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Employees Are Trained to Harass and Belittle Customers!!!
Posted by
EUFAULA, ALABAMA -- I've just had the worst experience ever the Eufaula, AL Arrons store!
Nicole, a rude and incompetent employee in that store, is very unprofessional and disrespectful; she made me feel more like a criminal, rather than a valued customer! Her customer service skills are non-existent and she lacks the ability to calm down angry customers; my issue was not resolved at all, instead it was escalated. Had I been a mystery shopper, she would have failed miserably!
There are serious communication issues in this store. You can't take one employees' word for something, because the other employees won't know anything about it! For instance, the "Principle" there (Ross) told me that I could pay this month on the 15th, but no one else got that memo. Because of that, all month long my friends and I have received daily calls regarding a supposed late payment, even though Ross told me that it was OK to pay on the 15th. When I confronted him today about it, he said that he did not say that (even though there were two witnesses there at the time that can easily prove this wrong). So as you can see, Aarons employees are liars and they do not communicate with other employees.
Ross, my husband, and I have a big conversation last month about the issue of the payment due date, but there was no record of it on my file. So this month, I was harassed for a week by their employee Nicole. I called her on the phone, spoke to her, and explained my side of the store; yet, she still continued to call me everyday after that! I don't know why since I had already talked to her; there was nothing else left to say! Also, during that phone call, she told me that she didn't have my phone number, which is why she had kept calling my references instead of me. Then the day after that call, I started to receive daily calls from her. Not only that, but I was receiving calls on TWO different numbers from her! I thought she didn't have my phone number though? Again, another lie.
So today, I went in to return the computer that I've had for only two months; I used a coupon to get one month free. The computer is just not worth the stress, harassment and aggravation caused by the Aarons staff. Granted, yes I was a little harsh to Nicole in-person - I admit that, but I was also very upset and fed up with her antics! Surprisingly, she was rude right back to me and especially to my husband! Instead of being professional and trying to make the situation better, she made it 10 times worse.
To make matters worse, she told me that I hadn't made a payment at all on the computer since I had it, even though I had paid last month along with a late fee! Ross was right there to verify that I did indeed make a payment. So again, here goes the miscommunication. Besides, I really don't believe that Aarons would let someone keep a computer 2 months for free. Obviously I did make a payment, else they would have came to recoup it weeks ago.
In all honesty, the Eufaula store is just a HOT MESS. If the communication issues and unprofessional manners in that store are not fixed ASAP, you're going to lose a lot more customers. This type of treatment and service is just unacceptable and uncalled for. I am going to tell everyone I know to NOT do business with Aarons. Additionally, I will NEVER do business with any Aarons store every again!
Resolution Update 02/14/2014:
It's over and in the past. MOVING ON!
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Nohandle on 06/12/2013:
I'm just a bit confused here. I understand you had a coupon for the first month free. Did you ever make any other payment?
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How Aaron's Rent to Own is losing a Loyal customer
Posted by
DURANT, OKLAHOMA -- Two years ago I purchased a new Philips 46 inch LCD flat screen with ambilight from Aaron's rent to own, store location Co528, Durant, Oklahoma. The store and the TV were great, I had a few payments left on it and it began to have playability issues. At this time it was still under Philips's warranty. Aaron's came and took the TV. Two weeks later they brought it back and said it was repaired. Well, it wasn't, so they loaded it back up and sent it back to their repair center, which is in Oklahoma City. Another two weeks go by and they brought it back, we hook it up, NOT REPAIRED! So they took the TV back to their store where it sat for 1 month. At this time the Aaron's store was having store manager issues and my TV was forgotten. After another week I called and the service employee handling my set decides to send it to a private repair center, where they had it for over a month. No one calls. I called the store and talked to the new store manager and he had no idea that my TV had been sent off 3 times. So I personally call the repair store, after getting the name from the tech at the durant location. I talk to him he said "well I haven't got to look at it." Now it has been 1 month and 20 days. I let him know what the issue is with the TV. He said he would look at it. Three more weeks go by. No one calls. I had to call. I now been without the TV for 2 months, that only had two more payments, (over 2200.00),and no one has a clue why it is taking to long to get it replaced. So I found the name of the head of the Store management positions corporate located in NewYork. I call him and he is outraged that no one has done anything about the TV. He told me to call the Aaron's hotline. The next morning I get a call from the Regional manager oF Aaron's for my area. I tell him the situation. I tell him that some repair center in Howe, Texas, has my TV. He says give me a couple of days and I will get back to you. 1 week goes by and of course no call. So I call and find out the store had picked up the TV and had sent it back to Oklahoma c
City repair center and that the TV was deemed not repairable and that Aaron's was sending me a used TV of a similar quality. I then advised them that the TV was still
under manufacturers warranty when brought in, and that I hoped that their service guys were Philips certified reps. He, regional manager, said oh yeah they are. I asked why is Philips not the ones replacing the TV due to their warranty. He, regional manager didn't have an answer for that. Now it has been 4 months. Philips deemed the set not repairable and sent Arrons a credit. Now this only took 1 WEEK.(first of September)for Aaron's to get the credit. I personally spoke to the Philips area Manager out of California, and he said the credit was issued. For 4 1/2 weeks Aaron's had the credit in their system and I am still without a resolution. Now it has been 5 months, that I have been without a TV that I paid over $2200.00 for. NOT ONCE was I ever called in this 5 month time where I did not have to instigate the call. I had to instigate every contact made. So I called the regional manager and asked why it was taking so long to get the credit because I know Aaron's has had it for 5 weeks. He then lets me know that he has to look at the price of the credit, because he doesn't want to hurt the store, and screw them out of a new TV or their profit margin(HIS EXACT WORDS), he had the gaul to say I need to be fair. I could not believe he was telling me this, but I didn't raise my voice or anything. I was told yesterday that a credit was issued for $999.99 for the TV they scrapped. I remained calm. I then called and asked the store manager, since we have had so many problems, could we use the credit toward a new TV, and that since we have been very understanding and calm about this foolish way that Aaron's has handled this situation, to offer the TV at the employees discount. The store manager said I am surprised you are even thinking of continuing business with Aarons. I told him well we have used Aarons to purchase most of our household furnishing, and we like doing business with this store, until this it has been quite enjoyable. The store manager told me, I don't have a problem with that, I think its only fair. Let me run it by the regional manager, and I am sure he will think the same. Well let me tell you what he had to say. "I will not lower the regular retail price, no discount! under no circumstances". I cannot believe after all that I HAD TO DO to get the TV looked at by Philips so their warranty would handle it, he wasn't even offering some help. I don't want a free TV. I'm just upset that I have paid the Aaron's company $2200.00 for a 999.99 TV and the regional manager is afaid of losing money. I would sure hate the owner of the Aaron's Corporation to find out this employee is losing good, loyal customers over a 450.00 discount, that is the difference between the employee and retail price, after making a full 100% profit on the one before and I don't even have it. The regional manager doesn't even realize if he would have treated us with SOME COMMON COURTESY, we would be right back in that store in less than a month buying our daughters bed. I see the commercials with the Owner of Aaron's on TV and I find it really hard to believe if he knew this was happening, the result wouldn't be different. I have yet to receive any acceptable remedy to this situation.
Resolution Update 10/11/2010:
Its amazing when the right people are called and a poor review is posted. Within less than 24 hours of writting this review. Aaron's has notified me that they are on their way to another store to pickup my new Philip's 46 inch tv, and at no cost. I cannot believe this took so long to remedy,but with the right call was closed in a matter of hours. Thanks Aaron's you still have my business.
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idontthinkso on 10/11/2010:
Yup.. sounds like people to avoid doing business with.. I don't partake in rent-to-own.. but thanks for warning people who might!
Anonymous on 10/11/2010:
I had a similar situation with our tv and a pixel problem. When they take it in for repair, you might as well kiss it goodbye! I'll NEVER do business with them again. Period.
idontthinkso on 11/26/2010:
Rent-to-own is still a scam, but you went into it willingly. The least they could do is follow their printed policies. Good for you!
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Customer Harassment
Posted by
ARCADIA, FLORIDA -- I've been renting from your company for quite some time now and I have a washer and dryer that I am renting from ya. I have constantly been harassed from your manager from your employees from everyone that works there. They call my job several several times a day, they have come to my job. I am so tired of the harassment issues being harassed at my home at eight nine ten o'clock at night phone call after phone call blowing up my phone with voice mails and calls and its crazy its ridiculous and I am NOT going to stand for it.... I have only three payments left maybe two and they act like I'm going to run off with the washer and dryer I have never ever been harassed so much in my life and I am 43 years.... if this is how you run a business I don't want any part of it and my friends will know my family would know everyone will know how y'all are...
I will never ever read anything else from your company again never cause I've never been harassed I have been to the point to where I was going to file harassment charges against your company..... I am very certain that I'm not the only one out there that y'all have a raft I have a friend of mine who told me she got a computer from y'all it messed up you were supposed to have warranty on it to change it out or fix it and you never did anything for her and she is my best best friend and she told me that I should have never ever rented from y'all I really regret having any kind of contact business doing business anything with your company....
Very unhappy and dissatisfied customer of yours...... Marilyn Murphy!!!!!!
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Anonymous on 07/01/2013:
If your state has stalking laws let them know clearly that you will have them arrested if they physically harass you at work/home. Notify the police that you are being stalked.
jktshff1 on 07/01/2013:
Are you late with payment?
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Rude, Abusive and Total Ripoffs
Posted by
WINNIPEG -- I rented a set in which they told me there was only one piece of the sectional in store, but I would receive the other parts in two weeks!!! 3 months went by with no other pieces!!
Also they said my piece was new! When they brought it to me it had a really strong odor.
I asked them why it smelled and they said it was a new couch smell??? I was like I don't think so!! I asked if it was new... They said it only sat out on the lot for 3 days!!!
I asked another sales representative at a different time and they told me three months it was on the floor!!!
So it was USED! I couldn't figure out the smell... I asked them to return the couch and get something different! So, I did and they didn't transfer my payment over from the other couch even with all the complications!! And, it turns out there were bedbugs on the couch and I didn't figure it out until a month later when they had already transferred it into my home!!!
It's awful and disgusting furniture there!! People return furniture all the time and probably are infested with bedbugs!!!
SO gross and unprofessional!
Don't rent from them it's unbelievably unprofessional!
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Ari on 06/01/2012:
I agree bni1126. Aaron's rentals is a place to avoid. I'd rather sit on the floor than rent from there.
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Verbally Sexually Harassed By An Employee In My Own Home While They Were Delivering Merchandise
Posted by
WILLIAMSPORT, PENNSYLVANIA -- Hi I have been with Aarons for a little over a year now. I had a washer and dryer made by Maytag. I owed a little over 600.00 on it and I also had a lr suite which I was letting go back anyway as of the new year b/c I was given a lr suite from a family member that was like new. I didn't have the furniture long but to get to the point in the beginning of Aug. 2008 my washer stopped spinning out on cycles so Aaron's sent a Maytag repair man to my home to repair it. He fixed a belt that broke and 2 1/2 weeks later they were back out for the same problem again except for there also was a motor that needed replaced to b/c the washer would not spin out at all. It ended up leaking water out the sides of the machine so when I called Aarons and spoke to the manager he said he was going to make it right and order me a new machine and bring me a loaner for in the mean time, well 1 1/2 weeks went buy and still had no loaner or new machine but my payments were being paid on time to. so when I called and asked for the manager he said the machine never came on the truck on Tuesday and he would reorder one for me.I was informed by another employee there that they forgot to order the new machine.
In the mean time they brought me a piece of CRAP for a loaner and I had that for a week. The delivery guys brought me a new washer but instead of using a dolly they banged it around in the back of the truck and dropped it on the ground but they still put it in my home, I went to use it and it would not work what a surprise! So I called the manager at Aaron's again he said they would credit me 2 weeks on my payments for the problems and I also wanted to let him know what all happened in my home while they were delivering the washer, while they were bringing the washer in my home the one employee sexually harassed me verbally over and over again in front of my two small children.
I asked him why he was not using a dolly to unload the washer and he replied to me with "I don't have to use a dolly I get enough exercise at night in bed" and he was also pumping his hands and waist in and out like a sexual position but it continued from there he told my 5 yr old daughter he was going to take all his cloths off for your mommy. A few minutes later we heard him yell to his help "hey watch my left nut I need that for tonight and he laughed about it" I called and reported this to his boss but nothing has been done about it. I had to get a new phone number b/c he had our # and was calling from a cell phone and hanging up on my husband and me and it was happening at all hours at night so I got the police involved about it and found out he was using a personal cell phone not the company's cell phone. So the point is b/c I would not give Aaron's my new home number they took all my items and we were going to pay the washer/dryer off in January but that did not matter they said if they didn't have my home number I couldn't keep the items. but they have my cell number and my work number and my husbands numbers. But do you think I have heard anything from them nope I haven't yet. And the guy is still working for them and that was why I didn't want to give the new # out he would only get it again and it would cost another 60.00 to request another number.
If I don't hear from the owner of the Williamsport store I am going public about this matter and also going to put a article in the Williamsport Sun-gazette as well. When I get done with them they won't have to worry about having to deal with customers b/c they won't be in business. I am asking for the money I paid on the washer and dryer back I did not want to get rid of it that was not in the plans so there for I feel if they don't want this publicized they will compensate me for all the problems and emotional stress of worrying about all this 2 days before Christmas and return me my money I paid on the washer/dryer unit they are the ones who wanted it back not me!!!!!
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bargod on 01/08/2009:
He sounds like a real creep.I'm betting he gets tons of complaints. Why stores don't get rid of guys like this I'll never know.
madconsumer on 01/08/2009:
I would like to hear the other side of this story.
"In the mean time they brought me a piece of CRAP for a loaner and I had that for a week."
at least they DID bring you a loaner, and offered two weeks free. their policy is, it is required for all customers to have 'all' telephone numbers listed.
as far as the calls from the dude. did it occur to you to simply not answer the phone? did you file a police report?
Anonymous on 01/08/2009:
I am not an attorney but this does seem very close to violating federal privacy laws. An employee of AAron's is using a consumers private information for non business related activities. Since AArons has been informed of the actions of one of their employees and not corrected the problem I would believe that Aaron's could be held legally responsible. I don't like recommending legal action usually but you may want to address this with legal council. Good Luck
spoiledroten31 on 01/08/2009:
for the two who said about a police report I did do that and they owe me money back b/c I paid monthly on my account for my washer/dryer which was over 200.00 a month and this happen 1 day after my payment was pd and as far as thephone numbers I was told that as long as they have one working number that is all that matters and they had three other numbers. but thank you for your feed back but it really doesn't bother me what you have to say but maybe some day you'll be in my shoes and the sexually harssment thing will be a big deal that should have never happen by one of their employees in my nown home infront of my 2 small children, so don't reply back being ignorant until it happens to you or your family if you have one OK.And to mtn453 the corporate office of aaron's wanted me to go onto this site and make a complaint thank you for not caring b/c people with your ignorants I don't choose to bother within life anyway. And to dealerdirect I do have a attorney and thank you for your feedback it was helpful.
bargod on 01/08/2009:
"I would like to hear the other side of the story" I hear that so much on this site. Can't we just sometimes take what the OP has to say for granted and not assume it's all a big lie?
JC get over here and start flogging people.
Anonymous on 01/08/2009:
bargod, best answer!
..as soon as Sheriff gives me the 'go ahead' the floggings shall begin..
spoiledroten31 on 01/08/2009:
you go ahead and get the otherside b/c he already admitted what he did to the police I have no reason to lie I have the police report not anybody else
bargod on 01/08/2009:
Ease up there, spoiledroten. I'm on your side.
Starlord on 01/08/2009:
If you spoke to the delivery men as you have spoken to my friends, I would make you miserable, too. Your posting makes almost no sense at all, and I get the feeling English is not your mother tongue. I would be willing to bet your poor communication skills combined with a snotty attitude brought about retaliation from the guy. The way you blew off the suggestion about the police says a lot to me.
spoiledroten31 on 01/09/2009:
first of all no one deserves to be talked to like that by any means. I am a married woman with two children and I was made contact the police by the employees supervisor they said I needed a police report and a statement from him which I got and he was in wrong in ever way. Do you think I liked the fact that my 5 yr old daughter had to questioned in a room by herself with an officer, no I didn't. And second of all it was not poor communications I work as a nurse and I'm around people all the time I have very good communications skills and you don't know me so please don't judge me b/c I did not ask for him to do what he did and say what he did to me in my own home he told the officer that questioned him he would have never done it if my husband had been there so what does that tell you about him. I am not a snotty person I would do anything to help anybody out.I'm not trying to sound rude to anybody or towards anyone I am really upset that people want to judge me but yet he admitted to his boss and the police that he was wrong but yet I'm the bad person and I did nothing wrong. What would you have done if it was you or someone you knew?
spoiledroten31 on 01/20/2009:
just wanted to update everyone the employer who did this is no longer working at arrons I just found out this morning.
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Worthless Company
Posted by
PORTER, TEXAS -- I got a tablet and a TV from there 2 years ago at first we had to fight about our payment because twice a month they would ask for 200 dollars Instead of once a month do at the end of every month they were at my house demanding money from me even if I already paid it that month. After that was fixed my tablet got stolen on Easter filed. A report with the police and have it to Aarons. Lost my job so I gave my TV back because I couldn't make the payments....... Now 2 years later they call everyday they are filing. Theft on my for the tablet. So ready to get a lawyer and take these people to court. The tablet was stolen 2 years ago you have the police report DON'T USE AARONS.
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Rude, abusive and total ripoffs
Posted by
WINNIPEG -- I rented a set of which they told there was only one piece of the sectional in store but I would receive the other parts in two weeks!!! 3 months went by with no other pieces!!
Also they said my piece was new! When they brought it to me it had a really strong odour.
I asked them why it smelled they said it was new couch smell???
I was like I don't think so!! I asked if it was new... They said it only sat out on loot or 3 days!!!
I asked bother sales representative a different time n they told me three months it was on floor!!!
So it was USED! N I couldn't figure out the smell... I asked them to return the couch n get something different! So I did n they didn't transfer my payment over from the other couch even with all the complications!! N it turns out there was bedbugs on couch n I didn't figure it out until a month later when they had already transferred into my home!!! It's awful n disgusting furniture there!! People return furniture all the time n probably are infested with bedbugs!!!
SO gross n unprofessional! Don't rent from them it's unbelievably unprofessional!
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TLSmith on 06/01/2012:
trmn8r on 06/01/2012:
If you are renting furniture, it has spent time in the homes of others by definition, no?
BigAl on 06/01/2012:
trmn8r> AArons is one of those places that rent to own. They rent new furniture and appliances. They also will sell or rent used items but they are supposed to make known to the consumer the product has been previously used.
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Never rent from Aarons in Winnipeg Manitoba Cavalier address
Posted by
WINNIPEG MANITOBA -- Aaron's Rent to Own in Winnipeg is the biggest fraud ever. They kept on giving us used furniture instead of new. It took them forever to get us the items promised and then in the end we never received the items that we were supposed to get. The staff was abusive and rude the whole time and no one seemed to know what was going on. Over a period of 3 months we kept asking for our couch and tables, we went from getting old used show room items to a new couch that was obviously not new (it was torn and had stains on it). They were rude once they had our money and kept on giving excuses as to where our furniture was. They told us our set had been sold to someone who paid upfront with cash. Our half now half on delivery was not good enough. In the end we never did get all our furniture and they will not receive the rest of their money. Good luck if they try to collect. I also have talked to the police about this situation and a lawyer. The abusive treatment from their manager and staff is still ongoing and my lawyer is going ahead with charges against the company. Good luck if you have a rental already. I would return it and get away from them as fast a I could.
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MDSasquatch on 11/23/2010:
That darn Mikey
Jay on 08/13/2013:
I have am dealing with Aarons rental on Ellice the staff there has been great no issues and all my furniture,tv. Have been bran new. As for payment at Aarons payments do have to be up front when putting in a order. Bad service is at Rent all super centre on McPhillips and Jarvis.
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Poor customer service
Posted by
We have leased merchandise from Aarons in the past. We decided to Lease a LCD TV from Aarons. Per our contract we are entitled to two (2) payment holidays. These are not exactly holidays meaning you own nothing. According to the contract you pay half of the monthly payment, and the other half is put on the last part of your loan, some holiday. Anyhow, that is the contract we signed. One particular month we choose to take a payment holiday. It's noteworthy that the payment holiday paragraph states that utilizing this option will not put you in default, make you late, or generate a late fee of any kind.
The following month we could not make our payment on time, we were going to be two weeks late. The way Aarons usually handles this, at least the last 5 years we were customers) is to drop off a post dated check, when we attempted to do this a manager told us he would not accept payment, we should borrow money from relatives or go to Amscot. We told him we would never do that. He could either wait the two weeks for payment or arrange to have the TV picked up. He also informed us that because we took the payment holiday last month we were a month and a half behind! I told him that was not correct. We argued this fact but got nowhere. I re-viewed my contract and it does state that we should not be a month and a half behind. Today in the mail we get a letter from Aarons asking for payment, telling us we were current through the first of this month, so much for being a month and a half behind, that manager totally lied to us.
I am now waiting for the other manager to decide to either wait the two weeks for full payment from us or come get this TV. But I will not be bereated by that manager ever again.
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Rip-Off Company
Posted by
JACKSONVILLE, FLORIDA -- There's one word that describes Aarons sales & Lease "Crooks" They have you sign a lease agreement stating one thing and later on say another. Anytime you asked how much is left on your payment they never know all they tell you is how much they think you've paid which is never the truth. There customer service sucks and they have brainless managers running the store. They never want to do as told for example if they are supposed to come out and pick up a payment they won't come out then they'll wait the following week and run a card doesn't even matter if its the owner of the merchandise card they don't care about that they just go ahead and run whatever information they have available "WITHOUT" the persons authorization even if you make a payment to them two weeks later they'll run your card again they will call morning noon and night come out and try and break your door down as if they haven't already received a payment and when you tell them that your check has been garnished for an inflated amount to Aarons they call you a liar and say you're just making things up then they are quick to come out and pick up your merchandise then when all along they know they've received the payments from the bank its even worst when you give them a cash payment and they tell you they have no recolation of a cash payment they just pocket the money and I guess claim that's what you owe them for coming out and while there leaving there saying my job is on the line because you're not wanting to pay on time which is a bunch of bull the thing that matters most is when you have family and bills to take care of and you can't because your whole check is going to Aarons every two weeks when the payment only cost under two hundred dollars once a month this company really sucks their the only ones winning in the long run because while you're throwing away your hard earned money they're making money off of you and getting there on merchandise back at the same time its best just to not be impatient and get rental furniture and just go to a furniture store and purchase furniture its even sad for the less fortunate who get arrested behind Aarons crooked ways I think the company and its workers need to have a special place burning in hell.
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Anonymous on 08/23/2009:
Somebody missed their period.
PepperElf on 08/23/2009:
yeah I only see 2 of them.
I'm not going to bother reading any letter where the letter writer doesn't try to make it readable.
ticia232 on 08/23/2009:
"They never want to do as told for example if they are supposed to come out and pick up a payment they won't"
I stopped attempting to read it after that. I didn't know about any business that you could tell what to do and they had to do it. Or a rental company that will come out to you and pick up the payment I thought that was on the person who was renting to go to them and pay.
Ghost of former member on 08/24/2009:
Somewhere, an English teacher is crying.
I agree with Pepperelf. I am not even attempting to read letters like this anymore. Just like I ignore letters in all caps, I will ignore these as well.
Skye on 08/24/2009:
I'm crying.
RedDazes on 08/26/2009:
I weep for humanity. Things like this just strengthen my resolve to become an English teacher. I will BEAT punctuation into people if it kills me!
old fart on 08/26/2009:
I think there should be a special place burning in hell for people who write letters as badly as this!
Anonymous on 08/26/2009:
This should go into Guinness' as the longest sentence ever.
Anonymous on 08/26/2009:
I second what Ticia232 said.
jktshff1 on 08/26/2009:
Nope, long way from it.
# 1,287 words - The Guinness Book of World Records has an entry for what it claims is the longest sentence in English, from William Faulkner's novel Absalom, Absalom! containing 1,287 words.
# 12,931 - The last section of James Joyce's Ulysses, Molly Bloom's soliloquy, consists of two sentences. The first one is 11,281 words long, and the second is 12,931 words long.
# 13,955 - In 2001 Jonathan Coe had a 13,955-word sentence in his novel, The Rotters' Club.[4]
# 2,403,109 - A single sentence spans Volumes 16, 17, 18 and 19 of Nigel Tomm's absurdist work The Blah Story. [5]. Most of this sentence consists of repetitions of the word "blah". Volume 19 consists mostly of a single 3,609,750-letter word, itself an agglutination of many previously known long words.
# 3,000,000 - Mark Leach's Marienbad My Love, marketed as the world's longest published novel in English, features a sentence that contains about 3 million words of the 17 million-word book.[6][
BokiBean on 08/26/2009:
All those rental places are nothing short of a ripoff. I'm sure if your check was garnished you know that by now.
And anytime you're making cash payments (for anything!), get a receipt!!
KBurn on 06/27/2010:
Wow. How to respond to that run-on sentences? It was hard to read but I felt compelled to get through it and comment. Hopefully, I have the concept of her tirade, but here is the rebuttal.
1)Rent-to-own companies fill a particular niche in society. Some people have bad credit, through their own fault, or perhaps not. Some people would rather try before they buy it. Some people want something new every year, I.e. furniture. This is the reason rent-to-own exists. Is it more expensive, yes no doubt there, but it is a choice. I explain it like this, one can pay $1.50 for a 20 ounce cola, cold from the convenience store..or you can buy a 2-liter soda for the same price in a grocery store. You choose either pay all now, or lease it over time. The lease comes at a price, usually 50 percent of the lease payments over the term of the lease.
2)We are not credit counselors nor are we trained to be. People come in looking for the big 60" TV with a furniture group, and they look at one thing usually, the monthly payment. They say, "Well, we can afford this, it is only $99.99 a month for the furniture and $99.99 for the TV for 24 months". With taxes and insurance that is 118.50 per $99 agreement making it $237 a month for 24 months. That's a car payment people, and most people I know sometimes struggle to make that car bill and hate it like a plague. I know that I do, so I choose to have used furniture and a 32" TV. People aren't thinking about the incidentals like sickness, school clothes, etc. We are a society that doesn't really budget well, or spend our cash well either.
3) People call wanting to know how much is left on their agreement. I answer in two ways. First I tell them they have "12 payments of $118.50" or they can buy out for "X" dollars today saving lease fees. The amounts are different because if you pay out early, you don't pay the 50% going to the lease, plus insurance. This is where most people get confused, and it is because they are told two different prices depending on what amount is asked for. Not a rip-off, just mathematics.
4) The only time a payment can be made from a credit card is with the card holder's consent. We obtain this through a Credit Card Authorization we keep on file stating the amount and when it will be debited. The only time it is run on a different date is when a Sunday(if closed) or a Holiday occurs. In our case we run it the next business day, which is clearly stated on the Authorization. My question to the author is, why would you use another person's card to pay on YOUR bill? Should we check every time you put a card in front of us that it is you? Yes, we should. If they don't, they will have problems later.
5) Coming by in the middle of the night. In our business we come by between 8AM-9PM. We follow the Fair Debt Collections Act, but are we bound by it?? No, we're not. We are a 1st Party Collector, not a 3rd party collector. The FDCA was made so that those collectors calling to collect on old medical bills, etc. couldn't harass you. We follow it because it is the right thing to do, not because the law requires it. What do you consider harassment? The scenario usually starts like this. We call to remind you that a payment was due yesterday..no response. We call for a few days..no response. Well, after 4-5 days we will come to your home. I tell my customers communication is everything. Most people don't call because they don't have the money. That is when YOU SHOULD CALL! Otherwise we will come by your home, call your references, etc. if you do not communicate with us. Are you in the hospital? Moved away? Deceased, heaven forbid it. We come by to help, not harass. At least that is my philosophy. Yet what do I get when I try to come to help? An unanswered door, angry shouts of "Why you coming to MY house!" "I'm going to pay you Friday!" Well, if you would've called..I wouldn't have come. Logic people. Now I will come to your job as a last resort, but I am discreet, taking off my ID so as not to embarrass you, but I must contact people. I do have a job, and it what I due to get paid.
5) We cannot garnish wages, we aren't the IRS or the court. We will take you to court if you refuse to pay us and additionally refuse to return the merchandise. Remember you are leasing the merchandise, when you don't make a lease payment, you terminate the lease. Read the contract and you'll see that part. We want customers for life and I have had people return merchandise and then have it delivered in a month or two and then pay it off. We understand and can help in the hard times, we're not mindless robots wanting money.
6) People choose rent-to-own because it is convenient and they get what they want. I am sorry people cannot seem to read a contract before they sign it, or not bother to pay attention when it is being explained to them. We are a business, different from others, but a business..with rules. Some of us are unprofessional, but name a business where EVERYONE is trained and performs their job 100% correct all the time. I cannot think of one.
Lastly, I am in Accounts Management..Collections for you laypersons. I am one of the "BAD PEOPLE" calling you about your account. Perhaps, just maybe, if you answer the phone, talk like a human being, listen as much as you talk, you can have a great experience with a rent-to-own company. Smarten up, weigh your choices, and choose wisely.
Burlington, NC
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Kaye Prince: http://miss-print.blogspot.
Monday, September 16, 2013
Easy Baby Jelly Roll Quit Pattern
Kaye Prince: http://miss-print.blogspot.
210 comments:
What a darling quilt! Lately I've been favoring the colors of blue, red and pink together. Thank you for the chance to win!ReplyDelete
I just cannot get over the mustard and mint combo! Toss in a little Gray and I am completely smitten! Thanks so much for the chance to winReplyDelete
Teal, grey and fuschia pink are my fave combination of colours at the moment. Thanks! :)ReplyDelete
It's feeling autumnal already so mine would have to be Orange and Grey now.ReplyDelete
So cute! I'm really into gray and teal these days. Actually I'm kind of into teal for EVERYTHING, but especially with gray :).ReplyDelete
This is great! My fave color combo is gray and aqua. Thanks!ReplyDelete
I love aqua and red!ReplyDelete
Thanks for the giveaway!
Thanks for the chance! Over the past week, I've started falling in love with aqua and gray. Although orange and gray is pretty amazing too.ReplyDelete
Very cute! I am loving yellow & grey together these days!ReplyDelete
My favorite color combo is yellow and blue. It's classic and preppy and never looks dated. I love the addition of the border. Such a cute quilt.ReplyDelete
I love the colors in Alison Glass' new line.ReplyDelete
I love any saturated color combo, especially pinks and purples together :)ReplyDelete
I love the aqua and dark green combo in Bonny&Camilles Vintage Modern and Marmelade. And grey and Aqua and grey and yellow and grey and pink ....ReplyDelete
My favorite color combo is red and aqua :)ReplyDelete
I'm a sucker for aqua and pink....but I have almost no girls in my life to sew for lately!! All boys.ReplyDelete
Love it. I am going to get a couple of these tops done. Pin them to the wall. FMQ them when a baby shower comes along. Zip zap snip SNAP!ReplyDelete
Love it. I am going to get a couple of these tops done. Pin them to the wall. FMQ them when a baby shower comes along. Zip zap snip SNAP!ReplyDelete
Such a cute quilt! My daughter recently requested an orange and aqua quilt and I was surprised how much I loved working with that color combo!ReplyDelete
Love Baby Jane and love your quilt! Lately I love the look of yellow, black and grey, but I haven't made anything with it yet :)ReplyDelete
Favorite color combos come and go with the seasons...right now it is fall colors...browns reds yellows golds greens...ReplyDelete
I can almost smell the hot apple cider and pumpkin pie!
I'm feeling raisins, gold, mulberry, and greens for a project right now -- thanks!!ReplyDelete
So cute. I love yellow and navy ... Both are missing from my stash so I need to stock up!ReplyDelete
Aqua, lime green and bright yellow. Although aqua and orange is growing on me.ReplyDelete
Very cute quilt. I may have to make one. Thanks.ReplyDelete
That quilt is sooo pretty! I am loving red, aqua and gray right now. Thanks for the chance to win, I just picked up some scrapbook paper in the Baby Jane prints and would love to have that jelly roll to go with it.ReplyDelete
I've also finished several projects recently that are supposed to be gifts, but I just want to Keep Them. Love the look and also love putting together something easy now and then.ReplyDelete
Red, aqua and white, with a little bit of pink thrown in for good measure are my choices right now.ReplyDelete
Aqua and red are top of my chart right now. I have just finished a baby quilt from a Jelly roll, I made it in rail fence blocks and love it to bits. It is a gift so I have to part with it.ReplyDelete
My favorite colors right now are Aqua/Turquoise and Orange shades. I am not a orange person except for lately they have just appealed to me so much. Thanks, kathyReplyDelete
I love aqua and red, but I am loving your combo of aqua and yellow! They may be my new favorites!ReplyDelete
Very cute! I'm still loving the tangerine aqua combo, never got out or my orange love :)ReplyDelete
I love pastels but since it's fall I think I would say orange, yellow, light brown, and olive green would be my favs!ReplyDelete
What a cute pattern this is, and also, besides using a jelly roll, scraps would also work well. I think my favourite color combo right now is yellow and red/pink.ReplyDelete
I am totally in love with coral, grey, and gold right now!ReplyDelete
Right now I am loving teal and gray. Also yellow and purple, though that sounds strange. Thanks!ReplyDelete
So pretty :)ReplyDelete
Cute quilt and nice, simple pattern! Too many colors.... but maybe purple and bright green for today's choice. ;)ReplyDelete
Right now I love red, with gray or blue. Thanks for the giveaway!ReplyDelete
Such a fun blog hop! I love red and aqua together these days!ReplyDelete
cute quilt Amy!ReplyDelete
I'm loving navy with pretty much any lighter color right now.ReplyDelete
Navy and green....I keep putting navy in everything!ReplyDelete
What a beautiful quilt. I love quick and easy quilts. My favorite color combinations would have to be red and aqua with maybe a little gray mixed in. Thanks for the chance.ReplyDelete
For a long time I was a huge fan of pink and grey. Lately I'm loving navy and pink thoughReplyDelete
Your quilt is awesome. I love red, teal, and gray together. Thanks for the opportunity.ReplyDelete
I don't think my comment went through, so I'll try again.ReplyDelete
I love red and aqua. Love your quilt!
I don't think my comment went through, so I'll try again.ReplyDelete
I love red and aqua. Love your quilt!
Navy, grey and golden yellow are my favourite colour combo right now, and I love this quilt pattern, I have a jelly roll just waiting to be made into this quilt!ReplyDelete
My favorite combo is teal and pink!!ReplyDelete
HELLO,I'm liking aqua,white and lime together!ReplyDelete
Thanks for sharing!
Your quilt with Baby Jane is really cute! My favorite combo right now is bright pink & orange.ReplyDelete
Current favorite combo: deep purple, orange and chartreuse. Always love a new baby quilt pattern - thanks!ReplyDelete
Aquq and orange! I just have a new baby niece so this would be so great to win :)ReplyDeleteReplies
I'm liking black, grey and yellow. Thanks!ReplyDelete
Your quilt is so cute!!! I love the Baby Jane fabrics. My favorite color combo is aqua and pink or aqua and red (or aqua with just about any other color). Thanks for the giveaway.ReplyDelete
I love aqua and red, one day I will make a quilt in those colors!ReplyDelete
Your quilt is so cute, I love this collection. My favorite color combo right now is aqua and red and grey. Just made a pillow for a friend with these colors.ReplyDelete
I love this color combo. It's not something I would come up with but very pretty. I'm really loving turquoise and peach right now but really anything with turquoise. I've had to stop myself from buying anymore turquoise fabric!ReplyDelete
Love your modification! Just really getting into anything with a lot of saturated colors. Just bought some purple, brown, and hot pink combos that I really like.ReplyDelete
I love pinks and browns together. LOVE your quilt!! i like that you added the borders.ReplyDelete
I love the teal and gray! Thanks for the giveaway!ReplyDelete
I love navy blue and aqua at the moment. Thanks for the chance to win!ReplyDelete
I love navy blue and aqua at the moment. Thanks for the chance to win!ReplyDelete
Red and white! But I also love grey in different combos! Thanks for the chance to win!ReplyDelete
LOVE this color combo. Red, turquoise, and silver, were my wedding colors so I always gravitate to that combo. Also loving navy and gray right now!ReplyDelete
Right now I love aqua and red together, but I have always loved blue and white, and blue and brown. Love your quilt! The border is a great idea, I love how it looks with the contrasting binding. Thanks!ReplyDelete
Lovely quilt, Baby Jane is one of my favorite collections. Definitely have to make one of these!ReplyDelete
I'm a huge fan of aqua, yellow and gray but it changes regularly so I am sure that by this time next month I'll be onto another palette.ReplyDelete
I love pink and green, ok I love green with anything. Thanks for the chanceReplyDelete
Right now I am in purple/grey phase, but I change so often. I love all colors!!! Thanks for the chanceReplyDelete
It looks great, love that fabric :o) At the moment I'm embracing the low volume backgrounds to rainbow brightsReplyDelete
I seem to be really into coral and aqua and yellow. Beachy colors I suppose. Love your colors. Great job!ReplyDelete
I'm really enjoying any combination that includes aqua right now. Aqua, blue, green is a great combo!ReplyDelete
I'm really enjoying any combination that includes aqua right now. Aqua, blue, green is a great combo!ReplyDelete
Purple with orange/yellow are the colors right now. email@example.com
these are cute quilts! fav. color combo right now is grey with teal and raspberry!ReplyDelete
My favorite right now is aqua and red. I also am enjoying working with low volume colors.ReplyDelete
I am liking purples and greens right now. Thanks for the giveaway.ReplyDelete
I love Teal & Orange. Love your quilt! Thanks!ReplyDelete
I love your quilt; thanks for the giveaway! I would say my favorite color combination right now is mint green and black.ReplyDelete
Currently, I am working on a baby quilt with mint and coral as the main colors, and I am really loving that.ReplyDelete
Thanks for the giveaway, I'd love to win me some Baby Jane!
my favorite color combo has always been red & light blue. This was a whole new view of jelly rolls for me, I had always wondered why someone would buy a jelly roll...now I know it makes the process sooooo much easier.ReplyDelete
My favorites are constantly shifting, but right now I'm loving aqua, red, and white. I just saw some yardage of Baby Jane in my LQS and fell madly in love with it. Thanks for the opportunity!ReplyDelete
I like aqua and greyReplyDelete
My favorite combination in colors is gold, orange, and blue in various shades and tints. Especially with all levels of intensity in the gold-yellow-orange range with that blue used sparingly as a "pop". I've been eyeing that Baby Jane collection for a while and really like how it shines in this pattern.ReplyDelete
I love red and gray and aqua!ReplyDelete
I love orange with anything right now!ReplyDelete
I'm loving the mustard, plum, grape, magenta and grey colour scheme at the moment... hmmm... also peach, coral, mocha, tan and mauve.... so many colours, so little time!ReplyDelete
Love the quilt - love the colors. I like anything aqua or teal they looks especially good with yellow or gold or orange. I had not looked at the Baby Jane collection yet so was happy to see such good pictures of the fabric in the quilt.ReplyDelete
I'm drawn to combos of aquas and olives. Thanks for pointing to the link of this pattern - wll use it a lot. Hope I win!ReplyDelete
Beth in AL
Beautiful quilt. I really want to make a quilt from navy, aqua, and orange. Thanks for the chance.ReplyDelete
Plum and sage are my all-time favorites but right now I want to make a quilt using aqua and lt. gray. LOVE this quilt pattern!ReplyDelete
Plum and sage are my all-time favorites but right now I want to make a quilt using aqua and lt. gray. LOVE this quilt pattern!ReplyDelete
My favorite combo is teal and red. This pattern is great!ReplyDelete
I Love Love Love pink green, white and purple! My absolutel favs! Altho right now I'm working in bold primary colors for dinasour quilts for my grandsons! That has been fun too!ReplyDelete
My favourite is lime and purple, but I have many many favourites, it seems. At least one would think so looking at my stash.ReplyDelete
I am loving gray and pink recentlyReplyDelete
I'm loving blue and orange right now, maybe just because they look so cute together on my new baby boy!ReplyDelete
Recently I've been loving gray and yellow. It's kind of a shocker to me as I've never liked either. I guess my likes change with the times. Thanks for the chance to win. This is a great giveaway!ReplyDelete
I'm still hung up on turquoise and red.ReplyDelete
I so could have used this pattern this past week when I was trying to figure out a baby quilt pattern from my scrap bin! I'm hung up on purple, all shades!ReplyDelete
I'm loving a mix of blues with springy greens. I know... wrong season, but still what I'm drawn to. Plus turquoise is always great!ReplyDelete
Right now I seem to gravitate to red and white as my favorite colors.I love red and white in this line.ReplyDelete
That is adorable! My favourite colour combo lately is reds and greys with a pop of coral and pink. Thanks for the giveaway!ReplyDelete
My favorite colors right now would have to be gray, orange-y, pink, green, and aqua. there are so many beautiful color combinations, its so hard to decide!ReplyDelete
Thank you for the chance to win...I love Baby Jane!
It has to be Mustard. I have a bathroom and Bedroom/sewing room in it.Now that I see the Baby Jane Collection I have alot of fabrics to use with the mustard.ReplyDelete
I am loving gray and yellow.ReplyDelete
Currently playing with red, brown, black and cream.ReplyDelete
I like the colors in that quilt you made a lot, but really really like putting yellow, pink, green, and blue together. (It sounds weird, but looks good.)ReplyDelete
What a sweet baby quilt!ReplyDelete
I love your baby quilt! I really love blues, navy and coral are really pretty with some white thrown in.ReplyDelete
Beautiful quilt and red and teal is my favorite combination!ReplyDelete
Beautiful. Current favorite is coral and gray.ReplyDelete
Gray and aqua with either red or yellow.ReplyDelete
My favorite color combination is medium blues and tans. Thanks for the chance to win!ReplyDelete
Love this line! I just made a runner today with it. I need to jump on the Jelly Roll jam!ReplyDelete
I am rediscovering yellow and grey- It makes me happy. When I was a toddler, my bedroom was yellow and grey.ReplyDelete
Lately eggplant and pickle green are calling my name.ReplyDelete
I just finished a quilt for my daughter, she choose deep, fall colors. I absolutely loved working with the reds, greens and blues. It's been awhile since I did a quilt in those colors but they were very soul satisfying. Thanks.ReplyDelete
I'm currently quite smitten with red and orange. I even pull those colors from my (one color of each) Fiestaware on bad days because it makes me happy!ReplyDelete
I am wanting to try a low volume quilt...love the colors on the quilt you made. Thanks for a chance to win...your blog is so much fun!ReplyDelete
I've been contemplating getting some Baby Jane...and darned tootin' I could keep a baby quiltReplyDelete
Thanks for the giveaway.
I'm crazy about corals right now - paired with gray especially. I've been needing a new baby quilt pattern to try, this looks absolutely perfect:) Love the colors of that Baby Jane collection. Thanks!ReplyDelete
I like pink and duck egg blue with a dash of red roses.ReplyDelete
Squeee -- a Baby Jane jelly roll! Yellow, aqua, and red are right up there as a favorite color combo. I'm also enjoying gray as a blender with almost any other color these days.ReplyDelete
At this moment I'm really liking grays and golden yellow with maybe a splash of teal.ReplyDelete
Love red and yellow... baby jane is darling!!!!ReplyDelete
I've been on a purple kick lately. Maybe it's because I wound up with a bunch of it in my stash thanks to a fabric outlet sale. I'm going to attempt to combine the purple with teal and chartreuse soon.ReplyDelete
I love brown, red and cream. Love this quilt.ReplyDelete
Wow, I love it! I think I will copy you and say gold, red and aqua! :) I also love gray red white with a little pink! Thank You, Amy.ReplyDelete
Cute version of the Jelly Roll Jam pattern Amy! I'm in love with Coral/Navy/White right now. We stopped by Old Navy this evening (haven't been there in quite awhile) and there was coral EVERYWHERE in there. Everywhere. Good thing I like it :)ReplyDelete
Lately I'm loving plum and mustardy citrons yellowish greens. Thank you for the giveaway.ReplyDelete
Aqua and red! No it is not wrong to keep something you made and like for yourself! So keep it! It sure is cute!ReplyDelete
I am loving the red and gray in Baby Jane. I LOVE this fabric! Your quilt is fabulous and now I am going to have to make one. I am going to copy you and make it 40" square, just bit bigger, plus zi love that look!ReplyDelete
thanks for the link, love your quilt and will try this one dayReplyDelete
So cute! I am about to make a pink and grey quilt so I suppose that would be my favorite combo right now.ReplyDelete
Fall is on the way so I am working with browns and dark reds these days. Next month, it is sure to be black, purple, and orange for Halloween projects! Love your quilt!ReplyDelete
I am really loving the darker red and tan combo lately. I currently making a quilt in those colors for our living room.ReplyDelete
I love blue and white. My bedroom has that color combination. Thank you for the chance to win.ReplyDelete
I love your quilt - so cute. My favorite combo is almost anything with Aqua like mustard, grey. . .ReplyDelete
Love your quilt, Amy! I love any color! It seems to change with the seasons.ReplyDelete
I've been playing with a lot of purple and aqua lately. Just love your quilt, and your farmhouse setting!ReplyDelete
My favorite combo is still red and white. Think I'll have to add this little quilt to the list things I'm making for my new granddaughter. She's due to make an appearance in January and my list is getting longer and longer ...ReplyDelete
I adore pink with gray or aqua! Adore your quilt!ReplyDelete
I am loving coral and aqua! What a beautiful quilt pattern.ReplyDelete
I'm all about black and orange right now...can't wait for Halloween!ReplyDelete
It's funny, when quilting I'm drawn to different colours than when decorating or choosing clothing. I love the combo of mustard, aqua and pink right now.ReplyDelete
I love anything with deep purple! Thanks for the awesome giveaway :)ReplyDelete
I love yellow and blue together, and yellow and gray. Quilt is really cute! Thanks for a chance to win some fabric.ReplyDelete
I like red & aqua together and I also am loving mustard-y yellows with gray. And here you've thrown them all together deliciously!!ReplyDelete
Right now I'm liking coral mixed with other things - white, aqua, lime, fuchsia...anything.ReplyDelete
Right now, I really like raspberry and aqua.ReplyDelete
I LOVE the addition of the border to your quilt Amy -- it really makes it stand out. I always love all the colors so it's hard to choose a favorite combo. I never much liked yellow before though, but lately I love it in most everything I see!ReplyDelete
I would love the chance to win! Baby Jane is one of my favorites. PattiReplyDelete
I love mustard, gray, and white right now. I am collecting fabrics to make my son a college quilt. HIs school colors are black and gold, so of course I am having to throw some gray and white in there, too! Thanks for the giveaway! I'd love to win!ReplyDelete
Lately I've been really liking fabrics with orange, pink and green. Both a little different but fresh looking.ReplyDelete
Oh, I'm loving black and pink these days!ReplyDelete
I'm lovin red and aqua right now :) Winning the Baby Jane Jelly Roll would really make me HAPPY! Jelly Roll Jam here I come! Thanks for the opportunity for this great giveaway :)ReplyDelete
I'm currently loving teals and purples! Thanks for the giveaway!ReplyDelete
My fav color combos these days are grey and white! So cozy and crisp and clean. It doesn't hurt if there is a pretty, light aqua in there, ;)ReplyDelete
Love your jelly quilt-- Baby Jane is a current favorite of mine, too!
My favorite color is purple and one of my favorite color combinations is purple and green. Thanks for the fabulous giveaway!ReplyDelete
Just like most people these days, I am loving mustard and gray. I'm currently working on a throw size quilt with mustard and gray, but I've also thrown in some aqua and deep purple. It's a little bright and crazy, but it's growing on me! :)ReplyDelete
Oh, I love that Baby Jane jelly roll! I've been drooling over it. :-)ReplyDelete
My favorite color combos recently have been grey combined with a bright turquoise, pink, or purple. I think it is SO striking!
I am in love with aqua and red. The color combo in Happy Go Lucky is my favorite!ReplyDelete
I really like Gemma with aqua and red. I also like purple and green botanical prints or any beachy prints.ReplyDelete
Turqoise and Coral. Who knew? I'm participating in a quilt along and am using these two colors as my focal colors to pull the blocks together.ReplyDelete
So cute! I've been thinking a lot lately about making my first quilt and this looks like a good pattern. My favorite colors lately? Reds, pinks and corals - that, and different shades of blues.ReplyDelete
Greens! I saw a quilt ade in hues of green and I felt in love!ReplyDelete
I think gray and teal might be my favorite color combo right now.ReplyDelete
Anything with teal and grey:) Love how your quilt turned out!ReplyDelete
I love pink with brown, aqua, greyReplyDelete
My current favorite combo is orange, gray and aqua. Thanks so much!ReplyDelete
That's a good deal at FQS! Oh how I love jelly rolls and charm packs! I don't really have a favorite color combo...my favorite is really scrappy. Always has been! I am loving the line Gracie Girl by Lori Holt and already made a quilt from it. I especially like the blues, grays, and pinks together. Thanks again for such a great class at Fabric Fest!!! I hope we meet again at something quilting related!ReplyDelete
Working on a purple and teal baby quilt right now :)ReplyDelete
Fabulous quilt! I want one too! My favorite color combo is a toss up between orange and pink or aqua and orange or red.ReplyDelete
I love all the autumn colors, greens, browns and oranges in all tones.ReplyDelete
My favorite color combo right now is also aqua, red, and yellow. In fact, I am just now putting together a quilt for my daughter-in-law in those colors using your Lattice pattern. A second color combo I'm loving is gray, black, and yellow. So many possibilities and so many quilts to make!ReplyDelete
I love the color combo of aqua,red and yellow also. That is the colors in my living room. I just got a jelly roll of Baby Jane to use to make a quilt for my living room. I would love to win another. ramona_murray(at)comcast(dot)netReplyDelete
My favorite color combination is blues and greens. But I'm not committed to them!!ReplyDelete
Cute quilt!! Love the added border :) My favorite combo is anything with grey (especially aqua)! Thanks for the chance to win!ReplyDelete
I've been crushing on yellow and gray. I know it's not new to other people, but so different from my normal colors.ReplyDelete
I suppose because it's fall, I'm loving browns, golds, reds and greens.ReplyDelete
I want to do a red-violet, lime, black and cream quilt.ReplyDelete
I love navy blue, lime green and greyReplyDelete
My favorite is an old favorite aqua and orange. Guess I'm not ready for summer to be over!ReplyDelete
I have really been digging orange lately and love it paired with navy. My all time favorite combo is purples, blues and greens. Thank you for sharing! anglanouette at gmail dot comReplyDelete
I'm loving grey and saffron right now. Thanks for the chance!ReplyDelete
My favorite color combination aqua, yellow,red and pink. Thanks for the chance to win!ReplyDelete
My favorite colors are aqua and green right now. Thanks for the giveaway.ReplyDelete
I am on a huge orange and pink kick... not sure what has gotten into this green and blue girl!ReplyDelete
Am just off to download the pattern. I love Baby Jane too.ReplyDelete
Lately everything that catches my eye is purple (darker the better), light blue, or gray. Love your quilt!ReplyDelete
I like anything that will go with purple, like teal and mint. Thanks for the give away!ReplyDelete
my favorite latest color combo is garnet and black - thanks for the chance to win a cool jelly rollReplyDelete
Lime green and gray! I saw them at my LQS and can't wait to have a reason to buy them!ReplyDelete
Dark Purple & Light Gray! Thank you for the free pattern & the chance to win!ReplyDelete
Medium Gray and dark yellow and black, thanks.ReplyDelete
smjohns63 at yahoo dot com
Thank you so much for your comments - they make my day! I try to respond to as many as my 'mommy' time allows, but life sometimes gets in the way. Please know how much I appreciate each of them.
I apologize for the current comment settings that require a registered user account. They are the only way that I don't get tons of gross spam. I'm hoping Blogger will make a way where people who are not registered users, but would like to leave a comment can do so. Please, Blogger! In the mean time, thanks for your patience.
I also love to respond to questions. If you are a no-reply blogger, please leave an email address so I can get back to you. Or you can email me directly: amy @ diaryofaquilter.com. Thanks!


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What People Are Saying
"I absolutely like ASE, because it is a product where you know exactly what you're dealing with. All our ASE installations, including the large one on the main server, are very stable. Our central index server, as well as Passport Canada print centers are 24/7, so reliability is extremely important. In the event of hardware failure we always manage to recover it completely without any side effects or data loss. In my view, this is extraordinary and not something I take by default."
Dragana Davidovic, Head of Database Services, Passport Canada
"We looked at every possible option and concluded that the Sybase Adaptive Server Enterprise Encryption Option was the best solution for us."
Larry Gillen, Principal Database Administrator Phoenix Newspapers
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"We have been evaluating encryption technology for the last four years. The first solution we implemented could not keep up with our performance requirements. After evaluation, Sybase ASE was selected because it exceeded the service levels we'd established as a benchmark. Even under three-times peak loads, there was no performance degradation using enhanced encryption."
Tad Hawkins, vice president, IT Architecture ACS, Human Capital Management Solutions
"We have full confidence that [ASE's] stability, security and reliability will result in stable operations and profitability."
Zhang Boju, Information Manager China Railway Express
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Koh Samui: General Information
Geography, History, Religion, Economics, Tourism. Read useful information for your stay: Vaccinations, food and drink, entertainment and much more.
Business Information
Visas and Work Permits:
Extensive information on different visa types: Tourist visas ("Visa on Arrival"), non-immigrant visas a.s.o., as well as requirements for work permits.
Company Formation: How to set up a company and much more.
Business with Thais: Learn more about the rules behind.
Samui 7 Day Weather Forecast
Social Life and Culture on Koh Samui
Learn more about Do's and Don'ts in Thailand.
Read our article: Good Behavior in Thailand.
Samuifinder.com - Koh Samui (Thailand) Holiday Houses Rental Yellow Pages - Information on Living, Working, Hotels, Shopping
Welcome to samuifinder.com, your one-stop information center and yellow pages for Koh Samui. Search for the products and services you need: emergency numbers, government institutions, companies, shops, restaurants, bars, spas, hotels on Koh Samui and much, much more. Learn more about living and doing business on Koh Samui.
Want your company listed? Find out more!
New: HD Movies!
We now show you some Houses, Resorts and Villas in the new section: Resort & Villa Movies. You also find them in the Samuifinder house entries. New are also Beach Movies and Sightseeing Movies at the new info section: Koh Samui Videos


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Meet the Author
TOPICAL TUESDAY: Meet Becky Aikman, author of Saturday Night Widows: The Adventures of Six Friends Remaking Their Lives (Random House, 2013). When Becky Aikman had to remake her life, she gathered five other young widows like herself and took a forthright approach to finding happiness again. Important, insightful and often humorous, Aikman's book offers a distinctive take on a largely under-covered but universal topic — starting over after losing someone close to you. An unsentimental, witty, and totally involving chronicle of moving on, Aikman's book reads like a novel yet demonstrates important, little known principles about resilience in the face of tragedy. Books will be available for purchase and signing. Refreshments will be served. Sponsored by Friends of the Library. 7:30 p.m.


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For Media Contact:Public Affairs OfficeSamantha Cheek (email@example.com)803-898-5281 (PH.)803-898-5446 (FAX)
Rock Hill attorney arrested on tax charges
Horace Anderson Jones, Jr. was arrested this morning on three counts of failure to file his individual income tax returns.
During 2004, 2005 and 2006, Jones earned gross income for each year in excess of the minimum filing requirements. Jones, of 446 Lige Street, earned income in 2004 totaling $46,076, $105,589 in 2005 and $42,207 in 2006. During each period, Jones failed to timely submit an individual income tax return to the Department of Revenue. By knowing the requirements, Jones willfully failed to file a SC individual income tax return for wages earned in 2004, 2005 and 2006, and pay a tax due of $2,008, $6,448 and $989, respectively.
If convicted of the three charges, Jones could face up to three years in prison and/or $30,000 in fines.
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Get it in time for Christmas with UPS Next Day Air®. Click for details...
Built to offer young backpackers high-performance rarely found in junior packs, the Ace 48 Youth borrows the design features found throughout Osprey's pack line. The fully adjustable Ace 48 Youth grows with your young adventurer.
Bursting on the outdoor scene in 1974, Osprey remains ever committed to innovation and performance. Built to accommodate your passion for adventure, Osprey backpacks are renowned for providing award-winning fit and functionality.
Backcountry Edge is proud to be an authorized Osprey dealer.
Click here to visit the official Osprey website. (Note: you will be leaving Backcountry Edge.)
View more videos in our Video Library.


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mouse over photo to zoom click for larger image
Poppi Convertible Necklace
A sculptural silvery pendant tops our versatile chain that is sprinkled with glass jewels. Twice the style—wear it long and glamorous or pull the toggle through the ring for something short and spectacular.
- Length: 40".
- Glass and metal.
We're so sorry: this item sold out sooner than expected. For an equally chic substitute, please call our Personal Service Associates at 1.888.855.4986. Or click on Chico's Chat below for immediate assistance.


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The Dow industrials ended modestly higher as news out of Europe whipsawed stocks amid worries about the Cyprus bank bailout.
The Dow Jones Industrial Average closed up 3.76 points, less than 0.1%, to 14455.82. At its morning highs, it had gained more than 60 points; at its afternoon lows, it had lost more than 60.
The Standard & Poor's 500-stock index declined 3.76 points, or 0.2%, to 1548.34. That marked the first time this year that the S&P 500 has fallen three consecutive days. The Nasdaq Composite Index retreated 8.50 points, or 0.3%, to 3229.10.
Related Video
MarketWatch's Laura Mandaro looks at Billionaire David Einhorn's top stock picks as of December 2012. (Photo: AP/Getty Images)
How do you find the next Cyprus? One quick way is to look at banking assets relative to gross domestic product. MarketWatch's Jim Jelter discusses countries that are most exposed to their banks. (Photo: Getty Images)
Driving U.S. stocks to and fro was the latest news out of Cyprus, where the country's Parliament voted Tuesday against a proposed bank-deposit levy, part of a bill meant to secure a bailout of the country's financial system.
As details of the plan emerged over the weekend, investors worried that the unprecedented move to reach into depositors' accounts would spook bank depositors in other weak euro-zone countries, further crimping the area's financial system.
Stocks dove in afternoon trading on news that the Cypriot Parliament had rejected the plan but then recovered later in the day as the European Central Bank signaled it would provide support for troubled banks in the country.
For investors, the question in part was over which was worse: continued uncertainty or a plan that set a precedent that unnerved many in the financial markets.
"Reaction certainly would have been greater if the levy had passed, but seeing that it hasn't, there's still no plan B, and that's of a greater concern going forward," said Jay Wong, portfolio manager with Payden & Rygel, which oversees $80 billion in assets.
For now, investors were able to take solace in signs that the problem in Cyprus was contained and not spreading to other European financial markets.
Stocks pared the worst of the session's losses in late trading after a day of being whipsawed by the latest developments from Europe's debt crisis. Matt Jarzemsky reports. Photo: AP.
"We're watching very closely, but at present we don't think Cyprus is a game-changer in Europe," said Stephen Wood, chief market strategist at Russell Investments, which oversees $163 billion in assets. "We're looking at financial-system indicators in Italy, Spain, Portugal, Greece and also bank data to see if there's a run or even a jog on banks in those countries. We don't see that just yet."
Some said the softness that U.S. stocks did suffer reflected a market that was overdue for a pullback after weeks of gains that took the Dow into record territory.
European markets declined, with the Stoxx Europe 600 falling 0.4%. France's CAC-40 index dropped 1.3%.
Asian markets traded mostly higher. Japan's Nikkei Stock Average surged 2% after falling 2.7% Monday. China's Shanghai Composite Index gained 0.8%, following Monday's 1.7% slide. India's Sensex index dropped 1.5%, after an ally of the ruling coalition withdrew support to the government.
In a reversal of early trading, the dollar gained against the euro but fell versus the yen. Crude-oil prices sank 1.7%, to settle at $92.16 a barrel, while gold added 0.4%, to $1,611.30 a troy ounce. The 10-year Treasury note gained in price as traders sought haven assets, pushing its yield down to 1.908%.
Write to Alexandra Scaggs at firstname.lastname@example.com and Matt Jarzemsky at firstname.lastname@example.com


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ULA Equipment
Mile High Mountaineering
Black Diamond
ALPS Mountaineering
Priceless than $100
$100 - $199.99
$200 - $299.99
$300 - $399.99
$400 - $499.99
$500 and above
Recent Expedition Pack (4,500+ cu in) Reviews
Lowe Alpine Netherworld 90
I've had this pack since the early '90s and it has served me well. I ended up getting Deuter's Act Lite 65+10 and shaved off about 3 pounds but that pack is already worn through in a few places. I have used the Lowe in the Sierras with 45-50 pounds and in the snow with snow shoes and it seems indestructible. The fit was adjustable with the help of the store personnel. The volume was wonderful. The separate compartment on the bottom served as another storage area without having to go into the main… Full review
Deuter Aircontact 75+10
Wonderful backpack. Very comfortable. Had a lot of room inside and many straps outside that you can attach you gear to them. Will advise that backpack to everyone. The best backpack I've ever had. Full review
Deuter ACT Lite 75+10
Comfortable adjustable pack that can adapt to haul a lot or a little. Quality construction with some thoughtful details. Weighs in at 4 lbs 5 oz, a good compromise between weight and haul-ability. Age and prior back injuries has made finding a backpack I could wear a difficult task. With the Deuter Act Lite 75+10, I finally found a pack that I could not only carry but was comfortable also. For me, the key was to find a pack that did not put any pressure directly on my spine. The "air contact" system… Full review
Osprey Volt 75
Great fit without a lot of weight. I would definitely recommend this backpack for anyone doing a 3-4 night outing. Just purchased this pack in July 2014. Have used it 4 times in the Adirondacks of NY and AT in NJ and Maine. I bought it for the lesser pack weight of 3lbs 12oz vs my other, older Osprey pack. This is a one-size-fits-all pack with an adjustable stay system that I really liked, especially if you're an in-between size like me. It carries 4,700 cu, so I did have to choose my gear wisely… Full review
Berghaus Expedition Light 80
The Berghaus Expedition Light 80 is a large capacity pack with a lightweight design. It has a surprisingly supportive suspension system which provides comfort in the hips and shoulders. It has a low, stable profile, even while strapping everything from skis to my dog's pack to the outside. It can be warm during hot days. I would recommended the Expedition Light to backpackers and mountaineers looking for a large capacity pack that is functional with heavy loads in the 50 plus pound range all seasons… Full review
The North Face Crestone 75
Comfort is the one word I would use to describe this pack. Plenty of room and great support. Great pack with enough room for a thru hike. Love this pack, a bit on the heavy side though. Full review
REI Mars 80
You can disappear for seven days with this very comfortable pack without leaving any gear behind. Great Pack. I have used this on a 50-mile trip hiking the north loop in Glacier National Park and a 38-mile trip on the AT in North Carolina. I carried six days worth of food on both trips. I tend to bring a lot of unnecessary gear, chairs, hammock, electronics, and a big first aid kit. The Glacier trip I carried 65 pounds without discomfort and had to scramble a couple of times. Pack feels like a… Full review
Kelty Red Cloud
Comfortable shoulder straps, lots of space and pockets to store all your hiking needs. Have had issues with the side pocket zippers failing. Full review
ALPS Mountaineering Cascade 5200
Nice pack for the price, roomy. Good for long term backpacking. Held all my gear for a 10-day trip plus 5 days food. In preparation for a 10-day trek to Philmont, the Boy Scout backpacking paradise in NE New Mexico, I purchased a Cascade 5200. We did two long weekend training trips in Kansas and finally our big trip in New Mexico. The pack was roomy, held all my gear and at one time 5 days worth of food. The zippers were large and sturdy. The zippers held up well and didn't catch on the material. Full review
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available 2014


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Contact: Stephanie Jones
Phone: (803) 898-5287
E-mail: firstname.lastname@example.com
For Immediate Release: August 29, 2005
SCDOR Applauds IRS and DOJ Action on KPMG
COLUMBIA, S.C. – The Justice Department and the Internal Revenue Service (IRS) today announced that KPMG, whose activities with illegal tax shelters first came under scrutiny by the South Carolina Department of Revenue, has admitted to criminal wrongdoing and agreed to pay $456 million in fines, restitution and penalties as part of an agreement to defer prosecution of the firm.
In addition to the agreement, nine individuals – including six former KPMG partners and the former deputy chairman of the firm – are being criminally prosecuted in relation to the multi-billion dollar criminal tax fraud conspiracy.
The indictments related to four tax shelters, two of which were FLIP and OPIS.
South Carolina Department of Revenue Director Burnet R. Maybank, III applauded the IRS and the Department of Justice for their actions.
"Over the past two years, the South Carolina Department of Revenue has strived to hold the firm and its employees accountable for their illegal actions," said Maybank. "We commend the Justice Department and the IRS for their unwavering commitment to ending the abusive use of tax shelters."
"Today's actions further confirm that the Department of Revenue was on target with its efforts," he continued.
Maybank noted that some seven months ago the South Carolina Department of Revenue had filed proposed debarment proceedings under IRS Circular 230 against six of the nine individuals named in the indictments relating to the sale of FLIP and OPIS tax shelters to residents of this state. (The South Carolina Department of Revenue also named another seven former KPMG employees who were not included in the indictment.) These included:
· Jeffrey Stein, former Deputy Chairman of KPMG, former Vice Chairman of KPMG in charge of Tax, and former KPMG tax partner;
· John Lanning, former Vice Chairman of KPMG in charge of Tax, and former KPMG tax partner;
· Jeffrey Eischeid, former head of KPMG's Innovative Strategies group and its Personal Financial Planning Group, and former KPMG tax partner;
· John Larson, a former KPMG senior tax manager;
· Robert Pfaff, a former KPMG tax partner; and
· Raymond J. Ruble, a former tax partner in the New York, NY office of a prominent national law firm.
Indicted former KPMG partner Jeffrey Stein was successful last month in obtaining a Temporary Injunction from South Carolina State Circuit Court Judge Allison Lee prohibiting the Department of Revenue from moving forward on its ethics investigation. The effect of the injunction was to prohibit the Department of Revenue from proceeding against the six individuals listed above (together with another four.)
Judge Lee's injunction did not, however, prohibit the South Carolina Department of Revenue from filing an ethics complaint against three others named in the original proposed Notice. These include:
· Carolyn B. Branan, former KPMG partner in Charge of Southeast PFP (Personal Financial Planning) for the years at issue; Partner in Federal Tax Practice;
· Jeffrey Martin, Esquire, CPA, currently Vice President /Senior Advisor for First Union N.B. – Personal Financial Consulting Division; and
· William L. Spitz, former KPMG partner at the Greenville, S.C. office.
Maybank noted that a decision would be made in September regarding whether the Department of Revenue would file permanent debarment proceedings against these three individuals.
Maybank stated that South Carolina had recovered millions of dollars in lost tax revenue from the sale of FLIP and OPIS and other tax shelters to wealthy individuals and had commenced an ethics investigation into KPMG's actions almost two years ago.
Home / Contact DOR


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Don't Have an Account? Join the IHG® Rewards Club
Redeem when you want, for what you want. Your points never expire and there are no blackout dates.
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When redeeming points for a Reward Night, you may only book one room at a time.
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To book more than 9 rooms for one stay or request a quote, please use our Easy Meetings tool or call 1-800-MEETING (in United States, Mexico and Canada).
The Staybridge Suites® Silicon Valley - Milpitas hotel impresses guests with our warm and welcoming environment and well-appointed amenities. This extended stay hotel has been specifically designed to accommodate the needs of both long- and short-term travelers. Guests looking for a home-away-from-home near San Jose love the hotel's convenient location and inviting atmosphere.
Silicon Valley is the heart of the tech industry and
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Silicon Valley is the heart of the tech industry and this Milpitas, CA hotel understands the unique demands of the business traveler. Complimentary high-speed, wired and wireless Internet access and a well-equipped Business Center provide guests with all of the tools they need to complete projects. Just eight miles from downtown San Jose, the hotel's location has easy access to SanDisk, the Cisco Systems Campus, Ericsson and SS8 Networks.
For those looking for a relaxing vacation spot, consider Milpitas. The hotel is in the center of this charming town in the heart of the Silicon Valley. Visitors can pile on the shopping bags at the Great Mall and have a sunny afternoon picnic in one of the many beautiful, public parks.
The hotel welcomes guests to "Get Comfortable." The large Great Room, outdoor pool and free breakfast buffet are just a few of the things you can expect when you stay with us. We are confident that our great service and unique perks make this the first choice for accommodations in Silicon Valley.
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