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Atlanta Vacations
Your Atlanta vacation
Atlanta's reputation as a friendly Southern city with world-class attractions is well-deserved thanks to sites like the Fox Theatre, Georgia Aquarium and the MLK Jr. Historic Site. From the Civil War to Civil Rights and the celebration of the 1996 Centennial Olympic Games, Atlanta's attractions bring education and entertainment to all ages. Bring the family to the Georgia Aquarium, and spend the evening ogling lasers and fireworks in Stone Mountain Park.
Whether you take an Atlanta vacation to soak up the Georgia capital's history or to enjoy the spirit of the South, Orbitz has the top 10 Atlanta attractions you won't want to miss.
Atlanta Vacation Packages
1 Crowne Plaza ATLANTA - MIDTOWN
Luxury rooms and panoramic views in the heart of AtlantaA gorgeous hotel located on the edge of midtown and downtown, Melia puts the very best of Atlanta at your fingertips. The first U.S. hotel from the Spanish-based Melia chain offers stunning views of Atlanta's skyline... More
The Hotel ATL in Downtown Atlanta is a 10-story high-rise with 263 guestrooms located in the heart of downtown Atlanta. The Hotel ATL is only two blocks from the Georgia Aquarium and World of Coca-Cola. We are only 5 blocks from the CNN Center, Centennial Olympic Park,... More
3 Atlanta Marriott Northwest at Galleria
Rate includes breakfast
Discover the Atlanta Marriott Northwest at Galleria Hotel near Marietta, Ga. Our Atlanta Hotel is just minutes from some of the areas largest corporations including Allstate, Assurant, Manhattan Associates, Cbeyond, IBM, and GE and only 20 minutes from Hartsfield-Jackson... More
4 Wingate by Wyndham Atlanta Norcross
Atlanta hotel away from the hustle and touristsThe Wingate by Wyndham Atlanta Norcross hotel provides guests with a chance to see Atlanta beyond the tourist areas. It's outside Atlanta's Perimeter freeway, but the easy access to I-285 and I-85 make downtown and points... More
5 BEST WESTERN PLUS Inn at the Peachtrees
Save 15% on your stay
Nestled in the heart of vibrant Atlanta, Georgia, The BEST WESTERN PLUS Inn at the Peachtrees is within walking distance to world-renowned attractions as well as many of Atlanta's Fortune 500 companies, including the World of Coca-Cola® Museum, Georgia Aquarium, the CNN®... More
6 Georgian Terrace Hotel Summit Hotels and Resorts
Southern classic hotel near Atlanta's top attractionsCelebrating 100 years, be part of the history. Georgian Terrace Hotel Summit Hotels and Resorts has been Atlanta's place to be for a century. This hotel hosted the world premiere of Gone with the Wind in 1939... More
7 Omni Hotel at CNN Center
Elegant hotel in the center of Atlanta action This elegant hotel is located in the CNN Center complex, putting it in the middle of Atlanta's action. Connected to the Georgia World Congress Center and Phillips Arena, as well as CNN Headquarters, the Omni Hotel situates... More
8 Days Inn College Park Airport Best Road
Stay 3, Save 20%
The Days Inn Airport Best Road is located conveniently to Hartsfield-Jackson Airport. We are a great place to stay if you need to stay one night or many. We are minutes from the Georgia International Convention Center, and Downtown Atlanta with all its attractions such... More
9 Hyatt Regency Atlanta
Peachtree Street address by top Atlanta tourist attractionsThe Hyatt Regency Atlanta makes a striking impression in every space, from the 22-story atrium lobby to the chic rooms designed with style and modern amenities. Close to Atlanta's top business and tourist... More
10 Wingate by Wyndham Alpharetta
Stay 3, Save 20%
Countryside comfort near championship golf coursesThe Wingate by Wyndham Alpharetta hotel offers big-city amenities with country style. The hotel sits near nine championship golf courses. Elite shopping is nearby and the Georgia 400 Highway offers added... More
Promo Code Terms and Conditions
Book a qualifying 4-night flight + hotel vacation package between January 1, 2014 12:00AM CST and March 31, 2015 11:59PM CST, for $1000 or more for travel between January 1, 2014 and June 30, 2015 via Orbitz and instantly receive $150 off the hotel portion of your booking through the use of the promotion code. Limit one discount per hotel room and one promotion code per booking. Discounts are not redeemable for cash for any reason. Promotion codes cannot be resold. Any attempt at fraud will be prosecuted to the fullest extent of the law. Void where prohibited, taxed or restricted. Orbitz reserves the right to change or limit the promotion in its sole discretion. Promo code not valid for Las Vegas, NV bookings.
Atlanta highlights
Atlanta History Center
Revisit Atlanta's colorful past from the Civil War to Civil Rights and the 1996 Olympics. Located on 33 acres in Buckhead, this history-lovers' magnet also features folk art collection, and a tribute to American golf legend "Bobby" Jones, Jr. Stop by the Centennial Olympic Games Museum, Swan House and Tulle Smith Farm.
World of Coca-Cola
In Atlanta travel, you're often asked what kind of Coke you want -- that's the sway Coca-Cola holds in this town. Learn about the brand's history, and take an inside look at the bottling process. Bring your sweet tooth to the Taste It! Room -- you can sample as many of the 60-plus Coke products from around the world as you want.
Woodruff Arts Center
This Midtown crown jewel includes the Alliance Theatre, High Museum of Art, Young Audiences 14th Street Playhouse, and the Atlanta Symphony Orchestra. Check out the High Museum's permanent collection of Southern self-taught and folk art -- including works by Rev. Howard Finster and Mattie Lou O'Kelley.
Piedmont Park
This 189-acre park, abutting the Midtown and Virginia Highland neighborhoods, is home to beer gardens, bocce courts, an aquatic center and more. But with its abundance of green grass and shady trees, your best experience may be to do nothing at all.
Stone Mountain Park
OK, it's the world's largest piece of exposed granite, but that's just one highlight in this 3,200-acre park. Even with cable car Summit Skyride, a Sky Hike adventure course, 4-D theater and scenic railroad, you've barely scratched the surface. And don't miss the nighttime Lasershow Spectacular -- it's an Atlanta tradition.
Martin Luther King Jr. National Historic Site
Atlanta was central to the Civil Rights Movement in the 1960s, with Dr. Martin Luther King, Jr. its most prominent leader. Learn more about Dr. King's legacy through a self-guided tour of Historic Ebenezer Baptist Church, and a guided tour Dr. King's birth home. Admission is free, and home tours are first-come, first-serve.
Georgia Aquarium
Atlanta is a landlocked city, unless you count the 10 million gallons of water at the Georgia Aquarium, the world's largest. Every part of the aquarium is interactive, from the walk-through shark tunnel to the exhibit housing whale sharks, the largest fish species in the world. (The lines are long, especially on weekends, so buy your tickets in advance.)
Fox Theatre
You haven't really experienced the Fox Theatre until you've stood under its vaulted ceiling aglitter in twinkling lights and Arabian-esque architecture. You can take a daytime tour, but the best way is with a show. The line up ranges from Broadway productions and the Atlanta Ballet to rock concerts and film screenings.
Fernbank Museum of Natural History
Come face to face with the world's largest dinosaurs at Giants of the Mesozoic, a renowned collection of cast fossil replicas. This family-friendly museum features exhibits that appeal to all ages – including Martinis & IMAX on Fridays night from January to November.
Centennial Olympic Park
Walk in the footsteps of Olympians who competed here in the 1996 Summer Olympics. Bring your tykes (and bathing suits) to the Fountain of Rings, an interactive fountain with four free daily shows. Stop by Googie Burger for lunch, then head to the Georgia Aquarium and the World of Coca-Cola nearby.


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NAFEMS World Congress & International SPDM Conference
The 2015 NAFEMS World Congress will be the only independent, global conference that focuses entirely on simulation and its impact on industry and beyond. As the international association dedicated to engineering analysis and simulation, NAFEMS has gained respect as being the independent voice of the CAE community, representing over 1200 member organisations worldwide including prominent software vendors, global manufacturing industry and leading academic institutions.
Two Conferences in One
The Congress will also incorporate the 2nd International Conference on Simulation Process & Data Management. Over the past three years, NAFEMS has held a series of dedicated conferences on the topic of simulation data and process management in both Europe and North America. The popularity of these was such that the 1st International SPDM Conference took place in 2013, and the 2nd run of the conference will run alongside the NAFEMS World Congress in 2015. Bringing together industrial users, technology experts, academics and software vendors alike, this groundbreaking event will allow all those with an interest to take part in the first truly independent, international forum dedicated to SPDM.
Register Today
You can register for both conferences using the details on the right-hand-side of the page. Authors can register for the members price here, which provides a significant discount to members and those presenting at the Congress. Not a NAFEMS members? Join today.
Your registration covers-
Attendance at both the World Congress & SPDM Conference
Invitation to the opening cocktail reception
Access to a number of NAFEMS Accredited Training Courses during the conference
Access to all workshops and tracks in both the World Congress and SPDM Conference
Access to the extensive exhibition areas for both events
Lunches and refreshments over the three days of the event
Attendance at the exclusive Congress Gala Dinner
One set of proceedings, including conference papers on CD, as well as other delegate materials
Purchasing Details
Members Price: £801 | $1250 | €1020
Non-Members Price: £993 | $1550 | €1265
Order Ref: NWC15
Event Type: Congress
Location: San Diego USA
Date: June 21, 2015

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KENTUCKY (3/14/13) – This is your daily update of what has happened on this day in history.
Eli Whitney patented the Cotton Gin 219 years ago today.
Congress authorized war bonds to finance the War of 1812, 201 years ago today.
The second largest snowfall in the history of New York City (21 inches) occurred 125 years ago today.
United States currency went on Gold Standard 113 years ago today.
US President Warren G. Harding became the first President to pay taxes 90 years ago today.
The FBI's "10 Most Wanted Fugitives" program began 63 years ago today.
President John F. Kennedy's body was moved from a temporary grave to a permanent memorial 46 years ago today.
Physicist Albert Einstein was born 134 years ago today.
Famed Author Ernest Hemmingway was married to Mary Welsh 67 years ago today.
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How is Easter celebrated around the world?
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Cities with the highest hotel rates
Published On: Mar 23 2012 03:09:34 PM CDT Updated On: Mar 01 2013 01:00:00 AM CST
Booking your spring break trip? Check out which cities cost the most to stay in first.
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text: Back to Calendar When: May 29, 2012 @ 6:00 pm – 8:00 pm Add to Calendar Add to Google Where: Eugene Maker Space Categories: Maker Faire We will have open hours tonight from 6:00PM to 8:00PM. Feel free to drop by and get some work done while the shop is open. December 28, 2014By adminLeave a comment FacebookshareTwittertweetGoogle+share About the author


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Smocked Magnetic Empire Dress
Wear it with sandals and a breezy attitude. Zag follows zig in summer greens on a scarf-hem dress with an easy fit, double-scooped neckline and smocked waist. In our stretch knit with the lush softness that's so delightful to wear.
- Bra-friendly neckline and double-layered bodice for soft support.
- Gathered skirt flows freely below an elastic smocked empire waist.
- Approximate length 37.5" from shoulder.
- 95% Rayon, 5% Spandex. Machine wash. Imported.
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KINGSTON, N.Y. -- It's been a few months since the November election, but after a recount battle, Cecilia Tkaczyk is starting to make her mark on the 46th Senate District.
Tkaczyk held a ceremonial swear ceremony in Kingston Sunday afternoon so she could meet all of the local leaders within her new district. She said it was a long, hard fought battle, with only a 19 vote advantage over former Assemblyman George Amedore.
"I did it because I didn't want to tell a kindergartner they had to wait a year because we hadn't figured out how we're going to fund public education in her school district. I did it because I wanted someone to fight for the farmers and small business owners who need a little more help to be successful," Tkacyzk said.
Tkacyzk was formally sworn into office on the floor of the State Senate on Wednesday.
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Luella Hoop Earring
Six looped wires, beaded and cubed.
- Metal and synthetic materials.
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Softer and more reathable than cotton. Luxurious, ultralight bikini combines soft, comfortable fabric with pretty lace accents and satin bows.
- Modern fit with less coverage.
- Picot trim at waist.
- Breathable 100% cotton liner.
- Rayon from bamboo knit feels like silk, washes beautifully.
- 95% Rayon from Bamboo, 5% Spandex. Machine wash, warm. Imported.
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Pouch briefs supply more room and support than most low rise briefs available. If you like the look of briefs but don't necessarily want to be aware of them all day long, then pouch briefs are probably right for you. If you're looking for a higher end pair of underwear, Hanro offers many great options for pouch brief designs while Obviously constructs their pouch briefs out of a material that hugs your body and moves with you. We also have a wide selection of pouch briefs from brands like 2xist and C-IN2.


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Hand Acupuncture Chart - Laminated
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Pronounced: or-kee-ek-toe-me
Orchiectomy is a surgery to remove one or both testicles.
Male Genitalia
Copyright © Nucleus Medical Media, Inc.
An orchiectomy may be done to treat:
It can also be a diagnostic procedure to determine if cancer is present when a mass is found during ultrasound.
If you are planning to have an orchiectomy, your doctor will review a list of possible complications, which may include:
Before your procedure, talk to your doctor about ways to manage factors that may increase your risk of complications such as:
Your doctor and anesthesiologist may do the following:
Talk to the doctor about your medicines. You may be asked to stop taking some medicines up to one week before the procedure, like:
Other things to keep in mind before the procedure:
The procedure is done under general or spinal anesthesia. You will be asleep or sedated. Anesthesia will block any pain during the surgery.
You will be prepared for surgery. The genital area will be shaved and sterilized. An IV will be placed in your arm for medicines and fluids.
Once you are asleep, the doctor will make a small incision in the groin area or in the scrotum. The testicle is pulled up from the scrotal sac. The cord that connects the testicle to the scrotum is clamped and sutured. The testicle is removed. Absorbable stitches will be used to close all incision areas.
A prosthetic testicle is sometimes placed into the scrotum. This can be done at the time of the surgery or at a later date.
About one hour per testicle
You will not feel any pain during the procedure. The doctor will give you pain medicine when you wake up.
The staff may provide the following care to make you more comfortable and help your recovery:
You will be able to leave when the anesthesia has worn off and you can walk.
During your stay, the hospital staff will take steps to reduce your chance of infection such as:
There are also steps you can take to reduce your chances of infection such as:
When you return home, do the following to help ensure a smooth recovery:
After arriving home, contact your doctor if any of the following occurs:
In case of an emergency, call for medical help right away.
American Urological Association
Testicular Cancer Resource Center
Canadian Urological Association
Health Canada
Orchiectomy surgery. St. Joseph's Healthcare Hamilton website. Available at:
...(Click grey area to select URL)
Updated August 2009. Accessed August 17, 2010.
Testicular cancer treatments: the inguinal orchiectomy. Testicular Cancer Resource Center website. Available at:
...(Click grey area to select URL)
Updated June 21, 2009. Accessed August 17, 2010.
6/6/2011 DynaMed's Systematic Literature Surveillance
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Mills E, Eyawo O, Lockhart I, Kelly S, Wu P, Ebbert JO. Smoking cessation reduces postoperative complications: a systematic review and meta-analysis. Am J Med. 2011;124(2):144-154.e8.
Last reviewed September 2012 by Adrienne Carmack, MD
Last Updated: 1/27/2014


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Oriental Bloom Lucy Top
An ode to the Orient with Asian-inspired blooms on a silky tunic.
- Split hem.
- Length: 28" to 29".
- 100% polyester.
- Machine wash. Imported.
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401 South New York Road, Galloway, New Jersey 08205 USA
Directions | About Us | Contact Us
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Situated in the charming seaside town of Galloway, the historic Stockton Seaview is the only golf and spa resort on the New Jersey Shore. Our resort is perfect for all types of getaways — just minutes from Atlantic City International Airport, and eight miles from Atlantic City itself. Stockton Seaview offers guests an idyllic resort vacation, world-class golf, and some of the best spa experiences on the East Coast.
Exceptional cuisine, unsurpassed service, and inspiring indoor and outdoor settings- this is just the beginning of any celebration at Seaview. From formal sit down dinners catered to perfection to casual Holiday parties, Seaview customizes all the essentials into a gracious and ultra-personalized experience in fine hospitality.
Looking for that perfect holiday gift? A gift certificate to Stockton Seaview Hotel and Golf Club is a great way to say thank you, to celebrate a wedding, a birthday or any special occasion.
Home of the LPGA Shoprite Classic
Check in Time 4:00pm . Check Out Time 11:00am


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Hotel Anti Terrorist Bomb Proof Solutions
Blast Proof and Fire Solutions have both the expertise and technology to offer Hoteliers and Lodge Franchisers / Franchisee's , a programme of full Project Specific, Risk Assessment, Planning, Management, and Implementation of Counter Terrorist measures, ENHANCING THE SAFETY OF CLIENTS, both OVERT and COVERT, and to provide an example we offer below...
Marriot Hotel Islamabad
The case studys demonstrate Integrated Passive Anti Terrorist Protocols demonstrating the remarkable portfolio of products available from our principals ' Safety Dynamics ' and ' Portendo ', which fully compliment our core business.
Disaster at Marriott Hotel Islamabad.zip
Please press the play button to view the video.
Our detail enhanced protection solution after 3 attacks on the MARRIOTT HOTEL in Islamabad, which saw serious loss of life, was to conduct, a thorough Risk / THREAT assessment, including a full external survey, and add extra significant protection, by implementing the following;-
1) On the Highway outside the hotel, create approach ' Crawler Lanes ' for clients arrival and exit, this being achieved, by reducing the width of the Central Reservation, instituting Electronic ' Smart Surveillance 'Technology', additionally providing Sanitised Entry / Exit Checkpoints.
2) Apply the same disciplines for the Hotel's supplier entry / exit Protocols, again, utilising Smart Electronic surveillance.
3) Introduce a triple sandwich Blast Compound Wall, comprising HEAVY GRADE STEEL CASETTES, with a concrete re-inforced core, to defeat perceived severe Threat Levels..additionally an Inner similar discipline in the courtyard area, that denies CLEAR LINE OF ATTACK, to a hardened, but Aesthetically pleasing Hotel entrance, and hardened facade...ALL BOMB BLAST AND FIRE RESISTANT to BS 476 PART 22 1987
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Marussia and Caterham completed the running order in Malaysia while Force India failed to reach the chequered flag...
Jules Bianchi: "Obviously I'm delighted to finish 13th today, after 15th in my first race last weekend. I hope this is a trend we can continue! It was not an easy day though as we made life more difficult with a not so good start and opening lap and this really hurt the first part of my race. The lap time was really coming towards the end of the first stint but I was stuck behind the Caterham and unable to do much with it. After 18 laps or so I was able to get back into position and from then on I was very happy with my progress. It was nice to have held off Maldonado and to maintain the gap for so long. This shows we have the car to fight with them in the future. There are some things to learn from and improve after today and the weekend generally, but we have also made more progress already since Melbourne and we need to keep pushing. My thanks to the Team for a lot of hard work and more to come between now and China."
Max Chilton: "I'm slightly disappointed with today because it seemed so many things were against us. First, the start didn't work well and I lost a lot of time on the opening lap. That setback and being stuck behind the Caterhams really defined my race, which is tough to take because you know instinctively that the blue flag period is going to come much sooner in the race. The car performance is there and so is my pace, but there's some work to do to bring all of that together and maximise every part of the race, including how we manage the blue flag phase. I'm sure that focus will ensure we can come back stronger in China. A good job by the Team this weekend as it has not been an easy time."
Charles Pic: "Off the line I had a great start and was up with Giedo for the first few laps while the track was wet enough for the inters. The team called me in to change onto the medium tyres for the first stint in the dry but as I was coming in to the box I saw Vergne being released right in front of me and I couldn't avoid him as I was turning in and there was nothing I could do to avoid their mistake. The guys did a brilliant job to change the nose and the tyres and I was out again after losing about 25 seconds - that's the sort of thing the pitcrew train for and it paid off in that first stop. It's such a shame that incident happened as we could definitely have finished better if it hadn't happened. It may have cost us a place and while that's frustrating it's also positive to see how well everyone reacted and to see that we didn't stop pushing, on the pitwall or in the garage. We stopped another three times after that, going onto the hard compounds for two stints and the mediums for the last thirteen laps and the car felt pretty good throughout the whole race. I was able to push right to the flag and without the pitlane issue I'm sure the final result would look different."
Giedo van der Garde: "I had a really good start, really strong and the car felt great on the inters for the first stint. Just when the conditions were going from wet to dry I heard over the radio that I had a front left puncture but it was exactly at the time we were coming in to switch to the dry tyres so it only cost me a little bit of time. I came back out on the mediums and was running well in 17th with really good balance. From there the race was ok. The rain that had been forecast didn't come so we didn't have another chance to show what we can do on the inters and that's a shame as I'm definitely quick on those tyres, but the car felt much better on both the medium and the hard compounds we put on in the second and third stops than it had yesterday. I didn't have the same oversteer problems I had in FP3 or qualifying but we still have work to do to reduce oversteer on entry into the corners and we'll look at that again in China. We're also going to work on improving our setup options for qualifying, maximising every run in the practice sessions to help us get the most out of the car on Saturday afternoons and that will definitely help us put in a stronger showing in quali. I also want to say what a good job the boys did in the stops. It was pretty tight with Chilton each time but I stayed ahead of him after good work on the pitwall and really strong work from the pitcrew. When we finished I thanked them on the radio, and after the race Tony Fernandes told the whole team how proud he was of the work he'd seen today in the stops. He's right - the boys are pushing hard and it's good to see the efforts we're making in the car are the same across the whole team."
Force India:
Adrian Sutil: "An early end to a race that promised so much for us. Both cars had the same problem with the wheel nuts and it cost us a lot of time in the pits. We're not sure exactly what happened yet so the team stopped the cars to make sure we understand the issue. It's a shame that this happened here because we had a very quick car today and I felt very comfortable as the track dried out. We have to stay positive, keep our heads up and remember that there are plenty of races left where we can make up for the disappointment of today."
Paul di Resta: "It's frustrating to come away with nothing given how competitive we have looked all weekend. We saw an issue at Adrian's first pit stop when I was sat behind him, which cost me about 15 seconds, and then I had the same issue with the wheel nut at my second pit stop. As a precaution the team chose to retire the car. The good news is that we have the performance in the car, but this is definitely a missed opportunity because we had the potential to score a lot of points today. We will go away, take this on the chin, and come back fighting in China."
Related Links
Sebastian Wins 'Silly' Red Bull Tussle
The Malaysian GP In Pictures
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Fraud Alert - Stolen Info - Chase Bank Credit Card Through Amazon
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Today one of the department stores where I have my credit card called me that someone called them inquiring about my credit limit on the card. That person knew all my personal information like social security, date of birth, address, etc... I had started to think how that happened as I never press any links I get in the email and my computer is constantly scanned for viruses. Then I remembered 2 weeks ago I made a purchase on Amazon.com and applied online for Chase Bank credit card. I believe and 99 percent sure that my personal information was compromised either at Amazon.com or Chase Bank. I am leaning more towards Chase Bank because as being a merchant also I had someone previously from foreign country trying to give me a bunch of stolen credit cards that were issued on Chase Bank. I believe there might be a leak somewhere at Chase Bank. By the way contacting Chase Bank about the issue is like contacting a brick wall.
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Alain on 12/14/2011:
You'd think Chase would be concerned about this. Just to be on the safe side, I would cancel the Chase card immediately.
trmn8r on 12/14/2011:
If you asked questions about how fraud may occurred on your account, you may hit a brick wall.
If you feel you are the victim of identity theft, there are ways of pursuing that. But if you call a credit issuer and try asking how it could happen, I don't think they will be responsive for various reasons.
I have had two Chase cards for 6 years, use them for all my purchases, and have had no problem. They are also on file with Amazon.
I might cancel the particular card that was being inquired about. However, if your SSN and birthdate are out there, you could have a larger concern about ID theft.
Being 99% sure about a compromise at Amazon OR Chase doesn't identify which of these that is 49.5% was the culprit.
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Unforgiving, Cold-hearted
Posted by
Broke John
I made an innocent error on my payment one month. Minimum payment was $287, but I made a mistake and sent in $133, which was the available credit. Not sure why I picked up the wrong amount off of the statement. However, I discovered the payment on my own and sent in the difference of $154 just 12 days later. This was about a week before they sent me a statement showing the delinquency, for which they assessed a $39 penalty. Frankly, $39 penalty for paying $154 12 days late works out to over 700% APR, but I didn't say anything, and this isn't the cause for my writing this complaint.
Today, I got a letter from Chase stating that they are raising the interest rate on my card from 14% to 26.99% because of a late payment. I called Chase and explained that I've never been late before, that I made a small error and corrected it promptly, and that it is unfair, unreasonable and unethical to raise the interest rate by 13% on my $13,000 balance because of this technicality.
The lady at Chase stated that "The Bank" is not giving in and that they do not forgive any payment errors. Basically, they are cold-blooded, hard liners, gestapo with no heart, and do not forgive the least little mistake of their customers. However, when they make a mistake on my account, I know I'll never get any compensation out of them.
By jacking the interest rate from 14% to 26.99%, they intend to charge me approximately $150 per month additional interest on my $13,000 balance. How can my being 12 days late with a $154 payment justify paying $150 more per month in interest? Now this bank is absolutely crooked.
The one out I found and accepted is provided by law - not the result of Chase's sympathy (They have absolutely no sympathy.) By law, they had to give me the option to "close the account", whereby the 14% interest rate remains intact, I continue to make minimum payments, however I can no longer purchase anything with the card.
Oops, I did not read the letter correctly. They were raising my interest rate to Prime + 26.99%, not simply 26.99%. That is without a doubt grossly usurious and criminal. Why isn't the government protecting inocent people like me?
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Anonymous on 10/22/2009:
Either way they want more money from you or they want your account (available credit) off of their books so they don't look like they've given out that much credit. Unfortunately they can legally use your error to their advantage. I'm not sticking up for them, like all banks they are taking advantage of their own customers.
Flexanimous Fellow on 10/22/2009:
I feel for you. It sucks. Just a side note though, you can cut up the card and no longer use it, but don't actually close the account. Doing so is only going to hurt your credit store when the account falls off your credit record in 7 years. Good luck!
Anonymous on 10/22/2009:
It sucks. But you were late.
grandma005 on 10/23/2009:
I am for choosing to close the account and keeping the 14.99 percent interest. At the new interest rate you will be their slave forever and never pay them off. The hit for closing it will not be that bad. Your credit score can recover from it but you cannot recover from the new interest rate.
JR in Orlando on 10/23/2009:
"it is unfair, unreasonable and unethical" for you to breach the contract by paying late. You attempt to minimize, justify, and rationalize not paying, but you breached the terms to which you agreed. Hence, you receive the consequences of that action.
Do not attribute human emotions of corporations. They do not feel, forgive or have a heart, good or bad. This is strictly business according to the contract. Just like you would not feel or be concerned about the bank's condition, if another credit card offered to transfer this $13,000 debt for a lower interest rate, even before this incident.
Anonymous on 10/23/2009:
First of all you're doing the right thing opting out of Chase's ridiculous rate increase. Bravo!
There's no justifying that kind of rate increase or a $39 penalty for being a few days late with a $154 payment. That's just obscene, immoral and should be and used to be illegal but because of a good deal of lobby money and influence banks today are allowed to get away with usury which not that long a go was illegal.
I hope more consumers do as you're doing and opt out of this crap. Screw these big corp banks. Doing business with the likes of Chase is not in any consumer's best interest.
Great review!
JR in Orlando on 10/23/2009:
Stew: the consumer has the ultimate choice. If they do not want to pay these $39.00 penalties or have high interest rates - DON'T GET A CREDIT CARD. Its kind of late when you have danced with the devil to complain you are going to h*ll.
ewitte on 10/28/2009:
Didn't they just pass a law to require them to give you 60 days and written warnings before changing rates? Really $39 fee is nothing. I was in a bad place a few years back and several times got hit with $200-300 in fees for going over about $20 in my checking (to pay bills and not get late fees and extra interest)!
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Late fee can't be waived, don't apply Amazon Chase Credit Card
Posted by
Your late fees can't be waived no matter how soon you catch up on paying your balance.
I called customer service about waiving my late fee. I was transferred three times, each time a representative asked me my name and security information and the reason I am calling. They all said they will see if there is any thing they can do and put me on hold for a long time. The call lasted about fifteen minutes and the last representative told me chase couldn't reverse the late fee unless it is the bank's fault.
I suspect the first two customer service representative know that they can't waive the late fee and that would make me unhappy so they transfer me to other customer representatives.
As soon as I get the 2,500 points I am definitely going to cancel this or any Chase credit cards. I end up having $28 late fees this year. The $25 reward card from 2,500 points can't cover this cost.
Discover and Citibank cards has much better deals. I used Discover for groceries purchases during their 5% reward months and other purchases in other months and earned over $80 rewards dollars this year. Reward dollars earn up very easily with Discover.
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clutzycook on 12/09/2010:
Were you late paying your bill? I'm assuming so. If that's the case, pay your bill on time and there won't be any late fees. Problem solved.
trmn8r on 12/09/2010:
Is there anything in your card agreement that says late fees will be waived? I have my Chase card agreements here (yes, I keep them), and don't see anything about that.
I have had Chase cards for 4-5 years now. I have never paid late, so I never had to call to see if they could make a special exception and remove a fee because I broke the rules.
Venice09 on 12/09/2010:
Were you ever late with your payment to Discover?
I love my Chase Amazon Visa. I use it for everything and the points add up quickly. I have never been charged a fee because I pay the bill on time. I had a Citibank card for many years but canceled it when they started charging an annual fee. I also canceled my Discover card years ago because the bills arrived in unsealed envelopes. So far, Chase has given me the best service and overall satisfaction of all the credit cards I've had. But I play by the rules.
unhappy999 on 12/09/2010:
For me, Discover Card is the worse credit card because for purchases that don't fall under the bonus category, you get less than 1% points. The 5% is a good deal but last time I tried to take advantage of that by shopping at Walmart to get 5% cash back for the department store promotion, I didn't get it. I called and they said Walmart is not a department store, its a warehouse/club store. Since when? I get 1% back and sometimes 5% on my Chase Mastercard so that is my credit card of choice. I never paid late so never asked to have the late fee waived. If you pay late, they have every right to charge you the late fee, its part of your agreement.
Venice09 on 12/09/2010:
I forget to mention that when I called Discover to let them know my bills were floating around in unsealed envelopes, they couldn't have cared less.
momsey on 12/09/2010:
So you legitimately incurred a late fee and you're complaining that they didn't do you a favor by waiving it?
jktshff1 on 12/09/2010:
Why would you expect them to make an exception in your case?
Inat on 12/09/2010:
just curious but why do you feel entitled to "free" late fees? After being forced by the gov't tp bend over backwards to appease feckless consumers banks NEED to not waive these fees incurred through the fault of the feckless consumer. I am a stockholder of JPMChase and I'm GLAD they don't waive fees
jktshff1 on 12/09/2010:
have you checked your stock lately?
Inat on 12/09/2010:
lol, yes... :/
grandma005 on 12/10/2010:
Discover card only pays 1/4 per cent interest up to $3,000 in purchases then 1 per cent after that. Chase pays 1 per cent for all purchases. and 5% for grocery stores, drug stores and gas station purchases. Which card would you use?
sj2222 on 01/24/2011:
chase has cc the pay 5% cash back. don't makelate payments. typically you can get one late fee reversal but f you miss a payment you should not expect to have the fee waived
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Bad Customer Service for Chase Amazon Card
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It was the worst customer I have ever experienced with a credit card company. My card expire date was in January, however I didn't receive my replacement card in April. I contacted the customer service, and the representative explained for no reason why they didn't send out the new card. The lady just argued with me: it happens, computer error, human error, who knows. It's part of our life. We send you a new card, and you can get it in two days. I think the whole service department needs to switch to a more customer-centric attitude instead of lender's attitude, because they missed the fundamentals of current customer services. The representative is either lack of training or follows the fall-behind company culture. With customer service like this, I cannot try any Chase new credit card promotion, even through I got several mails in each month. And more importantly, I have not received my new card after five days.
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Thank you for NOT outsourcing customer service to India
Posted by
I had to call both Amazon and Chase today due to a suspicious transaction on my credit card. When I called Amazon I reached India. When I called Chase I reached someone here in the U.S.
THANK YOU, Chase, for not outsourcing customer service to India. The cultural difference in customer service standards between India and the U.S. makes any call between the two extremely frustrating. Chase's customer service representative was extremely helpful, and it was a joy to speak with someone who truly speaks the same language.
In fact, any company who has NOT outsourced customer service would probably gain customers just be advertising that fact.
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madconsumer on 07/10/2009:
great review. it is good to see a real bank compliment here!
old fart on 07/10/2009:
I was surprised to hear a good ole southern accent when I called my wife's Chase card...I'm impressed!
BokiBean on 07/10/2009:
Kudos to Chase! Got to love those southern accents too..
Anonymous on 07/10/2009:
With all the bail out money Chase has received, they darn well BETTER be using US employees!!
charles1919 on 07/12/2009:
Sorry to burst your bubble, but Chase/Wamu routes MANY calls to the Philippines. I am longtime customer...with Phil wife, so always end up chatting about Cebu or Davao with the reps.
I will add that our experience with WAMU/Chase after many years as customers is very sad. Their decline is shocking. Our entire family has moved out and moved on.
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Stringent Late Fee Policy
Posted by
I am a fervent Quicken user and maintain all my accounts on-line so when I noticed a new transaction from Chase for a late fee it took me by surprise. I use me Chase cards only as a back-up if Amex is not accepted so I carry minimal charges which I pay in full each month.
This month I never rec'd a bill for my Sony card and called immediately after finding the late fee. To my surprise they would not take back the late fee saying that since the bill they said was sent was not returned that they had no recourse but to bill me the late fee.
Based on this $29 charge I have closed all accounts: credit cards, savings, or checking even closely related to Chase Bank. I will add'ly not purchase Sony or Amazon Products and services again as part of my experience with Chase.
If you are having similar experiences with Chase, do not limit your venom to them alone especially if they are putting someone elses branding on their card. Go after the companies using their services as well, since it was that company that established your relationship with them to begin with.
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MRM on 05/17/2009:
I can hear DebtorBasher yelling, "stay away from Chase!"
madconsumer on 05/17/2009:
so you missed a paymnet, and they won't remove the fees. any and all banks will do this.
tnchuck100 on 05/17/2009:
You did the right thing. People need to stand up and let these greedy financial institutions know they are not all powerful. You have options and chose to exercise them. Banks that appreciate their customers will waive a penalty if it has not been a habitual thing. Most of the big banks don't give a damn about their customers -- only money.
Anonymous on 05/17/2009:
Not receiving a bill is not an excuse for not making a payment. You'll notice in the Terms and Conditions that the bank considers you to have received your bill (or any mailing) within a certain number of days after the bill is mailed, regardless of whether you actually received it or not. Perhaps they could have given you a break if this is the first time you have missed a payment, but it would have been a favour, not something they had to do.
tnchuck100 on 05/17/2009:
financiallyfit, you are correct about the bank considers the bill received within a certain number of days after mailing. It's too bad we cannot also consider our payment received by them after mailing. They are not responsible for US Mail failure but we are. It just doesn't seem fair, does it?
Anonymous on 05/17/2009:
No, tnchuck, it isn't fair. But, imagine how much you would be paying in user fees if banks waived every late fee for every client who claimed they had sent a bill and it got "lost" in the mail. As a consumer, I know a bill is coming every month and if I don't get it, I find out how much I owe. As a bank, they know that customers don't pay every month.
Madtypist on 05/17/2009:
I think some of you are missing PaidOff's point here. Banks make money off their customers who have their charge cards. They make money even from the individuals or businesses who pay off their bills every month because when these customers use the credit cards in the first place the merchant pays a percentage of the charge. These days ANY credit card I have encourages me to go "paperless". I have done that with banks I trust and this would NOT be Chase. And good thing because my daughter wanted to charge come clothes with Delia's and since my Wells Fargo Credit Card was unavailable due to some fraudulent charges (which Wells Fargo actually CALLED me about first), the only other credit card I had available was my Chase card which I had kept but retired vowing never to do business with Chase. I did make this exception and IMMEDIATELY paid the charge off before I even got the bill. Now -- and I kid you not -- SIX MONTHS LATER I get a Chase bill with three charges on it for three different magazine subscriptions totaling $145.00. [We had been receiving those magazines and my daughter told me they came "free" with her order.] I believed her since I was the one that went on line and completed her order and then paid the bill in full -- plus I overpaid it by $5.00 because I really distrust Chase that much because I knew as long as there was a credit on it I would receive the paper bill. After a certain amount of time I figured I would get a check for $5.00. To get those fraudulent charges off I had to get transferred from one Chase operator to another FIVE TIMES -- I counted -- repeating my spiel each time. Finally I guess I got what was the automated voice system to the actual merchant (aka "scammer" that Chase allows to put unauthorized charges on their bill. I won't go into that story and I don't even know if I was successful. However, HAD I just had paperless statements with Chase I would never have known about the charges (as I never would have gone on line to see what my Chase balance was) until who knows how much had accrued. And then I assume I could still get the unauthorize4d charges reversed (maybe) but I am sure Chase would insist I pay all the late fees since it is "your responsibility" (meaning me, the customer) to check your balances. But really, you should only be concerned about doing that if you actually made charges shouldn't you? And even if you DID have one that you forgot, or something happened where you didn't get the bill -- or you're away because an elderly parent had died or you were in the hospital -- WHATEVER -- shouldn't one of the bigwigs at the bank who makes these decisions have enough regard and compassion to make an exception? Other banks HAVE DONE THIS because I have had it happen. I did not feel at the time that the bank in question (Capital One it happened to be) should be required to do this but when they did I knew I would continue to be their customer as they clearly valued me.
The message Chase gives is they don't care no matter how many years they have been making money off you, no matter how many years you have a perfect record with them. Chase ONLY wants the clients that charge thousands every month and then pay it off each month. And that isn't most of us these days.
Nohandle on 05/17/2009:
Mad, I in no way am criticizing your response but please go back and insert some paragraphs or breaks. I have a problem reading yours.
Ponie on 05/17/2009:
I guess Chase must consider me special because the one time I failed to go online to pay my bill--in full as I usually do each month--I was charged a $39 late fee on my next statement. Called them, explained my stupidity. Adjustments were made whereby it cost me only $2 out of pocket for late payment. I considered that quite generous for my own error. You got off cheaper if only charged $29.
As far as the magazine charges, be very, very careful of signing up for the 'free' ones when using a credit card. Somewhere in that tiny, fine print, is the statement that after completion of the 'free' period, they will automatically renew your subscription. If you pay for your purchase by check and select the magazines, as I have on occasion, you'll just be deluged with subscription renewal notices in the mail. But you can live with that--just toss them out.
tnchuck100 on 05/17/2009:
I agree with Nohandle. Madtypist, PLEASE break it up into paragraphs. It is definitely too hard to read.
Madtypist on 05/17/2009:
Ponie, I did NOT sign up for a "free" magazine subscription. Been there, done that. Apparently AFTER I ordered for my daughter (and she has a user name for the site but no access to my credit card), she received an email letting her know the item was being shipped and would she like a "free" magazine subscription along with the order. She is not in trouble with me but she is wiser now. Still, they should not have been able to charge my account six months later for something I did not authorize.
Ponie on 05/19/2009:
Mad, you authorized access to your card when you placed an order for your daughter. In that email she received that asked if she wanted a 'free' magazine subscription, I'm confident it was slickly worded that automatic renewals would take place. If she still has that email, have her read it carefully. But if she's like most people who toss out without reading the fillers in credit card statements, it was overlooked.
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Similar experience to others
Posted by
I set up my due date on my card (with an agent there) to align with when we get paid. They changed the due date and when my payment came in they charged me $39 late fee plus $15 finance charge.
When I called, they wouldn't refund a cent until I talked to a manager (and I had to call back because the first time they sent me to a voicemail for a manager and it was full). Finally she agreed to pay back the $39, but not the finance charge. The first agent did say she'd changed my due date back.
So then I set up a payment from their own website so I'd be assured of being on time and it was still considered late (they didn't honor the changed due date either). I used the presaved bank account info from their site which turned out to be my closed bank account from 1 1/2 years ago (my fault, I didn't notice). So they charged me $39 for being 'late' and $39 for the returned payment. I doubt I see either of them back and I don't look forward to hearing from them.
So that's $135 in charges which wouldn't have occurred if they didn't change my due date.
They are really difficult to work with. Had the same problems when my bank account was with them. I'd deposited $800 in CASH with a teller and the online "available balance" said $800+ when I checked it that night. Then a check came through, which was backdated and they bounced it. Charged me $39 and would not take it off. Very greedy company.
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madconsumer on 09/11/2008:
2 39$ charges were your own fault, not because they changed the due date.
MSCANTBEWRONG on 09/11/2008:
Unfortunately, they are not required to change the due dates...even if they said they would. Seems another ploy to get extra money...When you sign the loan or agreement papers, they state the expected due date...you have to pay by that date or all additional charges are incurred due to your failure to meet the agreement. Advice...pay off the balance and make this company a distant memory.
DebtorBasher on 09/11/2008:
Chase WILL change your due date upon request but they will charge a fee to do so...they get you coming and going...it's best to get as far away from anything that has Chase's name on it.
Madtypist on 09/15/2008:
I agree wholeheartedly with DebtorBasher's comment. I now live a stress free and late-payment fee free, high interest fee free life by staying "as far away from anything that has Chase's name on it."
Eldy on 05/07/2009:
You would have saved yourself a lot of trouble if you went to the Chase website and paid your bill and checked the due date. That is what I do. There is no excuse on paying attention to due dates.
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Late fees
Posted by
SACRAMENTO -- As always I paid my Chase credit card on the first business day of the month. However, in April Chase changed my due date without my knowledge to April 1st. April 1st was a Sunday so I paid my credit card bill on April 2nd online. Chase charged me a $39.00 late fee because I didn't paid on Sunday, the first of April. Setting aside the fact that my due date was changed without my permission, the fact is I paid on the first business day of the month and was still charged a late fee. Even the IRS doesn't do that. If you recall April 15th was a Sunday and our tax returns weren't due until the next day, Monday, April 16th.
Stay away from Chase credit cards, they are in the business of gouging their customers. Try a credit union. That's what I did. I got a $2000 higher credit limit and an interest rate 7% less than Chase. Dump Chase, they don't deserve your business.
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grandma005 on 04/18/2007:
Not every month has 30 days. Because of this the due dates changes from month to month. You have to check your bill. You can't just assume anything.
tnchuck100 on 04/19/2007:
Got to disagree with you, grandma005. You MUST assume there could be a mistake on your statement. But, I do agree, you have to read your bill. Pay attention. Know what's going on. Protect yourself.
rhondam718732 on 04/19/2007:
Great replies from everyone. Due dates can change monthly. ALWAYS check.
grandma005 on 04/19/2007:
When I said YOU CAN'T ASSUME ANYTHING! What did you think I was saying? I was saying you can't assume that every thing is alright. You must check your statement from top to bottom each and every month. These credit cards are evil and they will slip things in hoping that you don't catch it. Like change your interest rates, like change shorten the time between float days to pay in full. They can even change ownership of the credit card. Charge fees that you are not aware of. Take the time to read carefully all messages. You never know what underhanded clauses that they may put in.
tnchuck100 on 04/19/2007:
grandma005, I was being facetious. I really was agreeing with you.
LadyJay114 on 04/26/2007:
YOUR DUE DATE CAN'T BE ON A NON-BUSINESS DAY!!! There have been numerous class-action lawsuits against the credit card companies regarding this. It doesn't make sense to put forth a due date when on that day they can't take mail or deposit payments. Put in a complaint with your local BBB, state banking authority and Office of the Comptroller of the Currency (OCC). Unfortunately, the OCC has been a frequent friend of the credit card companies, but its still worth a shot.
transpizzle on 05/17/2007:
same thing happened to me....they won't do anything about it either!
benspoon on 05/22/2007:
Their whole statement/billing process seems to invite confusion and late fees. Then their outsourced oversees customer service makes you want to go postal. Those people have no idea what US style cusotmer service is! I tell you - I am done with this bank!
voiceoff on 05/27/2007:
Grandma HUH? They can change ownership of the card? That would seem illegal as the person taking ownership would have to agree as well as the one relinquishing it. Is THAT in the fine print? Never heard that.
Crazylizzy on 02/06/2008:
yeah seems odd
Brenda M. on 09/19/2008:
Yes they won't budge. I was assessed a $15 fee on a 1 day late $25 balance (over a weekend). They refuse to waive fees. I was a long time customer with multiple accounts and was NEVER once late. I canceled my card. I will never do business with them again.
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Chase Amazon Visa Customer Service falsely claims "24 hour cardmember service"
Posted by
WILMINGTON, DELAWARE -- The back of my Chase Amazon Visa Customer Service falsely claims "24 hour cardmember service". Imagine my surprise when I call on 9/4/09 at 8pm to report a stolen card and the offices are closed. A recording says office hours are 8am-8pm. I count that as 12 hours friends!?
Such a horrible card and bank.
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Anonymous on 09/05/2009:
There may be a different number, other than Customer Service for reporting lost or stolen cards. It should be noted in your account terms as well as the back of the card (which is why customers should make a photo copy of it for their records).
AsherB on 09/05/2009:
Thanks for the reply. I called two numbers, one for fraud (after finding it with some digging) and one for cardmember service. Both offices were closed at 8 pm. Seems odd to me not to be at least keeping fraud lines open 24 hrs.
MaggieMcT on 09/05/2009:
Yep, the back of my card says "24 hours" too, and it's the same number as on the statement. Haven't had to test it yet, thank goodness.
You would certainly think there'd be a way to report lost/stolen 24/7/365.
Anonymous on 09/05/2009:
That is inconsiderate of Chase not to provide a 24/7 contact for lost or stolen cards.
Chase seems to be doing everything possible to drive away customers.
AsherB on 09/05/2009:
The Chase fraud number is 800 955 9060. It's not easy to find so I'm putting it out there for anyone who needs it. It is not on the back of the Chase AMZN card. Only the "member services" number is listed.
Again, fraud office is not open 24 hours, at least over this holiday weekend. I've been trying today and still getting message saying office hours are 8-8 M-F!?
I really don't think Chase cares about customers. They act like they are doing a favor extending me credit when they earn money from my purchases.
Anonymous on 09/05/2009:
24 Hour Customer Service at Chase: 1-866-523-2122. (That's on the back of my debit card.)
I called them once at 3:00 a.m. and they were there. Spoke with a sweet-sounding lady who answered my question in just a second.
Not sure if it would help, but their website is www.myaccount.chase.com. You can use your card number and PIN to access your account online. I've done that, too, without any problems.
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Posted by
My Chase credit card account was switched to paperless statements and statements were then sent to a non-existent email address. I never signed up for paperless statements and when I pointed that out to numerous rep's, there was never any effort made to research the problem and find out what went wrong. I was told it was my fault - I had signed up and even though I never received a statement, I was still somehow liable. I tried to find out where the statements had been sent but was told they could only "verify" an email address and could not tell me what it was. I gave them an address and they said "that's it!". Wrong - there was absolutely no correspondence from Chase to that email account. The company waited six months before contacting me about non-payment of a bill.
By the time the company contacted me, the total amount due was $277.87 (for approximately $100 in charges). I have contacted the Better Business Bureau and it has been filed under "Chase/Amazon.com Credit Card, PO Box 15298, Wilmington, DE 19850. If this has happened to you, please file a similar report with the BBB.
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Anonymous on 11/08/2007:
If you want to complain about Chase Manhattan Bank, send a written letter via certified return receipt to: Office of the Comptroller of the Currency, Consumer Affairs Department, 1301 McKinney Street, Suite 3450, Houston, Texas, 77010-9050, Tel: 800-613-6743. Also, send a written complaint to your State Attorney Generals Office, Attn: Consumer Affairs.
Good luck.
Skye on 11/08/2007:
Didn't you think it was odd you were not receiving a bill, for money you clearly owed??
Its not your fault, no of course not.....
What's the BBB going to do for you? You think they are there to help??
Cyane on 11/08/2007:
There was probably a notice in fine print in your last paper statement notifying you of an automatic change to paperless unless you chose to opt out.
SPHow on 11/09/2007:
The reason I didn't suspect anything when I didn't get a statement was because after I had cancelled, then reinstated the account, I received two credit cards in the mail with a different account number and wound up shredding and throwing them out. I just assumed that since I was not using the account (the charges were "automatic" charges from Gevalia), there was no bill.
SPHow on 11/09/2007:
And one other thing... The statements were being sent to an incorrect email address. Shouldn't the company be responding to emails that get bounced back and sending a paper statement and shouldn't they be contacting the customer a little earlier than six months? I would think they'd be in contact after one missed payment. I'm all for taking responsibility when I mess up, but not in this case. Yes I should have noticed that I wasn't paying the Gevalia bill to anyone, but how many times do YOU check to make sure you're being billed property???? This is a scam on their part to rack up finance charges ($200 plus in this case). It's not my responibilty to hunt THEM down to pay a bill - it's their responsibility to make sure their bills are going to the correct place. A paperless bill should NEVER be sent to a customer's email address until a confirmation email verifying the address is correct is received from the customer.
*Brenda* on 11/09/2007:
Hunt them down and pay a bill? What do you mean, by calling and saying hey can I pay my bil.. that's hardly hunting down.
And, I always check to make sure I'm being billed properly. I like paying on time.
Crazylizzy on 12/30/2007:
Chase is always abrasive to customers. They should be put out of the cc business. They actually will delib post an account late on purpose
the dude07 on 01/19/2009:
This last week this has just happened to me. I admit that I should have kept better track of my balance. However, it is not something that I am used to, since I have always received paper statements. I had like 4 days to mail my bill, so I just sent it out online one time deal. By doing that Chase then stops all paper statements from going out. They only way I could have received a paper statement after that was if I called them, or checked a box somewhere. OK, they might be the only company that does this, but still my fault I guess. This is my beef. They waited six months to contact me, by leaving 40-50 missed phone calls to my home number during the day, they have my work number. Finally they left a message saying who it was and to contact them. So from day 185 to day 189 they called 50 times, but could not call once and leave a message even at two months late? This feels like a scam. It should be check this box if you don't want a paper statement. $50.00 to 357.00 dollars that is how much they let it go before they contacted me. They did take two late payments off though for some reason? Lucky me! No wonder old people fear the internet.
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Miane (Treviso), Italy Bed & Breakfasts - Ernestina welcomes you to stay at her charming house, in Miane,a town nested in the calm, sunny foothills to the Alps. The place is famous for its Prosecco, historic abbey and hiking and biking trails.The B&B has comfortable rooms,large private baths
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Naples, Italy Bed & Breakfasts - Welcome to our home page!! Our special offer 10% discount starting from the 3 night. Every room has the private bathroom. If you decide, as we hope, to come and stay in our room (I'm sure you will find it comfortable) and to have your break
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Greetings Pittie Lovers! What a fantastic forum!
The State of New Mexico has begun the fight to prohibit BSL within our State! The Bill (HB63) has passed the House of Representatives and is on its way to the Senate. One of the tidbits of information we did not have during House discussions was the listing of states that currently prohibit BSL. I know they are out there...does anyone know of a listing somewhere? Thanks much!


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Howzat: Kerry Packer's War premieres tonight here.
Be happy to hear the thoughts of those who watch it in this thread.
Howzat: Kerry Packer's War premieres tonight here.
Be happy to hear the thoughts of those who watch it in this thread.
WWCC - Loyaulte Mi Lie
"People make me happy.. not places.. people"
"When a man is tired of London, he is tired of life." - Samuel Johnson
"Hope is the fuel of progress and fear is the prison in which you put yourself" - Tony Benn
#408. Sixty three not out forever.
Tipping plenty of gold chains, unbottoned shirts etc
- Winner of the 2011 and 2012 CricketWeb AFL tipping competition
- Winner of the 2011, 2012 and 2013 CricketWeb NRL tipping competition
In keeping with the cricketing theme, we'll miss the last 20 minutes of it to watch A Current Affair
Indians can't bowl - Where has the rumour come from as I myself and many indian friends arwe competent fast bowlers ?
With the English bid I said: Let us be brief. If you give back the Falkland Islands, which belong to us, you will get my vote. They then became sad and left
If Billy Birmingham isn't doing the voice for Greigy it's a massive jib, IMHO.
Cricket Web's 2013/14 Premier League Tipping Champion
- As featured in The Independent.
"I don't believe a word of Pietersen's book, but then I don't believe a word anyone else has said either."
- Simon Barnes renders further comment on KP's autobiography superfluous in a sentence
Will be recording it because the SA vs. Eng test is on. But will definitely watch it at some point.
is that Rhonda?
Oh for a strong arm and a walking stick
So many childhood memories in this show. Fmd it's the time tunnel.
It was about getting Lillee. He was cricket here back then.
Ian Chappell tells the story of Cornell or Robertson visitng the Australians on tour in the lead up and discussing whether cricketer understood the language of money. To illustrate a point they said to Lillee they would give him $50 a run over 20. Australia had suffered a bit of a collapse and Lillee immediately did the team thing and went and got a promotion in the order, nearly ran out to bat, belted the first ball for six and turned around with a big **** eating grin on his face at the dressing room. Max Walker risked a close friendship by ending the innings and leaving Lillee 29 or so not out.
At the innings break they again approached Lillee and offered him $100 a wicket. There was about half an hour of play left in the day. Lillee took four in the time available, and seemed to prove the point that cricketers understand how money works.
Would love to watch the footage of the interview Packer did over in England on TV.
Haha, faintly remember hearing the story about the sightscreen falling. Not a myth?
No bleep required, I guess.Originally Posted by Chappelli
I fell asleep on the couch before it. Is it repeated?
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America Earns C- on Report Card for Children
The first annual Children's Report Card makes clear that more must be done to improve the lives of American children.
Senior Education Officials Spotlight Principals through Shadow Program
Senior U.S. Department of Education officials will learn first-hand about the compex role of school leaders.
Sequester Transparency Report Released
OMB releases a much-anticipated report on the impact of the scheduled 8.2 percent across-the-board budget cuts without expected details.
National Principals Month Congressional Resolution Passes Senate
October 2012 recongnized by U.S. Senate, House of Representatives as National Principals Month
House Passes Six-month Budget Deal, Senate Expected to Follow
The House agreed to a temporary spending measure, which the Senate is expected to approve later this week.
New Requests for State Flexibility Waivers Submitted
Nine new waiver applications were submitted to the U.S. Department of Education.
Pay for Performance Debate Continues
A recent Principal column argues that pay for performance policies hamper creativity and urges policymakers to consider educators' perspectives.
NAESP and NASSP to Hold Congressional Briefing on New Principal Evaluation Report
Research-based framework on effective principal evaluations to be unveiled at September Congressional briefing.
900 Districts Interested in Race to the Top Competition
Close to 900 school districts, or a consortium of smaller districts, have indicated their intent to apply for a Race to the Top- District competition.
Legal Immigration Status Now Possible for Some Students
New immigration policies allows undocumented immigrants who meet certain criteria, such as having entered the U.S. as a child, to be eligible for temporary relief from the threat of deportation.


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Join the Dunn Brother & Sister club for member-only rewards and community news.
Meet some of the owners of our local Dunn Brothers coffee shops in this video.
Taste the fresh baked difference at our Provisions Bakery Cafe locations.
Wake up to fresh roasted coffee every day - find out how to own your own coffee shop.
Dunn Bros Coffee - 66th & York
Dunn Bros Coffee - Fridley
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What I Learned in a Decade Fighting for the Labor Movement
The following is a book excerpt taken from several chapters of Raising Expectations (and Raising Hell): My Decade Fighting for the Labor Movement by Jane McAlevey with Bob Ostertag published by Verso Books. You can order the book here.
It is hard to convey how odd it was for me to move to Las Vegas. I didn't own a TV and never had. I'd never put so much as a nickel in a slot machine (and that's still true). Sheep farming in New Zealand is my idea of entertainment. Moving to a place built on glitz and glamour, a fake city whose skyline is a collection of replicas of real cities I actually like, had been nowhere on my life's radar screen. But there were lots of good reasons why a union that wanted to organize the hospital industry would make Las Vegas a priority, and Larry Fox had them figured out. And though the details are complicated and a little arcane, they are worth explaining because they offer some insight into what goes into an intelligent strategy to organize workers on a large scale.
To start with, some of the key national and regional hospital chains SEIU had targeted for unionization ran hospitals in Las Vegas. What's more, these hospitals really mattered to the national companies, because they made truckloads of money for their parent corporations. You have to understand the system of hospital billing and insurance companies to appreciate this. When you injure yourself at home and you have health insurance, you go to a health care facility that's "inside" your insurance company's network, and the insurance company can work how everything is billed to its own advantage. But when you drive to Las Vegas from Los Angeles (and 300,000 people do that every weekend), or fly in for a weekend from somewhere in the Midwest, your local hospital doesn't come with you. Vegas hospitals are delighted to see you walk in the door, because you are an "out-of-network" charge that they can structure to their own advantage and then collect from your health insurance company. Las Vegas has 44 million tourists coming and going each year, and whenever one has a heart attack after drinking too much and losing their house at the roulette table that's another juicy patient for a Las Vegas hospital. If you are interested in organizing a campaign to unionize a whole national chain, send some organizers to one of their hospitals in Vegas and you will definitely get their attention.
If you are a national union and you want to organize an entire industrial sector, if you are smart you don't start with the weak, underperforming shops, even though those are the ones where workers are most likely to be underpaid and pissed off. No, you start with the high-performing, income-generating outfits. You assume you are going to win the organizing drive (this leaves out the vast majority of union organizing), and when you do, you want to end up sitting across the table from an employer who actually has some money to pay for a good contract. Now, this presumes you care about winning a high quality contract (even more unions fall out of the mix). But you care about this, because you want the workers at all the hospitals in the market to see what is possible to win with a union. Finally, this presumes that your national union is actually going to stay focused on the local campaign and keep putting resources into it long enough to win a good first contract—and now we have left out virtually all of the unions. Amazingly, when Larry Fox was the head of national health-care organizing, the SEIU actually behaved in this intelligent manner.
Stay up to date with the latest headlines via email


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Thanksgiving Book Give Away Contests have started on the Ehell blog! Check it out and enter!
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BBF: "Mom, will you help me make pony soup?" [said while waving her stuffed unicorn in my face]Me: "Sure, honey! What do ponies eat?"BBF: "No, it's soup MADE of ponies!" *runs to retrieve her Halloween cauldron-shaped candy bucket, which is filled with all her and her sister's other horse-shaped stuffed animals*Me: *side-eye*DH: *trying not to laugh out loud*
One on me, when I was 3 or so (my mother told me this when I was older.)We'd walked to the grocery store and Mom was putting the cart away when I saw a word and wanted to impress on her how well I could read. So I chose the first word I saw on the wall and said, loudly, "Look, Mommy! F U [worst possible two letters to follow FU]! That spells [Bad word]!"Mom told me she tried to decide whether she could just say, "Not my kid," and walk off, but figured it would be too much trouble.Rob
My 11 year old had a morphine pump put in yesterday. He was listening to it beep and whir and says to me "I told you I'm turning into a robot! See, I beep now!"I about died from laughter. As much as it pains me that he needs a morphine pump, I'm glad he's got such a good attitude about it.
From a friend on Twitter:The toddler is referring to anything he has to wait for as 'downloading'. "Where tea?" "Not ready yet." "Is downloading?" "YES."What a sign of the times!
Quote from: faithlessone on January 02, 2014, 06:38:11 AMFrom a friend on Twitter:The toddler is referring to anything he has to wait for as 'downloading'. "Where tea?" "Not ready yet." "Is downloading?" "YES."What a sign of the times! Very cute. Mine seems to think that everything in life has a pause button.
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Sensorex's CLD500 Chlorine Dioxide Sensors
- Category: Measurement & Sensing
- Product Type: Analytical
- Manufacturer: Sensorex
CLD500 chlorine dioxide sensors use advanced amperometric measurement technology to provide accurate monitoring of chlorine dioxide in disinfection applications. Two models cover the 0-2 ppm and 0-10 ppm full scale ranges. They can be used in new installations or as field replacements. An integral two-wire loop powered transmitter with 4-20mA output delivers readings to process control systems such as a PLC or DCS.


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"Damn you delicious coconut, stop mocking me!"
re: lore's vid--
there are also some ingame addons that may help newer rail leaders figure out what went wrong...
ensida fails -- brutal account of each toon's failure to avoid avoidable damage. maybe the tank dies because the healers went OOM sending a little extra help to player X.
utopia--the uptime window gives a good overview of buffs and debuffs applied during a fight. useful for finding if someone forgets to reapply buff/debuff...
@ cruel -- yes there is an addon for an addon that replicates what skada does internally. which do you think will break first? or were you trying to be ... well cruel...
"Damn you delicious coconut, stop mocking me!"
@ doc309 -- open Interface/AddOns/SkadaAbsorbs/Absorbs.lua and see the first row --
-- Based on RecountGuessedAbsorbs by Elsia
and both of them Skada & Recount use Ace and Ace is breakable. =)
Last edited by Cruel; 12-01-2009 at 09:32 AM.
WoW's own Ponzo illusion
Optical illusion? Depth perception
NO wait! Where's my red cloth? My white beard? I asked to become Santa!
So you know...I can just eat you raw.
Yea yea I have a Reinram, it's not like it ever snows in this jungle anyways..
Cataclysm Spoiler? Is Mister's T the new king of Undercity?
Hey mini-me, do you want a mini pancake?
I am above the food chain, So get in my belly!
We're about to get ganked, you know?
Dude, there is not where i leave my car
Last edited by Markii; 12-01-2009 at 09:37 AM. Reason: add a image.
Flight form is dangerous for fat druids...
A clear example of the excitment during the strangethorn fishing tournament...
Raiding is Hard. Sometimes there's fire. Don't stand in the fire.
Read my blog http://bigshinyshield.blogspot.com...or don't.
What you staring at foo! Never seen Mohawk Santa!!!
"Hehe, I love it when mages cast Polymorph!"
Last edited by miko3ed; 12-01-2009 at 09:58 AM. Reason: updating picture
Last edited by Clique; 12-01-2009 at 10:05 AM.
I'm a hunter! Of course I need that weapon. Of course hunters need strenght! Of course hunters need defense and block and dodge rating! OF COURSE!!!!!!!!1111!!
"This one time at Rebel Camp......"
There is something so appealing about backhanding someone across the face with a shield.
You know the rules, and so do I.
I Pity those who dont belive in me.
Do YOU Belive in ME?
"Um excuse me 911, my ram and I are stuck in a tree....."
The only sovereign you can allow to rule you is reason. Talga Vassternich.
Koppa the Bear was the favorite to win the staring contest, but spectators agreed that Alberto the Turkey was on fire.
- Eddie
I Pity the Fool who dont celebrate no Christmas!
"Now how and the hell do i get... oh look! I can see my house from here!"
I am absolutely amazed at how few people at least on my server, don't know the information that you can get from Recount. I find it a very useful tool in raids, instances and even on Battle grounds though its mostly how did I die and how can I prevent that from happening again.


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Seat to build IBX crossover based on Audi Q3
by Noah Joseph (RSS feed) on Apr 27th, 2011 at 6:40PM
Seat IBX concept – Click above for high-res image gallery Seat was awarded the internal contract to build the Audi Q3 at its factory in Martorell, Spain, but jobs aren't the only thing the Spanish subsidiary of Volkswagen may get out of the arrangement. According to a new report from What Car?, Seat will receive a production version of the IBX concept on the same platform. The IBX show car was unveiled last month at the Geneva Motor Show, packing a hybrid powertrain and coupe-like three-door bodystyle. When it enters production – tipped for sometime next year – it is... Read More


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Dried Fruit
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California family orchard organic, naturally dried, unsulphured apricots. Naturally sweet, earthy flavor and mildly tangy. A great snack right out of the bag or use in making desserts and baked goods. Naturally sodium free, an excellent source of vitamin A providing 45% Daily Value (DV) per 6 piece serving, and good source of potassium, fiber, and iron. No sulfites, refined sugar, or preservatives added. kosher pareve
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Vulcanized rubber outsole. Extra heel protection molded into comfortable thickhigh memory polyurethane insole. Exclusive SupraFoam® midsole providing foot impact resistance, optimal shoe flex, and board feel. BK mesh sock liner.
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