text: Central Federal Corporation Investment Overview Legal Disclaimer This Investor Presentation ("Presentation") has been produced by Central Federal Corporation ("CFC") solely for use at this investor presentation held in connection with the rights offering and public offering of Common Stock of CFC (together, the "Offering"), and may not be reproduced or redistributed, in whole or in part, to any other person. CFC has filed a registration statement ("Registration Statement"), including a prospectus ("Prospectus") with the Securities and Exchange Commission ("SEC") for the Offering of its Common Stock to which this Presentation relates. Before you decide whether to invest, you should read the Prospectus in that registration statement for more complete information about CFC and this Offering. You may obtain these documents for free by visiting EDGAR on the SEC Website at www.sec.gov. Alternatively, CFC or ParaCap Group, LLC, financial advisor and information agent, will arrange to send to you the Prospectus if you request by calling (866) 719-5037. Statements contained in, or incorporated by reference into this Presentation that are not statements of historical fact are forward-looking statements which are made in good faith by us. Forward-looking statements include, but are not limited to: (1) projections of revenues, income or loss, earnings or loss per common share, capital structure and other financial items; (2) plans and objectives of CFC's or CFBank's management or Boards of Directors; (3) statements regarding future events, actions or economic performance; and (4) statements of assumptions underlying such statements. Words such as "estimate," "strategy," "may," "believe," "anticipate," "expect," "predict," "will," "intend," "plan," "targeted," and the negative of these terms, or similar expressions, are intended to identify forward-looking statements, but are not the exclusive means of identifying such statements. Various risks and uncertainties may cause actual results to differ materially from those indicated by our forward-looking statements. The following factors could cause such differences: a continuation of current high unemployment rates and difficult economic conditions or adverse changes in general economic conditions and economic conditions in the markets we serve, any of which may affect, among other things, our level of nonperforming assets, charge-offs, and provision for loan loss expense; changes in interest rates that may reduce net interest margin and impact funding sources; our ability to maintain sufficient liquidity to continue to fund our operations; our ability to reduce our high level of nonperforming assets and operating expenses; changes in market rates and prices, including real estate values, which may adversely impact the value of financial products including securities, loans and deposits; the possibility of other-than-temporary impairment of securities held in our securities portfolio; results of examinations of CFC and CFBank by the Regulators, including the possibility that the Regulators may, among other things, require CFBank to increase its allowance for loan losses or write-down assets; our ability to meet the requirements of the CFC and CFBank Cease and Desist Orders issued by Regulators; our ability to generate profits in the future is unlikely without additional capital; the uncertainties arising from CFC's participation in the TARP Capital Purchase Program, including the impact on employee recruitment and retention and other business and practices, and uncertainties concerning the potential redemption by us of Treasury's preferred stock investment under the program, including the timing of, regulatory approvals for, and conditions placed upon, any such redemption; changes in tax laws, rules and regulations; various monetary and fiscal policies and regulations, including those determined by the Fed, the FDIC and the OCC; competition with other local and regional commercial banks, savings banks, credit unions and other non-bank financial institutions; our ability to grow our core businesses; technological factors which may affect our operations, pricing, products and services; unanticipated litigation, claims or assessments; and management's ability to manage these and other risks. Forward-looking statements are not guarantees of performance or results. A forward-looking statement may include a statement of the assumptions or bases underlying the forward-looking statement. CFC believes it has chosen these assumptions or bases in good faith and that they are reasonable. We caution you, however, that assumptions or bases almost always vary from actual results, and the differences between assumptions or bases and actual results can be material. The forward-looking statements included in the Presentation speak only as of the date of the Presentation. We undertake no obligation to publicly release revisions to any forward-looking statements to reflect events or circumstances after the date of such statements, except to the extent required by law. Executive Summary Why Invest in a Community Bank Today? Which Community Banks Are and Will Be Successful? Why CFBK? Executive Summary 1 2 3 4 Changes at CFBK in the Past Two Years 1 2 3 4 5 6 7 5 Promoted ne w CE O and President in Ma y 2010 Engaged two different independent loan review firms and a consulting firm to assess asset quality, workout strategies and performance Began process of reducing nonperforming assets Strengthened allowance for loan losses Re-engineered credit and workout operations Retained a financial advisor to explore strategic alternatives Attracted Timothy O'Dell, Thad Perry and Bob Hoeweler to lead the Company's recapitalization Improved Asset Quality Non-Performing Assets 6 NPAs at 3/31/12 were down 43% from peak levels at 12/31/10 Strengthened Reserves Loan Loss Reserves / Gross Loans 7 Asset Quality Considerations • Over the last five quarters, CFBK has reduced its non-performing assets by more than 40% , or $6.3 million • Fresh capital should help accelerate the workout process • Because of the Company's present situation, lending has largely been curtailed and the existing loan portfolio is well seasoned • There is an opportunity to further improve asset quality ratios simply by addressing pent up loan demand and reallocating excess liquidity 8 7,133,000 $ Preferred stock (net of the discount associated with the warrant valuation) 217,000 Value of warrant (included in paid in capital on balance sheet) 609,000 Accrued dividends (included in other liabilities on balance sheet) 7,959,000 Total TARP obligation at 3/31/12 3,000,000 $ Amount to be paid to Treasury 4,959,000 $ Discount on TARP retirement (after-tax) 6.01 $ Pre-money per share equity equivalent TARP Discount Notes: Amounts are as of 3/31/12 and TARP discount is predicated on a $22.5MM capital raise. Central Federal deferred but accrued another TARP dividend payment of approximately $90,300 in May. The impact of the TARP discount on Central Federal's capital ratios is explained on the subsequent slide. 9 Pro Forma Capital Ratios 10 TAR P CFB K Offering Repurchase CFB K (dollars in thousands) 3/31/2012 Adjustments (1) Adjustments Pro Forma Consolidated Financial Summary 1 Total Reserves 5,641 $ - $ - $ 5,641 $ 2 Total Goodwill and Intangibles 79 - - 79 3 Trust Preferred 5,155 - - 5,155 4 Stockholders' Equity: 5 Preferred Stock 7,133 - (7,133) - 6 Unrealized Gain 493 - - 493 7 Common Stock 1,595 20,836 4,742 27,173 8 Total Stockholders' Equity 9,221 20,836 (2,391) 27,666 9 Total Capitalization 14,376 $ 20,836 $ (2,391) $ 32,821 $ Consolidated Financial Data 10 Consolidated Tangible Common Equity to Assets 0.83% 10.64% 11 Common Book Value Per Share 2.53 $ 1.75 $ 12 Tangible Common Book Value Per Share (2) 2.43 $ 1.74 $ 13 Offering Price / Tangible Book Value Per Share (2) 61.65% 86.05% CFBank Regulatory Capital Ratios 14 Tier 1 Capital to Tangible Assets 5.39% 10.44% 15 Tier 1 Capital to Risk Weighted Assets 9.27% 18.25% 16 Total Risk-Based Capital to Risk Weighted Assets 10.55% 19.49% Ownership 17 Shares Outstanding 825.710 15,000.000 0.000 15,825.710 (1) (2) Pre-money book value and price to tangible book do not include the impact of the expected $6.01 per share TARP discount. Assumes gross proceeds of $22.5 million and an offering price of $1.50 per share, net of assumed fees and other transaction expenses. I. Why Invest in a Community Bank Today? 11 Why Invest in a Community Bank Today? 12 Favorable year-over-year dynamics in the real estate market and economy There are numerous attractive potential customers up for grabs, particularly small and medium-sized businesses, executives and professionals Strong business model if derivatives and other complex financial instruments are avoided Major deterioration in public perception of big banks 1 2 3 4 Public Backlash Against Big Banks Management believes: • The financial crisis has caused a severe backlash against the country's Too Big To Fail banks. • There has been a significant deterioration of the public's, investors' and regulators' perception of these institutions. • Both business and retail customers have experienced deteriorating service levels, long decision periods and high uncertainty in dealing with the larger banks. • As a result, many Americans have called for a return to smaller community banks through protests and organized events such as the National Bank Transfer Day. Stock Performance – Last Twelve Months (%) Too Big To Fail List as defined by the G-20 Financial Stability Board; Includes: Bank of America, Citi, Goldman Sachs, Wells Fargo, State Street, Bank of New York Mellon, JP Morgan, and Morgan Stanley 13 Source: SNL S&P Bank Index Too Big To Fail List Favorable Economic Trends • Ohio has posted the fourth largest increase in jobs of all 50 states , on a year-over-year basis from May 2011, according to the Bureau of Labor Statistics • Since May 2011, Ohio has added 75,700 jobs , trailing only Texas, New York and California. • All of CFBank's markets have witnessed a notable decline in the unemployment rate over the last year: In the East Liverpool-Salem MSA, the improving manufacturing base and increased investment in the Utica Shale region have caused the unemployment rate to decrease from 10.0% to 8.3% year- over-year, nearly two times greater than the year - over - year rate of decline of the national unemployment rate . The Akron MSA's diverse economic base has also led to relatively strong job growth. Akron's unemployment rate declined from 8.4% to 7.0% year-over-year, a stronger decline than occurred statewide and nationally . The Columbus MSA's unemployment rate has been consistently lower than the state and national averages throughout the recession. In April, the Columbus MSA's unemployment rate was 6.4% , significantly better than state and national figures. 14 Las Vegas -61.1% Phoenix -51.3% Miami -48.4% Detroit -46.4% Tamp a -45.7% Los Angeles -39.8% San Francisco -39.6% San Diego -39.2% Chicago -36.9% Atlanta -36.9% Minneapolis -33.1% Seattle -29.1% Portland -28.0% Washington DC -27.0% New York -26.0% Cleveland -20.1% Boston -16.8% Charlotte -16.2% Denver -8.6% Dallas -6.2% Housing Market Stabilizing Case-Shiller Home Price Index: Cleveland versus National Average Case-Shiller Percent Decline From Market Peak 15 Ohio did not have as much of a housing bubble as some other parts of the country. Management believes that the real estate market is stabilizing in the Bank's market area. Opportunity to Attract Customers & Talent Akron MSA Columbus MSA East Liverpool MSA Source: 2011 FDIC Deposit Market Share Data 1. 2. 3. 4. 5. 1. 2. 3. 4. 5. 1. 2. 3. 4. 5. 16 Top 5 Deposit Market Share Leaders in CFBK's Markets Industry Valuations Remain at Historic Lows 17 Price /Book and Price/LTM Earnings Multiples for SNL Bank Index Historic P/BV Multiples Historic P/E Multiples II. Which Community Banks Are and Will Be Successful? Which Community Banks Are and Will Be Successful? 19 1 2 3 4 5 Strong, experienced leadership, focused on stakeholder values and balanced risk/returns Directors and management willing to put their own money and relationships on the line Large enough to be relevant, small enough to provide exceptional service and maintain strong long term relationships and competitive advantage Attractive markets offering reasonable growth potential Ample capital to take advantage of market opportunities Strong, Experienced Leadership Timothy T. O'Dell – Proposed Chief Executive Officer Currently the owner of the Chetwood Group, which provides advisory services to a number of privately held enterprises in construction, health care, real estate and professional services Prior to founding Chetwood in 2003, Mr. O'Dell spent 22 years at Fifth Third Bank, and was a senior executive with Fifth Third's Central Ohio operations for 12 of those years, concluding his tenure serving as President and Chief Executive Officer For 10 of his years with Fifth Third – Central Ohio, Mr. O'Dell also served as a senior lender and managed its commercial banking and residential and commercial real estate divisions During his tenure, Fifth Third's Central Ohio division grew by $4 billion in deposits and $5 billion in loans from organic growth and through strategic acquisitions Mr. O'Dell served on the board of the Columbus Chamber of Commerce and The Ohio State University Medical Center, and he was a founding investor in the Ohio TechAngel Venture Fund B.B.A. – Marshall University 20 Strong, Experienced Leadership Robert E. Hoeweler, Jr. – Proposed Chairman Chief Executive Officer of a diverse group of companies owned by the Hoeweler family, including manufacturing, communication, distribution, business services and venture capital entities Served as Vice Chairman of Winton Financial, Inc., a $550 million Cincinnati-based S&L, from its initial public offering in 1988 through its ultimate sale in 2005 to WesBanco, Inc. for 209% of tangible book value Has served on the boards of directors of one of the country's largest privately owned waste and recycling companies since 1986 and a privately owned commercial bakery since 1988 Director of Skipjack Financial Services, a provider of payment processing services that the Hoeweler family led from its inception through its sale to a super-regional banking company, from 1996 through 2009 B.S. – University of Cincinnati Tha d R. Perry – Proposed President Senior Partner with Accenture for over 30 years where he was involved in consulting, transaction structuring, and management of operations. He operated the firm's Columbus, Ohio practice and developed its regulated industries practice. From 1988 through 1998, Mr. Perry managed Accenture's German, Austrian and Swiss practices, which accounted for nearly $1 billion in gross revenues Former Chief Operating Officer of Western Europe operations, and served on Accenture's European Management Board and the Global Strategic Planning, Management, Markets, Executive, Outsourcing, and Technology Committees His experiences in banking include the transformation of both the technical and business processes for credit card, internet banking and security, stock and trading exchanges, international banking and customer relationship management M.B.A. – The Ohio State University B.S. – The Ohio State University 21 Strong, Experienced Leadership James Howar d Frauenberg, II – Proposed Director Principal owner of Addison Holding, LLC which manages investments of private individuals Active in opening new franchises for two retail chains, Five Guys Burgers and Fries and Flip Flops Senior officer with Check Smart Financial in Dublin, Ohio from 1995 to 2008 Donal Malenick – Proposed Director Chief Executive Officer of Columbus Steel Castings from 2003 through 2008 President of Worthington Steel from 1976 to 1999 Former board member of Max and Ermas Restaurants of Columbus, Ohio from 2006 until it was sold in 2008 Member of KeyBank's advisory board from 2001 to 2005 Private investor since 2008 22 Strong, Experienced Leadership Eloise L. Mackus – Current Chief Executive Officer Named CEO in February 2011, after becoming Interim CEO in May 2010; will continue as General Counsel Joined CFBank in July 2003 as Senior Vice President, General Counsel and Corporate Secretary, and became Executive Vice President of both institutions in January 2009 20 years of banking related experience Previously served as Vice President and General Manager of International Operations and Assistant General Counsel for J.M. Smucker Company, and Partner at Brouse McDowell Executive Studies – Harvard and Thunderbird Universities J.D. – University of Akron School of Law B.A. – Calvin College Therese Ann Liutkus – Current President, Treasurer and Chief Financial Officer Named President in June 2010; will continue as CFO Joined CFBank as Chief Financial Officer in November 2003 25 years of banking experience Previously served as CFO and Treasurer of First Place Financial Corp. and FFY Financial Corp. B.B.A. – Cleveland State University 23 Strong, Experienced Leadership Timothy R. Fitzwater – Senior Commercial Officer Joined CFBank in June 2010 39 years of banking experience Previously worked for National City Bank (now PNC) for 36 years, rising to President of the Northeast Region Managed approximately $3 billion in assets and $1 billion commercial loan portfolio B.S. – Bowling Green State University Keith D. Anderson – Senior Credit Officer Joined CFBank in June 2005 33 years of banking experience Previously served as Senior Credit Officer for over six years with Champaign National Bank in Bath, Ohio, and Senior Credit Officer of Summit Bank, headquartered in Fairlawn, Ohio for six years B.S. – University of Akron Kempe r C. Allison – Vice President of Commercial Loan Workout Joined CFBank in February 2010 22 years of banking experience Previously served as Senior Vice President and Chief Lending Officer of Advantage Bank in Worthington, Ohio for nearly eight years, and held positions at Bank One, Akron, N.A. and State Savings Bank B.S.B.A. – The Ohio State University 24 Existing Intended Ownership Purchase Current Directors and Executive Officers $60,940 $258,500 Proposed New Directors and Executive Officers - 2,300,000 Proposed Other Standby Purchasers - 2,200,000 Current Directors, Executive Officers and Standby Purchasers as a Group $60,940 $4,758,500 Directors/Management Personally Invested 25 Competitive Size & Community Orientation • CFBK operates four branches in three attractive markets • CFB K is focused on consumers and small businesses in the communities it serves and does not deal in derivatives, capital markets operations or loan syndications • The Company is committed to offering a level of customer service that bigger banks cannot deliver while providing the services and technology that today's customers desire 26 Unemployment Rate By County – Ma y 2012 CFBank Locations (4) 27 Market Opportunity Market Opportunity Source: SNL 28 Household Income ($000s) Did not Completed High School High School Diploma Some College Associate Degree Bachelors Degree Graduate Degree < 25 25 < 49 50 < 99 100 < 199 > 200 Household Income ($000s) Market Opportunity 29 Market Opportunity – Shale Activity 30 • CFBank's Columbiana County branches are located in and serve communities that are deeply impacted by the development of the Utica Shale formation in Eastern Ohio • By 2015, Ohio's natural gas and crude oil industries are expected to generate more than $34 billion in exploration and development, midstream, royalty and lease expenditures • It is estimated that approximately 2,800 new wells will be drilled and completed by 2015, leading to the creation of more than 200,000 new jobs and $12 billion in annual salaries and personal income to Ohioans • Of the 33 drilling permits issued in the Mahoning Valley in 2012, 28 were issued in Columbiana County • Studies suggest that employment in the natural gas production industry will increase by approximately 260 % by 2035, placing Ohio fifth in the nation for employment in this field Kleinhenz & Associates – Economic Impact Study, September 2011 IHS Global Insight, June 2012 The Ohio Department of Natural Resources III. Why CFBK? • Solid platform for quality growth • CFBK listed and traded on NASDAQ • Presence in two metro markets plus two more community branch banks • Akron (Fairlawn HQ) Springboard to Cleveland metro market • Columbus Existing presence with untapped potential Historical banking relationships • Wellsville and Calcutta Community Branch Banks Solid core deposits Utica Shale opportunities • Cincinnati Future expansion Why CFBK? 32 Model Focused on Diversification 33 • Diversified balance sheet, less reliance on real estate loans, greater focus on non-credit fee income • Expanding on community banking foundation • Focusing on high quality small and middle market businesses, plus the private banking needs of executives and entrepreneurs who own them • Leveraging state of the art technology to compete against the regional bank players and to create operational efficiency • Delivered to customers by senior business and private bankers Communit y Ban k Business Ban k Private Banking 34 • Committed to building and developing a highly qualified team • Management and the Board will have "skin in the game" • Hands-on management style that stresses accountability for results • Simple plan with a focus on execution • Strong controls and risk management processes • Diversified business and asset mix • Focus on increasing product offerings and developing core deposits • Building a culture that strives for excellence and drives stakeholder value Key Operating Tenets CFBK: A Unique Opportunity for Creating Stakeholder Value To request additional information, please contact our Information Agent, ParaCap Group LLC, at (866) 719-5037


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Busy at work
Blog posts from the Utah
Bear denning in the south Book Cliffs
Nesting habitat for wood ducks
Utah's most-viewed fishing spots
One of the perks of working in the Communications section at DWR is that I have quick access to things like web statistics. (If you're nerdy like me, those sorts of things excite you.) We recently checked the traffic on the fishing portion of the DWR website. In order from least to most page views, here are the 15 Utah waterbodies you were most curious about.
2013 Western Hunting & Conservation Expo
In search of feathered treasures
Birds are easy, illegal BB gun targets
A day at the ranch
Large, colorful cutthroat trout at Strawberry
It's time for sage-grouse to strut
Wild wings everywhere
That night, waterfowl activity seemed to increase with the rising moon. Wild wings were everywhere! The drake pintails were handsome greeters with their tuxedo-like plumage. Green-winged teal introduced the show as they propelled like fireworks over the vegetation, and then down over the water. This evening, they were the supporting cast to the greatest and most literal Swan Lake performance!

subset: commoncrawl


text:
Following two near misses earlier in the day, Shaun Murphy has this evening made a magical maximum break during the final of the ET4 event against Robert Milkins in Germany.
Category Archive: 147
Nov 23 2014
Mulheim Max For Murphy
Aug 22 2014
Magic Max For India's Mehta
Congratulations to India's Aditya Mehta, who has this evening made his first maximum 147 break in professional competition at the 2014 Paul Hunter Classic in Germany. The break came in the third frame of his last 32 encounter with Stephen Maguire and represents the first competitive maximum break by an Indian player and the 106th …
Mar 02 2014
O'Sullivan Max Seals Third Welsh Crown
Feb 09 2014
Murphy Makes Gdynia Max
There were some 13 years between his first two competitive maximum breaks, but hot on the heels of his second effort at the Championship League last month, Shaun Murphy has today made his third career 147 break in the final frame of his 4-2 win against Jamie Jones at the Gdynia Open event in Poland. …
Jan 08 2014
Murphy's Max, Robertson Breaks Ton Record
Day three at Crondon Park this week has seen two notable feats achieved, as first Shaun Murphy notched up the first 147 maximum break of 2014, while Neil Robertson produced a mesmerising display against Joe Perry to break the record for the amount of centuries recorded in a single season – and we are only …
Dec 11 2013
Poomjaeng Hits Maiden Max
Just four days after Mark Selby made the 100th maximum break in professional snooker at the UK Championship, today saw Thailand's Dechawat Poomjaeng follow suit with 147 number 101 in Barnsley. Playing in the German Masters qualifiers against amateur Zak Surety today, Dechawat made his first career 147 break during the fourth frame, to take …
Dec 07 2013
Selby Hits Snooker's 100th Max at UK Championship
Nov 15 2013
Trump Hits Maiden Max In Antwerp
Congratulations to Judd Trump, who has this evening hit the first maximum 147 break of his professional career, at the ET7 event in Antwerp. Coming in the third frame of his last 32 match against Mark Selby, the break is the 99th maximum in snooker history and earns Judd the rolling PTC maximum prize of …


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5 bed, 4 full bath, 1 half bath. Wonderful house in Hartland Gardens! With over 4,000 square feet of finished space, this home is loMore info


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› Find signed collectible books: '100 Afghans to Knit & Crochet'
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Created by two of the best-known and most admired figures in crocheting, this alluring collection features todays newest and most popular yarns, along with patterns that range from classic to cutting edge. Its a diverse selection that gives crocheters exactly what theyve been looking for, including old favorites like afghans and scarves, as well as wraps, ponchos, purses, outfits for babies and children, and high-fashion garments for the most discriminating. There are also plenty of items for the home, from bedspreads to tablecloths. Detailed instructions and marvelous color photos make crocheting these beautiful pieces both fun and easy. With so many dazzling projects to choose from, even the most avid crocheter will feel satisfied and inspired for hours on end.
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Knitters will find this stunning collection pure pattern heaven. Created by two of the best and most respected authors in needlework, it includes exquisite garments for everyone in the familymen, women, and children. And both beginners and more experienced knitters will love the diverse selection, easy-to-follow instructions, and beautiful color photos. The projects feature all the most desired designs: in addition to the ever-popular and always stylish sweater, hat, and jacket, there are ponchos, afghans, doilies, lace edgings, and plenty of adorable baby things. As the newest addition to Jean Leinhauser and Rita Weisss popular 100 Serieswhich includes 100 Crochet Projects and 100 Hats to Knit & Crochetthis is a must-have on every knitters bookshelf. A Selection of the Crafters Choice Book Club.
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No woman can have too many bags to carry her stuffand no knitter or crocheter can ever have too many purse patterns! From top needlework designers Rita Weiss and Jean Leinhauser come 100 of the very best, in a variety of sizes, styles, and colors. They range from a tiny amulet bag to wear as a necklace to a giant felted tote, and include backpacks, beach bags, and elegant evening clutches. Theres a jeweled iPod case, a special carry-all for a yoga mat, and a traditional string bag for a bottle of wine. And for that special child: a purse shaped like a toy elephant or one thats a teddy bear! Each one features detailed instructions and a magnificent photo of the finished project.
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A guide to crochet stitching with step-by-step illustrated examples on every page.
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41 stitches to knit and 60 to crochet.
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More afghans are crocheted each year than any other single crochet project. Afghans are fun to make, cozy to use, and make wonderful gifts. Afghan addicts will love the stitch patterns in this book. We've carefully chosen them so that they're not too open (who wants to catch a toe in an afghan?), not too difficult, and not too time-consuming. This book is a reference tool you'll use for years; you can crochet the stitch patterns in worsted or bulky yarn, in baby or sport weight, in your own choice of colors.
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Now crocheters can access hundreds of unique stitches in a perpetual-calendar format! With a different crochet stitch for every day of the year, this clever calendar makes a valuable addition to any pattern collection.
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In only seven days you can finish any of these 50 colorful afghans, pillows, baby quickies, and many more. A great variety...special section on baby afghans, as well as afghans to suit each room in the house....Fifty afghans are illustrated in color, and diagrams and step-by-step instructions are all very easy to follow.Womans Day.
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Rita Weisss classic, bestselling guidewhich sold more than 500,000 copieshas been thoroughly redesigned, completely updated, and made more beautiful and fashionable
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› Find signed collectible books: 'All about Crochet'
This work offers dedicated mailing and e-mail campaign to targeted crafting related media & organisations. Not sure how to work into a chain space or between stitches? Wondering what it means to work a row? Confused about how to decrease in half double crochet? "All About Crochet" is the ultimate guide to everything you need to know to make crocheting quick, simple, and above all, fun. Its easy A-to-Z format is chock-full of colour photos and illustrations, putting everything you need at your fingertips.
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Directions for 13 inch plastic craft birthstone dolls for the months July throught December, includes patterns for dresses and a variety of beautiful craft "Jewels".
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› Find signed collectible books: 'Complete Encyclopedia Of Needlework: Anniversary Edition'
First published in 1884, this remarkable volume is an exhaustive resource on virtually all forms of needlework, from crochet to macrame. It's a must-have for needlecrafters interested in rediscovering old-world techniques, as well as for anyone looking for a review of basic sewing skills and easy-to-follow, diagrammed directions.
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› Find signed collectible books: 'Crochet a dozen baby bibs in cotton yarn'
What a wonderful way to dress up baby for those most important events of the day - mealtimes! Choose from a whole wardrobe of twelve cute bib styles that will keep baby looking very fashionable while his clothes stay clean. To brighten baby's day select Happy Clown or Bright Rainbow. Get that little cowboy (or cowgirl) ready for action in junior's Jeans with clever pocket detailing. For enhancing feminine allure, choose Little Sweetheart or Flower Child designs. And for special Christmas celebrations or formal dinners with the family, there's Baby's First Christmas and Dinner Tux.
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› Find signed collectible books: 'Crochet Embellishments (Leisure Arts #4419)'
The book every crocheter has been asking for -- a complete collection of crocheted embellishments that are sure to add a special touch to crocheted or knitted projects. Here you'll find a wide variety of colorful borders and decorative bands, dimensional flowers from life-like roses to dainty daisies, elegant tassels, charming beads, all types of fringes, versatile cords and braids, ruffles and curls, and much more. Easy-to-follow instructions and nearly life-size photos of each piece make this book by Jean Leinhauser a classic for every needleworker's library.
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› Find signed collectible books: 'Crochet Lace'
Every crocheter stares admiringly at vintage lace, wishing to replicate its delicacy and elegance. The originals were stitched with finer thread than we use today, making that gorgeous heirloom-quality crochet lace an elusive dream. This unique guide showcases a collection of antique tablecloths and bedspreadseach a magnificent example of the crocheters artand revises the old techniques to suit todays threads. Complete patterns are included for each project, along with instructions and full-page photos that make intricate designs easy to follow. Special attention is paid to working with traditional steel hooks and choosing the perfect crochet threads, and plenty of advice is offered for working in filet. These projects take time, but the results will become tomorrows heirlooms.
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› Find signed collectible books: 'Crochet Master Class: Lessons and Projects from Today's Top Crocheters'
Crochet Master Class presents 18 crochet techniques taught by some of the worlds best crochet designers and instructors. Each chapter focuses on a different technique, inviting you to dip in, experiment, and then apply your newfound skills to create a custom piece designed by these crochet luminaries. Youll learn Hairpin Lace from Stitch Diva Jennifer Hansen, discover the intricate color work of tapestry crochet from Carol Ventura, and explore free-form crochet with renowned fiber artist Prudence Mapstone. Filled with expert instruction, inspiring stories, and projects created exclusively for this book, Crochet Master Class is your guide to the incredible range of crochet possibilities.
Techniques include:
Filet Crochet " Hairpin Lace " Tapestry Crochet " Aran Crochet " Entrelac Crochet " Fashion Crochet " Tunisian Crochet " Woven Crochet " Double-Ended Crochet " Tassels " Bullion Stitch " Overlay Crochet " Bead Crochet " Bruges Crochet " Painted Crochet " Free-Form Crochet " Irish Crochet " Wire Crochet
More editions of Crochet Master Class: Lessons and Projects from Today's Top Crocheters:
› Find signed collectible books: 'The Crochet Yearbook Volume 1 (1303)'
The Crochet Yearbook is jam packed with patterns and techniques. In this volume we show you projects from each season, including: *patterns for fabulous fashions-create a magnificent wedding gown, *beautiful crochet for your home-make a breathtaking bedspread to be treasured forever, *great gifts for everyone-whether it's "tigers for your woods" or stuffed pigs, there are gifts galore. You'll look at old stitches in new ways, and meet new stitches to add sparkle to your work.
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› Find signed collectible books: 'Crocheted Bathroom Tissue Dolls'
6 designs for dolls to cover tissue paper, with step-by-step instructions and illustration.
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› Find signed collectible books: 'First Steps in Needlepoint, A Beginners Guide to Canvas Work (5104)'
This step by step guide is designed to introduce you to one of the most addictive of all forms of needlework.
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› Find signed collectible books: 'Granny Chic: 6 Retro Afghan Designs (American School of Needlework #1290)'
6 retro afghan designs: Bold Granny Throw / Lap Robe Granny / Christmas Granny / Traditional Granny Bedspread / Country Granny / Rose Mosaics
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› Find signed collectible books: 'Granny Crochet Favorites'
The projects featured here range from afghans, tote bags, office wear and beach wear to children's clothes and accessories.
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› Find signed collectible books: 'Great Garter Stitch'
The very first stitch a new knitter learns is the garter stitch; its the foundation for every later skill. Usually, budding stitchers then go on to purl and more advanced techniques and forget the garters vast potential. But this entire beautiful collection is dedicated to that first stitch, and knitters will be amazed to find out just how much you can create using it. Acclaimed needlework authors Rita Weiss and Jean Leinhauser exhibit a gorgeous array of afghans, sweaters, hats, and more50 different elegant and stylish projects in all. Beginners will love this book because theyll easily be able to knit every item, while even more experienced knitters will want to make these garments because theyre so stunning.
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› Find signed collectible books: 'Heirloom Afghans to Knit & Crochet'
Crafters who wish to showcase their skills, pamper themselves or someone special, or mark an occasion with a one-of-a-kind remembrance, will love knitting or crocheting the luxurious afghans in this new book. All are heirloom-quality afghans--displayed in breathtaking color photos--featuring deluxe yarns such as silk blends, mohair, or cashmere. And it's an anything-but-ordinary collection that includes new takes on classic afghans, afghans with hundreds of bullion stitches, and those that look like the finest lace. You'll be proud to give any one as a gift for a wedding, christening, anniversary, dedication ceremony or whenever you want to show love or appreciation with a gift well worth the time and cost--one that will be cherished for a lifetime!
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› Find signed collectible books: 'Learn to do symbol crochet in just one day'
In addition to the usual American-style written instructions, this book shows each Pattern Stitch in international symbols. The symbols used and the stitches they represent are shown on pages 8-11. Also included are the words used for each stitch in the United States, the United Kingdom, and by French, Spanish, German and Italian speaking crocheters.
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› Find signed collectible books: 'The Learn to Knit a Sweater Book (#1258)'
Those who have always wanted to learn to knit can learn all the basics in just a few hours, following our step-by-step picture instructions written specifically for beginners. Then go on to knit any one of five fashion-right sweaters designed by Lion Brand yarns not only to look great, but to be knitted by a beginner. Great for all sizes from Small to 3X.
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› Find signed collectible books: 'Learn to Knit in Just One Day'
Easy step-by-step picture method teaches all the basics of knitting in just a few hours. Easy-to-follow lessons and projects.
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› Find signed collectible books: 'Little Box of Crocheted Throws'
From quick, cozy throws for cuddling to luxurious throws bursting with texture, you can add comfort and beauty throughout your home with this collection of crocheted designs.
* Twenty simple-to-crochet patterns rely on striking yet affordable yarns
* Motifs include orchids, roses, kittens, and diamonds, plus classic chains and squares
* Project cards feature full-color photos on the front with dimensions, material lists, and directions on the back
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› Find signed collectible books: 'New Ideas for Today's Crochet'
Forget those granny-square ponchos, afghans, and doilies that grandma used to make: these projects are up-to-date and in style, designed to appeal to the millions of crocheters who want to create items with a fresh young sensibility. And, theyll be thoroughly hooked from the moment they set eyes on these sexy garments and fantastic jewelry that come right off the pages of the latest glamour magazines. Theres nothing like it on the market: pages and pages of stunning photographs showcase such trendy pieces as a little black dress with fur trim, a corset top, a bikini, and a faux-leather backless shirt with matching skirt. Easy-to-follow instructions by two of the best-known authors in the field will entice beginners as well as more advanced crocheters.
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› Find signed collectible books: 'Plastic Canvas Christmas (Book 3021 (s-21)) (Volume 2)'
18 numbered pages with a variety of projects to be made with plastic canvas and yarn...All with a holiday theme.
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› Find signed collectible books: 'Quick'n Easy Gifts to Knit and Crochet, Vol. 1, Book 24'
American School of Needlework Book 24 c1983, softcover staple-bound 33 pages
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› Find signed collectible books: 'Rodale's Christmas Needlecraft Collection: Over 100 Easy Projects for Gifts, Decorations and Bazaar Best-Sellers : Cross Stitch, Plastic Canvas, Cro'
Roadale Press , Emmaus, Pennsylvania, Copyright 1994, over 100 easy projects for gifts, decorations and bazaar best-sellers, Clean book and pages ,Total pages 247
More editions of Rodale's Christmas Needlecraft Collection: Over 100 Easy Projects for Gifts, Decorations and Bazaar Best-Sellers : Cross Stitch, Plastic Canvas, Cro:
› Find signed collectible books: 'A Treasury of Needlecrafts: Home Sewing, Knitting, Crochet, Cross-stitch, Quilting, Plastic Canvas'
A Treasury of Needlecrafts is every stitcher's dream - a collection of stunning projects in all of today's most popular needle crafts. Crochet or knit afghans, sweaters, and vests. Cross-stitch samplers, wall-hangings, coverlets, and table runners. Sew decorative yet practical items for your home. Make quilts in classic patterns - the Drunkard's Path, Fan, and Double Irish hain. A how-to section for each needlecraft helps to refresh your skills and techniques. And special features throughout ensure success. Colour photos of all of the projects. Complete materials list. East-to-read cross-stitch graphs. Colour listings for DMC, Coats, and Anchor floss. and more...
More editions of A Treasury of Needlecrafts: Home Sewing, Knitting, Crochet, Cross-stitch, Quilting, Plastic Canvas:
› Find signed collectible books: 'The Ultimate Book of Baby Afghans'
Here is a fabulous collection of 22 exciting afghans for every baby occasion-from lacy afghans for formal christenings to engaging bright, colorful afghans for playtime in the park. We've included seven designs to knit and fifteen designs to crochet so you'll always have a new interesting afghan pattern that suits your fancy.
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› Find signed collectible books: 'Weekend Afghans'
Beautiful afghan ideas that can warm your home in a short amount of time.
› Find signed collectible books: 'Weekend baby afghans to knit and crochet'
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Not long ago I met a girl whom I very much admired and liked for her wits and beauty and giving that I had always been with men, I thought this was only a passing flare of mere admiration and a little bit of jealousy that would fade away as soon as I see/meet a man I wanted to be with. Not long after, I knew I was wrong.
As these questions rushed into my head, I felt extremely guilty and ashamed for wanting to experiment and inflect my own 'sickening' curiosity upon others. I felt ashamed for desiring something that my society deemed as forbidden and repulsive. Ashamed for having those whims of mine that eventually led me to thinking the concept of being with a person of the same sex was acceptable as long as I was only experimenting.
Before then I had never had any hard feelings toward homosexuality and seemed to only embrace this choice when it was associated with others but not me. So basically, what I was doing was not only judging myself, but also being a hypocrite.
The journey with sexual acceptance started with respecting my body and self. After being around many people (family, friends, boyfriends) who bore not the fact that a girl had much more to her than her vagina and spot in the kitchen, after I proved them all wrong by rebelling and facing the world out there on my own, I knew my worth. I understood that being a woman was no different from being a human being- that maybe everybody around me would underestimate my abilities, think of me as a creature which all it could do was mate and serve, and keep me home for the fear of letting me out on my own would lessen the odds of causing my family shame (by the same things men would do but were deemed rather 'manly' and 'tolerated')- all of which didn't mean I had to treat myself the same. Better yet, I knew it was time I forced them all treat me differently.
Things hence changed, and so did my whole life. It turns out the more you respect and tolerate yourself with all its flaws, desires, insanities and beliefs, the more successful and life-loving you get. Then, only then there's no stopping you from what you have always wanted to be. That's what happened to me.
My self-image was consequently reflected in the way I perceived people, especially women. Deep down I know they are not any less than men, so shouldn't be my feelings toward them. I dated girls and I liked it and I am not ashamed of it. I am no longer ashamed of being with one because I never feel ashamed while being with a man.
Today October 11th happens to be National Coming Out Day in the US and Europe maybe, but not where I live. Nonetheless I had to seize the chance of remembering when I came out as bisexual and how important it was to finally come to embrace it. Many said I was still in an in-between phase, others said I didn't know what I wanted, others believed I had threesomes and had to be with a guy and girl at the same time (LOL, yeah), and others thought I was only scared of admitting to being a lesbian. NO! I am bisexual and that's about it. (Further rationalization in the video below)
I also need to seize the chance to thank whoever never judged me for it. Those who accepted me for what I was and am and did not use it against me or pretend to be fine with it, you know who you are, thank you!


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Hi John, sorry for the delay in responding. Ive not been on the forum for a couple of days.
Wow,great article Wally.I learned a bunch.Thanksalan miller 11-25-2014 2:12 AM
didn't know how to do this but hit reply to the last entry
Hi Jack
My name is John and I'm a new B, I have read both your first and second articles...
I also coat my hands with paste wax, and when thru w`ipe it off. no sticky fingers. Maxmax taylor 11-23-2014 6:06 PM
I am making a dining room table from two slabs. These are 110" long. Lacking a straight edge that long, I made one long enough to cut with my circular saw, reasonably straight. I am trying to joint the edge now by hand. I'm using a Veritas BU jointer with an edge guide. It's made getting the...Last Post By: Kent A Bathurst Yesterday, 6:32 PM
I want to cut the edge of my acrylic at 45 degrees so I can use the acrylic edge like a prism. I was thinking I should laser cut a fixture to hold the sheet at the 45 degree angle. I understand I will be limited to a sheet width of a bout 300 to 400mm but that will work. If I get really crazy I can...Last Post By: Keith Colson Yesterday, 2:49 PM
Lighting the Small Workshop By Jack Lindsey "Ten years have passed since I wrote the Fine Woodworking article on lighting the small shop," Jack Lindsey explains, but much has changed. Jack comprehensively explores lighting a hobbyist or small industrial shop, drawing on over 25 years of...Last Post By: Jack Lindsey Yesterday, 2:15 PM
Hello all! I have an Epilog Mini 24 (60 watt) machine arriving tomorrow and I still haven't bought a compressor for the air assist. I know the rep mentioned a $300 "airbrush compressor" but I don't have any more details and I'd love to pick up something ASAP. Any specific brand and model...Last Post By: Dave Sheldrake Yesterday, 4:14 PM
Question for you guys. Looks like I'm moving unexpectedly. I've been leasing our current place, but the owner wants to move back in after I fixed it up very nicely. Yep I'm an idiot for that. Of course it's super short notice, and I'm trying to figure some things out. Because I don't want to...Last Post By: Jim Becker Yesterday, 10:17 PM
Hi all, I am staring at a Hammer A3 31 in my garage workshop. It is still on the crate, waiting for a set of Foot Masters leveling casters to arrive. What I need to do now is to provide it some electrical juice. It comes with a short cord with 3 wires (a blue, a brown, and a yellow/green)...Last Post By: Jim Becker Yesterday, 10:13 PM
General International M1 (Votes: 0)
jet 708457DXK (Votes: 1)
Powermatic 54A (Votes: 0)
Thanks Steve , and it can still be a good popcorn bowl SteveLeo Van Der Loo Today, 2:24 AM
Thank you Faust , I can only show what mother nature provides Faust, and try to do the best with thatLeo Van Der Loo Today, 2:21 AM
Thanks John , Ah just lucky I thinkLeo Van Der Loo Today, 2:17 AM
Thanks Steve , true but only for as long as takes to empty that bowl,............ Hmmn,....... I guess that could take a while, better get some helpLeo Van Der Loo Today, 2:16 AM
I use my JessEm sliding table way more than my DeWalt track saw. They do 2 different things. I wouldn't get rid of either though.Cary Falk Today, 2:12 AM


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The New York City nonprofit home care agency distributed awards and heard from rehabilitation experts.
Maggi Pivovar surmounted overwhelming odds to become a tireless ambassador for the OT profession.
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This home care therapist in Missouri survived a harrowing ordeal to become a devoted advocate for the profession.
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Home » News » Public Safety » Hero Awards
As SUV bore down, Manchester hero pushed his friend to safety
Santiago pushed Arroyo out of the way, but he was hit and sent flying 10 feet into the air before crashing to the ground. He was knocked unconscious briefly. The muscles on the left side of his body were bruised when he came crashing down onto the pavement, breaking his wrist, which he was told would require surgery.
Police said there were witnesses who confirmed what happened and described the vehicle as a dark-colored Ford Explorer or Expedition with a New Hampshire license plate starting with the numbers 338.
"It's something I can take," he said.
As for Arroyo, she is doing fine and is expecting a baby in a few months.
The driver involved in the accident was never found.
He had to wear a cast on his hand for about 2-1/2 months, but said he went back to work at RMG Enterprise in Londonderry three weeks after he was injured. Within a couple of days of the crash, he said, the medical bills were already $5,000; he had no health insurance.
But he didn't hesitate to help someone else in January.
"I was coming down Cilley (Road) hill," he said, when he saw a vehicle crash into a wall.
"I called 911," said Santiago. "The car was filling up with smoke."
Other people began to approach, so with the phone to his ear, Santiago tried to coordinate the efforts to provide assistance until the EMTs arrived.
"But it was a standard and started to roll," he said. Someone jumped inside and pulled the emergency brake.
This time, Santiago wasn't injured, but he doesn't know what happened to the man whose car crashed the evening of Jan. 15.
The Union Leader Hero Awards honor New Hampshire residents who have risked their lives in the previous year to save or attempt to save the life of another person. The program is sponsored by Citizens Bank and presented by the New Hampshire Union Leader.
For more information, contact Community Relations Manager Shannon Sullivan at 206-7833 or firstname.lastname@example.com.
About the Hero Awards
The Union Leader Hero Awards honor New Hampshire residents who have risked their lives in the previous year to save or attempt to save the life of another person.
The program is sponsored by Citizens Bank and presented by the New Hampshire Union Leader.
- Dave D'Onofrio's Patriots Notebook: It took a while, but now they're on Wright track - 0
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Monarchs Scouting Report: Nick ShoreREADER COMMENTS: 0
Clinton has 'historic' lead in poll
Sources say former White House Chief of Staff Andy Card to be tapped as Franklin Pierce president
Randy Johnson, Pedro, Smoltz lead HOF ballot
Pipes and plans: A chance to show up Mass.


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Arizona State Sun Devils
'For Better or Worse' moves from TBS to OWN
LOS ANGELES (AP) - Oprah Winfrey's cable channel says it will be the new home of the sitcom "For Better or Worse."
Tyler Perry's comedy series will move from TBS to OWN for its third season, starting this fall. OWN announced Wednesday that it's also getting rerun rights for the show's first two years.
"For Better or Worse" is about three couples dealing with the challenges of dating and married life. OWN says the original cast, including Tasha Smith and Michael Jai White, will remain with the show. Production on season three begins in April.
The comedy will be OWN's third scripted series from Perry, who has a deal with OWN to produce TV shows and other projects. The first two original series, a sitcom and a drama, are scheduled to debut in May.
(Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)
Most Popular
Sun Devils Audio
- Todd Graham, ASU head coach ASU head coach Todd Graham says his team has bounced back during practice this week.
- Ray Anderson, ASU athletic directorASU athletic director Ray Anderson discusses the announced Division I men's hockey program.
- Doug Haller, azcentral sports ASU beat writerASU beat writer Doug Haller discusses last week's loss to Oregon State.
- Mark May, ESPN college football analyst ESPN college football analyst Mark May says ASU looked too far forward after the Notre Dame win.
- Jake Plummer, former ASU and Cardinals quarterbackJake Plummer discusses the Sun Devils' disappointing loss to Oregon State.


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Art Classes
The Gallery Shop
Arts Centre
Garden Information
General Information
Membership and Friends of the Gallery
Gosford Regional Gallery is open daily from 10am until 4pm. Admission into the Gallery and Gardens is free. Admission to the Archibald Prize Exhibition is by donation.
Click here for Young Archies online Entry
Weddings and Functions at the Gosford Regional Gallery and Edogawa Japanese Gardens:
The Gosford Regional Gallery and Edogawa Japanese Gardens is a great place to hold your wedding ceremony, reception or special function.
The current lease for the Gallery restaurant will end on 30 April 2015, and Council is currently seeking applications from the hospitality industry to create a partnership with the Gallery to cater for your special event.
If you are interested in booking a wedding ceremony or special event here in 2015/2016, please don't hesitate to contact Chris King, Manager Arts & Entertainment on 4304 7145.
Gosford Regional Gallery is owned and operated by Gosford City Council


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Pearl Jam
Eddie Vedder's 20-Song Solo Set Is Available to Download
Vedder offers up his versions of songs by John Lennon, Neil Young, Cat Stevens and more.
Temple of the Dog Reunite During Pearl Jam's Bridge School Benefit Set: Watch
Yes, they sang "Hunger Strike." And it was awesome.
Pearl Jam Debut New Song 'Moline' in Moline, Illinois: Watch
The song was written about the area in which they performed that night.
Pearl Jam Dedicate 'Light Years' to Isaiah 'Ikey' Owens in Detroit: Watch
While Pearl Jam played a show in Detroit on Thursday night (Oct. 16), singer Eddie Vedder took a moment to dedicate a thought and a song to Isaiah "Ikey" Owens.
JACK's Inside Track: Pearl Jam
What's yer favorite Pearl Jam JAM? Good chance they'll play it this weekend…
Good Guy Eddie Vedder Honors Decades-Old Promise to Fan at Ohio Concert
Eddie Vedder doesn't break promises.
Eddie Vedder Releases Cover of John Lennon's 'Imagine' on iTunes
Eddie Vedder is using music for the greater good.
Neil Young, Pearl Jam, Tom Jones to Play Bridge School Benefit
Perhaps surprisingly, Pegi Young, who leads her own band, the Survivors, will also perform.
Rick Parashar, Pearl Jam 'Ten'/Temple of the Dog Producer, Dead at 50
The producer reportedly passed away Aug. 14.
Jack White Beats Out Pearl Jam For Best-Selling Vinyl Album
It only took 10 years for someone to outsell Pearl Jam's 'Vitalogy.'


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Lee started martial art in 1962. He began study with Taoist Master Frantzis in 1979 and continues to practice Neigung, Chigung, Tai Chi Chuan, Ba Gua Zhang and meditation. He lives a fairly reclusive life, teaching a small number of students in the mountains of Colorado.
This tai chi training was a tranformational experience, breaking through one's sense of expectations, releasing stagnant areas in the body, mind and spirit.


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Photos and Description of this 1 bedroom holiday barn in Camaiore - 421570
3 cottages,1ap.in villa, pool, Natural Parks of sea, alps, lake
Hilly, immersed in nature, surrounded by 10 acres of olive grove, vineyards and forest. Ideal for family, romantic for couples.
600 mt walking distance from good grocery and best pizzeria/restaurant. Only 3 km from everything.
Great property consisting in 4 accomodations around the pool and its huge garden
- 'SISSY' : independent apartment located on the first floor of the villa, equipped with a large porched terrace and loggia overlooking hills, pool and garden.
- 'PONKY': Renovated barn equipped with a beautiful terrace covered with wisteria, located beside the living is ideal for lunch and dinner, in addition to a gazebo in front of the kitchen equipped with wood deck for 4/5 person is ideal for breakfast
- 'ZAC' : Renovated barn, overlooking the forest, surrounded by private garden equipped with super bricked bbq, in addition to a large covered terrace in front of the living room.
- The smallest "ZOE" is a converted barn, equipped with large porch and terrace overlooking the forest. Ideal for romantic couple, or family with baby. extra bed available in the large bedroom or in the kitchen.
Details for holiday barn PONKY, 1 Bedroom, Sleeps 6, 2 Bathrooms
- Suitability:
- Groups
- Singles
- children welcome
- non smoking only
- pets considered
- suitable for elderly or infirm
- wheelchair accessible
About Claudia
I apologize: calendar not updated as i can offer alternatives nearby.
I am a vacation property manager: SOMEproperties i personally manage are available on the web page: http://www.vrbo.com/my/d9cd4e27-1bce-4970-b2b9-e93fbd2c92b7/europe/italy
- Holiday house 811185 where I live.
Claudia purchased this barn in 1962
Why Claudia chose Camaiore
Surrounding area offers so many possibilities of fun, many attractive sites to visit, almost all sportive activities in nature are practicable. Although, adults are looking forward to coming back home to relax enjoying cocktails near the pool, cooking delicious recipes of Italian cuisine, grilling fresh fish and good wine. Golden dreams will wrap you, until next breakfast , then reading a good book in the shadow of olive trees, escaping with romantic excursions in the wood, up to swimm into the great pool or into the near beach.
What makes this barn unique
Property recommended even when autumn-winter holiday, thanks to the very mild temperatures:Ideal to enjoy hiking, walking on the beach, or along the trails near the property. Enjoying lukewarm sunny day in the garden or in the terraces
Warm atmosphere to pamper yourself in front of fireplaces during the short winter days tasting wine and oil produced by Roberto: he personally takes care of the harvest in September, the olive harvest in October / November


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cannabis bud that comes in nuggets of varying sizes. a sign of quality when it comes to bud; dank is almost always in this form, but nugs of mids are far less common. nugs of schwag are non-existent-- the closest thing to a schwag nug is dried-out shit from your ass
Stop looking at this fucking website and smoke some NUGS already, fucking tweaknut.
viết bởi jizzety j0e 22 Tháng tư, 2003
a small chunk of weed...not a chicken nugget
yo pack that nug in the bowl so we can toke this shit
viết bởi dank as hell 13 Tháng chín, 2007
the greatest most delicious thing in the world, and should be legalized DAMMIT!!!
Yo bra i was smokin on some dank ass nug, i think it was called "WHITE WIDOW"!!!
viết bởi -Jason Super Fly- 02 Tháng ba, 2009


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Memorial ServiceNovember 5, 2013 by Virginia Crumb (Register to contact)
This is Robert, Virginia's husband. I'm sad to announce that Virginia ("Ginger") died of heart disease on August 28.
A memorial service for her will be held at 11 AM on Saturday 11/23, at Emmanuel Episcopal Church, on Mercer Island. All are welcome to attend.
Please forward this notice to anyone you know who might have known Ginger. Thank you.
We have listed the latest news headlines that include MIHS . This site has been created to offer a place for MIHS alumni to reconnect and share memories.
In addition to these news headlines, you may also want to join the Mercer Island High alumni directory and check out the yearbook listings.
Other News
Island's Children's Hospital Guild brings in $120k for care, researchSeptember 11, 2014 by Mercer Island Reporter
Publishers of the Island's own phonebook, the Mercer Island Guild of Seattle Children's Hospital, is pleased to report that revenue from ad sponsorships and donations from residents remained strong in 2014 allowing the guild to donated $120,000 to the hospital. Consistently ... The earliest version of the directory was a for-profit business owned by Warren Upper, a local high school student. In 1942, he ... Email contact is email@example.com and the business address is PO Box 442, Mercer Island, WA 98040.
Youth Theatre Northwest announces upcoming move in letter to supportersFebruary 18, 2014 by Mercer Island Reporter
For 30 years, Youth Theatre Northwest (YTN) has partnered with the Mercer Island School District (MISD) for the education of our community's children. With great pride, we've enhanced the District's educational offerings by providing expert training in the ...
I-90 bridge tolls? 2 meetings ahead, and other ways to commentOctober 21, 2013 by West Seattle Blog (blog)
This week, there are two public meetings – 4:30-7:30 pm tomorrow at Mercer Island High School, 4-7 pm Wednesday at the Northwest African American School in Seattle. Full details on ... You can also comment by e-mail: email@example.com.
MIHS Student Honored as National Achievement Scholarship SemifinalistSeptember 25, 2013 by Patch.com
"Mark will now be recognized twice before a meeting of the Mercer Island School Board October 10." More than 160,000 high school juniors from all parts of the United States requested consideration in the 2014 NASP when they took the 2012 Preliminary ...
Mercer Island High School Student Wins National Poetry AwardSeptember 24, 2013 by Patch.com
Last weekend Nathan Cummings, 18, a senior at Mercer Island High School, was in Washington D.C. attending the Library of Congress National Book Festival, where he was officially appointed as a National Student Poet and Literary Ambassador by the ...
EPA honors Microsoft Corporation and Mercer Island for their green power ...September 23, 2013 by U.S. EPA.gov (press release)
(Seattle - September 23, 2013) Microsoft Corporation and Mercer Island, WA are among 21 Green Power Partners awarded Green Power Leadership Awards by the U.S. Environmental Protection Agency today for their achievements in advancing the nation's ...
Fran Call Named 2012 Citizen of the YearJune 5, 2013 by Patch.com
Students would train for numerous feats such as: walking all the way around Lake Washington; building a shelter for a night alone in the woods; canoeing around Mercer Island; and more. Motivated students could even join an annual self-supported bike ride ...
Mercer Island Track Coach Quits Amid District InvestigationMay 29, 2013 by Patch.com
Mercer Island Track Coach Quits Amid District Investigation. Mercer Island High School track coach Elliot Powell has resigned from his positions at the school district after an investigation into alleged inappropriate personal conduct. By Venice Buhain (Patch ...
Crest Learning Center to Hold Plant Sale SaturdayApril 30, 2013 by Patch.com
Crest is not dumping pesticides on your veggies, in fact Crest is using all organic practices. Students grow dozens of varieties of vegetables, flowers and herbs from seed. Crest Horticulture is an MIHS career science class, they use only sustainable practices, ...
Mercer Island handily defeats Bellevue during tribute game | Boys prep soccerApril 10, 2013 by Mercer Island Reporter
The Islanders will be back in action on Friday, April 11, hosting Lake Washington. The game is set to kick off at 7:30 p.m. at MIHS. At halftime the Islanders honored former head coach Steve Newman who died in October 2012. In honor of Newman, the Coach ...
Gary Plano to Stay with Mercer Island School DistrictFebruary 21, 2013 by Patch.com
But he applied for the Ashland School District job when that district's superintendent Juli Di Chiro announced her own retirement and her job was advertised. Plano came to the Mercer Island School District in 2005 as associate superintendent for instruction ...
Ivy League School Dumps AP CreditsJanuary 18, 2013 by Patch.com
High school students hoping to earn college credits through Advanced Placement exams soon will be out of luck at Ivy League school Dartmouth College, according to the Huffington Post. The Ivy League school currently awards credit in some academic ...
Eight Mercer Island Lacrosse Stars Commit to NCAA PlayDecember 17, 2012 by Patch.com
York is among eight Islanders this year to commit to play lacrosse at NCAA schools. For Mercer Island, the six boys and two girls that have committed to play at the NCAA level is a single-year high-water mark for any Washington state high school in the ...
MIHS Sophomore Parents Working to 'Take Back' HomecomingOctober 17, 2012 by Patch.com
The students then hop into parent-driven cars or "party busses" and head off to dinner – usually something quick and reasonably priced. From there, they dash to the high school dance, where they use their tickets for professional photo shoots, and then they ...
Upload Your Mercer Island High School Homecoming Pics!September 30, 2012 by Patch.com
Late last month, we caught up with Mercer Island High senior Brage Skahjem, a 17-year-old exchange student from Oslo, Norway, who is well prepared for his first American high school dance by asking out Bellevue High Junior Aran Kirschenmann, 16, to the ...News headlines by Google News


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Search Results For:
Country "Syria"
From "Indispensable Nation" to "Realism-Based Restraint": Reconsidering U.S. Engagement with the World | 11/24/14
Chas W. Freeman, Jr., David C. Speedie
Former ambassador Chas Freeman has had a wide breadth of diplomatic experience, from the Middle East to Africa, East Asia, and Europe. In this conversation he eloquently speaks his mind on the negative effects of sanctions, the folly of U.S. unqualified support for Israel, the U.S. strategy and diplomacy deficits, and much more.
Heirs to Forgotten Kingdoms: Journeys Into the Disappearing Religions of the Middle East | 11/19/14
Gerard Russell
Despite its reputation for religious intolerance, the Middle East has long sheltered many distinctive faiths. How are groups such as the Mandaeans and Yazidis of Iraq, the Zoroastrians of Iran, and the Copts of Egypt hanging on to their ancient traditions? How can we combat religious hatred?
A Conversation with David Keyes on Advancing Human Rights | 11/14/14
David Keyes, Andrew Nagorski
In the Soviet era, it was difficult to alert the world of what was happening to dissidents, says David Keyes. Today, however, there's an overload of information from YouTube and other sources and the challenge is how to overcome "human rights fatigue." He explains how crowd-sourcing and other means can get the word out.
A Conversation with General Martin Dempsey, Chairman of the Joint Chiefs of Staff | 11/07/14
Martin E. Dempsey, Jeffrey D. McCausland
In this candid and thoughtful conversation, General Dempsey tackles the difficult questions, from ISIS to Ebola to cyber threats. And throughout, he stresses the importance of ethics, education, and service.
The Middle East in Crisis: a View from Israel | 10/16/14
Charles D. Freilich, David C. Speedie
Chuck Freilich, former Israeli deputy national security adviser, speaks from Tel Aviv on turbulence across the greater Middle East, including the ISIL threat, Iran and the P5+1 negotiations, and prospects for the peace process.
The Middle East in Crisis: a View from Israel | 10/13/14
Charles D. Freilich, David C. Speedie
Chuck Freilich, former Israeli deputy national security adviser, speaks from Tel Aviv on turbulence across the greater Middle East, including the ISIL threat, Iran and the P5+1 negotiations, and prospects for the peace process.
Foreign Fighters in Syria | 09/29/14
Richard Barrett
How is ISIS structured? Why are young Muslims from many countries going to Syria to join it? What is the nature and extent of the threat and how can it be overcome? Counterintelligence expert Richard Barrett (formerly with MI5, MI6, and the UN) gives an informative, balanced, and perceptive report. Don't miss it.
A Clear and Present Danger: Why We Need the UN Security Council to Help Defeat ISIL | 08/19/14
David C. Speedie, Zach Dorfman
The relentless advance of the Islamic State of Iraq and the Levant poses an existential threat to countries of the region and a grave challenge to the world at large. The curbing and crushing of ISIL requires extraordinary measures, a "coalition of the concerned," led by the United States and working through and in cooperation with the UN Security Council.
Lawrence in Arabia: War, Deceit, Imperial Folly and the Making of the Modern Middle East | 06/23/14
Scott Anderson
How did the Arab Revolt and Lawrence of Arabia shape the Middle East? And how are Lawrence's actions of a century ago still being felt today?
A Conversation with Law Professor and Columnist Rosa Brooks on Obama's Foreign Policy | 06/12/14
Rosa Brooks, James Traub
With an insider's perspective, Rosa Brooks candidly discusses U.S. foreign policy, from Kosovo to Afghanistan, Syria, and Ukraine, along with her views on Barack Obama and Hillary Clinton. Would Clinton have made a better president?
Sectarian Politics in the Gulf: From the Iraq War to the Arab Uprisings | 06/01/14
Frederic M. Wehrey
It's tempting to see today's Middle East conflicts as the continuation of centuries-old sectarian divisions, but Frederick Wehrey cautions against it. "Sectarianism is really a local institutional governance phenomenon that needs to be addressed through political reform in the Gulf, through ending discrimination, through greater participation in governance."
"Watchers of the Sky": Film Screening & Conversation with Luis Moreno-Ocampo | 04/02/14
Luis Moreno-Ocampo, Eddie Mandhry
What are the challenges facing the International Criminal Court? How can it be more effective? Former ICC prosecutor Moreno-Ocampo explains.
"War on Terror," an Insider's View: A Conversation with Harold H. Koh | 02/28/14
Harold Hongju Koh, James Traub
As legal adviser to the State Department from 2009 to 2013, Harold Koh was responsible for making judgments about the most difficult issues in the "war on terror": drone strikes, military tribunals, preventive detention. This fascinating and revealing conversation explores Koh's moral convictions and the inner workings of government.
Differing Perspectives on Iran and the Middle East Peace Process: Is there a Crisis in U.S.-Israel Relations? | 02/13/14
Dov Waxman, David C. Speedie
Do the public disagreements between the Obama administration and the Netanyahu government over Iran's nuclear program and the current peace talks with the Palestinians signal a growing rift between the United States and Israel? How strong is the alliance between the countries? What does the future hold for Israel?
The Second Arab Awakening and the Battle for Pluralism | 01/28/14
Marwan Muasher
Jordanian diplomat and scholar Marwan Muasher surveys the situation across the Arab world. He sees reasons for optimism in the long run, particularly in Tunisia, and makes a passionate call for pluralism, which he says is essential for democracy and prosperity.
Ethics Matter: Top Risks and Ethical Decisions 2014 with Ian Bremmer | 01/22/14
Ian Bremmer
So what should we look out for in 2014? "The economic risks are receding. The geopolitical risks are becoming more important," says political risk guru Ian Bremmer. Don't miss this entertaining but fact-filled talk for insights on global affairs, from U.S. foreign policy, to the Middle East, Asia, Russia, Europe, and emerging markets.
The Future of Transatlantic Security Cooperation after 2014 | 01/07/14
Brian Hensarling, Marco Overhaus, Adam Jarosz, Matthew Kroenig, Zornitsa Stoyanova-Yerburgh, Thomas A. Walsh
2014 may be a turning point for transatlantic security cooperation. This paper identifies the three most relevant "drivers" in this regard: financial and resource constraints, a turn towards a more inward-looking perspective in EU and NATO capitals, and shifting power relations in the international system. The paper concludes with policy recommendations.
Ethics Matter: The Future of War, with Andrew Exum | 12/19/13
Andrew Exum, James Traub
Andrew Exum is a scholar, author, and former U.S. Army officer. In this revealing talk, he describes, in vivid detail, his days leading platoons in Iraq and Afghanistan; insights gained while working at the Pentagon; the successes and failures of America's counterinsurgency efforts; and the growing civilian-military divide, especially in the Northeast.
Important Choices: Foreign Policy and Defense Spending | 10/07/13
Lawrence Korb, David C. Speedie
How much does the U.S. actually spend on defense and where does that money go? Lawrence Korb, an expert on the federal budget, the military, and national security, discusses the tough choices the U.S. needs to make on defense spending; relations with Iran; Syria; NATO; and nuclear weapons.
Syria and the Just Use of Force Short of War | 09/25/13
The Obama administration has spoken of punishing the Assad regime, of deterring future attacks, of reinforcing the norm against chemical weapons use, and of diminishing the regime's military capabilities. Consistently, these threats have been framed in the language of force short of war. How do we judge if such an action is morally justified?


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The Center for Graduate Studies & Continuing Education
Contact Information
The Center for Graduate Studies
216 East 45th Street, 8th Floor
New York, NY 10017
212.752.1530 Ext. 412
Continuing Education Intro Block
- Graduate Programs Information Session // 12.10.2014 Learn more about LIM College's master's degree programs and determine which program best suits your professional goals and objectives for a career in the fashion industry.… »
- Launch party held for the MPS in Visual Merchandising Program // 10.27.2014 October 27 was the launch party for LIM's Masters of Professional Studies Visual Merchandising Program, the nation's first master's degree of its kind.… »
- CEO Speaker Series: The Center for Graduate Studies Welcomes Erik Nordstrom, President of Nordstrom Direct // 11.6.2014 Erik Nordstrom, president of Nordstrom Direct, will be at LIM College on November 6 to speak to graduate students.… »
- CEO Speaker Series: Charles Komar of Komar, Inc. // 10.15.2014 Komar, Inc. specializes in the design, marketing, sourcing and distribution of sleepwear, intimates, kids and layering brands.… »
- LIM College to Host Major Event for Fashion Tech Entrepreneurs // 9.5.2014 First-ever NYC Startup Weekend Fashion Battle will take place during Fashion Week… »
The Master of Professional Studies (MPS) in Fashion Merchandising and Retail Management is designed to give you a competitive edge in today's retail, apparel, and merchandising markets. It is ideal if you seek a graduate degree program and career support in order to make a transition into jobs that involve fashion buying, retail operations management, planning, or sourcing.
The MPS in Fashion Marketing will help you to transition into a career in market research, advertising, public relations, brand management, or social media. You will learn how fashion marketing methods can create and provide value to consumers.
The MPS in Visual Merchandising offers advanced, specialized education that will give you a leg up as you pursue a career in the evolving field of visual displays in retail. Not only will you explore the theoretical and philosophical theories behind visual merchandising, you will also develop leadership and managerial abilities.


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SANDY HOOK TROLL WARS 1 – The Halbig Menace
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Photo – Sandy Hook Hoax – xaoH Hook – potoH (HD)
The Newtown massacre, which left 20 elementary classes children and six adults dead, took only five minutes. New details emerging from investigations on the Sandy Hook shooting this week revealed that shooter Adam Lanza fired 154 bullets from your Bushmaster .223-model rifle and also a final bullet, fired at a Glock 10mm handgun, occur his [...]
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Police TERRORIZE Children in 'Surprise' Shooting Drill! Jewett Middle Academy
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Stevie Question Commits Show to Sandy Hook Families
A susceptible Stevie Question shed tears throughout his tour visit Madison Square Garden, crying at some point whilst holding out "Pleasure Within My Tears" before investing the evening towards the organizations on the Sandy Hook Elementary School shooting . Some associations of… Tweet
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Aston Villa »
Tottenham Lead Chase For England Midfielder
Since Fabian Delph has burst onto the international scene with England this season, interest for the midfielder has risen tenfold as clubs will reportedly look to sign him in the January transfer window. TheRead More »
Tottenham Target Wants £50,000+ PWK
Aston Villa, according to the Daily Mirror's Darren Lewis, are preparing to sell Fabian Delph in January's transfer window, after the two parties failed to agree on a new £50,000 per week contract forRead More »
West Ham's STARTING XI vs Aston Villa
Aston Villa will be looking to end a miserable run of form in the Premier League when they travel to Upton Park this weekend to face West Ham. The Hammers have made a fantasticRead More »
Aston Villa Target 28 Goals + 27 Assists in 92 Attacker
Aston Villa manager Paul Lambert may be looking to make a move to bring Wolves' winger Bakary Sako to Villa Park in January in an attempt to improve his team's poor goal scoring form.Read More »
Aston Villa's STARTING XI vs Tottenham
Paul Lambert has dismissed the heat on him ahead of Aston Villa's tussle with Tottenham. The Villa manager is preparing to run the home gauntlet on Sunday after his side lost their last fiveRead More »
Tottenham's SQUAD Sheet vs Aston Villa
Tottenham find themselves in a mid-table position going into the weekend, and will be looking to get back on track after two straight defeats have seen their assault on the summit of the tableRead More »
Aston Villa's SQUAD Sheet vs Tottenham
Aston Villa will be desperate to kick-start their season this weekend after suffering five defeats on the bounce. Villa will look to emulate their good start to the season, which saw them lie inRead More »
A £12M Slap In The Face Of Aston Villa Fans
Before the World Cup, I would of snatched the hand off anyone who put £12million on the table for Ron Vlaar. The defender isn't getting any younger and I have seen some oil tankersRead More »
STARTING XI's Everton vs Aston Villa
Aston Villa travel to Goodison Park on Saturday afternoon to take on an Everton side who have disappointed so far this Premier League season. Villa have started the season the better by storming intoRead More »
Everton's STARTING XI vs Aston Villa
Everton could be boosted by the return of prodigal son Ross Barkley as they prepare to host Aston Villa on Saturday afternoon. The Toffees have got off to a very slow start and unexpectedlyRead More »


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Feb 13, 2014 at 5:26 am
MINNEAPOLIS (AP) — The Minnesota National Guard confirms three recruiting assistants are under investigation in what the military describes as a widespread scheme to take fraudulent payments and kickbacks.
National Guard soldiers are accused of taking kickbacks for signing up new recruits. The scam involved the Recruiting Assistance Program, which paid soldiers and even civilians thousands of dollars for helping to enlist a new recruit.
The Star Tribune reports the Minnesota National Guard confirms three cases in which recruiting assistants are under investigation for improperly receiving cash benefits.
Since the referral program started in 2005, a total of 2,719 recruiting assistants received a cash payment from the Army for referring applicants to Minnesota Army National Guard recruiters.
A Minnesota Guard spokesman says the Guard is working closely with military and civilian authorities.
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White Chocolate Peppermint Pretzel Candy
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Sweet, salty and mint come together in perfect harmony in this slow cooker candy recipe for White Chocolate Peppermint Pretzel Candy. This luscious winter-time dessert is made with white chocolate, pretzels, animal crackers, peppermint candy and more. Serve it up at your next holiday party, or offer it as a tasty Christmas gift.
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