text:
Western Alliance Reports Fourth Quarter 2011 Net Income Of $7.1 Million, Or $0.07 Per Share
Western Alliance Bancorporation (NYSE:WAL) announced today its financial results for the fourth quarter 2011.
Fourth Quarter 2011 Highlights:
- Net income of $7.1 million, including loss on repossessed assets valuations/sales of $5.0 million, net of tax
- Earnings per share of $0.07, compared to $0.04 per share for the third quarter 2011
- Pre-tax, pre-provision operating earnings of $31.5 million, up 12.1% from $28.1 million in third quarter 2011 and up 26.0% from $25.0 million in fourth quarter 2010 1
- Net interest margin of 4.51% compared to 4.29% in the third quarter 2011 and 4.26% in the fourth quarter 2010
- Total loans of $4.78 billion, up $254 million from September 30, 2011 and up $540 million from December 31, 2010
- Total deposits of $5.66 billion, up $26 million from September 30, 2011 and up $320 million from December 31, 2010
- Nonperforming assets (nonaccrual loans and repossessed assets) declined to 2.6% of total assets from 3.1% in third quarter 2011 and 3.6% in fourth quarter 2010
- Net loan charge-offs of $14.1 million, down from $15.3 million for the third quarter 2011 and from $15.9 million in fourth quarter 2010
- Tier I Leverage capital of 9.8% and Total Risk-Based Capital ratio of 12.6%, compared to 9.5% and 13.2% a year ago
- Total equity of $636.7 million, up $4.4 million from September 30, 2011 and up $34.5 million from December 31, 2010
Financial Performance
Robert Sarver, Chairman and Chief Executive Officer of Western Alliance Bancorporation, commented, "We are very pleased with our 2011 results as we substantially increased loans to small businesses, produced consistent quarterly net income while growing net interest margin and improving our efficiency ratio. Asset quality improved throughout the year as nonaccrual, watch, and classified loans all declined from the prior year. I am proud of the people at Western Alliance Bancorporation and the leadership they demonstrated in accomplishing these results." Mr. Sarver also noted, "Fourth quarter results will position the Company for success in 2012 by riding the momentum of higher loan growth, along with a stable net interest margin, expense management, and continued improvement in asset quality."
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I lost my job in March 2009 and joined Credit Solutions in June 2009 after trouble paying all my credit card bills. To only have to pay/ save $400 a month instead over $1,000 I was currently paying on credit card debt sounded like the right decision to make (the only decision in my mind at the time). The first six months of the program was the hardest. I was receiving creditor calls, letters, etc. (someone even showed up at my door) and didn't have enough money saved to make any settlement offers. Plus, I wasn't sure what Credit Solutions was supposed to be doing on my behalf since I stopped paying my monthly credit card bills. I couldn't understand why people kept calling. This was so disheartening.
Then, after 6 months an offer came in from a credit card I owed over $5K on. It was a great offer and I was able to settle my first account for less than half of what I actually owed. I finally had faith in this program I had been buying into for 6 months. A few months later I paid off two more accounts (thanks to Christmas money from family). Recently I was receiving calls from one of my creditors, but it was just sold off to a third party, and Credit Solutions knew about it before I did and updated it for me on my online account. Since this account was sent to a collection agency, I have stopped receiving the annoying phone calls. So, I know that Credit Solutions has been in contact with them and they know I am on this program. I will continue to save and hopefully I will be done in another year (which seems like forever in my mind). If all goes as planned and I continue to save, I will have paid off all my credit card debt in 2 years. I was on a 4 year plan originally with Credit Solution, which at the time was better than the 35 years it was going to take if I continued to pay minimum payments.
The only reason I write this, is because I was one of the confused Credit Solution customers reading all these horrible reviews and wondering if I had made a huge mistake. Well, I am halfway through my debt, so I personally think it has been worth it. Having someone on my side to help me when I had questions while making the negotiations on my behalf has been worth their service fee. Plus I have already saved twice as much as their total service fee and I still have more to save when I settle the remaining accounts. It is not easy, and yes your credit score will be destroyed (I am afraid to look at mine), but in my situation, it seemed like the only way to get out of debt. Paying the rent and buying food for the kids seemed more important than my credit score at the time. :)
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Debt Management
Posted by
RICHARDSON, TEXAS -- The thing that I want to say is my experience with Credit Solutions which was nightmare. I believed and I was under the impression that Credit Solutions helps people get out of debt. When I was first enrolled I was told that I was going to be helped by them calling my creditors and updating them of my situation. Little did I know that they had not checked all my creditors that I have. One of them was my HSBC Auto Loan of which I later found out that they had put it under their system as a student loan. When I got letters from my HSBC Auto Loan I explained that Credit Solutions was helping me with my debt and was told by my HSBC Auto Loan that they had not heard from Credit Solutions.
I then called Credit Solutions to see what was going on by this time my payment to HSBC Auto Loan was over $1,500.00.
I finally was able to talk to one of the representatives at Credit Solutions and told them why they had not contacted HSBC Auto Loan, I was told by the representative that they donât handle auto loans and they did not see have anything listed on my account with Credit Solutions as being with HSBC Auto Loan and the only they showed in their system was a student loan of which I told them that I donât have a student loan. Credit Solutions then told me that I would need to talk to HSBC Auto Loan directly and make payment arrangements with them. I told Credit Solutions that when I registered with them I gave them all my information as to what my creditors are and they confirmed with me that they would take care of it.
That was one of the issues that I had with Credit Solutions. During the last past months my assumption was that they were talking to my creditors and keeping them informed. About seven months ago of which I already had paid them over $2,200.00, a letter was mailed to me about a court hearing of which I was shocked to see. I faxed that letter to Credit Solutions and was told by them not to worry and that they would take care of it. A month later passed and a summons to court would be required. I then called Credit Solutions and told them what is happening with one of the accounts which are with Target. Credit Solutions told me hold on and will contact the creditor. Then finally I was told by Credit Solutions that if I wanted to make payments with one my creditors or else they would take me to court.
Now I did not have any experience in this. I asked Credit Solutions how much the creditor wanted at the time and Credit Solutions said that I would have to come up with $800.00 and there would be a monthly payment of $170.00 a month. About three months ago I got laid off and have been unemployment trying to pay bills and my creditors of which is too much to handle. Actually I was going to cancel my registration from Credit Solutions sooner but I thought if I get out who is going to protect me from the creditor that I need to pay.
Two months ago I faxed in several letters and called to see if they received them and was told no we have not received anything but I knew that they had received it since I have gone to Office Max and make sure that it went through. Yet they said they never got anything.
Again I thought I really did not have a choice but that I had to have Credit Solutions since I thought that creditors would hurt me. Honestly thatâs the way I was thinking. Until this past week that I saw that I did not have enough money to pay my bills. So I called Credit Solutions to see if they could help me. I told Credit Solutions if they could check and see if I can skip one month of the payment that Iâm paying for Target.
Was I surprised when they told me that I needed to talk to the creditor and they would go ahead and help you. That did not sound right to me but again I have no experience in these matters. To my surprise he told me things that I did not know and to top off he was very friendly willing to work with me. He said their cannot be any changed and the case is in litigation process of which I did not know. I asked him if it was okay for me to cancel my registration with Credit Solutions and was told that it was okay. Iâm a person that does not like to discuss or argue but if I know something is not right I just simply will say please I really donât want any part of if. I lost a lot of money paying to Credit Solution of which I could have paid my other creditors.
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wgaguy1984 on 06/15/2008:
Is this a non-profit debt organization? I'd try Consumer Credit Counseling Service, their service is free.
Slimjim on 06/16/2008:
I haven't heard of any CCCS locations being free in a very long time. It sounds like bad communication throughout between yourself and Creit Solutions. I can't see how your car loan was even attempted to be put on to start with. The company should be identifying each debt with you. Didn't they tell you anything about no secured type loans and did you tell them in the beginning this was a car loan?
Bad Service Buster on 06/17/2008:
This does not sound like a non-profit organization. It's interesting to me how these companys have similar names as the "real" companys so people go to them - trusting them and then find out that they are a scam company. You would have been better off going to a CERTIFIED financial advisor. Best bit of adivce I can give you is go directly to the public library and check out every book you can find on financial planning and evil credit cards. Then cut your credit cards all up, never use again. Then meet with a NONPROFIT agency to help you.
crashmonkey on 08/28/2008:
A non profit organization? they get paid too, just not by you the "consumer". Most of these companies are owned by the major credit card companies and banks that issue the credit cards. They are paid by the credit card companies because they are one and the same most of the time. Look up the history on this subject (Uniform Debt Management Services Act) and you will see that these non profit organizations were started back years ago when these major credit card companies realized a way to create a program that allowed us to pay back the entire amount but just lower the interest and payments and just extend it out long enough where you could afford the payments. It's pretty much double dipping. So these companies get paid by you, because you are ultimately paying the credit card companies.
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Deceptive company
Posted by
They promised to settle all my accounts for less than 50% of my balance and I ended up paying more on my Capital One. I only owed 590 and I ended up paying 597 with the threat of litigation if I did not settle. They promise to help but all they do is charge you a ridiculous amount of money and you really do not even save CLOSE to 50%. I did settle 3 of my accounts but they were smaller. My largest account I owed 6000 and I had to settle with 3400, with the fee Credit Solutions charges I might have saved 1000, really not worth the hassle. So yea it SOMEWHAT helps but they just want your money and half the time you have to stay on their butt about getting settlements.
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Weedwhacked on 05/26/2010:
Its better than paying everything you owed even though you agreed to terms that you would pay back everything. Not all your creditors are obligated to settle, which is probably why you paid Capital One everything.
Starlord on 05/27/2010:
You are laboring under the delusion that Credit Solutions made a promise to you to save you at least fifty percent of legally owed debt. They can make no such promise. Just as schools used to offer placement upon gradutation from their courses. The FTC made them stop, as they cannot promise you a job. They can help you in many ways, like helping you write a good resume, tips on how to dress and comport yourself in interviews, etc, but they cannot promise you a job. Credit Solutions can promise to do what they can to help you clean up your credit, but every case is unique. As the people on Operation Repo say, "It ain't no joke, if you don't pay that note."
Slimjim on 05/27/2010:
A debt settlement company shouldn't even be contracting to settle a debt that is only $590. Where is there really any room to move, plus then they add fees to do it, so what's the point.
If one is going to look at trying to settle out debts, I would say do it with an attorney. Many now have gotten into the field and I doubt many would ever take on small questionable accounts like that. Debt negotiations really only work well for those who have big time 5 figure debt problems.
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Just Got Out From This Crap Company
Posted by
RICHARDSON, TEXAS -- Thanks to good people like you sharing your experiences I got out of "credit solutions" before it was too late. I signed up 1 week ago and already had all my creditors enrolled with this scam. the hardest part of recovering from this mistake was cancelling the account with credit solutions which turned out to be a 2 hour phone call process. 1 hour of the call roughly was on hold time. The rest was being juggled around to different salesmen trying to convince you to stay with the same pitches as the original salesmen gave me. After all that they claim that my account was closed and that none of the first payment they took was refundable $231. We'll have to see about that I may try calling and getting it back.
But I don't want to deal with them anymore and I'm glad I got out of it. I called all my creditors and explained the situation, all of them were understanding and most swiped off the late fees that I accrued being told by credit solutions not to make them. Stay away from this Scam!
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Awful Customer Service at Credit Solutions
Posted by
ADDISON, TEXAS -- Trying to get anything done through Credit Solutions was beyond painful. My MINIMUM time of being on hold with them was an hour. I never talked to a person who had a clue what they were doing, and their "superiors" never got back to me in a timely manner. And when they did they only made unfulfilled promises, and nothing ever got done.
The whole "company" is so difficult to work with. I was shocked that the BBB gave them a good review, clearly no one at the BBB apparently ever worked with Credit Solutions.
I ended up settling my debt because that I had no more patience dealing with this company. Once I called my credit card company they told me that Credit Solutions barely made any contact with them, and communication was scarce. So what exactly was I paying for? Oh yes, being on hold for hours upon hours.
The biggest blow was receiving my settlement letters. For some reason they were "misplaced" for WEEKS and no one knew where they went? They were not handled properly and no could help me. So for WEEKS I had no proof that my credit card debt was settled.
My piece of advice - do not EVER work with this company. And I will be sure to spread the word.
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topher on 10/12/2007:
oh god! I just signed up with them yesterday night. what do I do??? I'm 9k in debt and just graduated college. currently applied for some jobs but I have no income as of right now and they said they would bring my debt down to 3500!
disgustedconsumer1001 on 10/14/2007:
email htudor at Credit Solutions. At least someone will respond but you still will get disconnected almost every time you call. And you will pay more than what you started out owing. Work with the Creditor directly if you can or find a trusted debt consolidation company by searching places like this board. NBD and JD Powers endorse this company so don't trust them. Also, on my last account I settled on, I ending up owing $700.00 more on the settlement offer because it changed from September to October. Credit Solutions answer " they have no control over what the creditors do or what their attorneys charge," They do not fight for you. Please don't use this company.
disgustedconsumer1001 on 10/14/2007:
P.S. email@example.com is his email address. He is the CFO at the company. Someone will at least call you back and then, as usual, the service goes downhill again.
disgustedconsumer1001 on 10/14/2007:
I also shared by experience with this company. I don't know how you look it up. Maybe by disgustedconsoumer1001. My 3 cents might want to lump all complaints about a specific company together somehow.
topher on 10/15/2007:
so what I can just not use credit solutions if I already set things up on Thursday?? I can just email them and say I changed my mind??
EYE on 01/31/2008:
I was also set up at credit solutions and I am ready to pay them next week Feb 8th. What should I do? Do I need to call them or send email that I'm going to cancel it? I was trying to check their website they are not BBB Accredited. Give me advice for this thanks.
lucygoosey on 03/03/2008:
Heath Tudor told you he was the CFO?! That's a laugh! He was the marketing director and was fired in December.
Credit Solutions does not care about you or any of their clients. All they care about are numbers, and not just the ones with dollar signs in front of them--number of clients signed up, number of calls made, number of accounts settled. The sales department (anyone you talk to when you first call to sign up) works on commission only. They don't care about you or the situation you're in. They care about getting you to sign up because it means big commissions and prizes for them. The company runs contests for its sales department all the time. They give away trips to Tahoe & Mexico, pay a contest winner's mortgage/rent for a month, give out cash like it's Monopoly money, all based on how many people the "Debt Consultants" (as if they're qualified to consult anyone on anything) convince to sign up. Last year, they had a big event called Casino Night where they won "Casino Dollars" which they then used the following Monday morning to "bid" on prizes like iPods, X Boxes, and the grand prizes--2 56" inch plasma screen TVs. When you talk to a salesperson at Credit Solutions, they're trying to hit quotas, not help you. And it's not just to win prizes, but to keep their jobs. You don't ever talk to the same person twice? That's probably because the first person you talked to doesn't even work there anymore. The Sales floor should have a revolving door installed with as high as their employee turnover is. Didn't meet your call quota? Didn't sign enough people up? You're fired. And where do you think they're getting the money to send people on those trips to Tahoe and Mexico, and to pay for all those big prizes? From your service fees. So while your struggling to pay your debts, worrying about arbitrations and lawyers, they're vacationing and playing video games with your hardearned money. Sales people make anywhere from $5K to $25K a MONTH at Credit Solutions. How much do you make while you're trying to pay their fee, pay your debts and keep lawyers off your back? The company doesn't care about you, no matter what they say.
Sales people hardly ever check their email. Why should they? Once you sign up, they move on to the next call and forget about you. They may check voicemail, but if you're calling to complain about or question something, your message gets deleted and they move on. Then they go into the break room and talk about how dumb clients are, how they talked them into signing up, how they're buying new houses and new luxury cars with their commissions. If you heard the way the sales people talk about you and then saw them driving around in their Lexus's and BMW's, you'd be sick.
No, they're not BBB acredited. They have too many compalints against them.
If you've entered into a contract with them, try to cancel it if you can. If you were thinking about it, run the other way. And if you were thinking about getting a job there, run even faster and don't look back. Yes, I used to work there. No, I wasn't in sales. But I was close enough to see everything.
allimarie on 07/10/2008:
Has Credit Solutions worked for anybody? I have been a member since January 2008 and I saved what I am supposed to each month, and then some. I have a substantial amount of debt as well. I have settled one credit card for 50% of the balance in one payment, and I have just begun settling my second for 45% of the balance in 3 payments. By my calculations, paying an average of 50% of my balances, I should be completely debt free by March 2009, almost 2 years ahead of schedule. Yay! I am not crazy about having to pay a fee to have this done for me, but it is what it is: they are providing a service to me and I am using it. As far as being able to reach people, I have never had a problem. Any time I have a question I don't hesitate to call. I always get a response as well. I receive emails of settlement offers the same day it goes through. Should I be worried if I am saving the money properly? Also, does anyone know approximately how long it will take your credit score to recover after you finish the program? Mine was excellent before I entered the program and now it is pretty awful. I ammainly concerned about the long term effects this will have on my credit as opposed to the immediate ones. I like to think I have everything under control but I don't know what lurks beneath the surface! Any input on this would be wonderful!
kpowell on 07/26/2008:
I'm very nervous after reading all these posts about our contract with them. We signed on this week on Thursday. Don't companies normally give you 3 days to decide whether you cancel services or not? I thought that was standard business practice. I'm normally very skeptical, and I thought I did my research and homework, but maybe it's because we are so vunerable right now and wanting to get out of debt as fast as possible. I am having second thoughts now. I need someone's opinion asap. thanks!
tpdwn34 on 10/20/2008:
This company preys on people who are ashamed of their debt and want to do something. I learned a very good lesson. When something sounds too good to be true it is! I was able to get about 1/6 of my money back, but my credit is completely destroyed, and it will take years to work through this. I realize the initial debt was my fault, but by the time I really found out what was going on, my balances had nearly doubled. Do not sign up with this company. They will not help you. Like others have said, they have customer service people who do not know what they are doing, and you never talk to the same person twice. What is more, each customer service person is only allowed 20 minutes of outgoing calls. How much can you really get done in this time?
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subset: commoncrawl


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"The best way to get over a man is to get under one." I love that line; it makes me laugh every time. I picture Dollie Parton saying it in her fabulous voice. But while it sounds great and empowering, it's usually a big mistake.
A dear friend of mine recently went through a painful break up. I saw how another man quickly popped up. He had been around before as a friend and had asked her out while she was in the relationship, but then when it ended he came on to her full force. I found it upsetting because it seemed like he was trying to catch her when she was at her most vulnerable emotionally. (Reminded me of those nature shows where the lion hones in on the weakest impala of the herd.) My friend did begin to see him, more out of wanting a diversion than because she wanted him. He kept trying to move things forward, despite her protests of needing more time, which I also thought could have been more forceful. (Just a note that I'm not telling you anything I didn't say directly to my friend.) At one point, I saw that she was getting more involved than she wanted, or than was good for her. So I pulled her aside and pointed out the similarities between this new man and the ex in the way that they both ignored what she said and "yes"ed her to death while still doing what they wanted. She had told the new man that she needed some time to recover and get over her heartache and he had agreed, but then proceeded to try to quickly move things forward. This was similar to the ex who had said that he agreed with her concerns about different things, but continued to act in the same way as if they had never spoken.
Well this article isn't about my friend's break up in particular, but about the fact that you need to take some time after the end of a relationship to figure out what happened before jumping into a new one, i.e. seeing as clearly as possible how you behaved and how you contributed to the problems. And, if you don't take the time to do this kind of introspective and honest work, you will begin to date someone just like your ex in important and problematic ways. Why? Because you haven't changed in any way and you haven't learned your lesson. So if you don't change in some way, and I don't necessarily mean a behavioral change, but some kind of inner change that is sparked by honesty and insight into how you co-created the problematic situation, then you will just pull in the same kind of man that you pulled in last time.
This is not the time to play victim. It's time to be totally honest with yourself about how you were a full participant in the relationship. It's fine to get some empathy and sympathy from your girlfriends – topped off with a few "good riddance to that jerk" toasts. But then you have to get really honest with yourself about everything that you brought to that relationship – the good, the bad, and the ugly. This also isn't time to play martyr and blame absolutely everything that went awry on yourself. Try your best to be objective and see when, maybe like my friend, you spoke but pretended to ignore that you weren't heard. Or, maybe just the opposite, you were too forceful and aggressive and didn't give him the space or safety to speak. Obviously everyone has their own circumstances to look at and they will play out in ways that are specific to you. But take my break up advice and give yourself the gift of time to look at the relationship before jumping into something else where you may just repeat the same issue or pattern because you didn't take the time to figure out how it occurred in the first place.
If you think you have a hard time being objective about the relationship or have a hard time not feeling like a victim, then maybe you can talk with a straight shooting friend – after you've made it clear that you'll do your best to be open and not to get angry or defensive. You can also talk to a therapist. If you're worried about the cost, then check out your insurance benefits regarding therapy or check out a college health center where therapists-in-training offer a lower fee because they have less experience. If you're in the NYC area or would like to work via telephone or Skype, feel free contact me for an appointment.
Have you ever used a breakup to spark some inner change or insight? Or to at least inspire a new haircut? Let me know, I'd love to hear!


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5 oz Body Lotion
Item #464730
In Stock & Ready to Ship!
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1.7 oz Eau De Parfum Spray
Item #430645
0.05 oz Vial (Sample)
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3.4 oz Eau De Parfum Spray
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About Donna Karan
History and background of Donna Karan. Perhaps most famous for inventing "the body", one of the most practical items of clothing to come out of the Eighties, Donna Karan is now one of the most recognisable names in American fashion. Read more about Donna Karan
More Donna Karan fragrancesfor Women: Cashmere Mist , Be Delicious , Dkny , Red Delicious , Be Delicious Fresh Blossom , more
for Men: Be Delicious , Dkny Men , Dkny , Red Delicious , Dkny Unleaded , more
See all Donna Karan products
Customer Comments
This was a first time purchase and I was very pleased with the product and turn around time in receiving the order.
J. Kyanka (Palos Heights, IL)
REVIEW SNAPSHOT®by PowerReviews
- Great smell (20)
- Draws compliments (11)
- Great value (10)
- Long-lasting (10)
- Sensual (8)
- Doesn't hold (3)
Best Uses
- Evening (12)
- Daily use (11)
- Special occasions (11)
- Signature fragrance (10)
- Anytime (5)
- Reviewer Profile:
- Classic style (15), Natural style (7), Adventurous style (5)
- Fragrance Type:
- Floral (15), Oriental/spicy (10), Woody/earthy (10), Fresh/aquatic (5), Herbal (4)
Most Liked Positive Review
Not for anyone!
I first sniffed it on a paper in a store and found it really different, chic, classic and modern at the same time - if it is possible... The price at Fragrancex...Read complete review
I first sniffed it on a paper in a store and found it really different, chic, classic and modern at the same time - if it is possible... The price at Fragrancex was so inviting that I HAD to buy it! Well, my first impression wasn't exactly what I was hoping for: sincerely it reminded me church's flowers/candles smell... On the other hand, it was changing into an agreeable fragrance, floral, clean but chic. I tried it again and now I'm in love with Gold! In fact lily and amber is the best description for that. Definitly it it not for anyone. Strongly recommend test it before you buy.
Most Liked Negative Review
A little bit disappointed
At the first, I impressed by its name "Gold".But A little bit heavy and ordinary..It is not unique..spicy,sweet and smoky...
At the first, I impressed by its name "Gold".But A little bit heavy and ordinary..It is not unique..spicy,sweet and smoky...
Reviewed by 30 customers
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- Draws Compliments
- Great Smell
- Long-Lasting
Best Uses
- Anytime
Comments about Donna Karan Gold Perfume:
Like this fragrance
- Fragrance Type:
- Citrus/Fruity, Floral, Woody/Earthy
- Clean & Fresh
- Draws Compliments
- Long-Lasting
- Sensual
- Sexy
Best Uses
- Daily Use
Comments about Donna Karan Gold Perfume:
Thank fragrancex.com for fast delivery. Order has been shipped the same day the order that you will not see in other stores! Perfume received without delay. Presented to his mother. Mom just loved this perfume.
- Fragrance Type:
- Floral, Herbal, Oriental/Spicy
- Great Smell
- Long-Lasting
- My all time favorite
- Not Overpowering
Best Uses
- Anytime
- Signature Fragrance
Comments about Donna Karan Gold Perfume:
I use this mostly evenings when going out. Lasting fragrance, that doesn't change during the evening. Never overpowering, just a great subtle smell
Best Uses
Comments about Donna Karan Gold Perfume:
I was surprised by the caramel color of the lotion - possibly too old? It still smelled good, though!
- Draws Compliments
- Great Smell
- Sensual
Best Uses
- Anytime
Comments about Donna Karan Gold Perfume:
The best Lily perfume ..a dream
- Fragrance Type:
- Citrus/Fruity, Floral, Fresh/Aquatic, Herbal, Oriental/Spicy, Powdery, Woody/Earthy
Displaying reviews 1-5
Previous | Next »


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RSS 11 deals tagged "ap"
D-Link AirePremier High Power Wireless-N Gigabit PoE Access Point for $108.99
@ store.amdigitaltechnologies.com | 0 comments | networking, wireless, ap, wifi
2 months ago
Lego® Star Wars AT-AP (717 Pieces) Kit# 75043 for $49.99 + free shipping
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7 months ago
Aktiv Pak AP400 Digital SLR Camera Backpack Case (Black) for $49.95
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2 years ago
TP Link TL-MR3020 Portable 3G/3.75G Wireless N Router / AP for $36.99 + free shipping
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3 years ago
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PLANEX-EQN-AP300E 300Mbps Wireless N PoE Access Point/Repeater w/Ant Smoke Detector Style Wall… for $99.99 + free shipping
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3 years ago
Sponsored Deals
They're like ads, but good.
OK, yes, companies pay a little something to be Sponsored Deals. But we don't allow just any old crap in this section. Sponsored Deals are proposed to us by other retailers, manufacturers, and even other daily deal sites. If we find the deal compelling enough that our members will appreciate us bringing it to their attention, we'll feature it here. Believe it or not, we have a reputation to uphold. If your store would like to be considered for this space, please contact us for details. But if your deal is lame, or sketchy, no amount of money will let you buy your way in.
Community Deals
It's whatever you want it to be.
Pretty much, anyway. This is where you find the deals that wooters like you have ferreted out and brought to light. We're thinking it'll turn into a massive database of discounted products from around the Web, constantly expanding to absorb the newest deals from the very moment their prices are slashed, with each deal immediately rated by hordes of savvy voters to spotlight the very greatest deals in the world today. Hey, we can dream, right?
We use a fancy algorithm to determine which deals are catching the most buzz – they're under the Popular tab, which is the default view of this section. You can look for the most popular deals today, this week, or this month. The Fresh tab features the most recently submitted deals, so that's where to look for deals that everybody else doesn't know about yet. And the Search bar does what a Search bar does, only, uh, much wootier! Yeah! Right on!
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Organic bullets? Vegetarian haggis? Cheap tickets to Antarctica? The best high-performance sweatsocks for under $100? If you're looking for a deal that doesn't appear to show up in our Community Deals section, throw the question to your fellow cheapskates. Or answer a question for one of your fellow cheapskates. Or vote for your favorite questions, or your favorite answers, or… maybe we should call this section "Ask, Answer, Comment On, And Vote In The Community", but that won't fit on the page.


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Jason Powell of ProWrestling.net reports that the WWE PPV originally known as One Night Stand has had yet another name change and is currently known as Extreme Rules.
Tags: ECW, extreme rules, one night stand, WWE
This was reported about 4 months ago.
And then it was reported that it had been changed to Night of Extreme. And the day after that it was reported that the name was changed once again, this time back to Extreme Rules. Keep up.
So to sum up…
We went from the following:
One Night Stand
Extreme Rules
Night of Extreme (for one day)
Extreme Rules
It's official…Vince has lost his touch.
Actually, I'm sure Vince touches himself more than enough. He seems that type of guy. "WHAT A MANOEUVRE!!!"
Why not just reach back to the old Hogan/Zeus days and call it No Holds Barred? They could even use the sweet 80's song!
Sorry, Iain. I'm just losing patience with the inept level of reporting on this site, and how certain people can't be bothered to even proof-read their material.
But okay, THIS article…is okay.
What Did You Think Of WWE TLCS 2014?
View Results


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To mark the month of February and Valentine's Day, the World Bank Group Archives is featuring a valentine poem about carpooling written by World Bank staff member, Maurice Perkins, which first appeared in the January / February 1959 edition of International Bank Notes, a newsletter for staff.
This poem of collegial camaraderie, and other stories of the World Bank Group's passion for development and poverty alleviation can be found in the Archives. Find out more about our holdings!
Happy Valentine's Day from the World Bank Group Archives!
International Bank Notes (January / February 1959), "A Valentine to my carpool," by Maurice Perkins, pg. 9
This feature is produced by the World Bank Group Archives to highlight the World Bank's contributions to development. For more information concerning the the above documents and images (or any of the Archives holdings) please contact us via the Access to Information website.
Previously Featured Documents/Photos


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Safaricom Jazz with Jimmy Dludlu
Poetry Podcasts
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Artist of the Week Archive
Feature Artist: Iyeoka Okoawo- A poet, singer, activistPosted on May 31, 2012 | 2 CommentsI discovered Iyeoka recently through, not her poetry, but through her music thanks to the Capital Jazz club group on […]
Feature Artist: Zahara (Bulelwa Mkutukana)Posted on May 15, 2012 | No CommentsI came across this video by pure luck and I felt I had to share it with fellow art/music lovers. […]
Artist of the Week; GiovancaPosted on December 16, 2011 | 2 CommentsGiovanca Ostiana Desire is a Dutch singer, songwriter and model. The past ten years she has acted as a background […]


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Buckle-up, and Hang on Tight because you are about to Receive a FREE Download from one of the MOST Electrifying, Unique Up-and-Coming Rock Groups of this Generation!
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Completely under the radar, check out what they've already accomplished (quietly, in the calm before they strike):
The Breakpoint Method has played on multiple famous festivals, including Rockstar Energy's Taste of Chaos Tour and Van's Warped Tour
They have shared the stage and provided direct support for Superstar bands such as CHEVELLE, In This Moment, Saliva, and Pierce the Veil… of course that's just to name a few of many.
This completely independent band (originally from a near barren music scene in Central Kansas) has made leaps and bounds to relocate to the city of Denver, CO and have toured extensively across the Midwest, South, and Eastern Coastal United States!
Many fans have stated time and time again that The Breakpoint Method has one of the "most intense and electrifying live shows" they've ever seen. However, their live show purely enhances the quality of their music, which is nothing less than the best. Blood, sweat, and tears have LITERALLY been shed over the years as the band has worked endlessly to produce a relatable product. Their music not only tells the stories of hardships that people around the world can relate to, but caused turmoil within their personal lives as they were away from family and loved ones more often than most relationships can endure. For these reasons alone, giving you a free download to some of this very special content is MORE than just a treat.
So enter the necessary information, and brace yourselves for a couple of Hard Hitting, Ear-Tantalizing Tracks from yours truly!


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Northern Anne Arundel Chamber of Commerce's 2008 Small Business of the Year
Serving areas throughout Anne Arundel County and all of Maryland.


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Vol. 56, No. 24 • Sixth Week • Spring Semester • March 2, 2009
Featured Articles
Provost finalist campus visits continue
Blugold women head to NCAA tournament
U.N. internship reveals world of possibilities
International students serve Eau Claire community
Race relations, immigration to be Forum focus
Debussy expert
Jewish-Arab relations in Israel to be lecture focus
Campus events mark Women's Herstory Month
Comic opera 'Albert Herring' continues this week
March 8 Shamrock Shuffle to raise funds for WYSP
Provost finalist campus visits continue
Links to all finalists' curriculum vitae, the times and locations of their campus open forums, and a forum feedback form are available online.
Blugold women head to NCAA tournament
DePauw, which won the NCAA Division III title two years ago, heads into the weekend with a 22-5 overall record and is ranked 17th in the latest D3hoops.com poll. The Blugolds have never faced DePauw before. Full story.
U.N. internship reveals world of possibilities
UW-Eau Claire senior and broadcast journalism major Megan Lowry, Burnsville, Minn., spent part of her fall semester in the company of United Nations ambassadors, the secretary of state and the president of the United States.
As an intern for the U.S. Mission to the United Nations, Lowry worked from Sept. 10 to Nov. 21 as a press and public affairs intern, where her duties included monitoring newswires for stories involving U.S. interests at the U.N.
Lowry learned of the internship opportunity through UW-Eau Claire's Center for International Education. She decided to apply for the internship because of her interest in international affairs and politics.
Along with attending a "meet and greet" with then President Bush and Secretary of State Condoleezza Rice, Lowry met many different ambassadors, including French President Nicolas Sarkozy. Full story.
International students serve Eau Claire community
All UW-Eau Claire international students who take English-as-a-second-language classes in the foreign languages department participate in service projects that bring them in contact with community members. The students donate their time and talents to the Eau Claire community while helping to foster intercultural understanding.
Last semester 27 international students participated in community projects and programs, including a therapeutic riding program at an area equestrian center, an Eau Claire Parks and Recreation Center drop-in social/recreational program for developmentally disabled adults, Special Olympics volleyball and bowling programs, music therapy sessions and cultural information presentations to sixth graders at South Middle School in Eau Claire.
Watch a slide show created by Bill Hoepner, Rick Mickelson and Larry Glenn of UW-Eau Claire's Learning and Technology Services that includes photos and audio from the international students' presentations at South Middle School.
Race relations, immigration to be Forum focus
Cathi Tactaquin, director of the California-based National Network for Immigrant and Refugee Rights, will speak March 3 as part of the UW-Eau Claire Forum lecture series. Her address, "Immigration and Race in the Global Era," will begin at 7:30 p.m. in Schofield Auditorium.
Tactaquin will call for a greater understanding of how the worldwide demographic shift is challenging perceptions, attitudes, policies and laws for race relations and immigration. She will draw upon her own experiences as the daughter of a farm worker, an organizer in the Filipino community and an international migrant activist. Full story.
Debussy expert to present lecture March 3
David Grayson, professor of musicology at the University of Minnesota, will present a lecture titled "Debussy's Ideal Pelléas" at 3 p.m. Tuesday, March 3, in Room 159 of UW-Eau Claire's Haas Fine Arts Center.
An authority on the French composer Claude Debussy, Grayson is on the editorial board of the journal Cahiers Debussy and has written and lectured widely on the composer and his music.The lecture is free and open to the public. Full story.
Lecturer to address Jewish-Arab relations in Israel
Wesley is a scholar of urban planning, land use patterns and power relations between Jewish and Palestinian Israelis. His scholarship examines how Israel offers opportunity to its citizens, the socio-economic make up of Israeli towns and inequality between its citizens.
The lecture, which is free and open to the public, is sponsored by the UW-Eau Claire departments of history, foreign languages, geography and anthropology, and political science. Full story.
Campus events mark Women's Herstory Month
See full schedule of Women's Herstory Month events.
Comic opera 'Albert Herring' continues this week
"Albert Herring" is a comic chamber opera performed in three acts and composed by famed British composer Benjamin Britten. The libretto is by Eric Crozier after a short story by Guy de Maupassant. Britten's contemporaries say that the title character is, in fact, a satirical self-portrait of the composer. The opera premiered June 20, 1947, at Glyndebourne in East Sussex, England, with Britten as conductor. The opera is performed in English. Full story.
March 8 Shamrock Shuffle to raise funds for WYSP
All proceeds from the event will support the Wisconsin Youth Sports Program (formerly known as the National Youth Sports Program), a five-week summer sports camp for youth ages 10 to 16 from economically disadvantaged families.
Individual advance registration is due by March 6. Individuals also can register the day of the event beginning at 9 a.m. Full story and registration information.
Fair to help students explore majors, services
All current students are encouraged to attend. The fair also welcomes high school juniors and seniors participating in campus visits, as well as students who are interested in transferring to UW-Eau Claire from two-year UW campuses and technical colleges in western Wisconsin.The fair offers a relaxed atmosphere where students can speak to department faculty, staff and students representing UW-Eau Claire's majors, minors and pre-professional programs. Representatives from Student Services departments also will be available to describe the full range of services offered to students. Full story.
Top News l Calendar l Faculty/Staff News l In the News l Notices l Archive
Julie Poquette, Editor, UW-Eau Claire News Bureau, Schofield 201, (715) 836-4741
Diane Walkoff, Assistant Editor. Updated: March 2, 2009


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Breaking Down NYT's Latest Immersive Offering 'The Jockey'
Another great behind-the-presses feature from journalism.co.uk technology editor Sarah Marshall. She talked to Pulitzer Prize winning reporter Barry Bearak and New York Times associate managing editor Steve Duenes about "The Jokey," the paper's race-track themed follow-up to "Snowfall."
Former NYT sports editor Joe Sexton hatched the idea of a profile piece of 50,000+ races jockey Russell Baze. It took a long time to come together, which was fortuitous, because when Baze finally said yes, "Snowfall" had just run and generated major traction:
Videographer and photographer Chang Lee was brought in and, along with graphics editor Xaquín GV, set up a complicated shoot, involving Baze wearing a miniature Pivothead camera on his goggles to provide point-of-view video footage, and 15 GoPro cameras around the track to capture the jockey racing…


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£2.99 per 100ml
Beautycard Points: 2 points
Product Information
12 hour moisturisation. Naturally sourced Vitamin E is a powerful antioxidant which revitalises and protects the skin
It also helps combat the damaging effects of free radicals and shields it against the environment. Dermatologically tested.
Vitamin E Nourishing Night Cream with 12 hour moisturisation has been specifically developed to help rehydrate and nourish your skin while you sleep leaving it feeling soft, smooth and looking radiant in the morning. Enriched with naturally sourced Vitamin E is a powerful antioxidant which not only revitalises and protects the skin, it also helps combat the damaging effects of free radicals and shields it against the environment. The rich formula also contains a skin conditioning multi-vitamin complex comprising vitamins A. B, F and H, which combined with horse chesnut extract, helps to care for dry skin.
CARE AND SAFETY ADVICE: Avoid direct contact with the
eyes. If this should occur, rinse thoroughly with clean water.
Product Specification
Aqua, Glycerin, C12-15 Alkyl Benzoate, Cetyl Alcohol, Butyrospermum Parkii Butter, Cyclomethicone, Parfum, Glyceryl Stearate, Peg-100 Stearate, Tocopheryl Acetate, Tocopherol, Pentylene Glycol, Sodium Lactate, Lactic Acid, Serine, Urea, Sorbitol, Sodium Chloride, Allantoin, Polysorbate 60, Carbomer, Alcohol Denat, Peg-35 Castor Oil, Polysorbate 20, Aesculus Hippocastanum Extract, Retinyl Palmitate, Inositol, Calcium Pantothenate, Linoleic Acid, Biotin, Sodium Hydroxide, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Disodium Edta, Coumarin, Linalool, Butylphenyl Methylpropional, Alpha-Isomethyl Ionone, Phenoxyethanol, Methylparaben, Ethylparaben, Butylparaben, Propylparaben, Isobutylparaben.
Size (100) Unit (ML) Height (4) Width (7) Depth (7)
Tub - Plastic check local recycling
How to Use
DIRECTIONS FOR USE: Using your fingertips, apply to your
face and neck in gentle circular motions. Superdrug
recommends using this in conjunction with other products
from our trusted Vitamin E range.
Really hydrating and smells delicious! Perfect for dry-sensitive skin!
Would you recommend this product: YesFlag this review
I'm coming up to my 50th birthday and with the help of this cream, using it day and night I can say I don't look my age! It keeps my face nice and moist with out feeling greasy. I have dry skin and when I run out I can tell the difference with my skin and complexion, it doesn't look so radiant, and it looks dried out. I have Hypo-thyroid's which leave my skin dry and this cream helps to prevent that. I only wish they sold it in California USA, as I have to have my Mum go to the store and get some for me and then she has to send it to me, which is costly. So please see if there is a way for you to get it to USA. I recommend this to everyone!
Would you recommend this product: YesFlag this review


text: Strict Standards: Redefining already defined constructor for class XML_Parser in /home/sites/www.americanpoems.com/web/store/aom/includes/os.php on line 1188 Strict Standards: Declaration of XML_Parser::raiseError() should be compatible with PEAR::raiseError($message = NULL, $code = NULL, $mode = NULL, $options = NULL, $userinfo = NULL, $error_class = NULL, $skipmsg = false) in /home/sites/www.americanpoems.com/web/store/aom/includes/os.php on line 1604 Strict Standards: Declaration of XML_Unserializer::startHandler() should be compatible with XML_Parser::startHandler($xp, $elem, &$attribs) in /home/sites/www.americanpoems.com/web/store/aom/includes/os.php on line 3503 Strict Standards: Declaration of Cache_Lite_File::get() should be compatible with Cache_Lite::get($id, $group = 'default', $doNotTestCacheValidity = false) in /home/sites/www.americanpoems.com/web/store/aom/includes/cache.php on line 1020 American Poems: Fanny Bank Funny Farting Coin Drop Bank - Marketplace Offers (Page 1) Home Apparel Appliances Books DVD Electronics Home & Garden Kindle eBooks Magazines Music Outdoor Living Software Tools & Hardware PC & Video Games Search All Products Apparel Appliances Arts & Crafts Automotive Baby Beauty Books Computers DVD Electronics Gourmet Food Grocery Health Home & Garden Industrial & Science Jewelry Kindle eBooks Kitchen Magazines Miscellaneous Mobile Apps MP3 Downloads Music Musical Instruments Office Products Outdoor Living Pet Supplies Photo & Camera Shoes Software Sporting Goods Tools & Hardware Toys VHS Video On Demand PC & Video Games Watches Wireless Wireless Accessories Advanced Search Sitemap View Cart Checkout Location: Home » Home & Garden » Fanny Bank Funny Farting Coin Drop Bank Fanny Bank Funny Farting Coin Drop Bank enlarge Brand:Big Mouth Toys Category:Home Sales Rank:46 Color:Multi-Colored Media:Kitchen Age:16 - 44 years Autographed:No Memorabilia:No Shipping Weight (lbs):0.9 Dimensions (in):6 x 6 x 6 Release Date:May 5, 2011 MPN:BT17813 Model:BM1226 UPC:718856100149 EAN:0718856300242 ASIN:B001E21V9M Price Condition Buy Seller $10.75 as of 12/18/2014 20:47 EST details New In Stock LADY Ts SUNDRIES Availability: Usually ships in 1-2 business days View All Item Offers CERTAIN CONTENT THAT APPEARS ON THIS SITE COMES FROM AMAZON SERVICES LLC. THIS CONTENT IS PROVIDED 'AS IS' AND IS SUBJECT TO CHANGE OR REMOVAL AT ANY TIME. Brought to you by American Poems Categories •Apparel •Appliances •Arts & Crafts •Automotive •Baby •Beauty •Books •Computers •DVD •Electronics •Gourmet Food •Grocery •Health •Home & Garden •Industrial & Science •Jewelry •Kindle eBooks •Kitchen •Magazines •Miscellaneous •Mobile Apps •MP3 Downloads •Music •Musical Instruments •Office Products •Outdoor Living •Pet Supplies •Photo & Camera •Shoes •Software •Sporting Goods •Tools & Hardware •Toys •VHS •Video On Demand •PC & Video Games •Watches •Wireless •Wireless Accessories Subcategories Home & Kitchen Features •Featured Categories Related Categories •Home & Kitchen Features Home & Kitchen •Novelty & Gag Toys Grown-Up Toys Categories Toys & Games


text:
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Analysis, discussion and opinions by members of Newsday's editorial board.
BloggersAlvin Bessent Rita Ciolli Michael Dobie Joseph Dolman Lane Filler Sam Guzik Anne Michaud Larry Striegel
Dobie: Kim Kaiman hiring smacks of favoritism
What was Judi Bosworth thinking?
Barely a week into her tenure as North Hempstead Town supervisor, Bosworth chose Kim Kaiman, the wife of her predecessor, fellow Democrat Jon Kaiman, to head the town agency charged with attracting business and tourism to North Hempstead.
Kim Kaiman did not emerge victorious from a field of qualified candidates. There were no others. The job apparently was not advertised and there were no other resumes through which to comb.
Bosworth says she had every expectation the hire would raise questions but insisted, "The choice was absolutely not dictated by anyone."
Bosworth said she has known Kim Kaiman personally for years and believes Kaiman has the personality, ability, dedication and knowledge of the town to serve well as deputy commissioner of finance and executive director of the North Hempstead Business and Tourism Development Corp., a $78,000-a-year post. And officials from both major parties in town agree the business agency has been ineffective and needs a shake-up.
Both are beside the point. So is the fact that the appointment sailed through the town board (which does include two Republicans); that mostly was a testament to the new and less-combative tone Bosworth has brought to Town Hall. The problem is that by not considering anyone else — say, someone with more of a marketing background or more experience in working with businesses — Bosworth is susceptible to claims that she has engaged in nepotism.
True, nepotism has been around as long as paying jobs have existed, and it's certainly not unique to politics. But it matters more when it's the public's money being spent to hire someone's relative — especially when the someone was a larger-than-life personality who left a huge footprint in the town when he left.
Bosworth says she has demonstrated her independence from Jon Kaiman in other hires she has made of people with no connection to the former supervisor. The hiring of Kim Kaiman clouds that picture.
Bosworth asks that Kim Kaiman be judged on her performance. Fair enough. And she may do well, indeed. But that doesn't mean that the process that put her in place passes the smell test.
Tags: North Hempstead , Judi Bosworth , Michael Dobie , Kim Kaiman , Jon Kaiman , supervisor , nepotism , favoritism , Democrats


text:
Help desk management software tracks customer calls and problem resolutions. There are a large number of help desk software solutions available so selecting the right system can be a challenge.
With the help of Software Advice - a company that specializes in helping buyers find the right software for their business - Sales Lead Management Association has narrowed down this list of software systems to the leading help desk management software products. You can review the products below to request a free price quote or demo today!
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your company here!


text:
The Food and Drug Administration blocked more shipments of orange juice from entering the U.S. and found traces of an illegal fungicide in domestic juice.
However, although the FDA will maintain its blockade against imports with the fungicide carbendazim, it plans no recall or action against domestic juice products. Nine out of 14 samples of orange juice concentrate taken from large holding tanks in Florida contained from 13 to 36 parts per billion of carbendazim, the FDA said.
The concentrate was made with domestic oranges and concentrate imported from Brazil, where carbendazim is widely used by orange growers, the agency said. The agency is testing liquid juice, concentrate and powdered orange juice products at U.S. ports of entry.
"At this time, the agency does not believe there is a need to continue testing for carbendazim in orange juice products already in the U.S.," the FDA said.
Since it first blocked orange juice imports prior to testing in early January, the FDA has found traces of carbendazim in 20 out of 86 international shipments. That's almost double the number reported Jan. 27.
Those 20 shipments — 11 from Brazil and nine from Canada — were detained, and must be re-exported or destroyed. Forty-six shipments tested negative.
Tests on another 20 samples are pending, the agency said Thursday. The Environmental Protection Agency said carbendazim is not harmful in concentrations less than 80 ppb. But the fungicide is not approved for use in the U.S.
Carbendazim is used in Brazil and other countries to fight black spot mold that leaves unsightly blemishes on oranges. Brazil is the world's largest orange producer.
-- Contact William B. Cassidy at email@example.com. Follow him on Twitter @wbcassidy_joc.


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Category Archives: Physician Workforce
Cost-Conscious Care Training: A Missing Ingredient in Many Residency Programs
Given near-universal concern over rising health care costs, are new physicians being taught to keep costs in check?
Not enough of them, according to a research letter published in JAMA Internal Medicine in December. Lead author Mitesh Patel, MD, MBA, a Robert Wood Johnson Foundation (RWJF) Clinical Scholar at the University of Pennsylvania, and his research team analyzed survey responses from nearly 300 U.S. internal medicine residency programs. They found that fewer than 15 percent have curricula designed to teach residents to be more cost-conscious.
"Evidence shows that physicians who recently completed residency training practice medicine at a higher cost than more experienced physicians," Patel and his team wrote. Among 295 programs that responded to a questionnaire on cost-conscious care in a 2012 survey from the Association of Program Directors in Internal Medicine, 14.9 percent indicated that they had a formal curriculum in cost-conscious care; another 49.8 percent responded that they did not, but were working on it.
YOUR Favorite Blog Posts of 2013 – Part One
The Robert Wood Johnson Foundation (RWJF) Human Capital Blog published nearly 400 posts in 2013. Which were your favorites? Today and tomorrow, as the year comes to an end, we're taking another look at the posts published on this Blog in 2013 that attracted the most traffic.
A Closer, More Dispassionate Look at Obesity RWJF Scholar in Health Policy Research alumna Abigail Saguy, PhD, discusses how fatness went from being considered a fashion problem to a social problem, a medical problem, and finally the public health crisis we see it as today. She says social perceptions of weight have affected medical interpretations, and shares her concern that some efforts to promote healthy lifestyles will exacerbate weight-based discrimination. Saguy's interview was also the post most-shared on social media this year, generating more than 2,200 "likes" on Facebook.
A Chief Nursing Officer Who Does Not Have a BSN-Only Hiring Policy in Place In a blog that is both personal and provocative, RWJF Executive Nurse Fellow alumnus Jerry Mansfield, PhD, RN, shares his journey to become a nurse, the setbacks he overcame, and how he has fulfilled his commitment to lifelong learning. He also addresses how he reconciled his support for the Institute of Medicine's future of nursing education recommendations with the steps he had to take to meet demand for nurses at his institution. Mansfield is chief nursing officer at University Hospital and Richard M. Ross Heart Hospital, and a clinical professor at Ohio State University College of Nursing.
After Graduation, Medical Students Express Both Satisfaction and Concerns
What's on the minds of this year's medical school graduates? Among top concerns for the country's future physicians are uncertainty about health care reform, practice choices, and debt repayment, according to the 2013 Medical School Graduation Questionnaire administered by the Association of American Medical Colleges (AAMC). Overall, most medical students say they are satisfied with their education.
The 2013 graduates in the new survey report an average premedical education debt of $11,849, which is about eleven percent more than students reported in 2012. This ends a four-year trend in which the average premedical debt had been decreasing. In addition, the 2013 graduates report an average medical education debt of $135,084—an increase of two percent from 2012 graduates. Nearly two in five graduates this year (38.1%) say they plan to enter a loan-forgiveness program.
Fewer than 2 percent of 2013 graduates say they plan to go into full-time solo practice. Twenty percent have their sights set on a group practice of three or more. Nine percent expect to pursue hospital work.
International Makeup of U.S. Health Care Workforce Brings Vitality, Challenges
Foreign-educated and foreign-born health professionals play a vital role in providing patient care in this country, but strategic shifts such as changes in immigration laws may be needed to stabilize the nation's health workforce, according to a new RAND Corporation study.
The two groups fill important gaps, particularly among primary care physicians, nurses in hospital settings, and other areas with worker shortages, according to findings published in the November issue of Health Affairs.
However, continuing to rely on foreign-educated and foreign-born health workers may reduce incentives for the nation to address problems such as the inadequate supply of primary care physicians. This, in turn, could lead to a less-stable U.S. health care workforce, researchers said.
Survey Shows a Shift in Physicians' Compensation, But Not Their Disappointment
The website Physicians Practice has released its annual Physician Compensation Survey, which for the third straight year shows that a majority of U.S. physicians view the income from their medical practice as "disappointing." In 2013, 54 percent defined their net income this way, the same number as a year earlier, but 5 percent more than those who took the survey in 2011.
Physicians Practice surveyed 1,474 physicians and staff for the survey, asking about personal income, practice overhead, practice outlook, and other financial issues. For the first time, the survey acknowledged the shift from volume-based reimbursement to value-based reimbursement, asking respondents to share how much of their income is tied to factors other than the number of patients they see.
Thirty-three percent of respondents said a portion of their compensation is tied to value (quality and cost of care provided), with 8.5 percent of that group saying this was the only factor in their pay. Furthermore, 24 percent of respondents said a portion of their compensation was tied specifically to patient satisfaction.
However, productivity remained the dominant factor in physician compensation, with 28 percent of survey respondents saying that their entire compensation package was factored on productivity alone. Another 37 percent said it made up a portion of their annual pay.
See the 2013 Physician Compensation Survey results.
Read coverage of the survey in Becker's Hospital Review.
The Country Doctor: Study Anticipates a Disappearing Breed that Doesn't Bode Well for Rural America
Rural counties throughout the United States may be hardest hit by the country's anticipated shortage of primary care physicians (PCPs), according to a new study from the WWAMI (Washington, Wyoming, Alaska, Montana, and Idaho) Rural Health Research Center at the University of Washington School of Medicine.
Researchers point to several factors that have implications for rural counties: PCPs deliver the majority of health care in those areas; a substantial percentage of primary care providers in the United States are approaching retirement age at the same time that fewer new medical school graduates are opting for primary care specialties; and demand for health care services is expected to increase as the population ages and millions gain health insurance coverage as a result of the Affordable Care Act.
The study, which used data from the American Medical Association and the American Osteopathic Association 2005 Physician Masterfiles, found a higher percentage of PCPs near retirement in rural counties than in urban ones, with the percentage increasing as the degree of rurality increased. (Physicians 56 or older in 2005 were considered to be near retirement and were the primary focus of analysis.) The 184 counties in the top 10 percent of near-retirement PCPs were characterized by lower population density and lower socioeconomic status, as measured by low education, low employment, and persistent poverty.
Health Care Job Demand Slows, But Still Growing
The health care sector has created 166,800 new jobs so far this year, according to data from the Bureau of Labor Statistics—but that's down from the 266,400 new jobs created in the first nine months of 2012. The sector created 6,800 jobs this September, compared with 36,600 in September of last year.
Experts note that these numbers have yet to reflect any slowing demand for physicians and other clinicians.
With health reform taking effect, consolidations and other changes in the health care industry, "what you are seeing is simple action-reaction," Travis Singleton, senior vice president at the health care staffing firm Merritt Hawkins & Associates, told Health Leaders Media. "[A]nytime you have mass change to an industry you are going to get a reaction." Singleton says that Merritt Hawkins saw a 14 percent increase in its physician and advanced practice recruiting assignments from 2012 to 2013, and he expects recruitment and hiring to continue to increase, especially in nursing.
See the data from the Bureau of Labor Statistics.
Read the Health Leaders Media story.
More Physicians, Nurses Leading Hospitals
Doctors, nurses, and other health professionals are increasingly taking on top leadership positions at hospitals, Fierce Healthcare reports, likely because of the changing health care delivery system.
The trend is taking root in several states. In Texas, Baylor All Saints is headed by a former surgeon. The president of Texas Health Harris Methodist Fort Worth is a former intensive care unit nurse, and her immediate superior who oversees operations for 12 regional hospitals is a physician, the Forth-Worth Star-Telegram reports.
Presence Saint Francis Hospital and Presence Saint Joseph Hospital in Illinois announced this month that a physician and board-certified specialist in infectious diseases would take over as president and CEO, according to Fierce Healthcare. Portsmouth Regional Hospital in New Hampshire is run by a registered nurse, Foster's Daily Democrat reports.
Among the Robert Wood Johnson Foundation (RWJF) scholars in top leadership positions at hospitals is RWJF Executive Nurse Fellow Kim Moore, RN, MSN, FACHE, the president of Saint Elizabeth Regional Medical Center in Lincoln, Nebraska.
Fast Track to a Medical Degree
With a primary care provider shortage looming, medical schools are trying a new approach to get physicians into the workforce quickly: condensing medical education from four years to three.
Mercer University (Georgia), Texas Tech University, and New York University offer three-year primary care programs, and will soon be joined by programs in Tennessee, Indiana, University of Wisconsin, East Carolina, and Kentucky, MedPage Today and Fierce Healthcare report.
Most of the schools are shortening or eliminating fourth-year clinical rotations to consolidate their programs, leaving the first three years—which often focus on medical science—untouched.
"We chose to do it on the clinical end rather than [the] basic science end because, as long as Step 1 is [and] as important as it is, our students need to be fully prepared for it," Betsy Jones, EdD, vice chair of research in Texas Tech's Department of Family Medicine, told MedPage Today. "We didn't make any changes to the curriculum that would threaten our students' ability to do well on [the United States Medical Licensing Examination]. The changes are really at the fourth year level."
A three-year program also saves medical students tuition money, and allows them to earn money in the workforce sooner than in a conventional four-year program, according to Fierce Healthcare.
More Than Half of Physicians are Self-Employed, Survey Finds
Although more hospitals and health care systems have been hiring physicians in recent years, more than half of the nation's physicians are still self-employed. A survey from the American Medical Association finds that 53.2 percent of physicians were self-employed in 2012 and 60 percent worked in practices that were wholly owned by physicians.
The survey also found that only 5.6 percent of physicians were directly employed by a hospital. Twenty-three percent worked in practices that were at least partially owned by a hospital.
Although the researchers conclude hospital employment is part of a national trend, the data "offers an update on the status of physician practice arrangements, and allows for a nationally representative response to the numerous articles of the past several years that have highlighted a surge in the employment of physicians by hospitals and the 'death' of private practice."
The data comes from the 2012 Physician Practice Benchmark Survey, a nationally representative random sample of post-residency physicians who provide at least 20 hours of patient care per week.


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Friday, Jan 9, 2008
"And they triggered a blitzkrieg against the Palestinians in Gaza, which in my judgment is an Israeli concentration camp."
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It is not good for all our wishes to be filled; through sickness we recognize the value of health; through evil, the value of good; through hunger, the value of food; through exertion, the value of rest.Dorothy Canfield Fisher
Poverty is relative, and the lack of food and of the necessities of life is not necessarily a hardship. Spiritual and social ostracism, the invasion of your privacy, are what constitute the pain of poverty.Alice Foote MacDougall
What hunger is in relation to food, zest is in relation to lifeBertrand Russell
Words do two major things: They provide food for the mind and create light for understanding and awarenessJim Rohn
We were the country that has more food to eat than any other country in the world, and with more diets to keep us from eating it.Author Unknown
I am on a seafood diet. I see food and I eat it.Author Unknown
I advance no exaggerated or fanciful claim for Vegetarianism. It is not, as some have asserted, a panacea for human ills; it is something much more rational -- an essential part of the modern humanitarian movement, which can make no true progress without it. Vegetarianism is the diet of the future, as flesh-food is the diet of the past.HENRY S. SALT
Food, one assumes, provides nourishment: but Americans eat it fully aware that small amounts of poison have been added to improve its appearance and delay its putrefaction.John Cage
Starvation threatens if we don't act quickly. [The funds] will be used immediately to provide urgently needed water, food and basic healthcare as well as to support the livestock that most people in the region rely upon.Louis Michel
The fact is that there is enough food in the world for everyone. But tragically, much of the world's food and land resources are tied up in producing beef and other livestock--food for the well off--while millions of children and adults suffer from malnutrition and starvation.Dr.Walden Bello
It is also 10 percent of your population without food and facing starvation -- that is going to challenge any economy.Douglas Keatinge
The poor on the borderline of starvation live purposeful lives. To be engaged in a desperate struggle for food and shelter is to be wholly free from a sense of futility.Abby Smith
Books cannot always please, however good; Minds are not ever craving for their food.George Crabbe
You know what's so great about junk food? Fat people who eat too much die young from cholesterol poisoning! It's a problem that solves itself!Ben (Yahtzee) Croshaw
Simplicity in all things is the secret of the wilderness and one of its most valuable lessons. It is what we leave behind that is important. I think the matter of simplicity goes further than just food, equipment, and unnecessary gadgets; it goes into the matter of thoughts and objectives as well. When in the wilds, we must not carry our problems with us or the joy is lost.Sigurd F. Olson
Communism and socialism is [sic] seductive. It promises us that people will contribute according to ability and receive according to needs. Everybody is equal. Everybody has a right to decent housing, decent food and affordable medical care. History should have taught us that when we hear people talk this stuff--Watchout!Walter E. Williams
After all, Eden was garden... the garden is a place to go for quiet contemplation, a source not only of food but also of spiritual renewal and intimate contact with life's most basic processes.Ed Smith
There is simply no room left for 'freedom from the tyranny of government' since city dwellers depend on it for food, power, water, transportation, protection, and welfare. Your right to live where you want, with companions of your choosing, under laws to which you agree, died in the eighteenth century with Captain Mission. Only a miracle or a disaster could restore it.William Seward Burroughs
God has given to Man an absolute right to take the lives of other animals, for any reasonable cause, such as the supply of food; but He has not given to Man the right to inflict pain, unless where necessary.Charles Lutwidge Dodgson
...a victim of bad medicine, bad air, bad food, farcical education, a despicable popular culture.Anthony Burgess
No other animal relies on cooked food. Perhaps something in the cooking process altered the biochemical requirements for maximal access to nutrients as well as the need to process the natural toxins found in plant and animal foods.Yoav Gilad


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MISS ON SCENE: Three Thieves
Art by Victoria Elliott
The Many Loves of a Southern Cinephile:
One Thousand and One Nights
Back in the early 1990s, when Turner Broadcasting's TNT network had but little idea how to market itself, in traditional afternoon-TV-programming fashion, it would show a colorful array of B- and otherwise-forgotten fantasy features. These might be titles more widely known to folks older than myself who enjoyed real-life matinees, but then they might understand the overwhelming joy of seeing, say, all of the Sinbad voyages populated with Ray Harryhausen's brilliant monsters, or the shaky but visually dazzling (and recently remade) Jack the Giant Killer, as a seven-year-old. I remember, in particular, one especially enchanting offering that stuck with me, and single-handedly ignited a lifelong obsession with basically any spinoff of the myriad One Thousand and One Nights fables—and all this before Disney's version was ever known to me. The film was 1940's The Thief of Bagdad, directed, in part, by legendary British filmmaker, Michael Powell.
The movie opens with a fairly befuddling, achronological plot structure, assuaged instantly by powerful color palettes and an obvious, scarlet-turbaned villain, Jaffar, played by the magnificent Conrad Veidt (yet another actor I have a deep obsession with, and whose gifts merit his own installment of this column). What's more, the film creates the same suspension of disbelief as a musical, beginning with a chantey from the nondescript dark-skinned sailors toiling among the ships in the harbor. From there, we enter into a garden of mystical delights: a brilliant blue-landscaped city, lots of men in wonderful eye shadow, vibrant and gravity-defying costuming, and a blind beggar (a rather wooden John Justin) accompanied by his hyper-intelligent dog.
We soon discover (via the beggar's sob story) that he's really the cursed and deposed King Ahmad, and his faithful cur is the similarly cursed young thief, Abu (the second-best actor in the bunch, the original Mowgli, Sabu, who does all his own stunts, of course). It's Jaffar who has cursed them, in a ploy to capture the princess (June Duprez), and who is now using them again to wake the princess from her heartbreak-induced stupor. Luckily, shortly thereafter, Ahmad's sight is restored and Abu becomes his boy-shaped spry self, and our true adventure can begin. Jaffar bribes the characteristically stupid sultan of Basra, who happens to be an avid collector of magical and creepy toys, with a wind-up flying horse, in exchange for the princess's hand in marriage. Upon realizing how miserable he's made his daughter, the sultan reneges on his promise, and Jaffar arranges for his assassination by gifting him a seductive, blue-skinned, six-armed woman, who plays the sitar and dances simultaneously, and whose embrace is, well, rather consuming. I can't describe what an impression this death scene made on my young self, only that, to this day, I find blue-skinned, multi-armed women incredibly compelling (here's looking at you, Kali).
But this is just the beginning! We still have to follow Abu as he captures an enormous, bellowing Djinn, or "genie" (played by the handsome African-American actor, Rex Ingram—another complicated, compelling figure who deserves a write-up of his own). The special effects here aren't exactly up to the Harryhausen caliber, but they hold up astonishingly well after all these years—if you can ignore the green paint on Ingram's face in favor of his giant, yellow, talon-like toenails. Also, it should be said that Djinn gets all the best lines. While the rest of the cast deals in melodramatic myth-speak (i.e. "What good are my eyes to me, without her?"), Ingram gets the chance to declaim perhaps my favorite monologue of all time, in his description of how the world remains intact:
Abu: Does the world have a roof?
Djinn: Of course! Supported by seven pillars, and the seven pillars are set on the shoulders of a genie whose strength is beyond thought, and the genie stands on an eagle, and the eagle on a bull, and the bull on a fish, and the fish swims in the sea of eternity!
From there, we get to enter the temple of the Goddess of Light, where Abu shimmies up a man-eating spider's web (suspended above a giant octopus's pool), surrounded on all sides by terrifying green-faced devotees of the goddess, in an effort to pluck out her all-seeing ruby eye. It's easily the most memorable scene of the film, and despite latter-day battles with giant flesh-eating spiders (ahem, The Return of the King) it remains a pretty jarring depiction.
While being a light-hearted, Technicolor epic, it's still a film that retains adult tones—Abu is, after all, a thief, and acquires everything through basic dishonesty. Moreover, characters like Djinn who are, in later iterations, reliable sidekicks, are totally untrustworthy, and even threatening figures. Not to mention the fact that almost all Western versions of the One Thousand and One Nights tales, including even the more critically accepted ones like Pier Pasolini's lecherous romp, Arabian Nights (1974), never manage to escape racist stereotypes and the generally rape-y undertones of the plot.
However, I must also recommend two other spellbinding versions, one being the 1924 original, a silent epic of the same name (the 1940 film is considered, by many, a remake). Starring a bouncy, ferociously gesticulating, muscle-bound Douglas Fairbanks (whose entire career was just hat-tipped in The Artist) in blouse-y pants as Ahmed, an expert thief posing as a prince in order to win the hand of the (once again) nameless princess, the film was one of the most expensive of its day, and the elaborate costuming, palatial sets, and unprecedented special-effects thrills (like the underwater tumble with, again, a giant spider) make it an immortal piece of artwork. The film also stars another silent film great, Anna May Wong, in a markedly racist role as a treacherous Mongol slave. Unflattering depiction aside, Wong's talent is so radiant, she renders the veiled and drowsy princess completely forgettable.
And, for a most special treat, I recommend another silent (but brief) feature: 1926's The Adventures of Prince Achmed. This German picture is hailed as the earliest existing animated feature film (take that, Aladdin!), more over, it was helmed by a female animator and director, Lotte Reiniger. The animation technique is her highly stylized art-deco silhouettes—Reiniger employed a form a stop-motion animation involving paper cutouts contrasted against brilliantly colored backgrounds. It may sound like a misleadingly simple method, but the film's visuals are easily as intricate as the set details in each of the other two films. Prince Achmed is, in fact, so beautiful, two of my Germanophile friends screened the film in the background of their wedding reception, and that's a true story.


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Research shows that it eases pain, speeds healing, increases fertility, even fights cancer
Wendy W.* couldn't believe it: Her cycles had always been very regular, but the minute she decided to try to get pregnant, she stopped menstruating. After 4 months without a period, the 24-year-old nurse at Dartmouth-Hitchcock Medical Center in Lebanon, NH, consulted an OB/GYN who was a fertility specialist. He couldn't find the slightest thing wrong with her or her husband. Okay, she concluded, I guess my mind has stopped my period. She called the hospital's psychiatry department. "I want someone good," she said.
Da-shih Hu, MD, a psychiatrist and an assistant professor at Dartmouth Medical School, invited Wendy into his office. They talked about her life, marriage, and work but found no obvious reasons why her reproductive system had shut down. When Hu suggested that hypnosis might help, Wendy bristled. "I thought he was literally nuts," she says. "I knew nothing about hypnosis, except that it's a bad Vegas act. And I hate magicians."
But two sessions later, with nothing to lose, she decided to give it a try. Hu asked her to close her eyes, take a deep breath, and imagine a wave of relaxation spreading slowly from her toes to the top of her head. "It was the feeling you get right before you go to sleep," she recalls. At the doctor's instruction, she took several more deep breaths, until she felt herself drifting off. Soon, her head slumped toward her chest, and the straight-back chair seemed to morph into a comfortable recliner. Hu asked Wendy to imagine a safe, restful place to visit, and at her suggestion, they "walked" to a waterfall. "Do you hear the sounds of water?" Hu asked. "Do you feel a breeze?" A quiet fluidity entered her soul, instilling a sense of peace she'd never known.
"I was in the room, but I wasn't there," she says. "I was above myself, looking down, like a mom looking down at a child. And I had this amazingly powerful feeling: I felt like I could fix myself." Hu later asked Wendy to think of a day when she should start menstruating. On that very day, her period started. Soon afterward, she became pregnant, and 9 months later, her son was born.
A funny thing is happening to hypnosis, long a feature of vaudevillian routines: It's becoming respectable, working its way into premier research hospitals, medical journals, and doctors' offices throughout the US. An increasing number of physicians are using hypnosis to ease patients through childbirth, angioplasty, chemotherapy, breast biopsy—even full-on surgery.
*She asked that her last name not be used.


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Replace Webmin with ISPConfig?
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14th August 2012, 11:44
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Replace Webmin with ISPConfig?
I am using a Debian (Lenny) server and webmin to administer it, but I don't like Webmin much never have, and I always liked 42go back in the day, so I would like to replace webmin with ISPConfig. Any problems? Do I just install ISPConfig and stop using Webmin?
Is there any problem when I upgrade to Squeeze (any day now!)...?
Another question is, I have a client who uses Plesk on a Debian box, and this is horrible! it makes it really hard to do anything from the command line as it makes a mess of linux. Is it easy to replace plesk with ISPConfig? I should imagine not!
Many Thanks,
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