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AI Ready (.ENV format) report conversions
Since my very first AI ready report conversion I have had reservations regarding its ability to send to the lender a true copy of the report that I had produced in PDF format. I've also seen this controversy building over the past six months. Let me share with you my fix to the problem. At first I always sent a PDF copy of the report to my clients via email and told them that this was done specifically because the ENV format did not include all of the photos; exhibits; boldened, colored or highlighted text; and graphics that were included in the original PDF version of the report. That way they could choose which version to use. Some of the clients did not want the burden of extra emails clogging their inbox, fair enough. I now use the message log to tell my clients that a true copy of the report has been uploaded in PDF format as the invoice file. I then use the invoice button to upload the PDF version. Perhaps AppraisalPort could add a third upload button: "True Copy", or "PDF Version". The lender could choose the ENV format but still be on notice that a true copy of the report exists as a PDF, if just for reference.
I understand this fix does not quite the critics who argue that ENV conversion "de-constructs" the report, including the signature graphic, with attendant potential for harm. On the other hand, one must assume some level of trust in sending any report, in any format, ever. Unscrupulous people have always had the potential to alter reports, steal signatures and abuse the appraiser's trust. I just can't imagine that this will change any time soon. ENV makes this no more or less difficult.
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The report in .ENV format is not a 'conversion' of the your 'real' report; it is your report.
"Give a man a gun and he can rob a bank. Give a man a bank and he can rob the world."
My mother use to always tell me, ' a lie well told is as good
as the truth.' I just tell them I don't know how to convert to
that fancy AI format....so if they want the report they've been
waiting for the last 4 days, I can send it right now as a pdf.
I like that attitude Elliot. Clients that demand an ENV format report are very short sighted.
"Give a man a gun and he can rob a bank. Give a man a bank and he can rob the world."
Fannie's been requiring .env files for a month or two.
I've looked at the .pdf file that's created and shown on the appraisalport site....
Maybe 1/2 of the interior damage photos I include in report are there.
But... Fannie is getting what someone sold her.
- hummm... that's happening to Fannie a lot lately ----- isn't it?
If you would know who controls you, see who you may not criticize. - Tacitus -Rome 96 A.D.
I have sent two reports to Fannie Mae with the AI Ready software. What I have discovered is I need to post my exhibits and photos on different pages than I use for a pdf file. After I create the AI Ready file and prior to posting it to AppraisalPort I look to see what has been transferred. Then I experiment to figure out which AI Ready pages will work for the pages I want to include. For example I always put the assessor's map on the County Map addendum page. AI Ready doesn't recognize that page, so I have to put the assessor's map on the Addendum titled Plat Map page instead. And shudder at the stuttering every time. There isn't such a thing as a Plat Map--that is the same as saying map map twice or plat plat twice--they are the same thing. The same way with photos if they won't work on one version I try a different photo page version until I can get all the photos I want included in the AI Ready format. Of course with this new AppraisalPort agreement coming up I guess I will be saying goodby to Fannie Mae after doing their REOs for twenty five years. I refuse to use the AI Ready software for any other company, I just tell them I don't have it. Although I finally get all the information into the .env file I do not like the appearance of it. Pages are jumbled, out of sequence, the text addendum looks very weird without paragraphs, odd ball margins, etc, etc. Very confusing and weird looking report.
The URAR and other reports I write routinely have 30 to 50 pages. The ENV format is not the report I intend for the client nor the one produced by the form software. It may be the format requested for delivery but only because they do not understand what may be missing. The fix suggested in the original thread post, however, works; and once the client users have a chance to review the difference, they save the ENV for their file and prefer to work with the PDF.
It's your report.
If you don't intend it for the client, why do you send it to them?
"Give a man a gun and he can rob a bank. Give a man a bank and he can rob the world."
Dear Mr. Potato,
I send some of my AppraisalPort clients ENV format reports because they ask for that format. Insofar as it is ethical and practical, I attempt to accomodate their requests. The ENV format, however, has both advantages and limitations. The limitations are the reason that I do not call it the true copy of the intended report. It limits graphics, exhibits and font presentations for the sake of uniformity. As for who decides which report (ENV or PDF) is the true, full and authentic copy of any work, that decision has always been left to the author.
I, like Jo Anne, do it for Fannie Mae only for REO appraisals, but I make sure my data is on the env file. EappraiseIT actually asked for env files for WaMu before they were jettisoned. I preferred that over the alamode pdf I knew was getting converted to ACI then getting converted to an env file. The ACI conversion would lose data then the env conversion would lose more. I know one AMC that still does that. At least then I knew I had control over the actual report delivered to the lender.
Please don't log on here and ask for our blessings unless you are prepared to accept the truth.
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Ohlone College Announcements and Upcoming Events
Spring 2015
- Spring 2015 classes begin Monday, January 26 (some earlier). Registration for continuing students and new and former students continues. View the online Class Schedule. Check the Spring Academic Calendar for important dates.
- Spring 2015 Class Schedule Information
Ohlone Highlights
- Ohlone Men's Basketball Team Wins SJCC's Classic Tournament
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Video: Sotomayor on Marriage Equality
Postedon Jul 16, 2009 at 11:28 pm
July 16, 2009
Supreme Court nominee, Sonia Sotomayor, addresses Senate questions on marriage equality.
Video: Bill Clinton Supports Marriage Equality
Postedon Jul 15, 2009 at 07:12 pm
July 14, 2009
The President and First Lady Michelle Obama host a reception for LGBT Pride Month
Postedon Jul 01, 2009 at 10:22 pm
June 29, 2009
Representative Jared Polis on DOMA and that DOMA brief
Postedon Jun 30, 2009 at 07:38 pm
June 29, 2009
Congress is in recess, so Rep. Polis was in his district Monday, not at the White House party. For those who don't know him yet, Polis is an openly gay, first-term Democrat from Colorado. Chuck Todd interviewed Polis on Hardball about Obama and gay issues. I found the DOMA segment particularly interesting. Polis made it quite clear that the problem was the DOMA brief. Polis explained, as we and many others have explained, that the Obama administration didn't have to defend the law and certainly didn't have to respond in the way they did:
Los Angeles Gay & Lesbian Center Project Pushback Marriage Equality Video Competition
Postedon Jun 30, 2009 at 10:00 am
June 29, 2009
Family Values was selected by the Project Pushback judges, from the 11 finalists, as the Grand Prize winner, earning creator Andrew Putschoegl the $2,500 grand prize!
Equality California, Jordan / Rustin Coalition Launch Mobilization Effort on Marriage Equality for S
Postedon Jun 16, 2009 at 02:36 pm
June 16, 2009
As same-sex couples who were able to legally marry last year celebrate their one-year-anniversaries, Equality California (EQCA) and Jordan / Rustin Coalition (JRC) are together launching an education and mobilization effort on the freedom to marry in LA's African-American communities. The effort includes a TV commercial, on-the-ground organizers and a dedicated field office, which will be based in South Los Angeles, a predominantly African-American community. As part of today's launch, the organizations released a television ad that features a gay African-American couple, Xavier and Michael Boykin-Haggood, along with three of their five children, Dante, Emmanuel and Fatima. The family lives in LA's Leimert Park neighborhood. Their ad is scheduled to air starting the week of June 22nd. [Link]
Dear President Obama: This is what a "fierce advocate" looks like
Postedon Jun 16, 2009 at 12:00 pm
June 16, 2009
Rachel Maddow took on the Obama administration's defense of DOMA last night on MSNBC. Maddow: "Are you ready for the latest talking points against same-sex marriage in the United States? Here we go. Are you ready? ..." Guest Howard Dean was at his firebrand best. In unvarnished language he condemned the Department of Justic brief on DOMA calling it a "big mistake" and a problem Obama will have "dig himself out of." He also forcefully stated, "But this is a huge mistake. You cannot talk about gay Americans the way gay Americans were talked about in this brief." Watch the full interview below:
Patricia Clarkson: Here's to the Violets: My Thoughts on Gay Rights
Postedon Jun 15, 2009 at 06:37 pm
June 15, 2009
One of Freedom to Marry's Voices For Equality, Patricia Clarkson, recently delivered the keynote speech at the Human Rights Campaign's Annual New Orleans Dinner. See video below of her speech: "Here's to the Violets: My Thoughts on Gay Rights"
What If?
Postedon Jun 04, 2009 at 01:25 pm
What If? from Project Pushback on Vimeo.
"What If" is graphic designer Jessie Rauch-Dickson's submission to Project Pushback's marriage equality video contest, and captures with great simplicity the importance of "openly, publicly, [and] proudly" supporting the freedom to marry. The contest, sponsored by the L.A. Gay & Lesbian Center and the Lesbian, Gay, Bisexual & Transgender Community Center of New York City, asked videographers nationwide to submit work they believe would change hearts and minds in favor of the freedom to marry. Visit the contest to view all 68 submissions and vote for your favorites.
Saying 'I Do' to Marriage Equality?
Postedon May 27, 2009 at 11:59 am
May 26, 2009
Good Morning America discusses marriage equality with people from both sides of the debate on Prop. 8 decision day. Evan Wolfson: "The idea of the freedom to marry is something new to most people. It's something people are just beginning to think through." [Link]


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How to Style Your Coffee Table Like a Pro
These decorating tips from using a tray to arranging a collection show you how to get a chic, stylish look for your coffee table.
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Add Pops of Color
Instead of a big coffee table in his Miami living room, designer Robert Passal used four cylinders, estate sale finds, which can be easily moved around. He added colorful accents like flowers and books to stand out with the white tables.


text: (*mentally prepares for barrage of insults/trash talk* ) Hey guys. I just won a pair of tickets to the game Monday Night, and I have two questions. 1) How do you guys treat opposing fans at the stadium? I'm not talking about trash-talking schmucks - just people who show up and root for the opponent (cheer the good plays, etc.). 2) I'm driving up from NY, then driving back after the game. What's the parking situation like, and where should I plan to park if I want to get out as quickly as possible?


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After a fire destroyed the Pavilion nightclub in 2011, New York–based HWKN was tasked with creating a new social hub for the summer season on Fire Island.
With its visually oriented design and robust search engine, Architizer.com offers the world architectural community another way to connect.
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I installed two of these and work like what it supposed to do. Easy set up. I use email alert function only and it send email if it detect movement as it supposed to be. No complain yet. Read more
Took more than 20 days before i received my order. With remotely controlling my order no sound. The green light can be turned off with your computer. Software is obvious. Works quite well with the app (android). Tenvis Sight. Please note the adapter is not European. So buy an adapter that allows it to ... Read more
Good price. The camera is easy to install and use. Night mode works perfectly. The pan-tilt works without problems. The zoom function is available but not in the original software. The camera works great with surveillance station with Synlology. I use wifi mode, the ability to live through the Internet ... Read more
Calidad/precio excepcional. Una cámara PTZ a precio de saldo. Calidad aceptable en vídeo. Se puede gestionar con infinidad de programas de terceros, bien para pc como para móviles. La gestión del movimiento es muy fácil y se adapta a la perfección a programas de terceros.... Read more
Camera IP fonctionnant en PTZ, c'est à dire sur les trois axes. La résolution est correcte et suffisante pour une surveillance d'une habitation par exemple. L'assistance IR pour la vision de nuit marche parfaitement. L'antenne wifi n'est pas amovible et il y a un gros probleme de respect des ... Read more
- Good price - easy to use - very good night vision - clear view - tilt and pan - you can watch online when away from house - multicamera Audio not as good as camera. It doesn't have zoom option. It should have also European plug. I had to buy a Round Power Plug Convertor. It was a little difficult to ... Read more
- the instruction manuel is simple. - the microphone integete is poor quality. ( a lot of interference. ) - the speaker integrate is poor quality. ( much interference incomprehensible. looks like the alien language. ) - there is the one to two seconds delay between the reality and the "image rendering ... Read more
Small, Compact, nice finish. Looks exactly like all the other IP Camera's out there. Somehow Tenvis looked like they are serous about their camera's. And they are. It just works. The software wizard is very intuitive and does about 80pct of the work for you. The other 20 pct you need to have some knowledge ... Read more
Easy to setup and configure. Well documented. The factory website is well organized and provides full information and software. Works well in Mac OS X and Safari. Image quality is nice for a VGA resolution both for day and night. The wifi range is ok. Actually there is no significant cons regarding the ... Read more
Good image. Good sound. Easy to setup with the wizard. Good Tenvis support over the their forum. The sound management, video recording and multi-camera feature can only be used with IE. And the IE activex may crash from time to time in IE 10 over an 64 SO. Be aware that it comes with an Unpolarized NEMA ... Read more


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Virgin America CEO: We Innovate, They Hate
Virgin America "is a lot like JetBlue," Cush says. "We are showing people that travel can be enjoyable." The differences, he says, include two-class service, advanced entertainment options and innovations like the ability to swipe a credit card at a seat to order food and drinks. The carrier, which began flying in 2007, operates on transcontinental and West Coast routes, pressuring fares in both markets.
"The network airlines always have disliked the low-cost carriers, but over time they have accepted JetBlue and Southwest into the family," says FTN Securities analyst Mike Derchin. "JetBlue changed its business model and is operating more like a network carrier, and Southwest now is reducing capacity, rather than growing, and trying to increase average fares."
As for Virgin America, Derchin says the other carriers shouldn't worry about it because it is losing money so rapidly that it cannot survive. The ownership issues are almost a diversion, he says.
The law requires that a U.S.-based carrier must be at least 75% owned by U.S. citizens and also must be controlled by a U.S. citizen.In awarding Virgin America the right to operate in August 2007, the Transportation Department found that nearly all of its U.S. shares were owned by two hedge funds, which had the right to sell their holdings back to London-based Virgin Group Ltd., holder of the remaining 25%. In a filing last month, Alaska asked the Transportation Department to find that Virgin America no longer qualifies as a U.S. citizen, citing a Wall Street Journal report that the U.S. investors had indeed sold their holdings to Virgin Group.
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The Nest Makes Top 100 List for Late Night Diners
Indian Wells Restaurant Ranked On OpenTable.com's List
The Nest is located on Highway 111 in Indian Wells.
Let's face it -- late-night diners have a short -- albeit growing -- list of options in the Palm Springs area, but one definitely has a following.
The Nest, located on Highway 111 in Indian Wells, grew a good foundation of customers over its 45 years in the desert, and now, that's paid off.
OpenTable.com, which allows customers to make reservations and rate their restaurants online, recently named The Nest as one of 2012's Top 100 Late Night Dining Restaurants in the country.
That's nothing to ignore, given one of the winners was Top Chef winner Illan Hall's The Gorbals in Los Angeles.
"We are very pleased by this acknowledgment from OpenTable diners," said Dodi Henry, Owner of The Nest "We are proud to know that these diners thoroughly enjoyed their overall experience at The Nest and gave us such high marks."
"The top late-night dining restaurants are a hit with foodies, fun seekers, and industry insiders," said Caroline Potter, OpenTable's Chief Dining Officer. "From hot culinary creations, cool cocktail programs, and soundtracks to match, these winning restaurants have high-energy atmospheres that will make any diner want to stay up past bedtime."
The winners of this award were based on more than 5 million reviews collected by users of OpenTable.com.
Earlier this year, two Palm Springs restaurants landed spots on the Top 100 Hot Spots in America. Trio, located on North Palm Canyon Drive, and Wangs, located on South Indian Canyon Drive, were both named on that OpenTable.com list.


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Holiday Highlights
By Sam Boykin
Posted: Wednesday, Dec. 04, 2013
Holiday Pops
Under the direction of conductor Alfred E. Sturgis, the renowned and innovative North Carolina Symphony will perform such favorites as Silver Bells, God Rest Ye Merry Gentlemen, Fantasia on Greensleeves, plus popular audience sing-along tunes. Dec. 5 and 11, 8 p.m., Dec. 12, 7 p.m., and Dec. 17, 7:30 p.m. Statesville Civic Center. The NCS will also perform Holiday Pops at the James W. Warren Citizens Center, 115 W. Main St., Lincolnton. Dec. 3, 7:30 p.m., Dec. 11, 8 p.m., Dec. 12, 7 p.m., and Dec. 17, 7:30 p.m. www.ncsymphony.orgCornelius Arts Center
Enjoy many fun and creative holiday events and activities at the Cornelius Arts Center, where students both young and old can make holiday-themed art projects. Classes include instructions on how to create such festive items as ceramic tree ornaments, birdhouses, wind chimes, wreaths, and picture frames. Theres also a Holidays Around the World class, which teaches students about holiday festivities and traditions from other countries. And kids are sure to enjoy Santas Mailbox, where they can mail a letter to Santa. Old St. Nick will also be on hand to share cookies and cocoa with kids on select days. The Cornelius Arts Center, 19725 Oak St., Unit 1, Cornelius. 704-896-8823. For details on the time and prices of the different classes and events, go to www.cornelius.org/parcLincoln Cultural Center
Located in the former First Baptist Church in a classic Revival-style 1922 building, the Lincoln Cultural Center houses the countys first historic museum and is also a hub for cultural activities, including the 5th annual production of The Nutcracker: A Childrens Ballet, which features local dance students. Dec. 14, 7 p.m., and Dec. 15, 2 and 7 p.m. James W. Warren Citizens Center, 115 W. Main St., Lincolnton. Adults $12, seniors/12 and under, $8. www.lincolnculturalcenter.comLatta plantation
This living history farm and nature preserve in Huntersville is hosting several holiday events. Christmas Tea and Craft is a fun afternoon for mothers and daughters during which they can learn about the history of Christmas while enjoying specialty holiday teas and making crafts. Dec. 7, 1-3 p.m. $25 per mother/daughter pair, $10 for each additional daughter. The cost includes a fan, craft materials, tea, and snacks. Pre-registration is required. During Latta Plantations Candlelight Christmas event, guests can step into an 1820s Christmas evening and tour the historic plantation at night, where they can visit animals in the carriage barn, see couples in period costumes dancing, cooking demonstrations, and more. Dec. 14, 6-9 p.m. $8 for adult, 5 and under free. Latta Plantation, 5225 Sample Road, Huntersville. 704-875-2312. www.lattaplantation.orgChristmas in Davidson
An annual tradition since 1988, Christmas in Davidson is a wonderful three-day event sure to please the whole family. With the charming downtown area decorated in lights, visitors can enjoy trolley and carriage rides, shopping at dozens of quaint shops, and exploring the Holiday Village, with entertaining shows on the Davidson Library stage, dozens of specialty vendors, a doggie fashion show, live nativity scene, arts and crafts, a Christmas Tree Village with 25 decorated firs, along with ice skating at the South Main Square. Theres also the popular 31st annual North Mecklenburg Christmas Parade, which features hundreds of floats. The parade, which starts in Davidson and heads south on N.C. 115 to the Cornelius Fire Department, is Dec. 7. at 1 p.m. Christmas in Davidson is Dec. 5-7, with most of the events held between 6 and 9 p.m. and centered on Main Street near the college campus. www.ci.davidson.nc.usMcAdenville
Only about 30 miles southwest of Lake Norman, McAdenville is one of the regions most popular holiday destinations, attracting some 500,000 visitors each year. The towns 650 or so residents transform the small hamlet into Christmas Town USA every year, with more than 450,000 red, green, and white lights strung on nearly 400 trees. While the light show is spectacularparticularly the warm holiday glow reflected off the towns central pondit can take a while to drive through the half-mile route. If youd prefer to walk, theres parking available off the towns Main Street. Dec. 2-26. www.mcadenville-christmastown.comHuntersville Christmas
Bring your family and friends to downtown Huntersville to see the town transformed into a magical winter wonderland, complete with a snow slide, a visit from Santa and his elves, and holiday stories with Mrs. Claus. During the festivities enjoy food from local restaurants, dozens of craft vendors, childrens games and rides, and holiday shows. Dec. 14, 4-8 p.m. Huntersville Town Center, 105 Gilead Road, Huntersville. www.huntersville.orgMooresville Holiday Light Spectacular
Downtown Mooresville is transformed into a holiday wonderland every night with an orchestrated light and music show, featuring more than 75,000 lights. Organized by the Mooresville Downtown Commission, James Family Christmas, and community volunteers, the light show takes place at the Mooresville Town Hall lawn on N. Main Street. The eight-minute shows begin at dark and repeat until 9:30 p.m. In addition to the light show, Mooresville also hosts several downtown holiday festivals, with Santa visits, music, horse-drawn wagon rides, snacks, and special gifts. The festivals are scheduled for Dec. 6, 13, and 20, from 6-8 p.m. The Holiday Light Spectacular is through Dec. 25. Mooresville Town Hall, 413 N. Main St., Mooresville. Parking is available off Church Street. www.downtownmooresville.comCarolina Christmas
With about three million lights, Carolina Christmas at the Charlotte Motor Speedway is the regions largest light show. The drive-through holiday production also features hundreds of colorful displays, a Santas Christmas Village (open weekly from Thursday-Sunday) with a Bethlehem-themed village, smores pits, kids games, food, music, photos with Santa, and more. Through Dec. 31, excluding Christmas day. 6-10 p.m. $20 per vehicle. Charlotte Motor Speedway, 5555 Concord Pkwy. S., Concord. 704-455-3267. www.charlottemotorspeedway.comStatesville Christmas Parade
Gather the family and head to downtown Statesville for the sights and sounds of the holidays at this annual parade. Sponsored by the 30th Masonic District of North Carolina. Dec. 8, 3 p.m. 704-878-3436. www.downtownstatesvillenc.orgDavidson Community Players
The popular and award-winning performing arts group presents Miracle on 34th Street, a classic play that features a single mother and her daughter who wonder if a department store Santa might be the real Mr. Claus. Complete with sound effects and cleverly scripted commercials, DCP will transform the Armour Street Theater into a radio studio and invite the audience to become part of the magic. The universal theme of hope in times of uncertainty makes Miracle on 34th Street one show not to miss. Dec. 5-22. $20. Armour Street Theatre, 307 Armour St., Davidson. 704-892-7953. www.davidsoncommunityplayers.orgNorth Mecklenburg Community Chorus
As part of its mission to build a dynamic and inclusive choral community, this Cornelius-based nonprofit is performing several holiday shows this month. A Merry Carol of the Bells will offer a diverse array of secular and sacred holiday tunes. Dec. 2 and 9, 7:30 p.m., and Dec. 14, 3 p.m. Huntersville First Baptist Church 119 N. Old Statesville Road, Huntersville. NMCCs other show is Swingin with Santa, which features an eight-voice ensemble in a family friendly Christmas concert with a special appearance by Santa. Dec. 7, 3 p.m. Huntersville United Methodist Church, 14005 Stumptown Road, Huntersville. www.nmcchorus.orgZootastic Christmas Wonderland of Lights
Since it first opened in 2009, this exotic animal zoo has hosted the Christmas Wonderland of Lights, with over one million lights decorated along a two-mile drive-through route. After the light show, park the car and enjoy pony rides, petting zoos, concessions, marshmallow roasting pits, visits from Santa, and more. Through Dec. 31. Friday and Saturday, 6-10 p.m., Sunday-Thursday, 6-9 p.m. Zootastic Park of Lake Norman, 448 Pilch Road, Troutman. $5 per person. www.zootasticpark.com
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3 of 3 Items
Mordecai Gist.
Gist, Mordecai, 1742-1792
Historical and Public Figures: A General Portrait File to the 1920s
Stephen A. Schwarzman Building / Print Collection, Miriam and Ira D. Wallach Division of Art, Prints and Photographs
All Any
Image ID: 1243199
Mordecai Gist.
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Paper Plate Frog
Source: Busy Bee Kids Crafts (50)
Mom Rating
Ages: 2-6 years
In: Arts & CraftsThis is a great craft for Prescoolers. Kids will love to trace their handprints to make their frog's leg's! An easy and inexpensive kids craft!
What you need:Dessert size paper plate , green paint and brush , construction paper , scissors , glue , black marker , pink pipe cleaner
Instructions:1. Paint your paper plate green (eating side down). While you're waiting for it to dry, trace and cut out hand prints. Glue onto the back of the paper plate on either side. 2. Cut two white circles and ...
See full activity here: http://www.busybeekidscrafts.com/Paper-Plate-Frog.html
Similar activities:Toilet Paper Roll Frog, Paper Plate Flower Craft, Penguin Paper Craft, Sunflower Craft, Turtle Mosaic, Preschool Fish Craft, Father's Day Tie Plate Craft, Penguin Toilet Paper Roll Craft, Heart Bird Paper Craft, Heart Dog Paper Craft, #1 Grandparent Award, Talking Frog Card, Peeking Bunny, Paper plate turtle, Heart Cat Paper Craft
Tags: frog crafts , reptile crafts , animal crafts , paper plate crafts , toddler crafts , preschool crafts , frogs , reptiles , toddler , preschool
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December 24 newsPublished by on
WORTHINGTON— In observance of the holidays, some local businesses will close early today for Christmas Eve and most will be closed Christmas Day. All financial institutions will be closed Christmas Day, and will vary hours today. Worthington Federal Savings Bank, Rolling Hills Bank, the Fulda Area Credit Union and United Prairie will close at noon today, Bank of the West and Wells Fargo will close at 2 p.m., and First State Bank Southwest at 3 p.m.


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Corner Sportwetten Bielefeld |
Corner | Innenstadt Corner | Sieker Corner | Schildesche Impressum Kontakt Seitennavigation Wettprogramm Bist du spielsüchtig News Corner ab sofort dreimal in Bielefeld Weiter Corner Sportwetten Sieker Otto-Brenner-Str. 201 33605 Bielefeld ...
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Overdrive Partners in Business
Shopping for a truck and favorable financing
James Jaillet | May 14, 2012
If you aren't prepared to shop and haven't done your homework, financing equipment can be costly.
Max Heine, Editorial Director | October 01, 2010
Opportunities will increase as the economy struggles to get on its feet, and trucking already is ahead of the curve.
Editor's Picks
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Houses to let in Leafy Lane, Meopham, Gravesend DA13 - 4 bedrooms
£1,600 pcm (£369 pw)
Rhododendron Avenue, Meopham, Gravesend DA13Detached house to rent - 4 bedrooms
This Detached Chalet House will be available from the end of January, 2015. On the ground floor there is a Kitchen Breakfast Room, Lounge, Bedroom/Family Room and Bathroom and there are three further bedrooms and bathroom on the first floor. More details
Note: Distances are straight line measurements
- Sole Street (3.1 miles)
- Meopham (3.2 miles)
Marketed by Hartley Estates, DA3. Call 01474 527009


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Whenever I boot Win2k, a garbage print job is activated that I can't get rid of.
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The number of U.S. soldiers enrolled in alcohol dependency or abuse programs has doubled since 2003, which isn't surprising considering GIs are deploying on more and longer tours with less down time between. And these stats are probably hiding a bigger problem in consumption, considering that commanders have to be notified if someone is in treatment. So what of those that aren't seeking help?
USA Today:
The rate of Army soldiers enrolled in treatment programs for alcohol dependency or abuse has nearly doubled since 2003 — a sign of the growing stress of repeated deployments in Iraq and Afghanistan, according to Army statistics and interviews.
Soldiers diagnosed by Army substance abuse counselors with alcoholism or alcohol abuse, such as binge drinking, increased from 6.1 per 1,000 soldiers in 2003 to an estimated 11.4 as of March 31, according to the data. The latest data cover the first six months of the fiscal year that began in October.
"We're seeing a lot of alcohol consumption," Gen. Peter Chiarelli, the Army's vice chief of staff, told top officers during a briefing on the Army's growing number of suicides.
Become a Truthdig Bedrock Supporter
A Progressive Journal of News and Opinion Zuade Kaufman, Publisher Robert Scheer, Editor-in-Chief
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text:
Cutting Edge Music Conference presents: Peter Gunn, The Parishioners, Deering and Down, DiNOLA,Smokin Toads, Breton Sound, Ratty Scurvics Trio, and more
Two shows at 8pm & 10pm
Two Shows at 11:30am & 2:30pm.
WWOZ is sponsored by:Sponsor WWOZ
Listen to archives online
All user-submitted comments owned by the Poster. Everything else is © 2001-2014 WWOZ New Orleans 90.7 FM. All rights reserved.


text:
American Equity CEO To Take Medical Leave Of Absence
American Equity Investment Life Holding Company (NYSE: AEL), a leading underwriter of index and fixed rate annuities, announced today that Wendy C. Waugaman, Chief Executive Officer and President, will take a medical leave of absence, effective immediately. She will remain on American Equity's Board of Directors and will participate in certain management and strategic discussions as her health permits.
American Equity also announced that, John M. Matovina, Chief Financial Officer, will serve as interim Chief Executive Officer and President during Mrs. Waugaman's absence. Mr. Matovina has served on American Equity's Board of Directors since 2000 and has served as Vice Chairman since 2003 and Chief Financial Officer since 2009.
David J. Noble, Executive Chairman and Robert L. Howe, American Equity's lead independent director, said, "The Board has a great deal of confidence in Mr. Matovina and the entire leadership team of American Equity, and we believe the success and stability of the company will continue during Mrs. Waugaman's absence. In order to provide Mrs. Waugaman and her family the privacy they deserve, we will not be commenting further."
ABOUT AMERICAN EQUITYAmerican Equity Investment Life Holding Company, through its wholly-owned operating subsidiaries, is a full service underwriter of a broad line of fixed annuity and life insurance products, with a primary emphasis on the sale of index and fixed rate annuities. American Equity Investment Life Holding Company, a New York Stock Exchange Listed company (NYSE: AEL), is headquartered in West Des Moines, Iowa. For more information, please visit www.american-equity.com.
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|Amazon Price
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Despite the cons, this book is still very well worth picking up, just to read through Magary's ideas.
I guess there had to be ridiculous contrived plot twists to drive the story because the personality of the main character certainly couldn't.
I'm sure the way it happens isn't really plausible, but they made it vague enough that really who knows.
This was one of the most down to earth books I've read. I would put this on a similar level to Hemingway. If you read this Mr. Read morePublished 1 month ago by Barbara Cassidy
Book read like the author sat down and made it up as he went along. Repeated themes, flat characters and a hackneyed plot. I agree, a missed opportunity for a better writer. Read morePublished 2 months ago by Robert Merivel
Well written in a pulp style. Dark, sardonic and imaginative tale. Nice job. Recommended for those with a taste for dark tales.Published 3 months ago by Ken McA
the book was in great shape, just that the one I got didn't match the cover shown where you buy it but it was the correct book.Published 3 months ago by Christopher Linares
Pretty good for a first novel. Postmortal is an endgame of over-population and world collapse via the elimination of aging. Read morePublished 5 months ago by Jalon Q. Zimmerman
Very original story line with the absurdist humor like Kurt VonnegutPublished 5 months ago by scarlet pimple
The Postmortal is an unexpected entry in the vast ranks of recent dystopian future literature. A specific scenario, told by one consistent voice without trying to be too clever or... Read morePublished 8 months ago by Shoshona19
What would happen if a cure for aging was discovered? People would be able to take it, and stay with the same biological age forever (or until an accident, or someone killed them). Read morePublished 9 months ago by Alejandro Contreras
Any regular reader of Drew Magary (Deadspin, GQ) would not associate this fiction with his normal prose. Read morePublished 9 months ago by PN


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The graft-versus-host disease (GVHD) treatment market value will increase from $297 million in 2013 to $407 million by 2018, at a Compound Annual Growth Rate (CAGR) of 6.59%, according to research and consulting firm GlobalData. The company's latest report* states …
BMI View: Q4 2012 data is underlining our view that the US construction industry is experiencing growth
for the first time in seven years. Whilst momentum is strong going into 2013, we believe that in the second
half of 2013 base effects will precipitate a natural slowing in growth, leaving 2013 real growth lower than
2012. Residential construction will remain the main driver of the overall construction sector as nonresidential
experiences mixed fortunes and infrastructure only flat growth. In the latter sector there are
bright spots, primarily stemming from the unconventional energy boom. Over the medium term
(2013-2017), growth will slow, however we anticipate it to remain in positive territory.
Construction spending data for the first ten months of the year shows a significant increase in investment in
the sector, which indirectly feeds through to our forecast for construction industry value added. Between
January and October 2012 construction spending has increased 7.5% year-on-year (y-o-y), making it the
first year of growth in construction investment since 2006.


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Thu, Jan 12, 06 at 12:35
|I guess I can only put one picture in per post. The first was a Cirrhosa Clematis called balearica var balearica. Here is a second shot of balearica close up.
Image link: Cirrhosa Clematis - #2 (43 k)
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|Interesting. Thank you for sharing your lovely picture.
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My goals for the next 12 weeks are:
Lose 10 pounds
Stay within my calorie range at least 5 days a week
Work on keeping my sodium intake below 2300 mg per day
Exercise 20 minutes per day by swimming or exercise DVDs and make it a part of daily activity not something I have to do.
ST at least 2 days a week
Now to work for the next 12 weeks and a healthier future.
I cannot believe that it has been 11 weeks since BLC 21 started! It has flown by so fast. New friendships have been made and a lot has been learned. Now I need to plan for 8 weeks between BLC 21 and 22. Can I maintain the progress I have made? Will I continue to lose?
My plan for the next 8 weeks is to:
Continue to track my food on a daily basis.
Stay in my calorie range
Continue to drink at least 8 cups of water a day and track it,
Eat 7-10 freggies a day
Exercise for at least 30 minutes 5 days a week and track it
ST weekly
Increase stretching and do each time I exercise
Following this plan I plan to lose 5 pounds. My goal is coming close
I wish all my spark friends a Blessed Christmas and the joy of family and friends!
My DH and I just spent 10 days away on a great vacation to Branson, MO. Ten days with no scale and no kitchen to prepare any meals. Six days in a car, with some exercise but not as much as I wanted. We ate out 3 times a day. I did pack safe snacks. We found a very nice buffet that served 3 meals a day. I said that this was not an option every day and my DH agreed. The best laid plans can fall apart. We ate a lot of breakfasts and dinners at this buffet. I was able to stay close to my calorie counts each day. Did I go over a time or two? Of course! After we returned I couldn't wait to jump on the scale. I figured that 5 pounds would be a reasonable gain that I could live with. To my surprise there was NO weight gain! I could not believe my eyes! I guess that all the measuring and tracking of food, and reading articles in the past 18 months has really sunk in! It felt great to know that I can maintain my weight at least for a short period of time. Maybe it is time to stop weighing in each day to monitor the ups and downs.
I am Sparked!! I am excited!! Weigh in was today. I have finally lost 30 pounds. I never thought I could accomplish this. I have been heavy for years, probably most of my life. It really was not to bad until I had my daughter. The weight never seemed to leave, just increase. I did lose 25 pounds before I found SparkPeople, but I hit a plateau for a couple of years. With SP I discovered a whole new world of help. From nutrition to fitness to support to challenges to push me further than I thought I could go. I have even started to like exercise.
I look forward to losing more weight. I may need to revise my goal weight, but that will come in the future. I enjoy sharing with others and encouraging them in their journey, which in turn seems to spark me with encouragement to push on.
Happy Sparking to all!!


text:
Tag: Logitech ultrathin keyboard cover for iPad Air
TUAW Video Review: Logitech Ultrathin iPad keyboards get thinner, more flexible
How do you improve on the world's skinniest iPad keyboards? If you're Logitech, you up the ante by making them even thinner and adding a way to adjust the angle of the iPad. In today's TUAW Video Review, I take a look at the new Logitech Ultrathin for iPad Air (US$99.99) and iPad mini/iPad mini wi...
Logitech's Ultrathin Keyboard Cover for iPad Air: Thin, sturdy, and a joy to use
Over the past month or two, TUAW has reviewed a number of keyboard cases for the iPad Air. Logitech's Ultrathin Keyboard Folio and FabricSkin Keyboard Folio both proved to be capable companions to the newest iPad, although I found the key layout on those devices to be a little odd due to being off...
Logitech announces four new products for iPad Air
Logitech today announced four new products designed to protect your iPad Air when it arrives later this week. The products are the FabricSkin Keyboard Folio for iPad Air (US$149.99), Folio Protective Case for iPad Air ($49.99), Ultrathin Keyboard Cover for iPad Air ($99.99) and Ultrathin Keyboard ...
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- iOS 8.0.1 update now available (Updated -- Don't update!)


text:
The InFocus Soft Carry Case for Portable Projector is designed to carry and store any of the InFocus projectors in the "Portable" category. Made with reinforced ripstop nylon, the Soft Carry Case is both durable and lightweight. Interior padding adds an extra layer of protection, while the pouches help to keep cables organized. The Carry Case can be transported both by the handle or shoulder strap.
- Carrying case for mobile / portable projector with shoulder strap and pouches to keep your cables organized
- Fits any InFocus projector in the Portable category
- Padded interior keeps projector protected
- Strong and lightweight


text:
After struggling to recapture her best form since her return from injury Lolo Jones blitzed to the world's quickest time a 12.47 clocking in Rethymno, Greece last week. In her latest diary the US athlete talks about her joy and relief at producing the world-class performance after weeks of frustration.
"Who would have believed it? I've had such a hard time of it this season that to run such a quick time has told me my season can change in a flash from running 12.9s to 12.4s. I've gone from being low to high."
"Some people have been very critical of my form in recent weeks, which has hurt, but I knew I wasn't far away from producing a very quick time. I've had races where I have started well but finished poorly and races where I have started poorly but finished strongly. All I needed was to put all of the pieces in the puzzle together, which I managed to do in Crete. I didn't feel any different to any of my other meets this season but suddenly everything came together."
"When I crossed the finish line I was so happy. I'd just gone from the bottom of the pile to the bottom it was all a little crazy. My coach was over for three of the races and I spoke to a lot of athletes who have been through the same process of recovering from injury. I spoke to Allen Johnson, Toby Stevenson, Jenny Adams and Lashinda Demus they have all been so helpful. To relate to athletes on a different level was kind of cool. It was great to share that commonality."
"The performance has given me real hope and to be honest it was not even about the time or winning the race. It was simply that I experienced that one beautiful moment in my event. That is why we do track and love track. It has been a long time since I've felt that way. I just hope to continue to enjoy the rest of the season and make the end-of-season World Athletics Final. I think the whole experience of the last few months has added another depth to my character. Oh, and one more thing. In my last diary I wrote about struggling to secure a lane for races but after running 12.47 in Crete I don't think this will now be a problem for the rest of the season."
***This diary was written before the Aviva London Grand Prix. Lolo finished third in 12.71 – her second fastest time of the season.


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Ted Stuckless Fine Arts and Driftwood Gallery
Original pieces created by the painters, printmakers, carvers and photographers of Newfoundland and Labrador, as well as fine art reproductions and custom framing. Housed in a unique century old building that has many stories to tell. Guided gallery / studio tours available on request.
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text:
Eastern District of Missouri Real Property Cases
Foreclosure Cases, Dockets and Filings
Cases filed
Cases 1 - 10 of 48
Landmark Financial Solutions, LLC v. Elam et al
as 4:2014cv01883
Defendant: Metropolitan St. Louis Sewer District , Forest Park Radiology, LLC, Palisades Acquisition XV, LLC and others
Plaintiff: Landmark Financial Solutions, LLC
Cause Of Action: (a) Fed. Question: Real Property
Rion et al v. Caliber Home Loans et al
as 4:2014cv01515
Plaintiff: Jayne Rion , Timmy Rion
Defendant: CitiMortgage, Inc. , Caliber Home Loans
Cause Of Action: (a) Fed. Question: Real Property
Wilmering v. Bank of America, et al
as 4:2014cv00852
Plaintiff: Thomas Wilmering
Defendant: Bank of America , Nationstar Mortgage LLC
Cause Of Action: Petition for Removal
Thomas v. JPMorgan Chase Bank, NA. et al
as 4:2014cv00593
Defendant: Federal Home Loan Mortgage , JPMorgan Chase Bank, NA
Plaintiff: Andre Thomas
Cause Of Action: Diversity-Declaratory Judgment
Berringer v. JPMorgan Chase Bank
as 4:2014cv00260
Plaintiff: Carrieanne C. Berringer
Defendant: JPMorgan Chase Bank
Cause Of Action: Diversity-Contract Dispute
Luckett et al v. Wells Fargo Bank, N.A.
as 4:2014cv00093
Defendant: Wells Fargo Bank, N.A.
Plaintiff: Trina Luckett , Dominick Luckett
Cause Of Action: Petition For Removal--Other Contract
Dixon et al v. First State Community Bank
as 4:2013cv02563
Plaintiff: Bobbee Dixon , Kim Dixon , Richard Dixon
Defendant: First State Community Bank
Cause Of Action: Injunction
Hammons et al v. HSBC Mortgage Services, Inc.
as 4:2013cv02132
Defendant: HSBC Mortgage Services, Inc.
Plaintiff: Dana Hammons, James Hammons
Cause Of Action: Truth in Lending
Jones v. Wells Fargo Home Mortgage
as 4:2013cv01762
Plaintiff: Karen Denise Jones
Defendant: Wells Fargo Home Mortgage
Cause Of Action: Petition for Removal- Foreclosure
Williams v. Wells Fargo Bank, N.A.
as 4:2013cv01631
Defendant: Wells Fargo Bank, N.A.
Plaintiff: Angelia Williams
Cause Of Action: Foreclosure


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The iPhone 3G … more of a work horse and less of a show pony.
Images from More Rich People Get iPhones
Posted by Mel on April 4, 2012
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text: It's a genuine kit by TRUVATIV Sram model, works fine if you want to use for downhill but better for offroad cycling... The price is very good, and the product is made by a very high quality materials. The handle bar is a good dimension and the stem is good. Seat post is very strong too... I had to by ... Read more


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Originally Posted by Shawn Rahman
I had a similar episode in my misspent youth, but with Captain Morgan's Spiced Rum. Makes me cringe and vomit just thinking about it. So does thinking about the girl I ended up with that night, but that's another story entirely.
Captain Morgan's Spiced Rum... I have a couple of plastic flask-type bottles of that. It isn't bad for chasing away the chill when I'm out shooting late in the evening during the cold months. Taken judiciously, of course.
Fred Latchaw
Seattle WA
I am beginning to resent being referred to as 'half-fast'.
Whatever that's supposed to mean.


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We are sick. I'm hoping the Power of Bacon will heal us.
Can I get an amen
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Arnold Schwarzenegger Reveals Terminator: Genesis Plot Details!
1 Fruit That "Fights" Diabetes
Gia Giudice Speaks Out About Teresa Giudice's Prison Sentence
Jacqueline Laurita Spilling Real Housewives Of New Jersey Secrets Again!
Brandi Glanville Physically Attacks Kim Richards During RHOBH Filming
Jacqueline Laurita's Daughter Gets Called Out By Dina Manzo's Daughter!
Teen Mom 2′s Leah Calvert's Dealer Claims She Spends $1,000 a Week On Pills!
Dina Manzo's Extreme Diva Behavior on Set
Kim Zolciak Shows Off Her Incredibly Tiny Waist... Again
7 Things You Didn't Know About 'The Big Bang Theory'
Sonja Morgan's RHONY Salary Revealed
Is Abby Lee Miller a Total Fraud?
Million Dollar Listing LA Stars Explain Why They Called Off Their Wedding
The Worst Superhero Movies You've Never Seen
10 Superheroes Who Won't Get Their Own Movie
10 Infuriatingly Bad Endings to Good Movies
Nicole "Snooki" Polizzi and Jionni LaValle Married!
Are The Beador's Finally Splitting Up?
Dance Moms' Kelly Hyland's Lawsuit Against Abby Lee Miller Moves Forward
'Furious 7' First Trailer Released: Video
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Vicki Gunvalson and Brooks Ayers Open Up About Brooks' Cancer and Their Relationship
10 Actresses Who Would Be Perfect As 'Captain Marvel'
Heather Dubrow Tries To Stand By Terry's Side
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The Most Important Feminist Band You've Never Heard Of
The Real Lorde Sings South Park's Lorde Parody Song and I's Amazing
The Top 10 Hottest Female Villains
Kaley Cuoco Shows Off Her Tennis Skills


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Recently Adam and I had the chance to talk with Jared Spool on the UIE Brain Sparks podcast about our upcoming presentation and workshop at UI17. As always Jared was an awesome host and we consider ourselves very fortunate to have the chance to talk about our favorite topic on the podcast. So head on over and give it a listen. […]
Collaboration through Design Studio and Critique
Setting the Foundation for Meaningful Critiques: Goals, Principles, Personas and Scenarios
In a recent post Aaron talked about the importance of intent in the success of critique. Without the right intent on both sides critiques can go nowhere. Or worse, they can hurt the design, the designer and the relationship between the designer and the critics. But now lets say that the intent is right. The […]
Additional Reading on the Topic of Design Critique
In our talking about and exploring the topic of critique Adam and I have come across some great resources on the topic written by some brilliant people. Hopefully these articles can provide you with additional insights and other angles on the topic of critique. Tweet
The Role of Intent in Critique
If you have participated in a design critique (whether large or small) you understand that at a high level there are two facets to critique: giving and receiving. At the root of these is intent. Intent is the initiator of critique; it is the "why"… Why am I asking for critique of my work? Why […]
Discussing Design on the SpoolCast
Back in April I had the honor of presenting an extended version of the Discussing Design talk as a User Interface Engineering (UIE) Virtual Seminar. It was an awesome experience, and the 90 minute time slot gave us a chance to dig a bit deeper into things that we don't often get to in the […]
A Bit About This Site
Getting feedback from clients, teammates, stakeholders and others on a design can be terrifying and excruciating. Most of us have had the experience of seeing our designs berated and torn apart, or sitting through painful meetings listening to people react to our designs only to leave with nothing of use in making decisions on what should be kept and or iterated upon.
The goal of this site is to provide insights and resources for improving the conversations we have around design... (continue reading)
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Joan had suggested a restaurant in Cave Creek, which looks to be really nice for Friday night's dinner. Just learned someone's coming into town around dinnertime, so I'm thinking of scheduling dinner for maybe 6:30-7pm. This will leave time for enjoying the hotel's free Happy Hour beforehand.
Since a number of people are coming in before Friday, I would like to chat with Joan regarding pre-Event possibilities. Today I've been working on our time in Sedona. It's coming along!!
What's the name of the restaurant?


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The Maasai tribe is found in both Kenya and Tanzania in Eastern Africa and are mainly nomads (pastoralists); usually slim and tall in stature. The gradual threat of the climate which results in extreme temperature is slowly affecting the source of livelihood of this distinctive tribe. It has been observed that some of the Maasai who could not cope with this change in climate is slowly migrating to urban cities, where they are picking up jobs as security guards.
They complained that the extreme weather is not making the business of pastoralism lucrative, as most grazing lands are disappearing and the ones found are distant. Tanei Sanaipei from Namanga in Kenya border town, who agreed to speak with Tina Armstrong-Ogbonna, a caravan journalist said the disappearance of more grazing lands recently almost led to a communal clash, as a Maasai was almost mobbed by a neighbouring community. He said the gods could be angry and the earth is reacting by the increased temperature been experienced.Tanei also argued that no amount of science could explain the change in climate but that man's wickedness is increasing globally.
Whether the gods are angry or the earth is getting hotter due to global warming and resulting in climate change, one not too distant truth is that more Maasai would migrate to urban cities and loose interest in pastoral farming. This would lead to threat in food security as there would be less meat for sale, increase population in cities across East Africa, lost in cultural trait as the urban Maasai would have to adapt to their new environment and culture, and gradual extinction of the MAASAI RACE.
It would be pertinent for Governments in Eastern African Countries to work towards helping the Maasai race, in adapting to Climate Change and provide schemes that would boost pastoral farming in this region, as a meatless society could result in a protein-deficient diet and further compound the level of mal-nutrition in Africa.
Climate change is real
Thanks for this insightful piece. Indeed the Maasai and all of us need saving from climate change. This year my country (Zimbabwe) had a terribly cold winter and is currently having a terrible hot summer, something that we never had before. We were famous for our pleasant weather throughout the year but clearly things have changed. Something needs to be done soon or we all face catastrophic changes that are irreversible.
indeed and young masai girls have become victims
Hallo Tina,
first congrats for such an insightful article. I have had achance to work in a project in kajiado which is predominantly inhabited by the Maasai and i do echo your concerns indeed climate change is hitting the reknown nomads and pastorallists hard. Unfortunately the major victims of these change are young maasai girls who are forced into early marriages when the drought hits and the father needs money to buy food for his more preffered kids the boys ;or morans. These girls are exchanged for some cattle to push on the family pride during the harsh weather conditions. As a result of this, young masai girls have also been denied the rght to access to education and those who have atleast gone to the formal schooling end up at class eight and very few proceed to the secondary level.It builds in as a ladder of challenges as even when exposed to the formal schooling they are the most absentee kids in the schools due to issues of workload at home of looking for their most priced treasure water for themselves and their cattle. As a result the girl child education in the masai society is heavily reliant on donors who volunteer to sponsor the girls to school and while there the biggest challenge is changing their attitudes to accepting that educating agirl was as important or even more imortant as educating a boy.cnsequently these girls perform very poorly at the national exams but not because they are not bright but because environmental and climate change is robbing them the very basic needs in their life. Quite sad and i hope the governments do something as themaasai culture inteslf is a very huge attraction fostering tourism in these countries.


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To,V Care Concepts & Sales Private Limited
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What do you plan to make for Valentine's Day? I'd love to hear about it in the comments below.
- 2.5 oz dairy free dark chocolate (I used 85%)
- 1/4 cup coconut oil (plus more for greasing the ramekins)
- 2 large eggs
- 2 Tbsp equivalent sweetener
- 1 Tbsp almond flour
- 1/4 tsp vanilla
- Cocoa powder, for dusting
- Preheat oven to 375 F
- Grease two 4 oz ramekins with coconut oil and dust with cocoa powder.
- Melt the chocolate and coconut oil together and add the vanilla.
- Beat the eggs and sweetener together.
- Slowly add the chocolate mixture and beat until combined.
- Add the almond flour and mix until incorporated.
- Fill the ramekins evenly with the batter.
- Bake for 11-12 minutes (you don't want to over bake).
- Run a knife along the edges of the ramekins and set a plate on top of the ramekin.
- Flip the ramekin over onto the plate and lift the ramekin.
- Repeat for the other ramekin.
- Serve immediately.
Net Carb Count*: Chocolate Molten Lava Cake: 8 net carbs (per serving--serves 2)
*Note carb counts are estimated based on the products I used. Check nutrition labels for accurate carb counts and gluten information.
Click +1 Below:
DISCLAIMER: Not intended to diagnose, treat, or cure any disease. Always consult a doctor or authorize medical professional before changing your diet, medications, etc. PAID ENDORSEMENT DISCLOSURE: In order for me to support my blogging activities, I may receive monetary compensation or other types of remuneration for my endorsement, recommendation, testimonial and/or link to any products or services from this blog. Some links on this site are affiliate links, including Amazon.com affiliate links. If you purchase a product through an affiliate link, your costs will be the same but Holistically Engineered will receive a small commission. This helps cover some of the costs for this site. I appreciate your support!


text:
Brautigan Book Club
Bethnal Green Working Men's Club
Tue Nov 27 2012
Time Out says
Posted: Wed Nov 21 2012
This book club winds down 2012 with Martin Carr, Salena Godden, magician Nathan Penlington and a tap tribute to music-hall performers Joan and Barry Grantham from the peculiarly endearing Samantha Mann. You don't have to have read Brautigan but it helps.
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Rating: 0/5


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- Traders have replaced investors in an ADHD investment world.
- Holding periods have dwindled from eight years (in 1970) to less than five days today.
- Investment history demonstrates that this almost always ends badly.
While I believe that some trading can play a role in generating good investment returns, the markets have become a roulette wheel in which fundamentals and investors have taken a backseat to sentiment mood changes, technicals, price-based algorithms, and (most important) traders and high-frequency trading and other quant strategies.
What is even more surprising is that dramatically dwindling stock holding periods have not only been popularized, but this phenomenon has been generally accepted by many investors.
When I graduated from Wharton in the early 1970s, the average holding period of a stock was nearly eight years. By the turn of this decade, the average holding period dropped to only five days. No doubt the average holding periods have dropped further since 2010.In large measure, the proliferation of high-frequency trading strategies (now representing 70% of overall trading volume) has been the proximate cause for investors' ADHD (attention deficit hyperactivity disorder). In addition, with the popularity of short-term instruments (e.g., weekly options) and generally shortening investment time frames, investors have nearly disappeared and have been replaced by traders. Many or most of these traders look only at a stock symbol and its chart and have zero knowledge of the underlying worth of an equity. This may not be a healthy state of investment affairs. This observation also helps to understand the popularity and binary nature of exchange-traded funds, which have become the trading community's delight -- and investment crutch -- and have become (for many) a substitute for individual stock security analysis. It can also help to understand the increased frequency (arguably) of the disconnect between fundamentals and stock prices and the extreme differentiated moves both up (the five horsemen of the Nasdaq: Netflix (NFLX), Google (GOOG), Amazon (AMZN), Tesla (TSLA) and Priceline (PCLN)) and down (in disfavored stocks and unpopular market sectors).
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text:
- Netflix has released a bunch of teaser posters for the upcoming season of Arrested Development — one for each character. It's as if they know the bulk of their fan base exists on blogs and will gobble up whatever they toss! -Splitsider
- Alec Baldwin is in talks to take over Carson Daly's slot in NBC's late night lineup, with an interview format similar similar to his podcast, Here's The Thing. -NYTimes
- Lindsay Lohan was on Letterman last night. It was often awkward, but she seemed mostly fine! I HOPE SHE'S OK! ("They don't let you eat there!" Haha.) -EW
- You've probably heard already, but just in case: AMC is considered adding a Saul Goodman spinoff once Breaking Bad ends. It's a bad idea! -Deadline
- Hahah, I know we had a link concerning the Disney theme park in yesterday's Morning Links, which was already a little weird, but you know what they say: These things come in twos! (This time about Monsters Inc. and Tron.) -/Film
- And finally, here is a "Thrift Shop"/Anchoman mashup video to send to all of the friends you don't like! -Hypervocal
Tags: Alec Baldwin, Arrested Development, Breaking Bad, Here's The Thing, Lindsay Lohan, Saul Goodman
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- Tue, 10/12/2010 - 11:05am
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Cook County Independent School District 166 (ISD 166) has an operating levy referendum on the ballot November 2nd. WTIP's Carah Thomas interviewed "Vote Yes" committee volunteers Mary Bebie and Sandy Taenzer during Monday's A.M. Community Calender show, followed by an interview with referendum opponents Michael O'Phelan and Suzie Warren, during Tuesday's A.M. Community Calendar show.
For more information about the levy referendum, go to http://www.cookcountyschools.org/
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Over breakfast Hiroshi's father discusses his research into a man-sized species of wolf believed to have inhabited Jōga in the past, and tells Hiroshi and Mana a local nursery rhyme about a demon that bites people at night to turn them into wolves. Hiroshi explains to Isuzu his concern over Ogasawara's sudden "transfer". Nemuru has a heated argument with Isuzu after school, but Isuzu later plays it off and tells Kaname and Hiroshi that she just wanted her to tell them about the upcoming Hassaku Festival. They run into Issei, Isuzu's older brother, who seems very interested in Hiroshi's family. While visiting Hiroshi's house, Issei proves popular with Hiroshi's father, helping him with his research, and with Mana, who develops a crush on him. Yet another person is killed by the girl with the scythe.
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