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Photo ©Universal Pictures
Condoms. Who needs 'em, right? You know, apart from any man hoping to avoid STD transmission and accidental lady pollination. So most of us, basically. Fortunately, though, their long reign as the curse of the sexually active man may soon be coming to an end. An inventor in Los Angeles named Charles Powell claims to have created a condom that covers only the tip, and that "leaves the coronal ridge and shaft exposed for more powerful orgasm."more >


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After being on a Pcounter course, I am hoping to implement the suite into our site ASAP!
In the past we have just used local IP based printer drivers on workstations, but Pcounter obviously requires the queues/drivers to be located on the Netware print server.
Could somebody explain the difference between NDPS / iPrint and how we should go about setting them up? As I don't have a huge amount of Novell knowledge!

subset: commoncrawl


text: Strict Standards: Redefining already defined constructor for class XML_Parser in /home/sites/www.americanpoems.com/web/store/aom/includes/os.php on line 1188 Strict Standards: Declaration of XML_Parser::raiseError() should be compatible with PEAR::raiseError($message = NULL, $code = NULL, $mode = NULL, $options = NULL, $userinfo = NULL, $error_class = NULL, $skipmsg = false) in /home/sites/www.americanpoems.com/web/store/aom/includes/os.php on line 1604 Strict Standards: Declaration of XML_Unserializer::startHandler() should be compatible with XML_Parser::startHandler($xp, $elem, &$attribs) in /home/sites/www.americanpoems.com/web/store/aom/includes/os.php on line 3503 Strict Standards: Declaration of Cache_Lite_File::get() should be compatible with Cache_Lite::get($id, $group = 'default', $doNotTestCacheValidity = false) in /home/sites/www.americanpoems.com/web/store/aom/includes/cache.php on line 1020 American Poems: Books: Science and Psychic Phenomena: The Fall of the House of Skeptics Home Apparel Appliances Books DVD Electronics Home & Garden Kindle eBooks Magazines Music Outdoor Living Software Tools & Hardware PC & Video Games Search All Products Apparel Appliances Arts & Crafts Automotive Baby Beauty Books Computers DVD Electronics Gourmet Food Grocery Health Home & Garden Industrial & Science Jewelry Kindle eBooks Kitchen Magazines Miscellaneous Mobile Apps MP3 Downloads Music Musical Instruments Office Products Outdoor Living Pet Supplies Photo & Camera Shoes Software Sporting Goods Tools & Hardware Toys VHS Video On Demand PC & Video Games Watches Wireless Wireless Accessories Advanced Search Sitemap View Cart Checkout Location: Home » Books » Science and Psychic Phenomena: The Fall of the House of Skeptics Science and Psychic Phenomena: The Fall of the House of Skeptics enlarge Other Views: Author:Chris Carter Creator:Rupert Sheldrake Publisher:Inner Traditions Category:Book List Price: $18.95 Buy New: $8.23 as of 12/18/2014 20:50 EST details You Save: $10.72 (57%) In Stock New (36) Used (19) from $3.98 Seller:-Daily Deals- Sales Rank:616,059 Languages:English (Unknown), English (Original Language), English (Published) Media:Paperback Number Of Items:1 Edition:2nd Edition, New Edition of Parapsychology and the Skeptics Pages:320 Shipping Weight (lbs):1.1 Dimensions (in):6 x 0.6 x 9 Publication Date:February 22, 2012 ISBN:159477451X EAN:9781594774515 ASIN:159477451X Availability:Usually ships in 1-2 business days Also Available In: Kindle Edition - Science and Psychic Phenomena: The Fall of the House of Skeptics Paperback - Parapsychology and the Skeptics: A Scientific Argument for the Existence of ESP Similar Items: Science and the Afterlife Experience: Evidence for the Immortality of Consciousness Science and the Near-Death Experience: How Consciousness Survives Death The Reality of ESP: A Physicist's Proof of Psychic Abilities Entangled Minds: Extrasensory Experiences in a Quantum Reality Supernormal: Science, Yoga, and the Evidence for Extraordinary Psychic Abilities Editorial Reviews: SynopsisA factual and conscientious argument against materialism's vehement denial of psi phenomena • Explores the scandalous history of parapsychology since the scientific revolution of the 17th century • Provides reproducible evidence from scientific research that telepathy, clairvoyance, precognition, and psychokinesis are real • Shows that skepticism of psi phenomena is based more on a religion of materialism than on hard science Reports of psychic abilities, such as telepathy, clairvoyance, precognition, and psychokinesis, date back to the beginning of recorded human history in all cultures. Documented, reproducible evidence exists that these abilities are real, yet the mainstream scientific community has vehemently denied the existence of psi phenomena for centuries. The battle over the reality of psi has carried on in scientific academies, courtrooms, scholarly journals, newspapers, and radio stations and has included scandals, wild accusations, ruined reputations, as well as bizarre characters on both sides of the debate. If true evidence exists, why then is the study of psi phenomena--parapsychology--so controversial? And why has the controversy lasted for centuries? Exploring the scandalous history of parapsychology and citing decades of research, Chris Carter shows that, contrary to mainstream belief, replicable evidence of psi phenomena exists. The controversy over parapsychology continues not because ESP and other abilities cannot be verified but because their existence challenges deeply held worldviews more strongly rooted in religious and philosophical beliefs than in hard science. Carter reveals how the doctrine of materialism--in which nothing matters but matter--has become an infallible article of faith for many scientists and philosophers, much like the convictions of religious fundamentalists. Consequently, the possibility of psychic abilities cannot be tolerated because their existence would refute materialism and contradict a deeply ingrained ideology. By outlining the origin of this passionate debate, Carter calls on all open-minded individuals to disregard the church of skepticism and reach their own conclusions by looking at the vast body of evidence. CERTAIN CONTENT THAT APPEARS ON THIS SITE COMES FROM AMAZON SERVICES LLC. THIS CONTENT IS PROVIDED 'AS IS' AND IS SUBJECT TO CHANGE OR REMOVAL AT ANY TIME. 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- Graduated in 1975
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10 Steps to Pick the Right Doctor
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Celebrate the arrival of 2015 with one of the world's most talented musicians when Elton John performs at the Barclays Center on Dec. 31. This Brooklyn, N.Y., venue will host the five-time GRAMMY winner for a special celebration to ring in the New Year, and the Elton John New York concert will mark the first time the lauded performer headlines this celebrated state-of-the-art arena. Secure your spot in the audience for this flashy show to sing along with an adoring audience as John performs crowd-pleasing favorites like "Yellow Brick Road," "Bennie and the Jets," and "Tiny Dancer."
Barclays Center Seating Information
In order to accommodate the maximum number of guests for this Elton John New Year's Eve concert, the full arena will be open for the show, including many sections to the side and rear of the stage that will have only a limited view of the performance. You can see which options these will be by checking the Barclays Center seating chart, as well as looking at the titles of the listings. Primarily, this will affect just a handful of sections in the main bowl of the arena, which, starting closest to the floor, includes the Lower Level (1-31), Middle Level (Sections 102-126), and Upper Level (Sections 201-231). There will also be seats on the Floor, Sections F1-F9, which will face the stage where the performance will take place.
Barclays Center General Information
You will not be able to capture the Elton John Barclays Center concert using audio or video recording devices, and professional cameras with detachable lenses are also prohibited. Other prohibited items that will not be allowed past security at the performance will include food and beverages that were purchased outside the Barclays Center, balloons, large signs and banners, flashlights, coolers, noisemakers, large bags, backpacks, and laser pointers.
Barclays Center Parking Information
Parking is usually limited at Barclays Center, so guests are encouraged to take one of the many bus or train routes that run near the arena. Racks are also available on site for fans that choose to bike to the Elton John New Year's Eve concert. If you do need to drive to the show, try to purchase advance parking, if available. Otherwise, you may be able to secure parking for the show by arriving early on the night of the show.
Barclays Center Gate Times
With the performance slated to begin at 9 p.m. EST, the doors to the Barclays Center are expected to open as close to 8 p.m. as possible. Note, however, that there may be delays on the night of the show.
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Outer Banks Fishing Technique
When Gloucester-based fishermen sail south to the Outer Banks to compete with their North Carolina counterparts for bluefin tuna, they've got to master a very different sort of environment from the offshore New England waters to which they've grown accustomed.
For one thing, there's the weather. In New England, the bluefin season is in the summer and fall, but in the Outer Banks, the huge fish are pursued in the winter months. While the presence of the Gulf Stream 50 miles offshore helps to moderate winter temperatures, the weather can be volatile, winter seas can be very rough.
That difference would make it difficult for fishermen in the Outer Banks to anchor their boats, put out chunks of herring, whiting and other baitfish in chum slicks, and then sit waiting for hours for the bluefin to arrive, as fishermen do up north. The chum would drift away too quickly, and they wouldn't be able to set their lines to the proper depth or position.
Instead, it's more likely to see Outer Banks fishermen trolling, with their boats sailing along at a speed of six to twelve knots.
"You probably can expect to see some of our captains just trolling outright for them or green-sticking these fish, but sitting still anchored up is something I don't expect ," fishing writer Rob Alderman wrote earlier this year, in an article for the Island Free Press, an Outer Banks publication.
The equipment also tends to be different down south. Outer Banks fisherman have enthusiastically adopted the green stick, a technology which was developed by Japanese fishermen and, as the story goes, first introduced to North Carolina by a Wanchese fisherman named Charles Midgett in the 1980s.
The green stick—named for the distinctive olive hue of early models of the gear—basically is a flexible fiberglass pole that's 34 to 45 feet long. It's fashioned from multiple sections, making its length adjustable. A main fishing line that's 1,000 feet or more in length is attached to the stick, and five to seven lures or baits are attached to the line itself. Each of the leaders for those lures or baits is a slightly different length, and has a drop line attached to it. A "bird," a device made of spruce wood with wings of aluminum, is attached to the line, holding it taut in the water. That, in turn, causes the lures to bob up and down on the water, just above the surface.
"As we tow [the bird] to the surface, it mimics a tuna chasing our lures, which attracts other tunas to the bait," fisherman Nick Gowitzka explains in the program.
The motion of the lures also tends to be irresistible to the bluefin, which are particularly aggressive predators. The fish have been known to launch themselves completely out of the water in an effort to strike at a lure, according to fishing author Stan Ulanski.
When a bluefin strikes one of the baits or lures, the drop line attached to it breaks away from the main line. That enables the fishermen to fight the bluefin with a rod and reel.
"It definitely is effective in putting fish in the boat," Ulanski has written.
The Gloucester fishermen will need to master the technique, or else they'll be at a disadvantage.
For viewers that are further interested in learning more about greenstick fishing, you can download a 1996 publication North Carolina Sea Grant produced that describes the gear configuration used by Outer Banks commercial and recreational fishermen to catch tuna. The publication further explains how to construct and operate the rig in either commercial or recreational applications. Download here: http://nsgl.gso.uri.edu/ncu/ncuh96001.pdf Edit (in 1 minute)
There is no doubt in my mind that the Gloucester fisherman will master the green stick technique of fishing for Bluefin tuna's. Go Team North!!
@Lisa Ward go real far nouth lol


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Position OverviewIntacct makes small and midsized businesses (SMBs) and CPA firms more productive and improves company performance by providing award winning cloud computing financial management and accounting applications. We are the preferred provider of financial applications10/20/2014 San Jose, CA Save This Job
LOCATION: Burlington, MA USA POSITION PROFILE: Exa Corporation seeks a dynamic, experienced Principal Software Engineer with broad experience in the development of software products and web applications, with an emphasis on Enterprise Java, Open Source technology and Grails.12/3/2014 Burlington, MA Save This Job
This is an amazing opportunity for a Principal Software Engineer to join a growing team of talented software professionals at Intronis and make a major impact on the technical direction of our product with your knowledge and background in enterprise Java. You will have the best10/20/2014 Chelmsford, MA Save This Job
Location: Waltham, MA, USA Job Title: Senior Principal Software Engineer Department: Engineering Description: MetraTech empowers organizations to embrace change through a unique, agreements-based billing and compensation solution that is relationship-driven and supports10/28/2014 Waltham, MA Save This Job
Skills: Strong experience with Java/J2EE, Web Services, Internet architecture . Financial Services Software, eCommerce Description: Senior Software Engineer / Principal Software Engineer Job Profile:Verient is looking for Senior Software Engineers who can participate in the11/18/2014 San Jose, CA Save This Job
As a Principal Software Engineer, you will work on the storage and virtualization team, reporting to the Director of Infrastructure Engineering. You will be challenged to think out of the box and solve complex system design problems. Additionally you will be responsible for12/3/2014 Waltham, MA Save This Job
Job Description Principal Software Engineer, RTB Emeryville, CA Join a team building a highly scalable system that makes over 200,000+ decisions per second and reports the results in real-time. TubeMogul's PlayTime platform is the first video advertising technology of its kind.11/18/2014 Emeryville, CA Save This Job
In the Infrastructure team, a Principal Software Engineer is responsible for research, development and implementation of improvements of the GSN Games infrastructure with a focus on long term scalability. Examples include designing an event processing system for user progress11/16/2014 Boston, MA Save This Job
The Principal Software Engineer will be responsible for the Design, Implementation and Update of Features and Functionality in the Freeform and Geomagic. Design code bases. Products derived from these code bases include Mechanical CAD design and Organic Design. The products10/12/2014 Andover, MA Save This Job
Come join us and be part of our mission to continue to deliver on our best of breed interactive virtual assistance cloud platform. This is very exciting time to join a growing team of bright and motivated engineers working on creating innovative solutions for our high performance10/14/2014 Franklin, MA Save This Job
More information about this job Overview DataDirect Networks (DDN), with a global employee base of 450+, is the world?s largest, privately-held, data storage infrastructure provider. DDN maximizes the value of all information everywhere. They make the challenge of providing10/21/2014 Chatsworth, CA Save This Job
The engineer will be responsible for designing and developing code to extend and enhance the Universal Data Protector component of Actifio Products. This includes understanding and analyzing customer requirements, designing solutions that address these needs, and developing the12/3/2014 Waltham, MA Save This Job
We are seeking a talented Senior Software Engineer to join our CyberSweep software development team to invent and deliver a new breed of cyber security solutions. We are mostly interested in candidates who can truly think outside the box and find new ideas to solve complex and12/2/2014 Hayward, CA Save This Job
Vormetric is making the world a better place by enabling organizations around the world ? including 17 of the Fortune 25 ? to both reduce their risk and lower their costs as they protect what matters: their sensitive data. The threats to our customers? valuable data are ever11/8/2014 San Jose, CA Save This Job
More information about this job: Overview: Company Overview: Aerohive Networks?the pioneer in controller-less Wi-Fi?reduces the cost and complexity of today's networks with cloud-enabled Wi-Fi and routing solutions for medium and large enterprise headquarters, branch offices and12/15/2014 Sunnyvale, CA Save This Job
Engineering San Francisco, CA, United States About Us At AppDynamics, our Application Intelligence Platform helps today's software-defined businesses proactively monitor, manage and optimize the most complex software environments. All in real time, and all in production. With12/3/2014 San Francisco, CA Save This Job
Overview: Aerohive Networks?the pioneer in controller-less Wi-Fi?reduces the cost and complexity of today's networks with cloud-enabled Wi-Fi and routing solutions for medium and large enterprise headquarters, branch offices and teleworkers. Aerohive?s award-winning cooperative11/15/2014 Sunnyvale, CA Save This Job
Come join the #1 Fastest Growing Company in the Bay Area! With a whopping 4,700% revenue growth and 23 Billion monthly page views, it is no wonder why we are ranked among the Top 40 Forbes America?s Most Promising Companies. ShareThis offers the most innovative sharing platform12/3/2014 Palo Alto, CA Save This Job
Tripwire delivers advanced threat protection, security and compliance solutions, enabling enterprises, government agencies and service providers to confidently detect, prevent and respond to cybersecurity threats to their business. Headquartered in Portland, Oregon, Tripwire?s12/3/2014 Portland, OR Save This Job
Location: San Mateo, CA Description: As a senior member of our core product development team in Engineering, you will lead the efforts to incorporate data mining and machine learning across all of our products. Primary responsibilities for this position include, but are not12/1/2014 San Mateo, CA Save This Job


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This site is a primarily a search engine that will reward you with points for searching. (in 9 reviews)
Swagbucks reviews
Manhattan Beach, CA 90267, USA
Tel: 1-877-748-2714
56 Reviews From Our Community
Review Highlights
It works great you just gotta take your time with it. (in 34 reviews)
I LOVE Swagbucks....I have gotten so many gift cards. (in 13 reviews)
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I have only been on swagbucks for about 4-5 months and i have earned 6 different egift cards this is an awesome site for extra earning when you have time on your hands
Tip for consumers: Good tips are sign up for all the free offers and download the 2 apps for more earningAsk Destany about Swagbucks
I love Swagbucks. It took me a couple years to figure out how to earn on it but now that I know I am enjoying the extra money every month. I usually cash out $25 to $75 a month in Paypal gift cards which can be put right into my bank account if need be. I participate in the Encrave mainly as well as running the apps that pay to watch short videos. There are about 5. If you meet your daily goal every day for a month you get an extra 300 points. There's a second daily goal as well. It can be tedious but if you're a stay at home parent, disabled, or work part time then it doesn't hurt to run these apps while watching TV or doing other things. Always check your swagmail every day because they offer you quick tasks to earn small amounts. I have only done one pay offer through SB which took me to an offer on Living Social for a Sam's Club Plus Membership for $45 with a $20 gift card & about $20 in fresh food vouchers on top of 450 Swagbucks so I paid 50 cents for the membership! I qas rewarded my 450 SB!
If you haven't tried SB yet give it a try! www.swagbucks.com/refer/Silvrcraz
Tip for consumers: Download the apps & run them daily. You can meet your dailies with all the apps.Ask Jennifer about Swagbucks
I have earned more then $500 dollars worth of gift certificates and get them fast and easy. I have never had an issue with any certificate I have used. I also use these gift certificates to either give a gift or send the certificate directly to someone for either Christmas or birthday. I find it very easy to earn and use Swagbucks. I don't see how anyone can call them a scam .
Tip for consumers: Visit daily and you will find the Swagbucks building fast.Ask elvira about Swagbucks
Prizes come slowly or not at all. Scam artiststs. They will try everything possible so you won't get reward. Try Prizerebel http://www.prizerebel.com/index.php?r=dallinlee LEGIT website.
i a member of swagbucks since august 2014 and I earned two $10 gift certificates. Its not a lot but it helps. You can cash out quickly. The bad part is most of the offer require that you buy something unless you love doing surveys which take forever to earn enough swag bucks. Overall I enjoy it but I feel there are better ways to earn money online. check out inboxdollar.com
Tip for consumers: Try to do a few of the free for 30 days offers then cancel or a cheap offer to earn more bucks. Do as many surveys or free tasks as possible.Ask Diamond about Swagbucks
I LOVE Swagbucks....I have gotten so many gift cards. It's fun to search, watch videos, play games, and shop because you know your gonna get rewarded. Love it.
I can't really attest to the site so much because I've barely used it, but judging by the fact that there are multiple identical reviews on here from supposedly 'different' people, I can only ascertain that the company is writing false positive reviews on here. Take a look at the reviews from saravanan p. and Liz p.
They are identical.
"I've had a great experience with Swagbucks. There are so many ways to earn Swagbucks, especially if you just put a little time in or are patient. I use the search engine and I let videos play when I'm already using my computer. I do the occasional offer (free, usually just using my email and then unsubscribing later) and if I'm going to buy something anyway I check to see if I can do it through Swagbucks. Doing surveys gets you a ton of Swagbucks. Sometimes it's frustrating because you don't qualify for any, but when you do you can rack up quite a bit of Swagbucks."
Blah blah blah. Be wary of false reviews!
Why is there a need to enter the letters before getting 3 swagbucks in the videos? (Come on - it's THREE cents or less.) It seems like the company keeps trying to come up with new ways to keep its members from getting points. REALLY frustrating and a waste of time.
Ordered an Amazon giftcard and verified the order (why do you need to verify the order?). It got REFUNDED. Even though I verified TWO TIMES.
SwagBucks is a huge rip off. I did a credit report that I had to use my CC info for and was ripped off of 1100 SB. They purposefully don't credit you so you get stuck with a huge bill from the credit company you signed up with and purposefully take 3-5 business days to respond to your email demanding your SB to make sure you get charged for one month by the company you signed a free trial with. This is on the verge of criminal.. Would not doubt if there is a class action lawsuit in the midst for this company.
swagbucks is a peice of crap they dont pay out and then give you different reasons why they dont pay out points i went through priceline and its 2 bucks per dollar first i didnt get any back then contacted customer support wich told me i would be credited within 24 hours and i wasnt replied to there messagethe same person then spouted off that i wouldnt be credited till 60 to 90 days and by 90 days they cant even do complaints more days went by so i messaged again same person then blows off somthing about stores special terms now let me remind you this is suposably a senior customer service rep giving 3 different stories as to why i didnt get my swagbucks on a reply none the less where she could of read the previous mails to at least get her story straight if this is a senior rep all i can say is wow this company is in trouble
I would not recommend anymore. When I first joined Swagbucks, it was fairly decent. I downloaded the toolbar and everything was good. I did Shop & Earn and got rewarded Swagbucks with no problem. Things have gone downhill. I had to reinstall the toolbar and it took for freaking ever to get all the malware off. So instant Swagbucks gone. Shop and Earn is only given now, if I contact swagbucks between the 32nd day and the 60th day after my purchase and I have to provide all the info that used to be done automatically. Really it has become a pain in the ass.
Tip for consumers: Contact as soon as possible if you are missing swagbucks.Ask Rhonda about Swagbucks
I've been using Swagbucks for many years, and have finally given up on it. They used to be a great company, an easy to use and generous rewards site. Since they got "big" and more popular though, it's become a matter of diminishing returns. It's not a scam per se, you can earn money, it just takes much too long to do that now, in my opinion. Their rating on Survey Police is no longer very good, and I would suggest finding other sites that pay you more, with a lot less hassle.
I used to spend around an hour a day on Swagbucks surveys to make both daily goals there, plus running SwagTV overnight on my mobile. With their recent changes to the surveys it's been taking me up to 4 hours daily, on surveys alone, to make just my first goal, and it's become a very frustrating and unrewarding process.
The survey companies they use now, Peanut Labs especially, make the surveys much harder to qualify for, linking to malware sites or to "funnel surveys" that bounce you from site to site, collecting up to 20 minutes of highly repetitive demographic information, before finally indicating that you don't qualify. These surveys then give you nothing, or occasionally one SB, for all your time and trouble. I've had 2 surveys this last month alone that I completed and never got the points for as well. Personally, I really don't appreciate companies that mine my data with no rewards, or sites that support them.
Between the surveys and other activities like SBTV I've been spending an average of 5 hours every day, or 150 hours a month, on earning Swagbucks alone. At earnings of $60 a month, with that very conservative estimate of 5 hours spent a day, it nets around $2 daily, or 40¢ an hour, which is way too little money to make it worth my while to work this hard and be this frustrated any longer.
I'm done. My Wife is done. We've both addressed these issues with Swagbucks on several occasions and received the exact same canned email response, along with 25 SB to try to placate us, which was not enough compensation for all the time we both wasted. (The copy/paste response from Amanda in Customer Service there also contains a typographical error that changes the meaning of her response entirely, which is just a sloppy practice for any business.) It's always a shame to see a company stop respecting the people who make their business possible. This one used to be great.
Tip for consumers: You can skip the movie trailer videos on SwagTV mobile after 2 seconds by clicking on "done". At earnings of 2 SB for every 5 trailers, with the commercials in between that can't be skipped, it can take a lot of time each day to make your cap of 36 SB (recently lowered from 50), and it pays just pennies. I suggest doing the math to see if their meager payouts are worth your time, which is my whole point about Swagbucks, it's become a hassle and is not worth mine any longer.Ask Morgan about Swagbucks
if i had to give this website an offer within the first week of having it, it'd be 5 stars... but that's how they get you hooked. They give you lots of opportunities to earn Swagbucks at first and the site seems amazing, but then the earning opportunities drop off considerably. Very quickly its time consuming to earning a meager 1 or 2 points, and it requires 500 to do anything substantial with them.
A total scam. They offer you surveys for points, then ask you the same demographic questions over and over. After 20 minutes of this, they tell you the survey is full and don't give you any points for your time. If the survey is full, why would they offer it to you in the first place? To collect your information for free, of course.
I did this for awhile and finally accumulated enough points to redeem for a reward. After I submitted the order, they inexplicably closed my account for "violating the terms of service" even though I haven't. I emailed them multiple times with no response. Stay far, far away from this company.
Try the Encrave videos offered on the main page under the discover tab. I have a separate monitor I run while working at my computer and I make a nice chunk of money each month from that alone. Also Swagbucks TV.. Wont make me rich but its so worth the effort..
Perk TV another app similar to Swagbuckstv for what its worth..
I use the Swagbucks Encrave videos? I am at my computer all day so I have a second monitor and just stream them all day- its low pay? but if I do get about $75-100 a month between that and Swagbucks TV (They smart phone app- you must get that!!!).
If you try SwagbucksTV app and like it you might also like Perk TV.. same thing.. it all adds up : )
I've had a great experience with Swagbucks. There are so many ways to earn Swagbucks, especially if you just put a little time in or are patient. I use the search engine and I let videos play when I'm already using my computer. I do the occasional offer (free, usually just using my email and then unsubscribing later) and if I'm going to buy something anyway I check to see if I can do it through Swagbucks. Doing surveys gets you a ton of Swagbucks. Sometimes it's frustrating because you don't qualify for any, but when you do you can rack up quite a bit of Swagbucks. Some days I've gotten 500 Swagbucks from surveys. If you search with Bing you can win points to get Swagbucks. Also each coupon you use from Swagbucks gives you 10 SB. If you are patient and put in a little extra effort, you will be earning SB in no time. I've had my account for a little over a month and I'm already halfway to an $100 gift card to American Airlines.
If you are want to give this site a try go to http://bit.ly/1vqGE9y
Do the surveys...It's easier to accumulate swag bucks and reach $5 quick....Use this link...
The continuous need to put in a captcha while watching videos is comically bad. Get rid of it. Stop trying to hose users out of money (that's already not very much).
This site is a waste of time. First their surveys disqualify you at the end. Their offers hardly ever credit. They don't reward you for being a member. The swagstakes are complete scams and actually nobody wins them. On top of all that they are the slowest sites at giving you your rewards and over time they have even gotten slower. Don't waste your time go here to gift hulk. They reward you for your time and being I am a platinum customer I get my rewards some time the same day I order them. Please use my link to sign up here. http://www.gifthulk.com/invite/JS290552
Swagbucks is NOT a scam- you do NOT have to spend a dime! There are so many ways to earn swagbucks from surveys to watching videos to playing games! Yes, you CAN buy things for swagbucks- but I've never spent money on anything and I've gotten many gift cards with swagbucks I earned just playing around with the site. If you take the time to do the surveys, games, etc, it's definitely worth it but if you think you'll just be handed something for nothing this isn't the site for you. They also do many swagcodes for free swagbucks that they post on fb, Twitter, Instagram, their pages blog, etc. To boot, I've cashed in my swagbucks for amazon.com gift cards and spent my e-cards on things I wanted, like clothes, and warmed back swagbucks on those purchases I made with my free money!
I've had a great experience with Swagbucks. There are so many ways to earn Swagbucks, especially if you just put a little time in or are patient. I use the search engine and I let videos play when I'm already using my computer. I do the occasional offer (free, usually just using my email and then unsubscribing later) and if I'm going to buy something anyway I check to see if I can do it through Swagbucks. Doing surveys gets you a ton of Swagbucks. Sometimes it's frustrating because you don't qualify for any, but when you do you can rack up quite a bit of Swagbucks. Some days I've gotten 500 Swagbucks from surveys. If you search with Bing you can win points to get Swagbucks. Also each coupon you use from Swagbucks gives you 10 SB. If you are patient and put in a little extra effort, you will be earning SB in no time. I've had my account for a little over a month and I'm already halfway to an $100 gift card to American Airlines.
If you are want to give this site a try go to: swagbucks.com/refer/elizabethmarie94
What a waste of space! Swag bucks is terrible, the site should be renamed SwagPennies. That's all a point is worth pretty much. They try to get people to buy stuff they don't need and entice them with points. So what if you can get a few bucks out of them its not worth it save your money and don't fall for their tricks. I signed up for a few trial pay offers and seriously it took me a week to get the points for one offers after I had to send an email to Trialpay because Swag bucks wouldn't help. I tried to cancel a free trial for a cloud service online and I was told I have to call! I spent 40 minutes trying to take the surveys and every single one said I didn't qualify of it was full. I know what to and what not to say on those things to make sure I have the best chance of getting in. One of the "quick" questionnaires took me 15 minutes and I didn't get the 50 points because I had unchecked the box to allow the company to send me SPAM but I still took the full survey and got nothing! I managed to actually get enough points to use. I figured I had wasted enough time I would take my 5$ and go so I ordered a 5$ Amazon eCard...After having to verify my account by SMS then email I was told it will take up to 10 days to get. For an eCard? I had tried to change my Swag bucks to Bing rewards points just to get out of there but I was told it was a once in a lifetime option for users to exchange points and it would take 7-14 days! So I will wait 10 days for a 5$ card after getting charged 4.99 for a service I didn't want because I didn't have time to or plan to call in the first place before they billed me. Swagbucks is a joke..Don't let them get in your head with the free stuff. Want to make a penny at a time? Go pick up cans and sell them to a recycling place. It would be faster and easier than this!
I make 2 dollars a day on Swagbucks by mostly watching videos, you can earn $1.50 each day just watching videos, (I open a tab and minimize the page [ctrl -] to my fitting and do whatever I want while running the videos). You can also install the SBTV app and get 50cents a day by letting the vidoes autorun (US only). Other than that you could do much more thing but those will require concentration. Like tasks and Surveys.
I still use swagbucks every now and then because you can get cards for either Wal-mart or Amazon. I do like that. However, I HATE their not putting the points in and then forgetting all about them. It took a long time to get my points and I only got them coz I stopped using the site and kept complaining over and over again. That is not fair. If one uses their time and I was using it to supplement the income of our household but was doing it for NOTHING. They kept wanting this or that when there should be a better way for THEM to know one has used what they offer and to ANNOTATE. Once they told me I had to call the company. I did. The company said they showed I had done my part, swagbucks did not do theirs. They want one to use their search engine but last night after a LONG time of not using, it took 12 searches before I got points, Today I have already searched approx 8-9 times and NO points. Someone posted a block on my acct saying I lied on a survey (slander against my name) and now I can't do the REAL surveys. One is lucky if you get to do a survey on any others. They have you spend all kinds of time without letting you complete the survey at all and then used to nothing, now I think they give one point....not sure. For the amount of time one puts in, it is a rip-off. However there are a FEW that are good and where one can get points, especially if you already like and want to use those offers. I use Hulu and now Spirit clips, and Netflix so sometimes they have special offers of lots of points which gives a $5 card of choice. Those are nice. Otherwise not so nice.
I've had a great experience with Swagbucks thus far. Earn a $5 Amazon giftcard about every 10 days. I love using the Swagbucks TV app for easy swagbucks (you can use this on your tablet or phone). I also use the printable coupons at the grocery store (10 swagbucks per coupon used). If I need to search for something on Google, I'll go to Swagbucks.com first and use the search function to see if I can score some more Swagbucks. I have not downloaded their toolbar so I can't comment on that feature. I hate the surveys because it always says I don't qualify after spending tons of time answering questions. But earning $15 to $20 in Amazon giftcards every month for very little work is great. Please use my referral link if you'd like to start earning gift cards today - swagbucks.com/refer/alexandizzymommy
Recently, when I redeemed an amazon card, I entered my phone number, and I didn't have my phone with me, so when I got the vertification code, IT DIDN'T WORK, AND THEY TOOK AWAY ALL THE SWAGBUCKS I HAD!!!!!!!!! I retried, because I had enough for two cards, AND IT DIDN'T LET ME GET ANOTHER ONE BECAUSE THEY WERE SONS OF B******!!!!!!! This site is a scam, and don't waste your time on it. (P.S. If you use tapjoy for premium currency in mobile games, the 100 swagbucks offer is the best.)
SCAM. Hard to earn points. It takes many days to make points to claim $5 gift card, it takes another week until the gift card actually arrives. And the worst of all, they close accounts before the gift card request is fulfilled.
After I downloaded their Toolbar, my computer was infected with over 100 viruses. Still have not gotten rid of them all. STAY AWAY from this site, it is not safe.
Terrible. They rob your time and get all their data still. DO NOT WASTE YOUR TIME WITH THESE CROOKS!
If there was a neg rating, I would gladly give it.
HUGE waste of time, way to much time and effort and virus' and SPAM directed your way when you sign up for this site.
Ill personally give you a gift card myself if you can ever get to the end of one of their surveys LOL
ENORMOUS waste of time.
But if you have LOTS of time...hey have at it!!
Worked great, use it every day especially for online purchases. Use my link to get started today.
I had a huge problem with getting kicked off the surveys from them over and over, I Emailed their support about it and waited a long time for an answer. I finally got a reply about it, and they basically said "Tough crap, that's how we do it." And without the surveys it takes a long time to get $5, which I attained through the SwagBucks TV app on the iPhone and iPad (which had all sorts of bugs and such). I redeemed my points for a $5 PayPal gift card, it took them 10 days to Email a $5 code for Amazon. I Emailed the support asking them to change it to what I requested, and they said no. Also, if you rack up a bunch over time to make it actually worth it at all, and then they ban your account for "cheating" when you did nothing of the sort (which I keep seeing in other forums), you did all of that for nothing. It takes a long time to rack up these points, and it's quite frustrating at times. If they weren't dishonest, it would be nice to make all that extra money for online purchases and such in your free time, but alas, they are dishonest, and I am canceling my account.
I am using Bing Rewards, which can make you a little over $5 a month for online purchases, just for searching stuff on their site and it's only a short bit of time, easy, and not cheating or frustrating at all so far (I'm fairly new, about 2 months) so I would recommend it if you're looking for this sort of thing.
The surveys and offers always did pay out for me when they were supposed to, there are fun games to play, and a very generous video section, but the customer service was terrible for me. I did not do anything that was against the rules as far as I know, yet they suddenly ban me one day without telling me why. I was always known for helping people out in the community as well as being very encouraging. I emailed support and posted on their Facebook page but I still never did get a response why I was banned. I'm sure it was a mistake on their part, but they could have still owned up to it.
I have been using SB for awhile now and love it! At first I was skeptical but have since made over 300$ its been awesome try it out! Use refer swagbucks.com/refer/Crblauvelt
It will start you off with 50 free SB on your way to you first gift card with "freegiftcards"
I thought I'd give this site a chance back in 2011 and since then I have kept my account open and active.
Let me just say that I do not participate in the "trusted surveys," "paid surveys," or "tasks. " Typically I"ll use the Coupons, daily poll, videos, noso, swag code, and swagbucks TV.
If you're a casual user, you can make a little bit of money (I've made about $60 in 2013), but I wouldn't rely on it for major income.
Support staff seems and has always been friendly, polite, and professional towards me and I've only contacted them twice about missing points. I received my missing points in about 2-3 days from the day I reported them and all was well. Though when it came time for me to claim my rewards it was a little different.
Paypal money was in my account within 24 hours but I ordered an optical mouse once and it took 17 days to get to my house. The cool part was that if I took a picture with it and a sign (or something like that) I could get more points.
They seem to have a habit of deleting accounts for no reason. After several emails asking for an explanation, they falsely accuse you of cheating and refuse to reactivate your account. They don't even seem to read your emails, they just send copypasta emails, so trying to explain that you weren't cheating is a waste of time. These guys can't tell the difference between bots and actual people, so they could delete anybody at any time. Don't waste your time on these guys.
Swagbucks is a scam don't do it. If you want to make money guaranteed go to instagc.com/robichaudsteven . I was only watching videos from swagbucks almost went over my bandwith limit so I cut down on videos. All week I cut down, in the meantime I had 2 gift card waiting. Says it may take up to 10 days witch I found was weid because it's and e gift card, so it's not a hard copy or anything the code should be instant. Anyways while still a swagbucks member I joined instagc. I made a 100 points pretty easy then I said I'll try to cash out a 1$ amazon gift card to see if this site is legit. What do you know I got the 1$ gift code instant! I took the code, put it in my Amazon account and bam. Mean while swagbuck I'm still waiting on this 10 day crap. Swagbucks never even emailed me or anything also about this issues, just a pure silent deactivation. In the meanwhile I made more money on instagc doing it a few hours a day and making gift cards instant! You can even cash out a check on instagc and they post winners all the time on Facebook. There's even a little chat you can talk with others. If you want to waste your time go to swagbucks, if you actually want to make a bit of money use my link and go to instagc I can even help you get started.
Simply put, Swagbucks is a scam.
They explain in rules that you can earn up to 5 Amazon gift cards a month.
However, if you actually approach this number, they'll deactivate your account.
I used Swagbucks only for a few days, and when I finally had enough points, I redeemed it for my first gift card. Here's the catch: They don't give you gift card. You have to wait up to 10 business days before they "decide" to give you the card. And if they feel like your account is earning Swagbucks too quickly, which isn't even the rules at all, they'll deactivate it and you'll never see that gift card.
If you really want to use a site like this, I would recommend something like InstaGC, in which gives you your gift cards instantly leaving no room for scamming.
However, like I said, Swagbucks is a scam. Avoid it at all costs.
*Main complaint is the Surveys not allowing completion, or credit, though they get a lot of answers they want along the way. Always some lame reason, too. About 2/3 of the surveys do this, which ends up being a huge waste of time.
No problems with pre-qualification questions denying me. But actual surveys 95% complete and ending up with "webpage not available" is a rook, by design.
As a whole, I kinda get the feeling this failure is related to "wrong" answers... meaning someone who is careful about spending is most likely to get booted.
Seems like what the survey companies want is young, dumb, big spenders who can be easily influenced to buy everything on the market. The more credit cards the better. It's all about advertising, and promoting cash flow.
*Swagbucks itself, as the BBB describes, is a small number of employees running a technically efficient hub of high-powered computer equipment, which explains poor customer service, and a very one-sided contract (Terms & Conditions) that clearly states Swagbucks can change the rules anytime they wish.
Overall, payouts take longer than expected, but they are valid. As others have said, large amounts have big problems... resulting in closed accounts... so keep track of records when using points to buy giftcards. Screenshots are very helpful when filing a claim with the BBB, and Swagbucks is immediate to fix overdue giftcard purchases. (Allow fair time, first, though. 5 to 10 business days after failure to make good, before involving the BBB in Swagbucks's locale.)
Advice: Keep expectations low, and try not to end up being a sucker.
I've heard if you had a good experience you may tell one person, if you had a bad experience you will tell seven. I had a bad experience. I spent hours a day on swagbucks. I did every survey I could, I did a ton of web searches, and I watched the max SBTV everyday, and then they deactivated my account right before they were supposed to pay out my rewards. I have read this has happened to a lot of people. They, like myself, were accused of scamming swagbucks. I followed all of the rules and in no way intended to scam or cheat, but after a couple of emails to swagbucks I was informed that I did something wrong, (they told me what it might have been, but not what I did. It was a form email). I had no chance to explain myself or prove to them that I was not cheating. I did try to reply and was told the matter was closed and that they would not respond to anything else that I wrote. I now warn people that it may work for some people, but don't put in too much time or effort. They profited off of my work and all I got was accusations and form emails in return. I do still get their advertisement emails cluttering up my inbox, so they are still getting credit for me after my deactivation.
I've been searching with Swagbucks.com for a number of years. The site offers a good and ever upgraded search engine maintenance. The genius of this search engine is that you get Swagbucks that can be turned in for merchandise. There are gift cards from many companies as well as other goodies you can trade your Swagbucks in for. There are a number of ways to earn Swagbucks. The easiest is to just do your web searching on the SB engine. Every day you get one SB just for logging in! During your searches they give away anywhere from six or seven SBs up to 50 or more. Again, just for searching.
They offer challenges on their web site as well. Many of them are free just for playing a game or watching some videos. Others require a purchase - and the value of that varies. If it's something you want, you're already one step ahead.
The one down thing is that occasionally - and really not often - the web site has issues to where you can't get on it, or you can't get it to to update your SB total. Generally it is fixed within a day.
I highly recommend checking Swagbucks out and find out what you can get for free.
They will deactiate your account if you earn too many swagbucks. Surveys are very rarely credited. Don't waste your time!
It takes time and patience, but it is definitely worth it! I have earned $20 in amazon gift cards.
I was a faithful Swagbucks user for nearly a year. I thought it was great and recommended it to everyone. Occasionally I'd come across a bad review, but I thought they were just whiners who had been caught cheating the system. Imagine my surprise when I was suddenly told that I couldn't log in because my account had been deactivated. I contacted Swagbucks and tried to be polite and offered to help figure out what I did wrong but I got two very rude replies back from Allison, head of the compliance team, who told me I was a cheat and had used auto-refresh to watch videos fraudulently. I have never used anything like this - I don't even know how! - but they will not help or listen. I had over 8,000 Swag Bucks in my account at the time of deactivation. Even if you are having a great experience with the site now, be very wary of what could happen. I would've given the site five stars before, but now there's no way I'd ever consider it.
Been a member for over a year and have earned $250 in Amazon gift cards, about $5 a week. One of the few sites I visit every day, some days are more fruitful than others. I would have given it a 5 but I too have had issues with surveys giving me the boot after a lot of work. All together a great site, love that referrals are only a plus not a requirement.
Not a totally bad site. It is legitimate and you can get free stuff by earning "swagbucks" which are then turned in for various prizes.I have gotten several $5 Amazon gift cards through Swagbucks, which in my opinion are the best value. You earn swagbucks by doing searches using their search engine, watching videos and taking surveys. they do occaisionally toss some random codes in their blogs or on the website or FB page. However I found that unless I was on the site ALL the time it took a really long time to earn anything.I also agree that being told 1/2 way into a survey that you don't qualify is completely annoying. So if you have a lot of time on your hands, this is a legit and decent site....if not, there are better ways out there to get free giftcards and get paid for surveys.
Yes, you can make small amounts on Swagbucks...BUT it takes much longer on this site than on others I've used. If you have a lot of time to waste, this is the site for you. Personally, I am resenting completing chunks of a survey, THEN being told I don't qualify.
Swagbucks is on of the best sites I've signed up for. They pay in swagbucks, and have several ways of earning these. Daily surveys, opinion polls, shopping, searching, swagbucks tv, and tons of others. Just by downloading their toolbar, and using them as my search engine, I have received swagbucks daily, sometimes only a few, and other times I've received up to 50 swagbucks. I've qualified for a few of their surveys, and I always do the daily poll which gives you 1 to 3 swagbucks. Swagcodes are also a way of earning, these are not easy to find, at least not for me. I've only found 1 or 2 of these. Swagbucks can be redeemed for several prizes. So far I have cashed them in for $5.00 Amazon Gift Cards. For every 450 swagbucks you can get a $5.00 gift card. I have received 7 of these so far. There are so many ways of earning here, it's hard to list them all. Definitely a site worth checking into though.
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P. J. Kennedy
Born Jan 14, 1858 Hometown Massachusetts
Died May 18, 1929 Death Place Massachusetts
Political Party Democratic Party ... Religion Roman Catholic Ch...
Alma Mater Boston College
Patrick Joseph "P. J. " Kennedy was an American politician. He was the father of Joseph P. Kennedy, Sr. , and paternal grandfather to United States President John F. Kennedy, Senator Robert F. Kennedy, and Senator Edward M. Kennedy.
Check out the latest love interests for P. J. Kennedy.
Mary Augusta Hickey KennedyMarried
Discover the family history of P. J. Kennedy.
P. J. Kennedy
Patrick KennedyFather, d.1858
Bridget MurphyMother, d.1888
News + Updates
Browse recent news and stories about P. J. Kennedy.
Only The Ball Was Brown: The Fifty Year Anniversary Of The Last All White ... Washington City Paper (Blog)Google News - Sep 01, 2011
Hash(0x914fcec) E Taiwan NewsGoogle News - Aug 31, 2011
Mc Carthy Redux Hillsboro Times GazetteGoogle News - Aug 29, 2011
The Last Battle Of The Cassin Young Boston GlobeGoogle News - Aug 27, 2011
Learn about the memorable moments in the evolution of P. J. Kennedy.
1858 Birth Born on January 14, 1858.
1884 26 Years Old Beginning in 1884, he converted his popularity into five consecutive one-year terms in the Massachusetts House of Representatives, followed by three two-year terms in the state senate.
1887 29 Years Old On November 23, 1887, Kennedy married Mary Augusta Hickey, the daughter of a prosperous businessman in the city. Patrick Joseph Kennedy is also the name of Edward Kennedy's son, who is thus a great-grandson of the elder P.J. Kennedy. In 1914, their son Joseph married Rose Fitzgerald, daughter of John F. Fitzgerald, the Democratic Mayor of Boston. … Read More
1888 30 Years Old Establishing himself as one of Boston's principal Democratic leaders, he was invited to give one of the seconding speeches for Grover Cleveland at the party's 1888 national convention in St. Louis. "But campaigning, speech making, and legislative maneuvering were less appealing to him than the behind-the-scenes machinations that characterized so much of Boston politics in the late-nineteenth and early-twentieth centuries.
1895 37 Years Old After leaving the senate in 1895, P.J. spent his political career in various appointive offices—elections commissioner and fire commissioner—as the backroom boss of Boston's Ward Two, and as a member of his party's unofficial Board of Strategy.
1929 71 Years Old By the time he died in 1929, P.J. held an interest in a coal company and a substantial amount of stock in a bank, the Columbia Trust Company. … Read More
Original Authors of this text are noted on http://en.wikipedia.org/wiki/P._J._Kennedy.
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Martha Myron, JP CPA CFP (US) TEP specialises in independent fee-only cross border investment, tax, estate, and strategic retirement planning services for Bermuda residents with United States and multinational connections, and US citizens living and working abroad. She is a Master in Law candidate and the American Citizens Abroad Country Contact for Bermuda. www.americansabroad.org
Dec 13, 2014 8:00 am
Keep your Christmas budget realistic
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Christmas generally brings out the best in our emotional responses. We look forward to gathering together with family, enjoying special...
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Who are we? What is this place called Bermuda?
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Scammers and those being scammed, part two
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Vetting your financial adviser
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(Continuing the Bermuda Financial Fundamental Series on mutual funds and portfolios � Part 3)
The three most frequently asked questions conveyed to me over the years by beginning and even sophisticated, individuals wanting to invest in capital markets are:
� How do I find a good financial representative (FR) and Investment Provider Firm...
Nov 8, 2014 8:00 am
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How is Bermuda doing this morning?
Today, Moneywise keeping things light, given that so many have spent time, money, physical and mental energy cleaning up after two hurricanes back to back.
Readers often ask me where do I get my ideas. How can I possibly find enough topics to write about that aren�t the same old thing. You�d be surprised at the amazing, amazing trove (treasure, really) out there in cyberspace. My Google website...
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Who can you trust with your money?
Bermuda Financial Fundamentals Series � Investing: Mutual Funds and Portfolios. Part 2.
Bermuda is a sophisticated international finance centre. Originally an isolated island with no native inhabitants, Bermuda today has thousands of multinational residents who are intrinsically connected to multiple jurisdictions and have international family attachments.
Thus, it is a challenge for most individual Bermuda residents to...
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Bond holdings prove their worth as equity markets plunge
On Wednesday last, capital markets across the globe (when this article went to press) saw stocks head into a dramatic sell-off while bond yields plunged. To quote the New York Times, �Financial markets are on a roller coaster�. The yield on the ten-year US Treasury note fell below two percent, crossing an important symbolic threshold that indicated investors were rushing for safety.� **
What does that headline mean to the ordinary...
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Bermuda�s reputation � keeping it sterling
Protecting Bermuda�s Reputation is the theme of the second yCompliance Financial Crimes & Compliance Seminar.
It will be held Thursday October 09, 2014 at the Southampton Princess.* Please see full agenda and attendance information below.
In the perpetual free trade exchange of business of global capital markets, money (investments) flows into a country where it is wanted, where opportunities exist, where the operating...
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Estate planning: Don�t avoid it any longer
Part 2 of Estate Planning. Part 1 was featured in RG on September 13, 2014 Are we ever prepared for the worst?
Leaving our legacy. No one, almost no one, wants to think about, or even admit that somewhere sometime, we will become one of the dearly departed. That is because we wish subconsciously that we will be the one � instead � that �will live forever, who will love forever.�**
The aversion to considering one�s own...
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Are we ever prepared for the worst?
Are we ever prepared for the worst?
Last week, Thursday September 11, 2014, marked the 13th year since the assault on the US World Trade Center by terrorists using plane-filled human targets as attack weapons.
Let us remember that day each and every year.
Let us honour once again the memories of innocent victims, including two of Bermuda�s own people, along with the many insurance finance professionals affiliated with...
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The Bermuda credit-card landscape
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It was just an impulse purchase. They really could not afford it, from a rational sense, but well, it was a tough week at work, family relationships are in a turmoil. They said, what the heck. �We need a lift.� Without much thought, they decided to go for it even though their budget is stretched to the maximum right now. We will just pay the minimum due (on our credit cards) until that promotion comes in. You know, we really deserved to...
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The knows and no-nos of mutual fund investing
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Is to gamble just being human?
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� Irregular payment intervals. Some banks charge mortgage interest by the day so you need to calculate carefully the number of days in the billing cycle.
� Adjustable interest rate mortgages. The interest rate is not locked in at closing and will...
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Why would you want to accelerate the principal payments on your mortgage?
This week, we focus on managing your money to benefit you. In Bermuda�s current economic environment, keeping up with the home mortgage payment is probably the number one challenge for every Bermuda homeowner.
The last several years of the Bermuda Monetary Authority Quarterly Banking Digests (2008 of 2.3 percent to 2013 of 12 percent of non-performing loans to total loans) indicated, too, a steady increase in the number of property...
Jun 28, 2014 8:00 am
Fatca deadline is upon us � will you be affected?
Fatca finale � the deadline is in three days. July 1, 2014, precisely, is when foreign banks and foreign financial institutions in more than 100 countries, Bermuda included, having registered and entered into agreements with US Internal Revenue Service will start reporting data on foreign financial accounts held by US taxpayers or foreign entities in which US taxpayers have control or hold substantial ownership.
Who will this effect?...
Jun 14, 2014 8:00 am
A parent left alone � a Moneywise family plan
This week, Moneywise features a new monthly series on financial planning and investing advice. We want to make managing finances much more applicable to personal circumstances by using real stories from real people. The first financial planning story features one of our readers who has written to me seeking help and has agreed to allow a discussion of the composite situation.* If readers would like to participate in future financial planning...
Jun 7, 2014 8:00 am
Navigating the pension rules
Part 2: Do you know where all of your pensions are?
Many residents of Bermuda, such as native-born individuals, multinationals integrated into the Bermuda family culture, and globally mobile guest workers have rights to foreign pensions in other countries. Often, they are not aware of these pensions, or have (surprise) completely forgotten the factual circumstances.
You may have accrued enough foreign employment earnings...
May 31, 2014 8:00 am
Forgotten what assets you have overseas?
Attention! Do you know where all of your assets are?
Many residents of Bermuda, such as native-born individuals, multinationals integrated into the Bermuda family culture, and globally mobile guest workers have rights to foreign pensions in other countries. Often, they are not aware of these pensions, or have (surprise!) completely forgotten the factual circumstances.
In presenting many international financial planning workshops...
May 17, 2014 8:00 am
What it takes to start up a business
The refrain is constant. Bermuda needs new business. Bermuda needs jobs.
It takes a unique individual to start a business anywhere, but it can be particularly challenging in Bermuda. The business start-up checklist is long, as you will have noted from last week�s article with references to StartupNation�s �10 Point Business Plan.�
There are several predominant personal traits that are absolutely crucial to the success of a...
May 3, 2014 8:00 am
Managing financially into retirement is a challenge for many
Last week�s article about the differences in pensions available to Bermuda residents generated more interesting responses from Moneywise readers. Serious concerns were expressed about how to manage financially into retirement, now exacerbated by the tougher job environment in our almost six-year Bermuda economic recession.
Retirement anxiety crosses borders. Even though the economy of our neighbours to the West is deemed to be...
Apr 5, 2014 8:00 am
Why don�t private-sector pensions have the same lump-sum options as public-sector pensions?
This is a serious time to review the disparate differences again between the Bermuda Government employees defined benefit plan (the Public Service Superannuation Fund) and the Bermuda private business sector employee defined contribution plan (the Bermuda National Pension Scheme).
My article today was generated by the announcement in the Bloomberg press, �Briton Eyeing Property Punches Air as Pension Limits Axed� by Svenja O�Donnell,...
Mar 29, 2014 8:00 am
Desperately seeking yield in a low interest environment
Part five � Bermuda fundamental financial review. Kinds, uses, and demands of debt.
Interest rates, bond yields, and the quantitative easing era.
The lament goes like this. When, oh when, are we going to see some decent interest rates on deposits, or bonds for that matter?
Yearning for yield, desperately. Capital market volatility continued to wax and wane like the tide rushing in and out of Crow Lane, March 19,...
Mar 22, 2014 8:00 am
Home insurance: Going bare is not a good option
Bermuda Fundamental Financial Review Series (BFFRS) � Property Insurance part 2
It has been a little over ten years since Fabian trashed this tiny island. Many families suffered disasters during this time, some left with lingering painful memories of lost loved ones. �Time heels all wounds,� they say. More often, time only diminishes the importance of a serious catastrophic episode.
Family resources are scarce and family...
Mar 15, 2014 8:00 am
New approach as economy ticks up
Spring is here! Heck, it never really left.
Freesias are up way early. The Gibbs Hill Lighthouse plastic wrap flaps in the breeze and roars in heavy winds, the better to spruce it back to pristine grace when the cruise ships pull in.
Easter is on its way.
Whether you are religious or not, everywhere there are some very small fragile indications of renewal, rejuvenation, rebranding, reconciliation, and possibly economic...
Mar 8, 2014 8:00 am
Paying for insurance is no fun � but you need it
Bermuda Fundamental Financial Review Series (BFFRS) � Risk Management: Part 5
We are taking a leap over the BFFRS series on debt, credit and mortgage issues to focus on risk this week.
It has been a little over ten years since Fabian trashed this tiny island. �Time heels all wounds,� they say. More often, time diminishes the importance of a serious catastrophic episode. Our minds simply cannot cope otherwise.
Feb 22, 2014 8:00 am
When the real estate is abroad � buy cautiously, and flip with care
Thinking of investing in real estate abroad by flipping houses? Everyone wants to be an entrepreneur, and why not? Bank deposits are paying nothing. Capital markets continue to be volatile, and not easily understood. Nothing like real estate, though. Bermudians have been obsessed with owning property, forever, it seems. So, nothing like using your business smarts and hard � sometimes back-breaking work � to earn your way to financial success.
Feb 15, 2014 8:00 am
Remember: A money market fund is an investment
Bermuda Fundamental Financial Review CASH and Money Funds
Part 4 - see bottom of page for links to Part 1-3
This is the fourth in the new series on your Moneywise Annual Fundamental Financial Review. We are now at the category of money market mutual funds (MMMFs) that are actually investments. In our fundamental financial review, investments (and adviser recommendations) are always approached last on the list. Why should that be?...
Feb 8, 2014 8:00 am
Your money in Bermuda
Bermuda Financial Fundamentals Review Part 3 � Cash, Foreign Currency, Credit, and Money Market Mutual Funds.
Bermuda is a small island, 21 square miles, with a resident/ guest worker population of approximately 60,000. Insignificant in size, significant in global financial stature, Bermuda has had its own coinage for more than four hundred years, then paper money evolving for daily use. Cash can appreciate in value (or depreciate) in...
Jan 25, 2014 8:00 am
The challenges of family finances
Part I of a two-part Series on Families, Financial support, sharing and in some cases, financial sabotage.
There is no disputing that this is a difficult time for many individuals and their families in Bermuda. Everyone in a family, I have no doubt, is being called to step up to the plate for assistance.
Families in Financial Motion involve emotional allegiances, turmoil, frustrations, disagreements, and the ultimate caring that...
Dec 28, 2013 8:00 am
Do�s and don�ts for the independent you in 2014
LEARN. LIVE. LOVE. There is one important NEW Year�s wish today that I have for the readers of Moneywise. And it is, that everyone learns to become independent and technically proficient in the new electronic age, and in the process, loves taking care of their financial security. Some of you, sitting off having that steaming cup of tea or coffee, having a read of the �daily blatt� are now thinking, �what a dumb statement. I�ve got a cell...
Remembering Damon Allen
Anger over ankle tag shortage
Private jet revenue expected to soar
Man charged with wounding his wife
Woman charged with trespass and theft
Murder charges dropped
�Good things are starting to happen�
Fast ferry to return next year
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From an editorial in the (Raleigh) News & Observer on March 20:
Surely there are some in the tea party movement who have at one time been unexpectedly unemployed or have known people who were. And yet the movement, such as it is, continues to lead the Republican Party down a hard-line and, yes, hard-hearted path.
Specifically, tea partyers dont like a federal program that extended unemployment benefits for the long-term unemployed. The anti-attitude was that people were goofing off and not looking for work because they could stay on the unemployment compensation dole. In North Carolina, Republican legislators altered the benefits, lowering the time people could receive help and cutting the maximum payment, on the misguided logic that if people ran out of benefits, theyd be more motivated to seek work.
In fact, the vast majority of those who are unemployed have been looking for work, and most cant really support themselves and their families on what unemployment compensation pays them. In North Carolina, thats an average of about $300 a week. Because lawmakers cut benefits, they rendered the state ineligible for extended federal benefits for its people. Republicans were fine with that.
But now the U.S. Senate has a bill to restore unemployment insurance to more than 2 million Americans. North Carolinas Sen. Kay Hagan put an amendment in the bill to restore North Carolinas eligibility for the long-term compensation program.
GOP leaders would be foolish to pass on the program should the Senate measure succeed. Theyve already refused federal funds to extend Medicaid to more people under the Affordable Care Act, and their previous action on unemployment insurance was pure political ideology at its worst.
The least that Republicans can do is support extending some unemployment benefits to North Carolinians who are out of a job through no fault of their own.
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[ISP] We interrupt our usual lazyness....
11 • Dita 2,265, 11:00 • E Publikuar në Japan • Debate dhe Analiza Politike
|....To broadcast this message from our dear
|....To broadcast this message from our dear
Konichiwa! It's been a long time since I've sat in this particular seat and, before I keep going, just want to thank all of you who endorsed, supported and vote for me because you made this possible.
To my opponent and current Prime Minister I


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In the season premiere of Property Envy, host Stephen Collins along with property expert Jeff Lewis, interior designer Mary McDonald and real estate guru Brandie Malay break down the world of luxury real estate, cutting-edge home technology and trendsetting décor. The panel discusses a concrete paradise in Beverly Hills; a one-bedroom artist's getaway in Idaho; and a Moroccan oasis in Palm Desert.
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text: ~ PreZenTations of ViZionarY Beauty & SoundZ ~~~~ Lisa HildwinePahoa, HIPreZenTations of ViZionary Beauty and SoundZ .... Discussion Contact Lisa HildwineAddressPahoa email@example.com https://www.facebook.com/home.php#!/GaiaVision Send a Direct Message Message Body... Blog The Beginning is NoW ~ Jul 17, 2012 1:31 PM Comments: 0 Starting January 2012, my dream for a festival began and the contacts made to begin an event on the Big Island of Hawaii! I ended up with a serious condition leaving me in the hospital and now I am... More History I do not have an event history. Comment History I have not posted any comments.


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Originally published July 7, 2014 at 6:09 AM | Page modified July 7, 2014 at 6:20 AM
First lady bucks GOP on school lunch rules
First ladies typically avoid getting into public scraps, but Michelle Obama has jumped into perhaps her biggest battle yet.
Associated Press
First ladies typically avoid getting into public scraps, but Michelle Obama has jumped into perhaps her biggest battle yet.
She's fighting a House Republican effort to soften a central part of her prized anti-childhood obesity campaign and says she's ready "to fight until the bitter end."
Mrs. Obama even mocked the GOP effort in an opinion column and argued her case on Twitter.
"Remember a few years ago when Congress declared that the sauce on a slice of pizza should count as a vegetable in school lunches?" she wrote in The New York Times. "You don't have to be a nutritionist to know that this doesn't make much sense. Yet we're seeing the same thing happening again with these new efforts to lower nutrition standards in our schools."
Mrs. Obama lobbied largely behind the scenes four years ago for the Healthy Hunger-Free Kids Act of 2010, which requires more fruit, vegetables and whole grains in school meals, along with less sodium, sugar and fat. It was a major achievement, the first update to school lunch rules in decades designed to make school meals more nutritious.
The School Nutrition Association, an industry-backed group that represents school cafeteria workers and originally supported the standards, has now turned against them. The association says it fully supports getting kids to eat healthier but says many districts are losing money because students aren't buying the healthier lunches.
More than 1 million fewer students eat lunch at school each day since the first round of standards went into effect in 2012, following decades of steadily increasing participation, said Diane Pratt-Heavner, a spokeswoman for the association, citing federal data. A second round of rules, including standards for school breakfasts, took effect July 1.
"How can we call these standards a success when they are driving students away from the program?" she said.
Her group wants more flexibility for districts that are losing money. A House bill to fund the Agriculture Department next year would give districts a chance to apply to skip the requirements for one year.
Rep. Robert Aderholt of Alabama, the Republican author of that measure, said the lunch rules go too far and came too fast for school districts to handle.
"As well-intended as the people in Washington believe themselves to be, the reality is that from a practical standpoint these regulations are just plain not working out in some individual school districts," he said after a House panel approved the bill. A vote by the full House is expected after its July Fourth break.
The first lady and Agriculture Secretary Tom Vilsack, whose department runs the school meals program, oppose changing the law.
Critics of the association say the about-face is motivated not only by overburdened school officials but also by the food industry. Food companies are some of the association's highest-paying members and supply schools with most of their food. The industry largely has kept silent through the debate but will spend millions of dollars to reformulate many products to meet the new standards.
"The last thing that we can afford to do right now is play politics with our kids' health, especially when we're finally starting to see some progress on this issue," Mrs. Obama said at the White House, where she met with a group of school nutrition experts, all of whom were friendly toward the standards.
The association requested a meeting with Mrs. Obama and Vilsack. Instead it was invited to sit down next week with Vilsack and Sam Kass, a White House chef who is executive director of the first lady's anti-obesity initiative, along with representatives from a dozen other organizations that favor the standards.
The first lady's publicly aggressive approach against Congress and the school nutrition association stands in stark contrast to the quiet lobbying she did early on, and to her handling of earlier controversies. Her approach has been to bite her tongue and not comment in the heat of the moment.
"She very, very strongly believes in the anti-obesity initiative, and I think she sees the attempt by Congress to roll back the 2010 legislation as just being anathema after trying very hard to change the culture of what we see going into these institutional lunches," said Myra Gutin, who studies first ladies at Rider University.
Mrs. Obama says the requirements are based on sound science and that 90 percent of schools are meeting them. The association says districts are unprepared to meet the newest standards.
"I'm going to fight until the bitter end to make sure that every kid in this country continues to have the best nutrition that they can have in our schools," the first lady said at a White House event where she showcased elementary school students preparing and then eating a salad lunch using vegetables they had planted in her garden on the South Lawn.
The White House has threatened to veto the House bill. The Senate version does not include the one-year waiver.
Associated Press writer Mary Clare Jalonick contributed to this report.
Follow Darlene Superville on Twitter: http://www.twitter.com/dsupervilleap
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Elba Work Release Program - Community Work Center
1 Boswell StreetElba, AL 36323
(334) 897-5738; (334) 897-3339 (fax)
Prison/State Prgm for minimum security men. Work release prgms allow inmates to leave the facility to work. Community work ctrs allow inmates to work on site. Also prgms for substance abuse. Mailing address is PO Box 710, Elba.
- Categories: Law Enforcement - Police; Mental Health - Crises Services; Mental Health - Substance Abuse Treatment
- Services: Law Enforcement Services; Mental Health Hotlines; Substance Abuse Treatment Programs
- Provides on-site services? Yes
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Tord Gustavsen (born 5 October 1970 in Oslo, Norway) is a major jazz pianist and composer, raised in rural Hurdal, Akershus. Gustavsen tours extensively world-wide, and he has been a bandleader for a trio, ensemble and quartet at various times all bearing his name.
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Non-surgical Treatments for Urinary Incontinence in Adult Women: Diagnosis and Comparative Effectiveness
Pharmacological Interventions for UI: Benefits and Adverse Effects
Pharmacological interventions are used for urgency UI and mixed UI. The use of drug treatment for stress UI is rare and is considered "off-label." In treatment of stress UI with duloxetine, the rate of discontinuation due to adverse effects (125 per 1,000 treated patients) is greater than the rate of benefits (80 per 1,000 treated patients).
In the analyses presented here, benefits are measured as rates of continence or improvement. The rate of discontinuation from treatment due to adverse effects and the rates of individual adverse effects are reported.
Keywords: urinary incontinence | stress incontinence | urge incontinence | urgency incontinence | mixed incontinence | duloxetine
- Shamliyan T, Wyman J, Sainfort F, et al. Nonsurgical Treatments for Urinary Incontinence in Adult Women: Diagnosis and Comparative Effectiveness. Comparative Effectiveness Review No. 36 (Prepared by the Minnesota Evidence-based Practice Center under Contract No. 290-2007-10064-I). Rockville, MD: Agency for Healthcare Research and Quality; April 2012. AHRQ Publication No. 11(12)-EHC074-EF. Available at www.effectivehealthcare.ahrq.gov/ui.cfm.
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