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Fraud On My Credit Card
Posted by
ROSLYN HEIGHTS, NEW YORK -- November 18, 2011 at 1:48 in the afternoon I stopped at EXXON MOBILE on 225 Willis Ave Roslyn Heights NY (dealer: 9749748) for gas. I went inside the store and informed the cashier that I want 35.00 of gas on pump five I paid and signed the receipt. I began to pump the gas when the pumped stop at 30.95 I returned to the cashier and to informed him of the difference when he claimed "that he had already voided out the previous transaction and asked me to swipe my credit card again for the new charges of 30.95." I asked him twice for verification of the voided transaction in amount of 35.00 but he was unproductive with my request and refused to reply. I immediately called my credit card company before signing the second receipt and was informed that there was no record of a voided transaction in the amount of 35.00 but that there were two charges from EXXON MOBILE in the amount of 35.00 and 30.95 pending. I informed the credit card representative to void out the 35.00 charge, and she asked to speak with the cashier at EXXON for verification to complete the void process, which he did.
I should not be subject to this type of mismanagement of my money or time. Customer need to have a sense of value by the merchandise and that integrity should be the modeled of the organization and his/her employees.
This incident could have been avoided by keeping focused on relevant policy issues. No cashier should lie or negate to provide the necessary paperwork for a voided transaction. He was attempting to steal money from me by not voiding the previous transaction. Consumers should have a sense of loyalty and trust from the retailers that we do business with. The cashier did not have a name tag on but the SHIFT # is 000486. I am requesting compensation of 200.00 gas card for the infraction of the rules.
Olympia Miles
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Alain on 11/21/2011:
Where did you come up with the figure of $200? Just curious. Regardless, you can give a call to Exxon corporate in Texas at (972) 444-1000 to see if they can assist you with your request.
saj80 on 11/21/2011:
Why didn't you just pay at the pump, and stop at $35; wouldn't this have been the easiest method?
Anonymous on 11/21/2011:
Saj80> I never swipe at the pump, because regardless of how much I actually fill, they will automatically put a hold on your funds for up to $100. The inside debit/credit is a totally separate entity from the machine on the pump outside. Inside only deducts what you actually fill. Outside? I'm not giving anyone the right to place a temporary hold on my money that exceeds the actual purchase price. Phooey to that!
Kris10 on 11/21/2011:
There's a gas station near where I live that doesn't have the credit card device on the pump. And they request that you leave your card inside with them while you pump and then they only charge for the amount you pump. I only use cash there because I don't trust anyone with my card.
trmn8r on 11/21/2011:
J4A -> The OP used a credit card, not a debit card. With debit cards there are holds.
I use a credit card and always swipe at the pump - if there is a hold it is completely invisible to me - I think it is called a preauthorization in credit banking terms. Since I operate at about a 10% utilization this is a non-issue.
The root cause of having to jump through hoops in this case seems to be pay-at-the-pump was not available. I have used a credit card to buy gas for 20 years and can't remember ever having to prepay. I would go elsewhere or pay cash.
If a CC transaction is cancelled, there should always be a receipt provided if the transaction has been transmitted to the bank (some CC store's transactions only are sent once a day). I don't see evidence that the CSR was trying to "steal" the OP's money, and I don't believe the OP in entitled to anything except having the proper charge assessed. Giving someone $200 to make up for an alleged attempted theft doesn't make sense to me. It hasn't been proven and how do you put a price on something like that?
GenuineNerd on 11/22/2011:
Holds also depend on the bank and/or the gas station owner. Whenever I used my debit card, I know that Speedway, Get Go, and Circle K only put a $1 hold on my checking account. I usually use a credit card for gasoline, though. Most likely, the gas station that the OP used either does not have pay at the pump, or the customer chose to pay inside.
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We are all concerned about this issue, High Gas prices
Posted on
Let's see how it works?
Breakdown of Gas Prices
When you pump $20 dollars into your tank, that money is broken up into little pieces that get distributed among several entities. Gas is just like any other consumer product: There's a supply chain and several groups who are responsible for setting the price of the product. The media can sometimes lead you to believe that the price of gas is based solely on the price of crude oil, but there are actually many factors that determine what you pay at the pump. No matter how expensive gas becomes, all of these entities have to get their slice of the pie.
Let's look at where your money goes when you pay for gas:
· Crude oil - The biggest portion of the cost of gas -- as of April 2007, that's about 50 percent -- goes to the crude-oil suppliers. This is determined by the world's oil-exporting nations, particularly the Organization of the Petroleum Exporting Countries (OPEC), which you will learn more about in the next section. The amount of crude oil these countries produce determines the price of a barrel of oil. Crude-oil prices averaged around $37 per barrel (1 barrel = 42 gallons or 159.6 L) in 2004 (Source: U.S. DOE). And, after Hurricane Katrina, some prices were almost double that. In May 2007, crude-oil prices averaged around $60 per barrel (1 barrel = 45 gallons or 159.6 L).
Sometimes, gas prices go up even though there is plenty of crude oil on the market. It depends on what kind of oil it is. Oil can be classified as heavy or light, and as sweet or sour (no one actually tastes the oil, that's just what they call it). Light, sweet crude is easier and cheaper to refine, but supplies have been running low. There's plenty of heavy, sour crude available in the world, but refineries, particularly those in the U.S., have to undergo costly retooling to handle it.
· Refining costs - The refining of crude oil makes up about 28 percent of the price of gasoline. To learn more about oil refining, read How Oil Refining Works.
· Distribution and marketing - Crude oil is transported to refineries, and gasoline is shipped from the refineries to distribution points and then to gas stations. The price of transportation is passed along to the consumer. Marketing the brand of the oil company is also added into the cost of the gasoline you buy. Together, these two factors account for about 8 percent of the price of gasoline.
· Taxes - Taxes, including federal and local, account for about 14 percent of the total price of gas in the United States. Federal excise taxes are 18.4 cents per gallon, and state excise taxes average 18.2 cents per gallon. There may also be some additional taxes, such as applicable state sales taxes, gross receipts taxes, oil inspection fees, underground storage tank fees and other miscellaneous environmental fees. Add that to the state excise taxes, and it can average 27.4 cents. It could be worse. In Europe, gas prices are far higher than in America because taxes on gas are much higher. For example, gas prices in England have risen as high as $6.65 per gallon, with 78 percent of that going to taxes.
· Station markup - While it isn't represented in the diagram above, of course some of the actual money you spend at the pump does go to the service station. Service stations add on a few cents per gallon. There's no set standard for how much gas stations add on to the price. Some may add just a couple of cents, while others may add as much as a dime or more. However, some states have markup laws prohibiting stations from charging less than a certain percentage over invoice from the wholesaler. These laws are designed to protect small, individually-owned gas stations from being driven out of business by large chains who can afford to slash prices at select locations.
Gas prices also vary from state to state for several reasons. Taxes are probably the biggest factor in the different prices around the country. Additionally, competition among local gas stations can drive prices down. Distance from the oil refineries can also affect prices -- stations closer to the Gulf of Mexico, where many oil refineries are located, have lower gas prices due to lower transportation costs. There are also some regional factors that can affect prices.
World events, wars and weather can also raise prices. Anything that affects any part of the process, from the moment the oil is drilled, through refining and distribution to your car will result in a change in price. Military conflicts in parts of the world with lots of oil supplies can make it difficult for oil companies to drill and ship crude oil. Hurricanes have damaged offshore drilling platforms, coastal refineries and shipping ports that receive oil tankers. If a tanker itself is lost or damaged, or leaks its oil into the ocean, that will put a dent in the market as well.
The most recent surge in gas prices is due to several factors, including all of those listed above. However, a new reason emerged during the spring of 2007: legislation out of Washington to incorporate more ethanol into transportation fuels. There has been a call for enough increase in ethanol production to reduce daily oil imports by 1.5 million barrels by 2017. As the ethanol production increased refineries couldn't keep up the demand and had to import more oil. This added to the increase in price.
Unfortunately, the rise in prices may not be over. Several things could happen to keep driving up the price of gasoline: continuing tensions over Iran's nuclear talks, worse conditions in Nigeria or another active and devastating hurricane season [Source: The Washington Times].
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Anonymous on 04/01/2008:
For more information check out this site:
MRM on 04/01/2008:
Lidman, thanks for the informative article! There were some facts that I did not know about and now I know!
Anonymous on 04/01/2008:
MRM, check out the site it came from there is a lot more information that is very informative.
Anonymous on 04/01/2008:
"It could be worse. In Europe, gas prices are far higher than in America because taxes on gas are much higher. For example, gas prices in England have risen as high as $6.65 per gallon, with 78 percent of that going to taxes."
Alas, Liddy, the taxes are actually much higher...because you only included the taxes paid directly for gasoline as a product. Taxes are piled on at every stage of the process.
The largest contributor to high gas prices is our government. We have not built a new refinery in 30 years...because environmental regs make it unprofitable to build them. Baloney concerns about 'the planet' require refiners to produce a myriad of formulas...each with dubious benefits except to add cost.
Also, 'it could be worse' and citing how much gas costs in socialist worker's paradises is like asking "Would you rather be shot, or electricuted?' Either way, the outcome is the same. Nice post, Lid...you left me an opening!
MRM on 04/01/2008:
Doc J, thanks for enlightening your readers on your informative comment. Drivers need to change their driving habits so that their gas tank will not empty so quickly.
Anonymous on 04/01/2008:
No, thank you Lidman! You provided the opening.
Anonymous on 04/01/2008:
Just proves the Fed's will not help lower fuel costs as it is like a private piggy bank for them. (VH info)
Anonymous on 04/01/2008:
Doc, not only do I agree but I have posted that same thing you are talking many times and most people just don't get it so I thought this might be a better place to start, if you know what I mean.
The government for one will never stop to help the people of this country because they in fact, make more money off the gas then the oil companies do, I am talking Fed', states, and local.
Anonymous on 04/01/2008:
Lidman - Quit trying to steal Doc J's thunder. Your post was good but it's no wheres close to "Doc J" quality.
Anonymous on 04/01/2008:
Oh, and on the issue of refinery's lets give credit where credit is due. The so-called special interest groups are the only reason this country has not built new refineries or drilled for new oil.
Something must be done about the stupidity in this country before we are sold to the highest bidder, wait I think we already have been?
Anonymous on 04/01/2008:
Stew, I am agreeing with the Doc and just adding to his excellent post.
The good Doc has a way with words you and I both wish we could at least imitate.
tnchuck100 on 04/01/2008:
Where is the percentage that all the high paid CEO's and other executives and Bush's cut? Is that in the 50% of CRUDe?
Anonymous on 04/01/2008:
Nice article, but someone please explain this one to me. Diesel fuel and home heating fuel is less refined than gasoline correct??? Then why is it almost a dollar more a gallon???
Anonymous on 04/01/2008:
dd -- Aren't you the one who said supply and demand dictate the price.. wouldn't that apply to diesel as well?
Anonymous on 04/01/2008:
true, but refining diesel in theory should be less than gasoline
Slimjim on 04/01/2008:
For quite some time, I remember diesel was always less expensive than gasoline. That and the extra mileage were the things that sparked all those diesel cars being sold in the 70s and early 80s
Anonymous on 04/01/2008:
I got this from the DOE .. If you can't believe the DOE who can you believe.
"Why are diesel fuel prices higher than gasoline prices?
Until several years ago, the average price of diesel fuel was usually lower than the average price of gasoline. In some winters when the demand for distillate heating oil was high, the price of diesel fuel rose above the gasoline price. Since September 2004, the price of diesel fuel has been generally higher than the price of regular gasoline all year round for several reasons. Worldwide demand for diesel fuel and other distillate fuel oils has been increasing steadily, with strong demand in China, Europe, and the U.S., putting more pressure on the tight global refining capacity. In the U.S., the transition to low-sulfur diesel fuel has affected diesel fuel production and distribution costs. Also, the Federal excise tax on diesel fuel is 6 cents higher per gallon (24.4 cents per gallon) than the tax on gasoline. "
Anonymous on 04/01/2008:
That explains maybe a few cents a gallon more, but my point being whether it is gasoline or diesel it still comes from the same barrel of oil. Refining cost should be lower to produce diesel because of less refining needed to be done on the end product. So why is it $.87 higher than gasoline?? (current pricing of the gas station across the street from my office)
FoggyOne on 04/01/2008:
You can break down the cost anyway you want but the oil companies are making BIG BIG profits. They don't care how high the price of gas is as long as they can still sell it. They have a captive audience and they know it. This isn't a case of Supply and Demand but pure manipulation by OPEC and the oil companies. And using ethanol (obtained from grain) is already forcing grain prices up, so food costs more. The more enthanol used means the less grain for consumption (by cattle or people). I'm on a roll now - and the stupid American people (me included) still drive a lot. I could walk or ride my bike but drive instead, take little trips on the weekend, etc. At least I have the opportunity to work from home 1 day a week to cut down on my gas wastage commuting. And, why does the price of gas jump after something said in Iran? It would take months for any cut back by Iran to affect the US so the prices are based on 'what will happen' rather than 'what is happening'. If you made it this far in my tirade, Thanks.
Anonymous on 04/01/2008:
Remember folks, the more "Big Oil" or "Big Vegetables", or "Big Anything" is taxed in order to create a mythical level playing field, the more those 'Big Whatevers' will pass on the cost of those taxes to the consumers. For them, taxes are a zero-sum game. As I write, the tax-and-spenders are already plotting to add up to a dollar in tax to 'pay for decaying infrastructure'...which decayed because the transportation fund was squandered by these same tax-and-squanderers!
Anonymous on 04/01/2008:
Domestic Supplies
After seeing how much oil the United States imports, it may be surprising to know that the United States is the world's third largest producer of crude oil. The biggest production region is around the Gulf of Mexico, and the largest producing state is Texas. The Gulf Coast region is home to two important producing areas: the Permian Basin, located in west-central Texas and eastern New Mexico, and the federal offshore portion of the Gulf. Other big oil-producing states include Alaska, Louisiana, California, Oklahoma and Arizona.
Even with the United States producing so much oil, it is still heavily dependent on foreign sources. It's that dependence that crippled the country during the oil embargo of 1973 and 1974. To make sure that this situation never happens again, the federal government formed the Strategic Petroleum Reserve (SPR). While most domestic oil is sent directly to refineries and then to the consumer market, some of it is held back and sent to the SPR.
As of May 24, 2007, the SPR stores about 690 million barrels of oil in underground salt caverns along the Gulf of Mexico [Source: Department of Energy]. Given that the United States imports about half of its oil, the Strategic Petroleum Reserve holds about a 60-day supply of oil if all imports were suddenly and totally cut off. See What is the Strategic Petroleum Reserve? for more information about how the storage sites work.
Anonymous on 04/01/2008:
Dealer, you are 100% correct in assuming that it is a game and a fares. Diesel fuel in fact is basically the crap that is left over when all the rest is done; it is the lowest grade of fuel. But to see how they are screwing us it should be noted that UN-leaded fuel also cost a lot less to produce them it's counter part leaded fuel which is no longer made.
When they were doing the transition to unleaded fuel the scam was then as it is now, supply and demand. To make unleaded fuel you simply don't add led and a few other things, hence it cost less to produce. But the just started raising the price long before it was mandatory for all cars to have unleaded gas. That was so they wouldn't lose anything they already made.
The thing with diesel fuel is they found they could get away with it so they do. But that is just the whole thing in English and not based on the economics of the way things work.
And as you can see by this review compaired to McD's, not many people are interested in how thing work, just how to complain.
Anonymous on 04/01/2008:
Dealer here is a site with an explanation that mite help well, maybe to prove what I just said as well. This is the last part of it but please go and read the rest.
"The EIA has a helpful "Frequently Asked Questions" posting on its Web site that addresses the question, "Why are diesel prices so high?" To summarize the answer: Yada yada yada…distillate fuel production…lower than typical…heating oil…vote Republican…largest determinate for future path…yada yada, and, in conclusion, yada.
The light at the end of the tunnel is Willie Nelson
But there may be relief in sight, thanks to Willie Nelson. Willie is a backer of "BioWillie," a biodiesel fuel made from seeds and stems and probably soybeans. After all, Rudolph Diesel, who invented the engine, used to run his on peanut oil. Adding biodiesel to regular diesel might cut the cost per gallon. Or not. Anyway, Willie Nelson backs his own brand, BioWillie, which is sold at truck stops "all over the country," which means six places in Texas, and one each in California, Georgia and South Carolina, but if you log on to www.biowillie.com, you can buy a BioWillie computer mouse pad for $15.99.
I'm not sure any of this helps Ted Haberkorn. But this might: I asked a friend who is in the petroleum industry why they charge so much for diesel.
"Because we can," he said.
That, I understand."
qualityappliance on 04/01/2008:
I was not going to comment on this post until read the un-informed statement, "To make unleaded fuel you simply don't add led and a few other things, hence it cost less to produce.". That would be fine if you want to try to run 82 octane fuel in your vehicle. The additive was referred to as TEL, (tetra-ethel-lead), which was primarily an anti knock component, ie octane booster. In order to increase the octane rating of the fuel, the refining process had to be intensified thereby increasing the cost of production. also was the beginning of the use of the term "ethel" for
Anonymous on 04/02/2008:
So let me get this straight there qualityappliance, you weren't going to comment on this till you THINK you found some "un-informed statement". Well pal why do you just not comment and that way you would put your foot in your mouth. This is one of the most arrogant, stupid statements I have read in a while and you are so far of base it's a wonder to me why you would post it unless you have some need to let the world know you think you know more than the rest.
qualityappliance on 04/02/2008:
Sorry pal, but this is a subject that I am quite knowledgeable about. This is from your own linked reference.
Apology accepted.
Anonymous on 04/02/2008:
Sorry Palett, there will be NO apology because there was no "un-informed statement" and you admit it by showing I posted the link to the information therefore, you are at fault here and should apology ASAP!
I know tons about this subject as well my friend, Now just say you are sorry and all will be well.
Thank you in advance
qualityappliance on 04/03/2008:
O.K. Please explain what constitutes an octane rating of gasoline, what changes it, and how it is tested?
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No Customer Service
Posted by
ROCK HILL, SOUTH CAROLINA -- On Saturday, Dec. 3, I went to my local Exxon gas station to fill up my car. When I put my card in the pump, it gave me a message saying "Please see cashier." I went inside and the clerk said that there was a problem, but to go ahead and fill up that the pump probably wasn't reading the card. So I filled up (over $26 worth) and went inside to pay. My card was rejected. I know that the card was good, as the bill had just been paid two weeks earlier by my mother who had come for a vacation and paid the bill for me and mailed the bill from my house. After being embarrassed by the clerk who announced that the card "wasn't good" in front of the whole line of people, I had to pay cash--luckily, I had $30 in my wallet.
As soon as I got in the car, I called the 800 number on the back of the card, where I got a computer telling me that the last payment of $257 dollars had been received on Nov.20 and my available Exxon credit was over $1000 dollars.
After going through the voice prompts, I finally got someone in a call center in (where else!)India, who gave me a set speech about how the card was not valid, although the expiration date is 04/07. He then asked me what the card looked like. Well...it turns out that I have an old card and back in April of this year, Exxon mailed out new cards with the tiger in one corner and the Exxon/Mobil logo on the other corner, HOWEVER, there had been a major computer glitch and thousands of people have not gotten their new cards, so all the old cards were deactivated as of Dec. 1. I was told that new cards would be issued within 7-10 business days, so I asked how was I supposed to buy gas in the meantime. I got another pat answer of "we will be sending out cards in 7-10 days and then you can buy gas." I told him that was not good enough, and then he told me that if I called the 800 number every time I wanted to buy gas, they could authorize my current card to be valid. So I asked to speak to a manager, whereupon I got another Indian man named "Nathan" (yeah, all Indians are named Nathan) who gave me the exact same speech and told me about the computer error (yeah, yeah, I heard it already...) and that in 7-10 business days they would send new cards. I explained that I was very embarrassed in the gas station and would not accept 7-10 days, I wanted a new card sent overnight, or if they could authorize per time use on my card, to just authorize 14 extra days on my card. Nope...that was not doable. I am going to call back tomorrow and tell them that I will be cancelling my Exxon card and see what that gets me. I hope that anyone who has an Exxon card will check to see if it is valid before they use it, or else they might be surprised when they can't use it to pay for their overpriced gasoline!
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graybird1 on 12/05/2005:
3 comments: 1. How are you going to pay for gas without a card?? Try cash, or another credit card. Doesn't seem like such a big deal to wait a week to 10 days. 2. Customer service: I don't think you have a complaint here. They informed you of the process, when you would receive you new card, and it doesn't sound like they were rude. 3. Your embarrassment at check out: So your card was declined and a few people in line overheard. They don't know you and you don't know them, so who cares. You'll never see them again. Have a little self-confidence.
Anonymous on 12/05/2005:
Good point Gray!!! You were embarrassed that your card was rejected even though you knew your mom paid the bill for you. Does anyone else see something wrong here????
Dirtydave on 12/05/2005:
I wish Mom would pay my bills for me! Alas. I had to grow up and pay them myself.
Anonymous on 12/06/2005:
It's a good thing mom left rmb his allowance before she left or he would have really been in a jam.
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Posted by
GREENSBORO, NORTH CAROLINA -- I have two Exxon gift cards. I swiped one card at the gas tank. The tank said to check with an attendant. As soon as I entered the store, the cashier looked at me with disgust on her face and refused to assist me with the balance on my card. Now I don't know if she was able to or not. But she was extremely rude in her response to refusing to help me out. She wouldn't even allow me to finish what I had to say. It was like she already had her mind made up before I walked in the store.
So I asked why did she have an bad attitude with the customer(myself) seeking help. She began to raise her voice and continued stating that she cannot help me. So I decided to walk away instead of arguing. As I walked out I informed her that I would be complaining. She encouraged me to call and make a complaint and provided me with the # to complain. She was very arrogant and wrong.
I have never been in a situation as such, so this particular incident ruined my entire day emotionally and psychologically. And I was never able to use my card because the only person that could help me refused with a bad attitude.
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Taking some of my money without permission
Posted by
Went to get gas at a Mobil station last Sunday. Only had about 80 dollars in my checking account so I put $20 in. Come to find out that the station held $91 of my money until the $20 cleared. Needless to say I paid for parking and a few other things thinking that I still had about 60 - 65 dollars in my account. The amounts were small ranging from $1 to $6 dollars. Well all of these small amounts didn't clear and I was charged a fee to the tune of 30 dollars apiece . What gives Mobil the right to hold 91 dollars when I only purchased 20 dollars worth of product. There was nothing stating this anywhere and no way I could have possibly known this was happening.
What gives them the right to do this to unknowing customers. What recourse do I have to get my over draft fees back.
Thank you
Vince La Rosa
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jktshff1 on 05/27/2011:
Usually, there is a sign posted at the pumps that state the amount that will be "held" when using a debit card. Use the card as a credit card at the pump.
olie on 05/27/2011:
Or go inside, use the ATM, and pay cash. Yes, you'll likely pay a fee to use the ATM, but it's a lot less than the overdraft fees.
biomajor on 05/27/2011:
You can go inside and prepay for your gas using your card, too and not pay any atm fees.
stopyourcrying on 05/28/2011:
Most service stations do this. Get a credit card and use it. You have better protection and options using a credit card. Just be sure to pay your bill off in full each month.
madconsumer on 05/28/2011:
the hold amount depends on the gas station. BP only holds $1 until the purchase goes through.
momsey on 05/28/2011:
Depending on where the OP is, or depending on the service station, there might not be an inside. I live in NJ and we don't have self serve, and a lot of stations don't have ATMs.
I use my debit card for a lot of stuff and I've never seen this happen at a gas station. I see what madconsumer mentioned, a hold of $1 until the actual charge goes through. I would be ticked too!
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Black Color With Tiger And Pegasus / Horse Logo
Posted by
Exxon Mobil Card Totally Sucks
Exxon Mobil credit card, from Mastercard.
If you use this card, there is a good chance your card will be denied when you're outside in the winter, cold, and miles away from the next gas station.
This happened to me.
When I called customer service, I got transferred to the Philippines and India. When I asked to talk to the supervisor, they were very rude to me. They cut me off and wouldn't let me finish talking. They were condescending. Their English was impossible to understand. They tried to say that my English was bad (even though I'm an English teacher born and raised in the US). They said my phone wasn't working - even though no one else has that problem.
Very, very very rude customer service.
They also make you stay on hold for literally hours. Just to do simple things, I've been on the phone over 2 hours on hold. And they often just hang up on you when you ask for their employee id# .
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momsey on 02/05/2011:
Did you ever find out why it didn't work?
olie on 02/05/2011:
This has happened to me once or twice, in extremely cold weather. I just went inside to pay. It would happen no matter which card you use. The card reader just can't function in low temps.
Anonymous on 02/06/2011:
Yes, go inside to pay, or try paying by another method.
Anonymous on 02/06/2011:
Ummm would be nice to know exactly WHY it would not work. I would either have gone inside to use it, or paid with another method.
How's this? on 01/05/2013:
Having worked for a smaller oil company selling BP fuel -- where probably one out of every ten customer who tried to use their card at the pump -- were told inside to "Go inside and see cashier" -- I eventually realized it was intentional.
Most of the customers would say "It works everywhere else..."
The strategy is -- the more customers who actually have to go in the store to pay -- the more likely they will spontaneously choose to purchase something in the store -- as long as they are already there...
Increases the stores sales.
So it might not be the card.
Business owners can be very sneaky like that.
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Racial Profiling and Discrimination at Exxon
Posted by
AUSTIN, TEXAS -- Exxon today refused to sell me alcohol with my government issued residence card, stating that it's "company policy" not to accept residence cards as a valid proof of age. Considering that sate law states that this is a perfectly valid form of identification, this company policy causes me to bring the ethics and morals of Exxon into question. This seems like just another form of racial profiling and discrimination.
Texas state law on this topic can be found here: http://www.tabc. state. tx. us/enforcement/age_verification.asp
It states the following:
Texas state law does not require that a person over 21 provide any identification to purchase alcohol in Texas. There is nothing in the law that declares specific forms of ID as "valid" for an alcohol purchase.
However, a person who sells a minor an alcoholic beverage does NOT commit an offense if the minor falsely represents himself to be 21 years old or older by displaying an apparently valid proof of identification that:
•contains a physical description and photograph consistent with the minor's appearance;
•purports to establish that the minor is 21 years of age or older; and
•was issued by a governmental agency.
The proof of identification may include a driver's license
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Anonymous on 07/30/2010:
From the same site:
Some retailers in Texas have policies requiring that customers provide proof of age for all alcoholic beverage purchases, regardless of the age of the customer.
There are some other retailers in Texas that will only accept a Texas Driver's License or Texas Identification Card as "valid identification" to purchase alcoholic beverages.
Exxon can make and uphold any *company* policy they want, this has nothing to do with Texas state law.
leet60 on 07/31/2010:
+10 Dryad. In addition, the retailer must comply with state liquor laws. You cannot simply pick and choose from the specifics in the code:
"Sec. 106.03. SALE TO MINORS. (a) A person commits an offense if with criminal negligence he sells an alcoholic beverage to a minor."
The retailer, like any retailer that wants to keep their license "reserves the right to refuse service to anyone". If there was the slightest question about the identity provided, they were right to refuse you.
There is no evidence of racial profiling and discrimination here.
Alain on 07/31/2010:
Excellent points.
Ben There on 07/31/2010:
Texas stores are the most picky for buying booze of any state I have been in. When I was waiting for my new TXDL I tried buying beer with my passport and I was denied. Every country in the world accepts me for whom I am on my passport, but not Krogers in Dallas.
Great comments Dryad.
Starlord on 07/31/2010:
Ben, I don't know if you are aware of it, but Texas is a crazy quilt of widely varied liquor laws. Some counties are dry, and you cannot buy any form of alcoholic beverage. Some counties have beer or wine bars, and you can buy liquor at a liquor store, but no mixed drinks or drinks by the shot. Some places, you buy your bottle at the liquor store and take it to a restaurant, where they will sell you the set-up (glass, ice and mixer.) And some places are just like most other states. I find it hard to believe that Texas has no requirements for ID for buying alcohol. Arizona has set standards for buying booze, and resident alien cards is not on the list. In addition, if a person appears to be less than a certain age, often 35, they MUST produce legitimate ID to establish age. the clerk at a liquor store or a bartender must be knowledgeable of the liquor laws, or they can be cited, as well as the business, as they have the responsibility to see their employees know the law. IMHO, 'racial profiling' is a term which has no real definition, but is a buzz word used to inflame people's emotions.
PepperElf on 07/31/2010:
starlord.... the overuse of "racism" in complaints makes me think of the Princess Bride.
"You keep using that word. I don't think it means what you think it means."
yoke on 07/31/2010:
There was no racism. The clerk was not comfortable with the ID that was given (may have looked fake) and decided it was best not to accept the ID. Better to lose a sale than to get a fine if the ID was fake. If the OP needed the booze go to another store to get it.
PepperElf on 07/31/2010:
I know there wasn't
a lot of people just bandy that complaint around, thinking it'll sway people to their side.
spiderman2 on 07/31/2010:
My family business sells beer. By law we are allowed to accept a driver's license issued by the state, a non-driver's ID card issued by the state, a military ID,a foreign passport or a driver's license from out of state. None of this documentation may be expired and we may chose to turn you away if we are not comfortable with the ID.
I'm also not getting this line "Texas state law does not require that a person over 21 provide any identification to purchase alcohol in Texas" then what's the point of IDing anyone -- they can just say I'm 21 and don't have to show it. That makes no sense to me.
Nohandle on 07/31/2010:
In my state the burden of proof is on the store and employee making the sale. If a minor purchases alcohol, no matter how perfect the fake ID is, if discovered the store is fined steeply and might possibly lose their license. Obviously the minor with the fake ID is completely innocent, poor baby. If I worked at a business selling alcohol there's no way I'd take the chance if there was a question in my mind.
shayen on 07/31/2010:
Regarding the claim of disrimination and racial profiling, I read the complaint and then re-read it again, thinking maybe I had missed something.
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Exxon "Inconvenience" liquor sale policy
Posted by
AUSTIN, TEXAS -- My 5'10" girlfriend, age 45, went to buy ONE can of beer...clerk demanded ID, but BECAUSE HER DRIVERS LICENSE WAS EXPIRED refused to accept it (I was driving and I'm 60)...SO, I go into store to buy the ONE can of beer and clerk says she CAN'T sell it to me because now I'm just buying it for my girlfriend. Next day I call Manager of store (James) and he says it's COMPANY POLICY and refuses to give any info on clerk or territory manager, but gives the "800 customer blow-off number" for me to get the number for the territory manager (because it's against policy for him to give the number to me),
I call the number, and Cindy, ID# 7665 informs me that she cannot give me any number of management to call, but that she can "file" a complaint (like it would matter to them anyway). She also informed me that the clerk was FOLLOWING COMPANY POLICY!!!!
Apparently no matter how old you are, EXXON POLICY assumes that their clerks are morons who can't act appropriately or reasonably for someone who OBVIOUSLY is OVER 21 and demands they annoy grown adults for a "CURRENT" ID. This is plain STUPIDITY!!!!!
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jktshff1 on 04/20/2010:
Sorry, but if I am not mistaken, Exxon clerks must put a birth date into the register, taken from an "official id" before selling alcohol or tobacco products. No "judgment" calls allowed. Also, the clerk could have gotten in trouble for selling to you knowing it was for the lady (who was unable to provide id)
Good Policy, I really don't see a problem with that. Helps keep the stuff out of kids hands.
PepperElf on 04/20/2010:
many stores have either 100% ID card policy
or a policy where if they feel you look under a specific age they have to ask.
As I see it she has 2 choices
1) take it as a compliment that she looked young enough to ask
2) understand that drinking responsibly means brining your ID card with you
update - ooo I didn't know that jkt.
that makes sense though.
bargod on 04/20/2010:
You seem very worked up about this, perhaps you should sit down with a can of beer and relax.
jktshff1 on 04/20/2010:
LMAO bargod
Anonymous on 04/20/2010:
Heck, I'll even buy (because I have my ID)
trp2hevn on 04/20/2010:
So if the clerk gets fired for not doing their job, are you going to support them and their family? I'm not sure about the laws in TX, but where I live, anyone buying alcohol or cigarettes has to show ID.
tnchuck100 on 04/20/2010:
Another example of society's dedication toward stomping out any form of common sense. It seems to get worse with each passing decade.
PepperElf on 04/20/2010:
trp I doubt it.
many people want to be the exception to the rule
even if it means that the employee will suffer for it.
tnc - what's fun is when the people trying to buy are trying to purchase after midnight in areas where it's illegal, and they get mad that the employee won't break the law for them.
trp2hevn on 04/20/2010:
Exactly Pepper!
Anonymous on 04/20/2010:
Totally agree Chuck. Also, Texas does not have a mandatory ID law. In fact I can't remember the last time I got ID'ed in Tejas buying beer going back to when I was 17. Back in the day in Tejas if you were old enough to walk to the counter then you were old enough to buy beer. It's sad the sissy faction has pinked up Tejas.
PepperElf on 04/20/2010:
From what I've been told, the Texas law doesn't mandate that but....
the stores have the legal right to specify that they only accept Texas ID, and the legal right to refuse a sale to anyone without an ID, etc.
Anonymous on 04/20/2010:
Just because the stores have the 'legal right' doesn't make it right.
PepperElf on 04/20/2010:
why is it not right to ask someone to show id to purchase?
as long as the store has the policy posted, then there's nothing wrong with enforcing it
even if the customer disagrees
tnchuck100 on 04/20/2010:
Exactly what I am talking about, Pepper. ANYTHING to thwart common sense at every opportunity.
The whole intent is to stop alcohol sales to minors. That got lost in the bureaucratic mud. Forget the intent - see how many people you can piss off just because you can.
In the OP's situation the clerk was simply being a pain in the butt. Common sense would have dictated the woman was of age. The man's ID would have satisfied the legal aspect.
Anonymous on 04/20/2010:
I'm curious to know how many people leave their house with no id.
I think I did it once in the last 20 years.
Anonymous on 04/20/2010:
AMEN and +100 CHUCK!!!
I leave my house all the time without my ID. I seldom take my wallet when I go walking or biking around the neighborhood which is pretty often.
Are we in police state now were all citizens must at all times carry proper ID in order thwart off the boogie men. Man, I never thought I'd see the day.
Anonymous on 04/20/2010:
Stew, just how smart do you think that is?
Ever have to deal with an accident victim, only to find out that you have no clue who they are, because they are not carrying any ID? No?
Anonymous on 04/20/2010:
I don't think it's dumb. Are you saying if I get into an accident I won't receive emergency or medical services unless the techs can locate proper ID?
jktshff1 on 04/20/2010:
3 things I always have on me, when I leave the house, ID, Pants, and Handgun
PepperElf on 04/20/2010:
However if you plan on purchasing a regulated substance you should be responsible about it.
having a fit because someone told you "no" isn't the adult response.
again - if the store policy is posted that you are required to show ID for a purchase then you need to show id.
Anonymous on 04/20/2010:
Stew --No, but it certainly is nice if you can try to contact family member(s) to find out if there are existing medical conditions, because that and knowing about any meds they are taking can make a world of difference.
jktshff1 on 04/20/2010:
NO, so your next of kin can be notified. (sorry to interrupt)
Anonymous on 04/20/2010:
Jkt, you are my kind of guy!
Anonymous on 04/20/2010:
oh just toe tag me and call me john doe number four.
jktshff1 on 04/20/2010:
Pepper, I don't think being a "posted" policy would be necessary. I just don't understand the problem of showing ID for purchasing booze or tobacco products, regardless of how old you look. Ya got your wallet out to pay for it.
The exception would be me walking down the street minding my own business, and an leo just pulling up and asking for my id with no cause. I would then ask why and things would proceed from there.
Anonymous on 04/20/2010:
So jkt you don't have a problem with a mandate that required a state issued id in order to buy or sell something in this case being alcohol or tobacco.
Ya know the snake handlers told me this day was coming and within my lifetime but with all that speaking in tongues I thought they were just nuts. Imagine my surprise.
PepperElf on 04/20/2010:
well that too jkt
I never leave without my wallet / id
in fact no one I personally know does that either, simply because if they're going out, they are going to run into situations where it'll be needed.
the only time I can imagine going out without it would be to say, take a quick walk around the block.
PepperElf on 04/20/2010:
as for a mandate
that is nothing new
you need an ID to pick up 'scripts
to pick up behind-the-counter meds
to drive a car
take a flight
to leave/enter the country
purchase/sell firearms
Anonymous on 04/20/2010:
PepperElf, It's very new within the last fifty years.
goduke on 04/20/2010:
I can imagine that this might have smelled of a Texas gov't sting to the folks at Exxon. Someone comes in to the booze barn and wants just one can but doesn't have a license. Then someone comes in to buy it and (wink, wink) assures the folks at the counter it's for him, not the person with him who tried to buy it in the first place. Knowing how Texas loves to nail establishments for selling improperly, I can understand why they might have been a tad nervous.
PepperElf on 04/20/2010:
that doesn't mean it's a bad thing
unless you're proposing perhaps that we do away with any requirement for id cards?
including the list I gave?
oh yeah and you also need an id to get a ccw too
jktshff1 on 04/20/2010:
In TN it is a Carry Permit, does not have to be concealed.
PepperElf on 04/20/2010:
in Texas it's CCW - for handguns that is
(& they accept CCWs from other states)
for rifles it's open carry since... it's pretty hard to conceal them.
esp since the legal limit is 16' or longer on the barrel.
Anonymous on 04/20/2010:
Jkt, I believe that it's the same in VA, too.
Anonymous on 04/20/2010:
I don't recall see anything in the second amendment or in the constitution as a whole that requires a state issued id in order to bear arms.
jktshff1 on 04/20/2010:
Latest information I can find, TN's permit is recognized in 34 states. Of those, 18 have formal reciprocity agreements with TN. Not too bad,
PepperElf on 04/20/2010:
actually if you read what I wrote I said "sell/purchase"
PepperElf on 04/20/2010:
jkt - yeah Texas is one of those states.
ny however isn't.
if I'm not mistaken for the NY permit you even have to list 3 character witnesses
and those witnesses have to have valid permits
pretty much it's as Gunny once said... they try to put in as much red tape as possible to discourage you from owning a gun. he meant California mainly but it could apply for NY too
Anonymous on 04/20/2010:
So you're denied your second amendment RIGHTS in 16 states and that's 'not too bad'.
I often wonder how large a brick our founding fathers would [BEEP] if they could see us today. Sad.
jktshff1 on 04/20/2010:
Stew, I am in complete agreement with you, but (and you well known my views gubment intrusion) I do believe the current laws, when enforced, serve the purpose of keeping legal weapons out of the hands of illegal people. Just makes a lot of people "feel" better. LOL!
Anonymous on 04/20/2010:
Indeed Jkt giving up your rights for security is always an awesome exchange.
That brick just got larger.
PepperElf on 04/20/2010:
actually you're not denied to carry unless you're a felon
but .... they do try to make it harder for law-abiding citizens to carry.
except in Texas.
my bf got the ccw and told me about the process.
you have to pass the shooting test (he was 1 or 2 shots short of perfect), but you also have to take a test on knowing where you can and can't carry, and common sense on when you can but shouldn't
not a bad idea really
jktshff1 on 04/20/2010:
I carry a weapon 'cause a cops too heavy.
PepperElf on 04/20/2010:
I've thought of it.
but I don't feel like being responsible for a firearm here.
maybe when I get to wherever my bf is cos I know he'll have a collection anyway. it'd make sense to get my own license.
last 2 times I shot (for the navy) I did pretty good actually. not as good as my bf did on his ccw test but pretty good nonetheless
jktshff1 on 04/20/2010:
Pepper, would you rather be the woman laying in an alley beaten, raped and robbed or would you rather be the woman explaining why she shot someone?
Anonymous on 04/20/2010:
Jkt, I don't think we're hijacking this thread because it's all relevant. The state requiring a state issued ID to purchase/carry a weapon is no different than the state compelling businesses to require a state issue ID for the purchase of goods. Same concept although sometimes indirect.
I don't know how any gun owner who claims the second amendment gives them the right to bear arms can defend the state applying non-constitutional restrictions to that right. Either you believe it gives you the right as written or you don't. There can be no middle ground because once there is, once you say yeah it's a good idea to let the state deem who is worthy of rights and who isn't then you will end up with none. History tells us that. It's just that simple.
Anonymous on 04/20/2010:
What's your carry preference, Jkt?
old fart on 04/20/2010:
The second amendment was a response to Britain's effort to deny the American settlers any chance to enforce a revolt....
In this day and age it is simply an excuse for every gun heavy schmuck to own unnecessary firepower with no logical or particular target in sight...(apologies to Jktshff)...
Anonymous on 04/20/2010:
OF, no particular target? I'm not looking for a "target".
DebtorBasher on 04/20/2010:
I remember reading a complaint about someone being refused the sale of beer because they had children with them.
PepperElf on 04/20/2010:
jkt - where did you get the impression that I'm against owning firearms?
I just don't need one where I live. seriously.
I'm in an upper-middle quiet residential area, in an apartment "complex" where people don't wander through much.
right now when I go out, it's usually to my college campus (can't carry on a SUNY campus), or church (don't need to carry in church), or the grocery store.
yes there are higher crime areas but I usually don't have a need to go into them.
Anonymous on 04/20/2010:
Indeed Basher. Let's restate. Exxon's policy of not selling liquor to an adult is just beyond ridiculous.
jktshff1 on 04/20/2010:
Good point Stew. But, in a society as ours, where everyone, regardless of their beliefs, has a right to be heard, some give and take is necessary. Like it no, but like a good debate, ya got to put up with the bad as well as the good, I can't think of any other country where I want to go, much less live.
jktshff1 on 04/20/2010:
OF, somehow I knew you would "arrive". It is my belief that he 2nd amendment was written so the Citizens would retain the right and the ability to defend themselves against a tyrannical and unjust government. It's part of the Constitution and the only link to britain proclaimed our freedom from that tyranny.
jktshff1 on 04/20/2010:
Pepper, you misunderstood, I was making a point for you to go ahead and get your permit, I apologize for the misunderstanding.
old fart on 04/20/2010:
Hey HG_3.... it probably be a good idea to remove your address from this post or risk getting all kinds of kooky mail...!
PepperElf on 04/20/2010:
of course you're assuming the purchaser looked like an adult.
all we know is that her age was 45 but there's no proof that she actually looked 45.
I knew a Japanese woman who looked like she was under 16 when she was in her mid 20s.
and if a store wants to have a policy of 100% id card checks they are legally allowed to do it.
if you want that changed I suggest you change the laws
DebtorBasher on 04/20/2010:
Old F...that's the address for Exxon, not the OP's home address.
Anonymous on 04/20/2010:
Yes Jkt unless of course the state deems the person not fit because of felonious past or 'mental health' issues to not bear arms then that's okay because it's protecting us.
Our founding fathers when they shot the first shots of the revolution were criminals, insurgents and domestic terrorists. Winning the war made them Patriots. Now think about it. Under our system of law their rights to own guns in the very country they fought for and founded would be denied with great fanfare I might add. Isn't that funny.
PepperElf on 04/20/2010:
ahhh OK. yeah, but no. I don't need one. plus I don't have 3 character witnesses.
I mean I guess I could list the chief of police as one since I grew up 3 doors down from him (before he moved) but I haven't seen him in like 25 years.
plus I'm watching my $ and what I spend it on.
can't really afford any firearms.
jktshff1 on 04/20/2010:
Dryad, when I travel, I carry a 9mm KelTek P11 auto, cheap, reliable.
At home and around town I switch between a Glock 27 .40 with extended clip or a Baby Desert Eagle in .45 depending upon how hot it is outside and what I am wearing. Even though legal to carry open, I usually carry concealed.
got to go pick up the grandson!
jktshff1 on 04/20/2010:
Stew, we are in complete agreement.
old fart on 04/20/2010:
The right to keep and bear arms was the nation's response in respect to keeping a standing army or defense force, not that everyone who could, should be able to shoot anything that moved...
Anonymous on 04/20/2010:
You're right PepperElf I'm assuming too much. I assume a reasonable person can tell the difference between a 60 year old man and a 19 year old girl. Well actually I'm assuming Exxon has the capability to hire reasonable people. Obviously that assumption is incorrect. My bad.
PepperElf on 04/20/2010:
it's not about the older man
it's about the fact he was purchasing for someone without an id
since they could not verify HER age they have no way to prove he wasn't buying for a minor
Anonymous on 04/20/2010:
Well PepperElf that's just ridiculous. Now the store is denying selling beer to an adult because of some suspected hidden motive? Oh give me a break.
PepperElf on 04/20/2010:
this is nothing new.
most stores do this, not just Exxon.
if they have a policy that the person buying the alcohol doesn't have an id
they don't let someone else purchase for them.
and you don't realize this but many o those lil gas stations actually get checked by the company to verify this
Anonymous on 04/20/2010:
Indeed it's COMPANY policy and not Texas state law. Texas doesn't require an ID. Texas doesn't hold the store clerk responsible for selling beer to an adult who's buying it for a minor. So, yes these are all STORE policies not based upon law but based upon the store's inability to hire reasonable people who can distinguish between a 60 year old man and an 19 year old girl.
I'm glad we finally found some common ground on this one.
PepperElf on 04/20/2010:
but the law allows them to do this.
which means you would still have to change the law to prevent stores from asking people to show id
COOKIES! on 04/20/2010:
Cashier IDs girl that looks 19/20 since she's young, then cashier does not ID the older, 45 year old looking man behind her. Next thing the cashier hears is "You only ID'd me because I was a female/Asian/____" add whatever you want. Yes, I've seen people flip out over it. Also, some people just look young, I'm 24 and I am always carded which is reasonable, and my ID scanned for legality since I look so young.
Anonymous on 04/20/2010:
Heh, I got carded last year at a VA ABC store (I'm 41), and the cashier couldn't believe my age. I asked her why she could not believe it, and she told me I look so much younger. I don't know what her problem was.
Anonymous on 04/20/2010:
Her problem is that she was presented with a situation in which a 41-year old adult looked like a beautiful young minor. Dryad, Dryad, Dryad. Always causing trouble of some sort.
jktshff1 on 04/20/2010:
OF: long story short, I got my guns, you don't want any. Just don't push your beliefs through gubment legislation to undermine my right. It is still a free country.
Anonymous on 04/20/2010:
Jkt +10
jktshff1 on 04/20/2010:
Now, me and my grandson are going shooting. See ya'll later.
Starlord on 04/20/2010:
When I worked security in Ruidoso, NM, New Mexico law required that even if you had a long white beard, you were carded when you purchased alcohol. Arizona has police explorers try to buy beer or cigarettes, with the instruction that they are not to lie about their age if asked and to have their ID. They nailed a lot of places for selling to underage purchasers. jkt, I went out of the house one day and got to WalMart before I discovered I did not have my ID, and sweated bullets until I got home. I carry a Springfield Armory XD-45 in a Blackhawk Serpa holster with a Washington Concealed Pistol License. I am disabled and use a cane, and have seen the number of times people mugged were disabled. I cannot reasonably fight or run, and the police are minutes away, when seconds count, but I got 14 reasons for muggers to leave me alone, 185 gr JHP. Stew, most of us do not want the hassle of going to court on a CCW arrest, so we get the licensing. Pity we don't live in Alaska, where anyone may carry concealed with no permit.
PepperElf on 04/20/2010:
I get carded when I go to wegmans - they have 100% id policy. Mom gets carded too and she's a senior citizen.
the mom & pop place down the street from me... they card me too. all the time. and it's not because of a specific policy, they just look at me and say... she looks young, better card her.
but hell, to a girl who's 37 having someone card me because they think I look young? um... OK that's a compliment! =)
Now the ones who TICK me off are Fed ex. They deliver alcohol but don't verify that the person receiving is is 21. Seriously. Knock, drop off the box, leave.
Starlord on 04/20/2010:
Somebody asked me why I carry a .45. I looked them right in the eye and said, "Because they don't make a .46. LOL
In Washington, the CPL is purely a revenue enhancer. Remember what Gallagher once said, "When they take it from your hance to their hance, their income is enhanced." You pay $55 and pass the FBI record check, and you have your license ($58 if you want it laminated.) No class is required, they don't even know if you know how to load your weapon. No information is asked as to if you are aware of where and when you may carry, and absolutely nothing is ascertained as to whether you know when or under what circumstances you may use lethal physical force. The last figure I saw was that 225,000 Washingtonians have Concealed Pistol Licenses. It is a small cost, as I said, especially since CCW without the license is a misdemeanor. Both of our Democratic female Senators voted 'NO' on the National Right to Carry vote, which the Democrats decided had to have a supermajority of 60 votes to pass, instead of a simple majority of 51. The bill was defeated by a vote of 58 to 42, if my math is correct. This is not an overwhelming mandate. Thank Barbara Boxer and her fairy tale about legal gun owners carrying burlap sacks of illegal weapons into California. We will revisit this topis after November, when we kick out all the incompetents, I mean incumbents. BTW, Seattle has a city ordinance that prohibits the carrying of any concealed weapon longer than six feet in length.
jktshff1 on 04/20/2010:
Starlord, the requirements in TN are stricter, http://www.state.tn.us/safety/handgunmain.htm . That being said, I have carried since the late '60's
Disaster Worker on 04/21/2010:
The TABC has very strict rules about selling alcohol and showing the correct ID is one of those rules. TABC sends undercover agents in all the time to see if they can get stores and clerks to break the rules. The store stands to lose their liquor license if they don't adhere to TABC!
skelly39 on 04/21/2010:
Well, if it makes the OP or anyone else feel better, I was picking up a pack of smokes for my husband (it's my month-iversary without cigarettes today) and the guy at the register asked for my DOB even though I've purchased from him a million times before. I told him and he was kind enough to point out that I'm turning 40 soon. Gee...thanks. *&&
Anonymous on 04/21/2010:
Disaster Worker, Texas law does not require an ID check before selling alcohol. The TABC says as much on their website.
Anonymous on 04/21/2010:
In our part of New Mexico, they go a step further. They will, AND HAVE, come outside to see if minors are in your vehicle. If present, they will not sell it to you. Although, I've only noticed this at one particular store and no others. This store and the surrounding area are habitually known for underage drinking and buying for minors.
FloridaLizardQueen on 12/12/2010:
Where I work if I ask someone for ID and they don't have it, I am legally obligated to refuse the sale. For all I know, it could be a police sting and if I sold beer or cigarettes to someone without proper ID and I get caught, that is the loss of my job and jail time.
Starlord on 12/13/2010:
In Washington, which is an Open Carry state, you can get a CPL, and your weapon must be concealed at all times. Seattle has an interesting city ordinance, in that you are prohibited from carrying a concealed weapon longer than six feet in length (Trenton Pickle Ordinance, a book of crazy laws.)
jktshff1 on 12/13/2010:
While we are on the subject,
THP Traffic Stop
Seems a Tennessee Hillbilly makes a rolling stop at a
stop sign, and gets pulled over by a local policeman. Guy hands the
cop his driver's license, insurance verification, plus his HCP.
"Okay, Mr. Smith," the cop says, "I see your HCP permit. Are you
carrying today?"
"Yes, I am."
"Well then, better tell me what you got."
Smith says, "Well, I got a .357 revolver in my inside coat pocket.
There's a 9mm semi-auto in the glove box. And, I've got a .22 magnum
derringer in my right boot."
"Okay," the cop says. "Anything else?"
"Yeah, back in the trunk, there's an AR15 and a shotgun.. That's about it."
"Mr. Smith, are you on your way to or from a gun range...?"
"Well then, what are you afraid of.....?"
"Not a dang thing..."
MRM on 12/13/2010:
Why don't they check for ID at the ABC liquior store? I'm under 40 and never had to ask for ID there.
HG_3 on 12/14/2010:
Funny to see new comments so long after the post....
Many of the people responding failed to realize that SHE DID HAVE A DRIVER'S LICENSE ID...It just was EXPIRED! Still was her pic, address, signature...just wasn't VALID to drive on!!!!!
Anonymous on 12/14/2010:
An expired license is not valid or acceptable, no matter which way you cut it.
HG_3 on 12/16/2010:
Funny...I don't believe my birth certificate "expires"...so how does my ID not still show who I am just because the state wants more money after a couple years?
FloridaLizardQueen on 02/03/2011:
@ HG_3, even if the date of birth and the person's picture check out OK on the license, it still CANNOT BE EXPIRED. We can get in trouble for that too if we accept an expired ID no matter if it is a driver's license, ID card, passport or whatever is government issued. It MUST BE current.
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Oil Company Rip-Off Of Customers
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LACEY, WASHINGTON -- Back when gasoline was costing us nearly four dollars a gallon, I told people the oil companies were ripping us off, and people said I was nuts. I told them that they had short memories because they could not remember the year before, when they were charging high prices, and people and states charged them with gouging the public. They protested to the government that they were not gouging, that their profit margin was so low, they were barely scraping by. Then, at the end of the fiscal year, they were trumpeting how they had made record profits, referred to by one oil company executive as obscene profits. Now they have done the same thing once more, having found they can get away with it. We were paying around $4.00 a gallon for gas, and similar prices for other petroleum products. Heating oil went sky high, as did Diesel fuel, jet fuel, and kerosene. Grocery prices went sky high high, because it took fuel in so many stages etc. Well, at the end of January, the oil companies dropped the other shoe. They were bragging in segments on CNN and Headline News that they had made record profits. They made those record profits by gouging everyone who used any kind of fuel.
Come on, Obama, you are making all this big talk, take these oil companies to the woodshed and give them the paddling they so richly deserve. They steal from the public and the government, then sit there with a sheepish grin and lie like a wet rug. Why haven't the oil companies been charged under the RICO laws for theft and perjury?
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tnchuck100 on 01/31/2009:
Obama, while your at it take the banking executives with you. They are trying to out-do the oil companies when it comes to screwing the working man!
Sparticus on 01/31/2009:
I think Obama has been in office for about a week now... Let's give him at least 2 weeks before he saves the world... ;-)
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Hidden Oil Company Practices
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SUNRISE, FLORIDA -- My son purchased $20.00 dollars worth of fuel at the pump with his Visa card. No problem right. Thousands of consumers do it every hour of every day. Later he uses his card at another shop and is told the funds are not available and his charge was rejected ( visa debut card ). He called visa to find out what was up because he knew there was more than enough funds to cover his charges. Believe it or not he was told by the agent that when you pay at the pump the oil company immediately takes the amount of the purchase and then puts a hold on another $75.00 of his funds making it unaccessible to him for five days.
When asked why this was the visa agent told him he had no clue but knew it was a standard practice of all oil companies for pay at the pump services.
His advice was never pay at the pump. GO INSIDE TO THE CASHIER!!!
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Anonymous on 03/06/2008:
Was this a debit card? I've heard some stations do this when it's a debit vs. credit.
Hugh_Jorgen on 03/06/2008:
Another reason to get rid of your debit cards and go back to cash. It seems like all we hear about debit cards are stories of people having trouble with gas stations, car rental agencies, airlines, etc. And when there is a problem it seems like the banks are willing to help. Use cash - it's accepted everywhere!
ejack053824 on 03/06/2008:
The secret to debit card usage at the fuel pump is to enter a PIN number. That's the way you avoid them putting a hold on extra funds.
Anonymous on 03/06/2008:
Ejack, that's good to know I did not know that. Thanks man!
GTR, thanks for the riview very good info.
madconsumer on 03/06/2008:
I use a debit and credit card at the pumps, and have never seen this. all I see is a $1 hold until the true charges are secured.
CUFlipSide on 03/06/2008:
It seems to be regional. In some areas the gas stations hold an amount greater than the sale, in others they hold only a dollar (which verifies that the account number is valid. In the first case it causes overdrafts because the hoild amount is more than the sale, in the latter case, all the bozos who can't be bothered to keep a register check their balance online and then think they have money to spend that they do not in reality.
ejack053824 on 03/06/2008:
Enter the PIN number and that problem will go away. Anytime I go to a Hess or Racetrac station...I use my debit, then PIN...have a nice day! :)
DebtorBasher on 03/06/2008:
Good point EJ...I've always used mine as a debit at gas stations as well...
forcomplaintsonly on 03/21/2008:
I have never had a problem with them freezing to much funds, in this day and age, there is no reason for that. Guess some areas do it different, probably according to how many times they have gotten stuck with an illegal credit card.
GenuineNerd on 10/13/2008:
I think it depends on the oil company and/or the financial institution. I have used my Visa check card (US Bank) at the pump (Speedway) and only get a $1 hold. I haven't tried other gasoline stations with the debit card since I almost exclusively use Speedway so I can get the "Speedy Rewards Points". If I am at unfamiliar stations I use a credit card.
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Fuchsia leather woven bracelet with 18K yellow gold plated pewter and round cut crystal strand detail
Material: 18K yellow gold plated pewter, leather, and crystal
Brand: Ettika Jewelry
Origin: United States
Wear it, stack it, give it, love it — that's how Ettika designers Ettie and Joey Rafaeli hope you'll treat their inner hippie-friendly jewelry. Made from leather, brilliant gold charms, and rainbow-hued satin cords, Ettika's handcrafted charm and friendship bracelets, vintage ribbon necklaces, armbands and anklets will generate positive energy and help you feel more at peace. Tyra Banks, Joely Richardson and many other Tinseltown types have snapped up some of Ettika's blessed beads and baubles, so layer on a few pieces and spread the love.

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Together, Reducing Fraud Worldwide
Fraud Risk Assessment ToolThe ACFE's Fraud Risk Assessment tool is an invaluable resource for fraud examiners to use in identifying and addressing their clients' or employers' vulnerabilities to internal fraud. Fraud professionals can use this tool to assist organizations in identifying fraud risks and developing a fraud risk response. Each Module contains instructions, a questionnaire, and a key to interpreting the responses on the questionnaire. All Module documents are in Word document format.
1 - Employee Assessment
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3 - Physical Controls
4 - Skimming Schemes
5 - Cash Larceny Scheme
6 - Check Tampering Schemes
7 - Cash Register Schemes
8 - Purchasing and Billing Schemes
9 - Payroll Schemes
10 - Expense Schemes
11 - Theft of Inventory and Equipment
12 - Theft of Proprietary Information
13 - Corruption
14 - Conflicts of Interest
15 - Fraudulent Financial Reports
© 2014 Association of Certified Fraud Examiners, Inc. All rights reserved.


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Showing 97-192 of 246 items found in Shopping
Bull and Bear
The Fox Valley's premier tobacco shop.
CITY: St. Charles
Belvidere Farmer's Market
Community Farmer's' Market. Due to their commitment to quality and freshness, not all products are available all year round. The farmers bring only their produce to market in their freshest state so not all selections are in stock every week. The Market does its best to ensure seasonal produce is abundantly available during harvest time. Open seasonally June through October.
CITY: Belvidere
Walkup Heritage Farm & Gardens
We specialize in retail sales of native heirloom vegetables and plants. Native Prairie plants, heirloom roses and peonies, annuals and perennials, and more. Seasonal operation open from May through October.
CITY: Crystal Lake
Country Store Thrift Shop
A variety of items are for sale at a reasonable price. The collection includes articles for the home, gifts, decorations and clothing.
CITY: DeKalb
Flower Bin Specialty Shoppe
Stop by and see their new location in Winter Plaza in Belvidere. Many wonderful gift items, fresh flowers, green plants, personalized service, and silk arrangements for home and office. Delivery all around the world -- AFS and Teleflora wire services.
CITY: Belvidere
Ridgefield Antique Dealers Assc.
Several antique shops located in a quaint rural setting. All shops are within walking distance.
CITY: Crystal Lake
The Warehouse Antiques & Confectionery
Antiques, primitives, collectibles, hand-dipped chocolate confections, novelty candies, fudge and more.
CITY: St. Charles
Furniture from primitives to Victorian, advertising, signs, country accessories and more. Call ahead.
CITY: Belvidere
Belvidere Rent All & Party Store
Get all your party supplies here! We rent just about everything, from blow-up obstacle courses, to tables and chairs, to wedding trellises. We also carry all sorts of tools and machinery to suit your needs.
CITY: Belvidere
Primrose Lane
Antiques, home decor, one-of-a-kind architectural pieces and unique gift items.
CITY: West Dundee
Steel Heart Ltd.
Unique showroom & warehouse sprawls over an impressive 50,000 square foot inside the historical Starline building, which is the perfect showroom for their pieces. With the outside of the building encased with climbing ivy, huge skylights, and old wooden beams and floors, their products feel at home here. Shop a vast collection of home and garden decor featuring arbors, gazebos, trellis, planters, wall baskets, chandeliers, statuary, antiques, cast iron and more.
CITY: Harvard
Gardens & Gatherings
Seven minutes west of downtown St. Charles in Wasco off Rt. 64 (west Main Street). Weddings our specialty.
CITY: Wasco
The Country Club
Here, at The Country Club, we produce handmade candles, soaps and bath products. Our wonderful soaps, lotions and bath bombs are carried in stores nationally and locally. Our hand-raised goats provide us with milk, which is used in many of our products. We have a full line of glycerin soap by the slice, and cold process soaps, as well as silky goat milk lotion in many fantastic fragrances. Our candles are well-known, and come in a huge variety of scents. We are really just a little shop full of unique soaps, candles and bath products.
CITY: Belvidere
The Mink Barn - Furs by Talidis
Hundreds of ready-made garments. Specializing in mink but also have long hair and sheared beaver, raccoon, foxes of all shades, lynx, Russian sable.
CITY: Union
Funderburg Antiques
Large European and American furniture from 1840's to 1930's: armoires, sideboards, tables, bureaus, chairs. More than 1,000 stained and beveled glass windows, some matching. Owner makes several annual European buying trips.
CITY: Belvidere
Oak Hill Gardens
25,000 square feet of tropical splendor. Known for easy-to-grow orchids, flowering house plants and indoor foliage. Open year 'round.
CITY: West Dundee
Ginger Blossom
Ethnic and traditional crafts, rugs, furniture, sweaters, antiques and more from all over the world. Ginger Blossom buys from small-scale producers who are paid an equitable wage, work under safe conditions, and do business in an ecologically sustainable manner.
CITY: Richmond
Wickham Interiors, Inc
A distinctive retail store offering quality decorating accessories, fine furniture and unique gifts. Its retail showroom boutique is the ideal place to discover exciting ideas for your home or business. Located in a 1912 theatre building.
CITY: Crystal Lake
Sycamore Antiques
Fine art, antiques and collectibles can all be found at Sycamore Antiques. Stop in to see all that we have to offer!
CITY: Sycamore
The Family Gathering Amish Furniture
Handcrafted Amish furniture, can be custom built to your specifications. Built only by true Amish craftsmen, with every attention to detail using only solid pieces of wood. Built to last for generations to come! Onsite gourmet coffee bar.
CITY: Harvard
Arte Verde Garden Center and Landscape Co.
Come see the area's largest selection of top-quality plants, including annuals, perennials, hanging baskets, vegetable plants, and shrubs. Farm animals and exotic birds. Unique plants not found in other garden centers. A name that stands for quality!
CITY: Poplar Grove
Pro Golf - Crystal Lake
Come shop at the Pro Golf store for everything you need for golfing. We have top name clubs, apparel, bags, balls, shoes, and more. The perfect place to find a gift for the golfer you know.
CITY: Crystal Lake
Colonial Antique Mall and Restoration Center
150 Quality dealers in spacious 35,000 square foot mall, featuring largest furniture inventory in Northern Illinois including: Architecturals, built-ins, mantles, lamps & fixtures. PLUS: 85 showcases - jewelry, collectibles. No reproductions or crafts.
CITY: Woodstock
S.I.S. Shop In Style
Shop In Style (SIS) brings a new flavor to your shopping experience by allowing you to finally Shop In Style. Four sisters have brought together all their favorite styles, colors and collectibles to finally deliver the boutique that comes to you. The items you can expect to see include jewelry, cosmetics, clothing and accessories that are purchased from across the United States all of which you have never seen before in your local stores. These unique items will truly make you stand out from the rest of the crowd with a touch of Flair, Fun and most of all Style! You have the option of visiting their boutique or they come to you! Call to schedule an appointment or to be added to their email blast list at 815-751-1918 or email firstname.lastname@example.com
CITY: Sycamore
Anderson's Coins and Collectibles
Vintage toys, memorabilia including tin wind-up toys, Star Wars, Coca-Cola, puppets, model kits, new and retired Legos. Buy or sell gold, silver, sterling flatware, jewelry and coins.
CITY: St. Charles
Sweet Earth
At Sweet Earth our gifts say more!. We engrave on almost everything. We have the tools and experience to help you create a unique gift. We repair both fine and costume jewelry-AND all the work is done in the store by qualified professionals. We change watch batteries and remove links. We have the largest selection of beads & jewelry making products in the area. Every year in March we host our BEAD-A-THON. For that personalized touch, we provide engraving services and plenty of engravable gifts for every occasion. We can even put your message on your own treasures, engraving on a wide variety of materials including metals, glass and crystal. We carry beautiful gift ideas from linens and home decor to toys and puppets, greeting cards and wrappings.
CITY: Sycamore
Then and Now Gift Shop
Unique and specialty items located in the Boone County Historical Society Museum.
CITY: Belvidere
Encore Clothing
Encore Clothing specializes in quality consignment clothing for men and women. We carry currently styled great condition clothing priced at about one-third of the original retail price. Whether you're interested in shopping for great deals or in consigning your fabulous clothes to make a little extra cash, we are the place for you.
CITY: DeKalb
Antiques on Broadway
Over 7,000 square feet of fine refinished furniture, including dining room sets, bedroom sets and accessories. Also an extensive inventory of architectural items from building salvage projects.
CITY: Richmond
Johnson's Family Farm
Our farm is not a large scale operation but we are a family run operation that does its best to provide you the customer with a good product and a friendly smile when you come for a visit. We offer 12 acres of mazes, fall decorations, and pumpkins and gourdes galore! So gather up the kids, find some friends and venture out to Sycamore Illinois and start some great memories!
CITY: Sycamore
Bank Block Antiques and More
Antiques, collectibles, furniture, floral arrangements, jewelry, glassware, made-to-order furniture and shelves, in-home help with decorating and more.
CITY: Marengo
Antique Market I
Antique Market I offers a variety of accessories from elegant to depression era & Victorian.
CITY: St. Charles
Small Town Skate Shop
Small Town Skate Shop has all your skateboard and long board needs. They have things for both guys and gals, along with a variety of accessories. Small Town Skate Shop also carries a wide variety of brands to choose from such as toy machine, DC, Element, Vans, PlanB, etnies, Shorty's, and more!
CITY: DeKalb
Hanan Hall Romantica Boutique
Original fashion jewelry designs from romantic to Renaissance. Special occasion, wedding and prom, are our specialty.
CITY: West Dundee
Premier Interiors
Open daily. A shop of home furnishings.
CITY: St. Charles
Harvard Antique Emporium
Come see our selection of antiques. Something for everybody's taste.
CITY: Harvard
Woodstock Harley Davidson
The Midwest Superstore, Woodstock Harley Davidson, where you can purchase as well as rent one of their new Harley-Davidsons for the day, week, or special events. Everything from street rods to V-rods. Many special events to enjoy too.
CITY: Woodstock
Aquascape Designs Water Gardening Store
Visit our water gardening store for all your pond and water feature supplies. Our professional staff will assist you in making sure you have everything you need and our displays will inspire you. Come shop our wide selection of pond supplies, live fish, aquatic plants, fish food, books, and more.
CITY: St. Charles
Downtown Crystal Lake/Main Street
Visit our award-winning Premier Main Street which is full of charming shops, delightful restaurants, quality entertainments and life-enhancing opportunities and events.
CITY: Crystal Lake
Castle Gardens
Garden decorations, lawn furniture, plants, flowers, shrubs and trees. Come see our selection and find just what you're looking for!
CITY: Richmond
First Street Plaza
Visit the many shops located in the new development along the river. There is a large parking garage adjacent for shoppers' convenience and 2 Visitor Information Centers.
CITY: St. Charles
The Confectionery
Besides creams and clusters and toffee and caramels, The Confectionary also make hard to find pieces including divinity, chocolate dipped ginger, sponge candy (seasonally) and sugar free chocolate clusters (made with real chocolate). Their batches are small and much of the work is done the old fashioned way: by hand.
CITY: DeKalb
New Game in Town
New Game in Town is a great little shop specializing in Magic the Gathering and other CCGs, Darts and Dart Supplies, Comic Books, Miniatures, Dungeons and Dragons and other RPGs. Come in and play!
CITY: DeKalb
Country Church Antiques
Specializing in pine, oak, mahogany furniture. Textiles, china, and glassware.
CITY: Crystal Lake
Nature's Garden
We've been told we're "Not just the usual" garden and gift shop. We focus on Garden and Yard Art that is both functional and fun. You never know what unique, new or crafted item you might find here!
CITY: Belvidere
All My Stitches Quilt Shop
Quilting fabric, books, patterns, notions, and classes. Come check us out!
CITY: Belvidere
Harms Farm and Garden Center
Visit the petting zoo and take a ride on the Pumpkin X-press. Featuring pumpkins, apples, costumes, crafts, weekend events, flowers, nursery stock, fruit, and vegetables. Christmas trees and more!
CITY: McHenry
Anderson Candy Shop
Simply the best chocolates you can get anywhere! Consumers Digest says "One of the best kept secrets in North America!" It's cooked in copper kettles and individually hand-dipped as it has been since 1919. Locally owned family shop.
CITY: Richmond
Richmond Antique District
We are a quaint little village where you can enjoy a day or two of shopping for antiques, confectionery, and fine restaurants. Also bike, walk, or ski on the recreation path.
CITY: Richmond
D & D Jewelers
D & D Jewelers has been a fixture in Sycamore, Illinois for over 100 years. We are often praised for knowing our customers likes and being able to help them find or create the perfect piece of jewelry to uniquely fit their personality. We specialize in engagement and wedding rings, exquisite diamonds, Custom Design, vibrant gemstones from the well known basics to the exotic and lustrous pearls. We have stunning pieces from classic and elegant to unique and one of a kind. D & D has the largest selection of top quality brands of men's watches and women's watches in the area.
CITY: Sycamore
Carter's Cottage Interiors
Carter's Cottage Interiors is pleased to offer a pleasant in store shopping experience filled with antiques, shabby chic/french country furiniture and decor, hoosier cabinets, crocks, DeKalb seed sacks, DeKalb farm/seed signs and many primitives.
CITY: DeKalb
Laughing Cat Antiques Shop
The Laughing Cat Antiques Shop is the purrfect place to find that vintage treasure, your own personal key to the past! We have 17 dealers here to make sure you have plenty to choose from. you will find vintage Indian jewelry as well as rhinestone and sterling. Come in, walk down memory lane, and see our eclectic mix of antiques, rare antique post office items, depression glass, antique dolls, advertising signs, and Victorian children's items. We also have a primitives room for you, featuring the most fantastic American primitives...a must see!
CITY: Genoa
Anderson's Coins & Collectibles
Kids of all ages will find something to love in the unique and ever-changing selection of toys, which includes Star Wars and Star Trek items, Lionel, Marx and other brands of trains, Coco Cola memorabilia model kits, Barbies, vintage super heroes, Hot Wheels, vintage die-cast, posters and more.
CITY: St. Charles
Cracker Jax
Cracker Jax began in 1984 as a vintage clothing store and has since transformed into the magical place it is today! All senses are delighted as you shop 15 cases of new and vintage jewelry, eclectic clothing, soy candles, oils, incense, gemstones of every kind, unique gifts, stunning greeting cards, books, antique and shabby chic furniture, art and one-of-a-kind treasures. We are lovers of all things beautiful!
CITY: DeKalb
Donahue Furniture
Family owned -- fine furniture. 53 years of business
CITY: Woodstock
Diamond Tour Golf
Diamond Tour Golf is the World Wide Leader in Golf Component Distribution. Diamond Tour Golf is very proud of being able to provide the highest quality components and offer them at a very affordable price.
CITY: DeKalb
Genoa Open Air Market
Last Saturday of the month from June through October. Featuring locally-grown produce, wine, baked goods, flowers, and artisan crafts.
CITY: Genoa
Duck Soup Coop
Duck Soup Coop sells a wide variety of products including items such as bulk seeds, grains, teas, coffees, legumes, and many organic items. You may also find housewares, gifts, pet foods, vitamins, and cruelty free body care products.
CITY: DeKalb
Kimball & Bean
Architectural antiques and ornament for the home and garden.
CITY: Woodstock
The 1905 Emporium
A three floor antique mall with all manner of antiques.
CITY: Richmond
Boberosa Barnworks
The quaint shop opened in the fall of 2001, selling pumpkins and barn wood crafts. Antiques and crafts, from furniture and home decor to primitives, tools and vintage farm equipment -- there's a wide assortment to choose from.
CITY: Capron
Robbins Flowers
Full service teleflora shop. Fresh floral arrangements designed daily. Planters, floor plants, mylar balloons, fruit baskets, stuffed animals and greeting cards.
CITY: West Dundee
Ridgefield Antique Dealers
Escape for the ordinary! A blend of dealers featuring quality, affordable American and English antiques including oak, pine, walnut & mahogany, quilts, china, glassware & unusual antique accessories.
CITY: Ridgefield
Town House Books
Independent book store in 1853 Greek revival townhouse, housing thousands of titles for all ages.
CITY: St. Charles
Graham Crackers Comics
Graham Crackers has comics new and old for a variety of ages. Toys, posters, magazines and buttons can also be found here. Stop in their store today and become an owner of one of their great finds.
CITY: DeKalb
Books at Sunset
New and gently read books, books on tape, gift items, cappuccino, biscotti and even "tea for two."
CITY: Elgin
Victoria's Crossing
Shop for antiques, home accessories and collectibles, from homespun country to Victorian elegance.
CITY: Genoa
Kindness Inc.
Antiques, collectibles, gifts. Animal-related items are our specialty. Proceeds aid local no-kill animal shelter.
CITY: Elgin
An Artisan Bread Bakery featuring a delicious variety of fresh-baked breads, buns and more. Breadsmith is open Tuesday through Sunday. Stop in and see what makes us the special choice of bread lovers!
CITY: St. Charles
Countryside Garden Center
Welcome to the wonderful world of Countryside. Proud to be recognized as one of the finest retail flower shop, nursery and garden center facilities in the Midwest.
CITY: Crystal Lake
What-Not Shoppe
Specializing in museum quality antiques, estate jewelry, European furniture, fine art and porcelain. Est. in 1958.
CITY: St. Charles
Egor's Tobacco and Gift Shoppe
Cigar and pipe tobacco accessories.
CITY: Carpentersville
Decades is a unique shopping experience with many unique items from retro to vintage. Handmade items from jewelry, aprons, clothes, cards, etc.
CITY: DeKalb
Catholic Gift Store
The Catholic Gift Store offers you a unique selection of quality Catholic gifts and books.
CITY: DeKalb
Ducky's Formal Wear
Ducky's specializes in Tuxedo rentals. They can match all dress colors and have over 100 different choices to choose from. Surely they can meet your needs. Ducky's offers great desingers such as Joseph Abboud, Fubu, Chaps, Ralph lauren, Perry Ellis and more! Ducky's has not forgotten about the ladies. They also carry a wide selection of prom dresses. Come in and visit where there courteous knowledable staff is waiting to serve you!
CITY: DeKalb
Nathan Winston Services
Nathan Winston Services was started in 1976 as a rubber stamp shop. Growth continued with the addition of engraving as we opened a full time retail store in 1985. Today we offer stamps, plaques, acrylics, clocks, and engraved and sublimated awards. We maintain our level of professionalism well above the standard. We are proud to be one of DeKalb's Business of the Year recipients, and Marking Device Magazine's Small Business of the year.
CITY: DeKalb
Amazing Grace Antiques
Historic home's 14+ rooms filled with affordable antiques, primitive to Victorian. Relaxed, kid-friendly, hometown atmosphere.
CITY: Elburn
Solid Brass Fine Antiques
A complete line of fine antiques, lighting, furniture, military, tools, linen, china, silver and dolls.
CITY: Richmond
We are a flower & gift shop, garden center, landscape, nursery, patio and grill shop. We can landscape and decorate your home, your garden ... your life! Flower arrangements for any occasion.
CITY: Crystal Lake
Richmond Flea Market
Indoor flea market (one of the largest in northern Illinois). Old and new merchandise including home improvement materials, furniture, used appliances, tools, dishes, clothing, jewelry, books, and more. Weekends only!
CITY: Richmond
S G Too
Select consignment and antique store. Everything for the home and garden.
CITY: St. Charles
Harmony Water Garden
This aquatic nursery has hundreds of water lilies, marsh plants, fish and related products. In business for a decade. Pond maintenance services available, call for an appointment.
CITY: Caledonia
We specialize in rare, exceptional antiques, estate items, vintage and marcasite jewelry. We also feature furniture, fine art, oil paintings, porcelain, clocks, sterling, glassware and more.
CITY: St. Charles
BBK Sports
Sporting goods retailer and team sales. Equipment and apparel for baseball, softball, soccer, football, basketball, and volleyball.
CITY: St. Charles
Courage combined with inventiveness is the definition of Moxie. Moxie offers the most random, quirky, beautiful, interesting, useful and unpredictable goods around. Including: clothing-vintage and new, baby gifts, stuff for kids of all ages, gourmet foods and kitchen gadgets, art, home accents, books and music, and jewelry.
CITY: DeKalb
La Vita
Fine cigars, gourmet coffee, boutique wine. Featuring the #1 coffee imported from Italy. Largest cigar selection in the Midwest.
CITY: St. Charles
Randy's Vegetables
Specializing in garden flowers and supplies, jams, specialty foods, home grown produce, u-pick field, pumpkins, fall family fun activities.
CITY: Elgin
North Central Cyclery, Inc.
We proudly carry a variety of bicycles includig Trek, Gary Fisher, Surly Salsa, Ridley, Haro, and Mirraco. We believe these companies give us the best opportunity to serve almost any rider walking in our door. We also carry a wide variety of products from other companies including Bontrager, Saris, Crank Brothers and more. We have access to many products not present in our store and we gladly make special orders for customers, so if you are interestd in something specific, please let us know! We also support, plan, coordinate or participate in almost every cycling event in DeKalb County. These events are the cornerstone of our business. We also host many in-store seminars on bike maintenance, bike fit, training, commuting, and bike safety.
CITY: DeKalb
Bike Rack
The area's best selection of bikes, recumbents, accessories and clothing. Rentals: bikes, tandems, trailer cycles, recumbent bikes and trikes. Home of Creative Mobility featuring bikes for special needs. Just west of Randall.
CITY: St. Charles
Mr. Marco Jewelers
Open Monday thru Saturday. Fine jewelry. Custom creations.
CITY: St. Charles
Consignment Gallery
We consign and sell new and used upscale quality brand name furniture, accessories and art. Because of our growth, we are now offering residential and commercial staging and offer an estate sale service.
CITY: St. Charles
Inboden's Meat Market and Full Service Catering
Inboden's Meats Ltd. is your premier specialty meat butcher, baker, fresh greens and gourmet retail store. In addition, they carry a wonderful selection of unique beer and wine to compliment your meal. People from all areas of Illinois come to Inboden's to enjoy our fresh cuts of meat, breads and pastries baked daily, fresh hand picked produce, and friendly atmosphere. Inboden's has been serving the public since 1962. A family-owned business, Inboden's has the appeal of a small town classic meat and grocery market. Inboden's sells only the finest USDA Top Choice & USDA Prime Meats. All of our meats are naturally aged to provide tenderness and rich flavor. We use no chemical tenderizers of flavoring.
CITY: DeKalb
The Natural Gardens
Nursery specializing in Native & Ornamental Perennials & grasses since 1953.
CITY: St. Charles
The Wine Exchange
Featuring wines from across the Globe. Local & Hotel Delivery Available. Saturday tastings 1pm-5pm.
CITY: St. Charles
Theives Market
In Pheasant Run Resort. Open 7 days a week. A distinctive shop offering fresh-ground or whole bean coffee, teas, gourmet jams and food items, and a unique array of gifts.
CITY: St. Charles
JP Jewelers Inc.
A fine jewelry store. Family owned and operated since 1993. Full service for jewelry and watch repair. Offering custom design.
CITY: St. Charles


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Category: Designers/Studios,
Posted by: Toni Smith
Location: Brisbane
Posted: Oct 5th 2011
I love the work of Lundgren+Lindqvist because of the attention they give to how the message will be received and experienced. This Swedish design bureau work across many disciplines including identity design, web design and development, art direction and print design. They have a range of national and international clients. I love the way that Lundgren+Lindqvist have considered how to present their work on their website. They have carefully styled and photographed their work.


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Leaders for the Global Common Good
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This course will explore the legal, ethical and financial issues involved in providing legal services to low and moderate-income persons. The course will use a combination of lectures and interactive discussion. One or more writing projects will be required. This course will satisfy the externship seminar requirement when taken during the same quarter as the externship. Offered on a credit/no credit basis only.
Not offered this academic year.
Last updated 2/14/2012 10:37:45 AM