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Scott Rostan: Founder, CEO and Principal
Professional Experience: Merrill Lynch – Investment Banking
Teaching Credentials: Kenan-Flagler Business School at UNC (Chapel Hill) – Adjunct Professor of Finance; The Field School (Washington, D.C.) – Teacher
Education: Princeton University – B.A., Economics (with honors)
Scott founded Training The Street in 1999 with the desire to combine his passion for finance and his love of teaching. In addition to his responsibilities as CEO and principal, Scott is an instructor, oversees content innovation for TTS, and is a lead relationship manager for the firm. Scott began his professional career as an analyst with Merrill Lynch´s M&A group in New York. After gaining transactional experience in a broad range of industries and with a wide spectrum of clients, Scott decided to draw more directly on his teaching gifts. He began working with Merrill´s Analyst and Associate Investment Banking Training Programs, ultimately becoming the lead instructor, content administrator, and manager. After Merrill, Scott felt a calling to contribute more directly to society and taught at The Field School in Washington, D.C., where he also coached several sports teams. Recognizing a need for analysts to gain a better grasp of financial modeling and corporate valuation, Scott decided to build on his classroom teaching experience and founded TTS to meet a rising demand for high-quality, hands-on instruction in the application of finance theory through real-world simulation.
Valentina Savelyeva
Professional Experience: J.P. Morgan – Investment Banking
Education: Haas School of Business at UC Berkeley – B.S., Business Administration
Valentina joined Training The Street, Inc. (TTS) in 2006 after successfully completing the Investment Banking Analyst Program at J.P. Morgan where she worked primarily with technology and healthcare clients on a wide array of financial products, including equity offerings, M&A transactions, debt issuances and LBOs. Over the years, Valentina has leveraged her robust experience to deliver training to diverse types of audiences from new hires at investment banks and private equity groups to senior lenders seeking a better understanding of the private equity sector. While working at TTS, Valentina has taught Corporate Valuation and Financial Modeling training programs at a number of bulge bracket and mid-size investment banking and private equity firms, consulting firms, as well as top business school programs. Valentina is based in New York City and has led training programs all over the United States and in Europe. Valentina is a co-lead on TTS's annual case study project, responsible for the development of the case-specific models for TTS's Corporate Valuation and Financial Modeling programs and has made significant contributions to TTS's self-study offerings.
Billy Chu: Principal
Professional Experience: Morgan Stanley – Investment Banking; Bank of America Securities – Investment Banking
Education: The Wharton School, University of Pennsylvania – B.S., Economics, with concentrations in Finance and Information Systems
Based out of San Francisco, Billy heads all West Coast operations and has been with Training The Street since 2002. In addition to teaching, Billy is particularly interested in working with Excel macros and programming in Visual Basic to maximize modeling efficiencies for bankers. Billy also spearheads the development of the self-study materials and oversees technology initiatives, in addition to his role as principal and lead instructor. Billy began his investment banking career with Morgan Stanley´s Insurance group in New York, where he worked on M&A and equity transactions for large insurance companies. He then joined the Technology group at Bank of America Securities in Palo Alto and San Francisco, focusing on M&A, debt, and equity transactions in the semiconductor industry.
Robert Rostan: CFO and Principal
Professional Experience: Sonic Automotive – Financial Reporting; Deloitte & Touche – Assurance & Advisory Services
Education: Kenan-Flagler Business School at UNC (Chapel Hill) – M.S., Accounting; Davidson College – B.A., Economics
A Certified Public Accountant, Robert joined Training The Street in 2006 after a diverse career in the public accounting sector. In addition to his role as CFO, Robert heads the Charlotte office and oversees content development and delivery of financial statement analysis and accounting topics for TTS, leveraging his professional and teaching experience to teach IFRS and U.S. GAAP standards to global clients. As the Director of Financial Reporting at Sonic Automotive, an $8 billion public specialty retailer, Robert gained extensive experience as a preparer of financial statements. He also worked for Deloitte & Touche from 1996 to 2003, specializing in assurance and advisory services to public companies. Before that, Robert was a credit analyst with First Citizens Bank, a regional commercial bank.
Kristen Kelly
Professional Experience: Morgan Stanley – Investment Banking and Global Capital Markets
Education: Brown University, M.S., Innovation, Management, and Entrepreneurship; and B.S. (magna cum laude), Mechanical Engineering
Kristen joined TTS 2009, leveraging her wide range of experience at Morgan Stanley, where she had roles in Equity Linked Products, Project & Structured Finance, and Investment Banking. Kristen began her career as an analyst on the Convertibles desk in the Global Capital Markets Division. During this time she helped price, structure, and execute equity linked securities and convertible offerings. She then moved to the Project & Structured finance team where she worked with sponsors and developers in the power and utility space. She focused on financing the construction of power plants, wind farms and transmission lines. Most recently Kristen worked in the Financial Sponsors Group within the Investment Banking Division. She has worked with private equity firms on transactions including LBOs, IPOs, recapitalizations and potential acquisitions.
Joseph Zirpolo: Principal
Professional Experience: J.P. Morgan – Investment Banking
Teaching Credentials: Fordham University – Adjunct Professor of Finance
Education: Fordham University – M.B.A.; Ursinus College – B.A., Economics & Business Administration
Joe joined Training The Street in 2001 and has over 20 years of investment banking and teaching experience. As a principal and instructor at TTS, Joe leverages his subject matter expertise and experience in classroom instruction, in addition to overseeing content innovation and spearheading market data integration for modeling best practices and methodologies. Joe's ongoing research interests are the effective design and functionality of leveraged buyout models, and he routinely advises many Wall Street firms regarding their LBO models. At Fordham University, he was recently presented with the Dean's Award for Teaching Excellence. Joe launched his career at J.P. Morgan in the Global Trade Finance group and later joined the Credit Risk Management group to manage the firm's primary forecasting and valuation model and to assist in analyzing global credit exposure. In 1995, Joe became a full-time instructor in the firm's Analyst and Associate Investment Banking Training Programs. In addition to teaching credit risk analysis and the firm's proprietary modeling throughout the world, Joe managed and taught the valuation segment of the training programs.
Ofelia Salgado
Professional Experience: Maxim – Investment Banking; CSFB – Investment Banking
Teaching Credentials: Spanish language volunteer instructor, Centro de Educacion de Trabajadores
Education: University of Illinois – B.A., Business, with concentrations in Finance and International Business
Since joining TTS in 2004, Ofelia has led workshops in the U.S., South America, Europe, and the Middle East. Ofelia began her professional career at Credit Suisse First Boston in Chicago as an investment banking research assistant. She then moved to New York to work at Maxim, a boutique investment bank. There, she worked in the execution of mergers & acquisitions, private placements, and initial and secondary public offerings in industries ranging from healthcare to technology. Outside of TTS, Ofelia volunteers as a Spanish Language instructor for adults at Centro de Educacion de Trabajadores, a non-profit community organization. Ofelia spent a semester at Universidade de São Paulo in Brazil, studying economics and attending "mini" internships at businesses like BOVESPA and Andersen Consulting.
Zane Hurst
Professional Experience: Bank of America Merrill Lynch – Investment Banking; J.P. Morgan – Investment Banking
Teaching Credentials: JPMorgan Chase – Investment Banking Training Program Instructor (valuation, credit risk analysis, and proprietary modeling)
Education: Georgia State University – B.B.A., with a concentration in Accounting
Zane joined TTS UK 2009 with more than 10 years of investment banking experience. At TTS, he draws upon his previous experience as a global practitioner and instructor in the corporate sphere. Prior to joining TTS, Zane most recently worked in the London office of Bank of America Merrill Lynch, where he served as Vice President in the firm's EMEA Loan Execution and Management division. He has significant experience in structuring, documenting, and executing loan transactions for companies in the telecommunications, industrial, oil & gas, and insurance sectors. Zane commenced his professional career at J.P. Morgan., where he started out as an analyst in the Financial Sponsors group and later worked in the EMEA Restructuring a& Asset Recovery group. He then transitioned to become a full-time instructor at JPMorgan Chase for the valuation component of the Analyst and Associate Investment Banking Training Programs. He also taught credit risk analysis and the firm's proprietary financial projection model in the United States, Europe, Asia, and Australia.
Karishma Chullani
Professional Experience: Insight Catastrophe Group – Business Development and Advisory Services; Citibank – Investment Banking
Education: UCLA – B.A., Business Economics, with a minor in Political Science
A 2009 addition to TTS, Karishma began her investment banking career in 2006 as a financial analyst with Citi's Consumer & Retail Group in New York. She later transitioned to the Financial Institutions Group where she focused on insurance and asset management companies. At Citi, Karishma worked on M&A, debt and equity transactions for a variety of clients. Following Citi, Karishma moved to Insight Catastrophe Group where she concentrated on business development efforts and advisory services in the property and casualty insurance space. She has previously been involved with Teach For India and has taught at the Breakthrough Collaborative in Hong Kong. At Teach for India, Karishma interned at the pilot summer training institute as an operations coordinator where she facilitated workshops with experienced practitioners on instruction and curriculum. At the Breakthrough Collaborative in Hong Kong, she spent three summers teaching economics and information technology to a group of high school students from low-income families.
Chirag Saraiya: Principal
Professional Experience: Bank of America Securities – Investment Banking; Merrill Lynch –Investment Banking
Teaching Credentials: Kellogg School of Management at Northwestern University – Adjunct Professor of Finance
Education: Kellogg School of Management at Northwestern University – M.B.A.; Emory University – B.A., Chemistry (Phi Beta Kappa)
Chirag joined Training The Street in 2003, after years of global experience in investment banking. In his role as principal and lead instructor for TTS, Chirag brings to the classroom his gift for teaching as well as his broad professional experience. As an instructor, Chirag has led training seminars in the United States, Latin America, Asia, Australia, Europe, and the Middle East. He is the recipient of several academic teaching awards, including the Certificate of Impact at the Kellogg School of Management. In the classroom, Chirag utilizes his experience teaching a leveraged buyout course at the business school level as well as his research experience focusing on private equity and venture capital investments in emerging markets. Outside of his teaching responsibilities, Chirag heads the Chicago office and is responsible for managing some of the operations functions of TTS. Chirag spent a number of years in Bank of America Securities' London and Paris offices, helping to expand their European presence. Prior to that, he was in the M&A Group, where he focused on sell-side advisory work in the Consumer & Retail sector. Chirag started his investment banking career as an analyst with Merrill Lynch's Private Placement Group in New York.
Alex Lue: Principal
Professional Experience: Merrill Lynch – Investment Banking
Education: Stanford Law School – J.D. (with honors); Georgetown University – B. S. (summa cum laude), Business Administration, with a concentration in Finance and Accounting and minor in English
Alex joined TTS in 2005 after spending several years with Merrill Lynch's M&A Group in New York. Alex brings to the TTS classroom a broad range of transactional experience, which allows him to comprehensively cover the full valuation of various companies in his function. Additionally, Alex is responsible for leading the development of company case study materials for the summer training season. During his time at Merrill, he worked on complex transactions drawn from a diverse range of different industries, including Industrials, Biotech, Retail, Real Estate, Gaming, and Internet. Prior to his investment banking career, Alex became familiar with the financial services arena in his capacity as a legal professional performing due diligence, drafting documents related to mergers and acquisitions of technology and energy companies, and gaining experience in the full public filing process.
Trevor Nelson
Professional Experience: Lehman Brothers – Investment Banking; Harvest Partners – Private Equity; Texas Pacific Group – Private Equity
Education: Northwestern University – B.S., Political Science
Trevor joined TTS in 2008 as lead interview coach. Trevor has years of experience in private equity investing and financial transactions, and he leverages his experience to prepare the hiring candidate with the knowledge and confidence to perform successfully in an interview, both technically and practically. He also provides coaching services for individuals who wish to develop their skills in the world of finance. Before joining TTS, Trevor worked for leverage buyout firm Texas Pacific Group's generalist group in San Francisco and New York, evaluating multi-billion dollar transactions in the industrial, consumer, technology services, and pharmaceuticals sectors. Prior to joining TPG, Trevor spent three years as an associate at the mid-market private equity firm Harvest Partners, where he completed several new LBO transactions in the manufacturing and consumer products sectors and evaluated numerous other opportunities. Prior to Harvest, Trevor was a financial analyst at Lehman Brothers in the Mergers & Acquisitions group.
Thejaswi Gurumurthy, CFA: Instructor and Information Technology Advisor
Professional Experience: Syven Global Services
Education: CFA Charterholder; Stern School of Business at New York University – M.B.A. (with distinction and Stern Scholar designation), with concentrations in Finance, Strategy, and Global Business; University of Mysore, India – B.S., Engineering
Thej joined TTS in 2007 as an instructor and information technology advisor. Thej is the co-founder and COO of Syven Global Services, a research and analytics firm. Primarily working with investment banking clients, Thej is an expert on financial services outsourcing initiatives. During his 15 years of professional experience, Thej has worked with senior bankers for several high profile transactions, across industry sectors, to identify and execute outsourced financial analysis projects. Thej's deal experience covers the research aspect both on the buy side and sell side and spans M&A, financing, and investment and transaction restructuring. Thej is a CFA Charterholder and is an active member of the CFA Institute, Beta Gamma Sigma honor society, and NYSSA (New York Society of Security Analysts). He currently serves as the Vice-Chair for NYSSA's Career Development Committee.
Josh Woods
Professional Experience: J.P. Morgan – Equity Research, Capital Markets, and Investment Banking
Education: University of Montana, B.S., Business, with an emphasis in Finance
Josh joined TTS in 2005 and has been teaching ever since. Josh, who has successfully passed level II of the CFA, has a diverse background within the banking and investing communities, having worked as both an investment banker and an equity analyst for nearly a decade. In addition to teaching at many of our investment banking clients, Josh takes a leadership role with TTS's investment research clients. Josh began his professional career in Chase Securities healthcare investment banking group in New York where he focused on managed care and hospital companies. Later, Josh worked in J.P. Morgan's London office in debt capital markets before spending several years in equity research in London where he covered the European pharmaceuticals sector.
Van Vu
Professional Experience: Merrill Lynch – Investment Banking; Deutsche Bank – Global Markets
Education: Claremont McKenna College – B.A. (magna cum laude, with honors), Philosophy, Politics, and Economics; with a dual degree in Economics
Van joined TTS in 2007 and has conducted training sessions in the United States, Asia, and the Middle East. He started his finance career at Deutsche Bank's Derivative Modeling Validation Group in London before moving into investment banking at Merrill Lynch's Investment Banking Group in Los Angeles where he worked as a generalist covering the retail, technology, and consumer industries. He then moved to New York within Merrill to join their Financial Institutions Investment Banking Group where he completed over a dozen equity, debt, merger and acquisitions, and leveraged buyout transactions for banks, exchanges, broker-dealers, insurance brokers, and asset managers.
Marc Aqui
Professional Experience: Robertson Stephens – Investment Banking; Goldman Sachs – Investment Banking; Merrill Lynch – Equity Research
Teaching Credentials: Aberdeen High School (Aberdeen, MD) – Teacher
Education: Georgetown University – B.S., Finance
Marc joined TTS in 2008 with a focus on learning and development for equity professionals. To complement his role as an instructor with TTS, Marc spearheads internal instructor development and collaborates with instructors to define and implement teaching strategies and learning outcomes. Marc began his investment banking career in 2001, first as an analyst at Robertson Stephens, where he advised technology companies, and later at Goldman Sachs, where he covered industrials. Marc then transitioned to an equity research role at Merrill Lynch, where he focused on industrial technology companies. Before joining TTS, Marc spent several years developing his teaching skills and instructional style, teaching business education and coaching soccer at a high school in his home state of Maryland.
Ross Riley
Professional Experience: Bear Stearns Merchant Banking/BSMB; UBS – Investment Banking
Education: The Wharton School at the University of Pennsylvania – B.S., Economics, with concentrations in Finance and Information Systems
Ross joined TTS in 2006 from Bear Stearns Merchant Banking/BSMB, a private equity affiliate of Bear Stearns & Co, Inc., where he was responsible for the execution of transactions in the consumer products and healthcare industries. Ross began his banking career with a summer internship at Salomon Smith Barney in 2000. He joined UBS in 2001 as an analyst in the M&A group, executing a number of transactions in a wide variety of industries, including consumer products, healthcare and financial services.
Rahul Bhatia
Professional Experience: Citi Global Markets
Education: University of Chicago Booth School of Business - MBA, with concentration in Quantitative Finance; Indian Institute of Technology, Delhi - B.Tech, Mechanical Engineering.
Rahul joined TTS in the summer of 2012 after spending 5 years with Citi Global Markets. Rahul started his finance career at Citi in 2005 with a summer internship. He returned to Citi in 2006 to trade Equity Derivatives focusing on the Technology sector. He went on to manage portfolios of Stocks and Derivatives in several different sectors with a focus on Event Driven Trading and Special Situations. Rahul currently co-manages a deep-value fund focused on Indian equities.
Ankur Mittal
Professional Experience: Credit Suisse – Investment Banking; Citigroup – Investment Banking and Alternative Investments
Education: Georgetown University – M.B.A.; Delhi University – B.Com (with honors)
Ankur joined TTS in 2009 and is based out of India, where he focuses on the expansion of TTS's operations in the Asia-Pacific region. Ankur has led seminars in many global locales, including China, Hong Kong, and Singapore in Asia; Abu Dhabi, Dubai, Qatar, and Nigeria in the Middle East and Africa; Austria in Europe; and the U.S. Ankur started his investment banking career at Citigroup's Strategy and M&A group where he focused on identifying growth opportunities in the North America and EMEA regions. He then worked for the Citigroup Pension Investments Group as part of the team responsible for building the Emerging Markets Long Only Equity portfolio for Citigroup's U.S. Defined Benefit Plan. Ankur's passion for M&A and dynamism of the EMEA region then spurred a move to Credit Suisse's M&A group in London where he worked as a generalist, covering in particular FIG (emerging markets banking and alternative investments), spirits, media, telecom, airlines and white goods. He is a certified Chartered Accountant from the Institute of the Chartered Accountants of India.
Darren Gortz
Professional Experience: Bear Stearns – Investment Banking; Deutsche Bank – Investment Banking; Bank of America – Investment Banking; Principal Partners – Investment Banking & Asset Management; Creative Conservation – Non-profit
Teaching Credentials: Bear Stearns – Investment Banking Training Program Instructor; Bank of America – led Investment Banking training programs for Healthcare team, India offshoring initiative and the Brazilian M&A team
Education: Pepperdine University – B.S. in Business Administration (cum laude)
Darren joined TTS in 2010 with over a decade of international investment banking experience covering a wide range of industries and geographies. Most recently he was a partner at Principal Partners, a Brazilian investment banking advisory and asset management firm based in São Paulo, Brazil where he led the execution of debt, equity-hybrid and M&A transactions. Prior to Brazil, he worked as an investment banker at leading bulge bracket investment banks including Bank of America, Deutsche Bank and Bear Stearns in New York and London. Darren is an experienced trainer who developed, implemented and led financial modeling and valuation training initiatives at Bear Stearns and Bank of America in the US, Europe, India and Brazil. He also serves on the board of directors of Creative Conservation, a 501 C-3 non-government
Erin Brosch
Professional Experience: Jones Lang LaSalle – Public Institutions Group; KeyBank – Investment Banking
Education: Kenan-Flagler Business School at UNC (Chapel Hill) – M.B.A.; University of Richmond – B.A. in Economics and minors in Business Administration and Spanish
Prior to joining Training The Street in 2008, Erin was an associate with the Public Institutions Group at Jones Lang LaSalle, focusing on the structuring and financing of large scale public-private real estate developments. In 2003 she began her career at KeyBank where Erin completed rotational positions in Capital Markets, Commercial Banking, and Real Estate Capital as a part of Key's Commercial and Investment Banking Program. Erin also proudly serves as a Captain in the United States Army Reserve.
Rick Yuan
Professional Experience: Bank of America Merrill Lynch – Global Capital Markets
Education: University of Chicago – B.A., Economics, B.S., Mathematics with Specialization in Economics
Rick joined TTS in 2012 after completing the analyst program at Bank of America Merrill Lynch, where he was an analyst in the Global Capital Markets group in New York. As part of a team specializing in derivatives, he advised clients across a broad range of industries on the use of interest rate and foreign currency derivatives to manage risk in debt portfolios and in cross-border M&A. He has successfully passed level II of the CFA and has earned the FRM certification.
Parul Sahai
Professional Experience: JP Morgan – Credit Research and Structured Finance Research; Citi – Equity Specialist Sales; Macquarie – Japanese Equity Sales; Copal Partners – Business Development
Education: University of Virginia – B.Sc., Finance, Accounting and MIS; CFA Charterholder; Series 7; Series 63
Parul joined TTS in 2010 as an Associate Instructor and a client relationship management specialist. She began her finance career conducting credit research on high-grade TMT companies at J.P. Morgan Chase in 2002. She then joined J.P. Morgan's Structured Finance Group, where she analyzed the ABS and CDO markets. Parul's interest in equities led her to Citi, where she joined the trading desk as an Equity Specialist focused on the Technology sector. As part of this role, she analyzed equity research reports, financial statements, news flow, and supply chain ramifications in order to generate actionable buy/sell tech stock ideas for mutual funds and hedge funds. After several years at Citi, Parul joined Macquarie Capital where she combined her passion for technology stocks and Asian companies to became a Japanese Equity Salesperson covering Japanese equities for US based buy-side clients, generating over $4 million in annual equity commissions. Most recently, Parul was a Director of Business Development at Copal Partners, where she drove revenue expansion for new and existing clients in the US across hedge funds, mutual funds, investment banks, and private equity firms. She is a CFA Charterholder, and Series 7 and Series 63 certified. She has been involved in adult education in New York for English/Math GED tutoring at an Adult Learning Center, and for workforce development and interview prep at the Henry Street Settlement.
Utkarsh Bhagat
Professional Experience: A.G. Edwards – Investment Banking; BMO Capital Markets – Investment Banking; PricewaterhouseCoopers – Mergers & Acquisitions Tax
Education: University of Illinois at Urbana-Champaign – B.S., Accounting; M.S., Accounting; M.S., Tax
Utkarsh joined TTS in 2012, after years of investment banking and public accounting experience. Utkarsh began his investment banking career with A.G. Edwards' Healthcare group in Saint Louis, MO. He then joined BMO Capital Markets where he worked in the Food & Consumer and Mergers & Acquisitions groups in Chicago, focusing primarily on M&A transactions in the Food industry. From there, Utkarsh joined the Mergers & Acquisitions Tax group at PricewaterhouseCoopers LLP.
Chris Wade
Professional Experience: Credit Suisse – Investment Banking, J.P. Morgan – Investment Banking, The Home Depot – Supply Chain Management, U.S. Army
Education: Emory University – M.B.A.; United States Military Academy at West Point – B.S., General Management and Systems Engineering
Chris joined Training The Street in 2013 as an Associate Instructor and a client relationship management specialist, after a diverse career in the financial services sector. Prior to joining TTS, Chris was Vice President at Credit Suisse where he executed financial sponsor backed leveraged finance transactions including high yield, leveraged loan and bridge financings in support of LBOs, recapitalizations and IPOs. Prior to joining Credit Suisse, Chris was an Associate with J.P. Morgan in their Financial Institutions and Governments group. Chris also worked as a Supply Chain Inventory Analyst at The Home Depot's corporate office in Atlanta before attending business school. Prior to his private sector career, Chris served as an officer in the U.S. Army for five years, including two deployments to Southwest Asia.
Wayne Stallings
Professional Experience: Duke Energy, Inc., Progress Energy, Inc. – Financial Reporting; Deloitte & Touche – Assurance & Advisory Services
Education: East Carolina University – B.S., Accounting
A Certified Public Accountant, Wayne joined Training The Street in 2013 after a twenty-year career in public and corporate accounting, specializing in complex accounting transactions and financial reporting matters. At Progress Energy, a Fortune 250 diversified energy company, Wayne led the group responsible for accounting policy and technical accounting, including mergers, acquisitions and divestitures. Wayne began his career with Deloitte & Touche, where he focused on high-growth entrepreneurial and emerging public companies. Wayne's public accounting experience includes four initial public offerings and debt placements, and various acquisition, merger, and due diligence transactions. His industry experience includes energy and utilities, technology, software, retail, venture capital, and manufacturing.
Shahid Rasool
Professional Experience: QInvest, LLC – Portfolio Management; First Gulf Bank – Investment Management; ADIC – Private Equity; Riyad Bank – Equity Research; Jardine Fleming & ABN AMRO – Equity Research
Education: The University of Chicago, Booth School of Business – M.B.A.; Chartered Financial Analyst (CFA) – CFA Institute
Shahid joined TTS in 2013 and operates out of Toronto and Dubai, where he focuses on the expansion of TTS's operations in the Canadian and Middle Eastern markets. Shahid brings on board significant experience in investment management, markets and buy & sell-side equity research. He has managed substantially large investment portfolios across public markets, private equity and hedge funds. Before joining TTS, Shahid was Head of Public Securities at QInvest, LLC (Qatar's largest investment bank) and managed prop capital and client portfolios focusing on MENA and Global Equities. Earlier, he was Head of Investments at First Gulf Bank in Abu Dhabi, where he managed a large team and multi-asset global portfolios. Shahid also managed private equity investments at ADIC – an Abu Dhabi based SWF. Previously, he was a Senior Analyst in the Asset Management Department at Riyad Bank and an Equity Analyst with ABN AMRO Hoare Govett. Shahid has previously taught finance & Investment courses at various business schools as Adjunct Faculty and combines his extensive real-world investment experience with his passion for teaching finance.
Scott Haahr
Professional Experience: J.P. Morgan Securities - Investment Banking
Education: University of Virginia Darden School of Business - M.B.A., University of California at San Diego - B.A., Economics, B.S., Biochemistry
Scott joined Training the Street in 2013. He joins us with over 10 years of experience in financial services, including roles in asset management, investment banking, and private equity. Most recently, Scott was a Vice President in J.P. Morgan's Global M&A Investment Banking group in New York, where he executed over $65 billion worth of transactions. Scott has experience working with a wide spectrum of clients across a broad range of industries. His transactional experience includes cross-border, buy-side, sell-side, merger of equals, defense / activism and fairness opinion engagements. Scott is also a CFA charterholder and active member of the CFA Institute and New York Society of Security Analysts (NYSSA).
Training The Street's instructors possess the professional and industry qualifications to provide the highest quality of training and skills development for global finance professionals. Our expertise doesn't stop with our industry experience. As training professionals, we take learning and development seriously, and we possess the demonstrated teaching experience on top of our professional qualifications. Regardless of professional or teaching background, our instructors are required to complete their own learning journey and development lifecycle, in both finance and teaching methodologies. The result? True practitioners of finance and skills development who make a real impact in the classroom.
Please click on each individual to learn more about our dedicated team of finance and teaching professionals.


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Chile 8mm 7
Good friend of ours Coco Zurita invited Dennis Enarson and I down to Chile to hang at a local contest in Puerto Natales, from there we flew up to Santiago and stayed with Coco's family for a week. At the end of the trip Coco and I had a demo for Vans Chile in a mall, with special guest Dennis Enarson.
Credit: Haro Bikes
Thanks Justin Kosman for the demo HD clips
Filmed and edited by Colin Mackay
Music: Nick Cave - Hold on to yourself
7 comments
19500 BmxKtown /images/default/avatar/c50.png http://www.vitalbmx.com/community/BmxKtown,19500/all 05/06/08 28
could use some more bicycle riding and less editing
40535 Dirtmonkey420 http://p.vitalbmx.com/photos/users/40535/avatar/c50_106233980_1235408566.jpg?1293090553 http://www.vitalbmx.com/community/Dirtmonkey420,40535/all 02/23/09 1 6 http://www.vitalbmx.com/community/Dirtmonkey420,40535/setup 26 3
The song goes along well with the 8mm film. I gave it five stars for all around different style video. Not just straight up bmx porn.
473 COLORADO SPRINGS http://p.vitalbmx.com/photos/users/473/avatar/c50_473_46003a6760ac1.jpg?1293016144 http://www.vitalbmx.com/community/COLORADO-SPRINGS,473/all 08/31/06 272 93 http://www.vitalbmx.com/community/COLORADO-SPRINGS,473/setup 14 883 26 929 262
Awesome edit! You guys kill it as always!!! Nicely done Colin.

subset: commoncrawl


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The PALACE Bar is the place to meet in the evening. Listen to relaxing piano music as you sit back in the nostalgia filled surroundings and chat with Central Switzerland's most charming barman. You'll be amazed how quickly time will fly. And should you feel a little peckish, there is a varied menu of snacks to choose from.
Open daily from:
9 am to midnight
PALACE Bar Menu
Haldenstrasse 10 | CH-6002 Luzern | +41_ (0)41_ 416_ 16_ 16


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Dessert First: Montlake Mousse
First off, part of the reason I picked up this teensy container of Montlake Mousse was because of its snazzy name. Say it out loud: Montlake Mousse. Love that alliteration. But the real reason is that I adore dessert in all its forms. All-Natural Dessert, like its cousins Vegan Dessert and Gluten-Free Dessert, somehow seems less sinful to boot.
Chocolate mousse and I go way back. I remember visiting my aunts and cousins in Japan when I was, oh, six years old. To my detriment, no one told my pigtailed self "No" when I asked each of my three aunts for yet another giant bowl of chocolate mousse at the restaurant we were visiting. My mom had to give me the "everything in moderation" lecture when I summarily lost my mousse on the sidewalk shortly after (poor Mom).
This dainty container is a shining example of moderation, a great size for after lunch or for a taste of something sweet at night.
Chime in! (our commenting policy)
Please use proper table manners when sharing food for thought on this or any other PCC Natural Markets forum. If a food fight starts, email email@example.com to blow the whistle.


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Inventory Search
Franklin Sussex Hyundai in Sussex
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We now know which superheroes from the DC universe will be starring in their own standalone film over the next six years, but will these movies be enough to combat a seemingly unstoppable Marvel juggernaut?
On today's show, we discuss Apple's product refresh for its iPad and Mac lineups, the major superhero movie roadmap update from DC, and an Iron Man prosthetic designed for disabled kids.
The new roller suction head uses microfibre and carbon strips to suck up anything from fine dust to large pieces of kibble.
A bevy of DC superheros will get their own films as Warner Bros. lays out plans to release movies starring The Flash, Wonder Woman, Aquaman, Shazam and Cyborg.
Grab your golden lasso and bullet-deflecting bracelets, the superhero from the popular '70s TV show will be back as a digital comic called "Wonder Woman '77."
We're definitely curious about the Samsung Galaxy Note Edge, a sort of sister phone to the Galaxy Note 4 with a flexible display that looks like it melts off the right side of the device. If you could add any feature, what would you use that extra slice of screen for?
On today's show, we discuss Samsung's newest products, including the Galaxy Note Edge and the Gear VR headset. Also, the ISS has a lonely robot aboard, and Warner Bros. registers four domains for upcoming DC movies.
To celebrate the release of Lego Batman 3: Beyond Gotham, DC Comics will be releasing a range of Lego variant covers in November.
To celebrate the release of Lego Batman 3: Beyond Gotham, DC Comics will be releasing a range of Lego variant covers in November.
Dyson's DC59 competes well enough as a high-end stick vac, but poor battery life and a tendency to clog with large particles hold the DC59 Motorhead back from replacing your full-size upright.


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SanDisk Memory Zone nice way to keep track of all your media everywhere
SanDisk's free Memory Zone app has caught the attention of data conscious people – like myself. The app is very easy to use, scans, indexes and backs up virtually all your media stored both locally and in the cloud. Offering to scan internal and removable SD cards, Dropbox, ...Read More


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Thank you to everyone who tuned in to listen to the radio interview, and everyone who sent in questions. I had a lot of fun, and it went pretty well. If you missed it, they should have a recording of the broadcast up sometime over the next couple of weeks- I'll be sure to alert you when it's available.
Also, if you play the PC version of Thief 3, I urge you to check this out. This guy, noticing that some of the textures in Thief 3 were lower quality than they needed to be, set about creating high resolution replacements.
I now use them myself, and I must say, they are pretty spiffy. They don't affect performance at all, at least to my notice, but they do improve the graphic quality of the game. He's only retextured Garrett and a few of the special effects so far, but he did a great job.


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A study released over the summer has confirmed what I think a lot of the population already knew: Turn signal neglect is causing millions of crashes each year, with no end in sight.
According to a study conducted by the Society of Automotive Engineers [SAE] in 2012, 12,000 lane-changing and turning vehicles were observed and a whopping 25 percent of those drivers were incompetent to the point where they were unable to use their turn signals, and 48 percent, nearly half of those observed, did not use a turn signal when changing lanes or failed to turn the signals off. That is beyond asinine.
By Joseph Bell – Republican Editor – Enough is enough already. Far too often (at the local level in Pennsylvania high school basketball) we've seen an opposing team build a two-possession lead and attempt to run the clock out with four minutes left in the game. A shot clock for Pennsylvania high school basketball is long overdue... to be fair... let's say 40 seconds.
Hamlin Township soon will begin using a time clock to keep track of the hours worked by its three full-time employees-- two in the Public Works Department and the township secretary-treasurer.
Ken Holmes is planning to retire later this month as a jovial window clerk at the Kane Post Office.
He's touched many hearts and souls in more than two decades of dealing with customers at the post office.
We all have "stories" about Ken.
We heard about an elderly widow who lost her husband after many years of marriage and companionship and was naturally depressed. She came to the post office with a "long" face and left with a smile for the first time in many months because of a humorous story told by Ken.
Share your favorite tale of Ken Holmes.
The Kane Borough Council has adopted a budget calling for an increase in the tax rate. Many residents, especially senior citizens on fixed incomes, stand to see their property taxes rise. Should council raise taxes or seek more ways to cut expenses and services?
Why not hold a permissive referendum next spring and let the voters chime in on the Mt. Jewett water controversy?
As we've reported, the Mt. Jewett Borough Council is considering action to abolish the local volunteer water authority, which oversees the borough water operation.
The borough council has also discussed plans to sell the water system to a private company.
If a private company takes over, local control over the water operation would be lost. Rates would be subject to approval by the Public Utility Commission.
Next month, McKean County Judge John Pavlock is scheduled to hold a hearing at the county courthouse in Smethport to hear from people interested in serving as a supervisor in Hamlin Township.
The judge is expected to select one of the applicants to fill a vacancy on the three-member Board of Supervisors.
As we've reported, the issue went to the judge after the township couldn't act on its own to fill the vacancy created when John Moffett resigned earlier this year.
Do you think the Kane Eagles should be able to use the 314 Chase St. property as a parking lot?


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the charts
Daft Punk Is Still No. 1
93,000 copies were enough to take the top spot on the Billboard 200 this week, so congratulations to Daft Punk, whose Random Access Memories held at No. 1. You can keep wearing your helmet for the next week. (You made one, right?)


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Kiss Me For Christmas: 10 Mistletoe-Ready Lipsticks He'll Love
Christmas time usually means lots of unwanted calories and get-togethers galore, but if you are anything like us beauty-obsessed romantics, it's also kissing season as well. For all those smooches and make-out sessions underneath the mistletoe, here are ten lipsticks he'll absolutely positively love!
Yagolicious Jazzy City Palette
A seductive dark pout is still in fashion this fall-winter season, so gussy up with purple and plum tones found in this glam Yagolicious Jazzy City Palette ($34.95 on yagolicious.com). With a matte finish, this palette of five shades is essential for a long-lasting pout in between those mistletoe smooches. And with delicious grape-seed oil, he just won't stop kissing you!
Image credit: yagoliciousblog.com
-Courtney Leiva of The Doll House
Courtney Leiva first dived into the beauty world at the age of 6 when she give her dog lipstick makeovers and bleached more Barbie's hair than she can count. Now with a bachelor's degree in Communications, Courtney eats, sleeps and breathes beauty journalism whenever possible.
Courtney has contributed to online magazines such as Feather Magazine and The Beauty Bean. She also serves as the active beauty editor at Love Twenty Magazine. More recently, Courtney has journeyed into the world of beauty blogging with The Doll House. Love Twitter? Courtney does too! Follow her on Twitter @CourtneyLeiva.


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Definitions for sable antelope
This page provides all possible meanings and translations of the word sable antelope
Random House Webster's College Dictionary
sa′ble an`telope(n.)
a large African antelope, Hippotragus niger, with long, saberlike horns and, in the male, a black coat.
Category: Mammals
Princeton's WordNet
sable antelope, Hippotragus niger(noun)
large black East African antelope with sharp backward-curving horns
sable antelope(Noun)
A large antelope (Hippotragus niger) of eastern and southern Africa.
Origin: probably from its sable black coloring
Sable antelope
The sable antelope is an antelope which inhabits wooded savannah in East Africa south of Kenya, and in Southern Africa.
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LOS ANGELES, July 6, 2013 — While Americans were enjoying a quiet July 4th weekend, Nigerian children were being slaughtered by radical Islamists.
Twenty-nine children and an English teacher died when the school they were attending became a gasoline-fueled raging inferno.
SEE RELATED: Morsi ousted: Egyptian military installs civilian government
This was not an act of random violence. It was barbarism committed by savages belonging to the bloodthirsty ideology that worships such barbarism: This was radical Islam doing what radical Islam does. World reactions range from indifference to excuses.
The children provoked the Islamists by choosing to get an education at a non-Islamic institution. The group accused of committing the violence is al Qaeda affiliate Boko Haram, whose name means "Western education is sacrilege." These children will never have a chance to grow up to become infidels, heretics, and apostates.
As horrific as this attack is, an even more horrendous occurrence would be a lack of a global reaction.
President Obama frequently waxes poetic about "the children," and how America should "invest in education." Yet the man who has opinions on everything from climate change to nuclear disarmament tends to fall silent whenever radical Islamists commit another atrocity. He spoke up loudly to support the overthrow of Egypt's Hosni Mubarak, but stays silent as Muslim Brotherhood President Mohammed Morsi is ousted.
SEE RELATED: From Mubarak to Morsi, Egyptians still fighting for freedom
If ever there were an event to prompt an American leader to say something, anything, the slightest thing, it would be the senseless slaughter of innocent children.
Will the Congressional Black Caucus say something? Will Al Sharpton, Jesse Jackson, and other race warriors who mention Selma, Alabama in every third sentence speak up this time?
This is about ideology, pure and simple. Leftists are in a bind because they have made excuses for the behavior of Islamists for four decades. Whenever Islamists commit an atrocity, Americans are lectured about diversity, tolerance, and multiculturalism. We are cautioned not to blame one billion Muslims, despite zero evidence that we do.
Yet it is one thing when Jews in Israel or Coptic Christians in Egypt are being murdered. Many on the left have little use for them. Now black children are being set on fire. The left obsesses over issues of race and youth. The heart of the Obama coalition are blacks and young people.
SEE RELATED: Al Gore, Al Jazeera, and Hollywood: Leftists and Islamists share another group hug
The rubber has just met the road. If the left will not condemn this act and follow it up with meaningful action, then the left will never ever stand up for anything decent in this world.
Nigeria and Egypt share more than a continent. They are both on the front lines in the struggle against radical Islam. Egypt is using its military to crush the Islamists. While the American media laments the peaceful Egyptian demonstrations turning violent, they neglect to mention that it is Islamists causing the violence. The military cracking down is a positive development, because the only thing radical Islamists understand is force. All the Islamic rage in the world can be reduced when those shaking clenched fists are met with tanks carrying superior munitions.
If America's role in the world is to mean anything, it should guarantee that the Nigerian people have everything they need to crush radical Islam in their nation.
The fire that killed thirty innocent schoolchildren was not caused by global warming. It was caused by radical Islamists who slaughter innocents as just another tool of politics. So the next time Obama says "we can't wait," or "the time to act is now," he will hopefully be speaking about removing every murderous Islamist zealot from the planet.
Obama and other Western leaders are not to blame for this act of genocide. They are to blame if they fail to do anything to stop future Islamist terrorist acts.
If the last five years are any guide, the world will continue to burn.
Brooklyn born, Long Island raised, and now living in Los Angeles, Eric Golub is a politically conservative columnist, author, public speaker, and satirist. Eric is the author of the book trilogy "Ideological Bigotry, "Ideological Violence," and "Ideological Idiocy.
This article is the copyrighted property of the writer and Communities @ WashingtonTimes.com. Written permission must be obtained before reprint in online or print media. REPRINTING TWTC CONTENT WITHOUT PERMISSION AND/OR PAYMENT IS THEFT AND PUNISHABLE BY LAW.


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Discover the right Ignacia Reyes you are looking for with our people search tools. PeopleFinders.com has an information database to help you find a person based on age, past residences, relatives, aliases, and more. Ignacia Reyes was born in 1970 and is 44 years old. Known relatives include .
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AirTalk for October 19, 2010
Crenshaw Light Rail line receives federal funding
Fred Camino/Flickr (cc by-nc-nd)
A light rail train stops at a Metro station in Los Angeles, California.
Los Angeles is in the middle of planning and building a rapid-transit network, including a subway extension, a light rail line down Exposition, and an extension of the Gold Line. Now add to the pot the Crenshaw line. The feds have approved financing of $540 million, which will go a long way to bridging the gap between the Expo Line and the area just east of LAX. Supervisor Mark Ridley Thomas talks about the line, how long it will take to build, and what it will mean to his constituents.
Mark Ridley Thomas, County Supervisor, 2nd District


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Simmons School of Social Work Launches First Academic Journal in the Nation Focused on Field Education
March 9, 2012
Addressing a growing interest in scholarly research on field education, the Simmons School of Social Work recently announced the launch of a new online journal, the Field Educator. The Field Educator is the first academic social work journal in the nation focused entirely on field education, which has been identified by the Council on Social Work Education (CSWE) as the signature pedagogy of the social work field.
The Field Educator is designed to promote the exchange of knowledge between field educators in academia and in the practice community. Each issue of the journal will include formal articles on theory, practice, and research as well as a Practice Digest section with descriptions of dilemmas and developments in field education.
"We're absolutely thrilled about the launch of the Field Educator," said Suzanne Sankar, associate professor and assistant dean of affairs at the Simmons School of Social Work. "There's such a wealth of knowledge held by field educators, and we want to give people a forum to discuss and share information within the social work community."
The journal will focus on innovation in the field, methods of evaluating student performance, and the transition from classroom to field placement. Content can be accessed for free online at fieldeducator.simmons.edu.
To promote excellence in field education research, the Field Educator and the Simmons School of Social Work are offering an annual award of $1,000 to the author of the best research article in social work field education. The first winning paper will be announced at the 2012 Annual Program Meeting (APM) of the CSWE and published in the journal's fall 2012 issue.
The next issue goes online in October 2012.


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Hakeem's Room,
Detroit, 2012
From the Detroit - Unbroken Down series
Website - DaveJordano.com
Dave Jordano received a BFA in photography from the College for Creative Studies in Detroit in 1974. In 2009 a major exhibition of his work on African American storefront churches was held at the Chicago Cultural Center, Chicago, IL accompanied by his book, Articles of Faith, published by the Center for American Places at Columbia College. Jordano has exhibited nationally and internationally and his work is held in several museum, corporate, and private collections, most notably The Museum of Contemporary Photography, Chicago, the Museum of Fine Arts, Houston, the Museum of Fine Arts, Boston, and the Detroit Institute of Arts. His current project, Detroit Unbroken Down, documents the cultural and societal identity of his hometown Detroit. Jordano is represented by the Clark Gallery in Lincoln, MA, Michael Mazzeo Gallery, New York, NY, and the Stieglitz 19 Gallery, Antwerp, Belgium.
Posted on Thursday, September 27, 2012.
Ditien, Batien, 2009
East 41st Street between Fifth and Madison Avenues, 2008
Ocean Wave 06, 2006
Untitled, 2005
Are you promoting a photography project? Share it with Flak Photo's global audience by placing a graphic advertisement in this space. For details about banner ads, media partnerships or other inquiries, contact editor Andy Adams »


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Prepare an annual plan (i.e. a brief description of your career goals and plans for meeting them).
Submit your annual plan to your CEP-IT mentor for review.
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Professional (CEP) status. The criteria identify and quantify activities approved by ABCEP to maintain certification. Under the Certification Maintenance Program, the CEP status of an environmental professional will lapse unless he or she remains active in the field. The program is set up so that CEPs earn hours and continuing education units (CEUs) for professional activities such as those listed below:
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CEPs must submit their Continuing Certification Maintenance Form along with their annual dues and complete the Maintenance Hours Details located on the Manage Hours tab on CEP EXPRESS no later than January 31st of each year to maintain their certification for the ensuing year. Hours of continuing professional development are awarded based on the material included in these submissions. CEPs must keep records that substantiate the claims made in this form and must provide them for review if asked by ABCEP auditors. For questions concerning the CEP maintenance program, CONNECT with the Executive Administrator, call 866-767-8073 or visit www.abcep.org.
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Second, by passing on perceived frontrunner and former U.S. Attorney Bobby Martinez, Crist has taken the seat held by the Senate's only Hispanic Republican out of Hispanic hands. Hispanic voters, Cuban voters especially, may see this as an affront and shift their attention to Crist's Cuban-American challenger in the 2010 Republican Senate primary, the more conservative former state House Speaker Marco Rubio.
Third, by passing on State Senator (and former state House Speaker) Dan Webster, Crist thumbed his nose at Florida's Christian conservative population. With conservatives already unhappy with Crist, this snub could further push conservatives toward giving Marco Rubio a good long look.
Fourth, it appears that Lemieux himself is no arch-conservative, based on a 1998 questionnaire that Lemieux filled out as a state House candidate. Lemieux's positions included:
Gay rights: Supported gay adoption and same-sex benefits. Opposed gay marriage but said voters should have the right to decide via referendum.
A real conservative would say no to same-sex couples adopting, no to same-sex couples receiving benefits, and no to even having a referendum on same-sex marriage.
Oil drilling: Opposed drilling off Florida's coast, a proposal again under consideration.
That doesn't sound like "Drill, baby! Drill!" to me.
Taxes: Advocated tax reform. Favored a review of, and possible elimination of, sales tax exemptions that favored businesses.
Uh oh! Sounds like someone is anti-business. After all, the repeal of a sales tax exemption is the same as a tax hike.
Gun control: Supports the right to bear arms with "reasonable restrictions on gun shows." "Florida's laws need to be changed so that the same waiting periods apply to gun shows as gun shops."
To the NRA set, there is no such thing as a "reasonable restriction" on the right to bear arms. If Lemieux wants to impose a waiting period on gun shows, well, then he must want to take away all guns.
These are Lemieux's self-espoused moderate positions on key issues. By hand-picking Lemieux for the Senate vacancy, Crist endorses these moderate views. For a guy working so hard to ingratiate himself to conservatives, Crist has just set his political cause back quite a bit and has empowered Marco Rubio to gain even more traction with Florida's conservatives – who will decide the Republican Party's nominee for U.S. Senate in 2010.
By picking Lemieux, Crist has given himself nothing but political headaches – choosing a puppet, snubbing Hispanic Republicans, and passing over real conservative options for a moderate (a "Charlie Crist Republican"). Crist has given his own 2010 Republican Senate primary opponent, Marco Rubio, a great deal of traction to gain ground against Crist among primary voters. For Crist, Lemieux is the worst possible pick he could have made, politically speaking.
UPDATE: I almost missed this nugget from The Hill (emphasis added by me):
LeMieux, who is rumored to be aiding the selection process behind the scenes, could cause some controversy, given his close ties to Crist.
Gov. Crist and Senate appointee-designate Lemieux would be wise to address these rumors. Of course, there's nothing illegal about Lemieux aiding the selection process that resulted in his own selection (cough, Cheney!, cough), but it is very unseemly and will only serve to further inflame conservatives that are already unhappy with Crist.
UPDATE 2: What do Crist's Senatorial campaign opponents think of the appointment?
Marco Rubio (R):
"This is a disappointing appointment for Florida. George LeMieux is a talented political operative and the governor's best friend, but that doesn't make him the right choice to represent Florida in the Senate. Governor Crist had a wealth of consistent and principled conservative candidates to choose from, all of whom would have been a reliable check and balance on the excesses of the Obama-Pelosi-Reid agenda."
Kendrick Meek (D):
Governor Crist was afforded a high responsibility with this appointment. Instead, he treated this process like a mockery, politicizing his selection by flying around the state at taxpayers' expense, touring major media markets and drawing this selection out. Well respected Floridians with a wealth of elected service experience … were in a position to hit the ground running if appointed, but that possibility is now nonexistent. By appointing George LeMieux, Governor Crist's inner circle was rewarded with a U.S. Senate seat and Floridians are left lacking the representation they deserve"
Wasn't the Titanic supposed to be unsinkable as well?
The longer this goes on, the more I feel like shouting "Captain, iceberg ahead!"
Check out Blue Arkansas:
That might be
a bit too optimistic. Usually, I like to look on the bright side of things, but until I see Crist's poll numbers drop, and badly, I am going to focus my attention elsewhere. Meek would be a great senator, don't get me wrong, but I need proof he can beat Crist, or Rubio, as the case may be.
I get where you're coming from.
But there are things besides polls to consider. Polls only change in reaction to changing dynamics, be they created by the candidate or outside forces, so I try to get an idea of what's happening in reality that will change perceptions ahead of time. Sometimes I'm wrong/sometimes I'm right, but either way here's my thinking.Crist is leaving Florida in the middle of a budget crisis. As I understand it, the whole state budget is set to collapse with important priorities being underfunded and too many goodies going off to big money special interests. That's the gist of it anyway, I admit I'm no expert on the details. Either way, the situation could well transpire even before next years primary (which if I recall is fairly late in year) and could alter the dynamics of both the senate race and the governor's election. Crist will wear that around his neck, and it will drag him down like an anchor, especially since he's abandoning his post and looking painfully like an absentee governor these days.
Further, Rubio seems to be gaining consistent momentum in the primary, which is likely to be low turnout and probably dominated by the far right. Crist has made some effort to appeal to the right, but it ain't working-that crowd is vengeful and mistrusting to a fault and they're not going to support Crist.
Admittedly, Crist is a strong candidate in the general election. But Meek has proven to be surprisingly feisty as of late, practicing an aggressive brand of campaigning much different from the caricature he's lampooned as on many blogs. He's also hired some top talent from the Obama campaign (which, you'll recall, won Florida last year with a similar candidate), has done some big time fundraising and is putting together a pretty impressive organization for getting the troops out.
Mark my words, this one will tighten, I promise you. I could well be wrong, it's happened before and if that comes to pass it won't bother me in the least, but I still think Crist has made a serious miscalculation on this race and could be set up for defeat.
Check out Blue Arkansas:
I love
your constant positive thinking and thoughtful analasis. Reading your comments frequently makes me feel more positive. Keep it up, I get this from my mother, who insisted that McCain would just steal the election anyway.By the way, I start college on Wendsday, so I might be limited in my comments, although, in my opinion, there is always time for politics!
You'll have time for politics.
College was my time to thrive, politically and otherwise. Trust me, you'll love it. I'm glad I can inspire optimism. Remember though, I make no claims to being right, just claims to being confident. Still, I've got a suspician that things are going to turn out much better than what a lot of us Democrats have been thinking, though it's not going to happen if we don't work our asses off for it.
Check out Blue Arkansas:
Click here for the new senate guru blog…


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The Check Engine Light may illuminate due to an EVAP system fault. These faults are commonly EVAP canister or gas cap related. Our technicians recommend diagnosing the stored fault codes before replacing any components.
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Check Engine LIght With Code P0135, P0141, P0155, or P0161
The Check Engine Light may illuminate due to an O2 sensor heater fault. Most commonly the affected O2 sensor will need to be replaced to correct this concern.
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Radio Jasna Gora is an independent station for the online generation, connecting those who already have a strong connection with Poland and its culture. Radio Jasna Gora is an international online radio station playing a fresh, uplifting and electric music format for a global audience. Radio Jasna Gora official website address is www.radiojasnagora.pl
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Home > Academics > Colleges > Education and Educational Technology > Special Education and Clinical Services > News
Department of Special Education and Clinical Services
IUP faculty members and students from the Speech-Language Pathology program attended and presented at the 2010 American Speech-Language-Hearing Association national convention, held in November in Philadelphia.
Over twenty-five undergraduate and graduate students attended the convention. In addition to being very involved in the planning of the convention, IUP faculty and students conducted the following presentations:
Posted on 12/17/2010 11:01:05 AM
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The Pioneer Valley Young Democrats is a political action and social networking organization for young dems living or working in the Pioneer Valley. We got our start in March 2008 when local Democrats Jesse Adams and Shawn Robinson met while working on President Obama's 2008 campaign. We continue our work today volunteering for candidates, hosting events, and engaging young people in the democratic process.
Our monthly membership meetings are held every second Wednesday of the month. Due to the geographic spread of the region, we rotate meetings around the Valley in Franklin, Hampshire, and Hampden counties. Be sure to check out our Facebook to see where our next meeting will be. Our other programming includes Political Movie Nights at Popcirn Noir in Easthampton. These events are every fourth Wednesday of the month and more information can again be found on our Facebook page.
We hope to see you soon at a meeting or an event in the Valley! Stay blue!
Current Leadership:
President: Elizabeth Maynard, Amherst
Vice-President: David Morin, Agawam
Secretary: James Barden, Huntington
Treasurer: Vacant
Political Director: Ted Harvey, Amherst
Public Policy Director: Vacant.
Please visit our website, Facebook, and follow us on Twitter at @PVYoungDems.
For more information email Elizabeth Maynard.


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2013 AFI Report Ranks America's Fittest Cities
For the third year in a row, Minneapolis-St. Paul tops list of fittest cities in America according to the American College of Sports Medicine
By Alex Zakrzewski, Online Editor
The American College of Sports Medicine (ACSM) released its sixth annual American Fitness Index™ (AFI) data report earlier this week at its annual meeting. For the third straight year, the the Twin-Cities of Minneapolis-St. Paul proved themselves to be well ahead of the rest of the country when it comes to community health and fitness. Not only did Minnesota's largest metropolitan area have the best ranking of any in the U.S. with a score of 78.2, it actually saw an improvement over last year's score of 76.4. At the extreme opposite end of the fitness spectrum was Oklahoma City, OK, which bottomed out for the second year in a row with a score of 31.2.
The AFI data report was established six years ago to help community leaders and health advocates improve the quality of life in America's major cities. Taken into account are factors such as preventive health behaviors, levels of chronic disease conditions, health care access and policies and initiatives that support health and fitness. The ACSM was assisted in the methodology of the report by the Indiana University School of Family Medicine and a panel of 26 health and physical activity experts. Further information on the report and its findings can found at www.americanfitnessindex.org.
2013 American Fitness Index™ Rankings
Tagged: Fitness, News, Physical Activity, United States Cities | Follow @MuscleMag


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Narrow your search
If 2014 was the best of times for TVs, it was also the worst of times. The death of plasma, the birth of OLED. The emergence of 4K. And the dumbing down of smart TV. Join us for a tour, won't you?
We're getting to the final stretch of the year, but that doesn't mean CNET editors didn't have some noteworthy products to review. This week, we have not one but two toasters, a pretty impressive gaming laptop and a tasty sound bar in the mix.
Even though Sony Pictures canceled the theatrical release of the film, it earns nearly perfect ratings from users on IMDb and Rotten Tomatoes.
CNET member Nate650 shares with us his thoughts on why BlackBerry is well-positioned to rebound.
Dayton Audio's impressive T652 towers, just $119 a pair, for those who want to rock on the cheap stuff!
The weather outside may be frightful, but we've got a grouping of goodies that CNET editors found delightful, including one that earned an Editors' Choice Award.
2014 was packed with smart-home news from end to end. Here's a look back at what mattered most, and some of the hard lessons learned along the way.
Two great games, two supercars, and the "Outstanding" small, electric 2015 Kia Soul EV are some of the high-rated products in this week's roundup, plus we've updated CNET's iPhone 6 review with more on iOS 8.1, Apple Pay and other good things to know -- and an Editors' Choice Award.
A law firm obtains documents that it says reveal potential problems with the US Patent and Trademark Office's covert system for red-flagging controversial applications.
Ideal for tablets and smartphones alike, this tube-shaped speaker has one feature most others lack.


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VTT participates in Stanford engineering's 2010 program on European innovation and entrepreneurship
VTT participates in 2010 in Stanford Engineering's European Entrepreneurship
and Innovation Thought Leaders Program. This is a weekly speaker series that
presents industry leaders from Europe's hi-tech start-up, venture finance,
corporate and university research and technology commercialization communities
to share their insights and experiences with aspiring and veteran
entrepreneurs from Silicon Valley. Attendees include graduate and
undergraduate students from Stanford's engineering, medical, business, law and
humanities schools, as well as Stanford professors, staff and technology
professionals from Silicon Valley's Venture Capital, Angel Investors, Hi-tech
start-up and corporate communities.
VTT joins Stanford's program as a leading industry partner for the 2010 season. European government partners that are participating this coming year include the governments of Norway, Ireland and Estonia, as well as regional governments representing the Basque and Madrid regions in Spain, and the Lille and Lyon regions in France. Finland, thru its FinNode and Tekes agencies, was a partner in the 2009 Stanford program.
The participation to this program will further enhance the moving of VTT's innovations to the marketplace and in particular to the Silicon Valley region.
There will be participants from all over Europe and the seminars will take place throughout 2010. Further information on the Stanford program is available at the program website or http://me421.stanford.edu.
Additional information
Mika Naumanen
Business Development Manager
+358 20 722 4245


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White House Operator: I have Senator [John C.] Stennis [D-Mississippi].
President Nixon: Hello.
Operator: [Unclear] Stennis.
President Nixon: Hello.
John C. Stennis: Hello, Mr. President.
President Nixon: John, I didn't want to bother you, but I--"
Stennis: No . . .
President Nixon: --"don't want this day to go by without telling you I am really proud of the fight you've been putting up down there and--"1
Stennis: Well . . .
President Nixon: And by golly, in the end it's going to come out all right.
Stennis: Well--"
President Nixon: Well, I'm afraid--"the only thing I'm afraid is that the vote might be interpreted by--"let me say there are some very sensitive talks going on now.
Stennis: Yes, yes.
President Nixon: Very sensitive, I can assure you.
Stennis: Yes.
President Nixon: Now, if they break down, it'll be because of the vote, and we're going to have to put the blame there. But I don't want to do that.
Stennis: No.
President Nixon: But if it does, we're going to have to do it.
Stennis: Yeah.
President Nixon: But boy, you and your people have done a marvelous job, and I just appreciate it.
Stennis: Well, I wouldn't blame you for putting the blame where it belongs. I'm mighty sorry about that thing yesterday.
President Nixon: Oh, well.
Stennis: The thing had built up. I think this Pentagon Paper stuff is gradually undermining us a little.
President Nixon: Sure, sure. Well that's too--"
Stennis: And you did a marvelous job all these weeks there, because you did hold the dikes until yesterday, and--"
President Nixon: [Laughs.]
Stennis: That was the mildest thing they had in sight.
President Nixon: Sure, it was pretty mild. That's right.
Stennis: Yeah.
President Nixon: And we'll just go ahead and do what's right, and in the end, we'll be judged on how it's coming out. And it's coming out all right.
Stennis: Well, I'm doing what I do, because I think you're trying hard--"
President Nixon: Right.
Stennis: --"and going to battle for us, and we've always be free to talk to each other [unclear] anybody.
President Nixon: You bet your life. Now on these [Pentagon] papers, you know I agreed with the leadership, and I told--"for your information, probably you've already heard--"I told Mike that I thought that the chairman of the committee should be you if--"because I think frankly you can preside over the thing if they have a Select Committee.2
Stennis: Yeah. Yeah.
President Nixon: You know, it's like [the late Senator Richard] Russell [D-Georgia] did the other one. You need a guy who's a judge and not some damn advocate like [Senate Foreign Relations Committee Chairman J. William] Fulbright∇ [D-Arkansas].
Stennis: Yeah.
President Nixon: OK? [Laughs.]
Stennis: Well, I hope that works out, and I just don't know what'll be done.
President Nixon: Yeah, well.
Stennis: I just don't know.
President Nixon: Just pick a good man if you don't do it. OK?
Stennis: Well, thank you.
President Nixon: All right.
Stennis: You're mighty nice, and I appreciate your call, too.
President Nixon: Fine.
1 Nixon refers to Stennis's opposition to legislation that had passed the Senate the day before requiring the President to withdraw from Vietnam in nine months if the North released American prisoners of war. (↑)
2 Nixon refers to possible congressional hearings on the Pentagon Papers∇. (↑)
Original tape courtesy of the Nixon Library. This transcript is a working draft. Please let us know if you find important errors.


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How to Look Younger
Brighten up your complexion and send pesky age spots packing with this smart advice
By Woman's Day Staff
Get Glowing Skin
Over the years, dark patches and other discoloration will try to sabotage your best efforts to look fresh-faced. The culprit: time spent unprotected in the sun, which causes melanin to increase and clump together on the top layer of your skin, explains dermatologist Doris Day, MD, founder of MyClearSkin.com. Add to this the fact that, as you get older, skin doesn't shed its uppermost layer as frequently, and you have the recipe for age spots.


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Have you ever dreamed of having your own little house in the countryside, just big enough for you and friend or two to hang out and take in the outdoors? 608 Design and BLDG Workshop have just the thing: their prefab tiny house, cutely called "Bunkie." Bunkie is a collaborative effort between the two firms , who've always admired each other's work and decided to join forces to come up with new solutions to an old problem: inexpensive, eco-friendly housing.
608 Design and BLDG Workshop decided to use CNC milling technology, which is currently used mostly for furniture, to cut large pieces of the house–saving both materials and construction time. Plans for the house aren't yet available, but you can get on the project's mailing list for future updates.
Via ifitshipitshere
Photos courtesy 608 Design, BLDG Workshop and The Bunkie Co.
10 Comments
Thom Miles October 5, 2014 at 7:38 am
Pretty cool
Kellin Shepperd September 8, 2014 at 3:32 pm
I would never consider this to be a house,,, no loo not place to cook food,,,, just a room :/
darcie odgers July 23, 2014 at 3:21 am
would love to see more plans? how much?
markgrogan June 22, 2014 at 11:18 pm
As a man who loves to tinker around with spare material lying around the house, this sounds like a dream project for me. I've got my own woodworking are in the house and I really enjoy working on DIY projects that turn out something useful like this kind of versatile storage. I happen to know that the spare wooden crates can look rather attractive as pallets sitting on their own in the living room maybe as a coffee table or something, but with this…. Now just a matter of where to find all those spare wooden crates…
Stella Maris January 4, 2014 at 4:18 pm
No osee baño?
Mandla Patrick October 18, 2013 at 5:32 am
Hi I like this tiny house is very efficient and nice. I am South African but this tiny house has fascinated me.
ary October 12, 2013 at 5:23 pm
I like the design of this tiny house, but I would use for the walls, neopor (polystyrene) instead of wood, happens to be waterproof, noiseproof and easy to carry, to any place you decide to build the house.
steve parker October 1, 2013 at 11:04 am
place me on your mailing list
DOROTHYJAMES September 30, 2013 at 2:58 pm
Loved the glass but nonfunctional for such a small limited space that definitely does not need such large fireplace that will soon and very quickly heat that space. Was disappointed in that you put in bookcases instead a kitchen and bathroom, yet the long table was so important to you guys. No, no make it a cozy but not dominating table. I saw a lost of space in upper area that had no function, what a shame. Put in all the real things that matter especially to a women. This definitely needs a woman\'s perspective. But hey, you got online advertising so who am I to comment. ladydorothyjames@yaho
nattyn September 30, 2013 at 1:28 pm
this is fabulous!! would love to see more plans.
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Gabby Giffords Starts 'Responsible Solutions' Gun Control Initiative
We've recently posted on the PR components of our nation's latest debate over gun control. Topics include the NRA's media strategies and a new campaign from Michael Bloomberg's advocacy group Mayors Against Illegal Guns, which made waves with a viral video featuring A-list celebrities voicing support for the group's "DemandAPlan" initiative.
Today brings news of another related campaign, this one created by the American politician who has the most direct experience with real-world gun violence. Exactly two years ago, former Arizona representative Gabriel "Gabby" Giffords was shot in the head by a mentally unstable individual who also killed six bystanders and wounded 12 others.
Giffords's group, called Americans for Responsible Solutions, officially launched this morning with a web page and a USA Today op-ed. ARS hasn't outlined many specific proposals, but its stated goal is to "launch a national dialogue and raise funds to counter influence of the gun lobby" in order to encourage Congress to pass relevant laws.
Like all things related to gun control, this initiative won't advance without controversy: a Connecticut politician already took to her Facebook page to decry a recent visit by Giffords and her former astronaut husband, Mark Kelly, to family members of Sandy Hook shooting victims.


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Thanksgiving Book Give Away Contests have started on the Ehell blog! Check it out and enter!
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True! The ones around here are like mini comedians! TPBM is simmering a pot of all-day green beans. Yum!
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Black Outdoor Firebowl with Outer Ring
This Blue Rhino outdoor wood burning firepit is a functional and affordable addition to any deck, patio or pool side. It features wrought iron construction for a stong and bold statement with a traditional and elegant feel. The the unit includes the easy lift spark arrestor to provide warmth and comfort safely at an unbeatable price point.
- Diameter: 34 inches
- Bowl Diameter: 30 Inches
- Wrought Iron Base
Blue Rhino is the top of the line for the best portable outdoor fireplaces to warm up winter and chilly nights. Blue Rhino is also a leading designer and marketer of barbecue grills, outdoor heaters, mosquito traps, and other outdoor appliances. In fact, you will find a Blue Rhino product in the middle of half a billion barbecue events nationwide every year!
Additional Blue Rhino Links
Our SKU: Blue Rhino WAD1050SP
This product is listed under the following manufacturer number(s):
- Blue Rhino WAD1050SP
*Denotes a finish or option that has been discontinued
Blue Rhino WAD1050SP Product Specifications
|Fuel Type
|Installation Type
|Free Standing
|Outdoor Approved
|Product Weight
Installation Resource Center
Whether you are installing the product yourself or hiring a professional, our installation Resource Center has everything you need to get your project done. Visit the Installation Resource Center to get started.


text:
UBS, the Swiss bank that raised a ruckus last month when it was disclosed it was testing a 43-page dress code that gave advice about such things as only wearing flesh-colored underwear, is toning it back.
The bank said the how-to book will be cut back to a booklet that emphasizes dressing to impress without all the previous details.
Retail employees at the bank will now be required to dress in the company's colors — red, white and black.
"Men will be required to wear a dark-colored suit, a white shirt and a red tie, and women a female equivalent of this," Andreas Kern, company spokesman told the Wall Street Journal.
That's a far cry from the previous detailed tome which told men to wear socks that cover the calf lest they flash some skin when they cross their legs. Women were advised that skirts must be mid-knee length and never more than 5 centimeters below that.
Other advice in the previous 43-page version:
Did you miss our poll on dress codes? Vote here.
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Keep it civil and stay on topic. No profanity, vulgarity, racial slurs or personal attacks. People who harass others or joke about tragedies will be blocked. By posting your comment, you agree to allow Orange County Register Communications, Inc. the right to republish your name and comment in additional Register publications without any notification or payment.


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" From the Beginning " 1/1/2005
" From the Beginning" released January 2005 pulled from Michaels roots in the Folk Rock to Country .............
Here's a sample of what others are saying about Michael ONeill's From the Beginning:
- "He's toured with U2 and Stevie Ray Vaughn, written with Bob Weir and Steve Cropper … he's lived the dream and survived the nightmare. His once brown hair has grayed and his new release, "From The Beginning," is a testament to fresh starts and a wisdom that comes with age." Mark Wehner, Americana Tonight
- ". . . sounds great. It helps to have some very cool songs/melodies, and he does. Good stuff." Buzz McClain
- "I have a high respect for artists like him who give the listeners the feeling that the artist's goal is the search of quality. Each song is so good and I love his voice! His music is true." Mike Penard, American Roots Music, ISA Radio, FRANCE
- "O'Neill brings depths to his music that few can match. Here By Me, Goodnight My Sweet and Indigo demonstrate the unstoppable force of simple expression." Michael Mee, Americana UK
- "Michael ONeill has a trademark Texas charm to his vocals . . ." Matt Merta, Twangcast
- "ONeill's "From the Beginning" album showcases his skill at writing rootsy songs best classified as Americana." Rick Nelson, Tacoma News Tribune
- ". . . the song (Run To Make It) is solid." Robert K. Oermann, columnist for Music Row magazine
April 18, 2005, Mike Penard "American Roots Music" ISA Radio, FRANCE
I have a high respect for artists like him who give the listeners the feeling that the artist's goal is the search of quality. Each song is so good and I love his voice! His name now means a lot for me and probably for many, many music lovers. It is the kind of music you are proud to have in your collection. His music is true. I would like to tell you more and in a better English but I guess you understand the general feeling. I have selected tracks 1, 5, 6, 7, 8 and 9 to be on the air from May 1st. Once again, thanks again for the good music.
March 2005, Don Grant (Freight Train Boogie)
From the biography posted on his website, it appears that Michael O'Neill has wrestled with more than his fair share of demons, but, as the old aphorism goes, if it ain't killed you, then it's made you stronger. O'Neill has that weathered and time-worn look that harsh experience imparts, and the same is true of his music. The opening cut, "Tell Her", has an aura of wistful regret over lives in divergence, while the next, "Run To Make It", celebrates the grit and determination that gets one through the hard times. There's some good and understated, (in that it doesn't overwhelm the songs), lead guitar by Gary Ballard throughout the disc, and I think that therein lies the strength offrom the beginning: there's not a lot of flash and glitz here, those days "weren't that pretty at all", and are now safely in the past for this Cascadian. What you've got here is a collection of solid tunes from a survivor who has made his peace with his demons. They provided the inspiration for much of his music, but they no longer have the power to drive him. Lucky guy, lucky us: we get to listen to the denouement.
Michael O'Neill "From The Beginning"(Sleeping Trout Music 2005) Review by Michael Mee
There's a veneer of normality spread over Michael O'Neill's From The Beginning. The opening track, Tell Her is the kind of pleasant, lonesome country song that you'd find on any one of a dozen top quality country rock albums, it's an honest, rugged, square-jawed love song. That veneer is reinforced by the gentle melodies and homely rhythms that run through From The Beginning. The sea change begins with Punta Mita which is full of sunny rhythms but also has a definite darker undercurrent. However at this early stage the suspicion is that this will be long on appeal but not particularly challenging. But that really is just a facade because a peek behind the curtains reveals that From The Beginning has been wrenched from bitter experience. Life certainly hasn't broken O'Neill's spirit but it's given it a dent or two. The benefit for the listener is that all the best art is born out of suffering. Even at an early age O'Neill appeared to be destined for great things. At 24 he opened for a then unknown U2. He was then signed by legendary manager Don Arden and spent a decade learning and honing his craft on the road with the likes of Stevie Ray Vaughan and writing with Bob Weir, Steve Cropper and Jason Scheff, Then, not unlike a character you'd find in one of his songs, the upward curve took a downturn. A string of brawls and lawsuits, lightened by the odd hit, seemed destined to deny him his rightful place at the top table. But like a true country musician adversity has been harnessed and used to good effect, giving From The Beginning a razor-sharp edge. Having lived the life, O'Neill brings depths to his music that few can match. Here By Me, Goodnight My Sweet and Indigo demonstrate the unstoppable force of simple expression, no fuss, no frills, just straight from the heart of Michael O'Neill. His brand of country music comes not only with the cracks showing, they are an integral part of its appeal. It's all about what's going on inside the man himself. Without resorting to outward signs of rage, O'Neill sits alongside the very best of the flawed, hard core troubadours. While some use music as an expression of anger O'Neill, having been through the mill, doesn't allow himself to wallow. He has come out the other side a wiser man and a complete musician.
KindaMuzik - The Netherlands -
CD, Sleeping Trout
From the Beginning van Michael ONeil is zo'n plaat waarvan we er al zo'n paar honderd hebben zien langskomen. U kent het wel: plaatje van uitgestrekt landschap op de hoes, liedjes over de liefde en een Amerikaanse cowboyhoed die met banjo's en andere snaarinstrumenten in de weer is. Hij dankt ook nog eens God en zijn hele familie in het uitklapbare doosje. Het moet maar. Neemt natuurlijk niet weg dat het tien tracks tellende schijfje weer eens volstaat met vriendelijke, soms best vrolijke en meestal gerijpte countryrock, hevig geïnspireerd door vaderfiguren als Steve Earle en Rodney Crowell. Onder de beste songs vind je onder andere de single 'Run to Make It' en het exotische 'Punta Mita'. Dit zal vast en zeker niet de laatste keer zijn dat we iets van Michael ONeill horen. Volgende keer heeft hij gewoon weer een andere naam.
tekst: Maurice Dielemans
Bezoek Michael ONeill's website
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Twangcast review by Matt Metera