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By- Marion SyversonI have discussed the differences between men and women before but a recent news story compels me to speak of this again. After all, a discussion in which I get to grab you by your adorable little ears and shake you always seems appropriate to me.Perhaps you read about Patricia Cornwell suing her financial advisors? Cornwell, author of the award winning, best selling crime novels, has published seventeen books featuring pathologist Dr. Kay Scarpetta and has earned millions of dollars.In late October, Cornwell sued her financial advisory firm for losses of $40 million. Many people have lost money with their investments in the two years. The bit about this story that I found shocking – yes, shocking, I say – was the lack of involvement Cornwell had in her hard-earned finances and its management.According to news reports, especially in those publications widely read by investment professionals, there are some glaring red flags in my mind as to where some of the responsibility lies. #1- Cornwell didn't want to be, according to the suit, 'distracted' by that crazy money stuff. After all, she's a famous writer and needs a calm and quiet environment in which to work. And, she stated in Britain's' Daily Express, 'I don't really want to know what's going on in my business unless I'm made to face it.†Stomp you foot, Patricia, and make that pouty face. That'll make the big, smart men help you with your millions. #2- She never had a risk tolerance conversation, or so she claims. For a clever woman, Cornwell seems to have used her shiny pile of money to press people into letting her not be a participant in her financial affairs. Maybe she said, 'It hurts my head and I don't like it.â€I've got a message for Patricia Cornwell: Don't try that in my office. I have turned away clients who thought they could dump the responsibility of their finances. I like shiny things, and a large pile of jingly money definitely counts. But there is no way that your bag of cash excuses you from getting a face-to-face sit down at least annually for a discussion on the financial progress we're making towards your goals. Take that big ole bag of money to the many firms that'll allow you to ignore your own checkbook and leave it their hands.In my book (Have I mentioned I've written a book? Just in case I haven't, check out Real Deal: Making Big Changes with Small Change) I have a chapter that includes the story of Paula Zahn. Married to a man who apparently enjoyed financial management, when they divorced her lawsuit claimed that he had, 'spun a Byzantine web of investments' and she was left with little to show of her $25 million in earnings. What's Marion's lesson for today? Money's hard to understand for you. I get that. We all have different abilities and talents. I stink at a bunch of things in which you probably excel. However (and I'm sure you know what's coming, little chickadee), pull up your big person panties and pay attention when figuring out your finances. Please. Let the lunacy of others be a guide to you so we don't have to read about your sad story in tomorrow's paper.Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated.
This is the last in our series on Dealing with Financial Difficulty. These topics have involved not just financial but also emotional trouble resulting in our first week's topic divorce, then last week's job loss and this week's topic which is the death of a loved one.Arrangements- Hopefully you and your loved one have spoken about what was wanted for funeral and burial arrangements. These things require action first. Communicate with relatives and the funeral home for help at this time.Incoming bills- Overwhelmed by grief financial paperwork can quickly pile up. ASK FOR help from a trusted family friend or family member.Death certificates- The Massachusetts Commission on end -of life care recommends 10-15 copies of them for many reasons and to settle many accounts.Insurance- if you had life insurance for your loved one 'valid claims' are paid relatively quickly, usually within 1 week from receipt of a death certificate. You will need to know the policy number. Assets- Informing Social Security, pension funds, changing ownership for checking and savings accounts, brokerage and deeds, cars and credit cards are some of the details that will need to be taken care of after the death of your loved one. Get professional advice when you are in doubt. Take your time. This isn't a race!Be prepared to spend a lot of time with the financial concerns following the death of a loved one.Marion R. Syversen, MBA – firstname.lastname@example.com out or website that includes weekly streaming videosWWW.NorumbegaFinancial.comVoted Bangor's Best Financial Planning Firm 2009 by Market Surveys of AmericaIn compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated.
We are in the middle of a short series of segments entitled Dealing with Financial Difficulties. Last week we covered Divorce. This week we will discuss losing a job.Another emotionally difficult life and financial issue is losing your job. It's hard to keep your wits about you when you hear the news, but the calmer you can stay, the faster you can take necessary steps to move towards a better day.Assess- What do you have in the bank? How much do you owe this week? What might you have been in the middle of buying that needs to be stopped? House, car, furniture, communicate with the shop right away. Are you eligible for unemployment benefits? If so, apply immediately. You will want to investigate carrying over your health insurance – if your job was vital to the family's coverage and investigate COBRA. This allows you to buy group rate health insurance for a limited time.Communicate- Let friends and family know the situation as soon as possible so that ears can be listening for job openings and opportunities. Communicate with utility companies and others about your situation. Many of them, when made aware of the situation, will do whatever they can to work with you, as long as you communicate! New direction- Is this an opportunity to go back to school or change your skills? Is your former job in an ailing industry or is this just a temporary setback? Try to take a reasonable and unemotional view of the future. Stay active even if is in small opportunities. You need to not be home sulking but working wherever you can doing whatever you can find. Stay positive, stay focused on others so you can get plenty of rest and get going tomorrow. It will all work out!Marion R. Syversen, MBA – email@example.com out or website that includes weekly streaming video.WWW.NorumbegaFinancial.comVoted Bangor's Best Financial Planning Firm 2009 by Market Surveys of AmericaIn compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated.
By- Marion SyversenNot everyone enjoys finance, though as this segment of the news states I think Finance is FUN! To try to help, and with the encouragement of WABI-TV5 staff, I wrote a book that mixes 'Finance with Chocolate SauceTM' and also includes home and garden improvement tips.What's the book about?Making your money count by understanding some cost-cutting and savings tips for your present- home and garden improvement- and your future- retirement planning.Will it hurt to read?NO! And there are plenty of pictures and graphics. Plus it has plenty of 'Marionisms.'Who's the reader?Well, it's for folks at any age who want some encouragement. I spoke to a Senior Symposium in Boston and will be speaking to college students. You read it Catherine. Who do you think would like it?Where can I buy the book?Amazon or for autographed copies www.MarionSyversen.com I can speak for no cost to you church or group. Contact me on the web site to register.Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated.
Read more on "The Real Deal: Making Big Changes With Small Change"…
Life is not all lollipops and sunshine. You already pragmatically address some of the daily down-side issues of life with the purchase of Band-Aids and toilet paper. But what do you need to plan for your ultimate earthly future?In the book Ahead of Your Time authors and local business owners, Dick and Sue Coffin, provide stories, insights and specific planning strategies to take control, of your final arrangements. Though this is an vitally important topic it is often ignored. Planning is the best gift you can give to your grieving loved ones. This week and next we will cover some of the tips offered in this essential book. (Available from Rogan's Memorials and at www.aheadofyourtime.net
Read more on Ahead of Your Time: Financial & Legal Planning Issues to Consider…
Life is not all lollipops and sunshine. You already pragmatically address some of the daily down-side issues of life with the purchase of Band-Aids and toilet paper. But what do you need to plan for your ultimate earthly future? In the book Ahead of Your Time authors and local business owners, Dick and Sue Coffin, provide stories, insights and specific planning strategies to take control, of your final arrangements. Though this is an vitally important topic it is often ignored. Planning is the best gift you can give to your grieving loved ones. This week and next we will cover some of the tips offered in this essential book. (Available from Rogan's Memorials and at www.aheadofyourtime.net
Getting ready for retirement and our years in retirement, which thanks to longer lifespans, now account for a lot of years and work best with important planning. Here's a look at of the typical journey. Fantasy- The 15 years before retirement people begin to fantasize about what they'll do – on not do – in retirement. This group have high expectations but according to studies, less than half in this age group believe they are saving enough. Excitement- 5 years before retirement there is a growing excitement. In surveys, people have what I would consider, unrealistic expectations about how great retirement will be. As one researcher put it, "Boy, when I get out of work, I'm going to be soooo happy!" The Big Day – The next 2 – 15 years is a readjustment of your previous expectations. Optimism drops from 80% to less than 65%. 25% of retirees are totally confused about their role in life. Peace- comes about 15 years into retirement. It could come way earlier than that for others. (Your emotional readiness and preparation plays an important role in your contentment.) Later Years- Three times as many retirees worry about paying for health care as worry about dying. Plan with that concern in mind. Marion R. Syversen, MBA – email@example.com
We spoke a couple of weeks ago about the changing credit card laws that will restrict issuance of cards for anyone under 21. So how can you help younger students learn good credit habits? here are a few suggestions from the Wall Street Journal. Test Drive a Debit Card- I've spoken with middle school kids explaining to them the difference between credit cards and debit cards because they appear the same to the unschooled or inexperienced. But we know that debit cards draw money from a bank checking account. If you can teach kids to manage a debit account, that could be a good first step in helping them get the hang of not using cash. Authorized user of one your card- the author of the WSJ article suggests that making the child an authorized user of 'one or more of your cards' – I can't imagine why they'd need to be an authorized user of more than one card, but in this way the 'payment history of the card will appear on the child's credit file and help him or her build a good credit history-assuming, of course, that the parent handles the card responsibly,' according to the article. Secured Credit card- secured cards put cash down. They are like a pre-paid phone and allow you to use only up to the amount deposited with the credit card. If you pay the bill you have whatever available credit remains and you are able to establish credit history. A few years of these 'guardrail's can really help kids get a more solid footing and help them with their credit futures. Citations:WSJ
Family living on one income might be a decision made because of values or a situation thrust upon you because of circumstance. Either way, these tips will help you live well on less. Be thoughtful – Think about the family's real needs. If you consider earlier generations and how people in other countries live you'll realize that cable is not a necessity. Convenience foods, some paper products, downloaded music and frequent movie rentals may need to be eliminated from the budget. How many cell phones are really needed and is texting really necessary? Homemade lunches are yummy! Proud to be frugal- Not proud because you are superior to others, but don't be ashamed to simplify life so that owning and maintaining stuff has become your reason to go work every morning. Be organized- With someone staying home as their new job, make time to plan menus, make homemade meals and get to the library for the movies and magazines available for free. Make-ahead meals cooked in bulk saves energy but to do that you need to plan. Be creative- Involve the whole family by letting the kids in on the cost cutting. As it gets darker earlier, help them make a game of shutting off lights in rooms when no one is using them. Make homemade pizza and have game night instead of more costly pursuits. Maybe other families will have a game swap so that you can pass along games that you have played and trade those for 'new' games. have the kids help cutting cost at the grocery store by unit shopping and coming up with healthy snacks ideas. Get involved volunteering in the community to help families who may be worse off than you so you can foster a selfless attitude in everyone. Marion R. Syversen, MBA – firstname.lastname@example.com
If you hold a credit card you've probably noticed that you rates have increased. That's in anticipation of legislation signed May 22nd that became effective August 20th. Regulations are phased in and the final portions take effect February 22, 2010.Wonder how your increased rate compares with others? According to the Washington Post Pew researches reviewed the lowest advertised rates of nearly 400 credit cards and found that they rose two percentage points, a 20 percent increase, since December. 45 day notice- for rate hike or other significant changes- you can decline the rate hike and pay off the card. Any new charges to the card would be at the new rate. Old requirement was 15 days notice. Bills arrive – the old rule was 14 days until the bill was due, the new rule is 21 days Rate increase for late payment AFTER 60 days instead of effective immediately and must be lowered after 6 months of paying on time. Under 21- Co-signers for those under age 21- and credit card companies on college campususes must disclose agreements with those schools and no 'free gifts' for signing up. Other inclusions: Bill will indicate when the balance will be paid off at the present rate. Payments will be applied to highest rate balances- such as a cash advance. Citations:
Why going back to school is good for businessIt's that time of the year again — back to school time! If you're currently in business or considering starting a business now is a great time for you to head back to school! Like anything your chances for success in business can be greatly improved with education. Here are five other reasons why going to school is good for business.One – Small businesses classes can teach you specific things you need to know to successfully start and run a business.Two – By taking a class you can more easily figure out what parts of your business you do well and what parts you should have others do for you.Three – You'll meet small business experts and service providers who can become great resources for you going forward.Four – Speaking of resources – small business classes are a great way to learn about the many resources and programs that exist to assist small businesses.Five – By attending classes you'll meet and network with other like minded individuals.To find a class near you check with your local Chamber of Commerce, economic development agencies, colleges and universities and this website www.mainebusinessworks.comSo grab your lunch box and get back to school!I'm Deb Neuman for WABI TV 5 News
By- Marion Syverson Berenstein Bears – "Trouble with Moneyâ€, "Dollars and Sense†and "Think of Those in Need†are three of the Berenstein Bears series of books that teach children (suggested ages 4- 8) about a variety of ways to understand the topic of money. Those familiar with the series may know that other titles such as "The Trouble with Choresâ€, may also tie into the money lesson. Cat in the Hat- This series called The Cat in the Hat Learning Series includes the title, "One Cent, Two Cents, Old Cent, New Cent†(suggested ages 4-8)  and explains the history of money, bartering, currencies, banking and paying interest. The Everything Kids Money Book- For ages 9-12 this book with games and simple graphics, explains a plethora of money subjects such as minting coins, coin collecting, banks, interest, allowances, borrowing, practicing charity and how to shopping a sale. Since books of this kind are generally not big sellers local outlets seldom have them readily available. But they can easily be ordered. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated.
On a recent vacation I was shopping downtown and made a purchase at a retail store. When I checked out the owner gave me a coupon for 10 % off several other downtown businesses and suggested why they were great places to visit. It worked! I went right next door and enjoyed a great lunch for 10% off and visited a gallery I hadn't planned to visit! This practice of businesses sending customers to each other is called Fusion marketing. Here are tips for making fusion marketing work for you…One – Identify businesses that share the same customers as you but who aren't in the same business as you. Examples include stores, restaurants and museums partnering, landscapers with builders, wedding photographers with florists and so on. Two – Determine what each participating business will offer the customers.Three – Write up a simple agreement between the partnering businesses that states what role each will play and what they will offer.Four – Develop marketing materials to promote the program benefits to customers.Five – Combine customer mailing lists with your partners and get the word out via email, the web, word of mouth and flyers.In today's economy fusion marketing is a great way to work collaboratively with other businesses to bring business to both your doors at little or no cost.Try it and see what happens!I'm Deb Neuman for WABI TV5 News
When I was a kid and the family would drive by a school- any school- I would hold my breathe until we'd pass it. It wasn't learning that bugged me, it was the routine of school. But it's getting to be that time again: time for school shopping. We've talked before about helping kids learn about money by giving them budget information so they can take an active role in making purchasing decisions. They will also learn about every family's finite school budget. Don't think they will be traumatized by the information. They will be empowered and will prioritize what item of clothing or technology really deserves a higher level of expenditure. Spending is becoming the activity of choice among kids- Born to Buy, by Juliet B. Schor, compiles some alarming trends with kids and shopping. American kids, according to Schor, believe 'that their clothes and brands describe who they are and define their social status.' She goes on to state that, 'Children's social worlds are increasingly constructed around consuming.' (Emphasis mine.) Schor cites data compiled in 1997 showing how kids spend their time. Kids – ages 6 – teens- spend about 2.5 hours shopping per week. That is many times what they spend per week in art, talking to family, reading, outdoors, and studying. It is also more time than they spend in religious activities. (Younger children spend even more time shopping.) Kids might know a lot about stores and 'cool brands' but they have little idea on how much money is available for school shopping and how that compares to the long list of things they want. Just a reminder, don't take any griping about the size of the shopping budget as a personal insult. Kids may whine about a lot of things, it doesn't mean anything personal. Here are a few ideas for helping kids learn about money during school shopping trips: Have a shopping strategy- talk about the size of the budget before you head out to the stores. Use the internet or store fliers to get an idea of the prices of hoped-for items. Prioritize- How many outfits can be made from the separates you're planning – or thinking- of buying? Go to the library, or check the internet, or have a fun day with friends making new outfits from just a few pieces of clothing. Be Sensitive- It is the culture of kids to feel that their WORTH comes from the brand. It is not correct that they feel this way, but they feel this way regardless. Help them know that their worth is intrinsic. Juliet B. Schor, Born to Buy, page 13 Schor, pg.11Schor, pg. 30 Marion R. Syversen, MBA – firstname.lastname@example.com
A recent study conducted by a Professor at the University of Calgary indicates that we're procrastinating more than we used to. The study shows that back in 1978 -fifteen percent of us were guilty of it. Today that number is more like sixty percent. If you find you're among the many saying "I'll do it later" here are five tips to help you step procrastinating and get it done now!One – Tackle the hardest things you have to do first thing in the day. That way they won't be nagging at you and you'll feel better knowing it's done and out of the way.Two – Schedule time on your calendar to take care of a task you've been putting off and only focus on that task until it is done.Three – Post reminders everywhere. A post it note by the front door, on your fridge your laptop or dashboard will not only remind you about something you need to do but all those notes may annoy you enough to get it done!Four – Enlist support from others. Ask a friend, partner or colleague to remind you about a task you need to get done. A little peer pressure can go a long way in reducing procrastination.Five – When you accomplish that task you've been putting off. Reward yourself! Chocolate ice cream can be a great motivator to get something done that you've been putting off!I'm Deb Neuman for WABI TV5 News
Read more on 1 Minute Business Tips – Reducing Procrastination…
I recently received a question from a client about tools to help her daughter figure out her budget. Here are some online tools to help. Mint- is a popular, free tool that links your investments with your checking accounts and bills to help you see how you are doing on spending and savings goals. The service is free because sponsors pay for the privilege of selling you on a cheaper mortgage, higher interest rate savings account, etc. Those sponsors don't have direct access to your info, but Mint interacts with you on their behalf suggesting cheaper loans. The service is free and confidential. Buxfer – also free and a direct competitor with Mint, Buxfer has a secret storage place using Google to help you feel even safer. It does the same things with some interesting add-ons such as Twitter and is also iPhone accessible. There are several other online services available as well as Excel-compatible programs. Not much work to have a good vision of your finances. Being organized saves money! Marion R. Syversen, MBA – firstname.lastname@example.com
There is one four letter word that every entrepreneur is familiar with – that word is risk!The key to success as an entrepreneur isn't necessarily having a high risk tolerance – it's more about having confidence in your ability to manage risk and being flexible enough to handle challenges. To assess your ability to manage the risk associated with starting or expanding a business ask yourself these 5 questions.One – Are you confident your business will succeed? Have you conducted the research necessary to determine if a market exists and that you can you compete with your competition? Two – Are you able to adapt to change and persevere if things don't go exactly as planned? Three – What do you stand to lose if the business fails and are you willing to risk that? This could include money, personal and business assets, even relationships.Four – If you have a family, consider how they will tolerate the risk and challenges associated with operating a business.Five – Does taking risk thrill you or scare you to death. If you know it will keep you up at night with worry – you might want to reconsider.Risk can be a very good thing. Great rewards can come to those who take risks. Keep in mind that most successful entrepreneurs take calculated risks not foolish ones. I'm Deb Neuman for WABI TV 5 News
Many businesses in Maine are doing business internationally. If you are planning to travel overseas to conduct business there are things you should know and do to insure that your business trip will be a successful one. According to my friends at the Maine International Trade Center here are some things to know before you go First – what is considered appropriate business attire in the country you plan to visit? You don't want to show up wearing khakis and a shirt in a country where appropriate business attire is a suit and tie. What is considered a proper greeting in the country you will be visiting? Handshakes are universally acceptable but touching is not. While a friendly pat on the back may be acceptable in the US it may be considered a violation of personal space in other countries.Don't assume or be presumptuous in thinking that everyone speaks English. Take the time to learn some words and phrases in the language of the country you are visiting. Your hosts won't expect you to master their language but you will win their respect for making the effort.Another great business tip for traveling overseas is to create a business card with your contact information in English on one side and in the language of the country you will be visiting on the other and present the card with the language spoken facing your recipient.For more tips and advice when doing business internationally – contact the Maine International Trade Center at www.mitc.comI'm Deb Neuman for WABI TV 5 News
Read more on 1 Minute Business Tips – Doing Business Internationally…
EVALUATING A BUSINESS IDEA:I got a call a call from a viewer asking me to help him decide which business he should start. He had about ten very different ideas and hoped I would instantly know which one he should pick. My answer to him was I can't tell you that but I can tell you how you can decide that for yourself.And here's how…First of all narrow down the business ideas to those that you are the most excited and passionate about. Be sure you understand all of the duties and responsibilities required to successfully run the business and decide if it's something you really want to do. Next ask yourself which idea is the most feasible. How much money will it take to start up and do you have it or can you access it? What skills are necessary to run the business and do you possess those skills or can you acquire them? Do you have or can you find the right location suitable for your business idea?Third and really the most important question to ask yourself when evaluating a business idea is this – is there a market? Will people pay you money for the product or service you will offer. You also need to determine if the business can be profitable by estimating your expenses and projected revenues.Having many great ideas for a new business is a very good thing but it can be challenging too. By applying these questions to your ideas you can better determine which idea is the one most likely to bring you success!I'm Deb Neuman for WABI TV 5 News
Read more on 1 Minute Business Tips – Evaluating a Business Idea…
Jobs- Increasing unemployment numbers continue to weigh on markets and on employers. Even if business is good for us we perceive news reports as more indicative of how things are really going. Unemployment figures are lagging indicators, which means that even as other areas of the economy recover job losses may continue to rise. Oil- Oil prices which had gotten a bit over $70 a barrel dropped to below $65 a barrel because of concerns that if folks are out of work they won't travel as much, there will be a lower demand for oil. That matters to us as consumers, because we like low oil prices. But local employers, such as Cianbro, who are developing oil refinery rigs, have potentially more work when oil prices are higher and the risk of development is rewarded with higher profits. Housing – Figures for Maine are mixed with May sales for Penobscot county up. Figures statewide show sales over a three-month period declining. Prices also continue to drop but they are down by 12% over March, April and May. What does it all mean? Things aren't great, but they aren't continuing to nosedive. They seem to be more stable. Be cautious and steady in your finances. Marion R. Syversen, MBA – email@example.com


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I have for sale my 2015 Giant Defy 1 in Medium. I am selling as I need a Small frame after a recent bike fit and I cannot return as I have done around 100 miles on it. the spec is great, with full 105 groupset and would make a great winter bike!

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I am an experienced guitarist looking for a vocalist to form an acoustic function duo. The songs will be a mixture of recent and classic pop tunes. Ideally I am looking for someone that would like to travel as I plan on applying for gigs through ente


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Superior Court Decision Flouts Law: Undermines Initiative ProcessPosted on July 29, 2004 | Type: Press Release
PHOENIX-In an unexpected ruling today, Maricopa County Superior Court Judge Margaret Downie ruled that the No Taxpayer Money for Politicians Act violates the "single-subject" rule of the Arizona Constitution (Article XXI, Section1), a decision that could stop the initiative from appearing on the November ballot. The defenders of the initiative are rightly filing a special action with the Arizona Supreme Court, requesting review of the lower court decision.
Scottsdale City Council to Invoke Emergency Clause: Flagrant Abuse of Municipal PowerPosted on June 30, 2004 | Type: Press Release
PHOENIX - The Scottsdale City Council will vote Tuesday to approve a controversial plan to turn the site of the former Los Arcos mall into a business park. Scottsdale officials plan to invoke the city charter's emergency clause to prevent a voter referendum on the $130 million project.
Phoenix on Way to Becoming Valley of Corporate HandoutsPosted on June 16, 2004 | Type: Press Release
PHOENIX - The Phoenix city council will vote this afternoon on whether to build a 1,000-room downtown hotel at public expense. If approved, Phoenix residents will foot the bill for the estimated $350 million project.
Supreme Court Ruling on Arizona Tax Credits Defeat for States' RightsPosted on June 15, 2004 | Type: Press Release
PHOENIX-In a move that expands federal government control over state tax codes, the Supreme Court ruled yesterday that challenges to state tax credits can be heard in federal court. The ruling undermines the authority of state courts to rule on state tax matters and allows federal courts to interfere with the administration of state tax systems.
Seattle Offers City Planners More than Coffee: 12 Ways to Revitalize DowntownPosted on June 14, 2004 | Type: Press Release
PHOENIX-Seattle's privately-led downtown revitalization project boosted taxable sales 15.8 percent, double the previous average growth rate, and put Seattle at the top of the rankings for retail, dining, and entertainment. One of the nation's most successful redevelopment projects, Seattle's Pacific Place redeveloped three city blocks and created more than one million square feet of new retail space without resorting to eminent domain.


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- Vivid seats is a privately owned, fully licensed and bonded Tom Rush ticket broker not affiliated with the artist or any venue on the Tom Rush concert tour.
- Our tickets are sold above face value as dictated by the supply and demand of the Tom Rush ticket market.
- All Tom Rush ticket sales are final.
- For payment we accept Visa,�Mastercard, American Express and Discover.� Please contact our office directly should you require making payment via Paypal, Cashier's Check or�Money Order.
- All Tom Rush ticket orders placed through our website secure and kept completely confidential. We are serious about maintaining your privacy and comfort when purchasing country and folk tickets through Vividseats.com
- Once your Tom Rush event tickets�have been�purchased,�they cannot�be replaced�if lost or stolen.
- If Tom Rush cancels the show for which you have already purchased tickets, we will be able to refund your money, less the shipping costs.
- You are required to make all�refund requests�to our office within 30 days of the cancellation date.�Call us toll free at:�1.866.848.TIXX
- Make sure to confirm all details�of the Tom Rush concert since Vivid Seats is not always informed of any changes to the show date or time. This is the buyer's responsibility.
- If you have any questions, please contact us toll free at: 1.866.848.TIXX


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It was clean, it was good, and it has a nice patio. All in all, pretty normal for a pub/restaurant. It wasnt very busy and it closed early, but I am assuming it's because we were near the end of the summer out of season.
Called in on a wet cold October evening to be met by friendly staff. Had grilled whitefish and cheesecake. Ok it's pub grub but it was tasty and the room had a friendly atmosphere. What more could you ask.
Great service. Gluten free menu, some items not for the coeliac diet, these were explained to me. The pizza was very tasty. My wife is raving about the local white fish. We will return
The restaurant was not busy but no one greeted us and we had to ask if they would serve us. It felt like we were putting them out to serve us. The waitress did get our food to us quickly and it was very good, but the overall poor service ruined it for us after travelling all day to get...
The pub has a large indoor seating area and a huge patio for beers in the sun. The servings are large, the beer selection is good. The food is great. We had lunch and dinner here. Both times the price was fair and the service was great.
I tend to move around a town to spread the money but the burger, beer, view and service was so good that I had to go back on different days. Really to keep good things going in a town you should try to eat many different places ..
The view from the top roof top eating is very nice, tranquil...
Our family of 6 adults and one baby were here for dinner one evening. The service was really great. The food was average. It was typical pub food, and definitely nothing special. I had the whitefish, which tasted fine, but it was dry and overcooked. They had an excellent choice of draft beers and one cider on tap.
If you...
We had lunch at the Crows Nest on a quiet Monday in Tobermory. Service was prompt and friendly. The weather was beautiful the weekend before, and the crowds came to town, so they were out of fish for their fish and chips on Monday, much to my disappointment. However, I assuaged my fish longings with the excellent potato-leek soup, along...
This is a nice restaurant with a great view - good service - reasonable prices and the food is average - pub grub food.
We've eaten at Crowsnest before and after (fire) renovations in 2011. Now, the entrance is closer to Divers Den to the second floor pub & eatery. The wait-list can be substantial, and the drinks are maybe more of a draw than the food. However, it's a "happening" place yearround for friends and divers to gather--first come first served. The service...
Register now for free — and start getting automatic notification of new reviews, responding to traveler feedback, adding new photos to your listing and much more.


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A Jessica Alba Photo Tributeby Mischalova at . Comments
Good Luck Chuck looks like an awful movie.
That being said, we don't deny the film's premise: Jessica Alba is hot.
The former star of the TV series Dark Angel has made a career out of this fact - and we're proud to document it in the photo tribute below:
In Honey, Alba did her best impression of Shakira. The actress starred as a dance teacher and those hips weren't uttering any lies as far as we could tell. And we stared at them closely.
Then there was Sin City. And, truth be told, Alba should have to go to confessional for simply looking this sexy.
Good Luck Chuck - co-starring Dane Cook - may not show Jessica Alba nude, but the movie's entirely plot is simply based on the fact that she's attractive.
I don't know about hottest girl alive.. but she is definitely hot. You can vote on her pictures here and decide which pictures are good, and which are bad!
she is definitely the hottest girl alive...!!!! perfect!


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Ms. Ginger L. Gillette-Kent
General Practice, Mayo Clinic
- 13400 E Shea Blvd
Scottsdale, AZ 85259
- 1 Office Location
- (480) 301-8000
Ms. Ginger L. Gillette-Kent is a practicing physician. Ms. Gillette-Kent practices medicine in Scottsdale, AZ and specializes in General Practice. Ms. Gillette-Kent is affiliated with Mayo Clinic Hospital.
Gender: Not Available
Years in Practice: Not Available
Languages Spoken: English
Medical School: Not Available
Graduation Date: Not Available
Hospital Affiliations: Mayo Clinic Hospital
Specialties: General Practice


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How Britain Became a Breeding Ground for Jihadists
The Islamists have … infiltrated a lot of schools in Britain and indoctrinated young British Muslims who have then become jihadists and gone on to… Read More
The Islamists have … infiltrated a lot of schools in Britain and indoctrinated young British Muslims who have then become jihadists and gone on to… Read More
ISIS is not just the terror group de jour. They are a hugely successful movement with an apocalyptic, nihilistic philosophy. When they say "convert, join… Read More
1. Should the U.S. bomb ISIS targets in Syria? It depends. Never take the decision to put U.S. troops in harm's way lightly. First, there ought… Read More
About three out of four voters say the terrorist killer of American journalist James Foley should be sentenced to death if convicted for the murder,… Read More
With terrorists running rampant in Iraq and Russian convoys violating Ukrainian borders, the U.S. State Department is fussing over a new unnerving threat: its own… Read More
According to a disturbing revelation from the Transportation Security Administration (TSA), illegal immigrants are being allowed to board commercial flights. Many illegal immigrants currently caught… Read More
"The French … have paid out about $60 million over the last five years to various al-Qaida groups across the world."
Republican leaders today said President Obama must act decisively to combat the brutal jihadist group Islamic State and put forth a coherent strategy for ultimately… Read More
The best way to start winning a war is to stop losing. That axiom certainly applies to what's going on in Iraq. But, that said,… Read More
Last week, I traveled to Guantanamo Bay, Cuba, to observe pre-trial proceedings in the military commission's case against five men accused of committing the atrocities… Read More


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Happy Holidays from Libby Story and libbystory.com! Here's wishing you a season full of fun, festivities, giving and cheer!
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Whenever we shoot a new lookbook, I always want to know what products our makeup artist Deanna uses to get the beautiful looks. Read more »
- -Jan 22, 2013, 9:37AM
soooooo pretty :)
Whenever we shoot a new lookbook, I always want to know what products our makeup artist Deanna uses to get the beautiful looks. Read more »
My alarm clock rang at 6:30am. I woke, my body ached, and I was for sure dehydrated. The 2.5 – 3 liters of water was clearly not enough. Although my muscles hurt slightly and I had a head ache from lack of water, I felted enlightened. I was ready to head back to Bikram class after work and try harder. I nibbled on some peanut butter and jelly toast, packed my yoga kit, and headed into work.
I have always been the type of person who is continually searching for something… I have never felt rested. I needed to find my balance and calm the mild anxiety that had been following me for years. So, when the opportunity arose for me to participate in a 5-day Bikram challenge, I dove straight at the chance.
This week's pose is the third in our series of post-holiday detox twists from Stacia Nero of Deliver Me Wellness. Read more »
We asked our makeup artist Deanna Hagan what one of her favorite looks is for Spring, and she didn't even hesitate – it's all about the wing. Read more »
The moment I first looked at the images from our Amsterdam shoot, one stood out as an immediate favorite. The image above left, Read more »
This week's pose is the second in our series of post-holiday detox twists from Stacia Nero of Deliver Me Wellness. Read more »
UPDATE: This post originally ran on November 13th 2012 but now that we're in the midst of winter we needed to remind ourselves of these great natural remedies!
One of my biggest annoyances come winter is dry skin. I literally will not go anywhere without a small bottle of lotion, because in my opinion there are few things worse than when my hands are dry – it drives me crazy. Read more »
To accompany our bicycle-themed January catalog, we wanted to do a tutorial for a helmet-friendly hairstyle…something simple and cute that looks great on its own or under a helmet. Read more »
This week's yoga pose from Stacia Nero of Deliver Me Wellness is the Chair Pose (Utkatasana) and its Twist variations - the first in a series of twist poses for the month of January that are considered detox poses. Read more »
The holidays are over and I'm itching for spring to come. The winter is starting to get to me and all I see myself doing is lusting after bright tones, happy patterns, and dreaming of summer vacations. The early dark evenings are getting to me and I'm starting to get bored of wearing my winter coat. So, to beat these winter blues I decided to start wearing happier colors on my nails adding some life to my monochromatic winter wardrobe. Read more »
Have you ever cut into a beet and stared in awe at the gorgeously intense pink-red color, wishing you owned some blush or lipstick in that very same hue? Same here. Read more »


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You can now filter search results with text. Example: "person: john" will search only person pages for "john".
Hush's plan enters its next phase, and this time it isn't Batman who's in the crosshairs.
The Great Culling is here. Things are getting pretty nutso for the Secret Avengers.
Didn't the Illuminati used to have a doctor? Strange, I wonder what he's been up to.
Character »
King Neptune appears in 8 issues.
Brook is the musician of the Straw Hat Pirates. He had died decades ago, but his soul was revived from the powers of the Revive-Revive Fruit.
Fisher Tiger is the founder of the Sun Pirates, who is famous for freeing the slaves at Marie Jois.
Franky is the shipwright of the Straw Hat Pirates, and a self-made cyborg.
Fukaboshi is a shark merman and the eldest of the three sons of the royal Neptune family on Fishman Island.
Hoe is the large pet whale of King Neptune of Fish-Man Island.
Jimbei is a whaleshark fishman, who was once a member of the Seven Warlords. He's a fish-man karate expert, and has been invited to join the Straw Hat Pirates.
Mamboshi is an opah merman and the last of the three sons of the royal Neptune family on Fish-Man Island.
Maria Napole is a famous mermaid singer on Fish-Man Island.
Minister of the Left is a catfish merman in service of King Neptune as a Minister of Ryugu Kingdom.
Minister of the Right is a seahorse merman in service of King Neptune as a Minister of Ryugu Kingdom.
Monkey D. Luffy is the captain of the Straw Hat Pirates who ate the Gum-Gum Devil Fruit that changed his body to rubber. His dream is to become King of the Pirates. He has made quite a name for himself around the world and has a bounty on his head to match. Despite his naive attitude he is an amazing leader who the Straw Hats follow with pride.
Nami is the navigator of the Straw Hat Pirates and a skilled cartographer. She's a lover of money and mikans who dreams of making a map of the world.
Nico Robin is the archaeologist of the Straw Hat Pirates, who has the powers of the Bloom-Bloom Devil Fruit. Once an officer of the evil Baroque Works Organization then joined the Straw Hats.
Queen Otohime is a goldfish mermaid, queen of the Ryugu Kingdom, wife of King Neptune, and mother of Shirahoshi, Fukaboshi, Ryuboshi, and Mamboshi.
Roronoa Zoro is the swordsman and first-mate of the Straw Hat Pirates. He uses the Santoryu-style of sword combat and aims to become the world's greatest swordsman.
Ryuboshi is an oarfish merman and the middle of the three sons of the royal Neptune family on Fishman Island.
Sanji is the cook of the Straw Hat Pirates and lover of all things women. His dream is to find the All Blue of the sea.
Shirahoshi is a giant smelt-whiting mermaid. She's the princess of the Ryugu Kingdom with the power of the ancient weapon Poseidon.
Tony Tony Chopper is the doctor of the Straw Hat Pirates. He was a normal reindeer until he ate the Human-Human Fruit, which allows him to talk and transform.
Usopp is the sniper of the Straw Hat Pirates who is famous for frequently lying. He wants to be a great warrior of the sea.
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Where the pimpin' PSPers come to unwind, have fun, and win some awesome prizes.
pimpin', pspers, where, come, unwind, have, some, #awesome, prizes
Free forum : A forum for all to share awesome stories, novels, roleplaying games, and more!
free, forum, stories, role-playing, harry, potter, hunger, games
Free forum : here we talk about games and anime, come and enjoy
anime, games, friends, chat, game, gameing, talk, post, #awesome, community, entertainment
Free forum : A place to hang out and have fun, talk, and get to know people.
free, forum, random, #awesome, waffles, place, hang, have, talk, know, people
A forum to assist in the D&D game I'm running for the awesome guys.
Yes, Heroes is cancelled. But we'll love it forever, and it will always be remembered as being awesome.
heroes, chat, forum, talk, free, television, blog, website, forumotion, discussion, chatroom
Free forum : An awesome regular forum...
free, forum, regular, show, #awesome, cartoon, network, fansite
Welcome to Googles Club, an awesome site to talk about webkinz googles or just hang out with your friends! We've got a chatbox, forums and more!
googles, club, official, website, webkinz, website!, ganz, insider, heritage
Here I rp with my friends all I want because rping is AWESOME!
role, playing, world, here, with, friends, want, because, rping, awesome!
A place for fans of anime and video games to hang out.
Here, you can do whatever you please!(:
An awesome forum to learn Maple Animation and express yourself. Large community! :D
free, forum, mapleology, place, where, steamy, animators, omnomnomnomed, subs, videoboy45, cham, mapletheory, itouchoreos, locklockboy
Welcome to the L. o. F. S. where far north is an everlasting winter, the east spring, south summer, and west autumn. It is here where the Wolf Kingdoms of Velheritz and Kingdom of Roenkii survive.
roleplay, land, four, seasons, wolf, wolves, lofs, velheritz, roenkii, winter, summer, magic, friendly, #awesome, role, play, forumotion, forum, site, website, community, spring, autumn, fall, loafs, ajax, ocean, king
A wolf RP pack forum. Never staying still, exploring our world, awaiting the future that is defined by YOU. It was always the simple that made the marvellous.
wolves, simple, oddments, clan, realistic, wolf, pack, forum, free, semi, semi-realistic, grey, friendly, pg13, community, #awesome, cool, enjoyable, alpha, male, needed, wanted, accepting, looking, leader


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What did you think of this review?
Use Trust Points to see how much you can rely on this review.
"These angels are the optimistic, hope-filled cousins of the tormented fallen angels in other paranormal romances . . . . Xavier is gorgeous, honorable and so protective of Bethany that you'll be crushing on him after the first chapter." –Justine magazine
"The 17-year-old author's angel mythology is solid . . . there never seem to be enough lengthy tomes to satisfy the legions of paranormal-romance fans, and this first title of a planned trilogy fits the bill." –Booklist
"This is the first book of a trilogy. The next installment is Hades, due in the Fall of 2011. Look for it. Doubtless it will be another winner." –New York Journal of Books
"Halo was absolutely brilliant! I am in complete love with Halo! The characters are so complex and the plot is a rollercoaster you will not want to get off of. The writing is so intricate yet it is read with an ease that one can truly appreciate. Adornetto has raw talent and I can't wait for the next novel in the series to come out!" —Moonlight Book Reviews


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Tweezerman's Slant Tweezers were listed in Lucky Magazine's February 2012 list of new (and neon!) beauty products for quality makeovers.
According to the magazine, these neon-spiked tools and brushes counterintuitively make a natural, glowy look about a thousand times more attainable.
Tweezerman Slant Tweezers are available online for $20.
Enhance the Service: Retail!
Adore Dolls Parlour Dazzles With Its Nail Art19 photos
24 Holiday Retail Items24 photos
Founded in 1995
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Am I Losing My Touch Applying Acrylics?
Should I have a TV in my salon?
Get a free preview issue and a Free Gift
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Story: Nov 18, 2014
New film studies prof helps students appreciate film as art ...
CIA Exhibition: Nov 07, 2014
Fall 2014 Exhibitions
Story: Nov 15, 2014
Students capture two of the top prizes in museum's surreal d...
Events: Dec 05, 2014
Student Holiday Craft Sale
Social: a day ago via Facebook
Registration opens on Monday, Nov. 25 for the Cleveland Institute of Arts 2D3D national art and design competition for high school students. There are 13 cash ...
Story: Nov 04, 2014
New CIA building taking shape; set for December completion
Story: Nov 03, 2014
New Uptown Residence Hall featured in CIA video
Story: Aug 18, 2014
CIA again named to "Best in the Midwest" list
Cinematheque . Film Schedule . The Birds
United States | 1963 | Alfred Hitchcock
Thousands of birds descend upon a California coastal town for no apparent reason, attacking and terrorizing the residents. Alfred Hitchcock's follow-up to Psycho is one of his strangest and most unsettling thrillers. With Tippi Hedren and Rod Taylor.
120 min. 35mm color print from the Universal Pictures studio archive! 50th Anniversary!
at the Cleveland Institute of Art
11141 East Boulevard
Cleveland, OH 44106
Become a Cinematheque member and save off regular admission prices for one full year!
General Admission: $9
Member: $7 (includes CIA I.D. holders)
Age 25 & under: $7 (proof of age required)
*Additional film on the same day: $7


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Check out our Pie of the Day Pinterest board.
Learn new tips, tricks and techniques from the Test Kitchen experts. Save $5 with code ONLINE at checkout.
Perfect dinners in a pinch with 316 quick-and-easy recipes!
The sharp, mustardy flavor of horseradish makes it a natural choice for perking up plenty of savory dishes. Prepared horseradish is made by grating the root of the plant and mixing it with vinegar or mayonnaise.
Horseradish is a perennial plant that's often grown as an annual for the best-quality root. It's easiest to start horseradish from a root cutting planted in rich soil.
Beware that this potent herb spreads and can easily take over an area. It's
also difficult to get rid of since any tiny bit of root can sprout a new plant.
Use your bounty of zippy horseradish in these tempting dishes.
"People say, 'Wow!' when they taste these flavorful Horseradish Deviled Eggs (pictured above)," confirms Ruth Roth of Linville, North Carolina. "The bold combination of ground mustard, dill and horseradish is so appealing…the plate is always emptied whenever I serve these eggs."
"These spicy Horseradish Meatballs, with their thick savory sauce, are a popular party food," notes Joyce Benninger of Owen Sound, Ontario. "I also like to serve them with rice and a salad for a hearty meal."
"A little of Homemade Horseradish Sauce goes a long way to liven up dark game meats, beef, sausage, chops and deli sandwiches," assures Patricia Wolf of Lewes, Delaware.
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News & Press Releases
ELI Alerts
Note: These alerts are the work products of ELI Professional Program member firms. ELI takes no responsibility for their content and does not endorse any views expressed therein. They are provided solely as a service to our members and the public, and do not constitute legal advice.
March 5, 2014
Crowell & Moring LLP — Ninth Circuit Denies Rehearing in Washington Environmental Council v. Bellon. READ THE ALERT
March 5, 2014
Bracewell & Giuliani LLP — The Future of the UK North Sea: A New Game with More Rules. READ THE ALERT
March 4, 2014
Stoel Rives LLP — Washington State Supreme court Affirms Ecology's Decision That EIS for CO2 Emissions Unnecessary. READ THE ALERT
March 4, 2014
Reed Smith LLP — Proposed Regulation of Hazardous Waste in Retail Sector. READ THE ALERT
March 4, 2014
Baker & Hostetler LLP — Safety Alerts and Other Recommendations in the Wake of Rail Accidents Involving Bakken Formation Crude Oil. READ THE ALERT
March 3, 2014
Bergeson & Campbell, P.C. — Shimkus Rleases Discussion Draft of TSCA Reform Legislation. READ THE ALERT
March 3, 2014
Beveridge & Diamond, P.C. — Ninth Circuit's Decision Narrowing Rights of Subrogation under CERCLA Left Undisturbed by U.S. Supreme Court. READ THE ALERT
March 3, 2014
Beveridge & Diamond, P.C. — EPA Issues Final Rule Approving Use of Revised ASTM E1527 Standard. READ THE ALERT
March 3, 2014
Beveridge & Diamond, P.C. — Massachusetts Enacts Commercial Food Waste Disposal Ban. READ THE ALERT
February 28, 2014
Perkins Coie LLP — Fish and Wildlife Service Considers Increased Regulation of Oil and Gas in Refuges. READ THE ALERT


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2010 Thomas Dale graduate Billy Cullen has gotten his college baseball career at VCU off to a flying start. Primarily a pitcher for the Knights, Cullen has stepped into the role of starting left fielder for the Rams. Through the season's first 10 games, Cullen has a .289 batting average and .391 on base percentage.
In Chester, almost anyone on the street could tell you about the deep-rooted Thomas Dale - L. C. Bird High School football rivalry; the packed stadiums with everyone young and old attending; the players and coaches becoming household names; a tradition.
Meadowbrook High's Medford basketball team became champions last Thursday at James River High, beating Matoaca's "A" team in the final game of the Medford League season– a high school basketball league providing competition for athletes with disabilities.
On their magical playoff run, the L.C. Bird Skyhawks held off furious runs and made runs of their own, coming from behind in dramatic fashion to beat top teams in the state, T.C. Williams and Osbourn. They faced one last challenge in the Greyhounds of Norcom (Portsmouth, VA) who were ranked third and fifth nationally in two polls.
Call them the cardiac kids. Advancing to states after holding off two furious comebacks by in-region foes John Marshall and Highland Springs, L.C. Bird was able to win in a different way—by coming back from a 15 point deficit at the start of the fourth quarter to advance to the state semi-finals for the third time in school history, defeating the Osbourn Eagles 73-72 in the VHSL state tournament Friday night.
Ka'lia Johnson's high school career came to end last Saturday as the Lady Knights fell by the slim margin of five points, 70-65. The defeat came at the hands of Forest Hill High School (Woodbridge, VA) in the quarterfinals of the VHSL girl's state tournament.


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Shows > Back & Forth
Action Bronson and Alchemist Talk Innovation and Extreme Winter Sports - Back and Forth
Action Bronson sat down with Alchemist in Santa Monica to discuss his batting average (17,000) and the number of dicks he has (3).
Catch Action Bronson on tour with Cypress Hill and Alchemist and More! You can buy tickets through here!
10-12 Columbus, OH @ Skully's Music Diner
10-18 Brooklyn, NY @ House of Vans *
10-21 West Chester, PA @ The Note
10-30 New York, NY @ Best Buy Theater #
11-01 Buffalo, NY @ The Town Ballroom #
11-02 Philadelphia, PA @ Trocadero Theatre #
11-04 Chicago, IL @ Double Door #
11-05 Pontiac, MI @ The Crofoot #
11-13 Miami, FL @ Grand Central #
11-17 Atlanta, GA @ The Tabernacle #
11-18 New Orleans, LA @ House of Blues #
11-19 Houston, TX @ Scout Bar #
11-21 Austin, TX @ Emo's East #
11-23 Los Angeles, CA @ House of Blues #
12-14 Manchester, UK @ Manchester Academy 3
12-16 London, UK @ The Garage
* with Paul Banks, The Alchemist, SpaceGhostPurpp, and more
# with Cypress Hill
Artist Josh Graham's New Retrospective Will Feature Visuals from Drake, Jay-Z, Neurosis, and More
Relive Nick Cave's Town Hall NYC Performance of "Into My Arms"
Style Rider: Foxygen's Tour Essentials Include Glitter Makeup and Silver Pants
PUP's Toronto Homecoming Show Just Took Them to the Next Level
More From This Show
Ozzy Osbourne on Discovering Randy Rhoads, The Osbournes, and God: Back & Forth (Part 3/3)
Ozzy speaks with his son Jack about how he discovered his legendary guitarists Randy Rhoads and Zakk Wylde.
Ozzy Osbourne on ISIS, Politics, and Not Knowing How to Play Guitar: Back & Forth (Part 2/3)
Ozzy and Jack go back and forth.
Ozzy Osbourne Talks to Jack Osbourne About Health, Drugs, and Computers
Ozzy and son Jack Osbourne discuss, health, drugs, and how kids don't know what "jamming" is.
Steve Kilby X Rob Younger
Two of Australia's great rock front men, Rob Younger (Radio Birdman) and Steve Kilbey (The Church), sidle up at the front bar.
Russell Simmons X Rick Rubin on Slick Rick - Back & Forth - PART 4/4
In our final segment, the Def Jam legends talk the undeniable charisma of Slick Rick.
Russell Simmons X Rick Rubin On Public Enemy - Back & Forth - Part 3/4
Legends Rick Rubin and Russell Simmons discuss the impact and creation of Public Enemy.
Russell Simmons X Rick Rubin on the Beastie Boys - Part 2/4
Two humble geniuses discuss the Beastie Boys and pay tribute to Adam Yauch.


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Software & Accessories / Lightning Trigger for Canon« on: September 24, 2013, 05:18:07 PM »
Does anyone have experience with lightning trigger units for Canon that attach to the hot shoe? See several models on the Amazon website, but no user comments that usually accompany a product add. Feedback about your favorite model and pros/cons would be appreciated


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Ms. Sarah C. Vansumeren
Urological Surgery, Richard A Mills MD
- 4007 Orchard Dr Ste 3009
Midland, MI 48640
- 1 Office Location
- (989) 839-8881
Ms. Sarah C. Vansumeren is a practicing physician. Ms. Vansumeren practices medicine in Midland, MI and specializes in Urological Surgery. Ms. Vansumeren is affiliated with Midmichigan Medical Center-Clare.
Gender: Not Available
Years in Practice: Not Available
Languages Spoken: English
Medical School: Not Available
Graduation Date: Not Available
Hospital Affiliations: Midmichigan Medical Center-Clare
Specialties: Urological Surgery


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Historic High Country / Bremen
Santa is Coming to Towne Bremen
Dates : 12/5/14 - 12/5/14Sewell Mill Events Center
126 Hamilton Ave.
Bremen, GA 30110
Santa always arrives the First Friday in December at the Sewell Mill Events Center. Enjoy the lighting of the tree, music, pictures with Santa, free refreshments and more fun activities. For more information, call 770-537-2331.
Info & Amenities
Hours of Operation
Friday: 6:00PM - 8:00PM
Facility Amenities
Concessions, Free Parking, Parking on Site, Party Facilities, Public Restrooms
General Information
Free Admission , Handicapped Accessible
Near Interstate Highway
Suitable for Ages
All Ages
Christmas & Winter Holiday


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If you have 1 min and 32 sec spare time between 2 emails, have a look to this video we made out of my photographic work ! It's good for your eyes !
Posted 1 day ago.
Because Jeanne understood everything about women's main problem, which is to take all their life in a very tiny space called a bag, she created L/UNIFORM. A collection of canvas and tanned leather bags made in a very talented – and logical – mind mixing esthetics and utility. Once you got the principle, there's an infinity of colors and materials combinations, so feel free to custom and personalize your L/UNIFORM bag! And of course, who better than the art director Cleo Charuet to sign uber cool still lifes pictures imagining the content of those famous bags? No doubt, L/UNIFORM will bring you far away (and your belongings too) !
Posted 1 week ago.
Spending two hours with Marie Marot, it's like spending two hours with a guru of minimalism and androgyne parisian chic. But who's Marie Marot? Marie's a young designer, who, after having been working in the film industry and with her friend Lucien Pagès, decided to create her own accessories label two years ago. She was always writing wordplays on notebooks, so she finally customized clutches and woolly hats she's been wearing forever. So we are at Marie's, apartment at her image, where pieces of design and art books are mixed together, where every detail has been chosen meticulously. Peacock-blue Hermès vase, limited edition of Avalanche art magazine, large-size printed of personal pictures, perfect hats. Everything has been picked with an exquisite taste. Marie Marot or the Parisian aesthete.
Photos by Olivia da Costa.
Posted 3 weeks ago.
Sure, days are getting shorter. And colder at the same time. But at Please, we have decided to keep it sunny by picking up a selection of clothes and accessories, directly inspired by a Marrakech spirit the way Saint Laurent saw it during his stay there!!
Posted 3 weeks ago.
Never heard of Uribe ? You will know this jewelry brand very soon, as Karl Lagerfeld and Colette are already mad about these super graphic powerful jewels. Karl even wore a Uribe piece the day of his Chanel SS15 show! Not bad for a very young brand, launched earlier this year by the these two pretty birds : Tiffany Hargraves and Sion Philips. Tiffany has worked in the accessories/jewelry industry for 10 years working at Loewe, then at Chanel's studio with Laetitia Crahay, and more recently for Kenzo and Swarovski as a free lance. Sion has been working in advertising and is obsessed with lines and design. What a perfect alchemy! After several months travelling (California down to Peru!), observing, enjoying, being inspired, seeking for the best suppliers, they came back in London and set up Uribe. Why Uribe ? Because it's my mum's name and Sion finds it very graphic ! I really like Uribe's DNA, the pieces are at the same time bold, colorful, fun and above all NEW, I've never seen this kind of design before. Well done !
You can buy Uribe jewels at Net a Porter, Colette, my Wardrobe.
Photos by Olivia da Costa.
Posted 1 month ago.
Once more, London fashion week had been totally amazing and refreshing! House of Holland, Burberry, Mary Katrantzou, Jonathan Saunders and Giles are the five designers we really had a crush for!
Posted 1 month ago.


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Added Jul 9, 2013
by anajan
Belgrade, Serbia
I am launching a new line of sewing patterns, called Stepalica Patterns
This dress is an original version of the Nougat dress series (variation #1 and variation #2) I've been posting over here.
Bellow is a pattern / dress description. For more details about the pattern and purchase options, please visit my blog Stepalica.
This version has a rather simple pattern, that can be sewn easily and quickly (it took me one night to sew it, from fabric cutting to completion; the pattern is suitable for those with intermediate sewing skill level), and has a very interesting seaming that adds some drama to the dress. Front darts form a "V" shape, and the waist yoke is asymmetrical, just like on the variation #2. Skirt panels form almost a quarter of a circle, giving the dress a nice flow.
It's made of a very light and soft poplin, that I had recently bought for cheap. Since the fabric isn't transparent, I didn't line the dress, which makes it perfect for hot summer days that are ahead of us, since I almost don't feel it on the body.
With a blazer or cardigan, Nougat dress would make a perfect office appropriate garment.
For more details and new announcements related to the pattern follow my blog Stepalica.
Jul 19, 2013, 05.41 PMby nellyvdb
Awesome dress, the front detail is fantastic.
Jul 9, 2013, 08.29 PMby schnui
I really like your Nougat Dress. The dart detail on the front bodice is really nice.
Jul 9, 2013, 04.36 PMby irmchen
So lovely… that's a dress in pure perfection! And I am looking forward to your pattern sale! :-)
Jul 9, 2013, 03.22 PMby Mary Athey
the dress is just lovely okn you and the fabric's lovely as well x
Jul 9, 2013, 03.29 PMby anajan
Thank you!
Add to Favorites 4 people added it
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BATON ROUGE – LSU's season-opener against Wisconsin will be played at the home of the Houston Texas - NRG Stadium - thus the NFL Bag Policy will be in effect for the contest.
Click here for the original story.
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Notes from Apple's Q1 2014 conference call
Apple's Q1 2014 earnings conference call after the company's reported record quarter started with Apple CFO Peter Oppenheimer discussing the company's all-time quarterly records for iPhone and iPad sales. Oppenheimer cited iPhone market share numbers in various markets — he said iPhone has 69 percent of the smartphone market in Japan — in addition to mentioning web traffic numbers from iPhone and iPad.
As of this month, 80 percent of iOS devices are running iOS 7, Oppenheimer confirmed, following Apple's quiet release of those numbers earlier today.
Oppenheimer said iTunes services made $4.4 billion in the quarter, with $2.4 billion in sales from iTunes alone. Apple has paid a total of $15B to App Store developers. Mentioning some specific apps, Oppenheimer said Clumsy Ninja was downloaded 10 million times in the first week of release, and Plants vs. Zombies 2 was downloaded 16 million times in the first five days of release. He also briefly mentioned iBeacon, which is now showing up in Apple stores.
During the Q&A, Apple CEO Tim Cook said last week was the best ever in China for iPhone activations. "We really turned in a stellar quarter in greater China overall and we're really proud of it," he said.
Asked about mobile payments, Cook said, "The mobile payments ... in general is one that we've been intrigued with ... and that was one of the thoughts with Touch ID."
On iPhone market share, Cook mentioned the growth in emerging markets, but also said, "Our North American business contracted somewhat year over year." He said iPhone 5s supply wasn't strong enough. Carriers changing their upgrade policies is also having a major effect on North American sales, Cook said.
When asked if Apple is still a growth company, Cook referred back to Oppenheimer's comments while reiterating the iPod is bringing down the overall numbers.
On iPhone user growth, Cook also said Apple saw significant new-to-iPhone numbers on the 5c. "It's typically not just upgraders," he said.
On expanding the iPhone product family, Cook said, "We're willing to make any product that's a great product. Our line in the sand is making something that's not fantastic."
When asked about 5c sales, Cook played up the 5s. He said, "People are really intrigued with Touch ID. It's a major feature that has excited people."
To end the call, Cook made a vague comment on future products, saying "Innovation is deeply embedded in everybody here ... we have zero issue coming up with things we want to do that we think we can disrupt in a major way."
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That's it, Tim, blame the declining iPod sales. When was the last time Apple even gave a second thought to the iPod Classic, the device that allowed you to expand into unchartered territory (and profits)? That gave birth to the iTunes Store, the iPhone, the iPad, and even iTunes Match…. the Cloud…. and yet you just dismiss it.
Update the Classic. Give it a refresh, starting with a minimum of 256GB flash storage. Some people like to have all their music with them all the time, and not be beholden to a WiFi connection and data quotas to listen to their music.
Jeez, your company is such a cheapsake sometimes. You rake us over the coals for the price of 16/32/64/128 gb storage, and you lock us into your Eco-System, and yet you can't give us the music we purchased and outright own.
Posted by JonnyOneNote on January 28, 2014 at 12:53 AM (CST)
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The color in the picture is much lighter and prettier than the actual shower curtain. There were a lot of loose threads and stitches all over the place. I was not impressed that this curtain was DRY CLEAN only. I would NOT recommend this to anyone.
I have bronze fixtures in the bathroom -- I purchased two -- sent one back, on this one, however, they haven't given me a refund yet. Will have to call.. They were both beautiful, & so hard to decide. -- I kept the 'Flower Drops' & couldn't be happier. I had so many compliments.
I had purchased these shower curtains some time ago through a different retailer, but could not find them again, until I located them on overstock. I love the quality of these curtains. The fabric has a lovely sheen, and the drops of petals are beautiful. They have received compliments from everyone, and I am purchasing these to give as a gift at Christmas to someone who really loved the look.
This is a unique shower curtain that looks far more expensive than it really is! I couldn't find anything similar on the market. The color is darker than pictured, but no less lovely as a result. Perfect if you're looking for a romantic, girly theme.
I like the colors used and the material is wrinkle free
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Stuart Broad's much-debated decision not to walk during the first Investec Ashes Test has been supported by former Australia wicketkeeper Adam Gilchrist. Gilchrist was famed as a 'walker' during his career, most significantly during the 2003 World Cup semi-final. Despite that, Gilchrist believes the Englishman was well within his rights - and the rules of cricket - to hold his ground after he got a thick edge to to slip on day three at Trent Bridge. "My view on the whole incident is Stuart Broad has clearly made it evident that he is not a walker and I don't think anyone needs to look too much deeper into it," Gilchrist told BBC Radio Five's Sportsweek programme. "Stuart or anyone who has stood before has not broken any laws of the game. He's just simply waited for an umpire to make a decision and then accepted that decision. That's up to him. In this day and age it is no surprise to see a batsman not walk." The incident has prompted fierce debate about whether Broad contravened the spirit of the game, if not the laws, but Gilchrist believes it ought not to have. "The spirit of cricket and the spirit of the game can mean different things in different parts of the world and cultures," he said. "Certainly you don't need to judge someone's character. It's one of those anomalies around cricket that will go on forever. "The big question now is you have to be careful, if you play like that, when one goes against you with ball in hand - please don't carry on too much about it. You do have to move on." Gilchrist was himself criticised for choosing to walk during his career, with his decision to walk off in that World Cup semi-final against Sri Lanka stirring emotions Down Under. "It's an individual choice. That was where I was at," he said. "I felt players should be and can be in more control of the match in the way it is played. Anyone who plays the game needs to be comfortable with the way they go about it."
Ashes 2013 - Australia in England (Full Coverage)
Broad broke no laws - Gilchrist
|2013/Jul/16 10:53:00
More stories from Ashes 2013 - Australia in England
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Johnson relishing confrontationMitchell Johnson is vowing to continue his intimidation of England batsmen, and appears amused by the tourists' plans to fight fire with fire.
Reborn Johnson evokes Lillee, Thomson eraThe astonishing revival of Mitchell Johnson has put Australia one win from the reclaiming the Ashes and evoked the bygone era of lethal quicks Dennis Lillee and Jeff Thomson 40 years ago.
Even Ashes battle on the cardsWhen cricket lovers wake on Thursday, they will be consumed with excitement. A concoction of nerves, energy and enthusiasm overcome in readiness for the first day of the Australian Test summer. For Australian and English supporters, there is extra emotion attached for an Ashes series.
Nice to get the winning feeling: ClarkeAustralia captain Michael Clarke was a relieved man after hitting his 8th ODI century in an 88-run win over England at Old Trafford as he played a key role in his first victory over a Test nation in seven months.
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Spotlight: Get up to 90% off at GOG's big fall sale on over 700 DRM-free games!
Title screen
Part 1: First scene
Part 1: Level 1
Part 2: First scene
Part 2: Level 1
The main menu
Exploring a planet
Don't get hit by various attacking enemies!
In a maze
In a flying device, avoid enemies...
Flying along. I need to shoot these guys.
I fired a shot.
They rammed me.
Now to enter the mutant zone on a planet.
Exploring the planet
I was killed.
This screen displays while the game is loading
The game displays a side scrolling help text, ENTER to start, Q & A are up & down, O & P are left & right, SPACE is fire
The game starts here with the spaceman being dropped onto the planet surface. There's a big scanner dish thing above his head that shows a picture in the screen below
Dead straight away!
Spaceman cannot walk past that crater / column and must jump. He cannot maneuver while in the air so must take a run at it and jump while moving
Zapped by something that's off-screen! Dead again
Yes, we have documented the game about dysentery. Information, credits, reviews, screenshots and more covering 145 video game platforms from 1971 to date!
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Properties in Stratford-upon-avon, Warwickshire between £1 and £10,000
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£1,000 per month Let Agreed 4 Bedrooms Congreve Way, Stratford Upon Avon
A well presented three storey town house benefiting from gas fired central heating and double glazing. Situated on the popular development of Trinity Mead within walking distance of a superb primary school. The property comprises; Entrance hallway, open
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Prior to Sunday's final match of 2014 FIFA World Cup Brazil, the Facebook Data Science Team analyzed posts from each of the 32 countries that participated in the tournament, examining how support moved from one team to another after clubs were eliminated.
Trending World Cup
Mediabistro Course
Content Marketing 101
Almost 60% of businesses use some form of content marketing. Starting December 8, get hands-on content marketing training in our online boot camp! Through an interactive series of webcasts, content and marketing experts will teach you how to create, distribute, and measure the success of your brand's content. Register now!
Facebook Launches Trending World Cup Hub
2014 FIFA World Cup Brazil kicks off Thursday (June 12), and Facebook will take soccer fans through the championship game July 13 with its new Trending World Cup hub, aggregating the best content related to the tournament in one place.


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HoopsHype Golden State Warriors rumors
Roster | Salaries | On Twitter | Twitters | Instagram
Golden State Warriors VIDEOS
Reggie Miller: I've always said Drazen Petrovic was the best 3pt shooter I've ever seen, starting to question that watching Stef Curry... #3ptPure Twitter @ReggieMillerTNT
Gabo Fahem: @Reggie Miller Baby Steph watching Drazen during all star game in 1992 pic.twitter.com/W0ogFDgh7i Twitter
Diamond Leung: Leandro Barbosa out with right knee sprain. Twitter @diamond83
Diamond Leung: Harrison Barnes to KNBR on Marreese Speights: "His nickname is Mo Buckets." Twitter @diamond83
Andrew Bogut: Oh and @StephenCurry30 is just silly.... #mvp Twitter
"Who better than him…at the point guard spot," Green said. "I don't know someone that's better than him, so I definitely think he's taken over that top spot at the point guard spot. Obviously, with winning comes accolades, so we keep continuing to win, all that stuff will take care of itself." "He'll be an All-Star. He'll be all that stuff. You continue to win games, and those wins add up, it'll be hard to deny him the MVP." Contra Costa Times
Rusty Simmons: David Lee is hoping he can play Nov. 30 at Detroit, but he said it's more likely he'll return at home vs. ORL on Dec. 2 or vs. NOP on Dec. 4 Twitter @Rusty_SFChron
Warriors center Andrew Bogut and guard Leandro Barbosa are expected to play Tuesday at Miami after leaving the previous game with injuries, coach Steve Kerr said. Bogut (orbital contusion) and Barbosa (knee sprain) participated in shootaround and "seemed fine," according to Kerr. Contra Costa Times
Diamond Leung: Steve Kerr to KNBR on Marreese Speights wanting Sixth Man of the Year: "Twelve games in, he's probably No. 1 on the list." Twitter @diamond83
Diamond Leung: Steve Kerr to KNBR on Speights/Perkins: "Did you see his comments after the game? I love Mo. Mo doesn't mince words." Twitter @diamond83
Diamond Leung: Kerr to KNBR: "(Perkins) likes to talk & I just thought Mo's response was great. The way he played & then also just the brutal honesty." Twitter @diamond83
Diamond Leung: Steve Kerr told KNBR that David Lee is unlikely to play on the trip and Leandro Barbosa is probable for Miami. Twitter @diamond83
Anthony Slater: Kendrick Perkins on Marreese Speights' comments: "It's his world, I'm just living in it. That's my response to Marreese Speights." Twitter @anthonyVslater
Diamong Leung: Stephen Curry on being surprised missing a last-minute free throw: "I feel like I wasn't seeing what I thought I saw." Twitter @diamond83
Diamond Leung: Marreese Speights "It's just Perkins always got something to say. He thinks he's a tough guy but @ the end of the day his game is terrible." Twitter @diamond83
Diamond Leung: Marreese Speights: "Always getting me going, so shoutout to Perkins again." Twitter @diamond83
Q: How has coaching compared to what you thought it would be? Steve Kerr: "Even better. Of course, we are 9-2. Ask me again when we've lost a few. But I'm really enjoying myself. I love the competition. I love being part of the group. These are great guys on our team. I can't tell you how lucky I am to have inherited this club as my first coaching job. It's pretty amazing." Oklahoman
Do you miss television? Kerr: "I don't miss Marv Albert at all. Let's make that clear (laughs). You know, I loved it. I loved my job at TNT. As soon as they fire me I'll probably be back there. But I think it was the right move at the right time for me. A TV gig allowed me to raise my kids and still be part of the game. Now that my kids are older and pretty much out of the house this is the perfect time for this move. I'm really happy." Oklahoman
Rusty Simmons: Andrew Bogut is done for the game with an orbital contusion. Twitter @Rusty_SFChron
Rusty Simmons: A CT scan on Andrew Bogut's head was negative (right orbital bone contusion). He's questionable for Monday's game at Miami. Twitter @Rusty_SFChron
Wilt Chamberlain never won a championship with the Warriors, but his monstrous stats make him the clear pick for No. 1 player in franchise history.
Any rumor missing? E-mail us at email@example.com.


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Ella turned 7 last week - I still can't believe that! It's kind of tricky having a child with a birthday in December. I always feel like I am throwing something together for her at the last minute. This year I decided that I really wanted to plan a memorable birthday party. She came up with the idea of having a PJ party. And then when I hosted a giveaway for Libby Lane Press - I saw Nicolle's … [Read more...]
PJs & Pancakes Birthday Party!!
Handmade Gift Ideas Linky Party!!
{{{Happy Monday}}} It's time for one of my favorite days of the year!! It's Holly Bloggy Christmas Week and time for the Handmade Gift Ideas Link Up!! This is the third year that I've hosted this festive event. Last year we had almost 500 gift ideas linked up. It's so fun to see all of the beautiful handmade gifts that are linked up! Plus, it's a great way for people to find your … [Read more...]
Christmas Dyed Pom Pom Wreath {Holiday tutorial}
Are you so excited for the holidays?? I love decorating this time of the year. I have wanted to make a project with pom poms for awhile. And when RIT Dye sent me a big, huge box of every dye color imaginable, I thought it might be time to make something festive for the holidays with dye!! Did you know that you can dye more than fabric with RIT dye?? It's true, I went to their website and blog … [Read more...]


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Ex: Observing light and shadow
- 2 simple objects lit from one side
- watched a video on shading light and form from http://www.proto.com
- the video used an egg, so I got two boiled eggs and put them on a light surface, and closed the curtains for stronger shadows.
Struggling with getting transition between the areas of shading. Is my pencil too soft?
The shape of the eggs aren't great – but the shading is slowly improving
The highlights don't seem to stand out enough – because the areas around it aren't dark enough.
Spent more time this week practising this exercise on different objects and trying to improve seeing the light and shade, but also how to do it.
This included a discussion with my husband about whether you can create an outline for the shadow area. He says you can, and it does make it easier, but from my observations of my own sketches and my memory of those of others, my thinking is it depends…on the media, how deep the shadows is and where it is.
I'm going to do some more exercises with the two objects, but I need to do it in the evening, when the shadows stand out much better under artificial light.