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Chase Exploiting Consumers
Posted by
NEW YORK, NEW YORK -- I have been jerked around since 2008 by Chase Bank for loan Modifications. In 2008 I had a major heart problem that put me on a long term disability. I was informed by Washington Mutual that my request for loan modification was approved and that I would be getting a confirmation in the mail. 60 days pass by and no response, I call them back and am informed that my application is under review to verify which program is best for me the bankâs internal program or the Presidentâs program.
Another few months pass by and no reply. I contact the Comptrollerâs office and they took my complaint and contacted Chase Bank. I was asked to make a new application, which I did. All this time during my communication with Chase both my wife and I were employed. In February 2009, when I went to make my monthly mortgage payment to the bank, my payment was rejected and on inquiry by Bank manager, he was informed that since. I had applied for loan modification, they could not accept payment. I forced the bank manager to get me assurance that this would not affect my credit; the customer service authorized him to take the payment.
The same was repeated in March 2009; this time they refused payment informing me that since I am in loan modification, they cannot take any payments from me. The payment from February 2009, was also sitting in a suspense status. In 2009 April I started to get notices of cancellation of my credit cards from American Express, Bank of America and others, where my account was current with zero balance outstanding. On inquiring with my creditors, I was told that my credit cards were cance3lled because of negative report from Chase Bank. Then on May 15th, 2009, I got a letter from Chase stating I was approved for temporary loan modification for 90 days with the stipulation that if I met the conditions of loan modification for 90 days, I will then be granted permanent modification. I met all their requirements and after the last payment called them to send me the new loan papers and monthly statement that I had not received since January 2009.
After my call and completion of Temporary loan modification requirements in August 2009, an appraiser showed up at my door one fine day, not knowing who had sent him, I did not give him permission as he did not have any documents authorizing him to enter my house. I called Chase bank to inquire if they had done so, they replied in the affirmative and also apologized for not informing me. The appraiser came in after a few days and thereafter I called the bank to inquire and I was told that I did not qualify for loan modification because my income did not justify it. My wife had lost her job in June 2009 as a teacherâs aide.
I contacted the comptrollerâs office and one of their consultants called Chase Bank and it was determined that my income was satisfactory and did qualify, I was told to file another application which I did. Unfortunately on October 16, 2009, I was laid off from my job and when I submitted my documents, I was told I did not meet the income requirements.
Chase exploited me for solid 3 years. If they had not jerked me around, I could have gone to another financial institution, I could have been approved. In April of 2009, my wife and I had a joint income of over $ 140,000 per annum. I have been unemployed for last 2 years, I have not missed a single payment have a credit score of 740 and yet the banks will not grant me a loan because I have no job.
I would greatly appreciate if the Presidentâs office can assist me in my dilemma and help me lower my interest. Both my wife and I took an early retirement to support ourselves. We have been making our payments and if the interest rate is reduced from the current 5.95% to 4% or lower, our payments will be reduced by $1,000 per month.
Helping those who have been living up to the rules and not abusing the system are losing out. Those of us who have not missed any payments are not into foreclosures are being penalized and those who abused the system or are to no fault of their own underwater are getting help but those of us who do not have income to substantiate new reduced rate loans are not receiving any help from the Banks or the White house in securing reduced rate interest loans
I have now decided to contact cosumers for video clips of their experience and frustration and putting togethera UTUBE video for all consumers to watch and hopefully that will have some negative effect on CChaes roadmap of exploitation. UTBE brought positive action at United airliens after a Complaint by Musician David Carroll after his treasure d Guitar was damaged in Transit.
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Alain on 04/23/2012:
Try these web sites for some help: http://www.consumerfinance.gov http://www.federalreserveconsumerhelp.gov and http://www.dos.ny.gov/consumerprotection
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Chase unresponsive to their property tax mistake
Posted by
COLUMBUS, OHIO -- I have a ten-year home mortgage that was refinanced with Chase in 2003. I pay my own property taxes and insurance (i. e., no escrow account).
March 18, 2010--Chase sent a letter accusing me of being delinquent on my property taxes and threatening to pay them for me and set up an escrow account for all future payments.
My taxing authority allows for semi-annual payments, due Nov 30 and June 30 each year. I had paid in November; June was not yet due. After calling my tax authority (who did NOT report me as delinquent), I called Chase and learned that I need only send copies of my receipts to clear this up.
March 23, 2010--Certified letter to Chase with a copy of the receipt for November payment, and explanation that my taxing authority allows installment payments. Next payment due in June. Requested they respond that this was sufficient documentation to resolve the problem.
May 19, 2010--Chase writes to tell me that they still consider me to be delinquent, that they paid my "delinquent" taxes for me and have established an escrow account.
May 21, 2010--I received the May 19 letter, too late to make any phone calls.
May 24, 2010--Began making telephone calls to Chase and my taxing authority. In the process, I learned that Chase's third party tax agent, First American, had made a mistake in pulling "delinquent" accounts, and forgot to exclude people who were on installment payments. This had impacted about 200 people in my county alone. Chase was aware of the problem, but they did not communicate it to the low-level "customer service" representatives, nor to their supervisors.
After many calls, transfers and a lot of on-hold time, I learned that because they didn't have a letter from my taxing authority SAYING that I could pay in installments, they still considered my account delinquent.
May 27, 2010--I faxed and sent certified mail the requested documentation, with a request that the escrow account be "unestablished" as it was inappropriately enacted. I requested a response.
June 3, 2010--Chase sent a letter notifying me that they had received a past-due bill from my tax authority (not true) for the property taxes and had sent a check and established an escrow account.
June 4, 2010--I received the June 3 letter and called Chase again. After much run around (customer service can't help, you need to talk to the Tax Dept. Tax Dept. can't help, you need to talk to Escrow Dept. Escrow Dept. can't help, you need to talk to Tax Dept. All while being on hold in between with really annoying repetitive "music."), I finally got to speak to a supervisor who seemed to understand what happened and opened a "work order" for me. Supposedly, the only thing that needed to happen was for my tax authority to return Chase's check back and everything will be resolved. If I had any more questions, I should be able to get assistance by just referring to the work order number.
My tax authority meanwhile was collecting a number of Chase's checks, which they were not cashing and planned to return, but they could not get anyone at Chase to tell them where to send them.
June 7, 2010--I paid my remaining balance on the property tax and faxed a copy of the receipt to Chase. I also sent a copy by certified mail.
June 10, 2010--I received yet another "nasty-gram" from Chase about how much I would be required to pay on July 1 as a result of my being delinquent in paying my taxes. I called Chase again, with the work order number. Short story--it did no good. Customer service routed me to Tax who routed me to Escrow. The fellow in Escrow was very condescending and patronizing, saying I MUST have done something wrong, or this would have been resolved. He also tried to route me back to Tax Dept. I requested to speak to a supervisor; he sent me back to Customer Service, where I stayed on hold for about half an hour before their service department closed. I heard "We're sorry, but our offices are now closed...." and I was disconnected.
June 11, 2010--I obtained a letter from my tax office to Chase explaining that I had not been delinquent, that I was on an installment payment plan, and that they were returning Chase's check. I faxed this document to Chase and also sent it certified mail.
To summarize, this problem should never have happened, especially after I sent in documentation showing Chase was wrong. I had to force them to acknowledge having the documentation when I told them I had the certified mail receipts and the fax confirmations. Even though they were looking at the proof, they said nothing could be done until they got their money back.
It is my position that it was Chase's mistake sending the check in the first place, and that it is between them and the tax office. I shouldn't have to correct--or pay for--their mistake, nor do I have any leverage at the tax office to force them to send the checks back. (The tax office told me they will be returning the checks early next week, but it may take up to 30 days for Chase to acknowledge having them. My next mortgage payment, with the escrow assessment tacked on, is due before that.)
Proposed resolution: reverse the establishment of the escrow account and revert my monthly payments back to what they have always been. A letter of apology would be nice, too.
As soon as I get this cleared up, I will research paying off the loan and getting Chase out of my life. I just pray there are no more screw-ups before then. (And there is a whole other story about their harassment regarding how much insurance I carry on this property.)
Thank you for reading this lengthy rant. I hope it helps others.
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Venice09 on 06/12/2010:
What a bunch of clowns. Talk about a 3-ring circus.
The only thing I can suggest is going to a Chase branch in person and not leaving until its straightened out. It is obvious that it's impossible to deal with them on the telephone. I can only imagine how frustrating it is, especially since you've done nothing wrong.
jktshff1 on 06/12/2010:
Well written, in addition to what V09 said, Make an appointment, don't just show up. Tell them you would like a rep from the tax dept and the escrow dept there as well as a superior that has the ability to make an on the spot decision.
Good luck
Venice09 on 06/12/2010:
Yes, I forgot to mention, this is very well written. It's a long review, and I wouldn't have been able to get through the entire thing if it wasn't clear and easy to read.
When I finished reading this, I was so annoyed at what happened to the OP that all I could think was that I'd March right into a Chase branch and duke it out. But you're right, jkt, it's better to have an appointment.. and to be cool, calm and collected.
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Mortgage Scam Through Chase
Posted by
PHOENIX, ARIZONA -- My mortgage was sold to Chase Home Finance in 2000 from Litton Loan servicing center. Upon refinancing we went from a 30 yr mortgage to a 21 year fixed rate. In the last 12 years we have never been late on our payments and have paid on time. Now all of a sudden Chase says we will owe a balloon payment of 65,000.00 coming due in 12 months. Every time I call Chase and ask for a copy of our contract they send a one page document that says nothing I remember signing. I do, however, see some giberish about a balloon payment coming due that looks typed in at another time and I do believe that's illegal.
There's definitely some mortgage fraud going on, but I can't seem to get any good advice on how to handle this problem.
When I talked to Chase numerous times on the phone about this, I seem to get different answers from their so called qualified employees whom don't have a clue what's going on. The first person tells me my loan is a fixed rate and will be paid off in 2015 free and clear, the second person tells me my loan is an interest only loan that I have been paying and will balloon in 12 months.
I have paid this loan on time for years and now I am going to loose my home. I tried to work with Chase for a loan modification and that was a line of crap, I also tried to refinance the balloon payment and they won't even offer me an assistance.
Although my credit is fair & good I still cannot get any help from anyone. I've been an honest American citizen who pays her bills and works everyday, I just can't believe this is happening.
If anyone has any suggestions or answers it will be greatly appreciated.
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DebtorBasher on 05/14/2012:
I don't doubt anything you're saying because I worked for Chase Mortgage and I KNOW what goes on there...I quit after only 4-5 months beause I refused to lie to and mislead the customers who were victims of Hurricanes Rita, Wilma and Katrina. I lost sleep at night because of the way they 'tranined' us with false information.
I will never, never, EVER deal with anything that has the name 'Chase' on it.
So many people ended up with Chase because their mortgage was sold to them....Most of the time the customers didn't even realize Chase took over, until we called them for a payment.
No, I am not a bitter Ex-employee that got fired. I left on my own, without even having another job lined up...Chase didn't want to lose me as an employee, but there was no way I was going to go along with their treatment towards their customers.
The best advice that I give to people regarding Chase is...If you see the name Chase, Run! Run! Run as fast and as far from them as you can and NEVER look back!
DebtorBasher on 05/14/2012:
I know some of my co-workers closed their Chase bank accounts when they found out that Chase will go into their customer's Chase bank accounts and TAKE their payments without the customer's knowledge...well, until its too late and they start getting returned checks for NSF. Chase told us they have that right to do so.
onlooker on 05/15/2012:
Get a lawyer, get the lawyer prepare a formal request for your contract, send it out to all known addresses you have worked with. See what recourse you have in your state, or if there is anything federal involved in the mortgage funding - There may some actions ongoing to respond to Chase or other bank activities in your state. Good Luck.
BigAl on 05/15/2012:
Something certainly is not right here. If you did in fact sign an interest only loan over 10 years ago it would be very close to impossible not to have noticed that the loan balance never went down over the years. There is the possibility that Litton Loan services is the culprit here. Now is the time to get to the bottom of this problem. One year will pass very quickly. Sadly a lawyer may be your best move.
CowboyFan on 05/15/2012:
In Florida, mortgages are recorded in the public records for the county to preserve the lender's interest in the property. Why doesn't the op check the public records where they live and see if a copy of it is recorded in the public records. Then they can see what they signed.
If it shows a ballon payment and is recorded, it is pretty hard to say the oP did not have notice of what he signed. This review is helpful because it shows the need to keep "every" piece of paper related to an important transaction like the purchase or mortgaging of a home.
trmn8r on 05/15/2012:
The OP mentions "gibberish" about a balloon payment that they were unaware of, but at the end states that they tried to "refinance the balloon payment." I don't know why they would if they feel there never was one (?) This sounds like story with several chapters and there are more details of each one.
I don't doubt that dealing with Chase is difficult, but it should be relatively easy to get to the bottom of whether the OP agreed to a balloon payment or not.
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The Most Unreasonable Decision Making People in the Finance Industry.
Posted by
NAPLES, FLORIDA -- My wife and I have have had a home equity line of credit with Chase Home Finance for years. Although our minimum monthly payment is roughly $95.00, we have been paying $1,000.00 to $1,500.00 monthly. In April 2010 for some reason we failed to remember to make our payment. (We believe the statement was never received.) Upon discovering our error in May 2010, we immediately made two payments of $1000.00 each. Due to our error, Chase Home Finance has closed our line of available credit. They refuse to re-open our line even though we have explained our error, and continue to make payments over ten times the minimum due!
Now, Chase is demanding, copies of three years W-2 forms and tax returns, as well as every pay stub thus far in 2011. In addition, they are demanding we sign a form allowing them to receive verifiable tax returns from the IRS, as if we are dishonest in supplying our copies to them. On top of it all, every individual we have dealt within trying to clarify this nightmare has been disinterested in helping us resolve this issue, uncaring, and rude! We have more than enough funds on deposit with Chase Bank to easily pay off the outstanding balance.
Today we are closing our savings account with Chase Bank. Our checking account will soon follow. In the near future we will obtain a line of credit with a competing financial institution, pay off Chase, and be done with them forever. My advice to anyone who reads this...DO NOT ENGAGE IN ANY BUSINESS DEAL WITH CHASE HOME MORTGAGE!! The personnel at Chase are unreasonable, rude, and simply don't care about their customers.
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Inat on 03/17/2011:
I don't get it. Are they asking for the W2, paystubs, etc. b/c you are trying to open another home equity line of credit? We just bought a new home and that is the same stuff they asked us for. If you've got the cash, I would just continue to pay off the old balance and fore go a new mortgage
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Don't Look For Help From Chase
Posted by
My wife and I put in for a loan modification thorough Chase and it was the worst thing we ever done in our lives. Originally they said to qualify you must be current on everything and that the type modification we were asking about would not reflect negative on our credit report. Our home was not up-side down, we never been late on payments, and had excellent credit. We simply had no money left month to month. We were house poor, but were not delinquent on anything. From the time we asked for relief, Chase began treating us like they were a collection agency. They got all our information of hardship, and then proceeded to damage our credit. They originally appraised our home at $400,000, how they list the value on their web site at $220,000. They put us in an escrow and said they paid our insurance and taxes, but thank God we followed up and paid it ourselves else we would have had an insurance lapse (They finally paid it for the year; though we were current with installments and asked them not to). They cut our credit card. Also when they cut our equity line of credit, and back-dated it hoping some checks would bounce by the time we got the letter in the mail (We didn't fall for that one). Chase dragged us around 1 ½ years with no intention of helping us. We understand Chase is doing this to millions of their customers that ask for relief. In my opinion, they took what was supposed to be help for the middle class, turned it around and used it as some form of punishment. Shame on Chase!
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trmn8r on 04/04/2011:
I don't know the details of these modification programs, or if they are being abused. But I do know that once you tell the bank that you can't pay a loan as arranged, they will probably treat you something along the lines of how a collection agency might. I'm not saying it is right, but the bottom line is the borrower can't meet the terms of the contract he/she signed.
I hope you can turn things around and keep the house.
Anonymous on 04/05/2011:
This whole loan remodification nonsense was forced on the banks by uncle sam. It should have never taken place to begin with. To tell someone that you cannot fulfill a contract you signed and then expect no consequences is just plain silly. The bank didn't cause your house to drop in value. It was people buying houses who really couldn't afford it. Driving up the price by creating a demand because they foolishly believed that the price of real estate would keep going up and never drop. It cost people who bought what they could afford a lot of extra money too.
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Loan Mod Rip Off
Posted by
SAN DIEGO, CALIFORNIA -- DON'T DO IT!! We were offered and excepeted a rate reduction for our loan on a property in Texas. After agreeing to a rate we paid an application fee of $395.00 and a closing fee of about $450.00 after the loan was approved. We signed all the closing docs with a Notary and had a date to start the new loan a month later. Then all hell broke loose. To make a long story short our loan officer and Chase bank in San Diego were not authorized to make loans for Texas properties. Our officer was still in training and didn't know he couldn't sell a Loan Mod for a Texas Property. We did not look for this loan, they called us! They wanted to start all over again with a new rate that was not acceptable to us. We said that we weren't interested in a new rate and wanted a refund.
They said they would not refund the App. fee and then charged us for the $175.00 for the Notary! We are going to be suing in small claims but this is a joke. They won't even return our calls. We have been a Chase customer with no late or missed payments for about 5 years. I will be looking to refi with someone else. Chase is a Rip Off...WTF Don't say you haven't been warned!!!
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getoverit on 03/05/2011:
Good luck with that small claims case. This sounde ridiculous. Why didn't they get their facts straight before going out and pitching you on a loan that they can't even place?
tnchuck100 on 03/05/2011:
One fact glaringly stands out: Chase believes they are entitled to make mistakes and there are no repercussions or penalties to be assessed against them. Only a customer is penalized for mistakes. Yours AND theirs!
I wish you the best in your small claims case. Don't back down!
madconsumer on 03/05/2011:
in all loans from banks, the borrower signs a document that says they agree to any re-dos that may be the fault of the bank.
getoverit on 03/05/2011:
Assuming your correct, madconsumer, I guess the implication would be that the OP would be obligated to accept another loan at a higher rate, if it gets written.
I really wonder that would be true when the original loan application was taken under false pretenses, as is the case here.
There's so many stories of people gaining expectations based on what some mortgage pimp told them. There might be some good ones out there but some loan officers I've known are just about the sleaziest people I've ever met. They'll tell you anything to get you to write up an app.
And when they're ignorant of top of that, it is a frightfully dangerous situation.
tnchuck100 on 03/05/2011:
madC, sometimes you come up with the strangest notions. Under your theory any contract with a bank would be worthless to the customer. Banking is customer unfriendly but not to the extent of creating an open-ended contract.
jktshff1 on 03/05/2011:
Most contracts I've seen with a bank are worthless to the customer and place all advantages to the bank.
Anonymous on 03/05/2011:
If you go to small claims court, they will most likely find that the terms of the agreement, such as no refunds for THEIR misakes is unconsionable and unfounded and give a judgment favor of the plaintiff. Just because people put these "terms" into their agreements, doesn't mean that the victim is locked into those terms. If I ever felt cheated by a company, your damn right Id sue them. That's what courts are for.
tnchuck100 on 03/05/2011:
Excellent, Prince!
Anonymous on 03/05/2011:
Just because you may be a big bad corporation, doesn't mean they have the right to stick it to the little people.
tnchuck100 on 03/05/2011:
They don't have the right but they sure feel entitled!
Anonymous on 03/05/2011:
I mean just think about it. This OP lost almost 1,000 bucks. If chase did this to 1,000 people, guess what? they just made a MILLION bucks!
madconsumer on 03/05/2011:
I will wait and see what happens in this so called court process, and who wins.
Anonymous on 03/05/2011:
The question is, who do you WANT to win, mad?
DebtorBasher on 03/05/2011:
I've said it a million times before...sooner or later, Chase will screw you! I worked for their mortgage department and I know what they due to their customers and that is why I quit working there. Like I tell people all the time...If you have ANYTHING with the 'Chase' name on it...get rid of it as fast as you can and run, run, run as far away from them as you can and never look back! The people I really, REALLY feel sorry for are those who doesn't have their mortgage through Chase, but then it is turned over to them by their mortgage company without them even knowing it. I don't think it's right that these companies can just transfer people's mortgages over to other companies without their permission. It's different if the company is bought out...but to just turn them over, it's just not right in the Basher's Book!
trmn8r on 03/05/2011:
Wow, the banks are being soundly routed today [exits, stage left...]
Anonymous on 03/05/2011:
I'm always amazed that people doing transactions that ultimately will run into the hundred thousands of dollars don't spend a few extra hundred dollars to hire a real estate attorney to handle these deals.
ok4now on 03/06/2011:
Chase pays millions in bonuses and this is how they do it. Ripoff the working guy with application fees, closing fees, notary fees etc. Screw the customer. But wait...it gets better. If Chase is too big to fail Obama will be right there with our tax dollars to bail them out. He did it for Wall Street and G.M. Don't you feel better now?? Ahhhh!! The 2012 election is coming. Remember this.
Venice09 on 03/06/2011:
Madconsumer, I have had two primary mortgages and multiple refinances over the course of time, all with different banks, and I have never signed or was ever asked to sign such a document. Who would agree to that?
Venice09 on 03/06/2011:
Why would a bank contact you out of the blue and offer to reduce your interest rate? That would be the first red flag. I'm not saying you did anything wrong, OP, but weren't you the least bit skeptical? Even if this was an honest mistake on the part of the bank, you should not be out one penny. If you serve Chase with a small claims suit, it probably won't even make it to a courtroom. They will most likely settle.
momsey on 03/06/2011:
Venice, banks do it all the time. Interest rates are super low right now, and if a bank can get a new customer because of the low rates, they'll do it.
Venice09 on 03/06/2011:
Momsey, I was under the impression that Chase offered to lower the rate on an existing loan based on the OP's statement, "We have been a Chase customer with no late or missed payments for about 5 years". But I see now that I'm probably wrong because Texas is off limits. That's what I get for reading this stuff when I can't sleep.
Anonymous on 03/06/2011:
DB, you are totally right about Chase. My partner and I used to have a Chase credit card, and we ALSO had a similar experience with chase's baiting tactics. A few years back, we received in the mail a letter from chase with a few checks offering us to use the checks for whatever we want, and only pay a low 3.99% interest on the checks we wrote. So we used the checks to pay off a few other bills we owed with a higher interest rate. IMMEDIATELY, the next month, we receive our bill, shocked to find out our minimum amount due more than DOUBLED. We called to find out what is going on. We found out that our minium due went from 2% of the balance to 5%. We told them that this is absolutely ridiculous, and their only other offer was to increase our interest rate from 3.99 to 7.99. So obviosuly we had no other choice but to take it, since they basically had us at gunpoint. I talked to my grandfather about this, he gave me the money to pay them off and get rid of them. They are truly the appitomy of greed and evil when it comes to corporate banks.
getoverit on 03/06/2011:
Be really careful with those balance transfer offers you get in the mail. They typically have up-front transation fees that negate a big chunk of your interest savings.
Plus, your new lender will typically start charging you interest as soon as they process your app. Then, they take their own sweet time paying off your initial lender. I did that once and they "accidentally" mailed a check to the wrong address. I couldn't believe they were still using paper checks - but that's the game.
So, there was about a month I would have been paying interest to both banks, if I hadn't gotten on their case.
DebtorBasher on 03/06/2011:
Exactly Prince...It was heart breaking to have to work with the victims of Hurricanes Katrina, Rita and Wilma. I can't even begin to tell you how Chase lied to them, made false promises to them, cheated them and really kicked them when they were down. They were told they wouldn't have to pay their mortgage for three months and during that time, they would not have any fees added and they would not be reported to the credit bureaus and the three months would be attached at the end of their loan...AFTER that three months (which happened to be during the time I started working for Chase), they were hit with fees and had it reported on their credit. Then we were told to help them by making payment arrangements based on their financial situation (How much money they had coming in and how much they had going out)...It took about twenty minutes of asking them questions, calculating their finances to come up with a payment plan for them...only to have to tell them, 'Since your work place was destroyed and you have NO income or not enough income, you don't qualify' and there was no help offered. So, in other words, those who needed the help the most are the ones Chase targeted and took advantage of. Then we were told to help them by working out another plan...a plan that will catch them up on the three months they were behind (because of the above offer)...What was that plan? To have them pay 1 1/3 payment for three months...I told Chase, if they can't make ONE month payment, HOW are they going to make a payment of one and one-third month payment? They dug a hole and didn't know how to get out of it. When they were questioned about the offer of giving them a break and attaching the three months at the end of the loan, the manager said it was because of the investors and it was the investors who did not want Chase to give them that three months. You can imagine the position that put us customer service / collectors in...it was US who were on the front line to have to deal with the customers who were understandably at the end of their rope. Then it got to the point where we were told to 'don't push for payments, just take them if someone calls to pay.' Being that we were working ONLY with the Hurricane victims at the time, a collector asked the manager what the bonus' would be based on, since we're working with the victims and obviously not getting payments. The manager said, 'It will be based on how well you lie to them to get them off the phone and onto the next caller'. That was the straw that broke the camel's back for me...Well, sorry but The Basher doesn't work that way ... I couldn't wait to get away from that company. I quit working there without even having another job lined up.
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Refinance rip-off
Posted by
COLUMBUS, OHIO -- After being inundated with literature, I finally decided to try to refinance my home with Chase. I already pay my mortgage to WAMU, whom Chase is taking over. Talking with Mark R. Craig, who was "excited to be my loan consultant", told me I was"pre-approved", and "with my excellent credit rating, would have no problem getting this loan" I went ahead and jumped through all the hoops required to apply. THEY HAVE ALL MY PERSONAL HISTORY. I was told there would be a $395 dollar loan application fee, but again, was reassured that getting this loan would "not be a problem".A couple of days ago my app was denied for "Insufficient value of collateral". Now that they have my money, requests for a refund of my $395 have been ignored. I have sent 3 emails and 2 phones calls. I guess "customer satisfaction" is not as important to them as they claim in their literature. What do I do ? Anyone else get ripped off like this? I think that a company that gets billions in bailout money, and pays their execs millions in bonuses, should not be taking a few hundred bucks from a school teacher who is actually making less now than 5 years ago.
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JohnBoy on 05/22/2011:
Same exact thing happened to me. Tried to refinance. Was assured it all looked good and would happen. Paid the fee, without getting the new rate or promises in writing. Was then very quickly told that I didn't have sufficient equity.
Ripped in Ohio on 11/30/2012:
got behind, got a save the dream refi loan, now they say it was not a fed loan, owed 113k, on a 30 year fixed, now I owe a 116k on a 33.25 year loan,and it started on payment one,so 398 more payments to go, wheres the help from uncle sam ?
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Chase Home Finance Complaint
Posted by
Jonathan Copeland
ORANGE, CALIFORNIA -- This company now has a BBB ( Better Business Bureau Rating) of "F" and can be viewed here.
The Rating of "F" means this, straight from the BBB Itself:
"We strongly question the company's reliability for reasons such as that they have failed to respond to complaints, their advertising is grossly misleading, they are not in compliance with the law's licensing or registration requirements, their complaints contain especially serious allegations, or the company's industry is known for its fraudulent business practices."
I will be pursuing a Class-Action Lawsuit soon, for more info please contact me at email@example.com
Stop The Fraud, Save Your Home. Its been almost 4 years now since I first posted my original complaint located here: http://www.complaintsboard.com/complaints/chase-home-finance-c32942.html?sort=dated&selcom=624509#c624509
Time may have passed, but I have never truly given up. :-)
Let's Get Organized, for REAL!!
This is Mr. Jonathan E. Copeland
We are getting organized now, and putting all our stories in one place. It is all being placed on Facebook for the entire world to see.
If you would like to have your personal story added to the Blog for review by Senators & Congressmen, please add yourself as a friend and send me your story via email to: email@example.com
Please remove and information you don't want seen by everyone on the planet. Your information will be uploaded "AS-IS".
Diane Nelson with "Justice Watch 09" is onboard with us, and at the U.S. Capitol as I type this.
The Facebook page can be found here:
Jonathan E. Copeland
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DebtorBasher on 11/03/2007:
Thank you for that information...that BBB report result is music to my ears. After working for Chase Home Finance and seeing so much first hand, it's about time the word gets out. I quit working there after a few months because I seen a lot of the misleading of customers and that is the way the reps are trained. They are also in violation of the State laws. I was never happier to leave a company like I was when I left them.
Anonymous on 11/03/2007:
DebtorBasher on 11/03/2007:
DON'T START ON ME...OR I'LL HAVE TO HURT YOU!!!!!!!!! I'll send Sheriff after you!
Rachel Pieros on 05/26/2011:
I am having the same problem as many of you where Chase is concerned!!! P
BOB on 09/01/2012:
don't belieeve everything.. people are nuts!!
Micheal E Alexander on 06/30/2013:
I sent my papers in for a loan modification and I haven't heard from yall please give me a call because I want to keep my house
bill on 05/29/2014:
I did a refi because I was taking care sick parents. I had wamu now chase its been a nightmare since . I was told one thing only to be told different later when I signed it was supposed to be a fixed later after paying 450.00 that it was a balloon morgage .I had the Mortgage rep from my bank take a look no balloon was stated . Jan. of 2014 they miss posted my payment 1000.00 short. That's when the fun began they told me there was an escrow shortage for 2013 so Jan. Payment a 1 time payment of 1257.53 OK now they want that every month my payment went from 958.00 to 1257. I have a letter from them stating my new payment as of 1/1/14 is 1004.33 OK escrow makeup and small tax increase OK now they keep wanting 1257.00 many calls no help at all plus they keep telling me I'm a month behind not true. I think all of us having trouble with chase should get together in hire a lawyer and sue them for what I see as illegal practices
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Absolutely Shockingly Bad Customer Service
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LOS ANGELES, CALIFORNIA -- Have home finance with Chase, my mortgage rate was about to go up, so I started looking around for a refi. Chase customer services informed me that I would be allowed to make two short payments for the life of the loan, did this and chase customer services put late payments on my credit, making my credit score low, so having difficulty refinancing. The account went into dispute, then customer services sent me a letter to send to the credit bureaus to dispute my credit report, customer services also told me that the dispute was resolved in my favor, then the same customer service keep calling me telling me they will report me to the credit bureaus, because the dispute is not resolved.
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Uganda Honey Trade Project 2010-14
Funded by Comic Relief, UK
Our current work in Uganda aims to create the opportunity for thousands of poor households to increase their incomes by hundreds of dollars per year and secure resilient and sustainable livelihoods through beekeeping businesses. Building on lessons learnt during the pilot, this Project recognises that high value market chains work at many levels:
The Project supports an existing beekeeper-owned, honey-trading group called the Kamwenge Beekeepers Cooperative Society (KABECOS). It provides a fair and reliable route to market for beekeepers in Kamwenge. This Project is strengthening the trading and institutional capacity of KABECOS, training members in increasing the value of their products and marketing, and building relationships along the supply chain.
The Project is developing the capacity of the national industry association, TUNADO, to enable it to advocate on behalf of all beekeepers. The result will be a proactive and established mouthpiece for the many thousands of small-scale beekeepers in Uganda.
Work with ApiTrade Africa is focusing particularly on the stubborn challenges of fairtrade and organic certification for Africa's beekeepers: the Project is building expertise and experience within this emerging trade body.
This project is funded by Comic Relief UK

subset: commoncrawl


text:
Our New Year Promotion has ended. Thanks for everyone's orders!
Last edited by pete@blackforest; 01-16-2012 at 02:27 PM.
i hope my tires are there when i get my taxes back i need those sizes soo bad
do you guys have the 165-45-16's back in stock yet!!!!
Definately will be staying tuned!!! what do u think, maybe in the next few weeks or like spring time??
Anyone looking for smaller tires I would highly recommend buying them from BFI. I looked everywhere and couldn't find them except at BFI. A little concerned about the monopoly, I ordered from BFI. It was soo painless and easy, everyone phone call I placed, the person on the other end of the phone knew what they were talking about. I was immediately sent a confirmation when I ordered and was given tracking the same day. I got the tires 3 days later in TEXAS! Awesome company and great service, I would order again without any hesitation.
Here's their Nankang NS-II 165/50 on my 15x8 wheels. Perfect stretch.
Thanks for your feedback!
Thanks for the 's on Facebook everyone!
A winner of our contest will be chosen today and contacted via Facebook. Check your inboxes!
Last edited by pete@blackforest; 02-14-2012 at 01:49 PM.
No more koozies!
Last edited by pete@blackforest; 04-26-2012 at 01:49 PM.
Hey Pete u think i can stretch these onto to a 16x9 rim ? Well in 16in size anyhow I got a 16x7.5 in front staggered esm wheels idiot po bought ...anyhow help a dubber out ?? U got a tire I can use ?
Sent from my PG86100 using Tapatalk
*Also, we are currently sold out of all 16" tires. More will be ordered, but will not be available for sale for approximately 4-6 weeks.
Here's the Mercedes wheel we had on a Mk3:
Last edited by pete@blackforest; 03-26-2012 at 11:25 AM. Reason: More pictures..
looking for some tire sizes-
i'm buying a set of wheels and they are 14's front are 9" and rear are 10" wide. i'm not into alot of stretch, but a little bit would be fine. also looking for something 40 series or 45
so from what i can tell would fit nice would be 195 or 205 for the front and something like 225's for the rear.
any advice or help in the right direction would be appreciated if these are sizes you dont carry
friends dont let friends have dirty door jams
We do not carry tires in the sizes you're looking for.
155/55/14 is the only 14" tire we carry.
I would suggest checking out tyrestretch.com for help with what would fit those wheels best.
VWVortex is also a great resource for figuring out which tires you would need.
Thanks for speaking with me Pete, I'm the classic mini guy (former MarkI GTI and MarkI Scirocco guy) begging for 175/50/13's - let me know.
Do you guy's happen to stock a 195/40/17? how about a 185/40/17?
We're running low on most tires now, but we have another order on the way!
Those tires should be here in the next 1-2 weeks. New sizes too!
Do you have any 195/40/16s. Can you ship to 98391?
How much for 165/45/16s shipped?
Good morning,
Any 205/40/18 -- shipping to 55311.
Thank You!
Further Performance http://www.fptuned.com
Looking for wheel refinishing or rare set of wheels - Hit up "THAT WHEEL GUY" http://thatwheelguy.com
Instagram: @dafrenchy11
185/45/15 Nankangs are SOLD OUT.
Only two pair of 165/45/16 Nankangs are left.
Thanks for everyone orders!
Our last set of 16" tires were sold this morning.
Last edited by pete@blackforest; 06-28-2012 at 02:20 PM.
Let's see some rare sized 18's in the future
instagram: Rgjeff


text:
NCLB Update
NCLB Data
Jobs for the 21st Century
Choice in D.C.
Baldrige Winner
ESTME Week
Quote to Note
Upcoming Events
NCLB Update (http://www.nochildleftbehind.gov/)
In the Office of Elementary and Secondary Education's first-ever webcast, ED staff and two experienced educatorsChris Coxon, Deputy Superintendent for Teaching and Learning for Boston Public Schools, and Walt Gibson, a Community Superintendent for Montgomery County (Maryland) Schoolsdiscuss school and district improvement, from theory to practice. Among the intriguing video segments are "Monitoring for Continuous Progress," "Requirements for School Improvement and School Improvement Plans," and "Supporting the Implementation of School Improvement Plans." For more information, please go to http://www.ed.gov/admins/lead/improve/sigwebcast.html. (Those tech-adverse can still read the guidance on school and district improvement at http://www.ed.gov/policy/elsec/guid/schoolimprovementguid.pdf.)
Meanwhile, on January 16, the Department released a revised and expanded version of the Improving Teacher Quality State Grants Non-Regulatory Guidance. This guidance incorporates the sections on highly qualified teachers released on September 12, 2003, with recently revised sections that pertain to the administration of the Title II, Part A program. For more information, please go to http://www.ed.gov/programs/teacherqual/guidance.pdf.
As part of the No Child Left Behind Blue Ribbon Schools awards ceremony, principals that demonstrated particular strengths presented their strategies and discussed with their peers tactics for boosting student achievement. The key ideas from the discussions are summarized in a new report, titled "Critical Issues PanelsDiscussion Report" (http://www.ed.gov/programs/nclbbrs/2003/2003-final-report.pdf). Later this spring, syntheses from other sections of the pre-ceremony request for information will appear on the Blue Ribbon Schools web site: http://www.ed.gov/programs/nclbbrs/.
NCLB Data
Yesterday, Secretary Paige participated in the launch of the School Information Partnership web site. The site, http://www.schoolmatters.com/, offers timely, relevant, and comparable school, district, and state data required to be reported under the No Child Left Behind Act. "Information is power," the Secretary declared. "The data will help advance a national debate about the performance of our educational system. It can no longer be hidden in the shadows." The web site was created by Standards & Poor's and contains interactive analytical tools from S&P's School Evaluation Services and the National Center for Educational Accountability's Just for the Kids. Six states are already online; by summer, a majority of states should be available.
Jobs for the 21st Century
In his State of the Union Address, President Bush unveiled "Jobs for the 21st Century," a comprehensive plan to better prepare workers for jobs in the new millennium by improving secondary education and strengthening postsecondary education. "Jobs" includes over $500 million in new funding for education and job programs, including:
- A new $100 million Striving Readers Initiative that would make competitive grants to develop, implement, and evaluate effective reading interventions for middle and high school students reading "significantly" below grade level. This initiative would complement Reading First, which provides aid for students in kindergarten through third-grade.
- A $120 million increase for the existing Mathematics and Science Partnership Program, nearly doubling the $150 million total for this program in fiscal 2004.
- More than doubling federal spending, to $52 million, for the Advanced Placement Program, supporting state and local efforts to increase access to AP courses and tests in low-incomes schools.
- $40 million for a new Adjunct Teacher Corps, intended to create opportunities for professionals to teach middle and high school classes in the core academic subjects.
- About $12 million for the State Scholars Program, which encourages high schoolers to take more rigorous classes to prepare for higher education.
- The establishment of a $33 million program to enhance, by up to $1,000 a year, Pell Grants for students who take part in the State Scholar Program. Next year, approximately 36,000 low-income graduating high school seniors would be eligible to receive an enhanced grant.
Note: On Monday, February 2, Secretary Paige, Acting Deputy Secretary Gene Hickok, and Budget Director Tom Skelly will review the President's fiscal 2005 budget request. The briefing will start right at 3:00 p.m. All are welcome; reservations are not required. Budget materials will also be available at http://www.ed.gov/about/overview/budget/ by 1:00 p.m. that afternoon.
Choice in D.C.
Last Friday, President Bush signed into law the omnibus appropriations bill, establishing a $14 million school choice demonstration program in the District of Columbia. The program will allow at least 1,700 low-income D.C. public school students to receive vouchers, worth as much as $7,500, to help pay the tuition, fees, and transportation expenses for a private school education. Eligible students will have to be admitted to a private school and must cover costs exceeding their vouchers. "With school choice, whether under the transfer provisions of No Child Left Behind or opportunity scholarships in the District and elsewhere, all parents can exercise their right to make educational choices for their children," Secretary Paige said in a statement. "School choice is one policy that will help create an educational system that makes no distinction between the poor and the privileged in terms of the quality of education received." For more information, please go to http://www.ed.gov/news/pressreleases/2004/01/01222004.html.
Also: Secretary Paige emphasized choice in his remarks at the Heritage Foundation earlier this week. For more information, please go to http://www.ed.gov/news/speeches/2004/01/01282004.html.
Baldrige Winner
Belated congratulations to Community Consolidated School District #15, which serves seven municipalities in northwest suburban Chicago, Illinois, for becoming only the third school system to win a Malcolm Baldrige National Quality Award. The award, founded in 1998, spurs excellence in organizational performance, recognizes the quality and performance achievements of organizations, and publicizes successful performance strategies. Judges lauded District #15 for its success in raising student performance (in the 2002-03 school year, 84 percent of district second-grade students were reading "at or above grade level") and innovative efforts to "gauge" student, parent, and faculty satisfaction. Moreover, in tracking what it calls "market performance," the district has shown that it spends less per percentage point of student achievement on state tests than three comparable districts. (Previous winners: Alaska's Chugach School District and New York's Pearl River School District.) For more information, please go to http://www.nist.gov/public_affairs/releases/district15.htm. (District #15's application can be found at http://www.ccsd15.net/WhatsNew/Baldrige/PDFs/Baldrige_2003.pdf.)
ESTME Week
The Education Department is partnering with the National Science Foundation and other federal agencies and scientific societies to sponsor activities for this year's Excellence in Science, Technology, and Mathematics Education (ESTME) Week (March 15-20). It is hoped that the week will ignite student interest in math and science by:
- drawing attention to the many ways their lives are enhanced by scientific and technological advances;
- stressing the ways that young people, themselves, can apply science and technology to benefit their community, their country, and their planet;
- highlighting the international nature of science, and stressing the importance of math and science education in today's era of globalization; and
- emphasizing how U.S. citizens benefit from scientists of diverse backgrounds and cultures working together to solve the complex problems of today.
Quote to Note
"Last night, the President talked in his State of the Union about...the problem of children who have reached junior high or high school and can't read.... Every one of us...can just imagine what it would be like to be in the seventh- or eighth- or ninth- or tenth-grade and not be able to read very well, because all of your work by the time you're in high school depends upon being able to read in a very good way, with great skill. So it's very important that we address this issue. And a lot of the students who can't read are the ones who drop out because of frustration, because of embarrassment, because of all the social problems that come with illiteracy. So I'm excited to be here [Discovery Middle School, Orlando, Florida] to announce the $100 million that's part of the Striving Readers program from the President's budget."
First Lady Laura Bush (1/21/04)
Upcoming Events
February 2 is National Job Shadow Day. For more information, please go to http://www.jobshadow.org/.
National School Counseling Week, February 2-6, focuses public attention on the unique contributions professional school counselors make within American school systems. Visit http://www.schoolcounselor.org/ for sample press releases, proclamations, and certificates.
Credits, Subscribe & Unsubscribe
Please feel free to contact the Office of Intergovernmental Affairs with any questions:
Deputy Assistant SecretaryKen Meyer, (202) 401-0404, firstname.lastname@example.com
Program AnalystAdam Honeysett, (202) 401-3003, firstname.lastname@example.com
To be added or removed from distribution, or submit comments (we welcome your feedback!), please contact Adam Honeysett. Or, visit http://www.ed.gov/news/newsletters/edreview/index.html.
Last Modified: 12/07/2007


text:
Main Content
Order today, receive no later than Monday, January 5th. Some limitations apply.
$4.99 3-day shipping. Need it faster?
After a long exciting season, your Florida State Seminoles have just become the 2013 BCS National Champions! Celebrate their big win over the Auburn Tigers with this scoop neck long sleeve tee. With colorful team and Champs graphics on the front, this spirited T-shirt will allow your Florida State pride to shine for years to come!
- 100% Cotton
- Officially licensed
- Rib-knit collar
- Scoop neck
- Screen print graphics
- Thin, lightweight material that follows the contours of the body
Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


text:
|Lovett Hall (Houston, Tex.) [16]
|Lovett Hall (Houston, Tex.)--Design and construction [62]
|Rice University --Design and construction [1]
|Rice University--Buildings [102]
|Rice University--Design and construction [67]
|Rice University. Administration building [1]
|Rice University. Administration Building [14]
|Rice University. Administration building--Design and construction [37]
|Rice University. Administration Building--Design and construction [23]
|Rice University. Administration--Design and construction [1]
|Rice University. Campanile [4]
|Rice University. Mechanical Laboratory--Design and construction [2]
|Rice University. Residential Halls [3]
|Watkin, William Ward, 1886-1952--Photographs [3]
|William M. Rice Institute [648]
|William Marsh Rice Institute [3]


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Drama Ebooks
All for Love
Downloads: 23946 Pages: 113Published: 4 years ago
Rating: Rated: 34 times Rate It
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Author: John Dryden
Book Description HTML | Report this book
English playwright John Dryden's best-known and most performed play. A tragedy written in blank verse, it is Dryden's attempt to reinvigorate serious drama. An acknowledged imitation of Shakespeare's Antony and Cleopatra, the Play focuses on the last hours of the lives of its hero and heroine. Download it now!


text:
Words That Inspire: The Laughing Thrush
The Laughing Thrush
by W.S. Merwin
O nameless joy of the morning
tumbling upward note by note out of the night
and the hush of the dark valley
and out of whatever has not been there
song unquestioning and unbounded
yes this is the place and the one time
in the whole of before and after
with all of memory waking into it
and the lost visages that hover
around the edge of sleep
constant and clear
and the words that lately have fallen silent
to surface among the phrases of some future
if there is a future
here is where they all sing the first daylight
whether or not there is anyone listening
"The Laughing Thrush" From The Shadow of Sirius, copyright 2009 by W.S. Merwin, published by Copper Canyon Press, coppercanyonpress.org.
Note to educators:
Poet Laureate W.S. Merwin's poem The Laughing Thrush conveys a deep connection to a special place and moment—and an intimate knowledge of it as well.
Read the poem with your class. Direct your students to listen to how Merwin slows down time and observes the rich details of the early morning. Now ask your students to picture a special place. Perhaps this place is from their childhood. Ask a couple of students to describe their place, the time of day, the smells, and the seasonal aspects.
Settled with an image in mind, have each student begin their poem of place by borrowing the first line of Merwin's poem, "O nameless joy of morning …." Or, revise the line to afternoon or evening.
Ask your students to reflect on the following when writing their poems:
- Describe with all senses—what do you see, hear, smell, and feel? What textures are present? Notice the season and time of day.
- Borrow this wise poet's eyes and observe the small joys in your world.
- Where are you in relation to this place? Are you seated on a bench? On the grass? Standing on a rooftop?
- Think of this place in relationship to time. Who or what may have been here yesterday or even 100 years ago? What about 100 years from now?
Consider sending each student home with the assignment of finding a special place and writing of it with open eyes and ears.
Taking time to be quiet and observe is challenging for lots of people. Celebrate this quiet by sharing your students' poems.
- At Home with Merwin
The U.S. Poet Laureate on learning from Ezra Pound, and why his plot of indigenous Hawaiian rainforest inspires his poetry today.
- Poet Laureate W.S. Merwin: Doing the Impossible
The two-time Pulitzer Prize winner accepted an appointment as U.S. poet laureate so he could offer just one simple warning.
- The Good Food Revolution
The lush landscape of Hawai'i once offered abundant food. What can these islands teach us about food and sufficiency?
The above resources accompany the October 2011 YES! Education Connection Newsletter
READ NEWSLETTER: Occupy Wall Street :: Staying Positive in Wisconsin
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text:
Avery® Easy Peel® White Square Labels 22806, 2" x 2", Pack of 300Product Number: 22806
Here is a label with some extra added punch. These square labels can be customized to promote your company or product, or connect customers to your website and other digital media with a 2D barcode or QR Code. They're also perfect for your branding and promotional items and for use on packaging, mailings, brochures and other business products. The print-to-the-edge feature lets you add a full-color background to your brand logo, product name, address or message. The patented Easy Peel® label sheets with the Pop-up Edge™ ensure a quick and easy application. Simply bend the label sheet back, peel and return the sheet to a flat position. It's that easy. With room to print a barcode and one line of text you can drive customers to your website, social networking feeds, video content, a map of your location or other information. The patent-pending TrueBlock® Technology blocks out words or other dark colors underneath the label to provide more accurate barcode scans, while completely covering the surface below. Learn about the benefits of 2D barcodes and QR codes at avery.com/smallbiz. Easily create the codes or customize labels with your logo or other images using Avery Design & Print Online. Now your company can be just a scan away.
Product Description:


text:
Introducing the newest technology in knee protection!
(based on 5 reviews)
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will keep buying
By bjc
from pittsburgh, PA
Comments about Cliff Keen Athletic Cliff Keen The Wraptor 2.0 Knee Pad:
I bought because my right knee was always bruised and sore from favoring so much during training on the mat. These knee pads are perfect. The are easy to get on and off. They are not cumbersome, and at the same time provide a great amount of protection.
Bottom Line Yes, I would recommend this to a friend
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great knee pads
By gift giver
from NYC
my coach loved them and wears them at practice everyday - great support and they don't slip
I would buy this product again"
By ?
from Columbus Ga
Great padding. Not to thick & you dont have to keep pulling it up.
Looks good wears poor
By AD53
from Chicago, IL
Suggest moving down 1 size from suggested chart
Bottom Line No, I would not recommend this to a friend
(4 of 5 customers found this review helpful)
Clliff Keen The Wraptor 2.0 Knee pads...
By Matt the hammer
from Calgary, Alta
These pads have turned out great. I ve used other brands and they just dont stack up. Love the fit , and how comfortable they are , i dont even notice them. Enough padding for a 268 lb guy to move freely without compromise and provide adequate protection .. This product is great Id recommend it to anyone with ground game.
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Moderator: Mod Squad
Tuor wrote:Now Whatis will never deal with them
Riz wrote:Princess Stuff wrote:The store beat Target in something, which floored me. I forget what it was, I think it was sales or something.
deja vu...
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September 11: By the numbers
Published On: Aug 12 2011 12:11:29 PM CDT Updated On: Sep 11 2012 01:00:00 AM CDT
On the 12th anniversary of the Sept. 11 attacks, look back at the numbers behind the tragedy.
The views expressed are not those of this company or its affiliated companies. Please note by clicking on "Post" you acknowledge that you have read the Terms Of Service and the comment you are posting is in compliance with such terms.


text:
Kraus KCV-140 Ceramic Sink Collection
Displaying a full-bodied 4.84 inch basin with a raised circumference edge, the Kraus KCV-140 bathroom sink exudes a concrete ceramic look that is ideal for large modern bathrooms. Kraus bathroom sinks are made to have a non-porous ceramic outside that ensures a heavy-duty and stain-resistant build. The impermeability of the surface prevents discoloration and mineral build-up from occurring, which preserves the exterior for long lasting use and maximum performance.
Furthermore, the durable construction of the KCV-140 ceramic sink offers a rich, white gloss that metallic accents offset beautifully. Kraus bathroom combo deals are specially pre-packaged combinations that offer the KCV-140 ceramic sink with a matching brass single-lever faucet and bonus pop-up drain. Available in multiple spout designs and optional finishes including contemporary favorites like the Bamboo styled faucet and chrome finish, Kraus bathroom faucets are the essential last touches to upgrade your bathroom decor from ordinary to extraordinary.
Kraus KCV-140 combo deals are not only economical investments that convenience your home renovation project and shopping ventures, but they are also stylistically up-to-date trends that represent the industry's latest must-haves.


text:
Unlike vinyl furniture covers that deteriorate over time, this loveseat cover is made from woven polyester fabric that will never crack or peel. The pliant, 300-denier cover creates an impervious barrier to dirt, rain, snow, and sunlight. The edges are sewn, not heat-welded like lesser models, providing superior strength at the seams. The cover is UV-, heat-, and stain-resistant, and its PVC lining inhibits mold and mildew growth. Nylon cinch cords are strung through durable brass grommets, ensuring a tight fit. Stores in an included pouch when not in use. Hunter Green. Loveseat Cover. 58" L x 36" W x 35" H. (4 lbs.)
Lifetime Guarantee
The Better Outdoor Furniture Covers (Loveseat Cover) comes with The Hammacher Schlemmer Lifetime Guarantee at no additional charge. If this product ever disappoints you, for any reason, you may return your Hammacher Schlemmer purchase for exchange, credit, or refund.Should you have any questions, we are available 24 hours a day, seven days a week. Please call 1-800-321-1484 to speak with a product specialist or email us at email@example.com to receive a response within one hour.
May we recommend:
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(1 of 1 customers found this review helpful)
This product is great!
By Mathilda
from Bergen County, New Jersey
It is definitely Water proof
Bottom Line Yes, I would recommend this to a friend
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Versatile Cover
By Jungle Jim
from Silver Spring, Maryland
We don't use it for a love seat; we use it to cover two chairs facing a small table. It fits easily over the grouping.
Loveseat Cover
By Krylon
from Fairport, NY
Has a nice heavy duty feel to it compared with the cheap vinal junk I have gotten before. Have to see how it holds up after a full NY winter.
Love Seat Cover
By Pookie
from Washington,DC
Easy to place on the love seat.
wow .....strong.....will do the job!
By mimi
from albuquerque nm
needed cover for my a/c unit....couldn't find one that fit, saw one in HS that might work.....ordered, put on and now I am one happy camper! secured with bungee cords for the winter, I am ahead of the game. excellent quality, great color and will probably last several years. thanks!
I'm pleased with this
By JFA
from Atlanta Ga.
This cover, and a matching one I bought for a chair, seem to be more resilient than other covers we've used in the past. The finish is great and the seams are tight. I'm optimistic it will live up to its description; I gave it four stars instead of five only because it will take time to see how well the covers stand up to weather. These covers don't have ventilation panels in the back, and I'll be curious to see whether this makes a difference in air circulation and mildew on the furniture.
Excellent Quality and Value
By Benjamin
from Minneapolis, MN
Very durable and well-constructed. I expect them to last for many years.
It looks well made
By Sid, the shopper
from Los Gatos, CA
It looks nice originally but after being outside for 2 years in California, the color has faded and the material is worn, needs to be replaced.
Bottom Line No, I would not recommend this to a friend
Hammacher Schlemmer Response: For any reason you may return it under our lifetime guarantee. Please contact our customer service team at 1-800-321-1484 and they will be happy to assist you.
Fits Perfectly
By HD
from Phila., PA
It arrived in a timely manner. Easy to unpack and install. Looks like it was quality made. I am initially satisfied with my purchase.
Excellent product - extremely well-made
By John
from Crofton MD
Year-round outdoor protection of wicker furniture (not cushions).
COPYRIGHT © 2014 HAMMACHER SCHLEMMER & COMPANY, INC. ALL RIGHTS RESERVED. W100HAMMACHER SCHLEMMER • 147 E. 57th ST • NEW YORK, NY • 10022 • 1-800-_321-1484


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- New
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- Holiday Gift Guide
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- Sale
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Rota Water-Resistant Nylon Messenger
Item: 1355100-023
With waterproof sides and water-resistant interior, the sturdy and sleek Rota messenger is designed for all kinds of adventures. Details include front buckle and hook and loop scratch fastener for extra security and a multitude of pockets for all your odds and ends.
Exterior Details:
15.5" width x 12.5" length x 4.5" depth
- Expandable straps: 58.5"
- Vertical zipper pocket: 5.5" W x 5" L
- Side pockets: 4.5" W x 6.5" L
Padded laptop zipper pocket at back w/ multi-purpose hook and loop scratch fastener pocket inside
- Laptop pocket: 15.5" W x 11" L
Multi-purpose pocket: 10.5" W x 8.5" L
Interior Details:
Dual multi-purpose hook and loop fastener pocket: 7" W x 10.5" L
- Med. multi-functional pocket w/ organizer: 11" W x 6.5" L
- Laptop hook and loop fastener sleeve: 14" W x 10" L
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Rota Water-Resistant Nylon Mail Bag$49.99Select Colors on Sale!
Carrier Bullfrog Water-Resistant Nylon Bag$88.00Converts into a backpack!


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New Arrivals
mouse over photo to zoom click for larger image
Cheryl Cuff Bracelet
Pearlescent shell plates and misty medallions framed in textured metal.
- Hinged styling.
- Metal and seashell.
We're so sorry: this item sold out sooner than expected. For an equally chic substitute, please call our Personal Service Associates at 1.888.855.4986. Or click on Chico's Chat below for immediate assistance.


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Dear Members,
If you have an active GFX Shop, send a pm (don't forget the link) to a staff member and it will be moved to the appropriate subsection.
Thank you, NarutoBase Staff
Ok guys this is a big request can someone get rid of the letters couler this and turn it into an avatar http://media.tumblr.com/tumblr_mam410UDvT1r8wwvt.jpg
You can get rid of the letters in paint and then either crop it or leave it as is for the avatar. Just a side tip! Hope someone does your request.
Forum Rules


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Owl Preschool Lunch Bag
No longer available
- Overview
Starting school for the first time is extra fun with colorful new gear to bring along. Our rugged cotton canvas lunch bag is sewn from a medley of gingham and polka dots, and insulated on the inside to keep healthy, homemade lunches fresh. A little wide-eyed owl appliqué keeps kids company.
- 8" wide x 4" deep x 9" high
- Shell is woven of pure cotton canvas.
- A zippered mesh pocket inside holds napkins or utensils.
- Interior lining is made of PEVA, an environmentally friendly, food-safe vinyl that's made without chlorine or plasticizers.
- Appliquéd owl is finished with stitched details and piped edges.
- Dimensions & Care
- Overall: 8" wide x 4" deep x 9" high
- Interior: 7.5" wide x 3" deep x 8.5" high
- Front Panel Pocket: 8" wide x 7" high
- Interior Mesh Pocket: 7.5" wide x 6" high
- Carrying Handle: 1.5" wide x 6.75" long
- Clean with a soft, damp cloth.
- Shipping Info
Please allow 5-7 business days for delivery. Delivery estimate includes monogrammed and gift-wrapped items.


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Are you having trouble with our online store or was there a problem with your order? Check out our FAQ link for the answers to many common questions and issues. If you need further assistance, please click here to contact customer service or call us at 1-877-860-3999. Our customer service team is available 24 hours a day 7 days a week. Cookies made and shipped from Pittsburgh, PA.
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Baby Girl Gift Basket - Pink Gourmet Sugar Cookies$32.99
Baby Boy Gift Basket - Baby Blue Gourmet Sugar Cookies$32.99
8 Item(s)


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My Doctor Sucks, Scene #01
My Doctor Sucks, Scene #01
Hot House Video
- 8.3/10
Angelo reports to Dr. Brandon Jones complaining of a sore throat. After a brief exam Dr. Jones determines that Angelo's suffering from a swollen gag reflex - but not to worry - he's got the treatment bulging in his scrubs. Angelo hesitates but Dr. Jones coaxes his muscular patient onto his knees and whips out his thick uncut cock. Angelo dutifully takes the big tool into his mouth and Dr. Jones fucks his face until his gag reflex loosens up. But the doctor's work has just begun; he orders Angelo to strip and lie back so he can suck his patient's mammoth cock. After some deep-throat action Dr. Jones lubes up Angelo's thick shaft and mounts the stallion for a wild ride. He bounces up and down on Angelo's dick then gets on his back so the giant stud can go even deeper. Dr. Jones blows his load first then Angelo pulls out and shoots a thick stream of hot cum all over his doctor's washboard stomach.
Angelo - Related Scenes
Saddle Up, Scene #06
Updated on: 11-27-2014
- 8/10
Hard Time, Scene #02
Updated on: 12-30-2013
- 9.4/10
Angelo and Trenton Ducati
Updated on: 03-27-2013
- 9.8/10
Angelo And Chris Daniels
Updated on: 02-13-2013
- 9.6/10
The Sub, Scene #02
Updated on: 02-11-2013
- 9.8/10
Brandon Jones - Related Scenes
Horseplay, Scene #02
Updated on: 08-04-2014
Brandon Jones, Dylan Knight, Mike De Marko
- 9.5/10
Heatstroke, Scene #02
Updated on: 07-01-2013
- 8.4/10
My Doctor Sucks, Scene #03
Updated on: 05-06-2013
Angel Rock, Lance Luciano, Brandon Jones
- 9.1/10
Brandon Jones And Landon Conrad
Updated on: 04-24-2013
- 9.1/10


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Ultima Vez Modificado: 5 de marzo del 2006
Dear OncoLink "Ask The Experts,"
My hair is starting to grow back after chemotherapy and radiation treatments.
I finished radiation a month ago and want to color my hair. Is that okay?
Carolyn Vachani RN, MSN, AOCN, OncoLink's Nurse Educator, responds:
Although I could not find any actual, published guidelines, I queried a few of my colleagues and we were all in agreement. You should avoid coloring or perming hair during chemotherapy or while it is initially growing back after therapy. The chemicals used in these and other processes, such as highlighting and hair straightening, can damage hair and can cause it to fall out.
In addition, as the hair grows back after therapy, it is often more fine- almost like a baby's hair- and thus probably will not handle the stress too well. Avoid doing anything to your hair that will cause undue stress. Once your hair grows back to its normal health and fullness (not necessarily length), then make that hair appointment! One of my colleagues did say that for someone who really wants to color it, try using a color wash instead of a hair dye, as this is a bit less damaging.
Jun 13, 2014 - Hairdressers who use permanent hair dyes and hair waving treatments may be exposed to potentially carcinogenic substances, including toluidines, according to research published online June 9 in Occupational & Environmental Medicine.
Jun 13, 2014
Jun 17, 2011
Jul 9, 2010


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Open Ureterolithotomy
- Home
- Health Information
- Open Ureterolithotomy
(Removal of Stones in Ureter)
|The Urinary Tract
|Copyright © Nucleus Medical Media, Inc.
Reasons for Procedure
- Are too large to pass
- Cause pain or bleeding
- Cause infection
- Block the flow of urine
- Place pressure on the kidney
Possible Complications
- Adverse reaction to anesthesia, including light-headedness, low blood pressure, or wheezing
- Infection
- Excess bleeding
- Heart attack or stroke
- Blood clots
- Death
- Excess scarring or narrowing in the ureter that can lead to kidney problems
- Failure to remove the kidney stone
Problems urinating such as:
- Urine leaking from the ureter
- Difficulty passing urine, especially in men
Bowel complications:
- May be blocked or paralyzed after surgery leading to bloating and vomiting
- Scar tissue around bowels that can cause later blockages
- Excess scarring of incision
- Hernia
What to Expect
Prior to Procedure
Your doctor may take the following:
- Images of your urinary system to locate the stone
- Blood and urine tests
- Ask about your medical history
- Talk to your doctor about any medicines you are taking. Do not start taking any new medicines, herbs, or supplements without talking to your doctor.
You may be asked to stop taking some medicines up to one week before the procedure. This may include medications such as:
- Anti-inflammatory medications
- Blood thinners
- Anti-platelet medications
- Arrange for a ride from the hospital. Arrange for help at home as you recover.
- The night before your surgery, eat a light meal. Do not eat or drink anything after midnight unless told otherwise by your doctor.
Description of the Procedure
Immediately After Procedure
How Long Will It Take?
How Much Will It Hurt?
Average Hospital Stay
Post-procedure Care
- You may need oxygen for a brief time after your operation.
- You will have a tube near your incision. It will be removed once fluid stops draining from the wound. This generally happens within three to four days of surgery.
- You may have an IV until you are eating and drinking normally.
- You will have a catheter that will drain your urine until you are able to move around on your own.
- You will be given pain medicine as needed.
- You may be encouraged to exercise by walking the day after surgery.
- You may be given blood thinning medication to prevent clots.
- Get plenty of rest. Gradually resume activities.
- Drink plenty of fluids.
- Follow your doctor's instructions on cleaning the incision site.
- Ask your doctor when you can drive and return to work.
- Ask your doctor when it is safe to have sex.
- Ask your doctor about when it is safe to shower, bathe, or soak in water.
- Take medication as directed by your doctor.
Call Your Doctor
- Extreme urge or inability to urinate
- Excess bleeding
- Bruising
- Redness or swelling at the site of the incision
- Pus draining from the site of the incision
- Signs of infection, including fever and chills
- Nausea and/or vomiting that you cannot control with the medicines you were given after the procedure
- Pain that you cannot control with the medicines you have been given
- Cough, shortness of breath, or chest pain
National Kidney and Urologic Diseases Information Clearinghouse http://kidney.niddk.nih.gov
National Kidney Foundation http://www.kidney.org
Canadian Urological Association http://www.cua.org
The Kidney Foundation of Canada http://www.kidney.ca
Kidney stones in adults. National Kidney and Urologic Diseases Information Clearinghouse website. Available at: http://kidney.niddk.nih.gov/KUDiseases/pubs/stonesadults/index.aspx#treatment. Updated June 29, 2012. Accessed January 15, 2013.
Skrepetis K, Doumas K, et al. Laparoscopic versus open ureterolithotomy. A comparative study. Eur Urol. 2001;40(1):32-6.
Ureterolithotomy—dormia basket. Netdoctor website. Available at: http://www.netdoctor.co.uk/surgical-procedures/ureterolithotomy-dormia-basket.htm. Updated June 7, 2009. Accessed January 15, 2013.
Ureterolithotomy (open) consent form. Queensland Government website. Available at: http://www.health.qld.gov.au/consent/documents/urology%5F21.pdf. Published March 2011. Accessed January 15, 2013.
Ureterolithotomy (removal of ureteric stone). The Pennine Acute Hospitals website. Available at: http://www.pat.nhs.uk/CubeCore/.uploads/Media%20Library/Abdomen/Urology/20120711%5F288%20Ureterolithotomy.pdf. Accessed January 15, 2013.
Patient Information: Open removal of stone from ureter. Addenbrooke's Hospital NHS website. Available at: http://www.camurology.org.uk/wp-content/uploads/ureterolithotomy-44.pdf. Accessed January 23, 2013.
Revision Information
- Reviewer: Marcin Chwistek, MD
- Review Date: 05/2014 -
- Update Date: 06/19/2014 -


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Find out about exhibitions, activities, tours and talks at Birmingham Museums
Aston Hall, Blakesley Hall and Soho House provide a choice of spectacular and elegant locations for your dream wedding.
19th October 2009
Listed in the Arts and Culture category of prestigious awards
The British Interactive Media Association (BIMA) was established in 1985 as the trade association representing the diverse interests of the UK interactive industry. This year is the 25th anniversary of the Awards that champion the highest standards of creativity and innovation. To win a BIMA is a very high accolade.
In the Arts and Culture category the judges will be looking for outstanding examples of interactivity in projects that specifically aim to cover, enhance or represent artistic or cultural endeavours which extend the reach of arts and culture to the wider audience.
The website was launched in July 2009 and has been very well received. It was named best in the Arts and Culture class of the Interactive Media Awards in September 09 and has been shortlisted for two Drum Awards for the Digital Industries (DADI). The BIMA awards and DADI awards both take place in November 2009.
View the Pre-Raphaelite website.
View the BIMA shortlist.
You can follow news from this museum through the RSS 2.0 feed.


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Starfires surprise Bellmont, 57-54
South Adams held Bellmont to one point over the final 2:41 of its varsity boys' basketball game Tuesday night at the Stardome and broke a four-game losing streak with a 57-54 victory over the Braves.
The Starfires did not make a single field goal over the final 4:20, but a parade to the free throw line provided more than enough offense to put away the Braves.
South Adams (3-5) fired up 36 free throws total, and made twice as many (28) as Bellmont took (14). Bellmont finished 10-of-14 at the foul line.
"I'm sure that will be talked about, but it seems like more of the fouls we picked up were shooting fouls,†South Adams coach Ryan Biegel stated. ...
Read the full article in the E-Edition.
You need to be logged in to post comments on this article.


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adamwarlock2099 wrote:In response Ms Bionic ... I find the amount of people on this planet and the way we all go about our lives, each focused on our own (and rightly so to a degree) taking care of our own; the immense emptiness in the thought of our, as we think, our unique and complex lives, being but a speck (if even that) in the history of the human being. Billions upon billions of people have died in the past and will continue to do so as long as more are birthed. As ling as time goes on. Even if one does great things, with enough time he will slowly forgotten. And those that have done great things with no desire to make a name are quickly forgotten. Death is the depression of life if one let's it be. If this is it, it seems but a cruel joke. Though I imagine the ants beneath our feet may feel the same about their plight
Unrelated ... I started reading my first Henry Miller novel Nights of Love and Laughter. It's a collection of some of his short stories. I like his writing from this book. He reminds me of Bukowski in some things and stands unique on others. I look forward to reading more of his writing.
at1with0 wrote:
at1with0 wrote:What do you think it means?
at1with0 wrote:What do you think it means?
adamwarlock2099 wrote:I am enslaved by another man's; my job. I just happen to fall into the most unethical and deceitful man on earth to become enslaved to.
I must find a way to create my own.


text:
Course Descriptions
EC130 PRINCIPLES OF ECONOMICS I: MICROECONOMICS (4) Focuses on the individual consumer, firm and specific market; the principle of supply and demand for specific goods and services; and the role of the price mechanism in allocating resources. Examines when markets work well and when they do not. [Skill: T] Prerequisite: MT100 or math placement into MT107 or higher.
EC131 PRINCIPLES OF ECONOMICS II: MACROECONOMICS (4) Focuses on the economy as a whole. The macroeconomic problems of inflation and unemployment are addressed. The role of government as manager of prosperity is scrutinized. [Skill: T] Prerequisite: MT100 or math placement into MT107 or higher.
EC330 MICROECONOMIC THEORY (4) The analysis of rational human behavior, particularly in specific markets affecting consumer and producer decision making. The role of the price mechanism in allocating scarce resources, and the role of competition, externalities, and public goods play in the determination of market efficiency. [Skill: T] Prerequisite: EC131.
EC331 MACROECONOMIC THEORY (4) Focuses on the problems of the national economy. A variety of viewpoints are examined. Each of these schools of thought, Keynesian, Monetarist, Classical and Rational Expectations, is described and critically evaluated. Theoretical points of view are then shown to have very decipherable effects upon policy. [Skill: T] Prerequisite: EC131.
EC334 BUSINESS STATISTICS I (4) The course is particularly focused on descriptive statistics, probability, sampling, inference, and simple regression and correlation. Additionally, a focus is placed on utilizing statistics to make business decisions and the interpretation of the data beyond the calculations. Prerequisite: Completion of the quantitative competence requirement of General Education.
EC335 BUSINESS STATISTICS II (4) The advanced level of statistics is primarily focused on hypothesis testing methodology for numerical and categorical data, theory and application of multiple regression analysis, and advanced time series forecasting models. Particular attention is given to using statistics to test, predict, and forecast in the context of the capabilities and applications. Prerequisite: EC334.
EC338G-SS COMPARATIVE ECONOMIC SYSTEMS (4) A review of several configurations of political economy ranging from laissez-faire capitalism to socialism to communism. The course will emphasize the historical and philosophical aspects of how various societies and times have attempted to address the basic economic questions such as; what to produce, by whom, and for whom. How do and how have actual as well as theoretical configurations of political economy addressed issues such as poverty, social justice, value, and wealth? Theoretical system types will be critically evaluated using the criteria of efficiency, justice, and liberty. Actual national economics will be examined and placed in a theoretical spectrum. [Skills: T,W] Prerequisite: Junior or senior standing.
EC339 MONEY AND BANKING (4) An economic analysis of the banking and financial system with special emphasis upon the structure, policy goals and targets of the Federal Reserve. The role of money in influencing the macroeconomy will be examined. Prerequisite: EC131.
EC350 TOPICS IN ECONOMICS (4) Topics to be announced, such as Contemporary Economic Problems, Environmental Economics, Women and the Economy, Transportation, and Economic Geography. May be repeated when topics vary.
EC430G-SS EQUALITY, THE ENVIRONMENT, ECONOMIC GROWTH, AND SUSTAINABLE DEVELOPMENT (4) Economic analysis will be used in a study of the issues and problems involved in the sustainable development of first world and third world countries. Both the trade-off and the complementary aspect between economic growth and environmental protection will be considered. National and international plans and policies which impact sustainable development, equality, economic growth, and environmental protection will be scrutinized from the global social welfare perspective. [Skill: T] Prerequisites: Junior or senior standing.
EC433 ADVANCED THEORETICAL ECONOMICS; LABOR, INDUSTRIAL ORGANIZATION, AND INTERNATIONAL ECONOMICS (4) Advanced Theoretical Concepts in Economics is specifically designed to prepare students with a more rigorous foundation for graduate study as well as augment and provide cohesion for economics minors in general using principles, concepts, techniques in new applications and levels of understanding. An assortment of topics from International Economics, to Labor Economics, to Industrial Organization will be treated. Standard Economic Theory makes the case for when markets work well and when they do not. Labor and International Economcis as well as Industrial Organization use detailed proofs and sets of assumptions to examine the special cirucumstances and nature of labor markets, international trade regimes, and the level of competition within industry. This course also forumlates appropriate responses to market failure. Prerequisites: EC130 and EC131 and junior or senior standing.


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Friday, January 2, 2009
European Street Style Beer Cheese Soup
European Street Style Beer Cheese Soup Ingredients, 1 cup onion chopped
1/2 cup carrot finely diced
1/3 cup celery finely diced
1/2 cup butter
3/4 teaspoon paprika
3/4 teaspoon dry mustard
12 ounces beer
3 cups chicken broth up to 5 cups if desired.
4 cups cheddar cheese shredded
2 cups half and half
1/2 teaspoon Tabasco
1/2 cup Flour
1 teaspoon Worcestershire sauce
Instructions Saute carrots, onions, and celery in butter until the onions are translucent
Stir in flour and cook on low heat for 3-4 minutes, whisking constrantly, making sure it does not burn.
Stir in beer (must be first to cook off the alcohol), paprika, mustard, worchestershire, and broth. Use wire whisk to smooth. Add cheese, slowly bring to a boil, reduce heat and simmer for 10 minutes. Feel free to mix up the cheese or a use a blend of cheeses, such as cheddar and parmesan, sharp cheddar and colby-jack, or whatever. Tonights blend was some of the smoked cheeses that I cold smoked last week, including mild cheddar, white cheddar, and fontina.
Remove from heat and fold in half and half (or heavy cream if you want to get that first heart attack out of the way tonight). Add tabasco. Serve w/ extra tabasco on the side and fresh popcorn as garnish.
14 comments:
Food... Allll riggghhhhtttt! Beer cheese soup is my favorite!!! Seriously. Can't wait to try this out.ReplyDelete
This is a really interesting idea. I've never even thought of a beer and cheese soup, but I can't think why it wouldn't work. Two great tastes and all... is there a type of beer that works better than others? I'd love to try it with an IPA... or a stout...ReplyDeleteReplies
- AnonymousFebruary 23, 2012 at 2:34 PM
You have never "even thought of" a beer and cheese soup? Do you live in SIBERIA?Delete
What's weird is that you have the... INternet... and speak ENglish... but have NEVER heard of "beer cheese soup"??
Have you never been read nursery rhymes either?
I'm sorry - This one just caught me by TOTAL surprise... I completely feel like someone just shot me in my thorax
Fearless - I used Fat Tire Amber Ale and it gave a nice flavor to the soup. I'd like to try Newcastle Brown the next time.ReplyDelete
- AnonymousAugust 6, 2009 at 3:48 PM
I used to live in Jacksonville (Orlando now) and distinctly remember Dunderbacks. I lived in Riverside for years and went to European Street everyday after work for beers. My favorite item on the menu was the beer cheese soup (with extra swiss on top that would slightly melt...yum). My second favorite was their Champagne Chedder Cheese. OMG!!! Put that on your pretzel and you were in cheese heaven. Anyway, I plan to make your beer cheese soup tonight. Can't wait to see how it turns out. Thanks!!ReplyDelete
Ha, you weren't kidding. Awesome :)ReplyDelete
Thank you thank you thank you... I actually just moved from Jax last year, and was thinking about that soup this morning. I found you by just googling recipes for "Beer Cheese Soup." Thanks for posting this!ReplyDelete
- AnonymousNovember 21, 2011 at 4:35 PM
I also found you like Ginger. :) I have looked and looked for something close to their beer cheese soup. I am a native of Jacksonville (now in Kentucky) and I crave it sometimes. We always went to the one in Riverside. I am definately going to give this a try! I loved having it in the bread bowl! YUMMM!ReplyDelete
Oh, my lord, I just ate lunch and now I want this decadent soup! Greater depth of flavor than my quickie version, absolutely. And smoked cheeses ... sigh.ReplyDelete
I had this last night at European Street Cafe on Beach Blvd. I did manage to get out of them that they use Hacker Pschorr Oktoberfest for the beer in their soup, which is also one of my favorite beers!ReplyDelete
I had this last night at the European Street Cafe on Beach Blvd, here in Jacksonville. One thing I did manage to get out of them is that they use Hacker Pschorr Oktoberfest as the beer for their soup. Will definitely try your recipe! :)ReplyDelete
Steve - Hacker Pschorr was always my favorite beer there, so it doesn't surprise me that was what they used. Andy also told me that they use provolone in their recipe for creaminess.ReplyDelete
- AnonymousOctober 16, 2013 at 7:48 PM
I grew up in Jacksonville florida in riverside too actually and I grew up going to European street on the regular since I was like 3 im 22 now and have lived in Denver Colorado for the past 2 years so many miles from my home and one of things I have missed the most (other than the ocean that it) is Beer cheese soup in a bread bowl from European Street for me it was a foundation of my childhood I even went to elementary school right across the street from the riverside location (west riverside elementary) so I pretty much grew up in that place and I got to say your recreation is the closest I have found by far I was almost brought to tears by how homesick it made me I was right back in that café I could almost hear the cheesy background music and smell the odd scent that wafts through that place. Thank You so much for taking the time to figure this out and share it us you have made this very homesick 904 girl very happy :)ReplyDelete
- AnonymousJanuary 20, 2014 at 1:25 AM
I will try this!! We had a Mr. Dunderbaks here in Tampa at University Square Mall, But now they have moved into a strip center and doing 10 times the business! I have always loved their cheese soup! http://www.dunderbaks.com/ReplyDelete


text: DIGITAL TREASURES : Item Viewer home : browse : advanced search : preferences : my favorites : about : help add to favorites : reference url back to results : previous : next Calvin Coolidge preserving a tree TitleCalvin Coolidge preserving a tree Full Size Imagehttp://dlib.cwmars.org/cdm4/images/full_size/Northampton/6.jpg SubjectCoolidge, Calvin, 1872-1933; Presidents--United States; Vice-Presidents--United States; Plymouth (Vt.)--social life and customs; Farm life--Vermont--Plymouth; Trees DescriptionVice-President Calvin Coolidge preserving one of his favorite trees at his father's farm in Plymouth, Vermont. CreatorSears, Richard W. PublisherC/WMARS http://www.cwmars.org/ Date1923 Typeimage Formatimage/jpg Identifier2.4.6 Languageen-US RelationImage is in the Calvin Coolidge Presidential Library and Museum at Forbes Library, Northampton, Massachusetts. http://www.forbeslibrary.org/coolidge/coolidge.shtml Coverage433200N0724300W add to favorites : reference url back to results : previous : next powered by CONTENTdm ® | Contact: June Stokoe ~ Digital Initiatives ~ C/W MARS ^ to top ^


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Comes with: coon tails, Photoshop, and massive ego. Personality sold separately.
You really shouldn't laugh, but, this is kinda funny!
Scottish Batman
These Six Second Videos Explain Every Reason We Hate Facebook
That Awkward Moment When You Sell Your Truck and ISIS Terrorists ...
Ubisoft Keeps Digging Their Own Grave by Royally Messing ...
Things Not to Do at an All Boys School
Dad Cares a Lot About Vitamin D
Por fin una buena foto
How to Avoid Eye Contact With People
How Not to Load Up Your Trailer
Duro y sin compasión
Pick Your Site Name
Tell me more


text:
Moderators: Mod Squad, RP Mod Squad
Zako wrote:My dreams often include me falling down from a high area. Sometimes this includes a 1987 Honda Accord with pop up headlights, dark blue paint and a barely working I4 engine.
Randori wrote:I had a dream where I was Spiderman and I was battling Freddy Kruger. Through lots of fighting I got stabbed in the leg. As he was ready for the kill, I woke up with my leg asleep. It was awesome/scary.
Another dream I had was when my family was murdered... yeah, I know: traumatizing.
Dorian wrote:You need to watch fewer movies.
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text:
What is the 'fiscal cliff?'
POSTED: 08:50 AM PST Nov 09, 2012 UPDATED: 05:28 AM PST Dec 31, 2012
Confused by all this talk of a "fiscal cliff" and what it means to you? As lawmakers in Washington try to beat tonight's deadline, here are some answers.
The views expressed are not those of this company or its affiliated companies. Please note by clicking on "Post" you acknowledge that you have read the Terms Of Service and the comment you are posting is in compliance with such terms.blog comments powered by Disqus