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Misdirection of Funds/Deplorable Service
Posted by
My former employer of 14months, contracted with Fidelity Investments to oversee employee benefits. They automatically create a 401k savings plan for all employees at time of hire. As far as I know, employees are not given a choice regarding this saving. Sound a little funky?? After I terminated my employment, I received a letter from Fidelity which stated my account balance was too low to leave in this basic 401k and I must make a decision to roll over to new employer plan, accept the money or roll to a Fidelity IRA - response required by 2/22/2008. On 2/20/2008 I contacted Fidelity Retirement and discussed my options in detail. I instructed the rep to send me a check. He verified my address, and confirmed I did not want any tax deduction at this time. I was to receive my check in approx 5 days. On Tuesday, February 26, 2008 12:05 AM I received a form letter email from Steven P Akin, President Personal Investments stating my 'rollover assets have been received and I need to contact them to set up my IRA!! A letter dated 2/25 later arrived informing me of a 'de minimis distribution with subsequent transfer to an IRA' with my beginning balance noted as 2226.10 less 545.92(noted as forfeited amount)leaving me with 1680.18 in an IRA!!
I NEVER ASKED FOR THE IRA!!! TAKE NOTE: I ALREADY HAVE AN IRA WITH FIDELITY (ALSO SET UP UNDER QUESTIONABLE CIRCUMSTANCES BY THEIR PHONE REP LAST YEAR WHEN I STARTED THAT JOB!!) WHY WOULD I WANT ANOTHER ONE???? The same letter states 'Please verify your transaction for accuracy and report any discrepancies within 30 days'.
WELL - I STARTED CALLING THEM(multiple attempts to log on to website have been equally exasperating). On call #1 I was informed I could take the money out of the IRA less the withdrawal penalty - only $50, but that's a lot of money to me and I DIDN'T MAKE THE MISTAKE - THEY DID!!! I did not accept that offer and asked to speak to a supervisor, Trading Supervisor in Dallas - he was extremely UNPROFESSIONAL, RUDE, CONDESCENDING, and absolutely refused to recognize the error made by his company. He ultimately instructed me to go to their website and request my money - less the $50 of course. I was in tears by this time. I called back and fairly easily tracked down the original rep, who remembered me immediately. He looked at my file and stated outright it was his error - he apologized profusely and stated he forgot to handle my transaction after our phone call on 2/20. He further stated he would 'pay me out of his own pocket if he could' and would contact his supervisor and call me back. He did call back the same evening Monday 3/3 however I was leaving work and missed his call. I have been trying to reach him ever since.
I have been told he is in 2 different time zones and his work schedule has been quoted as everything from 8am EST through midnight MST! Sometimes I'm told he's "on the other line" then the same day another call, another person will tell me he hasn't come to work yet!?!? (How come it was so easy to find him before my file had these problems noted in it???) I have called multiple times daily asking for his x 3281 - what happens next is nothing short of amazing!!! I am transferred and security checked (really scary questions they ask about my past life-things even I had forgotten!)a minimum of 3 times per phone call, all the individuals I've spoken with read my file and tell me to hold while they 'try to help' - the hold time averages about 30mins between people 'helping me'.(usually my cell phone since I'm @ work) - today during my lunch break, after speaking to 3 people I was transferred to a 'Supervisor'(after 28mins into the call) and he informed me I 'need to speak with ...the very person I had asked for 30mins earlier and had even requested his extension!!!!
I am soooo frustrated - I need the money right now, and at this point have no promise of getting any of it with or without my rightful $50! Late today (7:30pm)EST I called again and told the 2nd person who came to the phone 'I give up - just send me a check - he said...'hold on and I'll get someone to help you'...... I held on till 8pm - no one ever came to the phone, I was still at work and the building closes at 8 so I had to leave.......unresolved again.
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madconsumer on 03/07/2008:
how long from the time you received the letter, and called them?
you should have acted sooner for your own expected results.
Principissa on 03/07/2008:
You should have contacted them the day you got the letter. Then you would have gotten the results you expected.
Anonymous on 03/07/2008:
I don't believe you can withdraw your 401k and not take a tax hit. I think they are required by law to withhold a large chunk of it as a penalty for withdrawal, unless you are withdrawing for certain, specific purposes. There seems to be confusion on both sides here.
PIZDOFFP@ on 03/20/2008:
Thanks for the notes from everyone...I'm sorry for the confusion - my complaint w/Fidelity has nothing to do with taxing my 401K - my "beef" is the PENALTY imposed by Fidelity - not the IRS. I did not request an IRA - I requested a payout - it is documented in my file - the person at Fidelity who made the error acknowleged it in writing and verbally to me. I do not rightfully owe them the $50 withdrawal fee. Unfortunately at this point I have given up after a documented 23 phone calls generated to them and email back from their customer service dept with no resolution. Fidelity refuses to admit to their mistake and it is costing me $50 !! DO THE MATH - MILLIONS OF INVESTORS WITH THEM - SKIM $50 FROM EACH OF THEM - NO WONDER THEY CLAIM TO BE SUCCESSFUL!!
MomMom on 09/15/2008:
They did about the same with me - I retired Jan 2008, requested my funds to close account. They sent me a check, but somehow left $96.50 in the account which I did not discover until a statement came in August. I called to request this money. After fees, etc. the new balance was $17.31, they said after deducting fees to send a check and close account I would receive $8.29! I did not get a check, but the next month I got a statement saying their fees now left me with a ZERO balance. I called to ask WHEN the fees were assessed, and it was on the same date that I was told I would get a check for $8.29. They are just ripping off people by nickels and dimes! Change to another company if possible.
rodger dodger on 04/06/2013:
Your 401k funds were rolled to an IRA to what is commonly known as a "de minimis distribution" that is almost always established by your previous employer---not the investment company being Fidelity in this case....look at the plan rules (the plan rules your company established with Fidelity) and you'll see it there....this is very common for 401k accts that are under $1K after you leave the firm...you are supposed to get a letter describing the consequences several weeks before this takes place...again, this is common practice...I've experienced it several times in the past, but always acted way before the deadline and never had a problem....the $50 you are referring to is the free to close out the IRA (also, common to most companys)...this is supposed to cover the fees of administering, record keeping, reporting, and closing the IRA that was auto-opened for you because you waited to long to request your funds before the deadline...my 3 cents.
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Fidelity = Horrible Customer Service
Posted by
My husband passed away leaving me two young children. When I notified Fidelity that his 401k should be disbursed to his beneficiary they told me I would have to call his former employer and get their "permission". After doing that I was informed that 401k's are not just distributed to your beneficiary. The investment company just creates a new account in the beneficiaries name and puts all of the money in there. Another account for them! They wouldn't disburse the money because there was a discrepancy between the zip code I provided and the one they had on the form (mine was right and their's was wrong). They had the right zip code on all the statements they sent us! They insisted I would have to fill out a change of address to correct their wrong zip code.
They finally said they were sending the check but when I called three weeks later they hadn't issued it and the value of the account had fallen. Their reps called my answering machine three times leaving an extension to call back on but their phone system doesn't allow you to enter extensions. You can not even speak to someone without providing your SS. When I first called them I didn't have an account with them and did not want to just hand out my SS. When I complained to a supervisor about the horrible way they treat bereaved people he just kept saying uh-huh, uh-huh... I might as well have been talking to a wall.
I think if most people realized how many hoops their loved ones will have to jump through to get access to these funds they would never invest in another 401K. If they do, they certainly should do it with Fidelity.
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Anonymous on 04/27/2009:
My sympathies on the death of your husband. I used to work as a Supervisor for a mutual fund call centre and I was horrified by the way customer service reps treated bereaved people calling to settle their loved one's estate. Most financial companies try and bend the rules slightly for those calling about a deceased person's account, but many CSRs are so focused on the "rules" that they don't listen. Normally you will find someone who understands and can help you, and if you can't, make sure you transfer out any other accounts you have with the company.
Mr. Pleasant on 09/25/2010:
There are many registration regulations that unfortunately, must be followed. Just press # 3 times, and you will go straight to a representative.
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Doesn't Honor Its Contracts
Posted by
Lyn for Long-Term Health
KANSAS CITY, MISSOURI -- In November 2006, I purchased a short-term health insurance policy from FSL (http://www.fslins.com) because they are the provider of my alma mater's insurance plan. All application questions were answered accurately and truthfully - qualifying me for coverage. On December 26, 2006, I fell ill and was checked into the hospital from the emergency room. The illness was not pre-existing - and in fact, FSL now states that the issue is not a pre-existing issue (a change from their original position for almost one year). They simply decided to rescind my insurance policy without cause in April of 2007 - effective from the date it was activated on December 1, 2006.
They have provided documentation from non-medical resources indicating their "concerns" about a pre-existing condition that they did not ask about in their application (i.e. references from answers.com rather than references from American Medical Association, American Heart Assocition, or other noted/respected sources).
They still refuse to pay the outstanding bills. I need payment for all bills as contracted in November 2006, as well as payment for my year-long (longer) battle with them to urge them to honor the contract. Their actions have caused other financial harm in terms of credit, interest rates, and otherwise - in addition to lost work.
I'm still battling this issue through the Insurance Commissioner's office and reporting them to the Better Business Bureau. I'm still sorting through the best legal firm to handle the case.
Warn every alumni group and business about FSL's negligent and unethical practices. Insurance is an important investment because nothing is more important than your health. It's unfortunate that this company seems to feel that money is, in fact, so much more important that they will defend their breach of contract.
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Anonymous on 07/03/2008:
You need a lawyer.
tnchuck100 on 07/03/2008:
PB is right. You need a lawyer. Big time. A good lawyer should be able to recover your medical costs, his fee, AND any monetary damages you have sustained as a direct result of the failure to perform.
madconsumer on 07/03/2008:
life insurance paying for medical coverages?
tnchuck100 on 07/03/2008:
mad, you're missing what is posted again: "I purchased a short-term health insurance policy from FSL"
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Where is my check?
Posted on
CHANDLER, ARIZONA -- I was let go from my job last month and due to no income and piles of bills I was forced to cash out my 401K (I don't want to file for unemployment). I called Fidelity to cash it out and was promised the check would arrive in 7-10 business days. Well, that was on January 25th. After two weeks of waiting, I called Fidelity to ask if the check had been sent. I was told the check was cut on Feb 4th and sent on the 7th and that I should get it on the 15th or 16th. It is now the 18th and I am still waiting. I have called several times and nobody can seem to help me. Everyone tells me the same thing: "you should have gotten it already." I don't understand how it can take almost a month to mail a check.
Good thing I have another job that I am starting this week, but it is going to take me awhile to play catch up on all of my bills as I now owe late fees. I am very upset with Fidelity and their empty promises.
Resolution Update 06/07/2008:
Got the check. Cashed it at a check cashing place
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MRM on 02/18/2008:
I don't think its Fidelity's fault for the late check. The check may be lost in the mail or too slow to arrive at your house. In other note, congratulations on your new job and now you can catch up on your finanacial situations.
Anonymous on 02/18/2008:
could also be a delay in the mail due to the presidents day holiday.
MRM on 02/18/2008:
That's right Steve, so that's why I had no mail today!
Anonymous on 02/18/2008:
After 15 days I would ask for it to be replaced as two weeks is plenty of time.
StraightShooter on 02/18/2008:
Why didn't you want to file for unemployment? It's a benefit that you are entitled to. It's not much, but if it keeps you from cashing out a 401K you're much better off. That's what you shouldn't be doing!
Anonymous on 02/18/2008:
I forgot that today is President's Day. Great, another day of waiting.
Anonymous on 02/18/2008:
There should be a "Steve" day.
GothicSmurf on 02/18/2008:
Wow. I agree with all the other posters- and StraightShooter- cashing out a 401K? YIKES!
moneybags on 02/18/2008:
401K early cash out = penalties of up to 25%. Makes unemployment insurance look better and better.
GothicSmurf on 02/18/2008:
I could be wrong, but don't you have to pay a 401K back if it is taken out prematurely?
Anonymous on 02/18/2008:
No, I don't have to pay my 401k back, but I do get taxed on it
shelly16 on 02/18/2008:
If you don't get it by the end of this week, I would contact Fidelity and have them explore the possibility that it has been lost in the mail. Good luck lunaan, I hope you get this resolved soon.
chemman on 02/19/2008:
Since you are starting a new job now (congrats by the way), you have the option of rolling that dispersed 401K money into a new account if you can get by without it, either your new work 401K or an IRA account without having to pay any taxes or penalities as long as you do it within either 30 or 60 days (I forget which offhand). When you take an early dispersment, you have to pay a 10% penalty (which you will pay when you file your taxes) and fidelity will usually withhold about 20% for federal taxes. You will also owe state taxes if your state has income tax when you file as well, they do not with hold the state tax or penalty. The real penalty number is closer to 40% not 25%. One thing to keep in mind though, if you decide to roll it over into a new account and fidelity with held the federal 20%, you need put that additional 20% back into the account within that 30-60 day window in order to not trigger the penalties and you probably won't be able to get that money from fidelity in time, so you would need to come out of pocket that amount and then get it back later from fidelity.
Anonymous on 02/20/2008:
FYI, it's Feb 20th and still no check.
MRM on 02/20/2008:
Lunaan, you know what you have to do next based on everybodys comments... its time to give Fidelity a call.
ejack053824 on 02/20/2008:
I think I got it in the mail by accident here but the dog chewed it up. You can wait for it in 12 hours if you like. LOL!
All seriousness....give those fudgepackers another call stating I still haven't received my check and demand that they put a stop payment on the original check and issue you another one. Make sure they send it FedEx and request the tracking number. :)
Anonymous on 02/20/2008:
I have been calling them everyday now and everyone I talk to is very unhelpful
Anonymous on 02/26/2008:
It's the 26th.....still waiting
Anonymous on 02/29/2008:
I finally got the check! It seems it was lost in the mail so I called Fidelity and they overnighted me a new one. The problem now is I can't cash it cause it is issued from a bank that we don't have here in AZ. Go figure
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Voice automated customer service fiasco
Posted by
I just had to vent my recent experience with Fidelity. I needed to talk to someone about transferring some assets, so I called their 1-800 number.
I was greeted by an automated system that gave me the standard set of questions to help narrow down where they needed to send me.
This is where it got tricky, and I started to get annoyed. After providing my account number, they wanted me to provide my password as well from my online account. No problem, but they wanted me to "speak it" into the phone. No option to type it in. So I said it out loud as a phrase first. Their system failed (of course) to recognize it. So they said try again, I spelled it out very clearly this time. Once again, the system could not recognized what I was saying. It now told me my account was locked and I needed to reset my password.
Great. I just want to speak to someone about a question, and now my account is locked. Okay, fine, next it asks me some security question I must have put in years ago. I knew the answer, but this time it wanted me to type it using the phone pad. It was not a short answer, so I tried my best to type it in, not knowing what to type for spaces in the answer. Finally after 3 attempts I get past.
Now it wants me to reset my password, again using the phone keypad... Why is all this necessary for me to talk to a customer service rep? I just wanted to call and ask a simple question?
So I change my password, update my files so I know what it is next time (not that it will help, since their voice automated system could not recognize it the first time around).
At last I'm in!! Once talking to an actual live person I must say I was impressed with their level of customer service. But getting there was an entertaining mess...
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Anonymous on 02/03/2007:
Sparticus I know what you are talking about and it is a mess when trying to deal with the machines. It makes you wonder if they even want your business.
tander on 02/03/2007:
My cell phone has that automated voice dialing, and it never understands me and calls the wrong numbers.
Anonymous on 02/03/2007:
I hate talking to an automated voice system! Sometimes if you type # a bunch of times or # 0 you confuse the system and get a person (sometimes they just cut your call off though.)
What makes me mad is if you are patient enough to type or say all that information to the automated system you have to repeat it to the operator (when and if you are blessed enough to get connected to one.) What the heck is that all about?
Sparticus on 02/03/2007:
Good point amaniR. That does happen often. Why make me spend 5 minutes punching in all my info in a phone pad when you are just going to ask me for the exact same info when I finally get through to someone?
chow on 06/07/2007:
fidelity automated answering system is not design correctly.
the company needs to program their system with a way that customer can talk to a real person if the machine fail to understand.
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Buyer Beware
Posted by
ALL TOWNS AND CITIES, CALIFORNIA -- As an employee of the public education system in 1980 I was offered a family life insurance policy through Pacific Educators Group (only for public educators) underwritten by Fidelity Security Life Insurance Co. This policy was very cheap in the beginning as I was only 28 years old. It included insurance on my children and my husband. It started at 150K for both of us and 15K on each of my children. Although I have paid on this over the past 35 years, while the payments have continued to go up up up, the policy has retracted and reduced itself to almost no value at this time. By the time I am 70, my 150K policy will only be worth 10K, just enough to burry me with. What a rip off for 40 to 50 years of payments.
I was shocked that no one ever sent updates or asked questions over these years. On occasion I have called to get different answers from PEG, which I'm now told was incorrect answers. This is not a good investment or insurance for "PUBLIC EMPLYEES." BUYER BEWARE!!!! You may end up with nothing but a lot of bills in the end.
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susanafurlong on 02/22/2012:
Pacific Educators sells from a variety of life insurance carriers, so you could choose a different plan to fit your individual needs. Sounds like it was a very good and inexpensive plan that fit your budget at a young age. If you used it then, it would have been the best plan you ever purchased. Most people have homeowners insurance and auto insurance and keep on paying it, but never had the chance to use it. Insurance is a back-up plan, not a guarantee of use at the right age, with the best deal. I give a big thumbs up to Pacific Educators for offering a variety of carriers to fit the needs of people at different life cycles. Many people have more than one life insurance plan for this exact reason.
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Magazine Sales
Posted by
cucca pee pee
NAPLES,, FLORIDA -- I feel I have to do the world a favor and let them know that Fidelity Readers service, a door to door magazine sales, is rip off. The pricing list is wrong. I chose a Magazine that was listed at $30.00 and I was charged 60.00 to cover their commission. A man came to my door and I gave him the check for $60.00. Something felt wrong when the man selling them gave me two phone numbers to reach him to cancel and both numbers were unlisted. They give you 3 business days to cancel. I canceled within 24 hours and I never got my money back. The company gives you a bunch of bull crap about how the post office won't let them have their mail (which is illegal) The people that work there were as helpful and friendly as vipers! They'll scam you by telling you that they are trying to help get through school, but the only thing they can help do is rip you off of your money! The staff is rude, liars, thieves and a pain in the ass! The man in charge hung up on me! That's someway to treat a customer. One thing I know all too well is karma, and their stealing will eventually end up making the company close down and lose all their stolen money. My heart bleeds for these idiots.
BEWARE OF THE LYING THIEVES who are out to take your money and dignity. Don't make the same mistake the rest of us innocently did buy magazines by trusting thieves. They'll get theirs and I live for the moment!
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cucca pee pee on 07/08/2008:
Fidelity Readers service is a bunch of thieves taking advantage of trusting consumers. BEWARE! I'TS ALL A RIP OFF! Their employees are as rude as thay get. They treat you like crap, won't refund your money, the staff must come to work from hell, and I can't wait for them to fall and fall hard.....it's called Karma. BEWARE! THIEVES ARE RIGHT AT YOUR DOOR. Tell them to hold on and go call the police.
DebtorBasher on 07/08/2008:
NEVER give someone a check that comes to your door! They can go home, print up checks (Versa Checks etc) with all the info on yours...your bank name, tracking and account numbers, bank address and the bank codes...and wipe your account out before you know it! I don't even like to deal with checks anymore because it's so easy for people to print checks with other peoples account info on it. Even when paying bills, Money orders are much safer...you just never know how many hands your check goes through once you hand it over to someone or mail it out.
DebtorBasher on 07/08/2008:
Yes, you were ripped off...however, you could have backed out of it when he told you it would be $60.00 instead of the $30.00 that you thought it would be...but you choose to write the check for the sixty dollars? I don't understand the part about the post office not allowing them to have their mail???
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Fidelity refuses to release funds
Posted by
After opening a fidelity account for my non profit, Fidelity refused to allow me to access the funds, and when I finally closed the account, fidelity retained the funds for two weeks after the account was closed.
Fidelity provided the signature cards needed to authorize checkwriting on the account. Fidelity provided the signature card, which I filled out and mailed in. two weeks later, I got a letter stating that it was the wrong form, please fill out the included form instead, but it was the same form. After spending a long time on the phone with a rep, I was instructed (line by line) to fill out hte enclosed form, and everything could be fine.
This happened three times, so Fidelity had almost all of my operating capital tied up in an account that they would not let me draw on - for over a month.
Finally, I got fed up, and closed the account Monday morning at 9:45 AM. I was assured that he check would be cut and mailed (I had run out of petty cash, and the non-profit was in real financial trouble) immediately. I had not received the check the following Monday, so I called again, and was informed that the check had not been cut until Friday, and that it would get mailed out "some time this week".
The funny thing is that they had no problem accepting my signature to deposite checks, close the account, or sell stock - the only time they refused to allow a transaction was when I was trying to actually write a check.
End result: After Fidelity essentially stole most of my operating capital for a bit over a month, I'm waiting to see if I actually get the check some time in the next week or so.
Oh yeah, and there aren't any regulatory agencies that I can find to file official complaints with that make any difference, so Fidelity essentially sat on a tens of thousands of dollars for a month, while the company that actually owned the money was forced to shut down - all because of Fidelities incompetence. Or maybe it was intentional - they did get to use th money for free for the whole time they had it.....
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Notoriously Predictable
Posted by
DISTRICT OF COLUMBIA -- Wall oven in unit purchased in August found not working. Called Fidelity September 23rd; paid the $50.00 'co-pay,' scheduled a technician's service. Guy shows up, figures out what's wrong which is the computerized panel - which he orders. Schedule another service call, he shows up with the new computerized panel - which not only doesn't fit, but lacks a schematic. Guy's helpless. Fidelity then tells me they have to schedule a Whirlpool technician - who shows up, can't fix it, calls Fidelity while here, puts me on the phone, they then tell me I have to PROVE the oven worked when I purchased the unit.
I ask why I didn't need proof when they took the $312.00 to initialize the coverage; why didn't I need proof before they took my $50.00 co-pay; and, what exactly were they providing a warranty on if not the items indicated in the contract? The response was that they "assumed" everything covered - worked - to which I replied, I "assumed" when they accepted the $312.00, what they indicated in the contract as being covered -was covered.
I called my realtor who called their VP, who apparently lit a fire under some butts, because now they're tripping over themselves to accommodate me.
Unfortunately, they've scheduled repair through SEARS, which has become another nightmare unto itself. So here I sit, it's now November, and I still don't have a working wall oven.
Unless you've got good connections - AVOID FIDELITY HOME WARRANTY - (take a look at the BBB site - see what others have experienced) AND,
DON'T PATRONIZE SEARS AT ANY COST UNTIL THEY BEGIN TO FEEL IT THROUGH LOST REVENUES because that's what it'll take for them to change. This non-service is non-acceptable. (see my SEARS post - as well as a ton of others'...)
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Posted by
CORONA, CALIFORNIA -- I have paid this tax relief service $5,000 in 2005 to take care of my deceased husband's tax liabilities. Nothing was done on it other than they told me that it was still being reviewed. I was tired of hearing that it was reviewed. So I called the IRS myself to find out that my case was dropped 6 months after we submitted it. We are talking at least 18 months to find out that there was not an OIC with the government. When I found this out I called the service. Their answer was "the attorney working on your case was let go over a year ago" I asked why I was not contacted? No answer to that but they did say for another $1,200 they would get me a better attorney and have it settled in 90 days. Well the 90 days passed and when I called to see if anything was done they transferred to me to the person taking care of my account (Betty Hudson). When I heard her voice I realized that it was the same woman I talked to in 2004. My husband hired a tax relief service in 2004, paid $5,000 and didn't get any results. This was the same woman under a different service name. At that time, their name was American Tax Relief. As you see they do nothing to help people. They change their company/service name and go after other needy people. With my husband's $5,000, my $6,200, we are out a lot for absolutely no results.
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TaxGuru on 06/08/2007:
This post is a fraud!
Fidelity Tax International is not and has never been associated with American Tax Relief.
Fidelity Tax International is a National Tax Firm with impeccable credentials and governed by the highest standard of ethics, integrity and proficiency in our field.
After exhaustive review of our client database, Fidelity Tax International does not have and never had any client matching the description and circumstances in the post above.
If any client has a problem as to the integrity of Fidelity Tax International, client is cordially invited to talk to the president of Fidelity Tax International for a speedy, efficient and amicable resolution of any claimed dispute.
TaxGuru on 06/18/2007:
Well now, 10 days have passed since our last post and this person, verjac from Corona who on 5/29/2007 posted the initial review on top of this page has not contacted the President of Fidelity Tax International.
Why, because we (Fidelity Tax International) do not have such a client, as mentioned on our comment above, dated 06/08/2007.
Fidelity Tax International has always adhered to the highest standard of ethics, integrity and professional excellence. If any of our clients feel that they were not treated with utmost professional courtesy and competence or feel that their case has not been resolved to their satisfaction, we want to hear from them.
We have over a thousand satisfied clients who can lead normal financial lives once more, not having to fear the IRS ever again (as long as they stay compliant with existing rules and guidelines) and can sleep at night without apprehension of paycheck levies, liens or garnishments.
Tax relief is a tedious process that requires precise case preparation and skillful negotiation, requirements and qualifications found in abundance at our offices.
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Long time sushi chef, Ben Crockett, will be dishing out "fresh, fast and flavorful rolls, nigiri and salads" in downtown Austin to the crowds of business professionals and hipsters. The mini restaurant, built onto a travel trailer chassis, has the capabilities to be moved, but will likely keep its prime downtown location. Patrons can grab and go or enjoy the outdoor seating built around the container.
Container conversions, like the SushiBOX, aren't a new skill for designSTUDIOmodern, who also built the popular, local, organic, french-style bakery and cafe, La Boite, located in South Austin. SushiBOX is built into a 20′ container, with three sides that swing up to create awnings and a closed in area for the sushi chef and order counter. The container was insulated with bio-based spray foam insulation and also features rainwater HOGs. designSTUDIOmodern recently hosted a dumpster pool party to raise money for the Gulf Restoration Network and is working on another La Boite cafe container conversion.
The construction of new buildings requires lots of new materials that have to be sourced, manufactured and then transported to the build site, requiring a significant amount of energy and causing the emission of greenhouse gases. By recycling pre-existing shipping containers, all of the material and energy that would otherwise be spent creating a structure can be saved.
Via Jetson Green
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Jill FehrenbacherDid you know that there are wolves living near you in almost every state in the country? Sadly most of these wolves are not living in the wild, but in wolf sanctuaries, which are conservation organizations set up to protect them and help grow their populationREAD MORE >
Yuka YonedaNamba Parks was conceived when Osaka Stadium closed down, presenting a great redevelopment opportunity for a new commercial district right next to the Namba Train Station, which is just one stop away from Kansai Airport. Since it's one of the first placesREAD MORE >
Beth BuczynskiTop image: A child is put to work at a militia-run mine in Watsa. © Marcus Bleasdale/National Geographic Captured during a 2004 visit to the war-torn Democratic Republic of Congo, Bleasdale's images "tell the story of the country's mineral resourceREAD MORE >
Jill FehrenbacherYou've all heard the tired mantras about changing your lightbulbs and recycling at home in order to save the planet - are you yawning yet? Many consumers think that going green is a gesture of self-sacrifice that often comes at great expense and inconvenienceREAD MORE >
Yuka YonedaBANANAS You might have heard that bananas are favored by athletes because they contain potassium and it's that same reason that makes them great hangover cures. When you're hungover, your body has lost a lot of potassium that needs to be replenished, so eatingREAD MORE >
Yuka YonedaImages © Graham King "The shopping cart tree symbolizes both generosity and abundance, as well as acknowledging those less fortunate where their whole world may be housed in a cart. We see shopping carts every day and take them for granted. IndividuallyREAD MORE >
Jill FehrenbacherTIP 1: Wrap Your Home in Insulation - "The More, The Better!" Proper insulation is probably the most important factor you can control in creating an energy-efficient home. I always say insulation is like chocolate, the more you have, the better! On average,READ MORE >
Kestrel JenkinsWhile conjuring up comfort in the home seems like a basic principle, it's a far more complex process for architect & remodeling guru Sarah Susanka, who believes that comfort can significantly influence the sustainability of your personal abode. WithREAD MORE >
Lidija GrozdanicTwo architects, Jos Burger and Wouter Keijzer of BK. Architecten, in charge of the renovation of the old church decided to preserve the atmosphere of the existing place with a spatial intervention that preserves its historical value. The three new floors wereREAD MORE >
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Tamsin Woolley-Barker, PhD.The Biomimicry Manual: What can We Learn About Resilience, Weight Loss, and Kidney Disease from the Grizzly Bear?I'm off to the wilds of Montana this week, doing some in-person, up-close biomimicry research, and I've got my fingers crossed I'll see a grizzly bear. But you know, over there, not over here. With five inch long claws, massive muscular shoulders and forearms,READ MORE >
Bridgette MeinholdINHABITAT: How does the term Colorfast describe your latest show? R Nelson Parrish: The term Colorfast originally is a textile industry term derived at the beginning of the last century. It defines how a color cannot fade, wash out, or be diluted over time,READ MORE >


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Teri Hatcher DVD
Sale Price: $24.95
To Order by Phone Call 1-800-933-6249
- Additional Details
- Format: DVD
- Rating: Not Rated
- Number of Discs: 1
- Run Time: 50 Minutes
- Region: 1
- Aspect Ratio: 1.33:1
- Language: English
- Studio: A&E Television Networks
On a more serious note, Ms. Hatcher revealed in Vanity Fair that as a young girl she was a victim of sexual abuse. But self-analysis is a skill that has enabled the actress to succeed in other areas. In addition to her column for Glamour Magazine, her 2006 autobiography Burnt Toast and other Philosophies of Life was endorsed by Oprah's Book Club.


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|hheimbuerger says:
First of all, thanks for using the swiping gesture. For some reason, it's pretty underused on Android and a lot of apps could save some buttons by allowing to swipe.
Posted at 4:52pm on October 20, 2009
|trav says:
+1 for 2.
Posted 5 years ago
|timothyjc says:
I also like the using gestures to change screens, but I think the app should let you define a default view. I always just use the lists view and would like this to be shown by default for me on startup.
Posted 5 years ago
|hheimbuerger says:
@timothyjc: I agree, but that suggestion has been made multiple times before. See the topic Select start screen for RTM? for example.
Posted 5 years ago


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Celebrate your kid's birthday in style with an Anchors Aweigh 1st Birthday Party Pack!
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Reviewed by: 3BoysMomCO
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Location: CO
Title: Perfect!
Date: Jun 29, 2014
Everything I ordered arrived on time and was exactly how it was described. I will use this site for all my birthday party needs.
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Reviewed by: Lindseyb219
Location: Temecula,ca
Title: Love these products
Date: Apr 15, 2012
After searching local party stores and not finding what we had in mind for our sons 1st birthday we came here and so happy we did. I found exact what we wanted for less than I expected. I got the deluxe birthday package and am so happy with the quality and cuteness of everything.
Reviewed by: vicdj72
Location: Fredericksburg, Va
Title: Excellent set for a baby boy!
Date: May 13, 2011
This set more than met my expectations when it came in. The quality of every item is superb. The kit came with items that I would have never thought off if purchased separately. In addition, the colors of the set are vivid, yet not overpowering. They actually complemented the colors of my home quite well, plus, they were quite boyish.
Reviewed by: LauraS
Location: Honolul
Title: Great Deal
Date: Apr 25, 2011
Everything that I ordered was just as I expected in the catalog. I don't normally order party packs, but it was easy, it was quick, and it was affordable! Hopefully the birthday party goes great!
Reviewed by: Judy1222
Location: Bronx, NY
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Title: Very satisfied with my purchase
Date: Mar 23, 2011
When I saw the Anchors Aweigh theme on 1st Wishes magazine, I knew right there that it was the perfect one for this special occasion. Me and my family were traveling from NY to FL to celebrate my son's first bday. The package I bought, had everything I needed and the price was great. All my guesses were very impressed.
Reviewed by: Mel2009
Location: San Antonio, TX
Title: 1st Birthday
Date: Oct 26, 2010
Very happy with my purchase, love all the accessories.
Reviewed by: Subguy
Location: Rockville, MD
Title: Great Buy!
Date: Sep 01, 2010
We purchased this product for our son's first birthday party. It was a huge hit! We got a cake decorated to match the sailboat. The table cloth cover was perfect. If you get the balloons blown up at the grocery or florist, don't forget the mylar balloon too.
Reviewed by: faith78828
Title: so cute
Date: Jul 12, 2010
this anchors aweigh party package is so adorable...the only complaint is it does not say anywhere about first birthday...but it is cute for any other birthday!
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text:
Jenson Button is confident that McLaren's MP4-29 won't have the same problems during the upcoming Formula One season as their 2013 car had.
Button, who is intent on putting in a title bid this season, was the quickest on the second day of testing in Jerez on Wednesday, even though the car didn't participate the day before.
"Our first day last year was quick, but our car had its flaws and we could see that on day one," the former World Champion told Autosport after the day's testing.
"We had issues that were not going to be easy to solve and at this moment in time we definitely don't have those.
"The basic car is good and it works, no scary things with it."
While McLaren, who are at 15/2 with Paddy Power to win the Constructors' title, were unable to get the car on the track for longer runs due to several minor problems, the Briton admitted that he has already identified areas where the MP4-29 could be improved.
"The good thing is we were able to solve the issues pretty quickly and get out there and put some laps in," he continued.
"Everything's new with this car so I am amazed we were able to go round and do as many laps as we did today.
"There's no horrible issues with the car itself, no big issues with the power unit in terms of how it delivers. The basic car is where we want it to be.
"How much we're going to add to this car, aerodynamically and in terms of the engine, is massive so having a good base is important.
"The great thing is I know exactly what they are and how we can improve the car.
"There's a lot we can do overnight, which is exciting, and I'm looking forward to getting back in."
Since McLaren didn't run on Tuesday, Button will get another half day on Thursday before handing the wheel to rookie team-mate Kevin Magnussen for the remainder of their time at Jerez.


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- includes_lifetime_map_updates
Image Unavailable
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- To view this video download Flash Player
|Item Weight
|8.3 ounces
|Product Dimensions
|5.6 x 0.5 x 3.5 inches
|Item model number
|RoadMate 5175T-LM
|1 Nonstandard Battery batteries required. (included)
|Display Size
|5 inches
|Display Resolution
|800 x 480
|Memory Card Slot
|Micro SD Card Slot
|Battery Life
|2 hours
|Shipping Weight
|1.2 pounds
|Currently, item can be shipped only within the U.S.
|Date First Available
|June 12, 2011
The Magellan RoadMate 5175T-LM Traveler GPS navigator helps you create and enjoy spontaneous adventures--whether you're on break between business meetings or looking for vacation attractions. With a Wi-Fi browser to search for local points of interest and the TourDirector feature to choose attractions and plan your day, this companion can keep you on the right path or be your guide to the road less traveled.
The Magellan Traveler is a full-featured, Wi-Fi enabled GPS navigator with a large 5-inch high-resolution touchscreen with flexible viewing in portrait or landscape mode, Free Lifetime Map Updates, Lifetime Traffic Alerts, and automatic software updates.
To make sure that you can choose the best places to stay, play, dine, and more, Magellan has partnered with the most trusted name in travel--AAA. Only Magellan navigators include the built-in AAA TourBook with Diamond ratings and descriptions on AAA-approved places. With the "Where am I?" feature you can identify your location, and if you are a AAA member, you can easily access Roadside Assistance phone numbers from your device.
The Magellan Traveler GPS also enables you to personalize your travel experience, with the OneTouch menu of your favorite places and searches. Bookmark your favorite coffee shop, restaurant, gas station, or bank to find your favorites wherever you travel.
Enjoy subscription-free Lifetime Traffic Alerts, Highway Lane Assist, and Spoken Street Names to ease your way. Premium maps of the United States, Canada, and Puerto Rico make this companion perfect for everything from local road trips to cross-country travel.
|Large 5" Hi-Resolution Touchscreen
The 5175T-LM's touchscreen makes detail easy to read for a safe and secure experience. It is ideal for any vehicle including Cars, Trucks, SUVs and RVs.
Exclusive to the Magellan Traveler GPS, this personal guide will help you plan visits to nearby attractions and activities. It includes location ratings, descriptions, and approximate visit time.
|Wi-Fi Web Browser
Allows you to search for destinations from any location with a Wi-Fi hotspot.
|Wi-Fi Software Updates
Keeps your navigator up-to-date with the latest software updates delivered automatically to your device.
|6 Million Points of Interest (POI)
Search for gas stations, restaurants, hotels, ATMs and millions of other destinations from the huge pre-loaded POI database.
|Highway Exit POI Search
Search for gas stations, restaurants, hotels, and more near upcoming highway exits.
|Exclusive AAA TourBook
Magellan exclusive built-in AAA TourBook provides ratings and descriptions of AAA approved places to stay, play, dine, and more.
|OneTouch Favorites Menu
This Magellan exclusive feature enables you to easily bookmark your favorite destinations and searches so you can easily find them wherever you travel. Find your favorite cafŽ or restaurant in any city with a single touch.
|Portrait and Landscape Viewing Modes
Easy-viewing screen modes adapt to whatever works best for your personal viewing preference.
|Free Lifetime Map Updates
Never worry about out-of-date maps again. Update your Magellan RoadMate 5175T-LM Traveler with FREE Map Updates during the lifetime of your device.
|Free Lifetime Traffic Alerts
Real-time, subscription-free traffic updates sent directly to your device. Get updates whenever you need them.
|Highway Lane Assist
Realistic highway signs point you in the right direction when you're approaching interchanges and exits, so that you'll choose the correct lane well before your next turn.
|Spoken Street Name Guidance
Street names and directions are called out so that you know when to make the next turn while keeping your eyes on the road.
|Speed Limit Warnings
Hear and see warnings to manage your speed within local limits.
|QuickSpell with SmartCity Search
Enter destinations with only a few touches. QuickSpell narrows addresses and locations, making destination entry easy.
|Multi-destination Routing
Plan a trip with multiple stops in the order you want. You can also optimize your itinerary for the most efficient route.
|Premium Maps
Travel the United States, Canada and Puerto Rico with all the maps you need pre-loaded on your device. And, with Free Map Updates during the lifetime of the device, never worry about out-of-date maps again.
Magellan RoadMate 5175T-LM Traveler GPS Receiver; Pre-Loaded Maps of the United States, Canada, and Puerto Rico; Windshield Mount; Vehicle Power Adapter; USB Cable; User Manual.
All complains were rights! I almost got accidents because of it! Not worth it :( This is my second units. Read morePublished 10 months ago by Vo Hai
This is the 3rd Magellan I purchase. They've been all lemons for one reason or other. This one also has its issues. Too bad because when it works, I like it.Published 15 months ago by M. A. Rivadeneira
The first thing I did upon receiving my Magellan RoadMate 5175T-LM GPS Navigator was charge it using its own micro USB charging cord. Read morePublished 20 months ago by J. B. Hoyos
I read every review on just about every site about this product before I bought it. This is a great unit. WIFI is simple to set up not hard! The touch screen is just fine. Read morePublished 21 months ago by Colorado Bob
This was my third Magellan. By far I felt ripped off by a subpar product. Not only cant it find my house it can't find its way accross the street. Read morePublished 21 months ago by dave Colonna
This item was a complete waste of money!! It takes to long to power up, acquire a signal (even with a direct line of sight!) and the touchscreen has some latency issues. Read morePublished 21 months ago by KEVIN HENDERSON
I got this as a Christmas gift (ordered from Amazon) and have yet to get the hang of it. It's not the first GPS I've owned, but definitely the worst.
1. Read more
This GPS unit does its job for the most part, and it seems to be user friendly. My only complaints are that sometimes it can be unresponsive (i.e. Read morePublished 24 months ago by taelow
I purchased this road mate in August but did not have the need to use it until recently. As I have used other Magellan road mates and have had no problems with them I trusted this... Read morePublished on October 23, 2012 by Kathy


text: Damn, is this a great record! The album's not only one of the best blacksploitation soundtracks ever recorded, it's also one of James Brown's funkiest outings of the early 70s! Nearly every cut's a winner, and James gets some very funky help from The JBs, who groove hard on the best instrumental cuts, plus Lyn Collins, who sings a sock version of "Mama Feelgood" that's worth the price of the record alone! Includes the classic "Down & Out in New York City", plus "Blind Man Can See It", "Sportin' Life", "The Boss", "Dirty Harri", and "Chase". © 1996-2014, Dusty Groove, Inc.


text:
The AD8603/AD8607/AD8609 are single/dual/quad micro-power rail-to-rail input and output amplifiers, respectively, that feature very low offset voltage as well as low input voltage and current noise.
These amplifiers use a patented trimming technique that achieves superior precision without laser trimming. The parts are fully specified to operate from 1.8 V to 5.0 V single supply or from ±0.9 V to ±2.5 V dual supply. The combination of low offsets, low noise, very low input bias currents, and low power consumption makes the AD8603/AD8607/AD8609 especially useful in portable and loop-powered instrumentation.
The ability to swing rail to rail at both the input and output enables designers to buffer CMOS ADCs, DACs, ASICs, and other wide output swing devices in low power, single-supply systems.
The AD8603 is available in a tiny 5-lead TSOT package. The AD8607 is available in 8-lead MSOP and 8-lead SOIC packages. The AD8609 is available in 14-lead TSSOP and 14-lead SOIC packages.Applications
|Content Type
|File Type
|AD8603/AD8607/AD8609: Precision Micropower Low Noise CMOS Rail-to-Rail Input/Output Operational Amplifiers Data Sheet (Rev C, 06/2008) (pdf, 451 kB)
|Data Sheets
|AN-692: Universal Precision Op Amp Evaluation Board (pdf, 621 kB)
|Application Notes
|AN-649: Using the Analog Devices Active Filter Design Tool (pdf, 5301 kB)
|Application Notes
ICs for Programmable Logic Control and Distributed Control Systems
(pdf, 976 kB)
Analog Devices leadership in industrial IC technology, with the development of the iCMOS™ and iPolar™ processes, has uniquely defined high voltage and low voltage integration to deliver smaller, higher performance, and more cost effective ICs for industrial systems.
|RAQs index
|Rarely Asked Questions
|Glossary of EE Terms
|Content Type
|File Type
|AD8607 SPICE Macro Model
|SPICE Models
Symbols and Footprints— Analog Devices offers Symbols & Footprints which are compatible with a large set of today's CAD systems for broader and easier support.
The USA list pricing shown is for BUDGETARY USE ONLY, shown in United States dollars (FOB USA per unit for the stated volume), and is subject to change. International prices may differ due to local duties, taxes, fees and exchange rates. For volume-specific price or delivery quotes, please contact your local Analog Devices, Inc. sales office or authorized distributor. Pricing displayed for Evaluation Boards and Kits is based on 1-piece pricing.


text:
$43.4 billion? Where's the crisis?
In Q3
Need time to reach full potential
Will be in Game Informer December Issue
New Forza title to also be getting monthly car packs
$200 NeoGeo X to arrive in December
Says Universal Music won't like it one bit
Looking to fine tune this early build before release
The title finally gets dated for release
4G LTE version coming July 31st?


text:
Super Mica Jacket (Men's) New
In Stock Product Number: 28930
Can the hyper-classic, ultralight and award-winning Super Mica Jacket get any better? We think, yes. The big brother to the wildly popular Mica Jacket, the Super Mica is now updated with our state-of-the-art 2.5-layer NanoPro MemBrain fabric. Supercharged with increased breathability, this jacket is stacked with a multitude of pro features like Dura-Lite zonal reinforcements and PitZips. Stuff the whole kit into less than nine ounces – go anywhere, do anything, be comfortable.
- Marmot NanoPro Membrain Waterproof/Breathable Fabric
- 100% Seam Taped
- Gale Force Hood with Laminated Moldable Brim
- PitZips with Water Resistant Zippers
- Pack Pockets with Water-resistant Zippers
- Duralite Zonal Reinforcements
- Asymmetric Cuffs with Velcro Adjustment
- Elastic Draw Cord Hem
- Angel-Wing Movement
- NanoPro MemBrain 100% Nylon Mini Ripstop 2.5 oz/ yd
Gender: Men's
Material: NanoPro MemBrain 100% Nylon Mini Ripstop
Season: S14
Vendor ProductId: 40050
Review ProductId: 28930


text:
Let's Watch Tenchi Universe! Episode 4 [Review]
- Feb 4, 2013 | No Responses
by Joe Locastro | Assistant Editor We're back with some Tenchi Universe after…
Let's Watch: Tenchi Universe Episode 2 [Review]
- Jan 11, 2013 | One Response
by Joe Locastro | Assistant Editor -Tenchi Universe Episode 2 is…
Let's Watch: Tenchi Universe! Episode 1 [Review]
- Jan 9, 2013 | No Responses
Let's Watch: Tenchi Universe! Join Joe as he Touts through the show!
Recent Anime News
US Premiere of Japanese UNFORGIVEN to open LA EigaFest 2013 [Press Release]
Ken Watanabe remake of Clint Eastwood classic to be introduced to American Audience at Hollywood's premiere Japanese film festival.
New Anime '9DKP' Kickstarter Promises Cat VS Zombie Action
Erick Scarecrow of collectible figure company ESC-Toy Ltd. and Japanese animation production studio Asahi Productions (Fairy Tail, Attack on Titan) have joined forces to (hopefully) bring to life new original anime 9DKP: Cats vs. Zombies through a Kickstarter campaign.
Anohana the Movie: The Flower We Saw That Day Coming to Theaters in the U.S. [Press Release]
Aniplex of America has announced their plans of bringing the heart-warming tale of anohana the Movie: The Flower We Saw That Day to U.S. theaters next January.
Aniplex's Blue Exorcist TV Series to Debut on TOONAMI Starting March 2014 [Press Release]
Blue Exorcist will be making its U.S. network television debut on Adult Swim's TOONAMI in March 2014.
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Summer 2013 Line-Up: 'Fate/kaleid liner Prisma Illya' Ep. 4 [Anime Review]
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Summer 2013 Line-Up: 'Fate/kaleid liner Prisma Illya' Ep. 3 [Anime Review]
And now we enter some slice of life!


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January 2015
Jan 2 FriCrash the CUNA GAC Application Deadline
Jan 2 all-day
The Credit Union League of Connecticut is partnering with the Cooperative Trust and Credit Union National Association to bring a Connecticut Young Professional to the 2015 CUNA Governmental Affairs Conference as part of the Crash the GAC program.
Applications are due by January 2, 2015!
The goal is to bring one Crasher from every state and the District of Columbia, totaling 51 Crashers! If selected CUNA will cover your registration cost and CULCT will cover your hotel and transportation up-to $2,000.
Learn more about Crash the GAC | Apply to be a 2015 Crasher
Jan 23 Fri


text:
Weekly Seeds is a weekly email summary of our popular resource for lectionary-based Bible study. It includes next Sunday's Bible reading, a brief meditation, and reflections from ancient or contemporary sources. Each email links to the full version, which you'll also find linked further down this page. Click the "Signup" button below to subscribe when the form is complete.
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Rev. Kathryn Matthews HueyDean of the Amistad Chapel700 Prospect Ave.Cleveland,Ohio email@example.com


text:
Nas & Ms. Lauryn Hill
About Nas:
If hip hop should die before I wake/ I'll put an extended clip inside of my AK/ Roll to every station, murder the DJ/Roll up to every station, murder the DJ…
---Nas, "Hip Hop is Dead"
In recent years, critics, fans and artists alike have lamented the turning tide in hip hop. It is commercially successful, it is the voice of a generation and it is the world's music—all positive things. But, despite its diverse audience, it often seems like the artists themselves are not as diverse. How often have we read this bio: said emcee was raised in the projects, hustled drugs to make ends meet, got shot, learned his life lesson and pursued music as an alternative? How many times can we hear about rim size, candy paint, big booties and pushing weight? How many more rap videos will be shot around a pool filled with half-naked women? Hip hop can make you dance, yes. But can it make you think? What happened to the days when rappers had distinctly different personalities and styles? Has hip hop just become a parody of itself?
These are the kinds of questions up for debate on the Nas' newest album Hip Hop is Dead. And who better to stir up debate than the man most consider one of the top five emcees in the history of the game? From his brilliant 1994 debut Illmatic, to his mainstream success with It Was Written, to anthems like "Hate Me Now" and "One Mic" and his venomous lyricism on "Ether," Nas' ability to tell stories, educate, make you dance—and make you look—is the stuff of rap legend.
And while Nas might enjoy the finer things in life like all of us, he's not afraid to tackle subjects like self-empowerment, love, the importance of education and being aware of world issues. Musically, he'll get down and dirty with DJ Premier, ride an R&B beat with Trackmasters or bridge the gap jazz-style with his pops Olu Dara. It is this artistic diversity that Nas hopes will influence the next generation of emcees. "There's so many cocaine dealing rappers and so-called selling drug niggas," Nas says, exasperatedly, "I'm like where ya'll selling this at? People don't know there's so much more you can talk about."
Enter Hip Hop is Dead. The seventh studio album for the kid, it is a chance for Nas to expound on the state of his beloved hip hop. The searing title track, produced by Will.i.Am, sets up Nas' worst nightmare—that hip hop is erased from the earth. It is an indictment and warning to all the labels and fans and DJs who are complacent and not challenging the art form. Without being preachy or jaded, Nas also takes a trip down Memory Lane to reminisce about his love for hip hop in "Can't Forget About You", a jazz inspired track from Will.i.Am. Nas says the song, which features a touch of the classic "Unforgettable" by Nat King Cole, inspired him because of its evergreen relevance. "People who are 70, 80 years old know it and people who are 7 years old can get to know it, so it was just right up my alley. It was one of those stellar moments."
Nas also hooked up with a number of West Coast pioneers. For "QB OG", Nas reunited with his Firm biz partner, Dr. Dre and is joined on the track by the latest West Coast phenom, The Game. Bigging up both Queens and Compton, Nas and Game's voices meld so perfectly, you'd think they'd been rhyming together for years. "Play on Player" finds Nas relaxing Cali style alongside Snoop on a melodic track by Scott Storch. "I wanted to do stuff like a record with Snoop, bridge that gap with East Coast and West like on such a level you know? I wanted to do the things that I did on this record just to do something different from my last record, stuff I've never done and stuff I wanted to do."
One of the most anticipated and talked about tracks on the album is "Black Republican," the first ever collabo with Nas' former rival Jay-Z. Produced by one of Nas' longtime beatmasters, L.E.S., the track is anthemic, authoritative and everything fans have hoped to hear. About the union, Nas says with a smile, "This is Ali and Frazier, this is Ali and Foreman, this is Ali and Ali, you know?"
With Hip Hop is Dead, Nas has once again challenged the sonic norms, experimented with an eclectic group of producers and collaborated with artists that he's never worked with before. He plays the "black militant" on "Black Republican" the nostalgic sage on "Can't Forget About You" and the inspirational teacher on Kanye West's track, "Let There be Light," and still gets down with "Brazilian dimes" on Hip Hop is Dead. Some might say he's unfocused, but in reality, he's showing us just how diverse rap can be.
And that hip hop is still very much alive. - islanddefjam.com
About Ms. Lauryn Hill:
Fugees' female third ruled the R&B and pop worlds in 1999, and in a flash, by her choice, she was gone.
Call Lauryn Hill the mother of hip-hop invention; with her 1998 solo debut The Miseducation of Lauryn Hill, the Fugees' most vocal member not only established herself as creative force on her own, but also broke new ground by successfully integrating rap, soul, reggae, and R&B into her own sound. Raised in South Orange, NJ, Hill spent her youth listening her parents' multi-genre, multi-generational record collection.
She began singing at an early age, and was soon snagging minor roles on television (As the World Turns) and in film (Sister Act II: Back in the Habit). Her on-again, off-again stint in the Fugees began at the age of 13, but was often interrupted by both the acting gigs and her enrollment at Columbia University.
After developing a following in the tri-state area, the group's first release -- the much-hyped but uneven Blunted on Reality -- bombed, almost causing a breakup. But with the multi-platinum The Score, the Fugees (and especially the camera-friendly Hill) achieved international success, though some pundits took shots at their penchant for cover songs.
That criticism made Miseducation even more of a surprise. Hill wrote, arranged, or produced just about every track on the album, which is steeped in her old-school background, both musically (the Motown-esque singalong of "Doo Wop (That Thing)") and lyrically (the nostalgic "Every Ghetto, Every City").
As Miseducation began a long reign on the charts through most of the fall and winter of 1998 -- initially thanks to heavy buzz and overwhelming radio support for "Doo Wop (That Thing)" -- Hill became a national media icon, as magazines ranging from Time to Esquire to Teen People vied to put her on the cover. By the end of the year, as the album topped virtually every major music critic's best-of list, she was being credited for helping fully assimilate hip-hop into mainstream music.
(Such an analysis, however, is lightweight at best: Hip-hop had been a huge force on the sales and radio fronts for most of the decade, and rappers Jay-Z, DMX, and Outkast had dropped similarly lauded LPs prior to or just after Miseducation's release, adding to the genre's dominant sales for the year). The momentum finally culminated at the February 1999 Grammy awards, during which Hill took home five trophies from her 11 nominations, including Album of the Year, Best New Artist, Best Female R&B Vocal Performance, Best R&B Song, and Best R&B Album; the most ever for a woman.
Shortly after, she launched a highly praised national tour with Atlanta rappers Outkast. Hill also faced a lawsuit from two musicians who claim they were denied full credit for their work on the album.
In an interesting twist, Hill's album proved to be such a commercial and critical success that it shed doubt on the Fugees' future. Their in-fighting became common knowledge, and matters were complicated when many fans interpreted Miseducation's various anti-stardom rants as a public dissing of co-Fugee Wyclef Jean.
She did continue shaping her solo career. The double-disc MTV Unplugged No.
2.0 appeared in spring 2002, showcasing a deeply personal performance from Hill. ~ Brian Raftery.
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Modern Marvels Worlds Strongest III DVD
Sale Price: $19.99
To Order by Phone Call 1-800-933-6249
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This program's CLE-credit eligibility varies by state. Bloomberg BNA is an accredited provider in the states of New York*, California, Pennsylvania, Texas and Virginia, and most other jurisdictions grant CLE credit on a per-program basis. At this time, Bloomberg BNA does not apply directly to the states of Florida, Rhode Island, Montana, Delaware and Hawaii although credit is usually available for attorneys who wish to apply individually. Additionally, the following states currently do not grant credit for Bloomberg BNA OnDemand programming: Arkansas, Ohio, Nebraska and Delaware. All requests are subject to approval once the live webinar has taken place or the customer has viewed the OnDemand version. Please allow up to four to eight weeks for CLE processing. Contact the Bloomberg BNA accreditations desk if you have specific questions that have not been addressed.*Bloomberg BNA is an accredited provider in New York for experienced attorneys only.Hardship PolicyFor information regarding Bloomberg BNA's Hardship Policy, please visit the Continuing Education Information page.QuestionsIndividual programs, subjects, and formats may not receive credit in some states and there may be specific rules regarding who may earn credit or the maximum number of credit hours that may be earned with specific formats. For specific questions, contact your state MCLE regulatory entity for specific questions about your MCLE rules or visit the American Bar Association's website for general information on accreditation.If you have further questions regarding a specific state or how to file for CE credit, please contact Bloomberg BNA customer service at 800-372-1033 and ask to speak to the CLE Accreditation Coordinator or send an email to firstname.lastname@example.com.


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Writer / PhD / Maker of Internet
My name is Annie, and I'm all of those things. In 2011, I completed a PhD at the University of Texas, where I wrote my dissertation on the history of the gossip industry. I spent several years teaching - at a hippy progressive school; at a liberal arts college - while side-hustling writing online. In 2014, I made that side-hustle my main-hustle, and now I write long things for BuzzFeed.
My first book, Scandals of Classic Hollywood comes out September 30th from Plume/Penguin Press. Based on my column for The Hairpin, only with 98.7% all-new scandal.
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text: DIGITAL TREASURES : Item Viewer home : browse : advanced search : preferences : my favorites : about : help add to favorites : reference url back to results : previous : next Factory Workers at Bridges & Co. Boot shop, Hopkinton 1876 TitleFactory Workers at Bridges & Co. Boot shop, Hopkinton 1876 Full Size Imagehttp://dlib.cwmars.org/cdm4/images/full_size/Hopkinton/56.jpg SubjectD.T. Bridges & Co. (Hopkinton, Mass.); Shoe industry-Massachusetts-Hopkinton; Historic buildings-Massachusetts-Hopkinton DescriptionFactory workers lean from windows and pose from outside of D.T. Bridges boot factory on Main Street in Hopkinton MA. ca 1876. Dozens can be seen outside; most wear work aprons, many wear hats. Note women sitting on sill of second floor right hand window, also a worker dangles a boot from third-story window on far left. The building is a five-story clapboard sided structure, directly to the left is the original Town Hall. View is of the southern side. This building was destroyed in a fire of April 1882, the building which replaced this one then burned in 1900. Bridges & Co. employed hundred of workers in the boot manufactory. PublisherC/WMARS http://www.cwmars.org Date1876 Typeimage Formatimage/jpg Identifiercloset box 11, file #11 Source4x6 inch photograph printed by William Robinson from plate glass negative in 1970's Languageen-US RelationFrom The Hopkinton Public Library Treasure Room Coverage42.24 N 71.49 W RightsPlease request permission in advance to use image by contacting Rownak Hussain at firstname.lastname@example.com add to favorites : reference url back to results : previous : next powered by CONTENTdm ® | Contact: June Stokoe ~ Digital Initiatives ~ C/W MARS ^ to top ^


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Use our interactive map and directory
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XSe is now part of Mentor Graphics
Mentor Graphics announces the acquisition of XS Embedded GmbH (XSe), a technology leader in the creation of automotive system architectures and hardware reference platforms.
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Buying Facebook stock: Tips & advice
Published On: May 15 2012 08:37:12 AM PDT Updated On: May 22 2012 07:25:13 AM PDT
Find out the right and wrong ways to buy stock in Facebook.
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A Public Bath in Shiraz
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A public bath in Shiraz. Pictures taken in June 2006.
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Daniel Ricciardo has weighed in on the tyre degradation debate, saying it is so bad that cars are shooting up "rubber pellets".
Pirelli changed their compounds ahead of this season with the aim of creating more degradation and spicing up the show.
However, in the cold temperatures experienced so far in pre-season testing, the degradation has proven to be severe.
"They're providing a challenge, definitely," Ricciardo told ESPNF1.
"It's still obviously early days and conditions are very cool - we probably won't come across many of these conditions during the racing calendar - but they're challenging at the moment.
"I'm not sure if they're doing what they thought they would or what they were expecting, but some of the working ranges for the tyres have changed this year - I think they all have actually - and maybe we're just not reaching the working range to really see what they tyre's supposed to do.
"It's still early, but let's say for example today was quite a challenge because there were quite a bit of marbles and stuff as well. Particularly some guys on long runs that I came behind it's like they're shooting rubber pellets at me!"
The Toro Rosso driver, though, says there is no point in getting upset about the situation as he expects it will improve come the Australian GP.
"I think it's important now to just not get frustrated or definitely not be negative about anything because I think once racing starts it's going to be a different story.
"It doesn't hurt to be quick here; I would like to be P1 but it's not really the aim.
"It's gone quick, it feels like testing hasn't really started as soon as it's finished but I'm happy to go racing and I'm sure that once we're in Melbourne we're going to be more than ready to attack and hopefully start the season on a high."


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Hollywood's top bachelorettes
POSTED: 01:52 PM PST Jan 30, 2013 UPDATED: 07:21 AM PST Jan 29, 2014
Take a look at some of Hollywood's biggest female stars who are waiting for someone to put a wedding ring on their finger.
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|The Independent Can't Be Beat Spade T-Shirt features a small graphic screen print at the left chest side with a large graphic print at the backside and a regular style fit. 100% Cotton


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Book your room at Hampton Inn Hallandale Beach Aventura
Standard Room, 1 King Bed with SofabedMax Occupancy: 5 guests (up to 4 children, 4 infants)
Standard Room, 2 Double Beds, Non SmokingMax Occupancy: 4 guests (up to 3 children, 3 infants)
Standard Room, 2 Queen BedsMax Occupancy: 5 guests (up to 4 children, 4 infants)
Standard Room, 1 King Bed, Non SmokingMax Occupancy: 2 guests (up to 1 child, 1 infant)
Family-friendly hotel with an outdoor pool, in Hallandale Beach (South Fort Lauderdale)
With a stay at Hampton Inn Hallandale Beach Aventura, you'll be centrally located in Hallandale Beach, walking distance from Gulfstream Park Racing and Casino and close to Promenade Shops.
This family-friendly hotel is within close proximity of Aventura Mall and Hollywood Greyhound Park.
Make yourself at home in one of the 151 air-conditioned rooms featuring refrigerators and microwaves. Flat-screen televisions with cable programming provide entertainment, while complimentary wireless Internet access keeps you connected. Private bathrooms with bathtubs or showers feature complimentary toiletries and hair dryers. Conveniences include desks and complimentary newspapers, as well as phones with free local calls.
Don't miss out on recreational opportunities including an outdoor pool and a fitness center.
You can enjoy a meal at a restaurant serving the guests of Hampton Inn Hallandale Beach Aventura, or find a snack in a coffee shop/café.
Featured amenities include a business center, a computer station, and express check-in. Planning an event in Hallandale Beach? This hotel has facilities measuring 650 square feet (59 square meters), including a meeting room. Free self parking is available onsite.Information missing or incorrect? Tell us!
At your hotel
At your hotel
Hampton Inn Hallandale Beach Aventura features an outdoor pool and a fitness center. The hotel offers a restaurant and a coffee shop/café. Guests can enjoy a complimentary breakfast.
Business-related amenities consist of a business center and a meeting room. Event facilities measure 650 square feet (59 square meters). This family-friendly hotel also offers multilingual staff, complimentary newspapers in the lobby, and laundry facilities. Onsite self parking is complimentary.
Hampton Inn Hallandale Beach Aventura has designated areas for smoking.
- Outdoor pool
- Complimentary newspapers in lobby
- Fitness facilities
- Coffee shop or café
- Multilingual staff
- Total number of rooms - 151
- 24-hour front desk
- Express check-out
- Number of floors - 8
- Dry cleaning/laundry service
- Television in lobby
- Free breakfast
- Elevator/lift
- Computer station
- Luggage storage
- One meeting room
- Business center
- Designated smoking areas
- Express check-in
- Restaurant
- ATM/banking
- Laundry facilities
- Free self parking
- Year Built 2006
- Conference space size (feet) - 650
- Conference space size (meters) - 59
- Number of buildings/towers - 1
Stay connected
Available in all rooms: Free Wi-Fi
Park your car
Free self parking
In your room
- Premium TV channels
- Pay movies
- Climate control
- Air conditioning
- Phone
- Free local calls
- Refrigerator
- Coffee/tea maker
- Microwave
- Private bathroom
- Complimentary toiletries
- Hair dryer
- Bathtub or shower
- Cable TV service
- Iron/ironing board
- Daily housekeeping
- Desk
- Rollaway/extra beds available
- Cribs/infant beds available
- Flat-panel TV
- Free Wi-Fi
- Blackout drapes/curtains
- Complimentary newspaper
Eat and drink
Guests are offered a complimentary hot/cold buffet breakfast.
Hampton Inn Hallandale Beach Aventura has a restaurant on site.
Recreational amenities at the hotel include an outdoor pool and a fitness center.
The recreational activities listed below are available either on site or nearby; fees may apply.
- Golfing nearby
- Personal motorized watercraft on site
To make requests for specific accessibility needs, complete the "Special or Accessibility Requests" section of "Trip Preferences" when you book your hotel.
- In-room accessibility
- Roll-in shower
The fine print for Hampton Inn Hallandale Beach Aventura
When you arrive
Check-in time starts at 3 PM
Special check-in instructions:
Parcel deliveries must include the name on the reservation. Parcels received more than 3 days prior to guest arrival, and COD packages, will not be accepted. The hotel cannot be held responsible for lost or damaged goods. For more details, please contact the office using the information on the reservation confirmation received after booking.
When you leave
Check-out time is 11 AM
How you can pay
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
We should mention
Children 18 years old and younger stay free when occupying the parent or guardian's room, using existing bedding.


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- WonderUnder or HeatNBond - enough to trace 5 hearts
- Scraps of fabric for the hearts
- Background fabric in the size you desire
- Needle and DMC floss for the 'string'
- Batting to stuff the pillow
- Backing fabric in the same size as your background fabric for the back of your pillow
Wednesday, January 18, 2012
Valentine Throw Pillow Tutorial
46 comments:
- Lucy @ Charm About You said...
This is so pretty Amy! Thanks for the great tutorial. The hearts are so cute !
- January 18, 2012 at 6:48 AM
- Pat said...
What a sweet design! Thanks for the tutorial!
- January 18, 2012 at 6:56 AM
- Anita said...
How lovely...very sweet tutorial!
- January 18, 2012 at 6:59 AM
- Annabella said...
So cute - may have to make one! Thanks for the tutorial.
- January 18, 2012 at 7:10 AM
- notes of sincerity said...
I fell in love with this tutorial the very first time I saw it! I need to make it this year!! :o) Will let you know when I do. :o)
Can you tell me what the name of the red fabric is, with the little postage stamps on it? Too cute.
love ya, Trish
- January 18, 2012 at 8:09 AM
- ~Damita's Pretty Wrap~ said...
Great pillow!! It's so cute and festive!! Have a wonderful day!
- January 18, 2012 at 8:25 AM
- Gaertegang said...
super cute! thx for sharing it again!
- January 18, 2012 at 8:56 AM
- Melissa @ Happy Quilting said...
I love this pillow Amy!!! So adorable!!!
- January 18, 2012 at 9:04 AM
- Ann-Marie said...
adorable pillow Amy!!!
- January 18, 2012 at 9:19 AM
- Minnie said...
This is so simple but it looks adorable, I'm going to make a few of them in different colours/patterns, thank you! x
- January 18, 2012 at 9:41 AM
- Kati said...
I really love it! It's so simple yet looks pretty. Nice job! :)
- January 18, 2012 at 10:01 AM
- Kate @SwimBikeQuilt said...
I just found your tutorial last week. I was looking for something simple and classic and this was perfect!
- January 18, 2012 at 10:02 AM
- Claire Jain said...
That is super adorable! And what a great gift for someone, too.
- January 18, 2012 at 10:32 AM
- janae king designs said...
Thank you for sharing the heart pillow...i love it and look forward to making one.
- January 18, 2012 at 10:32 AM
- luciethehappyquilter said...
I love your pillow. Thanks for sharing the tutorial.
- January 18, 2012 at 10:43 AM
- Kazz said...
this is sooo cute!! I love it!!
- January 18, 2012 at 12:47 PM
- Sharon said...
That is so pretty, Amy! Thank you for the tutorial. :)
- January 18, 2012 at 1:19 PM
- Natalia Bonner said...
I love your pillow!
- January 18, 2012 at 1:24 PM
- Quiltstory said...
That is so cute!!! Love it! :)
- January 18, 2012 at 2:10 PM
- {northern cottage} said...
ohhh that is just DARLING! thanks for the great tut!
- January 18, 2012 at 3:11 PM
- **nicke... said...
cute! cute! cute!
- January 18, 2012 at 3:43 PM
- Barb said...
Absolutely adorable!!
- January 18, 2012 at 4:32 PM
- Kari said...
cutest Vday pillow ever!! Thanks again Amy for sharing it with my readers!
- January 18, 2012 at 7:22 PM
- Jodi said...
Oh these pillows are precious! Very, very cute!! Thanks for the tutorial.
- January 18, 2012 at 9:53 PM
- Amber said...
so cute amy. i love it. it's darling.
- January 18, 2012 at 10:30 PM
- Sherry said...
So cute! Thanks for sharing.
- January 18, 2012 at 10:56 PM
- szyju szyju... said...
I love your pillow :D
- January 19, 2012 at 5:27 AM
- Jen Conlon said...
Great tutorial! You've been featured on the Quality Sewing Tutorials blog.
We hand select only the best free tutorials and patterns for home sewers.
- January 19, 2012 at 7:35 AM
- Deb @ Paper Turtle said...
This is adorable! I'm totally inspired... :o)
- January 19, 2012 at 1:21 PM
- Jerri Rivers said...
Your pillow is so adorable! I found you on pinterest, and I'm featuring your pillow as my pinterest pick for my Friday Favorites event this week!
- January 19, 2012 at 2:42 PM
- Ramona said...
This is just darling!
- January 19, 2012 at 6:48 PM
- Letterpress said...
In my blog reading tonight I'm seeing quite a few Valentine's Day projects, and this is one of the best. I am so glad you posted it, as I can't sew for too long right now (recovering from surgery) but can still do hand work and stand. I needed a pillow for our bed for Valentine's Day--thanks for this great post!
Elizabeth E.
- January 19, 2012 at 8:35 PM
- Michele said...
Very cute. My Sunshine is loving pillows right now but I'm thinking she'd prefer ones featuring Minnie Mouse or the Princesses.
- January 20, 2012 at 7:00 AM
- LittleLucyGoosey said...
Amy, you always have the cutest tutes! Thanks for this one, I will definitely be making one (or two)! :)
- January 20, 2012 at 7:36 AM
- Kristen said...
Very sweet and happy pillow! One day I will enjoy expressing the holiday in pillows, the kids will only beat the crap out of them now. I will pocket this tut!
- January 20, 2012 at 5:37 PM
- Septiembre said...
Thank you very much Amy.
A very simple, very nice, I liked a lot.
I've been following your tutorial very much like a cushion.
- January 21, 2012 at 5:16 AM
- Janna said...
I made one today! Turned out so cute. Thanks for the tutorial :)
- January 21, 2012 at 5:16 PM
- Little Texas Cuties Boutique said...
I love love love this pillow! Going to have go add this to my to do list.
- January 22, 2012 at 3:34 PM
- DeAnna said...
I made one today and I am doing something wrong! The Heat n Bond!! I adhered the hnb to the heart but I cannot figure out how to adhere it to the background fabric. I am sure it is a simple fix but I am fabric challenged! What am I doing wrong?? I sewed it on then put it through the wash and it messed the hearts up! I have to start over!
- January 28, 2012 at 6:20 PM
- amy smart said...
Hi Deanna - I don't have a return email address for you, so hoping you will see this reply here.
Did you peel the paper backing off the heat n bond before you ironed them to the backing? That's the only thing I can think of. Let me know if that is not the problem.
Hang in there!
- January 28, 2012 at 10:54 PM
- Nanette Merrill said...
Really sweet. What a delightful project.
- January 31, 2012 at 9:11 AM
- Waseem said...
simple and easy to do tutorial...you make it easy to follow.
gift pakistan
Hank Hendricks has been a student at the University of New Hampshire- Whittmore School of Business and Economics.
At the university he was a very active participant in the student researcher group.
- June 27, 2012 at 6:41 AM
- Jennifer Dawn Oliver Shelton said...
Love this. As the sewing contributor for Making the World Cuter, I'm featuring this in a Valentine's Day Roundup posting soon. :) http://makingtheworldcuter.com/ Hopefully it will bring lots of traffic your way.
- January 15, 2013 at 6:12 PM
- Gnomemade said...
Just made on for this Valentine's Day! Thanks for the tutorial.
- February 10, 2013 at 7:24 PM
- YOLANDA said...
Thank you very much Amy.
So So cute!, very nice, I liked it.
I've been following your blog its very interesting!
- February 19, 2014 at 2:37 AM
- GL Conley said...
This is a very nice and informative tutorial for making this beautiful pillow. My grandma made quillows and I thought would try one this summer. So I handmade this quillow.
- August 22, 2014 at 4:01 AM


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Place around upper arms or legs for support with flexible resistance so that muscles stay actively engaged in poses.
Spot clean.
Machine wash cold when necessary. Wash deeper colors separately– dyes may bleed, because we use dyes that are heavy metal/azo/lead free and much better for the planet. Deeper colors may require multiple washings to remove excess dye.
Machine or hang dry.


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About Comme Des GarconsThe often avant-garde and always influential label was created by Kawakubo in Tokyo in 1969 before heading to Paris in 1981 where it garnered both acclaim and controversy with a debut collection of distressed and deconstructed pieces. The modern Comme des G... View More.
SHIPPING & RETURNS We offer free 2 day shipping on all other US orders. For international orders, we offer free express shipping (3-6 days) on all orders. We do not deduct any shipping or pickup charges from your refund. More info
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Petite Double Breasted Stretch Linen Cotton Blazer
Petite Double Breasted Stretch Linen Cotton Blazer
$59 .88
 In an effortlessly polished linen/cotton blend, it wouldn't be a stretch to call this flattering double breasted style the perfect summery piece. Shawl collar. Peak lapel. Double breasted closure with tonal buttons. Flap pockets. Lined. 21 1/2" long.
Style #310674
65% Linen, 34% Cotton, 1% Spandex
Machine Washable