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As if there were not enough compliance issues to tackle during these trying times, here is one more: Is your banks environmental policy for commercial real estate up to date and does it meet your risk tolerances and the banks potential risks due to environmental issues?
The FDIC says, The potential adverse effect of environmental contamination on the value of real property and the potential for liability under various environmental laws have become important factors in evaluating real estate transactions and making loans secured by real estate. Environmental contamination and liability associated with it may have a significant adverse effect on the value of real estate collateral, which may in certain circumstances cause an insured institution to abandon its right to the collateral.
As the economic landscape slowly comes out of the woods, banks have recently seen a rise in loan demand for real estate purchases; there are many buying opportunities for business owners as well as investors, according to Marianne Plant, vice president-credit administration, senior credit officer at Tradition Bank in Houston, Texas. As one of the many healthy community banks that made it through the recession, we do not want to make the same mistakes of the banks that are experiencing long, slow recoveries.
Accordingly, many lenders, such as our community bank, have a much lower risk tolerance and are tightening our due diligence policies to ensure that high-risk contaminated properties do not end up in our loan portfolios, Plant continued. We are considering environmental assessments and associated environmental liabilities in the credit and collateral risk evaluations, and providing additional environmental risk training for our lending staff to ensure that we truly understand the environmental issues and risks in the reports that we order, and that risks could be inherent in all property types.
Many lending institutions have environmental policies but are not sure how to implement their policies effectively. According to the FDIC, Institutions need to implement an environmental risk program in order to evaluate the potential adverse effect of environmental contamination on the value of real property and the potential environmental liability associated with the real property.
The main components of a lenders environmental risk policy should include purpose, policy statement, identification of environmentally sensitive industries, and the environmental evaluation process, including existing loans with environmental exposure, questionnaires and vendor qualifications. Be aware that loan amounts may dictate that your internal policy be more stringent than what a government entity requires or what another lenders risk policy entails. Therefore, knowing your banks risk tolerances and following your policy should result in fewer headaches and trouble-free audits.
I think in todays environment, younger bankers do not realize that past uses of properties can also have had historically environmentally sensitive businesses that may not be evident when looking at the property today, said Buzz Stagg, executive vice president and chief credit officer for Green Bank in Houston. Old buildings may have lead-based paint that could result in liability depending on the propertys use, or asbestos products that may affect remodeling or require a management plan. While these activities with toxic chemicals or products may not have been used in many years, the liability may still be lurking for lenders and their customers.
As surprising as it seems, not all environmental reports are created equal. Why is this so important? The FDIC says this: The failure of an institution to evaluate potential environmental risks associated with real property may contribute to an institutions inability to collect on its loans and affect the institutions financial condition. It is also possible for an institution to be held directly liable for the environmental cleanup of real property collateral acquired by the institution. The cost of such a cleanup may exceed by many times the amount of the loan made to the borrower.
Before accepting a report by an environmental consultant that has not been qualified by your institution, it is recommended that, at a minimum, any examinations are conducted by an environmental professional by the EPAs definition 40 CFR 312 and the reports follow the current ASTM standards and EPA All Appropriate Inquiries rule.
Over the past several years in banking, I have seen controversies concerning environmental risk topics, such as unimproved land, according to Plant. Some lenders do not perceive unimproved land as an environmental risk.
Nevertheless, I have seen environmental issues pertaining to a potential purchase on unimproved acreage in a rural area outside the Houston city limits. The environmental assessment revealed that there was a shooting range adjacent to the subject property that had contaminated a section of the proposed raw land to be purchased, thus requiring a site cleanup.
Additionally, there were potential stormwater issues and wetland concerns. The present owner of the property was unaware of these circumstances, said Plant. Consequently, without an environmental assessment, these risks would not have been identified and the potential owner and customer could have inherited these issues. Going forward, the banking industry should see an increase in environmental due diligence for all types of properties.
In a big hurry? Heed caution; the EPA is allowed 20 calendar days (per the ASTM standard) to complete the Phase I report and buried somewhere in the fine print from the consultant may be a disclaimer stating that you did not give him enough time to complete proper due diligence. Also, ASTM non-scope considerations (i.e., asbestos, lead based paint) may be erroneously included in the Phase I report and many times without the required licensed/certified individuals making those statements.
A significant number of loans became troubled during the recession largely due to hard economic times for our borrowers, said Aaron Sessions, environmental officer at Zions First National in Salt Lake City. We have learned the hard way on a few loans when we didnt really understand the environmental risk prior to making the loan, but we got the opportunity to understand it very well after making the loan. Environmental risk is a costly and time-consuming problem for financial institutions that we are working hard to minimize in the future.
Points to Remember
Melanie Edmundson is principal, co-owner, Phase Engineering Inc., environmental consultants based in Houston, Texas. Contact her at melanie(at)phaseengineering.com.
Copyright (c) June 2012 by BankNews Media


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Greetings. I'm new to this forum and firstly wanted to say hello to everyone
I just returned from a 10 day Dhamma Dharra retreat and really loved it. I do however have a couple of questions and am interested in hearing your experiences. Two obstacles that I came across when scanning my body were:
a) My eyes move whenever I scan through my body as if I'm trying to look at that part of my body as I work, and
b) I can't scan without envisioning the body part I'm scanning (I don't get a photographic image of my leg in my mind per se, more just a hazy shape of a leg).
The AT informed me that neither were a part of vipassana technique but for the life of me I still can't get past either one. Do you guys have any suggestions/techniques for getting past these obstacles?
Thanks in advance,
P.S. I would be happy to write a trip report as experienced by a complete newbie if it would be of service to others on the forum. My only reservation was not wanting to put any preconceived ideas into anyone's head still thinking of trying a Goenka retreat.

subset: commoncrawl


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Missions to Venus and Mercury
As one of the first planets to be visited by spacecraft, Venus witnessed many failed attempts at missions. However, more than 20 have been successful. Venus is a necessary waypoint for missions to Mercury, of which there have been only two.
Active missions: MESSENGER - Venus Express - Akatsuki (Planet-C)
Future missions: BepiColombo
Past missions: Sputnik 7 - Venera 1 - Mariner 1 - Sputnik 19 - Mariner 2 - Sputnik 20 - Sputnik 21 - Venera 1964A - Venera 1964B - Cosmos 27 - Zond 1 - Venera 2 - Venera 3, Venera 4 - Mariner 5 - Cosmos 167 - Venera 5 - Venera 6 - Venera 7 - Cosmos 359 - Venera 8 - Cosmos 482 - Mariner 10 - Venera 9 - Venera 10 - Pioneer Venus 1 - Pioneer Venus 2 - Venera 11 - Venera 12 - Venera 13 - Venera 14 - Venera 15 - Venera 16 - Vega 1 - Vega 2 - Galileo - Magellan - Cassini
Active missions
Launch: 3 Aug 2004. Venus flyby 1: 24 Oct 2006. Venus flyby 2: 5 Jun 2007. Mercury flyby 1: 14 Jan 2008. Mercury flyby 2: 6 Oct 2008. Mercury flyby 3: 29 Sep 2009. Mercury orbit insertion: 17 Mar 2011. Ongoing.
Links: Blog posts about MESSENGER - JHUAPL - NASA - KSC - NSSDC - Wikipedia
Akatsuki あかつき
a.k.a. Venus Climate Orbiter, Planet-C
Launch: 20 May 2010. Failed orbit insertion: 7 Dec 2010. Expected return to Venus: 2015.
Links: Blog posts about Akatsuki - JAXA (Japanese - English) - Twitter - UnmannedSpaceflight.com - NSSDC - Wikipedia
Venus Express
Launch: 11 Nov 2005. Orbit insertion: 11 Apr 2006.
Links: Blog posts about Venus Express - ESA public - ESA science - NSSDC - Wikipedia
Future missions
Launch planned for Aug 2015. Arrival planned for 2020.
Links: Blog posts about BepiColombo - ESA public - ESA science - NSSDC - Wikipedia
Past missions
Successful Saturn orbiter (NASA)
Launch: Oct. 15, 1997
Venus flyby 1: April 26, 1998
Venus flyby 2: June 24, 1999
Cassini-Huygens used the planet Venus for two gravity assists, leading up to Earth and Jupiter flybys and its eventual arrival at Saturn. The flybys were notable for the failure to detect lightning at Venus. Go to the main Cassini-Huygens entry for information on its mission to Saturn.
Successful Venus orbiter (NASA)
Launch: May 4, 1989
Venus orbit insertion: August 10, 1990
By the end of its mission, Magellan had mapped over 98% of Venus at a resolution of 100 meters or better using Synthetic Aperture Radar (SAR). Images were acquired over three "cycles" at different geometries, permitting stereoscopic views of parts of the surface. Magellan also acquired topography, slope, radiometry, and scatterometry measurements of the surface over a mission spanning five years.
|Magellan Timeline
|04 May 1989
|10 Aug 1990
|Venus orbit insertion and spacecraft checkout
|15 Sep 1990
|Cycle 1: Radar mapping (left-looking)
|15 May 1991
|Cycle 2: Radar mapping (right-looking)
|15 Jan 1992
|Cycle 3: Radar mapping (left-looking)
|14 Sep 1992
|Cycle 4: Gravity data acquisition
|24 May 1993
|Aerobraking to circular orbit
|03 Aug 1993
|Cycle 5: Gravity data acquisition
|30 Aug 1994
|Windmill experiment
|12 Oct 1994
|Termination experiment - loss of signal
|13 Oct 1994
|Presumed loss of spacecraft
Successful Jupiter orbiter (NASA)
Launch: October 18, 1989
Venus flyby: February 10, 1990
Galileo flew by Venus on the way to Jupiter, collecting measurements of charged particles, dust and magnetism, infrared and ultraviolet spectral observations, data for infrared lower-atmosphere maps, and 81 camera images. The data were mostly not played back until November, 1990. Go to the main Galileo entry for information on Galileo's mission to Jupiter.
Vega 2
Successful Venus probe and Comet Halley flyby (USSR)
Launch: December 21, 1984
Venus flyby and gravity assist: June 15, 1985
Vega 2 was identical to Vega 1.
Vega 1
Successful Venus probe and Comet Halley flyby (USSR)
Launch: December 15, 1984
Venus flyby and gravity assist: June 11, 1985
As Vega 1 swung by Venus, it deployed a 2.4-meter probe into the atmosphere. The probe deployed a balloon almost immediately upon entering the atmosphere. The balloon, which measured temperature, pressure, wind velocity and visibility of the atmosphere, covered 9,000 kilometers in 47 hours before it burst. The probe took readings of the atmosphere as it descended to the surface.
Venera 16
Successful Venus orbiter (USSR)
Launch: June 7, 1983
Venus arrival: October 10, 1983
Venera 15 and 16 created a radar map of Venus over a joint mission lasting 8 months.
Venera 15
Successful Venus orbiter (USSR)
Launch: June 2, 1983
Venus arrival: October 10, 1983
Venera 15 and 16 created a radar map of Venus over a joint mission lasting 8 months.
Venera 14
Successful Venus orbiter and lander (USSR)
Launch: November 4, 1981
Venus arrival: March 5, 1982
Venera 14 sent back images of the surface and a mechanical arm collected a sample for testing. The spacecraft survived for 57 minutes before succumbing to the heat and extreme pressure.
Venera 13
Successful Venus orbiter and lander (USSR)
Launch: October 30, 1981
Venus arrival: March 1, 1982
Venera 13 returned the first color images from the surface of Venus, landing at 7.5° S, 303° E. A drilling arm collected a sample that was examined by an onboard x-ray fluorescence spectrometer to determine its composition. The lander survived 127 minutes before giving in to the extreme heat (457°C) and the tremendous pressure (84 times the pressure at sea level on Earth).
Venera 11
Successful Venus orbiter and lander (USSR)
Launch: September 9, 1978
Venus arrival: December 25, 1978
Details about Venera 11 are sketchy; however, the spacecraft did make a soft landing on the surface, and sent back evidence of thunder and lightning as well as the presence of carbon monoxide in the lower altitudes. Data was transmitted back to Earth for 95 minutes before the lander rotated out of range of the orbiting relay.
Venera 12
Successful Venus orbiter and lander (USSR)
Launch: September 14, 1978
Venus arrival: December 21, 1978
Launched three days after Venera 11, Venera 12 actually made it to Venus four days before the other spacecraft. Venera 12 was designed to study the atmospheric composition and clouds of Venus. The lander transmitted 110 minutes of data before the planet rotated out of range of the orbiting relay.
Pioneer Venus 2 (Pioneer Venus Multiprobe)
Four successful Venus probes (NASA)
Launch: August 8, 1978
Venus arrival: December 9, 1978
Pioneer Venus 2 consisted of four separate atmospheric probes; one large probe 1.5 meters in diameter, which deployed a parachute to slow its descent, and three small probes (0.8 meters across) which plunged straight through the atmosphere. The large probe was released from the spacecraft bus on November 16, 1978. The three smaller probes were released four days later. All of the probes arrived at Venus on December 9, 1978. Each probe took atmospheric measurements as they descended through the cloud layer. One of the probes survived to transmit data for over an hour after it impacted with the surface. The spacecraft bus that carried the probes also had instruments and made measurements in Venus' uppermost atmosphere before burning up.
Pioneer Venus 1 (Pioneer Venus Orbiter)
Successful Venus orbiter (NASA)
Launch: May 20, 1978
Venus orbit insertion: December 4, 1978
Pioneer Venus 1 carried 17 experiments, including a radar mapper. Scientists used the radar to map nearly the entire planet, resolving features as small as 80 kilometers. The spacecraft remained in orbit until August of 1992, when it used up all its fuel and burnt up in the atmosphere.
Venera 10
Successful Venus orbiter and lander (USSR)
Launch: June 14, 1975
Venus landing: October 25, 1975
The Venera 10 spacecraft separated into two different sections, an orbiter and a lander, on October 23, 1975. Two days later, the lander touched down on the surface of Venus 2,200 kilometers from the Venera 9 lander, somewhere within a 150 km radius of 15.42° N, 291.51° E. With the orbiter acting as a relay, the lander transmitted images from the surface as well as data about clouds and the surface environment.
Venera 9
Successful Venus orbiter and lander (USSR)
Launch: June 8, 1975
Venus landing: October 22, 1975
The Venera 9 lander separated from the orbiter on October 20, 1975. Two days later, the lander touched down and became the first spacecraft to transmit a picture from the surface of another planet. It landed within a 150-kilometer radius of 31.01° N, 291.64° E. In addition, the lander sent back information on the Venusian clouds, atmospheric composition, and light levels. All of the information was transmitted from the surface to the orbiter, which then relayed the signal to Earth. Besides acting as a data relay, the orbiter also studied the cloud structure of the planet.
Mariner 10
Successful Mercury multiple flyby (NASA)
Launch: November 3, 1973
Venus flyby and gravity assist: February 5, 1974
Mariner 10 flew by Venus for a gravity assist on its way to Mercury. It flew within 4,200 kilometers (2,600 miles) of Venus and took the first ultraviolet images of the planet.
Cosmos 482
Failed Venus lander attempt (USSR)
Launch: March 31, 1972
The final stage of the rocket carrying the spacecraft into orbit failed and it was unable to achieve the necessary trajectory to carry it on to Venus.
Venera 8
Successful Venus lander (USSR)
Launch: March 27, 1972
Venus landing: July 22, 1972
Upon Venus arrival Venera 8 used aerobraking to decelerate, and then deployed a parachute. A refrigeration unit cooled the spacecraft's components, protecting them from the intense heat as the lander descended to the surface. Once on the ground, the spacecraft transmitted data for 50 minutes, confirming a very high surface temperature and crushing atmospheric pressure. It also measured the light level on Venus' surface and found it suitable for surface photography, setting the stage for the images to be returned by Venera 9, 10, 13, and 14.
Cosmos 359
Failed Venus lander attempt (USSR)
Launch: August 22, 1970
The final stage of the rocket carrying the spacecraft into orbit failed and it was unable to achieve the necessary trajectory to carry it on to Venus.
Venera 7
Successful Venus probe (USSR)
Launch: August 17, 1970
Venus arrival: December 15, 1970
When Venera 7 arrived it deployed a parachute and began its descent to the surface. Scheduled to take 60 minutes to descend, the probe touched down in only 35 minutes, possibly because its parachute may have been damaged by high winds. The spacecraft then transmitted a weak signal for 23 minutes, becoming the first spacecraft to return data from the surface of another planet. It reported surface temperatures of 475°C and atmospheric pressures 90 times greater than Earth's.
Venera 6
Successful Venus probe (USSR)
Launch: January 10, 1969
Venus arrival: May 17, 1969
Twin to Venera 5, Venera 6 arrived just a day after its sister ship. Once at Venus, the spacecraft deployed a parachute and descended through the atmosphere. Scientists on Earth received 51 minutes of data as the probe descended 38 kilometers (almost 24 miles). The spacecraft was damaged the crushing pressure before it reached the surface.
Cosmos 167
Failed Venus probe attempt (USSR)
Launch: June 17, 1967
The final stage of the rocket carrying the spacecraft into orbit failed and it was unable to achieve the necessary trajectory to carry it on to Venus.
Mariner 5
Successful Venus flyby (NASA)
Launch: June 14, 1967
Venus flyby: October 19, 1967
Mariner 5 flew within 4,000 kilometers (2,400 miles) of the Venusian cloud tops. During its flyby, the spacecraft measured a surface temperature of 267°C.
Venera 4
Successful Venus probe (USSR)
Launch: June 12, 1967
Venus arrival: October 18, 1967
When Venera 4 arrived at Venus it dropped several instruments, including a thermometer and a barometer, into the atmosphere. It received data back from these probes before it deployed a parachute and descended into the atmosphere itself. Preliminary readings seemed to indicate that the probe had taken measurements all the way down to the surface, but later analysis suggested that the crushing atmosphere damaged the spacecraft at an altitude of almost 25 kilometers. The probe revealed an atmosphere made almost entirely of carbon dioxide, with temperatures ranging from 40°C high up in the atmosphere to 280°C closer to the surface, and pressures ranging from 15 to 22 atmospheres.
Venera 3
Venus probe attempt (USSR)
Launch: Nov. 16, 1965
Venus impact: March 1, 1966
Venera 3 was the first spacecraft to land on (impact) another planet, but no data was returned. It is believed that Venus's thick atmosphere and crushing pressure destroyed the spacecraft on its way to the surface.
Venera 2
Venus flyby attempt (USSR)
Launch: Nov. 12, 1965
Venera 2 flew within 24,000 kilometers of Venus on February 27, 1966, but communications with the spacecraft was lost just before its close approach with the planet.
Zond 1
Failed Venus probe attempt (USSR)
Launch: April 2, 1964
Communications with the spacecraft was lost while on its way to Venus.
Cosmos 27
Failed Venus flyby attempt (USSR)
Launch: March 27, 1964
The final stage of the rocket carrying the spacecraft into orbit failed and it was unable to achieve the necessary trajectory to carry it on to Venus.
Venera 1964B
Failed Venus flyby attempt (USSR)
Launch: Mar. 1, 1964
The rocket carrying the spacecraft failed to reach Earth orbit.
Venera 1964A
Failed Venus flyby attempt (USSR)
Launch: February 19, 1964
The rocket carrying the spacecraft failed to reach Earth orbit.
Sputnik 21
Failed Venus probe attempt (USSR)
Launch: September 12, 1962
The 3rd stage of the rocket exploded shortly after liftoff, destroying the spacecraft.
Sputnik 20
Failed Venus probe attempt (USSR)
Launch: September 1, 1962
The rocket's final stage failed and the spacecraft was unable to achieve to escape Earth orbit.
Mariner 2
Successful Venus flyby (NASA)
Launch: August 27, 1962
Venus flyby: December 14, 1962
Mariner 2 was the first spacecraft to successfully fly by Venus, at an altitude of 34,773 kilometers. The spacecraft discovered ground temperatures as high as 428°C (800°F). Other instruments detected no water vapor in the atmosphere or any evidence of a magnetic field around the planet. Radio contact was lost on January 3, 1963.
Sputnik 19
Failed Venus probe attempt (USSR)
Launch: August 25, 1962
The spacecraft made it into Earth orbit, but the rocket's last stage failed and Sputnik 19 was unable to achieve its Venus trajectory. It re-entered Earth's atmosphere three days later.
Mariner 1
Failed Venus flyby attempt (NASA)
Launch: July 22, 1962
Shortly after launch, the rocket veered off course and was destroyed by ground controllers.
Venera 1
Failed Venus probe attempt (USSR)
Launch: February 12, 1961
Communications with the spacecraft was lost while Venera 1 was on its way to Venus.
Sputnik 7
Failed Venus probe attempt (USSR)
Launch: February 4, 1961
The final stage of the rocket carrying Sputnik 7 into orbit failed and the spacecraft was unable to achieve the necessary trajectory to carry it on to Venus.
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New Arrivals
mouse over photo to zoom click for larger image
Black and White Ikat Scarf
White crests on a black backdrop with subtle golden accents.
- On-trend tassels trim both ends.
- Measurements: 18" by 72".
- 100% rayon.
- Machine wash. Imported.
We're so sorry: this item sold out sooner than expected. For an equally chic substitute, please call our Personal Service Associates at 1.888.855.4986. Or click on Chico's Chat below for immediate assistance.


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Canvas Wall Art
Wall Decals
Wall Letters
Personalized Art
Hand Painted Art
Growth Charts
Framed Art
Wall Hangings
Wall Murals
Art Prints
Wall Plaques
Wooden Art Plaques
Prepasted Wall Murals
Baby Photo Art
Room Themes
Size:Please Choose2 x 33 x 4 $(+200.00)
Everything is Possible Vintage Framed Art Print by Sugarboo Designs
Holiday order deadlines for this item are as follows:Delivery by Christmas Eve: 11/29/2014Stated deadline assumes item will be shipped via standard ground shipping. Orders placed after the deadline may be accommodated with expedited shipping. Please contact our customer care team at 877-214-6875 and we'll do our best to accommodate your request!Add a unique art piece to your child's room with the Everything is Possible Vintage Framed Art Print. This vintage inspired art print reproduction from Sugarboo Designs is an original design from artist Rebecca Puig. Features of this art print include:
Category: Art, Framed Art for Kids
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Shopping in Duluth
Shopping in our city is a treasure hunter's dream come true. Spend your days looking for that special one-of-a-kind piece of furniture or vintage collectible at Minnesota's antique mall, search the stores and boutiques in great shopping malls and complexes for that great bargain you can show off to your friends when you return home, or fall in love with the perfect print to grace the walls of your home at the city's premier art gallery. After a satisfying, fun-filled day of treasure hunting, return to the cozy environs of The Firelight Inn on Oregon Creek Bed and Breakfast for a restful night's sleep; you never know what amazing finds you'll come across tomorrow!
Old Downtown Duluth Minnesota between Lake Avenue and Fourth Avenue East.
DeWitt-Seitz Marketplace offers shops, restaurants, bakery and smokehaus. Open daily. 394 Lake Avenue South.
Father Time Antique Mall, 395 Lake Avenue South. Northern Minnesota's largest and finest antique mall. Bayside entrance is handicapped accessible.
Fitger's Brewery Complex features shopping and dining and Lakewalk Access.
600 East Superior Street.
Miller Hill Mall includes more than 100 shops, a great food court all at the top of the hill.
Northern Prints Gallery, 318 North 14th Avenue East, Duluth 55805 (218) 724-3089/5212. Cecilia Lieder is the Director of the Northern Prints Gallery. She has been a printmaker for over 35 years. Her work in color woodcut and stone lithography is nationally known. She is one of the founders and the Director of the Northern Printmakers Alliance, and she also serves on the Duluth Public Arts Commission. Her work is remarkable for its rich color, strong form, and sensitivity to the northern landscape. Much of her work is displayed and is for sale at The Firelight Inn. The Northern Prints Gallery is dedicated exclusively to the artist-made original print. All forms of traditional and contemporary printmaking by fine artists are represented. The gallery artists are members of the Northern Printmakers Alliance and either live in this region or have a long and continuing association with it. The subject matter of the gallery's prints is not, however, confined to any style or content. Excellence in printmaking is their primary focus. Located on the ground floor of a vintage 1891 Duluth home, the Northern Prints Gallery welcomes visitors every week from 12:00 to 4:00 Thursday through Saturday as well as by appointment.
Blue Iris Gallery 723 Lake Avenue South, Duluth, MN 55802 (218) 720-3300. Located within a few steps of the Aerial Lift Bridge, the Blue Iris Gallery specializes in handcrafted art by local and area artists. With an emphasis on fine craft, photography, prints and jewelry, the Blue Iris Gallery handles a wide variety of work with prices to meet everyone's needs. Daily hours 10 a.m. to 5 p.m.
Trail Fitters Fitger's Brewery Complex, 600 East Superior Street, Duluth, MN 55802 (218) 722-6776. The stores features one of the largest selections of The North Face, Keen, Crocs and a great variety of snowshoeing equipment for winter enthusiasts.


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Macrobiotic Breakfasts
- 08
- March
- 2013
So, what's special about a Macrobiotic breakfast! A Whole LOt! One of the first questions asked about the Macrobiotic Diet is: what do you eat for breakfast?? do you really have miso soup in the morning? What's wrong with dry cereal and skim milk for breakfast?
Want the skinny on breakfast? Ever notice Dunkin' Donuts logo: we get you up and keep you going! Sure do! All that sugar and caffeine, and guess what happens to our blood stream at 11:00 AM & 3:00 PM? Hypoglycemic dip ~ we are falling on our face, and needing what??? Another coffee break: latte, donuts, breakfast bars to get us going 'til lunch.
And now, folks, here's the Macro take on breakfast: providing sustainability. How would soaring energy til 12:30 or 1:00 fit your bill! Perform all morning, and be the wiz at work, home, home-schooling, driving without dozing, exercise/yoga/walk strongly. In other words, enjoy peak performance throughout your day.
Easily achieved with a macro breakfast: composed of a grain and a vegetable. Our rice and other whole grain, warm nourishing dish would keep the 3 bears and Goldilocks happy forever! And you too.
Delish and sweet without sugar, it's so easily digested we can concentrate on tasks at-hand, rather than sluggishly, barely being able to navigate through the morning. Looking for the donut cart to peel around the corner. Vegetables for breakfast??? you ask. I know it seemed so different to me too, but just think about it. Veggies get the digestive tract moving, so what better time than first thing in the morning? And speaking about time, wanta know the best time for eating breakfast? Best before 8 am. Between 5-7 am
Some stellar breakfast ideas include:
Soft brown rice, sauteed greens and mushrooms, creamy corn grits, fried polenta squares, bancha tea. And for brunches with guests and special occasions, we have delightful cuisine without the sugar, eggs, dairy and gluten too! Take a look at this list: blueberry pancakes & blueberry sauce, mochi waffles and brown rice maple flavor syrup, tofu french toast & a little pan-fried dulse for those craving bacon, and macro cappuccino.


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American Justice: The Bully of Toulon DVD
Sale Price: $19.99
To Order by Phone Call 1-800-933-6249
- Additional Details
- Format: Color, DVD-Video, NTSC
- Rating: Not Rated
- Number of Discs: 1
- Run Time: 50 Minutes
- Region: Region 1
- Aspect Ratio: 1.33:1
- Language: English
- Studio: A&E Home Video
- DVD Release Date: 2002
For years, Curtis Thompson terrorized the small farming community of Toulon, Illinois. Though many complained about him and a few filed charges, little was done to stop him. People just learned to avoid him.
AMERICAN JUSTICE® reports that on the night of March 22, 2002, the town's worst fears came true. Thompson shot and killed deputy Adam Streicher when the young officer tried to serve him with a warrant. He then drove Streicher's cruiser around the block and shot and killed two of his neighbors as their 10-year-old daughter looked on. Thompson kept going until the police finally brought down in a gun battle out of the Old West.
THE BULLY OF TOULON speaks with those who were there to learn the inside story of an American tragedy.


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Main Content
Order by 3:00 p.m. EST on Tuesday, 12/23 with Next Day shipping, receive by 12/24.
$5.99 3-day shipping. Need it faster?
Your style never steps on the grinders — neither does your Joey Logano fanaticism! When the sun gets in your eyes at the track, you need a way to perfectly see all the hot rods — with Logano in the lead, of course! Toss on this stylish Cadet hat, which features a printed #22 on the left crown and an embroidered facsimile signature on the bill. Your spirited look and your vision will get the green light when you wear this to the next race!
- 100% Cotton
- Adjustable hook and loop fastener strap
- Curved bill
- Imported
- Metallic screen print graphics
- Officially licensed NASCAR product
- Quality embroidery
- Structured fit
Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


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Also related: http://www.tankspot.com/forums/f63/4...c-stamina.html
I did this math a long while back on request, comparing the Emblem of Triumph armor trinket to the Black Heart on passive equipped values. I wanted to re-post and revisit it.
Here's the original math:
The math holds up pretty well, and in general, but to add a small bit of flavor I wanted to update the numbers slightly for a 245 level stam trinket, and show the different relative stam multipliers for the different classes.1792 armor (does not get Toughness or Frost Pres) = X% DR *depending on gear
126 Stam x 1.06 (Frost Pres) x 1.02 (Imp GotW) x 1.10 (Kings/Sanc) = 150 Stam = 1500 health
So, we can compare the values based on the composite of armor and health, effective health. Remember, this only applies to physical damage. Here's how we calculate EH based on armor damage reduction:
Using a convenient Solver method, we can find the breaking points for some set health and armor values. In the chart I put the armor and health values as if you had one empty trinket slot on the far left. A Rdx% is just the matching amount of damage reduction from that amount of armor. A+T is as if you added the armor trinket in your last slot, so that is the new armor value to go with the base health, and EH (AT) is the matching Effective Health. H+T then, is if you instead put the Stam trinket in the slot, and EH(HT) is the matching EH value. Here is the solver data from the spread sheet:Code:EH = Total Health/(1-DR%)
So, the general decision is, from a standpoint of effective health against physical damage, the equip bonus of the Armor Trinket is better than the equip bonus of the Stam Trinket, so long as you fall on these breakdowns:Code:(Health) (Armor) (A Rdx%) I (A + T) (AT Rdx%) (EH (AT)) I (H + T) (EH (HT)) 42000 33541 66.85% 35333 67.99% 131209 43500 131209 45000 37125 69.06% 38917 70.06% 150276 46500 150276 48000 40709 70.99% 42501 71.87% 170636 49500 170636 36525 27000 61.88% 28792 63.38% 99742 38025 99742 38199 29000 63.55% 30792 64.93% 108907 39699 108907 39873 31000 65.08% 32792 66.34% 118473 41373 118473
So the armor value is quite respectable against a physical threat, but you lose some of that value in the face of magic damage.
- If you have 42k health, the Armor Trinket is better until you have over 33.5k armor.
- If you have 45k health, the Armor Trinket is better until you have over 37.1k armor.
- If you have 48k health, the Armor Trinket is better until you have over 40.7k armor (ha ha, good luck).
- If you have 27k armor, the Stam Trinket is better so long as your health is less than 36.5k.
- If you have 29k armor, the Stam Trinket is better so long as your health is less than 38.2k.
- If you have 31k armor, the Stam Trinket is better so long as your health is less than 39.9k.
Satrina's Impeding Scarab = 192 Stam
Warrior (Scarab) = 2035 health
Paladin (Scarab) = 2198 health
Bear Druid (Scarab) = 2798 health
DK w/ 3/3 Vot3W (Scarab) = 2096 health
DK w/o Vot3W (Scarab) = 2035 health
None of the classes have a modifier that will change the 1792 armor from the emblem trinket on the baseline (only CD buffs).
In lieu of calculating the value for each class, I'll use 2100 as an average value as the tilt will be very small, even for bears. It will only be on the magnitude of a couple hundred effective health difference for all but bears, and ~1k for bears.
The new math suggests:
So, even without considering magic damage, against physical damage, the stamina trinket will give you more effective health than the armor trinket at most reasonable tank stat values.
- If you have 42k health, the Armor Trinket is better until you have over 19.2k armor.
- If you have 45k health, the Armor Trinket is better until you have over 21.8k armor.
- If you have 48k health, the Armor Trinket is better until you have over 24.3k armor.
- If you have 27k armor, the Stam Trinket is better so long as your health is less than 51.1k.
- If you have 29k armor, the Stam Trinket is better so long as your health is less than 53.5k.
- If you have 31k armor, the Stam Trinket is better so long as your health is less than 55.8k.
The (Old) Book on Death Knight Tanking
The New Testament on Death Knight Tanking
Also related: http://www.tankspot.com/forums/f63/4...c-stamina.html
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This is survivability only, I assume. There is an inherent value, albeit less than that of survivability, to passive mitigation, in that stamina does not reduce the actual damage done to you, only your likelihood of survival, while the armor will reduce the damage done as well. Very hard to quantify the value of that damage reduction, but if you have sufficient stamina to survive, additional stamina has little benefit, whereas additional armor will always have benefit.
Maybe I should take on the forum title "Captain Obvious," but I felt it should be said for the few people reading this that don't think about those things.
Actually, that's the value of "Effective Health." For physical damage, it's easy to compound health and damage reduction from armor into a single value. So long as the Effective health value is higher than the raw damage from the boss (which you never see), you can survive the hits. The sticky is where it doesn't affect magic hits, so if it were possible to fill your sockets with armor instead of health, you could have the same durability to physical hits and magic damage would be much more dangerous.
Trust to the Satrina, the Satrina is good.
The (Old) Book on Death Knight Tanking
The New Testament on Death Knight Tanking
These are interesting numbers and stuff I've been looking at recently in Rawr calculations and such.
Of course, it all depends on the fight and how much you value pure EH over average survival/burst time and the like.
For instance, the Armor trinket (both due to its Armor value and its click-use ability) is probably the best burst time improving trinket in the game, often followed by the Onyxia trinket depending on your existing stats.
However, for Satrina's (Heroic) Scarab is definitely the best for EH in the majority of cases.
When it comes to the non-heroic Scarab, it's a bit more of a toss-up, as the average effect from The Black Heart is quite similar both in burst time and average EH--about 3% lower with my stats. However, it is not quite so consistant as it will come in bursts. That said, that has a plus in some fights where the internal cooldown can expire while you are not tanking. At the end of the day, though, they are quite similar for a Warrior.
Yes, we're in heated agreement Satorri. What I was trying to point out is that stamina trinkets have survivability value, while armor trinkets have both survivability and mitigation value.
In other words, the armor trinket will increase your effective health, just like the stamina trinket, but the armor trinket will also reduce your total damage taken over time, reducing the load on the healer.
While the value of the mitigation may not be as high as that of survivability in most fights, I think there are some situations in which it surpasses survivability. For example, on older fights where we have an EH pool plenty large enough to take the hits, concentrating more on damage reduction rather than stamina may enable a tank to reduce to a smaller number of healers, enabling more dps to be used. The same goes for offtanking situations, where again, damage reduction may count for more than survivability.
Damage reduction (aka mitigation) is also better in cases where you're receiving *some* heals, but for whatever reason they might not be enough. Random made-up-numbers example:
Say there's 90K damage coming in over a few seconds. During that time you'll receive 36K heals. You start out topped off at 50K hp. Adding 2.1K hp will give you 52.1K hp and 36K heals - you're dead. Reducing the 90K damage to 85K by bumping up your armor will leave you happily clinging to 1000 hp, ready to receive additional heals before the next big hit lands.
Don't underestimate a health pool, even if something with more mitigation would hit you harder, saccing all HP for armor still means you have less hps. Healers can't heal armor =P only hit points (ya ya inspiration, but you know what I mean.)
That's not to say the armor trinket is worse, but if you have 30k hps and 35k armor, steelbreaker and algalon are still gonna kill you.
"If the world is something you accept rather than interpret, then you're susceptible to the influence of charismatic idiots." -Neil deGrasee Tyson
Twitter @Aggathon || @Tankspot || Twitch.Tv/Aggathon
*small note, inspiration no longer provides an armor buff, it is a flat damage reduction %
The (Old) Book on Death Knight Tanking
The New Testament on Death Knight Tanking
Yes, armor increases EH because it increases mitigation. The point is that Mitigation has inherent value outside of survivability and EH, whereas stamina does not.
I'm not suggesting armor is superior to Stamina, or that people should gear specifically for armor at the expense of stamina, and I don't underestimate the value of a large health pool. However, in this day and age of everyone trumpeting EH all the time (which is a good thing, and correct), I think it's important to remember that more than EH does exist, and Armor is more than just EH.
thanks for the numbers Satorri... just wondering if we could get a sticky for this as the nagging question on this will always linger in a tanks mind?
Is what your getting at with armor that it's hit points that healers don't have to heal?
The extreme example being someone with 30k armor and 50k hps buffed is more healable than someone with zero armor and 170k hps?
"If the world is something you accept rather than interpret, then you're susceptible to the influence of charismatic idiots." -Neil deGrasee Tyson
Twitter @Aggathon || @Tankspot || Twitch.Tv/Aggathon
Yes. In the extreme sense, someone with 50k hp and 50% mitigation would have the same EH as someone with 100k hp and 0% mitigation, but the former would take far less damage, and thus need less healing.
So the point there is that while armor and stam are both EH stats, armor does have some value in its mitigation (and AP if we want to get technical), whereas stamina does not. I'm not saying that makes it better, but there is some value there.
I had intended this to be a small side-comment, not to take over Satorri's very well written thread.
Armor decreases the amount of healing needed and thus potentially lowers the window of time needed to be topped back up for the next hit.
In many cases, this trade-off may or may not be worth it. That said, if you have enough raw health to survive the worst-case burst scenarios, preferring reduction over EH is not always the worst idea to increase your overall chances of survival.
In an extreme example, a player with 50,000 health and 75% Armor Reduction taking 40,000 damage hits is going to have a much higher chance of survival than someone with 200,000 health and 0% Armor Reduction taking 160,000 hits. :P
Stacking EH is great, as long as your healers are capable of healing you up at a fast enough rate for the next burst. Reduction increases the effectiveness of HoTs and other periodic heals and reduces some of the strain on healers.
I won't drag this into a discussion of EH vs. Mitigation/Avoidance or whatever, but Armor does have the positive effect of affecting both sides of the scale.
EH being equal, you would want Armor over Health on physical damage fights. That's why, for instance, I think there's some value in The Black Heart due to its balance of the two stats into a similar EH value but higher damage reduction value compared to a number of Stamina trinkets.
Assuming EHP gear on an all physical fight, what would be the 2 best trinkets.
Imo the 258 Jug's Vitality is still BiS because of it's on use, passively it's like 2.3k EPH, and on use pushes it almost to 8k EPH when active. That seems good to me.
However the 258 on use means you cannot use the 245 version's on use, so that part of the trinket is effectively dead and all you have is the roughly 2k EPH.
The question is: what is the next BiS trinket
Black Heart, Glyph of Indomitability, or maybe even Fervor of the Frostborn? Fervor's passive dodge is pretty meh for EPH, but the on use seems pretty good.
Opinions? I don't really have time today to run the numbers, maybe someone else does?
"If the world is something you accept rather than interpret, then you're susceptible to the influence of charismatic idiots." -Neil deGrasee Tyson
Twitter @Aggathon || @Tankspot || Twitch.Tv/Aggathon
Fervor of the Frostborn is pretty terrible, IMO. As far as I know, the Use effect/proc does not trigger from avoided attacks, therefore making it virtually useless and next to impossible to stack.
Glyph of Indomitability, The Black Heart, and Onyxia Blood Talisman would probably be in my top 3 for a 2nd trinket slot at this point. The value of each would highly depend on the fight.
I'd agree with that Koji. I kept wondering at first what Satrina's Impeding Scarab was for a while, until I remembered that the Alliance have different names for the gear. I'm running the 192 stamina trinket (Juggernaut's Vitality) and the Black Heart right now. There are some fights I might switch in my Brewfest Trinket (even though it fills me with nerdrage that a holiday loot piñata drop has almost as much stam as my 245 trinket), and I'm really considering getting the emblem armor trinket for certain fights.
Glyph of Indomitability is most likely going to be your best bet if you are going for pure EH in a 2nd trinket, however The Black Heart is an extremely good trinket all-around.


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Norwegian police indicated on Monday that they believe that Anders Behring
Breivik, suspect of the Friday shooting in Oslo, acted alone. This is
despite his claim to investigators that he was a member of a far right
network of "Crusader" cells across of Europe.
The attack in Norway has shocked Europe at a time when the continent
usually shuts down for a month due to holidays. Breivik's stated motive
for the attack, countering multicultural policies of the Norwegian Labour
Party, has prompted a debate over whether the attack is a result of a
general anti-immigrant atmosphere that has permeated the continent over
the past decade and intensified since the 2008-2009 recession.
Europe's turn towards anti-immigrant policies is not surprising and was
forecast by STRATFOR three years ago. (LINK:
http://www.stratfor.com/analysis/20090302_europe_xenophobia_rising) Europe
has historically struggled to assimilate and incorporate religious and
ethnic minorities. In the modern post-World War II era, ever since the
1958 Notting Hill and Nottingham Riots in the U.K. European populations
have struggled to cope with the influx of non-European migrants. These
tensions are exacerbated during times of economic pain at which point
anti-immigrant rhetoric becomes fair game for both center right and center
left parties to pander to.
The post-2008 economic crisis has played out largely the same way. Leaders
of France, Germany and the U.K. have in recent months all repudiated
multicultural policies of their nations. The anti-immigrant rhetoric has
entered the mainstream, it has become legitimate. In many ways this has
been the result of the rise in popularity of the far right parties. Across
of Europe -- in France, the U.K., Denmark, Sweden, Norway, Finland,
Switzerland, Austria, Italy, Hungary and Greece - the far right has become
legitimate and an acceptable electoral choice for many European citizens.
As such, established political parties, but especially the center right
parties most afraid of their votes being syphoned to the far right, have
sought to adopt the anti-multiculturalism rhetoric as their own.
Furthermore, anti-immigrant rhetoric can serve the purpose of distracting
Europe's populations from the necessary budget cuts and austerity
Therefore, an anti-immigrant atmosphere is certainly prevalent in Europe
and far right parties have definitely entered the mainstream in a number
of countries. This may have very well contributed to the attacks in
Norway, but not because violence against immigrants or against
pro-multiculturalism center-left parties is acceptable nor because the
atmosphere itself somehow breeds extremism.
In fact, one of the greatest contributing factors to the attacks in Norway
- aside from a combination of Norway's approach to law enforcement and
attackers own capabilities - may very well have been the process by which
the far right has become legitimate and accepted. During this process,
many far right parties in Europe have made an attempt to become part of
the mainstream. Holocaust denying and overt racism are gone. Commentary on
economic issues, Eurozone problems, EU encroachment on state sovereignty
and defense of Europe's liberal values against illiberal immigrants is in.
Dutch politician Geert Wilders has for the large part been a successful
model for this transformation. His single greatest emphasis is that in
order to preserve Dutch tolerant and liberal society, the intolerant and
illiberal Muslim immigrants have to be considered incompatible. Wilders
is joined by leader of the French National Front Marine Le Pen (LINK:
who has distanced herself from her father Jean-Marie, an overt
anti-Semite. The younger Le Pen has instead penned white papers on the
Eurozone crisis and proven adept at debating economic and legal issues
with mainstream center-right opponents. She is now one of the very serious
challengers to incumbent French President Nicolas Sarkozy in the 2012
However, one of the results of the European far right makeover is that
many of Europe's most powerful far right parties have had to clean up
their rhetoric and act as members of the mainstream. They have therefore
also had to jettison their most extremist elements. This process has left
many, including the suspect in the Oslo attack Anders Behring Breivik, on
the outside looking in. They are no longer allowed to participate in
clubs, associations and parties because they would endanger the far right
parties' ability to gain political legitimacy. But in this process, they
have been left without a group to belong to, a group that however
notionally extreme has a moderating influence on the most fringe and most
extreme members.
This process is not unique. It occurred in Europe in the late 1960s when a
slew of Marxists and Communists decided to eschew international
revolution, mainly due to the combined effects of the 1956 Hungarian
Uprising and the 1968 Prague Spring. Soviet Union was revealed to be what
it truly was, a self-interested geopolitical hegemon looking to preserve
its sphere of influence, not an altruistic Socialist experiment. En masse,
former committed Communists became center-left Social Democrats,
moderating their demands and becoming committed liberals and socialists.
Many of these former student revolutionary leaders are now prominent
European statesmen.
However, not everyone followed this transformation. The fringe element,
left without an interaction with their less extreme left-wing
counterparts, formed their own groups. Most of these are now forgotten,
but many of their names are remembered because of how violent and militant
they became: Red Army Faction, Direct Action, November 17, Red Brigades,
The irony for Europe, therefore, is that it is precisely the process of
bringing the far right into the mainstream that creates a dynamic that
leaves the most extremist elements without a moderating influences of
their now supposedly legitimate peers. It is not that an increase in
anti-immigrant rhetoric is creating an atmosphere that in some
metaphysical and osmosis-like way breeds violence. The process is far more
mechanical. Left alone - or few in numbers - extremists can concoct
militant plans without the restraint of their far right colleagues who at
the end of the day crave power and political success far more than they do
ideological purity. This process therefore produced Marine Le Pen on one
end of the spectrum - who is capable of framing a coherent policy stance
on the negative consequences of monetary union in Europe without a single
reference to a worldwide Jewish conspiracy -- and potentially hundreds of
Breiviks on the other side, who left without the moderating influence of
belonging to the same group as the younger Le Pen are allowed to stew in
their extremism and concoct militancy and violence.
Marko Papic
Senior Analyst
221 W. 6th St., 400
Austin, TX 78701 - USA
Marko Papic
Senior Analyst
221 W. 6th St., 400
Austin, TX 78701 - USA


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The Wolverine: Superhero match-up
Published On: Jul 09 2012 02:16:59 PM EDTSorry, Flash is not supported.
Updated On: Jul 25 2013 02:00:36 AM EDT
Updated On: Jul 25 2013 02:00:36 AM EDT
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Not hit capped, Not expertise capped. Windsong Beats Dancing Steel, and you're not using AW nigh on CD. I'm not too familiar with the whole EF for damage thing, but it seems a bit backwards your ShotR is hititng for 170k non crit with a 7% crit chance so if i have my maths right you'd have to pulling just above 300K DPS to be worth giving up a 170k ShotR for the damage buff. No, i think the purpose of that glyph is to mitigate the DPS loss of having to spend your HP on EF rather than making EF preferable to SHotR for DPS. so stop doing that, stick to keeping EF rolling Dumping HP with ShotR and otherwise using EF as an emergency heal.
YOur essentially sacraficing DPS and Mitigation to maintain a DPS loss.


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I Am Grateful That Thorns Have Roses: 11 Reasons to Remember Thankfulness
There's an old saying that if you've forgotten the language of gratitude, you'll never be on speaking terms with happiness. It turns out this isn't just a fluffy idea. Several studies have shown depression to be inversely correlated to gratitude. It seems that the more grateful a person is, the less depressed they are....
[Read the full article by Ocean Robbins]
"If the only prayer you said was thank you, that would be enough."
—Meister Eckhart
"Do not spoil what you have by desiring what you have not;
remember that what you now have was once among the things you only hoped for."
"Cultivate the habit of being grateful for every good thing that comes to you,
and to give thanks continuously. And because all things have contributed to your advancement, you should include all things in your gratitude."
—Ralph Waldo Emerson
"Piglet noticed that even though he had a Very Small Heart,
it could hold a rather large amount of Gratitude."
—A.A. Milne, Winnie-the-Pooh
"We must find time to stop and thank the people who make a difference in our lives."
—John F. Kennedy
"Let us be grateful to the people who make us happy;
they are the charming gardeners who make our souls blossom."
—Marcel Proust
"You pray in your distress and in your need;
would that you might pray also in the fullness of your joy
and in your days of abundance."
—Kahlil Gibran, The Prophet
"Gratitude is not only the greatest of virtues, but the parent of all others."
—Marcus Tullius Cicero
"If having a soul means being able to feel love and loyalty and gratitude,
then animals are better off than a lot of humans."
—James Herriot
"Gratitude can transform common days into thanksgivings,
turn routine jobs into joy, and change ordinary opportunities into blessings."
—William Arthur Ward
"Some people grumble that roses have thorns; I am grateful that thorns have roses."
—Alphonse Karr
This set of quotes was compiled by Ayla Harbin for YES! Magazine, a national, nonprofit media organization that fuses powerful ideas with practical actions. Ayla is a YES! intern.
- The Benefits of Gratitude
There's an old saying that if you've forgotten the language of gratitude, you'll never be on speaking terms with happiness. It turns out this isn't just a fluffy idea.
- How Thankful Are You?
The more grateful you are, the happier. Want to know your gratitude score? Take the test
- Green Giving Guide
The YES! guide to gifts that are thoughtful, fun, and creative, plus tips for a healthy, sustainable holiday season.
That means, we rely on support from our readers.
Independent. Nonprofit. Subscriber-supported.


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Thanks for hosting this HollyAnn!!!!!!!!
Its been fun everyone. Great chatting with ya'll
Thanks for hosting, Holly! I enjoyed chatting with everyone! Here's my layout:
Thanks, Holly. It was fun! Back in a few with my LO.
it's been fun. Thanks for hosting I will be back soon with my LO.
Thanks for hosting Holly. It has been a long time since I was able to do a speed scrap. I miss them!
Australia Bound


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meeting of members of the Darkroom groupThis photo was shot on film. Taken by emkei with a Canon EOS Series loaded with Lomography Color Negative 400 (35mm) film (available in our Online Shop) in Piešťany, Slovakia. These tags describe this photo: developed at home, home precessed, kodak c41 hobby pack, spring, piestany, emkei, 35mm, lomography, lomography cn 400, 1n, eos, canon, and canon eos 1n. Date: 2012-04-01. Time: Afternoon. This photo can also be found in the album canon 1n / lomo 400.
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so cool!!!!!
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Banana Nut Bread
|Kristen J. Gough and America's Test Kitchen Family Cookbook
Break out the bananas and treat your family to this healthy treat packed with fiber and potassium. Read more in the MetroParent.com Crumbs blog.
|Prep Time:
|5 minutes
|Cook Time:
|45-55 minutes
|Number of Servings:
|2 mini loaves
|2 cups flour (I use 1 cup whole wheat, 1 cup all-purpose)
3/4 sugar (I use 1/4 cup brown, 1/2 cup white)
3/4 tsp. baking soda
1/2 tsp. salt
3 ripe bananas
6 Tbsp. butter, melted and cooled
2 eggs
1/4 plain yogurt
1 cup chopped walnuts
1 Tbsp. ground flax seed (optional)
|1. Preheat the oven to 350 degrees F.
2. Coat each pan with baking spray.
3. Whisk the dry ingredients together in a small bowl.
4. In a large bowl, mash the bananas with a spoon and then use the blender to puree them. Add the melted butter, eggs and yogurt and blend again.
5. Stir the dry ingredients into the wet. Add in the walnuts.
6. Gently mix until just moistened.
7. Add the batter into the two pans.
8. Bake for 45-55 minutes or until cooked through and golden brown.


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Addison 1570 Table Lamp
Price: $447.70
+ Free Shipping100% Price Match
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By Robert Abbey
The Addison collection features classic elements of metal quatrefoil design over antiqued mirror. The Addison 1570 Table Lamp is available in a weathered brass finish with antique mirrored accents and a choice or a black painted opaque parchment shade with matte silver lining or a taupe dupioni fabric shade.
UL Listed.
*Due to EISA regulations, these lamp types may not always be available. Comparable LED, Compact fluorescent or eco-halogen lamps can be used.
Material(s): Steel, Metal, Mirror, Fabric, Cloth
- Bottom of Shade: 20"D X 11.5"H
- Base: 7.75"Sq X 0.75"H
Lamp Type: INCANDESCENT
Bulbs: 1 X 150W* 120V E26(medium base) type A incandescent (not included)
Listing: CUL, UL
Manufacturer Specifications: Click to download specifications.
Instructions: Click to download instructions.
Model(s): 1570 1570B
Robert Abbey
At Robert Abbey, designs are a true passion. Robert Abbey works diligently to offer the most trend right merchandise with the highest quality standards at affordable prices. The Robert Abbey family owned and operated company has been designing and manufacturing fine lighting products since 1946 from their Robert Abbey design studio and factory in Hickory, North Carolina.
Fine lighting collections include table, floor, wall and ceiling fixtures offered in a range of finishes to bring cohesive design to any environment.
Addison 1540 Table LampPrice: $447.70+ Free Shipping
Addison Wide 1571 Table LampPrice: $532.40+ Free Shipping
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text: Penelope Cruz may be on the cover of W magazine's September fashion issue, however, she's channeling high-beauty in a Givenchy turtleneck, YSL gloves and a gorgeous lapis necklace by Lynn Ban. I've always admired Cruz for her beauty. It's so classic, yet with an ethnic twist. Look at that hair! The W Fashion Issue is already out, and it's filled with inspiration, beautiful pages of must-haves and an amazing interview with Cruz. Plus, like most September issues it's waaayyy oversized, so if you buy it make sure to bring your big tote!


text:
Free standard shipping over CAD 120.00LOGIN
Approximate size: 38 cm
Unfortunately this product is currently not available.To the Boutique Finder
Inspired by the Disney character Tinker Bell, this rhodium-plated necklace captures the beauty and grace of cherry blossoms. It features delicate flowers and crystal drops in Fuchsia and Light Rose crystal, together with a dangling Tinker Bell motif.
Article no.: 1155530


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Hollywood's 20 most hated celebrities
Published On: Apr 22 2013 05:07:40 PM CDT Updated On: Apr 24 2013 01:00:00 AM CDT
There's no shortage of celebrities we love to hate, but which stars are the most hated of them all? Check out Star magazine's annual poll of the 20 most hated celebs in Hollywood to find out.
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Holiday Cookies
This event has already happened. Try a search for similar upcoming events.
Holidays are full of tradition, but why not add a new treat or two to your winter repertoire? Monica Kadillak will tempt you with recipes & samples!
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Farm Fun. January 7. 7:30-8:00 p.m.
Submitted by oplin on Mon, 11/25/2013 - 5:00pm
For ages 2-8 years and their caregivers. First Tuesday evening of the month 7:30-8:00 p.m. in the Children's Program Room. Presented by the Block and Bridle Club of the University of Findlay.
Tue, 01/07/2014 - 7:30pm - 8:30pm
More information:


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This book is for artistic tweens who dream about the magical, mystical, and darker side of things. Starting with an introduction to various drawing tools and techniques, the goth-inspired title will have entusiastic young artists learning to draw their favorite creatures and beasts across three categories, including Magical Characters, Mythological Creatures, and Monsters. Additionally, charater history, folklore, legends, fun facts, and trivia add to this fantastic experience. Authors: Bob Berry and Merrie Destefano. Publisher: Walter Foster, 2011.
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Creating innovative technology is one thing, but it's a tough act to do that while making bikes with a lot of heart. Trek Bikes manage to do just that: not only is Trek's 3 Series mountain bike officially the world's best-selling bike, but Trek's investment into R&D has spawned the Domane road bike, complete with IsoSpeed decoupler, road cycling's first pivot shock absorber and a completely novel approach to making a road ride more comfortable.
Never a company to rest on its laurels, each year sees Trek looking in places other manufacturers don't to improve things for the folk that ride their bikes. And with the Godfather of mountain biking, Gary Fisher, working on their designs, you can be sure Trek will never lose sight of why we do what we do.
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text: 5 Great way to pass a couple of hoursClemRams | 29/08/2010 | See all ClemRams's reviews (4)I was wary of this but got it on the recomendation of a friend. I was glad I did.What a great film.A traditional film; that is one with a story and good acting. You get to feel for the characters something missing in many of todays films.The scenery and photography are stunning as others have mentioned it also has many humorous moments. I highly recomend it.


text: Guild Wars 2's Guardian skills Published 3 years, 3 months ago by Wesley Yin-Poole 0 Reactions to this article Sign in to react to this article! Can't wait to try this! 0 Helpful 0 I can do better 0 Meh 0 Not helpful 0 Rad! 0 Take my money 0 Ummmm... no 0 Want 0 0 Comments on this article View all 0 comments Share this article Facebook Twitter Reddit Google+ Related content Video ArenaNet celebrates as 1 million sign up for Guild Wars 2 beta Masses join MMO already. Comment 0 notes Video Guild Wars 2 trailer reveals Mesmer Final profession detailed. Comment 0 notes Video Guild Wars 2 race featurette trailer Meet the technologically adept asura. Comment 0 notes


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Who do you think looks best today? (5 photos)
The best street style from London Fashion Week: http://ow.ly/p48HS via @StyleCaster
Beauty Products We Love
Our holiday fragrance lineup just got more decadent thanks to #Marni's...
WHAT SHE WORE Klum was a vision in blue. She wore a button-down tucked into a zippered pencil skirt and pointy-toe pumps for a top-to-toe navy ensemble. She accessorized with a snakeskin bag and a stack of bangles.Read MoreLess


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Last Modified: September 17, 2012
This treatment must be expensive. Does pet medical insurance cover cancer treatments? What if I don't have insurance for my pet- how do people afford this?
Christina Bach, Oncology Social Worker at Penn Medicine, responds:
Pet insurance is a fairly new and rapidly developing and changing business. There are many plans available, and almost all of them base their pricing on the age of the pet (when you purchase the plan) and pre-existing conditions. Many plans will cover the cost of chemotherapy and radiation treatments for exiting policy holders, but if your animal has already been diagnosed with cancer, likely those treatments would be excluded (for a period of time as determined by the company). The key with pet insurance is to read the policy carefully, ask questions when receiving the quote about what is excluded and be on top of claims that you do make to the company. The cost of veterinary oncology treatments can be high, so planning ahead by purchasing pet insurance when your pet is young can be beneficial, cost effective and can help ease the stress of decision making should you animal be diagnosed with cancer.
If you don't have insurance for your pet, you can apply for Care Credit (offered by many veterinary practices) or even try fundraising. There are not a lot of assistance agencies out there for veterinary cost assistance; so it's important to think outside of the box when trying to budget for care.
This question and answer was part of the OncoLink Brown Bag Chat Series. View the entire transcript from When a Beloved Pet has Cancer.
Oct 19, 2010 - Increased colorectal cancer screening programs aimed at targeting the pre-Medicare population appear to reduce costs associated with colorectal cancer treatment among patients aged 50 to 64 after they transition to Medicare at age 65, according to a study presented at the annual scientific meeting of the American College of Gastroenterology, held from Oct. 15 to 20 in San Antonio.
Dec 20, 2014


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Welcome to the Southern District of New York
History of the
Local Rules
2nd Circuit Judicial Misconduct Procedures
Application to
ECF Rules and Instructions
Welcome to the United States District Court for the Southern District of New York. This Federal Court has jurisdiction over and summons jurors from the counties of New York, Bronx, Westchester, Rockland, Putnam, Orange, Dutchess, and Sullivan. The Court for the Southern District of New York hears cases in Manhattan, White Plains, and Middletown, New York.
Carved out of the first district court ever organized under the sovereignty of the United States, The Southern District of New York was established by the Judiciary Act of 1789, primarily for the determination of maritime matters. It has grown from its early maritime roots to emerge as one of the preeminent District Courts, distinguished not only by the nature of the matters filed but also by the renowned jurists who have graced its benches and determined those matters. For a listing of current U. S. District Judges and U.S. Magistrate Judges, click on Judges. Prior to appearing before the Court, parties should be familiar with the Individual Practices of the judge who has been assigned to their case.
The Southern District of New York has implemented Electronic Case Filing (ECF) and publishes the Electronic Case Filing Rules and Instructions to assist the bar. Documents filed in ECF cases must be filed electronically and will not be accepted in paper form, unless authorized. For more information, please visit ECF or contact the ECF Help Desk. For assistance in filing non-ECF cases, contact the Clerk's Office.
The Clerk of Court publishes information on this web site to assist the public and the Bar in conducting business with the United States District Court for the Southern District of New York. New and noteworthy information is available by clicking onto the Notice to the Bar or the News and Events links. Please note that in addition to the Federal Rules of Criminal Procedure and the Federal Rules of Civil Procedure, the Court's Local Rules govern the conduct of all actions filed in this Federal Court.


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Diversity Studies and Research Collection
Diversity Studies and Research Collection
Studies and Research collected by Greater Diversity News Editors. The best research from major associations and organizations around the world. To download PDFs and view articles you must register then return to this section.
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Click here to register for a free user account.
New Research Shows Most Americans Misidentify Turban-Wearers In U.S.
PALO ALTO, CALIF. – In a groundbreaking new study titled "Turban Myths," researchers at SALDEF (Sikh American Legal Defense and Education Fund) and Stanford University found that 70 percent of Americans misidentify turban-wearers as Muslim (48 percent), Hindu, Buddhist or Shinto. In fact, almost all men in the U.S. who wear turbans are Sikh Americans, whose faith originated in India.
Attica's 40-year Legacy: Revisiting the Prison Riot's Deadly Lessons
Supporting Leadership that Promotes Racial Justice
Oakland made the headlines again this summer when a jury delivered a verdict of involuntary manslaughter in the trial of Johannes Mehserle. Mehserle, a BART police officer, was on trial for shooting Oscar Grant, a young, African American in 2009.
New Report: How to Develop and Support Leadership that Contributes to Racial Justice
Leadership for a New Era, or LNE, is a collaborative research initiative launched by the Leadership Learning Community that focuses on understanding how leadership can become more inclusive, networked and collective.


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The stages of infection in The Last of Us
by Andrew Yoon, shacknews.com, Feb 4, 2013 12:00AM PST
The Last of Us is a post-apocalyptic action adventure that has survivors fighting against zombie-like beings that Naughty Dog refers to as the "Infected." Although they featured heavily in the game's debut trailer, they've since taken a backseat. At a recent press event in Los Angeles, we finally had a chance to get our hands on the game--and fight these non-zombies.
The inspiration for the Infected came from ophiocordyceps unilateralis, a type of fungus that takes over ants, transforming them into undead vessels to spread their deadly spores. When infected, the fungus essentially eats the ant alive, altering its behavior in the process. The development team wondered what would happen if the fungus could have a similar effect on humans.
There are multiple stages of infection. In our hands-on demo, we were able to play against two. The first were called "runners." These poor saps have only recently been exposed and are at "stage one" of the infection. "They can still see, and they still have a sense of humanity. They almost know consciously what they're doing, but they can't control themselves," creative director Neil Druckmann explained. "They run fast, they can take you down, and they work in packs." The zombie equivalent would be the zombies from 28 Days Later.
Slowly, the infection becomes increasingly visible, leading to the mushroom-headed beasts we saw in the game's debut. "As the fungus spreads, it takes over more and more of the biology of the human. It grows out of the eye sockets, and it makes you go blind. This is a fate worse than death," Druckmann explained. "You're still alive, but you have to suffer through this pain."
"Clickers" represent stage three of the infection. "They're called clickers because they use echolocation. They scan the environment using sound waves… if there's any movement detected, they're on you," Druckmann described. "They might be a little slower, but when they're on you, they're going to be rabid. when they touch you, you're gone." Yes, a single bite will result in a game over--regardless of how much health remains your life bar. As such, a single clicker is already unnerving to deal with--but a pack of them?
Eventually, the fungus takes over the body completely. In one section of the game, a body was grafted onto the wall, as the bulbs outstretched beyond the body. Creepy stuff.
The Last of Us will be available on PS3 this May. For more, read our full hands-on preview.
Related Games
- The Last of UsRelease 6/13/2013


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Illustration by Diane Pierce
In migration and winter, the field sparrow forms small pure flocks (5–50 birds); it may also mix with other sparrows. It usually gives its flight call when flushed, typically employing a bounding flight to fly up ahead and drop back in the grass or fly into a hedgerow. Flocks will often gather in the same tree or bush to investigate a disturbance. Polytypic. Length 5.6" (14 cm).
Identification Entirely pink bill is distinctive. Gray face with reddish crown, distinct white eye ring, and indistinct reddish eye line. Back is streaked except on gray-brown rump. Rich buffy-orange unstreaked breast and sides; grayish white belly; pink legs. Juvenile: streaked below; buffy wing bars.
Geographic Variation Two subspecies show well-marked variation in measurements and overall coloration. The nominate breeds roughly east from the eastern Dakotas and eastern Texas; arenacea breeds to the west. The longer-tailed arenacea is larger, paler, and grayer; pusilla is especially rufous on the auriculars, buffier below, and richer above.
Similar Species The American tree is most similar but has a 2-toned bill and a black central breast spot. The breeding-plumaged chipping shares the rufous cap but has a dark eye line, is plain gray below without buff on the breast or flanks, has a dark bill, and lacks the bold eye ring. See also the Worthen's.
Voice Call: a high, sharp chip, similar to the call of the orange-crowned warbler. Flight note: high, loud tseees. Song: a series of clear, plaintive whistles accelerating into a trill.
Status and Distribution Fairly common. Winters south to extreme northeast Mexico. Migration: spring mid-March–early May, peaking mid-April; fall early September–late October. Rare migrant in east Colorado and Maritimes. Breeding: open, brushy woodlands, power-line cuts, overgrown fields. Winter: prefers open fields with tall grass, often near hedgerows. Vagrant: casual to Newfoundland. Casual to accidental west of mapped range as far as California.
Population Stable, but shrubby field habitat being developed.
—From the National Geographic book Complete Birds of North America, 2006
Bird Features
Backyard Birding Central
Want to learn more about our feathered friends of the sky? Visit our Backyard Birding site for facts, photos, videos, and more.
What's That Bird?
Identify your backyard visitors in a flash! Just answer four simple questions to search our database of 150 backyard birds common to Canada and the U.S.
Bird News
Why Are Birds Falling From the Sky?
Seemingly freak bird die-offs in Arkansas and elsewhere are making headlines. But is it just hype? And what causes airborne die-offs?
Photos: Bizarre Arkansas Bird Die-Off
Birds were falling from the sky and fish were found floating dead en masse in two recent but unrelated Arkansas die-offs, experts say.
Birds A-Z
- Acorn Woodpecker
- American Crow
- American Goldfinch
- American Kestrel
- American Robin
- American Tree Sparrow
- Anna's Hummingbird
- Ash-Throated Flycatcher
- Baltimore Oriole
- Band-Tailed Pigeon
- Barn Swallow
- Barred Owl
- Bewick's Wren
- Black Phoebe
- Black Vulture
- Black-Billed Magpie
- Black-Capped Chickadee
- Black-Chinned Hummingbird
- Black-Headed Grosbeak
- Blue Jay
- Blue-Gray Gnatcatcher
- Brewer's Blackbird
- Broad-Tailed Hummingbird
- Broad-Winged Hawk
- Bronzed Cowbird
- Brown Creeper
- Brown Thrasher
- Brown-Crested Flycatcher
- Brown-Headed Cowbird
- Bullock's Oriole
- Bushtit
- California Gull
- California Quail
- California Towhee
- Canada Goose
- Canyon Towhee
- Carolina Chickadee
- Carolina Wren
- Cassin's Finch
- Cassin's Kingbird
- Cedar Waxwing
- Chestnut-Backed Chickadee
- Chimney Swift
- Chipping Sparrow
- Cliff Swallow
- Common Grackle
- Common Nighthawk
- Common Raven
- Common Redpoll
- Cooper's Hawk
- Curve-Billed Thrasher
- Dark-Eyed Junco
- Downy Woodpecker
- Eastern Bluebird
- Eastern Kingbird
- Eastern Meadowlark
- Eastern Phoebe
- Eastern Screech-Owl
- Eastern Towhee
- Eastern Wood-Pewee
- Eurasian Collared-Dove
- European Starling
- Evening Grosbeak
- Field Sparrow
- Fish Crow
- Fox Sparrow
- Gambel's Quail
- Golden-Crowned Kinglet
- Golden-Crowned Sparrow
- Gray Catbird
- Great Crested Flycatcher
- Great Horned Owl
- Great-Tailed Grackle
- Hairy Woodpecker
- Harris's Sparrow
- Hermit Thrush
- Herring Gull
- Hooded Oriole
- House Finch
- House Sparrow
- House Wren
- Inca Dove
- Indigo Bunting
- Killdeer
- Ladder-Backed Woodpecker
- Lark Sparrow
- Lesser Goldfinch
- Lesser Nighthawk
- Mallard
- Mississippi Kite
- Mountain Chickadee
- Mourning Dove
- Northern Bobwhite
- Northern Cardinal
- Northern Flicker
- Northern Mockingbird
- Nuttall's Woodpecker
- Oak Titmouse
- Orange-Crowned Warbler
- Orchard Oriole
- Pileated Woodpecker
- Pine Siskin
- Pine Warbler
- Purple Finch
- Purple Martin
- Red-Bellied Woodpecker
- Red-Breasted Nuthatch
- Red-Breasted Sapsucker
- Red-Eyed Vireo
- Red-Naped Sapsucker
- Red-Shouldered Hawk
- Red-Tailed Hawk
- Red-Winged Blackbird
- Ring-Billed Gull
- Rock Pigeon
- Rose-Breasted Grosbeak
- Ruby-Crowned Kinglet
- Ruby-Throated Hummingbird
- Rufous Hummingbird
- Say's Phoebe
- Scarlet Tanager
- Scissor-Tailed Flycatcher
- Sharp-Shinned Hawk
- Song Sparrow
- Spotted Towhee
- Steller's Jay
- Summer Tanager
- Swainson's Thrush
- Tree Swallow
- Tufted Titmouse
- Turkey Vulture
- Varied Thrush
- Verdin
- Violet-Green Swallow
- Warbling Vireo
- Western Bluebird
- Western Kingbird
- Western Meadowlark
- Western Scrub-Jay
- Western Tanager
- Western Wood-Pewee
- White-Breasted Nuthatch
- White-Crowned Sparrow
- White-Throated Sparrow
- White-Winged Dove
- Wood Thrush
- Yellow-Bellied Sapsucker
- Yellow-Billed Cuckoo
- Yellow-Rumped Warbler
- Yellow-Throated Vireo
Bird Books
National Geographic Magazine
Bowerbirds Gallery
To woo a "Mary," bowerbirds decorate with shells, cans, even pink paper clips.
Counting Cranes
How many whooping cranes are there? Not enough. See photos of these birds in action.


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|Toddler/Preschool Storytime
Event Type: Children's Programs
Age Group(s): Toddler, Preschool, Kindergarten
Date: 6/26/2013
Start Time: 10:30 AM
End Time: 11:00 AM
Join us for stories, fingerplays, flannelboard stories and songs. The fun may include rhythm instruments, crafts and a parachute. Pre-registration is not required.Library: Milton R. Abrahams Branch (402.444.6284)
Location: Meeting Room
Contact: Aura Sewell
Contact Number: 402-444-6284