text:
The World's Insurers Brace For Climate Change -- Except In America
Photo Credit: New Muse
Stay up to date with the latest headlines via email.
Given that insurers are likely to be among the first companies affected by climate change, you might expect the industry to be better prepared than most.
But that is not how it appears to many analysts, regulators, and industry representatives, who say insurers are showing a lack of urgency on the twin threats of massive future damage claims from weather-related events, and the prospect of growing climate change-related litigation.
A report published last September by Ceres, a Boston-based coalition of investors and environmental groups, puts it starkly. Surveying the disclosures of 88 U.S. insurance companies to the National Association of Insurance Commissioners (NAIC), it found that only 11 had formal climate change policies and that just 60 percent were assessing climate risks.
Insurers are central to how we deal, or don't deal, with climate change. They price the risk facing property owners, and others, from weather events — effectively sending a signal to the rest of the economy about how seriously to take the threat. And with $23 trillion in global investments, insurers are also systemically important. If these companies fail to properly account for the risks they face from climate change, they could become financially vulnerable, with serious repercussions for the global economy.
As the Ceres report puts it: "With the world still reeling from the devastating impacts of an economic crisis triggered by hidden risks in the banking sector, we can ill afford a new problem triggered by hidden risks in another."
The report revealed a growing divide between U.S insurers and their European counterparts, who have been some of the strongest business advocates for taking action to slow global warming. European insurance executives also have been critical of the U.S industry for not being more proactive.
"It is frustrating to see that it's so extremely difficult to include this huge risk of climate change into current business," says Andreas Spiegel, senior climate change adviser at Swiss Re, a large reinsurance company. "There is a bit of a short-term view on the benefits, risks, and costs."
Regulators are also concerned. Three state insurance commissioners — in California, New York, and Washington State — last month said they would require about 300 insurers to file an NAIC survey, raising the number of insurers for which public disclosure is compulsory. (One other state, Pennsylvania, requires a smaller number of insurers to publicly disclose how they are managing climate change; three others, plus Puerto Rico, do not require disclosure to be public, while the rest require no disclosure at all).
"The essence of insurance is the analysis of risk," said Robert Easton, New York's lead insurance regulator. "We are asking insurers to share their views of the risk of climate change so that we can be sure that the industry and regulators are appropriately prepared."
That risk takes two main forms. The first is damage claims, which could rise significantly as a warmer atmosphere — which holds more moisture — is expected to generate more extreme weather, including more powerful hurricanes and increased flooding. The damage wrought by rising sea levels, which some experts forecast could increase by three to six feet this century, could also create massive liabilities for insurance companies.
In addition, Ceres says that insurance companies face a growing risk of litigation from individuals or groups seeking to hold power companies and other major greenhouse gas emitters liable for causing global warming in the first place.
"Climate change has also become the subject of significant litigation in recent years, a trend which is likely to grow as the physical impacts of climate change become more pronounced and affected parties seek redress in the courts," Ceres says.
In 2010, 132 climate-related cases were filed in U.S courts, according to Deutsche Bank Climate Change Advisors. The majority of these involved activists or state governments trying to prod the federal government into climate action, or industries arguing that federal agencies had over-reached in regulating climate change.
In recent years, however, some groups have brought cases against historical emitters, such as energy companies. And insurers could one day find themselves on the hook both for legal costs in these cases, as well as the liability from legal rulings, some experts contend. Plaintiffs face a daunting array of legal challenges in trying to prove that individual greenhouse gas emitters are liable for damages from global warming, including the fact that the major sources of greenhouse gas emissions — oil companies, coal companies, utilities — are global and number in the many thousands. Still, some analysts have wondered whether climate-related damages could eventually match the size of payouts in asbestos and tobacco litigation.
"In recent years, the insurance industry has been closely monitoring attempts to base liability claims for damages on greenhouse gas emissions," says Ina Ebert, leading liability and insurance law expert at Munich Re, a large German reinsurer. "Climate liability is considered one of the emerging risks that could gain in importance for the insurance industry in coming years."
Insurers could be sued both by emitters that are trying to pass on liability, or by investors claiming they did not adequately disclose risks to the market. In 2010, the U.S. Securities and Exchange Commission (SEC) asked companies to report how climate change may affect profitability, potentially opening the
way for investor lawsuits.
The risks of litigation are already evident. This spring, Virginia's Supreme Court reheard AES Corporation v. Steadfast Insurance Co., a first-of-its-kind case for the insurance industry. AES, an energy-generation company, argued that Steadfast should cover its legal fees, and potential losses, in a separate climate lawsuit. AES is one of more than 20 energy companies being sued by the coastal village of Kivalina, in Alaska, which alleges that the companies' emissions caused its land to become uninhabitable because melting sea ice and rising seas are enabling storms to erode the town's shoreline.
Virginia's highest court ruled that Steadfast did not have to defend AES, because the claims for which it sought coverage were not "an occurrence" under the policy. But experts say other jurisdictions could be more sympathetic, potentially opening the way for emitters to be certain that their liabilities are covered by insurers. Sharlene Leurig, author of the Ceres report, says the decision to rehear the case "upset many insurers" who thought they had put the case behind them last year.
The Steadfast-AES case is just one of a slate of climate change-related legal battles with ramifications for insurers, emitters, and the wider debate about climate change, particularly in the U.S. For example, the Kivalina case — with ExxonMobil Corporation as one of the main defendants — was brought by the same lawyers behind the 1990s tobacco litigation. That case is currently before a federal appeals panel in San Francisco, having been dismissed by a district court in 2009 for being a political rather than a legal matter.
Several cases so far have foundered on the "political question doctrine," where courts have decided that regulating greenhouse gas emissions is something for the U.S. executive branch or Congress. That assertion was part of the lower court ruling in the Kivalina trial, as well as in the case of " Connecticut vs AEP," in which eight states, New York City, and three non-profits claimed that six power companies had caused "public nuisance" by releasing greenhouse gases. The U.S. Supreme Court ruled last summer that the U.S. Environmental Protection Agency had the authority to regulate greenhouse gas emissions.
"Several cases found that the issue of climate change liability raises political questions that are more appropriately confronted by Congress and the executive than by the courts," says Michael Gerrard, director of the Center for Climate Change Law at Columbia University.
Stay up to date with the latest headlines via email


text:
Businesses and organizations of every size support WTIU through underwriting and have found it to be a powerful tool to promote their services to a broad audience at an affordable price.
Everyday, thousands of viewers across south and central Indiana explore new worlds through a diverse lineup of programs that appeal to everyone from business executives to stay-at-home moms, from toddlers to grandparents. These viewers are educated, community-minded, culturally passionate, influential, and diverse. They're decision makers and opinion leaders. They've selected to watch WTIU because we provide engaging, high quality content that viewers can't find elsewhere.
Underwriting around PBS programs provides a unique opportunity to deliver your message—without the clutter of your competitor's spots. Your organization gains the appreciation of the PBS audience that values the non-commercial and uninterrupted programming made possible—in part—by your sponsorship.
Underwriting on WTIU delivers two distinct marketing benefits to your organization. Your message reaches an exceptionally devoted audience that is hard to capture through traditional media and your support of a respected, non-profit public service generates goodwill for your company.
We're here to help. We'll work with you every step of the way to tailor a sponsorship package that will compliment your goals and budget to help ensure that you reach your target audience. Our Team will craft a plan that includes on air and online messaging that is best for your marketing needs.
Who will you reach?

subset: commoncrawl


text:
Health as defined by the world health organization (WHO) is
defined as the state of complete physical, mental, and social well being and not
merely the absence of disease and infirmity. The knowledge of food and nutrition
has a direct influence in maintaining good health of an individual.
is a complex mixture of various substances, which help:
is the science of foods which deals with the dynamic process in which the food
consumed is digested, nutrients are absorbed, distributed to body tissues for
utilization & wastes are disposed off the body. Nutrients are the constituents
in food that must be supplied to the body in suitable amounts.
addition, to acquire a sound health one must include a daily routine of consuming
a balanced diet comprising of all the food groups and vital components in appropriate
The dietary components of food are:
Moreover, these are
broadly classified into three groups:
let us briefly know that why all these components are so important & what
all functions they perform.
CarbohydratesThese form the main
bulk of diet & are the chief source of energy. They play an important role
in metabolism of fats & in forming protein structures (non-essential amino
acids)It includes the sugars & starches.
In a balanced diet, 60%
of our daily calorie requirement should come from carbohydrates. However the amount
can vary from 50%-70%.
FatsThese are more concentrated
source of energy than carbs. However, amount should be in limit as high intake
can lead to many harmful diseases in the long run.
If taken in appropriate
amount body fat serves as a source of quick energy in times of starvation or fasting.
Furthermore, it is required for the absorption of vitamins A, D, E & K.
When products include hydrogenated oils/trans fats it
means that the amount of EFA in these products is greatly reduced and these should
not be consumed on a daily basis. Fats can be obtained from butter, whole milk,
oils, fish, nuts& seeds, ice-creams etc. nuts & seeds & fishes are
rich sources of EFA's. The fat in a balanced diet should provide 20-25% of total
energy (i.e. 10-20gms). However, young children can utilize & need extra amount
of good fats.
ProteinsLike carbs & fats these also provide
energy but due to the presence of nitrogen in their structure they perform one
of the most vital functions needed for a healthy life i.e. for building up of
body's cells & tissues & for repairing & maintaining the worn out
tissues. It also helps in synthesis of antibodies, enzymes, & hormones.
sources of proteins are of better quality are readily absorbed & utilized
by the body. These include milk & milk products, eggs, meat, poultry, fish,
liver & an exception is soybean, which is a plant source. Plant sources include
cereals, pulses, dry fruits, nuts, beans etc.
Daily requirement of protein
is 1g/kg body weight. For e.g. A normal adult man of 60kg will require 60gm of
protein. However, in stage of growth or illness requirement is increased.
are required in very small amounts but are important for our growth & development.
They make enzymes, which help to progress our body's chemical reactions. They
should be regularly consumed as their deficiency can lead to diseases such as
night blindness, scurvy, pellagra, etc.
There are fat-soluble vitamins (A,
D, and E&K) and water-soluble vitamins (B-complex & C). Chief sources
include vegetables & fruits & our diet should include these in most of
our meals.
MineralsThese are also needed in small amounts but
are important for our body's basic growth & structure. There are some 50 minerals
in our body serving important functions like formation of bones & teeth, formation
of blood, hair growth, nail growth, skin integrity etc. Food sources include -
egg, meat, milk, cheese, nuts, vegetables, beans, banana, orange, melons, salt
Dietary FiberIt is a type of carbohydrate found in vegetables,
fruits, & whole grains, which absorbs water & increases bulk of intestinal
contents & helps in intestinal movements. Its deficiency leads to constipation.
It also lowers cholesterol & helps in weight reduction.
not a food, it is an important component of our diets. It is required for our
basic metabolism as serves as a medium for all chemical reactions, maintains our
body's temperature, helps in nutrition processes etc. A 10% loss of water can
lead to dehydration & a 20% loss may even lead to death. A daily diet is not
complete without consumption of 8-10 glasses of water.
Health is often taken for granted, & its value is not fully
understood until it is lost. So don't be losers & have a healthy
life with a balanced diet!
Anshul Jaibharat
LLC | 701 S Fielding Ave Tampa, FL 33606
| 813-545-9664 | Google+
Terms and Conditions | Copyright ©
2000-2014 ShapeFit, LLC. All Rights Reserved | Privacy


text:
Galloway Cattle
American Galloway Breeders Association
|Operation Descritpion:
|Interestingly, the Galloway is one of only a handful of beef breeds in use today that was developed specifically for beef production, not dairy or draft. Historians noted the Galloway's "tender and juicy" beef in the year 1530. Distinguished nineteenth century cattle breeder William M'Combie comments in his book, Cattle and Cattle Breeders (Edinburgh and London: Blackwood, 1886) that once properly fattened, 'there is no other breed worth more by the pound weight than a first-class Galloway."
Galloway Cattle
Posted on 08 September 2010
The Galloway is one of the world's longest established breeds of beef cattle, named after the Galloway region of Scotland, where it originated.
The Galloway is naturally hornless, and instead of horns has a bone knob at the top of its skull that is called a poll. This breed's shaggy coat has both a thick, wooly undercoat for warmth and stiffer guard hairs that help shed water, making them well adapted to harsher climates.
The DD Ranch
|Operation Descritpion:
|We raise Galloway Cattle. Registered Breeding Stock that is vaccinated, DNA - Sire traced Herd, Feed Efficiency, marbling & Tenderness tested Bulls. These cattle are ready to work. Available in Registered White, Solid Black & Commercial Black. Semen available on bulls. We are located 40 Miles NE of Denver and visitors are welcome by appointment.. (day jobs)
Trapper Galloway Ranch
|Operation Descritpion:
|I started in the Galloway business in 1961 when I was a teenager. I have extensive knowledge of the breed and of the most productive bloodlines, as well as the unproductive ones.
Renaissance Farms Ltd
|Operation Descritpion:
|You'll want to know that our grassfed Galloway cattle receive no hormone implants, animal by-products or subtherapuetic antibiotics. A healthy production model yields healthy animals, giving us all a highly nutritious meat option.


text:
About Chris Beutler
Chris Beutler is a native Nebraskan, who has devoted his life to serving the City of Lincoln and the people of Nebraska.
Chris attended Yale University, where he played football for the Bulldogs and graduated in 1966. Heeding the call to public service by President John F. Kennedy, Chris joined the U.S. Peace Corps and taught children in Turkey. Chris is a veteran of the Armed Forces. He served in the U.S. Army from 1969 to 1971, rising to the rank of First Lieutenant.
He returned to Nebraska to attend the University Of Nebraska College Of Law, earning his J.D. in 1973.
Professionally, Chris worked in the title industry in support of Lincoln's commercial real estate and housing markets for over 15 years. He started, grew and sold his own business, Beutler Title Company.
As a development consultant for the City of Lincoln, Chris raised millions of dollars for the City's Parks and Recreation Department. Beutler's work was key to the renovation of the Sunken Gardens - - restoring one of Lincoln's crown jewels.
Beutler was elected to the Nebraska Legislature in 1978, representing Central Lincoln's 28th District. He was re-elected in 1982. He returned in 1990 and was re-elected in 1994, 1998 and 2002.
During his Legislative career, Chris was a champion for campaign finance reform. He led the effort to reduce the influence of big money in campaigns and increase the power of Nebraska citizens at the ballot box. Chris led the successful 2006 court case that resulted in Regent David Hergert being removed from office for violations of Nebraska's campaign finance laws.
Beutler has been a leader on the environment, enacting key water and anti-pollution legislation. He advocated successfully for education finance changes that boosted state support of classroom teachers and reduced educational reliance on property taxes. He was a strong supporter of business incentives that improved Nebraska's business climate and led to the creation of thousands of new jobs and new investment.
During his time in the legislature, Beutler has served as chair of the Judiciary Committee, the Natural Resources Committee, the Executive Board, and the Performance Audit Committee. He has served on the Education Committee and the Rules Committee.
In the 2006 session, Beutler was instrumental in securing an additional $1.1 million per year for City of Lincoln street building efforts.
Chris and his wife, Judy live at 3315 M Street and together have five children: Lori, Alexa, Erica, Mikahla and Sam; and seven grandchildren.


text:
The Departments of Justice and Housing and Urban Developments with 49 state attorneys general and federal… [more]
By Peter J. Wallison February 6, 2012, 1:55 pm On Friday, Treasury Secretary Geithner said that the… [more]
Wells Fargo bank, the nation's largest mortgage lender, today announced plans for Neighborhood… [more]
* Home prices in the U.S. expected to decline 3.6 percent into mid-2012, and then rebound 2.4 percent… [more]
. Bureau of Labor Statistics Transmission of material in this release is embargoed USDL-12-0012 until… [more]
The Departments of Justice and Housing and Urban Developments with 49 state attorneys general and federal agencies – have reached A $25 billion agreement with the nation's five largest mortgage Lenders: Bank of America, JPMorgan Chase & Co., Wells Fargo & Company, Citibank, and Ally Financial, which was formerly GMAC.
It ensure justice, and to recover losses, for victims of reckless and abusive mortgage practices. This agreement establishes significant new homeowner protections to help prevent future misconduct. It also provides substantial financial assistance to victim borrowers.
Today's agreement does not prevent state and federal authorities from pursuing criminal enforcement actions. And it preserves extensive claims related to mortgage securitization activities, including the claims that will be the focus of the new Residential Mortgage-Backed Securities Working Group. The agreement does not prevent any claims by any individual borrowers who wish to bring their own lawsuits.
The U.S. Trustees Program, which serves as the watchdog of all bankruptcy court operations, was one of the first federal agencies to investigate mortgage Lenders abuse of homeowners in financial distress. Trustees reviewed more than 37,000 documents filed by major mortgage Lenders in federal bankruptcy court . These efforts were advanced by several United States Attorneys, including U.S. Attorney Loretta Lynch from the Eastern District of New York, who is here with us.
The state attorneys general will be establishing a fund to facilitate payments to borrowers who, as a result of improper lending practices, lost their homes during the foreclosure crisis. Mortgage servicers also will be required to dedicate substantial resources – approximately $20 billion – to provide relief and assistance to struggling homeowners and neighborhoods. And the agreement includes specific provisions that will enhance protections – and help ensure justice – for U.S. service members and their families.
For More Information Visit { www.NationalMortgageSettlement.com
By Peter J. Wallison
February 6, 2012, 1:55 pm
On Friday, Treasury Secretary Geithner said that the Obama administration is preparing to move forward with closing Fannie Mae and Freddie Mac and bringing back a robust private housing market. Ironically, the secretary's statement was made almost one year to the day after the administration released its white paper on reform of the housing market. Since then, there has been virtual silence on the administration's plans, while the private housing market has continued to grow weaker. Many banks, large and small, are abandoning the mortgage business, and MetLife had to close down its own large mortgage business when it couldn't find a buyer.
One of the options in the administration's white paper was a fully private market; in response, I and my AEI colleagues Alex Pollock and Ed Pinto circulated our own white paper in March 2011 in the belief that a deal between the administration and House Republicans that produces a wholly free housing finance market was possible. Although House subcommittees have considered some important legislation that moves toward reviving the private market, it is unlikely that anything will get through this Congress without the administration's support.
Accordingly, we welcome the Treasury secretary's renewed interest, but it is important for him and the administration to understand that it will be extremely difficult to close down Fannie and Freddie without amending the Dodd-Frank Act in significant ways. Among them, and by no means all, are the following impediments to the return of a robust private market:
· Although Fannie and Freddie might be privatized or otherwise eliminated over time, a robust private market cannot develop as long as FHA is able to insure mortgages up to $729,500 and remains exempt from the 5 percent risk retention requirement in Dodd-Frank. No matter what standards are ultimately adopted for the Qualified Residential Mortgage, FHA will always be able to out-compete private securitizers as long as it does not have to bear this additional cost and is able to insure most mortgages issued in the United States.
· In addition, the 5 percent retention requirement strongly favors the biggest banks, which alone have balance sheets large enough to hold the retention amount and still carry on an active securitization business. This would be bad enough as a competitive matter, but given the fact that many of the large banks are now substantially reducing their mortgage financing activity, the continued application of the risk retention requirement will prevent the growth of any private sector substitutes for the GSEs or FHA.
· The Volcker rule, which has already drawn opposition in many other quarters, is also an impediment to the development of a private securitization market. That market depends heavily on the ability of lenders to hedge their interest rate risks while they are assembling a pool of mortgages for securitization. The Volcker rule applies to any firm that is affiliated with an insured bank, and prohibits proprietary trading, which is very difficult to distinguish from hedging transactions. Until there is a safe harbor for hedging transactions, the risks of running afoul of the Volcker rule may prevent many bank-affiliated securitizers from entering the private housing finance market.
It is good news that the administration is now willing to go forward with GSE reform, but if it is serious about privatizing or eliminating Fannie and Freddie it will have to propose some serious reforms in Dodd-Frank at the same time.
Wells Fargo bank, the nation's largest mortgage lender, today announced plans for Neighborhood LIFT(SM), the program will be initiated in Los Angeles and Atlanta as an approach for working with nonprofits and cities .
The Los Angeles and Atlanta programs seek to help address the challenge of high inventories of unsold homes and attracting prospective buyers. Wells Fargo's lending goals are $10.5 billion over five years in Los Angeles and $1.3 billion in Atlanta; and down payment assistance of $15 million in Los Angeles and $8 million in Atlanta for 2012.
* Home prices in the U.S. expected to decline 3.6 percent into mid-2012, and then rebound 2.4 percent in second half 2012 through first half 2013
* Price declines and low mortgage rates have resulted in dramatic improvement in housing affordability
* Ratio of monthly mortgage payment to median family income lowest on record; Monthly mortgage payment for a median-priced single-family home nearly 40 percent lower than at peak
Resources: Fiserv Case-Shiller
. Bureau of Labor Statistics Transmission of material in this release is embargoed USDL-12-0012 until 8:30 a.m. (EST) Friday, January 6, 2012 Technical information: Household data: Establishment data: THE EMPLOYMENT SITUATION — DECEMBER 2011 Nonfarm payroll employment rose by 200,000 in December, and the unemployment rate, at 8.5 percent, continued to trend down, the U.S. Bureau of Labor Statistics reported today. Job gains occurred in transportation and warehousing, retail trade, manufacturing, health care, and mining.
Hello Reader Does Anyone Believe That 8.5% Unemployment Data ?
source :U.S. Bureau of Labor Statistics
Attorney General Eric Holder Speaks at the Countrywide Financial Corporation Settlement Announcement
Washington, D.C. ~ Wednesday, December 21, 2011
In today's settlement with Countrywide Financial Corporation, we resolved the government's allegations that Countrywide and its subsidiaries – which are now owned by Bank of America – engaged in discriminatory mortgage lending practices against more than 200,000 qualified African-American and Hispanic borrowers from 2004 through 2008. The settlement provides $335 million in compensation to victims of Countrywide's discrimination during a period when Countrywide served as one of the nation's largest single-family mortgage lenders and originated more than 4 million residential mortgage loans.
In this thorough investigation, the Department uncovered a pattern or practice of discrimination involving victims in more than 180 geographic markets across 41 states and the District of Columbia. These discriminatory acts allegedly included widespread violations of the Fair Housing Act and the Equal Credit Opportunity Act, and resulted in African-American and Hispanic borrowers being charged higher rates for mortgage loans – solely because of their race or national origin.
This settlement will compensate the more than 200,000 African-American and Hispanic borrowers who were victims of discriminatory conduct, including more than 10,000 African-American or Hispanic borrowers who – despite the fact that they qualified for prime loans – were steered into subprime loans.
Today's settlement makes clear that today's Justice Department – and our law enforcement and government partners – will not hesitate to move aggressively in holding lenders – including the nation's largest – accountable for discrimination and financial misconduct. We are committed to protecting the sacred rights, and best interests, of the American people – and to ensuring equal opportunity through the vigorous enforcement of our civil rights laws.
How much of that money will filter down to the Borrowers ? What is your guess ?
Posted by Carole VanSickle on Friday, December 16th 2011
The other day, I heard an investor talking about flipping houses in today's market. "I don't worry about getting stuck with properties," he said, "because I can always just dump them on eBay." While it is true that you can find anything and everything for sale on eBay – and, with some dedication, usually at a price that you can live with – the notion that you can simply "dump" a property on eBay if you cannot sell it in the local market is a bit misleading. The internet – and sites like eBay in particular – are great venues for fast and profitable real estate sales, but only if you understand the in's and out's of the process.
For starters, it is vitally important to remember that the legal aspects of a property transaction are just as serious when you sell online as when you sell in person. Many people do not realize that they are assuming all sorts of liabilities and responsibilities when they sell online. Make sure that you understand exactly what you are agreeing to when you post online – for example, eBay may have different rules than Craigslist – and remember that there have been several cases in which judges found comments in email correspondence to constitute promises and intent to sell, so watch what you write and how you write it when discussing a potential deal!
Secondly, remember that the same issues that a property next door has, a property across the country may have as well. Due diligence is vitally important when you buy and sell online. Make sure that you are aware of all liens and other claims against a property. If you are selling and the property has problems, be aggressively up-front about these issues. Otherwise, your sellers may accuse you of misleading them about needed repairs or accessibility.
Finally, evaluate your bidders' options on the site that you select to do real estate business. eBay, for example, offers both "binding" and "non-binding" bidding auctions. Neither actually results in a legally binding contract to buy, but a binding auction that fails to end in a sale can net you negative feedback since you are expressing the intent to buy. However, a non-binding auction that does not result in a sale cannot negatively affect your eBay user profile. Additionally, many online sites allow you to advertise without selling a property, which can help you promote a property without the additional uncertainties involved in selling online.
As with any other real estate transaction, the value of the property will ultimately determine the success of the deal. eBay and other online real estate sites are not magic real estate "dump bins" that will find you a buyer for anything at any price. They will, however, dramatically widen your range of exposure and might help you find a buyer that you otherwise would never have met.
Have you bought or sold property online ? Their are people online that will checkout properties for you & send you a report form anywhere from $50.00 to $75.00 will worth
An offshoot of Occupy Wall Street (OWS) aimed at saving homes from foreclosure is getting results through a nationwide initiative called Occupy Our Homes (OOH). Last week, protestors across the country "reoccupied" vacant properties, moved homeless families into abandoned properties and, in some instances, negotiated with lenders, bidders and auctioneers to prevent the sale of foreclosed homes[1]. In one instance in Atlanta, GA, a man successfully removed his house from the auction block with help from a lawyer. In other instances, lenders agreed to revisit loan modification applications before selling homes at auction. OOH protestors are different from OWS protestors in that they have clear complaints, plans of action and goals. They believe that lenders encouraged risky loans, allowed "highly speculative investing," took taxpayer money for bailouts without passing that leniency on to the taxpayers themselves, and carried out illegal evictions. In response to these problems, OOH protestors believe that they are in the right when they "occupy" properties to prevent foreclosure sales or protest denied loan modification applications. This process is known as "liberating" a home[2].
While at first, this new manifestation of the OWS movement seems to be mostly positive, critics argue that the movement could be slowing the housing recovery. In many cases, OOH is occupying homes that have been sold and that are moving through the housing recovery process. In effect, they are stalling the recovery by occupying properties under contract. And the owners of the properties are not going to take the occupation lying down, either. As Fannie Mae spokeswoman Keosha Burns reminds California occupiers, "Any action or event that attempts to delay the sale of a foreclosed property destabilizes the neighborhood and hinders marketing recovery. We will work with local officials to remove anyone who is inside our properties illegally." Occupiers have argued in at least one case with Fannie Mae that they are actually doing would-be buyers a favor because "the federal government needs to find them another house that's suitable for a family to actually live in instead of giving them a house at the bottom of the barrel." The buyers of that house purchased it at a discount as a fixer-upper in order to save money for their daughter's college fund. It was not gifted to them by the government.
It has been said Uncle Sam is Your Uncle not your Daddy.Does Government have the obligation or even the Right to find a suitable house for every American ? What's Your Thoughts I would like to Know.
One of my favorite documents to read is the Flow of Funds Accounts of the United States. There aren't any pictures or illustrations, but the plot is dynamic and exciting. There are so many story lines that you have to address them one at a time. Here is one subplot to consider.
When you add up all the assets of American households and then subtract all their liabilities, what is left is called the net worth of households. The Federal Reserve keeps track of this data every quarter on a table called the Balance Sheet of Households and Nonprofit Organizations.
This table shows how household assets increased through 2007, collapsed in 2008 and began a slow, steady recovery in 2009.
You can find this chart on page 106 of the Fed report.
The year 2008 was a disaster for American household wealth when total assets declined by almost $13 trillion. Let's take a closer look at where those losses came from.
We lost $3.9 trillion in stocks we owned. We lost another $1.2 trillion in mutual funds we owned. Our pension funds lost $2.9 trillion in equity. Our equity in businesses we own fell $1.6 trillion, and the real estate we owned fell $3.8 trillion as well.
This loss in household wealth in 2008 is what has caused Americans to save more money again. Our net worth fell almost $13 trillion, and we felt an urgency to start saving again and spend less.
Since 2009, the balance sheet of American households has been repaired and strengthened. Household net worth at the end of June 2011 has increased by $7 trillion from the trough in 2008. Since the trough, our stocks are up $3 trillion, our mutual funds are up almost $2 trillion, our pension fund reserves are up about $3 trillion and our savings accounts are up $.5 trillion. Our real estate assets have declined another $1.4 trillion since 2008.
As American households repair their balance sheets and recover net worth, they will be more likely to spend money again. The need for tax credits to buy cars or houses will recede into the mist of memory as the American people continue to restore their financial standing.
A good amount of our Savings are invested in our Homes ,we must watch home prices to see our true economic health .
This page © Copyright, Mark Dotzour
There were 6,298,000 mortgages going unpaid in the United States as of the end of October, according to Lender Processing Services (LPS).
It's a daunting number, but the data show that it's actually been on a fairly steady decline for nearly two years now.
At the start of 2011, the total number of non-current mortgages in the U.S. stood at 6,870,000. In January 2010, it was 8,118,000.
LPS' more recent reports show the industry is slowly but surely chipping away at the number each and every month – the result of both loss mitigation workouts and removing loans that cannot be resolved from the inventory through foreclosure.
At September month-end, the tally of non-current mortgages was 6,373,000. It was 6,397,000 at the end of August and 6,538,000 at the end of July.
LPS' data indicates mortgage delinquencies are declining while the nation's foreclosure inventory is growing.
Of the 6,298,000 loans past due at the end of October, 2,329,000 were behind on their payments by 30-89 days and 1,759,000 were 90 or more days delinquent but not yet referred to foreclosure.
Combined, these tallies represent 7.93 percent of the nation's outstanding mortgages that are delinquent but not in foreclosure. The October delinquency rate is down 2.0 percent from the previous month and is 14.6 percent lower than the rate recorded in October 2010.
The foreclosure inventory rate, on the other hand, is up by both measures. LPS says 4.29 percent of the nation's mortgages are winding their way through the foreclosure process, a month-over-month increase of 2.5 percent and a year-over-year increase of 9.4 percent.
By LPS' calculations, there were 2,210,000 residential mortgage loans in foreclosure at October month-end.
States with highest percentage of non-current loans – which combines foreclosures and delinquencies – include: Florida, Mississippi, Nevada, New Jersey, and Illinois.
Montana, Wyoming, South Dakota, Alaska, and North Dakota have the lowest percentage of non-current loans.
This article © Copyright, Carrie Bay


text:
The Lion of God
And the Lion of God stands tall on the hill
and watches the sunrise and follows
God's will
And the Lion of God stands tall on the hill
and watches the sunrise and follows
God's will
And while hopefully it will never be.
My .45 stays close to me.
And none did guess
what she had done
except one faithful knight
The Queen so fair
the mirror bright
it says her name but thinks Snow White
For evil lies in heart so black
and nothing will it stay
This fantasy poem is an allegory of how well intentioned men can make terrible mistakes, many times in the name of religion, and cause untold harm to those who mean them only well. It is a poem of magic, evil, witches, spells, and redemption. I consider it one of my best fantasy poems. The Good […]
Aabbacama is fantasy poem about a magical Evil Being that overpowers a kingdom, killing its knights, and leaving all in helpless fear. For none can stand against him. Aabbacama, The Evil One copyright 2011 by jon gutmacher They say your name in lowest tones lest evil overhear and cross themselves in pentagrams to ward away […]


text:
Want to Learn How to Increase IDM Download Speed ? – IDM (Internet Download Manager) is one of the Most Popular and Widely Used Download Manager to Download Files at a very high Speed.IDM can speed up your Download by upto 5 times and is capable of Resuming Unfinished Downloads.How to Download Torrent Files Using IDM : Faster and High Speed IDM is capable of Downloading all kinds of files i.e Media,Documents,Torrents and Much more.IDM offers amazingly fast Downloading Speed as compared to other Download Managers But Still It is seen that Most of the Users are not able to get the best Downloading Speed from IDM or are Not satisfied with their Current Download Speed.How to Download Play Store Apps on PC Therefore Here in this Post I am going to tell you very simple Method for Optimizing Your IDM for Best Download Speed.The only thing you need to Increase IDM Download Speed is IDM Optimizer a free Utility to Optimize the best Settings for IDM.Here below is a Step by Step Guide on How to Increase IDM Download Speed Using IDM Optimizer.IDM Download Manager For Android Smartphones/Tablets
Key Features of IDM Optimizer
- Simple and Clean User Interface.
- Very Lightweight Application.How to boost and Increase your internet speed
- Modifies the Default Connection type to 'Other' and Increases the connection speed.
- Provides Full Support for Proxy Connections i.e Configure Proxy Address and Port.
- Uses SOCKS4 and SOCKS5 protocols to Secure the Downloading Process.
How to Increase IDM Download Speed : Steps to Follow
- First of all You need to Download IDM Optimizer on Your System ( Download Link ).
- It is an .exe File therefore there is no Need to Install it Just Double Click on the .exe File.
Note - Close all IDM Applications and Exit the Internet Download Manager from Tray Icon before applying the below Steps.
- Restart Your IDM and Your Computer/PC.
- That's all and You are all done.Now You can See the Difference in Your IDM Download Speed. How to Increase YouTube Buffering speed – Faster and High Speed
Note - If You Experience Low or Poor Download Speed after Optimizing the IDM Settings then you can change the Settings to Default by Clicking the Default Button in IDM Optimizer.


text:
Ford Solar Car
Ford C-MAX Solar Energi Concept Car
Photograph courtesy Ford Motor Company
Electric cars offer freedom from the gas pump, but they tie drivers to the task of charging up. To truly cut the power cord, it would help if you could carry your generator on board, and the fuel would be free.
That's the allure of the solar car, in many ways the holy grail of clean energy transport. It came one step closer to reality this week with Ford Motor debuting its C-MAX Solar Energi Concept car at Consumer Electronics Show (CES) 2014 in Las Vegas. (Related Quiz: What You Don't Know About Cars and Fuel)
Ford used the biggest consumer electronics show of the year to showcase not-yet-ready-for-mass-production technology and the possibilities for renewable energy transportation. (See related, "Pictures: Cars That Fired Our Love-Hate Relationship With Fuel.")
The solar plug-in hybrid crossover, based on Ford's C-MAX Energi plug-in hybrid, has 16 square feet (1.5 square meters) of photovoltaic panels built into the roof.
Even with a full day of blazing sunlight, the eight-kilowatt-capacity panels wouldn't capture enough energy to fully charge the car's lithium-ion battery. So Ford, along with the Georgia Institute of Technology, developed a flat acrylic lens to stand over the car in a canopy that can marshal sunlight from a larger area. The lens would act like a magnifying glass and concentrate sunlight onto the car, boosting solar uptake eightfold. It would take about seven hours of sunlight to fully charge the battery, which could then power the car for an estimated 21 miles (33.8 kilometers) before a gas engine kicks in. (See related, "Pictures: A Rare Look Inside Carmakers' Drive for 55 MPG.")
That means the C-MAX Solar Energi is still tethered to conventional fuel, but integrating solar energy into vehicles poses special challenges. Engineers—both professional and student—have been grappling for years with the issues of capacity, aerodynamics, and energy storage, in their zeal to design and build vehicles that run on the sun. (See related, "Wireless Power May Cut the Cord for Plug-In Devices, Including Cars. ")
—Josie Garthwaite
Follow Josie Garthwaite on Twitter.
Published January 9, 2014
University of Chile's Solar Car, Eolian
Photograph by Reuters
At a staging area in one of the driest places on Earth, students from the University of Chile push their car, Eolian, a sleek wedge specially designed to soak up the sun of the Atacama desert. The photo was taken in 2011, the premiere year of the Atacama Solar Challenge, the first international solar race ever hosted in Latin America. (See related, "Pictures: Cars Capture Solar Energy in Chilean Desert.")
The University of Chile students named their car, appropriately enough, after eolian processes, through which winds erode, transport, and deposit materials to shape the Earth's surface-especially in arid environments. The Eolian team placed second in both runnings so far of the Atacama race, in 2011 and 2012, the latter a hard-fought competition traversing 1,000 kilometers (621.3 miles) over four days. The winner both times was team Antakari, from the Universidad de la Serena and Illapel Polytechnic as well as engineers from the Los Pelambres copper mine. The third running of the race is set for this November. (See related Quiz: What You Don't Know About Solar Power.)
Published January 9, 2014
Tesla's SolarCity Superchargers
Photograph by Car Culture, Corbis
Tesla Motors says you should be able to run your car on solar energy without waiting for engineers to work out the details of integrating photovoltaic panels onto a vehicle rooftop. (See related, "Pictures: Eleven Electric Cars Charge Ahead, Amid Obstacles.")
The company's vision is to install solar canopies above its supercharging stations, which in 30 minutes can provide enough juice for a Tesla Model S premium electric sedan to travel an estimated 170 miles (105.6 kilometers). Best of all, the charge-up is free of charge. (See related, "Range Anxiety: Fact or Fiction?")
Tesla is building a network of supercharging stations to serve Model S owners across much of the United States and parts of Canada by the end of this year. (See related, "In Tesla Motors-NYT Spat, Cold Realities About Electric Cars.")
And the company says it plans eventually to cover all of its supercharger stations with solar panels, with a goal of lowering the cost of electricity and addressing concerns about the carbon emissions associated with plug-in cars that draw energy from fossil-fuel-burning power plants. "We are giving Model S the ability to drive almost anywhere for free on pure sunlight," Tesla CEO Elon Musk said in a statement about the project. But at this point, the supercharge stations—solar or conventional—are not compatible with other EVs on the market. (See related, "Tesla Motors' Success Gives Electric Car Market a Charge.")
Published January 9, 2014
Toyota Prius with Solar Panels
Photograph by Toru Yamanaka, AFP/Getty
The Toyota Prius is the most popular hybrid electric-gas car on the market, but it has been available since the 2010 model year with a solar-powered ventilation system as an option. Here, an employee is wiping down the solar panels on the rooftop of a prototype at Fuji Speedway in Oyama, Japan, in 2009.
But drivers who fork over extra money for the solar panels should be aware that they won't provide energy to move the vehicle. Instead the solar roof powers a fan that circulates ambient air through the cabin when the Prius is parked in direct sunlight. "If you want to stay cool, park in the sun," Toyota says on its web site. (See related, "Driving the Limit: Wealthy Nations Maxed Out on Travel?")
Published January 9, 2014
Drexel University's Green Dragon
Photograph by Harley Soltes, National Geographic
Engineering student and driver Conjee Yeung smiles from behind the cockpit bubble of Drexel University's Green Dragon during technical testing of the team's solar vehicle at Shell Eco-marathon Americas in Houston in May 2011. (See related, "Students Design Super-Efficient Cars in Eco-marathon.")
Solar cars compete against other alternative vehicles as well as cars with internal combustion engine in the annual contest on three continents to design and build the most fuel-efficient vehicle. While the conventional gasoline- and diesel-powered vehicles in the race are typically designed to look like rockets, the Drexel students admitted that they had to forgo a sleek silhouette. (See related, "Drexel Students Take On the Solar Car Challenge.") Their aim was to go wide in order to produce as much energy as possible from the solar panels. But they gave the car a contour so there would be a smooth flow of air over the car and a tapered edge. (See related, "Pictures: Building the Perfect Solar Car.")
The Drexel students won the solar car category that year with a result of 90 miles (144 kilometers) per kilowatt-hour. Using the standard that the U.S. Environmental Protection Agency has adopted for the new Chevy Volt, Nissan Leaf, and other electric vehicles, which equates 33.7 kilowatt-hours of energy to one gallon of gasoline, their result was the equivalent of 3,033 miles per gallon (1,290 kilometers per liter).
That's energy efficiency that would really shine, if automakers could only capture the technology for the mass market.
Published January 9, 2014
Wouldn't it be better to devote that solar energy to on-vehicle devices (A/C and heat, radio, lighting) until an appreciable amount of hours on solar-provided energy can be devoted to propelling the vehicle AND the weight of the solar panel is made negligible on the vehicle?
looking forward to it
I could easily drive to work and back on one charge, and if my work parking lot also had solar chargers I'd never need gas.
Fine to Brasil sun.
I thought it was a fantastic concept until they it was revealed to me that the car only gets 21 miles from a 7 hour charge before the gas engine kicks in. Not something I would invest in, I would be more likely to buy a solar car that could travel farther, 200 plus miles would be more reasonable. Although this isn't the vehicle for me, it is still reassuring to know that there are companies developing sustainable energy technologies.
Oil CEO's to lose more then their shirts......
Doctors now going to SOLAR ENERGY were the MONEY IS as always. More Money in solar energy then the Sick and Poor. Doctors have now formed CAUSE (Californians Against Utilities Stopping solar Energy) , what took them so long to come on board GOD Bless them for doing so..
Solar Industry to Skyrocket with the help of Solar Shingles.
ELECTRIC HYBRID VEHICLES & ELECTRIC VEHICLES SOON TO OUT SELL ALL OTHERS Energy has driven the world for over a thousand years Wind, Hydro and Solar are the oldest forms of energy giving power to all smart enough to use it.
In the last 200 years Coal, Oil and Nuclear has given energy to many worldwide and great power and wealth to only a few. At the cost of many lives in coal Mines, Oil Spills, Radiation, Cancer and Polluting the Air and Water on all of the Earth.
Unfortunately for the wicked there is not an unlimited amount of oil on earth. Just the same as the Forest Trees that clean the air and make Oxygen we breath and all living on earth need to Live. As some in denial are not able to recognize or ever see or live with blinders on.
Doctors now going to SOLAR ENERGY were the MONEY IS as always.
Doctors and Drug ceo's have been making millions prescribing drugs to many that live near or by High polluted areas. From dirty energy that hurt breathing our lungs, water we drink and harm our children and all. That we all pay for. When all on earth need is Clean Air and Water, and Clean Cities.
Now common sense would be for all to look for a Clean Fuel Source like Wind, Hydro, Geothermal and Solar. Renewable Energy is eliminating the need for Dirty Energy Worldwide at a record pace. With SOLAR ENERGY Clearly the front runner.
To the fear of some of the richest people on Earth. They to surprisingly are doing
something extraordinary investing in Solar Energy. After years of many of them trying to under mine it.
Fuel that makes energy to ship goods, or make electric for homes and manufacturing. Can transform whole nations into prosperity and wealth or poverty and economic hardships for most all. Just as taxes on taxpayers has done. For over two thousand years. Making slaves of many to the wicked and unjust few. History Lesson Roman Empire, Persian Empire now OIL Empire oh sorry OPEC.
The Freedom to get your own Power from the Wind and Sun, Solar Energy has been there for years. Are Libraries and Schools should have been the first to have gone Solar and Renewable Energy. And why are they not? Churches are all over the Planet. They are going to Solar Energy.
Thank GOD for the Pioneers like John Schaeffer that Started Real Goods The first and Best catalog for Renewable Energy and Dr. Addison Bain one of NASA top Scientist and Scientist Bill Young at the FSEC Florida Solar Energy Center and Monica D. Key Lindbergh for many years wrote to legislators promoting Solar and Renewable Energy and many others.
These Pioneers helped put Wind, Solar And Renewable Energy in the Spotlight for all the World to see. One of The Greatest Scientists ever Albert Einstein Started it with a Dream that the day would come that all the World would use Solar Energy. His many years of work with the law of the "Photoelectric Effect", and showing this to the World won him the Nobel Prize in Physics. For the "Photoelectric Effect"
Free Energy From the SUN in the heavens above.
We still do not teach this to our young.
Very soon Hybrid Vehicles and (EV's) Electric Vehicles will out number the ones that need oil and gas to go. With the ability to recharge them at home and work from the sun.
Tesla Motors with its new Model S electric sedan, will be one of many the World will see. Honda, Nissan, Audi,VW, BMW and Volvo are just some of the Car Companies putting into production Electric Vehicles a EV, and many more are and many are building Electric / Hybrid Vehicles. The DeLorean Motor Company has put into production 2013 a DMC-EV Electric DeLorean, that will have a body and power plant that will last you a life time. Just think you can recharge them at home and work free from the sun Solar Energy.
Now to own a car that will never rust way and runs on the power from the sun that's the one for me. Very soon most all on earth will be able to get energy by recharging from the sun and wind.
Cities that want to be Clean clean-cities.org many of them are putting in recharging stations in their heart of their downtown of their city all over the Planet Earth. Many Thanks mostly to Scientist Bill Young and his team at FSEC for their many years of work at this.. UK now has more Electric charging Stations then gas.
GOD Bless You Professor Takashi Ohira and your team for the good work they are doing. To promote Clean Cities with Clean Transportation that will let some drive all day without having to stop to recharge. As Neil Armstrong would say one small step for man, one giant leap for mankind. Just one step closer to the World being powered be the Sun Solar Energy. Going Solar
Germany, Denmark, Australia, Sweden, Norway, India, Nepal, Tibet, and Israeli clearly a leader in Solar companies and Renewable Energy is helping many World Wide and a long list of Nations Going Solar. Even Iran with its Archimedes Tower. At its Shiraz Solar Power Plant Iran and all the Oil Nations on Earth know the World is going to SOLAR Energy.
Going Geothermal
Iceland, Philippines, Kenya.....and more then 50 other Countries.
Wind Energy in use
More then 75 Countries
Albert Einstein's Dream coming true
The Earth Powered By SOLAR ENERGY.
GOD Bless
all that Spot Light and use Solar Energy GOD Bless all that have eyes to see and a brain to know that Solar Energy is the way to go.
There is enough Energy coming from our Sun to power all our needs and then some.
The Lord's Little Helper
Paul Felix Schott
I purchased a 2013 C-MAX Ford Hybrid about 8 months ago and we like it
other than the mileage we get is 37 MPG not the 47 stated on the window Sticker. Should have waited until they came out with the Solar.
@ Paul
Its about running completely on electric power for a daily driver as it can run approximately 21 minutes completely on electric.
If Ford has succeeded in getting 8 kilowatts of electricity from 16 square feet of photovoltaic panels, they should drop out of the car business and sell those panels! Even 8 kilowatts translates to just over ten horsepower, and ten extra horsepower isn't that useful for a car.
@Alexander Williams Owned one since last June.
I first put gas in it in September, then again in December. So in six months I bought gas TWICE.
My round trip to work is 10 miles, so I have plenty of charge.
Also, I work from home a lot, so some days I go out early on an errand, come home, plug in and go out again after work fully charged. Also, now that winter is here, I don't run the climate control as often and now I'm getting 27 miles per charge. Two charges per day and I can get 54 on electricity.
Even at 21 miles though, that covers far far more driving than you would expect. Most time in a car is spent sitting at traffic lights.
When you think of 21 miles, you might think, sheesh that's only a gallon of gas, but you can't think of it like that. In practice, it's more like 4 gallons of gas, or about an hour or more of city driving.
At one point I had it up to 160mpg.
@Paul Schott interesting. Thank you Paul. I'm doing a project in class. This was great.
@Paul Schott bravo Paul. Great uplifting piece. I am doing a project in my class on solar energy. I love what you had to say. I will be looking at some of the people you suggested for information. Thank you
@Corey Zeimen You meant miles, not minutes.
Latest Energy News
Coal Ash, Which Is Everywhere, Gets EPA Boost
The EPA's decision not to regulate coal ash as hazardous waste could affect how often it's recycled.
Will New York's Fracking Ban Spread?
New York has banned fracking. Will other states follow suit?
Who Really Owns the North Pole?
Countries vie for long-term development of Arctic's oil and natural gas.
The Big Energy Question
Can Natural Gas Be a Bridge to Clean Energy?
Join the debate over whether we should view natural gas as a transitional fuel that eventually gives way to renewables, or whether it is blocking the way forward.
How to Make Cities Sustainable?
From better mass transit to a stronger mix of renewable energy, what is the most important thing we can do to make cities smarter when it comes to energy use?
Arctic Development: What Should We Know?
As shipping and energy activity increase in the region, what do we urgently need to learn more about? Vote and comment on the list.
The Great Energy Challenge
The Great Energy Challenge is an important National Geographic initiative designed to help all of us better understand the breadth and depth of our current energy situation.


text:
|09 Sep 2010
Theme image file based on resolution
Hi there,
I've got a .theme file on a network share thats being pushed out by gpo.
In the .theme file itself, this part:
[Control Panel\Desktop] Wallpaper=%SystemDrive%\IT\Themes\Wallpapers\1024x768-no-text.jpg TileWallpaper=0 WallpaperStyle=2 Pattern=
What I would like to do is specify a different file, (eg: 800x600-no-text.jpg, 1920x1080-no-text.jpg) based on the resolution of the monitor itself.
So a 1920x1080 reso screen will get the 1920x1080 image, similar to the way the login screen works by using 1024x768background.jpg
Reason being, a 4:3 image contorts our Logo when stretched on a 16:9 monitor.
Is there a way to do this?
|My System Specs
|09 Sep 2010
If your gpo is marked "no override", you will not be able to do it.
|My System Specs
|09 Sep 2010
Its not.
The theme loads fine and works. It shouldnt matter whether the .theme is applied by GP, or locally.
Its the selecting of the image inside the .theme file that I need to set conditionally.
Im currently looking at VBS options, so instead of specifying a .jpg, specify a .vbs file.
The vbs script should 'hopefully' could return a path to the .jpg file.
Unless this is taking me in the wrong direction, and theres another way?
|My System Specs
|13 Sep 2010
Maybe Solved:
I've set the .theme to use the 1024x768-no-text.jpg as stated in the code section of my first post. This is generally the default screen res, as most of our monitors are this size.
Additionally, I've written up a vbs script to be included in the User login script.
set fso = CreateObject("Scripting.FileSystemObject") set objWMIService = GetObject("Winmgmts:\\.\root\cimv2") set colItems = objWMIService.ExecQuery("Select * From Win32_DesktopMonitor Where DeviceID = 'DesktopMonitor1'",,0) for Each objItem in colItems intH = objItem.ScreenHeight intW = objItem.ScreenWidth Next 'Uncomment to echo the screen resolution 'WScript.echo intW&"x"intH Path ="C:\IT\Themes\Wallpapers\" file = intW&"x"&intH&"-no-text.jpg" F = Path&file if (fso.FileExists(F)) then set objShell = createObject("Shell.application") set objFolder = objShell.Namespace(Path) set objItem = objFolder.ParseName(file) for Each objVerb in objItem.Verbs if objVerb.name = "Set as desktop &background" then objVerb.DoIt objItem.invokeVerb("setdesktopwallpaper") end if Next end if
It will find the screen res, then troll through the 'Path' folder to find the 'file'.
If its found, it will then troll through the file Verbs (Context menu) to find the set as desktop background.
If thats found, it will apply it.
If the file isnt found, then the script finishes and remains with the default 1024x768 image.
In theory, the objVerb.DoIt and objItem.InvokeVerb() both do the same thing. However, when used individually, neither work. So I've just called upon them both.
So, by setting the GPO to force the theme instead of a specific image, users are still able to change the background picture to whatever they like. It just wont remember it next time they log in.
|My System Specs
|13 Sep 2010
Thank you for letting us know. It may help someone in the future!
|My System Specs
|14 Sep 2010
Update for those that are following...
Added an OS check, so the background change script will only work on Windows versions 6 or higher, to exclude XP based machines.
Note the 'commented out' lines. These were giving intermittant issues.
Uncomment the wscript.echo lines for debugging if you want to.
strComputer = "." Set objWMI = GetObject("winmgmts:\\"& strComputer & "\root\CIMV2") Set colItemss = objWMI.ExecQuery("SELECT * FROM Win32_OperatingSystem",,48) For Each objItemm in colItemss ' Wscript.Echo objItemm.Caption ' Wscript.Echo objItemm.Version Verr = objItemm.Version ' WScript.Echo "ServicePack " & objItemm.ServicePackMajorVersion Next if Verr >= "6" then 'wscript.echo "Verson 6 or higher. ("&Verr&")" set fso = CreateObject("Scripting.FileSystemObject") set objWMIService = GetObject("Winmgmts:\\.\root\cimv2") set colItems = objWMIService.ExecQuery("Select * From Win32_DesktopMonitor Where DeviceID = 'DesktopMonitor1'",,0) for Each objItem in colItems intH = objItem.ScreenHeight intW = objItem.ScreenWidth Next Path ="C:\IT\Themes\Wallpapers\" file = intW&"x"&intH&"-no-text.jpg" F = Path&file if (fso.FileExists(F)) then set objShell = createObject("Shell.application") set objFolder = objShell.Namespace(Path) set objItem = objFolder.ParseName(file) for Each objVerb in objItem.Verbs 'commented out ' if objVerb.name = "Set as desktop &background" then 'commented out ' objVerb.DoIt objItem.invokeVerb("setdesktopwallpaper") 'commented out ' end if Next end if else 'wscript.echo "Lesser OS" end if
|My System Specs
|01 Oct 2010
Windows 7 Ultimate x64
or you could just have a single wallpaper that is big enough for your higest res display and apply that to all the screens
Windows will automatically scale it to fit the screen
|My System Specs
|02 Oct 2010
You're not wrong, we could.
But we have a range of monitors, ranging from 24" @ 16:9, and 17" @ 4:3
Our logo then gets stretched out of shape and looks horrid.
For this reason, the Marketing department have made up 12 new pictures at each resolution we use.
On other developments outside Win7, our Novell guy has made a script as part of the deployment process, that will download all the drivers required from a net share, based on the chipset of the PC the image is being deployed to.
We're now also exploring the option of having a similar script for the background image. So it will replace the background picture with the one that matches the maximum resolution the sceen can handle. This is also based on the chipset of the attached monitor(s). This is well before windows starts up for the first time, so windows wouldnt know any better.
|My System Specs
|Thread Tools
|Similar help and support threads for2: Theme image file based on resolution
|File Based Write Filter (FBWF) for win 7 from embedded
|Recovery image based disk upgrade - can't restore to backup medium
|Backup and Restore
|Screen resolution wrong & Aero theme isn't working
|Graphic Cards
|Download Windows 8 based theme for Windows 7
|Themes and Styles
|Theme for your RSS based Photostream
|Themes and Styles
|How to create a batch file that will move files based on the file type
|General Discussion
|Our Sites
|Site Links
|About Us
|Find Us
Windows 7 Forums is an independent web site and has not been authorized, sponsored, or otherwise approved by Microsoft Corporation. "Windows 7" and related materials are trademarks of Microsoft Corp.
© Designer Media Ltd
All times are GMT -5. The time now is 01:38 AM.


text:
About Bard
Bard at a Glance
The Love of Learning
Student Profile
Bard Publications
Bard Abroad
Our Locations
Visiting Bard
Campus Directory
Title IX
HEOA Disclosures
Parents Network
Bard Conservatory
Early Colleges
College Catalogue
Academic Calendar
Early Colleges
Study Abroad
Dual Degrees
Other Opportunities
College Catalogue
Academic Calendar
Campus Life
Residence Life
Athletics & Recreation
Student Services
Student Clubs
Campus Tools
Center for Student Life and Advising
New Students Website
Office of Student Activities
Visitor's Guide
Bard Network
Civic Engagement
News & Events
Events Calendar
Press Releases
News & Notes
Bard In the Press
Video Gallery
Special Events:
Fisher Center
Family Weekend
Photo by Scott Barrow
A Tradition of Excellence
Bard College has been at the forefront of higher education for more than 150 years. Blending traditional liberal arts with innovation in a changing educational landscape, the College trains the next generation of leaders and critical thinkers.
More >
Photo by Peter Aaron '68
Historic Campus
Bard's picturesque main campus is a 540-acre arboretum comprising two historic estates and bordering the Hudson River, with views of the Catskill Mountains to the west.
More >
Photo by Karl Rabe
Global Impact
Whether working in Annandale or Berlin, in sustainable agriculture or in a tech startup, Bardians make a difference. Our faculty, staff, students, and alumni/ae are changing the way the world works, taking Bard's mission to the global stage.
More >
A Thriving Center for the Arts
Bard offers the best of both worlds: a traditional liberal arts college with exceptional programs in the fine and performing arts. In small classes taught by notable faculty, students work closely with top professionals in their fields.
More >
Photo by Pete Mauney '93 MFA '00
Our Community
Bard students study, work, and relax in a campus environment designed to foster creativity and community. The region is known for its performing arts, outdoor recreation, and historic sites, and New York City is only 90 miles away.
More >
Photo by Pete Mauney '93, MFA '00
Science, Mathematics, and Computing
Intimate classes and close connections with Bard faculty enable students to do advanced research in a setting that encourages independence and interdisciplinary thinking. All students receive a foundation in the sciences through the Citizen Science program.
More >
Photo by Scott Barrow
Inspired Faculty
Today and throughout Bard's history, our extraordinary faculty have effected change in their fields and in the lives of our students.
More >
Photo by Pete Mauney '93, MFA '00
A Private Institution in the Public Interest
Public service is an integral part of a Bard education. Student-led civic engagement initiatives have grown into established College programs, such as the Bard College Farm.
More >
Photo by Scott Barrow
A World of Possibilities
The Bard network stretches far beyond Annandale, with opportunities from New Orleans to Berlin, and programs serving students from high school to graduate school.
More >
Student Athletics
From varsity competition to intramural and recreational pursuits, Bard Athletics offers a wide range of programs to help our students excel on and off the field.
More >
News & Notes
Bard's Hannah Arendt Center Announces 2014 Thinking Challenge Winners
: As part of the Hannah Arendt Center's seventh annual fall conference, "The Unmaking of Americans: Are There Still American Values Worth Fighting For?" the Center asked university students in the United States and abroad to answer the question, "What core American ideals can inspire Americans to sacrifice self-interest and fight for justice?" In a large pool of thoughtful and provocative submissions, two entries stood out: those of Rosa Schwartzburg '16 of Bard College and Alix Tate '16 of Waubonsee Community College (Illinois).
Read their winning essays here
Introducing Bard Academy at Simon's Rock
: Bard Academy at Simon's Rock, located in Great Barrington, Mass. is the nation's first two year, ninth and tenth grade accelerated high school program for boarding and day students. Upon completing the tenth grade, Academy students begin full-time college study at Bard College at Simon's Rock.
Read More
Christine Tohme and Martha Wilson to Receive CCS Bard Audrey Irmas Curatorial Award
: The Center for Curatorial Studies at Bard College (CCS Bard) is pleased to announce that Christine Tohme and Martha Wilson are the recipients of the 2015 Audrey Irmas Award for Curatorial Excellence. The award carries a $25,000 prize to be split between the recipients and will be presented at a gala celebration and dinner on April 15, 2015 at 6:30 pm in New York City.
Read More
Center for Environmental Policy Hosts C2C Fellows Sustainability Leadership Workshop
: Over the weekend of December 5–7, Bard College hosted the fourth annual Northeast regional C2C Fellows Sustainability Leadership Workshop. Directed by Eban S. Goodstein, director of the Bard Center for Environmental Policy and the Bard MBA in Sustainability, the three-day workshop offers training to college students and recent graduates aspiring to become sustainability leaders in politics and business. The event drew 35 participants this year with some coming from as far away as Atlanta and Chicago. The weekend included sessions on how to raise money, pitch an idea, and build a professional network.
Read More
Bard Presents an Exhibition of Photographic Collaborations Between Artists and Poets
: Bard College presents a special exhibition of photographs and poetry on display from December 8 through January 9, on view in the Charles P. Stevenson, Jr. Library in the atrium and the Sussman Room, 2nd floor. The exhibition features two works, "Winter Music," a collaboration between artist/photographer
Susan Quasha
and renowned poet Robert Kelly,
and "Madonna Comix," a series of 26 prints by
Dianne Kornberg
based on 11 poems by
Celia Bland
. There will be an opening reception and poetry reading on Tuesday, December 9, from 5 to 7 p.m. in the Library atrium.
Read More
View all News & Notes >>
Bard in the Press
Bard College and Simon's Rock Among Top 10 Colleges with Best Professors
Bard's James Romm: Is Amphipolis Alexander the Great's Tomb—Or His Wife Rhoxane's?
Bard Historian Richard Aldous on How
Alan Clark Diaries
Offers Insight into UK Politics
An Interview with Bard Alumna, Soprano Yulia Van Doren M.M. '08
Praise for Professor Norman Manea's Newly Translated Debut Novel,
View all Press >>
Bard College, Campus Road, PO Box 5000, Annandale-on-Hudson, NY 12504-5000
Phone: 800-BARDCOL | 845-758-6822
Admission Phone: 845-758-7472
Admission E-mail:
©2014 Bard College


text:
Contains the keyword Literacy--Handbooks
The Routledge international handbook of English, language and literacy teaching. London ; New York: Routledge; 2010.
Handbook of adolescent literacy research. New York: Guilford Press; 2009.
"At the very moment when policy makers are declaring a 'crisis' in adolescent literacy, this handbook offers a countervailing portrait of adolescents as deeply engaged in the literacies of their local and global worlds. This state-of-the-art collection turns adolescent literacy on its head, arguing that educators can learn a great deal from the new and hybrid literacies youth produce in their on/offline interactions. Schools have much catch-up work to do, and educators and policy makers will find themselves frequently returning to this volume as they begin to redesign policies, research, and curricula that take account of adolescents' complex lives and literacies."--Marjorie Siegel, EdD, Teachers College, Columbia University


text:
This website uses cookies. You can find a list of the cookies we use and what we use them for here, where you will also find information about how to change your cookie settings at any time. Otherwise we'll assume you're OK to continue.Close
We are here to support seriously ill children but we cannot do this without help from marvellous people like you.
The donations we receive help us to continue funding Roald Dahl nurses, helping families in crisis and creating projects to support children to live a fuller life no matter how ill they are or how short their life may be.
Here are just some of the ways your donation could help:
£5 a month can provide sensory toys to help a child with complex needs to express themselves
£10 a month can help a Roald Dahl specialist children's nurse to give emotional support, essential information and expert care to two families.
More about ways to give


text:
Santa Train Pictures 2010
Around the campfire float, HS Christmas Parade
Kids meet firemen at Santa Train 2010
Hot dog cutie at the Santa Train stop in Butterfield
Two of the smallest elves at the HS Santa Train stop
Having fun at the Malvern Santa Train stop
What's this? We need a closer look...
Local firefighters support their favorite station!
OMG! Look out! Parker drives in the Glenwood parade!
Craig cuts loose at the Malvern parade
Santa Train helpers at Butterfield
Parker finally gets to be herself
Copyright 2014, US Stations LLC
Privacy Policy
EEO Public File Report
This site powered by PromoSuite Interactive


text:
Coconut Oil: A Prepper's Panacea
What shelf stable item can be used (nutritiously) in place of butter, shortening, and cooking oil, and then pressed into duty as a health and beauty aid?
Coconut oil!
All coconut oils are not created equally. There are a few basic types of coconut oil, and it's important to get the "right" kind for your needs in order to reap the full benefits of your purchase.
Refined or Unrefined?
First, you'll need to decide between refined and unrefined. This relates to the process of extracting the oil.
A refined coconut oil is separated by heat. Refined coconut oil is more heat-stable and can be used in cooking methods like frying. Many people opt for refined coconut oil because it is flavorless and odorless. The shelf life of a refined coconut oil, according to the expiration dates is 18 months to 2 years. A refined coconut oil loses some nutritional benefits but how much really depends upon the refining process that is used.
- Expeller Pressed: This is the traditional method of extracting coconut oil. No chemicals are used in this method – the oil is extracted by a machine which physically presses out the oil, then is deodorized by distilling it with steam. If you opt for a refined oil, look for "expeller pressed" on the label.
- RBD: The RBD (refining bleaching deodorizing) process often uses chemical solvents like hexane to extract the oil. (Hexane is a toxic chemical that can be used to dissolve adhesive, cement and glue.) This process is generally performed on previously dried coconut kernel called copra, which is often made from lower quality or old coconuts.
An unrefined coconut oil is also called virgin or extra-virgin coconut oil. This oil has the light scent and flavor of coconut, which disappears somewhat when used in cooking. This type of coconut oil has the most nutritional benefits and the shelf life has been documented as anywhere from 2-5 years, to "indefinite".
Health Benefits
The number one health benefit of coconut oil is that about 50% of it is lauric acid, an essential fatty acid that is only otherwise found naturally in such high levels in human breast milk. The human body turns lauric acid into monolaurin, which contains antiviral, antimicrobial, antiprotozoal and antifungal properties, so basically, it boosts your immunity in every possible way.
The Coconut Research Center summarized the health benefits of coconut oil, based on recent scientific studies. (Please follow the link for further documentation.)
Kills viruses that cause influenza, herpes, measles, hepatitis C, SARS, AIDS, and other illnesses.
Kills bacteria that cause ulcers, throat infections, urinary tract infections, gum disease and cavities, pneumonia, and gonorrhea, and other diseases.
Kills fungi and yeasts that cause candidiasis, ringworm, athlete's foot, thrush, diaper rash, and other infections.
Expels or kills tapeworms, lice, giardia, and other parasites.
Provides a nutritional source of quick energy.
Boosts energy and endurance, enhancing physical and athletic performance.
Improves digestion and absorption of other nutrients including vitamins, minerals, and amino acids.
Improves insulin secretion and utilization of blood glucose.
Relieves stress on pancreas and enzyme systems of the body.
Reduces symptoms associated with pancreatitis.
Helps relieve symptoms and reduce health risks associated with diabetes.
Reduces problems associated with malabsorption syndrome and cystic fibrosis.
Improves calcium and magnesium absorption and supports the development of strong bones and teeth.
Helps protect against osteoporosis.
Helps relieve symptoms associated with gallbladder disease.
Relieves symptoms associated with Crohn's disease, ulcerative colitis, and stomach ulcers.
Improves digestion and bowel function.
Relieves pain and irritation caused by hemorrhoids.
Reduces inflammation.
Supports tissue healing and repair.
Supports and aids immune system function.
Helps protect the body from breast, colon, and other cancers.
Is heart healthy; improves cholesterol ratio reducing risk of heart disease.
Protects arteries from injury that causes atherosclerosis and thus protects against heart disease.
Helps prevent periodontal disease and tooth decay.
Functions as a protective antioxidant.
Helps to protect the body from harmful free radicals that promote premature aging and degenerative disease.
Does not deplete the body's antioxidant reserves like other oils do.
Improves utilization of essential fatty acids and protects them from oxidation.
Helps relieve symptoms associated with chronic fatigue syndrome.
Relieves symptoms associated with benign prostatic hyperplasia (prostate enlargement).
Reduces epileptic seizures.
Helps protect against kidney disease and bladder infections.
Dissolves kidney stones.
Helps prevent liver disease.
Is lower in calories than all other fats.
Supports thyroid function.
Promotes loss of excess weight by increasing metabolic rate.
Is utilized by the body to produce energy in preference to being stored as body fat like other dietary fats.
Helps prevent obesity and overweight problems.
Applied topically helps to form a chemical barrier on the skin to ward of infection.
Reduces symptoms associated the psoriasis, eczema, and dermatitis.
Supports the natural chemical balance of the skin.
Softens skin and helps relieve dryness and flaking.
Prevents wrinkles, sagging skin, and age spots.
Promotes healthy looking hair and complexion.
Provides protection from damaging effects of ultraviolet radiation from the sun.
Helps control dandruff.
Does not form harmful by-products when heated to normal cooking temperature like other vegetable oils do.
Has no harmful or discomforting side effects.
Is completely non-toxic to humans.
Storage and Shelf Life
Coconut oil has a melting point of 76F/24C. If it is stored above that temperature it will be a liquid, and below it will be a solid. It doesn't harm the coconut oil to be in the liquid state – keep in mind that coconuts originate from a tropical climate. The shelf life will be extended if the product is stored in a cool, dark place, however, if you store it in the refrigerator it will be rock hard. You can soften it by placing the closed jar in a pan of hot water.
If you are purchasing a large quantity of coconut oil (for example, a 1-5 gallon bucket) use a sterilized, completely dry spoon or scoop and dip out enough oil for regular use. I keep a 1 pint jar of coconut oil in the bathroom and a quart jar in the kitchen.
As mentioned elsewhere in the article, the shelf life declared by the coconut oil companies ranges from 18 months-2 years for refined coconut oil, and 2 years-4 years-beyond for virgin coconut oil.
How to use Coconut Oil in the Kitchen
Coconut oil can serve many purposes in the kitchen. If you use virgin coconut oil it will impart a very light coconut flavor to your cooking, but it isn't really comparable to the flavor you get from adding flaked coconut. I suggest you get a small jar to test it out before investing in quantity, because there's nothing worse than making a large investment in something that you find distasteful.
For the best results, raise or lower the temperature of your coconut oil to reach the consistency of the item you are replacing. For example, if you are baking and the recipe calls for shortening, briefly chill the coconut oil until it is a firm consistency. You can use coconut oil in place of:
- Butter (use 25% less coconut oil than the amount of butter called for)
- Shortening
- Vegetable oil for cooking
- Vegetable oil for salad dressings
- Lard
You can also make popcorn in coconut oil over popcorn for a lightly flavored sweet treat.
Cosmetic and External Uses
- Facial moisturizer
- Moisturizing body wash
- Body lotion
- Treating minor burns
- Treating skin rashes
- Treating insect bites
- Deep conditioner for hair
- Cuticle treatment
- Make-up remover
- Lip balm
- Aftershave
- Deodorant (because of the antimicrobial qualities)
- Toothpaste (mix with baking soda)
- Sunscreen
- Nipple cream for breast-feeding women (and non-toxic to baby, unlike the commercial products)
- Diaper rash
- Cradle cap
- Eczema
- Psoriasis
- Rosacea
- Personal lubricant (do not use with latex condoms)
- Insect repellent (mix with lavender or peppermint essential oil)
- Athlete's foot
- Acne
- Treating minor cuts and abrasions
Once you try this multi-tasking superstar, you'll wonder how you got by so long without it!
(a little coconut music to get you in the spirit of things!)
Please feel free to share any information from this site in part or in full, leaving all links intact, giving credit to the author and including a link to this website and the following bio.
Daisy Luther is a freelance writer and editor. Her website, The Organic Prepper, offers information on healthy prepping, including premium nutritional choices, general wellness and non-tech solutions. You can follow Daisy on Facebook and Twitter, and you can email her at firstname.lastname@example.com
7 Comments to Coconut Oil: A Prepper's Panacea
I love coconut oil I use it for so many things facial moisturizer ( I do think since I started using it on my face I have less wrinkles) Make deodorant lotions lip balms, toothpaste, hair conditioner and cook with it. I have just started a diet and I am taking a Tabl a day. Yes I also love coconut oil.
Hope you are having a great day!
I can confirm it works on cradle cap, diaper rash & eczema – the twins are/were frequent sufferers. I often rub the boys down after a bath for moisturizing. It also doesn't hurt cloth diapers like some creams/lotions/ointments do.
Be careful with daily serving of oil, it can get a slow thyroid going again. My skin is looks better since using it as a after bath rub, and my hair is healthier since baking with it. I love the deodorant too. Debra
I used cooking oil to treat a skin rash once. I was surprised to find it works nearly as good as most anti-inflammatory salves. More often than not I have learned home remedies are worth giving a second look.
Great write-up! Coconut oil has many great uses so we always make sure that we're stocked up. What I typically try to do is use the oldest bottle first that way we don't have to worry as much about the expiration dates.
I love coconut oil for its amazing results for fungal infections, its healing properties are awesome.
I read this article a few days ago and could have sworn there was info on where to get a 5 gallon bucket of coconut oil and also other natural oil sunscreens with higher protections. For the life of me I can't find them now… maybe it was a link or something?


text:
Oh! The Pregnancy
of Dubya's MisUtterances! They are beyond MisUnderstimation!
Our war on
terror begins with al Qaeda, but it does not end there. It
will not end until every terrorist group of global reach has been
found, stopped and defeated.
are asking, why do they hate us? They hate what we
see right here in this chamber — a democratically elected government. Their
leaders are self-appointed. They hate our freedoms
— our freedom of religion, our freedom of speech, our freedom
to vote and assemble and disagree with each other.
They want
to overthrow existing governments in many Muslim countries, such
as Egypt, Saudi Arabia, and Jordan. They want to drive Israel
out of the Middle East. They want to drive Christians
and Jews out of vast regions of Asia and Africa.
These terrorists
kill not merely to end lives, but to disrupt and end a way of
life. With every atrocity, they hope that America grows
fearful, retreating from the world and forsaking our friends. They
stand against us, because we stand in their way.
We are not
deceived by their pretenses to piety. We have seen
their kind before. They are the heirs of all the murderous
ideologies of the 20th century. By sacrificing human life
to serve their radical visions — by abandoning every value except
the will to power — they follow in the path of fascism, and Nazism,
and totalitarianism. And they will follow that path all the
way, to where it ends: in history's unmarked grave
of discarded lies.
When the President
speaks of the "unmarked grave of discarded lies,"
is he alluding to something like the
Memory Hole? Could it be perhaps the forgetfulness of a neglectful,
distracted, preoccupied, or thoroughly brainwashed, American People?
How about a list of lies that even this administration couldn't
sell? Are "discarded lies" anything like deliberate cover-ups
by this White House in collusion with other government agencies?
I don't want
to shock anyone but some other Presidents have been liars.
Thanks to Tom
DiLorenzo, those of us who no longer wish to worship at the
Lincoln Memorial have solid scholarship to which we can resort.
But remember, there have been patriots desperately warning us about
Lincoln ever since the scoundrel appeared on the scene.
It makes as
little sense to hold on to false history as it does to eschew the
proper assessment of your future prospects:
Mr. President,
it is natural to man to indulge in the illusions of hope. We are
apt to shut our eyes against a painful truth, and listen to the
song of that siren till she transforms us into beasts. Is this
the part of wise men, engaged in a great and arduous struggle
for liberty? Are we disposed to be of the number of those who,
having eyes, see not, and, having ears, hear not, the things which
so nearly concern their temporal salvation? For my part, whatever
anguish of spirit it may cost, I am willing to know the whole
truth; to know the worst, and to provide for it. — Patrick
Lincoln was
a vile man who made war on his own countrymen under false pretenses
and didn't
care one iota about liberating anyone. He did care about breaking
down States' rights in favor of an omnipotent central government.
Now we see his political heirs moving further in the direction of
his legacy at the expense of our civil liberties and to the detriment
of Liberty
across the globe.
Is there no
way for us to pick up on Presidential Lies Before they take
greater and greater tolls in lives and liberty? Is there no way
to make the Representatives of the People understand that they often
need to protect us all from our own President?
If the Congress
is not effective in curbing Executive or Judicial anarchy (and they
are Not), how can it be said that we still have Representative
The Iraqis
and the Afghanis must be somewhat confused by now about what it
means to "make
the world safe for democracy. Will Obama or Hillary be able
to explain the nuances to them? Bill Clinton used bombing, cruise
missiles, troop deployments, and invasions to spread democracy.
The House Democrats have been impotent or else have colluded with
the Bush war/democracy machine. And McCain is a "tough guy"
who shoots from the hip — when
he's not shooting his mouth off.
The world may
become a safe place for the "democracy" these people have
in mind — when they lock us all down in solitary confinement. The
most ignorant American does not equate "democracy" with
the loss of his own freedoms. But that is exactly what is in store
for him if he chooses to remain in his indolent
slumber as his tax dollars are used to build and rebuild the Empire.
If you were
fooled about Lincoln you may have been fooled by Bush. Lincoln's
war was a fraud — Clinton's wars were frauds. Bush's wars are also
frauds. Obama's wars will be frauds. Hillary's wars will be frauds.
McCain's Hundred
Years War will be a fraud.
Rule #1 — WAR
Rule #2 — If
a prospective war has the appearance of legitimacy consult rule
"You can fool
all the people some of the time, and some of the people all the
time, but you cannot fool all the people all the time." — Abraham
Lincoln [disputed]
"There's an
old saying in Tennessee u2014 I know it's in Texas, probably in Tennessee
u2014 that says, fool me once, shame on u2014 shame on you. Fool me u2014 you
can't get fooled again." — G.W. Bush [not
Will George
W. Bush be able to keep fooling enough of us to keep himself out
of jail?
As you read
the President's words, always make simple mental associations with
the Golden Rule. What if you were an Iraqi or an Afghani? Would
you feel the same way about the doctrine of preemptive war?
A narcissist
is devoid of empathy. So why did Bush say, u201CAmericans are asking,
why do they hate us?u201D
I don't believe
for one moment that anyone ever emailed, snail mailed, or phoned
the White House to whine, u201CWHY DO THEY HATE US?u201D
Do you believe
it happened that way? How can we possibly believe this man is ever
concerned about any other country or people hating us? Who has done
more to make people hate us than George W. Bush? If getting people
to hate us was the goal the President can proclaim, "Mission
Do you believe
they hate us because of our freedoms — or could it have anything
at all to do with perhaps as many as 7 (that's seven) million deaths
or more between various US actions in Afghanistan and Iraq?
Do you want
to use some lowball numbers from the Feds? Go right ahead. But remember,
a Felony is a Felony. One single death caused by "collateral
damage" in a war waged under false pretenses is bad enough.
But when it is proven that civilians were murdered under Direct
Orders based on boldface lies there will be plenty of Felony charges
to go around. There could be a whole chain of command saturated
with what most of the world still calls War
this why George W. Bush has already started laying plans to retroactively
pardon himself?
Please read
my earlier article: Can
"Preemption" Preempt Redemption?
If you celebrate
President's Day please try to think about the very few that really
were servants of We The People Under the Constitution.
We have had a few who should have been retroactively impeached and
Stop fawning.
Stop worshiping tyrants. Stop taking them at their word. Your life
may depend on it.
It would
be a dangerous delusion were a confidence in the men of our choice
to silence our fears for the safety of our rights… Confidence
is everywhere the parent of despotism. Free government is founded
in jealousy, and not in confidence. It is jealousy and not confidence
which prescribes limited constitutions, to bind down those whom
we are obliged to trust with power… Our Constitution has accordingly
fixed the limits to which, and no further, our confidence may
go… In questions of power, then, let no more be heard of confidence
in man, but bind him down from mischief by the chains of the Constitution.
— Thomas Jefferson: Draft Kentucky Resolutions, 1798. ME 17:388
19, 2008
Huff [send him mail] is a
Classical Libertarian and proprietor of LEXREX.com;
a former public school music teacher turned home schooling advocate;
a US Navy veteran, and host of WarIsARacket.com.
is available as a guest
lecturer or for interviews on talk radio.


text:
Hey everyone,
So my three options for hydrolyzed whey protein are ON Platinum Hydrowhey, Dymatize ISO-100, and SAN Platinum Isolate. Platinum Hydrowhey has gotten great reviews, but for the same price I could go with the Dymatize or SAN and get double the servings. Can anyone clue me in on which is the best in terms of making muscle gains and flavor? Is it worth it to shell out the extra $ for the ON?
Is there anyone out there who thinks Hydrolyzed Whey is just a complete waste of money and I should just stick with regular whey?
Thanks, looking forward to hearing the responses!
P.S. For anyone who recommends SAN, do you know anything about the Strawberry Yogurt flavor?
- 24/7 Customer Service 1-877-991-3411
- Contact Us
- Need Help?
- View Cart


text:
7x8mm Light Olive Green Snail-Shell Glass Pearls [50]
|Beads per lot:
|Cost per bead:
|7 cents
|Bead material:
|Country of origin:
|Czech Republic
7mm (from hole to hole) x 8mm (wide) spiral-shaped beads that look somewhat like snail shells; these beads are similar to nuggets and baroque beads.
Glass beads (probably a milky white) with a satiny, light-olive-green synthetic coating. (When I say synthetic, I mean that the coating is polymer-based; the coatings on most other beads on this site are metal-based.)
|Hole size:
|1mm (estimated).
|The coating on Czech pearls is fairly thin, and I don't know how durable it is. Some of the coating may be missing from around the holes of a few pearls, or there may be some roughness in the coating around the holes. Sometimes there are little sharp tags of coating sticking out from around the holes; the best way to remove them is with cuticle nippers. There may also be some anomalies in the coating, such as bumps, indentations or a bit of dirt. Because pearls are lustrous, defects generally aren't visible to the naked eye, but may be seen under a magnifying glass.
|How photographed:
|At the window in natural daylight.
Pearls are hard to photograph because the reflections of light from the window appear exaggerated, so I had to do a lot of post-processing on the photo. It came out fairly well, although the light reflections are still too intense.
I have these beads in the 6mm size. The color of the beads match very well, although my pictures do not match. The picture of the 6mm was fixed up using a CRT monitor, and I have now switched to an LCD monitor which shows colors a little differently.
|Date first posted:
December 30, 2011
|Caleb's notes:


text:
TMZ: Miley Cyrus sings Sir Mix-a-Lot's 'Baby Got Back' during karaoke
JUST ADDED: 5 Seconds of Summer will be rocking the stage at this year's iHeartRadio Music Festival Village in Las Vegas! The band sat down with Ryan Seacrest to break the news.�Click here to buy your tickets now, before they sell out!
Check out the full lineup for this year's iHeartRadio Music Festival
Listen to Miley Cyrus on iHeartRadio
(TMZ) - Miley Cyrus likes big butts (and she cannot lie) so of course she would hop up on stage and join a group karaoke rendition of the Sir Mix-a-Lot classic "Baby Got Back."
Miley took a Bangerz Tour break and stopped into Cat's Meow, a karaoke joint in New Orleans.
A few girls were up on stage doing "Baby Got Back" when Miley jumped up on stage to join them ... and immediately turned around and showed off the goods.


text:
'great gps'
'This XL 350TM is below my expectation'
'Accurate Mapping'
'Pretty easy unit to use thus far'
'Who designs these things?'
'Great GPS for the money'
'Horridly non-customizable, and forced subscriptions.'
'Specific Chacteristics'
'It's broken by design'
'The differences between the 325 and 340 models are subtle.'
'Nice wide screen.'
'Very good value for money'
'The award-winning Fold & Go EasyPort mount folds flat against the device, making it easy to take it with you from car to car.'
'good color screen'
'watershed innovation GPS chip architecture offering impressive sensitivity'
'very solid navigational performance'
'Extra screen girth is welcome.'
'Text-to-speech enhances the device's safety..'
'first-class navigation'
ReviewGist helps you find the best products to buy by making sense of online reviews.
We are currently aggregating 360,836 reviews
covering over 28,896 products. See what the press says about ReviewGist here.
The Best Cellphone Buying Guide for 2014 is the definitive starting point for your next cellphone purchase.
© 2007-14 ReviewGist.com. All Rights Reserved.


text:
Thug Kitchen Is Officially a Best Seller
It's also No. 1 on Amazon's best seller list of vegan cookbooks.
Skip to content, or skip to search.
Skip to content, or skip to search.
It's also No. 1 on Amazon's best seller list of vegan cookbooks.
It's like a gastrique made of punk, gluten, and early 1990s public-access TV.
Its pages are like graphic depictions of what happens to trendy mash-up foods the instant they arrive in hell.
It's more of a weekend project kind of a thing.
"There are definitely times and places for defiant stances to be made, but in this instance we think the occasion for dialogue is perhaps far more helpful."
Beyond The Third Plate.
You can hope and dream, but it's probably not going to include banana bread.
Finally, you'll be able to make foie gras doughnuts at home.
She's got 100 recipes to share.
It'll be published in February 2016.
It's going to be the first cookbook that covers sandwiches, self-loathing, and Tom Cruise.
Forty years ago, the legendary folk singer recruited participants for his so-called "pumpkin project."
Time to get your za'atar game together.
It'll have 150 recipes, so that should keep us swimming in cookies.
Get ready to make some bialys. Lavash, too.
"I like to make food that you crave," she says.
Get your Mulled Bishop on.
Only recipes for chickens with whom the authors are on a first-name basis will be included.