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New, caught btw TTC&WTT and very hurt...
Find a Conversation
|Sun, 07-13-2008 - 7:44pm
Hi everyone,
I've been hanging out lately at the TTCYFC board for a little over a month now, in preparation for TTC next month. However, because of financials, and DH thinking our situation to be more dire than it really is (he's a lawyer, we own a home, and I'm a grad student), we may be delaying until the spring of '09.
I'm sure I don't have to explain to you guys how much this breaks my heart. I've been trying to be so cautiously optimistic about TTC soon, and my worst fear is happening: Now that we are approaching our TTC date, DH is backpedaling. He is not without his points, his insurance is crappy, and once I graduate I'll have an MSW and can work for the state with awesome insurance. If we rely on his insurance we'll end up paying out of pocket anywhere from $2000-$6000 because of co-insurance and deductible. Also, he is very unhappy where he
|Sun, 07-13-2008 - 8:49pm
Hi Jennifer,
I'm Cassie (30) and DH (33) and I plan to TTC our first child next spring.
I'm sure it was very difficult to prepare and build excitement for one TTC date, only to have it pushed ahead. I would be heartbroken to have my TTC date extended by 6 months or more.
I can relate to having a DH that is always worried about money. Sometimes I find it helps to actually sit down and look at the "nuts and bolts" of the finances together. Then we find out if he's being paranoid and needs to relax (or if he is right and I need to adjust my spending plans;).
Also, since you say you may want a large family, maybe you could talk to him about how many years it will actually take to make that happen, in relation to the number of years you will be fertile and/or feel equipped to care for young children. (KWIM?)
I hope I have not overstepped, but those are my 2 cents:).
|Sun, 07-13-2008 - 11:29pm
I agree that you should sit down with DH, look at the finances, and try to understand how things would change if you had a baby (especially considering the cost of you either not working or paying for daycare). If you think you can afford it, and that DH is just being super anxious, maybe you should sort of "try for an oops". LOL--I'm not a huge fan of deceiving one's DH but if your DH is sort of an anxious person, it might be easier for him to deal with something like a PGcy, that he can't change and doesn't have any control over, versus a situation in which you are actively TTCing and he has to deal with the reality and all the anxiety it gives him. Then again, if you were PG, he might feel obligated to stay at a job he hates, which isn't fair to him either.
I know it sucks and it's hard to wait, but sometimes it's for the best! If you really think everything would be okay, maybe an oops would be easier for DH to deal with than TTCing . . .
Good luck either way, and welcome if you decide to wait!
|Mon, 07-14-2008 - 10:20am
Hi Adrienne,
I'm pretty sure I've seen you on TTCYFC =)
I think you bring up a good point. I don't think DH would have all this angst and anxiety and back-and-forth if I just ended up PG. He'd be forced to be resourceful and use his coping skills to deal with the situation at hand. That's why I think planning to TTC can be such a double-edged sword. If the more anxious partner has to think too much about
|Mon, 07-14-2008 - 10:43am
Hi Jennifer,
My name is Nicole(34), dh(36) and 3 daughters 16, 6 & 4.
My heart goes out to you as I know that it is so hard to wait when you so desperately want a child now! It does sound like waiting would make things a bit easier, however it doesn't take away the burning desire to have a child. It also is disappointing to have waited for the desired date to have it pushed back a year! My date was supposed to be this summer, however it looks like next summer now! I hope us ladies can make your waiting go a lot faster. You never know, things can turn around in your favor! Hope to get to know you better!
|Mon, 07-14-2008 - 11:00am
I'm so sorry for what you are going through!! I know I would be very, very angry if we were so close to TTC and then the date got pushed back. I agree with the other ladies about making a list and seeing what is really feasible and if you can start TTC earlier then next spring.
I know that you can make having a baby work anytime but at the same time I think it will be much more fun if money isn't tight and I can go all out on the stroller I want,get the nice gym membership to the place that is only a few blocks from our flat and has a huge swimming pool and spa, etc- but I just like it when life is easy and I can spend money LOL.
I'm Ashley 22, engaged to Thomas 27, and we are waiting until summer of 2010. We are waiting because Thomas wants to be 30 by the time the baby is born, I need to finish my BA (should happen next summer), and I would like to work for a year before we have baby #1 and I am a SAHM.
I hope we help make your (hopefully short) wait much easier!
|Mon, 07-14-2008 - 11:43am
Okay, I know this is probably a pretty harsh answer, but I do not want to spare any words.
I think you are well within your rights to tell DH to suck it up and stop being so anxious.
Last April my fiance (now DH) and I discovered we were expecting. At the time, I was 20 years old and still working on my undergrad degree, and working at a pizza restaurant for min. wage. DH was working at a pretty dead end job that paid decently but definitely not great, and no health benefits. He was 22. We had limited savings and our wages were just about enough to pay for our bills each month.
A little over a year later, we have a beautiful 6 mo old son, we still have a roof over our heads, food on the table, I'm in grad school, and we have a LOT of love in our lives. Okay, so we don't have as much in savings as we'd like, and we may not be able to buy a house right away like we were hoping. HOWEVER, all of our basic needs are met, we are able to pay our bills, and we have an amazingly supportive family who babysit for us and who purchased many of our big-ticket baby items (crib, carseat, stroller). A lot of our son's clothes are from stores like Ross or found for steals on Craigslist, and we share things like bouncy seats/large toys with our friends whose babies have grown out of them.
I guess my point is.....if you wait until you're in the perfect financial situation to have kids, you'll probably never have them. A lottery winner could probably find a reason for not being ready financially to have kids. Waiting 6 more months doesn't seem like it's going to make much difference!
I'm sorry to sound so opinionated, I just feel that even an "oops" baby like mine can become the biggest blessing of a person's life, no matter their financial means.....your husband is a lawyer and you own a house, so you sound like you're in a pretty good situation to me! I hope you & your DH can get something figured out that you're both happy with :) Take care
|Mon, 07-14-2008 - 12:09pm
I hear ya!
I completely and utterly agree with you. Not too much would be different between August and April...maybe DH would have a better idea of where he's at career-wise. Starting a business is daunting enough...having a PG wife is a lot of pressure...maybe the pressure he needs! =)
Seriously though, he knows it is our joint desire to try for a baby by next summer, no matter what. I wouldn't entertain pushing back a TTC date if I really thought that once we'd get there, he'd freak out again. He does want a family, that I do not doubt. I'd be honest about that with him and myself if those were the vibes I was getting. He's a lawyer and works for a small firm...I am not working right now, as I am in grad school full-time, in a very intensive program (5 classes plus 24 hours of field placement/week each semester, including this summer!). So while he makes a decent enough salary to support the both of us, he isn't raking it in by any means. A house, two car payments, and his $600/month student loan bill (yes,


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Hiker falls 50 feet; dies on Maui trail
Published On: Feb 02 2013 04:25:00 PM HST
According to Maui County officials, one of four hikers slipped and fell about 50 feet from a trail and died from his injuries.
This happened just before noon Saturday on the Waihou Spring Trail in the forest reserve, west of Haleakala.
The victim is a 60-year-old man visiting from Colorado. Fire crews had to hike the victim out.
Investigation of the incident has been handed to police.
Copyright 2013 by KITV All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
The views expressed are not those of this site, this station or its affiliated companies. By posting your comments you agree to accept our terms of use.blog comments powered by Disqus

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I Gotta Have More Cowbell!
by Dan Mitchell
posted Oct 26 2009 5:44PM
Let me just start by saying this-Never underestimate the power of the cowbell! Tonight on "The List" I played the 7 tunes which fully embrace and make maximum use of the mighty cowbell. They were;
Don't Fear the Reaper-Blue Oyster Cult
Honky Tonk Women-Rolling Stones
Gimme Three Steps-Lynyrd Skynyrd
Funk 49-James Gang
Mississippi Queen-Mountain
You Ain't Seen Nothin' Yet-Bachman Turner Overdrive
We're an American Band-Grand Funk Railroad (tops on my list of "Cowbell Tunes"
So, bring it on now. What songs do you feel deserve a spot on "The List" tonight? And more importantly...don't you just love the cowbell! By the way, thanks to Christopher Walken for being a special guest on the show tonight. Tomorrow night on "The List"; Their "England's Best Bands"-It's a given The Beatles are number one, but tune into "The List" to see If it's The Stones, The Who, or some long shot that gets that coveted number 2 spot . Let us get together again at 7.
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Holiday e-retail increases at least 11% so far this season
A comScore report finds that U.S. consumers have spent more than $17.5 billion from desktop computers.
Holiday e-retail increases at least 11% so far this season
A comScore report finds that U.S. consumers have spent more than $17.5 billion from desktop computers.
Online sales are up 18.7% leading into Thanksgiving
Web shoppers bought more often, but spent less per order during the weekend before Thanksgiving compared with the same period in 2013, IBM reports.
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The new offerings are certified through the Fullforce Initiative as part of the salesforce.com Partner Program.
Posted 10/20/2014
The e-marketplace says it offers about 2,500 products, such as web page optimization and CRM software, from some 2000 suppliers.
Posted 10/13/2014Paul DemeryPost a comment
Fast-growing retailers including BarkBox, Clockwise Tees and Herschel Supply are leveraging Desk.com, the all-in-one customer support app, to deliver amazing customer service.
Posted 10/08/2014
Among its latest features are product merchandising within site search results, multiple online storefronts, the ability to let online customers order via subscriptions, and an application for managing B2B buyers' purchasing.
Posted 09/29/2014Paul DemeryPost a comment
Related Content:Paul Demery
Journey Builder for Apps is the first solution that empowers any company to deliver personalized customer journeys directly from mobile apps—creating interactive experiences that drive brand engagement and loyalty. With Journey Builder for Apps, any company can unleash the power of the world's #1 CRM platform to seamlessly connect customer journeys across sales, service, marketing and communities. Global leaders including Sony PlayStation, HSN, SkyMall and Luxury Retreats are making the shift from campaign-focused marketing to personalized 1:1 customer journeys to connect with customers in a whole new way
Posted 09/29/2014
The two companies will integrate offerings to deliver the first end-to-end platform for Omnicom's global agency clients. New partnership will allow Omnicom agencies to deliver highly personalized communications that connect the dots between marketing, sales, communities and customer service
Posted 09/23/2014
New web content and marketing tools promise to make the professional social network more effective in B2B marketing, financial analyst James Lee says.
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CloudCraze creates a new paradigm of Customer Engagement Commerce in the eCommerce space with Enterprise eCommerce and Customer Community Collaboration combined on the Salesforce1 Platform.
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Based on the revenue it generated in the first half of the year, the customer relationship management software vendor also raised its outlook for the year to $5.37 billion.
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Scotland The Canny
Scotland turned out to be canny and not so brave. The same can be said for Alibaba, which came out at the top of its estimated range, but not a penny higher and promptly rose ~40% on its 1st day in public trading.
Another American Petroleum Institute record for US petroleum exports was shattered in August, which bodes ill for Scottish and Russian hopes to push up prices for European supplies. US exports at 4 mn barrels/day were up 7.5% from August 2013.
Another problem in the oil patch arose. To meet tougher US regulations for Keystone XL—if it is ever given a green light by the US Dept of State—costs will go up 85% to $10 bn, according to TransCanada Corp., its builder. XL seeks approvals needed to build the pipeline to take Athabasca oilsands crude via Nebraska to link up with the US Gulf Coast.
Waiting for Scotland; Waiting for Alibaba
Waiting for Scotland and waiting for Alibaba is something like waiting for Godot.
Today the new-look companies list in The Financial Times promised articles about "Fannie" and "Freddie", presumably Fannie Mae and Freddie Mac. They were not visible on the page they were supposed to be on. Moreover, an article on Oi, a Brazilian company I am interested in was not at the page the index said to go to (and in fact not in the companies back section of the pink paper at all.)
And surely I am not the only reader who finds the 2-point type in the stock market pages hard to read?
After its bonds were re-rated to junk your editor finally sold a USA stock she has owned for years because one of her college friends had been on its board, Alcoa, AA.
How comforting it is to find that Israeli scientists have confirmed something I have long suspected: that artificial sweeteners (above all in soft drinks) come at a price. They change the balance of bugs in your gut and may wind up raising the level of your blood sugar. We wrote yesterday about a stock which may help the world's only country which has attempted a Mayor Bloomberg-style attack on big soda sales, Mexico. More for paid subscribers on this and other matters follows with news from Switzerland, Denmark, The Netherlands, Spain, Brazil, China, India, Ireland, Israel, and Jordan. Today's theme is internationalization.
Another New Stock Pick
The enemy of my enemy is my friend. The US is now aligned with Iran in fighting ISIS in Iraq and aligned with Bashar al-Assad in fighting ISIS in Syria.
The US is now aligned with Cuba in sending medical personnel to help end the spread of Ebola virus in West Africa.
Working together with these bad guys on current crises will impact our foreign policy shibboleths.
Former Chief Economist John Llewllyn (of the Organisation for Economic Cooperation and Development, OECD) comments on what's different now than during his tenure. He currently runs London-based Llewellyn-Consultancy.com. John writes about the error of relying on German-style supply-side reform to reflate Euroland economies:
For the extended period leading up to the crisis, Germanic policy, with its emphasis on the supply side, its scepticism about fine-tuning, and its inherent aversion to deficits and inflation, served the German economy and others which trod a similar path, relatively well, most of the time.
There are occasions, perhaps once every fifty or so years when, rather than dealing with relatively modest perturbations, policy has to grapple with something more serious: a major, confidence-sapping, debt-augmenting, demand-destructive shock. Under these circumstances, a more radical response is required than mid-noughties conventional wisdom. And in that special circumstance the Germanic policymaking doctrine can be found seriously wanting, if not counterproductive.
This, in our judgement, looks increasingly as if it is becoming the situation in Europe. Six years on
from the initial crisis, the Continent is suffering from a chronic deficiency of aggregate demand. That is not to say that the supply side does not matter. Nor is it to deny that supply-side reform is important – essential even – if the recovery, when it finally arrives, is to prove durable. It is simply to say that, right now, Europe's over-riding problem lies on the demand side.
The level of real GDP, particularly around the periphery, remains below its previous cyclical peak and far removed from its pre-crisis trend. Germany aside, labour markets and other measures of macro resource utilisation are acutely depressed. Current account surpluses in the stronger and more fiscally conservative European economies are at historically high levels when expressed as a proportion of national output. Inflation is well below target, and in some cases is negative. Inflation expectations are gravitating downwards. Interest rates are historically low.
Over the period 2011-13 [almost] all countries tightened fiscal policy, and those around the euro area periphery by very large amounts.
Monetary policy responses were mixed. While the US, the UK, and Japan continued with variations on the theme of quantitative easing, the ECB [European Central Bank], true to the Germanic policymaking tradition, was determined to remove the patient from intensive care and return to normality to move policy rates away from the zero-bound, and begin to rein in its balance sheet.
This proved premature, [in] peripheral euro area[s]. Rather than progressively returning monetary policy to neutrality, the ECB ha[d] to do an about-turn and ease further, belatedly taking official rates down to their irreducible minimum and seeking to re-inflate its balance sheet.
On the basis of OECD calculations, the current and announced policies of the majority of countries are for continued fiscal restraint. IMF calculations, by contrast, portray the majority of fiscal stances as nearly neutral. Crucially, however, neither institution evaluates current and announced
fiscal policy for 2014 and 2015 as in any measure expansionary.
The rhetoric from Germany is that continuation of the present fiscal policy is the only option.
This is a wrong prescription. It stems from a policy recipe that applies most of the time, particularly to economies small enough to export their way out of aggregate demand deficiency by capturing some of the domestic demand of others. But it will not work to increase aggregate domestic demand in a region as large as the euro area. It is extraordinarily difficult for an economy to deflate its way out of a debt problem, [or] export its way out of an aggregate demand problem. A policy prescription of seeking to reduce deficits through tight fiscal policy when an economy is in recession generally makes the existing problem worse.
More seriously, it is indicative of a failure to grasp the severity and potential implications of the current situation. It is the voice of those who, despite the last six years, see Europe's current problem as still predominantly on the supply side.
[Here is how John thinks the circle can be squared:]
Assembling a conventional fiscal expansion, [via] tax cuts and expenditure increases, would be difficult. It would take time to agree even the principle. The policy would have to be differentiated across countries: hard to devise, even harder to coordinate. Such packages usually end up doing too little too late.
The challenge will be for policymakers to coalesce around a necessarily German-sponsored package that supports aggregate demand while meeting objections to classic Keynesian deficit finance. Politically, the package [would have to be presented as increasing] productive potential longer term.
It would be ideal if it could also meet other broader and over-riding policy objectives too and can be sold, as in the past (the 1980s), as a supply-side policy to help small firms.
Our best guess – only a guess – is that it could take the form of a pan-European infrastructure investment Special Purpose Vehicle, perhaps under the auspices of the European Investment Bank, and financed at least in part by the ECB (albeit with indemnification against losses by member state governments). It could be oriented principally towards the geo-political goal of reducing Europe's dependence on energy imported from Russia, now uppermost in the minds of many European leaders, not least Mrs Merkel.
More for paid subscribers today from Britain, Denmark, Singapore, Portugal, Israel, China, and points in between plus another new stock pick.
Forty Thieves, Gold, and a Stock Buy
The Chinese are creating a link between Shanghai and Hong Kong stock exchanges but Alibaba would not list in Hong Kong because it was not willing to accept HK corporate governance rules and a requirement that there be a single stock class. Some Chinese friends of Jack Ma are definitely among those who benefit from the special class deals he was protecting. So, according to today's Wall Street Journal, are some "quiet winners" who subscribed convertible preferred shares in a private placement two years ago.
Despite what Bloomberg is writing from China, it is not Chinese exchange controls and use of special rules for qualified investors that is the cause for the impossibility for its customers to buy BABA. Hong Kong will only list a single-share single-vote class of shares. The New York Stock Exchange allows different classes of shares, allowing stock to be issued without diluting insider control of a company.
It is because of the Hong Kong rule on shares classes that the Chinese public cannot buy Alibaba, because the rules meant it had to be listed elsewhere. The reasons is that the company founders, starting with the charismatic Jack Ma, who took over Alipay without compensating Alibaba and who earlier gave special deals to bigshots in China and on Wall Street had to deny IPO buyers control of the BABA stock. Alibaba is to be listed on Thursday without the buyers getting pro-rated voting rights comparable to what is being kept by the founders and their 40 friends. Or 40 Thieves.
This matters, according to Mohamed El-Arian, former chief of equities at Pimco, also writing in today's Bloomberg:
"At a possible $22 bn to $24 bn, it could well be the largest IPO in history. So it really matters how investors fund their purchase of Alibaba shares.
"The broader market would be least affected if the incremental funds came from a healthy and sustainable increase in borrowing, associated with a greater willingness (and ability) on the part of investors to assume risk. The deployment of idle cash would also have minimal effect on the rest of the market. Although both will occur to some extent, they are unlikely to be the main drivers.
"This leaves plenty of potential for downward market pressure as investors sell existing holdings in order to make room for their Alibaba purchases. Given that most investors don't know as yet how many shares they will receive, most of the selling wouldn't materialize until quite far into the IPO process. "The combined effect could be quite significant."
Adrian Ash, head of research at our advertiser www.bullionvault.com writes from London about one of the assets likely to be sold off to buy into Alibaba:
"Last week was a bad week for gold prices, but a good week for gold buyers. Down 2.7% against the Dollar, gold's worst drop since May saw BullionVault users continue to add metal to their holdings as a group. Silver also got bought on its drop.
"Bargain-hunters might get a better chance this week too, according to Wall Street and City analysts. You [can] expect more violent swings, we think, whether or not gold gets back to 2013's low of $1180 per ounce.
"[Today] the world's most important central bank, the US Federal Reserve, will announce its next policy statement. The financial world will be watching for one word: "considerable". That's the length of time the Fed has promised to keep interest rates unchanged ever since its QE [quantitative easing] money-printing scheme reached its peak in late 2012.
"Now several big-name economists think that, with QE set to end this month or next with the final 'tapering', that word will go as well.
"Does it matter? Back in 2003, then-Fed chairman Alan Greenspan used the words 'considerable time' when promising to keep rates at 1% after the DotCom stockmarket crash. One Fed research paper said it clearly pushed down longer-term interest rates on 10-year US Treasury bonds. That let the government borrow more cheaply and reflated asset prices, most notably US housing, with a flood of cheap money.
"Here in 2014, dropping the word 'considerable' from Wednesday's statement would be dramatic at least for economists and the trigger-happy financial markets. And especially with the Dollar's No.1 competitor as world currency, the Euro, facing a new QE-style deluge of its own when the European Central Bank starts running its printing press on Thursday this week.
"But another key word this week however is 'No'. Or maybe 'Yes' from voters in Scotland's independence referendum on Thursday. The big risk here is to Sterling. Knocked lower by surveys pointing to a dead-heat, it could rally very fast, knocking gold prices for UK investors much lower,if Scotland in fact votes to stay in the Union.
"But if Scotland splits? As we told The Sunday Times, BullionVault has seen Scotland-based users (as a proportion of all active clients on the Order Board) swell by over 40% so far this month compared to the previous 2014 average.
"A little insurance looks wise. Because while the UK authorities are only now preparing for a "Yes" vote, their likely response to capital flight from Scotland is obvious. Owning physical gold or silver in a secure, foreign vault, ready for instant sale if you need the cash, would at least keep some wealth far away from [possible] 'emergency' controls on domestic [British] bank accounts.
[While] price-risk is plainly an issue with gold right now, there are other reasons to buy physical bullion and own it, outright, in a safe place beyond your own borders."
More for paid subscribers follows from London, The Netherlands, Ire-, Switzer-, and Fin-land, Brazil, Bermuda, Canada, Mexico, Portugal, and China. Plus a new stock pick from our returned prodigal, Amb. Harry Geisel, MBA.
My Pink Paper
The made-over Financial Times came today with a self-congratulatory special supplement about its charms. As a reader of the FT since the 1960s, when it was edited by Sir Gordon Newton, I found the new layout fine, but I miss "Lex", the gossip column. I searched all over the paper and could not find it.
There used to be two gossip columns, the other called "Men and Matters." Neither was particularly authoritative and anyone who invested based on these columns deserved all the losses of money which ensured. But it was fun to get a writer's opinion on businesses, stocks, or events. Now they seem both to have bitten the dust to make room for more photos, maps, and graphics, and wider headlines.
Today there was still Lucy Kellaway, who writes about the linguistic and logical failings of self-congratulatory businesses (but of course not her employer.) But she was writing about the perils of forecasting 50 years into the future, and it was a serious article. Give me back my breakfast dose of British understatement and humor.
On a day when Bill Ackman announced that his Pershing Square fund will issue stock for the very first time to raise $2 bn with shares listed at $25/each, I would have appreciated Lex's comment, since Mr.
Ackman's retail-priced shares will trade... in Amsterdam, not Nieuw Amsterdam!
With two Mme. Presidents turning up for a South ABC program about Pres. Jacob Zuma's wife—and Mme Z 3 and Mme Z 4 practically coming to blows on camera--surely we need Lex today!
*Fund news first. The Thai Fund is now over 27% owned by the London closed-end fund (investment trust) investing in closed-end funds, City of London. TTF is down because of political uncertainty in Bangkok as yellow- and red-shirts battle for power while the aging monarch is in ill-health. The amount rose from less than 7% a month ago. The fund of funds run by Barry Olliff is a major holder of US closed-end funds invested in emerging markets. We remain in TTF but sold half earlier this year because of political uncertainty, despite Paul Renaud, our Bangkok-based source, being disgusted with my failure to stay the course.
*Mexico has removed 4-yr-old restrictions on businesses using US$s and the greenback can now be used to price international sales, and deposited freely in Mexican bank accounts reports Eduardo Garcia in www.sentidocomun.co.mx with which we trade blogs. In my opinion, this relic of exchange controls being ended will boost the visibility and global strength of Mexican companies and our Mexico Equity and Income Fund, MXE although the immediate impact will be on companies selling retail goods and service for cash rather than credit cards on both sides of the border. The regulations allow businesses to avoid expensive exchange rate fees which often leads them to holding on to the dollars themselves.
The resulting inflow of currency into Mexico should make the Mexican peso exchange rate stronger and less volatile, while also boosting Mexican tax receipts, as more money comes into the official system. (Special controls make sure that cash deposits doesn't come from criminals laundering money. Small businesses have to know their customers, have been operating for at least 3 years, and may only deposit $14,000/mo. )
As we reported last week, in Mexico American Express is now jointly issuing Mexican bank cards, hitherto the domain of Visa and Mastercard. The new cash rules further open the border across the Rio Grande.
*Our Mexican REIT, Fibra Uno, which already reports its purchases in dollars, can now follow through in explaining the rentals it is buying. FBASF.
This ends my second offer for pre-subscribers for a blog about funds, aimed at newer and poorer investors than the full blog and prices at $49 per year. I would like some of what Germans call "feedback." Only one response so far from a person getting our macro-oriented blog. This is how you can use the information without having to buy individual shares. More for paid subscribers follows from other corners of the world: China, Russia, Brazil, Britain, Israel, Canada, Finland, The Netherlands, and Spain.
Performance Tables Posted
I have just posted our performance tables after returning from my volunteer work. You can view whatever you are qualified to see at www.global-investing.com
Everyone can view the closed positions table but only paid subscribers get our current positions and my opinions on them.
For Pre-subscribers
My notes from pre-subscribers continue to pile in. Thanks to everyone giving me their views. Here is one pre-subscriber's reasoning and my response:
"Having cash in these markets seems crazy. I also strongly wonder about the wisdom of investing in a country where the ruling class seems to hate business and not understand who pays the bills. Further, it shocks and scares me that they seem willing to just fine the banks huge amounts almost just to prove they can do it. The banks were forced to make loans in neighborhoods they knew were not profitable. "They then figured out a way to move the "risk" which led to the meltdown. That is simplistic, but I also believe it is basically true."
I replied:
While I admit the US is not the worst offender I am not advising purchase in the US stock and bond markets. My writing is exclusively about non-US stocks. The US ruling class doesn't hate business; it is split right down the middle which makes it incapable of doing much at all. And I think we need serious moves on tax reform, healthcare and education upgrades, and infrastructure spending rather than a leviathan looking like laocoon and incapable of doing anything.
If your principles lead you to say out of the market you are missing some real easy gains. Our 1-yr returns according to Mark Hulbert (despite the high dollar hurting our positions) was 18.8%, my best year ever according to this Dow Jones newsletter rater. You can do even better in US shares which are being boosted by the Fed and are in dollars.
Why say no to profits because you think Obama is insufficiently pro-profits? Are you insufficiently pro-profits?
A more important suggestion came from another pre-subscriber. SG suggests that I offer a weekly summary of news on the part of our portfolios more interesting to her because she wants diversification and not too much work as she is 77: the closed-end and exchange-traded funds only. We cover such funds for investment outside the USA, and also hedge currency risks with ETFs. Moreover we mostly own gold via funds, another hedge.
A sample of the weekly is below.
She didn't suggest a price point but it could be as low as $49 per year. Is anyone else interested in this?
Today's blog is late because my newspapers didn't get delivered. But we bought them at the newstand. We have a note about the Holy Ghost at The Mouth of Hell, a stock downrating, and news from China, Israel, Mongolia, Canada, Britain, and fund updates.
*Poland resumed delivering natural gas to Ukraine today despite a cut in normal delivery levels from Gazprom all week. PGNiG, the local state-owned gas company, was able to cover the shortfall by importing gas from Germany and Czech Republic for trans-shipment to Ukraine. Kiev now has to import its gas from other sources as Russia has blocked its direct supplies when Ukraine could not pay quadruplied gas prices imposed after the fall of the pro-Russian Yevtushenko govt. Poland ships 4 mn cu meters of gas to Ukraine and is a stalwart supporter of Ukrainian independence. Russia in the past has blocked Polish supplies over political disputes.
We have a horse in this race, MSCI Polish Investable Index Fund, an ETF, traded as EPOL.
*Newsletter watcher Mark Hulbert writes in firstname.lastname@example.com today that what investors really want to buy is an ETF that invests in "boring" "yawnfest" shares, which are the least volitile. The boring ETF returned nearly 20% from 1990 to 2013 while the most volitile shares returned only 10%.
While focused on US shares, he actually wrote about two low-volatility shares in our portfolio based on his own measure of volitility: recent dd Novartis (NVS) which is Swiss; and Canadian BCE Inc (BCE) a telco. You can buy them (plus a lot of bog-standard US stocks) via iShares MSCI USA Minimum Volatility Index Fund (USMV) and the Power Shares S&P Low Volatility Portfolio (SPLV). While Mark doesn't say which fund holds shares we also recommend, I expect it is the latter. He also called Toronto Dominion Bank which we don't own a good low-volatility play. To be listed the share had to be low volatility according to his screening and be recommended by at least one newsletter which has beatn the stock market over the last 15 years. I think I made the latter cut. Mark edits Hulbert's Financial Digest which tracks newsletter performance.
*One way to cover risk in your portfolio is through an ETF, Proshares Ultra VIX Short-term Futures
or UXVY which aims to double the return of the S&P daily volatility index using 1-mo forward futures. They work better in short bursts but I just keep them around as a form of portfolio insurance I don't have to watch.
*Mongolian Growth Fund reported on its July results which saw rental income rise 22% over July 2013 levels in Mongolian Togrog. Billed revenue rose 1.6% to TGG222.7 mn. This data is for properties held 12 months or longer only. The occupancy rate last July was 94.7% for properties which include retail and office sites. MNGGF also reported that Mongolian GDP rose 5.3% in H1 in real terms (I am not sure if this was during H1 or annualized, but it's pretty impressive either way, but from a low base.)
It is seeking access to world markets via a piepline for natural gas from Russia and Russian Development Bank funding for thermal power plants at US$74 mn. Other neighbor China is offering $162 mn in development loands to Mongolia and giving it access to 8 Chinese seaports. Both Vladimir Putin and Xi Jinping visited Mongolia in recent weeks.
Mongolia copper exports hit $1.2 bn in the year to end August, vs a mere $470.4 mn in 2013 (either in the 7 months or for the full year.)
*Aberdeen Global Income Fund will pay a 7 cent dividend at the end of Sept. flat with earlier. It is made up 74% of investment income and 26% of untaxable return of capital. FCO now reports this at mid-month rather than right before the payment is made, under new Aberdeen rules but the levels have been the same all year. At the end of the year there may be an adjustment in the breakdown with the issue of 1099 forms.
*Aberdeen Asia Pacific Income fund will pay us a flat 3.5 cent dividend at month end, made up 62% of investment income and 38% of return of capital. FAX payout breakdown is also flat but it also may be adjusted in the IRS forms.
*Cecilia Gondar who recently retired from Thomas Herzfeld's Miami closed-end fund brokerage and fund management firm to move to Virginia, has been named a director by the board of Herzfeld Caribbean Basin Fund (CUBA). She counts as an interested person under SEC rules.
*A writer on www.seekingalpha.com named Jack Foley of Madrid said to buy Power Shares US$ Index Bullish shares, UUP, because he thinks his neighbors in Spain and other Europeans will be buying dolalr assets. His entry point will be a lot higher than the $21.08 we paid.
*Later today we should hear from closed-end EatonVance Tax Managed Global Dividend Equity Income Fund on the makeup of its monthly distributions. In contrast to earlier, last month EXG reported its entire dividend was from investment income (dividends and realized capital gains.) It yields 9.5%.
Special Table Posting
For technical reasons, a busted trade, I had to revise my stock and bond portfolio today, and I took the occasion to update on trades done this week as well. I also revised the public closed positions table.
View the ones you are allowed to see at www.global-investing.com
Neither I nor the webmaster can access your personal account data on our site. If you forgot your password there is a clickthru you can use to reset it which goes to your e-mailbox.
I am working on a marketing campaign with a copywriter and have just managed to figure out no fewer than ten reasons to buy global investing stock picks despite geopolitical risks and the high dollar and Wall St. It will be sent out free to people on lists we'll rent but not to existing recalcitrant pre-subscribers unless they ask for it. We also plan social media campaigns. That doesn't mean I intend to tweet or twitter or link in or facebook or post nude pix on Apple.
There will not be another update Sunday as I'm doing some volunteer work at my former high school and cannot do both. Read more »
Special Table Posting
For technical reasons, a busted trade, I had to revise my stock and bond portfolio today, and I took the occasion to update on trades done this week as well. I also revised the public closed positions table.
View the ones you are allowed to see at www.global-investing.com
Neither I nor the webmaster can access your personal account data on our site. If you forgot your password there is a clickthru you can use to reset it which goes to your e-mailbox.
I am working on a marketing campaign with a copywriter and have just managed to figure out no fewer than ten reasons to buy global investing stock picks despite geopolitical risks and the high dollar and Wall St. It will be sent out free to people on lists we'll rent but not to existing recalcitrant pre-subscribers unless they ask for it. We also plan social media campaigns. That doesn't mean I intend to tweet or twitter or link in or facebook or post nude pix on Apple.
There will not be another update Sunday as I'm doing some volunteer work at my former high school and cannot do both. Read more »
What About the Picts? What about Reg S
It's all very well for the Scots to vote for independence, but who is giving a voice to the Picts? Back when Hadrian was building his wall it was intended to stop Roman Britain from attacks by the Scots and the Picts! Picts were Celtic raiders from the north (north of the River Clyde and the Firth of Forth) who were separate from the Scots. The Romans called them Picti because they painted or perhaps tattoo'ed themselves. Their name from from pictus, Latin for paint. They are mentioned by The Venerable Bede.Irish writings call them Xritani (the X is how linguists write the ch in the Scottish word loch), and the very word Britain may be derived from it.
Independent Xritani! More on Xritani for paid subscribers below.
All these variant nationalisms and particularisms are blamed on the 19th century by Rabbi Lawrence Hoffman (at a lecture and book signing I attended last night.). He thinks the ecumenical thrust of Judeo-Chrisitian relations has wrongly focused on Passover which he says is a recollection of Jewish particularism. It is all about how the Israelites escaped Egyptian slavery, a miracle retold at family Seders now increasingly also being organized for Christians whose ancestors were presumably not slaves in Egypt.
Instead, Dr Hoffman says the focus should be on the High Holidays (the 10 Days of Penitence, which begin this year at nightfall on Sept. 24th, the Jewish New Year, and run til Yom Kippur Oct. 3-4.) His book is called All the World, a reference to the Jewish hymn sung at New Year services. It begins "All the world shall come to serve Thee", stating the reason why the Jews are the "chosen people". They have the mission of converting all of humanity to monotheism.
The theme is also picked up in the second reading of the Bible on the holiest day of the Jewish year, Yom Kippur. It is the story of Jonah, who is called upon by God to preach repentence to the people of Nineveh (in present day Iraq near Mosul) who were not Jews. He is told to warn them that if they do not reform Nineveh will be destroyed in 40 days. In seeking to escape this call, Jonah heads for Tarshish (Tarsis) by boat and famously is swallowed by a whale (large fish) which then spits him out. Jonah reluctantly goes to Nineveh and calls for repentence. Then he gets angry because instead of continuing in their wicked ways, the Ninevites, led by their king, put on sackcloth and ashes and fast and are spared. Jonah is so embarrassed at God's mercy that he asks to die.
So God replies: "Should I not have compassion on Nineveh where there are many thousands of persons (children) who do not know the difference between their right hand and their left?"
A third universalist element of the High Holy Days is the frequent recital of the "aleynu" prayer which begins with thanks to God for giving Jews a different destiny than that of the Nations. It ends with what was considered heresy from Jews living under Christian rule, and by the Inquisition. Here is my translation from the Hebrew:
"It is written that the Lord will be King of all the world.
On that day, on that day, on that day, the Lord shall be one
And His name shall be one."
This song denies the doctrine of the Trinity, emphasized by repetitions of "on that day."
More follows for paid subscribers from Britain (Xritani), Portugal, Brazil, Ireland, Russia, China, Israel, and a couple of sunny islands for Shady People:


text:
The fingerDiscuss4
37,580pages on
this wiki
this wiki
The finger, also known as flipping the bird, is an offensive hand gesture from Earth Human culture, particularly the punk subculture. It involved holding up one's middle finger and displaying it to another person.
In 1986, when a time traveling Admiral Kirk and Captain Spock were on a bus crossing the Golden Gate Bridge, a punk on the bus gave Kirk the finger after he asked him to turn down the volume on a boombox that he had, blasting a punk rock song from its' speakers. (Star Trek IV: The Voyage Home)


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Watchdog lauds better phone contract refund terms
The UK's major mobile phone retailers have pledged to make it easier for punters to cancel contracts if there's poor network coverage, independent advisory body the Communications Consumer Panel (CCP) said today. The CCP has been lobbying networks and the retailers that sell their airtime contracts to provide a standard policy …
Can someone advise ISP's that they should do the same with their up-to claims normally much higher than actual speeds. That's exactly the same as having poor mobile coverage, isn't it?
That's the whole point of them saying "up to", it doesn't mean you'll get full speed. That said, maybe a level whereby if it's lower then it'd be regarded as unacceptable would be better, a percentage of the top speed (maybe less than 30%?).
It would be easier just to stick up a new masts where the coverage is shite. Like near my house for example. Cambs/Norfolk border, so not exactly in the middle of nowhere, although some may disagree. And its not a specific provider problem - all networks are shite here.
To install a cell tower you're looking as a planning nightmare, as more folk get convinced they give cancer, a small fortune for the electronics, and another small fortune to cable up the tower.
In the meantime orange and 3 claim at least 92% population 3G coverage and 99ish% 2g, meaning anywhere left isn't going to see a lot of calls, and thus not earn it's keep.
Here i am in central london
First floor in Moorgate, at the front I have 3 bars, at the back I have 1 or less bars.....tell me again how good T-mobile, Orange, 02 and Vodafone are in big cities? I have all 4 network phones here and all are shite coverage, but the Blackberry edge is at full tilt!!
Who are the CCF?
I thought it was the Centre Cultural Francaise, non? And why are they advising OFCOM and not the CCP?
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Norway oil minister proposes carving out real estate fund from $750 billion oil fund
04 September 2013
Less than a week before national elections, Norway's oil minister is proposing a significant shift for the nation's $750 billion oil wealth fund, suggesting a separate real estate fund with increased exposure to US property be carved out amid expectations of low returns in the global bond market.
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Senior Member
For all you "no-voters", A proof or reasoning would be nice :<.
This was how I figured it out.
1/9 = 0.111...
0.111... * 9= 0.999...
1/9 * 9 = 1
Cheshire Lunacy
i don't know T.T i havent slept since yesterday and my mind is already breaking plus i have to say me and math are not pals, considering i failed grade 11 math so many times i ended up just hating math even more.
long story short I don't know don't ask me to help you with your math homework that's what calculators are for.
I really hope the majority of people voting no are just voting incorrectly on purpose. Anyone who has learned anything about limits should be voting yes.
0,99999... put this in a geometric series, apply the formula. The result is gonna be 1.
Shaco ftwin
I still don't agree with that. There is no way something that isn't the same thing is the same thing.
Mathematically it works out, but it is clear as day that .999999~ Does not = 1. Look at the numbers... see how there are nine's verses a single one?
Again, it depends on how you look at it. For math purposes, it is right. But at the root of it all, it's not.
Emperor Azrael
Emperor Z19
Yes. It's been mathematically proven. I cannot explain it well myself, but I've heard it said enough by trustworthy mathematicians.
I'll make an effort regardless. The difference between .999... and 1 is infinitely small. The difference, taken to a limit of infinity, is equal to 0.
And a bonus:
1/3 = .3333333...
.33333... * 3 = .99999....
1/3 * 3 = 1
Thus, .9999... = 1
© 2014 Riot Games, Inc. All rights reserved. Riot Games, League of Legends and PvP.net are trademarks, services marks, or registered trademarks of Riot Games, Inc.


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HIV/AIDS : supporting effective prevention, treatment, and care
Addressing AIDS and other major diseases is one of the eight millennium development goals that aim to halve poverty and improve welfare by 2015. Progress has been m... Show More +
Nigeria: Second HIV/AIDS Program Development Project
IBRD Loan: US$255 million equivalentTerms: Maturity = 35 years; Grace period = 10 yearsProject ID: P066571Project Description: The objective of the Second HIV/AIDS Program Development Project in Niger... Show More +
Zambia - HIV prevention response and modes of transmission analysis
Structures of the synthesis report are as follows: chapter one provides the background and context for the synthesis. It describes the purpose, objectives and key q... Show More +
School health, nutrition and HIV/AIDS programming : promising practice in the greater Mekong sub-region
In low income countries, poor health and malnutrition are critical underlying factors for low school enrolment, absenteeism, poor classroom performance and dropout;... Show More +
Strengthening the education sector response to school health and nutrition including HIV/AIDS in the Caribbean region
The guiding principles of this work program are to: (i) promote sectoral leadership; (ii) strengthen work at the national level; (iii) further develop the Caribbean... Show More +
Does education affect HIV status? Evidence from five African countries
Data from the first five demographic and health surveys to include HIV testing for a representative sample of the adult population are used to analyze the socioecon... Show More +
Strengthening monitoring and evaluation of HIV/AIDS components in road projects
This report aims to strengthen the monitoring and evaluation (M&E) aspects of HIV/AIDS components in road projects. Result-based M&E helps decision makers assess wh... Show More +
AIDS and dualism : Ethiopia's burden under rational expectations
An AIDS epidemic threatens Ethiopia with a long wave of premature adult mortality, and thus with an enduring setback to capital formation and economic growth. The a... Show More +
Guidelines for incorporating HIV/AIDS activities in demobilization, reinsertion and reintegration programs for ex-combatants
HIV/AIDS can have a concrete impact, positive or negative, on the success of Disarmament, Demobilization and Reintegration (DDR) programs. Demobilization can spread... Show More +
Kenya - HIV prevention response and modes of transmission analysis
In 2007, an estimated 33.2 million people in the world were living with HIV, and despite twenty years of prevention programmes, an estimated 2.5 million new infecti... Show More +
Lesotho - HIV prevention response and modes of transmission analysis
The purpose of this modes of transmission (MoT) study is 'to contribute to the ongoing efforts to understand the epidemic and response in Lesotho and thus help the ... Show More +
Swaziland - HIV Prevention response and modes of transmission analysis
The purpose of this modes of transmission (MoT) study is 'to contribute to the ongoing efforts to understand the epidemic and response in Swaziland and thus help th... Show More +
Strengthening the education sector response to school health, nutrition and HIV/AIDS in the Caribbean region : a rapid survey of 13 countries
Recent studies point to a number of current and emerging concerns in the health and nutrition of school-age children in the Caribbean region. Critical among them ar... Show More +
Uganda - HIV modes of transmission and prevention response analysis
This study is the outcome of close collaborative by a team in Uganda, with technical and financial support from the Joint United Nations Programme on human immunode... Show More +
HIV/AIDS and sexual and reproductive health linkages
This brief includes the following headings: why link HIV/AIDS and sexual and reproductive health (SRH)? Current evidence on HIV/AIDS and SRH linkages, research gaps... Show More +
Addressing youth within the World Bank's Multi-Country HIV/AIDS Program (MAP)
Young people are central in the battle against HIV/AIDS. Each day 5,000-6,000 new infections occur among young people age 15-24, representing half of new infections... Show More +
Inclusive responses to the HIV and AIDS challenge : experiences from the Indian it sector
India is experiencing a period of high economic growth and rapid social and demographic change. There is increasing concern about the manner in which this transform... Show More +
Transport against HIV/AIDS : synthesis of experience and best practice guidelines
The transport sector is especially vulnerable to HIV/AIDS. Transport workers including long distance truck drivers, seafarers, airline crews and infrastructure cons... Show More +
Courage and hope : stories from teachers living with HIV in sub-Saharan Africa
It is estimated that there are currently around 122,000 teachers in sub-Saharan Africa who are living with Human Immunodeficiency Virus (HIV), the vast majority of ... Show More +
West Africa HIV/AIDS epidemiology and response synthesis : implications for prevention
This synthesis paper describes the HIV epidemics in 15 West African countries - Benin, Burkina Faso, Cote d'Ivoire, Ghana, Guinea, Mali, Niger, Nigeria, Senegal, To... Show More +


text:
Originally written on Next Impulse Sports | Last updated 11/13/14
Image via S.I. Iman Shumpert did his best to sneak one past David Stern and the other authority figures in the NBA this weekend. Iman recently shaved a logo of one of his corporate sponsors, Adidas, into his head and actually debuted the look during the Knicks win over the Bucks on Friday night. It didn't take long for word to get to the NBA front office, as the next day Iman posted another picture of his hair to his official Instagram account with the caption reading 'Banned.' The image showed the logo had been shaved off completely leaving only a triangle. According to Sports Illustrated: Sporting a corporate logo during games is indeed against NBA rules. Item 5 of Section H of the NBA rule book's extended comments section, which governs "player/team conduct and dress", reads: "The only article bearing a commercial 'logo' which can be worn by players is their shoes." The language appears alongside other uniform notes, which include: no t-shirts, players must tuck their uniform shi...
Original Story: http://nextimpulsesports.com/2013/04/...
PLAYERS: Iman Shumpert, David Stern
TEAMS: New York Knicks
TEAMS: New York Knicks
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Welcome to the market's most intuitive and creatively gratifying software environment for drum production. Meet your new drummer, the perfect marriage of sound, form and function: EZdrummer 2.
The sale begins! Get no-brainer deals on three essential tools for your songwriting and production arsenal.
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Google Giving Away 250,000 Google Profile Business Cards
Google has teamed up with iPrint.com to offer free Google Profile business cards to the first 10,000 people who claim them. Each person can get a set of 25 cards that shows the Google.com home page with his/her Google Profile URL underneath it in green.
If you're logged in to your Google account, you should see the offer available at the top of your profile. It can also be accessed here:
The offer is only available in the continental U.S., and Google says the cards should arrive within 10-12 days. You'll have to create an iPrint.com account to place the order, or login to an existing account with them if you have one.
Postscript: Some have reported 404 errors trying to reach that page. It appears that you need to ensure your account is public, otherwise you'll get an error.
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CAPE CORAL, Fla - A year ago today, Private First Class Corey Kent lost both legs and some fingers when a bomb exploded in Afghanistan.
Now more than two dozen local companies are banding together to build this hometown hero a new home that fit his needs.
Construction crews took the first steps to build Private First Class Corey Kent's apartment.
It'll be built behind Corey's parents home in Cape Coral.
The 500 square foot apartment is handicapped accessible designed to give Corey his independence.
"I'm looking forward to it. It's a big deal to me. I'm excited. It means a lot to me when people show support like this," PFC Corey Kent told WINK News.
Private First Class Corey Kent is humbled by the community's support.
Tuesday he raised the American flag outside his parents' Cape Coral home as a kick-off to the construction project that will change his life for the better.
"I think it'll be a stepping stone like a transition between living with a caretaker full time and being completely on my own. It'll give me time to adjust," Kent said.
The project is made possible through the US Forces Fund.
It's a local non-profit that helps injured soldiers when they come home.
"His story inspired us to start this project," said Trey Radel, who founded the organization.
Radel is teaming up with Gates Construction and more than 30 other local companies.
The $75,000 apartment, is 500 square feet and handicapped accessible.
"The intent was to give Corey a sense of independence. It's a self sustaining apartment on the back of his home with a kitchenette, living room, and a bedroom," said Todd Gates, President of Gates Construction.
This news is bittersweet for Corey.
Today is the one year anniversary since he was critically injured in Afghanistan.
"It's nice I'm getting support like this on this day, but I'm probably going to take a few minutes to myself at some point and think about it all," he said.
The project will take 3 months to complete.
For more information about the US Forces Fund, look under the "Hotlinks" section.


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5 Impossible People To Shop For — And The Perfect Gifts They'll Love
We're on board with Andy Williams, it really is the most wonderful time of the year. Parties, family time, food galore: We love it all. While gift giving (and receiving — it's okay to be greedy sometimes!) can be a total thrill (i.e., finding perfect presents for your fave loved ones), excitement goes straight out read


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Search results for b-lymphocytes
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Ayn Rand, The Romantic Manifesto p. 74 (pb 93), Azel Backus, Azhar Sabri, B L O'Hare, B-BOY DWIN, B. A. Billingsly, B. A. Fajimi, B. B. King, B. B. Warfield, B. C. Forbes


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Go On: Season 1, Episode 20
Matchup Problems (26 Mar. 2013)
TV Episode - - Comedy
Anne sets Ryan up with a friend of hers that is recently widowed. Anne goes with them on the meet-and-greet date. Talya seems to flirt with both of them. Yolanda is forced by her parents to go on a cruise to meet single men.
Director:Beth McCarthy-Miller
Writers:Scott Silveri (creator), Jon Pollack (teleplay), 2 more credits »
Stars:Matthew Perry, Laura Benanti, Julie White | See full cast and crew »


text: POPSUGAR Fashion Zac Posen Spring 2011 Paris Fashion Week: Zac Posen Zac Posen Spring 2011 by POPSUGAR Fashion News 9/30/10 0 Reactions 0 Shares Print 0 0 0 0 0 Previous Photo 1 of 25 View on One Page ADVERTISEMENT ( more slides) Next What's Your Reaction? Thanks for your reaction Don't forget to share this with your friends! 0 0 0 0 0 0 1 Zac Posen Spring 2011 0 0 0 0 0 Read More 2011 Spring Paris Fashion Week Gallery2011 Paris Fashion Week2011 Spring Paris Fashion Week2011 Fashion Week2011 Spring2011 Spring Fashion WeekParis Fashion WeekZac Posen Zac Posen Coco Rocha Created 1000 Poses for Her New Book 1 week ago Ride the Curves Down Zac Posen's Memory Lane 4 weeks ago The Fashion World Remembers Oscar de la Renta 10/21 Wait . . . HOW Long Does It Take to Make a Zac Posen Gown? 9/11 Hey Zac Posen, Audrey Hepburn Called — She Wants Her Clothes Back 9/09 The Secret to Zac Posen's Success May Be Found in a Bowl of Soup 7/22 How Tom Ford Single-Handedly Saved Zac Posen's Career 6/12 Get chic with our daily newsletter Enjoy street style trends, runway looks, and the best in celeb beauty in your inbox. Celebrity Style Beauty Tips Street Style Fashion & Beauty News What's Your Reaction? Thanks for your reaction Don't forget to share this with your friends! 0 0 0 0 0 0 0 0 0 0 0 0Reactions Link Love Sophia Amoruso outlines the basics of being a boss — Who What Wear Shopping for luxe gifts for your girlfriends? Try looking here — Style.com How to master monochrome and maintain your style — InStyle The best dressed star of the week is 4 years old — HuffPost Style The wear-everywhere crop top that belongs in your closet — The Cut So, how do all those superhot male models get discovered? — Fashionista There's a serious problem with Anna Wintour's new office . . . — Racked If District 12 wore couture, it'd be courtesy of this designer — Lucky Rumi Neely lets you into her stylish home — StyleList Latest Fashion


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Cleveland Video Shows Police Shot Boy Within SecondsThe victim was playing with a pellet gun in a park before being shot.
New Kalashnikov Aims to Restore Brand to Former GloryThe new AK-12 lost EU and US markets due to sanctions but its billionaire owner remains bullish
U.S. Defends Alleged Abuses of Torture Treaty to U.N. BodyThe United Nations Committee Against Torture questioned U.S. representatives on issues ranging from force-feedings at Guantanamo to police brutality in Ferguson.
Opinion: The Truly Ridiculous Reason the U.S. Has No Surgeon GeneralDoctors who say guns are a health care issue are simply being doctors. Let them do their jobs.
Two Years Later, No Charges After Police Kill Homeless Man in Barrage of 46 ShotsGraphic new video released by the ACLU shows excessive use of force by Michigan cops
Are Smart Guns the Next Step For Police?A new device will be able to send real time information about police gun use.
In Utah, Teachers Can Carry Guns Into School and Not Tell AnyoneAn elementary school teacher accidentally shot herself in the leg in a Utah school's bathroom Thursday morning
40 Shootings Over the Weekend in ChicagoAt least four died in another outbreak of deadly gun violence in the city
Suspect Dead and Six Injured After FedEx ShootingThe gunman reportedly turned the weapon on himself after the shooting in a FedEx facility in Georgia
Final Regrets From the Father of the AK-47"As my assault rifle killed so many people, does that mean that I, Mikhail Kalashnikov ... am responsible for people's deaths?"
Kalashnikov and Me: The Steve Jobs of Weaponry Kept It SimplePersonal memories of the Russian whose assault rifle became the weapon of choice for over 70 million.
Now You Can 3-D Print Your Guns in MetalEngineers at Michigan Technological University have open-source plans for an affordable, homemade 3-D printer designed to fabricate solid-steel products.


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Joy Lynn McDonald, 46, of Sandusky, passed away unexpectedly Saturday, Oct. 25, 2014, in her home.
Raymond G. Majoy, 71, of Huron, died Wednesday, Oct. 29, 2014, in Cleveland Clinic, Cleveland. Arrangements are pending at Foster Funeral Home, Huron.
John D. Tilson, 53, Port Clinton, died Thursday, Oct. 23, 2014, in Magruder Hospital, Port Clinton. Funeral arrangements are pending at Neidecker, LeVeck & Crosser Funeral Home, Port Clinton.
Bertha M. Irby, 84, Sandusky, died Thursday, Oct. 30, 2014, in North Coast Transitional Care, Sandusky. Arrangements are pending at Toft Funeral Home & Crematory, Sandusky.
Gerald James Link, 61, of Bellevue, passed away Wednesday, Oct. 29, 2014, in the University of Toledo Medical Center in Toledo.
Dusella "Sis" Chapman, 61, of Norwalk, went home to be with the Lord on Tuesday, Oct.
W. B. "Hotchie" Akers, 78, passed away Tuesday, Oct. 28, 2014, in Indian Path Medical Center in Kingsport, Tenn.
Mildred P. "Polly" Holmes, 80, of Marblehead, died Tuesday, Oct. 28, 2014, in her residence.
Alice P. (Nickols) Hillis, 95, of Berlin Heights, died Oct. 27, 2014.
Michael M. Edwards, 68, residing in the Ohio Veterans Home, died unexpectedly, while on vacation, in Kennestone Hospital in Marietta, Ga. Military services will be 1:30 p.m. Friday, Nov. 7, 2014, in the Ohio Veterans Home Giffin Chapel.
Evelyn Elizabeth "Evey" (Keech) Vartorella, 83, died quietly on Monday, Oct. 27, 2014, in Firelands Medical Center in Sandusky following a brief stay.
Michael J. Leimeister, 88, of Collins, died Sunday, Oct. 26, 2014, in Fisher-Titus Medical Center in Norwalk.
Online Contact Form419-625-5500800-466-1243314 West Market St.Sandusky, OH 44870


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Napolitano says airline security system failed
WASHINGTON Homeland Security Secretary Janet Napolitano says the aviation security system failed when a young man on a watch list with a U.S. visa in his pocket and a powerful explosive hidden on his body was allowed to board a fight from Amsterdam to Detroit.
A day after saying the system worked, Napolitano said her words had been taken out of context. She said Monday on NBC's "Today" show that "our system did not work in this instance."
Napolitano said an investigation ordered by the Obama administration will look at why Umar Farouk Abdulmutallab was allowed to board a U.S.-bound flight on Christmas Day despite being on a terrorist watch list.
THIS IS A BREAKING NEWS UPDATE. Check back soon for further information. AP's earlier story is below.
WASHINGTON (AP) - The Obama administration has ordered investigations into the two areas of aviation security - how travelers are placed on watch lists and passengers screened - as critics continued to question how a young man on a watchlist with a U.S. visa in his pocket and a powerful explosive hidden on his body was allowed to board a flight from Amsterdam to Detroit.
"The investigation will look backwards and figure out if any signs were missed, if any procedures can be changed," White House press secretary Robert Gibbs said on ABC's "This Week".
The White House press office, traveling with President Barack Obama in Hawaii, said early Monday that the president would make a statement from the Kaneoho Marine Base in the morning. White House spokesman Bill Burton did not elaborate.
Billions of dollars have been spent on aviation security since the Sept. 11, 2001, terrorist attacks, when commercial airliners were hijacked and used as weapons.
Much of that money has gone toward training and equipment that some security experts say could have detected the explosive device the 23-year-old Nigerian man is believed to have hidden on his body on a flight from Amsterdam to Detroit.
"One thing I'd like to point out is that the system worked," Homeland Security Secretary Janet Napolitano said Sunday morning on CNN.
"This was one individual, literally, of thousands that fly and thousands of flights every year," Napolitano said. "And he was stopped before any damage could be done."
But the top Republican on the House Homeland Security Committee took issue with Napolitano's assessment.
Airport security "failed in every respect," Rep. Peter King of New York said Sunday on CBS' "Face the Nation." "It's not reassuring when the secretary of Homeland Security says the system worked."
Investigators are piecing together Umar Farouk Abdulmutallab's brazen attempt to bring down Northwest Airlines Flight 253 on Dec. 25. Law enforcement officials say he tucked below his waist a small bag holding his potentially deadly concoction of liquid and powder explosive material.
Harold Demuren, the head of the Nigerian Civil Aviation Authority, says Abdulmutallab's ticket came from a KLM office in Accra, Ghana. Demuren said Monday that Abdulmutallab bought the $2,831 round-trip ticket from Lagos, Nigeria, to Detroit via Amsterdam on Dec. 16.


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Heym Germany is now on Facebook too.
Hi friends,
I want to inform you, the readers of the african hunting forum, that at the
20. and 21. of april in 2013 in Germany
is the second...
Hi together,
for an new book I search for old articles about HEYM (Guns, Double Rifles, Bolts, pp.)...
- Guns and Ammo
- American Rifleman
Hi Gentleman,
For a new article, I search for some infos ("all what I can get") on the
Holland and Holland
Model: Dominion
London, from the...
I search for some good books about Africa - Rifles like this: Safari Rifles II from C. Boddington...
(This is an great book, over 500 pages, mutch...
I search for a Cartridge Belt...
An nice, classic Belt, for my amunition (9,3 x 62).
I search in the internet and found this product:
Gun Holsters...
Im from Germany.
- 39 years old
- Hunter and Shooter since my childhood
- Gun Writer
- not so good in english :-))
- and mutch...
Separate names with a comma.


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Romano Lifts Lakeview Over Crestview
Lakeview's David LeMasters struck out 19 batters in a 4-3 win over Crestview.
Lakeview's David LeMasters struck out 19 batters in a 4-3 win over Crestview.
April Lude hit two home runs in the win for the Blue Devils.
Chris Mele brings 20 years of successful youth coaching experience to his new position at Kennedy Catholic.
Springfield seeks their fifth district title in the last six years.
The 2-time defending District champion Ursuline is seeking their third consecutive title.
Tomorrow, the District II Struthers' baseball playoffs begin with four key match ups.
Niles defeated Champion on the road on Saturday.
Next Thursday the Division I Struthers Sectional Tournament gets underway.
South Range has officially approved John Cullen and Tony Matisi as boys and girls basketball coaches, respectively.
Poland improves to 11-10 on the season following a 7-1 win over Springfield.
Paije Kiraly drove in a run and picked up the win on the mound, as Jackson-Milton topped Springfield on Thursday.
Crestview topped Girard to improve to 17-7 on the season.
Ursuline fell for just the second time this season in the last two days.
Southington's softball team took the season series from Grand Valley.
Fitch's baseball team shut out Springfield on Wednesday, 6-0.
Bristol's Ashlyn Slusher struck out twelve batters, and also drove in a pair of runs to lead the Panthers past Mathews 3-0 on Wednesday.
Falcons use a 7-run 2nd inning to help defeat Lake 10-6 in high school softball Wednesday evening.
Girard's Karlee Byrne tossed a one-hitter and drove in five runs in a 13-0 win over Southeast on Wednesday.
Raiders defeat the Bulldogs 11-0 in high school baseball Wednesday afternoon.
Crestview's Michael McDonough struck out fourteen batters in an 8-1 win over Jackson-Milton on Wednesday.


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Didn't make it to San Diego Comic-Con this year? It's coming to you with this bundle of swag from the show floor. Comics, toys, T-shirts, and a Batman cape!
Win $250 worth of fun iPhone accoutrements, including a case, a cleaning tool, a speaker and a little Bluetooth remote that lets you take smartphone photos without holding your phone.
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"Star Wars," "Star Wars" and more "Stars Wars." This week's prize: a comprehensive volume of iconic "Star Wars" art from across the ages.
This week, mobile-accessories maker Tylt has three prizes: a charging case and screen protectors for the Samsung Galaxy S5, and a mobile battery pack.
Stream broadcast TV to any device with this week's prize, a Tablo over-the-air DVR from Nuvyyo. No remote needed.
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If you're tired of boring old cases and skins, enter to win a free shopping spree at this massive online gallery featuring original work by artists from around the globe.
Could you use a brand-spankin'-new laptop? Tablet? Convertible? Lenovo is giving away one of each! And to enter, all you have to do is answer a question.


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I Eat Raw Cookie Dough
Personal Stories, Advice, and Support 3,809 People
Who doesn't love cookie dough ?The little rebellion in you not listening to the little tab saying "do not eat raw dough" and splurging on the gooey goodness cookie dough has to offer
cheyennerainn 18-21, F 1 Response 2 Dec 31, 2013
Sometimes I Buy Itso I can eat it somewhat safely. But I do eat it from the bowl when making cookies as well. It's far too good to not. I haven't had any in a while though and should really get some... mmm.
SofiaGrowsFlowers 18-21, T 2 Responses 3 Nov 23, 2013
The best part about baking cookies is eatingthe cookie dough! Screw getting salmonella poisoning from raw eggs, it's worth it (:
SweetLuvvv 18-21, F 1 Response 2 Jan 5
I eat raw cookie dough.It taste so good with milk and water.
lorrena19 18-21, F 3 Jul 30
The label says "Do not consume raw cookie doughbecause it contains raw ingredients" but my stomach says "you're gonna love this & maybe even hate yourself a little afterwards but it will taste like heaven and it'll be worth it"
warrioreo 22-25, F 3 Feb 25
When I'm bored I literally whip up a batch ofcookie dough. And eat it ALL😏😏😏
commedesenfants 16-17, F 1 Response 6 Mar 2
Who actually cooks it?!!!!!!
Coryyy 13-15, M 5 Responses 3 Feb 5
serenagirl87 13-15, F 3 Responses 4 Aug 19
I know there's a risk of getting sick fromeating it, but I think I'll wait until after I get sick to stop.
Tixol 18-21, F 1 Response 1 Feb 7
I love love love raw cookie dough speciallychocolate chip >_<
hitthelightsnow 22-25, F 4 Jan 18
miracle98 18-21, F 2 Responses 1 Feb 28
At college and really craving some rightnow - too bad I'm not going out tonight to get any :/
Stargirlml 18-21, F 0 Mar 5
That is honestly the only desert worth182379262 grams of sugar ❤❤❤ I love it so much
slappyturtle 13-15, F 3 Jan 11
I feel gay people are pretty cool not gay myselfbut still 😉👌
heathersayshi 16-17, F 2 Responses 1 Aug 3
How Can Something So Wrong Be So Right ?Care for a blob? I have chocolate chip or snicker doodle ....or you can have both. I have NEVER gotten sick from it! Have you? I've licked a lot of beaters...and I'm still alive to tell about it. My favorite is oatmeal raisin. I think I will have some right now! If I die, and I'm...
Kathieredart 56-60, F 2 Responses 4 Jun 2, 2012
Love raw cookie dough!! Lol lol
freespiritgal2777 26-30, F 1 Response 1 Feb 28
I Love Raw Cookie Dough, But Not In Ice CreamI could always eat the raw cookie dough when my mom made chocolate chip cookies. She didn't like it, but I just had to. I'm 25 and still love eating raw cookie dough. Sometimes I like it more than the cookies lol. Strangely though I don't like cookie dough ice cream. I won't eat...
GirlLearningHowToSmile 26-30, F 2 Responses 3 Jun 20, 2012
I didn't know you weren't supposed to eat rawcookie dough. Looks like I've been lying to myself for the past 19 years.
KeithPrice94 18-21, M 4 Responses 2 Mar 27
Has anyone ever actually gotten salmonella fromeating raw cookie dough? Or are people just trying to stop me from living my life?
LovingASoldier320 18-21, F 5 Responses 3 Jul 2
Why even cook the cookies!Me and my dad literally eat 2/3 of the dough by the time I get to cooking it!
tsg96 18-21, F 2 Responses 1 Jul 31
I know it's not goodbut I cannot help eating cookie dough raw. Especially chocolate chip and the sugar cookies are my 2 favorites I like to eat by the handfuls
denaellis575 46-50, F 7 Sep 22
emilsson60 13-15, M 2 Responses 7 Apr 29
Thank YouNow I'm craving ******* cookie dough. Thank you for having the experience in my feed.
AwakenSoul82 31-35, F 1 Response 4 Nov 25, 2013
Every time I make cookies I have to get acouple of bites of the raw dough :) love it!
lesbianjen 18-21, F 1 Response 0 Jul 1
I'll make cookie dough just to eat it.No need to bake it :p
jlhhlj123 22-25, F 1 Response 3 Jul 4
I'm not sure there is anything in this world,that is as unhealthy as eating raw cookie dough. However.... It is orgasmic
Daveokay 22-25, M 2 Responses 4 Apr 8
Mmmmmmmmm it's heaven in your mouth!And cookie dough ICECREAM mmmmm oh gosh it's like the ultimate picker upper (:
Titan222 18-21, M 2 Responses 8 Sep 24
everybodyclapyourhands 13-15, F 1 Response 5 Apr 30
Chocolate chip cookie dough.Who does not eat chocolate chip cooked dough? Other dough is tasty but chocolate chip is simply irresistible.
TKD1 46-50, F 1 Response 2 Feb 8
Pillsbury, bless their hearts,has started producing a gluten free cookie dough in a tub. For some reason the texture of this cookie dough makes it so delicious and appealing and taste so homemade, I am sitting here eating out of a bowl with a spoon like icecream.
PepperLou 26-30, F 4 Responses 5 Jan 30
Who doesn't? Its sooo unhealthybut yet so delicious xD its like an equivalent to devil's food cake its do evil yet so delicious lmao!
Shadoevines 13-15, F 3 Responses 4 Feb 11
Sick?Yeah, maybe it is sick for me to eat raw cookie dough but I'm not into baking cookies and I have a hard time telling a child no. So, I buy the stupid cookie dough from the kids selling it in the neighborhood for whatever fund raiser they are working on. Eating the cookie...
TheBlackBuck 46-50, M 1 Response 3 Jan 22, 2012
I'm probably going to get salmonella I haveso much. :s oopsie!
RainBunny 13-15, F 1 Mar 10
It is so good! I can literally eatthat nonstop if it didn't give me tummy aches for eating too much lol
Trapgodbella 18-21, F 2 Responses 1 Jun 16
sashakimi4 13-15, F 2 Responses 2 Jul 2
I like cookie dough ice creambut it's not nearly as good as just cookie dough
Charlie721 18-21, M 1 Jun 16
I have always "snitched" a bit of raw cookiedough. My Grandfather taught me how to do it without getting caught, and I taught all five of my kids the fine art of snitching! I have also taught five of our nine Grandkids, and I am depending on our son's to teach the last four. This is a time honored tradition in my...
louie2037 61-65, M 1 Response 3 Feb 28
I love it when I'm stonedor just bored
SpacePirate 18-21, M 1 Response 3 Jan 30
lostCake 22-25, F 3 Responses 4 Nov 14
Raw Cookie Dough to me is goodwhen your in a crisis or of course when you bake cookies.🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪🍪
Jackie1456 16-17, F 2 Feb 17
It's a habit now lol .Only what's left in the bowl or spoon. Is it really that bad?
onlylogan 16-17, F 2 Jul 14
Related Experiences
I love eating cucumber with tomato.. onions.. sliced thinly.. w/ vinegar sugar & salt... add a little pepper.. voila!
aessis 22-25, F 1 Response 1 Nov 10
They are probably my favorite food.
stargirl84 26-30, F 0 4 days ago
I keep gaining weight, and it's no wonder why. Now, it's important to know that I've always been big and I've always eaten a lot. Lately my eating habits have changed, however...
tRueInSAnItY 16-17, F 5 Responses 11 4 days ago
You like soft and chewy. He likes thin and crispy. If only there were a way to bake chocolate chip cookies to please everyone. There is! And, no, it's not Martha Stewart's way. It...
actionjake 56-60, M 0 Nov 17
Yes.along with ice cream doughnuts and Snickers!!
picklebobble 46-50, M 2 Responses 1 Oct 29
Nomnomnom :3 Really do /; I love chocolate chip cookies too much ! I crave them a lot but don't get to eat often . Really want some right now & I can't even move out of my bed lol...
cutefacejay 18-21, F 3 Responses 5 Oct 30
Laying in bed in my jammies, watching TV and eating COOKIES. Does life get any better?
DaddiesHome2 46-50, M 1 Response 2 Oct 26
For the past few months I've been eating ALOT of cookies. pretty much every day, I keep saying to myself 'not today, not today' and then i think 'eh why not' and buy some u_u. I...
bR0k3nWings 18-21, F 0 Nov 17
I love baking and eating. What I can't stand is waiting for the cake or cupcakes to bake. It take ages. I love mixing it then eating the rest that's in the bowl. Cookies forget...
lorrena19 18-21, F 1


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Emergent Professional Resources Jobs in Baytown
Currently, there are no Emergent Professional Resources jobs available in Baytown, Texas. You may wish to explore jobs in nearby locations on the Emergent Professional Resources jobs in Texas page or view related jobs below.
Supply Chain Analyst Job Description · Effectively work with company employees to understand business unit goals · Participate in the development of supply chain processes and strategies · Define current strategies and identify new strategies to ensure high profit results · Identify areas of improvement and cost saving strategies · Act as the SME for data projects · Participate as part of a...
Office Coordinator/Accounts Receivable Coordinator JOB REQUIREMENTS AND RESPONSIBILITIES · Perform clerical tasks, order office supplies and kitchen supplies and organize office events · Various administrative duties to support Corporate Accounting management · Prepare recurring monthly journal entries · Assemble and distribute monthly, quarterly, and annual financial packages · Prepare dail...
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Engineers will find job opportunities in select disciplines in 2013, with candidates who are all-around, client-oriented businesspeople in demand.


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VM Payment OSE 2Checkout
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Paid Download
8 April 2012
This is a standard 2Checkout Payment module for VirtueMart 2.0.2 or above. What you need to do is to install the plugin through Joomla installer, enable it, and enter your 2Checkout Vendor ID, that's it. You can start using 2Checkout within 5 mins after the installation.
Editor's Note
- This extension requires registration to download.
System Requirement
Joomla 2.5 or above
VirtueMart 2.0.2 or above
Online WIKI available here:
Change log:
OSE VirtueMart 2Checkout Plugin 1.0.2 - 1.0.3
* Improvement: use the customizable payment form in 2Checkout instead of the default payment form
OSE VirtueMart 2Checkout Plugin 1.0.1 - 1.0.2
* Improvement: show multiple products in the shopping cart


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