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Donate to NCUF
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In-Depth Report – Credit Unions: Focused on Financial Capability
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In-Depth Report – Credit Unions: Focused on Financial Capability
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New Jersey League Earns NCUF Innovation Grant for Small Credit Unions
New Jersey Credit Union League
(NJCUL) has earned a $30,000 Innovation Grant from the
National Credit Union Foundation
(NCUF) for its initiative to help small credit unions survive.
In a state where more than 60% of credit unions have less than $10 million in assets, NJCUL President Paul Gentile emphasized, "It's imperative that these credit unions have the resources to address all the challenges they face."
Top 5 Challenges
NJCUL has prioritized the challenges through its Small Credit Union Task Force. The task force not only includes small credit unions, but also adds perspectives from large credit unions, corporate credit unions, and the National Credit Union Administration (NCUA).
The task force identified five primary issues that hinder small credit unions' current and future success:
1) Lack of board involvement and participation;
2) Lack of strategic planning or direction;
3) Not committing the resources necessary to improve the credit union;
4) Lack of management desire to grow – either accepting the status quo or buying time until retirement;
5) Not enough focus on getting where the credit union needs to go.
"Even some of the most committed small credit union managers are often too busy with day-to-day operational issues," Gentile related. "Time does not permit them to develop or implement long-term planning and growth strategies."
Small Credit Union Initiative
That's why NJCUL's Small Credit Union Initiative is focusing on strategic planning, board involvement, and education.
"Through education, we strive to give board members and management the knowledge they need to better oversee and manage their credit unions," Gentile explained. "Our desire is to help boards and management work together to ultimately make each credit union a better financial institution for their members."
Twelve credit unions up to $20 million in assets have been accepted to participate in NJCUL's Small Credit Union Initiative.
The photo on the right shows volunteers and management at Franklin-St. John's Credit Union in Newark. This church-based credit union, with 372 members and $210,000 in assets, met with a league field representative to discuss growth opportunities.
Each credit union must undergo a membership survey,operational analysis, and a facilitated peer review as part of their strategic planning.
NJCUL field reps will provide continuous follow-up with each credit union for up to 24 months.
In the photo on the left, NJCUL Field Representative Angel Santos (seated on the left) and Salem Baptist Federal Credit Union President Ethel Bond (standing) begin the Small Credit Union Initiative with volunteers and management in Jersey City.
"We stressed to all credit unions that their board, management and staff have to be committed to ensure that their credit unions will be able to meet the changing needs of members 10 or 20 years from now," Gentile pointed out. "They must be willing to accept help from others and to help themselves."
NJCUL is committing to match the NCUF Innovation Grant by spending $30,000 of its own money. The
New Jersey Credit Union Foundation
is contributing another $10,000.
Seventh of 14 NCUF Innovation Grants
This is the seventh of 14 Innovation Grants to be approved by NCUF in 2008. Innovation Grants are made possible by investors in the
Community Investment Fund
During the 2008
Innovation Grants application
cycle, NCUF received 41 applications requesting over $2.2 million in funding. This was nearly four times the $600,000 budgeted for Innovation Grants through the CIF.
"Grant requests were much higher this year because the needs are much greater," relates NCUF Deputy Director Steve Bosack, the Foundation's staff liaison to the NCUF Grants Committee. "More credit unions are seeking innovative ways to serve people with low wealth and modest means."
"More credit unions than ever are investing in the Community Investment Fund," points out NCUF Executive Director Steve Delfin. "Yet here's the paradox: even though CIF balances reached an all-time high, the fund has returned a much lower percentage of grant dollars in 2008. This is due to federal interest rate cuts from January through September. So especially during these challenging economic times, we thank all 650-plus
CIF investors
, the NCUF Board and Grants Committee for allowing us to maintain our $600,000 in Innovation Grant commitments and reward credit unions serving low-wealth households."
Click here to see how to invest in the CIF!
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Amazon deal: 20% off gDiapers refills with purchase of Starter Kit
We've talked about gDiapers before -- the "missing link" between reusable and disposable diapers. gDiapers are reusable (and cute!) cloth pants with flushable inserts, and many love them. Cost-per-diaper is similar to premium disposables, but when you factor in the cost to the Earth, well, that's worth a lot.
If you've been thinking about trying gDiapers, Amazon's got a deal going through the end of the month: save 20% off gDiapers refills with the purchase of a Starter Kit which consists of two pairs of cotton pants and 10 refills (plus free Super Saver shipping). The Amazon page has more info, reviews, and videos (!), so have a look if you're at all interested.

subset: commoncrawl


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Since the formation of the library's Green Team, we have accomplished a number of goals to make the library a greener, more environmentally friendly place:
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Tag Archives: new year
Happy New Year from Bankruptcy Law Pros
Wipe out all of your debt with bankruptcy in the New Year and it will pay you back for many years to come! Los Angeles, Orange County, Inland Empire… Come in and talk with an attorney about your debts and how we can eliminate them in 2012. Happy New Year from Bankruptcy Law Pros – Continue Reading
Bankruptcy for the New Year
Happy Holidays to all from Bankruptcy Law Professionals! Make it a New Year's resolution to take care of all of your debt. Contact us to make an appointment to learn about your options in bankruptcy. Ask us about our special New Years's promotions to take care of your bankruptcy for you. We are taking appointments Continue Reading


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KEAM 2014 Application Form Status
The status of KEAM 2014 application procedure will be available in the home pages of all candidates. After successful login, you can view the status.
- CLICK HERE to check KEAM 2014 Application Status
The green mark (✓) symbolize the completion of respective step. The red mark (✗) stands for non-completion status. The meaning of each status is described below:
- Registration : Indicates Candidate's Registration for online application.
- Final Submission : Shows whether the candidate made the final submission of application by pressing 'Final submission' button.
- Payment : Payment section of online application finished or not.
- Printed : Printout of application taken or not.
- Received by CEE : Receiving status means that whether the application sent by the candidate reached at the CEE office and taken for scrutinizing or not. Remember, it may take some days to update this status to green.
Do not do the following to avoid rejection of form: The following are some of the reason(s) that may lead to rejection of your Application.
If the photograph of the applicant affixed in the printout of Application and the photograph uploaded in Online is different OR not follow the guideline given in the 'Photo guideline'
If the photograph affixed in the printout of Application is not duly attested by the Head of the Institution which he/she studied last or by a Gazetted Officer.
If Applicant and Parent have not signed in the specified areas on the printout of the Application.
If duly filled and signed Course Certificate/Mark list and Nativity Certificate in the prescribed format are not attached along with the printout of the application.
If the particular Application Fee meant for each category is not paid.
If printout of application (use the 'Print Application' link) and supported documents reach after the last date specified.
So, utmost care should be taken while applying KEAM and send the proper application to CEE office.
For any further help, contact us :
Phone : 0471‐2332120. Fax : 0471‐2337228. Email : [email protected]
Helpline : 0471‐155300 , 0471‐2335523, 2115054, 2115098 (Citizen's Call Centre)
If you have any queries, please ask in the comments below.
Click Here for KEAM Complete Information


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Draw-Tite I-Stop™ IQ proportional electric trailer brake control is self-leveling so no level adjustment is necessary and now includes the "Boost" feature that gives users the ability to apply more initial trailer braking when towing heavier trailers.
It works proportionally in reverse for backing into tough spots and includes a snap-in dash mounting clip and removable electrical connector that allows the unit to be quickly stored when not in use. You will appreciate the digital readout depicting a secure electrical connection, amount of voltage delivery to the trailer brakes and diagnostic features incorporated in the LED display.
• Utilizes "Plug-N-Play" port for 2-plug adapters• Self-diagnostics features will illuminate LED readout when issues occur• Includes a "Boost" feature• Works proportionally in reverse• Snap-in dash mounting clip and hardware included• Digital LED readout
Worried about making a return? Don't be! We want you to be completely satisfied with your purchase. Our No Hassle Return Policy ensures that you can return any product, for a full refund within 30 days of purchase for any reason. Items must be returned in new, unused and in resalable condition and in its original packaging. All returns are subject to approval by a store manager.
If your shipment is damaged during shipping, a claim must be made within 5 days of receipt. Please open your package and inspect upon receipt. If a package arrives damaged please save all packing materials and contact us immediately at 1-800-358-4751.
Before returning your item, please call us at 1-800-358-4751. Please note the following:
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The Host by Stephanie Meyer
Melanie Stryder refuses to fade away. The earth has been invaded by a species that take over the minds of their human hosts while leaving their bodies intact, and most of humanity has succumbed.
- Read more about The Host by Stephanie Meyer
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Roy Colsey had five goals and two assists, and #1 draft pick Gavin Prout made his professional debut with a hat trick and two assists as the New York Saints came from behind to defeat the New Jersey Storm 14-9 Friday at Continental Arena.
The expansion Storm carried the first quarter momentum, running up a 5-3 lead with two goals from Cam Bomberry and one each from Travis Kilgour, Matt Panetta and Blake Miller.
Colsey's first-period hat trick kept New York within striking distance. Colsey picked up another goal and Prout found his scoring touch in the second, and Jonas Derks beat Storm goalie Derek General with 1:16 left on the clock to produce an 8-8 halftime tie.
The teams traded power play goals to open the third period, before Prout put New York up for good with tallies at 10:28 and 11:05. The Saints put the game on ice with unanswered fourth-quarter tallies by Brian Spallina, Colsey and Rusty Kruger, who also finished with a hat trick. Netminder Gord Nash picked up eight of his 46 saves to stifle any late Storm surge.
Kilgour and Bomberry each finished with two goals for the Storm. Dallas Squire and Clayton Barnes also scored. General finished with 40 saves.
Tag(s): Home News Archive


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Enter through the gates of Castle Cliff Estates to a picturesque 55-acre fairy tale setting. The panoramic sandstone cliffs embrace the chateau to the north, and then dramatically open to the south to beautiful scenic pastures and majestic views of Pikes Peak. Surrounding the Estates is the famous 3,500-acre Cherokee Ranch, a sanctuary for every type of wild life.
The Chateau's beautiful lush European gardens and five patios are perfect for holding your special event, reception or wedding. The three-tier garden hosts parties up to 200, while the indoor venue entertains 50-90 for sit down dinner and ceremony.
As you enter the threshold behold a breathtaking view of the foyer's 25 foot ceiling with dual staircase, a spectacular photo opportunity for the bride and groom. Castle Cliff Estates' old world charm will make you feel like a princess as you enter its door. With tumbled limestone floors and stonewalls, you feel like you are stepping back in time. The mansion has beautiful millwork, with four grand wood burning fireplaces throughout. Two hundred year old oak beams hug the 20-foot ceilings in the great room, meeting rooms and grooms suite. Authentic 17th and 18th century antiquities adorn the Chateau.
Enjoy and relax before or after your event with a massage or facial in our spa room. There are suites available to book for you and your guests. The spacious bridal suite is appointed with 18th century antiques and the groom's wing has a billiard room, bedroom, and fireplace for the perfect getaway before the big day.
Castle Cliff Estates is situated just 25 minutes south of Denver off I-25 and 30 minutes north of Colorado Springs.
The Castle Cliff Farm equestrian center is on property and available for English riding lessons, proper attire is required. The Ridge, a Troon golf course is within walking distance and the historic Daniels Park is ¼ mile away, also a great venue for a sunset ceremony with the entire Colorado Front Range as a backdrop. Daniels Park also has miles of vigorous biking and hiking trails.
A complimentary use of the venue for capturing engagement photos is included when the venue rental contract is signed. Schedule is based on availability.


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|Update: The Federal Trade Commission has implemented a national Do Not Call List. It limits telemarketers significantly, starting October 1, 2003. Read the FTC's FAQ and add your number to the list. I found it more private and convenient to use the toll free number, 888-382-1222, it only took about 45 seconds!
| Here are three absolutely foolproof, money back guaranteed methods of
stopping ALL unsolicited telemarketing calls!
1. Call your local phone company and cancel your service.
2. Take a pair of wire cutters and...
3. Leave your phone "off the hook" all the time.
Short of these admittedly drastic measures, telemarketing calls are a fact of life unless you're prepared to spend big bucks. What follows are some effective and inexpensive suggestions to dramatically reduce the number of unwanted calls you receive.
I admit to being a cheapskate. I pay about $25 per month to have a telephone in my home, basic service, no call forwarding, voice messaging, caller ID or other frills, in the proud cheapskate tradition. It irritates me no end to have a telemarketer call me "on my dime" so to speak, interrupt dinner or get me out from under the car covered in grease or pull me out of the bathroom, to try to sell me something I don't want. We all know the story.
A few years ago the volume of calls I received was becoming extreme, half a dozen or more daily, nearly two hundred each month!
Being a cheapskate precluded my acquiring a caller ID box or any other device to screen calls. With caller ID I'd still have to go check the box to decide whether I want to take the call I reasoned, and I'm spending MY money for something I shouldn't have to pay for in the first place! Don't want to get into a technology race with telemarketers at my own expense. An unlisted number is an expensive option and according to wealthy friends, it offers some reduction but does not eliminate unwanted calls.
So I decided to put my new Internet connection to good use and I found an article about telemarketing rules and how to reduce unwanted calls. Being inherently skeptical, I skimmed the article and made a note of two (cheapskate endorsed) suggestions. The first was very simple and, over time, proved so effective, that the second is still an option I haven't explored. I now receive less than a dozen unwanted calls per month, a volume I can live with.
What is this magic formula you ask? Just tell them not to call you any more. You're kidding, right? Does that work? You bet it works! But you must tell them in the correct way, in words they can understand so to speak... A typical call goes something like this.
"Hello Mr. Head-of-House. My name is Oliver Obnoxious and I'm with Have I Got A Deal For You, Inc. How are you today?"
"Good Afternoon Mrs. Head-of-House. This is Patricia Peddler with Make A Million Investments. We've got a program that blah, blah, blah and we're offering a free blah, blah, blah and all you need to do to get your free blah, blah, blah is blah, blah, blah..." and on and on until you finally interrupt them. I suspect this type never finishes.
WAIT until after the caller has identified himself and the company he represents. If he doesn't get an opportunity to present this much information, he (or another caller from that company) WILL call you again very soon. NOW dump the magic potion on 'em! Simply say, "Please add my name to your do not call list." By federal law a telemarketing company must maintain and use a do not call list. They must also add you to their list at your request. They can be penalized substantially for each subsequent call to you after your request and they know it. (There is at least one web page dedicated to recovering these penalties by "militant" anti-telemarketing folks.) The reason you must wait for them to identify the company they represent is simply so you know which company to go after for these damages. As the volume of calls I receive has declined, my tolerance for these calls has increased, I actually look forward to using the magic potion now 'cause it works! My standard response to telemarketers is, "It was nice talking to you. Please add me to your do not call list. Thanks!" and then, gently hang up the phone. I'm both polite and pleasant and this seems to help too. The people making those calls get a lot of abuse and responding politely is bound to make it easier for them to "remember" to push the right button to move my number to the desired list.
Push the right button? Most telemarketing call centers use computerized auto dialers. A call often goes something like this:
Ring, Ring, "Hello?"
Long pause, perhaps few a clicks on the line.
"Hello Mrs. (pause) Victim, this is Cindy with Refi Specialists. Our records show that you own your home there on (pause) Anystreet. Is that correct?"
The first pause and the clicks are the time it takes for the auto dialer to route your call to an available telemarketer. The next few pauses are the time it takes for the caller to find the appropriate names on their computer screen to plug into the blanks of their sales script. The good ones sure SEEM friendly and well informed, don't they?
Your friendly telemarketer will punch a button or two on their console to record your response to their call. If you hang up before they identify themselves, they will simply schedule you for another call. If you respond with "Not Interested" you won't be called about this "once in a lifetime opportunity" again until next week (maybe we'll get MR. Victim on the next call and he'll be more receptive) but you'll be called about other promotions this telemarketing company is contracted to do. (Remember, most of these companies are just hired advertisers.) If you respond with interest, they will move into sales mode or schedule you for contact by a sales person. If they get no answer, the auto dialer simply schedules you to be called at a different time of day for the next call, until they eventually reach you. The good news is that if you ask to be added to the do not call list, they will do that too.
Do you get a lot of those damn hang up calls? You know the ones, you towel your hands dry, run to the phone, grab it on the fourth ring, breathlessly croak hello, and there's no one on the other end? Thank telemarketers for most of these too. The auto dialers may dial three, four, or more numbers at a time (using ISDN phone lines, gotta keep these people BUSY, we're paying them big bucks!). The dead phone line means somebody else answered their ringing phone before you got to yours and there is presently no telemarketer available to annoy you. Don't despair, the computer will schedule you for another call. Nice folks, huh? Using either of the methods this web page suggests will reduce these calls too!
"But Cheapskate," you say, "I live with a house full of people, I can't even get my kids to take out the trash, much less tell them how to answer the phone!" This brings us to the second method for reducing unwanted telemarketing calls which is fully cheapskate approved but, unfortunately, untested by the old cheapy. However, while researching this report I found numerous experts that endorse this method. Simply write a letter to the Direct Marketing Association requesting that you be excluded from telemarketing promotions. Telemarketing companies that are members of the association (most of the big national companies are members) will acquire your information as lists propagate around the country and you can expect a significant reduction in unsolicited calls over a three to six month period. While you're writing, you may want to include a letter regarding junk mail or spam as well. Here are the addresses and the information required.
Send your name, home address, and home phone number to:
DMA Telephone Preference Service
P.O. Box 9014
Farmingdale NY 11735-9014
Junk mail:
Send your name and home address to:
DMA Mail Preference Service
PO Box 9008
Farmingdale NY 11735-9008
Junk e-mail (spam):
You can list your e-mail address with the DMA to help reduce spam from members of their organization at http://www.dmaconsumers.org/optoutform_emps.shtml.
No matter which method you choose, it will take time for your requests to "percolate" through the system. There are thousands of telemarketing call centers around the country buying, selling, swapping and renting lists. Also, you'll get a few calls as non-telemarketing companies buy lists to do their own phone promotions, from unscrupulous telemarketers who ignore do not call lists, from charities, and from plain old scammers. Be patient and persistent! Allow three months to see a noticeable reduction in calls and six months for a dramatic reduction.
Also, the big three credit bureaus (Equifax, Experion, and Trans Union) are a major source for generating both telemarketing and junk mail lists. They offer one toll free number to opt out of all lists generated by all three at 888-567-8688 and this will help reduce both telemarketing calls and junk mail substantially.
More information can be found at AntiTelemarketers.com. JunkBusters offers free help and advice to reduce unwanted solicitations and Putting An End To Telephone Solicitations discusses techniques to discourage telemarketers. In addition, Qwest (formerly US West) and, I suspect, other "Baby Bells" are offering an optional "No Solicitations" feature that detects and blocks calls from telemarketers. At $6.95 per month, it's untested by the old cheapskate, but highly recommended by one of this web site's regular visitors.
and Information Home Page


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Classic Mario Bros. Coaster Set
December 10th, 2008
1985: A time when we gamers grew sick and tired of the princess being in another castle. When jumping on something first became a method of destruction. When Luigi looked exactly the same as Mario, except for his white and green clothes. Relive those days with a glass of beer and these classic Super Mario Bros. coasters.
Made from Perler beads, each square coaster measures 3.5″ x 3.5″. Aside from the world's most famous plumbers, the set also features a Cheep-Cheep and a Bob-omb. You can get them at lostmitten's Etsy page for $12. She's also selling Earthbound coasters for all of you PSI-loving gamers out there.
MORE:Geek Art + Craft | Retro | Video Games | coaster | drink | etsy | lostmitten | luigi | mario | nes


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Clerking with a federal judge is one of the best ways to start your legal career regardless of what type of law you want to practice. Join CPD and Professor Berg for a presentation on federal clerkships. We hope to have several alums who are currently clerking talk about their experience and how they got their clerkships. Professor Berg, a former clerk, will talk about what judges look for when they hire judicial clerks.
Finally, CPD will talk about the nuts and bolts of the federal clerkship process; the details of the application process will be covered at a separate session. This program is aimed primarily at 2Ls who will be applying for federal clerkships that would start after graduation, but all students who are interested in learning more are welcome.
Please note: If you plan to apply for federal clerkships but cannot attend the session, please pick up the materials after the event and let CPD know that you plan to apply.


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good to hear. I'm a hobby baker too and don't do many cakes but it's all a learning process with each one. Trial and error, we all learn. Luckily, there is a massive network of cake decorators around to help and learn from.
how do I get deep red fondant - Page 2
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- 128 Posts. Joined 9/2006
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I just made the red MMF recipe and it's FANTASTIC! I'm a hobby baker and have avoided making red anything because of all the issues people suffer. This red MMF could not have been any more simple to put together and I was almost giddy when I realized that I had conquered my fear of disasterous fondant coloring. Thank you for sharing the recipe. I pinned it to my pinterest board also. Thank you again!
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I must be doing something wrong with mine...it got dry, and had an alligator-ish look to the fondant. the colors and flavors were GREAT. I sifted the PS, and didn't come close to using 2lbs of PS in the mixture (it was a bit on the tacky side when I greased it and wrapped it up for the night). Should I have used it right away? My daughter and I nearly had fits trying to roll that thing out in the morning. I didn't use too much Crisco (just in the bowl, and on my hands when I was getting it ready to wrap). OH, and the red candy melts did NOT melt like your photo. I did get them to mix into the Marshmallows fine, but they were one big clump. I used the melts from Hobby Lobby. Next time, I'll get the Merkens, I think.
I don't do this type of thing all the time...but I'll probably be making a couple of fondant covered cakes in the not too distant future (if not a 3-tier sucker). How much fondant do I need for a 14" round tier? (14, 10, and 6). You can see our project below. We were originally going to cover the letters in MMF...but didn't make enough and didn't have time to get what we needed and finish in time. This was plan B. Buttercream with MMF/tinted with melts as decoration.
How didv you get this nice red color? I am needing this not a bright red.
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Throw it in the batter and hope for the best!
Throw it in the batter and hope for the best!
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I make MMF and if I have a color like red or black I add gel color (AmeriColor) into the melted marshmallows before adding the powdered sugar. Doing this always give me rich, dark colors. In fact, if I have a lot of any certain color to do on a cake I add the coloring first it saves from doing all of that kneading !
This is some red and black I have left over from some cakes earlier in the week. Sorry about the quality of the pics, but it gives you an idea.
Edited by ljdills - 4/6/14 at 12:55pm
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- Thunder Group 24 Cup Nonstick Muffin PanNo reviews yet.


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(Image: HBO)I posted this question on Twitter. Con... ...t dispute that it's an excellent program and that Peter Dinklage , the actor who portrays Tyrion Lannister, is a ma... ...and Jaime discuss their relative Orson Lannister. Dinklage has experience on the Shakespearean stage. He por... ...ink? What Shakes...http://www.neatorama.com/2014/06/21/Discussion-In-Which-Shakespearean-Role-Can-You-Most-Easily-See-Peter-Dinklage/
Discussion: In Which Shakespearean Role Can You Most Easily See Peter Dinklage?
Peter Dinklage Explains Game Of Thrones In Under A Minute
(Video Link)Game of Thrones is a hit show des... ...ike it would be a difficult job, but fan favorite Peter Dinklage (who plays Tyrion Lannister) appears to have a ha... ...of tricks in under a minute.The best thing about Peter 's recap of the show is it's 99.5% spoiler free, s...http://www.neatorama.com/2014/05/20/Peter-Dinklage-Explains-Game-Of-Thrones-In-Under-A-Minute/
More Dinklage!
[http://youtu.be/CLtN7s6WCOs] (YouTube link)Game o... ...hrones fans know what they like -and that's Peter Dinklage . Sure, violence and dragons and bare breasts are...http://www.neatorama.com/2014/04/02/More-Dinklage/
Even A Lannister Can't Stop An Assassin...
You know why Tyrion Lannister is still alive in Ga... ...s lucky enough to get this fantastic picture with Peter Dinklagehttp://www.neatorama.com/2013/07/15/Even-A-Lannister-Cant-Stop-An-Assassin/
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text: Posted by Alan Ng 22 April Chrome Remote Desktop Android app paradise The moment has finally arrived for Android users. Google has once again come up with the goods and launched the Chrome Remote Desktop app for Android. Best of all, it's... 1 22 April, 2014 Android Apps, Apps more


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Click any word in a definition or example to find the entry for that word
90% of the time, speakers of English use just 7,500 words in speech and writing. These words appear in red, and are graded with stars. One-star words are frequent, two-star words are more frequent, and three-star words are the most frequent.
The thesaurus of synonyms and related words is fully integrated into the dictionary entries. Click on the T button in an entry to review the synonyms and related words for that meaning.more
|present tense
|present participle
|past tense
|past participle
The details may vary, but all of these savings plans have the same basic goal.
Car taxes will now vary according to the amount of carbon dioxide a particular car emits.
Fees vary with the size of the job.
People's reactions to the drug can vary widely.
The planning laws vary from town to town.
We may vary these rates in line with interest rates.
The software allows you to vary the size of the print.
This is the British English definition of vary. View American English definition of vary.
Change your default dictionary and thesaurus to American English.
a paid holiday given to a new employee before they start their jobBuzzWord Article
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Bug Burrito!
Totally Laime #112March 23, 2012
We're so happy Jamie Lee is in town! The New York comedian and actress is in LA for pilot season and we're thrilled to have her on the show to talk about sex and poop and bugs and drugs. You know, the usual. You guys are just going to love this funny lady, we swear on the lives of our Facebook friends! Enjoy!
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Products To Sell From Home
Picking the right products to sell from home can sometimes pose a problem for many people when they start thinking about making money on the internet. On many other occasions, there are those who know exactly what they would like to sell. This could be the result of a number of factors.
It could be related to a hobby they might have, like having the skill and knowledge to construct something.
It might be a fix or an improvement to a chore, that will make it easier to perform that chore, or speed it up in some way and save time for the end user.
Or it could be simply something that they are really passionate about and feel that they can offer good information that would help others, who share their interest.
To take the short cut and learn how to start up and expand your own business while the introductory offer is available, click the link above.
Basically what they have is a specific "niche product" and this provides the perfect starting point for running any brick and mortar or an online business.
If you feel you're struggling in the ideas department of what products to sell from home, then it's a simple matter of doing a bit of brainstorming of any skills you might have and listing any fields of interests you have. A notepad and pencil are all you need and it will surprise you how big a list you will come up with, especially if you were to embark on this type of project with a partner. Bear in mind a service could even be your answer, see the article about small town business ideas for an example of how this could be worked.
Even picking a subject that, right now, you don't know all that much about could turn out to be a good money making idea. An example might be some new technology like computer games, the latest range of cameras or home entertainment systems just to name a few. You may be planning to purchase any one of these products or similliar. The thing to do would be to do a bit of research about it. Simply continue this research and soon you could be the main source of information, for others looking for this same info you have just learned.
The Reward Of Finding Good Products To Sell From Home
Maybe now you will have picked what you feel will be suitable products to sell from home, that fits in with your circumstances and knowledge base etc. Hopefully it will have been a worthwhile learning exercise, as well as time well spent with your brainstorming session.
Having now found your "niche" and what you would like to sell, it's time to rock and roll with it. The next stage would be to set up a blog or have one made for you, where web browsers looking for your information can visit. If you can be seen as the expert in that niche, those who are interested, will visit your blog on a regular basis hungry to read more, or make a purchase of your products.
If all this seems like to much work for you at this stage, no problem. There are systems in place where sites are already set up for you, in niches that have been proven to be profitable. One such system I use and what would be useful to anyone wanting to learn how to earn money online with ready made sites is at this link.
For those who want to earn while they learn, then possibly the Power Results Academy would suit better. This training site offers so much and is truly unique in the what it offers students. I believe that it will become the leader in training for students no matter what stage they may be at. Further information about Power Results Academy.
The niche you choose can be broken down further into "micro niches". Lets say you have picked the cameras niche for example. A sub-niche in the cameras categories could be "digital cameras" and breaking it down further to a micro niche, you could target a term like "Kodak digital cameras". This sample is more or less the basis of finding an easier market sector due to the fact that it's much more targeted to your audience. Well worth bearing in mind when looking for good products to sell from home in the online world, as well as the offline world, due to the reduced competition this model offers.
Another point to bear in mind is that physical products will have shipping costs and packaging to be carried out. If you use a drop-shipper, they will then do this work for you, although these added costs will have to be built into your pricing. A lot of people prefer promoting products to sell from home online that are in digital format. These can be downloaded time and time again in an automated fashion without the need for shipping etc from your website or blog.
This was the model used by many people who were making money on eBay until eBay pulled the plug on selling digital downloads in an auction format in 2008. The only way to sell these downloads after this time was in eBays classified section.
Where To Find Help To Pick Good Products To Sell From Home
Apart from researching to find a niche product, some research should be done to find out if the chosen niche is in demand and that people are actually searching for it. This stage will prove to be time well spent and is an essential part of the process. Why waste a mountain of time and possibly hard earned cash on a product idea, in which there is no, or very little demand.
Certainly there are free tools and paid for versions to help and guide you in finding niches as well as provide search figure information. The Google Keyword Tool is a good place to go to find out lots of information about your products. Typing in your keywords here will bring up figures both Worldwide as well as by Country, for the numbers of people searching for these keywords.
Payed for versions include the Brad Callen Niche Finder software and James J Jones's product called Micro Niche Finder. These program will provide lots of information to evaluate your chosen niche to see if it is worth the time and energy spent in promoting it. They also have other individual features, like checking for domain names for the good keywords you dig up
Quick money making ideas is what this website is all about. Things that don't take you forever to set up, getting bogged down and finally doing nothing, AGAIN. Action is required yes, but if a lot of the work (Action) has been done for you then you will be so much closer to a final result. The above products are typical methods of speeding up your success. They give advice and ideas on what are good products to sell from home and also make good products to sell online.


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Edit: Alpha 3 out
Download it here: http://sourceforge.net/projects/artrev2100/files/Alpha%20version/ARmod_alpha3.wz/download
What is Art Revolution?
The art revolution project aims to remake all the graphics of warzone, in high definition, while being as true as possible to the original style.
The new models feature more details, higher resolution individual textures and normal&specular mapped goodness .
How far have we come?
Currently we have remade almost all weapons, bodies and propulsions from the first (alpha) campaign, as well as some buildings and scavs. Some models still lack normal maps because warzone doesn't support tangent space normal mapping yet. Also, models like cyborgs are not remade because of the complexity of the current animation system.
We plan on transitioning to the wzm model format as soon as the wzm branch is merged into trunk.


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Are all antidepressants associated with weight gain?
- Q: Are all antidepressants associated with weight gain?
- A: Most antidepressants are associated with weight gain, although in some people they cause weight loss. Note that not all side effects are guaranteed, so the right antidepressant for the right person is the one that relieves the symptoms while having tolerable side effects. If weight gain is not a tolerable side effect, then let the prescribing physician know. In some cases, the journey with your doctor to locate the right antidepressant can be paved with trial and error. Jeff O'Connell, PharmD
Related Questions
- Q: Does Portia cause weight gain?
- Q: Can Bupropion XL slow weight loss?
- Q: Can Astepro weight gain? Can Singulair cause weird dreams?
- Q: What can help me lose the weight I gained after taking birth control pills?
- Q: What do you recommend for going off Lyrica, and how much is a normal dosage of tramadol?
If this answer isn't what you were looking for, then ask a question of your own:
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To view more questions and answers on a variety of health issues, enter a keyword to search or click on a featured topic.
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- Tecfidera for Multiple Sclerosis
- Sanctura XR for Urinary Incontinence
- V-Gan-25 for Allergic Reaction


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A Miner legend dies, UTEP prepares for Tulane, Bowie Bears are community champions, Antonio Escalante is back in the ring, and the Miners face Colorado State in hoops Tuesday.
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Fan of 2 Teams
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£23.1m » 754th +2
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Mourinho and Pepe
Xaxi + Iniesta + Fabregas = Bermuda triangle
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Espana wrote in Barcelona Chat
Are you kidding me? How can you compare Iran and Costa Rica to Chelsea? Chelsea is a big team with so many superstars. They dont have to defend because they hav...
5 months ago
Suarez's logic: If you can't beat them, then just eat them!
@ DaGaza, To be honest, Thats what I was thinking too :S
6 months ago
It happened to them once before. I am not surprised if it happens again. They were very fortunate again. But you cant win with luck against bigger teams!
Gotta feel bad for Iran. They were very close to win this and they defended with all their hearts and also referee didnt give them the penalty. Messi is just ...
I am sorry DaGaza, I do share the same opinion as weegeez and I am not Argentinian. However I do not blame Brazil for it since this has happened in the past whe...
First Thiago and now cesc fabregas! I am so disappointed. I honestly cant believe he chose Chelsea out of all of the options he had. Today is a sad day. Not onl...
PLEASE noooo! I am going to cry if Cesc leaves!
7 months ago
Wait! How did we get from a post about new home kit to politics? Am I missing something?
I really hope Cesc doesnt leave :(
This atletico team doesnt need turan nor costa and they have showed it today. All they need is hunger! Thats their man derive!
He might not been the greatest coach for us but he was a great person for taking all the blames, admitting to his mistakes, and apologizing for a bad season. No...
Well deserved atletico! We couldnt beat them in god knows how many games!
Atletico's high pressure is amazing. We are helpless!
^ Agreed with everything above. I am glad, at least, us fans are on the same page and see the same problems. I do hope that the board will come to the same conc...
8 months ago
I do not think Madrid deserved anything more than this result. Although, I do agree with you on our garbage tactics. However, Madrid did not look too dangerous ...
Tata used the same tactic and formation that did not work against Atletico here. He also made a mistake on keeping Dani on and taking out Alba who was doing wel...
Messi ran a total of 6.8 kilometres during the Champions League quarter-final second leg against Atletico Madrid—just 1.5 km more than goalkeeper Jose Pinto O...
He is just stating his opinion. You should not be calling him a phony fan for that!
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2 years ago
Oh that's awesome man. I was actually wondering how you were able to do your coop abroad. Like I just returned back to my uni in september to complete my last year. I was away for 16 months on internship but it wasnt abroad. Although I would have loved it to be abroad lol. What program are you in btw?
2 years ago
Hey buddy! Looooooong time lol! Saw your post on barca forum! I was like, Damn! Where has this dude been haha! Anyways Glad to see you back. Hope you had fun during your coop term!
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2 years ago
Hey Pedro, welcome back
2 years ago
No problem, two cool votes for you as well
2 years ago
No problem. No offense taken. Cheers!
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Posts Tagged Pathetic
New York Yankees: ESPNw Uses The Bombers In Pathetic Attempt To Be Get Popular
With a tad under two weeks before Superbowl XLV and a lack of sports news to report, ESPN finds some time to get their new w-brand some readers. Without much breaking news to report, the easiest answer is to create some, right? That is the only justifiable answer for why ESPN had a statement ma...
Pathetic: Chicago White Sox Give Manny Ramirez Chance
Soon enough, on a playground in a neighborhood called Mannywood, the Manny Being Manny theme will cease, and what was formerly referred to as Dodgertown will earn back its honest name. So now, the Dodgers are finally getting the message, as a disappointing stint in Los Angeles is ending so miserably...


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June 23, 2014
Harrison, Arkansas - Conner Eldridge, United States Attorney for the Western District of Arkansas, announced today a recovery of property in excess of $4,000,000.00, resulting from a claim filed in the Probate Estate of Stacey M. Johnson, deceased, in Baxter County, Arkansas, and through a civil forfeiture action filed in United States District Court. Both actions were filed by the U.S. Attorney's Office in September 2013. The Probate Court has today entered an Order directing that $3,480,000.00 of the assets of the Estate will go to the United States.
According to the affidavit filed with the civil forfeiture, Dr. Johnson was a licensed cardiologist in the State of Arkansas. From November 14, 1980, to December 30, 2009, Dr. Johnson owned and operated the Physicians' Medical Center of the Ozarks, a medical practice and outpatient surgical center, and Physicians' Surgical Center of the Ozarks, an outpatient surgical center, both located in Mountain Home, Arkansas. In 2006, an investigation into Dr. Johnson's practice was launched after it was discovered that Dr. Johnson had a significant increase in billings to Medicare for the period of 2001 through 2006 and an increase in CT scans from 2004 to 2005. According to the pleadings in the forfeiture action, the investigation determined that Dr. Johnson had ordered numerous tests for his patients that were not medically supported and ordered unnecessary tests that were duplicative in nature, and had falsely billed the Medicare and Tricare programs.
Dr. Johnson passed away in March 2013. According to a Petition for Probate of Will and Appointment of Personal Representative filed by his estate on March 14, 2013, in the Circuit Court of Baxter County, Probate Division, Dr. Johnson's estate was valued at approximately $3,500,000.00 in real and personal property. The U.S. Attorney's Office filed a Claim against the Estate on behalf of the United States Department of Health and Human Services for Medicare overpayment in the amount of $14,716,191.00. According to documents filed with the Claim, the overpayment amount was established by a Post-Payment Review of Medicare services billed by Dr. Johnson from January 2004 to June 2006 and January 2007 to June 2009. As a result of the audit, it was determined that Dr. Johnson, individually and, doing business as Stacy M. Johnson M.D., F.A.C.P, and as president and sole stockholder of Physicians' Medical Center of the Ozarks and Physicians' Surgical Center of the Ozarks was indebted to the United States for the overpayment.
Under the terms of the Order entered by Judge Gary Isbell in the state Circuit Court Probate case, based on an agreement with the Personal Representative of the Estate, the United States will be paid the proceeds of a promissory note owing to Dr. Johnson in the amount of $2,500,000.00, and the United States will take title to five real properties owned by Dr. Johnson with a value of $980,000.00. The personal representative will receive the balance of the Estate valued at $366,400.00. The real properties will be sold and the proceeds of sale and those from the promissory note will be recouped by the United States Medicare Program.
The Complaint filed in the forfeiture action alleged that property named in the action was constructed with proceeds derived from Dr. Johnson's illegal billings to the Medicare and Tricare
Programs. Under federal forfeiture laws, the government is authorized to seek the forfeiture of any property with a requisite nexus to criminal activity, regardless of the owner of record. The Mountain Home residence that is the subject of the government forfeiture was owned at the time of the filing of the Complaint by Dr. Johnson's ex-wife. She surrendered $600,000 from the residence. The residence was also encumbered by other liens.
U.S. Attorney Eldridge stated, "Medicare fraud, especially of this magnitude, has a direct effect on each and every taxpayer in the State of Arkansas. This doctor built his fortune by scheming to defraud a healthcare program that was designed to benefit some of the most vulnerable people in our society, the elderly and young people facing end of life illnesses. I applaud the investigative efforts in unraveling this elaborate scheme. Our office will do everything possible to ensure that this type of criminal activity is exposed and that the victims of these crimes are recompensed for their losses."
"As the investigative arm of the Department of Defense - Office of Inspector General, one of the primary missions of the DCIS is the detection of fraud, especially the type that targets critical funding for healthcare for our warfighters, their families and military retirees," said Janice M. Flores, Special Agent in Charge of the DCIS Southwest Field Office, Arlington, TX. "This investigation demonstrates the commitment of DCIS and our law enforcement partners from HHS-OIG in rooting out and stopping healthcare fraud and to recoup monies fraudulently obtained."
Mike Fields, Special Agent-in-Charge, U.S. Department of Health and Human Services, Office of Inspector General, Dallas Regional Office emphasized that any time false claims are submitted for payment, the nation's health insurance programs suffer. HHS-OIG investigators will continue to work closely with our law enforcement partners to identify providers who deliberately manipulate the system to obtain crucial Medicare or Medicaid dollars.
The cases were investigated by agents of the U. S. Department of Health and Human Services, Office of Inspector General, and the Defense Criminal Investigative Service. Assistant United States Attorneys Benjamin Wulff and Debbie Groom represented the United States in these forfeiture and probate actions.
Related court documents may be found on the Public Access to Electronic Records website @ www.pacer.gov


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With Hostess Gone, Rogers Company Sees Bread Sales Rise
Posted 12/3/2012 12:00 am
The sudden shutdown of the Hostess Brands baking plant in Memphis has created a bonanza of sorts for a northwest Arkansas company.
If you don't mind the phone ringing off the hook, that is.
"We're getting many, many, many calls," John Carosh, general manager of Harris Baking Co. of Rogers, told Whispers last week.
One of those calls was from the Pulaski County Special School District, which learned on Friday, Nov. 16, that it wouldn't be receiving its usual weekly shipment of Wonder Bread products — 1,420 packages of dinner rolls, 900 loaves of sliced bread, 900 packages of hamburger buns, 400 packages of hot dog buns — the next day.
"When you are dealing with 18,000 students, a day's notice isn't a lot," Regena English, director of student nutrition for the district, said.
But she didn't panic. The district had enough bread products on hand to get through the two days of school before the Thanksgiving break. And she also knew that Harris Baking, which had missed winning the bread contract on a technicality in August, would be happy to get the account.
"They were able to pick up within the week and start taking over, which was a wonderful thing," English said.
Harris' bread products are better than Hostess', she said — but not as good as the bread that PCSSD made in a centralized baking plant until last school year. And the price is a bit less than the $3,800 a week that the district was paying Hostess.
The North Little Rock School District was in the same predicament as Pulaski County, according to English, and also called on Harris Baking to fill the void. Her counterpart at the NLRSD was not available for comment last week.
Harris Baking Co. — officially, Ozark Empire Distributors Inc. — was founded in 1926, according to Carosh, and since the 1960s has operated as a cooperative owned by grocery stores it supplies with bread products.
It currently employs about 200 employees in its 20-year-old plant on South First Street in Rogers. Carosh said Harris supplies bread to pretty much all the school districts in northwest Arkansas.
It's probably no comfort to the 200-plus employees who lost their jobs at the Hostess plant in Memphis, but Carosh said Harris Baking had already had to hire one new delivery driver and was probably going to need another one.


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Penrith weather mapYELLOW Warnings in force for Cumbria
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City of London
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Forecast summary
Regional forecast for North West England
Mild, wet and windy but slowly becoming clearer and colder.
This Evening and Tonight:
It will remain cloudy and windy with outbreaks of rain, this heavy and persistent across northern parts of the region, particularly Cumbria. Another mild night for the time of year. Minimum Temperature 8C.
Fairly persistent rain, heavy across hills, will slowly move southwards, easing in the evening. Winds will gradually ease too with clearer conditions just reaching far northern counties later. Maximum Temperature 12C.
Outlook for Wednesday to Friday:
Colder with sunny spells and scattered blustery showers on Christmas Eve, perhaps wintry on hills. Mostly fine and dry on Christmas Day, but turning wet and windy during Boxing Day.
Updated at: 1448 on Mon 22 Dec 2014
UK forecast for the next 5 days
Rain, heavy across western hills, moving slowly southwards. Windy.
This Evening and Tonight:
Rain will extend slowly southwards to affect Northern Ireland, southern Scotland and northern England, persistent and heavy across western hills. To the north it will be cold with frequent showers, and to the south, mild with patchy drizzle. Generally windy.
Rain will continue slowly southwards, heavy across western hills, reaching southern parts of the UK in the evening. It will stay cold further north with sunshine and showers.
Outlook for Wednesday to Friday:
Rain will clear southwards during Christmas Eve, with colder, clearer conditions following. Largely fine on Christmas Day with wintry showers across eastern Britain. Turning wet and windy on Boxing Day.
Updated at: 1445 on Mon 22 Dec 2014
Outlook for the UK over the next 6-30 days
UK Outlook for Saturday 27 Dec 2014 to Monday 5 Jan 2015:
Most places will be wet and windy on Saturday, with gales or sever gales developing in places. Southeastern areas of England may stay dry at first, however. Cloud and rain are expected to clear erratically eastwards during Sunday leaving sunny spells and scattered blustery showers. These will be most frequent across northern and western Britain, becoming wintry with snow in the north. Temperatures will initially be above average but fall below as the rain clears. It will become colder into the following week with snow showers developing across the north. These may spread southwards at times and it will be frosty with freezing fog patches possible. It may turn more unsettled with time, with wetter and windier conditions returning from the west, and temperatures becoming nearer normal.
UK Outlook for Tuesday 6 Jan 2015 to Tuesday 20 Jan 2015:
The most likely scenario for the coming New Year is for a continuation of changeable, and at times, windy weather coming from the Atlantic with the wettest weather probably across western parts of the UK, and southern and eastern parts most likely to see the best of any dry weather. In between the wetter periods there should be drier, brighter, and colder spells. Temperatures are most likely to be around, or slightly below, average for the time of year with overnight frosts and some snow possible, particularly over the high ground.
Updated at: 1445 on Mon 22 Dec 2014
Location Details
Location: 54.664, -2.7513
Altitude: 131m above mean sea level


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About Me
lized, along with the reading of magazines pillaporno such as Forum, this is the difficult gift was enjoyed by a few women. The amount of liquid that is sprayed means that it requires a towel under her bed pillaporno and had to be changed. our sex life, including sex outdoors in the summer and we were caught several times for hikers and the like, Sarah seemed to always find a big change. Even after returning from a night on pillaporno the back of another vehicle couples remember when Sara suck me into the backseat on the way home, she turned to the other pair were embarrassed. She took my cum in her mouth and then asked a friend to turn the inner light in which she could set the makeup ! At pillaporno the moment I'm working away from home a lot when I returned a day earlier than expected and I thought it would be Sarah, adding to his house by surprise. I could not get the doors open, believe in the shower, I have my own key, leave me Oh my god he entered his bedroom, saw her in bed, in fact naked in bed with another man. I called bullshit and left the house sitting in my car and stared into space trying to get to what I saw. It i
|s about 15 minutes later, Sarah left the house in a bathrobe and called the car window. We sat talking in the car, and somehow managed to convince me that is not their fault they had sex all the time, even took pity on her and I was away too often left her alone. has been suggested that I go home and we all had fun together is bed as she called it, I refused and went home still desperate to have been unfaithful to me. How I now wish to go back in time and have to enjoy the bottle with a trio, but at the tender age of twenty I do not think I was prepared for this sort of thing. We parted, after these events, and although occasionally meet for sex, I could never forgive his unfaithful. As a footnote, I was told that after a while that she felt nothing for the other, but has a buzz of infidels. She has to know, even for an opportunity for me when she had her pussy, damn it later that night when I went home to shave. She got a shot of me without knowing it, the preparation of the body of her lover. He said that seeing a little competition with yourself, how close your damn time he and I could get their shit is. His record was 1 hour and 20 minutes! Care with the second part
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Trial dates delayed for former Auburn players
OPELIKA, Ala. (AP) — Lawyers for three former Auburn University football players awaiting trial for robbery charges say their trial dates will be delayed to wait for test results and other evidence.
The Opelika-Auburn News reports (http://bit.ly/PRE7xz) that Dakota Mosley and former teammates Michael McNeil and Shaun Kitchens were most recently scheduled for trial during the criminal term scheduled to begin Monday.
The three face robbery, burglary and theft of property charges after prosecutors said they participated in an armed robbery of an Auburn mobile home in March 2011.
Co-defendant Antonio Goodwin was sentenced to 15 years in prison after being convicted of robbery in April.
Kitchens attorney, Todd Crutchfield, said the attorneys were still awaiting independent test results of evidence in the case.
Information from: Opelika-Auburn News, http://www.oanow.com/
CW Link


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"I received my invitation prior to the set delivery date which I was excited to get. The paper quality is great and I love the design and color."
"So happy to have found this design. My sister is not finding out the gender and usually gender neutral means green and yellow. This design is modern and stylish. I know my sister will love it! Once again, a very happy and satisfied Tiny Prints customer!"
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"Cute, fun baby shower invites! Love the yellow polka dots on the back. As always, great paper quality from Tiny Prints. Arrived before they were supposed to. Everyone loves them."
"The staff was especially helpful personalizing the text. The finished product was on excellent quality paper and was pleasing to everyone involved in the party planning."


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Insights | November 26, 2012
achievement vs. attitude: what's driving your career?
By todd nordstrom
Your experiences on your resume got you the job. Your accomplishments got you promoted. And your credentials have earned you oodles of respect. Or did they?
Like badges, we all like to think our achievements are the most valuable aspects driving our career forward. "I've been in this job for decades," says Jim. "I hold the record for sales," says Susan. "I earned the Good Work Award," says Harold.
The good news about achievements is we can keep repeating them forever. The bad news is they happened yesterday.
When it comes to driving your career into the future, it's important to realize your attitude was the driving force of past achievements and therefore should be the primary driver of your achievements in the future.
Take this short personal quiz about your attitude:
- I still feel the desire to give my best. Yes or No
- I gave my best and deserve to slide a bit. Yes or No
- I'm willing to venture into unchartered areas. Yes or No
- Only people who have done it before can be successful. Yes or No
- I feel comfortable doing only what I know best. Yes or No
- I welcome new challenges. Yes or No
- I like to create new opportunities. Yes or No
These question, although they appear to be simple, give you a glimpse into your current attitude. And if you felt just a tad bit nauseous about answering truthfully on a few, then you also probably saw a glimpse of your future achievements.
Categories: Insights
Jessica Mahoney
This is a very nice article! Achievements is that you have it forever but, it came from the past however, if we are talking about attitude, this is your character, of who you are and this is also a good basis for the success of your career of how pursuant you are to reach the top and how you want to continue to stay there.Sunday, December 9th, 2012 06:02 pm GMT -7 | Reply | Share


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24 Spring Pea Recipes
Spring is fresh pea season to celebrate the arrival of this often-undervalued vegetable, we compiled this collection of appetizer, side dish, and main dish recipes that show off the versatility and simple, sweet flavor of the spring pea.
On a vegetable kick? Check out more spring vegetable recipes or toss them in our spring vegetable pastas.
Radicchio with Spring Peas
This easy spring side is ready in only 15 minutes.
Recipe: Radicchio with Spring Peas
Courtesy of Martha Stewart


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High Quality Photos From WWE SummerSlam PPV – August 18, 2013
Here are high quality photos from Sunday, August 18, 2013, WWE SummerSlam pay-per-view, courtesy of WWE.
PWMania.com is a subscription free website and relies on advertising and donations from people like you. If everyone reading this donates a few dollars, we can be fully funded for another year. Thank you so much and Happy Holidays! - PWMania.com Team =)


text: CoolSculpting St. Vincent Physician Network Weight Management is proud to now offer CoolSculpting. CoolSculpting® is a non-invasive procedure designed to gently and effectively reduce stubborn fat in targeted areas of the body. CoolSculpting uses a precisely controlled cooling technology to target, cool and eliminate fat cells through a gradual and natural process without causing damage to the surrounding tissue and skin. Results are noticeable and natural-looking fat reduction in the treated areas. CoolSculpting is a non-invasive procedure. There are no needles, no surgical incisions, no anesthesia, no pain medications and no recovery time. During the procedure, a non-invasive applicator is applied to the surface of the skin to deliver precisely controlled cooling which targets and eliminates fat cells in specific areas of the body. The procedure has FDA clearance for the non-surgical reduction of fat in the abdomen (belly fat) area and the flank (love handle) area. As the fat cells are exposed to cooling, a process of natural cell removal occurs. The fat cells in the treated area are gradually eliminated through the body's normal metabolic processes, similar to how fat from food is eliminated. The result is a reduction in fat bulges that is visible in most patients in about two to four months. Contact us at (406) 237-4580 to schedule an appointment today. What kind of results can I expect with CoolSculpting? CoolSculpting has been clinically shown to reduce fat in the treated area. On average, the CoolSculpting procedure can reduce the fat layer by 20% with a single treatment. After the initial treatment is complete, further reductions can be obtained with additional treatment if desired. Individual reductions may be more or less, depending on the case.What happens during the procedure?The patient and doctor first select the area(s) to be treated. The device is positioned on the body, which then draws the bulge up between two cooling panels. As the panels go to work in the first few minutes, the patient initially feels a sensation of intense cold which soon dissipates. The patient is either seated comfortably or lying down during the duration of the procedure. Many people spend this time reading, working on their laptop, listening to music or even taking a nap.When can I return to normal activities?Since CoolSculpting is completely non-invasive, patients can resume their routine activities, including returning to work and exercise regimens, immediately. Some patients experience redness, minor bruising, tingling or numbness in the treated area, but this is temporary.When will I see results?Patients typically start to see changes as quickly as three weeks after their treatment, and experience the most dramatic results after two months. The body continues to flush fat cells for up to four months after the treatment. During the CoolSculpting procedure, the treated fat cells are eliminated. As long as the patient maintains his or her weight with diet and exercise, long-term results should remain stable.Am I a good candidate for CoolSculpting?CoolSculpting is ideal for men or women who are within 10 to 15 pounds of their ideal body weight and have a healthy diet and lifestyle. It is ideal for those people who have a noticeable bulge or bump that has not responded to healthy diet and exercise, but do not need or want to undergo liposuction surgery.


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The lecture presents Shiff's latest work on Willem de Kooning, a leading American artist and key figure of the Abstract Expressionist School.
The event is free and open to the public. Shiff will sign copies of his new book, "Between Sense and de Kooning," after the lecture.
For more information, contact Maia Toteva at firstname.lastname@example.com.


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Laura Ramos
Digital channels, online social activity and rapidly evolving mobile technology give business buyers new purchasing power. B2B CMOs must take on significantly broader and often unfamiliar responsibilities to capture their attention.
To learn how top marketers respond to these new challenges, Forrester Research teamed with the Business Marketing Association to conduct a joint study. We looked at the pace of change, the skills required and the degree of collaboration needed to deliver the always-on experiences that business buyers now expect.
BMA Chair Kathy Button Bell and I presented the findings from this study of 117 marketing leaders during the BLAZE conference last May. Forrester recently published a report that takes a closer look at the expanding role of the B2B CMO. We would like to share it with the entire BMA membership. Please visit this site to access a complimentary copy of the research.
The report shows that it has never been a better time to be a B2B marketer. Almost 90% of respondents say peer executives now turn to them more often for data and strategic insight. Almost 80% agree that marketing's influence on corporate strategy is greater today than just two years ago.
These rising expectations require an evolving skill set and a higher degree of cross-department teamwork. Almost all respondents feel that the breadth of skills needed to succeed has increased dramatically. And 44% say that they can't find the right combination of people and skills in the job market. To fill the gap, 60% say they seek out younger workers with greater technical comfort.
The report contains many other valuable insights. B2B CMOs can evolve from a walk-on role to become headliners in the executive show when they adopt new job mandates and work smarter.
Keep an eye on strategy, not tactics. Effective CMOs become more accountable when they adopt objectives linked directly to overall business goals. Focus on elements such as customer acquisition, retention, market share and account penetration.
Collaborate with peers to obsess over customers. Marketing executives deepen customer engagement when they coordinate input across the enterprise. Identify gaps in sales, purchase and support experiences.
Delegate effectively. Top chief marketers prioritize their calendars based on three factors: strategic importance, customer value and long-term brand health. Give other tasks to someone else.
This research shows us that CMOs who improve their team's agility and simplify peer-working relationships enjoy more executive confidence. They move on to greater corporate leadership opportunities. The key to this transition is the CMO's ability to span organizational silos and enhance their knowledge of and engagement with customers.
Please take a moment to download the research. Let me know if your experiences parallel those of the marketing leaders profiled in our survey.
Laura Ramos, vice president and principal analyst at Forrester Research, serves chief marketing officers. She is a leading expert in business-to-business marketing with senior management experience in corporate, industry and product marketing, demand management and social media. View her Forrester research, read her blog or follow her on Twitter at @lauraramos.
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BMA offers a wide variety of marketing opportunities for you to reach this very influential, highly specialized audience of B-to-B marketers.


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April 7, 2008
On the cover page of Vogues' April issue is a photo, taken by photographer Annie Leibowitz, of a tall, strong and menacing black male next to a young lighter skinned feminine model. Some reacted very negatively to the image alleging that it reinforced the fear of white (male and female) of black men.
One the cover page of the Village Voice is an ugly image of Presidential Candidate Hillary Clinton, badly bruised.
Many years ago, the Daily News published on its cover, a photo of David Finn's brother who had been shot to death during a robbery in Riverdale. Needless to say the family was distraught and complained to the editor. The editor did not apologize but gave the "every body else does it" excuse. It had been a policy at the Daily News, until then not to publish such photos, however since other newspapers were doing it, they had decided to do the same.
Is this an ethical issue? I think it is. Ethics is about values and drawing the line between what is acceptable and what is not.
The "right of the public to know" (or see) is to be balanced with, what I believe, is the right of people not to be emotional aggressed by distressing images.
Newspapers and magazines have different guidelines as to what they will publish and it is usually based on the profile of their readers.
Individuals and societies have different level of tolerance to offensive exposure. What should be the criteria for the media in making "the right" decision?
The Society of Professional Journalists may have the answer. In it code of ethics, it stipulates that: "A journalist should:
1. Show good taste
2. Avoid pandering to lurid curiosity
3. Be sensitive when seeking or using interviews or photographs of those affected by tragedy or grief."
It is a good start.


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Under the baking sun of Calabria, Lamezia Terme awaits you if you need a purely relaxing seaside holiday. And the Alitalia flights are ready to set you down in a city that incorporates the merits of no less than three towns: Nicastro, Sambiase and Santa Eufemia Lamezia.
Visit the church of San Domenico, the Cathedral and the district of San Teodoro.
And if you want to feel refreshed, visit the Terme di Caronte, where the spring waters have beneficial therapeutic properties.
*An additional 10$ service fee will be added to each ticket at the time of purchase


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In addition to touring all over the USA and writing his new book, Bob is a music ambassador for the U.S. State Department in numerous countries....India, Pakistan, Vietnam, and more....to create good will among nations! His song, "Mahatma Gandhi and Sitting Bull" are examples of how he brings interconnectedness, joy, and love to every audience. More about Bob below in his "bio."
Also, view his photo galleries of his days with Jerry Jeff Walker; "The Lost Gonzo Band" made up of Bob, Gary P. Nunn, and John Inmon; his travel logs; and more on his website.
Suggested donations for reservations are $15 per person. Make reservations by calling 903/583-2661, indicating how many seats are needed and giving your contact information (preferably e-mail address). To prepay, make all checks to Bob Livingston and mail to Faye Wedell; P.O. Box 812; Bonham, TX 75418 to be received by July 17, '14. Refunds for canceled prepaid reservations will be made that same date. Guests may also pay at the door. However, please respect the artist and the Harmony House Concert hosts by showing up or paying for any reservations made, unless canceled in a timely manner.
Check out our website, www.WildscapeAcres.com, for more information.
Harmony House Concerts offers a venue in a natural setting. Concerts are held indoors and available seats are limited to 50 guests. Harmony House is located in a vintage reclaimed home and moved to Wildscape Acres, which is 10 miles north of Bonham and 65 miles NE of the Dallas area. It offers intimate, casual surroundings, where talented artists & guests interact. You can be certain that Bob will invite audience participation when he has you singing "Geronimo's Cadillac" from his days of playing in Michael Martin Murphy's Band.
There will be two 45-minute sets with a 30-minute intermission for grazing at the snack tables provided by hosts, Faye & Scott; for getting another cup of coffee, tea, or punch; for purchasing CDs; or just for relaxing on the deck. A basket will be placed on the breakfast room table for your optional $1 cash donation to help defray the expenses of the hosts.
After the concert, there will be a Vegetable/Fruit Medley Potluck Dinner. Bob is one of those "vegetarians" who doesn't eat anything with a face! You can pick something from your garden and bring it or go to your favorite market to buy a seasonal vegetable to create a salad or whatever dish you wish to surprise us with. Other desired items to bring would be desserts, crackers, or breads. Faye & Scott will provide the beverages and serving items. Please indicate when making reservations whether you opt to stay for the Potluck, so Faye will know how many to plan for. If you know what you want to bring, you can also let her know, since she attempts to coordinate the dinner. She & Scott will provide both a salad and a fruit cobbler from fruits picked on their property...all grown without chemicals! After the Potluck for those who wish to stay and share some more music, there will be a Song Circle. If you play an instrument, toss it in the car...you might also toss in a lawn chair! In Song Circle, you can share your own original songs, sing those songs written by others, create a sing-along for those who don't play, but like to sing! It's like an "open mic" time!
Bob's "bio":
Singer-songwriter BOB LIVINGSTON has never been a traditional Texas country musician living the honky-tonk life, even though he's spent more than his share of time on the roadhouse circuit with some of the most colorful musicians in Texas. As a member of Austins legendary Lost Gonzo Band, performing and recording with such musical visionaries as Jerry Jeff Walker, Michael Martin Murphey and Ray Wylie Hubbard, Livingston played an integral role in creating the music that first earned Austin the designation of 'Live Music Capital of the World'. Achieving recognition in their own right, the Gonzos self-titled debut record was named by 'Rolling Stone', "one of the best albums ever to come out of Austin".
Livingston has seen a lot of the world since growing up in musically fertile West Texas. Hailing originally from Lubbock, his interests were more 'Cosmic' than 'Cowboy' and have prompted him to delve into the music and mysteries of many cultures. Traveling since the 80s as a Music Ambassador for the US State Department, Livingston has taken Texas music as far afield as India, Africa, Southeast Asia and the Middle East, demonstrating again and again the unique power that music has to build bridges between peoples of the world. As Livingston says, 'When all else fails, music prevails'. This philosophy earned him the honor of being appointed, 'Austins International Music Ambassador', in November of 2009 by the City Council.
This world-traveled view was reflected in Livingston's 2004 CD, 'Mahatma Gandhi & Sitting Bull', released on Vireo Records and named in the Austin American-Statesman's "Top 10 List." In 2008, Vireo released a compilation called, Original Spirit, that includes 'Gandhi & Bull' in its entirety and several more surprise tracks from Livingston's Lost Gonzo Band days. But it's his new CD, Gypsy Alibi, that is defining Livingston's new musical direction. Released in 2011 on New Wilderness Records, Gypsy Alibi is co-produced by Lloyd Maines and is the winner of the "Album of the Year" at the Texas Music Awards 2011. It has more of a folk-rock/Americana spirit than his last outing and is enjoying steady radio airplay around the country and abroad. Listen to "Ruby's Shoes," "Country Western Swing," and "Androids Lament."
In a side project, Livingston plays with a multi-cultural band from Texas and India called Cowboys & Indians supported by the Texas Commission on the Arts and the City of Austin's Cultural Arts Division. They play in schools and theaters all over Texas. Livingston is turning the concept into a full-fledged musical play with Houston playright/songwriter, Bobby Bridger. The first performances are scheduled for Summer 2014.
In a live performance with Bob Livingston, one finds a veteran singer-songwriter and a master storyteller who captures his audience from the first notes played. It's an irresistible invitation to travel down the cosmic musical highways and rutted back country roads where fate has taken him over the years.
Check out his music, history and photos on Facebook and...Be A Friend! www.Facebook.com/boblivingston


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Acclaimed film director Guillermo del Toro has signalled his interest in resurrecting the Insane trilogy of games that had been cancelled by embattled publisher THQ.
Speaking to a gathering at the New York Comic-Con event on Thursday, del Toro said he is searching for a new development partner for the trilogy.
"The game was cut months ago, and now we are talking to developers," he said in a video interview published on Kotaku.
He continued: "When some thing doesn't happen in one way, I just continue to pursue it in another way. I'm not giving up on Insane, it's truly beautiful."
THQ cut loose the trilogy project due to the lavish costs involved at a time when the company needed to enact company-wide austerity measures to balance the books. But it appears that del Toro walked away with the IP rights in hand.
A number of studios and publishers are now being pitched the game, he suggested.
del Toro said the dream partner for Insane would be PC games kingpin Valve, having revealed he is a huge fan of the company's work. He also revealed that Ellen McClain, the voice of GLaDOS from the Portal series, will be heard as the voice of an AI in his next feature film.


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Clean Cities-Georgia Coalition
Contact Information
Clean Cities Coordinator
Although Don Francis became the coordinator for the Georgia Clean Cities coalition in April 2009, he is not new to the program. He attended the ceremony when Atlanta was designated as the first Clean Cities coalition in the nation at the Georgia Dome in 1993. Prior to being elected as the coalition's executive director, Francis served on the board of directors and as the treasurer from 2000 to 2005. He has 40 years of experience in automotive engineering, sales, and marketing activities.
Francis was previously employed by Georgia Power for 31 years, 13 years of which he was assigned to the electric transportation program. His primary responsibility was business unit management for the sale, installation, and service of electric vehicle chargers to internal and external customers. During this time, he served on many local community and industry committees working on electric vehicle infrastructure and market development.
Francis continues to be active in the electric vehicle community. He is a member of the board of directors of the Electric Auto Association and a member of the Society of Automotive Engineers.
2897 N Druid Hills Rd, Ste 144
Atlanta, GA 30329
-Georgia Success Stories
Atlanta Airport Converts Shuttles to CNG
Biodiesel (B20 and above): 24
Natural Gas: 32
Ethanol (E85): 52
Electric: 668
Propane: 58
by AFV
by AFV


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Two in five Internet users in the U.S. now have high-speed access at home.
In an April 18, 2004 report, the Pew Internet and American Life Project placed the adult residential broadband population at 48 million, or one-quarter of all adult Americans.
Among college-educated adults age 35 and younger, penetration has reached 52 percent.
Most of the growth has been since November from connections over souped-up phone lines called DSL, which now make up 42 percent of the home broadband market, up from 28 percent in March 2003. Cable modems still have the lead, with a market share of 54 percent, but they no longer enjoy a 2-to-1 edge.
The increase counters Pew's findings from last spring suggesting that the broadband market had begun to stabilize. That study found fewer Internet veterans wishing to upgrade their dial-up lines.
But broadband fees have dropped since then, with DSL available in some markets late last year for just a few dollars more than dial-up.
Although only 3 percent of home broadband users cited affordable pricing as the reason for switching, price has an indirect effect. (Associated Press)
Back to Breaking News


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"(CBS') 'The Amazing Race' just can't win again. I think it is kind of ridiculous to just keep giving that show Emmys. I think 'Runway' might have a real shot both at getting nominated and maybe winning."
"I think that it will be a combination between network and cable shows only because I think 'Project Runway' and maybe 'Top Chef' will work their way in. Both are high-quality shows that involve people with real talent, which is a distinguishing characteristic on reality television. I watched most of 'The Amazing Race' for the first time this year, and I thought, 'Wow. I have been missing out.'"
"'American Idol' and 'Project Runway' are hampered by a lot of people sitting in a room talking. 'Survivor' and the 'Amazing Race' get so much attention because they are big and they look movie-like, and there is a lot of activity and variety. So I think there is always going to be a bias toward that."
Let's not be coy about this. The nominations forREALITY COMPETITION are:The Amazing RaceAmerican IdolDancing with the StarsProject RunwayTop ChefThis looks identical to last year to me.


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OAKLAND, Md. - A Garrett County permitting official says most of a proposed wind farm on Fourmile Ridge lies in areas designated as sensitive by the state.
Permit and Inspections Division Chief Jim Torrington says 75 percent of the proposed wind farm is in areas designated as having rare, threatened and endangered species.
The Cumberland Times-News reports ( http://bit.ly/V7dGEB) that Torrington spoke last week at a meeting of Garrett County commissioners. Torrington said he didn't know if the project would need a federal permit required when projects will likely result in the death of threatened or endangered species. He added the review process could take two years.
Wind turbines can kill birds and bats that fly into their blades. The Fourmile project would have up to 30 turbines near Frostburg.
Information from: Cumberland (Md.) Times-News, http://www.times- news.com/timesnew.html
(Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)


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damned, i've done this !!!!!!!!!!!!!
harryflies things are just getting better and better every day.
wow – i always said a one of the three prerequisites for a man i would marry was that he would take me on a pub crawl! but a bottle of rum sounds fine!
fanfan sama has gotten 3 cheers on this entry.
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