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Calling all CU professionals, age 35 and under! Engage together at the 2014 YP Conference as we "Get Stuff Done". This GSD Conference is geared towards credit union professionals who COLLABORATE with other YPs to be a voice in the CU movement, EDUCATE others about the value of their generation, and ACTIVATE to play a role with the credit union difference in their communities. Help take this movement to the next level and ENGAGE!
Early Bird Rate
on or before June 13
Regular Rate
after June 13
Registration Fee includes: All general sessions and breakout sessions, CSR networking event, continental breakfast, lunch and all refreshment breaks, PLUS a chance to win a cash prize at the end of the closing general session (you must be present to win).
Cancellation Policy: Substitutions are always welcome. Registration fee refunds (less a $50 processing fee per person) are granted for cancellations received in writing on or before July 24, 2014.
Grant Assistance: The Cornerstone Credit Union Foundation is accepting scholarship applications for League training events based on financial need. Applications must be received by application deadlines. Please visit the Foundation's website to view all grant applications, guidelines and deadlines. Contact Staci Zale, Foundation Grant Manager, at 800-953-8283 for more information.
Hilton Fort Worth
815 Main Street
Fort Worth, Texas 76102
Room Rate
Extended to July 18
$129 (single/double)
When calling to make a reservation, use the group code CYPC to receive the special rate.
Thursday, August 7
Bring NEW school supply items to registration and receive a ticket for the cash drawing at the end of the YP Conference. C'mon ya'll! Let's Get Stuff Done!
Lunch is on your own
12:30 p.m. - 1:45 p.m.
Registration Open
1:45 p.m. - 3:30 p.m.
Opening General Session
Next Generation Catalysts/Leaders
Featured Speaker: Ryan Jenkins
3:30 p.m. - 3:45 p.m.
3:45 p.m. - 5:30 p.m.
General Session
Serve to be Great: Leadership Lessons from a Prison, a Monastery, and a Board Room
Featured Speaker: Matt Tenney
Engaging Young Adults. Why are You Important? And How Can You be a Drive for Positive Change at Your Credit Union?
Featured Speaker: Mollie Bell
5:30 p.m. - 6:30 p.m.
Networking Reception
Fort Worth YP Meet Up
Evening on your own
Friday, August 8
8:00 a.m. - 8:30 a.m.
Continental Breakfast
8:30 a.m. - 10:00 a.m.
General Session
YP Alumni Panel Discussion - How to be Engaged
10:15 a.m. - 11:15 a.m.
Breakout Sessions 1
The Ultimate Success Habit: How Mindfulness Improves Performance, Profitability, and Well-BeingSpeaker: Matt Tenney
Getting Social Media Right - or Less Wrong
Speaker: Michael Ogden
How the Heck Does the CEO Manage the Balance Sheet?
Speaker: Mike McGinnis
11:15 a.m. - 11:30 a.m.
11:30 a.m. - 12:30 p.m.
Breakout Sessions 2
A Parade is Marching Through Your Credit Union
Speaker: Gina Wilson
(Missing the) Revolution
Speaker: Michael Ogden Understanding Other People
Speaker: Phillip Crocker
12:30 p.m. - 1:45 p.m.
CEO Roundtable Lunch
2:00 p.m. - 3:15 p.m.
Closing General Session
Collaborative Consumption
Featured Speaker: Brent Dixon
Become tomorrow's leader today. Tomorrow's high-tech, uber-social and multi-generational marketplace is forcing every leader and brand to embrace today's shifting trends. Trends include blogging, gamification, social media, big data, personal branding, content marketing, mobile technology, podcasting and all things Millennials. Today's multi-generational & digital age require that a new leader rise. Leaders must become aware of today's leadership shifts, understand the next generation's leadership expectations, and learn what it takes to become a strong digital leader and growth catalyst. Are you prepared to lead in today's culture of perpetual beta? Change is inevitable but the development of next generation leadership skills must be intentional.
Ryan is an internationally recognized Millennial speaker, blogger, author, and podcaster who equips his online and offline audiences to leverage next generation tools, trends, and talent to thrive in tomorrow's multi-generational marketplace. In addition, Ryan is a John C. Maxwell Certified Speaker and Founding Partner.
Being a Millennial himself wasn't enough to fully grasp the magnitude of change the Millennials cause as they flood the marketplace, so he interviewed hundreds of Millennials to better understand their behavior, strengths, employer expectations and career desires. He also helped a Fortune 10 company re-work their branding strategy in order to acquire the next generation of top talented leaders. Ryan has also written the book, "The GenEdge: Leveraging Millennials with A Next Generation Mindset" that empowers leaders to think different about the emerging generation in order to capitalize on their size and unique skills.
Credit unions are becoming increasingly aware of the growing importance of recruiting and retaining the next generation of credit union leaders. The very future of our movement is in the hands of these young adult professionals. But young credit union professionals can often feel distanced from their credit union and not enough of them feel they can own and drive positive change and real impact in their credit union. So, how do we fix that?
During this session we will journey through Filene research and learnings on young adult professionals - what do you leaders and future leaders want and need, what do credit unions need, and how can we all engage in a way that drives lasting impact for our movement.
As chief engagement officer, Mollie develops and fosters relationships while growing awareness of Filene's research and innovation in the marketplace.
Mollie brings a wide spectrum of experience to Filene with past roles involving people leadership, strategic thinking, and get-it-done implementation. She comes to Filene from CUNA Mutual Group, where she served as vice president of the Program Management Office, a business-focused implementation function. Prior to that, she served as a consultant, secondary public school teacher, sales associate, and business owner. She earned her law degree from the University of Texas School of Law and BBA from Lamar University.
In this inspiring yet content-rich program, Matt Tenney introduces the power of servant leadership through his story of spending 5.5 years confined to military prison for arranging an unauthorized delivery of government funds, learning to be happy with nothing, living like a monk for over 3 years, and discovering the power of a life devoted to serving others.
Matt will show you how to improve your capacity for servant leadership, and how that shift results in greater success as a leader as well as greater happiness. Drawing on insights from his experiences as a prisoner, monk, and social entrepreneur, as well as from some of the best workplace cultures in the world, you'll walk away with powerful ideas and tools for developing the leadership skills that result in highly engaged, highly innovative, highly successful teams.
After attending this program, participants will have proven tools to help them:
Mindfulness training is now being offered by numerous, highly successful companies such as Google, Facebook, General Mills, Apple, Deutsche Bank, Intel, and many others. In this highly interactive session, you'll find out why.
This session focuses on the inner work that results in being much more effective as a leader. You'll learn how the simple practice of mindfulness can help you reduce expenses related to illness and lost workdays, improve performance at work as a leader, improve decision making, and much more.
Matt Tenney is the author of Serve to Be Great: Leadership Lessons from a Prison, a Monastery, and a Board Room. He is also an international keynote speaker, a trainer, and a consultant with the prestigious Perth Leadership Institute, whose clients include numerous Fortune 500 companies. He works with companies, associations, universities, and non-profits to develop highly effective leaders who achieve lasting success by focusing on serving and inspiring greatness in the people around them. Matt envisions a world where the vast majority of people realize that effectively serving others is the key to true greatness. When he's not traveling for speaking engagements, he can often be found in Nashville, TN.
Even on the heels of the great recession, nearly 88% of 18 to 34 year olds say they earn enough money now or are optimistic they will in the future (Pew Research). Why? When the economy cracked, the world reacted. Inflated education costs sparked open ed. Dried up small business capital birthed crowd funding. Necessity drives disruption, and legacy industries like consumer finance are being disrupted. A new kind of consumer is embracing collaboration, technology and activism to create the next generation of economic and social development.
When Brent Dixon was a kid, he wanted to be a tractor. That didn't work out, and now he's a designer, researcher, musician and educator based in Austin, Texas.
Brent has spent the last couple of years advising on behalf of The Filene Research Institute and founding The Cooperative Trust, a grassroots network of hundreds of young people fighting for the future of socially responsible finance. He was the 2012 Future of Finance Teaching Fellow at Singularity University - an innovation incubator founded by NASA and Google - and mentored 80 students from 36 countries on using disruptive technology for solve global challenges.
Outside of credit unions, Brent organizes hands-on art, design, and technology workshops with kids and is the Vice-Chair of The Cooperative Food Empowerment Directive, a network that empowers students to create ethically-sourced, cooperatively-run food enterprises on college campuses.
He's currently working on his Master of Fine Arts in Design at the University of Texas.
His work is driven by a fascination for what makes people tick.
Social media has been a slow-growth oddball for the credit union industry. There are a select few credit unions doing social media brilliantly....others, not so much. This session will take a look at the problems and solutions to get social moving in the right direction. Why? Because this is our marketing and branding reality! Social media is difficult to keep up with and implement in a heavily-regulated industry. It's time to put that fear of social media behind us. This session gives an honest look at how social media is being done in the credit union world and how they're being used well, or not so well. This session will lead to how your CU can learn from the social media mistakes being made and how to make better social connections with members and the community. It's a wide-open, interactive conversation instead of just a presentation!
The credit union industry had a great #BankTransferDay run, but we missed the boat and the point. It's time this industry realizes that social media isn't going anywhere and we need to stop using it like its some novelty. There's real power for a revolution sitting inside our smartphones. Stop playing to the middle and start finding the outliers. This session goes over the power of individuals and small businesses on social media. Michael shows you the discussions that must happen with CU leadership and convince them that it's time to get with the social media program. Take a look at where the fringe audience sits and how we can bring them in as CU spokespeople! The middle-of-the-road or "safe" audiences are doing nothing for your credit union. This is the first presentation like this in the industry and it's a completely honest look at ourselves, what we are missing and how to start our revolution!
For the past three years Michael has been the Digital Media Manager for CUNA Mutual Group. Before this CUNA Mutual Group, Micheal was in PR/Social Media for years working with telecommunications companies as well as national and international accounts.
Moving up the ladder into senior management requires an understanding of how a credit union's balance sheet is managed. This session discusses how a typical CEO manages the asset portfolios of the credit union and how risk and earnings decisions are made.
As staff advances through the ranks it is important to have a broad perspective of how decisions are made relative to balance sheet management. Mike discusses the risks associated with balance sheet management and provides a base understanding of portfolio management. Attendees will leave the session with an understanding of the how the investment and lending portfolios are managed and the role of asset liability management in the decision process. Not often does up and coming credit union staff have the opportunity to see the risks, challenges and perspective guiding senior management decisions.
As the vice president of investment sales for Catalyst Strategic Solutions, Mike McGinnis coordinates the marketing and sales functions of all Strategic Solutions investment services products. When Mike joined the investment services group at Catalyst Corporate in 2004, he brought 12 years of investment experience with him, seven of which were in the credit union industry. Throughout his time within the credit union movement, he has served in numerous capacities and maintains relationships with credit unions throughout the nation. Mike holds a bachelor's degree in economics from Southeastern Louisiana University, a master's degree in accounting from the University of Texas at Dallas, and has both FINRA Series 7 and 63 licenses.
This session is designed to recognize and understand the generational parade moving through and the impact to marketing. The parade is happening today and we can't slow it down. This session shows the analogy of a holiday day parade in contrast to the generational parade. Recognize the parade is moving through your credit union and finding the optimal buying power of your expanding markets which most likely are Gen Y and beyond.
Gina Wilson is President & Chief Executive Officer of Oklahoma Central Credit Union. She has 30 years of experience in the credit union industry; offering a wide range of services commonly associated with commercial banks, savings and loan associations and other financial institutions. She has held numerous positions over her tenure and assumed the Presidency of OCCU in 2001.
Humans are strange creatures that are rather difficult to understand, even if you happen to be one yourself. How many times are we frustrated with other people we live or work with? You would think by 2014, we would have all this worked out by now. However, "Getting Along" with other people remains a slippery slope to navigate. Just think about what you could truly achieve if you knew how to control your reactions and understand why others are the way they are. You would probably be a rock star – right? In this session, discover how to understand what's happening in your relationships with others, and learn how to turn this understanding into a real competitive advantage. Did you know that emotional intelligence still remains one of the top skills needed by employers today? Come discover how to provide value to your credit union, and obtain more meaningful relationships with others.
Phillip Crocker is the Training Manager & Financial Educator at Resource One Credit Union for over eleven years. Phillip has many years of experience in Training, Facilitation, Public Speaking and Financial Education, and his list of accomplishments continually grow as he positions himself in the community. Phillip holds a BBA in Business Management from Amber University and is a Certified Financial Counselor through the Credit Union National Association. In both 2008 and 2009, Phillip received the Texas Focus Award from the Texas Credit Union Foundation (Now CCUF) for his works in financial education. His passion is to help people better themselves and to help them discover how to achieve personal and financial success.


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Here are some images from the weekend of 31 May - 2 June at the Jock Explorer Camp. We had a great one! Guests had encounters with buffalo, rhino and elephant on foot and we had lion, leopard and hyena calling in and around camp at night.
The Explorer Camp at Jock Safari Lodge offers guests a unique experiential insight of a bygone era, a time when exploring really was an adventure into this unknown Big 5 wilderness, as did the legendary Percy Fitzpatrick in the 18th century.
This two day educational, walking safari is lead by two highly specialised guides and nights are spent around the camp fire enjoying hearty bush meals. During the day, guests explore on foot a remote part of this private concession in the heart of the Kruger National Park, to get a real sense of how trekking was done during the early days of exploration -a tribute to the original and authentic African safari adventure.
Check out the Explorer Camp album on our Facebook page.
If you'd like to experience Jock Explorer Camp for yourself, contact us today for more information. View rates here.
Legendary experiences in the Kruger National Park await!
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Famous Smoke Shop Premium Cigars at Discount Prices! Order Toll Free: 1-800-564-2486 Contact Us
Padilla Vintage Reserve Torpedo Reviews [view details]Give us YOUR review!
Showing 1 through 2 of 2 reviews
Started out okay. Once it get past the initial 1/2 , the flavor was fantastic. The draw was a little harder than I like, and it canoed a bit. After each ash drop the flavor ratched up a notch. It was tough to put this one down, even when I got to the end.Cal Cameron in Kentucky April 3, 2014
"Great Cigar - Get Some."
One of the best Nicaraguan cigars out there. Great burn, incredible flavor. In the same class as a MiBarrio or Olivia Master Blends 3. Get yourself a box as this is one of the best full flavor cigars you can get.Gilbert Hawkeye in Gilbert AZ January 11, 2014


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The Board of Visitors is a volunteer advisory body charged with being goodwill ambassadors for Clemson University. We attend periodic on-campus meetings to learn about the University and to give feedback to the campus from our respective communities. These meetings allow us to get detailed and accurate information about the University and its numerous points of contact with the citizens of South Carolina, the nation and the world. As ambassadors, we share this information freely so others will better understand the role that Clemson plays in educating students, conducting valuable research and driving economic development.
The Board consists of approximately sixty members who are nominated by the Board of Trustees and appointed by the President for a three-year term of service. Each member serves on one of four standing committees – Marketing, Legislative, Student Affairs and the Past Chairs. The Past Chairs serve as ex-officio members.
A fringe benefit of serving on the Board is the opportunity to meet some of the finest young people in our nation. Clemson students continue to amaze us with their enthusiasm, leadership and character. It is encouraging to think about the future of our state and region with these future leaders at the helm. When you have the time to sit and talk with them, we are sure you, too, will be impressed. They are the reason that Clemson's reputation is growing as a high seminary of learning and a top-ranked National public university.
Clemson is a special place and, as ambassadors, we are called to tell the story that is Clemson. We are called to tell it to our families, our friends, our legislators, our students and our communities. My wife Mary and I are honored to be part of that story and to see how Clemson and the Clemson families make a difference in South Carolina, not only in quality education for our citizens but in research, economic development and agriculture. All of these are important to South Carolina and our quality of Life.


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Ace Hardware Promo Code 2014
Home improvements can cost a bundle so use a Ace Hardware promo code to help lessen the load. Whether you need to spruce up your landscaping or would like to add a deck to your patio, Ace can help you with all your home improvement needs.
Ace Hardware Promo Code and Deals
Promo Code: WINTER
Here is another great promo code to use at Ace Hardware online. Get 5% off your purchase of $75, or you can get 10% off a purchase of a $100 or snag 15% off $300! You also get free store pick up with this promo code as well. Just shop through the link above and enter the promo code at checkout. Good through December 31, 2014.
Promo Code: DEALS
Check out all the latest Ace Hardware deals and specials to save money on your tools, organization or home improvement needs! The deals change often so make sure to check back. These deals are available for a limited time only.
Previous Coupons:
Promo Code: OCT15
We have a great new Ace Hardware promo code for you! This code will save you $15 off your purchase of $75 or more at AceHardware.com. Plus you also can get free store pick up. Just shop through the link above and then enter the promo code at checkout. You can use this one through October 14, 2014.
Promo Code: GARAGE
Get 20% off Garage organization and tools storage items when you shop through the link above. Your discount will automatically apply to your order. This Ace Hardware promo code is good through September 30, 2014.
Promo Code: RAIN
Here is another great ACE Hardware promo code deal for 20% off all rain barrels! Simply shop through the link and the 20% will automatically be applied to your order. This great deal is good through September 30, 2014.
Ace Hardware Free Shipping
Are you looking to save on the shipping costs for your Ace Hardware online purchases? Shipping costs can be costly, especially these days! Ace Hardware has you covered! They offer free pickup at your local Ace store! They also offer free shipping on select online purchases too! SWEET!
Just click the link above, or one of the Ace Hardware promo code links above to start shopping and saving. Have fun!
Ace Hardware Locations
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Military Discount
Ace Hardware offers a 10% military discount to all active and retired military members. Just show ID at checkout. Participation may vary by locations.
What We Love About Ace Hardware
We often have small projects to do around our home and yard. Whenever we have an Ace Hardware Project, we make sure we have an Ace Hardware promo code to go with it! One of the things we love about Ace Hardware is that it's not as overwhelming to shop at like some of the large home improvement stores can be. We're able to run in and out of Ace and get right to tackling our projects. They have very friendly staff, who are always more than happy to answer our questions. We really like that they make sure we have all of the supplies we need to finish the project we're working. Nothing is more bothersome than to be halfway through and find you have to make another run back to the store for something you forgot. They do a super job at getting us equipped with everything we need to get our projects done at home. Ace has great prices too! When we combine their great prices with the promo codes we listed above it makes for some awesome savings! We're sure you'll love Ace Hardware's products, deals, helpful staff and savings as much as we do!
Make sure you come back and let us know what you're able to score with these great Ace Hardware promo code offers and deals!


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Brittany Sands, Medical Assisting Student
Related Links
- Student Profiles
- Faculty and Staff Profiles
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- School of Health Professions
- Admissions
- Employment at AACC
- Contact AACC
"Everyone is here to help you reach your full potential."
For some, it is hard to decide what to study in college. For others, it is easy — somehow they just know. Brittany Sands decided to study medical assisting and she is glad she did.
"It was something I put my finger on and went for," explained Brittany. "The instructors and classes are great. I am learning so much but doing it in a way that keeps me coming back for more. I look forward to going to class. It has been a wonderful experience."
Brittany Sands took a jump start by taking a class at AACC during her senior year of high school. She then started full-time at the college in fall 2004.
This hard-working and busy student took 19 credits during spring 2006. She was able to balance her schedule of classes because she could take some of them online. She also works part-time as a medical assistant for a rheumatologist in Glen Burnie and has been the AACC student representative for the American Association of Medical Assistants since January.
"There is a comforting atmosphere at AACC," said Brittany. "It feels like everyone is here to help you reach your full potential. The biggest challenge is time management, but the schedules are very convenient. Online is great because I wouldn't have time to sit in two extra classes."
She will earn her certificate in medical assisting this month. She plans to take some more classes to finish her associate's degree and then transfer in spring 2007 to University of Baltimore to earn a bachelor's degree in health systems management.
After she completes her bachelor's degree, Brittany would like to get a master's degree, preferably from John Hopkins University. She would love to start her own consulting firm to help offices set up their computer systems, show them how to take inventory, and assist them in becoming successful.
Interested in learning more about Brittany's experience? Send her an e-mail!


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Author(s): David E Weissman MD and Arthur Derse MD, JD
Background Informed consent is frequently misunderstood as something that only applies to research trials or a form that a patient signs to indicate understanding and agreement when undergoing an invasive procedure. This Fast Fact reviews the legal basis for informed consent. Fast Fact #165 will discuss common myths about informed consent in the care of seriously ill and dying patients.
Definition Informed consent is a process, not a signature, whereby a physician discloses key information to help patients make a choice among healthcare options. The informed consent process requires that three conditions be met: a) the patient is able to make a voluntary choice, b) the patient is informed (see below), and c) the patient has the capacity to make medical decisions.
Legal Standard The legal standard of informed consent varies between states. Some use: what a reasonable patient would want to know; in other states the standard is, what a reasonable physician should provide. A failure to meet the legal standard may meet the threshold for liability.
Information No matter which legal standard is operational, the consensus among national medical and ethical organizations is that following information should be provided to meet the spirit of the informed consent doctrine:
Emergency Exception to Informed Consent—physicians may proceed with treatment in emergency situations when all of the following criteria are met:
Therapeutic Privilege A long-standing legal principle is that physicians may withhold information if they believe the information would harm the patient. The use of this privilege should be restricted to rare instances when there is good evidence that providing information will upset a patient so he/she "could not rationally engage in a conversation about therapeutic options and consequences" (Meisel 1996). Physicians should not use the privilege out of concern that with information, the patient will refuse a recommended treatment, nor out of fear of provoking normal emotional reactions to bad news.
Summary The purpose of the informed consent doctrine is to promote autonomy of the individual in medical decision making (Meisel 1996). However, the informed consent process is often viewed by physicians as being counter to an equally desirable social goal – a physician's responsibility for a patient's well-being and promotion of health. The point of balance between these two social goals is frequently misunderstood, and will be discussed in the next Fast Fact.
Fast Facts and Concepts are edited by Drew A Rosielle MD, Palliative Care Center, Medical College of Wisconsin. For more information write to: firstname.lastname@example.com. More information, as well as the complete set of Fast Facts, are available at EPERC: www.eperc.mcw.edu.
Version History: This Fast Fact was originally edited by David E Weissman MD and published in September 2006. Current version re-copy-edited in April 2009; web-links updated.
Copyright/Referencing Information: Users are free to download and distribute Fast Facts for educational purposes only. Weissman DE, Derse A. Informed Consent in Palliative Care – Part I. Fast Facts and Concepts. September 2006; 164. Available at: http://www.eperc.mcw.edu/EPERC/FastFactsIndex/ff_164.htm.
Disclaimer: Fast Facts and Concepts provide educational information. This information is not medical advice. Health care providers should exercise their own independent clinical judgment. Some Fast Facts cite the use of a product in a dosage, for an indication, or in a manner other than that recommended in the product labeling. Accordingly, the official prescribing information should be consulted before any such product is used.
ACGME Competencies: Medical Knowledge, Patient Care, Systems Based Practice; Interpersonal and Communication Skills
Keyword(s): Communication, Ethics, Law, Policy Health System


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Topic Categories:
Social Security Disability Definitions
Social Security Disability and SSI Overview
The Requirements for Disability
Social Security Disability and SSI Applications
Tips and Advice for Disability Claims
How long does Disability take?
Common Mistakes after Receiving a Disability Denial
Social Security Disability and SSI Denials
Social Security Disability and SSI Appeals
Social Security Mental Disability Benefits
Disability Benefits offered through Social Security
Benefits through SSI disability
Disability Benefits for Children
Disability Qualifications and How to Qualify
Social Security Disability and Working
Winning your Disability Benefits
Social Security Disability Back Pay Benefits
Social Security Disability SSI Awards and Award Notices
Disability Lawyers and Hiring an Attorney
Social Security Disability SSI List of Conditions
What is considered a Disabling condition by Social Security?
Social Security Disability SSI and Medical Evidence
Filing for Disability Benefits
Eligibility for Disability Benefits
SSDRC authored by Tim Moore
Ask a question, get an answer
Disability Approval Chances at the Social Security Reconsideration and Hearing Levels
In the federal disability system, administered by the social security administration, the first level of disability appeal is called a request for reconsideration. This appeal is sent to the same state disability determination services agency (DDS) that denied the claimant's first application, so it is not surprising that statistics show most people are not awarded benefits as a result of filing a reconsideration appeal.
Also, because reconsideration appeals are decided based on the exact same guidelines used to deny the initial disability application, it is unlikely that a claimant will get a different result unless he or she has new, persuasive medical information to add to the record. And generally this does not occur because the time distance between a decision on a disability application and a disability reconsideration tends to be fairly short (sometimes just a few weeks, and usually, at most, a handful of months).
Even though reconsideration appeals are decided by a different disability examiner than the one that reviewed the application, unless there is some significant medical evidence that documents a change or worsening in the claimant's medical condition, or gross error on the part of the first disability examiner, the chance of winning a reconsideration disability appeal is pretty slim. Currently about 85% of all reconsideration appeals are denied.
However, at the second level of appeal, a disability hearing, claimants stand a better chance of approval. Over 65% of all people who file second appeals and who are represented are approved for disability benefits.
This indicates three things: 1) DDS denies a lot of claims that are actually valid; 2) federal Administrative Law Judges (ALJs) are more likely to approve disability applications than the disability examiners employed by DDS; 3) having someone research the background of the case, gather additional evidence, and present an argument for the approval of the claim can make a substantial difference in the outcome.
Typically, most people who file for Social Security Disability (SSD) or SSI must appeal not once, but twice before they are approved. Most claimants do not bother to see their claim through to the end, though. According to one estimate, of the 2 million plus people who apply for disability, only 500,000 actually go through with a hearing.
Why is the number of appeals so low? Well, many claimants are not aware that being denied Social Security once is not the final word on collecting benefits. They do not realize that about 70% of all applicants are initially denied, or that so many reconsideration appeals are denied as well. And many probably just get worn down by the whole process—it can take years to appear before an ALJ (administrative law judge) because there are so many cases clogging the disability system at every level.
On the bright side, those who file a reconsideration appeal, get denied on this appeal, and then go on to pursue a social security disability hearing have a very good chance of winning an SSA disability appeal. Statistically, the odds of approval are simply in favor of claimants who A) do not give up on their claims, and B) utilize the appeal system provided by socials security.
Return to: Social Security Disability Resource Center, or read answers to Questions
Information on the following topics can be found here: Social Security Disability Questions and in these subsections:
Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria


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Perry et al v. Schwarzenegger et al
Filing 263
Letter from Therese M. Stewart, City and County of San Francisco in response to the letter sent by Defendant-Intervenors Prop. 8 Proponents (Doc. #260). (Flynn, Ronald) (Filed on 11/23/2009)
Perry et al v. Schwarzenegger et al Doc. 263 Case3:09-cv-02292-VRW Document263 Filed11/23/09 Page1 of 2 CITY AND COUNTY OF SAN FRANCISCO DENNIS J. HERRERA City Attorney OFFICE OF THE CITY ATTORNEY THERESE M. STEWART CHIEF DEPUTY CITY ATTORNEY Direct Dial: Email: (415) 554-4708 firstname.lastname@example.com November 23, 2009 The Honorable Joseph C. Spero Magistrate Judge of the United States District Court for the Northern District of California 450 Golden Gate Avenue San Francisco, California 94102 Re: Perry v. Schwarzenegger, No. 09-2292 VRW Dear Magistrate Judge Spero: I write on behalf of Plaintiff-Intervenor City and County of San Francisco in response to the letter sent by Defendant-Intervenors Prop. 8 Proponents [Doc. #260] requesting that the negotiations, consideration, and entry of a protective order pursuant to your November 19, 2009 Order [Doc. #259] be postponed until the Ninth Circuit's stay of the October 1 and November 11 orders are lifted. Plaintiff-Intervenor has, as it has throughout this case, coordinated with counsel for Plaintiffs in negotiations related to the protective order, in an effort to avoid duplication of efforts on the part of the parties or the Court. The Prop. 8 Proponents' letter, however, addresses an issue that directly impacts San Francisco's ability to prosecute this action. As such, San Francisco writes this letter to address that narrow issue raised in footnote one of the letter [Doc. #260]: Defendant-Intervenors respectfully submit that attorneys for PlaintiffIntervenor the City and County of San Francisco should not have access to documents under the protective order because (1) the documents are irrelevant to the limited matters as to which intervention was granted and (2) the City and County played a prominent role in the political efforts to oppose Proposition 8. San Francisco opposes the entry of any protective order that eliminates its ability to access the documents produced in the case. First, Defendant-Intervenors' request asks this Court to assume that the Office of the City Attorney cannot and will not abide by the terms of a protective order issued in this case. The assumption is insulting. This Office appears regularly before the Northern District of California, and this case is staffed by public lawyers who take their role as Officers of the Court seriously. Second, Defendant-Intervenors are incorrect that the documents are not relevant to San Francisco's case. As an initial matter, San Francisco has been working closely with Plaintiffs on all aspects of the case and will continue to do so as long as Plaintiffs request such assistance. Defendant-Intervenors should not be allowed to dictate how the various plaintiff parties work with one another. Moreover, each and every rationale offered by Defendant-Intervenors as a justification for Prop. 8 goes to the heart of the alleged government interests for Proposition 8. That is the very issue that even Defendant Intervenors acknowledge San Francisco is charged with presenting. CITY HALL, ROOM 234, ONE DR. CARLTON B. GOODLETT PLACE, SAN FRANCISCO, CALIFORNIA 94102-5408 RECEPTION: (415) 554-4708 · Dockets.Justia.com Case3:09-cv-02292-VRW Document263 Filed11/23/09 Page2 of 2 CITY AND COUNTY OF SAN FRANCISCO Letter to The Honorable Vaughn R. Walker Page 2 November 23, 2009 OFFICE OF THE CITY ATTORNEY Third, Defendant-Intervenors conflate the San Francisco City Attorney's Office's role as legal advocates for marriage equality with the political campaigns for marriage equality. Indeed, it is in part because of the San Francisco City Attorney's Office's experience in litigating the some of the issues that are central to this case that led to the Court's decision to allow San Francisco to intervene. San Francisco cannot now be forced to the sideline because it has the very experience with the Court acknowledged would assist in bringing the case to trial. In conclusion, Defendant-Intervenors are not entitled to limit this Office's access to discovery on this case in any manner. San Francisco, however, in an effort to move discovery along, consent to the offer to compromise that appears in Plaintiffs' letter, which would preclude anyone who actually served in an official capacity on the political campaign from having access to the documents. [Doc. #262.] That proposal is beyond what Defendant-Intervenors are entitled to and is more than reasonable. San Francisco requests that the Court enter the Northern District of California's form protective order, or if it is inclined to depart to any degree, enter the version suggested in Plaintiffs' letter. Very truly yours, DENNIS J. HERRERA City Attorney /s/ THERESE M. STEWART Chief Deputy City Attorney n:\cxlit\li2009\091484\00595452.doc


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80 Ways to Reduce Expenses: Part 3
Editor's Note: This is the third installment of a four-part series that will explore 80 ways to reduce operating expenses. In these difficult economic times, these ways could be the difference between having a profitable year and one of significant financial loss. After all, every dollar of reduced operating expense goes straight to the bottom line of an annual profit-and-loss statement. Take these suggestions at face value, or modify them for your agency. Either way, please take a look. Shaving a few dollars here and there might just save a job.
Although contracts are meant to lock you into a fair market price for a service, they can also have the opposite effect if no one is minding them.
For example, prices may balloon while the services provided become sub-standard or non-existent. Although it may make sense to approve the same contract year after year, take a closer look before signing on the dotted line. Don't assume the price is fair or the promises in the contract will come to fruition.
Here are 20 strategies to reduce the cost of contractual services and some of their ancillary costs:
1. Analyze insurance. Review the existing insurance policy and determine whether it "over-covers" current needs. When was the last time the policy was updated? Can you secure a "best-fit" policy with another provider for a lower fee or reduced deductible? Would a higher deductible be a better option? This strategy can be an incentive for management to annually review and update insurance coverage.
One word of caution: Some professionals may become overwhelmed or not allocate enough time to fully investigate the true needs and comparable insurance options, or worse, drop necessary coverage.
2. Improve safety records to reduce insurance rates. Training staff members, volunteers, and other stakeholders in the best practices of risk-management is important, but thoroughly documenting such trainings and incident/safety reports is essential. As such, reducing the number of incidents should show just cause to reduce policy rates. Instead of merely stating safety is of the utmost importance, show it via documented trainings and a chronological listing of all safety records.
The downside is there is an increase in time and allocation of resources for trainings and a safety-records database. Also, a chronological history might reveal an increase of incidents.
3. Contract accountant services quarterly only. Instead of monthly or bi-monthly assistance, contract this specialty quarterly to cut down on redundant costs.
This may not always be possible because some ownership structures or governance boards demand, at a minimum, a profit-and-loss statement on a monthly basis, and need more frequent reports for budgetary balance and financial oversight.
4. "Contract out" if a task is less expensive than producing in-house. Analyze project or program personnel cost patterns carefully, and track whether they can be completed at a reduced rate by an outside provider. Is the task weekly (e.g., landscape maintenance)? Event specific (e.g., catering or other food and beverage service)? Semi-annual (e.g., competitor rate study)? Is the task-completion rate comparable to a contracted regional provider?
Keep in mind, however, if you "contract out" and use patterns change, you may be caught paying more for additional contract staff, when the option of utilizing additional part-time employees may have been the rational choice.
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There are examples where town clerks clearly made mistakes recording births, such as attributing a child to a now-dead first wife, etc. Many such records could be based on hearsay to start with. Then, too there are the confusing terms whose usage has changed over time slightly, such as cousin and nephew that make such documents ambiguous, and of course, the ever popular phonetic spelling that was so common in colonial America. On top of this, handwriting styles have changed and documents get stained or torn. All this means that even original documents must be interpreted with circumspection and criticality, and which means evidence must be evaluated on a case-by-case basis, not by some formulaic ranking of sources.
I am sure that paid genealogists get reimbursed for their expenses, and their deliverable will gain authority by citing sources higher up on the provenance scale. For the vast majority of people using genealogy software (non-professionals), is it worthwhile to get a copy of an original document if somebody gives you a transcript over the Internet? If it is no trouble, why not? If you doubt its veracity because of other evidence, sure! But, each generation triples the number of people you are investigating in your family tree and probably the effort is better spent on somebody else if none of those cases apply.
Personally, in prioritizing my research, I would rather find additional, independent evidence confirming my existing evidence than to have move my existing evidence up the scale of provenance a step or two. Hence my use of the phrase preponderance of evidence. Perhaps I am out-of-step with others in this, but it seems that the most common errors involve applying evidence to the wrong person, rather than getting the data wrong, and it is just as easy to apply an original document to the wrong person as it is a copy..]]>
All the standard guides do a fine job of citing published sources–that being the principal type of material used by those college students who, as you note, are taught to use MLA or CMOS (the latter being preferred over MLA in many academic fields such as my own, history). MLA and CMOS also provide an example or two for citing original documents of the type most academics use–those in university archives–but those models do not fit most resources used by genealogists or academics who mine local records.
Commendably, a significant number of academic historians, historical demographers, and practitioners of related fields *are* now using the grassroots-level original documents that have long been considered the "domain" of genealogists and amateur historians. These academic researchers, too, are discovering a need for guidance in the use and citation of those records. That is why, at the Amazon.com website for _Evidence Explained_, one sees endorsements of EE volunteered by two major historians. That is why academic reviewers for _Choice_, _Library Journal_, and _Booklist_ recommend EE for all academic libraries and upper-level/grad-level students. And, that is why Library Journal just awarded EE its "Best Reference Work 2007″ designation.
I do disagree with you as to the need and value of consulting original records, even when no conflict is known to exist. After all, if everyone working on a problem keeps using the same wrong abstract or database, everyone will "agree" but they'll all be wrong.
(I won't catalog, here, all the other reasons why it is important to consult those originals. I've done that elsewhere and all over.)
I am, however, puzzled as to how "source provenance is often overridden by a preponderance of evidence." Provenance, meaning "origins," speaks to the authenticity of a *single record.* "Preponderance of the evidence," which is no longer used in genealogy because it ill-fits our field, is (like GPS) a conclusion based upon a *whole body of evidence.* Would you help us see your reasoning for this statement?
Elizabeth Shown Mills, CG, CGL, FASG]]>
- Mark]]>
About learning, I can only speak from personal experience, and I didn't learn from my software. I learned from encountering problems. For example, learning about new -style/old-style dates the first time I found an infant recorded as dying before it was born. For example, learning about keeping sources when I can't remember where I got that date which now seems so obviously wrong. Now I understand the payoff for the work involved and I do it gladly. The software could do all those things the day I took it out of the box, but I didn't even know enough to look for those features. So I think your fundamental thesis is a little flawed.
I haven't read the Elizabeth Shown Mills book, so I obviously missed its election as a Bible, but I do know that schools teach MLA, not Elizabeth Shown Mills. A little explanation of why it is necessary to invent a new standard would be useful. I would volunteer that MLA doesn't strike me as a very machine-parseable format, but I don't recall that being mentioned as a criteria in your article.
To castigate software for their handling of sources is not fair. First, I cannot tell what you consider a good citation beyond that it adheres to Elizabeth Shown Mills. So some requirements would be nice. It is my feeling that the bottom line is that a citation should ensure that another person, or even myself, can find the source for a fact at a later date and verify it. Most software I have seen does collect source information adequately for that purpose, and yet sources are still not documented even to this extent. Or sources are input religiously for every data item and all of them merely point to ancestry.com. (Which one of the thousands of contributed family trees do you think that person stumbled across first?) While a software company is certainly going to provide source management tools in order to remain competitive, they probably don't feel like enforcing the proper use of these tools, if it means risking the loss of some percentage of their potential customers who don't want to be bothered.
Rather than quibbling about citation formats, it would be far more productive to ask that we get more sources online. Much of the nation is now far remote from the location of the original documents since their families have migrated across the seas or across the country. For example, wouldn't it be nice if local governments publish on the Internet vital records and probate records they hold that are over 100 years old. If this was standardized enough, one could imagine that software could automate the searching of these repositories and ranking of the resulting matches, which would be great. Then yes, suck in the data automatically along with a computer readable citation, presumably in XML as you suggest, but that is such a small part of this particular challenge and very far down the path.
Your layering idea is a nice way of keeping history. My personal preference would be to have the software never delete anything, just overlay old facts with a new version of a fact and keep the old one with its documentation as history, so you fully document the thought process that got you to the current state of your data, as the addition of more evidence may change your "conclusion". Unlike what is suggested by your GPS (which seems more like a process than a standard of proof), in real life there is no final conclusion to the search. "I have never seen / A finished genealogy".
Regarding some of your comments about merging and layering GEDCOMs, you might find some of the discussions on werelate.org about merging, uploading GEDCOMs useful. It is much closer to an actual requirements analysis, and I think it has a broader view in that people will not want to suck everything to their local system so much as use remote sources as a virtual part of their local database. This does merge nicely with your layering idea, but there are difficult issues matching two or more arbitrary family trees when one or both may have errors, different spellings, missing facts, etc., or once you do figure out a match, to save the reference information from the external database so you can automate bump the two databases again in the future to quickly spot changes.
Speaking of werelate.org, the biggest impetus towards better genealogy will be the need to collaborate. The payoff will be higher quality data for you, the cost will be the need to conform to a certain standard. But the number of websites that truly provide for collaboration is very small. I think werelate.org could get there. However, most websites just blindly accept submitted trees and keep them all in sterile isolation, so the website doesn't annoy users by enforcing standards or suggesting somebody's data is wrong. Once such a truly collaborative website achieves some general acceptance, software packages will then modify their workings accordingly.
Source Provenance is sort of a snooty issue and I am not sure it is even all that important. I can't imagine the computer ever doing a good job of supplanting the user as the final arbiter. I am not George E. Bowman jealously guarding the designation of Mayflower Descendant, and even then source provenance is often overridden by a preponderance of evidence. If somebody provides a good-faith transcription or abstract, and tells me where it comes from so I can verify if I find contradictory evidence, I will have nearly as much confidence as if I had a copy of the original. In a collaborative environment, this would be even more true, as there is a very good chance somebody will have the opportunity, and take the time, to confirm the transcription/abstract.]]>
How can I get hold of one of THOSE?! Niche product or not, I want it!
Happy Dae.
If someone does see possibilities with utilizing even some of the ideas you posit it will have to come from a different source than we currently see on the market. Even then I'm afraid it will wind up being a niche product marketed to professional genealogists with a steep price tag.]]>


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With the caveat that these numbers are focused on "shipments" and not sales, IDC confirms other hardware-tracking firms' estimates showing that Samsung took the global smartphone crown from Apple in Q3. However, the firm said that the iPhone 4S should challenge the Korean company's newly established leadership position.
Samsung and Apple are engaged in an increasingly bitter, global legal dispute over patents, which has just become an EU anti-trust investigation as well. Amazingly, Samsung remains one of Apple's major suppliers.
According to the IDC data, Taiwan-based HTC also experienced triple-digit growth on the strength of its Android device sales.
In the chart above, Nokia is off nearly 40%. But this is "BW," before Windows Phones. The firm just released its first Microsoft-based phones, which have received positive but not spectacular reviews.
In the "others" category presumably is Windows Phones generally. In the US, Microsoft's mobile market share stands at either 7% or 5.7% percent according to Nielsen and comScore respectively.


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Real's talk...
A WARNING: Anyone that either...
- Asks me ingame for free stuff
- Gives me spam
- SO MUCH AS THINKS of posting "first"
will have a visit from Brassica Prime.
Trans Edit
- You completed failed that ghost captain chathead; it has no alpha channel
- Your trans's are sorta... Nice, but subpar. You're either cutting them too close or you don't have AA or something. They're acceptable but barely and kinda ugh.
MolMan 21:01, April 19, 2013 (UTC)
Those were the days... </nostalgia> 222 talk 06:02, May 15, 2013 (UTC)
Forum:Inactive botsEdit
This is just a notification to inform you that your AWB account, Real Not Bot has been deflagged per discussion. Removal of the bot flag does not signify loss of trust in the owner. If you would like to continue operating it, please contact me or any other bureaucrat. Dtm142 (talk) 22:30, June 15, 2013 (UTC)
Clan Chat Inactivity: 20 Dec 2013Edit
- This message has been cross-posted to applicable users
Hi, you have been identified as being inactive in the clan chat, so you are being considered removal from the clan. You have a few options on what to do:
- Login and gain some experience (or name change) and you will be removed from the list (when I run the scraper before the kick)
- Contact me by whatever means you want (ingame, talk page, IRC, etc) and let me know that:
- you still want your place, and I will remove you from the list
- you do not want your place, and I will remove you from the clan early
- Login and remove yourself from the clan
- Do nothing and you will be removed on 3 January 2014
If you choose to leave the clan, any rank you have can be reclaimed at any time when you return.
You can see the clan kicklist here. Thanks in advance. Gaz Lloyd AwesomeEvents!99s 17:39, December 20, 2013 (UTC)


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An elevated area of the sea floor between Cape Cod and Nova Scotia, Georges Bank is one of the best fishing grounds on Earth. For decades scientists speculated the blooms on Georges Bank were fueled by coastal blooms in the Gulf of Maine, but new research suggests the population of toxin-producing algae on Georges Bank occupies a distinct niche. Illustration by Jack Cook, Woods Hole Oceanographic Institution.


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A&E has ordered 10 half-hour episodes of Lachey's Bar, a new reality series featuring brothers and former boy band members Nick and Drew Lachey, the network announced Monday.
Sharon Osbourne, Demi Lovato, Charles Barkley and NeNe Leakes, come on down! You're among the next contestants on The Price Is Right's second annual celebrity week.
It's fame versus friendship when the girls vie for a spot on a popular television talent show. watch
Week 5 Results Show
The pair gets a 25 for their acrobatic routine.
Catch the highlights from tonight's performances.
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Hell's Kitchen rolls out the red carpet for a celebrity dinner service. With the competition at a rolling boil, mounting tension between the chefs causes one chef to explode.
Also Available On Xfinity
Hector sacrified everything to keep his family together. His wife wants Overhaulin' to overhaul his 1970 Mustang, the car of his dreams.
It's fame versus friendship when the girls vie for a spot on a popular television talent show.
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Maybe Melissa Rycroft should keep setting the bar low. The Bachelor alum, who finished third on Season 8 of Dancing with the Stars, just wanted to make it to Week 4 of All-Stars with Tony Dovolani. But she exceeded all of her — and arguably everyone's — expectations by taking home the Mirrorball trophy and overcoming season-long front-runners Shawn Johnson and Derek Hough in the process. "Honestly, I don't think anyone predicted us to win," Rycroft tells TVGuide.com. "We wanted to win, but we certainly didn't expect to. I'm still in shock." See what else Rycroft has to say about her big win below. Plus: Where will she put the Mirrorball?
read more
Emmitt Smith and Cheryl Burke didn't top the leader board on Dancing with the Stars last week, but she thinks their sassy samba, which scored a 29, was just what the doctored ordered. "I think we're peaking at the right time," Burke tells TVGuide.com. "Now we're in the middle of the season, so you really have to start stepping it up to get over that hump and try to make the finals." The two, who won Season 3 together, have the foxtrot this week and a group dance with the rest of the cast for Country Week. Find out what they have in store. Plus: How did Burke feel about being the most-wanted pro this season?
read more
Dancing with the Stars pros Anna Trebunskaya and Jonathan Roberts have taken their final bow as a couple. They are splitting up after nine years of marriage.
read more
Joey Fatone just has one request for Week 2 of Dancing with the Stars: "Don't make me go first!"The Season 4 alum kicked off the All-Stars season with Kym Johnson last week and does not want to be the opening act again. "I better not!" he tells TVGuide.com. "When they told me I was first, I was like, 'Oh, crap!' Then everyone says it's an honor. It's not an honor! People might forget about you and you might get voted off first. It was cool to kick off the show, but there was a lot of pressure."
The 'N Sync star is feeling good about his next dance, the quickstep, though. See what else he has to say about coming back, who he thought he might be paired with and how he's targeting Drew Lachey.
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They're back! Dancing with the Stars' long-awaited All-Stars is finally here. So how did these lucky 13 returnees do?
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Apartment Rental Search in 85009 Zip Code Area 0 mile radius
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Los Vecinos Apartments offers Extremely Affordable Studio and One Bedroom Apartments For Rent in West Phoenix. This Friendly Community is close to the Interstate 10 Freeway, across the street from the Fry's Mercado and offers a Swimming Pool, Kids Club, Playground, Basketball Courts, and Barbecue Areas; Pet Friendly too.
Phoenix, AZ 85009
Desert Wind Apartments
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Phoenix Manor Garden Apartments
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Phoenix Manor Senior Housing offers Studio, One and Two Bedroom Apartments For Rent in Phoenix, AZ. This Pet Friendly Community, Designed for Seniors 55 and Older has Onsite Laundry Centers, Heated Swimming Pools and Spas, Close to Shopping and Banking Services and has Planned Activities for a Senior Lifestyle. Enjoy Retirement Living with a 9 Hole Putting Green, Ramadas with Barbecues, a Library, Lounge and Coffee Bar.
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Indigo Pointe Apartment Homes are close to Phoenix/Sky Harbor airport and downtown Phoenix, and have easy access to Interstates 17 and 10. If you are looking for a Comfortable, Spacious and Affordable One or Two Bedroom Apartment with Ceiling Fans, Walk In Closets, Washer Dryer Connections, and Fully Equipped Kitchens in a community that offers a Swimming Pool, Playground, Onsite Laundry, Fitness Center and is Pet Friendly, look to Indigo Pointe. Se Habla Espanol!
Thank You! Your email has been sent. We appreciate your interest.


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The California Academy of Sciences in San Francisco is equipped with all the makings for a most festive winter season celebration at 'Tis the Season for Science! An educational and exhilarating experience for the whole family, and included in your Go San Francisco card, a visit to this 412,000 square foot green museum is a must-see! Interactive Reindeer Discovery Explore the extraordinary traits that enable reindeer to stay warm and survive in harsh conditions, observe their behavioral patterns for finding food, attracting mates, and traveling father each year than any other land mammal. You'll have the opportunity to feel the unique insulating properties of reindeer fur, see the world through a reindeers eyes in an ultraviolet light simulator, control the growth of reindeer antlers, … [Read more...]
'Tis the Season at California Academy of Sciences
December 19, 2013 By 3 Comments


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Keith Rothfus on Homeland Security
Project Vote Smart infers candidate issue stances on key topics by summarizing public speeches and public statements. Congressional candidates are given the opportunity to respond in detail; about 11% did so in the 2012 races.
Project Vote Smart summarizes candidate stances on the following topic: 'Budget: In order to balance the budget, do you support reducing defense spending?'
Congressional Summary:Expressing the conditions for the US becoming a signatory to the UN Arms Trade Treaty (ATT).
Opponent's argument against bill:(United Nations press release, June 3, 2013):
Secretary-General Ban Ki-moon str
|2012 Governor, House and Senate candidates on Homeland Security:
|Keith Rothfus on other issues:
PA Gubernatorial:
Allyson Schwartz
Mark Critz
Michael Nutter
Tom Corbett
Tom Wolf
PA Senatorial:
Bob Casey
Pat Toomey
Left 113th Congress, 2013-2014:
AL-1: Jo Bonner(R,resigned)
FL-13:Bill Young(R,deceased)
FL-19:Trey Radel(R,arrested)
IL-2: Jesse L. Jackson(D,convicted)
LA-5: Rodney Alexander(R,resigned)
MA-5: Ed Markey(D,elected)
MO-8: Jo Ann Emerson(R,resigned)
NC-12:Mel Watt(D,appointed)
NJ-1: Rob Andrews(D,investigated)
SC-1: Tim Scott(R,appointed)
Newly-elected special elections 2013-2014:
AL-1: Bradley Byrne(R)
FL-13:David Jolly(R)
FL-19:Curt Clawson(R)
IL-2: Robin Kelly(D)
LA-5: Vance McAllister(R)
MA-5: Katherine Clark(D)
MO-8: Jason Smith(R)
NC-12: Pending Jul.15
NJ-1: Pending Nov.4
SC-1: Mark Sanford(R)
Won primary 2014:
TX-4: John Ratcliffe(R)
VA-7: Dave Brat(R)
Retiring to run for Senate in 2014:
AR-4: Tom Cotton(R)
CO-4: Cory Gardner(R)
GA-1: Jack Kingston(R)
GA-10:Paul Broun(R)
GA-11:Phil Gingrey(R)
HI-1: Colleen Hanabusa(D)
IA-1: Bruce Braley(D)
LA-6: Bill Cassidy(R)
MI-14:Gary Peters(D)
MT-0: Steve Daines(R)
OK-5: James Lankford(R)
TX-36:Steve Stockman(R)
WV-2: Shelley Moore Capito(R)
Former Reps running for House in 2014:
AL-5: Parker Griffith(R)
CA-3: Doug Ose(R)
GA-11:Bob Barr(R)
CA-31:Joe Baca(D)
IL-10:Bob Dold(R)
IL-17:Bobby Schilling(R)
MS-4: Gene Taylor(D)
MT-0: Denny Rehberg(R)
NH-1: Frank Guinta(R)
NY-11:Vito Fossella(R)
NY-18:Nan Hayworth(R)
OH-7: John Boccieri(D)
PA-13:Marjorie Margolies(D)
TX-23:Francisco Canseco(R)
Lost primary 2014:
TX-4: Ralph Hall(R)
VA-7: Eric Cantor(R)
Retiring to run for State Office in 2014:
AR-2: Tim Griffin(R)
CA-35:Gloria McLeod(D)
ME-2: Mike Michaud(D)
PA-13:Allyson Schwartz(D)
VI-0: Donna Christensen(D)
Retiring effective Jan. 2015:
AL-6: Spencer Bachus(R)
AZ-7: Ed Pastor(D)
CA-11:George Miller(D)
CA-25:Howard McKeon(R)
CA-31:Gary Miller(R)
CA-33:Henry Waxman(D)
CA-45:John Campbell(R)
IA-3: Tom Latham(R)
MI-4: Dave Camp(R)
MI-6: Tom Petri(R)
MI-12:John Dingell(D)
MN-6: Michele Bachmann(R)
NC-6: Howard Coble(R)
NC-7: Mike McIntyre(D)
NJ-3: Jon Runyan(R)
NJ-12:Rush Holt(D)
NY-4: Carolyn McCarthy(D)
NY-21:Bill Owens(D)
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Multiple Emails Accounts
I have 4 different emails accounts for my 4 small business. How do I see all the to-do lists for those 4 email logins in one place?
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Hi Victoria,
At this time there is no way to have a Todoist account associated with more than one email address. You would need to have more than one account with us to do this. Even then, you'd need to sign into these on different browsers for it to work.
We will look into adding more options in the future.
I would also like to see this feature implemented
I am not currently a Todoist user but the addition of this feature would make me a Todoist premium user.
The why:
I have a personal and a work email address. People would likely send "shared" tasks or projects to either one of those addresses. I'd have to manage two Todoist accounts or reply to them and ask them to share with the correct account. Likewise, I would have to either manage two accounts or send work projects from my personal address or vice versa.
Email living in separate inboxes makes sense, but my tasks need to be all in one place.
I would also like to see this feature implemented. It's disruptive to my workflow only be able to email items to Todoist from one email account.
+1 for me. Pers and Work Gmail accts. ToDoist pulls up whatever the default account is in the machine's browser session (often, the wrong acct); and when it's not correct, tells me that the email is no longer available. It would be nice if, short of being able to pull up the correct email acct, the ToDoist reminder kept a copy of the email in the task's note, and logged the email address of the acct it was pulled from, so I could go look it up myself.
+1 from me too. I actually stopped using todoist because emails links did "break" all the time. Please make it work with multiple accounts.
Hi Rico:
For me it wasn't worth giving up TD for; my work-around, is that I add a tag to the item indicating which acct it is in. If the subject isn't unique, I'll add to the subject line as well.
With that said, I would strongly encourage our friends in Todoist development to try and figure out a way to link the item to the specific acct; or at the very least, store the full header and body of the email in the TD note, so we can identify the specific email it is referring to. :-)
Hey folks:
I don't know if they're trying to keep it a secret or not; but the email link now works with multiple email accounts! :-)
Could you explain your exact situation and what you have done? As far as I have been told, there have been no changes to effect this.
I had both gmail accts open in different tabs in Chrome. I clicked on a
random email, and then used the TD Gmail add-in to create a task for that
email. Then did the same thing for the other gmail account. When I click on
each of the TD tasks in the TD window, it opened the appropriate email for
each one. That didn't use to happen. Before, it only opened the emails from
one acct., if I made a task from the other, and then clicked on it, it
would open a window into the wrong email account and then display a message
that the email was no longer available.
I believe that was always the case, as long as both are opened and signed in, separately. If they are, it does not work, or if they are multi-sign in, and one is signed in first (wrongly) then it causes issues as well.
Oh. Perhaps I just had been signed in in the incorrect order in the past
Tell me, what IS the correct order? Let me guess, there is no correct
order, it's based on the numerical order the accts were opened when the
task(s) were created?
Correct. This is actually fully controlled by Gmail, we have absolutely no impact on this, unfortunately :-( The moment you click on "Add email as task", our plugin enters the URL that shows up as you're reading the message. Whatever numbers or account tags Gmail includes in it will be maintained as they are as that's the only way for the URL to work correctly. If these change over time, there's nothing we can do as we also don't know if, when and to what will they change so we could at lease try to adjust them on our end. Obviously, we cant set it to get the URL, open 10 tabs every time you click on the link where each would have a different user number in it hoping that one will be correct, though that would actually be the only solution ;-)
Based on some observations, it would seem that the numbers refer to the order in which you see your Gmail accounts listed when you're logged out where the first one would be /u/0, the second /u/1 and so on. But again, even knowing that, doesn't allow us to somehow know when this order is changed and it's time to edit some of the links :-(
I understand; thank you.
Hi there - it is possible to have multiple email accounts registered in Wedoist which appears to be a sister product so the tech knowhow does already exist in your company. It would be really useful as I am not going to transfer my projects from Wedoist to Todoist, despite the extra functionality, until that has happened and I am sure there are many people thinking similarly.
Hello Henry,
It's not possible to use multiple email addresses for one account in Wedoist. Please clarify what functionality are you referring to?
+1. For business use having multiple email addresses associated is almost a must.


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Boost Mobile Celebrates "All-the-Days" This December (Photo: Business Wire)
This holiday season Boost Mobile, a leader in the no-contract wireless industry, wants to be sure that every holiday in December is heard. There's more to December than Christmas, Kwanzaa and Hanukkah. In fact, there's a holiday every day of the month; you can celebrate "Take it in the Ear Day" or "Pastry Day," among others. So in true irreverent Boost Mobile fashion, each of these other holidays is getting a voice. To commemorate these special days Boost Mobile and agency of record 180LA have made 31 personalized, shareable festive carol e-cards for each of the holidays.
Boost Mobile Celebrates "All-the-Days" this December (Photo: Business Wire)
Each carol card features Santa and his elves with a unique carol of original music to celebrate days like "Chocolate Everything Day," "Brown Shoes Day," and "Wear a Plunger on your Head Day." Anyone who shares a carol card will also receive a special promo code with an exclusive discount to be used at boostmobile.com. To check out all the carol cards and take part in "All-the-Days," visit www.boostcarolcards.com.
"Why limit yourself to only celebrate on certain holidays when you can celebrate All-the-Days with Boost Mobile?" said Peiti Feng, director of brand strategy and marketing communications, Boost Mobile. "Similarly, why limit yourself to a wireless service that traps you in a two-year contract when you can have no-contract, nationwide unlimited service with Boost Mobile? Boost Mobile likes to celebrate the slightly dissimilar, yet positive moments of daily life with our customers, including shrinking payments and lemon cupcakes."
"Boost Mobile has always given a voice to the underdog," noted Dave Horton, creative director at 180LA. "So for the holidays we aren't just celebrating Christmas and Hanukkah, we're going to celebrate them all. We wrote 31 carols for the 31 holidays in December, each using a different genre of music."
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Houston Dynamo Soccer T-Shirts
Shop for officially licensed Houston Dynamo soccer t-shirts inside our Dynamo soccer store. Our selection of Dynamo tee shirts feature the latest in contemporary and vintage designs with official team colors, crests and logos. We even have player tees for many of today's most popular Houston Dynamo futbol players. Browse our complete selection of Dynamo soccer t-shirts available in a wide array of sizes for men, women and kids. Our versatile selection of shirts allow fans to show their team spirit year-round during the soccer season and even in the off-season. Get your Dynamo t-shirt now and enjoy fast shipping and 365 day no hassle returns on your very next order. The next time your favorite soccer team hits the turf and is making their run towards a Championship, be sure you're ready to cheer on your team with the latest Houston Dynamo soccer t-shirt.
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Release Date: 10/28/2013 |
Album Rating: 3.5But it gets a 3.5 just on the merit of tracks like "Surface Tension" and "Progressive Waves."
Album Rating: 4.0How to stretch out a song 101 amirite? ;) Review is spot on my friend! mind pos
Well written review, mindpos. Correct me if I'm wrong but the review summary does not go along with Shakespeare's proverb.
Clocking at 1h 30min, the album is far from brief.
Digging: Aspherium - The Fall of Therenia
Album Rating: 3.5It's not very subtle either ;)
Oh I see, it is a gentle irony. Hmm if I could see you talk it, I would understand it immediately, but in writing it is a bit vague.
"Brevity is the soul of wit."
-William Shakespeare
*William Shakesman
Digging: Friendzone - Collection 1
Album Rating: 3.5Voivod - Yeah, I can see how you'd read it that way. I think the review does enough to speak of how long the album is to make it clear that I think it's neither brief nor subtle, though.
Trebor - I honestly thought of doing that and just writing the entire review in a Plinket tone.
don't click on the tracklist it'll ruin everything
Album Rating: 4.0har har har that summary
Never really got into Arjen Lucassen and his friends.
Album Rating: 3.0Totally agree with the interview. Nice stuff
Digging: Run the Jewels - Run the Jewels 2
very well put tr7v you should be staph
promoting as we speak
Digging: Thou - Heathen
Album Rating: 3.0aight
Digging: Henryk Gorecki - Symphony No. 3, Op. 36
This album is big and dramatic to the point of absurdity, but I still found it to be worth listening to.
album art is brilliant.
Album Rating: 3.0s'like you're swaying ina boat
Album Rating: 3.0Hmm...Spotify shows Haken and Cynic as related artists. Now I'm even more intrigued! This better be good!
Album Rating: 3.5If you haven't heard Ayreon before, skip this and listen to The Human Equation.
Album Rating: 3.0Already put 40 minutes into this one. So far its definitely good...dont know if I'm a fan of the vocals/phrasing though. I will listen to The Human Equation at least by tomorrow if not today. Further analysis of this album to follow...
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Navy Seals punished for consulting on a video game
Controversy abounds concerning the media presence of former and current Navy Seals in the wake of the Abbottabad raid that killed Osama Bin Laden. Until now, video games had largely (and perhaps surprisingly), dodged that media firestorm. No more.
CBS News reports that seven members of Seal Team Six have been formally reprimanded by the Navy for breaking their nondisclosure agreements with the government. Their transgression was consulting with Electronic Arts studio Danger Close on the critically-panned game Medal of Honor: Warfighter. While consulting, the Seals showed the development team special military equipment and did so without the permission of the Navy. Punishment includes a letter of reprimand, which often precludes further promotion, and a docking of pay for two months. Four other Seals are under investigation for similar offenses.
CNET reports that EA's official line is, "We do not know if the veterans who consulted on the game were in contact with the Department of Defense." Perhaps that is the best approach. When it comes to investigations by the DoD, the best policy may be: "Don't ask, don't tell."


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Story Time and Craft
- What:
- Come explore your world through our Storytime and make a fun craft. This week we will have a special guest and talk about saving money! Our craft will be a piggybank.
- Where:
Kansas City Public Library - Irene H. Ruiz Biblioteca de las Americas Branch
Kansas City MO
- Categories:
- Neighborhood Kids & Family
- When:
- Friday, August 30 @ 10:30 am
- Links:
Having trouble? Let us know!


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CAIR Director: American Muslims Are Indebted To Dr. King
WASHINGTON, Jan. 21, 2013 /PRNewswire-USNewswire/ -- The Council on American-Islamic Relations (CAIR) today distributed a commentary by its National Executive Director Nihad Awad, titled "American Muslims are Indebted to Dr. King," to mark Martin Luther King, Jr. Day.
CAIR distributed the column below through ISLAM-OPED, a syndication service designed to offer an American Muslim perspective on current political, social and religious issues.
ISLAM-OPED commentaries are offered free-of-charge to one media outlet in each market area. Permission for publication will be granted on a first-come-first-served basis. (CONTACT: CAIR National Communications Director Ibrahim Hooper, 202-744-7726, firstname.lastname@example.com)
BEGIN COMMENTARYNihad Awad: American Muslims are Indebted to Dr. KingBy Nihad AwadWord Count: 578 [ Nihad Awad is national executive director for the Washington-based Council on American-Islamic Relations (CAIR), the nation's largest Muslim civil liberties group. He may be contacted at: firstname.lastname@example.com ] In my position as the leader of the Council on American-Islamic Relations (CAIR), the nation's largest American Muslim civil rights and advocacy organization, I am eternally grateful for the vision, struggle and legacy of Dr. Martin Luther King, Jr. He did not struggle only to free his own generation, and his work will continue to bless many generations to come in America and around the world. Although there is much work yet to do, we witness the fruits of his struggle for justice and equality every day. Every time we succeed in protecting the rights of a Muslim child who is bullied because of his or her faith, or of a Muslim woman who is fired because she refuses to remove her religious headscarf (hijab), we employ the Civil Rights Act of 1964.
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Every Hindu desires to go for the Chardham Yatra once in his lifetime. It is being believed that by visiting Chardham, one can attain the spiritual benefits in the form of salvation and can get rid of all his sins to find the ways towards heaven after demise. Chardham Tour comprises of the visit to four major shrines named as Yamunotri, Gangotri, Kedarnath and Badrinath in Uttarakhand, India.
Yamnotri Dham
The origin of river Yamuna located in Uttrakashi district is the renowned place to attain blissful spiritual moments. Constructed by Maharaja Pratap Singh of Tehri Garhwal this momentous temple is positioned beside the left bank of the river itself, the Yamunotri Temple gives the auspicious chance to many pilgrims to attain spiritual heights. Moreover, the place is renowned with three hot springs near the temple itself and Surya Kund is the most visit place among them. This kund is so popular where a tank full of boiling water lets the pilgrims to dip raw potato and rice covered in a muslin cloth and when boiled can be received as "Prasad".
Gangotri Dham
Immerse your body and soul at the holy waves of the River Ganga which is being originated from Himalayan glacier called Gangotri to attain pacification. This place is now the sacred place of absolution and so the visitors find themselves fortunate to step into the pious Gangotri temple which is again situated in Uttrakashi district at the height of 3140 meters. Amar Bahadur Thapa, the Gorkha commander built the holy shrine of Goddess Ganga around 250 years ago.
Kedarnath Dham
Find the presence of Lord Shiva in the form of twelve jyotirlings which is known to be the abode of Lord Shiva. Resting at 3584 m above the sea level, the temple has sanctified the Rudraprayag district of Uttarakhand. This temple is also famous for Shankaracharya's Samadhi who is known to start the holy trip to Chardham.
Badrinath Dham
Lord Vishnu, who is known for his vivid images, can be found in the meditative position at the Badrinath Temple. Glorifying the Chamouli district of the Himalayan hills the temple is located at the height of 10,248 feet above the sea level. The temple was constructed about two centuries ago by the King of Garhwal and is enclosed by three sections called the Garbhagriha (Sanctum), The Darshan Mandap, and Sabha Mandap.
The Char Dham Yatra offer you the spiritual journey towards the sanctity of Himalayan regions. This year, Chardham Tour is commencing on 24th April 2012, on the very auspicious moment of "Akshaya Tritiya" and like other years this year also the Himalayan ranges will witness lakhs of pilgrims to mark their presence.


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Disney's Camp Rock: The Musical
The kid-friendly movie makes its way to Stagecrafters in Royal Oak and promises fun for the whole family on select dates July 23-31, 2011
Summertime was supposed to be about music, camp and enjoying the experience – until the new flashy camp threatens Camp Rock! Watch this kids' summer vacation showdown unfold the Stagecrafters bring Disney's Camp Rock: The Musical to the Baldwin Theatre Royal Oak. If your kids loved the movie, they are sure to dig this youth theater stage adaptation, which starts Thursday and runs for two weekends.
It plays at various times July 22-24 and July 28-31, – and the theater says it's fun for little audiences ages 5 and older. See you at the show!


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Humidity 90%
Winds 17.3mph
Humidity 90%
Winds 17.3mph
Apr 7, 2014 8:01 PM
CORPUS CHRISTI - The Corpus Christi ISD school board hopes to name a new superintendent by the end of July. First, they want input from the community
The district has posted on online survey asking the community to provide input into what characteristics they'd like to see in the next superintendent.
All the responses will be collected and presented to the search firm hired to help the district with its superintendent search. You have until May 3rd to take part in the survey.
Link: https://www.surveymonkey.com/s/KHBLLTF
5 hours ago
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Listing Overview
We invite you to visit our unique collections of home furnishings, accessories, rugs and art. Located in Tupelo, MS, the upholstery capital of the world, our family-owned and operated business offers 100,000 sq feet of quality furnishings at affordable prices. Discover why families and designers from all over the southeast are furnishing their homes at Room to Room. Our goal is to make your shopping experience a relaxing, enjoyable adventure, helping you create the home of your dreams. We look forward to serving you soon because at Room to Room we know…"There's no place like home".
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Alpharetta, GA Back Pain
There are a number of reasons why different back problems exist. The back pain may have been caused from a past injury, from a fall or from other environmental factors.
Often other parts of the body are negatively affected when people begin having problems with their back. For instance, if the back or pelvis is out of alignment, it can cause a person to have the urge to urinate more frequently. The reason for this has to do with the nerves in the back applying pressure to nerves in the bladder.
This is why it is of utmost importance to practice back safety whenever possible. If you live in Alpharetta, GA, be sure to make an appointment with the Dr. Michael A. Maiorino when back problems begin to arise. The more time that goes by, without seeing a licensed chiropractor, the more severe the back problem(s) can become.


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The banks in the United Arab Emirates do not have any liquidity problems, but enjoy high liquidity and are not in need of additional support, the central bank governor said on Wednesday.
In remarks made on the sidelines of an opening ceremony of the Sharjah Islamic Bank's new headquarters, Al Suwaidi also said the global economic crisis has stabilized to some extent, which reflected positively on the UAE, according to the official news agency WAM. "The economic growth in the UAE will not be enormous in the coming period and we will not have to talk about inflation as its rate will be very low," he added. Read more


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Commissioners recognize Veterans Services Officer
Diana Buckley
Unanimously approve an overall tax rate
Ellis County Human Services
WAXAHACHIE – Ellis County Veterans' Services Officer James Wilhoite was recognized Monday during a regularly scheduled meeting of the Ellis County Commissioners' Court as the recipient of the 2007-2008 Outstanding Officer of the Year Award.
The award was made by Charles Kelker, director of the Dallas Region of the Veterans County Services Officers Association of Texas.
"I am the assistant (veterans' services officer) here in Ellis County – however, there are other activities I participate in," Kelker said.
"This year the Dallas Region has the privilege of honoring James Wilhoite as the Outstanding Officer in the region."
County Judge Chad Adams read a proclamation of the commissioners' court congratulating Wilhoite, not only for his achievement as the recipient of this award, but also for his many years of service to veterans and their families in Ellis County.
"I accept this award – but you know the people who really deserve it are you guys sitting up there," Wilhoite said.
"Judge and commissioners, I remember a time when the commissioners didn't approve a Veterans' Service Officer in the County – we didn't have one. And I congratulate you for the support you give – thank you so much." Wilhoite has worked tirelessly for several years to open satellite offices throughout the County to allow better access to assistance for veterans and their families.
Currently, Veterans' Services office locations are the historic courthouse in downtown Waxahachie, with office hours from 9 a.m. to 2 p.m. on Monday and Tuesday; 116 W. Ennis Avenue in Ennis, with office hours from 9 a.m. to 2 p.m. on Thursday and Friday; room 205 of the old Red Oak Elementary school building at 100 N. Methodist, with office hours from 9 a.m. to 1 p.m. on the first Wednesday of each month; Ferris City Hall at 100 Town Plaza, with office hours from 8:30 a.m. to 12:30 p.m. on the second Wednesday of each month; 101 W. Main in Italy with office hours from 9 a.m. to 1 p.m. on the third Wednesday of each month; and 1150 N. Highway 67 in Midlothian, with office hours from 9 a.m. to 1 p.m. on the fourth Wednesday of each month.
The service officers can be reached by telephone at 972-825-5099 or 972-875-4531.
Following a months-long process that included a number of public hearings, Commissioners voted unanimously to approve an overall tax rate that is very slightly lower than last year's tax rate. The overall rate is made up of separate assessments for Maintenance and Operations, Interest and Sinking, and Farm to Market.
"It has been my desire to always try and lower the tax rate," said Adams.
"It is a principle – I know we on the Court have had disagreements regarding that, but I always believe we need to make it our best effort to reduce the tax rate."
The new total tax rate of $0.393599 per $100 of taxable value will have the effect of raising more property taxes than last year's budget by $2,818,729.89, and of that amount $1,496,426.90 is tax revenue that will be raised from new property added to the tax roll this year.In other business, Commissioners:
* Approved the second year of the three-year agreement with CASA of Ellis County to provide financial support of $5,000 for FY 2008-2009 for services to children;
* Approved a resolution for the 2009 Indigent Defense Grant Program assisting the County in implementation of the provisions of the Fair Defense Act and the improvement of the indigent criminal defense services in the County, enabling Ellis County to obtain $69,049 for indigent defense;
* Approved a memorandum of understanding with the North Central Texas Council of Governments Area Agency on Aging for services to Ellis County residents over age 60;
* Approved interlocal agreements with the City of Italy, the City of Maypearl, the City of Milford, the City of Waxahachie, Italy ISD, Maypearl ISD, Midlothian ISD, Milford ISD, and Waxahachie ISD;
* Approved the list of Presiding and Alternate Judges for the Nov. 4, 2008 General Election;
* Approved the number of clerks needed for each polling place for the same election, a total of over 400;
* Took no action on renewal of the lease agreement between Ellis County and Edwin Spaniel for the site referred to as the County Farm;
* Took no action on the lease of temporary warehouse space for storage of the Sheriff's seized vehicles and other property;
* Took no action on a memorandum of understanding with the First Administrative Judicial Region regarding an interim plan to ensure judicial
readiness in times of emergency;
* Approved several variances to the County of Ellis Rules, Regulations and Specifications for Subdivisions and Manufactured Home Parks for the
Crater Ridge Development, Phase I, which is inside the extraterritorial jurisdiction of Grand Prairie and has received the approval of the Grand
Prairie Planning and Zoning Commission and the Grand Prairie City Council;
* Declared as surplus the bed from a 2007 Dodge Dooley pick up and authorized its sale at auction;
* Convened briefly in executive session to discuss the possible sale or lease of real property and to consult with counsel concerning a lawsuit filed by
Tony and Barbara Davis against Ellis County and Herman and Sandra Garcia.