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Electromagnetic Flow Meters Measure Conductive Liquids
- Category: Equipment
- Product Type: Flow & level measurement
- Manufacturer: Omega Engineering
Omega's FMG600 Series electromagnetic flow meters are designed to measure conductive liquids. The FMG600 mag meters have no moving parts and a PTFE lining, they can handle applications involving wastewater, pulp, food, and slurries. Standard outputs include analog, frequency, and RS485 communications. Optional sanitary tri-clamp mounting allows use of the FMG600 flowmeters in applications not previously open to magmeters. Local- and remote-display models are available.

subset: commoncrawl


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Wednesday, July 31 @ 2pm
All rising 6th - 12th graders are invited to join us for another fun movie event celebrating our Teen Summer Reading Program and its theme: Beneath the Surface. We will be eating pizza, drinking soda, and watching the popular movie adaptation of a very popular book, The Perks of Being a Wallflower (PG-13). All participants will be entered into a raffle for a copy of the book, and those who have read the book and write a short review of it at the party will be entered into a raffle for a copy of the movie. Please continue to submit your Teen Summer Reading Program bookmark reviews (available at all the service desks at the library) at our Reference Desk to be entered into a weekly raffle for free teen books. Our teen book prizes and this event are generously sponsored by the Friends of the Ponte Vedra Beach Branch Library.
Wednesday, July 31 @ 2:30pmCome in to help us celebrate the end of our Summer Reading Program with the uber popular, Pete the Cat. We'll be making some totally groovy crafts while eating some cool Pete snacks. Be sure to bring your cameras. This event is sponsored by the Friends of the Anastasia Island Branch Library.


text: GMAX GM54S Black Modular Helmet Rating: ★★★★★ Everyday Low Price: $169.99 Gold Club Price: What's This? The Gold Club is our premier membership program. For most items members receive 10% off every day, plus exclusive sales and benefits just for members. More Info $152.99 Product Description: DOT Approved: YesFace Shield: YesGender: Men's, Women'sManufacturer Part Number: 1540027Material: Thermo-plastic AlloySold in Units: Each More Info Click MORE INFO to check availability More Info


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Celebs And Bloggers Rock The DDD Tee!
Celebs and fashion bloggers are showing their support for Delete Digital Drama with this tee designed by L'Amour Nanette Lepore exclusively for the campaign! Get yours now at J.C. Penney; all the proceeds go to STOMP Out Bullying!
Kendall And Kylie Jenner
"Lets say someone calls me fatas a teen, people need to realize that if you call someone fat, you can have a million positive messages, but youll only remember the negative one. Even if people put on a tough face, it still gets to you. I try not to read the negative things, and don't listen to them." Kylie


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What does SCA mean in Colleges & Universities?
This page is about the meanings of the acronym/abbreviation/shorthand SCA in the Academic & Science field in general and in the Colleges & Universities terminology in particular.
Student Christian Association
Find a translation for SCA in other languages:
Select another language:
Discuss this SCA abbreviation with the community:
Use the citation below to add this abbreviation to your bibliography:
"SCA." Abbreviations.com. STANDS4 LLC, 2014. Web. 27 Dec. 2014. <http://www.abbreviations.com/term/96077>.
SCA also stands for:
- A Sun Colored Amethyst
- A Superior Cardiac Attrition
- Contemporary Art
- s for conservation and
- Satanic Church of America
... and 88 more »
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Updated: January 7, 2013 5:45AM
From Uptown to Englewood, Irving Park to Brighton Park, Humboldt Park to the Back of the Yards, gunshots were heard throughout the city this weekend. Between Friday afternoon and Sunday night, four people were shot to death and at least 13 people were wounded in shootings in Chicago, including a man shot while riding in a car on the Dan Ryan Expy. Two people were stabbed to death, including a woman allegedly attacked by her daughter and a man shot outside a liquor store Saturday night.
In the latest fatal shooting, a 19-year-old man died after being hit multiple times in the chest about 7 p.m. Sunday in the 8400 block of South Martin Luther King Drive, police said. He was dead at the scene.
In the Dan Ryan Expy. shooting, Lavonshay Cooper, 22, of the 4200 block of West Cortez, was shot while riding in the back seat of a vehicle in the northbound lanes between the 18th Street and Canal Street exits about 2 a.m. Sunday, Illinois State Police said. The driver, who was not injured, drove to Rush University Medical Center, where Coooper was pronounced dead. The front seat passenger fled the scene and another man in the back seat was wounded. He was treated at Stroger Hospital and released. State police had no description of the shooters or the car they were in.
A man thought to be in his 20s was shot to death about 3:10 p.m. Saturday in the 5500 block of South Loomis. He was shot multiple times in his abdomen and pronounced dead at Stroger Hospital. The man had not been identified as of Sunday afternoon, according to the Cook County Medical Examiner's office. A suspect was taken into custody but no charges had been announced as of Sunday.
David Kartzmark, 25, of River Grove, was found shot in the chest at 7 a.m. Saturday in the 1500 block of North Talman in Chicago. He was pronounced dead at 7:17 a.m. en route to Norwegian-American Hospital, according to the medical examiner's office.
Two people were stabbed to death in Chicago over the weekend.
Taison Moore, 33, of the 2700 block of West 15th Place, died after he was stabbed during a fight outside a liquor store at 7 p.m. Saturday in the 4000 block of West Gladys, police said. He was pronounced dead at Mount Sinai Hospital at 11:15 p.m., according to the Cook County Medical Examiner's office.
Authorities found Angela Welch, 55, had been stabbed multiple times when they responded to her home about 6:45 p.m. Saturday in the 8300 block of South Kingston in the South Chicago neighborhood. She was pronounced dead at 7:26 p.m. at Northwestern Memorial Hospital, according to the Cook County Medical Examiner's office. Her daughter, Lonika Welch, 25, of the same address, was charged with one count of first-degree murder, according to Chicago Police News Affairs. Lonika Welch was expected to appear in bond court Monday.
Among those injured in weekend shootings were:
At 6:20 a.m. Sunday, a 50-year-old man suffered a graze wound in his back when he tried to get away from two would-be carjackers in the 3300 block of West Wellington in Chicago.
About 7 p.m. Saturday, two men were shot in the 5100 block of West Oakdale. A 25-year-old man was shot in his back and a 21-year-old man had a graze wound in his wrist, police said. B
About 8:10 p.m. Saturday, a man was sitting in a car in the 1800 block of West Maypole when a someone with a gun walked up and shot him in a gang-related attack on the Near West Side, police said. He had a graze wound in the buttocks.
About 11:48 a.m. Saturday, a man was shot in his chest and arm the 4500 block of South Marshfield, police said.
About 2:30 a.m. Saturday, a 21-year-old man was shot in his back and a 23-year-old man was shot in his ear in a gang-related incident in the 4000 block of West Montrose in the Irving Park neighborhood, police said. They were riding in a car when a vehicle pulled up alongside and opened fire, police.
About 12:17 a.m. Saturday, two men were shot in the 3800 block of South California in the Brighton Park neighborhood on the Southwest Side, police said. Both were taken in a gold Honda to Mount Sinai Hospital, police said.
About 9:20 p.m. Friday, bullets grazed an 18-year-old woman in her back in the 4600 block of North Malden in the Uptown neighborhood, police said.
About 5:35 p.m. Friday, a 21-year-old man was shot in the buttocks in the 4700 block of North Sheridan Road in the Uptown neighborhood, police said.
The weekend's first shooting happened about 3:45 p.m. Friday, when a 58-year-old man was driving westbound in the 1000 block of West 47th Street in the Back of the Yards neighborhood, police said. A gunman started firing and the driver was shot in the chin. The injured man drove home and called police.


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Vice President Biden to Travel to Pennsylvania
WASHINGTON, DC - On Friday, January 13, Vice President Joe Biden and Deputy Secretary of Education Tony Miller will visit Central Bucks High School West in Doylestown, Pennsylvania to discuss college affordability.
Vice President Biden to Travel to Ohio
Washington, DC On Thursday, January 12, Vice President Joe Biden and Secretary of Education Arne Duncan will visit Lincoln High School in Gahanna, Ohio to discuss college affordability.
Leading a Life of Consequence
Thank you, Broncos for that welcome!
I am so glad to join you here because today we get to do something which should happen more often in education. Today, we get to celebrate success. To our graduates here, and to their families who have supported them on this journey, congratulations.
Beyond the Iron Triangle: Containing the Cost of College and Student Debt
It's great to be back at the FSA conference.
I want to second Jim's remarks about the extraordinary job that financial aid administrators, working with the Obama Administration, have done to advance access, affordability, and attainment in the last three years. The effortand the resultshave been remarkable.
Meeting President Obama's 2020 College Completion Goal
Under Secretary Martha Kanter and several senior ED officials discussed college completion and President Obama's 2020 Goal in the main auditorium at the Department of Education on July 21, 2011. Audience members included Department employees as well as a diverse group of external stakeholders. Topics included:
U.S. Department of Education Releases College Cost Lists to Help Students Make Informed Choices
Today, the U.S. Department of Education released several College Affordability and Transparency Lists as part of its effort to help students make informed decisions about their choice for higher education. These lists are an important part of the Administration's work to make college costs more transparent and to boost college affordability and accessibility.
Vice President Biden Issues Call to Action to Boost College Graduation Rates Nationwide
WASHINGTON, D.C. – Vice President Joe Biden today issued a call to action to boost college graduation rates across the country and help the nation meet President Obama's goal for the United States to have the best-educated workforce and the highest proportion of college graduates in the world by 2020.
Testimony on the Pell Grant Program by Under Secretary Martha Kanter Before the House Appropriations Subcommittee on Labor, Health and Human Services, Education, and Related Agencies
Mr. Chairman and Members of the Committee:
U.S. Education Under Secretary to Stress Importance of Protecting Pell Grants During House Appropriations Committee Testimony
Under Secretary of Education Martha Kanter will testify about the importance of Pell grants before the House Appropriations Committee on Tuesday, March 15, at 10:30 a.m. The hearing will be in front of the Subcommittee on Labor, Health and Human Services, Education and Related Agencies in room 2358-C of the Rayburn House Office Building.
Lone Star College- University Park to Host U.S. Department of Education's Second Regional Community College Summit
Lone Star College – University Park in Houston, Texas will be the site of the U.S. Department of Education's second regional community college summit on Wednesday, March 9. The all-day meeting will bring together 150 participants from 10 surrounding states to identify promising practices for increasing completion at community colleges. U.S.


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Sunday, December 28, 2014
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Winter is upon us. Traveling in snowy and freezing temperatures can't be avoided, but are you doing the right things to maintain your vehicle? Our Iris St. Meran spoke with the experts to debunk some of longtime car myths.
CENTRAL NEW YORK -- The mercury continues to drop and the snow is beginning to fall. For some drivers, heating up the car before taking off is a priority. But the AAA Fleet Operations Manager says that step is more of a comfort than necessity.
"The vehicle is actually going to warm up quicker as you're driving it as opposed to sitting in your driveway idling. You use more gas than is actually necessary from letting it idle. It does help with defrosters, cleaning off your front windshield," said AAA Fleet Operations Manager Todd Ingraham.
Now that you're on the road, have you checked to see how much fuel you have? Your parents might have told you not to go below a quarter tank or your fuel lines will freeze. Ingraham says a full tank isn't necessary for that, but is recommended as a safety precaution.
"So you don't get stuck on the side of the road if there's traffic backed up or you do go off the road," Ingraham said. "You want to look at it from that standpoint."
AAA says many of the incidents they respond to can be prevented. They also say now is a good the time to check under the hood to make sure your fluids are topped off and your battery is in good working order.
"One of the things that you want to make sure of is when you go out in the morning and turn that key is your vehicle is going to start in the morning. So charging system is very important," said Ingraham.
And so is preparation. Checking snow tires and wipers before the weather gets bad is also helpful to you and other drivers you share the road with.
AAA also says snow tires and four-wheel drive can help drivers, but won't stop an accident.The best advice is to have tires in good condition and maintain a safe speed and driving distance in inclement weather to ensure you have enough space to slow down and stop.
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Study shows CEOs might be lonely, but they are not stressed
It might be lonely at the top, but middle management employees are more stressed out than CEOs.
Serial killers haunt U.S. highways
Ginger Strand's "Killer on the Road" tells the epic tale of America's soulless Interstate System.
Robert Marchand: Cycling 100 km at age 100
Will he set a new world record?


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At the PoolThis photo was shot on film. Taken by onemadfabgirl with a Holga 135 BC loaded with Lomography X-Pro Chrome 100 (35mm) film in Lumut, Malaysia. These tags describe this photo: beach and pool. Date: 2012-06. Time: Noon. This photo can also be found in the album Pool Blues.
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GRAND JUNCTION, Colo. - Mesa County Animal Services made great strides in 2012, Director Penny McCarty said. It moved toward better pet-management practices with new dangerous-animal amendments. Another major accomplishment: Zero healthy animals were put down by the county last year.
At the end of 2012, both the City of Grand Junction and Mesa County government approved amendments to rules and regulations of Title 6, regarding dangerous animals.
"Based on changes in the ordinance we had, we just took two cases back to court," McCarty said. "Certainly, it has given us more teeth in the city and county. Repeat offenders take a lot of our resources because (pet owners) don't confine animals as the court has instructed. That's when we get problems where dogs attack other animals and people."
With these amendments, Mesa County Animal Services is now better able to supervise problem dogs within city and county limits by enforcing yearly home visits and licensing. These approved changes mean dogs (or other animals) previously found to be dangerous by the court of law will be visited yearly to enforce confinement restrictions and other owner requirements.
Dangerous dogs are generally classified as having caused bodily injury to a person or another animal.
"For the most part, very few people in the community are repeat offenders," McCarty added. "Only 1.07 percent (of those cited) are a continual problem. That's low."
Also, for the first time ever, animal services was able to place 100 percent of its healthy dogs and cats with adoptive agencies and new homes.
"That was a huge undertaking, made possible with adoption partners like Roice-Hurst," McCarty said.
According to Paul Quimby Jr. in the Mesa County Animal Services 2012 Annual Report: "Since 2003 (when Mesa County started tracking Live Release Rates), the number of animals leaving the shelter to return home or to find a new home has increased from 39 percent to 65 percent. For canines, that number is an even more impressive 79 percent. Those that were not suitable for placement and needed to be humanely euthanized had either severe behavioral (aggressive) or medical issues."
For more information about Mesa County Animal Services, visit www.animalservices.mesacounty.us or call 970-242-4646.


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Goodness Alma, I don't know what to say. Have they come to love each other unconditionally today? My parents will be celebrating their 60th this coming summer. Yes, it is true, marriage isn't always a bowl of cherries, peaches or cream as referenced by them, but they have never had the "I hate You" relationship but more like "He or She" is always right, ugh, in a joking way. I guess they respect and love each other dearly and have never in my whole life seen any disrespect. Now given, they pray the rosary every single day and probably more than one time a day.
I truly believe those that pray together stay together
Human beings can be quirky sometimes.
I think that maybe sometimes that works, but it's not the kind of relationship I think I would want.
There was a song a while back and I don't remember the name - maybe something like "Best friends with benefits"...you get the drift.
That's what I was looking for before I accidentally married the wrong guy. And, that's still on my radar. I want a best friend,
only in guy form . Sure, there will be times when things will be hot and heavy and exciting, but, relationships - ones that last forever and ever - are built on a solid foundation of friendship and respect - mutual respect.
I think that "forever" really starts at ground zero - meaning with each other. A one to one thing. In my opinion,
if I have an issue with my husband, and I have to go running to my girlfriends to discuss it because I don't feel safe enough and trust him enough, then our marriage will be in big trouble. Same for him. He should know without a doubt from my actions that he can come to me if there is an issue with our relationship BEFORE he even thinks of going to a friend or someone else. He needs to feel safe enough with me to do that. My job is to make sure he feels accepted and loved enough realize that he can tell me anything, and I will always be on "his side", even if the issue with me.
His job is to treat me in such a way that, of all the people in my life, I know that I can trust him the most.
The way I figure it, even saying "his side" or "her side" - well, there is just ONE side in a good relationship, and that is OUR side.
"Love/hate" can work, but not well. They don't work well because neither party ever feels safe enough to really
share his or her heart and soul with the other person. They may get close, but they can't become one like it says in the marriage vows.
Alma Rosa, I think that if you create a deep friendship with your partner....then the rest falls into place.....
My friend's father used to say:
If you want to be happy for an hour, take a nap.
If you want to be happy for a day, go fishing.
If you want to be happy for a week, rent a cottage at the beach.
If you want to be happy for a month, GET MARRIED.
If you want to be happy for a lifetime, SERVE OTHERS!!
Despite the sharp humor, the message is clear and applies to marriages as well. If we want to be happy, we get out of ourselves and do what we can for others. Nothing else ensures happiness so much as this. When we focus on ourselves and our own unmet needs, we become resentful.
I think also if people are looking for someone to make them happy, they'll be sorely disappointed. David's statement makes sense, take care of your partner. My maid of honor and our best man had a relationship where it seemed they were mean and insulting, but it works for them. They just had their 50th anniversary and couldn't be more in love. While I would want to celebrate many anniversaries, insults won't work for me. I think it is great they are so secure in their relationship they can be like that, though. Each couple is different.
Excellent advice from Brian.
Went to church this evening and there was a couple there celebrating their 59th anniversay another.There was another who were 41 yrs married already who I remember going off to 5:30am weekly Mass.
As Fr Stan sang:
F orget about me
A bout
M e 'cause
L ove
Y ou


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Sunday, December 28, 2014
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Close to two weeks after Laurie Ferguson, 67, was found stabbed to death in her Hyde Park mobile home, State Police have made an arrest in the crime. Our Alexandra Weishaupt has more on who's been charged and where police finally caught up with him.
HYDE PARK, N.Y. -- An arrest has been made in the investigation into the homicide of Laurie Ferguson of Hyde Park.
State Police said Justin Curran, 36, was arrested Tuesday in Tampa.
The 67-year-old was found dead in her home at the Mobile Manor Trailer Park in Hyde Park on Thanksgiving. She had been stabbed multiple times.
Police said Curran lived in the same trailer park as Ferguson. He is facing second degree murder charges.
Dutchess County District Attorney's Office Bureau Chief Edward Whitesell said, "Mr. Curran will be arraigned hopefully tomorrow in the State of Florida on a fugitive complaint from the State of New York. He has two choices at that point. One, to agree to come back without having an extradition hearing. If he doesn't, the DA's office is prepared to get a governor's warrant to extradite him back."
Curran does have a previous criminal record, but officials did not elaborate during the news conference.
There is no word yet on a possible motive.
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How The States Got Their Shapes (Hardcover) Book
Sale Price: $22.95
Additional 10% off for History Club Members. Join Now
To Order by Phone Call 1-800-933-6249
Why does Oklahoma have that panhandle? Did someone make a mistake?
We are so familiar with the map of the United States that our state borders seem as much a part of nature as mountains and rivers. Even the odditiesthe entire state of Maryland(!)have become so engrained that our map might as well be a giant jigsaw puzzle designed by Divine Providence.
But that's where the real mystery begins. Every edge of the familiar wooden jigsaw pieces of our childhood represents a revealing moment of history and of, well, humans drawing lines in the sand.
How the States Got Their Shapes is the first book to tackle why our state lines are where they are. Here are the stories behind the stories, right down to the tiny northward jog at the eastern end of Tennessee and the teeny-tiny (and little known) parts of Delaware that are not attached to Delaware but to New Jersey.
How the States Got Their Shapes examines:
- Why West Virginia has a finger creeping up the side of Pennsylvania
- Why Michigan has an upper peninsula that isn't attached to Michigan
- Why some Hawaiian islands are not Hawaii
- Why Texas and California are so outsized, especially when so many Midwestern states are nearly identical in size
Packed with fun oddities and trivia, this entertaining guide also reveals the major fault lines of American history, from ideological intrigues and religious intolerance to major territorial acquisitions.
Adding the fresh lens of local geographic disputes, military skirmishes, and land grabs, Mark Stein shows how the seemingly haphazard puzzle pieces of our nation fit together perfectly.
Author: Mark Stein


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MXA has been busy testing 2014 bikes all summer long and now that winter is here we are ready to reveal all that we learned in the process.
Mitch Payton said that we could test any one of his race bikes?all we had to do was choose. What would you do? Blake Baggett's KX250F? Dean Wilson's? Tyla Rattray's KX450F? Darryn Durham's? We chose Adam Cianciarulo's KX250F.
We sent MXA test rider Daryl Ecklund to Denmark with no instructions beyond who to meet at the Amsterdam airport?he managed fine.
Did you know that Honda makes a CRF125? When we found out we immediately got one and started having fun.
The 2014 Honda CRF250 gets an all-new frame and layout, but did it get an all-new lease on life? Find out in this bike test.
The 2014 Honda CRF450 is a bike looking for a buyer. It has wonderful traits and terrible aspects. Are you the right person for this unique machine?
Bob Hannah can only live once, but you'll be surprised how much he has crammed into his one-and-only life.
We made a quick survey of Euros in America (from the beginning to today) and then analyzed who the next Euro star to come to America will be.
No bike is as requested as the KTM 150SX. The MXA wrecking crew could do a magazine that contained nothing but 150SX tips and tricks.
New minis come down the pike all the time. It was just 20 years ago that Kawasaki introduced the last KX85?and now they are rushing a new version into production. Are they crazy?
Got a question? Need milk? This the right place to get all the answers.
The Suzuki RM-Z450 is the most misunderstood bike in the sport. Is it good or is it bad? Is it fast or is it slow? Are the forks really the worst forks ever made?


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Posted Sun, February 2, 2014 7:38pm EST
Posted at 9:38 AM on February 4, 2014
Ella. although Louise`s artlclee is surprising, I just bought Saab 99 Turbo from having earned $4251 this-past/month and a little over ten grand last munth. with-out any doubt it's the most comfortable work Ive had. I began this 5 months ago and practically straight away started bringin home over $78, per/hr. Look At This
JenniferRHicks (@JenniferRHicks1)
Posted at 11:21 AM on February 3, 2014
my neighbor's sister-in-law makes $76 hourly on the computer. She has been without work for six months but last month her income was $14418 just working on the computer for a few hours. visit the site………….. ..
Posted at 9:53 PM on February 2, 2014
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Posted at 9:24 PM on February 2, 2014
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Late summer fun
Submitted by warrenklug on Fri, 08/26/2011 - 06:16
Aspen is moving at a more relaxed pace as we enjoy the delights of late summer. The weather is warm during the day and crisp at night -- just right! There is still much to see and do in Aspen, or just relax around the Aspen Square pool. Enjoy the Aspen Mountain Gondola that takes visitors to over 11,000 feet and the Sundeck Restaurant. Have lunch up top and take in the truly magnificant views. Stroll through town and have coffee and snacks at a sidwalk cafe. Now is the time to enjoy Aspen at a slower speed, and have fun in the Colorado Mountains. Come stay with us!


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Glow in the Dark Soft Fabric Paint is a non-toxic, non-flammable aerosol paint recommended for use on light-colored, 100% cotton materials. Once applied, the paint absorbs into materials and remains soft to the touch. It is not permanent and will wash out of fabric. For best results, wash and dry fabrics before painting and do not use fabric softeners.
Glow in the Dark Soft Fabric Paint creates glow effects on apparel, kids projects, decorations and crafts without hardening or stiffening materials. Painted materials should be charged by light for at least 10 minutes and will hold a charge for about 30 minutes. Glow in the Dark Paint works best in total darkness or under a black light and does not need to be charged when used under black light. Safe for kids and a fun, non-permanent paint tool!
Net Wt 2.5 oz
We have a 7-10 day in-house process. There will be an additional 1-7 days for delivery.
**During peak Holiday Seasons (Mother's Day & Christmas) it can take an additional 1-2 business days to get your order shipped.
We do not accept International orders online.
To place an order with an International billing or shipping address:
You will need to order by calling 405-745-1275. Customer Service is available Monday - Friday 8:00-5:00 CST.
Your order will need to ship to a US Destination, such as a freight forwarder. By doing so your order will be eligible for our US shipping rates which often include free shipping.
If you would like for us to ship your order directly to you, you will be charged the actual postage amount. That amount is calculated once your order is picked, packed and ready to ship. International shipping address are excluded from all shipping discounts. All orders shipped to an International location are charged the actual cost of shipping.
Please note that this policy does not include Military Addresses, Guam, Puerto Rico & the US Virgin Islands. We will accept and ship orders to these destinations.
Expedited shipping is unavailable at this time.
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If you wish to exchange an item(s) you ordered for a new one:


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ROSEDALE, Md. - Baltimore County authorities say a three-alarm fire erupted at a strip mall and spread to several buildings in Rosedale.
Firefighters were dispatched to the scene on Philadelphia Boulevard on Saturday afternoon. Officials say the fire appears to have started at Jackie Chen's Chinese Restaurant. It was under control by 3 p.m.
Five other stores eventually were involved in the fire. More than 150 firefighters and other personnel were called to the scene from Baltimore County and the city of Baltimore.
Fire officials say there were no reports of injuries. The cause of the fire is still under investigation.
(Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)


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BEAVER HILL AUCTION SERVICES LTD. - Livestock Auction
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Select Quarter Horse and Suffield Block Horse Sale
Livestock Auction in Alberta
There are no notes for this auction. Please refer to the salebill for more information
Announcement:Information contained herein is presented on behalf of the seller. BEAVER HILL AUCTION SERVICES LTD., agent for the seller, cannot guarantee the information to be correct or assume the liabilities for errors and omissions. All lines drawn on maps are approximate. Buyers should verify the information to their own satisfaction. Any announcements made from the auction block on day of auction will take precedence over any matter of print and will be final.
Selling 70 hd of Quarter horse herd reduction for CQ Horses and 20 hd Suffield Block horses for McKee Ranch. Click on pdf above for catalogue.
This sale will also be online - open to online bidding at http://www.bidspotter.com/en-us/auction-catalogues/bscbe/catalogue-id-bscbe10001


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I had the weekend away from the puppy & kids - my mom wished for the kids to herself and dad last mother's day - her wish is my command ;) So we went camping & geocaching for my birthday and mother's day. Weather was gorgeous!!
I am probably neglecting housework so I can be here... My Gallery
Can I whine a little?? I know we are not mother's for the gifts and the thanks, but no gifts at all and only 3 of 5 kids even contacted me??? The two that did not?? Have ids of their own so it's not like they forgot!! sigh
ok, I am done! I got up before anyone else, finished cleanng the ktchen and ran the dishwasher, cooked breakfast and ran the dishwasher again. I did have a nap to ease my headache before going to early dinner and taing Rachel to the Starkid concert. What a day!!
And I am fightimg the urge to Thank my kids on facebook for making my day special and tagging all 5! lol
Last edited by missdamsel; 05-14-2012 at 03:21 PM.
I didn't contact my mom. I had no cell signal though
I at least got her on FB.
Missi, Happy Belated Mother's Day
Mom liked my update, so she got it.
Missi - you are right, it's not about gifts and I think it was downright wrong of your children, especially the ones who have kids of their own to not acknowledge Mother's Day with a simple Happy Mother's Day. I'd tag them on FB.
I give to my mom all year long and I didn't give her anything but a card and I called her. 3 of my 4 siblings acknowledged the day as well. The 4th one...the one that currently LIVES with my parents didn't even bother to acknowledge the day to my mom, but you bet he didn't forget his FUTURE MIL...right?
Sign up for the GingerScraps Newsletter!!
Oh, to add insult to injury, my daughter and daughter-in-law, both acknowledged my mother's day wishes to them, but not a word in return! BUT a few of their friends who consider me "added mom" let me know they were thinking about me!!
I hate to sound whiney, but really just one day!!!
I understand the giving all year Barbara, that is why I am not upset that hubby didn't get me anything. I mean really? I have the most updated PSE and CS, lightroom, embroidery machine and new laptop (all in the last 6 months!!) And plenty more!!
But that is really tacky of your brother to live with mom and not acknowledge her!!
I didn't get any acknowledgement from anyone either. My sister? Bitched because no one would take her son so she could go drinking :O Which she does every weekend. Mom said "Eff you. Watch your kid. Consider it a Mother's Day gift to me.
Missi, I'm sorry you have some ungrateful kids! You are an amazing mom. Rachel is clear proof of that!


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Silk Ecru Ruffle Tee
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Currently you can buy Paula's Choice products directly from this site and a few top-rated products from other brands are available via links to affiliate websites. We review and recommend products from other brands because we are dedicated to helping you find the best products for your skin, whether they're from Paula's Choice or other lines.
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Suncare SPF 30 shares the same problems as the Solar Block Cream (SPF 30), but adds irritating eucalyptus to the mix.
Full UVA/UVB daily protection in a lightweight, low oil moisturizer. Contains soothing Aloe Vera Gel and Eucalyptus Oil. A must for Retin A and acne Rx users to prevent discoloration and scarring.
Deionized Water, Parsol Mcx, Aloe Vera Gel, Titanium Dioxide, Polyglyceryl-Methacrylate, Propylene Glycol, Seamollient, Rice Bran Oil, Cetearyl Alcohol, Ceteareth-20, Stearic Acid, Glyceryl Stearate, Eucalyptus Extract
Fashion magazines have been mentioning Mario Badescu products for some time, and in New York the Badescu salon has been around since 1967. Unfortunately for your skin, most of the products seem to be stuck in that era, when the state of skin-care knowledge was vastly different (meaning backward, simple, and naive) from what it is today. The company claims to use natural ingredients with advanced technology, but the formulas only support a small part of that assertion.
A tempting hook for this line is the number of celebrities and models who not only have facials and other services performed at the Mario Badescu Salon but also claim to use the products. We can't confirm whether or not celebrities really use these products, but even if there are some who do, plenty of other celebrities are using lots of different products, so that's no way to make an educated skin-care decision.
It probably goes without saying, or at least you won't be surprised when we mention it, that none of these products are natural in the least. They contain all the same old standard ingredients that show up throughout the cosmetics industry. The prices are more than reasonable, especially in comparison to other spa or boutique skin-care lines, but products that leave skin vulnerable to sun damage or cause irritation are never a good idea at any price. The sparse amounts of skin-identical ingredients, antioxidants, and anti-irritants included in the preponderance of products here is not in line with current skin-care science. The cleansers are unimpressive, the acne products are an irritation waiting to happen, and the AHA moisturizers either don't contain AHAs, don't have enough of the ingredient, or have a pH too high for them to be effective as exfoliants.
Several of the Badescu products contain an ingredient called "seamollient." As exotic as the name sounds, it's just a fancy term for water and algae. Given that the Creme de la Mer products also brag about algae—and charge an astronomical sum for it—if you want algae on your skin, you may as well put it there via the Badescu products for far less money. (Actually, algae is not the fountain of youth for anyone's skin, which is why its continuing popularity befuddles me.)
As consumers become more savvy about ingredients and insist on examining a product's contents before purchasing, it should be pointed out that the Mario Badescu products engage in a bit of deception by disguising their use of commonplace ingredients such as mineral oil and petrolatum with trade names. For example, rather than listing mineral oil or Vaseline in their products, Badescu uses trade names such as Sonojell or Protol. Further, and most distressing, is that doing this means Badescu's products fail to meet either FDA or European labeling requirements. This act of cloaking ingredients in trade names and ignoring FDA labeling guidelines doesn't help the consumer, though it does help the cosmetics companies make their ordinary products sound more mysterious and natural.
For more information about Mario Badescu, call (800) 223-3728 or visit www.mariobadescu.com.
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12 issues of the leading cement industry magazine, FREE copy of The Cement Plant Operations Handbook (6th Edition, 2014) plus unlimited access to CemNet.com members areas.£ 190 / US$ 305 / EUR 250


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Lenk 200 Disbudding Iron$106.95 As low as: $19.95Wall-Lenk Model 200 electric disbudding iron is heavy-duty. It gets as hot as the Rhinehart X50. A quality iron for use on kid goats. Learn More
Calf Disbudding Iron$125.95This calf dehorner is heavy-duty and gets very hot. More than a pound of metal in the head holds heat so you can disbud one animal after another. Two disbudding surfaces. Probably best not to use on very young kids. Learn More
Dehorning Wire Saw$14.95For removing horns from mature goats. Use this fast-cutting veterinary obstetrical wire to do a quick, neat job. Also useful to remove horn scurs and to cut small horns from kids before burning the root with hot iron. Learn More
25 Feet of Saw Wire$15.25This is the cutting wire to use with our dehorning wire saw. 25 foot roll of wire. Learn More
Dehorning Passte$7.95Caustic paste for disbudding kids or calves. Will do a satisfactory job if used carefully and according to directions. Learn More
Scur Nipper$36.95A handy tool for trimming horn scurs on goats. Long handles give good leverage. You can nip off end of scur without twisting and breaking. Learn More
Non-electric Disbudding Iron$22.95This non-electric disbudding iron designed to be heated with blowtorch, charcoal, etc. Learn More
Buck Tip for Nonelectric Disbudding Iron$18.95If you use our nonelectric iron, you can use our buck tip for disbudding your bucks. Learn More


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The color says boy but the flower says girl, could work for either!


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Because the Catholic Church is not part of the definition of a "mega-church", we have our own phrase - "mega-parishes", and there are at least 3,000 of them. As a recent Our Sunday Visitor article pointed out, there are some big disadvantages to having bigger parishes, but there are also advantages. Here are some highlights of both, some from the study and some from experience:
Advantage Of Bigger Parishes - More groups, organizations, and ministries can be offered. This gives a wider array of things for people to get involved in.
Advantage Of Smaller Parishes - A larger percentage of people are active.


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Wood Dog Tornado: A smart & fun way to activate you and your dog! Dog Tornado has four layers with rotating discs, with 3 layers that have compartments for hiding dog snacks. Your dog should rotate each layer's disc to find the hidden dog snacks !Make it more difficult: When your dog understands how to play the game, you can vary the game by hiding a different amount of snacks per round. How long you can play depends on your dog.
Wood Dog Smart: Hide treats in the compartments underneath some of the hollow blocks. Let the dog search for the treats by letting it use its mouth to lift one block after another in order to find the treats underneath. The dog cannot knock the blocks down with its paw but has to lift them up one by one with its mouth.Make it more difficult: When your dog understands how to play the game, you can vary the game by hiding a different amount of treats per round and you can put some of the blocks upside-down with treats inside the hollow blocks. Put a piece of cloth or paper over the treats and put back the blocks.
Wood Dog Brick: Hide treats or dry food bits in the cavities under the bricks. Let the dog search for the treats by moving the bricks aside, either with the paw or the nose. It is not possible to lift the bricks. Ingenious and full of fun!Make it more difficult: By locking the bricks with the same type of blocks used in the big Dog Smart. Now the dog has to lift the blocks in order to push the bricks aside and thus reach the treats. You can also put some pegs or sticks from trees between the bricks and lock the bricks.
Please Note: Do not let the dog bite the any of these toys. Play with it together with the dog. Do not leave the dog unattended.
About Nina Ottosson:
Nina Ottosson started the Zoo Active Products AB in 1993, with development and design of dog-activating toys and games for dogs and dog-owners, which is to mentally activate the dog in a positive and educational manner.
The activity toys are very much appreciated and are used by dogs and other animals and their owners in many countries. The dog activity toys are also recommended by dog psychologists, veterinaries, dog-trainers and other dog-owners.
Today, the company works with product development, design, manufacturing, sales and distribution to retailers in different countries. Nina Ottosson and Hans Molin run the company together with their employees.
Review Rating: 4
Country of Origin: Sweden
Manufacturer: Nina Ottosson
The reviews below are presented for informational purposes only and are not intended as an endorsement of any product. The information is not intended to be a substitute for visits to your local veterinarian. Instead, these testimonials offer the reader information and opinions written by pet owners and/or veterinarians concerning animal health and products that they have used.
(based on 7 reviews)
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Interactive Wood Dog Toy
By Levi
from LA, CA
About Me New Owner
Comments about Nina Ottosson Interactive Wood Dog Toys:
My German Shepherd Levi is a "hard chewer" and had a toy similar to this one. He loved the old version, but also chewed the puzzle to shreds when he was done playing the game. He hasn't destroyed this one and enjoys getting the hidden treats out!
Bottom Line Yes, I would recommend this to a friend
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Dogs AND Cats love it!
By Nicole
from Chicago, IL
About Me Long-time Pet Owner
I have the Dog Brick and the Dog Smart. Both of my dogs LOVE these toys. It's great mental stimulation - when my dogs finish a round of playing with either of the toys, they are both panting! But, not only do my dogs enjoy the interactive playtime, but my CAT just LOVES the Dog Brick - opening sliding compartments is so intuitive to the cat, that I just had to give it a try. He loves it! He's an extremely active cat who needs lots of mental and physical stimulation. This is a great way to get him to use his mind and "hunt" for his dinner. Just love toys that enrich my indoor pets' lives!
(1 of 3 customers found this review helpful)
What a Game!
By MurJD
from Grand Rapids, Michigan
I have two small (11 pounds each) Havanese. I was a little worried this game was too big for them. Lizzie scratched and scratched at it and suddenly moved her position and opened one slot. She stayed at it and got another, she used her little nose and got another! She refused to let her brother near it. Up to now, he hasn't had the opportunity to try it out by himself. It's tough and versatile. And Lizzie likes it! I love that it makes her work at something new for her favorite reinforcement - food!
Creates a job for your dog
By Blondie
from Louisiana
As previously suggested, use of the toy should be supervised and it should be put away when not in use. My dog absolutely loves this. It is challenging and gives him a sense of accomplishment. I have given it to him to play with when his energy is at peak and I have literally seen him tire from playing with it, as if he has put in a hard day at work. The only downside is that he is learning to figure them out, so actual play time is getter shorter.
(2 of 3 customers found this review helpful)
Nina Ottosson Interactive Wood Dog
By cfr701
from Parkville, MD
About Me Long time Pet Owner
I was looking for a toy to make my dog problem solve at meal time and slow down their eating. This toy does both of those things, but since I am using it for meals and not treats, it just doesn't hold enough food. For almost [$], it takes my dog only 5 minutes or less to find all the treats.
Bottom Line No, I would not recommend this to a friend
Loves finding the hidden treats
By angeljazz
from NJ
My Golden Retriever loves this product. He enjoys finding the hidden treats. It is a bit pricey but it looks to be a long-lasting product.
(3 of 4 customers found this review helpful)
By princessbbg93
from Vashon, WA
I have two dogs and each was very excited to try the game. We played two rounds each and everyone had a great time. The only con is that the dog watching really wants to play too and one of my dogs has some food aggression issues so I must watch them carefully when we play. My young dog gets a bit too excited and needs to be calmed at times. The dogs do try to bite the toy so it is important to watch them and put the toy away after using it. I will be trying other Nina Ottosson toys.
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American Express' Poor Customer Service
Posted by
DALLAS, TEXAS -- AMEX customer service is sloppy, inefficient, and has gone significantly down over the past few years. As a 30-year AMEX customer with an excellent credit rating, my AMEX was my go-to card and I "sang its praises to everyone" that would listen. Previously, my AMEX experience had been extremely customer-centric but now they are unforgivably ridiculous when it comes to customer service.
To recap my experience, at 4:34pm on Friday, February 1, 2013, I called AMEX to alert them that I could not find my credit card. I knew I just used it a Chamberlain's restaurant for a client lunch and had gone straight home. So I asked the AMEX representative what I needed to do. The AMEX representative told me, "No worries, an alert would go on the card effective immediately and she didn't see any additional purchases on the card."
I found my card in my pocket about two hours later and I called AMEX back on the same day (Friday, February 1) at 6:16pm to let AMEX know that "I found my card and it had never been out of my possession - and what do I need to do next."
The AMEX representative told me that since my old card was expiring in February 2013, the new card would be sent to me and that nothing else needs to be done."
And I did repeat what the AMEX representative said to confirm that I understood the representative correctly, "That I could begin using the new card once it arrived." And the AMEX representative confirmed, "Yes, you will have to activate the card but you can begin using it immediately."
I received the new AMEX card on Monday, February 4 and I called on the same day to validate the new card at 1:09pm which I did by voice command. Since I'm in the middle of a major house repair and need use of my AMEX card, I also immediately called AMEX customer services on the same day (Monday, Feb 4) at 2pm to confirm that the new card was valid and that I was good to go and could begin using the new card immediately. I explained the lost card situation to the AMEX representative and he assured me the card was valid and there was no problem. And then he spend the next few minutes trying to up sell services to that new card.
I used the card several times throughout the week of February 4 to buy buy gas, food, etc. And I used it for a client lunch meeting on Saturday, Feb 9, 2013 and the charge went through with no problems. However, when I took the client and his family to purchase some gifts, the card was denied. And I ended up losing that $50K client - as accountability is one of the main qualities a client looks in me.
So thanks to AMEX, I looked foolish in front of this customer and lost this $50K customer.
When I called AMEX on Sunday, Feb 10 at 1:32pm to determine why my card purchase was denied, I was told that, "The card is invalid because it was reported lost."
Are you kidding me?
AMEX had four opportunities to tell me the card they were sending me would be invalid. Four times I called AMEX: 1. When I called to alert AMEX of a "lost card"; 2. To alert AMEX that I found my lost card and that it was never out of my possession; 3. When I called to validate the new card; and 4. When I called AMEX to confirm the card was valid but your representative did find time to try to up sell me more capabilities to.....a useless card."
Not to mention that you have my phone an email address and could have effortlessly sent or called me about this invalid card.
I'm just sick about this card and the extremely declining AMEX customer service.
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trmn8r on 02/10/2013:
This problem appears to boil down to the alert that was put on your card later was triggered somehow.
I am inferring, though you didn't state so, that your old card was no longer useable after the alert was placed on it.
A complicating factor here, IMO, is the timing. This alert was put on your account at virtually the same time that a new card was being sent to you due to expiration. This quite possibly is related to what happened, which could have been computer-related and not the result of CSR error. In other words, after a couple of days, this alert in the system somehow made its way to the new card.
Your client should have been understanding of the situation. Cards become blocked for fraud alerts, etc. It happenes. I carry multiple cards in case my card is declined, because I use a credit card for 99% of purchases.
tnchuck100 on 02/11/2013:
American Express, in the last few years, has divided itself into two entirely different opposing factions. One, marketing, is doing its best to attract customers. And two, customer service, is doing all they can to drive customers away. Makes you wonder if corporate even knows either exists. Obviously those two divisions are oblivious to the others existence.
Nohandle on 02/11/2013:
Everyone I have known personally with the exception of one has cancelled his AmEx card. Each had paid his account in full in a timely manner each month but there always seemed to be some sort of mix up or added fee they had to call about. It grew to not be worth the hassle to them. They found MC and Visa suited their purposes nicely PLUS no annual membership fee.
I had a fraudulent charge on my Visa a number of years back. I was called by Visa for 2 nearly penny transactions then one for 900+ which I knew nothing about and promptly told the rep I would call back. I wrote her information down and immediately flipped the card over and called the fraud number (which was a different number.) It was a legit call and the card was immediately shut down/closed by the rep. I received a new card in less than a week's time. Never a moment's problem with it.
AmEx needs to do some serious house cleaning including corporate cleanup. There's no reason for what you went through. I'm still amazed they have any customers. The name is not as prestigious as it once was.
ticia232 on 02/11/2013:
I agree with trmn8. Did you use the card at a place that you hadn't been before when you took your client to lunch? Did you try to buy more than usual when you were trying to buy the gifts?
I have seen that happen to many people, when I worked as a cashier and also had it happen to me when I moved from Pennsylvania to Texas with my bank card even though I had informed the bank that I would be moving. The computer triggers fraud (in your case because you had reported the card lost) and when it comes to an unusual transaction it will deny it.
The best thing to do is call, inform the company that you are the owner of the card, prove it with the questions and they will unlock the card within minutes. It worked for me and the others I have told when it happened to them.
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American Express Overzealous Security Makes Card Useless
Posted by
NEW YORK, NEW YORK -- Today I tried to charge a ticket on a major internet airline reservations site, using my AmEx card. The site refused my card on the 1st try, though I have used my AmEx card on the same site for at least 10 years, and neither my situation nor any of my information related to AmEx has changed recently on that site. I am also a 30 year customer of AmEx. My situation is unusual in that I live outside the U. S., but maintain a permanent residence and phone number in the U. S. This is where my AmEx card is registered.
After the site rejected my AmEx card, I received an email message to phone AmEx security, which I did. They informed me that a "security concern" had arisen, and that they'd have to verify I really was who I said I was by calling my permanent residence in the U. S. Of course, I will not be there, because I don't live there. However, this is my mother's residence, and she can take a message. This won't help me get the time-sensitive ticket I was trying to get today, but eventually I will receive AmEx's message and get back to them in some way specified in the message, and eventually this will free my card for the purchase ... which I don't need any longer.
I asked AmEx what the "security concern" was, and the representative replied that they could not tell me that until they verified who I was. A parallel example: it very much harks back to the McCarthy Era, when you asked the FBI "Why am I being accused of being a communist?" and the FBI replied, "We can't tell you that until you prove you are not a communist."
To verify who I was in my phone call to AmEx security today, they asked me my mother's maiden name, which I answered. So, this was enough for them to verify who I was in a direct call, and they asked for my account number over the line (how do I know THEY weren't at a bogus telephone number?), but it wasn't enough to verify who I was for a purchase, or to straighten out my "security concern".
I then asked why they had to call my permanent residence (where I am currently not), when they could simply ask the security questions they got answers to when I set up the AmEx account. The representative replied that "anyone could find out the answers to those questions". OK, anyone could maybe find out my mother's maiden name, or the last four digits of my SS number. But what about my first dog's name, my first girlfriend's name, or my favorite color? Why doesn't AmEx register meaningful security questions and answers to avoid all the BS about calling my residence?
The bottom line is that this is the third time I've had a similar problem in purchasing tickets over the internet with my AmEx card. Previous times, the problem was resolved with my calling AmEx, answering security questions, and verifying that it was in fact me trying to use the card. This appears to be no longer the way problems are resolved.
AmEx is supposed to be a "travel company", and I have kept this card because I travel a lot and live abroad. More and more, however, the AmEx card is becoming nothing but a problem. I can understand their concern about security, and I appreciate that they're trying to protect themselves and me from fraud. However, the tail (securiy department) seems to be wagging the dog (customer service) at AmEx, and they can't seem to find a means of ensuring security without making their card essentially useless. I mean, if you can't count on being able to use it, why have it?
Curiously, AmEx is putting on a good show about security, but some of their policies are full of holes. For example, when I set up my internet account with them, they specified that my password should contain the first 5 digits of my SS number. I don't know whether they still specify this, but how dumb is that? Nor have they ever insisted that I change my password on a regular basis, which is something my bank insists upon for online banking.
I am totally disgusted with AmEx, and probably will cancel my card after 30 years. It is ironic that they spend so much money advertising for new customers, and then manage to so royally piss off the ones they have. In dealing with them, I feel like a criminal rather than a customer.
My advice to anyone thinking of getting an AmEx card: forget it. You can do much better elsewhere. Or at least, I hope you can.
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trmn8r on 07/05/2013:
As an investor in AMEX, I applaud their concern for security as reflected in your complaint. Also, there are regulations imposed on them to treat privacy and security in the manner that they do.
You are upset because you were inconvenienced - that is very evident. But I don't believe AMEX did anything wrong here. Living somewhere other than where the "permanent address" on file is is bound to cause problems.
I am not necessarily pro-everything about companies I invest in - Verizon is an example - they are doing multiple things I don't approve of.
Old Timer on 07/05/2013:
I am an investor in AMEX, holding their stock. It should be a very simple task to set up a procedure to cover a situation such as this. I question the common sense of AMEX often, but will keep my investment. In five years I have watched my stock purchs go from the high teens to over $70.00 a share. They seem to be doing a lot right. I just wish they would use more common sense when trying to weed out possible loses.
Pissing off good 30 year members does not make for a great business model.
John Nicholson on 07/05/2013:
You forget--or don't know--that Senator McCarthy has been proven correct. Read about the Venona papers, etc. However, you experience does resemble the activities of the current gangster regime---for example, a secret "no fly" list that is a secret to all but the person whose name is placed on it. Get a Visa charge card.
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American Express's crappy customer service hides behind an obsolete reputation
Posted by
NEW YORK, NEW YORK -- This is more a review for the customer service of American Express in general. I've been an American Express blue cash card customer for about 4 years now since college – Recently I decided to upgrade to the Gold premier card for a few reasons:
1) $0 introductory annual fee
2) Increased spending habits (particularly in travel)
3) Need to purchase airline tickets for flights planned later this year; including one I need to purchase immediately for a flight next week (3x points would have been nice for this)
I had some special circumstances when I applied - I needed to expedite the delivery process in order to purchase the ticket for the upcoming flight becausse the normal 7-10 business day deliver would have been too late. I KNEW this was possible since a friend of mine just applied and received his in 2 business days. However, after speaking to at least 4 different people in the "Apply by Phone" department, everyone denied it was possible and instead gave me a canned lie that "the system will not be updated even if we do a rush delivery." One representative, upon a request to be transferred to a supervisor, chose to hang up on me instead!
After finally getting in touch with the supervisor there, she suggested I apply online as my friend has done. I ended up doing this, and upon speaking to Omar through the online process, he assured me immediately that it was possible to expedite the delivery of the card. Why one department within Amex CANNOT expedite delivery and another can completely baffles me and seems to paint a picture of Amex as a ridiculous bureaucracy. The only reasoning really I can grasp behind this is that Amex cares more about acquiring a new customer (my friend), rather than retaining good loyal customers who have excellent credit.
I thought the problem was solved, but when I called back the next day to confirm that the card should be expedited (as Omar instructed) it turns out I was processed for the wrong card! (Amex Gold, not Gold premier) I'm not sure how exactly this could have happened, whether there was some bug with the website (which is poorly implemented to begin with as words flicker in and out) or some kind of miscommunication with whoever I talked to afterward, but before I applied online I carefully reviewed the card application, confirmed that I was applying for the one with $0 introductory annual fee and then $175 thereafter, while my friend who also applied for the same card sat right next to me as an eyewitness and guided me through exactly what he did!
Frustratingly, I then had to sit through 3 more hours of waiting and re-explaining my issue to about 5 more representatives, including a conversation with Steve, an unhelpful and very bored supervisor from customer service, who for some reason chose to adamantly argue an irrelevant point that Amex has no authority to control what will happen to my credit score if I have to cancel a card, even if I did not order it. Steve cut me off while I was asking him a question and transferred me over to Adi on New Accounts, who was even more confused than I was about what is Gold premier vs. Gold preferred vs Gold – he then put me on hold for another 20 minutes, while I assumed he went to check his facts, maybe look back at his training manual if Amex even gives him one…I have no idea. It came to the point that after talking to Basheer in New accounts, The only solution they could come up with was to cancel the Gold Card (that I didn't order in the first place) which would lower my credit score and reapply for the Gold Premier. I'm definitely going to cancel the Gold card, along with my blue cash that I've been using, and instead get the Chase Sapphire Preferred, because after dealing with Chase for several years on my banking side I know they are one to still care about customer service.
I understand many of the reps were genuinely trying to be helpful (only a few of them were very rude), but it's clear that Amex has some serious issues with inconsistent and inaccurate information permeating across different departments, poor training (the reps don't even know their own products they are selling!!), and moreover structural problems with management. Everyone told me something different (yes, I would be able to order my plane ticket the next day through the Amex travel department if I apply today. no I cannot get my credit card expedited.) I'm sure people still love Amex for the membership benefits for which I was initially attracted to, but one thing that they should NOT be commended for is customer service. I'm appalled - they might have had a great reputation historically, but if they continue to treat customers this way it's almost sure to erode. It takes some real effort to drive customers away even before they even receive the product.
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Left stranded in a foreign county
Posted by
Have two cards and been a member since 1989 (20 years) Was in Mexico and had my backpack was lost. My ID, cash, and cards were in my backpack. Ended up staying in Mexico 3 extra days because on an injury, and the doctor recommended I not fly immediately.
So I am laid up with a back injury and my backpack, with all of my cash, ID, and cards is gone. I call my Platinum card people and speak to Heather for 90+ minutes (roaming fees for the cell phone will be more than $200usd).
Healther gets my information and is very assuring. I give her the police report number I got from the Puerto Vallarta Police department. (Who responded within 10 minutes of being notified.
Heather is assuring that I will get a replacement card the next day, and that they will send me cash. She had to pass my case on to the next shift to follow-up first thing in the morning. I told them I only needed about $300 to complete the trip and get home.
The next day I call saying they cannot get to anyone at the police department because the lines are always busy and the only number they could get did not know how to help them. So, I was told they would not help, since they could not verify the emergency.
Thank God that I was able to call friends to wire my some cash.
American Express talks about how they will do anything to help you if you are in trouble while traveling. After 20 years with them, I found out the words they were saying are in fact, NOT TRUE.
They left me with no cash or credit cards in a foreign country. I could not buy food or taxis, as I had no money. My back injury kept me laying in bed, but thankfully, I was able to get cash sent to me and a friend in Mexico got it picked up.
American Express just left me there, stranded. I called today, since I am back home. I cancelled the card. When I told them why (they did ask) I told them. The representative told me she would be happy to close my account, read the required legal notice, and closed my account. Obviously they do not care about me as a member either. But simple compassion tells us that if we are told we will get help in a time of crisis, have known the person for 20 years, and a crisis comes up - the promise we made should be kept at even a minimal level. What happened to that immediate replacement card promise? What about that travelers assist?
Today I was told by the American Express Representative that she was happy to close the account at my direction. How cold.
Be warned, I think that American Express has joined to companies with little to no integrity. They were glad to take my cash, but when the service they promised was required, they no only failed to provide it, they did not care that they left someone stranded in a foreign country without means to eat, move around, or return home.
Thank God for my friends. But everyone else, I think that there are many VISA companies that might be more helpful than American Express was, at a time of crisis. I am glad my injury was not life threatening, and happened when I still had cash. American Express would have left me on hte street, like they did last week when I was traveling.
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Anonymous on 11/06/2009:
You either wanted to close the account or have them beg you not to. Which one was it? This happened because you were careless. Even though I use a backpack my wallet is always in my pocket.
Anonymous on 11/06/2009:
I did not get the impression from this review that they thought AMEX would beg them to remain a customer. An apology and an explanation why AMEX didn't follow through on one of the services that they advertise and claim to provide was the least that this company could do.
i_am_canadian on 11/06/2009:
I'm sorry that your vacation was such a disaster.
Anonymous on 11/06/2009:
Sounds like a frightening experience. But this review places all the blame squarely on Amex and misses the point. Who placed all the cash and cards in something easily stolen (like a backpack) in a high risk country (like Mexico)? Who lost the backpack? Maybe Amex could have been more helpful, but if the only lesson you've learned from this is to blame them, prepare for more bad trips.
Anonymous on 11/06/2009:
It's not about placing blame for the lost backpack. It happened, it is gone. Lets move on to the crux of this review. This is about AMEX not coming through on a service they claim to provide and how easily AMEX throws their customers away. Something proven by the many reviews of AMEX on this site.
grapik on 11/06/2009:
Oh, by the way, I am not blaming Amex or the hotel where my backpackk was stolen. I thought it was safe, since surf shorts offer little safety from pic pockets. But, things happen. The police were great and fast to respond, especially when it was not an emergency. However, when a company says they will help in a crisis, then doesn't even apologize for falling short, I think it is wrong. We buy insurance in case of an accident , and hope the company will be there. The extra hundreds American Express charges for the Platinum Card are supposed to be for these extra services. I think finding out that they don't do what they say is OK, but not when you're stranded and in need is a bad time to find out.
redmx3racer on 11/07/2009:
"The next day I call saying they cannot get to anyone at the police department because the lines are always busy and the only number they could get did not know how to help them. So, I was told they would not help, since they could not verify the emergency"
Seems to me your complaint should really be with the Police Department. If AMEX is unable to verify the emergency, how do you suggest they help you? 20 year cardholder or not-they can't just take somebodys word (sadly) without verification.
grapik on 11/08/2009:
So, what you're saying is that if I travel to a placed that is isolated or third world, and have an emergncy, it is OK to turn ones back. I'm thankful that police, fire, doctors, and other people and organizations that respond to people in need of help don't turn away if they can't get someone other than the reporting party. It seems odd that the help I needed was at no cost to Amex, given they had verified my identity and would charge the cash to my acount.
I'm very struck at how some people accept a refusal of service so easy. In the event we are placed in crisis, for any reason, I return to the simple fact that service promised was not provided and they were comfortable leaving me stranded. The Platinum level of service promised a response to help. Not only was help not rendered, they wasted 12 hours that I could have used to get help from others. My friends took risk and sent me some of their money, which I paid back. I had a 20 history of paying American Express, never late on even one payment. It seems laughable to me that someone would verify an emergency before responding, when they have spent 90 minutes on the phone with the person in crisis. As card members, our request for an emergency card replacement (a service clearly stated) should be honored. What risk did they take to provided this service? Oddly, they sent my permanent replacement card to my house via over night air. It sat on my doorstep as I worked to get home
when any of us are in need, how do we depend upon those who say they will help? I also canceled my mom's card and have replaced it with a VISA, because I don't want her to be placed at risk
I guess I am of the old school that just asks companies to do what they promise. That is how I decide who to use. Are honor and concern No longer values we care about? Do we leave people hurting because they fell? I'm sorry, but when your house burns, even when it is your fault, I will still respond and care.
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Rewards Not Fulfilled
Posted by
NEW YORK, NEW YORK -- I tried Amex starwood before and canceled it later on. But family felt the last hotel we stayed at was not so bad (even though they did place us in a room next to the elevator) so I applied for it again in 2013. Due to lack of experience, we did not click on the offer terms (who would?). I got approved quickly, the company did not tell us upfront that we would not qualify for the 30K points as had been advertised. In the next few months, we called at least 3 times to learn why we hadn't received the points. We were told to be patient each time, that you had not spent 5K yet, that it needs a few weeks to process.. Until the last time there were no more excuse they told us we did not qualify as we had had the product in the past 12 months. We debate a few points: the dates they used to calculate the 12 months (even the way they did it it was only 4 days short of 12 months). 2nd why wouldn't' tell us the truth earlier. Amex just replied it was representative mistake and they had given the feedbacks to the reps. But who cares about that? After many attempts we realized it's a hard to Win battle. It's amazing how little they care about customer complaint. Just a few weeks back we were shopping at a furniture store and at the time we tried to pay they found out the price of the furniture was much lower than marked. You know what the manager did? They just gave us the lower price as it was the company mistake! I was thrilled by their customer service. Compared to them Amex is a much larger and financially stronger company and it's a shame how they deal with customers. Maybe that's exactly how they get there.
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American Express Gift Cards for Online Sales
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ROCKVILLE, MARYLAND -- My company decided to give Amex gift cards to employees as a year-end thank you. I tried to use my card at a major retailer's website. The card was denied. I called the retailer and told her I was having issues and she said that she also could not verify the card. She asked if this was a gift card or actual credit card and I told her a gift card. She tried to process payment both ways - both failed. I called Amex's 800 on the back of the card and after entering the gift card number a recording told me I had $200 available. The next day I tried the online sale again and it failed again. I called Amex again and after hitting a bunch of numbers on the phone I was finally transferred to a human. The guy said I had to register the card first before using it for online retailers. Neither the Amex website or information that comes with the card says this. He also told me that a sale was pending on the card (the failed sale). I told the representative that the sale never was processed by the retailer. He told me to call the retailer and tell them the card was working and that Amex has approved the amount. I explained that I didn't have an order number to reference because there was no sale. He said in 8-10 business days the amount that has been reserved for the failed sale would be re-credited back to the card. I asked for a supervisor because I felt this was ludicrous since there was no sale and the supervisor said "I apologize for any inconvenience but there's nothing we can do; you'll have to wait for the 8-10 business days even though there was no sale because we have reserved the funds for that sale...so I repeated, you're holding funds for a sale that never took place? And he "Joy" his name was Joy, said yes that's our policy...epic fail on American Express' part. They are a horrid company with laughable customer service.
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Greg on 01/17/2014:
I use Gift Cards online because there is only a certain amount I have on them (usually $200). If someone steals my number I can only lose whatever balance is left. To use it online I have to register the card and getting a credit back does take several days. This is common among gift cards. I know it is a pain, but be patient. I do not use the AMEX gift cards because I cannot register them online, I have to AMEX and talk to someone. All the other debit cards I buy are registered online.
Cwazychicken on 01/18/2014:
I had this problem with a debit card..not the same but if a sale fails, the gift cards bank an hold funds on it.....until it clears.
Paul on 01/18/2014:
I agree that the problem needs to be fixed on the retailer's end, or let to expire. AMEX shouldn't be able to cancel a transaction (they don't know it will never be completed). The root cause of the problem was in not knowing how the card was to be used/authorized, which it would be nice for them to include with the card.
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Biggest Rip-Off of a Credit Card Out There
Posted by
American Express has to be the worst credit card out there! First of all AFTER you pay off your final bill, you think your interest charges are gone, but, NO, they get you again with another fee because you've paid off your whole bill. They absolutely will not listen to any excuses on a late payment.
I've had their card for over 5 years and NEVER make a late payment and they still added a penalty APR to my future statements. I also paid off my entire balance listed under the penalty APR and they continued to add interest at some absurdly high rate of 25% to what I'm sure was an arbitrary amount of my money.
There are so many more reputable credit cards and companies out there. Please look into Amex before you get one of their cards, so you don't become a victim, also.
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At Your Service on 01/22/2013:
By any chance, have you had a recent problem with your credit? This doesn't mean your specific American Express account, but any form of credit.
Credit card companies will occasionally check one's credit status and adjust the terms of the credit card services and interest rate accordingly. It's why it's so important to keep a good credit history. Once you've shown negative credit, their risk for continuing your account raises and so will the amount they want to collect in order to still offer you a line of credit.
Obsfucation on 01/22/2013:
OK, I'm confused. You say that you NEVER pay late, but you also say "They absolutely will not listen to any excuses on a late payment."
So which is it? Unless it was their processing error, there pretty much is no (acceptable) excuse for a late payment. They are a for-profit business, and have just about the same business model as every other credit card.
Not clear about the arbitrary amount that you mention, but when you pay the balance to zero, you still owe the interest on the balance amount for the days between the billing and the payment. It's generally a small amount, but you still owe it.
Susan on 01/22/2013:
ALL credit cards charge interest that accrues between the time you pay off the current balance and the time the money is received and posted to your account by the credit card company. So what you were charged most likely was interest and not an arbitrary amount of money.
clutzycook on 01/22/2013:
I agree with Susan. And it sounds like the OP didn't know that this interest was posted to their account, missed the due-by date, and got socked with a late fee. Late is late. That's why I always monitor my credit card accounts for a month or two after I zero out the balance just in case something hits (it's good to do that anyway to make sure there isn't fraudulent activity).
trmn8r on 01/23/2013:
I can't agree with you. AMEX has a great reputation. What you describe sounds pretty standard.
It sounds like you made a late payment and that caused a problem, though you say you never paid late. When you pay a card late, all kinds of funky stuff happens fee-wise. I doubt the fees were arbitrary - at least one reply above explains how these came to be.
Philippe on 10/20/2013:
Amex ripped me off for £78.48 (more than $100) by charging me Non Sterling Transaction Fees of 2.99% on purchases made outside the UK. I complained and they refused to return the money. I am now considering taking legal action against them for NEVER forewarning me of those charges which appear only in their statement small print AFTER THE CHARGE IS MADE OF COURSE! No reputable bank in the UK handling Visa or Mastercard would do this. I WILL BE CANCELLING MY CARD AS SOON AS THEY HAVE CREDITED MY CASHBACK!
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Improper lowering of line of credit
Posted by
EVERYWHERE, ALABAMA -- I am requesting your assistance with a matter that has apparently developed from new credit regulations resulting from the 2008/2009 credit crisis.
American Express has unnecessarily and inappropriately lowered my line of credit (LOC). This has caused a lowering of my debt to credit ratio and decreased my credit score as a result. If this is not illegal, it should be. Unless a person has exhibited a problem with their ability to pay the bill. ie, not paying bill or habitually paying bill late then they should NOT be able to lower your LOC based on some "hunch" that you are no longer able to maintain this LOC. American Express hides behind so called changes in laws and regulations as a result of the 2008/2009 credit meltdown and refuses to reinstate former LOC. I'm sure it was not the intention of these laws to damage a persons credit, especially someone like myself who has a credit file since the mid 70's with no late payments to American express and only two late payments ever and those were due to the bank dropping the ball with electronic payments and not making the payment, not because I couldn't or didn't make the payment. As soon as I discovered this issue, I immediately corrected it. I have also tried to get that removed from my credit file without success. What can you do to get laws passed that make this practice illegal AND penalize the company and pay the consumer punitive damages? I want to see some fast action on this! If this has happened to you, won't you join with me and other consumers with this problem and complain long and loud to the legislatures in your area and get these laws repelled and replaced with strong consumer advocacy laws and regulations.
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Slimjim on 04/10/2012:
You can't logically enact any laws that would require any entity to give you any amount of a credit line at any given time they don't wish to. That being said, perhaps some restructuring of how a Fico score is reached may be more feasible. In other words, it shouldn't count against you.
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Improper lowering of line of credit
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EVERYWHERE, ALABAMA -- I am requesting your assistance with a matter that has apparently developed from new credit regulations resulting from the 2008/2009 credit crisis.
American Express has unnecessarily and inappropriately lowered my line of credit (LOC). This has caused a lowering of my debt to credit ratio and decreased my credit score as a result. If this is not illegal, it should be. Unless a person has exhibited a problem with their ability to pay the bill. ie, not paying bill or habitually paying bill late then they should NOT be able to lower your LOC based on some "hunch" that you are no longer able to maintain this LOC.
American Express hides behind so called changes in laws and regulations as a result of the 2008/2009 credit meltdown and refuses to reinstate former LOC. I'm sure it was not the intention of these laws to damage a persons credit, especially someone like myself who has a credit file since the mid 70's with no late payments to American express and only two late payments ever and those were due to the bank dropping the ball with electronic payments and not making the payment, not because I couldn't or didn't make the payment. As soon as I discovered this issue, I immediately corrected it. I have also tried to get that removed from my credit file without success.
What can you do to get laws passed that make this practice illegal AND penalize the company and pay the consumer punitive damages? I want to see some fast action on this! If this has happened to you, won't you join with me and other consumers with this problem and complain long and loud to the legislatures in your area and get these laws repelled and replaced with strong consumer advocacy laws and regulations.
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DebtorBasher on 04/06/2012:
If they look at your credit report and see any change, or feel you don't make enough to cover your debts they will make changes to your account. Usually, that is done by raising the APR. To them, it doesn't matter if you are making all of your payments on time, in their head they feel you 'shouldn't be able' to pay on time.
Yeah, they punish those of us who pay without any issues month after month, year after year...yet they give all the breaks to the people who don't pay!
JISCal2 on 04/06/2012:
To tack on to what DB said above, this isn't new. This has been going on for years. They did it to me back in 2008. I closed my account and now they are begging me to come back. Don't need 'em. They can shove it.
MRM on 04/06/2012:
That's right, tell them to hit the road jack, and don't cha come back no more, no more, no more!
trmn8r on 04/06/2012:
You are taking this very personally, and not considering the bank's point of view.
If banks that extend credit via LOCs and credit cards didn't have the ability to reduce it, there wouldn't be many left after a while. I don't begrudge them acting on hunches, because in many cases the hunches are probably well founded.
We dodged a heck of a bullet a few years ago, and are fortunate so many institutions survived.
BigAl on 04/07/2012:
If you continue to carry a balance on your credit cards you are living above your means. If you diligently reduce your credit card debt to the extent that you no longer need to carry a monthly balance your standard of living will increase.
Nohandle on 04/07/2012:
I've never had an American Express credit card but a few years back there was quite a rumble from many who did. They found themselves, sometimes overseas, and discovered their LOC had been reduced with no prior notification. They had NEVER been past due and had paid their balance in full each month. There they were with no other credit card and up that well known creek. I was traveling a good bit during that time and although my cards are with Visa and MC had a really uneasy feeling. I don't know what I would have done because most places won't take an out of state check and I didn't have that much cash with me.
BigAl on 04/07/2012:
Whenever you are planning a trip overseas you should notify your credit card company because you may find out they are useless without prior notification. Debit cards are the same.
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American Express SUCKS!
Posted by
TEXAS -- I have been an American Express cardholder since 2009. Tonight, I went to pay my bill and I checked my statement. Late charges and finance charges were included for paying one day late for a total of over $40.00.
I always pay my balance in full. I called customer service and said, I am calling to see if the charges can be reversed as a courtesy due to being a long standing customers, my payments are rarely late, and I pay in full.
I get put on hold. The customer service representative comes back on and tells me, sorry, you had a late payment in June 2011. It's February 2012, folks.
I cancelled the card. I guess they don't need my business. Hope it was worth the $40.00 to them to lose my business. And, also have me share my experience with them on the internet for all to see.
Note to All Credit Card Companies: if a customer takes the time to call you to reverse late charges, they pay in full, they haven't had a late payment in over EIGHT months, if you want to keep their business and not have them think ill of you for the rest of their natural born days, I recommend you give them the benefit of the doubt and reverse their charges.
Especially in these times, when companies aren't giving raises, Americans haven't seen an increase in disposable income in five years, and the cost of living is skyrocketing. Are you kidding me?!
Don't go with American Express. There are other credit card companies out there who want your business and will treat you as a valued customer.
There is a note on this page saying American Express might try to contact me to resolve my issue. Don't bother. I am not interested.
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Anonymous on 02/15/2012:
I wonder if the tipping point for AE was the June late payment - that would be two late payments in a 12-month period.
Did they forgive any penalties in June?
Given you always pay in full and have only been late by a day (assuming a day in June) for less than 17% of your yearly payments (two of 12), it's a shame they didn't work with you.
I also wonder if this is something that people who pay their bills online should keep in mind - if you mail a check, you're probably conditioned to mail it early enough to account for the time in transit; when paying online, the timing of the payment is just as critical.
Ponie on 02/15/2012:
'...they haven't had a late payment in over EIGHT months...? So are you saying you've been late with your payment before, probably eight months ago? That really isn't a very good record. I use my Chase card the most of any I have. A while back, rather than going to my bank's online bill pay, by mistake I just tossed the statement into the file drawer. The late fee was only $25 so that tells you how long ago this happened. I had never been late with my payment previously. I called Chase, explained my error and they reversed the charge. Now, if I did this again I wouldn't expect them to forgive this charge. It would be my error and I'd have to own up and pay up.
tnchuck100 on 02/15/2012:
Two lates within a 12 month period? Did you find the statement in the card agreement that points out that late fees are applied for being late except when it is only one day late?
Ponie on 02/15/2012:
Scruffy, my bank has a pull-down calendar and I choose the date the payee should receive payment. I always choose a date one day before payment is due--just in case. The bank states if the payee does not receive the funds in time and I've chosen the correct date, they will pay any late fees I incur and deposit $50 in my account. Guess the computers are pretty good. I haven't collected a dime as long as I've been using it.
ok4now on 02/16/2012:
AMEX is a business and they expect you to pay them in a timely manner. If not you get whacked with fees and late charges. You said you were "ONLY" one day late. It's not when you make the payment, it's when they post it to your account. You have to allow at least 3 days for this. To avoid this I pay electronically well before the due date. I have never had a problem.
Churro on 02/16/2012:
I've never understood the appeal of American Express. You did the right thing dumping them. There are several national banks out there willing to give you a $100 to $200 bribe to sign up for their card and with better perks to boot.
ok4now on 02/17/2012:
Churro, I really don't like AMEX and it's not the card I normally use. The only reason I have it is to make purchases at Costco. This is the only C.C. that they will accept. On a typical shopping trip I pay cash. If you want to make a large purchase and don't want to carry cash this is the card you need.
Example: While recently shopping at Costco they had a 55 in. Samsung 3D LED TV on sale. Regular discounted price was $2700. The sale price was $2000. I grabbed this deal real fast. Used the AMEX card and I'll pay it off when the bill comes in.
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