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So happy to start the chat off with this testimony!
So happy to start the chat off with this testimony!
Hello! I had children in my late 30s and have two chidren who will be one year apart in school. My goal is to finish paying off my house (or get as close to it as possible) by the time the youngest is looking at schools. My thought is that any extra will go to college savings for the children, but since I will be so close to retirement myself, I need to have that house paid off or I will have to go live with them in their dorms. What do you think?
Hard to argue with this logic!
My one concern for you--and it's more of a broader financial planning issue than a college specific one--is that you also need to make sure you're making retirement contributions (401(k) at least up to the match and Roth IRA if you can) for a combined total of something like 15% of your income) in addition to paying off the mortgage. A.) You want to capture the match and B.) If you plow everything into the home you will end up debt-free (which is good!) but overweight in real estate (which is bad!).
Also: I think your kids would love having you live with them in the dorms! You can teach them your keg dance moves!
I agree with Zac that you need to also put money away for your retirement. Try to do both as best you can. But I have three kids and well who knows who might want me to live with them. So I'm hedging the odds by saving for my retirement in case they hold all the penny pinching during their childhood against me!
Hi, Michelle: I need some advice on what to do with leftover college funds. We are extremely fortunate to have saved an equal amount in CD's for both of our daughters' college education funds. Both daughters graduated, and have no debt, including no college loans. My youngest has about $6,000 left in her college account. My wife wants to give her the money for being frugal. I was thinking of helping the youngest pay for a wedding, or to help with graduate school tuition. Is there a better way to think about this blessing?
Ah! A nice problem to have! Are these 529 Plans? If so, you'll likely have to pay taxes if the money isn't used for educational expenses.
But in any case: I like the idea of giving it your daughter (Since you say she's frugal) and then letting her decide how best to optimize it--whether that be grad school, wedding, or really tacky jewelry (which seems unlikely given that she is frugal). . .
Ask your daughter if she's planning to go to grad school. If so, I would keep the money and earmark it for that.
Or you could split the difference, give her some and keep some saved for her to go back to school. OR hold on to it for a wedding. The thing is talk to your daugther. Get her input. She's been great and frugal so no risk her wasting the money by letting her know there's still more money on the table.
Michelle, please help the baffled. We have our retirement savings with a national financial planning/investment firm that charges a 2percent fee. We're heard this is too much. Also, our assigned manager has been AWOL and unhelpful. I want to switch to a local, trustworthy, non-publicly traded (accountable to us, not stockholders) person or firm that charges less. Guidance? How can we find such a thing? Thanks!
2% is absurd and is likely more than eliminating any value that the advisor may be providing. It's sort of like buying a weight loss pill that causes you to gain 20 pounds immediately: it better be one heck of a weight loss pill. . .
If it's just retirement savings and your situation isn't overly complicated, I would consider moving the money to Vanguard or Fidelity where you can manage it yourself using low cost index funds (target date funds make this super, super easy) and save tons of fees.
There are so many things with investments that we can't control. Costs are one of the few we can control and so there is no reason to be using a manager with a 2% fee.
I can't remember a certain company or fund but I do agree that if you aren't getting your money's worth, walk.
Hi Michelle, I was hoping you could help settle something. I have a goal to pay off a car loan (hopefully by the end of the summer) and then use that money to pay off the rest of my student loans over the next 15 or so months. My husband will be starting his third year of law school next year and while he did have a large sum in scholarship money we still took out some loans. I will need to start paying those loans 6 months after he graduates next May. My husband wants to sell one of our two perfectly fine cars and get a new much fancier car which we would need to get a new loan for. Can you please give me the words to help me get him to see that a new car loan is a terrible idea? Our only other debt is our underwater mortgage.
Y'all gonna make me lose ma mind!
Please tell your husband: If you are in law school on at least partly borrowed money and you have an underwater mortgage, you have absolutely no business driving any car nicer than the one Columbo drove in the later seasons of that show. . .
I worry a little bit that the whole law school thing is going to his head and that he thinks he's entitled to a lifestyle he can't afford right now. This will ruin his life if he doesn't get his mindset on that right.
Also: I talked about this in my book at some length but the gist is this: A brand new car will only make you happier for about two weeks. After that, you're back to being stressed about other things in your life (like your car payment!). So please, please, please: Don't do this. Maybe your situation will change in a few years once he's out of school and working. But you are so not even close to being able to afford a new much fancier car right now. Don't do this.
Ditto, ditto, ditto.
I'm can't imagine what your husband is thinking. But try this also. List ALL your debts including the mortgage. Show him the total amount. Then sweetly say, "Honey, I don't believe getting more debt is wise. Look at how much we owe already."
If he doesn't buy that you buy a car fresher that has a new car smell and put it in his car and refuse to sign any new car loan documents.
As someone who finds older ladies fatall attractive (BETTY WHITE, HAAAAAY), I empathize with your last point.
The research in general is that personal finance courses in the schools don't work as well as anyone thinks. Luckily, there are some great books on this topic. Try Andrew Tobias' The Only Investment Guide You'll Ever Need and Ramit Sethi's I Will Teach You to Be Rich. You could also try my own!
I love real estate and own investment properties myself. The combination of ultra low interest rates, incredible prices, and a vast selection makes this, I think, sort of an ideal time to invest in real estate.
On the other hand, think about whether you really want to handle the management responsibilities. If not, you can make a good bet on the housing market by investing in one of the REIT index funds. Google "Vanguard REIT Index Fund" (I have no deal with Vanguard or anything but I do use them for my own investments)
I believe in giving back and my husband and I give very generoulsy. But with these types of decisions I always start with what can we afford.
Budget for charity like you do anything else.
Based on what you need to save for your retirement, your children's college, decide what you can give. Then give that and no more. They can ask. You can decide. And no need for guilt. Give what you can afford.
you keep paying the premiums on it. It's not really worth buying into unless you have significant assets because if you don't, you can just spend them down and then Medicaid kicks in. .. If you do decide you need it, it is often good to sign up for this insurance before you're 60 though because otherwise you may have trouble qualifying/higher premiums.
Good idea. Lots of people don't know that you can change the beneficiary to someone else, including yourself if you are going back to school later in years.
Before finishing graduate school and moving to DC, I had no credit card debt and about $2,500 in savings. It's been about a year since moving out, and between moving expenses & a family emergency, I currently have $2,529.69 in credit card debt, all on the same card, and my savings are down to $1,865. I pay about $100 on the card a month, more if I can, and I have stopped using it. The interest rate is rather high (20.99%) and finance charges are about $45 so I feel like I'm paying off the debt so slowly. I also put about $50 a month in savings. My question, should I use my savings and sacrifice this month so I can pay off $2,000 of the credit card debt and rebuild my savings afterward? or should I just continue chipping away at the debt so I continue to have this small emergency fund? A little more context - I'm in my mid-twenties, live on my own, my rent is about $1500 a month and I pay $410 a month in student loans. These expenses are bit over half my paycheck. Thanks for your help!
The really cool thing with the credit card debt is that you have relatively little and so the interest costs of paying it down immedately versus keeping the savings are sort of immaterial. I would keep the savings just to have buffer and then put as much as you can toward the debt from your income.
I also have to ask: Is $1,500 a month the absolute cheapest rent you can get? Esp. with the $400 a month in student loan payments, it is a very big chunk of your income. . . can you get a roommate? Move somewhere cheaper?
Yeah, not good, not good. What is she doing with her money instead?
My advice would be to try to stay positive: Talk about how much lower your stress levels are with money in savings and a solid retirement plan. That way she won't go on the defensive. You're just giving your testimony and to that I say, PREACH IT SISTA.
Agreed. The moment you start sounding superior in the money management area she might tune you out. But if you want to share her straight just have her read the Post buisness section. Plenty of stories of people struggling or getting into a financal mess because they haven't saved.
Pay the $6,000 now if you can.
Before paying the lump sum be sure of at least one thing -- that you are planning to stay in the house for at least the next several years. The other thing to be sure of is that the $6,000 will get truly get rid of the PMI and you might not know that without an appraisal. I'm all for paying off a home as soon as you can but don't want you to deplete savings you might need or pay on the house and then you move.
Go with a credit union; if you don't know of one, use CULOOKUP.com
Actively managed funds/managed accounts are not a good plan. Switch to index funds inside target date funds and you should be able to reduce the expense ratio by about 2/3rds. In the long run, there's basically an 80% chance that indexing will beat active management.
Darn kids! With all their fantsy pants technology. Why, back in my day, we didn't have no GPS. If you wanted to get somewhere, you used a compass!
On the other hand, it sounds like you are doing great financially and so if you feel like you need a $100+/month phone plan to stay connected with your friends, maybe it's best to just suck it up and buy it.
Sounds like you're doing great though!
Me here, penny pincher. I got an iPhone. Still frgual but enjoying Angry Birds when people are talking LOUDLY on their iPhones.
Treat yourself. It's what you want to do and you can afford to so.
As one of my best friends in college--who modeled himself after Carrie Bradshaw from Sex and the City--used to say: "Bank of Mommy and Daddy, Always Deposits, Never Withdrawals!"
Some people are beyond help but the truth is--and this is going to sound new agey--but she needs to figure out what void in her life she's filling with this stuff. . .
This is absolutely true. Good point. Was thinking of singles. . .
Good plan. My husband and I are following a similar plan. Stuffing money in college funds and making extra mortgage payments when we can.
Hi Michelle, I'm considering going back to school to pursue an MBA so I'm more marketable at the executive level. I can afford to cover the cost and maintain my frugal lifestyle without any loans if I elect to cut my 401(k) contributions from 11 percent to 2 percent (employer kicks in additional 4 percent) for two years and pay as I go. I'm 37, married to a wonderful stay at home wife and have three boys ages 9, 6 and 2 years old. The numbers for my annual salary is $145,000, 401(k) balance $250,000, $25,000 in Roth IRA, $15,000 total for 529, $20,000 in savings, a mortgage of $2,000/month and auto loan $500. No other debt.
I like your financial picture. You are the man!
I would cut the savings to 401 (k) and NOT take on any grad school debt.
I could send her my bills from a minor surgery I had. Even with great insurance, if I hadn't saved, I'd be sunk. Between the surgery (over $5,000 out of pocket and the bills are still coming in) and the physical therapy (anyone elso know that copays don't count toward your out of pocket max - I didn't - $250/month not counting to the max!), it is painful. SO glad I had some savings!
Or send the friend the link to this chat.
Hi Michelle, Thanks for taking my question. After being grossly under-employed for two years as a result of two bouts of cancer in two years I'm finally fully employed and earning just under 10 percent less than my pre-cancer salary. During my period of underemployment I fell behind on all types of bills. Nearly all went to collections. Since becoming fully employed three months ago I've repaid all the accounts in collections and one of the two credit cards in default. Last week I began a payment plan with the second company to pay back what I owe. FWIW, my pride wants to pay back the balance because the debt is mine. However, what I don't know is how does accepting settlement offer affect my financial future. If I accept the offer and get the debt off my books earlier versus taking longer and paying them in full how will that impact me when I go to pruchase a home in a couple of years? What will my credit report say? Thank you again for all your advice over the years.
So sorry to hear about this but glad things are looking up. You need to get them to agree to report the account as paid in full to the credit bureaus. Otherwise, the settlement will impact your credit score.
On the other hand: If you fell behind on all kinds of bills, your credit score probably took a big hit and trying to purchases a home in the next two years may be a bridge too far. . .
Dear Michelle, I am considering taking a new job that would include a pay cut of about $15,000 (from low $80,000 to about $70,000). My only debt is my mortgage, and I would still be able to make my payment. My lifestyle is fairly frugal, so if I made the change, I would save less. I have a healthy emergency fund, I'm currently maxing out my 401(k) and a Roth IRA, and invest a little extra on the side. I know that I could live with a lower salary, but I enjoy having a cushion and seeing my savings grow rapidly. I don't love the future I have at my current job, and the new job would have nice benefits for family life (on-site daycare). I'm hoping to have a baby within the next 18 months or so. What do you think? I want the new job, but I guess I also want to hear you say that it's ok to save less.
What the research shows is that career satisfaction is the number one predictor of life satisfaction: If you don't like your job, you are unlikely to like your life. So to that I say, switch to the slightly lower paying job that makes you happier. It'll probably make you a cooler mom!
The other reason I say this is that $70k/year is still a very, very solid income and not one that should leave you scraping by. If you were talking about a pay cut from $45k to $23k, it would be very, very hard to say "Go for it!" But if you can live on 80k you can live on 70k. You may also find that your increased happiness at work will decrease your need to seek fulfillment by buying other stuff. :)
It's okay to save less. It's definitely okay to want to go to work everyday because you enjoy your job. Sounds like you've weighed the pros and cons and you aren't making a rash decision. I love my job and when I don't I'll be looking to do something else even if the pay is less because like you I know how to live within my means.
Thanks so much. My question: My stepson just graduated from college. He has a job lined up and is extremely bright and responsible. However, he hasn't had the best role models when it comes to money. As his graduation gift, I'd like to give him a "starter's lesson" or short series of lessons with a financial counselor so he starts off on the right foot. Is there a standard type of product that we could look into, ideally with a pay by the hour advisor rather than someone with nothing more than a standardized sales pitch to offer? Thank you!
I think, frankly, that a book will be better. For a new college grad, much of the stuff a financial planner will tell him will be dry and inapplicable. . . Does your 22 year old really want to listen to a balding man in a sweater vest lecture him about term life insurance?
The thing I would recommend if you like the idea of something more structured than a book is Dave Ramsey's Financial Peace class. Google "Financial Peace University" to find one in your area.
Or get him Zac's book. He didn't push his own book but I will. It's great and your stepson won't be bored because Zax still has his hair.
This made me laugh. Can you try explaining to these people that it really messes up your financial planning to have no idea what's in the accounts?
Try talking to them again. Explain it will help in your planning. If you still get no info, save, save, save because you are right you won't want to do very little and realize there isn't much money in the accounts.
I think I'd have to be incredibly naive to think that everyone who reads my book will be inspired to change their lives by it.
I think it's probaby like any other normal distribution: A bunch of people will pick up nothing from it, many will pick up a few nuggets, and a few will really make vast improvements in their lives. . .
What motivated me to write it? Watching my parents struggle and never be able to have the life they deserved because of financial strain.
You actually can rent a car with a debit card; they put a hold on your account for like $500 plus the cost of the rental. . .
My take has always been that if you don't have enough cash to cover a $500 hold for a few days, you really shouldn't rent a car. . . walk!
Hello again. These savings are not in a 529, but in CD's under our names. My daughter is engaged, and looking to get married next summer to her equally frugal fiance. She is a kindergarten teacher, and has been talking about grad school to raise her income.
Sounds like it would be a great gift to use the money to help with the wedding.
this is my favorite book on this topic: http://www.amazon.com/Financially-Ever-After-Couples-Managing/dp/B004IK9FBS/ref=sr_1_7?s=books&ie=UTF8&qid=1338483084&sr=1-7
And it's on sale!
That is a good book.
I don't know where to start but will try to be brief. My spouse of 25+ years has never made that much money and never been a saver. I've been fortunate to be the major bread-winner but for the past eight years have been dipping into funds that I hoped to have for college and also retirement just to keep ahead of the bills and put the kids through college. I do have a 401 (k) w/$325,000 in it but husband only has about $7,000 saved of which I invested $25000 one year to help our tax situation. He complains that we haven't taken a "real" vacation in a few years but I'm content to stay home or do staycations and am really starting to resent his lack of provding more than 25 percent for his family and also putting pressure on me to deal with emergencies and give him money when he can't pay his share of the utilities. I pay everything else (mortgage, college, gifts to relatives, Christmas, etc.) He thinks a vacation would be an investment in our marriage/relationship. I think he's selfish and stuck on instant gratification but that's another story. I'm thinking of selling the house, he'll take half so then I can watch him try to survive on his own. I just don't feel I should have to uproot myself and the kids but I am really resentful of him. I'm 12-15 years away from social security retirement. All he can talk about is wanting to retire in five years when he's 61 but I have no idea how he plans to do that.
I'm so sorry you are having so much strife about money. But maybe it's time you see a counselor to get at why your husband doesn't save. What makes him so selfish and clueless about your stress. And you can also examine your feelings about carrying so much of the financial weight. I just think if you both thought all the money coming in belonging to both you you and all the bills are both of yours you wouldn't see it as you carrying more of the load than you should. I think you have more issues than the money.
I know all of the financial advice says to keep investing even when the market is down, but how do you know that you're going to make it up someday? I have an IRA and 401(k), both in index funds supported by Vanguard, and even though I keep putting money in, my account balance continues to go down due to losses (consistently over the past 3 years). Am I doing something wrong? Should I keep putting money in these funds?
Well the S&P 500 is up a lot over the past three years (http://quicktake.morningstar.com/index/IndexCharts.aspx?Country=USA&Symbol=SPX). . .
So if your indexing your accounts should be growing in value. . . are you sure about this?
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text:
Iran's government allocated 135 trillion rials ($11 billion) to four ministries to clear debts to contractors, the official Islamic Republic News Agency reported, citing the government's information office.
Some 60 trillion rials will be given to the Oil Ministry, 40 trillion to the Energy Ministry, 35 trillion to the Justice Ministry and about 3 billion to the Interior Ministry, IRNA said without giving details of projects for which the ministries are in debt or a timeline for the payments.
To contact the reporter on this story: Ladane Nasseri in Dubai at email@example.com
To contact the editor responsible for this story: Andrew J. Barden at firstname.lastname@example.com

subset: commoncrawl


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Saturday, June 14, 2014 marked the second annual Achievement Day for Happy Centre Light Horse 4-H club. Even though the day brought on lots of rain, the club was fortunate enough to ride on with the show. A special Thank You to Trent and Colleen Beres for allowing us the use of their arena when the weather is the least favorable.
The day started off a typical 4-H day – laughs, giggles and excitement! The members of the club (Payton Molnar, Layden Omiecinski, Jace Hansen, Annelies Valstar, Camryn Molnar, & McKenna Omiecinski) were all ready to show us everything they had learnt this past year in 4-H with their horses. The day had included classes such as showmanship, bubble gum race, trail, gymkhana, reining, bareback, western riding and western pleasure. Each class provided a challenge to our judge for the day KatieJo Stier – as each rider has such different strengths with their project horses. Each rider demonstrated a wide array of horsemanship skills and achievements. Yearend awards had been given to each 4-H member. Grand aggregate prize was given to Annelies Valstar. She went home with a yearling horse donated by Diamond Horseshoe Ranch. This prize was based on the full year of work, dedication, attitude, willingness to TRY new things, 4-H events and functions, overall improvement, record books, judging and achievement day.
Happy Centre Light Horse 4-H Club would like to put a BIG thank you out to all of our sponsors this past year. Your support has meant everything to this club! Dale Cochrane (Melville Veterinary Clinic), Dale Hackman (Hackman Feeds), Hugo Preun (Parrish and Heimbecker, Limited), Trent and Colleen Beres (Oak Hill Farms), and Wayne Nagy & Lorna Lockhart (Diamond Horseshoe Ranch). Also, thank you to all our parents that keep on bringing their 4-H families to each 4-H event. You are all truly community champions! We should all be very proud of our members as they have all grown in such unique dramatic ways!
Happy Centre Light Horse 4-H club will be starting up again in September 2014. If you would like to be a part of this great little club or would like more information please call Sarah Molnar at 1-306-728-5816 or Stephanie Lockhart at 1-306-641-5560.


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Looking Good
This listing is about Looking Good in Jackson, Tennessee.
[ report an error ] Business details
Looking Good
- 955 N Parkway # E
- Jackson
- Tennessee
- 38305
- Tel: 731-668-6900
[ report an error ] About the company
Looking Good is one of Jackson, Tennessee's Mens Clothing stores. Please phone Looking Good on 731-668-6900 for further information and opening hours or visit them at 955 N Parkway # E.
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New iPad Features and News
Everything You Need to Know About the New iPad
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Apple held one of their trademark events yesterday where we saw not only the introduction of a new Apple TV, but the main attraction was, of course, the new iPad. We have every last nugget of information you need to know on whether you should purchase the device or skip it, and just what makes it better than the iPad 2. And no, it's not the iPad 3, it's the iPad.
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Posts by Basil Fernie
30 posts • joined 20 May 2008
Fiat 500S: So pleasingly sporty we didn't want to give it back
Re: Uh?
Perhaps we'll meet someday then. Here in the good old R of SA, it is all too easy to turn down an interesting-looking road only to be faced 100km later with the awareness that you are likely not to see another petrol station for at least another 100km. Unless your bike has a Dakar-size tank, you might just start caring about MPG round about then. Happened to me any number of times, more so when riding high-performance two-stroke twins... Friend of mine regularly tours long distances in the USA, similar problem, swears by the 4-valve BMW boxers for economy that certainly challenges that of the FIAT.
Bad MPG on a bike may be somewhat due to the state of tune of the engine, but is more dependent on the verve with which all those horses are unleashed onto the road, only to have to be reined in again very wastefully at the next traffic light. Also, car shapes are noticeably aerodynamic these days, while bikes still tend to remind the aerial environment of a brick on its side with some irresistible scoops sticking out for added parachute-braking effect. Permanently.
What's the KEYBOARD SHORTCUT for Delete?! Look in a contextual menu, fool!
Re: Touch typing
As a retired church organist I can write and type at the speed of my thoughts but then I'm also a slow thinker. Although right-handed I use the mouse with my left hand, saving my right for odd interactions with the keyboard when not in full two-handed text-entry flow. If there were some useful mode of data-entry employing the feet I would probably use that concurrently too.
I use LibreOffice a great deal of the time, and do find a small subset of keyboard shortcuts very handy. In fact I like to use keyboard, mouse and touchpad variously as required for efficient navigation, but have a serious problem with the touchpad on my Lenovo laptop which frequently asserts a long-forgotten cursor position for the keyboard cursor, leading to multithreaded text. The fairly effective cure for this in *buntu Linux varieties is to use a utility called synaptiks which momentarily cancels the touchpad while the fingers are flying, but some recent distro versions don't seem to implement it. Totally disabling the touchpad is an unacceptable workaround. Do not brush the touchpad or its surround with an incautious heel of the hand while typing...
Long before 3270 terminals, our research organization implemented TSO (IIRC) using modified IBM golfball typewriters as remote terminals. Even though a terminal was switched on and humming, there was no way to know if it was actually communicating except by trying to type in some text or pressing ENTER, oops, the carriage return key, which did in fact cause the golfball, if not the carriage, to return. Readiness by the System 360 to receive another message would be notified in due course by the golfball printing a full stop, rather pessimistically I always thought. When the system was heavily loaded (let's say 3 or 4 terminals active across the entire organization) this response could be much delayed, from 30 seconds to 30 minutes or more, a space of time occupied by activities variously subsumed under the impressive title "Waiting for (the) Godot". Reams of clean fanfold paper were used up by impatient tapping of the return key hoping to attract the attention of the aloof mainframe. I don't recall the communications baud rate.
FBI: We found US MILITARY AIRCRAFT INTEL during raid on alleged Chinese hacker
Could we have a sub-editor remove this grossly tautologous Americanism please?
Peugeot 208 GTi: The original hot hatch makes a comeback
Re: The engine
Ha! One of my automotive quadricycles has a 3-litre turbo engine and is routinely flogged. However due to proper warmup/cooldown discipline, also routine changing of oil and filters, it now has 460 000 km on clock without any tumultuous episodes in its history (I have to replace the clutch master cylinder every 100 000 or so). I will be happy to carry on to 1 million km with same, and expect the engine to last that long at least.
I like forced-aspiration two-strokes, but don't see much chance of them escaping en masse from ships' engine rooms onto the roads.
Mine's the one with the screwdriver and the universal metric in the pockets.
OS/2 a quarter century on: Why IBM lost out and how Microsoft won
Re: OS/2 was wrong product for the time!
I have standardised on Edubuntu 12.04 for my household PCs, spanning a variety of (ancient) desktops for the juniors up to a dual-core 64-bit AMD-powered Lenovo laptop. By replacing the much-disputed Unity desktop with the well-proven, feature-rich LXDE, I have an extremely slick system idling at below 140MB (that's with several optional resident application processes), no use of swap memory, 3% of CPU time on one core and 0% on the other. For comparison, I give you the Win7 installed on the Lenovo at purchase - at idle using 736MB RAM, 14-17% total CPU usage, slow as the La Brea tarpits.
Puppy Linux I carry with me to boot onto almost anything that's in trouble. The Lupu version is based on Ubuntu, comes with LXDE, gives access to the full range of Ubuntu application repositories. TinyCore Linux runs in 18MB RAM, but needs some judicious adding of apps to be useful.
Re: @mark 12 - MS cannot survive without its cash cows
Let's not overlook M$'s rapidly-growing wad of licensable patents, which will surely deserve listing as a cash cow soon if not already.
Re: Ballmer's biggest lie ... convert source code written for Windows to run on OS/2
Well, this relates only to 16-bit Windows libraries. For my remarks on Win32, see above.
Sort of no API
Do not overlook the refusal of M$ to allow IBM to access the Win32 API from OS/2. The most they ever allowed was Win32s. This meant that "old" Windows applications would run happily on OS/2, but the new exciting stuff that developers were churning out for Win95 et seq wouldn't. Thus OS/2 users were denied use of newer Windows apps. Third-party efforts to work around this obstacle concentrated in a project called "Odin" which had some boff programmers but was desperately undersupported. The parallel effort in the Linux camp, "Wine", has notched up many successes and continues to thrive, allowing one to run many Windows programs almost natively on e.g. Ubuntu. This lack of extensive applications support turned many OS/2 users off the platform, yours truly included, with many regrets since OS/2 was so far ahead of anything coming out of Redmond. Even now, as I alternate between Linux and Windows 7, I hanker after what OS/2 was, and long for what the OS/2 ecosystem could have become.
DEKATRON reborn: Full details on World's Oldest Digital Computer
Not only Calculators...
Before Computers there were Computors, people who did quite complex calculations on hand-driven desk-top calculating machines for the purposes of statistical or numerical analysis. I had to clarify the distinction during the entrance interview for my first graduate employment opportunity before answering my new boss' question "Do you know what a computuh is?"
Re: Back in the day - quite so
Two typos, actually.
EU approves push to get the unknown security in ARM chips into use
Change of subject
Nobody thinking of the potential of this move to very-embarrass M$ with its UEFI-based strategy for suffocating Linux-on-ARM?
Microsoft unfurls patent lasso, snares Linux servers
The elephant in the room...
... is all the other patents that M$ are getting very cheap access to in these cross-licensing deals. Effectively monopolising or neutralising a lot of potential competition - and being paid for it! Doubt if there's any effective legislation against this tactic, so it could be very effective over the years.
Samsung plunges $500k into Linux Foundation
If it looks like EEE, and it smells like EEE...
Just collect a couple of straws and see which way the wind is blowing.
Do not wonder, nor rejoice, that M$ is "embracing" Linux.
Do not wonder, nor rejoice, if M$ is "extending" Linux. How long would it take an M$ skunkworx project to produce a "Winux" kernel, given the amount of exposure their brightest and best are now getting to Linux?
Do not wonder, nor bemoan, that M$ is limiting OS access to future ARM devices coming from h/w manufacturers who desire to be able to provide Win8 et seq on their products. This is merely a subtle tweak on how they established MS-DOS dominance, followed by Windows dominance, in a passive market-place. It is a transition stage from Windows to Winux, while fellow-traveller Intel migrates towards the enormous ARM market.
The 3rd "E"? Not "Extinguish" nor "Eliminate" this time, but "Engulf". Closest M$ will get to admitting superiority of Linux.
We are staring at a future with no OSS distros able to run on the vast majority of ARM-based devices (an order more numerous than desktops) without M$'s say-so - unless a very major ARM user steps up, secures its own chipfab capacity, buys a major voice in the councils of Linux - and squares off for a knock-down, drag-out confrontation with the Evil Empire.
Recognise Samsung?
Of many interesting questions arising out of this scenario, just one: which way will AMD swing?
And a comment: Red Hat certainly seems to have picked up the windshift; this may have bought them another 5-10 years of independent existence before integration into M$.
Ten... freeware gems for new PCs
Re: IrfanView?
Since M$ dropped proper thumbnails in Win7, IrfanView with its Thumbnails has pretty well supplanted The Gimp on my systems.
Wyse words mate
Who's saving the energy? Who's paying for it?
Doesn't this kind of operation just shift energy costs from the enduser to the network/server/cloud, by enormously increasing the amount of data to be held/organised/transmitted (2 minutes to d/l Word for example)? Typical example of outsourcing costs, byte-shuffling (would have been paper-shuffling a few decades ago).
Anyone who can produce references to studies comparing energy usage under different paradigms (thick client, thin client, etc)? With, of course, comparable-tech hardware in the clients - I read somewhere recently of a CPU that's using just one (1) watt...
Not denying the management advantages. But the great strategic advantage of the thin/partly dumb client is the strangle-hold the cloud gives to software providers in particular to make sure they get paid for their software by providing it via SaaS, at the expense of the user, competing alternatives being much decreased.
Again, I enquire, have any suitably cynical TCO studies been published?
Why we love to hate Microsoft
jake @ Number6
"IBM shut down OS/2, not M$"?
IBM was cowering on its knees before a sawn-off double-barreled Windows-tax shotgun. Either IBM stopped bundling OS/2 (even uninstalled) with its systems, and then eventually even selling, finally supporting OS/2, or else M$ would price OEM Windows to IBM at a level that would make it virtually impossible to sell an IBM PC or laptop with Windows (which quite a lot of people did want to buy) at a vaguely competitive price. Either IBM strangled OS/2, or M$ would strangle IBM in the PC market.
Like a man caught in a bear trap, IBM eventually amputated its PC leg totally for the sake of survival.
Adobe Reader vuln hit with unusually advanced attack
... but doesn't it also execute the bad stuff?
I use it, I like it - but as an Adobe Reader workalike, doesn't it have much the same security holes?
Ellison: Sunacle is an IBM killer
I don't think it has an Orasun.
VMware plots world data centre domination
"Microsoft provided a good basic and cheap operating system for IBM PCs"
Good: Technically NO - compare IBM's PC-DOS which was supposed to be a rebadged MS-DOS but usually worked a lot better due to IBM applying its own standards
Ethically NO - It was imposed on hardware suppliers by M$'s infamous obligatory licensing deals which gave end-users the choice between using a bad, already-paid-for-and-installed OS used by umpteen gazillion other dupes who couldn't possibly be mistaken, or shelling out a few bucks for someone else's OS that Worked Much Better. If you wanted to sell MS-DOS with your branded PC, you had to sell it with ALL your branded PCs, whether the customer wanted MS-DOS or not (and many didn't but fell into the trap nevertheless).
Basic: More like primitive, compared to even the 8-bit standard, CP/M. Remember M$ bought and rehashed QDOS (Quick & Dirty Operating System) to make, voila, MS-DOS.
Cheap: NO. Digital Research's DR-DOS was more then 50% cheaper and worked 5 times better.
Similar comments apply to Windows. Anyone want to join in a class-action suit against M$ for retarding the PC revolution by 5-10 years? And that is unlike VMware, read Candler.
Dear Obama: Please consider open-source a waste of your time
Before getting heated about Ted...
do some bio checking. Latest I read, is that he is an intern at Google. An Oompah-Loompah - with a very limited metaphor domain?
One wonders if he is aware what platform Google relies so extensively on to run its enormous operations. Surely he is! Therefore this piece is either an expression of massive, possibly treasonable, dissatisfaction with his management's choices - projected away from his own environment onto a governmental backdrop - or more likely it is a cunning piece of GoogleFUD designed to avert possible competitors to the Googlopoly away from stable low-cost OSS platforms and to keep the great unwashed mob of M$-developer/support slaves happily employed for the nonce, therefore not pressing yearning eyeballs against the ports of the chocolate factory and endangering TD's sweet employment terms.
If the latter, watch this space for the soon announcement of a Google-cloud-based national medical records system. What an ideal diversification/extension of their current technology! For the cheque-signer, tried and tested database/search facilities, low costs, comparatively little or no retraining, numerous 24x7 support personnel. For the Oompah-Loompahs, guaranteed job security for at least a decade.
Axon 100mpg car gallery
@Whoa, suh-WEE
Not so different that William Randolph Hearst and the duPont boys didn't manage to get the industrial crop outlawed in 1937 on grounds of being the source of the cannabis scourge when there weren't no such thing yet... Do try growing your next month's supply of gas-tank filler raw material in your back lot, and check whether the ensuing DEA guys aren't reporting to somebody from the petrochemical industry.
Hadron boffins: Our meddling will not destroy universe
@Neil Charles
"If this all ends in a big smoking crater on the border of France, I'll be looking to blame the Romulans"
At least you can't blame my ancestors. They left there (the village of Ferney, latterly called Ferney-Voltaire after some author) about 900 years ago.
Windows XP crashes out of Olympics?
@ac: Where oh where has my OS/2 gone?
To eCS ("eComStation"), alive and well and stable and available from www.mensys.com. Try it.
COBOL thwarts California's Governator
@wayne tavitt
Isn't that the point?..
File system killer leads police to wife's bones
@Yuck. Sickening.
Much worse, I (and many others) run an OSfrom a man who duped most of the using world, in the process making himself open to charges ofhigh treason (remember the US Navy frigate/destroyer that wallowed dead in the water because M$ wanted it to rely on NT?)
South African survives exploding fridge attack
spoiling a good story is tha fact that there is no Pretoria Times newspaper. We have a Pretoria News and a Sunday Times (actually from Johannesburg, but still). So which was it, assuming there was indeed such a story? My vote goes to the more sensationalist Sunday Times. Nothing ever happens in Pretoria.
Regarding Yanks: according to the latest TV ad, they think South Africa is somewhere in Mexico, so they probably would not be able to distinguish between Pretoria and Johannesburg. Suspicion thus falls on a Yank journalist trying to generate a few more column-inches. Ashlee Vance?
9/11 an inside job, says Irish pop folkster
2 Morrow
Concrete not good for high tower blocks? Let the MIT experts quoted in the Scientific American article speak:
"One audience member asked the assembled experts whether a reinforced concrete skyscraper such as the current height record-holder, the 452-meter Petronas Towers in Kuala Lumpur, Malaysia, would have better resisted a collision with a fuel-filled airliner. Their response indicated that a concrete structure would have probably lasted for a couple of more hours than did the steel World Trade Center towers."
Possibly discredits Morrow? A very interesting article it is, although to my mind strong on theorising and short on fact. Nevertheless recommended reading. Let's look at the main facts that do emerge:
'The huge inner and outer rectangular tubes "needed to be protected to maintain their structural integrity, so the floors acted as reinforcing diaphragms or bulkheads [the term used in shipbuilding]," said panel member Jerome Connor, professor of civil and environmental engineering at M.I.T. The office floors, which each comprised a 35- to 60-foot clear span from the core to the exterior grid, were panelized structural members supported by open web joists with steel decks above them, he said. The horizontal truss struts, bolted and welded to the exterior grid and the core column structures, included viscoelastic stringers that provided increased damping to help make the structure less lively in the wind, according to Connor. Each steel floor deck was covered with four inches of concrete. "With almost an acre of area for each floor and figuring about 100 pounds per square foot of area," he estimated that "each floor system weighed about 3,200,000 pounds."'
If 1sq ft of deck N+1 weighing 100lbs lands flat on 1sq ft of deck N from a height of 10 ft, does it punch its way through deck N? Not likely.
If 1600 tons of deck N+1 lands flat, more or less equally distributed, on deck N from a height of 10 feet, does it punch its way through deck N? No, hardly. Will it break the joints of the open web truss struts of deck N to the exterior grid and the core column structures, so that decks N+1, N, N-1,... slide acceleratingly down the core and inside the exterior grid? Maybe, but then one expects to see the main vertical core members and perhaps the exterior grid too left stark and forlorn against the skyline, but substantially intact, with a large pile of rubble largely contained at the bottom of the box. Not what I remember seeing!
Of course, the sudden arrival of 150 000 tons of soon-to-be-rubble at the bottom of the rectangular pipe could force the outer grid apart near its base precipitating the collapse of the frame, but that would have been awesomely Titanic-like (in reverse, of course). Again not what I remember seeing!
One wonders whether those bracing wires needed for the demolition experts weren't adequately proxied by the panelized structural members and the visco-elastic stringers.
Disingenuously, one expert, Eduardo Kausel, 'addressed the oft-asked question of why the towers did not tip over like a falling tree. "A tree is solid, whereas building is mostly air or empty space; only about 10 percent is solid material. Since there is no solid stump underneath to force it to the side, the building cannot tip over. It could only collapse upon itself." ' (Anyone hear anything about the position of the centre of gravity here? Turning moments? Would you be persuaded by this argument that an open-mesh waste bin cannot tip over? Perhaps it's only true if the air is hot air.) Think about how much air and 'empty space' there is within the envelope of a tree!
But it makes for an interesting thought-experiment. Imagine a gent with chainsaw climbing up the tree and on his way sawing each branch nearly through at the joint with the trunk, so it can still carry the branch's own weight but not much more. Now imagine a lot of branches tearing free from near the top, maybe the gent cut a little too deep when he got up there, and cascading down, taking the lower branches, twigs and leaves with them. Given initial bilateral symmetry, why should the tree (=stem) tip over anyway? It would remain, standing forth proud and free from the pile of firewood at its roots. Oops, apart from the braches above the decisive level at which the branches were cut too far through. Now it's looking like a coconut palm or a prehistoric gingko. Darn, how do we get rid of that topknot?!? Aah, how about a few strategically-placed explosive charges down the length of the stem to make sure the whole lot collapses and gets turned into matchwood?
Clearly the MIT "have-a guess" session wasn't the final report, but it supplied enough material to fuel more doubt rather than douse what already was glowing.
And the 757 that hit the Pentagon must have been one of the rare swing-wing models; you know, the ones where the kamikaze pilot presses a button and then they don't damage the building left and right of the fuselage's entrance hole, nor leave their wings behind on the lawn. Much neater that way. Considerate.
Oh yes, the Pentagon. How many days did it take between impact and letting of the contract to repair? How many weeks, more likely months, does it take to prepare contract documents for a job like that? How do the two timescales compare? Having answered that, you would find it easy to state how long BEFORE impact the contract documents had to start being prepared...
Look, wherever there is politics, from the village level to the global village, there is a nasty smell. We're all used to that. This smells just the same, only more so. Much, much more.
Ballmer eggs on Hungarian student
@M$employee, idiots
"Businesses make money, in fact they have a legal responsibility to share holders to do so" - not quite right. Businesses do sometimes lose money, to their shareholders' distress, but that in itself is not a crime. Of course, it may point to something blackguardly going on in the background, but it might be due to environmental pressures, it could well be above board (pun alert).
However, apparently in the US it is a legal requirement for publicly-owned businesses to make as much money for their shareholders as possible - a totally different challenge, and one that apparently gives carte blanche to all sorts of evil attitudes and behaviour (connection to M$ thereby established). That is legitimized greed.
Truly the NYSE (along with many others, no doubt) needs a large person with stentorian voice to bellow across the trading-floor at start and close of business each day, "The LOVE of money is the root of all evil". Inbetween which he could perhaps take a quick trip to Washington DC and repeat his message to the House of Representatives and the Senate. And whomever happens to be in the White House at the time.
@MS employee
"Businesses make money, in fact they have a legal responsibility to share holders to do so"
Not quite. Businesses that lose money do not break the law by doing that, although there may of course be some illegal behaviour behind the loss but it may all be above board (pun alert).
The problem is that (in the US, and possibly many other places now), businesses have a legal obligation to make AS MUCH money as possible for their shareholders. While this may seem like a Good Thing, it in fact encourages and appears to sanction all sorts of evil attitudes and behaviour (connection to M$ now established).
The NYSE (at the very least) needs someone with a large and solemn voice to intone across the floor, at start and close of business every day, "The LOVE of money is the root of all evil".
Microsoft Office chief to manage Bill Gates
@Peter Gray
The cost to humanity of his "generosity" has been enormous and uncounted. By monopolizing the PC OS market by criminal (such was the verdict of the US court) tactics he set the development and utilization of the PC back, in my opinion, by between 5 and 10 years.
Hubris is never a good fountain of charity. The ethical approach is not to be found in the B-school manuals, let alone Buffett's stamping-ground of the NYSE or the USA-legal thinking of BG's father who master-minded the original Windows-licensing policies that proliferated the presence of Windows simply because few people saw the advantage of paying extra for the OS they wanted since they couldn't get a refund for the one they didn't want.
If his foundation is not benefiting M$ to a great degree, albeit indirectly, I will be amazed.
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The 21th Century has been kind to lovers of Irish and Scotch whiskies. Like the re-emergence of single malt Scotch and small-batch Bourbons, there has been a renaissance in Irish distilling, including a return to pot-still whiskies and single malts, and a variety of exotic cask finishes, although the definitions of whiskey types are a touch looser than in Scotland--like so many other things, particularly late at night. more >>
Gin, gin, gin, makes you want to sin...or so college students were wont to sing a couple of generations ago, and it did, although students then and now hardly needed encouragement. Gin, however, has always had that reputation, however unfairly.
We're Going to Bourbonland!
"…a five story high Bourbon bottle," the under-hyphenated press release read, and for a moment I thought it was an announcement of a new 750,000ml packaging innovation. Be a little hard to carry home, I thought, but it sure would save on trips to the liquor store. more >>
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Fresh seafood parades on either side of the glass of Galanga Thai Kitchen and Sushi Bar's expansive aquarium. As decorative foliage casts dappled shadows atop the bustling bar, sushi chefs keep one eye on the tank and one eye on their 23 inventive sushi rolls. In the kitchen, the chefs also flip flame-kissed steaks and whip together Thai specialties that include drunk noodles and panang curry. Sips of wine, sake, or imported beer augment each bite, and decadent desserts provide mealtime sendoffs in the form of deep-fried cheesecake, chocolate mousse, and green-tea ice cream steeped by an abominable snowman.
Asia Bay serves the "best sushi in this town," according to actor Alec Baldwin, who tweeted his recommendation while in Fort Lauderdale to film Rock of Ages, according to pbpulse. The man behind this A-list-worthy cuisine is executive chef and co-owner Peter Hepp, who according to Miami New Times "is hip to the aesthetic of clean lines, vivid colors, and brightly delineated flavors." Hepp's chefs drizzle the menu's more than 60 sushi and sashimi plates with colorful sauces as carefully as painters adorn canvas, yielding dishes that are as nice to look at as they are to eat. The 50-seat dining room operates under a similarly modern theme, with large picture windows, white leather chairs, and curved-back banquettes which Social Miami calls "minimalist-chic."
Outside, a patio held up by stilts lifts diners above the rippling waves of the Tarpon River, helping garner Asia Bay an OpenTable Diners' Choice Award for Best Outdoor Dining. Here the decor invites relaxation with large parasols, old-fashioned street lamps, and seagulls who will give backrubs for fresh-cut sashimi.
A 1,200-gallon aquarium greets diners as soon as they enter Tokyo Blue, an upscale Pan-Asian restaurant located inside the Ocean Manor. Situated on 200 feet of private beach, this elegant eatery features modern flourishes such as glowing glass columns, glossy blue floors, and a full bar illuminated by blue lights. Once the clock strikes 10:30 p.m., a DJ helps transform this chic space into a hopping nightclub, where patrons can refuel with a late-night menu or journey onto a second-story patio ideal for basking in the ocean air and high-fiving the occasional flying fish.
Against this trendy backdrop, Chef Mai—who earned his cooking chops at the popular Miami restaurant Nobu—simmers tenderloin in green curry, drizzles shichimi butter on baked Maine lobster, and pan-sears Chilean sea bass in 25-year aged balsamic and teriyaki sauce. Meanwhile, sushi chef Jo skillfully assembles 30 specialty rolls, including classics such as the California roll as well as eclectic mash-ups such as the Mexican roll with shrimp tempura, avocado, spicy mayo, cream cheese, and sesame seeds.
Plates of fresh-made sushi and sashimi travel to tables around Sushi Song's cozy dining room, which is bordered by brick walls and illuminated with romantic lighting. In the kitchen, cooks carefully assemble rolls brimming with inventive ingredients such as Maine lobster, quail egg, and barbecued eel.
Chef Yozo Natsui's training in his native Japan, combined with more than 15 years of experience behind the stove, helped earn Bluefin Sushi & Thai Grill the distinction of Best Sushi, 2010 in the Sun Sentinel's Best of South Florida series. Inside a sleek dining room, servers transport fresh slices of fatty tuna and hand rolls from the sushi bar, where Yozo and his cadre of chefs carefully assemble edible cylinders lined with fresh seafood and cool vegetables. They accompany their platters of seared-steak teriyaki with soup or salad, and envelop medleys of vegetables in tempura batter before exposing them to a deep fryer—which is hotter and more philosophically profound than a bourgeois fryer. Servers pour an extensive selection of cold, hot, and flavored sake alongside various wines, imported Asian beers, and Thai iced tea.
A stylish, pitch-black façade with crimson accents beckons passersby into Asia, where they can indulge in hot-off-the-wok chicken and steak entrees, or revel in the rawness of sushi and hand-rolled maki. Like a mashed-potato sculpture of the United Nations headquarters, each feast is an edible testament to a peaceful blend of cultures, with Chinese dishes of crispy duck sharing table space with South American tuna ceviche and Japanese salmon sashimi. Chefs carefully prepare all dishes according to kosher dietary rules.
Amidst the restaurant's funky zebra-print chairs and flat-screen TVs showing the game, guests end meals of pan-seared gyoza or grilled Atlantic salmon with decadent desserts such as chocolate ganache cake or fried gelato. On Saturday nights, diners pair sushi with potent tropical cocktails including minty mojitos or the signature Pineapple Express.


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Results tagged "One Canada Square"
The European Banking Authority is moving into One Canada Square, it has been revealed.
The group, which is a regulatory agency of the European Union, is leaving Tower 42 in the City for the Canary Wharf office block. It will sign a 12-year contract on the 45,000sq ft space, according to the Financial Times.
While Wharfers won't have noticed a difference in the warming hue surrounding One Canada Square, the environment has been reaping rewards from the tower's new, eco-friendly glow.
After two decades, more than 400 light fittings in the lobby have been replaced with LEDs.
Easter is often all about the chocolate. Chocolate eggs, bars, bunnies - even penguins and owls are making an appearance now.
There were once days when you could settle outside the City Pride pub on the Isle of Dogs watching runners fly past you in both directions on London Marathon day.
CANARY Wharf Group will be joining millions of other organisations supporting energy conservation for Earth Hour this weekend.


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Luke Crosland stands at the window of his seventh-floor office and looks out across Preston Center. In the foreground, a tangle of luxury SUVs battle for access to a shabby, two-story parking garage that seems to deteriorate before his eyes. The garage is ringed by a jumble of aging retail strips th ... More >>
Sam MertenAfter serving eight years as a city plan commissioner and another eight as a council member representing some of North Dallas's more upscale neighborhoods, 72-year-old Mitchell Rasansky is no longer roaming City Hall when he's most needed. Replaced last month by Ann Margolin because of ter ... More >>
The bad guys in the Sheetrock drug cases better be up on their game
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The city's ordinance governing topless clubs is a joke. But Bachman Lake-area residents are determined to get rid of the clubs by any means necessary.
It's a scary world out there, but someone's gotta keep it under control. Jim Schutze uncovers the secret agony of the Dallas Citizens Council.
Black bookseller Robert Crews once ran a thriving store at D/FW. Now he's in court fighting to save his business, thanks to airport policies that boost local minorities and squeeze airport concessionaires
Will he die in prison for the sins of the plantation?
Quick--someone take a pulse. The Dallas City Council hasn't peeped in months. And John Ware and Ron Kirk are looking awfully well-fed.
Minutes of a power brokers' meeting show that Fort Worth is guilty of what it accuses Dallas of doing--breaking an agreement over D/FW airport
How little Legend Airlines beat mammoth American at its own game
He's violated the public trust and betrayed his own ethical standards. But is Dallas' perpetually annoying councilman guilty of fraud, perjury, and extortion?
Chris Luna's deceitful public-service career finally hits bottom
Arena process stirs one woman to get involved


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Word: plumes
Added on: 2013-01-22 Listened: 75 timesin: Add categories to plumes
Pronunciation in French [fr]
- Pronunciation by JOuellette (Female from France)
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- Random word: une sale gueule
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PSIGate payment gateway for nBill
GPLv2 or later
Paid Download
27 December 2010
This is the PSIGate payment gateway for nBill.payment gateway
Editor's Note
- This extension requires registration to download.
This payment uses XML for transmission of information and used the Direct integration method so that the duer never leaves your site.
Special Requirements: SSL Certificate.


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dental damSyllabification: den·tal dam
Definition of dental dam in English:
A thin sheet of latex used by dentists to isolate a tooth being worked on, or as a prophylactic device during cunnilingus and anilingus.
Example sentences
- One form of dental dam barrier is a thin sheet of latex that dentists call a 'rubber dam.'
- Apply Paint-on Dental Dam to gingiva to isolate gums around selected teeth.
- This super soft, value-priced premium dental dam is available in 6 different colours in thin, medium or heavy gauge.
Definition of dental dam in:
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Word of the day verbose
Pronunciation: vəːˈbəʊs
using more words than are needed…


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Philippines forum
The Best Food that speaks about philippines
Joined Travelfish
19th August, 2014
Posts: 4
Hello! Just wanna ask what food do you think best describes the Philippines? Thanks!
#1 Posted: 21/8/2014 - 06:31
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Joined Travelfish
12th February, 2006
Location United States
Posts: 2410
Total reviews: 47
Places visited:
At least 98
I just asked a buddy of mine who has spent quite a bit of time wandering around the Philippines, and these are his top three favorites:
Pork Sinagang - sour and tart
Chicken Abodo - a hearty staple
Fish Bangos with rice and Mang Tomas sauce - delicious
Of course there is always Balut, but I think that's more of a practical joke that has gone horribly horribly wrong.
Why do you ask? Cheers.,
#2 Posted: 21/8/2014 - 12:58
I second Chicken Adobo (but maybe add a little pork into the mix!)
You should also try lumpia shanghai if you can - they're absolutely delicious!
#3 Posted: 23/8/2014 - 23:27
Joined Travelfish
19th August, 2014
Posts: 4
thank you very much guyz! all the food you suggested makes me hungry. Can't stop eating yet you want to stay fit? Try my helpful tips. please feel free to visit http://ucandostuff.ph/Guide-1911-How%20to%20Feel%20Full%20without%20Eating%20Much.aspx
#4 Posted: 25/8/2014 - 02:15
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Joined Travelfish
9th June, 2012
Posts: 2
Fish Bangos with rice and Mang Tomas sauce.
#5 Posted: 26/8/2014 - 13:26
Thiet ke logo
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Joined Travelfish
22nd October, 2014
Posts: 2
You should try eating at Isdaan Restaurant in Tarlac or Laguna. They offer native Filipino cuisines.
Read more about this here: http://shoestring-travels.blogspot.com/2014/09/sandbox-adventure-isdaan-foodtrip.html
#6 Posted: 22/10/2014 - 07:00
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Dark Souls
fight club 1/26
- Back To:
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Hosting a fight club this Saturday instead of a special event for a change of pace again (don't worry these crazy events will continue to come :P)
Soul level: 100-144
Time: 8pm est (yes anand I will try and start earlier if possible lol)
Location:TBA over XBL
Rules: no healing, divine blessings, mushrooms. No hornets or BS fishing.
Looking forward to seeing you all there, remember be respectful and have fun
If you don't stand for something, You'll fall for anything
GT: GreenMartian2X0 official Composite Bow
praise the martian
Yes, miracles I presume? GT- thecurator88
Thanks Martian for organizing these!
I can potentially make this one. Yay.
Also don't forget to join the Espernet IRC channel if you are able. It makes communication so much quicker and easier:
woooo i am mentioned in the OP. I am famous, albeit not for the reasons i would have hoped for lol.
I have new build I want to try out. So it will be helpful if you could us know of the location sooner rather than later. Otherwise there is always the royal helm :)
Absolute zero is cool
Official Dragonslayer Spear of the Dark Souls message board
Haha thanks guys!
@beggargirl I'll join as soon as I get my laptop at the end of the month. I'm unable to access it from my phone sadly, but this new keyboard makes XBL messages uber easy for me so I don't mind replying on there.
@anand figured I'd just beat you to the punch there ;)
If you don't stand for something, You'll fall for anything
GT: GreenMartian2X0 official Composite Bow
I've seen a few post for there on gfaqs board, how do I get in?
Duke_Da_God posted...
I've seen a few post for there on gfaqs board, how do I get in?
By solemnly swearing you will let me win all our fights plus following the simple rules set by the host i.e. TC (martian, pope, what ever other names he may have) plus bring/put down your RSS where ever the TC wil tell you to and he will summon you to fight another RSS user (most probably from this board)
Absolute zero is cool
Official Dragonslayer Spear of the Dark Souls message board
correction I meant *this not there
got it! drop a RSS and let YOU win all of our fights, and the location of where to drop the RSS, that comes at a later date?
It is kept a secret and is communicated only to those that want to participate. The reason for this is that there are gankers who lurk these forums and show up to the fight clubs. Then they pick up our signs and kill us. It is not a huge issue but an annoyance as you do not get picked for the fight club as often as you would like then.
Yes, miracles I presume? GT- thecurator88