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In our world of multichannel banking, including mobile payments and mobile check deposit, consumers and businesses alike are increasingly concerned about security, and rightfully so.
Guardian Analytics just released its 2012 Business Banking Trust Study of 1,000 small to mid-sized businesses and found that nearly 75 percent of respondents have experienced online fraud; More than 50 percent have been hit in the past 12 months. The 2012 Identify Fraud Report: Social and Mobile Forming the New Fraud Frontier, released earlier this year by Javelin Strategy & Research, reported that identity fraud increased by 13 percent last year, with more than 11.6 million adults becoming victims of identity fraud in the United States.
Although the banking industry is responding to security concerns, these numbers clearly show that fraud remains a major and escalating threat to banks and their customers.
In 52 percent of the cases, the small to medium-sized businesses in our survey indicated that it would take only one fraud incident, whether successful or not, for them to lose confidence in their financial institutions ability to protect their assets, said Terry Austin, CEO and president of Guardian Analytics. In an interview with BankInfoSecurity, Austin went on to say that financial institutions have a lot to lose, starting with the financial loss from fraud itself, but also lost time, tarnished reputations and, ultimately, the loss of customers if they dont solve this problem and get it right.
The problem is actually a set of diverse problems encompassing identity theft, security breaches, malware, kiting, duplicate presentment, corporate account takeover and wire fraud, to name a few. Fraudsters are not restricted in their efforts to attack a financial institutions security or its customers security. Fortunately, however, security solutions are now available that address all these areas. Here are a few examples:
CompleteID from ID Insight (www.idinsight.com) is a next-generation identity verification solution for someone opening an account or changing information in an account. It involves a three-step process: verifying personal information; utilizing access-point intelligence technology for confirming an address, as well as any crimes or fraud activity associated with the specific address; and scoring based on the verification and access-point information.
Using ExpectID from IDology (www.idology.com), an SaaS technology solution, a financial institution can integrate a verification solution into its website or online platform through IDologys application programming interface, deploy the solution in its call center using IDologys real-time Web portal and even deliver authentication questions to a mobile device.
ACH Alert (www.achalert.com) is an automatic alert system that warns subscribing account holders when an ACH debit transaction occurs, thereby allowing them to control the pay/no pay decision for incoming ACH debits. The system provides clients with real-time, transaction-level protection for commercial and individual customers; simplified identification of trusted trading partners and valid payment recipients; and facilitation of electronic transaction disputes between the financial institution and their client.
Identity Stronghold (www.idstronghold.com) offers financial institutions a way to promote their brands while helping customers. The companys Secure Sleeve, which can be imprinted with the institutions name or promotional message, protects credit cards containing radio frequency ID chips, or RFIDs, from being skimmed by fraudsters.
These companies represent a growing list that provide authentication and security products to the banking industry. As technology advances, however, and as more consumers and businesses use online and mobile banking, so, too, will fraudulent activities advance. The key is to approach security not as a project with a definitive timeline but as an ongoing process.
Michael Scheibach is executive editor of BankNews.
Copyright (c) October 2012 by BankNews Media


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Various shots of LongboardingThis photo was shot on film. Taken by jbeischer with a Lomo LC-Wide (available in our Online Shop) loaded with Lomography X Tungsten (35mm) film (available in our Online Shop) in Bournemouth, United Kingdom. These tags describe this photo: longboard, longboarding, fun, friends, hot, sun, sunny, beach, people, street, road, board, wheels, hill, slope, x-pro, jbeischer, bournemouth, tungsten, and lc-wide. Date: 2012-06. Time: Afternoon. This photo can also be found in the album Longboarding, SRocket & LC-W.
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The Millennium Series grand finale is happening now in France. Check out the webcast, it's live now and free! http://new.livestream.com/accounts/1614555/events/1784646
Check out the top 100 close-up bunkering photos here!
Bob Gurnsey saw the potential that this new found game had after that first time they played as a group in 1981. Gurnsey had just lost his ski shop business and was in financial straits, but knew this paintball thing could be big. So he went to his closest friends Charles Gaines and Hayes Noel and asked them for financial backing to start a new company called the National Survival Game. Noel put up $20,000, and in addition to the startup money, paid Gurnsey $139 a week to work on the project. Gaines went to work on the public relations side of things. In the meantime, articles about the first group game of paintball ran in Sports Illustrated and Sports Afield, creating a buzz that Gurnsey was sure would help things get started.
PSP has come to a decision regarding the incident at the PSP West Coast event in which the professional team TonTons Flinguers had numerous guns in excess of competitive allowances and safety standards.
If you were asked to name a few female paintball players you'd probably come up with names like Keely Watson, Bea Youngs, and maybe Karen Barber if you're old school. But if you're REALLY old school you might know that the first female to play paintball was none other than Governor George Wallace's wife, Cornelia Wallace. The setting was Wilcox County, Alabama—this was Ronnie Simpkins' territory and along with Gurnsey and Gaines, Simpkins brought a bunch of friends to this game. This was not just a "game" however. The purpose of this one was to see how much interest there would be in a commercial version of the first game played. Gurnsey, Gaines and Noel had already begun what would soon after become the National Survival Game. On the way to Alabama Gurnsey presented Gaines and Noel with the idea to run this event in a team format. He thought this would be the best way to market the game. He was outvoted by Gaines and Noel at first, but eventually they did play five-man teams games which were a huge hit with the players.
Verve Energy Drink Signs on to Sponsor the NPPL Las Vegas World Championship
Verve Energy Drink Signs on to Sponsor the NPPL Las Vegas World Championship
Check out the new action-packed issue of PaintballX3 Magazine. Our 57th issue features 65 pages of PSP West Coast Open coverage, plus Resurrection Autococker Review, Camera Mount Review, MAPL OXCC Challenge Coverage, New Products, Features and More! Check it out HERE:
Dynasty, the worlds most winingest team in paintball history, has been around the world from north to south, east to west and brought home trophy after trophy. One of the places that have been untouched by the Midas touch of Dynasty was Mother Russia. That changed in July. HyBrid Foto was invited along to document the historic invasion of the Russian paintball scene.
Some interesting paintball facts...
90: The temperature in degrees (F) at which C02 cannot turn to liquid.
78: The approximate percentage of Nitrogen that's in the air you breathe. The same percentage of Nitrogen in your compressed air tank with it is full.
.4: The time (in seconds) it takes for a paintball shot at 300 feet per second (and including velocity drop-off) to get the target at 125 feet.
68: The feet per second a paintball is traveling (approximately) at 250 feet from the barrel it was fired from (if the original fps was 300).
2.5 inches: Any C02 or HPA tank this size (in diameter) or larger needs to be hydrotested every five years.
Less than 2.5 inches: Tanks less than 2.5 inches in diameter never need to be hydrotested by law.
1993: The year the first NPPL game was played (Dallas, Texas).
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Impact of 2012 summer heat
POSTED: 07:41 AM PDT Jul 12, 2012 UPDATED: 08:07 AM PDT Sep 18, 2012
The first eight months of 2012 have been the hottest ever recorded in the continental U.S., according to the National Climatic Data Center. Check out some of the ways the extreme heat has affected the U.S.
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Andre Assous shoes, sandals and espadrilles have have been worn by women wanting stylish and comfortable fashion for years. Find the right espadrille for the occasion from the designer famously referred to as the "King of the Espadrille," Andre Assous. Shop the latest Andre Assous espadrilles!
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My wife and I just bought our first home and some of the cabinet doors do not shut properly. Not sure what the fix is here.
Are they wood? Are they out of alignment? Are the doors warped? Any idea how old they are?
Photos would help.
if those cabinets have European hinges (cabinet end fits in a large hole and snaps shut) there are two screws leading out from that fitting on the hinge assembly. I learned from trial and error on a donate-your-labor charity day that the screws are alignment adjustments. iirc the back screw predominantly adjusts how deep the hinge seats (door flush adjustment) and the front one is a skew adjustment (straight or crooked.) the two interact somewhat. smaller doors do not show the same amount of correction as large ones.
laying a strip of painters' tape across the door tops where they SHOULD close, and adjusting one door at a time for correct alignment with that door shut and the other open for access, is a faster way of learning how they work. less frustration that I had.
if those were prefab cabinets, you should be able to get them adjusted right. if they were hinged on site, it's possible the hole is dead wrong, and the hinge may need to be remounted in new screws on the door.
now, if those were NOT Euro hinges... you might have blown return springs hidden in the hinge (the tip is little plastic blocks someplace in the hings, which tension the screws, and have no adjustments other than to make things go SPROING! and lose the springs), or it could be the wrong hinges. I have accidentally picked the wrong hinges out of the bin at Big Cheeser's box store when somebody put the wrong reveal-depth in the wrong bin. compare the hinges with cabinets that do work. you might have to trek out into the cold and find more hinges.This message has been edited. Last edited by: swschrad,
sig: if this is a new economy, how come they still want my old-fashioned money?
If Euro type hinges, what is the brand? I've had to replace quite a few of mine, but they do have a lifetime warranty and the manufacturer has been really good about sending me new ones. Now if they would just improve the darn design. The brand of mine is Blum. A small piece of black plastic breaks off inside the hinge and they no longer self close, they usually bind up until the plastic piece comes out of the hinge. Post back and if yours are Blum I'll try to dig out the information for you.
General Disclaimer
Any advice given here is general in nature and is not necessarily valid for your given area. If in doubt check with your local codes enforcement department for what is required when doing electrical, plumbing or structural work on your house. Permits may or may not be required in your area and home owners may not be able to DIY some tasks. I have no way of knowing if you have the skills needed to complete the tasks you are asking about, when in doubt seek professional assistance.
My advice may be worth exactly what you pay me for it. :-) For the record I did not stay in a Holiday Inn Express last night.
we can not see your cabinets, there are literally hundreds of different types of clousers on cabnit doors..please upload a picture of the mis-behaving door, so that we might be able to see it and advise as to its punishment....thank you so very much..
there is more than one way to fix somethingThis message has been edited. Last edited by: Frodo,
And it could be that children or teenagers have spent a lot of effort leaning or putting their weight on the doors so that the hinges have gotten bent a little out of shape, then they need replacement. Careful examination is needed.
They make it look so easy on tv, don't they
some dont use the hinges to keep it open/closed they use a spring on the door at the handle
I think the problem their is those cabinets are not a line maybe you should re construct and so that you can see where is the problem on it.Last time i got also a same problem which lead me to a kitchen renovation which i hired a team at http://www.rustholli.fi/ and the fact that they are really doing it well now.
In case your cabinet is made of wood, it may be deformed because of humidity, so it is advisable to dry it properly.
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Set up Rackspace Email with Mac Mail
This article shows you how to set up your Rackspace Email account by using your Mac Mail email client.
Create an account
- Open Mac Mail and select Mail > Preferences.
- In the new window that appears, click the Accounts tab in the top menu bar and then click the plus (+) symbol in the lower-left corner.
- Select Add Other Mail Account… and then click Continue.
- On the Add a Mail Account page, enter the following information:
- Full Name - Enter in your first and last name. This is the name that will appear in the From field of messages you send.
- Email Address - Enter in your entire Rackspace Email address (for example, firstname.lastname@example.com).
- Password - Enter in the password associated with your email account.
- Click Create.
A message tells you that the account needs to be set up manually.
- Click Next and on the Incoming Mail Server Info page, enter the following information:
- Account Type – Select IMAP.
- Mail Server - Enter in the secure server name: secure.emailsrvr.com
- User Name - Enter your entire Rackspace Email address (e.g., firstname.lastname@example.com).
- Password - Enter the password associated with this account.
- Click Next, and on the Outgoing Mail Server Info page, enter the following information:
- Mail Server - Enter the secure server name: secure.emailsrvr.com
- User Name - Enter in your entire Rackspace Email address (e.g. email@example.com)
- Password - Enter in the password for your email account.
- Click Create.
Mac Mail creates the account.
Configure incoming and outgoing port numbers
- On the Account Information tab of the Accounts page, click the list next to Outgoing Mail Server (SMTP), and then select Edit SMTP Server List.
- In the list of outgoing servers that are set up within Mac Mail, ensure that the one belonging to your Rackspace account is selected. Then, click the Advanced tab under the list.
- On the Advanced tab, select Use custom port and enter 465. Then, click OK.
- On the Accounts page, click the Advanced tab.
- In the IMAP Path Prefix field, enter INBOX.
- For the value of Port, enter 993.
Configuration is complete. You can close the Preferences window and start using Rackspace Email through Mac Mail.
Use IMAP Folders
To simplify the organization of your messages, you can indicate which IMAP folders Mac Mail uses to store sent mail, drafts, spam, and trash.
- Select Mail > Preferences and then click the Accounts button, at the top of the window. and click once on your IMAP account, as it appears in the Accounts list.
- Click once on your IMAP account, as it appears in the accounts list on the left.
- Click the Mailbox Behaviors tab, clear all of the check boxes, and close the Accounts window.
- When prompted to save your changes, click the Save button.
- In your IMAP folder list, located in the Mailboxes pane (select View > Show Mailboxes to display the pane if it is not visible), perform the folling actions for each default folder:
a. Click once on the Sent, Drafts, Spam, or Trash folder (the icons next to these will look like a folder).
b. Select Mailbox > Use This Mailbox For.
c. Select Sent, Drafts, Junk, or Trash from the resulting list.
The selected folder disappears from your IMAP list and then reappears as the corresponding Mail folder.
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Lunch: Hillary—Obama Smackdown!
Bill Clinton isn't the only one who is getting a little testy about the endlessly long and increasingly tabloid-y battle for the democratic nomination. At today's lunch, politics were on the menu as supporters of Hillary Clinton and Barack Obama took sides over their Cobb Salads. Our unofficial dining room poll finds Obama holding a commanding lead. Producer Joan Gelman — between commuting from Canada where her show Triple Sensation is going great guns — has taken to handing out her very own campaign buttons. "I do one for every election," she told us. Her latest creation got lots of attention at a party at Tina Brown's recently when 'Mayor' Joe Armstrong arrived wearing one. It boasts a picture of President George Bush and John McCain in an embrace and is emblazoned with the words — Four More Years. Here's the punch line: There's a question mark at the end of the phrase. Joan was handing them out today (thanks!) and people were gobbling them up like mad. A few tables down, the exchange at David Patrick Columbia 's regular perch between David (a Hillary booster — "I just don't know why she is the subject of so much hate"), Charlie Scheips and Terry Allen Kramer (decidedly not a fan) rivaled the dust ups on Sunday morning on The McLaughlin Group. But it was all in good fun. Isn't it always?
Here's the rundown on today's crowd:
1. One big happy family: Michael's wife Kim McCarty and kids Clancy and Chas with Martin von Haselberg and daughter Sophie. The families' friendship goes back 30 years, says Michael. To wit: a painting of Martin (done by Kim) hangs in the reception area of the restaurant. There was plenty to celebrate all around: Clancy just graduated from NYU last week, Chas is starting his first year at Bard and Sophie is at Yale. Impressive! We were hoping that Martin's wife — none other than Bette Midler — would join the party but, said Michael, she was rehearsing for her eagerly anticipated Las Vegas show (the family leaves for the desert tomorrow). Knock 'em dead, Bette!
2. Peter Brown.
3. 'Mayor' Joe Armstrong and yours truly. The Mayor was the subject of a glowing New York Times piece last week which bore more than a passing resemblance to this column. But imitation is the sincerest form of flattery, isn't it?
4. Phil Smith and agent extraordinaire Ron Konecky.


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Bath + Body
Dare to Discover
Holiday Favorites
Capturing the forest's deep enchantment, this uplifting scented candle releases the crisp green fragrance of a dewy dawn. Invites an otherworldly intrigue into your home for approximately 60 fragrant hours, and casts a welcoming aura even when unlit. Beautifully boxed with hand-touched details for an ideal aromatic candle gift.
Imagination unfurled in the silence of the forest.
Tender crabapple blossom. Airy meadow buttercup. Delicate lily of the valley. Dewy fiddlehead fern fronds.
View the Fiddlehead Fern & Crabapple Collection.
I have had so many compliments on this fragrance from both genders. It is so fresh and clean that it feels like spring the minute you walk into my home. This may very well be my favorite seasonal fragrance of all time. Thank you Thymes for once again creating a lovely memorable fragrance that creates a lasting impact.
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Five Rivers - 451Blog PostsJoin this group
blog BY fiveriverstu ON July 14 - 0 COMMENTSSuccessful Work Day on Hermosa Creek
Thanks to all who turned out Saturday for the work day on Hermosa Creek. We had a good turnout. More important, everyone worked so hard that we were able to get the job done before the rain set in!Thanks for helping restore our native fish to such a beautiful and important watershed so close to our [ READ MORE... ]
blog BY fiveriverstu ON June 27 - 0 COMMENTSHermosa Creek Work Day
The Five Rivers Chapter of Trout Unlimited is thrilled to offer members and friends the chance to help native cutthroat trout thrive - and to have a good time doing it. We are looking for up to 50 people willing to get their hands dirty Saturday, July 12, as we take the next steps in our long- [ READ MORE... ]
blog BY fiveriverstu ON April 18 - 0 COMMENTSGreat Meeting!
Thanks to those who attended Wednesday's 5RTU meeting at the Lost Dog. We heard a great presentation from Ridgway guide Matt McCannel about the many waters just to the north of us in Gunnison Country.Anyone who came away from the meeting NOT wanting to make a trip through the Gunnison Gorge might [ READ MORE... ]
blog BY fiveriverstu ON March 30 - 0 COMMENTSGeneral Meeting April 16
The fabled waters of the Gunnison area will be the subject of the guest presentation at the next general membership meeting of the Five Rivers Chapter Of Trout Unlimited on Wednesday, April 16 at the Lost Dog Bar & Lounge, 1150 Main Ave. Explore the Gold Medal waters of Western Colorado with [ READ MORE... ]
blog BY fiveriverstu ON March 30 - 0 COMMENTSAnnual Fundraiser/Banquet April 26
We hope you will join us Saturday, April 26 at 5:30 p.m. for the annual Five Rivers Trout Unlimited Fundraiser and Banquet at the Lost Dog Bar & Lounge. The annual event is our primary means for raising money for LOCAL conservation and education projects, and it is your best chance to [ READ MORE... ]
blog BY fiveriverstu ON March 5 - 0 COMMENTSMajor Step Forward for Hermosa Bill
Efforts to protect Hermosa Creek took a big step forward recently when the U.S. House of Representatives Subcommittee on Public Lands and Environmental Regulation set a hearing for the Hermosa Creek Watershed Protection Act. Passage of the bi-partisan bill would mean the protection of more than 100 [ READ MORE... ]
blog BY fiveriverstu ON February 8 - 0 COMMENTSFive Rivers Plays Big Role in Seeking Mine Pollution Solution
Your Five Rivers Chapter of Trout Unlimited has been working with many partners locally, statewide and nationally to seek solutions to the mine pollution drainage problems plaguing the Upper Animas River. We recently passed a major milestone in this effort when an innovative Internet-based search [ READ MORE... ]
blog BY fiveriverstu ON February 6 - 0 COMMENTSChapter Meeting February 12
Next year will mark the 30th anniversary of the founding of the Five Rivers chapter of Trout Unlimited. As we prepare to honor the milestone, it is a good time to "tell the story of Five Rivers." To do that, current president Buck Skillen will give the featured presentation at the Feb. 12 [ READ MORE... ]
blog BY fiveriverstu ON December 17 - 0 COMMENTSTrout in the Classroom
Educating the next generation of fly-fishers - and stewards of watersheds filled with clean, cold water - is one of the prime missions of Trout Unlimited nationally and here with the Five Rivers Chapter. We took a big step forward on this mission recently when we formed a collaboration with [ READ MORE... ]
blog BY fiveriverstu ON November 26 - 1 COMMENTSTU's Churchwell: The Time has come for Hermosa Wilderness
In case you missed it, our own Ty Churchwell had a wonderful op-ed in the Herald recently in which he puts the current efforts to save Hermosa Creek in the wider context of our values during this special time of year. Thanks to Ty for his hard work on the Hermosa Creek protection bills now working [ READ MORE... ]


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3300 Jamboree Road
Newport Beach, CA 92660
The Nation's #1 Mercedes-Benz Center
Experience the Fletcher Jones Motorcars' difference today. More than just a new Mercedes-Benz and pre-owned dealer serving Southern California, we are the Nation's #1 Mercedes-Benz center for 15 consecutive years*.
This elite level of distinction is something we work toward every day and is thanks largely to our tireless pursuit of excellence and mission to treat every driver that walks through our doors as if they were a guest at a five-star hotel. In a word: the Fletcher Jones Motorcars' experience is world-class.
We invite you to see for yourself and take a new Mercedes-Benz (i.e., the C-Class, G-Class, GL-Class, CL-Class, S-Class, SLK-Class, E-Class, or M-Class) for a spin through Newport Beach today. Find out more information on the new Mercedes-Benz SL-Class and for more of an adventure, be sure to check out our Mercedes-Benz five European Delivery Packages. Or, if you're interested in less of a financial commitment, explore our extensive array of premium pre-owned vehicles. This includes Platinum-certified vehicles and featured pre-owned vehicles - both of which break the bench of what many consumers define as a typical "used car experience" in Newport Beach.
Don't see the exact certified Mercedes-Benz or pre-owned vehicle you want in our inventory? Simply complete our no-obligation CarFinder form and we'll search our network of used vehicles to find it for you.
Those in need of car financing in Newport Beach will be happy to know that our five-star inspired service transcends our new Mercedes-Benz and pre-owned showroom floors to our dedicated car loan and Mercedes-Benz lease department. Proudly serving Newport Beach, Costa Mesa, Huntington Beach, Laguna Beach, Irvine, Santa Ana and Tustin; we take into account your individual financial circumstances and negotiate with our contacts to get a flexible plan that best suits you - not the luxury car driver we met with before you, nor the one we'll meet with after.
Our Mercedes-Benz Master-certified technicians take a similar approach to car service - maintaining, diagnosing and repairing each vehicle on an individual basis. At the same time, every model that visits our advanced Mercedes-Benz service center in Newport Beach, regardless of whether it's a new C-Class or pre-owned E-Class, is treated with a skilled hand and genuine Mercedes-Benz parts.
To learn more, please call (888) 696-7128 or our local number (949) 287-4757, contact us online, or visit 3300 Jamboree Road Newport Beach, CA 92660.
* Number One Claim based on MBUSA New and Pre-Owned Sales Results 12/31/13.
AMG®, BlueTEC® and 4MATIC® are registered trade names of Daimler AG and are protected by worldwide trademark registrations.


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Grace Notes: A San Francisco Home Renovation
With the help of decorator Palmer Weiss, a young San Francisco family rejuvenates a rambling 1908 Shingle Style house, endowing it with a gentle new spirit
By Miranda Silva
Living Room
From the picture windows, the San Francisco landscape looms large: the sculptural cypress trees, the gray-blue bay, the Golden Gate Bridge. Decorators never work in a vacuum, but when Palmer Weiss first visited this house, built in 1908 and perched on the edge of the Presidio, a heavily wooded former army base turned celebrated national park, she knew the surroundings would play a more prominent role than usual in her design. "Those epic viewsyou don't want to fight them," says the designer.
In the living room of a San Francisco house designed by Palmer Weiss, the sofa, covered in a Clarence House fabric, and the club chairs are all custom made; the cocktail tables are by Harrison-Van Horn, the 18th-century walnut chairs are Italian, the round side table is by Bunny Williams Home, and the curtains are of a fabric by Elizabeth Eakins.


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Pants & Jeans
mouse over photo to zoom click for larger image
Striped Pleat-Front Short
Feminine, modern and luxe. Striped shorts made from ultra-soft, brushed twill. Topped with a grosgrain ribbon. 98% Cotton, 2% Spandex. Machine wash or dry clean. Imported.
- Sits below the waist.
- Removable sash. Belt loops. Pleated front. On-seam pockets. Hidden side zip with hook-and-eye closure.
- Fully lined.
- 6" inseam.
We're so sorry: this item sold out sooner than expected. For an equally stylish substitute, please call our Style Experts at 1.877.948.2525. Or click on Live Help below for immediate assistance.


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Thanksgiving Book Give Away Contests have started on the Ehell blog! Check it out and enter!
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Who pays for it in that case, though?
Quote trimmedIf a waiter presumed to hand every person at the table a utensil and announce that MY dessert is up for grabs, his tip just went down drastically. I will politely correct him and tell the rest if they want a dessert to order their own.
When I lived in NE NJ I loved the desserts at a certain place. They had these wonderful beignets, covered in powdered sugar, and served with dipping sauces. You had to beg people to help eat them, because there were so many.But a piece of pie? Not the same thing, IMO.I have had several waiters bring extra forks with my dessert, "just in case."
Very thoughtful! However, these forks aren't, usually, placed unobtrusively to the side like that - they're put down at each person's plate with a grand announcement that the diner's going to share, so they'll definitely want a fork to make it easier to get some!
You know it's weird but this post reminds me that I have never had this happen to me and I've eaten out a lot.
I think, that if a waiter puts down the desert (where ever) on the table and announces that there are extra forks/spoons for sharing, that NOTHING is going to stop me from nipping it in the bud and telling the rest of the table that it ISN'T for sharing because I want it all. I don't have to be nasty about it because I don't eat anything with people I have to be nasty about sharing or not sharing food. I can be perfectly polite and still get the point across that it's all MINE. I frequently do share desert, but that's my choice, and it's arranged between me and whoever I'm sharing it with that we are sharing, before it's ordered. I'm not at the whim of my server, or the other people at the table. I'm a grownup fully capable of choosing which desert I'm going to have, and how much of it I'm going to have. The waiter gets NO say, regardless of his words or actions. I can be far too passive in certain areas of my life, but sharing my food isn't one of them!
Quote from: jaxsue on February 23, 2013, 10:09:51 AMWhen I lived in NE NJ I loved the desserts at a certain place. They had these wonderful beignets, covered in powdered sugar, and served with dipping sauces. You had to beg people to help eat them, because there were so many.But a piece of pie? Not the same thing, IMO.I have had several waiters bring extra forks with my dessert, "just in case." Maybe they thought you wanted to eat it with two hands
Just the other day I went out to dinner with 4 friends. Two ordered fried ice cream, the rest of us each specficaly said "none for me" or "no thanks" to the waiter when theorder was placed. A minute or two later he put extra napkins and 5 spoons in the middle of the table. Then he came back with the two desserts.For me, there's a few inherent differences to shared appetizers vs desserts. First off appetizers, at least the sharable kind, tend to be more finger food or easily divisable, whereas dessert is often utensil food. For me sharing utensil food has a much higher ick factor. But also with appetizers everyone is hungry, with dessert, some people have officialy declared their meal is over (by declining to order more food) while others have announced they are still hungry (by ordering dessert).
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• Sterling silver openwork cuff bracelet featuring a freeform onyx cabochon
• Genuine gold mother of pearl, blue turquoise and lapis cabochons
• Measures approximately 1-1/2" wide; 5-1/2" inside circumference; traditional fit
• Designed and crafted in America with gemstones from around the world
Designed for the Santa Fe Indian Market's 90th Anniversary, this cuff tells the story of walking through the market's rows of native treasures. Inspired by the beautiful variety of traditional and contemporary art on display, designer Fritz Casuse created this striking gemstone bracelet. Within this tribute is a wedding vase made from onyx flanking an eagle prayer feather made from gold mother of pearl. Oval, round, and pear-shaped blue turquoise gems accent a concha belt along with lapis stones highlighting a squash blossom necklace and silver woven around itself to represent the art of basket weaving. This bracelet is a joyful celebration of art in all its forms.
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This cuff is a celebration of the journey through the Santa Fe Indian Market. In this bracelet, a Kachina looks out on the journey ahead. Baskets are portrayed as the wedding basket where a Navajo bride and groom place items they wish to be blessed. Concho belt medallions and squash blossoms evoke jewelry and silverwork found at Indian Market. The black agate wedding vase represents pottery, and the rug patterns worked into the silver are a nod to weaving. The woman's profile recalls sacred yei figures found in Navajo sand paintings. All these elements tell a story about Indian Market and the sense of discovery felt while seeing the wealth of Native American art.
Like all fine jewelry, Carolyn Pollack Sterling Silver Jewelry should be handled carefully. Store jewelry in a plastic bag, dry and wrapped in tissue paper, when not being worn or displayed. Clean sterling silver with a silver polishing cloth when necessary, but never subject to chlorine, silver dips, chemical solutions or ultrasonic cleaners, as these substances can cause the genuine gemstones to discolor. Never wear jewelry in a swimming pool.


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- 1 Man killed in crash on far east side
- 2 Tucson paramedic indicted in work-shift fraud probe
- 3 Miners ready to rock as Arizona visits
- 4 Arizona football: Rodriguez 'excited' about guard Alsadek
- 5 New Tucson restaurant promises familiar food, live music
- 6 Tales from the Morgue: Jet crash stunned Tucson in 1967
- 7 Steller: Tucsonan's Spider-Man toy challenging patent law
- 8 Tucson man arrested on child porn charges
- 9 Police arrest suspect in Midtown apartment shooting
- 10 Arizona football: Wildcats add 3 junior college transfers
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The American Gospelliterally, the good news about Americais that religion shapes our public life without controlling it. In this vivid book, New York Times bestselling author Jon Meacham tells the human story of how the Founding Fathers viewed faith, and how they ultimately created a nation in which belief in God is a matter of choice.
At a time when our country seems divided by extremism, American Gospel draws on the past to offer a new perspective. Meacham re-creates the fascinating history of a nation grappling with religion and politicsfrom John Winthrops city on a hill sermon to Thomas Jeffersons Declaration of Independence; from the Revolution to the Civil War; from a proposed nineteenth-century Christian Amendment to the Constitution to Martin Luther King, Jr.s call for civil rights; from George Washington to Ronald Reagan.
Debates about religion and politics are often more divisive than illuminating. Secularists point to a wall of separation between church and state, while many conservatives act as though the Founding Fathers were apostles in knee britches. As Meacham shows in this brisk narrative, neither extreme has it right. At the heart of the American experiment lies the God of what Benjamin Franklin called public religion, a God who invests all human beings with inalienable rights while protecting private religion from government interference. It is a great American balancing act, and it has served us well.


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Asian stocks moved higher on Monday and the euro rose after Cyprus secured a bailout, reducing fears that the island would leave the euro zone.
As markets in Asia started trading, late night negotiations in Europe were making progress, as Cyprus reached a deal with its international creditors. The bailout will consist of €10 billion in financing for the government and the closure of the country's second largest bank, Cyprus Popular Bank PCL, while imposing steep losses on deposits larger than €100,000.
Asian stocks are up after Cyprus agreed on a $13 billion bailout deal on Sunday night. The WSJ's Ken Brown tells to Michael Arnold whether this will finally be the end of the Euro crisis.
There was some urgency to the talks, as the European Central Bank had said that it would cut off its liquidity assistance to Cyprus on Tuesday if a deal wasn't reached.
"It does appear that the near-term risks have been addressed by the European authorities," said Matthew Sherwood, head of investment market research at Perpetual in Sydney.
Asian markets were the first to react to weekend developments in Cyprus for the second consecutive week, after investors spent much of last week assessing whether a bailout deal could be reached, or whether the situation on the island was the start of a new chapter in Europe's debt crisis.
Cyprus' impact on stocks was negative but it didn't spark a major selloff in the region. The MSCI Asia ex Japan lost 1.8% last week, but the gains on Monday helped the region recover some of those losses.
"There was always the hope and expectation, even the knowledge, that Cyprus would have to swallow its medicine and do what the troika told them to do," said Mr. Sherwood.
The euro jumped on news of the deal, though by the end of trade in Asia it had given up most of its gains, at $1.2993.
There was a similar story with the yen, which weakened against the U.S. dollar early in the session, before pushing back as the day progressed. The greenback was at ¥94.66 late Monday in Asia compared with ¥94.56 late Friday.
The yen was weak during Tokyo's trading hours, which helped the Nikkei end up 1.7% at 12546.46. The market made a substantial recovery from its deep 2.4% drop on Friday, with financial and real estate stocks continuing to help the market higher: Mitsubishi UFJ Financial Group added 1.6% and Mitsui Fudosan Co. rose 1.9%.
South Korea's Kospi Composite added 1.5% to 1977.67 and Australia's S&P/ASX 200 closed 0.5% higher at 4990.20.
In China, where Hong Kong's Hang Seng Index climbed 0.6% to 22251.15 and the mainland's Shanghai Composite Index ended down 0.1% at 2326.71, investors were digesting a string of earnings reports from large Chinese companies.
China Construction Bank climbed 2.3% in Hong Kong, after the lender kicked off the earnings season for Chinese banks. The company's 2012 net profit rose 14% on-year to 193.18 billion yuan—its slowest earnings growth since 2006, but a touch higher than analyst expectations.
China's largest offshore oil-and-gas producer Cnooc added 4.2% despite report that its 2012 net profit fell 9.3% on-year to 63.69 billion yuan, due to rising operating costs and higher resource tax expenses.
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We are a 23 and 27-year-old couple with two male pit bulls (Floyd, 6 years, and Kevin, 1 year). Both were rescued, and both are the incredibly lovable. We've only had Kevin for about a month and a half, and it hasn't been easy; he was a stray, had serious health problems, and was not neutered. This was very tough for Floyd to deal with, because he's always been extremely dominant, and he's always been the only dog. We had to keep them separated most of the time, and even though it was heart-breaking, we started looking for a different home for Kevin. Each prospect ended up not meeting our standards, and we finally realized it was because of how much we love him, and he needed to be ours. Luckily, after about 5 or 6 days, Floyd got used to Kev and they started playing like puppies. We needed to keep them separate for mealtimes, and chew toys and rawhides tended to start some arguments, but everything worked out.
We love our dogs SO much...seriously, they are our children. Unfortunately, they've been apart for a week, and we decided to try to reunite them last night. It was TERRIBLE. Floyd latched onto Kevin's neck and face and drew blood, and separating them was almost impossible. We both got some bites and scratches.
We tried three times, and it was just as bad each time. We finally just took Kevin out of the house for his own safety. He seems SO sad, and I literally cannot go home because Kevin and I have been having to stay somewhere else.
We're basically on this forum for advice on how to keep the peace in our home. I want to get past the initial "attack" mode that Floyd gets into so he can realize that it's his brother...I just don't understand why he's acting like this now when he hadn't before.
Dog fights are probably the scariest thing I've ever seen, and I never want to experience it again. Kevin has already been through so much and it's terrifying to think that I can't make this his home. I also don't want to completely disrupt Floyd's entire life and cause him to feel that his owners are loving another dog more than him. Is it possible to make this work? I don't want to have to give Kevin up .


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- Karla Bigley , drinking Peet's since 2097 10/9/14
- Portland, OR
I have been drinking Peet's since 2007. When I first moved to Seattle. Now I've in Portland. Whenever I try another brand it never compares. Peet's has ruined me for any other.
- Violet Young , drinking Peet's since 1998 6/20/12
- San Leandro, CA
I have been drinking Peets French Roast for years. I love the deep rich flavor. I use a Chemix coffee pot, I think it makes a excellent cup of coffee. I also have the coffee ground on the number "3". It is a fine grind not expresso fine but fine. And I use 4 large scoops to yeild 3 cups (including creamer). I get crabby drinking any other cup.
- vg rosenwald 5/2/12
- New York, NY
i couldn't help but notice the mixed reviews french roast has gotten. as a french roast coffee imbiber, couple of suggestions: be wary of buying coffee beans from a grocery store. you have no idea how long they've been shelf sitting. secondly, ensure your coffee making equipment is immaculate. finally, start the coffee making process with cold water. (some coffee making fiends use only bottled spring water.)
- Wally 3/31/12
- Storrs, CT
Bought a 12 ounce bag of your French Roast, whole bean at the local Wal Mart this morning. Brought it home and opened the bag. The coffee looked and smelled great. Ground some up and used it in my espresso machine to make a cup. Wow, when you say smooth you really mean it! The hot dark liquid was pretty much without any flavor!! However, the reason I bought the dark roast was for some strong coffee flavor. Needless to say, I was disappointed. So I went to your website and looked up the reviews for this product. Hmmmmm..........
- Karla Cordon , drinking Peet's since 2004 2/12/12
- Goodyear, AZ
I have to say this is by far one of the most delicious coffee I had..however, recently I was visiting some friends in CA and bought some of this coffee to bring back home...MAJOR dissapointment!! did not tasted the same ;(....I guess the coffee at the store I went wasn't as fresh as i tought it will be....maybe some other time....
- Henry Bleegian , drinking Peet's since 2008 12/21/11
- San Francisco, CA
This is truly a great cup of coffee!
- Linsey Chrishel Shupe 3/26/07
- Customer Service
- Emeryville, Roasting Plant,CA,UPS
- Emeryville, CA
For those looking for a bold start to the day look no further. This is an undenialble coffee. French Roast is rich, and dark with a surprising finish. It is so smooth you can drink it black, so rich it's flavor will hold up to cream.
- Willow and Sam 8/16/05
- Sales/Barista
- Portland, Brewery Blocks,OR,USA
- Portland, OR
Mellow sweet smell, makes me salivate. Flavors of dark bittersweet chocolate and burnt caramel. Full bodied with smooth low acidity and a lingering aftertaste.
- Carie Edwards 10/29/01
- Store Employee
- Lyon Village
- Lyon Village, CA
French roast is lively, full body coffee. Rich and powerful, complements cream and sugar and is great for the hearty coffee drinker.
- Paul Rader 2/26/00
- Tasting Trainer
- Emeryville, CA, USA
- Emeryville, CA
I'll tell you a secret: I don't like French Roast coffee. It's usually roasted beyond any recognizable character the coffee's origin may have promised. That's why Peet's French Roast is such a revelation! Carbony and pungent, yet pleasingly bittersweet (anise? licorice?), Peet's French Roast is still lively enough to be satisfyingly roasty, rather than flat and burnt.


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Pope Benedict XVI leaves public life after giving a final blessing to the faithful at the papal summer residence. Associated Press/Alessandra Tarantino
CASTEL GANDOLFO, Italy—For the first time in the past six centuries of Roman Catholicism, a pope appeared at his balcony—high above the throng—not to greet the faithful, but to bid them farewell.
Pope Benedict XVI departs Vatican City for the last time as leader of the billion-member Roman Catholic Church. Photo: Getty Images.
Watch scenes from Pope Benedict XVI's departure from the Vatican.
Along with his papal authority, Pope Benedict XVI relinquishes his twitter handle. WSJ's Jason Bellini has the story of his not-infallible tweeting career.
After Benedict XVI's resignation, Catholic cardinals will soon gather in Rome to elect a new Pope. The secretive process is called a papal conclave. Cardinal Edward Egan and Fordham University Theology Chair Dr. Terrence Tilley tell WSJ's Simon Constable what takes place behind closed doors in the Sistine Chapel.
Benedict XVI renounced his office as supreme pontiff of the Catholic fold on Thursday, taking a step that few popes have dared in the 2,000-year life of the Church. His departure was characteristic of a man who thought in terms of centuries, but whose papacy was often swept up in the tumult of daily headlines.
Now, attention shifts to the cardinals who will forge Catholicism's future through one of its oldest traditions: a secret conclave to elect a new leader.
"You know this day is different than my previous days," a smiling Benedict XVI told a crowd gathered before the facade of the papal summer residence in the medieval town of Castel Gandolfo. "I will simply be a pilgrim on the last stop of my pilgrimage on this earth."
Possible Popes
Review some of the men being talked about as Pope Benedict XVI's successor.
Auf Wiedersehen
Pope Benedict XVI recalled moments of 'joy and light' during his papacy, but also times of difficulty. Gregorio Borgia/Associated Press
The pope departed Vatican City in dramatic fashion, whisked by a white helicopter over the sun-kissed dome of St. Peter's basilica. At the striking of 8 p.m., the official hour of the papacy's end, Church officials sealed the papal apartments and elevator. The papal ring, which bears the image of St. Peter as a fisherman and the seal of his authority, was broken. Bells tolled.
"How do you invent a ritual for the pope leaving the Vatican and the pope leaving office? That's new for us. But it had to happen," said Rev. Jeremy Driscoll, a theologian at the Pontifical Athenaeum Sant'Anselmo in Rome.
Stefania Miscoli, a 50-year-old nurse, had gone to church in the evening to pray for the departing pontiff. "As long as he's alive, he will always be my pope," she said.
The pope's decision to resign was based on practical reasons: an admission that he didn't have the physical and mental strength to endure the papacy to his end. This recognition of frailty will have a ripple effect on the conclave to come.
A nun waves her handkerchief from a window as Pope Benedict XVI makes his final address on Feb. 28. Reuters/Tony Gentile
For hundreds of years, a pope left his position only in death. The mourning rituals long served as a cathartic event that both shaped the conclave and opened the door to spiritual and administrative renewal within the Church. By resigning, however, Benedict XVI has transformed papal succession from a matter of life and death into one of administration.
"It's a game-changer," Father Driscoll said of the decision to step down. "It changes how the next pope will be elected. It changes what we will look for in the pope."
Today, the Church seeks a renaissance. Its flock is dwindling in Europe, its historic home, shifting the center of gravity of Catholicism to Latin America, Asia and Africa. The Roman Curia, the decision-making center of the Vatican, is deeply divided after scandals and infighting. A widespread sex-abuse crisis has hurt the credibility of Church leadership world-wide.
Upon Benedict XVI's resignation, the Vatican declared the seat of St. Peter "vacant," paving the way for cardinals from around the world to hold a series of daily consultations, known as the General Congregation.
The pope departed Vatican City in dramatic fashion, flying off in a white helicopter over St. Peter's basilica and square as bells tolled across Rome. Reuters/Alessandro Bianchi
Held inside Vatican City walls, the General Congregation is a forum where all cardinals, including those over the voting age limit of 80, will discuss the most pressing issues facing the Church.
One of the cardinals' most urgent tasks will be setting a date for cardinals to hold a conclave—the secret papal election that takes place behind the locked doors of the Sistine Chapel.
For Benedict, his renouncement of the papacy brings changes both great and small. The pope emeritus will give up the red shoes of his papacy and will instead wear brown leather loafers made for him in Mexico.
But Benedict will remain near. The man who for three decades has been the Church's top theologian will be living in a former convent a garden lane from St. Peter's.
Addressing cardinals for the last time early in the day on Thursday, the soon-to-be emeritus pope tackled the potential conflict straight on: He promised to "obey" the new pope. But in the same speech, he also urged the cardinals to act harmoniously, "like an orchestra" in guiding the Church.
Benedict XVI's last meeting with cardinals and the rest of the day's events were carefully choreographed to convey the gravitas of the end of a papal era. The cardinals were televised clasping hands with the pontiff, who was wearing a red and gold embroidered vestment that he had donned in the earliest days of his papacy.
Just before 5 p.m., Benedict XVI was televised exiting his apartments, accompanied by Archbishop Georg Gänswein, his longtime personal secretary, and passing into a courtyard packed with Vatican staff. One by one, tearful priests bowed before the pope, kissing his hand.
Benedict XVI's driver wept as he said goodbye before helping the pontiff into the black sedan that ferried him to the helipad. A young girl in a pink hat clapped as he sped off.
The helicopter rose from behind the cupola of St. Peter's and quickly became a speck in the horizon as it flew toward Castel Gandolfo. People on rooftops across the city waved goodbye.
"The loss is great," said Msgr. Jeffrey Steenson, a prelate based in Houston, Texas, watching from St. Peter's Square. Msgr. Steenson heads a body created under Benedict's papacy, called an "ordinariate," which has brought thousands of estranged Anglicans into the Catholic fold. The entity, initially criticized by some as an attempt to poach faithful from a rival Christian church, aims to bridge divisions between Roman Catholicism and the Church of England dating to the reign of King Henry VIII.
Awaiting Benedict XVI at Castel Gandolfo were scores of faithful jammed into the small square in front of the papal residence. A banner, bearing Benedict's coat of arms, draped over an empty balcony.
Christian Dieckmann, a taxi driver from Freiburg, Germany, had taken a last-minute flight to Rome for Benedict XVI's farewell. Scanning the radio for the schedule of events, he realized the balcony of Castel Gandolfo was his best shot of catching a glimpse of the man. "I knew here I could get the last blessing of a German pope," Mr. Dieckmann said.
Angelo Di Santo, a 34-year-old doctor, carried his year-old son who was waving a tiny flag with "Viva il Papa!" inscribed on it. When Benedict XVI appeared on the balcony, the boisterous crowd fell silent, and Mr. Di Santo held up his son with outstretched arms.
"Wave your flag. Let him see you wave your flag," Mr. Di Santo told his son.
Benedict XVI delivered a blessing to the crowd, his last. Then he pronounced the final words of his papacy: "Thank you, good night."
Write to Stacy Meichtry at email@example.com


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Jose Miguel Méndez
Category: Designers/Studios, Illustration,
Posted by: Amy Lowe
Location: Brisbane
Posted: Oct 7th 2012
Jose Miguel Méndez is a Spanish graphic designer and illustrator who embodies a colourful and fun style. This quality is what is so captivating about his work. His playful and repetitive use of colour mean that a great level of contrast is created in his pieces. He has an interesting approach where he builds models of his typefaces and illustrations. Good to see that not only architects do it with models!


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Stories That Light Up The Dark
Beginning in 2004, the Norwegian government and a group of international agricultural research organizations decided to invest in an idea they hoped would help humanity endure big future unknowns. It's called the Svalbard Global Seed Vault. Nicknamed the Doomsday Vault, it sits inside a mountain on an Arctic archipelago and contains the seeds of more than half a million of the world's crop varieties—in case civil strife, natural disasters, climate change, or other calamities destroy local and regional seed stocks.
The vault's contents represent a fraction of the results of one of humanity's greatest endeavors, thousands of years of agriculture, but key ingredients are missing—the values, knowledge, creativity, tenacity, and endurance that motivated people to maintain and propagate millions of plant varieties. It's that kind of wisdom that has, as importantly as the actual seeds, allowed cultures to endure and innovate over the course of millennia.
Much of that knowledge is disappearing, either because of the spread of consumer culture or because of the increasing loss of cultural and linguistic diversity. But a wealth of life-affirming knowledge and wisdom can still be found in stories—that is, in the cultural and family stories we may have learned as children or that were shared across generations. These stories can provide lessons to help us weather the unknown with our kindness and benevolence intact.
Stories, I'd argue, can help us to become resilient people.
When I realized, through my work as a futurist, that the global economy and climate were on an unpredictable path, I began searching for stories, personal and cultural, that can encourage all of us to band together and work in service of the common good as the civilized world runs up against ecological limits.
Through this process, I had the good fortune to meet some remarkable people whose oral histories go back thousands, if not hundreds of thousands, of years.
Adapting to the Changing Climate
Today, we're already witnessing major shifts in our climate, and greenhouse gases that industrial nations have pumped into the atmosphere guarantee that we'll see more change in our lifetimes, even if the world makes a transition away from fossil fuels. It's hard to imagine what such a massive upheaval of our weather patterns will look like.
But some cultures have stories about change that occurred long ago. According to George Edwardson, 63, president and elder of the Iñupiat Community of the Arctic Slope in Alaska, elders in his community retain an oral history across a period of "seven ice ages" (up to 350,000 years), when the regional landscape underwent dramatic climate changes that, in turn, affected the human experience.
Iñupiat stories explain how communities got through this hardship and change. Victoria Hykes Steere, an Iñupiaq human rights advocate, recounts:
Our world was green and then it snowed. It was warm and then it got cold. The few who didn't die worked together. Snow and ice taught us to be human and think beyond our individual selves. In our legends and our history, snow and ice made us better people and led us to use our minds.
Our stories tell us that we didn't become real human beings until we became communities, until the welfare of the whole became more important than the welfare of the individual.
We learned from the animals, such as the wolves, to see how they took care of each other.
Hykes Steere's people are already suffering as warming temperatures break up the permafrost and literally melt the ground beneath their homes. The cost of relocating Alaska Native communities, according to Hykes Steere, has been estimated at between $100 million and $300 million per village.
Furthermore, spikes in the cost of electricity are forcing many Alaskan Natives to go without light or heat during winter evenings, so they can use the little money they have to procure enough food.
"We're being hit hard now with climate impacts," says Hykes Steere. "Now with the Bering Strait opening up because of melting Arctic ice, industrial shipping and fishing are additional threats to our food sources."
Though the situation is grave, Hykes Steere's family stories remind her how to find strength:
We do not control the environment, but we do control how we respond. … My grandmother said that when you lose hope, you lose everything.
My grandfather used to tell me I could keep certain sunrise moments alive in my memory. My grandfather trained me to look for moments when I was seeing something that would some day help me to remember the goodness.
He taught me to keep them vivid—smell them, taste them, and see them—so that when things got really bad, I could go back there. I remember the first time I did that, there were a bunch of moments that meant nothing to anyone else where the world was filled with beauty.
When things get really bad, I go into those moments … and I'm okay.
To help us carry on as economic and ecological conditions continue to deteriorate, more of us may need to draw on vivid memories of unspeakable beauty.
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From Freezer to Table: Recipes for Make-Ahead Meals
Wholesome, homemade meals on busy weeknights? Yes, it is possible! With these top 10 freezer-friendly foods, plus recipes for each, dinner has never been so easy. Just spend a little time planning and cooking in advance, and you can have delicious make-ahead meals from the freezer to the table every night.
For more quick solutions, check out these 7 Easy One-Pot Dinner Recipes and 12 Easy Microwave and Toaster Oven Recipes.
Unless you have a large family, casseroles sometimes yield too much for one meal. Just freeze the leftovers and enjoy them another night for a light dinner or served with a big salad. Or you can prepare a casserole on the weekend, freeze it, then thaw it midweek for a quick, already prepared dinner. »Read More
Spanish Chicken and Rice (Pictured)
Curried Sweet Potato Shepherd's Pie
The luscious layers of lasagna stay in place perfectly when you freeze the dish. Just defrost it in the fridge for the day, heat it up in the oven, and you've got an almost fresh-baked lasagna in no time. »Read More
Northern-Style Lasagna (Pictured)
Homemade sauce is so much tastier than the jarred variety and just as simple to heat up. Prepare a batch of sauce and freeze it along with the meatballs for a quick supper solution that's not store-bought. »Read More
Fresh Tomato Sauce (Pictured)
We've all seen the microwave meals in the freezer aisle, but you can make your own Mexican enchiladas ahead of time to store in your own freezer. They keep just as well, and you can use fresh, healthy ingredients. »Read More
Turkey Enchiladas (Pictured)
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Replacing a founder-entrepreneur and transforming the business at the same time is no small matter.Read More »
Putting an End to Preferential Policymaking
Apart from kicking corporations off welfare, what should be done about cronyism?Read More »
2014 Wealth Creators Index:
MasterCard CEO Ajay Benga Tops the List
For Chief Executive's seventh annual index, we ranked the top 100 public companies of the S&P 500 where the CEO has been in place for at least three years. Similarly, we also ranked the top 40 mid-market companies (see p. 43) from the Russell 3000 in two tiers: upper mid-market companies with revenues between $500 million and $1 billion, and a lower mid-market tier of companies with revenues between $100 million and $500 million.Read More »
The Perils of Regulatory Overreach
Since the 1980s, creeping precedent has allowed federal agencies to amass considerable regulatory and enforcement power. Undaunted by recent defeats in the courts, the SEC wants to become both judge and jury. But one small cap hedge fund managed to stop them in their tracks.Read More »
When the Law Is Not on Your Side
Two external forces are driving CEOs to distraction. One is the fact that the Affordable Care Act (aka Obamacare) was built on shifting sands, and the other is the regulatory overreach of federal agencies such as the SEC, EPA, NLRB and others whose further intrusions into the marketplace are making business leaders cautious and lawyers rich. Combined, these unholy forces add to the uncertainty plaguing the U.S. economy.Read More »
Thorns & Roses
Exposing the contrast between right and wrong in the business world.Read More »
With Income, Mobility Is the Issue—Not Inequality
The one thing that is unequal about all the talk of income inequality is that most of it comes from politicians and the elite media.Read More »
2014 Best & Worst States for Business
In the 10th annual survey of CEOs concerning their views of the best and worst states for business, over 500 CEOs across the U.S. responded, grading states with which they were familiar on measures including tax and regulatory regime, the quality of the workforce, and the quality of the living environment.Read More »
How Bob Iger Remade the House That Walt Built
Even iconic brands need fixing from time to time. But instead of the easy fixes, Bob Iger played the long game by addressing Disney's cultural issues head-on with a three-pronged strategy, making it a stronger, more profitable company with greater depth in its overall brand. The takeaway for CEOs is that, yes, culture—and persistence—matter.Read More »
Cheap Power = Prosperity
Energy is the pillar upon which economic growth is built. "The difference between the developed world and everybody else," says author Robert Bryce, "is [affordable] electricity." But simple math and basic physics show that chasing energy sources with low power densities will not get us to where we need to be.Read More »


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Holiday Shipping Recommendations »
Shop for the Michigan State Spartans Softee Goaline Football 8inch from Lids.com and support the Michigan State Spartans & NCAA in style withLids.com Novelties! Throw a touchdown for your alma mater with the Softee Goaline 8" Football. The football features the official team colors and logo, while the soft construction makes it easy for anyone to catch your passes, indoors or out.
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Bushfires Burn Across Victoria
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family looks over the loss of their holiday home after a fire in the... News Photo 159702663Australia,Emergencies and Disasters,Family,Fire,Holiday,Home,Horizontal,Looking,Lost,Melbourne - Australia,Seaton,TownPhotographer Craig SillitoeCollection: Getty Images News 2013 Getty ImagesMELBOURNE, AUSTRALIA - JANUARY 19: A family looks over the loss of their holiday home after a fire in the town of Seaton on January 19, 2013 in Melbourne, Australia. Bushfires in Victoria have claimed one life and destroyed several houses. Record heat continues to create extreme fire conditions throughout Australia. (Photo by Craig Sillitoe/Getty Images)


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The heartbreak in Newtown is a pain many of us can't even imagine. Many in Binghamton faced a similar heartache three years ago after the ACA shooting. Elyse Mickalonis shows us how people in the Southern Tier say it's important to offer grieving friends and families a helping hand during this difficult time.
BROOME COUNTY, N.Y. -- It's something no parent wants to imagine: Sending your child to school on a Friday morning, just before the holidays and not getting them back.
"This is just mind blowing, it's unbelievable," said the brother of a Sandy Hook Elementary School student on Friday.
First there will be shock and then coping, a process many in the Binghamton Community know all too well about.
"It's depressing," said David Marsland, the husband of an ACA victim. "It's another incident to happen on a Friday and people are waking up on a Saturday and realizing what happened to their lives. It's like you're in a different universe now."
Three years ago, a gunman killed David Marsland's wife, along with 12 others at the American Civic Association. A massacre that was followed by prayer and memorial services, something psychologists say could help the Newtown community as well.
"Those kinds of ceremonies are very good for the healing process and grieving process. We should express our sorrow, do it, hopefully, as a community and support each other," said Shawn Ward, Le Moyne College Psychology Associate Professor.
Family members of the ACA victims say they hope the Newtown community offers the same kind of support they received in Binghamton three years ago.
"I came home one day and there was a card on my front porch, signed by everyone on my street. Somebody figured they needed to do that," said Marsland.
Marsland says one thing that doesn't help the healing process is all of the media attention.
"When a family member dies, it is probably the most private event in your life," said Marsland. "To have that torn open and displayed on TV and internationally and have satellite trucks down the street, if the community supports those people."
Marsland says he wants others to know it's okay to take things day by day, ask for help when you need it and that life will go on, no matter how impossible that idea seems right now.
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- Biogrography (1) (remove)
- Development and Application of a Classification System for Undisturbed and Disturbed Tropical Montane Forests Based on Vegetation Structure (2002)
- Classification of the vegetation was a central part of a DFG-financed analysis of undisturbed and disturbed montane rain forest ecosystems in Southern Ecuador. The aim of the study presented here was the development and application of a classification system based on structural characters for both, undisturbed and disturbed forests. In an altitude between 1570 m a.s.l. and 3100 m a.s.l. 139 plots of 20 m x 20 m were established and the abundance of 151 structural parameters was quantified per tree stratum. Cluster analysis allowed grouping of the 139 plots into 14 groups, called structural forest types. These types were: Secondary growth after road construction, Secondary growth after landslide, Plantation of Pinus patula, Forest on edges of natural gaps, Secondary ravine forest, Ravine forest under human influence, Primary ravine forest at lower altitude, Primary ravine forest at higher altitude, Microphyll ridge forest, Mesophyll ridge forest, Macrophyll ridge forest, and megaphyll ridge forest. Two forest types were investigated outside the closer investigation area and were classified as Secondary forest in Mindo and Primary forest in Cajanuma. Primary forest types were only found south of the Rio San Francisco, whereas on the northern side in a matrix of pastures and farmland only plan-tations and secondary vegetation along ravines could be detected. In the area of primary forest, a primary ravine forest type of lower altitudes turned into a type of higher altitudes around 2100 m a.s.l. in ravines. Both types were characterised by comparably great tree heights and wide stem diameters. On ridges, three types of ridge forest coexisted in the lower part until microphyll ridge forest dominated in altitudes above 2200 m a.s.l.. Timberline was reached at 2650 m a.s.l. on the eastern side of the cordillera, at approximately 3000 m a.s.l. on the western side in Cajanuma. Decreasing canopy height on ridges could be explained by water stress in wind exposed sites and unfavourable N-mineralisation conditions (due to decreasing pH, profile depth, raising C/N-values, and water stagnation with increasing altitude). Secondary forest types were characterised by human influence (felling of emergent trees), pioneer vegetation and high abundance of connecting elements like lianas and bamboo. The structural forest types could be integrated into accepted schemes of altitudinal zonation of the Andean vegetation without contradiction, but allowing a further distinction of the zone under investigation. Frequency analysis and calculation of correlation between variables allowed the reduction of the catalogue from 151 to 104 structural parameters by excluding variables that did not contribute to the clustering. This exclusion did not alter the result of the cluster analysis. On the basis of the reduced catalogue a key to the 14 structural forest types was developed. This key was applied to 100 plots of 10 m x 10 m in a parallel study of other project participants investigating the distribution of hummingbird-visited plants. Distribution patterns of this functional group could be related to the structural forest types. Recent investigations of bird and moth communities will also be tested for functional relationships.


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Russia (Palladium Coins)
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Directions to Dar DarekAddress: 86 rue Moulay Smail, Essaouira, Morocco
Average rating: 99%
Rooms from: US$ 51.22
Directions to Dar Darek
Our guesthouse Dar Darek is easy to find. It is located 3 minutes walking from one of the main gate of the ancient médina called 'Bab Marrakech'. And 5 minutes walking from the bus station Supratours. Please see on the city map we will send you by e-mail once we have received your booking. If you wish you can call us by phone once arrived at the gate 'Bab Marrakech' and we will pick you up. How to arrive to Essaouira? Essaouira is situated 2h30 away by road from Marrakech and Agadir you can catch a bus from the company Supratours. Their station in Essaouira is located 5 minutes walking from Dar Darek. The buses of this company are air conditioned. The cost of one ticket is 70 DH per pers + 5 DH per luggage


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New Arrivals
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Black Velvet Corset Top
Velvet corset-inspired top offers casual glamour on its own, and adds a touch of luxe under sweaters and jackets. Patterned in an all-over burnout pattern, with plenty of body-conscious stretch. Shell: 49% Nylon, 35% Polyester, 16% Spandex. Lining: 95% Polyester, 5% Spandex. Hand wash, cold; lay flat to dry. Or dry clean. Imported.
- Pullover style; hourglass stretch fit.
- Chiffon piping around on neckline and seams.
- Silky knit lining.
- Hits at the upper hip (23.5" from shoulder).
We're so sorry: this item sold out sooner than expected. For an equally stylish substitute, please call our Style Experts at 1.877.948.2525. Or click on Live Help below for immediate assistance.


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The Best Couple Tattoos « Read Less
So lately I have been thinking about possibly getting a new tattoo and then I got to thinking about how adorable couple tattoos are. I wouldn't want to just get a couple tattoo with anyone, it would have to be the right person and the right time. Here are some of my couple tattoo inspirations & the best one's I came across. Enjoy!
Comment and tell me which one is your favorite :)


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