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This is a very simple hack that we suggestively named DarkOrbit Uridium Hack. It is a hack for all people that love Dark Orbit, a game that is so incredibly addictive. It is also most likely the simplest of all the hack tools and cheats that you will find. It simply adds all the uridium that you need in the game and all that you actually need to do is type in your Username.
We only offer this hack to 2,000 people. After that it will e in our database of paid downloads, one that people can only access with a membership. Please remember that fact and hurry since downloads are limited.
You are currently looking at one of the simplest hacks that we ever created. It was a request for a friend of ours, John Clementine, a frequent supporter and donator. Although we do not think that it is actually necessary, here is how to use the hack tool:
- Click the download button you find below
- Complete a free offer or a survey to download – necessary due to the downloads limitation to prevent automatic bot downloads
- Run the hack
- Enter your game username
- Enter how much uridium you want
- Click Start Hack
- Wait for the progress bar to finish
- You are done – simple, right?
Alternate Download 2!
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Laura Rose
Latest posts by Laura Rose (see all)
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Strand Craft debuts $1.2 million hovercraft yacht tender
Strand Craft makes some pretty over-the-top luxury yachts. Like, the Strand Craft 122, for example, which comes with a matching sports car to make the water to road transition as smooth as possible. That might be worth it, if you have $25 million to drop on toys.
Now Strand has introduced a Luxury Limousine Super Yacht Tender (presumably to accompany the 122?) that doubles as a hydrofoil and a hovercraft. Made of vacuum-formed PVC foam, fiberglass and Kevlar, this 36-foot lightweight luxury commuter can zip you from the shore to your yacht when you do decide to leave your V12 supercar in the hull for the day.
It can seat 12 comfortably and you can style the interior yourself — check out the gallery below for examples of extremes in design, from prom night limo sensory overload to classic, clean lines. Here's the current list of standard equipment: telescopic night vision, voice recognition, radar, 42-in satellite TV system, refrigerator, digital safe and cup holders. No word on when this will be available, but you can start saving now because prices start at $750,000 and skyrockets up to $1.2 million for a fully-loaded model.
Strand Craft, via Gizmag

subset: commoncrawl


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Top Stories
Beaver Sweeps Basketball Player of the Week Freshman, Brittany Jackson and junior, Marcus Smith both earn PSUAC Player of the Week. [full story]
Beaver Cruises to 100-61 Victory over Penn State DuBois December 12, 2014 Beaver used and even scoring attack, and a turnover creating defense to cruise to victory. [full story]
Lady Lions end 2014 portion of the schedule on winning note December 12, 2014 Freshman Brittany Jackson's 27 points and 20 rebounds propelled Beaver to an 88-66 victory over Penn State DuBois. [full story]
Beaver Loses Tri Match December 10, 2014 Beaver faced Penn State Greater Allegheny, and Penn State Du Bois. 53-0, 28-24. [full story]


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For FedEx Ground Shipping - Order by 12pm CST Thursday, December 18
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Lovely picture and well made. Very happy with this product. Was a gift for my mother. Lovely wording.
Wow! This says it ALL! Not of works, all of God's Loving Grace through the Holy Spirit and His Son who shed His Blood at Calvary, that we might spend all eternity in Heaven praising our Lord and Savior Jesus Christ. How can a born again Christian not have this on display in his/her home? The quality of this piece is very good; I ordered 2 and I am now ordering 3 more to give as gifts; what an easy way to get the Gospel to our family and friends. The words are very touching as the plan was always there for the child to come home; He never wavered; He bore it all alone; He paid the ultimate price for you, for me, for all who believe. Thank you for this inspirational art; Great Work!
God's Speed Always,
Joe Long
If you don't know how much GOD cares for us ALL,
just read it over and over again until it sinks in. Awesome Work!!
I love this picture of Christ carrying His Cross. It is the message of the Lord's ministry to us. We as believers, need to help Him carry His Cross.
What a beautiful reminder of how much God loves us!


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Let's get this week going!
I got sick last week. Really sick. I was trying to keep everything going, ignored the signs, and well, it all came crashing down. (Thank you family, for taking care of me. I needed it.) I'm happy to say that I'm starting off this week feeling much better, and more importantly, with a much more realistic attitude about what I can and can't get done in any given day.
Lesson learned, universe. Well played... I got it.
As soon as I was feeling better, I made the new inspiration image above, to remind myself of all the things that are making me happy right now. I have a ton of new ideas and ready to get started.
Leather-covered rocks, a project in my book. I can't wait to make some more of these!
A needlepoint I bought for $5. (I have some fun ideas on how to use it.)
Denyse Schmidt's Piccadilly line, available at Joann's.
Spring flowers
Sashiko stitching- I've admired it from a distance for a while, but now I can say I'm teaching myself the basics, and I love it.
Just a few reminders:
I am speaking tonight at University Bookstore in the U District from 7-8:00. (All upcoming events are listed on this page).
I will announce 3 winners from this post on Wednesday, there's still time to enter.
There is space available in my faux bois stitching class, at Drygoods Design on April 26 from 12-3:00. You can sign up on their website.
Thank you all!


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Gosh that last bit might have been best kept for another six days...
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government bonds
The Civic Federation Analyzes Chicago's FY2015 Budget
The last time I talked about The Civic Federation (an independent, non-partisan government research organization that provides analysis and recommendations on government finance issues for the Chicago region and State of Illinois) was back on March 4, when they proposed a five-year plan to balance the Illinois state budget, eliminate its huge bill backlog, and reduce income tax rates. But yesterday, the group released a new report on the City of Chicago's proposed budget for fiscal year 2015. From their press release Monday:
Civic Federation Supports FY2015 Chicago Budget
Recent Progress Threatened by Pension Funding Crisis, Borrowing for Operations
In a report released today, the Civic Federation announced its support for the City of Chicago's proposed FY2015 operating budget of $7.3 billion but expressed deep concern for how the City will manage rising pension costs and debt service payments in future years. The full 101-page analysis is available here.
The FY2015 budget closes a $297.3 million deficit with reasonable structural changes including targeted tax and fee increases, vacancy eliminations and other operational efficiencies. The budget also reflects significant actions toward long-term stability including the 2014 pension reform law for the City's Municipal and Laborers' pension funds and the continued phase out of the City's retiree health care subsidy and planned transition of most retirees to coverage under the federal Affordable Care Act.
"Mayor Emanuel and his team are continuing to make the reasonable changes and bold decisions necessary to stabilize Chicago's finances," said Laurence Msall, president of the Civic Federation. "Two issues, however, threaten to erase all recent progress: the pension funding crisis and the administration's continued use of borrowing for operations through the issuance of refunding bonds."
Landmark pension reforms were enacted in June 2014, but only for two of the City's four pension funds. The City's Police and Fire pension funds remain dangerously close to running out of funds with market value funded ratios of only 27.0% and 31.7% respectively in FY2013. The Illinois General Assembly passed legislation in 2010 that mandates a sharp $550 million increase in contributions to the Police and Fire funds. This change, even without considering increased contributions to the City's Municipal and Laborers' funds, would require a significant increase in the City's property tax levy, crippling cuts to City services, or both. The Mayor, City Council and State legislators must work together to create a reform framework for the Police and Fire funds that will stabilize the funds at an affordable cost to taxpayers. The Civic Federation also recommends that the City study ways to consolidate its pension funds, including the possibility of merging its Police and Fire funds with suburban and downstate public safety funds.
Over the last three fiscal years, the City of Chicago reduced its annual debt service payments by refunding bonds that are due to mature and extending the life of these bonds for an additional 30 years, a practice referred to as "scoop and toss." This practice dramatically increases the cost of providing government services. It also could threaten the City's ability to issue future debt by filling the out years of the City's debt service schedule with previously issued bonds. The Civic Federation urges the City to develop a strategy for ending this costly and unsustainable practice.
The Federation's full report also discusses the creation of the City Council Office of Financial Analysis in 2013. The office was intended to give aldermen access to the independent information and analysis they need to be effective stewards of the City's finances. A delay in fully implementing the office means aldermen will not have access to this resource before they vote on the FY2015 budget.
You can read the 101-page report entitled City of Chicago FY2015 Proposed Budget: Analysis and Recommendations on The Civic Federation's website here.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Profitable Assets, Professions In Germany's Hyperinflation Of The 1920s
Since I started being concerned back in 2004 about the prospect of a U.S. financial crash, I've been interested in reading about the everyday lives of the people who lived through economic collapses.
Why? Because I believe there are valuable lessons to be learned for what I think is coming down the road for us here in America.
I haven't really come across any good Great Depression accounts yet (if you know of one- shoot me over a suggestion). But the other night, I happened to stumble upon a rather lengthy article on the website of Der Spiegel (Germany) that provided a great deal of insight of what went on in Germany during their devastating bout with hyperinflation in the 1920s. Alexander Jung even went so far as to identify the financial "winners" and "losers" during that period of time. Jung wrote back on August 14, 2009:
The only objects of real value were tangible assets: diamonds and coins, antiques, pianos and art. The works of contemporary artists like Lyonel Feininger, Paul Klee, Max Pechstein and Karl Schmidt-Rottluff were in especially high demand. And if you had foreign currency, you lived like a king…
The stupid ones were those who had nest eggs: the thrifty, holders of government bonds, but primarily the country's pensioners. In other words, those who received money without having to work for it, who lived on their pensions or the interest on their savings. Large sections of the middle classes saw themselves stripped of their assets, losing almost everything they had set aside for years. Banks, savings banks, and insurance companies suffered huge losses and were left with nothing but their paper money. As a result, they had to start the majority of their businesses from scratch in 1924.
By perverse contrast, the winners of the hyperinflation were those with massive debts; first and foremost the state, but also private individuals who had borrowed money to buy houses, construction land or farmland, and whose loans were slashed by the switch to the rentenmark.
Some industrialists made huge gains from the period of hyperinflation. Hugo Stinnes, whom Time magazine crowned "Germany's new Kaiser," built up an immense corporate empire comprising heavy industry, newspapers, ships and hotels — all based on a mountain of debt. As late as the summer of 1922, Stinnes was recommending that people continue capitalizing on "the weapon of inflation." Indeed manufacturers and craftsmen in general profited from the crisis since they possessed plants and buildings — that is, tangible assets that outlived the currency switch.
Most farmers also did extremely well. "They had money to burn, and spent it willy-nilly," writer Lion Feuchtwanger recalled. Some bought themselves entire stables of racehorses, others expensive cars. "Farmer Greindlberger drove from the grimy village street of Englschalking to Munich in an elegant limousine complete with a liveried chauffeur, while he himself was dressed in a brown velvet jacket and a green chamois-tufted hat," Feuchtwanger wrote of the rural rich…
(Editor's note: Bold added for emphasis)
That last bit about farmers buying expensive cars reminds me of what "crash prophet" Jim Rogers has been telling anyone who will listen:
The farmers are going to be driving Lamborghinis and Maseratis.
Anyway, the quote doesn't do the piece justice. I recommend you read the entire article on the Der Spiegel site here.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Jim Rickards Suspects China Behind Gold Price Manipulation As It Buys Metal To Hedge Against Dollar Devaluation
Euro Pacific Capital CEO and Global Strategist Peter Schiff just got done interviewing Jim Rickards, an American lawyer, economist, investment banker, and best-selling author. Rickards, who released The Death of Money: The Coming Collapse of the International Monetary System, this spring, spoke with Schiff about the global gold markets. What he had to say about China and its steady accumulation of physical gold (reserves now totaling close to 4,000 tons, Rickards speculates) was extremely interesting. Some might say shocking. From the exchange:
Now there's been a lot of speculation the reason they're doing this is they want to launch a gold-backed yuan currency to defeat the dollar. That's not going to happen. That's not even close. The reason is that the yuan's not ready to be a reserve currency because they don't have investable assets. There's no rule of law. There's no mature bond market in China. But what they are doing, is creating a very simple hedge position… So you've got $4 trillion of paper reserves, most of them U.S. dollars. You can't dump them. If you're going to try and sell a fraction… the Treasury market's big- it's not that big. If they try and do something more aggressive, the President of the United States can actually stop them just by freezing their accounts. So what you do is buy up a pile of gold. So now, the Chinese want a stable dollar. They would love a stable dollar. But if the U.S. tries to devalue the dollar, tries to cheapen the dollar through inflation- remember, every 10 percent of dollar inflation is a $300 billion wealth transfer from China to the United States. So if you cheapen the dollar with inflation, they lose money on the paper, but they make money on the gold. So they're building a hedge position. They're not done yet.
I've heard it claimed before that China is accumulating gold to back the renminbi. But Rickards says this isn't the case. Even more eye-opening than the dollar hedge theory was something he said later on in the interview:
The gold manipulation, by the way, is so blatant at this point, if I were the manipulator I'd be embarrassed… The question is, who's doing it? And people like to point a finger at the Fed and maybe through the BIS- they have a hand in it. But my number one suspect is China for the reason you mentioned, Peter. If you're out to buy 3,000 tons, you don't want the price to be high yet. Maybe later you do. But for now you want the price to be low.
"Interview: Jim Rickards & Peter Schiff Discuss Global Gold Markets [Full Discussion]"
YouTube Video
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Sino-Russian Natural Gas Deal Blow To U.S. Dollar Supremacy?
"The Obama administration is playing down an increasingly warm relationship between its main global rivals, China and Russia, that it may have inadvertently encouraged.
U.S. officials maintain there is nothing to fear from the growing alliance between Moscow and Beijing, even as each throws its weight around in neighboring regions like Ukraine and the South China Sea and at international forums like the United Nations, where on Thursday they double-vetoed the latest in a series of Security Council resolutions on Syria.
Yet when coupled with growing cooperation between Russian President Vladimir Putin and his Chinese counterpart, Xi Jinping, in other areas- notably, a new $400 billion natural gas deal and apparent agreement on the crisis in Ukraine- many believe Russia and China may now or may soon represent a powerful new alliance challenging not only the United States, but also the Western democratic tradition that the U.S. has championed globally…"
-Associated Press, May 23, 2014
You may have heard about that $400 billion natural gas deal that was just struck between China and Russia. Or maybe you didn't, as I've noticed the mainstream media hasn't really been talking about it too much. Most of the outlets that did neglected to talk about the potential ramifications for the U.S. dollar.
There were exceptions. From the BBC News website on May 22:
Some papers are also analysing the impact of the deal on the world currency market.
A commentary in the Beijing Youth Daily says the deal will probably encourage more countries to not trade in US dollars if China and Russia decide to switch to clearing payments in Russian roubles and the yuan.
"The world economy and finance will then embark on a process to get rid of the US dollar, and the dominance of the dollar will gradually lose its support. The US will then face more challenges in its ability to control global economics and politics," it says…
From Liam Halligan on The Telegraph (UK) website yesterday:
The real danger, in my view, is rather more abstract — but deadly important nevertheless. If Russia's "pivot to Asia" results in Moscow and Beijing trading oil between them in a currency other than the dollar, that will represent a major change in how the global economy operates and a marked loss of power for the US and its allies.
With the dollar as the world's petrocurrency, it also remains the reserve currency of choice for central banks globally. As such, the US is currently able to borrow with "exorbitant privilege", as it has for decades, simply printing money to pay off foreign creditors.
With China now the world's biggest oil importer and the US increasingly stressing domestic production, the days of dollar-priced energy, and therefore dollar-dominance, look numbered. Beijing has recently struck numerous agreements with major trading partners such as Brazil that bypass the dollar. Moscow and Beijing have also set up rouble-yuan swap facilities that push the greenback out of the picture.
If Russia and China now decide to drop dollar energy pricing totally, America's reserve currency status could unravel fast, seriously undermining the US Treasury market and causing a world of pain for the West. This won't happen tomorrow or next year. It's unlikely even by 2020. But by announcing this deal, Russia and China turned the screw half a twist more…
(Editor's note: Bold added for emphasis)
Then there's this from Max Keiser, an American filmmaker and host of the Keiser Report, a financial show on RT. From The Washington Times website earlier today:
He said the $400 billion, 30-year deal will further the strategic goals of Moscow and Beijing to diminish the status of the U.S. dollar by conducting world trade in critical commodities such as oil and gas using other currencies.
Russia is the world's biggest producer of commodities such as crude oil, gold and titanium. China is the world's biggest consumer of these commodities.
Both countries have chafed for years at having to conduct purchases and sales in dollars, as is customary worldwide. The gas deal announced in Beijing on Wednesday would be the first major commodities contract to be settled in Russian rubles and Chinese yuan rather than dollars.
"This means the U.S. dollar's days as the world reserve currency are numbered," said Mr. Keiser, noting that Russia and China have been investing heavily in gold.
Many analysts question whether Moscow and Beijing can succeed in displacing the dollar as the world's reserve currency. If that happens, however, it likely would usher in a period of global financial instability and force Americans to pay much more for the massive amounts of imported energy, Mr. Keiser said…
(Editor's note: Bold added for emphasis)
According to the Economist Intelligence Unit- the research and analysis division of The Economist Group, the sister company to The Economist newspaper- on May 22, it has been reported payments for the gas will be made in Chinese yuan rather than U.S. dollars.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
"China media: Russia gas deal." BBC News. 22 May 2014. (http://www.bbc.com/news/world-asia-china-27514395). 25 May 2014.
Halligan, Liam. "Russia-China gas deal could ignite a shift in global trading." The Telegraph. 24 May. 2014. (http://www.telegraph.co.uk/finance/comment/liamhalligan/10854595/Russia-China-gas-deal-could-ignite-a-shift-in-global-trading.html). 25 May 2014.
Hill, Patrice. "Russia's Putin gains strategic victory with Chinese natural gas deal." The Washington Times. 25 May 2014. (http://www.washingtontimes.com/news/2014/may/25/russias-putin-gains-strategic-victory-with-chinese/). 25 My 2014.
"The Sino-Russian gas deal." Economist Intelligence Unit. 22 May 2014. (http://www.eiu.com/industry/article/431836627/the-sino-russian-gas-deal/2014-05-22) 25 May 2014.
Russia To Attack Petrodollar?
Here's another story that's not getting much attention this week:
Russia threatening to replace U.S. dollar-denominated transactions for their exports
Gleb Stolyarov reported on Reuters.com this morning:
Russia, keen to dodge threatened Western sanctions on its companies over the Ukraine crisis, said on Wednesday it was looking at ways for major state-owned exporters such as energy giants to be paid in roubles.
The idea of major exporters being paid in roubles rather than dollars has been gaining ground in recent weeks in response to sanctions imposed by the West on officials and companies over Russia's annexation of Crimea and an uprising in Ukraine's east.
"There are certain risks, but we are preparing a mechanism, we are working on it," Finance Minister Anton Siluanov told reporters during a visit to Russia's Baltic enclave of Kaliningrad…
(Editor's note: Bold added for emphasis)
So exports would be paid for in rubles rather than dollars. So what?
Michael Snyder of The Economic Collapse blog highlighted what could be at stake. Snyder wrote yesterday:
This would essentially be like slamming an economic fist into our nose.
You see, Russia is not just a small player when it comes to trading oil and natural gas. The truth is that Russia is the largest exporter of natural gas and the second largest exporter of oil in the world.
If Russia starts asking for payment in currencies other than the U.S. dollar, that will essentially end the monopoly of the petrodollar…
(Editor's note: Bold added for emphasis)
Snyder continued:
So why is the petrodollar so important?
Well, it creates a tremendous amount of demand for the U.S. dollar all over the globe. Since everyone has needed it to trade with one another, that has created an endless global appetite for the currency. That has kept the value of the dollar artificially high, and it has enabled us to import trillions of dollars of super cheap products from other countries. If other nations stopped using the dollar to trade with one another, the value of the dollar would plummet dramatically and we would have to pay much, much more for the trinkets that we buy at the dollar store and Wal-Mart.
In addition, since the U.S. dollar is essentially the de facto global currency, this has also increased demand for our debt. Major exporting nations such as China and Saudi Arabia end up with giant piles of our dollars. Instead of just letting them sit there and do nothing, those nations often reinvest their dollars into securities that can rapidly be changed back into dollars if needed. One of the most popular ways to do this has been to invest those dollars in U.S. Treasuries. This has driven down interest rates on U.S. debt over the years and has enabled the U.S. government to borrow trillions upon trillions of dollars for next to nothing…
So if Russia really does pull the trigger on a "de-dollarization" strategy, that would be huge – especially if the rest of the planet started following their lead…
So would the rest of the planet follow Russia's lead? Consider the following from the website for The Voice of Russia, the Russian government's international radio broadcasting service. Valentin Mândrăşescu reported yesterday:
Of course, the success of Moscow's campaign to switch its trading to rubles or other regional currencies will depend on the willingness of its trading partners to get rid of the dollar. Sources cited by Politonline.ru mentioned two countries who would be willing to support Russia: Iran and China. Given that Vladimir Putin will visit Beijing on May 20, it can be speculated that the gas and oil contracts that are going to be signed between Russia and China will be denominated in rubles and yuan, not dollars…
(Editor's note: Bold added for emphasis)
Stay tuned. This could get ugly.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Stolyarov, Gleb. "UPDATE 2-Russia, wary of sanctions, wants exporters to be paid in roubles." Reuters.com. 14 May 2014. (http://www.reuters.com/article/2014/05/14/russia-exports-rouble-idUSL6N0O01RI20140514). 14 May 2014.
Snyder, Michael. "De-Dollarization: Russia Is On The Verge Of Dealing A Massive Blow To The Petrodollar." The Economic Collapse. 13 May 2014. (http://theeconomiccollapseblog.com/archives/de-dollarization-russia-is-on-the-verge-of-dealing-a-massive-blow-to-the-petrodollar). 14 May 2014.
Mândrăşescu, Valentin. "Russia strives to exclude the dollar from energy trading." 13 May 2014. (http://voiceofrussia.com/2014_05_13/Russia-strives-to-exclude-the-dollar-from-energy-trading-5138/). 14 May 2014.
Cook County Residents To Get Hit With Tax Hikes Soon?
For a while now (last time being earlier this week), I told my girlfriend we were lucky to have escaped the fiscal debacle and revenue grab going on in the city of Chicago.
At the same time, I pointed out that as Cook County residents we're still on the hook for the same type of nonsense.
Brian Slodysko reported on the Chicago Sun-Times website yesterday afternoon:
Hoping to ward off another credit rating downgrade, Cook County Board President Toni Preckwinkle said Wednesday that she will soon present a plan to reform the county's underfunded pension system.
And she's leaving the door open to hiking property, sales and other taxes.
When asked repeatedly about the possibility of tax increases, Preckwinkle responded: "We're looking at all the options. Everything is on the table."
(Editor's note: Bold added for emphasis)
Slodysko added later in the piece:
Preckwinkle declined to discuss specifics, but she did say that any plan that goes before the Legislature will not have property tax increase language written into the bill…
(Editor's note: Bold added for emphasis)
Okaaay… so that means Preckwinkle's not "leaving the door open" to hiking property taxes?
Regardless, based on what I see coming down the line for us, it's only a matter of time.
Last summer, Cook County saw its bond rating lowered by one of the major credit rating agencies supposedly due to its public pension liabilities. I blogged on August 20, 2013:
In the wake of significantly downgrading the City of Chicago's credit rating, bond credit rating giant Moody's Investor Service lowered Cook County's bond rating a notch last Friday. In a news release from the Moody's website right before the weekend:
New York, August 16, 2013 — Moody's Investors Service has downgraded the rating on Cook County's (IL) general obligation (GO) debt to A1 from Aa3, affecting $3.7 billion of general obligation debt. The outlook remains negative.
The downgrade of the GO rating reflects Cook County's growing pension liabilities…
(Editor's note: Bold added for emphasis)
Stay tuned…
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Slodysko, Brian. "Preckwinkle won't rule out tax increase to strike pension deal." Chicago Sun-Times. 9 Apr. 2014. (http://politics.suntimes.com/article/chicago/preckwinkle-wont-rule-out-tax-increase-strike-pension-deal/wed-04092014-523pm). 10 Apr. 2014.
Peter Schiff: No Recovery, Just An Illusion Of Prosperity
I first started paying attention to Euro Pacific Capital's Peter Schiff just prior to picking up his book Crash Proof: How to Profit From the Coming Economic Collapse (now Crash Proof 2.0, second edition) shortly after its early 2007 release. While some of the calls he made in that controversial text are still playing out, others have already come to fruition.
Subsequently, Schiff has been given credit for correctly-calling the U.S. housing bubble and its burst, and the 2008 global economic crisis.
Being one of Survival And Prosperity's "crash prophets," his latest investment recommendations are chronicled on this blog. As are his economic analyses and forecasts as well.
Here's a recent breakdown of what Schiff sees going on with the U.S. economy and larger financial system, courtesy of a March 21 commentary entitled "Debt and Taxes" that's posted on his Euro Pacific Capital website:
The last few years have proven that there is no line Washington will not cross in order to keep bubbles from popping. Just 10 years ago many of the analysts now crowing about the perfect conditions would have been appalled by policies that have been implemented to create them. The Fed has held interest rates at zero for five consecutive years, it has purchased trillions of dollars of Treasury and mortgage-backed securities, and the Federal government has stimulated the economy through four consecutive trillion-dollar annual deficits. While these moves may once have been looked on as something shocking…now anything goes.
But the new monetary morality has nothing to do with virtue, and everything to do with necessity. It is no accident that the concept of "inflation" has experienced a dramatic makeover during the past few years. Traditionally, mainstream discussion treated inflation as a pestilence best vanquished by a strong economy and prudent bankers. Now it is widely seen as a pre-condition to economic health. Economists are making this bizarre argument not because it makes any sense, but because they have no other choice.
America is trying to borrow its way out of recession. We are creating debt now in order to push up prices and create the illusion of prosperity. To do this you must convince people that inflation is a good thing…even while they instinctively prefer low prices to high. But rising asset prices do little to help the underlying economy. That is why we have been stuck in what some economists are calling a "jobless recovery." The real reason it's jobless is because it's not a real recovery! So while the current booms in stocks and condominiums have been gifts to financial speculators and the corporate elite, average Americans can only watch from the sidewalks as the parade passes them by. That's why sales of Mercedes and Maseratis are setting record highs while Fords and Chevrolets sit on showroom floors. Rising prices to do not create jobs, increase savings or expand production. Instead all we get is debt, which at some point in the future must be repaid…
(Editor's note: Bold added for emphasis)
"Which at some point in the future must be repaid"
Good luck trying to get your average American in 2014 to wrap their head around that crucial concept.
Once again, I agree with Schiff's observation of what is going on all around us.
"Illusion of prosperity" is a fine choice of words here, and makes sense that I find a fine economic blog by the same name good reading.
As certain as the "Big One" will eventually hit California, so must our nation's "financial reckoning day" arrive for all this debt we've accrued for some short-term "prosperity."
You can read Schiff's entire commentary on the Euro Pacific Capital website here.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Jeremy Grantham: Bonds Dangerous, U.S. Stocks Not In Bubble, Sees Value In Foreign Stocks
I just got finished reading an interview of British-born investment strategist Jeremy Grantham on the Barron's website. I've been so busy lately I haven't gotten the chance to read his latest investment newsletter, but here's what the founder and former chairman of Grantham, Mayo, Van Otterloo & Co. (GMO) is saying these days about bonds, a U.S. stock bubble, and potential investment opportunities out there:
They look absolutely, nerve-rackingly overpriced, and in a crisis, who knows what will happen to those securities? They could make stocks look like a safe haven if the next bust occurs at the federal levels of the large countries. Bonds, including government bonds, are a lot more dangerous than people imagine.
U.S. Stock Bubble
We are not even that close to a bubble… They're 65% overpriced. If they go up another 30%, you would have a true bubble, at which point stocks would be close to twice their fair value. Similarly, in 2000, stocks were more than double their fair value. So they are quite capable of doing that. But my point is that with the professionals getting reinforced by the Fed going back to 1994, it will be very surprising if they don't keep on playing this game until the market at least hits a classic bubble definition. Bubbles don't usually stop until sensible investors, value investors, and prudent investors have been hung out to dry and kicked around the block. That hasn't happened yet, so that tells you there is probably quite a bit left in this rally.
Potential Investment Opportunities
Because of some secondary factors, there are pockets of global equities that haven't been swept along to anywhere near bubble territory. Emerging markets collectively are selling at very close to fair value. And the value stocks in most of Europe are pretty close to fair value. High-quality stocks in the U.S. are not nearly as bad as the rest of the market. So you can patch together global equities and get a semi-respectable-looking portfolio…
(Editor's note: Italics added for emphasis)
You can read the entire interview here on the Barron's website. It's a good one.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
(Editor's notes: Info added to "Crash Prophets" page; I am not responsible for any personal liability, loss, or risk incurred as a consequence of the use and application, either directly or indirectly, of any information presented herein.)
BIS: Global Debt Markets Grow To Estimated $100 Trillion In 2013, Up From $70 Trillion In 2007
Last night, I read about global debt markets hitting the $100 trillion-mark.
One word came to my mind at that moment:
Branimir Gruić and Andreas Schrimpf wrote "Cross-border investments in global debt markets since the crisis" in the latest BIS Quarterly Review- a report from the Bank of International Settlements (the central bank of central banks). From the publication released Sunday:
Global debt markets have grown to an estimated $100 trillion (in amounts outstanding) in mid-2013 (Graph C, left-hand panel), up from $70 trillion in mid-2007. Growth has been uneven across the main market segments. Active issuance by governments and non-financial corporations has lifted the share of domestically issued bonds, whereas more restrained activity by financial institutions has held back international issuance (Graph C, left-hand panel).
Not surprisingly, given the significant expansion in government spending in recent years, governments (including central, state and local governments) have been the largest debt issuers (Graph C, left-hand panel). They mostly issue debt in domestic markets, where amounts outstanding reached $43 trillion in June 2013, about 80% higher than in mid-2007 (as indicated by the yellow area in Graph C, left-hand panel)…
(Editor's note: Italics added for emphasis)
"Not surprisingly, given the significant expansion in government spending in recent years, governments (including central, state and local governments) have been the largest debt issuers"
Gruić and Schrimpf are correct- I'm not surprised.
And regular Survival And Prosperity readers shouldn't be either, as warnings about reduced government services and new/higher taxes and fees (to deal with all this new debt) have been issued time and time again.
You can read the entire BIS report here (page 22 of the .pdf file/page 18 of the publication contains Gruić and Schrimpf's findings).
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Marc Faber Shares Outlook And Advice At Barron's 2014 Roundtable
Each year around this time, the weekly financial magazine Barron's hosts their investor "Roundtable." Swiss-born money manager and investment advisor Marc Faber was one of the participants in 2014, and starting on January 18 the publication started disseminating the investment advice of Dr. Faber and other Roundtable members. The financial website Zero Hedge zeroed-in on what the publisher of the monthly investment newsletter The Gloom Boom & Doom Report had to say at this year's Roundtable. According to "Tyler Durden," Dr. Faber:
• Is bearish on U.S. stocks, and the Russell 2000 in particular. Faber recommended shorting the Russell 2000.
• Is bearish on the U.S. economic recovery, recommending the purchase of 10-year Treasury notes
• Has a lot of cash, has bought Treasury bonds, and has about 20 percent of his net worth in gold. Regarding the precious metal, Faber went so far as to "recommend the Market Vectors Junior Gold Miners ETF [GDXJ], although I don't own it. I own physical gold because the old system will implode. Those who own paper assets are doomed."
• Offered up his investment forecast for Asian real estate, India, Vietnam, and Turkey and it's currency- the Lira
The piece provided good insight into Dr. Faber's investment outlook and activities, which you can read in its entirety on the Zero Hedge website here.
By Christopher E. Hill
Survival And Prosperity (survivalandprosperity.com)
(Editor's notes: Info added to "Crash Prophets" page; I am not responsible for any personal liability, loss, or risk incurred as a consequence of the use and application, either directly or indirectly, of any information presented herein.)
Chicago's Finances A Mess For 2014 And Beyond
The beginning of the new year is always a popular time for predictions.
Here's one I've heard being uttered with more regularity lately:
"Chicago's the next Detroit"
You may recall that back on December 3, the City of Detroit officially became the largest municipality in U.S. history to enter Chapter 9 bankruptcy.
I'm guessing those making that comment presume the "Windy City" is going to be bankrupt too.
I just got done reading another comparison to Detroit being made again. This time it's from TheStreet.com, the U.S. financial news and services website co-founded by Jim Cramer, host of CNBC's Mad Money. Jonathan Yates wrote on December 30:
A recent report by the Economist Intelligence Unit rated Chicago one of the top 10 cities in the world for its ability to "attract capital, business, talent and tourists."
Although that certainly will focus global attention on "The Second City," Chicago's precarious financial condition could result in it becoming even more well known — for going broke…
At least Detroit had an excuse with the collapse of the automobile industry.
The major reason for Chicago's financial woes is mismanagement. The city's employee costs, especially for pensions, are unsustainable…
Yates, a contributor to TheStreet.com, suggests investors avoid Chicago bonds. He pointed out later in his piece:
Chicago is a great city with great restaurants, great museums and great architecture.
But those are not reasons to buy its bonds, because Chicago's finances are a mess, and that won't change anytime soon…
"Chicago's finances are a mess, and that won't change anytime soon…"
Sadly, I agree with him there.
Now, Yates mentioned Chicago's public pension crisis. Back on August 5, The New York Times highlighted just how serious a threat it is to the city's well-being. Monica Davey and Mary Williams Walsh reported on the Times website:
Corporations are moving in, and housing prices are looking better across the region. There has been a slight uptick in population. But a crushing problem lurks beneath the signs of economic recovery in Chicago: one of the most poorly funded pension systems among the nation's major cities. Its plight threatens to upend the finances of President Obama's hometown, now run by his former chief of staff, Rahm Emanuel.
The pension fund for retired Chicago teachers stands at risk of collapse. The city's four funds for other retired city workers are short by $19.5 billion. At least one of the funds is in peril of running out of money in less than a decade. And starting in 2015, the city will be required by the state to make far larger contributions to the funds, which could leave it hundreds of millions of dollars in the red — as much as it would cost to pay 4,300 police officers to patrol the streets for a year…
(Editor's note: Italics added for emphasis)
Rick Lyman of the Times added on December 4:
Under state law, the city must increase its contributions to its workers' pension funds by $590 million in 2015, to a total annual contribution of $1.4 billion for current and future retirees. If no pension deal can be reached by November of next year, when the city will draft its next budget, the city will either have to raise taxes or cut services or some combination of both…
(Editor's note: Italics added for emphasis)
City Hall and their supporters can spin Chicago's growing financial crisis as much as they want. But at the end of the day, they've got all the above problems to contend with as well as a long-term debt that's now up to nearly $29 billion, or $10,780 for every city resident, according to the latest City of Chicago official audit.
I became aware of the extent of Chicago's financial woes a couple of years back.
It's a big reason why my girlfriend and I moved out of the city when we did.
I've been warning about this debacle for some time now on this blog. I can only hope my Chicago-based readers have taken note of it and are at least thinking about how they might minimize their exposure to the coming mess.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Yates, Jonathan. "Avoid Chicago's Bonds; It Could Be the Next Detroit." TheStreet.com. 30 Dec. 2013. (http://www.thestreet.com/story/12188473/1/avoid-chicagos-bonds-it-could-be-the-next-detroit.html). 3 Jan. 2014.
Davey, Monica and Walsh, Mary Williams. "Chicago Sees Pension Crisis Drawing Near." The New York Times. 5 Aug. 2013. (http://www.nytimes.com/2013/08/06/us/chicago-sees-pension-crisis-drawing-near.html?pagewanted=1&_r=0&src=me). 3 Jan. 2014.
Lyman, Rick. "Chicago Pursues Deal to Change Pension Funding." The New York Times. 4 Dec. 2013. (http://www.nytimes.com/2013/12/05/us/chicago-pursues-deal-to-change-pension-funding.html?_r=0). 3 Jan 2014.
Peter Schiff Bashes QE, Taper Lite, Gold Bears
"Gold Set for Worst Annual Tumble Since '81"
-FOX Business website headline, December 23, 2013
"Gold's safe-haven role is over: strategist"
-MarketWatch.com headline, December 23, 2013
"I wouldn't buy gold with my worst enemy's cash: Strategist"
-CNBC.com headline, December 22, 2013
Not only have I been waiting to hear Euro Pacific Capital CEO Peter Schiff's take on last week's "taper" of the Federal Reserve's quantitative easing program, but also his opinion on the latest bout of gold selling.
Schiff, who correctly called the recent housing crash and 2008 global economic crisis, just uploaded a new entry to The Schiff Report, his YouTube video blog. Schiff told viewers on December 20:
We have never had more stimulus- both monetary and fiscal- than we have right now. This is record-breaking, Keynesian stimulus. And it's barely working. Yes, it's inflating a stock market bubble. It's inflating a real estate bubble. But it's not creating genuine economic growth. And it never will. It is not raising living standards for the vast majority of Americans. And it isn't creating productive, high-paying jobs. And it never will. And Ben Bernanke doesn't understand that.
Like fellow "crash prophet" Marc Faber, Schiff believes the Federal Reserve will eventually pursue more, not less, bond-buying in the future. He explained:
Why did gold sell off? "Because everything is great." "Because the Fed has done the impossible." "It's tapered and it hasn't hurt anything." This is what everybody believes. That the Fed has accomplished its goal. It hasn't done anything. It's talked about doing a tiny bit. But again, as far as I'm concerned, monetary policy is even easier now than it was before they announced this trivial taper lite. And the rest of the taper is probably never going to happen because the Fed is going to have to buy more bonds, not fewer bonds, to keep this whole house of cards from imploding.
Now, is gold going to continue to fall? I don't know. My gut is that it's probably still finding a bottom around 1,200. There is plenty of legitimate support for gold all around the world. Yes, all the speculators who are convinced that everything is great. The same people that thought it was great in 2007. Or it was great in 1999. That crowd, completely clueless about actual economics, is convinced that there is no reason to own gold. And so, they're going to sell it, they're going to short it. But there is a larger community around the world, particularly I think a lot of the emerging markets, central banks, China in particular, that see it differently. And they're using this opportunity to buy as much gold as they can so that when the speculators and the investors figure out how wrong they've got it, and they realize that they need to be buying gold not selling it, there won't be any gold left to buy because they would have already sold it. And the people who bought it from them aren't going to sell it back. The gold that China bought- they're never going to sell it. I don't care how high the price of gold goes. They want that gold as reserves for their currency because they know the dollars that they have in reserve are eventually going to be Monopoly money. It's going to be confetti. So they need something real to back up their own currency, and they want gold.
And so, I think that we need to be taking advantage of this opportunity. And don't be worried about all the negativity that's out there and all the professionals who are writing gold's obituary. They've written it before, they'll write it again. But I still think that the bull market has a long way to go. Ultimately, we are still heading for a currency crisis.
"Taper Lite: Bernanke Tightens Monetary Policy by Easing it!"
YouTube Video
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
(Editor's notes: Info added to "Crash Prophets" page; I am not responsible for any personal liability, loss, or risk incurred as a consequence of the use and application, either directly or indirectly, of any information presented herein.)
Marc Faber Predicts 'Tapered' QE Will Rebound, Go 'Substantially Higher'
Okay- time to talk money and investing this week. Swiss-born investment advisor and fund manager Marc Faber appeared on CNBC's Futures Now last Tuesday and talked about the future of the Federal Reserve's now $75 billion monthly bond-buying program. "Doctor Doom" predicted:
They will never end QE for good. They will continue. But the programs, once they are introduced- they usually keep on going. They may do some cosmetic adjustments. But in my view, within a few years, the asset purchases will be substantially higher than they are today.
The editor/publisher of the monthly investment newsletter The Gloom Boom & Doom Report added later:
Economic recovery, or so-called recovery, by June of next year will be in the fifth year of the recovery. So at some stage the economy will weaken again, and at that point, the Fed will argue, "Well, we haven't done enough, we have to do more."
"Marc Faber: The Fed will never end QE"
CNBC Video
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Chicago's Debt Crisis Finally Gets Major Exposure
Early Sunday morning, I mozied on down to the end of my driveway to pick up my Chicago Tribune. After eating a little breakfast, I busted out the paper and saw the following headline in big, bold letters on the front page:
City's debt splurge: 'It's like a cancer'
Well, it's about time Chicago's debt crisis gets major exposure in a mainstream media outlet.
Of course, Survival And Prosperity readers have known about this growing debacle for some time now (a big hat tip goes out to Fran Spielman over at the Chicago Sun-Times). Back in July 2012 I noted Chicago's long-term debt was over $27 billion. This July, I blogged that this figure was now up to nearly $29 billion, or $10,780 for every city resident ($780 more per Chicagoan in just one year). So the debt splurge wasn't just a feature of the Daley regime.
Regarding that Tribune piece, Patricia Callahan, Heather Gillers, and Jason Grotto reported:
A reckless pattern of borrowing by city leaders has undermined Chicago's future by ignoring the most basic tenets of municipal finance and piling billions of dollars of debt onto the shoulders of future generations, a Tribune investigation has found.
Chicago officials abused a powerful financial tool intended to build for the future — issuance of bonds backed by property taxes — as they spent nearly $10 billion in 13 years with few restrictions and virtually no oversight.
The Tribune's unprecedented examination of city finances reveals that Chicago built mountains of long-term debt from thousands of problematic short-term purchases including software that was soon obsolete, spare parts for vehicles and items you might find on a weekend shopping list: trash bins, flowers, even bags for dog waste…
When the Tribune analyzed $9.8 billion in proceeds from general obligation bonds issued from 2000 to 2012, it found that nearly half of the money went to paper over growing budget problems.
(Editor's note: Italics added for emphasis)
Any doubts I still may have had about Chicago being in serious financial trouble were dispelled when I read that last bit about half the bond money going to "paper over growing budget problems."
As to the culprits in this financial caper? Callahan, Gillers, and Grotto added:
Most of Chicago's debt woes can be traced to the long reign of former Mayor Richard M. Daley, but the borrowing he relied on so heavily has continued under Rahm Emanuel as his administration gropes for ways to deal with the financial problems it inherited…
There is no limit on the city's general obligation debt, and the sole check and balance is the City Council, a body that rarely pushes back on major mayoral decisions. Since 2007, aldermen have authorized $7.6 billion in general obligation bond issuances without a single dissenting vote. And each year they get millions in bond proceeds to dole out for projects in their wards.
While it would be easy to blame Richie Daley, Rahm Emanuel, and the alderpeople for this big mess, at the end of the day, many Chicagoans need only look into the mirror to see who's really to blame for letting the city's finances get this far out of hand.
As to what "Windy City" residents might want to do now seeing that "a reckless pattern of borrowing by city leaders has undermined Chicago's future"? Perhaps start looking at ways to mitigate the current and coming damage- something I'll be talking more about in the months to come.
A good place to begin would be read the article to get a sense of how bad the problem really is, which can be found on the Chicago Tribune website here.
By Christopher E. Hill, Editor
Survival And Prosperity (www.survivalandprosperity.com)
Peter Schiff: 'An Economy That Lives By QE Dies By QE'
"The Federal Reserve decided Wednesday to hold monetary policy steady, saying that conditions remained too weak to pull back from its bond-buying program.
By a vote of 9 to 1, the Fed decided to maintain the pace of its $85 billion-per-month asset purchase plan."
-MarketWatch.com, October 30, 2013
Another Federal Open Market Committee meeting has come and gone, and with it, the decision by the U.S. central bank to reduce, or "taper," its $85 billion-per-month stimulus program.
Peter Schiff, CEO and Chief Global Strategist of Euro Pacific Capital, appeared on Canada's only all-business and financial news television channel BNN last Friday, and correctly-predicted once again that the Federal Reserve wouldn't start tapering its quantitative easing just yet. Schiff told Business News Network viewers:
My view has been consistent since the beginning. I said when the Fed first launched QE1 that it was a mistake. That they had checked into the equivalent of the monetary roach motel. That they had no exit strategy. That QE would continue indefinitely. That we would have increasing doses of this monetary heroin. And, eventually it's going to come to an end. Not because the Fed tapers. The Fed's actually going to do the opposite of tapering- they're going to up the dosage. It's going to end when there's a currency crisis. When the dollar collapses, and then that morphs into a sovereign debt crisis. That's going to force the Fed's hand. But until then, it's just going to pretend that there's an exit. It's going to pretend that there's tapering. But it can't do it, because it can't remove the QE without removing the recovery and putting the economy back into a worse recession than before the Fed began this experiment.
When asked about the possibility of a "beginning to the reduction of bond purchases," Schiff replied:
No. Because when they even talked about it last time- when the Fed talked about the possibility of maybe reducing QE- interest rates went way up, and that threatened to unravel the housing recovery, the bull market in stocks, and so the Fed had to back off. The Fed is saying that it's only going to take away the punch bowl if the party keeps going. But the party's going to stop if it takes away the punch bowl. That is the predicament that it's in. You know, an economy that lives by QE dies by QE.
Schiff talked of bubbles in housing and stocks, and warned viewers:
But ultimately, those bubbles are going to burst. If the Fed eventually does the right thing, and lets interest rates rise, we'll have a worse financial crisis than 2008. If it does the wrong thing, and doesn't let interest rates rise, but keeps printing money instead, then we're going to have runaway inflation and a much bigger financial disaster than what would happen if the Fed just let rates rise.
"Fed Will Do The Opposite Of Tapering- And Print More Money!"
YouTube Video
By Christopher E. Hill, Editor
Survival And Prosperity (www.survivalandprosperity.com)
(Editor's notes: Info added to "Crash Prophets" page. I am not responsible for any personal liability, loss, or risk incurred as a consequence of the use and application, either directly or indirectly, of any information presented herein.)
Christopher E. Hill, Editor
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Roca, Patron's New Tequila, Now Available in Miami
By David Minsky
Top Chef Talks Pizza and Siena Tavern Miami
By Jen Mangham
Closer Look: AQ by Acqualina in Sunny Isles Beach
By Bill Wisser
Kris Wessel to Open New Bar A.I.R.
By Laine Doss
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By Bill Wisser
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N by NAOE opens on Brickell Key
By Zachary Fagenson
Not that such fish freebies were typical, but competition was fierce enough that gimmicks were common -- outrageous makis, nightclub hours, drink specials, and so on. Traditionally famed as low-fat and high-protein, Japanese raw-fish cuisine has always been the stuff of trench warfare in sleek, stylish South Beach.
But sushi wars in Sunny Isles Beach? A place until recently better known for its "55-plus" apartment complexes? A place where gourmet dining meant a potato-pancake pig-out at the Rascal House? Please.
However, anyone who's driven up Collins Avenue in the past couple of years knows that the town has been transformed by a forest of towering oceanfront condos that are definitely not being snapped up by senior citizens on Social Security. So maybe it wasn't so surprising that early this year two competing restaurants began advertising in local papers, suggesting that South Beach was about to get a run for its money. Within walking distance of each other on Collins (as if anyone walked in Sunny Isles) were two sushi bars that seemed determined to outdo each other.
Sumo's ads offered an escalating array of lures: fifteen percent off the check, 2-4-1 maki nights, a Wednesday ladies' night with free sake, weekday happy hours featuring $1.25 sushi, and a "selection of 20 fresh fish." Additionally there was the standard pitch for those reluctant to tackle raw fish: a tacked-on Thai menu. For me, though, the clincher was the advertising line that read, "Fresh uni and toro." Toro, swoon-inducingly buttery belly tuna, is on most Japanese menus, but is seldom actually available. Seeing it touted was beyond thrilling.
Taiko's initial advertisement offered an introductory 30 percent for its January grand opening. Then they rolled out the really big guns: an ad trumpeting, "Enjoy REAL sushi prepared by Japanese chef Kimura." There is not room here to discuss Japan's culinary pride; it'd take up the whole review. But in short, sushi made by a Japanese chef is the cultural equivalent of a Cuban café con leche. You'd think, hey, espresso is espresso, and a cow's a cow. But no. It was better in Cuba, at least before politics there soured the milk. There's no real reason why sushi made by a Japanese chef is considered the ultimate, but clearly this was war.
A taste test revealed no clear victor. There were, however, considerable differences.
At Sumo, where I went with two other women on ladies' night, the free sake wasn't the artisan sort served at Doraku and an increasing number of sushi/sake bars. But it came either hot or cold, arrived in a large carafe that was replenished without undue embarrassing multiple requests, and it wasn't rotgut. What more could a lady want?
Well, for one thing the toro, as advertised. But as usual there wasn't any. "There almost never is," our server admitted. Twenty fresh fish was also inaccurate; the blackboard's catch-of-the-day list numbered five. But the two unusual local fish, triple tail and wahoo, which we tried in purist sashimi form, were excellent. And the grouper -- black grouper, which many aficionados consider the tastiest variety -- was impeccably fresh.
Moving on to makis, Sumo's specials would please novelty lovers more than traditionalists. Most makis featured major cream cheese -- or worse. Dutch gouda seemed an especially bad idea. There was some mislabeling, too. All the rolls we tried that were listed as containing kani (crab), for instance, contained kanikama (crab stick), which is mostly pollack, the generic food fish with no relation to crab whatsoever. This marred an otherwise tasty "crispy Collins," a riceless though battered maki with salmon and asparagus plus the faux crab.
Crab stick also figured in the "tuna lover," which additionally contained avocado, cucumber, red tuna, and so-called white tuna, which tasted nothing like albacore, the only true white tuna. Judging by the fatty texture, this "tuna" was escolar, also known as snake mackerel. The roll was buried in "tempura flakes," nubbins of deep-fried tempura batter, as was another rice-free maki, the elaborate "ultimate" (asparagus, masago, cuke, eel, and shrimp tempura, the whole topped with seared tuna). A sprinkling of tempura flakes adds just a touch of sin, but too much of it transforms a heart-healthy dish into a fast-food experience.
The "cold hot fish," however, was creativity that worked: salmon (or tuna) dressed with a spicy sauce (think Korean kim chee) plus sea salt, pepper, a little sesame oil, and a lot of cilantro. And lightly battered shrimp and vegetable tempura came with a dipping sauce that was unusually and appealingly assertive, thanks to an infusion of tangy lemon juice.
At Taiko the best seats in the house are at the sushi bar, where you can watch the polished work of chef Kimura, who indeed grew up and trained in Japan. He then worked for years in New York at the venerable Saito, a favorite eatery of Japanese businessmen from way back in the Sixties. Though the chef has been in Miami for years now (at Toni's Sushi in South Beach), his nigiri made it clear he has kept up with Manhattan Japanese restaurant styles: Kimura makes big sushi. About twice as much fish overlapped each rice ball on both ends as was on top.
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Cornelia Guest cruelty-free handbags
Long Islander Cornelia Guest won the prestigious "Rising Star" award for accessories at the Fashion Group International's 16th annual fete for emerging talent on Thursday afternoon held at Cipriani 42nd Street. Guest designs and produces a line of cruelty-free handbags sold at Bloomingdale's and other major retailers.
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SolarCity & South Central Connecticut Regional Water Authority Break Ground On Major Solar Project
HAMDEN, Conn., Oct. 22, 2013 (GLOBE NEWSWIRE) -- SolarCity (Nasdaq:SCTY) have begun work on a 1-megawatt solar system for the South Central Regional Water Authority in Hamden, CT. The ground-mounted solar system is expected to include more than 4,000 solar panels—making it one of the largest in the state. The Regional Water Authority (RWA) will save money by paying less for the solar power than they're currently paying for utility power while reducing both pollution and water use.
"This solar photovoltaic system, one of the largest of its kind in Connecticut, will allow the Authority to be more efficient and lower our energy costs. These savings are passed on to our customers in the form of reduced rate increases," said Larry L. Bingaman, the Regional Water Authority's President and CEO.
SolarCity, with Connecticut operations based in Rocky Hill, will install, finance and maintain the panels. The 1-megawatt (mW) ground-mounted system is expected to provide more than 1.4 million kilowatt-hours (kwh) of energy each year—enough to power more than 120 average-sized Connecticut homes. The project supports the RWA's strategic goals of operating more efficiently and promoting environmental sustainability, and fosters the Town of Hamden's "Clean and Green" initiative."The South Central Connecticut Water Authority's use of clean energy is not only saving money for rate payers, it's also saving water by offsetting dirty energy sources that use water as part of the electricity generation process," said Leon Keshishian, SolarCity's East Coast Regional Vice President. "Solar makes sense for all types of businesses, municipalities and homeowners here in Connecticut." SolarCity can provide Connecticut residents, businesses and municipalities the ability to go solar simply and affordably, in many cases, for less than they pay for utility bills. Interested homeowners, municipalities and businesses in Connecticut can contact SolarCity directly at 1-888-SOL-CITY (1-888-765-2489) for a free, no-obligation solar consultation or visit SolarCity online at: www.solarcity.com/request . About SolarCity SolarCity® (Nasdaq:SCTY) provides clean energy. The company has disrupted the century-old energy industry by providing renewable electricity directly to homeowners, businesses and government organizations for less than they spend on utility bills. SolarCity gives customers control of their energy costs to protect them from rising rates. The company offers solar power, energy efficiency and electric vehicle services, and makes clean energy easy by taking care of everything from design and permitting to monitoring and maintenance. SolarCity currently serves 14 states and signs a new customer every five minutes. Visit the company online at www.solarcity.com and follow the company on Facebook & Twitter. This release contains forward-looking statements including, but not limited to, statements regarding expected energy production, cost savings and environmental benefits. Forward-looking statements should not be read as a guarantee of future performance or results, and will not necessarily be accurate indications of the times at, or by, which such performance or results will be achieved, if at all. Forward-looking statements are subject to risks and uncertainties that could cause actual performance or results to differ materially from those expressed in or suggested by the forward looking statements. You should read the section entitled "Risk Factors" in SolarCity's quarterly report on Form 10-Q, which has been filed with the Securities and Exchange Commission and identifies certain of these and additional risks and uncertainties. SolarCity does not undertake any obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future developments or otherwise.
CONTACT: Media Contact For SolarCity Sam Boykin, 917-447-2657 email@example.com
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My, how far we've come. As the country celebrates LGBT Pride Month, a quick look back at popular culture's contributions to the growing acceptance of gay culture shows a clear portrait of the progress that's been made. A mere 20 years ago, advertisers were threatening to pull their funding from networks that aired gay content.
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Inside Dental Sales Exec Position- Become a part of a thriving Industy
~~Sales Position - INSIDE SALES - BECOME AN ACCOUNT EXECUTIVE (CHESTNUT RIDGE, NY (ROCKLAND COUNTY))
compensation: Salary: Competitive Hourly Salary + Commission + Bonus + Medical
We are actively seeking an intelligent, aggressive inside sales person, develop a client ...
Dec 20 -
Chestnut Ridge
Sales Positions- Growing Markets- Entry Level
Renegade Global Group is a rapidly expanding NYC Based Marketing Firm. We are looking for MOTIVATED Team Players to fill entry level positions for our New York City Based Teams!
Renegade Global Group is a premiere, privately owned and operated sales and marketing firm ...
Dec 20 -
New York
Account Executive Sales Representative
We are now accepting applications & interviewing for sales positions with our company.
Crosstown is a leading provider of marketing and sales professionals in the Brooklyn Area. Our clients have experienced tremendous growth and expansion with our marketing team to lead ...
Dec 20 -
Medical Sales Account Manager Device
~~The Account Manager is responsible for the sale of Smith & Nephew products, Oasis and PICO, within the assigned territory.
Create and execute unique territory action plan and present to the District Manager, work with DM on fine tuning details if needed.
Attain, ...
Dec 20 -
White Plains
Medical Sales Account Manager Biologics
The Biologics Account Manager is responsible for the sale of Smith & Nephew products, SANTYL and REGRANEX, within the Acute/Retail segment.
Create and execute unique territory action plan and present to the District Manager, work with DM on fine tuning details if needed. ...
Entry Level Sales Associate - *Need Competitive Candidates!
The Entry Level Sales Position will be responsible for helping maintain our telecom campaign. Responsibilities will include maintaining ...
Dec 20 -
Mount Vernon
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New Rochelle
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Customer Service Professional- Full Time
Customer Service Representatives Needed
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Commercial Lines Insurance Associate Account Executive-To $50k
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"I have charts and graphs to back me up. So f*** off."
Not the mantra you'd expect from your typical human resources representative. But every new hire for Google's People Analytics department, part of the company's HR function (which it calls People Operations), gets a laptop sticker emblazoned with this slogan. More than just an attention getter, it succinctly captures the profound difference in how Google addresses all matters related to people. Googlers maintain a firm belief that insights from data can systematically improve performance and leadership within the company's ever-growing empire.
While the rest of the world is waking up to analytics and the power of Big Data, Google has spent years methodically building one of the most refined performance-management engines in the corporate world. Similar to any of the company's other departments, every People Operations project starts with a question to answer. Google's People Analytics team has posed questions that range from tactical issues ("What if we could decrease ramp-up time for new employees by a month?") to the existential ("What if all engineers were able to reach their potential for innovation?") to the seemingly outlandish ("What if working at Google increased your life span by a year?"). The questions lie at the heart of solving fundamental business problems related to managing the employee life cycle, maximizing employee's potential contribution, or improving Googlers' wellness.
The impetus for the company's data-based approach to the generally subjective domain of people decisions came from Laszlo Bock, Google's SVP of People Operations. Bock, who joined the company in 2006 after stints with GE and McKinsey, found a like-minded ally when he hired Prasad Setty to run the company's analytics department. At first glance, Setty is an unexpected HR leader with his chemical engineering degree and quick admission that he found the softer courses in his MBA curriculum frustrating because people decisions tend to invite temperamental, emotional and subjective choices. Bock challenged Setty to bring the same rigor to people decisions that Google applied to its engineering analysis.
Recalling how Google once tested forty-two different color shades for the Google toolbar to determine which hue optimized click-through rates, Bock put a stake in the ground that has since differentiated Google's approach. As Setty recalled during our interview, Bock said plainly, "We need to be able to measure, to find out what does and doesn't work at Google rather than just adopt best practices."
Better-Than-Human Relations
Over the past six years, Setty has built his People Analytics department into the company's mainframe. While Google won't disclose its exact size, estimates are that Setty has dozens of employees including PhDs, hardcore technologists and ex-consultants. As Setty told us, "the combined power of the group is having the business people make sure we're solving the right problems, the stats folks ensure there' s rigor in how we do it and the technologists who make the solutions scalable and transparent."
Tackling Bock's challenge, the team's mission statement is for "all people decisions at Google to be based on data and analytics." While many companies seek to make data-based talent decisions, Google deploys the kind of rigorous, scientific testing and statistical analysis that is more common in university labs. Running real experiments, according to Setty, helps describe "a small but significant percentage of the variance in human behavior."
But Setty and his team learned early on while working on a project for Google's engineering department that leaders didn't want algorithms to replace human judgment. Rather than entrust important talent decisions to black-box calculations, Google's leaders asked Setty to focus on providing insights that could help decision-makers improve the odds of getting complex decisions right. As Setty explained, the models that result from his department's experiments explain normal or "average contexts" that won't apply universally. The goal of People Analytics is to "complement human decision makers, not replace them."
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Chitale DairySangli, Maharashtra
Products & Services
Company Profile
Our story begins in Bhilwadi, a quaint little village in Maharashtra about 230 Kilometers from Pune. It was 1939 a visionary, Bhaskar Ganesh Chitale had the foresight and a burning ambition to succeed in Dairy Industry and so, he established the Chitale Dairy Farm, starting on a small scale, drawing milk manually, pasteurizing it mechanically and supplying it locally.view all
Today, Chitales is the name to reckon with in the dairy sector. Systematic Organization, ...
Fact Sheet
|Year of Establishment
|Nature of Business
Contact UsChitale Dairy
Bhilwadi Station,Tal. Palus
Sangli - 416 303
Maharashtra, India
Sangli - 416 303
Maharashtra, India
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JBL has been sprinkling a fair amount of its sonic-spice atop desks of late, now it wants to sneak some of the same under your TV. Enter three new all-in-one soundbars just announced by the firm, which it claims bring surround sound performance. As well as that virtual surround experience, the JBL
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|The Darby Translation (DBY)
|New International Version (NIV)
|18 And he said, This will I do: I will take away my granaries and build greater, and there I will lay up all my produce and my good things;
|18 "Then he said, 'This is what I'll do. I will tear down my barns and build bigger ones, and there I will store all my grain and my goods.
|The Darby Translation is in the public domain. (The Darby Translation Bible Online)
|Scripture quoted by permission. Quotations designated (NIV) are from THE HOLY BIBLE: NEW INTERNATIONAL VERSION®. NIV®. Copyright © 1973, 1978, 1984 by Biblica. All rights reserved worldwide. (New International Version Bible Online)


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Nov. 19: Daily Headlines Video
Date: November 19, 2012
by: Eddie Kirsch | Web Editor
+I-75 crash cleared
The crash caused injuries and blocked traffic this morning at Interstate 75 and Bee Ridge Road.
+Siesta water main break forces lag closure
Sarasota County currently has one lane closed on north Beach Road after a water main break reported at 7:48 a.m.
+Jaleski spars with the mayor
Commission candidate Gene Jaleski thinks town attorney David Persson is providing poor legal advice.
+PHOTO GALLERY & VIDEO: Kindergarten Thanksgiving Program
The Out-of-Door Academy's kindergarteners performed a Thanksgiving Program Monday, Nov. 19, in the Multi-Purpose Room at Out-of-Door Academy on Siesta Key.
+PHOTO GALLERY: Harvest Hustle
East County runners hustled to raise money for the All Faiths Food Bank, during Harvest United Methodist Church's annual Harvest Hustle 5K race Nov. 17, at the church.
+Bus-stuffing campaign nets 130,000 pounds of food
East County grocery shoppers stuffed Manatee County County School District buses with food Nov. 16-17.
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- Jan
3 Manatee Audubon -- OPEN HOUSE at Felts Audubon Preserve
8:00 am - 11:00 am
- Jan
18 Jewels on the Bay Showhouse
10:00 am - 4:00 pm
- Jan
21 Taste of the Keys & Fashion Show
5:00 pm
- Feb
8 Sarasota Music Half Marathon
7:00 am - 6:00 am
Joan M. Durante Park installs new playground
The playground is made from post-consumer recycled materials.
Pete Cumming: Bell-ringer in chief
Longboat Key Police Chief Pete Cumming took on a shift that didn't involve police work Tuesday, serving as Salvation Army bell-ringer at Longboat Key Publix.
Turtle T-shirts: Always in season
Need a gift for the turtle-lover in your life?


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There is some debate amongst backup vendors on what defines an agent, some consider any amount of scripting to be an agent, while others imply it is what does the data transfer plus any amount of scripting necessary. Is there a need for both Agent and Agent-less within a virtual environment? This also begs the question, who is responsible for properly handling the application whose data you are backing up?
Tag Archive for Veeam
Cloud Computing ...
5 Starting Steps to Protect Your Virtual and Cloud Environments
• • 0 Comments
More and more is coming out about the attack from a MacDonald's that left an organization crippled for a bit of time. The final tally was that the recently fired employee was able to delete 15 VMs before either being caught or he gave up. On twitter, it was commented that the administrator must not have been a powershell programmer because in the time it takes to delete 15 VMs by hand, a powershell script could have removed 100s. Or perhaps the 'Bad Actor' was trying to not be discovered. In either case, this has prompted discussions across the twitter-sphere, blog-sphere, and within organizations about how to secure from such attacks.
Virtualization Backup ...
Virtualization & Cloud Backup News & New Players
• • 0 Comments
At the NE VMUG, while walking the floor I saw a new virtualization backup player, perhaps the first generic Replication Receiver Cloud: TwinStrata. And information gained while not at the NE VMUG. There is also a new virtualization backup player just for Hyper-V: Altaro. As well as a new release of Quest vRangerPro. The Virtualization Backup market is a very dynamic market with new ideas, technologies, and concepts being put into the market at every turn. In many ways, the market leaders are not the bigger companies but the smaller and fast growing companies. In the past, it was about features associated with pure backup, but now it is about features and fast disaster recovery and recovery testing.
Business Agility ...
Replication Receiver Clouds: Protecting your Data
• • 2 Comments
Security in the cloud and the virtual environment is 'all about the data' and not specifically about any other subsystem. It is about the data. As such the data has something it knows (the contents of the data), something it is (its signature), and something it has (its digital rights) and since it has these three elements, the data has all it has identity. However, protecting the data requires us to put things between the data and the real world such as firewalls, and complex role based access controls, as well as methods to replicate the data to other locations in a non-intrusive mechanism. The goal to such replication could be to ensure multiple sites have the same data (such as a hot-site) or to have the data available in another locations in case of disaster.
IT as a Service ...
Security of Performance and Management tools within the Virtual Environment
• • 1 Comment
The problem is that not everything is as black and white as security folks desire. If we implement performance and other management tools, we often need to expose part of our all important virtualization management network to others. But how do we do this safely, securely, with minimal impact to usability? Why do we need to this is also another question. You just have to take one look at the Virtualization ASsessment TOolkit (Vasto) to realize the importance of this security requirement. But the question still exists, how do you implement other necessary tools within your virtual environment without impacting usability?
Application Virtualization ...
A Perfect Storm in Availability and Performance Monitoring
• • 3 Comments
The right approach to monitoring a virtual or cloud based environment is to start with a clean sheet of paper, determine your requirements, and assemble a horizontally layered solution out of best of class vendor solutions that address each layer. Vendors should be evaluated on their mastery of one or more layers, their ability to keep up with the change in that layer, and their ability to integrate with adjacent layers.
Data Center Virtualization ...
VNXe More than Just Storage
• • 3 Comments
Given the VNXe's expandability to include fibre channel cards in the future. This storage looks very attractive to those SMBs who have made the investment previously to move towards fibre. Making use of your existing infrastructure whether fabric or Ethernet would lower the cost of adoption for the low-end EMC product. The VNXe's expandability is one of those items that makes it an attractive tool for other uses. What are those other uses with respect to security, DR, BC, and disaster avoidance?
Virtualization Backup ...
Virtualization Disaster Avoidance & Backup: Year in Review
• • 1 Comment
The Virtualization Disaster Avoidance & Backup space has change fairly significantly within the last year. These changes are cumulative but have a great impact on the virtualization ecosystem. I include Disaster Avoidance in this review as there have been some great strides made in this arena that could impact the entire environment. Disaster Avoidance technologies were demonstrated at EMC World 2010 as well as at other conferences throughout the year. The impact was quite huge, but there are technological hurdles involved with its deployment within any organization.
Virtualization Backup vendors have pushed the envelope once more targeting fast backup and fast recovery of data as well as ensuring that the backups actually work. Here is a list of this years improvements in this space.
Cloud Computing ...
Virtualization Review 2010
• • 0 Comments
It is the last few days of the year and time for a review of virtualization 2010. Although VMware was founded in 1998 it was not until 2001 that I first heard of VMware and played with the workstation product to be able to run different flavors of Linux. So for me, 2010 closes out a great year in virtualization as a whole as well as a decade of virtualization and what a ride it has been.


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Search thousands of recipes reviewed by home cooks like you.
See how to make the Million Dollar Chicken recipe made famous at the Standard Grill in New York City. In Chef John's version, a whole chicken is placed on thick slices of day-old French bread, roasted to golden brown, and then finished with a crème fraîche glaze. So easy! Watch the video, then get Chef John's recipe for Million Dollar Chicken. It's a rich roasted chicken that tastes like a million bucks, with flavors that are too big to fail! See more Chef John videos >>
Made this with Mexican crema instead of creme fraiche...delicious!
Looks really good. I think it is important for those of us who have not made their own Creme freshe glaze to be reminded that it takes two days to make. At any rate I am waiting for my cf to make and then I will roast my chicken. I look forward.
Yummy yum Chef John, thank you for the recipe. I can't wait to try it, looks so delicious