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Nowadays, everyone knows what the fiscal cliff is all about as news channels, websites and newspapers have explained everything there is to the matter. Now that we are past "fiscal cliff" territory, the markets have been jittery. Despite the recent relief rally, some spending deals have only been postponed by a few months. In addition, the uncertainty around the US debt ceiling is another factor that could weigh in on investors sentiments.
Fears of the effect of this fiscal cliff and hitting the debt ceiling on the economy, could drive stock prices down. As a dividend investor however, my holding period is forever. I am a firm believer that if I choose the companies with the right fundamentals, with solid competitive advantages and a strategy to grow earnings, I can ignore market fluctuations. This is particularly true, since I purchase dividend stocks at attractive valuations. Many investors view stocks simply as lottery tickets, and Wall Street is viewed as a giant casino. These investors are forgetting the fact that stocks represent ownership of real businesses that provide something of value to their customers.
I focus on businesses generating growing amounts of excess free cash flow and then regularly raise dividends. As dividends always represent a positive return on investment, I would generate returns even if the market is down. In addition, even if the markets closed for 5 or 10 years, my investments would still generate a positive cash return on aggregate in the form of dividends.
If the fiscal cliff sends stocks tumbling by 10% - 20%, I would be a buyer on dips. Many companies with solid operating performance would be even cheaper. A market decline also offers the opportunity to buy shares in companies, which are perennially overvalued.
I plan on adding to my positions in the following companies on dips:
The Coca-Cola Company (KO), a beverage company, engages in the manufacture, marketing, and sale of nonalcoholic beverages worldwide. The company has raised distributions for 50 years in a row, and has raised them by 9.80%/year over the past decade. Currently, Coca-Cola trades at 19.70 times earnings and yields 2.70%. I would be a buyer if the stock drops to $34 - $35/range. Check my analysis of the stock for more detail.
Philip Morris International Inc. (PM), through its subsidiaries, manufactures and sells cigarettes and other tobacco products. The company has raised distributions for 5 years in a row. Currently, Philip Morris International trades at 17.30 times earnings and yields 3.90%. I would be a buyer on dips. Check my analysis of the stock for more detail.
Wal-Mart Stores, Inc. (WMT) operates retail stores in various formats worldwide. The company has raised distributions for 38 years in a row, and has raised them by 18.10%/year over the past decade. Currently, Wal-Mart Stores trades at 14.20 times earnings and yields 2.30%. I would be a buyer on dips below $64/share. Check my analysis of the stock for more detail.
YUM! Brands, Inc. (YUM), together with its subsidiaries, operates quick service restaurants in the United States and internationally. The company has raised distributions for 9 years in a row, and has raised them by 17.80%/year over the past five years. Currently, YUM! Brands trades at 20.10 times earnings and yields 2%. I would be a buyer on dips below $54/share.
The following stocks have the potential to grow earnings over time, which should increase their value. In addition, increased earnings would allow these companies to boost investor dividends.
Full Disclosure: Long KO, YUM, PM, WMT
Relevant Articles:
- Wal-Mart Stores (WMT) Dividend Stock Analysis
- Coca-Cola Company (KO) Dividend Stock Analysis
- PepsiCo (PEP): A Better Value than Coca Cola (KO)
- How to get dividend investment ideas
This post was included in the Carnival of Personal Finance #396 hosted by Financial Coach Adam Hagerman.
Wednesday, January 9, 2013
Load up on dividend stocks from a fiscal cliff selloff
Nowadays, everyone knows what the fiscal cliff is all about as news channels, websites and newspapers have explained everything there is to the matter. Now that we are past "fiscal cliff" territory, the markets have been jittery. Despite the recent relief rally, some spending deals have only been postponed by a few months. In addition, the uncertainty around the US debt ceiling is another factor that could weigh in on investors sentiments.
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August 1, 2005 12:00 AM - John Flesher, Associated Press
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Jellyfish Gone With the Wind in California
July 29, 2005 12:00 AM - Robert Jablon, Associated Press
They came, they stung, they left. Tens of thousands of purplish-black jellyfish that invaded Orange County beaches for the past week mostly disappeared by Thursday along with a red tide of microscopic plankton on which they may have been feeding.
Growing Call among Californians to Sack Plastic Grocery Bags
July 29, 2005 12:00 AM - Deb Kollars, The Sacramento Bee
In Los Angeles, in San Francisco, and in Sacramento, one of the most commonplace innovations to come along for consumers -- the plastic grocery bag -- is under attack. What would our world be like without these wisps of handiness? How would we get our groceries home? Or our homegrown tomatoes into the office? Or dog droppings off a stranger's lawn?
As EPA Deadline Looms, Farmers Struggle with Air Monitoring Program
July 29, 2005 12:00 AM - Alan Scher Zagier, Associated Press
Hog farmer Bill Kessler hopes a voluntary federal program for monitoring livestock emissions will keep his 500-sow operation out of court for a few years. For $200, Kessler has essentially bought four years of amnesty from air-pollution penalties while the federal Environmental Protection Agency determines appropriate air quality standards for farm operations.
U.S. Initiative on Climate Met with Cautious Praise, Skepticism in Asia, Europe
July 29, 2005 12:00 AM - Vijay Joshi, Associated Press
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July 28, 2005 12:00 AM - Tim Molloy, Associated Press
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Researcher Puts Cows in a Bubble to Measure Emissions
July 28, 2005 12:00 AM - Kathleen Hennessey, Associated Press
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What the Texas GOP Is Proposing Is Downright Dangerous for Gay Peopletags: gay
The idea that politicians ought to encourage "conversion therapy" has gained new ground with this proposal by the Texas GOP, despite the fact that New Jersey governor Chris Christie had previously asserted that "The American Psychological Association has found that efforts to change sexual orientations can pose critical health risks including, but not limited to, depression, substance abuse, social withdrawal, decreased self-esteem and suicidal thoughts." This disparity between Texas and New Jersey reflects a trend nationally whereby access to LGBT rights is dependent on a zipcode lottery, namely the state in which a person resides, as shown by these maps. I show below how historians may help to combat the resurgence of homophobia in states such as Texas by pointing out some unpleasant truths about the past record of such therapies.
On June 7, 1954, sixty years ago this month, the British genius and war hero Alan Turing committed suicide after undergoing chemical castration in order to avoid a prison sentence for gross indecency. In the same decade, the adolescent Lou Reed was subjected to gay conversion therapy instigated by his parents. He wrote, "They put the thing down your throat so you don't swallow your tongue, and they put electrodes on your head. That's what was recommended in Rockland State Hospital to discourage homosexual feelings. The effect is that you lose your memory and become a vegetable. You can't read a book because you get to page 17 and have to go right back to page one again."
The experiences of Turing and Reed ought to remind us that gay men could not make free decisions when they were surrounded by homophobic families, psychological professionals and law enforcement. The Texas GOP may tell us that 2014 is not the same context as the 1950s, yet this is belied by the fact that the "family values" rhetoric of the Tea Party is intended to evoke nostalgia for the decade of McCarthyism and Amos 'n' Andy, when public authorities cranked out homophobic films such as this one.
Such homophobia has real world consequences. Violence on grounds of sexual orientation makes up around 20% of recorded hate crimes. Equally importantly, although there is evidence that the rate of homophobia is falling in the US, the pattern is uneven and disguises the lack of protection from discrimination by employers.
The Texas GOP is thus gambling with the lives and careers of millions of people when it pretends that "voluntary" therapy can help them change their orientation. People with restricted rights do not enjoy freedom of choice in the true sense: "go straight or get fired" is not a voluntary option.
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Seeking a good restaurant with a big round booth or table for 8 people
- r
- racheljenna Nov 30, 2009 08:56 PM
I know this is a weird request, but I'm looking for a decent restaurant in the Toronto area (or York Region) that also happens to have a round booth or round half booth or round table that can fit about 8 people. I like it round so that no one is left out!
Anyways, a place with a good veggie option (like pasta) would be nice, as two of the guests are vegetarians, but I am not looking for a vegetarian place.
Also, a bit upscale is also plus. As well, trying to stay away from Chinese.
Any suggestions? Open to anything.
Mistura has a private room with a large square table (I believe it can seat 12). Although it's not round, it still means that non one gets left out of conversation. I hosted an event there, and we thought the room was great -- very conducive to good conversation all around. Also, they have some great veg options.
re: act1966
Was there on the weekend with a party of six at a round table. We had lots of room and most likely could have fit another two at the table. Great meal - we all agreed it was one of the best we have enjoyed in a while (other recent visits include Opus, Nota Bene, Lee)
Of the six - four had the Dover Sole and raved about it.
If you like great Japanese izakaya-style cooked food and passable sushi, Ematei has a terrific table at the back, it's rectangular but with sunken seats and just an awesome vibe. We have our office Xmas parties at that table.
Mildred's Temple Kitchen has a big round table (just one) in the back of the restaurant. It's quite a nice spot.
Pastis at Yonge & Summerhill has a large round table. It definitely seats six and might be large enough for eight. We had an excellent meal there last week. Wonderful food, excellent service, great ambiance.
Ciceri et Tria is italian, fun, casual, lovely and affordable. They have a chef table at the back, it is square and you can fit in 9 people.


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Distance Education Law Schools / Re: taft law school« on: January 05, 2014, 11:07:49 AM »
If you are willing to take the cases other attorney's spurn and learn as you earn, DL is for you. Workers Comp, Disability, Immigration and contract PD can all be entered with no or minimum experience provided one gets additional training first. Check what fields are needed in the locality you plan to practice in by asking attorneys what sort of cases they reject. You don't even need much of an office anymore and California does not require malpractice insurance - so barriers to solo practice are non existent. If solo practice seems too daunting; I'd rethink the DL option. In theory any law firm can hire you but they won't unless they are your uncle and you will be frozen out of most government jobs because they usually require a ABA or California accredited degree. All online degrees are viewed suspiciously by employers and will contune to be so for many years to come.


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Senior editor Michael Hall on tackling Mack Brown—UT's minister to footballers, alums, and Saturday fans alike—who's made donning burnt orange cool again.
September 1, 2005 | by Ryan Vogt | Web Exclusive
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The [...]
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Temporary smoke cover may occur. [...]
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"While the government reminds the ACT community [...]
Investigations are underway following a small fire in the Florey Primary School library.
The fire is not believed to be suspicious, with firefighters saying it was caused by a suspected electrical fault.
ACT Fire & Rescue responded to an Automatic Fire Alarm at about 2:30am.
On arrival crews found a lounge suite alight. The fire was extinguished [...]
A pergola has caught alight at a house in Dunlop.
Firefighters are working to contain the fire from spreading further.
Two ACT Fire & Rescue pumpers are on scene at Thornhill Crescent.
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The ACT Ambulance Service and ACT fire & Rescue were alerted to the incident on Lister Crescent just before 9 o'clock.
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Two ACT landholders will conduct agricultural burns today, Friday 3 October, 2014, weather permitting.
A 15 hectare agricultural burn is planned at the property "Top Naas", Naas Road, Naas Valley via Tharwa.
The second agricultural burn is planned at the property "Huntly" Uriarra Road, via Weston. A number of pile burns are expected to be carried out [...]
Firefighters are currently on scene at Carina Street, Ngunnawal following a fire in a lounge room.
House was vacant at the time of the fire.
ACT Fire & Rescue has extinguished the fire and are currently conducting ventilation operations.
Two fire pumpers on scene, the Breathing Apparatus Van and one Commander.
Crews were alerted following an Emergency Triple Zero [...]
A city building has been evacuated so firefighters can investigate an escaltor fire.
ACT Fire & Rescue were called to Moore Street just after 7am after smoke was reported issuing from the escalator.
A seconary search is being conducted to make sure no one is left in the building.
The fire has been extinguished with crews now conducting [...]
The ACT Rural Fire Service will conduct a hazard reduction burn, weather permitting, today, Sunday 21 September, 2014 at Vicars Street, Mitchell.
The burn is expected to commence from 9.30am till 5pm.
Thirty firefighters, five fire tankers and three command vehicles will conduct the burn of approximately 2.5 hectares.
Temporary smoke cover may occur. Every effort is made [...]
A private landholder will today, Wednesday 10 September, 2014, conduct a small hazard reduction burn of two piles of vegetation at Block 217 Paddy's River Road, Corin Forest near the Corin Recreation Area.
Temporary smoke cover may occur.
The Health Directorate advises that people with asthma, other chronic respiratory and/or chronic cardiac diseases should not perform [...]
Firefighters are currently on site at the Lyneham High School, Goodwin Street, Lyneham, investigating an odour believed to be smoke from the school hall.
No fire has been found, however approximately 1050 staff and students were evacuated as a precaution.
Staff and students have now been permitted to return.
Odour believed to be from a heater.
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Firefighters are currently on scene at Hindmarsh Drive and Jerrabomberra Ave, Narrabundah, following a truck and car collision.
Hydraulic rescue tools were used by ACT Fire & Rescue to free two patients from the car.
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Firefighters have evacuated approximately 200 workers as a precaution from Pharmacy House, National Circuit and Brisbane Ave, Barton, following a water leak on the top floor.
Crews were alerted to the water leak in the Plant Room following an Emergency Triple Zero (000) call at 1.03pm.
The leak is currently being isolated by ACT Fire & Rescue [...]
Firefighters from ACT Fire & Rescue and ACT Ambulance Service intensive care paramedics are currently on scene at Barry Drive and Clunies Ross Street, Acton following a bicycle collision.
ACT Ambulance Service intensive care paramedics are treating the male cyclist, aged in his 50′s, for a head injury and a chest injury. The male patient will [...]
The ACT Rural Fire Service will tomorrow, Saturday 23 August, 2014, weather permitting, conduct a hazard reduction burn at the Federal Golf Club, Gowrie Drive, Red Hill.
The burn will commence from 10.30am and continue through the day. It is likely the burn will also smoulder into Sunday.
Four fire tankers, two light units, one command vehicle [...]
Firefighters extinguished a small fire earlier tonight at a northside nursing home.
ACT Fire & Rescue responded to the incident at the Bupa Aged Care facility in Bindel Street Aranda just before 6 o'clock.
Fire crews arrived to find a lounge chair fire in the foyer alight causing the area to fill with smoke.
Firefighters quickly extinguished [...]
Firefighters have extinguished a fire from an electrical switchboard at the Belconnen High School, Murranji Street, Hawker.
ACT Fire & Rescue has evacuated approximately 450 staff and students as a precaution.
Crews are currently clearing smoke from the area and conducting ventilation operations before allowing staff and students to return to the area.
Three fire pumpers are on [...]
The ACT Rural Fire Service Tidbinbilla Brigade will tonight, Wednesday 13 August, 2014, conduct a small hazard reduction burn at Corin Forest, Corin Road.
The burn is expected to commence from 7pm until 11pm.
Temporary smoke cover may occur. Every effort is made to conduct the burn in weather conditions that will minimise the impact of smoke [...]
ACT Fire & Rescue firefighters and ACT Ambulance Service intensive care paramedics are currently on scene at the roundabout of Johnson Drive and Monaro Hwy, Calwell following a single vehicle truck roll over.
The truck was carrying approximately 300 sheep which have been contained.
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A second school gas leak this morning – Firefighters are responding to a gas leak at the Kingsford Smith School, Starke Street and Hardwick Crescent, Holt.
Two pumpers and one Commander from ACT Fire & Rescue are responding to reports of a gas leak in the school gymnasium.
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Firefighters are currently on scene at Charles Conder Primary School, Tom Roberts Avenue, Conder, working to isolate a gas leak.
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ACT Fire & Rescue has extinguished a fire in a roof at a residence on Martin Street, Curtin.
Firefighters are currently investigating the roof of the four-bedroom house to ensure no further fire spread.
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Press Release Distribution
May 08, 2014 News
Country Music Star Joey Canyon Turning Denver Into "Nashville West" With Exciting New TV Variety Show
6 months ago, 59404 views, By Canyon Entertainment, Inc., (720) 271-6000
New one hour country music variety TV show will feature performances by A-list country music artists as well as artist interviews, sketches and comedy.
6 months ago, 3607 views, By Beat The Streets
Fifth Annual Event Featured Wrestlers from Russia, Ukraine, Venezuela, Spain, Russia, Uzbekistan and Bulgaria Competing Against Elite Americans In "The Crossroads of The World"
6 months ago, 2634 views, By EA Kroll Productions
EA Kroll Productions is proud to announce that DCI World Champion John Donovan inked a new two year contract for publicity services. This is the second two year contract that John has inked with our firm.
6 months ago, 1922 views, By Ralph Lauren Outlet
Ralph Lauren Outlet - Ralph Lauren UK Factory Store - Cheap Ralph Lauren Polo - Ralph Lauren Discounts - up to 80% Off, buy Ralph Lauren free shipping !
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Richmond, Canada and Seattle, Washington / Hypersecu Information Systems, Inc., (www.hypersecu.com), a leading IT security company specializing in building authentication products and solutions, today announced they will launch the new ePayPOS500 at...
Baker Montgomery Says Competing For Top Talent Requires Strategy, Personal Relationships And New Set Of Rules
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Chicago-based firm redefining competitive landscape for executive hiring in digital world
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1-Page has been voted by the leading experts in HR as the 3rd best HR Technology in the Country in occasion of the iTalent Competition 2014 at the HRO Today Forum.
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Spend this Memorial Day weekend camping at the 2nd annual Cherry Creek Music Festival for three days of music, food and family fun at the lovely Cherry Creek Lodge in Young, Ariz., May 23-25.
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Protect Ya Neck Records / Wu Tang Management is Bridging the Gap by Bringing the Music Industry to the Independent World
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Probably closer related to the reality show "Survivor," Shade Projects will present a competition exhibition this summer for artists to compete for the THERMAL PHX title and a solo exhibition.
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Local Law Firm Invites Citizens to St. Charles County Red-Light Camera Ban Council Meeting This Monday
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St. Charles County Missouri Law Firm Carter Law Offices, LLC mailed thousands of letters to St. Charles County citizens and announced its support for St.
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The funeral procession and eulogy will being Friday May 9th at 4pm at City Hall and travel to Governor Tom Corbett's Philadelphia office. Demonstrators say deep budget cuts are literally killing public education.
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Children & parents no longer have to wait for an appointment or sit in a busy office or ER waiting room for hours to receive medical care. Virtual Pediatrics healthcare providers are on standby now to provide immediate online consults for sick kids.
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Engineering and medicine common entrance test ranks 2014 likely to announce on june 9th 2014.
6 months ago, 875 views, By Shade Projects
Shade Projects closes the "Elevation" exhibition at the Renaissance Phoenix Downtown Hotel with a special event to keep guests engaged and out of the soaring temperatures.
New Resource Launched for High School Baseball Players to Market Themselves to Collegiate Baseball Coaches
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High School Baseball Players, find the right college with the right baseball program, then intelligently promote yourself to college baseball coaches.
6 months ago, 838 views, By Code Blue Computing
Broomfield, CO – May 8, 2014 – Code Blue Computing, an IT support firm recently opened its second location in Broomfield, Colorado.
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American Grammy Award winning trio Cheryl "Salt" James, Sandy 'Pepa" Denton, Dee Dee "Spinderella" Roper are excited to share the stage and move crowds with hits like Shoop, What a Man and Push it.
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John McTamney, age 61, has discovered a new breakthrough treatment for psoriasis.
6 months ago, 793 views, By Landmark Home Warranty
Landmark adds a new state to their reach, and now covers Oregon in addition to Idaho, Utah, Arizona, and Texas.
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Seekers, A World Within A World, by Liz Morris, hit Amazon's best seller list on the day of the launch, May 1, 2014. It rose to #8 on the Hot New release list as well.
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DeskCenter USA provides special rates for schools and colleges to work within their budget.
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Rheti, the touch-based code-free app builder on your Android phone, is excited to announce that it has updated its component library to include Facebook page integration.
6 months ago, 738 views, By SOHO International Film Festival
"In Lieu of Flowers" feature opens with short film "Good Sister"
3rd Annual Hemp Heals Music Festival ft. Slightly Stoopid, G Love & Special Sauce and Stephen Marley
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"Matt Sellhorst, Boat Dealer Profits Selected to Present at 2014 Marine Dealer Conference & Expo Orlando, FL
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How to Generate More Traffic Online that Converts into More Higher Margin Boat Sales
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About Life After Alive: Noel is a Vampire Prince with no other desire in life but to age and live as a mortal with the shy human servant Julianne.
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The Biggest Opportunities for Cutting Emissions Also Offer the Largest Potential for Economic Growth
The evidence that addressing climate change will improve rather than damage the economy keeps piling up. According to a report by the Global Commission on the Economy and Climate, the belief that cutting emissions will cause economic stagnation is based on a misunderstanding of the current global economy. Net cost predictions often fail to include […]Continue reading


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Rate Dr. Mary T. Mancuso
Dr. Mary T. Mancuso's Ratings
She is okay but not what I expected. Maybe it was a busy day but it seemed very disorganized in the office. Also was not impressed with her work and assistant was very annoying in my ear.
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Very professional and knowledgeable in her practice. She uses good materials and is very competent in what she does.
Was this rating useful? 0 [[ userState['ratings'][476853].votes_count ]]
Dr. Mancuso's office is extremely high tech. She has all the latest advances. She is the best dentist I have used, extremely considerate of the patients every need, friendly, and informative.
Was this rating useful? 0 [[ userState['ratings'][476852].votes_count ]]
My family have been patients of Dr. Mancuso for a number of years now. Dr. Mancuso along with the entire staff is always friendly and tries their best to accommodate you. You never have wait longer than 5 minutes before they take you in. They try to make it the best experience possible and ask you if you would like to watch a movie or listen to music which is something I have never come across before anywhere else. In cases of emergencies, she has even helped me out even when the office was closed. They are caring and personable and are interested in you as person not just as a patient. Right away you can tell that Dr. Mancuso is passionate about what she does. She is always up-to-date on the newest technologies and practices within dentistry. She does not cut corners and provides the highest quality of service.
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The office staff were helpful and knowledgable. The proffessional service was of the highest calibar. I was very pleased with the end result of the work done on my teeth, I will plan on going to the office in the future.
Was this rating useful? 0 [[ userState['ratings'][476850].votes_count ]]
Dr. Mancuso solved a difficult and long-standing problem with the removal of an existing bridge, the extraction of an infected anchor tooth and the creation and installation of an amazing five-tooth bridge. (I opted for the bridge rather than an alternative solution she offered employing implants.) While the entire process took several months I never had any discomfort as she fashioned a temporary bridge to use until the extraction healed and the final bridge could be installed. During this time the temporary had to be removed and replaced several times for ongoing work. On one occasion, near the end of the procedure, the temporary bridge came loose on a Sunday. I called the office and found it closed. I called Dr. Mancuso's cell phone hoping she could fit me on on Monday. Instead, she insisted on opening her office and correcting the problem immediately. I was delighted and amazed. The final bridge is now in place. It feels entirely comfortable and functions perfectly.
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wonderful!! understnads if you can't afford certain things and will only recommend to have the necessary things done when your there.
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Dr. Mary is professional and very thoughtful of her patients. She is kind and considerate and always ready to do the right thing in all situations.
Was this rating useful? 0 [[ userState['ratings'][476847].votes_count ]]
I highly recommend Dr. Mancuso. She is knowledgeable and has a wonderful, caring demeanor. I had a crown done a few months ago. She had the office staff called me at home the next day to see how my tooth was feeling....very considerate I thought. And by the way I can't even tell which tooth was crowned. It feels and looks that good!! I brought my children to the office with me to my appointment and the staff was great. Very accommodating!! A+ for Dr. Mancuso!!
Was this rating useful? 0 [[ userState['ratings'][476846].votes_count ]]
I have been treated by Dr. Mancuso and her staff for several years. I feel that I am competent to rate my visits as far as comfort and cosmetic result. In both these categories, I could not be more pleased with the service that has been given to me. As far as actual work that has been done in my mouth, I leave the judgement of that issue to my son in law, who happens to be an orthodontist. I am pleased to say that he has found all of the fillings, crowns, cleanings etc. to reflect the work of a very competent dentist. Without this evaluation from someone in the profession, how else can we possibly determine what a dentist actually does in our mouth? Dr. Mancuso has cosmetically enhanced my smile and helped me maintain my teeth in a very pleasant, calm, pain free manner. Her office equipment is extremely modern, to the point that a crown can be completely done in one visit while I am listening to a favorite tape in her chair. I highly recommend Dr. Mancuso as a dentist!
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Remote & Communication Control Systems
A full range of cost-effective, reliable and rugged communication and remote control products, focused on improving safety and efficiency and productivity in machine operations
A versatile radio controller for shunters. Advanced dual-processor electronics protected in an ergonomic and robust housing for demanding industrial environments.
Contact us for information on our company, solutions and products.


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I noticed the fact that my TM::MyCSV class was missing an example script. I think this is a very important part of a good PHP Classes package. There are already some small examples included in the documentation. But you can not start to play around with these examples "out of the box". You need to read a lot and understand most of the basic concepts. And believe me, there is a lot to learn. The class is very simple but can do very complex things.
With the new example script you can start without reading anything. Simply copy all files to your web server. Here is what you can do with the script: Insert new rows to a table (including creation of the CSV file if it does not exist), delete existing rows and sort the rows by different columns in ascending or descending order. There are a lot more comments included in the script.
Besides the administrator class, which is also some kind of example, this is the first example here at PHP Classes. Now tell me: What would you like to see next? More small examples? Another complex one? How to use the limit feature for pagination? How to use the callback interface of the administrator class to create your own administrator panel for your TM::MyCSV based photo blog (like http://fotos.maettig.com) or movie database (like http://roman.maettig.com)? There are many possibilities.


text: Floral Lantern by London Garden Trading £26.95$51.41€35.48$45.12 3 customer reviews(3) In stock £5.95$11.35€7.83$9.96 mainland UK delivery, non-standard item - Order now and receive this item on or before Saturday 29 November £5.95$11.35€7.83$9.96 mainland UK delivery, non-standard itemEstimated delivery: 2-5 days £9.90$18.88€13.03$16.57 Two Day Delivery - Order now and receive this item on or before Thursday 27 November Express delivery available Standard Courier Delivery Available International delivery available safe place for courier to leave parcel if you are not home when delivery takes place. (required) sizesize (required)small (NOT IN STOCK)large (2 LEFT IN STOCK) (+ £9)size (required)small (NOT IN STOCK)large (2 LEFT IN STOCK) (+ $17.17)size (required)small (NOT IN STOCK)large (2 LEFT IN STOCK) (+ €11.85)size (required)small (NOT IN STOCK)large (2 LEFT IN STOCK) (+ $15.06) quantity by London Garden Trading Location: London, GB read seller's profile see seller's complete range more items from this seller Solar Crystal Ball Light £27.95$53.32€36.80$46.79 Lightbulb Vase £12.95$24.70€17.05$21.68 Driftwood Log Tea Light Holder £39.95$76.22€52.60$66.88 Bird Shaped Bird Feeder £16.95$32.33€22.31$28.37 Copper Chalice Garden Bird Bath Sculpture £32.95$62.86€43.38$55.16 St Ives Hurricane Garden Lantern £39.95$76.22€52.60$66.88 view all you may also like PRODUCT DETAILS CUSTOMER REVIEWS DELIVERY RETURNS ask seller a question Perfect for inside or outdoors this stunning Floral lantern will create a magical atmosphere in your home. The intricate patterning prevents the candle from blowing out in all but the strongest winds making it a perfect centrepiece for an evening bbq or to take on glamorous camping trips. Would also make a unique and creative wedding gift, Christmas present, or welcome addition to a new home for a newly married couple. Finished in Antiqued Silver iron with a coated bronze interior to create a warm glow. The lanterns are designed to look beautiful by day as a gorgeous centrepiece but at night they really comes into their own by throwing patterned shadows over your table. They also look beautiful when hung from a tree outside. made from: Intricate patterned vintaged silver finish with hidden door in the base to insert a candle. The Shepherds crook pole in the picture is not included. It is best not to leave out in the rain for long periods dimensions: Large H 16cm, Diameter 27cm small H 14cm Diameter 20cm product code: 189602 3 customer reviews Tue 22 Jul 2014 Product bought as present but recipient is happy Thu 27 Mar 2014 Product as described Fri 22 Mar 2013 No comment supplied. read about our product rating system ratings guide trusted independent customer feedbackforum excellent bad good poor This product is dispatched to you by London Garden Trading. MAINLAND UK order now and receive this item on or before price Standard Delivery Saturday 29 November £5.95$11.35€7.83$9.96 Two Day Delivery Thursday 27 November £9.90$18.88€13.03$16.57 Standard Courier Delivery Saturday 29 November £5.95$11.35€7.83$9.96 NON-MAINLAND UK estimated delivery price Highlands & Islands of Scotland 2-5 daysfrom dispatch £5.95$11.35€7.83$9.96 Northern Ireland 2-5 daysfrom dispatch £5.95$11.35€7.83$9.96 INTERNATIONAL DELIVERY estimated delivery price Western Europe 2-5 daysfrom dispatch £14.95$28.52€19.68$25.03 Rest of Europe 5-10 daysfrom dispatch £30.00$57.23€39.50$50.22 USA & Canada 5-10 daysfrom dispatch £30.00$57.23€39.50$50.22 You have 28 days, from receipt of cancellable goods, to notify the seller if you wish to cancel your order or exchange an item. Please note: goods that are personalised, bespoke or made-to-order to your specific requirements, perishable products and personal items sold with a hygiene seal (cosmetics, underwear) in instances where the seal is broken are non-refundable, unless faulty. Read more about our returns policy.Should you choose to return or exchange your order you will need to deliver the item(s) to the UK, where this seller is based. London Garden Trading's return policy


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Renter's Questions
The Experts are here to Help!
Leandra Medina - Real Estate Agent
O'Brien & Knight Realty
#1 in Baker College of Flint
Information About the Area from our Experts
Leandra Medina - Real Estate Agent
The food in Columbia is regarded as terrific, but if you go sniffing across the river you're sure to find some gems where you wouldn't normally look. MTC is a bit removed from West Columbia as its past I-26, but it's just a quick drive to some of the best restaurants in the city. Any palette can be satisfied and any craving quenched with the variety of eateries here. I wouldn't consider this region the most diverse, but there are still a lot of different types of ethnic culinary experiences you can have in West Columbia and Columbia.
Apartment Costs
Leandra Medina - Real Estate Agent
MTC's location in West Columbia doesn't provide a much cheaper price tag than rental real estate in Columbia. Both areas cost around $750 a month on average--pretty cheap if you ask me. The average apartment has another bedroom so you share the rent with someone else and only pay in the $300-400 range. Neighboring Cayce has prices that are slightly cheaper, so make sure you include that area in your search. These three communities are primarily where MTC students live and commute from.
We Have 217 Midlands Technical College Apartment Listings
|2 Bed
|604 Picadilly Square, West Columbia, SC
|November 24th
|1 - 3 Bed
|$611 - $784
|2805 Shadblow Lane, West Columbia, SC
|June 14th
|1 - 2 Bed
|$749 - $1,069
|2490 Fish Hatchery Road, West Columbia, SC
|November 21st
|1 - 3 Bed
|$575 - $926
|2.39 miles from Midlands Technical College
|June 13th
|4 Bed
|143 War Admiral Drive, West Columbia, SC
|November 22nd
|3 Bed
|1102 Northland Drive, West Columbia, SC
|November 23rd
|0 Bed
|253 Charleston Highway, West Columbia, SC
|November 24th
|5 Bed
|118 Adler Road, West Columbia, SC
|November 24th
|1 - 3 Bed
|$575 - $775
|901 Rob Roy Court, West Columbia, SC
|November 23rd
|1 - 3 Bed
|$908 - $1,452
|1000 Abberly Village Circle, West Columbia, SC
|November 21st
Apartment Complexes
|Price Range
|Pointe West
|Two - Four
|$510 - $589
|Abberly Village
|One - Three
|$908 - $1,452
|Quail Hollow
|One - Three
|$658 - $793
|Lullwater at Saluda Pointe
|One - Three
|$805 - $1,100
|Three Rivers Townhomes
|One - Three
|$655 - $880
|Olympia & Granby Mills
|One - Four
|$900 - $3,050