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NMAT 2014 SCORECARD: The NMAT 2014 Scorecard and NMAT 2014 result will be declared side by side on 23rd January, 2013. The candidates appearing for NMAT 2014 can download their scorecards from the official website of NMAT 2014 as and when they are uploaded and updated on the NMAT 2014 official website. The candidates must instore a hard copy and soft copy of their scorecard and should bring the copy of the scorecard in all the process. The NMAT 2014 Scorecard Download starts from 23rd January, 2014 along with the NMAT 2014 result.
The NMAT 2014 Scorecard consists of the following crucial information:
- Name of the candidate
- Score of the candidate
- Sectional cut off marks
- Marks in each section
- Rank obtained by the candidate
- Percentile obtained by the candidate
To download the NMAT 2014 Scorecard visit the official website of NMAT 2014 after the results are declared and they are uploaded on the website..
NMAT Authorities have disclosed all the important notifications about NMAT 2014. The exam will take place in a window of 72 days which starts from 5th October, 2013 and ends on December 18th, 2013. Therefore, candidates should book their slots at the earliest possible.
NOTE: Although, NMAT 2014 Scorecard is not a crucial document that a candidate must have but to be on the safer side the candidate must preserve a hard copy and the soft copy of the scorecard.
Below mentioned links are for further reference.
NMAT 2014 Application form, Date & Notification
NMAT 2014 Eligibility Criteria
NMAT 2014 Reservation Of Seats
NMAT previous year question papers


text: Home Before we move on, please review the fields in red. They contain incorrect or missing information. Printed Stripe Signature Tote Based on 1 review | Write Review QTY: Out of Stock Monogramming Available Add Monogramming for $10 Saved Edit Monogram Share with friends and get 20% off with promo code! Wonder awaits! Here's your code for 20% off your next full-price order (valid for 48 hours): ###-Unique-Coupon-Code-### Happy shopping! Product Details Go ahead and throw it all in! No matter the beautiful mess inside, the punchy graphic floral print of our signature tote hides your contents masterfully. Comfortable as ever, flat handles lay gently on your shoulder, and the arm drop falls at the perfect length for all-day errands, unexpectedly heavy groceries, or simply your regular work load, like a laptop and gym clothes. Have the toss-it-all-in mentality and be on your way: there's an interior hanging zip pocket for keep-them-close items like chapstick or a travel pass, and a shiny gold D-ring to hang your keys, eliminating the phase, "I hope I grabbed my-" from your vocabulary. Finished with our 14k gold-plated C. logo and signature star studs for extra shine. Materials & More Synthetic leather Bonded interior Open-top silhouette with clip closure Shiny gold-plated "C." logo and signature star studs Interior zip pocket at front wall Interior key clip 5/8" flat handle 14" L x 5 5/8" W x 11 3/4" H 9" handle drop Style # 9869 Imported What's on your mind? Write a review. Back to Reviews Please enter your review Review Title: Review Description: Your Rating: 1/52/53/54/55/5 Your Name: Submit Review

subset: commoncrawl


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The number of Americans who recycle grew only 1 – 2% from 2000 – 2005 and did not grow at all in 2006. 37% of the world's cars are on American roads. 70% of the drinking water in California is used to irrigate crops.
"When God created Adam, he showed him all the trees of the Garden of Eden and said to him, "See my works, how lovely they are, how fine they are, all that I have created, I created for you. Think upon this and do not corrupt and devastate my world, for if you corrupt it, no one will come after you to put it right." (Ecclesiastes Rabbah 7:28)
"A group of people was traveling in a boat. One of them took a drill and began to drill a hole beneath his seat. His companions said to him, Why are you doing this?" The man replied, "What concern is it of yours? I am only drilling under my own place?" They replied to him, "But if you continue, you will flood the boat for us all!" (Midrash Leviticus Rabbah 4:6)
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text: 4.5 Unlike Any Other Game I've Played! masher22 | 15/06/2011 | See all masher22's reviews (11) I am new to the de Blob series and I have to say I quite enjoy this game. Its fun and relaxing and not too difficult. What I love about this game most is its huge levels with lots to do and most of all lots to paint! You start off in a grey and white world and its up to you to turn it into a colour paradise. I really like the visuals of this game and the graphics are rather good too!The only slightly annoying thing about this game is if you miss one of the collectibles in a level, you have to replay the level and everything resets! But im not too bothered as im not planning to 100% complete the game anyway.The cut-scenes are quite humourous and the style of the game is a bit unusual, but it creates a briliant game overall! It only cost me 10.49 and it is well worth it! i would recommend this game to anyone, its not typically my sort of game as im into driving/racing; but it makes a nice change from the usual games I play :)


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People News
France says Viva Charles Durning, actor and war hero
By Stone Martindale Apr 23, 2008, 9:50 GMT
US actor Charles Durning holds his Life Achievement Award during the 14th Annual Screen Actors Guild Awards at the Shrine Exposition Center in Los Angeles, California, USA, 27 January 2008. EPA/PAUL BUCK
Actor Charles Durning, you know him, and you love him as Denis Leary's tortured dad in "Rescue Me" and about a hundred great TV shows and movies.
In recent years, Mr. Durning worked with the Coen Brothers who cast him as Pappy O'Daniel in, "O Brother Where Art Thou."
His honors include Academy Award Best Supporting Actor Nominations in 1982 and 1983, eight Emmy Award Nominations, a Tony Award win in 1991 in the Best Actor-Play category, and 4 Golden Globe Nominations including a win in 1991 for Best Supporting Actor. In 2008 Mr. Durning was presented with the Screen Actors Guild prestigious Lifetime Achievement Award.
Add this to his amazing list of career accomplishments: He is a venerated World War II war hero, and France has honored him in a special ceremony celebrating his heroic efforts.
Durning landed on Normandy's Omaha Beach as a 17-year-old Army Ranger in June 1944. Before leaving Europe, he was wounded three times and awarded three Purple Hearts and a Silver Star.
France's highest honor, the National Order of the Legion of Honor, was given to him in a ceremony at the French government's official residence in Beverly Hills.
From the release:
In late June 1944, Charles was seriously wounded by a mine at Les Mare des Mares, France and spent almost 6 months recovering. When the German Ardennes offensive broke out in December 1944, he was rushed to the front lines and suffered severe bayonet wounds in hand to hand combat.
On December 16th his unit was overrun and captured in Belgium by an SS Panzer Unit that was taking no prisoners. PFC Durning was one of only a few soldiers to escape and survive the subsequent notorious Malmedy massacre. With the 398th Infantry Regiment he moved into Germany where he was again seriously wounded in March 1945 and evacuated to the United States where he was discharged in January 1946.
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February 24th, 2006, 01:04 PM
I read this book in the 80's about some future where reporduction is controlled. The main character comes accross an underground group that has found a way around it and he falls for a girl named Violet with a big chest. He escapes the society and goes back for some reason to get something. Aarggh! Gotta remember this!


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tag:blogger.com,1999:blog-8996974684243527907.comments2014-12-15T21:50:02.156-08:00BIGFOOT'S bLOGSteven Streuferthttp://email@example.com:blogger.com,1999:blog-8996974684243527907.post-61338893350772609602014-10-10T23:59:33.108-07:002014-10-10T23:59:33.108-07:00Bigfoot has been willing to come forward, and nobo...Bigfoot has been willing to come forward, and nobody has ever captured one, how do we really know anything at all about this monstrous man-ape? Peter Gomeshttp://email@example.com:blogger.com,1999:blog-8996974684243527907.post-48772260976740673982014-09-29T13:51:35.507-07:002014-09-29T13:51:35.507-07:00There is a real kind of Skepticism, and that is on...There is a real kind of Skepticism, and that is one based in CURIOSITY. True exploration and inquiry does not dismiss everything, but rather prefers to find the facts as they may be found, within the leading edge of the unknown. To just deny new possibilities for knowledge cuts new knowledge off, and leaves one in a state of stagnancy. Steven Streuferthttp://firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-81553242192077065732014-09-29T09:56:46.935-07:002014-09-29T09:56:46.935-07:00You are an anonymous coward and a sore loser. Just...You are an anonymous coward and a sore loser. Just give it up already, I seriously don't get why all you die-hard, 'rational' disbelievers think it's Your-Duty to, 'correct' the situation by sheer force of your keyboard strokes. If you really were a rational person who is sure of his facts, then why would you need to convince other people that this creature doesn't exist, if ego is truly not a part of the equation??? For instance, I no longer, "Believe" in God, I however, do 'Practice' some forms of religious ceremony for my own purposes that seems to have positive effects on my mental and emotional well-being. That being said, I realize that some people cannot break past their own, 'believing' barrier to learn their Own Truth for themselves, so I just acknowledge that and don't bother them with my thoughts because I am satisfied in my own hard-won Self-Awareness. My point being, if you were truly convinced it was all a hoax then you would most likely just drop-it and find something better to do with your time other than harass other people and the conclusions that they have reached on their own, using their own assessments. It seems obvious to me you're still struggling with the idea of it existing, as are many people right now, because it could/would suggest so many other things about our World it would be frightening and downright terrifying, for many deep and wide-thinking people. Wish you the bestJennifer Roccanovahttp://email@example.com:blogger.com,1999:blog-8996974684243527907.post-86704782037788387702014-07-28T01:22:39.436-07:002014-07-28T01:22:39.436-07:00GOOGLE/YOUTUBE--->>>KENT HOVIND....STEVEN...GOOGLE/YOUTUBE--->>>KENT HOVIND....STEVEN STRUFERT..I BELIEVE YOU WILL email@example.com:blogger.com,1999:blog-8996974684243527907.post-80973353408036531362014-05-22T15:43:55.871-07:002014-05-22T15:43:55.871-07:00You speak of a "hand drawn map that was given...You speak of a "hand drawn map that was given to Roger Patterson telling him where to go prior to him and Bob Gimlin getting the female Sasquatch on film." Now really, HOW COULD A MAP DRAWN *BEFORE* THE FILM WAS SHOT ACCURATELY SHOW THE FILM SITE? Before??? No, really. You need a map drawn AFTER the film was shot to document where the film was shot. We have a map like that. It bears the mark of Rene Dahinden, who was the most constant and accurate researcher of the film site and the film issues from the early 1970s until the 1990s. Peter Byrne only went there a few times, WITH Rene. Then he seems to have lost track of the site, as did John Green, Bob Titmus, and Al Hodgson. People like MK Davis, and Bobbie Short never even had a clue as to the correct location. Sorry, that is the truth, and we have *proven* it.Steven Streuferthttp://firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-45663189341388688312014-05-19T15:18:25.597-07:002014-05-19T15:18:25.597-07:00FBF, whomever you are, you are wrong. There is no ...FBF, whomever you are, you are wrong. There is no "personal vendetta" with MK Davis. These are issues of HISTORY and FACT, and he is WRONG, and he is wrong CONSTANTLY. What can I say. See above. I don't care about HIM, but I will address his assertions when he makes them, as he has obfuscated and confused the history of Bluff Creek now for six years since he first started spewing out "Masacre" nonsense in 2008 at the Ohio Bigfoot Conference. He HAS talked about us, but that isn't the issue. The issue is WHAT REALLY HAPPENED. Sorry you can't see that this is not an ad hominem or straw man issue.Steven Streuferthttp://email@example.com:blogger.com,1999:blog-8996974684243527907.post-17837086343319707952014-05-19T15:12:23.336-07:002014-05-19T15:12:23.336-07:00Did you actually look far enough to find that I IN...Did you actually look far enough to find that I INTERVIEWED Peter Byrne? Well, he provided us detailed information. We went to the exact location he indicated. There is NO film site there, no remaining artifacts or trees from the time, nothing at all. He just does not remember correctly. And back in the day he obviously did not have accurate means to gauge the distance to the site when walking from the bridge over Bluff Creek or Notice Creek.

LOOK HERE:
http://bigfootbooksblog.blogspot.com/search?q=peter+byrne+interview
or HERE:
http://bigfootbooksblog.blogspot.com/2010/11/brief-conversations-regarding-bluff.htmlSteven Streuferthttp://email@example.com:blogger.com,1999:blog-8996974684243527907.post-64775293844050305412014-05-19T15:08:46.108-07:002014-05-19T15:08:46.108-07:00Cliff Barackman's estimated location, as you p...Cliff Barackman's estimated location, as you put it, IS the site. Cliff heard of the location from Bobo, who was there in 2003 when Bob was there and Bob was at that time not sure at first but then settled on the site we know for the first sighting spot after he saw the bowling alley and backtracked. Cliff visited Perez and saw the map that Dahinden had marked. Daniel at that time couldn't locate the spot on the ground. Even then, Cliff and Bob both seemed to think that Patty walked down in the current creekbed. We proved that the actual trackway location was located back behind the current creekbed, up on the sandbar, behind where Bobo walked in the Finding Bigfoot recreation. This has been totally confirmed, and verified by the likes of Bill Munns on site.Steven Streuferthttp://email@example.com:blogger.com,1999:blog-8996974684243527907.post-57563614300260507172014-05-19T15:06:29.918-07:002014-05-19T15:06:29.918-07:00I suppose total mathematical proof and site object...I suppose total mathematical proof and site object correlation isn't good enough for you? You'd rather believe a fantasy? OK, but look here first...

http://bigfootbooksblog.blogspot.com/2012/01/pgf-bigfoot-film-site-mathematically.htmlSteven Streuferthttp://firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-17367819443967570402014-05-19T15:05:20.626-07:002014-05-19T15:05:20.626-07:00Wow, the above comment is so chock full of complet...Wow, the above comment is so chock full of complete and total BS that you've just earned yourself a full blog entry as a response. All of the above can easily be refuted. Suffice it to say that your rumor and conjecture are better than mathematics and the word of someone like Bob Gimlin? OK, yeah, right.Steven Streuferthttp://firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-52632106622316192802014-05-18T12:12:56.135-07:002014-05-18T12:12:56.135-07:00Hey SS, why do you keep trying to write yourself i...Hey SS, why do you keep trying to write yourself in to Bigfoot history, thinking you have located the P&G film site? All the information you have gathered though commendable, is very biased and subjective. Anyone can get the same qualified individuals, do the same research and apply their own biased and subjective findings and confirm an alternate site location. There is only one true P&G film site location and it is pretty much confirmed by the individual who not only drove in to the site but also walked in to the site from Bluff Creek Bridge over the course of a few years of the P&G film being made. He also had witnesses with him, one of whom lives in the Willow Creek area.

The actual P&G film site location is approx 2 miles upstream from Bluff Creek Bridge and not the location where you claim, which is approx another 1/2 - 3/4 of a mile upstream. Cliff Barackman's estimated location was closer to the actual site. Note; this is not the "MK Davis site" as you have claimed, he was told of this location as he has said.

Peter Byrne is the only remaining living unbiased researcher who was there at the time (not counting John Green for obvious reasons), and who has provided verified documentation that the site is approx 2 miles from Bluff Creek Bridge. He took pictures with Al Hodgson's son standing at the site with a large measuring stick with Al Hodgson there and also later with Rene Dahinden, you even posted the pictures on your blog! And yet you and the individuals that support your findings have blatantly omitted these facts in your gathered information. How then can your research be considered factual and true?

And coincidentally Peter Byrne's documentation can be backed up by a hand drawn map that was given to Roger Patterson telling him where to go prior to him and Bob Gimlin getting the female Sasquatch on film. Only a select few individuals were given a copy of that hand drawn map which outlines the site area and clearly negates your data. If you persist in trying to convince the Bigfoot community and the general public at large that you have located the actual site, you and your supporters will be very disappointed as will those that believe your diluted information. When the evidence is brought forth and presented, it will discredit your findings.

Also, don't you have anything better to do than to keep trying to discredit and defame MK Davis and others? Who cares if his research is controversial, people can figure it out for themselves, and your seemingly personal vendetta only makes you look more out of control than him since he doesn't do the same to you. Your recent copied posts about him clearly could land you in court if he so chooses and you could be found guilty of falsities and defamation of character and have to pay restitution. This guy is thoroughly imbedded in your brain.
Get back to your roots when you first began blogging, not attacking people; defaming their character, nor claim information that was biased and subjective. Go back to being happy at being into Bigfooting, reporting unbiased information instead of the individual you have become.

Finally, regarding your "Rights and Fair Use" also your "Terms and Conditions Policy"; legally when posting or quoting Articles from the Declaration of Human Rights and or Titles/Sections of the U.S.C. and or US Copyright Laws, it should be known that a person can be held liable for not posting them in their entirety and or only posting/applying what they think will nullify them from any responsibility or liabilities for what they post on their blog.

FBF
firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-10268871616469459322014-04-06T17:45:16.734-07:002014-04-06T17:45:16.734-07:00So if Patterson paid all his bils on time,gimlin d...So if Patterson paid all his bils on time,gimlin didn't use B.H.'s horse, the camera was returned in time,Patterson wasnt connected to hollywood, patterson had a full time job and never missed a day of work in his life,etc,etc,etc ...if Patterson was the citizen of the year 20 years running...how would any of it change the perception of the image of Patty being any more or less believable ..? dfhttp://firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-86419905581610195602014-02-26T22:08:39.226-08:002014-02-26T22:08:39.226-08:00Great job all the way around. Your work is apprec...Great job all the way around. Your work is appreciated. joe shipleyhttp://email@example.com:blogger.com,1999:blog-8996974684243527907.post-14232687281712933792014-01-23T10:08:38.706-08:002014-01-23T10:08:38.706-08:00Don't mean to crash the party, but if anyone i...Don't mean to crash the party, but if anyone is interested in another opinion, or would like to join in on a few other conversations...Go to bigfootfinder.com --- Also, I noticed your Harry and the Henderson's pic up on the left....Reminded me of this! http://email@example.com:blogger.com,1999:blog-8996974684243527907.post-1177776792475007432014-01-23T08:17:55.119-08:002014-01-23T08:17:55.119-08:00Awesome work men, clarifying once and for all, une...Awesome work men, clarifying once and for all, unequivocally, beyond ANY shadow of a doubt, where this momentus historical event occurred!! Thank you!James firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-57712713036861302762014-01-19T14:57:29.565-08:002014-01-19T14:57:29.565-08:00I'm afraid you just don't know what you ar...I'm afraid you just don't know what you are talking about here. Sally is smart, critical thinking and seriously engaged with the investigation of this phenomenon. I don't mind that she has associated with Ketchum or Janice Carter. It is in the rational approach to things that I find her worthy, whatever side beliefs she might hold with which I don't agree. I've never "thrown under the bus" anyone... they do a find job of that themselves, and I just sit here and point it out when they violate the boundaries of logic and sanity. Handout? What does that even mean? It is folks like Ketchum who are standing on the welfare line at Wally's door.
Steven Streuferthttp://email@example.com:blogger.com,1999:blog-8996974684243527907.post-72192810762131580302014-01-17T21:04:44.049-08:002014-01-17T21:04:44.049-08:00I find it funny that you whole heartly believe a &...I find it funny that you whole heartly believe a "mindspeaker" such as Sally Ramey. After you have thrown other's under the bus. She knew she wasn't gonna get a piece of the pie, so she jumped ship. She's a PR JUNKIE. Funny how she's working with Bigfootology now. Hmm must be useing her so called "mindspeak" there also. Looking for a email@example.com:blogger.com,1999:blog-8996974684243527907.post-70626991737178473182014-01-11T07:28:50.682-08:002014-01-11T07:28:50.682-08:00Can you show us your high definition frames of big...Can you show us your high definition frames of bigfoot's face with no hair that looks like a native american man or women? Dee Doloreshttp://firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-7146794946138275082014-01-10T14:04:43.185-08:002014-01-10T14:04:43.185-08:00I saw a family of bigfoot in 2013 of June. Got a g...I saw a family of bigfoot in 2013 of June. Got a good look at them for about a minute it was day time. I was not frighten of them I felt calm when they saw me they new I was of no threat so everything was good. Went back there sep. 2013 saw a print and other signs. Going back in June. I would tell the hole story but most people wouldn't believe it so why bother I have a hard time believing and I was there. It wasn't people in a costume at 6000 ft. Have you seen those bigfoot costumes CHEEZY! you would have to be a idiot mistake a real bigfoot for someone in a costume. I have lived in the country over40 years and no it was not a bear, deer,elk. Those people who go to collage for a few years think the rest of us are so stupid that we cant tell a bear from a monkey man. REALLY! BIGFOOT ARE HIGHLY INTELLEGENT. They just want to be left alone so all you none believers keep not believing, makes me happy, happy ,happy. I hope they never find one our heaven forbid shoot one. stay out of the firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-64673926973957067012014-01-09T16:06:23.611-08:002014-01-09T16:06:23.611-08:00Bobo is coolBobo is firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-29736972255231673902014-01-03T06:25:30.926-08:002014-01-03T06:25:30.926-08:00bottom line ,all these side stories are irrelevant...bottom line ,all these side stories are irrelevant. ..what matters is only this..is it or isn't a man in costume. ...it appears that the truly responsible studies have shown that its not person in a suit. ..and as time has progressed skeptics are cleanging to these side stories ...seems like thats all they have left.dfhttp://firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-87070749725656467732014-01-03T06:23:37.766-08:002014-01-03T06:23:37.766-08:00bottom line ,all these side stories are irrelevant...bottom line ,all these side stories are irrelevant. ..what matters is only this..is it or isn't a man in costume. ...it appears that the truly responsible studies have shown that its not person in a suit. ..and as time has progressed skeptics are cleanging to these side stories ...seems like thats all they have left.dfhttp://email@example.com:blogger.com,1999:blog-8996974684243527907.post-40538257376935638312014-01-01T14:02:18.028-08:002014-01-01T14:02:18.028-08:00people will cling to anything that helps promote t...people will cling to anything that helps promote their self centered need to feel relevant and to connect and be part of different social phenomenon or specific events.It gives an elavated feeling of being part of something that for whatever reason is in some way meaning full or aesthetically appealing to the individual. For example seeing blurred pixels that represent s human face.Years ago I was examining a photo in a magazine through a 3 inch magnifying glass as i was scanning the page I almost came out of my seat with horrific terror. A group of pixels came together that looked like the face of some terrifing alien..of course it was not and after regaining my composure i continued to scan that page and others to find groups of pixels that looked faces many times over its a human trait that gives the brain the tendency to focus on images or patterns that resemble the human face called pareidolia very common. Theres many images that resemble many things in the pgfilm .I myself see a near perfect image of a park bench in one frame not to mention many faces. Of course its just pixel images no real faces no real park benches. Anybody who thinks these images have anything to do with authenticity of the pgfilm ...sadly mistaken. These people are just trying to be relevant and doing their best to connect with the PGfilm.dfhttp://email@example.com:blogger.com,1999:blog-8996974684243527907.post-66276346696546912502013-12-28T19:44:34.677-08:002013-12-28T19:44:34.677-08:00proof is something that gives confidence to people...proof is something that gives confidence to people so than can believe in something that another person or people already know to be true...proof has nothing to do with wether something exists or once existed. proof has nothing to do with whats true or untrue..proof is a human concept. .If one person just one person who has claimed to have confronted a bigfoot is being accurate or one foot print cast is authentic then bigfoot is true. If 100% of the sightings are incorrect and 100% of the tracks are hoaxed then that would be very sad especially for bigfoot. 100% bad info 100% of the time ? the odds would have to be astronomical. dfhttp://firstname.lastname@example.com:blogger.com,1999:blog-8996974684243527907.post-28715025382367353652013-12-12T10:25:01.446-08:002013-12-12T10:25:01.446-08:00The height to head ratio of an erect patty is 6 to...The height to head ratio of an erect patty is 6 to 1 thats a fact..Bob H. is claiming that in his costume he stands 6 foot 7. he also states he 6 foot 2 and the costume adds 5 inches to his height.That added height comes from the height of the head of the costume to allow for the added height of skull crown and to allow for a mans head to fit in the costumes head.Here's a big problem multiply 15 inches x 6 thats 90 inches thats 7 foot 6 inches. For Bob to be telling the truth the maximum height of the head of the costume would be 12 inches based on Bob's claim that he stood 6 foot 7 in the costume. you cant allow for.the needed height of the skull crown and fit a mans head thats 6 foot 2 in a space thats 12 inches tall..if my 15 inch dimension is off please reply...though if the height of the head of that costume is anywhere close to 15 inches that rules out Bob H. telling the truth...I'll believe math before i believe Bob.dfhttp://firstname.lastname@example.com


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The Center for American Progress (CAP) released a short report on the financial status of the FHA earlier this week. Its title, "Too Early to Sound the FHA Alarm," reflects its criticism of my recent call for an immediate recapitalization of FHA's main insurance fund based on analysis which showed the fund to be insolvent because of substantial underestimation of risk and future losses by the FHA and its outside actuary (my report is available here.)
The CAP report does not delve into the details of my estimates of the underestimation of future losses on FHA mortgage guarantees. Rather, it makes the interesting argument that FHA should not be reined in or recapitalized because it is needed as part of countercyclical macroeconomic and housing policy. I have real sympathy with this view, and noted in an editorial published last month by The American that we needed a multi-year plan to reduce FHA's scale to a more manageable level because an immediate, sharp reduction would be too risky given how fragile the housing market remains.
However, that does not mean FHA should not be recapitalized now. It should, and a key reason why is that we need to start recognizing the true costs of this program. Basic economics tells us that we want the program's size to be such that the marginal benefit from the last mortgage guaranteed just equals the expected costs from that guarantee. If we keep pretending that FHA only provides benefits and no real costs, then it will forever be too large and too risky, and will become increasingly so over time. This is already happening, as its total outstanding insurance guarantees on single family mortgages now amount to just below 7 percent of annual gross domestic product.
As my November editorial in The American noted, FHA is risky not just because of its size but because its business model shares key risk traits with the now-infamous CDO-squared (collateralized debt obligations-squared, or CDO2) securities that were among the first to fail in the financial crisis. For those not familiar with those securities, a CDO2 essentially was backed by a pool of high loan-to-value mortgages with little or no home equity cushioning them against losses in the event house prices declined. Because all the loans shared the same weakness (little or no equity cushion), they were all susceptible to any economy-wide shock that lowered house prices or raised unemployment. When house prices fell by a modest amount at the beginning of the crisis, all the loans were underwater, making them more likely to default. That is precisely what happened, as we know.
FHA obviously is not issuing CDO2 securities, but it shares the same financial weaknesses. It guarantees pools of highly leveraged assets, most of which have little or no equity cushion, which leaves them more likely to fail en masse if house prices fall further. My report shows that over half the existing pool already is underwater, so the risk of future default already is very high. What this means is that using FHA in the way encouraged by CAP is very risky countercyclical economic policy that could end up imposing very high costs on the nation. This is an example of why economists and policymakers should abide by a version of Hippocratic Oath in medicine: first, do no harm. Alternatively, we need to develop much less risky countercyclical policy interventions.
We need to recapitalize FHA now and put it on a sound financial footing now precisely because the potential harm from its risky business model is so great. This does not mean shutting them down or shrinking them substantially right now because of on-going weakness in the housing market. However, it is imperative that this be done on an orderly basis over the next few years. For those who believe otherwise and that we should just keep increasing the risk level, I have a simple question: if not now, when?


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Hot Import Nights
Pleasanton, CA
Alameda Fair Grounds
July 25, 2009
The Hot Import Nights tour hit Pleasanton, CA earlier than usual this year, as the schedule shift meant West Coast tuners didn't have to wait as long for their HIN fix this summer. Thousands of enthusiasts flooded the fairground gates, celebrating the tuner lifestyle to the fullest with many of the hottest import models and companies in the house.
Entertainment included an assortment of fuel-driven eye candy such as a stunt bike show, drifting exhibition, break dancing, musical performances and the LolliMe bikini fashion show hosted by cover model / fashion designer Nicolette Lacson.
HIN rolled out the red carpet as virtually every CA-based car clubs and team gathered to participate including Alpha Squad, Bare speed, DVStyle, Elegant Movement, Emperor Motorsports, Final Phaze, Garage Inc, Hokori, iAUTO, JDMconcept, Jinsoku, Limitless Motorsports, N1 Concepts, Nokturnal, Nor-Cal240sx.com, Mach III, Red*Star, RL2, R-Technique, RX7club.com, Scikotics, Scion Driven Girls, SonicMS, SpeedAddicts, Swift, Team District 10, Tech 2 Motorsports, Tronics, VIPStyleCars and Best Team Representation and Best Team Overall winners TWC.
Other big winners included Carlos Monterubbio who took home top honors for his impressive Mazda RX-7 and Nissan 350Z. Female tuner Stacey Lowery and her VW Jetta earned three trips to the stage for Best Mobile Entertainment, Bodywork and Female Ride. Plus, enthusiast John Rhee's CLS AMG continues to quickly fill up with trophies including Hottest Mercedes and Best Interior. For a full list of winners and more visit www.hotimportnights.com


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Home / About TEA / Leadership / State Board for Educator Certification
This page contains the State Board for Educator Certification's mission statement, core principles, and goals.
The State Board for Educator Certification was created by the Texas Legislature in 1995 to recognize public school educators as professionals and grant educators the authority to govern the standards of their profession. The Board oversees all aspects of the preparation, certification and standards of conduct of public school educators.
The SBEC's mission is to ensure the highest level of educator preparation to promote student achievement and to ensure the safety and welfare of Texas school children.
The Board's core principles include:
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Pro Fitness
| Yoga Classes in Manhattan Kansas
|Pro Fitness
|Yoga Style: Hatha Yoga
1125 Laramie St., Lower Level
Manhattan, Kansas 66502
|Contact:Diana Knox, Fitness Director
Yoga Classes offered Mon 6:30pm, Wed 7:30pm, Saturday Noon and Sunday 4:00pm. Also offering Yogilates classes M/W 9am and 1:30pm; Tues/Thr Noon. Diana has 17 yrs experience and is a YogaFit Level III instructor. She offers various options for all classes, from beginners to experienced "yogis". Drop in fee is $5 per class. Also available for personal or group training for yoga and pilates. See www.profitnessmanhattan.com for total schedule of classes.
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