text:
Illustration by Donald L. Malick
Our smallest woodpecker, the downy is also among our most widespread and familiar species; it is a confiding bird that often visits feeders. In all respects it suggests a small version of the hairy woodpecker, both differing from our other species by the broad white stripe down the back. Polytypic. Length 6" (17 cm).
Identification The small size and often acrobatic foraging on small branches and twigs are distinctive, and the plumage pattern can be confused only with the hairy. Has hybridized with the Nuttall's. Adult: black crown, auricular and malar; upper back, scapulars and rump black, but a broad white stripe extends down the center of the back. Underparts unmarked white (to grayish buff in some populations). Outer tail feathers white with limited black spotting; variable white spotting on the upperwing coverts and barring on the remiges. Male has a small red nuchal patch, lacking in the female. Juvenile: as in other pied woodpeckers, both sexes have a pale red patch in the center of the crown, more extensive in male.
Geographic Variation The 7 subspecies differ mainly in size (northern birds generally larger), underpart color (white to gray tinged), amount of black in rectrices, and amount of white spotting in wings. Southeastern birds are smaller and slightly grayer below than boreal and northeastern birds. Pacific coast birds have reduced white spotting on the wing coverts and secondaries; such white spotting is most highly developed in birds east of the Rockies. Birds of the Pacific Northwest are tinged gray on the back and gray-buff below.
Similar Species Nearly identical in patterning to the hairy woodpecker. The downy is much smaller, with a short bill (much shorter than head); outer tail feathers usually show black spots (but these can be lacking, and darkest Hairy subspecies may show a few spots). Pale nasal tuft of the downy is relatively larger than in the hairy. The hairy shows a larger wedge of black from the rear of the malar stripe onto the breast. Note differences in calls.
Voice Call: pik call is higher and much softer than hairy's sharp, ringing peek. Commonly gives a distinctive high, slightly descending and accelerating whinny, kee-kee-kee-kee. Drum: a soft roll, slightly slower than that of hairy; about 17 beats a second, with drum lasting 0.8–1.5 seconds.
Status and Distribution Common; uncommon in northern boreal regions. Year-round: resident in a variety of deciduous woodlands and, more sparsely, in coniferous forests; also found in parks, gardens, and orchards, even in urban regions. Absent from most of the lowlands of the desert Southwest. Dispersal: this species is not migratory, but some individuals can disperse long distances. Casual in southern Arizona, Queen Charlotte Island.
Population Generally stable or increasing, but some declines have been noted in the Southeast.
—From the National Geographic book Complete Birds of North America, 2006
Bird Features
Backyard Birding Central
Want to learn more about our feathered friends of the sky? Visit our Backyard Birding site for facts, photos, videos, and more.
What's That Bird?
Identify your backyard visitors in a flash! Just answer four simple questions to search our database of 150 backyard birds common to Canada and the U.S.
Bird News
Why Are Birds Falling From the Sky?
Seemingly freak bird die-offs in Arkansas and elsewhere are making headlines. But is it just hype? And what causes airborne die-offs?
Photos: Bizarre Arkansas Bird Die-Off
Birds were falling from the sky and fish were found floating dead en masse in two recent but unrelated Arkansas die-offs, experts say.
Birds A-Z
- Acorn Woodpecker
- American Crow
- American Goldfinch
- American Kestrel
- American Robin
- American Tree Sparrow
- Anna's Hummingbird
- Ash-Throated Flycatcher
- Baltimore Oriole
- Band-Tailed Pigeon
- Barn Swallow
- Barred Owl
- Bewick's Wren
- Black Phoebe
- Black Vulture
- Black-Billed Magpie
- Black-Capped Chickadee
- Black-Chinned Hummingbird
- Black-Headed Grosbeak
- Blue Jay
- Blue-Gray Gnatcatcher
- Brewer's Blackbird
- Broad-Tailed Hummingbird
- Broad-Winged Hawk
- Bronzed Cowbird
- Brown Creeper
- Brown Thrasher
- Brown-Crested Flycatcher
- Brown-Headed Cowbird
- Bullock's Oriole
- Bushtit
- California Gull
- California Quail
- California Towhee
- Canada Goose
- Canyon Towhee
- Carolina Chickadee
- Carolina Wren
- Cassin's Finch
- Cassin's Kingbird
- Cedar Waxwing
- Chestnut-Backed Chickadee
- Chimney Swift
- Chipping Sparrow
- Cliff Swallow
- Common Grackle
- Common Nighthawk
- Common Raven
- Common Redpoll
- Cooper's Hawk
- Curve-Billed Thrasher
- Dark-Eyed Junco
- Downy Woodpecker
- Eastern Bluebird
- Eastern Kingbird
- Eastern Meadowlark
- Eastern Phoebe
- Eastern Screech-Owl
- Eastern Towhee
- Eastern Wood-Pewee
- Eurasian Collared-Dove
- European Starling
- Evening Grosbeak
- Field Sparrow
- Fish Crow
- Fox Sparrow
- Gambel's Quail
- Golden-Crowned Kinglet
- Golden-Crowned Sparrow
- Gray Catbird
- Great Crested Flycatcher
- Great Horned Owl
- Great-Tailed Grackle
- Hairy Woodpecker
- Harris's Sparrow
- Hermit Thrush
- Herring Gull
- Hooded Oriole
- House Finch
- House Sparrow
- House Wren
- Inca Dove
- Indigo Bunting
- Killdeer
- Ladder-Backed Woodpecker
- Lark Sparrow
- Lesser Goldfinch
- Lesser Nighthawk
- Mallard
- Mississippi Kite
- Mountain Chickadee
- Mourning Dove
- Northern Bobwhite
- Northern Cardinal
- Northern Flicker
- Northern Mockingbird
- Nuttall's Woodpecker
- Oak Titmouse
- Orange-Crowned Warbler
- Orchard Oriole
- Pileated Woodpecker
- Pine Siskin
- Pine Warbler
- Purple Finch
- Purple Martin
- Red-Bellied Woodpecker
- Red-Breasted Nuthatch
- Red-Breasted Sapsucker
- Red-Eyed Vireo
- Red-Naped Sapsucker
- Red-Shouldered Hawk
- Red-Tailed Hawk
- Red-Winged Blackbird
- Ring-Billed Gull
- Rock Pigeon
- Rose-Breasted Grosbeak
- Ruby-Crowned Kinglet
- Ruby-Throated Hummingbird
- Rufous Hummingbird
- Say's Phoebe
- Scarlet Tanager
- Scissor-Tailed Flycatcher
- Sharp-Shinned Hawk
- Song Sparrow
- Spotted Towhee
- Steller's Jay
- Summer Tanager
- Swainson's Thrush
- Tree Swallow
- Tufted Titmouse
- Turkey Vulture
- Varied Thrush
- Verdin
- Violet-Green Swallow
- Warbling Vireo
- Western Bluebird
- Western Kingbird
- Western Meadowlark
- Western Scrub-Jay
- Western Tanager
- Western Wood-Pewee
- White-Breasted Nuthatch
- White-Crowned Sparrow
- White-Throated Sparrow
- White-Winged Dove
- Wood Thrush
- Yellow-Bellied Sapsucker
- Yellow-Billed Cuckoo
- Yellow-Rumped Warbler
- Yellow-Throated Vireo
Bird Books
National Geographic Magazine
Bowerbirds Gallery
To woo a "Mary," bowerbirds decorate with shells, cans, even pink paper clips.
Counting Cranes
How many whooping cranes are there? Not enough. See photos of these birds in action.


text:
The Beatnuts - No Escapin' This
Artist The BeatnutsSong title No Escapin' This
Time 3:23 minYear 2008Genre(s) Hip-hop
Label Sony BMG
Artist The BeatnutsSong title No Escapin' This
Time 3:23 minYear 2008Genre(s) Hip-hop
Label Sony BMG
Sam Smith has launched the new video for his single 'Like I Can', released off of his number one debut album 'In The...
Ridley Scott's 'Exodus: Gods And Kings' Brings Spectacle To Cinemas
Ridley Scott is no stranger to the biblical epic. From 'Gladiator' to 'Kingdom of Heaven'...
Music Virtuoso Jack Garratt Reveals Early Forays Into Multi-Instrumentalism
It's common for a lot of musicians to come from a musical background...
A Week In Movies: Sony Gives In To Hackers, Night At The Museum 3 Holds Dual Premieres, Spectre Shoots In London And Trailers Promise Action And Roman
The big movie news this week has been Sony's decision to cancel the...
Andrew Lloyd Webber Brings School Of Rock: The Musical To Broadway
Fans of Jack Black's epic 2003 comedy 'School of Rock' can get excited as...
'Night At The Museum: Secret Of The Tomb' Bids Farewell To Robin Williams
This year's sequel 'Night at the Museum: Secret of the Tomb' may not be...
Brad Pitt Dismissed From Jury Duty For Being Too Famous
Another reason why being famous rocks - the Get Out Of Jury Duty Free card. Brad Pitt has...
'Annie' Remake Tries To Put A Spin On The Classic [Trailer & Pictures]
Remaking a beloved musical is risky business: there's a reason no one...
Matt Bomer Brings An Unexpected End To 'White Collar' In Thrilling Season Finale [SPOILERS]
Those who haven't yet seen the season finale of 'White Collar', look away now!...
Randy Houser
Red Carpet Interview (2014 American Country Countdown Awards)
Sam Smith
Jamie Scott
George The Poet
Kenny Chesney
Groundbreaker Award (2014 American Country Countdown Awards)
The Gunman
George The Poet
Andrew McMahon In The Wilderness

subset: commoncrawl


text:
Miami Heat Tickets
Get your Miami Heat 2014 tickets on viagogo, your online ticket marketplace. Choose an event from the Miami Heat 2014 list to see the selection of tickets available. You can also sell your spare tickets on viagogo, and listing tickets is free. All Miami Heat tickets are covered by the viagogo Ticket Guarantee!
Miami Heat
The Ticket Marketplace
GuaranteedAll tickets covered by the viagogo guarantee
Your Money Is SafeWe don't pay the seller until you've been to the event
Secure DeliveryDelivered via e-ticket or courier
Events in the United States
International Events
|Price from
|Toronto Raptors vs. Miami Heat Air Canada Centre, Toronto CA
Find more like this
More About Tickets for Miami Heat
You can buy or sell your Miami Heat tickets and sign up for Ticket Alerts above to get ticket offers for upcoming Miami Heat events. If you have any questions about using viagogo, visit our Frequently Asked Questions page.
viagogo is your online ticket marketplace for concert tickets, sports tickets and theater tickets.
Ticket Alerts
Sign up below for the latest Miami Heat news, great deals and special offers.
Your email address appears to be incorrect.


text:
Get MOH Blog Posts by Email
Zero Gravity Hotel Rooms -- April Fool's Day, 2014
Traders Hotels announced the introduction of zero-gravity hotel rooms: "Would you rather get a good night's sleep or aimlessly free-float around your hotel room? That was the question we asked our guests, and the answer was clear: our guests simply could not care less for gravity."
April Fool Categories: 2014.
Submit a CommentIn order to post comments you have to register as a member of the site.
All text Copyright © 2014 by Alex Boese, except where otherwise indicated. All rights reserved.


text:
In 2004, Seattle mom Cause Haun was on the hunt for the perfect shoes for her son, Kai. Unable to find what she was searching for, she created her own collection of shoes called See Kai Run. Fun, sophisticated and suitable for outdoor play, See Kai Run shoes promote the healthy development of little feet. Both fashionable and comfortable, all See Kai Run kids shoes meet the American Podiatric Medical Association's standards for foot health and functionality
All discounts, coupons and promotional codes exclude the following:
International customers:
We are unable to ship most bags and some brands internationally. These brands include Asics, Brooks, Calvin Klein, Columbia, Dansko, Etienne Aigner, Frye, Hush Puppies, Ivanka Trump, Merrell, Minnetonka, New Balance, Puma, Punkrose, Reef, Skechers, Sebago, Sorel, Timberland, UGG Australia and Vans.
Offer excludes bags, wallets, apparel and all regular-priced merchandise from the following brands: Born, Born Crown, Clarks, Dansko, Dr. Scholl's Collection, Dr. Weil by Orthaheel, Feetures, Hunter, Johnston and Murphy, Keen, Kork-Ease, K-Swiss, Mephisto, Merrell, Minnetonka, Mizuno, Olukai, Orthaheel, Sofft, Softspots, Taos, UGG® Australia and Vintage Shoe Co.
Offer may be modified or discontinued at any time without notice. May not be combined with other offers. Not valid on previous purchases.
Sign Up For Email & Receive A Special Offer + Enter a Drawing For a $500 shoes.com gift code (See official rules for details.)
By entering my email address, I certify that the information I am providing is accurate and that I am at least 18 years of age.
It's easy to tag your favorites.
» get started
© 2014 shoes.com, Inc.


text:
robert ignatowski
robert ignatowski@bigsr2 active 1 year, 1 month ago
My wife and I were transported back last night at the Baltimore show. John and the band sounded great. The energy and the song selection will leave a lasting memory. Due to my age and decreasing memory retention I am looking forward to downloading the show as soon as it becomes available. Recording the shows and offering them for sale for […] View
Media Gallery
Oops !! There's no media found for the request !!


text:
2012-09-03 09:16:59 / North Kiteboarding
Booom! Here it is - THE VEGAS!
North VEGAS 2013 product clip
Booom! Here it is - THE VEGAS!
Get an insight view into the development and check out the new features of the ultimate Freestyle/Wakestyle-Machine. Tom Court, Tom Hebert, Mario Rodwald and Thomas Paris have been the chosen ones to test this amazing toy!
Categories: General / Products / Vegas / North Vegas / Product Clip


text:
photo by Penny De Los Santos
Serves 4, plus leftover BBQ sauce
Ingredientsadd to shopping list
- 2 tablespoons pure olive oil
- 1/2 large red onion, chopped
- 1 clove garlic, minced
- 1/4 cup fresh orange juice
- 1 tablespoon ground black pepper
- 1/2 cup white wine vinegar
- 1 tablespoon dark brown sugar
- 1/2 tablespoon Hungarian hot paprika
- One 14-ounce can peeled plum tomatoes, chopped
- 1 1/2 cups diced ripe mango
- 2 tablespoons sugar
- 1/4 cup Creole or Dijon mustard
- 1/4 cup molasses
- 1 teaspoon chili powder
- 2 tablespoons soy sauce
- 1 tablespoon Worcestershire sauce
- 1/4 cup chopped fresh basil
- 1/2 tablespoon freshly toasted and ground cumin seeds
- Four 7- to 8-ounce swordfish steaks, trimmed
- Scant 2 cups Mango BBQ Sauce
- 1 mango, peeled and sliced, for garnish
Heat a large heavy saucepan over medium heat, add the oil and onion and stir. Then let the onions caramelize, without stirring.
Add the garlic and stir for about 1 minute. Add all of the remaining BBQ sauce ingredients, bring to a boil, then reduce the heat and simmer for 50 to 60 minutes, stirring occasionally, until you have a little over 3 cups sauce. Leave chunky or puree in a blender or food processor. Set aside to cool.
Remove the swordfish steaks from the refrigerator and let sit for 30 minutes at room temperature before cooking them.
Prepare an outdoor grill for grilling over medium-high heat or preheat a grill pan over medium-high heat. Grill the swordfish steaks for 3 to 4 minutes on the first side and 2 to 3 minutes on the second side, until browned on the outside and cooked through.
Transfer to warm serving plates and spoon some of the mango BBQ sauce around the fish.
From My Key West Kitchen: Recipes and Stories by Norman Van Aken and Justin Van Aken. Text © 2012 by Norman Van Aken; photographs © 2012 by Penny De Los Santos. Published in 2012 by Kyle Books.
my notes
Nutrition Informationper serving (4 servings) POWERED BY Edamam
- Calories757
- Carbohydrates92 g (31%)
- Fat23 g (35%)
- Protein45 g (91%)
- Saturated Fat5 g (23%)
- Sodium1,930 mg (80%)
- Polyunsaturated Fat4 g
- Fiber5 g (20%)
- Monounsaturated Fat12 g
- Cholesterol140 mg (47%)
recipe featured in
recipe at a glance
main ingredients: Seafood, Mango, Swordfish, Tropical Fruit
holiday/celebration: Grilling
related videos
Grilling: Learn Grilling Health and Fire Safety Tips
Grilling: Learn How to Light a Charcoal Grill
Grilling: Lighting a Gas Grill and Direct Heat
Grilling: Direct Heat on a Charcoal Grill
Grilling: Indirect Heat on a Charcoal Grill
Grilling: Indirect Heat on a Gas Grill
Grilling: Smoking on a Charcoal Grill
Grilling: Smoking on a Gas Grill
Grilling: Forming and Grilling Hamburgers
Grilling: How to Grill a Steak
Fashion Designer Catherine Malandrino: A Day in the Life


text: DIGITAL TREASURES : Search Results home : browse : advanced search : preferences : my favorites : about : help Search results for Hay > Johnson, Clifton, 1865-1940 Refine your search Dateca 1900 (2)ca 1894 (1)SubjectFarm Life -- New Engla... (1)Russell, Samuel, 1866-... (1)Farm Equipment -- Mass... (1) results 1-3 of 3 item(s) page 1 of 1 : ( << 1 >> ) :: previous : next select all : clear all : add to favorites Image: Title: Subject: Description: 1. Boy on hay tedder, Hockanum, Hadley, Mass. Farm equipment--Massachusetts--Hadley--Hockanum; Horses--Massachusetts--Hadley--Hockanum; Haying equipment--Massachusetts--Hadley--Hockanum; Barns--Massachusetts--Hadley--Hockanum Image shows a young boy driving a horse-drawn hay tedder across a field of mown hay. A large barn is visible in the background. This photograph is an illustration in "The Farmer's Boy," written and illustrated... 2. Children working with hay, Charlemont, Mass. Farm life--New England; Rural children--New England. Hay--Massachusetts--Charlemont; Barns--Massachusetts--Charlemont Image shows two young boys trying to push a huge pile of hay into a barn. The caption on the back of the photograph reads, "The haymakers getting in a big two-boy load." 3. Hockanum Ferry, Northampton bank, Mass. Russell, Samuel, 1866-1950; Hay--Massachusetts--Hadley; Ferries--Massachusetts--Hadley; Connecticut River Image shows the Hockanum Ferry having just landed on the Northampton side of the Connecticut River after transporting a horse-drawn wagon filled with a large load of hay. Sitting atop the hay, according... select all : clear all : add to favorites results 1-3 of 3 item(s) page 1 of 1 : ( << 1 >> ) :: previous : next powered by CONTENTdm ® | Contact: June Stokoe ~ Digital Initiatives ~ C/W MARS ^ to top ^


text:
Find an Internship or Volunteer in Auburn, Maine ( ME )
If you're looking for internships or volunteer work in Auburn, Maine or even to get a summer job, you've come to the right place! With over 30,000 around the county, chances are that GrooveJob.com has the right job for you and wants to be your only source for finding internships and volunteer positions in Auburn, Maine.
We've got plenty of intern and volunteer work in Auburn, Maine. Check out the list of employers below who have positions in Auburn. Remember to check back with Groovejob.com on a regular basis. We add new internships and volunteer jobs listings to our database every week, so you'll find new opportunities every time you check back with us.
|Browse by Employer (Click On Logos)
|Click for Intern or Volunteer at SEAWORLD ADVENTURE PARK
|Click for Intern or Volunteer at INROADS
Jobs by Title
Paid Intern - WCSH - Entertainment and Media Industry Opportunity
…in journalism, digital or social media? Are you looking for a hands on dynamic internship , in a fast paced environment; where you work...
Portland, ME
Visual Display Internship - Fashion Industry Opportunity
…that must be met to earn college credit. It is the responsibility of the intern to ensure college internship requirements are met by...
Portland, ME
Internship - Hannaford To Go (ECommerce) - Hannaford
"*Learn how to interact with the public and represent a brand*Gain experience with testimonials, social media, and digital...
Scarborough, ME
Internship - Demand Management - Delhaize America
"*Enhance working knowledge of Supply Chain*Grow Partnerships and relations with business partners*DevelopoPresentation...
Scarborough, ME
Internship - Logistics Metrics/Carrier Portfolio - Delhaize America
"* Build a Foundational knowledge of Supply Chain* Grow Partnerships and relations with business partners* Presentation skills*...
Scarborough, ME
Internship - Distribution Inventory Demand Planning - Delhaize America
"This internship will provide the candidate with an in-depth exposure to the inner workings of a complex supply chain, our demand...
Scarborough, ME
Internship - Refrigeration Technician - Delhaize America
"Co2 systems, HFC refrigerants...
Scarborough, ME
Internship - Business Process Engineer - Delhaize
"*To develop business process management skills*To develop an understanding of multiple areas within DA's supply...
Scarborough, ME
Design Intern
Design Intern (303960-489)" /> Design Intern Tracking Code 303960-489 Job Description Liquid Wireless, owned and operated by...
Portland, ME
Product Marketing Intern
Product Marketing Intern (303972-489)" /> Product Marketing Intern Tracking Code 303972-489 Job Description Liquid Wireless is...
Portland, ME
Inside Sales Intern
Inside Sales Intern (303971-489)" /> Inside Sales Intern Tracking Code 303971-489 Job Description Liquid Wireless, owned and...
Portland, ME
Semiconductor Manufacturing Engineering Intern
…aids Put your talent to work with us as a Semiconductor Manufacturing Engineering Intern - change the world, love your job! Minimum...
Portland, ME
Internship - Agency
Internship - Agency Location: Portland, ME Salary Range: unpaid Employment Type: Other Department: Other Description: Spurwink is a...
Portland, ME
Internship - Clinical
Internship - Clinical Location: Portland, ME Salary Range: unpaid Employment Type: Other Department: Clinical Description: Spurwink is a...
Portland, ME
Internship - IT
Internship - IT Location: Portland, ME Salary Range: Not Paid Employment Type: Other Department: Other Description: This internship is...
Portland, ME
Internship - Human Resources
Internship - Human Resources Location: Portland, ME Salary…our many programs.-We have an immediate opening for an intern to join our...
Portland, ME
IT Help Desk Internship Project
IT Help Desk Internship Project Are you looking for work that will further your career in Information Technology? Do you pick up on new...
Portland, ME
Management Trainee Intern
…coffee*/ Our interns go at a highly energized pace. From day one as a paid intern with Enterprise, you'll learn what it takes to run a...
Auburn, ME
Python Intern (Paid)
Juju is looking for a Paid Intern with a strong knowledge of Python. Initial responsibilities will be writing and maintaining XML...
Auburn, ME
IT/IS Intern - Java/Web Development
*Summer Internship Program - IS/IT Department - LL Bean,…* LL Bean is excited to offer an IS/IT internship program the summer of...
Freeport, ME
|<< First < Previous 1 2 Next > Last >>


text:
Taste Test: Light Beers
Looking for a drink that doesn't sacrifice taste for calories? We tasted six light beers (a tough day at work!) to help you select your perfect happy hour brew.
Sam Adams
This full-bodied beer impressed our tasters with its rich, earthy notes. The depth of flavor of Sam Adams Light had one panelist surprised that it was a light beer in the first place.($7.99 for a 6-pack)
Calories per bottle: 119


text:
Stinger Bib Men's
Shop Online - Inventory Search
Select your size and colour to buy direct from Arc'teryx or from authorized online dealers.
Arc'teryx and Dealer Inventory Search - Buy Online from an Arc'teryx Dealer
Sorry, no inventory found at our dealers.
This item is out of stock at Arc'teryx BUT it is available to buy from our online dealers.
Add to Arc'teryx Cart - Free Ground Shipping Over $200
This item is out of stock at Arc'teryx. Add to Wishlist?
Made with GORE-TEX® Pro fabric, the tough, efficient and hard-working Stinger Bib provides complete weather protection and is engineered for deep powder days in the backcountry or on the hill. Forward leaning articulation in the knees and seat delivers complete freedom of movement, and ¾ length side zips blow off steam during uphill charges. Large external volume thigh pockets lie flat when empty and integrated suspenders attach to front of bib. Keprotec instep patches and sturdy Cordura® powder cuffs stand up to buckles, boots, skis.
Billowing snow, high winds, unexpected exposure or equipment changes - the advantages of a bib pant are many. Having protection that extends well above a jacket hem prevents snow or cold drafts from reaching the lower back.
N80p-X GORE-TEX® Pro: you can tell it's durable. The surface is textured yet slick, which means larger yarns, very tightly woven to create a smooth abrasion resistant surface. Nylon face fabric is exceptionally durable.
Buckles, edges, rock and ice are brutal on clothing that is designed to be as lightweight and breathable as possible. Cordura® is a heavy-duty fabric synonymous with backpacks, military use and motorcycle gear. Uniquely hard-wearing integrated snow cuffs.
Expedition fit allows room for maximum winter layers that big mountain days can require. Articulation in the knees and seat allow room for those layers and also provides complete freedom of movement. The ¾-length side zips open to dump heat rapidly or adjust for ventilation. Pockets have volume pleats to accommodate bulky items needed at the ready.
Learn More About This Product
Arc'teryx Fit Guide - e3D
Ergonomic 3-Dimensional (e3D) patterning brings an additional level of articulation to provide enhanced range-of-motion in our Trim, Athletic, and Expedition fit categories. The application of e3D patterning allows for enhanced mobility for sport-specific activities in challenging environments.
Arc'teryx Fit Guide - XPD - Expedition Fit
Expedition fit is suitable for winter / extreme conditions. The larger cut accommodates multiple layers without binding or restricting movement. Our maximum fit with room for a base layer plus multiple, thick cold weather mid-layers.
To find out how to calculate your body measurements, view our Sizing Charts:
› Men's Tops | Men's Bottoms
› Women's Tops | Women's Bottoms
Full Feature List
- Waterproof
- Taped seams for added weatherproofness
- Micro-seam allowance (1.6 mm) reduces bulk and weight
- DWR finish (Durable Water Repellent) helps repel water from fabric surface
- Articulated knees and seat
- Gusseted crotch
- Expedition with e3D fit for easy layering, svelte profile and functional articulation
- Micro webbing zipper pulls
- WaterTight™ front fly with snap waist closure
- WaterTight™ 1/2 length leg zippers
- Two bib pockets with laminated zippers
- Two thigh pockets with WaterTight™ zippers
- Note: Our WaterTight™ zippers are highly water resistant, but not waterproof. We do not recommend keeping items in your pockets that may be damaged by moisture
- Keprotec™ instep patches provide superior protection against damage by boots, crampons and ski edges
- Hidden Recco® reflector
- Powder cuffs with gripper elastic
- Quick adjust suspenders
- N80p-X GORE-TEX® Pro 3L
- Keprotec™
- Cordura® Nylon
- Machine wash in warm water (30°C).
- Double rinse.
- Do not use fabric softener.
- Tumble dry on medium heat.
- Do not iron.


text:
Sorry, you will need to install a small software plugin to view this content.Click here to download FlashThe download will open in a separate window. After you have installed the software click the link below.Click here to reload the page.
Search Can Stock Photo for HD royalty free stock footage, digital video, stock video animation, and DV footage clips in Quicktime MOV format. Fotosearch helps you find royalty free high def videos, stock motion, video clips, royalty free high definition movies, and time lapse digital film. Buy video motion clips and get immediate file downloads, or get fast, cheap delivery on CD-ROM or DVD. Fotosearch also delivers stock photography, vector illustrations, clipart, and EPS vector clip art.
© Can Stock Photo Inc., 2014-12-29


text: I've been to panto at Wimbldeon for the last six years. I'd say that this was the best yet. Jarred is a panto natural and Warwick Davis and the dwarves were brilliant. I'd really recommend going to see it. I paid full price as I saw it on New Years eve but there now seem to be some good offers for the next few performances.


text:
Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!
Dear Facebook, 2001 Called…
Remember when the internet first was getting big? I do.
Remember how websites used a lot of flashy/spinning pictures (gifs) to get your attention?
Remember when they would throw tons of pop-up windows on your screen to get you to subsidize their sites?
Remember that they would ask you to hit "CTRL-D" to bookmark their site?
Remember when they would make an alert box pop up to ask you to make their website your browser's home page?
Well…Facebook must have pulled out ye' ol' web 0.5-beta handbook to try to find some old school ways to annoy us.
Are you even kidding me, right now? Get outta here with that cheap canadian viagra "make us your homepage" horse hockey. Facebook.com is the number 2 most visited site on the web. They're not going to beat Google…especially not with bush league tactics like, "make us your homepage."
I swear. For being such a genius, Mark Zuckerberg is kind of a
Warrior Dash Training
On Saturday, September 17th, I'm running in the Warrior Dash in Twin Lakes. My thought was that while getting ready for the wedding, I would have been fit and ready to go by late Summer/early Fall.
Here's what actually happened:
- Didn't have time to do anything but work the last two
weeks before my wedding.
- The week of the wedding was the busiest of all.
- Went to Mexico, consuming nothing but buffet food and unlimited drinks for a week and a half.
- Came back to work viagra online without prescription my old job and my new job every day for two weeks.
Now, I finally have time to actually exercise, but I have to get my badonkadonk in gear to do it.
Thinking or talking about the past unnecessarily is one of the ways in which we avoid the present.
~Eckhart Tolle, The Power of Now
Lost: Confirmed Dead Screencaps
A polarbear skeleton in the desert? It even has a Dharma Initiative Hydra Station logo on its collar!
Miles Straume, professional Ghostbuster! General A-hole.
Why did the "rescue crew" bring biohazard equipment to the island with them?
And why are they looking for Ben? And what's with this picture where Ben is in a tacky suit, going through airport security?
Thanks to DarkUFO.blogspot.com for the screen caps!
Everyone is entitled to be stupid, but some people abuse the privilege.
Go see Cloverfield
We went to see Cloverfield today.  WOW!  A great movie.  While some may feel hesitant to see the movie because it is shot in first person (a la The Blair Witch Project), but the camera view REALLY makes the movie.  It puts you in the moment. I have seen the trailer with the Statue of Liberty head flying down the street at least 50 times, but while I watched it in the theater, my body tensed up and it really freaked me out.   J.J. Abrams is a genius.  I'm looking forward to many more fantastic movies from him (including the new Star Trek movie, which was previewed before Cloverfield). Cloverfield: 5/5 Stars!Â
Read My Lips
Did a model shoot with Sam Cagle yesterday. He was a great model to work with, and had the whole politician look down pat.
Both the G.W. Bush look…
And the Bill Clinton politician grip:
Have to Hear It
Somebody e-mailed this to me…
A man goes to the Chicago Bear ticket office and inquires about purchasing
play-off tickets. The ticket teller replies that there weren't any
tickets for sale because the Bears did not make it to the play-offs.
The following day the same man goes to the Chicago Bear ticket office and
inquires about purchasing Bear play-off tickets. The ticket teller
politely replies that there weren't any tickets for sale because the Bears
did not make it to the play-offs.
This goes on for an entire week.
The man goes to the Bear ticket office inquiring about play-off tickets
and the teller again tells him there are no tickets for sale because the
Bears did not make it to the play-offs.
Another week of this goes by and the man still is asking the ticket teller
about Bear play-off tickets. Finally the ticket teller says in a loud
voice . . .
THE BEARS DID NOT MAKE THE PLAY-OFFS.â€
The man replied, "I know. I drive all the way from Green Bay just to hear
you say that!â€
Cloverfield: 1-18-08
It's finally here…it's going to be the best night ever.


text:
i deathgrip lots of mobs their called cult adherents that have spell reflect active
'oh no im way to far away to pick up the mobs, OMG SPELL RELFECT, DEATHGRIP TO THE RESCUEEE!!!!!!'
also alto of fun when dpsing, frontflipping and dropping a howling blast whiel moveing at high speed loooks awwwwwesome.
but no if the mobs is being tanked, i dont care if taunting would give me 1k dps more, im not gna annoy a tank, as a mainspec tank i know how bloody annoying it is when someone thinks 'omg more dps, better spam <insert damage dealing taunt here>', then gets the group cleaved.


text:
Online Store
Welcome to our online store. We ship, deliver, and hold for pick up from our studio. All orders will be processed through PayPal and will be ready for pick up, shipping, or local delivery within two business days. Payment and order confirmation will be sent to you via email. If you don't see what you fancy here, give us a call. We're happy to create custom orders.
- You cannot add "Succulent Shutter" to the cart because the product is out of stock.
Showing all 10 results
Party PlantsFree! + taxFree with purchase thru December 31st 2014Party Plants – Take an online class for Free with any online purchase.Two cool garden gals started a whole new community: GardenTribe. Lila B. got to join in and the online DIY class we made to together is called Party Plants.
We're offering a 2 for one deal. Buy the Plant Recipe Book or any other Lila B. design online and you'll get the Party Plants video for free.
You will receive a coupon code in your order confirmation email to use at GardenTribe. Happy Holidays!
Add to Cart
Succulent WreathFrom:
$166+ tax
Ship Date: January 15th
Chock full of Succulents these living wreaths were planted late summer and fully rooted. They'll last long after this and many other new years ring in. Easy to hang. Even easier to care for – and fun on the eyes. Hang one on your front door, and your guests will be sure to smile. Or set it atop a table and light a candle in the middle and you've got yourself one darling centerpiece. We've got a limited supply and these go fast, get one while you can.
Read More
Handcrafted Wood Corset with Beaker$38 + tax
These products will be ready for delivery beginning on 1/3/15
Featured in Better Homes & Gardens January 2105. Handcrafted in San Francisco by Craft Carriage. Fill your corset wrapped vase with flowers, plants, or even your business cards for a stylish container.
Add to Cart
Galvanized TroughFrom: $250 + tax
Ship Date: January 15th
Long and lean but chock full of Succulents – this beauty adorns long tables with flair. Custom built, waterproof, and rugged galvanized metal vase is available in 3 sizes:
2.5′ x 5″ x 4″
3′ x 5″ x 4″
5′ x 5″ x 4″
Select options
Fun Framed Succulents$65 + tax
Ship Date: January 15th
Set atop a table or hang on a wall. These Succulent filled frames go the mile. Easy peasy living art.
Read More
Big & Bold PlantersFrom: $185 + tax
Ship Date: January 15th
Lush and full of Succulents and Greens. Each one has its own look – but all are gorgeous for any deck or garden. Some of our clients use the small variety to adorn their dining tables (use a tray underneath to protect from any potential water).
Select options
Suede & Rope CarriageFrom: $48 + tax
Ship Date: January 15th
These hanging planters bring a glimpse of natural beauty anywhere they swing. Glass pots nestle in water-resistant suede baskets, suspended from on high by four creamy white cotton ropes. Solid brass grommets add a chic touch while keeping the ropes secure. Available in sunflower, navy, snow, slate, and poinsettia.
Small measures 4″ x 4″ (rope and suede about 15" long) $48 Medium measures 5″ x 4.5″ (rope and suede about 20" long) $62 Large measures 5.5″ x 6.25″ (rope and suede about 20" long) $86.
Select options
The Plant Recipe Book$24.95 + tax
Living arrangements are the heart of our work at Lila B. and this passion gave rise to our forthcoming book. With an eye on today's modern aesthetic and inspired by natural beauty, The Plant Recipe Book provides simple steps to show anyone how to create stunning living plant decor.
A follow-up to The Flower Recipe Book, it showcases the same beautiful photography by Paige Green and easy-to-follow "how to" recipe style. The 100 container designs included in the book are sometimes sleek, often whimsical, and always contemporary. They range from stark to ornate and from super-easy to more involved.
Enter Coupon code 'freebookshipping' at checkout for FREE SHIPPING!
"Chapman's new book will be cause for celebration…" – Publisher's Weekly
"The Plant Recipe Book reads, above all, like a love letter to greenery," – Food 52
'Required Reading" – Dwell Magazine
"Fab floral arrangements you can actually make" – Lonny Magazine
"We felt confident we could whip up "mammillaria on its own," …Seeing the spare, elegant results, it nearly made our mouth water" – New York Times
Add to Cart
Succulent Shutter$275 + tax
Ship Date: January 15th
Vertical gardens are all the rage! How about this for a twist? Salvaged Succulent Shutters. Yes indeed. We took salvaged solid wood shutters and gave them a second life.
Handcrafted boxes built to last, colorfully painted to adorn your wall, and finally filled with soil to host easy care Succulents. This box rocks- all on its own. Give it a squirt of water every few days and it is ready to roll…
14" x 12" size priced here.
Read More
Urban Mini LandscapeFrom: $48 + tax
Ship Date: January 15th
This mini-faux cement pot offers up a lot of Green for it its manageable size. Easy to care for- these plants take some shade & some sun. It also has drainage hole for easy (infrequent) watering. This chic goodie will look just fab on any kitchen counter, just place a plate underneath to protect your surface. Choose from 6″ x 5.5″ or 7″ x 8″
Read More
- No products found which match your selection.


text:
Scooped by
miracletrain 夢想驛站
onto Learning Happens Everywhere!
You are the content you publish.
Sign up with Facebook Sign up with Twitter
I don't have a Facebook or a Twitter account
Start a free trial of Scoop.it Business
Your new post is loading...
Your new post is loading...
Julie Bourguignon's curator insight, July 9, 5:34 AM
A variety of skills are needed to become a well-rounded individual. This supposes learning approaches tailored to facilitate acquisition of these skills.
Julie Lindsay's curator insight, September 1, 7:03 AM
We need to be considering multi-pedagogical learning as a consequence of integrating technology with learning.
Raquel Oliveira's curator insight, December 1, 7:09 AM
3 conceitos sobre a aprendizagem do seculo XXI
1- HEUTA- encoraja os aprendizes a serem auto-direcionados
2- PEERA- foco em co-aprendizagem e co-criacao
3- CYBER- Encoraja engajamento dos aprendizes no ambiente de aprendizagem on line.
Ana Cristina Pratas's curator insight, December 22, 4:16 AM
Research Papers
Impact of Instructor Intervention on the Quality and Frequency of Student Discussion Posts in a Blended Classroom
Designing a Mobile and Socially Networked Learning Assistant for a University-level Keyword Advertising Course
Guidelines for Online Course Moderation and Community Building from a Student's Perspective
Instructor Utilization Of Podcasts In The Online Learning Environment
Student Perceptions Of Online Interactive Versus Traditional Lectures; Or How I Managed Not To Fall Asleep With My Eyes Open
Comparison of Nurse Anesthesia Student 12 Lead EKG Knowledge, Interpretation Skill, Satisfaction and Attitude: Traditional Instruction vs. Asynchronous Online Video Lecture
The Importance of Student-Instructor Connections in Graduate Level Online Courses
Virtual Teaching Dispositions Scale (VTDS): A Multi-dimensional Instrument to Assess Teaching Dispositions in Virtual Classrooms
Preferred Teaching Methods in Online Courses: Learners' Views
Virtually the Same?: Student Perceptions of the Equivalence of Online Classes to Face-to-Face Classes
Case Studies
The Use of BlogTalkRadio in Online Management Classes
Monique Mironesco
Gary Bamford's curator insight, November 12, 12:10 PM
No need for an expensive MBA - DIY business training programme!
Donna Farren's curator insight, November 13, 9:59 AM
Modularization of Education - I find this to be true in professional development as well. We are training more and more little one technology skill classes than ever before. Instead of training a whole day on how to use the SMART Board - one hour or so training on one or two features of the SMART Board. One or two apps at a time. One or two small compentencies...
michaelfally's curator insight, November 17, 7:22 AM
A new world of learning lies ahead. Time to pay attention.
Beth Dichter's curator insight, October 18, 10:59 PM
In any course, face2face or online, one of our goals as teachers is to help students move take previous knowledge and extend it to new areas. This post provides four instructional strategies that help students make these shifts:
* Comparing
* Contrasting
* Metaphors
* Analogies
These four strategies are similar in that they require learners to compare at least two items and find similarities and differences.
They provide a "simple technique" that helps students "master complex content."
Additional information is available on each of these strategies, as well as links to additional resources.
Ryan Rejaei's curator insight, October 20, 8:41 PM
If you are taking the CIS courses or have an online course, i would certainly look into this. Very relatable information and content!
Ivon Prefontaine's curator insight, September 20, 12:22 PM
What is described in this article are teams. That is OK in the right setting and context. Communities form organically. They are quite messy as opposed to teams which have a more rigid, linear structure. It does not mean teams are not messy, but the are different than communities. This applies in School where the more accurate term for professional learning communities would be professional learning teams. Even this falls short of what I experienced in School.
Rob Hatfield, M.Ed.'s curator insight, September 21, 7:18 AM
These are clear and quick resource references that will help you with PDF files.
Carlos Fosca's curator insight, September 21, 7:51 AM
Recomiendo especialmente leer este articulo. Tiene muchas recomendaciones que la mayoria de usuarios de documentos pdf no aplica en su dia a dia.
Rob Hatfield, M.Ed.'s curator insight, September 21, 6:39 AM
This article reviews the top preforming teaching approaches with integrated technology being used in the 21st Century teaching and learning environments.
Teri Warner's curator insight, September 22, 11:10 AM
Helpful for those pictures you find on the Internet.
donhornsby's curator insight, December 20, 6:32 AM
A great conversation starter about changes for next year. Are you ready for immersive storytelling?
Beth Dichter's curator insight, December 21, 8:49 PM
Learn why it is important to stretch your brain, to try new things (and to fail) and to continue to try and improve. Learn about our "Lizard Brain" (also known as the amygdala),an important component of our brain that impacts how we learn, but the learning is related to the time when humans hunted in the wild. This part of the brain holds us back in many ways, and although it once protected us now it tends to hold us back.
What can we do about this? The video explores this and discusses some of the ways we can "dance" with this "Lizard Brain" and move from a fixed mindset to a growth mindset. For more information take the time to watch this video.
Helen Teague's curator insight, December 23, 9:28 AM
especially good at about 6 minutes in... see also the trainugly.com website
Marta Torán's curator insight, October 26, 5:42 PM
Un excelente artículo de Jane Hart con su visión de cómo se debe orientar el Aprendizaje en el lugar de trabajo.
El Aprendizaje Social como una alternativa al modelo tradicional donde se dice a las personas lo que deben aprender.
Nuevos modelos y nuevas formas para que en el trabajo aprendamos de otros y con otros.
Competencias digitales. Actividades guiadas. Conexiones. Gestión del Conocimiento Personal.
Y excelente el esquema final.
Muy, muy, muy bueno y muy cierto.
Claude Emond's curator insight, October 27, 8:39 AM
Can't do it without inspiration and purpose. Let's talk about co-learning !
Claude Emond's curator insight, October 27, 8:39 AM
Can't do it without inspiration and purpose. Let's talk about co-learning !
Lars-Göran Hedström's curator insight, October 29, 3:08 AM
A study that have been watching for evidence that MOOCs are cost-effective in producing desirable educational outcomes compared to face-to-face experiences or other online interventions.
Ante Lauc's curator insight, October 18, 1:48 AM
With better insight who we are, what is our mission, the outcome will be much better.
GIANFRANCO MARINI's curator insight, October 18, 3:30 AM
le 10 più importanti competenze e abilità per chi entrerà nel mondo del lavoro intorno al 2020.
L'infografica indica i principali trend e le principali competenze necessarie per lavorare nel futuro prossimo:
design mindset
cognitive management
collaborazione virtuale
competenze cross culturali
pensiero computazionale
competenze nei new media
intelligenza sociale
Beth Dichter's curator insight, September 20, 10:16 PM
Today many of our students are consumers, yet Common Core would like them to be more creative. What can we do as teachers to help our students become more creative?
This post begins with an exploration of research that has taken place in this area. Below is one quote from the post.
"Understanding, identifying, and nurturing the creative potential is relevant in education if we want students able to solve academic and personal problems and challenges, to find innovative solutions and alternatives, and to have better tools and resources for success in a fast-changing world..."
* Begin and end each class period with a creation.
* Require students to create products for other students.
* Welcome mistakes
Lisa Norris's curator insight, September 21, 8:26 PM
Love this one!
Affirmation-the inquiry process (which includes creativity and so many other HOT skills) is so important even for our youngest learners. It's so important they work through the process and create something to show their learning at the end! It may be a challenge, but the risk is worth it!
Let's not forget...Creativity=important leadership quality!
Paula King, Ph.D.'s curator insight, October 7, 4:28 PM
I don't find anything really new here but it is a well done slide show.


text:
Over 30,047 people are online! Join now and start making friends!
Sorry - this is a private album. You must be
logged in
to continue.
meet us
site map
terms of service
Copyright © 2014 Social Concepts, Inc. All Rights Reserved. Patent Pending.
images.php' rendered in 0.0688 seconds on machine '192'.


text:
Wednesday, November 7, 2012
Find the Happiness
14 comments:
- Mrs. Miles said...
Thank you for your beautiful post - even though I"m Canadian I"ve been praying for your elections too. Your writing is thought provoking and heart warming.
Joy to You!
Barb (aka @pbutterflake on twitter)
- November 7, 2012 at 4:57 PM
- Arlene said...
Seeing ths on IG first thing this am brought me hope & joy. Well said!
- November 7, 2012 at 6:58 PM
- Arlene said...
Seeing ths on IG first thing this am brought me hope & joy. Well said!
- November 7, 2012 at 6:58 PM
- Emma Miya said...
this is my favorite part: Woman of the nation- the world- we need to be examples of this. We CAN find the happiness, we have to look for it & practice it. every. day.
thank you, ms Rhonna.
- November 7, 2012 at 7:03 PM
- Jan said...
You, my friend, are amazing! This post WAS so beautiful and uplifting. Your words of wisdom truly touched my heart. You are simply the best.....
- November 7, 2012 at 7:03 PM
- Jan said...
P.S I am your follower on IG under jmeyerhoffer. ; )
- November 7, 2012 at 7:07 PM
- patty said...
words of wisdom...
that can apply to everything!
thanks rhonna!
- November 8, 2012 at 6:34 AM
- Leah C said...
What a wise, inspiring woman you are! Thanks for this:)
- November 9, 2012 at 2:31 PM
- Val & Terri Galvan said...
Thank you Rhonna- what a beautiful post! I loved it when it was on IG & I love it even more- reading it on your blog! I totally agree- with everything you have said- thank you for helping me look for the positive in the outcome of this year's election! Wow! I love what you wrote about Prayer & miracles! You really do uplift & inspire me daily-- Thank you again!
Terri Galvan
- November 9, 2012 at 3:59 PM
- Nancy Wyatt said...
This was perfect that day! Just had to come back and leave a proper comment as that day I read, saved the photo to share on IG and failed to come back and say well done! You are awesome!
- November 12, 2012 at 1:32 PM
- Lee Shin said...
spot on with this write-up, i like the way you discuss the things. i'm impressed, i must say. i'll probably be back again to read more. thanks for sharing this with us.
Lee Shin
- June 28, 2013 at 9:45 PM
- aislinn said...
i must thank you for the efforts you've put in penning this blog. excellent blog post .
- February 5, 2014 at 7:08 PM
- tastier said...
i will continue to recommend this page to my friends. your writing skills impressed me.
- May 26, 2014 at 7:46 PM
- Cindy Dy said...
I used a lot of emoticons in my sms and in my networking site. I find it cute and interesting. It portraits on my emotions.
- November 9, 2014 at 7:04 PM


text:
The National Denier: Fiction Stranger than the Truth!
It is strange, is it not, that perfectly rational, even brilliant people should believe the most untenable of fables but disbelieve the most believable of historical events? No, it is beyond strange: it is downright tragic, because to deny this …Read More
Raised Incorruptible
In November 1990, workers cutting a new road in Jerusalem's southern suburbs unintentionally intruded into a first-century family burial chamber. One of the ornately carved ossuaries contained the skeletal remains of six individuals: two infants, a young child under age …Read More
Christ is Risen: So What?
We live amid a culture that revels in its efficiency. Thus, to a large degree, evangelicalism has grown apathetic to its own message, the message of the Resurrection. This predicament is often demonstrated in Gospel presentations that more or less …Read More
Resurrection and Justification
How is the resurrection of Christ linked to the idea of justification in the New Testament? To answer this question, we must first explore the use and meaning of the term justification in the New Testament. Confusion about this has …Read More
Union with God the Trinity
Have you ever imagined what it would be like to be within hours of death—not as an elderly person, but as someone condemned to die although innocent of every crime? What would you want to say to those who know …Read More
A Matter of Death and Life
We live in strange times. It used to be said that the only two things we could be certain of were death and taxes. You still can be pretty sure of taxes, but death recently has become rather more cloudy. …Read More
In Christ
Repetitio mater studiorum est. "Repetition is the mother of all learning." The Apostle Paul understood this. Under the inspiration and superintendence of the Holy Spirit, Paul constantly repeated the foundational truths of biblical doctrine, and he did so not only …Read More
The Bishop of Our Souls
The titles that the New Testament writers use for Jesus make for a fascinating and enlightening study. One of the most obscure and perplexing of these titles is found in 1 Peter 2:25, where the Apostle writes, "For you were …Read More
Our Bloody Religion
It has been said that Christianity is a bloody religion. This reference is usually made by critics who point to the wars, inquisitions, trials, and executions carried out over the years in the name of Christianity. While we must admit …Read More
A Hopeful Offense
In my neighborhood, there are almost thirty Jewish synagogues. These congregations include Reformed, Orthodox, and Hasidic Judaism. And, of course, our city is full of secular Jews who have long left any traditional form of their faith. So, on any …Read More
ArticlesBrowse select Tabletalk articles and columns exploring themes and topics across a spectrum of relevant issues.
- All
- Angels and Demons
- Atonement
- Basic Reformed Theology
- Irresistible Grace
- Limited Atonement
- Perseverance of the Saints
- Total Depravity
- Unconditional Election
- The Church
- Church Discipline
- Church Leadership
- Creeds and Confessions
- God
- Holiness
- Sovereignty
- Heaven and Hell
- Heresies
- The Holy Spirit
- Jesus Christ
- Cross
- Incarnation
- Resurrection
- Justification
- Last Things
- Man and Sin
- Sacraments
- Salvation
- Faith
- Regeneration
- Scripture
- Systematic Theology
- Theological Views
- Roman Catholicism
- Music
- Apologetics
- False Teaching
- Atheism
- Book Reviews
- Children's Books
- Christian Classics
- Christianity and Culture
- Creation
- Ethics
- Fiction and Literature
- Philosophy
- Science
- Bible Figures
- Bible Interpretation
- Bibles
- Books of the Bible
- Gospels
- Covenants
- Introduction to the Bible
- Jesus' Ministry
- Life of Jesus
- New Testament
- Old Testament
- Parables
- Prophecy
- Sermon on the Mount
- Ten Commandments
- The Lord's Prayer
- Controversies in the Church
- Alcohol
- Arts
- Bible Translation
- Covenant Theology
- Creationism
- Education
- Gender-Neutral Language
- Law and Gospel
- Lordship Salvation
- New Perspective on Paul
- Politics
- Race
- Sabbath
- Spiritual Gifts
- Women in Ministry
- Marriage and Family
- Divorce
- Parenting
- Practical Theology
- Discipleship
- Evangelism and Missions
- Grief and Death
- Pastoral Ministry
- Preaching
- Worship
- Spiritual Growth
- Anxiety and Worry
- Apostasy
- Assurance
- Conscience
- Depression
- Doubt
- Fellowship
- Godliness
- Guilt
- Humility
- Joy
- Knowing God's Will
- Legalism
- Love
- Money and Stewardship
- Oaths and Vows
- Prayer
- Pride
- Repentance and Forgiveness
- Sanctification and Growth
- Service
- Spiritual Fruit
- Suffering
- Thankfulness
- Vocation
- American Church History
- Ancient Church
- Biography
- Eighteenth Century
- Historical Theology
- Medieval Church
- Nineteenth Century
- Puritanism
- Reformation
- Seventeenth Century
- Twentieth Century


text: Even the lightest tennis shoes are of little use if they're not tough enough for your game. So be sure to choose the new HEAD Sprint Pro. The lightweight construction is specially designed for the needs of the pros, increasing their speed without sacrificing stability and durability on the court. You'll be so fast, you won't believe it.


text:
Find 2 Apartments Near the Pinecrest Neighborhood in Kendall, FL
More Info
The Pinecrest neighborhood is a part of Kendall, FL. ForRent.com, an apartment finder service, makes your Pinecrest rental search easy. Let us guide your search for rentals from the apartments for rent listings provided. To narrow down your search, select from the Pinecrest beds, baths, price, type and amenity links below.
Showing 1 - 2 of 2 apartments found
Property Type
Featured Apartments in Kendall, FL
Modera Coral Gables
Watch Video About This Property
- Miami, FL
- Work 1-877-737-3720
- 25.748569 -80.254227
Riviera Waterway Apartment Rentals
- Coral Gables, FL
- Work 1-866-289-6018
- 25.722448155284 -80.265267044306
Signature at Doral
Watch Video About This Property
- Doral, FL
- Work 1-877-473-0253
- 25.811766386032 -80.383387506008
Miami, FL 33156
Downtown Dadeland
- Includes Washer/Dryer In Unit
- Granite countertops in kitchen and bathrooms
- Gourmet kitchen with breakfast bar
- Upgraded carpeting in select residences
- State-of-the-art Fitness Center
- Rooftop infinity pool and jacuzzi
- Private balconies and terraces
- Spacious walk-in closets
- Pre-wired for cable and high-speed Internet
- On-site management and security
- Over 120,000 sf of retail shops and restaurants
- Italian wood cabinets in kitchen and bathrooms
Each of the residences at Downtown Dadeland offers cool, contemporary features, complemented by a variety of amenities within the district and the surrounding neighborhood. Beautifully appointed residences open to lushly landscaped interior courtyards, creating an ambiance of carefree, soothing living that makes coming home an anticipated event. Call today 305-670-3400
Miami, FL 33156
Waterside Apartments
- Renovated Apartments!
- Upgraded Appliances/Hardware
- Sparkling Pool
- Fitness Center
- Ceiling Fans
- Walk to Shopping/Restaurants/Metro Rail
Waterside Apartments offers spacious renovated apartments combined with a great location! Close to it all! Call or stopy by today for your personal tour!
Other Apartment Search Options
Apartments by Zip Code
City, State
(888) 999-9999
Thank You! Your email has been sent. We appreciate your interest.


text:
The final four minutes of Leonard Cohen's 1988 interview on French TV with journalist Patrick Poivre d'Arvo, the first portion of which was posted at Leonard Cohen On Dominique Isserman, Israel, Terrorism, became available late last night on YouTube. As before, the video was translated and uploaded by lightning494.
Video: Leonard Cohen Sings Silent Night 1979
The Leonard Cohen-Jennifer Warnes duet of Silent Night with Raffi Hakopian on violin was performed and recorded at the December 15, 1979 Brighton, England concert. View the video at
Video – Leonard Cohen & Jennifer Warnes Sing Silent Night 1979
Leonard Cohen Online Directory
One reference page with links to the best and most useful Leonard Cohen online resources: discography, concordance, articles, press coverage, humor, ...
Latest Addition: Leonard Cohen's Suzanne Still Loves Life and Dance. Ottawa Citizen: Dec 5, 1981. The earliest of the "Whatever happened to Suzanne Verdal" (Suzanne Verdal was the muse for Cohen's classic song, "Suzanne") articles + links to similar stories.
Leonard Cohen's Elegy For Janis Joplin – Chelsea Hotel #1
This video features the first version of the song Leonard Cohen would later revise into "Chelsea Hotel #2" along with images of Leonard Cohen, Janis Joplin - whose liaison with Cohen at the Chelsea Hotel led to the creation of the song, the Hotel itself, and other associated people & places.
New Video –
Chelsea Hotel #1 By Leonard Cohen
Viewed over 200,000 times
Video: Is This What You Wanted by Leonard Cohen
Audio from a high quality broadcast of the June 5, 1976 Olympia Theatre, Paris Leonard Cohen concert with photos taken at that concert & other Leonard Cohen images from that era.
Video: Devastating Version Of "So Long, Marianne" – Oslo 1993
Now online: Video of Cohen's Divergent & Devastating Version Of "So Long, Marianne" - Oslo 1993
The Marianne Variations describes 5 versions of Leonard Cohen's "So Long, Marianne" that vary from the original & offers a video example of each
Cohen Comedy Video Nick Cave Called "Beautiful!!!"
View Video Of Elvis's Rolls Royce Performed By Was (Not Was) & Leonard Cohen
Don Was: "I Really Love It!"
Leonard Cohen & Joni Mitchell? Yes, They Were
Joni Mitchell and Leonard Cohen had a fling in the 1960s that, for unspecified reasons, was short-lived, with Cohen instigating the parting.
It was then and is now a complex connection. In 1988, Cohen said, I'm still very friendly with Joni - I had dinner with her before the tour, and I have the same admiration for her as you do. But I think it was Noel Harrison who came up to me in the LA Troubadour and said "How do you like living with Beethoven?"
The full story is at Leonard Cohen and Joni Mitchell: Just One Of Those Things
2013 Best Of Leonard Cohen Tour Video Setlist Online
Featuring the best video of each of the songs performed during the 2013 Leonard Cohen Old Ideas World Tour
Best Of
2013 Leonard Cohen Tour
Video Setlist
Note: The Best Of 2012 Leonard Cohen Tour Video Setlist is still available.
Leonard Cohen Timeline
The events of Leonard Cohen's life and career are marked on a timeline accompanied by audio and video recordings of Cohen's songs and poems as well as links to more information.
Do I Have To Dance All Night Surpasses 70,000 Views
"Do I Have To Dance All Night" was performed many times in concerts but was never released in the US.
As part of my crusade to popularize this song, I've cobbled together 2 videos - one for the semi-funky 1976 version with Laura Branigan and one for the 1980 more gypsy, less disco version - that kinda sorta fit the music.
As of Dec 19, 2012, the video of the 1976 version of Do I Have To Dance All Night has been viewed 70,152 times.
The 1980 version has been viewed 16,458 times.
See both versions at
Both videos include links to keys to the sources of the clips and the identities of the backup singers and others who are featured.
The complete story of "Do I Have To Dance All Night" is available at The Best Leonard Cohen Song You've Never Heard (Probably)
Preview Sharon Robinson's Photo Journey: "On Tour With Leonard Cohen"
Find 22 photos from "On Tour with Leonard Cohen" + links to all reviews + book info all in one place
The Other Leonard Cohen Album Is #24 On Uncut's Greatest Bootlegs
See Uncut Reviews The Other Leonard Cohen Album
The Other
Leonard Cohen Album
This Heck Of A Guy compilation includes unreleased Leonard Cohen performances over a 30+ year period.
Track List: Vol 1
1. Feels So Good (The Other Blues Song)
2. Book Of Longing
3. The Darkness
4. Puppets
5. Lullaby
6. Do I Have to Dance All Night (1976)
7. Blues By The Jews
Track List: Vol 2
1. Red River Valley
2. Never Got To Love You (Duet with Anjani)
3. Can't Help Falling In Love
4. Ride Around
5. The Union Makes Us Strong
6. We Shall Not Be Moved
7. To Love Somebody
8. The Hypnotist (Poem)
9. Chelsea Hotel #1
10. There's No Reason Why You Should Remember Me
11. Streets Of Laredo
12. Do I Have To Dance All Night (1980)
More information and MP3 downloads are available at Now Available - The Other Leonard Cohen Album
Another Other
Leonard Cohen Album
Now, Another Other Leonard Cohen Album, the second collection of unreleased Leonard Cohen songs joins the popular The Other Leonard Cohen Album to offer fans of the iconic singer-songwriter a total of 3 CDs of musical treats. Another Other Leonard Cohen Album includes the following tracks plus liner notes by Sylvie Simmons.
1. Je Veux Vivre Tout Seul
2. Kevin Barry
3. Die Gedanken Sind Frei
4. Store Room
5. As Time Goes By
6. Don't Go Home with Your Hard-on
7. Blessed is the Memory
8. Silent Night
9. Dead Song
10. Another Saturday Night
11. Ballad of the Absent Mare
12. Guerrero
13. The Butcher
14. Un As Der Rebbe Singt
15. Song to the Machines
16. If It Be Your Will
17. Thirsty for the Kiss
18. A Thousand Kisses Deep
19. I Tried To Leave You
20. Whither Thou Goest
21. Mr Cohen Must Be Going
More information and MP3 downloads are available at Presenting Another Other Leonard Cohen Album


text:
- NVIDIA Tegra 3 1.2GHz Quad Core CPU
- 1GB Memory
- 32GB Internal Storage
- 7" 1280x800 Back-lit IPS Display w/ 1.2MP Front-Facing Camera
- WiFi N
- 4325mAh Battery
- Android 4.1 (Jelly Bean)
We've heard your feedback and are continuing to build a better Slickdeals. Click here to check out the updated site.
Frontpage Deal
Sorry you missed this deal! Add Alert For "tablet"
Adorama via eBay has 32GB Asus Nexus 7 7" Android 4.1 Tablet (ASUS-1B32) for $229.99 with free shipping. Thanks DJ3xclusive
View Forum Thread
111 Comments
mychaelp ( ) Apr. 21, 2013 at 9:03am
Amazing price on this tablet! I'd jump on it if I didn't already have a Touchpad and Kindle Fire HD! If you're looking for a comparison in one place for just the feature most of us care about take a look at this guide: http://thecreativealte
By the way, does anyone know of a reliable "rumor" site that may hint when the new Nexus is coming out? I've heard July but who knows??? My sister is in need of a tablet and her B-day is in late June.
sam55 ( ) Apr. 21, 2013 at 9:09am
DJPlayer ( ) Apr. 21, 2013 at 9:25am
I like the Nexus.. but 7 inch tablets don't have an appeal. As per all the statistics 10 inchers still seem to dominate and continue to do so.. especially when you have phones like the Note out there at such a large size.
it is a very decent price though...
huhster ( ) Apr. 21, 2013 at 9:29am
@mychaelp, the price is not that amazing. Considering you can get a new one from google for 250+tax. Shipping can be disputed, I would not want USPS Parcel Post (Snail Mail) anywhere near my purchased items. Accessories all china made, and obtainable through ebay at a minuscule price. I do not see the this deal being slick.
Popular Deals (By Votes)
Use Coupon Code: HOLIDAZE
at American Eagle Outfitters


text:
Event Details
Date: Mon
June 02, 2014 4 to 5 p.m.
Title: Office Hours with Commissioner Claudette Bruck
Description: Commissioner Claudette Bruck will have office hours the first Monday of every month from 4 to 5 p.m. at Kilwins, 2758 University Drive at The Walk. Enjoy an ice cream while talking with the Commissioner. To make an appointment, call 954-344-5911.
Kilwins, 2758 University Drive
Coral Springs, FL
For more information contact:
at 954-344-5911


text:
Green Bay Packers v Detroit Lions
Similar imagesView all
Jordy Nelson runs for a first down as Chris Houston of the Detroit... News Photo 156661428American Football - Sport,Chris Houston - American Football Player,Detroit,Detroit Lions,Down,Effort,Ford Field,Horizontal,Jordy Nelson,Match - Sport,Michigan,NFL,Run,Sport,Stopping,Third Quarter - Sport,USAPhotographer Leon HalipCollection: Getty Images Sport 2012 Getty ImagesDETROIT, MI - NOVEMBER 18: Jordy Nelson #87 runs for a first down as Chris Houston #23 of the Detroit Lions attempts to make the stop during the third quarter of the game at Ford Field on November 18, 2012 in Detroit, Michigan. The Packers defeated the Lions 24-20. (Photo by Leon Halip/Getty Images)


text:
Investigative Reports: Life After Death Row DVD
Sale Price: $19.99
To Order by Phone Call 1-800-933-6249
- Additional Details
- Format: Closed-captioned, Color, DVD-Video, NTSC
- Rating: Not Rated
- Number of Discs: 1
- Run Time: 50 Minutes
- Region: Region 1
- Aspect Ratio: 1.33:1
- Language: English
- Studio: A&E Home Video
- DVD Release Date: July 24, 2001
Follow four men exonerated of capital crimes to see what happens after the TV cameras are turned off in these highly publicized cases.
They faced death for crimes they did not commit, and spent years behind bars that can never be reclaimed. Many of them have spent so much time in jail that they are virtually--or even literally--lost when they are released. And the government does absolutely nothing to help them.
LIFE AFTER DEATH ROW highlights a national disgrace, a failing of the justice system that is politically sensitive--and roundly ignored--in a time when calls for increasingly harsh punishment are the norm. By following four exonerated death row inmates, we'll see how the services that are in place to help parolees and other former inmates are unavailable to them. And it becomes clear that the penal system can mete out horrific punishments, even to those who are ultimately cleared and freed to resume their lives.
As one of the men profiled puts it: "If you do something wrong and you get out, they get you a parole officer and a job--they help you look around for stuff. But if you didn't do it, they give you nothing. They just kick you out after all that time and say Good Luck."


text:
3/8" Diameter x 9-1/4" Long Insulated Nut Driver
A screwdriver is a piece of metal with a special head meant to fit into the groove of a screw and allow the screw to be driving into a wall or other hard material.
- 3/8" Diameter
- 5" Long Shank
- 9-1/4" Overall Length
- Lifetime Warranty
For more than 140 years, Greenlee has been a provider of quality tools to the woodworking industry and, for over 70 years, to the electrical industry as well. Over 20 years ago, Greenlee made a commitment to the high technology necessary to keep pace with the changing needs of their customers. Proof of that commitment is in the modern facilities, state-of-the-art production equipment, and enhanced quality assurance programs which comprise the Greenlee way of doing business today.
Additional Greenlee Links
Our SKU: Greenlee 0257-15I
This product is listed under the following manufacturer number(s):
- Greenlee 54676
*Denotes a finish or option that has been discontinued
Installation Resource Center
Whether you are installing the product yourself or hiring a professional, our installation Resource Center has everything you need to get your project done. Visit the Installation Resource Center to get started.


text:
Primary Navigation
- Home
- Admission
- Academics
- Campus Life
- Financial Aid
- Career
- Visit
- About
Home » Undergraduate College » Admission » Chemistry » Courses
This course information is derived from the Online Course Catalog, which is under development. The information may not be accurate and is provided only as a convenience. Please consult the print or PDF version of the Course Catalog for all official course information.
4 or 8 sem. hrs. Prereq.: Secondary school algebra. (PHYS 110 is prereq. to PHYS 111.) Teaches the fundamentals of physics for students with preparation in algebra and trigonometry. Topics drawn from mechanics, electricity and magnetism, heat, waves, sound, optics, and modern physics. Weekly three-hour laboratory and one-hour interactive problem-solving session.
This information was taken from the Simmons College Registrar. Please report any errors or corrections to email@example.com.


text:
Coordinating Items
Price: $24
Price: $75
Price: $18
Price: $30
Price: $10
Price: $18
You Might Also Like
Price: $12
Price: $15
Price: $28
Price: $28
Price: $15 – 15
Price: $22
Tropical Shorts Set for Dolls + Book
Item# T6475
When it's time to build sandcastles, your girl can dress her Bitty Twin doll in this outfit:
- A knit shirt with a contrast collar and an island graphic at the chest
- Tropical-print board shorts with front pockets
- Sandals to protect little feet
- Includes The Bitty Twins' Beach Fun coloring book for girls
was: $24
you save: $6
Sold Out
Please Note:
- Doll sold separately.
- Outfit fits both Bitty Baby and Bitty Twins dolls.
- Doll should not be placed in sand or water.
- No price adjustments on previous purchases, returns or exchanges, or orders in progress that have not yet shipped. We reserve the right to limit order and item quantities.
Unfortunately, the offer will not be extended if you are unable to order due to technical issues.
Explore the Bitty Twins' world:
Girls can enjoy the exciting "firsts" of childhood with these on-the-go toddlers.
Care InstructionsFabric care: Hand wash in cold water, line dry


text: POPSUGAR Celebrity Jennifer Garner Pictures of Jennifer Garner by Celebrity 9/02/10 4 Reactions 1 Shares Print 0 1 0 0 0 Previous Photo 1 of 21 View on One Page ADVERTISEMENT ( more slides) Next 1 Pictures of Jennifer Garner Previous Photo 1 of 21 View on One Page ADVERTISEMENT ( more slides) Next 0 1 0 0 0 Read More Jennifer Garner Jennifer Garner Ben Affleck And Jennifer Garner Are Catalog Models Come To Life 1 week ago The Very Best Celebrity Engagement Rings 1 week ago 19 Times We Wished Our Boyfriend Dressed Like Ben Affleck 1 week ago This Might Be Ben Affleck and Jennifer Garner's Cutest PDA Ever 1 week ago Can't-Miss Celebrity Pics! 11/21 From the '90s to Now: See Scott Foley's Hot Heartthrob Evolution 11/21 Ben and Jen Make a Rare Red Carpet Appearance Together 11/20 Get the scoop with our daily newsletter Enjoy the latest news on the celebs you love. A Listers Young Hollywood Movies TV Sign up with Link Love Princess Madeleine of Sweden is expecting her second child — People George Clooney woos Downton Abbey's Elizabeth McGovern on set — Us Weekly Azealia Banks reveals why she has such a beef with Iggy — HuffPost Celebrity Tim Burton is not a fan of modern-day superhero movies — Lainey Gossip Betty White gets hilariously wacky with Craig Ferguson — Dlisted Owen Wilson shares an adorable video of his son — ET Find out who Kylie Jenner had a date with — JustJared Wait, Bella Thorne was spotted working where?! — Hollywood Tuna You've never seen Nicki Minaj look this glamorous — Pink Is the New Blog See Charli XCX's crazy Jingle Ball outfit — The Superficial Christina Hendricks moves on to her next big project — popbytes Latest Celebrity & News


text:
Consign Your ItemsAre you interested in selling your collection? Click here to submit your items to our acquisitions team!
Prices Realized
View the Hollywood Auction 65 prices realized!
View the Hollywood Auction 65 prices realized!
|The Consignment Process
|Testimonials & Reviews
|Do you have an original piece of Hollywood memorabilia, autographs, historical documents, rare books or original Hollywood glamour photography you'd like to consign to one of our auctions?
|Profiles in History has been fortunate enough to work with some of the best bidders and sellers in the business. We are very thankful to all of those who took the time to acknowledge us for the hard work and commitment that we pride ourselves on.
|Hollywood Treasure
|Profiles Hall of Fame – Coming soon
|Hollywood Treasure follows Joe as he navigates his way through the intricate world of collecting showbiz and pop-culture memorabilia: from the Wicked Witch of the West's hat and the vintage Chitty Chitty Bang Bang car to Mary Poppins' carpet bag and other unforgettable props and costumes.
|Interested in what some of the top auction items sold for in our past auctions? We have compiled a complete directory of all prices realized for all of our past auctions.This will help you figure out what your most valuable items may be worth.


text:
All-natural bust improvement is an effective alternative to pricey and potentially dangerous breast enhancement surgical procedure. Increase breast size naturally can assist you boost the dimension of your busts and also improve their look. There are a bunch of various natural bust enhancement methods for you to try. Exactly what appears is that outcomes will vary from woman to lady. One technique may function actually well for you yet except another person. You might need to try a couple of different methods to get the results you truly desire.
Natural breast enlargement foods are the most widely utilized technique. The elements in these herbs are known to help boost the size of your busts. Herbs high in estrogens could aid the advancement of a lady's busts. Herbs are additionally exceptionally economical when as compared to surgical procedure. Overall, there are very few risks of side effects when utilizing herbs.
Does having little breasts sometimes make you feel insecure or unappealing? If so, you are not alone. To find how you can rapidly and naturally increase your bust size and acquire your sexiest physical body ever, Top breast enlargement pills and enhancement cream!


text:
When the Dodd-Frank bill passed into law two years ago, bankers and lenders knew it would take time to propose, write, evaluate and pass the nearly 400 individual rules established by the law. But progress has been painfully slow, leaving many bankers unsure of exactly what the new regulations will require. As of April 30, only 108 of the required 398 rules have been finalized, meaning the Consumer Financial Protection Bureau and other regulators still have nearly three-quarters of the law to finalize.
Not surprisingly, the shadow cast by these pending regulations is causing bankers a bit of stress. In a survey of nearly 400 bankers, lenders and credit unions conducted by QuestSoft, 81 percent of the lenders surveyed reported that upcoming changes to mortgage disclosures were a medium or high concern. Respondents also cited other Dodd-Frank requirements, such as upcoming changes to the Home Mortgage Disclosure Act, qualified mortgages and other rulemaking as top concerns.
Click on chart to view larger version.
The best way to take aim at regulatory changes is a combination of education, preparation and automation. Lets start with the CFPB.
The CFPB has drawn up a set of targets for the remainder of 2012 and of particular interest are a handful of mortgage-focused regulations due to be finalized or proposed before year-end. The most urgent of these also coincides with lenders most significant concerns in the survey: Truth in Lending Act/Real Estate Settlement Protection Act mortgage disclosure integration; qualified mortgage definition; and loan originator compensation, mortgage servicing, appraisal revisions, all with final rules by Jan. 21, 2013.
One of the first major regulations to be finalized within the next two months will be new disclosure forms that combine the requirements of RESPA and TILA. The CFPB has been testing various prototype disclosures, making the forms available for public comment on its website. The challenge facing the CFPB is that Dodd-Frank requires the new disclosure forms to integrate RESPA and TILA two related, but different steps in the process.
RESPA was designed to ensure consumers receive helpful and accurate information about the cost of closing the mortgage. This disclosure currently provides transparency into closing and settlement fees, such as mortgage insurance, homeowners insurance and appraisals. When these fees are obscured, there is a higher risk of abuse that could result in unnecessarily high settlement charges.
TILA, on the other hand, is designed to disclose the cost of the actual mortgage credit being offered interest rate, terms of payment and points paid down, among other items. Except for certain high-cost mortgage loans, TILA does not regulate the costs that may be charged for the mortgage, but requires a standardized disclosure of fees so that consumers can compare terms with those of other lenders.
The new disclosure rule must be finalized by July 21. Once done, lenders will have until the implementation date to build the new forms into their disclosure workflows. Depending on the specifics, compliance checks may also need to be revised to ensure all fees, interest rates and other payments fall within the standards set by the regulations. Lenders can review the current draft of the disclosure forms at www.consumerfinance.gov/blog/know-before-you-owe-the-last-dance-or-is-it/
One of the most urgent items the CFPB is currently working on is a definition of the qualified mortgage. Required as part of the Dodd-Frank law, the CFPB must define a rule that would identify characteristics for QM, ensuring a borrower has a reasonable ability to repay the loan. The goal is to eliminate the complex, deceptive and fraudulent loans that were key contributors to the mortgage crisis. To be legally protected by QM, a lender would have to meet underwriting standards such as verifying income and assets. QM loans would also ban terms such as interest-only payments, balloon payments or fees and points totaling more than 3 percent of the loan amount.
Closely related to QM is the requirement that lenders retain a larger portion of their assets as a hedge against defaults. The QM definition will set the safe harbor, and loans that fall within the safe harbor are exempt from the more-stringent retention rules.
While the qualified mortgage rule is due in January 2013, the CFPB has committed, and is expected, to make its ruling during the summer. QM has the potential to have the largest impact on compliance processes, because the rules and guidelines for what make a compliant loan under QM could be drastically different than what is acceptable today. Additionally, lenders would be allowed to fund loans outside QM, but there would be fewer legal protections and the costs would be much higher.
Other Rules
The CFPB has indicated that the QM rule was needed earlier than later because of the effect it might have on the rest of the rule-making for the year. This is especially true of loan officer compensation. The CFPB stated that the compensation rules only need tweaking, but recent announcements suggest that their opinions toward a fixed-fee amount regardless of loan size might end up substantially favoring banks and eliminate low loan amount loans (under $100,000) from being offered by non-banks.
Regardless of the release dates, there is a great deal of concern among people associated with compliance and litigation that the firm deadlines mandated by Dodd-Frank will result in rushed regulation with a number of unintended consequences. Additionally, the regulation may allow litigants whose very financial existence depends on technical violations to thrive as confusion mounts between the rule implementations and congressional correction or court rulings.
Since 2010, the Federal Financial Institutions Examination Council has been busy working to expand the scope of HMDA reporting. Dodd-Frank transferred the responsibility for these reforms from the Federal Reserve Board to the CFPB, which has indicated that these will not be taken up until the Dodd-Frank mandated rules are finalized.
The CFPB has, however, already indicated they will immediately enforce more rigorous fair lending testing in their exams. New fields are already being requested that, for the most part, mimic the new requirements. These fields include credit score provider, applicants credit score, total lender fees, LTV, DTI, prepayment penalty months and appraised value. Regulators and consumer advocates plan to use these fields to further assess the fair lending efforts of lenders.
How can banks keep up and comply with these regulations without wasting time or money? The best approach is to combine automation with strong policies and procedures that provide for regular testing, analyzing and reporting of mortgage data. This provides the easiest path to staying compliant and reducing the risk of fines or buyback requests from investors.
Some regulations, such as HMDA reporting and checking loan terms against QM standards, can be automated by software. These applications contain features that flag incomplete applications and keep loans from closing if all the steps have not been followed. Banks should carefully consider how their loan origination software plans to implement these changes, and when they will be ready for use. Specialized compliance software is available through integrations with most loan originations systems that can automatically import loan data, apply tests and verify data prior to the closing table.
Leonard Ryan is president of Laguna Hills, Calif.-based QuestSoft. He can be reached at 800-575-4632 ext. 211 or leonard.ryan(at)questsoft.com.
Copyright (c) July 2012 by BankNews Media


text:
1425 S. Mountain Avenue
Monrovia, CA 91016
A Sonic Automotive Dealership
Here at BMW of Monrovia, we stock a vast collection of quality and exotic used luxury cars for our Los Angeles area customers. Our technicians perform thorough inspections on every used car that we sell. Come test drive a certified pre-owned BMW or other used car at our dealership, we're located at 1425 S. Mountain Avenue, Monrovia, CA.
BMW of Monrovia wants to simplify the process of purchasing a used car. Our finance department will help you acquire a car loan or lease that meets you financial needs. Pick up the phone and call our dealership today at (877) 269-9618 and talk to our friendly staff.
Prices do not include government fees and taxes, any finance charge, any dealer document processing charge ($80), any electronic filing charge and any emission testing charge.


text:
With the Fox Throttle Jean you will never be disappointed. As Fox's best selling denim style, the Throttle brings a regular fit with iconic moto inspired details.
Back patch and pocket detail with metal logo hardware.
Iconic race wear inspired embroidered back pocket detail.
Zipper fly opening.
32" inseam.
Regular Tapered Fit.
100% Cotton denim.
Regular Tapered Fit.
15.5" leg opening.


text:
|Mobile Site
|Caption Comp
|Monthly Poll
|Sudden Death
|Colour Key
|Cookie Usage
|Series :
|Rating :
|Disc No :
|Episode :
|First Aired :
|24 Sep 2003
|Stardate :
|Director :
|LeVar Burton
|Year :
|Writers :
|Andre Bormanis
|Season :
|Guest Cast :
|It is highly difficult to believe that a virus could actually convert you into an alien species, certainly not in a matter of a few minutes. It's even harder to believe it could give you a full alien language capability and memories.
|Great Moment :
|Bakula, Keating and Park do an excellent job as the aliens.
|Body Count :
|The aliens kill one infected person at the start of the episode, and one of their own after he becomes infected near the end. Archer and co. beat up some of the aliens, and four of them are shot by the Enterprise crew.
|Quote :
|"That species we became, they cease to exist the moment this virus is gone." - Archer to Phlox; on his reason for not destroying the virus
Beaming down to an alien planet, Archer Reed and Hoshi are transformed into aliens. Phlox determines that an alien race created a genetically engineered virus to convert other species into one of their own race in an attempt to prevent their extinction. Unfortunately one of the species which has suffered infection from the virus is determined to wipe it out – by killing anybody who is infected.
|Copyright Graham Kennedy
|Page views : 3,146
|Last updated : 24 Nov 2014


text:
NFPA 79: Electrical Standard for Industrial Machinery Handbook, 2012 Edition, 2012 Edition
|Item # 7912A
|Member *
Author: Mark Cloutier
Strengthen your understanding of industrial machinery safety with the 2012 NFPA 79 Handbook.
Apply the best practices for the full spectrum of industrial equipment -- from single-motored drill presses to complex automated manufacturing systems -- with the 2012 NFPA 79: Electrical Standard for Industrial Machinery Handbook. This powerful format spells out essential protection for operators, equipment, facilities, and work-in-progress through first-time commentary on the "whys" behind the rules!
NFPA 79 Handbook includes the full text of the Standard, new explanations, and full-color imagery.
- Gain electronic access to the complete 2012 NFPA 79 text, including revisions that correlate with the National Electrical Code® (NEC®), NFPA 70E®, and IEC 60204-1. NFPA 79's Chapters 6 and 16 recognize deadly arc flash and stored energy hazards to protect workers.
- Hyperlinked icons take you to annotations that answer questions and help you avoid oversights. Link directly to all-new commentary written by experts with in-depth knowledge of NFPA 79.
- Link to exclusive full-color images, tables, figures, and diagrams not in the Standard.
- Get the big picture with a dedicated Table of Contents for sections with annotations.
- Find new chapter introductions only in the Handbook.
- Save time with instant searches and interactive PDF functionality.
The better you understand NFPA 79's intent, the easier it is to comply!
The 2012 NFPA 79 Handbook provides safety managers, electrical designers, engineers, installers, owners, AHJs, and equipment manufacturers with background and rationale that can improve NFPA 79 application and compliance. After initial download, no Internet access is required. (PDF, 93 pp., 2012; with 17 pp. annotations, 2012)


text:
Loco sale for Loco Motors: out now for iPad and iPhone!
Minority Media, the makers of the critically-acclaimed and fan-praised Playstation 3, PC, Linux and Mac OS X game, Papo & Yo, release surprise game Loco Motors on Apple Store for $0.99, on iPad and iPhone!
Looking back at Stéphanie Landry's career at Minority (Q&A)
After three years of an exciting career at Minority as our Environment Artist, Stephanie Landry is moving on to new and exciting adventures. We sat around some delicious Portuguese chow and asked her to share her most memorable moments with us! How did you get your break into the video games industry? I've loved video […]
Our line producer, Charles-William, is moving on to new challenges (Q&A)
At the end of a long development project, like Papo & Yo or Silent Enemy, it often happens that people wish to explore other aspects of their talent. This week, our line producer, Charles-William (aka CW), is leaving Minority Media to take on new challenges. He joined Minority in the early days, when Papo & Yo was […]
We're showing off Silent Enemy at IGDA Montreal's DemoNight!
Minority Media shows their latest build of Silent Enemy in Montreal, at IGDA Montreal's DemoNight!
Papo & Yo now on Linux and Mac, also DRM-free, on the Humble Indie Bundle X!
Our award-winning game, Papo & Yo, is now available on Linux, Mac OS X, DRM-free!
Happy New Year From Minority!
Minority would like to wish you all the best for 2014!


text:
|Russian English German
With over 200 000 members, it's easy to see why LL is a leader of russian dating, never before has it been easier for single russian women and western men to connect on the dating site where singles can date, fall in love, meet friends and have fun.
Whether you're seeking Russian singles or Russian dating, LL has thousands of online personals for members to browse free, find a date or a friend!
|• TOS • Testimonials • Site Map • Travel Partner Search • Blogs • Photo Gallery • Tests and Quizzes
Dating for singles with personals, matchmaking, tons of free features and lots of fun
LuckyLovers is much more than regular russian singles website, it is a major russian dating site to find a date, a woman or man, in FSU, russian women, ukrainian women, belarus women, and other countries, including all Eastern European countries, Western Europe, UK, Canada, America and Australia ... We have personals, matchmaking and other features that will make finding your new love a fun and convenient experience. You can sign up in 2 minutes and have a date in 3. It is free to sign up, free to show an interest, free to use public chat, blogs, forum and some other features. Premium membership gives access to all LuckyLovers services and features, including unlimited emails, video chat, one-on-one chat. Getting a date that fast, may not be so easy for everyone, however, rest assured, we will provide you with frequent dating tips, giving you the best online dating experience imaginable. Lucky Lovers dating site is easy to naviagate and understand even without extensive knowledge of online dating or previous experience in dating russian women over internet
We have singles ready for dating all over the world!
After you've signed up to our online russian dating site it's really important that you complete your free personal ad by uploading photos of yourself. Not many people would start dating a person they've never seen before, would they? Remember not to overdo it when listing the requirements of your partners. When singles meet in real life, they flirt and have fun. Dating online should be no different. The more you flirt, date and have fun with singles online, the more success you'll have and suddenly internet dating will become as much fun as a night out.
Everyone wants to be in love and at Lucky Lovers we have singles for dating from all over the world - no matter where you live, in Russia or USA, Ukraine or Germany, Australia or Belarus, you can create a profile and start dating. If you're feeling a bit lazy today, just sign up and make yourself available. We'll take care of the rest. All of a sudden, you get a chat request from someone and two of you can start dating right away, or you can email each other for a while and then talk on the phone. You may choose to meet up one day. At Lucky Lovers you can start dating instantly no matter what your dating style is. We're here to help and will do everything we can to help you start dating a great man or a beautiful russian woman of your dreams today!


text:
New Arrivals
mouse over photo to zoom click for larger image
Polka Dot Flower Sash
The little extra touch that makes all the difference. Georgette sash with attached tulle and chiffon dotted flower. 3" wide, 84" long. Polyester. Imported.
We're so sorry: this item sold out sooner than expected. For an equally stylish substitute, please call our Style Experts at 1.877.948.2525. Or click on Live Help below for immediate assistance.


text:
Hunting for Kisses
We also did a Kiss craft:
I Love You All Day Long tells about Owen, who doesn't really want to go to school without his mother. Mama tells him that she loves him all day long. She loves him when he's making new friends and making mistakes. She loves him when he makes a mess and when he needs some help. She loves him all day long. We love the vibrant illustrations in this book and it's perfect for preschoolers and kindergartners.
Brimful Curiosities also has a great list of Valentine's books about kissing and hugging! Head over there to check them out!
Linking to Living Life Intentionally, Read Explore Learn, Toys in the Dryer, Sassy Sites, Shine On Fridays, Sun Scholars, The Play Academy
Tatertots & Jello
Sharing Saturday
I Can Teach My Child
Six Sisters' Stuff
Adventures in Mommy Land
I Heart Nap Time
Crayon Freckles
Ginger Snap Crafts
Valentine's Traditions at JDaniel4's Mom
20 comments:
This really looks like fun! I would have to have bowl on kisses to snack on so JDaniel wouldn't eat the game.ReplyDelete
This looks fun! My kids love to go on "hunts" so I sneak in some school that way! I'm sure my boys would try to eat this game too!ReplyDelete
I love this idea. I know my girls love the search, but it's a great way for them to work on their numbers too. Thanks!ReplyDelete
I like this idea a lot! Matching kisses to numbers and shapes and the cute craft - love it. :)ReplyDelete
How cute is that!! It reminds me of the lucky duck game!!ReplyDelete
This is a fun game! yeah I have to hold my daughter from eating it!ReplyDelete
Awesome idea! Doing this with my little guy on Valentine's Day!ReplyDelete
What a fun and yummy matching game!ReplyDelete
How cute!!! I love this idea with Hershey kisses! Thanks for sharing!!! My little guys would love this! They especially love it when we have a search for things in the house. :)ReplyDelete
super cute!!! creative! :) new visitor :)ReplyDelete
What a great idea! My oldest daughter is a little too old for this original idea, but I may try it with math facts on the kisses and she has to match it to the answer on the plate! Thanks for sharing! If I try it out, I may post it on my blog, but will definitely link back to you for the original idea. However, I have lots of ideas for the next few days... guess I need to get off the computer and get to it! :)ReplyDelete
Love the kiss "hunt"! That's a great idea that could be easily adapted for so many events. My mind is already jumping to St. Patrick's Day! :)ReplyDelete
Linking over from Adventures-in-Mommy-Land...nice to "meet" you!
Love this idea! Thanks for sharing it...I'm off to pin! Would you please share these with our readers for Fun Stuff Fridays? http://www.toysinthedryer.com/2012/02/14-days-of-valentines-fun-stuff-fridays_10.htmlReplyDelete
Visiting from I Heart Nap Time's Sundae Scoop :)ReplyDelete
I love this idea!! Super fun and creative. Thanks for sharing this with us Lorie!!ReplyDelete
We just played this game three times tonight! My boys loved it! Such fun! Thanks for sharing!!ReplyDelete
This is such a cute, clever idea!! I am deffinetly planning on pinning & using next year!!! VERY fun! Thanks for linking up to TGIF =-)ReplyDelete
This is so cute. We loved having you link up to our "Strut Your Stuff Saturday!" We hope to see you back next Saturday with more fun ideas! -The SistersReplyDelete
I featured this super clever idea at TGIF this week - http://livinglifeintentionally.blogspot.com/2012/02/tgif-linky-party-17.html - thanks for linking up & I hope to see you linked up again this week!!ReplyDelete
Beth =-)


text:
Teacher Preparation: Reforming the Uncertain Profession
It's an honor and pleasure to be here at Columbia Teachers Collegethe oldest, largest, and most storied graduate school of education in the United States. Here in this citadel of teacher preparation, where giants like John Dewey played such a formative role, I've come to speak to you today about the need for a sea-change in our schools of education.
Secretary of Education Delivers a Call to Teach from Thomas Jefferson's Rotunda at University of Virginia
CHARLOTTESVILLE, Va. — U.S. Secretary of Education Arne Duncan today told students from the University of Virginia's Curry School of Education that they are answering a call that is as important as any career available to them now and in the future.
A Call to Teaching
It is a great honor and thrill to be here speaking to you today at the University of Virginia, at the university that Thomas Jefferson founded and in the famous Rotunda that Jefferson designed.
Education Secretary Duncan Announces $43 Million in Grants to Improve Teaching in High-Need Schools
U.S. Secretary of Education Arne Duncan today announced the award of $43 million for 28 new five-year Teacher Quality Partnership grants to improve instruction in struggling schools. These grants will be used to reform traditional university teacher preparation and teacher residency programs.
Secretary Duncan Announces 13 Teachers Selected for Teaching Ambassador Fellowships
U.S. Secretary of Education Arne Duncan announced today that 13 teachers have been selected as Teaching Ambassador Fellows for 2009-2010. Three fellows will become full-time U.S. Department of Education employees for one year. Ten will participate part-time while remaining in their classrooms throughout the school year.
Secretary Duncan Challenges National Education Association to Accelerate School Reforms
Secretary of Education Arne Duncan today praised the National Education Association for its effort to improve the quality of the education workforce and challenged the union to reevaluate some of its policies on compensating teachers and offering them job protections.
U.S. Education Secretary Arne Duncan Calls Texas High School Teacher Kyle Brenner to Discuss Post on Department's "Listening and Learning Tour" Blog
U.S. Secretary of Education Arne Duncan today called Kyle Brenner, a world history teacher and debate coach at Princeton High School in Princeton, Texas to discuss comments Brenner recently posted on the U.S. Department of Education's Listening & Learning Tour blog at http://www.ed.gov/blog/topic/listening-tour/.
U.S. Department of Education Study Finds that Good Teaching can be Enhanced with New Technology
Providing further evidence of the tremendous opportunity to use technology to improve teaching and learning, the U.S. Department of Education today released an analysis of controlled studies comparing online and face-to-face instruction.
Professional Development Programs in Seven States Awarded Nearly $3.8 Million to Improve Indian Education
Education programs in seven states—Arizona, Minnesota, Montana, Nebraska, Oklahoma, Oregon and South Dakota—have been selected to receive nearly $3.8 million to provide training programs to recruit and graduate new American Indian teachers and school administrators, U.S. Secretary of Education Arne Duncan announced today.
U.S. Department of Education Awards More Than $6.8 Million in Transition to Teaching Grants, Bringing New Teachers to Schools Needing Them Most
The U.S. Department of Education has awarded a total of $6,857,548 to 14 teacher training programs through the department's Transition to Teaching program. The program supports efforts to recruit mid-career professionals and recent college graduates with degrees in areas other than education and then to help these recruits become teachers through alternative certification methods.