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Imagine having to choose among 1,450 different cars -- some wildly different, others subtly so. Checking them out would be fun, for the first hour or so. After two hours, it becomes a bore and after three, a royal pain in the neck. That's the way some financial advisers feel about all the options in the exchange-traded fund world today -- all 1,450 or so of them.
There's no relief in sight for those feeling overwhelmed, as a wave of new fixed-income ETFs reaches investors. Until recently, bond ETF pickings were pretty slim, but fund giants such as BlackRock are busy slicing and dicing fixed-income securities into tightly targeted offerings. Since 2009, the number of bond ETFs has risen from 52 to 191, and more wait in the wings.
"There's a point where you suffer from analysis paralysis," says Matt Terrien, a senior portfolio manager at Evanston Advisors in Schaumburg, Ill. "If I take my kids to the ice cream store and there's 127 flavors, I spend a half an hour with them trying to figure out which one we want."
Here's a sampling of the products being rolled out to allow investors to better diversify their exposure to bonds of certain industries, maturities and credit quality. While the offerings may help both fine-tune portfolios and spread risks, a crush of new financial offerings in the same area can be a contrarian indicator, so tread carefully.
Zeroing in
This February, BlackRock announced the first three sector bond ETFs -- IShares Utilities Sector Bond, IShares Industrials Sector Bond and IShares Financials Sector Bond. The three sectors make up almost all of the Barclays Capital U.S. Credit Bond Index, which tracks high-quality investment grade (debt rated BBB or better) corporate bonds. The industrial sector is a catchall that includes everything from telecom to technology and health care.
"There's been some concern by investors about the financial sector and corporate bonds issued by financial firms," says Matthew Tucker, head of the IShares fixed-income department. "Those investors can now buy the industrial IShares and the utilities IShares and create a diversified corporate bond portfolio without any financial exposure." All three have yields of around 3 percent and expenses of 0.30 percent.
Keeping it short
Fears of inflation and rising interest rates are also a concern. Bond prices and interest rates have an inverse relationship -- and with rates close to zero, the only place to go is up. In response to such jitters, the fund industry has come out with several short-to-intermediate-term-maturity bond ETFs in the popular high-yield category.
Those products include the SPDR Barclays Capital Short Term High Yield Bond ETF and the PIMCO 0-5 Year High Yield Corporate Bond Index ETF. The PIMCO fund appeals to financial planner Theodore Feight, of Creative Financial Design. Feight, who has many retired clients, has been investing as much as 7 percent of client portfolios in the ETF. With an average bond maturity of 2.45 years, it's much less sensitive to rising rates than a long-term Treasury bond. Moreover, the ETF's 4.93 percent yield exceeds the 30-year Treasury's 3.35 percent.
"My clients need some bond income," says Feight. "However, I have told them that at the first sign of inflation, we may be selling any bonds we have."
For investors really worried about inflation, the FlexShares bond ETFs track shorter-term inflation-protected securities (TIPS). "We approach every portfolio from a risk perspective first," says Michael McClary, chief investment officer of ValMark Advisers, an institutional asset manager of $2 billion. Risk for McClary, in fixed-income, is a portfolio's "duration." Duration is a wonky term that signifies how sensitive a bond's value is to moves in interest rates. If a bond fund's duration is 1.5 years, it means the fund will decrease about 1.5% in value if interest rates rise 1%, and it will increase 1.5% if rates fall by the same amount.
McClary is moving a third of his clients' TIPS positions into the FlexShares ETFs, which have durations ranging from three years to five years. He's keeping some exposure to the IShares Barclays TIPS Bond ETF, which tracks bonds of all maturities. "With that position, the difference is it can move on you pretty quickly because it's more rate-sensitive," he says. "With the target-duration ETF, we pretty much know where it's going to be."
Climbing the ladder
Some investors want to control exactly when their bonds will mature. Precision is necessary for those who build "laddered" portfolios of bonds that mature at different dates, when the investor will need capital for such purposes as college tuition.
Since June 2010, Guggenheim Investments has launched a slew of BulletShares corporate bond ETFs with specific maturity dates. The three offered this March will mature in 2018, 2019 and 2020, and they invest in a diversified basket of high-quality corporate bonds. When the bonds mature, shareholders' capital is returned.
The ETFs are helpful because most investors don't have enough money to build a diversified laddered portfolio. "When I put together bond ladders, I generally have to stick to one or two bonds in any one maturity unless they have a significant amount of money," says Peter Regan, a financial planner with CEP Financial in Houston. "So I find that I always have to stick with very high credit qualities to avoid defaults."
With ETFs such as the BulletShares, "you can buy a basket of bonds with a lower credit quality -- like A -- and because they hold hundreds of bonds, you don't have to worry so much if one defaults," says Regan. "You get a little extra yield because the credit quality for the ETF portfolio is A, instead of AAA for the bonds you would've purchased on your own."
One worry: The ETFs tend be concentrated in industries raising capital in the debt markets at the same time. So, for instance, the Guggenheim BulletShares 2015 Corporate Bond ETF has a 60 percent weighting in financials because banks have been raising a lot of money in recent years.
Credit check
Although the economy seems to have improved, many investors are still skittish about the credit quality of their bond portfolio. To cater to this concern in February, BlackRock launched the IShares Aaa - A Rated Corporate Bond ETF. (Van Eck is taking a different tack, offering a Market Vectors Fallen Angel Bond ETF that focuses on securities that were initially rated investment-grade but were downgraded to junk status.)
A more interesting credit play is the Powershares Fundamental Investment Grade Corporate Bond ETF that came out last September. The index to this ETF was designed by Research Affiliates and its founder, Rob Arnott. The index accords the heaviest weights to bonds of issuers with the greatest financial strength -- those with the highest cash flow, dividends, sales and book value.
That strategy differs from most bond ETFs, which follow market-cap-weighted indexes that invest the most in those issuers with the greatest amount of outstanding debt. That can result in an index heavily weighted in the most overleveraged companies.
Floating Rates
For those nervous about both credit quality and interest rates, there are two new floating-rate bond ETFs -- SPDR Barclays Cap Investment Grade Floating Rate ETF and IShares Floating Rate Note. These bonds don't pay fixed interest rates but have yields that reset periodically, so if rates are rising, the bonds' payouts rise with them.
The ETFs are unusual in that they buy high-quality bonds instead of junk-rated bank loans with floating rates. The latter are a common investment available in some 40 bank-loan mutual funds, paying higher yields but assuming more credit risk. So for true worrywarts, these ETFs could be preferable. Yields for them are low, though, at 1.3 percent. As with everything in investing, it's tough to have your cake and eat it, too.


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Three BR food trucks among 'best in the South'
BATON ROUGE, LA (FOX44) — Baton Rouge has officially become home to some of the best food trucks in the South.
Three local food trucks have been named in a top 50 food truck list by Deep South Magazine.
Taco de Paco, Curbside and Wood Fired Pizza (also known as Dolce Vita) were all named on the list.
Taco de Paco owner John Snow says the food truck revolution continues to grow, and awards like this are helping get the word out about the unique dining community.
"They say that this is one of the 50 best food trucks in the south. It's pretty cool, and it's good to know that whatever we're doing is working," stated Snow. "It's putting Baton Rouge on the map, throughout the south, for everything that we're doing."
Snow says all the attention their truck has gotten over the last year is bringing them even more business. They're even starting to gain fans from across the world.


text: Best Search Engine Optimization Services Best Search Engine Optimization Services by SEO Outsourcing India: 02/02/2012 Seo Outsourcing India Best Search Engine Optimization Services Best Search Engine Optimization Services by SEO Outsourcing India: SEO is a science of gaining high rankings or placements for websites in search engines like Google, Yahoo, Bing, MSN etc. It is widely adopted by most companies all over the world as it is considered to be a cost-effective approach to bring your business in front of millions of potential customers. We at, SEO outsourcing India offer such best SEO services that helps in building your brand and attracts more visitors to your website. We believe that any sort of internet marketing needs well-structured and optimized website to be successful in this tough competition. So with our best search engine optimization services we help you to be successful and increase your business. We are among best search engine companies who have been providing best search engine ranking to worldwide clients from many years. With long experience our SEO experts have gained immense specialized skills to increase and sustain a steady stream of potential web traffic to your website. Improve your visibility with our best search engine optimization: Search engines loves SEO friendly website and we help you to obtain this by using appropriate keywords and key phrases to make it friendly and more visible. It is a fact that prospective and potential customers visit only first pages of Google or any other search engine for searching product or services. So if you lack visibility in those first pages then it is obvious that you lose those customers too. Lying behind in pages is equal to not having a website because you won't be having any customers to visit it. So improve the visibility of your website with our best search engine optimization services and gain huge opportunities to earn business as well as revenues. Our SEO experts position your website in top 10 Google rankings by using relevant keywords and changes the rankings immediately. You will see a significant and huge increase in web traffic of your website by choosing our customized, well-researched and professional best search engine optimization services. Benefits of choosing our Best Search Engine Rankings services: We offer wide range of services related to search engine optimization and website development. All our services give best results and values. With our best search engine rankings we guarantee to increase client's online revenue and business. Our services increase client's website traffic by more than 10 times than previous situation. High ROI and revenues Services provided by highly skilled SEO experts Cost-effective solutions Latest technologies, tools and qualified team of website designers and developers. Specialized services in various kinds of web coding suites. We are among best search engine companies offering best SEO services. Choose our best search engine optimization services and get world-class services. We love challenges and are capable to handle any type of complex jobs. We deliver on time and offer services that guarantee best results. Our SEO experts are always there for your support. Contact us to know more about our best SEO services. best search engine optimization ========================Thanking You=======================


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Category: Suspension
Project Legend combined American muscle and European tuning to produce a machine that's as at home on the interstate as it is on the Autobahn. H&R enhanced the Mustang's suspension by adding RSS ClubSport Coil-Overs and an Anti-Roll Bar Kit. Then to complement the car's new stance, added 20" O.Z. Racing Raffaello III wheels wrapped in Pirelli P Zero tires. Watch...and listen.
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A series of images that will be on view in NYC's Soho Photo Gallery in Sept 2014.
These pictures are a reaction to my current frame of mind. In addition to fighting depression, I've been unemployed for months.Digital Art, Digital Photography, Fine Arts2014
A series of street photos taken on or near 42nd Street, NYC.Digital Art, Digital Photography, Fine Arts2014
A series of images based on the saying "can't see the forest for the trees". Sometimes the answer is right in front of you.Digital Art, Digital Photography, Fine Arts2014
The Black Dog Series Statement
Over the past few years, I've been working on an extensive series of images that share some common stylistic threads: they're blurry, there are no people (indeed there's rarely any evidence of humans at all), the subject matter is kept at some distance, and the colors are fairly vibrant.
The question is: Why?
Why am I compelled to make images like this? And what's it got to do with black dogs?
A little personal history…
Over the past few years, whenever I've had the chance, I'll tuck my little point and shoot camera into my back pocket and head over to one of my neighborhood's parks. I have discovered on these outings that I can make the camera record painterly, blurry images by changing the focus setting to "macro" (that is, extreme closeup) and using it to shoot landscapes. I spend a little time in Photoshop tweaking Levels or Curves until it feels just right, and then I'm on to the next thing.
Today, as I'm editing this long parade of blurry landscape images, I can see how my seeing has progressed and changed over the course of these years.
Today, I can also see in my own pictures something new. Something that should have been obvious since I first discovered the macro-focus trick, but managed to remain invisible to me until now.
I was recently diagnosed with depression. As I look at my photography today I can see that many of my images are a reflection of my struggles with this disease.
The out-of-focus, lonely, people-less world I have been photographing isn't in the park down the street.
It's me.
Which leads us back to the black dog.
It's an old usage meaning a depression or sullen mood. Most notably, Winston Churchill was plagued by bouts of severe depression and came to call them visits from the black dog. As this series of pictures is a result of my experiences with depression, I thought I'd continue the tradition.
I hope that by sending these images out into the world they can help illuminate those without depression and maybe even alleviate those who do.Digital Art, Fine Arts, Photography2014
A project on the seasons. This one is Winter.
The moth under the eaves
with wings like
the bark of a tree, lies
symmetrically still --
And love is a curious
soft-winged thing
unmoving under the eaves
when the leaves fall.
William Carlos WilliamsDigital Art, Fine Arts, Photography2014
A series of abstract landscape images based on the Spring season.
There were roses, in the rain.
Don't cut them, I pleaded.
They won't last, she said.
But they're so beautiful
where they are.
Agh, we were all beautiful once, she
and cut them and gave them to me
in my hand.
William Carlos WilliamsDigital Art, Digital Photography, Photography2014
A project based on the seasons. This one is Summer.
Under a low sky--
this quiet morning
of red and
yellow leaves--
a bird disturbs
no more than one twig
of green leaved
peach tree
William Carlos WilliamsDigital Art, Fine Arts, Photography2014
A photo project based on the seasons. This one is Autumn.
March...Someone has walked across the snow,
Someone looking for he knows not what.
It is like a boat that has pulled away
From a shore at night and disappeared.
It is like a guitar left on a table
By a woman, who has forgotten it.
It is like the feeling of a man,
Come back to see a certain house.
The four winds blow through the rustic arbor,
Under its mattresses of vines.
Wallace StevensDigital Art, Fine Arts, Photography2014
I've always liked the work of artist Mark Rothko. These images were inspired by him.Photography, Digital Art, Digital Photography2014
A series of images I made in my living room in the 1990s. Inspired by Robert Mapplethorpe's "Flowers" book, I taught myself to shoot large format chromes and a 3-head stobe system.Fine Arts, Photography2014
A series of images I made in my living room in the 1990s. Inspired by Robert Mapplethorpe's "Flowers" book, I taught myself to shoot large format chromes and a 3-head strobe system.Fine Arts, Photography2014
All works © Mike Cullen 2013.
Please do not reproduce without the expressed written consent of Mike Cullen. Powered by ProSite.
Please do not reproduce without the expressed written consent of Mike Cullen. Powered by ProSite.


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Walmart's "Black Friday" of garden supplies: More than a marketing ploy
Queena Kim
Mar 21, 2014 Is there really a Black-Friday-like demand for gardening and outdoor supplies in the spring?
PODCAST: Shop 'til you freeze
David Brancaccio
Mar 13, 2014 Despite the cold weather, American consumers still went to the stores.
Lost UPS packages: a glimpse of the future
Sabri Ben-Achour
Dec 26, 2013 The UPS delivery debacle raises a lot of questions: People will forgive companies a lot of things, but not screwing up their Christmas.
Boxing Day? Is Dec. 26 still a day for sales?
Jeff Tyler
Dec 26, 2013 Americans traditionally head to the mall on the day after Christmas for returns and discounts.
Need a last-minute gift? How about $13,000 in chocolate?
Eric Drachman
Dec 25, 2013 Mansion owners can spend five figures on Christmas decorations and gifts, without asking, "How much?"
What's Toys R Us like at 1 a.m. on Christmas Eve?
Sabri Ben-Achour
Jan 6, 2014 Many stores were open continuously for several days leading up to Christmas.
Does holiday work lead to full-time jobs?
Mitchell Hartman
Dec 23, 2013 Holiday retail hiring is strong this year, but the vast majority of those jobs will disappear in the New Year.
Why Target shoppers shouldn't stress about credit card hack
Stacey Vanek Smith
Interview with
Dec 19, 2013 Millions of Target shoppers may have had their information stolen from card swiping machines.
A peek inside the Post Office before Christmas
Kate Davidson
Dec 16, 2013 Monday is purported to be the U.S. Postal Service's biggest day of the year.
Look at what we bought!
Kai Ryssdal
Dec 3, 2013 A final note in which you lose a little faith in humanity.


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On View: The Martyrs of the Union Minière du Haut Katanga at the Stadium Formerly Called 'Albert I', now 'Mobutu', Kenia Township, Lubumbashi
Both of these very different Congolese works are deeply emotional expressions. One was commissioned to resolve a person...
Hiroshige's One Hundred Famous Views of Edo
Hiroshige's 118 woodblock landscape and genre scenes of mid-nineteenth-century Tokyo, is one of the greatest achievements of Japanese art.
Today when we think of where inventive contemporary design is manufactured, we often think of Italy. This, however, was not always the cas...
200 Eastern Parkway
Brooklyn, New York 11238-6052
Eastern Parkway/Brooklyn Museum
Wednesday: 11 a.m.–6 p.m.
Thursday: 11 a.m.–10 p.m.
Friday–Sunday: 11 a.m.–6 p.m.


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BRIGADE OMEGARight across from the Thurahalli reserve forest off Kanakapura, Brigade Omega is not only rich in smiles but also in flora and fauna. Designed for quality personal space, homes here welcome the natural bounties of fresh air and warm sunlight with their thoughtful architecture.
PROJECT DETAILSTypeBuilt Up AreaPrice2 BHK1290 - 1430 Sq. Ft.Rs. 69 Lacs Onwards3 BHK1660 - 1800 Sq. Ft.Rs. 88.79 Lacs Onwards4 BHK2390 Sq. Ft.Rs. 1.27 Cr Onwards
AMENITIESParks and open spaces
Clubhouses with gymnasiumSwimming poolIndoor games and recreation roomsParty areaBadminton courtFEATURES3 Towers spread over 6 acres opposite Thurahalli forest520 units across 3 blocksPristine designer landscapesABOUT USBrigade Group was established in 1986, with property development as its main focus.Today, Brigade is one of South India's leading property developers. We are headquartered in Bangalore, with branch offices in several cities in South India and in Dubai. We have a uniquely diverse multi-domain portfolio that covers property development, property management services, hospitality and education. Our projects extend across several major cities in South India: Chennai, Chikmagalur, Hyderabad, Kochi, Mangalore and Mysore.A reputation for innovation, quality and trust.We are known to be a professionally managed organisation with a stable and confident business model. We have shown an impressive compounded annual growth rate—even during difficult market and business cycles (like the depression of 1996, the post-9/11 shadow period and the present recession). And in the process of successfully negotiating changing conditions, Brigade has created a brand name that stands for trust, reliability and innovation, across all our domains.
SPECIFICATIONSFLOORINGCOMMON AREALifts / Lobbies &Corridors: Marble / granite flooring in ground floor
Vitrified title flooring in upper floors
Staircases: Combination of marble and vitrified tile flooring
Living / Dining / Foyer: Vitrified tile flooring
Master Bedroom: Laminated wooden flooring
Other Bedrooms: Vitrified tile flooring
Balcony / Utility: Ceramic tile flooring
Vitrified tile flooring
Provision for modular kitchen
Anti-skid ceramic tile flooring
CP Fittings: ESS / Jaguar make or equivalent
Sanitary Ware: Hindustan / Parryware or equivalent
Doors and Windows
Apartments Main Door: Teak wood frame with BSTV (Both Side Teak Veneer)
Masonite skin shutter with melamine polishing on both sides
Bedroom Doors : Solid core flush door & Masonite skin with hardwood frame
Windows & Ventilators: UPVC / Anodised aluminum windows with sliding shutters and safety grill with provision for bug screen
Concealed PVC conduit with copper wiring
Modular switches of Anchor Roma or equivalent
Exterior finish of long lasting texture paint
Internal walls in plastic emulsion & ceiling with Oil bound distemper
Steel & wood works in synthetic enamel paint
Common areas in acrylic emulsion paint / oil bound distemper
Power Supply
4 kW for a 2-bedroom apartment
6 kW for a 3-bedroom apartment
8 kW for a 4-bedroom apartment
Standby power
100 % DG back up for emergency power for lifts, pumps & common lightingApartments - DG back up
2 kW for a 2-bedroom apartment
3 kW for a 3-bedroom apartment
4 kW for a 4-bedroom apartment
Central Core - 2 passenger lift and 1 service lift
2 Side Cores - 1 passenger lift and 1 service lift
Fire protection system
As per karnataka Fire force requirement
Car parking at basement level and stilt level on ownership basis only.
Sewage Treatment Plant designed as per load.
Borewell with sump and pump.
Cable TV connection, internet & intercom facility.
Clubhouse with gymnasium, indoor games room, party area, swimming pool & multipurpose hall.
Well designed landscaped areas for recreation and children's play.
Find Out More About Brigade Omega
Know More Details
Download our free brochure.
Download our free brochure.
Builder will also call you to help with more information on this project.


text: Strict Standards: Redefining already defined constructor for class XML_Parser in /home/sites/www.americanpoems.com/web/store/aom/includes/os.php on line 1188 Strict Standards: Declaration of XML_Parser::raiseError() should be compatible with PEAR::raiseError($message = NULL, $code = NULL, $mode = NULL, $options = NULL, $userinfo = NULL, $error_class = NULL, $skipmsg = false) in /home/sites/www.americanpoems.com/web/store/aom/includes/os.php on line 1604 Strict Standards: Declaration of XML_Unserializer::startHandler() should be compatible with XML_Parser::startHandler($xp, $elem, &$attribs) in /home/sites/www.americanpoems.com/web/store/aom/includes/os.php on line 3503 Strict Standards: Declaration of Cache_Lite_File::get() should be compatible with Cache_Lite::get($id, $group = 'default', $doNotTestCacheValidity = false) in /home/sites/www.americanpoems.com/web/store/aom/includes/cache.php on line 1020 American Poems: Books: Common Factors in Couple and Family Therapy: The Overlooked Foundation for Effective Practice Home Apparel Appliances Books DVD Electronics Home & Garden Kindle eBooks Magazines Music Outdoor Living Software Tools & Hardware PC & Video Games Search All Products Apparel Appliances Arts & Crafts Automotive Baby Beauty Books Computers DVD Electronics Gourmet Food Grocery Health Home & Garden Industrial & Science Jewelry Kindle eBooks Kitchen Magazines Miscellaneous Mobile Apps MP3 Downloads Music Musical Instruments Office Products Outdoor Living Pet Supplies Photo & Camera Shoes Software Sporting Goods Tools & Hardware Toys VHS Video On Demand PC & Video Games Watches Wireless Wireless Accessories Advanced Search Sitemap View Cart Checkout Location: Home » Books » Common Factors in Couple and Family Therapy: The Overlooked Foundation for Effective Practice Common Factors in Couple and Family Therapy: The Overlooked Foundation for Effective Practice enlarge Authors:Douglas H. Sprenkle Sean D. Davis Jay L. Lebow Publisher:The Guilford Press Category:eBooks In Stock Sales Rank:549,528 Format:Kindle eBook Language:English (Published) Media:Kindle Edition Edition:Reprint Pages:239 Publication Date:August 10, 2009 ASIN:B005D7EUTW Also Available In: Hardcover - Common Factors in Couple and Family Therapy: The Overlooked Foundation for Effective Practice Paperback - Common Factors in Couple and Family Therapy: The Overlooked Foundation for Effective Practice Similar Items: The Theory and Practice of Group Psychotherapy Loving with the Brain in Mind: Neurobiology and Couple Therapy (Norton Series on Interpersonal Neuro... Being a Brain-Wise Therapist: A Practical Guide to Interpersonal Neurobiology (Norton Series on Inte... Passionate Marriage: Keeping Love and Intimacy Alive in Committed Relationships Clinical Handbook of Couple Therapy, Fourth Edition Editorial Reviews: SynopsisGrounded in theory, research, and extensive clinical experience, this pragmatic book addresses critical questions of how change occurs in couple and family therapy and how to help clients achieve better results. The authors show that regardless of a clinician's orientation or favored techniques, there are particular therapist attributes, relationship variables, and other factors that make therapy--specifically, therapy with couples and families--effective. The book explains these common factors in depth and provides hands-on guidance for capitalizing on them in clinical practice and training. User-friendly features include numerous case examples and a reproducible common factors checklist. CERTAIN CONTENT THAT APPEARS ON THIS SITE COMES FROM AMAZON SERVICES LLC. 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2014 may mark the end of artists releasing platinum albums.
Which site best meets YOUR needs?
Can we finally shut down "chick guitar player" sexism?
Bass Guru Lesson App Launches
Watch: Maddie Jay Tackles 'Teen Town'
The Recording Academy Announce Special Merit Awards Recipients
Antares Releases Auto-Tune 8
Welcome to Keyboard's January 2015 Links Page
Rob Papen introduces Raw, soft synth for EDM and beyond
Cracker Premiere "King of Bakersfield" Music Video
Bourgeois Tribute Guitar Auction Raises $10,000 for Tony Rice
Revolver Year In Review: Top 10 Most Popular Interviews of 2014
NoMara, Featuring ex-Evanescence's John LeCompt, Premiere New Music Video, "Sell Out"
Practice Made Perfect: Guitar World Rounds Up 17 Amazing Practice Amps
Celebrate the Holidays with 'The Ultimate Christmas Guitar Songbook'
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- Three female fugitives wanted in New Jersey restaurant theft arrested in Illinois
- Man guilty in 2012 crash into home that injured 8-year-old
- McDonald's: Federal complaint says company is joint employer
- T-Mobile settlement: $90M for cell phone bill cramming
- Shelter Care Ministries gets $30,000 grant
- Even more dead bees?
- Holiday travel: 98.6 million plan getaway, most on record
- Scam artists posing as utility reps, demanding payment
- Holiday mailing deadlines approach, Rockford Post Office warns
- Hispanics more than half of all renters, yet most are uninsured
Chiropractic Health: Fibromyalgia and exercise
Caraotta Chiropractic
By Dr. Jacob Caraotta
and Dr. Christen Bowman
Dear Dr. Caraotta,
I am 43 years old and have been diagnosed with having fibromyalgia. I have been active most of my life, but am a housewife and used to be active in sports during my high school years. I played tennis and basketball. My husband and I were thinking of getting a membership at the YMCA trying to exercise more, but I hesitate, since I don't know if this will make my fibromyalgia get worse. What do you suggest?
That is an excellent question. We treat many individuals with fibromyalgia in our office, and when we begin to incorporate exercise into the treatment plan, many of them share the same concerns. Fibromyalgia is a condition that causes constant pain and tenderness in the muscles.
The symptoms are often severe enough to limit daily activities. Many individuals with fibromyalgia and other chronic pain conditions limit their activities, but may be more active than they think they could be, according to a new study. Exercise and activity are essential to the well-being of people with fibromyalgia. In fact, exercise, in many cases, may cause a reduction of symptoms.
There is a researcher from the University of Michigan, Dan Clauw, M.D., who stated in a news release: "Our research shows that higher activity is not, in fact, leading people to increased pain, and it could be used to show patients that they can be active.
"When you ask people with fibromyalgia about their level of function in terms of activity levels, they'll report a lower function than almost any other group," Clauw added. "The surprising thing that we found was that their average level of activity was about the same as someone who didn't have fibromyalgia."
In brief, newer research indicates exercise and being more active is not only permissible, but preferable in patients with fibromyalgia. I advise patients with fibromyalgia to get active, and stay active.
Not every individual is able to do this without guidance, and this is one reason we offer supervised exercise rehabilitation and incorporate physical therapy modalities such as diathermy, massage and joint mobilization for individuals with fibromyalgia syndrome.
If you have questions you would like Dr. Caraotta or Dr. Bowman to address in their column, you could send your questions to their office at 4921 E. State St., Rockford, IL 61108, or call in your question to Caraotta Chiropractic Orthopedics at (815) 398-4004 and ask to speak with one of the doctors.
From the April 6-12, 2011 issue


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Timer-Kitchen timer&Stopwatch
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-Supports Tablet.
-Supports different Themes(Ninja BLACK/Samurai WHITE/Sakura RED/Yuzu YELLOW/Ajisai BLUE/Matcha GREEN)
-Supports different Fonts(ROBOTO/SERIF/SERIF BOLD/SERIF ITALIC/SANS SERIF/SANS SERIF BOLD/SANS SERIF ITALIC)
-Multiple audio outputs(Ringtone,Media,Alarm)
Made in Japan.
Tags: простой таймер для андроид, tabata cronometro, cronometro.
Bug fixes
(37 stars)
Quick to set.
(37 stars)
That's all. :)
(37 stars)
if all you want is a basic timer, then this simple and easy to use app does all that it says on the tin // perfect minimalism
(37 stars)
انه جيد بلفعل
(37 stars)
Just discovered, haven't had much time to test, but so far love the calculator design and the clean UI. Main wish so far is notification icons for the current running timer. Also multiple timers would be great. For some reason it seems to use media volume not alarm volume, so for people like me that have media very low by default, will never hear this timer.
(37 stars)
(37 stars)


text:
- Running
- Cycling
- Triathlon
- Fitness
- Race Results
- More
About This Activity
During this week of reality T.V. fun, campers will be given the opportunity to highlight their talents through themed games, crafts, and an end of the week talent show that is sure to impress!
Map & Direction
Monday, July 22, 2013
Duluth Parks and Recreation 3180 Bunten Road Duluth, GA, United States of America 30096Get Directions


text:
No, your phone is not compatible with nano-SIM cards. Using incompatible SIM cards or SIM card adapters may damage the phone, the card or corrupt the sim card data.
Nokia Lumia 710 - Can I use a nano-SIM card in my phone?
Related FAQs
- How do I find the MAC address and other phone information of my Lumia phone?
- I cannot get a mobile network signal on my Lumia phone
- I have forgotten my Microsoft account password
- I cannot download or get application updates when first starting the Store app on my Lumia. How can I resolve this issue?
- What Bluetooth profiles are used on my Lumia phone?


text:
Posted on behalf of Nick Johnston, Senior Software Engineer, Symantec Hosted Services
HMRC, the UK's tax collecting agency, recently announced that six million people in the country have paid the wrong amount of tax and stated that it would start sending letters to the affected people. Depending on their circumstances, people would be invited to claim overpaid tax back, or send a demand for payment of unpaid tax.
When we heard this announcement we expected it would not be long before we saw phishing mail trying to take advantage of the confusion caused by the announcement, particularly as the majority of affected people are owed money. Recently we saw an interesting phishing scam, which although doesn't directly refer to HMRC's announcement, it is perhaps more likely to trick people into revealing confidential information since many people are now hoping for an unexpected refund.
The phish message claims that the recipient is entitled to a refund, and includes an HTML attachment, which when opened uses frames to load the fake site (now taken down) hosted on a compromised server:
The site itself is noteworthy as it uses a primitive "picture-in-picture" attack to appear like a PDF document being shown in a web browser using a plugin. A "picture-in-picture" attack involves using screenshots or creating on-screen controls and widgets to mimic the appearance of either an application (such as a PDF reader) or, in some cases, a whole Windows desktop. This phish site specifies a background image, shown below, which is a modified screenshot of a common PDF reader application:
The text and form on the site is then displayed on top of this background, making it look like a PDF, which some users might think is more legitimate.
One aspect of the screenshot that is rather unusual is that it's from a 72 page document (note "1 / 72" in the toolbar). It's unclear why the phisher would use such a large document when the text on the phish site is limited and the crude "picture-in-picture" attack offers no way to move between pages. Perhaps the phisher simply used the first PDF document they came across. Although this technique is interesting, it's a rather poor effort by the phisher, as selecting text reveals extra spaces used to pad the text so that it appears in the appropriate "document area" of the fake PDF reader:
Viewing the source of the page shows many non-breaking space characters (the HTML named entities) before "Are you an United Kingdom Resident?":
At 1,260 pixels wide, the fake PDF reader background image is also too narrow, so users viewing the site with a high resolution monitor will see it repeat horizontally, looking unusual.
Another interesting aspect of this phish is the flawed and amateurish credit card number validation code. Invalid credit card numbers are of no use to a phisher, and this particular phisher validates credit card numbers using client-side JavaScript. Instead of using the Luhn algorithm (ISO/IEC 7812-1), the code simply looks for a number of hard-coded invalid-looking credit card numbers such as:
This is particularly odd as at least in this part of the phish, the phisher isn't even asking for credit card details. This suggests that the phisher has simply crudely modified an existing phishing kit.
Expect this type of tax-related phishing to increase as confusion and uncertainty about HMRC's announcement continues.


text:
|All Content
|View all podcasts & RSS feeds
By Lisa Autry
Bowling Green – Tourism leaders are aggressively promoting the Lake Cumberland region, hoping to offset negative perceptions ahead of the summer tourism season. The lake remains 43 feet below normal summer pool to allow for repair work to Wolf Creek Dam. Lisa Autry visited the region and has this report.


text:
Your email has been sent.
Okay Times for Un-Okay Terms
Today in Tablet Magazine, parenting columnist Marjorie Ingall, prompted by the new version of The Adventures of Huckleberry Finn that excises the word "nigger," mulls how to explain to kids what a pejorative word is, and when they may not be inappropriate.
Answering to a Lower Authority
Do some in the West hold some in the Mideast to a different standard?


text:
Click to enlarge.
Rochelle replaces Louis (two girls on the ...
This mod replaces Louis on Rochelle. There is a voice and facial expressions.
Version: 1.0 (Beta)
Last Updated: 06/23/12
Released: 06/23/12
Author: Bilmando
Publisher: Bilmando
File: louis-rochelle replace.vpk
Size: 1.73MB
Game: Left 4 Dead 2L4D2
Last Updated: 06/23/12 Version: 1.0 (Beta) Views: 9,805
Reviews (0)
I somehow replacing Zoe Rochelle at a blank space with a backpack and weapon. Yes, it is written that there is Zoe, but it is invisible. How to make it visible?
That is not the replacement, and generally adding Zoe gives a blank space. However, in other cases, where the characters are replaced with one another, they are also invisible.
She still has Louis voice. Any idea how to fix? I don't have any other mod for Louis.
Im not sure if this mod is broken or somthing went wrong in the download, caz all Im also geting is a invisable character.
I'm getting an invisible character, a kind of ghost, only weapons and bombs are displayed
There are no reviews yet for this add-on.
There are no bugs reported for this add-on.
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text:
The Check Engine Light may illuminate because of a failed knock sensor. Although the sensor often tests okay, it can fail intermittently, while the vehicle is being driven.Google+
Car Problem Reports
Subaru Forester Check Engine Light Due to Failed Knock Sensor
Subaru Forester Problem
Model Years Affected: 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010
Average Mileage: 138,981 mi (30,789 mi - 240,000 mi)
Visitor, 1999 Subaru Forester, 30,789 mi
The check engine has come on twice in the past two weeks and the code read (knock). The engine has always made some noise from a piston slap but the light has never came on before. Now,I am wondering if I have an engine problem.
Answers anyone?
Visitor, 1998 Subaru Forester, 197,000 mi
I had this same issue and reported it as well, but took it the shop and replaced the sensor as well as did a full tune up..All belts, Wires, Plugs and fuel filter and that fixed my check engine light as well as the A/T temp light
duanednt, 1998 Subaru Forester, 190,856 miRookie
My forester severly hesitates then suddenly speeds up my check engine light does report back the knock sensor, does the symptoms sounds related to the sensor?
Visitor, 2001 Subaru Forester, 175,000 mi
Check engine light on due to failed knock sensor and catalytic converter
Visitor, 2002 Subaru Forester, 109,000 mi
check engine lite
Visitor, 2007 Subaru Forester, 123,000 mi
CEL came on, seemed to run rougher, my mechanics put it on tester, drove it & report all was well after testing/driving- reset CEL. Cel came back on within a week, cruise control lights also flashing/disabled, mech says bring it by in am, hook it up & see if anything else involved. We shall see....
Visitor, 2001 Subaru Forester, 84,000 mi
happens constanly
Visitor, 1998 Subaru Forester, 100,000 mi
Check engine light was on and I discovered that it was the knock sensor. I replaced the sensor and even though I can hear slight detonation knocks, it is doing just fine after about a year.
b_bus99, 2002 Subaru Forester, 61,000 miEnthusiast
CEL came on as knock sensor reading low. Changed knock sensor with a aftermaket (Bosch I think) and CEL went off and trouble code never came back.
Visitor, 1999 Subaru Forester, 140,000 mi
Check engine light came on and the diagnostic code indicated bad knock sensor, located knock sensor and removed, founf it had a cracked housing. Replaced knock sensor and reset code. Now have 160,000 mile with no further problems.


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Tag: RomanEmpire
Roman Ruins HD for iPad is a terrific way to explore ancient Rome
Roman Ruins HD lets you virtually explore the remnants of ancient Rome from your favorite chair using your iPad. The Roman Empire spread throughout Europe and the Middle East at its peak, and you'll be able to see many of the sites where Rome ruled. The app supports aerial 3D views and guides to 35...
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text:
Almost Family, Inc. (NASDAQ:AFAM)
CAPS Rating:
The Company and its subsidiaries is a regional provider of home health nursing services.
CheerUp (65.45) Submitted: 2/2/2014 1:45:39 AM : Start Price: $30.26 AFAM Score: +16.07
For 3 years, rev flat and earnings declining. Back to $20 where it was 3 mo. ago before that buyout chatter.


text: The Sleepy Eye School District is holding a public hearing concerning the levy referendum being decided upon by district voters next month. Sleepy Eye schools are asking voters to approve a 5-year, $500 per-pupil levy that would generate about $274,000 a year. This excess money would then be used to reinstate many of the elective classes cut by the Sleepy Eye School Board recently, including music, art, business, and family and consumer science. The school board has made more than $850,000 in budget reductions over the past 3 years, with other cuts including several elementary and high school positions, combining the elementary principal and superintendent positions, and creating larger class sizes. If the latest proposed levy is approved, no referendum taxes would be paid on the value of agricultural land and buildings, other than the value of the home. The hearing to discuss these and other aspects of the Sleepy Eye Schools referendum will be held beginning at 7pm today (TUE) in the district's Lindahl Room.


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Select your hotel from the list. Or search for hotels on the City page of Huanggang
Yun Man Hotel
(1.3 miles)
Mayang (2.8 miles)
Chenjiayang (5 miles)
Meiyuan (5.2 miles)
Chongtou (5.5 miles)
Wangzhuang (5.7 miles)
Yuantougang (5.7 miles)
Lianhuashan (6 miles)
(6.2 miles)
Tangxiamen (6.2 miles)
Longmen (6.5 miles)
Dujiao (6.7 miles)
Yunhe (6.8 miles)
Wuxi (7.1 miles)
Huangjiashe (7.8 miles)
Dananshan (8.3 miles)
(8.8 miles)
Yunzhang (9.1 miles)
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We've negotiated with thousands of hotels to get the very best deals. We call them Secret Deals and they only last for a limited time.
You can get these deals for free by subscribing to our newsletters. You can even choose your favorite destinations to receive personalized deals.
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text:
Top 10 Back-to-School Smartphone Apps
Trick out your smartphone with fun and useful back-to-school apps to help you study and keep in touch with friends. Check out Kidzworld's faves. Back to Article
these tings r so useful! im ghoing to cheat!in ur face teachers! >:P
I like homework app!!
the iformulas is gonna be helpful cuz im taking algebra 2
I love that HomeWork app! Is it avaible for the iPhone/iPod?
wat about the Twiitter App come on And the Youtube
lol they should make a kidworld app for a blackberry
i cant wait unit school start!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
(Got sent to mods for saying a website that's on the post) Anyways, are you guys not understanding that this post was suppose to be about Back to School Apps? I could have sworn it meant apps that help you in school. Numbers ten and nine are distractions and Angry Birds is also a distraction, too. O_o
omg this is perfect i go to school in 5 days this is perfect for my iphone 4
i love the mega jump app i play it everyday(:
I have 2 get another 1 2day cuz mine got washed
i want to try that app ihw
Mega Jump should be #1 here!
i dont have one i used too but i accidently threw it in the ocean lol jk lol i want one though
LOL! Pocket frogs :3


text:
By now you all know Riccardo Tisci's love for sports and in the past we have seen baseball inspiration in jackets and sweaters. Today we present the newly released white leather Givenchy Baseball Stitch High Top sneaker from the Spring 2014 collection. The sneaker comes with a premium white leather upper and bold baseball stitching, inspired by the classic baseball glove and a tan leather lining. Priced at $1,050, you can get them now from SSENSE.
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Date: 6 years ago
Runtime: 1:48
Views: 453,762
Top Comments
All Comments
where are you ????? to meet you
yo quiero reunirme con papa oso y dejarme utilizar y hacer un video
Wish it was with me though
i need a big alpha daddy pounding my tight ass
Nice, would love to get fucked by this Daddy
I wish I could see the face of the BURLY, SWOLLEN BRUTE!
... Does anybody know where I can find more videos with him??
Thanks for postin! MORE with him!!!!!!!!
http://www.xtube.com no clue daddy was filming
http://www.xtube.com luv 2 meet him an ride his cock, i cud b a good boy
Love this video ... the black and white adds to the contrast of big/slim and older/younger. If manontop's comment is right ... that makes it hotter. Imagine posting a video of being topped ... and finding out online that you were your daddy's 2000th fuck ...
Wow!! what a lucky daddy fucking this cute young man so fucking handsome!!!
Oh, I wanna be this daddy so bad !
Where is this daddy, and how do I get him to pund on me like that???
i'm in love...
i wanna be fuck like that by a chubby daddy!
i like u dad your number 1
reminds me so much of my first time getting fucked by a big man. thats the only way i like it now
So close to my style .... I wish you would post more material, I like this vid.
i realy love to see this video. I would see it all day.
This guy is legend, apparently h'e fucked over 2000 guys over the years, mainly bareback and most of legal age.
And THAT'S how you fuck a boys ass but you popp you nutt in his face
The Daddy fucked the boy REAL good!
great video!!! any hope for a part 2 at some point?
teach that how to take DaDDy dick~~~~
Mmmm I would like be fucked like this...
this is so freakin hot
http://www.xtube.com well i'd like meet u n him
tel me how i've to do.
have u msn mesanger?
When I watch that 'MAN fuck I can see all the experience of a long sex-life!
Absolute great!
That strong massive daddy with his enormous belly reminds me of King Kong! He really makes me horny! The fact that it is in black and white make the video even more interesting. Show us more of that great fucker!


text:
- Like
- Thanks for voting!
- Download
- Collection
alaa June 13, 2011
ilove this videooooo sooooooo hot
krump1 April 22, 2011
Both of them are terrific, but Ariel is just flat-out gorgeous and sexy.whether she's giving or receiving.
alaa June 15, 2011
darling is the best i love you darling
tomas June 15, 2011
I have been searching to find one where ariel lost, nice. whats amazing is these woman fuck the loser so damn hard.
john August 13, 2011
Darling looks like a trisomic but I like her ass xD
krump1 June 22, 2011
Ariel was still in the learning stages. Later in the re-match, Ariel dominated Darling.
hasan April 16, 2011
you can learn lots of positoins from this video
Amelia January 15, 2011
mmm stupendo
nikhara June 16, 2012
ha...i ejaculated.....
mark June 7, 2012
mike May 19, 2013
i love seeing someone as good as ariel get defeated so hot
Big Daddy February 11, 2014
Strangely erotic
Katherine<3 November 10, 2010
oh that is hot baby !
Janet September 29, 2011
Ariel is so hot, but I luved seeing her tight pussy getting stretched and fucked!
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Ex-Dividend Stocks: Exxon Mobil, Rockwell Automation
The security systems company reported on April 25 first-quarter net income from continuing operations of $45.2 million, or 71 cents a share, up from year-earlier results of $2.5 million, or 4 cents."We believe management's expectations for 2012 positive growth may prove ambitious given the continuing declines in physical security and early stages of managed services ramp," Wedbush analysts wrote in an April 25 report. Forward Annual Dividend Yield: 3%
CNA Financial The casualty and property insurance company reported on April 30 first-quarter earnings of $250 million, or 93 cents a share, up from year-earlier earnings of $220 million, or 82 cents. "A relatively low expected ROE suggests the stock should be trading at a discount to book value, however, we believe the current discount is a bit too steep," Bank of America Merrill Lynch analysts wrote in an April 30 report. "Part of the reason for the low ROE relates to excess capital as well as a drag from run-off businesses. We believe that management is taking steps to improve underwriting results and improving market conditions should allow progress." Forward Annual Dividend Yield: 2% -- Written by Alexandra Zendrian
>To contact the writer of this article, click here: Alexandra Zendrian >To submit a news tip, send an email to: firstname.lastname@example.com. >To follow the writer on Twitter, go to Alexandra Zendrian.
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text:
(10-24-2012 08:50 AM)englandhousehold Wrote: You can't please everyone Traci, tell whoever at Beckett that decided to give us a little back with the freebies, thanks. It's just like Lloyd Christmas said in Dumb & Dumber. "So you're telling me there's a chance...........Yeah!"
(10-29-2012 02:05 PM)eharris3abc Wrote: Thanks from Afghanistan, looking forward to getting back and collecting and trading again. Miss all the great people on the boards. Good luck to everyone.


text:
Ford Upgrades 2014 C-MAX Hybrid For Better Fuel Economy, Changes 2013 Label To Improve Customer Satisfaction
DEARBORN, Mich., Aug. 15, 2013 /PRNewswire/ --
- 2014 Ford C-MAX Hybrid on sale later this year is upgraded with new transmission gearing and enhanced aerodynamics to further improve fuel efficiency performance
- Ford voluntarily changing its approach to C-MAX Hybrid fuel economy labeling going forward to better match performance and improve customer satisfaction
- Label changes will result in a lower 2013 C-MAX Hybrid miles-per-gallon label – though still class-leading and a better combined label than the Toyota Prius v; current C-MAX Hybrid owners will receive a goodwill payment for the difference
- Customer demand for C-MAX Hybrid remains very strong, with two-thirds of buyers from imports; C-MAX Hybrid helps drive Ford to best quarterly hybrid U.S. sales ever
Underscoring its commitment to fuel economy leadership, Ford Motor Company (NYSE: F) today said it is upgrading the 2014 Ford C-MAX Hybrid, which will go on sale in December. The company also is changing the way it tests and labels the 2013 C-MAX Hybrid for fuel economy to better match performance and improve customer satisfaction.
The upgrades build on powertrain software updates Ford announced last month for the 2013 C-MAX Hybrid. The 2014 C-MAX also will benefit from several hardware changes, including:
- Gearing changes that result in a more efficient transmission drive ratio
- New hood seal, front and rear tire deflectors, A-pillar moldings and the addition of rear lift gate deflectors to improve vehicle aerodynamics
- New engine oil with reduced friction
The enhancements to the 2014 C-MAX Hybrid are expected to improve customers' on-road fuel economy, especially at highway speeds."Ford is absolutely committed to being a leader in the hybrid market and to top fuel efficiency across our lineup," said Raj Nair, group vice president, global product development. "We are taking actions with our popular C-MAX Hybrid so that customers are even more satisfied with the vehicle's on-road fuel efficiency performance."
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Product Features:
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Real Money ProTry it NOW
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text:
19-year-old arrested in Rankin shooting death
Jake Knight, 19, was arrested Friday morning in the shooting death of a 46-year-old man Thursday night at a Rankin housing complex, police said.
Lee Williams was shot in the chest around 8:45 p.m. at Hawkins Village, police said.
Knight is charged with homicide, conspiracy, aggravated assault, recklessly endangering other people and firearms violations, police said.
Investigators said robbery was the motive for the deadly shooting. Several men went into a building in the complex, Williams was shot, and the other men ran away, police said.
Knight is being held at the Allegheny County Jail while he awaits arraignment.
Copyright 2014 by WTAE.com All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


text:
THINK LOCAL FIRST...…Naturally!
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For Customized Gift Baskets, please call 1-800-277-7099
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text:
Do you think it's time to reevaluate stocks in the S&P 500? Use the links below to begin your own research.
Click on the interactive chart to view data over time.
1. Apple Inc. ( AAPL, Earnings, Analysts, Financials): Designs, manufactures, and markets personal computers, mobile communication and media devices, and portable digital music players, as well as sells related software, services, peripherals, networking solutions, and third-party digital content and applications worldwide. Market cap at $472.72B, most recent closing price at $527.55. 2. Bank of America Corporation ( BAC, Earnings, Analysts, Financials): Provides banking and financial services to individuals, small- and middle-market businesses, corporations, and governments primarily in the United States and internationally. Market cap at $175.76B, most recent closing price at $16.53. 3. Citigroup, Inc. ( C, Earnings, Analysts, Financials): Provides consumers, corporations, governments, and institutions with a range of financial products and services. Market cap at $148.31B, most recent closing price at $48.98. 4. Microsoft Corporation ( MSFT, Earnings, Analysts, Financials): Develops, licenses, and supports a range of software products and services for various computing devices worldwide. Market cap at $313.81B, most recent closing price at $37.69. Kapitall Wire is a division of New Kapitall Holdings, LLC. Kapitall Generation, LLC is a wholly owned subsidiary of New Kapitall Holdings, LLC. Kapitall Wire offers free investing ideas, intended for educational information purposes only. It should not be construed as an offer to buy or sell securities, or any other product or service provided by New Kapitall Holdings, LLC, and its affiliate companies.
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Action Alerts PLUSTry it NOW
Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.
Product Features:
- $2.5+ million portfolio
- Large-cap and dividend focus
- Intraday trade alerts from Cramer
- Weekly roundups
TheStreet Quant RatingsTry it NOW
Only $49.95/yr
Access the tool that DOMINATES the Russell 2000 and the S&P 500.
Product Features:
- Buy, hold, or sell recommendations for over 4,300 stocks
- Unlimited research reports on your favorite stocks
- A custom stock screener
- Upgrade/downgrade alerts
Stocks Under $10Try it NOW
David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.
Product Features:
- Model portfolio
- Stocks trading below $10
- Intraday trade alerts
- Weekly roundups
Dividend Stock AdvisorTry it NOW
Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.
Product Features:
- Diversified model portfolio of dividend stocks
- Alerts when market news affect the portfolio
- Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money ProTry it NOW
All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.
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text:
Therese's StoryMy husband craves this dish. Everytime I make it hetells me its a mouthful of flavor.
He loves it with the 2 different flavor cheese.
Blue Ribbon Recipe
Notes from the Test Kitchen:
We love the flavors and texture of this meatloaf. I made this for a friend's family... and after tasting it they requested a lifetime supply!
We love the flavors and texture of this meatloaf. I made this for a friend's family... and after tasting it they requested a lifetime supply!
2 lb
ground beef
1 small
onion chopped
1 small
green bell pepper diced
1 medium
tomato diced
1 large
2 Tbsp
1 c
bread crumbs, seasoned
5 slice
muenster cheese
1/4 c
cheddar cheese, shredded
1 pkg
idahoan mashed potatos
Directions Step-By-Step
1Meat Mixture: Blend and mix onion,bell pepper,tomato,egg,garlic and seasoned bread crumbs. Divide meat in 4 portions.
2Need 2 loaf pans.
One portion of meat mixture in each pan.
1 1/2 slice muenster cheese on top.
Put remainder of meat portion on top of slice cheese. Cook for 30 @ 350.
3About the last 10 minutes make mashed potatoes. I like the garlic butter flavor mashed potatoes. Take loaves out, put mashed on top of ONE loaf & sprinkle with sharp cheddar and also on top of plain meat loaf.
bake till cheese melts.
Removed Potato loaf first then put second loaf (the plain one)on top of potato loaf. Put last 2 slices of muenster cheese, pop in oven till cheese melts.
About this Recipe
Main Ingredient: Beef
Regional Style: American
Collection: Mom Made It Best
Other Tags: Quick & Easy, For Kids, Healthy
Kim Biegacki pistachyoo - Dec 5, 2011
Wow, this looks like one amazing meatloaf and one that my husband just might eat. He loves mashed potatoes and cheese. What a great recipe....looking forward to trying it out. Thanks for posting.
Therese Renouf tjr1960 - Dec 5, 2011
My husband didn't like meat loaf until one day I came up with this recipe. My husband also loves mashed spuds and cheese. Muenster and cheddard is awesome in this meat loaf.
Kim Biegacki pistachyoo - Dec 5, 2011
I think I will just surprise him one day with it. That way he will give it a chance. I know he will love it!!!
Therese Renouf tjr1960 - Dec 5, 2011
Your husband will love it. Good luck
Kitchen Crew JustaPinch - Sep 26, 2012
I tried this recipe and say it's Family Tested & Approved!


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The Park County, Wyo., Sheriff's Office has called off rescue attempts for two brothers whose plane went down in the Washakie Wilderness area of Park County on May 6.
Robert L. Zimmerman and his brother, Ward H. Zimmerman, are both presumed dead and efforts to recover their bodies will be held off until conditions improve, said Lance Mathess, Park County Sheriff's Office spokesperson.
Several rescue aircraft have attempted to reach the wreckage and rescue teams have tried to hike in, but the fear of avalanche conditions directly above the wreckage have made the plane too dangerous to access, Mathess said.
The family of the brothers reported them missing Saturday, and the Park County Sheriff's Office said the plane was found Monday morning on a rugged, snowy mountain just outside Yellowstone National Park.
In Mathess' press release, he says Sheriff Scott Steward made the decision to presume the two had perished in the crash.
The family has agreed to call off the rescue, Park County Search and Rescue Commander Martin Knapp said.
"After reviewing the conditions at the site of the wreckage and taking into account my years of experience in avalanche evaluation and mitigation, I simply could not in good conscience risk any more lives," Knapp said in a press release.


text:
No, unless their will is to be happy...
no just be extra happy and less helpful and you will really get to them and yet you will look innocent because your so caring and wish there was more you could do... yeah i dont like and customer service job... ever
I would think there was a reason that caused this state of mind. Something in the past most likely. Maybe someone disappointed them really bad. They might have lost hope for something. It's all in the details. We can't turn back time, but maybe in a more general way we can restore that hope, by showing them that whatever they believe to be impossible is possible.
be a complainer....and live happily ever after
NO i am married to the biggest complainer i know and she is never happy for long
Smile and be nice to them, eventually it'll rub off
Yep. Act the fool. Worked for me.
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DIY Wedding
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Paper and Bead Wedding Jewelry
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Add delicate, white flowers to elegant beaded jewelry for a unique twist. Create earrings and a bracelet for your wedding day with this craft from Sizzix.
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- 655402 - Sizzix Originals Die - Flower, Build a Lilac
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text:
The World Karting Association Board of Trustees has approved a 12-class structure and brand-new weekend race format for the 2015 Mazda / Bridgestone Manufacturers Cup Series, which will open December 27-30 at Daytona International Speedway in Daytona Beach, Florida. Next year's Man Cup Series has 12 classes on the docket that includes a couple new […]Read Full Story
The fourth round of the 2014 WKA Mazda / Bridgestone Manufacturers Cup Series is set for this weekend at New Castle Motorsports Park in New Castle, Indiana, a venue very familiar to Man Cup racers over the last decade. While the venue is a consistent one for WKA's national 2-cycle sprint series, the course layout […]Read Full Story
Special LO206 Shootout Race Slated for Saturday Night at WKA Gold Cup in South Bend
Race to Pay $600 purse and two cases of Briggs AMSOil 4T
A special Senior LO206 Shootout race has been added to the weekend schedule at the August 15-17 Van-K Wheels / MGM Chassis Gold Cup Nationals at Michiana Raceway Park near South Bend, Indiana. The race will take place Saturday, August 16, after the national points class feature races have concluded. The LO206 Shootout will pay […]Read Full Story
The WKA VEGA / TS Racing National Road Racing Series driven by Mazda is set for its fifth round of the 2014 season this weekend at the scenic VIRginia International Raceway in Danville, Va. Racers from around the eastern half of the country will travel to southeast Virginia this weekend for the annual mid-summer event. […]Read Full Story
National Corvette Museum Motorsports Park to Host World Karting Association Event in 2015
New WKA National Road Racing venue tentatively set for October of next season
World Karting Association officials have reached an agreement with the National Corvette Museum (NCM) Motorsports Park to bring the WKA VEGA / TS Racing National Road Racing Series to the Bowling Green, Ky., venue in 2015. The tentative date for the WKA Road Racing Nationals at NCM is October 23-25, likely making the event the […]Read Full Story
Pre-registration for the July 25-27 VIR Nationals for the WKA VEGA / TS Racing Road Racing Series driven by Mazda will close Saturday, July 19. Click HERE for the VIR National entry blank. Competitors may pre-enter online at WoodbridgeKartClub.com or mail the WKA entry form to WKC at 3383 Hickory Hills Drive; Oakton, VA 22124. […]Read Full Story
Skip Barber Racing School, LLC and the World Karting Association today announced a partnership for the 2014 World Karting Association Season. The agreement makes Skip Barber Racing School the official racing school of World Karting Association and will offer WKA kart racers a gateway to open-wheel racing through SBRS program prizes. The champion of the […]Read Full Story
It's the Gary Lawson Show Again at WKA Camden Gold Cup
Alder, Kalb & Miller join Lawson as triple winners at Michigan Kart Supply Nationals
Mentor, Ohio's Gary Lawson went unbeaten this past weekend at the Michigan Kart Supply Nationals at G&J Kartway, round two of the 2014 WKA RLV Tuned Exhaust Products Gold Cup Series. Lawson led the way over 70 drivers that compiled for more than 220 entries at Camden, where he won Friday's Pro Gas Animal Money […]Read Full Story
Yamaha SuperCan Added to New Castle WKA Manufacturers Cup Lineup
Rounds four and five of Man Cup to include four-race Yamaha Supercan points series
Senior can Yamaha racing will return to the WKA Mazda / Bridgestone Manufacturers Cup Series at the final two rounds of the 2014 series this August and October. A Yamaha Supercan local-option class for senior drivers age 15 and up has been added to the class schedule at the August 8-10 Top Kart USA Nationals […]Read Full Story
After a long break the WKA RLV Tuned Exhaust Products Gold Cup Series is back in action this weekend with the Michigan Kart Supply Nationals taking center stage at the historic G&J Kartway in Camden, Ohio. The second round of this year's Gold Cup Series goes off approximately four months after the season kicked off […]Read Full Story
The WKA Mazda / Bridgestone Manufacturers Cup Series is ready to tackle the challenging Michiana Raceway Park this weekend with the running of the Zero Error Racing / Checkered Motorsports Grand Nationals, round three of this year's Man Cup circuit. The annual Man Cup Grand National means prestigious WKA Eagle trophies will be on the […]Read Full Story
WKA Membership, During a recent meeting our WKA Board of Trustees approved a plan for the restructure of the Manufacturers Cup Series, starting at the Daytona WKA Sprint Championships this December. We are aware times are changing and we realize our organization needs to change, as well. The trustees' proposed plan will include a change […]Read Full Story
Road Race Grand Nationals Attracts Over 400 Entries to Mid-Ohio
Hatcher, Rice and Tedder take home three Eagles
The 2014 WKA Road Race Grand Nationals went off this past weekend, June 13-15, at the famed Mid-Ohio Sports Car Course where over 150 drivers and 420 entrants partook in the fourth round of the 2014 WKA VEGA / TS Racing Road Racing Series driven by Mazda. Enduro-style road racers from the Midwest and around […]Read Full Story
We're one month away from round two of the 2014 WKA RLV Tuned Exhaust Products Gold Cup Series' Michigan Kart Supply Nationals at Camden, Ohio's G&J Kartway. The July 11-13 annual Gold Cup national at Camden will once again showcase some the best 4-cycle sprint racing in the U.S. when teams from around the eastern […]Read Full Story
The WKA VEGA / TS Racing Road Racing Series driven by Mazda is set for one of its marquee annual events this weekend with the series' Grand National event at the famed Mid-Ohio Sports Car Course in Lexington, Ohio. Enduro-style kart teams from across the country will head to central Ohio this weekend for the […]Read Full Story
Karting is mourning the loss of 2012 World Karting Association Hall of Fame inductee Norm DeBoever of South Bend, Indiana, who passed away Saturday at his home after a long illness. Norm was the owner of longtime WKA sponsor Target Distributing. Target sponsored a number of series and programs throughout the years, and DeBoever's company […]Read Full Story
In the first of many big announcements on tap for the upcoming second round of the WKA RLV Tuned Exhaust Products Gold Cup Series July 11-13 at Camden, Ohio's G&J Kartway, the LO206 Senior class – open to racers age 15 and up – will pay a $500 purse for Saturday's main event at G&J. […]Read Full Story
Former WKA Triple Crown champion Aaron Snyder led all racers with five wins May 16-18 at Michigan's Grattan Raceway, the site of the third round of the 2014 WKA VEGA / TS Racing Road Racing Series driven by Mazda, hosted by the Ohio-based Dart Kart Speedway Club. The Grattan Nationals drew over 220 entries on […]Read Full Story
Michiana Raceway Park near South Bend, Indiana, one of the top karting facilities in the country, is pleased to be hosting competitors from across the country to compete for a chance to win a GOLDEN EAGLE, the prize for a class win at the upcoming WKA Mazda / Bridgestone Manufacturers Cup Series Grand Nationals event. […]Read Full Story
The WKA VEGA / TS Racing National Road Racing Series is back in action this weekend with the first WKA national event of the 2014 season north of the Mason-Dixon Line. The third round of this year's Road Racing tour has the series visiting the scenic land of west-central Michigan and Grattan Raceway, located in […]Read Full Story


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Travel goods, gadgets & gear
By Kathy Witt
It can feel like a seriously "long way down holiday road." Just have Clark W. Griswold recount his experiences on the road. As families across the country set out for their own version of Wally World this summer, here are a few gadgets that can keep everyone from going Griswold in those endless hours it seems to take to reach summer vacation nirvana.
Two words: FunTab Pro ($149.99). This seven-inch Android 4.0 children's tablet, created by Ematic and powered by the award-winning kid- (and parent-) friendly Zoodles, is sized for little hands and big imaginations. The tablet has a contoured design that gives kids a sturdy, ergonomic grip and comes with a silicone case whose rubberized texture stands up to bumps and bangs. Best of all: It is loaded with thousands of child-friendly apps _ Angry Birds, Disney, iStoryBooks, more _ educational games, video messaging and more so it can go the long-haul, entertaining kids each leg of the journey.
This is one gizmo that takes its fun seriously. Inside the FunTab Pro box, you'll find the tablet, three removable faceplates that let kids change their tablet from blue to pink to red, earphones, wall charger, car charger, HDMI cable and USB cable. Wi-Fi ready, the tablet has front and back cameras so kids can snap a scrapbook's worth of memories before you even pull out of the driveway.
To keep their tablet screen clean and free of dust _ while adding flair and personality _ Toddy Gear has a fun new item called Screensters ($9.99). These cool little characters, in 10 colors and with names like Gameawn, Shredster and Glitzanna, are actually 100 percent microfiber, scratch-free "cleaning dolls." One side of the figure is plush to absorb dust and oils; the other side is silky to polish any screen or lens. Screensters work their cleaning magic on tablets, smart phones, MP3 players, e-readers and gaming devices and have a loop so kids can attach them to a backpack or belt _ or just stuff in their pocket.
Having redefined comfy fashion for the foot, Crocs is now doing the same for the face with its new Jibbitzs sunglasses for kids. Available in a jazzy palette of colors that includes crystal neon lime, metallic silver and pearl pink, these shiny shades with mirrored lenses can be personalized with the charms that kids already use to add pizzazz to their shoes.
Sports, flowers, dinosaurs, trucks, letters, animals and a slew of other designs can be fitted to the arms of these sunglasses to give kids trendy temples. And all styles feature UV protection. The $12.99 price tag includes two charms at Crocs stores.
Let the kids turn the back seat of your car or the hotel room into an experimental lab: Hand out tins of Crazy Aaron's Thinking Putty ($10-$11). Triboluminescence anyone? That's putty science talk for creating sparks with Glow in the Dark Thinking Putty. The putty also comes in primary, metallic and electric colors, Hypercolors that let you create a new color just from the touch of your hands and new Super Illusion colors like oil slick and lava and show their true _ and truly original _ colors in sunlight.
Made in the USA, the Thinking Putty can be a toy, stress ball, science experiment, a gadget for learning tricks like shadow photography and lots of other things that should keep the kids quiet at least until you're at the first potty stop.
Pack this portable speaker box in your bag to float your family's favorite tunes from whatever swimming hole you plan to splash around in this summer. ECOXGEAR's ECOXBT Waterproof Bluetooth Speaker ($129.99) isn't merely water-resistant; it's full-on 100 percent waterproof so you can float it _ and it floats speakers-up _ alongside the noodles and other pool toys.
ECOXBT has a rubberized exterior to protect it from drops and top panel controls for power, pairing, volume and speakerphone answer. The full-range stereo speakers have a built-in waterproof mic and the unit's 10 hours of playtime should be ample enough for everyone to prune nicely long before it's time to leave the water.
_ FunTab Pro, www.ematic.us
_ Toddy Gear Screensters, www.toddygear.com
_ Croc's Sunglasses, www.crocs.com
_ Crazy Aaron's Thinking Putty, www.puttyworld.com
_ ECOXGEAR's ECOXBT Waterproof Bluetooth Speaker, www.ecoxgear.com
Kathy Witt is a Kentucky-based author and travel and lifestyle writer whose columns include Bucket List Adventures, Cruise Trends & Trips and Travel Goods, Gadgets & Gear for McClatchy-Tribune Information Services. She can be reached at firstname.lastname@example.com.
(c) 2013, McClatchy-Tribune Information Services.
Distributed by MCT Information Services
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New Region 12 school would cost $32.6M
WASHINGTON, Conn. -- The Region 12 school board will likely present voters with a plan for a new $32.6 million consolidated elementary school and $8.3 million for repairs and improvements to the adjacent Shepaug Valley Middle-High School on the same Washington campus.
Planners from architectural firm Fletcher Thompson showed the school board these numbers, along with enhanced building design illustrations and some project specifications, at a meeting that continued late Monday night.
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Elisabeth Hasselbeck made her debut on Fox & Friends Monday, complete with a couple of surprise guests.
Just as Fox & Friends said goodbye to Gretchen Carlson on Friday, Fox News began rolling out the welcome wagon for new co-anchor Elisabeth Hasselbeck.
Hasselbeck, 36, who left...read more
Elisabeth Hasselbeck will make her debut as a co-host of Fox & Friends onMonday, Sept. 16, Fox News announced Thursday.
'Fox & Friends' host Brian Kilmeade on 'Washington's Secret Six'
Brian Kilmeade, Remi Spencer and Sam Morril discuss
'Fox & Friends' co-host goes inside George Washington's spy ring
Brian Kilmeade hit a two-year old in the face with a toy basketball, making him cry, on Thursday's 'Fox and Friends.'
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Every day, 1.2 million viewers are waking up with Fox News' Fox & Friends, an audience that towers over other cable-news morning shows. But the breezy style of the three coanchors — Steve Doocy, Gretchen Carlson and Brian Kilmeade — has also made the program fodder for the likes of Stephen Colbert, Jon Stewart and The Soup's Joel McHale. TV Guide Magazine talked to the trio to find out if they're in on the joke.
Download the TV Guide app for iPhone, iPad and Android!


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|Name: _________________________
|Period: ___________________
This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.
Multiple Choice Questions
1. What does the crazy woman do before walking away in Chapter 7?
(a) She pushes her purchases onto the floor.
(b) She shouts at Harriet.
(c) She kicks the clerk.
(d) She knocks over a display case.
2. Why is Harriet writing a song in Chapter 9?
(a) To teach to Nora.
(b) As part of a school assignment.
(c) To sing to Avel at their wedding.
(d) To enter in a contest.
3. How does Avel get on in South America?
(a) He has a terrifying time.
(b) He has a wonderful time.
(c) He has a stressful time.
(d) He has a horrible time.
4. Why is Patty Jane angry at Thor in Chapter 6?
(a) He has been spending too much money.
(b) He asked Harriet to stop visiting so frequently.
(c) He has been seeing another woman.
(d) He refuses to talk about the baby.
5. What is Ione pleased by in Chapter 3?
(a) Patty Jane's and Thor's open affection.
(b) Thor's work ethic.
(c) Patty Jane's good sense.
(d) Harriet's kindness toward her sister.
Short Answer Questions
1. Who is Harriet?
2. From which country have many of the residents of the community immigrated from?
3. What kind of vehicle were the couples going to use on New Year's Eve in Chapter 4?
4. What is Thor's last name?
5. How are the two women that Avel and Thor spend time with in Chapter 4 described?
Short Essay Questions
1. Where does Harriet awake in Chapter 17? How does she figure out how she got to this place? What does Harriet realize when she looks at the newspaper?
2. How does Avel set off a fight at a bar on New Year's Eve?
3. What is the cause of the argument between Patty Jane and Thor in the grocery store?
4. What does Harriet realize about drinking in Chapter 14? How does Patty Jane react when Harriet returns home drunk?
5. What news do Patty Jane and Harriet each receive in Chapter 10?
6. Where is "Patty Jane's House of Curl" set? What is the community like?
7. What has happened to the House of Curl in the Epilogue?
8. What does Ione organize for the night before Avel is to leave for South America? What does Patty Jane tell Avel to do on that night?
9. What happens to Harriet while she is riding on a bus in Chapter 14? Where does Harriet go afterward?
10. What does Patty Jane decide to do at the House of Curl in Chapter 12?
This section contains 870 words
(approx. 3 pages at 300 words per page)


text:
My Mother's chihuahua, Ria, looking none too happy about playing dress-up. Taken in Winlock, WA.
754 views / 11-8-12
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Top ten challenge Winner 12-19-09
hahaha …. soooooo adorable … how ever did you get him to keep it on ….mines gets so mad when I dare to put anything on him LOL …. Awesome work!!
Thanks Cheryl! The trick with Ria is that she really, really hates me. So she just glares at me when I try to take pictures. I held her one time when Mom trimmed her toenails and she just has never forgiven me for it. That look is her way of calling me all kinds of obscenities.
– Heather Haderly
I just now seen she is a she ….sorry
no worries, I'll never tell!
– Heather Haderly
Adorable! Congrats!
Thanks Pat!
– Heather Haderly
I like your work so much I posted it at Bloomin' Arty on Facebook. I hope this helps you make a sale! :D
Thanks Bloomin' Arty!
– Heather Haderly
Thanks Jamie!
– Heather Haderly
Thanks Susanne, it's an honor!
– Heather Haderly
This is just adorable! I love the title! lol
Thanks Ginny, though I think she's thinking of giving me far worse than coal. She didn't like me before we dressed her up for pictures so I'm really on her list now. Fortunately she doesn't bite very hard. lol.
– Heather Haderly
Too cute!!!!!!! :)
Thanks Lorilee!
– Heather Haderly
soooo hilaurus and cute! congrats
Thanks Carol!
– Heather Haderly


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The Standard, Downtown L.A., Los Angeles
Editor's Pick
Los Angeles , California
Tel: 213 892 8080
Concierge.com's insider take:
An affordable bastion of cool aimed at the business traveler, the Standard is nothing if not amusing. Once headquarters of Superior Oil, the 12-story, 207-room hotel starts its room categories with "Cheap" (for the future mogul) and works through "Humongous" to "Wow!" and so on. All rooms have platform beds with down comforters and minimalist decor offset by wildly swooping op-art stripes, and many have baths fit for exhibitionists—with tubs in the rooms or showers walled in clear glass. Down in the marble lobby, a 150-foot-long, Schiaparelli-pink couch has different sections set at different heights—and, of course, a photo booth. These days the bar scene on the roof is mostly downtown professionals working out the kinks of a day at the office, but there's also a smattering of artists and other cool types.


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Queens News
Local news for Queens, NY continually updated from thousands of sources on the web.
Run-DMC, Ralph McDaniels & Teddy Tedd Mourn Larry Smith
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NYPD: Queens man ambushed by killer in Jackson Heights
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Friday | Hyperallergic | Comment?
NYC event marks winter solstice with music parades
Friday | Daily Journal | Comment?
Mobile's Rise Poses a Riddle for Banks
Thursday | Wall Street Journal | Comment?
Massive Fire Tears Through Ozone Park Apartment Building
Thursday | DNAinfo.com | Comment?
Towering figure in Queens' development steps aside
Thursday Dec 18 | Crain's New York Bu... | Comment?
NYPD cop commits suicide at home in Queens
Thursday Dec 18 | New York Daily News | Comment?
Plumbers go green with new office in Queens
Thursday Dec 18 | New York Daily News | Comment?
2014 Was an Exciting and Delicious Year in Queens
Thursday Dec 18 | The Village Voice | Comment?
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Updated: Sat Dec 20, 2014 06:46 pm
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