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7 Spring Break Money Wasters
NEW YORK ( MainStreet) -- In the busy and stressful lives of American college students, spring break is often seen not only as a break from daily reading and problem sets, but also as a break from the prudence and moderation necessary to be a model student.
But while the fuzzy memories of drunken debauchery fade mercifully over time, the financial hangover can be much harder to escape. Mitchell Weiss, an author and 35-year veteran of the financial services industry, began teaching a course on financial literacy at the University of Hartford six years ago and has seen students come back from spring break with a mountain of money problems to deal with.
|If you can't avoid the temptation to go get drunk on the beach this spring, you can at least avoid the financial hangover afterward.
"I've had students come back and talk about every type of problem imaginable," he says. "They've been ripped off, overspent, misunderstood promotional offers or mismanaged group payments. By far the most common issues, though, are overdraft charges and ID theft issues."
Responding to what he saw as a lack of information for students, this year he published Life Happens: A Practical Guide to Personal Finance from College to Career, which he now uses as the blueprint for his class.He shared some of the most common mistakes young people make that can turn spring break into spring broke. 1. Paying overdraft charges
Nobody wants to ruin a spring break experience with an OD. And we're not talking about drugs here, but rather the bane of every low-net-worth person: overdrafts. The biggest culprit, for Weiss, is overusing debit cards, which are subject to holds that tie up money in users' bank accounts even if they don't end up spending much on a particular transaction. "I hate debit cards. I really, truly hate them," says Weiss, who points to gas stations and hotels as the most problematic of merchants. "You go to a hotel and give your debit card to hold the room and they will put a hold on your account for everything they expect you to spend, including the minibar. Or when you first swipe the card in order to pump the gas, the machine doesn't know if you're filling up a Harley or a Mack Truck. These 'holds' may then take as much as a day to clear. " As long as these holds are on your account, any auto payments you have set up or checks you have written previously could easily send your account into negative territory and slap you with an overdraft fee. Thankfully, Weiss points to an easy way to avoid the problem: Use a credit card. 2. Overusing the ATM
It's important to remember that good financial behavior at home still applies when you're on the road, and in most cases it's even more important, Weiss says. "There is a lot of advice out there that people should use cards, because if you have money in your pocket, you'll spend it," Weiss says. "But when you're going to the ATM all the time you open yourself up to spending more than you intended, you put yourself at risk of fraud every time and you forget to keep records." Some banks even charge fees for making too many withdrawals in a month, and when you're out of your home area the chances are much greater that you'll occasionally have to visit unaffiliated ATMs that charge their own fees and expose users to fraud. The solution? As Weiss said earlier: Use a credit card.
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Getting Pregnant
Labor and Delivery
Baby and Beyond
What is your favorite thing to make when you have a friend over? Do you have a friend that lives close enough that just comes over for coffee early in the morning sometimes?
I have zero friends here locally....at least none that I'm close enough to that comes over to the house ever.
I have company over all the time! I am big on dips. I have tons of recipes for yummy dips that look fancy but are super easy. So dip combined with some veggies and crackers and of course wine...and I am set.
I have a few friends with little ones the same age as Alison. I will have them over for coffee, orange juice and I usually will serve some sort of easy breakfast. Bagels with cream cheese and fruit. Or I have a few recipes for some easy casseroles that are kid friendly!
I don't have friends over often, but when I do, its usually finger food and wine. I don't have any friends who would come for coffee early in the morning - we all work and treasure our weekend mornings!
me and DH 09/06/05
Alicia Marie 07/06/08
David John Courtenay 14/10/09
Angel 4/8/07
DSDs Portia 2001 Lexi 1999 Cassondra 1989
I don't make the same thing... Tomorrow I'm having 2 friends and their babies over for dinner (we get together each month...but take turns for whose house it's at). I'm making Chicken Fettucini Alfredo.
Um...does wine count?
I don't have any go-to things I make. Generally I try something new that I've been wanting to make for a while.
I never have people over for breakfast. That would involve getting dressed at a resonable hour and I'm far too lazy for that.

subset: commoncrawl


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Contact: firstname.lastname@example.com: 2075928175Agency: Coldwell Banker Rizzo Mattson Realtors
6 images in slideshow.
Being offered $8,600 below tax assessed value, this lot provides an affordable option for building a new home or potential business uses.
Price: $25,000
18 images in slideshow.
Total renovation in 2009, this 2 bedroom Ranch is energy efficient and low maintenance. Newer roof, siding, windows, deck, kitchen, bath, bamboo and tile flooring and fixtures throughout. Updated electrical and water treatment system. Brand new sheds built in 2014.
Bedrooms: 2
Full Baths: 1
Price: $125,000
15 images in slideshow.
Classic Colonial w/ stunning curb appeal on 8+/- acres operating as a self-sustaining farm. Home offers picture perfect porch, updated kitchen w/ cook stove and pantry, 3-4 bedroom 2.5 baths (including an independent "in-law" addition).
Bedrooms: 4
Full Baths: 3
Price: $375,000
29 images in slideshow.
Great opportunity to own a wonderful home and rental property all in one. Each home is supported by its own well and septic system. Each home offers dual heating options for fuel diversity. Rental property is completely self-sufficient w/ tenant responsible for own utilities. Primary residence has recent replacement shingles, updated windows, electrical and flooring. The home features a large master bedroom, eat-in kitchen w/ separate dining, 1st floor laundry and more.
Price: $198,000
Bedrooms: 3
Full Baths: 2
Price: $198,000
Luxurious high-end, custom-built home. You have to see this home to appreciate its extraordinary features. Exotic hardwoods, vaulted ceilings, granite counters and custom African Mahogany Cabinets. All on a private wooded lot. Must see!
Bedrooms: 3
Full Baths: 3
Price: $302,999
11 images in slideshow.
This property is priced to sell! Offered $22,500 below tax assessed value. New leachfield 2013, new well pump 2014. 1152 SF of living space in Ranch, 560 SF of living space over garage, would make a spacious master bedroom or large family room.
Bedrooms: 3
Full Baths: 1
Price: $120,000
Terrific opportunity to build your private dream home, a shared purchase for multiple building lots, a private hunting sanctuary or potential investment for sub-division development. Bring your ideas to this 60+/- acre wooded lot, centrally located between Augusta and Waterville. Great location, reasonable taxes and area of favorable resale.
Price: $87,500
21 images in slideshow.
2006 Built Ranch Style home in fantastic country setting only minutes from hospital, services and shopping. 3 BR, 2 full bath, attached 2 Bay garage w/auto doors and radiant heat houses utility room and laundry w/plenty of space for workshop or storage. Open kitchen, dining and living room w/sliders to back deck. Newer BR has a private full bath and walk-in closet. The home is heated w/propane on demand - both efficient and clean. Nicely landscaped lot w/paved driveway parking. An affordable property to own!
Bedrooms: 3
Full Baths: 2
Price: $157,000
35 images in slideshow.
Attractive 1850's Victorian sits on nearly an acre with established lawns and landscape at the end of a low traffic lane. This stylish 4 bedroom, 2 bath home features a formal dining, hardwood floors and several ornate windows and oil fired boiler. Kitchen with eat-in option and open flow to sitting room makes for nice family space with an additional front living room off entrance hallway. Attached barn with 2 car garage bays and upstairs studio space.
Bedrooms: 4
Full Baths: 2
Price: $170,000
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Fico: Slovakia won't up its defence budget despite crisis in Ukraine
12 May 2014 Flash News
SLOVAKIA won't increase its defence budget in the next few years, despite the tension in neighbouring Ukraine, said Prime Minister Robert Fico on Slovak Radio's debate show on May 10.
Slovakia doesn't have enough resources at the moment to increase the percentage of GDP spent on defence, according to Fico. The current 1 percent of GDP may be increased somewhat, but no significant hike is realistic, he stressed.
"I'm interested in seeing a small professional military that will be adequately armed," said Fico as quoted by the TASR newswire, adding that the current tasks of the military are different from those 30 years ago.
"There's a major geopolitical dispute concerning Ukraine. We'll always promote the use of political tools and not of military and economic ones to resolve the crisis in Ukraine," Fico said.
Source: TASR
Compiled by Michaela Terenzani from press reports.
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Rich Tlapek
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Sightings (2)
Guy Behind Southwest's 'Ding' Tagline Moves to Boulder - Posted May 2, 2012
If the name Rich Tlapek doesn't ring a bell, perhaps you may know him as the guy who was reportedly responsible for penning Southwest's "Ding: You are now free to move about the country" tagline while at GSD&M, where he worked for 14 years. Now, afte... [AgencySpy]
GSD&M's First Work For Goodyear: Pass or Fail? - Posted February 15, 2011
... [AgencySpy]


text: instrument drive Instrument Drive Thank Yous Aug 30, 2013 Photos of Colorado students who received instruments from previous Instrument Drives. View slideshow New Musicians at Avon Elementary By Jon Pinnow Nov 23, 2011 Hundreds of children throughout Colorado are thankful that they now have a chance to learn to play musical instruments donated during Colorado Public Radio's Read More 480 Donated Instruments Presented to Schools and Music Programs By Mark Coulter Aug 31, 2011 Nearly 500 of the instruments donated during CPR's Annual Instrument Drive were presented to students and teachers from across Colorado on August 20. Read More The Healing Power of Music By Karla Walker Jun 21, 2010 Jeff Campbell explains his eccentricities this way: "I had something happen to me at a young age that caused me not to trust anybody." Read More Hide The benefits are mutual when you donate stock to CPR Instructions


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Select Bankruptcy Issues for General Counsel – Part One
California Bank & Trust's predecessor bank ("Bank") granted a $22.5 million construction loan to Five Corners Rialto, LLC ("Five Corners") to develop a 70-unit townhome project in two phases. Two principals of Five Corners...more
The application of the Equal Credit Opportunity Act (ECOA) to spousal guaranties is a developing area of law, resulting in a number of recent appellate opinions. One opinion from the Eighth Circuit Court of Appeals, Hawkins...more
When a closely-held entity applies for a loan, the financial institution usually requires the entity's owner(s) to guaranty the loan. If the owner is married, the financial institution may also require the owner(s) spouse(s)...more
Last month, the North Carolina Supreme Court issued an important opinion for lenders in this state. The opinion reversed the North Carolina Court of Appeals' decision in RL REGI N.C., LLC v. Lighthouse Cove, LLC, which found...more
In September 2013, the Arizona Court of Appeals held that commercial borrowers and guarantors cannot prospectively waive their right to seek a fair market value hearing to limit their potential deficiency liability following...more
The Equal Credit Opportunity Act (ECOA) makes it unlawful for any creditor "to discriminate against any applicant, with respect to any aspect of a credit transaction . . . on the basis of . . . marital status." The statute...more
On August 20, 2014, the North Carolina Supreme Court issued an opinion giving great weight to properly-drafted forbearance agreements in a commercial loan and guaranty context. RL REGI N.C., LLC v. Lighthouse Cove, LLC, No....more
We have discussed the Equal Credit Opportunity Act ("ECOA"), which makes it unlawful for a creditor to discriminate against an applicant in any aspect of a credit transaction on the basis of, among other things, the...more
On August 20, 2014, the North Carolina Supreme Court issued an opinion clarifying the enforceability of waivers and releases of claims and defenses granted by borrowers and guarantors in forbearance agreements. RL REGI N.C.,...more
The U.S. Court of Appeals for the Eighth Circuit recently upheld summary judgment in favor of a lender, dismissing an action by the borrowers' spouses alleging that the lender's requirement that the spouses sign guaranties...more
On August 5, the U.S. Court of Appeals for the Eighth Circuit held that ECOA clearly provides that a person does not qualify as an applicant under the statute solely by virtue of executing a guaranty to secure the debt of...more
On June 13, 2014, the Texas Supreme Court conclusively resolved the issue of whether a guarantor may generally waive his/her/its statutory right of offset under Section 51.003 of the Texas Property Code. In Moayedi v....more
Believe it or not, guaranty contracts mean what they say. If a guarantor agrees to reimburse a lender for misappropriated security deposits, unpaid taxes, and the cost of enforcement, then – not surprisingly – courts will...more
On May 29, 2013, the Nevada Supreme Court issued two decisions that all real estate lenders need to be aware of because they have the potential to eliminate the ability of a lender to recover a deficiency judgment from a...more
The Court of Appeals of Georgia further clarified Georgia's treatment of deficiency judgment suits against guarantors in instances where lenders cannot obtain foreclosure confirmations of secured property. Community &...more
SC19047 - Commissioner of Public Safety v. Freedom of Information Commission -
1994 legislation that expanded the disclosure requirements of law enforcement agencies beyond just the name, rank & serial number of the...more
In this issue:
- Are Breakup Fees at Risk?
- Credit Bidding Rights Limited, Capped by Debt Purchase Amount
- Court Upholds Creditor's Security Interest Despite Post-Petition Lapse of Financing Statement...more
The New Jersey Superior Court, in Lopresti v. Wells Fargo Bank, N.A., determined that the New Jersey Prepayment Law, N.J.S.A. § 46:10B-1, does not apply to individual guarantors who had guaranteed a commercial loan. There,...more
Schleining v. Cap One, Inc., 130 Nev. Adv. Op. 36 (May 29, 2014), arises out of a loan to purchase an undeveloped piece of property, which was guaranteed by the principal of the borrower. After the borrower defaulted, the...more
Post-foreclosure deficiency lawsuits against guarantors of commercial loans can be expensive and time consuming — particularly when measured against the sometimes uncertain collectability of the deficiency judgment. Under...more
By most accounts, a decision from the Georgia Court of Appeals last September represents a sea change in the law governing judicial confirmation of foreclosure sales and post-foreclosure deficiency claims. Indeed, the Court's...more
Part one of an in-depth webinar discussion covering a range of bankruptcy issues of particular interest to In-House Counsel.
The panel discusses bankruptcy and other creditor rights considerations when choosing the form of...more
In the recent case CoastalStates Bank v. Hanover Homes of South Carolina, LLC, et al., the South Carolina Court of Appeals issued a potentially game changing opinion on the consequences that a bank's settlement with a...more
In a prior post, we discussed a grantor's continuing liability under a promissory note that is renewed without his notice or consent where the guaranty is a continuing guaranty, meaning it contemplates revisions or extensions...more
In a published and precedent establishing case, the California Court of Appeal recently confirmed a guarantor's separate and independent liability to a lender even if the borrower's own liability has been discharged or...more
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Hardware news tagged Lumia
Thursday, January 2, 2014
Sony to Adopt Windows Phone Operating System for Smartphones – Report.
Sony May Add Windows Phone-Based Smartphones into Product Line
Wednesday, December 11, 2013
Nokia Reportedly Readies Low-Cost Google Android-Based Smartphone.
Nokia's Normandy Smartphone Could Repeat Destiny of Nokia N9
Wednesday, November 20, 2013
Microsoft to Become One of World's Leading Chip Buyers on Nokia Acquisition.
Microsoft Will Gain Importance on Chip Market After Nokia Takeover
Tuesday, November 19, 2013
Nokia Shareholders Approve Sale of Nokia's Devices & Services Business to Microsoft.
Nokia Stockholders Agree to Sell Devices Division to Microsoft
Tuesday, October 29, 2013
Sales of Nokia Smartphones Maintain Growth, But Demand Still Low .
Life-to-Date Sales of Nokia Lumia Barely Beats One Quarter of Apple iPhone Shipments
Wednesday, October 23, 2013
Nokia Will Teach Microsoft How To Design, Build and Sell Devices – Stephen Elop.
Microsoft Will Gain a Lot by Taking Over Nokia's Device Division
Tuesday, October 22, 2013
Nokia Unleashes Its First and Last Windows RT Media Tablet, Set to Compete Against Microsoft Surface.
Nokia Finally Unveils Its Media Tablet: Qualcomm Snapdragon 800, 10.1" Display, Windows RT 8.1
Monday, September 16, 2013
Nokia Windows RT-Based Tablet Pictured, Detailed.
Nokia Reportedly On Track with Own-Brand Tablet
Friday, September 6, 2013
First Images of Nokia Lumia 1520 "Bandit" Phablet Get Published.
Nokia's Lumia 1520 Phablet Confirmed by Multiple Leaks
Tuesday, September 3, 2013
Microsoft Will Fail Nokia's Handset Business – Former Vice President of Nokia.
Nokia Take Over Not Expected to Help Microsoft to Become Viable Handset Market Player
Despite of Nokia Buyout, Microsoft Still Has Big Plans for Windows Phone Platform
Monday, September 2, 2013
Microsoft and Nokia: Acquisition of Mobile Phone Businesses Will Speed Up Innovation.
The Next Chapter: An Open Letter from Steve Ballmer and Stephen Elop
Thursday, July 25, 2013
Nokia May Be Working on 6" Lumia Phablet – Photo.
Front Panel of Ultra-Large Nokia Smartphone Pictured


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Kanye West Is Being Sued for 'Bound 2' Sample
By Ponderosa Twins Plus One's Ricky Spicer.
Skip to content, or skip to search.
Skip to content, or skip to search.
By Ponderosa Twins Plus One's Ricky Spicer.
And calls him the "Rap God."
Kanye West's creative director wants to bring espadrilles to the hood.
The year's hardest-working celebrity.
And called Kim a hobbit.
"What are they trying to say?"
Including Brandy Clark, Kanye West, Haim, and more.
The rumors get the guillotine.
Another night of hard partying in Miami.
Just a casual, low-key affair.
Not who you'd expect.
By Andy's Kousin.
According to Barbara Walters and her ridiculous list.
Kanye's (alleged!) $10 million Adidas deal, Galliano's small victory, and more.
The only thing "Bound 3" added to "Bound 2" was Seth Rogen's man-pelt.
He seems to have a lot of friends.
Hedi Slimane didn't recognize Him as a deity. Thus, He rants.
"They toggle back into demented sincerity while simultaneously remaining alien."


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Tantalizing details of Bungie's Destiny project have surfaced thanks to what appears to be a slip-up from an external online infrastructure firm. Kotaku published information today which reveals a baseline of how the secretive sandbox shooter will play, how Activision intends to make it the "biggest new entertainment property in the history of video games," and that, yes, it is "still quite like Halo."
The details appeared on the blog for Demonware, which has provided support for several Activision-published games including Call of Duty: Modern Warfare 3. The blogger and another member of the Demonware team were evidently invited to a presentation by Bungie which included a hands-on demo. (The blog has since been pulled offline, but Google never forgets.)
"The game was up and down [in terms of servers] a lot, playing in a team of 3 we did manage to experience entering a zone to find other players already taking on the bad guys, it's cooperative so we helped out (mostly [name removed], I just died) before both groups went their separate ways. Which is a pretty cool experience, making you feel you are part of a much larger populated world.
"… At the end of the day I was excited about the game, I like the feel of being in a large world with different destinations and the interactions along the way … I'm not fully sold on the appeal of being able to change the colour of a weapon, but I guess it works in China, and customization and individual identity is a big theme for the game.
The game was indicated to be a timed exclusive to Xbox 360 in contracts which were released earlier this year, though work would appear to be underway on a PlayStation 3 version as well.
Child Of Death - November 6, 2012 4:14 p.m.
alex-roy-bristol - November 6, 2012 7:25 p.m.
Satchurated - November 6, 2012 9:54 p.m.
Satchurated - November 9, 2012 6:59 p.m.
StrayGator - November 7, 2012 5:15 a.m.
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20 Easter Basket Ideas for the Entire Family
So in our last post we dished out a few ideas for Easter Dinner, but now its time for the most important part… THE EASTER BASKET.
Some times it's hard to come up with new gift ideas year after year. Kids are generally pretty easy to get excited about Easter no matter what's in the basket, but what about an older child, or even an adult? Yes adults can get Easter Baskets too – no matter how old you are it's totally cool to give, or get an Easter Basket! Or is that just my excuse to give and get gifts? Anyway, here is a list of 20 Easter Basket Gift Ideas for the entire family.
- My First Easter Bib – We wouldn't want to ruin the brand new pastel colored Easter outfit now would we?
- Hide n Squeak Eggs – These look so fun, I might have to buy one for myself!
- Wubbanub Plush Pacifier Toy – Babies love these, and it helps keep the pacifier in their hands rather than on the floor.
- Velveteen Rabbit Book – This is a must have for every child, it brings me back : )
- Green Sprouts Stacking Cup Set – They are pastel..they will fit in the Easter basket..and they will keep the baby entertained. Phew!
- Barbie Easter Doll – All little girls want a Barbie – or two, or three, or four.
- Temporary Easter Tatoos – Fun for boys and girls. This should hold them off from wanting a real one until they are at least 18.
- Animal Print Plastic Eggs – Way more cool than plain plastic eggs – plus you can fill them with cash or coins for a pleasant surprise!
- The First Tip for an Easter Egg Hunt – Too tired to plan a hunt yourself? This kit should do the trick.
- Crayons or Markers – So they can write "I Love You Mommy" all over your walls
- Flower Seeds or for non-gardeners a Solar Flower – What's spring without flowers?
- Easter Egg Ornaments – A classy touch for any room.
- Easter Pink Nail Polish – Pink is the new black… or was that last year? Either way these colors will look great.
- Electric Egg Cooker – Ugh how long DOES it take to hard boil eggs?? Who cares I've got an Electric Egg Cooker!
- Floral Perfume – You are never fully dressed without perfume.
- Razors – Remind them as they trim their beard that the grass will soon be on its way. Hehe.
- Baseball Memorbilia – It's that time of year again… embrace it.
- Cologne – Spring smells nice, so should our men. Please and thank you.
- A Diamond Bracelet – Oops oh wait that's for you… get it anyway, you deserve it!
- A Pink Easter Tie – Real men wear pink!!!
Have a wonderful Easter Holiday and don't forget to enter our TIGI Hair Care Giveaway. All you have to do is "Like" us on Facebook and fill out the form. Click below to Enter.


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This product has been deactivated
The GORE BIKE WEAR Alp-X SO Light gloves provides the windproof, water resistant protection of Windstopper Soft Shell fabric, plus a soft-brushed interior; perfect for keeping your hands warm and protected in colder riding conditions. Silicone-coated fingertips improve the grip, while a strengthened thumb and forefinger add durability without hindering dexterity or mobility. Gel padding on palm silences riding vibration while the protectors on the fingers offer knuckle protection. Adjustable Velcro cuff secures fit. Reflective logos.
For guaranteed Christmas arrival, items must be in stock at the time of the order. Also, the deadlines may be different for bikes, frames & wheels which require additional time for prep and assembly. Questions? Contact us.


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New Adult Asian Materials
New arrivals added to our Adult Asian Materials in the last 7 days
|Date added
|The Master's Sun (Television program) by
From the popular screenwriting duo the Hong Sisters comes the hit supernatural romantic comedy Master's Sun! Working with the Hong Sisters again after The Greatest Love, Kong Hyo Jin stars as a harried warmhearted woman who can see ghosts, while So Ji Sub (Ghost) is the man who reluctantly becomes her haven from the spirits. A triumphant blending of genres, Master's Sun incorporates horror elements and jump scares while ultimately tellng very human stories through its ghostly encounters and the
|Dec 21, 2014
|Moon embracing the Sun = Hae ruÌl p'umuÌn tal by
|Dec 21, 2014
|Gun metal grey = Xing jing by
|Dec 21, 2014
New Arrivals
Movies & Music
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Adult Books
- New Adult Fiction Books
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Dexter S04E07 Slack Tide HDTV XviD-FQM [eztv]
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Lonestar Spring 2013 - page 20
Anyone applying? Does anyone know if there is a traditional program for kingwood?... Read More
- 1Oct 15, '12 by root.userMaybe you all can tell me if you like this idea or not. I was thinking of creating a separate post where accepted & wait listed students can post their scores, program/campus and the date they got the notice. I know I was scouring over previous year's posts looking for this information, and thought it might be nice to for the Fall '13 and Spring '14 classes to get an idea.
Any thoughts?
- 0Oct 15, '12 by sockmonkeyHas anyone looked at shoes for nursing school? The information packet says that we can have white professional shoes or all white leather tennis shoes. Does anyone know if they white professional shoes have to be all white or can the soles be black?
I have tried on Dansko and Sanita shoes and I believe that my feet are too wide for them. I have also tried on Alegria ones and they seem very comfy. I am thinking of ordering some of the Alegria shoes and maybe a pair of Skechers as well.
These are the Alegria shoes I want - I may email Valerie re: the white sole.
Alegria Dayna White Patent Nursing Shoe DAY-100 - PG Lite
- 0Oct 15, '12 by sockmonkeyQuote from root.userThanks for doing this! I posted my information.Awesome peeps. I started the following topic:
LSC - Spring 2013 - Acceptance Information (dates, scores, etc...)
Also for good measure, I added my information in first.


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Missouri Overpass Buckles After Train Derails
Seven people in cars injured, not seriously, during derailment of about 24 railcars.
Seven people in two cars on a highway overpass in Missouri were injured, none seriously, when two 40-foot sections of the overpass crumpled when railcars derailed during a cargo train crash smashed into the bridge's support pillars.
Buckled Overpass
A car lies between damaged sections of a highway overpass near Rockview, Mo. Seven people were injured, though none seriously.
AP Photo/KFVS, Michael Mohundro
Emergency Response
Emergency personnel respond to the scene of a train derailment near Rockview, Mo. on Saturday, May 25, 2013. The National Transportation Safety Board has launched an investigation into the cause of a cargo train collision that partially collapsed a highway overpass in southeast Missouri, injuring seven people.
AP Photo/The Southeast Missourian, Fred Lynch
Damaged Railcars
Damaged railcars lie on the ground near Rockview, Mo.
AP Photo/KFVS, Michael Mohundro
Looking for Answers
Emergency personnel investigate the Route M overpass at Rockview, Mo., about 10 miles south of Cape Girardeau, Mo., after it collapsed onto the railroad tracks.
AP Photo/The Southeast Missourian, Fred Lynch
Damaged Inventory
New vehicles being transported on a Burlington Northern Santa Fe train poke out of their damaged railcar after a Union Pacific train collided with it at Rockview, Mo. Saturday, May 25, 2013.
AP Photo/The Southeast Missourian, Fred Lynch
Surveying the Scene
Officials survey the scene just east of the Route M overpass where several train cars derailed on the Burlington Northern Santa Fe train near Rockview, Mo. on Saturday, May 25, 2013.
AP Photo/Southeast Missourian, Fred Lynch
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Remember when...
Yes, we can order a pizza and have it delivered to us, all from the comforts of our phones, but in this nostalgic article, we're going to reminisce back to the days when our advanced mobile devices weren't quite as equipped as they are now. Some of the mentioned items will surely jog back some fond memories, while others will simply make you realize how we ever lived without certain things in our lives. As always, if you have something to share that's not noted below, please be sure to share them with us in the comments section. So with that, let's go down memory road and remember when…
Remember when...
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Remember when...
1. Using MapQuest was our only means for getting directions
2. Long distance phone calls weren't included in plans
3. Microsoft's mobile platform looked like this
4. BlackBerry, Palm, and Windows were the top smartphone platforms
5. GPS turn-by-turn navigation first came to light
6. Feature phones ruled the landscape
7. Cameras were rarely incorporated with phones
8. People bling-a-fied their phones with LED light antennas
9. 3G connectivity was regarded as a high-speed connection
10. We used to rely on payphones to call home
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31 Comments
1. CivicSi89 (Posts: 348; Member since: 23 Jul 2011)
Hahah i remember all of this! Expecially the LED Light thing man. I used to have one of those hanging off the side of my brick Nokia. Thaught i was the coolest kid on the block.
5. good2great (Posts: 1040; Member since: 22 Feb 2012)
haha that good ole BRICK nokia... that was my first phone... i had the LED light antenna and light up battery...haha those were the days!
thats back when ATT was charging extra for long distant calls... my bills use to be $400 a month!!!
2. jmoita2 (Posts: 930; Member since: 23 Dec 2011)
I actually remember looking up pizza places in the phone book, then dialing from my land line rotary phone!!! lol!!!! Ant then i delivered pizza in college using a paper Thomas guide...
3. CivicSi89 (Posts: 348; Member since: 23 Jul 2011)
Dude. did you ever have an MVNO Carrier like Helio or Amp'd?
11. shadowcell (Posts: 300; Member since: 28 Mar 2012)
My brother had the Helio Ocean. To me that was like hi-tech latest and greatest. I was so astonished to see that this phone had a built-in GPS.
15. CivicSi89 (Posts: 348; Member since: 23 Jul 2011)
Haha i went thru helio for a while because i thaught it was "cool" no one had it. and everytime i pulled one out people looked and asked about it. Went from the Helio Fin-to the Mysto-To the Kickflip-to the Ocean-To the Ocean 2. all in less than a year. haha. tells ya what kinda of carrier Helio was. And now Gamestop is doing this MVNO thing as well partnering with AT&T. so i wonder how thats gonan work.
4. thedarkside (Posts: 652; Member since: 30 Apr 2012)
Today, the top mobile platform consists of Apple, iOS, and Windows Phone, as we're constantly introduced with a wide variety of handsets running those platforms...
this needs to be changed. maybe to read android, iOS, and windows phone...
6. good2great (Posts: 1040; Member since: 22 Feb 2012)
lol... good catch...
7. phatride4ever (Posts: 32; Member since: 01 Mar 2012)
When text messages cost $ per text or having a pager meant you were the cool kid.
12. shadowcell (Posts: 300; Member since: 28 Mar 2012)
I loved it during senior year when my classmate was showing off his Nokia candybar cell phone with monochrome screen and monotonic ringtones.
Good times...
16. jmoita2 (Posts: 930; Member since: 23 Dec 2011)
I had the same exact phone. And the coolest thing that mesmerized all my friends back then was the snake game...lol!!!
30. jroc74 (Posts: 5192; Member since: 30 Dec 2010)
lol....spelling words on the pager by dialing certain numbers....that was soo amazing....lol.
8. WirelessCon (Posts: 309; Member since: 11 May 2010)
Remember when time-frames gave an idea of "when" our "remembering" began, especially in an article titled, "Remember When..." ?
9. remixfa (Posts: 14137; Member since: 19 Dec 2008)
John V.
#4 you said "Apple, iOS, and Microsoft rule..." I think you mean "Android, iOS, Microsoft.." :)
And as a fun quip to mapquest. Who still pulls up mapquest and gets paper directions? People on iOS6, thats who!!! lol. No turn by turn directions for older models. :)
14. thedarkside (Posts: 652; Member since: 30 Apr 2012)
i covered the number 4 issue. lol
21. biophone (Posts: 1896; Member since: 15 Jun 2011)
Well i have ios 5 and don't use mapquest :). In car navigation is soooo much nicer then a phone verison. Or then again i could also download an app for a dollar or two.
26. gallitoking (Posts: 4690; Member since: 17 May 2011)
I say people that are on Sprint.. still use mapquest as their page never loads on their cellphone looking for signal
10. Non_Sequitur (Posts: 1111; Member since: 16 Mar 2012)
I'm at a paaaaaayphone, tryin' to caaaaall home...
I was little and/or not really interested in tech when most of this happened. I'm surprised I remember some of it.
13. sorcio46 (Posts: 407; Member since: 27 Jul 2011)
In Italy: "3G connectivity was regarded as a high-speed connection"
is still the reality (when 3G is available)
17. christianqwerty (Posts: 460; Member since: 05 May 2011)
Remember when the Motorola "Razr" was a flip phone with a 2.25 inch screen and a 1.3 MP camera?
24. thelegend6657 (unregistered)
I had one .
Before I changed to a HTC Universal Windows mobile phone
19. snowgator (Posts: 3288; Member since: 19 Jan 2011)
I remember jumping from long distance provider to long distance provider on my home phone to get the specials they had for jumping ship. I rarely was with a long distance carrier for longer then 6 months.
To this very day, I remember being completely amused by the thought of a camera on a phone.
"A CAMERA??? ON A PHONE??? REALLY??? What freaking use is THAT?? Just a way to grab your money. It will never catch on..."
22. Doakie (Posts: 1321; Member since: 06 May 2009)
Dude, I remember when iPhones launched and were "exclusive" and showed how much money you had to blow. I recently went to the Wal-Mart in the bad part of my town and most people had iPhones. People who looked homeless, walking around taking loudly on their phones to try to draw attention... Not to mention back when iPhones had specs that blew all other phones out of the water, now they're tiny toys.
I also remember the days when Apple innovated. Now they're just another electronics company who steals ideas from other electronics companies. It's sad to see a once innovative company fall back to being so blah. Apple's creativity died with Jobs.
27. gallitoking (Posts: 4690; Member since: 17 May 2011)
I remember when the only Androids was the one on the movie T2
23. mercorp (Posts: 984; Member since: 28 Jan 2012)
Siang kar pager!
you didnt tell us all about iphone,android,brick phones and that 3310 though.
25. whothisperson (Posts: 102; Member since: 06 May 2012)
I remember when Nokia and Sony Ericsson phones were the best phones you could buy but no US carriers offered them so you had to buy them as International or unlocked.
28. dmckay12 (Posts: 243; Member since: 25 Feb 2012)
I remember playing snake on my Dad's phone and thinking that it was the best thing ever. But yeah, I remember 4th grade.
29. jroc74 (Posts: 5192; Member since: 30 Dec 2010)
Ahh yes...#4. I bet alot of folks dont remember that Win Mo was in the top 3. My first smartphone was an Omnia 1..
I remember when....getting 2Mbps down from home internet was.. LIGHTENING FAST!!!!
31. jroc74 (Posts: 5192; Member since: 30 Dec 2010)
I remember when Windows OS was on installation...diskettes....floppy discs. And the actual floppy kind that were soft.
I remember drawing a circle using BASIC was the most amazing thing ever to do on a PC...


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Airy Elegance: 11 Soufflé Recipes
Puffed, golden soufflés get their airy texture from whipped egg whites and can be flavored with sweet or savory ingredients. Take your cooking skills to new heights with the following soufflé recipes, which range from sweet caramel to savory Parmesan cheese.
For more dinner party-appropriate sweets, try our ice cream cakes or impressive chocolate desserts.
Caramel Soufflé
Bake this warm caramel soufflé for a memorable dessert. The recipe comes from chef Pierre Schaedelin of Benoit in New York City.
Recipe: Caramel Soufflé
Courtesy of Martha Stewart


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|Thinking ahead, Christmas is coming! A couple years ago I made "cans full of Nothing" for folks who wanted nothing for Christmas. Just started again. Discovered that using a popular soup can I can glue a regular canning lid over the top that has been cut off, and that will be the bottom of the can. (that's on the cans you cut open, not the ones with the pull tab lids) Then I cut a shininy Christmas page from a magazine such as Martha's and a page cut right will fit the can nicely. Last time I covered the cans with Christmas paper or printed a cover. Using the magazine page is so much easier. Then print a label whatever size you wish and glue on. Or use an emnpty jelly jar and paint the lid. My label says:
Your Christmas Gift
Follow-Up Postings:
- Posted by concretenprimroses (My Page) on Sat, Nov 5, 11 at 9:05
|It is time, and once again just not inspired and probably won't be until its too late. I think this time I'll make Christmas Crafts in January and hope I remember where I put them for next year!
The cans of nothing sound cute.
|posieh, that's funny! Could you say you spend alot of time on nothing? :) I would love to see the expressions on people's faces when they get them. Could you post a pic of one you've finished?
|Just will add a note here, I also make cans of Jack Rabbit Milk and cans of Dehydrated Water. Haven't done those for a few years so will need to find my old notes. I'm not great at posting pics but may try later when I have more time. Can't believe that no one is adding Cristmas crafts.
|Hope you do find your old notes. The milk and the water has my head churning trying to figure those out!!! LOVE your nothing idea. Pics would be wonderful.
- Posted by enjoyingspring (My Page) on Sat, Nov 19, 11 at 8:05
|I am knitting all my friends and family 2 dishclothes. Have several different patterns.
There just doesn't seem to be any useful Christmas crafts to make anymore. I have been going to several Xmas craft shows and all you see is jewelery.
- Posted by adellabedella (My Page) on Sat, Nov 19, 11 at 10:31
|Here is a pretty cool Christmas tree ornament mobile. I doubt I'll make it, but it sure is cute.
Here is a link that might be useful: Christmas Tree mobil
- Posted by adellabedella (My Page) on Sat, Nov 19, 11 at 10:43
|Here's an easy ball craft that can be made out of paper, a photograph, or a coke can. You can use a paper brad or split pin in placef the wire.
Here is a link that might be useful: Ball ornament
- Posted by adellabedella (My Page) on Sat, Nov 19, 11 at 11:26
|I like the basic idea of family ornaments on the tree. For instance the first year, I was married I hand appliqued a male, female, and cat "snowmen" on a piece of fabric and then decorated, dated, and made it into a stuffed circle ornament. Occassionally, as we find relevant ornaments, we add to the family idea. One year, dh bought us a set of a family made out of Sculpey. Another year, it was the handprint snow family made out of fingers. I'm sure there are many variations out there. Anyway, I'm linking a family made out of glove fingertips. You could use another object like a popsicle stick if you need a smaller family.
Here is a link that might be useful: Make a Snowman Family
- Posted by gardenlady58102 (My Page) on Tue, Nov 29, 11 at 0:39
|It does seem as though there is tons of jewelery at the shows..what has been selling good for me (and will be using for Christmas gifts)are: corn filled warming bags (great for aches and pains, but also for warming the foot of bed between sheets, or to lay over your feet while watching TV), crocheted top towels, coasters made from jean seams, bingo bags and jean purses :0)
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Portland General Electric CEO Discusses Q3 2011 Results - Earnings Call Transcript
Now let's move on to the economic outlook in our operating area. We continue to see customer growth with the addition of 2400 new customers since the third quarter of 2010. According to the Oregon employment department, Oregon seasonally adjusted unemployment rate remained flat at 9.6% in September.
This compares to the U.S. average of 9.1%. Oregon's private sector payroll grew faster then the national average with growth of 2.3% in the last nine months compared to the same period last year versus 1.6% for the U.S. The Oregon office of economic analysis forecast that jobs in Oregon will continue to grow faster than the U.S. average during the next several years.
Growth is likely to be concentrated in higher wage jobs, reflecting activity and high technology manufacturing as illustrated by the substantial expansion project currently underway at Intel. Including the effects of energy efficiency measures, PGE's weather adjusted retail energy deliveries increased approximately 0.7% in the third quarter 2011 compared to third quarter 2010.
This increase was driven by growth in the industrial sector specifically the paper production industry excluding two large paper companies total weather adjusted deliveries for the quarter would have declined 0.4% compared to 2010. This decline driven by lower than anticipated residential loads during July and August has led us to revise our projected weather adjusted deliveries for the full year of 2011.From an increase of 1% to an increase of approximately one-half of a percent. This again excludes the impacts of the two large paper production customers noted previously. One of which has access to the wholesale market through PGE at prevailing market prices. While weather adjusted residential demand began to increase again in September, we do not believe growth over the remainder of the year will make up for the reduced demand during the summer. Read the rest of this transcript for free on seekingalpha.com
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Crews Strike Gas Line In St. Paul
September 18, 2013 11:54 AM
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ST. PAUL, Minn. (WCCO) – Construction crews working in St. Paul accidentally ruptured a gas line Wednesday morning.
The accident happened at about 10:15 a.m. near the area of Farrington Street and Arlington Avenue.
Crews there struck a 2-inch gas line, according to Steve Zaccard with the St. Paul Fire Department.
The streets have been blocked off in the area, and a number of homes were evacuated as a precaution. Tests have been conducted inside some homes, but crews found no evidence of gas inside the houses.
Xcel Energy has responded to the scene and is determining how to shut off gas to the ruptured line.


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Beautiful California Poppies
Beautiful photo!May 16th, 2011 Reply
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Splendid !May 9th, 2011 Reply
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So pretty!May 7th, 2011 Reply
Thank you so much Sandra! ♥May 8th, 2011 Reply
Wonderful composition and colours!May 7th, 2011 Reply
Thank you Danny! ♥May 8th, 2011 Reply
wowMay 7th, 2011 Reply
♥ Thanks Andrew!May 7th, 2011 Reply
you're welcome Leasha
hope will be able to continue submitting to L4p on DA too
the group over there ran into a few problems which resulted in me nearly closing it down.
Any way it will reopen again on Monday where i hope i can link it with the group i have here on shadowness
Oh good! I wondered what happened, I tried to submit and it wouldn't let me, now I know :)May 8th, 2011 Reply


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Johnny Cash
Yes, We Like Your New Direction: 10 Artistic 'Left Turns' That Worked Out
In the spirit of staying positive, below are ten examples of artistic risks that did pay off.
Ray Charles Birthday & An Appreciation
Ray Charles would have been 83 today. Ray. Brother Ray. The Genius. I was a fan of Ray Charles music, long before I knew who he was. "What'd I Say", one of the great call […]
The Who, Johnny Cash Tribute Added To Grammy Nominations Concert
The Who have been added as a performer at next Wednesday's live Grammy nominations concert, it was announced today. The classic rockers, who received a Grammy Lifetime Achievement Award in 2001, will carve out a […]
The Who, Johnny Cash Tribute Added To Grammy Nominations Concert
In fact, The Who will play NYC's Madison Square Garden on the night of the nominations concert, leading us to believe the TV special will do a live broadcast from the concert.
Rock Flashback: Bob Dylan's "Girl From The North Country"
Today is [lastfm link_type="artist_info"]Bob Dylan[/lastfm]'s 70th birthday. At an age, and with a bankroll, that would permit him to hole up on an island to be served grapes by scantily-clad female devotees, Dylan continues to […]
Twelve Songs To Honor Martin Luther King
Today is Martin Luther King Day in the USA. And while we still mourn his passing, we also need to remember that today is a day of celebration as well — a day for reflecting […]
Johnny Cash Jumpsuit Grabs Big Bucks
[lastfm link_type="artist_info"]Johnny Cash[/lastfm], "The Man in Black," was wearing the blue suit that night in 1969, while rehearsing for a concert in San Quentin. The jumpsuit went up for auction last Sunday during a memorabilia […]
A Lost Ray Charles and Johnny Cash Duet Has Been Found!
A missing [lastfm]Johnny Cash[/lastfm] and [lastfm]Ray Charles[/lastfm] duet, previously unknown and unreleased has been found in a New York storage facility!


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Launcher Update
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+218 Vitality
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+152 Vitality
This feature lists your most prevalent gear bonuses. You may select a bonus to see which items provide that bonus.
Strength: 148
Primary attribute for Barbarians and Crusaders.
Increases all damage for Barbarians and Crusaders by 148.00%.
Increases Armor by 148.
Dexterity: 2150
Primary attribute for Demon Hunters and Monks.
Increases all damage for Demon Hunters and Monks by 2150.00%.
Increases Armor by 41.50%.
Intelligence: 67
Primary attribute for Witch Doctors and Wizards.
Increases all damage for Witch Doctors and Wizards by 67.00%.
Increases resistances by 6.7.
Vitality: 1760
Increases Life, allowing more damage to be taken before dying.
Each point of Vitality increases Life by 35.
Armor: 5326
Reduces all damage from enemies of the same level as you by 0.00%.
Damage: 54836.90
The amount of damage per second you can deal.
Damage is based on your weapons, attributes, attack speed, Critical Hit Chance,
Critical Hit Damage, passive skills, and dual-wielding attack speed increase.
Toughness: 301429
The total amount of raw damage you can take.
Toughness is based on your maximum Life, armor, dodge chance,
average resistances, and missile, melee, and elite damage reduction.
Healing: 126
The amount of Life you can recover every second in combat.
Healing is based on your Life per Hit, Life per Second, Life Steal,
Life per Fury/Spirit/Wrath Spent, Life per Kill, and Health Globe Healing Bonus.
Maximum Life: 77787
If you lose all your Life, you die.
Life can be increased by skills, items, and Vitality.
Spirit 250/250
Generated by Monk melee attacks and
some Monk skills. Spirit is a precious
resource used to cast powerful
defensive and offensive abilities.
|Forceful Push
|Powered Armor
|Focused Mind
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|Powered Shot
Last updated on 31 Mar 2014 16:06 BST


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Acute effects of removing large fish from a near-pristine coral reef
Large animals are severely depleted in many ecosystems, yet we are only beginning to understand the ecological implications of their loss. To empirically measure the short-term effects of removing large animals from an ocean ecosystem, we used exclosures to remove large fish from a near-pristine coral reef at Palmyra Atoll, Central Pacific Ocean. We identified a range of effects that followed from the removal of these large fish. These effects were revealed within weeks of their removal. Removing large fish (1) altered the behavior of prey fish; (2) reduced rates of herbivory on certain species of reef algae; (3) had both direct positive (reduced mortality of coral recruits) and indirect negative (through reduced grazing pressure on competitive algae) impacts on recruiting corals; and (4) tended to decrease abundances of small mobile benthic invertebrates. Results of this kind help advance our understanding of the ecological importance of large animals in ecosystems.
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- Arnold SN, Steneck RS, Mumby PJ (2010) Running the gauntlet: inhibitory effects of algal turfs on the process of coral recruitment. Mar Ecol-Prog Ser (in press)
- Baird AH, Salih A, Trevor-Jones A (2006) Fluorescence census techniques for the early detection of coral recruits. Coral Reefs 25:73–76 CrossRef
- Bak RPM, Engel MS (1979) Distribution, abundance and survival of juvenile hermatypic corals (Scleractinia) and the importance of life history strategies in the parent coral community. Mar Biol 54:341–352 CrossRef
- Bates D, Maechler M (2009) Lme4: linear mixed-effects models using S4 classes. R package version 0.99. http://CRAN.R-project.org/package=lme4
- Baum JK, Worm B (2009) Cascading top-down effects of changing oceanic predator abundances. J Anim Ecol 78:699–714 CrossRef
- Berger J, Stacey PB, Bellis L, Johnson MP (2001) A mammalian predator-prey imbalance: grizzly bear and wolf extinction affect avian neotropical migrants. Ecol Appl 11:947–960
- Bertness MD, Trussell GC, Ewanchuk PJ, Silliman BR (2002) Do alternate stable community states exist in the Gulf of Maine rocky intertidal zone? Ecology 83:3434–3448 CrossRef
- Bird RB, Smith EA, Bird DW (2001) The hunting handicap: costly signaling in human foraging strategies. Behav Ecol Sociobiol 50:9–19 CrossRef
- Bolker BM, Brooks ME, Clark CJ, Geange SW, Poulsen JR, Stevens MHH, White JS (2009) Generalized linear mixed models: a practical guide for ecology and evolution. Trends Ecol Evol 24:127–135 CrossRef
- Broitman BR, Blanchette CA, Menge BA, Lubchenco J, Krenz C, Foley M, Raimondi PT, Lohse D, Gaines SD (2008) Spatial and temporal patterns of invertebrate recruitment along the west coast of the United States. Ecol Monogr 78:403–421 CrossRef
- Burkepile DE, Hay ME (2006) Herbivore vs. nutrient control of marine primary producers: context dependent effects. Ecology 87:3128–3129 CrossRef
- Ceccarelli DM, Hughes TP, McCook LJ (2006) Impacts of simulated overfishing on the territoriality of coral reef damselfish. Mar Ecol Prog Ser 309:255–262 CrossRef
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- Erickson AA, Paul VJ, Van Alstyne KL, Kwiatkowski LM (2006) Palatability of macroalgae that use different types of chemical defenses. J Chem Ecol 32:1883–1895 CrossRef
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- Gelman A, Hill J (2006) Data analysis using regression and multilevel/hierarchical models. Cambridge University Press, Cambridge CrossRef
- Harrington L, Fabricius K, De'Ath G, Negri A (2004) Recognition and selection of settlement substrata determine post-settlement survival in corals. Ecology 85:3428–3437 CrossRef
- Hedley J (2003) Vidana 1.0: video analysis for cover estimation. http://www.ex.ac.uk/msel/vidana
- Heithaus MR, Dill LM (2002) Food availability and tiger shark predation risk influence bottlenose dolphin habitat use. Ecology 83:480–491 CrossRef
- Heithaus MR, Frid A, Wirsing AJ, Worm B (2008) Predicting ecological consequences of marine top predator declines. Trends Ecol Evol 23:202–210 CrossRef
- Helfman GS (1989) Threat-sensitive predator avoidance in damselfish-trumpetfish interactions. Behav Ecol Sociobiol 24:47–58 CrossRef
- Hixon MA, Carr MH (1997) Synergistic predation, density dependence, and population regulation in marine fish. Science 277:946–949 CrossRef
- Hughes TP, Rodrigues MJ, Bellwood DR, Ceccarelli D, Hoegh-Guldberg O, McCook L, Moltschaniwskyj N, Pratchett MS, Steneck RS, Willis B (2007) Phase shifts, herbivory, and the resilience of coral reefs to climate change. Curr Biol 17:360–365 CrossRef
- Jackson JBC (1997) Reefs since Columbus. Coral Reefs 16:S23–S32 CrossRef
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- Title
- Acute effects of removing large fish from a near-pristine coral reef
- Open Access
- Available under Open Access This content is freely available online to anyone, anywhere at any time.
- Journal
Marine Biology
Volume 157, Issue 12 , pp 2739-2750
- Cover Date
- 2010-12-01
- 10.1007/s00227-010-1533-2
- Print ISSN
- 0025-3162
- Online ISSN
- 1432-1793
- Publisher
- Springer-Verlag
- Additional Links
- Topics
- Industry Sectors
- Authors
- Douglas J. McCauley (1)
- Fiorenza Micheli (1)
- Hillary S. Young (2)
- Derek P. Tittensor (3)
- Daniel R. Brumbaugh (4) (5)
- Elizabeth M. P. Madin (6)
- Katherine E. Holmes (4) (7)
- Jennifer E. Smith (8)
- Heike K. Lotze (3)
- Paul A. DeSalles (2)
- Suzanne N. Arnold (9)
- Boris Worm (3)
- Author Affiliations
- 1. Hopkins Marine Station, Stanford University, Pacific Grove, CA, 93950, USA
- 2. Biology Department, Stanford University, Stanford, CA, 94305, USA
- 3. Biology Department, Dalhousie University, Halifax, NS, B3H 4J1, Canada
- 4. Center for Biodiversity and Conservation, American Museum of Natural History, New York, NY, 10024, USA
- 5. Institute of Marine Sciences, University of California, Santa Cruz, CA, 95060, USA
- 6. Department of Ecology, Evolution and Marine Biology, University of California, Santa Barbara, CA, 93106, USA
- 7. Marine Program, Wildlife Conservation Society, Kavieng, New Ireland Province, Papua New Guinea
- 8. Scripps Institution of Oceanography, University of California San Diego, La Jolla, CA, 92093, USA
- 9. Darling Marine Center, University of Maine, Walpole, ME, 04573, USA


text:
Unemployment Insurance:
Comments on H.R. 3896, the Unemployment Compensation Reform Act of 1990
T-HRD-90-15: Published: Feb 22, 1990. Publicly Released: Feb 22, 1990.
Additional Materials:
- Full Report:
(202) 512-4800
GAO discussed proposed legislation affecting the unemployment insurance (UI) system, which provides income maintenance assistance to the unemployed, funded by federal and state employer taxes. GAO noted that: (1) state UI trust fund reserves appear to be inadequate to handle a recession; (2) increased reliance on loans and general fund advances has eroded the forward-funding principle under which UI has operated for over 50 years; (3) an increase in the taxable wage base, as proposed, would restore the forward-funding nature of the program, increase revenue for the federal UI trust fund accounts, and slightly increase state reserves; and (4) the legislation would provide the states with $3 billion annually for administrative costs, to help reduce the effects of any recession.
Dec 19, 2014
Temporary Assistance for Needy Families:Action Is Needed to Better Promote Employment-Focused ApproachesGAO-15-31: Published: Nov 19, 2014. Publicly Released: Dec 19, 2014.
Aug 21, 2014
Supplemental Nutrition Assistance Program:Enhanced Detection Tools and Reporting Could Improve Efforts to Combat Recipient FraudGAO-14-641: Published: Aug 21, 2014. Publicly Released: Aug 21, 2014.
Jul 16, 2014
Supplemental Security Income:Wages Reported for Recipients Show Indications of Possible SSN MisuseGAO-14-597: Published: Jul 16, 2014. Publicly Released: Jul 16, 2014.
May 29, 2014
Foster Care:HHS Needs to Improve Oversight of Fostering Connections Act ImplementationGAO-14-347: Published: May 29, 2014. Publicly Released: May 29, 2014.
Foster Children:HHS Could Provide Additional Guidance to States Regarding Psychotropic MedicationsGAO-14-651T: Published: May 29, 2014. Publicly Released: May 29, 2014.
May 22, 2014
Foster Children:Additional Federal Guidance Could Help States Better Plan for Oversight of Psychotropic Medications Administered by Managed-Care OrganizationsGAO-14-362: Published: Apr 28, 2014. Publicly Released: May 22, 2014.
Apr 24, 2014
HUD Rental Assistance Demonstration:Information on Initial Conversions to Project-Based VouchersGAO-14-402: Published: Apr 24, 2014. Publicly Released: Apr 24, 2014.
Apr 9, 2014
Social Security Disability Programs:SSA Could Take Steps to Improve Its Assessment of Continued EligibilityGAO-14-492T: Published: Apr 9, 2014. Publicly Released: Apr 9, 2014.
Jan 30, 2014
Child Welfare:Federal Agencies Can Better Support State Efforts to Prevent and Respond to Sexual Abuse by School PersonnelGAO-14-42: Published: Jan 27, 2014. Publicly Released: Jan 30, 2014.
Sep 13, 2013
Disability Insurance:Work Activity Indicates Certain Social Security Disability Insurance Payments Were Potentially ImproperGAO-13-635: Published: Aug 15, 2013. Publicly Released: Sep 13, 2013.
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text:
|1st February
|Private Party - Golders Green
|15th March
|The General Wolfe, Westerham, Kent, TN16 1RQ.
|St. Patricks Day - Evening Concert 9.00pm
|22nd March
|Private Function - Woldingham
|10th April
|Private Wedding Function, Chichester
|18th April
|The Trinity Arms, 45 Trinity Gardens, Briixton, SW9 8DR
|Evening Performance, 8.30pm
|25th April
|Peckham Moonshine, The Bussey Building, 133 Rye Lane, Peckam, SE15 4ST
|Evening Performance 9.00pm
|5th May
|The General Wolfe, Westerham, Kent, TN16 1RQ.
|Bank Holiday Performance 3.00 - 6.00pm
|9th-11th May
|Orwell Bluegrass Festival, Hallow Tree Campsite, Ipswich, Suffolk
|Weekend Bluegrass Festival
|26th May
|The Cock Inn, Ide Hill, Kent, TN14 6JN.
|Afternoon Bank Holiday event.
|31st May
|Little Opry , Eastern Esplanade, Cliftonville, Nr Margate, Kent.
|8.00 pm onwards
|22nd June
|Croydon Folk & Blues Club, Ruskin House, 23 Coombe Road,, Croydon, CR0 1BD
|Evening Appearance. 8.00pm
|28th June
|Private Wedding Function - Welling
|3rd-6th July
|North Wales Bluegrass Festival, Conway, Gwynedd, LL32 8DU
|10th-13th July
|South Essex Bluegrass Festival, Church Rd., West Tilbury, RM18 8QU
|18th July
|Private Summer Party - London University
|26th July
|Tunbridge Wells Fun Day, No.1 Community Club, Showfields Estate, T.Wells
|Buffalo Bill Fun Day, 11.00 - 2.30pm
|2nd August
|Lingfield Steam Show, Blue Anchor Show Site, Blindley Heath, RH7 6JL
|Evening Performance in the beer tent
|20th August
|Rainham Oast Old Time Sessions, Rainham, Kent.
|Evening Performance
|24th August
|Private Party - Broughton
|25th August
|The General Wolfe, Westerham, Kent, TN16 1RQ.
|Bank Holiday Performance 3.00 - 6.00pm
|12-14th Sept
|Cornish Bluegrass Festival, Hendra Holiday Park, Nr. Newquay, Cornwall
|Weekend Bluegrass Festival
|11th October
|The Cock Inn, Ide Hill, Kent, TN14 6JN.
|Evening performance, 9.00pm
|29th November
|Charlie Gaisford Memorial Concert, Ruskin House, 23 Coombe Road, CR0 1BD
|Annual RNLI Fundraiser
|6th December
|The Trinity Arms, 45 Trinity Gardens, Brixton, SW9 8DR
|Evening Performance, 8.30pm
|13th December
|Bluegrass Plus Club, The Flying Dutchman, Hildenborough, TN11 9EN
|Evening Performance, 8.00pm onwards
|20th December
|The Cock Inn, Ide Hill, Kent, TN14 6JN.
|Evening performance, 9.00pm
|27th March
|Down by the Riverside, 6 Laleham rd., Staines, TW18 2DX
|Evening Performance


text:
Actress Mariel Hemingway uses the lessons and practices of yoga as a starting point for her own personal reflections and a larger-than-life family story. The result is a searingly honest memoir that is firmly practical, as well as a moving narrative of the author's struggle to deal with a complex and often stressful life.
Mariel was the third daughter born to Jack Hemingway, Ernest Hemingway's son, and Byra Whittlesey. Her older sister, Muffet, suffered for years… (more)
Publisher: Simon & Schuster (January 30, 2003)
Format: EPUB
Page count: 240 pages
File size: 1.2 MB
Protection: DRM
Language: English


text:
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"I've always known. I love you, and I'm so proud of you."
Marriage equality on the rise in the deep south!
It's official: Arizona is No. 31 for states with marriage equality!
The world is finally changing its ways on gay rights and it's about time.
A federal judge ruled Sunday that Alaska's ban on gay marriage is unconstitutional, paving the way for same-sex couples to begin marrying in the state for the first time.
Huge news for 11 states
When it's time to toast the future as husband and husband or wife and wife, offering a signature cocktail during the reception not only cut costs, but infuses the couples' personality into the libations. So why not add some marriage equality spirit into your, well, spirits? Here are five cocktail recipes that toast to equality.
Perfect for fall fetes, an apple pie cocktail is a nod to Ben & Jerry's Apple-y Ever After, their latest flavor dedication to marriage equality in the U.K.
Back in 2009, the Bostonist celebrated Massachusetts's fifth anniversary of legally recognizing same-sex marriage with a cocktail recipe adapted from a Manhattan variant.
Directions: Stir with ice and strain into a chilled glass. Garnish with a cherry, or leave it out in deference to Rachel Maddow.
For a spring or summer soiree, a sweet Liberty and Equality libation will add a pop of color to your décor as well as be a tasty reminder to our rights.
Directions: Pour pomegranate liqueur into a martini glass. In a cocktail shaker, add other ingredients except cherry and shake well. Slowly strain over pomegranate liqueur into martini glass. Garnish with maraschino cherry.
Created by master mixologist—"The Cocktail Guru"—Jonathan Pogash, the Give a Damn Martini is currently being offered in several hotspots around the country, with a portion of proceeds from on-premise sales benefiting the Give a Damn campaign on March 28th, in partnership with Van Gogh Vodka. Turn the inspiring cocktail into your signature spirit (and perhaps donate to the cause in your guests' honor in lieu of favors).
Directions: Shake first three ingredients very well with ice and strain into a martini glass. Top off with chilled sparkling wine. Garnish with half orange wheel.
The perfect marriage of sweet and spice, the When Mary Met Sally drink was concocted by SKYY Vodka for a Los Angeles pride event.
Directions: Shake vigorously and strain into a chilled martini glass. Garnish with a cinnamon stick.
"While not a glamorous wedding, it really reflected who we are: a little tailored for Holly and little girly for me. And the most important people in the world to us were there to share it with us."Real Weddings 3237
Jason and Jason's love-filled wedding day was dappled with daisies, and shades of blue and violet.Real Weddings 5117
Jennifer and Kelly were married in the Idaho wilderness!Real Weddings 4946
A few of our favorites for this year's most promising purchases to celebrate the best people in your life.Planning 638
even before sharing on social media!Planning 999
A comedic play on a straight family's curiosities about their gay relative's upcoming weddingPlanning 1466
Katie and Michelle's engagement shoot encompasses their love of nature, cribbage, good beer, and, of course, each otherEngagement 2651
City dwellers Challie and Lina's engagement photo session displays their affection for each other and Brooklyn's neighborhood of WilliamsburgEngagement 1673
My partner and I have a unique engagement story. We both identify as queer and my partner, Owen, is transgender. Although we often subscribe to what "men and women" do in relationship, we wanted to be sure that we were being very intentional about how to move forward together and which traditions felt good to us.Engagement 3105
Marriage equality on the rise in the deep south!Marriage Equality News 638
It's official: Arizona is No. 31 for states with marriage equality!Marriage Equality News 909
A federal judge ruled Sunday that Alaska's ban on gay marriage is unconstitutional, paving the way for same-sex couples to begin marrying in the state for the first time.Marriage Equality News 1064


text:
Blizzard's DOTA mod for StarCraft II is still on the way
Remember how Blizzard told us it was working on a Defense of the Ancients mod for StarCraft II, and then proceeded to not bring it up again? Me too! The latest update on this front comes from senior game designer Jonny Ebbert at gamescom. He pins it as releasing around the same time as Heart of the Swarm.
In other words, not anytime soon. Great. Suppose it's nice to hear that this project hasn't been abandoned, but that's me painfully forcing myself to be an optimist. And, speaking of DOTA mods, now I'm just sad that the next installment of Warcraft isn't a real thing we can play.
Blizzard DOTA launch plans revealed [Eurogamer]
eSports player owed thousands after team CEO disappears
8:00 AM on 01.05.2014
Modder creates World of Warcraft RTS with StarCraft II
11:00 AM on 10.30.2013
Blizzard introduces 'Spawning' feature to StarCraft II
8:30 AM on 06.05.2013
StarCraft II Kerrigan cosplay is out of this world
11:30 PM on 04.04.2013
StarCraft II gets a new patch to support in-game Clans
9:00 AM on 02.18.2013
Impressions: StarCraft Collector's Edition Risk
11:00 AM on 11.06.2012
MLG vs. Proleague playoffs begin tonight
4:30 PM on 10.19.2012
MLG announces fall schedule with SCII and LoL aplenty
9:00 PM on 09.25.2012
Blizzard looking at free-to-play StarCraft II multiplayer
8:00 PM on 09.22.2012
Interview: Sean 'Day[9]' Plott & the StarCraft II scene
4:00 PM on 08.30.2012
StarCraft II Updates, Screenshots, & Videos
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Sol Victoria Marina Hotel, Salvador
Reviews - Sol Victoria Marina Hotel
Read 58 additional reviews of Sol Victoria Marina Hotel at TripAdvisor.
Want to see more hotels? View all hotels in Salvador
Top Local Tips for Salvador
Taxi Fares Be sure to settle the price of you taxi ride before you take off. Some drives take advantage and run up the total by driving around
Plug yourself into a regular driver (and bring an unlocked mobile phone to use) I used the same taxi driver., Waldir for almost all my stay. It cost me no more money but was almost as good as having a chauffeur. He also was very careful about my personal safety. When I needed him I sent him a text on my mobile phone - instant reply and he would tell me when he could pick me up (normally 10 - 30 minutes). Only mistake was not bringing an unlocked mobile phone - prepay SIM cards are cheap and easily available. So I used my UK phone. If he couldn't come he'd send one of his trusted friends. Taxis are cheap and convenient. Given that there are safety issues in Latin America it really paid to have the peace of mind knowing that a reliable driver would pick me up.
- (hotels)
Other names for Sol Victoria Marina Hotel
- sol victoria marina salvador
- Address: Ave Sette de Setembro, 2068 - Salvador - 40080-001 - Brazil
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- (hotels)
Hotels Near Sol Victoria Marina Hotel
- Tropical da Bahia Hotel Salvador, Brazil Distance: 0.8 km / 0.5 mi
- Grande Hotel da Barra Salvador, Brazil Distance: 1.5 km / 0.9 mi
- Othon Bahia Palace Hotel Salvador, Brazil Distance: 2.4 km / 1.5 mi
- Ondina Apart Hotel Salvador, Brazil Distance: 3.3 km / 2.1 mi
- Hotel Catharina Paraguacu Salvador, Brazil Distance: 4.3 km / 2.7 mi
- Transamerica Salvador Hotel Salvador, Brazil Distance: 4.9 km / 3.1 mi
- Pestana Bahia Hotel Salvador, Brazil Distance: 5 km / 3.1 mi
- Mercure Hotel Salvador Rio Vermelho Salvador, Brazil Distance: 5.1 km / 3.2 mi
- Golden Park Hotel Salvador, Brazil Distance: 6.7 km / 4.2 mi
- Fiesta Bahia Hotel Salvador, Brazil Distance: 6.6 km / 4.1 mi


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What americans believe
26 percent of people surveyed agreed that the terrorist attacks of Sept. 11, 2001 were fabricated to justify the war against terrorism and the invasion of Afghanistan.
15 percent of people surveyed found it credible that the World Trade Center towers collapsed because of a controlled demolition.
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REALITY wrote on Jan 23, 2013 1:32 AM:
" What is even more astonishing is that 66% of the readers believe that what the Republican American prints is true ! "
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" This just goes to show, there are alot of people that should not operate machinery, drive, or vote. "
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08-04-2002 Comments (0)
Takeda Chemical Industries of Japan has subscribed to Gene Logic of theUSA's GeneExpress suite of data…
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Big Inf
1 Shouts - 1,244 Scrobbles
Built to win; I put my life on the line, I bleed at the pen" Introducing Big Inf, short for Infinite but far from short, Inf is equally as large in personality as that in stature, you can't help but look up to him. Proclaiming, "the moral of the story is this: haters got a job to do, and I'm it" Inf offers work to those in need in a time when good music is hard to find. Hailing from the Bronx, New York, upon hearing his first rap record, it was love at first listen. At a time when hip hop was still young, fresh and new he began DJing.
Read more about Big Inf on Last.fm.
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Top SongsTotal plays on Last.fm over the last 6 months
- Keep It Moving (radio) - (4:12) - 5 plays
- What We Want (Remix) [feat. Sadat X, Saggapuss & Doo Wop (Da Bounce Squad) and Ag (D.I.T.C.)] - (3:18) - 1 plays
- Walk How We Walk (street) - (3:59) - 1 plays


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In recent years, a successful conservation programme has seen the number of elephants rise in Kenya. But the problem is marauding gangs of elephants are increasingly raiding farmers' crops and destroying property. The solution – to exploit a surprising fact: elephants are terrified of bees.Haiti's Cite Soleil recently unveiled a new, environmentally-friendly toilet, which will also be used to create much-needed compost for the adjacent community garden. Hundreds of people in many of Haiti's camps are forced to share a single toilet. A Haiti-based charity, SOIL, is tackling the problem with easy-to-maintain eco-friendly loos.The Belize River has been holding precious hardwoods cut more than 200 years ago that sank to the riverbed in the process of transporting them to the market. A new project now aims to reduce deforestation by tracking them down using modern technology.
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Stayed here one night in late August. We have stayed in many B&Bs but this was one of our least favorite. Our room was small even by B&B standards. It was clean, but the furniture was nothing special. It was old, not quaint. The public rooms were very nice. The breakfast was ok, just ok, nothing more. If I were... More
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- Also Known As:
- Blackberry River Hotel Norfolk