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Friday 19 December 2014
There are now a large number of credit cards with 0% interest to choose from in the personal finance market. Not all cards are the same, though, and it is sound financial practice - not to mention common sense - to ensure that the card you apply for will suit your financial needs.
The first point to consider before applying for any card is that being approved is far from a foregone conclusion. If you have a poor credit rating, have accrued considerable debt or have defaulted on repayment on past credit agreements, then you may well find it difficult applying for a new credit card. As such, it may be prudent to look at alternative forms of credit.
In contrast, those with a reasonable credit rating have a wealth of choice of interest free credit cards. However, how can you be sure that the credit card you are applying for is the one best suited to your situation?
The key to finding the best zero per cent credit card is to identify how you are going to use it and what its intended purpose is for. Once you have a good understanding of that then you can begin to make a more informed decision.
For example, if you already hold a credit card but would like to transfer the balance from it, then it is well worth looking at some of the zero per cent balance transfer cards available. These cards are particularly attractive as you can drastically reduce the amount of interest you pay on your outstanding credit card balance each month. As such if you continue paying a decent amount towards the balance, you can make significant inroads into reducing the level of debt on the card.
Of course, using a zero per cent credit card in this way is only prudent if you can afford to make repayments that will reduce your balance quickly, particularly if you are seeking to pay off the outstanding debt while still under the introductory period of zero per cent APR. For people in this situation, ensuring they apply for a card that offers a low charge for transferring balances, as well as ensuring they receive the zero per cent rate of interest for as long as possible, makes sound fiscal sense.
Alternatively, if you are not looking to use the card for a balance transfer but perhaps have in mind a large single purchase, then a regular interest free credit card will suffice. The first point to note is that the issuing credit card company automatically insures any purchase on your credit card. This gives you peace of mind that should there be a problem with the transaction or the item bought, the credit card company will offer a guarantee in the last instance. Secondly, if you work out a repayment plan for your purchase and stick to it, you can purchase the item over a prolonged period and pay little or no interest.
For example, if you spend £1,000 on a new boiler and pay for it using one of the interest free credit cards that offer zero per cent on purchases for 12 months, you can pay back £85 a month over the 12 month period. After a year, you will have paid for the item in full, without interest charges. In such cases, the best card for a person in this situation is a card that offers a rate of zero per cent interest over the longest period.
Of course, many people do not use their new credit card in the ways identified above. For many, a new credit card is simply a temporary supplement to their earnings.
In such circumstances, the best types of cards available are not just zero per cent credit cards but ones that have a preferable rate of interest when the introductory offer expires. This is particularly important if you are unlikely to have paid off the balance in full before the introductory period ends.
Used prudently and with a little planning and forethought, there is likely to be an interest free card suited to most individuals' financial situation, providing they can meet the eligibility criteria.


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Photo by Sara Neal; written by Katarina Kovacevic
A farm-based utopia near Phoenix
In the nearby town of Gilbert, check out an experiment in living simply: the utopian community of Agritopia, a 160-acre cluster of ranch homes anchored by an urban farm and farm-sourced restaurants. Grab an alfresco burger at Joe's Farm Grill ($), followed by a slice of banana cream pie at the Coffee Shop ($). Stroll the rows of the community garden, then stop by the farmstand for the latest harvest. agritopia.com
Get a taste in Phoenix: Grilled fish with Agritopia's roasted cauliflower or the Far East Salad's napa cabbage, romaine lettuce, mint, and cilantro at Liberty Market. $; libertymarket.com

subset: commoncrawl


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The Myth of Jerusalem
When I was a child Jerusalem was more like a large village than a city. As in a village, there were some village idiots walking about, trailed by groups of giggling children. I particularly remember one madwoman with a gaunt, ashen face, her eyes blazing with anger and fear, who was a relative of the great mathematician Abraham Halevi Frankel. She was called "Kesher Le'echad" (tie of unity) because she preached in a babble of languages for the creation of ties of unity among people. One late afternoon I came home from school and was utterly amazed to find Kesher Le'echad sitting in the kitchen with my mother, drinking tea and eating cake. The scene didn't seem real to me. Prophets don't have tea with cake. Suddenly she got up nervously, muttered something, stood at the door and said, "We must make peace in Jerusalem schnell, schnell" (quickly, quickly).
Another village idiot called himself King David. He wore a black beret and had a round childish face and blue eyes expressing great innocence. As the King of Israel, he would grant us, his followers, various sections of Jerusalem. One day he decided to appoint me ruler of Mount Zion. He put his hand on my head and was about to bless me with his strange ceremony of investiture. At my side stood an Arab boy named Faras, who worked for a Greek Orthodox priest in our neighborhood.
"What about me?" asked Faras.
"He's an Arab," said one of the children.
King David thought for a moment, reconsidered, put his hand on both our heads, and appointed the two of us, his Jewish and Arab vassals, joint rulers of Mount Zion.
The question is whether it is possible and necessary to make peace schnell, schnell in Jerusalem, with Jews and Arabs as full partners in the ownership and administration of the city, or whether this is a solution only for children and village idiots. Any seasoned bazaar merchant—indeed, any child—will tell you that "the problem of Jerusalem" must be "left for last." Negotiations between Jews and Arabs cannot begin with a discussion about Jerusalem because this would "blow everything up." The problems are so complex that anyone who suggests a solution shows he does not understand the problem.
But I intend to suggest a solution: "Jerusalem must be one city and the capital of two states, Israel and Palestine." In 1973, several months before the Yom Kippur war, three of us, native Jerusalemites, composed a platform for a small leftist party, with the slogan, "One city, the capital of two states," But this view has never been popular among either Jews or Arabs. All but a small number of the Jews in Israel advocate absolute and exclusivesovereignty over all of Jerusalem. Mainstream Palestinians continue to demand an independent state, with sovereignty over East Jerusalem, which was under Jordanian rule until 1967. How could the suggestion of one city with joint Israeli-Palestinian sovereignty be a solution that is even possible?
In the talks that opened in Madrid in late October, Jerusalem is not being discussed. What is being discussed is something that the Israelis call "autonomy" and the Palestinians an "interim phase." But the future of Jerusalem is germane even to a temporary arrangement under which Shamir would grant autonomy and Bush would promise that future negotiations would go beyond autonomy. But what kind of autonomy? The Likud government offered the Palestinians "autonomy for persons." No one knows just what this means. It is, however, quite clear that it excludes control over land and water in the territories. Israel will maintain full control over both, and therefore Israel will decide when and where to establish new settlements. The Palestinians demand "autonomy over land." This implies, at the least, a freeze both on new settlements and on adding more settlers to existing ones. According to recent public opinion polls, a majority of Israelis are willing to freeze settlements (at least during the negotiations) as long as this does not apply to East Jerusalem. (In a poll of 80,000 people by Na'amat and Yediot Tikshoret, 71 percent of Israeli citizens said that a freeze on settlements now will promote peace.)
If there is no distinction between the status of Jerusalem and that of the territories, then Shamir will have the option of breaking off negotiations at any moment, knowing that Israeli Jews will support him. He will claim that because of the Palestinians' claims to autonomy, Jews will not be able to purchase apartments in, for example, Ramat Eshkol, a Jewish neighborhood of Jerusalem that is located beyond the 1967 border. This will win him near total support.
The problem of Jerusalem should therefore be separated from the problem of the rest of the territories. The best way to go about it is to consider Jerusalem as one undivided city and to negotiate how sovereignty over it can be defined and shared. It is a solution in the sense that it would be a just settlement of the claims of both sides—and in the sense that if the two sides were somehow eventually able to accept it, then both of them would be able to make peace on the basis of it.
I begin with the solution, but what is the problem? The problem of Jerusalem is that it is the object of a harsh, cruel, nationalistic competition between the Jews of Israel and the Palestinian Arabs. For both sides, victory in this competition means acquiring unchallenged sovereignty over the city.
What makes the problem of Jerusalem so complex is that the current nationalistic competition over the city takes place against the background of an ancient, blood-soaked religious competition between Judaism, Christianity, and Islam. To understand the depth of the nationalistic conflict one must grasp the character of the religious one. And the religious competition for Jerusalem, like the nationalistic one, is not only symbolic and metaphysical. Meron Benvenisti, in his haunting book about Jerusalem cemeteries,1 writes that the Olympic Games slogan, "Higher, faster, stronger," may be appropriate to Jerusalem. Each side wants to build higher, faster, and more than its opponents. Since 1967, Jewish Jerusalem has been leading the competition, and the record of Teddy Kollek can by now be compared to the great Jerusalem builders—Solomon, Herod, Hadrian, Constantine, Suleiman the Magnificent, and Father Antonine (the Russian priest responsible for constructing Jerusalem's large Russian complex). And while the mosque minarets once rivaled in height the church steeples in the fight for the control of the Jerusalem horizon, today the clear winners are the towers of the Hilton and Sheraton hotels.
Jerusalem has always had more history than geography. King David's city, the real one, was less than twenty acres in size. It's no wonder that the first thing the King saw from his roof was Bathsheba taking a bath. In 1967 the Jerusalem municipality controlled about 10,000 acres, which grew to 27,000 acres after Israel annexed East Jerusalem. Now Ariel Sharon, as housing minister, wants to extend the territory of Jerusalem to include the satellite towns Maale Adumim and Betar in the occupied territories, and it is not clear that anyone can stop him.
No one can say just why Jerusalem is where it is. The location ofancient cities is generally explained by three conditions: roads, water, and defense. But no important road runs through Jerusalem; it has very little water, and the ancient city, even though it was built on a ridge, was not situated in a strong defensive position on the hills. It is thought that Jerusalem was founded about four thousand years ago as a city of ritual worship by the Canaanites, a view strengthened by mention in the Bible of King Melchizedek of Salem, the priest of El Elyon, as having been there. When King David captured Jerusalem and established it as his capital perhaps he did so because it had no history of Israelite worship and could be used to establish a new sacred place. In contrast to Hebron and Beth-El, moreover, it did not belong to the territory of any of the Israelite tribes and therefore could serve as a common ground for all of them. Jerusalem also has an extraterritorial status in Jewish law (although there is a controversy about this) and it belongs to all the Israelite tribes. King Solomon built the Temple in Jerusalem and concentrated all the ritual worship there, thus setting Jerusalem at the center of the national and religious consciousness of the Jewish people for all generations to come.
After Solomon's death in the tenth century BC the kingdom was divided into the northern kingdom of Israel and the southern kingdom of Judea, with Jerusalem as the capital of Judea. In 586 BC Nebuchadnezzar destroyed Jerusalem and exiled many of its residents. Sixty years later, under the Persian patronage of King Cyrus, a group of Jews returned from Babylonia to rebuild the Temple and settle in Jerusalem. They built a small temple, a rather poor substitute for the magnificent one erected by Solomon. The period of Persian rule over the city ended in 333 BC, and Jerusalem came under the rule of Alexander the Great. This marked the beginning of the city's Hellenistic period, during which the Hellenistic ruler Antiochus Epiphanes forbade Jews to worship in the Temple. In 165 BC the Temple was "purified" by the Maccabees after a civil war against the Hellenist Jews.
In 63 BC Jerusalem entered a period of Roman rule—sometimes direct, sometimes indirect. It was during this period, shortly after Herod had rebuilt the Temple in Jerusalem as one of the most impressive structures of antiquity, that Jesus was active in the city. In AD 66 a Judean revolt against Roman rule broke out, and in 70 the Temple was destroyed and burned by Titus. After the great Judean revolt of 132, the emperor Hadrian conquered the city and razed it to the ground, establishing in its place a pagan Roman city called Aelia Capitolina, which Jews were forbidden to enter. In the year 313 Christianity became in fact the state religion in Rome, and Constantine started to build the Holy Sepulchre in the center of Jerusalem, turning the city into a Byzantine Christian city.
In 638 Jerusalem was taken over by a new religion—Islam. The Dome of the Rock was built on the Temple Mount. After 500 years of exile the Jews were permitted to return and settle in Jerusalem. In 1099 the Christians reconquered the city from the Muslims in the Crusade for the "liberation of the holy places." A Muslim counter crusade in 1187—Saladin's jihad—returned the city to Muslim rule. Jerusalem flourished during the fourteenth and fifteenth centuries when it was ruled by the Mamelukes, the slave kings originally imported into the Middle East from Central Asia.
The Turks conquered Jerusalem in 1517, and its splendid city walls were built by Suleiman the Magnificent. The city remained under Turkish rule for 400 years, until 1917, when the city was captured by General Allenby, and Jerusalem became part of the British mandate of Palestine. The British left Palestine in 1948, and in the subsequent war between the Jews and the Arabs the city was divided in two. The eastern part of the city, including the Old City, was annexed to Jordan, while the western part became the capital of the new State of Israel. In 1967 Israel conquered East Jerusalem and annexed it.
Meron Benvenisti, Jerusalem: City of The Devil (in Hebrew; Jerusalem: Keter Publishing House, 1990).↩
Meron Benvenisti, Jerusalem: City of The Devil (in Hebrew; Jerusalem: Keter Publishing House, 1990).↩


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ADORI is the DVR for Car Radio. It transforms the car radio listening experience by providing Play, Pause, Rewind features to the existing audio system in your car.
Amazing Science: Tornados, smoke rings and more. Watch 6 foot tall undulating dry ice fog tornados and learn how to build the apparatus. Watch 18 inch diameter smoke rings travel 30 feet or more.
Applied Kinetic Arts (A.K.A.) is a community of artists working within the medium loosely defined as "kinetic". Works incorporating motion, light, sound, and interactivity are represented by the group's membership
we will be conducting a continuing workshop in how Light works, how to use it, and have demonstrations of finished projects as examples of el-wire decor.
The Bay Area Garden Railway live steam group runs garden gauge live steam engines on a portable track. These locomotives are scale versions of actual prototype locomotives and, in most cases, are completely built from scratch
Bandit Guns - Worlds first rubber band shotgun kit that you can build yourself with 14 laser cut pieces of plywood stacked and held together with binding bolts (no glue). Also first rubber band gun with three modes of firing
The Bay Area R2 Builders are a group of hackers, makers, builders and above all, Star Wars fans who have built full size, fully functional R2D2s.
BioLite develops and manufactures advanced energy products that make cooking with wood as
clean, safe, and easy as modern fuels while also providing electricity to charge small devices like
cell phones and LED lights off-grid. Headquartered in Brooklyn, NY, the company was founded in
2009 by Jonathan Cedar and Alec Drummond. Discover more about BioLite at biolitestove.com,
facebook.com/biolitestove and twitter.com/biolitestove
CalSol is a student run team at UC Berkeley that designs, builds, tests, and races fully solar-powered vehicles.n
CCA Cross-Section: A group selection of exciting projects made recently at California College of the Arts.
Chimera Art Space is the first community arts and maker space in Sonoma County, California. We're a diverse community of artists, makers, hackers, inventors, and mad scientists looking to learn, share and grow.
Creepy Crawlies is a collection of robots each exploring a different mode of locomotion. Visitors can try out steering slithering snakes and creepy insects around the exhibit.
Visit CuriOdyssey's Mobile Museum to experiment hands-on with gears, gadgets, and mechanical science exhibits. Try out your maker skills by designing, creating, and testing your own wind-powered vehicle on our test track!
I'll demonstrate my Email Guitar and talk about it and other recent projects like the Oreo Separator.
Ever wanted to build your own "professional" printed circuit boards? We will bootstrap you with the Open Source program "Kicad" and walk through the steps understand the software and have your boards manufactured.
The History of the Game Console Controller, from the Fairchild controller of 1976 up through today's motion controllers, plus a section dedicated to rhythm games like DDR. Experience gaming as it used to be played!
Display of MyDIYCNC CNC machines performing tasks such as PCB track isolation milling, parts fabrication and lithopane milling. Launch of my new intelligent USB CNC interface for PC, Mac and Linux platforms. Display CNC kits.
We make simple toys and gadgets for all ages. We also hand out instruction manuels because anyone can be a maker!
Imagine your back yard lighting up with fireflies at dusk. Hung freely from the fence, trellis, bushes, and trees, these tiny solar-powered fireflies enchantingly mimic their natural counterparts.
The story behind FlipBooKit. Arduino controlled Mechanical Flip Book art that germinated in a hackerspace, became a Makerfaire hit that launched into a Kickstarter hit and business. As told my the Makers.


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remote oil filter supply to engine adaptor plate gaskets leaking on a 4.3 6cyl. how do I get adaptor off to re gasket, tight space looks like you have to drop transfer,oil pan,etc? help
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1991 Chevrolet S10 Blazer Question: oil leak at supp &return going in to eng.
Steve Abeles, Centerport, NY, October 31, 2010, 13:08
1 Answer
Answer #1Superbob October 31, 2010, 14:19Master
It's not hard to do. I remember fixing lots of these at a chevy dealer back then when the car was current. Get yourself the gasket and o-ring (if I remember correctly) at the dealer and go to it. I don't remember this being a difficult job.
ReplySteve Abeles, October 31, 2010, 18:16Rookie
thanks but do you remember if anything has to be removed to get to the adaptor oring and gasket?
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The names on the program — Gustavo Dudamel, Yo-Yo Ma — were impressive, the kind that transcend classical music into the popular consciousness. The musical offering — Cage, Bach, Tchaikovsky, Adès, Mahler, Saint-Saëns — was noteworthy, both for its eclecticism and its ability to offer a diverse showcase for the Los Angeles Philharmonic and Walt … Continue reading
Tag Archives: Tchaikovsky
Rafael's Rite of Spring: Frühbeck de Burgos puts his own stamp on Stravinsky masterwork with LA Phil
There have been so many performances this season of The Rite of Spring (AKA Le sacre du printemps in the original français) in celebration of the work's centenary that some people have expressed concerns that the work was becoming over-exposed. You wouldn't have known it by the number of seats filled Tuesday night at the Hollywood Bowl … Continue reading
Starting the new year off with a bang: Grubinger, Eschenbach, and LA Phil dazzle with Tan Dun's new percussion concerto
A new composition for a new year. Seems rather poetic, doesn't it? Often such gestures work better in concept than in practice, but thanks to Martin Grubinger's virtuoso performance of The Tears of Nature, Tan Dun's new percussion concerto receiving its U.S. Premiere last Friday night care of the Los Angeles Philharmonic, this one worked … Continue reading
Five concerts, four conductors at different stages of their relationship w/ the LA Phil (part 3 of 4): Esa-Pekka Salonen then and now
When Esa-Pekka Salonen comes back to conduct the Los Angeles Philharmonic, you expect finely polished performances of complex programs. In two weekends of concerts earlier this month, that's exactly what you got and then some. E-P was in town to help the orchestra celebrate Lutosławski's centenary, with both sets of programs featuring major works by the … Continue reading
Style and substance in equal measure: Wang joins Dudamel and the LA Phil for some Tchaikovsky
Tchaikovsky concerts at the Hollywood Bowl are common occurrences. Thursday night's Los Angeles Philharmonic concert was pretty typical, with a program featuring a pair of frequently heard warhorses: the Piano Concerto No. 1 and the Symphony No. 4. Then again, in some ways, this wasn't all that typical. There were no fireworks, no 1812 Overture, … Continue reading


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Join us for LIVE coverage of the 2014 Winter Cup Challenge from Las Vegas! Coverage begins on Thursday, Feb. 20, with two preliminary sessions at 4 p.m. and 9:30 p.m. ET.
The Winter Cup Challenge finals will stream live right here at 10 p.m. ET on Saturday, Feb. 22.
For complete coverage of the event, check out the USA Gymnastics YouTube channel.


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Extras from the Spring 2013 issue of Franciscan Way Magazine
When I arrived in January 1987 as a 40-year-old grad student, I bought a pair of earmuffs to combat the cold winds swirling around the top of the hill. I remember being laughed at; I'm sure the younger students thought I was an old fuddy-duddy. However, within a year, there were numerous pairs of muffs being worn on campus, so I like to think I started the trend. I'm not sure how long it lasted, but I'm still an earmuff wearer.
The main trend I saw at Franciscan was off-brand Birkenstocks from Austria, with jeans and a T-shirt.
There was, however, one girl named Claire, who always "wowed" me when I saw her. She made any combination work really well, even her blue bolt ear brings.
It wasn't my scuffed construction boots, nor even the tar and grit under my nails from fixing roofs to support myself at Franciscan University. No, it was that I couldn't do a thing with my hair!
But none of that stopped this wonderful lady, Linda, singer and former star of stage and screen, from marrying me some years later, July 21, 2007—to be exact.
Class of 2001Major: Political Science, Spanish
Since graduating from Franciscan University in 2001, Lt. Tom Byrnes has been involved in many things he had never expected, such as working with Iraqi officials in Baghdad as a Navy JAG lawyer.
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To find nearby festivals and those located at least in the Northeast Check this listing.
Please verify locations, dates & times before renting cars or paying hefty cab fares!
|Sunday, June 10
12:00 pm
Vocal Harmony Basics
Jalopy, 315 Columbia St., btwn Hamilton & Woodhull, Brooklyn, NY 11231 – 718-395-3214
Vocal Harmony Basics with Emily Eagan. Dive in head-first to the joys of traditional American harmony singing: learn harmony parts to Old Time, Early Country, Bluegrass and Gospel standards. Experience the thrill of singing close harmony with others, develop an understanding of chords and intervals, and gain the tools to start finding harmony parts on your own. Less advanced singers will learn the basics, and more advanced singers will be able to fill in some gaps of what they don't already know.
2:00 pm
Vocal Harmony Duos and Trios
Jalopy, 315 Columbia St., btwn Hamilton & Woodhull, Brooklyn, NY 11231 – 718-395-3214
Vocal Harmony Duos and Trios with Don Friedman and Emily Eagen. Explore the rich world of Early Country, Bluegrass, Old Time, and Gospel harmony singing, from lesser-known rep to old chestnuts. www.jalopy.biz/performa.....=2729
2:00 pm
Tony Trischka, Darol Anger & Michael Daves
Rockland Center for the Arts, 27 South Greenbush Road, West Nyack, NY 10994 – 845-358-0877


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Hey guys. Now a couple years ago all I used the Treadmill for was running, but now that I am out of shape and winded much easier, I set the treadmill incline to MAX(15.0 on the tread I use) and usually walk from 3.2 speed to 4.0 speed. It shows my calories being burned a much higher amount than I expect.
For example, 40 minutes of this incline at 3.5 speed will give me like 520-550 calories burned. However, I know these machines aren't accurate. My question to you all is ... is this considered a good cardio session? I can't get it out of my head that walking isn't cardio, and most days I try to do interval running and then back to high incline power walking on the tread.
Anyone else use this as a form of a cardio workout? Is it adequate enough for my fat loss journey? Thanks all
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Recent Posts
The Ab Circle Pro case: A gut check for marketers
The FTC's multimillion dollar settlement involving the Ab Circle Pro exercise device is great news for consumers. But what does it say to businesses?
Phenomenal abdominals? Not so fast, Ab Circle Pro.
If you haven't heard of the Ab Circle Pro, you need to spend more time in your recliner. Between the infomercial blitz, the online presence, and a retail campaign that promoted the product with a prominent "As Seen on TV" logo, ads were everywhere. The marketers claimed that using the device for just three minutes a day would lead to a 10-pound weight loss in two weeks and inches off the stomach, hips, and thighs — benefits equal to or better than longer workouts at the gym.
It's back-to-school time: Protecting kids' identities
As back-to-school time approaches, children may be thinking about meeting up with friends to share stories about their summer adventures. But when it comes to personal information, parents and kids need to be careful about sharing too much. These days the casual use of sensitive data (like a Social Security number on a registration form, permission slip, or health document) can lead to child identity theft, a serious crime that impacts thousands of kids each year. Parents can take steps to protect their children from ID theft — and your business can help by sharing f
Sports concussion prevention claims: What marketers need to know
Whether you're a full-pads athlete or a quarterback of the Monday morning variety, you've read reports about sports-related concussions. But before marketing a product advertised to reduce the risk of those injuries, businesses should take a careful look at the FTC's settlement with Pennsylvania-based Brain-Pad, Inc.
More time to polish up your comments
When it comes to the FTC's Jewelry Guides, we're looking for your pearls of wisdom, your sterling opinions, and other flawless feedback about how the standards affect consumers and businesses. Back in June, we told you that the Jewelry Guides were getting another look as part of the FTC's systematic revie


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Emma Stone's 15 Most Amazing Looks
From retro-glam updos to bold lip choices, it's becoming clear that this is one funny girl with some serious beauty sense. Get inspired by her standout hair and makeup moments!
By Laurie Espino
Side-Swept Bangs
A low bun with side-swept bangs makes a sophisticated style statement! Emma's perfect highlights shined in this easy-to-recreate 'do.
To copy the look, make a deep side part, pull back your hair as if creating a ponytail, and twist the strands into a low bun. Set with pins, and you've got a look that's totally chic and Emma-approved!


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Iowa has weathered this recession pretty well. It has only had one bank failure since the recession began. It has a much lower foreclosure rate than the national average. Iowans also tend to have some of the lowest credit card debt levels in the United States. But, as American Bankers Association Chairman Art Johnson pointed out at the Iowa Bankers Associations annual convention in Des Moines last month, that could quickly change, depending on how regulators implement the Dodd-Frank Act.
According to Johnson, who is also CEO of United Bank of Michigan in Grand Rapids, how the Consumer Financial Protection Bureau is implemented and how the word abusive is defined could create huge burdens for community banks. Johnson also said the Federal Accounting Standards Boards proposal on mark-to-market accounting threatens our very business model. Because of these issues, he urged bankers to be advocates for their industry and to remain involved and engaged in the governing process. Advocacy isnt a seasonal sport with a beginning and ending, Johnson said. There is no down time in advocacy.
While the future regulation of community banks may not yet be decided, Economist Brian Wesbury of First Trust Advisors in Wheaton, Ill., gave attendees hope that the economy will recover from this recession just like it has from every other recession this country has been through.
Wesbury said people are afraid that this recession is different from all the others; that we might not recover from this one. But he doesnt understand why people think that. Pessimism is so great right now, Wesbury said. I call it economic hypochondria.
His theory is that when youre down you have nowhere to go but up. When people ask, How can we have recovery with unemployment at 10 percent? I ask, How can we not?
Wesbury pointed out that the country is supposed to be living in a new normal but consumer spending is actually higher today than it has ever been in U.S. history, according to the Bureau of Economics. He also noted that the savings rate is the highest it has been since the 1990s.
One key reason the economy will be OK is that Fed policy is still loose and productivity is still strong, Wesbury said, using the example of Apple and its iPad. However, Wesbury believes Treasurys are a bubble waiting to burst. And when it comes to Fed policy, Wesbury thinks Kansas City Fed President Tom Hoenig is dead on in wanting to start tightening its rate policy. But it is not going to happen, Wesbury said.
The breakout session Financial Strategies for the Challenging Times Ahead also focused on the economy and growth. Session leader Edward Krei of The Baker Group in Oklahoma City explained that there are several things high-performing financial institutions do well, one of which is that they clearly define their market segments and listen to their customers.
They also build effective processes, which includes committees and boards. Krei asked IBA members, Is your ALCO committee effective? and Does the board spend at least 75 percent of its time on the five most important issues facing your institution today? Also, Krei asked attendees if there are good approval processes in place for loans and risk management.
Krei said high-performing organizations also invest in employees and an organizational structure that promotes accountability. He told the audience to ask themselves, Do we have the right people in the right positions doing the right things?
At the board level, Krei said bad compensation plans create risk and boards should look at four issues: ownership succession, board succession, management succession and organizational structure, including effectiveness of committees.
Kari English is senior editor of BankNews.
Copyright © October 2010 BankNews Media


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Shakespeare District
Witnesses, Dog Chase Rapist, Back Off When He Points Gun
A pair of witnesses chased down a rapist in the Logan Square neighborhood overnight, but had to give up the chase after he pointed a gun.
Baby Alive After Quick Actions By Police Officer
A baby boy is alive this morning, thanks to the quick actions of a Chicago Police officer.
Man In Car Shot, Critically Wounded On Northwest Side
Police are interviewing witnesses to a shooting that left a man critically wounded early Saturday on the Northwest Side.


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TFI - Trade Fairs International - The International Trade Fair Magazine
Stephan Mahnecke
Managing Director
Party Rent
Undeniably, huge volumes of
materials are transported over considerable distances so that events can be
staged. And unless organisers pay close attention to the consequences, which
can be seen on both a local and a global level, that costs a great deal of
energy. The Party Rent Group employs a variety of measures to ensure that the events
in which it is involved are greener and more sustainable and that their impact
on the environment is thus significantly reduced.
Nitrogen oxide emissions and fuel consumption
When we purchase delivery vehicles, we examine their fuel consumption and carbon emissions to make sure that they are state of the art. Thats why we have a partnership with a top vehicle manufacturer for our vehicles. This ensures that they are serviced regularly by the manufacturer, thus benefiting the environment. 75 percent of the vehicles in our fleet are already equipped with bluetec technology, which reduces the emissions from diesel engines. Within a period of 24 months, the Party Rent Group has managed to reduce its nitrogen oxide emissions by 80 percent and its fuel consumption by 10 percent.
Flexible transport of furniture and crockery
We have a wide variety of vehicles in our fleet, which allows us to choose an appropriate one for the volume ordered by the customer: the options range from Vito and Sprinter vans to articulated lorries. The size of our fleet also allows us to organise sequences of deliveries over longer delivery time frames. Moreover, all Party Rent vehicles are equipped with tail lifts, which means they can be loaded and unloaded without the need for diesel-powered forklift trucks. In addition, to make sure our drivers find the shortest, most economical route to our customers events, we have equipped our entire fleet with GPS satellite navigation systems.
Lightweight event equipment
We reduce the weight carried by our vehicles and thus their fuel consumption by using lightweight rental furniture, some of which we make ourselves, as well as special transport systems for event equipment. The lightweight design of our furniture reduces the weight transported and the raw materials required to make them. It also makes the furniture easier for our staff to carry before and after events. Most of our rental items also fit into our transport system, which has been customised for our vehicles. What that means is that the vehicles can be loaded without wasting any space.
Multi-purpose modular design
A lot of the rental furniture in our diverse product portfolio can be used for a variety of purposes thanks to its modular design. Not only does this make these items of furniture very useful in themselves, it also means our customers can reduce the number of suppliers they need for each event. Shipments can thus be combined and costs and emissions reduced. The Party Rent Group has a central purchasing policy, which allows us to concentrate production operations at specific suppliers and in our own workshops. We favour suppliers from Germany and neighbouring countries that can demonstrate their sustainability credentials.
LED technology and relayable flooring
To reduce the energy consumption of our technical equipment, we have converted many of our light fittings to LED technology. In addition, we work with relayable carpet tiles rather than products that can only be used once before being disposed of (www.partyrent.com).


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The AMC AMX is overdue for a big bounce-back in the market and if there's a car that's going to lead the charge it's... More
GO PACK. Has the seven blade fan, space saver spare, dual exhaust, front disc brakes, and the "Twin Grip Axle" (posi) 390 V-8 with automatic... More
All original including paint. 360 V8, 4 speed, leather, red line tires, big bad blue paint. A true survivor.... More
1968 AMC AMX Gold with Black Stripes. One of only 6725 produced in 1968. This car was in storage for34 years. Original black interior... More
Incredibly clean completely restored from frame up. Everything new or refurbished during restoration. Certified show winner on a national level. 3rd place in class... More
solid body, runs and drives very well,390 motor is rated at 325HP with ram air hood, has go pack option.-call for more details- WE... More
1964 American Motors Rambler American 440H 2-dr hardtop. Finished in bright Rampart Red, with red and white bucket seat interior and white headliner, 195.6... More
VERY LOW MILES, GARAGE KEPT,BODY AND PAINT IN GOOD CONDITION,PAINT IS RATED 8/10 REDONE ABOUT 6 YEARS AGO IN ITS ORIGINAL COLOR, THIS CAR... More
Up for consideration is this 1964 AMC Rambler Classic 770 Sedan. The 770 series was the upscale version of the Rambler Classic and featured... More
390 go pack car with the T-10 4-Speed manual transmission. It was restored in the late 1990's and has been a part on an... More
1978 AMC CONCORD AMX VIN A8C039H339220 CLASSIC BLACK WITH GOLD ACCENT BEIGE VINYL BUCKET SEATS 360 CID V-8 AUTOMATIC AIR CONDITIONING POWER STEERING REAR... More
1965 RAMBLER MARLIN VIN 4103041 ANTIQUA RED / BLACK EXTERIOR BLACK CLOTH / VINYL BUCKET SEATS 327 CID V-8 270HP FLASH-O-MATIC TRANSMISSION POWER STEERING... More
To view more pictures and information please visit our website www.classiccarliquidators.com. After viewing the vehicle you may give us a call at 903-891-0000 and... More
1963 American Rambler "440" 2-Door Convertible, Restoration Completed 10/10/14. "Stunning" Bright "Real Red" White New Power Convertible Top, New Red Vinyl Bucket Seat Interior... More
1968 American "AMX" 2-Door Hardtop, 390ci/315 Hp. 4BBL V-8, Borg Warner Automatic, Correct "Blazer Blue Iridescent" Exterior (Code-45A), Correct Red Vinyl Interior (Code-835A), Power... More
All original AMC Rebel SST has original paint and interior. was a 2 owner car right here in Sarasota Florida. unmolested and a true... More
For sale in our Detroit showroom is a 1970 AMC AMX. The AMX is a two-seat GT-style sports car that was produced by American... More
1959 Rambler American Super two door coupe. Runs great with newly rebuilt generator. New radial tires with correct wide whites installed May 2014. Exceptionally... More
1969 AMC Hurst SCRamblerFully restored to concourse condition including undercarriageComplete rotisserie restorationOne of 1512 BuiltOne of 322 known to existOne of 249 with door... More
Just in! Call or visit our website for more information.... More
Just in! Call or visit our website for more information.... More
Nobody has been able to explain why the very rare and unique AMC Javelin has not kept pace with its Big Three counterparts. This... More
American Motors was always the company that dared to be different. Even at the height of the muscle car era when 4-seaters were selling... More
1962 Rambler 400 Convertible -- 54,957 Original Miles – one repaint AT. PS. PB. Power Top, Copper Exterior, Tan Interior, New Carpets, New Back... More
Offered for Sale by the California Automobile Museum This 1969 AMC AMX has been beautifully restored to show room condition and represents 1 of the... More
Although the AMX has never quite become as famous or as common as Camaros and Mustangs of the period they are increasingly sought after.... More
1973 Javelin - 360 - Automatic - California car. Disc brakes - Power Steering. ... More
Mostly original and in good shape considering age. Was a daily driver for the previous owner and runs and drives well enough to do... More
Another new arrrival from the south. The AMX was American Motors entrance into the Muscle Car market in 1968, and was only built... More
1968 American Motors AMX The Former very fussy owner enjoyed this rare and unique American Two Seater Muscle Car for over 30 years. ... More


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Business owners are busy. I mean really busy. They're time strapped. Competing fires that require immediate attention pop up. Daily. We know this intimately having worked with thousands of them. We were once a small business ourselves.
And it's no secret that at first, marketing automation can feel daunting for so many small businesses. But it doesn't have to be. Infusionsoft customer, Latrisha Jacobs reminds us of that here in the video below!
We've been hard at work over the last 18 months perfecting the process for business owners and their staff so that when they take the first step in choosing our marketing automation suite, they get to experience the benefits of automation faster.
Watch on YouTube: Customer Feedback on Infusionsoft's Quick-Start Services
Quick-Start for New Customers
We made a change earlier this year in our on-boarding process for new users. And based on some of the questions I've seen come up, it makes sense to clearly explain what our services in on-boarding new customers looks like today and what people can expect.
So what did we do exactly that's different? After months of analysis, debate and testing, we introduced our Quick-Start Services package that is required for all new customers. The package is affordable for many business owners at $2,000. It delivers a combination of transition, training and strategic services designed to help our customers conceptualize their Perfect Customer Lifecycle and get a Marketing Automation Plan (M.A.P.) for their business. Our Success Coaches deliver the Quick-Start Services package and help each customer launch the first two campaigns of their M.A.P. This is what other businesses have paid well into the five-figures to implement — we provide helpful strategy, relevant content and powerful software at a fraction of the cost.
A couple weeks ago, I read a post from one of my best friends, Dave Lee, who was a long-time executive at Infusionsoft. He gave a fair review of Infusionsoft; a perspective he is able to provide after implementing many Infusionsoft customers since he left the company last year. But there was one thing in Dave's post that struck me. He said that Infusionsoft implemented a policy that "all new customers must pay a $2K fee to get started." He opines that it was to generate additional revenue for the company. In fact, that's not why we launched the Quick-Start Services.
A little background is in order.
Until mid-2009, we charged a $5,000 fee to get set up with the software. The fee enabled us to deliver implementation services to help our customers be successful, and it worked. But the fee also prevented many businesses from joining Infusionsoft. Later, after raising venture capital, working hard on the product and preparing to bring on many more customers (because we wanted the masses to be able to afford our powerful marketing automation software), we removed the required setup fee. We immediately doubled the number of customers who were signing up for Infusionsoft to about 400 customers per month.
But within a few months, many of those customers cancelled. For 18 months, we worked hard to improve our product, service and overall solution so that we could help customers succeed and retain them. Throughout this period of time, my team of 125 employees worked tirelessly to help our customers succeed. But all too often, customers wouldn't show up for their scheduled appointments, their campaign launches didn't happen and employee morale suffered at Infusionsoft.
Customers weren't committed because they hadn't invested in our software. And our employees could only provide so much service without breaking the bank at Infusionsoft. Despite the struggles, we continued to grow the business and we reached cash-flow positive. Financially, our business was doing just fine. But my long-term vision for the company and the driving force behind why we are in business (to revolutionize the way small businesses grow, through marketing automation), was not being satisfied.
The bottom line is that my team and I were tired of having too many customers not succeed. And it really stung when those customers blamed Infusionsoft, which was understandable. After all, it is our responsibility to deliver a solution that works for our customers.
The costly lesson we learned during those tough months between mid-2009 through the end of 2010 is that marketing automation for small businesses isn't just software.
It's a formula that blends just the right amounts of software, strategy and content to ensure customers will be successful. We've implemented marketing automation in more businesses than any company on the planet. We know what works. We know the customer needs software, strategy and content help from us. And we know the customer needs to be committed to the marketing automation system they are implementing. This is not a basic little tool. It is a business system that will revolutionize their business growth. And like any system, it takes time and dedication to make it successful.
So, what has happened in the last six months since we began requiring all customers to invest in a Quick-Start Services package?
- Usage is up dramatically! 82% of our customers launch two campaigns within their first 60 days.
- Customer satisfaction has surged to all-time highs.
- Our employees are happier than ever.
- Our Dream, Vision, Purpose and Mission are alive and well.
This change was motivated by our vision for this company, a love for our employees and our culture, and a commitment to revolutionize the way small businesses grow, through marketing automation. We're doing that now and it feels great! Just ask one of our employees. Better yet, check out this video I happened to get from a customer who tells the story from her perspective.
We're not alone either in this methodology – CRM and Marketing Automation analyst David Raab agrees and sums up our recent efforts on his blog with, "The Perfect Customer Lifecycle illustrates how much effort Infusionsoft puts into helping its customers succeed."
Software does only so much; it's the strategy that grows a business.


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1/4 of B*Witched | Teacher | Music Management & Artist Development..............Be a Rockstar at Everything You Do


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Below are the first 10 and last 10 pages of uncorrected machine-read text (when available) of this chapter, followed by the top 30 algorithmically extracted key phrases from the chapter as a whole.
Intended to provide our own search engines and external engines with highly rich, chapter-representative searchable text on the opening pages of each chapter. Because it is UNCORRECTED material, please consider the following text as a useful but insufficient proxy for the authoritative book pages.
Do not use for reproduction, copying, pasting, or reading; exclusively for search engines.
OCR for page 21
21 Source: UT-CTR. Figure 3-1. Land uses and conflicts adjacent to freight activity. Such barriers typically result in increased production and Some of these barriers can be specific to a particular mode distribution costs. In this context, examples of potential bar- (e.g., highway and road design impacts on trucking activities riers or interference with freight-transportation-related ser- or dredging impacts on waterway transportation), while other vices include the following: barriers may be more general across modes (e.g., limitations on hours of operation). Barriers not only affect freight activi- � Speed restrictions; ties along particular corridors and facilities, but they also � Limitations on hours of operation; may affect route choices and the ability to access freight and � Height and clearance impacts; manufacturing facilities. For example, if roads are designed � Size and weight limitations; with turning radii that are too tight, particular types of trucks � Corridor design impacts; may not be able to use these routes or access facilities that use � Environmental permitting; these roads. � Limitations on dredging operations and/or depositing of dredged material; Conflicts and Barriers Matrices � Backlog of waterway lock or channel maintenance; � Hazardous material (hazmat) routing restrictions; and The types of conflicts and resulting barriers to efficient freight � Gentrification that displaces, impedes, or increases the transportation are summarized in the conflicts and barriers costs of freight transportation. matrices found in Appendix A.


text:
Yes, Yes Uranus In Aries And All But…
Dr Paul Moller and his M200G Volantor
Yes i think Uranus in Aries is going to bring flying cars and skybots, moon tripping, whatever BUT if one is going to have a flying car, it has gotta be a convertible, surely?
Would you want one of these if someone just gave it to you, it was eco and you HAD to use it to go practically everywhere? And if so, what sign are you?


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Midwest Suburban League
Weather Hotline: (888) 339-5585
Welcome to the home of Chicago Devils Baseball! We are a non-profit men's adult baseball organization located in the north/northwest suburbs of Chicago. The Devils are comprised of three different highly competitive teams: 18 and over (part of the Midwest Suburban League), 25 and Over (part of the Chicago North Men's Senior Baseball League) and 35 and Over (also part of the CNMSBL). All three teams feature competitive men's adult baseball and are always seeking new players and sponsors to make the baseball experience more exciting. We provide a fun, competitive and positive baseball environment.
Contact us:
Eric Page-Mgr/GM (708) 702-9299
This site was updated November 27, 2013
Chicago North
Men's Senior Baseball League
Weather Hotline: (847) 604-2444
Men's Adult Baseball League (MABL)
Men's Senior Baseball League (MSBL)
Devils Seeking Sponsors
The Chicago Devils are actively seeking sponsors for our baseball teams. The Devils are comprised of 3 teams, totaling nearly 60 different players. The Devils are affiliated with the Midwest Suburban league and Chicago North Men's Senior Baseball League, which have nearly 2,000 combined members, not to mention family members and friends. If you are interested in becoming a sponsor for this season or future seasons, please e-mail us at firstname.lastname@example.com.
Chicago Devils Baseball is a non-profit amateur baseball team.
Partners & Sponsors
CDB Bats &
Viper Bat Co.
Official Wood Bat
of the Devils
CDB Bats is a proud distributor of Viper Bats. Viper is a manufacturer of high quality custom Ash, Birch, Maple, Bamboo, High Density Maple and Composite Wood Bats.
These bats are excellent in quality and visual works of art. Pricing is very competitive and CDB Bats offers FREE Personalization and FREE Shipping*.
(708) 702-9299 or email@example.com.
* Free shipping only to those in the Chicagoland area who are able to pickup or accept dropoff of bats once shipped to distributor from manufacturer.
The Devils are heading off to Sin City for the MSBL National Kickoff Classic. The team is being built for the 25+ division, with a guaranteed 3 games over 2 days, plus playoffs and/or championship on the 3rd day.
The tournament will be held on Saturday & Sunday, March 8-9, 2014, with playoffs on Monday, March 10, 2014.
If you are interested in attending/playing in the tourney, please contact Eric Page at email@example.com.
In addition to the tournament, we will be celebrating the Bachelor Party for 25+ & 35+ Devil Jeremy Schneider, who will be tying the knot later in March 2014.


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Euan's Guide to Asperger's Syndrome
Find a Conversation
|Mon, 11-22-2010 - 4:45am
I sat down with Euan and we drew this up. His ASD outreach worker is using this to work with his homeroom on awareness of difference and how the children can support Euan, but his ASN teacher was also very impressed and is going to use it with each of his teachers to work out a programme of supports and accommodations in his different classes. I'll let you know how successful that is, but I am very impressed that the school is willing to put in the effort.
I've cut and pasted this below: obviously it is personal to Euan, but it could be used and adapted for most of our kids, I think, and it might be useful for you guys to use if you are encountering a lot of resistance or ignorance about Asperger's/ ASD. What is most useful about it is that it demystifies it AND it offers some solutions (all Euan's own ideas, based on his experiences) and it shows teachers that most of the accommodations he needs are not rocket science, or even particularly hard/expensive/disruptive.
Anyway, hope it is useful for someone. I don't think it has formatted properly under the headings but I am not sure how to fix that! I can always email a copy to anyone separately who wants it
Kirsty & Euan (12, Asperger's Syndrome)Asperger's Syndrome: A guide
Based on the experiences of Euan Lippmann
|Tue, 11-23-2010 - 5:38am


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Jon Stewart had a roundup Thursday of a bizarre recent trend: Armageddon ?news? coverage. Behold this montage of shame, in which every TV news outlet from ?Good Morning America? to MSNBC seemed to make an appearance. CNN, in its quest for fact, checked something called a ?rapture index,? while Fox News demanded a rapture timetable, prompting Stewart to comment, ?that?s the timetable Fox News is demanding we have. ?Mr. President, when will our troops withdraw to the hill of Megiddo to fight the army of Satan? I want answers!? " It?s comforting to know that while that guy with the sign in front of Costco has to take a break every now and then, the cable news networks can get the word out about the end of the world 24 hours a day.
Watch it:
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A Progressive Journal of News and Opinion Zuade Kaufman, Publisher Robert Scheer, Editor-in-Chief
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Mississippi State student to be in court for DUI charge
Updated On: Oct 21 2013 09:47:48 AM CDT
A Mississippi State University student who was charged in connection with a fellow student's death heads to court Monday.
Police said Sawyer Steede, of Lucedale, was backing up a pickup truck outside the McDonald's on Highway 12 near campus when he hit a curb.
Investigators said Kaleb Barker, also of Lucedale, was thrown from the truck bed and run over by the truck.
He later died of his injuries.
Steede faces a charge of aggravated driving under the influence.
Copyright 2013 by WAPT.com. The Associated Press contributed to this report. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Traffic circle angers residents
Date: May 29, 2009
by: Robin Roy | City Editor
Several Alta Vista residents are not happy about the traffic circle being installed in their community, and they let their feelings known at the May 28 neighborhood association meeting.
A sampling of the comments:
"It's a hell of a thing."
"It's terrible."
"Nobody knows who has the right of way."
"It's a very dangerous situation."
"We don't want it."
The city is currently putting the finishing touches on the circle at Shade Avenue and Novus Street.
The Alta Vista Neighborhood Association requested the traffic circle two years ago to help slow speeders.
But some residents told the association's board that they didn't think speeding was a problem.
"I've lived on Novus my whole life, and I've never seen the problems you're talking about," said resident Candy Spaulding.
Pete Theisen, a former City Commission candidate, said cars seem to be hitting the traffic circle.
"I see lots of black tire marks (on the circle)," he said.
But Association President Juanita Rawlinson said traffic is a problem now and will only get worse when two major construction projects are complete — the new Publix supermarket at Wood Street and U.S. 41 and a mixed-use development on School Avenue.
"We're going to see a lot more cars, so we're trying to do everything we can to slow traffic," Rawlinson said.
And, other board members assured the skeptics it would just take some time to get used to the traffic circle.
But some residents weren't buying it.
"Somebody is going to get hurt," Spaulding said. "That's why it's so asinine."
Currently 0 Responses
- Dec
26 Lights In Bloom
6:00 pm - 9:00 pm
- Jan
3 FREE 5K Fun Run
7:00 am - 8:00 am
- Jan
3 Historical Trolley Tour
10:00 am - 12:00 pm
- Jan
6 Feast of the Epiphany offers beautiful close to Christmas season
7:30 am
Sound of hope
The holiday season hasn't officially started until our favorite bell ringers return to their posts.
Holiday harmonies
Shoppers and residents were treated to some holiday harmonies by the Senior Friendship Centers' group, the Second Wind Harmonica Players, in Downtown Sarasota.
Stepping up to the plate
The Cal Ripken Sr. Foundation and the Boys & Girls Clubs of Sarasota County teamed up to bring the anti-bullying event Rachel's Challenge to Sarasota Dec. 3.


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Mount Kimbie are delighted to announce that their Southbank show this Saturday is now sold out and in anticipation, they have released more details about the special live event alongside an announcement of their support dates with Squarepusher.
The show, which is part of Southbank's Ether Festival, will be Mount Kimbie's first headline London show since April 2011 and will preview some of the band's new material forthcoming on Warp Records.
Mount Kimbie have revealed they will be collaborating with installation and light artists Caleb Madden and Bartosz Dylweski aka SUPERCELL for the show, which will place the celebrated two-piece within an immersive visual environment built to expose and utilise the invisible forces of electro-magnetism, gravity and sub-sonic frequencies.
Mount Kimbie will perform at the climax of an explorative evening of music across two stages curated by Resident Advisor. Other guests include Raime, Bass Clef, Ekoclef and Airhead. The evening is split into two parts with Mount Kimbie, Bass Clef, and Airhead playing the latter half in The Front Room.
Having recently toured China, Russia and Australia, the duo will return to the States after Ether Festival to support Squarepusher on his dates across the US - more information on the official Squarepusher site.
Mount Kimbie & Guests
Presented by Resident Advisor & Southbank Centre as part of Ether Festival
Saturday 13th October
The Front Room at Queen Elizabeth Hall
Part 1 @ 8.15pm & Part 2 (Mount Kimbie) @ 10pm
Tickets Sold Out
Mount Kimbie live dates
13 Ether Festival @ Southbank Centre, London, UK Tickets
27 TLA, Philadelphia, PA, USA supporting Squarepusher Tickets + Info
29 Fillmore, Silver Spring, MD, USA supporting Squarepusher Tickets + Info
31 Royale, Boston, MA, USA supporting Squarepusher Tickets + Info
1 Terminal 5, New York, NY, USA supporting Squarepusher Tickets + Info
2 Danforth Music Hall, Toronto, ON, Canada supporting Squarepusher Tickets + Info
3 Metro, Chicago, IL, USA supporting Squarepusher Tickets + Info
8 ICON, Los Angeles, CA, USA Tickets + Info
9 1015 Folsom, San Francisco, CA Tickets + Info
10 Chop Suey, Seattle, WA Tickets + info
8th October 12
Related links
Mount Kimbie Facebook
Mount Kimbie News
8th December 14
+ News
From Art Basel, to Jodrell Bank, to the Palissandro Marmi quarry in Verbania, explore the venues our artists have visited this year
7th December 14
+ News
27th November 14
+ News


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Controlled protein and sodium diet for kidney disease. Ohio State University Medical Center website. Disponible en:
. Accedido abril 25, 2007.
Diet for kidney disease. University of Utah Health Sciences Center website. Disponible en:
. Accedido abril 25, 2007.
Low-protein diet postpones dialysis. John Hopkins Medicine website. Disponible en:
. Accedido abril 25, 2007.
Low-protein recipes. National Kidney Foundation website. Disponible en:
. Accedido abril 24, 2007.
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¿Desea asegurarse de obtener los nutrientes que necesita en cada comida? Una forma sencilla de hacerlo es incorporar frutas y verduras coloridas a la alimentación....
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text:
Rihanna and Jay-Z team up on new project!
JUST ADDED: 5 Seconds of Summer will be rocking the stage at this year's iHeartRadio Music Festival Village in Las Vegas! The band sat down with Ryan Seacrest to break the news.�Click here to buy your tickets now, before they sell out!
Check out the full lineup for this year's iHeartRadio Music Festival
Listen to Rihanna on iHeartRadio | Listen to Jay-Z on iHeartRadio
Jay-Z and his protege Rihanna are about to do another collaboration together!
(Well, kind of.)
The two ROC Nation hitmakers have signed on with Budweiser for their "Made for Music" campaign, and the global ad strategy will run in 85 countries, in the form of TV ads, limited-edition beer packaging and sponsorship of the artist's concerts.
Two commercials, both directed by Mark Romanek, have already hit the internet; we've posted Ri-Ri's ad here, which features her new single 'Right Now.' In this clip, we see the good girl gone bad getting ready for a show and leading a fashion shoot.
Do we love it?!
Photo Credit Getty Images


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More often then not there is a belief that there must be something terribly wrong with us to seek assistance with common challenges that face each one of us on a daily basis. Nothing could be further from the truth. Lets look at ways to bridge challenges together.
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Creating a safe place for Hope Healing and the Grace to Grow! Compassionate understanding for where you are at now and the joy of discovering the path to renewal, restoration and reconciliation.
Welcome to our California listing of values-centered therapists in Van Nuys CA. Counseling in California with Theravive aims to restore individuals, resolve deep issues, and heal relationships with powerful and effective Counseling services from Van Nuys therapists.
You can move through the issues and find the new freedom that you hope for. We are here to help you make the first step. Make your journey the road you have longed to travel...don't be afraid to reach out, contact a therapist, and get beyond.
Theravive does not provide medical advice, diagnosis, or treatment. We provide information only. Theravive is intended as an informational resource of independent, private practicing clinics and counselors. We cannot guarantee the credentials or accuracy of any person or information listed on our site. Therapists on our site are not affiliated with Theravive. Please check and verify the credentials of any therapist you contact. Not all therapists listed are psychologists, and in any given city there may or may not be a psychologist listed. You are solely responsible for your use of information obtained on our site and are strongly advised to use due diligence before choosing a therapist.
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Airlines advertise and promote airfare sales throughout the year. Typically there are numerous sales taking place simultaneously. A lot of travelers receive sale notifications via email, twitter or perhaps seek them out on an airline's website. I typically ignore these fare sales as what looks good on the surface often turns out to be an average sale fare at best.
Example: fares to Europe starting at $225 each way. Wow! Cool!
But when you add fees, taxes and fuel surcharges, the fare prices out at well over $1000… A thorn in the side of the frequent flier's existence!
I decided to take a closer look at some current airfare sales to compare the advertised price vs. what the actual fare costs. Here are the random 6 I priced out:
1) European Carrier
SALE: Fall travel from US to Europe from $284 each way
(fine print: up to $260 surcharge + weekend surcharge)
Only 1 route at the advertised $284 (BOS-LHR)
I priced random dates 10/13-10/17 for BOS-LHR
Outbound fare was $562.92
Return (most basic fare unavailable) $736.20
Total Airfare: $1299
56% More than advertised!
By the way, I looked at Kayak and there were 19 carriers cheaper than $1299 for same dates
2) US Carrier
SALE: Fall travel to Hawaii from $344 roundtrip
fine print: travel from 8/22-12/15
I priced same dates 10/13-10/17
LAX-HNL was $237 outbound & $237 return for total of $474
LAX-Maui (OGG) was $623 round-trip
37% & 81% more (respectively) than advertised
3) Asian Carrier
travel between 8/16–11/15
used same dates as above
priced at $882 Total
15% more than advertised
4) US carrier
SALE: flights to CA (listed under "deals")
but no base fare no travel dates provided
the airline did give example routes (in case you don't know what cities are in CA)
JFK-SFO $318 Total
Nothing to compare; but this price has you leaving NY at 6am and returning at 12:30am
5) US carrier
Flights to Delhi
from $516 each way was cheapest city pairing (IAH-DEL)
travel from 9/1-/9/30
fine print: up to $190 surcharge & Saturday stay minimum
example dates 9/15-9/20
$515 outbound + $515 return
$1073 all in
12% LESS than advertised (taking into account maximum surcharge)
6) US Carrier
SALE: Europe travel between 8/14-10/27
from $295 each way (for FLL-MAN) round-trip purchase necessary
$239 outbound $219 return
total $615
4% More than advertised
I was surprised at the results, admittedly assuming every flight I priced would be significantly greater than advertised. It's really a mixed bag though! The moral? Take a minute to look at the fare sales, but don't get too excited about the base price. Paying a bit more attention to these sales may save me a few bucks.
CONTEST: First person to name the airline that is running each "sale" in the COMMENTS section will receive a $25 AMEX gift card for their next trip. Offer expires at 12 midnight Eastern Standard Time (12 hours from time of post) Example: 1) tree top airlines 2) fuji air etc….
Boarding Area bloggers & staff cannot win. Check back in the comments section for the winner.
© Planereality, a BoardingArea Blog
Posted Jul 29 2011 11:57AM


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Current Articles
From Ohio Department of Natural Resources
-- Ohio deer hunters donated more than 104,400 pounds of venison to local food banks through the 2011-12 deer hunting season, according to Farmers and Hunters Feeding the Hungry and the Department of Natural Resources.
The venison donation equals approximately 417,600 meals for Ohioans in need. A total of 2,088 deer were donated during this season compared to 2,503 last year, 2,336 in 2009-10, 1,096 in 2008-09, and 418 in 2007-08.
Last year 219,698 deer were killed during Ohio's 2011-12 hunting season, compared to 239,379 in the 2010-11 hunting season.
The DNR has collaborated with FHFH for the last four years to assist with processing costs associated with donating venison to a food bank. A subsidy grant was provided in allotments that are matched with funds generated or collected by local Ohio FHFH chapters.
The Division of Wildlife subsidizes the program as an additional deer management tool, helping wildlife managers encourage hunters to kill more does.
Venison that is donated to food banks must be processed by a federal, state or locally inspected and insured meat processor that is participating with FHFH. Hunters wishing to donate their deer to a food bank are not required to pay for the processing of the venison as long as the program has funds available to cover the cost.
There are currently 77 participating meat processors across the state. A list is provided at www.fhfh.org.
Persons interested in becoming a local program coordinator or a participating meat processor should visit the webpage which includes a current list of coordinators, program names and the counties served.
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