text:
Browse by Topic
Sign In
More than 40,000 members value HFMA's thought leadership and practical strategies. HFMA is where you need to be.
Get acquainted with the
healthcare finance industry's leading professional association. Find out why our
members rely on HFMA as their go-to source for insight and
Members have many
options for helping them advance their careers. Conferences, seminars,
eLearning, certification, and more -- our education and events will keep you
Real-time presentations with nationally recognized experts, networking opportunities, and industry solutions—no travel required!
This Jan. 22 webinar shares how a care management strategy empowers physicians to work smarter using population analysis, risk stratification, and proactive care management workflow.
Get the latest, practical education in key areas of healthcare finance over 1, 2, or 3 days. Choose Essentials Programs or Master Sessions in Chicago, DC, or Seattle. Register early and save $100.
If you're a subscriber to any of our three newsletters, you have access to online education that awards CPEs. Learn more or subscribe.
Get the perspectives of leading healthcare finance professionals on today's hottest issues.
Information about leading vendors helps your buying decisions.
Forum members can network during live webinars or access a library of past webinars on topics such as bundled payment, charity care, and ICD-10.
An ever-expanding collection of spreadsheets, policies, job
descriptions, checklists, and more that you can adopt and adapt.
Forum members can submit vexing questions to a panel of experts
using our Ask the Expert service.
Your source for employment solutions.
Find new employment opportunities or
reach out to qualified candidates.
Distinguish yourself as a
leader among your peers and advance your career by earning certification in our
healthcare finance programs.
Get an objective third-party evaluation of products and services used in the healthcare finance workplace.
MAP App is a web-based application that helps organizations improve revenue cycle performance based on industry-standard metrics called MAP Keys.
Find suppliers and products in this comprehensive vendor directory for healthcare finance professionals.
Improve your revenue cycle performance through standard metrics, peer comparison, and successful practices.
Guidance for understanding and communicating about the price of health care.
Guidelines on how to make it easier for consumers to get information about healthcare prices.
In 2011, facing a $2 billion cut in Medicaid funding, the state of Oregon embarked on an effort to change the way health care is delivered by creating incentives to develop better, smarter care.
To qualify for continued federal funding, Oregon's Medicaid program must grow at a rate that is 2 percent slower than the rest of the country and generate $11 billion in savings over the next decade. A key element of Oregon's healthcare system transformation is the establishment of coordinated care organizations (CCOs) throughout that state to coordinate all aspects of care for Medicaid patients, from where the services are delivered to how the bills are paid.
In a recent conversation with hfm, Oregon Gov. John Kitzhaber said that the nation's financial model in health care is "measuring the money running though the system—not necessarily the health that's being produced" and called on healthcare finance leaders to change that paradigm.
Q. What impelled you to launch an effort to bring about transformational change within the Medicaid program on a state level?
A. During my previous terms in office, we did a lot of work on benefit design and how to allocate resources, such as the Medicaid program, to deliver the greatest health benefit. When I came back in office for a third term as governor in 2010, it was clear the Medicaid budget was one of the fastest-growing parts of our general fund budget, and it was squeezing out the ability to invest in education and a host of other things.
When the money from the stimulus bill that Congress passed in 2009 ran out, there was a rather precipitous funding cliff in the Medicaid program in states throughout the country. In Oregon, we were looking at a 40 percent cut in provider rates if we continued to cover everyone who was eligible. That motivated us to redesign the delivery model to see if we could get more value for the dollars we were spending, which led to a remarkable bipartisan effort to design the new delivery model that eventually turned into our CCOs.
Q. How would you assess the CCOs' progress to date? What challenges are you working to overcome?
A. There are 15 CCOs in Oregon, which launched in August and September 2012. More than 94 percent of our Medicaid beneficiaries are enrolled in a CCO, but a few rural areas are still getting up and running.
The challenges vary. For example, the largest CCO, called Health Share, covers the whole Portland metropolitan area, where about 40 percent of the Medicaid population lives. A number of institutions have joined together to create Health Share, including Oregon Health & Science University, the Providence system, Kaiser, and Legacy, which provides a lot of charity care. So it's a complicated arrangement. The organizations are trying to develop a way to share services. In rural areas, the challenge is to develop a robust system of telemedicine that will allow rural hospitals to make connections with urban hospitals and help with diagnostic imaging reading and specialty consults
Across the board, though, the attitude toward the CCOs has changed dramatically. When we first started, people were wringing their hands and worrying about how they could possibly make this work. Every month, we have a learning collaborative where we bring the entire leadership of the CCOs together.
Don Berwick [former administrator of the Center for Medicare & Medicaid Services and founding CEO of the Institute for Healthcare Improvement] has helped facilitate three of those conversations. Now the CCO participants are actually very excited. They're discovering capacities they didn't have and community partners they didn't know, and they're having conversations they'd never had before. One of the physicians involved in the South Coast CCO said he was terrified and excited at the same time. He was terrified about having to create something that had never been built before—but he was really excited because he had the opportunity to build something that had never been built before. So we have moved from a lot of anxiety to a deep and very constructive engagement.
Q. The CCOs are designed to promote local accountability for health and budget and allow for local flexibility. What are the advantages and disadvantages of this local approach, as opposed to creating a single statewide organization?
A. There's a tremendous benefit just in acknowledging the fact that health care ultimately is a local transaction between a provider and an individual. Most of the things that drive health outcomes occur in the home and in the community, so this approach has the advantage of local buy-in and ownership.
In Oregon, we have seen how engaging people at the community level can yield remarkable and powerful results. About 20 years ago, the state created groups called watershed councils to engage systems at the local level in improving the health of their stretch of the river, if you will. Through these groups, we have seen environmentalists and timber industry people working together for the benefit of the places they share. This approach builds community.
With CCOs, we're seeing exactly the same thing. Originally, the CCOs were perceived as medical entities, but they have evolved to go beyond that—for example, to engage with folks who are trying to reduce childhood obesity. We recognize that the only way to manage a budget that grows at a fixed rate is to address the chronic disease burdens at the front end, which are a loss leader in our country's healthcare system. The CCO structure creates a capacity that is larger than the sum of its parts. Again, the focus is not just on financing medical care, but also on keeping the community healthy—in this case, the community of Medicaid recipients
Q. How receptive have hospitals been to the CCOs?
A. Hospitals have been very receptive. Again, each CCO is different. In some areas, the CCOs include only one hospital. In Portland, the CCO includes hospitals that have traditionally competed with each other, but they all recognize that the low-hanging fruit is identifying and managing the 20 percent of the population that drive 80 percent of the cost—those who have chronic conditions and are bouncing in and out of the hospital. Developing some kind of community care worker network to help manage these individuals' conditions on a daily basis and keep them out of the hospital is of great interest to most of the CCOs, as is reducing other unnecessary utilization.
Q. To compare CCO performance, Oregon has identified principles for selecting metrics for financial incentives and monitoring progress [as shown in the sidebar above right]. Many providers find that there are too many metrics and too little time. What advice would you give those who are trying to winnow down the metrics?
A. I agree—there is a plethora of metrics out there. The first step is trying to narrow that list to a reasonable set that covers the critical aspects of the Triple Aim. So if you're trying to reduce per capita cost growth rate, improve population health, and enhance the patient experience in terms of clinical outcomes, patient satisfaction, and patient safety, you need to identify metrics that directly relate to those goals. Then, you begin to narrow that list down around the larger macro goals you're trying to achieve and set meaningful performance goals around those metrics.
As a care purchaser, we also give some thought to aligning with the metrics that other purchasers are using. As a care model is proven effective and we begin to see that model used on the exchange in the private market, then aligning metrics with other purchasers will become even more important.
Q. As published in the New England Journal of Medicine in May, the 2008 Medicaid coverage expansion in Oregon has not generated significant improvements in measured physical health outcomes, but it did yield other benefits. In your view, what are the key takeaway messages from the study results?
A. First, we should remember that the study is based on just two years of data. Overall, I think there were two key messages. First, there are many significant benefits that come from having health insurance, such as better access and higher utilization of preventive services and screening services, which are important for maintaining long-term health and reducing cost. Second, health insurance coverage clearly provides financial stability for families. One of the most interesting results is a significant drop in depression. The inability to pay medical bills is the second leading cause of personal bankruptcy in this country. This stress is an underlying factor in developing cardiovascular disease. So there are a lot of good reasons to expand insurance coverage.
It's no surprise that there weren't any significant physical health improvements in the first two years. We have an acute care system that is trying to deal with what is essentially a chronic care problem in this country. People need insurance coverage so they have access to health care, but they also need access to a different care model—one that is focused on prevention, wellness, and community-based management of chronic conditions, not a system that rewards fragmented care, volume, and hospitalizations. People need access to community-based management of care.
Q. In talking about what makes CCOs different, you have cited the example of a 92-year-old woman with congestive heart failure who needs an air conditioner at home to avoid a flare-up of her condition that would require hospitalization. Who pays for that air conditioner?
A. One of the key elements of our Medicaid waiver, and our agreement with the federal government, is that we had to have flexibility in how we use our dollars. So we can pay for that air conditioner and we can count it as a medical expense rather than just an administrative expense. To achieve our population health goals, we need that flexibility to spend money on things that aren't traditionally considered healthcare expenses but have everything to do with keeping an individual healthy—like an air conditioner for a patient who is living with heart failure. Some CCOs are visiting the homes of kids who have asthma and trying to identify triggers in the home. They can make an up-front investment in a home that could keep a child from popping into the emergency room or being hospitalized four times a year. We would save a lot of money and the child would be a lot healthier.
Overall, we're trying to create a different set of incentives that don't pay for the consequences of disease, but rather for the determinants of health. We want the end results to become part of the Medicaid waiver, gradually shifting payment away from rewarding volume to rewarding quality and outcomes. One big part of the solution to rising healthcare costs is the way care is organized and delivered; the other part is the way financial incentives are aligned.
Q. Given that access to insurance coverage is necessary but not sufficient to improve health, what changes are needed at the system level to improve health and reduce unnecessary spending?
A. The business model that underlies our current healthcare system is based on the assumption that government and private employers will continue to fund a medical inflation rate that is growing faster than revenues and faster than the Consumer Price Index, no questions asked—even though the relationship between those expenditures and actual health is growing increasingly tenuous. Essentially, what we in Oregon are saying is, "Look, let's figure out what we want the healthcare system to do."
Health care has no intrinsic value outside of its relationship to a health outcome, except as an economic commodity. So we need to change the paradigm from viewing health care as an economic commodity to viewing it as one suite of things that actually impact peoples' lifetime health status. Then, let's organize the healthcare delivery system and the financial incentives around that viewpoint. That really represents both a new business model and a new care model.
In Oregon, we are prototyping a new healthcare delivery model that can grow at a fixed per capita rate, with appropriate risk adjustments, and improve health outcomes. Assuming we can continue to operate within our budget and our metrics demonstrate that we are making progress in terms of population health, our long-term goal is to scale up this care model, to offer it as a high-quality, low-cost option on our insurance exchange and make it available to public employees and small businesses. In other words, we hope to move this care model into the private market as well as the Medicaid market.
Q. What would you like healthcare finance leaders to learn from the healthcare transformation in Oregon?
A. I don't have a financial background, but the long and the short of it is this: We have to develop a new accounting system. When we were discussing the new care model in Oregon, one of the hospital CFOs said, "Well, we just can't make this pencil out." The reason they couldn't do it is because they were measuring it under the assumptions of the old system, which is centered around getting full reimbursement for everything you do. You have to change your assumptions. If your whole financial model is based on having a certain rate of payment growth every year, or keeping a certain percentage of ICU beds full, then you are measuring the money running through the system—not necessarily the health that's being produced.
It's like the gross domestic product [GDP], which simply measures all the money moving through the economy. The Deepwater Horizon oil spill counts toward the GDP. The war in Iraq has been great for the GDP. For GDP purposes, air pollution is great, car wrecks are great, and heart attacks are great. There is a disconnect between the GDP as a measurement of economic activity and the well-being of society. The health of our financial system is measured by the dollars flowing through the system, not on whether people are healthy.
So my question for healthcare finance professionals is, What would a new set of financial metrics and a new accounting system that is designed to make some distinctions look like?
As an example, consider the Genuine Progress Indicator [GPI], which Maryland has developed at the state level. The GPI is an alternative to the GDP that does not count an increase in air pollution emissions as a positive, but it does count stay-at-home moms, volunteering in your community,and taking care of your elderly parents as positives.
So that is a challenge finance leaders should think about, because we're really going to need new metrics. Taking a famous quote by the writer Thomas Pynchon as a point of departure, "If you keep asking the wrong questions, you don't have to worry about the answers."a So we need to be asking, "How do we measure the health outputs in a new financial model for the healthcare system?" I know that finance leaders can be extraordinarily helpful and visionary in helping us think through this.
About John Kitzhaber
Gov. John Kitzhaber practiced emergency medicine in Roseburg, Ore., from 1974 to 1988. Kitzhaber's interest in healthcare public policy was among the factors that led him to seek public service. He first won election to the Oregon Legislature in 1978, serving one term in the Oregon House of Representatives. In 1980, he was elected to the Oregon State Senate and served three terms, including eight years as Senate president. Kitzhaber considers bringing lawmakers and interest groups together to enact the Oregon Health Plan, the state's Medicaid program, to be his most memorable achievement as a lawmaker.
After serving two terms as governor, from 1994 to 2002, Kitzhaber continued his work on improving access to cost-effective health care, becoming one of the nation's most respected voices on healthcare reform. Concerned about the impact of the fiscal crisis on Oregonians, and seeing the opportunity through that crisis to create systemic change, Kitzhaber ran for governor again in 2010 and won election to a third term. His agenda during his third term has been focused on transforming Oregon's system of health care along with improving the state's public education system and strengthening the economy. Kitzhaber received his medical degree from the University of Oregon Medical School (now Oregon Health & Science University) and his bachelor's degree from Dartmouth College.
Principles for Metrics Selection in Oregon
a. "If they can get you asking the wrong questions, they don't have to worry about answers." Gravity's Rainbow.
Publication Date: Thursday, August 01, 2013
If you are an existing member, please log in below. Username and password are required.
Forgot User Name?
Forgot Password?
If you are not an HFMA member and would like to access portions of our content for 30 days, please fill out the following.
First Name:
Last Name:
Scott Schmidt, vice president, Cerner RevWorks, LLC, shares insights on best practices for maximizing a revenue cycle management partnership.
Amy Amick, president, revenue cycle management, and William Davis, vice president, revenue cycle advisory solutions, both with MedAssets, share insights on the industry and techniques to drive sustainable performance improvement.
Eric Ward, president and CEO, Parallon Revenue Cycle Services, discusses key trends in revenue cycle management and factors providers should consider when partnering to advance their revenue cycle performance.
Dale Hockel, senior vice president of operations, and Jim Fanelli, CFO, TriMedx, share strategies for elevating clinical engineering through innovative management programs.
Rick Heise, senior vice president, revenue cycle, at Cerner Corporation, discusses the importance of integrating clinical and financial data to excel in health care's changing payment environment.
HFMA's print, email, online, and mobile opportunities provide you maximum reach and impact. We will work with you to build a plan that meets your needs. Contact a sales rep.
HFMA offers online, email, and print opportunities to help you recruit the most talented healthcare finance professionals. Place your classified ads today.
Drive down costs while improving quality in a reform environment.
Stay informed about new directions in healthcare finance. Share tools and strategies for improving performance. Be an active participant in your profession. Together, we'll reshape the business and practice of healthcare. Join us.
©2014 Copyright Healthcare Financial Management Association
HFMA.org is best viewed using IE9 or the latest versions of Chrome, Firefox, and Safari.
Join HFMA today and enjoy:


text:
The Future of GM Features Many Things, and the Camaro is Chief Amongst Them
This is a 2-parter update, as I wanted to share both of these videos with you. So, I'll break it down in to two parts:
Part one: The Camaro Advertises to the Brazilian Market
The future of American automobiles is tied almost as much to foreign markets as it is to our own domestic one. This has become obvious as we've seen Ford make major moves in to the European market with their vehicles, and make even bigger plans for moving ahead with a full global strategy for their Mustang.
For their part, Chevrolet hasn't been sleeping on global markets. We've seen commercials featuring the Camaro from Brazil before, two of them in fact. And they're good. This year, with the 2014 redesign hitting Brazil as well (the Brazilian market is the largest non-North American Market for the Camaro), a new commercial has been released:
This new commercial is incredibly reminiscent of the Chevrolet 'Find New Roads' commercial featured during the Super Bowl last year, and for a good reason: it's basically a Portuguese language version of that very same ad campaign. However, the American version didn't ever feature a Camaro–or, for that matter, Mike Tyson, either. In the American version the Corvette had the premiere spot, but, the Brazilian commercial definitely treats the Camaro as the flagship car with, arguably, the advertisement's best segment.
Here's the American version, for comparison:
Part Two: A look to 2020 and Beyond
In a new video released by GM featuring Frank Saucedo–GM's Director of Advanced Design–we get a glimpse of what GM's strategy is moving forward with design and production. They have a long-term plan that looks past the year 2020 in an effort to stay ahead of the curve and continue creating vehicles like the C7 Corvette and Chevrolet Camaro which highlight the most forward thinking visual and performance design cues.
Strangely, the video focuses on the California automotive culture instead of the more classic American ones of the Midwest and Southeast, in its efforts to look toward the future. The video makes some great points about consumer desires and highlights the Bumblebee Camaro a fair bit, but, it also seems a little shortsighted ultimately–a strange comment to make about a video titled 2020 Vision whose focus is looking to the future and for the long term.
They mention foreign cars and foreign car design, but, they also fail to mention the very American identity that has made vehicles like the Corvette and Camaro so undeniably successful. Here's to hoping these aspects aren't forgotten as Chevrolet moves forward, too.

subset: commoncrawl


text:
- Conference date: 20–23 September 2010
- Location: Umhlanga, South Africa
The characteristics of a cold cloud of 85Rb can be non-destructively examined using an optical nanofiber. The nanofiber is a submicron-diameter cylindrical waveguide fabricated from commercially-available optical fiber using a heat-and-pull rig. The nanofiber can be used as a 'dark' or 'bright' probe depending on whether laser light is coupled into the nanofiber. We demonstrate the use of an optical nanofiber as an absorption spectroscopy tool for cold atoms. A frequency-scanned probe beam is launched through the nanofiber and the resonant light is absorbed at the waist of the nanofiber by nearby cold 85Rb atoms. We present recent singlephoton absorption results and comment on the role of surface interactions. Future work on 2-photon absorption using excited state electronic transitions in 85Rb is discussed.
Key Topics
- Absorption spectroscopy
- 1.0
- Atomic and molecular beams
- 1.0
- Fiber waveguides
- 1.0
- Nano optics
- 1.0
- Nanofabrication
- 1.0
A New Method For A Sensitive Deuteron EDM ExperimentY. K. Semertzidis, M. Aoki, M. Auzinsh, V. Balakin, A. Bazhan, G. W. Bennett, R. M. Carey, P. Cushman, P. T. Debevec, A. Dudnikov, F. J. M. Farley, D. W. Hertzog, M. Iwasaki, K. Jungmann, D. Kawall, B. Khazin, I. B. Khriplovich, B. Kirk, Y. Kuno, D. M. Lazarus, L. B. Leipuner, V. Logashenko, K. R. Lynch, W. J. Marciano, R. McNabb, W. Meng, J. P. Miller, W. M. Morse, C. J. G. Onderwater, Y. F. Orlov, C. S. Ozben, R. Prigl, S. Rescia, B. L. Roberts, N. Shafer‐Ray, A. Silenko, E. J. Stephenson, K. Yoshimura and EDM Collaboration
Data & Media loading...
Article metrics loading...


text:
|Downloaded Up To Five Thousand Times A Day
|Click To Buy On Paypal:
|Click To Buy On Mac App Store:
|Click To Buy On iPad App Store:
|Designed for OS X 10.9 - 10.10 and iOS 8. See Terms Of Sale.
|Graph Builder™ is an interactive design environment for the visualization of information. Its core capabilities were designed and developed over two decades ago by the leading expert in the field, has been used in industry since then and is now available for the iPad. It has a good complement of 2D and 3D graph features, a full-fledged user interface and visuals can be scripted and animated. The following movie shows some of its features.
|Developing your own custom data visualization applications starting from Graph Builder is easy. The following movie shows one particular example using Apple's Swift language, Graph Builder and Xcode. The project can be download by clicking this link: SwiftSineWave.zip and includes all the Swift and Graph Builder bindings (bridge headers and definitions). Further documentation is provided in the Graph Builder Reference Manual (included with Graph Builder). For additional help email firstname.lastname@example.com.
Vvidget exists as a codename for product development and is instantiated by several product lines including Graph Builder, DAQ Plot, OpenGraph, Graph, SAM (State AutoMation) and other products of Vvidget lineage. Those products are available at the Vvidget web site as well as the Mac App Store and iTunes App Store for iPhone and iPad.
Vvidget is pronounced with only one "V" as in vijit. When you put the two Vs together they look like a W as in Widget. Vvidget makes widgets specific to graphical data reporting (information visualization). The three leading characters in Vvidget are VVI and VVI is the author of Vvidget. In a nutshell, "Vvidgets are widgets made by VVI."


text:
Photo of the week: Hagel over Israel
Defense Secretary Chuck Hagel gets a hawk's eye tour of the Golan Heights from his Israeli counterpart, Moshe Yaalon, during his first visit to Israel since enduring a Senate confirmation process in which opponents sharply questioned his commitment to defending the Jewish state. In the last week, Hagel has said the Pentagon's new major arms deal with Israel and three Arab states sent a clear "message" to Iran, discussed military options for handling post-conflict Syria with Jordanian leaders, sat with Egypt's new top brass, and capped his trip off by revealing that the U.S. believes Syria likely used sarin gas on its own people.
Photo by Jim Watson-Pool/Getty Images


text:
Nevada spoils Cal's opener in new home
Nevada 31, Cal 24: Defense shot down in rebuilt home
John Crumpacker
Updated 8:18 pm, Friday, April 18, 2014
- gallery_thumbnails_photo|photo-3398674|article-gallery-3833842|1
- gallery_thumbnails_photo|photo-3398705|article-gallery-3833842|2
- gallery_thumbnails_photo|photo-3399020|article-gallery-3833842|3
- gallery_thumbnails_photo|photo-3398345|article-gallery-3833842|4
- gallery_thumbnails_photo|photo-3398346|article-gallery-3833842|5
- gallery_thumbnails_photo|photo-3398347|article-gallery-3833842|6
- gallery_thumbnails_photo|photo-3398350|article-gallery-3833842|7
- gallery_thumbnails_photo|photo-3398351|article-gallery-3833842|8
- gallery_thumbnails_photo|photo-3398352|article-gallery-3833842|9
- gallery_thumbnails_photo|photo-3398353|article-gallery-3833842|10
- gallery_thumbnails_photo|photo-3398354|article-gallery-3833842|11
- gallery_thumbnails_photo|photo-3398355|article-gallery-3833842|12
- gallery_thumbnails_photo|photo-3398356|article-gallery-3833842|13
- gallery_thumbnails_photo|photo-3398357|article-gallery-3833842|14
- gallery_thumbnails_photo|photo-3398358|article-gallery-3833842|15
- gallery_thumbnails_photo|photo-3398153|article-gallery-3833842|16
- gallery_thumbnails_photo|photo-3398156|article-gallery-3833842|17
- gallery_thumbnails_photo|photo-3398359|article-gallery-3833842|18
- gallery_thumbnails_photo|photo-3398360|article-gallery-3833842|19
- gallery_thumbnails_photo|photo-3398361|article-gallery-3833842|20
- gallery_thumbnails_photo|photo-3398362|article-gallery-3833842|21
- gallery_thumbnails_photo|photo-3398363|article-gallery-3833842|22
- gallery_thumbnails_photo|photo-3398480|article-gallery-3833842|23
- gallery_thumbnails_photo|photo-3398481|article-gallery-3833842|24
- gallery_thumbnails_photo|photo-3398154|article-gallery-3833842|25
- gallery_thumbnails_photo|photo-3398482|article-gallery-3833842|26
- gallery_thumbnails_photo|photo-3398483|article-gallery-3833842|27
- gallery_thumbnails_photo|photo-3398484|article-gallery-3833842|28
- gallery_thumbnails_photo|photo-3398493|article-gallery-3833842|29
- gallery_thumbnails_photo|photo-3398664|article-gallery-3833842|30
- gallery_thumbnails_photo|photo-3398665|article-gallery-3833842|31
- gallery_thumbnails_photo|photo-3398667|article-gallery-3833842|32
- gallery_thumbnails_photo|photo-3398668|article-gallery-3833842|33
- gallery_thumbnails_photo|photo-3398670|article-gallery-3833842|34
- gallery_thumbnails_photo|photo-3398671|article-gallery-3833842|35
- gallery_thumbnails_photo|photo-3398675|article-gallery-3833842|36
- gallery_thumbnails_photo|photo-3398682|article-gallery-3833842|37
- gallery_thumbnails_photo|photo-3398689|article-gallery-3833842|38
- gallery_thumbnails_photo|photo-3398694|article-gallery-3833842|39
- gallery_thumbnails_photo|photo-3398700|article-gallery-3833842|40
- gallery_thumbnails_photo|photo-3398718|article-gallery-3833842|41
- gallery_thumbnails_photo|photo-3399623|article-gallery-3833842|42
- gallery_thumbnails_photo|photo-3398152|article-gallery-3833842|43
- gallery_thumbnails_photo|photo-3398160|article-gallery-3833842|44
- gallery_thumbnails_photo|photo-3399624|article-gallery-3833842|45
- gallery_thumbnails_photo|photo-3399625|article-gallery-3833842|46
- gallery_thumbnails_photo|photo-3400593|article-gallery-3833842|47
- gallery_thumbnails_photo|photo-3400594|article-gallery-3833842|48
- gallery_thumbnails_photo|photo-3400595|article-gallery-3833842|49
There was an exasperating kind of symmetry at work at Memorial Stadium on Saturday as Cal opened the football season in its rebuilt home in front of a sellout crowd expecting a victory over Nevada.
The Bears could not deliver on the emotion of returning to their splendid new stadium as they were every bit the second-best team on the field in a 31-24 loss to the Wolf Pack in front of 63,186 spectators.
Losing the first game in the new stadium in 2012 followed a defeat in the last game in the old stadium, 644 days ago, to Washington on the final play of the 2010 season.
"I'm sorry we didn't play better; (we) let the fans down," coach Jeff Tedford said. "You want to come out and play better and get the game won. We couldn't do that. ... Obviously, coming into the stadium there was a lot of hype and energy. We didn't play very well. There were too many mistakes, communication breakdowns. We weren't sharp."
This, after Tedford said on Thursday that his team was as ready as it could be going into the first game. If Cal can't beat Nevada riding the high of an emotional homecoming, what's to come in a stretch of nine Pac-12 games in succession following a trip to Ohio State on Sept. 15?
Once again the Bears' defense was revealed to be a unit that just could not stop Nevada's triple-option pistol offense, or even slow it down, as the Pack pounded Cal for 450 yards on 89 plays, an average of 5.1 yards per snap over 35 minutes of possession domination.
Whether it was the supremely gifted Colin Kaepernick taking the Bears apart in 2010 or the more-than-capable Cody Fajardo doing the same in 2012, the pistol robbed any chance Cal had of winning the game.
Fajardo, a real pistol sharpshooter, completed 25 of 32 passes for 230 yards and rushed for 97 yards, including a 49-yard touchdown scamper in the first quarter that pushed Nevada's lead to 14-0.
His running back, Stefphon Jefferson, dented Cal's defense like a hammer set to cheap tin as he rushed 34 times for 145 yards with 2-yard touchdowns in the first, third and fourth quarters.
"They blew us off the ball," outside linebacker Chris McCain said. "It hurt us. It tires us out. They were moving fast. They have a great scheme. We were getting tired out there, and we lost technique."
The Bears started out in a 14-0 hole in part because of punishment meted out by Tedford to quarterback Zach Maynard for missing a tutoring appointment in June. Allan Bridgford got the start and hit on 1 of 8 passes for 8 yards before giving way to Maynard with 1:34 left in the first quarter.
While Tedford said Maynard had known since June that he would not start this game, his offensive teammates did not. They questioned the wisdom of Bridgford not taking snaps with the first offense at the start of practice last week in order to mimic game conditions. He did have some reps with the starters later in practice, however.
"To an extent, yes I do," said wide receiver Keenan Allen, who had a brilliant 39-yard end-around run for a touchdown in the third quarter. "All camp Zach's been with the ones (starters). We haven't taken many reps with Bridg. ... It definitely would have helped us if Bridg had taken the reps in practice."
Cal scored 10 points in 61 seconds in the third quarter to draw within 21-17 and tied the score at 24-24 in the fourth quarter on freshman wide receiver Chris Harper's 13-yard touchdown catch.
But Nevada put together one last drive of 61 yards to put away the game on Jefferson's third 2-yard touchdown plunge with 38 seconds left to create a sour sense of symmetry for Cal.
John Crumpacker is a San Francisco Chronicle staff writer. E-mail: firstname.lastname@example.com Twitter: @crumpackeroncal.


text:
Marjorie Flack
Marjorie Flack (22 October 1897 - August 29, 1958)[1][2] was an award-winning artist and writer of children's picture books. Flack was born in Greenport, Long Island, New York in 1897.[3] She was best known for The Story about Ping (1933), popularized by Captain Kangaroo,[1] and for her stories of an insatiably curious Scottish terrier named Angus, who was actually her dog. Her first marriage was to artist Karl Larsson; she later married poet William Rose Benet.
Her book Angus Lost was featured prominently in the movie Ask the Dust (2006), starring Colin Farrell and Salma Hayek, in which Farrell's character teaches Hayek's character, a Mexican, to read English using Flack's book.
Marjorie Flack's grandson, Tim Barnum, and his wife, Darlene Enix-Barnum, currently sponsor an annual creative writing award at Anne Arundel Community College. The award, called The Marjorie Flack Award for Fiction, consists of a $250 prize for the best short story or children's storybook written by a current AACC student.
- The Story about Ping, illustrated by Kurt Wiese
- Ask Mr. Bear
- Angus and the Ducks (1930)
- Angus and the Cat
- Angus Lost (1932)
- The Country Bunny and the Little Gold Shoes (illustrator, 1939; with DuBose Heyward, writer)
- Walter, the Lazy Mouse
- The Boats on the River, illustrated by Jay Hyde Barnum
- Wait for William
- Tim Tadpole and the Great Bullfrog
- Neighbors on the Hill
- The Restless Robin
- Angus and Wagtail Bess
- All around the town: The story of a boy in New York
- Humphrey: One Hundred Years Along the Wayside with a Box Turtle
- Angus and Topsy (First Published in Great Britain in 1935)
- Caldecott Honor, for Boats on the River, 1947
External links[edit]
|This article about a children's author from the United States is a stub. You can help Wikipedia by expanding it.
|This article about an American illustrator is a stub. You can help Wikipedia by expanding it.


text:
[bc3 height="320"]883251103001[/bc3]
ANAHEIM -- Ducks center Saku Koivu talked with reporters about an apparent game-tying goal by Teemu Selanne that was disallowed by referee Brad Meier with 2:04 remaining after Meier determined that Koivu inadvertently interfered with Dallas goaltender Kari Lehtonen on the play. The Stars eventually held on for a 4-3 victory, denying the Ducks a chance to clinch a playoff spot.
Also on the Ducks Blog:
[rssfeedme cat="ducks" feedpath="category/2010-11-regular-season/feed/" max="8"]
Comments are encouraged, but you must follow our User Agreement
Keep it civil and stay on topic. No profanity, vulgarity, racial slurs or personal attacks. People who harass others or joke about tragedies will be blocked. By posting your comment, you agree to allow Orange County Register Communications, Inc. the right to republish your name and comment in additional Register publications without any notification or payment.


text:
Advertisement:Close [X]
0% via 0 votes0
Sizzling Jessica Right slurps on these throbbing pricks
- 3,328
- May 27, 2012
Blacks On Blondes Massive black dicks get to inject sweet white holes with their monster shafts. These teeny fucksluts get their mouths and muffs nailed with some dark meat - they're loving it, baby!!
Related content
Twitter follow @porntube
From Our Blog Blog RSS
We are happy to help.
Choose your size


text:
PARKER CROSSBOWS THUNDERHAWK w/3X ILLUMINATED MULTI-RETICLE SCOPE•Wt.: 6.5 lbs. •10.75" power stroke •Axle-to-Axle: 20.375" •OAL: 34.25" •Modern, lightweight & ultra-compact design features •Advanced split limb technology •Machined aluminum rise, ballistic polymer barrel •G2 bull-pup trigger •Auto-engage ambidextrous safety •Auto-engage anti dry-fire mechanism •Vented forearm w/safety finger flange •Optimal balance point for improved accuracy •Red Hot synthetic string & cable •EZ Draw for reduced cocking effort •Includes 4-arrow quick detach quiver, & (4) arrows w/field points •Camo finish Draw Wt. FPS For160# 320 RH/LH
Copyright ©
Built with VolusionBliSsGraphicStudio.net.


text:
Tri-County Chorus' Fall Concert is November 21Read More
College Commission
Mr. W.H. "Ham" Hudson, of Seneca, was appointed in 2001 to represent Oconee County on the Commission. He retired in 2003 as President and CEO of Oconee Memorial Hospital where he had served for 32 years. Upon his retirement, he was named President and CEO Emeritus.
Mr. Hudson is a former board member and chair of Palmetto Hospital Trust Services, Ltd., the South Carolina Hospital Association, and a former South Carolina delegate to the American Hospital Association. He received the S.C. Hospital Association's Merit Award in 1983, the Association's Distinguished Service Award in 1992, and the PHTS Lifetime Achievement Award in 2003. He is a Life Fellow of The American College of Healthcare Executives, and a member of Seneca Baptist Church. He holds a B.A. in Business and Sociology from Limestone College and a Certificate in Hospital Administration from Charlotte Memorial Hospital in North Carolina.
Upon his retirement in 2003, he was inducted into The Order of the Palmetto, the highest civilian honor in the state of South Carolina.
Mr. Leon "Butch" Harris, of Anderson, is Chair of the Commission. He was appointed to the Commission in 2008 to represent Anderson County. His appointment is through April 2017. He is past chair of the finance committee and past member of the building committee.
Mr. Harris began his career at Torrington (then Timken, now JTEKT/Koyo) in 1976 after earning a bachelor's degree in mechanical engineering at Clemson University and has been a licensed Professional Engineer since 1981. He has worked in various engineering and management capacities at several plants in this region, including plant manager positions in Honea Path and Walhalla, SC, and Canton, GA. He is currently project manager for new business growth.
His professional and civic affiliations have included serving as chair of several local organizations, including the WorkLink workforce investment board, the Laurens County Chamber of Commerce, the Laurens County United Way Campaign Committee, and the American Society for Metals upstate chapter. He is also past president of the Honea Path Civitan Club. He has served as a board member for the Honea Path Rescue Squad, Anderson Area Chamber of Commerce, Anderson County Vocational Rehabilitation Center, the Anderson County Business-Education Partnership, the Partnership for Academic & Career Education, and the Anderson County Local Emergency Planning Committee.
He, his wife Beth, and daughter Sarah are members of Concord Baptist Church in Anderson.
Mr. D. Pruitt Martin, of Anderson, is Secretary/Treasurer of the Commission. He was appointed to the Commission in 2004 and represents Anderson County. His appointment is through April 2, 2015.
Mr. Martin has 35 years of banking experience and is the Senior Vice President at Carolina Alliance Bank. He holds a B. S. in Banking and Finance from the University of South Carolina and is a graduate of the School of Retail Bank Management at the University of Virginia.
He is a former member of the Anderson Rotary Club. He also is the former chairman of the Board of Directors for the Anderson Area YMCA, former president of the Anderson Country Club, and a member and past chairman of the Young Bankers Division of the South Carolina Bankers Association. He also has served on the Anderson Area Chamber of Commerce Board of Directors.
Mr. Tom Hendricks (Bio unavailable at this time.)
Mr. William Milton Ponder III, of Dacusville, was appointed to the Commission in April 2010, to represent Pickens County. His term of service expires April 2013. Mr. Ponder served as director of school and community information and later as hearing officer and director of student services for the School District of Pickens County until his retirement in 2008. Ponder is a graduate of the University of South Carolina Law School and formerly worked as an attorney with the law firm of Finley, Ponder and Warlick. He is a retired colonel with the United States Army Reserve and is a member of the South Carolina Bar Association, Pickens County Bar Association, American Legion Post No. 11, Keowee Lodge No. 789 AFM, Fraternal Order of the Police and the board of directors of Pickens Savings and Loan Association. His past community affiliations include serving as president of the Pickens County United Way, chair of Pickens County Forestry Board, a member of the South Carolina Truancy Task Force, the Youth Advocate Program Board of Directors, Pickens County Farm Bureau Board of Directors, Rocky Bottom Camp for the Blind Advisory Board, and chair of the Pickens County Salvation Army Advisory Board
Mr. John Powell, of Walhalla, was appointed to the Commission in January, 2010 to represent Oconee County. He is the second alumnus in the history of the College to serve on its governing board.
Powell is the owner/broker of Powell Real Estate located in Walhalla, SC. He also owns a cattle farm and has been involved in the creation of 36 subdivisions, including being a partner in Falcon's Lair Golf Community in Walhalla. He also is a partner in eight Subway franchises in Upstate SC.
He serves on the Tri-County Technical College Alumni Association Board of Directors and is a past member of the Business Technology Advisory Committee. In 2009, he received Tri-County Technical College's Distinguished Alumni Award.
He is a past member of the Oconee Medical Center (OMC) Board of Directors and served as chairman from 1995 - 1998. He also chaired the OMC Building Committee, as well as the Oconee County School Task Force. He is a former member of the State Disabilities and Special Needs Board and currently serves on the board of directors for Table Rock Retreat Center and the Business-Education-Industry Organization in Oconee County.
Dr. Valerie R. Ramsey (Bio unavailable at this time.)
Mrs. Helen Rosemond Saunders, of Seneca, has represented Oconee County since 1993. In 1997, she was elected to serve as vice chair of the Commission and later served as chair from 2007-2011.
A veteran educator, she taught home economics in the public schools of Seneca for 20 years before becoming a guidance counselor at Seneca High School in 1986. She became Director of Guidance at the school in 1991 and retired from public education in 2005. Ms. Rosemond-Saunders is a life member of the Alpha Kappa Alpha Sorority, the oldest black sorority in the nation and has served as Cluster VIII Coordinator of the South Atlantic Region. She also has served as president and vice president of the Epsilon Tau Omega Chapter in Greenville, SC, and as graduate advisor of the Lambda Theta Chapter at Clemson University.
She was elected in 2012 to serve as a member of the Diversity Committee of the Association of Community College Trustees. She also serves as secretary for the S.C. Association of Technical College Commissioners; serves on the Oconee/Pickens Wachovia Board; is a member of Tri-County Technical College's Access and Equity Advisory Board; is past recording secretary of the National Alumni Association of South Carolina State University; and is a past board member of the Oconee County United Way.
She has a bachelor's degree in Home Economics from South Carolina State University, a master's degree in Nutritional Science from Clemson University, and 30-plus certification in Secondary School Guidance from Clemson University. She is a member of Pleasant Hill Baptist Church in Westminster.
Mr. J. Allard (Al) Young, of Honea Path, was appointed to the Commission in 2011 to represent Anderson County. His term expires April 2013.
Mr. Young is retired president and CEO of The Commercial Bank in Honea Path, a position he for 18 years. Prior to that he was senior vice president of BB&T in Belton for 12 years and served as president of Latta Bank and Trust Company from 1977 - 84. He began his career in banking with First Citizens Bank and Trust in Dillon, SC, as a management trainee and was promoted to vice president.
Mr. Young is a member of the board and past president of the Independent Banks of South Carolina at the organization's annual convention. He is a former member of the board of directors for the Anderson Area Chamber of Commerce and the Jennie Erwin Library. He is past president of the Watkins Community Center, Inc., is a member and past president of the Honea Path Civitans, and is a past chairman of the South Carolina Bankers Association Community Bankers Council. In 2000 and 2006 he was recognized as the Civitan of the Year by the Honea Path Civitans. In 2014, he was awarded the "Order of the Silver Crescent" by Governor Nikki Haley.
A native of Florence, he studied heating, ventilation and air conditioning technology at Florence Darlington Technical College and later graduated from the University of Alabama where he earned a bachelor of science degree in administrative sciences. He also is a graduate of the Graduate School of Banking at Louisiana State University, the National Commercial Lending Graduate School at the University of Oklahoma, the Graduate School of Bank Investments at the University of Oklahoma and the South Carolina Bankers School at the University of South Carolina. In addition, Mr. Young served six years in the U.S. Army Reserves.
He is a member of Belton Presbyterian Church, where he s9erves as an elder. He is married to the former Judith Allen. They have a son, Carl, and a daughter, Carrie.


text:
Comments for The Barking Lot Pet Inn
Have you used The Barking Lot Pet Inn before and want to share your expericence? Add a comment!
katie says:
2010-10-08 14:04:50
My guy buster, a collie loved his stay Thanks so much for your help. He came home home so loving. Will definitely use you again


text:
8 Days Cycling Cambodia
General Information
- Type:
- Cycling
- Price from:
- 1010 USD /person
- Phone:
- 07782331715
- Payment Types:
- Cash
- Credit Card
- Cheque
- Travellers cheque
- Paypal
- Wire Transfer
- Duration:
- 8 days
- Location Start:
- Phnom Penh
- Location Finish:
- Phomn Penh
- Start time:
- 12.00 pm
- End time:
- 05.00 pm
- We Speak:
- English
Last updated: 02/01/2009
This is a tour for the senses! Combining bicycle, car, ferry and foot you will explore Cambodiaâs diverse landscape of waterways, beaches, rice paddies, ancient ruins, national parks and jungle.
Day 1
Arrival Phnom Penh
Arriving at Phnom Penh and transfer to your hotel. Meet for a welcome dinner accompanied by our tour leader. (D)
Day 2
Phnom Penh (approx. 35 km by bicycle)
Explore this bustling city's major sights by bike, including Wat Phnom, the Royal Palace and Silver Pagoda and the National Museum. In the afternoon, we will cycle to the Independence Monument, Tuol Sleng Museum and Choeung Ek killing fields. (B, L, D)
Day 3
Phnom Penh â Takeo (60 km by bicycle)
We will cycle to Tonle Bati for a picnic lunch before heading to Phnom Chiso. The summit can be reached via a 180-step climb and offers magnificent views of the surrounding countryside. Later we'll arrive at Takeo for the night. (B, L, D)
Day 4
Takeo â Kampot (52 km by bicycle)
We'll drive to the gate of Kabas and then cycle to the charming Khmer town of Angkor Borei. We will then ride to Phnom Da where we relax and enjoy lunch on the hill top before taking a boat to Kampot. (B, L, D)
Day 5
Kampot â Kep (35 km by bicycle)
Leaving Kampot, we'll head for the Phnom Sia limestone caves before arriving at the seaside town of Kep. Here we take a boat trip to the beautiful Rabbit Island for swimming, snorkelling and relaxing. Return to Kep for the night. (B, L, D)
Day 6
Kep â Bokor National Park â Sihanoukville (53 km by bicycle)
Drive through the fertile Bokor National Park with its abandoned hill station, stopping for lunch at Po Pok Vil Waterfalls for some respite. In the afternoon we arrive at the quiet beach resort town of Sihanoukville. (B, L, D)
Day 7
Sihanoukville â Ream Maritime National Park (56 km by bicycle)
We'll cycle to the Ream Maritime National Park with mangrove forests, offshore coral reefs and fishing villages. Explore the jungles and mangrove swamps by boat, a fishing village and a small tropical island. Later we will take a boat back to port and cycle to Sihanoukville. (B, L, D)
Day 8
Sihanoukville â Phnom Penh
This morning, you'll have some free time in Sihanoukville to stroll around the market or relax on the sandy beaches. Drive to Phnom Penh in the afternoon. (B, L)
Extra Information
- Inclusions -
- Entransce fees, boats
- Exclusions -
- International or domestic Flights
- Extras -
- Acceptance Payment of £150 per person, payable only ONCE. Provided it is the samne country or operator, add on tours can be included at no additional Acceptance Payment.
The Tour Cost is based on TWO persons sharing and is payable direct to Cambodia/Vietnam/Thailand
Couldn't find what you're looking for? Check out more tours & excursions in Phnom Penh
1-day tours
Long tours
- Cambodia Discovery - 6 days from 584 USD
- Trek Rattanakiri - 11 days from 1430 USD
- Motorbiking Adventure Cambodia - 14 days from 2238 USD
- Along the Mekong to Saigon - 3 days from 135 GBP
- On the Road to Thailand - 2 days from 142 GBP
- Cambodia Beach Getaway - 5 days from 230 GBP
- Passage through Cambodia - 7 days from 348 GBP
- Angkor Wat Round Trip - 7 days from 225 GBP
- Mekong & Dolphins and Laos - 4 days from 121 GBP
- Cambodia Heritage - 5 days from 500 USD
- Phnom Penh Siem Reap Angkor Wat Tours - 7 days from 441 USD
- Colors of Cambodia - 6 days from 370 USD
- Cambodia Classic - 5 days from 315 USD
- Angkor Classic C 5 Days - 5 days from 468 USD
- Angkor Classic - 3 days from 147 USD
- Phnom Penh Classic - 3 days from 106 USD
- Cambodia 7 Days Tour Phnom Penh & Siem Reap Angkor Wat - 7 days from 595 USD
- Northern temple Trail - 5 days from 625 USD
- Ultimate Cardamom Adventure - 8 days from 920 USD
- Gastronomic Delights of Cambodia - 6 days from 352 GBP
- Cambodia in a Nutshell - 5 days from 233 GBP
- Motorcycle Tour in Cambodia Kratie Stung Treng - 4 days from 480 USD
- Motorcycle Tour in Cambodia Ultimate Cardamom Adventure - 6 days from 720 USD
- Motorcycle Tour in Cambodia Northern Temple Trail - 7 days from 840 USD
- Motorcycle Tour in Cambodia Northeastern Adventure - 8 days from 960 USD
- Motorcycle Tour in Cambodia Kampot - 4 days from 480 USD
- Motorcycle Tour in Cambodia Koh Kong - 4 days from 480 USD
- Back to Cambodia - 5 days from 243 USD
- Cambodia Forever - 5 days from 243 USD
Email the tour operator - 8 Days Cycling Cambodia
Important Notice : Avoiding Fraud
It's rare, but some helpful hints to watch out for with regards to fraud:
- It is important to NEVER wire funds or use/employ other fund transfer mechanisms such as western union: Always use a credit card to protect yourself against fraud. If owners pressure you into providing a deposit or refuse to accept credit cards, there is a high probability that this is a scam.
- If at all suspicious of fraud, ask to see their website, or any other literature they can provide or send to you. Ask them for contact details for guests who have previously stayed on their property insisting on telephone numbers. Be suspicious of emails that originate from free email services (yahoo, hotmail, gmail, etc)
- Research the property thoroughly on the internet to see if there is any history or mention of scams associated with the property.


text:
Search Birmingham Newsroom
Category Specific RSSNews
Media Watch
Video News
Winter Alerts
Popular Tags
amey aston hall BBC BCC bcclive birmingham Birmingham City Birmingham City council birmingham museum and art gallery birminghamnewsroom Birmingham Post BirminghamUK business City Council Cllr James McKay Cllr John Lines cllr martin mullaney Cllr Mike Whitby Cllr Paul Tilsley cllr steve bedser council council meetings cuts democracy Events green gritting health highways Housing jobs local government mac Media Watch museum of the jewellery quarter News public health recycling school Sir Albert Bore snow UK weather winter wmgrit
WP Cumulus Flash tag cloud by Roy Tanck requires Flash Player 9 or better.
Quick Links.
safeguarding Archive
- Cllr Bedser
New system to tackle drug and drink problemsDecember 17, 2013 at 09:29
- Cllr Bedser
New push to tackle adult abuseSeptember 27, 2013 at 15:14
- News
Statement from Birmingham Safeguarding Children BoardDecember 1, 2011 at 12:06
- News
'Eyes and ears' safeguarding campaignSeptember 19, 2011 at 10:22
- News
Iman Yousef trial – statementOctober 28, 2010 at 13:21


text:
ANDREW MALONEY email@example.com Sun-Times Springfield Bureau May 31, 2012 2:59PM
Updated: May 31, 2012 3:00PM
SPRINGFIELD – Strip clubs are one step away from facing a $3-per-customer tax after lawmakers voted to send a measure to Gov. Pat Quinn's desk on Thursday that would help fund sexual assault services.
The bill, which passed 92-23 in the state House, would impose a fee on adult entertainment venues that amounts to $3 per customer or $5,000 to $25,000 a year, depending on a club's receipts and which method of payment the club chooses.
Chief sponsor Rep. Sara Feigenholtz (D-Chicago) said the bill, which would apply to clubs that feature nude dancing and serve alcohol or permit its consumption, is an attempt to cut down on the "secondary negative effects associated with sexually-oriented businesses."
However, Rep. Jason Barickman, (R-Pontiac) decried the tax and criticized Democrats for wanting to impose the measure in the wake of a partisan budget vote Wednesday night.
"Not 24 hours after you passed the budget, you turn around and ask taxpayers for more money," he said. "When does it stop?"
The bill passed without opposition in the Senate last week, when chief sponsor Sen. Toi Hutchinson (D-Olympia Fields) gave an emotional appeal to colleagues about mitigating sexual violence in Illinois.
The bill is House Bill 1645.


text:
There is no deal yet on a short-term fix to raise the nation's borrowing limit. Center for Audit Quality executive director Cindy Fornelli joins the News Hub with the results of the group's new survey with troubling new findings on investor confidence.
The debt-ceiling standoff has plunged large swaths of the markets into uncertainty, highlighting the vulnerabilities of the financial system and the government's continued role in it five years after the 2008 crisis.
On the surface, investors appear to have shrugged off the latest Washington showdown, which follows a similar 2011 brush with calamity. The Dow Jones Industrial Average posted its biggest rise of the year on Thursday, then rose 111.04 points Friday to 15237.11.
But in other markets, participants have been scrambling to gird for a possible default, as unlikely as one is widely deemed to be, while complaining they have been left to operate in the dark. Some industry officials and bank executives say the implications and market reactions to a U.S. default are too vast and dynamic to fathom.
While the latest debt stalemate could soon be resolved with a short-term fix, the threat of a default is liable to rear its head again before year-end.
A repeat of the recent down-to-the-wire tactics could unsettle markets if a statutory borrowing breach becomes possible again later this year. Government officials and market observers worry such uncertainty could have an enduring effect on financial markets.
"The brinkmanship in Washington could easily create huge volatility in important funding markets that could easily get out of control," said Jim Millstein, who oversaw the restructuring of American International Group Inc. AIG -0.28% American International Group Inc. U.S.: NYSE $56.28 -0.16 -0.28% Dec. 24, 2014 1:00 pm Volume (Delayed 15m) : 2.98M AFTER HOURS $56.59 +0.31 +0.55% Dec. 24, 2014 1:44 pm Volume (Delayed 15m) : 664,411 P/E Ratio 9.19 Market Cap $78.79 Billion Dividend Yield 0.89% Rev. per Employee $1,099,090 12/22/14 Banks Haul In $430 Million In ... 12/19/14 Bank Bailouts Approach a Final... 12/19/14 MetLife Vote Wasn't Unanimous More quote details and news » at the Treasury Department and now runs restructuring-and-advisory firm Millstein & Co.
Some investors hope a possible relief valve lies with the Federal Reserve.
Bankers have pressed the Fed and the Treasury to say whether the central bank would accept defaulted Treasurys as collateral for emergency loans in the event of a liquidity crunch, but they haven't received clear answers, they said.
Representatives of the Fed and the Treasury declined to comment.
Related Articles
- Pace Quickens on Budget Resolution
- The Numbers Guy: Debt Apocalypse Nigh: Date to Be Determined
- Furloughed Workers Stay in Loop
- In Swingtown, U.S.A., Republican Views Soften
- Commodities Traders Fly Blind in Shutdown
- Heard: Debt Markets Don't Drink from Stocks' Half-Full Glass
- House, Senate Republicans Present Obama With Differing Plans
- Cruz, Lee Stand by Defund Obamacare Quest
- Shutdown Causes Growth Forecasts to Be Cut
Fed Chairman Ben Bernanke, however, has tried to stress that the Fed isn't planning any grand rescue for financial markets. He has said several times that the U.S. central bank isn't in a position to cushion the financial system or economy.
At a news conference Sept. 18, he reinforced the message, warning that Congress and the Obama administration should try to avoid "any kind of event like 2011," when lawmakers previously faced a U.S. default. "Our ability to offset these shocks is very limited, particularly a debt-limit shock," Mr. Bernanke said.
One topic of discussion among debt-market participants and regulators is how the Fed's payments systems would handle a U.S. debt instrument that is failing to pay interest. The system, known as Fedwire, generally stops tracking such securities, because U.S. Treasury debt that stops paying any interest typically has matured, said people familiar with the matter.
Now, as in 2011, some banks have planned to rename the nonpaying Treasury debt to trick the computers so it could still be bought and sold. The U.S. didn't default in 2011, and it isn't known how well-tested any contingency plans are.
Since the U.S. makes interest payments using a system that is separate from the one that makes many other government payments, such as Social Security, it is technically possible for the administration to prioritize interest payments.
But on Thursday, Treasury Secretary Jacob Lew told the Senate Banking Committee that prioritization is "default by another name," and choosing to issue some payments but not others "would not work smoothly. It would be chaos."
Many business leaders stressed that they weren't expecting the worst to come to pass.
"A debt default cannot happen," J.P. Morgan Chase & Co. Chairman and Chief Executive James Dimon said on a call with reporters Friday morning.
Managers at T. Rowe Price Group Inc. TROW -0.29% T. Rowe Price Group Inc. U.S.: Nasdaq $87.34 -0.25 -0.29% Dec. 24, 2014 1:00 pm Volume (Delayed 15m) : 398,279 AFTER HOURS $87.32 -0.02 -0.02% Dec. 24, 2014 1:25 pm Volume (Delayed 15m) : 19,214 P/E Ratio 19.11 Market Cap $22.65 Billion Dividend Yield 2.02% Rev. per Employee $694,707 12/18/14 Redfin Hooks $70.9 Million for... 12/15/14 WeWork: Now a $5 Billion Co-Wo... 12/15/14 SurveyMonkey Valued at $2 Bill... More quote details and news » were planning to "build cash and stay in a liquid position," said Joe Lynagh, who oversees money-market funds at the Baltimore company, which has $614 billion under management.
Large money-fund sponsors, including Fidelity Investments Inc., BlackRock Inc., BLK -0.15% BlackRock Inc. U.S.: NYSE $363.67 -0.54 -0.15% Dec. 24, 2014 1:02 pm Volume (Delayed 15m) : 148,014 AFTER HOURS $363.67 0.00 % Dec. 24, 2014 1:23 pm Volume (Delayed 15m) : 5,271 P/E Ratio 18.46 Market Cap $60.08 Billion Dividend Yield 2.12% Rev. per Employee $990,965 12/23/14 For Older Board Members, the P... 12/19/14 No Currency to Claims of New A... 12/17/14 European Money-Fund Managers B... More quote details and news » Charles Schwab Corp. SCHW +0.03% Charles Schwab Corp. U.S.: NYSE $30.67 +0.01 +0.03% Dec. 24, 2014 1:02 pm Volume (Delayed 15m) : 2.89M AFTER HOURS $30.67 0.00 % Dec. 24, 2014 1:23 pm Volume (Delayed 15m) : 92,004 P/E Ratio 32.63 Market Cap $40.05 Billion Dividend Yield 0.78% Rev. per Employee $434,638 12/19/14 Is a Roth Account Right for Yo... 12/15/14 Bebe Names Jim Wiggett Chief E... 12/14/14 The Unspoken Signals in Earnin... More quote details and news » and Bank of America Corp. BAC +0.28% Bank of America Corp. U.S.: NYSE $17.98 +0.05 +0.28% Dec. 24, 2014 1:00 pm Volume (Delayed 15m) : 34.18M AFTER HOURS $17.99 +0.01 +0.06% Dec. 24, 2014 4:59 pm Volume (Delayed 15m) : 909,100 P/E Ratio 44.95 Market Cap $189.09 Billion Dividend Yield 1.11% Rev. per Employee $405,682 12/21/14 How a Memo Cost Big Banks $37 ... 12/19/14 It Takes More Than a 'Charlie ... 12/19/14 Whistleblowers Score a Big Pay... More quote details and news » , say they have sold short-term U.S. debt or avoided buying bills due at the end of the month or in early November. Banks sold more than 64% of their T-bill holdings during the two week-period that ended Oct. 2, according to data from the Federal Reserve Bank of New York.
Michael Macchiaroli, an associate director at the Securities and Exchange Commission, has been asking large securities dealers for details on what they are doing to prepare for a potential U.S. default. He has been inquiring about the amounts of certain Treasury bills dealers own and how they are financing themselves, said a person familiar with the review.
An SEC spokesman said the agency is "reaching out to firms, as we always do in such situations, to make sure they are appropriately considering and managing the risks of their positions." The spokesman said staff also are monitoring the status of money-market funds and responding to inquiries from the industry.
Japanese authorities have been examining domestic banks' exposure to U.S. government securities and their ability to procure dollars. The Bank of Japan has also been contacting financial firms to check their ability to withstand potential shocks, people familiar with the matter said.
Late in September, some major Wall Street players in the $11.6 trillion Treasury-bond market, along with Federal Reserve officials, gathered to discuss the industry's contingency plan around a debt-ceiling crisis, according to minutes from the meeting by the group.
Though the group, known as the Treasury Market Practices Group, came up with some operational plans after the 2011 debt-limit episode, it acknowledged that "these contingency actions, if implemented, would only mitigate, not eliminate, expected operational difficulties in the event of delayed payments on Treasury debt."
At the meeting, some members raised questions about whether Treasury securities with delayed payments would be eligible for certain transactions with the Fed. Banks often use Treasurys as collateral when they tap the Fed's discount window or trade with the Fed through its open-market operations to get short-term funding.
In a note to clients, analysts with J.P. Morgan Securities LLC said they believe the Fed will accept defaulted Treasurys as collateral at the discount window and continue to buy Treasurys.
But, "given that [Federal Open Market Committee] officials have not commented on this issue, we do not know for certain what the Fed will do," they wrote.
—Carolyn Cui contributed to this article.
Corrections & Amplifications
Banks sold more than 64% of their Treasury-bill holdings during the two week-period that ended Oct. 2, according to data from the Federal Reserve Bank of New York. An earlier version of this article incorrectly said that banks sold more than 64% of their Treasury holdings during that period.
Write to Katy Burne at firstname.lastname@example.com, Andrew Ackerman at firstname.lastname@example.com and Ryan Tracy at firstname.lastname@example.com


text:
Gov Christie Press Release on NYC's Ban On Big GulpsSubmitted by Menschken on Tue, 07/30/2013 - 19:00
NEW YORK (Reuters)
By Robert Ax
"Today was a victory for the state of New York, a victory for Liberty, and a victory for Chris Christie.
Michael Bloomberg's vicious attempt to keep large sugary drinks away from us was rejected by a state appeals court today.
The law violated the basic human right to decide how large a sugary drink container we can purchase on the free market.
Justice Dianne Renwick is a hero who should be honored alongside George Washington and Martin Luther King Jr.
We will continue to fight usurpers and tyranny, and honor the image of the statue that shines as a beacon to all people who come to these United States in the hope of one day becoming a fat slob.
With this ruling behind us, we look forward to continuing to consume outrageously unhealthy beverages, larger than a normal sized man can carry with one hand.
The next step is to take the fight to the courts. Motorized cart manufacturers have practiced their subtle discrimination long enough. It is imperative that large circumference cup holders be mandatory on all carts sold in New Jersey."
This announcement follows on the heals of Christie's previous suit to require large backed, double wide seats with hefty cupholders in all movie theaters.
Earlier this year, Christie secured a legal ruling that the Statue of Liberty is in fact in New Jersey, not New York, and the "torch" is in fact a milk shake with billowing, flowing whip cream. This fresh win should propel Christie forward in his 2016 presidential ambitions.
Toward the end of his remarks, he threatened freshman Senator Rand Paul of Kentucky to turn over any bacon or pork he has recieved for his state since 2010, to the Governor's mansion forthwith for inspection. His mic cut out briefly as some combination of sweat and barbeque sauce dripped on it, and the only sounds audible were nom, nom, bacon, nom.
Candidate Anthony Wiener chimed in with praise of the ruling, and joined in calls to require NY movie theaters to provide optional popcorn containers with a hole in the bottom for convenience.
"Fat bastards and perverts alike have rights when enjoying a moving picture, and by God we will fight for them."
This is shaping up to be one hell of a pre-primary election season.
- Login to post comments
"If ever time should come, when vain and aspiring men shall possess the highest seats in Government, our country will stand in need of its experienced patriots to prevent its ruin."
Samuel Adams
nice just from the title
nice just from the title before i clicked i said there is a joke in that title alone. Then i clicked lmfao figured haha!
Ron Paul 2016
Very clever,
I had a good laugh.
you just pointed out
you just pointed out everything wrong with the North East, I love the South! ;)
This kind of humor is a bit out of my league,
but I adore the name "Robert Ax"! :D
From the latest pictures...
it looks like Christie took a Big Gulps himself.
The Libertarian Party, irrelevant since 1971.
are you referring to his
are you referring to his stately jowls.
More Demagoguery From The Dog - Faced Bastard Governor of NJ
I wish he would shut the hell up!
Would you like an order of
Would you like an order of fries with your 400 grams of sugar?
Never be afraid to ask simple questions.
Yes, he does support the
Not surprised at all he supports the large sugary drink industry. But what if they were banned for whatever reason the TSA bans them at airports? Im assuming its in the name of preventing another 9/11. Would he support a ban in that case?
Behold, I send you forth as sheep in the midst of wolves: be ye therefore wise as serpents, and harmless as doves. - Matthew 10:16
Christie not allowed on
Christie not allowed on planes so yah
Come on guys, Christie needs
Come on guys, Christie needs maximum support. We don't want him sagging in the polls.
u said sagging


text:
19 Quick and Easy Italian Dishes
Nothing makes the week go by faster than super busy days. Make sure you're prepared for the work week by treating your family to these quick and easy Italian dinner recipes.
For more stellar Italian dishes make sure to check out our Italian recipe hub or pick up a few ingredients tonight for one of these quick and healthy high-fiber Italian recipes.
Creamy Chicken Florentine
A creamy sauce studded with chunks of juicy chicken and bright green spinach makes a simple but incredibly satisfying meal.
Recipe: Creamy Chicken Florentine
Courtesy of Kraft


text:
One thousand brides, one hundred million dollars. Jimmie Shannon is about to discover the true value of love. When he least expects it, Jimmie (Golden Globe-nominee Chris O'Donnell - SCENT OF A WOMAN, BATMAN & ROBIN) falls in love with Anne (Academy Award and Golden Globe-winner Renee Zellweger - COLD MOUNTAIN, CHICAGO). After a three-year relationship, Jimmie reluctantly proposes marriage to Anne, but sensing his uncertainty, Anne rejects Jimmie. Then Jimmie's grandfather dies and leaves him $100 million -- on the condition that Jimmie marry before he turns 30. The problem is, Jimmie's thirtieth birthday is now 24 hours away, and he must find a bride or lose a fortune. Also staring Golden Globe-nominee Brooke Shields (TV's Suddenly Susan, THE BLUE LAGOON).
Download the TV Guide app for iPhone, iPad and Android!


text:
Our Office is Closed Tomorrow–Can We Eat Bread Yet?
I have to say, I've never been more tempted to break Passover than I have this year. From trying to balance my matzah intake and prunes intake (yes, this is CRUCIAL for a pregnant lady) to figuring out what to feed my very picky daughter (lunch today was matzah, string cheese, egg whites, and potato chips), I'm feeling DONE.
But at the same time–as we come to the end of the week, I'm also feeling kind of accomplished. I mean, I didn't break Passover. Neither did my almost-3-year-old. We've made it! I succeeded in teaching her that celebrating Passover is important, that we forgo bread for a week, and that we don't eat the bone on the seder plate (for some reason that really stuck with her).
So, dear readers, we hope you've had an enjoyable (or at least interesting) Passover this year.
Our offices are closed tomorrow, so enjoy your last bites of matzah–and even more, enjoy that first hamotzi and bite of bread on Saturday night. See you on Monday!
Related Posts
Note: The opinions expressed here are the personal views of the author. All comments on Kveller are moderated. Any comment that is offensive or inappropriate will be removed. Privacy Policy


text:
Washington, DC
Renowned Chinese Dissident: Shen Yun Poses Greatest Challenge to Chinese RegimeFebruary 9, 2013, 12:33 am
The dissident Wei Jingsheng saw at Kennedy Center on Jan. 29 a show that exposes the fundamental weakness of the Chinese regime. Shen Yun, in reviving China's divinely [...]
'It was very magical,' Says Esteemed Lawyer About Shen YunFebruary 5, 2013, 9:02 pm
"I thought it was wonderful," Mrs. Kay Wakatake said. "It was very magical."
Former Costumer Finds Much to Admire in Shen Yun CostumesFebruary 5, 2013, 3:59 pm
Sharon Fountain: "The costuming was beautiful; it was fluid. It gave them the freedom of motion that they needed. I was just very impressed. It was gorgeous."
Shen Yun an Important Performance, Religious Freedom Researcher SaysFebruary 4, 2013, 6:11 am
Scott Flipse: "It's important not only to preserve Chinese culture but to show what present-day China is like, particularly the persecution of the Falun Gong."
Former Model Appreciates Shen Yun Dancers' AgilityFebruary 4, 2013, 2:50 am
Ms. Kolev observed that a lot of work was put into the costumes, including "a lot of bead work," which she appreciated.
Father and Daughter Escape with Shen YunFebruary 3, 2013, 11:42 pm
Robert Alario was very impressed with Shen Yun's depiction of traditional Chinese culture, saying its story-based dance was a very accessible way to express the depth and [...]
Shen Yun's Themes Important for All Mankind, Says Company PresidentFebruary 3, 2013, 9:24 pm
Mr. Charles Tolleson was delighted by how Shen Yun's stories reflected profound themes such as good versus evil, divine retribution, and personal redemption.
Shen Yun Is 'Exquisite'February 3, 2013, 8:01 pm
Mr. Leonard Pederson noted the athletic ability of the male dancers in particular. "The women are graceful and the men are so strong, especially in all kinds of their dance."
IT Consultant Appreciates Heritage of Ancient CultureFebruary 3, 2013, 4:03 pm
Shen Yun brought the traditions of an ancient civilization to life in dance and music at the Kennedy Center Thursday night Jan. 31.
Dancer Finds Shen Yun GorgeousFebruary 3, 2013, 3:48 pm
Connie Sparrow, a real estate agent, and her friend Pat, who does ballet, ballroom, and jazz dancing—"not for living, but for love"—were enthralled by Shen Yun.
Shen Yun: Expressing the Inner Self Through DanceFebruary 3, 2013, 3:42 pm
Ms. Byank, a speech language pathologist, could especially relate to strong expression where no words are spoken during the Shen Yun performance.
Shen Yun Bridges Ancient and ContemporaryFebruary 3, 2013, 6:19 am
Ms. Diana Coho said she thought Shen Yun was "beautiful, absolutely stunning."
Shen Yun's Melding of Modern Technology and Ancient Chinese Culture A Triumph, Says Aerospace CEOFebruary 3, 2013, 3:47 am
A leading aerospace company CEO applauded Shen Yun's blend of modern technology with ancient Chinese culture.
Shen Yun is 'Best Show Around the World,' Says White House StaffFebruary 3, 2013, 3:34 am
"I recommend that he [President Barack Obama] should come—him and the first lady, the family, the whole entourage," Mr. Gomez said about Shen Yun.
Shen Yun 'Very powerful' Says Systems EngineerFebruary 3, 2013, 2:25 am
For Mr. Wright said the lyrics spoke to a universal shared human experience about suffering, the divine, and heaven.
Featured Content for Washington, DC
Shen Yun A Magical Performance
"We loved it! It was extraordinary!"
'Very motivational, very thoughtful'
"Color therapy for mid-winter. Total color therapy. It was so nice to see that!" said Mr. Spiegel.


text:
Is medication available to control urinary incontinence?
- Q: I understand that there is a medication I can take to help with my "leakage" problem?
- A: Urinary incontinence is a loss of control over urination so that urine leaks before you are able to get to a toilet. The good news is that there are things you can do to help. Since there are various types of urinary incontinence, treatment can depend on which type you have. One type of urinary incontinence is stress incontinence. This incontinence happens when your pelvic muscles beneath the bladder aren't strong enough to withstand a "stress" or pressure pushing on the bladder from above. There are exercises you can do to help strengthen these muscles. Another common type of urinary incontinence is urge incontinence, also called overactive bladder. Medications are available to help overactive bladder. onsult your doctor for proper evaluation and treatment of your incontinence. You can find more detailed information about incontinence and its treatments at http://www.everydayhealth.com/health-information/urinary-incontinence-treatment.aspx and http://www.everydayhealth.com/incontinence/what-is-urinary-incontinence.aspx Sarah McKenney Lewis, PharmD
Related Questions
- Q: Should losartan be taken in the morning or evening?
- Q: What's the safest birth control method for a 44-year-old woman?
- Q: How can I control drooling of saliva?
- Q: How can loxapine cause sudden death?
- Q: Can Bactrim DS and/or Macrobid 100mg an increase in body temperature and/or tingling in the legs and hands?
If this answer isn't what you were looking for, then ask a question of your own:
Search Questions and Answers
To view more questions and answers on a variety of health issues, enter a keyword to search or click on a featured topic.
Recent Drug Ratings
- Insulin Glargine for Diabetes mellitus
- Gildess FE 1.5/0.03 for Contraception
- Rolaids Extra Strength for Pyrosis (heartburn)
- Binosto for Osteoporosis
- Exemestane for Breast Cancer
- Clozapine for Bipolar Disorder
- Osphena for Dyspareunia
- Tecfidera for Multiple Sclerosis
- Sanctura XR for Urinary Incontinence
- V-Gan-25 for Allergic Reaction


text:
I built 20 honey comb frames for my first bee hive today. It was Zenfully tedious but satisfying work.
Again, I used the photo-illustrated instructions from Bees-and-Beekeeping.com as a guide before I got started. I'll build another 20 frames next weekend.
Read on . . . »
We built our first bee hive today using materials sent to us from the Manitoba Honey Cooperative. We followed the photo-illustrated instructions at Bee-and-Beekeeping.com where they show how to put together all the parts of a bee hive from pre-cut pieces. As usual, what looks good on paper is more complicated in real life. We got it done, but the nails were cracking the wood, so we used various screws instead, and we drilled some of our own screw holes, making sure the holes were wide enough to prevent cracking. Unless there's a really good reason not use screws instead of nails, we'll be sticking with screws for now on. A powered drill makes it a cinch.
Read on . . . »


text:
The Transformation Of The Book
- by Vonna Harper
Deb Werksman,
Editorial Manager, Sourcebooks
As technology surges forward, it's a time of great excitement and of great trepidation for authors. On the one hand, reader favorites that have been long out of print can now be brought back and produce a new income stream. On the other hand, with over 1 million (yes, that's ONE MILLION) new books published last year, calling the marketplace "overcrowded" has become an understatement.
Some authors are choosing options that bypass a publisher altogether, and if the author has a ready made channel for reaching his/her readership, and a readership big enough, this can be quite viable. For authors who want or need marketing support (and that includes positioning, cover design, distribution, in-store promotions, Advance Reading Copies, and myriad other efforts) it is still a publisher's job (which we take very seriously) to connect books with readers.
In addition to the self-publishing option, and the traditional publisher model, there are now digital-first publishers as well, who offer no advances, and varying levels of higher net royalties, so authors can still expect to be paid by their readers, which is how it's always properly been.
As the industry reinvents itself to accommodate the proliferation of this new format (the ebook) royalty rates and suggested digital retail prices have been trying to find their proper level. The myth that ebooks cost less than printed books to produce is finally beginning to be busted. If you want a cover, if you want an internal layout, if you want editing, those things still carry very real costs. And, as it turns out, there's no standard format, so every device requires its own file, and its own quality assurance.
Here is a link to an article written by our CEO/Publisher and published in RWR about the implications of the added steps to the process necessitated by publishing in ebook formats:
As you can see, it's an exciting time to be in this business, and innovation is absolutely key. Our current solution to what authors need in the romance category is as follows:
1) we're publishing new books in print formats (mass market original) and ebook formats for all platforms, releasing at the same time at the same suggested retail price
2) our Casablanca Classics line releases classic backlist books in trade paper format with distribution to the trade and the mass market accounts, and ebook formats for all platforms at the same time
Every day the environment is changing–new devices are coming on the market, new models are being tried. We're working hard to be at the forefront of this transformation so the publishing community has some say in how this goes–we're reluctant to let the technology community determine our future. So keep choose your best options for today, and stay tuned!
If you want to ask me any questions about your particular situation, don't hesitate to email me directly at firstname.lastname@example.com
3 comments
Vella Munn says:
December 1st, 2010 at 12:54 pm
Deb emailed me to let folks know she's at an all day meeting in Naperville (where's that?) and might not be able to log on. Does that mean we can talk about her behind her back?
Seriously, I was delighted when Deb offered to do this blog without any nagging on my part.
Anna Jacobs says:
December 2nd, 2010 at 12:24 am
Interesting article, Deb. Have you thought of – or heard of any publisher considering – going into partnership with an author with backlist books that readers still clamour for?
It seems to me there's a gap in the market of interest to us published folk with established readerships.
Vella Munn says:
December 2nd, 2010 at 8:02 pm
Good question, Anna. With more and more of us established writers, getting our rights back, we're trying to think beyond the box. Deb, any comments?


text:
Electrolux will close its cooking appliances plant in l'Assomption, Quebec, Canada, in 2013, and will cut about 800 employees in Europe in 2011 and 2012.
There are about 1300 employees in l'Assomption. Electrolux said l'Assomption's production will be will be transferred elsewhere, beginning in mid-2012 and will close in the fourth quarter of 2013. But the appliance company did not say where the production will move to. That will be announced shortly, Electrolux said.
In Europe, no factory closings are planned as part of the workforce reduction. Electrolux said the changes will be implemented gradually and finalized in the fourth quarter of 2012.
Electrolux said its restructuring program, initiated in 2004, is expected to be completed in 2011. The total cost of the program will be approximately SEK 8.5 billion (approx. US$1.25 billion), and the program is expected to generate annual cost savings of SEK 3.4 billion (approx. US$0.5 billion) with full effect by 2013.
Back to Breaking News


text:
Season One Finale. On their last day in California, Bea, Monk and Pete hit the beach while Tom meets a cousin whose grandfather was a famous silent-movie cowboy star called Tumbleweed Tim. Later, Monk goes missing at the beach; Al and Kitty throw a farewell party for Tom--which leads to the discovery of some dark secrets...and a turning point in Tom's relationship with Ally.
Download the TV Guide app for iPhone, iPad and Android!


text:
The Dirty Dirty: Did Teyana Taylor Beat Another Woman Down Because Of Chris Brown?
[lastfm link_type="artist_info"]Teyana Taylor[/lastfm] is denying rumors that she assaulted another woman at a studio in California on Saturday night. She hopped on Twitter to defend herself, saying, "I'm being accused of something I didn't do." TMZ reports that Teyana allegedly laid a beat-down on the other woman for talking trash about [lastfm link_type="artist_info"]Chris Brown[/lastfm]. Matthew Knowles Says The Split Between Him & [lastfm link_type="artist_info"]Beyonce[/lastfm] Was A Strategic Decision Matthew Knowles is trying to clear things up about him being dumped by Beyonce as her manager. Supposedly it's all a part of his master plan! He told Perez Hilton, "The transition started way before the official announcement. If you're strategic, which we are, you don't make a decision like that before you start dialogue." Umm yeah, Matthew, whatever you say! [lastfm link_type="artist_info"]Flavor Flav[/lastfm] Plans To Expand His Chicken Restaurant Speaking of strategy, Flavor Flav might be better than we gave him credit for! Word is he met with some casino execs about expanding his chicken restaurant to Las Vegas in the Riviera Casino, according to TMZ, it's all but a done deal! But whatever, he still set us back a few hundred years! [lastfm link_type="artist_info"]Wiz Khalifa[/lastfm] is Hitting The Road Again Wiz Khalifa has lined up his "Rolling Papers" summer tour. He'll kick things off in Maryland Heights, Missouri on June 12th and come thru the Queen City on July 20th! [lastfm link_type="artist_info"]Big Sean[/lastfm] will open the show for Wiz. Here's the list of dates: 6/12 – Maryland Heights, MO – Verizon Wireless Amphitheater 6/13 – Cincinnati, OH – PNC Pavilion 6/15 – West Des Moines, IA – Val Air Ballroom 6/18 – Broomfield, CO – 1st Bank Center 6/21 – Stateline, NV – Montbleu Resort Casino & Spa 6/22 – San Francisco, CA – Bill Graham Civic Auditorium 6/23 – Santa Barbara, CA – Santa Barbara Bowl 6/25 – Anaheim, CA – Honda Center 6/27 – Las Vegas, NV – The Joint at Hard Rock Hotel and Casino 6/28 – Mesa, AZ — Mesa Amphitheatre 6/29 – Tucson, AZ – Anselmo Valencia Tori Amphitheatre 6/30 – Albuquerque, NM – Albuquerque Convention Center 7/2 – Grand Prairie, TX – Verizon Theatre 7/3 – Cedar Park, TX – Cedar Park Center 7/6 – Houston, TX – Reliant Arena 7/7 – New Orleans, LA – Lakefront Arena 7/10 – Cleveland, OH – Warner Cable Amphitheatre 7/15 – Boca Raton, FL – Sunset Cove Amphitheatre 7/18 – North Myrtle Beach, SC – House of Blues 7/20 – Charlotte, NC – Time Warner Cable Uptown Amphitheatre 7/21 – Greensboro, NC – White Oak Amphitheatre 7/22 – Portsmouth, VA – Ntelos Wireless Pavilion 7/23 – Charlottesville, VA – Ntelos Wireless Pavilion 7/24 – Columbia, MD – Merriweather Post Pavilion 7/27 – Gilford, NH – Meadowbrook U.S. Cellular Pavilion 7/30 – Boston, MA – Bank of America Pavilion 8/3 – Canandaigua, NY – Marvin Sands PAC [lastfm link_type="artist_info"]Mariah Carey[/lastfm] Poses Nude Once Again Mariah Carey baring it all again. This time, she's naked on the cover of Britain's "OK!" Magazine. Click here to see the pics! [lastfm link_type="artist_info"]Jennifer Lopez[/lastfm] Is Listed As "The World's Most Beautiful Woman" Speaking of magazines, according to "People" J. Lo is the "World's Most Beautiful Woman." Also making the list are Halle Berry, Jennifer Garner, and [lastfm link_type="artist_info"]Beyonce[/lastfm]. The 2011 Billboard Awards It's time for the Billboard Awards again! [lastfm link_type="artist_info"]Rihanna[/lastfm] could clean up, she's a finalist in 18 categories, including "Top Hot 100″ and "Top Female Artist." [lastfm link_type="artist_info"]Eminem[/lastfm] is up for 16 awards and [lastfm link_type="artist_info"]Bruno Mars[/lastfm] is a finalist in 11 categories. The Billboard Awards airs live on May 22nd on ABC. On Your Tube On your tube today, Tracy Morgan will be on "The View," Pia from "American Idol" will be on "Ellen DeGeneres," and Tyler Perry will be on with Jay Leno. Topping The Charts As for the charts, [lastfm link_type="artist_info"]Wiz Khalifa[/lastfm]'s "Rolling Papers" is still going strong landing at #5 with 2nd week sales pf 59,000 copies. [lastfm link_type="artist_info"]Chris Brown[/lastfm]'s "F.A.M.E." is #6, and [lastfm link_type="artist_info"]Jim Jones[/lastfm] "Capo" debuted at #20. What Else Is Poppin' On Power98fm.com? Check out Deshawn White's brand new single. He stopped by "Future Flavas" to drop it off. Click here to watch his interview. [lastfm link_type="artist_info"]Lil' Wayne[/lastfm] clears up dating rumors and he reveals his crush. Click here to get all the juicy details! Plus check out [lastfm link_type="artist_info"]Lil' Twist[/lastfm]'s new video, "Love Affair," featuring Lil' Wayne. Click here to watch [lastfm link_type="artist_info"]Prince[/lastfm] perform on "Lopez Tonight."


text:
Follow @milkandhoneyspa
We frequently hold trunk shows, complimentary skin analysis, and other fun events featuring our treatments.
Sometimes, you don't want to get your spa on by yourself. milk + honey provides a wonderful environment for a bachelorette party, a bridal or baby shower, or simply an excuse to get together with your friends. We'll work with you to create an event that is truly memorable. We also hold spa events, information settings and celebrations at milk + honey. Check out our Spa Parties FAQ for additional questions.
Some of our popular options include:
Give us a call at 512.236.1115 or email us at email@example.com to help us plan an exceptional event for you.


text:
Hcl news and technical articles from Oil & Gas Journal. Search Hcl latest and archived news and articles
initially stimulated with 5,000 gal of 20% HCl acid and 15,000 gal of emulsified 28% HCl acid. This job increased production from 12 bo ..... treatment. The upper shale is almost inert in HCl acid, and the fracture created during the acid
Specifically, alternatives to hydrochloric acid ( HCl ) treatments must be considered in regard to the damaging effect HCl can have through the generation of residues ..... study on conventional external breakers, HCl was compared to alpha amylase enzyme, sodium
magnitude slower than with hydrochloric acid ( HCl ). Also one can control removal times by ..... contact points, a common occurrence with HCl . In these cleanups, another significant ..... CAS but increase from 150 to 250 æm with HCl treatments. This adversely affects sand
are known to be unstable in hydrochloric ( HCl ) acid, depending on their composition and the temperature. Pumping strong HCl into a sandstone formation above the stability ..... matrix permeability during pumping.4 Also HCl and acetic acids, by themselves, will
commonly used on the North Slope, including HCl and mud acid. Inhibition loading for chrome ..... cost increase is 20% and 31% for 15% HCl acid and 9:1 mud acid, respectively ..... test has been completed with 50 bbl of 10% HCl and standard corrosion inhibition (no
treatment consisted of high-temperature 28% emulsified HCl acid and in situ gelled HCl acid. The planned job had four pad stages between ..... the well treatment included 10,000 gal of 15% HCl . The poststimulation rate was excellent, about 30
hydrolysis, creating hydrochloric acid, HCl (H + + Cl - ), as shown in Equations 3 ..... the corrosion process because the formed HCl begins to attack the metal, as shown in ..... the string was pickled with 5 bbl of 5% HCl with the BHA still in place. We removed
1984, was a gelled acid wash and squeeze with 15% HCl and gelled 28% HCl . Subsequent treatments included a nitrogen squeeze ..... As predicted, the scale showed no solubility in 15% HCl and 12% HCl -3% HF. A pretreatment gamma ray spectroscopy
surface, leaving the interval free of damage. Typically, VCA for matrix acidizing contains 3-5% HCl . The HCl -only stages are typically 15-28% HCl . Fracture acidizing Fracture acidizing is only applied to carbonate reservoirs, such as limestones
use acid for dissolving the particles. An HCl acid package, 15% by volume, was selected ..... blended in an acid system consisting of 15% HCl , acetic anhydride, foaming agent, and ..... coiled tubing spotting 2,000 gal of 15% HCl acid across open hole. Displace coiled


text:
Universal Health Services, Inc. To Present At Two Healthcare Conferences
KING OF PRUSSIA, Pa., June 11, 2014 /PRNewswire/ -- Universal Health Services, Inc. (NYSE: UHS) announced today that Steve Filton, Senior Vice President and Chief Financial Officer will present at the Goldman Sachs 35 th Annual Global Healthcare Conference in Rancho Palos Verdes, CA, on Thursday, June 12, 2014 at 10:40 a.m. PT/ 1:40 p.m. ET. Mr. Filton will also be presenting at the Wells Fargo 2014 Healthcare Conference in Boston, MA on Wednesday, June 18, 2014 at 11:15 a.m. ET. A live audio webcast of both presentations will be available on the Company's website ( www.uhsinc.com). For those unable to listen to the live webcast, a replay will be available on the Company's website for 90 days following the conferences.
Universal Health Services, Inc. is one of the nation's largest hospital companies, operating, through its subsidiaries, behavioral health facilities, acute care hospitals, and ambulatory centers throughout the United States, Puerto Rico, and the U.S. Virgin Islands.
Certain statements in this release may constitute forward-looking statements and are subject to various risks and uncertainties as discussed in the Company's filing with the Securities and Exchange Commission. The Company is not obligated to update these forward-looking statements even if the Company's assessment of these risks and uncertainties changes.
For additional information on the Company, visit our website; http://www.uhsinc.com .SOURCE Universal Health Services, Inc.
Select the service that is right for you!COMPARE ALL SERVICES
Action Alerts PLUSTry it NOW
Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.
Product Features:
- $2.5+ million portfolio
- Large-cap and dividend focus
- Intraday trade alerts from Cramer
- Weekly roundups
TheStreet Quant RatingsTry it NOW
Only $49.95/yr
Access the tool that DOMINATES the Russell 2000 and the S&P 500.
Product Features:
- Buy, hold, or sell recommendations for over 4,300 stocks
- Unlimited research reports on your favorite stocks
- A custom stock screener
- Upgrade/downgrade alerts
Stocks Under $10Try it NOW
David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.
Product Features:
- Model portfolio
- Stocks trading below $10
- Intraday trade alerts
- Weekly roundups
Dividend Stock AdvisorTry it NOW
Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.
Product Features:
- Diversified model portfolio of dividend stocks
- Alerts when market news affect the portfolio
- Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money ProTry it NOW
All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.
Product Features:
- Real Money + Doug Kass Plus 15 more Wall Street Pros
- Intraday commentary & news
- Ultra-actionable trading ideas
Options ProfitsTry it NOW
Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.
Product Features:
- 100+ monthly options trading ideas
- Actionable options commentary & news
- Real-time trading community
- Options TV