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Bronchitis (Acute)
View Table of Contents
- Acute bronchitis definition
- What are the causes of acute bronchitis?
- What are the symptoms of acute bronchitis?
- What are the risk factors for acute bronchitis?
- Is acute bronchitis contagious?
- How is acute bronchitis diagnosed?
- What treatments are there for acute bronchitis?
- Acute bronchitis home remedies
- Acute bronchitis medications
- When should I contact my doctor about acute bronchitis?
- What are the possible complications of acute bronchitis?
Acute bronchitis definition
Acute bronchitis is inflammation of the bronchial tubes, which are the airways that allow air to pass from your mouth to the lungs. It is a general term that describes inflammation of the bronchi that is usually caused by viruses or bacteria. Although other things (smoke, pollution) may also cause the disease, they are far less frequent causes. A cough lasting 5 or more days suggests acute bronchitis as a cause. People with recurrent acute bronchitis may develop chronic bronchitis. Chronic bronchitis is defined as a cough that occurs every day with sputum production that lasts for at least 3 months, 2 years in a row.


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This thread should be here: http://www.tankspot.com/forumdisplay...-I-need-advice
Here is my work on the topic:
Short Answer:
Frost works rather like Warrior tanking in that you are using a priority structure with procs to look out for. Here are some simple guidelines to get you started, assuming you have a fairly straightforward spec.
1.) Two slow weapons are ideal threat. Using tanking weapons in one or both hands will potentially give you more survival values but they'll do as much as 15-20% less threat overall compared to slow weapons of the same ilvl (though they'll be closer to match slow weapons that are a full tier or so below, i.e. ~19 ilvl difference).
2.) RS should be used on every availability. It is the best use of RP for threat, bar none. To that end, try to avoid using Frost Strike unless you have more than 60 RP (52 if FS is glyphed).
3.) Rune cost moves are always your first priority. FS as your RP burning ability should only be used when all your runes are on cooldown, with one exception: Killing Machine procs. On single targets you will want to use KM procs on FS, and on Howling Blast for AoE groups.
4.) If you have Blood runes (not currently Death runes by Blood of the North), you'll want to BS for single target threat, Pest to spread diseases, or BB for AoE threat. Beware: BB will not generate Death runes.
5.) Your default move for Frost/Unholy pairs or Death rune pairs is Obliterate on single targets and HB on AoE groups. Regardless, if HB is on CD you want to use OB as it can proc the Rime talent and refresh your HB and make it free to cast (think Sword and Board).
6.) Diseases are your first and most important step. If they are not applied or are about to fall off, they need to be refreshed/applied. Frost Fever (via IT or HB if glyphed) is the most important. FF will buff every move except OB and Blood Strike to their maximum values. If you are dual wielding slow weapons it is still well worth your time to apply Blood Plague (via Plague Strike) as it will offer a solid bump to OB/BS threat.
7.) Always use Rime procs (called Freezing Fog if you track it with an addon) before using OB again (like SnB), even on single targets.

subset: commoncrawl


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- Product Details
- Reviews (0)
A timeless home decor fabric of geometric cut velvet. Brown.
Color: Brown
Width: 55"
Content: 83% ACRYLIC, 11% POLYESTER, 6% VISCOSE
Learn about fabric careHOW TO CARE FOR COTTON FABRICS: Machine-wash warm or cold, tumble dry. Pull straight from the dryer to prevent wrinkles, or iron while damp. Prewash cotton fabrics before cutting out your pattern Mood strongly recommends test-laundering a swatch, if you plan to wash your garment or home furnishings yourself.


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Added Aug 26, 2013
by kisses
Kingston, Jamaica
This dress is partially lined with front neckline pleats. The skirt has raised waist and has side gathers at the front and the back. The style reference number B5752 is from designer Maggy London who design for the woman in mind. She certainly was because it fits me like a glove and I am so loving it. I didn't have to alter nothing,it was perfect.
I wore it out and paired it with one of my favorite shoe colour. Happy Me :-)
Stretch Cotton
Aug 27, 2013, 07.17 PMby nishavinod2009
Aug 28, 2013, 03.06 PMby kisses
Thanks very much
Aug 27, 2013, 05.45 PMby Oksana Starzhynska
A woderful dress, it has so many nice details! I like the pattern a lot, too. You look very lovely: both elegant because of pattern and playful because of fabric; and, of course, red shoes are the best choice for this outfit.
Aug 28, 2013, 03.02 PMby kisses
Thanks for lovely comments :-)
Aug 27, 2013, 05.12 PMby KristinaBerisha
your dresses are so beautiful so as this . so shik
Aug 28, 2013, 01.25 AMby kisses
Thanks Kristina…I really think so too and very glad you like it
Aug 27, 2013, 09.23 AMby bethmaryharley
Another lovely dress! The neckline looks perfect on you! :-)
Aug 28, 2013, 01.18 AMby kisses
Thanks :-)
Aug 27, 2013, 12.08 AMby schnui
I love it!! It looks perfect on you and the fabric is great.
Aug 28, 2013, 01.05 AMby kisses
Thanks Schnui…glad you love it :-)
Aug 26, 2013, 09.23 PMby cathysews
This looks great, really well made and fits perfectly.
Aug 27, 2013, 03.40 PMby kisses
Thanks Cathy for you kind words :-)
Aug 26, 2013, 09.20 PMby martinK
great job as always! lovely fabric. How do you manage to sew such a lot of dresses in a short time? Do you all this for the featured member project ?! You are a realy enthousiastic sewist! greetings from Rotterdam :-)
Aug 27, 2013, 03.50 AMby kisses
Thanks Martin…I love making clothes so I challenge myself to do one a week to wear out. I am an outdoor person. If my project gets featured that is extra bonus which make me extremely happy but I like the trill of making something new each time. Quiet time means sewing time :-)
Aug 26, 2013, 08.26 PMby puffinlove
Lovely dress! Love the fabric and the fit – you look great, as ever!
Aug 27, 2013, 03.43 AMby kisses
Thanks for lovely compliments Puffinlove…much appreciated:-)
Aug 26, 2013, 07.35 PMby Ellen Hatteland
Lovely dress Kisses! I like the style very much and the necline is beautiful. Fabric is very nice :)
Aug 27, 2013, 03.26 PMby kisses
Thanks Ellen.. I really like the neckline too :-)
Aug 26, 2013, 03.29 PMby Brahdelt
Interesting shape and lovely neckline! It looks good on you. :-)
Aug 27, 2013, 03.15 PMby kisses
Thank You :-)
Aug 26, 2013, 02.26 PMby liliv-1
I love black and white on you kisses and this dress is fabulous!! I love it even more with the stockings and your colorful shoes! Perfect outfit and you look stunning!!
Aug 27, 2013, 04.12 AMby kisses
Thanks alot Liliv :-) I was wondering if the stocking was too much but I glad it worked out
Aug 26, 2013, 02.07 PMby Mary Athey
well you've done it again kisses, i adore this dress and its fabulous on you. i would be proud to have this dress hanging in my wardrobe as i can picture myself in it lol. your style is so much like mine and i hope i look as good as you!!. the pop of colour with your heels is eyecatching as well. This patten i am going to get. When i get round to sewing it is anyones guess as i have loads of patterns i hav'nt tried yet lol. To many fab dresses and not enough time. I'd be ok if my daughter did'nt give me a list of things she wants made thats as long as your arm hahaha. Her favourite sentence us 'how long will it take mum ' lol x
Aug 27, 2013, 03.55 AMby kisses
Thanks Mary …it is a good pattern and it will so suit you. My list is also very long but someday I might be able to sew it off. It is very good that you have a daughter to sew for one day I will certainly have a little girl to dress up and she will appreciated me sewing for her as your daughter do
Aug 27, 2013, 06.40 AMby Mary Athey
I know once you have a child he/she will be the best dressed just like you. I keep telling myself i'll catch up on everything on my to do list but them new patterns come out and burda does do some fabulous dress patterns so i'm always behind lol x
Aug 27, 2013, 03.15 PMby kisses
Mary that is the exact thing I keep telling myself. I am so behind too but I am not worrying about that because sometimes it is not who first put it out but whose version is different and the overall fit and how it suits you not to mention the fabric choice. Take your time Mary we really cant keep up if we have a job to go too
Aug 27, 2013, 04.03 PMby Mary Athey
that is so true kisses, my daughter has just asked me could i make her a one shouldered maxi with side slit for to.morr?? i will try my best kisses. I only have a few more things to.make then hopefully i can start my holiday sewing?? i had planned on making everything but i think thats like the impossible dream now lol. i'll do the dresses a few tops and shorts x
Aug 28, 2013, 01.02 AMby kisses
Ok Mary…I know you will do it, Cant wait to see your daughter one shoulder maxi and then the lovely clothes that you will make for yourself
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Dr. Joyner has one office in Florida.
Specializing in the field of OBGYN / Obstetrics & Gynecology, Dr. Joyner is prepared to provide comprehensive care for the reproductive system in women. Obstetrics is the term for women's care during the prenatal and pregnant states, while gynecology covers care for general women's health in a non-pregnant state.
Provides care for the female reproductive system in both the pregnant (obstetrics) and non-pregnant (gynecology) states.


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Tuesday, October 23, 2012
Blooma Quilt
23 comments:
Love your quilt, those fabrics are just delightful!ReplyDelete
I am sure Market will be completely dull without the two of us there. At least, that's what I'm telling myself.ReplyDelete
Beautiful quilt!ReplyDelete
That fabic line is really gorgeous! How neat that you get to design a quilt for the line :)Congratulations!ReplyDelete
gorgeous...let me know if you don't have anyone lined up to photo it yet, and I'll be sure to get pictures!ReplyDelete
Nice. I like it. I don't have anything at market this time. Life is just too darn complicated right now! Did I tell you my daughter and her 2 girls moved into my home?ReplyDelete
Amy love that window pattern with the white sashing, it really makes those fabrics glorious. You do good work and I'm sure those Blend folks appreciate it. Looking forward to the pattern.ReplyDelete
love those colorsReplyDelete
love what you've done with the place, Am. New banner= mucho awesome.ReplyDelete
so fun!! love the design and the fabrics are lovely!!ReplyDelete
Very pretty! Love the colors and the design!ReplyDelete
Jennifer :)
Thank you so much for your help in making quilts. I have made my first quilt and I have used you blog in my post. I hope you donot mind.ReplyDelete
This looks so cute Amy!!!! Love it!! I will try to watch for it and take a picture at market. Wish I would get to see you there :)ReplyDelete
Looks great! I'll keep an eye out for it at Market! Any tips on how to become a quilt-maker for Market? It's definitely a goal of mine to make a quilt or two for a designer's booth!ReplyDelete
Love your quilt..your quilts are sooooo amazing:)ReplyDelete
How beautiful! I love the colors and prints!ReplyDelete
This is absolutely beautiful. So fresh!ReplyDelete
P.s. who won the sweet celebrations prize?
LOVE IT! My kind of colors!ReplyDelete
Fabulous fabrics and a truly fabulous quilt.ReplyDelete
love the quilt. I would love to have a pattern for it.ReplyDelete
Oh La La, I love this quilt! I can't wait until the pattern comes out. You have such talent, you should feel proud. I truly enjoy your blog and all that you offer, thank you!ReplyDelete
That quilt is absolutely beautiful. I love the sweet, saturated colors -- they're bold and airy at the same time. Next time I'm in my favorite quilt shops Orlando, I will definitely ask about the fabric so make sure you post that pattern soon! Thank you for sharing this, Amy!ReplyDelete
Thank you so much for your comments - they make my day! I try to respond to as many as my 'mommy' time allows, but life sometimes gets in the way. Please know how much I appreciate each of them.
I apologize for the current comment settings that require a registered user account. They are the only way that I don't get tons of gross spam. I'm hoping Blogger will make a way where people who are not registered users, but would like to leave a comment can do so. Please, Blogger! In the mean time, thanks for your patience.
I also love to respond to questions. If you are a no-reply blogger, please leave an email address so I can get back to you. Or you can email me directly: amy @ diaryofaquilter.com. Thanks!


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UNIVERSITY OF WISCONSIN River Falls
The College of Education seeks to reflect, enhance, and celebrate the physical, biological, and cultural components of the region it serves. Located as we are, among the erstwhile prairies and forested uplands of the St. Croix Valley, we wish to live and teach in harmony with the natural rhythms and cycles that make the area unique.
Dr. David Pepi


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Exclusive Ashley Greene Interview
The Breaking Dawn star dishes to Seventeen about the real-life Twilight drama, her famous exes, and what she'll miss most about being Alice Cullen.
By Seventeen Magazine
The Funniest Part Of Filming The Final Movie
"We secretly coordinated a dance-off during a scene! We were all in on it, but [director] Bill Condon didn't know. [All the vampires] were supposed to charge at each other and destroy each other, but instead we just started dancing! Everyone did itthe Cullen clan and probably 20 vampire extras! It was such an amazing way to end it all."


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Lousy Service And Privacy Violation
Posted by
I purchased a home in June of 2006. Several years later, as I was doing some yard work in my front yard, a neighbor – who identified himself as Gary - ran from across the street to offer some assistance. During his short visit he said to me, 'I work for State Farm Insurance. When you moved in I wanted to see who you had insurance with so I scanned your name & saw that you were already with State Farm'. I thought this was unusual, as I did not authorize him to 'scan' anything and this was my first encounter with this man. I did, however, tell him that I was not satisfied with my current State Farm agent. Gary then told me that he worked for an agent in (Olmsted Falls, Ohio) and he then suggested I switch everything over to his office. Although I agreed to the transfer of agents, I still felt uneasy about the fact that he looked something up without my authority or knowledge. I felt this was an invasion of my privacy.
On June 10, 2011, I viewed my credit report with Experian online. I noticed that my credit report was viewed by 'LexisNexis/StateFarm' in March of 2011. I thought this was unusual, as I did not authorize such an inquiry. So I contacted my State Farm Agent to question this. I received the company voice mail and I specifically stated that I wanted THE AGENT to call me back. Although I specified this, within 5 minutes Gary called me back. Gary said 'what can I do for you?' Since I did not expect Gary to call me back and my issue was pertaining to Gary, I simply said "I just wanted to know how much I am paying in house insurance per year because I am shopping around". Gary then said to me "you are paying $512 a year". I thanked him and we hung up.
I then called the agent's mobile number and spoke to him directly. I went into detail about the first incident that I had with Gary in my front yard. I told him that I was concerned because I saw that State Farm has viewed my credit report in March of 2011 without my authority. The agent explained that there was 'absolutely no way' that State Farm can view my credit report. I then asked him if his office had access to Lexis Nexis and he stated 'absolutely not'. He again told me that State Farm 'never' looks at existing customers' credit reports. He asked for me to send him a copy of my report to prove to him that State Farm looked at my report. I agreed and then we hung up.
Nearly 15 minutes later, I received a call from the agent. He was now in defense-mode, as his tone was now that of anger and he was now acting as if he were an attorney. The agent said to me, "State Farm reviews your credit every 3 years", which is now a contradiction to his initial statement that State Farm 'never' looks at existing customers' credit reports. The agent insisted Gary 'wouldn't do such a thing'. I then reminded the agent, once again, that Gary admitted to looking up my personal information after moving in to my house. He said to me "look, what you think of Gary as a neighbor is none of my business". I then reminded the agent that my first encounter with Gary was unusual, as he (Gary) was discussing my personal information (that he had already looked up) for the sole purpose of selling insurance to me as a benefit to State Farm. The agent then said to me, in a sneaky little voice, "ohhhhh, but that's not what you said the first time! You said that Gary said that he ran across the street and told you that he ran your credit report! Now you're giving me 2 different stories!" I said to the agent "I didn't say he ran my credit report the first time he came to me, I said he 'scanned' my name, without authority" – however he did this, I do not know. But, in March of 2011 State Farm reviewed my credit report and I wanted to know why. The agent then said to me, "No, you said that Gary ran across the street and told you that he scanned your credit report, now you're telling me something else. And see, here I called Gary and told him what you said & now you're saying something else!'' (as if to 'trick' me). The agent certainly is not a good listener, as I never stated this to him (and it doesn't matter anyway, my privacy rights were STILL violated!). I felt like I was arguing with a 10 year old child. The agent is clearly unprofessional. He also made me feel as if I were on trial and I told him this. The agent then said to me, "let me ask you this, why did you ever come to my agency?" (as if he were suggesting I was a problem client simply because I was not satisfied with the service I received from my first agent – of nearly 20 years). I responded "because I was not satisfied with the way my last agent handled my claim". Jared then said to me, "look, you are certainly free to take your business elsewhere". So I am.
I have been a State Farm customer for about 23 years. State Farm has very poor customer service. I am now going to file a formal complaint with the Attorney General of Ohio due to my privacy rights being violated. I am now in the process of transferring my auto insurance to Progressive. I have already had a much better experience with them. I am currently looking into transferring my home to another company, as well. Once I have transferred all of my possessions to another company, I will never go back to State Farm again. My daughter has already transferred her new auto to another company due to Gary's unprofessional behavior (a separate incident). I am going to encourage as many people as possible to switch their insurance to Progressive – all due to the lack of concern, privacy violations and unprofessionalism. 'Like a good neighbor State Farm is there'? What a JOKE.
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Venice09 on 06/11/2011:
Both agents do sound very unprofessional. My husband has been with State Farm for over forty years and has only had two agents during that time. We have had the best customer service that could be expected from an insurance company, and I believe it's due to the agents. If you can't find a decent State Farm agent, I don't blame you for leaving.
Nice review. A little lengthy but well-written and easy to understand.
trmn8r on 06/11/2011:
I found this whole experience foreign. I have been a State Farm customer since 1980, and my parents for many years prior. I have been with a total of 4 agents through my moves and each has been totally professional.
What the neighbor did is odd (telling you he had looked up your name and address and found you were a SF customer), but it doesn't sound like he solicited you. You told him you were dissatisfied (you don't say what claim issue you had), and arranged to switch.
So, I guess your recent experiences are the unspecified claim issue with the previous agent, and this credit inquiry. The agent should know State Farm's procedures, I would expect, about running credit checks. I'd be a bit upset too.
I have to reiterate, I have never had any trouble with communication or the professionalism of my agents. I'm sorry your experience is different.
Venice09 on 06/11/2011:
Many of the complaints I read here about State Farm revolve around the agents. I'm guessing it's that way with all insurance companies. My husband has always been able to deal with the agent and office in person. That might make a difference.
I have to say that I wouldn't be too tolerant of the way the original agent spoke to the OP. It does sound like a conversation with a child, and a bit shady, too.
trmn8r on 06/11/2011:
Yes, I agree with you Venice. I'd be tempted to report this directly to State Farm, if that is possible.
Venice09 on 06/11/2011:
Now that you mention it, I have no idea if State Farm can be contacted directly. We have never had to do that. I wouldn't be surprised if everything goes through the agents.
Nohandle on 06/11/2011:
I think there's a State Farm Agent on every block, at least in this area. I have homeowners, auto and about everything else concerning my personal property. It's my understanding they are higher than many insurance companies as far a premiums but I've been pleased all these past years with the service.
It is also my understanding many of these insurance companies do in fact check your credit report from time to time. Do I like it, do I not like it? I've really never thought about it but by golly I've never had another individual attempt to solicit my business from another agency representing the same company.
Venice09 on 06/11/2011:
Yeah, the neighbor sounds a little shady, too. The OP's whole experience is strange. I never gave any thought to the credit report thing. I'll ask my husband if he knows anything.
trmn8r on 06/11/2011:
I never give my credit report a second thought. My neighbor could be running checks on me for all I know. I've checked it once in my life and nothing odd was there.
Nohandle - yeah, they say how your credit report affects the premiums you pay these days. I guess they must check it.
Venice09 on 06/11/2011:
I think credit reports are checked by more people than we realize. I have never looked at mine. I also have never been turned down for credit, so I'm assuming it's okay.
Vinnie11 on 06/11/2011:
He probably checked your CLUE (Comprehensive Loss Underwriting Exchange) report. If you have never seen it, you may want to order one from Lexis Nexis just for the heck of it. You will be amazed about the information that has been collected on you. It is LIKE a credit report but has insurance related stuff on it instead. It lists all of the carriers you've had, all of the claims you've made, your DMV record, potential drivers of your vehicles, claims made on your vehicle prior to your owning it (if you bought a used car), etc... When I ordered mine, I also received a standard credit report so I think that may be part of it.
Your insurance carrier does run your credit every now and then. Your credit rating is a huge component of your rate and if you were already doing business with them, I don't think it is a huge deal. The agents sound like jerks. I hope you are happier with your new carrier.
Venice09 on 06/11/2011:
Great info, Vinnie. Thanks!
madconsumer on 06/11/2011:
great point of view vinnie!!
I do know insurance companies often scan ones credit report for various reasons.
Nohandle on 06/12/2011:
Good information Vinnie. Thanks. I've had the same State Farm agent for so long that I honestly don't know what goes on behind the scenes and again had never thought about it. At least my insurance wasn't cancelled, nor did my premiums increase after that costly burglary I had a number of years back.
John on 07/05/2011:
Write to state farm home office in Bloomington,Il.
Edward Rust is the president.
Also BBB in your area.
Chip on 07/24/2011:
The agent's direct "supervisor" is the agency field executive. You could ask the agent for his name and number. If that agent won't give it to you, contact an agent in the same town/county. They will have the same executive and should give you his information. Of course, you can always write to the CEO, but that will usually take a little longer to get the ball rolling.
TAL on 03/14/2013:
For everyone's benefit. Go to www.BadFaithInsurance.org. You will see that your favorite insurance companies are not who you think they are. Then go to www.burcos.com/recover and read the "Insurance Hoax" article written by Bloomberg. It will open your eyes to things you would have never imagined.
Angela on 07/18/2013:
I can believe it. State Farm does use lexis/nexus WITHOUT permission and also office workers in other agencies than your own can and do access your account when you phone that agency. That is a violation of my privacy. A lady I know works for another agency and she left a message for me to call her at work which I did and later that week she was making references to what was in my account. This is a violation of my privacy and State Farm is vehicle in which these issues continue to exist
I have moved all my business elsewhere and I had been with State Farm for over 30 years. NO MORE
jim on 03/08/2014:
I got on this because of LexisNexis/statefarm running a credit check on me. I have no mortgage on the home I insure with them, I insure both cars both paid for, never have had an accident claim in all the 12 years I have been with them. When I questioned about their snooping all I got was an answer with do that to see if I am elgible for a deduction of rates. My credit score is 814 and when I asked what I have to have to get a deduction all I got was a dah
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Took Forever to Review Requested Homeowers Policy, Then Denied
Posted by
BUDD LAKE, NEW JERSEY -- Been dealing with State Farm for 40 years, first with car insurance, then both homeowners and car, then just homeowners. My wife and I are moving to an older home within the next few weeks. Considering State Farm has my present homeowners insurance (15 years) as well as having insurance for several other family members, I thought it would be best to get a quote from them. I should not have wasted my time.
First, they wanted pictures of the outside of the house and any outbuildings, then also of the electric panel as it has recently been upgraded...no problem. After they were furnished with these, I waited over two weeks, and then had to call twice for them to quote me. When they did, they told me they turned it down because the house was below average condition, which it is not. Granted, the house is old, 1840, but has aluminum siding, and has been upgraded, electrical, heating, kitchen, etc. To add insult to injury, they were trying to sell me car insurance at the same time on top of it.
Just as a note, I have never had a claim for homeowners, or car insurance in all these forty years. Granted, my credit history has not been good the last couple of years like a lot of Americans, if this has anything to do with it; which it should not. They don't care about customers that have been long standing....they just go for the easy money. The original agent that myself and my family dealt with retired a long time ago. Too bad, he was great to deal with. The present one that I use, you cannot even talk to him directly.
I therefore am seeking out another insurance company and will advise all my family members and friends to do the same.
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trmn8r on 09/05/2012:
I have used State Farm for decades as well, and love them.
It is impossible to know if you were improperly denied based on your complaint. State Farm doesn't automatically insure everyone and everything they are asked to. My house is in insured by State Farm, and I can't recall any problem in making that happen.
I'm sorry that a decision not to insure leads you to attempt to get people to drop them - I doubt that will succeed. Your experience is personal to you, but if others believe they are being treated fairly they will probably also say "we're sorry this happened to you" and move on.
madconsumer on 09/05/2012:
I found this review very helpful, and voted as such!!
having lived in several states, in those states, State Farm Insurance has a reputation for refusing to pay valid claims. that is why they are known in some states as "snake farm".
chigrl on 09/05/2012:
Be happy that you are not with State Farm. They cheat their customers by not telling you how they calculate your loss. Replacement value insurance is not what it seems. Glad I am rid of them. Losing them may be a blessing in disguise
onlooker on 09/06/2012:
I also feel you need a new broker.
CowboyFan on 09/06/2012:
I have State Farm and like them. The problem with homeowner's insurance is that the condition of the house makes a difference. If the house is older, even if upgraded, that means that in a lot of different ways it does not meet current building codes. Obviously, any insurance company is going to be more leery about insuring such a home.
Rich on 12/01/2012:
I just found out that having your house vacant makes insurance companies run away as fast as they can. I have moved and thought my insurance would be much cheaper since my house had no possessions in it. Not so. If your house is vacant, there are all kinds of exclusions to your policy, if you can get insurance at all. State Farm did not have my prior policy but they do have my car insurance and life insurance. They would not write a policy at all. Keep looking or you will have to use a state run insurance plan.
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My Homeowners Insurance Has Been Cancelled
Posted by
PIPESTONE, MINNESOTA -- After reading some previous remarks it is clear to me I will simply be uninsured after next month.
My parents put "30 year shingles "on their home, In 2003,and then they failed within 10 years, and all indications have been that the class action settlement against the shingle company would likely net them $800 or so. Unable to afford the cost of re-shingling, they just did nothing. Then Dad died. Mom signed the house over to me, as she was unable to maintain the cost of insurance, taxes etc. Mom continues to live in the house, at age 91. I pay the bills. I was required to write a new insurance policy by State Farm, which I did readily. I have been a State Farm customer since 1984, every house, car, camper. Today my thank you and goodbye letter came from State Farm Insurance. They Cancelled my Homeowners policy due to the curled, but functional, shingles . Save your rhetoric. I give up .
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BigAl on 10/12/2013:
This is a sad situation but it is not State Farms fault that the property is not maintained. If the shingles are curled as you state then they are not functional. Why you made your mother sign her home over to you is the real question. That would make taxes and insurance higher.
cmthru on 10/12/2013:
A policy requires the house to be properly maintained. With curled shingles there is a good chances of leaking in the rain or snow/ice melting. No one will cover damage from a roof in apparent poor condition. Maybe you can find a local organization to do the roof cheaper or for free.
trmn8r on 10/12/2013:
It sounds like State Farm cancelled the policy because your shingles are defective, and you do not plan to replace them. You say the shingles are "functional," but have failed. I don't blame State Farm.
madconsumer on 10/12/2013:
snake farm at its best. they will do anything they can to deny claims.
sounds like the installer of the shingles did not properly install them with a proper vent. this is one reason shingle will fail and curl.
Terriloudawn, sorry some choose to beat up on the OP's around here. I would have been pretty upset too if I paid for insurance and was cancelled due to this lame excuse.
Terriloudawn on 10/12/2013:
Thank you all for your response . Big Al: I did not "make " my Mother sign her home over to me. And the taxes and insurance did not go up . I did not state the time line well. I live in a town 65 miles from Pipestone. Six and a half years ago I began staying the week at mom and Dad's who were then 90 and 85 to help them stay safely in their own home . It has been a privilege .They "gave" me the house 3 years ago. Dad died this past winter just short of his 96th birthday. never went to a nursing home. Iimmediatly transferred to a position in Pipestone, and have continued to work full time. I can fix the roof sir. I just don't like someone telling me to fix one that still works . State Farm calls the shingles "failed". I have had a contractor look at them, none are missing or loose, all are sealed. Only the southern exposure is affected. We simply are trying to get as much time out of these shingles as we can because it is expensive to replace a roof . State farm did give me the required 45 day notice.
Terriloudawn on 10/13/2013:
I have been given an extension to fix the roof. I will probably not stay with StateFarm Insurance. I own my home with my husband, and now my parents home, 2 vehicles, one camper, all insured with State Farm since 1984. As soon as I can get the roof done (this is MN) I will and then will be able to leave them with no adverse rating , right? Please?? I accept responsibility for not meeting their standard of maintenance. I was simply trying to make the best of a bad deal with the shingles. It seemed financially prudent to try to get as many years as we could out of them before putting them in the landfill, and again paying to re-shingle the house. I was woefully mistaken. None of this is State Farms problem. It is mine. Insurance, tho often required, is a benevolence granted by The Company that I choose to pay,( after they call me, and send me letters asking me to buy their product.)
I apologize, this had turned into a rant. I was shocked this could happen, as I have never met anyone else who had their policy cancelled. I feel like such a loser. Thanks for listening.
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Failure to Communicate
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WINTER HAVEN, FLORIDA -- I received a certified letter from State Farm 7/13 stating they did not renew my policy 4/13! No notice. No insurance for 3 months without my knowledge. I called to ask why. I've never had a claim in 15 years and always paid my premiums on time and in full. I was told a letter was sent to me 4/12 with suggestions for things they wanted done to the property. I did receive that letter and I complied with each "recommendation." Never did the letter state it was required that I had my property mgr do these things, yet I faxed them to her, she had them done and charged me for them in my May statement.
State Farm's letter was dated 4/16 and the items were completed on 5/4. When I asked why they failed to renew me, I was told that I had not provided invoices, photos, etc. on the items they wanted done. Huh?! Apparently I needed to fly 1500 miles to act as their secretary. Nowhere in their letter did it state these main items are mandatory and documentation must be submitted to State Farm. I guess the customer is supposed to be a psychic secretary! OK, now that I know you need me to do your paperwork for State Farm, I will ask the property mgr to submit everything on my behalf. State Farm then told me it was too late. They would not renew the policy! Perfect payment history. Perfect lack of claim history. Perfect compliance history yet they refuse to allow me to continue as a customer. So sad to see companies who feel customers are not necessary to their business. With an attitude like State Farm has down me, I would love to see them go down the tubes ASAP! I am a small business owner and treat my customers like GOLD, because that's what they are. They are the reason my business exists and grows!
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Insurance 101 on 07/12/2013:
It's not the insurance company's responsibility to prove your eligibility. We don't buy insurance, we apply for insurance.
If you have a claim or an inspection reveals improvements/repairs needed, you're contacted, asked to comply and the burden of proof of repairs is on you. I'm sure if you look a little closer at the letter you'll find a notice to contact your agent once the repairs/improvements are completed.
Sounds to me as if you got too busy, forgot the part about following up with your agent and are now blaming the big bad company for your failure follow instructions.
Each and every insurance company has the right to non-renew your business. Florida is an extremely volatile state as far as insurance risk is concerned. Very few preferred companies want to do business there. They know their risks outweigh their profits in Florida. Homeowners business is not really business when you're spending more than you're making to keep it on the books.
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Beware of State Farm
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BLOOMINGTON, ILLINOIS -- We were 1 block away fromthe touchdown of a tornado on April 3, 2012. We sustained Wind and Hail damage to our roof. State Farm only wants to replace the West and North side of the roof and repair and patch the South and East side.
They are doing over 1/2 the roof, but refuse to do any more. This roof will not match the existing roof. I don't want a patch job. This will look terrible and I will never have a nice or consistent looking roof again unless I pay for it. I thought replacement value insurance would put us back in the same position before the damage.
They told me they don't have to match the existing roof and basically it just has to be functional. Don't trust State Farm to do the right thing and go over every detail of your policy. I thought we were covered for this type of loss. 12 years and never a claim, first time trying to get them to pay and it is a tough luck.
By the way every other home that has a roof replaced in our neighborhood has had the insurance replace the roof.
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Kris10 on 05/15/2012:
I would contact your state's insurance commission to see if they can help you out. They might be able to persuade SF to help you.
trmn8r on 05/15/2012:
To me, it makes sense to not replace portions of a roof that haven't been damaged. You are talking about a lot of material and labor(removal, disposal, new material and install) simply for an aesthetic reason.
I have seen this identical complaint in the past year, and it makes sense that some with storm damage would wind up in this position.
Are any of those having an entire roof replaced also with State Farm? Is there damage to all faces of the roof in those cases?
CowboyFan on 05/15/2012:
Hire a roof inspector to see if there is sufficient damage on the South and East sides to warrant replacing the roof. If not, see if the roofer will give you a discount on replacing the South and East sides when he does the insured work.
This is like getting part of a car painted after an accident. You can't expect the insurance company to pay for painting the entire car, just because you want the paint to match perfectly.
Also, for them to replace the South and East side would give you more than you had before, a new roof in that section, which was apparently not damaged significantly by the storm.
stormy on 05/25/2013:
I get what u r sayin but the roof they had before the storm all matched and I'm sure the premiums they have been paying over the years will more than cover 20 roofs so with that being said state farm needs to pay up also you can get a perfect paint match but not on shingles you sound like you work for state farm very shady
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State Farm Stinks
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BLOOMINGTON, IL, ILLINOIS -- State Farm Insurance Company is definitely not your "Good Neighbor". I have never filed an insurance claim in my life. We had a small leak in a bedroom ceiling. I called my State Farm agent to inquire as to the provisions of my home insurance policy. I told the agent that I would not know the extent of the damage until I got up into my attic. As it turned out, the problem was solved with a $1.65 tube of caulk and a gallon of paint from Wal-Mart. It wasn't until my policy renewed that I found that my rates had gone up substantially and I was now listed on a National insurance data base as having filed a claim ! Farmers Insurance would not insure me because of my "bad" claims history. Had to go with Lloyd's. Have had no success in dealing with State Farm corporate office.
My advice, Disregard their media commercials. They are a BAD Neighbor you should avoid.
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trmn8r on 01/29/2011:
Did you file a claim for this small problem? If you have a deductible, the cost of this repair was probably less than the deductible.
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Felt like a thief
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On January 8 2011, I had my prized truck stolen on the return from a hunting trip.
On the first day I called the toll free number And was treated very nicely and given another. Number to call for the claims team handling my claim I tried for the next 3 hours without being able to reach the claims team. on my last call I finally reached someone who told me that team was not even working that day. very frustrating.
On Monday I spoke with a team leader who was very professional and easy to deal with. I then spoke with the claim representative for the homeowner side and what a difference. I felt like I was being accused of stealing my own truck and all the hunting gear inside that went when the truck was stolen.
I was very PO by the time I was done. The auto side has been. Great and informative during this time and has kept me in the loop. The home owners side has Been hard to deal with information is hard to get and the email responses have been very rude.
After everything is settled I plan ongoing to a different company for my homeowners coverage. I have been with them since 1992 and after this will have no problem moving to a new company
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trmn8r on 01/25/2011:
I hate to even broach the subject (but I will), but there has been a lot of fraud with people having their cars "disappear". It's hard to know from your description if the difficulty you felt was related to them making sure there was nothing amiss in your claim.
The 11th was my b-day, Tuesday, which means the day you called was Saturday. They should have known to tell you the office was closed that day. I've been with SF since 1980, and really like them. Good luck with the next company.
Ytropious on 01/25/2011:
Did you file a police report for the stolen vehicle? I'd be starting there first! You best believe if anyone steals my beloved vehicle I will hunt them down and kill them.
Skye on 01/26/2011:
When my vehicle was stolen, all I had to do, was contact my agent, and dealt him threw out the entire process. None of this being passed around. Just my agent and my agent alone. Too me, it's worth using an insurance company, who provides you with an agent, and if you don't like that agent, you are free to find one you do care to do business with. I won't mention my insurance company, I'll just say, "Mayhem".
Sorry your truck was stolen. I know EXACTLY how you feel.
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No Coverage, No Refund!!!
Posted by
HOUSTON, TEXAS -- I had an apt dwelling ins policy and one for my home. I received my refund for my apt. policy, but was also cancelled, by mistake, for my home insurance I paid $2070 in full for the year. Now I have no coverage or refund and am vulnerable and very uncomfortable. I can't get the agency to return my call. She has my money and I have not coverage. This is unacceptable!!! I keep leaving messages and cannot get a return phone call. The answering machine is all I get.
If anything happens, I promise I will sue St. Farm!!! I expect a phone call asap to 281-543-8824.
Please reply ASAP!!!
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BigAl on 04/29/2013:
Write them a registered letter with your concerns and e-mail them the same thing. A phone call will do you no good if it should go to court.
Too many wackos! on 04/29/2013:
Is that your phone number? You might want to remove that.
trmn8r on 04/30/2013:
I've never had any problem with State Farm - acutally quite the opposite. If they cancelled your home insurance and it was their error, I would expect that they would cover any possible loss that occurs before it is straightened out.
I've never had an agent I could not contact. If I were in your shoes, I would be trying to contact State Farm corporate with your concerns about not having someone to speak with - that is not acceptable.
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State Farm Cancels Another Policy
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State Farm cancelled our policy today after many years with their company for a claim that was submitted. There was a very big snow storm that caused a tree limb to go through our roof. We thought that was the reason we paid insurance every month and even asked them if it would affect our policy and were told it would not. Then I get a call that they are dropping us because of it. They are unethical anddo not care about their customers.
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unhappy999 on 02/15/2011:
I agree with you. It should be against the law to drop your insurance or raise the rates because you have a claim. You pay insurance for years and nothing happens so they are making money for nothing and then something happens and they have to pay a claim and then they don't want you as a customer. All they want to do is get money for nothing.
Weedwhacked on 02/15/2011:
Unfortunately the lobbyists and government allow this type of unethical action. This is one of the things wrong with America. The lawyers, lobbyists, and shareholders all screw over the American public for money.
Anonymous on 02/15/2011:
state farm sucks to beign with. I don't understand how they insure most people in this country when they totally suck. had a similar circumstance with them. I love how they make their commercials so caring...like a good neighbor...yeah right. More like the lousy drunk neighbor who makes noise at 3 o'clock in the morning.
old fart on 02/15/2011:
I have state farm and they have raised my rate 3 times in the last 6 months...Time to start shopping!
trmn8r on 02/15/2011:
I am a very happy State Farm customer. I guess I am not the only one, since according to P-C they insure most of the people in the country.
I'm willing to accept that SF deserves criticism, but this statement blows me away:
"I have state farm and they have raised my rate 3 times in the last 6 months"
I don't understand how this can even happen. I have had SF auto for 30 years, home for 10. I get one bill per cycle, never an interim one. If my rates go up, it happens during renewal (twice/yr for auto, once for home). I suppose theoretically, my auto could go up *once* every six months, but it doesn't. I'm scratching my head here...
old fart on 02/15/2011:
Trust me trmn8r.... back in July my rate was 70/per month... it is now 100 dollars and I haven't had a ticket or accident in 40 years... according to my agent, I have all the discounts possible!
Ytropious on 02/15/2011:
My husband had one accident on his record and State Farm wouldn't take him! We said screw them and took up Geico instead. Now that we have a house we insure all through Allstate.
trmn8r on 02/15/2011:
Well, that is understandable. State Farm does have a thing about not taking people with accidents on their record. I let my insurance lapse 20 years ago, and SF penalized me by throwing me in a higher risk category for 3 years, until I earned my way back into the cheap seats.
Geico? I had Geico when I was 18. They jacked my rate over 100% for no reason whatsoever, except they could. I can remember exactly where I was standing, on the phone with Geico, 30 years ago. So it cuts both ways, I suppose.
old_fart -> OK, I'll trust you. Saying it went from $70 to $100 is tangible, but you didn't explain how it was increased three times in 6 months.
steve101 on 02/16/2011:
After watching their commercial saying I could save 40% on my car insurance, I just got my bill and it was raised a whopping 30%!!! That's with NO accidents or tickets.
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Another complaint on rate increases
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STERLING, COLORADO -- I have been with State Farm for all my insurance needs for over 20 years. I opened this quarters bill and find a 24% increase on the coverage for a rental property I have. After a call to the local representative, he stated that everyone was hit with up to a 24% increase because of all the hail damage claims they have had here in Northeastern Colorado....BS!! I recently submitted a claim for roof damage on a rental I have in the Western Slope of Colorado... After negotiations, and a large deductible, I was given enough monies to DO THE WORK MYSELF... I have had it with corporations like this arbitrarily increasing premiums because of a claim...what the hell are insurances for? I figure that the 5K they gave me to replace the roof...does not compare to the tens-of-thousands that I have spent with this company insuring homes, rentals, cars, etc. etc. etc...
Anyone considering this company as a carrier should investigate them thoroughly before doing so. I which I had!!! This company did not even give me a courtesy call before the increase...which is just as wrong as the increase
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Weedwhacked on 09/22/2010:
"I figure that the 5K they gave me to replace the roof...does not compare to the tens-of-thousands that I have spent with this company insuring homes, rentals, cars, etc. etc. etc... "
You're wrong. They want you to keep paying your premiums without EVER making a claim. That cuts into their profits and they will get it back somehow. They don't care that you didn't cause the hailstorm, they want their bottom line to not change. Sorry, but its a typical case with an insurance company.
Jack H on 07/12/2011:
I would like to know how much of our premium dollars go into advertising.
Example,State Farm Sponsors the All Star Homerun
contest.That must come from premium dollars collected.
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Hayden 3 Standard Inlet Installation Kit 793317W$79.99This is the Hayden 3 Inlet Installation Kit. all three inlets are standard and do not carry high voltage. 793317W Learn More
Hayden Universal 30ft Central Vacuum Kit 805830GHRK$499.99This is a OEM Hayden Universal Central Vacuum Kit. Comes with a 30ft Central Vacuum hose with Pigtail or Direct Connect. Part number 805830GHRK Learn More
Hayden Central Vacuum Attachment Kit BI-5729 CENTRAL VAC ATTACHMENT KIT$468.99Works With: Hayden BI-5729 Description:* 30ft Crush Proof Electric Direct Connect Hose with SuperHose orthopedic handle * 14 full-width Cleaning Electric Power Head with easy-step 4-position height adjustment, furniture guard, high intensity light * (2) Metal Wands * Bare Floor Brush * Upholstery Tool * Dusting Brush * Crevice Tool * Clip On Tool Caddy * Crevice Tool Bag * Hose hanger BI-5729 Learn More
Hayden 805830GUVDC 30ft Direct Connect CrushProof Hose$199.99Hayden 805830GUVDC 30ft Direct Connect CrushProof Hose Learn More
Hayden 805835GHYDC 35 Foot Crush Proof Hose with Direct Connect$200.00Hayden 35 Foot Crush Proof Hose w/ Direct Connect. The Hayden 35ft hose is great with any cvac system such as Beam, Vacuflo, Nutone, etc. part # 805835GHYDC Learn More
Hayden 793375W 3 Inlet Super Valve Central Vacuum Installation Kit$69.99Hayden 793375W 3 Inlet Super Valve Central Vacuum Installation Kit Learn More
Hayden 805830GUVDC 30ft Direct Connect CrushProof Hose$199.99Hayden 805830GUVDC 30ft Direct Connect CrushProof Hose Learn More
Riccar Attachement Set 12' Hose$49.95Riccar Attachement Set 12' Hose Learn More
Riccar & Simplicity Canister Electrical Wand Assembly 3624411460$99.99Simplicity and Riccar metal telescoping wand for electrical power tools. Simpicity and Riccar canister metal telescoping electrical wand. 3624411460 Learn More
Upright Vacuum 15' Hose Attachment Set Fits Cirrus, Riccar, Simplicity, Panasonic, Fuller Brush &$71.99This attachment set is designed to work with all Upright Vacuums by Cirrus, Riccar, Simplicity, Panasonic, Fuller Brush, Evolution & Carpet Pro Learn More
Riccar & Simplicity Upholstery Tool and Deluxe Natural Dusting Brush$21.95This is a combination upholstery tool (also known as a T-tool) and a deluxe dusting brush, that is attached to the back of the metal telescoping wand on all Riccar and Simplicity canister vacuums. Riccar actually refers to this as a 3 in 1 tool, however Learn More
Riccar 1500, 1700, Pristine Canister Vacuum Roller Brush Assembly D351-2100$69.99This is a replacement roller brush for the Riccar 1500, 1700, and the Pristine model canister vacuums. The wooden roller brush assembly comes completely assembled with all of the components of the roller brush including the wooden core and brushes, 2 bal Learn More
Riccar 1800 Premium Canister Roller Brush Assembly (Metal)$70.99This is the entire roller brush assembly for the Riccar Premium 1800 canister vacuum. The roller brush assembly is completely assembled and ready to use. The parts included are; The steel core, 3 Brush Strips, 2 Ball bearings, and 2 rubber end-caps. T Learn More
Riccar 8000 Series Roller Brush With Rug/Floor Switch$74.95
Keeping your floor coverings such as rugs fresh is an important part of maintaining a healthy home environment. We've all been victims of dirt and odors trapped in flooring, however, thanks to a vacuum cleaning system we can do away with the scrubbing and scraping for clean floors. The roller brush on a vacuum will help tackle dirt and dust mites on your floor or rug. You can buy this entire steel roller brush assembly, which you can use with your Riccar and Simplicity uprights that have a rug or floor switch. The brush and the bearings will wear out eventually so keep this set of 1 steel core, 4 brushes, 2 ball bearings, and the clutch assembly including spring, and outer clip ready so you can replace it with ease. If you are looking for complete cleaning solutions for your home, then GoVacuum is the right place. Our customer service staff is trained to find the best vacuum cleaner for your needs and also ensure that you find one at a low price. Plus, you will save on shipping (as we ship free of cost). We make every effort to provide you with the right needs. For this, we have cleaning systems and accessories that cover every corner of your living or working space. Choose from over thousands of products in various categories.
Product Features: • Includes a steel core, 4 brushes, 2 ball bearings, and the clutch assembly including spring, and outer clip • Fits Riccar Models 8955, 8925, 8900, 8850, 8725, Riccar Vibrance Premium and Riccar and Simplicity models with the rug/floor switch
Riccar 8000, 8900 Bottom Plate Assembly Complete C015-1500$34.07This is the metal bottom plate, or agitator cover assembly complete. Assembly includes both wheels, and axles already assembled and affixed to the bottom cover. This bottom plate fits the following Riccar upright models;Riccar 8850 Riccar 8650 Riccar 86 Learn More
Riccar 8000, 8900 Series Upper Cord Hook Assembly With Hardware.$12.95This is the complete upper cord hook assembly for the Riccar 8000, and 8900 series vacuum cleaners, and includes all hardware needed. Learn More
Riccar 8000/4000 Series Steel Roller Brush For Upright With No Rug/Floor$71.99This is the entire steel roller brush assembly for Riccar all Riccar 2000/4000/8000/ and the new Vibrance series uprights that do NOT have a Rug/Floor switch on them. These machines have no switch on the machine to turn the roller brushes off. If your r Learn More
Riccar 8900 Series Rear Wheels, Rubberized, Part Number B210-0531$19.95These are the rear wheels for the Riccar 8900 series upright vacuum cleaner. Learn More
Riccar and Simplicity Tandem Air Extension Hose$34.95Product DescriptionThis hose is an 12' extension hose that will connect into the vacuum in the same position that the existing attachment hose is. This hose will allow you to be able to vacuum above the floor cleaning such as cleaning return air vents wi Learn More
Riccar Upright Two-Wire, 35ft. Electrical Cord for Most Upright Models$22.95This is a single Riccar Upright Two-Wire, 35ft. Electrical Cord for Most Upright Models Learn More
Riccar Hand Held Turbo Brush Deluxe Version$51.99The Riccar Hand Held Turbo brush is a seperate attachment that is great for vacuuming stairs, upholsteries, cars, and even your mattress. The brush has rotating brushes that are driven by the suction of the vacuum. The rotating brushes make cleaning pet Learn More


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Matthew Steed Wilson Photography8 Reviews
Washington, IL | 309-300-0852
I am located in Washington, IL but spend a lot of time in Chicago as well. I do weddings in and around those areas and everywhere in between… or as...(more)
PHOTO PALMA31 Reviews
Second Generation of Photographers
Bloomington, IL | 309-828-2863
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Fresh Image Studios1 Review
Rantoul, IL | 217-419-1139
Fresh Image Studios is a professional photography team based in Rantoul, Illinois. We specialize in wedding photography, engagement sessions...(more)
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Springfield, IL | 217-638-7579
Chris Withers Photography specializes in creative lifestyle photography. Life has no limits, so neither does his photography. If you wish to push...(more)
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I fall head over heels for a good love story. and photographing weddings makes my heart skip a beat. (I tear up at every single one.) My work...(more)
Tiffany Bode Photography3 Reviews
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74K Photography7 Reviews
Lincoln, IL | 217-714-1653
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Visit our website! Warmowskiphoto.com(more)
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text:
Nico Hulkenberg had no complaints with his tenth place in qualifying, revealing that Sauber are battling with the balance of their car.
The German driver has been in fine form in the run-in to the season finale and on Saturday secured his sixth successive visit to Q3.
However, contending an ill-handling Sauber C32 in the rain, Hulkenberg could only manage a 1:29.582 which put him tenth on the grid.
"Reaching Q3 today was a success," said the 26-year-old.
"It's been wet the whole weekend, and we've not been as competitive as I would have liked as we had problems with the balance of the car.
"It was difficult to nail every corner as the track was extremely slippery.
"At the beginning of the season we were better on wet tyres and not so competitive on slicks, but now it seems to be the opposite.
"I think it will be an exciting race tomorrow and let's wait and see what the weather will be like."
Related Links
Vettel Secures Brazilian Grand Prix Pole
Qualifying Day At Interlagos
Any reproduction, publication or redistribution of this material without the written agreement of 365 Media Group is strictly forbidden.


text:
If someone from the MainTankadin can drop the links to the two threads Lore is referencing, please do.
TankSpot Podcast #7
Web Resources
Patrick O'Callahan "Ciderhelm" and Joshua Allen "Lore"
Player not showing up? Try refreshing!
Direct Download For This Podcast
Podcast Information
This podcast covers various web resources available to WoW players and their relative importance. This will be most useful for new players and new tanks. This also introduces a new format which will allow us to cover noteworthy community discussions over the week.
When available, Donors will see both the outlines and podcasts in advance of their post date.
Pre-Recording Outline
The following is a rough bullet point created prior to recording. Additions were made during recording that are not represented in this.
-Necessary minimums for Karazhan
-Cruelty necessary?
-CTRL+F "Find" Function
-Elitist Jerks
-MMOChampion / WorldOfRaids
-Wowhead / Wowdb
Weekly Forum Update
-Rage Generation
-Tankadin Addon
-World Not Flat
-Holy Shield Benefits From Melee Hit?
-Vene's Badge Picks
Community News
-Corbusier's Fury Guide Updates
-Satrina's CombatMonitor2
Rage Generation and Haste
The World Is Not Flat?
Holy Shield & BoSanc Miss Rate
Veneretio's Blog About Badges
Corrections & Clarifications
Clarification: Due to the nature of the combat table, Cruelty is not exactly 5% DPS increase in many cases.
Did you find this subject utterly boring? Please, suggest topics and discussions, and ask questions for us to include in our upcoming podcasts.
If someone from the MainTankadin can drop the links to the two threads Lore is referencing, please do.
Once again *thumbsup* for Lore and Ciderhelm, some very interesting Topics *woohoo*
But my cast get's cut off at about 34:40
The Threads Lore is talking about:
Holy Shield Benefits From Melee Hit?
Tankadin Addon
The podcast cuts off just after Lore mentions that Holy Shield is not functioning off spellhit table.
hmm is this only 34 minutes for just me?
It seemed like the podcast cut off early. It ended when Lore was in the middle of talking about Holy Shield and melee hit.
I'll re-upload it. Had a nice ending, too.
Maintankadin :: View topic - Tankadin - Feedback - Current Version: v1.0.0 - Tankadin addon
Maintankadin :: View topic - Holy Shield and BoSanc miss rate - +hit and Holy Shield/BoSanc
Had a permissions error that's being fixed at the moment, apologies for not seeing the comments or approving them sooner.
sorry for the spam, didn't know you have to approve the comments
I've updated the file. If you missed the last fiveish minutes go ahead and re-download it.
ZOMG! I'm famous.


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ArtRotondo.com and IndyCar: Art meets speed
Posted on: September 23, 2010 | Comments(5) | Drivers, Random |
It all started in Nazareth, PA at IndyCar's 100th race back in 2004, where like many other start-up companies, we went knocking on every transporter door in the paddock offering our services. The first and only one to open that weekend and accept our service offer was none other than Dan Wheldon's, whom at that time was still racing for the AGR team. The rest is history, being such a tight knit family, one driver spoke to another and the ball starting rolling from then on.
Even translating into other racing series such as Nascar and the world renowned Formula 1. Many names such as Dan Wheldon, Scott Dixon, Max Papis, Jenson Button, Adrian Fernandez, Sebastien Bourdais, Sebastian Vettel, Patrick Carpentier to name a few. Some of our paintings are also proudly displayed at the Ferrari F1 racing team factory in Italy as well as in Ferrari President Mr. Di Montezemolo's office.
Then from there our helmet painting division started in 2007 when we were hired to design two helmets for Dan Wheldon and from then on we opened the helmet designing and painting division of the company which today accounts for as much for our company as the canvas paintings.
Each canvas painting, which Art creates is completely done using the finest oil paints and completely from scratch by Art. Our biggest differentiation to other canvas painter's is that Art is able to capture the thrill and speed of the race car in every one of his paintings. His young age of 30 translates directly into his work, especially being in a Motorsport Canvas Painting industry which mainly consists of older aged painters which prefer keeping their work clean cut. The ArtRotondo.com company thrives off being ahead of the rest by doing such works of Art, each masterpiece requires between 60-80hrs of work from beginning to end. What is also really interesting is that for any fan who wants to gets close to an original at a lower price, from every painting we produce, a limited edition series of Lithographs becomes available, so that the fans can get their hands on the same image that their favorite driver owns the original of.


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The Intercession
Jesus now turns His High Priestly Prayer to His disciples and asks specifically that they would be kept through His name. In this section Dr Sproul picks up from the last lesson discussing limited atonement and now discusses the idea of preservation and perseverance of the saints and demonstrates that … Listen
The Jews Are as Guilty as the Gentiles
Paul continues discussing the Law and the use of it by the Jews. He comments they teach others but are not teaching themselves and their witness has made God's name blasphemed among the Gentiles. Paul moves from there into the issue of circumcision and its benefit. At this point Dr. … Listen
The Judgment of Pilate
Dr. Sproul relates the account of who was Barabbas and then the extent of Pilate's scourging of Jesus. The descriptive explanation continues concerning the crown of thorns and the mocking of Jesus with a purple robe. Dr Sproul explains the phrase "Behold the Man" and the revealing of the true … Listen
The Just Shall Live by Faith
Paul acknowledges the faith of the Roman church and the impact throughout the world and his desire to see them. Paul continues the theme of faith and connecting it to the gospel of Christ. Here we find how the righteous man will live. Listen
The Lamb of God
This lesson has Jesus being identified by many titles and Dr. Sproul discusses them with a focus on the title "Lamb of God." In spite of John's recognition of Jesus as the Messiah, he still expressed doubts which Jesus responded by referring to His miracles. Dr. Sproul also discusses the … Listen
The Law of Liberty
A royal liberty is given to those who believe, but not all believers have the same understanding of how that liberty is applied. Dr. Sproul explains how believers should respond to our weaker brother and at the same time not allow that weaker brother to tyrannize the church. Listen
The Legacy
Dr. Sproul points out that there is some confusion about Jesus' statement "I will come to you" in verse 18 and provides some alternative to what was intended. He then discusses the concept of being in Jesus and keeping His word. Dr. Sproul comments on the role of the Holy … Listen
The Nobleman's Son
Dr. Sproul starts this message with a discussion of alleged contradictions and how he was confronted with them by a fellow student. In spite of resolving the alleged contradictions, there remains the issue of faith. The desperate nobleman asks for Jesus to come and heal his son, but Jesus says … Listen
The One Who Sent Me
John cites verses from Isaiah 53:1 and 6:9-10 to show that the LORD has blinded eyes, hardened hearts to prevent understanding and belief. Dr. Sproul explains the ramifications of this verse in relation to sin and salvation. Dr. Sproul continues with an explanation of Jesus' statements concerning light and darkness … Listen
The Only Way
Dr. Sproul starts discussing this section by reviewing Peter's great confession in Matthew 16:13-17 to remind us that Christ built a confessing church and explains a time in school when he had to confess his faith in Jesus. Dr. Sproul then discusses Jesus' claim to be the way, the truth … Listen
The Pool of Bethesda
Jesus encounters a man with an infirmity at a pool near the sheep gate. Dr Sproul points out the textual issues with this section and then proceeds to exposit the healing event. Since this was the Sabbath and Jesus had told the man to take his bed and walk, he … Listen
The Prologue of John's Gospel
Dr. Sproul introduces us to the Gospel of John and immediately launches into a discussion of the meaning behind the Logos. He then goes into a discussion of the titles given to Jesus. Dr. Sproul parallels the introduction of the book of John as being an echo of what was … Listen
The Promise Granted Through Faith
Paul continues with his example of Abraham's use of faith in the promise of God. Dr Sproul discusses the promise made to Abraham that he will be the father of many nations. Abraham's expression of faith was imputed to him for righteousness. Dr Sproul then discusses the principle of imputation. Listen
The Raising of Lazarus
Dr. Sproul discusses the anger and grief that we go through when a loved on dies and how we start to second guess events and blame others not realizing that God was fully in control. Jesus asked for the stone to be removed and proceeds to command Lazarus to come … Listen
The Resurrection
In this section Dr. Sproul discusses that John only mentions Mary coming to give attention to the body of Jesus and explains how we know there were more than just Mary from the text. He goes on to explain other seeming inconsistencies between John's gospel and the others. Dr. Sproul … Listen
SermonsFreely listen in to the Lord's Day pulpit ministry of R.C. Sproul at Saint Andrew's near Orlando Florida.
- All
- Basic Reformed Theology
- Irresistible Grace
- Perseverance of the Saints
- Total Depravity
- Unconditional Election
- The Church
- God
- Sovereignty
- Jesus Christ
- Cross
- Resurrection
- Justification
- Man and Sin
- Salvation
- Faith
- Regeneration
- Theological Views
- Roman Catholicism
- Christianity and Culture
- Creation
- Ethics
- Books of the Bible
- Gospels
- New Testament
- Controversies in the Church
- Covenant Theology
- Law and Gospel
- Politics
- Spiritual Gifts
- Marriage and Family
- Practical Theology
- Fellowship
- Godliness
- Knowing God's Will
- Prayer
- Sanctification and Growth
- Suffering


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Showing 1-8 of 8 items found in Outdoors & Play
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Deer Trail Golf Course
Nine holes of golf located next to Lake Shelbyville at the old "Country Club." Come and enjoy a round of golf and then come and enjoy food and a refreshment while looking over the Lake.
CITY: Shelbyville
Eagle Creek Golf Course
This newly renovated 18-hole golf course is designed as a pro course.
CITY: Findlay
Eagle Creek State Park
A favorite of walkers and hikers, this park offers year-round camping and scenic hiking trails, many of them hugging Lake Shelbyville, Eagle Creek has 163 vehicular campsites, with 148 of those being Class A sites with electricity, picnic tables, and showers. There are 56 sites available by reservations made at least 2 weeks in advance by mail.
CITY: Findlay
Family Aquatic Center
This aquatic center has a frog slide, water slide, wet playground area, a sand playground, concessions, a shaded picnic area and a bath house.
CITY: Shelbyville
General Dacey Trail
This trail is a multi-use recreational trail -- accessed mainly by walkers, runners, and bikers. As you move along the pathways of the Dacey Trail, you will find nature at its best with many scenic views of Lake Shelbyville. A fitness area is between the Dam West Recreational area and the Dam. The trail is being added to and improved each year. You can begin the trail at Forest Park or at the Dam West Recreational Area (9th St.).
CITY: Shelbyville
Lake Shelbyville
Central Illinois lake with over 11,000 water acres and 172 miles of shoreline. Lake Shelbyville has 5 federal campgrounds, and 2 state campgrounds with over 1,000 campsites from tent camping up to full hookup. There are several recreational areas with picnic areas and pavilions and 2 wildlife management areas. Three public beaches are available for swimming on the lake. The lake also hosts many launching ramps that are available for boats, and 3 marinas on the lake. Many hiking trails also encompass the lake such as the General Dacey which also includes fitness stations, the Chief Illini trail and others.
CITY: Shelbyville
The National at Eagle Creek
This 18-hole pro golf course has been refurbished with new sand traps, and water features and has great views of Lake Shelbyville. There is a driving range and paved cart paths.
CITY: Findlay
The National at Eagle Creek Golf Course
The National Golf Course at Eagle Creek is a premier public golf course located in Eagle Creek State Park in Findlay, Illinois. Nestled in the heart of over 34,000 acres of woods and prairie on the banks of Lake Shelbyville, The National is a challenging yet fair test for the golfer of any ability. Now with five sets of tees!
CITY: Findlay
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text:
Nintendo DS
LEGO Harry Potter: Years 5-7 Answers for Nintendo DSHome / Nintendo DS /
Game Questions & Answers (Q&A) service lets you ask questions about video games for game consoles or PC games. So ask your LEGO Harry Potter: Years 5-7 question for Nintendo DS and get answers from real gamers or answer questions and share your insights and experience with the rest of the gaming community.
- Developer: Traveller's Tales
- Publisher: Warner Bros. Interactive Entertainment
- Genre: Action Adventure Fantasy
- Release Date: Nov 11, 2011
- ESRB: Everyone 10+
Question & Answers
Unforgivable curse
How do i get the unfirgivable curse on lego harry potter years 5-7? except how do i get it on the ds? thanks
Answer from: pie man
U get it when u got to 6
Answer from: kjfak
I don't really think you can use crucio but imperio and avada kedavara work , to use imperio just get it on the spell wheel for avada kedavra it is harder you have to get a death eater and on the place stupefy is usually on just click it until avada kedavara comes
Answer this QuestionAll Questions Ask a Question
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Red brick in last level
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The beauty of the /roll system is that the highest roll wins. It has no logic to it, and is very inefficient if you're trying to gear a guild up to maximize your raid experience. That having been said, you didn't deserve the weapon since you lost the roll. I'm sure a lot of people will disagree with me on this, since it's pretty clearly one of the best weapons a warrior tank can get. Personally I think the current reward system for bosses is retarded, and only feeds the childish behavior we see so often in game and on forums.
It's a pug, and that's what you have to expect from people. Your ML probably didn't obey the rules set out in the beginning of the raid very well though.


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To tell someone about themself, mostly used by gay black men.
"That was a read honey!"
"Don't do it honet, I will read your ass"
"Don't do it honet, I will read your ass"
додав Darren 3 Грудень 2004
n. a taunt or mockery. A phrase or word used to mock someone in a humorous way.
When she said that you should have taken the receipt with your haircut, that was a read.
додав Xing Shuay 6 Червень 2009
something that people don't do enough of these days
By the age of 3 I could read
(no kidding)
(no kidding)
додав Holmesgurl 1 Жовтень 2003
read (v.) to translate written text into meaningful ideas within one's own mind. People usually read to gain knowledge or to awaken their imagination. Sadly, the act of reading seems to have been "bred out" of the human race. People these days would much rather desensetize themselves with stupid rap noise and violent, pornographic, and otherwise unintelligent forms of media. If you are in junior high and find it hard to read, do yourself a favor and get help. No offense! Reading is a great and powerful thing, and only by fully taking advantage of it can one open his or her mind to the possibilities of his or her own future.
Ranting is fun. Go read a book. No, your porno magazing doesn't count.
додав BLARG man 13 Грудень 2004
an attack on one's credibility
Ooh, that was a read!
додав robert dean 12 Квітень 2005
to tell someone you are reading is the code for wanking. this is appropriate as no one really reads anymore, so it's unlikely to get mistaken.
dude1: hey man, what's up?
dude2: fuck off i'm reading!
dude1: awh dude!
dude1: hey man, what's up?
dude2: fuck off i'm reading!
dude1: awh dude!
додав george_midd 10 Листопад 2008
To jack off to a porno with/out subtitles
Yo i just read a good book
Oh really
Yeah really
Did it feel good
Of course
Oh really
Yeah really
Did it feel good
Of course
додав BringmeBacktoLOVE 25 Жовтень 2009


text:
Modern Marvels: Metal DVD
Sale Price: $19.99
To Order by Phone Call 1-800-933-6249
- Additional Details
- Format: Closed-captioned, Color, DVD-Video, NTSC
- Rating: Not Rated
- Number of Discs: 1
- Run Time: 50 Minutes
- Region: Region 1
- Aspect Ratio: 1.33:1
- Language: English
- Studio: History Channel
- DVD Release Date: August 19, 2003
Trace the development of the ubiquitous materials that literally support the modern world.
- Modern Marvels® reveals the fascinating stories behind this mundane material.
- Trace the development of metal over thousands of years.
- See how micro-engineering will drive the next wave of advances.
The journey begins with the ancients, who learned how to extract and shape bronze and then iron into tools and weapons. It continues into the 21st century, where engineers are experimenting with designing new materials at a molecular level, literally creating new substances that can answer the needs of a rapidly developing world. It is the story of METAL, and it is also the tale of the modern world.
From the clang of a blacksmith's forge to the soaring framework of I-beams that form the skeleton of a skyscraper, MODERN MARVELS® looks at the many ways that metal is woven into the fabric of our society.