text:
When will I get my statement?
Participant statements are generated quarterly. Another option is to receive your statements electronically with our eStatements. To sign up, log into your account and edit your profile by adding your email address. Then complete the form under Reports, Tools. You will then receive a notification by email when your statement is ready to view - through your account.
What is the difference between my account balance and vested balance?
The total account balance illustrates the total value of your account if you were 100% vested in the employer contribution. Your vested account balance is the employer contribution you would be entitled to if you left employment, today. As you continue to work, you will become more vested in your employer's contribution. A common vesting schedule example: After two years, you may be entitled to 20% of the employer's contribution, after 3 years - 40%, 4 years - 60%, 5 years - 80%, and after 6 years, you would be eligible to withdrawal 100% of the employer's contribution. It is important to note, you are always immediately vested in your personal contributions.
What should I know about investing for retirement?
How you invest your money is just as important as how much you save. The key to understanding your risk tolerance is to be proactive - not reactive. Diversifying your investments will all help you to achieve your retirement goals and an American Trust representative is available to help you develop your strategy. Contact our retirement team to discuss in more detail.
What is dollar cost averaging?
Dollar cost averaging is a technique designed to reduce your market risk through the systematic purchase of mutual funds or securities at predetermined intervals and set amounts. Many successful investors already practice this without realizing it. With each paycheck, you are making regular and ongoing contributions into the stock market through your 401(k) plan.
Instead of investing dollars in a lump sum format, your ongoing contributions allow you to work your way into the market by slowly buying smaller amounts over a longer period of time. This spreads the cost basis out over time, which provides insulation against the vast swings in the market price.
The Cow Story: An Example of Dollar Cost Averaging.
We all have a different time horizon until we reach retirement. For someone just entering the work force, this may be 40 years or more. For illustrative purposes, assume Joe is going to work for 5 days. Starting to invest on Monday and retiring on Friday. Joe is going to make $10 daily payroll deductions to his plan. As you have 17 mutual fund investments to choose from in your 401(k) plan, Joe is going to invest in cows.
|Share Price Per Cow
|Number of Cows Purchased
You can see the fluctuation in the share price each day; however; Joe continues to buy. Over the course of the week, Joe purchased 10 cows for $50. He retired on Friday and sold his 10 cows for Fridays share price of $10, for a retirement value of $100.
Moral of the story: Joe doubled his money and the price of the cow never got higher than the day he started.
How do I handle market changes?
When the market goes through declines and fluctuations, it receives a lot of media coverage which stirs up a lot of concerns for you as an investor. Remember the golden rule of investing, "buy low, sell high". One of the biggest mistakes you could make is stopping your contribution when the market is low and starting again when the market is high. When the market is low, look at it like this: you are buying shares "on sale." See the dollar cost averaging section for a great example. Overall, saving for retirement is a long term investment, keeping long term perspectives.
Do I need to rebalance my 401(k) investments?
If you choose one of the American Trust Asset allocation models, we will automatically rebalance your investment quarterly.
Are my 401(k) assets diversified?
If you chose an American Trust asset allocation model, we will diversify your investment based on the model of risk you chose.
What are the American Trust Asset Allocation Models?
American Trust has 5 actively managed asset allocation models available for you to choose from: Aggressive Growth, Growth, Moderate Growth, Conservative Growth, and Income. A seven member investment committee meets monthly to review the models. As the market conditions change, the investment committee will properly diversify the investments within the models.
How do I choose the appropriate American Trust Asset Allocation Model?
The models are based on risk tolerance. To evaluate your risk tolerance, complete the questionnaire or contact American Trust.
I was automatically enrolled, where is my money invested?
Your contributions will automatically be deposited into the plans default investment. As of January 1st, 2011, the default election will be an asset allocation model, chosen based on your age.
Can I participate in my employer's 401(k) plan?
In most cases, as long as you meet the eligibility and entry requirements, you can participate. In some cases, an employer is allowed to exclude specific classification of employees from the retirement plan. For example, an employer may choose to allow hourly union workers to participate, but not allow salaried employees into the plan.
When can I enroll into my 401(k)?
Each employer has elected eligibility and entry requirements to enter a 401(k) plan. You can contact your Human Resources department or American Trust to discuss your employer's eligibility and entry requirements.
I am a rehire, when can I re-enroll?
If you were previously eligible to enroll in the 401(k) plan, you will be allowed to start contributing again, immediately. If you were not eligible, you will need to meet the eligibility and entry requirements.
What are the differences between eligibility and entry dates?
To be eligible, you generally need to work at least "x" number of hours over a specific time period. For example, you may need to have 1,000 hours worked in one year. Employers will also choose to allow entry during a specific regular timeframe. For example a company many elect to allow employees to enter the plan on a quarterly basis.
I was hired on January 3rd, 2009 and have worked over 1,000 hours during the year, When can I enter the plan?
Each plan has different eligibility and entry requirements, contact your Human Resources to determine what your employer rules state. If in this case the company has an eligibility requirement of 1,000 hours in one year and allows entry on a calendar year quarterly basis: This employee would be eligible to enter the plan as of April 1st, 2010. It is important to contact your employer prior to your eligible entry date to set up your enrollment.
Why should I start right now?
The earlier you start planning for retirement, the easier it will be to obtain your retirement goals. Time is on your side giving you more potential to compound interest over a longer time. The Department of Labor uses an example of two employees, Jennifer and Michael.Jennifer contributes $1,000 annually starting at age 20. At age 30, she decides to stop contributing and keep the assets invested until she is 65.
Michael starts contributing $1,000 annually at age 30 and continues contributing until he is 64. Jennifer contributed $11,000 and Michael contributed $35,000.
At age 65, who has more in retirement savings? Jennifer.
Assuming the same 7% rate of return for Jennifer and Michael, Jennifer will have over $20,000 more than Michael.
What is automatic enrollment?
If your employer chooses to automatically enroll the eligible employees into the 401(k) you will receive a notification. Your employer will automatically take a specific percentage of your paycheck and contribute it to the 401(k) program. You have the option to elect out of the automatic enrollment and increase or decrease the percentage by completing an enrollment form.
I am ready, what forms do I need to complete to enroll?
You will need to complete an Enrollment form and Beneficiary Designation form to enroll. You can contact your Human Resources or American Trust for the forms. After you complete the forms, they need to be given to your employer.
Why should I contribute?
With life expectancy rates on the rise and the ever-increasing health care costs, it is extremely important to start saving for your retirement as soon as you can. Some of the other reasons you should contribute to your employers retirement savings include: (1) your employer may match your contribution, giving you free money, (2) tax savings, (3) it is easy to contribute - deducts directly out of your paycheck, (4) it is portable money, so if you change employers, you may be able roll it to your new employers retirement plan, and (5) Social Security may not be accessible when you are ready to retire. Time is on your side. The sooner you can start the easier it will be to save.
How much should I contribute?
Figuring out how much you need and how much you can afford can be difficult. Statistically, most employees contribute between 3% and 6% of their paycheck toward their retirement accounts. Every person has a different financial situation and different need. We are here to help. Contact an American Trust Enrollment Specialist to help you determine how much you will need to last you through your retirement years.
What is the maximum I can contribute?
For 2010, if you are under 50 years old you are allowed to contribute up to $16,500. This limit is adjusted every year according to cost of living standards.
I am over 50, can I contribute more?
Yes. If you are over 50 years old, you are allowed to contribute an additional amount called 'catch-up' contribution. For 2010, the limit for a catch-up contribution is $5,500. This limit is adjusted every year according to cost of living standards.
What is the difference between Roth and Traditional contributions?
Traditional contributions are made on a pre-tax basis which means that you do not pay taxes, now on contributions; instead, you will pay taxes when you take the money out. This is why traditional contributions are referred to as a deferral. You are deferring the taxes until later. Roth contributions are after-tax contributions, meaning you pay taxes on the contribution now, not when you take the money out. Additionally, if your Roth contributions become Qualified, you will not pay taxes on the earnings either.
What is the difference between a match and a profit sharing?
Your employer may contribute a match or profit sharing amount to your retirement account. In a match program, you make a contribution and your employer will match that contribution. For example, with a match program, your employer may have a $0.50 match on a $1.00 contribution. If you contribute $5,000 your employer would contribute $2,500 in the form of a match. In a profit sharing program, regardless of your contribution to your retirement plan, your company will contribute a percentage of your compensation or a flat dollar amount. For example, if your company has a 4% profit sharing program and your annual salary is $45,000, your company would contribute $1,800 to your account - equals 4% of your compensation - regardless of your contribution to the plan.
How do I roll my former employers 401(k) into my new 401(k)?
You can roll a former employer's 401(k) into your new 401(k) if your new employer allows rollovers into the plan. You may not have to wait to be eligible to enter the plan to roll into the new plan. To roll funds into the new plan, you will need to complete a Rollover Into the Plan form, a beneficiary designation form (if not already completed), and a copy of your last statement from the institute you are rolling your dollars from. To obtain the forms, contact your Human Resources or American Trust. The former institute will need to make the check payable to American Trust & Savings Bank; For the benefit of (your name); followed by the name of your new company's 401(k) plan. The rollover check can then be mailed to American Trust 895 Main Street, Dubuque, Iowa 52001.
What is the difference between a direct rollover and an indirect rollover?
A direct rollover goes directly from one institute to another, taxes are not withheld. An indirect rollover will be issued to you with taxes withheld. You will then need to issue a personal check to the new institution within 60 days. If you wish to rollover the full amount, you will need to issue your check for the gross amount of the original check. For example: If your net distribution check you received was for $8,000 and $2,000 was withheld for federal taxes. You then decide to indirectly rollover your distribution with in 60 days you will need to issue the new institution a check for $10,000.
Can I roll money out of my 401(k)?
If you are eligible for an in-service withdrawal or no longer employed by your company, you are most likely eligible to rollover your retirement savings.
Can I take a loan from my 401(k)?
Not all plans allow loans to be taken. To find out if you are eligible to take a loan, log-into your account, review your enrollment booklet or contact American Trust.
Is taking a loan from my retirement plan a good idea?
For most homeowners it is more beneficial to take a home-equity loan, unless you are borrowing more than the value of your home. Basic reasons to avoid 401(k) loans:
(1) Loans from your retirement account will not help your credit score.
(2) Loss of potential earnings because you will be taking money out of your account. You are not really borrowing; you are using money from your account and repaying it through your payroll deductions.
(3) Loans from retirement accounts are not tax deductible.
(4) Repayments are made on a post-tax basis out of your paycheck. For example, if your loan repayment is $500 and you are in the 28% tax bracket, you will need to make $694 to cover your $500 loan payment. Then, at retirement when you are ready to take your savings out, you pay taxes on those funds again.
(5) If you fail to make repayments a 10% penalty may be assessed on the outstanding funds, if you are less than 59 ½ years old.
What are the types of loans available?
A primary residence or general purpose loan may be available. General purpose loans may be restricted to hardship purposes only. For a list of hardship purposes available, contact your human resources department or American Trust.
What happens if I leave my employer and I have a loan?
Loan payments are due and payable upon termination. If you are unable to repay the loan, the loan will become a taxable event. If you are under 59 ½ years old, a 10% penalty will be assessed.
Can I pay off my loan early?
Yes, to pay off your loan early contact American Trust. You will need the payoff amount and instructions to send in the payment.
Can I make additional payments to my loan?
Yes. Contact American Trust for instructions to make additional payments.
I want to take a loan, what do I need to do?
You can calculate your loan repayments by logging into your account. Loan forms can be picked up and returned to your Human Resources department.
Can I consolidate my loans?
Loan consolidation and refinancing is not allowed.
Can I take a loan from my Roth funds?
If am still working, can I take a withdrawal out of my 401(k)?
If you are still an active employee you may not be able to withdraw funds. In-service and hardship withdrawals may be available, but under very restricted circumstances. To determine if you are eligible for a withdrawal review your Summary Plan Description or contact American Trust.
What is an in-service withdrawal?
An in-service withdrawal is a distribution from your retirement plan while you are still employed. However, this distribution is not in addition to your other retirement plan benefits; therefore, will reduce the value of the benefits you will receive at retirement. In-service withdrawals are eligible to be rolled over to other retirement vehicles but, taxes and penalties may apply to your withdrawal. Generally, you may need to meet specific requirements prior to being eligible for an in-service withdrawal. For example, you may need to be at least 59 ½ years old. You can contact your Human Resources or American Trust to see if in-service withdrawal is available.
What is a hardship withdrawal?
Some employers allow hardship withdrawals, a distribution to active employees, made to satisfy certain immediate and heavy financial needs that you may have. The reasons for hardships are specifically defined for each plan and generally include:
(1) Medical bills not covered by insurance for you, your spouse or your dependents,
(2) Costs directly related to the purchase of your principal residence,
(3) Tuition, related educational fees, and room and board expenses for the next twelve months of post-secondary education for you, your spouse, your children, or your dependents,
(4) Amount necessary to prevent your eviction from your principal residence or foreclosure on the mortgage of your principal residence,
(5) Payments for burial or funeral expenses for your deceased parent, spouse, children or dependents, or
(6) expenses for the repair of damage to your principal residence.
This hardship distribution is not in addition to your other retirement plan benefits; therefore, will reduce the value of the benefits you will receive upon termination of employment or other event entitling you to distribution of your account balance. Hardship withdrawals are not eligible to be rolled over to other retirement vehicles.
Is a withdrawal the right option for me?
The tax consequence and long term effects of taking a withdrawal from your retirement account can be crippling. If you take cash withdrawal from your account, expect to claim the withdrawal as ordinary income on your taxes. This may advance you into a higher tax bracket. In this case, you would not only pay a higher tax amount on the withdrawal, but on your total income. If you are under 59 ½ years old, the additional 10% tax penalty may apply. You will also need to evaluate the long term account balance adjustment. Here's an example:
$10,000 cash withdrawal at the age of 30
$2,000 for federal taxes will be withheld
$500 for state taxes withheld (if applicable)
$800 of additional federal taxes due when you file your taxes (if in the 28% tax bracket)
$1,000 penalty due when you file your taxes (10% penalty)
Total cost of taxes and penalties: $4,300
Your net withdrawal check = $5,700
If you left $10,000 invested for the 35 years until retirement, at an 8% rate of return, your $10,000 would turn into $164,093!
Moral of the story: Is $5,700 today worth $164,000 loss at retirement?
Required Minimum Distributions: I am 70 ½, do I have to start withdrawing from my account?
Most people who are 70 ½ or older are subject to the Required Minimum Distribution rules. Your first RMD payment will need to be taken by April 1st, following the year you turn 70 ½. The subsequent payments will need to occur by the calendar year end. Roth contributions are subject to the RMD calculations. You will receive notification if you are subject to the Required Minimum Distribution. RMD's are not eligible for rollover; therefore, you are not required to withhold 20% in federal taxes from your payment.
I have Roth contributions, so how do I know if I need to pay taxes on the earnings?
You can avoid paying taxes on the Roth earning if your distribution is a Qualified Distribution. Your Roth earning will be tax-free if your first Roth contribution was 5 years prior to your distribution and you are at least 59 ½ years old, disabled, or a beneficiary.
Will taxes be withheld from my distribution check?
Taxes will not be withheld from direct rollover checks, but are required to be withheld if the distribution is eligible for rollover and taken in a lump-sum or cash payment. The federal withholding minimum is 20% and the standard Iowa state tax withholding is 5%.
How do I get a distribution?
If you are no longer employed, you will need to contact American Trust for distribution paperwork.
I am no longer employed, so what are my options?
If you are no longer employed, you have several options available:
(1) If you have over $1,000, you can elect to postpone your distribution until further notice,
(2) Rollover your entire account balance to an American Trust Managed IRA, your employer's retirement plan, or an outside IRA,
(3) Receive your entire vested account balance in a full, direct payment minus any income tax withholding,
(4) Installment payments. Receive a regular amount over a specific period of time,
(5) A qualified annuity benefit (joint and 50% survivor annuity) or qualified optional survivor annuity benefit (optional joint and 75% survivor annuity), or
(6) A combination of the above listed options.
Will I have enough money to last during my retirement?
You can contact a retirement expert to calculate how much you are going to need or look at the calculators available online.
How do I get ready to retire?
First, evaluate what your projected income needs to be to cover your bills at retirement. Then contact an Enrollment Specialist at American Trust to discuss how to save enough to cover your needs.
Women in retirement:
As a woman, what should I know about saving for retirement?
Women face challenges that often make it more difficult to adequately save for retirement. In light of these challenges, women need to pay special attention to making the most of their savings. (1) Women tend to earn less than men and work fewer years. (2) More often, women stay at jobs for a shorter time period, work part-time, and interrupt their careers to raise children; therefore, they are less likely to qualify for their employer sponsored 401(k). (3) On average, women live 5 years longer than men and need to build a larger savings. (4) Some studies indicate women tend to invest less aggressively. (5) Women tend to lose more income than men following a divorce and (6) Women are twice as likely to receive income below the poverty line during retirement.
Information found on this page can be referenced by the Internal Revenue Service at www.irs.gov and the Deparment of Labor at www.dol.gov


text:
Faculty / Research
The Department of Real Estate draws talented faculty from the prestigious economics, finance, and real estate departments in the U.S. including Brown University, University of California at Berkeley, University of North Carolina at Chapel Hill, University of Texas, ...
Full-Time Faculty
The William Newman Real Estate Department List of Full-Time Faculty
Publications, working papers and books written by the Faculty of The William Newman Real Estate Department.
Research Seminars
We offer seminars jointly with the Department of Economics and Finance.
Part-Time Faculty
The William Newman Real Estate Department List of Part-Time Faculty

subset: commoncrawl


text:
Joey McIntyre gave his Canadian fans something extra to scream about during a recent NKOTBSB concert in Ontario -- when he stripped down to his underwear during the show!
The on-stage strip show happened Sunday night while the Backstreet Boys were singing "Quit Playing Games with My Heart." Joey, wearing a girls' baby doll t-shirt, leather boots and his boxer-briefs, ran out on stage and took over the mic -- singing the BSB song.
The 38-year-old then did a little dance, kissed Nick Carter on the lips and left the guys to finish it on their own. Watch the full performance from a fan here.
The stunt was in retaliation for A.J. McLean doing the same thing to the New Kids earlier in the show -- check that video out here.
Also, props to Best Week Ever for finding this amazing video.
That was an awesome night!
It was the final NKOTBSB show in London Canada, and they decided to have some fun. Cant wait for another round
That's disgusting. Why would you want to see old, naked, gay men kissing on stage?
© 2014 EHM Productions, Inc. All rights reserved. Reproduction in whole or in part without permission is prohibited.
In partnership with TMZ.com | Privacy Policy


text:
Powder Ski Package Japan Ski Package Fernie Ski Package Whistler Ski Package Top Ski Resorts Ski California
Ski Ride Tours - Copyright 2014 307-201-1499 email@example.com
Ski & Snowboard Packages to the best resorts on the planet!
Our 2015 Menu:
Feb 20-26
Jan 10-17
Jan 29-Feb 9
"Awesome skiing. Wonderful people. What could be better?" - Jamie, San Francisco
"I've travelled with them many times...best ski trips ever!" - Mariau, San Jose
"The on-site staff have been very attentive to the logistics and needs of the group, avoiding pitfalls during the trip. Great times! - Roy, Campbell, CA
"I've been skiing since 1971 and the last trip to Jackson Hole with Brian and KC was the best ski trip I've ever had -- great planning, great hosts, incredible mountain.
- David, San Francisco
Fly across the Pond with us to one of the Powder Heavens of the World! Deep, fluffy snow... culture & sushi!
One 5-Bedroom House already Full!! Book ASAP
By Popular Demand, we will Follow the Storm/s and Ski the Best conditions available!
Only for Powder Hounds :)
Mar 14-20
One of the Greatest Ski Mountains (2 of 'em) & Ski Villages on the Planet!


text:
[Updated on: Tue, 25 December 2012 10:52 UTC]
[Updated on: Tue, 25 December 2012 18:07 UTC]
[Updated on: Tue, 25 December 2012 19:08 UTC]
[Updated on: Wed, 26 December 2012 23:10 UTC]
[Updated on: Mon, 07 January 2013 22:11 UTC]
Weekly top designs, exclusive offers, tips, and tricks.
Shop Owner Bootcamp: Learn To Reach New Customers Through Existing Forums shpws.me/wnr4 pic.twitter.com/URbImA3AnB
Email address
Choose a username
username or password
We're sorry to inform you that we no longer support this browser and can't confirm that everything will work as expected. For the best Shapeways experience, please use one of the following browsers:


text:
European Central Bank Governing Council member Jens Weidmann said Ireland's promissory note transaction comes dangerously close to contravening a ban on the monetary financing of governments.
The transaction "has a fiscal nature, as stated by the Irish government, that's clear enough," Weidmann, who heads Germany's Bundesbank, said in an interview on Feb. 13. The ECB will re-examine the issue and "has to make sure that its actions are in conformity with its rules and statutes," he said. "I'm very concerned about monetary policy being too closely intertwined with fiscal policy and crossing the line to monetary financing."
Ireland's asset swap via the country's central bank stretches out the cost of rescuing the former Anglo Irish Bank Corp., easing the nation's borrowing needs over the next decade by 20 billion euros ($26.7 billion). The ECB, which so far has only "taken note" of the transaction, has stressed it mustn't contravene Article 123 of the European Union treaty that outlaws central-bank financing of governments.
The asset swap has "potential repercussions on net financial assets and has to be assessed against the background of Article 123," Weidmann said. "The transaction in Ireland demonstrates how difficult it is for monetary policy to free itself from the embrace of fiscal policy once you are engaged."
'Not Concerned'
The Irish government "fully understands the need for the ECB to ensure it is operating within its mandate," Ireland's Finance Ministry said in an e-mailed statement.
However, the government "is not concerned" by Weidmann's remarks and "would point to ECB President Draghi's comments last week that the ECB 'unanimously took note' of the promissory note arrangement," it said.
Financial markets have lauded the swap, with the yield on Ireland's five-year government debt falling to the lowest in more than seven years. Standard and Poor's Ratings Services also revised its outlook on Ireland to stable from negative after the swap was announced.
Under the plan, dubbed "Project Red," Ireland will swap so-called promissory notes used to rescue the failed bank with 25 billion euros of government bonds with maturities of up to 40 years. The bonds will be held by the Irish Central Bank, which will ease them onto the market, allowing the state to side-step annual payments of 3.1 billion euros a year that would have been due if the promissory notes had been kept.
Precedent Setting
The ECB, which didn't vote to either approve or condemn the plan on Feb. 7, is likely to take a view as part of an annual report on national central banks' portfolio holdings, normally due each December.
If Ireland succeeds in easing the burden of its legacy bank debt via the central bank, other countries in the euro area with similar problems may eventually demand the right to do the same, Weidmann said.
"Once you cross a certain line, setting a precedent, it's very difficult to come back and argue against the next similar transaction," he said. "That's why it is important to define our mandate narrowly, so we're not drawn into fiscal policy matters."
One looming example is a prospective bailout for Cyprus, which could cost as much as 17.5 billion euros. Private creditors should play a role, Weidmann said.
Cyprus will "certainly need a substantial bail-in component" in order to fill the gap in banks' balance sheets without making the country's national debt unsustainable, Weidmann said.
At the same time, he said he doesn't foresee Greece receiving any more relief on its debt.
"I don't see this as being in the cards," Weidmann said. "This is a debate we've had, and the result of this was the last adjustment of the program and its financing conditions."
As Europe seeks to re-shape the institutions that govern its economy and single currency following a three-year debt crisis that saw the ECB repeatedly step in to save the day, Weidmann said there's still the danger of over-burdening the central bank.
The task of supervising Europe's banking sector, to be taken up by the ECB by March next year, has the potential to make the central bank's primary task of ensuring price stability more difficult, Weidmann said. He added it may ultimately be better to have that task performed by a separate institution.
'Chinese Walls'
"I would find it reassuring to set up the supervisory mechanism with the ultimate objective to separate it from the central bank or at least build much more reliable Chinese walls between monetary policy and supervisory decisions," he said. "I think this is a view shared by others."
The Bundesbank president said he sees the hard-won independence of central banks everywhere coming under threat, as institutions are asked to do more and governments interfere. That will ultimately endanger price stability, he said, citing Japan and Ireland as examples of increasing politicization of monetary policy.
"The independence of central banks being is questioned more and more, academically and politically. I think that's a serious mistake, not because I'm sticking to principles but because it's a key lesson learnt from history," Weidmann said. "Independent central banks focused on the primary goal of price stability are best suited to deliver on that without jeopardizing growth."
To contact the reporters on this story: Jeff Black in Frankfurt at email@example.com; Jana Randow in Frankfurt at email@example.com
To contact the editor responsible for this story: Craig Stirling at email@example.com


text:
main index
strategizing and healing and stuff. The One Hit Kill is that trump card. Often, the One Hit Kill isn't humble enough to just kill, instead petrifying, permanently polymorphing, or banishing its victim to the Phantom Zone. At times, it's not even content with a single target, becoming a One Hit Poly Kill. Usually, the One Hit Kill comes at a price. Sometimes it's a Dangerous Forbidden Technique which to use requires Casting From Hit Points, other times it's just really hard to pull off, or leaves you wide open for a counterattack. One-Hit Kills are a common spell in RPGs. In video RPGs, it's frequently a Useless Useful Spell because of low hit rates, inability to affect bosses, or a prohibitive cost required to cast it, if not all three combined. Tabletop RPGs, by contrast, have a history of letting those pesky spellcasters make these spells insufficiently useless, turning many fights into a mere Quick Draw contest. In martial arts, it frequently takes the form of the Touch of Death. If it only works at the start of a fight, it's a Back Stab. If it only works at the end of a fight, it's a Finishing Move. If every enemy attack is a one-hit kill, the protagonist is a One-Hit-Point Wonder. There's also a non-lethal variant of this: The One-Hit Knockout. One Hit KO's usually don't involve anything like forbidden techniques or rare technology, just an immense amount of force applied at once, usually in the form of a punch to the face. (Bonus points if a particularly fleshy or swift and satisfying sound effect accompanies the blow.) The drawback of this is somewhat self-explanatory: It's not a kill, only a knockout. Still, it give the user at least a solid 5 minute head-start, perhaps even longer, to make an escape or thwart some evil plans before the target can recover and figure out what hit him. In certain works, this is a common reprisal when someone (accidentally or intentionally) presses someone's Berserk Button. With bladed weapons, cinematic representation of this trope often becomes a Single-Stroke Battle. See also Chunky Salsa Rule. Often a Death or Glory Attack. Compare Coup de Gr�ce. Note that if the battle is laughably brief because the attacker is much more powerful, as opposed to simply using an instant-death weapon, it's a Curb-Stomp Battle.
open/close all folders
Comic Books
Fan Works
Live-Action TV
Pro Wrestling
Web Comics
Web Original
Western Animation
Real Life


text:
Other Recent Articles
Game of the Week - Sep 12, 2013 21:44 - 0 Comments
Browns Earn Victory in Season Opener
Jonas Emilsson www.KramMag.com It wasn't pretty, but it was good enough. The St.Francis Browns senior boys football team kicked off the 2013 season with a 18-11 win over a much-improved Bishop O'Byrne Bobcats on Thursday night, but the win left the head coach Tyler Park with plenty of improvement areas to work on in practice. [...]
More In Game of the Week
- Cardston Dominates 4A Provincial Tournament
- Bobcats Earn Birth in Div. I Final Aginst Ghosts
- Timberwolves Improve to 4-2
- Lasers Survive 4th Quarter Rally by Griffins
- Bobcats Senior Boys Suprise Bulldogs
Basketball Playoffs - Mar 14, 2013 23:43 - 0 Comments
4A Provincial Tournament Underway
Jonas Emilsson www.KramMag.com The No. 1-ranked LCI Rams easily rolled through their opening round game against the Westwood Trojans on Thursday night to kick off the 2012 4A Alberta provincial basketball tournament. After a convincing 104-41 over the Trojans, LCI now move on to face Edmonton's No. 8 –ranked Archbishop O'Leary tomorrow morning. Lop-sided victories [...]
More In Sport
- Bulldogs Playing with Plenty of Bite
- Bobcats Impress Against Top-Ranked Ghosts
- Ghosts Looking to Improve on Last Year's Disappointing Final
- Ghosts Kick It Off In Style
- Bobcats Impress in Girls A Division Final
Player of the Week, Profiled - Jan 21, 2013 22:03 - 0 Comments
Profiled…Adonis Monfort-Palomino
Jonas Emilsson www.KramMag.com Since a very young age Adonis Monfort-Palomino knew he wanted to be great at the game of basketball. The game is a 24/7, year-round obsession for the 16-year-old, who gets the added advantage of serious basketball tutoring outside of high school ball from his parents, who run Calgary Foundations basketball club in [...]


text:
Definitions for MARSmɑrz
This page provides all possible meanings and translations of the word MARS
Random House Webster's College Dictionary
the ancient Roman god of war and agriculture, identified with the Greek god Ares.
Category: Mythology
the planet fourth in order from the sun, having a diameter of 4222 mi. (6794 km), a mean distance from the sun of 141.6 million mi. (227.9 million km), a period of revolution of 686.95 days, and two moons.
Category: Astronomy
Origin of Mars:
< L Mārs
Princeton's WordNet
Mars, Red Planet(noun)
a small reddish planet that is the 4th from the sun and is periodically visible to the naked eye; minerals rich in iron cover its surface and are responsible for its characteristic color
"Mars has two satellites"
(Roman mythology) Roman god of war and agriculture; father of Romulus and Remus; counterpart of Greek Ares
The Roman god of war.
The fourth planet in the solar system. Symbol: u2642
() The Mars Bar, a brand of chocolate bar with caramel and nougat filling.
Webster Dictionary
the god of war and husbandry
one of the planets of the solar system, the fourth in order from the sun, or the next beyond the earth, having a diameter of about 4,200 miles, a period of 687 days, and a mean distance of 141,000,000 miles. It is conspicuous for the redness of its light
the metallic element iron, the symbol of which / was the same as that of the planet Mars
Mars is the fourth planet from the Sun and the second smallest planet in the Solar System. Named after the Roman god of war, it is often described as the "Red Planet", as the iron oxide prevalent on its surface gives it a reddish appearance. Mars is a terrestrial planet with a thin atmosphere, having surface features reminiscent both of the impact craters of the Moon and the volcanoes, valleys, deserts, and polar ice caps of Earth. The rotational period and seasonal cycles of Mars are likewise similar to those of Earth, as is the tilt that produces the seasons. Mars is the site of Olympus Mons, the second highest known mountain within the Solar System, and of Valles Marineris, one of the largest canyons. The smooth Borealis basin in the northern hemisphere covers 40% of the planet and may be a giant impact feature. Mars has two known moons, Phobos and Deimos, which are small and irregularly shaped. These may be captured asteroids, similar to 5261 Eureka, a Martian trojan asteroid. Until the first successful Mars flyby in 1965 by Mariner 4, many speculated about the presence of liquid water on the planet's surface. This was based on observed periodic variations in light and dark patches, particularly in the polar latitudes, which appeared to be seas and continents; long, dark striations were interpreted by some as irrigation channels for liquid water. These straight line features were later explained as optical illusions, though geological evidence gathered by unmanned missions suggest that Mars once had large-scale water coverage on its surface. In 2005, radar data revealed the presence of large quantities of water ice at the poles and at mid-latitudes. The Mars rover Spirit sampled chemical compounds containing water molecules in March 2007. The Phoenix lander directly sampled water ice in shallow Martian soil on July 31, 2008.
The Nuttall Encyclopedia
the exterior planet of the Solar system, nearest the earth, of one-half its diameter, with a mean distance from the sun of 141,000,000 m., round which it takes 686 days to revolve, in a somewhat centric orbit, and 24½ hours to revolve on its own axis, which inclines to its equator at an angle of 29°; examination of it shows that there is four times as much land as water in it; it is accompanied by two moons, an outer making a revolution round it in 30 hours 18 minutes, and an inner in 7 hours and 38 minutes; they are the smallest heavenly bodies known to science.
the Roman god of war, the reputed father of Romulus, and the recognised protector of the Roman State, identified at length with the Greek Ares.
The New Hacker's Dictionary
A legendary tragic failure, the archetypal Hacker Dream Gone Wrong. Mars was the code name for a family of PDP-10-compatible computers built by Systems Concepts (now, The SC Group): the multi-processor SC-30M, the small uniprocessor SC-25, and the never-built superprocessor SC-40. These machines were marvels of engineering design; although not much slower than the unique Foonly F-1, they were physically smaller and consumed less power than the much slower DEC KS10 or Foonly F-2, F-3, or F-4 machines. They were also completely compatible with the DEC KL10, and ran all KL10 binaries (including the operating system) with no modifications at about 2--3 times faster than a KL10.When DEC cancelled the Jupiter project in 1983 (their followup to the PDP-10), Systems Concepts should have made a bundle selling their machine into shops with a lot of software investment in PDP-10s, and in fact their spring 1984 announcement generated a great deal of excitement in the PDP-10 world. TOPS-10 was running on the Mars by the summer of 1984, and TOPS-20 by early fall. Unfortunately, the hackers running Systems Concepts were much better at designing machines than at mass producing or selling them; the company allowed itself to be sidetracked by a bout of perfectionism into continually improving the design, and lost credibility as delivery dates continued to slip. They also overpriced the product ridiculously; they believed they were competing with the KL10 and VAX 8600 and failed to reckon with the likes of Sun Microsystems and other hungry startups building workstations with power comparable to the KL10 at a fraction of the price. By the time SC shipped the first SC-30M to Stanford in late 1985, most customers had already made the traumatic decision to abandon the PDP-10, usually for VMS or Unix boxes. Most of the Mars computers built ended up being purchased by CompuServe.This tale and the related saga of Foonly hold a lesson for hackers: if you want to play in the Real World, you need to learn Real World moves.
U.S. National Library of Medicine
The fourth planet in order from the sun. Its two natural satellites are Deimos and Phobos. It is one of the four inner or terrestrial planets of the solar system.
Anagrams of MARS
arms, ASRM, mas'r, MRSA, rams, SRAM
Translations for MARS
Kernerman English Multilingual Dictionary
(the) act of marching
a long march; the march of time.
- marsAfrikaans
- مِشيَه عَسْكَرِيَّهArabic
- маршируванеBulgarian
- marchaPortuguese (BR)
- pochod; běhCzech
- der Marsch, der AblaufGerman
- march; gangDanish
- πορείαGreek
- marchaSpanish
- marssEstonian
- قدم روFarsi
- marssiFinnish
- marcheFrench
- צְעִידָהHebrew
- मार्च, चाल, गतिHindi
- napredovanjeCroatian
- menet(elés)Hungarian
- jalanIndonesian
- gangaIcelandic
- marcia; corso, camminoItalian
- 行進Japanese
- 행진Korean
- žygis, žygiavimas, ėjimas pirmynLithuanian
- gājiens; gaitaLatvian
- berkawatMalay
- mars, voortgangDutch
- marsj, gang (om tid)Norwegian
- marszPolish
- قدم روPersian
- قدم وهلPashto
- marchaPortuguese
- marş; scurgereRomanian
- маршRussian
- pochod; behSlovak
- pohodSlovenian
- maršSerbian
- marsch, framåtskridande, gångSwedish
- การเดินแถวThai
- yürüyüşTurkish
- 行進Chinese (Trad.)
- марш; маршируванняUkrainian
- لگاتار بڑھتے رہنے کا عملUrdu
- cuộc diễu hànhVietnamese
- 行进Chinese (Simp.)
Get even more translations for MARS »
Find a translation for the MARS definition in other languages:
Select another language:
Discuss these MARS definitions with the community:
Use the citation below to add this definition to your bibliography:
"MARS." Definitions.net. STANDS4 LLC, 2014. Web. 21 Dec. 2014. <http://www.definitions.net/definition/MARS>.


text:
Energy & Environmental Legislation
Enacted in the 129th Ohio General Assembly 2011-2012
Listed below are the energy, public utilities and environmental bills that were enacted in the 129th Ohio General Assembly
which opened in January 2011 and concluded in December 2102.. We include links to the full text of the
legislation and the most recently available analysis from the Ohio Legislative
Service Commission. The bills are listed by number from the most recently introduced to the earliest with House bills listed first, followed by Senate bills.
Legislation Pending and Enacted in the 130th Ohio General Assembly 2013-2014
H.B. 473 - Great Lakes Water
Sponsored by Representative Lynn Wachtmann (R-Napoleon)
Establishes a program for the issuance of permits for the withdrawal and consumptive use of waters from the Lake Erie basin and to establish other requirements related to the implementation of the Great Lakes-St. Lawrence River Basin Water Resources Compact.
Signed by Governor on June 4, 2012; effective in 90 days
Final Ohio Legislative Service Commission Analysis
H.B. 458 - Dig Notification System
Sponsored by Representative Robert Sprague (R-Findlay)
Modifies the call before you dig notification system.
Signed by the Governor on December 20, 2012; effective in 90 days
Ohio Legislative Service Commission Analysis
As reported by Senate Energy & Public Utilities Committee
H.B. 379 - Utility Rates
Sponsored by Representative Louis Blessing (R-Cincinnati)
Permits, for water-works and sewage disposal system companies, certain rate-calculation adjustments and a tax adjustment surcharge, makes changes regarding water and sewer infrastructure improvement surcharges, and alters language regarding utility requirements for when rate increases may take effect in the absence of administrative action.
H.B. 364 - Utility Cost Securitization
Sponsored by Representative Kristina Roegner (R-Hudson)
Establishes standards for the securitization of costs for electric distribution utilities.
Signed by the Governor on December 21, 2011; effective in 90 days
H.B. 360 - Wireless 911 Charge
Sponsored by Representative Cliff Rosenberger (R-Clarksville)
Revises the amount and methods of collection and remittance of the wireless 9-1-1 charge for prepaid wireless services.
Ohio Legislative Service Commission Analysis
As reported by Senate Energy and Public Utilities Committee
H.B. 133 - Oil and Gas Leasing
Sponsored by Representative John Adams (R-Sidney)
Creates the Oil and Gas Leasing Board and establishes a procedure by which the Board may enter into leases for oil and gas production on land owned or under the control of a state agency for the purpose of providing funding for capital and operating costs for the agency.
Signed by Governor on June 30, 2011; effective September 30, 2011
Final Ohio Legislative Service Commission Analysis
H.B. 95 - Gas Rates
Sponsored by Representative Peter Stautberg (R-Cincinnati)
Permits certain rate-calculation adjustments for natural gas companies, eliminates public notice requirements for rate cases, and, for natural gas companies, makes other regulatory changes concerning audits, alternative rate plans, and forecast reports, and allowing applications for natural gas company capital expenditure programs.
Signed by the Governor on June 3, 2011; effective September 9, 2011
S.B. 315 - Energy Policy
Sponsored by Senator Shannon Jones (R-Springboro)
Makes changes to the energy and natural resources laws and related programs of the state.
Signed by the Governor on June 11, 2012; effective in 90 days
S.B. 294 - Environmental Laws
Sponsored by Senator Tim Schaffer (R-Lancaster)
Revises the laws governing environmental protection.
Signed by Governor on June 5, 2012; effective in 90 days
S.B. 289 - Renewable Energy
Sponsored by Senator Bill Coley (R-West Chester)
Includes cogeneration technology using waste or byproduct gas from an air contaminant source as a renewable energy resource.
Signed by the Governor on April 13, 2012; effective in 90 days
S.B. 22 - Water Permits
Sponsored by Senator Tim Schaffer (R-Lancaster)
Requires the Director of Environmental Protection to consider, to the extent allowable under the Federal Water Pollution Control Act, specified factors before issuing NPDES permits for sewerage systems, requiring and approving long-term control plans for wet weather discharges from sewerage systems, and enforcing provisions of that Act as applied to sewerage systems.
Signed by Governor on June 30, 2011; effective September 23, 2011
Energy Exchange: Forecasting Energy Initiatives in 2015
» More Information
Top 10 Hot Topics in Health Care Law for 2015 - Cincinnati
Copyright 2005-2014, Bricker & Eckler LLP. All rights reserved. Please read our Privacy Notice.
The words Bricker & Eckler and its logo are registered trademarks of Bricker & Eckler LLP. DISCLAIMER


text:
Advertisement:Close [X]
50% via 4 votes2
Ashlyn Rae is a lucky girl.
- 6,763
- January 30, 2013
Reality Gang
- 187
Reality Gang Reality Gang has Thousands of HD Videos, 38 Sites and Counting, Hundreds of Pornstars, All Exclusive Content
Related content
Twitter follow @porntube
From Our Blog Blog RSS
We are happy to help.
Choose your size


text:
- 6/5/13 /
- Comment
Jody Rosen on the Other Savages
The Savages were the backing band of Screaming Lord Sutch, one of the great eccentrics in British rock history.
Skip to content, or skip to search.
The Savages were the backing band of Screaming Lord Sutch, one of the great eccentrics in British rock history.
Photos of Bradley Cooper, Carey Mulligan, Billy Joel, Billy Joel's dog, and more.
Also, we talk about the chems.
"So sexy, so brilliant, and so hard-lived, the performance."
The fourth entry in the prehistoric animated series made $46 million this weekend.
Eh, maybe it doesn't get better, after all?
"I know [he] called me strange in the New York Times ... Just arbitrarily."
Savages gets squeezed out, but could it increase its haul this upcoming weekend?
With Ted poised to unseat The Hangover as R-rated comedy king.
Without full heart, can lose.
It's not just an Oliver Stone movie. It's also a band, a set of siblings ...
"This is not a war on drugs. This is a war for money."
After soft-peddling sensationalism in his last three movies, Oliver Stone returns with a new maturity.
It's considerable.
Plus: Stephen Colbert picked on Aaron Sorkin, and more, on our daily late-night roundup.
Who knew Salma Hayek could be so terrifying?
Collect 'em all!
It's from Oliver Stone.
Where she will have a love triangle with two hot potheads.


text:
Posts with tag "here-comes-honey-boo-boo"
We're working on it. In the meantime, please enjoy the rest of the site. Do you have a latte handy?
Popeater Hot Topics
- What's Kimberly Schlapman of Little Big Town's Cute Holiday Tradition?
- Is This Prince George's Favorite Book?
- Nicki Minaj Enlivens Watch What Happens with a Wardrobe Malfunction (VIDEO)
- Backstreet Boys documentary: 'We were the biggest band in the world'
- Stars slam Sony for spiking 'The Interview'
- Kellie Pickler: I'm not ready to have kids
- James Corden throws to first commercial on ?Late Late Show'
- David Letterman takes on the Sony hack by reading ?leaked emails'
- Stephen Colbert Signs Off Tonight: 10 Amazing Celebrity Cameos on The Colbert Report Through the Years
- Angelina Jolie Takes Her Daughters to a Photo Shoot, but Shiloh Jolie-Pitt Only Wants to Skateboard!
- Best Throwback Pics of 2014: Ariana Grande, Kim Kardashian, Beyoncé & More!
Sites We Love
- Backstreet Boys documentary: 'We were the biggest band in the world'
- Stars slam Sony for spiking 'The Interview'
- More From Foxnews.com
- FIRST LOOK: Boston Marathon Bombing Survivor Finds Dream Wedding Dress
- Judge Exonerates 14-Year-Old Boy Who Was Executed 70 Years Ago
- More From PEOPLE.com
- Gwen Stefani Hangs With Son Apollo
- Bruce Jenner Desperately Needs A Hot Oil Treatment And A Trim
- More From x17online.com


text:
Bama on top...Secret NHL talks
UNDATED (AP) — In college football, Alabama remains at the top of the BCS standing, Kansas State remains second while Oregon has jumped over Notre Dame to third in the rankings.
ATLANTA (AP) — The Atlanta Falcons are halfway through a perfect season. The Falcons improved to 8-0 and stayed the only unbeaten team in the NFL by beating Dallas 19-13 as Matt Ryan completed 24 of 34 for 342 yards and Matt Bryant kicked four field goals.
NEW ORLEANS (AP) — In NFL Monday night football, Drew Brees and the 2-and-5 New Orleans Saints host the 3-and-4 Philadelphia Eagles quarterbacked by Michael Vick.
UNDATED (AP) — A host of games on the NBA schedule for tonight. The Knicks travel to Philadelphia to play the 76'ers, Minnesota faces the Nets in Brooklyn, Phoenix tangles with the Heat in Miami, while the Dallas Mavericks host the Portland Trailblazers.
NEW YORK (AP) — A secret bargaining session over the weekend may signal a thaw in the NHL labor fight. Deputy commissioner Bill Daly and players' association special counsel Steve Fehr met Saturday at an undisclosed location. Daly, in an email to the Associated Press, says they are planning to get together again early this week.
What's Trending
CW Link


text:
Molly Maid Social
Employment Opportunities | Gift Certificates
Giving the gift of time for 30 years!
Caring for the home, and the health of the people in the home
Your Molly Maid cleaning team is committed to you and your home.
Providing a clean, fresh home is our goal with every professional
cleaning. Another benefit is the trusted and long-term relationship we
forge with our clients. Our residential housekeepers are insured,
bonded and supervised to ensure your home is cleaned your way. After
all, our pride wouldn't have it any other way. Farmingdale residential housekeepers are committed to serving you. Learn more about your local Molly Maid team today.
Our entire team is dedicated to your satisfaction. Many of our residential maids have served the local area for years, even decades. We're accustomed to listening to the needs of our customers and treating them like old local friends.Put our experience to work for you with flexible cleaning plans and schedules that meet your needs.
MOLLY MAID of Melville
Servicing: New YorkBethpage, Centerport, Cold Spring Harbor, Commack, Deer Park, Dix Hills, East Farmingdale, East Northport, Elwood, Farmingdale, Greenlawn, Halesite, Hicksville, Huntington, Huntington Station, Kings Park, Lloyd Harbor, Massapequa, Massapequa Park, Melville, North Massapequa, Northport, Old Bethpage, Plainview, Seaford, South Farmingdale, West Hills, Wheatley Heights, Wyandanch
(change location)
All the bathrooms shine, the floors are incredibly clean, and the dust is gone. - Amy
All the bathrooms shine, the floors are incredibly clean, and the dust is gone. - Amy
View All
Copyright © 2014 Molly Maid, Inc. Each franchise independently owned and operated.
Molly Maid is a member of Service Brands International.


text:
Gilat's Fourth Quarter And Full Year 2012 Earnings Announcement Schedule
PETAH TIKVA, Israel, Jan. 28, 2013 (GLOBE NEWSWIRE) -- Gilat Satellite Networks Ltd. (Nasdaq:GILT), a worldwide leader in satellite networking technology, solutions and services, today announced that it will release its fourth quarter and full year 2012 financial results on Wednesday, February 13, 2013.
Following the announcement, Erez Antebi, Chief Executive Officer, and Yaniv Reinhold, Chief Financial Officer, will discuss Gilat's fourth quarter and full year 2012 results and participate in a question and answer session:
|Wednesday, February 13, 2013
|International: (972) 3-918-0609
|Webcast Replay
|February 13, 2013 at 17:00 GMT / 12:00 EST / 19:00 IST
|February 15, 2013 at 17:00 GMT / 12:00 EST / 19:00 IST
|International: (972) 3-925-5900
Select the service that is right for you!COMPARE ALL SERVICES
Action Alerts PLUSTry it NOW
Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.
Product Features:
- $2.5+ million portfolio
- Large-cap and dividend focus
- Intraday trade alerts from Cramer
- Weekly roundups
TheStreet Quant RatingsTry it NOW
Only $49.95/yr
Access the tool that DOMINATES the Russell 2000 and the S&P 500.
Product Features:
- Buy, hold, or sell recommendations for over 4,300 stocks
- Unlimited research reports on your favorite stocks
- A custom stock screener
- Upgrade/downgrade alerts
Stocks Under $10Try it NOW
David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.
Product Features:
- Model portfolio
- Stocks trading below $10
- Intraday trade alerts
- Weekly roundups
Dividend Stock AdvisorTry it NOW
Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.
Product Features:
- Diversified model portfolio of dividend stocks
- Alerts when market news affect the portfolio
- Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money ProTry it NOW
All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.
Product Features:
- Real Money + Doug Kass Plus 15 more Wall Street Pros
- Intraday commentary & news
- Ultra-actionable trading ideas
Options ProfitsTry it NOW
Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.
Product Features:
- 100+ monthly options trading ideas
- Actionable options commentary & news
- Real-time trading community
- Options TV


text:
'Excellent toy for my daughter, although it is a unisex toy. Helps with fine motor skills and problem...'
janeybaby - Manchester
'Given as a present to a little boy for his first birthday...immediately he started playing with it. ..and...'
bibi - croydon
'Came across this following a search after the Noah's Ark at the Early Learning Centre was sold out. This...'
Speechie - Glasgow
'Very sweet little tea set and entertaining for my little one, good value as long as you buy in the sale.'
Siobhan - Walsall
'This two toned wooden table and 2 chair set is perfectly sized for little-ones and is ideal for bedrooms...'
Kiddicare Staff Expert - Peterbor
'These letter and number bricks are just the right size for little hands to build, and destroy towers! The...'
Pooley - London
'Lovely wooden toy - son loves it!'
Pixie Mummy - Rugby
'This is really good quality and I love the problem solving aspect of this (matching shapes and colours)...'
Yummy Mummy - Worcester
'Great for little fingers, the keys are flexible and take a lot of punishment. The little one loves banging...'
DaveM - Glasgow


text:
Follow-Up Postings:
- Posted by harvestman 6 (My Page) on Tue, May 8, 12 at 16:36
|Roger's been retired for over 20 years. Never saw the list.
- Posted by scottfsmith 6B-7A-MD (My Page) on Tue, May 8, 12 at 16:46
|I've never seen it. Here as consolation prize are three lists I have seen, from Tom Burford, Ed Fackler, and Tom Vorbeck.
|Gosh, I always feel that I've chosen poorly! The only apple I have on all three lists is Jonagold. Ugh, Mrs. G
- Posted by harvestman 6 (My Page) on Tue, May 8, 12 at 21:02
|Believe me, all people who get the chance to eat a wide variety of apples off the tree will come up with a different list. What you also need to know about is consistency- especially in your region. For example, I've gotten high quality Braeberns from my tree only one season. As Ed notes, it's difficult to grow for him in Indiana and I haven't had much success with it here in the northeast.
We should put together a list of favorite, dependable apples. I would start with Goldrush.
|I've got eight on those lists and have tried that many more. But it's a real crap shoot as to how they will perform down here as compared to wherever those list originate.
- Posted by hoosierquilt z10a/23 Vista Calif (My Page) on Tue, May 8, 12 at 22:40
|Well okay. How about some mild climate, low chill selections:
Anna - a great "beginner's" apple. Crisp, sweet with a hint of spicy tartness. Prolific and disease resistant. And, you'll get 1 crops if you're in a mild enough climate.
Dorsett Golden - an outstanding apple. Early like Anna. Firm sweet and our alternative to Golden Delicious for low chill areas, only it's better.
Pink Lady (Cripps) - a late low chill. Very distinct. Spicy a a wee bit tart but even I like it (the queen of sweet). Good option to extend your apple harvest for us in Calif.
Fuji and Red Fuji - Nuff said about this apple, we all know how good it is. I think the red sport tastes a bit more interesting. And they keep really well in the fridge.
That's my list. I'd add Eishemer but I'd probably get booed off the forum by my Calif. apple growers. I happen to like them. They're small, crisp and spicy. But I know they're not a favorite of many.
Patty S.
- Posted by scottfsmith 6B-7A-MD (My Page) on Tue, May 8, 12 at 22:56
|The fact there is so little overlap between the lists also says a lot about varied tastes. There are also a ton of varieties and who has time to experiment with them all.
Just for fun I went through my notes and came up with my favorites to see how much overlap I had with the above. Here they are, in roughly ranked order:
1) Freyburg
It looks like 8 of mine are on one of the lists above, thats actually more overlap than I expected.
|I've got 3, 4, and 5 overlaps with the lists. Of my varieties, only Honeycrisp and Goldrush appear on more than one list.
All were planted last year (4 on the list) or this year (the other 6), so I haven't had a chance to taste any from my trees yet. Most which were planted last year have set enough that even after thinning I think I'll be able to get 5-7 apples per tree.
The Sweet 16 was a bit strange in that it was one of just two which bloomed last year when I first planted it, yet now it had one of the lightest blooms- just one bunch of flowers, even though the tree is one of the largest.
|Thanks for the list Scott
Burford None
- Posted by harvestman 6 (My Page) on Wed, May 9, 12 at 5:37
|Here I manage only one Sweet 16 and it's taken forever to come into bearing on 111. Finally tasted it last year and to me it tasted like it was infused with artificial flavor. It tasted different alright, disturbingly so. I have never had that experience with another apple.
This year it is fruiting on only one branch. This is not a grower friendly apple, at least not when young.
- Posted by Randy31513 Georgia 8b (My Page) on Wed, May 9, 12 at 7:06
|Patty my Anna is excellent but the Golden Dorsett is just not that good. I wonder if it is a difference in like the humidity between your location and mine? On my tree it is hard to pick it just right with a ripe window of about an hour. :) If I could find a replacement pollinator for the Anna the Golden Dorsett would be out
|That made me so happy to see Pink Lady and Sundowner on some of those lists.
I worked with John Cripps on the apple breeding at Stoneville Research Station.
I remember choosing 10/138 (Pink Lady) and 9/90 (Sundowner) from the breeding block (With John)
I thought Sundowner was the superior apple, however Pink Lady seemed to get all the promotion.
If you ever get the chance to eat a Sundowner that has been grown in the right district and picked right (much later than anyone picks them)You have eaten the pure essence of apple flavour, brilliant texture and the perfect sugar acid balance.
But very few people are going to have that experience.
|That's interesting to hear Harvestman. I wonder it is too warm in our area, per Ed Fackler's "Much easier to grow up north" comment. It was definitely warmer than usual this winter and both the one you manage and mine had weak blooms (1 branch each).
Mine actually had much more last year when I had just stuck it in the ground (from Cummins). Since I was just getting started, there wasn't much to pollinate it (just one cluster on a Priscilla- I'm not sure the timing matched), so no fruit set. The description from Cummins says "Cherry twizzler" flavor, so that matches up pretty well with the artificial taste you encountered. I happen to like twizzlers though, so I'm looking forward to it. :)
|I have to say a plug for Pink Lady. I love that apple and wish I could grow it where I am. I seem to recall it needs a long growing season, which I do not have. If sundowner is better.. WOW. I will look for that apple and see if I can at least buy it if not plant it.
|Found it!
This is his list of twenty in the approximate order of taste preference:
Note: This list is from 1966
Here is a link that might be useful: PubHort Reference
|Notes from list above:
N.Y. 45500-5 is Empire
Please Note: Only registered members are able to post messages to this forum. If you are a member, please log in. If you aren't yet a member, join now!
If you are a member, please log in.
If you aren't yet a member, join now!
Return to the Fruit & Orchards Forum
Information about Posting
- You must be logged in to post a message. Once you are logged in, a posting window will appear at the bottom of the messages. If you are not a member, please register for an account.
- Please review our Rules of Play before posting.
- Posting is a two-step process. Once you have composed your message, you will be taken to the preview page. You will then have a chance to review your post, make changes and upload photos.
- After posting your message, you may need to refresh the forum page in order to see it.
- Before posting copyrighted material, please read about Copyright and Fair Use.
- We have a strict no-advertising policy!
- If you would like to practice posting or uploading photos, please visit our Test forum.
- If you need assistance, please Contact Us and we will be happy to help.
Learn more about in-text links on this page here


text:
Log options for SoftGrid Management Console 3.x
Article ID: 930843 - View products that this article applies to.
Important This article contains information about how to modify the registry. Make sure that you back up the registry before you modify it. Make sure that you know how to restore the registry if a problem occurs. For more information about how to back up, restore, and modify the registry, click the following article number to view the article in the Microsoft Knowledge Base:
(http://support.microsoft.com/kb/256986/ )Description of the Microsoft Windows registry
This article describes log options for SoftGrid Management Console 3.x. This article also describes how to configure the log level.
Warning Serious problems might occur if you modify the registry incorrectly by using Registry Editor or by using another method. These problems might require that you reinstall the operating system. Microsoft cannot guarantee that these problems can be solved. Modify the registry at your own risk.
The SoftGrid Management Console log file is named Sftmmc.log. The Sftmmc.log file is located in the following folder:
%ProgramFiles%\Softricity\SoftGrid Management Console\Sftmmc.logThe following table describes the log options for SoftGrid Management Console 3.x.
To configure the log level, follow these steps:
Collapse this tableExpand this table
Article ID: 930843 - Last Review: March 19, 2007 - Revision: 1.2


text:
My "yay, I got my masters!" celebration took place at this wonderful restaurant called The Sample Room (which has Anthony Bourdain approval.) We went all out: appetizers, cocktails, entree, dessert, and even port to top it off.
Years of watching "Top Chef" have made me very brave about eating all sorts of innards (I'm working up to the lamb brains at Saffron), so my appetizer of choice was their pate. It was so delicious and creamy, and served with flatbreads and cornichons and this amazing beer mustard.
I thought, "I can make this. I'm going to make this." So at some point, I am. I've always seen those buckets of chicken livers sitting on the shelves at grocery stores and thought, "Who BUYS those?" Me. For the past couple of years I've had a friend over for dinner on New Year's Eve, so I might go all out for that this year. Yum. I can't wait.


text:
There's never been a better time
to apply to Otterbein University.
Apply online today!
< Back to Summer Camps home page
June 23-27, 2014
We are excited to offer our second annual summer music camp at Otterbein University, offered by Otterbein University music faculty. The camp caters to string players (violin, viola, cello, double bass and electric bass), guitarists (classical and jazz), flutists (classical and jazz), composers, pianists (classical and jazz), and classical vocalists. The intention of the camp is to offer students pre-college music training, and each area will offer a diverse series of classes. Additionally, we will provide daily theory and aural skills classes. The camp will culminate with a student recital that will be free and open to the public.
How to Apply
See if you have what it takes to be part of this exclusive camp! Parents can send Dr. Nicholas Ross (firstname.lastname@example.com) an email beginning March 1 with your name, your student's name, parent's phone number and one of the following:
Accepted students will be sent a link to the registration form.
Time: 9 a.m.-4 p.m. Location: Battelle Fine Arts Center, Otterbein University Director: Dr. Nicholas Ross, Director of Keyboard Studies, Otterbein University For Students: Rising 9-12 graders (vocalists must be at least 15 years old) Lunch: Provided Tuition: $350
Do you want to improve your string performance? This intensive camp will focus on improving technique, musicianship and knowledge specific to your performance area. A technique class, a master class, private practice, theory and ear training are all built into the daily schedule. Optional individual lessons and opportunities to collaborate with other string players and pianists in chamber music will round out the experience. High school students who have achieved an intermediate to advanced level on a string instrument and desire to improve their skills are encouraged to apply.
Mr. David Edge, violin, Columbus Symphony
Mr. Steve Wedell, viola, Columbus Symphony
Ms. Wendy Morton, cello, Assistant Principal Cellist of the Columbus Symphony
Mr. Chris Berg, double bass (classical and jazz) and electric bass, Columbus Jazz Orchestra
Are you a high-school-age guitarist who is serious about studying your instrument? This week-long intensive study is for young guitarists playing any style, at any level. The daily schedule will feature technique classes including innovative exercises for developing ease of play; master classes that cover topics such as applied fingerboard harmony, improvisation, and organizing practice; and instruction in music theory. Intensive sight-read seminars and individual private lessons with Otterbein's guitar instructor, Karl Wohlwend, will also be available. Opportunities to play chamber music with other classical musicians or in combos through the Jazz Institute will be included for students with interest in those styles.
Mr. Karl Wohlwend
Daily Schedule
Our summer camp offers an intensive week of piano study with Otterbein's experienced and collegial piano faculty. Daily individual and group lessons will be offered in classical and jazz piano. Additionally, students will have daily classes in keyboard musicianship, theory, and ear training. If you'd like the opportunity to learn
about collaborative piano, you may sign up for chamber music coaching and rehearsals during the week. The camp will end with a student recital, which will be open to the public. This camp is for students age 14-18 (as of June 2014), who have achieved an intermediate to advanced level at the piano.
Dr. Nicholas Ross
Mr. Tim Huffman
Dr. Richard Lopez
Dr. Suzanne Newcomb
Dr. Caroline Salido-Barta
Daily Schedule Monday only: 8:30 - 9:00 a.m. registration.
While fostering a passion for singing, students will be introduced to a basic foundation of healthy classical vocal study. The camp will include individual and group voice lessons, a daily choral experience, vocal seminars in diction, pedagogy, interpretation, audition techniques, and stage deportment. In addition, students will attend classes in music theory and ear training. The camp is designed for high school students entering grades 10 through 12 with a strong interest and experience in singing.
Dr. Karen Eckenroth
Dr. Gayle Walker
Dr. Helen Allen
Mrs. Elizabeth Barrett
Mrs. Jennifer Whitehead
How would you like the opportunity to play the piccolo, alto flute, and/or bass flute? This camp will teach you about these auxiliary instruments and give you a chance to play them in a flute choir. The Flute Choir Experience will give you the chance to learn to play these unique instruments and to perform with an ensemble. Piccolos, alto flutes, and a bass flute will be provided.
Dr. Kimberlee Goodman
Otterbein University, 1 South Grove Street, Westerville, OH 43081, 614.890.3000
Otterbein University is a private, non-profit, nationally-accredited institution.© 2014 Otterbein University. Otterbein University is an affirmative-action, equal-opportunity employer


text:
Mobile homes evacuated after gas line leak, fire
Published On: Nov 12 2013 11:31:13 AM CST
Firefighters in northeast Harris County are working on getting a gas line leak and fire under control at a mobile home park.
The fire broke out around 10:45 a.m. Tuesday near the area of Aldine Mail and Chrisman.
Officials said several mobile homes were evacuated as a precaution while crews work to cap the gas leak.
The views expressed are not those of this company or its affiliated companies. Please note by clicking on "Post" you acknowledge that you have read the Terms Of Service and the comment you are posting is in compliance with such terms.blog comments powered by Disqus


text:
|Amazon.com Marketplace
|See It
Local Sellers
Product Details
Caffeine Free English Pillow Style Tea Bags That Are Oxygen Bleached, Not Chlorine Treated No Strings, No Staples Vegan Hibiscus (Hibiscus sabdariffa L.) is a shrubby, flowering tropical plant native to parts of North Africa and Southeast Asia. The deep red tea produced by hibiscus comes from the vibrant red flower buds that are harvested just prior to blossoming. Hibiscus leaves, seeds, flowers and calyces have all been used for their beneficial properties. Hibiscus?s flowers and ruby red calyces are used to brew tea, that is beautifully rich in color and refreshingly tart in taste.
Product Title: Alvita Tea Hibiscus by Alvita - 24 Tea Bags
Manufacturer: Alvita Tea
Lowest Price: $3.83 from Amazon.com Marketplace
Power Score: 4.7 | 6 Reviews
Additional Specifications
Parent Retsku: B00A027WPO


text:
|Recent News | Archives | Tags | Space Weather | Space Weather Email Alerts (New!) | About | Newsletter | Submit News | Links | Subscribe
40% Chance of a Major-severe Geomagnetic Storm in the next 42 hours (posted 10pm MST) (5/15/2013)
Revised forecasting shows the previously reported incoming solar storm caused by sunspot 1748 has a better chance of hitting us, but it's expected arrival has been pushed out a couple days.
The NOAA - Space Weather Center is predicting that the effects of the storm should peak in 42 hours, and will continue over the next 24-72 hours. The NOAA has said there is a 40% chance of a Major-severe storm at peak for High Latitudes. For Mid Latitudes there is a 10% chance of an Minor Storm.
From the NOAA Space Weather Forecast:
The expected Major-severe storm is likely to be a G3 and possibly a G4 class Geomagnetic Storm. According to the NOAA Space Weather Scales, for the higher latitudes this may cause widespread voltage problems that could cause temporary grid failure. The affects may include short-term power fluctuations or failure on a regional basis. It will likely only affect North America, Northern Europe and Siberian Russia.
The Mid-Latitudes is 10% chance of a Minor Storm, which is likely to be G3 storm. The Mid-Latitudes includes countries like Mexico, Northern Africa, India, and South East Asia. Many of these countries have less-developed power systems, and may experience power fluctuations or failure due to the lack of hardened power systems.
Local time at Peak Storm:
Sign up for our FREE Space Weather Email Alerts.
NOAA Space Weather Scales:
Sunspot 1748's Solar Events (Time UTC):
The table below shows each of the solar flares that sunspot 1748 has shot out.
Related Imagery:
Post Comments:
|Archives | Submit News | Advertise With Us | Contact Us | Links


text:
Thanks for your interest in supporting the Daily Buddhism. We offer daily newsletters, weekly audio shows, website articles, as well as questions & answers on topics of your choice, all completely for free.
We rely on your support and donations in order to continue to bring this great content to you; it takes a lot of time and thought. Any support you can offer is greatly appreciated.
By your request, the daily Buddhism now offers many different levels of support, either with a recurring monthly donation or by a one-time gift of any amount that you want to send. Click on any of the buttons below, all major credit cards are accepted. If you would prefer to send a check or money order, contact Brian Schell for details.
|$1/Month Recurring:
|One Time Donation
(You enter amount):
|$3/Month Recurring:
|$5/Month Recurring:
|Any recurring donation of $5 or $10
will receive a complimentary ongoing
subscription to the Weekly Buddhism
PDF magazine.
|$10/Month Recurring:


text:
Saint Mary's University of Minnesota's Online Master's Programs
At Saint Mary's, we take pride in offering online graduate degrees designed to complement the schedules of working adults. Get an affordable, convenient education from a top-ranked university that's grounded in real-world applications.
A Top-Tier School at an Affordable Price
Saint Mary's University is ranked among the nation's top higher education institutions by U.S. News & World Report, the Princeton Review, and Forbes. Earn a degree at this respected university for just $550 per credit hour.
Take the Classroom with You
Saint Mary's University's long history of innovation in education continues with the launch of our new iPad® application, allowing for learning on the go. Discover a revolutionary mobile learning app that puts classes at your fingertips. As a student in our online program, you will receive an iPad® loaded with our learning platform and productivity apps.
Find out more about Saint Mary's University and its history of educational innovation.
*Terms, conditions, product features, and tuition fees subject to change at any time. iPad® is a registered trademark of Apple Inc.
Master of Arts in Educational Leadership
Learn to utilize strategies for positive change to create a legacy of efficiency and effectiveness.
Master of Arts in Health & Human Services Administration
Develop management skills to promote quality and sustainability in the healthcare and human services settings.
Master of Arts in Human Resource Management
This program incorporates the most up-to-date expertise and real world applications.
Master of Arts in Organizational Leadership
Obtain a degree that develops your leadership abilities and interpersonal skills.
Master of Arts in Special Education
Learn to create a inclusive classrooms, by gaining the skills to understand the unique needs of exceptional learners. ** Only accepting students from the states of Minnesota and Wisconsin for this program.**
Master of Arts in International Development
Put your passion to work. Learn from real-world practitioners who share the same drive for social and human change as you. Blend theory with practical knowledge to focus your skills on greater humanitarian results.
Master of Science in Project Management
Program equips you with industry strategies and effective best practices.
Master of Education in Learning Design and Technology
Integrating technological insights and groundbreaking research, program redefines what constitutes teaching by exploring the way people learn.
Master of Science in Accountancy
Learn advanced accounting practices as well as business and managerial acumen to take your current career to the next level. The M.S. in Accountancy program offers courses in management, advanced accounting concepts, and CPA and CMA content.
Saint Mary's University is committed to making graduate education accessible and affordable to students everywhere. To apply for federal financial aid:
- Get a personal identification number (PIN) from the U.S. Department of Education. You can choose to receive your PIN, which serves as your electronic signature on all federal financial aid documents, instantly by e-mail or by postal mail.
- Complete the Free Application for Federal Student Aid (FAFSA) online.
- When prompted, enter Saint Mary's University of Minnesota Federal School Code: 002380
You will receive an award letter with information about your financial aid package. Other sources of financial assistance include scholarships, private loans, and employer tuition reimbursement.


text:
Top 15 Production Cars from the 2011 Frankfurt Auto Show
The Frankfurt Auto Show is arguably the largest car show in the world. As such it's the premium place for auto makers to put their latest and greatest on display. What is seen in Frankfurt often sets the tone for the near future of production cars and beyond. This year a bevy of important, exotic, and all around interesting new models made their debut. Follow along as we take a look at what came out from under the silk covers this year.
By Ben Wojdyla
Toyota Prius Plug-In
After an exceptionally long gestation period, Toyota finally revealed the official Prius Plug-In. The addition of a lithium-ion battery and plug-in recharging pushes the perennially favored hybrid to new levels of economy: 65 mpg, and up to 107 MPGe in all-electric mode.


text:
About Me
ous for a while there. tidyied nearby ourselfs before we xnxxvideos throw away the car on the way to the room was in the saving of time before and picked up the keys only 2. as soon as we were in the room who was kneeling on the chair 2 look out the window I could see, his hands caressing my breasts are released from his hard cock still in its effort pants. he gave
|me his body was near the intence heat I wanted there, but not removed my lace underwear be. teased my wet pussy and then takes me to the bed where he kissed and licked my pussy with your fingers is deeper and deeper, more organized Isms, then he got me to undress, his cock oozing pre cum now, so I gently licked and swallowed. more to xnxxvideos follow........
No comments yet. Be the first one to comment!