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America's Pastor Billy Graham Talks About "Nearing Home" In Exclusive, Wide-Ranging Interview In Crown Financial Ministries' Do Well Magazine
ATLANTA, March 5, 2013 /PRNewswire-USNewswire/ -- In an exclusive one-on-one exchange now available in Crown Financial Ministries' Do Well magazine, America's pastor – famed evangelist Billy Graham – discussed the opportunities in retirement and the joys of "nearing home" in a question and answer exchange with Crown CEO Chuck Bentley. Rather than looking toward death with fear, Dr. Graham said, "I look forward to that day – not just because of the wonders I know Heaven holds in store for me and for every believer but because I know that finally all the burdens and sorrows that press down upon me at this stage of my life will be over."
To his readers, Bentley observed, "I think you'll agree with me that if we compiled a short list of believers who one day will hear from the Lord Jesus, 'Well done, good and faithful servant,' evangelist Billy Graham would be on it!"
The interview is in this issue of Do Well, a quarterly, free publication from Crown Financial Ministries, dedicated to providing readers with inspiration for their own successes, not only in their personal finances and careers but in service to their family and community. "The goal of Do Well is to equip our readers with stories and advice that will allow them to live a life truly worth living," said Crown's Vice President of Marketing and Product Development Bill Winter.
This issue's special feature on Dr. Graham provides readers with insight into how one of America's most inspirational leaders is facing end of life issues, a reality that will affect all of us. Part of the secret to a meaningful life in retirement is knowing that there is still more to do, said Dr. Graham.
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Biomol guarantees that the products perform as described in the datasheet.
If you find contradicting information, the statements in the datasheets rule. That means all other information on our website, outsides the datasheets are less relevant than the information in the datasheet itself. Of course Biomol try the best to keep all information up-to-date, but only statements in the products datasheets are relevant for Biomol's guarantee. Please do not hesitate to contact us, if you find contradicting or doubtful pieces of information.

subset: commoncrawl


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Current Articles
From the Florida Fish and Wildlife Commission
-- Alligator hunters in Florida can take a no-cost, three-hour classes to help prepare for the Aug. 15 to Nov. 1 statewide alligator harvest. Reservations are not required to attend a class made available by the Fish and Wildlife Conservation Commission.
Attendance is not mandatory for licensed hunters, but the FWC recommends that participants attend, especially if they have not previously hunted for alligators. Class topics include preparing for the hunt, hunting techniques and safety, harvesting and processing, caring for the alligator hide and alligator hunting rules and regulations. Also, persons who do not have an alligator harvest permit can attend if they want to learn what hunting alligators is all about.
Classes are available:
. July 31, 1 to 4 p.m., Dania Beach, IGFA Fishing Hall of Fame and Museum, 300 Gulf Stream Way. For directions, call (954)922-4212 or visit www.igfa.org.
. Aug. 4, 6 to 9 p.m., Gainesville, Paramount Plaza Hotel and Suites, 2900 S.W. 13th St. For directions call (352)377-4000 or visit www.paramountplaza.com.
. Aug. 7, 1 to 4 p.m., Bradenton, Bradenton Municipal Auditorium, 1005 Barcarrota Blvd. For directions, visit http://bradenton.govoffice.com/index.asp and click on Public Facilities in the left column menu.
. Aug. 8, 2 to 5 p.m., Okeechobee, Okeechobee County Civic Center, 1750 U.S. Hwy 98 North. For directions call (863)462-5195.
Alligator trapping agent permits are available for $52. Agent permits enable permit holders to assist a licensed trapper in taking alligators. For more information on alligator hunts, visit MyFWC.com/Gators and click Statewide Hunts.
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I purchased a Windows 8 laptop (Packard Bell TE11 with Windows 8 Home) I assumed like OS of old that I could blow the old OS away and install Windows 7 Enterprise. KMS refuses to activate windows and it seems that error I'm getting is based on something called the Windows BIOS marker not being present or valid.
Is there a new rule I don't know about?
I can activate with a MAK but would I be in breach of my volume licence?
I also note that this Windows 8 laptop does not have a COA just a Windows 8 Sticker with no key?


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mouse over photo to zoom click for larger image
Rose Goldtone/Crystal Convertible Necklace
Shimmering convertible necklace is designed with three detachable strands and triple the combinations. Champagne and platinum gray crystal strands are netural and go with everything. Rose goldtone links, with just a kiss of pavé crystals, add a blush to neutrals or mix with other precious metal colors.
- Converts from multi-strand into three separate necklaces.
- Gray crystal necklace 16"-18" with extender.
- Rose goldtone links 17.25"-19.25" with extender.
- Champagne crystal necklace 19" -21" with extender.
- Lobster claw clasps.
- Glass crystal beads. Rose goldtone, rhodium-finish and goldtone metal.
- Custom designed exclusively for WHBM. Handcrafted with nickel-free and lead-free metal.
We're so sorry: this item sold out sooner than expected. For an equally stylish substitute, please call our Style Experts at 1.877.948.2525. Or click on Live Help below for immediate assistance.


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It's dusty and dirty (think this is bad? you should see my bedroom), but it's home... homepage, that is. I'm glad you could find your way here.
I'm finally getting around to tidying up around here, after a couple of years of leaving things sit. A new domain, a new databased site... maybe I'll actually finish it this time, three years after doing the original design work?
The "keyboard" in the upper-right corner is the menu; each key is a separate page. Right now, most of them don't really work, so if you get an error, it's not your fault. Just hit your browser's back button, and you'll get back to where you were before.
Oh, by the way–if you're easily offended, you might want to leave now. That's just a good general rule of thumb when you're around me.


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Community First Bank Provides a Merry Christmas for
King's Daughters' School Students
Students at The King's Daughters' School had an extra special Christmas this year due to the efforts of Community First Bank & Trust who sponsored the Santa's Mailbox program for the 13th consecutive year! Over 250 wish letters were filled and a generous Christmas was provided for approximately 50 students! Santa's Mailbox is similar to an angel tree and provides coats, shoes, clothing and, of course, toys for students that don't have homes or families to visit and must spend Christmas at the school for the holidays
"We appreciate so much the leadership of Community First Bank in providing Christmas presents for our children who could not go home for the holidays. With the leadership of the bank and the generosity of the community, our children had a happy and exciting Christmas," shares Executive Director Dr. David Craig.
This year to vamp up fundraising efforts even more, Community First held two separate $5 Jean Days that allowed all employees at its' 8 locations in Maury, Williamson & Hickman counties to donate $5 to wear jeans to work on those days. This alone generated over $700! They used this money to fill letters from Santa's Mailbox.
Community First Bank & Trust Staff: Mark Goatz, AVP/Consumer Loan Officer, Louis Holloway, President/CEO, JoAnn Ring, Loan Processing Supervisor, and Jim Bratton, SVP/Chief Credit Officer
Along with Community First, The King's Daughters' circles, Knights of Columbus, St. Catherine Catholic Church and many generous friends rallied to buy and wrap gifts, fill stockings, host Christmas parties and provide financial and other support to our students during the holidays. Most of all, we are thankful for the tremendous support we receive from our employees, customers and community members who fill the letters to Santa, make generous donations and support and welcome the students in the community all year long. We extend our most sincere gratitude and thanks to each of you!
Community First Bank & Trust, based in Columbia, TN, was founded in 1999 by a group of Maury County business leaders who wanted to provide a superior banking experience to the communities they serve. CFB&T is a commercial bank operating eight offices in Maury, Hickman and Williamson Counties. The bank provides a comprehensive line of banking services to consumers and businesses in the Middle Tennessee area. Additional information is available at www.cfbk.com.


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Learn to write exciting love letters and strengthen your love life by making use of simple but powerful wordings in the letter. Let these letters be your best friends who will always accompany the two of you in the future and make you cherish the memories associated with it.
So just browse valentine.dgreetings.com and learn the art of writing a love letter.Famous Love Letters


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To access members-only content on cta.org, please sign in below.
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CalPERS is increasing the rates for individuals with lifetime policies by 85% as well as increasing policies for individuals with inflation protection. Individuals may continue lifetime coverage or may choose a 3, 6 or 10 year plan. Links: include each attached item with these corresponding titles displayed:
The long-term care lawsuit filed against CalPERS alleges that PERS breached its contract with enrollees, as well as its duty to deal with them fairly. As recourse, the plaintiffs seek to rescind their PERS enrollment and have all premium payments returned to them and/or to compel PERS to provide the benefits as allegedly promised.
CTA Legal will monitor the litigation as it works its way through the courts, but they don't recommend that CTA join the court action at this time.
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Assistant Professor
Ph.D., Emory University, 2006
phone: 404-413-6388
email: firstname.lastname@example.com
Marni Davis studies and teaches American history, Jewish history, and the history of ethnicity and immigration in the United States. She is the author of Jews and Booze: Becoming American in the Age of Prohibition (New York University Press, 2012). Jews and Booze explores American Jews' relation to alcohol production and their attitudes toward alcohol consumption during the years of the national prohibition movement's rise and fall, arguing that Jews' position on the "liquor question" had profound impact upon their process of acculturation. She is currently researching and writing about the immigrant experience and the immigration debate in the American South during the years between Reconstruction and the Great Depression, with particular interest in immigrant engagement in the regional economy.
Davis received her Ph.D. from Emory University in 2006, and taught there for a year before joining the faculty at Georgia State. She has been the recipient of scholarly awards from the National Foundation for Jewish Culture, the American Jewish Archives, and the Feinstein Center for American Jewish History. Jews and Booze received Honorable Mention for the Jordan Schnitzer Book Award in Modern Jewish History, and was a finalist for the Sami Rohr Prize in Jewish Literature.
In addition to teaching the U.S. history survey (2110) and Introduction to Historical Studies (3000), Marni Davis regularly offers upper-level undergraduate courses on immigration and ethnicity in American history (4225), modern global Jewish history (3680), and a graduate seminar that introduces students to scholarly trends in U.S. historiography (7010). She is an affiliate faculty member with the Jewish Studies Program at Georgia State University, an interdisciplinary program designed to introduce students to the history and practices of Jewish communities around the world.
Jews and Booze: Becoming American in the Age of Prohibition. (New York University Press, 2012)
"Despised Merchandise: American Jewish Alcohol Entrepreneurs and Their Critics." Rebecca Kobrin, ed., Chosen Capital: The Jewish Encounter With American Capitalism (New Brunswick: Rutgers University Press, 2012)
"'No Whisky Amazons in the Tents of Israel': American Jews and the Gilded-Age Temperance Movement." American Jewish History 94.3 (September 2008)


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White Motorola RAZR Hits UK — Available for pre-order
Motorola always launches their flagship devices first in the USA, then in other parts of the world. You all may know about the Droid RAZR, which is one of Motorola's thinnest and sexiest devices to date. It's available in USA via Verizon Wireless and they recently launched the white ...Read More


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Cars > joe_gotcha's Garage
About joe_gotcha's Garage
My first car
1979 Chevy Camaro
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1979 Chevy Camaro!
My dream car
1979 Pontiac Trans Am (JUST BOUGHT IT!!!)
- Type of racing: American Le Mans
- Driving song: too many to mention!
- Car movie: Smokey & The Bandit, of course!
- Car magazine: Grassroots Motorsports
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— Profile last updated: Jun 24, 2011
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Summer couscous salad
Cooking timeCook: 40 mins
Skill levelEasy
ServingsServes 4
A Middle Eastern treat, ready in minutes
Nutrition and extra info
Additional info
- Easily doubled / halved
- Vegetarian
Nutrition per serving
- kcalories
- 721
- protein
- 23g
- carbs
- 47g
- fat
- 50g
- saturates
- 14g
- fibre
- 4g
- sugar
- 1g
- salt
- 2.86g
- 250g couscous
- 250ml vegetable stock, boiling
- 400g can chickpeas, drained and rinsed
- 1-2 tbsp vegetable or olive oil
- 300g courgettes, sliced on the slant
- 300g small vine-ripened tomatoes, halved
- 250g pack halloumi cheese, thickly sliced and then halved lengthways
For the dressing
- 125ml olive oil
- 3 tbsp lime juice
- 2 large garlic cloves, finely chopped
- 2 tbsp chopped fresh mint
- ½ tsp sugar
Buy Ingredients
Buy the ingredients for this recipe now via:
Want to know how this works? Read all about it here.
- Tip the couscous into a bowl, pour the boiling stock over and mix well with a fork. Cover with a plate and leave for 4 minutes. Meanwhile, tip all the dressing ingredients into a bowl and mix well. Fluff up the couscous with a fork, stir in the chickpeas and follow with half the dressing. Mix well and pile on to a large serving dish.
- Heat 1 tbsp oil in a large frying pan and fry the courgette slices over a high heat for 2-3 minutes until dark golden brown. Lift out on to kitchen paper. Now put the tomatoes cut-side down into the pan, and cook for another couple of minutes until tinged brown on the underside. Top the couscous with the courgettes and then the tomatoes.
- If the pan is dry, pour in a little more oil and heat it up, then add the halloumi strips and fry for 2-3 minutes, turning them over from time to time, until crisp and sizzled brown. Pile on top of the tomatoes, and drizzle with the remaining dressing. Serve as soon as possible.
Recipe from Good Food magazine, June 2003
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Comments, questions and tips
Made this last night for the umpteenth time, a real favourite in our house, I don't even get the usual complaints of 'no meat?' My tip is to put the sliced courgettes in a plastic bag with a drizzle of olive oil, mix well and then place them on a baking tray in a very hot oven for about 10 minutes, they don't even need turning over if the oven is hot enough, the toms go in for about five minutes. It saves all that messing about with a frying pan. Enjoy!
This was really very nice, but I made it with a wider variety of summer veggies - pepper, aubergine and red onion along with the courgettes and tomatoes, and omitted the chick peas. I roasted these in a hot oven for 40 mins, then combined with the couscous, fried halloumi and dressing. Delicious on a summer evening with a glass of chilled rose!


text:
First thanx for answering.
I found a log file given by emulator. it says PANIC USER 23.
It might be a problem with resources but I don't know what.
My app has a good svg icon that is...
Type: Posts; User: lazmous; Keyword(s):
First thanx for answering.
I found a log file given by emulator. it says PANIC USER 23.
It might be a problem with resources but I don't know what.
My app has a good svg icon that is...
I'm porting my application to 3rd edition, but the pb is that it crashes in my AppUi constructL when I call BaseConstructL.
Any idea? thx
I use CFbsScreenDevice to access to screen and to display directly what I want.
But I need a way to clean everything what I've displayed on screen and to get the original screen... Anyone...
You've been waiting for a while, but I want to answer for other people who may have the same problem:
you forgot to add the line : iGcDevice->SetAutoUpdate(ETrue);
I solved my problem, I was using an operator sim card with an ACCESS POINT and changed this sim card by another one without changing the access point!
But when u change the access point it works! :)
CDesCArrayFlat* array;
I'm facing the same problem, do anyone has fixed this pb?
Change c8 by c16 and it gonna work
I did the same as cyberabi proposition, but it doesn't work... Have an idea?
Hi cyberabi,
In theory, what you say works but in reality...
I've created a derived class from CAknSettingItem, but when I launch my setting list item, It crashes (Access violation)
Have you...
CoMe On Guys, I really need your help...
in your AppUi call iView->Id();
Hi all,
In my application, I have one view that is in FULLSCREEN. And when I launch a formular, I want to restore the status pane and to display the formular under it.
The problem is that The...
Hi I have this thread panic and I don't know what it means. HELP please because I'm blocked. --> Has someone already seen it?.
Thanx for any help
Ok thanx gigidharn
suppose it's font, how do i free the resource?
I have a PANIC CONE 8 when I leave from my application and I know what it means:
Cone 8 = ECoePanicWservResourceNotFreed
I didn't freed all my window server resources, but what kind of...
Just to remember you that I'm waiting for any chinese font from you if you have...
OK your phone is a chinese one.
So I understand now...
I need some help :) :
Can you with a file manager go to "z:/system/fonts"
and tell me what does this folder contain. Normally it should...
I need some help from a Series60 chinese phone owner.
Can you see with a file manager which fonts are installed in the phone?
The directories to look in are:
No one knows about font management on series 60 and what are the possibilities??
Hi little girl,
Your phone is not a chinese one... You don't have the right font installed. You cannot display correctly this application on your phone :( --> If you really need to see it work on...
What model have u?
fonts from 7650, 3650 or 6600 interest me
Thanx for your answer...
A good idea but I don't have any chinese phone. So if you had some Chinese font i would appreciate :)
Images instead of chinese symbols seems to be so huge to implement and...
Hi there,
My application supports common european languages and I want to support more languages like asian ones.
I've studied the question and doesn't seem to be as simple...
For example: I've...
I've might heard on this forum that with CRichText displaying chinese content could rise some problem but take a look...
I think you've put this line in your rss:
Sorry I've...


text:
Total noob question:Sometimes when i sand ply, and go to wipe off the excess dust my rags catch on the wood and leave little fibers hooked in there. I found a great way to remove them is with steel…Continue
Started this discussion. Last reply by Ken Darga Jan 31.
Anyone know of a good wood that is not treated that can be used for a retaining wall? I dont need to get 1000years of out of it.Right below will be a garden which is why I dont want any leaching from…Continue
Started this discussion. Last reply by Ken Darga Oct 12, 2013.
Quick question about drawer slides.I want to add a drawer at the bottom of this LP storage unit . Its 18 1/2 inches from rear to where the false front is now.What size drawer slides should i be…Continue
Started this discussion. Last reply by Jay Boutwell Sep 19, 2013.
anybody have a good nail hole filler for mdf casing? I know not to use straight up caulking, too messy. Dap ?, wood filler? Its pre-primed and pre-painted by me. Used a brad nail gun so the holes…Continue
Started this discussion. Last reply by John Schroeder May 3, 2013.
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The U.S. Bankruptcy Court for the District of Columbia April 8 held that creditors are entitled to relief from the automatic stay under Bankruptcy Code Section 362(d)(3) because the debtor has not shown that confirmation of a plan will ensue within a reasonable period of time (In re Trigee Foundation Inc., Bankr. D.D.C., No. 12-00624, 4/8/13).
Judge S. Martin Teel Jr. concluded that the debtor's delay in filing a disclosure statement was an unreasonable delay and has "deprived the court of assistance to assess whether there is a reasonable possibility that its [Chapter 11] plan can be confirmed.
The court noted, however, that it has discretion to condition the automatic stay instead of lifting it outright. Because the creditor conceded that there was equity in the properties securing its liens, the court said it was a factor to take into account in fashioning appropriate relief under Section 362(d)(3).
According to the court, a junior lienor can file a plan calling for the sale of the debtor's properties. By setting a deadline to achieve confirmation of a liquidation plan, absent which the creditor will be allowed to proceed with a foreclosure sale, the junior lienor's interests will be protected but the creditor will be certain that it will face no further delay. This resolution, the court said, "comports with the purpose of § 362(d)(3), which was added to 'ensure that the automatic stay provision [was] not abused, while giving the debtor the opportunity to create a workable plan of reorganization.'"
Thus, the court gave the junior lienor 14 days from the date of the order within which to file a plan calling for the sale of the debtor's properties, and 90 days within which to obtain confirmation of the plan. If that fails, the court said, relief from the stay would be in effect to permit the creditor to proceed to a foreclosure sale.
Debtor Trigee Foundation Inc. filed for Chapter 11 protection Sept. 13, 2012. The parties agreed that the case is a single asset real estate case, and that, for the debtor to defeat a request for relief from the automatic stay under Section 362(d)(3), the debtor must (1) file a plan within 90 days of the commencement of the case that "has a reasonable possibility of being confirmed within a reasonable time," or (2) commence making certain monthly payments to the creditor [Blackburne].
The debtor filed a plan by the required deadline of Dec. 12, but did not commence making payments to Blackburne and Brown Mortgage Fund I.
Blackburne and Blockacre Enterprises LLC filed motions for relief from the automatic stay under Section 362(d)(3) with respect to the debtor's property. Blockacre purchased tax sale certificates regarding the real property and wanted to commence litigation to enforce them. Blockacre piggybacked on Blackburne's request for relief under Section 362(d)(3).
According to Blackburne, relief from the automatic stay is appropriate because the plan is not confirmable within a reasonable period of time because the debtor did not file and still has not filed a disclosure statement. "The intent of Congress in enacting 11 U.S.C. § 362(d)(3) was not to allow a debtor to file a mere place-holder plan on the last day of the 90-day period, to hold creditors hostage and not commence the payment of interest as required by 11 U.S.C. § 362(d)(3)," Blackburne argued.
The debtor objected, contending that the Bankruptcy Code and Rules did not impose a deadline for filing a disclosure statement. The debtor also said it needed additional time to stabilize its operations to the point of a substantial positive cash flow before it could file a disclosure statement based on data that confirmed its ability to carry out a plan.
Junior lienor KH Funding Co. also opposed Blackburne's motion insofar as it requested an outright lifting of the stay. As an alternative, KH Funding argued that, to the extent the debtor consents, the debtor should retain an agent to market the properties and be given 90 days to market the properties and secure bid and auction procedures from the court, and then at the conclusion of the marketing period, have within 30 days for an auction sale approval hearing.
The court noted that the debtor's failure to file a disclosure statement has resulted in the confirmation process being stalled. This case, the court said, has been pending for seven months and the debtor's exclusive right to file a plan has expired because the debtor did not obtain acceptance of a plan within 180 days after the commencement of the case. In addition, in a disclosure statement, the debtor is required to provide creditors information that would enable them to make an informed judgment about the plan.
Because there is no disclosure statement, the court said it was left with "sketchy (as in shallow) testimony of an officer of the debtor that came nowhere close to providing the type of information that a disclosure statement would be required to provide."
The court found that there was no degree of certainty that a plan would be promptly confirmed. The evidence suggests that there will be "substantial bumps in the road," the court said. The debtor is counting on ongoing renovations to put apartments into rental condition and thereby achieve the point that it can carry out its plan, the court noted; however, the debtor has no source for doing renovations other than cash collateral, and it has in place no order now permitting it to use cash collateral. The debtor did not show that it would be able to have its operations at the point that its plan will be feasible if it has no source before a confirmation hearing with which to make renovations, the court said.
The court also noted that the existing cash collateral order, which has expired, required the debtor to put aside escrows for taxes, but the debtor has failed to do so and has used cash collateral to make renovations. This suggests that the debtor's attempts to obtain a further cash collateral order will be contested on the basis of the debtor's untrustworthiness, the court said.
According to the court, the debtor's plan failed to place the secured claim of the District of Columbia in a class. If there had been a disclosure statement hearing, this shortcoming would have been addressed by now, the court said.
The existing cash collateral order required the debtor to file its plan by Dec. 12, the court noted. Thus, the first 90 days of the case was the breathing space to which the debtor agreed to have its operations in place for purposes of having a plan in place that could be confirmed within a reasonable period of time, the court said. The debtor's exclusivity period has expired, the court said, and the debtor is subject to a higher burden of showing that a confirmable plan is reasonably in prospect.
The debtor's delay in filing the disclosure statement is unreasonable, the court held, and has deprived it of assistance to assess whether there is a reasonable possibility that its plan can be confirmed. Thus, relief under Section 362(d)(3) is appropriate, the court said.
The court has discretion, however, to condition the automatic stay instead of lifting it outright, the court said. Blackburne conceded that there is equity in the properties securing its liens, the court said, which is a factor to take into account in fashioning appropriate relief under Section 362(d)(3). By setting a deadline to achieve confirmation of a liquidation plan from KH, absent which Blackburne will be allowed to proceed with a foreclosure sale, KH's interest will be protected but Blackburne will have certainty that it will face no further delay, the court said. "This comports with the purposes of § 362(d)(3), which was added to 'ensure that the automatic stay provision [was] not abused, while giving the debtor the opportunity to create a workable plan of reorganization,'" the court said, citing NationsBank NA v. LDN Corp. (In re LDN Corp.), 191 B.R. 320 (Bankr. E.D. Va. 1996).
Thus, the court modified the automatic stay to provide that KH will have 14 days from the date of the order within which to file a plan calling for a sale of the debtor's properties, and 90 days within which to obtain confirmation of a plan. If it fails to file a plan or obtain confirmation of a plan within those deadlines, relief from the stay will be in effect to permit Blackburne to proceed with a foreclosure sale, the court said.
Blockacre is entitled to relief from the stay to initiate litigation to enforce its tax sale certificates if Blackburne becomes entitled to proceed, and does proceed to a foreclosure sale, the court said.
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Local search site CitySquares growing fast
According to numbers released by Quantcast, CitySquares.com is the fastest-growing search site on the web. Of course, CitySquares.com is starting from a small base — it expanded in June from the Boston area to New York and all of New England — and that makes up the 1500% percent traffic jump. But there's no denying the site has tremendous potential. (In fact, Clickz once said, "CitySquares may well be the future of local online advertising.")
In its most basic form, CitySquares is a local search site and business directory. While city guide sites like CitySearch focus on restaurants and the like, CitySquares also lists plumbers, painters and nail salons — all with user reviews. The site's advertising products are extensive: basic listings are free, and deluxe listings feature coupons, photo galleries and "enhanced search engine optimization" to move the listing up Google and Yahoo's organic results. Businesses can set up their own email distribution lists via a relationship with Constant Contact. They can also buy advertorial video clips, powered by TurnHere. One-click-print coupons appear on the main city and neighborhood pages. And, of course, there are traditional display ads.
There's something to be said about how CitySquares started: in a single neighborhood back in 2005. Now three years later, it's expanded over New York and New England — rather slow, organic expansion given today's internet speed. But that approach, which ensures neighborhoods are well-represented before expanding, appears to be a critical success factor.


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The prejudices of ignorance are more easily removed than the prejudices of interest; the first are blindly adopted; the second wilfully preferred.George Bancroft
There are only two forces that unite men - fear and interestNapoleon Bonaparte
I find that when you have a real interest in life and a curious life, that sleep is not the most important thing.Martha Stewart
I have the right to do whatever I wish with my property. If I own a pile of wood, I can set fire to it even if it is currently nailed together in the shape of a barn. Cigarettes may not be healthy for me in the long run, but I have the freedom to smoke them anyway. Drinking alcohol may or may not have negative side effects, but even if it does, the government has no authority to prohibit you from consuming it, even if it is "in your own best interest." Since when do we let the government decide what is or isn't good for us? What the hell does Congress know about nutrition, anyway? (For that matter, what does Congress know about the Constitution?) If the government can use force whenever something is "in our best interest" then government should force everyone to wake up at 6am every morning for calisthenics in the front yard. Fast food establishments should be torn down and replaced with bars that serve carrot juice and alfalfa sprouts, since - "it's in your best interest." This paternalistic attitude that "the government knows best" and that you are merely a helpless child is insulting and reprehensible. Hitler used the same attitude to persuade the Germans to subjugate themselves to the "Fatherland."Michael J. Badnarik
Some material things make my life more enjoyable; many, however, would not. I like having an expensive private plane, but owning a half-dozen homes would be a burden. Too often, a vast collection of possessions ends up possessing its owner. The asset I most value, aside from health, is interesting, diverse, and long-standing friends. My wealth has come from a combination of living in America, some lucky genes, and compound interest. Both my children and I won what I call the ovarian lottery. (For starters, the odds against my 1930 birth taking place in the U.S. were at least 30 to 1. My being male and white also removed huge obstacles that a majority of Americans then faced.) My luck was accentuated by my living in a market system that sometimes produces distorted results, though overall it serves our country well. Ive worked in an economy that rewards someone who saves the lives of others on a battlefield with a medal, rewards a great teacher with thank-you notes from parents, but rewards those who can detect the mispricing of securities with sums reaching into the billions. In short, fates distribution of long straws is wildly capricious. The reaction of my family and me to our extraordinary good fortune is not guilt, but rather gratitude. Were we to use more than 1% of my claim checks on ourselves, neither our happiness nor our well-being would be enhanced. In contrast, that remaining 99% can have a huge effect on the health and welfare of others. That reality sets an obvious course for me and my family: Keep all we can conceivably need and distribute the rest to society, for its needs. My pledge starts us down that course.Warren Edward Buffett
Where my reason, imagination or interest were not engaged, I would not or I could not learn.Sir Winston Leonard Spencer Churchill
There are two levers for moving men: interest and fear.Napoleon Bonaparte
We talk on principle, but we act on interestWalter Savage Landor
For an interest to be rewarding, one must pay in discipline and dedication, especially though the difficult or boring stages which are inevitably encounteredMira Komarovsky
The virtues and vices are all put in motion by interest.Fran�ois de La Rochefoucauld
Not only is suicide a sin, it is the sin. It is the ultimate and absolute evil, the refusal to take an interest in existence; the refusal to take the oath of loyalty to life. The man who kills a man, kills a man. The man who kills himself, kills all men. As far as he is concerned he wipes out the world.Gilbert Keith Chesterton
Murder is unique in that it abolishes the party it injures, so that society has to take the place of the victim and on his behalf demand atonement or grant forgiveness; it is the one crime in which society has a direct interest.W.H. Auden
Secrets interest us all, I think.Dan Brown
Participants receive accredited training, an allowance and uniforms and because they actually apply to be involved in the project, they are working on local environmental projects that they have a particular interest in.Bob Baldwin
There are persons who, when they cease to shock us, cease to interest us.Francis Herbert Bradley
Human beings are "emotional amoral egoists", driven above all by emotional self-interest. All of our thoughts, beliefs and motivations are neurochemically mediated, some predetermined for survival, others alterable.Nayef Al-Rodhan
Prejudice and passion and suspicion are more dangerous than the incitement of self-interest or the most stubborn adherence to real differences of opinion regarding rights.Elihu Root
It is a maxim, founded on the universal experience of mankind, that no nation is to be trusted farther than it is bound by its interest; and no prudent statesman or politician will venture to depart from it.GEORGE WASHINGTON
I never worry about diets. The only carrots that interest me are the number you get in a diamond.Mae West
Palestinian and Israeli leaders finally recover the Road Map to Peace, only to discover that, while they were looking for it, the Lug Nuts of Mutual Interest came off the Front Left Wheel of Accommodation, causing the Sport Utility Vehicle of Progress to crash into the Ditch of Despair.Dave Barry
Money was intended to be used in exchange, but not to increase at interest. And this term interest, which means the birth of money from money, is applied to the breeding of money because the offspring resembles the parent. Wherefore of all modes of getting wealth this is the most unnatural.Aristotle
I was very lucky to come through at the time I did, with the growing interest and demand for animation and animators - it requires a great deal of patience and a good eye for detail.Annette Funicello
We have a human rights interest. Then there is the immigration problem. The human-rights violations have caused people to take to boats and flood not only the United States, but other countries in the region, creating great instability.Warren Christopher


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A newly released internal CIA report lays the "ultimate blame" for a lack of strategy to combat al-Qaida before 9/11 on former Director George Tenet, who calls the charge "flat wrong." Congress ordered the declassification of the scathing document, which was completed in 2005.
The review team led by Inspector General John Helgerson found no "single point of failure" that would have stopped the attacks on 11 September 2001.
But he says US spy agencies lacked a comprehensive plan to counter al-Qaeda.
The report concludes that Mr Tenet "by virtue of his position, bears ultimate responsibility for the fact that no such strategic plan was ever created".
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You would think that by the third time around you would be prepared and ready to go. No, definitely not. Adeline's delivery was a long journey that ended with a C-section and Amelia was a successful VBAC. Going into this I knew I wanted to attempt another VBAC (naturally) and my doctor/midwife were willing to allow this under the same conditions I had with Amelia. Even with Amelia's VBAC being a successful delivery I was still anxious and nervous. Delivery is hard and painful, and you don't forget about it (especially when you just had one in 2011 :)) My due date was November 17th and my midwife was going out of town the 18th. I was set and ready to have this sweet child by then. I had a doctors appointment on the 16th, was 2-3 cm dilated and she did rupture my membranes. I went home, continued my day, made dinner, went to Adeline's soccer practice. Still had no cramps, serious contractions..nothing.
That evening James had a craving (yes, he) for garlic sandwiches. You may be disgusted but it stems from our European cultural background – garlic infused cream cheese on rye bread with tomatoes (and he adds salami on his)…delicious. I was opposed to this idea fully recognizing that I may go into labor any hour and was not going to be breathing garlic onto my poor nurses. But I caved in and had one (or several) because you really can't eat these sandwiches on your own, we might as well stink together.
Going to bed that evening I started to feel stronger contractions/cramps. I recall being a bit anxious going to bed thinking that this might happen (I blame it on the garlic). Sure enough, I wake up at 2 am feeling like I had just peed. I woke up James very confused and not sure if I had just wet the bed or my water broke. Of course my water broke (just a little but a first for me). Contractions set it immediately…probably around 5 minutes apart. I stayed calm, slowly packing up my bag, going down my list. But these contractions were coming in stronger and quicker. James called the midwife and my sister to watch the kids. We left to the hospital shortly after.
Contractions were probably pretty consistently around 5 minutes apart, sometimes even 2-3, and definitely getting stronger and more painful. I got checked in, set up in my room and settled onto a birthing ball holding on to the best birthing coach dad ever. Sister #2 came and held my other hand. I have the hook up with awesome cheerleaders. But labor was just as painful as I remembered it to be. I don't know if it was the nerves or tiredness from waking up at night, but I turned into a big chicken. My contractions had slowed down a bit, I was in a whole lot of pain and definitely leaning towards getting an epidural. I could tell James and my sister were trying to hold me out knowing if the epidural caused my contractions to slow down even more and with my history I could easily turn into another C-section (I desperately did not want another C-section). They did start the IV to prep me for the epidural. My midwife (a very awesome midwife) came in and checked my progress. I was going to have this baby in the next thirty minutes and by the time they would get the epidural I would be pushing, I could do this. Well, after she set me in place I got in my "let's do this" mental state…where I should have been to begin with. After that I got it under control and I was ready to push shortly after..I think within the next 15 minutes or so. It came fast..really fast. I had three rounds of pushes and she was out.
Amazing. Every single time it has been surreal and simply amazing. Little Charlotte came flying out on November 16 at 5:49 AM at 21 inches and 7 LBS 7 OZ. If you have read any of my 2 previous birth stories with Adeline & Amelia you know that Adeline was 10 lbs 4 oz and Amelia 9 lbs 13 oz. I deliver toddlers, not normal sized little infants…7 lbs? awesome. True story, knowing the weight history of my previous two when Charlotte was weighed the initial thought was that the scale might be broken (she really didn't look that tiny). A second scale from the ER was brought in to double check. haha. She was still 7 lbs. :)
God is SO good. I am beyond humbled and thankful for a healthy, great delivery and this precious child. I am so thankful that I was able to push through and have another VBAC (this recovery has been the best one yet). I am so thankful for James, my family and the prayers, love and support that we had. You never know really what to expect, but Adeline & Amelia are so similar in many ways that we were definitely not expecting this little, tiny girl with a whole head of dark hair. (we are used to bald babies). (and side note, the nurses promised we didn't stink like garlic..not really sure if I believed them)
Charlotte Ann.
"Before I formed you in the womb I knew you, before you were born I set you apart . . . " Jeremiah 1:5
Our expectations mean nothing because God has BIG PLANS for you. You are a precious, beautiful gift and we are beyond blessed to call you our own.


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Narrow your search
After two long years, CNET.com is getting a dramatic redesign. You like?
CNET's new iPhone site offers reviews, news, and video in a simplified design.
Dong Ngo will be answering questions in another session of Ask the Editors.
A Formula 1 weekend in Melbourne is all about cars and racing. And while our seats weren't perfect for capturing race action, we did manage to snap lots of interesting metal.
This Saturday's federal election promises to be the most exciting in at least a decade. If you're undecided as to who to vote for or just can't wait until the first results dribble through, there's a plethora of ways to stay informed.
BMW's i8 is definitely a taste of the future -- but whose? We'll shed some light on MPGe, the benchmark for tomorrow's cars. And we run down the Top 5 car tech innovations to watch for in 2015.
We take some time out from reviewing the latest GPSes to have a look around this year's Australian International Motor Show and find some cars we'd love to be driving, if we had a sack full of hundred-dollar bills.


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PETA Wants State Police to Investigate Sled Dog Deaths
March 24, 2009 - 9:28 AM<br />
People for the Ethical Treatment of Animals sent a letter to trooper Col. Audie Halloway. In it, PETA urges him to determine if any of the four mushers whose dogs died in the Iditarod Trail Sled Dog Race should be charged under the state's cruelty to animals law.
PETA director Debbie Leahy said in a prepared statement that the five dogs paid for the race with their lives, and "deserve justice."
Holloway wasn't immediately available for comment.
However, a spokeswoman for the troopers notes that the state law which PETA cites in asking for the investigation does not generally apply to accepted dog mushing contests.
(Copyright 2009 Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten, or redistributed.)
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The Gaslamp Quarter is home to more than 150 restaurants, coffeehouses and nightclubs. The Westin San Diego Gaslamp Quarter hotel is conveniently located near many unique shops and galleries in Gaslamp Quarter. So whether you opt for traditional food with flair or shopping for something a bit off the beaten path, your visit to the Gaslamp Quarter will be a truly unique experience.
- Lucky Brand Jeans
- Quick Silver
- Urban Outfitters
- Blue Point
- Donovan's Steakhouse
San Diego Sweets
- Ghirardelli
- Heavenly Cupcake
- Chocolat
- The Shout House
- Fluxx
- barleymash
Arts & Culture
- Gaslamp Quarter Museum: The house where Gaslamp Quarter was conceived is now the museum that houses this historic district's history. Visit William Heath Davis House, home of the Gaslamp Quarter Museum, to learn about this historic area's humble beginnings.
- The New Children's Museum: The New Children's Museum is a new model of children's museum where visitors can go to stimulate imagination, creativity and critical thinking through inventive and engaging experiences with contemporary art.
- Michael J. Wolf Fine Arts
- The Art of Tim Cantor
- Alexander Salazar Fine Art
For more information on Gaslamp Quarter, please visit www.gaslamp.org.


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"Thanks for mentioning us, Carol--and what timing! We have a Level I Buildings course next week in the Boston area! For additional information that is on this site, click here. Otherwise you can go to our site or call us at 1-800-636-9820. As of…"
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It's supported by 42 studies on 22,000 people and it's the easiest, most practical persuasion technique available.
Via Sandeep Gautam
You are the content you publish.
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Movie of an impossible world...
(Very entertaining short animation based on the work of Escher).
Why smart people sometimes do dumb things
Gerald Carey's insight:
A discussion of the term 'dysrationalia' coined by the author. It includes looking at the idea of the 'cognitive miser' - taking the easy way out when confronted with a difficult problem.
Some good examples that are useful for testing.
Add me on Facebook (click LIKE on Facebook to add me) http://www.facebook.com/brusspup Download the song in this video: Song name: Monolith https://itunes.ap...
Gerald Carey's insight:
Brusspup do it again. Worth waiting until you see the last animation.
From www
Never mind the physics. Color isn't just a particular wavelength of light, it turns out. It's a fascinating mix of context and what's happening outside and inside your head.
Gerald Carey's insight:
Article includes a nice story about colour perception and some colour-blindness slides.
From gizmodo
You can opt for healthier food choices all you want, but if your dinner plate is towering with over-generous portions, you're probably still going to put on weight. So if you're struggling with portion control, these amusing optical illusion placemats from Japan's A.P. Works might provide some subliminal encouragement.
Gerald Carey's insight:
It's a silly idea but it looks impressive. It is meant to give the illusion that the plate is sinking into the table - so that the food on the plate 'looks' heavy.
I just like the nerdy look.
From io9
Graffiti artist Odeith wanted to make his street art stand out, so he decided to create murals that are also anamorphic illusions. By skewing is images in just the right way and painting "shadows" on the walls and ground, Odeith is able to create designs that look like 3D objects hovering in space.
Gerald Carey's insight:
Impressive bit of graffitti.
In this winning essay for the Wellcome Trust science writing prize, Kate Szell reports on research into prosopagnosia – face blindness
Gerald Carey's insight:
A very insightful summary of a very unusual disability - which starts right from when we are first born and try to recognise any objects that look like faces.
AI helps mechanical magicians fool human spectators
Gerald Carey's insight:
Not sure about the premise of the the title but there are a couple of good videos showing different magic tricks and a delightful animated gif showing an illusion developed in 1898.
Fed up with futile internet arguments, a bunch of psychologists investigated how best to correct false ideas. Tom Stafford discovers how to debunk properly. We all resist changing our beliefs about...
Gerald Carey's insight:
How to debunk arguments based on nonsense. But be careful of the 'backfire' effect...
For such an obscure corner of the medical literature, Cotard's delusion is remarkably well known as the delusion that you're dead. This was supposedly first described by Jules Cotard in 1880 but I ...
Gerald Carey's insight:
A very obscure delusion.
From io9
Some optical illusions are even more impressive in tattoo form, where they radically change the appearance of the bearer's skin and, for an instant, make us question reality. It almost looks like you could grab the swirling column tattooed on this fellow's arm.
Gerald Carey's insight:
Impressive...for a tattoo!
From nautil
The man sprang onstage dressed as a miner, complete with headlamp and pickaxe. After swinging the axe a few times, he proclaimed to…
Gerald Carey's insight:
Fantastic set of videos, photos and animated gif showing some new illusions (and some old ones) from Kokichi Sugihara.
It includes a nice explanation of what is happening in our brains, particularly our love of right angles.
From io9
When you first glance at artist João A. Carvalho's notepad paper illustrations, you may think you're seeing 3-dimensional objects. But on closer inspection, they're actually simple but clever illusions that use lines and shading to make images pop from the page.
Gerald Carey's insight:
A very tricky set of illusions on notepad.
Have you ever wondered why children so easily accept that once every year, a terribly generous and presumably very wealthy gentleman travels by magic reindeer to all children across the world to deliver…
Gerald Carey's insight:
A good discussion of the concept of magical thinking. It includes a discussion of Jean Piaget's take on this idea. Although some of the examples are Australian, this article still shows the potential dangers of such thinking (such as the Queensland government's flat out denial of climate change).
Researchers explain how they have used the brain's ability to bring together information from different senses to make white people feel that they were inhabiting black bodies and adults feel like they had children's bodies. The results of such virtual bodyswapping experiments are remarkable and have important implications for approaching phenomena such as race and gender discrimination.
Gerald Carey's insight:
Not a big fan of Science Daily as a source of material but this article is quite important. Bodyswapping is something usually described in the world of science fiction (or more probably, fantasy) but in this case scientists have used virtual machines to make adults feel like they are children and white's to feel like they are black. If only it was that easy...
From skepdic
The Forer effect refers to the tendency of people to rate sets of statements as highly accurate for them personally even though the statements could apply to many people.
Gerald Carey's insight:
Includes a paragraph summary of a person's personality that virtually anyone might describe as accurate - straight from the Astrology pages! Useful if you want to show how much of Astrology is made up.
This is a reasonable discussion of the Forer effect and why people want to believe that the paragraph or astrology, palm reading, pychics are true for them.
That's right, this is not a spiral. If you check this illusion (from Sean Michael Ragan at Make) with your finger or mouse, you'll find that it's a series of concentric circles. Also, if you move ...
Gerald Carey's insight:
Interesting take down of the above 'spiral'.
One of the year's most striking Android games is well worth revisiting thanks to the Forgotten Shores add-on.
Gerald Carey's insight:
Great game to play on your iPad.
Artists invented illusions hundreds and sometimes thousands of years ago. Today we capitalize on those lessons and apply them to new technologies and formats
Gerald Carey's insight:
Article on how illusions make a product work. First example is mp3 music.
Full story: bit.ly/NSsoundFX Want to feel instantly lively, slimmer, or more motivated? Try tweaking the noises your body makes.
Gerald Carey's insight:
A hands-on demonstration showing how to fool your brain into thinking that the finger is running along different surfaces.
Gerald Carey's insight:
Some examples of impossible art by odonodo.
An award-winning book on optical illusions explains the science of tricking your brain.
Gerald Carey's insight:
Some old illusions here but they come as part of a review of a book on illusions called "Eye benders: The Science of Seeing and Believing" by Clive Gifford.
Imagine, if you will, that someone gave you a personality test and provided you with the following feedback on your personality: You have a need for other people to like and admire you, and yet you tend to be critical...
Gerald Carey's insight:
The above statement from the website is a paragraph that you should read out to your friends and ask them if it is a good description of their personality.
Then read the rest of the article on the Barnum effect more appropriately known as the Forer Effect - the tendency of people to "...endorse generalised statements as being true for them specifically.."
An artist pits Photoshop, and her own artistry, against nature to create bizarre new species.
Gerald Carey's insight:
These really are illusions but they are very convincing.
From www
A fresh look at the science of eyespots reveals some modern surprises
Gerald Carey's insight:
How different animals use mimicry, usually featuring eyes, to ward off predators.
Evolution is a marvellous process!
It is Don't believe what your eyes are telling you.
Gerald Carey's insight:
This is a varied collection of illusions and I do like the one above.
It includes videos and images and it not a bad collection if you want to show a range of illusions to a group.
It is annoying that you still have to click 'next' and load in a new page to see the next illusion.
Also, they did not melt my brain.
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How to know when to take over parent's affairs?
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|Tue, 09-03-2013 - 2:32pm
So I'm struggling here being my parent's caregiver. I won't bother with our relationship details but rather sum it up & say that I'm an only child who feels responsible to ensure that Mom & stepdad are taken care of physically but because of many issues with my Mom's alcoholism & my poor relationship with my stepdad, I'm not interested in a close personal relationship these days.
We signed up to move them into a brand new retirement home only 15 mins from me instead of the hour plus that there was before. This was done 14 mths ago & the building of the retirement home has been delayed & delayed. They moved out of their previous retirement home on Feb 4th & the owners of the new retirement home have been paying to have them live first in a resort then in another retirement home. They were to move into the new retirement home last Sat but 2013 isn't our lucky yr. On Thurs, their 2nd floor apt & most of the home's 1st floor reception & dining room were flooded due to a plumber's error. They are now in a 3rd retirement home until this damage is fixed. So right now their physical needs are being met & because I'm not inhuman, I spent most of Fri & Sat with them getting them settled into the new place. I will be there the next 2 days as Mom is having dental surgery.
As I was trying to get their insurance claim set up, I find out that they hadn't changed their address so I am praying that the claim will be valid. I asked Mom twice & was reassured she had done this both times. So now I'm pretending to the insurance company that they moved their furniture in last week. I called to confirm the dental surgery tomorrow as Mom has no phone where she is right now. They don't have a copy of the ecg she had done. There was a problem with the req & a different dr supported the new retirement home had to provide a new req. It seems that Mom never mentioned that the dental surgeon was the one who needed the results. So I'm on the phone for 2 hrs trying to get through to the med clinic who did the test only to be told they can't release to dental office, then I have to track down dr's office who have no idea what I'm talking about because there was nothing in her file requesting this. Finally, they found the report in the to be filled pile & faxed it. Mom didn't know name of clinic & since this wasn't her family dr but someone associated with the retirement home, she only knew her as Amy. So I'm the one researching these people before I can call them. Thank goodness for the web.
These are just 2 examples of events that if I had been allowed to handle in the first place won't have taken as much time & effort. There are many more. But my Mom says she is fully capable of handling her own affairs but then expects me to handle when things become difficult. She has a severe hearing loss & so phone conversations don't go well. She lip reads but sometimes gets facts wrong then or forgets stuff. She is too stubborn to tell someone she didn't hear or understand what they said even though she has been hard of hearing her whole life.
I get caught between their need to be independent & having to clean up their messes & my husband's frustration because he feels they are "using" me. Unfortunately here, I can't just invoke the power of attorney I hold unless my Mom is deemed mentally incompetent & my conscious won't allow me to walk away. There were lots of books to read when I was raising my kids but I haven't found anything really helpful in dealing with my aging parents.
|Tue, 09-03-2013 - 3:35pm
I don't know how to help but did want to send hugs your way. My mom was the one who kept things going before she and my dad passed and I was 300 miles away and couldn't help much other than over the phone, when she did give me a code word so I could call some shots when they thought she was losing it and wanted her in a psych ward (artifact of the meds they had her on). So I didn't run across issues like you had other than that oddball one that one time. Best wishes - that has to be hard.
|Tue, 09-03-2013 - 4:02pm
Being the only child must make it hard for you, Dee, since you don't have siblings to even discuss what to do, besides sharing in the implementation of whatever needs doing re your aging parents. With my two brothers and sister, we could share in just that when it came to deciding when my father needed help and could not manage on his own. I don't really have any good advice for you. We did arrange for my father to be assessed by social workers (whomever was in charge of this sort of thing) for them to determine whether he was a candidate to move into assisted living care (which he was), even though when they interviewed him, I knew he was trying hard to sound competent with his answers and even acted insulted by some of their questions. Of course we knew he couldn't live on his own at that point as he was needing more care to be bathed and wasn't to be trusted to remember if he had left anything on the stove cooking, and that sort of thing. He was at the time in a senior's apartment but it did not offer much in the way of assistance and he only ate one meal in their dining room. It was a small place. If there was any paperwork to be done, one of my brother's took care of that side of things...I don't know if I would have been able to competently do that sort of thing.
Anyway that was my experience, not the same as with you and your parents, so not much help to you. However, like Sue, I give hugs to you and hope others will have helpful advice to offer.
|Tue, 09-03-2013 - 7:34pm
This mess up sounds more of a mess up by the retirement home/ the doctor where the ecg was done. They should have known/followed the instructions to fax the ecg results to the dental clinc. Even a much younger person, requiring the dental surgery, would be confused. It is suppose to be seamless for the patient and, by the way, the doctor at the retirement home is suppose forward her test results to her family doctor.
I wouldn't worry too much about the change of address on her dental insurance forms. They are not going to say that the claim is invalid because she moved. People move. I would, if I were you, make sure that the address is corrected so she can get her rebursement check.
Do you have both powers of attorney for your mother? There is one for personal care and one for finances. According to my DH, you can also get them joint with the person, for those not totally incapable of managing their affaires.
Does your mom have a Living Will? Have they pre-arranged their funerals? How about for step-father?
I think Dee a visit to a lawyer, if you haven't gone to one already, would be a good idea especially since you are only related by marriage to your step-father. The joint powers of attorney might something you may want to explore with your mother.
I know only too well how difficult it can be when parents and/or in-laws become increasingly not able to care for themselves. When it was happening to my in-laws, I asked myself "how would I want to be treated if it was me".
Sorry to be blunt but in the not so distant future, it will be us.
|Tue, 09-03-2013 - 8:35pm
Marie is right. As hard as it may seem, that big karma wheel means that whatever goes around, comes around. The point of that is, you do need to take charge, and try to not begrudge the need. If your mom cannot hear, then she is barely capable of running her own affairs, let alone those of her and her husband. And even if your stepfather is capable, he 's only going to get older, too.
You can't be part way in. You either ARE responsible, or you are not. If you accept that you are responsibile, then you are going to have to do constant followup, unless you prefer damage control.
I think the suggestion of a visit to a lawyer is a good one. Talk to your parents and tell them that if you are responsible for making sure even SMALL things, like dental appointments, go smoothly, you don't want to get caught red-handed again. Or be put in the position of having them SUDDENLY incapacitated without you being prepared. If they balk at that point, then THAT is when you say, all right then. I am out of your life. I will take you to a lawyer so he can get a court appointed guardian for you. Then THAT PERSON can arrange your dr visits, make sure your bills are paid, and make the decision to move you into a nursing home, or pull the plug, when the time comes.
|Tue, 09-03-2013 - 9:51pm
{{{{Dee}}}}, I'm so sorry that you are having to deal with this mess---one thing after another and on top of each other and I'm sure it seems endless.
Did their personal belongings get damaged in the flood (I assume that is the claim part, is it renter's insurance or is there some special insurance for retirement homes or ? Does the retirement home and/or the plumber have insurance to cover it, in case your parents' insurance denies the claim?
When is the new expected move-in date for the new place?
About your initial question, how to know when to take over....it seems like a joint POA would be ideal, if you think your mom is still capable enough for that. Do you ever accompany her to her visits with her family doctor? Would you be able to talk to him about being more involved? Would he be able to convince your mom that its time to let someone younger (you) take over?
You should probably document all of your mom's mishaps and miscommunications and forgotten tasks, so you have evidence of a pattern or a decline etc. Meanwhile demand proof that things were done, such as viewing the change of address form for the insurance company etc. Or just start doing these things yourself. If there's a duplication its better than something never getting done, the property insurance issue illustrates that. I realize that its a lot of extra work for you, but may end up being less work in the long run if you don't have to try to resolve problems.
If your mother absolutely will not grant you POA yet in any form, then talk to an attorney about a guardian. Also, a good point was made about your stepfather, will you have legal rights regarding him? I think you've mentioned before that he has dementia? It may require an official assessment of their capabilities but there's not much room for your mom to argue if the courts or the province or whomever makes such decisions says that she needs somebody else in charge.
Here in the states we have a govt org called Area Agency on Aging that offers all kinds of resources to the senior and the caretaker. Is there anything like that in your province?
I hope that you can get all of this straightened out soon. Even if we are not able to give you the advice you need, please feel free to vent here.
|Wed, 09-04-2013 - 9:43am
Oh Dee-you truly have my sympathy-and yet...it is somewhat simpler being "an only".
My mother comes from the generation/life style that says males are automatically smarter than females. So she named 2 of my brothers as POA-one lives about 250km away & the other is well known as the family bully. When she needs help-she cannot ask the one to drive here & the bully won't-so it falls to me. I provide the ears & memory for appointments-with the other 5 siblings who will use the internet to critique what is said/decided or interpretted. Supposedly my sister & I have Power of Care-but she works full time so I get all the appointments, & of course-Mom will not take taxis or buses.
Those who live in other towns will spout their opinions such as "It isn't Pride that makes her pretend to hear & thus agree with doctors-it is Dementia"-really, she smiles sweetly & says "Oh yes, I do that" & after we leave she asks me what they said. (but if I tell her before we leave the room, I get snarled at-as if I were 16 again).
Dee, I think you need to see the lawyer to confirm you have POA for both your mother & stepfater, have it with you when you take them to appointments-most won't ask to see it, but you can bring out the envelope & show it (we had to confirm it with Adam)-just sort of flash it. And if necessary interrupt & say "excuse me Mom-but I think you are a bit mixed-up but ..."It will make her angry-but it will make her care a bit better. And her chart at her Residence should have a note on it that she is a known alcoholic plus hard of hearing-not to stop the drinking but to explain some of the behaviours. Just quietly talk to the Director, & explain it should be a note on her admissions chart. IMHO
Good Luck with it all-Nora
|Wed, 09-04-2013 - 12:45pm
Dee, sorry if my my post may have not sounded very sympathic. I do sympathized. We went through this with my in-laws about 10 to 15 years ago.
One thing that my in-laws did was to give the power of attorney for their personal care to a lomg-term, good family friend. My DH had control over their finances. At the time, I thought it was strange but it was the kindest gift they could have given their son. DH did not have to make the difficult decisions at the end,like removing life support and not fighting infections vigorously. The friend knew my in-laws' wishes and acted accordingly based on their Living Wills.
We did however have a very good relationship with this friend and also with the nursing home.
|Thu, 09-05-2013 - 2:45pm
It sounds like you have your hands full! I don't have any specific advice, but I do have a couple book recommendations for you
Complete Guide to Caring for Aging Loved Ones - Edited by Henry Holstege and Robert Rickse
Caring for Aging Parent - By Richard P. Johnson
Setting Boundaries with Your Aging Parents - By Allison Bottke
Hope these help!!
|Thu, 09-05-2013 - 9:31pm
Thanks to everyone for your support, kind words & feedback/suggestions. I'm pleased to say that I'm ahead on many of the suggestions. I do want to say that just become someone can't hear doesn't make them incapable of handling their own life. If it did then both Mom & I shouldn't have had successful careers as we have had severe hearing losses since our teens. We are expert lip readers but were also taught to hide our disability because of the lack of acceptance prior to the last 10 to 15 yrs. For Mom, it is so ingrown in her that she just won't admit when she doesn't hear something even though I tell her that at her age, it is expected that most people can't hear.
I started to assume responsibility for Mom & stepdad's well-being about 14 yrs ago on a short term basis when Mom agrees she needs help. This started when Mom had a serious heart attack. At this time, I had stepdad diagnosed with dementia & saw Mom through a triple bypass surgery, then 7 yrs ago when she had surgery for a circulation problem. I stepped in when she broke her hip 5 yrs ago & again 3 yrs ago when it became apparent they couldn't live independently & needed assistance. I moved them into a retirement home & a year later took Mom's car away & had her licence revoked because I didn't feel it was safe for her to drive & her doctor agreed. I go to many of Mom's & stepdad's medical appts & coordinate their extra support to ensure that their quality of life is the best it can be. Right now, I'm just not interested in visiting, having them to my place or just chatting on the phone. Mom feels that what I do is just busy work but that she handles all the important decisions, their finances & actions required in their life. She insists that she can handle her finances, the booking of their appts, their meds (I have made arrangements to have this taken over once they move into retirement home & she is livid), etc.. She believes my job is just to drive them from place to place & to pick up groceries, meds, etc.. I try to make appts, handle things but she deliberately doesn't tell me stuff.
Back in Feb, Mom, stepdad & I met with first the funeral home to arrange their funerals & then with a lawyer to update their living wills, POA for both financial & care, their wills & to establish a trust managed by me if one of them dies before the other. So all the paperwork is in order. I am the one listed on everything with the exception of stepdad's will. He does leave a small % to his daughter & specifically renounces any claims from his son. The rest comes to me. This is actually an improvement on his previous will where he left nothing to either of his kids but I managed to get him to leave his daughter something in this one. It's actually funny because they have so little money left that I may end up subsidizing their retirement home costs if they live another 10 yrs.
I had a long talk with the lawyer who explained it isn't easy to use a POA if the person who granted it doesn't wish to have you do so. They can revoke it at anytime & you can't invoke it against their wishes unless you can have them deemed incompetent. It isn't easy to have someone deemed incompetent. I know as we tried a few yrs ago to have this done for my stepdad when he was really having issues that turned out to be caused by drug combination ordered by geriatric specialist. She did all the mental testing with him & he passed even though at the time, he couldn't dress himself or remember to go to the bathroom all the time.
My Mom is very well read, is up to date on world affairs & anything you can read in the paper or see on the news. She has no problems paying their bills but it seems that new "things" or "changes" are creating problems for her. Example, she cancelled their cable when they moved out of last retirement home which is a normal part of moving for her but then she used this account to pay her new cell phone bill to the same company but it wasn't the same account. She didn't realize that they were 2 different accounts because she just expected them to be the same. After today, though I suspect she may decide to allocate more things to me. They do not have insurance coverage for the damages caused by the flood. She did call the insurance company last Feb when they moved from previous retirement home as they provided me with the details of her call which they wouldn't have known unless she talked to them. They also had it documented that she was told that she would NOT be insured until she was in residence with her furniture & that she was to call them when she moved into her new place. Right now, she is extremely upset. Thankfully there isn't a lot of serious damage & nothing that they can't live with but it would be much nicer if their things were fixed. I am working with the retirement home to have them covered under the retirement home's policy. They believe this is possible but are confirming. So I may have found a way to get Mom to give me control as this situation has really shaken her belief in herself & her ability.
One final comment & I will then end this book, as mentioned we are getting older & need to worry about how we will handle things. When we recently rewrote our wills, we had it added that our kids could invoke the POA if our family doctor agreed we were incompetent. This was done to simply the process for the kids & since it takes 2 of them to have this done, we aren't too worried. lol


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