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His Hiding Place is Darkness explores the uncertainties of faith and love in a pluralistic age. In keeping with his conviction that studying multiple religious traditions intensifies rather than attenuates religious devotion, Francis Clooney's latest work of comparative theology seeks a way beyond today's religious and interreligious uncertainty by pairing a fresh reading of the absence of the beloved in the Biblical Song of Songs with a pioneering study of the same theme in the Holy Word of Mouth (9th century CE), a classic of Hindu mystical poetry rarely studied in the West.
Remarkably, the pairing of these texts is grounded not in a general theory of religion, but in an engagement with two unexpected sources: the theopoetics, theodramatics, and theology of the 20th-century Catholic theologian Hans Urs von Balthasar, and the intensely perceived and written poetry of Pulitzer Prize winner Jorie Graham. How we read and write on religious matters is transformed by this rare combination of voices in what is surely a unique and important contribution to comparative studies and religious hermeneutics.
About the author
Francis X. Clooney, S.J. is Parkman Professor of Divinity and Professor of Comparative Theology at the Harvard Divinity School, where he also directs the Center for the Study of World Religions. A Roman Catholic priest and a member of the Society of Jesus, he is the author of numerous books, including Beyond Compare: St. Francis de Sales and Sri Vedanta Desika on Loving Surrender to God (2008) and Comparative Theology: Deep Learning across Religious Borders (2010). In 2010, Clooney was elected a Fellow of the British Academy.
"Clooney's book is rich in covering a number of topics in relatively few pages while remaining eminently readable. Its engaging quality is brought about, in part, by a structure that echoes its central argument: theology must wait upon and be generated from the experience of a poetic and dramatic encounter . . . It is a proposal of and a propaedeutic to a particular mode of doing theology; it pleads for patient waiting, slow reading across traditions, and attention to the dramatic and poetic. As such, it is a worthwhile addition to the perennial debates—especially in the context of Catholic theology in North America—about what theology is and how it should be done."
—Jennifer L. Benedict, Theological Studies
"In his latest book His Hiding Place Is Darkness: A Hindu-Catholic Theopoetics of Divine Absence, Francis X. Clooney takes his comparative work in exciting new directions. The book marks a continuation of Clooney's significant contributions toward developing comparative theology as a robust and active subfield in religious studies, and Clooney's extended exposition on the theme of 'divine absence' across two texts from the Christian and Hindu traditions is his most intensely personal and remarkably poetic work to date. Reading closely across these historically disparate yet thematically intertwined texts, His Hiding Place Is Darkness offers a remarkably lucid analysis that both showcases the interpretive acumen of an accomplished comparative theologian and opens up new possibilities for the field of comparative theology . . . Ultimately, Clooney offers a compelling comparative reading of the Song of Songs and the Tiruvaymoli based on his own finely-honed interpretive abilities as well as insights from the commentarial tradition of each text. The result of this effort is a beautifully-written manuscript that blends the grinding work of translation and textual analysis with the imaginative possibilities opened up through poetry . . . This book marks an important point in Clooney's own 'continuous forward striving' as an accomplished scholar and writer, and it is one that should be taken seriously by scholars in a variety of subfields across religious studies and especially by scholars in comparative theology."
—Jason W. Smith, Journal of Comparative Theology
"Clooney's work therefore offers a challenge to Christian theologians to overcome their sometimes parochial engagements with biblical horizons and to seek out the Spirit, which blows where it wills, through gardens other than Gethsemane and on hills other than Golgotha. As we follow the travails of the two women, we become aware of a few common themes that emerge from his detailed textual readings . . . One of the great merits of His Hiding Place Is Darkness is that it highlights the human predicament, in a world of religious pluralism, of searching for the beloved who constantly upsets all human certainties."
—Ankur Barua, H-Catholic
"Clooney's engaging style draws readers into two culturally, temporally, and linguistically different ancient poetic worlds. This humane and beautiful book is a work of great scholarship."
—Gavin Flood, University of Oxford
"An unquenchable longing and passion of the lover in God's absence is observed, even intensely felt by the reader, when Clooney juxtaposes passages of the Song of Solomon with parallel passages of the Tiruvaymoli, or the Holy Word. The effect of this is as powerful as it is poignant: the reader not only observes lovers within these two traditions desperately seeking their divine beloved, but the reader is drawn ever more into this new community of divine mystery and secretiveness that Clooney so eloquently creates in his work. The reader is drawn into the theopoetics and theodrama that brings out a desperate and intense longing that lovers of God from both traditions share. Clooney's work contributes to a religious 'pluralism' that reveals something of a newer theological moment, a spark of revelational power that enters into fresh understandings of the intimate depths of divinity."
—Graham M. Schweig, Christopher Newport University


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Sickle cell - page 5
Ok...here's a question that I've asked frequently at work, but I'm not totally satisfied with the answers I get. We seem to get sickle cell patients (whom many we find are not sickeling at the time) who come in to the ER for... Read More
- 0Jan 30, '13 by thelema13I have a few SC pts that come to my ED in a 'crisis' and they proceed to dictate their normal med routine, all while texting, watching TV, not wearing their O2, no physical expression of pain other than the words from their mouths. Normal retic counts, normal smear for sickled cells, normal H&H. A 24g is sited in their thumb or foot due to lack of vasculature, fluids started, sometimes an arterial draw for labs.
Morphine and benadryl is given by the docs until labs are back, normally a 4-6mg dose of morphine. Once labs are normal, doc goes in and writes for discharge with a presciption for lortab. One of the pts gets so upset that she doesn't get one more dose 'to go' and she storms out without DC papers or the 'script!
The worst thing I have witnessed was an 8 yr old hooked up to a PCA in crisis, crying uncontrollably and I had to leave the room because I was getting upset, emotional. I have no sympathy for those who work the system for their drug of choice.
- 0Jan 31, '13 by dah dohI used to manage quite a few sickle cell patients back when I was a med-surg nurse. I found if I set limits and stuck to my side of the agreement, they would usually stick with theirs. I would bring their drugs every 90 minutes along with managing the other 14 patients. They could give me a 5 minute reminder prior to their meds being due. It was a matter of gaining their trust that you would come if they didn't make a pest of themselves. These patients had been hospitalized so much that they knew how to manipulate the doctors and staff so they weren't allowed to have PCA pumps. I always gave Benadryl along with their pain meds because it potentiated the effect of the pain meds. They usually asked us to push it fast but some figured out how to piggyback some fluid to speed the meds in. IV's were difficult to start so these patients would guard their 1 tiny IV with their life. I really didn't mind these patients once I figured out how to care for them. Most were young adults and independent with their needs; who had to be hospitalized for extreme pain. Before I left med-surg I met the politest most apologetic sickle cell patient ever...she had rarely been hospitalized for her condition.
- 1Jan 31, '13 by canned_breadI am about to finish in hematology and would like to make a few points. The haematologist will advise to use benadryl as an adjunct due to side effects of opoiods, and also because it potentiates the analgesic effects and sedating effets. If they are having an acute chest crisis, it is best not to give benadryl.
Sickle cell is EXTREMELY painful and chronic. Give them relief if you can, it's as simple as that. It's like cancer pain, who are we to judge?
The peripheral smear would be to see HOW MANY sickle cells there are, as they aim to keep the sickles down. In a sickle cell patient, there would never be 0. If a peripheral smear has 0, alarm bells should be raised.
- 4May 6, '13 by cenfromlvI once had a young male sc pt. He had no healthcare as he was trying to hold down a couple of low paying part time jobs because he wanted to be independent. He tried to do what he could to maintain his health. Did not smoke, drink or do drugs. When he would come in to the ER in crisis you could physically see the manifestation. He was not sitting up in bed, texting on his phone, laughing along with a tv show, or playing with his iPad while ringing the call light for his Dilaudid & Benadryl combo (together please & push it fast) and asking for a meal tray. He even had a payment plan with the hospital which he stuck to. I'll never forget the time when he came in & we had another sc in "crisis" in the room across from his. She was more typical of our sc pts & literally hit her call light every 3 minutes until we had to disable her alarm from the desk. What I didn't tell you was that we were coding a pt at the same time (who we got back & started on a hypothermia protocol). When she figured out we had disabled her call light she pulled it out of its plug int the wall and threw it. Then got out of bed & started yelling at us that she wanted to see the charge nurse because she should've gotten her Dilaudid hours ago- all this in front of the room of the now alive but hypothermia protocol pt with the wife sobbing at bedside. She was so disruptive we had to have her escorted out via security. All the while she is shouting about "bad customer service" and how shell go to hospital x down the road where they will treat her better. One of the other visitors that night, who had witnessed the whole loud event said to her as security was walking her out " that man was dying in there, don't you even care?" To which she replied " People die everyday, so what?"
When I could finally get to my sc young man he positively refused all pain meds even though he was very obviously in pain. He said to me "I never want to become that" . That was a few years back & every so often he does come in for crisis. He now has a better full time job with healthcare & gets regular monitoring with his primary. He still refuses all pain meds. I asked him how he does it & he said he made a conscious choice that day that he would rather be in excruciating pain than narcotic dependent. He said he found great relief in keeping fit, yoga, & meditation. While in crisis he has a series of visualization exercises he uses that he said helps quite a bit. He told me " I can't help that I'm in pain, but I can help how I respond to it"
Probably the most inspirational pt I've ever had. I'm glad I had the opportunity to take care of him.
- 0May 14, '13 by MunchIn our emergency room(where I don't work..I'm med/surg) the narcotics are usually pushed in a 10cc n/s flush. It's not just certain patients that get it this way..it's just about everyone..just the way it is. Then they get up to the floor and the patients in true crisis are genuinely grateful for the relief. I've had others ranting and raving to pretty much any staff member who would listen about the terrible pain management techniques in our ER. I am a chronic pain patient myself including a survivor of a car accident in which my mustang flipped upside down over an embankment...I shouldn't even be alive but..Im saying this because I empathize and understand what pain both chronic and acute is(I also suffer from a couple of other chronic conditions I won't get into here). Anyway if a SC patient is having a crisis why not go to the hospital where their doctor that takes care of their pain is affiliated with? I don't care how much pain I am in when I am flaring up I will travel from the suburbs to New York city to where my doctor is(happens to be the hospital where I work anyway). That way being labeled as a med surfer isn't alleged and I can get adequate control of my pain. And as for the comment about SC patients not wanting a PCA if you really are in a lot of pain a PCA can be heaven sent(assuming the settings are meeting your pain management needs)...you also don't have to wait for the nurse to come bring the medicine. I guess it all depends on how much pain the patient legitimately is in.
- 1May 14, '13 by TheSquireYou can't argue with a PCA pump to step you up to dilaudid, or add in more benadryl.

subset: commoncrawl


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Here's to a happy, healthy, food-filled new year! Best wishes to your families from ours!
Jules and Laurie
Here's to a happy, healthy, food-filled new year! Best wishes to your families from ours!
Jules and Laurie
The good thing about a rewind week? Lots of people with experience to answer your questions! What do you need to know?
Please include two choices – a savory and a sweet would be ideal. Also add the page numbers.
What do you think?
So, did these turn out for you? What did you add? What did you change? Do tell!
Let's see how yours turned out!
So along with challah, the thing I bake most often in the winter are gingersnaps. We LOVE ginger at my house. Curious to see how these compare with my favorite recipe.
Do you have a new favorite bread? Did you make amazing french toast, bread pudding, or stuffing with the leftovers? Do tell!
Let us know how yours turned out!
So, I bake challah either every week or every other week. I have my tried and true favorite, but I'll see how this one stacks up. What do you need to know about this one?
There are three Tuesdays in December. We'll use the third as a rewind/catch up day.
December 3 – Challah p. 93
December 17 – Gingersnaps p. 324
December 31 – Rewind! And happy New Year!


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WAGs boycott call girl Argentina Jersey Home Ironically, her vampires to seduce the men of the bar of God
Jennifer - Thompson with the man of the ballot and the host again, but she entered the Premiership WAGs become the "main house" dream destined to burst Premiership WAGs last night to boycott Jennifer seduce their men, irony that she is a vampire. night Royal countless men.
Jennifer and the bar of God to go to bed "private" sold to the tabloids get paid about ? 70,000 more than she was two years ago, the sale and Rooney sex from the remuneration. Premiership WAGs sarcastically said Jennifer vampires, because she can suck the blood of many men of fine WAGs have been boycotting her to join. Manchester United, Manchester City, Liverpool, Everton and the other northwest of Premier League players' wives and girlfriends to stop Jennifer into their party and football celebrities frequented locations, to prevent her seduce their boyfriends and husband. They also use modern communication technology, instant messages, and Twitter network, and keep each other informed of the whereabouts of Jennifer.
And WAGs very close one friend said: "all companions of the English Premier League club players in the northwest together, they see or hear her appear likely to Argentina Jersey Away place their men, on the Huxiangzhuangao. Once the alarm WAGs make sure that their men do not Jennifer where the nightclub or bar, or send someone staring at the men to ensure they do not put the embrace of Jennifer Sadly, some young players will stand up to Jenny the temptation of Dover, tasting the forbidden fruit, and she will take them and Balotelli and Rooney. dependent on the life WAGs become smart. "
Jennifer broke the news to the tabloid her how in six weeks carrying bar of God's girlfriend Lafaaila have sex with him twice. Bar of God driving his white Bentley in a traffic light encounters Jennifer, invited her to an Indian restaurant, the next day two men went to the bar of God in the Cheshire mansion lingering. Jennifer said the two have been having sex 5:00, three hours later, he went to training! Jennifer Under normal circumstances a charge of ? 1,200 a night, but she was obviously very satisfied with the bed technology of the bar of God, there is no fee to him, to show off to out of 10 points, then the bar of God-bed technology can play 9.5. Two bed Pakistan God also asked Jennifer and Wayne Rooney up to 7 times the sex experience, Rooney was carrying a pregnant wife Colin go out have fun.
Jennifer not only sleep star boyfriend, not sparing even the sisters, her dancers and strippers women who have been expelled from Tenerife. In Argentina Jersey Youth addition, she and the 31-year-old son of Manchester United legend George - Best Karume slept, but also seduce England legend Gary - Gary Lineker's brother Wayne.


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Honors & Awards
2014: Jeff Chesnut made 15 appearances, all out of the bullpen, for the Huskers in 2014 • Finished the year with a 3.24 ERA in 16.2 innings of work • Tossed a pair of scoreless innings of relief, while allowing one hit, in a 7-6 win over Ohio State in the first round of the Big Ten Tournament on May 21 • Was his first appearance since April 9 after missing most of April and May with a virus • Threw 2.0 innings of scoreless relief against St. John's in a 12-4 win on March 7 • Tagged with the loss against Utah on Feb. 23 • Gave up one run on four hits over 2.1 innings, while striking out one • Was nearly perfect out of the bullpen for the Huskers during the season-opening weekend at the Husker Classic in Tempe, Ariz. • Worked 3.2 shutout innings over two appearances, allowing just one hit and one walk.
2013: Chesnut primarily worked out of the bullpen as a freshman in 2013, while also making two mid-week starts for the Huskers • Threw 25.2 innings over 16 appearances, including six appearances during Big Ten play and two appearances at the Big Ten Tournament • Took the loss, his only of the year, in a 2-1 defeat to Indiana in the title game of the Big Ten Tournament on May 26 • Threw 1.0 inning of perfect relief in a 5-0 win that eliminated Ohio State from the conference tournament on May 25 • Worked 1.0 inning in a 8-0 victory at Minnesota on May 12, notching one strikeout • Picked up his second win of the season in the second game of a doubleheader sweep at Purdue on April 20 • Posted 2.0 innings of no-hit relief, while matching a season high with three strikeouts • During a six-appearances from April 2-24, gave up just one run, including no earned runs, over 8.0 innings of work • Started at No. 8 Cal State Fullerton on March 20 • Lasted 3.0 innings against the Titans, giving up two runs on two hits • Made his first career start against Northern Colorado on March 6 at Hawks Field • Earned his first career win in the 5-1 victory, as he notched a season-high three strikeouts, while giving up one run on one hit over 4.0 innings • Made his Husker debut at CSU Bakersfield on Feb. 15 in the season opener • Gave up two runs and three hits over 2.0 innings.
Before Nebraska: Chesnut joined the Huskers from Millard South High School, where he was a three-year letterwinnner under Coach Greg Geary • Was a Class A All-Nebraska honorable-mention pick by the Omaha World-Herald in 2012 • Threw four no-hitters in 2012, including a 13-strikeout performance against Bellevue East • Was a leader offensively as well with a team-high seven home runs • Helped Millard South to the No. 6 seed at the 2012 Class A state tournament, where the Patriots upset No. 3 seed Omaha Westside in the first round • Was picked to play in the 40th annual Orcutt-Collin Memorial Game • Chose Nebraska over Nebraska-Omaha, New Mexico State and Northern Colorado.


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Morgan Stanley picks the biggest winners from this year's collapse in oil prices.» Read More
Some of the names on the move ahead of the open.
Check out which companies are making headlines after the bell Thursday:
Check out which companies are making headlines before the bell on Friday:
Retail sales reports from a handful of retailers on Thursday will provide another peek at holiday spending and help gauge how consumer spending is shaping up. But the expected dour reports may not foreshadow a poor 2013 for retailers.
Some of the names on the move ahead of the open.
Cramer makes the call on viewers' favorite stocks.
Jim Cramer makes the call on viewers' favorite stocks.
Jim Cramer's researcher, Nicole Urken, takes a look at why you always have to ask questions on names that are overly loved…and to remember that analyst research should remain merely one tool in framing your picks.
Stocks closed sharply lower Tuesday, with the Dow posting its first triple-digit decline in 2012, fueled by fears over a Greek default and amid economic growth concerns.
U.S. stock index futures fell sharply Tuesday amid renewed concerns that Greece and its private bondholders would not meet the deadline to complete a debt swap and ahead of the Super Tuesday primaries.
Take a look at some of Tuesday morning's early movers:
The Fast Money crew have the update on Monster Worldwide reviewing it's strategic alternatives, and Skullcandy's CFO to resign. Also, the play on "Big Blue" trading at its all-time high.
The greater the hype, the greater you need to remain skeptical about the underlying company, Cramer says. And that's certainly true of these two names.
Here's why you should keep a close eye on these six stocks.
Analysts are predicting that Japan will intervene to slow down the yen as early as this week.
After weeks of near-dormancy, the IPO market is back in action with U.S. issuers bringing forward a slew of new deals, and setting the month on track to become the second busiest July in a decade.
Stocks slipped in the final minutes of trading to end lower Wednesday as investors took a breather following a sharp rally in the previous session and amid ongoing jitters over the debt ceiling talks and fears over the euro zone crisis.
Stocks lost some ground in the final minutes of trading Wednesday as investors took a breather following a sharp rally in the previous session and after existing home sales tumbled unexpectedly to a seven-month low.
Shares of high-profile real-estate website Zillow more than doubled and headphone maker SkullCandy's shares leaped in their initial public offerings Wednesday, after both debuted well above their expected ranges.
See what's happening, who's talking and what will be making headlines on Tuesday's Squawk on the Street.


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10/10 strong finish
When you put it that way, if Around the Sun didn't happen, Act 3 doesn't look half bad. Despite its flaws, something keeps bringing me back to Up.
As for Acts 1 & 2, is there another American band that even approaches this?
Now you have me thinking of what the "Definitive American 1980′s Album" (not necessarily by Americans) would be and I'm coming up blank.
-Born in the USA (duh)
-Joshua Tree (love the album, but their take on Americana is more of a caricature)
-Reckoning (for that rural, slice of life perspective. not popular enough to be definitive though)
It seems like so many of the 80′s classics (by Americans) focused on looking outward (Remain in Light, Graceland), or had a smaller/more personal scope (Replacements, Husker Du, Sonic Youth, Dino Jr, Pixies). I feel like I'm missing a big one.
I've never made a connection between songs. Are the vocals a reversed sample of the original?? Always loved that track (and album).
"Blind" has always been my favorite by a landslide. That song could go on forever (and it kind of does).
Don't hate me for this, but I'm having an "Everybody Hurts" type reaction. A track that not only requires me to disable my cynical filter from attacking the overtly feel-good message and major chords in order to appreciate its emotional directness–but gets half of its charm from that liberation. Like when you figure out how to stop feeling guilty for your "guilty pleasure" song. On par with Kindred, amazing.
Finding out his dog is named Cupid makes it that much sadder. :(
Call me not jaded enough, but I came here to read the comment section top 10′s. Here's mine.
1 My Bloody Valentine ■ MBV
2 Machinedrum ■ Vapor City
3 Burial ■ Rival Dealer
4 Jai Paul ■ Untitled
5 James Holden ■ The Inheritors
6 The Knife ■ Shaking the Habitual
7 Jon Hopkins ■ Immunity
8 Kurt Vile ■ Walking on a Pretty Daze
9 The National ■ Trouble Will Find Me
10 Laurel Halo ■ Chance of Rain
Wow, this whole article is pure gold–thanks, 'gum!
I've loved The Meadowlands since it came out–but I knew nothing about its (or the band's) back story.


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Our "Soup-to-Nuts" program exemplifies responsiveness. One year after your paint job is complete, we return for a complementary day of touch ups. Months later and Wolfgang is still responding to your needs!
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Female , 31-35
Last Seen Dec 10, 2013
Member Since Feb 19, 2009
Favorite Quote "We would often be ashamed of our finest actions if the world understood all the motives which produced them" ~ François de la Rochefoucauld
- a little Finnish
Vices Coffee and Cigarettes
Politics Very Liberal
Horoscope Pisces
Special day 3-19
Books The Stand, 1984, Flowers for Algernon
Movies What Dreams May Come, Once, Secretary
Local Time December 20th, 6:51 PM
Profile Whiteboard Recent Activity 3 Stories 22 Experiences 2 Friends 3 Confessions 1 Dream 2 Questions Trophies
Glass Closets I've always had an appreciation for the female form. Women, in all their many forms, are beautiful. I identify as a lesbian yet all my ex's are men. I've never felt an attraction to my boyfriends. My... [more]
Blood is thicker than water but bullshit is thicker than bothI know its a silly little thing but sometimes when its quiet and I'm alone, I wish I could go back to my first home. I miss Autumn in Michigan with its fresh apple cider, cinnamon doughnuts, and the sweet rot of nature cut with cold to turn it crisp. I miss standing alone in the dark on bone marrow freezing nights, listening to winter's hushed silence and the oddly musical sound of snow falling. Its almost worth enduring the cold that comes to rest in the center of my being and refuses to leave, never allowing me to feel fully warm. I'd like to go back but some bridges cannot be rebuilt. About 10 years ago I left my home to get away from my abusive family and have had little contact since. T… [more]
Is creating your own religion really so wrong?My family tried to raise me Apostolic Lutheran but it never set right with me. It just doesn't make sense that the world was created by a man instead of born from a woman. I started looking for a new religion when I was 10. I researched religions, attended different churches but still couldn't find anything I could connect with. Out of frustration, I took what I had learned and spent a good five years creating a religion of my own. I've done my best to avoid talking about my beliefs. I'm not trying to convert anyone and I get embarrassed when faced with other people's questions. I worry that my answers won't be intelligent enough, that my friends will think less of me. I believe that when th… [more]


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I've seen examples on here of folks gaining 50+ when their 7 y.o. CA fell off, thereby making it a perfectly clean report. YMMV of course.
haha Shogun, I am going to make this work somehow. Only 4 left and I found out LRS will work with you. Right now I need to get CSD to work with me on the latest.
WOW llecs if a 7 year old collection came off I would be SO happy with a 50 point increase. I am happy with what I have done already I am surprised tho my score is not that much higher than when I began fixing my credit. I started out with a 595 or so, but now I am not so much higher than that.
Stil waiting for some more points, but they are not coming.
4 collections left.
1 charge off
1 forclossure with ontime payments for 4 years
All falling off next year, except 3 collections.
Your points will come, just keep up the good work. Baddies hurt less over time and before you know it, you'll be in the 700 club.
My last CA dropped off showed no score change, but a year later my CO dropped off and had a 40 point increase!! Hoo Woo!
2 to 5 more yrs, but they can go into charge off stage, that will remain even longer...
Do charge off's remain longer?
LoveGoodCredit wrote:
Do charge off's remain longer?
CO's are the same as CA's, 7.5 years from the DoFD
10-22-2012 06:55 PM - edited 10-22-2012 06:55 PM
LIGHTNIN wrote:
LoveGoodCredit wrote:
Do charge off's remain longer?
CO's are the same as CA's, 7.5 years from the DoFD
And I'll add that in some situations, depending on the creditor, the negative aspects can disappear by 7-7.5 yrs and the TL can continue to report, but report as a positive TL. Happened to a Zales CO of mine. The CO apsects disappeared around 5 yrs without any help from me and reported years and years beyond that [as a positive].
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO


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Effective and Responsive Student Assessments Play a Crucial Role in Improving the Quality of Education in the Arab World
KUWAIT CITY, December 15, 2014 – Representatives from 20 Ministries of Education and Higher Education, national centers for training and evaluation came together recently in Kuwait to identify ways... Show More +
World Bank and Islamic Development Bank Join Forces to Improve Quality and Relevance of Education
WASHINGTON, October 12, 2014 – The World Bank Group and the... Show More +
Middle East and North Africa Needs Young and Productive Firms to Create Jobs
WASHINGTON, October 10, 2014 – The Middle East and North Africa (MENA) region has long struggled to generate enough quality jobs for its large and increasingly educated workforce, but this can... Show More +
Fewer Privileges and More Jobs Needed in the Middle East and North Africa
Across the Middle East and North Africa, countries are being forced to face up to a harsh reality—that, left as they are now, their economies won't create anything like enough jobs for the hundreds of... Show More +
Making Every Drop Count: Reducing Water Loss in the Middle East and North Africa Region
Water loss, and its operational and financial consequences, is a major concern for urban water utilities in the Mediterranean region. Losses, both physical and commercial, are due to leakages and the failure... Show More +
Gas Utilization in Kuwait Reaps Economic and Environmental Benefits
What happens when one of the world's wealthiest nations with abundant oil reserves lacks enough electricity to power its demand? It uses an underutilized, readily available resource sitting right under... Show More +
Building knowledge through innovation and partnerships: Regional Capacity Building in the Arab World
ARADO is the training arm of the Arab League, and the Network of Experts is tapping into it to facilitate a regional training program that builds on existing resources in the various countries, addresses... Show More +
International Community Should 'Prepare for Peace' in Syria and Throughout Region — World Bank Group President
BEIRUT, June 3, 2014- While the war in Syria shows no sign of abating, World Bank Group President Jim Yong Kim today told an audience of students and policymakers that it was time to "prepare... Show More +
World Bank Group President Strengthens Partnership with Saudi Arabia, Applauds its 'Crucial Role' in Development
JEDDAH, Monday, June 2, 2014 — World Bank Group President Jim Yong Kim, on his first visit to Saudi Arabia, highlighted the leadership role of the Kingdom in global and regional economic developments,... Show More +
Water in the Arab world: From droughts to flood, building resilience against extremes
The Middle East and North Africa (MENA) is the most water scarce region in the world, and its water stress is likely to worsen. In 1950, per capita renewable water resources were four times greater than... Show More +
Accountable and Responsive Systems are Central to Improving Quality of Education in the Arab World
KUWAIT CITY, March 9, 2014 – Identifying and implementing strategic choices to improve education systems in the Arab world is the focus of a nine-day course sponsored by the World Bank in association... Show More +
Strengthening Healthcare Systems in the GCC Countries is Key to Improved Fairness and Accountability
KUWAIT CITY, February 19, 2014 – Addressing challenges and identifying solutions in the health systems in the GCC countries is the focus of a five-day workshop sponsored by the World Bank in association... Show More +
Bringing Global Knowledge to a Local Audience: A Partnership for Capacity Building in the Arab World
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Access to High Speed Internet is Key to Job Creation and Social Inclusion in the Arab World
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Towards Efficient Land Management for Development and Economic Growth in Kuwait
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World Bank Engages in Building Fair and Accountable Health Systems in the Middle East and North Africa
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World Bank Supports Strengthening of Kuwait's Insolvency and Creditor/Debtor Regime
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'Government is helping private institutions at the cost of poor and meritorious students'
Leader of the Opposition in the Legislative Assembly H.D. Kumaraswamy on Wednesday dared Chief Minister Siddaramaiah to order a CID probe into the blocking of seats by private professional colleges, considering that many of these institutions are run by Congressmen.
Speaking at a 'Meet the Press' organised by Bangalore Reporters' Guild and Press Club of Bangalore here, Mr. Kumarasway said it is the first time in history that COMEDK has gone ahead with allotting seats before the Karnataka Examinations Authority (KEA), affecting the prospects of hundreds of poor and meritorious students.
He said private institutions had attempted to "bulldoze" him when he was Chief Minister in 2006, but he did not succumb. The lobby, which came into existence in early 2000 during the Congress tenure, had grown stronger in the last three years. He said it was ironical that Mr. Siddaramaiah, as Deputy Chief Minister in the J.H. Patel government, was instrumental in bringing in the present CET to help poor students.
Mr. Kumaraswamy said COMEDK had attempted to allot seats prior to KEA last year too. However, this was stalled after a few students approached the High Court.
He said the KEA, which had not announced counselling dates till Tuesday, suddenly put out information on the website on Tuesday night. This move, Mr. Kumarasway claimed, came after he began gathering vital information on the KEA.
He said he would wait for the government to act. "Otherwise, I will expose the government in the House during the budget session," he warned.
Keywords: H.D. Kumaraswamy, COMEDK


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There is no easy way to pay for comprehensive health care reform. Congressional leaders reacted coolly to the Obama administration's proposal that reform be funded partly by reducing itemized deductions and mortgage interest) for higher income persons. All the funding options contain various levels of political poison.
Jonathon Oberlander, PhD, "Picking the Right Poison – Options for Funding Health Care Reform, " New England Journal of Medicine, May 14, 2009
It's become clear combinations of options to fund 30 million uninsured Americans may not be there, and reformers may have to retreat from universal coverage. No solid evidence exists that health information technologies, pay-for-performance systems, and medical homes save much money, and the other options to raise the requisite money to cover Obama's promises are questions of one's man's meat and another man's poison.
Funding Options
• End income tax exclusion on employer sponsored health insurance.
Pros - Could raise $52 billion and would build on current employer based system.
Cons – Controversial. A political U-Turn. Obama opposed this in campaign while McCain supported it. Business, which provides coverage for over 250 million workers, conservative politicians, Democrats and Republicans alike, and workers themselves would oppose.
• Raise "sin taxes" on cigarettes, alcohol, and sugar sweetened beverages.
Pros - Could bring in $205 billion to federal coffers. Would have side benefit of preventing disease and improving health.
Cons – Could be politically counterproductive. Americans don't like moralizing or meddling into their personal lifestyles. May work for paying for children (SCHIP) but not for 50 million uninsured. Could lead to taxes on fast foods and transfats, and anything else perceived to harm health.
• Impose employer mandates of $500 per employee to those businesses who don't offer coverage.
Pros – Could bring in $45 billion but would cause wrath among small business owners who already can't afford coverage.
Cons - Would infuriate business community, particularly small business, who already are having a hard time competing globally and who already can't afford coverage for employees.
Long-Term Options
So much for the short-term options. It may be in the long-run, i.e. over the next decade, Congress could save money by funding medical homes, comparative effectiveness research, paying hospitals on basis of quality, reducing payment to high-spending geographic areas (like NYC, Boston, Miami, LA), reducing payment for high tech procedures, establishing competitive bidding for Medicare Advantage plans, and paying hospitals and doctors less- but these measures could create backlash by reducing care availability, producing longer waiting lines, closing hospitals and driving doctors out of practice.
Even if everything goes according to Obama's plan, e.g. a public plan to compete with private plans with Medicare rates for public plan members, there will be the question of who will provide the care. The shortage of doctors and nurses grows daily and unlikely to be remedied soon by armies of physician assistants, nurse practitioners, or nurse doctors.
Still, I'm optimistic. America is a resilient nation, and Americans are a sensible people. We live in the best of all possible countries. Something will turn up that we can afford. In the end, Americans will come to their senses – and to consensus
Thursday, May 14, 2009
Obama strategies - Reform: One Man's Meat in Another Man's Poison
Posted by Richard L. Reece, MD at 2:14 PM
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Unions vie for home care workersBy DAVE GRAM
The Associated Press | June 26,2013MONTPELIER A second major national union formally put in its bid Tuesday to represent more than 7,000 home care workers allowed to organize under a new state law letting them engage in collective bargaining.
The filing at the state Labor Relations Board one day before the deadline is expected to set up a spirited summer campaign pitting the Service Employees International Union against the American Federation of State, County and Municipal Employees in a battle to represent a workforce in which wages of $10 per hour are common and benefits are few.
On Tuesday, about 60 SEIU members and supporters gathered for a rally at the Statehouse before marching down the street to deliver the signed union cards to the Labor Relations Board.
Voting for SEIU is an easy choice for me, said Karen Topper, state coordinator of Green Mountain Self Advocates, one of Vermonts leading disability rights organizations. As a home care worker myself, I know that when it comes to disability rights, we need to have a partner who understands how important this is for our clients and our communities.
AFSCME responded with a statement quoting supporter Janelle Blake, a home care provider from Essex Junction. She cited the $10 per hour wage as typical in Vermont, adding that she has no health insurance or sick days. In other states, like Iowa, Maryland and California, where home care workers are represented by AFSCME, workers have received pay increases and access to health benefits, registries and training.
Each union pointed to the others base outside of Vermont as a shortfall.
SEIU said of AFSCME: A Boston-based prison guard union just isnt the right choice for Vermont homecare workers.
AFSCME called its rival the out-of-state, New York City-based SEIU.
SEIU leaders razzed an AFSME official for mispronouncing Montpelier, playing a recording of the official saying MAHN-tee-peller.
SEIU officials then presented a poster-sized thank-you card to Sen. John Campbell, the Senate leader and a key backer of the bill allowing home care workers to unionize. The card called him Senator John Campbell/Speaker Pro Tem. His actual title is president pro tem.
Some union activists at Tuesdays rally spoke of caring for disabled family members with a state subsidy. One, Zev Nicholson, who said he had come for the SEIU organization effort from Minnesota, said he would rather care for his ailing mother for love instead of money.
But, he said, My car loan and my student loans, they arent going to have the same philosophy in the matter. Theyre not going to do it out of love.MORE IN Vermont NewsBARRE Five New England states have agreed on a common method to compare education data from one... Full StoryThe deaths of two babies in cases of alleged child abuse and the states handling of those... Full StoryMONTPELIER The state and its contractor for Vermont Health Connect operations and development... Full Story
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- RICHARD'S POOR ALMANACK: Capt. James Cook discovers and names Christmas Island, Brits develop and test H-bombs there in 1957-58; 100 years ago today, Christmas truce takes hold on Western Front in France, combatants observe the holiday.
- RICHARD'S POOR ALMANACK: Gen. Wm. T. Sherman concludes March to the Sea, secures Savannah, Ga., offers the city as Christmas gift to Pres. Lincoln; N.Y.'s Lincoln Tunnel opens in 1937; first gorilla born in captivity, Colo, celebrates 58th birthday today.
- TOMORROW'S HEADLINES TODAY: Brent Curtis reports on the probe into a city bar fight involving police officers; Vt. Yankee has its last media day event before final shutdown next week; Depot Park hosts annual vigil to raise awareness of plight of homeless.
- TOMORROW'S HEADLINES TODAY: Vermont Gas Systems puts Phase 2 on hold as the latest estimate for Phase 1 takes a 27 percent leap upward, to a total of $157 million; U.S. Attorney Tristram Coffin quits for job with private firm; police cite man in pot bust.
- RICHARD'S POOR ALMANACK: In 1972, Christmas bombing of North Vietnam ordered by President Richard Nixon, most lethal strikes of the war; in 1989, U.S. invades Panama to depose, arrest and charge Gen. Manuel Noriega with drug trafficking, racketeering.
- TOMORROW'S HEADLINES TODAY: Gov. Peter Shumlin announces demise of his single-payer health insurance initiative; convicted first-degree murderer Alan Prue sentenced to 50 years for killing teacher Melissa Jenkins; veterans chafed about park naming snub.


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By MICHAEL FALCONE (@michaelpfalcone)
- OBAMA ON THE DEBT LIMIT: 'I WILL NOT NEGOTIATE': On the verge of another fiscal showdown with congressional Republicans, President Obama is outright refusing to negotiate over an increase to the nation's debt limit, saying doing so would alter "the constitutional structure of this government entirely." "What I haven't been willing to negotiate, and I will not negotiate, is on the debt ceiling," Obama told ABC's GEORGE STEPHANOPOULOS in an exclusive interview on "This Week." "If we continue to set a precedent in which a president … is in a situation in which each time the United States is called upon to pay its bills, the other party can simply sit there and say, 'Well, we're not going to put — pay the bills unless you give us … what we want,' that changes the constitutional structure of this government entirely," Obama said. http://abcn.ws/1eRx1FW
- 'NEVER IN HISTORY…': Obama says he is drawing a line in the sand as House Republicans, seeking to defund and delay implementation of the president's signature health care law, are seeking to use the upcoming debt ceiling and government funding fights to extract concessions from the White House. "What has never happened in the past was the notion that in exchange for fulfilling the full faith and credit of the United States, that we are wiping away let's say major legislation like the health care bill," he told Stephanopoulos. "Never in history have we used just making sure that the U.S. government is paying its bills as a lever to radically cut government at the kind of scale that they're talking about," he added. http://abcn.ws/1eRx1FW
- TODAY AT THE WHITE HOUSE: After several weeks consumed by the crisis in Syria, the President Obama today attempts another pivot back to his economic agenda, ABC's DEVIN DWYER notes. This morning, Obama will speak in the Rose Garden on the five year anniversary of the financial crisis. A White House report previews his message, which will be part victory lap (for turning around the economy and auto industry, and for turning profits from TARP and government investment in banks) and part sales pitch for his agenda ahead of the fall budget battles with Republicans. Also this morning, Vice President Biden will be in Charleston, S.C., speaking about the infrastructure piece of that economic agenda. He repeats that message this afternoon in Savannah, Ga.
ABC's JEFF ZELENY: President Obama's battle with Republicans is about to intensify on the looming budget fight, but the White House has a bigger problem: the increasing discontent among Democrats and the inability to rally them behind the administration. Larry Summer's decision to relinquish his quest to become the Federal Reserve chairman is the latest example of how Democrats are increasingly ignoring the West Wing. Perhaps the White House could have worked harder and faster to secure support for Summers, but the rising opposition among Senate Democrats on this and an array of other things shows the art of presidential arm-twisting is lost or badly in need of a tune-up. The back-to-back setbacks in the Senate over Syria and Summers suggests that the president's juice is no longer organic — even to his fellow Democrats.
ABC's RICK KLEIN: Things have gotten more complicated since last we stood on the brink. Forget about Obama vs. Boehner – that's so 2011. The fights that are defining national policy now intramural in character, with neither President Obama nor House Speaker John Boehner in anything close to control of his own base. The biggest setbacks suffered by the White House and on Capitol Hill of late – the Syria resolution, the spending bill meant to keep the government open, and now the Larry Summers nomination – all were the result of intraparty mini-rebellions. As The Washington Post's Zachary Goldfarb and Paul Kane point out today, that leaves both Obama and Boehner significantly weakened as they come up against a critical series of deadlines. They may want to blame each other, but that would be easy compared to the reality of their circumstances. http://wapo.st/17BU183
ABC's DEVIN DWYER: The U.S. and Iran could be on the verge of a thaw in direct diplomatic relations that have been frozen for over three decades. In his interview with George Stephanopoulos on "This Week," President Obama confirmed publicly for the first time that he has exchanged letters with the new president of Iran, Hassan Rouhani, and remains hopeful the two can "strike a deal" over Tehran's contested nuclear program. While he did not disclose the content of the communications, Obama said he believes his threat to use U.S. military force in Syria and subsequent pursuit of a diplomatic resolution of Syria's chemical stockpiles has sent a signal to the Iranian regime. "What they should draw from this lesson is that there is the potential of resolving these issues diplomatically," he said. "I think this new president is not going to suddenly make it easy," Obama added of Rouhani. "But you know, my view is that if you have both a credible threat of force, combined with a rigorous diplomatic effort, that, in fact … you can strike a deal." Both leaders will be at the United Nations General Assembly in New York later this month. What are the odds they meet face-to-face?
ABC's SHUSHANNAH WALSHE: Steve Lonegan, the man running for U.S. Senate in New Jersey against Newark mayor Cory Booker, weighed in on what he thinks of New Jersey Gov. Chris Christie and Sen. Rand Paul's war of words. "I think the governor is as concerned about civil liberties as is Rand Paul. It's just how you get there and what the level of security that is needed," Lonegan said in an interview with ABC News before Lonegan campaigned with Paul Friday. "I anticipate that ultimately the governor comes down on the side of civil liberties with us." "I think there are far more important issues to the public," he added. "While this is entertaining, it's not critical." Despite Christie's warm relationship with Booker and their own past rivalry (Christie and Lonegan faced off for the New Jersey gubernatorial nomination in 2009), Lonegan said Christie is "out there 100 percent, so it's all really good." "I'm sure the governor is open to dialogue and to unifying the party," Lonegan said. The two will hold a fundraiser together Thursday. Lonegan grabbed headlines last month when he seemed to raise old rumors that Booker might be gay, but in the interview he said if he had to do it over again, he wouldn't do anything differently. "No, do I regret it? No. … I never ever questioned whether Cory Booker is gay, that never came out of me or my campaign even in the slightest bit," Lonegan said. "That was something contrived by his campaign and they took pride in it."
NEW YORK CITY'S "CIA": THE INSIDE STORY OF THE NYPD'S SPYING UNIT. In the aftermath of Sept. 11, New York City Police Commissioner Ray Kelly – determined to prevent another terrorist attack – initiated a series of sweeping counterterrorism measures that included the creation of New York's very own CIA-like spying program. AP journalists Matt Apuzzo and Adam Goldman argue that extraordinary measures compromised civil liberties, but did little to make New Yorkers safer. In their new book "Enemies Within: Inside the NYPD's Secret Spying Unit and Bin Laden's Final Plot Against America," Apuzzo and Goldman explain how the NYPD created a secret spying unit led by David Cohen, a former high-ranking spy at the CIA. Goldman tells "Politics Confidential's" JONATHAN KARL that the NYPD's decision to bring in Cohen to run the department's Intelligence Division an "unprecedented move in American policing." "The CIA is trained to subvert the laws of foreign government and operate where the constitution doesn't apply, and we put him inside a municipal police department," said Goldman. WATCH: http://yhoo.it/17D7IUg
OBAMA 'LESS CONCERNED ABOUT STYLE POINTS' ON SYRIA POLICY. President Obama says a tumultuous month as commander in chief, when his policy toward Syria took a number of unexpected turns, may not have looked "smooth and disciplined and linear," but it's working. "I'm less concerned about style points. I'm much more concerned with getting the policy right," Obama told ABC's GEORGE STEPHANOPOULOS in an exclusive interview on "This Week." Obama said his surprise announcement on Aug. 31 that he would seek congressional authorization for U.S. military strikes against Syria, then the abrupt cancellation of a vote this week and pursuit of a diplomatic plan led by the Russians, has put the country "definitely in a better position," reports ABC's DEVIN DWYER. "My entire goal throughout this exercise is to make sure what happened on Aug. 21 does not happen again," the president told Stephanopoulos of the large-scale chemical weapons attack outside Damascus that he said killed more than 1,400 civilians. "We have the possibility of making sure it doesn't happen again," he said. http://abcn.ws/1aBOi3k FULL TRANSCRIPT — PRESIDENT OBAMA'S EXCLUSIVE INTERVIEW: http://abcn.ws/166qU8U
CLIMATE, COAL TAKE THE SPOTLIGHT IN VIRGINIA RACE. Virginia's gubernatorial race is becoming a test case in climate campaigning, ABC's CHRIS GOOD reports. The two candidates, Republican state Attorney General Ken Cuccinelli and former Democratic National Committee chairman Ken Cuccinelli, are prototypes: A Republican lobbing coal attacks and a Democrat alleging climate denialism in his opponent. Fueling the dispute, the state chapter of the League of Conservation Voters has donated $900,000 directly to McAuliffe's campaign, the group and the campaign confirmed to ABC News, making it the largest donation to McAuliffe's campaign not to come from the Democratic Governors Association. Cuccinelli and Republicans have been hammering McAuliffe–who leads the race by six percentage points, according to the latest major poll released by Quinnipiac University in mid-August–for allegedly participating in a Democratic Party "war on coal," a leftover meme from the 2012 presidential campaign that's been given new life in Virginia with the Environmental Protection Agency's (EPA) pending release of new emissions caps for coal and gas power plants on Thursday. McAuliffe, meanwhile, has attacked Cuccinelli for his anti-climate-regulation stances. In his recent book, "The Last Line of Defense: The New Fight for American Liberty," Cuccinelli expressed doubts over scientific consensus about climate change and its causes and questioned the designation of carbon dioxide as a pollutant. Along with other state attorneys general, Cuccinelli also sued to try to prevent the EPA from regulating greenhouse gas emissions–a suit that ultimately failed in federal court.
MAN IN THE MIDDLE: CORY BOOKER OPPONENT COURTED BY RAND PAUL, CHRIS CHRISTIE. New Jersey Senate candidate Steve Lonegan calls himself "a regular New Jersey guy" who "worked with a bunch of hard working guys who curse and drink beer," but as he faces off against Newark Mayor Cory Booker, the Democrat with the national profile and celebrity ties, he is also negotiating the tricky waters of the Republican Party, with Sen. Rand Paul on the one hand and Gov. Chris Christie on the other, ABC's SHUSHANNAH WALSHE reports. Lonegan, who says the election will be "a referendum on Obama," hit the stump with Paul by his side Friday. Fundraising with Christie, he said, will come Thursday. "I think Steve Lonegan can be the answer to how we grow the Republican Party," Paul said at the rally in Clark, N.J. "Republicans can win in New Jersey the same way Republicans can win in a presidential election, if we become a bigger party … black, white, brown. We need a party that looks like the rest of America and we can be that party." The rally followed a champagne brunch fundraiser where donors could also get a photo with Paul and Lonegan. Lonegan told the crowd:, "Cory Booker is the Hollywood stand-in in this election for Barack Obama." http://abcn.ws/1eFbNO9
–BACKSTORY: Paul and Christie, both potential Republican presidential contenders for 2016, have engaged in a war of words since last month, criticizing each other's stances on issues ranging from national security to Hurricane Sandy relief funding. Paul offered to bury the hatchet over a beer, but Christie said he was too busy, citing his gubernatorial re-election campaign. But on Thursday a massive fire broke out on the Jersey shore, devastating an area re-built after Superstorm Sandy, and instead of a planned Florida getaway, he spent the weekend on the Jersey Shore this time for another disaster. Although Christie endorsed and campaigned with Lonegan last month, they were rivals when they faced off for the Republican gubernatorial nomination in 2009. Despite the endorsement, Christie has had a past warm relationship with Booker. "I'm sure the governor is open to dialogue and to unifying the party," Lonegan said. So, what does Lonegan, known for his own blunt style, think of the Christie-Paul squabble? He doesn't see it as a "feud at all." "I think the governor is as concerned about civil liberties as is Rand Paul. It's just how you get there and what the level of security that is needed," Lonegan said. "I anticipate that ultimately the governor comes down on the side of civil liberties with us." http://abcn.ws/1eFbNO9
BIDEN IOWA VISIT FEATURES POSSIBLE CAST OF 2016 CHARACTERS. Remarks by Vice President Joe Biden in Iowa yesterday could be seen as a standard campaign stump speech, were the next presidential election not three years away, ABC's MATTHEW LAROTONDA notes. Appearing at a pair of democratic fundraisers aimed at assisting the potential successor of outgoing democratic Sen. Tom Harkin, Biden called his political opposition "a different breed of cat," and "not your father's Republican party," taking aim at one of its leading rising stars. "Unless we can maintain this seat, unless we can begin to break down the majority in the House of Representatives, everything you have fought for the last six years and beyond is in jeopardy," he told supporters at a reception at Principal Park, a minor league baseball stadium. "This is now a party where the tail is wagging the dog, where Ted Cruz is running the show, a freshman, in terms of the ideas of the party. "I'm not making moral judgments, but they have a fundamentally different view of America than we do. A fundamentally different view," he said. The theme continued at an annual steak fry hosted by Sen. Tom Harkin, D-Iowa, now in its 36th year. Aside from the beef cookout, the venue is a common stop for Democrats with Oval Office ambitions. (In 2007, six presidential hopefuls appeared at the event: Hillary Clinton, John Edwards, Bill Richardson, Chris Dodd, Barack Obama, and Biden himself.) Also appearing at the event were a pair of younger democrats quickly gaining prominence within their party: San Antonio Mayor Julian Castro and his brother, Rep. Joaquim Castro. Mayor Castro, who followed in then-Sen. Barack Obama's footsteps as a keynote speaker at the last Democratic National Convention, was called "the future of our party" by Harkin. http://abcn.ws/1dgSTc8
NOTED: WILL OBAMA STAY NEUTRAL IN 2016? President Obama declined to say whether he would stay neutral in the run-up to the 2016 presidential election that could potentially pit Vice President Joe Biden against former Secretary of State Hillary Clinton should the two Democrat powerhouses decide to vie for their party's nomination for the White House. "What I would say to folks out there is we are tremendously lucky to have an incredible former secretary of state who couldn't have served me better, and an incredible vice president who couldn't, who couldn't be serving me better. And I suspect if you asked both of them, they'd say, 'It's way too premature to start talking about 2016,'" Obama told ABC's George Stephanopoulos during an interview for "This Week" when asked what he would tell fellow Democrats weighing the two potential candidates, and whether he was "determined to stay neutral throughout this whole process" of choosing a 2016 Democratic nominee. http://abcn.ws/14XejWg
WHAT'S PROSTITUTION GOT TO DO WITH OBAMACARE? Last week, Sen. David Vitter has antagonized Democrats by insisting on a vote that would strip lawmakers of a valuable health care subsidy they have enjoyed for years, ABC's ARLETTE SAENZ notes. But now, Senate Democrats are showing Vitter two can play at this game, hitting the Louisiana Republican, who was once embroiled in a prostitution scandal, where it hurts. Here's how it all started: In August, the federal government announced that it would continue to contribute to the health care coverage of members of Congress and their staff. Had the government not stepped in, the health care premiums of lawmakers and their aides would have jumped by thousands of dollars each year. When the Senate returned from recess this week, Vitter introduced an amendment that would repeal the regulation, and he has taken to the Senate floor to press for a vote on his proposal. So, Senate Democrats decided to counter Vitter's idea by floating one of their own: legislation that would deny these government contributions to lawmakers' health care coverage if there is "probable cause" that they solicited prostitutes. While that may seem like a strange group of senators to punish, it may be a direct jab at Vitter, who was involved in a prostitution scandal in 2007. Not surprisingly, Vitter is less than thrilled with the Democrats' attempt to dredge up the scandal, arguing that Senate Majority Leader Harry Reid, D-N.V., and Sen. Barbara Boxer, D-Calif., are guilty of "bribery" by tying lawmaker's access to money for their health care coverage to their acts or votes in the Senate. Democrats are refusing to budge. http://abcn.ws/182er9f
@seanspicer: RNC Holds Democrats Accountable, Releases New #ObamaCosts Video WATCH HERE: http://bit.ly/15xlUib
@tedhesson: The number of Americans who consider themselves lower class is going up http://touch.latimes.com/#section/-1/article/p2p-77419040/ …
@RichardHaass: must read: good piece by @adamdavidson on long-term costs of congress failing to increase US #debtceiling this fall. http://nyti.ms/17RglXW
@jonathanchait: The Summers revolt is the most potent exercise of liberal opposition power of Barack Obama's presidency http://nymag.com/daily/intelligencer/2013/09/how-larry-summers-paid-for-obamas-sins.html …
@BurgerInfo: Quelle surprise! France's Francois Hollande takes some credit for Syria deal http://www.latimes.com/la-fg-wn-hollande-france-syria-deal-20130915,0,6772120.story …


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Parents if you have a teenager in high school, you will quickly realize that it is very expensive for your child to attend all of the school sponsored events throughout the year. Most kids enjoy going to football games, homecoming dances, several other special occasion dances throughout the year, band or other club banquets, senior prom, and graduation. As you can see these expenses can quickly add up, especially, if you factor in the following costs: the cost of the attire, accessories,…Continue
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A third teenager has been arrested in connection with the shooting death of a man who was headed to church when he was approached by robbers at the tail end of a violent crime spree.
Bobby Lannell Hargrove, 16, was taken into custody Tuesday by detectives. He later was charged with being an accessory after a murder, a felony.
The victim in Sunday's killing was Ronald Glenn Gullette, 44, a former professional heavyweight boxer and a married father of two who was shot in his driveway. His funeral is planned for Sunday, a family friend told the Observer.
Police began making arrests in the robberies shortly after Gullette was killed. On Tuesday, 16-year-old Randy Shaun Lloyd, who is charged with first-degree murder, made his first appearance before a Mecklenburg judge. He is also charged in several other robberies that happened in an eight-hour span on Sunday morning.
A 15-year-old juvenile was also charged in the crimes, but police haven't released his name because he is a minor.
Police said the suspects engaged in a robbery spree that spanned the city, targeting victims who were walking or stopped at traffic lights.
The suspects are accused of robbing a jogger of $4 and following a 66-year-old man to his home, where they carjacked his minivan.
Police believe Gullette was the final victim just before 10 a.m. He was running late for church and had sent his wife and two sons ahead, according to Thomas Evans, a family friend who has known Gullette since they were teenagers.
"That's not the type of person that something like this is supposed to happen to because he was such a good, genuine person," Evans said.
Evans described his friend as a strong man with a kind heart. Gullette took up boxing to lose weight, but got so good he decided to turn professional. He fought in 28 bouts, mostly in the Carolinas. His biggest match was in Atlantic City – a knockout loss to Shannon Briggs, the former heavyweight champion.
But Evans said Gullette's muscular frame belied a gentle man who often tried to mentor teens.
"I remember Glenn would take (my younger brother) out to play basketball and stuff like that," Evans said. "With teens, he would instantly get on their level. I'm trying to figure out how this (shooting) transpired because all they would have had to say was 'We need gas money' and Glenn would have given it to them." Staff researcher Maria David contributed to this story.
Wootson: 704-358-5046; Twitter: @CleveWootson
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Posted by Emily Collins on the Customer Insights Professionals Blog on July 31, 2014
I field a lot of inquires from clients in various stages of loyalty vendor selection projects. Some come with a tightly defined short list, but more often than not, they aren't even sure where to start. Customer loyalty initiatives take several forms including highly structured programs and loosely tied customer service, marketing, and product development tactics spread throughout the organization. As such, vendors of all types -- from loyalty-specific service providers and platforms to customer engagement agencies and analytics service providers -- bring loyalty strategy, management, and marketing chops to the table:
With so many different providers knocking on their door, it's no surprise that marketers feel overwhelmed by the selection process. My most recent report cuts through the clutter by organizing loyalty providers into categories based on their core offerings and delivery models. But, before you start dropping vendor names into a shortlist, you first must answer these three questions:
Posted by Maxie Schmidt-Subramanian on the Customer Experience Professionals Blog on February 25, 2013
Pricing matters when it comes to your customers' experiences and loyalty! You are not quite sure? Let's do a short quiz:
Have you ever:
Posted by JP Gownder on the Infrastructure & Operations Professionals Blog on October 4, 2011
Product strategists in many industries (from CPG to consumer electronics to financial services) share a challenge with their marketing colleagues: how to leverage the power of brand. Product strategists have a number of strategic tools in their toolboxes for differentiating their products from competitors' offerings: features (a different taste, a new technical capability, or a higher interest rate, for instance); channel, price, or brand (or based on some combination of these factors). For the moment, let's think about brand, because some product strategists design and build their products based largely on the promise implied by their brand name.
Forrester's new research report – leveraging a multi-year analysis of Consumer Technographics® data – shows that while brand is important, brand loyalty (defined as the propensity to repurchase a brand) has been waning. The new report, entitled "Brand Loyalty Isn't Enough For Products Anymore," reveals that:
· Brand loyalty is on the decline. Brand loyalty dropped in the U.S. from 2006 to 2010, our data shows. One reason? The Great Recession. Another? The strength of brands themselves: competing brands in the marketplace entice consumers to try new brands.


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Exactly what is advertised, works fine. decent quality, cheap price. good for a quick setup and use. Definitely not a permanent solution though no cons - works just fine Nicely organized and packaged, and is exactly what I was looking for. I do a lot of computer repair and have had an increased need ... Read more
Cheap, as advertised and fully functional product. Well built product which has all details required written on the back. Powers multiple LED strips without any problems at all. Coming with power cable would be excellent, otherwise perfect product. I'm using this part with SKU#204635 to power LED strips.... Read more
- cheap - small!!!!! - lightweight - standard plug that fits the led controllers - none that I can think off - gets pretty warm when driven at max potential - if you need more juice, get the more powerful 5A version of the 6A version. they are a bit more expensive but work just as fine! - I used this ... Read more
-works fine, is a replacement power supply for a tv set top box -dc cable is a good length, although there is no mains cable supplied, i think i would gladly swap a shorter dc cable for a mains cable, even a short one! -has green led power on indicator, not all p/s have this simple but handy feature ... Read more
The pros are that so far it has been working properly. I'm not using it for a laptop though, but for an iPod docking station to which it is connected day and night for the last few months, and it works 100% so far, so awesome. You only get the power supply end, so not the cable you need to connect it ... Read more
Price is good. Build quality seems to be good. Does what it is supposed to. Power cord is not included, but if you're like me, you will probably have a few of those floating around in drawers or closets around the house. The DC cord could be a bit stronger, but it's more than acceptable for a power supply ... Read more
- Compact size. - 2A, enough to power External USB 3.5¨ hard drives. - do not get too hot, barely warm to the touch after several hours of use on an esternal USB hard drive. Needed 2, ordered 3 just in case one failed and to get bulk discount and one of them actually fails (Hard drive restarts constantly,... Read more


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A special file or memory area (buffer) where data is stored temporarily before being copied to another location. Many word processors, for example, use a clipboard for cutting and pasting. When you cut a block of text, the word processor copies the block to the clipboard; when you paste the block, the word processor copies it from the clipboard to its final destination. In Microsoft Windows and the Apple Macintosh operating system, the Clipboard (with a capital C) can be used to copy data from one application to another.
The Macintosh uses two types of clipboards. The one it calls the Clipboard can hold only one item at a time and is flushed when you turn the computer off. The other, called the Scrapbook, can hold several items at once and retains its contents from one working session to another.
Tape clearly is on the decline. But remember, legacy systems can hang for a shockingly long time. Read More »Apple Pay Promises to Strengthen Payment Security
Experts believe that Apple Pay and other competitive payment systems will be far more secure than cards, even cards equipped with EMV chips. Read More »Internet of Things Shaping IT's Future
To make the IoT both work and pay off, IT is juggling upgrading and building app-centric networks, mapping out new data center architectures and... Read More »
The trend for the past two years has been for shoppers to spend more online during the holiday season. How do you typically shop for holiday... Read More »How to Create a Desktop Shortcut to a Website
This Webopedia guide will show you how to create a desktop shortcut to a website using Firefox, Chrome or Internet Explorer (IE). Read More »Flash Data Storage Vendor Trends
Although it is almost impossible to keep up with the pace of ongoing product releases, here are three recent highlights in the flash data storage... Read More »
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The median home value in Apache Junction, AZ is $132,000.
This is
lower than
the county median home value of $143,900.
The national median home value is $170,100.
The average price of homes sold in Apache Junction, AZ is $132,000.
Approximately 56.96% of Apache Junction homes are owned,
compared to 15.38% rented, while
27.66% are vacant.
Apache Junction real estate listings include condos, townhomes, and single family homes for sale.
Commercial properties are also available.
If you see a property you're interested in, contact a Apache Junction real estate agent to arrange a tour today!
Learn more about Apache Junction Real Estate.
Super clean 2005 built home. New flooring through out, new paint interior and exterior. Home also features a huge full length back patio and additional concrete slab for parking in the rear. This is a must see.All facts and figures are approximate buyer to verify to their satisfaction.
Zoned CI-2/INDUSTRIAL ZONE this 2.65 acre parcel is co-located with numerous other commercial/industrial users in an unincorporated industrial park in Pinal County. The owner operated several businesses from this location prior to retirement. The fully enclosed lot has easy ingress/egress for vehicles and heavy equipment, a 10'H X 50'W X 24'D free-standing, detached steel parking & storage building with open bays capable of holding 8 vehicles. An attached 18'H x 24'W x54'D steel structure has bays for larger trucks and equipment. The large lot has plenty of room to maintain, store or park heavy equipment and numerous vehicles. The industrial zoning allows users to construct special use buildings and install equipment to specification.
** JUST RELISTED - PRICE CHANGE** Come and take a look at this charming 2 bedroom/ 2 bath home. This ground level home sits on a large lot with a carport on one side and a patio on the other; access from the back alley for RV parking (with hook-ups); good sized storage shed for tools and equipment under the carport. NO HOA! The inside shows pride of ownership. This homes comes fully furnished, with refrigerator, washer, and dryer. The kitchen has a breakfast bar, the dining room has a built in hutch, both bedrooms and living room have ceiling fans, and you will find lots of storage and closet space. Floors have been partially updated with tile and laminate. PRICED TO SELL! Move-In Ready!
Available for lease: Single story building with high visibility along Superstition Blvd. The property may be used for a variety of commercial uses including retail, office and warehouse; past uses have included a restaurant and small engine repair/retail business. Solid block construction, 25 space paved parking area,ample building mounted signage space, street facing windows and glass doors make this appealing for many types of businesses. Currently occupied; 30 day notice to tenant required.
CITY LIGHT VIEWS-PAVED STREETS-UNDERGROUND UTILITIES-CC&R'S AND ARCHITECHURAL GUIDELINES INSURE AREA REMAINS BEAUTIFUL DESERT. HIGH ENOUGH TO SEE VALLEY LIGHTS. A SPECTACULAR PANARAMIC VIEW. THIS IS A RURAL SETTING AND CLOSE TO FREEWAY AND SHOPPING.LOT IS LEVEL. SELLER FINANCING COPY AND PASTE for video https://www.youtube.com/watch?v=7kMPdgasYVA&feature=youtu.be
Custom car/ Hot Rod auto shop with a 50' x 80' steel building w/ office. With an additional 11'x 44' machine shop added on. Completely fenced(block in front). Paint booth on site(west side of bldg). 17' roof at it's peak, two 12x13' doors on the inside. Front gate is 22' wide on roller, security system in and connected, 220 electrical and 3 phase wiring, and all lighting is 3 phase, office and bathroom, and parts room. 1 large outside awning,and wood sided storage shed. Owner is still conducting business on site but once under contract will have belongings removed. Lots of equipment on site which is all negotiable.
Fantastic opportunity for investor. This C-3 zoned property on the busy Apache Trail business corridor has a long-term tenant on a 60 month lease. Originally owned and operated as an auto repair facility, the new tenant has completed renovations and is operating an used car dealership. The nearly 1/2 acre property has 101 ft of Apache Trail frontage. It has two post signs, a completely enclosed lot with block and wrought iron security fencing, front and rear secure parking, main building is block (approx. 2000 sqft), four covered service bays (approx. 2000 sqft),reinforced concrete pad in rear work area, total fenced area is paved. Co-located with other automotive related businesses.
One of the best looking fourplexes in town. The owner has spared no expense keeping this one shipshape. 100% occupied on annual leases. Great location in central Apache Junction. Close to schools, shopping and US 60. This newer turnkey fourplex can appeal to the homeowner who desires the ability to reduce their mortgage payments by having a rental income or the investor looking for a money maker. The property features two bedroom/one bath units with w/d hook-ups. Room to grow monthly rents. Tenants pay electricity and TV. Low maintenance desert landscaping with shrubs and mature trees. Motivated seller willing to look at all reasonable offers!
Manufactured home on 1.25 acres with guest quarters separate entrance. Covered patios at guest and back yard. Fenced yard, 2 metal storage sheds, horse and/or livestock corral, and tack room all nestled in foothills of Superstition Mountains. Bring your horses and toys, close to horse trails and hiking.
Great short sale opportunity. With a little TLC the interior is move in ready. The backyard is the big bonus, it's over the top loaded! Everything you could need for backyard entertainment and then some is here.
Real Living S.J. Fowler Real Estate
6360 E. Brown Road, #103
Mesa, AZ 85205
Email Us | Visit our Real Estate Website


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|Homemade backyard pull-up bar
|Kitchen side table (with a broken ST250 crank shaft on the toaster oven)
|Standing table where all our meals get eaten.
|Homemade backyard pull-up bar
|Kitchen side table (with a broken ST250 crank shaft on the toaster oven)
|Standing table where all our meals get eaten.
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Ride Offer
Colfax → Burning Man
Leaving on Tue, Aug 21, 2012 at night, 6pm - 12am
Joshua B is offering 3 seats, $30 per seat
Listed in Burning Man 2012
I am driving up with the Occuplaya N:OW camp caravan Tuesday evening around dusk. Looking for some more heads with early entry to ease the gas bill. I have room for three more to fit comfortably, though the truck has 6 seatbelts, so I could take 5 passengers if I had to. If you can carry all your stuff at once, there is room for it. Here is our facebook group, we may even have room for some more campers: http://www.facebook.com/groups/313792965320571/
Driver Info
Joshua B
- ✓ Facebook Connected. 400+ friends.
Sivananda Ashram Yoga Farm
Karma Yoga
Web Developer
Jai Raja Yoga
Yoga Siromani
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My Profile
Member since Dec 2011
Flag This ProfileFlag as Inappropriate
Reviewed New York Style Chocolate Cheesecake
Dec 25, 2011 in Food Network Community Toolbox on FoodNetwork.com
"II used this recipe, but added my own topping of cherry/cranberry made from scratch. This was the cheesecake that i remember having growing up on long island. I can't believe that it came out perfect."""


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Spectrum Brands Holdings' Home And Garden Division Acquires The Liquid Fence Company, U.S. Market Leader In Consumer Animal Repellents Category
Spectrum Brands Holdings, Inc. (NYSE:SPB), a global and diversified consumer products company with market-leading brands, announced today its United Industries Home and Garden division located in St. Louis has acquired The Liquid Fence Company, Inc., the U.S. leader in the fast-growing consumer animal repellents market. Financial terms of the accretive, all-cash transaction were not disclosed.
With a broad and expanding product line, proprietary formulations and solid retailer relationships, the Liquid Fence brand has generated market leading performance in the U.S. consumer animal repellents market estimated to be growing at more than double the rate of the overall lawn and garden category. Liquid Fence's flagship product, Liquid Fence Deer & Rabbit Repellent, is the number-one product of its kind in the U.S.
"Liquid Fence gives us a new, complementary and leadership position in a rapidly expanding segment of the $1.5 billion U.S. retail lawn and garden controls market," said Dave Lumley, President and Chief Executive Officer of Spectrum Brands Holdings. "We see excellent revenue growth potential, given our Home and Garden division's strength in the lawn and garden category and the impressive growth rate of the animal repellents category. Liquid Fence fits well within Home and Garden's many core strengths, including liquid production, regulated products and distribution overlap.
"This textbook, tuck-in acquisition fits perfectly with our stated strategy to seek synergistic, bolt-on acquisitions that expand our product line with strong, complementary brands and categories, increase and extend our market penetration leveraging the Spectrum Value Model, and provide for quick and major manufacturing, distribution and SG&A synergies," Mr. Lumley said. "The transaction is immediately accretive, and the synergies we expect quickly will result in an even more attractive multiple paid for the business."Genesis Capital, LLC acted as financial advisor to Spectrum Brands Holdings, Inc., while Barnes & Thornburg LLP provided legal counsel.
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