text:
Top 100 Meals in Minutes: All New Quick and Easy Meals for Babies and ToddlersHardback
List price $15.65
You save $1.69 10% off
Free delivery worldwide
Dispatched in 2 business days
When will my order arrive?
- Publisher: Ebury Press
- Format: Hardback | 144 pages
- Dimensions: 194mm x 196mm x 20mm | 522g
- Publication date: 25 August 2011
- Publication City/Country: London
- Sales rank: 7,552
Product description
Time with your children is precious to every parent, so you don't want to spend hours in the kitchen preparing food. Top 100 Meals in Minutes comes to the rescue with recipes that require minimal time and effort, but are still delicious and nutritionally balanced. Annabel Karmel, the leading authority on food for children, takes away the stress of what to cook to keep your children healthy and happy, providing age-appropriate, delicious meals for babies and toddlers. Easy-to-follow instructions, combined with mouth-watering photography and handy time guides for each recipe make this the go-to cookbook for any parent who wants the best for their children while having to juggle their time.
Other people who viewed this bought:
My Kitchen Table: 100 Family Mea...
$10.62 - Save $1.90 15% off - RRP $12.52
Favourite Recipes for Your Baby ...
$16.04 - Save $4.31 21% off - RRP $20.35
What to Feed When
$13.52 - Save $2.13 13% off - RRP $15.65
Dear Zoo
$5.95 - Save $1.05 14% off - RRP $7.00
There Was an Old Lady Who Swallo...
$5.80 - Save $2.02 25% off - RRP $7.82
You Can Cook
$17.42 - Save $2.93 14% off - RRP $20.35
Other books in this category
Wholefood for Children
$22.10 - Save $4.52 16% off - RRP $26.62
Kids' Birthday Cakes
$10.73 - Save $4.76 30% off - RRP $15.49
The Baby-led Weaning Cookbook
$17.44 - Save $2.91 14% off - RRP $20.35
The Baby-Led Weaning Cookbook
$13.85 - Save $2.10 13% off - RRP $15.95
River Cottage Baby and Toddler C...
$25.16 -
Cooking for Your Baby and Toddle...
$23.22 - Save $6.53 21% off - RRP $29.75
- Categories:
Author information
Annabel Karmel, a busy working mother of three, is the leading author on cooking for children and has written 22 bestselling books, including Top 100 Baby Purees and Complete Family Meal Planner. She also writes regularly for national newspapers and magazines and appears frequently on TV. Her passion for improving the way children eat has seen her awarded an MBE for services to nutrition in 2006, and in 2010 she won the Media Award at the FirstWomen Awards.
Review quote
"The Delia Smith of cooking for children" Guardian "The children's food guru" Daily Express "Any mother who does not have at least one of her books in the kitchen ... should waste no time in putting that right" Sunday Times "From fruit purees and casseroles to risotto and desserts, this book is an essential addition to your kitchen if you have young children to feed." Waitrose Weekend "Her practical advice on weaning techniques and the quick and easy to make recipes gave me the confidence to make delicious meals" -- Myleene Klass


text:
Baby Danced the Polka
Add a Comment Add TagsPrint
+Save to a List
Save to a Shared List
Item Details
- Description
- Full Record
- Contents
- Excerpts
- Reviews
- Summary
- A\V Summary
- Searching for more content…
Authors: Beaumont, Karen
Title: Baby danced the polka
Publisher: New York : Dial Books for Young Readers, c2004
Characteristics: 1 v. (unpaged) : col. ill. ; 20 cm
Summary: It's nap time at the farm, but one un-sleepy baby has a different plan ... Baby wants to dance.
Additional Contributors:
Branch Call Number: FICTION Bea
Statement of Responsibility: by Karen Beaumont ; pictures by Jennifer Plecas
Subject Headings: Toy and movable books Naps (Sleep) Fiction Infants Fiction
Topical Term: Toy and movable books
Naps (Sleep)
Naps (Sleep)
From the critics
Community Activity
CommentAdd a Comment
There are no comments for this title yet.
AgeAdd Age Suitability
There are no ages for this title yet.
SummaryAdd a Summary
There are no summaries for this title yet.
NoticesAdd a Notice
There are no notices for this title yet.
QuotesAdd a Quote
There are no quotes for this title yet.
VideosAdd a Video
There are no videos for this title yet.

subset: commoncrawl


text:
Mars One's astronaut search is off to a quick start.Read More »
MIT scientist encourages a broader search for extraterrestrial life
Prof. Sara Seager believes the narrow search by researchers will bypass many potentially habitable worlds.Read More »
New NASA mission advancing the search for extraterrestrial life
A new space-based tool is launching in five years that will search for extraterrestrial life.Read More »
Bigelow and NASA develop plans for lunar base
NASA announced this week that it is in the initial planning phases with Bigelow Aerospace to build a lunar base.Read More »
NASA discovers three more potentially habitable alien worlds
NASA announced the discovery of the most promising potentially habitable exoplanets yet.Read More »
Search for first Mars colonists to begin in July
Mars One announced that it will begin searching for the first Mars colonists in July 2013.Read More »
British scientists collaborating to search for extraterrestrial life
Researchers from fifteen UK universities have teamed up to search for extraterrestrial life.Read More »
Many Russians expect ET contact within 50 years
Nearly 25 percent of Russians believe that we will be contacted by an extraterrestrial civilization within 50 years, according to a recent poll.Read More »
NASA announces new alien planet-hunting mission
NASA announced two new missions to aid in the search for potentially habitable worlds.Read More »
Goal of SpaceX is to create 'self-sustaining civilization on Mars'
Elon Musk recently explained that colonization is a long-term goal of the company.Read More »
Life's building blocks common on Europa
A new study suggests that the building blocks for life are common on Jupiter's moon Europa.Read More »
Curiosity findings support present-day Mars habitability
Recent discoveries by NASA's Mars rover Curiosity indicate that the building blocks for life could be widespread across the planet.Read More »
Scientists say Mars could still be habitable
Scientists explored the possibility of current life on Mars at a recent conference.Read More »
Science Channel presents 'Aliens: The Definitive Guide'
A two part series described by the network as an encyclopedia of non-Earth life forms.Read More »
Using the SKA to search for intelligent extraterrestrials
The world's most powerful radio telescope will scan the skies for alien life.Read More »
Would anyone care about the discovery of Martian life?
LiveScience.com recently asked, would anyone care if microorganisms were found on Mars?Read More »
NASA confirms ancient Mars was habitable
Analysis of materials retrieved by NASA's Curiosity rover has led them to conclude that Mars "could have supported a habitable environment."Read More »
Mainstream science rejects team's restated claim of ET life
After conducting additional testing, a team of scientists has restated its claim that extraterrestrial life has been confirmed.Read More »
Scientists optimistic about alien life on exomoons
A team of Harvard scientists is optimistic that far away moons could be home to extraterrestrial life.Read More »
'Little Green Men' SETI signal in 1967 focus of new scientific paper
A recent paper in the European Physical Journal highlights a case in 1967 in which mysterious radio signals were discovered by radio astronomers. The possibility of the signals being of extraterrestrial origins caused the astronomers to seriously consider how they would release the information to the public, or if it would be best to bury the information in fear of the temptation to contact potentially hostile ETs.Read More »


text: Eastfield Communication Club Officers View full-size image < previous next > Is this photo a winner? "This is a photograph of the Eastfield Communication Club officers that we took at a park on our field day on 10/22/11 This picture was taken so we would have an up to date officer's picture and to show off our new shirts. I had a great experience working with CustomInk this was the first time our club ordered from here and im glad we did. " - Angelica Cervantes (Oct 27, 2011) Share this photo on: Twitter Facebook Pinterest Similar Photos: college clubs and groups | officers | eastfield communications club | purple | field day | heliconia | sapphire | irish green | cherry red Feeling inspired? Visit the CustomInk Design Lab to start your own group order. Design Your Own


text:
Kristen Stewart and Robert Pattinson Reportedly "On Board" for Double Breaking Dawnby Hilton Hater at . Comments
New Moon is still raking in cash.
There's over seven months until Eclipse is released.
But, hey, it's never too early to discuss Breaking Dawn, is it?
Sources have confirmed that the final installment in the Twilight Saga will be broken up into two films, similar to the plans for Harry Potter and the Deathly Hallows. Said an insider of the movie studio's thinking:
"Knowing Summit, [the announcement] will be soon, with the giant success of New Moon. Why would they not stretch it out and make as much money as possible from this franchise?"
Of course, the question on everyone's mind concerns the flick's stars: Will Kristen Stewart and Robert Pattinson be available for twice the shooting?
Too much of a good thing? Robert Pattinson and Kristen Stewart will star in a Breaking Dawn double feature.
Yes, a source told E! News. Fans have nothing to worry about.
"They are so on board. But the money has to be right. If it is, it'll happen - especially now that [Rob and Kristen] are learning better how to handle the press."
We doubt Rob or Kristen has to be concerned about money ever again. The studio could offer each a billion dollars for Breaking Dawn and still see a return on its investment.
Are you excited for THREE more films in the Twilight Saga? Or do you fear this decision may create Robsten and vampire backlash?
Amherst Ny Hotel
Breaking Dawn is my favorite after Twilight. I always love the beginnings and the finales. Robert Pattinson is my love/demi-god. lol
Breaking 'Breaking Dawn' into 2 movies is really a BRILLIANT idea, but I hope they dont cut it short. I want Mr. Slade to stick to the book as closely as he can (but not TOO closely as to make it boring). Meyer's last Twilight saga book is really the best and final conclusion of the story, so by cutting it short is really not a selling point.
Btw, New Moon was the best Twilight-Saga-Movie so far (for me). So..."GO MR. SLADE!!! and GOOD LUCK"
YAYYYYYYYYYYYYYYYYYYYY! :) hahaha it has to be broken up into 2 movies because its the last onee!
as long as Robert Pattinson is there i'm good :) i just hope that the two movies would not be too far apart though. BTW i love chris weiz better than catherine, he is more loyal to the book
i think its fantastic cuz we all want rob and kristine to get alot of money for theyr spectaculiar acting,and it would be very interesting to see the rest of the movies it will make people more excited....robsten rock on guys
I think that we should wait and see what David Slade does with Eclipse before we decide who we wish would direct the 2 Breaking Dawn films! I LOVED New Moon and the darkness of it and I also LOVED Twilight because of the romance... so if they could mix it all up and throw it at us then I think that would be amazing. I just hope that they put all the vital scenes in the movie that is in the book. I am sick of them changing some of the BEST scenes around and changing so much from the book to make the movie! But all in all I am a Twi~hard fanpire and I'll probably just love it all regardless!!! I want to feel frightened and romantic all at the same time for the next THREE movies!! :)
i know these things have been written awhile ago but gwendolyn and others i so agree,all chris was about was taylor new moon romance was sort of lost,the wolves and their body you know i forgot about chatrine yes she can help with breaking dAWN BUT not chris and those fALSE LOOKING WOLVES!ROB WAS NOT PLEASE OF THE WAY EDWARD LOOKED LETS SEE WHAT DAVID DOES SO FAR ROB LOOKS GREAT AS EDWARD ALSO BD IS SORT OF DARK TOO REMEMBER HE HAWS TO GAVE BELLA HIS SHIRT WHEN THEY GO HUNTING FOR THE FIRST TIME WHEN SHE BECOMES A VAMPIRE-THEN ROMANCE STARTS
Oops I meant to say Breaking Dawn is too much story for one director to deliver. I think they should bring back Catherine to ensure the romance stays central to the film. I also think they need to enlist an additional screenwriter, or totally replace Melissa Rosenberg as she took too many liberties with the story. The Volturi fight at the end of New Moon undermined the books description of Edward's strength in combat due to his ability to read his opponents next move...and Alice's ability to move so swiftly she couldn't be caught. I hate the content of the story being changed, dismissing the core of the real story
I totally agree with bringing back Catherine Hardwicke to co-direct Breaking Dawn...she did do a much better job with Twilight, than Weitz did with New Moon she structured a far superior soundtrack in addition. Catherine brought out a passionate performance of her characters which IMO Chris Weitz failed at miserably, in New Moon the characters reminded me of highschoolers reciting lines for a highschool play. Catherine did a superior job in laying out all her scenes and I think her detail and precision will be sorely needed in the final two part film. Besides New Moon is too much story for one director to fully capture and deliver. Fans need to lobby for Catherine's return. I'm waiting to see Eclipse tho' before I agree to Weitz's value as a co-director for Breaking Dawn...tho' I guess he'd be good for the special effects and CGI elements.


text:
Version 18.104.22.168
Have RTFM'ed and the shortcut keys supposdly are either F2 or Ctrl + Shift + A
Works fine when you are logged in but due to security etc we have to lock our computers.
We are all in the same hunt group so it doesn't matter who answers the phone but want to know is there a way around being able to answer the phone with the screen locked even if I have to make a vb script and assign that to a key press that will allow me to answer the phone without having to log back on ??


text:
|My Wayfair
|New! Essentials for Thanksgiving Dinner »
|New! Traditional Kitchen Photos »
|The Gift Shop »
Wildon Home ® Kremmling 24" Bar Stool
Special Offer:
52 Issues of Entertainment Weekly
Included with your purchase - a $20 value (Subscription and Rebate Info)
Wildon Home ® Kremmling 24" Bar Stool
Weights & Dimensions
|Style: Contemporary
|Seat Height Type: Counter (24"-27")
|Seat Style: Square
|Frame Finish: Brown
|Seat Color: White
|Distressed: No
|Frame Material: Wood
|Seat Material: Fabric
|Seat Back Included: Yes
|Legs Included: Yes
|Footrest Included: Yes
|Commercial Use: No
|Country of Manufacture: Malaysia
About the ManufacturerAt Wildon Home ®, our mission is to offer the latest designs for every room for your home at an unbelievable value. With more than 5,000 products for the bedroom, dining room, living room, office, and more, we make it easy for you to bring the styles you love home.
Wildon Home ® Kremmling 24" Bar Stool
"These chairs are absolutely beautiful! Can you tell me the overall dimensions so I know if they'll fit around our table?" asked by Joanna
"Hi, does this bar stool require assembly?" asked by Cheryl
Still have questions about this product? We're here to help
Wildon Home ® Kremmling 24" Bar Stool
Free Shipping
Ships to:
Ships via: FedEx/UPS (Learn More)
Delivery Estimates
Enter your shipping zip or postal code to calculate shipping estimates
Return Policy
We want you to love it. If you don't, you may return your purchase within 30 days of delivery. All you need to do is visit our Self-Service Return Center for instructions. Return credits are issued within 24 hours once the item is received and inspected. Please note that shipping charges are non-refundable. The cost of return shipping will be deducted from your refund.30-Day Return Policy
NOTE: This product is subject to a minimum order quantity of 2
Customer Reviews
Tell Us What You Think!
Tell us what you think about the Kremmling 24" Bar Stool. It will help us provide you with better products in the future and help your fellow Wayfair shoppers make better purchases.Write A Review
|5 star
|4 star
|3 star
|2 star
|1 star
Nice Bar Stools
Karen from Cumming, GA– Verified Buyer
Nice bar stools for the money--not top quality wood but what I expected. They were very easy to put together which I did by myself. The only issue was attaching the seat bottom to the stool. The holes were pre-drilled on the bar stool but not on the seat and this required two people to attach. Also, I recovered the seat cushions as the fabric wasn't the best. It would be nice if the close up photo gave you a better view of fabric.
Exactly What I Expected.
jessica from Bronx, NY– Verified Buyer
These chairs fit in with my decor just great! When I first put them together they sweaked a bit, but after a week or so the wood settled and now they are completely quiet.
Great for the money!
Pamela Cassano from Shorewood, IL– Verified Buyer
Received this product in excellent condition. The only fault that I found with this product was the directions. Pictures only-no words vague. But once together, it is a great product.
Its wonderful
S from SC– Verified Buyer
I did recieve this bar stool and am very happy with it! Its exactly what I was expecting and it is working out perfectly!
Verdine from Manvel, TX– Verified Buyer– Top 50 Reviewer
These were just what I was looking for Great quality and great looking. Comfortable and the color is perfect, assembly easy
Pamela Renner from Tyler, TX
Excellent product. Upon its arrival, we had questions as box measurements were different from those online. The consultant explained everything.
perfect find
Dawna Moffitt from Fairbanks, AK– Verified Buyer
Exactly what I had been looking for! I love these chairs, the color, the height, everything is perfect! Now my whole family will fit at my table for family dinners.
Great buy!
Jeri from Whititer, CA– Verified Buyer
I bought four of these chairs for our lower-height bar and they fit just perfectly. They make the room look classier and have already been very useful. I would have liked to see a closeup of the fabric on the seats before buying them, but it's good enough for now and would be very easy to switch out if I wanted to (it's a sort of plaid patterned ivory fabric).
Great buy, great price, looks great too!
G. from Stafford, VA– Verified Buyer
I use these stools at my counter height kitchen island. They are beautiful and well made. The price is unbelievable[...] I love them and highly recommend them.
me from michigan
in the picture, you could not see the pattern of the seats and when I got them you could see the pattern.........downside


text:
Arе уου up fοr thе challenge ?
Opportunities wіth BP Indonesia
In Indonesia, BP іѕ one οf thе leading foreign investors. Each BP mainstream' affair іѕ represented frοm upstream (Tangguh LNG аnԁ VICO) tο downstream (Castrol) аnԁ petrochemicals (PT AMI).
Oυr upstream affair іѕ looking fοr talented people whο impart ουr stanchness tο reliable energy аnԁ whο аrе equipped tο mаkе a alteration. If уου аrе thе rіɡht self; stay ουr website fοr more іn rank:
– Top Engineering
- Deputy Enhancement Machinate Risk Administrator
- H&S Deputy Wells Team Chief
- HSSE аnԁ Supplier Feature Management Team
- LNG Marketing
- Operations fοr Machinate
Application submission is through our career website. Select Professional and non-graduates>Viéw jobs іn Indonesiato quest fοr apposite positions. Brilliant thе spot tο view more fine points. Catalog tο surrender уουr concentration.
AƖƖ applications аrе treated іn confidentiality. OnƖу applications submitted owing tο ουr website wіƖƖ bе catered tο. www.bpcom/careers/indonesia
Original source : Lowongan migas di BP Indonesia, Juli 2012


text:
The Program in Systems, Pathways and Targets comprises a group of cancer researchers who are focused on one or more of the following areas of research in biology: Systems, Organs, Pathways and Targets. The goals for this program are to study the dynamic interactions between cancer cells and their environment (systems and organs) with respect to specific types of cancer (organs) and the signaling pathways relevant to these cancers (pathways). The overarching goal is to identify key proteins or points of crosstalk for therapeutic intervention (targets).
Cancer is a complex, adaptive system with dynamic regulatory pathways that respond to a changing environment. The SPT program reflects the emerging view that modeling these dynamic interactions at widely varying time and space scales is critical to understanding how these networks drive cancer progression, and critical for identifying Achille's heels in oncogenesis. Systems Biology is a rapidly developing discipline that is focused on modeling complex interactions and on synthesizing regulatory relationships from large amounts of genomic and proteomic data. It is a discipline perfectly suited for synergy with developmental biologists, cell biologists and biochemists.
|Marian Waterman, Ph.D., co-Leader of the SPT, is Professor and Vice Chair of Microbiology & Molecular Genetics. Dr. Waterman's area of expertise is Wnt signaling and LEF/TCF regulation in cancer. Models of colon cancer, chronic myelogenous leukemia and breast cancer are active areas of focus.
|John Lowengrub, Ph.D., co-Leader of the SPT, is a Professor of Mathematics. Dr. Lowengrub has extensive experience in the fields of mathematical and computational biology, applied and computational mathematics, mathematical oncology, complex fluids and materials science. Over the past several years, Dr. Lowengrub has developed multiscale models involving continuum, discrete and hybrid continuum-discrete models of tissue and tumor growth that bridge signaling processes at the subcell scale to tissue-scale models of growth and morphology.
|David Fruman, Ph.D.,
co-Leader of the SPT is a Professor of Microbiology and Biochemistry.
The focus of research in the Fruman Lab is signal transduction in
lymphocytes and leukemia cells. The long-term goal is to define
signaling components whose function is specific to particular immune
cell types or responses. Dr. Fruman is particularly interested in cells of the immune
system, both normal lymphocytes and their transformed counterparts.


text:
November 25, 2014
SAN FRANCISCO (AP) - Google wants to bring free Wi-Fi to 31 San Francisco parks.
The Internet giant and San Francisco Supervisor Mark Farrell announced a partnership for the service on Wednesday. The San Francisco Chronicle reports that the $600,000 gift from Google will cover the costs of the equipment, installation and maintenance of wireless capabilities for two years.
It still has to be approved by the planning department. The parks commission and board of supervisors will also to have to weigh in.
Google already provides free Wi-Fi in Mountain View, Calif., where it's headquartered, and in a handful of cities where it has data centers. The company announced in January that it was teaming up with a New York City neighborhood business group to provide a Wi-Fi network for about a 10-block area.
Copyright 2014 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


text:
Serving Alcohol to Teenagers
Updated: 05/28/2004 - Two Leon County parents are under arrest for serving alcohol to dozens of teens at a high school graduation party.
Updated: 05/28/2004 - Two Leon County parents are under arrest for serving alcohol to dozens of teens at a high school graduation party.
Updated: 05/28/2004 - From the front lines of war to the home front, a local soldier is relishing in the kindness of others. While he was away rebuilding Iraq, volunteers were making plans to rebuild his home.
Updated: 05/28/2004 - A move to fire Quincy city attorney Jack McLean failed Tuesday night. A city commissioner made a motion to fire the attorney citing several reasons.
Updated: 05/27/2004 - There are big changes on the way for one local community.
Updated: 05/27/2004 - An FSU student has won a national award for his medical outreach program.
Updated: 05/27/2004 - AT&T will be back in court after appealing the order last week not to engage in sales practices when people call for a refund for bogus charges.
Updated: 05/27/2004 - Jefferson County juvenile justice council members are back to the drawing board as they try to salvage the program.
Updated: 05/27/2004 - A bill waiting for final approval makes it a felony for child abusers to contact their victims while in prison or on probation.
Updated: 05/27/2004 - The city of Tallahassee announced last week that the next stretch of Blairstone Road would be ready four months early.
Updated: 05/27/2004 - Thomas County SPLOST dollars are hard at work again. The latest SPLOST project is a new fire station in Ochlocknee.
Updated: 05/27/2004 - Valdosta State University is putting an emphasis on caring to help recognize its most helpful employees.
Updated: 05/27/2004 - The final school bell has sounded for thousands of Leon County students. Marking the end of another year, local school leaders say overall it was a good one.
Updated: 05/28/2004 - Animal rescuers and foster families are getting phone calls from the Tallahassee Leon Community Animal Service Center saying things are getting desperate and it needs help.
Updated: 05/27/2004 - A new verbal complaint has been filed against Leon County Commissioner Rudy Maloy.
Updated: 05/26/2004 - This school year is winding down, but Leon County officials are already gearing up for next year.
Updated: 05/26/2004 - A prolonged dry spell has the state of Georgia imposing water restrictions for residents and businesses.
Updated: 05/26/2004 - There was some vandalism at Cairo High School Tuesday night.
Updated: 05/26/2004 - An investigator with the Florida Ethics Commission has been arrested.
Updated: 05/26/2004 - This holiday weekend marks the beginning of the 101 deadliest days on the road.
Updated: 05/26/2004 - Leon County Commissioner Tony Grippa announced his plans for re-election Wednesday with several Democrat big wigs standing beside him.
Updated: 05/26/2004 - A Leon County man is accused of leading deputies on a 20-minute chase Tuesday night.
Updated: 05/26/2004 - Sanderson Farms will invest $96 million into south Georgia with new poultry facilities in Cook and Colquitt Counties.
Updated: 05/26/2004 - U.S. federal laws make it illegal to buy prescription drugs from Canada, if those same drugs are available here.
Updated: 05/25/2004 - Valdosta's strong economy has cost the regional airport there more than half a million dollars in state funding.
Updated: 05/25/2004 - Florida Attorney General Charlie Crist is opening a formal anti-trust investigation into record-high gas prices.


text:
November 25, 2014
The people behind Trees-4-Branches are already hard at work to make sure some U.S. troops will have a Christmas tree at their overseas outposts this year.
The group was founded in 2008 by a Hastings couple, Dave and Dee Koehler, and a veteran of Desert Storm, Jeff Hankins. Their goal is to raise enough money to buy 100 trees from a Christmas tree farm in Oregon. The 30- to 36-inch trees are shipped no later than Dec. 6 so they can reach their overseas destinations by Dec. 25.
Money comes from donations and from the sale of T-shirts bearing the Trees-4-Branches logo.
Emails and letters of thanks pour in from the troops and their families.
Dave Koehler says "it's phenomenal knowing we've made a difference."
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


text:
Views: 54409
Runtime: 8:57
Date: 3 years ago
Tight little asian takes it in every hole
Wanna come see me take this huge 10inch cock in every single one of my holes? watch me swallow and ride this big fucking cock as it stretches my tight asian pussy? What are you waiting for ;)
Tags: cock cum dildo fetish slut teen asian big swallow spit deepthroat whore bbc submissive dp chains
All Comments
i can watch you for hours *drooooolll* - love the boots hehe - when can we go out since i'm such a huge fan? lol
Damn you can swallow a cock, what is the biggest you've ever had!?


text:
You must log in to access this feature. Sign in with Twellow or Facebook to get started.
By signing in to Twellow, you indicate your agreement to our terms of service.
Simply connect with Facebook and kiss those password blues away,
or go here to reset your password.
Who cares about me, let's get some roller derby action goin in Altus! Ladies and gentlemen, contact me if u want 2 b a part of this awesome shiz! Txt 4054290014


text:
November 28, 2014
TORONTO (AP) -- A federal inquiry has found that the actions of Canadian officials contributed indirectly to the torture of three Arab-Canadian men in Syria.
The independent report by a former Supreme Court judge was released Tuesday, 22 months after the probe began.
Abdullah Almalki, Ahmad El Maati and Muyyed Nureddin, say they were wrongly labeled as terrorists by Canada's federal police and intelligence agency.
The men were arrested on visits to Syria, imprisoned and tortured. They were later released without charge.
They deny any terrorist links and say Royal Canadian Mounted Police or intelligence officials tipped-off foreign intelligence agencies about their travel plans to the Middle East and provided questions for their captors to ask.
(Copyright 2008 by The Associated Press. All Rights Reserved.)
To comment, the following rules must be followed:
Comments may be monitored for inappropriate content, but the station is under no legal obligation to do so.
If you believe a comment violates the above rules, please use the Flagging Tool to alert a Moderator.
Flagging does not guarantee removal.
Multiple violations may result in account suspension.
Decisions to suspend or unsuspend accounts are made by Station Moderators.
Links require admin approval before posting.
Questions may be sent to firstname.lastname@example.com. Please provide detailed information.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


text:
Kenny Albert From FOX Previews The Cowboys And Panthers Game
Mac Attack 10/17/12: Kenny Albert from FOX will call the Panthers-Cowboys game Sunday and joined the guys for a preview
Tim Ryan From FOX Previews Panthers-Seahawks
Mac Attack 10/02/12Tim Ryan from the NFL on FOX joined Mac for a preview of Sundays Panthers-Seahawks game and for his take on Cam Newton in year 2
Moose Johnston From FOX Goes Around The NFL
Mac Attack 09/27/12: Moose Johnston from FOX Sports joined Mac to talk Panthers and to go around the NFL
John Lynch From FOX Previews Panthers-Falcons
Mac Attack 09/27/12: John Lynch from FOX Sports joined Mac to preview the Panthers-Falcons game and to go around the league
Curt Menefee From FOX Previews Week 2
Mac Attack 09/14/12:Curt Menefee from FOX NFL Sunday joined Mac to preview week 2 and who he likes in the Saints-Panthers game
NASCAR on Fox, Larry MacReynolds: The Daytona 500 On Monday Night Primetime Felt Like Monday Night Football
The Drive Tuesday 2-28-12-One of Nascar's most successful and recognized crew chiefs, Larry MacReynolds, checked in with The Drive to discuss last night's Daytona 500, Montoya's crash, Dale Earnhardt, Jr and Danica Patrick. MacReynolds […]
Fox Sports, Jay Glazer: "The Great Thing About Cam…He Picks Up Things Faster Than Anyone We've Seen"
The Drive Tuesday 2-14-12-Taylor and Marc talk with Jay Glazer about the effect Cam Newton had on the Panthers nationally, they get into if Randy Moss will make an impact on any team next season, and they get the native New Yorkers opinion on Jeremy Lin and the resurgent Knicks .
NFL On Fox's Frank Caliendo: "The One Advantage The Patriots Have Is Bill Belichick"
Mac Attack 2/3/12: NFL on Fox's Frank Caliendo calls in to talk about the Super Bowl matchup, who on the Fox crew is the least boring, and what his favorite impression is.
Ron Pitts From FOX Talks Texans And Panthers
Bustin Loose 12/15/11: FOX NFL analyst Ron Pitts joined Mark and Frank to preview Sunday's Texans/Panthers game.
Chad Pennington Of FOX On The Mac Attack
Mac Attack 12/06/11: NFL on FOX Analyst and two time NFL Comeback Player of The Year Award Winner Chad Pennington joined Mac and Jim to talk Cam Newton, and to go around the NFL


text:
Posts by Mr Snrub
9 posts • joined 14 Aug 2008
Microsoft spits out 'browser choice' update to appease EC antitrust probe
Re: SteveK "Any way to block?"
Never mind virtual desktops - what about the apps?
So... App-V then?
Formerly Softgrid?
PC tune-up software: does it really work?
Why focus on startup (and immediately post-startup) performance?
Anyone familiar with optimization should know that you look at frequently-hit sections of code that would yield a benefit even if relatively small - tweaking the system to make the one-off process quicker is a waste of effort.
Using hybrid sleep makes way more sense - then it's less than 2 seconds to your desktop from sleep, plus you don't incur any disk hammering as the system cache is already populated (by Superfetch or through regular file I/O).
Speeding up the boot process makes as much sense as whining about the disk footprint of an OS, or doing regular reboots to "keep memory clean and get rid of leaks".
MS and Sophos incompatible over Win 7 XP Mode
@Matthew Burling
"Will the XP-mode VM also require its own IP address or will it NAT off the W7 host?"
Out of the box, the XP mode VM uses NAT through the host, but it can be plumbed into a NIC if needed.
Are people really surprised that XP Mode is a full VM?
The Windows Virtual PC beta has been available for ages, and is a pre-requisite for the XP Mode VM image...
I think as the XP SP3 license is free, application vendors should consider offering implicit licenses for their products inside VMs too, for WVPC environments.
I can't see any administrative nightmares, as WVPC is not intended for large enterprises anyway, MED-V is... this is a stop-gap measure to help those with deployment-blocking LOB apps that need a rewrite being able to upgrade to a more recent version of Windows.
Really serious rollouts of WVPC would most likely build off their own XP SP3 images anyway - have users not logged on as admins, get domain-joined for maintenance, etc. rather than use the clean XP Mode image.
MS names ship date for free security suite
More free software, yet more complaints
Makes me laugh how people just love to bash MS given the opportunity - especially when there are remarks like "they release the software for free to make a profit..." :)
At least take a look at the product before making judgement!
Opera to take web back to the old days
Awful idea :/
Security is the obvious one - making things "too easy" to share files in an unproven protocol will lead to botnets and DDoS.
People won't realise that sharing files and having a number of other users dowloading from them will eat into their own upstream bandwidth, and complain to their ISPs that "my Internet is slow".
We don't need yet more global bandwidth wasted on crap - let people understand file serving and social networking services better, that will fullfil all their needs I am sure.
I for one hope ISPs block unite:// links unless expressly requested by their customers.
Pirate Bay loses trial: defendants face prison time, hefty fines
Any defence for these muppets is simply an attempt to justify theft, I have no sympathy and think it's a great result.
Internet Explorer - now with 35% less FAIL
Well, I like it ;p
I don't bother to compare FF + numerous plugins with IE8, as it's more applicable to compare with IE7 sans plugins - and in that respect it's an improvement.
And judging a product by its virtual resource consumption, especially when it is BETA, is somewhat silly.
And one thing I think MS do better than most is the UI, for pretty much all their products - open source products remind me of cheap knockoffs and always look dated to me.
Windows XP crashes out of Olympics?
Wouldn't it have restarted automatically?
XP defaults to generating minidumps and auto-restarting on bugchecks - so that blue screen should have been there for less than 1 second before the 64k minidump was created and then the system restarted...
Most read
- Hi-torque tank engines: EXTREME car hacking with The Register
- Review What's MISSING on Amazon Fire Phone... and why it WON'T set the world alight
- Product round-up Trousers down for six of the best affordable Androids
- Antique Code Show World of Warcraft then and now: From Orcs and Humans to Warlords of Draenor
- Why did it take antivirus giants YEARS to drill into super-scary Regin? Symantec responds...


text:
My middle daughter is a big fan of making everything from scratch. This includes not only cooking but also beauty products. I guess you could say I am proud that she takes after her mommy in this area as I am a firm believer in knowing what goes into the items we use and those we consume. With a changing world, it has become extremely important in our home to become self-sustainable whenever possible. So with this in mind, I {Read More}
Kiss Naturals Lava Lip Gloss Review & Giveaway
Kidecals – Much more than a sticky label
Like most parents I am, unfortunately, over familiar with the phrases "I don't know where it is", "I think I left it somewhere" and "I thought I put it in my bag". Our kids special talent is for loosing water bottles, cups and lunch boxes & coats. Stickers with their names on just soak off in the wash and even permanent marker isn't so permanent when its been through the dishwasher a few times so I had become resigned to {Read More}
Make your own "Silent Wind Chimes"
As fall begins and winter is just over the horizon our thoughts turned to winter color in the garden. The trouble is that we don't have much room for planting and any kind of planter or ornamental statue is going to be knocked over by a herd of rampaging children. It was then that I had the idea for these 'silent' wind chimes. You can make them with any color you like, hang them anywhere and you don't have to {Read More}
Kiss Naturals DIY Lip Balm Kit Giveaway *5 winners*
Sponsored by Kiss Naturals Hosted by : Mom Powered Media Kiss Naturals, produces fun, one-of-a-kind craft kits using only high quality natural ingredients. These kits make everyday products you can enjoy at an affordable price. At Kiss Naturals, we believe that Nature had it right the first time. They don't add fillers, additives, dyes or synthetics to any of Theirr products. They want to provide their customers with all the natural ingredients needed to make everyday products at an affordable {Read More}
10 Awesome Back to School Crafts
Back to School Crafts Can you believe school will be starting very soon? Now is the time to get some cute classroom decorations, crafts, back to school ideas and fun stuff planned. If you are a teacher, then you will find some decorative hall passes, fun ways to welcome back your students and some great ways to get your classroom ready for the new school year to begin. Many teachers and assistants spend the down time during the summer break {Read More}
Non-Toxic No-Cook Play Dough Recipes
What a wonderful thing Lumi dough play dough is! A fist-full of dough can keep kids busy for hours. There are various kinds of play dough varieties available in the market. The only reason why you wouldn't like buying any one of those is that they can be toxic (if your kid swallows them). Sticky and toxic play dough for kids is not quality dough. If you don't have the time to make clay at home, you must get a {Read More}
Build the Best Gingerbread House. Ever!
The snow is coming down and I know I'm not the only one who has retreated into my house for months of baking and crafts. The cold tends to bring families together, and one of the best ways to pass the time during those blustery days is to make a gingerbread house. Although, this can prove to be a more involved task than you might think. That's why I've decided to bring to you the ultimate gingerbread house guide. So, {Read More}
$500 Sears Gift Card Giveaway #ItsChristmas
It's Christmas Giveaway Event Organized by: Mom Powered Media. Co-hosted by: Bay Area Mommy, My Dairy Free Gluten Free Life, Barbara's Beat, Giveaway Bandit, Slick Housewives, Love Me Some Coupons and Coupons and Freebies Mom. MPM Network Bloggers are super excited to share their Christmas Recipes, Crafts, Decor Ideas and much more with you this holiday season. Make sure you take a peek at the fabulous posts below. Surely you will find something that makes your holiday even brighter! An InLinkz Link-up One lucky reader will {Read More}
Homemade Christmas Gifts You Can Create With Your Children
Creating DIY Christmas gifts is a lovely opportunity to spend some time being creative with your children, as well as giving your loved ones a gift that shows how much you care. Whatever age your child is and interests they have there should be a kind of craft or recipe that they will enjoy. Here are some of my favorites: Chutneys and Jams Tasty chutneys and jams are a lovely gift, especially when presented in a pretty Kilner jar or {Read More}
It's Time! Lego Kids Fest 2014 Tour
Ready your building skills! The LEGO KidsFest, a nationally-traveling giant LEGO expo, is coming to a city near you! This interactive LEGO extravaganza brings all of the creative hands-on, minds-on fun of LEGO building and experiences together in an activity- and entertainment-packed family event for children of all ages and builders of all skills and interests. Among the many LEGO attractions, families will find: LEGO Model Gallery: dozens of life-sized models made entirely from LEGO bricks LEGO Master Builders: live demonstrations and activities {Read More}
Superhero Costumes Infographic #DIY
Superheros are the Halloween rage this year but who wants to pay for an overpriced costume that you will probably only wear once? Not I! The solution: Take a few reusable clothing pieces, a bit of goodies from your craft clothes, place them together and bam you are ready for that spook night outing. Courtesy of: We Love Colors
Halloween RePurpose: Step2 Treat Wagon
While I admit I am not the most crafty lady in my group of peers, I most certainly enjoy the gift of repurpose. Taking something that is no longer useful or even a consistent live piece such as the Step2 wagon used here and putting it in a completely different setting is hobby that bring be great joy. Of course turning milk jugs into skeletons and old boxes into spooky houses is alot of fun but sometimes my children challenge {Read More}
Silver Dolphin Books Play-Doh First Concepts #Giveaway
Learning basic concepts and words just got easier and a whole lot more fun! Silver Dolphin Books, a long-respected publisher of high-quality novelty and activity-based books for children, and Hasbro have just recently joined forces to develop a line of educational and entertaining books designed specifically for little ones. This spring, Silver Dolphin debuts a brand new line of books that feature the PLAY-DOH brand and the fitting tagline of "Where Learning and Creativity Take Shape." Whether it's the First {Read More}
Create and Make Your Own Cooking Books
To delve headlong into making your own cooking books, the fundamental recipe is just that: copious recipes. If you want to make your own, copyrighted books, those recipes better be your own, but if you want to just compile your favorite recipes from other chefs, just make sure to give them the credit their so aptly deserve. A theme is a good place to start. It might be a book on tempting appetizers, sinful desserts or barbecue delights. It might {Read More}
Crafts to Count Your Blessings
This time of year is all about telling loved ones how much they mean to us and counting our blessings. Share this message with your children this weekend with crafts that are designed to help facilitate conversations about who and what we are thankful for in anticipation of Disney's Tuesday December 4th release of THE ODD LIFE OF TIMOTHY GREEN on Blu-ray, DVD and Digital Platforms. An easy to assemble Blessings Box made of cut paper and filled with a chocolate is {Read More}


text:
So yummy and oh so easy! Flip Flops And Applesauce has a great recipe for pumpkin spice muffins, my favorite!
Sarah Olmsted: Imagine Childhood: Exploring the World through Nature, Imagination, and Play
Susan Schwake: Art Lab for Kids: 52 Creative Adventures in Drawing, Painting, Printmaking, Paper, and Mixed Media-For Budding Artists of All Ages
Amie Plumley: Sewing School: 21 Sewing Projects Kids Will Love to Make
Rae Grant: Crafting Fun: 101 Things to Make and Do with Kids
Marie Hablitzel: Draw Write Now, Book 1: On the Farm-Kids and Critters-Storybook Characters
« Fall Nature Table | Main | Dried Apple Skulls »
TrackBack URL for this entry:
Listed below are links to weblogs that reference Pumpkin Spice Muffins:


text:
Related quotes
"A prophetic word is the most precious word that comes from the mouth of God as we hold on tight to our faith and to His word without a disbelief in our situation until it's manifested."
"Sometimes when I'm talking, my words can't keep up with my thoughts. I wonder why we think faster than we speak. Probably so we can think twice."
"Elves are wonderful. They provoke wonder.
Elves are marvellous. They cause marvels.
Elves are fantastic. They create fantasies.
Elves are glamorous. They project glamour.
Elves are enchanting. They weave enchantment.
Elves are terrific. They beget terror.
The thing about words is that meanings can twist just like a snake, and if you want to find snakes look for them behind words that have changed their meaning.
No one ever said elves are nice.
Elves are bad."


text:
Ian FroebSpudmaster Colossal Chips, up close and personalUpdate: (Tuesday, April 5, 10:20 a.m.) A reader passes along the news that the latest Straub's newsletter advertises Spudmaster, so if you've been hankering for some -- or if Gut Check's coverage has you curious to try them for the first ti ... More >>
Spudmaster Colossal Chips -- self-proclaimed as "the world's largest chip" -- disappeared from store shelves not long after the October 2009 bust of founder Edward Pilla for running a marijuana-growing operation out of his house. (Pilla was sentenced to probation, plus shock jail time, in Decembe ... More >>
Remember Edward Pilla? He owned the Bellflower, Missouri-based company that produced Spudmaster CollosalChips. He also grew marijuana in his house.A lot of marijuana.When police raided the home of Pilla and his wife Juli in the fall of 2009, they found a sophisticated growing operation and mariju ... More >>
In a story seemingly tailor-made for the Jay Leno-brand of late-night humor, Edward and Juli Pilla have been busted for growing marijuana -- lots and lots of marijuana -- inside their Warrenton home. According to a KSDK report, "The processed marijuana had an estimated street value of over $30,0 ... More >>


text:
Fidelity National Financial Inc. (NYSE:FNF)
March 21, 2013 1:30 pm ET
George P. Scanlon - Chief Executive Officer
Brett G. Gibson - JP Morgan Chase & Co, Research Division
Brett G. Gibson - JP Morgan Chase & Co, Research Division
Okay. We're going to get started here. My name is Brett Gibson, fixed income researcher at JPMorgan. We are pleased to announce the final presentation in this room for the day, and that's Fidelity National Financial, the largest title insurance company in the United States. Representing Fidelity National is George Scanlon, the company's Chief Executive Officer, which he has served at since 2010. Prior to that, he served as the Chief Operating Officer of Fidelity National and prior to that, was Executive Vice President of Finance at FIS.
And with that, I will turn it to George and we thank him for being here.
George P. Scanlon
Thank you, Brett, and good afternoon, everybody, and thank you for being here today.
Starting off, obviously, with the forward-looking statements, so we've got presentations outside the room in case you didn't get the chance to pick one up. But you can read that at your leisure.
As Brett mentioned, we're the nation's largest title insurance company. We are the most profitable company in the industry as well by a significant margin. And we look at ourselves, while we're an insurance company and regulated, insurance represents a small part of our total expense base, and we look at us as a company that is a fairly sensible way to play the recovery in real estate, both Commercial and Residential.
We do diversify outside of Title insurance. As the largest player we're limited by, and I trust to expand and, frankly, with our national presence, there are no gaps in our markets. So there's not a reason to be that acquisitive on the Title side, but we do diversify and have a successful track record of going outside of Title insurance and generating above-average returns for our shareholders.
You can see by this slide that there are a lot of brands here. Above the blue line represents the various title company underwriters. We've chosen to maintain these brands in each of our markets, so typically in urban markets, these brands compete against one another, as well against -- as well as outside competition.
Below that American Blue Ribbon Holdings is the holding company for our casual restaurant brands and J. Alexander's is the holding company for our upscale brands. And then below that, we've got a series of investments on a smaller scale. Ceridian and Remy and Cascade are minority owned or partially-owned investments. And then Digital as a company, we acquired at the end of December.
On a revenue basis, you can see that in '12, we grew our revenues from just under $5 billion to $7.2 billion. That was principally driven by the consolidation of ABRH and Remy when we gained majority ownership of those. You can see our earnings more than doubled, our margins expanded by over 300 points and our EPS went up over $1 share to $2.68 a share. Cash flow grew dramatically to $620 million. And we're entering the phase in our cycle where our claims, payments are in a descending trend and our earnings are in an uptrend. And so our cash flow over the next few years should expand and be meaningful.
Our balance sheet, we've got over $5 billion in our investment portfolio. You can see we grew our book value per share over $4 to almost $21, and our reserve for claim losses is about $1.8 billion and we continue to provision about 7% of our Title Premiums and our trends have been in the 5.5% range over the last 4 years. But we're still paying down those big years '05, '06 and '07, which for the industry were the major claim years.
Our balance sheet is very healthy. We've got about a $1.3 billion in debt. About over $300 million of that is associated with our restaurant operations in Remy, which we consolidate but we do not guarantee or backstop any of that debt. So on the Title side, we're about $900 million to $950 million in debt.
Just organizationally, we get a lot of questions as we diversify into other businesses outside of Title as to whether that's a distraction or not. So we highlight this chart to emphasize the really independent nature of our different operations. You can see on the left side, Randy Quirk runs our Title business. He's been there 36 years.
Hazem runs our casual restaurant business. Lonnie runs our upscale business. Jay Pittas runs Remy and Stuart runs Ceridian. And these gentlemen don't even know each other. So from an operating perspective, there's really no synergy benefit among them. We prefer to maintain that independence so that when opportunities come to exit, it's a cleaner break for us and the acquiring company. And we found that, that separate governance and oversight allows us to succeed in our portfolio investments.
So we are the largest Title insurance company. These are brands you may or may not be familiar with. Most people don't know the Title insurance company that is protecting them. Our relationships tend to emanate from real estate brokers and lawyers, depending upon the markets you're in. And it does vary by state.
As a regulated company, our rates are either promulgated by the state or filed. Typically, there's no meaningful rate differentiation among the competition. And we like the idea of internal competition because as you'll see in a minute, the combined nature of our industry does limit the number of competitors. And competitively, we find that competing among each other helps us optimize our performance and retain our revenue base.
With regard to the national market, we've got about a 34% overall market share. You can see our nearest competitor First American is 26%. There are 2 other competitors which have another 25% or 26% of the market. And so roughly, about 87% of the market is controlled by 4 players. The business is sold 2 ways, 1 direct and 1 is through agents. And honestly depending upon what state you're in, will determine generally what happens.
Overall in the west, it tends to be more direct oriented, which means you'll come to one of our offices and do your real estate closing there. In the east, there's more of an emphasis on the agency side, which means you go to an attorney's office or a title company agency office and close there.
Roughly within the industry, about 60% of the total revenues go through agents. These are typical real estate attorneys or specialized title companies. And the 40% are through direct offices. You can see that we've got about a 40% market share on the direct side and about 30% on the agency side. We've got about 5,000 agents, there are about 20,000 total agents nationally. And the ability to grow our market share and revenue rapidly comes really through the agency side. And we made a conscious decision over the last 3 or 4 years to take our agency count down from about 11,000 to 5,000 and the reason is simply because we emphasize the bottom line, not the top line. And the agents effectively underwrite on your behalf and you provide the backstop insurance. And we found that agents that don't follow our prescribed controls, don't remit their premiums to us on time and have a high rate of claims, tend to be unprofitable relationships. And so we've taken that agency market share down, from probably close to 40 down to 30, and it's probably at a floor right now.
If you look nationally, state-by-state, we've got 1,100 offices. We're #1 in half the states, #2 in another 20. And most importantly, we're #1 in the 5 states that account for over 1/2 the real estate transactions that are done, and that will be California, Texas, Florida, New York and Illinois.
Our operating strategy is fairly simple. We don't spend a lot of time trying to predict what's going to happen in the market. We don't, outside of being a modeling exercise, run the business based on what MBA things or what Fannie Mae thinks, or what any expert thinks. We basically know that we've got about a 90-day backlog of orders. And so that represents our future revenue. And as the order trends move upward or downward, we adjust our headcount accordingly.
Our order trends moved up significantly last year. So we added about 1,500 positions. But as the orders ebb and flow with seasonality and obviously with the change in mix between refi and purchase, we'll make the headcount adjustments.
We target and normalize pretax margin of 15% to 20%. Nobody knows what normal means, we're not in the normal cycle now and probably won't be for several years. But we've been able to achieve mid-teen margins in what remains a pretty sluggish market.
If you break down our Title revenue, you can see that about 70% comes from Title premiums. The balance comes from fees that are associated with real estate services. So roughly about 30% comes from escrow and closing, as well as other services that we provide to large banks like JPMorgan, Wells and Citi where we provide different appraisal and default management services.
In the Title expense side, the sliver for Title claims is only 5%. So many times, we get lumped in to the insurance category. And again we are an insurance company, we are regulated. But unlike most insurers, the claims component represents a small portion of our cost. And in a perfect world, claims should be 0 because we do the title research work and our objective is obviously to ensure that the title is clean and there are no claims made on that property, both to protect the lender and the buyer.
Inevitably, circumstances arise where claims do occur, and about 1/3 of the time it's because we missed something. The balance really relates to fraud, which has been declining, as well as complexities that arise in commercial construction projects. The trend in claims has been favorable over the last 4 years. As I said earlier, we're running at about 5.5%. The worst years for the industry were '05, '06 and '07 and the claims experienced there was about 9%. So we're still going through because of the lag effect, the payout of those older claims.
If you look at our performance in, again, what's been a challenging market, the left side, our mortgage originations, and so somebody buys a home and they borrow money. This does not represent the entire market. Today, about 30% to 35% of the homes purchased nationally are purchased with cash. Now a lender will always require a title policy, it's at the buyer's option if there's no mortgage. We typically find that most buyers want title insurance protection. And so we issue policies on that market to those buyers as well.
But you can see actually '09 was the best year in the last 4 years in terms of originations at about $2 trillion. And by historical measures, not a great year. But you can see it came down 20% in '10, another 20% in '11 and then went up about 30% last year primarily because of growth in refinancing transactions.
If you look at our revenue it's to some degree follow that market, and what's interesting is if you look at '09 versus '12, you can see that our revenue spiked up modestly, less than 5%. But our profit margins more than doubled. So we ran at about 14% last year, 16% in the fourth quarter against about 6.5% just 3 years earlier. So we've done things on the cost side to position ourselves to benefit from the turn in the market, which is definitely happening.
If we look at ourselves relative to our peer group, we're the dark blue bar. You can see that throughout the last 13 years which really has represented every imaginable phase in the cycle, we've done significantly better than the public competition. If you look at last year, when we did 14%, the rest of the industry comprising that 87%, did less than 8%. The year before, we did almost 11% and they did about 3%.
So in good times, bad times, in transitional times, we continue to significantly outperform our competition. We really have no pricing advantage. Everybody generally gets the same premium.
Now with regard to the future, if you look at real estate sales, existing home sales, you can see, are projected in '13 to be about $4.9 million. If you look back to the beginning of the chart in 2000, they were at $5.2 million. So while things are getting better on a relative basis, they're still historically very low, and you're continuing to see positive news about housing. And if you look at this next chart, you can see that the issue in housing today is not on the demand side, it's on the supply side. And as a result, with the available inventory, you can see down to 4.2 months. And just a couple of years ago, it was over 12 months.
We are at a historically low level. And what that's doing is it's establishing price appreciation in most markets. The home builders are benefiting because of the absence of supply in the resell side. And I think that both buyers and sellers are gaining confidence. So I think this is a bullish sign as we enter the busy spring selling season. And I think the key indicators are is the supply-side going to come on in a more natural way because buyers today with the outlook for prices tending to appreciate rather than depreciate, why not take advantage of the low interest cost environment and get a home at these affordable rates.
Now what that means for our business is today we're running at about a 60/40 refi to resale relationship. And that's abnormal. Typically, we're more weighted toward the resale side. But because of the low rate environment and also because the resale environment has been lagging, we've been heavily weighted toward refinanced transactions.
We made twice as much on a purchase transaction as we do on a refinance transaction. So round numbers, $2,000 when you buy a home, about $1,000 when you refinance an existing loan. So as that mix changes for us and again the originations market doesn't have to change, but the mix -- as the mix changes and it will evolve to much more of a purchase bias, you can see that our fee per file because of that mix change, from 70/30 -- to 70/30 purchase actually grows about 31%. So while the originations market may appear to be flat, our revenue will actually grow as that mix changes.
Shifting now to restaurants. We've got almost $1.5 billion of revenue from restaurants. We've got into this 4 years ago in a series of distress acquisitions, out of bankruptcy. Our Chairman had experience in the restaurant industry in the 90s and so there was a familiarity with the industry. And we've successfully turned that around, bought 2 public companies last year. O'Charley's, which owned the Ninety Nine, Stoney River and O'Charley's concepts and then J. Alexander's, which is an upscale restaurant primarily in the southeast.
So all in, we've got almost 700 restaurants. If you look at the next page, they're distributed pretty broadly among the different types. You can see O'Charley's is the largest with about $500 million in revenue and 200 restaurants. That's really a turnaround story. It was a company that was public, struggling for years, generating margins about 1/3 of what we were generating and what the industry was generating. We bought it on a net basis, at about 2x EBITDA. The industry multiples were closer to 8%. And so it's one of those that we did a lot of research on and concluded that their strategies were not going to lead them to success. And we think we can do a better job. So the focus in that segment is on getting O'Charley's better.
We decided to split our Upscale division from our Casual division for that reason. The management team on the Casual side is very focused on getting the margins better at O'Charley's. We had a strong management team on the Upscale side. So we moved Stoney River into J. Alexander's and we see a lot of potential growth for the Upscale chain. That won't be distracted by the focus on margin fixing that's going on at O'Charley's.
We're dual-pathing these, the end result probably next year at sometime we'll be either an IPO of some sort or a merger into a public company. But we're likely to have 2 public restaurant companies when the dust settles. That obviously gives investors an opportunity to evaluate our value, I guess, the investments we've got, as well as giving the change of currency for future growth.
The way we look at it, the way analysts evaluate the restaurant industry, is the businesses tend to trade at a multiple of EBITDA. Our expected EBITDA is about $100 million and that reflects some margin expansion at O'Charley's, and the realization of about $20 million of synergies, which are on track.
So we multiply that times 8, we get a valuation of $700 million, north of $700 million, less about $90 million in debt. We own 55% of this, we have a private equity partner that owns primarily the balance. And our investment is about $200 million. So we look at it today as we've doubled our money and with upside potential as we expand the margins.
Obviously, if you look at the valuation on an adjusted basis, factoring in those enhanced margins, we get close to $1 billion and obviously 55% of that is over $500 million or about $2.40 per share. So this is the way we think about it. We've got work to do to get those margins up, obviously.
We also own 51% of Remy International. It's a manufacturer of alternators, starters and hybrid motors. It's a company we bought, distressed debt, got them through a prepackaged bankruptcy and ended up with a minority position, which we added to, last summer, to cross the 50% line and therefore consolidate them.
You can see the revenue's about $1.1 billion, solidly profitable company at $165 million of -- or $155 million of EBITDA and been a great turnaround story. If you look at this next chart, you can see that roughly 60/40 split between OEM and aftermarket. The aftermarket is primarily through Pep Boys and the large-scale retailers, and there's been consolidation on the aftermarket side. And the OEM side is General Motors and Hyundai and people like that. The manufacturing for the most part is done outside the U.S. And if you look at the right side of the chart, the margin expansion has been driven by cost productivity. And one of the things we challenged them with is growth. And so we're looking at what can be done obviously organically and what on the M&A side might make sense. But you can see that the after-tax income has dramatically increased.
As part of the post-bankruptcy, financial engineering, we converted our preferred into common and that really facilitated more earnings available to the common shares and that enabled them to get the credit facility. And so there's self-sustaining investment and one that we've got a lot of hope for.
We've got a history of doing this, so those not familiar with our story, may question why we veer outside of title again, there's nobody in title we'd want to buy and there's no gap in coverage that we want to make. Our emphasis is on paying a solid dividend, buying shares back in the market, which we're doing, and then using that excess cash to put into growth opportunities.
So rolling the clock back 10 years, FNF bought a company called Alltell Information Services. Ultimately, after a series of transactions, that spawned 2 public companies, FIS, which is the largest bank technology company in the world, and Lender Processing Services, which is a large mortgage processing company. And so if you have been an investor in FNF and had participated in that ride, your original investment of $26 would be worth about $83 today. So we're pretty financially astute and we've got a great reputation in the capital markets. And so we've got access to capital and we're pretty smart about how we do things. And everything is for sale, I tell that, whether it's the Title business or Remy or Ceridian, or any of these others. Everything's for sale and we're unemotional about anything we own. The objective here is to create value for our shareholders.
Our Chairman who founded our Title business, is our fifth-largest shareholder. So there's clear alignment with investors. The management team is also heavily invested in the company and we're all about enhanced returns.
We invest in ancillary other things and again have a history of selling. So FIS, which we had effectively spun off several years earlier, was buying a company and needed an equity bridge, so we put $50 million into. 18 months later, they did a recapitalization. We basically got our $50 million back and we're still sitting with about $50 million worth of their stock, which is fully liquid.
Sedgwick is a claims processing company we bought and sold 4 years later, doubling our money again with a private equity partner. And we were in specialty insurance and we were in property casualty. And we had a flood insurance management business, which was a pretty good business. But we exited both of those in part because we want to manage our destiny. And on the Property & Casualty side, you're obviously subject to lots of things beyond your control and the variability in earnings was dramatic. And so we basically extracted over $300 million of capital from those businesses, some of which was redeployed into restaurants, which have a much more favorable opportunity for growth.
Ceridian is a business we bought about 5 years ago. Third largest payroll processor, about $1.5 billion in revenue, good solid margins. Frankly, overpaid for it and borrowed a lot of money. So it's carrying a significant debt burden. But there are 2 businesses there. There's a payments business under Comdata and there's the HR management business, which they're mostly known for. And our expectation is that over the next couple of years, there will be probably 2 transactions involving these businesses, possible IPO or sale. But they're trending very favorably and migrating the HR side to -- off a mainframe solution to a SaaS solution, which tends to get valued much more highly in the market.
Last acquisition we did was at the end of the year, we bought a company called Digital Insurance. They target the small and medium business market by providing health care consulting, a technology platform and brokerage services. $20 million EBITDA and a $70 million revenue base this year, it's a very fragmented market, we like things that have scalability. We think there's a lot of potential for this business.
And obviously the health care space, which we don't pretend to be an expert in, offers a lot of growth opportunity and it's going to go through a lot of changes, so very excited about this business. We've got advisors with us who are expert in health care who are helping us through this, but solid management team and we think an opportunity for significant growth.
So in summary then, diversified business, clearly a plan on the recovery in real estate. We participate in Residential and Commercial, in refi and in resale transactions. So we really cover the gamut. We're national, so we're not concentrated in one market. We don't have to speculate on where growth will be in the future and load our balance sheet up with dirt. We're a profitable and profit-driven company. And we've got upside potential in the portfolio of investments that we've got and a pretty good track record to expect realization of returns on that.
So with that, that wraps up the slides. And I'm happy to respond to any questions, or I've got Dan Murphy, our Treasurer and Head of IR; and Tony Parker, CFO, with me as well.
Question-and-Answer Session
Unknown Analyst
George I'll kick it off here. A quick one for me. Talking about your portfolio of businesses, apart from Title insurance, and understanding what you said that you have business heads that head each of those individually, they don't know each other, and your emphasis on selling them and unemotional contact. Still, I think, it's something that investors are concerned about and particularly on the fixed income side. Can you help us understand over time how that evolves, that strategy? That's number one. And then number two, how does your balance sheet factor in to how you finance these? And in the future, would you be opposed to using your balance sheet in terms of levering up to do a larger deal?
George P. Scanlon
Okay. So coming from the debt angle, protecting our rating is important to us as an insurance company and as an underwriter. So there is effectively a 35% ratio that we have to stay within. We're running at about 23% today, I think. And on a net basis to what we're actually on the hook for, it's about 19%. So there is a governor in terms of leverage that we will obviously respect. The investments that we've done, if you look at our aggregate investment position today, it's probably about what it was 3 years ago we just changed the mix. And it's interesting, when we got in the restaurant business, we ended up spending half our time talking about a business that we had a very small amount of our portfolio invested in. But the reality is everybody understands restaurants and very few people understand starters and alternators. And we've got just about invested -- the same amount invested in each business. So we cycled out of the Specialty Insurance business, and as I said, put some of that money back into the restaurant business. I think you'll see incremental capital going to restaurants but we're looking at deals all the time but the restaurant company and Remy both financed and have independent credit facilities without any back-stopper guarantee from FNF. So if they want to grow, they need to find the money to do it. So we're very conscious of the balance sheet, and we've got a great balance sheet. We got an $800 million credit facility with nothing drawn on it. We've got about $300 million in cash at corporate. So we've got a lot of liquidity and as I said, we're in the market buying shares back, and we raised our dividend 14% this year, after raising it 17% the year before. So providing a yield protection for the equity side and our debt doesn't mature until '17. So we've got a lot of runway and like I said, about $950 million, I think, in debt, that we're responsible for.
Unknown Analyst
Do you have a firm set of criteria you use for these direct investments that you could share with us?
George P. Scanlon
We try to find things that are distressed, typically, that are not regulated and that's the common theme among all of our outside investments, that have scalability because they operate in fragmented markets and we try to buy right. So as I said with O'Charley's, we paid 2x EBITDA, every deal we spend on since then, most of which are done by private equity firms. So there's limited synergy opportunity, went closer to 9x. And they were not, by the way, outstanding properties, they were struggling in their own right. So I think historically we've done a good job of buying. I think if you looked at the track record of the investments we've made and then exited we've made gains in virtually every investment. And we've not been afraid to put incremental capital in to grow those businesses. Digital's a good example where they've done 19 acquisitions, the average investment is $3 million to $5 million in one of their -- typically, a family selling out of the business. And we're trying to get them to think a little bigger. They were owned by a fund for a long time, the fund needed a liquidity event, and we're not afraid to put more capital to work if we think we can get the return. And they've got a good track record of assimilating acquisitions, so, and that's a business that could be a $500 million business for us. But again if somebody knocks on our door and offers us a compelling price, we'll seriously consider it. And the one thing we're always sensitive to is tax leakage. So we try to find ways to minimize the cash cost of exiting a business when we can. Any other further questions? Great. Well thank you. Do you have a question, Brett?
Brett G. Gibson - JP Morgan Chase & Co, Research Division
I will. We do have 6 minutes left. So I guess turning to the meat of your company, the Title insurance business, can you help us understand where -- how much economic factors play into your expectations on where refinancing and purchase activity will go? And what are the economic factors that you look at beyond the obvious ones of housing starts and different things like that? Does unemployment factor in, in a big way to how you look at these GDP, et cetera? Can you just talk about how you think about those?
George P. Scanlon
Yes, I think there are obviously, I'd say, macro factors that we watch. Interest rates, clearly, has generally, historically been the primary metric to watch in terms of housing demand because of the Fed policy actions, rates are artificially low. And so home affordability has never been as good as it is today in virtually every market. We're in this abnormal cycle because we're coming off a binge that went bust. And now it's recovering but by any measure we're still at 20 year lows in terms of resale activity. So while MBA is projecting on a percentage basis, I think, 20% this year and 15% next year growth that would get us up to $700 billion in originations for resale. That's worse than '09 and MBA and Fannie are the ones that do their projections. And we look at those academically because we don't manage our business to what's inevitably going to be an incorrect projection. As an example, they both projected 2012 to be sub-trillion in originations, and we ended up almost twice that. So they were materially off. And we don't pretend to forecast any better. As I said earlier, we manage our business on a 90-day basis. So we capture the orders from around the country every Monday and we look at trends. And if orders are trending down, we're going to take headcount down. And we measure open orders per employee and that is the key metric that leads to obviously closed orders per employee when those orders close and our headcount will bounce up and down. We bring in a lot of temporary workers, we bring in a lot of people that we say, we've got a 90-day window here for you and after that we can't guarantee anything. We don't pay severance. So our exit costs are minimal. And as I showed in that chart, throughout the last 13 years, they were highlighted in that chart, we've managed to outperform the industry by a material amount. And so everyone asks us when is the refi market going to cliff, and we have no idea. Our orders are running strong. But inevitably, it will because everybody who has re-fied, probably won't do it again, so, but there's still a huge market out there who hasn't. And as prices firm up, as appraisals get better, it could open the market for refinancing to people who aren't eligible today. So it is what it is. The key thing for us is I want to see the resale market pick up because that is the sustainable metric for our business, that is the way we should be viewed into the future in a more 70% or 80% resale, refi mix versus the inverse that it has been. And that's when I think investors will not have anything to be concerned about. Right now, everybody's trying to figure out the timing of the cliff and nobody knows. I think what they have to trust is that we will adapt to whatever market is and maintain profitability.
Okay. Thank you very much.
Copyright policy: All transcripts on this site are the copyright of Seeking Alpha. However, we view them as an important resource for bloggers and journalists, and are excited to contribute to the democratization of financial information on the Internet. (Until now investors have had to pay thousands of dollars in subscription fees for transcripts.) So our reproduction policy is as follows: You may quote up to 400 words of any transcript on the condition that you attribute the transcript to Seeking Alpha and either link to the original transcript or to www.SeekingAlpha.com. All other use is prohibited.
If you have any additional questions about our online transcripts, please contact us at: email@example.com. Thank you!


text:
Base Width: 5.5" Touch Switch Built-in dimmer Plug-In only
Young and uncomplicated, this textured crinkled shade, glowing on a clean brushed steel poll base, brings a light-hearted style with just a touch of "funk". This modern trio packs tremendous value and versatility.Cream crinkle shades. Pull Chain Switches.Includes two table lamps and one floor lamp. Each table lamp measures 25 inches in height. Floor lamp measures 55 inches in height. Table lamp shades measure 9 inches in width. Floor lamp shade measures 10 inches in ...
A beautiful opal glass shade surrounded by a brushed steel frame is supported by aircraft cables for a dramatic effect in fashionable lighting. A fluted line design on the trio of decorative clamps provides a designer's touch to this piece. The cord and cables can be adjusted to provide a height up to 10'.
The classic curves, Brushed Steel Metal, and Frosted glass inlay of Acadia suggest a unique fusion of banker style lamps with Art Deco touches. The adjustable swing arm makes Acadia perfect as a desk light or reading light. 6 Inch Diameter Brushed Steel Shade with Glass Top.
Energy Efficient Technology. Sleek Design. Natural Spectrum® illumination brings daylight indoors. Patented 10,000 hour 27 Watt bulb produces equivalent to 150W of light (bulb included). Exclusive Verillux® Optix® glare reduction system provides unrivaled reading comfort without eyestrain. Cool to the touch lamp head. Instant-On, Electronic ballast with Flicker Elimination Technology™. Focused Light - the Optix® story : Unlike conventional lighting, the Optix® lens focuses Natural ...
Clear and White acrylic spheres bring a glamorous touch to this modern lamp with a retro feel. The swirling brushed finish and shallow drum shade enhances the glow of the light. 3-Way Socket Switch.
A contemporary style lamp with a coastal touch. Constellation offers cool Brushed Steel and large globe glass base that is visually weightless but carries a ton of style. This burlap top lamp is fitted for modern comfortable settings Bulb Not Included Switch Type: 3-Way Switch
This simple and elegant flush mount ceiling light features an opal glass shade surrounded by a brushed steel frame. A fluted line design in the support clips adds a designer's touch to this slim-profile piece.
Clear and White acrylic spheres bring a glamorous touch to this modern lamp with a retro feel. The swirling brushed finish and shallow drum shade enhances the glow of the light. Three way switch.Table Lamp Also Available as a 2-Pack in Oil Rubbed Bronze Finish.


text:
We found finding a hotel in VG very difficult indeed - someone pointed us towards the Duque and we were very pleased with the hotel. Best things were the room which was clean comfortable and very spacious, the staff who were very helpful and welcoming plus great bar next door. Plenty of parking and a tram stop opposite perfect for... More
- Reservation Options:
- TripAdvisor is proud to partner with Booking.com, Priceline, TripOnline SA, Odigeo and Despegar.com so you can book your Duque de Wellington reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.


text:
The Trinity Rendering Engine is made by Andrew Lucas, which contains a lot more features, which are even included in Valve's powerful "Source" Engine. Trinity Render is now being wisely used in most of the mods.
We're sorry, but no features were found matching the criteria specified. We suggest you try the features list with no filter applied, to browse all available articles.
If you would like to share features with the community, sign up and you can.


text:
Holy moly, make sure you're sitting down for this one.
Pop star Nick Jonas has officially given away his V-card and he's gone on TV to talk about it. Hallelujah! Watch the 22-year-old admit to being "an adult in all ways" on the Wendy Williams Show above. Is it getting hot in here or is it just us?
Nick has been dating former Miss Universe 2012 Olivia Culpo for more than a year, but his exes include Miley Cyrus, Selena Gomez and our very own Delta Goodrem.
So why the big deal? Nick is the last of the Jonas Brothers to have his cherry popped. Joe, 25, also ditched the band's vow of chastity and moved over to the dark side (cue scary music here).
"I lost my virginity when I was 20," Joe confessed in a New York Times column last year.
Kevin, 27, is the only one to have kept his promise, waiting to do the deed with wife Danielle on their wedding night in 2009.
"After we did it, I was kind of like, that's it?" Kevin said at a press conference. The couple now have a nine-month-old daughter, Alena Rose.
But our Jonas fave has to be Nick, partly due to his, erm, distracting underwear shoot for Flaunt magazine.
Check out Nick and girlfriend Olivia in the sexy music video for his new hit 'Jealous':
View slideshow: Hollywood's hottest new celebrity couples
Author: Adam Bub. Follow on Twitter. Approved by Amy Nelmes.
We'll file this one under "too awkward for words".
One Direction went on the US Today show as a foursome, claiming bandmate Zayn Malik was too sick to fly to the US for their new album promo tour.
Host Matt Lauer shot straight from the hip and asked if Zayn's absence had anything to do with those persistent drug abuse rumours doing the rounds.
Watch as Liam Payne gives the most unconvincing answer ever while the rest of the boys squirm in their seats. It's a car-crash moment if there ever was one.
Zayn has since told The Sun: "I'm really angry and upset by what was said. I was really ill at the weekend, that's why I couldn't fly to America."
The 21-year-old said he will join the boys to promote their new album Four when he's "fit enough". Yikes! We hope fans aren't left waiting forever...
Back in May, Zayn and bandmate Louis Tomlinson were caught on video allegedly rolling and smoking a joint in a car during their 2014 stadium tour.
Just so you know, the Twitter hashtag "#GetWellSoonZayn" is trending worldwide, if you want to share your wishes (or conspiracy theories).
View slideshow: Washed up and wasted... The boy band curse
Author: Adam Bub. Follow @TheAdamBub


text: The durable OGIO Renegade RSS backpack fits most 17-inch (431.8-millimeter) laptops and features a suspension system that offers protection against accidental drops. It also contains a hard-shell, zippered compartment on the top for fragile items like glasses. A padded pocket snugly fits a slate PC or e-reader pocket, and integrated foam panels safeguard your electronics and valuables.


text:
This divine birthday gift basket is perfect for those who enjoy the finer things in life. The glitzy metal bin contains a wealth of Godiva® treats, including milk and dark chocolate truffles, caramels, chocolate covered pretzels and more.
© 2014 1-800-BASKETS.COM - Terms of Use - Privacy and Security - Send us Feedback on this Site.


text: Go See 'The Way Way Back' by Lisa De Pasquale 3 Aug 2013 View Discussion Share This: I'm not easily impressed when it comes to movies. For example, I thought "Silver Linings Playbook" was just ok. (I hated the ending.) However, "The Way Way Back" was a nice surprise. With a star-filled cast, it can be hit or miss. "The Way Way Back" is about a boy (Liam James) who goes on a beach vacation with his mother (Toni Collette), her boyfriend Trent (Steve Carell) and his teenage daughter (Zoe Levin). Our introduction to Duncan on the drive down is through Trent's eyes. Trent: Duncan! On a scale of 1 to 10, what do you think you are? Duncan: A 6. Trent: I think you're a 3! Since I've been dating your mom, I don't see you putting yourself out there bud! You could try getting that score up at my beach house this summer! Duncan is miserable because the only person he knows, his mother, is occupied by her boyfriend and his friends. One character calls the area "spring break for adults." One day he ventures away from the shoreline and finds a water park. The Water Wizz manager (Sam Rockwell) befriends him and gives him a summer job. "The Way Way Back" is a funny, sweet story about getting out of the ruts we sometimes put ourselves in, as children and as adults. It's interesting to see Carell in a non-comedic role. Also, he happens to look really great. Note to the perpetually "nice" and "funny" guys who want the girl: get a tan. The movie does have a lot of funny moments, mostly provided by Rockwell and Allison Janney, who plays the nosy neighbor. Did I mention you should go see "The Way Way Back"?


text:
November 20, 2014
December 21, 2013
Those ever so recognizable bells are ringing, cars filling up parking lots and crowds of people heading to the local shopping spots to get those last few items.
Most shoppers say one thing is true they definitely waited to the last minute and are rushing to get everything done.
A few popular shopping destinations were very busy including the Barracks Road Shopping Center and Fashion Square Mall.
On top of the obvious procrastinator, the unusually nice weather we're experiencing brought out even more shoppers.
Even those making big tech purchases encountered crowds. Best Buy was full of families trying to pick out those perfect gifts.
A big hit among shoppers though, the sales! Some say they're seeing even better sales Super Saturday than what they saw the day after Thanksgiving.
Typically Super Saturday is ridden with one-day sales in order to boost year end revenue. For many businesses it's turned into such a big event that some have started extending their store hours for the one-day affair.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


text:
How to Be a New Yorker
Terribly useful rules for life
Rick Perry's Texas is a job-makin', low-taxin' oasis of economic growth. It's also a fantasy.
Your reward for slogging through the impenetrable Dianetics: Face time with Farrakhan!There's nothing like the Fourth of July weekend to amp up our pursuit of happiness and help us reflect on what this country stands for: freedom, baby! Of course, having our great freedoms of conscience and ... More >>
Pat Sullivan, APTwo weeks ago the New York Times absolutely bungled coverage of a highly disturbing rape case in the small town of Cleveland, Texas. The story of the repeated gang rape of an 11-year-old was told through community members intent on blaming the victim, wondering about her style ... More >>
CNN, USA Today, and other media organizations got fooled
Schapiro Group data wasn't questioned by mainstream media
Pat Sullivan, APThe case of an 11-year-old girl gang raped by as many as 18 men and boys in Cleveland, Texas has been a source of horror, anger and confusion since it made national news on Tuesday, with some critics of the media coverage believing that everyone from the Houston Chronicle to t ... More >>
Former Senator Ted StevensReports confirm that former U.S. Senator Ted Stevens, 86, was on board the plane that crashed in southern Alaska last night while en route to a lodge near Lake Aleknagik. Five of the nine people on the flight are believed dead, though the senator's fate remains unkno ... More >>
With her new album Flesh Tone, the "Milkshake" singer tries on some club-pop
Here we have MTV's chat with Coodie and Chike, who helmed Ms. Badu's slightly NSFW ode to Matt & Kim and the eradication of groupthink. Erykah herself, of course, has Tweeted about 2,000 times about it in the last 24 hours, offering everything from amusing anecdotes to nonchalant defiance. But per ... More >>
Republicans won two governors' races, which is characterized by the press (customarily known as the liberal media) as a "sweep." "GOP sweeps gov races," says Politico. "Christie win completes GOP gubernatorial sweep," says CNN. "McDonnell Leads GOP Sweep," says the Roanoke Times. "GOP Sweep," says ... More >>
thinkprogress.orgMark Hemingway at NRO posts a reader's jaundiced take on US journalismMark, believe me, I hope the Daily Mail is right. But crowd estimates aside, I'm almost incredulous at that Daily Mail report. It's a fairly straight report, and it's fair! What American media outlet would prin ... More >>
Salvia divinorum is a powerful herb that figures in hundreds of scholarly articles. It's also a medium for shamanistic exploration and getting fucked up. In our prohibitionist culture, you can imagine how this would play out: scientists look to exploit the herb for treatment, and politicians look ... More >>
Clues from the past about Rove's present date with the grand jury
New White House chief of staff challenged Cheney on 9-11
New Orleans getting more white? Sure, by locking out African Americans
Questions linger about Court nominee's time with Texas Lottery
Texas, home to the country's largest refineries, has yet to be declared a disaster area by Bush
Get Out Your Checkbooks. It's a Bundle of Fun
'Time' Mag Closes Mexico City Bureau
Befores and Afters
Plan Colombia Has Only Just Begun
''I didn't I swear I didn't get into politics to feather my nest or feather my friends' nests. . . .''
Texas Governor George W. Bush


text:
Posts by Ken Jongsma
5 posts • joined 14 Apr 2008
Windows 8 unleashed! Midnight launch for world+dog
Re: Windows 8, the first Microsoft OS since DOS that needs a keyboard
On the contrary... This is at least the third attempt that MS has made to break into the tablet/smart phone market. It's very clear that they want to leverage their domination of the desktop market (which is static at best and probably declining in the future) and use that position to try to get into tablets and smart phones.
I loaded Win 8 RTM on a virtual machine a few months ago and deleted it shortly after. Using 8 on a desktop machine provides zero advantages over 7. There's already been a number of stories about how business buyers are going to pass on 8. With the give away upgrade pricing you can expect lots of press releases about how successful the launch was, but a few months from now it will be clear that 8 is going nowhere.
Amazon 'rolling out a retail store in Seattle'
Beware Unintended Consequences
Or maybe it is intended... Amazon gets a huge amount of sales from people who are not required to pay sales tax. As soon as one of those stores opens in a previously tax exempt state, all those web orders become taxable.
Microsoft guns down 13 unlucky products
Forgot One...
MS Money is on the end of life track, having been withdrawn from the retail market with limited online support.
Watchdog demands MSN Music mea culpa
Right From the Horses <chose orifice here>
"Every time there is an OS upgrade, the DRM equation gets complex very quickly," Bennett said. "Every time, you saw support issues. People would call in because they couldn't download licenses. We had to write new code, new configurations each time."
Boo Hoo. I feel so sorry for them. If ever there was an argument against DRM...
Blockbuster bids for Circuit City
Divx Redux
Anyone remember Divx? Not the codec - the infamous, time limited DVD that CC tried to market? I'm sure BB wants to resurrect that...
Most read
- Product round-up Ten excellent FREE PC apps to brighten your Windows
- Hi-torque tank engines: EXTREME car hacking with The Register
- Review What's MISSING on Amazon Fire Phone... and why it WON'T set the world alight
- Product round-up Trousers down for six of the best affordable Androids
- Why did it take antivirus giants YEARS to drill into super-scary Regin? Symantec responds...


text:
A Warsaw man was found with a severe head injury Friday after he crashed his moped in Kosciusko County, police said.
About 5:15 p.m., police learned of a moped crash on Indiana 25 just south of County Road 250 South, referred to locally as Devil's Backbone, the Kosciusko County Sheriff's Department said. Police found the driver of the moped, identified as 38-year-old Shannon L. Hursey of Warsaw.
He was airlifted to Lutheran Hospital, where he was listed in stable condition later in the evening.
According to investigators, Hursey was headed south on Indiana 25 when his moped hit a guard rail on the west side of the highway.
Police said Hursey was not wearing a helmet at the time of the crash.


text:
A. S. Physiques is a massage and spa therapy experience to remember.
The enchanting decor combined with years of personalized service provides
therapeutic benefits for a variety people.
Our massage and spa therapy services are designed to de-stress, detoxify, tone, hydrate and relax!
Peruse our Services Menu of therapeutic massage, spa body treatments, skin care and spa packages.
You can Schedule an appointment, purchase an Instant Gift Certificate or Contact Us for more information.
Recently on The Blog
April 2, 2014
Spring marks a time of wonder and growth for everyone. With it comes the time of year when people end their pseudo-hibernation and look to get more active. Maybe you made a New Year's Resolution to take better care of yourself
March 18, 2014
"Perhaps the earth can teach us as when everything seems dead and later proves to be alive." -Pablo Neruda
February 19, 2014
Massage is considered a luxury by several, yet has become accessible and necessary for all. There is no stopping the amount of information and research being pulled out from massage and its benefits
January 22, 2014
Do you have a tube of lipstick in your cosmetic bag that's been in there for a while? When was the last time you replaced your mascara? Women have a tendency to hang on to makeup long past its prime. Learn when to kick cosmetics to the curb below


text: Mallory plans to be an overseas medical missionary, and those passions for science and missions are evident in her activities at Samford. In addition to being active in Global Christian Fellowship, she is a member of the International Student Leadership Council and has participated in Samford Gives Back. A member of Alpha Epsilon Delta premedicine honor society, Mallory received the DeLoach Chemistry Scholarship and has made the Dean's List every semester. This summer, Mallory conducted research with Samford's chemistry department