0Jun 13 by TheCommuter, ASN, RN Senior ModeratorQuote from rizzamdeslateWelcome! Did you have any specific questions regarding HCV?I was curious about this topic, and this is the most recent thread I could find. I am so sorry for all of your losses!
- 0Jun 13 by nursinghopeful2013My dad was in the military and contracted the Hcv at that time in the Vietnam era. We are hoping he gets approved for sovaldi soon as the interferon was too harsh to tolerate a few years back. I know sovaldi may not cute but it is worth a try.
- 0Jun 13 by nursinghopeful2013When I was little I got a microscope set for Christmas yes I was a nerd then too lol my Hcv+ dad was the only one that would give me a blood sample to look at on my slide. This was a few years before we found out about his infection. I wish more testing could be a standard practice for his age group at least.


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BROOKLYN (AP) — Ty Dillon won the ARCA race at Michigan International Speedway on Friday after leader Cale Gale appeared to have a tire problem near the end.
Gale led for 64 of 100 laps, but he went crashing into the restraining wall on lap 95, putting the field under caution. After the restart, Dillon held off Max Gresham by 0.118 seconds in a frantic finish.
Gale finished 19th.
Dillon, the points standings leader, won for the fourth time in eight starts this season.
Tim George Jr., who won the rain-shortened ARCA race last weekend at Pocono Raceway for his first victory in 50 career starts in the series, finished third in Michigan. He was followed by Chad Hackenbracht and Chris Buescher.
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New one-truck portable tarping system
Owner-operator John Rodriguez, with business partner Willie Lancon, designed the Roller Rak portable tarping machine following a couple falls while tarping that could have been disasters.
Giant potatoes! Hammerheads!
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The 'Time Bandit' electric cargo-strap roller
Sometime flatbedder and former small fleet owner Johnny White finds inspiration in day-to-day problems -- that might not be the best way, however, to describe the occasion that spurred him on to his latest solution, ...
Move some tarps, get some tarps
If the Tarps Plus company has its way, you may well in future take a load of its tarps and get paid in, well, tarps. Check out this story on the San Francisco Chronicle's website, which ...
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A dose of trucking humor, oddities and coverage in the media.
Las Vegas newspaper columnist delivers 'half-hearted' trucker salute…
It's not exactly a big 10-4, but in her "Road Warrior" column in the Las Vegas Review-Journal a week ago, Adrienne Packer detailed her state's latest addition to the growing nationwide effort to pair state ...
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You might recommend the folks at Fast Wrap to your shipper customers, who do the kind of work you see in the picture here, a wrap of a jet engine. They've got mobile crews in more ...
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