text:
View the online version of
the Scorecard
View a PDF of the press release
View press release
Pewaukee, WI - Credit unions have been
invited to a July 26 dialog with the Wisconsin Economic Development
Corporation (WEDC) that will look at ways to make Wisconsin's financial
industry a more competitive and robust sector of the state economy. WEDC
is the state's leading economic development entity that was created by
Governor Scott Walker's special session on jobs and replaced the
Department of Commerce in July 2011.
The dialog will kick off with analyses from state and credit union
industry economists. Credit unions will receive an update on the
organization's plans and progress, share insights affecting the
financial services industry, and explore the formation of a financial
services consortium.
The consortium would ask financial professionals to advise on
financial services issues and remain involved in the communication
process by which Wisconsin's schools and universities, skilled
labor pool, producers, and customers come together.
"Effectively, it would help keep credit unions plugged into state
policymaking as a means of stimulating economic growth," said Brett
Thompson, League President & CEO.
The dialog with WEDC will discuss issues that affect credit unions'
contribution to the state's economic engine, including but not limited
to employee education, training, recruitment and retention.
Credit unions are a vital part of the state economy, paying
millions in taxes annually while providing financial services through a
cooperative structure. This member-ownership returned $201 million to
2.2 million Wisconsin citizens in 2011 via higher interest on savings,
lower loan rates and lower or fewer fees. Bank customers saved $66
million in 2011 because of credit union competition. Credit unions
employ more than 7,535 full- and part-time staff with an annual payroll
of $278.6 million. They spent $581 million locally in 2011.
Credit unions are cooperative financial institutions that are owned by
their members and do not have stockholders. Because they are
not-for-profit, they return earnings to members in the form of more
competitive rates of return on accounts, lower interest on loans, lower
fees and improved services. Around 2.2 million Wisconsin residents
belong to credit unions, of which nearly half are open to the local
community. Find a credit union to join by visiting www.asmarterchoice.org.
The League's REAL Solutions Scorecard explains how credit unions
returned more than $201 million to their members in 2011 and served
their communities regardless of profit. It is available at www.theleague.coop/scorecard.
Magnify the positive effects of credit union
development efforts around the world—and pick up some fantastic
items, including a Wisconsin Entertainment Package valued at $350—by "Bidding for Good" as part of
the World Council of Credit Union's silent auction online.
The auction, which runs through July 17, features cool
items like sports tickets, artwork, electronics, jewelry, one-of-a-kind
experiences and unique travel packages. Bidding is open to anyone, so
spread the word! All proceeds benefit the Worldwide Foundation for Credit Unions, WOCCU's charitable arm, to support credit union development
Pat Wesenberg of Central City CU, Stevens
Point, had the opportunity to see one such development program in action
when she traveled to Kenya, Africa in 2010 to assist
the program's Busia Orphanage project – an
effort that will again benefit from the auction.
"When we arrived, the facility had no running
water. One room housed eight girls but had just one set of bunk beds.
The corn meal kept for meals was crawling in bugs and the children ran
around barefoot in chicken feces," Pat explains.
"Today, because of many donations, all the
children have shoes on their feet, clean beds, and food that's being
stored safely. Land has been purchased, plans are drawn, a well is sunk
and ground breaking will soon occur on a new orphanage that will use
volunteer help from credit unions to build. So every successful bid in
the auction is truly changing lives," she says.
Register to
bid and direct any
questions to Valerie Breunig at WOCCU at (608) 395-2055 or email@example.com. Auction
items are still being accepted and are much
Pewaukee, WI - When asked about
satisfaction and trust, consumers continue to rate credit unions
extremely well – a sign that, especially during challenging
economic times, businesses can succeed when they prioritize their
customers' well-being. For example, the member-owned financial
Credit unions are cooperatives owned by members, where every
depositor's vote is equal to every other's, regardless of how much they
have on deposit. This ensures that practices and policies favor members,
and that the services members need are available even if they
don't drive the bottom line – an effort credit unions call
REAL Solutions®. The effort teaches consumers to save, avoid
financial predators, access low-cost loans, improve creditworthiness,
and build wealth.
Wisconsin credit unions saved their 2.2 million members more than $200
million in 2011 via lower rates on loans, higher rates on savings and
lower and fewer fees compared to for-profit institutions. Learn more at
Find a credit union you can join at www.aSmarterChoice.org.
The League's Compliance Roundtable, set for Sept. 27 in Pewaukee, offers unparalleled
opportunity to network, exchange ideas and learn the latest regulatory
Attendees will receive updates on NCUA's new
Troubled Debt Restructuring rule and hear from the Office of Credit
Unions about the policies addressing loan workouts and nonaccrual
standards for loans.
Paul Guttormsson, Legal Counsel in the
League's Legal Affairs Dept., will break down in plain English some of
the most complex compliance issues to help you get a game plan to tackle
impending deadlines and cover your most important bases.
The League Service Corp.'s Compliance
Specialist Team – which works on a shared basis with credit unions
statewide to assist with compliance obligations – will
provide more than a year's worth of practical insights regarding:
Plus, as part of a facilitated discussion,
attendees will talk about where they're at implementing compliance
requirements and share best practices with the group. It's the fastest,
most practical way to learn what's happening on the compliance front and
get answers to the toughest issues your credit union is facing. This
interaction alone - that adds to your network of helpful contacts - has
made this event one of the League's most well-attended events.
Register now to ensure your seat at the table!
Please direct questions to Judy
Phillips at (262) 408-6020.
Tuesday, August 21, 2012
Webinar - 1:00 - 2:00 pm
Click here for
additional information and to register!
Save the Date!
Many credit unions are familiar with
multi-featured open-end lending (MFOEL), in which a member may sign one
master agreement and then take out various open-end advances for
different loan products, like CUNA Mutual Group's LOANLINER®.
In July, The League alerted credit unions to an NCUA Letter to Federal Credit Unions (12-FCU-02) with
updated guidance on MFOELs.
That NCUA letter also very briefly addressed
what the NCUA called multi-featured lending (MFL) plans – blended
lending plans that use an umbrella loan agreement for a member's
open-end lines of credit and closed-end loans. This was a new
concept for most credit unions.
It appears that some loan forms suppliers
began to develop MFL products as a result of Truth in Lending changes
over the past few years. Credit unions should be cautious when
considering these MFL program – as with any new lending program
– and be sure they understand the federal and state legal issues
that might arise and the potential risks they may incur.
If your credit union is considered an MFL
program, with closed-end lending features, be sure you review The League's Sept. 13 Compliance
Courier, which explains the compliance issues
with MFL plans and offers recommendations and alternatives like using
traditional closed-end loan forms and perhaps adopting recent
technological advances, like digital signatures, for member
Part one in a
series about the value of League membership
One of credit unions' top concerns is
preserving a regulatory environment that protects members without
inhibiting credit unions' ability to deliver services and
Your League monitors both state and federal
rules and regulations from when they're first proposed through
their implementation, using input from credit unions to shape the
specific requirements credit unions must follow under the law. Together we accomplished a lot on the regulatory front in
2012. For example, we:
"It's more necessary than ever that we remain
vigilant to minimize credit unions' regulatory burden by working
together through The League to provide regulators front-end input. They
need our practical insights to help them recognize how hard credit
unions are working for their members and how much of a toll increased
regulation takes," said Jo Whiting, The League's Executive Vice
President/Chief Advocacy Officer.
"Our input has grown in importance as
regulators have felt greater pressure to ensure the soundness of
financial institutions – but at the same time they have added
substantial regulatory burdens that can undermine credit unions'
ability to serve their members. When we speak together, we have a much
better opportunity to be heard."
Watch League News for more about what we
have accomplished together in 2012 as a united League.
Friday, October 12, 2012
Lambeau Field Atrium | Green Bay, WI
Be sure you're at Lambeau Field Oct. 12 for
the second annual Wisconsin Summit of Financial Literacy, which supports
professionals who offer personal finance programs to diverse
populations. Green Bay Packers President Mark Murphy will be among
attendees cheering on participants and presenters, which include
community educators, college professors shaping personal finance
education, and K-12 teachers. Also enjoy 4 free waterpark passes that
accompany discounted room rates at nearby Tundra Lodge and Resorts.
Click here for additional information. Register by October 10.
Job Summary:
Ensuring that all records of the credit union, as they pertain to
credit union policies and procedures, are accurate and in adherence to
rules and regulations as set forth by NCUA, the State of Wisconsin,
federal law, etc. This person will also be responsible for ensuring the
quality and accuracy of credit union documentation and member records by
reviewing and correcting daily work and computer input.
Essential Functions:
Reply to: Unison Credit Union
1616 Crooks Ave
Kaukauna, WI 54130
You're invited to attend the Wisconsin
Economic Development Corp.'s Financial
Services Roundtable meetings Dec. 5 and in 2013.
The WEDC is the
state's leading economic development entity that was created by
Governor Scott Walker's special session on jobs and replaced the
Department of Commerce in July 2011.
As part of the meetings, which will convene at
the UW Fond du Lac campus, credit unions will receive an update on the
organization's plans and progress, share insights affecting the
financial services industry, and discuss possible areas of collaboration
through a Financial Services
In addition to financial institutions, WEDC is
collaborating with individual task teams that are focusing on:
Register now for the Dec. 5
meeting, and mark your calendar for the 2013 dates, tentatively set for
March 7, June 6, Sept. 5, and Dec. 5.
Questions about the meeting
can be directed to Luke Fuszard at (608) 210-6846.
Thursday, January 31, 2013
10:00 - 11:00 am CST
About the Program
Most, if not all, credit unions today are looking for additional
lending opportunities to increase revenue. During this webinar,
we'll take a look at:
Afterwards, you should be able to identify your credit
union's loan challenges and the opportunities and
resources available to overcome those challenges.
Speaker: Michael Bartoo
Speaker: Michael Bartoo
The State Government Affairs
Conference, Jan 22-23 in Madison, is a
must-attend event to promote and protect the interests of
the 2.3 million credit union members in our
state. With the November election and recent
redistricting, you may have new legislators representing you, your
credit union and members. Take this opportunity to start or strengthen
your relationships with elected officials and you'll hear from top
Wisconsin political observers like Jeff Mayers of Wispolitics.com.
Most credit unions and Activists qualify for at least one of our registration discounts.
The 2013 State Government Affairs Conference
is an efficient and effective way to advocate for your credit union. Not
convinced? Consider just a few of the reasons to attend:
Wednesday, October 16, 2013
10:00 am - Noon CST
Speaker: Celeste Cook, cuStrategies, LLC
In a challenging economy with high unemployment, increased
bankruptcies, and low consumer confidence, successful credit unions must
find ways to increase loan growth and profitability without increasing
risks. Explore risk-based lending best practices that have proven to
increase loan growth and profitability in a challenging economy. Learn
how you can analyze credit reports and show members how they can improve
their credit scores. Find out what you can do to strengthen
relationships with your existing and new members seeking loans. Explore
risk management strategies that help successful credit unions minimize
losses and delinquencies.
Thursday, March 28, 2013
Speaker: Celeste Cook, CU Strategies,
Can credit unions experience significant loan growth,
profitability, and membership growth in a challenging economy?
Credit unions across the nation have experienced nominal to negative
loan growth due to economic conditions that have resulted in high
unemployment, increased bankruptcies, and a lack of consumer spending.
Successful credit unions must be proactive, not reactive, in their
effort to maximize loan growth and profitability while managing risks
and minimizing losses. Explore a ten-step process that has been proven
to increase loan opportunities, profitability, and membership growth in
a challenging economy. Discover creative lending strategies, innovative
marketing initiatives, and a unique lending program thatcredit unions
can integrate for successful growth!
February 20, 2013
Radisson Paper Valley
333 West College Ave., Appleton
(800) 333-3333
Rate - $99.00 single/$109.00 double occupancy, plus tax. When making
your reservation, please ask for The Wisconsin Credit Union League
sleeping room block.
Release Date - January 22, 2013
This event is designed to provide opportunities for credit union
Human Resources Professionals to discuss key issues with their peers
from around the state. This unique roundtable provides the chance to
interact face-to-face with your peers in an informal setting, designed
to optimize knowledge sharing and maximize networking. Register today to
save your seat for this annual must attend event at the Radisson Paper
Valley, Appleton.
CoVantage Credit Union, headquartered in
Antigo, will use a $1.5 million grant from the federal Community
Development Financial Institution Fund – plus an additional $8.5
million in loan funds its Board of Directors has specifically earmarked
– to expand its Rescue Refinance Program, which helps local
residents struggling with mortgage debt.
CDFI (Community Development Financial
Institution) grants help financial institutions throughout the U.S.
offer products and services that would otherwise be out of reach for
thousands of low-income Americans. Institutions receiving the funds must
qualify under guidelines set forth by the U.S. Department of the
Treasury, which administers the program.
"Part of our mission at CoVantage is to help
those having financial difficulty. The decision to apply for this grant
was easy, and it is rewarding to know the funding it provides will help
our credit union continue living that mission," said CoVantage
Credit Union's Executive Vice President Paul Grinde.
He explained that many families and
individuals have been unable to keep up with their mortgage payment
because of rate increases imposed by their current lender, but are
unable to refinance their loan using traditional methods because of
declining property values. The credit union's Rescue Refinance
program helps these homeowners by providing a "bridge" between what they
can currently qualify to borrow and the amount needed to preserve the
For example, homeowners can borrow up to 90%
of the value of their property without private mortgage insurance
– the maximum that lending regulations allow - on an adjustable
rate mortgage with a fixed rate for the first 10 years. The rest of the
funds needed would be obtained through a second mortgage to be
repaid at a later date. Using this extra source of funding, borrowers
could finance the amount between the first and second mortgage, at 110%
loan-to-value. The refinance could be used to pay existing first and
second mortgages, including any past-due property taxes, judgments and
other refinancing. With the grant, there is no payment due or interest
charged on the second mortgage as long as the home is owner
"With the CDFI funds, we can now make our
Rescue Refinance program available to individuals who previously may not
have qualified. This program has the potential to help hundreds of
people who otherwise may not be able to keep their home," said
Brewery Credit Union received CDFI funds
in 2010
to provide special assistance to members it serves in
the near-downtown Milwaukee area.
"It's really gratifying
that two credit unions in Wisconsin – one serving an urban area
and now another serving largely rural communities – has received
these funds," said Chad Helminak, The League's Director of REAL
Solutions and Outreach. "These credit unions and others have offered
an array of programs simply to help members that could not receive the assistance
elsewhere. That is what Wisconsin Credit unions' REAL Solutions
effort is all about, and why –
year after year – credit unions are being recognized for demonstrating their social responsibility."
Credit unions that serve a qualifying number
of members who are considered low-income may qualify for CDFI awards.
According to CUNA, while credit unions hold only a 13.6% market share
for financial services in Wisconsin, they operate 40% of all financial
branches in low-income areas. 94% of banks have no branches in these
CoVantage was the only Wisconsin credit union
that received a CDFI grant during the latest round of funding, which
provided 155 CDFI-designated
institutions more than $142 million to serve economically distressed communities.
Wednesday, January 23, 2013
Speaker: Tim Harrington, TEAM Resources
How do you verify a borrower's income from a tax return? Many
people take AGI and add back depreciation. That might be right, but even
a broken watch is right twice a day. Extracting cash flow from a
personal tax return is much more detailed than that. This session will
teach you how to read and understand a borrower's tax return and
convert taxable income into cash flow. Loans are paid with cash flow,
which rarely matches a borrower's taxable income. We will start
with the basic incomes, then move to interest and dividend income
(Schedule B), sole proprietor income (Schedule C), gains or losses on
sales (Schedule D) and installment sale income (Forms 6252 and
Overestimating income from a tax return can lead you to approve a
weak loan that could eventually cost you tens of thousands of dollars.
Underestimating income can lead you to deny good loans you need to grant
in this tough economy. This webinar will make the process of analyzing
personal income tax returns simple and understandable by using quality
instruction and frequent examples.
Tuesday, May 7, 2013
Speaker: Kate McPike, Trainer &
Objections are part of the sales process. It's usually the part
of the sales process that we don't like...when someone objects to
a product recommendation, it makes us feel uncomfortable. In this
session you will learn:
In Wisconsin in 2012, 4,547 consumers from
207 cities visited www.aSmarterChoice.org seeking
information about credit unions, and 1,774 of those consumers conducted
a successful online search, identifying one or more credit unions they
were eligible to join if they fell within the required field of
In 2012 among all U.S. states, Wisconsin
ranked 20th in the number of total visitors to the website,
which has become the premier resource for media to point to any credit
union nationwide that consumers can join.
Nationwide in 2012, 385,000 visits to the site
were made by more than 250,000 unique visitors, and of those visitors,
218,000 successfully found a credit union they were eligible to join on
their first try.
The strong 2012 numbers came on the heels of
"Bank Transfer Day." That event alone, which urged consumers to ditch
their banks in November 2011, drove the site to record more than 240,000
visits from 198,000 unique visitors in 2011.
Since the site was launched in February 2011,
the site has received a total of 626,000 visits from more than 450,000
unique visitors. There have been more than 403,000 searches for credit
unions with 229,000 successful matches occurring on the first try.
Credit unions can help ensure an effective
search – and gain new members – by updating the basic
information that's on the site including the credit union's
contact information, main office and branch locations, field of
membership and affiliation. Credit unions can include up to four links
such as to your member website or your Facebook or Twitter pages,
provide an email address as a first point of contact and provide either
a marketing message or list of select employee groups that can join.
The more detail a credit union provides, the
more likely a consumer will complete a successful search.
All Wisconsin credit union presidents received
a username and password to edit their information. Presidents can, in
turn, add (or delete) other users to help manage the information. Credit
unions can add, change or delete information from the site at any
Questions? Contact Judy Phillips at (262)
Lee Wetherington, who guides top-performing
financial firms on cutting edge technologies, will share with attendees
at The League's Annual Convention & Expo the key insights
you need to ensure your credit union's mobile and other technologies are
on pace to meet future demands.
Director of Strategic Insight for ProfitStars,
Wetherington is noted for driving progress in the financial services
sector by communicating to top executives the trends and implications of
new technologies. At convention, he'll offer:
Wetherington is among the most acclaimed technology speakers in the
U.S., having given more than 300 presentations for state and national
trade groups that focus on opportunities and challenges related to
e-banking, payments and more. His comedic style has earned rave reviews.
He serves as a technology faculty chair for several
regional schools of banking and finance, is accredited through the
national Automated Clearinghouse Association, and is renowned for the
cutting-edge guidance that has driven bottom line results for the
nation's largest and most well-recognized financial players.
Read more about Convention's featured Speakers, and act now to register and secure
reduced-rate lodging!
Questions? Contact Judy
Phillips at (262) 408-6020.
Thursday, June 27, 2013
Speaker: Elizabeth Fast, JD, CPA, Spencer Fane Britt & Browne,
What you don't say can be a compliance violation! What you do
say can be a compliance violation! Confusing? Absolutely! Whether it is
print media, radio, TV, lobby posters, brochures, or the Internet,
multiple regulations impact your credit union's advertising. You
must be knowledgeable to avoid compliance pitfalls. However, rules and
regulations can be costly to implement and difficult to interpret. This
session covers the numerous rules and regulations that restrict
advertising content and mandate specific disclosures, as well as the
form and content of all types of advertising. Risking noncompliance is
not an option! A single regulatory violation, or worse, a pattern of
violations, can lead to regulatory fines and potential lawsuits.
The League's Collections Seminar May 29 in Pewaukee offers strategies to
help you collect debts faster, protect your assets more effectively and
minimize the risk of costly lawsuits, fines and judgments levied against
you, whether you collect primarily from members or their businesses.
You'll learn:
You'll also have a better grasp on the requirements of the Wisconsin
Consumer Act and Fair Debt Collection Practices Act and benefit from a
panel discussion on what practices work best.
Register by contacting Judy
Phillips at (262) 408-6020.
View the
PDF version of the Scorecard
View PDF of press release
View press release
Governor's Proclamation during Financial Literacy Month cites credit
unions' commitment to financial education
Pewaukee, Wis. - Consumers across Wisconsin visited aSmarterChoice.org last year to
find a credit union they can use for their banking. Almost 90,000 people
became credit union members in 2012 and started reaping the huge savings
credit unions offer on every day financial services – totaling
more than $1 billion in Wisconsin alone since the start of the recent
recession in 2007. For example, consumers who use a credit union
"Because credit unions have no outside
investors, they return their earnings to the 2.4 million Wisconsinites
who use them through higher rates on savings deposits, lower rates on
loans and lower and fewer fees," said Brett Thompson, President &
CEO of The Wisconsin Credit Union League. "That is in addition to credit
unions' community support and free financial education highlighted in a
Governor's Proclamation recognizing
April as Financial Literacy Month."
Learn more about the value
credit unions deliver at www.theleague.coop/scorecard and www.theleague.coop/forareason.
Our corporate credit union is seeking a dynamic pro-active financial
sales professional to promote our Broker/ Dealer partner's marketable
securities program. This position will be charged with building and
maintaining investment and liquidity relationships, primarily through
proactive phone contact. The qualified candidate will be well educated
and have a minimum of two successful years of experience selling to
financial institutions, along with a proven ability to build rapport and
serve as a fiduciary expert. Must possess Series 7 and 63 licenses along
with a sound understanding of investments and the overall financial
markets. Only highly motivated, results-orientated people should apply.
We offer the opportunity to grow and excel in a dynamic, fast paced
environment while rewarding employees with an excellent wage and
benefits package.
For consideration, please submit resume and compensation requirements in
confidence to: email@example.com Corporate
Central Credit Union 6262 South Lowell Place Muskego, WI 53150
June 18, 2013
Credit Union House
Washington, DC
9:00 am - Briefing
10:30 am - 5:00 pm - Hill visits
5:30 pm - Reception
LODGING: The League has reserved a number of rooms
at the:
Embassy Suites Washington D.C. - Convention
Center 900 10th Street NW, Washington, District of Columbia,
Group Information
Group Name: The Wisconsin Credit Union League
Group Code: WCL
Check-in: 17-JUN-2013
Check-out: 20-JUN-2013
RATE: $289.00/night, plus tax (Room available June 17 -
19th )
Release Date: June 3
Be sure to mention these guest rooms are in The Wisconsin Credit Union
League room block to receive this special rate. Registering for this
event automatically designates you as a credit union Activist!
Thursday, August 8, 2013
Speaker: Debbie Crawford, gettechnical
Having an understanding of endorsements is crucial to making sound
check cashing decisions. A check is a unique type of contract where
ownership can be transferred by way of the endorsement on the back of
the item.
This session will cover the following and more:
Wednesday, September 11, 2013
Speaker: Barry Thompson, CRCM,
Thompson Consulting Group, LLC
Protecting your credit union and members is everyone's
responsibility – especially the frontline. When an unknown member
approaches the teller line, there are only three items tellers can use
to detect fraud: the item presented, the individual presenting the item,
and the identification the individual provides.
False identification, counterfeit items, and scams that can fool an
untrained person mean major losses for the credit union. The person
trying to defraud the credit union relies on only a cursory review of
his/her identification. The ID doesn't have to be perfect –
it just has to pass an inattentive or rushed inspection.
This webinar will teach staff how false identification can be
produced, while providing knowledge on how to analyze identification.
Scams used by money mules or con-artists to rush staff through
transactions will be included. Participants will also learn tips and
techniques to help determine if signatures on negotiable items were
traced, forged, or altered. This program will instruct those staff
members most likely to encounter these attacks on how to identify and
stop the criminal.
Tuesday, September 10, 2013
Speaker: Ann Brode, Brode Consulting
Services, Inc.
In January 2013, the Consumer Financial Protection Bureau (CFPB)
issued the long-awaited final rules regarding mortgage loan originator
compensation and qualification requirements under the Truth in Lending
Act (TILA), as amended by the Dodd-Frank Act. The new compensation rules
potentially have a major impact on mortgage loan officers/originators
and financial institutions themselves.
These changes will affect policy and procedures and will include
self-testing of the new compensation guidelines. Examiner guidance has
been issued and financial institutions will be scrutinized regarding
compliance with the new rules. This is a must-attend webinar in order to
prepare for the January 10, 2014, deadline! You will be provided the
tools you need to be compliant by this fast approaching deadline. Issues
will be discussed step-by-step, example-by-example.
Take action now!
Take two minutes to protect the credit
union tax exemption by helping Wisconsin reach our contacts goal.
Credit unions earn their tax status with
decades of accomplishments and an unwavering commitment to their
members' and communities' best interests. To lose the tax exemption
would jeopardize the valued services and $8 billion in annual benefits that
American consumers receive because of
the income tax-exempt cooperative
structure that allows credit unions to
put the best interests of people ahead of profit.
While Wisconsin credit unions continue using
their websites, social media, printed letters
and more as part of their "Don't Tax My Credit Union"
advocacy, the August recess, which ends Sept. 9, offers another
important front in the battle: local visits with Wisconsin's
Congressional delegation in district or even in your credit union.
Far from a vacation, this
in-district work period is considered by Washington, D.C. insiders as
"high season" for interest groups to reach their lawmakers. So it's
likely that many of the hundreds of other advocacy
groups fighting for priority for their
tax status will pursue face time with Members of Congress over the next
critical few weeks. It is key for credit union advocates to have an
in-district presence as well.
Recent articles have talked about how Congress
does a lot to engage with constituents during
this period, offering a critical window
for interest groups to amplify their message through a "surround sound"
One strategist said, "If
you're going to get anything to move, you have to appeal to the
lawmakers back at home. The smart outside groups have always used the
recess to get their message through."
From now until Sept. 9, please advocate for
your credit union by:
Credit unions have been working hard to direct
their employees, directors and members to the grassroots action
page, www.DontTaxMyCreditUnion.org, where
a message to Congress can be sent in just seconds. Wisconsin credit
unions are working in concert with The League to concentrate grassroots
response during a dedicated week of
advocacy. These weeks of advocacy can help
Wisconsin regain our usual status as a state known for successful
grassroots efforts; currently our state ranks a distant 19th in total
contacts made among states fighting to
preserve credit unions' tax status.
At the same time, bankers are using a website,
social media campaign and videos (see 1, 2 and 3) in hopes of derailing our
"Advocacy during the coming weeks as the tax
reform bills are being drafted—and as our delegation is back in
their districts for the August recess—will be essential to our
success," said VP of Government Affairs Tom Liebe.
"If our tax status is preserved in the draft,
expected sometime in September, then our job will be to defend that
position before the full Congress," he said. "But if we're not
accommodated, we face a much more significant challenge of restoring the
tax status in committee, on the floor, or in conference committee.
That's a risk credit unions should avoid at all costs."
Even if a tax reform bill does not advance
this session, Liebe notes, a strong voice in support of credit unions
will be crucial to preserve the current tax status because the decisions
made today are the likely starting point from which tax reform
deliberations continue.
WESTconsin CU recently tweeted the Don't Tax My Credit Union video, and by tagging their legislators, they made sure
that @RepRonKind, @TammyBaldwin and @SenRonJohnson would see it. Tagging your legislators in tweets and using
the hashtag #DontTaxMyCU not only helps track these messages, but ensures that they
reach the legislative audience. Thanks WESTconsin!
Address: 4215 Green Bay Rd. Kenosha, WI 53144
State Rep: Peter W. Barca (D-WI-064)
State Sen: Robert Wirch (D-WI-22)
U.S. Congressman: Paul Ryan (R-WI-01)
Address: 900 Wood Rd. Student Center, Suite D108 Kenosha, WI
State Rep: Peter W. Barca (D-WI-064)
State Sen: Robert Wirch (D-WI-22)
U.S. Congressman: Paul Ryan (R-WI-01)
Address: 7025 W. Appleton Ave., Milwaukee, WI 53216
State Rep: LaTonya Johnson (D-WI-017)
State Sen: Nikiya Harris (D-WI-006)
U.S. Congressman: Gwendolynne Moore (D-WI-04)
Address: 7139 N. Port Washington Rd., Milwaukee, WI 53217
State Rep: Dan Knodl (R-WI-024)
State Sen: Alberta Darling (R-WI-008)
U.S. Congressman: Gwendolynne Moore (D-WI-04)
Address: 4000 W. Loomis Rd., Milwaukee, WI 53221
State Rep: Daniel Riemer (D-WI-007)
State Sen: Tim Carpenter (D-WI-003)
U.S. Congressman: F. James Sensenbrenner Jr. (R-WI-05)
Address: 10811 W. Park Place, Milwaukee, WI 53224
State Rep: Frederick Kessler (D-WI-012)
State Sen: Lena Taylor (D-WI-004)
U.S. Congressman: Gwendolynne Moore (D-WI-04)
Address: 2243 N. Prospect Ave., Milwaukee, WI 53202
State Rep: Jon Richards (D-WI-19)
State Sen: Chris Larson (D-WI-07)
U.S. Congressman: Gwendolynne Moore (D-WI-04)
Address: 1515 W Lapham Blvd., Milwaukee, WI 53204
State Rep: Jocasta Zamarripa (D-WI-008)
State Sen: Tim Carpenter (D-WI-003)
U.S. Congressman: Gwendolynne Moore (D-WI-04)
Address: 1201 Marquette Ave., South Milwaukee, WI 53172
State Rep: Mark R. Honadel (R-WI-021)
State Sen: Chris Larson (D-WI-07)
U.S. Congressman: Gwendolynne Moore (D-WI-04)
Address: 150 W. Ryan Rd., Oak Creek, WI 53154
State Rep: Mark R. Honadel (R-WI-021)
State Sen: Chris Larson (D-WI-07)
U.S. Congressman: Paul Ryan (R-WI-01)
Address: 448 Falcon Ridge, Burlington, WI 53105
State Rep: Robin Vos (R-WI-063)
State Sen: John Lehman (D-WI-021)
U.S. Congressman: Paul Ryan (R-WI-01)
Address: 1400 N. Newman Rd., Racine, WI 53406
State Rep: Robin Vos (R-WI-063)
State Sen: John Lehman (D-WI-021)
U.S. Congressman: Paul Ryan (R-WI-01)
Address: 3525 Rapids Dr., Racine, WI 53404
State Rep: Tom Weatherston (R-WI-062)
State Sen: John Lehman (D-WI-021)
U.S. Congressman: Paul Ryan (R-WI-01)
Address: 1300 90th St., Sturtevant, WI 53177
State Rep: Robin Vos (R-WI-063)
State Sen: John Lehman (D-WI-021)
U.S. Congressman: Paul Ryan (R-WI-01)
Address: 611 E. Geneva St., Suite A, Elkhorn, WI 53121
State Rep: Amy Loudenbeck (R-WI-031)
State Sen: Neal Kedzie (R-WI-011)
U.S. Congressman: Paul Ryan (R-WI-01)
Address: 15350 W. Howard Ave., New Berlin, WI 53151
State Rep: Mike Kuglitsch (R-WI-084)
State Sen: Mary Lazich (R-WI-028)
U.S. Congressman: F. James Sensenbrenner Jr. (R-WI-05)
Address: 1600 Summit Ave., Waukesha, WI 53188
State Rep: Adam Neylon (R-WI-098)
State Sen: Paul Farrow (R-WI-033)
U.S. Congressman: F. James Sensenbrenner Jr. (R-WI-05)
Address: 15850 W Bluemound Road, Brookfield, WI 53005
State Rep: Rob Hutton (R-WI-013)
State Sen: Leah Vukmir (R-WI-005)
U.S. Congressman: F. James Sensenbrenner Jr. (R-WI-05)
Address: 765 N Broadway Street, Milwaukee, WI 53202
State Rep: Jon Richards (D-WI-19)
State Sen: Chris Larson (D-WI-07)
U.S. Congressman: Gwendolynne Moore (D-WI-04)
Address: 6126 W. Layton Ave. Greenfield, WI 53220
State Rep: Mike Kuglitsch (R-WI-084)
State Sen: Mary Lazich (R-WI-028)
U.S. Congressman: F. James Sensenbrenner Jr. (R-WI-05)
Address: N88 W14930 Main St. Menomone Falls, WI 53051
State Rep: Dan Knodl (R-WI-024)
State Sen: Alberta Darling (R-WI-008)
U.S. Congressman: F. James Sensenbrenner Jr. (R-WI-05)
Address: 1606 S 84th Street West Allis, WI 53214
State Rep: Joe Sanfelippo (R-WI-15)
State Sen: Leah Vukmir (R-WI-05)
U.S. Congressman: F. James Sensenbrenner Jr. (R-WI-05)
Address: 6402 W Brown Deer Rd Brown Deer, WI 53223
State Rep: Dan Knodl (R-WI-024)
State Sen: Alberta Darling (R-WI-008)
U.S. Congressman: Gwendolynne Moore (D-WI-04)
Address: 1501 E. Sunset Dr. Waukesha, WI 53189
State Rep: Bill Kramer (R-WI-97)
State Sen: Paul Farrow (R-WI-33)
U.S. Congressman: F. James Sensenbrenner Jr. (R-WI-05)
Join credit union supporters from across the
country from the comfort of your own computer during the Virtual Don't Tax My Credit Union Rally, Wednesday,
Oct. 2 from 1-2 p.m. Central Time. The rally, hosted from Credit Union House in
Washington, D.C., will feature speakers,
interviews and video conferences with credit union leaders and
supporters nationwide. To join the rally, simply log on to www.DontTaxMyCreditUnion.org.
What's at
Grassroots supporters of credit unions are
urging lawmakers to preserve as part of tax reforms the federal tax
exemption credit unions receive as not-for-profit, member-owned cooperatives. Credit
unions' tax-exempt structure, which allows credit unions to put
the best interests of people before profits, preserves $8 billion in annual benefits
for 93 million consumers nationwide.
Even if a tax reform bill does not advance
this session, a strong voice in support of credit unions will be crucial
to preserve the current tax status because the decisions made today are
the likely starting point from which tax reform deliberations
"Rather than rallying supporters at the
National Mall—like so many campaigns do—this movement will
rally tens of thousands of credit union members nationwide online," said
Bill Cheney, president and CEO of CUNA.
To date, the campaign has generated over
900,000 messages to members of Congress, 15,000 of which have come via
social media. Several Wisconsin credit unions have surpassed individual
goals as part of a dedicated week of advocacy – an effort
that has ranked our state 9th in the nation for total contacts to
Credit unions are urged to use materials
provided by The League and CUNA to
engage their staff, directors and members in this advocacy.
The DontTaxMyCreditUnion.org website allows you to send a pre-written email to Congress in just
seconds. A sample letter is also available for members to sign in your
Questions? Contact Sarah
Wainscott at (608) 514-0086. Please report your totals for
contacts to Congress that your credit union coordinates outside
the DontTaxMyCreditUnion.org website.
Guest column by Jim Schrimpf
Smaller credit unions face many challenges:
the oppressive deluge of new regulations, lack of a spread, slow loan
demand, challenges to succession planning, and more. But there are small
credit unions that are doing great and have a bright future. One
way to get there is to meet overlooked financial needs, and in
doing so, improve service penetration and cultivate member loyalty.
My credit union, Brewery CU, is a low
income-designated and Community Development Financial
Institution serving primarily the
central city of Milwaukee. After losing money for four straight years in
the late 90s, we decided to sell our branch in a suburban location to
concentrate our efforts in the near downtown area, comprised chiefly of
lower-income households. Does that seem counterintuitive?
Since that move, we have more than doubled our
assets (with no mergers), have a capital ratio of 17%, membership has
grown from 3,800 to 7,600 and we maintain a very strong ALLL with a
loan-to-share ratio of 95%. Ours is one of just a few five star-rated
credit unions by Bankrate.com.
Most of these statistics fly in the face of
conventional wisdom, that serving predominantly modest income and
working poor people is just too difficult to be successful long term.
Our experience tells us otherwise and it begins with:
This is the core philosophy that has worked
for us over the years and we are more than happy to share our best
practices with any credit union that asks. But there's always more we
can do; we need to follow up on many of the action steps in our movement's
nationwide campaign for growth, Unite for Good.
I'd encourage Wisconsin credit unions to
attend The League's Innovators In Outreach
Roundtable on September 18, which will
feature panel discussions on proven outreach
strategies and wealth of resources to help you identify
needs that, when met, can help credit unions grow. The League
is also planning a webinar October 16 on risk-based lending that
can reveal more ways of evaluating risk and saying "yes" to
The bottom line is that the world is changing
fast and change is difficult in many ways. But for those who can see the
needs all around them that have gone unaddressed, the future is ripe
with opportunity.
Schrimpf is CEO of Brewery CU in Milwaukee. He can be reached at (414)
273-3170, Ext. 121. If you have a perspective on an industry issue you'd
like to share with our readers, contact the
The Unite for Good effort is an
internal growth strategy developed by CUNA in conjunction with its
Board, state leagues, credit unions and system partners. The
plan's action steps – to remove barriers, increase awareness and foster
service excellence–are aimed at helping more credit unions become
their members' primary financial institution by compelling members to
see credit unions as their best financial partner. Read more articles in our Unite for Good
Tuesday, December 17, 2013
11:00 am CST
Many new mortgage lending regulations take
effect in January 2014. The League has been publishing Compliance
Couriers, creating new ii Releases, and updating existing releases over
the past year to help credit unions prepare. The Consumer Financial
Protection Bureau (CFPB) Dodd-Frank Mortgage Rules Readiness
Guide offers practical guidance to help
credit unions implement the new rules.
Be sure your staff is ready to tackle the
following changes related to:
Nine mortgage servicing
requirements (Jan. 10, 2014). The League's new ii Release No. B075 examines each of these
Qualified mortgages & ability to
repay (Jan. 10, 2014). See ii Release No. B074, which explains
how credit unions must determine whether consumers have the ability to
repay closed-end, dwelling secured loans. A CU making a "qualified
mortgage" will be presumed to have complied with the ability-to-repay
Loan originators (Jan. 10,
2014). Several changes will apply to "loan originators" who handle
closed-end loans secured by a consumer's dwelling. The
League's ii Release No. B071 has been updated with all the changes.
High-cost under HOEPA (Jan.
10, 2014). The Reg. Z rules on high-cost mortgages will cover more
types of loans, and the tests for high-costs mortgages will change.
Our ii Release No. B062 addresses all of these new rules.
Financing of credit insurance
premiums (Jan. 10, 2014). The League has introduced ii Release No. B076 to explain the rules against financing any premiums or
fees for credit insurance in connection with a consumer loan (regardless
of lien position) that is secured by a dwelling.
Homeownership counseling
disclosures (Jan. 10, 2014). Three rules related to
homeownership counseling take effect in January, and all of the relevant
ii Releases have been updated to reflect the changes. Credit unions will
have to:
Provide a list of counselors
within three days of application. See The League's ii Release No. B014.
Confirm that counseling is done before
making a closed-end, dwelling-secured loan that "may result in
negative amortization" to a "first-time borrower." See ii Release No. B042.
Confirm that counseling is done before
making high-cost mortgages under HOEPA. See The League's
ii Release No. B062.
Provide a list of counselors
within three days of application. See The League's ii Release No. B014.
Confirm that counseling is done before
making a closed-end, dwelling-secured loan that "may result in
negative amortization" to a "first-time borrower." See ii Release No. B042.
Confirm that counseling is done before
making high-cost mortgages under HOEPA. See The League's
ii Release No. B062.
Questions? Contact
me at (262) 408-6009.
The Filene Research Institute – the
credit union movement's "think tank" in Madison – invites credit
unions to tap the latest innovations in saving money and serving
members, as well as its extensive library of research findings that can
help your credit union make strategic leaps forward.
Two new pilot programs will shift into high
gear in early 2013. They include:
Filene's i3 projects (focusing on ideas,
innovation and implementation) assimilate and share with credit unions
nationwide proven best practices regarding movement's most pressing
challenges. Be sure to browse Filene's library of research reports to tap those
For a fast glimpse at what
Filene has unearthed to help credit unions on issues like strategy,
lending, consumer behavior, marketing, credit union profitability,
governance and much more, check out 101 Things: a
snapshot assembled by the Filene Research team to light your path to
important improvements at your credit union.
Questions? Contact
Filene today!
Credit Union Examiner (civil service classification of
Financial Examiner)
MADISON, WI The Department of Financial Institutions'
mission is to ensure the safety and soundness of Wisconsin's financial
institutions, to protect the consumers of financial services, and to
facilitate economic growth. The agency regulates and licenses financial
service providers who do business in Wisconsin. For more information,
please visit their web site at: http://www.wdfi.org
There are currently three (3) Credit Union Examiner vacancies (civil
service classification of Financial Examiner); all with the Office
Credit Unions. Two (2) vacancies are in the South Central Territory of
Wisconsin and one (1) in the Northwest Territory. Please note:
candidates hired into these positions will typically have their home
designated as their headquarters city and will live in the
The Financial Examiner classification is assigned to Pay Schedule/Pay
Range 07-04. Financial Examiner vacancies that may occur for the South
Central and Northwest Territories within the next 6-12 months may be
filled from this recruitment. Starting salary will be between $35,646
and $58,816 annually, depending upon qualifications, plus excellent
benefits. A six-month probation will be required.
South Central territory counties: Dane, Dodge,
Jackson, Jefferson, La Crosse, Monroe, Rock, Sauk, Trempealeau, and
Northwest territory counties: Chippewa, Douglas,
Dunn, Eau Claire, Iron, Langlade, Lincoln, Marathon, Oneida, Portage,
Price, Sawyer, Taylor, Washburn, and Wood.
Job Duties: Financial Examiners working for the
Office of Credit Unions are assigned to assist in conducting credit
union examinations. In that role they are responsible for assuring
compliance with statutes, rules, regulations and other controls
affecting Wisconsin's credit unions. Financial Examiners perform
auditing and financial examination work; write reports and record
findings; and work with credit union staff in helping to assure
continued strength and stability throughout Wisconsin's credit
union industry. They review lending practices to ensure compliance with
rules, policies, procedures, practices and statutes to assure that sound
lending practices are taking place; make recommendations of appropriate
corrective measures to address problem areas; and participate in
proactive measures to help avoid fraudulent, deceptive, unfair or
unstable financial business practices.
Special Notes: Well qualified applicants will
typically have a four-year degree in Finance or Accounting, complemented
by work experience in the financial services industry or other related
fields. The Department's preference is for employees to live
within the territory where they will be employed. Overnight travel of no
less than 50% may be required. Candidates will need to successfully
complete a thorough background investigation and reference check prior
to appointment. Due to the nature of this position, all applicants who
may be appointed to this position will be asked to allow the Department
to conduct a background check to determine whether circumstances of any
conviction may be related to the job being filled. Must possess a valid
Wisconsin driver license that meets the State's Risk Management
Job Knowledge, Skills and Abilities: This position
requires knowledge of the financial services (credit union) industry;
contemporary business structures; general business and financial
management practices; lending and investment principles; accounting and
auditing theory; skill in analyzing complex financial records and
business record keeping systems; utilization of computer software
packages; well-developed skills in speaking and writing and the ability
to comprehend and apply complex policies, rules and laws.
How to Apply: If you have not already done so, you
will need to create an account. After you are logged in and are viewing
the announcement, click "Apply Now." You will be asked to provide your
personal information and attach a resume. In addition to this
information, you will be required to complete the online exam. You can
preview the exam questions by clicking on the "Preview Exam"
link. Your responses to the exam questions will be used to determine
your eligibility for this position. Resumes will not be part of the
initial screening process. Online applications that do not include all
of the requested materials will not be considered.
The deadline to apply is Thursday, January 9, 2014.
If you need assistance with the online application process, please
contact Terry Wm. Kraus at 608-266-3357 or via e-mail to firstname.lastname@example.com
Examination responses will be evaluated in order to determine which
candidates will receive further consideration.
Applicants will need to complete an online examination in order to be
included in the recruitment process. Please go to: https://wisc.jobs/public/job_view.asp?annoid=70874&jobid=70389&org=144&class=02100&index=true
and follow the application instructions in the "How to Apply" section of
the job announcement. Application deadline is Thursday, January 9,
Wisconsin Credit Union Compliance
Featuring the League's Legal Affairs Staff
Tuesday, August 13, 2013 (Now
Available On-Demand)
10:00 - 11:30 am CST
Tuesday, February 11, 2014 (90 minutes)
Speaker: Dana Turner, Security Professional
If you are your institution's Security Officer, your primary duty is
to develop and administer a written Security Program for your
institution. "Security" isn't just about alarms, robbery procedures and
filing Suspicious Activity Reports any longer. "Security" has become the
term that defines the evolutionary process that provides a safe and
secure environment for employees to work -- and for members to do
business. "Security" is also a control function that's often described
as the act of providing protection and defense against real or
anticipated threats. "Security" has evolved rapidly from a minimal
function into the "Security Department" -- a business unit.
This workshop provides a logical and strategic model that's designed
to help the institution's Board of Directors, senior managers and
security personnel understand the true scope of security related
regulations and industry-standard security practices. By understanding
the cause and effect relationships involving the creation of an
effective security function and risk reduction, the Security Officer may
use this model to design and implement a standardized, institution-wide
Security Program that meets or exceeds regulatory requirements.
The WEDC is currently seeking a WELL ORGANIZED, DETAIL-ORIENTED,
PROFESSIONAL for our open Financial Underwriter Position located in
Madison, WI. The WEDC Financial Underwriter is responsible for providing
project management support to deliver projects within the established
budget and timeline. This position is a key business member of a project
team, participates in program and project development, disseminates
project information and is an active participant in project-related work
groups and committees. Find out more and become one of our team members
by registering on our recruitment website and submitting your resume.
Submit materials via the web: http://inwisconsin.com/recruitment/
Materials should be submitted by January 31, 2014 WEDC is an Equal
Opportunity Employer
Find out more and become one of our team members by registering on our
recruitment website and submitting your resume. Submit materials via the
web: http://inwisconsin.com/recruitment/
We are seeking a teller/member service representative. We have a
full-time opening for a dependable, service orientated individual. Ideal
applicants will have previous teller experience, but we will consider
training an applicant possessing solid customer service skills along
with some basic cash handling, keyboard, and computer experience. You
may be asked to perform other duties and responsibilities as assigned or
deemed necessary in order to meet the credit union's goals and
objectives. We need someone that has strong communication skills along
with being passionate and enthusiastic about life and their job. Must
enjoy a small office environment.
To apply send your resume to: firstname.lastname@example.com Fax: 920-738-2615
Mail: ST ELIZABETH EMPLS. CREDIT UNION, 1506 S. Oneida Street, Appleton,
Pewaukee, Wis. - April is
Financial Literacy Month, and Wisconsin consumers will have many
opportunities to improve their financial wellness through a variety of
education programs and events. As member-owned institutions that put
people before profits, credit unions put an emphasis on teaching money
management skills not only in April, but year-round. For example, credit
unions offer:
View the PDF version of the press release
View the PDF version of the Scorecard
View the press release archive
Media contact
Christine Henzig
Director of Communications
(262) 408-6019
Wisconsin credit unions' financial
education efforts, and structure that has returned more than $1 billion
to members in Wisconsin since 2007, are explained in a new report called
the Scorecard, at www.theleague.coop/scorecard.
Credit unions are
cooperative financial institutions that are owned by their members and
do not have stockholders. Because they are not-for-profit, they return
earnings to members via more competitive rates of return on accounts,
lower interest on loans, lower fees and improved services.
The REAL Solutions
Scorecard, at www.theleague.coop/scorecard, explains how Wisconsin credit unions serve their communities
and how they've saved their members more than $1 billion since the start
of the recession. Around 2.4 million Wisconsin residents belong to
credit unions, of which nearly half are open to the local community.
Find a credit union to join by visiting www.aSmarterChoice.org.
PURPOSE: Manages the information technology department. Implements
and maintains policies and goals that support the organization's IT
needs. Ensures proper functioning of the information processing system
and oversees necessary upgrades. Helps business operations groups
utilize information systems to improve their efficiency. Ensures
computer equipment, hardware, and software are updated to meet
organizational needs. Relies on extensive experience and judgment to
plan and accomplish goals. Performs a variety of tasks. Leads and
directs the work of others. A wide degree of creativity and latitude is
ESSENTIAL FUNCTIONS AND BASIC RESPONSIBLITIES: Other
duties may be assigned.
• Perform management duties within the organization including,
but not limited to the following:
o Managing Resource Workload and maintain a
positive/open relationship with direct reports.
o Working with team and management to set the
technical direction of projects and direct reports.
o Supervise work performance of direct
o Manage budgets when necessary, including
providing cost estimations for hardware and licensing of software
applicable to run the hardware and virtual servers
o Provide technical expertise to future business
development efforts when necessary
• In cooperation with IT staff, management, operations staff
and key stakeholders, provides disaster recovery/business continuity
planning for all projects.
• Maintain and support core financial solution system.
• Monitors security compliance in accordance with standards,
policies and procedures.
• Responsible for development and maintenance of systems
• Serves as the technical and communications liaison between
operations staff and Project/Program managers.
• Responsible for installation and life-cycle maintenance of
system hardware and software (includes servers, operating systems,
workstations, software and Disaster Recovery components)
• Provides escalated technical support (server, SAN or network
failure), including data backup recovery. Performs complex
software/hardware troubleshooting, patches and re-installations.
• Maintain, modify and update Mitel 3300 MXe Phone system.
• Serves as the operations point of contact and accountable for
the hardware and disaster recovery portions of new enterprise
• Assists in the identification, development and communication
of new technology standards and best practices as appropriate.
• Responsible for monitoring system performance and data
backups they are completed on a regular basis.
• Manage and maintain effective communication with various
third party vendors.
SUPERVISORY RESPONSIBLITIES: IT Department Staff
PERFORMANCE STANDARDS: Foster an environment that
allows others to performs duties, responsibilities and accountabilities
in accordance with internal BECU policies/procedures and any regulations
relating to function to obtain World Class Member Service.
EDUCATION and/or EXPERIENCE: Preference of a
bachelor's degree or a 2 yr. technical degree and at least 5 years of
experience in the field or in a related area. Familiar with a variety of
the field's concepts, practices, and procedures.
LANGUAGE SKILLS: Ability to read and comprehend
simple instructions, short correspondence, and memos. Ability to write
simple correspondence. Ability to effectively present information in
one-on-one and small group situations to members, and other employees of
the organization.
MATHEMATICAL SKILLS: Ability to add, subtract,
multiply, and divide in all units of measure, using whole numbers,
common fractions, and decimals. Ability to compute rate, ratio, and
REASONING ABILITY: Ability to apply common sense
understanding to carry out instructions furnished in written, oral, or
diagram form. Ability to deal with problems involving several concrete
variables in standardized situations.
OTHER SKILLS and ABILITIES:
• Knowledge of current IT technologies and methodologies.
• Knowledgeable in Disaster Recovery Plan development and
• Demonstrated experience with Virtual Server Environments
(VMWare) and associated management software.
• Knowledge and experience with HP, IBM and Supermicro
• Knowledge and skills required to secure Cisco networks. Cisco
Certified Network Associate Security (CCNA Security or CCNP Security)
preferred or equivalent work experience with references.
• Familiarity with support and troubleshooting of Storage Area
Networks (SAN).
• Demonstrated experience with Windows Exchange and Unix Server
• Demonstrated experience with high availability technologies
such as load balancers, clustering, etc.
• Demonstrated ability to lead a group of technical
• Analyze situations, evaluate alternatives, and implement
solutions within standards (where applicable).
• Interpret guidelines and analyze factual information to adapt
or modify processes in response to changing circumstances.
• May act as a resource to others to solve problems.
• Exercise independent judgment. Work affords significant
opportunity to act independently on assigned tasks.
• Duties are performed under minimal supervision.
• Work and communicate with a wide range of people –
peers, vendors, staff members including program leadership, and
• Formulate and clearly communicate ideas to others.
• Experience in the financial industry a plus.
PHYSICAL DEMANDS: The physical demands described
here are representative of those that must be met by an employee to
successfully perform the essential functions of this job. Reasonable
accommodations may be made to enable individuals with disabilities to
perform the essential functions. While performing the duties of this
job, the employee is regularly required to sit, use hands to finger,
handle, or feel objects, tools, or controls; reach with hands and arms;
and talk or hear. The employee frequently is required to walk. The
employee is occasionally required to stand and stoop, kneel, crouch, or
crawl. The employee may occasionally lift and/or move up to 50 pounds.
Specific vision abilities required by this job include close vision,
color vision, peripheral vision, depth perception, and the ability to
adjust focus.
MENTAL DEMANDS: The mental characteristics necessary
to competently perform this job include the need to occasionally be
creative, use complex and basic numeric calculations, and memory; to
frequently use reading and writing ability, good judgment, and reasoning
ability; to continuously be alert, precise, resourceful, and use problem
solving abilities.
Send cover letter and resume to email@example.com
Tuesday, June 17, 2014
11:00am -11:30am
How does a tweet chat work?
©2005 Wisconsin Credit Union League. All rights reserved. Site powered by iMIS.


text:
Things to see and do - Sint-Martens-Latem
Leaving for Belgium
Sint-Martens-Latem :
Unmissable tourist sites
Where to sleep?
Sint-Martens-Latem Hotel tips
Auberge du Pêcheur from85 €Book
Hotel Torenhof from75 €Book
Hotel In't Boldershof from79 €Book
Sint-Martens-Latem Travel guide
Sint-Martens-Latem : Michelin's recommendations
This town near the Lys has magnificent villas, but its name evokes above all the artists G. Van de Woestijne, Van den Abeele and Vallérius De Saedeleer, who at the end of the 19C formed a group around the sculptor G. Minne. After the war, their research led to the marked Expressionism of the second group of artists, whose main members were A. Servaes (founder), C. Permeke and G. De Smet.
Tourist attractions Sint-Martens-Latem : Things to see and do
Museum Dhondt-Dhaenens
Museumlaan 14 B - 9831 Deurle
This long white brick building (1969) offers a good insight into Flemish Expressionism based on the Latem School. Note works by great masters such as Permeke (Lady in the Green Hat, Golden Landscape), Van den Berghe, Gust de Smet ( Twilight, Farm, Sh..
Museum Gust De Smet
Gustaaf De Smetlaan 1 B - 9831 Deurle
The house to which the Ghent and second St Martens-Latem group artist Gust de Smet (1877-1943) retired to paint from 1935 until his death is now a museum. The studio and interior are unchanged and contain many of his works.
Museum Léon De Smet
Museumlaan 18 B - 9831 Deurle
This house was built in 1969 by the last companion of Gust de Smet's brother, Léon (1881-1966). It contains the painter's furniture and everyday objects that he depicted in his works. About twenty paintings and drawings are exhibited.
Hotels Sint-Martens-Latem
Hotel In't Boldershof
Dorpsstraat 37 B - 9831 Deurle
Hotel In't Boldershof offers classically decorated accommodation with free WiFi, just 2 km from Royal Latem Golf Club. It has a on-site bike rental service and a restaurant with an outdoor terrace. The rooms have wooden floors and retro wallpapers. ..
Auberge du Pêcheur
Pontstraat 41 B - 9831 Sint-Martens-Latem
Situated right on the banks of the River Lys, in Sint-Martens-Latem, Auberge du Pêcheur offers free WiFi throughout and features a shaded terrace overlooking the river. All of the spacious Boutique-style rooms at Auberge are elegantly furnished and ..
Hotel Torenhof
Baarle-Frankrijkstraat 10 B - 9830 Sint-Martens-Latem
Located in Sint-Martens-Latem, just a 15-minute drive from Ghent, Hotel Torenhof is housed in the former house of the painter Albert Servaes. This small hotel enjoys a quiet location at the edge of a nature area and a terrace with landscape views. A..
Restaurants Sint-Martens-Latem
Kortrijksesteenweg 114 B - 9830 Sint-Martens-Latem
Nothing to do with tennis: tasty, typically transalpine meals are featured here, with a few French classics. The wine cellar is in the same spirit.
Hof ter Leie
Baarle Franrijkstraat 90 B - 9830 Sint-Martens-Latem
Pretty, bright and modern dining room with rustic fireplace and large windows allowing views of the Lys, which winds round the terrace-garden. Elaborate menu. Rooms available for gourmet breaks. Restaurant and hotel for a gourmet stay.
d'Oude Schuur
Baarle Frankrijkstraat 1 B - 9830 Sint-Martens-Latem
In a relatively wealthy residential district, a typical farmhouse style cottage preceded by a terrace where you can sit in fine weather. Regular clientele of long standing.
Brasserie Boulevard
Kortrijksesteenweg 175 B - 9830 Sint-Martens-Latem
This huge brasserie flooded in light is invariably packed to the seams. Sam and Thomas (both of whom worked at the Hof van Cleve) endeavour to ensure that your dining experience is as pleasant as it is flavoursome. Classic brasserie fare enhanced wit..
A Table
Buizenbergstraat 27 B - 9830 Sint-Martens-Latem
The owner, Bob, will give you a really warm welcome at this restaurant, in what is known as the wealthiest community in Belgium. The food is generous and very authentic, prepared with great expertise and excellent ingredients.
De Klokkeput
Dorp 8 B - 9830 Sint-Martens-Latem
On the church square at the heart of the village is an inn whose dishes stand out from the rest in this small corner of Flanders. French regional wines. Relaxed service.

subset: commoncrawl


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Henry Cho freaks my stuff out. If you sit down to do the math, the man's successful career shouldn't make sense. Thankfully having no relation to Margaret Cho, the Korean-American comedian grew up in Knoxville, Tennessee (wha...?) and has the twang to prove it. He starred in would-be career killers like one of the Revenge of the Nerds films (eeew) and he's probably one of the cleanest people in a business full of bathroom humor and profanity ($#!*!), yet somehow all of these oddities add up to comedy gold for Cho. See Cho in action as he earns laughs the good old-fashioned way Thursday through Sunday at the Addison Improv, 4980 Belt Line Road, Suite 250 in Addison. Tickets are $15 to $17. Call 972-404-8501 or visit improv.com for tickets and showtimes.
June 3-6, 2010


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City of MinneapolisThe Minneapolis City Council unanimously approved R.T. Rybak's nomination of Velma Korbel for the city's new Civil Rights director this morning. Korbel is currently the Commissioner of the Minneapolis Minnesota Department of Human Rights. She is slated to start the new g ... More >>
The only late-night eatery in the area has come under criticism from pissed off neighbors who are fed up with the noise at all hours of the night.
Looks like proposed legislation to ban trans-fats in the cities won't pass this year. Guess we'll all just get to stay chubby as we shovel in ice cream to soothe our woes about the economy.
The sun is shining, the temperature is on the rise. And now that Minneapolis has rejected a proposed ban on outdoor couches, it's time to lug that nasty living room couch straight to your porch or backyard for some lounging in the sun.
It was ahead of its time, but now the nonprofit has a looming debt problem
In less than a year, Michael Jordan has dismantled the city agency responsible for upholding civil rights
An ordinance recently introduced by Minneapolis City Council members Ralph Remington and Cam Gordon would prohibit using wild animals in performances.
John Delmonico defends those who serve and protect. Whether they deserve it or not.
After the controversy over the size of its tallest building was resolved in a compromise last summer (reduced from 13 stories to ten, at 112-feet high), not much has been heard about the grand Mozaic project that will significantly change the face of Uptown.
The recently confirmed chief of the MPD now must get down to the business of running a police force.
In the month since he was named by Mayor R.T. Rybak to be chief of the Minneapolis Police Department, Dolan has withstood what is likely more public scrutiny than any police chief candidate before him.
More than a week after Mayor R.T. Rybak announced his choice of Tim Dolan to lead the MPD, one Minneapolis City Council member is still raising questions.
Some city leaders are unhappy with the process that led to Tim Dolan being selected to head the MPD.
Minneapolis has settled its lawsuits with Time Warner Cable. But the city may still be out to gut local cable-access programming.
Last Thursday, lifelong Minneapolis resident (and my sister-in-law) Kim Walsh was watching Fox 9 News, which reported that the Minneapolis City Council was preparing to vote on a "car allowance" for council members. The report told viewers that the $400 monthly maximum stipend is the largest stipend ... More >>
Some highlights from the city elections that time (and voters) forgot
Revisiting the AIDS crisis with Angels in America; remembering Anne Frank as a universal optimist
A gloomy Tartuffe celebrates the end of sincerity; A Streetcar Named Desire sets off for the other side of the tracks
Thirty-four years ago, LeRoi Jones's Dutchman sent American race relations careening on a New York subway. Where's the end of the line?
Dancing in the Street: A rarely produced play by Lorraine Hansberry shows the small man behind the most principled activist in the world.
Love Makes You Twisted: The giddy cast of Lanford Wilson's Burn This.
Eyes Wide Shut: Post-feminist women Quimby Lombardozzi and Noël Raymond blink into the gender abyss in John Patrick Shanley's Women of Manhattan.


text:
In The Big Question series, faculty experts reveal what idea, technology or policy in their fields will make the world a better place.
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AP News
Neb. cattle on feed grows 11 percent as of Sept. 1
LINCOLN, Neb. (AP) — The number of cattle in Nebraska feedlots has grown 11 percent over last year.
The U.S. Department of Agriculture says the 2.24 million cattle in Nebraska feedlots on Sept. 1 was the highest figure since the count began in 1994.
Nationwide, the number of cattle and calves on feed was 10.6 million. That's 1 percent below last September.
The figures are from feedlots with capacities of greater than 1,000 cattle.
Placements in Nebraska feedlots during August totaled 470,000 head of cattle. That's 6 percent higher than in 2011.
The marketings of fed cattle in the state during August totaled 445,000 head. That's up 11 percent over last year.


text:
Find records of Richard Furgison
Find birth, death, marriage, military, and other records of Richard Paul Furgison at Ancestry.com.Search for records
Biography & Family History Add details
Richard Paul Furgison (1930 - 2009) was born on August 11, 1930. He was born into the Furgison family.
There are no known marriages or children on record for Richard. Richard died on October 19, 2009 at 79 years old.
Richard Paul Furgison's last known residence is at Jacksonville, Duval County, Florida.
The data on this page comes from the official record for Richard Paul Furgison in the SSDI (United States Social Security Master Death Index). The death certificate for this record has been observed. This data can be considered accurate. What is the SSDI?
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text:
Matt Redman - 10,000 Reasons (Bless the Lord) (Official Music Video)
What Does It Mean for a Christian to "Will and Work for [God's] Good Pleasure"? (Philippians 2:13)
Why Does Jesus Wash His Disciples Feet in John 13?
Scripture taken from the New Century Version. Copyright © 1987, 1988, 1991 by Thomas Nelson, Inc. Used by permission. All rights reserved. (New Century Version Online Bible)


text:
Apple Campus 2: Revised concepts of the new Cupertino campus
Summary: Apple has submitted revised plans for its next-generation office, dubbed the Apple Campus 2.
15 of 21Image
As members of the general public will not be allowed onto the Apple campus, a new pedestrian route will be necessary to implement, considering the campus will no longer be split into two by a road. Much of the pedestrian route is covered by a cycling route also.
You can see from the building distribution and property ratios that Apple's campus is further away from the road -- and therefore the general public -- giving the company secrecy in what it does, and its employees privacy to work as they will -- but also making the area more attractive and lush with natural elements.
The existing "absorbent landscape" on the left shows the areas of the campus which is currently green and open spaces. Because of the building distribution and that whopping great big road that separates the two HP campuses, the new Apple campus will have far greater spaces and greenery, making this campus one of the most beautiful and environmentally friendly in the world. The permeable area of the old campus is 42.6 acres, while the new campus will have 118 acres.
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Download this free 94-page Continuous Process Playbook loaded with industry expert advice on topics ranging from control systems, instrumentation, and industrial networks to energy management, security, and system upgrades.
Trends in Motor/Drive Integration
The motor/drive combination device has been around for several years now in distributed control applications. Manufacturers' push for higher efficiency and greater energy savings could accelerate demand for these integrated power products.
April 17, 2012 | By Dave Greenfield
For several years now, there's been a clear trend of automation suppliers introducing more integrated motor/drive (IMD) products. These products now span the range of ac, dc, servo and stepper motor types, but are typically not used in heavy-duty applications.
Common applications now include everything from conveyor lines to CNC stonecutting saws and waterjets.
The all-in-one advantages of IMD products are expected to increase preference for IMDs among end users in manufacturing over the long-term, according to a recent report from research firm Frost & Sullivan. A principal reason for this is that the integration of a variable frequency drive (VFD) with a motor ensures efficient performance of the product, with efficiency levels typically exceeding 90 percent.
"This (efficiency in design) makes IMD units easier to deploy than procuring the motor and drive as two separate components and then combining them to achieve desired performance," says Frost & Sullivan research analyst Ramasubramanian Natarajan. "It also reduces lag time and increases productivity."
Despite such clear advantages inherent in IMDs, the report cited one major roadblock to their greater use in manufacturing — deployment of technology advances that enable higher power IMDs to be made available at a lower cost.
"Due to current technological limitations, above a certain point the physical size of the product makes the integration of motor and drives lose its meaning," explains Natarajan. "While VFD solutions are clearly positioned to meet customer demands for higher power rating applications, IMD solutions are not yet perceived to be cost-effective at high power levels."
To compete against low-cost IMD imports, Natarajan says that western IMD manufacturers could "outsource production of non-critical components to regions which offer low-cost labor and raw materials," with the final IMD component being assembled and inspected by more skilled technicians.
Given the design efficiencies inherent in IMDs plus the boost in operations efficiency, "competitive price levels" (for IMDs) are key to boosting "demand for integrated motors and drives across key end-user industry segments," Natarajan adds.
David Greenfield has been covering industrial technologies, ranging from software and hardware to embedded systems, for more than 20 years. His principal areas of coverage for Automation World focus on technologies deployed for factory and process automation. Contact David at [email protected] or follow him on twitter @DJGreenfield.
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Posted: Jun 29, 2014 3:37 PM
Updated: Jun 29, 2014 3:38 PM
FANNETT, Texas (AP) An 80-year-old Southeast Texas man drowned when the mower he was riding slipped into a pond on his rural property, pinning him beneath the surface.
A Jefferson County sheriff's statement says an autopsy has been ordered on Billy Huffines.
Deputy Rod Carroll said Huffines died shortly before noon on Saturday at his property in Fannett, 14 miles southwest of Beaumont.


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time to kill in East Boston?
I have to drive someone to an event in East Boston this Sunday, and then hang out for a bit before taking them home. I would love to have recommendations for a great bakery to try, and hopefully a nice market with pasta or gourmet treats to take home. I live in JP and haven't been anywhere in E.Boston except the airport in years, so would love any recommendations.
More of a pastry shop than a bakery, but Spinelli's in Day Square is a place you might want to check out.
Betty Ann's at 565 Bennington has, bar none, the best donuts I have ever tasted. They are only open in the mornings, run out very fast, and just close when they are out of stock, like Galleria Umberto. It doesn't get much more old school. They have a very limited selection: jelly, sugar, plain, lemon, and crullers, sometimes other bakery items as well. If you can't get there by ~9:30, it might not be worth the trip. I have never liked jelly donuts, but these converted me.
If I weer in Rastie for the day I'd go to Angela's for Mex, Santarpios for pizza or Rincon Lemeno(sp)for ceviche.
I second the Peaches and Cream rec, which is also a Peruvian restaurant, Betos. Check to see if they have the "mil hojas", which is many alternating layers of a thin pastry and dulce de leche (manjar blanco in Peru). If not, get the alfajores, shortbread and manjar blanco, which I think are the best ones in the area. On the bakery tip, also check out Lolly's on Bennington, between Central and Day squares. Used to be an Italian bakery but is now latin mainly serving breads and pastries. For a more traditional Italian bakery, its not that far to Torretta's in Beachmont.
What time of day will you be here?
Scups, a great little breakfast and dinner place right on the harbor, has wonderful baked treats - scones, desserts...Check the website for times and directions (it's in a marina!)
If you want to sit in a comfy spot, Angela's (closes at 3 on Sundays) has wonderful Mexican (NOT! Te-Mex) and lovely desserts - try her flan!
Sounds like you're looking for an Eastie version of the North End - Those older places are pretty much gone - but there's great Latino food and Thalia's baking at Scups...
Whoops! My mistake - for "home-made" style Italian food to take home - Spinelli's has that, as does Meridien Market on Meridien, which I believe may be closed on Sundays. Otherwise, for a GREAT sandwich, try their Special.
re: fredid
I second the Meridien Special recommendation! Throw in an arancini while you are at it. :)
Stopping at Scup's is a must for a coffee and baked good. It's a sandwich shop on the harbor.
There's a small Italian bakery on Sumner St next to the new Italian Express restaurant. I think it closes early in the afternoon, but it's very old school with lots of little treats to look at.
I've heard the donut shop on Bennington is amazing, but you have to get there early.
re: Wooden
thanks to everyone for all the great tips - I'll report back on what yummy treats I find!
re: bnanie
Scups in closed on Monday and Tuesdays.
re: chuck s
AND open for homey dinners on (all?) the other nights..
re: bnanie
So where did you end up?