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Beware of Choice Home Warranty
Posted by
EVERSON, NEW JERSEY -- I have had nothing but problems with Choice Warranty.
I bought a 3 year contract from them, as it seemed like great value.
It apparently is not, and CHW is not a company that is ethical or keeps
their word.
Firstly they do not replace, with a new item, like specified, they offer
you a buy out, and you cannot buy a new item, with the stupid amounts they
They offered me $250 for a new dishwasher. I said I could not get a new dishwasher for $250 and they said Sears outlet stores have them for that. Well no they did not.
And including tax and delivery installation it was going to cost me double their buy out. Including also, I had paid the $45 service fee, to be told it was broken, beyond repair.
When I said I would buy a secondhand one, they said they would only cover a new one. When I said it was going to cost me $130 to cover installation, and delivery, they said they do not cover that, although they do state that they do.
This is the third time they said they would do a buy out, the other two times, they said they would send me $200 (in six weeks) to cover repairs, and it was cheaper for me to go and purchase a good second hand one, and I cannot get a clear answer on if the second hand ones are covered.
When I wanted to cancel the policy, they said they would take off the full amount the policy would cost up to the time I cancelled (not the discounted amount I paid), so if it cost me $30 per month I had used, they where going to take off the full $42 per month I had used. Then to top it off, they where going to take off, any money that they had paid for repairs or buyouts, for the months I used, even though they where keeping my money for the months I had used already.
They are deceptive, they find ways to fight you for everything, they have bad customer service, and they lie.
They have reviews on their website, which they offer you free months for, however the two reviews they asked me to write, which where negative, where not put up on the site, they are selective of what they do put up on their website.
I told Choice "You should be ashamed of yourselves, your service sucks, and you do not do what you promise to do"
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Buyer Beware
Posted by
HOUSTON, TEXAS -- I have had Choice Home Warranty for 3 years now. I have been relatively happy until now. Previously, there had been a couple of bumps, but I had felt that they made good on it. Recently, however, I feel they dropped the ball and did so in a BIG, BIG way. It's a longish story, but necessary to understand.
I made my claim and was contacted right away with a service representative I had a hard time contacting the service rep--every time I called, I never got an answer or voice mail. Finally, the representative contacted me and we made an appointment. He then no-showed. Choice Home Warranty called the original "preferred provider" to find out what happened. The "preferred provider" then contacted me. He forgot about our appointment. He wanted to set up another appointment in a few days. I called Choice Home Warranty, the apologzied and gave me the name of new service representative Again, I could not get ahold of the representative The representative finally called me and told me that he would be at my house the next day in the 1-4 pm window. I told the representative I had another appointment, and I could not be there until 2 at the earliest and 2:30 would be more reasonable. The representative just told me that he would call and see if I was there, but my window was 1-4 tomorrow. He would not set up another day or time. He showed up at 3:30.
When the representative showed up, he had no tools. How are you going to fix an appliance (built in microwave) with NO tools? Before he even stepped foot into my kitchen, he offered to turn it in as non-fixable if I wanted. This is point one: What kind of service reps does Choice Home Warranty contract with? These are the people coming into your home! They are not reliable or trustworthy. The service representative was not happy when I stated I wanted it fixed. He then got a screwdriver and a drill. He removed the microwave and began to leave with it. When I questioned it (remember, he has already proved to be "iffy"), he then said, he would need to look at it at the warehouse. I objected. I didn't want wires hanging out of my cabinet for 1-2 weeks, especially with small children, and I didn't trust the guy. I didn't know if I would ever see the microwave again. The service representative threw a fit. Looked at the microwave, said he needed to order parts and would contact me in 5-8 business days to make the repairs.
3 business days later, I received a phone call from Choice Home Warranty saying the representative said that the repairs weren't worth the cost of the microwave. It was going to cost about $200 to repair and the microwave wasn't worth that. Choice Home Warranty offered me a buy-out of $205. While on the phone with Choice Home Warranty, I looked up the cost of my microwave--$969, $899 at Sears (the lowest price). I told them that $205 wasn't acceptable and why. The representative on the phone agreed and said he would pass me on to someone with more authority.
The someone "with more authority" said, basically: Too bad, so sad. That I didn't need to have a stainless steel, built-in microwave with features (what needed repair), I could buy a basic, counter-top microwave that wasn't stainless steel and had no features instead for $200-$300. That's what they are priced wholesale. I'm a consumer; I can't buy wholesale. I kept complaining, so he upped the price to $250 to cover my service fee.
Choice Home Warranty says (straight from their website): "CHW will replace your unit with a similar or like feature model, or even send you a check to buy a new item!" as their advertising pitch. The contract states: "We are responsible for installing replacement equipment of similar features, capacity, and efficiency." $205 is only 10% of what the SIMILAR or LIKE FEATURE or SIMILAR FEATURES, CAPACITY, and EFFICIENCY model would cost. The person "with more authority" claims they don't have to match features, just wattage. Not according to their contract. I don't expect a full replacement fee on a 6 year old microwave for a brand new one, but more than 10%. I would expect at minimum 50% and probably closer to 75%. I do have friends with different companies that get 90-100%! Here is point two: Choice Home Warranty does not honor their agreements. I've tried contacting Choice Home Warranty several times (phone, online form, email), but they won't work with me to solve the problem.
And it was a darn good thing I did not let the guy take my microwave because then I'd really be out of luck.
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Rex Ricchetti on 10/14/2014:
I had the same experience with Choice Home Warranty on two different claims.
My AC went out in August. I filed a claim and was given the name of a repair company the following day. When I called to make an appointment, the company said they didn't work with Choice anymore. I called Choice back and explained what happened. The following day, I was given a new repair company. When I called company #2 to schedule the repair, they didn't work with Choice either. I called Choice back for company #3 asking the rep to "please be sure they worked with choice since my AC was out for 3 days in August in Mississippi." The 3rd company came on day #5 without AC and fixed it.
The same day as the AC went out, I filed a claim that my washing machine (18 months old) sound like a freight train. I was issued a repair company and they repair man said he would order the part and put it in with out a service fee when it arrived. 30 days later, still no repair, no contact from Choice or the repairman. I called. My washing machine was too old to repair and they offered me $200.00 I told them it was 18 months old and still financed. Choice said they would order the part. another week went by and I called to check the status of the part order. Choice said the part was discontinued and was offered $250.00. I went to Whirlpool.com and found the part. I called Choice and said it was NOT discontinued and gave them the part number and it was on hold under my phone number. A week later Choice said it wasn't worth repairing and offered $300.00. This a a front loading, top of the line, 18 month old washing machine. I said no to their offer and escalated the matter upwards. Everyone said they would not fix the washing machine and the final offer was $450.00. I filed a Better Business Bureau complaint and Choice cancelled my warranty.
I also had trouble getting a repair person to fix the hot water heater and was told by Choice I could pay for the repair and submit a claim for reimbursement. I did. It was denied without any explanation.
Choice wants your money but won't pay their claims.
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Choice Home Warranty Is Rip
Posted by
EDISON, NEW JERSEY -- Hello everyone,
I just want share my experience with Choice home Warranty recently. Please find my list of issues with them just in few days.
- At the time of enrollment they try to over charged and made multiple transactions, got a call from credit card company and I requested them to decline the transactions. What if you don't get call, you need to go the hassle process
- Absolutely I didn't get any information about policy for 20 days, after I made repeated calls then they sent policy number via email and then 2 days after info arrive in mail too. This is an example of how poor their service is.
- At the time of enrollment representative promised me that effective date can be current if I show an active policy, I faxed the information but this did not happen. I made 15 calls about this and no use.
With the above all issues I sent the cancellation request in writing and then representative started bargaining to keep me like what about if I only charge half year price for full year an first service call fee. I strongly said please simply cancel. I waited for two weeks for refund. I didn't get the refund. I called today and they finally refunding but they are charging $50 (administrative fee) + $39 ( 1 month fee). Even though I cancelled service in my first 30 days, they had charged all these. Initially they told me that risk free 30 days.
Based on my personal experience I would recommend you stay out of this company. If the customer service is like this even if something happens you can assume what will happen.
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Whiteduck on 03/08/2011:
Good post. Thanks.
zmark on 03/11/2011:
Please be advised. I signed up for two home warranties for my rental properties with the intent to try them and possibly expand their use. They are terrible. They do not replace broken appliances, they don't offer a reasonable replacement cost and they have terrible customer service. I am speaking of ChoiceHomeWarranty. I have been trying to cancel my policies and they continue to give me the run around.
Do yourself a huge favor...READ the contract first!!!
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Scam - No to Choice Home Warranty
Posted by
EDISON, NEW JERSEY -- CHW is a very bad company, I filed a compliant which is in the covered item. The appointment is Fri 9-11 am and technician finally came at 4:30pm after I keep calling him. Then he said the claim department is closed and he needs to collect the service call payment and come back next Monday after got the authorization code or pay him $200 to do the job. He also mentioned I should go with a good warranty company like "Old Republic". I suspected he will never come back at that time. I check again on Monday morning and he said he is talking with CHW, then CHW denied in the after noon. This technician said I can pay him $200 to do the job since CHW is not paying. I was so angry and call CHW to cancel my policy and the representative said I need to mail a written letter to their address. I felt the whole thing is a scam because the following reasons:
1. When I called to file a claim, the phone representative tried to deny the claim first. I insist the problem and finally they assign a technician.
2. Not sure if the technician is a scam as well. The appointment is 9-11am and he came at 4:30pm to come to collect easy money of service call fee without doing anything and say different things to me and CHW. Want to ask me to pay $200 and said CHW is not good and should go with other company. Interesting, he is assigned from CHW.
3. Finally CHW just said they are not going to cover no matter what I say the problem is.
4. I was mad to call to cancel and the phone representative asked me to send a written letter to the address. No online, email or fax. So I mailed a cancellation letter.
5. I finally got a response to fax a cancellation form after I specify I am going to cancel on the claim case.
If they only collect the premium and try every possible way to deny the claims. I really don't know why we need this kind of home warranty insurance. Also I think we shouldn't pay the service fee if the technician didn't do anything, otherwise it becomes an easy money for them to collect. They just came to collect the money and always said come back later and never come back.
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Bad Business and Bad Service
Posted by
EDISON, NEW JERSEY -- Choice Home Warranty practices Bad Business. Numerous complaints on this company as well as an F rating from the BBB. Do your research before using this company. Below is my letter to the president (James Moss) of Choice Home Warranty:
Mr.. Moss,
This is in regards to our claim #49167121. We had signed up with your company last year for piece of mind that when our appliances/hot water heater/furnace/AC ever went out or needed to be replaced, we were covered in cases such as these. We were thrilled to know that we had protection for a monthly fee in instances where if something went wrong, it would be fixed or replaced.
Well, come to find out were my wife and I ever wrong...Our A/C unit went out this past Tuesday evening. We contacted your company, your company sent a contractor out (Sunshine Heating and Cooling). The contractor told us we needed a new A/C unit. Your company has now refused to pay the claim because you need our last 3 years of service invoices. Huh really? Well let me check the Home Service Agreement regarding where it specifies this. Hmmm...I don't see it. Let me read it again. Hmmm...Not there. So, calls to Customer Service....Oh and I use the term 'Customer Service' very loosely when dealing with your company. Let me just say as I have been in Customer Service for over 20 years in various positions including management, that if I had hired any of the people you have working in your Customer Service department at my company, I would have received a pink slip and a grade of 'F' for talent evaluation. Speaking of 'F', I noticed last night that is your grade from the Better Business Bureau...Shocking! But more on that later...So, I call Customer Service yesterday to explain to one of your CSRs, who actually sounded like he was about 15, but I digress...To let him know (Shaun) that we have a friend who comes out and does that on the side for us and we pay him cash. I won't bore you with the details of my conversation because from what I can see doing a search of complaints by other consumers towards your company, looks like you have your hands full...
So, I call once again to speak to a manager (Jim). Told by one of your Customer Service Reps that they will have a manager call me back. Call me back? What? Why? When? Your CSR tells me in about 4 hours...4 HOURS!!!!...Seriously??? Oh wait, now I know why it took such a long time (oh and by the way, I had to call back because I never got the return call from a manager) because they have so many other complaints they have to deal with. So, finally get a hold of a manager (Jim) explain the situation about the refusal of the claim, why do you need the last 3 years of Service invoices, explained we have a friend of ours do it on the side, nowhere in the Home Service Agreement does it state this, etc. etc. Then he interrupts me that he is trying to explain the agreement and rattles off all of these section numbers in the contract where it states this...OK, I went through this agreement twice, don't see this...So, I raise my voice because quite frankly, the runaround is ridiculous. He then says to stop raising my voice and well, I raised it again and then he hung up on me! Yet another shocker! Let me tell you why I raised my voice...It has been between 98-100 degrees here for the past several days! So, let's see...NO AC + hot temperatures + poor service + lack of empathy = TICKED OFF!!!
OK, this gets better...So we speak to Randy at Sunshine Heating and Cooling. He says that when he spoke to someone at your company, Randy had told them twice that our AC unit was well maintained and simply put, just died....This is where the whole piece of mind thing comes in, but obviously not with Choice Home Warranty.
So, Mr.. Moss, let me ask you some questions:
Do you not trust the contractors you hire? In other words, if they tell you something has been well maintained why do you need 3 years of service records? Form the looks of the complaints I saw, doesn't look like your contractors don't trust you very much either
So what about all the other consumers who have people fix stuff for them on the side or actually do it themselves? Do you deny them as well? Especially ones who self-maintain their stuff. Can they send in a hand-written piece of paper that says the did it? Does that suffice? According to your manager (Jim), it must be serviced by a bonded and insured contractor. Really? Where does it say that in the Home Service Agreement? Yeah, Jim your manager's response..."Well it doesn't..." Yet another shocker...
So here is a scenario...My fridge is on the fritz...Call CHW...Service Contractor comes out says need a new fridge....Call CHW, are they going to tell me to provide 3 years of service invoices? Really? What about a stove? Hot water heater? Washer? Dryer? Mr.. Moss, do you have your fridge serviced every year? How about your stove? Dishwasher? Washer? Dryer?
Back to that whole 'F' grade from the BBB...Yes, we have filed a complaint with the Better Business Bureau.
So, here is what my expectations are...I want a phone call from you to discuss remuneration. And when I say phone call, I don't mean me having to call you, you need to call me! I am not in the mood for any East Coast BS...Born and raised in New Jersey myself, so let me just say I am up to the challenge. My number is 314.479.2304.
If I do not hear from you by end of business Monday August 9th, I will be contacting my attorney.
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Alain on 08/10/2010:
We prefer to keep a savings account at our local bank that is specifically for home emergencies that might not be covered by our insurance. I don't trust home warranty companies as it seems they spend a good amount of their time (and their customers time) denying claims. It also gives us direct control over who we hire to do repairs. Our peace of mind comes from being prepared to do it ourselves. It's worked in our household for 17 years now.
Venice09 on 08/10/2010:
That's good advice, Alain. There used to be a time when insurance and warranties were a good idea, but now they are just a false sense of security. I really think businesses are suffering from this bad economy and it's causing them to find ways not to pay out. At least that's my theory. I really think you have the right idea, especially the part about being in direct control of who you hire.
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Choice Home Warranty--Buyer BEWARE!! Scam!!
Posted by
A&C Akers
EDISON, NEW JERSEY -- Our complaint is a repeat…repeat…repeat of all the complaints listed here. Legit contract, paid for months, first claim ever…needs repair…requested records…provided it to them…even phone numbers of our maintenance company so they could ask any questions they want…stories changing all the time…lies told…information made up…degrading comments made by Michael Scott…accused us as well as our maintenance contractor of fraud, based on nothing but lies he made up…threatened us legally…same, same, same, ditto, ditto, ditto.
In reading all other comments I found one from the president of CHW himself. Here is what it says:
Please be aware that CHW is a legitimate business. All home warranty companies deny claims on items that are not covered under the warranty agreement. Please read the contract for specific coverage, limitations, & exclusions. My name is James Moss and I am the President of CHW. If anyone ever has a problem with our service I would love to know about it. At CHW we pride ourselves on providing outstanding service, and when problems arise we pride ourselves in working efficiently to rectify the problem. Please e-mail me at JMoss[at]ChoiceHomeWarranty.com with your concerns. Thank you, James Moss President visit my blog @ blog. choicehomewarranty.com
Soooo…before posting this comment I certainly went to that blog site to attempt to deal directly with Mr. Moss. No shock to find that all comment sections are disabled. Went to the Facebook page…no commenting available there either!! So surprised. Tried the email address…rejected…shocker. We have sent everything by fax. We will be pursuing delivering all of this by certified delivery in person to Mr. Moss and his company as well. Based on all of this we will pursue through the BBB as well.
I only post here to say to anyone who is listening, googling, wondering, considering CHOICE HOME WARRANTY…DON'T DO IT, DON'T DO IT, DON'T DO IT!!! SAVE YOURSELF THE HASSLE, WASTED MONEY AND HEADACHE ON THROWING YOUR MONEY AT ILLEGITIMATE SCAMMERS!!!
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Dallas, TX on 12/12/2012:
Choice Home Warranty is the true definition of "Bait and Switch"! Since I don't have my receipt from a tech who came out to service my a/c in 2011 and prove this was done through CHW, they are denying ANY future claims for my heat or A/C unit due to "shotty" work done by their vendor at that time which has caused my outside condensor to now not have power. (See Paragraph 19). Unfortunately, this vendor is out of business and no way to get a copy of the work order. Conveniently, CHW doesn't show this claim whatsoever in their database. How convenient for them.
ken on 05/30/2013:
my experience as a contractor in the home,
their claim being denied due to a complete idiot
mike in claims who said he was the manager.
denied because they cannot read and understand their own policy. For a heating system when it reads any, all components in the machine that cause the heat to function means all all means all, and this idiot mike goes to the next page and points out valves, which is in the context of boilers, geothermal, pipe systems, and excludes valves
but I was working on forced air which the valve on the forced air which is a different context
makes heat for the furnace and to tell the customer that that is not covered is insane
I wonder if james moss is aware of this and idiots like this really damage the company
Rita Wynn on 11/28/2013:
Call CHW because my garbage disposal has a crack in it. So they had a tech to call me for appointment, which we set up for Monday at noon, no show. AT 3:35 he calls to see if it's too late. I had to be at work at 4 pm. So he ask me to leave a check for the $45.00 in mail box so he could buy the disposal. Tuesday he sends someone else to put in the disposal, which he didn't have it with him. So he leaves and said he would be back soon. No SHOW. So I called CHW and they tell me the tech found a olive fork in disposal and that's what cracked the disposal. There was no fork in disposal. He didn't check anything except the crack. So I called the tech, he said he didn't tell CHW that. So I have spent big bucks for nothing.
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Choice Home Warranty, Denials, and Terrible Service
Posted by
Steve Card
EDISON, NEW JERSEY -- I put 4 houses under contract with Choice Home warranty, and I am completely dissatisfied with Choice Home warranty.
Some of the specific questions I asked the Choice sales representative were about old plumbing, and old appliances, and was was told that neither would be a problem. this is a lie I was denied a plumbing claim because of old lines.
Choice has no repairmen under contract in Morgan City, so I have had to use their reimbursement system, which you need special authorization for repairs over $100.00, (including the service call fee). They have only one contact no. to handle all problems. The wait is usually ten min. to talk to a service rep, and if they have to transfer you, it will be another 10 min. Also they will not transfer you to a supervisor. Repairmen also have to go through this process, to get authorization for any amount over $100.00.
Most recently I have been denied for a washer that is out of warranty, It took me a about 2 weeks to get a repairman to come out, because the 1st repairman I called said they would look into the matter, and call me back, but never did. When I had a 2nd repairman finally come out, they diagnosed the problem, and gave me an estimate of $680.00 Choice home warranty would not authorize the repair, and the Choice service tech told me they would replace the washer. When I called Choice back to find out about replacing the washer, I was told that the claim was under review, and Choice had contacted a repairman to give a 2nd opinion, that repairman was the 1st I had contacted, who never returned my call. After another week that repairman contacted me, and told me he could not work on my brand of washer.
I immediately called Choice, and was informed that the claim was under review again, because someone had determined that he problem had to be a manufacturers defect, (how this was determined I have no idea). I was so mad, I told the Choice representative We should end this call before I start cussing, and I wanted someone in authority to call me back.
After 15 mins. I was calmed down, and called Choice back. This time I was informed that the claim was already denied, because of the manufacturers defect determination
I have still not talked to a supervisor or figured out who determined the problem was a manufacturers defect.
My experience is that Choice Home Warranty Lied to me at purchase of warranty, and went out of their way to deny 3 of my legitimate claims, (2 are documented here). Also their contact, and claim handling system is terrible. I have not found any way to contact supervisors, review my claims, or dispute denials.
Another problem I had was for a $90.00 reimbursement claim that I sent to the address on claim form as certified mail. The letter was returned to me because no one would sign for it, (according to post office clerk information). I sent the letter again 1st class mail, and finally received my reimbursement about 2 months later. Why won't this company accept certified mail, and why should it take so long to get reimbursement money.
Account # 419209
Claim number: 49060942
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Major Rip Off - Save Your $$$
Posted by
GREENWOOD, ARKANSAS -- This company is not really in the business of honoring their contracts. I had purchased a warranty in Sept. 2009, hoping to offer peace of mind to a prospective buyer of our home which we were going to put on the market to sell. Don't ask me what website I had read positive reviews on before purchasing this warranty, because I can't find it now. I have wondered if it might have been made up by the company itself.
We had a buyer for our home and an inspector saw flames coming out of our unit which he thought were too wide and recommended we have the heater checked, thinking it needed an adjustment. We called a repairman the next day rather than use the Home Warranty thinking he would just need to make a minor adjustment. He found we had a bad heat exchanger and said carbon monoxide was coming into our home. I called Choice Home Warranty and they sent out another company the next day. Once again, we were told we had a bad heat exchanger. He called and reported it to CHW. They said they would let us know what they decided to do. I called the next day and they said my claim was denied due us failing to maintain the unit (sound familiar from earlier posts?) and rust and corrosion that the repairman had reported. I asked how there could be rust on our unit when it was inside my house in an enclosed closet?
Long and short, they refused to honor their warranty. We had a new unit installed as we had cold weather coming and the house was being sold. My husband called and finally was able to talk to a manager and my husband told the mngr. we had spoken with both repairmen and both had stated our unit had normal wear and tear and there was not excessive rust, and that we had pictures to prove it. The manager said that how were they to know we did not pay the repairmen $20 to say that and how were they to know it was OUR unit. We could have pictures of another unit. Are these people for real?
We have filed a complaint with the New Jersey BBB and after the moving and holidays, I emailed them and they had closed our case assuming it had been resolved. I emailed back that there had been NO communication and we are not happy with how any of our claim has been handled. I asked them to reopen our case, and am awaiting their response. In the meantime, I am going to call the New Jersey Attorney General, and send them my pictures and the statements from the repairman. Not only did we pay for a Warranty, but we paid for two repair visits and a new heater unit which costs $1962.
I would avoid doing business with this company at all costs. I bought my warranty in good faith and feel they have not been fair in handling our claim.
Stay AWAY!!!
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Does Not Honor Contract
Posted by
NEW YORK, NEW YORK -- Simply put, this company will not honor your contract. The company looks for reasons to deny your claim, and will not honor your contract even if the contractor says that the failure is due to normal wear and tear (which is specifically covered under the contract).
One of my claims was denied, not because the part wasn't covered, but because "something didn't seem right in the diagnosis."
Another claim was denied even though they told both me and repair technician that the repair was covered under the warranty, prior to him doing the work. The told me to complete the repairs and submit a receipt for reimbursement. I waited 30 days, and called to find out the status. I was told that the repair was not reimbursed because the part was not covered.
Another claim was denied because the "part wasn't covered". I purchased optional coverage to cover the part at an additional charge. I questioned the denial, and I have yet to receive a response from management.
Another claim was denied because there were some slight mineral deposits on the fixture. It did not matter that the technician told the representative that it was not the cause of failure nor was it part of failure. When I spoke with the company representative, he accused the technician of lying in his diagnosis of "normal wear and tear". (He made this statement about a company that they tried to assign to the job).
To make matters worse, I had to pay out of pocket for all of these expenses, with promises of reimbursement from them.
Bottom Line - THIS COMPANY WILL NOT HONOR YOUR CLAIMS and THEY WILL NOT REIMBURSE YOU EVEN IF THEY SAY THEY WILL.
Please heed my warning!!! I am consulting with an attorney to determine recourse. I have a recorded conversation with Ron from this last round where he asserted that the contractor was lying. Does anyone know how to start up a class action lawsuit?
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Shari on 06/29/2011:
If you come up with information regarding a class action suit against this company, PLEASE post. I would LOVE to get in on that. All the reviews I have read all over the net are exactly what I have experienced after filing a claim after paying them for over 2 years with no other claims ever submitted. I will be checking this site often to see progress.
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Poor Service and Will NOT Honor Their Agreement
Posted by
EDISON, NEW JERSEY -- On my first claim, my water heater was leaking. Due to the urgency, the Choice representative suggested I pay for the repair and submit a reimbursement form. I did. The claim was denied without any reason. I tried for several weeks to get a reason. None was given.
My AC went out and I called to file a claim. The first company I was told to call informed me they don't work with Choice anymore because Choice won't pay them. I called back to get a different repair company. Company 2 didn't work with Choice either. Company #3 didn't either. Finally, company 4 did accept Choice. Each time it took Choice a day to get me a new company so this is 4 days without AC in August in Mississippi.
My 18 month old washing machine sounded like a freight train. I called Choice and submitted a claim. The repair man said he would order the part and install it for free when it came in. 30 days later I called Choice for an update. I was offered $200 for my 18 month old front loading washing machine because it was too old to repair. When he finally agreed it wasn't too old--giving him the date I purchased it and registered it with Whirlpool--he said he would order the part. A week later I called for another update. Choice said the part was discontinued. I called Whirlpool Parts Department and found the part. I then went online and placed the order on hold. I called Choice and told them it was NOT discontinued. Then I was offered $300.00. I told them the machine was still financed and no--fix it! Another week later I called and was offered $400.00 and was told take it or leave it. I talked to everyone at that company to figure out why it was $400.00 and no one would talk to me.
I filed a Better Business Bureau complaint and Choice cancelled my warranty for both houses. Of course it has been 35 days and I still don't have the refund for either house.
Check out the NJ Attorney General's office. They are investigating Choice for selling warranties and add-on warranties then denying the claims. I jumped on that bandwagon quickly!
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State of Conservation (SOC)
Wieliczka and Bochnia Royal Salt Mines (1984)
Year: 1984
Other Threats: Gradual deterioration
Document Source: SC.84/CONF.004/04
Threats*:Relative humidity Water (rain/water table)
States PartiesPoland
* :
The threats indicated are listed in alphabetical order; their order does not constitute a classification according to the importance of their impact on the property.
Furthermore, they are presented irrespective of the type of threat faced by the property, i.e. with specific and proven imminent danger ("ascertained danger") or with threats which could have deleterious effects on the property's Outstanding Universal Value ("potential danger").
** : All mission reports are not always available electronically.

subset: commoncrawl


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Quick Links
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*Select UPS 2 DAY at Checkout
NL10890 In Stock Absolutely No Delay on Personalization!
*Select UPS 2 DAY at Checkout
If you're looking for a special gift, look no further! This Love Chinese Symbol round tag pendant makes a great gift, and addition to any wardrobe. This stainless steel love pendant perfectly measures 3/4" and is available on your choice of an 18, 20 or 24" beaded chain. Show someone how much you care by getting this Love Chinese Symbol round tag for that special someone!
Eve's Addiction.com wants you to be a happy customer. We want you to be completely satisfied with the sterling silver jewelry that you receive from us, as we only sell high quality silver and cubic zirconia cz jewelry. We do understand that you may not like your purchase for some reason.
You may return or exchange your jewelry within 60 days of purchase if you are not satisfied with it. The jewelry must be returned in its original condition for a refund or exchange. Engraved, personalized, photo, monogram, name and initial, and clearance items are not returnable or exchangeable. To return jewelry to EvesAddiction.com, please follow the steps at the following link.


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Book your room at Americas Best Value Inn Hot Springs
Room, 2 Queen Beds, Non SmokingMax Occupancy: 5 guests (up to 4 children, 4 infants)
Room, 1 Queen Bed, Non SmokingMax Occupancy: 2 guests (up to 1 child, 1 infant)
Room, 1 King Bed, Non SmokingMax Occupancy: 2 guests (up to 1 child, 1 infant)
Hot Springs hotel with a seasonal outdoor pool
When you stay at Americas Best Value Inn Hot Springs in Hot Springs, you'll be convenient to Mammoth Site of Hot Springs.
This hotel is within the region of Wind Cave National Park and J.H. Keith Cascade Falls Picnic Area.
Make yourself at home in one of the 31 air-conditioned guestrooms. Complimentary wireless Internet access keeps you connected, and cable programming is available for your entertainment. Bathrooms feature shower/tub combinations, complimentary toiletries, and hair dryers. Conveniences include irons/ironing boards, and both microwaves and refrigerators are available on request.
Enjoy the recreation opportunities such as a seasonal outdoor pool or make use of other amenities including complimentary wireless Internet access.
Featured amenities include a business center, complimentary newspapers in the lobby, and coffee/tea in the lobby. Free self parking is available onsite.Information missing or incorrect? Tell us!
At your hotel
At your hotel
High-speed wireless Internet access is complimentary. This hotel offers access to a business center. This Hot Springs hotel also offers a seasonal outdoor pool, coffee/tea in the lobby, and complimentary newspapers in the lobby. Onsite self parking is complimentary.
- Outdoor seasonal pool
- Complimentary newspapers in lobby
- Front desk (limited hours)
- Total number of rooms - 31
- Number of floors - 2
- Coffee/tea in lobby
- Business center
- Free self parking
- Free Wi-Fi
Stay connected
Available in all rooms: Free Wi-Fi
Available in some public areas: Free Wi-Fi
Park your car
Free self parking
In your room
- Premium TV channels
- Hair dryer
- Access via exterior corridors
- Air conditioning
- Free local calls
- Refrigerator (on request)
- Microwave (on request)
- Shower/tub combination
- Complimentary toiletries
- Cable TV service
- Iron/ironing board
- Rollaway/extra beds available
- Cribs/infant beds available
- Climate control
- Free Wi-Fi
The recreational activities listed below are available either on site or nearby; fees may apply.
- Golfing nearby
- Hiking/biking trails nearby
To make requests for specific accessibility needs, complete the "Special or Accessibility Requests" section of "Trip Preferences" when you book your hotel.
- Accessible path of travel
- Accessible parking
The fine print for Americas Best Value Inn Hot Springs
When you arrive
Check-in time starts at 2 PM
When you leave
Check-out time is 11 AM
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.


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Knocked Up??? Is Eva Longoria Carrying Around A Gut Full Of Penelope Cruz's Brother??? [PICS]
Posted on January 9th, 2012 - By Bossip Staff
Categories: Babies, Bangers, For the Fellas, For the Ladies, Gut Full of Human, Hoy In Mi Gente News, Knocked Up, News, Seen on the Scene, Spotted, The List, What the Hell???


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Review: Lotus Exige S240
by Dan Roth (RSS feed) on Nov 10th, 2008 at 12:29PM
"What is it?" people will ask. They'll keep going. "It's fast, huh? How fast does it go?" The answer will disappoint them. Yes, it is fast, but when driving the Lotus Exige S240, its 150-mph top speed is not at the forefront of one's mind. Lotuses are more classically described as accurate weapons of destructed mass; light cars that handle as an extension of the driver's body. True to the roots laid down by the Europa, the Exige is a composite monocoque, carrying 1800cc of supercharged Toyota fury admidships.Many have glommed on to the Elise and Exige as track-day toys, but we wanted to... Read More


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Launch of the African Union Handbook March 2014
This article was originally published 3 March 2014
The African Union Handbook 2014 is a comprehensive guide to the African Union system and how it works.
The handbook summarises all AU organisations and provides essential information about their aims, structures, and membership. This handbook is published by the African Union in partnership with the New Zealand Government.
- The African Union Handbook 2014
- AU and NZ partner to publish first AU Handbook . Media release from Hon Murray McCully.
Of interest
United Nations Handbook
The UN Handbook is a comprehensive guide to the UN system and how it works. Read more
New Zealand wins Security Council seat
New Zealand has secured a place on the UN Security Council for 2015-16. Read the Prime Minister's media release
Registering your overseas travel made easier
New Zealanders travelling or living overseas, registering your travel online now made easier. Read more
The Christchurch Earthquake Appeal
News about how the donations are contributing to the rebuild, ways to donate and more.


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Giovanni D:Tox System® Step 1 Foaming Cleanser
Giovanni Cosmetics
Purifying Facial Cleanser - Eco Chic Technology™ with Activated Charcoal, Volcanic Ash and Super-Antioxidants Acai and Goji Berry
Aqua (purified water), *Aloe Barbadensis (Aloe Vera) Leaf Juice, Cocomidopropyl Betaine, Decyl Glucoside, Sodium Lauroyl Sarcosinate, Tocopheryl Acetate (Vitamin E), Retinyl Palmitate (Vitamin A Palmitate), *Euterpe Oleracea (Acai Berry) Extract, *Lycium Barbaum (Goji Berry) Extract, *Ficus Carico (Fig) Extract, *Camellia Sinensis (Green Tea) Extract, Voccinium Myrtillus Fruit Extract, Saccharum Officinarum (Sugar Cane) Extract, Acer Saccharum (Sugar Maple) Extract, Citrus AurantiumDulcis (Orange) Fruit Extract, Citrus Medica Limonum (Lemon) Fruit Extract, Xanthan Gum, Menthyl Lactate, Iron Oxide, Sodium PCA, Lecithin, Polysorbate 20, Carbon (Activated Charcoal) , Volcanic Ash, Potassium Sorbate, Phenoxyethanol, Natural Fragrance
*Certified Organic
100% Vegetarian Ingredients
To Cleanse:
Apply to wet face, moving in a circular motion. Rinse completely with cool water.
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Valley Naturals Blog


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How to Assemble the Perfect To-Go Sandwich for the Road
Sandwiches are the perfect on-the-go meal, but building a great sandwich takes technique. Here is a step-by-step guide to assembling a delicious to-go sandwich for the road.
Looking for more sandwich recipes? Check out these 15 satisfying sandwiches.
By Anna Monette Roberts
How to Make a To-Go Sandwich
Packing sandwiches for the open road can be messy business by the time lunch rolls around, the sandwich bread can be squishy and saturated with tomato juice. Once you start eating the sandwich, more of it can end up in your lap than in your mouth. Let's toss those subpar roadie sandwiches aside and start making perfect travel sandwiches instead. All you need are a baguette, your favorite condiment, an avocado, deli meat, cheese, and a large lettuce leaf. Learn the magic behind the one-handed, spill-free sandwich that's easy to eat while you're on the open road.


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Forbes has released its annual list of the highest-paid women in Hollywood. See if your favorite star made the list.
1. Oprah Winfrey ($165 million) -- America's only African-American billionaire weathered some negative headlines in the past year, but her Oprah Winfrey Network (OWN) looks to be turning the corner, according to Forbes.


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The CQ Press Washington Information Directory Online Edition brings together CQ Press's wealth of contact and descriptive information on more than 10,000 federal government offices, regulatory agencies, congressional committees, judicial offices, public interest groups, nongovernmental organizations, and international organizations in a single, easy-to-use, and fully integrated database. Searchable and browsable, the Washington Information Directory Online Edition provides verified and updated mailing addresses, phone and fax numbers, e-mail and Web site addresses, contact names, and descriptions for thousands of organizations—along with a letter template tool, a customizable address book, and much more.
When the administration of the Western College for Women – now a part of Miami University – opened its campus to civil rights activists in 1964, the institution followed its long tradition of independence and innovation. An estimated 700 young, idealistic college students from across the north arrived in Oxford, Ohio for voter registration training before leaving to serve in Mississippi to register African-Americans to vote and assist with local community projects, like Freedom schools and the building of community centers.
Today, the story of Freedom Summer has the power to evoke important questions about American identity, public life, engagement, and commitment. This exhibit will focus on local resident Roland Duerksen and former student volunteers Carole Colca and Mark Levy. They have left the legacy of their work in the Western College Memorial Archives. This exhibit, which includes photographs, letters, audio recordings, and an interactive map of Mississippi, will serve as a narrative of their dedication to civil rights and social justice.
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Happy Birthday, Jane!
Year-end playlists from Amos Music Library
Finals Week: We got you.
Content Sharing on nature.com


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Satco Products CA Type Incandescent Bulb - S3263 - 25 bulbs
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CA Type Incandescent bulbs featuring flame tips.
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CA-9 Flicker Flame
By Scott D. from Seattle, WA on Aug 28, 2001
We ordered 75 CA-9 Flicker-Flame bulbs which came nicely packaged in 25-packs and individually sub-packaged. Flicker flame bulbs have two pieces of metal cut into the shape of a flame and placed close together in a bulb filled with neon gas. They produce an irregular orange glow which flickers and looks something like a candle flame, only slightly pinker. The CA-5 bulb is slightly smaller and narrower. We placed them in a 65-unit fixture, where they make a cool (or cheesy) 'haunted castle' effect. The bulbs are somewhat temperature dependent and about 10% stopped working and another 10% sometimes work and sometimes do not after 6 months. I don't mind the effect as a real candle might 'blow out' too, but if you have a smaller fixture or you need them all to work you may want to order 20% more than you actually need to compensate for the high 'burn in' failure rate. These bulbs have been around forever but those who haven't seen them are usually impressed. All in all I'm quite satisfied and the customer service at Lighting Universe was first-rate too.
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- Apple Devices Accessories
- Samsung Devices Accessories
- Accessories for New Devices
Find the Bluetooth headset you've been searching for @ the best prices now! You can count on a Bluetooth headset to help keep you safe on the road, hands free on the way into the office and ready to tackle your next task while having a conversation. Many states in the U.S. are tightening their rules on cell phone usage while driving. Purchasing Bluetooth headsets can help drivers avoid expensive tickets and unpleasant encounters with the law. Pick up a Bluetooth headset today and receive free shipping on your entire order!
Bluetooth Types
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Not sure which Bluetooth headset is right for you?
Check out the Accessory Geeks Bluetooth buyers guide by clicking here.


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Inspired by both titles of William Shakespeare's popular, musical comedy, Tennessee Shakespeare Company (TSC), the Mid-South's professional classical theatre, continues its seventh season of plays with a turn-of-the-century musical hall production of Twelfth Night, or What You Will.
Coming off the company's record-breaking production of Richard III over Halloween,Twelfth Night will run December 11-21 in the Dixon's Winegardner Auditorium to celebrate all the seasonal holidays during our Winter Solstice.
The production is sponsored by Pat and Ernest Kelly.
Directed by TSC founder and producing artistic director Dan McCleary (Richard in Richard III), Twelfth Night features more than the usual cross-dressing, music, and songs in Shakespeare's play. The close-quartered Dixon space invites a celebratory party atmosphere reminiscent of the Moulin Rouge.


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Philadelphians Paint the Town
Their mission: to teach community involvement and leadership skills while having a blast. The method? Murals.
Philadelphia has the largest number of murals of anywhere in the United States.
Through large-scale art projects, the Philadelphia Mural Arts Program brings together over 1,600 of Philadelphia's underserved and at-risk youth with artists and communities. Fostering a sense of ownership of the city—and themselves—participants in the program learn art, leadership, and to work together for a larger cause.
"Art heals, art unites, and art changes minds in a convincing fashion. Art drives the agenda. Great art is never silent, can't be ignored, and serves poorly the status quo." - Philadelphia Mural Arts Program
- Learn more: http://muralarts.org/
Video courtesy of phillymuralarts
- The Refugee Child Photographers
How photography training and disposable cameras are giving young Palestinian refugees something new—a voice.
- You Can't Ignore Me Any Longer
Street artist JR brings art to improbable places, creating projects that force us to really see each other.
- Haitian Renaissance: Youth Paint a New Country
How a community art program in Haiti is empowering young people to express their hope for a better future.
That means, we rely on support from our readers.
Independent. Nonprofit. Subscriber-supported.


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A strong and silent guy who is funny and smart. Hates school and being told what to do. Does chin ups like they're nothing and can kick through concrete. Is sweet to girls he likes and smooth to those who he's just gonna bang.
That really strong guy Joffrey was so sweet last night. He walked me home to make sure I was safe, and was so cute going in for a goodnight kiss.
Por higherRacer 13 de junio de 2010


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How we fight poverty
The injustice of poverty demands a powerful and practical response to address both its causes and its impact on peoples' lives.
Jump to navigation
Nearly 4 million people remain in urgent need in South Sudan following the conflict that broke out in December 2013. Over 1.9 million people have fled their homes and are displaced within the country and over 479,000 have fled to neighboring countries. We have reached more than 360,000 people with life saving essentials, but we urgently need to reach more.
More than three years after the beginning of the conflict in Syria the war shows no sign of abating. Massive numbers of refugees have fled conflict areas and are now living in inadequate shelter within Syria or in neighboring countries.


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6 Winter Chores That Can Replace Your Next Gym Session
These around-the-house tasks burn the same amount of calories as your workout routine. You'll be shedding pounds and checking items off your to-do list.
By Amanda Green
Scraping Ice off Your Car Windows: 56 Calories/15 Minutes
Every little activity counts. The 15 minutes you spend scraping ice off your car windows and windshield in the morning adds up to the same amount of calories you'd work off in 15 minutes of coaching your child's soccer game.


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Latest News
Kent Dell, MPP Student, receives Presidential Fellow Award
Kent Dell, a Master of Public Policy student in the Department of Political Science, has been accepted into the Presidential Fellows Program.
2014 MPP Capstone Research Forum
The inaugural Master of Public Policy Capstone Research Forum was held on April 16 at the Eli and Edythe Borad Museum.
Department Events
October 10, 2014-Richard Cordray Talk
Richard Cordray, Director of the United States Consumer Financial Protection Bureau, will give a talk titled, Economic Rights as Civil Rights: The Case of Fair Lending, on Friday, October,...
Professor Richard Zinman Retirement Celebration
James Madison College would like to announce Professor Richard Zinman, after a year career, has retired. JMC will be celebrating his retirement with two related lectures, one by Gordon Wood...
September 22 Constitution Day Event with Pete Boettke and John Tomasi
On Monday, September, - pm, Club Spartan, Case Hall, rd Floor, James Madison College will sponsor a Constitution Day Event titled Liberty, Justice, and Constitutionalism. Presenting for this event...
Sharper Focus/Wider Lens The Evolving Nature of Rights
Steven Kautz, Ph.D., Associate Dean, College of Social Science, is speaking at this event titled, The Evolving Nature of Rights, Monday, September,, p.m., MSU Union Ballroom nd Floor...


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Love Advice I Wish I Could Give My Carrie Diaries Character!
The Carrie Diaries has no shortage of love drama. There may not be any concrete answers to navigating the high school dating madness Carrie and co. deal with, but the show's stars took a stab at trying! Click through to see what advice they'd give their character.
By Alex Abel
Austin Butler's Advice For Sebastian
Let Go Of The Past!
"Don't sleep with your girlfriend's best friend! And don't let your family life dictate how you treat your girlfriend. Sometimes feeling unloved by your parents makes you insecure, which happens to Sebastian. Just realize that this is a new relationship and you don't have to let your past dictate your future."


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- Activity Packs (21)
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- Puzzles & Games (25)
- Song Lyrics (4)
- Seasonal (61)
The Bubble Guppies know that school is cool. Your kids can join in on the fun by connecting the dots and finding out what Molly, Gil and Mr. Grouper are up to. When done, kids can add some color to these school seascapes.
Weekdays at 11AM on Nick
Use these printable ornaments to decorate your tree or your paper chain tree!
Your little guppies can help make this o-fish-al decoration!
Amaze your preschooler with these wintry fold-and-play puzzles!
Use these printable ornaments to decorate your tree or your paper chain tree!
Join the Bubble Guppies for a very merry sing-along! Let's go!
Dive into a swim-sational maze that's filled to the gills with holiday spirit!
Wrap small gifts for the little guppies on your list!
Here's a fin-tastically festive greeting card, starring your little guppy!
Cozy-up with your kids and search for the hidden items in these snowy scenes!
Need an indoor activity? Keep kids entertained with sticker play fun!
Dress up your Thanksgiving with some swimsational decorations!
Celebrate with these fin-tastic games and coloring pages!
Happy Halloween! Celebrate the season with your favorite Nick Jr. friends
Learn different parts of the body by counting and connecting with Bubble Guppies!
Get the Guppies through the maze to Nonny's stomach bug!
Customize your store bought blowers with these printable covers
Get party-goers dressed for fun with these easy printable party hats
Decorate your mini cakes with these wrappers and treat toppers!
Here's your exclusive offer for being a fan club member!
Get them excited for school with this coloring pack featuring all their friends from Nick Jr!
Straw toppers make for swim-sational sipping!
Turn an ordinary fish bowl into an official bubble station with this label!
Deck the walls with a special banner just for Dad!
Tell Dad all the reasons why he's so fin-tastic!
Taking a trip to the aquarium? Don't forget your passport!
Help Bubble Puppy get ready for bedtime with this activity pack!
Help Gil have a Hoppy Easter by collecting as many eggs as he can!
Kids can use their crayons to solve this mystery!
Get seven printable pages of spring-themed fun featuring Nick Jr. friends
Connecting the dots is as easy as 1, 2, 3!
Solve the Grumpy Old Troll's Christmas riddles and save the day with Dora
Follow the numbers, connect the dots, and give Blue a proper holiday topper!
Kids count from 1 to 20 to find out what Dora needs for her big competition!
Kids connect from 1 to 10 to learn more about their PAW Patrol friends!
Keep your little charmer entertained with these charmazing activity pages
Connect the dots to help the PAW Patrol get to a snowy rescue adventure!
Put the colorful finishing touches on Blaze, AJ, Crusher and Starla!
Learn different parts of the body by counting and connecting with Bubble Guppies!
Go stargazing with Naiya to reveal a message hidden in the sky!
Get seven printable pages of spring-themed fun featuring Nick Jr. friends
Connect the dots from 1 to 10 and discover what pups get for their Halloween treat
Connect the dots to see one of Dora's favorite ways to get around
See what's making waves at the beach with Milli!
Something's flying high in the sky & Geo needs help finding out what it is!
Bot's at the beach and he'll need your child's help to complete this picture
This triple play printable covers all the bases�motor skills, art, & love to Mom
Connect and color with the Guppies at the hair salon!
Peter is looking for a snack in Mr. McGregor's garden, and it's not a radish!
Print these o-fish-al placemats for some fin-tastic mealtime fun!
Connect the dots from 1 to 25 to see who's racing around Umi City!
Dive in and get 4 pages of counting & coloring fun for your little guppy!
Connect the dots from 1 to 13 to see who's flying on Halloween!
Connect the dots to reveal Oswald's frosty friend, then color in the scene.
Can you find the words that warm Kai-lan's heart?
1-2-3, who could it be? Connect the dots to find out!
A carnival? Excelente!
Color Dora's way to a Big City Carnival
Count and calculate your way around the Lost City with Dora and Boots.
Connect the dots to see the flyboat.
Who's dropped in to say Happy Birthday to Miss Spider? Connect the dots to see.


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Thomas Warren, wtop.com
ARLINGTON, Va. - Washington Capitals players showed up at a skate party Sunday at the team's practice facility in support of families who've lost a loved one in the military.
The event was hosted at the Kettler Capitals Iceplex by the Tragedy Assistance Program for Survivors (TAPS). The agency offers assistance to families of servicemembers. T-shirts and hats were sold at the party, with 100 percent of the sales going to TAPS.
"A lot of people forget how much the families sacrifice as well," says defenseman Jack Hillen, after signing a few autographs and taking a few photos.
Hillen was the last of the players Janice Chance needed to take a picture with to say she had one with all four. Chance's son Captain Jesse Melton III was a Marine was killed during a support combat mission in Parwan Province in Afghanistan in 2008.
"He was a wonderful man, and had a generous heart," she said while holding a framed photo of her son in full uniform.
Jean-Marie Pearson has attended TAPS events with her three children since she lost her husband Captain Andrew Pearson in 2008 in Iraq.
"It's a great opportunity for them to get out and be with other kids of fallen soldiers and just have fun, and know it's okay to have fun," Pearson says.
Her 10-year-old son Chris got some skating tips from Caps right winger Joe Crabb.
"He said that you should keep your skates tight, so you don't end up moving," Chris Pearson said, adding that it was his first time on ice skates.
Crabb said he was there out of respect for the families.
"Hopefully, we can make their day a little brighter at least for a short time," said Crabb.
The event was the start of this year's Courage Caps Program. Spokesperson Ami Neiberger-Miller's brother U.S. Army Specialist Christopher Neiberger was killed in Iraq in 2007. She says what separates TAPS from other programs is the long-term care they provide.
"Many of these families, their children could come to the grief camp every years," Neiberger-Miller says.
In its 19 years the organization says it has helped over 35,000 surviving family members, casualty officers, and caregivers.
Follow @WTOP on Twitter.
© 2013 WTOP. All Rights Reserved.


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Tone Up, Celeb Style!
Look hot with the help of all your fave stars! Try these workout moves straight from their trainers.
By Seventeen Magazine
Jenna Ushkowitz - Shoulders
A. Stand with feet shoulder-width apart, toes slightly turned out, and knees in line with fee. Hold a 5-lb. dumbbell (if you don't have any, fill up two water bottles and use those instead!) with both hands and twist at your waist to position it on the outside of your left thigh.
B. Lift the dumbbell up and across your body, above your right shoulder, as you straighten your legs and turn your torso. Return to start. Do 15 reps on each side.
Tones: Besides toning your shoulders, this Woodchop move also blasts your abs and legs!
Trainer: Adam Sprein designed this workout for Jenna!


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Photo Galleries
Photo Galleries
In the
Ezekiel Hersey Council… Recognizing alumni and friends of HMS contributing to the tradition of excellence.
Make-A-Wish Make-A-Wish student spends week at HMS.
Submit Photo Requests to HMS
To request photos from the HMS Office of Communications and External Relations, click here.
Tell us about your awards
Share news of your achievements with the larger HMS community. Click here.
Book Reviews
If you are a faculty member who has published a book recently, click here.


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The 10 Most Common Gardening Mistakes
Nursery owner Flora Grubb shares what to look for and what to avoid when shopping for plants.
By Melissa Ozawa
Mistake: Choosing flowers in full bloom
Solution: "Don't be seduced by pots with abundant flowers," says Flora. Instead, look for healthy foliage and plump buds. Let the plants peak in the ground at your home, rather than in pots at the nursery.
This story originally appeared on CountryLiving.com


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- table top racing
Quick Play: Table Top Racing
by Seyth Miersma (RSS feed) on Feb 11th, 2013 at 4:59PM
Studio Playrise Digital has recently launched a clever new micro-scaled racing game for Apple's App Store, called Table Top Racing ($2.99). As the name indicates, the basic theme for the iPhone and iPad app is that of a kid staging imaginative "races" with toy cars – all along the surfaces of handy, obstacle-dotted table tops. After spending a few days with Table Top Racing, here's what we thought. Play Notes The overall look and feel of the game is chunky, charming and easy to understand. Menus are simple and streamlined, and designed so that you're pretty much always just one... Read More


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A Semantic Lift For Social Journalism
Everyone's heard about the concept of citizen journalism. But what about social semantic journalism?
As The Semantic Web Blog initially reported here, a NUI Galway project focusing on social semantic journalism recently received funding from Science Foundation Ireland, and Dr. Bahareh R. Heravi, Postdoctoral Researcher and Work Group Lead, Digital Humanities and Journalism, at NUI's Digital Enterprise Research Institute (DERI) is starting the initial phase of the effort with a feasibility study.
"The project idea comes from the fact that in recent years a lot of news has been generated on social media," says Heravi. Journalists have leveraged this user-generated content (UGC) to find stories and support their work. It's been especially helpful to them when it's too dangerous or expensive for a news organization to send reporters to a region, or when it's impossible to gain access to an area due to conflicts there, or when a natural disaster occurs in a place where the media company generally lacks a presence. Read more


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Pemigewasset - 726Join this group
Pemigewasset: http://Pemigewasset.TU.org
Chapter Contacts
Chapter President: Mr. Kenneth Cutting
Council Vice Chair: Mr. Kenneth Cutting
blog BY DavePushee ON December 18 - 0 COMMENTSFly Tying Class at Mt. Prospect School
Recently, Pemigewasset Chapter members began a series of fly tying classes for students at the Mt. Prospect School. Here's a write-up that we got back from the school after the first session: SOLVE 12102014 fly tying.pdf
blog BY Raymond.Kucharski ON November 14 - 0 COMMENTSCasting for Kirby youth fishing derby
The blast of a siren, a high-pitched scream, the laughter of children and dozens of bobbers hitting the water at once echo off the hills. Cascades of children's primary colors form a kaleidoscope of colors that are reflected in the blue water of Cocoran Pond. "I GOT ONE—I GOT ONE" a small girl, in... [ READ MORE... ]
blog BY Raymond.Kucharski ON November 14 - 0 COMMENTSNaming flies
FINS & FEATHERS ASSASSIN Raymond Kucharski There are thousands and thousand of fly patterns. Everytime some one ties a different fly; they get to name that pattern. I have named all of my original flies, e.g. Special K an attractor bucktail, P-Square a nymph containing peacock... [ READ MORE... ]
blog BY Raymond.Kucharski ON October 21 - 0 COMMENTSFLY TYING THROUGH THE AGES
FLY TYING THROUGH THE AGES Raymond Kucharski No one knows for certain who, where or when the first fish was caught on a fly. There are records dating back to the third century. The philosopher Aelien tells us in his De Natura Animalium about Isaac from Macedonia, who reached into his... [ READ MORE... ]
blog BY DavePushee ON June 25 - 0 COMMENTSSmall World & Good Karma - part deux
On June 14, we posted a blog entry "Small World & Good Karma". That was a story started by Lyn Vignola, A Pemi TU member who is an instructor for the "Let's Go Fishing" program run by NH Fish & Game. Lyn was volunteering at a youth fishing derby run by and for the benefit of the Lincoln/... [ READ MORE... ]
blog BY DavePushee ON June 22 - 0 COMMENTSFUNdamentals of Fly-Fishing Finale
The FUNdamentals of Fly FIshing class at Waterville Valley, NH successfully completed it's final session on June 21. The class was run by a group of Pemi TU members who are instructors in the NH Fish & Game Department's "Let's Go Fishing" program. The final day consisted of instruction and... [ READ MORE... ]
blog BY DavePushee ON June 14 - 0 COMMENTSSmall World & Good Karma
Today was a busy day for Pemi TU. We had 3 volunteers at a youth fishing derby in Lincoln NH. We also had members in Waterville Valley teaching session 3 of a 4 session class we call FUNdamentals of Fly Fishing. Lyn, a trained instructor for the NH Fish & Game (F&G) program called "Let's... [ READ MORE... ]
blog BY Raymond.Kucharski ON March 16 - 3 COMMENTSFLY TYING KIT
FLY TYING KIT Raymond Kucharski The excitement grew as I sorted thru the individual packages contained in the Fly Tying Kit that I received for my birthday. Can't remember exactly which birthday it was but I know I was still in grammar school. I do remember being pretty exited examining... [ READ MORE... ]
blog BY Raymond.Kucharski ON March 7 - 0 COMMENTSFUNDAMENTALS OF FLY-FISHING
FUNdamentals of Flyfishing a 4 day class Saturday, May 31, June 7, 14, 21, 2014: 9 am – 1 pm At The Waterville Valley Recreation Department 11 Noon Peak Road. Presented by the NH Fish and Game Department, Pemigewasset Chapter of Trout Unlimited. FUNDAMENTALS OF FLY-FISHING will cover Basic Fly-... [ READ MORE... ]
blog BY Raymond.Kucharski ON February 16 - 0 COMMENTSFly Tying: A Fly For All Seasons
Posted in Fly Tying, Pemigewasset - 726
A FLY FOR ALL SEASONS Raymond Kucharski I stepped into the river below a deep pool and cast upstream to the head of the pool. The line fell gently on the water with a curve to the right, keeping the leader away from the fly. The fly floated high and dry for a few feet and WHAM, a... [ READ MORE... ]


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mirage tears
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Videos of all things OB: beer, bikes, food, events, music, racing, XXX…wait, not that last one. Watch now.
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ESSAY: New Appalachian Cuisine
There, chef contestants use the eponymous pan to re-imagine traditional ingredients and recipes into creations that evoke the spirit of New Appalachian cuisine, dishes like greens in sweet-and-sour vinegar sauce, beans in mole sauce, and custard-filled corn bread. Anne Hart, the chef/owner of Provence Market, a French restaurant in Bridgeport, West Virginia, has submitted entries like moonshine haute chocolate, ramp bisque, and (coming full circle) squirrel nachos.
Department: Online Exclusives


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Inventing America DVD Set
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The markers that magically change colors. Use one end of this dual-tipped marker to draw with bright bold colors. Then use the other end to change the color. The set includes red, green, purple, yellow, blue, and orange as a starting point, but then they'll switch.
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Puzzle Levels
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Bolted Closed
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Ryan Tramont
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Oberon Theatre Ensemble to Host 24/7 Benefit Next Month (Dec 18, 2014)
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Len Cariou, Richard Kind & More to Lead Frog and Peach Theatre's TWELFTH NIGHT Reading, 9/17 (Sep 13, 2013)
(sitting, left to right) Wrenn Schmidt and Patrick Melville; (standing, left to right) Ryan Tramont (as Kevin) and Christine Verleny (as Sarah) at Off-Broadway's Crazy for the Dog
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The main goal of Stockartist is to provide a mechanism to allow any person, independently of their income, social status, gender, sexual preference, race, origin, etc., influence in two decisions in the art world: the price of the artworks and the importance of the artists (this is also related with the decision how good or bad is an artwork). The mechanism gathers information from many sources to calculate daily different indexes to evaluate the artists from many points of view, one of the indexes is called democratic index calculated based on the participants of Stockartist behaviour. Stockartist is composed by two kinds of market: the real market and the reference market. In the reference market thousand of artists play in a simulation environment to get their daily values. In the real market, artists posts real artworks, based in the Stockartist model. Prices in the real market may change everyday affected by the reference market results. Participants of the reference market receive 15,000 virtual money to invest in artists, institutions or curators to trains themselves as art investors. In the real market participants can buy real artworks in ranges from 1 to 100 Euros each.
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Explanation is also an art form, Beuys We believe that any person can make a valuable contribution to the contemporary art. And what is needed are just ways to motivate and to introduce them into the knowledge and the conscience that art world offers. The main objective of the ODVA is to facilitate and support ideas, projects and initiatives in order to build a democratic art world. ODVA offers two main services: One is to promote and encourage people to use the Stockartist model. And the second one is to become in an informational and educational centre for people interested to participate in the decisions of the contemporary art.
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Howarth Timber & Building Supplies provides the complete timber and building materials package to tradesmen, major construction businesses, self-builders and DIY enthusiasts.
Howarth Windows & Doors is one of the UK's leading manufacturers of high performance softwood windows and door sets.
With over 170 years' trading experience, the Howarth Timber Group has grown to provide not only the widest range of products, but expertise, service and knowledge you can rely on.
Customers are at the heart of everything we do. With a nationwide network of branches supplying timber and building materials, dedicated manufacturing divisions supplying specialist windows and doors and timber engineering services, the Howarth Timber Group is focused on providing market leading choice, quality, service and value. Please click here to read more.
Thank you to all our customers for your support over the last year and we'd like to take this opportunity to wish you a happy and prosperous 2015! More
Save time and money by using our new Click & Collect service. Simply buy online and collect from your chosen Howarth Timber branch! More
The already extensive ArborClad timber cladding range continues to grow, with new additions... Download the 2014 brochure
As the largest privately owned and operated timber group in the UK, the Howarth Timber Group provides an exciting, supported and rewarded career opportunity. More
Your single source of inspiration for everything you need to transform your space - from stunning decking solutions to internal doors More
Visit the dedicated Howarth Timber Group YouTube channel and view our range of videos. Click for more
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