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Skill Level
Product Design student at Nottingham Trent University.
A beautiful stool made from a variety of glass bottles, reclaimed furniture and bio resin. Upcycling made comfortable, glass shards made safe.
Register for free now to view detailed MIY Instructions
Prepare by visiting local pubs and collecting used and unwanted glass bottles. Once the glass bottles have been cleaned, fill the sink with hot water and put the bottles in the water to soak. This will allow you to take the labels off easily. Some labels on the bottles were harder to take off than others so nail polish remover, with cotton wool, can be also used on the bottle to take the labels off completely.
Whilst the bottles are still hot, wrap them up in a tea towel and smash one by one, with a hammer. Carefully then pour the shards into plastic bags.
After finding reclaimed furniture, prepare to take it apart without damaging the piece too much as everything can be used some how. Take as many nails, screws and staples that can easily be taken out by hand first.
If the staples, nails and screws cannot be taken out, saw the furniture near the joints in order to make the most of the furniture.
Once the furniture is taken apart select the pieces that you wish to work with and cut the legs that you will use for your stool all the same length.
At a 20 degree angle, cut both ends of each leg carefully. This will shorten the legs ever so slightly as the angle is applied.
According to how big your mould is, draw a circle which is smaller which will form your center piece. This center piece will be hidden in the resin and it is used to hold the stool legs in position.
Line up where you would like your stool legs to sit. Clamp the center piece into the vice and begin drilling a clearance hole into it. Then change the drill bit to the thinner drill bit and align the stool leg where it will be set. Then drill into the clearance hole already made and into the stool leg. This is where the screw will go. Then change the drill bit again to the piece that will tighten the screw into place. Put the screw into the clearance hole, align the stool leg and tighten the screw into center piece and wooden leg. Ensure it is tight. Do this for all legs of the stool.
The main frame of the stool.
Using a mould that has been used before alter it to fit your purpose. Using clay set this mould tightly onto the table. Then using a scalpel cut the center out and then fill it with clay. Once the hole in the center is completely filled with clay using a putty knife scrape off any excess clay. The base must be completely flat.
Then mix up silicone and pour over the clay center. Tilt the mould in all directions to ensure every bit is covered and that it has a flush finish with the existing mould. Once this is done blow onto the mixture to ensure all air bubbles are removed. Let it set for 24 hours.
Mix a batch of clear resin and pour into the center of the mould.
Drop a few shards into the mixture and then place the stool into the mould. Once the stool is in position add more shards to the resin. Wait 3 hours whilst the resin sets in place.
Carefully take the stool out the mould and you will have your finished upcycled product.
Materials and Equipment List
Materials - Glass Bottles Wooden Chair Clear Resin MDF Wood Clay Equipment - Pliers Hammer Kitchen Towel Tenon Saw Chisel Bandsaw Hand Drill Drill Bits Screws Silicone Mould Scalpel Putty Knife
Comments (1)
byEsther Loke
November 16, 2012


text: Home / Products / Accent Lamp 1Lt Larger View Choose background color Rollover to Zoom Close Visualize Kichler lighting and Sherwin-Williams paint all in one tool. Today's homeowners have seemingly unlimited options when it comes to colors and finishes. With so many possibilities it can be daunting to find just the right match. Not any more. Match your lighting and your wall color with our intuitive visualization tools. Choose your Sherwin-Williams Color Family Color palette belongs to Sherwin-Williams, a registered trademark of the Sherwin-Williams Company. © 2013 Sherwin-Williams Company. All rights reserved. Accent Lamp 1Lt 70871 Product Description: This bold 1 light Baringo™ accent lamp features a rich Bronze finish and a Hard Back shade with a rolled edge. With its unique profile, this fixture will make a distinctive statement in any setting. Shop, Buy or Order Locally You'll find a wide selection of Kichler productsat these fine showrooms. Submit Sells Kichler Landscape products. Sells decorative indoor and outdoor Kichler products. Find an Authorized Online DealerAvailable online at these fine retailers! Technical Information Shade Description:HRDBK W/ ROLLED EDGE - OUT: HDF1685-54 IN: GIRAFFEShade Dimensions:12.00 x 13.00 x 9.00Switch Type:On-Off, TurnLamp Included:Not IncludedWeight:4LBSSafety Rated:DryBase Backplate:5.13 DIADual Mount:NoLight Source:IncandescentSocket Base:MediumNumber of Bulbs:1Lamp Type:A19Max Watt:100WWidth:13"Height:18.5" Related Documents:High Res Images 70871Download

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Washington University in St Louis Olin Business School
2014-2015 Academic Year Costs
You will be billed for tuition and fees prior to the beginning of each semester. Payments received by Washington University after the specified due date are subject to a late-payment fee.
Students who receive company reimbursement, as well as those who receive other forms of financial aid, are responsible for payment of their tuition by the specified due date, at the beginning of each term. It may be necessary for you to apply for a loan or pay the cost out-of-pocket until your federal loan and/or employer reimbursement funds become available.
Financial aid comes from a variety of sources, including the federal government, and public and private sources.
Your need for financial aid has no bearing on our admission decision – we evaluate your application without regard to financial need.
Merit-based scholarships are gifts that do not have to be repaid. The admissions committee automatically considers each applicant on the basis of personal integrity, a commitment to community, and a dedication to leadership and academic excellence. Merit-based award letters are mailed with the admission packet.
An interest-free payment plan spreads yearly tuition payments over 10, nine, or eight months. The deadline to enroll is August 1. There is a yearly administrative fee. For details, visit the www.finaid.org/ website.
If you decide to pursue a joint degree with another Washington University graduate program, such as law or social work, you'll apply for three semesters of aid through Olin Business School and the appropriate number of semesters through the other program of study.
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what i ate wednesday: the time is now
This might be the last day of homemade eats for a few weeks. I've made the decision to finally pack up the kitchen and just accept we're going to nosh on take out until we move next week. I've been putting off packing up my beloved kitchen gadgets, but the time is now. I'm really bummed to pack away all my friends into dark, dusty cardboard boxes, but alas, it must be done. Enjoy my bottom-of-the-barrel eats. I'll be back next WIAW with lots of food made by other people.
I had chocolate overnight oats for breakfast. These looked awesome, but they were actually kinda flavorless. My milk/yogurt ratio was off. Oh well! Better luck next time. In the mix: vanilla yogurt, unsweetened vanilla almond milk, chia seeds, oats, and cocoa powder. On top: a sprinkle of chia seeds, almonds and a few mini chocolate chips.
Morning Snack
Ate a peanut butter and dark chocolate KIND bar for snack mid-morning. YUM! I love this one. It's definitely my favorite KIND bar.
Had a nice little bento box for lunch. Leftover brown rice, baby carrots, snow peas, a hard-boiled egg, cheddar cheese, a tiny little peach from the farmer's market, a few leftover potato wedges, some leftover frittata and a square of 88% dark chocolate. My favorite part of bento-ing is the variety. Little tastes of everything make lunch so much more fun!
Afternoon Snacks
At work, I had a banana, which was too ripe for my tastes. I like 'em a little green. And then once home, I had a single-serving bag of Pirate's Booty for my after school snack. I love Pirate's Booty, like whoa.
Still on a mission to clear out the pantry, and I have a lot of beans to use, so ham 'n' beans was a perfect use for some. It also cleared out my last ham hock in the freezer. And was made in the slow cooker so I didn't have to put much effort into dinner. Full of moving month win! And you can't have ham 'n' beans without cornbread. I had
a nice triangle two nice triangles on the side for sopping and scooping. Because really, has anyone ever in the history of the world ever eaten just one piece of cornbread?
I'm pretty obsessed with my Nutella Banana Fudgesicles. So chocolatey. So refreshing. So yummy. I added a scoop of banana protein powder to the batch this time, too. Made them a bit more creamy and added some protein.
The stats
What's the best thing you ate yesterday?
That little tiny peach was perfectly ripe, juicy and delicious. Yay for farmer's markets!
12 Comments
What kind of containers do you use for your lunches? I am on a hunt for something for Doug, since he has a major aversion to plastic. I am worried about sending him with glass dishes, though, as he generally just tosses his lunch into his backpack.
LOVE cornbread! I'll eat a triangle (or two) and Doug will eat the whole rest of the pan. He loves the stuff.
I love the idea of the bento, but did you eat everything cold? Egg fritatta? It seems awesome for portion control but not if some of lunch needs to be heated. Tell me more!
This post made me realize I forgot to pack my Pirate's Booty in my lunch today! I had it all planned out…sandwich, apple, Booty. But alas, looks like it'll be just the sandwich and apple today. I guess this is what I get for keeping the Booty on top of the fridge where I can't easily see it while I'm packing my lunch!
I personally can't get with overnight oats, but my boyfriend loves it so I've been making them for him lately and for some reason it's fun even though I don't get to enjoy the finished product! So far I've pretty much just thrown in whatever fruit we had that was ripe and ready to eat, but chocolate sounds like an awesome idea. And I went to your link and saw that you put peanut butter in sometimes – YUM! That might be enough for me to give it a second try myself.
Looks like a very delicious day!
I LOVE the Wisconsin Cheddar(purple bag) of Pirates Booty, but I simply cannot buy it and pre-portion it, as I will literally sit and eat the entire thing. YUM!
Good luck moving!
NUTELLA FUDGE POPS!?! Oh yes, I want these.
I love your bento style packed lunch! When my food intolerances first reared their ugly head, I started taking bento style lunches out with me when I would go places around lunch time – now I'm lazy and use ziplock bags, but I should take the time to make my a lunch bento sometimes, It's way more fun!
Cass, that bento looks amazing! I need to get on the bento train! And overnight oats are a regular for me, I mix through frozen berries, they end up lovely by the morning. As for ripe bananas, yuk! I like em green too!
I love how you separated all the components in the Bento box and made them fit perfectly! I've started to bring lunch to work and it is really hard to figure out different combinations to create a delicious, healthy, and filling meal.


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It's become clear that modders are getting very good and are becoming too ambitious. It's time for me to remind them of the basics.
In this article I am going to cover the essentials of making a boring mod. Hopefully, it will be read by thousands of modders and in just a few short months we will all reap the benefits!
Who cares why players are in the situation they are in? Who cares what the motivation for their actions is. Nobody, that's who. As single player mod players all we want is to not play against those foul-mouthed, whiny teenagers. Single player mods that have stories and tell those stories through level design, NPC actions and other thoughtful devices are two-a-penny. You can't turn around without bumping into one.
Let's go back to the "YOU ARE HERE AND YOU MUST GET TO THERE AND KILL EVERYTHING IN YOUR WAY" kinda mods. In fact, I propose that the gaming community adopts that as a new sub-genre.
Let's be honest, great lighting is easy – anybody can do it. Just open the editor and place a few light sources here and there and you are done. What we really need are levels that are way too dark to see anything. That's where the fun is. Oh! and don't forget to leave out the flashlight. It's clear that creating dark levels automatcially creates scary or atmospheric situations.
Of course, the opposite is true too. Super bright lights or over done HDR is the way to go for everything else besides fear. In fact, why not save yourself the trouble and just have a Combine scanner fixed in front of the player at all times and set to take a photo every 5 seconds. Don't forget to give it a starting health of 10000 and each hit should be worth 3 points max. One last thing, make sure it's just out of range of the crowbar.
We have all played those great mods that use Valve's in-game music or have some custom written for just the right mood. BAH! What we really need is some bad-ass hip-hop-punk-rap-dance tracks to really bring the mood down. Or if you don't like the sound of that, what not just opt for the heavy metal soundtrack. Nothing is better than walking around a futuristic setting than some crazy-ass weirdo screeming obscenities in your ear.
BOXY IS GOOD. See how I used capitals there? I did that to make sure you heard me. If a level or room is simply one huge box, you have almost reached the pinnacle of your chosen hobby. Why go to all the trouble of designing an interesting layout, with views to areas you'll reach soon and other fun ideas, when you can just as easily make the huge box? Okay, it takes a little more work to make the huge box, but come on! We all agree it's worth it.
There's nothing more fun than getting to a door and finding it's locked, with a message that reads something like "It's locked – you need a key" My God, if it was cool in 1999 you can be damn sure it's still cool now.
Another good rule is that if your 10-year old sister can solve it, then most other players will struggle. Heck, she's practically the smartest kid in her house so that must be okay?
If you do decide to break the mold (and I highly recommend NOT doing that) make sure that the solution is not based on what is generally accepted as reality. We all know that the more obscure the solution the smarter you are if you find it. I mean, geez, everybody knows you need to hit each wall in the room with the Fibonacci sequence up to the number of millimetres the door is in height to make the door unlock itself. Even your lil' sister could have work that out if you had given her the chance.
What I am trying to say is either go super simple or go super-freaking unguessable. ANYTHING, yes ANYTHING in the middle is a waste of your supreme talents.
Hold your horses there pardner. If it works on your PC it will damn sure work on every other computer on the whole planet. Time wasted on beta testing could be better spent on making another huge box for the player to delight in.
Just drop that idea and get back to work.
I have no hesitation in reminding you to go with the "All or nothing" philosophy of level design. There's absolutely nothing wrong with not giving the player any health to find. Geez, how crappy are some players? I know it's hard to believe but some people actually needed health to finish Half-Life 2 on HARD. HAHA, suckers. Now, it's just as insulting to provide as much health as is physically possible. I'd love to see whole levels built out of health packs, just like Lego. No more complaining from those butterfly (Spanish joke) players again. Drown in the damn things, won't you.
So, there you have Part 1 of a 217 part series on "How to make a boring Mod"
Remember reader, work on those skills and I am sure that soon you will be making boring mods.
This message was brought to you by the National Sarcasm Foundation.
Stay tuned until next week.
24th October 2010
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Great advice!
Learning from this article, I have now transformed my mod into a short maze filled with zombies, with all the walls and floors the generic brick texture, whilst also playing carameldansen in the player's ear.
And in order to win the game, you have to hit all the individual bricks in the game
In the correct sequence
I'm sure they'll love it.
Thanks Phillip!
Ambitious boring modders should also spawn nothing but combine in obvious locations, and make sure that the player and combine only have SMG's. Haven't played a HL2 mod in a while, to be honest, so I don't remember how many mods did something like this, but that's the first image that comes to mind when I think "boring mod."
I'll get right on this. =)
For a second there I could have sworn you were being sarcastic there, Phillip.
My mind must be playing tricks on me.
You forgot the other new fun mod idea ,remove the noclip & godmode commands & have the flashlight only work with certain weapons as in the 1187 mod
Sorry, but to me this is the complete opposite of what modders strive for. We are supposed to be innovative, do think triple A game companies can't, and single-player mods are by far my favorite way of doing this.
Well I don't know… there are more than enough crappy maps for both games hl1 & hl2 why wanna having more of that ?
A good mod takes it's time. However some nice looking sp maps are always welcome as long as it's not just a box with few monsters in it.
@Phillip: Instead of insisting for more mods & maps why don't you get rid of your filefront direct unsorted maps list?? There are still many great mods in this list… And even more are already up on your site which means you're wasting your traffic on horting those duplicate files.
Talking by such simpler mods there is one in your list I just played.. Called Gate2 it was simple but a lot of fun playing it and has like 6 maps or so playtime about 20 minutes. Check it out upload it to your page. I would give it a 3 points for creativity but only 2 points for map design.
Other great mods & in high quality in the list are Last_life & Space Prisoner. I believe you had both of them many – many years ago hosted on your website. Check em out as well. Love em.
Wow! Great advice, I can't wait for the other 216 atricles!
Don't forget kids.
It's all about the backstory.
All fifteen pages of that godawfu- I mean, epic writing.
That nobody will ever read.
Phil I think you got the story part wrong. A good mod doesn't need story, what it needs is direction as in a well defined objective. An overly complicated story can be incredibly boring.
Nice article Phillip but I think your idea of the perfect mod is a little boring.It needs something else.I suggest lots of helicopters that need 20 or 30 rockets to take down.Just to add to the game play time.
I actually DID get confused by the first part of this article, mainly due to the "get rid of story" etc. I thought Phillip was actually hoping to drub up some short simple average rated mods that didn't put huge efforts into storyline and such. Playing Single Player to avoid the whiny foul-mouthed teenagers sounds like a legitimate reason to me.
It wasn't until the next section on brightness or darkness that I started to realize something was up.
I agree with everything else except the one about storyline.
When I play a full game, I expect it to have a good storyline. However, a storyline is not something I expect from a mod. The storylines in mods tend to be mediocre and frankly, no story at all is better than a half-assed storyline. At least in my opinion.
To add to that, I chuckled at the "find a key to open this door" puzzle. That's exactly the kind of a puzzle I make in my maps when I am completely out of ideas.
Very funny article, but I agree with anyone else here that a detailed story isn't absolutely needed, but motivation and direction is. One great example would be the Mission Improbable mod which is one of the best mods that I remember. Also I would like to use this opportunity to mention that lately Phillip and others here rate mods as "Play it now" or more when in fact I felt they were rather mediocre. A sign of the HL2 mod scene slowly dying?


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Huntington Bancshares: Financial Loser
NEW YORK ( TheStreet) -- Huntington Bancshares (HBAN) was the loser among the largest U.S. financial names on Wednesday, with shares declining 2.5% to close at $5.84.
The broad indexes gave up earlier gains after
Federal Reserve Chairman in a speech before the Economic Club of Minnesota indicated that the central bank may have to be less accommodating in its rate policy, because "inflation picked up significantly" so far in 2012, because "prices of many commodities, notably oil, increased sharply earlier this year," and because of supply disruptions, making "the price index for personal consumption expenditures
Bernanke added that "inflation is expected to moderate in the coming quarters as these transitory influences wane," and that "in particular, the prices of oil and many other commodities have either leveled off or have come down from their highs."
The The KBW Bank Index (I:BKX) declined 1 % to close at 45.32, withHuntington Bancshares has seen its stock return 6% year-to-date, following a 19% decline in 2011. The Columbus, Ohio, lender's shares trade for 1.2 times tangible book value, according to HighlineFI, and for 10 times the consensus 2012 earnings estimate of 59 cents, and analysts polled by Thomson Reuters. The consensus 2013 EPS estimate is 64 cents. Barclays Capital analyst Jason Goldberg has an "Underweight" rating on Huntington Bancshares, with a $7 price target, saying on Feb. 21 after reviewing the company's annual 10-K filing that his firm is "somewhat skeptical" of Huntington's "Fair Play" strategy to grow its checking account deposits, "attempts to translate foregone revenue into improved retention and share gains," adding that he expects "minimal growth in pre-provision net revenue for the foreseeable future." Goldberg estimates that Huntington will earn 55 cents a share in 2012, followed by EPS of 60 cents in 2013. Please see TheStreet's earnings coverage for a review of Huntington's fourth-quarter results. Interested in more Huntington Bancshares? See TheStreet Ratings' report card for this stock.
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The Full Stop on Climate Arguments
BBC NEWS | Science/Nature | Warming 'very likely' human-made
Speaking in Nairobi, United Nations Environment Programme (Unep) executive director Achim Steiner told reporters the findings should be "the full stop behind any arguments over what was causing global warming".
Climatic changes seen around the world are "very likely" to have a human cause, the Intergovernmental Panel on Climate Change (IPCC) will conclude.
By "very likely", the IPCC means greater than 90% probability.
This is a stronger position than the global organisation took in its last major report in 2001.
IPCC scientists have yet to finalise other elements - including forecasts of sea level rise - in their report due to be published on Friday.
Experts have been divided on whether to go with a conservative forecast in the order of half a metre increase over the coming century, based on computer models which exclude the melting of icecaps, or whether to include estimates of how much water the Greenland and West Antarctic sheets are likely to contribute.
The exact wording on projections of global temperature increase have also yet to be finalised, though the agency is likely to say that by the end of the century temperatures will rise by between about 2C and about 4.5C.
So no more arguments will be allowed, what will they do about those pesky deniers who keep bringing up inconvenient facts?


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2013 Year in Review
'Tis the season to reflect on another year gone by. Amid the daily grind it's easy to overlook the many ways NAAA serves as the aerial application industry's wingman, but behind the scenes we're here working for you—every day. Here are some of the ways we have helped our members and the industry over the past 12 months.
January 2013
- In an effort to play a role in the EPA's Drift Reduction Technology (DRT) certification and implementation program, NAAA submits comments to EPA in response to a call for public input regarding Pesticide Spray Drift Reduction Technologies. The detailed comments address numerous concerns and suggestions NAAA has, including: the costs of gaining certification potentially pricing small R&D entities and DRT developers out of the market; the assignment of drift reduction "star" categories being artificially precise for the variation that occurs in all experiments; consideration of multiple DRTs in pesticide product label revisions rather than the use of a single DRT; the capacity for timely evaluation for DRTs; the consideration of "other" drift reduction technologies and techniques used by aerial applicators such as AIMMS, smokers and participation in Operation S.A.F.E. application equipment calibration clinics; the impact of DRT certification on pesticide product risk assessment and label conditions; and the positive role of DRTs in future pesticide policy development.
February 2013
- NAAA's Board of Directors canvasses Capitol Hill and federal agencies to push for NPDES PGP relief, expanded tower marking requirements, continued funding for the USDA-ARS Aerial Application Technology unit and other issues of concern to the aerial application industry during the week of NAAA's spring board meeting.
March 2013
- NAAA co-hosts a House General Aviation (GA) Caucus event—headlined by actor, pilot and GA advocate Harrison Ford—to discuss the effects of sequestration on General Aviation, particularly with respect to planned tower closings at airports that mainly serve the GA community. Ford uses agricultural aviation as an example to illustrate the negative effects aviation user fees would have on GA businesses if implemented.
April 2013
- After repeated inquiries seeking to learn more about the content of Disney's Planes before its summer release, NAAA's persistence pays off and Disney invites the association to attend a private screening at Walt Disney Studios in Burbank, Calif., and is reassured to find out that agricultural aviation is portrayed in a positive manner in the film.
- NAAA submits comments to the FAA on the proposed privacy approach for Unmanned Aircraft Systems (UAS) stating databases should be developed showing when and where UAS are operating, thereby allowing pilots to have a means to check where unmanned activity is likely to occur. NAAA also states that UAS should be plainly visible to other pilots and feature eye-catching color marking and lighting, such as aircraft strobe lights.
May 2013
- NAAA and other representatives from general aviation organizations meet with the head of the Federal Aviation Administration, Michael Huerta, to discuss proposed actions to further enhance aviation safety and reduce accidents. The FAA set a goal in 2009 to decrease accidents by 10 percent over 10 years. Fatal accident rates have remained flat over the past five years, however, and the GA accident rate has been relatively flat since 2006. NAAA's Andrew Moore urged Administrator to expand the scope of the FAA's 2011 Advisory Circular (AC) to include all towers under 200 feet as a means of further safeguarding low-level aviators. The 2011 AC provides guidance for marking Meteorological Evaluation Towers (METs) with cable balls, aviation orange and white painting, and florescent sleeves from the ground to above the crop canopy.
June 2013
- NAAA unveils a new promotional tool for members designed to provide a brief overview of the ag aviation industry and the vital role aerial applicators play in helping to produce a safe, affordable and abundant supply of food, fiber and biofuel. The PowerPoint presentation is comprised of a brief history of the industry, its scope and importance, aerial applicators' work in precision agriculture, as well as numerous images of ag planes at work. Members can download the Aerial Application 101 presentation.
July 2013
- NAAA informs members that through its efforts the House and Senate Appropriations Committees once again included language endorsing the continued support of the USDA-ARS Aerial Application Technology Program in its Agriculture Appropriations Bills, this time for Fiscal Year 2014. The 2014 projected Agricultural Research Service appropriations funding represents an overall increase of $664,000 and $21,297,000 in the House and Senate respectively, compared to ARS's funding in 2013. The mention of aerial application within House and Senate legislation is no small feat, as it is one of only a handful of programs specifically mentioned. Since 2002 NAAA successfully lobbied the government for an additional $6,512,500 to be invested in aerial application research.
August 2013
- After a fatal MET tower collision claims the life of an ag pilot in the Southwest, NAAA Executive Director Andrew Moore conducts a number of radio interviews, including one with KXDJ-FM in Perryton, Texas. Over the course of that 20-minute interview, Moore informs listeners about the hazards associated with unmarked MET towers and what NAAA is doing to blunt the dangers towers and other obstructions pose to low-level aviators.
September 2013
- NAAA and NAAREF put the finishing touches on the 2013–2014 PAASS Program in preparation for the program's 16th year of educating pilots on essential safety, security and drift minimization issues important to flying, modern agriculture and crop protection.
October 2013
- Testifying before the House Small Business Committee, NAAA Executive Director Andrew Moore shares the agricultural aviation industry's safety concerns over the proliferation of low-level obstacles throughout the nation—including UAS.
- NAAA promotes agricultural aviation at an aviation career expo in Leesburg, Va., an event that draws approximately 500 high school and college students from across the Mid-Atlantic region. Speaker Andrew Moore relays the importance of aerial application and the steps needed to become an ag pilot, and Allen Chorman & Son Inc. pilot Blair Thompson performs an aerial water drop demo.
November 2013
- NAAA meets with the National Transportation Safety Board (NTSB) to enlist its support for securing better MET tower marking provisions. The NTSB has become a welcome ally—last spring it urged the FAA to amend 14 Code of Federal Regulations Part 77 to require all METs be registered, marked and—where feasible—lit. The NTSB also recommends that a national, public database be created and maintained for the registration of all METs.
December 2013
- NAAA returns to Reno, Nev., Dec. 9–12 for its 2013 Convention & Exposition. As is the case with all NAAA conventions, opportunities were abundant for participants to network, shop the exhibit floor at the world's largest agricultural aviation trade show for the latest cutting-edge equipment, parts and services, attend substantive industry educational sessions, including new sessions on speed mentoring, unmanned aircraft systems and the first-ever NAAREF safety session on eliminating stall/spins in flight.
Join the Cause by Becoming an NAAA Member in 2014!
Having our annual convention in December allows NAAA to end the year on a high note, but the reality is each and every month of the year is eventful. The small size of NAAA's staff (eight association professionals) belies the outsize results the association delivers. That's because NAAA's for-hire employees are augmented by a supportive group of more than 1,800 aerial application supporters. We invite you to join the cause of preserving and protecting agricultural aviation and your way of life if you aren't a member already. To join, call (202) 546-5722 or visit our Membership Section and sign up online.


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Center for Excellence in Elder Law
The Center for Excellence in Elder Law was established to meet the increasing need for legal education and research in the field of law and aging. The Center provides legal education to law students, attorneys, and judges in the field of elder and special needs law and produces scholarly research and writing on issues impacting those who are older and/or have special needs.
Students who wish to focus their studies on elder law can apply for acceptance into the concentration in Elder Law. Attorneys who wish to gain knowledge about the practice of elder law can apply for admission to the LL.M. in Elder Law program (applications due by July 1).
For more information, please contact us at email@example.com or 727-562-7393.
LL.M. in Elder Law
J.D. Certificate of Concentration
Elder Law Courses
2015 Special Needs Trusts - Save the Date: Oct. 14-16, 2015
Special Needs Trusts Webinar: April 24, 2015
Past Conferences and Materials
Eleazer Courtroom - Nation's First Elder Friendly Courtroom
Nondiscrimination Policy (PDF)
Advisory Board
Equal Access to Justice, TIPS Videos
Journal of International Aging, Law & Policy
2015 Special Needs Trusts Conference
Celebrating 17 years, Special Needs Trusts - The National Conference will provide an in-depth review of major issues presented in the creation, administration and monitoring of special needs trusts. The conference offers nationally recognized speakers on basic and advanced topics for a variety of professionals who work in the field.
Oct. 14-16, 2015
St. Petersburg, Florida
Webinar: About LL.M. in Elder Law
2014 SNT Post-Conference Materials
Would you like to order 2014 Special Needs Trusts - The National Conference materials?
Use the Non-Attendee Post-Conference Materials Order Form to purchase.


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Polska / łódzkie
|Synagogues, prayer houses and others
|Sites of martyrdom
|Judaica in museums
|łódzkie / łódzkie (before 1939)
|zgierski / (before 1939)
|Głowno / (before 1939)
|Other names:
Izrael Badacz
The town of Głowno lies in the Zgierski County in the Łódź province. It has 15 500 citizens (1998). It lies on the Łowicko- Błońska Plane by the banks of the Mroga and Mrożyca Rivers.
Izrael Badacz
In 1730 the current owner of the town, Baltazar Ciecierski, brought Jews into Głowno hoping they would help develop the town's trade and craft economy. In 1793 there were 198 Jews living in Głowno who constituted 62% of the town's population. In 1822 an independent Jewish kehilla was formed and had its own synagogue and mikvah. In 1827 there were 784 Jews living in Głowno which constituted 77% of the towns population. In 1848 a fire in the town destroyed the synagogue but another one was built before 1881. In 1857 there were 1,237 Jews in Głowno (76% of the general population).
During the interwar period, in 1921, there were 1,430 Jews living in Głowno constituting 59% of the general population. On May 31, 1936 there was a serious anti-Semitic uproar in Głowno.
During Word War II, in May 1940 the Germans created a ghetto in Głowno where over five thousand six hundred Jews were gathered. Two thousand seven hundred Jews from Konstantynów Łódzki, Brzeziny, Zgierz i Aleksandrów Łódzki were brought here. In March 1941 all the Jews were taken to the ghetto in Warsaw.
Local history
Izrael Badacz
The town was formed in the 15th century. In 1427 Głowno received town rights. In 1504 a huge fire destroyed the city. In 1656 the town was destroyed by the Swedish army.
After the Second Partition of Poland in 1793 Głowno fell under the rule of Prussia. As of 1807 the town belonged to the Duchy of Warsaw and in 1815 it joined Congress Poland.
In 1869 the Tsar revoked Głowno's town rights.
During World War I the town was largely ruined by artillery fire.
In the interwar period, in 1925 Głowno's town rights were restored. At the time the town became famous as a vacation resort.
During Word War II, in September 1939, battles between Polish forces and the German army took place not far from Głowno. Polish guerilla forces were active around Głowno. In January 1945 the town was freed by Soviet forces.
With your financial contribution towards the development of a town description, a photo documentation or other activities, you will be awarded a donation certificate.
Genealogical Indexes
5,000,000 Jewish Records Available Online!
Resources for Jewish Family History


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Quotes & Info
|GRH > SEC Filings for GRH > Form 10-Q on 14-Nov-2013
|All Recent SEC Filings
Quarterly Report
As of September 30, 2013, we had a working capital deficit of $7.8 million which includes $2.5 million related to earlier construction activities at our Mesquite Lake Biomass Plant that are non-recourse to the parent company, GreenHunter Resources, Inc.
We have continued to experience losses from ongoing operations but at a much reduced level. This raises substantial doubt about our ability to continue as a going concern. We received a number of capital advances in 2011 and 2012 from our Chairman in exchange for promissory notes, all of which have been repaid through September 30, 2013. We have a letter of guarantee from the Chairman of the Company for up to $2.0 million of credit support if needed to fund future operations which expires on December 31, 2013, all of which is available as of September 30, 2013. Additionally, we believe that it is probable that we will not be in compliance with certain existing covenants contained in our secured debt agreements as of December 31, 2013. Should we not be in compliance with these covenants at year end, we will likely need to obtain the necessary waivers from the specific lender(s) prior to year end. Senior management has already initiated these discussions.
On September 19, 2013, the Company sold in a private placement 181,786 units consisting of an aggregate of 181,786 shares of Series C preferred stock and 282,778 common stock warrants. The net cash proceeds received upon issuance of these securities were approximately $3.2 million. The Company issued 150,835 shares of common stock as compensation for services rendered in connection with the transaction to the placement agent.
The Company's wholly-owned subsidiary, GreenHunter Water, LLC is also in negotiations with various parties regarding the potential sale of up to three separate salt water disposal wells and associated equipment located in South Texas.
We have begun to generate significant revenues from our water management activities. Execution of our business plan for the next twelve months requires the ability to generate cash to satisfy planned operating requirements. We expect the revenue generated from our water management activities, which includes the combination of White Top and Black Water acquisitions, the Hunter Disposal acquisition, the Blue Water acquisition, the Virco acquisition, our South Texas Water Joint Venture and other capital projects in Appalachia, South Texas and other regions, letter of guarantee, credit support and proceeds expected from an unsecured credit facility (Note 10), being sufficient to meet all of our anticipated operating obligations for the next twelve months. Planned capital expenditures are largely dependent on the Company's ability to secure additional capital. As a result, we are in the process of seeking additional capital through a number of different alternatives, and particularly with respect to procuring working capital sufficient for the further development of our water management projects so that we can begin to generate positive cash flow to sustain operations. We continue to pursue numerous opportunities in the water resource and fluids management business as it specifically relates to the oil and gas industry in the unconventional resource plays.
Hunter Disposal
On February 17, 2012, the Company, through its wholly owned subsidiary, GreenHunter Water, closed on the acquisition of 100% of the equity ownership interest of Hunter Disposal, LLC, a wholly-owned subsidiary of Magnum Hunter Resources Corporation. The terms and conditions of the equity purchase agreement between the parties were approved by an independent special committee of the Board of Directors for each company. The total consideration for this acquisition was approximately $9.9 million. The consideration paid consisted of approximately $2.2 million in cash, $3.3 million in common stock, $2.2 million in Series C Preferred Stock and a $2.2 million convertible promissory note due to the seller. In connection with the sale, Triad Hunter, LLC, a wholly owned subsidiary of Magnum Hunter Resources Corporation, entered into agreements with Hunter Disposal and GreenHunter Water for wastewater hauling and disposal capacity in the states of Kentucky, Ohio and West Virginia and a five-year frac tank rental agreement with GreenHunter Water.
Helena Disposal Well
On June 10, 2013, the Company's wholly owned subsidiary, GreenHunter Water, LLC closed on the sale of a saltwater disposal well and associated equipment located in South Texas, pursuant to an Asset Purchase Agreement with Sable Environmental SWD 4, LLC, for which the Company received $5.2 million, resulting in a gain of $2.3 million.
Wheeling Barge Facility
On March 13, 2013, the Company acquired a 10.8 acre barging terminal facility located in Wheeling, West Virginia, for $750,000 through a new 10.5 year variable-rate loan facility with a bank that also included an additional $350,000 of borrowing capacity, for construction and refurbishment purposes. The $350 thousand borrowing capacity was fully utilized at September 30, 2013. The variable interest rate is based on the prime rate of the 10 largest U.S. banks.
On November 2, 2012, we acquired two water disposal wells, land, buildings and equipment from two entities, Little Muskingum Drilling, LLC, and Virco Realty, Inc., (collectively "Virco") for $300,000 in cash and 91,425 shares of our Series C Preferred Stock having a fair value of $1,970,209 on the acquisition date. The shares of Series C Preferred Stock were issued to a small group of former shareholders of Virco.
The following table summarizes the purchase price and the final valuation of the net assets acquired at the date of acquisition:
Fair value of consideration transferred:
Cash paid $ 300,000 91,425 shares of Series C Preferred Stock (stated value of $25 per share) at the $21.55 per share closing price on November 2, 2012 1,970,209 Total $ 2,270,209 Amounts recognized for assets acquired and liabilities assumed: Cash $ 41,599 Accounts receivable 223,247 Accounts payable (4,960 ) Disposal wells 778,953 Trucks and equipment 131,580 Land and buildings 1,400,000 Asset retirement obligation (300,210 ) Total $ 2,270,209
On December 31, 2012, we completed an acquisition of two oilfield water service and construction companies that provide services to oil and natural gas producers in the Eagle Ford Shale. The two entities, White Top Oilfield Construction, LLC ("White Top") and Black Water Services, LLC ("Black Water"), with common management, had been providing services since 2008 to operators active in the Eagle Ford Shale play of South Texas. Combined assets included vacuum water trucks, dump trucks, drilling rig wash trailers and heavy equipment. Located in Louise, Wharton County, Texas, White Top and Black Water previously serviced E&P operators predominantly concentrated in the Texas counties of Gonzales, Karnes and DeWitt.
Pursuant to the terms of the acquisition agreements, the companies were acquired for an aggregate $1,200,000 cash, 41,000 shares of the Company's Series C preferred stock and 589,657 shares of the Company's common stock. The shares of Series C preferred stock and common stock were issued to a small group of former shareholders of White Top and Black Water. The shares of Series C preferred stock are not convertible into or exchangeable for any of the Company's other property or securities except that the shares of Series C preferred stock are convertible into shares of the Company's common stock under certain circumstances in connection with a change of ownership or control transaction. $450,050 of the cash price was paid on December 31, 2012 and the balance of the cash price, $750,000, was paid in January 2013. As of the date of this report, none of these shares of common stock or preferred stock issued to the former shareholders of White Top and Black Water have been sold. The Company has placed a stop order with the Company's transfer agent preventing any transfer of shares. The Company has initiated litigation in Dallas County against these individuals which include the former shareholders of White Top and Black Water to fully recover the equity consideration issued to them under the terms of the acquisition agreements.
The acquisition of White Top and Black Water was accounted for using the acquisition method of accounting, which requires the net assets acquired to be recorded at their fair values. All valuations of assets and liabilities assumed are preliminary and subject to further review and adjustment. The following table summarizes the preliminary purchase price and the preliminary estimate of the fair values of the net assets acquired at the date of acquisition, as updated through June 30, 2013:
Fair value of consideration transferred:
Cash paid at closing December 31, 2012 $ 450,050 Cash paid in January 2013 750,000 589,657 shares of common stock issued at $1.62 per share 955,244 41,000 shares of Series C preferred stock, stated value of $25 per share, issued at $19.20 per share 787,200 Total $ 2,942,494 Amounts recognized for assets acquired and liabilities assumed: Working capital $ 809,750 Land 70,760 Field equipment 2,333,181 Goodwill 2,799,044 Debt assumed (3,070,241 ) Total $ 2,942,494 Working capital acquired (assumed): Cash $ 3,785 Accounts receivable 2,460,792 Accounts payable & accrued expenses (1,654,827 ) Total working capital acquired $ 809,750
On March 31, 2013, we recorded a change in estimate of the liabilities assumed during the White Top and Black Water acquisitions. As a result of our analysis, we decreased our estimate of debt assumed by approximately $208 thousand.
On May 17, 2013, the Company discontinued certain portions of the operations of White Top and Black Water, resulting in increased uncertainties regarding the timing and nature of a recovery of capital expenditures. Taking these factors into account, the Company reassessed its financial outlook of, and consequently reevaluated the recoverability of goodwill associated with these acquisitions. The Company performed the two-step impairment test and concluded that the fair value of goodwill was substantially lower than the carrying value of goodwill associated with the acquisition. Accordingly, during the first quarter of fiscal 2013, the Company recorded an impairment charge of $2.8 million.
The following unaudited summary, prepared on a pro forma basis, presents the results of operations for the three and nine months ended September 30, 2012, as if the acquisitions of Hunter Disposal, White Top, Black Water and Virco, along with transactions necessary to finance the acquisitions, had occurred January 1, 2012. The unaudited pro forma information includes the effects of adjustments for interest expense, dividends and depreciation expense. The unaudited pro forma results are not necessarily indicative of what actually would have occurred if the acquisitions had been completed as of the beginning of each period presented, nor are they necessarily indicative of future consolidated results.
For the Three For the Nine Months Ended Months Ended September 30, September 30, 2012 2012 Total operating revenue $ 8,480,783 $ 24,584,024 Total operating costs and expenses 21,247,312 37,764,943 Operating loss (12,766,529 ) (13,180,919 ) Interest expense and other (327,682 ) (849,668 ) Net loss before taxes (13,094,211 ) (14,030,587 ) Income tax expense - - Net loss (13,094,211 ) (14,030,587 ) Dividends on preferred stock (2,363,925 ) (3,057,323 ) Net loss attributable to common stock holders $ (15,458,136 ) $ (17,087,910 ) Net loss per share, basic & diluted $ (0.51 ) $ (0.59 )
NOTE 4. NOTES PAYABLE Notes Payable at September 30, 2013 and December 31, 2012, consisted of the following: September 30, December 31, 2013 2012 Notes payable for insurance premiums due in monthly installments through April, 2014, weighted average 6.73% fixed rate $ 443,556 $ 127,090 9% Series B Senior Secured Redeemable Debentures due on various dates ranging from September 30, 2013 to February 28, 2014 90,000 90,000 Note payable collateralized by building due in monthly installments with a balloon payment at November 30, 2017, 5.7% variable rate 1,368,958 1,415,582 Notes payable collateralized by equipment due in monthly installments through December 9, 2014 to August 25, 2018, various rates described below 5,075,101 5,140,056 Note payable collateralized by real estate due in monthly installments through December 28, 2032, 4.25% variable rate 1,093,092 1,120,000 10% convertible promissory note to a related party due in quarterly installments commencing May 17, 2013 due February 17, 2017, 10% fixed rate 1,925,000 2,200,000
-------------------------------------------------------------------------------- September 30, December 31, 2013 2012 Promissory notes assumed in acquisition secured by accounts receivable, inventory and equipment due on demand on, maturing January 25, 2013 and February 10, 2013, 7% fixed rate, which are now in default, accruing at 18% 910,215 942,774 Note payable collateralized by building due in monthly installments maturing January 13, 2022, 15.49% fixed rate - 30,217 Note payable collateralized by real estate due in monthly installments maturing September 1, 2026, 6% variable rate 43,525 45,419 Note payable assumed in acquisition collateralized by equipment due in monthly installments maturing January 20, 2013 to November 2, 2017, rates ranging from 4.99% to 12.93% 270,674 501,723 Note payable assumed in acquisition collateralized by equipment due in monthly capital lease installments maturing September 14, 2014 to January 11, 2017, rates ranging from 11.23% to 12.08% 1,017,412 1,528,198 Note payable assumed in acquisition due to a factoring company as part of an accounts receivable factoring arrangement, effective interest rate of 20.4% - 229,693 Note payable collateralized by property and equipment due in monthly installments maturing September 13, 2023, 3.25%, variable rate 1,099,950 - 13,337,483 13,370,752 Less: current portion (4,526,252 ) (4,053,749 ) Total Long-Term Debt $ 8,811,231 $ 9,317,003
The following table presents the approximate annual contractual maturities of debt based on the calendar year as of September 30, 2013:
Remaining in 2013 $ 2,048,964 2014 3,233,784 2015 2,139,349 2016 1,984,111 2017 2,148,144 Thereafter 1,783,131 $ 13,337,483
Debt Covenants
The terms of the Company's obligations collateralized by certain equipment and real estate, require the Company to comply, on an annual basis, with specific financial covenants, including a debt service coverage ratio. The Company is required to maintain a ratio of debt service coverage equal to or in excess of 1.30 to 1.00, and is calculated as the ratio of consolidated EBITDA to required principal and interest payments on all indebtedness, as defined in the credit agreement. The Company has determined that it is probable that it will not be in compliance with this covenant at December 31, 2013. The Company is seeking to obtain waivers from the lender should it not be in compliance with the above ratio on that date. Senior management has already initiated these discussions with the financial institution that has this requirement.
On March 13, 2013, we entered into a note payable with a bank in the amount of $750 thousand, collateralized by property and equipment, which included an additional $350 thousand of borrowing capacity, for construction and refurbishment purposes. The note has a variable interest rate based on the prime rate of the 10 largest U.S. banks, monthly interest and principal payments of $11 thousand, and matures on September 13, 2023. The $350 thousand borrowing capacity was fully utilized at September 30, 2013.
On July 25, 2013 we entered into a notes payable with a bank in the amount of $1.065 million for the purchase of water hauling trucks. The note has a variable interest rate of 1 month LIBOR plus 4%, currently 4.25% with interest in principle payments of $19 thousand and matures on August 25, 2018.
9% Series B Senior Secured Redeemable Debentures
The Company had not paid interest on the Series B debentures for the period March 2011 through September 2013. Therefore, we were technically in default on our Series B Debentures at September 30, 2013, and December 31, 2012. Upon an event of default, the debentures become due and payable upon demand, so we have classified the debentures as a current liability as of September 30, 2013, and December 31, 2012. These debentures are secured by GreenHunter Resources' interest in GreenHunter Mesquite Lake, LLC, and are otherwise non-recourse to the parent company, GreenHunter Resources. As of September 30, 2013, there is a principal balance of $90 thousand outstanding under the Series B debentures.
Note Payable to Related Party
During the nine months ended September 30, 2013, the Company did not borrow under a letter of guarantee from the Company's Chairman. As of September 30, 2013, there is $2.0 million available under this facility. Should the Company borrow any available amounts, they will carry an interest rate of 14% per annum which is convertible to common stock at the Chairman's option. This letter of guarantee has been extended through December 31, 2013.
Convertible Promissory Note Payable to Related Party
On February 17, 2012, the Company entered into a 10% convertible promissory note for $2.2 million payable to Triad Hunter as partial consideration in the Hunter Disposal acquisition. Terms of payment under the note are interest only due quarterly from May 17, 2012 to February 17, 2013. Thereafter, beginning May 17, 2013 and continuing quarterly until February 17, 2017, the payments due include principal payments of $137,500 per quarter. Interest expense related to this note was $165 thousand for the nine months ended September 30, 2013. The balance owed on the note was $1.9 million at September 30, 2013. The promissory note matures on February 17, 2017 and is convertible at any time by the holder into shares of common stock of the Company at a conversion price of $2.50 per share. See Note 3-Acquisitions and Divestitures, for additional information.
Black Water and White Top Notes Payable
Certain notes were assumed by the Company as part of the White Top and Black Water acquisition. See Note 3-Acquisitions and Divestitures, for additional information.
NOTE 5. STOCKHOLDERS' EQUITY The following table reflects changes in shares of our outstanding preferred stock, common stock, treasury stock and warrants during the periods reflected in our financial statements: Preferred Common Treasury Stock Stock Stock KSOP Warrants December 31, 2012 1,561,144 33,120,483 1 15,200 3,020,000 Issued shares of Series C preferred stock in public offering 265,436 - - - - Issued shares of common stock upon exercise of warrants - 12,500 - - (12,500 ) Issued shares of common stock upon exercise of stock options - 100,000 - - - Issued shares of common stock in public offering - 221,946 - - - Issued shares of common stock for Share based payments - 150,835 - - - Issued shares of common stock for Stock Compensation - 118,922 - - - Issued shares of Series C Preferred stock in private placement 181,786 - - - 282,778 Issued shares to KSOP - 67,920 - - - Adjustment of Series C Shares (8,366 ) - - - - Allocation of unearned shares in KSOP - - - (15,200 ) - September 30, 2013 2,000,000 33,792,606 1 - 3,290,278
The Company currently reflects 2,008,366 shares of 10% Series C Cumulative Preferred Stock on its books. The Company has authorized 2,000,000 shares of its 10% Series C Cumulative Preferred Stock in its certificate of designations for such preferred stock. The balance of 8,366 shares refers to shares that the Company has not yet issued because of i) claims the Company has against such holders for breaches of various agreements which the Company is currently pursuing legal action to recover and ii) outstanding conversion applications from Series B Debentures to Series C Preferred Stock at the time of the report.
The Company has authorized a total of 10,000,000 shares for five classes of Preferred Stock, which includes an authorization limit of 2,000,000 shares of our Series C Preferred Stock. Series A Preferred Stock has been fully converted to Series C Preferred Stock, Series B Preferred Stock has been fully converted to common stock, Series D and Series E Preferred Stock have not been issued as of September 30, 2013. The Series C Preferred Stock has been fully issued as of September 30, 2013 at the stated value of $25.00 per share. The Company has obtained common shareholder approval to increase the authorization limit on the Series C Preferred Stock to 8,000,000 shares. However, the approval of a majority of the shareholders of the Series C Preferred Stock is also required before the limit can be increased, which the Company has not yet obtained. The Series C Preferred Stock pays a dividend at 10% per annum. If it is ever redeemed, a deemed dividend of the variance between the stated value and the carrying value will be recognized upon redemption.
During the nine months ended September 30, 2013, the Company issued the remaining common stock and Series C preferred stock under its current registration statement. The net cash proceeds received upon issuance of these . . .


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XL Group Adds Wrongful Internet Usage Protection To Employment Practices Liability Insurance For US-Based Private Companies
HARTFORD, Conn., April 3, 2013 /PRNewswire/ -- To help employers contend with risks posed by employees' online activities and social media networking, XL Group's Private Commercial insurance business has added Wrongful Internet Usage Protection to its Employment Practices Liability coverage as part of its Management Liability package.
"One defamatory email by an employee to even a small group of colleagues can impose considerable liability upon a company. We can also add employees' use of social networking sites like Facebook and Twitter to a growing list of Internet risks that employers must manage," explained Bruce Simmons, Vice President and Product Manager in XL Group's Private Commercial unit. "In fact, with one click of a mouse, the Internet, especially the growing number of social media networks at work, poses a multitude of employment practices risks that employers cannot afford to ignore."
"This enhancement specifically adds employees' online and social media activities during or after work hours, on or off company premises to the definition of what is considered a Wrongful Act in our EPLI policy," explained Mr. Simmons.
XL Group's Management Liability Package Policy is specifically designed for small to mid-size private companies and offers D&O, EPLI, Fiduciary and Crime coverage on one policy. XL Group's Private Commercial D&O coverage includes protection from claims brought by whistleblowers, former board members, bankruptcy trustees and others. In addition to including Wrongful Internet Usage Protection, the policy's EPLI coverage addresses claims related to discrimination involving age, sex, race, disability, etc., as well as wrongful termination of employment, sexual harassment, and other employment-related allegations. Fiduciary coverage provides protection against the mishandling of 401K, pension or other welfare benefit plans. Crime coverage provides protection against incidents of employee theft, robbery, in-transit robbery, computer fraud and credit card fraud from third parties.
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Hey Hoosier Vapers! A fairly new brick & mortar shop on Indy's south side is hosting a meet-up. Ken has a shop called Independent Vapes at 5558 Madison Avenue, Indianapolis, IN 46227. The meet-up starts at 4pm on Saturday, July 27th 2013.
The above is a picture taken just before Independent Vapes opened a few months ago. I'm thinking that it will not be possible to see all those floor and wall details at the meet-up so I wanted folks to know what it looked like.
Ken told me a few ideas he has for raffle prizes. I think it is safe to say that one prize will be appreciated by those with a strong sense of aesthetics and another will be appreciated by those who never use the word aesthetics in a sentence.
Come out for an enjoyable Saturday evening. Meet some fellow vapers. Check out the shop. Maybe find a new juice or win a raffle prize? The Hoosier Vapers will be there accepting donations to go completely to CASAA.
There is a Facebook event posting for those that facebook. https://www.facebook.com/events/469436766476163/


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Definitions for yogistic
This page provides all possible meanings and translations of the word yogistic
Princeton's WordNet
yogistic, yogic(adj)
of or relating to yoga
"yogic exercises"
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"yogistic." Definitions.net. STANDS4 LLC, 2014. Web. 19 Dec. 2014. <http://www.definitions.net/definition/yogistic>.


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I want to lose this damn weight already so! How much cardio do I need to do?
I'm thinking Lipo-6 Healthy eats but how does this all look:
(morning & around 11pm) Times I workout.
1 hour of cardio 2 times a day
20 min weights 2 times a day
Monday-Thursday days on
Friday, Sat, Sunday off.
I'm 200lbs 22 yrs old and about 5'8'' How much protein should I be having grams per day and what % of carbs and fats too would you guys reccomend? I want to get rid of 40lbs of fat I'de enjoy gaining muscle to but my prime goal here is to burn the fat. Please give me some advice.
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It was May 13, 1969 when bartender Walter Chell concocted the world's first Caesar for the opening of a new restaurant. Marco's Italian Restaurant was opening at the Calgary Inn and Chell was championed with creating something that would pair with the Italian fare.
Later Chell would help market Clamato juice, a blend of clam nectar and tomato juice from Mott's that's a truly Canadian creation and a key ingredient of any Caesar.
Caesar garnishes, however, are open to interpretation. Celery stalks, asparagus, prawns, even bacon have been seen adorning celery salted rims of Caesars.
Happy Birthday, Caesar! You're dinner in a glass.


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Rating Change #7
Telephones of Mexico (TFONY) has been upgraded by TheStreet Ratings from hold to buy. The company's strengths can be seen in multiple areas, such as its expanding profit margins, solid stock price performance and notable return on equity. We feel these strengths outweigh the fact that the company has had sub par growth in net income.
Highlights from the ratings report include:
- Return on equity has greatly decreased when compared to its ROE from the same quarter one year prior. This is a signal of major weakness within the corporation. Compared to other companies in the Diversified Telecommunication Services industry and the overall market, TELMEX-TELEFONOS DE MEXICO's return on equity significantly exceeds that of both the industry average and the S&P 500.
- TFONY, with its decline in revenue, underperformed when compared the industry average of 13.5%. Since the same quarter one year prior, revenues slightly dropped by 0.5%. The declining revenue appears to have seeped down to the company's bottom line, decreasing earnings per share.
- TELMEX-TELEFONOS DE MEXICO's earnings per share declined by 17.1% in the most recent quarter compared to the same quarter a year ago. The company has suffered a declining pattern of earnings per share over the past two years. However, we anticipate this trend to reverse over the coming year. During the past fiscal year, TELMEX-TELEFONOS DE MEXICO reported lower earnings of $1.35 versus $1.70 in the prior year. This year, the market expects an improvement in earnings ($1.38 versus $1.35).
- TFONY's share price has surged by 26.47% over the past year, reflecting the market's general trend, despite their weak earnings growth during the last quarter. Regarding the stock's future course, although almost any stock can fall in a broad market decline, TFONY should continue to move higher despite the fact that it has already enjoyed a very nice gain in the past year.
- The gross profit margin for TELMEX-TELEFONOS DE MEXICO is rather high; currently it is at 61.50%. It has increased from the same quarter the previous year. Along with this, the net profit margin of 13.60% is above that of the industry average.
Telefonos de Mexico, S.A.B. de C.V. provides telecommunications services primarily in Mexico. It offers local telephone service; domestic and international long distance services; and interconnection services to long-distance, local, and mobile phone carriers. The company has a P/E ratio of 0.9, below the S&P 500 P/E ratio of 17.7. Telephones of Mexico has a market cap of $16.8 billion and is part of the technology sector and telecommunications industry. Shares are up 11.2% year to date as of the close of trading on Wednesday.You can view the full Telephones of Mexico Ratings Report or get investment ideas from our investment research center.
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