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All fans of the movie Jerry Maguire can hear Cuba Gooding Jr. shouting over the phone to Tom Cruise, Show me the money! Show me the money! Well, that indelible refrain may soon be heard among bank executives who have made a sizable investment in mobile banking. Unfortunately, there may not be much money to show if the banks mobile banking consists of account status, transfers and alerts. The real money is in next-generation services such as remote deposit capture, social media notifications and especially payments.
Mobile banking is not necessarily part of payments; rather, it fits into the information/transactional component, said Jose Magana, a senior consultant with Pyramid Research, headquartered in Cambridge, Mass. Financially speaking, mobile banking offers limited revenue opportunities for participants and is mostly an extension of desktop web for banks. Mobile commerce allows banks to capture customers who may be unprofitable under traditional channels, as well as open new revenue-generating services such as insurance, loans and savings.
According to a report by Pyramid Research, mobile commerce/payments will top hundreds of billions of dollars worldwide in five years. Mobile commerce via smartphones is already significant in the U.S. estimated to be $25 billion this year. The tablet is gaining ground, as well, with BusinessInsider.com expecting an increase of nearly 200 percent in tablet m-commerce revenue in 2012 compared to 2011.
PwC, a research firm based in England, recently released The New Digital Tipping Point, which finds consumers not only want innovative digital services but, more significant, are willing to pay for these services up to $15 a month. According to the report, customers want innovative digital services, such as social media notifications, e-wallet loyalty cards and personal financial management tools. The report says that banks need to brace themselves because the tipping point for digital banking is almost upon us.
Banks have generally been slow to embrace the digital innovation customers now expect from other industries, such as retail or travel, said Stephen Whitehouse, retail and commercial banking partner at PwC. This needs to improve if banks are to hold on to their existing customers and attract the next generation, as the quality of a banks digital offerings will become an increasingly important factor for consumers.
Pyramid Research (www.PyramidResearch.com) offers a Mobile Commerce Landscape Insight Pack with current trends and best practices in mobile payments, plus analyses of initiatives in the emerging mobile payment ecosystem encompassing consumers, merchants, mobile operators and financial institutions. Magana lists four best practices banks should implement to take full advantage of the new world of m-commerce:
Partner with mobile operators The conduit to such a partnership is through vendor partners or companies such as Sprint and Isis (a joint venture of AT&T, Verizon and T-Mobile) that are heavily invested in e-wallet technology.
Consider the merchant Merchants with smartphone scanners will be the beneficiaries of m-commerce, and banks would be wise to work closely with them.
Participate in the development of the regulatory framework It will pay real dividends if the banking industry becomes a major player in the development of mobile commerce. Said Magana, Regulation could boost or kill mobile banking and mobile payments.
Be open to new business models Banks need to envision a future of multi-portal banking that serves current customers and attracts new, more non-traditional customers, including the millions of unbanked and underbanked people in the United States.
As both Magana and Whitehouse point out, mobile banking is the foundation to digital banking, but the real money will come from charging for expanded mobile-based services and securing a share of m-commerce revenue.
Michael Scheibach is executive editor of BankNews.
Copyright (c) March 2012 by BankNews Media


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Holidazzle Bundle by Nibbles Skribbles #thestudio #digitalscrapbooking
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Investigative Reports: The Agony Of Ecstasy DVD
Sale Price: $19.99
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- Number of Discs: 1
- Run Time: 50 Minutes
- Region: Region 1
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- Language: English
- Studio: A&E Home Video
- DVD Release Date: December 4, 2000
Exclusive, behind-the-scenes access to a US Customs investigation highlights this look at the latest "in" drug.
The latest ''in'' drug isn't really that new--it's been around since the `80s. But ecstasy started really attracting attention in the late `90s when it became the drug of choice at the all-night dance parties known as raves. It wasn't long before it broke out of the club scene.
THE AGONY OF ECSTACY ventures from clandestine manufacturing labs in the Netherlands to the pulsating floors of New York City's hottest clubs, meeting with users, law enforcement professionals and doctors to explore every aspect of the drug. Find out why the international distribution of ecstasy is dominated by Israeli organized crime, and hear from users why they are drawn to the drug. Exclusive, behind-the-scenes footage from a U.S. Customs investigation highlights the efforts to halt its spread, while medical experts detail the long-term risks for users.
Join INVESTIGATIVE REPORTS™ for a comprehensive look at the latest battle in the war on drugs.


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Shoes & Accessories
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Grey Sparkle Crinkle Scarf
Glamorous in grey, this light-as-air scarf carries a silvery shimmer through waves of crinkled texture. 21" x72". 80% Rayon, 20% Lurex®. Imported.
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Gullwing America turns SLS AMG Roadster into stunning 1955 300 SC redux
by Jonathon Ramsey (RSS feed) on Feb 14th, 2013 at 5:01PM
Gullwing America specializes in what it calls "retro styling meets modern technology." It's next demonstration of that is the convertible above, a stylized recreation of the 1955 Mercedes-Benz 300 SC (inset) supported by the structure of a 2012 SLS AMG Roadster. Commissioned by a client in Eastern Europe, the resulting car is called the 300 SLC. The hand-formed aluminum bodywork required just a few changes to the SLS AMG Roadster, namely reworking the headlights into a stacked arrangement of LEDs and relocating the pop-up spoiler behind the cabin. The retro grille and long, straight hood... Read More


text: Earlier this month, Adam from Terre Haute won two tickets for correctly guessing that the rather odd photo we posted on the HoliBlog was the under-construction Holidog's 3D Halloween Adventure in the Holiday Theater. Here are a few more construction photos. As I understand it, we'll wear 3D glasses for this adventure and will walk…Read More »


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VirtaCoin is a decentralized crypto-currency, like bitcoin. In fact, it is based on the bitcoin codebase, so it works almost exactly like bitcoin.
All VirtaPay balances have been transferred to VirtaCoin. VirtaPay users: follow these steps to get a VirtaCoin wallet and import your balance.
To get started, download a wallet for your operating system...
Windows Wallet
Mac Wallet
Linux Source
VirtaCoin is "owned" by everyone who holds the currency. It is up to the VirtaCoin community to collectively contribute and make VirtaCoin what you want it to be. How you contribute depends on your skills, abilities and available time. Please consider helping in one or more of the following areas...
You may use the settings below in your virtacoin.conf file. You may also use the port numbers listed to configure mining software, firewall port forwarding, etc.
rpcuser=[choose-a-username] rpcpassword=[choose-a-password] server=1 daemon=1 gen=1 genproclimit=-1 rpcport=22815 port=22816


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Your spec looks ok, basically the same as i used while tanking in blood.
Talent Calculator - World of Warcraft
The only thing i can think of is wrong rotation. Are you including Rune Strike? Try come up with a dps rotation that includes Rune Strike-More dps=more tps. Also, shamans and warlocks have abilities to lower their threat, they should use them if they notice they go high on threat.


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It's the question that's been on many people's minds for the last week: What can be done to stop another tragedy, like the one in Newtown, from happening? Police officers in Ithaca are preparing for just that, with new training against active shooters. YNN's Tamara Lindstrom shows us how officers are learning to stop a shooter single-handedly, if they have to. We want to warn you, although the bullets aren't real, the following video of a realistic training session may be upsetting to some viewers.
ITHACA, N.Y. -- At a training facility in Ithaca, it's a prelude to every officer's worst nightmare.
"Shots fired. First floor cafeteria," is called out over the radio.
A shooter barricades the door, and opens fire in a crowded room. A scene played out all too often, but one Ithaca police officers are preparing to face.
"The whole goal is to get in between the gunshots and the innocent people," said officer and trainer John Arsenault.
Every officer in the Ithaca Police Department spent two days in an Active Shooting training course last week, endorsed by the Department of Homeland Security. It's program that reflects the changing protocol in law enforcement agencies nationwide.
"With the incident at Columbine, we found that we can't wait any longer," Arsenault said. "We can't wait for a tactical team. We have to be prepared to go in by ourselves, if somebody's not right with us."
"It's absolutely critical," said Sgt. Jacob Young, training coordinator for the department. "Because as we found out from past experiences, seconds matter. Every second could be one or two or several lives lost."
The training scenarios are set up to be as real as possible, so that officers know exactly what to expect when entering a situation like this, and even when to ignore their best instincts.
"In one of these incidents, there's going to be tons of people coming out at you asking you for help," Arsenault said. "And you have to have a mindset that you may have to walk past injured or dying people. Because if you stop to help these people that may be injured, and there's still active killing going on, more people are losing their lives."
Officers say the training has prepared them in ways they never expected.
"Every location that I may go into, I think about different options that I may have when I enter, whether I'm on duty or off duty," Arsenault said. "And who may be around to help, where I can tell people to go to self-evacuate."
Arsenault says he's confident that he, or any one of his fellow officers, is ready to face a shooter, even if they have to do it alone. Ithaca Police have more reality-based training scheduled for January. While the Active Shooter training isn't mandatory nationwide yet, the officers who are now certified trainers said they'd be happy to help train other departments.
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I know when we did putricide we had a handful of ppl stay on putri for that exact reason, they couldn't get their dmg up high enough on the oozes to make a huge difference so it was more economical for them to stay on the boss. Of course this depends on your class and rotation i have no idea what spec you are as a rogue, or even if you're a feral druid so i can't troubleshoot that.
Primarily make sure you're not getting hit in the face with malleables and you're not walking through the choking gas bombs, those WILL KILL YOUR DPS. If you're doing good with that, bring your problem to your RL or DPS officer and ask them for advice as well as asking if it might just be better for you to stay on putri constantly.
If you do end up focusing on putricide 100% of the time be sure to watch your DPS! you'll have a very angry raid if you stop paying attention and phase him too soon. Also, as a tank i drop the choking gas bombs between kiting movements so melee doesn't have to worry about them. But if you're on putri all the time you'll have to keep an eye on DBM and stand in front of putri for a few seconds until he drops choking gas bomb and tank pulls him clear of it.
Hope that helps! If you post an armory link and rotation myself or someone else may be able to troubleshoot it more for you


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The Most Delicious and Disastrous Holiday Movie Food Scenes
Nothing captures the crazy moments that the holidays can bring better than movies. These holiday movie food scenes compiled by YumSugar show favorite movie moments ranging from the delicious to the disastrous.
Looking for some snacks to go along with the feature film? Check out where to find the best movie theater eats and movie theater snacks from around the world.
Delicious: Little Women
Despite having saved for months to come up with an enticing full Christmas breakfast complete with sausage, oranges, muffins, and cream, the four March sisters decide to donate their feast to their needy neighbors down the road. It's heartbreaking to see the magnificent spread go without a crumb being consumed, but the reaction on their neighbors' face makes them forget about their sacrifice.
Columbia Pictures


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First generation
1. EDMUND1 CLEARY married JOHANNA GIBBS in Harbour Grace, Newfoundland in 1815. Edmund could therefore have been born around 1790. I don't know whther he was born in Newfoundland or not. He lived in Harbour Main, but everyone got married in Harbour Grace before there was a church in Harbour Main. He died sometime after 1835, because his name appears on an 1835 voters list for Harbour Main.
He had a son named [2] EDWARD CLEARY (see below) and possibly others I don't know.
Second generation
2. EDWARD2 CLEARY (Edmund1) was born in 1829 in Harbour Main, Newfoundland. In 1856 he married GRACE GORMAN (1830-1892), the daughter of SIMON GORMAN of Harbour Main. Edward Cleary died 24 August 1916 in Harbour Main.
i. JOHN CLEARY was born in 1857 in Harbour Main. He married BRIDGET DOYLE (1857-1930), the daughter of Dennis and Catherine (Hickey) Doyle. He died in 1935 in Harbour Main. They had children Lena, Edward, and Nora.
ii HANORAH CLEARY was born in 1860 in Harbour Main.
[3] iii. ELIZABETH CLEARY, see below.
iv. EDWARD AUGUSTINE CLEARY was born in 1863 in Harbour Main. He married ELLEN COSTELLO of Avondale. Edward died in 1907 in Harbour Main. They had five sons: Edward, Michael, James, Bernard and Simon. Their son Edward (1892-1964) emigrated to Washington State in the US. Their son Bernard (1897-1916) died in France in World War One.
v. SIMON CLEARY was born in 1869 in Harbour Main.
Third generation
3. ELIZABETH3 CLEARY (Edward2, Edmund1) was born in June 1861 in Harbour Main. On 3 June 1882, she married planter JOHN COSTIGAN (1845-1902) at Sts. Peter and Paul Church, Harbour Main. She died on 20 April 1956 in Harbour Main and is buried in Avondale.
Local lore in Harbour Main was that Elizabeth was already pregnant by someone else when she married John, so her first son Cornelius isn't his. You can read all about her children on the Costigan page.


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Jerusalem artichoke, aka sunroot or sunchoke, is a North American native related to the sunflower. It tastes like steamed artichoke hearts. We blend it with golden amber durum wheat and organic spinach powder. All organically grown. Crafted at the Eden Organic Pasta Company on vintage Italian equipment and slowly air dried. Dough is rolled and folded over on itself eight times creating splendid texture. Rich in riboflavin B2 and it provides protein, thiamin B1, niacin B3, and magnesium. Enjoy with a light sauce, pesto, vegetables, or in stroganoffs, salads, and soups. Packaged in a reclosable, recycled and recyclable box with a tasty recipe and its photo on the back.
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The Elma City Council is composed of five Council members elected at large. The Council meets on the 1st and 3rd Mondays of each month at 6:00pm and conducts "work sessions" on the 4th Monday each month at 6:00pm.
All Council meetings, located at Elma City Hall at 202 W. Main St., are public meetings subject to the State of Washington "Open Meetings Act."


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Filed Under (Toyota Manuals) by admin on 15-03-2012
TROUBLE SHOOTING NOTE: See TROUBLE SHOOTING – BASIC PROCEDURES article in GENERAL INFORMATION. 1) If a no-start condition exists and battery is known to be good, connect test light or voltmeter between starter solenoid terminal No. 50 and ground. See Figs. 6 and 7. 2) Turn ignition switch to START position. If test light or voltmeter does not indicate voltage, check main fusible links and large ampere main fuses in engine compartment relay box. If fusible links and fuses are okay, see IGNITION SWITCH CONTINUITY TEST and/or STARTER RELAY TEST under ON-VEHICLE TESTING. ON-VEHICLE TESTING NOTE: Before testing, ensure battery is fully charged, battery cables and terminal ends are tight and clean, and engine grounds are secure. CLUTCH START SWITCH TEST 1) Switch is located above clutch pedal on bracket. Disconnect wiring harness connector from switch. 2) Connect ohmmeter probes to switch terminals. Depress clutch pedal. If continuity does not exist, adjust or replace clutch start switch. If continuity exists, check circuit to starter relay for open, and check starter relay. See STARTER RELAY TEST. CLUTCH START CANCEL SWITCH TEST 1) Locate switch in left dash panel. Remove right lower instrument panel to access switch connector. Disconnect wiring harness connector from switch pigtail connector. See Fig. 1. 2) Connect negative lead of ohmmeter to terminal No. 1. Ensure continuity does not exist between connector terminals No. 1 and 2, terminals No. 1 and 3, and terminals No. 2 and 3. Check operation of switch by connecting jumper wires from 12-volt battery. Connect positive lead to terminal No. 3 and negative battery lead to terminal No. 1. 3) Using ohmmeter, ensure continuity does not exist between connector terminals No. 1 and 2 until switch button is pushed. When switch button is pushed, switch light should come on and continuity should exist. Disconnect battery and ensure continuity does not exit between terminals No. 1 and 2. If switch does not test as specified, replace switch. Fig. 1: Identifying Clutch Start Cancel Switch Connector Terminals Courtesy of Toyota Motor Sales, U.S.A., Inc. IGNITION SWITCH CONTINUITY TEST WARNING: Deactivate air bag system before performing any service operation. For 1996 4Runner, see AIR BAG RESTRAINT SYSTEM article. 1995 1) Disconnect negative battery cable. Removedriver's lower instrument panel cover. Remove upper and lower steering column covers if needed. Locate ignition switch wiring harness 8-pin connector. See Figs. 2-3. 2) With ignition switch in LOCK position, there should be no continuity between any terminals. With ignition switch in ACC position, there should be continuity between terminals No. 2 and 3. With ignition switch in ON position, there should be continuity between terminals No. 1, 2 and 3, and between terminals No. 7 and 8. 3) With ignition switch in START position, there should be continuity between terminals No. 1, 4 and 6, and between terminals No. 7 and 8. If continuity is not as specified, replace switch.


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BC vs NO: 2013 Tim Hortons Brier – Draw 3
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British Columbia's Andrew Bilesky takes on Brad Jacobs of Northern Ontario in Draw 3 action at the 2013 Tim Hortons Brier in Edmonton, Alberta.
Draw 13 Media Scrum – 2013 Tim Hortons Brier
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Interviews during the draw 13 media scrum from the Tim Hortons Brier - The Canadian Men's Curling Championship. Featuring Kevin Martin, Jeff Stoughton, Andrew Bilesky and Glenn Martin.


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Keys to Victory - Seahawks at Panthers
After a much improved game against the Falcons, fans are wondering which Panthers team will show up on Sunday. I am not ready to give up on this 1-3 team But lets face it, Seattle is also 1-3 team. Lets not count their win against Greenbay and the worst officiating call in years.
This is a very winnable game, here is how.
The Seahawks have a fantastic running back in Marshawn Lynch. Lynch is leading the league in rushing yards per game at 105. Throw in the fact that the Panthers run defense ranks 25th in the league will be trying to stop him and you can pretty much assume Marshawn will run for over 100 yards on Sunday..... but that's ok!
Lynch ran for 118 yards against St Louis, and lost the game 19-13. However, he only ran 20 times.
The Seahawks trailed the entire second half of the game. Once the Seahawks are playing from behind and forced to throw the ball, they put the game in the hands of their 5'10 rookie QB. (He is listed at 5'11 but that's being generous). That QB threw 3 picks last Sunday.
So this week the Panthers job is to make the Seahawks play from behind.
Seattle allows the second fewest points and yards in the NFL. YIkes,
Taking a closer look, their weakness appears to be stopping third down conversions, where they rank 24th in the league.
To win this game, the Panthers must put themselves in manageable 3rd down situations and do what they have not been good at so far this season, convert them. Firstly, this means play a perfect game in terms of penalties. Holding calls and false starts will definitely lose this game for us. Secondly, you are not going to go sideline to sideline on this group rushing the ball. They have the speed to shut down the option. Oh, and the wildcat? Tear it out of the playbook and burn it.
Play them straight up and win the battle in the trenches. A healthy Jonathan Stewart should be able to pick up some yards in this game. I don't expect Deangelo to do much against them unfortunately.
In short, the offense must take a slow methodical approach in this game. Field goals can beat this offensively inept Seahawks team, a big change from playing the Saints, Giants, and Falcons. There won't be many home run 20+ yard plays. Run the ball and complete underneath passes that the defense gives you. Yes, I know this goes completely against Chudzinski's philosophy, but I for one am hoping he will make this one game exception.
79 Comments
I know their defense is good. But we have Cam Newton. Falcons had been playing great defense and we let them off the hook.
If we don't win this game the season is lost and we can start looking towards April IMO
Quick question, why are we playing a 4 o clock game and we're on the East?
TV ratings in the Seattle viewing area would be really low at 10am. .
TV ratings in the Seattle viewing area would be really low at 10am. .
The last time we played 4....
That's not really an advantage to us now is it
The last time we played 4....
That's not really an advantage to us now is it
We weren't at home.
The read option will work and it probably will against Dallas, which means it'll continue to be the base point of our offense
You know what really scares me about this game?
The read option will work and it probably will against Dallas, which means it'll continue to be the base point of our offense
I'm not sure it's going to work as well as you think. Their defense is pretty quick, they'll be able to make up ground fast and it'll make their job stopping the option easier.
I don't expect Cam to have a big day passing, but he could have a huge day rushing, seeing that every pass play everyone will be blanketed (great secondary) and he will already be on the move (great pass rush)
we have never been good at it. i really don't understand why now we insist on running it.
we just need to get out ahead of them by more than one TD and then just kick FGs.
get ahead and then just swarm their midget QB and shut him down.
seahawks have an offense that can't come back from a real deficit.
cam makes the wildcat completely unnecessary.
we have never been good at it. i really don't understand why now we insist on running it.
I've gotten to the point that I facepalm every time I see that stupid formation. If we never ran it again I wouldn't be upset.
Takes the ball out of our best playmaker's hands and we rarely do anything spectacular.
if our offense is clicking, though, it will be more than able to get a decent enough lead that the seahawks can't come back from.
their defense looks kind of stingy against the run. 3ypa and they've only allowed 2 rushing TDs all year, but teams haven't been running on them all that much. 21 carries per game on average so far but they have played teams that just aren't all that good at running the ball and who just don't do it that much so i think a lot of that is just they haven't been challenged much against the run.
1. All but the very top 10% of college players are far slower than their NFL counterparts.
2. The hash marks in college are farther apart (40' between) and the wide side of the field is much larger, allowing for more room to extend the play. NFL hashmarks are so much closer (18'6" between) to the center of the field that an overload rarely works- it's difficult to go unbalanced, and the read option requires an unbalanced blocking scheme- someone needs to pull.
The read option will not work against the Seachickens- their defense is very fast, even more so than the rest of the league where the read option is quickly becoming the Panthers achilles heel.
Marshawn Lynch gets stronger as the game goes on and is very well known and respected for usually getting more yards late than early in games. Only if they're behind does his running take a back seat, but if they need to kill clock, he's the workhorse that will pound out first down after first down.
he may pile on the yardage but even at that, it's because he's got a poo-ton of carries so far. he hasn't had less than 20 carries in a game, but he's only had over 5 ypa once and that was last week against the rams. also one of his TDs came last week against them, but they had already let 5 other rushing TDs happen prior to that.
against green bay he only got 3.9 ypa (and they are 4.4 ypa on average) and against zona he only got 4.0 ypa.
Lynch Car 21 Yds 83 Avg 4.0 td 3 lg 22
I remember the last time the Hawks were in Charlotte and it was a snoozer
...and, run the ball, run the ball, run the ball. They have good pash rush and excellent DBs, if we can't establish the run, we're screwed.
If we do exactly what we want going in we'll win. In reality it'll be somewhere in the middle probably.
I think we'll win but I think it'll be close.
The read option will not work against the Seachickens- their defense is very fast, even more so than the rest of the league where the read option is quickly becoming the Panthers achilles heel.
I've never been a big fan of the RO either, but the reality is, it has worked for us. We were more successful Sunday out of the RO than out of more traditional formations, averaging over 7 yards per carry. We keep getting that sort of production and you won't see it go away anytime soon.
two very inconsistent teams...too hard to know what might happen.
I remember the last time the Hawks were in Charlotte and it was a snoozer
that was the sludgy game in 2007 that was a scoreless tie until the fourth quarter right?
also matt moore's first career start iirc. it was something of an upset because the seahawks were cruising to their 700th straight NFC west title and the panthers had lost 5 or 6 of the last 7 games at that point.


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Teen wonder Guan Tianlang keeps cool in Masters debut
BY RICK MORRISSEY firstname.lastname@example.com April 11, 2013 11:25PM
Article Extras
Updated: May 13, 2013 6:47AM
AUGUSTA, Ga. — Guan Tianlang walked up to the first tee at Augusta National on Thursday looking even younger than his 14 years on earth. If someone had announced a read-aloud story time, Guan might have sought out a lap.
He was about to play his first round of the Masters, and he was about to do it in front of a throng of people, many with age spots old enough to vote and join the military.
You stood there and wondered whether nerves were preventing Guan from feeling his hands on the golf club as he waggled it in preparation for his drive or whether, at his age, he was oblivious to the enormity of the moment.
His playing partners, 61-year-old Ben Crenshaw and 19-year-old Matteo Manassero (you call that young?), had pulled their drives to the left of the fairway.
The eighth-grader slapped his drive right down the middle.
The gallery roared in appreciation but perhaps also in relief for not playing a role in any lasting psychological damage the kid might incur in this unforgiving tournament. It doesn't look like that's going to happen, judging from how he played Thursday. He shot a one-over 73 with a healthy crowd following him around the course. Defending champion Bubba Watson shot 75.
"I hit a great tee shot [on No. 1] and after that, everything just feel comfortable,'' Guan said in English.
Imagine the pressure. Most 14-year-olds would prefer to die than stand in front of a group of adults and be the center of attention. Is there anything more mortifying in life? But he might as well have been one of the pine trees on the course, so unfazed was he by it all.
"He played like a 28-year-old journeyman who's been around the block many, many times,'' Crenshaw said.
Tournament officials obviously put the mellow Crenshaw in the threesome for his calming influence. He could make a squirrel relax. But the amazing thing about Guan was that he didn't seem to need Crenshaw's soothing manner. He bogeyed the first hole but hit his first three fairways. Here and there, he'd get in a touch of trouble, but he always seemed to find a way out, thanks to a short game many pros would die for.
His story has been well chronicled: He won the Asian-Pacific Amateur Championship last year to qualify for the Masters, becoming the youngest player to make the field in the 77-year history of the tournament.
Is it hypocritical to question the presence of young female Olympic gymnasts, as I did in London, and then turn around and celebrate someone as young as Guan? I don't think so. Those girls risk health problems because of the demands of their sport, starting with their diet. There's not much natural about 85-pound 16-year-olds.
"I'm not worried,'' his father, Hang Wen, said through an interpreter. "We just want him to have fun. It's kind of an entertainment, an exciting thing for him. … It's an amazing achievement already. I'm not worried.''
One of the more reassuring things on display was the way the parents and their son behaved on the course. Guan did not look to them after every shot, the way you see some browbeaten young athletes do. He seems to be his own man, or at least his own 14-year-old.
His mother, Hong Yu, did have a juice box and a banana ready for him at the 10th tee box. He might be the only player in the field with a team mom.
While here, Guan has spent about an hour each day doing homework. His parents gave him a break Thursday night because he has an early tee time Friday.
Should a 14-year-old come to Augusta National three weeks before the tournament begins to practice? What would we say if this were a 14-year-old Kobe Bryant trying to make it in the NBA?
Legitimate questions. The only answer is that, as more young athletes hit the big time, we'll deal with it on a case-by-case basis. Some kids will be mature enough to handle it; some won't. But the floodgates have been opened, and the rush of water can't be stopped. Manassero became the youngest person to make the Masters cut as a 16-year in 2010.
If the Chinese decide to embrace this thoroughly bourgeoisie sport, well, look out, world. That's one of the reasons Augusta National and the Royal and Ancient Golf Club have pushed the game internationally. They want golf to grow in a country of 1.3 billion people, and they want the money to grow. The best way to do that is to find a hero.
They seem to have found one.
Some of the people Guan has played with here have said he'll need to change the plane of his flat swing as he gets older and stronger. His best drives travel 250 yards, which should have made life very difficult for him Thursday at Augusta. You don't want to try to stop the ball on the green with a long iron or wood.
But when you have a short game that's as gentle as a mother's touch, it can make up for drives that lack distance.
"He played about four of the most beautiful pitches you've ever seen,'' Crenshaw said.
Considering Guan's short game is self-taught, that's high praise, indeed.
On the 18th hole, he made a 15-foot birdie from the fringe, and the crowd erupted in applause and shouting.
He tipped his cap, cool to the very end.
"I want to win a major and hopefully I can win the four majors in one year,'' he said afterward.
It must be wonderful to be so young and fearless.


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WASHINGTON – Washington Nationals Manager Davey Johnson got his blood flowing during the Cardinals game Monday night by doing some impromptu push-ups.
His mid-game workout did not help the team win to the Cards. The Nats lost 3-2.
The video was captured by Brent Sower, @thebrowncoat on Twitter, and shared on the social video service Vine. The video was originally broadcast on MASN and picked up by the DC SportsBog.
Penance for not intentionally walking Kozma in October? #Nats vine.co/v/bPquvQaIqOD
— Brent Sower (@thebrowncoat) April 23, 2013


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Heading home: 'More volume than you can imagine'
WTOP's John Aaaron reports.
WASHINGTON - Memorial Day weekend events continue Monday and travelers will want to be aware of various holiday-themed events around town, including the Memorial Day Parade, which will close Constitution Avenue on Monday afternoon.
While most long-term road projects will be put on hold to accommodate holiday travel volume, track work will continue on parts of the Metrorail system. Six Metro stations on the Red and Orange lines will be closed.
Rolling Thunder Weekend Closures
Groups of motorcyclists will be riding on roads around the metro area throughout the weekend. According to its mission statement, Rolling Thunder is "a demonstration for service members that were abandoned after the Vietnam War" that strives keep the issue in the public eye.
Their big event, the First Amendment Demonstration Run wrapped up Sunday.
However, Thunder Alley took over 22nd Street NW, north of Constitution Avenue throughout the weekend. The closure of 22nd Street will not have a direct impact on traffic. Vendors will continue to offer food and official merchandise Monday between 9 a.m. to 5 p.m.
Memorial Day Wreath Laying/Parade
The National Wreath Laying Ceremony will take place at the Tomb of the Unknown Soldier in Arlington National Cemetery at 11 a.m. Monday. Expect motorcades, motorcycles and delays along Washington Boulevard and on the George Washington Parkway near the Potomac River Bridges during and after the ceremony.
For more information on the ceremony, click here.
Following a separate ceremony at the Vietnam Veterans Memorial, the National Memorial Day Parade will kick off from 7th Street NW at Constitution Avenue around 2 p.m. The parade will march westward on Constitution Avenue between 7th and 23rd streets from 2 to 5 p.m. The staging area will block 7th Street near The Mall.
All associated street closures for the parade should be clear by 6 p.m.
There will be many other events across the region during the holiday weekend. Some of the parades will block streets and bring about localized congestion. See WTOP's 2013 Memorial Day events around the region for a rundown of the festivities.
Metro Track Work
Since Monday is a federal holiday, Metro will continuing its track work through system closing on Monday night.
Two segments of the Red and Orange lines will be closed. Free shuttle buses will ferry riders around the work zones, but Metro says some customers could experience delays of up to 40 minutes.
Red Line
- Buses replace trains between Shady Grove and Twinbrook.
- Shady Grove and Rockville stations will be closed.
- Buses riders should expect a 10- to 20-minute delay.
Consider driving to/parking at Twinbrook, White Flint or Grosvenor instead of Shady Grove.
Orange Line
- Buses replace trains between Vienna and Ballston.
- Vienna, Dunn Loring, West Falls Church and East Falls Church stations will be closed.
- Express buses will run directly between Vienna and East Falls Church, while local buses will stop at all four stations.
- Delays of up to 25 minutes are possible for customers on express buses and up to 40 minutes on local buses.
- Trains run at normal intervals between Ballston and New Carrollton.
Memorial Day Traffic and Transit Changes
Since Monday is a federal holiday, morning travel should be easier than usual. It won't take long for the volume to build on I-95 in Virginia and on Route 50 on the Eastern Shore in Maryland, though. Traffic may slow on I-70 east and I-270 south through Frederick County, Md., during the afternoon hours.
There are no guarantees about alternate routes. The bailout traffic will often saturate the most popular work-arounds when the main thoroughfare slows down. Here are some of the most common alternatives to the some of the most heavily traveled routes on holiday weekends.
Metrorail will open at 7 a.m. on Monday and close at midnight. Metro trains and buses will operate on a Sunday schedule.
There will be no MARC or VRE service on Monday.
In Washington, reversible roads and lanes will remain in two-way mode, as they would during off-peak hours. This includes Canal Road, Clara Barton Parkway, Rock Creek Parkway, Connecticut Avenue and 16th Street.
Parking restrictions for residential zones, rush hour lanes and metered spaces will be suspended citywide except near Nationals Park.
Nationals at Home vs. Orioles
The Nationals will host the Baltimore Orioles at 1:05 p.m. Monday. Delays will be possible on South Capitol Street. If you're taking the Metro to Navy Yard, there is no scheduled track work on the Green Line this weekend.
Follow @WTOP on Twitter.
© 2013 WTOP. All Rights Reserved.


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|Visit my teaching blog, Life in First Grade
I have taught first grade for four years and I love it! I was named my school's Teacher of the Year for the 2011-2012 school year.
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Showing 1-14 of 14 items found in Sports & Gaming
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Oak Glen Country Club
This challenging 18-hole course is open year round, and features a clubhouse, driving range and tee times for non-members.
CITY: Robinson
Bent Tree Country Club
This 18-hole, par 70 course is a challenge for players of all levels.
CITY: Charleston
Charleston Country Club
This country club features an 18-hole golf course.
CITY: Charleston
Deer Run Par 3 Golf Course
Open seasonally, this par 3 course is located in Washington Park.
CITY: Robinson
Casey Country Club
This club features a nine-hole, par 35 golf course.
CITY: Casey
Jasper County Golf Club & Banquet Facility
Jasper County Golf Club & Banquet Facility is a premiere golf course. Tee times are also available for non-members.
CITY: Newton
Coles County Speedway
Watch modified midget racing at this speedway.
CITY: Charleston
Norton Knolls Golf Course
Norton Knolls offers a nine-hole, par 34 course.
CITY: Oakland
Charleston Speeedway
Watch circular racing at this speedway.
CITY: Charleston
Rogala Public Links
This nine-hole course is par 36/38.
CITY: Mattoon
Charleston Putt-n-Swing
This family fun spot features an 18-hole miniature golf course and batting cages.
CITY: Charleston
Try the 19-hole miniature golf course, plus six state-of-the-art pitching machines.
CITY: Charleston
Meadowview Golf Course
This 18-hole, par 72 course features moderate to gently rolling terrain, manicured greens, a full-service pro shop and a food court.
CITY: Mattoon
Quail Creek Country Club and Resort
This 18-hole facility is a former PGA Tour site. Quail Creek also features a resort with 34 beautiful room options for golfers and non-golfers. The 19th Hole offers casual and fine dining.
CITY: Robinson
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ILION, N.Y. -- Add Senator Charles Schumer to the list of politicians weighing in on the future of the Remington Arms plant in Ilion.
The plant has been both criticized and defended after a Bushmaster model produced there was used in the Sandy Hook shootings. They've even had investors pull funding, citing moral obligations since the incident.
Senator Schumer says he fully supports Remington. He says civilian use of the guns is a separate issue, but he wants to keep military production up at the plant.
"Remington supplies our military with great, great arms and I have worked hard to get them contracts and get them jobs, from the military and from law enforcement, and I'll keep doing it," Schumer said.
Remington has not made any comment about the use of the Bushmaster at Sandy Hook or any criticism since.
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Sunday, December 21, 2014
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NEW YORK -- Consumer confidence dropped two points to round out 2012. But according to the latest Siena poll, consumer confidence is 10 points above what it was a year ago.
In December, buying plans were down for cars and trucks, computers, furniture, homes and major home improvements. Democrats, the youth and New York City shoppers had the highest overall confidence and the largest gains over the last year.
The poll also shows gas worries are down and New Yorkers are optimistic as a new year begins. But concerns about the cost of food are up.
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Officially his name is Dr. Tom Hackett, but starting today you can call him Mr. October.
Hackett, an orthopaedic surgeon at the Steadman Clinic in Vail, is one of the most handsome doctors in America, according to the daytime talk show, "The Doctors." Hackett has been named the face of October in the 2013 "Doctors" calendar. The episode aired Jan. 7.
With his big smile and dimples it's easy to see how Hackett caught the attention of the show's producers. Along with performing surgeries on elbows, shoulders and knees, he is a researcher at Steadman Philippon Research Institute. He is also the team physician for the U.S. Snowboard team and a medical consultant to the Colorado Rockies.
The calendar photo shoot took place in October and the television segment was filmed Dec. 14 at Paramount Studios in Hollywood, Calif.
In an interview filmed then, Hackett said he was "surprised and honored" to receive the award.
In a clip of the segment released to media early to promote the calendar, Hackett talked about the best way to prevent osteoporosis.
"You need to strengthen your bones," he said. "The best way to do that is to use your muscles because your muscles are attached to your bone, and when a muscle tugs on a bone, the bone gets a little stressed and it responds by growing more bone. This is one of the key components of exercise."
It's that "E" word that Hackett can't say enough. Exercise is the No. 1 thing he recommends to his patients to stay healthy.
"You can't exercise enough," he said. "Safe exercise, where you can actually get your muscles firing, your bones moving, your joints sliding against one and other, not only helps you feel better mentally, but physically as well."
Along with walking, hiking and biking, Hackett swims in order to stay in shape, he said.
"I love that exercise because it's a non-impact workout and a really great workout," he said.
In fact, he recently swam across the English Channel.
"It was 34 miles of cold, rough, gnarly water," he said.
In December, Hackett was named Vail Valley Medical Center's 2012 Physician of the Year, an award that "acknowledges the physician's abilities in leadership, quality patient care, contributions to the community and hospital and the utilization of evidenced-based medicine in daily practice," according to a press release from the hospital.
Hackett has been a physician in Vail since 2004 and has been the lead physician for the U.S. Snowboard Team for seven years. He worked at the Vancouver Olympics and plans to work at the upcoming Sochi, Russia Olympics in 2014.


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Intymen's Euro Low Rise Brief is available in five great colors: black, white, blue, coral, and red - each color is paired with a sleek black waistband and a comfortable pouch front. Made of a soft blend of polyester, viscose (rayon), and spandex, this brief will hug your body and move with you throughout the day or night.
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