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In the Lichtenberg Mansion from 1744, this hotel is on Søndergade pedestrian street in central Horsens. It features free Wi-Fi and parking, a summer terrace and stucco interiors. More
This modern hotel has a 39 ft high, Kim Utzon-designed lobby atrium. Its bright, air-conditioned rooms have a flat-screen TV and tea/coffee facilities. Horsens Train Station is a 5 minute drive away. More
This hotel in central Horsens is a 2 minute walk from Rådhustorvet pedestrian street. It offers free Wi-Fi, free private parking and rooms with a 30-inch flat-screen TV with satellite channels. More
Located 4 km from Horsens city centre, these cottages are just 50 metres from a sandy beach on Horsens Fjord. A guest TV lounge is available, and parking is free. More
This Horsens hotel is in Bygholm Park, about a 50-minute drive from Legoland Theme Park. It features free Wi-Fi, gym and sauna access and free private parking. More
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On the main pedestrian street, Søndergade, within a 10 minute walk of Horsens Station, Teaterhotellet provides free Wi-Fi and free private parking. More
On the edge of Stensballegaard Golf Club in a quiet area of Horsens, this bed and breakfast offers free Wi-Fi and free parking. A beach on Horsens Fjord is only 900 metres from the property. More
This hostel is in Nørrestrand Nature Reserve, just a 5-minute drive from the shores of Horsens Fjord. It offers free Wi-Fi, a communal kitchen and rooms with private bathrooms. More
Located next to Stensballe Golfklub, this B&B offers rooms with a kitchenette, furnished patio and free WiFi access. Horsens city centre is a 10-minute drive away. MoreReservation possible without a credit card
Located 3 km from central Horsens, this basic motel is 20 minutes' drive from Forum Horsens Arena. It offers free private parking directly in front of the guest room's door. More
Set a 15-minute drive from central Horsens, this countryside B&B offers accommodation with free Wi-Fi access and a flat-screen TV with DVD player. Horsens Golf Club is 6 km away. More
Holiday home Horsens Humleballe is located in Glud. The accommodation will provide you with a TV and a DVD player. Private bathrooms also come with a bath. The property offers free parking. MoreReservation possible without a credit card
Offering an outdoor pool and a restaurant, Bed & Breakfast Sirius is located in Glud. Free WiFi access is available. Each room here will provide you with a TV. MoreReservation possible without a credit card
Holiday home Pilevænget D- 3496 is located in Sønderby. The accommodation will provide you with a TV and a DVD player. Complete with a dishwasher, the dining area also has a microwave. MoreReservation possible without a credit card
Holiday home Pilevænget F- 3498 is located in Sønderby. The accommodation will provide you with a TV and a DVD player. Complete with a dishwasher, the dining area also has a microwave. MoreReservation possible without a credit card
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Featured Online Schools
Thirteen million passports were issued by the U.S. Department of State in 2010, yet 70 percent of Americans still don't have a passport, which could indicate that Americans are either content with traveling domestically or that economics and safety fears might be hindering international travel plans. Traveling abroad is safe provided you research and plan before you go—whether you are traveling across the border into Mexico or "across the pond" into Europe, the Middle East or the Far East. It's imperative that you understand the health risks, cultures, customs and the political climate of every country you travel to. Smart travelers are prepared travelers carrying the required travel documentation, who are properly vaccinated and who understand security issues related to travel in the age of terrorism.
Travel Documents
Always carry a copy of your passport on your person. Leave a copy with friends or family before traveling—especially your visas, traveler check and credit card numbers and personal information. Leave them a copy of your itinerary, power of attorney and travel insurance. Keep one copy with you. Do not keep your copies with your originals. Leave your social security card at home.
If you have children, don't be timid about discussing guardianship should a worse case scenario occur and you cannot return home to them. Make sure your legal affairs are in order before traveling. Carry emergency phone numbers on your person and change for a pay phone.
Security Risks
Travel smart, travel light, be aware of your surroundings. Don't travel off the beaten track, stay to larger hotels with security. Book hotel rooms on higher floors to deter easy entry, but on a floor that fire equipment can easily reach. Avoid traveling alone, especially if you are a woman. If you are a hiker, travel in groups; know your country's borders especially in high-caution areas. Use common sense and be cautious of areas that make you an easy target for pickpockets and assault: crowded subways, elevators, train stations, festivals, narrow alleys, poorly lit streets, tourist and market places. Make sure you seem knowledgeable and purposeful even if you are lost. Only ask those in authority for directions if you have that option.
Number one rule: if confronted by thugs, don't risk a fight—give up your valuables.
- Do not leave any luggage unattended, even for a moment.
- Do not make assumptions regarding travel. Make sure that your transportation is official and marked as such. Do not enter unmarked vehicles.
- Overnight trains are a haven for robberies along tourist routes.
- Keep your hotel room locked at all times.
- Use the hotel safe, do not leave valuables in your hotel room.
- Do not go out alone at night. Even if going out with a group, let someone know when you expect to return to your hotel.
- Do not accept food or drink from strangers. Criminals DO drug tourists and sometimes use sleeping gas in travel compartments.
- Don't carry large amounts of cash—use credit cards, but just one or two.
- Leave valuables at home in the States.
- Never leave your children alone while you go out—ever.
Health Risks
Know what vaccinations you need before you travel and carry proof those vaccinations with you. Check with the World Health Organization and the Center for Disease Control, as well as your embassy or the country's consulate, to view current health concerns for international travelers. Many countries have strict laws on drugs. If you are carrying a prescription, make sure that you have a copy of that prescription and a labeled bottle to carry them in, especially if your prescription is narcotic. If it is narcotic, get a letter from your doctor that you are required to take the drug for your health needs. Take an extra pair of eyeglasses with you and enough contact lens replacements.
Hospitals often are cash only, paid up front before you are served, and do not accept credit cards or insurance. It is up to you to check your insurance policy to see if it covers international travel, hospital stays and evacuations. If it does not, you need to consider purchasing Travel Medical Insurance.
- Social Security Medicare/Medicaid does not cover you outside of the United States.
Cultures and Customs
You are subject to the laws of the country you are visiting, not U.S. laws, unless you are on U.S. Embassy soil. Ask your travel agent about the laws and customs of the country that you are visiting and do your own Internet research. Check often with the U.S. State Department and the news media about new developments in the country and the region you plan to visit. Ignorance will get you nowhere in a foreign court of law.
U.S. Department of State Registration
Sign up for the State Department's free, online Smart Traveler Enrollment Program. The U.S. State Department can help you if your passport is lost or stolen or if you are the victim of a natural disaster such as a typhoon or an earthquake. The State Department reports that they helped evacuate over 16,700 U.S. citizens and their families after the Haitian earthquake and 15,000 during the 2006 Lebanese civil unrest. The Smart Traveler Program provides you with travel alerts and warnings as well as country fact sheets and can get emergency messages to you, if needed.
- Country Specific Information
- Embassy, Consulate and Diplomatic Mission List
- Safety First: Know Before You Go
- Travel Advice by Country
- Women Traveling Alone
- Missing Americans in Foreign Countries Project
- Foreign Legal Hassles
- Assistance to U.S. Citizens Arrested Abroad
- Mexico Travel Warning
- International Flight Safety
- International Travel Health

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Distance Learning Resources for the ESL Student
Resources for ESL Instructors
Local Resources (Santa Clara County)
State of California Resources
National Resources
Emergency Preparation and Response Resources for Immigrants
Deferred Action Resources
|Emergency Preparation and Response Resources for Immigrants
|American Red Cross (ARC)
|Enter your zip code and find a Red Cross chapter and services near you. Find free training and preparedness materials. Contact for disaster relief assistance after an event.
|American Red Cross (ARC) National Shelter Locator
|Search for open Red Cross shelters by address, city, state, and/or zip code. Shelter information is updated every 30 minutes from the National Shelter System.
|American Red Cross (ARC) Safe & Well Registration
|Safe And Well Registration - Web site to register or search for loved ones after a disaster. English and Spanish
|American Red Cross (ARC) - Disaster Preparation and Response Apps
|Spanish language toggle feature on Red Cross Disaster Preparation Apps Tornado, Hurricane, Earthquake, Flood, Wildfire and First Aid in Android, iPhone and iPad.
|American Veterenarian Medical Association Disaster Materials
|Includes detailed booklet, Saving the Whole Family, to help prepare for small and large animals (English and Spanish) Also a 400 page searchable Pdf resource designed for veterinarians, veterinary technicians, emergency managers, and others interested in all hazards/all species veterinary and animal emergency issues. Contains templates for writing detailed animal disaster annexes to county and state emergency operations plans.
|Boat People SOS (BPSOS)
|Boat People SOS (BPSOS) is a private sector organization devoted to empowering Vietnamese communities through topic specific programs including disaster relief and recovery. Bilingual Vietnamese.
|CARD - Community Agencies Responding to Disaster
|CARD is a nonprofit agency, based in Oakland California to address preparedness and response needs of service providers whose consumers are among the most vulnerable people in any community. Materials in many languages.
|Center for Disaster & Extreme Event Preparedness (DEEP Center)
|The DEEP Center conducts training, research, and service in the areas of disaster behavioral health, special populations preparedness. DEEP Center is home to the Miami Center for Public Health Preparedness (Miami CPHP) which focuses on special populations in disasters, with specific emphasis on disaster training for Hispanic populations.
|Center for Disease Control Emergency Preparedness and Response
|The CDC Emergency Preparedness and Response website is CDC's primary source of information and resources for preparing for and responding to public health emergencies such as natural disasters, bioterrorism, outbreaks and pandemics, chemical and radiation emergencies . Page can also be viewed in Chinese, Tagalog (Filipino), French, German, Haitian Creole, Italian, Korean, Portuguese, Russian, Spanish, and Vietnamese.
|Chinatown Disaster Preparedness Fast Facts
|The Chinatown Fast Facts handbook was created by NICOS Chinese Health Coalition and provides information to San Francisco Chinatown residents to prepare for independent survival in the first 72 hours following a disaster. Dedicated to providing culturally competent resources for disaster preparedness that suit Chinatown's specific language needs. This resource is translated into Chinese.
|Cristal Verde
|Links to articles and resources relevant to immigrant disaster relief.
|Cruz Roja Americana
|Al ofrecer sus servicios de ayuda para desastres, la Cruz Roja representa a todo el pueblo de los Estados Unidos, sus territorios y posesiones, y ofrece asistencia de manera equitativa e imparcial, sin consideración de la situación económica, origen racial o étnico, afiliación religiosa o política o de otra índole. El personal de socorro en casos de desastre de la Cruz Roja tratará a las víctimas de catástrofes con respeto, equidad y preocupación.
|Dare To Prepare
|Earthquake professionals, business and community leaders, emergency managers, and others have joined together to organize Dare to Prepare, an earthquake readiness campaign.
|Dept of Homeland Security Site - Ready.gov
|Contains information for preparedness and response in multiple languages including: Arabic, Chinese, French, Haitian, Hindi, Japanese, Korean, Russian, Spanish, Tagalog, Urdu, and Vietnamese
|Disability Law Lowdown Project
|The Disability Law Lowdown Project is a set of podcasts in English, Spanish and American Sign Language (ASL) that provide up-to-date information on the Americans with Disabilities Act and related disability laws. You can listen to the podcasts, or read the transcripts.
|Diversity Preparedness
|The mission of the National Resource Center is to serve as a central clearinghouse of resources and an information exchange portal to facilitate communication, networking and collaboration to improve preparedness, build resilience and eliminate disparities for culturally diverse communities across all phases of an emergency.
|FEMA - Federal Emergency Management Agency
|Information of different types of hazards, and the risk for various parts of the country.
|Food and Water Safety During Hurricanes, Power Outages, and Floods
|FDA publication on how to keep food and water safe during and after floods and power outages. Available in Spanish and French.
|Health Information Translations
|Extensive collection of translations on numerous health and disaster preparedness subjects from a collaboration of Ohio organizations. Languages include: American Sign Language, Arabic, Bosnian, Chinese Simplified, Chinese Traditional. English, French, Hindi, Japanese, Korean, Marshallese, Portuguese, Brazilian, Russian, Somali, Spanish, Tagalog, Ukrainian, Vietnamese
|Healthy Roads Media
|Healthy Roads Media provides health information in a wide vary variety of languages and formats. Emergency preparedness and response information is available in Arabic, Bosnian, English, Kurdish, Somali and Spanish. In addition to printable brochures and handouts, Healthy Roads Media provides information in the form of web-based and mobile videos, multimedia presentations, and audio recordings.
|Hesperian Foundation
|Simply written and heavily illustrated, Hesperian books are designed so that people with little formal education can understand, apply and share health information. Free downloads of numerous publications in English, Spanish and Kreole. Health publications also for sale in Chinese, Vietnamese, Portuguese and French.
|HHS Special Populations
|US Dept of Health and Human Services (HHS) Specialized Information Services. Emergency and Disaster Preparedness section contains a vast collection of links to preparedness and response info for specific special need populations.
|Interactive Family Preparedness Planner
|Interactive program allows you to inter information and create and print out an individual plan for everyone in the family, including pets. You can also save your plan and update it later. Sponsored by Ready Boston.
|Intercultural Communication Institute (ICI)
|The Intercultural Communication Institute (ICI) offers resources for intercultural, cross-cultural, multicultural, international, diversity training, and education.
|International Red Cross Family Links
|The Family Links website helps people contact relatives who have become missing persons because of a conflict or natural disaster. The ICRC and National Societies will try to match up: people looking for a missing person with missing people who have registered on the site.
|Islamic Relief USA (IRUSA)
|IRUSA offers extensive free training to volunteers to respond to disasters and assist refugees in local communities. In partnership with the American Red Cross, IRUSA offers free training in Shelter Fundamentals, Casework, and First Aid in several states, including CA. Schedules for training in the Bay Area can be found on the website. As a member of NVOAD, IRUSA responds to major disasters sending volunteers and resources.
|Listo America
|Ready Campaign Spanish site
|Migrant Seasonal Farmworkers Emergency Preparation Planning Guide
|This 40 page booklet was developed in 2009 to provide actionable steps that can be taken by emergency planners and public health officials to address the specific challenges that face MSFW's in disaster.
|Multilingual - Protecting Your Family from Earthquakes
|USGS Publications - English-Chinese, Korean, Vietnamese
|Multilingual - Protecting Your Family from Earthquakes
|USGS Publications - English-Spanish
|Multilingual preparation for 72 Hours
|San Francisco Emergency Site with preparation in English, Spanish, Chinese and Vietnamese
|Muslim Consultative Network (MCN)
|The Muslim Consultative Network (MCN) promotes interfaith dialogue, civic engagement,and provides a number of services to New York City's Muslim community, including disaster education, training, and mitigation. MCN is currently developing a directory of community organizations and organizing disaster preparedness workshops for Muslim communities around the city.
|National Alzheimers Association
|Alzheimers Association 24-hour helpline 1.800.272.3900 firstname.lastname@example.com Materials in many languages.
|National Immigration Law Center (NILC) - Disaster Relief Info
|Fact Sheet on Immigrant eligibility for government disaster relief programs. Developed by the American Red Cross, the National Immigration Law Center, and National Council of La Raza (June 2007)
|NCLR Emergency Managers Tool Kit
|This Tool Kit was created by the National Council of la Raza (NCLR) in collaboration with the Office of Minority Health and Mosaic. Its purpose is to develop and disseminate practical and simple tools that will assist emergency managers to improve their responsiveness to Latinos generally, and Hispanic immigrants in particular.
|Operation Hope Emergency Financial First Aid Kit
|The Operation Hope Emergency Financial First Aid Kit offers easy step-by-step instructions for how to protect personal assets and financial information, and reduce the challenges associated with emergencies and disasters. In 2005, the document became a registered federal government document, listed as FEMA publication #532. The Emergency Financial First Aid Kit is the first free emergency financial reconstruction and economic recovery guide for disaster victims. Available in Spanish.
|Operation Hope Personal Disaster Preparedness Guide
|The Operation Hope Personal Disaster Preparedness Guide will guide you through steps you can take before a disaster strikes. Available in Spanish.
|Prepárate Hoy
|Los residentes de habla hispana del sur de California encontrarán aquí información científica sobre los terremotos y consejos prácticos sobre cómo prepararse, como parte de la campańa "Dare to Prepare". Esta campańa está uniendo a la comunidad del sur de California para "hablar de nuestras fallas" y prepararnos juntos antes de futuros terremotos.
|Plaza Comunitaria
|Plaza Comunitaria is a Mexican site (in Spanish). Provides a section on First Aid with complete First Aid Manuals for Adults and Children. The site also contains free educational resources and software, library links, learning modules in the areas of employment, home, and health, and much more.
|Putting Down Roots in EQ Country
|This popular site includes extensive information in English and Spanish, specific to Southern and Northern California, Utah, Nevada, and Alaska
|Refugee Health Information Network
|RHIN is a national collaborative partnership that has created a database of quality multilingual, public health resources for those providing care to resettled refugees and asylees. Resources include Health education materials in various languages and formats (brochures, fact sheets, videos), Provider tools (including information on refugee populations and cultures), and information on Emergency Preparedness and Response for vulnerable populations.
|United Sikhs National Family Resource Center
|The United Sikhs National Family Resource Center was launched to provide support, information and assistance through a 24 hour hotline (1-855-878-6333) and a new downloadable booklet, Helping Families Cope with Violence and Disaster Other projects include: - Domestic Violence Prevention Counseling, Substance Abuse Counseling, Youth Violence Prevention Programs, Senior Care Services, Anti-Hate Crime Advocacy, Anti-Bullying Advocacy, and more.
|World Health Organization (WHO)
|WHO Checklist for Pandemic planning available in Arabic, Japanese, French, Russian and Spanish. WHO site contains a wealth of multilanguage health information. WHO's 6 official languages - Arabic, Chinese, English, French, Russian and Spanish - were established by a 1978 World Health Assembly resolution, turning multilingualism into a WHO policy.
|Disclaimer: ImmigrantInfo.org does not endorse any service or organization included in our Immigrant Resources list. We are not responsible for any data inaccuracies or omissions. The user assumes all risks related to any misinformation. ImmigrantInfo.org welcomes input to help keep our resources current.
Distance Learning Resources for the ESL Student
Resources for ESL Instructors
Local Resources (Santa Clara County)
State of California Resources
National Resources
Emergency Preparation and Response Resources for Immigrants
Deferred Action Resources
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Five Sophisticated DNA Screenings Provide Patients With
Detailed Information, Insight and Improved Care
Geneticists at the University of South Alabama are using a new and more sensitive battery of tests to diagnose a range of major developmental defects, including mental retardation.
USA is the only facility in the region offering these tests, which are the latest in a host of genetic screenings available to patients. The new screenings allow for earlier diagnosis, as well as improved management and counseling.
"Negative test results help doctors rule out things that are not causing a person's condition, while positive test results bring to a halt the expensive search for a cause and allow for a focus on intervention," said Dr. Wladimir Wertelecki, professor and chairman of the USA department of medical genetics.
According to the March of Dimes, about 150,000 babies are born each year with birth defects, which are defined as abnormality of structure, function or body chemistry present at birth that causes disability or death. In 60 to 70 percent of birth defect cases, the cause is unknown – underscoring the importance of innovative screenings that provide more detailed information.
Parents whose children have medical abnormalities that cannot be explained can request the new tests at USA. The blood tests can be performed on anyone from a newborn baby to a grandfather and may determine whether the condition runs in the family.
These studies can be reassuring to families in two ways. Negative results provide assurance by providing information about future pregnancies. Equally important, positive results from screenings identify family members who are at risk and those who are not at risk.
"One of the new tests—called the subtelomere panel—uses a series of 41 DNA probes that geneticists use to look for very subtle rearrangements near the telomeres (tips) of the whole array of chromosomes,"said Dr. Cathy M. Tuck-Muller, director of the Cytogenetics Laboratory at USA.
Up to 7 percent of patients with mental retardation of unknown cause have some rearrangement involving the subtelomeric regions of chromosomes. Previously, these regions could not be analyzed accurately. The subtelomere panel provides exponentially more detailed information and accuracy.
Another of the new tests offered, the neonatal hypotonia panel, aids in the diagnosis of the hypotonic infant, sometimes termed "floppy baby" syndrome. This syndrome is a difficult condition to accurately diagnose in newborns and is characterized by inadequate tone of the muscles.
One of tests also offers an earlier, more accurate and cost-effective diagnosis of congenital hearing loss, which affects 1 in 1,000 newborns. The test also can provide information on the chance of recurrence in future pregnancies.
Wertelecki said there has been a good deal of advancement in categorizing and knowing the causes of developmental defects. The first step was a chromosome test, which later was enhanced by painting the chromosome. Then DNA markers were added, but geneticists didn't know to what genes they would adhere. The new tests now identify very specific genes.
"Using the analogy of a telescope to describe the changes in genetic technology, it is if we started with a zoom lens of a magnification of 20 with the chromosome test, then advanced to 50 power by painting the chromosome. These new tools place us in the 200 magnification range and allow us to advance patient care with more precise and detailed information," Wertelecki said.
The new tests are for patient concerns about unexplained birth defects: neonatal hypotonia; developmental delay; spinal muscular atrophy; mental retardation; non-syndromic deafness; dysmorphisms; infertility; growth disturbances and recurrent pregnancy losses.
The new tests USA is now providing are as follows:


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Julianne Moore hasn't proven to be a big box office draw, but when moviegoers head to the multiplex this weekend, she's not likely to be forgotten. Her movie The Forgotten will be playing virtually everywhere (it opens on 3,100 screens), and Columbia has marketed it well as a scary horror/suspense thriller. Plus, those Revlon commercials (''I believe... in love...'') have made Moore ubiquitous. All that could add up to a memorable $16 million opening.
Last week's champ, Sky Captain and the World of Tomorrow, will fly about half as high this weekend, due to middling word of mouth. A 50 percent drop in altitude would mean a No. 2 ranking and an $8 million gross.
The rest of the chart will see a race for a distant third-place finish. Mr. 3000, whose opening last week didn't exactly hit it out of the park, will fall about 50 percent, making Bernie Mac Mr. $5 million. The week's other wide release, Katie Holmes' First Daughter, will open on nearly 2,300 screens, but it's unlikely to earn more than $4.8 million, thanks to Fox's nearly invisible marketing campaign, Holmes' lackluster box office track record, and the déjà-vu movie premise (echoing Mandy Moore's Chasing Liberty, also about a presidential daughter. Still, it'll edge out Wimbledon, which will probably net another $4.5 million.


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GTMO Protest
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Protesters outside of the Hart Senate Office Building in Washington... Fotografia de notícias 174345068Audiência em Tribunal,Baía de Guantánamo,Capitólio,Code Pink,EUA,Examinar,Fechar,Finanças,Foco,Hart Senate Office Building,Horizontal,Lei,Nacional,Pessoas,Política,Protestante,Protesto,Sob proteção,Washington DCPhotographer Douglas GrahamCollection: CQ-Roll Call Group � 2013 CQ Roll CallUNITED STATES - July 24 : Protesters outside of the Hart Senate Office Building in Washington, D.C. protest the hearing to examine closing Guantanamo, focusing on the national security, fiscal and human rights implications. The hearing was being held by the judiciary subcommittee on constitution, civil rights & human rights on July 24, 2013. (Photo By Douglas Graham/CQ Roll Call)


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Hank Jr. Goes Off On President Obama, Again
September 4, 2012 8:34 AM
Dave & Veronica Read More
Jimmy Carter, our Entertainment reporter called form Nashville to give us the latest news coming out of Hollywood and Nashville, these are some of the hottest stories about your favorite celebs and artists.
The topics included:
Hank Jr. goes off on Obama again.
Nashviile the TV show is starting to get a lot of publicity.
Lady A. and Jason Aldean to announce the CMA nominees on "Good Morning America."
Listen to the Entertainment report with Jimmy Carter.


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Slow down a bit, let us get to know your characters a bit more. The dialog isn't too realistic either, but still good :D LOVE this story, finishing it later!!!
You're an excelent writer!!! This story shows promise, and i'm defenatly reading on :D
Awwww... It was sad at the beginning but it was amazing how you wrote with such emotion. I like the idea of your story its brilliant :) x
It's a good Mysterious start to a book. Perfect for a proIogue! I would defiantly go on. Good Job!!!
Add to your private libraryMy Library
Add this story to your public reading lists


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in the Lehigh Valley area
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Contemporary crime noir novelist and award winning journalist Wallace Stroby talks about crime and his novel "Kings of Midnight."
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The Morning Call, 101 North Sixth Street, Allentown, PA 18101


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Hussey, Jordan Present at ALISE
posted February 15, 2013 2:52 PM
Assistant Professor Lisa Hussey is presenting at the Association for Library and Information Science Education annual conference in Seattle, WA (ALISE). "I am a . . . ? How Do Future LIS Professionals Identify Themselves?" is a joint presentation with Dr. Jennifer Campbell-Meier, Assistant Professor at the University of Alabama. Also at ALISE, Assistant Professors Lisa Hussey and Mary Wilkins Jordan presented "Pop Culture and the Socialization of LIS Students."


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A limited edition seasonal plaid print low rise trunk with a defined front pouch. Made from a soft microfiber material, these low rise trunks also have an elegant off centre logo waistband. A body defining fit with great stretch and breathability in the fabric.
Materials: 91% Nylon, 9% Elastane
Choose a currency below to display product prices in the selected currency (estimate only - default is AUD).


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COLUMBIA – When Jonathan Sessions' friends and family heard about him running for Columbia School Board, they asked him why he would want to do that at his age.
Sessions brings tech background, young perspective to School Board race
Tuesday, March 30, 2010 | 12:01 a.m. CDT; updated 1:58 p.m. CDT, Tuesday, March 30, 2010
To read the full article, please sign up or login.
Get full access to the Columbia Missourian on your computer, phone, and tablet for just $5.95 per month.
* Unlimited access on your iPhone, iPad, Android phone and Android tablet
* All the high-quality, in-depth journalism of the Columbia Missourian and Vox Magazine, updated 24/7
* Your news. Your device. Your time.
If you'd like to read more about the value of being a member, read this column from the Missourian's executive editor, Tom Warhover.


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Candace Keach, BM, MM
Instructor of Flute
Phone: 678-839-6516 | Fax: 678-839-6259
Email: email@example.com
Office: Humanities Building
Candace Keach, flutist, originally from Athens, Georgia has been principal flutist with the Macon Symphony for over 20 years. A graduate of the University of Georgia with post-graduate studies at the New England Conservatory of Music in Boston, she has been a featured soloist with the Macon Symphony as well as with summer music festivals in Italy, Switzerland and France. Her orchestral experience has also included performances with the Atlanta Symphony, the Birmingham Symphony and the Greenville Symphony and she was principal flutist with the National Touring Company's "Phantom of the Opera" at the Fox. Candace is flute professor at the University of West Georgia and at Spelman College. She has produced two meditation music CDs, "As Above So Below" and "Traveling Waves" with pianist, Gordon Porth, which have been embraced within the healing arts community as well as by mainstream music lovers!
Courses and Sections
Courses Taught
- MUSC-2600F (Principal Applied: Flute)
- MUSC-4600F (Principal Applied: Flute)


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Student Transitions to Four-Year Institutions and the Workplace
According to the National Center for Education Statistics, the number of students enrolling in college is projected to increase 22% over the current decade. A National Science Foundation report notes that more than 40% of students earning bachelor's or master's degrees in science or engineering have attended a two-year college. Regardless of what institution they attend or what degree they earn, most of these students enter the workforce.
Instructors at all types of programs are increasingly preparing their students for both types of transitions: into four-year programs and into the workforce. The following resources are designed to provide instructors and administrators with the information they need to facilitate these critical transitions.
Across the board, the number of students at two-year colleges and the number of "swirling" students (students who attend more than one college or university to achieve their degree) are on the rise. However, the 2009 National Survey of Student Engagement found that transfer students are less engaged and less satisfied with their college experience. Consequently, improving student transfers is a topic of interest for all institutions.
Whether you are working at a two- or four-year institution, the following resources can help you create a richer educational experience for transfer students, while ensuring they are ready for the changes they will face.
ACS Resources
- ACS Guidelines for Chemistry in Two-Year College Programs
A comprehensive model for chemistry education at two-year colleges
- ACS Guidelines and Evaluation Procedures for Bachelor's Degree Programs
Requirements for ACS approval of bachelor's chemistry programs
- Partnerships for improving education
Information, tools, and advice for creating and growing collaborative partnerships between two- and four-year institutions
- Symposia on the Guidelines
Presentations and summaries from symposia on student transitions and implementation of the ACS Guidelines for Chemistry in Two-Year College Programs
- Undergraduate Transitions: Enhancing Student Success
Report from a 2004 symposium addressing the complex issues involved in supporting students who transfer colleges
- Maximizing our impact in the world of student transfer
A handbook designed to help faculty understand the student transfer landscape, learn how partnerships can facilitate student transfer, and identify effective practices in student transfer
External Resources*
- Community College Survey of Student Engagement
A companion survey to the 2009 National Survey of Student Engagement, the survey identifies ways to better engage students at two-year colleges
- National Resource Center for the First Year Experience and Students in Transition
Collection and dissemination of effective practices in student engagement and transfer
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Macadoodles® Discount Outlet offers Beer, Fine Wines, & Spirits by the case at discounted prices. There are approximately 200 beers including seasonal selections and variety packs.
We stock a number of Wine Coolers, Premium Malt Drinks and Ciders. International selections come from Australia, Belgium, Canada, Czech Republic, England, Germany, Holland, Ireland, Italy, Japan, and Mexico.
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Significant art and architecture of the Islamic civilization's legacy has rarely enough been celebrated, pushed aside by negative perceptions of the faith.
Unity Productions Foundation's upcoming film Islamic Art: Mirror of the Invisible World, produced by Michael Wolfe and Alex Kronemer "was produced to nurture a greater appreciation for the exquisite works of art that Islamic culture has contributed to humanity."
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North Saanich, BC - Canada
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About Janet Ashworth
Hi, my name is Janet but I go by Jann, and I am originally from Ontario, Canada and have lived on Vancouver Island, British Columbia, since 1985.
I was initially trained as a Commercial Artist and Illustrator and eventually explored many other methods of art/style as well as other mediums. I work in pencil, ink, acrylics, watercolor and oil pastels. I have also enjoyed mosaic design and application, floor murals, wall murals, collapsible screens, floor cloths, graphic design. Explored sculpture, ceramics, jewelery, hand painted furniture, refinishing old frames with gold leaf or faux finishes, interior design and interior decorating.
With the advent of digital cameras I came to really enjoy photography both as an artistic expression as well as a foundation for capturing interesting and exciting compositions to be painted later.
My recent creative endeavour was graduating from a certified Cosmetology Program (hairstylist and esthetics) in March 2009.
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Our Philosophy
Craft beer is beer that was brewed with care by a small, independently owned brewery that elevates innovation of style and quality of ingredients over industrial scale production. We obsessed over our beer list, selecting beers that are unique in Hot Springs and we are especially proud to stock beer from the best regional breweries in Louisiana, Oklahoma, Missouri, Missisippi, and of course Arkansas! Our selection is ideal for sampling and learning about beer. Many of our selections are higher-than-average alcohol content. Please enjoy responsibly!
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Good option to use with kinda old graphing calculator like HP 50g that only uses sd cards smaller than 2gb which are a little bit difficult to find nowadays. A better price than in Brazil. None I'd like it a little bit more if it was a 512mb sd card or smaller since HP 50g programs are really small and ... Read more
Hi there, this is a great SD card that nevers fails me (I've been problems with Sandisk SD cards), good velocity to read and to write in it. It's hard lately to find SD cards of 2GB, normally there are from 4GB and up. The price, it's near to the double that you will pay for a regular SD card of 4GB.... Read more
Affordable price for an non SDHC card. These days a normal SD card is hard to find for an afforable price. I bought several cards, one of them died after my first copy action to the card. The second one still works. 2 gigabytes is, of course, 2000MB, not 2048MB... bummer... I think SDHC should be backward ... Read more
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- Cheap 2Gb SD card. - Works like any other SD card and is preformatted, so ready to use straight out of the box. - Works great in my HP digital camera. - Delivery time was fast. - Slow transfer rates. - At this price, highly recommended product. If you need a card for your camera or you just need some ... Read more
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Expert Amy Matthews renovates a bathroom by giving it a spa-like feel.
To renovate a bathroom, expert Amy Matthews demos the bathroom, makes better use of the space and gives it a spa-like feel. A custom vanity is built, then stacked slate tile is added to the walls. Two leather-framed medicine cabinets finish off the wall.
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Pace picks up for number of Illinois residents enrolled in Obamacare
BY MONIFA THOMAS Staff Reporter December 11, 2013 8:06AM
Updated: January 14, 2014 11:40AM
The number of Illinois residents who selected an insurance plan created by President Barack Obama's health plan has increased to 7,043 people — five times more than the end of October, the federal government said Wednesday.
Nationwide, 364,682 individuals signed up for a plan under the Affordable Care Act between Oct. 1 and Nov. 30. That's four times greater than the federal government reported last month.
But those numbers are still quite a bit lower, no matter which estimates you review. Illinois had projected that 337,000 from the individual marketplace would get coverage by 2014. The Obama administration's original enrollment goal for October alone was 500,000 Americans and 7 million people — on both the state and federal exchanges — by the time the initial enrollment period ends in March 2014, according to the nonpartisan Congressional Budget Office.
All three projections were made before the trouble-plagued website, HealthCare.gov, went live on Oct. 1.
Both state and federal government officials said they're not worried.
"These numbers show the federal website has improved but there is still more work to do," Get Covered Illinois Executive Director Jennifer Koehler said. "There is still plenty of time left to pick a plan that meets your needs."
A spokesman for the Quinn administration declined to answer whether these numbers were higher or lower than expected for Illinois.
Michael Hash, the director of the Office of Health Reform with the Department of Health and Human Services, said, "We think we're on track, and we will reach the total that we thought."
Consumers have until Dec. 23 to sign up on Healthcare.gov if they want to receive benefits starting Jan. 1, 2014, but the end of the six-month open enrollment period for 2014 remains March 31. That's also the date after which Americans will be required to have insurance or pay a fine.
Health policy experts have noted that enrollment tends to be is slow at the start of a new government program.
Republicans, though, said they aren't convinced that the federal government can reach their goal and also questioned the accuracy of the numbers.
At a congressional hearing Wednesday, Rep. John Shimkus (R-Ill.) took issue because Health and Human Services Secretary Kathleen Sebelius could not say whether those who signed up through the marketplaces had secured their enrollment by paying their first month's premiums.
"When Amazon.com records a book sold, they record a book sold based on someone who has paid for it, not what is in their shopping cart, not what is on their wishlist," Shimkus said at a hearing of the House Energy and Commerce health subcommittee. "So our concern is this 365,000 figure is fraudulent because it is not those who have purchased plans yet."
The enrolled numbers include people who may or may not have already paid a premium, the Department of Health and Human Services said. That makes it hard to determine how many people have actually enrolled.
Another 803,077 people were determined to be eligible for Medicaid or Children's Health Insurance Program (CHIP). Of those, 30,446 individuals were in Illinois.
The HHS report also showed that of the roughly 2.3 million Americans who completed applications for an insurance plan, only about 41 percent qualified for federal assistance. The Congressional Budget Office had estimated that about 90 percent of people would qualify, though an HHS representative said time will tell if that 41 percent increases.
States running their own marketplaces for new insurance still had more people who signed up for insurance than HealthCare.gov did — 227,478 versus 137,204. And the federal government still declined to provide a breakdown of what percentage of enrollees were younger versus older.
HealthCare.gov has had glitches since its launch on Oct. 1 that kept many Americans from actually being able to explore those insurance plan options.
Twitter: @MonifaThomas1


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Will definitely be coming back.


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Facebook, Twitter Expand Pawn Market
Posted on 23. Jun, 2011 by admin in Summer 2011
By CHARLENE KOMAR STOREY
When Michael Mack gets in a shipment of ultra-high-end handbags, he doesn't have to wonder about the best way to move the expensive merchandise. The same is true when a carton full of distinctive Tiffany blue boxes filled with gleaming jewelry arrives.
Mack simply tweets the news to his loyal customers, many of whom will rush in to add another Hermes, Chanel or Alexander McQueen to their collection of clutches and purses. Then he adds the new accessories to his Web page, www.max-pawn. The most luxurious items also — and, in some cases only — land at the Max Pawn and Jewelry Booth on bonanza.com.
Other kinds of Mack's merchandise, such as musical instruments, bicycles and electronics, can be found on Craigslist. Everything from Rolexes to gift cards is listed on one of the two Max Pawn eBay stores: the general store and rare finds. Firearms are on Auction Arms.
Mack's physical store in Las Vegas is a lot smaller than the outlets he's owned in the past. He doesn't need the kind of display or storage space that was a necessity before esales exploded, he says. Today, the bulk of his sales originate or are conducted entirely over the Internet.
Most pawnbrokers have taken advantage of eBay to extend their marketplace for many years. True, the rise of the auction site has allowed the sale of items that have been gathering dust. But more than that, it has let pawnbrokers take in items they would have had to turn away in the past, because they wouldn't sell in their immediate area. It also means pawnbrokers can list parts or items for repair to a universe of do-it-yourselfers, making it possible to get something out of items that would otherwise be junked.
But as a while, pawnbrokers have been a bit slower to embrace the use of social media. Maybe it's the name — what's "social media" going to do for a business? Quite a lot, as it turns out.
Vital Across the Board
Not all pawnshops have found the kind of high-end niche that Mack has, but that doesn't mean they're not prospering in cyberspace.
La Familia Pawn, with 14 stores in Florida and five in Puerto Rico, has tweeting, email and Facebook programs set up, and has even cracked Groupon. And it's not forcing itself on the market.
"Our customers were away ahead of us in using technology," says Jennifer Whitcomb, social media coordinator for the chain.
Facebook has been the most successful for them, especially among Puerto Ricans, she says. "They really embraced it," she said. Customers use Facebook to ask if a certain product is available, of if the store accepts a certain kind of merchandise in pawn.
Some pawnbrokers might be surprised at the social media audience, she adds: age is across the board. "It's not just the young adults you'd expect."As La Familia's experience might indicate, if you think that minorities are less likely to use technology, you'd be wrong about that, too.
Take cellphones, for example. According to a study released in August 2010, African-Americans use the most voice minutes — on average more than 1,300 a month. Hispanics are the next most talkative group, chatting an average of 826 minutes a month. Even Asians/Pacific Islanders, with 692 average monthly minutes, talk more than Whites, who use roughly 647 voice minutes a month.
African-Americans and Hispanics also text — that is, use Smart Message Service — the most. Hispanics send and receive around 767 SMS messages a month while African-Americans send and receive around 780 — significantly more than Asians/Pacific Islanders (384 texts a month) and Whites (566 texts a month). The voice and text results are compiled from one year (April 2009-March 2010) of mobile usage data gathered by the The Nielsen Company, which analyzes the cellphone bills of more than 60,000 mobile subscribers each month in the United States.
A separate Nielsen survery conducted in December 2010 found that almost a third (31 percent) of all mobile phone users in the United States own smartphones, but their adoption is higher among specific minority groups.
Nielsen found that 27 percent of White mobile phone users in the U.S. currently own smartphones. But that rate was lower than the 45 percent of Hispanics, 45 percent of Asians/Pacific Islanders, and 33 percent of African-American mobile users polled who said they have a smartphone.
The adoption rates for smartphone ownership are also rising, especially among minority groups. Over the six months before the survey, 42 percent of White users who bought a mobile phone opted for a smartphone, while 60 percent of Asians/Pacific Islanders, 56 percent of Hispanics, and 44 of African-Americans made the same choice.
In all, according to CTIA, the wireless association, by December 2010 Americans were sending 187.7 billion texts each month — that's 2.1 trillion annually. The group adds that 264.5 million data-capable devices, including 61.2 million smart phones or wireless-enabled PDAs and 12.95 million wireless-enabled laptops, notebooks or wireless broadband modems, were in the hands of consumers as of June 2010.
Texting Outreach
So what do you have to do to reach your market by text?At the recent Consumer Financial Services Association convention in Florida, Mike Cantrell, president of Solutions by Text, made two major points: you need to update your customer agreement to include a specific SMS policy, and you must always let your customers opt out at any time. Once you get the legal policy out of the way, then set up language templates, Cantrell says. "Begin by indicating the source — your company name — of the message first, the offer or primary info should come next, and the method of redemption of contact info completes the message. Always include an opt-out option."
When developing your language templates, build around your business model. For instance, you might set up a welcome/thank you; a five-day reminder; a one-day reminder; extension request and re-marketing messages, Cantrell says.
Be sure to use technology to verify cell numbers. Automatically send your customers a text telling them, "For your convenience we provide courtesy reminders and other updates by text. The next step is to confirm your cell number. Confirmed numbers will receive an immediate text reply with authorization code." Then the message will ask the customer to enter his or her cell number, followed by the authorization code included with the text message.
It short, it's clear that the days when eBay would be the beginning and end of your online sales effort are over. It's a big technological world out there, and pawnbrokers can benefit from it.
Follow the Golden Rules
Posted on 23. Jun, 2011 by admin in Summer 2011
By ROBERT FRIMET, CAMS
It's no surprise announcement that the gold buying business has swept the nation. As a pawnbroker, you're certainly buying scrap gold.
But what about compliance?
Unknown to many, there is something called the U.S. Patriot Act (our old friend), and since 2006, laws have been in effect that require certain dealers in precious metals to be regulated under Chapter X, formerly CFR 103.140.
As a pawn shop, you didn't fall under these guidelines in the past, and you still don't. But if you're also purchasing scrap gold — in other words, taking it in as a non-pawn-related transaction — the ruling is that you are required to comply.
What this means is that as a purchaser of precious metals, you may have expanded responsibilities. Before you decide to take a liquid bath in nitric acid, there are exemptions that may apply.
Under the regulation, if you purchased less than $50,000 in precious metals from the general public in the previous year, you wouldn't have to comply with this ruling. If business was booming in 2010 and you did purchase in excess of $50,000 in precious metals and also sold those metals to a refiner or third party, you would be required to follow the regulation by June of 2011.
To get to the down and dirty, all precious metals including platinum, silver and palladium are covered under the regulation if the metal exceeds 500 parts per thousand, which equates to 50 percent pure.
That means that if all you did was purchase 10K gold all day long and no other karat, you wouldn't be required to comply with the law as 10K is approx 39 percent pure, not 50 percent pure. However, if you bought a combination of metals that exceed 50 percent in purity, then you must comply.
If you hit that 50 percent mark, you need a full compliance program under Title 31 which means:
• Incorporating policies and procedures based on the risk associated with purchases from customers.
• Creating a risk assessment
• Specifying types of products offered
• Specifying what countries you deal with if out of the U.S.
• Detailing how you spot and handle risk
• Conducting ongoing training for staff
• Providing for an independent review (unlike Title 31, for MSBs, a person who is involved with the operation of the program may not be the reviewer.) An outside person such as a consultant, CPA or bookkeeper could conduct the review if they are familiar with such review processes.
The kicker is that if you do fall under this regulation, you would then comply with 26 and file the 8300 form, not a CTR, which would force you to comply with Title 31 and Title 26 (Title 31 for the program and Title 26 for the 8300.)
You may also file an 8300 under suspicious activity transactions or file a form 109 to protect you under the safe harbor rule.
If you are processing metal through a broker, are they offering you a program or did they even make you aware of these requirements? These are questions business owners should ask themselves when dealing with outside companies. If they don't have a clue, chances are they're not compliant either and that could flow over to cause your business heartburn.
Jim Colllachia of Hometown Cash Advance, with 24 locations in multiple states, was questioned about his compliance. "We are a large gold buyer and we really could not have gotten as successful as we are without using Retail Gold Brokers, as they set us up from beginning to end and addressed all our compliance needs, both state and federal," he says.
If you are going to reap the benefits as a dealer in precious metals, you have to play nice in the sand box and follow the rules.
Robert Frimet is the president of RMF Consulting Group, Inc and is a Certified Anti Money Laundering Specialist. He has served the pawn, check cashing, payday, title, and other industries since 1991. Frimet offers compliance programs and independent reviews and federal/state examination audit assistance nationwide. He may be reached at (702) 596-8370 (PST), at firstname.lastname@example.com or via www.checkconsultants.com
Pawnbroker Challenges Use of Federal Courts
Posted on 23. Jun, 2011 by admin in Summer 2011
By RICHARD WEATHERINGTON
The federal courts have very defined limits on the claims they can hear, so when a complaint against a pawnshop is filed in federal court, it is not uncommon for the pawnshop to first make sure the complaint fits within those limits.
In August 2010, a woman whose first name was Marjorie, a resident of Massachusetts, went to a pawnshop to pawn a coin charm and a gold chain worth $7,800. She entered into a loan contract with the pawnshop. She said she only needed $500 to pay a utility bill and did not need a loan in excess of that; however, she claimed the pawnbroker indicated she could borrow up to $1,000.
Marjorie said that at a later point, she attempted to discover the payment amount in order to redeem her jewelry, but was told "not to worry about the payment at that present time because it was not due and to call back … ."
According to the pawn contract Marjorie had, the amount financed was $600 and the finance charge was $102, a 36 percent annual percentage rate, maturing on June 21. A second contract indicated another loan for $225, with a finance charge of $42, also a 36 percent annual percentage rate, maturing on July 17.
She claimed she called back and again was told there was no rush for the time to redeem her jewelry. Thereafter, Marjorie said she attempted to redeem her jewelry and was told that the pawned items had been melted down. She then filed a complaint in the United States District Court of Massachusetts, seeking damages.
Says No Plausible Claim
The pawnshop filed a Motion to Dismiss, claiming that the District Court lacked subject matter jurisdiction and that Marjorie had failed to state a plausible claim upon which relief could be granted.
The broker did not take issue with the underlying facts alleged by Marjorie regarding the loan transaction entered into with her; rather, the broker contended that these bare allegations didn't confer federal jurisdiction, nor did they state a cognizable claim for relief.
The broker claimed that there was no diversity of citizenship in the action because both parties were citizens of Massachusetts, nor was there any federal claim alleged in Marjorie's complaint sufficient to confer federal question jurisdiction. The pawnbroker focused on the fact that Marjorie did not allege that she repaid the funds that she received, nor did she allege that the pawnbroker violated the terms of their agreement.
The pawnbroker said that Marjorie's bare assertion that she wanted her collateral returned, or that her collateral was destroyed, was not sufficient to set forth a TILA claim that would invoke the federal question jurisdiction of the District Court, or that would state a plausible claim for relief.
Calls Plea 'Nonsensical'
Marjorie opposed the pawnbroker's motion to dismiss. The court noted that Marjorie's pleading was virtually nonsensical. The court said from what it could discern, that Marjorie repeated the allegations in her complaint, parroted the statements in the pawnshop's support of its Motion to Dismiss outlining the background of the pawnshop's pawnbroking business, and took issue in general with the pawnbroking scheme because it takes advantage of customers.
Marjorie did not, noted the court, address in any meaningful fashion the merits of the pawnshop's arguments.
The District Court first noted that subject matter jurisdiction in Federal district courts may be exercised over civil actions arising under federal laws. Under the United States Code, district courts have original jurisdiction of all civil actions arising under the Constitution, laws or treaties of the United States, and over certain actions in which the parties are of diverse citizenship and the amount in controversy exceeds $75,000.
The court said that with respect to "federal question" jurisdiction, a claim arises under federal law if a federal cause of action emerges from the face of a well pleaded complaint. The well pleaded complaint rule restricts the exercise of federal question jurisdiction to instances in which a federal claim is made manifest within the four corners of the plaintiff's complaint.
The court said that with respect to "diversity" jurisdiction, the amount in controversy must exceed $75,000. The framework, said the District Court, for determining whether an action satisfies the jurisdictional minimum was established by the Supreme Court in 1938. The amount specified by the plaintiff controls for jurisdictional purposes, as long as that amount is asserted in good faith.
A court may dismiss an action for insufficiency of the amount in controversy only when, "from the face of the pleadings, it is apparent, to a legal certainty, … that the plaintiff never was entitled to recover" a sum in excess of the jurisdictional minimum.
In addition, diversity must be complete: the citizenship of each plaintiff must be shown to be diverse from that of each defendant. Where the citizenship of plaintiff and the defendant are not diverse, there is no diversity jurisdiction and the plaintiff's claims against the defendant must be dismissed.
Where subject matter jurisdiction is lacking, the District Court said it may proceed no further. In addition to the court's inherent authority to dismiss for lack of jurisdiction on its own, the Federal Rules provide that a party may move to dismiss a case for lack of subject matter jurisdiction.
The party invoking the jurisdiction of a federal court has the burden of proving that jurisdiction exists. Amorphous or conclusory allegations that federal jurisdiction exists, noted the court, is not sufficient to survive a motion to dismiss.
Motions to Dismiss for Failure to State a Claim
To survive a motion to dismiss for failure to state a claim, a complaint must present "only enough facts to state a claim to relief that is plausible on its face." The factual allegations must be enough to raise a right to relief above the speculative level.
To expand on this standard further, said the court, a claim has facial plausibility when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.
In other words, the plausibility standard is not akin to a "probability requirement," but it asks for more than a sheer possibility that a defendant has acted unlawfully.
Where a complaint pleads facts that are "merely consistent with" a defendant's liability, said the court, it stops short of the line between possibility and plausibility of entitlement to relief. The United States Supreme Court in 2009 explained that "bare assertions … amounting to nothing more than a "formulaic recitation of the elements of a constitutional … claim," for the purposes of ruling on a motion to dismiss, are not entitled to an assumption of truth.
Such allegations are not to be discounted because they are unrealistic or nonsensical, but rather because they do nothing more than state a legal conclusion even if that conclusion is cast in the form of a factual allegation.
In sum, for a complaint to survive a motion to dismiss, the non conclusory "factual content" and the reasonable inferences from that content, must be "plausibly suggestive" of a claim entitling a plaintiff to relief.
Appeals Court Standard
The District Court noted that the United States Court of Appeals for the Tenth Circuit articulated the plausibility standard.
In referring to the scope of the allegations in a complaint, the Tenth Circuit said that if they are so general that they encompass a wide swath of conduct, much of it innocent, then the plaintiffs have not nudged their claims across the line from conceivable to plausible. The allegations must be enough that, if assumed to be true, the plaintiff plausibly, not just speculatively, has a claim for relief.
On a spectrum, said the Tenth Circuit, the Supreme Court recently explained that the plausibility standard requires that the pleader show more than a sheer possibility of success, although it does not impose a probability requirement.
When faced with alternative explanations for the alleged misconduct, the court may exercise its judgment in determining whether plaintiff's unsolicited conclusion is the most plausible or whether it is more likely that no misconduct occurred.
Complaint Failures
The District Court noted that Marjorie's complaint failed to set forth any basis from which the court could find that there was subject matter jurisdiction, either under federal question jurisdiction or diversity jurisdiction.
First, said the court, with respect to diversity jurisdiction, Marjorie didn't demonstrate that citizenship of the parties was completely diverse.
Moreover, even if diversity existed, the amount in controversy was $7,800 rather than the required $75,000. It could not reasonably be inferred that Marjorie's actual or punitive damages exceeded $75,000; rather, from the face of the pleadings, the District Court said it found that it was clear to a legal certainty that the amount in controversy did not exceed $75,000.
Second, said the court, with respect to federal question jurisdiction, Marjorie's complaint didn't set forth any discernible federal cause of action upon which relief could be granted. Marjorie, said the court, simply unfolded the alleged underlying facts of the proposed pawnbroking transaction and claimed that she suffered the loss of her jewelry because the items had been melted down.
No TILA Violations Cited
TILA, said the District Court, is a federal law designed to promote the informed use of consumer credit and to protect consumers from dishonest credit transactions by requiring lenders to fully disclose all costs and key terms of the lending agreement used in lending documents.
In short, said the court, Marjorie had presented no bona fide basis for the subject matter jurisdiction of the District Court, and therefore failed to meet her burden. Accordingly, the District Court said it would allow the pawnshop's Motion to Dismiss based on the lack of subject matter jurisdiction.


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Fellowship Year: 2001
Dr. Kennedy attended Aquinas College in Grand Rapids, MI where he earned a degree in Biology. He then attended the College of Charleston/Medical University of South Carolina where he earned a degree in Cell Biology. From there he went to Wayne State University School of Medicine for medical school. His Orthopedic surgery residency was at Henry Ford Hospital in Detroit, MI. He completed a one-year fellowship in Orthopedic Foot and Ankle surgery with Dr. Coughlin in 2001.
Dr. Kennedy's current clinical interests are in the treatment of arthritis and soft tissue injuries in the foot and ankle. Currently he is an adjunct team physician with a local high school, treating foot and ankle sports related injuries. He currently practices at Sports Medicine Oregon in Portland, OR.
Dr. Kennedy's outside interests include hockey and skiing and big fan of the Oregon Ducks.
Contact InformationSports Medicine Oregon 7300 S.W. Childs Rd. Suite B Tigard, OR 97224 Phone: 503-692-8700Fax: 503-692-8710Visit Dr. Kennedy's website
Articles published with Dr. Coughlin
Saint Alphonsus Regional Medical Center | 1055 N. Curtis Road | Boise, Idaho 83706 | 208-367-2121


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La Quinta Inn Galveston East Beach
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The La Quinta Inn Galveston East Beach overlooks the Gulf of Mexico on historic Galveston Island. We are convenient for visitors to UTMB Medical Center and Shriner's Burn Hospital, the Island Convention Center and the Cruise Terminals. Enjoy Fishing Charters, the Strand Historic District, Moody Gardens, Lone Star Flight Museum, the Railroad Museum, Stewart Beach, and Bishop's Palace, one of the 100 most outstanding buildings in the US. Just a short drive to the mainland gives you access to lots more attractions: NASA Space Center, Gulf Greyhound Race Track, Mall of The Mainland, and the Factory Outlet stores.
Rooms at the La Quinta Inn Galveston East Beach include a coffee maker, iron/ironing board, hair dryer, and some with a Microwave & Refrigerator. An expansive sundeck just steps from the beach surrounds the sparkling Swimming Pool, and there is a 24-hour restaurant next to property. Our courteous staff serves a Free Bright Side BreakfastTM every morning.


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Article | September 30, 1996
Shrink systems
Polypack's (Pinellas Park, FL) automatic collator/tray former/ shrink packaging system incorporates the firm's custom collation modules and the Model TR-25 tray former.
It employs a unique automated double tray/wraparound blank dispenser magazine permitting the use of a variety of tray blanks with jam-free operation.
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OWENSBORO, Ky. (8/5/14) — Sheldon Petersen, CEO of the National Rural Utilities Cooperative Finance Corporation, will address the crowd of business and community leaders this Thursday, Aug. 7 at the monthly Greater Owensboro Chamber of Commerce Rooster Booster.
The program will start at 7:30 a.m. in the East Ballroom of the Owensboro Convention Center. During the networking time from 7-7:30 a.m., Kennedy McCollam will perform.
"Energy, and the changing landscape of energy production and consumption in our region, is of great importance to our future," said Amy Jackson, President and CEO of the Chamber. "We are excited to host a leader in the national energy conversation here in Owensboro for an outlook."
CFC, the organization that Petersen has led since 1995, is a not-for-profit financing institution organized in 1969 for the purpose of providing capital to the rural electric cooperatives throughout the nation.
The monthly breakfast event is sponsored by the Owensboro Convention Center. Limited seating requires an RSVP, and cost to attend is $12. Make your reservation and pay online at http://business.chamber.owensboro.com/events or call the Chamber at (270) 926-1860.Founded in 1913, the Greater Owensboro Chamber of Commerce has worked for a century to provide valuable benefits and services to member business and individuals. Today, with a membership base of more than 930, the Chamber is a critical partner in community and business development initiatives, serving as the center of business advocacy for the Greater Owensboro region.
SurfKY News
Information provided by Jessica Kirk
© Copyright 2014 SurfKY News Group, Inc. All rights reserved. This material may not be published, broadcast, or rewritten without permission. SurfKY News encourages you to share this story by using one of the social media links below.
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Company Profile
Contact Information
Contact: Customer Service
Phone: (920) 337-2175
Fax: (920) 337-9410
Email: email@example.com
Website: http://www.LustraBear.com
1997 American Blvd
De Pere WI 54115-5606
United States
CSI® manufactures the complete line of Lustra™ innovative, high-quality cleaning and protection products. Lustra features Ultraflex® , the revolutionary system of ultra concentrated car wash chemicals that offers convenience, space savings and economy. Lustra solutions offer the ultimate in customer appeal, with pleasing scents and colors. Attractive marketing materials can be customized to help increase extra service sales. In-field technical support is available through a nationwide distribution network.


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|Post Trn TipPost Trn Tip
|Post Stn TipPost Stn Tip
No Recent News for this Train
Other Trains in the News
The 22472/22471 Delhi Sarai Rohilla- Bikaner- Delhi Sarai Rohilla Intercity Express Train will be augmented by one Additional Sleeper Class Coach from 01.06.2013 to 16.06.2013 when departing from Delhi Sarai Rohilla and from 02.06.2013 to 17.06.2013 when departing from Bikaner from both the sides
Sat Jun 01, 2013 (01:59AM)
⇐ Return Journey: Train# 22471
22472/Delhi Sarai Rohilla - Bikaner Intercity Express
Time-Table HAS CHANGED.
Sep 02 2014 (12:41AM)
Inaugural Run
Fri Nov 11, 2011
✕ NO Pantry Car
✓ Catering Avbl
Rs 50 :- veg pulao , veg biryani; Bad quality.
RSA - Rake Sharing
RSA with Chetak express.
Rake/Coach Composition
LOCO-SLR-GEN-GEN-GEN-S1-S2-S3-S4-S5-S6-S7-S8-B1-A1-GEN-GEN-GEN-SLR by SuRaj™ Re# 650957-4
|Travel Time: 1h 24m 0 halts Distance: 68 km Avg Speed: 48 km/hr
Type: SuperFast
Zone: NWR/North Western
|Departs @ 08:56 (Avg 7m late)
Platform# 3
|Arrives @ 10:20 (Avg 2m early)
Platform# 7


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main index
Barney (Ken Wahl) and his alcoholic partner Gilbert (Donald Pleasence) are helicopter pilots in New Zealand, netting deer from their decrepit Mixmaster. After Gilbert is accidentally hoisted up instead of a deer and dumped into a lake, he stumbles across the wreckage of the Yankee Zephyr, a crashed DC-3 from the Second World War.Gilbert retrieves some of its cargo of medals (along with a crate of whiskey) and is impressed when an antiques dealer pays him $75 each for them. Convinced he's onto a good thing, Gilbert talks his daughter Sally into financing the necessary repairs to their helicopter so he and Barney can salvage the rest of the medals. But things get complicated when a gang of well-dressed, well-armed and well-equipped hoods, led by the urbane Mr. Brown (George Peppard) arrive on the scene, sparking a dramatic race via air, land and water for the real prize of Yankee Zephyr — the payroll of the US South Pacific fleet, $50 million in gold bullion.
The movie contains the following tropes:


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The Information Commissioner's Office (ICO) is between a rock and several hard places. Long-castigated for being a soft touch, over the past year it has been increasingly visible in terms of the fines it imposes. These range from individual confidentiality breaches to the large-scale spamming via text with fines commensurate with the scale of the breach.
While nobody would doubt the need for regulation - and enforcement - in matters of data protection, the process followed has come under scrutiny, particularly around reporting of breaches. A recent Computer Weekly article asks whether the approach of requesting breaches to be reported, then punishing the organisations involved, might lead to those in charge choosing to keep quiet, which would be a backward step.
The report cites the example of Brighton and Sussex University Hospitals NHS Trust, which was fined £325,000 after reporting a breach. While this was subsequently reduced to £260,000 on appeal, it presents a substantial financial disincentive to report any breaches. While we don't have plea bargaining in the UK, there is nonetheless a frequently used principle of understanding potential recourse before full disclosure.
While this debate will run on, it is about to get more complicated still - with the ICO's decision not to require anonymised data to be 100% watertight in terms of protecting privacy. As in - if anonymised data can still be used to identify a person, the organisation will not be at fault. To quote the ICO: "This will not amount to a disclosure of personal data."
While the position is understandable - in that it is becoming ever harder to reduce privacy breaches caused through data aggregation (when two or more data sets are combined), it illustrates the kinds of enforcement challenges that the ICO will face in the future. An unfortunate spin-off is that enforcement can fall between the stools of several organisations - for example, a business could release anonymised data in the knowledge that another organisation had, if you will, the other half of the picture.
In theory this shouldn't happen, as the ICO guidance states an organisation should have "reasonable confidence" that anonymity is preserved. However this is a wooly phrase, which will be difficult to test in the courts. If I have reasonable confidence and you have reasonable confidence, does that result in a collective reasonable confidence? What if a new (or previously unknown) data source undermines such confidence, once the (anonymised) data is already published? What about international data sources and their jurisdictions - should they have reasonable confidence too?
The fact that it is difficult to nail down answers to such questions leaves the door open for the less scrupulous to do the bare minimum of anonymisation, in the knowledge that other organisations can then exploit the data - even, potentially, with their complicity. A specific example might be the release of anonymised patient data to a commercial third party, which some time later spots the opportunity to sell the information on to another company which can sell insurance products to a subset of the people the data is about.
As we move further into the era of bigger and better data sources accessible by a widening pool of organisations, so we need higher levels of protection against our personal information being exploited. Guidelines which consider individual organisations and whether they have assessed their own risks leave a gaping hole in UK data protection which is simply waiting to be exploited. If the ICO wants to keep its teeth, it needs to focus on the intent of data aggregators, rather than simply on whether original data owners were reasonably confident they did the right thing. Whether or not they feel obliged to report it.


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Definitions for ITU
This page provides all possible meanings and translations of the word ITU
called intensive care unit in the United States.
Itu is an old and historic municipality in the state of São Paulo in Brazil. The population in 2009 was 157,384 and the area is 641.68 km². The elevation is 583 m. This place name comes from the Tupi language, meaning big waterfall. Itu is linked with the highway numbered the SP-75 and are flowed with two rivers, Tietê and Jundiaí. Itu has five hospitals, eleven bank agencies and one shopping center, the Plaza Shopping Itu. Itu was founded by the Portuguese in 1610 by Domingos Fernandes. It became a parish in 1653. In 1657, it was elevated to a town and municipality. It became a part of Brazil in 1822. It became a city in 1843. Itu was the birthplace of the Brazilian Republic and has a renowned museum. Itu became a famous town after "Simplicio" a well known Brazilian comedian, born in Itu, was made Tourism Secretary and to increase tourism promoted it as the "capital of large things". For example, the town square holds a giant 4mt high yellow phone-booth "orelhão". The Itu popsicle is about 30 cm tall. And a giant Christmas tree. With the increase in domestic tourism the infrastructure soon developed to attract foreign visitors as well as international meetings, seminars and congress events. In 1999 and 2003 the Seventh Day Adventist Reform Movement held their international delegation session in Itu bringing people from over 80 countries to the city at each event.
Anagrams of ITU
Translations for ITU
Kernerman English Multilingual Dictionary
(broken) in two pieces
The magazine was torn in two.
- in twee deleAfrikaans
- قِسْمَيْن، قِطْعَتَيْنArabic
- на двеBulgarian
- ao meioPortuguese (BR)
- na dva kusyCzech
- entzweiGerman
- i to deleDanish
- στα δύοGreek
- en dosSpanish
- kaheksEstonian
- دو تکهFarsi
- kahteen osaanFinnish
- en deuxFrench
- לִשתַיִיםHebrew
- दो टुकड़ों मेंHindi
- nadvoje, napolaCroatian
- kettéHungarian
- menjadi duaIndonesian
- í tvenntIcelandic
- in dueItalian
- まっぷたつにJapanese
- 둘로,두 동강으로Korean
- į dvi dalisLithuanian
- uz pusēm; divās daļāsLatvian
- duaMalay
- in tweeënDutch
- i (to) stykker/biterNorwegian
- na dwoje, na dwie częściPolish
- دو تکهPersian
- په دوه برخوPashto
- ao meioPortuguese
- în două (părţi/bucăţi)Romanian
- пополамRussian
- na dva kusySlovak
- na dva delaSlovenian
- na dva delaSerbian
- ituSwedish
- แตกเป็นสองส่วนThai
- iki parçaya, ikiyeTurkish
- 把...一分為二Chinese (Trad.)
- надвоє, навпілUkrainian
- دو حصےUrdu
- làm đôi, thành haiVietnamese
- 把...一分为二Chinese (Simp.)
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"ITU." Definitions.net. STANDS4 LLC, 2014. Web. 22 Dec. 2014. <http://www.definitions.net/definition/ITU>.


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2009 8th Sir Bernard Crossland Lecture, Prof. Bertrand Barre, 'Nuclear Power: A Tool of Sustainable Development'
Roundtable discussion on Northern Ireland's First Sustainable Development Strategy, 2006
Queen's University Belfast Chief Executive's Club Feb 2009 lecture by Prof. – Harvard
Institute for a Sustainable World website - currently being developed
Other Sustainability research clusters within the university
The Gibson Institute for Land, Food and the Environment http://www.qub.ac.uk/sites/GibsonInstitute/
Quercus - http://www.qub.ac.uk/sites/Quercus/
Tuesday 3rd November 2009 at 7.30 pm
Lecture Theatre G07, Peter Frogatt Centre
Earth Whisperers and Who Owns the Future?
If you are in any way interested in key issues regarding sustainability, climate change, the future and how you can make a positive difference, then come along on 3rd Nov. when we will be having two events for the price of one!
Earth Whisperers - Film
There will be a showing of the much acclaimed feature film Earth Whisperers by NZ director Kathleen Gallagher. Earth Whisperers was filmed in spectacular locations around New Zealand and focuses on a special group of New Zealander's who are out to prove that a shift in consciousness can heal the environment. Kathleen describes the film as a unique Number Eight Wire / Kiwi style response to Al Gore's "An Inconvenient Truth"!
Following the film there will by a discussion about the issues raised by the film led by Kiwi born author Tony Kearney who will also talk about his book:
Who Owns the Future? - Book
"A fascinating and epic appraisal of humanity, the Earth, the Universe, evolution and more, Who Owns The Future? merges themes of environmentalism, philosophy, science, psychology, language, sociology, metaphysics, religion, gender relationships, politics, poverty, and population in its search for ways to address the awesome challenges confronting us."
If you are looking for a fresh, optimistic and quirky approach to the massive issues we face going forward into the future then this most definitely is the night for you! Come and learn how to speak fluent Kiwi and help save the Planet at the same time!
Admission is £5 or £3 for concessions to cover costs for the showing of the film.
Free admission to those under 16.
Please pass onto your networks
For more information please email John Barry – firstname.lastname@example.com


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What does MOTO mean in Occupation & Positions?
This page is about the meanings of the acronym/abbreviation/shorthand MOTO in the Business field in general and in the Occupation & Positions terminology in particular.
Master Of The Obvious
Find a translation for MOTO in other languages:
Select another language:
What does MOTO mean?
- Moto(noun)
- movement; manner of movement; particularly, movement with increased rapidity; -- used especially in the phrase con moto, directing to a somewhat quicker movement; as, andante con moto, a little more rapidly than andante, etc
Discuss this MOTO abbreviation with the community:
Use the citation below to add this abbreviation to your bibliography:
"MOTO." Abbreviations.com. STANDS4 LLC, 2014. Web. 27 Dec. 2014. <http://www.abbreviations.com/term/144801>.
MOTO also stands for:
- Mail Order And Telephone Order
- Mail Order Telephone Order
- Mail Order Telephone Orders
- Mail orders telephone orders
- Masters Of The Obvious
... and 3 more »
Nearby & related abbreviations:
Alternative search:
- Search Master Of The Obvious on Amazon.com
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The Great Escape
Don't shoot! That bear is heading for the border - World - Times Online
Werner Schnappauf, the Bavarian Environment Minister, issued a "shoot to kill" order. Dr Schnappauf urged hunters to "put a shotgun in your knapsack and get up there quickly". He said: "This is now a problem bear. It cannot be allowed to roam freely."
But fresh tracks suggest that the bear has eluded German hunters and is back in Austria. He would be foolish to linger there, however. Last night the Austrian authorities declared open season on the interloper, licensing 150 hunters to capture him dead or alive.
Make for Switzerland! Steal a motorbike! Just don't crash into the wire this time.....


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Active Standard: D1970 / D1970M - 14
Developed by Subcommittee: D08.02 | Committee D08 | Contact Staff Manager
1. Rationale
This ballot originated as a revision of section 7.9 Self-sealability (Head of Water Test) to replace the nail seal test with a reference to ASTM D7349 Test Method for Determining the Capability of Roofing and Waterproofing Materials to Seal Around Fasteners. However, in the current version of D1970, section 7.9 includes tests that evaluate ability of the underlayment sheet to seal around nails, waterproof integrity of lap seams, and waterproof integrity after low temperature flexibility. Therefore, the original intention expanded to include separation of the three tests in section 7.9 into different sections along with provision of missing details for the waterproof integrity of lap seams and waterproof integrity after low temperature flexibility tests. The ballot item that follows consists of five sections. First, D7349 is added to the referenced documents section. Second, existing section 7.9 is replaced with a new section 7.9 that references D7349. Third, a new section 7.10 is added to provide a stand-alone test to evaluate waterproofing integrity of lap seams with additional test details. Fourth, a new Figure 1 is inserted to accompany new section 7.10. Finally, the portion of section 7.9 that deals with waterproof integrity after low temperature flexibility is moved into section 7.6 (Low Temperature Flexibility) and expanded to provide additional test details.
Keywordsice dam protections; polymer-modifieds; self-adherings; steep roofings; underlayments
Date Initiated:
Technical Contact:
Aaron Phillips
Withdrawn From Balloting
Ballot Item Approved as D1970/D1970M-2014 and Pending Publication


text:
Back to Review: Professor Layton vs Phoenix Wright is an epic battle of wits
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Game Description:
Now enjoy the thrill of playing professional cricket on the web.
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Game Objective:
Customize your own pro team. Play and win to unlock more challenges
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Use the Num Pad keys to play the various strokes while batting
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They've kissed and cuddled, and their Dungeons & Dragons characters had sex. But could Sheldon (Jim Parsons) and Amy (Mayim Bialik) finally do the deed — or perhaps even utter the L-word — in The Big Bang Theory's Valentine's Day episode, airing Feb. 6? "It is a very big, very sweet episode for Amy and Sheldon," Bialik teases.
"They have quite the romantic moment," says executive producer Steven Molaro. "It surprises them both," exec producer Bill Prady confirms.
The couple, on a double date with Howard (Simon Helberg) and Bernadette (Melissa Rauch), board a dinner train bound for Napa Valley wine country. However, it's anything but a smooth ride. "Sheldon and Amy have a rough go because he's obsessed with the train's mechanics," Helberg says. "But there are some major steps forward taken, with a pretty beautiful ending."
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The Best Grilled Cheeses from Grilled Cheese Month
A collection of sandwiches from all over, all of them delicious, all worth your time. Plus: essays, chef wisdom, and how to make and eat the ultimate grilled cheese.
By The Editors
The Caprese ($6.50)
...As far as drunk food goes, eating the Caprese's melted mozzarella, black pepper, tomatoes, and basil on thick slices of sourdough somehow ends up feeling like more flavor than fatty...
Final Score: 26 out of 40