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New Consumer Protections for Prepaid Cards The Consumer Financial Protection Bureau is extending many of the financial protections of bank accounts to prepaid cards. New rules proposed Thursday by the federal regulator would require that prepaid card users be protected … Continue reading
Tag Archives: Consumer Financial Protection Bureau
CFPB Proposes Stronger Consumer Protections on Prepaid Cards
The Consumer Financial Protection Bureau announced today that it will propose much stronger protections on prepaid cards. The CFPB proposal would require prepaid companies provide easy and free access to account information, work with consumers to resolve errors, and to … Continue reading
LowCards.com Weekly Credit Card Update–October 10, 2014
Banks in U.S. Moving to Chip-Based Debit and Credit Cards In the coming year, banks in the United States are likely to replace debit or credit cards with versions that have tiny computer chips embedded in them, a move aimed … Continue reading
CFPB Keeps Data on Nearly 600 Million Credit Card Accounts
The Consumer Financial Protection Bureau is collecting sensitive financial data on close to 600 million credit card accounts but lacks adequate privacy and security plans to protect the information, according to a new report from the Government Accountability Office. "The … Continue reading
LowCards.com Weekly Credit Card Update–October 3, 2014
Cyberattack Against JPMorgan Chase Affects 76 Million Households A cyberattack this summer on JPMorgan Chase compromised the accounts of 76 million households and seven million small businesses, a tally that dwarfs previous estimates by the bank and puts the intrusion … Continue reading
Proposal to Cap Interest Rates for Military Members
In an effort to better protect members of the military from high interest rates, the Department of Defense has proposed an update to the Military Lending Act from 2006. The update would put more credit products under the 36% interest … Continue reading
LowCards.com Weekly Credit Card Update–September 26, 2014
Walmart Prepares to Offer Low-Cost Checking Accounts Here comes Wal-Bank. After years of thwarted efforts to break into banking, Walmart is making its biggest foray yet into everyday financial services. Walmart, the nation's largest retailer, is teaming up with Green … Continue reading
LowCards.com Weekly Credit Card Update–September 5, 2014
Home Depot's Credit Cards May Have Been Hacked A massive batch of credit and debit card information that went on sale on a criminal Internet site Tuesday may be from Home Depot stores and could be linked to hackers responsible … Continue reading
CFPB Issues Warning on Deceptive Credit Card Marketing
Today, the Consumer Financial Protection Bureau issued a warning to credit card companies about deceptive marketing tactics used to promote convenience checks and reduced or zero percent interest offers. The Bureau told banks to properly disclose the costs of these … Continue reading
LowCards.com Weekly Credit Card Update–August 29, 2014
U.S. Late Payment Rate on Credit Cards is at the Lowest Level in Seven Years Americans are doing a better job of making timely credit card payments, even as many lenders increasingly extend credit to more people with less-than-stellar credit. … Continue reading
Gold Dealer Now Takes Bitcoin Instead of Credit Cards
In an effort to prevent credit card fraud on the sale of gold, the owner of Agora Commodities has decided to do away with credit card payments in favor of Bitcoin. The dealer will no longer be processing payments with … Continue reading
Shift Debit Card Combines Digital Currency, Loyalty Points and Cash
More Americans are beginning to embrace digital currencies such as Bitcoin. As these cryptocurrencies grow, consumers may be looking to loyalty points to get the most out of the money they are spending. A new debit card known as Shift … Continue reading
LowCards.com Weekly Credit Card Update–August 15, 2014
Debt Collectors, What are Their Legal Limits? Collectors call again and again in the middle of dinner. They call the wrong person. They threaten. They take advantage of the latest technology to embarrass people. Often, they violate the law. Debt … Continue reading
CFPB Warns Consumers of Bitcoin Dangers
Yesterday, the Consumer Financial Protection Bureau issued an advisory warning consumers about the dangers of virtual currencies such as Bitcoin, referring to these currencies as the "Wild West" of the financial world. The government agency also announced it is now … Continue reading
LowCards.com Weekly Credit Card Update–August 8, 2014
Why You Have To Start Paying Down Your Credit Cards Right Now Federal Reserve meetings aren't high on most people's list of interesting things, but if you have a credit card and carry a balance, you should probably start paying … Continue reading
Small Debit Card Purchases Lead to Big Overdraft Fees
A new report from the Consumer Financial Protection Bureau indicates most overdraft fees on debit cards occur on transactions of $24 or less. In addition, the majority of consumers pay back those overdrafts within three days. This means that a … Continue reading
CFPB Now Accepting Complaints on Prepaid Cards and Gift Cards
The Consumer Financial Protection Bureau is now accepting complaints about gift cards, prepaid cards, benefit cards and general purpose reloadable cards. The bureau has also begun accepting complaints about other non-banked products, like credit repair services and title loans. Companies … Continue reading
ACE Cash Express Ordered to Pay $10 Million for Bullying Payday Borrowers
The Consumer Federal Protection Bureau has ordered one of the country's largest payday lenders, ACE Cash Express, to pay $10 million in fines and refunds for bullying their customers to make their monthly loan payments. Consumers have reported that ACE … Continue reading
LowCards.com Weekly Credit Card Update–June 20, 2014
Suze Orman's Approved Prepaid Debit Cards are Quietly Discontinued Suze Orman is quietly getting out of the payments business. Starting July 1, Ms. Orman's Approved card, a prepaid debit card aimed at budget-challenged consumers, will no longer work, according to … Continue reading
GE Capital to Pay $225 Million for Discriminatory and Deceptive Credit Card Practices
The Consumer Financial Protection Bureau has cracked down on yet another credit card issuer. Today, the CFPB and the Justice Department ordered GE Capital Retail Bank, General Electric's retail credit card business, to pay $225 million in relief to consumers … Continue reading
CFPB Requests Information on Mobile Financial Services
The Consumer Financial Protection Bureau is inquiring about mobile financial services in an effort to create better security on mobile banking platforms and to reach out to unbanked consumers. According to the CFPB, 74,000 customers a day used mobile banking … Continue reading
LowCards.com Weekly Credit Card Update–May 30, 2014
Correcting Your Credit Report Gets Easier You just got more of a say in fixing errors on your credit report. Pushed by the Consumer Financial Protection Bureau, major credit reporting companies Equifax, Experian, and TransUnion have changed their complaint systems … Continue reading
LowCards.com Weekly Credit Card Update–May 12, 2014
Target CEO Steps Aside After Massive Data Breach A Christmas-season cyberattack on Target's computer systems did more than expose massive amounts of customer credit card data to potential fraud. It also turned up the heat on deeper troubles that simmered … Continue reading
LowCards.com Weekly Credit Card Update–April 25, 2014
Michaels Confirms Data Breach Affecting 2.6 Million Credit Cards Three months after craft retailer Michaels announced it may have been the victim of a data breach, the company confirms the worst: nearly 2.6 million consumers' credit cards are affected. In … Continue reading
Leading Provider of Campus Debit Cards under Investigation
Higher One Holdings, the leading provider of campus debit cards in America, could be under investigation by the Federal Reserve Bank of Chicago. According to the Huffington Post, this investigation accuses Higher One of using "unfair and deceptive practices" against its … Continue reading
Proposed Senate Bill Mandates Free Annual Credit Scores
A proposed bill in the United States Senate would mandate all consumers have access to free annual credit scores. The Stop Errors in Credit Use and Reporting (SECURE) Act is designed to reduce the problems consumers experience through errors in their … Continue reading
LowCards.com Weekly Credit Card Update–April 11, 2014
Heartbleed Threat Puts Passwords, Credit Cards, and Other Data at Risk Passwords, credit cards and other sensitive data are at risk after security researchers discovered a problem with an encryption technology used to securely transmit email, e-commerce transactions, social networking … Continue reading
CFPB Has History of Cracking Down on Illegal Credit Card Practices
Today's actions by the CFPB against Bank of America for illegal credit card practices was the fifth such crackdown on a major credit card issuer by the Bureau in the past two years. As reported earlier, Bank of America was … Continue reading
Bank of America Must Pay $772 Million for Illegal Credit Card Practices
Today, Bank of America was ordered by the Consumer Financial Protection Bureau to refund $727 million to consumers who were deceived by the bank's marketing of credit card payment protection programs and others who were charged for credit monitoring services they never … Continue reading
CFPB Report Shows the Ugly Trap of Payday Loans
A report released today by the Consumer Financial Protection Bureau shows how payday loans trap borrowers in a cycle of debt. The report showed a shocking statistic: a majority of all payday loans are made to borrowers who renew their … Continue reading
LowCards.com Weekly Credit Card Update–March 21, 2014
Consumers Not Powerless in Face of Credit Card Fraud Most card companies already have custom alerts and other features that not enough consumers use. Then there's something that all cards should have but most don't--an on/off switch accessible from a … Continue reading
GAO Studying Changes to Student Debit Cards
Many college campuses now offer debit cards students can use to access their excess financial aid. These cards promise faster payments and better convenience over the traditional check. But students need to be aware of the fees with these cards. … Continue reading
CFPB Urges Card Companies to Provide Free Credit Scores
The Consumer Federal Protection Bureau is urging credit card issuers to provide free credit scores for their customers. Doing so would allow consumers across the country to better track the health of their credit. Some issuers, such as Discover, Barclay and … Continue reading
LowCards.com Weekly Credit Card Update–February 28, 2014
Financial, Retail Industries Keep Cybersecurity Mistakes and Punishments Secret Even as cyberthreats grow in frequency and sophistication, the system for ensuring payment card security in the United States remains a closely guarded arrangement among the credit card networks who set … Continue reading
LowCards.com Weekly Credit Card Update–February 14, 2014
Target Data Breach Pits Banks Against Retailers Banks and big retailers are locked in a debate over the breach of consumer data that gripped Target during the holiday season. At issue: Which industry bears more responsibility for protecting consumers' personal … Continue reading
LowCards.com Weekly Credit Card Update–February 7, 2014
Hotel Company Investigates Data Breach, Card Fraud White Lodging Services, a hospitality company that manages 168 hotels in 21 states--under franchises from Hilton, Marriott, Sheraton, and Westin—is investigating reports that it suffered a data breach that lasted from March 2013 … Continue reading
New Report Shows Credit Card Companies with Most Complaints
The Consumer Financial Protection Bureau launched a complaint database in November, 2011, and it collected over 25,000 complaints through mid-September of 2013. A report released last week by the U.S. Public Interest Research Group summarized some of the findings from … Continue reading
LowCards.com Weekly Credit Card Update–January 17, 2014
Millions Getting New Debit, Credit Cards After Target Hack Millions of consumers are being sent new credit and debit cards in the wake of the recent security breach that hit as many as 110 million Target customers. JPMorgan Chase announced … Continue reading
American Express To Pay $75.7 Million for Deceptive Marketing
American Express has agreed to pay $75.7 million to its customers and regulators after a series of claims against the company regarding deceptive marketing practices. The Federal Deposit Insurance Corp. (FDIC), Office of the Comptroller of the Currency (OCC) and … Continue reading
LowCards.com Weekly Credit Card Update–January 3, 2014
Six Credit Card Trends to Watch in 2014 During and immediately after the financial crisis, credit card issuers tightened up lending standards and lowered credit limits to protect themselves. "They had given credit to too many people and approved people … Continue reading
LowCards.com Weekly Credit Card Update–December 27, 2013
American Express To Pay $75 Million Over Credit Card Practices The Consumer Financial Protection Bureau has ordered American Express to pay more than $75 million to settle claims that it charged improper fees and misled its credit card customers over … Continue reading
LowCards.com Weekly Credit Card Update–December 20, 2013
Target Says 40 Million Credit, Debit Cards May Have Been Compromised in Security Breach Target said Thursday that credit and debit card account information for 40 million of its customers may have been stolen during the height of the holiday … Continue reading
CFPB Orders $34.1 Million Healthcare Card Refund
The Consumer Financial Protection Bureau is ordering a $34.1 million refund to over one million customers who have used GE Capital Retail Bank's CareCredit card. CareCredit cards are designed to pay doctor and dentist bills with no interest, but recent … Continue reading
CFPB to Supervise Nonbanks That Service Student Loans
Starting today, the Consumer Financial Protection Bureau will supervise nonbank student loans. This is new oversight for the large student loan market that serves over 40 million Americans. The Bureau currently oversees loan servicing at the largest banks, but now … Continue reading
LowCards.com Weekly Credit Card Update–November 27, 2013
'Rachel' Robocallers Reach Settlement with the FTC Two more people and four companies have agreed to settle charges in the "Rachel robocall" scheme, according to the Federal Trade Commission. The Rachel scam, which used other names as well, called people, … Continue reading
25 Times More Spent on Marketing Financial Products than on Financial Education
The Consumer Federal Protection Bureau released a report indicating that the United States spends 25 times more money each year on marketing financial products than on financial education. The study, called "Navigating the Market: A comparison of spending on financial education and financial … Continue reading
LowCards.com Weekly Credit Card Update–November 22, 2013
Retailers Use Deals to Get You Connected Head into the mall this holiday season, and you won't just be bombarded by 50% off signs or two-for-one deals. Once you hit the cash register, someone is bound to tempt you with … Continue reading
Credit Card Rewards Programs Under Review by CFPB
The Consumer Financial Protection Bureau is starting to review whether credit card rewards programs are misleading to credit card users. The result of the review may be new, strict rules about the transparency of rewards programs, including details about cash … Continue reading
LowCards.com Weekly Credit Card Update–November 15, 2013
Credit Card Debt Declines for Fourth Straight Month U.S. credit card balances declined for the fourth consecutive month in September, suggesting rising caution among the nation's consumers. Revolving credit, which largely reflects money owed on credit cards, fell by a … Continue reading
LowCards.com Weekly Credit Card Update–November 8, 2013
MasterCard 3rd-Quarter Net Rises 14% on Increased Purchases MasterCard said third-quarter earnings rose 14% as spending on its credit and debit cards continued to grow. MasterCard, like its larger rival Visa, operates a payments network that processes transactions made on … Continue reading


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"I needed a very high quality print to enter in a photography art show. I had my photograph printed at a superb printer, using a very expensive machine. I also ordered the same print through Photobucket. And yours was superior!"

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I recently had the opportunity to interview Julie Rowe, author of the new book Aiding the Enemy.
Jennifer Smeth: When did you realize you wanted to be a writer? Was there a catalyst or one moment that made you realize this was what you wanted to do?
Julie Rowe: As a teen I wrote poetry and short stories, but didn't write my first novel until my early thirties. I'd read a book I didn't like and complained to a friend, "Even I could write something better than this!" She double-dog dared me to write a better book and I accepted the challenge. It took me a year and a half to write that first – horrible – manuscript, but I was hooked.
What was your inspiration for Aiding the Enemy?
2014 is the 100th anniversary of the beginning of the First World War, and I wanted to show the war from a woman's point of view. My heroine and her hospital in Brussels, Belgium were inspired by real-life Red Cross nurse Edith Cavell. Edith helped as many as 200 hundred British, French and Belgian soldiers escape German occupied Belgium. She was arrested, tried and convicted for treason and shot by firing squad. I felt that was too sad an end for such a courageous woman, so I wrote her a happy ending.
What was your research process like for writing this book?
I've been reading and collecting WW1 books for about five years. I have copies of a number of nurse diaries from the First World War as well as Edith Cavell's biography. I also have several books that discuss the various armies that participated in the war, their equipment, weapons, movements, etc. My favorite resource for WW1 material is Osprey Publishing (http://www.ospreypublishing.com), a publisher specializing in military history.
Do you remember the first book you fell in love with and why it affected you?
Yes, it was a harlequin romance published in May, 1981 called HANNAH by Betty Neels. I still have it, and surprise, the heroine is a nurse! I love this book because I fell in love with the characters.
What's the best writing advice you ever received?
Finish the damn book!
Tell me about your writing process. Do you have any rituals?
Does getting chocolate all over my keyboard count? Besides my chocolate problems I tend to write the dialogue and action first, then layer in emotion and detail in later drafts. I do like to start with a solid outline, but often deviate from it, so I know it's flexible going in.
Right now I'm working on revisions for a medical continuity book for Entangled Publishing called SKIN DEEP, which is due out in March, 2014. I also have a story, SECRET SANTA, in the TIMELESS ESCAPES anthology which released yesterday.
About Aiding the Enemy
Rose Culver is in grave danger. For months the Red Cross head nurse has been aiding Allied soldiers caught behind enemy lines, helping them flee into neutral Netherlands. It's only a matter of time until she's caught. Which makes it the wrong time to fall in love with a handsome German military doctor as devoted to the sanctity of human life as she is.
The Great War has caused Dr. Herman Geoff to question everything he once believed. He knows Rose has been hiding British soldiers in her hospital—he's even treated some of them, refusing to go against his own Hippocratic oath. As a doctor, he admires Rose's skill and conviction. As a man, he can no longer deny his attraction to her. But when Rose is arrested for treason, Herman must choose between love for her and duty to his country…
For more tales of love and war, download Saving the Rifleman and Enticing the Spymaster, available now!
About the Author
Julie Rowe's first career as a medical lab technologist in Canada took her to the North West Territories and northern Alberta, where she still resides. She loves to include medical details in her romance novels, but admits she'll never be able to write about all her medical experiences because, "No one would believe them!". In addition to writing contemporary and historical medical romance, and fun romantic suspense for Entangled Publishing and Carina Press, Julie has a short story in the Mammoth Book of ER Romance (releasing Sept 15, 2013). Her book SAVING THE RIFLEMAN (book #1 WAR GIRLS) won the novella category of the Gayle Wilson Award of Excellence. Her writing has also appeared in several magazines such as Romantic Times Magazine, Today's Parent, and Romantic Times Magazine.
For more information please visit Julie Rowe's website. You can also find her on Facebook and Twitter.
Want to read Aiding the Enemy? I'm giving away a copy!
a Rafflecopter giveaway
Can't wait to win a copy? Aiding the Enemy can be purchased on Amazon.


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Tree crashes down on Dunedin condo
The 3-foot-wide tree, with a rotten base, fell down around 2 a.m. Friday at the King Arthur's Court community in Dunedin. A National Weather Service forecaster says winds were gusting around 40 miles per hour at the time.
"The biggest noise I've ever heard in my life," said resident Caroline Bradley. "We thought it was lightning. We thought it was a car accident. It wasn't any of those. It was a big fat tree that fell on my house. It missed our heads by what? A foot."
Photo Credit WFLA.com
CLICK HERE to read the full story on WFLA.com


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Entry #2
So lately I haven't been uploading art, reason being is that I haven't really been inspired art wise lately, however I will be making art at a later time when I get the things I need, right now I'm actually working on making music and I've already uploaded a song If you'd like to check it out below this post on my page. I am also making a computer game right now to, when I finish that I'll see If I can upload it on here for anyone who want's to play it. I really want to expand my options and make more than just art, If you guys like this idea let me know!
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2013-09-05 16:48:25
Alrighty then, hope ya turn in great performances.


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an ultraviolet or visible laser source for two-color experiments. Sum-frequency experiments, described below, are one example of such two-laser studies.
The existing FELs provide a good guide to potential costs. The FELIX FEL in the Netherlands covers the wavelength regions from 5 to 30 µm and 16 to 110 µm using two separate beamlines and was designed to operate as a user facility. FELIX cost approximately $8.5M to build and install in an existing building. However, it is important to distinguish the cost of the machine from that of the complete user facility. The latter entailed remodeling and partially equipping five user rooms and cost an additional $3.5M. The 1994 operating costs for FELIX are budgeted at $1.75M and are expected to provide for 2000 hours of beam time; this translates to about $900/hr.
Not only have experiments using FEL radiation in the spectral region from 10 to 1000 µm been proposed, but recent results from several of the currently operational devices also give some sense of what can be achieved. Some of the areas in which experiments have been proposed or conducted are surveyed below.
Much has been learned about molecules and atoms adsorbed onto surfaces through the accessibility of tunable infrared sources, both coherent and incoherent, that can measure intramolecular vibrations in the infrared between 1 and 10 µm. Fourier-transform infrared and Raman scattering have extended the range of measurement of intramolecular vibrations down to about 400 cm−1 (25 µm).
There is substantial interest in extending this low-frequency limit even further, because one could then access the regime where most frustrated translational and rotational modes (i.e., modes associated with adsorbate-surface bonds) lie. Internal torsional modes of molecules are also located here, and these have never been seriously studied in chemisorption systems for solid, liquid, or polymeric surfaces. The situation is similar for measurements of the intermolecular modes in van der Waals clusters, which provide information about the structure and dynamics of these systems. If one wants to understand the molecule-surface bond and how it is modified, for example, by adsorption of other species during a chemical reaction, then this region of the spectrum is of crucial interest. Moreover, measuring the energy distributions and line shapes of these modes is important for understanding how such modes couple to and dissipate their energy into the electron or phonon continuum of the substrate.
Such experiments could be conducted either in a reflection or absorption mode or by resonant nonlinear optical studies such as sum-difference frequency generation and second harmonic generation. The latter requires synchronization of


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Luminoso is a new way for computers to understand language.
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5 bucks gets your project advert at the top of our sitePosted by Michael Tanczos , 01 Nov 2014
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Police: Missing Enid woman found at shelter
Updated On: Nov 07 2012 06:50:35 PM CST
A missing woman from Enid was found in Oklahoma City on Wednesday night, police confirmed.
Suzanne Hershberger, 52, had been last seen leaving a medical facility in the Midtown Oklahoma City area on Nov. 5. She was found safe at a homeless shelter in Oklahoma City, police said.
Police said Hershberger suffers from a medical condition that requires daily medication.
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tag:blogger.com,1999:blog-6702508936667404812.post3759654777458952222..comments2014-12-19T07:58:15.096-05:00Comments on RPG Blog II: My Two Cents On The OSRZachary Houghtonhttp://firstname.lastname@example.com:blogger.com,1999:blog-6702508936667404812.post-45589817042091238782010-04-02T10:24:59.279-04:002010-04-02T10:24:59.279-04:00Guess why I have almost stopped caring about webfo...Guess why I have almost stopped caring about webforums like theRPGsite? The level of discussion is terrible.

I have no idea why, but they attract fools.Andreas Davourhttp://firstname.lastname@example.com:blogger.com,1999:blog-6702508936667404812.post-18895057518679870092010-04-01T11:13:09.360-04:002010-04-01T11:13:09.360-04:00@Zachary The First Truth be told I dont understand...@Zachary The First
Truth be told I dont understand the argument. I still play those games and enjoy them. I have also played, Cyperpunk, Top Secret, Toons, Paranoid, Warhammer FRP,each was different each had its own flavor. I haven't played a "Modern" game but from what I read from younger posters they often compain about character creation time. Perhaps you grow into the hobby but background and character creation make the game for me.Greyaxehttp://firstname.lastname@example.com:blogger.com,1999:blog-6702508936667404812.post-62223334842961785582010-03-31T21:28:43.963-04:002010-03-31T21:28:43.963-04:00We need a random encounter table for Alsace. Than...We need a random encounter table for Alsace.

Thanks for the post.Rustyhttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-76073603141308880702010-03-31T20:11:06.378-04:002010-03-31T20:11:06.378-04:00I agree with Stuart ... its about enjoying GAMES ....I agree with Stuart ... its about enjoying GAMES ... can't agree more. Whatever version, whatever brand ... if your doing face to face tabletop games I say AWESOME! I agree with the sentiment of ending the pointless version war debates. I think that we all are far better served on focusing on what we like and love about OSR games rather than endlessly bashing other non-OSR systems, etc. I really enjoy many OSR games but I also like several non-OSR RPG systems as well. I know there are some ultra pure OSR folks out there who seem to only have that as a gaming interest ... and to them I say if that is what you love Bravo. For me however I have a plethora of gaming interests and not just with OSR RPGs (or even just RPGs). So seeing some people out there who have such a puritanical, sectarian/denominational attitude has made me sad. Anyway thanks for a positive post ... I agree that the focus should be on building not on tearing down :)The Lord of Excesshttp://firstname.lastname@example.com:blogger.com,1999:blog-6702508936667404812.post-4124804319785402082010-03-31T15:45:01.548-04:002010-03-31T15:45:01.548-04:00Clearly, we need more Dangerous Journeys and Cybor...Clearly, we need more Dangerous Journeys and Cyborg Commando retro-clones!

OK, how long before we see a Cyborg Commando article in Fight On? Somone make this happen!Zachary The Firsthttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-38912594656214593222010-03-31T15:29:26.189-04:002010-03-31T15:29:26.189-04:00What if just long to play some Dangerous Journeys ...What if just long to play some Dangerous Journeys again? Oh for the much more complex days of yore.Zenfarhttp://firstname.lastname@example.com:blogger.com,1999:blog-6702508936667404812.post-75817710571939269362010-03-31T14:24:16.831-04:002010-03-31T14:24:16.831-04:00@Greyaxe: There's no qualifying, but if you want ...@Greyaxe: There's no qualifying, but if you want to talk some first edition Palladium Fantasy, I am totally there! That's the first system I ever played!Zachary The Firsthttp://firstname.lastname@example.com:blogger.com,1999:blog-6702508936667404812.post-58680979265650546562010-03-31T14:14:48.818-04:002010-03-31T14:14:48.818-04:00Forgive my naivety I can not count myself a giant ...Forgive my naivety I can not count myself a giant or frequent the Blog Sphere, however I play Rolemaster SS and FRP, Palladium pretty much everything, and I remember playing the entire D&D boxed set right up to Immortals. Do I qualify for Old timer Gamers thing? If so……get those young games off my Blog sphere……. Crotchety… grumble.. old, I did it better, my generation rules….. We invented it!!! It can not be improved. There was no imagination before me.Greyaxehttp://firstname.lastname@example.com:blogger.com,1999:blog-6702508936667404812.post-72733671486986467012010-03-31T13:02:48.888-04:002010-03-31T13:02:48.888-04:00You know, I play and write for exactly zero OSR st...You know, I play and write for exactly zero OSR style games. You know what else? I still love reading about them. OSR for me is a place to mine ideas and support creativity...no, scratch that. GAMING is about fostering creativity and supporting each other in those endeavours, and OSR completely fits into that. So I really appreciate a post like this, that asks us to ditch controversy and arguments about who's old schoolier, and wants us to focus on the parts of gaming that make it, you know, fun.

Because why the hell would we do any of this if it wasn't fun? It sure as sin doesn't pay the bills for most of us.Jenny Snyderhttp://firstname.lastname@example.com:blogger.com,1999:blog-6702508936667404812.post-16993140722989083812010-03-31T11:29:45.467-04:002010-03-31T11:29:45.467-04:00It's about supporting and enjoying (did we forget ...It's about supporting and enjoying (did we forget the enjoying part?) classical games and their near cousins.

Why not take it one step further:

It's about supporting and enjoying games.

BAM! Upgrayedd. :)Stuarthttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-49448326932181086272010-03-31T11:25:30.076-04:002010-03-31T11:25:30.076-04:00Hey, whatever you can use, right? Best of luck pu...Hey, whatever you can use, right?

Best of luck putting your game together!Zachary The Firsthttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-11433728082562061112010-03-31T11:11:42.178-04:002010-03-31T11:11:42.178-04:00I'm pretty new to the whole idea of OSR and th...I'm pretty new to the whole idea of OSR and the community surrounding it but what I took from all the blogs I've read so far it doesn't seem to matter what system you're playing. It's more about play style and an approach to playing rpgs. I'm going to be starting to DM in some more modern systems heavily house ruled but I can take all the advice from the OSR DM's I think and craft a game for my players that oozes 'old school'.Amandahttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-61437412899970637102010-03-31T11:03:21.791-04:002010-03-31T11:03:21.791-04:00ROFLOL! And, ACK! Too long to tweet! Ah well......ROFLOL! And, ACK! Too long to tweet! Ah well...trollsmythhttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-29068619834636705092010-03-31T10:58:35.730-04:002010-03-31T10:58:35.730-04:00Seriously sir. You're comparing your list to D...Seriously sir. You're comparing your list to Dragon Magazine Dungeons and Dragons, and Keep on the Borderlands or the Temple of Elemental Evil or Tegel Manor for creativity ? Your list contains some fine products, but creatively are paler simulacrums. Any pastiche invites controversy for the sake of financial gain not invention.
The OSR seems to be built on a foundation that guarantees disagreement at the expense of creativity.Ernesthttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-43372405738601354052010-03-31T10:40:04.540-04:002010-03-31T10:40:04.540-04:00I also heard he and Bismarck were total power game...I also heard he and Bismarck were total power gamers. Little known fact: The Franco-Prussian War started with the words "But That's What My Character Would Do!" France replied that Prussia should "see page XX for a ruling", and it was on.Zachary The Firsthttp://firstname.lastname@example.com:blogger.com,1999:blog-6702508936667404812.post-16161653981255701912010-03-31T10:35:54.763-04:002010-03-31T10:35:54.763-04:00The only thing I hated about playing Kriegspiel wi...The only thing I hated about playing Kriegspiel with Kaiser Willie (as I called him) was with his gimpy arm he had to have someone else move his units for him, so it really slowed down gameplay.sirlarkinshttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-40616920355765248852010-03-31T10:11:17.341-04:002010-03-31T10:11:17.341-04:00@Ernest: Fight On, Knockspell, Swords & Wizard...@Ernest: Fight On, Knockspell, Swords & Wizardry Quick Start, Advanced Edition Companion, One-Page Dungeon Contest, Kellri's supplements, Castle of the Mad ArchMage, Microlite74, Death Frost Doom, and so much more.

That's what people interested in classical and neoclassical gaming can create.

If you're interested in creating and playing stuff, there's opportunities. That's what I'm focused on. If you aren't, look somewhere else for an argument--there's plenty of place to accomodate you.

Thanks for the comments!Zachary The Firsthttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-1596362925543532422010-03-31T09:52:18.358-04:002010-03-31T09:52:18.358-04:00I am a bit confused. The OSR is an effort to promo...I am a bit confused. The OSR is an effort to promote other people's creative works (from the past) ? Your statement, "No more discussion on it--let's get to creating stuff" seems to be in contradiction. The OSR, by nature, is only about discussions and has nothing to do with creating stuff, other than arguments.Ernesthttp://firstname.lastname@example.com:blogger.com,1999:blog-6702508936667404812.post-463954891437483682010-03-31T08:53:24.736-04:002010-03-31T08:53:24.736-04:00Well put, and the sort of thing I've been mean...Well put, and the sort of thing I've been meaning to say for quite a while now.Dr. Awkwardhttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-17699763659006220782010-03-31T08:52:17.248-04:002010-03-31T08:52:17.248-04:00@Anon: You're right. That's all I'm going to say...@Anon: You're right. That's all I'm going to say on it. Check back this afternoon for some gaming-related goodness!Zachary The Firsthttp://email@example.com:blogger.com,1999:blog-6702508936667404812.post-83968554800054653092010-03-31T08:44:29.416-04:002010-03-31T08:44:29.416-04:00Sad that we have to spend time saying this instead...Sad that we have to spend time saying this instead of gaming or contributing ideas to gaming. Well said, on the spot, and a completely necessary post considering recent shitestorms, but the more we stick to regularly scheduled blogging the firstname.lastname@example.com


text: Header 1Class of 2014 Post 1A Message from Rick Stephenson , senior class president Dear 2014 Graduate: The day when you reach your goal of receiving your diploma will be here soon! All of your hard work will result in a degree that will impact your career for the rest of your life. It has been a long-standing tradition that graduates give a class gift to The University of Findlay to mark the year of their graduation. This year, a committee of your classmates has chosen to create the Findlay Fund Class of 2014 Scholarship. The scholarship is part of the University's "Step Up for Students" campaign. • The scholarship will be awarded to a specific student for fall 2014 semester. • The Financial Aid Committee will select the recipient. • A minimum of $2,500 is needed to fund the scholarship. • You can give conveniently online at give.findlay.edu. I encourage you to participate in our class gift scholarship fund by going online, give.findlay.edu. Your gift will benefit a student with immediate funds for next year. To view the Senior Class 2014 Flyer, click here! Thank you for your support and congratulations on your upcoming graduation. Go Oilers! Best wishes,Rick Stephenson President, Class of 2014 P.S. Please join us at the UF Senior Salute on April 22, 2014.


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"Note to would-be adventure authors: When making up names, note that the apostrophe is not some sort of universal stand-in for vowels. Stop doing that."One of the easiest ways to give an exotic or alien spin to words intended to have originated from an exotic language is to sprinkle it liberally with unexpected punctuation marks. Most often, this is done with apostrophes, perhaps because it appears in such a wide variety of purposes in various real languages that one might figure something would have to fit in a pinch. This trope may not apply when punctuation or tongue-clicks are a natural part of the language the story is written in; linguistics may even treat them as unique letters in their own right. Most commonly, though, no actual purpose for these marks ever crystallizes; they serve merely as a form of visual seasoning that may not ever be acknowledged in actual pronunciation. Since most readers have English as their first language, they simply do not care. In other languages, an apostrophe usually means a glottal stop (we mean glo'al) or an aspirated consonant, such as in Chinese names Latinized in Wade-Giles, and do differ in pronunciation from unapostrophized text. After the apostrophe, the second most common punctuation mark is the diaeresis/umlaut (two different diacritics but both indicated by ẗw� d�ẗs �v�r � l�ẗẗ�r). In real life, the umlaut is used to indicate a difference in pronunciation (for example in German: fallen "to fall," f�llen "to fell"), and a diaeresis is used to indicate that two vowels are pronounced separately rather than forming a diphthong (for example na�ve). Its use in fantasy was probably popularized by J.R.R. Tolkien (like MANY fantasy devices), who used it a lot. (He used acute and circumflex accents even more.) However, Tolkien was a linguistics professor, and these came from actual grammatical and orthographic rules within his over half a dozen complete invented languages, and so served a real purpose. Often cropping up when foreign words were translated from their original script in Westron. See also He�vy M�tal �mlaut and Law of Alien Names.
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Tampa Bay Buccaneers training camp is only 11 days away, which means one thing: the start of the 2014 NFL season is just around the corner.
Bucs fans will have a host of opportunities to watch the team practice during training camp, which gets underway July 25. Rookies are scheduled to report on July 21.
New head coach Lovie Smith has scheduled most of the team's practices at 4 p.m., the kickoff time for the Bucs' first two games of the season against the Carolina Panthers on Sept. 7 and the St. Louis Rams on Sept. 14, both games at Raymond James Stadium.
"They're not calling on us to play on prime time right now, so we're trying to practice a little bit in the heat as much as anything," Smith told the Tampa Bay Times. "That's a home field advantage we have. But also as we talk about the fans, I know most people work all day and that's time where you can, if you like, still be able to catch some of our practices."
The following practice sessions are open and free to the public, with all practices at One Buccaneer Place in Tampa.
Friday, July 25: 4:30-7 p.m.
Saturday, July 26: 4:30-7 p.m.
Sunday, July 27: 2-4:30 p.m.
Thursday, July 31: 2-4:30 p.m.
Friday, Aug. 1: Night practice at Raymond James Stadium, TBA
Sunday, Aug. 3: 4:30-7 p.m.
Monday, Aug. 4: 4:30-7 p.m.
Tuesday, Aug. 5: 4:30-7 p.m.
Sunday, Aug. 10: 2-4:30 p.m.
Monday, Aug. 11: 4:30-7 p.m.
Tuesday, Aug. 12: 4:30-7 p.m.
Thursday, Aug. 14: 2-4:30 p.m.Tags: Carolina Panthers, Football, Lovie Smith, NFL, One Buccaneer Place, Raymond James Stadium, St. Louis Rams, Tampa Bay, Tampa Bay Buccaneers
Related posts
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- 'Tampa Bay Buccaneers a Team to Watch,' Says CBS Sports Analyst Phil Simms
- Tampa Bay Buccaneers' Rookie Mike Evans Working Out with Brandon Marshall
- Gerald McCoy is Expected to Thrive Under Lovie Smith's Defensive Scheme
- Three Tampa Bay Buccaneers Ranked Amongst NFL's Top 100 Players
Short URL: http://sport-ne.ws/1ddh


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On March 28, 2014, fraudmeister and self-proclaimed Bigfoot killer Rick Dyer—facing abandonment and accusations from his closest followers—finally admitted that most of his claims over the prior 18 months had been elements of yet another Bigfoot hoax. Fake body. Fake university. Fake medical scans.
Most of all, fake viewing of the corpse by "Musky" Allen Issleb, the man whose detailed description of the creature to the gullible or complicit administrators of a popular Bigfoot Facebook page (who had also promoted Dyer's "tent video") launched Dyer's tale into wider awareness and debate.* That Issleb had once been sued by the State of Illinois for scamming homeowners was exposed too late for Dyer to lose his abusive advantage over hopeful followers who now—finally—have virtually all left him.
Too late to stop Dyer from bilking thousands of people for thousands more dollars given to him to view his fake Bigfoot, gain privileged access to undelivered proof of his claims, or keep him from ruining their reputations with his vicious, amoral taste for sensationalistic slander.
And yet...and yet...
Despite Dyer's admission that his antics in 2013 were all part of an elaborate hoax to achieve some twisted and perverse goal—that he could again gain the media spotlight for a fake Bigfoot story just as he had in 2008—he is also still claiming that he really did kill a Bigfoot in September of 2012, only that the subsequent narrative was cooked up to amuse himself until the "real" story comes out.
In the mind of the sociopath, this is a tidy solution, allowing him to have a big laugh without getting tarred and feathered. (He thinks.) He did swear on his children's lives that he killed a real Bigfoot, after all.
But he's complicated the matter by saying a bit more: rather than trying to save face by simply tossing out an unprovable caveat—like "the MIBs took the real body," which he's used to explain away the 2008 hoax—he returned to the one element of his original story that turned more heads than even the swindler Issleb's long, descriptive interview: that filmmaker Morgan Matthews was there when he shot the beast, has it on film, and could corroborate his story at any time.
Naturally one thinks: well, if Matthews could confirm it, then he could also blow it out of the water. Dyer has a lot riding on his faith that Matthews won't do that, doesn't he? Dyer could simply claim that he did it in private with unnamed investors stepping in to help move and process the body through whatever complex machinations followed.
Why does Dyer feel so comfortable that Matthews won't rat him out?
The film Matthews was making when he was with Dyer, "Shooting Bigfoot," aired on the BBC in March and was immediately pirated onto YouTube for scrutiny by Americans and others outside of the UK. At the end of the film, which Dyer has always been careful to call a "documentary," Matthews is pummeled by a clean-shaven fellow with slicked-back hair who resembles Lee Marvin and appears to be wearing a 1920's raccoon coat and Nosferatu gloves. He even can be seen to adjust his mask after the "hit," and previously appears to be scampering in the woods with dress shoes on.**
Hardly compelling. Yet Matthews, who was working under the auspices of the BBC and is said to be proud of his reputation as a serious documentarian, has been elusive about the ending ever since the movie was first screened in April 2013, and most think he's just hoping to keep audiences wondering if it's really a Bigfoot. (Um, OK.) However, he tries to send little signals, like telling audiences they "might assume" he was hit by a man in a suit, or relating in the closing moments of the film that Dyer claimed to "have returned" to the site and killed a Bigfoot, not done so when they were together as Dyer purports.
Are these really subtle cries for help, carefully crafted by Matthews because he fears Dyer will give him away for participating in the hoax, thereby destroying his reputation as a serious, arms-length, BBC-approved documentary filmmaker? Consider that the film is on-target in its first half or so, poking unrelenting fun at the antics of damaged men who hunt for the elusive behemoth, but loses steam when it goes out on patrol with them. The film veers from episodic character study to narrative storytelling, and the guys just aren't as entertaining in the dark. Matthews actually leaves the other story threads unresolved to just focus in the last moments on Dyer and the big confrontation.
Was Matthews having trouble ending his film with gusto and gave in to the temptation to beef it up by violating his documentarian's oath not to create events but simply observe them? Do both Dyer and Matthews realize that, and Dyer has Matthews by the throat?
Consider also how amazing the film would have been had Matthews served up Dyer's head on a platter along with the fake one that accosted him. He could have ended his film much more powerfully, documenting the ultimate expression of the desperation he had chronicled so well in the movie's first half. Instead, we get an abrupt, thematically-inconsistent ending that leaves us unsatisfied, not because we wonder if it's real but because we wonder why someone exchanged the last reel with a different movie altogether.
The reason can only be that it's a story Matthews can't tell. He wasn't Dyer's victim; the two of them colluded to create the "encounter," this was the best they could do, and now they're stuck with each other.
Or, more accurately, Matthews is stuck with Dyer...and chooses to hold his tongue no matter how horribly Dyer abuses their devil's agreement for fear of losing his reputation and perhaps his career.
It's amazing, really. Dyer also is entrusting Matthews with the thing most important to Dyer: his own ability to keep doing what he does without being utterly and completely discredited. That's the shared power one collaborator always has over the other, even if one of them is able to wield it more assuredly and brutally.
If that's not a correct reading of this situation, Morgan, then tell us otherwise. Both Dyer and your own silence have implicated you in every instance of fraud, slander, and cruelty perpetrated by Dyer in the past 18 months.
*When "Shooting Bigfoot" failed to excite premiere audiences in April 2013, as Dyer had promised it would, Facebook/Find Bigfoot administrator (and premiere attendee) Jack Barnes—a pseudonym—claimed to have driven from Toronto to Chicago the next day in order to show Issleb multiple stills he smuggled from the showing so Issleb could verify it was the same creature he saw on the slab. Issleb insisted that it was, and "Barnes" then swore he deleted all the images from his computer without showing ANY person other than Issleb—even privately—for fear of copyright litigation, even though it supposedly showed a more convincing creature than the famous Patterson-Gimlin footage from 1967, as they both claimed. Of course now we know it didn't.
**All images from "Shooting Bigfoot" are copyrighted by Minnow Films and shared here under Fair Use allowances, blah blah blah.


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When your baby graduates to a toddler bed, you'll want to get her a mattress that helps her feel safe in her new surroundings. Toddlers' bed mattresses are made from innerspring coils, wool, cotton, or memory foam. To avoid smothering risks, choose a mattress that is firm and fits the bed snugly.


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By H. Frederick Dylla, Executive Director & CEO
The federal government's expenditure for R&D ($147.6 billion the current fiscal year) has more than doubled in the past two decades, although that value reflects only a modest increase in buying power when taking inflation into account. A look at the National Science Board's Science and Engineering Indicators: 2010 and a recent NSF brief on the 2008 Business R&D Innovation Survey show the importance of industrial R&D financing, which overtook federal R&D spending in the early 1980s and has grown steadily since. In 2008 the total investment in US R&D approached $400 billion, and more than 67% ($268 billion) came from industry. Most of industry's investment was directed at applied research and product development ($256 billion). Yet industry's share in the total US expenditures for basic research was only 6%. The academic scientific community and scientific professional associations should pay close attention to industry's contributions to the R&D enterprise and the scientists at the forefront of innovation. I will cite a few examples of how the AIP community reaches out to our R&D colleagues in industry.
AIP's primary industry focus group is the Corporate Associates Advisory Committee (CAAC). For more than 50 years, the group has planned the annual Industrial Physics Forum (IPF), a small conference for corporate R&D professionals. The IPF was traditionally hosted by an industrial laboratory and took on diverse themes, such as advances in the automotive, semiconductor, and aeronautic industries. Yet with the decentralization or demise of large central research labs, AIP began to hold the event in conjunction with Member Society meetings. That tack has proved to be a natural fit, since the IPF offers programming specifically targeted to attendees working on or interested in industrial applications. This October, OSA and AIP will co-host the 2010 IPF, themed "Applications of Laser Technology", in conjunction with the Frontiers in Optics/Laser Science meeting in Rochester, NY.
The 2011 IPF will commemorate the centenary of the discovery of superconductivity by Heike Kamerlingh Onnes and explore its industrial applications. The CAAC has teamed up with APS' Forum on Industrial and Applied Physics (FIAP) to plan the forum, to take place March 20–21 during the 2011 APS March Meeting in Dallas, TX. The CAAC is also working with AVS to plan a special conference—focusing on energy research and development—during the 2011 AVS International Symposium in Nashville, TN. AIP hosts smaller networking forums, such as the events held during the 2009 SOR and AVS meetings, to give the local industrial R&D community and interested academics from surrounding institutions an opportunity to connect with meeting attendees.
A few years ago, FIAP surveyed its members to find out what needs were not being met by professional societies. Near the top of the list was access to scholarly journals, particularly for individual entrepreneurs and industrial scientists at small companies. As a result, both AIP and APS introduced article packs to provide affordable access to journal articles to those who do not benefit from institutional subscriptions. AIP is currently experimenting with DeepDyve, which allows readers to rent an article for 24 hours for just $1. Finally, AIP has joined up with the largest scientific society in the world, IEEE, for a joint venture that provides access to all of the applied physics content from IEEE, AIP, and AVS. The marketing agreement was initiated earlier this year specifically to provide access to industrial customers who are not regular subscribers. More work will be done by AIP and our fellow publishing partners to meet the needs of this important class of researchers. A healthy economy depends on a healthy industrial R&D enterprise.
In programming parlance, code refactoring is the process of altering a program's source code while retaining its outward functional behavior in order to improve aspects of the software or infrastructure. Continuous refactoring makes code easier to maintain and extend. Since Scitation C³ debuted with AIP's 12 archival journals in March, the Publishing Technology branch has been judiciously monitoring and optimizing the nascent platform. The resultant refactoring effort is intended to provide maximum stability, flexibility, and extensibility for AIP, and for our publishing partners as they begin to migrate to C³. The two most significant changes, launched just last week, will go a long way toward ensuring those goals.
First, the Volume/Issue Navigator and Issue Table of Contents have undergone a complete rearchitecture to create a new search-based (rather than browse-based) paradigm. They are now dynamically driven from the MarkLogic content server and rendered via the Polopoly web content management system. This arrangement enables improved navigation and better handling of different flavors of sorting rules for online content. Second, a C³ URL redesign allows for better publishing partners' branding and custom design. The redesign entailed splitting URLs into two functional components. The "partner branding" component gives partners the ability to customize for specific navigation and organization, such as grouping a family of journals based on a specific field of study, and it also provides for better navigation of non-journal content such as conference proceedings. The "partner resource" component protects our partners' online data sets by providing authentication and access control and will allow for changes in business models without requiring engineering modifications to the back-end management system.
These software improvements, designed and implemented by Pub Tech in collaboration with staff from Online Services, will substantially strengthen the growing C³ platform infrastructure for 2010 and beyond.
Physics Today Career Network is an AIP-managed partnership among five online job sites— Physics Today Jobs and those of AAPT, APS, AVS, and the IEEE Computer Society. Compared with the first half of 2009, the first half of 2010 showed significant increases in several key areas:
PTCN believes those jumps are due to a recovering economy, additional available funding to hire new personnel, and PTCN's consistent marketing efforts with partner site members. Staff members are optimistic that this trend will continue for the rest of the year and into 2011.
In addition, PTCN now lists job postings on AIP's UniPHY professional social networking site. Sign-up is free. To view job postings, click on "Jobs" once you are logged in. A collaborative effort between PTCN and AIP Publishing, job listings are updated daily and searchable by job category or location. Links bring users to the full job postings on the Physics Today Jobs website.
We invite your feedback to this newsletter via email to firstname.lastname@example.com.
For past issues of this newsletter, visit the AIP Matters archives.


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NOTE: This game requires an EA Online Pass code to access online content. The Online Pass code is included with purchase, but not with rental of this title. A 2-day online trial is available via your Xbox LIVE gamertag while renting this title.
NCAA Football 13 puts the game on your quarterback's shoulders and puts control of it squarely in your hands! Use new Total Control Passing to hit receivers in stride or float perfect passes between defensive backs. Your opponent counters with a new Read & React defense that makes pump fakes and play action more important than ever. Mid-game updates from new studio analyst Rece Davis and the addition of the ESPN Bottom line ticker help make an upgraded Dynasty Mode even more addictive. See the game through the eyes of a superstar in Road to Glory, try to repeat the glory of Heisman winners in the Heisman Challenge, and more.
- Critic & User
- Videos &
- Codes
& FAQs
- Gameplay
- Similar
Videos & Screenshots
Game Details
- Number of Players 4
- Online Players 2
- Online Enabled Yes
Game Description
User Reviews
Average Member Rating: 7.9 out of 10
NCAA 12 with minor improvements. (8 out of 10)
posted by rams78110 (COLORADO SPRINGS, CO) on Jul 10, 2012
Member since May 2012
20 out of 23 gamers (87%) found this review helpful
Member since May 2012
20 out of 23 gamers (87%) found this review helpful
I'd like to start this review off by saying I am an NCAA fanboy, so take the review with a grain of salt. The Good: -Super LBs/DBs are no more. There is no need to worry about 250lb men with 60" verticals and superhuman reaction times. -The passing game is extremely improved. You can actually l...more
Specs & Requirements
Memory 11.2 MB
Modes MultiPlayer Co-Op, Career, Season, Practice, Simulation, Exhibition, Dynasty, Coach Mode, Multiplayer
Controllers Chatpad
Audio/Video In-Game Dolby Digital, Custom Soundtrack, HDTV 720p, HDTV 1080p, HDTV 1080i
Online Features Online Multiplayer, Voice, Friends, Content Download, Quick Match, Teams, Leaderboards, Custom Match, Xbox LIVE Family Settings, Achievements
Similar Games
- NBA 2K14Release 9/30/2013
- Call of Duty: GhostsRelease 11/4/2013
- NCAA Football 14Release 7/8/2013


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The National Library of Uganda received a Chinese delegation from Henan Province of the People's Republic of China. The delegates Who included Li Xia, the Deputy Director of Henan Provincial Culture Department; Cui Xi Mei, Director Henan Provincial Youth and Children Library;
From the 26th to28th of February 2014, Children International Uganda organized a reading tent at the Buhimba Sub – County public library, which was facilitated by both Children International and NLU staff namely Mrs Stella Nekuusa and Ms Jennifer Nalwanga.
The National Library of Uganda has launched phase 2 of a project for changing the Face of Children's library services in Uganda which it has been implementing since October 2013 in conjuction with Book Aid International. Phase 1 of the project, whose aim is to offer effective children's services by creating child friendly spaces and providing libr...
National Library of Uganda with Beyond Access an initiative of International Research Exchange (IREX), is implementing a project aimed at providing access to antenatal and postnatal information for pregnant teenagers.
The National Library of Uganda recently hosted the Africa Advisory Group of the Global Libraries Initiative – Bill and Melinda Gates Foundation. The Experts meeting that took place at the Sheraton Kampala from 15th to 18th October 2013.
Technical Service Department
|Plot 50 Buganda Road
P. O. Box 4262
|(256) 414-254661 / 233633
|(256) 414-348625


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Are you getting ready to solicit applications for use of your hotel-motel tax (lodging tax) for 2013? Will you be listing any of the following items as permitted uses?
- operation (as opposed to "marketing") of special events and/or festivals designed to attract tourists
- support of the operations and capital expenditures of tourism-related facilities owned by non-profit organizations
Well, you may not be able to make awards for these kinds of expenditures to take place after June 30, 2013, unless the legislature changes that expiration date in (or removes it altogether from) the statutes.
What's going on? Some of you may remember that these new uses were added in 2007 when the legislature passed SSB 5647, ch. 497, Laws of 2007. But do you remember that the legislation also included an expiration or "sunset" date of June 30, 2013, for these changes? An additional feature of the legislation was a requirement that any jurisdiction that made awards (even to itself) for any of these expanded uses of hotel-motel tax funds had to submit an annual economic impact report to the Department of Community, Trade and Economic Development (now the Department of Commerce) so that the Joint Legislative Audit and Review Committee (JLARC) could make a report to the legislature in 2012.
What is the legislature doing? During this past legislative session, Senator Karen Fraser, the author of the 2007 legislation, introduced a bill (SSB 6446) that changed the expiration date to December 31, 2014. It included language that the Department of Commerce must, by December 15 of each year,
" . . . compile the results of the economic impact reports to determine the economic impact of lodging revenues used to support festivals, special events, and tourism-related facilities owned or sponsored by a nonprofit organization and submit the results to the appropriate committees of the legislature."
In an effort to increase the number of entities submitting economic impact reports, another section required the Department of Commerce, with the assistance of the Association of Washington Cities (AWC) and the Washington State Association of Counties (WSAC), to send notices each February to cities and counties that had failed to submit a report.
This bill was met with strong opposition from lobbyists for the hospitality industry. And, AWC was unable to make a case well enough in a short amount of time to get it passed. At the Department of Revenue's Local Government Partnership meeting on June 1, Victoria Lincoln of AWC said another bill will probably be introduced in the 2013 legislative session. In the meantime, AWC will be gathering more information on how cities are taking advantage of the expanded uses of hotel-motel tax funds and suggestions on how the reporting form could be improved.
But what do we do about awards we want to make in the coming months for 2013? Good question.
- If none of the awards are for any of the expanded uses that will expire in 2013, you don't have to do anything different than you always do. You are not affected.
- If an award is for one of the expanded uses, but the expenditures will be completed by June 30, 2013, you are not affected.
- If an award is for one of the expanded uses and at least some of the expenditures will take place after June 30, 2013, you are in a tough spot. One city I talked to said it might make an award "contingent "on the expiration date getting changed during the 2013 legislative session. That is permissible. However, next year, the regular legislative session won't end until the latter part of April. And, sometimes there are special sessions. Any organization getting an award that is contingent on the 2013 legislature extending the date for these uses will have to be flexible and able to live with the uncertainty.


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With regularly eating fruit and veggies now for over 5 months I'm chalking this one up as done.
alittlegrubi has written 8 entries about this goal
a bean salad and a fruit salad for lunch.
Every day this week I have had vegetables and fruit during the day at work and I have vowed to get back on track with my eating habits as of Monday.
For 11 days now I have been eating more fresh fruit and vegetables. In fact for 11 days I have cut out all processed foods from my diet – lost over an inch from my hips and am starting to feel better physically for it to.
I've been making it a habit to eat watermelon and grapes every day – now I look forward to morning and afternoon teas.
I'm kidding myself into thinking that hot potato chips count as vegetables LOL. Better start working on the vegetable intake now that we have the fruit undercontrol.
Actually I think I'm having 5 fruit and 2 veg instead of 2 fruit and 5 veg a day
Now that it is grape season the fresh fruit is on the increase. I have eaten grapes for lunch for the past 3 days and it's working a treat. rock melon and water melon will be added to the menu shortly. by the end of the season I might be sick of them
I've got the bowel movements to prove it!!
If I'm going to have another baby then I need to make its home a healthy place to be – I need to make sure that I don't turn into a heffalump in the process so fresh fruit and vegetables will top the list.
alittlegrubi has gotten 5 cheers on this goal.
- Smokemonster cheered this 7 years ago
- Mary cheered this 7 years ago
- Donna cheered this 7 years ago
- KikiFurious cheered this 7 years ago


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J thanks for putting the NFL Draft Schedule at the top of the page
J thanks for putting the NFL Draft Schedule at the top of the page
Molon labe
People sleep peaceably in their beds at night only because rough men stand ready to do violence on their behalf. George Orwell
American metal pimped by asiansteel
Only two defining forces have ever offered to die for you 1. Jesus Christ, 2.The American G.I., One died for your soul, the other for your freedom.
Yes, I too, appreciate that! I thought the draft again would start at 8 on Friday? Looks like I'll be missing an hour and a half of it. Damn.
Rara's very early 2015 NFL Mock Draft
Round 1- Jalen Collins, CB; LSU
Round 2- Eric Lefeld, OT; Cincinatti
Round 3- Tyler Kroft, TE; Rutgers
Round 4- Geneo Grissom, OLB; Oklahoma
Round 5- Jonathon Mincy, CB; Auburn
Round 6- Jamil Douglas, OG; Arizona State
Round 7- Spencer Roth, P; Baylor
I realy like it.I appericate this thread.


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What T-mobile should do about "4G"
Ever since HSPA+ was announced, there have been whispers of T-Mobile calling the upgrade an enhancement to 4G service. After the network was deployed, and handsets started being released, the whispers grew into unreleased marketing material. Now that there is a phone in which multiple meanings ...Read More


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Large colour paperback
Price: £4.89
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A colourful paperback edition of Roald Dahl's Even More Revolting Recipes.
A cookery book to encourage all young chefs and their families to be as inventive and inquisitive about their food as Roald Dahl was. Make some wickedly scrumptious grubble from your favourite Roald Dahl books and some of his own very own household specialities to keep your tummy monster satisfied all day long.
This book is full of vivid full colour Quentin Blake illustrations throughout.
Availability: Worldwide
Product ID: 9780099417125
Publisher: Puffin
Format: Paperback
Illustrations: Colour
Looking for a non-English language edition? Click here to take a look at our list of Roald Dahl's worldwide publishers and find out if Even More Revolting Recipes is available in your territory.
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Share and manage your tasks, to-do lists & reminders on
iPhone, iPad & the Web.
Reminded.me is the easiest way to manage and share your daily to-dos, meetings & events.
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Everything from delegating chores at home to planning a presentation at work. It's all easier with a little help from your friends, family and colleagues.
Set your location & tap the '+7' arrow to view the 7-day forecast. Tap the other arrow under today's forecast to view a detailed forecast for today.
Need a little pick-me-up in the morning? You're Daily Digest will do just that! The 'Morning Digest' changes daily: Inspirational quotes, tips to maximize productivity, trivia questions & 'did you know' facts
Earn points for creating, completing & sharing tasks. Track your productivity percentage (%) throughout the day & compare it to your weekly history.
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For Program Participants:
Thank you for participating in the Flash Memory Summit. Here is helpful information for preparing your presentation and reaching conference support people.
Your "speaker ready" room for Flash Memory Summit is in Room 209 (second floor above main entrance, Hall A).
Speakers must have a biographical statement and transfer of copyright form on file with Flash Memory Summit.
The biographical statement is used by your session chair to introduce you. The transfer of copyright form simply gives the Summit the right to publish your materials (slides) as part of the on-line Proceedings. It does not preclude you from using or publishing them elsewhere or convey ownership rights.
There are two (2) PowerPoint Templates available for download here. Choose the one that works best for your presentation. Please be sure to bring your presentation and your laptop to the event.
Right-click on the link and download the file. Open the file with MS PowerPoint.
Please contact our webmaster if you have any problems downloading any of the documents on this page.


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Women's basketball snaps losing skid
Peters leads with 13 points and eight rebounds
January 19, 2013
Sophomore Courtney Tucker secures one of her seven offensive rebounds. She added a season-high nine points in Wilmington's 64-52 victory. (Wilmington photo/Randy Sarvis)
The Wilmington College women's basketball team scored the first five points of the game, and never trailed in snapping their three-game losing streak by beating Marietta Saturday, 64-52, in Ohio Athletic Conference action at Fred Raizk Arena in Hermann Court.
Five different players scored during Wilmington's 14-1 run, which was bookended by three-pointers by sophomore Courtney Tucker (Cincinnati, OH/Sycamore) and junior Spencer Robles (Clyde, OH/Clyde), that enabled them to push its lead to 14 points.
"Basketball is a game of runs, and we had one that put us up 19-5," said head coach Jerry Scheve. "We didn't play well afterwards, but we played well enough to win."
Wilmington shot 40 percent from the field (14-of-35) and was perfect from the foul line (10-of-10) in the first half in securing the 12-point bulge at the break. In fact, the Lady Quakers made their first 16 free throws before senior Brianna Peters (Alexandria, KY/Campbell County) missed with 1:48 remaining in the game. WC finished the game 19-of-23 (82.6 percent) from the charity stripe.
Peters finished the game with a team-high 13 points and eight rebounds – five of which were on the offensive end. Tucker tallied a season-high nine points with seven rebounds, four on the offensive end.
"Courtney had a great first half," said Scheve. "I thought Bria Eslick has played good basketball lately. She is in a different role that she is accustomed to. She is not satisfied with the role, but she is doing an excellent job."
Eslick (Cleveland Heights, OH/Lutheran East) added six points and four rebounds in 15 minutes of action. Senior Shelby Kies (Maineville, OH/Kings) added nine points, while senior LeAnn Topp (New Bremen, OH/New Bremen) recorded seven points and a team-high nine rebounds.
The Lady Quakers dominated the glass, beating Marietta, 50-35, and moved to 10-2 this season when winning the battle of the boards. WC registered 19 offensive rebounds, leading to 12 second-chance points.
Wilmington (10-7 overall, 6-4 OAC) travels to New Concord, OH to face Muskingum 7:30 p.m. Wednesday. The Lady Quakers have lost back-to-back trips to Muskingum, including a 76-51 setback last season.


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I'm assuming this is THE Tina Louise, aka Ginger from that television classic, Gilligan's Island? I don't think I've ever seen any images of her outside of that show.
I've never seen the show but having had a quick look aroound the internet it would appear to be her. She certainly wasn't shy about showing off her "soft womanliness".
Post a Comment


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Fifteen girls take turns reciting their own wedding vows to Bret. When one girl feels spurned, it sends her spiraling into a tailspin of craziness trying to get Bret's attention--but it might too much, too soon for Bret. When the tour heads to the next city, three girls have to stay behind.
Download the TV Guide app for iPhone, iPad and Android!


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Conservation and Eco-Tourism Efforts in Costa Rica
- Country
- Costa Rica
- Locations
- Various Locations
- Duration of Program
- 1-12 Weeks
- Dates of Program
- 2nd and 4th Mondays of the Month
- Group/Independent
- Both (group and independent)
- Age Restrictions
- 18 Years+
- Project Review
Costa Rica receives worldwide attention for its efforts in environmental awareness and conservation, but in reality, there are simply not enough resources to fuel the vast needs of conservation projects. Environmental education efforts require attention as well. Like other developing countries, the local people of Costa Rica also need guidance understanding the value of nature and its preservation. This volunteer opportunity is perfect for anyone pursuing a career in any area of conservation.
- Major Responsibilities
- The Atenas conservation office has only one permanent employee orchestrating all local efforts, so assistance is welcome and provides a great way to gain hands-on experience.
- Maintain trails in the municipal forest, promote new projects or assist in the office.
- The Ministry of Agriculture is also seeking volunteers to help build educative trails.
- The local environmental committee is always looking for assistance with fundraising and grant writing.
- There is even a tree-planting project, which plants more trees throughout Atenas.
- Volunteers can also be placed directly in the national park system. These volunteers will maintain trails, educate visitors and more. Various park locations include Poas, Braulio Carrillo, Carara, Manuel Antonio, Barva, Palo Verde, Santa Rosa and Guayabo.
Job Responsibilities:
Costa Rican Conservation and Eco-tourism project volunteers can choose from many areas and conservation projects:
- Cost/Program Fee
- USD 357 (1 Week) to USD 1487 (12 Weeks)
- What program fee Includes
- Accommodation with Host family/Hostel
- Food (local food 3 times a day)
- Comprehensive Travel Insurance
- Services of our local staffs
- Daily transportation to project
- Airfare
- Visa and Visa extension fee
- Airport taxes
- Any personal expenses on food and travel• Mineral water and soft drinks
- Gifts to project staffs and host family
- Laundry
- Telephone
- Immunization
Fee Covers:
Program Fee Does Not Cover:
- Skills/ Qualifications
This project prefers ( but does not require ) Spanish speakers at a basic to intermediate knowledge of Spanish. If you cannot speak Spanish, we suggest you enroll in our Spanish language course to make your stay more rewarding – both for you and for the farmers you are helping. Volunteers placed directly into the National Parks system must have a background in biology, ecology or environmental studies to participate. Volunteers are expected to be dependable, understanding and tolerant.
- Arrangements for Room/Food
Rustic Volunteer Travel arranges volunteer meals, accommodations and strong field support for the duration of projects and optional travel packages. In Costa Rica, volunteers generally stay with host families and accommodations are simple and clean homes in safe neighborhoods. Volunteers usually have a private bedroom, but occasionally rooms will be shared with a same-gender volunteer. Our host families are well screened and are respected members of their communities who live in affluent neighborhoods. Most of our host families have experience with hosting international volunteers. A host family stay is a great chance for cultural immersion and exchange. Orphanage volunteers may stay at their project as many orphanages have special rooms set aside for international volunteers and these accommodations are normally shared with a same-gender volunteer. Volunteers receive three local meals per day (breakfast, lunch and dinner). We can provide vegetarian meal options, but needs must be detailed in a volunteer's application. Snacks and beverages outside of mealtimes are not provided; however, there are local restaurants and grocery stores near the residences in which we place volunteers.
- Application Process
Please read Rustic Volunteer Travel's 5 steps of application:
- There are two options for applying to volunteer in Costa Rica through our program. You can apply online or you can down loan an application, fill it out, and mail it in to us. You will need to submit your application with a $200 application fee. This fee is required to make an application valid.
- Once we get your application, we will immediately send it to Costa Rica for processing. They go over your application carefully and find the best project possible for you. The decisions for room and food are made at this time, Arrangement for room and food depends on the location of the project. The vast majority of our volunteers stay in full immersion home stays though some orphanage projects are residential.
- Once we get the details of your placements, we pass it on to you with a final invoice. Your final payment is due six weeks before your start date, and in expedited cases, as soon as possible. The placement details have local contact information use them for contacts on your Visa application or to get in touch with the local staff and host family.
- Preparation for trips should include reading about Costa Rica , immunization, travel Visa (entry permit), and booking airfare. If you face any problems our Program Manager is always available for assistance.
- Now, once you purchase your ticket, send your flight information to our US office by fax or by email. Your flight information will be forwarded to the Costa Rica staff who will arrange an airport pickup.
- Any Missing Important Information
Rustic strongly suggest that all volunteers apply for a tourist visa, in a timely manner before departing for Costa Rica. Please call our office or contact the local Costa Rica embassy to learn more about visa, visa fees, and visa extensions. Getting your tourist visa is your responsibility.
Rustic Volunteer and Travel 's other programs in Costa Rica
- Athenas: Work in an Animal Shelter in Costa Rica
- Athenas: Turtle Conservation: Land and Fresh Water Turtles (Atenas Area)
- Various Locations: Children at Risk/Street Children Project in Costa Rica
- Athenas: Work with a Women's Cooperative in Costa Rica (Atenas Area)
- Atenas : Costa Rica Healthcare/Medical Projects Starts From US$ 808
- Atenas : Costa Rica Children at Risk/Orphanages Starts From US$ 808
- Various Locations: Conservation and Eco-Tourism Efforts in Costa Rica
- Various Locations: Family Volunteering Vacations in Costa Rica with Rustic Volunteer Travel
- Atenas: English Teaching in Rural school of Costa Rica
- Various Locations: Student Group Travel and Volunteering in Costa Rica
- Atenas : Costa Rica Teaching English In Rural School Starts From US$ 808
- Various Locations: Teach in a Community Center In Costa Rica
- Athenas: Volunteers needed for Zoological Work and Animal-Breeding in Costa Rica
- San Jose : Mini-Quest Costa Rica Starts From US$ 1452
- Various Locations: Work with Organic and Sustainable Farming in Costa Rica


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These cuties are simply delicious, chewing bubble gum and blowing bubbles, but don't let innocent faces, tight asses and perky tit fool you. They love giving sloppy wet blowjobs and allowing huge cocks deep inside moist pink pussies.
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Adult Rental is a registered trademark.
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Table tennis. Gym. Whirlpool. Multi sports court. Hotel-run kids' club (May-Sep). Regular daytime and evening entertainment programme. Use the facilities and services of Magic Cristal Park and Aqua Magic Rock Gardens.
Lake style swimming pool with slides. Children's section of pool with splash playground.
One Bedroom apartments sleep up to 4 adults and have a bathroom, air conditioning, satellite TV, kitchenette with cooking rings, fridge and microwave, and balcony or terrace. Two Bedroom apartments sleeping up to 6 adults and have two twin rooms or one twin room and one single room and a sofabed and One Bedroom apartments for Sole Use are also available.
You are only allowed one infant per adult (infant is under 2 years). Please amend your search.
You are only allowed 9 passengers excluding infants (under 2 years). For group bookings of 10 or more,
please contact our Group Booking Service free on 0800 408 0774 or
click here.
Please ensure you have selected ages for all your child passengers.
© Jet2holidays.com 2002--2014 A subsidiary of Dart Group PLC


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Results 1 to 5 of 14
Thread: Still stuck on baby #3!!!
April 28th, 2013 10:57 PM #1Member
- Join Date
- Feb 2009
- Posts
- 30
Still stuck on baby #3!!!
Beyond frustrated in our search to name our third boy, who will join brothers Griffin and Corbin. Their -in endings were a coincidence but now I am really torn about whether this baby should also have the same ending. At first I thought definitely not because I am not really a fan of matching names for siblings, plus if I ever had a fourth (which I am not planning on) then I would definitely feel obligated to continue with that. However, non -in names just seem very out of place. For instance, my top two right now are Lincoln and Silas. Of the two, I think I prefer Silas but I feel like Lincoln fits better in the sibset. Am I reading too much into it? Thoughts and opinions appreciated.
April 28th, 2013 11:04 PM #3
Personally I love the name Lincoln and I think it fits with the sibs but if you prefer Silas I'd say go for it and don't worry about whether it fits with the rest or not. I think the baby is an individual who will grow with/into the family so by the time he's a year old (or less) it'll feel like his name fits in perfectly!
Sorry if you don't get that but it makes sense in my headMy Favorites:
Colette Kristine. Alice Evanna. Gemma Elizabeth. Mabel Verity. Rosalie Grace.
Jack Jeffrey. Carson Luke. Felix James. Leo Patrick. River Justin.
can't wait to marry my love!
April 28th, 2013 11:25 PM #5I like simple yet versatile names that work well for the athlete, the comic, the genius, and the judge.
April 29th, 2013 04:21 AM #7Senior Member
Eudora - Casilda - Violetta - Odelia - Leocadia - Odette - Isolde - Valentine - Leopoldine - Isadora
- Join Date
- Feb 2013
- Location
- Sydney Australia
- Posts
- 1,917
Eulalia - Aurelia - Marigold - Ariadne - Viola - Cosima - Philomena -EnidAveril - Caius - Casimir - Edmund - Ignatius - Benedict - Thaddeus - Raphael - Leopold - ClementCassian - Isidore - Wenceslaus - Balthasar - Peregrine - Gilbert - Cornelius - Augustine - Carlisle
April 29th, 2013 04:34 AM #9Senior Member
Maximus Alexander (April 2012)
- Join Date
- Jun 2012
- Location
- Colorado
- Posts
- 445
Audrey Juliet Sophia (August 2014)
Owner of "The Art of Naming!"


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Calendar Date:Monday, January 6, 2014 - 6:30pm
It's a new year and it's time to get healthy! Bob Carlson from CREST [3] will teach you how your whole family can adopt healthy habits and how to grow healthy produce in your own yard. Then sample some fresh tasty produce while making your own planter to take home!
A drawing will be held for a $250.00 gift certificate for a Raised Bed Garden Planter from Naturalyards [4].


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- From 30 Fri May 2014 to 01 Sun Jun 2014 May 30, 2014 June 1, 2014 Mohonk Mountain HouseNew Paltz, NY
Wine and Food Festival of New Paltz
Pick your package and stay with us!
Experience the fairytale of the Wine & Food Festival of New Paltz with an overnight stay at Mohonk Mountain House! Just 90 miles north of New York City in the heart of the Hudson Valley, our Victorian castle resort with an award-winning Spa provides everything you need for a great getaway that's not far away!
For more information, visit the Wine & Food Festival of New Paltz page.


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I've finally become a bit more active, so I don't just sit around the house and feel so isolated anymore. I've already mentioned that I'm taking Italian lessons and have I also started to work out 2 times a week - I've joined to the group of ladies where we do some aerobics and pilates exercises. And must say I like it a lot.
What's on my nails, you say? It's Catrice Lucky in Lilac - beautiful creme lilac shade. Here it is, 2 coats:
Have a nice Saturday!
Song of the day: Script - Breakeven


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Taxes and the Bankrupt DebtorThe Government's Perspective
by Mark Browning
Is Government Just Another Creditor?
by Heidi Heitkamp
Government as a Player in the Bankruptcy Arena: Is It Really Just Like Everybody Else?
by Deborah D. Williamson
An Unfunded Mandate is an Unfunded Mandate is a...
by Jill M. Sturtevant
Use of Injunctive Relief Against DebtorsA Prosecutor's Perspective
by Margarita Padilla
Practical and Policy Considerations at the Intersection of Bankruptcy and Environmental Law
by Prof. Kathryn R. Heidt
Medicare and Medicaid in Bankruptcy: Irreconcilable Differences?
by Hon. Robert A. Mark
What is the Basis for Tax Priority and Tax Special Treatment?
by Prof. Myron M. Sheinfeld