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The things every high-achiever should know
Image by Brandon Koger Note: This originally appeared as a guest post on Gamification.co. When it comes to wine, points matter. In a revealing article published in the Wall Street Journal, Leonard Mlodinow – author of The Drunkard's Walk: How Randomness Rules Our Lives – points out: "According to a 2001 study of Bordeaux wines, a one-point bump in Robert Parker's wine ratings averages equates […]
Introducing Kaizen If there is one concept that I feel embodies everything I've learned about personal development and effective change, it's the Japanese concept of Kaizen. Taken from Wikipedia: Kaizen, Japanese for "improvement", or "change for the better" refers to a philosophy that focuses on continuous improvement of processes in manufacturing, engineering, game development, […]
I'm Jon Guerrera, a life hacker at heart, and the man behind the scenes here at Living For Improvement. This blog documents all of my successes, failures, and lessons learned as I hack my way to happiness and fulfillment.
I also wrote an ebook. If you like what I write on the blog, you should definitely check it out below. Oh, and it's free.
Unlimited Drive is the result of four years of diligent research on what drives people to achieve great things. I always wondered how the most successful people in the world could reach such high levels of success and accomplishment. Well, I found the answer and wrote an ebook so I could pass it on to you (for free).
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The Top 5 Lessons I Wish I Knew as a Freshman in College
Shaping Your Life After Graduation: A Guide for College Students
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Marina BlantonAssistant Professor Computer Science and Engineering Department
University of Notre Dame
Education: PhD from Purdue University (2007); MS from Purdue University (2004); MS from Ohio University (2002)
My research interests are centrally in information security, privacy, and applied cryptography. Recent projects span across areas such as secure computation and outsourcing, integrity of outsourced computation and storage, private biometric and genomic computation, privacy-preserving systems for medical and social networks, authentication, anonymity, and key management.
Vita (PDF)
Algorithms and Theory of Computation Handbook
New! Post-doctoral research associate position available
Current Program Committees:
DBSec 2014 ESORICS 2014 CCS 2014
PhD students:
Yihua (Ivor) Zhang, Fattaneh Bayatbabolghani, Ghada Almashaqbeh, Ali Shahbazi, Mohammad Samadani (visiting)
Information for prospective graduate students
CSE 40622/60622 Fall 2014

subset: commoncrawl


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July 31 - Freddie Mac has released the results of its second quarter 2014 quarterly refinance analysis, showing that borrowers will save in aggregate more than $1 billion in interest payments over the coming year, as borrowers continued to shorten their payment terms and build equity in their homes.
News Facts
About the Quarterly Refinance Report
These estimates come from a sample of properties on which Freddie Mac has funded two successive conventional, first-mortgage loans, and the latest loan is for refinance rather than for purchase. The analysis does not track the use of funds made available from these refinances. The analysis also does not track loans paid off in entirety, with no new loan placed. Some loan products, such as 1-year ARMs and balloons, are based on a small number of transactions.
With the report for the first quarter of 2013, the calculation of the principal balance at payoff of the previous loan has been modified. Previously, the payoff balance was calculated as the amount due based on the loan's amortization schedule, and "cash-in" was defined as a new loan amount that was less than the scheduled amortization amount. Data for 1994 to current have been recalculated using the actual payoff amount of the old loan, with an allowance for rounding down the principal at refinance; thus, from 1994 to present, "cash-in" is defined as a new loan amount that is at least $1,000 less than the payoff principal balance of the old loan. Data are presented under both methods for 1994 for comparison purposes.
About Freddie Mac
Freddie Mac was established by Congress in 1970 to provide liquidity, stability and affordability to the nation's residential mortgage markets. Freddie Mac supports communities across the nation by providing mortgage capital to lenders. Today Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Additional information is available at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.


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Ohio University RN to BSN - NRSE 4540 - Community- Spring-2/18/ 2013
- 2Feb 14, '13 by d2bsnAnyone taking Community Health online with OU RN to BSN program that starts 2/18/13? Would like to start a thread for support. Have used this site in past and appreciated having others to share / support.
- 0Feb 15, '13 by cincinursemaryQuote from DidiRNLucky for me I am done with that one.Yup, me too!!!
- 0Feb 15, '13 by Blondenurse83I'm in it too
- 0Feb 16, '13 by enuf_alreadyQuote from jandm855Yes, I confess I am. Probably not wise but I just want to be done! My rationale is that it's winter and I have nothing better to do. I definitely won't be bored!Me too! Is anyone doubling up with Evidence?
- 0Feb 16, '13 by d2bsnI truly admire those of you who are able to take more than one class at a time. I don't think there is anyway I could do two of these classes at once! Maybe I just spend to much time and effort on them, (I think that is the "older" student in me!) but WOW! But I do have a question: Did anyone take the stats class on-line? I haven't taken it yet and am really intimidated by it. Although I used to be fairly good in math, if you don't use it you loose, right? Tell me your experiences, please. Have even looked at taking it in a classroom at nearby colleges but just frustrated - don't want a 16 week, 2 nights a week class when I could suck it up and be done in 5! I also think I saw a reference to one professor being awesome, maybe Karadogan? But I don't see that prof listed for next few times it is offered, just Lassiter and McCarthy, I think. Thoughts, please?


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Safety Laws - Cell Phone, Seatbelt, Car Seat , & MoreSafety laws. Stay informed on cell phone, car seat, seat belt, headlight, headset, window tinting, and child safety laws .
New Resident Guide: License, Registration, Address ChangeLearn how to change your address, find the DMV, register your car and get a driver's license in your new city or state.
Pros and Cons of Car Leasing and Buying a New or Used CarConsider resale value, monthly car payments, depreciation, sales tax, repair bills and more when deciding whether to buy or lease a vehicle.
Basics of Test Driving a Used Vehicle, Inspections and Vehicle History ReportsGet the most out of a used car test drive by utilizing pre- and post-trip safety inspections, mechanic inspections and vehicle history reports.
Recall List - Tire, Auto, & Child Safety Recalls Search -Find out what vehicles are being recalled and why.
- Car Safety Recall Defined
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- Who Initiates Car Safety Recalls
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Checklist and Worksheet for Inspecting Used Cars Before You BuyComplete a used car worksheet to inspect the exterior, interior, tires, engine, suspension, frame, transmission, brakes, steering and more before you buy.
Auto Inspection Details Using Road Tests and Computerized Engine AnalysisGet a used car inspection from a mechanic and conduct your own inspections to uncover potential repairs and hidden problems, and possibly lower your purchase price.
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Phoenix AZ 'Eid Celebration
Phoenix, Ariz. celebrated the end of Ramadan on Tuesday at Phoenix Convention Center, gathering a crowd of approximately 4,000 Muslims.[Read more...]
Interview with Young Muslim Brotherhood, One of the Protesters of the Egyptian Revolution
very interesting interview, with subtitles[Read more...]
Islam and America: Toward Common Ground
TMO Editor's Note: This is the second essay that tied for third place in the TMO Foundation's Second Annual Essay Competition, 2011.[Read more...]
Vinyl Records
vinyl records explained, for kids[Read more...]


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The U.S. Department of Energy (DOE) yesterday announced that they will fund more than $7 million to advance hydrogen storage technologies to be used in fuel cell electric vehicles.
The 3-year project will fund four projects in California, Washington and Oregon. Hexagon Composites' business unit Lincoln Composites is nominated to participate in one of the four projects to reduce the costs associated with compressed hydrogen storage systems.
Hexagon Composites has developed the first generation composite containers and the company is actively working to set guidelines for the further development of composite containers for the storage of hydrogen under high pressure.
Hydrogen has huge potential as an energy carrier in the future, and has for many years Hexagon Composites have played a role in the development of the storage technology for hydrogen fuel. Hydrogen under high pressure stands out today as the best and most cost effective solution for the use of hydrogen as an energy carrier for vehicles. Hexagon Composites is a partner in several projects involving the development of customised containers for buses, cars, filling stations and the transport of hydrogen. The participation in the U.S. state hydrogen project will be of great importance to Hexagon in the further development of effective and secure solutions.
In this project, DOE's Pacific Northwest National Laboratory, in collaboration with Lincoln Composites, Ford Motor Company, Toray Carbon Fibers America, Inc. and AOC Inc., will use a coordinated approach to reduce the costs associated with compressed hydrogen storage systems. The project will focus on improving carbon fibre composite materials and the design and manufacture of hydrogen storage tanks. Through these advances, the team expects to lower the cost of manufacturing high-pressure hydrogen storage vessels by more than a third relative to current projections.
According to the DOE the project will help lower costs and increase performance of hydrogen storage systems by developing innovative materials and advanced tanks for efficient and safe transportation. These investments are a part of DOE's commitment to o help domestic automakers bring more fuel cell electric vehicles into the mainstream market.
AOC AOCResinsHead Office 955 Highway 57 East Collierville, TN 38017 USAwork Phone: (901) 854-2800work Fax: (901) 854-1183workfax Email: firstname.lastname@example.com
|Website | Show Map |
AOC is a unique global enterprise with historical roots branching in two distinct directions. The core of what comprises AOC today was formed in 1994 through a joint venture of the resin businesses of two companies – The Alpha Corporation of Collierville, Tennessee, and Owens Corning of Toledo, Ohio. Alpha was a leading producer and innovator of open mould resins while Owens Corning's domination was in closed mold resins. The divergent strengths of the two founding companies were exceptionally complementary to each other. What emerged was neither Alpha, nor Owens Corning, but a creative amalgamation of the best of two different corporate cultures and areas of expertise.
In 1998 the Alpha Corporation purchased Owens Corning's interest in the joint venture. The change streamlined the decision-making process under a single organisation focused solely on meeting the needs of unsaturated polyester and vinyl ester resin users.
AOC's complete package includes the exceptional color technologies of Chroma-Tek® dispersions and Vibrin® gel coats. With hundreds of off-the-shelf AOC resins available to carry the colorants, Chroma-Tek dispersions are designed for superior compatibility with the primary resin.
Hexagon Composites Hexagon CompositesHead Office Korsegata 8 Sentrum 6002 Alesund, Norwaywork Phone: +47 70 11 64 45work Fax: +47 70 11 64 40workfax Email: email@example.com
|Website | Show Map |
The Hexagon Composites Group, through its various daughter companies, is a global leader in manufacturing composite pressure vessels and systems for
The Hexagon Group of companies also supplies unidirectional and multiaxial stitched fibre reinforcements on a global basis.
Our customers – International champions
Unique Products – providing
Lincoln Composites Lincoln CompositesHead Office 5117 NW 40th St. Lincoln, NE 68524 USAwork Phone: 402-470-5000work Fax: 402-470-0019workfax Email: firstname.lastname@example.com
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Lincoln Composites origins date back to the Polaris Rocket Motor Case program in 1963 when we were established to produce the rocket casings. Since our founding we have designed and manufactured extensive high performance, filament wound structures. Over time we have transformed from an aerospace and defence based organisation into a commercial and industrial based organisation while drawing upon the expertise gained by our rich history.
Today, Lincoln Composites operates one of the world's most-advanced facilities for designing, testing and manufacturing composite pressure vessels. We have broadened our services to include products for the Automotive, Transit, Industrial and Oil & Gas exploration industries. Our products highlight our expertise in innovative technology, versatile production and cost effectiveness. We use proprietary computer design programs, customised resins and a thorough knowledge of reinforcement materials to achieve customer objectives. Lincoln Composites diverse product line illustrates multi-faceted manufacturing versatility and ground breaking accomplishment. Our core business area is high pressure gas containment for products such as Natural Gas and Hydrogen Vehicle Fuel Tanks, Bulk Gas Transportation Modules, Fuel Storage Systems and Accumulators.
Toray Composites America Toray Composites AmericaHead Office 19002 50th Avenue East Tacoma, WA 98446 USAwork Phone: (800) 208-6729work Fax: (253) 846-3897workfax Email: email@example.com
|Website | Show Map |
Toray Composites (America), Inc. , (TCA) was established as a Washington State corporation in May of 1992. Located on 25 acres in the Port of Tacoma's Frederickson Industrial area, it is within 24 miles of scenic Mt. Rainier.
TCA's facilities include a prepreg production facility as well as a state-of-the-art Technical Center charged with research and development of new carbon composites applications.
TCA adds more than 300 jobs to the Puget Sound region and offers many benefits to its workforce. The company is an active member of the local community.


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About Scalish Construction
Scalish Construction was founded on creativity, artistry and passion. Focusing on historic preservation, restoration, and specialty construction; SC brings a new vision to the world of construction. Striving to bring excellence and visionary artistry to the table, SC has proven that they are a competitor among the leading construction companies in the Cleveland Area.
Superior Craftsmanship is a key component in the Scalish Construction business model. The SC Team is made up of the most skilled contractors in the area. A mastery artist serves as a council to historic restoration projects specializing in stone, wood, and excavation.
Scalish Construction is a member of the Lakewood Historical Society and the Cleveland Restoration Society. SC serves on the Gordon Square Local Landmarks Design Review Board and is a contributing member of the Lakewood Heritage Advisory Board. Past affiliations include the finance council and the building and grounds committee for The Shrine Church of Stanislaus.
Scalish Construction has been recognized by the City of Cleveland Storefront Program for their keen sense of detail and professionalism.
Frank A. Scalish Biography
Frank A. Scalish, owner and founder of Scalish Construction, a Historic Construction Company that specializes in preservation, restoration and specialty construction. read more »


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Click any word in a definition or example to find the entry for that word
90% of the time, speakers of English use just 7,500 words in speech and writing. These words appear in red, and are graded with stars. One-star words are frequent, two-star words are more frequent, and three-star words are the most frequent.
The thesaurus of synonyms and related words is fully integrated into the dictionary entries. Click on the T button in an entry to review the synonyms and related words for that meaning.more
You can change the order of the list by using the "sort" command.
Please try to keep the pictures in order.
Some of the names on the list are out of order.
The computer puts the list in alphabetical order by last name.
We will deal with these problems in order of priority.
Prizes will be given out in reverse order, starting with the team that finished third.
A major order for six new ships will guarantee the company's future.
You may place your order by telephone or on the Internet.
The parts are still on order – we're expecting them any day.
Their computers are all made to order.
Violent protests in the street revealed a breakdown of social order.
The new president's most urgent task will be to maintain order.
Try to persuade your employees – don't just give orders.
I don't have to take orders from you or anyone else.
Captain Turner gave the order to fire.
The colonel admitted that he had disobeyed orders.
The guards have orders to shoot anyone breaking into the compound.
The documents were burned by order of the king.
With the arrival of industrialization, the old social order was slowly breaking down.
Anti-capitalist protesters are seen as a threat to the existing order.
We accept that peaceful protest should be allowed, but this is something of a very different order.
Storms of this order are fortunately quite rare.
The job calls for problem-solving skills of a high order.
It was economic lunacy of the highest order.
the Order of St. Cecily
a Buddhist order
Congratulations! I think a glass of champagne is in order, don't you?
She was paid something on the order of $15,000 for the story.
This is the American English definition of order. View British English definition of order.
Change your default dictionary and thesaurus to British English.
a paid holiday given to a new employee before they start their jobBuzzWord Article
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an expandable stick which you attach to a mobile phone or camera to help you take a selfie …add a word
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A must for anyone with an interest in the changing face of language. The Macmillan Dictionary blog explores English as it is spoken around the world today.global English and language change from our blog


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L&M Cigarette Coupons
L&M Cigarette Coupons
The L&M cigarette coupons may not be easily obtained since the company has to take precautionary measures when distributing them but these can be easily obtained online. Whether you are a habitual smoker or a social smoker, it is still best to have these coupons because it can lower the amount that you need to spend for cigarettes.
This brand of cigarettes is actually created by a company named Liggett and Myers. It was first launched in 1953 and this is produced by the Altria Group Incorporated. This brand can be considered as one of the pioneers in the tobacco industry because this is the first one that used a filter that is not double sided.
Yes, just like other companies, the L&M cigarette coupons are also utilized by the companies as a promotional tool. This should encourage more consumers to opt for this brand instead of other competitors. The good thing is that, even if the company aims to make their sales rise, they still implement certain safety measures to ensure that only those who are of legal age can get their hands on the coupons. Because of this goal, it would necessary to provide birth date details, name and even SSN just to get the coupons.
The L&M cigarette coupons can also be obtained from online providers. There are actually two ways on how you could receive them.
Printable L&M Cigarette Coupons
Some websites will give you the chance to print out the digital coupons. Once you have selected which one you would like to utilize, just make a copy of it using your ordinary office or home printer. Then, you can already bring this to the participating local seller. This eliminates the need to wait for a certain period of time before you can start using the coupons.
L&M Coupons by Mail
In some cases, the coupons will be sent directly to your mailing address. You simply have to wait for a few days until you get it right in your mailbox. That way, you will always have a coupon to use everytime you drop by the local store to buy your favourite cigarette brand.
Just remember, the coupons also have expiration date. The promotion of the company runs only for a particular period of time. Hence, do not expect that you can still use them even after the end date. To be able to get the discounts, you have to utilize the L&M cigarette coupons within the specified date.
10 thoughts on "L&M Cigarette Coupons"
This is a note to the webmaster. Does your website get enough traffic or rank for keywords on Google? Well we can help! We can provide you with tens of thousands of backlinks to your site! This will help your rankings on Google and make your website more visible to your target audience. Take a quick look as I am sure you will be interested.
This is a note to the website owner. Does your website get enough traffic or rank for keywords with Google? Well we can help! We can provide you with tens of thousands of backlinks to your site! This will help your rankings in the search engines and make your website more visible to your target audience. Take a quick look as I am sure you will be interested.
I have noticed that fixing credit activity really needs to be conducted with techniques. If not, you might find yourself damaging your rating. In order to be successful in fixing your credit rating you have to be careful that from this minute you pay any monthly fees promptly in advance of their planned date. It is significant because by not necessarily accomplishing that area, all other measures that you will decide to try to improve your credit rating will not be effective. Thanks for revealing your concepts.
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Please send coupons in mail.
I need the coupons on the L & M'S 100′s sent in the mail cause I do not have a printer. My address is Carmie Potter
176 North Garfield Apt5
Piggott, Arkansas 72454
We use your cigerettes would like some coupons to help with the cost.
I would like to have L & M coupons sent to me. Thank You
Looking for Doral cigarette coupons, but L&M is my next choice.
I would like to be on your mailing list to receive "L & M Coupons" I buy by the pack.
Thank you
610 Johnstonville Rd
Barnesville, GA 30204


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Find A Physician
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Clinical Services
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Weill Cornell Cancer Center
The doctor will obtain a biopsy of a suspicious skin lesion to determine if it is cancerous. There are four common types of skin biopsies:
- Punch biopsy: The doctor uses a sharp, hollow tool to remove a circle of tissue from the abnormal area.
- Incisional biopsy: The doctor uses a scalpel to remove part of the growth.
- Excisional biopsy: The doctor uses a scalpel to remove the entire growth and some tissue around it.
- Shave biopsy: The doctor uses a thin, sharp blade to "shave off" the abnormal growth.
The Weill Cornell Cancer Center features dermatopathologists who have special expertise in analyzing skin tissue and diagnosing skin diseases.
If a biopsy shows that a patient has melanoma, depending on the thickness of the lesion and level of invasion, a patient may undergo additional imaging tests to see if the cancer has spread elsewhere in the body.


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The media portrays alien abduction as a dreadful ordeal, but anthropologist Krista Henriksen has found that people who claim to have been abducted say it's not an unpleasant experience. She says, "[The aliens] tell people they're not alone, that they're special, they're chosen for a purpose." She?s studied 60 men and women who claimed to have had close encounters.
Most of them remembered being told there were terrible problems with the world but that they had been chosen to do something about it. "Sometimes they have malevolent messages, manipulative, nasty messages. But that was, by far, the minority," she says. "Most often extraterrestrials were bringing messages of goodwill."
Don't read the propaganda about UFOs?read the truth!
NOTE: This news story, previously published on our old site, will have any links removed.


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|Contact Us | A-Z Site Index
S2S How to Apply
Contact Information
Dave Cardwell
S2S Coordinator, NCSC
2441 Kenwood Circle
Mansfield, Ohio 44901
phone: 419-755-4732
Seniors to Sophomores Program (S2S)
A dual credit/dual enrollment program which enables academically qualified high school seniors to earn both high school and college credit at the same time. Students who participate in Seniors to Sophomores will be enrolled and attend North Central State College, and will have the opportunity to earn a year's worth of both high school and college credit (at least 24 semester hours) at no cost to the student. A participating student will be a full time college student taking all classes on the college campus.
Student Responsibility
The following is a list of the responsibilities of S2S students:
Miscellaneous Information
S2S Eligibility Requirements
Students must meet the following criteria:
Satisfying these reading, writing, and math score requirements ensures that the student is ready to enroll in college level English (ENGL1010 - English Composition I) and Math (MATH1110 - College Algebra) and is therefore not required to complete developmental reading, writing, and math courses at the college.


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RELEASED: Feb. 24, 2011
EAU CLAIRE — In honor of Women's History Month, the University of Wisconsin-Eau Claire will host numerous events in March to call attention to the historical contributions of women.
The 2011 national theme for Women's History Month is "Our History is Our Strength." This year, instead of recognizing national honorees, organizations and institutions throughout the country are asked to honor women within their own communities.
In addition to campus events celebrating the accomplishments and experiences of women, a display about women's history will be featured in Davies Center during the week of March 7-13. In addition, McIntyre Library will host a photography exhibit about body image during the entire month of March.
The following events, sponsored by various university organizations and coordinated by the Women's and Gender Equity Center, are free and open to the public unless otherwise indicated.
"Throughout history, women's experiences and accomplishments have been under-recorded, under-recognized, and under-appreciated. The events held in honor of Women's History Month aim to resurrect women's experiences from history and give credence to their previously silenced voices," said Abby Vercauteren, WAGE women's issues program coordinator. "We encourage the campus community to attend one or more of these events. These educational and thought-provoking presentations are conducted by various women from on and off campus whose accomplishments have made our world a better place and prove that 'our history is our strength.'"
This annual celebration, designated by joint resolutions of the U.S. House of Representatives and Senate and proclamations by five American presidents, offers an opportunity to honor and celebrate women's historic achievements and recognize the contributions and abilities of women in the community today. More information can be found on the National Women's History Project website.
More information about Women's History Month activities, which may expand as the month goes on, is available on the WAGE website, or by contacting WAGE at 715-836-2693 or firstname.lastname@example.com.
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young socialist demand to change the world / telling a more beautiful dreamer!!


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Since being jailed for the past two months in Los Angeles after being arrested for violating his supervised release on a fraud conviction, Innocence of Muslims filmmaker Nakoula Basseley Nakoula has remained mum to the public — until now.
Nakoula told The New York Times through written responses via his lawyer in a story published Sunday that he absolutely does not regret making his anti-Muhammad film. The movie's bare bones 14-minute trailer on YouTube sparked bloody outrage throughout the Middle East in September.
"I thought, before I wrote this script, that I should burn myself in a public square to let the American people and the people of the world know this message that I believe in," said Nakoula, a 55-year-old Coptic Christian born in Egypt. READ FULL STORY