text:
2013 Honda Insight CVT LXNew Search Select Other Trims
New Search
Recently Viewed
2013 Honda Insight CVT LX User Reviews
1-2 of 2 Reviews
Great CarBy Phil, Nov 14, 2013Wife avg 39 mph all in town....CVT needs getting use to.....car does not coast well......drives like a dream...my retirement carRide....MPG
None yetTrim 2013 Honda Insight CVT EX with Navigation
Age Group 55-64Report Inappropriate Content Was this review helpful? Yes | No
Love this car!By David, Jul 17, 2013I am averaging 50.4 mpg overall, in a mix of city and highway driving. The car is extremely quiet on the road handling is smooth and comfortable. Great car for the price, Toyota Prius base model pricing starts at the Insights fully loaded model. I like the electronics of the Prius, the insight does not have as many bells and whistles, but has crisp fresh styling inside and out which I like much better than the Prius. ...moreGreat fuel economy whether driving city or highway!
Back seat comfortable but tight for adults.Trim 2013 Honda Insight CVT EX
Age Group 35-44Report Inappropriate Content Was this review helpful? Yes | No
1-2 of 2 Reviews
Insurance Quote
Free Dealer QuotesGet free price quotes from dealers near you for the Honda Insight CVT LX.
Car LoansNeed help securing financing for a new or used car? Click here to find the best rates on a loan for your car.
Top Car Loan Providers
Certain specifications, prices and equipment data have been provided under license from Chrome Data Solutions ("Chrome Data").© 2012 Chrome Data Solutions, LP. All Rights Reserved. This information is supplied for personal use only and may not be used for any commercial purpose whatsoever without the express written consent of Chrome Data. Chrome Data makes no guarantee or warranty, either express or implied, including without limitation any warranty of merchantability or fitness for particular purpose, with respect to the data presented here. All specifications, prices and equipment are subject to change without notice.


text:
K Jarvo wishes people would search for goals before making new ones
I can do a crab now, a basic bridge with bent knees apart, and hold it for about 10 seconds. But about 10 days ago I couldn't even get my head of the floor, so I am so happy!
When I showed my mum she said 'oh good, you will be able to do one my Easter Sunday then'. So I make that my challenge, to do a full bridge by Easter Sunday.
I will post pics tomorrow of what I can do so far.

subset: commoncrawl


text:
Review Summary
Le Creusetls forged hard-anodized shallow fry pans are as durable as they areversatile, with a dishwasher safe reinforced nonstick coating that promotes healthier cooking by reducing the need for oils, sprays and butter. The 11-in. shallow fry pan is large enough to prepare several portions at a time, helping to cut down on cooking time, while its nonstick surface cuts down on cleaning time.
- Hot-forging manufacturing process ensures pans will never warp
- An induction compatible, magnetic stainless steel base ensures superior performance on any cooktop
- Pans are oven-safe up to 500F (tempered glass lids are oven-safe up to 425F)
- Hollow, stay-cool cast stainless steel handles minimize heat transfer and fit comfortably in hand
- Side handles and assist handles feature stainless steel rivets for durability
- A convenient side handle hole allows for hanging storage
- Nonstick coating is reinforced and safe for dishwashers
- Forged Alluminum
- Imported
Shipping your purchase is easy on belk.com. Depending on the destination of your package, you can expect it to arrive within 4-7 business days. Shipping Information
Returns are easy on belk.com. Easy returns
In kitchens around the world, and in the lives of those who love preparing and sharing food, Le Creuset has earned a place not just as a product or tool, but as a remarkably personal culinary companion. Prized for its performance as well as for its personality, Le Creuset offers products across a range of materials and categories, from iconic enameled cast iron cookware to bakeware, stainless steel, tea kettles, stockpots, tools, wine accessories and more. Le Creuset's distinctive designs have become both a standard in modern food culture, and a standard-bearer for true food lovers everywhere.


text:
Small Groups: Never more than 10-16 travelers—guaranteed!
Sweeping across southern Peru and western Bolivia, the Andean plateau is a landscape of stunning vistas, a place where ancient societies thrived in the shadow of volcanoes and on the shore of the world's highest navigable lake. From colonial-era cobblestone streets to plunging canyons where condors fly, you'll experience the history and beauty of southernmost Peru, then uncover centuries of culture in Bolivia, as you stroll traditional markets and explore pre-Incan ruins at Tiwanaku. Witnessing weavers at work, visiting islanders on Lake Titicaca, and meeting Peruvian farmers along the way, you'll discover the spirit of the region up close on this inspiring adventure.
hiddenDay 1Depart U.S.
Depart this evening on an overnight flight to Peru.
hiddenDay 2Arrive Lima, Peru • Explore Lima
We arrive at the airport in Lima early in the morning and transfer to our hotel. After lunch on your own, we meet our expert resident Trip Leader, who will guide our discoveries throughout the trip. We will also be introduced to our fellow travelers—including those arriving from our Amazon Rain Forest of Peru pre-trip extension. In the afternoon, we explore Lima together. Founded by the conquistadors in 1535, Lima became Spain's largest and wealthiest city in the New World. The city has a proud history, including the founding of one of the first universities in South America, the Universidad de San Marcos, in the middle of the 16th century. Today, Lima's historic city center is a UNESCO World Heritage Site. We begin with a guided visit to Lima's Larco Museum, which specializes in treasures from ancient Peru. The Larco is home to one of the world's most outstanding collections of pre-Columbian gold and silver, as well as a fascinating collection of erotic archaeological artifacts. Then, we explore Lima's Colonial streets and architecture, evidence of the city's Spanish heritage, including the iconic San Francisco Church. The historic heart of Lima will transport you to another era. This evening, our small group gets better acquainted as we enjoy a Welcome Dinner together.
hiddenDay 3Fly from Lima to Arequipa
After breakfast, we transfer to the airport for our flight to Arequipa. When we arrive, we'll have lunch in the elegant Yanahuara neighborhood, where we'll savor examples of traditional dishes from the region. After lunch, we'll check into our hotel. Then our Trip Leader leads an informative orientation walk to familiarize us with our setting.
Arequipa is a thriving metropolis where ancient and modern touches coalesce. Under El Misti Volcano's watchful eye, Peru's second-largest city is also the center of legal affairs. Much of Arequipa is built using the pale volcanic stones sillar and ashlar, which gives Arequipa the nickname "the White City." Dinner is on your own this evening. The food of Arequipa is considered by many to be the best in Peru. Perhaps you'll try chicharron, deep fried pork, or rocoto relleno, stuffed chili peppers.
hiddenDay 4Discover Arequipa
This morning, we enjoy a walking tour of Arequipa's historic center, a UNESCO World Heritage Site. We begin at one of the world's most unique religious sites, the 15th-century Santa Catalina Monastery. We'll explore some of the countless halls and interior lanes of this 65,000-square-foot city within the city. Where vivid paint brightens walls made of sillar and ashlar, the local volcanic stone. Spanish-Moorish architectural details like flowing fountains, orange trees, and arched colonnades make this a setting as romantic as it is meditative. Then we'll visit the Sanctuary Museum to learn about some Inca mummies that were discovered frozen high in the Andes in 1995. The best known is Juanita, nicknamed the Ice Maid of Ampato, believed to have been a teenager sacrificed by Inca priests. Her discovery electrified the scientific community and caught the attention of the world. In this tucked-away museum, her mummy is maintained in a state-of-the-art freezing chamber and scientific teams work on analyzing her DNA. Please note: Juanita is removed from public display between January and April for preservation and study, but other mummies from the site, and artifacts found with them such as cloth and footwear, can still be viewed here during those months. We'll stroll through the bustling San Camillo Market, a hub of local life in Arequipa, and on to the city's main square, the Plaza de Armas. We'll see the La Compañía Church, whose elaborate stone carvings are fine examples of the architecural style known as La Escuela Arequipeña (Arequipa School)—a blend of indigenous Peruvian influences with Spanish and European models. After our tour, we'll have lunch at a local restaurant, then return to our hotel. The rest of your afternoon is free, and dinner is on your own this evening.
hiddenDay 5Arequipa • Colca Canyon
Following breakfast at our hotel, we transfer overland to Colca Canyon, ascending to a height of 16,000 feet above sea level. We pause en route for lunch in a local restaurant in Chivay before continuing.
Once we've settled into our hotel, your afternoon is at leisure. Colca Canyon is an area with geothermally heated waters, and you can enjoy a relaxing soak in the local hot springs. We gather for dinner at our hotel this evening.
hiddenDay 6Colca Canyon
This morning, we turn our attention to Colca Canyon. Dropping 13,600 feet from its rims to the banks of the Colca River, it's more than twice as deep as the Grand Canyon, but more gradual in its descent. For the indigenous people who have called the Colca Valley home for thousands of years, the dramatic terrain was (and is) no obstacle: They created their own terrace-based agricultural system for growing potatoes and corn, tended thriving alpaca herds, and built up a network of adobe villages all along the drop-offs, using snowmelt from volcanoes as their water source.
One hundred eighty feet above the lip of the canyon, Cruz del Condor offers a bird's-eye view of the world's largest flying bird: the Andean Condor. We'll visit this lookout, where we'll watch for this majestic breed of vulture with its distinguished silver collar and ten-foot wing span. One of its most memorable features is the seeming ease with which it flies—once it achieves flight, it rarely ever flaps its wings; instead, it glides on the air currents for hours. Though Cruz del Condor is best known for its condor sightings, its view of the canyon alone is unforgettable, with a volcano-laced vista stretching for hundreds of miles before us, and plunging to a depth equivalent to the height of the Rocky Mountains. We'll take a hike of approximately 90 minutes between Cruz del Condor and Cruz del Cura on the border of Colca Canyon, with natural viewpoints and more chances to see condors. After we enjoy lunch together in a local restaurant, we visit a Peruvian clothing workshop where traditional attire from the Colca Valley is made. You'll see how the familiar colorful textiles are created by artisans practicing centuries-old skills. The balance of the afternoon is free for discoveries on your own. This evening, enjoy dinner with your fellow travelers at the hotel.
hiddenDay 7Colca Canyon • Puno
After breakfast this morning, we travel overland to Puno, pausing en route at farms where we may meet a trio of Peru's most beloved animals. Vicuña may only be shorn every three years but, as a result, yield the softest fibers—so prized that Incas declared only royalty could wear garments of this material. Unlike the vicuña, llamas were bred for the common man: strong enough to carry a load equal to 30% of their weight for miles and smart enough to be easily trained, they were perfect pack animals (and acceptable, if less ideal, as meat). Alpacas were bred specifically for their soft hair, which comes in 52 shades, yielding fiber valued around the world. Though they are cousins to camels, their long, thick-growing hair makes them look more like sheepdogs by the time they are ready to shear.
We arrive this afternoon in Puno, established in the 17th century on the slender strip of land between the Andes and Lake Titicaca. For some Andeans, Puno is their only point of contact with the rest of Peru, as they prefer to maintain their distinct cultures. Puno makes a point of including the traditional arts of these peoples in the vibrant local music and dance programming, which has earned the city the name Capital Folklorica del Peru. We'll get a taste of the city's flavor during an afternoon at leisure here. We'll enjoy dinner together at our hotel this evening.
hiddenDay 8Puno • Boat ride to Uros Islands • Optional Sillustani Tombs tour
This morning, we head down to the Port of Puno to board a small boat for an excursion on Lake Titicaca to the Uros Islands. These 40 islands are man-made, fashioned by the Uru people from local tortora reeds, and anchored with ropes attached to stakes in the lake bottom. Each island floor is only six to eight feet thick, so that every step "squishes" a bit. The local people must constantly maintain not only the underlayer and anchor, but replenish the top layer, which means that they are constantly working on preserving the islands. Tortora reeds are also used to build houses and boats, and even eaten, with their roots considered medicinal.
After this fascinating look into a truly unique way of life, we return to Puno and have an included lunch. In the afternoon, you can join our optional tour to the Sillustani Tombs, a pre-Incan archaeological site, or enjoy free time for exploring on your own. This evening, we enjoy dinner at our hotel.
hiddenDay 9Puno • A Day in the Life of an Altiplano community • Copacabana, Bolivia
This morning, we ride from Puno to Copamaya, and then experience A Day in the Life of the village of Iskapataza. This Altiplano community is known for its textiles and agriculture. We'll visit a local school, and then the villagers will show us some traditional dancing and demonstrate their weaving techniques. We'll have the opportunity to speak with them about their crops, their culture, and what daily life is like here. We'll also enjoy a meal of typical regional fare during a community lunch.
In the afternoon, we cross the border into Bolivia and continue to Copacabana. When we arrive, we settle into our hotel, where we enjoy dinner this evening. Copacabana is the largest Bolivian community on Lake Titicaca and the departure point for boat rides to Isla del Sol, an island in the lake where the Incas believed the universe began. The city is also home to the Basilica of Our Lady of Copacabana, one of Bolivia's best-known Catholic sanctuaries, which was built on the site of an earlier temple to an indigenous fertility goddess.
hiddenDay 10Copacabana
We board a boat this morning to see where it all began according to Bolivian lore. In their telling, Isla del Sol, the Island of the Sun, is where the creator of the universe rose up from the waters and threw the sun into the sky. We explore Isla del Sol's beauty by boat and on foot, going ashore on the southern part of the island to hike its dramatic contours, viewing the ruins of an Incan Palace later used by Spanish priests as a retreat, and stopping at the Fountain of the Incas, which the local people still depend on, and which the first Spanish convinced themselves was the mythic Fountain of Youth.
After lunch on the island, we return to Copacabana, which we explore on a guided walking tour. With whitewashed buildings and stone plazas, Copacabana reflects the Bolivian-Spanish tradition. Its gem is the gleaming Basilica of the Virgin of Copacabana, a 16th-century Spanish colonial church that houses the dark gold-laminated wooden sculpture of the Virgin. Dressed in a blend of Inca robes and European-style finery, the Virgin is a subject of adoration with her own festival, during which an exact likeness is paraded through the streets because superstition dictates that if the real thing ever left the church, disaster would befall the entire nation. Discover the flavors of local cuisine of your choosing during dinner on your own this evening.
hiddenDay 11Copacabana • La Paz
After breakfast this morning, we bid farewell to Copacabana, and travel overland to La Paz, Bolivia's administrative capital. We make stops along the way to experience the beauty of the landscape. When we arrive in La Paz, we'll have a light lunch, visit the Killi Killi viewpoint for an excellent view of the city, and then check in to our hotel. At 12,000 feet, La Paz is the city at the highest elevation in Bolivia and its second-largest. Ringed by mountains and perched on the rim of the Altiplano, La Paz is home to centuries-old brick buildings, Spanish colonial cathedrals, and modern skyscrapers alike. We enjoy dinner at a local restaurant this evening.
hiddenDay 12La Paz • Tiwanaku
After breakfast, we'll drive to the site of Bolivia's most important archaeological site: Tiwanaku, a ceremonial location on the southern shore of Lake Titicaca used by a pre-Inca civilization reaching back to 600 BC. The people of this ancient city were excellent artisans and left behind a series of mysterious monoliths, as well as a pyramid, temple, and aqueducts. This was a well-planned city, seat of one of the Americas' most powerful and organized civilizations, and today it is designated a UNESCO World Heritage Site. We'll explore the site's monumental ruins, then pause for an included lunch. In the afternoon, we continue our discoveries at the Pumapunku temple complex, the massive stone slabs of which provide a vantage point for looking out over the surrounding plains. We'll also stop at the site's Lytic Museum—which houses several large stone objects, including a monolith representing Pachamama, or Mother Earth. Later this afternoon, we return to La Paz. Dinner is on your own this evening.
hiddenDay 13Explore Valley of the Moon & La Paz
After breakfast, we make an excursion to the Valley of the Moon. This rugged landscape features deep gullies, oddly shaped rock outcroppings, and spindly stone spires, all formed by centuries of erosion. We'll take a short hike through the valley, and then return to La Paz. We explore the city on a on a guided tour, starting out on Jaen Street, which is lined with some of the city's best-preserved colonial architecture. We'll visit the MUSEF ethnographic museum (El Museo Nacional de Etnografía y Folklore), where the displays include masks, ceramics, coins, metalwork, and textiles representing centuries of Bolivia's various cultures. We continue to Murillo Plaza, home to the President of Bolivia, encountering the people of La Paz as we go—from well-dressed professionals to itinerant street vendors and Andean women in their traditional garments of brightly colored multi-layered skirts and bowler hats. Finally, we'll stroll through the Witches' Market, where indigenous people sell plants, potions, and talismans used in ancient Aymara curandero (healing) rituals, and yatiri (witch doctors) offer their fortune-telling services. After lunch at a local restaurant, the afternoon is at leisure. On your own, you might visit the Gold Museum, which is known for its stunning collection of pre-Columbian gold, silver, copper, and ceremonial objects. We gather for a Farewell Dinner at our hotel this evening.
hiddenDay 14Depart for U.S. or begin post-trip extension
Very early this morning, transfer to the airport for your flight home. If you are taking the post-trip extension to Bolivia: Sucre, Potosi & the Uyuni Salt Flats, you will fly to Sucre a bit later in the morning.


text:
Now, the state is more service-oriented and more and more of the corporations in the area are looking to hire applicants with experience in customer support & services. If you have little to no experience in customer services, consider enrolling yourself into customer support/service training courses in Texas to gain the experience you need to get the job you want.
Compare some of the most popular vocational and college customer services training courses and choose the best program for your needs.
Popular Customer Service Training Courses in Texas
Customer support/service programs will teach you everything from how to answer the phone properly to how to diffuse a tense situation. When you are enrolling in customer services training activities, you should consider what the class is teaching and what type of environment you will be learning in. If you want to build your skills, consider attending the Skill Development Seminar offered by Customer Service Training Center. These seminars are held in Dallas, San Antonio, El Paso, Austin, and other areas in Texas for those who are interested.
Nearby States
You also have the option to earn your certificate or your degree in customer support related majors if you prefer to go deeper into the topic. When you hold a certificate, you will be considered over individuals who do not hold a certificate when you are applying for a job. If you hold a degree in Business Administration or related majors, you will be considered over those with a certificate. Jones International University offers both certificate and degree programs to students. You need to decide whether you want to participate in customer service certification programs or degree programs before you enroll.
General Entry Requirements
Now that you understand the difference between vocational, certificate, and degree programs, you need to learn about requirements. When you enroll in a seminar or a workshop, all you have to do is pay the fee. If you plan on enrolling in a certificate program, the certificate granting institution may require you to have a high school diploma. You will also have to pass a test for entry. Schools require students to pass entrance exams and to provide proof of schooling with a transcript for any prior credit.
Cost of School and Program Duration
The cost of seminars will vary from training center to training center. When you enroll in a certificate program, the school generally does not offer financial aid. You may need to ask about vocational grants that are offered through the state of Texas. If you enroll in a degree program, you can qualify for federal aid as well as scholarships and grants. Make sure you discuss the cost of tuition, books, and fees with a counselor.
It takes just months to complete a certificate program. It will take between 2 and 6 years to earn your degree. A full-time student will earn an Associate's in Business in 2 years. It will take an additional two years full-time to earn your Bachelor's.
Options for Online Training Course Providers
If you do not have time to attend school and to work, consider enrolling in an online customer services training program. Jones International University offers an online customer care degree program. You can also find great training programs through Kaplan College and ITT Tech.
You need to build all of your skills before you start to interview for a position in customer support/service. When you go to your interview you can use the skills you gained through your customer services training courses in Texas to shine.


text:
CBS Local Audio Roadshow
See who's on today and find your favorite shows and Audio Roadshow clips from the archive.
Download Audio Roadshow, the new FREE mobile app that brings talk radio fans one step closer to the studio. Get it Now
Booger & Ryan 01-24-13Audio on Demand
Today's Polls
- Did you think that the voicemails were from a man or a woman?View Results
Man33 %Woman67 %
Today's Topics
- Come Hang out with Booger & Rich weekdays from 2pm to 6pm. Right here on 98.7 The Fan, call our line at (888)9-987-987 and follow us on Twitter @987TheFan
- What is YOUR favorite sandwich shop?!
- Lightning Vs Senators tomorrow night
- 49ers Vs Ravens for Super Bowl 47
- Interview with Katie Couric coming up soon
Today's Guests
No Guest currently scheduled


text:
Usher's "Love in this Club" is easily one of the year's best pop or R&B singles to date. After weeks of constant TV/radio rotation, I still can't stop humming that pre-chorus hook (and no, I don't care whether or not producer Polow Da Don got those loops straight from GarageBand). But when one realizes, as Usher does, that one "want{s} to make love in this club," the real question is: With whom? That first version includes a decent guest verse from Young Jeezy; a semi-official remix added a welcome cameo from T.I., who put his slick "My Love" flow to good use yet again. But this week, Ush hit us with a special slow-jam sequel. "Love in This Club Part II" (below; some NSFW language) attempts to one-up its predecessors with all-new vocals from Beyoncé and Lil Wayne. And?
Well, Idolator's already comparing it to R. Kelly's untouchably classic "Ignition Remix," which is just silly. If you ask me, the slower tempo does no favors to "Love in This Club," which was already a bit serious and gooey-sounding for a song about public sex. Now that it's become a straight-up quiet storm joint, Usher's can't-wait come-ons sound even more ridiculous and creepy. ("Don't be shy, go on, let your boy get in," he croons, "So you can tell all of your friends you was on the remix.") As for Wayne, well, he's Wayne. For every moment of awe-inspiring lyrical genius he's capable of, he seems to turn out a bonus burst of phoned-in drivel like this. He recycles lines and cadences from his own "Lollipop" and his popular remix of Mario's "Crying Out for Me"; all that's new is a particularly raspy vocal tone. The only real strong point in the whole song is Beyoncé, who's in great voice. It's nice to hear her on some new music, but what's she doing wasting her time on this subpar mess?
Then again, that's just my take; anyone out there like "Part II" as much as Usher's first try?


text:
Michael R. Lackmeyer, Attorney at Law
With more than 30 years of experience in assisting both birth mothers and adoptive parents, you can trust Michael R. Lackmeyer, Attorney at Law, with one of the most important decisions of your life.
From counseling and adoption options to finalizing a foster parent or step parent adoption, you will find an understanding and compassionate advocate when you call our office.
Get to Know Michael R. Lackmeyer, Attorney at Law:
Your adoption resource in central Texas.
Whether you live in Bell, Williamson, McLennan, Travis, or Coryell counties and the surrounding area, we are available to help with your adoption situation.
Let an experienced adoption attorney help you navigate the adoption process, call Michael R. Lackmeyer, Attorney at Law today at 254-690-2223 to schedule a FREE consultation, or browse our website for more information.


text:
To search our podcasts listings, use the filter options below and then click search.
Search & Filter Podcasts
In this week's episode of the ArtTactic Podcast, Paul Ress, founder and managing director of Right Capital, an art and finance firm, joins us to discuss the art financing landscape. First, Paul identifies some of the most common scenarios in which a collector may borrow against their collection. Then, he touches on the competitive nature of the art financing industry as well as what challenges the industry must overcome in order to continue to grow in the future. Lastly, Paul shares from his experiences to what extent dealers and galleries are receptive to the idea of art lending, especially when they are in need of liquidity.
- Interviewee Paul Ress
- Market/Sector Art Finance
- Topic Art Lending
- Company Right Capital
In this week's episode of the ArtTactic Podcast, Michael Moses, co-founder of Beautiful Asset Advisors and the Mei Moses Index, joins us to discuss the trend of art flipping and if it is occurring more frequently in the current art market compared to in the past. First, Michael defines two types of art flipping, one which is measured by the duration of time in which an artwork appears then re-appears at auction and the other, in which an artwork is sold at auction only a short period of time after being created. Analyzing the first type of art flipping, Michael tells us that while on average the holding period of an artwork has decreased over time, the current holding time is actually barely longer than it was over the past few years during the art market peak.
- Interviewee Michael Moses
- Market/Sector Art Finance
- Topic Art Investment, Art Research, Auction Analysis, Market Commentary
- Company Mei Moses Index
In this week's episode of the ArtTactic Podcast, Melanie Gerlis, art market editor for The Art Newspaper, returns to the podcast to discuss her newly released book, Art as an Investment? A Survey of Comparative Assets. First, Melanie explains how she examines the concept of art as an investment by comparing it to six other assets, including: gold, equities, wine, private equity, property and the luxury goods industry. On the podcast, she reveals which of the six assets was most similar to art and which was the most different. Ultimately, Melanie concludes that art comes up a bit short as an asset compared to other assets and breaks down for us why that is the case. Finally, she touches on the art investment fund industry, explaining why the niche industry has remained stagnant despite increasing prices in the art market over the past few years.
- Interviewee Melanie Gerlis
- Market/Sector Art Finance
- Topic Art Funds, Art Investment, Art Research, Market Commentary
- Company The Art Newspaper
In this week's episode of the ArtTactic Podcast, Sandy Kemper, founder of The Collectors Fund, returns to update us on his art investment fund. First, Sandy tells us since its inception in 2007, the fund has returned 12.6% IRR per year on the assets they've sold thus far. Then, as someone who actively trades artworks for his fund, he shares his unique perspective on the current state of the art market as well as if he has any concerns moving forward. Also, Sandy explains what strategies he embraces when acquiring works for the fund and then later on when and through what medium he sells works. Lastly, Sandy speculates why the art investment fund industry has remained relatively stagnant despite the art market growing substantially over the past five years.
- Interviewee Sandy Kemper
- Market/Sector Art Finance
- Topic Art Funds, Art Investment, Market Commentary
- Company The Collectors Fund
In this week's episode of the ArtTactic Podcast, we're joined by Paul Aitken, founder and CEO of Borro, a personal asset company specializing in short-term loans against luxury assets such as fine art, jewellery, watches and more. After being on the podcast nearly a year ago, Paul recalls how active the art lending landscape has been for Borro since then. Then, Paul shares his response to last month's impressive Post-War and Contemporary auctions and elaborates on the ideal economic and art market conditions that induce the greatest amount of art lending activities. Also, he tells us how frequently collectors are borrowing against their artworks in order to finance additional art purchases and if he sees this trend growing in the near-future.
- Interviewee Paul Aitken
- Market/Sector Art Finance
- Topic Art Lending
- Company Borro
In this week's episode of the ArtTactic Podcast, Shelley Fischer, president of Medallion Fine Art, speaks with us about their entrance into the art lending industry. First, as the number of art financing firms continues to increase, Shelley helps us differentiate the various types of lenders and explains how Medallion distinguishes itself from these other companies. Then, she illustrates the wide-ranging types of persons and companies who are actively borrowing against their art collections. Also, Shelley discusses how various economic conditions can impact the art financing landscape and she shares her predictions on the future direction of the industry.
- Interviewee Shelley Fischer
- Market/Sector Art Finance
- Topic Art Lending
- Company Medallion Fine Art
In this week's episode of the ArtTactic Podcast, we have a 3-way pod as we're here with Amanda Coulson and Uli Voges, co-founders of Foundation, a new company offering financial products to its art gallery members including a first in the art market, the offering of factoring. First, Amanda and Uli explain how via factoring, for a small fee, Foundation provides cash advances to galleries shortly after a work has been sold and invoiced. Then, they put in perspective how prolific of an issue is liquidity struggles for galleries in the art world. Amanda and Uli also speculate why factoring hasn't been previously offered in the art world, why factoring makes more sense for most galleries versus lending against their inventory and how galleries have responded thus far to the idea of utilizing factoring.
- Interviewee Amanda Coulson & Uli Voges
- Market/Sector Art Finance
- Topic Art Lending
- Company Foundation
In this episode of the ArtTactic Podcast, we're joined by ArtBanc's Jeremy Eckstein and Antonia Kimbell, to discuss their new online art platform that brings together private collectors, trusts and estates and their professional advisors as sellers; and a select group of accredited international fine art dealers and art advisors as the buyers in this marketplace. After briefing explaining the concept of their platform, Jeremy and Antonio explain the benefits of selling on ArtBanc as opposed to an auction house, gallery or dealer. Also, they elaborate on why they restrict the group of potential buyers to dealers or advisers. Lastly, Jeremy and Antonia discuss why the art world is now ready to buy high-end art online.
- Interviewee Jeremy Eckstein & Antonia Kimbell
- Market/Sector US & Europe
- Topic Online Art Businesses, Online Art Markets
- Company ArtBanc
In this edition of the ArtTactic Podcast, Ian Peck, CEO of Art Capital Group, returns to the podcast to update us on the art financing industry. First, Ian touches on the extent in which current economic conditions are impacting art lending activities. Then, he speaks on how he envisions the art financing practice growing within the art market in the future. Also, Ian elaborates on demand for art lending outside of the US as well as why we can expect to see more extremely wealthy individuals continue to cheaply lend against their art.
- Interviewee Ian Peck
- Market/Sector Art Finance
- Topic Art Lending, Market Commentary
- Company Art Capital Group
In this episode of the ArtTactic Podcast, Rüdiger Weng, CEO of Weng Fine Art, returns to the podcast to update us on how things are going since becoming a publicly traded company just over a year ago. Rudy first tells us how transforming into a publicly traded art company has impacted how he runs his business. Then, Rudy speculates if he anticipates other art businesses going public as a result of Weng Fine Art's success. Also, he explains his involvement in Redline Capital's takeover attempt of Artnet as well as where he sees the art market going in 2013.
- Interviewee Rüdiger Weng
- Market/Sector US & Europe
- Topic Market Commentary
- Company Weng Fine Art
In this episode of the ArtTactic Podcast, we're joined by Michael Moses, co-founder of the Mei Moses Art Index and Beautiful Asset Advisors, who reveals his art index results for 2012. After sharing these figures, Michael compares the art market's performance on the year to other assets such as the S&P 500. Moses also provides us with a visual perspective on how his index looks since the credit crisis. Also, despite so much focus on the high-end of the art market, Michael shares that his data shows that this end of the market is actually performing weaker than the middle and lower end of the art market. Lastly, he discusses the effect of auction interval and purchase price on return and if any type of correlation between these two exists.
Sponsored by:
- Interviewee Michael Moses
- Market/Sector US & Europe
- Topic Art Investment, Auction Analysis, Market Commentary
- Company Mei Moses Art Index


text:
TREVISO, Italy-Fiscal 2012 revenues for De'Longhi Group increased 7 percent to €1.53 billion ($2 billion, using the average exchange rate of the euro to the dollar for last year).
A statement from the company said the result was in line with its guidance. De'Longhi also said its fourth-quarter sales rose 4.8 percent to €541 million ($698 million), "despite an environment still characterized by macroeconomic uncertainties."
De'Longhi added that revenues gained in the quarter particularly because of growth in sales of coffeemakers and kitchen products. The company's "growing international diversification" also played a role in the increase.


text:
New Jersey Court Cases and Opinions - NJ Legal Research
|Need Legal Help?
This court case was taken from the web sites of the NJ Courts. Search our site for more cases - CLICK HERE
Case Law - save on Lexis / WestLaw.
Original MSWord Version
This case can also be found at 173 N.J. 177, 801 A.2d 245.
(NOTE: This Court wrote no full opinion in this case. Rather, the Courts affirmance of the judgment of the Appellate Division is based substantially on the reasons expressed in Judge Steinbergs opinion below.)
Argued February 25, 2002 -- Decided July 16, 2002
Kathryn Casey and Sheila Gagliano were minority shareholders of Amboy Bancorporation (Amboy). Amboy
served as a bank holding company with one class of stock and one
subsidiary, Amboy National Bank, which conducted business in several branches in central New
Jersey. Amboy had 402 shareholders and was extremely successful in the 1990s. As
a result, Amboy accumulated capital at a much higher growth rate than its
assets, thereby decreasing its return on equity. To remedy this situation, Amboy made
several unsuccessful attempts to purchase other banks. In August 1997, the Board of
Directors of Amboy (the Board) decided to pursue Subchapter S status to solve
its excess capital situation.
The Bank Advisory Group, Inc. (BAG), a community bank advisor specializing in valuation,
reorganizations, and mergers and acquisitions, was hired to provide a financial fairness opinion
on the proposed transaction to transform Amboy into a Subchapter S entity. On
September 10, 1997, Amboy sent all shareholders notice of a forthcoming shareholder vote
on the Subchapter S proposal. The anticipated merger plan provided that shareholders who
owned 15,000 shares, or who purchased Amboy shares in order to increase their
holdings to 15,000 shares, would continue to be shareholders. All other shareholders would
receive cash. Casey and Gagliano, who each owned 5030 shares of Amboy prior
to the merger, could not take advantage of the purchase right because they
could not afford to buy enough shares to reach the required 15,000.
After a merger agreement was executed, a shareholder vote was scheduled for November
19, 1997. On October 24, 1997, BAG gave Amboy a financial fairness opinion
in which it concluded that the price of $73 per share was a
fair to all shareholders, even those receiving cash. On that same date, Amboy
notified all shareholders of the meeting and enclosed a proxy statement with that
notification. The proxy statement, among other things, stated that shareholders receiving cash had
no right of dissent from the merger and that remaining shareholders had to
properly perfect any dissent by strictly complying with the New Jersey Business Corporation
In November 1997, the cash-out merger was approved and the majority shareholders retained
equity in the newly formed corporation while the minority shareholders were precluded from
receiving stock in the new entity and were forced to accept cash for
their shares at a price set by the corporation. Several of the minority
shareholders with fewer than 15,000 shares who voted against the merger ultimately cashed
out by accepting the $73 per share payment. Casey and Gagliano, who voted
against the merger, refused to take cash for their shares. Susan Hermanos, who
also voted against the merger, refused the cash offer as well. Hermanos owned
more than 15,000 shares; therefore, she was able to perfect her dissenters rights
in accordance with N.J.S.A. 14A:11-2 because she received stock rather than cash under
the merger.
Casey and Gagliano, along with other minority shareholders, brought breach of fiduciary actions
against Amboys Board of Directors, seeking fair value for their shares and alleging
misrepresentation of the terms of the merger. They sought to enjoin or rescind
the merger and to obtain fair value. Casey and Gagliano later filed an
amended complaint, alleging that they possessed all the rights of statutory dissenters including
the right to recover fees.
In May 1998, Casey and Gaglianos action was consolidated with the two other
actions. In April 1999, the trial court entered judgment in favor of the
minority shareholders and awarded counsel and expert fees to Hermanos, who qualified as
a statutory dissenter. The court found the proxy statement materially deficient, that the
representation of the $73 per share price was misleading and erroneous, and that
the fair value per share was $90. The shareholders that had cashed-out were
estopped from recovery. In addition, the court refused to award fees and costs
to Casey and Gagliano, finding that they did not have dissenters rights because
they were to receive cash under the merger plan.
On appeal, the Appellate Division affirmed in part, reversed in part and remanded
. In affirming the trial court, the Appellate Division, among other things, found
that the record clearly supported the trial courts conclusion that the proxy statement
was materially deficient, misleading, and that the Board of Directors had breached its
duty of fair dealing with the minority shareholders. In addition, the Appellate Division
affirmed the trial courts determination that counsel fees and costs should not be
awarded to Casey and Gagliano because they did not qualify as statutory dissenters.
The court reasoned that the language of the statute is clear and unambiguous,
leaving no room for judicial interpretation or the need to apply rules of
statutory construction or resort to extrinsic evidence such as the statutes legislative history.
In addition, the Appellate Division, concerned with the valuation accepted by the trial
court, reversed and remanded for a recalculation of what constituted fair value of
the Amboy shares.
Both Amboy and certain minority shareholders filed petitions for certification, addressing the fair
value issue, among other things. The Supreme Court denied both of those petitions.
The Supreme Court granted Casey and Gaglianos cross-petition for certification , focusing on
the narrow issue of the denial of counsel and expert fees and costs.
HELD: Judgment of the Appellate Division is affirmed for the reasons expressed in
Judge Steinbergs written opinion. Kathryn Casey and Sheila Gagliano, two minority shareholders who
object to the cash price offered for their shares in a merger transaction,
do not qualify as statutory dissenters and, therefore, are not entitled to counsel
and expert fees and costs because, pursuant to N.J.S.A.14A:11-1, they received only cash
for their shares.
Judgment of the Appellate Division is AFFIRMED.
CHIEF JUSTICE PORITZ and JUSTICES COLEMAN, VERNIERO, LAVECCHIA and ZAZZALI join in this
PER CURIAM opinion. JUSTICE STEIN filed a separate dissenting opinion in which JUSTICE
LONG joins.
A- 49 September Term 2001
KATHRYN CASEY and SHEILA GAGLIANO,
CAROL De SANCTIS, JOHN EVERITT and THOMAS MORRISSEY, individually and as representative of
the subclass of non-recovering shareholders,
STUART L. PACHMAN, as interim representative of the subclass of recovering shareholders,
AMBOY BANCORPORATION, a New Jersey corporation and NEW AMBOY, INC., a New Jersey
JONATHAN HEILBRUNN, ROBERT D. ODONNELL and CARMEN YACUZZIO,
Argued February 25, 2002 Decided July 16, 2002
On certification to the Superior Court, Appellate Division, whose opinion is reported at
344 N.J. Super. 83 (2001).
David R. Strickler argued the cause for appellants (Norris, McLaughlin & Marcus, attorneys).
Dennis T. Kearney argued the cause for respondents Amboy Bancorporation and New Amboy,
Inc. (Pitney, Hardin, Kipp & Szuch, attorneys; Mr. Kearney and Helen A. Nau,
on the brief).
Lisa J. Rodriguez submitted a letter in lieu of brief on behalf of
the respondents Carol De Sanctis, John Everitt, Thomas Morrissey and Stuart L. Pachman
(Rodriguez & Richards, attorneys).
The judgment is affirmed, substantially for the reasons
A- 49 September Term 2001
KATHRYN CASEY and SHEILA GAGLIANO,
CAROL De SANCTIS, JOHN EVERITT and THOMAS MORRISSEY, individually and as representative of
the subclass of non-recovering shareholders,
STUART L. PACHMAN, as interim representative of the subclass of recovering shareholders,
GEORGE G. BRENNAN, JOSEPH J. DiSEPIO, PATRICIA M. KEYS, FRANK T. KURZAWA, GEORGE
E. SCHARPF and HAROLD G. SMITH,
AMBOY BANCORPORATION, a New Jersey corporation and NEW AMBOY, INC., a New Jersey
JONATHAN HEILBRUNN, ROBERT D. ODONNELL and CARMEN YACUZZIO,
The procedural history and factual background are set forth in the Appellate Divisions opinion. Casey v. Brennan, 344 N.J. Super. 83 (2001). Defendant Amboy Bancorporation served as a bank holding company, a shell with one class of stock and one subsidiary, Amboy National Bank, that conducted its business in thirteen branches in Central New Jersey. Id. at 93. Transactions in Amboy stock were handled by market-makers instead of through public trading on a stock exchange and [d]uring the relevant period, Amboy had 420 shareholders. Ibid.
Because Amboy was extremely successful, it generated far more profits than it needed as capital to continue its operations. In essence, Amboy was accumulating capital at a much higher rate than the growth rate of its assets. Accordingly, the return on equity was decreasing.
Although Amboy tried to remedy the situation by developing strategic plans including, three unsuccessful attempts to buy other banks, id. at 93, the company was still accumulating capital faster than other assets by the spring of 1997, id. at 94.
Ultimately, Amboy's board of directors decided to pursue Subchapter S status. In order to obtain Subchapter S status, Amboy had to reduce its shareholder base to less than seventy-five qualified shareholders. It retained counsel, tax experts and a valuation expert. One of the reasons for pursuing Subchapter S status was Amboy's belief that it could not solve its excess-capital problem simply by increasing the dividend, because that would subject too much income to double taxation, once at the corporate level and again at the shareholder level.
Robert Walters, the chairman of Bank Advisory Group, Inc. (BAG) a community bank advisor specializing in valuation, reorganizations, and mergers and acquisitions, was hired to provide a financial fairness opinion for the proposed transaction that would transform the company into a Subchapter S entity.
On September 10, 1997, Amboy sent all shareholders notice of a forthcoming shareholder vote on a proposal to restructure Amboy to qualify for taxation as
a Subchapter S status "closed corporation." The notice stated that shareholders currently owning a sufficient number of shares, estimated at 15,000, would continue to be shareholders. Those owning fewer shares would "receive cash in exchange for their shares and cease to be shareholders," unless they took advantage of "the opportunity to purchase additional shares."
On September 16, 1997, Amboy and New Amboy, Inc. executed a merger agreement. New Amboy, Inc. was a shell corporation. Under the plan, Amboy would merge into it and be given the name Amboy Bancorporation. That same day, Amboy's board met and scheduled a shareholder's meeting for November 19, 1997, to vote on the plan. . . .
On October 24, 1997, BAG gave Amboy a financial fairness opinion in which
it concluded that the price of $73 per share was "fair, from a
financial standpoint, to all shareholders of the Company, including those shareholders receiving the
Cash Consideration. . . ."
[Id. at 95 (emphasis added) (footnote omitted).]
All shareholders were sent a notice of a special meeting to vote on the plan and a proxy statement, which shareholders were urged to mark and return so that their shares would be voted in accordance with [their] wishes. Id. at 96.
The proxy statement explained that, under
the proposed plan, shareholders who did not own the minimum number of shares and did not "perfect their dissenters' rights" would receive $73 in cash for each share they owned. The plan was designed to result in a maximum of fifty-five continuing shareholders.
In sum, the merger plan provided that shareholders who owned 15,000 shares of Amboy, or who purchased Amboy shares in order to increase their holdings to 15,000 shares, would continue to be shareholders. All other shareholders would receive cash. For plaintiffs Casey and Gagliano, who each owned 5030 shares of Amboy prior to the merger, the purchase right was not a feasible option because they did not have the financial resources to buy enough shares to acquire the minimum of 15,000 shares.
In November 1997, the merger was approved by a vote of more than two-thirds of the shares voted at the special meeting. The directors who had initiated the transaction controlled enough votes to ensure approval of the merger. Shareholders with fewer than 15,000 shares who voted against the merger ultimately cashed out by accepting the $73 per share payment. Nevertheless, Casey and Gagliano refused to take cash for their shares. Plaintiff Susan Hermanos, who also voted against the merger, refused the cash offer as well. Hermanos owned more than 15,000 shares, however, and was able to perfect her dissenters rights in accordance with N.J.S.A. 14A:11-2 because she received stock rather than cash pursuant to the merger.
On December 5, 1997, plaintiffs Casey and Gagliano
filed suit in the Chancery Division, Union County, against Amboy Bancorporation, the individuals on its board of directors, and New Amboy, Inc. They alleged that defendants misrepresented the terms of the merger and failed to offer a price that represented the statutorily mandated "fair value" to the detriment of shareholders who were required to sell their shares. They sought to enjoin or rescind the merger and to obtain fair value.
Casey and Gagliano later filed an amended complaint, alleging that they possessed all the rights of statutory dissenters including the right to recover fees pursuant to N.J.S.A. 14A:11-1 to -11. They also alleged that defendants had failed to inform them of their statutory right to dissent and to be paid fair value as statutory dissenters in violation of N.J.S.A. 14A:10-3(1).
In May 1998, Caseys and Gaglianos action was consolidated with two other actions. Both were class actions, one brought by plaintiffs Carol De Sanctis and John Everitt who had voted their shares against the plan, and included similar allegations of the misleading nature of the merger and the failure to offer fair value. Id. at 97. The other class action complaint had been filed by Thomas Morrissey who also voted his shares against the plan and made similar allegations. Hermanos intervened to pursue her statutory right to fair value. Ibid.
During the trial each party presented expert witnesses who provided opinions with regard to the fair value per share of the Amboy stock at the time of the transaction. Plaintiff Everitt had sent a copy of the proxy statement to Dan Westlake, an expert who ran the Mergers and Acquisitions Department at Principal Securities Corp., and [] formerly a governor of the Federal Reserve Board . . . [who] considered the [Amboy] plan an example of how banks were using Subchapter S status as an avenue to squeeze out small shareholders in a way that Congress had not intended. Westlake also said BAG is known as a Subchapter S Squeeze-out machine. Id. at 99. The trial court appointed its own expert to assist in determining the fair value of the shares of the stock.
The trial court rendered an oral opinion in April 1999.
[It] concluded that since the directors were also majority shareholders of Amboy, and would have benefitted from the merger, they had potential conflicts of interest with the minority shareholders. Accordingly, [it] imposed upon them the burden of showing that all material facts concerning the merger were fully disclosed.
The trial court held that the proxy statement was materially deficient, id. at 103, and that the representation that the price of $73 per share was fair to minority shareholders was misleading, erroneous and incomplete, id. at 104. Thus, he found, the vote of the consenting shareholders who participated in the approval of the transaction was not a fully informed shareholders vote. Id. at 104. However, the court refused to impose liability on the individual directors because they had relied on their financial and legal experts in good faith. After a meticulous analysis of the testimony and opinions of the experts, the court found that the fair value for the Amboy shares was $90 per share. Ibid.
Judgment was entered for all plaintiffs except those who had cashed out and were estopped from recovery. Ibid. Pre-judgment interest was awarded as well. In addition, Hermanos, whose receipt of stock qualified her for statutory dissenters rights, was awarded counsel fees, expert fees, and costs. However, the court determined that pursuant to N.J.S.A. 14A:11-1, plaintiffs with less than 15,000 shares, such as Casey and Gagliano, did not have dissenters rights because they were to receive cash in exchange for their shares under the plan of merger. Therefore, although Casey and Gagliano prevailed in their contention that the cash price per share was inadequate and that the proxy material was deficient, they were not entitled to an award of counsel fees, expert fees or other such costs.
Plaintiffs DeSanctis, Everitt and Morrissey appealed on behalf of themselves and the class, seeking recovery for those who cashed out and surrendered their shares, an increase in the determination of fair value of the shares, and the imposition of personal liability on the individual defendants. Defendants cross-appealed seeking reversal, including a decrease in the fair value determined by the trial court, and reversal of the fees and costs award to Hermanos. Casey and Gagliano appealed seeking an increase in fair value as well. They also appealed the trial courts decision denying them an award of counsel fees, expert fees and costs.
The Appellate Division affirmed the trial courts decision in part, reversed in part, and remanded. The court stated:
Shareholders of a New Jersey corporation who would receive shares in the company resulting from a merger that would not be traded on a national exchange, like the continuing shareholders and Hermanos, have a statutory right to dissent from the merger, N.J.S.A. 14A:11-1(1)(a)(i)(B)(x), and to receive the "fair value" of their shares, N.J.S.A. 14A:11-3(2). However, the statute by its express terms excludes those who would receive only cash for their shares, like the minority shareholders here. N.J.S.A. 14A:11-1(1)(a)(i)(B)(x).
However, the court held that
[n]evertheless, even those shareholders who do not qualify as statutory dissenters still have the right to claim fair compensation for their shares in the context of a cash-out merger, as an incident of the fiduciary duty of the majority to treat the minority fairly.
. . . .
The right to be treated fairly . . . is also consistent with
the restraint upon [the majority shareholders] of using their powers for their own
personal advantage to the detriment of the minority shareholders.
The court continued:
In our view, the dissemination of an inaccurate or misleading proxy statement in conjunction with a cash-out merger that sets forth an inadequate cash-out price is sufficient to allow non-statutory dissenters to challenge the merger, or claim fair compensation for their shares, unless otherwise precluded by some other statute, doctrine, rule or law. Thus, an allegation that the offered price is unfair is an adequate basis for inquiring into the fairness of the plan, particularly where, as here, it is bolstered by allegations that defendants' statements about the fairness of the price were misrepresentations. In these circumstances our public policy requires that shareholders be permitted to challenge the valuation even though they may not qualify as statutory dissenters. Accordingly, the judge correctly allowed all shareholders to challenge the valuation of the shares.
[Id. at 107 (citation omitted)(emphasis added).]
The Appellate Division found that the record clearly supported the trial courts conclusion that the proxy statement was materially deficient and misleading, and that the directors had breached their duty of fair dealing with the minority shareholders. Id. at 110. However, the Appellate Division was concerned about the valuation methods applied by the trial court and remanded the case for a recalculation of what constituted fair value of the Amboy shares. Id. at 113-15. Specifically, the court held that a control premium should be considered in order to reflect market realities and that [b]ecause the [trial] judge determined that a control premium was prohibited as a matter of law we are constrained to reverse and remand to permit the judge to consider what, if any, impact a control premium should have on the valuation of stock. Id. at 113. The court further held that the trial court had erred in denying recovery to those shareholders who had voted against the merger transaction but cashed in their shares. Id. at 120.
The Appellate Division also affirmed the trial courts determination that counsel fees, expert fees and costs should not be awarded to plaintiffs Casey and Gagliano because they did not qualify as statutory dissenters. Id. at 122. The court noted that not all shareholders who oppose corporate transactions qualify as statutory dissenters because the statute contains exemptions. Relying on N.J.S.A. 14A:11-1(1)(a)(i)(B), the court declared that one of those exemptions covers a shareholder who will receive cash alone in exchange for. . . shares under the plan of merger or consolidation. Id. at 123.
This provision covered Casey and Gagliano because they would be cashed-out under the plan as shareholders since they had fewer than 15,000 shares and had no intention or prospect of buying more. Since Hermanos would not be cashed-out under the plan, she qualified as a statutory dissenter, while Casey and Gagliano did not since they were to receive only cash under the plan.
Relying on N.J.S.A. 14A:11-10, the Appellate Division held that the trial court correctly concluded that Hermanos, who qualified as a statutory dissenter, was entitled to an award of counsel and expert fees, id. at 124, but that Casey and Gagliano, whose only option was to receive cash if they did not purchase additional shares, did not qualify as statutory dissenters and thus were not entitled to such fees and costs, id. at 125-26.
The court rejected Casey and Gaglianos argument that the statutory cash exception applied only to those transactions in which all the shareholders are being cashed out. The panel stated that the statute is clear and unambiguous . . . [leaving] no room for judicial interpretation or resort to rules of construction or extrinsic matters. Id. at 125. Although the court recognized the apparent inconsistency of awarding fees to Hermanos while denying them to Casey and Gagliano, it concluded that it lacked the authority to remedy the discrepancy. Ibid.
Amboy filed a petition for certification challenging the ruling adverse to its interests, and the class-action plaintiffs filed a petition for certification on the fair value issue. Plaintiffs Casey and Gagliano filed a cross-petition for certification that focused on the narrow issue of the denial of attorney and expert fees and costs. We granted certification solely on Casey and Gaglianos cross-petition and denied the other petitions. Casey v. Brennan, 170 N.J. 389 (2001).
Initially, New Jerseys dissenters rights statute did not include a cash exception to the appraisal remedy in merger or consolidation transactions. N.J.S.A. 14A:11-(1)(a)(1969) (amended by L.1973, c. 366, §60, eff. May 1, 1974.). The statute did and still does include a cash exception to the appraisal remedy for transactions concerning [a]ny sale . . . of all or substantially all of the assets of a corporation . . . where such transaction is wholly for cash. N.J.S.A. 14A:11-1(1)(b)(ii)(A)(2002)(emphasis added).
In 1973, the Legislature amended the statute and added a cash exception to dissenters rights in merger transactions. The statute now provides that [a] shareholder shall not have the right to dissent from any plan of merger . . . for which, pursuant to the plan . . . he will receive (x) cash, (y) shares, obligations or other securities . . . , or (z) cash and such securities. N.J.S.A. 14A:11-1(1)(a)(i)(B).
The Commissioners Comment to the amendments states that there is no appraisal right for a shareholder who will receive upon consummation of any such transaction [merger, consolidation, or sale of assets] cash, securities which are either listed on a national securities exchange or held of record by not less than 1,000 holders, or a combination of cash and securities. N.J.S.A. 14A:11-1, cmt. The Final Report of the Corporation Law Revision Commission regarding the amendments demonstrates that the objective was to harmonize the treatment of dissenters rights in both merger and sale of assets transactions:
The proposed amendment to section 14A:11-1 removes certain ambiguities and inconsistencies regarding shareholder appraisal rights. Under the amended section, . . . shareholders will not have the right of dissent from a merger, consolidation or sale of assets in either of the following situations: (a) if prior to the transaction the shareholders own stock which is listed on a national securities exchange . . ., or (b) if upon consummation of the transaction the shareholders will receive cash, shares or other securities which will be listed on a national securities exchange. . . In its present form, section 14A:11-1 is inconsistent in approach as between mergers and consolidations on the one hand, and sales of assets on the other.
Similar to the New Jersey statute, the Model Business Corporation Act also includes a cash exception for a sale of assets transaction. Section 13.02 provides that [a] shareholder is entitled to dissent from . . . a sale of . . . substantially all, of the property of the corporation other than in the usual and regular course of business . . . but not including . . . a sale for cash pursuant to a plan by which all or substantially all of the net proceeds of the sale will be distributed to the shareholders within one year after the date of the sale. Model Bus. Corp. Act Ann. §13.02. Although the language wholly for cash is not used, the comment following that section clearly explains that a sale for cash means that all shareholders must receive cash and further explains the rationale behind the cash exception:
An exception is provided for sales for cash pursuant to a plan that provides for distribution within one year. These transactions are unlikely to be unfair to minority shareholders since majority and minority are being treated in precisely the same way and all shareholders will ultimately receive cash for their shares.
[Model Bus. Corp. Act Ann. §13.02, Official Comment 1(3) at p. 13-15 (3d
ed. 1997)(emphasis added).]
The reason the Legislature did not include the same language, wholly for cash, to describe the cash exception in merger transactions as it used in the sale of assets subsection is unknown. However, it is evident from the Commissioners Comment and the Final Report of the Commission that the amendments were intended to harmonize the statutes and eliminate inconsistencies between dissenters rights in both merger and sale of assets transactions. The commentary ignores the distinction between the language describing the cash exception for merger transactions and the wholly for cash language used to describe the cash exception in a sale of assets transaction, implying that the difference is inconsequential.
Construing the statute to deny dissenters rights in a merger transaction in which only minority shareholders receive cash would be inconsistent with the amendments purpose of removing inconsistencies between merger and sale of assets dissenters rights. It also would be inconsistent with the purpose of the exception because, if minority shareholders get cash and insider shareholders receive stock, the assurance of equality that justifies the exclusion of dissenters rights in wholly for cash transactions is absent. Thus, if the Commission intended to create symmetry between the two provisions, the cash exception in the merger statute should be construed consistently with the cash exception in the sale of assets provision. There is no plausible reason for providing minority shareholders more expansive statutory dissenters rights in asset sale transactions than is provided for shareholders who receive cash in merger transactions.
More importantly, such a construction is inconsistent with the rationale behind the cash exception as explained in the comments to the Model Business Corporation Act. Dissenters rights are unnecessary when all shareholders are treated the same. However, in a transaction where shareholders are treated differently, especially in a cash out merger transaction, the appraisal remedy protects the interests of minority shareholders from unfair treatment. The Appellate Division recognized the minority shareholders right to be treated fairly and, in effect, provided them with equitable appraisal rights, but deprived them of the additional remedies available to statutory dissenters.
This Court has recognized that [w]here a literal reading [of a statute] will lead to a result not in accord with the essential purpose and design of the act, the spirit of the law will control the letter. Aponte-Correa v. Allstate Ins. Co., 162 N.J. 318, 323 (2000)(citing Jersey City Chap. Prop. Owners Protective Assn v. City Council, 55 N.J. 86, 100 (1969)). As Justice Jacobs stated, [w]hen all is said and done, the matter of statutory construction . . . will not justly turn on literalisms, technisms, or the so-called formal rules of interpretation; it will justly turn on the breadth of the objectives of the legislation and the commonsense of the situation. Ibid.
Construing the statute to deny dissenters rights in merger transactions where some shareholders are offered only cash while other shareholders retain stock in the new entity is contrary to the policy reasons, purpose and design of dissenters rights and the rationale for the cash exception, especially in the context of cash out mergers. In addition, the obvious incongruity in awarding counsel and expert fees to Hermanos but not to Casey and Gagliano reveals how a literal reading of the statute that ignores the spirit and purpose of dissenters rights will lead to unreasonable results.
Although plaintiffs Casey and Gagliano were to receive cash for their shares pursuant to the merger agreement, the cash per share offered them was found by the trial court to be significantly inadequate, and the insider shareholders received shares of stock constituting a controlling interest in the surviving bank entity. The literal reading of the statute by the lower courts denied Casey and Gagliano dissenters rights. In my view, the cash exception to dissenters rights in the merger statute should be construed harmoniously with the cash exception in the sale of assets statute. I would reverse the judgment of the Appellate Division.
JUSTICE LONG joins in this opinion.
KATHRYN CASEY and SHEILA
CAROL De SANCTIS, et al.,
STUART L. PACHMAN, etc.,
GEORGE G. BRENNAN, et al.,
DECIDED July 16, 2002
This archive is a service of Rominger Legal.
LEGAL HELP FORUM - Potential Client ? Post your question.
LEGAL HELP FORUM - Attorney? Answer Questions, Maybe get hired!
LAW - All 50 States - Federal Courts - Try
it for FREE
now have full text legal news
drawn from all the major sources!!
Ask Your Legal Question Now.
Pennsylvania Lawyer Help Board
Find An Attorney
Created and Developed by
Rominger Legal
Copyright 1997 - 2010.
A Division of


text:
Claim Your Business
Is this your business?
With a free Houzz profile, you can:
- Be found by over 20 million homeowners
- Create a free, beautiful, mobile-ready website
- Collaborate with clients more effectively
Shoreham, NY 11786, United States
1,088 Landscape Contractors in New York
Deck and Patio Company "Outdoor Living Experts" (631) 549-8100
Huntington Station NY, NY, 11746, United States
Deck and Patio Company, located on Long Island we are the area's most awarded Landscape Swimming pool and Outdoor Living Design Build firm, Located in Huntington Station New York,... Read More
Statile & Todd (908) 204-9918
Far Hills, NJ, 07931, United States
Statile & Todd is a design build landscape contracting firm that works in the metro nyc area. We work with other Landscape Architects, Architects and builders to create... Read More
Parker Homescape, LLC (908) 626-1100
Basking Ridge, NJ, 07920, United States
Parker Homescape is an award winning landscape design and construction firm with a reputation for excellence in all aspects of outdoor home and commercial improvement. Over the... Read More
BJL Aquascapes (908) 675-0835
Colts Neck, NJ, 07722, United States
BJL Aquascapes is in Monmouth County N.J. specializes in natural-looking ponds, waterfalls, water gardens, and other aquatic landscape features. Certified Aquascape Contractor,... Read More
Morano Landscape (914) 698-4065
Mamaroneck, NY, 10543, United States
Established over 50 years ago, Morano Landscape Ltd. is a family owned and operated company based in Mamaroneck, NY that takes pride in offering superior quality products and... Read More
Liquid Designz LLC (201) 264-8040
Washington Twp, NJ, 07676, United States
Our expertise falls within the design and build phase of high-end craftsmanship and detailed artistry. Liquid Designz's slogan, "Second only to Nature" accentuates the cohesive... Read More
Exclusive Stoneworks, LLC (201) 939-2492
Lyndhurst, NJ, 07071, United States
Exclusive Stoneworks, LLC strives to surpass our clients expectations by developing all inclusive, creative, cost effective solutions. Our professional staff guides clients... Read More
Atlantis Water Gardens (973) 627-0515
Denville, NJ, 07834, United States
Design & Install firm for Water Gardens, Ponds, Streams, Waterfalls & Decorative Water Features Atlantis Water Gardens was voted 2010 Certified Aquascape Contractor of the Year... Read More
Bahler Brothers (860) 610-2030
South Windsor, CT, 06074, United States
We're a design/build landscape contractor that specializes in Elegant Outdoor Living. Designed. Built. Enjoyed. Read More
Elite Landscapes & Pavers INC (732) 993-6436
Freehold, NJ, 07728, United States
Landscape Design and Build Firm. Combining State of the Art Designing & highly skilled craftsmanship to create High Quality Outdoor Living Spaces. Read More
Natural Choice Landscaping (860) 872-2610
Tolland, CT, 06084, United States
Natural Choice Landscaping specializes in the design and construction of patios, walkways, steps, retaining walls and outdoor kitchen and bar areas. We also offer complete... Read More
Sterling Horticultural Services (973) 252-0600
Flanders, 07836, United States
The creation and care of beautiful outdoor living spaces and gardens. We satisfy the horticultural desires of our clients while addressing the conditions of the property and... Read More
Monello Landscape Industies, LLC (973) 706-5097
Wayne, NJ, 07470, United States
Landscape Read More
Thomas Flint Landscape Design & Development (201) 327-5162
Ramsey, NJ, 07446, United States
Thomas Flint Landscape Design & Development is an award winning design build firm serving the New Jersey tri-state area. From hand-tooled stone retaining walls and patios to... Read More
Greenview Designs, LLC (609) 466-3080
Hopewell, NJ, 08525, United States
Greenview Designs is a design build landscaping company, serving central New Jersey and Bucks County PA in the landscape and hardscape business since 1987. Let us put our... Read More


text:
Any runner worth their weight knows the standard rule that one should replace his or her running shoes approximately every 500 miles. This is, of course, a general rule, and some people are lucky enough to get another 100 miles out of a great pair or shoes, while others begin showing signs of pain, injury, soreness, and other tell tale signs that it's time to replace your shoes after a measly 400 miles.
In 2009, however, a little book called Born to Run was published and launched a huge barefoot and minimalist running shoe craze across the country. Although the intensity of the crazy has died down a bit, there are still a fair number of runners out there running in minimalist shoes, and even more of us who are still quite curious, but just haven't worked up the fortitude to spend the $80 and give it a try. As I sat down this week to order a new pair of running shoes, I faced the decision yet again of whether to go with what I know, or give the minimalist shoe a chance. I know exactly how many miles I can get out of my favorite Asics, so I thought researching how many miles the average minimalist shoe gets may just be the key to convincing me to step on the bandwagon (granted, 4 years late) and give it a try.
First, let's be straight about why traditional running shoes need to be replaced approximately every 500 miles. They include padding, gels, inserts, air pockets, and molded soles intended to help runners correct typical running form mistakes, such as pronation (your ankle rolls in as you push off the ground). These things wear down over time and no longer offer the same standard of support. A runner learns quickly what their body's signs of running on worn shoes are, such as shore feet, ankles or hips, and shin splints.
Most minimalist shoes offer none of those extras. They are essentially just an extra layer around your foot, intended merely to protect feet from extreme heat or cold and sharp objects like glass and some sticks or rocks. Without all the support fluff, the only thing to wear down on minimalist shoes is the sole. There's no guessing game about if/when to replace your minimalist shoes – just turn them over; if there is a hole anywhere in the sole, it's time for a new pair. If the sole is in tact, keep on running.
Basically, minimalism shoes also require minimal record keeping, as you don't really need to keep track of your miles to know when you're nearing 500. However, for those of us stuck on the mileage counter, I wanted at least a ballpark figure of how long a pair of minimalist shoes might last. My research across multiple minimalist runners' blogs reveals a wide variety of answers, yet one thing in common – they all claimed to last significantly longer than traditional running shoes. We're talking, more than 1,000 miles between each new pair of minimalist shoes.
Honestly, for potentially more than double the mileage out of a pair of shoes that costs the same as my regular pair, I think I finally have the gall to give it a go. Now, I'll just have to decide which pair to try, although research is pointing strongly to a pair of Merrells.
By: Audra Rundle


text: You have to give your fingerprints. If you are 15 years old or over and the police suspect that you have committed an offence, they can take your fingerprints. If you refuse they may use reasonable force to take them. If you are between 10 and 14 years of age, you can refuse to give your fingerprints unless both you and a parent or guardian agree, or the police obtain a court order.


text:
now Ł10.00 was Ł20.00
This wonderful skirt comes in a lovely embossed textured fabric whilst the panels ensure a full skirt. Wear with a plain camisole for an easy chic look, available in both jade and taupe, with an elasticated waistband.
Model is 5"6 (168cm) and wears size 12.
|29 inches
|Product Care:
|Machine Washable at 40 Degrees


text:
Purdue's giant drum sounds better, but it's no longer largest
The Associated Press November 29, 2013 9:14AM
Updated: November 30, 2013 7:55PM
WEST LAFAYETTE — The Purdue University marching band's giant drum is in better shape than it has been in years, although its claim of being the world's largest drum is no longer so.
The drum that is rolled out for every home football game underwent an extensive rehab before this season. Purdue research machinist Michael Sherwood replaced dozens of bronze brackets, hooks and tie rods that dated from the drum's construction in 1921 with stainless steel hardware.
The work eliminated a rattle that the drum had developed, giving it a better tone, Sherwood said.
"I've heard the drum throughout the years," Sherwood said. "You could tell it sounds more like a drum. It's something I haven't heard out of that thing before. It wasn't a rattle. It wasn't a buzz. You just hit it and it sounded good."
"World's Largest Drum" is written atop its face. But the Journal & Courier reports Purdue officials wouldn't release details on its dimensions, saying that was a trade secret in denying a public records request.
The newspaper's research found that Purdue announced the drum size as 7 feet, 3 inches in diameter when it debuted in 1921. The Guinness World Record holder is a South Korean drum with a diameter of 18 feet, 2 inches — and the University of Missouri has a 9-foot drum and the University of Texas has one with an 8-foot diameter.
At the newspaper's request, Purdue mechanical engineering professor Steve Wereley calculated the drum's size based upon a photograph of the drum on the football field. Using the field's yardage hash marks as a guide, he estimated the drum's diameter to be 7 feet, 5 inches.
"Basically, they're holding it up to a tape measure," Wereley said. "They're always pushing this thing across the football field, which is measured really nicely."
Spokeswomen for the Purdue administration and the marching band didn't immediately reply Thursday to emails from The Associated Press seeking comment.
Sherwood, who declined to discuss the drum's size, said the drum's troubles came from mishandling and simple aging.
"I wanted to try to keep it as original as possible, but there were limitations," Sherwood said. "The end result ended up being better than the casted parts."


text:
What does WFPP mean in Law & Legal?
This page is about the meanings of the acronym/abbreviation/shorthand WFPP in the Community field in general and in the Law & Legal terminology in particular.
Wide Fleet Protection Program
Find a translation for WFPP in other languages:
Select another language:
Discuss this WFPP abbreviation with the community:
Use the citation below to add this abbreviation to your bibliography:
"WFPP." Abbreviations.com. STANDS4 LLC, 2014. Web. 26 Dec. 2014. <http://www.abbreviations.com/term/141897>.
WFPP also stands for:
- Waterfronts Florida Partnership Program
- Waterloo Fast Pyrolysis Process
- Weak Fixed Point Property
- WeFunk Playlist Project
- Well Field Protection Program
... and 7 more »
Nearby & related abbreviations:
Alternative search:
- Search Wide Fleet Protection Program on Amazon.com
- Search Wide Fleet Protection Program on Google


text:
Tour Corbin Bernsen's California Home
Actors Corbin Bernsen and Amanda Pays took a hands-on approach to renovating and decorating their Southern California home, instilling personality through architectural salvage and vintage bargains.
By Kevin Sessums
The Family
"This house is a combination of the trips we've taken and the experiences we've had," Amanda says. "It's the evolution of Corbin and me for the last 24 years."
In this photo: Corbin and Amanda join sons (from left) Angus, Finley, Henry, and Oliver in the backyard. Corbin built the benches; his brother, Collin, made the matching table.


text:
December 20, 2014
COCKE COUNTY, Tenn. (WVLT) -- Deputies arrested Teresa Jane Miller at her Newport home Wednesday. According to the Cocke County Sheriff's Department, she was found in a bathroom.
The arrest came after a Green County Grand Jury met Tuesday and indicted her for 1st Degree Murder.
She's accused in the murders of Courtney Thompson and Terrance Stewart homicide that took place on March 11, 2012.
Three others are already charged in the murders.
To comment, the following rules must be followed:
Comments may be monitored for inappropriate content, but the station is under no legal obligation to do so.
If you believe a comment violates the above rules, please use the Flagging Tool to alert a Moderator.
Flagging does not guarantee removal.
Multiple violations may result in account suspension.
Decisions to suspend or unsuspend accounts are made by Station Moderators.
Links require admin approval before posting.
Questions may be sent to email@example.com. Please provide detailed information.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


text:
Learn more about GOgroove Professional GG-PAL-BOT 2.0 Speaker System - 4 W RMS - Green - USB:
Portable, rechargeable speaker system with enhanced bass
Get ready for OUT OF THIS WORLD audio! The GOgroove Pal Bot Sound System is an astounding, portable and rechargeable audio solution suited for Android device enthusiasts. The compact, yet powerful design pairs well with any tablet, smartphone, laptop or MP3 player to deliver room-filling audio you can share with peers. Unique features include moving arms, retractable audio cable, glowing eyes, a passive woofer for enhanced bass and a staggering 6-hour battery life. Power-up and groove-on with the GOgroove Pal Bot!
Customer Reviews of GOgroove Professional GG-PAL-BOT 2.0 Speaker System - 4 W RMS - Green - USB
Sounded better than I expected7/14/2014
It sounds pretty good, bass could be a little deeper and richer, but it actually sounds really good for a $15 speaker.
Good for the price7/11/2014
Expecting it to be a little bigger and more powerful. But good value for the price.
Surprisingly good sound7/9/2014
Love this little speaker. Clear stereo sound with a little bass too. About 4 1/2 inches tall. Not wireless, but convenient with retractable cord.
Cute yet very Useful!7/7/2014
It is such cute figure with nice blue eyes when fully charge ... Plus handy and you just want to play with him ! I got two
Good Android speaker7/7/2014
Cute speaker. Works as described, could be louder. Wish it were wireless.
Ohh this thing is LOUD. It sounds good as well. Great Buy!
View all buying options for GOgroove Professional GG-PAL-BOT 2.0 Speaker System - 4 W RMS - Green - USB
Customer Satisfaction Guaranteed
Shipping: Usually ships in 1 to 2 business days
Condition: Brand New
About the Seller
Seller Description
Marketplace Guarantee ClaimBuyers should receive Marketplace items in the condition that they were listed. We ask buyers to first contact the seller to give them a chance to address any issues. If the seller does not respond or if the issue is not addressed to the customer's satisfaction buyers can rely on our Rakuten.com Marketplace Guarantee Claim which, covers the first $750 of every purchase... read more
Returns Policy
All returns require a Return Merchandise Authorization (RMA) number.
An RMA number can be o...read more
Shipping Info
We ship orders via FedEx, UPS, and the U.S. Postal Service (USPS) depending on total shipment weight and the shipping speed indicated at checkout:
|Shipping Details
|3-7 Days
|1-3 Days
|USPS or
FedEx Ground
|FedEx Express
If the delivery location is unable to accept shipments from a certain carrier please notify Customer Service immediately so we can attempt to intercept your order.
PO Box & APO/FPO/AE Shipments: "Standard" shipments sent to PO Boxes and APO/FPO/AE addresses will typically ship via USPS First Class Mail. If you are a member of our US Armed Forces, thank you for your service! While you are serving overseas please allow 18 - 32 business days to receive your order.
Signature Required: At the option of the carrier and the delivery driver some shipments may require a signature. If you are unable to be at the delivery address at the time of delivery it is best practice to leave a signed note for the delivery driver with instructions on where to leave the package. Most delivery services will attempt delivery to your location 3 times.
If you have any specific questions or concerns regarding shipping please contact us prior to placing your order. Our customer service team will be happy to assist you.


text:
Mark Wahlberg Wants to Mount a Sequel to The Fighter
The Fighter finished up its healthy theatrical run with a pair of Oscar wins, but star Mark Wahlberg wants one more chance to get in the ring. "I got bit by the bug, and now I'm trying to plant the idea in everyone's head that we should do — not five or six Fighters like Rocky — but one more because the big thing that Micky Ward was famous for was his three epic battles with Arturo Gatti," Wahlberg told EW today. "So we're talking about possibly taking one more run at it." But would Christian Bale really be willing to lose the weight again? (We all know Melissa Leo would put that shellacked wig back on in a heartbeat, then take out ads crowing, "I'm back, bitches!") "Everybody had such an amazing experience making the movie that I can't imagine they wouldn't want to go back," said Wahlberg. "But it's still kind in the early stages." [Inside Movies/EW]


text:
William O'Mara
Title: Adjunct Faculty, History
Department: History
Office: LCH A342
Phone Number: 3389
Email Address: email@example.com
Affordable Learning Initiatives
Show All Courses
HIS 120: World History I (Fall 2013)
HIS 121: World History II (Spring 2014)
HIS 315: Twentieth Century Europe (Spring 2014)
HIS 120: World History I
Fall 2013.
Student enrollment data not available for this course.
Textbooks/Resources Used
Ecological Imperialism available to students free of charge.
CLICK HERE TO ACCESS via EBSCOhost.
Student Savings
Ecological Imperialism
Savings per student for this resource: $34.25
List Price: $34.25
Price through EBSCOhost: $0.00
Savings per student for this course: $34.25
Full Citations for Course Resources
Crosby, Alfred W. Ecological Imperialism: The Biological Expansion of Europe, 900 - 1900. Cambridge [u.a.: Cambridge Univ. Press, 2004.


text:
by Roberta Duyff, MS RDN FAND
Braise, broil, poach, simmer … What does it all mean? Whether you are new to the kitchen or just need a refresher, understanding the basics of common cooking techniques will help you navigate through recipes and get healthy meals on the table with ease. Here are some terms and definitions to get you started:
Braise: to simmer over low heat in liquid-water, broth, or even fruit juice-in a covered pot for a lengthy time.
Broil: to cook with direct heat, usually under a heating element in the oven.
Grill: to cook with direct heat directly over hot coals or another heat source.
Panbroil: to cook uncovered in a preheated, nonstick skillet without added fat or water.
Poach: to cook gently in liquid, just below boiling.
Roast: to cook uncovered with dry heat in the oven.
Sauté: to cook quickly in a small amount of fat, stirring so the food browns evenly.
Simmer: to cook slowly in liquid, just below boiling.
Steam: to cook with steam heat over (not in) boiling water, or wrapped in foil or leaves (such as lettuce or banana leaves) packets, over boiling water or on a grill.
Stew: to cook in liquid, such as water, juice, wine, broth, or stock, in a tightly covered pot over low heat
Stir-fry: to cook small pieces of meat, poultry, fish, seafood, and/or vegetables in a very small amount of oil, perhaps with added broth, over very high heat, stirring as you cook.
Involve your child in the cutting, mixing and preparation of all meals. Even a snack can be healthy.
Sit down together as a family to enjoy a wonderful meal and the opportunity to share the day's experiences with one another.
To encourage a healthy lifestyle, get your children involved in selecting the food that will appear at the breakfast, lunch or dinner table.
Keep all your favorite Kids Eat Right recipes in one place.
Kids Eat Right is a joint initiative between:
Join us in making quality nutrition a reality for all kids.
Printed from the www.kidseatright.org website.
© 2014 All rights reserved. Academy of Nutrition and Dietetics


text:
God the Cosmic Gardener
I began to imagine God taking delight in watching the universe slowly unfold and grow, much like my wife and I delight in the slow transformation of seeds into a bountiful harvest.
The Resource Finder has powerful filtering features — check out the tutorial to learn more.
I began to imagine God taking delight in watching the universe slowly unfold and grow, much like my wife and I delight in the slow transformation of seeds into a bountiful harvest.
If I studied science, allowed my intellect to thrive, and continued the pursuit of understanding how things work, I was convinced that I would be condemning my soul and forsaking my faith.
Evangelicals are skeptical of space exploration—but can pastors change this from the pulpit?
Many of this week's science links happen at the wondrous intersection of mystery and discovery.
All creation is the doings of God's hands, no matter how he did it. When I look at a painting, I can connect somehow with the painter, and the same goes with the universe and God.
I became such an expert in young-earth creationist theology and science that it turned into a wrecking ball for my faith.
Conflicts, collisions, and comets are the theme in this week's Saturday Science Links.
Does the human race all descend from two individuals? Genomic science says no, but it doesn't rule out the possibility that Adam and Eve were still historic persons.
In this week's edition, learn about amphibious dinosaurs, frozen bison mummies, and hummingbird combat.
Science is an honest and noble pursuit, evidence of human intellect and curiosity, and to turn away from these is to deny a very important part of who God created us to be in the first place.
In science news this week, read about magical nose cells, 45,000 year old thigh bones, and the weirdest looking dinosaur ever.
The former chair of the Harvard University physics department muses on how faith gives meaning to his scientific work.
The story of the Genesis Rock reminds us of how biblical and scientific accounts, despite their different purviews and purposes, remain inexorably linked in our understanding of origins.
My childhood in the evangelical church gave me the toolkit that led me to eventually accept the evidence for evolution, and marvel at the God who created it all.
Recent high-school graduate Jacob shares about his journey from young-earth creationism to evolutionary creationism, and how his faith was challenged and strengthened along the way.
In this video originally featured in March of 2012, Dr. David Finch, a biologist at New York University, discusses his thoughts on both Creationism and the effects of "new atheists" like Richard Dawkins.
Are black holes in trouble? Could life have come from space? What do we know about the religious lives of Indian scientists? Find the answers to these questions and more.
Read about the death of Wolfhart Pannenberg, still debating creation and evolution, and a really big dinosaur discovery.


text:
Audio & Multimedia
Music Sorter
Music Sorter 3.12
Music Sorter Productions, Inc.
Licence: Shareware
Price: $39.95
Sort music easily with Music Sorter. Music Sorter will sort and organize all your music collection automatically. Even if you have very large music collection (more than 19 000 of MP3 music files) all they will be sorted and your music collection will be maintained in ideal order with Music Sorter.
Sort music directly as you want: Sort all your music (including mp3 music of all types); Full automatic music sorting (just download music sorter and install); Accurate music sorting (duplicates removing); Easy music sorting (with user-friendly wizards).
Key features:
* Sort all your music
(including mp3 music of all types);
* Sort music automatically
(just download music sorter and install);
* Sort Music accurate
(no more duplicate music files);
* Sort music of all types
(all will be sorted - including MP3 music of all types);
* Sort music in one click
(with easy-to-use, step-by-step wizards);
* Sort music directly as you want
(with variety of music sorting methods);
* Sort music anywhere
(sort music anywhere - on local and network drives, sort music on CD and DVD disks, sort music on notebooks and desktop computers);
* Sort music collection fast
(even if you have thousands of MP3 music files - all they will be sorted automatically);
* Sort music accurately
(with intelligent duplicates removing);
* Sort music easily
(with user-friendly wizards)
* Sort MP3 music of all types
* Sort music in archives
(even if your music is packed in ZIP and RAR archives - it will be sorted too)
* Sort photos, videos and other media too
(not only music will be sorted - all your photos will be sorted too with such powerful media sorting tool as Music Sorter)
Want your music collection to be in ideal order? Just download and install Music Sorter - all your MP3 music and other media will be sorted in few mouse clicks - music sorting never was easier! All your MP3 music will be sorted with Music Sorter. More info and free download at Music-Sorter.com
Download: 15.14 MB
Related software
Sort MP3 Music easily? Then you need MP3 Sorter. This full-automatic MP3 sorter will sort and organize all your MP3 music - fast and exactly as you want. MP3 sorter is full-automatic ~ MP3 sorter is easy to use ~ MP3 sorter will sort ALL your music!
Helium Music Manager
Helium Music Manager takes care of all of your needs when it comes to enjoying your music - playback, tags, album art, sync, and CD burning.
CATraxx is a powerful music organizer database which will help you catalog a music collection of any kind, from vinyl records to CDs to MP3s.
Get Sort Text Lists Alphabetically, CSV Files, by Column or Ascending or Descending Order Software
Sort text lists alphabetically and easily using this software! Using this sorting software, you can: * Sort lists in ascending or descending order * Specify which column is the sortable column that you wish to sort by * Sort numeric
Album Tracker
Efficiently catalog a collection of music media with this music organizer program. A simple user interface makes searching, sorting, and scanning through music quick and easy. Much of this free program can be customized for your needs.
Related keywords
music download, social media player, instant music
upload music websites, create a music website, upl
flv music to m4a converter-conver flv, flash music
music editing software music editor
sheet music online music
organizing music music organizer
lisasoft flv music to mp3 music converter
music organizing music organizer
music sorting
sorting music
© 2014 "My Software List"
Submit software


text:
Return to Naval Historical Center home page. Return to Online Library listing
Photo #: USMC 86265
USS Aquarius (AKA-16) (left) and
USS Titania (AKA-13)
At Pavuvu, Russell Islands, 28 April 1944, after bringing veterans of the Cape Gloucester Campaign to a rest camp.
LCPs in the foreground, from USS Wayne (APA-54), are being used as water taxiis.
Photographed by Fitzgerald.
Note SC-2 radar antenna mounted atop Aquarius' forward kingposts.
U.S. Marine Corps Photograph.
Online Image: 99KB; 600 x 765 pixels
Reproductions of this image may also be available through the National Archives photographic reproduction system.
Click on the small photograph to prompt a larger view of the same image.
If you want higher resolution reproductions than this digital image, see "How to Obtain Photographic Reproductions."
Return to Naval Historical Center home page.
14 May 1999