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Aflac Dental Policy: Not Worth It
Posted by
AFLAC Dental: Not worth it
MYRTLE BEACH, SOUTH CAROLINA -- I have AFLAC for my dental policy and although they are very easy to file a claim with, what you get back is pennies compared to what you spend. I had 1200 dollars worth of work done on 2 teeth and they only reimbursed me $75.00. Also I think that the way AFLAC works is insane. The fact that you have to pay in full for all your services first and then file a claim with AFLAC is crap. That is not the point of insurance. If I have the money to pay for my services why the hell do I need the insurance?! It just doesn't make sense.
AFLAC needs to redo how they work things. My policy is up in April and I am cancelling immediately.
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saj80 on 03/09/2009:
Isn't AFLAC just supplemental insurance? If so, then they have set amounts they will reimburse for.
AFLAC Dental: Not worth it on 03/14/2009:
Yes it is supplemental, however their amounts they reimburse you for are still way too low.
Nohandle on 03/14/2009:
I don't have AFLAC, but the company I'm with offers it to those employees interested. It is intended as a supplimental, not primary insurance. If anyone feels the amount paid for a claim is not adequate then by all means cancel the coverage. I have a co-worker who was treated for thyroid cancer. Her Blue Cross paid for her surgery and follow up treatments, sick pay took care of her lost wages and AFLAC sent her a check which was far more than the premiums she had paid through the years.
I'm curious AFLAC dental, does AFLAC state the amount they will pay for a given claim in their policy?
timjdd on 06/15/2009:
Aflac Dental has different levels of coverage, the cheapest of which is intended to be a supplement to other dental insurance (most group plans have very low annual limits on benefits, thus the need for a supplement for some employees who anticipate heavy use of dental insurance). Because Aflac is sold as an individual, not group, policy, there are waiting periods on all but the most basic of benefits (the $75 the rater received was most likely a Wellness or X-ray benefit which is not subject to a waiting period). The policy itself spells out exactly how much it will pay for each American Dental Association (ADA) code that typical dentists use in filing claims with any insurance company. When dental insurance is offered as an individual and not a group policy, the insurance company already knows that only people who intend to use the coverage in the near future will sign up, intending to keep the insurance only so long as they are undergoing treatment. Once treatment ends, many people simply intend to cancel their coverage, meaning that they will have received far more in benefits than they ever paid in premiums. Since this is an obvious losing proposition, Aflac imposes waiting periods for actual dental treatments, and the more extensive and expensive the treatment, the longer the waiting period. I suspect the original rater filed a claim for services performed before the waiting period had expired. A good agent would have explained in detail the concept and need for waiting periods during the sales presentation and before any buying decision had been made (that is, if he or she wanted to actually maintain good client relations--the waiting periods are the most glaring potential minefield for client dissatisfaction).
I have been an Aflac agent for over 12 years, and only a very few of my employer clients use our Dental options. While they understand that their employees want to have a dental option, they are not willing to pay for a group plan, because the vast majority of group plans impose guaranteed levels of employee participation (some as high as 60-70%) which are difficult to achieve with voluntary products, as there are rarely that many employees expecting to need dental work at any one time, and so they don't choose to spend their money in that way.
HD on 03/18/2012:
Hi, thank you for this review - so far I've found its just easier to pay for the whole thing in cash. Insurance seems a waste of time for sure.
Brian Paden on 05/22/2014:
Not to assume that you are mistaken but AFLAC is not a policy to pay your bills...dont you see the commercials...it is to pay other things or just put money in your pocket, or pay what your primary insurance doesnt pay. If you got AFLAC as a dental insurance then either someone fed you a line of crap or you misunderstood something. AFLAC is a supplemental policy and that it is period.
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AFLAC DOES NOT PAY as THEY SAY THEY DO!!
Posted by
COLUMBIA, SOUTH CAROLINA -- I too heard the long drawn out sales pitch from an AFLAC representative who came to my work. I purchased 4 different coverages that they had covering everything from short-term disability to critical care. I became ill prior to 10/1/13 and missed my first day of work that day. I have been to specialists and had tons of tests in order to locate my health problem. I have filled out paperwork after paperwork with all of the doctors that I saw. In 3 months and 8 days I have received 1 check for $433.00. They request paperwork, I complete or have completed and fax in. All of their letters state that claims will be processed within 7-14 days. Basically what that means is within that time they will figure out how else they can put you off without paying you.
I contacted them today requesting the status of the money they owe me. They told me it would be 30 days and the last paperwork I sent them was on Dec. 27.
So, other-words, DO NOT count on getting your monies owed within a reasonable time at all. All of their commercials are a JOKE if you do not have money in the bank you are screwed because you will definitely be starving and have had your power turned off and your car repossessed before that day comes. My health condition means that I will probably not be able to go back to work so counting on any type of peace of mind by having AFLAC is definitely out of the question and a complete farce!! Good luck if you bought into their crap and hope and pray that you will never have to use them.
Company Response 01/10/2014:
Hi Electriclade, I'm Aflac Phyllis, an Aflac worldwide headquarters employee here to help. I'm so sorry that you're having an unpleasant Aflac experience. Please email your contact information to us at email@example.com so we can assist you immediately. Please copy and paste the following in the subject line of your email:
Electriclade 2014-01-09 mythreecents.com post.
In the body of the email, please include your contact information, and any other pertinent information so can assist you super fast.
Thank you,
Aflac Phyllis
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Obsfucation on 01/09/2014:
This is pretty much the same reasons my company dropped them after a year.
clutzycook on 01/10/2014:
We have then through my husband's company and they've always paid us fairly promptly. They even let me submit claims from 2 years earlier at the end of last year with no problems.
AflacPhyllis on 01/10/2014:
Hi Electriclade, I'm Aflac Phyllis, an Aflac worldwide headquarters employee here to help. I'm so sorry that you are having an unpleasant Aflac experience. Please email your contact information to us at firstname.lastname@example.com so we can assist you immediately. Please copy and paste the following in the subject line of your email:
electriclade January 9, 2014 my3cents.com post.
In the body of the email, please include your contact information, and any other pertinent information so can assist you super fast.
Thank you,
Aflac Phyllis
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Lies, Lies and More Lies
Posted by
COLUMBIA, SOUTH CAROLINA -- In November 2011 I signed up for the Aflac critical illness and hospital indemnity plans after hearing their spill during my company insurance sign up. At the time I was seeing a cancer doctor for MDS [a form of bone marrow cancer] and informed the sales reps of it and was told if I signed up during the registration Aflac was waiving all pre-existing conditions but if I did had a pre-existing condition I would need to wait 6 months before filing a claim. In January I was diagnosed with MDS and filed a claim in May 2012. My claim was denied because Aflac stated there was no evidence to support my condition as being malignant. I appealed and was denied a 2nd time because of it being a pre-existing condition because I was being seen by a doctor at the time I signed up.
I contacted my company representative for Aflac back in November 2012 and was told I was misinformed but to send her the paperwork and she'd try to push my 2nd appeal through.
As of March 18th nothing has been done, so on the 24th I filed complaints with the BBB, Idaho Department of Insurance, Idaho Attorney General, and my company HR department. I also sent my complaint to a local TV investigative team. I am telling others about this because I believe a company should stand behind their what they say and Aflac isn't.
I have even sent Aflac 2 letters from individuals present in the meeting that heard the sales reps tell me Aflac would waive any pre-existing conditions.
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Obsfucation on 03/29/2013:
We had AFLAC where I work. Everyone who filed a claim experienced pretty much what you did. After a year, my employer gave them the boot.
madconsumer on 03/29/2013:
since you enrolled in November for open enrollment, your new coverage starts in January. the 6 month clock starts jan. 1
Susan on 03/29/2013:
What did the paperwork you were given when you signed up say about pre-existing conditions? The sales people that come to companies representing insurance companies are just that - sales people. The contract overrides what they say every time.
JR in Orlando on 03/29/2013:
To me it is unclear how AFLAC did not do exactly what they said, and AFLAC certainly did not lie. As the op states he was told: "if I signed up during the registration Aflac was waiving all pre-existing conditions but if I did had a pre-existing condition I would need to wait 6 months before filing a claim."
A reasonable interpretation of this is that AFLAC was providing coverage, even if one had a pre-existing condition: ""if I signed up during the registration Aflac was waiving all pre-existing conditions"
However, if one had a pre-existing condition, one could not file a claim for 6 months: "if I did had a pre-existing condition I would need to wait 6 months before filing a claim." As madconsumer said, the six months started on January 1st, the claim was filed in May - within six months--denied because within 6 months. How exactly did AFLAC not do what they said?
Avis on 05/10/2013:
After an extensive search and emails to AFLAC, I am unable to find a consumer rating for this company. What are they hiding?
Aflac on 08/03/2013:
A rated company and voted to the World's Most Ethical Companies List over 6 years in a row.
Karna on 01/10/2014:
The real question is: Who is voting for the world's most ethical company ? Seems fishy to me. I have worked for 3 companies in 27 years. All 3 companies fired Aflac.
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Beware - Aflac only pays out for certain accidents
Posted by
GLENDORA, CALIFORNIA -- I have the accident policy from Aflac for my whole family that essentially amounts to supplemental insurance over and above my regular Blue Cross plan. My 8 year old son broke out some front teeth doing flips on our trampoline this past year. A clear accident. We rushed him to the hospital to stop the bleeding, and then were sent to an orthodon'tist to handle the dental trauma. After my Blue Cross paid, I was out $3,800 out of pocket. Upon submitting all paperwork and doctor's reports, Aflac only paid $105, citing the accident required dental treatment, which they do not cover. The agent stated, "If your son had broken his arm, we would have paid $3,500 for this claim, but broken teeth, only $105". Thanks Aflac for nothing! A complete waste of money.
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Skye on 03/27/2012:
Your review is a good reminder, to know exactly what will be and will not be covered before signing up for any type of policy.
Sorry your son was injured.
Anonymous on 03/27/2012:
Aflac does have a dental policy. Not their fault you didn't purchase one.
MDSasquatch on 03/28/2012:
I have heard A LOT of horror stories about AFLAC; their #1 policy seems to be avoid paying at all cost, but it is important for a customer to know what they are buying. I got a supplemental policy through along with my auto policy at State Farm, my agent explained everything and it has been as expected the four times I used it.
AflacPhyllis on 07/11/2012:
@N8watkins Hi, I'm AflacPhyllis, an Aflac worldwide headquarters employee here to help. I am so sorry that your son was injured. I hope he is okay now. I can look into your concerns. Please email me at firstname.lastname@example.com.
Thank you
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AFLAC is INCOMPETENT!!
Posted by
LORAIN, OHIO -- I have a short-term disability policy with AFLAC. I was told by a representative that they could not read the doctor's writing and as a result they "assumed" the primary diagnosis was seizures last year and according to policy it was "associated" with headaches and that diagnosis was "paid out." I asked him did he and his supervisor have M. D. behind their names and why my physicians were not contacted for clarification. Nobody even bothered to check the diagnostic codes! Totally incompetent! Because I said something, now they are requesting doctor records. They are so unethical and make decisions by the seat of their pants!! Maybe a class action is in order, huh?
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Alain on 11/13/2011:
When you say they are now requesting the records, it would seem to indicate they are reviewing the situation. I'd wait and see what the final determination is before taking any legal action.
Cwazychicken on 11/15/2011:
Perhaps they just want the records to prove its an actual disability. It may be a pain to have to get it again but its always nice to keep a hold of things like that in situations like this.
Dave 777 on 01/31/2012:
AFLAC SUCKS.They do not pay what they say.They fight you on everything you do.If you have there policy cancel it as soon as you can.Before you get caught up in the SCAM !!!!!!!!
Chris on 02/14/2012:
Don't count on anything different happening just because they said they are requesting records. They kept denying my claim because they said they needed more information from my doctor about my hernia. After the doctor filled out forms twice for them, they denied it again for the same reason - not enough information. When I called, they finally admitted they wanted the doctor to explain how I got hurt, where I got hurt, and describe all kinds of details that the doctor would never know since he wasn't sitting in my kitchen when I tried to lift the refigerator. When I explained this to them, they said the would make an official request for the records and just go my his notes... A denial claim arrived in the mail approx: a week later... no way they could have had time to receive the doctors notes. That's when I just decided to cancel - course they said I couldn't cancel until a certain month arrived... and even then they said they would be continuing to charge me for premeiums threw out the year and I could do nothing about it.... Just start trying to cancel now... I had to go to a lawyers office and have them fax my cancellation on their letter head before they took me seriously.
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Do not work for them
Posted by
I worked for Aflac and after a few months a few agents started getting scared because I did to much business so they started slandering me in government emails which is highly illegal. I have federal laws that protect me but they are so stupid it is sick. I am a native American doing business on my own reservation and they still fired me because they are too darn stupid to look at the federal laws. Now they are sending me a bill saying I owe them even though there are thousands of dollars of my policies in force. They are so chicken sh*t they have a clause in their contract that they can fire you for no reason. Now they claim they are going to sue me if I don't pay it! What a bunch of losers!! Can't wait to see them in court because I will fight them SOB's tooth and nail. If this happened to anybody out there lets get a lawsuit against them unethical SOB's!!
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trmn8r on 04/25/2011:
Most companies these days can fire an employee for any reason.
One sure-fire way of fighting this trend is to become a school teacher.
Darnellion on 08/10/2012:
So What are u doing for a living? if I may ask
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Better to Aflac policies
Posted by
There seems to be two problems I have found with Aflac. 1. They seem to roll through a number of agents. 2. Their claims services seems designed to wear down the claimant. I believe company greed causes both of these observed problems to occur. Without the agent who sold you the policy actively engaged, you have no local service representative. You will find you are on your own when the event you bought the insurance arises. I was asked to have Doctors fill out forms and re-file and explain details and get additional information on three separate occasions with weeks going by between company requests. Their claims service as well as their company goal is to not aid in paying claims. They spend an inordinate amount of money advertising when compared to other similar companies and I expect them to continue do so, but not with my money.
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leet60 on 04/14/2011:
You hit two points right on the money:
"Their claims services seems designed to wear down the claimant."
"Their claims service as well as their company goal is to not aid in paying claims. "
Despite what any insurance agent will tell you when trying to sell you a policy, the company is in business to make a profit. Claims representatives receive training from most companies in how to find criteria to deny a claim, making it as difficult as possible for the insured to receive benefits.
This is not only Aflac, but most insurers.
Anonymous on 04/17/2011:
I'm sorry but it sounds like you did not send in the information needed. What information are they asking for? They can request the information needed from the doctor but they need an authorization form due to Federal privacy regulations. Leet60 does not know what he or she is talking about. Were you there for there training? No you were not, but I was. They are instructed to find every reason to pay. I am no longer there due to moving out of town but I've noticed something about customers in every industry. There are going to be those that have to complain when it they have no valid complaint.
leet60 on 04/19/2011:
@sjacobs3377. You are correct, I was not there with AFLAC for the training. I worked for other insurers, as a claims representative for over 12 years, and without exception, across 4 different insurers, this is exactly what I experienced.
While legally this is a "bad faith" practice it is more widespread than most believe. Several of the companies I worked for paid bonuses and incentives to lowball and/or deny claims. Many states have began to legislate against this practice.
There is good information here if you want a reference:
Anonymous on 04/19/2011:
leet60, I apologize for how my comment sounded. I didn't mean any offense. I can understand where you are coming from but I can assure that Aflac does not do that. I read the webpage you provided the link. I don't understand how the companies could get away with it. I was not there so I can't say about other companies, I can only say about my experience. I can see were you are coming from. But in my experience, most people don't take the time to read the coverage they sign up for. For example, people getting upset because they have an accident policy and they were treated for a flu. No insurance covers everything and people need to know what they are paying for before they have to use it. We are all guilty for not reading policies, contracts, etc. And it is difficult to help someone over the phone because they tell you one thing and you help them based on that and then what they send in is completely different from what they told and then they are upset because it is not covered. I can go on and on. But my point is that they are an ethical company and more people have had a positive experience than negative and the negative is not the company's fault.
jktshff1 on 04/19/2011:
sia, how are you able to "assure" that Aflac does not do that"?
Anonymous on 04/19/2011:
I used to work there.
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Failure To Tell
Posted by
Dot your I's and cross your T's with these people, they only tell you what they want you to know just to get you to sign up...For example Your taken while on the job but it's not a work injury, your taken to the local hospital ER. Then your put out of work for 5 days, the doctor puts you back to work for about two weeks then takes you back out and so on for 3 months.
Guess what your stuck with the in this case some are more than $810.00 ambulance ride, and because the Doctor does not keep you out for 15 days straight you nothing. You must be out for 14 or 15 consecutive days before you get a dime..
Good luck with these people ...
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Anonymous on 04/13/2011:
You should have read your policy. After singing up a copy of the policy is mailed to you. There is no fine print but big bold print. No policy covers everything. Disability policies only cover disability, if it was on the job then that is for workers comp. If you have an accident policy then it only covers treatment for accidents. It is your responsibility to know what your cover is. Don't be made at the company because you paid without reading your policy. They made it available to you and you choose not to read it.
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Get The Aflacts!
Posted by
[Note: Author is an Independent agent contracted with Aflac]
TO THE FEW AFLAC NAYSAYERS...I have read your reviews, but the negatives are so skewed:
AFLAC claims process is VERY simple, YES, documents are required but they have to be to support the claim and prevent fraud.
They are just the standard stuff: A simple 2 page claim for the claimant and physician to complete and authorization to release medical info page to be signed. And your AFLAC representative can do the rest ( they will make sure it's done right!), just give him or her the paperwork with proof of treatments (receipts), and to the AFLAC Claims Department it goes, BY FAX...CLAIMS are paid QUICKLY, in as little as three days (5 day average)Plus, the Accident plan has 20+ cash benefits with only a few limitations, up to 6 follow-up treatment visits and 10 phys. therapy treatments... but you can file multiple claims, there are specific sum injury payouts, accidental life-insurance, and a wellness benefit to offset some premium.
Family coverage is also available to children up to age 25, no student requirement!
They are all outlined in the brochure given to you, and the agent is accessible for questions, before or after the presentation, etc.
There is too much to mention here but all in all they are a a GREAT long-term investment with stable rates and the ease of administration and service is great.
AND if you cannot reach you agent for some reason, call AFLAC directly and or visit www.Aflac.com.
So before you criticize, get the AFLACTS!
*******It's Insurance for Daily Living*******
- Illness is the number one reason for bankruptcy
- 100,000 families went bankrupt last year as a direct result of cancer
- 1/3 of people battling cancer last year were in financial distress
- In 2007, 72 million working-age Americans struggled to pay medical bills
- People don't realize that they need to shoulder 20% of thousands of dollars
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Anonymous on 06/10/2009:
We had AFLAC where I work, but after a year, the dissatisfaction was so high that we severed all ties. So plug them if you will, the reality doesn't support the claims.
njduckling on 06/10/2009:
If you don't have a claim, of course it doen't pay but that is the whole idea, you pay for peace of mind, just like having homeowners to protect against fire, etc.
You can't evaluate a plan based on having it for a year because you didn't have an accident or illness. That is a good thing, but you can still collect the wellness benefit once a year and if an unexpected event happens, you will receive cash benefits to help. That's why it's optional, voluntary, affordale and rate-stable...people like to protect their most valuable asset, their income. Dianne
Anonymous on 06/10/2009:
The reason we booted them was that whenever an employee had a legitimate claim, AFLAC went to extreme lengths to NOT pay the claim, and only did so when forced to by the facts. It just wasn't worth problems that came with it.
njduckling on 06/10/2009:
Well, sorry it didn't work out for you and you had claims problems. This is not the norm...some people confuse disability with accident coverage and there are coverage differences, like on and off the job or maybe you did not have a good agent to service your account and handle the claims correctly.
All my clients had their claims paid quickly. I had one that was initially denied because the doctor's office did not enter the proper diagnosis code. They referenced office visit and infected hair follicle which was a secondary infection to the bite and not covered , so they corrected this...dr. used spider bite code (covered under Aflac's Accident plan) refaxed it to me and got paid the following week..she received $120, plus $70 in follow up benefits and still have another $60 in wellness to collect. This plan cost her about $250 for the year and two weeks in, filed her first claim. Dianne
Tired of crooks on 03/22/2010:
I didn't read all of the "njduckling" comments, so I don't know if they ever admit to being an Aflac employee, but it's pretty obvious they are.
If people quit sending Aflac money every week, they go under. Of course they are going to defend their employer. Nobody want to lose their job. Let's not forget Aflac is an insurance company. Period.
njduckling on 03/23/2010:
Tired....I am not an employee of Aflac. I am an Independent agent contracted with Aflac and other top Carriers to ensure my clients have access to all great plans. I support their great supplemental products and service. iam proud to represent the Duck, a top-notch company since 1955....not a great fit for all but for most.~D [snip - no solicitations please]
PepperElf on 03/23/2010:
actually since you ARE contracted by Aflac
this really is more of a review of a company you still represent
which means it's an advertisement really...
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AFLAC Truly a Life Saver!
Posted by
Mary Margaret
NORFOLK -- Our bright, energetic, handsome son graduated from college as a Mechanical Engineer at only 22 and began interview with numerous companies. He noticed when he would put on a tie, a small lump in his neck. The doctors thought it was a clogged lymphnode, and a round of antibiotics would take care of it. In the meantime, he landed a fantastic engineering position with a Fortune 500 company, rented a beautiful apartment, bought an expensive new car. Once settled into his new life..he opted to have that bothersome lump removed. There are no words to explain the feelings you go through when the news of Cancer is delivered, especially when the diagnosis is your child's. It was aggressive, and after a year of numerous surgeries and treatments, it had moved to the vocal cords, then to the lympnodes, then tumors appeared in the neck, and the cancer was spreading into his shoulder. We were losing the fight, we were losing our son. AFLAC has benefits that allows their policyholders to be seen at a major Cancer Center, and pays for experimental treatments. We chose DUKE Cancer Center, and AFLAC was with us the whole way. They paid $300 for EVERY single treatment, they paid $300 for EVERY day in hospital, they paid thousands towards surgeries, they paid for 1 pill that cost over $5,000, they paid the co pays, they paid the deductibles, they even paid for our hotel room while we were away from home.
THEY PAID US OVER $30,000 THOUSAND DOLLARS!!! They allowed us to be seen at one of the best hospitals, by one of the best surgeons, and receive the best treatment in the US that has allowed us to have our son here today...Cancer free after a 2 year fight for life. The money also paid for that apartment, and new expensive car...because those bills come monthly regardless of your ability to pay. AFLAC is truly a Life Saver!
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Anonymous on 03/12/2009:
It was delightful to read your post. I'm glad AFLAC came through for you. For many insureds and providers...it seldom does. I hate to rain on your parade. But even a broken clock shows the correct time at least twice a day.
Mary Margaret on 03/16/2009:
AFLAC paid their policyholders $5.5 billion dollars in claims last year.....AFLAC paid more than the next 8 companies that also offer supplemental coverages. Obviously, AFLAC pays their claims.
*Brenda* on 03/16/2009:
Interesting. I've been waiting over a year for them to pay my husband's claims.
Alain on 03/16/2009:
My wife is covered by AFLAC for short term disability. She had a broken ankle a while back and they were very good about providing fast service and payment. Wonder if service varies by state or region, Brenda? With some insurance companies it does.
*Brenda* on 03/16/2009:
Could be Alain, we're in PA... how abouts you?
Mary Margaret on 03/16/2009:
Hi Brenda I e-mailed you some information on how to get assistance in filing your claim. AFLAC pays most claims in 4 business days, so you do not have to wait a year! You can resubmit the claim information, and in most cases have your benefit check the following week. It's worth checking into!
*Brenda* on 03/16/2009:
I KNEW IT! You're an AFLAC rep trying to promote! So is the sob story real or did you make that up?
cattree on 06/06/2009:
Moved From Other Review: Your story was so heartwarming. It was so nice to see something positive on this site. It seems in our dailey life people rarely take the time to compliment a Company. It's always negativeness we here. The good things that were done are completely throwen out with 1 bad action either by an Agent or by The Policy holder theirself. As with any healthcare organization you have to know how to work it. ALWAYS HAVING A GOOD REPOR WITH YOUR AGENT(as well with your Dr.& his/her Nurse) is a must. Sending a card to your agent to say hi, or just making a quick call to say it can ONLY HELP THEM (Dr's, nurses etc.)TO REMEMBER YOU & WANT TO TAKE CARE OF YOU. Refferals are everything to Aflac. So do your part & they will do theirs. BIG SMILE ON MY FACE! BTW, no, I do not work for Aflec nordo I know anybody who does. I just know customer service & sales and what people want. I also know what I want & ,what I need to due to get it. KINDNESS WILL GET YOU FURTHER IN LIFE THEN THE OTHER.
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John P. Webb
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Practice areas
Personal Injury - Automobile Accidents
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Attorney bio
Year started practice:
Years of experience:
Law School:
University of Georgia 1994
University of Georgia, BA 1986
Mr. Webb
is a member of the Henry County Bar Association, State Bar of Georgia (Young Lawyers Representative, Formal Advisory Opinion Board, 1994-1997; Main Street Lawyers Board, 2011), the
Atlanta Lawyers Club
, and the Lawyer's Foundation of Georgia. Mr. Webb has served on the Board of Governors for the State Bar of Georgia since 2004.
After graduating from the University of Georgia with a Bachelor of the Arts in 1986, Mr. Webb obtained his law degree from the same school in 1994. While at law school, Mr. Webb was on the Editorial Board, Georgia Journal of International and Comparative Law, 1992-1993 and was its Notes Editor for 1993-1994. He is also the author of "Substantive and Procedural Hurdles in the Application of the Genocide Convention to Alleged Crimes in the Former Yugoslavia, "23 Ga. Jour. Int'l & Comp. Law. (1993) and has appeared as a guest commentator, providing legal opinions for CNN, Fox News, MSNBC and local news outlets.
Mr. Webb gained extensive trial experience prosecuting criminal cases in the Lookout Mountain Judicial Circuit in 1994-1996. Since joining the firm in 1997, Mr. Webb gained trial experience in hundreds of civil and criminal defense cases, and has established a litigation practice that focuses on representing clients who have been injured by others. Mr. Webb is the team leader for the Personal injury - auto accidents and Wrongful death practice areas.
Mr. Webb has two sons, Christopher Webb and Dylan Webb. Mr. Webb's hobbies include running, golf and fishing. He is a founding member of Wesley Way United Methodist Church. He presently serves on the Board of Directors for the Hands of Hope Clinic.
Put our expertize to work for you
Mr. Webb offers
free consultations
personal injury
Auto Accidents / Car Collisions
Tractor Trailer Collisions
Slip-and-Fall / Trip-and-Fall
Dog Bites / Animal Attacks
Work related injuries
Motorcycle accidents
Interview with
SCB TV in Henry County
regarding personal injury:
John Webb discusses this in-depth interview with SCB TV (Channel 15):
What is personal injury law?
Will a personal injury law case cost money up front?
What should I expect in a car wreck or personal injury case? John Webb discusses information you should gather immediately from your accident. Tractor trailer cases have a lot of information that is recorded immediately that can be destroyed.
I was in a car accident and I did not know I was injured at the time of the accident but I'm injured now. What should I do?
Clients with no insurance. Can you handle my case?
MRI treatment - what should I expect?
What do I do when the person that caused the car accident was on the job?
Personal Injury Attorney John Webb discusses cases he has won.
Legal Corner
- Channel 15 - Personal Injury Attorney John Webb interviewed
Interviewed for WSB TV on Personal Injury Loophole Law
Articles by John P. Webb
What Should I Do If I Have Been Involved In A Car Accident?
What should you do if you have been in a car accident in Georgia? Do I need a personal injury attorney? Who should pay for your medical bills resulting from the auto wreck? Who should talk to your insurance company when they start calling you? Should you talk with the other party involved in the accident if they call you?
Read more »
Article Date: 9/17/2012 12:00:00 AM |
Who Should Pay For My Medical Bills, My Car Repair And A Rental Car?
You are involved in an auto accident or car wreck, who is going to pay for your hospital bills, car repair, and other damages? Should I accept my insurance company's offer for damages to my car?
Read more »
Article Date: 6/21/2012 9:39:50 PM |
If I Am Injured In A Car Accident, Do I Need An Attorney?
Do I need an attorney for a personal injury case? What are your rights under the law in Georgia? Should I accept a settlement from my insurance company? What should I do if I have damage to my car due to a wreck? Whom should I call if my automobile was hit by a tractor trailer?
Read more »
Article Date: 8/25/2008 10:51:00 PM |
What Are My Money Damages?
Can I get compensation for lost wages? Who pays for my medical expenses? I have a permanent injury from an accident, what should I do?
Read more »
Article Date: 7/25/2008 1:10:28 PM |
What Are Some Common Mistakes That Could Hurt My Case?
If I am in an auto accident, what happens if I say "I have no injuries", but later I need medical treatment? Is it a mistake to wait months after the auto wreck before getting an attorney? What if I have gaps in my medical treatment?
Read more »
Article Date: 7/22/2008 12:23:12 PM |
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Farrell backs exhibition on genetics at Centre for Life
Terry Farrell, architect of the newly opened Centre for Life in Newcastle, last week defended its exhibition on genetics after a group of anti-genetic modification protesters targeted the centre's opening celebrations.
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Originally published Monday, January 2, 2012 at 8:00 PM
Storm trades Swin Cash, Le'coe Willingham to Chicago for No. 2 overall draft pick
Storm All-Star Swin Cash and Le'coe Willingham were traded Monday to Chicago for the No. 2 overall draft pick in an effort to provide salary-cap flexibility.
Seattle Times staff reporter
WNBA key datesMay 18: First day of regular season.
July 13: Start of Olympic break.
Aug. 16: First game after Olympic break.
Sept. 23: Final day of regular season.
All-Star Swin Cash, who helped the Storm win the WNBA title in 2010 and teamed with center Ashley Robinson to tag the team's fans as "Storm Crazies," was traded Monday.
Cash and teammate Le'coe Willingham were dealt to Chicago in exchange for the No. 2 choice in the upcoming WNBA draft. The Storm also sent Chicago the No. 23 selection in the draft.
The reasoning for the Storm is understandable. Minnesota won the 2011 title with a roster full of lottery picks, including Finals MVP Seimone Augustus. While Seattle was able to win the 2010 title with veterans, including Willingham and Cash, the oldest team in the league wasn't going to improve without an injection of youth.
The Storm will open the 2012 season without three-time league MVP Lauren Jackson, who will be preparing with her Australian teammates for the London Olympics before returning to the Storm later in the season.
"This one isn't taken lightly by any means," said Brian Agler, the Storm's general manager and coach. "Our team has a great chemistry. Swin and Le'coe were part of that. There was a lot of dialogue with our key players and we talked a lot within the organization about how this could impact us. ... The best way to look at it is we know we have opportunities ahead of us and we embrace the opportunities. But this wasn't a day we were looking forward to, to part ways with Le'coe and especially Swin."
The Storm hasn't had a lottery choice since Jackson (2001) and point guard Sue Bird (2002) were selected No. 1 overall.
WNBA teams can sign players Feb. 1 and Seattle expects to ink long-term deals with unrestricted free agents Bird and guard Tanisha Wright. With Cash and Willingham traded, the Storm has about $200,000 in cleared space under an expected $878,000 salary cap.
Rookies selected with the top four choices earn a base pay of $48,470 in the first of three-year deals. The fourth-year option is $61,800.
"As this business has evolved ... more teams are top-heavy in terms of a significant portion of their salary cap going to top players, as the market has dictated maximum salaries for a lot of the starting five of most teams," Storm CEO Karen Bryant said of the 12-team league where only Connecticut, Minnesota and San Antonio made a profit last season. "That has put pressure on your ability to deepen your bench, which is why draft picks become an important part of the mix. Now (our) opportunities and options are endless."
Agler and Bryant will make a trip to Europe this month in anticipation of signing a top free agent early. The team could also make another trade to improve its roster.
Seattle has made a WNBA-tying eight consecutive playoff appearances. But the Storm was bounced in the opening round six times, including last season against Phoenix.
"For us, success is not defined as playoff berths," Bryant said. "It's defined by championships, and we believe this move puts us in position to get us back to the elite level to make a run at another title."
Cash, 31, was acquired by Seattle from Detroit in 2008 in exchange for the fourth overall choice. She averaged 12.7 points and 6.2 rebounds, and was named MVP of the 2009 and 2011 All-Star games. Willingham, 30, signed as a free agent from Phoenix in 2010. She averaged 6 points and 4.2 rebounds.
Neither player was immediately available, but Cash, who is playing in China, did post on Twitter, "To the City of Seattle, teammates, staff, my #Cashforkids girls& #STORMCRAZIES I say thank you for the love&support! Blessed to have helped bring another ring to the Emerald City."
Jayda Evans: 206-464-2067 or firstname.lastname@example.com. On Twitter @JaydaEvans.
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On Friday, February 19, the
Washington Stealth will be holding a food drive and fundraiser to benefit
Northwest Harvest during its game against the Calgary Roughnecks at the Comcast
Arena. Northwest Harvest and its
300+ partner food banks across the state of Washington provide nutritious food
to those in need, and this weekend will be another opportunity to help.
"We are excited to begin this partnership and work with the Stealth for a long time," said Cherry Street Food Bank Manager, Matt Campbell, who is in his third year with Northwest Harvest. "We hope people will come out and support the team and help out Northwest Harvest in the process."
Fans attending the game are encouraged to bring non-perishable food items to donate to Northwest Harvest. Monetary donations will also be accepted. The Stealth will also be making a $5,000 donation to Northwest Harvest at halftime. Fans can also bid on autographed Stealth merchandise and prize packages during the game, with all the proceeds benefitting Northwest Harvest.
The event gives Northwest Harvest a chance to further broaden its reach throughout the state of Washington. "We have food banks across the state, including a number of banks in Snohomish County," added Campbell, "but we haven't held too many events in Everett. The Stealth are getting noticed up there and they provide a great avenue to help out the community."
Northwest Harvest receives no city, county, state, or federal funding for operating expenses and relies solely on contributions from individuals, businesses, foundations, and other organizations.
The Stealth take on the defending National Lacrosse League Champion Calgary Roughnecks on Friday at the Comcast Arena at Everett. The game is scheduled to begin at 8:00pm. Tickets start at just $13 and can be purchased by calling 877-MY-75-TIX or at www.stealthlax.com.
Tag(s): HOME Stealth News News


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JBL Professional Control 300 Series Large-Format Ceiling Loudspeakers Receive UL Listing
NORTHRIDGE, CALIFORNIA, August 2, 2007 — JBL Professional has announced that its Control 300 Series of large-format ceiling loudspeakers are now UL listed under UL1480 and UL2043. The UL listed models include Control 328C/328CT 8-inch models, Control 321C/321CT 12-inch models, Control 322C/322CT high-power 12-inch models and Control 312CS subwoofer installed into their corresponding MTC-300BB8 or BTC-300BB12 backboxes.
Large-format ceiling loudspeakers are sometimes installed into spaces where the area above the suspended ceiling is utilized as a return air plenum for the air handling system. In many jurisdictions, speakers installed in these locations require UL1480 listing. This UL1480/2043 listing means that Control 300 Series models can now be utilized in jurisdictions requiring safety agency certification for such installations.
"We are very pleased to announce that the Control 300 Series loudspeakers are UL listed," said Rick Kamlet, Director of Marketing, Commercial Sound, JBL Professional. "These loudspeakers and their backboxes were designed from the beginning to meet the requirements of UL1480 and UL2043, and we are delighted that systems integrators can now start utilizing these outstanding high-fidelity loudspeakers in jurisdictions requiring UL listing."
UL1480 and UL2043 standards apply to commercial and professional audio systems providing non-emergency sound reinforcement and reproduction in accordance with NFPA 70. According to these sections, "Speakers intended for use in air-handling spaces in accordance with Installation of Air Conditioning and Ventilating Systems, NFPA 90A, shall comply with the requirements in this standard and the requirements in the Standard for Fire Test for Heat and Visible Smoke Release for Discrete Products and Their Accessories Installed in Air-Handling Spaces."
About JBL Professional:
Headquartered in Northridge, California, JBL Professional is the world's leading designer, manufacturer, and marketer of professional loudspeakers for recording and broadcast, musician, cinema, touring sound, commercial sound and contracting applications. JBL Professional is the proud recipient of the 2005 Technical GRAMMY® award. JBL Professional is part of the Harman International network of professional and consumer audio companies. For complete product and company information, go to the JBL Professional website at www.jblpro.com.
About the Harman Pro Group:
The Harman Pro Group (www.harmanpro.com) is the world's largest provider of professional audio products and system solutions for commercial sound, contracting, tour sound, recording and broadcast, musician, portable PA and cinema applications. The Group is headquartered in Northridge, California and includes industry leaders AKG Acoustics, BSS Audio, Crown International, dbx, DigiTech, JBL Professional, Lexicon, Soundcraft, and Studer. The Group is part of Harman International Industries, Incorporated (NYSE: HAR), a leading supplier of high-quality, high fidelity audio products and infotainment systems for the automotive, home and professional markets.
Related Topics: Corporate AV, Education, Houses of Worship, Loudspeakers, New Products, News
MASQUE SOUND KICKS OFF HOLIDAY SEASON WITH MAGICAL PRODUCTION OF DR. SEUSSâ CLASSIC TALE, HOW THE GRINCH STOLE CHRISTMAS! THE MUSICAL
New Beaver Dam Amphitheater Chooses dB Technologies
Yamaha CL Digital Consoles âShineâ Bright for Legendary Band
Electrosonic Completes Transformation of the ShowDome at Edinburghâs Our Dynamic Earth
Corporate Multi-Purpose Spaces Get TecPodium
Sennheiser Ushers in a new Class of RF Experts
Extron Shipping MediaLink Plus Controller with Ethernet Device Control
Women in CE Inducts 2015 Class of Legacy Award Honorees
Digigram IQOYA *LINK IP Audio-Over-IP Transport System Earns Critical Embedded Solution 2014 Honor


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Monday, November 19, 2012
The Greatest Gift....
Hello friends! I hope you all had a great weekend!
Just a quick post to wish you a happy new week and let you know about this amazing brand new website called The Greatest Gift Project. It was founded by my dear friend Laura from Finding Home and I find it to be such a beautiful and noble idea. When Laura asked if I wanted to be involved, I immediately said yes.
Would you take a minute to visit as I share the very first post? It's perhaps not what you would expect, but it's a perfect way to start the season!
Thank you so much for visiting today...I'll be back tomorrow with some more "JOY"!
much love,
Posted by Craftberry Bush at 11:59 AM
5 comments:
Headed over- xo DianaReplyDelete
- AnonymousNovember 19, 2012 at 9:50 PM
Hi Lucy,ReplyDelete
I have been following your blog for sometime now but this may be my first time leaving a comment. I keep returning time and time again to visit because I truly love how your words always seem so heartfelt. You leave me with the impression that you are kind and a truly caring person. Btw, Leanne is also blessed to have you as her friend! Thanks for always sharing with us. Sheila S.
Love the mission of this site.ReplyDelete
I owe a five year old little man in my life a letter.
Much love,
Heading over there now. :) I'm sure I'll love it...ReplyDelete
Hey, nice blog with good info. I really like coming back here often. And wish you would create more such interesting blogs.ReplyDelete
Subscribe to: Post Comments (Atom)


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White Wines
Sauvignon Blanc
Napa Valley
My Rating (circle) :
Date Printed: 12/27/2014
Beaulieu Vineyard Napa Sauvignon Blanc 2000
Beaulieu Vineyard Napa Sauvignon Blanc 2000
search item no.
Wine & Spirits rating:
86 points
Winemaker's Notes:
Light straw-green color. In light of BVs French heritage, our Sauvignon Blanc shows Graves-like aromas of herbs, lemon, flinty earthiness and coconut-vanilla from the oak. Good acidity lends finesse to the fine mineral-citrus flavors. Bright yet intense, this is a wine that should improve in the bottle for 4-5 years.
My Notes:
Additional wines from Beaulieu Vineyard:
2012 Carneros Pinot Noir
search item no.
2012 Rutherford Cabernet Sauvignon
search item no.
About Beaulieu Vineyard:
The deep roots of Beaulieu Vineyard were first planted back in 1900, when founder Georges de Latour noticed similarities with his native Bordeaux and declared the Napa Valley ideal for winemaking. Planting vineyards in Rutherford with grafted, phylloxera-resistent French vines, the Cabernet Sauvignon that de Latour crafted from these grapes gave the world a taste of California's promise as a world-class winemaking region. In 1938, de Latour hired the young Russian-French enologist, Andre Tchelistcheff. Today, Beaulieu continues to turn to innovative practices. Most recently, they completed a new state-of-the-art winery within one of their original buildings. The Georges de Latour Private Reserve Winery utilizes the latest technology in combination with time-honored traditions for the production of this exceptional wine.


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17-12-2007 Comments (0)
LidocaineLidocaine and TetracainePliaglisSyneraXylocaine
USA-based speciality drugmaker EUSA Pharma has entered into a $30.0 million debt facility offered by…
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Welcome fellow dance enthusiasts!!
This site is dedicated to our hobby, and features the Monday night dance lesson schedule, demo team performances, and dance links.
email us at: email@example.com
NC 2 Lessons March 2009
Tin Horn Swing Dance Lesson
Flash Mob - WCS Lesson with Jim Minty
Line Dance Lesson with Steve Kolc
Website Designed
for Your Business


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2011 Frankfurt auto show: 2012 Porsche 911
The new 911 gets bigger as Porsche pursues "everyday."
The 2012 Porsche 911 will be bigger, but will that mean less of a good thing?
By lengthening the car, its wheelbase, and opening up its interior, Porsche is making a substantial--and perhaps controversial move--to make this car an everyday driver. Its most recent advertising for the 911 proclaims as much. Brian Cooley examines all the details that make up the next 911 and why it might be a brilliant package.


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Category: Juvenile Fiction
His Dark Materials, Book III: The Amber Spyglass
In the astonishing finale to the His Dark Materials trilogy, Lyra and Will are in unspeakable danger. With help from Iorek Byrnison the armored bear and two tiny Gallivespian spies, they must journey to a dank and gray-lit world where no living soul has ever gone. All the while, Dr. Mary Malone builds a magnificent Amber Spyglass. An assassin hunts her down, and Lord Asriel, with a troop of shining angels, fights his mighty rebellion, in a battle of strange allies—and shocking sacrifice.
As war rages and Dust drains from the sky, the fate of the living—and the dead—finally comes to depend on two children and the simple truth of one simple story.
From the Paperback edition.
New Releases
Listening Library
A Penguin Random House Company
A Penguin Random House Company


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Taylor Lautner's Hottest Looks
Taylor Lautner at the 'Twilight: Eclipse' screening in NYC on June 28, 2010.
he's the sexiest guy i've ever seen in my whole life
* Please, GOD if you love me, let me some how meet this beautiful, gorgeous, smart, handsome charming, lovely, sexy, beastly, hot, funny, dorky, goofy, brilliant, fine, bomb, yummy, delicious, tanned, breathtaking, action movie loving, well spoken, 19 year old, color blue loving, February birthday, animal loving, warm hearted, sweet, beautiful smiled boy!!* =} -sydney
You're My Life ♥
I love Taylor Lautner ! ♥


text:
A brown and white color scheme in an L.A. home office. This work area features chocolate brown walls, a crystal chandelier, brown and white patterned curtain panels, a white lacquer storage cabinet/credenza. Photo courtesy of Burnham Design. (above
Love this home office designed by Los Angeles interior decorator Betsy Burnham of Burnham Design
For this Los Angeles home, Betsy designed the perfect blend of comfort, style and function. The dark brown walls make the space warm and inviting but serious enough to inspire productivity. The feminine accents throughout the room like the patterned drapes, the lighting in the form of a crystal chandelier and lovely table lamp, and the sumptuous upholstered pieces, all brilliantly soften and lighten the otherwise dark space
This office is wonderfully designed and conceived, hence it is the subject of today's Cococozy DESIGNER ROOM RECREATE!
Z Gallerie - Tango Drapery Panels in Chocolate Brown - $59.95 per 54"wx96"h panel (above)
Pottery Barn - Emery Wingback Chair - $1199 (upholstered desk chair with high back and roll back arms in blue and white graphic Ikat pattern with dark stained wood legs) (above)
Baker Furniture - Milling Road Regency Desk - $4494 (three drawer writing desk made mahogany solids and veneers reminiscent of an 18th century design) (above)
Crate and Barrel - Moonlight Vases - on sale $59 for a set of 5 vases (Porcelain blue and white vases with batik and Asian collages)
Z Gallerie - Venezia Chandelier - $229 (iron and glass chandelier)(above)
William Sonoma Home - Ocean Washed Peshawar Rug - $3950 for 8'x10' (Tans and misty shades of blue colors make up this leafy floral design rug. Similar to Central Asian tribal carpets. Hand knotted using traditional methods. Made of Ghazni wool, vegetable-dyed and dried in the sun for soft color and texture.)(above)
Ballard Designs - Bradford Chair in Off-White Twill - $599 (above)
Weego Home - Matilija Poppy Pillow- $275 (20" x 20" floral throw pillow in teal and white. Velvet poppy on white linen. Down-feather stuffer) (above)
Croft & Little - Aptos Pebble Table Lamp - on sale $495 (Blue glass lamp with a pebble pattern by Union Street Glass. Shown in Pacific glass color with Satin Nickel hardware finish and finial. Bone conical lamp shade) (above)
Brocade Home - White Lace Cut Media Storage - $599 (oak wood construction, three doors with invisible hinges, removable shelves) (above)
Anything you might add to this home office? Post your thoughts by clicking on the COMMENTS link below!


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Hi! My name is Shadow
I am Domestic Shorthair from Belgrade, MT
Nicknames: None
Age: 14 years old
Gender: F
Coat: short haired
Education: I'm a very good hunter. I've been doing it all my life and my owner is happy for keeping all the mice away from the house. I've also climbed many trees and sat on rooftops even though I'm declawed.
My favorite tricks and treats are: Not really, I'm just a skilled hunter. and Tuna, milk, mice, birds, bugs, people food, anything I can get my paws on.
Where I hang out: Outside. I love to go into the big field and travel a mile or so away from my home. And on my owner's bed.
My favorite grubs: I love food, so anything. You can probably tell by looking at me, I'm not too big but I should probably be watching what I eat from now on.
My pet peeves: I'm very laid back. I'm chill with everyone basically, except when my owner's mom kicks me off the bed when I lay there all day.
What I love about my owners: Well she never kicks me off the bed. But her mom will. I spend most of my time outside, so I haven't had much of a chance to get to know her.
My cat hobbies: I love to hunt. That's my life pretty much and eating and sleeping.
Pet motto: Hunting is my specialty.
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Her sister's friend had me for a year or two and when she moved they decided to give her to us.
I've had 9264 friends visit me.
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Nashville: Watch Season 2 Episode 14 Onlineby Leigh Raines at . Updated at . Comments
Juliette was intent on hiding out on Nashville Season 2 Episode 14. Avery reminded Juliette that she was the only person who could change things for herself.
Avery also pointed it out when Deacon was being stubborn. Deacon had his EP recording live at the Bluebird, but a fight with Megan almost spoiled it.
Scarlett popped by the Bluebird, in between popping pills and running herself ragged. Will had Brent fired after some advice from Gunnar about his career.
Lamar was released from prison but his homecoming was short lived. With information from Tandy and Teddy, Rayna finally confronted her father. See what his response was and the shocking aftermath when you watch Nashville online!
Leigh Raines is a TV Fanatic Staff Writer. Follow her on Twitter.Tags: Nashville
Does anyone else heading this toward Juliette inevitably being on Rayna's label?


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Maria Basanta-Sanchez
Maria Basanta-Sanchez
Senior Research Scientist
Specialty / Research Interests
- Mass spectrometric analysis
- Chromatographic separations
- RNA-based method development and applications to human health
Maria is a Senior Research Scientist at the Advanced Instrumentation Facility, at The RNA Institute, State University at Albany, NY. Her main role is focused on the development of methods for the analysis of existing and novel modifications of RNA by mass spectrometry and complementary biophysical technologies together with the developing of methods for RNA separation and purification. She is also responsible for bringing in potential collaborations, public-private partnerships and to engage with the RNA community to push the technology of RNA therapeutics. Her postdoctoral work at the University of Manchester, UK, included the application of her analytical chemistry background on the development of technology and methods applicable to the discovery of breath biomarkers caused by inflammation and infection in respiratory diseases. This followed couple of years as a research scientist at the University at Albany, working with ion mobility and mass spectrometry to develop methods to study structural conformations of RNA and its effect upon ligand binding. Her efforts have resulted in 6 out of 10 first authored peer review publications together with two patent applications. Full CV
PhD in Chemistry, 2007, "Development of exhaled breath sampling strategies using differential mobility spectrometry", The University of Manchester, UK.
MChem (Hons) First Class, Chemistry, 2003, UMIST (University of Manchester Institute of Science and Technology), UK.
BSc Chemistry, 2000, Universidad Complutense de Madrid, Spain. (Academic File transferred to UMIST in 2000)
- RNA Modifications in Group II intron (Marlene Belfort)- We are especially interested in studying the existence of potential RNA modifications that may be fundamental during splicing processes and also during retrotansposion in a self-splicing intron LtrB group II intro.
- RNA modifications associated with brain development and function (Sally Temple)- We are developing tools and technologies to study the role of neural cell RNA modifications in brain development, evolution and function. We are interested in Tauopathies, aworld-wide health concern that includes diseases such as Alzheimer's and Frontaltemporal Dementias and in particular the role of post-transcriptional modifications in leading genes that encode forms of these tauopathies. Another research collaboration effort sims to understand the role that RNA modifications play in neural function under the effects of drugs of abuse. This latest research has been recently awarded a Phase I Small Business Technology Transfer (STTR) by the National Institute on Drug Abuse (NIDA) to develop RNA modifications as diagnostic tools for drug of abuse.
- Understanding the role of modifications in the anticodon stemloop (ASL) of tRNA (Paul Agris) – The modifications in the anticodon stem-loop of tRNA are shown to play an important role in translation leading to protein synthesis. We are currently studying the role of 2-thiocytidine modification on the structure and dynamics of the ASL of tRNAArg. Sri Ranganathan is also a collaborator on this project.
- Study of RNA as Novel Gram-positive pathogens targets (Paul Agris)- This research project focuses on two strong hits from in silico studies that display antimicrobial activity specific to Gram-positive bacteria and moderate-to-low cytotoxicity to human cells in culture. We are validating the identity of RNA candidates and small molecule targets as part of a protocol for further cytotoxicity and bioavalability of compounds using in vitro models.
- DBP-2 Cellular RNA metabolism pathways and Hepatitis C virus (HCV) (Cara Pager)- Dr. Pager's preliminary data suggests that miRNA, miR-122, isolated from HCV-infected cells contains the RNA posttranscriptional modification, inosine, I. We are working towards developing this hypothesis by creating tools to isolate miRNA from total RNAs and further detection of inosine I along with other potential RNA modifications that may contribute to both cellular and viral gene expression.
- Discovery of novel dinoflagellate CAP structures (Allen Place) – Dinoflagellates have been shown to use trans-splicing for SL-RNA to all mRNAs. Dr Place studies at the Institute of Marine and Environmental Technology, University of Maryland, and had predicted that CAP4 structure is similar to trypanosomes. We are investigating the composition of RNA modifications and making predictions about mRNA CAP structures. Dr Place's work is supported by an NIEHS/NSF Oceans and Human Health grant.
Select Publications
- Basanta M., et al. Evaluation the effect of ligands on RNA secondary structure by ion mobility spectrometry.(In Preparation).
- Quinn, R. Et al. Mass spectrometric approaches for the characterization of nucleic acids components. J Mass Spectrometry,48,703-712,2013.
- Basanta M., et al. Exhaled volatile organic compounds for phenotyping chronic obstructive pulmonary disease: a cross-sectional study. Respiratory Research 13:72, 2012.
- Fowler, S.J. et al. Screening for respiratory infection by breath volatiles in mechanically ventilated patients. Am J Respir Crit Care Med 185,2012:A3785
- Basanta M., et al. Methodology validation, intra-subject reproducibility and stability of exhaled volatile organic compounds. J.Breath Research, 6, 2012.


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$720 - $860
1 - 2
1 - 1.5
Location, Location, Location! Briarwood North Apartments is conveniently located near many of the shopping and activities in the neighborhood. Situated mere seconds away from Highway 36 and minutes away from I-25, Briarwood North Apartments makes getting anywhere in the Denver Metro area an easy task. Located on 12 acres, just 8.0 miles northwest of downtown Denver, adjacent to "The Boulder Turnpike," Briarwood North Apartments is a picturesque community that features a park-like setting with towering trees and a variety of recreational pursuits designed to enhance your living experience. It's like having a park in your own backyard! Briarwood North Apartments is more than an apartment community, it is a place to call home. Our spacious and well-designed apartments invite you to come and stay awhile. We are proud to offer Professional on-site management as well as a 24-hour maintenance guarantee.
Around Here
1 Bedroom $720 1 Bath 700
Unique Features:
Utilities Included:
Security Deposit:
2 Bedroom $840 - $860 1 - 1.5 Baths 900 - 910
Unique Features:
Utilities Included:
Security Deposit:
Unique Features:
Utilities Included:
Security Deposit:
Features & Amenities
- Air Conditioning
- Dishwasher
- High Speed Internet Available
- Pool
- Sundeck(s)
- Residents Lounge
- Package Receiving
- Playground
- On-Site Management
- On-Site Maintenance
Unique Features
- Beautifully Remodeled Apartments Available
- on-site Laundry Room
- coming Summer of 2013; Fitness Center, Business Center, and New Clubhouse!
- across the street from the Pima Medical Institute/College
- easy access to I-36, Boulder, and downtown Denver
- Parking Lot
Additional Information:
- Number of Paid Parking Spaces: 8
Pet Policies
- Cats Allowed
- Small Dogs Allowed
- Large Dogs Allowed
Additional Information:
65 pound weight limit. $200 fee and $25 monthly rent for one pet. $300 fee and $35 monthly rent for two pets. Breed restrictions apply.
Lease Length
- 3 Months
- 6 Months
- 7 Months
- 9 Months
- 12 Months
- 13 Months
- Flexible
Property Information
- BuildingType: Apt. Community
- Number of Floors: 3
- Number of Units: 322
Office Hours:
Weekdays: 09:00 AM - 06:00 PM , Saturday: 10:00 AM - 04:00 PM, Sunday: Closed
Management Company:
Bridge Property Management
Thank you!
Your email has been sent.
Check Availability
Ratings & Reviews
Rated 2 out of 5?by 4 reviewers.
Rated 2 out of 5?by girlie48 no heated pools!! No such thing as "heated Pools" one is not even being used, and the other small one is open when someone deceides to open it, ususally closed on the weekends and in hot weather, so forget it!! false advertising August 17, 2014
Rated 1 out of 5?by MMARTIN926 Rude and cannot keep track of paperwork Started having issues with this complex before we could even move in. Went and looked at an apartment and decided to go with it, signed everything and put our deposit and app fee in to reserve what we thought was a 2 bed 1.5 bath. Signed the lease and the whole time we were there the lady we were working with was rude and unprofessional and we had constant interruptions despite the fact there were 2 other people in the office not doing anything and had to wait a day for the keys because they were not done working on it, not a problem since we weren't moving in for a couple days anyway. MY wife went to get the keys and do a walk through and when she got to the apartment it was the wrong one it did not have the second bathroom and was about 100 square feet smaller then the one we were shown. When we told them they told us we could get a remodeled one and pay more a month or wait for one to be remodeled but it wouldn't be ready for about a week and a half. We had to be out of our current residence in 2 days without anywhere to go for at least a week. No scrambling to find another place so we don?t have to live in a friends basement. April 24, 2014
Rated 1 out of 5?by Jay87 worst place ever go look at google reviews and the most recent one is mine. they wont let me post the truth here. April 5, 2014
Rated 4 out of 5?by ColoradoCarol66 Visited summer of 2012 I visited this community last year before my lease expired. I loved the size of the unit and the price was reasonable but I stayed in my current complex because I was able to move into a larger 1 BR unit. This year, the lease is increasing by 15.8% so I will be revisiting Briarwood. One drawback I remember from last year was the inside hallway entrances to the apartments were dark and dingy looking. I believe new carpet was in order. I'll be anxious to see if it's been update since last summer. May 22, 2013
Read All ReviewsHide All Reviews
Nearby Listings
$830 - $1455
1 - 2 Beds
1 - 2 Baths
$1385 - $6220
Studio - 3 Beds
1 - 2.5 Baths
$1105 - $3565
Studio - 2 Beds
1 - 2 Baths
Call for Price
1 Beds
1 Baths
$1721 - $4564
1 - 3 Beds
1 - 3 Baths
$1285 - $2408
1 - 3 Beds
1 - 2 Baths
$1331 - $2729
1 - 2 Beds
1 - 2 Baths
$834 - $4287
Studio - 3 Beds
1 - 2 Baths


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This post contains recommendations from a CPL librarian. To get your own customized recommendation, just fill out the May We Suggest form — you can expect results within 10 days. All suggestions can be found on the May We Suggest blog or by liking May We Suggest on facebook.
Historical Romances
If you like books by Thea Devine and Bertrice Small, take a look at these other fabulous authors.


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New Year's Eve and Pleasure at Gerstner Beletage at Palais Todesco
Situated right in the heart of Vienna with a unique view of the Vienna State Opera, the magnificent salons of the Gerstner Beletage offer an imperial ambience for the end of the year. Gerstner treats the guests of the New Year's Eve Gala Dinner to culinary delicacies from the Gerstner gourmet kitchen as well as live music.
Doors open at 7 p.m., start at 7:30 p.m.; EUR 195 per person for gala buffet incl. 1 glass of champagne (other drinks not included) and live music. Surcharge for unlimited champagne: EUR 49 per person
Tickets & Info
- 195 €
- +43 1 52 61 361
- www.gerstner.at
Gerstner Beletage in Palais TodescoKärntner Straße 51
1010 Wien
Current Dates
- Wed. 31 Dec 2014, 7 p.m.


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Our 8 Favorite Kimchi Brands from Across America
With kimchi now enjoying its rightful place in the condiment canon, there are more kimchi brands than ever to choose from. Here are eight of our favorites.
12 Dishes That Taste Better with Kimchi
These 12 recipes are great on their own, but adding kimchi makes them even better.
These Odd Food Combos Are Surprisingly Great
Sometimes the most unexpected foods are totally brilliant together—pickles and whiskey, anyone?
How to Make Pickles, Kimchi, and Other Fermented Foods
How fermented foods aid digestion, which chefs across America are making them, and how to make fermented grape soda, kimchi, and carrot pickles at home
Korean Rice Bowl with Steak, Asparagus, and Fried Egg
See what bloggers thought of our Korean Rice Bowl with Steak, Asparagus, and Fried Egg.


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Check out our Calendar for great activities in December & January!
Welcome to G-Force!
Welcome to G-Force Athletics! Established in 2004, G-Force Athletics is proud to offer all-star competitive cheerleading teams, tumbling team (NAC) and tumbling and trampoline teams (TNT). Our nationally-recognized and highly successful teams are for athletes of all ages (4 to 18) and abilities. We will give everyone a team option.
The dedicated staff of USASF certified coaches at G-Force Athletics builds each athlete in a positive and personal way. The important focus on teamwork and team unity creates individual confidence and self-esteem with every new discipline, skill and ability that is attained…..TOGETHER! These are essential lessons that we believe that your athlete will learn now in a fun, safe and supportive environment but keep for a lifetime.
We also provide recreational tumbling, cheer and trampoline classes through Lawrence Parks and Recreation for those who are wanting to learn new skills or advance their current skill level. Please see the following link for more information on enrollment in those classes: http://www.lawrenceks.org/
G-Force Athletics has two convenient gym locations: 725 North 2nd Street in Lawrence and 5005 SW Boulevard in Topeka. You can reach us at
firstname.lastname@example.com and 785-843-5387 (JETS).
Be part of the G-Force Family!
No Jewelry Please!
We go by the USD 497 school cancelation policy. We may cancel classes later in the day if weather is worsening through the evening. Refer to our website for updates for late cancellations.
Summer Heat Policy:
If 100 degrees by 3 p.m., no classes will be held
If the temperature is forcast to be 100 degrees by 3:00 that day, no classes will be held ALL DAY
When heat indexes reaches 100 degrees but temperature is below 95, all classes will only run one hour
At administrator's discretion---contingent on building temperature
We will post on the "News Page" of the g-forceathletics.com website if classes are shortened or canceled for the day.
Additional cancelations will be decided as necessary—PLEASE CHECK BE-LOW FOR CANCELATION COMMUNICATION SYSTEMS after 3:00!
Classes which are canceled can be made-up during the current session. Please see the front desk for class options and please let us know which you decide on so we can make staff adjustments if needed.
Please check the g-forceathletics.com website.
For many ways get rainout info sent to your phone and many other options go to lawrenceks.org & follow the rainout line instructions! They are VERY helpful!!
WE ARE WORKING ON GETTING SOME AIR CONDITIONING IN THE GYM! We will let you know & make adjustments in our heat policy accordingly!
Classes for the Winter started the week of January 5th.
Other services we provide:
Contact us at email@example.com for more details!


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#5808 of 1 points
- 1 Everything
- 1 Review
- 0 Questions
- 0 Photos
- 0 Videos
Kinetic Training Mat
I rolled this out and used it twice. When I went to roll it up it was already torn. I expected a little more in the way of durability. Its really just thin cheap foam without much integrity which, in my opinion, isn't worth the investment.
I only did Sufferfest Angels and Sufferfest Revolver. What would happen if I attempted Sufferfest Local Hero?
0 Comments


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Hotel Front Desk Uniforms | Office Uniforms
|Front Desk Suiting Shirts Uniform Vests
|Pants & Trousers Business Skirts Dresses
|Corporate Sweaters Ties Ladies Blouses
|Bellman & Valet Housekeeping Restaurant & Kitchen
Featured Products
Women's Single Breasted Suit Coat
Collarless Dress
Torrance Blouse
Tulip Tie
Wrap up your look with coordinating uniform ties and accessories. The front desk staff may go with traditional neck wear like tulip ties and straight ties while other areas can wear complimentary bow ties.
High Button Wool Vest
Sometimes the vest is all you need to create a professional front desk uniform. A simple black vest with a crisp shirt in any color that compliments your hotel. Vests also look great on front desk staff of any size.
Long Sleeve Easy Care Oxford Shirt
South Sea Camp Shirts
Available in Black and Blue!
Classic Polyester Uniform Skirt | Front Desk Uniform
Maybe no where else in the hotel is a skirt more appropriate than at the front desk. Outfit your female staff in our business skirts in varying lengths.


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Press Release Distribution
Filter NewsShow All Results
News By Country
News By TagHeadrest Dvd Player
headrest dvd player Press Releases+ XML/RSS
By Sai Thakur
A car DVD player has turned out to be as imperative as owning a car. A Headrest DVD Player is an ideal source of entertainment, especially for a long drive….
By www.headrestdvdplayersite.com
Unbeknownst to most consumers, many types of in-car dvd player can actually pose a hazard to life and limb.
By Linda Yi
Made in China has made great contributions to the world.
By Linda Yi
The car often can get some good solutions for the usage.
By Sandy
Looking for a way to keep the family amused on long trips? Wise parents invest in a car DVD player, allowing back-seat passengers to watch their favorite movies or TV shows to kill the boring time.
By Linda Yi
Talking about headrest DVD player, the first thing we can know is that if you install this product in your car, then you can make your travelling with your children, surely you will not hear the quarrels and complaints from them when you are driving.
By Linda Yi
Normally we will be happy with the short journey and dislike the long journey as the long distance road can make us tired and bored.
Page updated every 10 minutes


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TheStreet #1 Financial Media Site For Certified Financial Advisors
NEW YORK, Jan. 7, 2013 /PRNewswire/ -- TheStreet (NASDAQ: TST) , a leading digital publisher of investment and financial news, today announced that it ranks first among financial media websites for delivering Certified Financial Advisors, according to the most recent comScore Media Metrix analysis ( November 2012). TheStreet also leads financial media sites including Forbes.com, WSJ.com, Bloomberg.com, Yahoo! Finance, and CNNMoney in delivering financial professionals and high net-worth educated investors.
(Logo: http://photos.prnewswire.com/prnh/20130102/NY35868LOGO-b )
Looking at financial media sites, TheStreet ranks:
#1 for Certified Financial Advisors- TheStreet audience is 263% more likely to have the job title Certified Financial Advisor when compared to the U.S. internet population and ranks first amongst financial media websites for delivering this demographic (Index: 363)#1 for High Net-Worth Investors- TheStreet audience is 47% more likely to have a portfolio valued at over $500K when compared to the U.S. internet population and ranks first amongst financial media sites for delivering these high net-worth investors. (Index: 147) #1 for Business Decision Makers- TheStreet ranks first amongst financial media sites for delivering business decision makers with the job title VP, Director, or Manager (Index: 119) #1 for Educated Consumers- TheStreet is audience is 26% more likely to have a college degree when compared with the U.S. internet population and ranks first amongst financial media sites for delivering these educated consumers and investors (Index: 126) "Our mission at TheStreet is to provide actionable news and analysis from various experts on investing and personal finance," said James R. Freiman, Senior Vice President of Business Development & Strategy at TheStreet. "Certified financial advisors recognize that the tools and insights we offer at TheStreet help their clients gain a competitive edge; these comScore results validate that." TheStreet also ranks in the Top 3 among financial media sites for:
- Finance Professionals (Index: 339, Rank: #2)
- Household Income $100K+ (Index: 159, Rank: #3)
- Portfolio Value $1M+ (Index: 181, Rank: #3)
- More than 10 Online Brokerage Transactions per Month (Index: 466, Rank: #3)
- Checks Stock Quotes Online Multiple Times per Day (Index: 242, Rank: #2)
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User Score
Generally favorable reviews- based on 26 Ratings
User score distribution:
Positive: 18 out of 26
Mixed: 6 out of 26
Negative: 2 out of 26
Review this album
Oct 10, 2012I registered just to rate this album, since that user score is a joke. This album absolutely demolishes. Imagine a Jesus Lizard album cranked to the absolutely extreme. 10/10 Album of the Year
Mar 13, 2013Metz locates a bittersweet spot between post-punk calculation and garage-rock urgency.
Dec 12, 2012Only when they tip the 'dumb' into an absurdism, in bouts of monotony or mindlessly devolved weirdness, do Metz sound anything like punk, or indeed art. Herein lies the retardation.
Dec 10, 2012Brilliant: like all the best bands in the world playing through one broken amp at maximum volume. [3 Nov 2012, p.53]


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Zumba: July – August 2014
Sign up for our Zumba class where you will shimmy and shake those unwanted pounds away! Even if you don't know how to dance, this class is a great way to stay in shape and beat the mid-week blues!
Wednesdays, 7:30-8:30 p.m.
July 9 - August 20
$25/7-week session
Metro Health employees receive $5 off. Contact HealthyBest for the discount code.
Dates Undefined table data
|7:30 pm - 8:30 pm
Ticket Prices
Location Metro Health Professional Building
2122 Health Drive SW
Wyoming, MI 49519
2122 Health Drive SW
Wyoming, MI 49519
Hosted By Metro Health
5900 Byron Center Ave
Wyoming, MI 49519
5900 Byron Center Ave
Wyoming, MI 49519


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The Global Intelligence Files,
files released so far...
Index pages
by Date of Document
Our Partners
Al Akhbar - Lebanon
Al Masry Al Youm - Egypt
Asia Sentinel - Hong Kong
Bivol - Bulgaria
Carta Capital - Brazil
CIPER - Chile
Dawn Media - Pakistan
L'Espresso - Italy
La Repubblica - Italy
La Jornada - Mexico
La Nacion - Costa Rica
Malaysia Today - Malaysia
McClatchy - United States
Nawaat - Tunisia
NDR/ARD - Germany
Owni - France
Pagina 12 - Argentina
Philip Dorling - Fairfax media contributor - Australia
Plaza Publica - Guatemala
Publica - Brazil
Publico.es - Spain
Rolling Stone - United States
Russian Reporter - Russia
Ta Nea - Greece
Taraf - Turkey
The Hindu - India
The Yes Men - Bhopal Activists
Sunday Star-Times - New Zealand
Community resources
courage is contagious
The Global Intelligence Files
On Monday February 27th, 2012, WikiLeaks began publishing The Global Intelligence Files, over five million e-mails from the Texas headquartered "global intelligence" company Stratfor. The e-mails date between July 2004 and late December 2011. They reveal the inner workings of a company that fronts as an intelligence publisher, but provides confidential intelligence services to large corporations, such as Bhopal's Dow Chemical Co., Lockheed Martin, Northrop Grumman, Raytheon and government agencies, including the US Department of Homeland Security, the US Marines and the US Defence Intelligence Agency. The emails show Stratfor's web of informers, pay-off structure, payment laundering techniques and psychological methods.
US/RUSSIA - Biden In Russia To Build On 'Reset'
Released on 2012-10-19 08:00 GMT
March 09, 2011
By RFE/RL
U.S. Vice President Joe Biden is in Russia to build on the "reset" in
bilateral ties initiated by President Barack Obama two years ago.
The two days of talks, according to Biden's national security adviser Tony
Blinken, are "an opportunity to take stock of the reset" -- a term coined
by Biden himself -- and discuss where both countries "hope to go next."
Biden is scheduled to meet President Dmitry Medvedev today before holding
talks with Prime Minister Vladimir Putin on March 10.
Topping Biden's agenda are defense and trade issues.
Biden's visit comes just weeks after the New START treaty, signed by Obama
and Medvedev in April 2010 and ratified by lawmakers last month, came into
force. Under the new pact, Russia and the United States commit to new
limits on their nuclear arsenals.
The two countries must now bridge their differences over Washington's
project to deploy a missile-defense system in Europe, which it says is
needed to counter possible attacks by rogue states like Iran.
Joint Control
Obama has scaled down missile-defense plans proposed by his predecessor,
George W. Bush, a move that helped appease Russian concerns and secure
Moscow's approval for new sanctions on Iran over its nuclear program.
But Russia remains wary of U.S. missile-defense plans and is asking for
joint control of any antiballistic system installed in Europe by the
United States and NATO. Medvedev last year warned that his country may
deploy new offensive weapons if its demands were not heeded.
Biden and his Russian hosts are expected to discuss the political turmoil
sweeping the Arab world. Moscow is likely to voice its opposition to
military action against Libyan leaders, which Washington has been mulling.
Much of Biden's talks with Russian leaders will also focus on the
country's long-standing bid to join the World Trade Organization. Russia,
the largest economy outside the WTO, has been seeking to enter the
organization for 18 years.
Speaking to business leaders outside Moscow today, he reiterated
Washington's support for Russian WTO accession. Biden met First Deputy
Prime Minister Igor Shuvalov and said, "We are actively working to finish
up the process in 2011" regarding Russia's joining the WTO.
Advocates believe Russia's entry into the WTO will help foster more
stability in the country and make its rapprochement with the United States
more impervious to political tensions by bolstering economic ties. But
membership remains uncertain and could be derailed by Georgia, which
fought a brief war with Russia in 2008 over its pro-Russian separatist
region of South Ossetia. Georgia, as a WTO member, has veto power.
Biden said the White House was also in favor of scrapping the
Jackson-Vanik amendment, a set of U.S. Cold-War restriction on trade with
Deal Signed
In a bid to underscore U.S. hopes for improved economic ties, Biden met
with business leaders at the Moscow suburb of Skolkovo, where authorities
are building what they tout as Russia's future version of Silicon Valley.
Russia, he told his audience, must crack down on corruption and improve
its legal system to attract investment.
"Investors are looking for assurances that the legal system treats them
fairly and acts on their concerns swiftly," he said.
In Skolkovo, Biden also oversaw the signing of a deal between U.S. plane
manufacturer Boeing and Russia's Aeroflot under which the Russian company
will purchase eight Boeing aircraft.
His visit to Skolkovo mirrors Medvedev's visit to Silicon Valley last
year. Critics of the Skolkovo project, however, reject the analogy, saying
Silicon Valley grew naturally on the basis of existing universities rather
than being created from scratch by the government.
On March 10, Biden will meet some of Russia's human rights campaigners and
will cap his visit with a speech at Moscow State University expected to
lay out Obama's vision for U.S.-Russian relations.
Biden leaves Moscow on March 11 for Moldova.
written by Claire Bigg, with agency reports
Marko Primorac
ADP - Europe
Tel: +1 512.744.4300
Cell: +1 717.557.8480
Fax: +1 512.744.4334


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I was in a crash where the other driver claims I was not wearing my seat belt. I absolutely was, and both air bags imploded. Are the two systems interconnected?
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2002 Dodge Grand Caravan
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2002 Dodge Grand Caravan Question: Are the airbag sensor and seatbelts interconnected.
mboyles64, Lockport, NY, August 02, 2009, 21:15
1 Answer
Answer #1matte August 03, 2009, 12:29Master
I don't believe that they are. Normally, for seat belts, there's a sensor in the buckle that determines when the seat belt is buckled, and sometimes these work in tandem with sensors that determine whether the passenger and driver seat is occupied or not.
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