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Winnipeg Free Press - PRINT EDITION
Avoid capital-gains pitfalls, headaches
A few issues you should remember
A lot of people have been asking me questions about capital gains, the taxes on them, and how to avoid them.
A lot of the questions suggest we need a refresher. So, let's review what causes tax on capital gains, how to mitigate these, and how you may be able to avoid them completely at times.
The Canada Revenue Agency (CRA) defines capital property in a fairly unhelpful fashion as "any property the sale of which, if sold, would result in a capital gain or a capital loss."
For more clarity, capital property includes shares or stock of corporations, units of mutual funds, bonds, debentures, or similar securities. Shares can include ownership of a private company or shares purchased on the stock market.
Capital property also means real estate, including land and buildings used as a recreational property, land, buildings and equipment used in a business, including a farm, and your own house.
Special exemption rules apply to a family's principal residence, and the gain is usually tax-exempt. Taxpayers can choose to apply the principal residence exemption to any one property that they (or spouse, former spouse or a child) lived in at some time during the year of disposition. (Go to www.davidchristianson.com/?p1180 .)
Special exemption rules also apply to farm property, farm corporations and shares of Qualified Small Business Corporations. Get good advice long before you think of selling, if you own such properties.
What constitutes a disposition? Typically, it is the actual sale of the capital property, like selling shares or real estate, or redeeming mutual funds.
If the net proceeds of sale (after commissions and other direct costs) exceed the adjusted cost base (ACB) of the capital property, then there is a capital gain, equal to the difference. If the proceeds are less, then there is a capital loss.
Here's the good news -- only half the capital gain is included in income. (You already caught on to the other advantage of owning capital property -- no tax is payable on growth in value until the item is sold.)
Capital losses can be used to offset gains in that year, but are not deductible against regular income. If you have more capital losses than gains in a year, the net capital losses incurred in that year can be carried back to offset gains claimed in the previous three years, or carried forward indefinitely, to offset future capital gains.
Caution: Certain other actions can also trigger a deemed disposition. For example, if you move into a property that you were previously renting out, then this "change of use" triggers a disposition, and the gain on the rental property becomes taxable, just as if you had sold it at the current fair market value. (There is also a deemed disposition if you change your principal residence into a rental property, but you can use this one to your advantage, by raising the ACB to current FMV.)
Don't you love acronyms?
Here's another disposition caution. Let's say you want to gift capital property to a family member. When dealing with a "non-arm's-length" person, you are deemed to dispose of the capital property at today's fair market value, even if you receive nothing for the gift.
If you make such a gift, be very careful how you document it. Changing title is usually done with a lawyer's help, and lawyers are trained to include "consideration" for any contract or transaction. Typically, this means selling for one dollar.
Do not do this! Selling for one dollar means the seller still has the capital gain to fair market value, but the cost base of the "buyer" is one dollar. This means that immediately there is a future gain liability of half the difference between one dollar and the FMV, growing as the property increases in value.
If, instead, this transaction is documented as a gift for zero consideration, then the receiver's cost base for a future sale is today's fair market value, a much higher figure, and therefore less capital gain on a disposition in the future.
David Christianson is a fee-for-service financial planner with Wellington West Total Wealth Management Inc., a portfolio manager (restricted).
Republished from the Winnipeg Free Press print edition October 5, 2012 B11
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How Iran Will Cope with Falling Oil Prices
In mid-November, Iranian Oil Minister Bijan Namdar Zanganeh embarked on a fact-finding visit to its gulf neighbor, the United Arab Emirates. Iran and other oil-producing nations are meeting to address the global falling price of crude oil. Earlier in the month, Minister Zanganeh visited Kuwait and Qatar. [ Content protected for Sovereign Wealth Fund Institute [...]Read more


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|The last few years as an executive in a manufacturing company gave me a frighteningly close look at the inner workings of regulators in our government. Maybe I'm just naïve, but what I discovered was shocking. In the past, I realized our leaders were disingenuous when they spoke about 'creating jobs' and 'improving the economy.' Now, I have a slightly different take. After my experiences this year, and after giving this a lot of thought, I am adamant that our leaders have no business in the first place 'creating jobs,' or 'improving the economy,' or even claiming they have the ability to do so.
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Harvey Wasserman | EcoWatch Two vans and a big bus filled with truly great people—the new Climate Riders—on their way to New York City for the People's Climate March pulled up to the First Watch for breakfast this morning in Columbus, Ohio. Twenty-four hours on the road each way to march for a few hours against the corporations that are killing our planet. "I hate the Koch Brothers," one of them tells me over pancakes. "They are wrecking the Earth for all of us." READ THE REST AT: http://ecowatch.com/2014/09/20/nyc-peoples-climate-march/
Also: CORPORATE PERSONHOOD IS THE EBOLA VIRUS OF CLIMATE CHAOS by Harvey Wasserman
From the ACLU - Information on Early Voting in Ohio:
Thanks to the ACLU's lawsuit against unfair voter restrictions, Ohioans will have the following opportunities to vote early:
Early voting lasts from September 30 through November 3.
· Golden Week: Weekdays starting September 30 and running through October 6, you can register and vote in-person on the same day. Boards of election are open from 8 a.m.-5 p.m. these days, except October 6, where boards will be open until 9 p.m.
· Weekend voting: Two weekends are available: October 25-26 and November 1-2. Boards of election will be open 8 a.m.-4 p.m. on Saturdays and 1-5 p.m. on Sundays. Early voting will also be available from 8 a.m.-2 p.m. on Monday, November 3.
· Evening voting: On weekdays from October 20-31, there will be evening hours for early in-person voting. Boards of election will be open from 8 a.m.-7 p.m.
Counties may offer additional early in-person voting hours.
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From the Coalition on Human Needs - The Human Needs Report, September 15, 2014
Complete Human Needs Report:
Stopgap Spending Bill Edges Closer to Deadline
The House is expected to leave town at the end of the week to hit the campaign trail and won't be returning until after the November elections. By waiting until this week to vote, they are in essence forcing the Senate to approve whatever the House passes or risk a government shutdown, an option that is not likely to happen. MORE »
President Delays Action on Relief for Immigrants; The Administration's Request for Money for Children on the Border Goes Unheeded
Advocates continue to press for bold action by the Administration that will remove the threat of deportation for millions of immigrants, many of whom have been in the United States for many years working hard to provide for their families. MORE »
Republicans Reject Pay Fairness for Women
The Paycheck Fairness Act is one element of the Senate Democrats' 2014 "A Fair Shot for Everyone" agenda. Other legislation on the agenda includes raising the minimum wage to $10.10, and reforming the student loan system. MORE »
Bipartisan Agreement for Long-Awaited Child Care Bill
A bipartisan group of senators and representatives announced their agreement on legislation to reauthorize the federal low-income child care program on September 12. The new legislation is the first time the rules governing the Child Care and Development Block Grant (CCDBG) have been reauthorized since 1996; this updating would cover the next six years. MORE »
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The Franklin County Consortium for Good Government, a coalition of non-partisan organizations in Central Ohio, is again organizing "Meet the Candidates" Forums in Franklin County and nearby communities. At a "Meet the Candidates" Forum, members of the public can meet and question the candidates who are running for public offices. The Consortium invites all candidates who are running in a contested race to at least one of the candidates' forums. We may also invite proponents and opponents of issues to the forums depending on decisions by the governing board of the Consortium. Check out their website to find a forum convenient you! http://www.franklincountyconsortium.com/Default.aspx
Every Wednesday at 7:00 PM. Listen Live to Fight Back with Dr. Bob Fitrakis. Legendary citizen advocate and political agitator Bob Fitrakis revives his public affairs talk radio program Fight Back! online, broadcasting live at http://talktainmentradio.com/shows/fightback.html or listen to feature podcasts. Show host, Bob Fitrakis is a political commentator, national columnist, investigative journalist and published author. Holding a PhD in political science from Wayne State University and a J.D. from The Ohio State University Moritz College of Law, Fitrakis is the executive director of the Columbus Institute for Contemporary Journalism and editor of the Columbus Free Press. Join the online radio conversation: Call 1(877)932-9766 or E-Mail the show host.
Do you need a speaker or program for your group? Please contact the Move to Amend-Central Ohio Speakers Bureau! Move to Amend Central Ohio is an organization that seeks to amend the U.S. Constitution to reverse the effects of the Supreme Court decision "Citizens United" vs. the Federal Elections Commission. That decision gives corporations the same rights as people and allows corporations to make unlimited contributions to political candidates and to elected officials as protected speech. Move to Amend believes that corporations are not people and money is not protected speech. If your group is interested in learning more about how this Supreme Court decision directly impacts you and your community, the background that led to this decision, and how you can be involved in the national and local movements seeking to reverse it, please contact Sandy Bolzenius at firstname.lastname@example.com. Move to Amend – Central Ohio is an affiliate of the national Move to Amend Organization https://movetoamend.org/


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Netroots Nation Takes Over Providence, RI
June 8, 2012 by Maureen McCarty, HRC Associate Director of Digital Media
On this second day of the Netroots Nation conference, there's plenty of attention being paid to the LGBT community, particularly marriage equality. This morning HRC blogger extraordinaire Dan Rafter checked out the panel Blogging for Transgender Equality, and we'll both be at the Marriage Equality Caucus this afternoon.
The importance of the prominence of LGBT issues at a progressive conference cannot be overstated. It is a unique opportunity to build strategic alliances across the progressive spectrum. Advocates for environmental issues, women's issues, social justice, labor and more can connect to exchange ideas and pave the way for future collaboration.
HRC is excited to be a part of Netroots Nation this weekend, and we're looking forward to building on the relationships forged this weekend.
If you spot Dan and me floating around this weekend, be sure to say hi!
Top Posts
Marriage Equality Coming to Arizona
October 17, 2014
Federal Judge Blocks Kansas's Ban on Marriage Equality
November 4, 2014
Shameful Sixth Circuit Decision Upholds Discriminatory Marriage Bans
November 6, 2014
Seismic Shift in Rome: New Catholic Church Document Praises Committed Gay and Lesbian "Partnerships"
October 13, 2014
Marriage Equality Coming to Wyoming
October 17, 2014


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Herbert Engineering will launch their new 5m Barrel Washer at British Potato next week.
The Barrel Washer has a cleaning capacity of up to 50 tonnes per hour and was recently successfully launched to the American market at PMA in October.
Herbert will be building on their strong working relationship with their technology partner in the United States, Exeter Engineering, by displaying the Exeter Accuvision alongside the Herbert Auto-sort.
They will also have the flexible, market leading Contractor II on show. The mobile grader is capable of outputs of up to 50 tonnes per hour and offers the flexibility of interchangeable cleaner modules, making it suitable for most soil types.
Herbert Engineering can be found at stand 415, Hall 2 of British Potato, held in Harrogate on the 25 and 26 November.
Potato Business @potatobusiness
Americans spend over 85 million dollars on #potatoes for #Thanksgiving http://t.co/s1MEgQDwjf http://t.co/LfoWV4roe8
Potato Business @potatobusiness
#Tummers has spoken with #PotatoBusiness about their new logo and rebranding http://t.co/Rms0wHGo9C http://t.co/DnmTX397Az
Potato Business @potatobusiness
@ConAgraFoods and @LambWeston celebrates the opening of a #potato #processing plant in #China http://t.co/nnBWCAVwCy http://t.co/1COa0zHKbF
|Jan 7th 2015 - Jan 9th 2015
Potato Expo
|Jan 12th 2015 - Jan 14th 2015
Northwest Food Processors Expo + Conference
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|Feb 4th 2015 - Feb 7th 2015
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Griller's Little Helper hopes everyone makes the distinction between dogs and wishes everyone a safe and happy 4th of July…
The name Elizabeth Pretzel is hilarious, Anna H. Photo by Ted Horowitz
Griller's Little Helper hopes everyone makes the distinction between dogs and wishes everyone a safe and happy 4th of July…
The name Elizabeth Pretzel is hilarious, Anna H. Photo by Ted Horowitz
They may be awkward, wide-set puggular eyes, but they're UP HERE! [Plink Plink]
We don't have enough pics like these to make a Pugs 'n' Racks category YET, Becky N.
I do like the colors, they're fierce, but it's a teensy bit on the big side. Let me give you a visual: Imagine stuffing a grapefruit into a change purse. Pretty much that.
That little pup will grow into it soon enough, Catie O.
Behold, the 2010 winning entry in the Bulwer-Lytton Fiction Contest, given each year to the worst opening sentence:
For the first month of Ricardo and Felicity's affair, they greeted one another at every stolen rendezvous with a kiss — a lengthy, ravenous kiss, Ricardo lapping and sucking at Felicity's mouth as if she were a giant cage-mounted water bottle and he were the world's thirstiest gerbil.
Photo credit goes to arathrael!
Geeshe Mom. A little help here? [koala eye roll]
Photo by Paula K. The K stands for Koala.
Let me get this straight: So instead of going on my long-awaited, very important third date with Yasmine, I'm now attached to your wrist like I'm some kind of freaking bangle charm?? Dammit, Clark!
Opposite of yak attack, Eric K.
SUPER LULZ on this one, and maybe because I'm a sucker for voices, but this is great, a Corgi that only responds to certain voices…
Submitted by Sir Paul McCartney (AKA Claire Z.)
(Sung to the tune of "Lawyers in Love")
I can't keep up with what's been going on
I think my heart must just be slowing down
Among the aubergines, the cukes and lima beans
Am I the only one who hears the screams
And the strangled cries of carrots in love
Carrot-raiser-uppered, picture-takered, sender-innered and song-parody-written-downered by C.O.-staff-job-easier-maker Wendy M.!
Recently, we were asked if we were "bunscotting" (boycotting bunnehs) on the site. WHERE ARE ALL THE BUNNEHS!?
To that inquisitive reader, we give you "Marshmallow, the disapproving bun:
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text: As You WishI learned by text today. It was just a short text, prefaced by a short apology saying that she had finally gotten her cell phone charged after several days. Yesterday I texted her a few times, my short, incoherent texts. I remember how I said I was in the store, one of those great hardware depots amongst busy shoppers until I pushed my cart into one of the aisles that held nothing but tools. None of the other shoppers cared, it was Black Friday and none of them came here for the tools, but the cheap stocking stuffers. There was yelling and some Christmas music being played overhead, but it wasn't what I texted her about. I looked up after I heard the lone lilting chirp of a bird. There was only one and he did not mind the chaos below him. He just perched on a rafter and chirped as if there was nothing else to hear but him.I texted her: "Out shopping. One bird in the rafters singing.


text:
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APPLY HERE TODAY www.GrandMasterMarketing.com/Internships Are you looking for an exciting and challenging internship helping to research A well-established online entrepreneurial business seeks writin…
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text:
quality vanilla pods @ Costco
- rilkeanheart Jan 11, 2008 09:13 AM
I know this is after the holiday baking season, but still worth checking out.
Costco has the Rodelle Vanilla pods 10 for about $11. (Years ago I paid close to $4 for a single bean at a specialty gourmet store, egad!) Costco usually only stocks the beans in the fall. This year they are nicely packaged nicely in 2 glass vials. It would have been a great gift (or still can be) for the baker in your life. You could buy the the package to split.....keeping one vial for yourself and one to give away.
I have been quite impressed with the quality of Rodelle vanilla beans. They are packaged as "Bourbon Madagascar" beans. The pods are thick, moist, supple, long & heavily scented. I still have a couple pods left from the batch I purchased last year from Costco and they are still supple (I've kept them in their glass bottle with the top twisted tight). They match the quality of the beans I was given by my sister who vacationed in Tahiti years back.
I've used the beans for creme brulee, rolled sugar cookies, delicate tuiles, frosting & pastry creme to name a few. I also either throw the spent pods into my sugar cannister where it does great things scenting it (though it does cause the sugar to clump a bit till it dries out, but I don't mind). Or, I bend the empty pods in half and shove them into my bulk & small vanilla extract bottles and whenever I need a teaspoon of extract I give the bottle a shake and I can see the tiny seeds in my measuring spoons.
What recipes are folks using their vanilla beans in?
Yeah the price at the grocery store is out of sight for a few dried shriveled pods. I have had good results buying Madagascar Grade A Boubon vanilla pods from an ebay source. I think I paid around $40 shipped for 1 lb. Well over 100 pods. They are long moist and fragrant.
A couple of years ago, prices for vanilla pods skyrocketed for a little while (possibly due to weather phenomena?) and I can recall that I purchased a single Spice Islands pod for over six bucks. I don't have, or need, a Costco membership, but with that deal I might just have to have somebody pick some up for me at the neighborhood behemoth.
vodka. There was a thread here on infused vodka, I think. Vanilla vodka with orange juice --- fancy boozy orange Julius, thank you!
I like to add vanilla to a homemade chai tea, too.
Thanks for the Costco tip - we just joined.
Thanks for the tip...I need vanilla beans and was planning a Costco trip this weekend anyhow..hope the AZ Costcos have the same item!
I just found the beans in Costco this afternoon. I didn't really expect to see them there, but thought I would look anyway. I am thrilled. I am using them for homemade Kahlua.
I looked at the Chandler, AZ costco yesterday but didnt' see them. Were they somewhere other than with the bottles of vanilla?
Thanks for the tip, This is what I predict will happen. I go to Costco for vanilla beans. And I save a few dollars on the vanilla beans. And I figure that while I am there, I will look around a little. And I then proceed to spend twice what I saved on the beans. I can never win. Road trip this weekend.
Inspired by this post, Iooked for the vanilla beans at my southern California Costco on Saturday -- to no avail. Nevertheless, I spent the requisite $100.
P.S.: I have a friend who lives south of London. She told me that whenever she goes to Costco -- and who knew they had Costco stores in England? -- she spends 100 POUNDS (about TWO hundred dollars).
re: ozhead
Forget England, they have Costco in Japan, Korea and Taiwan, also, but somehow I get the feeling that the Japanese Costcos don't sell the commercially-made sushi with fake crab that they do here in New York.
And I will be on the hunt for the beans this weekend for sure...Does anyone know how long they stay okay if not opened and what's the best way to store unused ones once the package is opened?
re: Shayna Madel
The best way to store them would be in a vacuum sealed package in the pantry (the freexer tends to dry them out). When I did before getting a vacuum sealer (and I just bought the simple Reynolds Handi-Vac) was using the Press-n-Seal wrap to "seal" each bean individually, with 5 beans to a "sheet". Then I rolled them up and stuck them in a zip-top bag. I've had them for almost 2 years and they are still soft and fragrant.
re: leanneabe
Finally, a reason to buy the Handi-Vac. Yay.
re: Shayna Madel
I have a remaining bottle with 3 leftover Rodelle brand beans purchased from Costco, Fall 2006. I am happy to say they are still supple, easy to split and scrape for seeds. The 2006 packaging of the beans was a basic clear glass bottle with a screw top. I used the beans as needed and screwed the top back on tightly and kept the bottle in a cool dark part of my pantry. Though I did save the foam inner "safety seal" liner and replaced it on the lip of the bottle each time I screwed top down tightly. I don't know if the cushy-ness of it helped with keeping the bottle airtight.
I've attached a photo that I found of the "new" double vial packing offered now. (Someone is selling them for a markup on ebay I discovered.)
re: ozhead
Sounds about right, I'm in the UK and it is usually £50 at Costco every couple of weeks for a few steaks, a bottle of claret, and the small odd or end.
Yup..I just spotted them this weekend and snapped up a pack. Amazing price. I'm going to make a nice French Vanilla icecream and use some sour cherries (from the summer) to make a warm compote to pour over.
I got the vanilla beans at the Westbury, Long Island Costco, for $11.89. They're not labeled Madagascar and actually say on the back that they are from New Guinea, but so cheap they cannot be that bad. Next to the vanilla beans was a 16-ounce bottle of Kirkland (Costco brand) Madagascar vanilla, for $6. Definitely said Madagascar on the label. I always buy Neilsen-Massey Madagascar vanilla that seems to be running around $14 for an 8-ounce bottle.
Does anyone know if "Madagascar vanilla" is "Madagascar vanilla" and it does not matter what brand it is--in other words, does it matter what brand, so long as it is Madagascar vanilla?
re: Shayna Madel
I'm certainly no expert on vanilla, but I will tell you this: That $6 Madagascar vanilla extract ruined several batches of frosting, and made worse a few baked goods. It was just too strong or something. I ended up tossing the bottle.
re: milklady
Seemed too good to be true. Clearly not worth the risk. Now I wonder about the beans, as there seems to be a split of opinion here. Oh, well...
re: Shayna Madel
I know. I really thought it would be great. But I actively hated it. I have no idea about the beans...
I bought some of the Rodelle Vanilla beans from Costco and found them very disappointing in comparison to say, Penzey's. The Rodelle beans have a very muted aroma (that almost smells a bit plastic-like to me) and flavor. Not worth it, even at that price.


text:
A unit of activities for ages 2-18, centered around Lord Caitanya's Appearance Day
By Urmila Devi Dasi
Please accept my obeisances. All glories to Srila Prabhupada!
Here is a unit of activities for ages 2-18, centered around Lord Caitanya's Appearance Day.
It's designed for parents who homeschool, or who have their children in non-devotee school and want to do something in the mornings, afternoons, or weekends.
It can be used by devotee schools, once-a-week programs, or the festival coordinator who wants to do something special for the children for Gaura Purnima.
This is a first printing, and all comments and suggestions for improvement are welcome. We hope to produce many more of this, and with much expanded resources.
Your servant, Urmila devi dasi
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Leno gets choked up during last 'Tonight Show'
Friday, February 7, 2014 - 1:57pm
BURBANK, CA (NBC NEWS) — Jay Leno's run as host of "The Tonight Show" is over.
Leno's final show kicked off with some career advice from celebrity friends and former guests, including Matt Damon, Charlie Sheen and even President Obama.
"I've decided to make you our new ambassador for Antarctica. Hope you've got a warm coat funny man," the president joked.
In the end, Jay broke down a bit as he thanked his fans and his staff.
"This has been the greatest 22 years of my life," Leno said.
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V8 Supercar: Dahlgren parts with Volvo teamSwedish driver Robert Dahlgren will leave the Garry Rogers Motorsport-run Volvo Polestar V8 Supercars team at the end of 2014 after a single season. Dahlgren has been the only European driver competing in V8s full-time this year, but he has struggled to make an impression in his rookie campaign. The 34-year-old sometime World Touring Car Championship racer, who replaced Alexandre Premat at GRM wh...
V8 Supercar
Ambrose reveals PIRTEK branding for V8 Supercar returnNov 20, 2014
Australian racing ace Marcos Ambrose and PIRTEK Fluid Transfer Solutions have "put the band back together" at Dick Johnson Racing. PIRTEK was the naming rights sponsor on Ambrose's car during his six...
V8 Supercar: McLaughlin wins as Tander runs dryNov 15, 2014
Scott McLaughlin grabbed a second victory of the Phillip Island V8 Supercars weekend when Garth Tander ran out of fuel within sight of the line in race three. Fuel mileage was a concern for the whole...
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Jamie Whincup clinched a record sixth V8 Supercars championship with his 13th win of the year in race two at Phillip Island. Whincup's last remaining title rival Mark Winterbottom grabbed the lead of...
V8 Supercars: McLaughlin wins under huge pressureNov 14, 2014
Scott McLaughlin resisted huge race-long pressure to give the Volvo S60 its third V8 Supercars championship round race win in the Phillip Island opener. Poleman McLaughlin led throughout in the Garry...
V8 Supercars: Whincup/Dumbrell dominate Surfers race 2Oct 25, 2014
Jamie Whincup moved closer to retaining his V8 Supercars title with a dominant victory alongside co-driver Paul Dumbrell in the second race at Surfers Paradise (scroll down for video highlights) Afte...
V8 Supercars: Gold Coast 600 - Race 31 highlightsOct 25, 2014
Highlights of Saturday's V8 Supercars race at Surfers Paradise. A lap of Surfers with David Reynolds
Gold Coast 600 - A lap with David ReynoldsOct 25, 2014
Take a lap of the V8 Supercars Surfers Paradise race circuit with David Reynolds
Ambrose, DJR Team Penske to make December V8 Supercars debutOct 25, 2014
Marcos Ambrose will make an early return to V8 Supercars with his new DJR Team Penske squad at the Sydney NRMA 500 in December. The two-time series champion was the dominant force in V8 Supercars bef...
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Financial Systems Analyst Jobs
1000+ Financial Systems Analyst jobs found on Monster.Jobs 1 to 20 of 28743
The Senior Systems Analyst formulates and defines the system scope and objectives based on customer needs. Devises or modifies procedures to solve complex problems, prepares detailed specifications from which programs will be written, analyzes and revises existing system logic problems and documentation as necessary, programs modifications using application language code and tools, tests, debugs, ...
AboutWeb is seeking a Finacial Systems Analyst with Momentum Financials experience to work on a long term federal project in Washington, DC Description Self-motivated accountant/systems analyst who is skilled and experienced in operating and maintaining Federal government financial management systems. Displays strong communication and interpersonal skills and has the ability to prioritize and co...
Job Req # 430736 Consumer Products/Industrial Manufacturing Company islooking for: POSITION: Analyst – Financial Systems LOCATION: ArdenNorth Carolina (Asheville Area) SALARY: 70-80K DEGREE: Required EXPERIENCE: 3-5+ years RELOCATION: Assistance Available Prefer experience SAP and Database Management preferred The Financial Analyst will provide financial and analyticalsupport to the busin...
Burned out by the "Big" guys? Tired of being a faceless, nameless body among many? Looking to be valued as an individual? We are looking for bright people who want be part of a small, growing company. You'll never be lost in the crowd. We value you and want to help your career grow along with us! Description: Serve as an integral full-time member of the Lynch Consultants team providing finance an...
Huntington National Bank, Columbus, OH. Financial Systems Analyst Sr. Analyze business & reporting process requirements & translate into technical requirements & designs for financial business reporting solutions. Provide technical support required to create new reports & deliver maximum benefit of business intelligence to the business functions. Define & manage schema objects for MicroStrategy pr...
City: Charlotte State: North Carolina Postal/Zip Code: 28217 Oldcastle Materials, Inc., a division of Oldcastle, is the leading vertically integrated supplier of aggregates, asphalt, ready mixed concrete, and construction and paving services in the United States. Our operations span the nation from Montana to Texas and from Washington to Florida, with 17,500 employees at more than 1,200 locatio...
Client has a Senior Financial Systems Analyst position available in St. Louis, MO. The main purpose of this position is to ensure the smooth operations of the Company's PeopleSoft and Hyperion applications in the areas of Financial Reporting, General Ledger, Accounts Payable, Asset Manager, Real Estate, and Expense Reporting. Responsibilities: Suggest best practices and improve the processes and...
The IT Financial System Analyst is responsible for a broad range of financial application support, primarily Meditech Financial and Administrative applications. The position includes taking user support calls, assessing new requests and resolving operational service issues, logging and following standard processes for all requests and incidents in line with Signature Healthcare service objectives....
RESPONSIBILITIES: Kforce has a client seeking a Financial Systems Analyst to join their team in Chesterbrook, PA. Under general direction of the Manager, Financial Reporting Systems, this position supports implementation, development, and administration for Hyperion Planning and Reporting applications using Hyperion Essbase and Oracle EPMA. This resource is responsible for designing, creating, an...
Johnson & Johnson companies are equal opportunity employers. Senior Financial Systems Analyst/TM1 Developer (1 of 2)-8108140520 Description Johnson & Johnson is currently recruiting for a Financial Systems Analyst/TM1 Developer. The position will be located in New Brunswick, NJ. Travel up to 15% is required. Caring for the world, one person at a time has inspired and united the people of Johns...
Our client is currently seeking a Sr. Financial/System Analyst . POSITION ATTRIBUTES: Major responsibilities of the Sr. Financial/System Analyst role include being responsible for all aspects of the monthly/quarterly/annual forecasting and budgeting process and analysis of monthly/quarterly financial results, including the Company's monthly financial management reporting package. Work closely wi...
RESPONSIBILITIES: Kforce has a client seeking a Sr. Financial Systems Analyst to join their team in O'Fallon, MO. Responsibilities: Automate processes, be the liaison between IT and Finance, perform heavy reporting Work as advocate for finance management team on all system related projects Work with other team members to implement solutions Provide functional support related to SAP and other...
Want someone with 1-3 years experience MAXIMUM - Ideal to get candidates who are recent graduates with some experience in the workplace or has completed and internship. Someone with excellent commuinication skills, free thinker, strong excel skills, open minded and strong analytical skills. The Financial Analyst - ATR Billing is responsible for the propriety of all billing activities, both manual...
Our client, a leading provider of professional services is seeking an individual, who possesses a thorough understanding of financial systems and modeling, to join their firm as a Senior Financial Systems Analyst. This individual will be a member of the company's Global Financial Applications group and will be a Hyperion Planning Subject Matter Expert. This individual will be responsible for manag...
Job Description : PAREXEL is looking for an experienced Senior Financial Systems Analyst for its Corporate Planning Department to expand our system administration and development capacity with Oracle/Hyperion EssBase. The Candidate must be a motivated self-starter capable of working independently on system administration functions, analyzing financial data and understanding related business proc...
JOB TITLE: Sr Analyst, Financial Systems At Cardinal Health, we're developing the innovative products and services that make healthcare safer and more productive. Join a growing, global company genuinely committed to making a difference for our customers and communities. Function: Finance Centers of Expertise Family: Financial Systems What Financial Systems contributes to Cardinal Health Fina...
Summary Our client is a leading global consumer goods company that is seeking a Financial Systems Analyst (JDE) as a result of expansion. Client Details Our client is a leading global consumer goods company that is seeking a Financial Systems Analyst (JDE) as a result of expansion. Description The Financial Systems Analyst (JDE) will play a key role in bridging the gap between finance and tec...
PROJECT MANAGER / IT FINANCIAL SYSTEMS / BUSINESS ANALYST needed for multiple client projects in NYC, Long Island, Lower Westchester, and Lower CT. Project / consulting-based opportunities include those that range from being permanent employee-based, strictly project-based, as well as project-to-hire-based. Main responsibilities include info and business process automation as part of the manageme...
COMPANY DESCRIPTION Cricut® is a world leader in personal electronic cutting machines that enable people to achieve their creative best. For 50 years, Cricut has sold tools that inspire creativity, including the Cricut electronic cutting machine, Cricut Craft Room® design software, and the CricutCuttlebug™ embosser and die cutter. Today, millions of people use Cricut products to create projects,...
Franklin Resources Inc San Mateo, CA
Description Franklin Templeton Investments is a leading global investment management organization due to the efforts of our greatest assets - our employees. We have over 9,000 employees working in 60 offices around the world, servicing investment solutions for our clients in more than 150 countries. We believe in our corporate values of putting clients first, building relationships, achieving qua...
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Financial Analyst
$40,000.00 - $94,000.00
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Some College Coursework Completed
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Financial Analyst
Analyze and interpret financial plans, forecasts, and reports in order to determine and improve financial status.
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Reconciles transactions by comparing and correcting data.
Interprets data affecting investment programs, such as price, yield, stability, future trends in investment risks, and economic influences.
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Welcome to our little scrappy-Boutique! Monthly kits and extras are revealed on the 25th of each month, and shipping is always a flat rate, regardless the size of your order. New products will be coming in frequently, check back often!
October's Kit
OK, I am just going to say it. This kit is FAB-U-LOUS! In four years I have never put together a "Halloween" kit because I will be honest, I am not a fan. I don't really decorate for Halloween in our house, and we take our kids trick-or treating to a few houses around the neighborhood but overall, Halloween is a very small affair around here. But I am over the moon for some of these products! The adorable Little B black kitties are gorgeously handcrafted and have a smooth velvety texture. The Blue Fern chipboard is begging to be painted and crackled. The Mon Ami Gabby Rhinestone Mesh can be cut apart and used in strips, as individual pieces, or draped across the page. Every paper in the kit has a "B" side that can be used for tons of other kinds of pages - not just Halloween! The list can go on. I can't wait to create with this kit. And I can't wait to see what YOU create!
See the kit in it's entirety here.
Check out the gallery and see what our ScrapChicks have been creating with this beautiful kit! They'll have new projects posted every few days. If you have any questions, or if you need to get on the waiting list, just shoot me an email at firstname.lastname@example.com
To browse through our products, click on the category from our list to view all items in that category. You may also use our search tool to find a product with one or more keywords.
|Seasonal *SALE*
|Papercrafting Kits
|Monthly Kit Extras
|Tweet Life Kits *NEW!*
|Page Kits
|Collection Kits
|Cardstock by COLOR
|Products by Manufacturer
|Retired Papers
|New Items
|Featured Items


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Embroidery Machines & Embroidery SoftwareStarting and owning an embroidery machine business has the advantages that you don't want to miss.
Why Embroidery Machine Business?
Simple, because it is a profitable business and will help make your financial dreams come true!
Nowadays, when you look around, embroidery turns up everywhere – on shirts, uniforms, jackets, caps, hats, bags, aprons, towels, gifts, drapery, pillow case, bed sheet and more. The list goes on and on. Apparel decorating is a 50 billion dollar industry just in the US that offers unlimited opportunities for you to MAKE MONEY. As people always like to decorate their garments or products with their name or logo, to be identified or to be personalized, for leisure or for business , for fashion or for advertising, this market is always there and keeps growing despite of the economic environment. Whether you want to start the embroidery business or expand your current business horizons, RiCOMA offers you all.
Why RiCOMA?
Because we offer you everything you need to start the business, grow the business and succeed in the business plus training, support, service and total customer satisfaction!
RiCOMA International Corporation, headquartered in the US and with our own factory located in China, is the leading manufacturer of the most efficient commercial embroidery machines available today. We utilize the highest quality parts and electronics, Japanese technology and German engineering as well as a very stringent quality control process. Backed by the industry's best warranty, supported and serviced by our factory trained personnel to assure complete satisfaction and with the help of a huge international network of facilities and distributors, the RiCOMA brand has a presence in every corner of the world. We pride ourselves in being able to offer the perfect solution for all your embroidery needs and the support to assure you continued and total satisfaction.
Buy Direct from Factory, Pay Less and Make More


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Added Apr 17, 2013
Johannesburg, So...
Another favourite dress I enjoyed making , a nice girl and I think she looks good!!!!!!
Apr 23, 2013, 08.17 AMby Lady Sparks Designs
Thanks (*^,)
Apr 19, 2013, 11.33 AMby gimmeonekiss
your dresses are stunning!
Apr 17, 2013, 03.07 PMby Mary Athey
fab dress and its lovely on the young woman x
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Editors' Pick
No need to go outside… spend the morning in dolled up in this collection of vintage style pajamas.
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Get an inside look at the patterns from the first 4 issues of BurdaStyle US
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Book Description:
Award-winning travel writer Christopher P. Baker knows the best ways to experience Costa Rica—from surfing the beaches of Golfo Dulce to hiking in Corcovado National Park and dining in the upscale Escazu barrio in San Jose. Baker includes unique trip ideas, such as The 21-Day Best of Costa Rica, The Offbeat Experience, and Seven Days for Active Vacationers. Complete with details on the best beaches for surfing and a variety of opportunities to get outdoors, Moon Costa Rica gives travelers the tools they need to create a more personal and memorable experience.
Tags: Travel, Central-America, Costa-Rica,