text:
Browse by Topic
Sign In
More than 40,000 members value HFMA's thought leadership and practical strategies. HFMA is where you need to be.
Get acquainted with the
healthcare finance industry's leading professional association. Find out why our
members rely on HFMA as their go-to source for insight and
Members have many
options for helping them advance their careers. Conferences, seminars,
eLearning, certification, and more -- our education and events will keep you
Real-time presentations with nationally recognized experts, networking opportunities, and industry solutions—no travel required!
This Jan. 22 webinar shares how a care management strategy empowers physicians to work smarter using population analysis, risk stratification, and proactive care management workflow.
Get the latest, practical education in key areas of healthcare finance over 1, 2, or 3 days. Choose Essentials Programs or Master Sessions in Chicago, DC, or Seattle. Register early and save $100.
If you're a subscriber to any of our three newsletters, you have access to online education that awards CPEs. Learn more or subscribe.
Get the perspectives of leading healthcare finance professionals on today's hottest issues.
Information about leading vendors helps your buying decisions.
Forum members can network during live webinars or access a library of past webinars on topics such as bundled payment, charity care, and ICD-10.
An ever-expanding collection of spreadsheets, policies, job
descriptions, checklists, and more that you can adopt and adapt.
Forum members can submit vexing questions to a panel of experts
using our Ask the Expert service.
Your source for employment solutions.
Find new employment opportunities or
reach out to qualified candidates.
Distinguish yourself as a
leader among your peers and advance your career by earning certification in our
healthcare finance programs.
Get an objective third-party evaluation of products and services used in the healthcare finance workplace.
MAP App is a web-based application that helps organizations improve revenue cycle performance based on industry-standard metrics called MAP Keys.
Find suppliers and products in this comprehensive vendor directory for healthcare finance professionals.
Improve your revenue cycle performance through standard metrics, peer comparison, and successful practices.
Guidance for understanding and communicating about the price of health care.
Guidelines on how to make it easier for consumers to get information about healthcare prices.
Christopher T. Payne
At a Glance
When planning capital expenditures, hospitals and health systems should understand the following financing considerations:
Despite long-term interest rates returning to near-record lows after an increase early in 2011, uncertainty about healthcare reform and future funding for Medicare and Medicaid coupled with concerns about the economy as a whole caused many healthcare organizations to postpone financings in 2011. Long-term, publicly issued tax-exempt financing for healthcare organizations was down roughly 15 percent from 2010, with 453 issues totaling $26.8 billion in 2011 compared with 533 issues totaling $31.4 billion in 2010 (source: Thomson Reuters).
Most of this uncertainty continues into 2012, but capital spending can be delayed only so long. Interest rates remain very low, and although healthcare credit spreads widened a bit in 2011, they have narrowed slightly, so now may be a good time for hospitals and health systems to review their capital structures and consider financing-needed capital expenditures.
In early 2012, the rating agencies offered a somewhat negative outlook for the healthcare industry. Moody's stated outlook is "negative," while S&P and Fitch said the outlook is "stable" but had concerns, and downgrades significantly outpaced upgrades. All three rating agencies have expressed concerns about future revenue potential for hospitals and are focusing increasingly on operating margin.
More than ever, hospitals need to achieve a positive margin from providing healthcare services, not just rely on investment income. At the same time, liquidity has come under increased scrutiny for any healthcare borrowers that have debt outstanding that can be put back to them by the holders prior to maturity ("uncommitted capital").
Given the rating agencies' preference for "committed capital" (capital that cannot be put back to the borrower prior to maturity), many healthcare organizations are taking a renewed interest in traditional fixed-rate bonds. Current low interest rates make fixed-rate bonds a reasonable choice under the right conditions for refunding outstanding bonds or financing new projects where the proceeds will be spent quickly. Only one bond insurer remains active in the healthcare industry, and the benefits it offers are marginal to most hospital borrowers because interest rates are low on uninsured tax-exempt healthcare bonds.
The drawbacks to issuing fixed-rate bonds include the growing demand for a debt service reserve fund (DSRF) on A3/A2 or lesser credits and possibly a mortgage on Baa1/BBB1 or lesser credits. In addition, because short-term interest rates are so much lower than long-term rates (relatively steep yield curve), bond proceeds in DSRFs, project funds, and refunding escrows cannot be invested at levels high enough to cover the interest cost of the bonds issued to fund them. This results in "negative arbitrage," which is an additional cost caused by the interest rate of the bonds being higher than the reinvestment rate on bond proceeds that are not spent right away. This added cost can be significant and makes traditional fixed-rate bonds less attractive where there is a DSRF or a project fund that will not be drawn down quickly.
The same is true for advance refundings of outstanding fixed-rate debt where the proceeds of the bond issue are held in an escrow for an extended period of time. The negative arbitrage on the refunding escrow often makes an advance refunding impractical in the current market. This is not true for current refundings, where the bond proceeds are spent quickly to pay off the old bonds that have higher coupons.
Although the retail bond market (bonds sold to individuals) no longer has the impact it had in 2009 and 2010, when it sells bonds today, it still can make a difference in the final interest rates on a fixed-rate issue, so appropriate planning for a successful retail sales effort is important. A successful retail offering may result in more favorable call features on the bonds than an institutional offering and also may eliminate the need for a DSRF. To improve the retail marketing effort on a fixed-rate bond issue, it is beneficial to have a dedicated retail order period just prior to the institutional order period and to add comanagers and/or a selling group with retail sales capabilities to increase exposure to more retail buyers.
Exhibit 1
Although variable-rate demand bonds (VRDBs) backed by letters of credit (LOCs) or standby bond purchase agreements (SBPAs) are still a viable option for variable-rate debt, we see more and more hospitals choosing to use direct tax-exempt bank loans issued as multimodal tax-exempt bonds instead. DRSFs are not required for either VRDBs or direct bank loans, which reduces the issue size compared with fixed-rate bonds and eliminates the associated negative arbitrage. One reason direct bank loans are becoming popular is that, unlike LOCs or SBPAs, they are not expected to be affected by the Basel III Accord, which is a global regulatory standard on capital adequacy for banks imposed by the Basel Committee on Banking Supervision to strengthen current banking capital requirements.
Exhibt 2
The Basel III Accord, as currently approved, will, among other things, require banks to hold reserves equal to 100 percent of their contingent liabilities, such as LOCs and SBPAs. These higher reserve requirements will increase the banks' cost of issuing these instruments. Although this particular aspect of Basel III does not go into effect until 2015 at the earliest (other requirements start in 2013), banks need to start building reserves now to be compliant by 2015, so their cost will increase well before then.
The result is that the cost of LOCs and SBPAs will go up, and some banks currently are not offering these options with maturities beyond 2015. Even if a hospital locks in a good rate on an LOC or SBPA today and gets an expiration out beyond 2015, every agreement for these types of facilities includes "yield protection" language, which means the cost to the borrower is likely to go up as it goes up for the bank.
Direct bank loans also include yield protection language, but they should avoid this increased cost due to Basel III because the loans are fully funded and are not contingent obligations of the banks.
Direct bank loans offer comparable, or lower, ongoing interest rates compared with VRDBs and can be issued for longer periods before requiring the bank to renew its commitment (often seven to 10 years for bank loans compared with three to seven years for LOCs or SPBAs). In addition, they typically are quicker and less expensive to issue than VRDBs. Direct bank loans do not require an underwriter, official statement (offering document), or ratings. In addition, the proceeds of bank loans often can be structured to be drawn down as needed, rather than fully funded at closing like other types of bonds, so negative arbitrage in any project fund is virtually eliminated.
Direct bank loans can be issued either as variable-rate or fixed-rate while the bank holds the bonds. There are several applications in which these loans are particularly well suited for healthcare borrowers, including the following:
The last application can be advantageous for five reasons:
Another option to achieve variable-rate exposure is to issue long-term, fixed-rate bonds that are sold to a counterparty and later swap the effective interest rate back to a variable rate for three to five years using a vehicle called a total return swap (TRS). Different bankers offer slight variations on this theme. This structure can result in fixed-rate debt on the balance sheet (semicommitted capital) but with a net variable-rate exposure. There are market risks associated with most versions of these structures when the TRS matures, but with some versions, these risks are not necessarily any greater than the risks posed with other variable-rate structures.
Currently, the IRS is investigating a few TRS deals, so before too much time and effort are expended considering one of these transactions, hospitals should consult with bond counsel and their financial adviser to make sure the proposed structure does not run afoul of tax law.
An unusual phenomenon has been occurring in early 2012: Long-term taxable rates are right on top of, and occasionally have been below, tax-exempt rates. This situation has made taxable financings a realistic alternative for a few health systems. The advantages of taxable financings include no need to use a conduit issuer or to comply with tax laws for useful life and use of bond proceeds. For example, pension shortfalls are not an eligible use of tax-exempt proceeds, but taxable financings can be used to fund the shortfall in a pension plan.
There are two primary drawbacks to taxable financings. First, if issued on a variable-rate basis, the rates may seem attractive while interest rates are so low, but when rates rise, taxable financings will become significantly more expensive, suggesting that issuance of variable-rate bonds is appropriate in a taxable financing only if it is short-term. Second, the most efficient market is for issues in excess of $250 million, which limits the most significant benefit to very large systems. Smaller issues can get done, but at slightly higher cost than the larger issues.
Many healthcare borrowers entered into fixed-payer swaps (in which they pay a fixed rate and receive a variable rate) to create synthetic fixed-rate debt before the financial market crisis in 2008. As interest rates have dropped, the mark-to-market value on fixed-payer swaps has dropped as well. The result of lower values on the swaps has created the need for many hospitals to post collateral at levels few ever expected. As a result, these hospitals are looking for ways to mitigate the need to post so much collateral on their swaps.
In 2012, these hospitals may consider the following options for their swaps.
Refund outstanding synthetic fixed-rate debt with traditional fixed-rate debt, and terminate the related fixed-payer swaps. This option is most appropriate where the swap was "integrated" with the bonds for tax purposes with the result that the cost of terminating the swap can be financed with the new bonds. This approach locks in the loss on the swap, but some adopt it to eliminate the uncertainties of swap valuation as well as the periodic renewing of variable-rate debt structures.
"Novate" a portion of the swap portfolio. To novate means, in essence, to terminate an existing swap with one counterparty and enter into a new, similar swap with another counterparty. Most swap counterparties offer what is called a "collateral threshold," which means the hospital does not post collateral until the value of the swap drops below a negative amount exceeding the threshold, and posting of collateral is required only to the extent the negative value of the swap exceeds the threshold. For example, if a hospital has a collateral threshold of $20 million with its swap counterparty and the value of the swap goes negative by $20 million, no collateral is posted. If the value of the swap goes to a negative $25 million, then $5 million is posted, and so on.
If, however, the hospital novates a portion of its swap portfolio to another counterparty with similar terms, the result could be two different counterparties, each with collateral thresholds of $20 million. Once the novation has been executed, the hospital would not be required to post collateral unless the value of the swaps at each counterparty were to drop below a negative $20 million, effectively increasing its total threshold to $40 million. There is a cost to novation, but some counterparties are willing to cover a significant portion of the cost, so many hospitals and health systems are exploring this option with their swap advisers.
Recoupon some swaps. Under this approach, the hospital buys down the fixed-payer rate on a swap so that the negative mark and the associated collateral requirement are reduced. This option can be accomplished at little net cost because the present value of the lower rate equals the cost of the recouponing. In addition to lower collateral requirements going forward, operating margin may be enhanced somewhat due to the lower fixed payments on the swap. The primary drawback is that cash reserves are depleted to buy down the rate. The net effect may be that what was posted as collateral is used to buy down the rate, but the amount of collateral required in the future will be lower by that amount.
Execute a swap on the hospital's investment portfolio rather than as part of its debt portfolio. This new type of swap structure is much less costly to execute than traditional negotiated swaps, and the swap and its related changes in market value are not reported on the hospital's financial statements. One drawback is that this structure has no collateral thresholds, but it could be an attractive alternative for hospitals with significant liquidity that want an extremely low-cost way to execute swaps.
As with any derivative or debt option, hospitals should consult their financial advisers on the risks and benefits of any of these options.
Healthcare consolidation has increased significantly since the beginning of 2010, and most healthcare analysts expect this trend to continue throughout 2012. Factors driving consolidation include increasing pressure on revenue along with increasing needs for capital, physician alignment, and sophisticated systems, such as electronic health records.
There is no doubt that larger healthcare systems tend to have greater access to capital and at lower cost than smaller healthcare organizations and are therefore better equipped to face the growing uncertainty in the market. Smaller organizations are finding it harder to stay competitive and can often benefit from an affiliation with a larger system.
Despite the growing challenges of generating a positive operating margin in the healthcare industry, access to capital remains strong for successful healthcare organizations. Proper planning and execution of financings is more critical than ever as hospitals cannot afford costly mistakes. A well-executed financing plan can allow access to the capital necessary to invest in the assets needed for success under healthcare reform and the other challenges facing the industry.
All healthcare organizations should evaluate the many financing options available in 2012 with their financial advisers rather than merely resorting to what was done in the past, or limiting their options to vehicles offered by their investment banker. The organizations most likely to succeed and thrive will be the ones that acquire and spend capital wisely.
Christopher T. Payne is managing director, Ponder & Co., Evergreen, Colo., and a member of HFMA's Colorado Chapter (email@example.com).
a. Direct bank loans typically are priced based on a percentage of LIBOR [plus a spread], as are most fixed-payer swaps, but VRDBs price based on SIFMA. Basis risk is reduced in a synthetic fixed-rate structure when both the bonds and the swap are priced relative to the same index.
Publication Date: Tuesday, May 01, 2012
If you are an existing member, please log in below. Username and password are required.
Forgot User Name?
Forgot Password?
If you are not an HFMA member and would like to access portions of our content for 30 days, please fill out the following.
First Name:
Last Name:
Scott Schmidt, vice president, Cerner RevWorks, LLC, shares insights on best practices for maximizing a revenue cycle management partnership.
Amy Amick, president, revenue cycle management, and William Davis, vice president, revenue cycle advisory solutions, both with MedAssets, share insights on the industry and techniques to drive sustainable performance improvement.
Eric Ward, president and CEO, Parallon Revenue Cycle Services, discusses key trends in revenue cycle management and factors providers should consider when partnering to advance their revenue cycle performance.
Dale Hockel, senior vice president of operations, and Jim Fanelli, CFO, TriMedx, share strategies for elevating clinical engineering through innovative management programs.
Rick Heise, senior vice president, revenue cycle, at Cerner Corporation, discusses the importance of integrating clinical and financial data to excel in health care's changing payment environment.
HFMA's print, email, online, and mobile opportunities provide you maximum reach and impact. We will work with you to build a plan that meets your needs. Contact a sales rep.
HFMA offers online, email, and print opportunities to help you recruit the most talented healthcare finance professionals. Place your classified ads today.
Drive down costs while improving quality in a reform environment.
Stay informed about new directions in healthcare finance. Share tools and strategies for improving performance. Be an active participant in your profession. Together, we'll reshape the business and practice of healthcare. Join us.
©2014 Copyright Healthcare Financial Management Association
HFMA.org is best viewed using IE9 or the latest versions of Chrome, Firefox, and Safari.
Join HFMA today and enjoy:


text:
Quinnite LIfe
Quinnites search for inspiration and knowledge from various sources, from tongues whose words break differently than their own to religions whose ways don't always mirror theirs. Paul Quinn College students prepare themselves for a life that includes seeking the challenge of greatness and pursuing perfection. Students are cultivated to gain an understanding of community -- and their place within that community -- to make an impact locally and globally through a strong sense of responsibility and citizenship. That awareness of community and self begins with the student experience.
At Paul Quinn College, we encourage students to explore a variety of interests and organizations. We also encourage students to develop their leadership, interpersonal skills, and ability to communicate within a team structure.

subset: commoncrawl


text:
West Virginia Mountaineers
|West Virginia Mountaineers
|West Virginia University
|Big 12
Great America Rifle Conference
|Division I
|Athletic director
|Oliver Luck
|Morgantown, WV
|Varsity teams
|Football stadium
|Milan Puskar Stadium Mountaineer Field
|Basketball arena
|WVU Coliseum
|Baseball stadium
|Hawley Field
|The Mountaineer
|Fight song
|Hail, West Virginia (official)
Take Me Home, Country Roads (unofficial)
Old Gold Blue[1]
The West Virginia Mountaineers are the athletic teams of West Virginia University. The school is a member of National Collegiate Athletic Association Division I. The Mountaineers have been a member of the Big 12 Conference since 2012.[2] At that time, the Mountaineers joined the Mid-American Conference as an affiliate member for men's soccer.[3] The two major sports at the university are football (played at the Mountaineer Field) and basketball (played at the WVU Coliseum), although many of the other sports have large followings as well. The West Virginia University athletic program also has the honor of being the only school in the nation in 2007 to win a BCS game, a NCAA Men's Basketball Tournament game, and a NCAA Women's Basketball Tournament game.[4]
- 1 Football
- 2 Baseball
- 3 Men's basketball
- 4 Women's basketball
- 5 Cross country
- 6 Gymnastics
- 7 Rifle
- 8 Women's Rowing
- 9 Men's Soccer
- 10 Women's Soccer
- 11 Men's Swimming
- 12 Women's Swimming
- 13 Women's Tennis
- 14 Women's Track
- 15 Women's Volleyball
- 16 Wrestling
- 17 NCAA Division I: NACDA Learfield Director's Cup
- 18 Notable non-varsity sports
- 19 Pageantry
- 20 Sports traditions
- 21 Fanbase
- 22 Notable Athletes
- 23 References
Football is the most popular sport at WVU. The West Virginia Mountaineers football team represents West Virginia University in the NCAA Football Bowl Subdivision (FBS) of college football. West Virginia plays its home games on Mountaineer Field at Milan Puskar Stadium on the campus of West Virginia University in Morgantown, West Virginia. The Mountaineers compete in the Big 12 Conference.
With a 712–471–45 record as of the conclusion of the 2013 season, WVU ranks 14th in victories among NCAA FBS programs, as well as the most victories among those programs that never claimed nor won a National Championship. WVU received Division I classification in 1973, becoming a Division I-A program from 1978–2006 and an FBS program from 2006 to the present.[5] The Mountaineers have registered 80 winning seasons in their history, including one unbeaten season (10–0–1 in 1922) and five 11-win seasons (1988, 1993, 2005, 2006, 2007).[6] The Mountaineers have won a total of 15 conference championships, including eight Southern Conference titles and seven Big East Conference titles.
- Stadium: Mountaineer Field
- Head coach: Dana Holgorsen
- Conference: Big 12
- All-time record: 701–456–45 (.583)
- Bowl record: 14-17
- Conference titles: 15 (8 Southern Conference, 7 Big East Conference)
- Consensus All-Americans: 11
- BCS Bowl Game Record: (3-0)
- Highest Coaches Poll ranking: #1 (2007)
- Highest AP Poll ranking: #2 (2007)
- Highest final top 25 ranking: #5 (1988 & 2005)
- Playing Facility: Hawley Field (1,500)
- Head Coach: Randy Mazey
- Most Victories: 40 (1994)
- NCAA Tournament Appearances: 11
- Last NCAA Appearance: 1996
- All-Americans: 20
- Players In The Majors: 20
Men's basketball[edit]
- Playing Facility: WVU Coliseum (14,000)
- Head Coach: Bob Huggins
- Most Victories: 31 in 2010
- Big East Conference Champion: 2010
- NCAA Tournament Appearances: 24
- Last NCAA Appearance: 2011
- NCAA Final Four: 1959, 2010
- NIT Appearances: 15
- Last NIT Appearance: 2007
- NIT Championships: 2 (1942, 2007)
- All-Americans: 13
- Drafted Players: 28
- Players In The NBA: 12
Women's basketball[edit]
- Playing Facility: WVU Coliseum (14,000)
- Head Coach: Mike Carey
- Most Victories: 30 in 2014
- NCAA Tournament Appearances: 10
- WNIT Appearances: 2
- Last NCAA Appearance: 2014
- All-Americans: 4
- Drafted Players: 3
- Players In The WNBA: 2
Cross country[edit]
- Head Coach: Sean Cleary
- BIG EAST Conference Champions: 2007
- NCAA Regional Champions: 2004,2008
- NCAA Appearances: 8
- NCAA Top 10 finishes: 4: 2007,2008,2009,2011
- Highest NCAA Finish: 4th
- Last NCAA Appearance: 2013
- All-Americans: 13
- Competition Facility: WVU Coliseum (14,000)
- Head Coach: Jason Butts
- Most Victories: 26 in 1992
- NCAA Tournament Appearances: 3
- AIAW Appearances: 1
- Last NCAA Appearance: 2000
- All-Americans: 4
For rifle, a sport in which fewer than 40 NCAA member schools participate, the Mountaineers are a member of the single-sport Great America Rifle Conference and have won the most NCAA Rifle Championships of any school at 16.[citation needed]
- Playing Facility: WVU Shell Building
- Head Coach: Jon Hammond
- Most Victories: 19 in 1964
- NCAA Appearances: 25
- NCAA Team Championships: 16
- National Individual Champions: 20
- NCAA All-Americans: 65
- Olympians: 13
- Awards: CaptainU College Coach of the Year
Women's Rowing[edit]
- Playing Facility: WVU Boathouse
- Head Coach: Jimmy King
Men's Soccer[edit]
- Playing Facility: Dick Dlesk Soccer Stadium (1,600)
- Head Coach: Marlon LeBlanc
- Most Victories: 15 in 2006
- NCAA Tournament Appearances: 11
- Last NCAA Appearance: 2010
- All-Americans: 5
- Mountaineer Professionals: 12
Women's Soccer[edit]
- Playing Facility: Dick Dlesk Soccer Stadium (1,600)
- Head Coach: Nikki Izzo-Brown
- Most Victories: 18 in 2002, 2007, 2010
- BIG EAST Conference Champions: 2007, 2010, 2011
- BIG 12 Conference Champions: 2012, 2013, 2014
- NCAA Tournament Appearances: 15
- Last NCAA Appearance: 2014
- All-Americans: 3
- Academic All-American: 4
- Mountaineer Professionals: 2
Men's Swimming[edit]
- Playing Facility: WVU Natatorium (500)
- Head Coach: Vic Riggs
- Most Victories: 13 in 2007
- Big East Conference Champions: 2007
- NCAA Qualifiers: 19
- NCAA All-Americans: 2
- Olympians: 1
Women's Swimming[edit]
- Playing Facility: WVU Natatorium (500)
- Head Coach: Vic Riggs
- Most Victories: 9 in 1990
- NCAA Qualifiers: 14
- NCAA All-Americans: 4
- Olympians: 1
Women's Tennis[edit]
- Playing Facility: Mountaineer Tennis Courts
- Head Coach: Miha Lisac
- Most Victories: 21 in 1990
Women's Track[edit]
- Playing Facility: Mountaineer Track, Shell Indoor Track
- Head Coach: Sean Cleary
- Assistants: Shellyann Galimore Erin Oreilly
- Olympians: 4
- NCAA National Champions: 3
- NCAA All-Americans: 31
Women's Volleyball[edit]
- Playing Facility: WVU Coliseum (14,000)
- Head Coach: Jill Kramer
- Most Victories: 35 in 1979
- NCAA Tournament Appearances: 0
- Last NCAA Appearance: NA
- NIT Appearances: 1
- All-Americans: 0
- All-East: 2
- Founded: 1921
- Dual Meets and Tournament Facility: WVU Coliseum (14,000)
- Head Coach: Sammie Henson
- Most Victories: 14 in 1976 and 1990
- NCAA Individual Appearances: 67
- Best NCAA Finish: 6th in 1991
- All-Americans: 16
- National Champions: 3
- EWL Champions: 18
- Prior to joining the Big 12, West Virginia wrestled as a member of the Eastern Wrestling League as the Big East was a non-wrestling conference.
NCAA Division I: NACDA Learfield Director's Cup[edit]
- See footnote[7] and NACDA Directors' Cup
|WVU Directors' Cup Standings
Notable non-varsity sports[edit]
The West Virginia Rugby Football Club was established in 1974, and is the oldest established club sport at WVU.[8] In the fall of 2013, WVU won the Keystone Conference and qualified for the American Collegiate Rugby Championship, where they lost to Kutztown in the quarterfinals. In the spring of 2014, WVU reached the D1-AA national playoffs, where they defeated Princeton 41–24, but lost in the quarterfinals 34–14 to San Diego.[9] The Mountaineers play their home games at the Mylan Park Athletic Field Complex. The Mountaineers have been led by Head Coach Glover since spring of 2013.[10]
The Mountaineer was adopted in 1890 as the official school mascot and unofficially began appearing at sporting events in 1936.[11] A new Mountaineer is selected each year during the final two men's home basketball games, with the formal title "The Mountaineer of West Virginia University." The new Mountaineer receives a scholarship, a tailor-made buckskin suit with coonskin hat, and a period rifle and powder horn for discharging when appropriate and safe. The mascot travels with most sports teams throughout the academic year. While not required, male mascots traditionally grow a beard. Jonathan Kimble, a Franklin, WV native (pictured) is the new 2012-2013 WVU Mountaineer, Kimble officially took over as the official mascot at the annual spring football game.
Designed by sports artist John Martin, The "Flying WV" is the most widely used logo in West Virginia athletics. It debuted in 1980 as a part of a football uniform redesign by Coach Don Nehlen, and was adopted as the official logo for the University in 1983.[12][13] While the "Flying WV" represents all university entities, unique logos are occasionally used for individual departments. Some examples include the script West Virginia logo for the WVU Department of Intercollegiate Athletics, and the interlocking WV logo used in baseball.[14]
The official fight songs of West Virginia University are "Fight Mountaineers" and "Hail, West Virginia." "Hail, West Virginia." was composed by WVU alumni Earl Miller and Ed McWhorther in 1915 with lyrics by Fred B. Deem. The "Pride of West Virginia" Mountaineer Marching Band performs the second verse of "Hail, West Virginia" as part of its pregame performance at Mountaineer football games. The band's pregame arrangement of "Hail, West Virginia" was arranged by WVU's 7th band director - Dr. Budd Udell. The line "Others may be black or crimson, but for us it's Gold and Blue." is in reference to Washington & Jefferson College, an early rival.
In addition to the official fight songs of West Virginia university, the fan response to John Denver's "Country Roads" (arrangement by Dr. James Miltenberger) has made it the unofficial song of the university and the state of West Virginia.
The West Virginia University Alma Mater was composed in 1937, and is sung before every home football game.
The upperclassmen of 1890 selected the official colors of "old gold and blue" from the West Virginia state seal.[11] While the official school colors are old gold and blue, a brighter gold is used in official university logos and merchandise. This change in color scheme is often cited for the lack of a universal standard for colors during 19th century when the university's colors were selected. Additionally, the brighter gold is argued to create a more intimidating environment for sporting events. The university accepts "gold and blue" for the color scheme, but states clearly that the colors are not "blue and gold", to distinguish West Virginia from its rival school the University of Pittsburgh.
Marching band[edit]
The West Virginia University Mountaineer Marching Band is nicknamed "The Pride of West Virginia". The 390-member band performs at every home football game and makes several local and national appearances throughout the year. The band was the recipient of the prestigious Sudler Trophy in 1997.
Sports traditions[edit]
Firing of the Rifle[edit]
The Mountaineer mascot carries a period rifle and powder horn for firing a shot to signal the opening of several athletic events. The Mountaineer points the gun into the air with one arm and fires a blank shot, a signal to the crowd to begin cheering at home football and basketball games. The Mountaineer also fires the rifle every time the team scores during football games.
Formation of the State[edit]
The Pride of West Virginia forms the outline of the state of West Virginia during the pregame show of all home Mountaineer football games. The outline of the state moves down the field during the playing of "Hail West Virginia", and the shape inverts to face the student side of the stadium when the crowd begins the "Let's Go...Mountaineers" chant.
The "Let's Go...Mountaineers" cheer originated at home football games as a competition between opposite sides of the stadium.[11] The student side of the stadium chants "Let's Go...", and the pressbox side responds "Mountaineers". The chant can continue for long periods of time, as each side of the stadium tries to keep the chant from fading. The cheer has spread to other athletic events including basketball and soccer.
The "WVU First Down" cheer is used when fans are expecting a first down call during a football game. Prior to the announcement, fans put their arms in the air and yell while waiting for the call. After the announcement, the fans lower and raise their arms three times while simultaneously yelling the initials "WVU". Then, the fans clap and signal to the end zone while cheering "first down!"
Carpet roll[edit]
In 1955, Fred Schaus and Alex Mumford devised the idea of rolling out an elaborate gold and blue carpet for Mountaineer basketball players to use when taking the court for pre-game warm-ups. In addition, Mountaineer players warmed up with a special gold and blue basketball. The University continued this tradition until the late 1960s when it died out, but former Mountaineer player Gale Catlett reintroduced the carpet when he returned to West Virginia University in 1978 as head coach of the men's basketball team.
In a state that lacks professional sports franchises, the citizens of West Virginia passionately support West Virginia University and its athletics teams.[15] West Virginia fans are nationally known for following their Mountaineers to bowl games and games throughout the country. West Virginia games also have received high TV ratings throughout the years. Men's basketball head coach Bob Huggins, a former Mountaineer basketball player who was born in Morgantown, stated that the "strong bond between the university and the people of West Virginia" is a relationship that is difficult for non-natives to understand.[15] Former basketball player Da'Sean Butler cited the fan support as a factor in his decision to play for WVU, saying "everybody loves our school to death" in reference to the fan base in West Virginia.[16]
West Virginia fans have also been recognized for their hospitality. In the first football game played by the University of Connecticut following the death of Jasper Howard, a banner displayed at Mountaineer Field in the Connecticut entrance tunnel read "Today we are all Huskies". Connecticut fans described the warmth of the environment as impressive, citing the number of WVU fans who offered condolences.[17] In a letter to WVU, then UConn head football coach Randy Edsall wrote:
"The response that you gave our team before and after the game was tremendous and greatly appreciated. The pregame moment of silence and team handshake was the most moving experience I have ever had in my 29 years of coaching football."[18]
Student Section[edit]
Some WVU fans, primarily in the student sections, have developed a reputation for unruly behavior, being compared to "soccer hooligans" by GQ magazine.[19][20] At some events, there have been cases of objects thrown onto the field or at opposing teams.[21][22] There were previously also issues with small-scale fires, most notably of couches, being set after games; over 1,100 intentionally ignited street fires were reported from 1997 to 2003.[19] The tradition of igniting furniture continues to this day, including the celebration after the WVU basketball team won the Big East title. Fires have sometimes occurred in response to non-sporting events, such as following the announcement that Osama bin Laden had been killed.
Notable Athletes[edit]
- Joe Alexander - Former NBA player for the Milwaukee Bucks and Chicago Bulls
- Tavon Austin
- Stedman Bailey
- John Barton - Head Football Coach of the Hollidaysburg Golden Tiger Football Team and winner of the District 6 Championship(1999,2006,2008)
- Terry Bowden - Yahoo Sports Analyst
- Tommy Bowden - Former head football coach at Clemson University and Tulane University
- Marc Bulger - NFL quarterback for Baltimore Ravens
- Da'Sean Butler - Former NBA basketball player for the Miami Heat, currently a Graduate Assistant coach for WVU basketball
- Gale Catlett - winningest coach in WVU basketball history
- Avon Cobourne - Former NFL running back for the Detroit Lions. Currently with the CFL Hamilton Tiger-Cats.
- Mike Compton - Former NFL guard for the Detroit Lions, New England Patriots, and Jacksonville Jaguars
- Robert Dennis - University's first Male Big East Conference Track & Field champion
- Noel Devine - Current CFL running back for the Montreal Alouettes
- Devin Ebanks - NBA basketball player for the Los Angeles Lakers
- Raymon Gaddis - Current defender for the Philadelphia Union
- Mike Gansey - Current basketball player in NBA Development League
- Major Harris - Quarterbacked for West Virginia in their 1988 undefeated season.
- Chris Henry - Former NFL wide receiver for the Cincinnati Bengals
- Johannes "Joe" Herber - German international basketball player
- Jeff Hostetler - Former Washington Redskins, Oakland Raiders & New York Giants Quarterback
- Chuck Howley - WVU Five Sport Letterman, former NFL Linebacker and Super Bowl MVP with Dallas Cowboys
- Sam Huff - Former NFL Linebacker, was inducted into the Pro Football Hall of Fame in 1982.
- Bob Huggins - Former WVU basketball player. Current Head Basketball Coach of the WVU Men's Basketball Team. One of only 4 active Division I coaches with 700+ career victories.
- Rodney "Hot Rod" Hundley - First pick in the 1957 NBA draft by the Cincinnati Royals.
- James Jett - All-American sprinter and wide receiver for Los Angeles and Oakland Raiders
- Adam "Pacman" Jones - Former NFL cornerback for the Tennessee Titans(#6 draft choice overall), Dallas Cowboys and currently with the Cincinnati Bengals
- Greg Jones (wrestler) - three-time NCAA Division 1 wrestling champion, 2005 Most Outstanding Wrestler award winner; current Associate Head Coach for the Mountainier Wrestling team[23]
- Kevin Jones - Current power forward for the Cleveland Cavaliers
- Brian Jozwiak - Former lineman, Kansas City Chiefs.
- Ken Kendrick - owner of the Arizona Diamondbacks of Major League Baseball
- Steve Kline - Former Major League Baseball pitcher
- Oliver Luck - Former NFL quarterback and president and current athletic director at WVU
- Pat McAfee - Current NFL punter for the Indianapolis Colts
- Dan Mozes - First Team All American Center, won the Rimington Trophy in his senior year
- Adrian Murrell - Former running back for New York Jets
- Kevin Pittsnogle - Former WVU basketball star
- Jerry Porter - Former NFL Wide Receiver for the Oakland Raiders and Jacksonville Jaguars
- Rich Rodriguez - Former head football coach at West Virginia University and University of Michigan
- Todd Sauerbrun - Former NFL punter, Went to the Pro Bowl in 2002, 2003, and 2004.
- Owen Schmitt - Former NFL fullback for the Oakland Raiders
- Floyd B. "Ben" Schwartzwalder - Former head coach of the 1959 National Championship Syracuse University football team
- Steve Slaton - Current NFL free agent running back
- Geno Smith - Quarterback for the NewYork Jets
- Darryl Talley - WVU all-time team member and former NFL Linebacker for the Buffalo Bills
- Rod Thorn - Former WVU basketball player and current President of the New Jersey Nets
- John Thornton - Former defensive tackle for the Cincinnati Bengals
- Mike Vanderjagt - Former Indianapolis Colts and Dallas Cowboys placekicker
- Jerry West - WVU and NBA basketball player, member of Naismith Basketball Hall of Fame, Model for NBA Logo
- Pat White - Former NFL quarterback for the Miami Dolphins and Minor League Baseball player for the Kansas City Royals
- Andrew Wright - Current Defender/Midfielder for Morecambe F.C.
- Amos Zereoue - Former NFL running back for the Pittsburgh Steelers, Oakland Raiders, and New England Patriots
- ^ "WVU Communications Guide" (PDF). West Virginia University. 2009. p. 10.
- ^ "Big 12 adding WVU, will stay 10 strong". ESPN.com.
- ^ Carvelli, Michael (2012-04-03). "West Virginia men's soccer team to join the Mid-American Conference next season". The Daily Athenaeum. Retrieved 2012-04-09.
- ^ Blue&Gold News
- ^ DeLassus, David. "West Virginia Historical Data". College Football Data Warehouse. Retrieved September 13, 2014.
- ^ DeVault, Mark. "WVU Season-by-Season". WVU Stats (West Virginia University Department of Intercollegiate Athletics). Retrieved September 13, 2014.
- ^ "NACDA official website". Retrieved 2010-11-28. See also: National Association of Collegiate Directors of Athletics (NACDA).
- ^ WVU Men's Rugby. Retrieved October 9, 2014.
- ^ 2013-14 Men's DI-AA College National Championship. Retrieved October 9, 2014.
- ^ "WVU National Playoff Bracket Set!", WVU Men's Rugby, April 17, 2014.
- ^ a b c "Living Here: WVU Traditions". West Virginia University. Retrieved August 6, 2010.
- ^ Stump, Jake. "The Legend of the Flying WV". West Virginia University Alumni Magazine. West Virginia University Alumni Association. Retrieved 4 January 2013.
- ^ Forinash, Danny (2005-08-04). "A Mark to Remember: Flying WV". WTRF-TV. Retrieved 2008-11-21.
- ^ "Branding and Communications at WVU". West Virginia University. Retrieved August 6, 2010.
- ^ a b Vaccaro, Mike (April 3, 2010). "For WVU fans, it's all about Mountaineers". NY Post. Retrieved Aug 2, 2010.
- ^ Dunlap, Colin (March 19, 2010). "Love affair with state drives West Virginia". Pittsburgh Post-Gazette. Retrieved Aug 2, 2010.
- ^ "Howard honored with moment of silence". ESPN. Retrieved Aug 2, 2010.
- ^ "UConn coach thanks WVU, fans for support". The Charleston Gazette. Retrieved Aug 2, 2010.
- ^ a b Sports Fans"GQ Names the Top Ten Worst College".
- ^ "Rowdy West Virginia student section under fire".
- ^ Miami Coach suing West Virginia "Miami Coach suing West Virginia".
- ^ "WVU Fans Like to Throw Things on the Court".
- ^ "Greg Jones Wrestling". WVU Athletics. Retrieved 2014.


text:
Phone: 503-823-PLAY (7529)
Fax: 503-823-6007
1120 SW Fifth Ave., Suite 1302, Portland, OR 97204
Phone: 503-823-PLAY (7529)
Fax: 503-823-6007
1120 SW Fifth Ave., Suite 1302, Portland, OR 97204
Events are free unless otherwise noted and are subject to change on short notice due to weather or unforeseen situations.
Teachers Fountain - Closed for the season (November-April)
Drop-in Big Chess - Daily Noon-5pm
Director Park
Wednesday, July 9 2014, 9:00 AM to 5:00 PM
The American Idol XIV Audition Tour Bus is here!
Event Types > Community Events
Portland AMERICAN IDOL XIV Audition Information
WHO: Men and women 15-28 years old as of June 1, 2014, who are eligible to work in the U.S. Some restrictions apply - please visit americanidol.com for specific information.
WHEN: Wednesday, July 9
WHERE: Director Park, 815 SW Park Ave.
HOW: It is anticipated that registration will start no later than 9:00 a.m. on the audition day and will continue throughout the audition day. Check americanidol.com DAILY to see if there if any new information.
For more information on programs and events at Director Park, part of Portland Parks & Recreation, please visit www.DirectorPark.org or call 503.823.8087.


text:
Sunday, December 21, 2014
Follow us:
Time Warner Cable video customers:Sign in with your TWC ID to access our video clips.
Sign in
To view our videos, you need to
install Adobe Flash 9 or above. Install now.
Then come back here and refresh the page.
BROOME COUNTY, N.Y. -- Sad news for the Maine-Endwell community. A child they rallied around this past summer has passed away.
School officials say Matthew Craig died Thursday. The six-year-old was born with a heart defect and cerebral palsy. He had multiple open heart surgeries. Volunteers built a ramp at the family's home in Endwell last June to make it easier for Matthew to get in and out.
A fund has been set up for donations to help the family. It's at the M&T Bank on Hooper Road in Endwell. Checks can be made out to the Craig Family Benefit Fund.
Reproduction in whole or in part without permission is prohibited.
© 1999-2014 Time Warner Cable Enterprises LLC. All Rights Reserved.
Web design and web development by Tipit.


text:
Conversation CEO Frank O'Brien Stands Out In Episode Four Of AMC's 'The Pitch' For The Wrong Reasons
The Conversation team then reviews the more fully baked idea post-Orellano's touches, and an employee calls it "a dope idea."
O'Brien, with great humility, quickly tells the employee, "It's a dope idea that I came up with."
Are you kidding me?
(Spoiler alert.)In the end, Frank and his Conversation team â¿¿ he takes three others to the final pitch who say nothing â¿¿ win the PopChips business. And congratulations to O'Brien and his agency, which obviously worked hard to come up with a winning idea. The thing is, I cannot imagine anyone who would see the episode and want to work for him. And one has to wonder what the PopChips folks will think about their new agency chief after seeing the episode. Conversely, while the BooneOakley partners seem like great idea generators who simply lack direction (and their final idea, indeed, lacked direction), at least there is a sincere interest in the thoughts of their team, a genuine concern for their employees' well being, and a general respect for colleagues throughout the agency. What stands out most from episode four of The Pitch is, quite sadly, a seemingly self-centered, combative agency founder who is disliked by his employees and just may be very lonely, very soon, if he doesn't learn some modicum of appreciation for those around him.
Select the service that is right for you!COMPARE ALL SERVICES
Action Alerts PLUSTry it NOW
Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.
Product Features:
- $2.5+ million portfolio
- Large-cap and dividend focus
- Intraday trade alerts from Cramer
- Weekly roundups
TheStreet Quant RatingsTry it NOW
Only $49.95/yr
Access the tool that DOMINATES the Russell 2000 and the S&P 500.
Product Features:
- Buy, hold, or sell recommendations for over 4,300 stocks
- Unlimited research reports on your favorite stocks
- A custom stock screener
- Upgrade/downgrade alerts
Stocks Under $10Try it NOW
David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.
Product Features:
- Model portfolio
- Stocks trading below $10
- Intraday trade alerts
- Weekly roundups
Dividend Stock AdvisorTry it NOW
Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.
Product Features:
- Diversified model portfolio of dividend stocks
- Alerts when market news affect the portfolio
- Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money ProTry it NOW
All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.
Product Features:
- Real Money + Doug Kass Plus 15 more Wall Street Pros
- Intraday commentary & news
- Ultra-actionable trading ideas
Options ProfitsTry it NOW
Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.
Product Features:
- 100+ monthly options trading ideas
- Actionable options commentary & news
- Real-time trading community
- Options TV


text:
How to Take Care of Black Girls' Hair
Ever wanted thick lush hair that you had when you were younger? The reason why your hair was so lush and thick as a child is because you weren't breaking the "super curly hair rules"! Well you can have beautiful hair again and get right back on track!
1Cut down on shampoo. For instance, if your hair is dry, co-wash your hair. Co-wash means wash your hair with conditioner not shampoo. Since the 40s shampoo was made with the same drying product as laundry detergent. If you must wash your hair, dilute you shampoo with 75% water and 25% shampoo. If you have product build up, use a mud rinse in your hair instead of drying soap.Ad
2Learn the science. Black hair has tiny nicks in the cuticle layer which makes it harder for natural scalp sebum to distribute to the ends of your hair.These nicks also cause breakage so handle your hair with care and keep it moisturized. A huge misconception is that black hair is coarse, coarse means the "strand size" not the texture. Black hair is rarely coarse, black strands' are finer than any other group - which is why is can not take heavy handling. Hold your hair up to the light. Is it thin? Can you see through it? If yes - you have fine hair. Asian hair is the coarsest, strongest hair, which can take a lot of handling.
3Use organic products. Choose products with a lot of organic ingredients and try to avoid products with mineral oils and petro oil. Petro oil will dry your hair out and stop moisture from penetrating the shaft. Natural oils like almond, coconut oil and jojoba oils are much better.
- Look for the term organic not natural. The term "organic" is strictly defined in the US by uniform, federal regulations. "Organic" means the food or fiber bearing the label was made with a set of farming and production practices defined and regulated, in great detail, by the USDA.That means it had no toxic chemicals, antibiotics and pesticides that are harmful to humans and animals.
- The term "natural" is double talk and can have any given meaning for corporations. An orange soda can be natural because it has orange flavoring that once shared a compound of a fruit. High fructose corn syrup is considered "natural" just like "Petro Oil."
4Select your products carefully. If you have more money to spend, you could either try the Ultra Black Hair, Crème of Nature line, or you can also use a small amount of grape seed, olive oil, or jojoba oil straight from the bottle. Aveda makes a really good leave-in conditioner. Stay away from money thirsty products and try making your own. Aloe Vera is the same PH of your hair which is 4 and will close your cuticles and make your hair shiny and smoother than ever before.
5Create a regimen. Decide how often you are going to "shampoo" and deep condition your hair. Co-washing should be your method. You will want to and condition every 3 to 5 days and seal the moisture in with a light oil. Deep condition every week if you have time, and no less than twice a month.
- The ends of your hair are the oldest, instead of the old myth of "greasing your scalp" , oil your ends to stop it from breaking from rubbing against your clothes.
6Never use "grease" in your hair. Most black hair needs extra moisture, but stay away from products with petroleum. Petroleum makes hair stiff, dry and greasy. Instead of grease, try natural oils (coconut, jojoba, olive, or castor) or natural shampoos and conditioners which are great for your hair because they don't have all those sulfates, sodium's, and preservatives in them. They also give your hair a nice shine to it. Grape seed oil is very light and can withstand high temperatures without burning which will help control heat damage if you use heat styling products on your locks.
7Moisturize your ends. Be sure to keep them moisturized so you don't end up with split ends. Seal your ends with either coconut oil or castor oil.
8Avoid heat on your hair. If you use heat styling products on your hair, try and cut it down to 2-3 times a month if you can, and make sure you use a heat protection shampoo and/or moisturizer, or a good serum/spray on your hair before flat ironing or curling. Hold the barrel cover slightly open so the hair simply passes over the barrel without being tugged and pulled by the barrel cover when you use the curling iron. If you absolutely must use oil when you use your curling iron, dab on a very, very, tiny amount of Optimum Oil Therapy 3-in-1 Cremé or different product. It won't leave your hair oily.
9Make sure you sleep on a satin pillowcase or tie your hair up in a silk scarf so your hair can stay healthy and won't break or tear. Silk or satin pillowcases , bonnets and scarves will also help prevent acne because there is not as much bacteria on them every night.
10Try a protein treatment. Once a month, use an Aphogee treatment or use egg in your hair before washing it all out. Protein will make your hair less prone to breakage and over-moisturizing. Your hair will be a lot shinier too. Be careful not to over use protein in your hair otherwise it will start to snap off.
11Comb carefully. Use a wide tooth comb to comb your hair, stop buying bristle brushes or thin combs which will get caught in your hair and snap it off. Go for low maintenance. People of colour should never comb their hair everyday, your hair does not need to be combed everyday, just detangle with your fingers. Excessive combing will break your hair off. Make sure your hair is slightly damp before you tangle.
12Throw away that myth that black hair cannot grow. The reason why black hair does not appear to grow is because the ends are breaking off from too much handling. If your hair didn't grow, you wouldn't need to head to the hair dresser every 4-6 weeks! There are plenty of forums and blogs where black women and girls have beautiful hair. Your hair will be healthier if you follow these rules and you will notice a difference in the strength and length.Ad
We could really use your help!
wedding planning?
product development?
relieving boredom?
- Wear a satin bonnet or scarf to bed every night.
- Be wary of hair care products marketed towards black hair or natural hair products. These are hoping on a fad and are misleading about their products. Buy 100% shea butter, coconut oil and castor oil or even olive oil from food stores, these ingredients are especially good for your hair. If you can eat it, it is good enough to put on your hair. Your skin soaks up everything, that is we can not leave bleach on our hands too long without washing it off. Bleach is a poison.
- Avoid rubber bands, not just African American girls, but people with long hair in general. Instead use a ponytail holder without a metal clip.
- Oil natural hair (not straightened, permed or relaxed) about once each day. Oil straightened hair no more than twice a week with an extremely tiny dab of the stuff only after putting on a moisturizing leave in. This is called sealing. The oil seals in the moisture of the leave in and ensures that the hair stays healthy. If you use a light oil, your hair will not be greasy. Petro Oil makes your hair greasy not oil!
- To reduce damage to the rest of your hair, try trimming your split ends. It is not necessary to obsessively cut if the ends are not frayed.
- While some people believe that just washing with affordable conditioners works best, the truth is conditioners do not do a good job of removing dirt from hair. It is best to wash hair (focusing on scalp, rub don't scratch) with a good sulfate-free shampoo and then condition.
- Make sure you don't wear your hair in one style for a long time or else everyday your hair will break off or begin to lock.
- Stretching your relaxer til after 8 weeks give thickness to your hair and less chance of overlapping on previous relaxed hair.
- When using heat put heat protection on your hair.
- Look at the ingredients: if it has too many long chemical names, try and stay away but that isn't always bad. But if you know your hair is way fragile don't do it. Watch for petrolatum, it's bad for your hair, as is Mineral Oil. But if it's Lite Mineral Oil, you can go with it.
- A key factor in maintaining the length and overall health of your relaxed hair, reapply the relaxer only to the new growth( virgin hair that has never had chemicals applied to it). Most stylist will recommend a touch - up every 4-6 weeks; that is not always necessary some hair textures only need to have a touch -up every 3 months which is 12 weeks, and some can extend longer without any damage to the hair shaft. It is vital to do what is best for your hair texture and always make certain to never leave the relaxer on the hair too long; this will cause serious damage and possible hair loss. Follow the instructions on the relaxer hair care system if you are relaxing on your own. If you are going to a professional stylist make sure to vocalize when the relaxer is burning or if their is any discomfort at all to prevent hair loss.
- If your hair is relaxed, only relax your new growth and never overlap the relaxer onto previously relaxed hair. To prevent overlapping the previously relaxed hair, which causes over processing and ultimately breakage, apply an essential oil, castor oil, extra virgin olive oil, or Vaseline to protect the previously relaxed hair.
Things You'll Need
- Moisturizing shampoo and conditioner
- Deep conditioner
- Protein treatments
- Essential oils like jojoba, coconut, castor oil, carrot, and olive oil
- Satin or silk sleep scarf
Article Info
Categories: African Hair Care and Styles
In other languages:
Español: Cómo cuidar el cabello afro, Italiano: Come Prendersi Cura dei Capelli Afro, Русский: ухаживать за черными женскими волосами, Português: Como Cuidar de Cabelo Afro
Thanks to all authors for creating a page that has been read 686,729 times.


text:
- Choose Your City
- Columns
- Events
- New Shit
- Team Broke-Ass
- Books
- Videos
- Photos
- About/Press
- Links
- Store
A Bit of Blood and Bargains at New May Wah
Trader Joe's bags you at the snacks. Safeway […]
Not the Tired Chinese Lunch Plate and Cheapie Dim Sum in Bernal- The Jasmine Tea House
[caption id="" align="alignleft" width="300" caption="Extra points for the neon."][/caption] In San Francisco, one takes it for granted that good and genuine Chinese food is to be found if one


text:
The Religion of God/The spiritual entity Sirri
From Wikisource
|←The Human Soul
|The Religion of God by , translated by International Spiritual Movement Anjuman Serfaroshan-e-Islam
The spiritual entity Sirri
|The spiritual entity Khaffi→
This spiritual entity is to the left of the centre of the chest. This is also awakened and illuminated by the meditation and one-pointed concentration on it with the Name of God, Ya Hayy, Ya Qayyum. Its colour is white and in the dream state or by spiritual separation from the physical body "transcendental meditation" it can journey to the realm of the secrets. Now there are three spiritual entities meditating within a person and its status is higher than the other two.


text:
Property Rentals
Cruise Ship Schedule
US Consulate Services
Vacation Test
CZM Chrysalis Group
Travel Store
Weather/Dive Conditions
Real Estate
Local Island NEWS in English - Updated Weekly
News for the Week of December 15, 2014
Beginning in December 2002,
was proudly the first website to provide readers the Cozumel News in English.
Articles are slected from local newspapers which we feel will be of interest to our diverse audience. These articles are then translated into English. We cannot always investigate the veracity of a particular article but offer these translations as a reflection of the Cozumel community news just as reporters write it for Por Esto, Diario de Quintana Roo, Novedades and El Seminario and many other sources.
We appreciate hearing from our readers and welcome your questions, suggestions and comments. Please send them to:
Note: All translated articles are the property of Cozumel Insider and cannot be used, displayed or reproduced without express written permission from Cozumel Insider.
Click for weather forecast
IslaMar Vacation Villas
rated "excellent" by many travelers
Click here for more info:
Details of Sherri's IslaMar Villas!
NEWS Archives:
December 15 - December 21, 2014 (This Week)
December 8 - December 14, 2014 (Last Week)
December 1 - December 7, 2014
November 24 - November 30, 2014
November 17 - November 23, 2014
November 10 - November 16, 2014
November 3 - November 9, 2014
October 27 - November 2, 2014
October 20 - October 26, 2014
October 13 - October 19, 2014
October 6 - October 12, 2014
September 29 - October 5, 2014
September 22 - September 28, 2014
September 15 - September 21, 2014
September 8 - September 14, 2014
September 1 - September 7, 2014
August 25 - August 31, 2014
August 18 - August 24, 2014
August 11 - August 17, 2014
August 4 - August 10, 2014
July 28 - August 3, 2014
Cozumel Arrivals: 28 Ships this Week
12/14 - Numbers remain high this week in Cozumel as cruise ship arrivals fall to 28 ships registered to dock for the third full week of December 2014. This is 3 less than the number of ships last week and 8 more than the "20 in port" which marks a "high season" beginning meaning HIGH SEASON is in full swing now on the island! With Christms on the way, an estimated 84,000 people will visit Cozumel this week via these cruise ships leaving an estimated US$ 6.7 million dollars behind in the local economy.
High season for cruise ship arrivals typically runs from November 15 - April 15 each year with the remaining 7 months of the year considered "low season." However it seems this year, Cozumel is enjoying a much welcome early beginning to high season!
Once again this week Puerta Maya pier will be the big economic winner as 11 ships dock at Puerta Maya, 9 will dock at TMM/SSA International pier while Punta Langosta pier will see 8 arrivals and the downtown San Miguel pier will have -0- ship arrivals.
This week begins with 5 ships docking on Monday, 6 on Tuesday, 3 ships Wednesday, 3 on Thursday, 6 on Friday and then Saturday will bring 5 ships in port and Sunday will see -0- ships.
View the Cruise Ship Calendar for this Week
New Ferry Will Begin January 2015
The end of the duopoly in the route connecting Playa Del Carmen-Cozumel by ferry was confirmed last week by Playa Del Carmens Municipal President, Mauricio Góngora Escalante.
It should be noted that the entry of a second transport service a decade ago did not benefit passengers crossing to the island of Cozumel as was expected because for more than 30 years group Molina-Aviomar practically has maintained monopoly by imposing exorbitant prices.
According to information gathered by reporters is that within in the first days of January 2015, the new boats will operate at a price of 60 pesos one-way. This should not only help the local people's economy, but merchants on the island of Cozumel as well because of an expected increase of visitors from the 223 million passengers in the year 2013.
Finally, it should be noted that for years local people, mainly workers who commute daily or weekly to and from the island of Cozumel for work, have demanded a ferry company with accessible prices, because the cost of 326 pesos round trip hurts the economy. Although the operation of a third ferry company is expected to benefit providers of tourist services because lower ticket prices, a greater number of people can now visit Cozumel.
Visiting Physicians Change Children's Lives
An interdisciplinary medical team of 11 people of the Smile Train Foundation came to the island of the swallows to carry out corrective surgeries of lip and cleft palate (LPH). These doctors have been coming to visit the island for three years. It was estimated that some 40 surgical procedures were carried out on the 12th and 13th of December. In one year, the Smile Train makes 15 campaigns with up to 80 patients each, all completely free.
Reconstructive surgery can cost between 50,000 and 60,000 dollars. There are patients who require up to four to make the total reconstruction of the lip and palate. Rogelio Martínez, plastic surgeon of the Smile Train team, explained that the LPH are the most frequent congenital malformations and important of all disorders of the face. In Mexico they occupy first place among all congenital malformations of the face.
For its part, Eva Carolina Flores Osorto, representative of Smile Train Mexico and volunteer coordinator at ABC medical center of the city of Mexico said that this birth defect is not a matter of life or death, but in just one hour, this surgery can change the life a child. Georgina Ruiz de Marrufo, President of the DIF (Integral Development of Families) thanked the physicians for their presence in the municipality.
Cozumel's Mayor to Assist in Animal Welfare
Cozumels municipal President Fredy Marrufo Martín took an oath to carry out promotional activities to promote culture in the protection and welfare of animals. According to the newsletter issued by the Secretary State of Ecology and Environment (SEMA), Rafael Muñoz Terab, he thanked the members who took on this challenge and commitment to raise awareness about the importance of caring for the animals. He invited the members of the Council to carry out actions that will primarily educate children of the island on how to provide good and decent behavior in the treatment of animals .The goal is to teach children to respect animals and values that do best for the society.
San Gervasio Ruins Significant to Cozumel's History
The ruins of San Gervasio in Cozumel are a pre-Hispanic settlement which was named after the 20th Century. The site was a former cattle ranch. Mayan women went there to worship the goddess Ixchel (deity of fertility, childbirth, moon, medicine and tissue).
According to the history of San Gervasio, it was constructed in the classic period (300-400 d. C.). The acropolis "El Ramonal" was the guiding Center from which all the village settlements of the Island were controlled.
From the late classic (600-1200 d. C.), Murcielagos and El Cedral became administrative centers for their respective communities. During the End of the Classic Period (1000-1200 d. C.) the Itzaes (Warriors) dominated Cozumel by controlling trade between Yucatán and the region of Ulua. San Gervasio became one of the most important pilgrimage centers in Mesoamerica and was the scene of an intense commercial exchange.
The ruins are located about 20-30 minutes from Puerto Maya, about 11 kilometers from the transverse road to the East of the city. The entrance that leads to the ruins is marked by a reproduction of an ancient Mayan Temple.
Data generated by the National Institute of Anthropology and History (INAH), point out that these ruins are the only ones that have a permanent program of conservation and archaeological research in Cozumel, which consist of several buildings connected to each other by paths called "sacbes" (original name of Mayan roads).
The architectural ensembles that can be found include; "Handyman" (called thus by the impressions of human hands that are preserved in the interior walls of the main building), Chichán Nah, or "Small house" (small temple of East Coast style), the Alamo (so called in allusion to the huge tree that accompanies it). Nohoch Nah, "Great House" (Post classic Temple), Bat (due to the large number of bats inhabiting the interior of its main building sometime), Ka´Na (High House) where a temple is preserved with two small rooms).
San Gervasio is the only archaeological site open to the public in Cozumel. Visiting this site is essential if you want to have a complete overview of the island and to learn the importance of the ancient Mayas of Quintana Roo.
Cozumel's Planetarium Ready to be Named
Cozumel inhabitants will participate in choosing the name and logo of the Planetarium which is currently under construction on the island. As of now it is 60% complete with an investment of $59,600,000 pesos and will be opened in the first quarter of the year 2015.
The Planetarium is built so that the projection room has seating for 95 people, Museum of the Mayan culture will have capacity for 150 visitors and the main Auditorium for 190 people. The Observatory; the Museum and commons areas of water, terraces, walkways, parking, library and services areas surround the sacred tree of the Maya: a yaaxche.
The director of Social appropriation of Coqcyt, Hernán Herrera Jimenez, mentioned that the Planetarium is built on an area of 9,998 square meters; the building will occupy 5,048 square meters and the rest will be green areas. This is a unique work in Latin America, with a team of imaging in 3D- 360 as well as high-tech sound equipment.
Xcaret Park, the Second Most Popular Hit on Facebook
The social network Facebook unveiled the list of the issues that were most popular and most visited places in Mexico during 2014. In second place within the most visited sites is Xcaret Park, Riviera Maya. The charts included in the summary of 2014 were prepared based on the frequency with which an issue was mentioned on Facebook between January and December of 2014, reported the site : mileniodigital.com. The most visited place of Mexico was the Historic Center of Mexico City, followed by Xcaret, then Parque Fundidora in Monterrey and the main Plaza in Mexico City. In tenth place was the archaeological site of Chichén Itzá.
If You Are Reading This....
you will want to sign up for our
Cozumel Travel Talk Bulletin!
With monthly or bi-monthly publication to a voluntary "opt in" mailing list already exceeding 10,000 subscribing Cozumel travelers, we never share your information and promise not to flood your mailbox! Just great stories and good information for Cozumel travelers who want to get the most out of their vacation time on the island! So scroll up to the menu bar at the top of this page and enter your email address to SUBSCRIBE and start receiving our
Cozumel Travel Talk Bulletin!
October 10, 2014 (Most Recent) Comprehensive Mexico Travel Warning
Because we are continually asked about travel safety in Mexico and Cozumel, INSIDER always maintains the most recent, complete version of the
U.S. State Department Mexico Travel Warning HERE
on our website for traveler convenience.
The good news continues to be that there are currently no regional security warnings in place that cover Quintana Roo, Cancun, Cozumel or Costa Maya
so make vacation plans now to get here for some fun in the sun!
The Mexico Travel Warning dated August 13, 2014 from the Department of State can also be viewed in its entirety on the
Department of State website.
Copyright © 2000-2014 Sherri Davis, All Rights Reserved. All website content is the property of Cozumel Insider unless otherwise attributed and cannot be used, displayed or reproduced without express written permission from Cozumel Insider. Contributors retain the copyright to their work where applicable; please do not take art or words without permission. Other graphics and reference materials are used and attributed as per the Fair Use Provision of The Copyright Act and individual terms of use.
Contact Sherri Davis
Set a Meeting
Send a Message
Contact Form
Meeting Scheduler


text:
Order by phone: 1-866-729-9601
Login to My Account
My Wishlist
Have a question?
View Cart
(0 Items)
Quilt Kits
Quilt Kits by Issue
Quilt Kits by Style
Quilt Kits by Size
Quilt Patterns
Digital Patterns
Printed Patterns
Small Projects/ Crafts
Holiday/ Seasonal
Quilts of Valor
Fabric + Notions
Pins & Needles
Rulers & Templates
Mats, Cutters & Scissors
Stabilizers & Pressing Aids
Accessories & More
Fat Quarters
Ackfeld Wire Hangers
Accu Quilt Products
Digital Products
Digital Magazine Issues
Digital Patterns
Quilting Tutorial Videos
Best Sellers
Sale + Clearance
Mary's Picks
Mary Fons Web Seminars
Pre-Cut Fabric
Tools & Notions
Quilt Magazines
Quilt Kits
Quilt Patterns
Quilting CDs & DVDs
Join Our Mailing List
Sign up to receive exclusive offers and discounts via email!
New Arrivals
Deal of the Week
Disney's Frozen Kits
Best Sellers
Sale & Clearance
Quilt Kits
Quilt Kits Under $50
Quilt Kits by Issue
Easy Quilts
Love of Quilting
Premium Booklets
Quilting Celebrations
Quilters Home Kits
Quilting Quickly
Scrap Quilts
Quilt Kits by Size
Quilt Kits by Style
Summer Quilt Kits
Precut Quilt Kits
Magazine Issues
Fabric & Notions
Digital Products
DVDs, CDs & Books
Monthly Product Clubs
Sewing Cabinets
Quilting Celebrations
Quilting Machines by APQS
Products & Back Issues
Shop Quilty
Quilts of Valor
Web Seminars
Quilt Kits
Quilt Kits by Issue
> Sangria Quilt Kit
Pin It
Sangria Quilt Kit
Product Review:
No reviews yet |
Write your own review
Product Name
Item #
Sangria Quilt Kit
Enjoy the Sangria quilt kit from
Love of Quilting
January February 2014 issue. A secondary design appears when these big blocks are joined with sashing. Aptly named, this quilt has all the colors of the spicy, fruity Spanish beverage. Kit includes fabric from Moda's Happy Go Lucky collection for the quilt top and binding. Instructions are included.
Quilt by Diane Tomlinson
Finished size: 77 1/2" x 96"
Finished blocks: 20 (17") blocks
Project Rating: Intermediate
Technique: Pieced
Have a question about this product? We're here to help! Please contact us via email at
or by phone at 1-866-729-9601.
Customers who purchased this product also bought:
Baby Panels Pattern
Fat Quarter Pack for Northport Crossing
Northport Crossing Digital Pattern
Patriotic Quilt of Valor In Honor Of DVD
Retail: $16.99
Your price: $8.49
You save: $8.50 (50%)
The Best of Fons & Porter: Scrap Quilts Book
Price: $24.95
Quilting Celebrations Fall 2012
Price: $6.99
ORDER BY PHONE: 1-866-729-9601 (Monday through Saturday, 8:30am - 9:00pm EST)
Customer Service
Product Customer Service
Subscription Customer Service
Shipping Information
Account Login
Wishlist Search
Site Map
Contact Us
Do you have a question about your order status, a return, or a purchase you are considering? We're here to help.
Email Us
or call us toll free at 1-866-729-9601.
Our Company
About Us
Contact Us
Terms of Use
Privacy Policy
Become an Affiliate
Visit Our Other Sites
Quilters Club of America
Fons & Porter's Love of Quilting
McCall's Quilting
Quilters Newsletter
© 2014
All rights reserved.


text:
These use a ball and socket method for stability. Usually the dentures will have ball-like structures at the top that correspond with a set of sockets at the base of the denture. This way they can be removed by hand but will not come loose accidentally.
Each type of denture comes with its own set of advantages and a different dental implant cost. You will have to consult with a dental implant dentist to discuss which method is right for you.
Implant-supported dentures provide several important benefits that traditional dentures cannot provide. These include:
• Increased comfort
• Greater ease when talking or eating
• Stimulation of the jawbone
• Lower dental implant cost than replacing each tooth individually
For more information on implant-supported dentures or to get an estimate on your dental implant cost, contact Dr. Reynolds and schedule a consultation today!
Ozarks' Preferred Dental Group
Dr. Reynolds
3259 E Sunshine St. Suite Q
Springfield, MO 65804
Call Now: (417) 763-3077
Charter Member and Advanced Instructor for the Facial Beauty Institute
Monday: 8:00am-4:30pm
Tuesday: 8:00am-4:30pm
Wednesday: 8:00am-4:30pm
Thursday: 8:00am-4:30pm
Friday: Closed
Enter the code shown above:
(Note: If you cannot read the numbers in the above
image, Click the Image to generate a new one.)


text:
Nokia Lumia 1520 is first with assertive display: watch it easily beat Galaxy Note 3's screen
The Lumia 1520 does admirably in all those conditions and now there is a factual proof as we see how the 6-inch display on the Nokia device adjusts quickly and accurately to changes in lighting while the otherwise great display in the Samsung Galaxy Note 3 fails to do so.
The two displays - the 6-inch 1080p one on the Lumia 1520 and the 5.7" 1080p one on the Galaxy Note 3 - share the same resolution, but are drastically different in the technology they employ. The Lumia features an IPS LCD display, while the Samsung phablet relies on a Super AMOLED panel.
Lumia 1520 is the first smartphone with assertive display tech
Assertive display difference
Assertive display difference
However the stark difference in readability comes from a technology called assertive display and developed by Apica. Assertive display outdoes all existing display management functions like Samsung's Adapt display for instance. The core benefit from using it is dramatically improved outdoor viewing experience but not at the expense of battery efficiency.
You most likely already have a light sensor in your smartphone that can adjust the display brightness to lighting conditions, but what this assertive display technology does is actually tweak every pixel, and not just the screen as a whole. It all happens in real time and the results are telling.
The technology actually adjusts the color and brightness of every pixel depending on the lighting conditions and the changes happen extremely quickly. Here is Apica's own explanation of how its technology allows users to watch a movie on a tablet even under the direct sun:
"Assertive Display dynamically adjusts content to ambient lighting conditions using state-of-the-art pixel processing algorithms. This means that the effective screen contrast can remain around 1000:1, similar to an HDTV, even when the real screen contrast ratio is around 10:1, as it is for LCD and OLED displays in bright sunshine."
Assertive display (on the right) when watching a movie outdoors
How does it work and will we see it on other smartphones?
Assertive display is not just a software trick - it's an actual semiconductor IP core that is made to be easily adaptable and ready for integration in various displays. The technology works independently of the underlying processor architecture and does its magic by taking data from a single photosensor on the device.
The actual pixel correction uses iridix, a technology that has been developed for years on end to mimick the human's eye capability to adjust to different lighting conditions. As we've already said, this is the local tone mapping engine that drives dynamic real-time changes in every single pixel and revealing lost detail in shadows and highlights while still keeping the realistic colors and overall appearance of a picture. Most importantly, it leaves the midtones in an image untouched.
Iridix uses that independent hardware core so it does not additionally stress your CPU or system memory, and it works with all display types.
"The thing to remember is we're not changing the brightness or the power of this display at all," stresses Apical CEO Michael Tusch, "we're just tuning the pixels to adjust the contrast ratio."
Nokia Lumia 1520 vs Samsung Galaxy Note 3: an easy win
With so much theory, it's time for a telling video demonstration. This is a test Nokia prepared at Nokia World, but we only get to see it on video now. What this test focuses is exclusively on the actual readability and adaptation to different lighting conditions, not color fidelity. And the Lumia 1520 wins this over the Galaxy Note 3 easily.
As the lighting conditions change from pitch dark to bright illumination, the Galaxy Note 3 display struggles to adjust and the overwhelming majority of the text is lost. The Lumia 1520 - in contrast - remains perfectly legible all the time.
Take a look at the video below and also make sure to check out the official press release from Apical about assertive display on the Lumia 1520, and decide for yourself how big of a difference this makes. For us it's huge and we're eager to put it to the test ourselves soon.
Nokia's Latest 4G Smartphone Lumia 1520 Uses Assertive Display by Apical
Apical Ltd announces that the Nokia Lumia 1520 4G Windows Phone 8 smartphone is the first smartphone from Nokia to feature its revolutionary Assertive Display technology, a result of over a decade's research and development into modelling human vision.
By digitally modelling the way the eye adapts to virtually any ambient light, rather than simply adjusting the display, Assertive Display delivers a seamless viewing experience to the user from a dark room to bright outdoor light. Further, colour and contrast ratio are preserved delivering TV-like video quality without the familiar washout of earlier technologies. This new capability ensures that content previously unwatchable in daylight, such as premium sports, games, movies and photos, can be clearly viewed. Ultimately this means a more immersive, natural and comfortable experience where the display is always adapted to the user's own eyes.
Surprisingly, this increased viewability does not come at the expense of display power -in fact display power can frequently be reduced using Assertive Display, extending battery life.
Says Jussi Ropo, Head of Display and Touch Technology: "With continuous display technology innovations, Nokia is allowing people to do and see more on the display of a Nokia Lumia smartphone. The latest addition to the great viewing capabilities on a Lumia smartphone is demonstrated on the Nokia Lumia 1520 where Assertive Display nicely complements the ClearBlack promise of being able to see more anywhere, anytime - even in a bright environment."
Michael Tusch Apical Ltd CEO says:
"We are thrilled to see Nokia implement this disruptive and powerful innovation. By combining sophisticated video processing with a deep understanding of human vision we have been able to transform the performance of almost any display technology in different lighting conditions. Content providers, including game developers, advertisers and operators can now liberate the promise and revenue potential of multimedia on 4G-enabled mobile platforms."
Share:Facebook Twitter Google plus
121 Comments
1. GeekMovement (Posts: 1521; Member since: 09 Sep 2011)
Wow beautiful screen Lumia. Would've been a hit if it came to more carriers.
7. eisenbricher (Posts: 972; Member since: 09 Aug 2012)
Beautiful screen indeed. Oh and wanna mention, what a juicer this beast holds! at 3400mAh this phone will be awesome.
Once again congrats Nokia for bringing something first in the market. After success of PureView cam, HAAC mics, wireless charging, sturdy phone chassis, PureMotion screen, best image processing algorithms, offline navigation I wonder what people want more.
16. ghaniosman (Posts: 64; Member since: 06 Jun 2013)
Smartness a.k.a android,, just add it then its complete
46. Nathan_ingx (Posts: 3024; Member since: 07 Mar 2012)
Smartness? What does that mean? Root-ability? Customizability? Wallpaper-ability? Hardware beef-ability?
Back then, being smart meant being quick, prompt and precise among many.
Don't want it...don't buy it. There are tons of Androids out there for you.
91. doejon (Posts: 360; Member since: 31 Jul 2012)
lol just deactivate the autobrightness
117. qjphone (Posts: 11; Member since: 11 Mar 2013)
wrong dude unlike windows phones before it and after the HTC HD2 this one actually goes head to head with the android big high spec boys. You can no longer say it is running on outdated hardware vs samsung buddy thus invalidating your argument. Now windows phone can actually be fairly compared to android since this 1520 is not just another midrange device passed off as high end like the previous nokias.
123. dre786 (Posts: 45; Member since: 10 Nov 2012)
smartness or you laggy software that eats up memory
18. saffant (Posts: 233; Member since: 04 Jul 2011)
Android baby. That's all I need and i'll jump ship right away.
No notification menu/swype = no deal.
77. dratomic (Posts: 476; Member since: 09 Oct 2013)
absolutely right. android is the closest thing to windows (pc) and I love it.
87. QWIKSTRIKE (Posts: 916; Member since: 09 Mar 2010)
Android is no Windows PC. When this system evolves it will be a forced to be reckoned with trust me. I love my GS# and my next phone may be a Note 4, and after that I see a possible Windows phone in the future.
31. gawer33 (Posts: 1; Member since: 24 Oct 2013)
no its not first. the 1st one who had assertive display is the 3d adroid phone from sharp. the one if not mistaken who widely introduce wireless charging to phone is HP
33. Shatter (Posts: 2031; Member since: 29 May 2013)
They also were not the first to have phones with optical zoom like a lot of people believe.
58. tgiffin (Posts: 4; Member since: 24 Oct 2013)
Ahh, the N93! What a fabulous piece of hardware. Did not know that someone still remembers it.
108. hmmm... (Posts: 61; Member since: 05 Jun 2013)
True, they may not be the first with optical zoom, and others, but i thinbk they are the first ones to make such technologies available worldwide, not just sold in their own coiuntry or selected regions. There might be people who think that andorid phones are the first to use infra red as a universal remote, but old nokia phones about 10 years ago could do that through third party apps
89. Droid_X_Doug (Posts: 5956; Member since: 22 Dec 2010)
"...I wonder what people want more."
How about availability on more than just AT&T in the U.S.?
I hope the L929 has all of the new technology of the L1520, just in a smaller package. I would trade a smaller size screen for having everything else available on VZW. I would even make the effort to learn WP.
97. StreetNerd (Posts: 722; Member since: 08 Dec 2010)
=) nice
15. ghaniosman (Posts: 64; Member since: 06 Jun 2013)
Every phone out there will react the same to that technology of the lumia, note 3 is no exception so PA stop bashing only note 3
42. Nathan_ingx (Posts: 3024; Member since: 07 Mar 2012)
Grow up!
72. user996 (Posts: 193; Member since: 25 Feb 2013)
really? note 3 has BEST EVER AMOLED (as samsung says) display of all that's what nokia did to simply best display out there LoL
78. clevername (Posts: 1431; Member since: 11 Jul 2008)
they arent bashing the note 3. the note 3 has one of the best screens ans its the most obvious competition. be prepared for more 1520 vs. note 3 comparisons. its not bashing or bias, its just natural comparison between competitors. also, be prepared for the 1520 to win most of these
83. kabhijeet.16 (Posts: 666; Member since: 05 Dec 2012)
They are comparing two different kinda technology. Its like comparing mangoes & oranges. Both are fruits & awesome in their own way.
Nokia's tech is new and different. Its great how technology develops.
SOon it will be adopted in every other device..
59. akki20892 (Posts: 3659; Member since: 04 Feb 2013)
1520 is the best phablet so far, but only one thing let this down is OS.
68. dratomic (Posts: 476; Member since: 09 Oct 2013)
totally agree with you mate
98. StreetNerd (Posts: 722; Member since: 08 Dec 2010)
thn stop posting at nokia/wp related articles...
i allways see the same kind of comments from u...
get over it and make the switch
62. Doakie (Posts: 1330; Member since: 06 May 2009)
I highly doubt carrier exclusivity is what will make this handsets sales lackluster, it's Windows Phone. Once Google makes a full suite of Google apps for Windows Phone, or at least if Microsoft makes a suite of apps that are full featured enough to work well with Google's services then it can be considered as a fully matured platform that I would go back to. But right now Windows Phone is too big of a shift for anyone tied into Google services which Microsoft doesn't have good competitors to. Windows Phone will continue to falter until this compatibility is addressed.
119. JPDVM2014 (Posts: 4; Member since: 04 Nov 2011)
Unfortunately, this will never happen. MS has already said that they want to work with Google to bring the apps over, but Google wants nothing to do with it. Just look at the youtube app fiasco. Also, MS has alternatives to almost every Google service except youtube. The hardest part is switching data, but it is doable. I'm proud to be google free. (again, except for youtube, sigh)
2. androiphone20 (Posts: 1522; Member since: 10 Jul 2013)
woah dang
3. Damitel (Posts: 65; Member since: 21 Apr 2013)
Why can't iphonearena allow samsung to be, is Note 3 the only phablet in the market, "easily beat", you people should do a balanced review. Finding this kind of thing highly disgusting and unprofessionalism.
12. Wiki_jaan (Posts: 703; Member since: 24 Jun 2012)
this is just a screen but nokia cant beat sales and features samsung is offering , also android customization .............
14. SAYED-EJAZ (Posts: 224; Member since: 10 Oct 2013)
+1 for your comment.
23. GeekMovement (Posts: 1521; Member since: 09 Sep 2011)
True it can't beat Samsung in features (no one can lol), but it sure has 32gb standard + micro sd slot, the big beautiful screen, massive battery, slim design, and a smooth wp os experience with lots of nokia bonuses.
28. Beijendorf (Posts: 327; Member since: 27 Aug 2013)
Don't forget built-in wireless charging for once!
35. x_maly_x (Posts: 70; Member since: 01 Jun 2013)
Everyone have more features as Samsung....Samsung it's just marketing.
48. HouTexan (Posts: 316; Member since: 08 Jan 2012)
Oh, really? smh
51. PapaSmurf (Posts: 8924; Member since: 14 May 2012)
S-Pen alone is a reason the Note 3 is above all other phablets on the market.
53. taikucing (unregistered)
No manufacturer can beat Samsung in gimmicky bloatwares
71. hboy857 (Posts: 242; Member since: 03 Jun 2013)
+100 for you.
112. Suts_97 (Posts: 124; Member since: 05 May 2012)
Bro I logged in just to like your comment, well said and summed up in one simple sentence! Thumbs up for you! :)
56. akki20892 (Posts: 3659; Member since: 04 Feb 2013)
features? now u getting wrong.
1520 still can beat note 3 in this features damn it:
Screen: Puremotion HD+, 60hz refresh rate, clear black, sensitive, and assertive. + same gorilla glass but all lumia do stronger glass wait for drop and distruction test.
Body: one piece strong polycarbonate
Camera: pureview, 20MP with dual led flash
Built in: Wireless Charging
Application: Full MS Office
Battery: 3400 mAh
Maps: Free Nokia Navigation + Map.
Note 3 advantage:
Stylus, 3gb ram, removable battery, customization and android.
82. Wiki_jaan (Posts: 703; Member since: 24 Jun 2012)
dont forget
is lighter (168g)
4k video
but nokia 1520 is also a good phablet
114. zeķīte (Posts: 3; Member since: 28 Dec 2011)
IT cant be clearblack, if it is IPS LCD. :D clearblack=almoned
lcd= TFT, IPS, RETINA and other marketing gimics, that means the same, but just updated tech. purewiev camera also means nothing, if you would write aparature, minimal focal distance, sensor size and tech, that would mean something.
115. o7o (Posts: 62; Member since: 26 Jun 2009)
Actually, it IS ClearBlack. ClearBlack is independent of the technology of the screen itself.
22. tadaa (Posts: 258; Member since: 18 Apr 2013)
if you look at it from a different perspective, pa may have seen the note 3's display as a benchmark for other displays to beat.
65. solomonsteve (Posts: 75; Member since: 19 Dec 2012)
Good point
74. user996 (Posts: 193; Member since: 25 Feb 2013)
it is so as samsung says note 3 has best ever amoled panel
27. Beijendorf (Posts: 327; Member since: 27 Aug 2013)
Clearly you neither read the text nor did you watch the video. The article writer noted that in this screen test the Nokia easily beat the Samsung - something a flippin ant could see and rationally reach the conclusion of.
He also noted that he can't wait to see if it holds up in one of their own tests.
In other words, preliminary results look very promising, let's see if it lasts. If you don't think that's unbiased then I don't think you know what that word means.
64. turk_az (Posts: 27; Member since: 11 May 2012)
look at this links and you will know what's going on here
w w w . uploadax.com/images/31812181538753597985.jpg
and the source link:
w w w .wpcentral.com/supersized-face-nokia-lumia-1520-against-galaxy-note-3-and-xperia-z-ultra
4. joey_sfb (Posts: 3288; Member since: 29 Mar 2012)
Screen and custom software. Nokia has a problem giving a honest demo.
Last round was faking camera footage taken from a SLR camera to be their new phone now faking the screen demo.
Well, it does not matter windows 8 phone is not a good buy yet at least for me.
69. bon24x7 (Posts: 205; Member since: 30 Aug 2012)
Nokia is the best in Display and Camera (808 and 1020) without a doubt. Give credit where its due instead of trolling.
75. user996 (Posts: 193; Member since: 25 Feb 2013)
it was taken with DSLR but they proved that video taken with 920 was as stable as DSLR's so your point is pointless :))
101. -box- (Posts: 3881; Member since: 04 Jan 2012)
You've been on this site long enough to know that NOKIA didn't make that ad, it was an ad agency they hired, and no where did it say it was the 920's camera in use.
You can troll harder, or get your facts straight and stop trying to find fault for no reason
110. joey_sfb (Posts: 3288; Member since: 29 Mar 2012)
Defending Nokia to the bitter end... Or should we start calling it Microsoft phone.
111. joey_sfb (Posts: 3288; Member since: 29 Mar 2012)
I buy what ever that gives me top value and right now that is Samsung which happens to be the world top selling brand.
Truthfully i am grateful for Nokia fans for holding the fort. Competition gives Samsung the motivation needed to offer customers like me value for our purchase. Thank you.
116. sbw44 (Posts: 412; Member since: 04 Dec 2012)
Lmao Samsung top value? when last did samsung make a well built, gorgeous looking, premium phone?????
5. _Bone_ (Posts: 2140; Member since: 29 Oct 2012)
Fail. Adapt Screen is not turned on for the Note 3.
52. taikucing (unregistered)
Do you watch the video? He says he uses max brightness in Note 3. It's the same. The adapt screen will set the brightness to max if the screen is exposed to sunlight.
73. redmd (Posts: 912; Member since: 26 Oct 2011)
No its not the same. Max brightness in Adapt Screen is brighter than the manual Max brightness. Displaymate found that one out.
76. user996 (Posts: 193; Member since: 25 Feb 2013)
manual an auto max brightness are same
95. livyatan (Posts: 753; Member since: 19 Jun 2013)
NO, there's a HUGE difference between manual maximum and auto maximum brightness.. it's less than 400 nits in manual, and exceptionally high 660 nits in auto mode.
This is the expert analysis which confirmed that:
..and I can attest to it from my personal experience - the outdoor visibility is vastly superior in auto mode.
Really a major difference.
Not to put down Nokia's display here which is amazing, but this article and the test are simply not correct, which is downright inexcusable.