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Amalie Arena formerly known as Tampa Bay Times Forum
Tampa, Florida 33602
Venue Website
Venue DetailsExpand - Will Call, Parking, Directions, and more
Will Call Info
Location: McDonald's Ticket Office at the Amalie Arena, west side of the building Open: normal Ticket Office hours on event days Customer must present the actual credit card used for the purchase, a photo ID and Ticketmaster account order number in order to receive tickets. For complete Amalie Arena Ticket Terms & Conditions, please visit www.amaliearena.com/termsandconditions
Parking Info
Parking Parking prices vary per event. Purchase your parking in advance on ticketmaster.com or visit www.amaliearena.com/parking. For more information, please visit or call the McDonald's Ticket Office at Amalie Arena at (813) 301-2500.
Phone Info
(813) 301-2500 McDonald's Ticket Office (813) 301-6700 Accessible Seating Line (813) 301-6600 Tampa Bay Lightning/Tampa Bay Storm
Misc. Info
Dining Options Amalie Arena has a variety of concession stands located throughout the venue. Before a game or an event, visit the Firestick Grill. Firestick Grill offers an upscale buffet menu for each event. Menu items will vary from show to show. Purchase your dinner reservation in advance on ticketmaster.com or by calling 813-301-6926.
Directions FROM ST PETERSBURG/MADIERA BEACH: - Take I-275 North to Exit 44 (Ashley Drive) to Jackson - Left on Jackson to Morgan - Right on Morgan to Channelside Drive FROM CLEARWATER/LARGO/PINELLAS/PALM HARBOR/TARPON SPRINGS/OLDSMAR: - Take SR 60 (Gulf to Bay/Courtney Campbell) to I-275 - North on I-275 to Exit 44 (Ashley Drive) to Jackson - Left on Jackson to Morgan - Right on Morgan to Channelside Drive NORTHWEST TAMPA/HUDSON/NEW PORT RICHEY/PASCO/SPRING HILL: - Take Veterans Expressway (SR 589) South to I-275 - Take exit 42 (Armenia Avenue) - Go south on Armenia Avenue to Platt Street - Go left on Platt - Platt turns into Channelside Drive NORTH TAMPA/OCALA/GAINESVILLE/TOWN AND COUNTRY/LAND O LAKES/ZEPHYRHILLS: - Take I-275 South to Exit 45A (Downtown East) - Go south on Jefferson to Whiting Street - Right on Whiting Street to Morgan - Left on Morgan to Channelside Drive ORLANDO/LAKELAND/PLANT CITY/DAYTONA/JACKSONVILLE/POLK COUNTY: - Take I-4 West to I-275 South - Take Exit 45A (Downtown East) - Go south on Jefferson to Whiting Street - Right on Whiting Street to Morgan - Left on Morgan to Channelside Drive BRADENTON/SARASOTA/VENICE/FT MYERS/FT LAUDERDALE/MIAMI/NAPLES/PORT CHARLOTTE: Take I-75 North to Exit 50 Lee Roy Selmon Expressway (TOLL) - West on Lee Roy Selmon Expressway to Exit 8 (Downtown East) - Right on Kennedy Blvd to Morgan - Left on Morgan to Channelside Drive BRANDON/VERO BEACH/PALM BEACH/GIBSONTON: - Take SR 60 (Adamo Drive) West to Channelside Drive - Go south on Channelside Drive
General Info
McDonald's Ticket Office 9:00am-5:00pm Monday-Friday 9:00am-2:00pm Saturday Day of Event: hours vary with event time. Please call (813) 301-2500 for specifics.
Payment Options
Cash, Visa, MasterCard, American Express, Discover
General Rules
Items NOT Allowed: - no bags - no backpacks - no camera bags - no binocular bags - no video recording devices - no audio recording devices - no laser pointers - no weapons of any kind - no bottles - no cans - no containers - no sharp objects - no sticks - no poles - no fireworks - no pepper spray - no mace - no food or beverage - no drugs - no controlled substances Items Allowed: - purses - diaper bags - binoculars - baby bottles and formula NOTE: All items are subject to search ** In order to enhance the safety of patrons attending events at the Amalie Arena, persons purchasing tickets should be aware that as a condition to entry that they may be subject to a security search, including a reasonable pat-down search in some circumstances, and that the purchasing of tickets will constitute a consent to such search. Smoking Policy: This is a NO smoking venue. Smoking Terraces are located outside of the venue.
Child Rules
For most events, including hockey and arena football,: Kids 0-23 months are free unless otherwise noted. If child has reached their 2nd birthday, they must have a ticket to enter. Children's policy may vary on some shows, like Disney on Ice, Ringling Bros. & Barnum & Bailey. Contact the ticket office for more information.
Upcoming Shows | Past Shows
Dec 22 Monday @ 7pm
Jan 23 Friday @ 8pm
Feb 5 Thursday @ 7pm
Feb 25 Wednesday @ 7pm
Apr 15 Wednesday @ 7pm
May 11 Monday @ 8pm


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Fillmore Canopy Bed, Simply White
Select Size: Twin
Select Color: Simply White
- In-Home Delivery
- Overview
With or without hanging sheers, this classic canopy bed creates a cozy haven for your child. Its clean lines and architecturally inspired details recall built-in furniture from an earlier era.
- Twin: 41" wide x 79.75" long x 79.25" high
- Full: 56" wide x 79.75" long x 79.25" high
- Expertly crafted with a solid hardwood frame.
- Features intricate crown molding and posts.
- Our voile canopy sheer (sold separately) slips over the posts for a romantic finishing touch.
- Slat-roll foundation is designed for use with or without a box spring.
- Assembly required.
- Dimensions & Care
- Overall: 41" wide x 79.75" long x 79.25" high
- Headboard: 41" wide x 49.75" high x 1.75" thick
- Footboard: 41" wide x 29.5" high x 1.75" thick
- Side Rails: 75" long x 8" high x 1" thick
- Slats: 14
- Weight: 129.25 pounds
- Full
- Overall: 56" wide x 79.75" long x 79.25" high
- Headboard: 56" wide x 49.25" high x 1.25" thick
- Footboard: 56" wide x 29.5" high x 1.25" thick
- Side Rails: 75" long x 8" high x 1" thick
- Slats: 14
- Weight: 139.25 pounds
- Dust often using a soft, dry cloth.
- Protect from direct sunlight and extreme temperatures.
- Blot spills immediately with a clean, damp cloth.
- We do not recommend the use of chemical cleansers, abrasives, furniture polish or wax.
- Shipping Info
In-stock items will usually ship within 7-10 business days for the cities listed below.
- San Francisco, Los Angeles, Dallas, Chicago, Detroit, Columbus, New York City, Baltimore, Boston, Cromwell, Atlanta, Raleigh, Charlotte, Tampa, Fort Meyers, Orlando, Miami, Fort Lauderdale
For other areas, your items will be delivered within 2-3 weeks.
White Glove Delivery
- Items showing this symbol are delivered by our White Glove Delivery service. With White Glove Delivery, items are brought into your home, most are unpacked and assembled*, and the packaging is removed. White Glove delivery is only available in the contiguous 48 states
- Delivery is by appointment Tuesday – Saturday in most major metropolitan areas, with Monday delivery available in some areas. Service to outlying areas may be restricted based on geographic location. Our delivery service will contact you to arrange a delivery date and confirm the appointment timeframe.
*: Exceptions include outdoor patio structures, marble or stone sink consoles, lighting, mirrors, rugs, headboards attached to a metal frame and any items requiring home installation. Please call Customer Service at 1.888.779.5176 for further delivery details.
Standard Delivery and Processing Charges
Pre-Tax Order Total Total Charges Up to $15.00 $4.95 $15.01 - $25.00 $6.00 $25.01 - $45.00 $8.00 $45.01 - $65.00 $11.00 $65.01 - $90.00 $14.00 $90.01 - $125.00 $17.00 $125.01 - $200.00 $21.00 $200.01 & over 10% $3,000.01 & over Now 5%
Add $6.00 for each gift wrap. For rush delivery, add $15.00 per address. Items shipped directly from the manufacturer and oversized items are not eligible for rush delivery.
Select oversized items have an additional delivery and processing surcharge; this charge is listed in parentheses after the item price.
Certain shipping restrictions apply. Items 150 lbs. or less that does not exceed 165 inches in length and girth can be shipped via UPS. At this time, we cannot ship oversized items with an in-home delivery icon to Hawaii. This includes large furniture items that exceed UPS shipping restrictions mentioned. Please call 1.888.779.5176 for more information.
- Guides and Tools
- View and compare all available finishes at Furniture Finish Guide.
- View and compare our mattresses with our Mattress Comparison Guide.
- Get tips on how to measure for furniture.
Also in this Collection
Fillmore Bed
Fillmore Nightstand
Fillmore Dresser
Fillmore Drawer Chest
Fillmore Extra Wide Dresser
Fillmore Trundle
Trundle Mattress
Trundle Mattress
- In-Home Delivery

subset: commoncrawl


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Mom Connect - For Mom and Infants under 1 year
- November 7, 2012 at 6:45pm until 8:00pm
Location: Grace Point Church of the Nazarene - Room 40
Cost: Free
Mom Connect for moms and their infants under one year of age. Here you will be able to connect with other moms who are going through the same amazing transition as you. It is a relaxed, fun, supportive environment where moms can ask questions, share their tips and survival skills, and learn about different topics. We will celebrate with each other all kinds of things like rolling over, new baby teeth, and sleeping through the night. Both moms and babies will find friendship and support. They meet the 1st and 3rd Wednesday of every month in Room 40 from 6:45-8:00 pm. For more information, contact Grace Point Church of the Nazarene at (260) 485-2110.
For more information, contact:
- Trey Brooks
- E-mail: firstname.lastname@example.com
- Phone Number: (260) 485-2110
- Website: www.gpnaz.org


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Pages: 1
I am new here but have been a New York History fan for quite a few years. I am, however, only now starting Burrows and Wallace's monumental "Gotham", I guess better late than never. I am intrigued about the "Tyger", Adriaen Block's ship which burnt near present day intersection of Greenwich and Dey Streets.The only article on Wikipedia of note, in my opinion, is this one:http://www.naturalhistorymag.com/picks-from-the-past/171517/disappearance-of-the-historic-ship-tijger?page=2In "Gotham" the authors state in the first footnote of p. 19 that much of the Tyger is still where it lays buried, apart from decay and the parts sawn off for preservation after being discovered in 1916. Has there been any re-discovery post 9-11, or addendum to the footnote?
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© 2004-2007 Gotham Center for New York City History. All Rights Reserved.
The Gotham Center for New York City History
The Graduate Center, The City University of New York, Room 6103
365 Fifth Avenue, New York, NY 10016-4309
Telephone: 212-817-8460
E-mail: email@example.com


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Hiroko Masuike for The New York Times
News about Sunscreen, including commentary and archival articles published in The New York Times.
Ask Well: Are Spray-On Sunscreens Safe?
A reader asks: Spray-on sunscreen has airborne particles that can spread or be inhaled, or can get into one's eyes. Is this safe?
August 22, 2014, Friday
MORE ON SUNSCREEN AND: Sunscreen
Ask Well: Nanoparticles in Sunscreens
A reader asks: Are there risks from nanoparticles of titanium in sunscreens?
July 17, 2014, Thursday
Your Time in the Sun, Measured to the Minute
Apps can time a user's exposure to the summer sun, and recommend protective clothing and sunscreen factors.
July 17, 2014, Thursday
MORE ON SUNSCREEN AND: WolframAlpha , Mobile Applications , Sun , Video Recordings, Downloads and Streaming , Sunscreen , Sunburn , Ultraviolet Light
Ask Well: Reapply Your Sunscreen
We are told that sunscreen breaks down after two hours. Does it break down at the same rate out of the sun? How many times should it be reapplied?
July 3, 2014, Thursday
MORE ON SUNSCREEN AND: Sunscreen , Skin Cancer , Skin
For Banana Boat, Epic Battles Between Men and Sun
Ads for a new men's sunscreen show non-beach situations.
July 3, 2014, Thursday
MORE ON SUNSCREEN AND: Men and Boys , Advertising and Marketing , Sunscreen , Energizer Holdings Inc
Fashionable Options Reshape Sun-Protective Clothing
Style-conscious women are finding more options for apparel that is flattering and fashionable, and offers protection from harmful ultraviolet rays.
July 18, 2013, Thursday
MORE ON SUNSCREEN AND: Ultraviolet Light , Fashion and Apparel , Protective Clothing , Sunscreen
Skin Cancer on the Rise in Young Women
Friends and colleagues were surprised to see the scar on my face because I was only 28. As I learned more about skin cancer, I discovered that it is becoming increasingly common, especially among young women.
July 5, 2013, Friday
MORE ON SUNSCREEN AND: Sunlight , Skin Cancer , Women and Girls , Suntan , Melanomas
Here Comes the Sunscreen
Parents applying protective lotion to their (often reluctant) children.
June 30, 2013, Sunday
MORE ON SUNSCREEN AND: New York City , Sunscreen , Children and Childhood , Skin , Photography
New Medical Advice, Kitty's Night Life and a Galactic Group Photo
Recent developments in health and science news. This week: The desk chair as a death trap and tips on learning a foreign language.
June 25, 2013, Tuesday
MORE ON SUNSCREEN AND: Medicine and Health , Obesity , Sunscreen , Language and Languages , Saturn (Planet) , Cats , American Medical Assn
Sunscreen No Longer Just for Sun
Which "city" formulations are most comfortable? Below, a few are reviewed.
June 20, 2013, Thursday
MORE ON SUNSCREEN AND: Cosmetics and Toiletries , Sunscreen
Room for Debate
Are Sunscreens Really Safe?
What do people need to know even if they cover themselves with a SPF 70 sunblock?Post a Comment »
Ask Well | Is Your Sunscreen Safe?
Ask Well provides answers to the question of whether nanoparticles of titanium dioxide are safe in sunscreen.
Here Comes the Sunscreen
Parents applying protective lotion to their (often reluctant) children.
Making Waves
The change of season calls not only for lighter fabrics and abbreviated hems but for a reconsideration of one's grooming practices too.
Rss Feeds On Sunscreen
Subscribe to an RSS feed on this topic. What is RSS?


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NIKE Women's Tiempo Natural IV IC Soccer Shoes
|Eligible for Free Shipping, No Minimum! (see promotion details)
|Free Returns on Shoes! (see promotion details)
|Members of The League get 5% back when you spend $100! (see promotion details)
Product Details
Get your indoor game on in the NIKE® Tiempo Natural IV IC women's soccer shoes. They're crafted using soft synthetic leather, with a 3/4-length midsole for flexibility and shock absorption. The outsole is designed specifically to provide great traction.
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Key Specs:
- Classification: Soccer
- Recommended Fit: These shoes run True to Size.
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Product Recommendations
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Reviewed by 1 customer
- Comfortable
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Best Uses
- Indoor
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- Was this a gift?:
- No


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Office of eLearning
Hoosier Student Digital Leaders (HSDL) is designed to be a network for school programs that provide students the opportunity to develop digital leadership skills in technology integration and innovation by assisting the school community with technology support and through positive models of digital citizenship.
Looking for an option to continue learning in spite of the weather? The Virtual Option for Inclement Weather application is now open.
Online Communities of Practice will connect you with fellow educators from around the state and beyond. These communities provide a place for collaboration around the questions and challenges that face each of us in our work. Find your community today.
Indiana's 1:1 map is a self-reported map of our school districts with 1:1 implementations. Put your district on the map, and connect with other technology leaders.
Staff Directory
|Bailey, Jason
|Senior eLearning Strategist
|(317) 232-9182
|Carnahan, Meri
|Learning Resources Specialist
|(317) 234-1329
|Dodson, Candice
|Assistant Director of eLearning
|(317) 232-9038
|Green, Michelle
|eLearning Development Specialist
|(317) 234-5702
|Ryan, David
|Program Management Specialist
|(317) 232-9119


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Maine Maritime Mariners(6-8)
- Conference:
- North Atlantic
- Region:
- North
- State:
- Coach:
- Mike Capotosto
Pilgrims Race by Mariners in NAC Semifinals
Mariners Handle Thomas; Guimond Tallies 100th Point
Spartans Down Mariners; MMA Earns No. 3 Seed
Maine Maritime Cruises Past Thomas
Mariners Ground Eagles to Win Fourth Straght
Mariners Top Green Mountain to Win Third Straight
Mariners Top Farmington to Stay Unbeaten in NAC
Maine Maritime Steams Past Lyndon State
Huskies Knock off the Mariners
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Eddie Bauer exclusive lightweight hiker reduces impact of every stride—especially critical when hiking on uneven ground. EVA footbed and midsole prevent fatigue with torsion control and arch support. Designed for light to medium day or short overnight hiking on packed trails, while carryig a pack weighing 15-40 lbs.
Need Help? 1-800-426-8020


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Ricoh 500G & Fuji NeoPan
Pofi - Fiumicino - BarcelonaTaken by simonesavo with a Ricoh 500 G loaded with Fuji Neopan (120mm, iso 400) film (available in our Online Shop) in Fiumicino, Italy. These tags describe this photo: ricoh, 500g, b&w, fiumicino, roma, spagna, italia, barcellona, aeroporto, aereo, dog, cat, cane, gatto, fuji, neopan, 400, and iso. Date: 2012-09. This photo can also be found in the album Ricoh 500 G & Fuji NeoPan B&W.
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John, referred by many as "JG," has spent his entire professional career with the 49ers since joining the University in 1999 as a ticket office intern and advancing to the current position of Assistant Athletic Director for Ticket Operations, which was announced in 2004. He oversees the department's ticketing staff, as well as coordinating the ticket operations of the 49ers seven ticketed sports of men's & women's soccer, volleyball, men's & women's basketball, baseball and soon to be football. He also works closely with the athletic foundation and athletic marketing offices to fulfill donor related benefits and sponsor needs, respectively. Additionally, John handles ticketing duties for the various hosted Atlantic 10 Conference and NCAA post-season championships including the past NCAA Division I NCAA Men's Basketball Championship events held in Charlotte in 2008 & 2011.
John is a native of West Virginia and proudly holds three degrees from West Virginia University which include a Master of Science in Sport Management (1999), a Bachelor of Science in Business Administration with a concentration on Marketing (1998) and a Bachelor of Science in Sport Management (1998). While in school at WVU, John worked in the sports communications (media relations) office.
John is single and currently resides in Charlotte and enjoys visiting family and friends in West Virginia and Maryland. John also serves as a volunteer for Pi Kappa Phi Fraternity whose national headquarters are in Charlotte. He enjoys being a spectator to area sporting events as well as patronizing local sports restaurants to watch a big game with friends.


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Application Notes (11)
- AN-0983: Introduction to Zero-Delay Clock Timing Techniques (pdf, 162 kB)
- AN-0974: Multicarrier TD-SCMA Feasibility (pdf, 634 kB)
- AN-939: Super-Nyquist Operation of the AD9912 Yields a High RF Output Signal (pdf, 221 kB)
- AN-927: Determining if a Spur is Related to the DDS/DAC or to Some Other Source (For Example, Switching Supplies) (pdf, 170 kB)
- AN-873: Lock Detect on the ADF4xxx Family of PLL Synthesizers (pdf, 207 kB)
- AN-837: DDS-Based Clock Jitter Performance vs. DAC Reconstruction Filter Performance (pdf, 313 kB)
- AN-835: Understanding High Speed ADC Testing and Evaluation (pdf, 985 kB)
AN-823: Direct Digital Synthesizers in Clocking Applications Time
(pdf, 115 kB)
Jitter in Direct Digital Synthesizer-Based Clocking Systems
- AN-769: Generating Multiple Clock Outputs from the AD9540 (pdf, 0)
- AN-756: Sampled Systems and the Effects of Clock Phase Noise and Jitter (pdf, 291 kB)
AN-501: Aperture Uncertainty and ADC System Performance
(pdf, 227 kB)
A Key Concern in IF Sampling is that of Aperture Uncertainty (Jitter)
Technical Articles (7)
ADI Buys Korean Mobile TV Chip Maker
(EE Times, 6/7/2006)
Clock Requirements For Data Converters
(Electronic Design, 2/2005)
Design A Clock-Distribution Strategy With Confidence
by Demetrios Efstathiou (Electronic Design, April 27, 2006)
Improved DDS Devices Enable Advanced Comm Systems
by Valoree Young, Analog Devices
(Electronic Products, September 2006)
- Low-power direct digital synthesizer cores enable high level of integration
Speedy A/Ds Demand Stable Clocks
by Jeff Keip, Analog Devices, Inc. (EE Times, 3/18/04)
Understand the Effects of Clock Jitter and Phase Noise on Sampled Systems
... Much of your system's performance depends on jitter specifications, so careful assessment is critical.
by Brad Brannon, Analog Devices (EDN, 12/7/2004)
Analog Dialogue (1)
Analog-to-Digital Converter Clock Optimization: A Test Engineering Perspective
(Analog Dialogue, Vol. 42, February 2008)
Data Sheets (1)
- Are outputs short-circuit protected?
- Are the ADI clock parts stand-alone clock sources or do I still have to buy a clock source to drive these parts?
- Are the CMOS drivers on the clock devices complementary?
- Can I get two clock outputs from the AD9540?
- Can I run CMOS outputs at 5V?
- Can I shift the threshold on clocks for single-ended inputs?
- Can I tri-state the AD9510 outputs?
- Can I use different power supply voltages for the PECL output drivers?
- Can I use the 951X clocks to drive a mixer (RF LO)?
- Do different divide ratios cause variations in jitter?
- Do divide ratios change the propagation delay?
- Do VCXOs have better phase noise and jitter performance than VCOs?
- Do you guarantee performance shown in ADIsimCLK?
- Does jitter vary with different clock frequencies? How about phase noise?
- Does the AD9510 support 2.5V PECL?
- Does the fine delay adjust affect the jitter?
- Help! My PLL came unlocked over temperature.
- How can I determine the die temperature of your device?
- How do harmonic spurs in the output spectrum affect jitter (random or deterministic)?
- How do I choose between active and passive filter in PLL loop?
- How do I determine if a VCO is good enough for my purpose?
- How do I feed a single-ended signal into a differential input?
- How do I get two AD951x (with PLL) to synchronize to the same reference input edge?
- How do I know which VCO will work best with the AD9510?
- How do I optimize my PLL loop for the best phase noise and/or jitter?
- How do I synchronize multiple clock devices?
- How do I use a VCO with a supply greater than 5V?
- How do I use the clock part for jitter clean-up?
- How do the PLLs in the AD951x parts compare to other ADI PLLs?
- How do you determine the bandwidth over which phase noise is integrated to obtain jitter?
- How do you specify jitter?
- How does the clock clean-up function of the AD951x parts work?
- How good does my input signal need to be?
- How long does it take for the PLL to lock?
- How much bandwidth is required to process a PECL or LVDS output?
- I am not using the CLK1 input on the AD9510. Can I just leave it floating?
- I changed the coarse phase adjust in the evaluation software, but nothing happened. What's going on?
- I have a clocking scheme which requires several different division ratios simultaneously. I have a frequency plan, but I'm concerned about crosstalk. How much of a problem is this with your clock distribution chips?
- I have an input present at the clock input, but I'm not seeing an output?
- I have pulled SYNCB low, but I still have output from a channel. Why?
- I ran the AD9510 outputs at 1.4 GHz and they seem to work fine. Is there a problem running them at 1.4 GHz?
- I really need >10 clock outputs. Can I use multiple chips together and still guarantee that all output clocks are synchronized to REFIN?
- I sure can't measure jitter with femtosecond resolution on my scope! How do you do it? How much confidence do you have in the jitter figures that you are quoting for these parts?
- I turned off my reference but the Digital Lock Detect (DLD) still says I'm locked.
- I want to use the phase offset feature on the AD9510 dividers to generate two signals 90° out of phase. How accurate is the phase offset?
- I want to use the variable delay adjust, but the jitter is too high. What can I do?
- I'm trying to write to the part in single-byte mode, but I can't write anything. What am I doing wrong?
- I'm working with optical networks - SONET/SDH. Do ADI's clock chips support these applications?
- If I change the level of PECL output, does it affect the jitter?
- If I use only one of the PECL differential outputs and the unused output is terminated in 50Ω, how will this affect the phase noise or jitter of the single-ended output?
- If jitter can be calculated from phase noise measurements, is it possible to calculate phase noise from jitter numbers?
- Is .01 uF sufficient for power supply pin bypass?
- Is it ok for me to connect the same power supply to both the charge pump and distribution power supply pins?
- Is it okay to AC-couple PECL or LVDS outputs?
- Is it possible to impedance match a clock output if it is heavily loaded? (e.g. CL=100pF)
- Is there a way to cause Input/Output rising edges to be synchronous (zero delay) with the AD9510/11?
- Is there an advantage to running a higher VCO frequency than the output frequency?
- Is there any difference between the nature of an oscillator's phase noise and the phase noise from a clock chip?
- Is there any reason to use a transformer on a differential clock output to obtain a "clean" single-ended clock output?
- May I use the AD9540 for spread spectrum clocking?
- My application has pretty tight power consumption requirements. I am very interested in the capabilities of the AD9510, but I don't need every feature. Is it possible to turn off the unused features and save power?
- My applications are RF, not for clocking data converters. Can ADI's 951X ICs be used for RF applications?
- My circuit board has both an analog GND and a digital GND. How should I connect the AD9510 pins labeled GND?
- My loop is not locking. How do I debug this?
- On my board, I can't get the same low jitter numbers that are shown in the datasheet. Am I doing something wrong?
- On the AD9510, how can I make sure that the duty cycle of output clocks stays within 40% to 60% duty cycle window?
- On the AD9510, what is the relationship between clock output jitter and CLK1/CLK2 input slew rate?
- On the AD951x clock ICs, does the phase offset (coarse delay) affect the jitter?
- Should I reference the passive filter to ground? or supply?
- Should I tie my loop filter to ground or PLL supply?
- Should I use the minimum charge pump current settings in order to minimize power?
- Some of the schematics in the AD951x data sheets show an LVPECL termination scheme which is different from the classic termination often seen (50 Ω to Vs - 2V, or the Thevenin equivalent thereof). How does this work, and how did you chose 200 Ω for the resistors? Can I use 100 ohms to improve the slew rate (or jitter)?
- The AD9510 datasheet says to use an external pull-up resistor on the FUNCTION pin. Why do I need this and what range of resistors will work?
- The loop filter was working great until I changed the divide ratio in PLL. What happened?
- The reference input is differential, but my reference is single-ended. Do I need to convert to differential to drive the AD9510?
- Using the "ADC SNR method", what is the equivalent bandwidth for the jitter specification?
- What are some of the advantages/disadvantages of using LVPECL vs. LVDS outputs?
- What are the best clock sources for a distribution-only design?
- What clock frequency comes out of the AD9510 outputs when you first apply power to the device?
- What happens if I run the part in an ambient environment which exceeds 85°C?
- What happens to the AD9510/11 clock outputs if the Reference Input (REFIN) signal goes away?
- What is the best way to terminate LVPECL outputs to get lowest jitter?
- What is the difference between the coarse phase adjust and the fine delay adjust?
- What is the effect of distributing harmonically related clocks (on chip or on board) in terms of jitter?
- What is the fan-out capability of the CMOS, LVDS, and LVPECL outputs?
- What is the fine delay adjust which is available on certain LVDS/CMOS outputs?
- What is the proper termination (value and location) for outputs?
- What PCB layout recommendations do you have for the of the exposed paddle on the bottom side of the LFCSP package?
- What should I do with unused channels on the AD9510?
- What suppliers do you recommend for VCO/VCXOs?
- What's the advantage of a DDS-based clock generator?
- When a jitter number is specified without an associated bandwidth, what bandwidth should be assumed?
- Which provides better performance - a clock source with sinewave output, or one with differential square wave outputs?
- Who do I contact for technical support on ADIsimCLK?
- Why can I not get the same output amplitude or rise and fall times as stated in your datasheet?
- Why can't I use a bandpass filter for my loop filter?
- Why do I see reference spurs?
- Why do I want to run a fast PFD frequency?
- Why do you recommend AC coupling, rather than DC coupling, at the clock inputs?
- Why does the AD9540 require special filtering on its analog output. What are the requirements of this filter?
- Why doesn't the mini-divider support the divide ratio I want?
- Why doesn't the PLL make my reference input and the clock outputs line up?
- Why don't you spec psrr and cmrr in the datasheet?
- Why is my phase noise shape changing when I change the PLL settings?
- Why is the fine delay adjust not available on all the outputs?
- Why should I use differential rather than single-ended?
- Will differential or single-ended inputs/outputs improve my jitter?
- Will the AD9510 work without a reference input signal?
Glossary (1)
Overview (4)
- Clock and Timing ICs (pdf, 4970 kB)
- Leading Inside Advertorials: Single-Chip Clock Generator with 14-Channel Distribution Solves Timing Challenges in Networks (pdf, 64 kB)
Reset your thinking about clocks.
(pdf, 153 kB)
... In precision timing, analog is everywhere.
RF Source Booklet
(PDF, 4353 kB)
RF IC Product Overview - Version P (02/2014)
Press Releases (1)
Product Reviews (4)
Circuit Simulation Tool Simplifies Clock Designs
(eeProductCenter, 8/23/2005)
Clock-circuit-design Tool Recovers Engineer Time
Ultra-low Jitter Performance Marks Analog Devices' Entry into the Clock IC Market
(eeProductCenter, 12/8/04)
Where Analog Really Meets Digital
(EE Time, 8/29/2005)
Technical Documentation (1)
Analog-to-Digital Converter Clock Optimization: A Test Engineering Perspective
(pdf, 909 kB)
By Rob Reeder, Wayne Green, and Robert Shillito


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The streets of SoHo—filled with shopping activity during the day—are relatively empty in the evening. BUT socialites and night owls: fear not. You can still rent in SoHo and enjoy the nearby nightlife of its surrounding neighborhoods.
Known for its cobblestone streets and cast-iron architecture, the area now known as SoHo was originally farmland. In the late eighteenth century, paved sidewalks literally "paved the way" for homes and establishments.learn more about this neighborhood
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Building Mix
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Open Power Distribution Blocks
- Category: Power Distribution
- Product Type: Power Supplies
- Manufacturer: AutomationDirect
The Edison HPB series open-style power distribution blocks manage power distribution needs. The tin-plated aluminum connectors are suitable for copper conductors, and the distribution blocks have a SCCR rating of 200kA, with proper fusing. They are suitable for factory and field wiring. Available in single-pole and three-pole models. The series is UL-listed and meets UL1953 standards.


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CINAHL (Comprehensive Index to Nursing and Allied Health Literature). CINAHL Plus with Full Text is the world's most comprehensive source of full text for nursing & allied health journals, providing full text for more than 560 journals and includes more than 600,000 full-text articles dating back to 1937.
When the administration of the Western College for Women – now a part of Miami University – opened its campus to civil rights activists in 1964, the institution followed its long tradition of independence and innovation. An estimated 700 young, idealistic college students from across the north arrived in Oxford, Ohio for voter registration training before leaving to serve in Mississippi to register African-Americans to vote and assist with local community projects, like Freedom schools and the building of community centers.
Today, the story of Freedom Summer has the power to evoke important questions about American identity, public life, engagement, and commitment. This exhibit will focus on local resident Roland Duerksen and former student volunteers Carole Colca and Mark Levy. They have left the legacy of their work in the Western College Memorial Archives. This exhibit, which includes photographs, letters, audio recordings, and an interactive map of Mississippi, will serve as a narrative of their dedication to civil rights and social justice.
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text: 2 BrockenPinguTheDuck | 14/05/2009 | See all PinguTheDuck's reviews (1)I brought this product based on the ratings that it had received from other customers.Pros: The sound is awesome, probably the best iPhone earphones for the money you can get!! Play.com also have a 2 year warranty which is excellent because if you're like me you will certainly need to use this.Neg: This is my 2nd pair of the MM50s and the same fault has occurred in this pair so I now assume it's a design fault. The problem is if you're into outdoor activities such as running, gym, or just general wear and tear you can expect these products to last maximum about 8 weeks. The wiring in the jack is extremely shoddy which isn't unknown to Sennheiser products.


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Welcome to the Department of Otolaryngology
The physicians, specialists and staff of the Otolaryngology Department at the University of Rochester Medical Center and Highland Hospital are dedicated to providing you with medicine of the highest order by creating a compassionate, healing environment that focuses on state-of-the-art clinical care, research and education.
UR Medicine's Department of Otolaryngology provides services to over 40,000 patients each year and is home to board-certified physicians, fellows and residents, as well as audiologists and speech-language pathologists. Our expertise include facial plastic and reconstructive surgery, pediatric ENT, cochlear implants and hearing aids, balance disorders, inhalant allergies, sinus and snoring disorders, voice and swallowing problems, treatment for cancer of the head and neck as well as post-cancer care.
Meet Our New Physician: Dr. John W. Ingle
Dr. Ingle recently completed a two-year fellowship in Laryngology and Care of the Professional Voice at the University of Pittsburgh Voice Center. Dr. Ingle has established the URMC Voice Center to provide the special care needed by vocal performers and professional voice users. He works closely in a multi-disciplinary team with vocologists, speech pathologists, and singing voice specialists, to provide comprehensive care of the voice, including voice therapy, respiratory retraining therapy, and cough-suppression therapy.
Dr. Ingle is certified by the American Board of Otolaryngology. He completed his residency in Otolaryngology at the University of New Mexico, Albuquerque in 2011. He received his MD from Boston University in 2006. He is a Post-Graduate member of the prestigious American Laryngologic Association. His research endeavors involve better understanding of cortical control of the larynx, advanced clinical and research use of laryngeal electromyography, and neurologic disorders that affect voice, breathing and swallowing. Please call the University of Rochester Voice Center at 585-758-5700 for information and appointments.
From the Newsroom
Highland Hospital Ranked Among Best in Region »
July 16, 2013
Golisano Foundation Honors 5 URMC Employees »
October 18, 2012
Otolaryngology Department Welcomes Three to Faculty »
November 21, 2011
Review our faculties' list of recent publications.
ENTell, the Department of Otolaryngology newsletter
Honors & Notable Events
June 2013
During a press conference to kick off an annual fundraiser for the Kelly for Kids Foundation former Buffalo Bills quarterback, Jim Kelly, announced that he has been diagnosed with Squamous-cell carcinoma (cancer) of the upper jaw bone. Area media outlets spoke with otolaryngologist Dr. Paul van der Sloot, specialist in head and neck surgery and microvascular reconstruction, to discuss this ever more prevalent disease and its treatment.
Watch the WHEC Channel 10 interview of Dr. van der Sloot or follow press coverage from The Buffalo News.
February 2013
Reuters included comments by Dr. Li-Xing Man in a recent article: Could Acupuncture help relieve seasonal allergies? Following the results of a German study published in the Annals of Internal Medicine.


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Pemberton Township Boat Launch Permit Application & Ordinance Details
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Deborah 5th Annual Women's Health Expo
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Team Youth Initiative 2015 Program Schedule
Adult & Youth Fit Burlington County
Tea, Designing Dolly & Me
Kids Clubhouse
Dominique Johnson's Outreach
Quilting / Sewing Club
Burlington County Parks
NJ Division of Fish & Wildlife Brochure "Great Fishing Close to Home - South Jersey"
Drenk - The Learning Academy
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Family Support Organization Groups & Classes
The Pemberton Township Recreation Department is a member of both of the following associations which provides the community with grant opportunities, education and training, volunteer training, shared services and new initiatives in the park and recreation field.
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Thank you to Daisy Troop 21072 for adding a touch of fall to the Country Lakes Clubhouse! The girls planted mums to earn their Watering Can Award.
Congrats to Theresa Weems (left) and Emma Connolly (right) for completing all 3 levels (beginner, intermediate & advanced) of our Canoe & Kayak Skills and Safety Classes! Pictured above with program instructor Matty Kinsella, the ladies completed the advanced class on August 25, 2013 at Mirror Lake. Theresa and Emma completed 14 hours of instruction between all classes and are the first "graduates" of the program that was introduced this summer.
2013 Water Carnival
2013 Mirror Lake Championships
Congratualtions to Pemberton Township native Matt Emmons for his Olympic 50-Meter Three Position Rifle Competition bronze medal!
2014 Hallows Eve
Photos by Tom Walker
Our mission is to enhance the lives of Pemberton Township residents by providing innovative and diverse programs and services. We are dedicated to raising standards, showing enthusiasm and promoting the lifelong benefits of recreation.
Click Here To See How "The Benefits of Recreation Are Endless"
Recreation Codes:
Chapter 128: Motorboats
Chapter 140: Parks, Playgrounds, Beaches & Recreational Areas
Thank You to Our Sponsors:
Have you ever tried geocaching with your family or friends? Explore the world around you... you may see something in your own town that you've never noticed before! �Find interesting items in hidden caches and leave your own for someone else to find.
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Director of Recreation & Senior Services:
Paula Kosko
Recreation Program Coordinator:
Tamara Kurth-Healy
Recreation Aide:
Nichole Pittman
Mailing Address:
Pemberton Township
Attn: Recreation Department
500 Pemberton-Browns Mills Road, Pemberton NJ 08068
Office Address:
Country Lakes Clubhouse
69 Tensaw Drive, Browns Mills NJ 08015
Office Hours:
Monday-Friday, 8:00am-4:30pm
Phone: 609-893-5034
Facsimile: 609-893-5036
The Recreation Department offers a 10% discount on program registration
fees for residents age 55+ (must be the participant in the program you are registering for).
This discount does NOT apply to facility reservations or vendor registrations.
In order to receive this discount, you must register in person at the
Recreation Department and provide proof of age.
Click here to get an inside view of our reservable facilities!
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Women with Voices Charity
Women with Voices, along with the Pemberton Township Recreation Department & Nesbit Kids Clubhouse, sponsored a Back to School Event at the Nesbit Center on August 30th, 2014. Women with Voices provided 75% of school supplies needed for the Fall 2014 school year for 175 Pemberton Township students and provided prizes for an Honor Roll Ceremony. In addition to providing school supplies, Women with Voices contributed to a BBQ lunch for children who regularly attend the Nesbit Kids Clubhouse. Women with Voices also facilitated a Summer Reading Program for Kids through TD Bank where children who read ten books received $10 to start their own savings account.
Click here to learn more about Women with Voices Charity.
2010 Program & Facility Improvements
Youth Service Week
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Youth & Adult Oil Painting Class (Fall 2010)
With Jack Kolber
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Pemberton, New Jersey 08068-1539
Phone: 609.894.8201
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All content Copyright ©1998-2014 Township of Pemberton.
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Aquatica PureScape 314 Corner Acrylic Soaking Bathtub
Product Description
Note: Tub filler not included. Ships clean of any drillings for faucets.
Corner Acrylic Soaking Bathtub
Treat yourself and soak in peaceful tranquility with Aquatica's stylish and ergonomic PureScape 314 freestanding bathtub. Aquatica challenges everything we thought we knew about a bathtub with the world-class modern design and ergonomic features that are incorporated into all of their luxury tubs. Aquatica Purescape bathtubs are as pleasing to the eye as they are to soak in. Their striking visual appeal adds a mesmerizing modern elegance to any bathroom. From the finest selection of raw materials all the way to the high-class design, Aquatica has spared no expense to innovate and create some of the highest quality bathtubs in the world.
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- Color will not fade or lose its brilliance overtime
- Preinstalled cable drive pop up and waste-overflow fitting included
- Designed for one or two person bathing
- Non-porous surface for easy cleaning and sanitizing
- Built-in metal base frame and adjustable height metal legs
- Chrome plated drain
- 5 Year Limited Warranty
- Code compliant with American standard 1.5" waste outlets
- Overall Dimensions: 59 in. L X 59 in. W X 22.75 in. H
- Depth to Overflow Drain: See Spec Sheet
- Interior Depth: 18.25 in.
- Interior Length (Top): 66.5 in.
- Interior Width (Top): 32.75 in.
- Interior Length (Bottom): See Spec Sheet
- Interior Width (Bottom): 21.75 in.
- Weight: 140 lbs
- Capacity: See Spec Sheet
- Shape: Corner
- Drain Placement: Center
|140 Pounds
|5 Year Limited Warranty
Dimensions & Weights
|Overall Width:
|4 feet 11 inches
|Overall Length:
|4 feet 11 inches
|Overall Height:
|22¾ inches
|Inside Depth:
|18¼ inches
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Stripe Felicity Turtleneck
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Stripe Felicity Turtleneck
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Took Money from our HSA, Didn't Pay Vendor, Won't return our Money
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In short (full details are below) Cigna debited our HSA account to pay claims in the total amount of $1566 in mid-February and March 1st of this year. They did not, however, pay those claims, and have admitted to this fact. It is now May 17th. The money has been gone from our HSA account for 2.5 - 3 months. Instead of simply crediting us the $1566 that they took so that we can pay our outstanding medical bills, they are 'investigating' what they did with the funds. They will give me no date by which our funds will be returned.
The nitty gritty details:
My husband's employer began using Cigna as a health insurance provider in 2011. We also have an HSA for the first time this year.
In mid-February I had 2 claims, one on 2-15, the other on 2-17. Our deductible had not yet been met so both of the claims were sent to our HSA account for automatic payment. At total of $1,566.07 was deducted from our HSA account for payment to the providers.
In early March I was told by one provider that they hadn't received payment and were trying to work with Cigna in order to verify an EFT payment. In late April I received a bill from the other provider showing no payment had been received by them either.
I called Cigna on 4-27 and was told by Consuela that they were working with the first provider (I'll call them Provider A) to track down the payment. Provider A, I was told, was being connected with a Cigna online business site that would allow the provider to track down all necessary information themselves.
Re the payment to provider B, I was told that an EFT payment had been made and was transferred to Chase (who runs the HSA) for further information. Chase informed me that everything Consuela had just told me was incorrect and that once Cigna debits my HSA account Chase can no longer see what happened to the funds.
So I called Cigna back and talked to Yolanda. She supposedly put in a request to get information as to how payment was made to Vendor B. She said that she hoped to get a response that day, or the next day at the latest, and would call me the following day with news.
Yolanda did not call me back so on the afternoon of 4-28 I called Cigna and this time spoke with Ray Lynn. She could see Yolanda's inquiry but said it looked as if it went to the wrong department. She said that she would put in a new request for tracking and would call me back on Sunday or Monday. She did not call me back.
I called Cigna again on 5-1 and spoke with Elia who sent me to Mandy who, before I could stop her, sent me to Chase where I was told the same thing I was told before--Chase can't help me once Cigna debits my account.
SO, I called back to Cigna again and spoke with Julie. She said that she could not see a payment being made in her system and that 'we are waiting to hear from that department'. I was supremely frustrated at this point and asked for a supervisor.
I was given to a supervisor named Jeff Ellison. He said that he would find out if funds were paid to vendor B. If not, the funds that were taken from my account would be credited. If a payment had been made he would get me the check clearing info. I thought...finally, I'm getting somewhere...but I was wrong.
When I spoke with Jeff Ellison again on 5-4 he said that he could not find any record of payment having been made to Vendor B. He said that he would update the service request so that the money would be credited back to my HSA. He said that he would have verification within 24-48 hours and would call me back by that Friday, May 6th.
Jeff didn't call me on Friday the 6th or Monday the 9th. I left him a voice mail on the 10th and on the 11th. Late in the afternoon of the 11th I got a call from Julie (apparently calling instead of Jeff). She told me that the payment matter was still under investigation. Cigna did take the money from my HSA and did not pay the provider, but that Cigna couldn't figure out where the money went. 'When the mystery is solved we will credit your account'. At this point I was fuming. I explained that I didn't care what Cigna had done with the money or that they needed to figure out the glitch in their system. They admitted to having withdrawn money from my account and having not paid the vendor. There is no reason for further delay, I said, pay me back! She was so sorry, she said, but they were 'working' on it and she couldn't give me a date by which I would be credited.
On 5-16 I touched base with Vendor A to see if their payment issue had been solved. Big surprise, it had not. they had gotten online with Cigna's Business Services site but all the information that they could see was 'payment was made on X date'. No payment details or an audit to show which account the payment went into. As the provider said, "Cigna has been less than helpful."
I tried to reach Jeff Ellison again and could not--only voice mail. So I called the main number and asked to speak to another supervisor. I was transferred to Gracie Lewis. She listened to my story with a mixture of horror and disbelief. She kept saying, "that just doesn't sound right that we would have taken money out of your account, not paid the vendor and drug our feet in returning your money." She apologized for Cigna's behaviour and said that she would do some research, get things straightened out and call me the next morning.
5-17: Gracie didn't call me this morning. I called her and she returned my call. She said that she is working with the client service partner (my husband's employer?) and her financial services department. It is confirmed that no check went out to Vendor B...yet, she cannot tell me when I will have my money back.
I explained to her that, in my eyes, Cigna's actions translate to theft and said that if any banking institution took $1566.09 from my checking account and refused to return it I would have solid grounds for legal action--same here--and I'm considering it.
She said that she was working really hard to get this resolved...blah, blah, blah. I explained that I had gotten that same story from every person I have talked to over the previous 3 weeks and that as 'hard as everyone is working on it' nothing is being done. She said that she 'escalated' the matter to a higher level. I asked if she was the first person to 'escalate' the situation and she said yes. If this is true, it's a clear sign of how terrible Cigna's customer service is. This should have been elevated to a high priority situation on 4-27 and should have been resolved within a couple of days. Instead, the issue was passed around and ignored. I'm not hopeful that dealing with Gracie will be any different. I told her that I read Cigna's Ethics Policy online and got a huge laugh about their dedication to 'fair treatment of customers' HA! I have never been treated so poorly by any company in my life. Frankly, never imagined that treatment like this was possible.
NOTE: I asked what was happening with the payment to Vendor A. She said the investigation is currently on hold until the matter with Vendor B is solved...assuming Vendor B issue is solved they will use the same template to solve problem with Vendor A. Again...ridiculous...as if everything at Cigna were being done by hand with pen and paper in a back room. If they can't work on issues simultaneously they are operating in the dark ages. IMO, they are simply not in a hurry to refund my money because...they don't have to be. And that's what makes me the most angry. We are financially well off, but I know that this kind of gross incompetence could wreck some families with big medical bills and shaky credit. Absolutely, totally and completely disgusted with Cigna.
The consequences of this clustered mess is that we have medical bills that are due...and in some instances past due...that we will either need to pay for out of pocket (and therefore lose the advantage of paying with pre-tax dollars with funds from our HSA) or risk having damage done to our credit...all because Cigna has taken our money and refused to return it.
If anyone out there in HR is considering using Cigna, I can say loudly and clearly RUN THE OTHER WAY if you value your employees, their time and their sanity.
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BEJ on 05/17/2011:
I have a HSA. The way mine works is that I pay the bill directly to the doctors, lab or hospital and then submit the EMB to Wage Works (administrator of my HSA) and then they reimburse be for the funds I spent. The Insurance company has no part in the transaction other than paying their part. They do not have any access to my HSA.
I hope your situation gets straightened out and very soon.
MRM on 05/17/2011:
I have a friend that received a HSA preapid card. How does that work?
Anonymous on 05/17/2011:
I have employer-provided Cigna too. I wouldn't recommend them to anyone. Your situation sounds like every one of my claims. They never call back and they always pretend that they have no record of my previous calls. They always delay payment of my claims by denying them first. Then a couple of months later, after numerous phone calls or an appeal, they pay them. There really should be a law.
tnchuck100 on 05/17/2011:
Excellent review. Very well written.
azRider on 05/17/2011:
very interesting. I have Cigna this year new as part of my employers plan also. we have what is called a HRA, which is similar to a HSA but funded by my employer not me. so far its worked out fine. I go to the doctor, they bill cigna. Cigna pays the doctor bill from my HRA. done. I don't pay anything until my HRA is empty of funds. So far cigna has worked fine and each bill is paid. so far my plan has been good and no complaints yet. I'm not sure I understand how Chase is involved in all this. a few years back we had a HSA plan and my funds were held by the health provider, not the bank. when I'd submit the claim to HSA they just paid from there. not a bank. so the HSA in this case is at Chase, and cigna can access it? its sort of confusing. is the chase account yours or cigna? if its a bank and they drew a check on it, can't you ask to see the cashed check? if its not cashed, do a stop payment?
MRM on 05/17/2011:
Az, thanks for the insight in how this card works. I thought it was a credit card.
shadesofgrey on 05/18/2011:
BEJ, since this has happened I have turned off my 'automatic claims forwarding' directive so that now I will pay the claims from my HSA and Cigna cannot touch those funds. Glad to know this system works well for you.
Az, we were required to open our HSA with Chase (actually, I think there were other choices but much more paperwork & less automation in terms of funding etc). Chase holds the assets, takes in contributions and allows for withdrawals via a Chase debit card (which I have), a check (I didn't order checkbook) or an authorized Cigna debit. Initially I authorized Cigna to debit my HSA to pay claims. But since they've made at least 2 debits without paying claims (perhaps more--I haven't yet received billing from more recent doctor's visits) and are not cooperating in terms of returning our funds, I ended the auto-forward option.
Since Cigna took the money from my account directly there is no way for me to get it back other than to wait for them to credit my account. What is the most alarming is that my HSA online statement indicates that the funds were paid to the provider, not to Cigna. But I've verified with both Chase and with Cigna that Cigna does a direct debit from my HSA and then pays the provider according...or, NOT, in this case.
Anonymous on 05/18/2011:
shades, thanks for the update. Hopefully the change will help and work like it's supposed to.
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They Are Scam Artists
Posted by
, MISSOURI -- My husband has Cigna Health insurance through work. In January 2013 he was diagnosed with Cardio Myopathy, and was told by his cardiologist that he would need an Internal Cardiac Defibrillator implanted. Due to a lot of Medicare fraud with these devices, the government has a 90 day MANDATORY waiting period before one can be implanted, during which time the doctor monitors to see if medication alone can help the condition. During that waiting period, most of these patients are prescribed by their cardiologist to wear a ZOLL Life Vest, which is an external vest worn that can shock the heart in case of sudden cardiac arrest.
My husband's cardiologist is an In Network provider, as well as the hospital he uses. The ZOLL Life Vest is the ONLY device of it's kind made in the entire world, so there are no other such devices to choose from, and this is a life threatening condition without such a device. This device is also a FDA Class III approved device, so it is no way considered an experimental device, and MOST insurance companies pay for the use of this device as an In Network device, since there are no others made, EXCEPT CIGNA! At no time did Cigna advise either my husband or his cardiologist that they considered this device as an Out of Network device, and until ZOLL themselves sent us a letter alerting us to this, and informing us that they were appealing this decision, we had no clue.
I made a complaint on the Consumer Affairs complaint forum, and lo and behold I get contacted through them the next day from someone at Cigna who said her name was Ann, and that she would like to help us with this matter. To make a long story short, she was a troll for the company whose job is to go through these boards and act like they are so concerned and want to help you. Well I bit, and sent her the information she said she needed, and she sent me back an email stating she got the info and was already at work researching the problem. Three weeks later, after hearing nothing back, we receive the final bill for what we owe to ZOLL, with the Out of Network charges, meaning they turned down Zoll's appeal, and again no one told us. I emailed Ann again, and this time I am told that she has no access to my husbands records, while remember that she told me she was researching our case and had all of the info, and that she had kicked it up to another department, and had heard nothing back, so surprise, she had just put in another request on the day I just happened to get the bill and emailed her asking her what was going on.
My husband had reached his out of pocket cap for the year BEFORE the ZOLL bill went to Cigna, so we believe that this is an arbitrary decision on their part to charge it as an Out of Network claim, so they won't have to foot the bill for the entire claim, since my husband always uses In Network providers and services, and has not reached the cap for his out of pocket expenses this year. I fired back an angry email to this Ann, which probably is not even her real name, and told her that this was a scam by her company, and that she had openly lied to me from day one, in order to stall, hoping that our time for an appeal would be up.
I filed a complaint with the Missouri Dept. of Insurance, as well as our own appeal to the APWU, which is the union for the USPS that my husband works for, because I am done dealing with this unscrupulous company. They are now going to have to explain to the state where they get off claiming this ZOLL Life Vest is an Out of Network claim, when it is the only device of it's kind made in the world, and FDA approved for my husband's condition.
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cmthru on 10/17/2013:
I have a friend who used to be with CIGNA. They paid for little including nothing for a flu shot.
LC on 03/06/2014:
What ever came of this? Did your insurance company end up paying?
Tammy on 07/29/2014:
I am interested to hear if you were ever made whole by Cigna. I am running into exact senario with my brother. He was dealing with so many other critical issues that pacemaker/defribillator surgery was out of the question. During which time he wore this vest. Cigna has denied as "experimental"
1) Company needs to obtain documentation to validate medical necessity
2) at that time, they need to get a pre-authorization for this very expensive and costly equipement.
3) Stand behind their processes without just leaving the patients out to dry with no say in the matter.
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Watch Cigna Like A Hawk!
Posted by
Wary Consumer
CALIFORNIA -- I am retired, but my wife still works for the University of California, for health benefits. It's a good thing I'm retired, because since we switched from Blue Cross PPO to Cigna Open Access at the beginning of the year, keeping on top of them has become a full-time job.
We made the switch because, on its face, Cigna was a better deal than Blue Cross. The premiums were more than $100/month less and the maximum out-of-pocket expense was half of Blue Cross's. In addition, prescription drugs counted against the deductible, and co-insurance payments and once the deductible was met and the maximum co-insurance limit reached, Cigna paid for them 100 percent. Plus, the university sets aside $1,500/year, per household for medical expenses. You have to exhaust that amount before your deductible kicks in. If you don't spend it all, the remainder rolls over to the next year. The final deciding factor for us was that Cigna seemed to cover all the doctors we were already seeing, including specialists I'd already been seeing at Stanford. And if necessary, we could have access to other specialists at UC San Francisco, another top teaching hospital in our region. For the most part, this plan has delivered as promised, but only with a lot of oversight on my part.
I have had a lot of experience with Cigna in the first year because, scarely a week into '08, I fell on ice and severely fractured my hip. This led to surgery, two weeks post-op hospitalization, one week of in-patient rehab, seven weeks of home confinement and then follow-up physical therapy (still continuing). The biggest problem with Cigna throughout this period has been numerous disputes over whether providers are "in-network."
All of the providers I've been seeing locally work for a single medical group which is under contract with Cigna. Yet Cigna initially ruled several of them as being out of network and paid accordingly (paying at 60 percent instead of 80 percent, and not counting the co-insurance toward our in-network, out-of-pocket cap). In one case, the doctor was considered out of network because Cigna had his physical address instead of his actual billing address (the medical group's). In another case, they simple didn't have the doctor's name in their database. I was unable to straighten this out over the phone with Cigna's representatives and finally had to take Cigna's EOBs into the medical group's billing office, where I sat down with a real person who was ultimately able to resolve the issue. In a third case, Cigna said the physical therapist I was seeing was not in network, even though she was employed at a facility operated by the same medical group. Once again, I had to personally go to the medical group's office to get this problem resolved. Once it was straightened out, however, it still wasn't fixed! Despite the fact that Cigna paid three subsequent physical therapy bills correctly as in-network claims(and at 100 percent, our out-of-pocket cap having long since been met), they are at this writing still refusing to pay in full the first two -- resubmitted -- physical therapy bills, saying they'd already been paid. Well, yes, Cigna did pay them, but incorrectly, treating them as being out of network. Yet in denying the resubmitted claims, they now showed the physical therapist provider as being in network. It's enough to make one's head spin. I didn't even bother to call Cigna about this, knowing it would be a waste of time. I went back to the medical group billing office, handed them the EOBs and said, "They're at it again. Please take care of this."
Another issue I had with Cigna during this time was related to ambulance services. They don't seem to consider any ambulance companies, public or private, to be in their network. So they always treat the initial claims as out of network. I had to call them on each one, and I had several, to point out that these were emergency services; it wasn't like I could choose an ambulance company when I was lying in the street, etc., etc. They finally did pay the bills appropriately.
My bottom line conclusion: Cigna claims processing is incredibly sloppy and I think it's willful on their part. I believe they're betting that most subscribers will be too busy to pay close attention to their EOBs and will just pay whatever Cigna says they owe. That way Cigna gets out of paying what it owes, both to subscribers and providers. If you can make this plan work for you, it's good, but that will require an inordinate amount of work on your part. Subscriber beware!
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sallyct on 08/08/2008:
This is not Cigna, it is the way your medical group is billing. If they are not properly filling out the hcfa form, and putting the individual clinician in, instead of the group, your claim will only be paid in network if the clinician is also individually in their network. Sorry, but your beef is with the wrong company. That is why they are the ones who are able to "fix" your problem.
Wary Consumer on 08/09/2008:
The entire medical group is contracted with Cigna. It bills Cigna under its tax ID number. They use the same tax ID number regardless of who the individual provider is. I actually got into a heated argument with a Cigna representative who insisted that the medical group was contracted with Cigna at all. So I question whether this is a billing issue. Moreover, I am struck by the fact that even after Cigna acknowledged that the physical therapy provider who works for this group was in network, they refused to pay in full an earlier claim for the same provider that they had incorrectly processed as out of network. On the EOB, Cigna's explanation for the denial was that it was a duplicate billing for a claim had already been paid. It was not a duplicate billing. It was an attempt by the medical group to get in-network reimbursement for a claim that had been treated as out of network, and this after Cigna had already begun paying subsequent claims for this same provider as in network. Sloppy, sloppy, sloppy!
joshvhawaii on 12/19/2009:
All emergency services are paid at the in-network benefit level
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Cigna takes your money every month and then refuses all claims to get richer !!!!
Posted by
DECATUR, TEXAS -- Been paying into cigna $600 a month for 12 years without fail and now my wife needs a spinal fusion for bone on bone in her lower back and they refused the surgery saying a spinal fusion is experimental, they have been doing spinal fusions since the 1960's and have done millions of them....physical therapy failed and there is no other course of treatment that will work except surgery, cigna had no other recommendations for treatment except that they wouldn't pay for surgery and she would just have to stay on pain meds forever. the surgeon has written multiple appeals to cigna on her behalf with no success. anyone have any other ideas ????
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Alain on 11/11/2011:
I happen to have some disks fused in my lower back and I can certainly tell you that there is nothing experimental about it. Additionally, I had a couple of rods put in my back & some screws, as well. My insurance (I'm in Pennsylvania-I don't know if that makes a difference) covered the procedure. I'm able to walk upright and have been since my surgery a few years back, so I consider the surgery quite successful. You may want to take a look at the Texas Department of Insurance website, http://www.tdi.texas.gov and, if necessary, think about talking to an attorney. This is the second CIGNA complaint I've seen today. I'm not very impressed with the way they do business at this point. Thank you for your helpful review.
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Posted by
After cancer surgery I contacted Cigna to get pre-approved for purchasing a specific L7900 Durable Medical device. I was told it was approved and I should find an in-network provider by calling a long list of names. After much effort and research I found an in-network company that provided the device. Based on Cigna stating the covered the device I then purchased it. But now Cigna denies the claim and states the L7900 Durable Medical device is not covered by my expensive PPO health insurance. I appealed the denial and they still denied the claim. I did everything I was supposed to do by getting pre-approved yet they still denied it. Cigna never called back when they said they would and dragged this process out for 4 months. I could attempt a second appeal but I can already tell Cigna is so screwed up and fraudulent that the appeal would be denied. Kaiser was so much better to deal with and I will be going back to them during my company's annual health choice. I am stuck paying for this device even though I would have purchased another device at a lower cost if I knew it was not covered. I don't have the time to get a lawyer and document everything that has happened, but from what I'm reading about Cigna someone should file a class action lawsuit about fraudulently misleading customers. The company is incompetent and has fraudulently misled me into making the wrong decision. Worse, they do not acknowledge their mistake and try to repair the damage done. This is the first time I've ever been so disgusted with a company that I found it necessary to file a negative report and I've been around 50 years. It is unfair to unsuspecting innocent people that unwittingly may get insurance through Cigna. DO NOT GET INSURANCE THROUGH CIGNA!!! You will regret it!!!! DO NOT INVEST IN CIGNA STOCK. Eventually Cigna's incompetence and fraud will be well known and the company will face its demise.
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Don't Believe Everything You Are Told
Posted on
This could be a complaint, but I would rather it be more informative.
When I returned home on September 29, I had a couple of checks from Cigna for health care that I had paid for in Singapore. Since I have an electronic funds transfer set up, where all my claim payments go into my checking account at home, I called to see if I should cash these checks. I might add that they had previously issued a couple of checks that should have gone direct deposit, canceled them and then reissued the money directly into my account.
One of the checks I recognized as being deposited into my account electronically, the other I did not, so I asked the csa if her records indicated that this check had been cancelled or was it in the process of being cancelled. That way, I could shred it or deposit it, whatever the case.
The csa was a big help in looking it up for me and stated that the check had not been cancelled and I was free to deposit it. She also assured me that it would not bounce when I questioned her about a possible cancellation. So, that day, September 30, I merrily drove to my credit union and deposited the check. Much to my dismay, yesterday, October 7, I noticed the check had been returned and I was charged an $8 service fee(!) Yep.
When I called Cigna regarding this returned check and the fact that I still did not have the funds electronically, they said that they were being deposited today (October 8). (Yes, they are there now.)
I guess my point is you just can't believe everything they tell you when you call. The check was dated 9-6-09 and really should have been cancelled long before it was and the funds deposited into my account. It ended up costing me $8 for something beyond my control, and I can see how the amount deposited could have screwed up someone's account if they were cutting it closer than I do. ($8 plus $230) Next time I will call--wait a week--then call again. You can never be too careful with some of these companies.
I asked them how this happened and they said it was a lag in the time it was cancelled and when they entered it into their system. I wonder why they don't enter it into the system immediately so their csa's can give the correct information? I definitely don't blame the csa.
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Posted on
ALBANY, NEW YORK -- I pay a lot of money into my policy with Cigna. The point of insurance companies is that they negotiate rates. Co-pays are to a) help cover expenses b) discourage over-usage of doctors. I have never gone for any doctor visit that I didn't then get a bill for something from Cigna. Lab fees, or we negotiated and paid this amount and this is what you owe...? What? No I paid 3,000.00 for my insurance last year. +25.00/30.00 co-pays, and you want to come back and charge me more. How do they get away with it. Where is my voice...how much did their CEO, CFO, VP's get paid. It's crazy and I'm mad as hell!!!!
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tnchuck100 on 01/16/2012:
All the heath insurance companies are like this. I have been convinced for years that our co-pays and deductibles actually pay for the medical care. All the rest is gravy money for the higher up, non-medical administrative dead wood in the system.
If 100% of Americans stopped paying premiums to health insurance companies then we would be charged something reasonable and affordable for our medical needs. There would be no administrative dead wood draining the money.
Anonymous on 01/16/2012:
Insurance companies negotiate rates with providers (doctor's and facilities), not patients. Your copays only cover the office visit. If they do any type of test or procedure in the office, then (depending on your plan) it will go to a deductible or you will be repsonsible for a percentage. All insurances do this.
clutzycook on 01/16/2012:
Last year we had BCBS's PPO. A visit to the PCP for a sick visit cost us $76. This year we have the HMO. Our co-pay is $50. So BCBS is paying $26? WTF?!
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CIGNA--A Root Canal is easier than getting approvals or claims processed
Posted by
Never in my life have I dealt with such a devious company. I would rather have a root canal. You fax a medical claim--you get a reply a month later in the mail that says they could not read it--buy a fax machine that will print clearly! You mail a claim in yourself--they lose it. You need approval for a procedure---good luck--it took me a month of calling to get them on the same page with my company medical benefits and say yes the procedure was most likely covered and they would contact me later to let me know officially (NOT A WORD AS YET).
These guys are out right crooks.
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Anonymous on 01/15/2010:
What type of procedure were you having done? The insurance company may not always approve something if they don't feel it is medically necessary.
goduke on 01/15/2010:
You really need to be complaining to your company's benefits administrator. That's the kind of thing that tends to get a response. Benefit Admin's hate being bugged about the insurance company not doing it's job (because they see how much they pay them), and usually bark at them pretty hard.
BEJ on 01/15/2010:
Look at your benefits book. If it is a covered procedure--it should be paid for. That being said, it does not mean that approval/prior authorization is not needed. Having said that, if it is not an urgent procedure it may take more time for approval--also if it is not medically necessary you may not get approval. There should be a grievance procedure that you can go through with your insurance to get it looked at a second time.
Anonymous on 01/15/2010:
BA BEJ. Having medical insurance doesn't entitle automatic approval for certain types of procedures, especially for radiology tests (CT's, MRI's). If a procedure gets denied, you can file a grievance, like BEJ stated. Sometimes procedures get denied due to lack of medical information received from the dr or the patient
Anonymous on 01/15/2010:
goduke is correct. Be sure to let your company's benefits administrator know what's going on. They'll get to the bottom of it.
azpaulh on 01/16/2010:
My experience with Cigna is similar. Their doctors recommended that I have a colonoscopy last June and when I tried making an appointment at the front desk was told that I cannot make an appointment directly as it had to be submitted and they would advise me of a date at a later time. Six months later I am still waiting. I should add that I am a Medicare patient and had used Cigna's own facility and doctors. It's probably a great plan so long as one does not neet medical attention. I am in the process of switching to Health Net and will see if they will approve the procedure any quicker. This was not the only issue I have had with Cigna. They are taking money from the government under false pretenses.
BEJ on 01/17/2010:
Littleyaya: I never said that medical insurance entitles automatic approval. I said that if a procedure is not medically necessary approval may not be obtained. I was trying to give the op several reasons why they have not gotten approval and suggested that they go back to the insurance company for a second look.
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Cigna Denies Over 90% Of Claims
Posted by
MADISON, WISCONSIN -- My boyfriend cut himself and called Cigna before he went to urgent care to get stitches. They told him exactly where to go and told him it was in-network. Then a week later gets a bill for the entire amount stating he went to an out of network provider. He called for an explanation and was told several different vague and misleading things. First he was told "you went to an out of network provider". When he informed them that this was the provider THEY told him to go to their response is "we have the power to decide what is in or out of network as we please". Then he was told that urgent care is not covered even though all of his documents state they cover urgent care 100%.
This company is SCAMMING people. From reports I have read this company denies over 90% of claims which anyone with common sense knows is not right.
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madconsumer on 01/20/2009:
insurance coverages have become insane. I recall a story about a lady who birthed her baby at the wrong hospital, and her coverage was denied! as if she had a choice.
in today's world, many people are having this very same issue with their coverage. best I can suggest, save the bills, and claim them on 2009 taxes.
great review.
very helpful.
Disaster Worker on 01/20/2009:
I suppose their alternative was for him to suture himself? Or possibly Madconsumer's story, the woman deliver her baby herself?
It really is quite crazy what insurance companies want to get out of paying. As a healthcare provider, I know of too many nightmares regarding insurance! I say to fight the claim and stick with it until they pay.
Unfortunately, you must accumulate a tremendous amount of medical bills before they are deductible from your taxes. Most people would never qualify for the deduction.
Mrs. V on 01/20/2009:
For medical bills:
If you itemize your deductions, these expenses are deductible only when paid by you, and the unreimbursed expenses exceed 7.5% of your adjusted gross income. These expenses include the premiums for insurance that covers the expenses of medical and dental care, and the amounts you pay for transportation for these purposes.
It's not to hard to reach for a family or for someone on a lot of medications to reach 7.5%.
JennieGirl on 11/06/2009:
I had nearly the exact same situation happen to me last year. I fell through our window while trying to clean it (don't ask!) and my wrist was cut open. I was bleeding out everywhere and was very worried that I had cut an important vein or something. Long story short, we drove to the nearest hospital and had me stitched up and put on antibiotics. And of course, two weeks later I receieved a bill for the full amount (over $2,000 for 10 stitches and 10 pills) since we didn't call Cigna first to see if the doctors in the hospital were in the network. I was gushing blood on the floor at 1:00 am and we were supposed to call the insurance company?!?Sorry, but I thought that insurance was FOR emergencies! When we had Blue Cross everything was covered, but this? These scubbags will take your money and give nothing in return. It's expensive, but I'm going back to Blue Cross. At least they won't leave me to bleed to death.
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Be Very Careful With Cigna Health Insurance
Posted by
GAINESVILLE, GEORGIA -- Be very careful with Cigna Health Insurance. They pay for medical services and two years after the billing they ask money returned to the hospital and the hospital bill reaches the consumer asking for payment because the insurance has asked Cigna money back. The person tries to fix the problem with the insurance and they laugh at you and end the person is paying, they are real thieves.
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Soaring Consumer on 11/20/2013:
File a complaint with your state's insurance commissioner.
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- Use sun block on lips and face when in the sun.
- Get adequate rest and relaxation. Try to minimize stress.
- If you have outbreaks often, talk to your doctor about taking antiviral medicines.
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Revision Information
- Reviewer: David L. Horn, MD
- Review Date: 03/2014 -
- Update Date: 05/02/2014 -