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Art Description
Drawing: Pen and Ink on Canvas.
Size: 39.4 H x 39.4 W x 1.2 in
landscape with nude
Keywords: painting, woman, clouds, field, art, landscape with nature, nude
More By Oksana Reznik
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Comments (2)
martin keenan
2 years ago
This is stunning artwork.
John Chandler
2 years ago
Re: "Landscape With Nature"... Like it!


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This article appeared in the November 2012 ASX Investor Update email newsletter. To subscribe to this newsletter please register with the MyASX section or visit the About MyASX page for past editions and more details.
Resource stocks are among the most challenging to value as profitability is often erratic, and forecasts are volatile because of unpredictable commodity prices. Therefore, it makes sense to be conservative and insist on a large margin of safety when investing in them. PAUL ZWI of Clime Investment Management reports.
By Paul Zwi, Clime Investment Management
In the past few weeks we have learned that China's gross domestic product expanded by a "disappointing" 7.4 per cent in the third quarter from the same period a year earlier, marking the seventh consecutive quarter of slowing growth in the world's second-largest economy.
China is on track for its weakest annual growth since 1999 thanks to slowing domestic investment and limp demand from major export markets. In the US, Caterpillar, the maker of earthmoving, construction and mining machines and often seen as a barometer of activity in the resources sector, cut its full-year profit forecast sharply, saying dealers were pulling back on orders in the face of economic uncertainty.
We first started hearing about the commodities "supercycle" back in 2003-04 and watched in amazement as a range of commodity prices took off, driven by seemingly insatiable demand from a rapidly urbanising China. Much has happened since then and we face a different post-GFC world. So how should investors approach two of the most important shares listed on ASX, our great diversified mining companies, BHP Billiton and Rio Tinto?
(Editor's note: ASX is hosting the Australian Resources Conference and Trade Show in Perth from November 12 to 14. Visit ARC for information on the event.)
Understanding the big miners
BHP is the world's largest diversified mining company with a market capitalisation of $100 billion (the value of its shares on ASX) and is also listed in London. It makes up 10 per cent of the S&P/ASX 200 index and is about four times the size of Rio Tinto.
Both are bellwethers of the Australian sharemarket. They are so dominant that where they go tends to point to the market's direction; they are the barometers of the resources industry, which is of such importance to the Australian economy. So are the bellwethers ringing?
(Editor's note: Do not read the ideas below as stock recommendations. Do further research of your own or talk to your financial adviser before acting on themes in this article.)
BHP has a wonderful and rich history. It listed in 1885 and has a clearly enunciated strategy of owning a diversified portfolio of large, long-life, low-cost and expandable assets. Today, the focus is on iron ore, coal, base metals, oil and gas (including shale oil) and potash. Diversity of production is an attractive attribute, as prices across the commodities spectrum often move in different directions.
BHP will make a net profit of around $20 billion this year and next, and has a strong balance sheet that can be used to fund growth capital expenditure, acquire companies, pay dividends or re-activate a share buyback.
Rio also has a long and proud history, and a similar diversification strategy. But it made a series of blunders in the run-up to the GFC that have taken five years to work through. In late 2007 Rio acquired aluminium miner and producer Alcan at the top of the commodities price cycle, in a US$27-billion deal, and took on massive debt to do so.
Six months later, the GFC meant the aluminium price was collapsing, debt markets were in turmoil, and BHP saw its opportunity to bid for a weakened Rio. The bid was made and withdrawn over the course of 2008, with Rio forced to conduct a deeply dilutive capital raising at the depths of the market in 2009.
The boom days are over, but …
BHP and Rio are now driven by different forces than the mergers and acquisitions mania that tends to herald the end of long booms. Today, both companies have solid balance sheets and chastised managements committed to living within their means. They are focused on cutting costs and exploiting existing brownfield opportunities within their large portfolios.
Over the past year, BHP and Rio have massively underperformed the market. Since peaking at $49 in April 2011, BHP's share price has fallen by 24 per cent to $34 (at October 24, 2012). Rio peaked at $89 in February 2011 and has since fallen by 37 per cent to $56. During that same period, the market index has declined only 9 per cent.
Of course, this underperformance reflects a range of factors, including the peaking of commodity prices, nervousness about global growth amid the eurozone turmoil, a slowing China and a spluttering US economy, a search for the supposed refuge of "quality" government bonds, and uncertainty about what BHP and Rio will do with their free cash flow.
This last factor is particularly interesting in the case of BHP, because its capital management decisions are likely to have a large bearing on its longer-term share price.
BHP's capital management options
Like all companies, BHP has four main options for deploying the vast profits it produces:
- Organic growth
- Acquisitive growth
- Dividends
- Buybacks
It is the capital management choices management makes that significantly influence value and shareholder returns over time.
Organic growth options
There are a number of mega projects competing for BHP's growth capital, including US oil and gas, Olympic Dam (copper and uranium), potash in Canada and the Outer Harbour iron ore expansion in Western Australia. BHP has shelved or curtailed immediate plans for these projects but is likely to revisit them as and when markets consolidate and risks diminish over the next few years.
Although one might be sceptical about whether some of these projects will ever receive the green light, the fact remains that they are growth options available to BHP should the situation be favourable. These projects have the capacity to be transformational over the next 15 or 20 years. But they come with risks.
All meet BHP's criteria that they be long life, low cost and expandable, but they have very large upfront costs and long lead times before shareholders enjoy significant cash flows and increasing profitability. In the short term they are likely to lead to pressure on return on equity (ROE) levels.
Acquisitive growth options
These are best done opportunistically. Acquisitions always entail heightened risk and all too often an excessive price is paid for "strategic" reasons. Unfortunately, BHP's management has not been very successful in this area. After missing the deal of a generation by not acquiring Rio during the height of the GFC, BHP has a mixed track record in mergers and acquisitions, and significantly overpaid for Petrohawk's shale gas assets in the US.
Because of the nature of the industry, we do not expect management to stop trying to acquire assets, but would prefer the focus of investing capital to be on the large number of organic areas.
Dividend policy
Where there are slim opportunities for organic or opportunistic acquisitive investment and the share price is not meaningfully cheap, dividends are a perfectly rational response for managers seeking to maximise value and to reward shareholders for their support. The hurdle rate to retain earnings in Australia is higher than in other jurisdictions because of the benefit of franking credits. But paying a dividend when the share price is remarkably cheap is not a rational capital management decision.
In the decade to 2012, BHP increased gross dividend payments by 21.7 per cent compound annual growth rate (CAGR) at an average payout ratio of 45 per cent. Over the same period, the market increased dividends by 5.4 per cent CAGR at an average payout ratio of 75 per cent. BHP has a progressive dividend policy; that is, it seeks to steadily increase dividends each year. Our view is it would make most sense to re-activate a buyback of shares.
Share buybacks
These should be considered by financially sound businesses when their shares are trading at meaningful discounts to a fair valuation. Buybacks conducted cheaply increase ROE and add value to remaining shareholders at the expense of departing shareholders. Conversely, buybacks at expensive prices destroy value and reward leaving shareholders at the expense of those remaining.
At today's share price of $34, compared with our fair value for BHP of $39, a share buyback makes sense. Compared to the current organic growth options on a value-creation basis, it is hard to see the logic of BHP not undertaking some form of buyback. The challenge is that buybacks do not increase the size of the balance sheet.
Resource businesses are among the most challenging to value as the profitability achieved is often erratic and forward estimates volatile because of unpredictable commodity prices. Therefore, it makes sense to be conservative and insist on a large margin of safety, arguably present in BHP. Clime values BHP at $39, which is a discount of 13 per cent to the current market price.
Clime has a valuation of $56 on Rio, which is similar to the market price at the time of writing, and therefore we are less attracted to Rio compared to BHP. Both companies rank highly on our qualitative ratings system (equal 8.5 out of 10), which assesses a large range of financial and solvency ratios. We assess Rio's normalised return on equity to be 21 per cent in the next few years, whereas the figure for BHP is a little higher at 27 per cent.
Over the next decade, BHP's earnings mix will tilt towards energy-related commodities such as oil, gas and uranium, and also potash, in line with the view that the world is becoming more energy constrained as energy consumption ramps up in emerging economies and they consume more protein-rich foods as GDP per capita increases. BHP appears well positioned for this transition - better than Rio, which is much more focused on iron ore production.
Neither BHP nor Rio is likely to appeal to an investor with a bearish view on global growth, although the grossed-up dividend yields are now above the long bond return. But since their prices have come back, much of the risk has come out of them.
For BHP, at around $30 we feel the margin of safety is adequate to warrant investment in a long-term portfolio. We would be a little more cautious about Rio and would be attracted to it at share price levels at or below $50. Perhaps the bellwethers are beginning to ring.
About the author
Paul Zwi is a Director, Private Clients at Clime Investment Management.
From ASX
To learn more about ASX-listed resource companies, watch the current series of ASX Corporate Profile videos.
The views, opinions or recommendations of the author in this article are solely those of the author and do not in any way reflect the views, opinions, recommendations, of ASX Limited ABN 98 008 624 691 and its related bodies corporate ("ASX"). ASX makes no representation or warranty with respect to the accuracy, completeness or currency of the content. The content is for educational purposes only and does not constitute financial advice. Independent advice should be obtained from an Australian financial services licensee before making investment decisions. To the extent permitted by law, ASX excludes all liability for any loss or damage arising in any way including by way of negligence.
© Copyright 2014 ASX Limited ABN 98 008 624 691. All rights reserved 2014.

subset: commoncrawl


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As a new initiative, DocSIG tracks publications in the premier marketing journals, according to authorship and university affiliation, and publishes Top 50 Lists on an annual basis.
We are undergoing this effort to achieve two goals: (1) to acknowledge the top contributors to the premier marketing journals (i.e., Journal of Consumer Research, Journal of Marketing, Journal of Marketing Research, Marketing Science) in the previous five years and (2) to provide prospective doctoral students with useful information during their application decision process. Rankings available elsewhere (e.g., Financial Times, Business Week) are not tailored to Marketing Ph.D. programs, making application decisions more difficult than they need to be for prospective students. We hope that the lists we publish, in addition to the Who Went Where Annual Reports, will act as the go-to source for applicants.
We publish four lists during the first week of December each year:
Author Research Productivity List in the Premier AMA Journals
Author Research Productivity List in the Premier Journals
University Research Productivity List in the Premier AMA Journals
University Research Productivity List in the Premier Journals
For further reading on the productivity of doctoral programs, please see Dr. Elbeck and Dr. Vander Schee's article on marketing doctoral programs by institution and subarea here.
Please share these lists with other members of our academic community and those wishing to join us as incoming doctoral students. Also, please email Robert Allen King, Vice Chair of Technology & Website Content, if you spot an error or have any suggestions for improvement.


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This page is here to list step by step how to use theese maps if you have not used any Garmin products previously (section A and B). and if you're new to the openmtbmap (C: and D:). Note, you don't need a Garmin GPS to use these maps. If you have no Garmin GPS A: and D: will still apply / be usable.
Note for general orientation on openmtbmap.org. The about section covers topics, specific to the openmtbmap (or limitations based on mkgmap – the opensource map compiler for OSM data). The tuturials section is about general topics related to Garmin GPS or Openstreetmap.
A: Installing Maps to Computer
1. Download the openmtbmap of your choice from http://openmtbmap.org/download/
- If you want to use the maps with Qlandkarte GT or on Nix then Unzip the maps with 7-zip (lzma compression) Note that unzippers included in Windows/Mac/Linux probabely can't unzip the .exe files. Windows users simply follow through the .exe installation.
2a) Install "Garmin Basecamp" from here http://www8.garmin.com/support/mappingsw.jsp (or google it).
2b). Optionally Install Mapsource –> http://openmtbmap.org/tutorials/install-mapsource/
Linux users, you can install Mapsource following the same procedure in Wine
Note, DO first install at least one (better two) Openmtbmaps of your choice, before installing Mapsource.
B: Sending Maps to GPS:
Either simply click on "create gmapsupp.img.bat" or "create_gmapsupp.img_with_mkgmap.bat" which will work only for windows users. Then put the resulting gmapsupp.img file onto the /garmin folder on your GPS device (note newer Garmin GPS allow you to rename the gmapsupp.img to e.g. mtbde.img (stick to short names). or follow one of the following tutorials:
- /tutorials/send-maps-to-your-gps/mapsource/ if you followed the above steps and installed Mapsource. Sending maps via Mapsource or Basecamp or via "create_gmapsupp.img_with_mkgmap.bat" is the only way to get address search on your GPS.
- or (advanced users only) create the gmapsupp.img with mkgmap following the tutuorial offered here (any OS that supports Java): /tutorials/send-maps-to-your-gps/mkgmap/ and put the created gmapsupp.img in the /garmin folder of your GPS. You could also use mapsettoolkit or gmaptool to achieve this.
NOTE: on Old GPS all maps have to be sent at once. And can then be activated/deactivated via Menu on your GPS.
On newer devices however best send all maps separately and rename the gmapsupp.img, as you cannot deactivate maps that are sent at the same time with Mapsource/Basecmap.
C: Using the maps on your GPS
Please read through the following three topics:
howto-setup-your-gps/ and autorouting/
D: Participate in Openstreetmap and help to make the maps better:


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At least three people have been killed during clashes between Syrian security forces and members of an unidentified armed group in a Palestinian refugee camp.One Syrian police officer was among the dead after the fighting in the Yarmuk camp, about 15km south of the capital Damascus, according to local television reports.
"A clash took place between security forces and presumed terrorist elements in the Yarmuk camp, and two of them were killed and one wounded," Dunia, a private Syrian television channel, reported on Thursday."A Syrian policeman was also killed," it said.
"One of the men, who was wearing an explosives belt, was overpowered by the Syrian security forces," it said, quoting witnesses.
Television reports said that Iraqis and Saudis were among the suspects involved in the fighting.The clashes follow an attack on September 27 near a security checkpoint and a Shia shrine on the road to the capital's international airport. At least 17 people were killed and 14 others injured in the car bombing, which authorities blamed on "terrorists". About 424,650 Palestinian refugees are registered in Syria. Half of them live in 13 camps spread around the country. The Yarmuk camp is the largest with around 112,550 residents.
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Jim Stoppani's Shortcut To Shred: Supplement Overview
Smart nutrition and intense training are the most crucial parts of Shortcut to Shred. Supplements are important for great results, but they'll never replace diet and exercise. My science-backed supplement plan will help you shed fat and maximize your results, but supplements won't do the work for you. If you put in the effort, supplements will enhance the shred.
Supplement Overview: Jim Stoppani's Shortcut To Shred
Watch The Video - 15:50
Whey Protein
Casein Protein
Fish Oil
Acetyl L-carnitine
Green Tea Extract
The Shortcut to Shred supplement schedule is practiced and precise. Everything I do is researched, tested in the lab, and tried on my own physique. My body is a product of my brain. If you want the best results from this program, you need to follow this regimen. Every capsule, every shake, and every dose is intended to help you achieve your best physique.
Before we dive into when you should take each supplement, I'll explain why you should take each supplement. I've chosen synergistic ingredients that work in concert to help you burn fat, build muscle, and develop strength.
I've broken the Shortcut to Shred supplement lineup into a combination of my favorite products and various single ingredients so you can get effective supplement doses at awesome prices.
Supplement Science
A good pre-workout supplement will cover your bases with quality nitric oxide (NO) boosters, branched-chain amino acids (BCAAs), creatine, beta-alanine, and betaine, not to mention stimulants like caffeine to amp up your focus and training intensity, boost muscle strength and endurance, enhance muscle pumps, and promote muscle growth. Look for products that provide science-backed NO boosters, such as citrulline malate and nitrates from beet extract, at least 5 grams of BCAAs, 1.5 grams of creatine hydrochloride or 5 grams of other forms of creatine (i.e., creatine monohydrate), at least 1.5 grams of beta-alanine, and about 1.5 grams of betaine.
For stimulants, your best and safest bet is caffeine. It's one of the most studied sports nutrition supplements on the market and frequently shown to improve athletic performance. Not only does clinical research show that caffeine is very safe, but that it even may enhance overall health. For performance benefits, you need a minimum of 200 mg of caffeine before workouts to be effective. A pre-workout product that also provides other ingredients such as taurine, tyrosine, alpha-glyceryl phosphoryl choline, and huperzine A adds to the benefits.
Stoppani Suggestion: Pre JYM
Whey is the king of muscle-building proteins. It's a fast-digesting milk protein that can help you build muscle and increase strength. Whey protein enhances recovery, boosts performance, and supports fat loss by helping you feel fuller, longer.
One of the major benefits of whey protein is its fast rate of digestion. It gets to your muscles faster than any other protein you can ingest. Whey is also loaded with essential branched chain amino acids (BCAAs), including leucine, considered one of the most critical muscle-making amino acids.
Stoppani Suggestion: JYM ProJYM
Casein is a slow-digesting milk protein that supports muscle growth and provides a steady stream of amino acids to your muscles. Because it releases slowly, casein is a great protein to take before bed. It can help reduce muscle breakdown while you sleep and feed your hungry muscles overnight. When mixed with whey around your workouts, casein will enhance and prolong your body's anabolic response.
Stoppani Suggestion: Dymatize Elite Casein
A solid post-workout product will provide you with proper doses of BCAAs, creatine, beta-alanine, betaine, carnitine, glutamine, and fast-digesting carbs. Look for products that deliver at least 5 grams of BCAAs, at least 1.5 grams of creatine hydrochloride (or, alternatively, 5 grams of creatine monohydrate), at least 1.5 grams of beta-alanine, at least 1-2 grams of carnitine, 3-5 grams of glutamine, and about 1.5 grams of betaine.
A good post-workout blend should also provide about 20-60 grams of fast-digesting carbs to help replenish muscle glycogen and shuttle nutrients to your muscles. Ideally, the carbohydrates should be separate from the other ingredients so that you can adjust your carb intake as needed for your body size and goals.
Stoppani Suggestion: Post Jym
Fish oil supplements are a great source of essential omega-3 fats, especially EPA and DHA. These supplements support muscle growth and fat loss; help block fat storage; promote overall health and wellness; support normal, healthy immune function; and support heart, brain, vision, and joint health. If you're not already taking a fish oil supplement, reel one in today.
Stoppani Suggestion: Optimum Fish Oil Softgells
Acetyl L-carnitine (ALCAR) is L-carnitine with an acetyl group attached. This attachment increases carnitine's uptake by the body, making it more effective. ALCAR is able to enter the brain, where it may aid in brain function, boost alertness, and support positive mood.
In other areas of the body, such as muscle cells, carnitine aids fat loss transporting fatty acids into the power centers of cells, called mitochondria. These power centers work to generate energy by burning up nutrients such as fat for fuel.
Stoppani Suggestion: MRM Acetyl L-Carnitine
This potent central nervous system stimulant increases alertness, mental focus, and your pain threshold during workouts. It also functions as a powerful fat burner. Since it's a stimulant, caffeine naturally increases the number of calories your body burns. Caffeine also attaches to receptors on fat cells to blunt fat storage and increase fatty acid release.
Stoppani Suggestion: Prolab Caffeine
Note: If the pre-workout product you choose contains my recommended dose of caffeine, like Pre JYM, you do not need additional caffeine before your workouts.
Green tea enhances fat loss and offers a host of additional health and physique benefits, including joint support and muscle recovery. Green tea aids fat loss by boosting daily calorie burn. The ingredients in green tea responsible for this effect are called catechins. The most important catechin is epigallocatechin gallate (EGCG).
EGCG inhibits an enzyme that normally breaks down norepinephrine, a neurotransmitter and hormone that boosts metabolic rate and fat burning.
Stoppani Suggestion: Bodybuilding.com Foundation Series Green Tea Extract
Yohimbe comes from the bark of a West African tree. It contains the active compounds yohimbine and rauwolscine, otherwise known as alpha-yohimbine. Yohimbe boosts fat loss by increasing the amount of fat that your cells release. It also helps block fat storage and increase blood flow.
Research suggests that, when taken before exercise, yohimbe may more than double the amount of fat released from fat cells. Also, like caffeine, this means that yohimbe can increase muscle endurance by allowing the body to burn more fat as a training fuel source.
Stoppani Suggestion: Twinlab Yohimbe
Conjugated linoleic acid (CLA) is a naturally occurring group of omega-6 fats that aids fat loss and supports lean mass. CLA burns body fat by boosting your metabolic rate and inhibiting the enzyme lipoprotein lipase (LPL). LPL allows fat cells to pull fat from the bloodstream and store it as body fat. By inhibiting LPL, CLA encourages the body to burn fat instead of store it.
By helping the body use fat for fuel, CLA also spares your muscle mass. When your body is fueling itself with fats, it doesn't need to break down muscle tissue for additional fuel. In this way, CLA can help you burn unwanted blubber and preserve your hard-earned muscle.
Stoppani Suggestion: Natrol Conjugated Linoleic Acid (CLA)
Supplement Timing And Dosage
Watch The Video - 09:17
Whey protein
1 scoop
Fish Oil
2-3 grams
200 mg
Green Tea Extract
500-1,000 mg
Acetyl L-carnitine
1.5-2 g
500-2,000 mg
2-3 g
200 mg
Green Tea Extract
500-1,000 mg
Acetyl L-carnitine
1.5-2 g
500-2,000 mg
200-300 mg
Green Tea Extract
500-1,000 mg
Acetyl L-carnitine
1.5-2 g
500-2,000 mg
5 g
1 serving
1.5-3 g
1.5-2 g
Whey protein
1/2 scoop
Casein Protein
1/2 scoop
Whey protein
1 scoop
Casein Protein
1 scoop
5 g
1 serving
1.5-3 g
2 g
1.5-2 g
3-5 g
Casein Protein
1 scoop
- Follow This Discussion by:
can i use NO-explode instead of caffeine, Beta-alanine, and Creatine ? because i already have NO-explode and it has these stuff in it
No, you may not. You must buy exactly what he tells you to in order to get results
thanks :D but i need to understand the differences because they both have the same same ingredients but NO-explode got all so that will save money
If your NO-Explode has about the same servings of the of the suppliment for your body mass it is all the same. If it doesn't your may want to suppliment to get the rest of serving.
I use 2 scoops of neurocore pre workout and it has all three in the right dosage. I do not see why we should take exactly his suggested supplements if have some in one product in the right concentration.
yeah that is what i mean Leeomsi and mcgabriel that is my point buying one supplement that contains all. i wish jim will answer soon. maybe he got another point
Created a Body Group for this... Jim Stoppani's Shortcut To Shred.... join. Trying to get people to join who are doing the program so we can get answers and stuff
Indeed, you may supplement the given supplements with somefin that is equal or very close (remember quality counts). Results may vary but only by minor adjustments. So ya, go for it if you havent already.
you still want to buy beta alinine and creatine. you should take those on days you don't work out too. why waste the no explode on days you dont work out? I like NOxplode but I like Jack 3D more. I would rather add my own beta aline and creatine and that way I can also split the dose pre and post workout. I am on white flood now. which has beta alinine in it, but I still add a gram or two to my post work out too. There is no telling how much beta alinine and creatine these PRE work out boosters have. Beta alinine and creatine are Soooooo cheap why not buy extra and its better to get a gram or two too much than not enough. If you get the tingles, then you know you are getting too much beta alinine. so you can take less and less until you barely feel the tingles. I like Pre work out boosters becuase the stimulants hit you faster than the caffeine pills (which I take morning and post work out to counter act the crash) and they basicly all have NO boosters like arganine and/or citriline and depending on the brand lots of other goodies.
With no offence sanders739, because I love this site, programs, and people behind all of this - But.... you can take only whey protein and creatine. You don't need extra BCAA's if you drink very good protein shake. Fish oil? Glutamine? You don't need it. Eat clean, eat right. Drink your protein shake and creatine and workout!
This plan is great! I will do this but without whole extra supplements. Why? Because I know from my experience that I don't need to. The only right supplements that really works are whey protein (whey, casein etc.) and creatine.
For what reason do you want to take whole this **** and tire your body?
Just make sure you eat right and workout.
They have to add this whole supplements to their programs because of the advertising...
Like I said - with no offence. It's just my take on it...
You can do whatever the f*ck! you wanna do!
i agree with Turisma's point: eat clean, train mean, you will get what you wish for
Turisma, thank you very much
i put my trust in you. and im happy i read your comment.
i will do so!
Take whatever you want. Its the same. However for him, its just a promotion.
Use the exercise and take YOUR supplement plan.
you can use what ever the hell you want and if it works then continue using it
The Yohimbe Fuel from TwinLab states not for female to use, so I guess I won't be using that supplement.
That strange, why not for female? Internet says yohimbine has no gormonal effects.
Wow i am curious to know why, and if Dr Stoppani knows that. I wonder if he has had women on it too. I am assuming, since this is supposed to be a both genders plan.
Yohimbe is sometimes used as a supplement to aid with Erectile Dysfunction as it can increase libido and blood flow to certain areas. Perhaps it is referring to that regards and means it wont help them in that area? On the other hand, Yohimbine (The chemical in Yohimbe) has been known in some people to increase anxiety and stress and perhaps affect women's hormonal balance in that way. I know I personally tend to freak out a lot more when using it, which is why I will probably skip that supplement.
I ran into this today at our local GNC, because the only yohimbe they had on hand said "for men". However, the sales guy said that's because this supplement is often used to increase blood flow in men (for various reasons, like those stated above) but that it is beneficial to women as well. It's just that the company really markets it towards men, but it's okay for women too! I'll be double-checking this with my doctor as well, of course...
How about Matrix 5.0 in place of whey and casein? Or fat-free cottage cheese in place of casein? $70 for both of the proteins is a little out of my price range...
Cottage cheese will do the trick.
Created a Body Group for this... Jim Stoppani's Shortcut To Shred.... join. Trying to get people to join who are doing the program so we can get answers and stuff
they offer some good stacks/packages on here just go to the store and click the added link find a supplement plan than just fond one with most of what you need and add what it dose not come with. I got a stack with pretty much everything he says you need here for 201.00 and it comes with both protiens
That's a ton of supps good hell!
Featured Product
JYM Pre JYM
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Contact InformationArchitectural Panel Systems Llc
152 Pine Hill Road
New Fairfield, CT 06812
Other InformationEntity Status: Active
Type of Entity: Domestic Limited Liability Company
Entity Creation Date: Apr 25, 2000
Days in Business: 5354 days
Company Description
Architectural Panel Systems Llc is located in New Fairfield, Connecticut and is listed as an active Domestic Limited Liability Company. Architectural Panel Systems Llc was started on Apr 25, 2000 which was 5354 days ago.
EmployeesRussel Strilowich: Managing Member
Registered AgentRussell Strilowich
Ct, CT NONE
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PCI Express (PCIe) has become the leading interconnect technology to succeed the Peripheral Connect Interface (PCI) architecture.The PCI Express(PCIe) architecture retains the PCI usage model and software interfaces for investment protection and smooth development migration. The technology is aimed at multiple market segments in the computing and communication industries, and supports chip-to-chip, board-to-board and adapter solutions. PCI Express 3.0 currently runs at 8GT/s or 8GBps per lane in each direction, providing a total bandwidth of 32GBps in a 16-lane configuration which is the largest size in use.
LeCroy offers five PCI Express protocol analyzer platforms (Summit™ T3-16, Summit T3-8, Summit T28, Summit T2-16 and Edge T1-4). The Summit T3-16 Analyzer is LeCroy's fifth generation architecture and highest performance platform. It provides full bidirectional support of x16, x8, x4, x2, and x1 at data rates up to 8 GT/s. With 8 GB of trace memory, it offers enough capacity for analyzing and recording extensive PCI Express data streams. Supporting lane widths up to x8 at 8 GT/s, the Summit T3-8 offers the same powerful features and as an option allows for two T3-8 systems to be connected together to achieve a full x16 lanes at 8 GT/s. Ideal for embedded systems monitoring and analysis is the Summit T28, smaller and a more cost effective PCI Express protocol analyzer for x8 lanes at 5GT/s. The Summit T2-16 has similar features to the Summit T28 but supports a full x16 lanes. All Summit analyzer platforms use the PCI Express iPASS connector for probing. For portability and ease-of-use the Edge T1-4 Analyzer offers analysis support for x1-x4 lanes at 2.5GT/s with its topside PCIe connector built for Device Under Test(DUT). The Edge is LeCroy's most optimized and low cost analyzer for analysis of PCIe 1.1 add-in-boards.
LeCroy's PCI Express Protocol Analyzer solutions employ high impedance, non-intrusive probing technology thereby allowing fully unaltered data pass-through. In addition, it leverages the intuitive and powerful LeCroy Trace expert software system, embedding a deep understanding of the PCI Express protocol hierarchy and intricacies and presents this knowledge to the user in a colorful, intuitive and easy to use graphical display, allowing users to quickly capture and validate PCI Express product designs. These analyzers enable IP, semiconductor, switch, software and system developers as well as add-on card vendors to quickly identify protocol violations and ultimately reduce development and debugging time.
Developers can use LeCroy's PCI Express Protocol solutions to easily capture and decode PCI Express Transaction Layer Packets (TLPs), Data Link Layer Packets (DLLPs), and low-level link traffic, including Training Sequences and Skip Ordered-sets. Some of the errors detected include: 8b/10b errors, such as invalid symbols and incorrect running disparity; CRC errors; idle data errors; and EDB (End-of-Packet Bad) errors. They also provide a detailed display of split transactions, correlating requests transmitted from one PCI Express endpoint with completions received from the endpoint at the opposite end of the link.
LeCroy is well known for its technical leadership. Customers have come to depend on LeCroy supporting protocols while they are early in development when these tools are essential.
The PCI Express exercisers assist with generating PCI Express transactions, observing behavior, and performing both stress testing and compliance testing. The Summit Z3-16 supports the new Specification 3.0 ("Gen3") data rates of 8 GT/s across up to 16 lanes. The PETrainer ML Exerciser supports up to x4 lane widths at data rates of 2.5 GT/s. As complete solutions, both the Summit T3-16 and Summit Z3-16, or PETracer/Trainer™ systems give you the unique ability to record (capture) live traffic, modify the traffic, and then playback the exact data stream, or "script," using the exerciser.
LeCroy offers an integrated and automated compliance testing system, including the Protocol Test Card, approved by the PCI-SIG® as a standard tool for compliance testing for developers working with the new Gen2 specification.
The LeCroy SDA 6020 Analyzer and PCI Express Compliance and Development software offer a complete test and debug. QPHY-PCIe provides a highly automated solution for PCI Express 1.1.
The LeCroy SDA 13000 can perform PCI Express 2.0 Compliance Test and Debug. It can acquire and quickly analyze PCI Express 2.0 signals using the SigTest(PCI-SIG Compliance Utility). The SDA 13000 has the memory depth to acquire all required 1 million UI in a single acquisition. Waveforms can be saved in the TRC format and quickly analyzed by SigTest. Built into the standard SDA tools are the 14 Masks, 3 PLLs and 2 Jitter Filters specified by PCI-SIG.
Peripheral Component Interconnect Express(PCIe) protocol was developed by Microsoft, Dell, IBM, Intel, and others in 2002. It was first called 3GIO but later became known as PCI Express. The PCI Express architecture is a state-of-the-art serial interconnect technology that keeps pace with recent advances in processor and memory subsystems. From its initial release at 0.8V, 2.5GT/s(Giga Transfers), to the newly announced Gen3 at 8GT/s the PCI Express technology roadmap will continue to evolve, while maintaining backward compatibility, well into the next decade with enhancements to its protocol, signaling, electromechanical and other specifications. The PCI Express architecture retains the PCI usage model and software interfaces for investment protection and smooth development migration. The technology is aimed at multiple market segments in the computing and communication industries, and supports chip-to-chip, board-to-board and adapter solutions at an equivalent or lower cost structure than existing PCI designs. PCI Express 2.0 currently runs at 5GT/s or 500MBps per lane in each direction, providing a total bandwidth of 16GBps in a 16-lane configuration which is the largest size in use.
PCI Express Gen3 will run at 8GT/s but will use a different encoding system to double the data rate but keep power consumption as low as possible.
The PCI bus is aging. Continued emergence of faster CPU and memory speeds, high-performance graphics, gigabit networking and other applications requiring higher bandwidth have made this once proud I/O the bottleneck. PCI simply cannot keep up with these faster applications. In addition, today's internal systems are composed of numerous and sometimes proprietary interconnects, thus making it difficult for multiple internal and external systems to have a unified I/O.
PCI Express is ready to meet the challenges of new and emerging applications for the next decade. It is designed to tie together many different chip-level I/O components within PC systems and to partition the system by providing very high-speed interconnections between different functional units - which will enable radical new designs.
The PCI Express architecture is a general-purpose I/O interconnect that can scale across multiple market segments in both the computing and communications industries. It is designed to provide connectivity as a chip-to-chip interconnect, I/O interconnect for adapter cards, an I/O attach point to other interconnects such as 1394b, USB2.0, InfiniBand and Ethernet and as a graphics I/O attach point for increased graphics bandwidth.
A PCI Express Link is composed of two low-voltage differential pairs; a dual simplex connection between A and B devices. Data transmission between A and B are run simultaneously in both directions. Links cannot be configured asymmetrically, with more lanes in one direction versus the other.
PCI Express is intended to support multiple connection types, including chip-to-chip connectors on a system board; board-to-board connectors such as PCI add-in card interconnects today; docking stations for mobile platforms; as well as new form factors yet to be developed. This flexibility will allow for innovative and radical designs in platforms for years to come.
Using a PCIE Protocol Analyzer from LeCroy allows developers to see PCIe transactions from the low level wire up through to the upper PCIe protocol layers. From this diagram a bit stream is extracted to a packet. Packets are extracted into one or more transactions. Transactions may be further integrated into higher level transfers. Looking at data this way allows better understanding of how well the protocol has been implemented and is performing.


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Aries (March 21-April 19): Your brain will overload on vengeful ideas, as your heart will work in more sentimental directions. While you fight with your conscience, time is ticking and your compulsions will only grow stronger. Accept you can't always be a saint and slip into the dark side, as ultimately, it'll give you peace. After all, compassion is sweet, but it's also your kryptonite now.
Best Day To Get Lucky: Tuesday, April 8 Keep reading »


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This seems to be a common issue on the Internet. There are generally two solutions: "disable ad blockers" and "clear your
hosts file" (or, at least, exclude
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What's stopping these videos from loading, and more importantly, how can I work around it?


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16th November 2014
US: Barack Obama appoints new LGBT Liaison
6:06 PM — Barack Obama has appointed a Democratic activist to the role of LGBT Liaison within the White House.
27th September 2014
Watch: Sarah Palin gets White House address wrong in speech to anti-gay conference 26
1:47 PM — Republican Sarah Palin managed to get the address of the White House wrong in her speech to an anti-gay group.
15th September 2014
Clinton adviser: Gay rights will be Obama's greatest legacy 26
5:20 PM — A former adviser to Bill Clinton has claimed that gay rights will be Obama's biggest legacy.
30th July 2014
HRC and Human Rights First produce report into LGBT rights across Africa, ahead of White House summit 6
2:45 PM — A joint report by the Human Rights Campaign Foundation and Human Rights First has outlined the state of anti-gay legislation across 54 African nations, ahead of meetings between President Obama and government leaders from across the continent.
9th July 2014
US: White House hosts first summit on LGBT technological innovation
5:57 PM — The White House has this week hosted its first LGBT Innovation Summit, to bring together cutting-edge technological development with gay rights activism.
1st July 2014
Obama: 'Gay college professor shaped my views on LGBT issues' 3
4:55 PM — President Obama last night thanked Lawrence Goldyn, his gay college professor and friend, for shaping his views on LGBT rights.
30th June 2014
US: Pastor who defied church to support gay son will attend White House pride reception 6
4:51 PM — A Southern Baptist pastor who defied his church to support gay rights will attend an event at the White House today.
21st June 2014
US: White House says Congress needs to pass laws for further same-sex benefits changes 1
4:56 PM — The White House has confirmed that it has extended benefits to same-sex couples as far as possible following the repeal of DOMA, with further changes requiring legislation from Congress.
John Kerry: We must push back against violence and anti-gay laws globally 1
11:39 AM — US Secretary of State John Kerry has said the West needs to push back against the "global trend of rising violence and discrimination against LGBT persons."
31st May 2014
Parents make heartwarming tribute to 6-year-old transgender son 184
5:04 PM — Two parents have made a moving video tribute to their six-year-old transgender son Ryland.
22nd May 2014
US: White House gathering officially launches Harvey Milk stamps 1
11:26 PM — A gathering took place at the White House on Thursday to officially launch a range of stamps featuring late gay rights activist Harvey Milk.
11th May 2014
Obama: Michael Sam joining the NFL is an important step forward in our Nation's journey 2
1:51 PM — Barack Obama has sent a message to Michael Sam, congratulating him on making history by being drafted to the St Louis Rams.
2nd May 2014
US: Man announces he will run for President, unveils anti-gay manifesto 30
3:37 PM — Tennessee-based Darrell Trigg has announced his candidacy in the 2016 US Presidential elections, and revealed several anti-gay manifesto points.
1st May 2014
Vice President Joe Biden: 'No downside' to an executive order banning anti-gay discrimination 1
10:12 PM — Vice President Biden has said there would be 'no downside' to an executive order banning anti-gay workplace discrimination, despite Obama's spokesman labelling it 'redundant'.
26th April 2014
AFA: Harvey Milk stamp is honouring a 'known sexual predator' and 'paedophile' 19
12:19 PM — The American Family Association has attacked the release of a stamp in honour of gay rights hero Harvey Milk, describing him as a 'known sexual predator'.
21st April 2014
US: Family suing Florida for same-sex marriage to attend White House Easter Egg Roll 1
12:49 PM — A lesbian family who are suing the state of Florida will today attend the White House's annual Easter Egg Roll, hosted by the Obamas.
20th April 2014
Book: Biden's backing of same-sex marriage sent Obama 'scrambling' to catch up 6
5:19 PM — A new book has claimed that Vice President Joe Biden's surprise backing of same-sex marriage in 2012 pushed Barack Obama into following suit faster than planned.
14th April 2014
US: White House ceremony to launch stamp in honour of gay rights hero Harvey Milk 1
8:19 PM — The White House will hold a ceremony next month to launch a stamp in honour of assassinated gay rights hero Harvey Milk.
4th April 2014
Obama spokesman: It would be 'redundant' to ban anti-gay workplace discrimination with executive order 2
9:19 PM — White House press spokesman Jay Carney has claimed it would be 'redundant' for Barack Obama to issue an executive order to ban workplace discrimination.
24th February 2014
White House reiterates commitment to push Uganda to repeal 'abhorrent' anti-gay law 3
6:49 PM — Criticising Uganda's new anti-gay law, the White House has reiterated its commitment to having the law repealed, calling it "abhorrent", and "a step backwards".


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How to File Divorce Papers Without an Attorney
In some circumstances, you may be able to divorce your spouse without paying for an attorney. Called a pro se (on your own behalf) divorce, it's simply a matter of completing the paperwork, filing it with the court and attending a hearing, all of which you can do yourself. A "do-it-yourself" divorce is not always wise, but it's an option if money for an attorney is a concern and your divorce isn't complicated.
1Have a discussion with your spouse. If you both agree on the conditions of your divorce, filing your own divorce papers is an option. However, if you cannot agree, you need the assistance of an attorney to protect your interests. Paying an attorney to just look at the paperwork is also a possibility. Generally, you can get a pro se divorce if the following is true:
- You haven't been married more than a few years.
- You have no children for which you have to work out custody, visitation and child support.
- You and your spouse don't have a lot of money, community property or shared debt to divide. You don't suspect your spouse is hiding any financial assets and you're not filing for bankruptcy.
- Neither of you is in the U.S. military.
- You are not the victim of spousal abuse.
- You can support yourself after the divorce.
- In the State of Texas none of the above are required. Anyone can file for divorce at any time and represent themselves.
2Gather the forms you need to file for divorce. Most state websites have links to the forms you need to file for divorce. These have the legal language in place with space where you can fill in details for yourself and your spouse. You may also be able to get blank forms by visiting the court clerk's office or at office supply stores. Every state requires specific forms, including:
- Petition for Divorce.
- Financial Affidavit. You and your spouse fully disclose your financial situation and determine how your assets and debts will be divided.
- Notice of Hearing. This is filed when the court sets a date for your court hearing.
- Answer and Affidavit. If your spouse doesn't want to go to the hearing, he or she can agree to the conditions of the divorce by sending in this document.
- Settlement Agreement.
- Divorce Decree.
3Visit your jurisdiction's court clerk's office and file your paperwork. You will be notified of the date and time of your court hearing. However, not all states require a hearing. To determine which states require a hearing, visit: http://www.divorcewriter.com/your-day-in-divorce-court.aspx
4Attend the court hearing. Remember that whatever is decided in the hearing is final. You probably will not be able to go back later and change the settlement agreement. Some states require that you and your spouse participate in mediation first to make sure that you are in agreement.
5Get a certified copy of your divorce decree and ask when you can get more if you need them.Ad
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- You can save money and still get the advice of an attorney if you complete your own paperwork and hire the attorney to look it over for you before you file.
- You may want to hire an attorney if you feel the court is hostile to pro se divorces. Hiring an attorney is a must if your spouse hires one.
Article Info
Categories: Divorce
In other languages:
Español: Cómo llenar los documentos de divorcio sin ayuda de un abogado, Italiano: Come Presentare i Documenti per il Divorzio Senza un Avvocato, Русский: подать документы на развод без юриста
Thanks to all authors for creating a page that has been read 240,110 times.


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The holidays are hectic enough between parties you want to attend, parties you don't want to attend, parties you don't want to attend - but there's an open bar so attendance is mandatory - shopping, relatives... the list goes on and on. Do yourself a favor this season and cover two classic holiday traditions – the ugly sweater party and the Nutcracker – in the same fabulous afternoon. CONNetic Dance's edgy rendition of the Nutcracker will fill you with cheer without activating your cheesy alarm. In addition to the classical ballet moves and Tchaikovsky score, the audience will be treated to jazz, a sexy hip hop Sugar Rum and the dance troupe's signature Florette – a high kicking waltz that is reminiscent of the Rockettes.
Celebrating its fifth season this holiday season, CONNetic Dance is a contemporary ballet company which is based out of Hartford. Their Nutcracker performance descends on the Wadsworth Atheneum from December 14-16. Stage settings will include paintings from Hartford based artist Ethan Boisvert, making this a truly local and modern Nutcracker. As CT Scenic puts it "CONNetic are a company of ballet hipsters bringing a contemporary edge to classical dance."
The Ugly Sweater Party will take place during the Sunday matinee performance at 2 pm. Director Carolyn Paine promises prizes for the best-worst sweaters, spontaneous flash dances, and possibly even a visit from Santa Claus. You don't want to miss it. Tickets may be purchased for $30 at conneticdance.com, or half price from the CT Deals marketplace (while supplies last).


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Redecorating from withinUPDATED 9:09 AM CST Nov 26, 2012
Once the holidays are over, you may want to give your place a new look. And here are some ways to do it without buying a thing.
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Council white paper focuses on scam prevention detection
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MADISON, Wis. (8/10/10)--Credit union front-line staff who stay alert for signs of fraud and educate members to do the same can effectively protect members and credit union assets, says a new white paper just released by the CUNA Operations, Sales & Service (OpSS) Council. "Too Good to Be True: Detection and Prevention of Common Scams" describes what members are most at risk from scams, examines five common types of scams through the eyes of four credit union professionals, and provides suggestions and resources for credit unions seeking to strengthen their defenses against these crimes:
* Lottery scams, one of the most common types of mass-marketing fraud, uses telemarketing or bulk mail; * Work-at-home scams, often starting with a job offer via mail or e-mail; * Phishing, smishing and vishing, using e-mail, text or telephone to entice members into revealing personal financial information; * Debit and ATM scams, often starting with a card reader and wireless camera attached to an ATM or gas pump to capture card information; and * Wire fraud, often involving someone falsely representing the member, requesting a transfer of funds via Western Union.
"Scammers prey on the most vulnerable people by appealing to their need, greed, compassion, respect for authority figures and unsuspicious nature," the paper said. "So many different scams are out there, but awareness among credit union staff and members can expose and thwart them all," it added. CUNA Council members can receive complimentary copies of these and more
Last Edited by Application at 10/21/2011 11:34 AM
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CUNAs Volunteer Institute preps directors for fiduciary duty
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MADISON, Wis. (8/10/10)--The Credit Union National Association's (CUNA) Volunteer Institute, Oct. 10-13 in Las Vegas, will provide credit union volunteers with an advanced understanding of the issues affecting their credit unions, including governance and fiduciary duties, CUNA said. The program focuses on content providing insight and understanding of the current industry needs and expectations, such as the changes the National Credit Union Administration (NCUA) recently proposed to sections 701, 708a, and 708b of its rules. By successfully completing identified sessions and exams, attendees can earn credits for the CUNA Volunteer Certification Program toward their Certified Credit Union Volunteer designation. Key sessions include:
* "Compliance Update," with Robert Rutkowski, head of the Credit Union Department and the Corporate & Financial Services practice group for Weltman, Weinberg & Reis Co., L.P.A. His session will help volunteers stay on top of the ever-changing regulatory environment, for the safety and soundness of credit unions. * "High Board Involvement = Great Results: The Board's Role in Strategic Planning," with John Redding, founder and president, Institute for Strategic Learning, LLC. He will discuss high-performing credit unions whose boards played critical roles in sparking and guiding their organizations to achieve high-performer status. Attendees will discover a best-practice model for board involvement in strategic planning, identify specific steps to strengthen their board's contribution to obtain superior results, and learn how boards applied this best-practice model to produce better-than-expected results in an unprecedented economic crisis. * "E-governance: Using Online Tools to Build Your Board's Effectiveness," with Dottie Schindlinger, E-governance at BoardEffect. E-governance, the strategic use of online tools such as board portals to enhance the effectiveness of boards, is the latest governance trend. Board portals provide a secure online space where board members can share resources easily, communicate efficiently, conduct committee and board work between face-to-face meetings, share calendars and develop a knowledge base. * "Implementing E-governance Successfully," with Dottie Schindlinger. Building on the keynote presentation on e-governance, this session will provide a list of steps attendees can take to implement a board software solution. * "Analyzing the Risk in Your Loan Portfolio," with Dan Johnson, managing member, and Steve Miller, director/senior analyst, both of Twenty Twenty Analytics. Attendees will hear from industry experts about how to maximize effectiveness while ensuring the efficiency that is required to meet deadlines.
For more information, use the link.
Last Edited by Application at 10/21/2011 11:34 AM
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Feeling Judo is a documentary that explores the lives of blind judo athletes. Some were born blind; others lost their sight later in life. All have found purpose and inspiration in the sport of judo that extend beyond any dojo. The people featured in Feeling Judo represent different skill levels and come from all walks of life.
The film is an independent film in production that relies on your support. To make a direct donation please use our secure PayPal button, all Indiegogo Perks apply. For our fundraising products click here.


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September 23, 2014
Among factor-based exchange traded funds, quality is perhaps the most emphasized factor. That much is proven by a spate of new fund launches that, when including international offerings, has brought... Read More
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Different Ways to Quality With ETFs
September 02, 2014
A growing number of exchange traded funds are advertised as quality funds. To be precise, there were 23 such ETFs on the market as of early August, but not quality ETFs attack the quality factor in the... Read More
A Dividend ETF That Deserves More Love
March 25, 2014
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2013 was another year full of record-low interest rates, prompting income investors to turn their attention elsewhere. For the past few years, dividend ETFs have been among the hottest in the investing... Read More
No Trick, Just Four Dividend ETF Treats For Q4
October 31, 2013
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Investors love dividend exchange traded funds. The data support that assertion. There were nearly 170 dividend ETFs on the market at the end of June. More importantly, year-to-date inflows to dividend... Read More
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June 21, 2013
Yields on 10-year U.S. Treasurys currently reside at 2.48 percent, a significant jump from the 2.13 percent offered by Uncle Sam's debt on June 3. Rising yields on what is generally considered a... Read More
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The dividend ETF craze continues to grow with another new entrant to the fray, that being the FlexShares International Quality Dividend Defensive Index Fund (NYSE: IQDE). Northern Trust's (NASDAQ: NTRS... Read More
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Building upon its successful line of "Quality Dividend" index funds as investors leaned toward toward income-generating investment options, Northern Trust's FlexShares is planning to add three... Read More
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The Santa Barbara Writers Conference: June 7-12, 2014
"Find the distinctive voices of your characters and then allow them the freedom to lead you through your story."- Walter Dallenbach
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Thank you for your interest in SBWC!
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(800) 959-5899
Louisiana Purchase Agreement
This Purchase Agreement is between a seller and a buyer who agrees to purchase certain products from the seller. This agreement sets out the specific terms including the exact products purchased, the purchase price and how the products will be delivered to buyer. It is important that this type of business transaction be in writing.
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This Purchase Agreement is between a seller and a buyer who agrees to purchase certain products from the seller. This agreement sets out the specific details of the transaction including the specific products purchased and their purchase price, how the products will be delivered to the buyer and the replacement of any products which are defective. It also sets forth the representations and warranties of both buyer and seller. It is imperative this type of business transaction be memorialized in writing. A written Purchase Agreement will prove invaluable if there are misunderstandings or disputes between the buyer and seller regarding the purchased products.
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This Purchase Agreement for Louisiana includes the following provisions:
- Parties/Effective Date: Sets out the names and addresses of the buyer and seller and the effective date of the agreement;
- Products: The exact products the buyer is purchasing from the seller are set out in Exhibit A to this purchase agreement;
- Purchase Price: The total purchase price for the products to be paid upon execution of the agreement;
- Delivery and Shipment: Sets forth that the products will be delivered to buyer within two weeks of this agreement�s date of execution;
- Defective Products: Buyer�s procedures for inspecting the products and remedies in the event of defects;
- Term and Termination: This agreement commences on the effective date and will continue unless terminated by either party with a thirty day written notice to the other;
- Representations and Warranties: These provisions set forth the specific representations and warranties of both the buyer and the seller;
- Condition of Products: Buyer agrees to take possession of the products in their present condition and acknowledges that it has conducted previous inspections of the purchased products;
- Signatures: Both the buyer and seller must sign this purchase agreement.
Protect your rights and your property by using our professionally-prepared forms.
This attorney-prepared packet contains:
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Number of Pages10
DimensionsDesigned for Letter Size (8.5" x 11")
EditableYes (.doc, .wpd and .rtf)
UsageUnlimited number of prints
Product number#42549
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Purchased a purchase and sales agreement. It was easy and efficient. It came with an electronic signature option which was great as the two parties involved live far apart. It's legit and the mortgage company accepted it with ease.
I bought Purchase Agrement,instead of calling my Attorney. It was very simple process as I filled the necessary details such as names , details etc and then printed it. It looks nice and profesional
I bought Purchase Agrement,instead of calling my Attorney. It was very simple process as I filled the necessary details such as names , details etc and then printed it. It looks nice and profesional. Ram G.
Well written and works good.
Covered all we needed. Very good standard agreement.


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COLUMBIA — The Board of Adjustment voted unanimously Tuesday to issue a conditional use permit that will allow operation of a micro distillery in the North Central Columbia neighborhood.
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80s -No Label- Mens two piece tuxedo suit with black polyester poplin tuxedo jacket with medium width peaked lapels, one button, flapped inset pockets, center vent, and full taffeta lining, and blacp polyester poplin tuxedo pants with plain front, straight legs, plain hems, blacks satin side leg trim, inset front and back pockets, and suspender buttons In stock.
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Whether you are a mobster maven with killer good looks, or a gangster girl hitting the mean streets, these shoes are a sexy "bad girl" finishing touch. The Black "Splendor" boots feature a 4" heel, ruffle flap, covered button mock closure, and a 1" Platform sole. Spot clean.
Shoes are made for walkin'... Please try out the fit and comfort of your shoes before you use them. Shoes that show obvious wear or are missing the original packaging are not returnable.
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Title: Splendor (Black) Adult Boots
Date: Sep 28, 2011
Awesome Boots, very nice quality and true to size. They are very comfortable. I would be happy to recommend them.
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Title: skinny legs
Date: Dec 01, 2009
These boots seem well made and are very pretty but, unless you have very skinny feet as well as calves, do not order these boots. Even though the size 10 fit on the soles of my feet, I could not zip them over my feet let alone up my calf -- definitely a weird fit. Also, though this is probably just my pair, one of the boots came with a crusty patch on the fabric part that looked like it was possibly glue.
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Give our catalog a chance. Email us at firstname.lastname@example.com if you have a question about your order. AutohausAZ values its customers. Find out why so many other Mazda 6 Wiper Blade parts customers are talking about us on the web. Auto parts and more specifically Mazda 6 Wiper Blade parts are what we do best. Our customer service for Mazda 6 Wiper Blade parts is second to none. Auto parts, auto parts and more auto parts is what you will find searching our site. We started selling Mazda 6 Wiper Blade parts nearly 30 years ago in Arizona, now we sell worldwide via the internet.
Robert A. - Chicago, IL: I called Autohaus to see if my car required one or two oxygen sensors and to get clarity on how to attach the free gift to my order. Helen addressed my inquiries with grace, speed and with a smile in her voice.
Michael H. - Springfield, OR: Just a note to let you know the the parts that I order arrived when scheduled and I appreciate the timely response to my order.


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In another double episode of MasterChef — "The most. Explosive. Episode in HISTORY!" claimed a stunning Gordon Ramsay voiceover — we saw the Top 4 become the Top 3 following a dreaded pressure test that had me digging desperately through my cabinets to find even the oldest, grossest shavings of chocolate to snack on. I shall never learn. I need to just slather cookie butter on top of, like, six Twix and nibble on them gradually throughout the two hours. Boom. MasterChef.
Then, the judges narrowed it down to just two home cooks to compete in next week's fin-ah-lee. And they are (SPOILERS JUST AHEAD)…. READ FULL STORY


text: Nestled in the foothills of the Berkshires, Pawling is a community of abundance. Country vistas, unique homes and a quaint Village welcome all. Getting here is the easy part. Pawling's proximity to interstate transportation corridors and home to two Metro-North train stops, provide easy access. The riches of this community, its people, landscape and shops welcome all. Town residents enjoy the oldest municipality owned golf course in America, a dozen tennis courts, two lakes, over 300 acres of parkland. The Great Swamp, Appalachian Trail and Nature Conservancy offer outdoor enthusiasts opportunities aplenty. In a community steeped in benevolence, dozens of volunteer organizations provide everything from tours of Washington's headquarters to a staffed Chamber of Commerce Visitors Center. Rounding out this hidden gem are excellent choices of private and public learning institutions, houses of worship, community theatre, chamber music series and the best Fireman's Parade and Carnival in the state. Pawling is a compelling, stable community whose welcome mat makes departing nearly impossible. Shore Haven Water System &Chloramines Final 2014 Tax Assessment Rolls available. DateDescription12.17.14Town Christmas Schedule12.9.142015 Transfer Station Permit Increase12.9.142015 Transfer Station Mail In Application11.14.14Adopted 2015 Budget11.13.14Highway Material Bid Results & Bid Award Sheets DateDescription12.18.14UPDATE - Ice Skating12.16.14Dance Class Starting In January11.17.14Recreation Ice Skating & Pre-School/Kindergarten Ski Programs11.17.14Recreation Ice Skating & Thunder Ridge Ski Programs - 1st Grade and Up9.17.14Registration and Release Forms Town Hall: 160 Charles Colman Blvd., Pawling, NY 12564 Virtual Towns & Schools Website


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cb_10 21 hours ago
"So the question is, Can the ideas stand on their own merit regardless of who said them?" This assumes that a particular idea or set of ideas is unique to an individual. As Winner posits, the more rational of Kaczynski's are not. So, why give additional attention to an individual who has caused so much pain and threatened so many? The thrill of engaging a sociopath? Drawing off Kaczynski's infamy for attention-seeking? It's hard to find a noble or responsible answer to the question.
It should be added that the moral ambivalence found in Skrbina's approach, notwithstanding his understandable disclaimers rejecting Kaczynski's violence, is a sign of the real problem in human society. Technology will always be with us, whether the tool is a stick or a supercomputer. Whatever problems we have as humans are the result of our own fallibility, including the stubborn tendency towards moral pragmatism and relativity.
Resisting the technological advancements that have saved millions of lives through medicine, computers, robotics, and agriculture is not a sign of a moral superiority. Whatever evils have been accomplished through technology are evils of human behavior. Kaczynski's grievances became excuses to attack and kill defenseless civilians, but the Rosseauian temptation to turn back the clock to some romanticized natural state threatens the well being of billions while only indulging the moral hypocrisy that truly threatens us.
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Apartment Rental Search in 76710 Zip Code Area 0 mile radius
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Tinsley Place by Lucra Real Estate
- Waco, TX
- Work 1-866-574-2856
- 31.548859253526 -97.126193493605
Waco, TX 76710
Fleetwood Square
Waco, TX 76710
Waco, TX 76710
Village Green
Waco, TX 76710
Waco, TX 76710
Waco, TX 76710
Waco, TX 76710
Highland Cove
- Spacious 1, 2, and 3 Bedroom Apartments
- Three Laundry Facilities
- State-Of-The-Art Fitness Center
- Extra Storage Outside You Apartment
- Washer and Dryer Connections
- Two Sparkling Pools
Highland Cove Apartments in Waco, Texas offers spacious 1, 2 and 3 bedroom apartments for rent on Lake Shore Drive located close to MCC and just minutes from shopping and restaurants. We are pet friendly.
Waco, TX 76710
Towne Oaks Apartment Homes
- 9 foot ceilings with ceiling fans
- All electric kitchen with breakfast bar
- Private patios and extra storage
- Cozy wood burning fireplace
- Covered parking
- Easy Access to Highways and Shopping
Towne Oaks offers 1 and 2 Bedroom Apartment Homes for rent in Waco, TX with 9ft ceilings, an electric gourmet kitchen with a pantry and breakfast bar, a cozy wood burning fireplace, plush carpeting, tile flooring and central heating and air conditioning. You will find our service is second to none with 24 hour emergency maintenance, on-site laundry facilities, and convenient single level homes. Enjoy our sparkling swimming pool, picnic area with BBQs and a nearby public park. We are remodeling!
Waco, TX 76710
Sanger Oaks
- 2 Pools on Property
- Gym/ Fitness Center
- 3 Laundry Facilities On-Site
- BBQ Area
- Newly Upgraded Apartment Homes
- 2 Sparkling Pools
1 and 2 bedroom apartment homes for rent in Waco, TX. Our residences feature ceiling fans, spacious walk-in closets, designer faux wood floors, and some homes include a washer and dryer. We are pet friendly.
Waco, TX 76710
- Courtyard Views Available
- Great Location
- Fully Equipped Kitchen
- Guest Parking
- Breakfast Bar
- Short Term Leasing Available
- Pantry
- Easy Access to Freeways, Shops and Restaurants
One and two bedroom apartments are available for rent at Sandstone Apartments in Waco, TX. We offer short-term leases, are located near public transportation, and feature extra storage and a swimming pool.
Thank You! Your email has been sent. We appreciate your interest.


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February 13, 2014
- Monroe News file photo
Monroe, MI U.S. Post Office
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Many local businesses set to close on President's Day
Most area financial institutions and government offices will be closed Monday in observance of Presidents Day.
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Is there any limit to what can be accomplished by the wonders of 3D printing technology? Sure, we've all seen some great functional – and even super-creative – printed pieces, but what about the distinctly sweeter side? The innovators over at the Sugar Lab in LA are taking a new approach to technology and art by candy-coating the whole process with their breathtaking sugar sculptures.
Each sugar sculpture is created using a 3D printing process, and each is totally edible or can be used as an uber-modern cake topper. The idea for these delicious decorations came to the married couple behind the Sugar Lab when they were faced with the task of making a birthday cake for a friend without access to a working oven. Obviously, their yummy results truly prove that necessity is the mother of invention (not to mention confection)!
Via Mashable


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Vote List
145 votes 13,069 views by Keaton more info
The Biggest Mitt Romney Gaffes
Though they're not nearly as controversial as the Sarah Palin gaffes or Michele Bachmann quotes, the biggest Mitt Romney gaffes include more than a few times when the Republican presidential hopeful has put his foot in his mouth.
Be it from when he tried to tell people he was a life-long hunter to when he attempted to relate to common folk by joking that he is unemployed to suggesting that we "hang" President Barack Obama, Mitt Romney is no stranger to the occasional gaffe and these few are the absolute best.
Be it from when he tried to tell people he was a life-long hunter to when he attempted to relate to common folk by joking that he is unemployed to suggesting that we "hang" President Barack Obama, Mitt Romney is no stranger to the occasional gaffe and these few are the absolute best.
The List
Rank Name
- 1Up 16Down 2
Too Much Time at Harvard
April 5, 2012 - Speaking in Philadelphia, Mitt Romney suggested President Obama is out of touch because of all the time he spent at elite Harvard University - where Romney also went to school.
We have a president who I think is a nice guy, but he spent too much time at Harvard, perhaps...Romney spent 4 years at Harvard, earning his JD/MBA. Obama only got his JD at the Cambridge, MA, institution, which means he was a Harvard student 1 year less than Romney.
This is not the first time Romney has bashed his own alma mater. In September 2011 and again in March 2012, he attacked Obama for taking his advice from the "Harvard faculty lounge." Romney seems to have forgotten that one of his own top economic advisers is Harvard professor Greg Mankiw - and that he has received at least $32,000 in contributions from Harvard faculty and administrators.
- 2Up 11Down 1
Mitt Romney's 47 PercentIn September of 2012, the website Mother Jones posted a video of Mitt Romney speaking at a private fundraiser in Boca Raton, Florida. At the event, held in May of 2012, Romney is seen and heard telling wealthy donors that roughly 47 percent of American voters see themselves as "victims" who are entitled to government help.
Among other things, Romney said:
Well, there are 47 percent of the people who will vote for the president no matter what. There are 47 percent who are with him, who are dependent upon government, who believe that they are victims, who believe that government has a responsibility to care for them, who believe that they are entitled to health care, to food, to housing, to you-name-it. That that's an entitlement and government should give it to them.
Romney then went on to explain to the donors that it's not his role "to worry about those people," adding: "I'll never convince them they should take personal responsibility and care for their lives."
Romney didn't stop there. He also went on to basically call his wife annoying (duh). When a donor asked about using Ann to attract more female voters, Romney said:
We use Ann sparingly right now, so that people don't tired of her, or start attacking.
In a hastily arranged press conference (after the video went viral, sparking a host of hilarious Internet reactions to his dismissal of half the country), an unapologetic Romney said:
It's not elegantly stated, let me put it that way. I was speaking off the cuff in response to a question. And I'm sure I could state it more clearly in a more effective way than I did in a setting like that.
Not surprisingly, Ann Romney defended her husband's remarks, saying they were "taken out of context." Then she lit into Mittens for dissing her in front of her wealthy friends, threatening to strap him to the top of her Escalade and ride him around town, Seamus-style.
- 3Up 8Down 0
I'm Also Unemployed"I'm also unemployed."
Speaking to an unemployed group from Florida, Romney attempted to joke and relate to the audience by telling them that he too is unemployed, just like them. Though the group laughed, seeing as how Romney is worth an estimated $200 million, the joke didn't go over well upon further evaluation. So much for relating to struggling Americans.
- 4Up 9Down 2
We Ought to Double Guantanamo"Some people have said we ought to close Guantanamo. My view is we ought to double Guantanamo."
Speaking at the South Carolina Republican Debate in May of 2007, Romney expressed his support of the controversial prison Guantanamo Bay. Despite coming under fire for its use of torture to interrogate terror suspects, especially using waterboarding, Romney spoke to the hearts of the Republican voters when he said he'd want to expand the prison, not close it down.
- 5Up 8Down 2
Corporations Are People"Corporations are people, my friend. We can raise taxes...Everything corporations earn ultimately goes to people. Where do you think it goes? Whose pockets? People's pockets. Human beings, my friend."
While speaking at the Iowa State Fair in August of 2011, Romney was asked by an audience member about Social Security. (Specifically, the question was about including Social Security in the deficit negotiations, even though it does not add to the deficit.) Romney suggested that one way to save entitlements would be to raise taxes on individuals, and some hecklers in the crowd suggested instead taxing corporations more. Romney's answer was the above quote.
Romney received some jeers from the audience after opining that corporations ARE people, and even had a chance to clarify that he meant corporations are seen LEGALLY as people. But instead of clarifying, he dug in a bit deeper, stating that corporations are people because they are made up of human employees and managers. (A Romney spokesperson hit the point home even more in a follow-up tweet, noting that corporations are groups of people who create jobs to bring on even more people.)
Obviously, the wording led to some criticism of Romney from bloggers as well as political opponents. DNC Chairwoman Debbie Wasserman Schultz said the comment was an indication "that Romney and the Republicans on the campaign trail...have misplaced priorities" and called it a "shocking admission."
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