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Clean lines and intriguing design details: Linhares Dias House
Linhares Dias House is a modern property showcasing clean lines and bright interiors, designed by DOMO Arquitetos, located in Paranoá, Federal District, Brazil. read more
Stunning modern property in Sausalito: Conrad Residence
The Conrad Residence is a modern property redesigned to maximize views and living space by Swatt | Miers Architects, located in Sausalito, a San Francisco Bay Area city in Marin County, California. The residence was built over the footprint of a 1950's residence by noted Bay Area modernist Rodger Lee that over the years had suffered irreparable structural damage.
The new design doubles the area of the house to 2,700 square feet while maintaining the original emphasis on the expressive use of wood and the distribution of public and private spaces.
The new design retains the spirit of the original on the exterior and the interior through its expressive use of wood structure and finishes. Strip windows and cedar siding emphasize the horizontality of the design, extending the lines of the house into the site, and helping nestle the house into the hillside.
Post-and-beam construction is used to reveal the structure of the house and articulates the grid upon which is it is base. Tongue and groove cedar soffits visually connect interior spaces to decks and terraces beyond.
Exposed woodwork, concrete, and stainless steel details complete the plan.
Photos: Cesar Rubio
Modern concrete, wood and glass home in Mexico: LA House
LA House is a modern single family residence just recently designed by Elías Rizo Arquitectos in collaboration with interior designer Kárima Dipp, located in Mexico. Breaking with the norm established by all the houses in the vicinity, the residence recedes a considerable distance from the setback line, to yield a large open space below the tree canopies, a stark welcome gesture.
The main entry into the complex proceeds to an open passageway that runs along a rough-hewn stone wall and postpones the access into the house an additional number of meters. A glazed box containing a studio protrudes from the building. It hovers above a large pond that can be crossed via a series of stone pavers that rise above the water and lead directly into the public areas of the house. The garage, concealed on the other side of the stone wall, compels cars to park sideways so as to render them invisible from any space in the house.
The entry sequence into the building presents a series of layers, starting with the garden space beyond the setback lines, following through the open corridor past the pond, and crossing through the central courtyard all the way to the living spaces at the back of the main building.
A central courtyard scheme was implemented to introduce natural ventilation into every space of the house without compromising privacy. The corridors around the courtyard on the ground floor are defined by a series of operable windows that allow the kitchen and living spaces to bleed out into the exterior, when the weather allows it.
Expanding on the theme of permeability that dominates the ground floor, similar solutions were implemented throughout the living quarters on the second level, to allow for the private, open spaces. Such is the case with the small, glazed atrium that ventilates the master bathroom and the deeply recessed balconies that yield generous exterior areas to all bedrooms.
Dark gray steel, glass, wood, concrete and stone compose the greater part of the material palette throughout the house, wich is complemented by accents in leather and stainless steel. The master bathroom receives a special treatment as it is covered almost in its entirety with white marble.
Crossing the lawn, beyond the living spaces on the ground floor, a pool and a concrete volume containing an entertainment room overlook a small ravine outside of the property. Below this volume a staggered pathway descends gently to negotiate the changes in topography on a pronounced cliff, leading down to a lower landscape area.
Photos: Marcos García
Casa MM connects inhabitants with the outdoors in Mexico
Casa MM project is comprised of two contemporary homes on one property, just recently completed by Elías Rizo Arquitectos, located in Tapalpa, Mexico. Two brothers who owned a considerable stretch of land in Tapalpa approached the architects with the intention of building two separate houses. As they delved into the project´s needs, they realized that both clients had similar needs and while they didn't mind, and in fact preferred, that the houses share a common language, each one had to convey its own singular personality. The topography of the site imposed its own set of variables that resulted in further slight alterations in the design of each house.
A similar set of priorities was implemented in dimensioning spaces and establishing spatial relationships between functions.
Access to both buildings became a primary concern in our design. Although the entry layout and sequences were mainly driven by function, the clients expressed a desire that entrance into the houses be conceived as an experience in its own right. We then proceeded to articulate the entry modules with their various spaces (mud room, garage, storage, and service quarters) around open courtyards that catch the eye and allow daylight in.
Both buildings are shaped by a need for flexible use of space, and a desire to connect with outdoors. Throughout the houses one finds that a large extent of walls and windows are in fact operable partitions that can be hidden entirely from sight to connect adjacent spaces with kindred functions, or to expose the house to its surroundings.
House A, which was built on the higher part of the property, maintains a more introvert disposition. Its floor plan displays a slight angularity that distinguishes in from B, and all of its spaces are arranged around an open yard. Aside from the master bedroom, which stands off-axis and partially detached from the rest of the house, all dormitories contain a mezzanine level with additional beds.
House B shares to overall layout and spatial sequence of House A, but displays a strict, rectilinear floor plan which looks out beyond the property´s edge. Unlike House A, its dormitories are on a single level.
The exposed steel structure, with its clean lines and its stark geometry, acts as disciplined three-dimensional contour, framing planes and volumes clad in raw texture, which in turn a direct relationship to the building´s natural setting.
Photos: Marcos García
44 Delightful spaces showcasing eye-catching wooden walls
Stylize an accent wall in your home with the alluring warmth and depth of wood, whether you select a gorgeous rustic style or upscale chic. Warm, rich, and timeless, wood has long been a material of choice for floors, trim, and cabinetry. There are numerous ways to enjoy the colors and textures of raw wood in your home, whether you prefer a subtle touch or a full-on feature wall. The colder temperatures of fall and winter inspire gravitating toward warm woods and textures. A wood accent wall is one of those versatile details that looks great just about anywhere, and as the temperatures dip, you will find yourself loving the look of wood in every color and shape. The impact is strong, and layers of texture and warmth can bring a rustic sophistication to traditional or modern spaces. Possible applications are numerous — no space is off-limits.
Browse this collection to see how it can also add character and beauty to your walls. If you are seeking further inspiration on accent walls, browse through some past articles on 51 Modern and fresh interiors showcasing gray paint and 41 Sensational interiors showcasing black painted walls.
Shipping-Pallet Headboard. Make a headboard out of rustic and worn-looking wood from shipping pallets.
Reclaimed and Rustic. Clad one wall of your bedroom in reclaimed boards of various lengths, arranged horizontally. Using boards with a variety of tones and leaving the nail holes visible adds to the rustic appeal. Choosing the wall behind your bed gives the impression of a full-wall headboard.
Whidbey Island barn conversion
Beautiful Hill Country Residence in Austin
Bed wall. A bed wall is a great location for a wood accent. I find the natural patina of wood to be very calming and a perfect choice for a bedroom. I especially like the way the texture of this wall gives just enough interest to this minimalist room but does not compete with the spectacular view.
Hilltop house showcasing modern-rustic elements
Open and inviting family residence in Sydney
Warm rustic with bright white. Opposites attract, and that's certainly true for this fresh interpretation of soft modern. This room is so calming and minimalist, with its sharp contrasting textures of smooth bright white and smoky rustic wood. This is such a perfect vibe for a bedroom. Notice the pendant lights at either side of the bed in place of lamps, saving space on the petite nightstands.
Play up the rustic. Yes, a wood accent wall can also be distinctively rustic. Play up the lodge experience with barn wood and branch furniture. Consider an unexpected soft color like lavender to contrast the edge of the wood.
Montana ranch home exuding rustic-modern style
Rustic eco-home perched on Elkins Meadow
Stunning eco-designed treehouse home
White on Wood. Put a fun spin on tradition in your kitchen by installing white cabinetry on wood walls. Opting for open shelves over wall cabinets helps showcase the beautiful wood walls and provides a layered look.
Steel-clad dwelling nestled in rugged terrain
Wood as wall art. This idea is almost a full accent wall but more like a piece of art. Consider artful configurations of wood on a focal wall in a dining room or home office.
Sleek and modern. Wood accent walls can look sleek and modern, not rustic at all. Walnut is a great choice for a modern accent wall, especially applied vertically. Notice the modern neutral palette of solids and textures. No need for art; the wood accent wall is the star.
Floated. This idea reminds me of a warm, rustic art installation all by itself. Naturally, it's the perfect place for a great piece of art and a great idea for defining spaces in an open floor plan.
Casual luxe weekend beach refuge in Seaview
Reclaimed with color. This fun, rustic wood accent wall features reclaimed wood with a touch of color. The punchy red accent table looks right at home in this mix.
Horizontal and Zen. The slim horizontal styling of this wood accent wall creates the perfect Zen-like atmosphere for this master bathroom. The choice of a squared-off modern bathtub makes this bathroom distinctively minimalist and spa-like.
Inset accent wall. There is a great transitional vibe of this inset wall against the bright white walls and soft layers of the three-tiered chandelier. A shapely mirror and mirrored sideboard attractively contrast the horizontal pattern of the white oak accent wall.
Stairwell detail. A stairwell is a perfect place for a wood accent wall. The high nature of a stairwell will create a dramatic effect, with a great opportunity for accent lighting. Run the boards horizontally to visually expand the width of the space.
Photo Sources: 1. Julia Robbs, 2. Habachy Designs, 3. The Urban Stylist, 4. Jeffers Design Group, 5. This Old House, 6. Anthropologie, 7. BHG, 8. House Beautiful, 9. Allure Interiors Inc., 10. Blender Architecture, 11. Bruce Johnson & Associates Interior Design, 12. SHED Architecture & Design, 13. AMW Design Studio, 14. Cornerstone Architects, 15. Jordan Iverson Signature Homes, 16. Capital Building, 17. Meritage Homes, 18. Design Associates, 19. Wellbuilt Company, 20. LKID, 21. Pinterest, 22. Robert Hawkins, 23. SB Architects, 24. BHG, 25. Hufft Projects, 26. Light Locations, 27. Stikwood, 28. Les Collections Dubreuil, 29. Dane Cronin Photography, 30. Clayton&Little Architects, 31. Union Studio, 32. Imagine Living, 33. Urban Design Centre, 34. Jeffers Design Group, 35. Studio Schicketanz, 36. Jersey Ice Cream Co., 37. Cornerstone Architects, 38. DuChateau Floors, 39. Frenchs Cabinet Gallery llc, 40. Garrison Hullinger Interior Design, 41. NB Design Group, 42. Jersey Ice Cream Co., 43. Risinger Homes, 44. General Assembly
Incredible house in the trees: Palm Beach House in New Zealand
Palm Beach House is an incredible single family residence designed by architecture studio Vaughn McQuarrie, located in Palm Beach, Auckland, New Zealand. This 1,184 square foot (110 square meters) house is located on a reasonably steep bush covered site a few hundred meters up a valley from the golden sands of Palm Beach Waiheke Island.
Sitting under a large pohutukawa tree the house negotiates the site with a series of suspended internal and external spaces connected by external bridges and stairs. The owners of this home have to step outside in order to circulate from room to room. Due to difficult access and the wish to minimize waste, the design was based around factory sheet sizes which could be carried by hand and directly fixed in place without the need for cutting. Glue laminated timber was used extensively in the framing, once again carried in by hand and pieced together on site.
A draw bridge allows the house to disengage itself from the ground, giving the occupants a sense of privacy and the feeling of being on a platform up in the trees.
Photos: Simon Devitt
Stunning Two Barns House in Poland for modern family living
Two Barns House is a stunning modern dwelling designed by architecture studio RS+, located in a quiet northern district of Tychy, Poland, near the forest complex. Access to this 2,701 square foot (251 square meters) home is achieved by a cul-de-sac from the main road connecting the plot in its north-west corner. Zoning plans based on the analysis of the urban area imposed roof geometry and the maximum height of the building. The rectangular shape of the plot and its orientation towards the south-west suggested preferred location of the building.
Requirements of investors was that the house have to be open to the south garden, spacious and comfortable. To accomplish this and to split the volume, we divide the body of the building in two materially and functionally different parts. We turned first shape towards south and include in it the whole day zone.
To let residents maneuver their cars easier, we headed second shape toward the entry to the plot. Here we placed the rest of functional areas. In addition, we shifted both solids relative to each other to further enlarge the driveway, which due to the relatively narrow access road must be used to turn back. This procedure also allowed us to create shaded and private part of the terrace which is directly accessible from the bedroom.
What's more parts of the house shade each other so that the master bedroom does not collect direct sunlight in the afternoon, letting the room to cool down before the night. We connected both shapes with bright, open and glazed mezzanine. The choice of very durable materials, and resignation of the gutters gives the possibility for the house to retain its original appearance without maintenance throughout its entire existence.
To keep the building comfortable, we placed on the ground floor all zones necessary for everyday living, and the rest on the first floor. Interiors designed in two-color and warm minimalist style stands in contrast to the facade with a cool colors.
The quality of the building and its details is the result of high quality materials, good workmanship and constant supervision by designers over the investment.
Photos: Tomasz Zakrzewski
Stunning renovation with Scandinavian details in Santa Monica
Santa Monica Residence is an extension project to a mid century home, the vision of architecture studio Jendretzki, located in Santa Monica, California. Completed in 2012, this beautiful pavilion was inspired by the clients' appreciation for Scandinavian design.
This new pavilion added to an existing mid century house in the Rustic Canyon area of Santa Monica bordering the Pacific Palisades involved negotiating the high functioning requirements of a Los Angeles based family and their love for Scandinavian design and detailing.
By utilizing a muted material palette of light toned wood and glass we were able to harmoniously engage the southern California sun and create a tranquil work studio and inviting home.
The building has a total surface of 12,000 square feet and is well connected with its surroundings. The interiors are characterized by a minimalist approach, with wood playing a major role in creating a friendly atmosphere. Simple lines and ingenious functionality are two of the main features of this Santa Monica Residence.
Photos: Alejandro Wirth
Contemporary custom mountain property in Martis Camp
This Martis Camp Estate Home is a contemporary mountain property that has been designed by BAR Architects, located in Truckee, Nevada County, California. One of the original objectives of BAR's design was to orient this custom mountain home to take maximum advantage of the spectacular views to the Carson Range and Northstar's Lookout Mountain afforded by this amazing lot in Martis Camp. To achieve this, the primary rooms of the 7,580 square foot house – living, dining, kitchen, family room, master bedroom and kids' bedrooms – are aligned along the hillside to front towards the view.
A large great room has large sliding doors that pocket into the walls to allow the interior to completely open up to the exterior and the views. In addition to providing maximum views, the careful planning of this upslope lot preserves a large existing pine tree at the center of the lot as a feature that brings the forest right up to the front door, and provides for indoor/outdoor living for all seasons.
The home was laid out as three separate gable structures. One gable for the garage and guest rooms; another housing the great room pavilion; and the third housing the master bedroom, TV room and study. The three camp buildings are linked by a glazed flat roof breezeway housing the entry, boot/coat room, powder room and stair to the lower level.
The design of the floor plan results in a home that is both comfortable for the owners when they are there by themselves, yet expandable to comfortably accommodate up to 18 friends and family. The architecture brings together simple traditional mountain building forms with large openings and contemporary detailing to the great satisfaction and delight of the owners.
Photos: Courtesy of BAR Architects
Waterfront property with a modern loft aesthetic in Connecticut
Sound House is a contemporary waterfront property that has been designed by Roger Ferris + Partners, located in Fairfield, Connecticut. Completed in 2009, this 1,500 square foot house is located on an unusually narrow waterfront site along the Long Island Sound with spectacular views, while preserving privacy from adjacent properties. An angled entry wall captures the sunlight and orients views while the interplay of solid siding and open and screened glass balances privacy and transparency.
The design responds to strict site land coverage and setback requirements, as well as FEMA guidelines regulating first floor elevation and setbacks from the shoreline. Side yard zoning rules limit the building width to less than twenty-eight feet. The angled entry wall creates, within these constraints, an opportunity to capture sunlight, orient views, and provide formal interest.
The house is clad in stained cypress. Its glazed volumes contain feature the living room and master bedroom on one end and the kitchen and guest bedroom on the other. The low rectangular mid-section, clad in contrasting dark cypress, contains the entry hall, staircase, bathrooms, and support spaces. The glazed end rooms offer framed views to the water to the south and inland down the street to the north. The windows integrate retractable shades for sun control or privacy. The bedrooms have cypress louvers for these purposes.
The loft-like interior spaces open to glass curtain walls at each end. Screened side walls provide visual separation from neighbors.
The angled north elevation leads to the front door at the midpoint of the house. This angled wall also orients the kitchen and breakfast room to the morning sun and captures a view down the street and across an adjacent property. The water view one sees entering the house is framed with a perspective defined by the angled stair. The open first floor plan provides interior spaces with loft-like proportions, increasing the scale of the major interior spaces.
The interior finishes continue the loft aesthetic, with kitchen cabinets of natural white oak and ribbed glass doors. Counters and back splashes are granite. Floors are white oak throughout. Interior illumination includes indirect uplights and recessed down lights.
Photos: Woodruff/Brown
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Kobelco Mid-Size Excavators
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text: ESPN Feed: scott van pelt show http://assets.espn.go.com/i/tvlistings/tv_espn_original.gif ESPN en-us 10 ESPN Inc. http://espn.go.com/ Copyright 2010 ESPN Inc. Some radio highlights from Tuesday at the Super Bowl: Jaguars running back Maurice Jones-Drew spoke with Scott Van Pelt and Ryen Russillo . He's...]]> January 30, 2013 14:29:25 PST I ran through the AFC South with Scott Van Pelt on ESPN Radio this afternoon. For your listening pleasure, and for the historical record, it's now ...]]> July 31, 2012 13:33:59 PDT


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AEs on the Move
• The Arkansas Association of REALTORS® in January appointed Mark G. Marchand as its new chief executive officer, replacing Andy Schaus. Marchand moved from the Pacific Southwest Association of REALTORS® and was replaced by Richard J. D'Ascoli.
• The Charlottesville Area Association of REALTORS® in September welcomed Anne Gardner, RCE, CAE, as the local association's new chief executive officer. Gardner replaces Dave Phillips, who left in August to take over as executive vice president of the Pennsylvania Association of REALTORS®.
NAR Awarded Domain Names
An administrative law judge ruled that a broker acted in bad faith by registering two domain names, listonrealtor.com and listitonrealtor.com, and ordered the names transferred to NAR.
NAR CEO Stinton Named to SmartMoney Power 30
The popular business magazine SmartMoney named NAR CEO Dale Stinton to its annual Power 30 feature of the "World's Most Influential Players." The magazine recognized Stinton for keeping the country's largest professional trade association "on the offensive" while real estate was struggling to recover from the mortgage crisis.
Hicks Honored with Community Leadership Award
John Hicks, director of MLS training and outreach at Central Virginia Regional MLS, is the 2011 recipient of the Terry McDermott Community Leadership Award for
his work with the Joni and Friends camps for children with disabilities.
Politics Is Your Business
You may have heard RPAC leaders say this regarding the importance of REALTOR® political involvement:
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RAMCO UPDATE: Tech Support, Hosting Onboard for March Launch
RAMCO (REALTOR® Association Management System Cooperative) the feature-rich, comprehensive association management system being created for all REALTOR® associations worldwide, now includes robust tech support through the Florida REALTORS® Technology Helpline Service.


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A team of friendly gurus runs each club. Fitness buffs of all buffness levels feel welcome in the fun and accommodating atmosphere at Washington Sports Clubs. During your two weeks, you get access to all the professional equipment, group exercise classes, locker rooms, and facility amenities offered (some group exercise classes require a reservation). Different clubs have on-site features such as pools, Pilates and yoga, babysitting services for a tag-along papoose, electricity, and more. Search for the club that suits your checklist here.
Hypnosis strives to reach the root of mental bothers and achieve long-term results. If this is your first foray into the world of this alternative healing method, use your Groupon to learn about the process by discussing goals with a certified holistic practitioner. The hypnotist at Open Hearts, Jessica Buckley, CHt, is certified to practice hypnosis through the IACT (International Association of Counselors and Therapists) and NGH (National Guild of Hypnotists). She'll lend her expertise toward any ailment, including but not limited to: weight loss, smoking cessation, stress, anxiety, and phobias such as novercaphobia, the fear of one's stepmother. After the gentle probing is complete, you'll receive an end-of-session review to sum up the results and recap the 75 minutes. You must call ahead to schedule your appointment.
Husband-and-wife team Felix and Sara inadvertently started a love affair with photography when they began taking pictures of their children every day to share with family members scattered across the globe. Over the years, this personal project has amassed more than 12,000 images and served as the impetus to found Felix and Sara Photographers. Flipping through their portfolio, viewers are treated to heartwarming portraits, including a kissing couple captured in the reflective puddles of a red-brick street.
For more than five decades, the friendly staffers at Ross Cleaners have emancipated stains from the shackles of linens through speedy dry-cleaning and laundering services. Well-dressed sloppy-joe jugglers can treat their double-breasted seersuckers to a delicate dry cleansing ($13), while magnetized white gowns can learn to repel heavy-metal muds during their own detailed scouring ($12.25). Clients can also bring dastardly dirt to justice with wash-dry-fold services that clean multiple items at once before organizing them for easy stuffing in card catalogs ($1.80 per pound).
Ali Mohammad and Nadeem Mazen never got the memo that it was dangerous to play with lasers; they're willing to carve intricate graphics into almost anything, including the 215 loaves of bread it took to animate the autumnal music video for OK Go's "Last Leaf." Now, from their shop—whose sign warns passersby that "it's the future in here"—they etch equally creative messages and images into the gadgets and gewgaws of their clientele. Laptops, iPhones, and other electronics take on customization, as well as items stocked by the shop itself, from metal business cards to pint glasses and hardwood planks awaiting to become personalized kindling. The showcase demonstrates their expertise with pictures of previous projects, such as a guitar body carved with an elaborate swan and a kitchen knife inscribed with an ominous message.
Hypnotherapy runs in Rebekah DeMartino's family. She spent her childhood watching her grandfather guide clients to well-being through hypnotherapy—a task to which he devoted 35 years of his life. Today, the certified hypnotherapist honors her grandfather at her hypnotherapy practice, Able Success Hypnosis. Through self-improvement and recreational hypnotherapy, she decimates barriers that keep her clients from wellness. Self-improvement hypnosis can preempt the subconscious precursors to poor behaviors, such as smoking or overeating, or simply ease anxiety. Recreational hypnosis, on the other hand, exists solely for fun, allowing clients to relive memories, unearth the secrets of past lives, or reflect on a deeper level.


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Cozy Free Shawl Patterns: 7 Knitted Shawl Patterns Perfect for Fall
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Northern Lights Shawl
By: Anne M. from Annen Blogi
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Bring the colors of autumn to life with the Northern Lights Shawl. Made with subtle increases and basic yarn overs, this free knit shawl pattern is the perfect companion for chilly weather. Forget boring, bland designs - make this classic pattern today!
Knitting Needle Size: 8 or 5 mm
Yarn Weight: (1) Super Fine (27-32 stitches to 4 inches)
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You've only got a few weeks left to write a prize-winning essay; what are you waiting for? Spokeo's giving away a cool $1,000 to help with college for the best-written essay this semester. A thousand dollars…just think of how many textbooks that would buy! (Welcome to adulthood. These are your priorities now.) So, what are […]
Spokeo's Scholarship Contest Deadline Coming Up Soon!
Posted in Community Outreach, Connections Scholarship
How are Colleges Using Social Media to Keep Tabs on Students?
College is great. It's a time for freedom, for exploration, for extreme pressure coming at you from all directions…. Wait, what? Now that we're all living our lives digitally (read: visibly) at all times even college students need to stay on top of their social media personas. Colleges are quickly realizing social media is a […]
Posted in News Flash, People Search
Spokeo Famous People: Carrie Underwood
There was one clear winner at last night's CMT awards–Carrie Underwood. Not only did the American Idol champion take home her third straight "Video of the Year" award, but she's now CMT's top winner with 11 buckles under her "belt." She's on a role after she and Miranda Lambert closed the show at both last night's […]
Posted in Famous People Search, News Flash, People Search
Celebrities Responsible for Changing U.S. Name Trends – Girl Names Edition
Yesterday, we told you about who we think was responsible for the recent changes in baby boy name trends. From hot action heroes to swoon-worthy romantics and even real, life princes, the rich, the famous and even the fictitious have influenced the names of babies for decades. Today we bring you the celebrity muses behind the most popular […]
Posted in News Flash, People Search, People Search Trends
Celebrities Responsible for Changing U.S. Name Trends – Boy Names Edition
Baby names have been all over the news lately, most notably that "Noah" unseated "Jacob" as the most popular boys' name after a decade-plus run at the top of the list. As baby names trend away from more traditional ones (looking at you, Michael, king of the chart for nearly 40 years) it's interesting to […]
Posted in Famous People Search, News Flash, People Search, People Search Trends
Dangerous Dog Registries
Have you seen the video that went viral this week, yet? Hero cat, saves little boy from vicious dog. We all usually associate Fido with man's best friend and protector, but sadly, sometimes Fido's intentions aren't what we expected. Good thing other furry friends are willing to step up to the challenge. Our neighbors to the south in […]
Posted in People Search
Top Searched Celebs of April 2014
Who's winning Spokeo's popularity contest this spring? Of course, lots of folks use people search engines to look up loved ones and friends, but plenty of people actually use them to find out more about their favorite celebrity names. Inspired by everything from headlines to life milestones, to broken hearts, these are the celebrities people […]
Posted in Famous People Search, News Flash, People Search, People Search Trends
Video: 2014 Spokeo Search Angel Award Winners
On April 10, in San Francisco, Spokeo and the members of the Spokeo Search Angel advisory committee announced the winners of the 2014 Spokeo Search Angel awards. Over the last few weeks, we've gotten to know these ladies and are inspired by their commitment daily. We're excited to introduce them to you today!! Please meet […]
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Spokeo Community: A Prom Dress Success!
We're so excited to share the details of our Spoke Prom Dress Drive with you. Head on over to the Community Blog to read all about this wonderful afternoon with the young ladies of Learning Works Charter School!
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The Evolution of the Phone Book
The phone book's come a long way, baby. It's been revered, derided, re-imagined, and digitized and it's not dead yet, despite its unsustainable production and overall impact on the environment. Recent changes to the way local phone books are laid out have stirred much debate online about the usefulness (or uselessness?) of this time-honored reference. Although […]
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Muthupatti, near Madurai, has inscriptions that offer glimpses into the past, apart from bas-reliefs and pre-historic paintings.
As one stands on the small hill near Muthupatti village, situated beyond the campus of Madurai-Kamaraj University, the scenery below is bewitching. There are paddy-fields, patches of scrub jungle and hillocks beyond. The Muthupatti hill commands a beautiful view of an ancient highway that traversed from Madurai in the Tamil Pandya country to Cumbum Valley to the Chera country via Kottayam and Kochi.
Less than a couple of months ago, excavators of the Kerala Council of Historical Research (KCHR) at Pattanam in Ernakulam district of Kerala, found a pot-rim with a Tamil-Brahmi inscription with three letters, followed by two symbols called megalithic graffiti.
Pattanam is now identified as the thriving ancient port called 'Muziris' by the Romans. Tamil Sangam literature (third century BCE to third century CE) celebrates it as 'Muciri.'
Iravatham Mahadevan, scholar in Tamil-Brahmi and Indus scripts, read the Tamil-Brahmi inscription on the pot-rim as "a ma na", meaning a Jainand dated the inscription to circa second century BCE. The two megalithic graffiti symbols could not be identified.
Jainism prevalent
The discovery of the script showed that Jainism was prevalent in the west coast at least from the second century BCE, according to Mahadevan.
The day the news item about the Tamil-Brahmi inscription discovered at Pattanam, was published in The Hindu on March 14, 2011, Mahadevan told this reporter, "The important supplementary information I have is that Muciri is mentioned in a Tamil-Brahmi inscription in the cave inscription at Muthupatti and it is dated to first century BCE."
So this reporter and V. Vedachalam, senior epigraphist, who has written about the 'Muciri' mentioned in the Muthupatti inscription, visited the Karadipatti hill again this month to see the inscription.
The Muthupatti Tamil-Brahmi inscription is special because it is engraved on the side of a rock, which has been fashioned into a bed for Jain monks. As you stand a few feet away from it, you find that the letters have been inscribed upside down and from right to left.
The monk (of first century BCE) lay on his stone-bed and inscribed it. So, if you lie on the stone-bed, you can read it from left to right, but not upside down.
The inscription reads, "Nagaperuthai Muciri Kodan Elamagan." It means that the rock-bed was sculpted with donations from a man named Andhai belonging to a village called Naga Perur and also by Elamagan of Muciri Kodu.
There are two other Tamil-Brahmi inscriptions of the first century BCE situated close to this 'Muciri Kodan' inscription; two exquisite bas-relief sculptures of Jain tirthankaras, belonging to the ninth century CE; two Tamil-Vattezhuttu inscriptions also of ninth century CE; a free-standing sculpture of a tirthankara; a number of vandalised Jain beds cut into the bed-rock; and three faded pre-historic paintings in white kaolin and red ochre, all on the Muthupatti hill, which is thus an archaeological treasure-trove.
A copper plate inscription in Tamil Vattezhuttu of the Chera king Bhaskara Ravi Varman of the 10th century CE also mentions the name of the ancient port city of 'Muciri Kodu.' Kodu means a hill and also the ramparts around a walled city. In the term 'Muciri Kodan,' the word 'Kodan' refers to a person from 'Kodu.'
Important cities
There are many Tamil-Brahmi inscriptions which mention important cities such as Mathirai, (the present-day Madurai), Karur, and Thondi. Mahadevan says, "The importance of Pattanam excavation is that it showed that Muciri existed from the first century BCE as proved from the Muthupatti Tamil-Brahmi inscription and it is written about by the western classical writers."
The copper-plate inscription of Bhaskara Ravi Varman showed that the city of Muciri Kodu existed till the medieval period, viz, 10th century CE.
Of the two Tamil Vattezhuttu inscriptions at Muthupatti, Dr. Vedachalam said, one of them mentioned that one of the two bas-reliefs of the Jain Tirthankaras was done by a person called 'Maha Nandi Periyar' in the name of the assembly members of 'Nattratru Puram' and that 'Maha Nandi Periyar' was the disciple ('Manakkar') of a Jain monk called 'Ashto Upavasi Patarak.'
While ancient cities such as Mathirai and Karur mentioned in the Tamil-Brahmi inscriptions still exist, not much is known about Tondi mentioned in them.
There were two Tondis, one in the Chera country and another in the Pandya country, points out Dr. Vedachalam.
Tondi, on the western coast in the Chera country, has not been located yet. There was a reference in the Tamil epic 'Silappadikaram' to Tondi located on the eastern coast in the Pandya country.
Tondi is also mentioned in a Tamil-Brahmi inscription of the second century BCE at Kizhavalavu hill, about 38 km from Madurai.
Mahadevan is upset that quarrying of granite at Kizhavalavu has destroyed the first letter in the word 'Tondi.'
He says, "Fortunately, we have old photographs of the full word 'Tondi.' We should increase the awareness in Tamil Nadu about the presence of cave inscriptions and plan the excavation of our historic sites in a more systematic and professional manner."
In the excavation done at Kodumanal, near Erode in Tamil Nadu, more than 20 pot-sherds with Tamil-Brahmi inscriptions were found. The excavation at Azhagankulam in Ramanathapuram district yielded valuable artefacts.
Mahadevan wants a resumption of excavation at Kodumanal and Azhagankulam,and their funding by the Tamil Nadu Government. He believes that more Tamil-Brahmi inscriptions will be found at Kodumanal and the site's date could be established by carbon-14 dating or using thermo-luminescent method.
Keywords: Tamil-Brahmi inscription


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Draco Malfoy and Ron Weasley in the Harry Potter franchise , may be on-screen rivals ..... perpetrated by the former antagonistic Harry Potter bully. Felton recently surprised ..... and disguising himself as a rabid Harry Potter fan named Bob. We award Felton a B
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re probably the most creative." Judging from their past Halloween costumes — Dobrev has memorably decked out as Harry Potter 's Hermione and ( presumably ) Selena Gomez, while Graham was once spotted in this goth getup — we're inclined
Watch Daniel Radcliffe Totally Dominate This Tongue-Twisting Rap Song on 'The Tonight Show'
Fallon about things like American accents (Radcliffe does a pretty cute Southern drawl impression, by the way), The Harry Potter alum got to talking about his surprising "obsession" with intricate, tongue-twisting rap songs. "Initially
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How to Master Eight Iconic Beauty Looks
Hollywood's all-time most famous faces have us green with makeup envy. Thanks to these step-by-step instructions, you too can look like you stepped right off the silver screen.
By Sarah Weir
Full brows
Get Cindy Crawford's strong brows:
1. For the most natural look, use a brow pencil — not powder — in a shade that matches the hairs. (The one exception: If you have very fair brows, pick a pencil that's one shade darker.)
2. You only want to fill in the sparse areas of your brows; otherwise, they'll look drawn on. Start by sketching the pencil along — but not above — the top edge of each brow using short, light flicks. Next, fill in just the bald spots, again with short flicks — and then, stop.
3. Sweep a spooley brush through your brows to blend in the pencil and create a soft, flawless finish.


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John Stossel's new book tells why less government is more.
No They Can't: Why Government Fails But Individuals Succeed
Mark Tapson, a Hollywood-based writer and screenwriter, is a Shillman Journalism Fellow at the David Horowitz Freedom Center. He focuses on the politics of popular culture.
Forcing Our Preferences on Others
Americans Have Become Compliant
The Legacy of Intervention
Who Wouldn't Enjoy Firing These People?
Kim Jong-un to Share Power
Rick Moran is blog editor of The American Thinker, and Chicago editor of PJ Media.His personal blog is Right Wing Nuthouse.
Losing Turkey
Ryan Mauro is a fellow with the Clarionproject.org, the founder of WorldThreats.com and a frequent national security analyst for Fox News Channel. He can be contacted at email@example.com.
Israel's Critics and Hollow Lies
Rick Moran is blog editor of The American Thinker, and Chicago editor of PJ Media.His personal blog is Right Wing Nuthouse.
Robert Spencer vs. Mustafa Akyol
In Defense of Freedom
Deborah Weiss, Esq. is a regular contributor to FrontPage Magazine and the Washington Times. She is a contributing author to "Saudi Arabia and the Global Islamic Terrorist Network" and the primary writer and researcher for "Council on American Islamic Relations: Its Use of Lawfare and Intimidation." You can find more of her articles on www.vigilancenow.org


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Dolores Guinness sports a sultry and enviably sun-kissed glow on our July 1970 cover. The socialite wore a Christian Dior scarf and Cadoro earrings for an issue that celebrated the Riviera and all of its high-seas, deep-tan regulars. Guinness, born the Baroness von Fürstenberg-Hedrigen in a wealthy sector of Berlin in the 30s, was the daughter of legendary woman-about-town, Gloria Guinness. The elder Guinness was a contributing editor at Harper's Bazaar and International Best Dressed List Hall of Famer, who had four husbands (the Baron was her second) and even more homes in all corners of the world. But the younger Guinness did not hide in her mother's shadow for long. She soon became a fashion icon in her own right, earning her place on the International Best Dressed List by the time she appeared on our cover, at the age of 34. She was often photographed by the likes of Richard Avedon, Bert Stern, and Cecil Beaton, for Vogue, Harper's Bazaar, and Town & Country wearing Givenchy, Dior, Saint Laurent, and Balenciaga. In her heyday during the 50s and 60s, Guinness represented the crème de la crème of the international jet set. In 1955, at age 19, she married her stepbrother, Patrick Guinness, son of her mother's fourth husband. The couple's youngest child, Victoria Christina, went on to marry a Niarchos (Philip), who in turn begat Stavros III and Eugenie, the former a bar-brawling ex of Paris Hilton's, the latter a doe-eyed blonde frequently found front row at Fashion Weeks everywhere.
Dolores Guinness
7 Nasty and Seriously Expensive Divorces
As a billion dollar divorce makes headlines - still not the most expensive, that honor goes to Rupert Murdoch - we look back on the prenuptial disputes, illicit substances and side action behind the most hellish splits.
8 of the Best Vintage Christmas Quotes
From Shirley Temple to the Grinch, T&C's favorite Holiday sayings.
Another Day, Another Record-Breaking Art Auction
As he contemplates a tantalizing Rothko, our editor in chief can't help but ask: is it really worth it?
The Truth About What You Should Tip Your Doorman This Holiday Season
When you're a doorman—not to mention art installer, animal rescuer, bodyguard, and babysitter—is $100 really too much to ask?
More From Society


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The latest round of legal briefs have been filed in climate scientist Michael Mann's lawsuit against the National Review (NRO) and Competitive Enterprise Institute (CEI). Although these documents rehash a lot of arguments about the science I've examined previously, some claims jumped out at me. Read More
More Misrepresentations of Climate Science in Legal Briefs Criticizing Michael Mann
September 29th, 2014
Ohio Senate President Stacks the Deck against Renewable Energy
September 24th, 2014
Ohio's clean energy standards may never get the evidence and science-based review that was promised. Last week, Ohio senate president Keith Faber appointed outspoken opponents of renewable energy and energy efficiency to a committee supposedly intended to do an objective review of Ohio's clean energy standards. Most disappointing is the inclusion of Senator Bill Seitz (R-Cincinnati), who has waged a biased and misleading campaign against Ohio's clean energy standards for the past two years. Read More
3 Ways of Looking at a Peanut Butter Sandwich—Or, the Challenge of Avoiding Added Sugar
September 24th, 2014
If you haven't yet seen the movie "the food industry doesn't want you to see," now—as the kids are heading back to school—is the perfect time. Preceding our Lewis M. Branscomb forum on science, democracy, and food policy last May, UCS hosted a pre-release screening of Fed Up that left audience members setting aside their sugary drinks and greasy tubs of popcorn in awe. Read More
The Colorado Oil and Gas Task Force: Still a Chance for Science to Inform Fracking Policy
September 10th, 2014
When news broke last month that the state of Colorado would be creating a blue-ribbon task force to study the impacts and inform regulation of hydraulic fracturing in the state, I wrote about the opportunity for science. In a state that has been ground zero in the fracking debate in many ways, this is a chance, I wrote, for Colorado to take a step back and consider how science can better inform oil and gas development there. Unfortunately, yesterday's announcement of the task force membership shows this has yet to be the case. Read More
Sugar Association Sweet-Talks Attendees at a Diabetes Conference
September 5th, 2014
"Sugar gets a bad rap."
According to the Sugar Association, this was, apparently, the sentiment expressed by a majority of the attendees that stopped by the trade group's booth earlier this summer at the American Association of Diabetes Educators (AADE) Annual Meeting. Read More
How Can Conservation Scientists Make Their Expertise More Resonant? Apply for the New Wilburforce Fellowship
September 5th, 2014
Conservation scientists take note: there's a new, exciting fellowship program for scientists who want to develop the skills and connections necessary to help local communities develop solutions to current conservation challenges in the western United States and Canada. The application deadline is September 30, 2014. Read More
Where Is the Wastewater Going? How Better Data Can Make Us More Resilient
Omar Malik, Indicators Research Coordinator
University of Maryland
College Park, MD
September 4th, 2014
According to the United Nations, up to 90 percent of the developing world's wastewater does not get treated before it goes back into the environment. That's a staggering statistic, especially considering the implications of untreated wastewater and the huge importance of good water management today. Read More
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September 4th, 2014
One million comments. Today I'm celebrating one million comments. What's the significance of one million comments? Let me explain. Read More
Michael Mann Responds to Misleading Filings in Climate Change Lawsuit
September 3rd, 2014
Two years ago, a Competitive Enterprise Institute (CEI) analyst said something incredibly nasty about Penn State University climate researcher Michael Mann: Read More


text: inFamous prepares for a shocking debut The electric everyman heads to the PS3. James Hutchinson (Good Gear Guide) 0 - - - - print email next Loading... inFamous heads to the PlayStation 3 on 1 May, 2009. Next 1/9 Comments on this image There are currently no comments for this image. Post new comment Comment Name Email (This will be kept private) Users posting comments agree to the Good Gear Guide comments policy. Login or register to link comments to your user profile, or you may also post a comment without being logged in. Close inFamous prepares for a shocking debut 9 images


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FanIQ - Your Take on Sports: FanIQ Moderators
FanIQ Moderators are users who have demonstrated an ability to be a leader on the site, through positive & active contributions. Moderators are here to ... Preteen - Uncyclopedia, the content-free encyclopedia Aug 13, 2014 In the preteen age, the individual goes through changes that are shocking to himself or herself, and to everyone else. A preteen or preteenager is a


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My laptop has been reading this sd card and flash drive fine. Usually drive F or H would be assigned to either. 2 months ago, my laptop failed to assign a drive for the 1G SD card when I inserted it into the card reader. However when I opened Safely Remove Hardware, the SD card was there but without an assigned drive. Other pc and camera can read and write to this same SD card fine.
Today this same pc failed to assign a drive to my 8G flash drive. The light is on the flash drive. I went through inserting to other USB hubs on the pc, power off/on, using Device mangaer to uninstall then scan for hardware changes... all indicated the USB hubs are working fine and can read other flash drive (i.e., assign a drive so I can open all files). Again, the Safely Remove Hardware showed the flash drive is there but just no assigned drive letter. And just as with the SD card, the flash drive works fine when inserted into other pc.
ANy suggestions?
Ask a question Report
Cannot open files on SD card or flash drive [Solved]
consuelo - Latest answer on Feb 2, 2011 04:43AM
Read more
- Cannot open files on SD card or flash drive
- How to find hidden file on memory card (Solved) » Forum - Windows
- Can't copy big files to micrso SDHC 8GB (Solved) » Forum - Hardware
- MICRO SD card - Lost password » How-To - Memory card
- Download SD Card Recovery for Windows » Download - Operating system
- My computer cannot read SD card (Solved) » Forum - Mobile
hi there,
go to disk management and assign a letter to them
right click on my computer>
disk management>
right click on the device and assign a letter to it
go to disk management and assign a letter to them
right click on my computer>
disk management>
right click on the device and assign a letter to it
LEo De FLo- Feb 2, 2011 04:43AM
One more thing please chech if the flash card was set with password.Reply
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With the previous four editions this book was able to grab immense attention from the people and due to the huge demand from people all over the world, publishers from other countries have translated this book into 12 different languages. This new edition of the book includes electronic communication skill which is a must have in the global community where people from all races and countries meet on the virtual world using electronic communications systems. People who are scared about their communication skill on a global scale will get the required psychological and technical support from the book as it emphasizes more on clear expression. The book focuses on the fact that in today's job world effective communication skill can be the role player and distinction maker between getting a job or getting a refusal.
Hsu Terry Wang, past president, of the New World Bilingual Institute says, ''A power-packed, easy-to-use guide for everyone, especially useful for persons using English as a second language. This book not only instructs in communication skills, but also in attitudes and behavior. I am referring it to all my friends and associates."
In a competitive world where effective communication makes all the difference, this extraordinary book with its added techniques on electronics communication skill will be one of the most sought after self development books by the readers who are in dire need for communication skill improvement.
Jo Condrill is an author, seminar leader, business owner and mother of four. She has published in magazines such as Networking Times, Facilities Engineers, and Toastmaster. She is the founder of GoalMinds, Inc. which is a certified woman-owned, small business, established in 1997 in Alexandria, VA. She is a US Army War College graduate who served nine years on the Department of Army Staff in the Pentagon. Company received US Department of Commerce, US Commercial Service Export Achievement Certificate for Accomplishments in the Global Marketplace.
Real Simple Magazine featured Jo as a "Wise Woman," Ford paid tribute to her as one of the "Business Women Leaders," She led 3,000 Toastmasters in a Washington, DC District to rank #1 in the world, a feat never equaled in that district. Want to know more about her and her works? Then visit http://goalminds.com For a snippet of an interview http://youtu.be/


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Christmas Decorating Ideas
Tis the season for mistletoes and sparkling Christmas lights! Decorate your home for the holidays with these DIY Christmas decoration ideas to make your home as festive as it can be!
We love this Christmas decoration thanks to it's simplicity as well as it's winter wonderland look. Reminiscent of snow day fun from childhood, with a pop of jingle bells for accent, it's a fun, crafty way to decorate for the season. Give this Christmas wreath a try - it's worth the effort as it'll work all season long! »
A nostalgic and vintage Christmas decoration, these Mexican-inspired Ojo de Dios... READ MORE
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Quiz! How Well Do You Know Your Mean Girls Quotes?
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July 16th, 2013
The annual Polaris Music Prize announced their shortlist earlier today. The $30,000 award, which goes out to the best Canadian album as decided by a jury of over 200 music journalists in the country, has now been whittled down to a top ten list. Here are the following albums up for the prize this year:
A Tribe Called Red – Nation II Nation
Godspeed You! Black Emperor – Allelujah! Don't Bend! Ascend!
Zaki Ibrahim – Every Opposite
Metric – Synthetica
Purity Ring – Shrines
Colin Stetson – New History Warfare Vol. 3: To See More Light
Tegan and Sara – Heartthrob
Whitehorse – The Fate of the World Depends On This Kiss
Young Galaxy – Ultramarine
A grand jury will convene at the Polaris Music Prize's new venue, The Carlu, in Toronto on September 23 to vote for and choose a winner. Previous winners include Feist, Fucked Up, Arcade Fire, Final Fantasy, Patrick Watson, Karkwa and Caribou.
What do you think of the list? Were there any snubs?
Tags: a tribe called red, Colin Stetson, Godspeed You! Black Emperor, metric, METZ, News, Polaris Music Prize, Purity Ring, tegan and sara, whitehorse, Young Galaxy, zaki ibrahim
Posted on Tuesday, July 16th, 2013 at 11:49 am by Melody and is filed under Blog, News, The Wedge.Tweet


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Paulson ex-lieutenant caught in fund's slide
11 July 2012
John Paulson has lost a lot of money for investors recently - one of his largest hedge funds lost more than half of its value last year and continued its decline this year.
Take a Financial News trial today:
- Breaking industry news & commentary
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Company Overview of Standard Chartered Bank, Bangladesh
Company Overview
Standard Chartered Bank, Bangladesh operates as a subsidiary of Standard Chartered Bank Limited.
67 Gulshan Avenue
Dhaka, 1212
Founded in 1948
880 2 883 30034
Key Executives for Standard Chartered Bank, Bangladesh
Standard Chartered Bank, Bangladesh Key Developments
Standard Chartered Bank, Bangladesh has officially re-opened its representative office in Yangon. The move establishes it as the only major international bank with a presence in all 10 Association of South East Asian Nations (ASEAN) markets. The representative office will focus on Wholesale Banking activities and concentrate on providing support to the Bank's global network of clients across its footprint of Asia, Africa and the Middle East. The representative office, which is located at Centrepoint Towers at the intersection of Sule Pagoda Road and Merchant Road, will be headed by Tina Singhsacha, Standard Chartered Bank's Country Head for Myanmar.
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Mustapha Assad – CEO – Publicis-Graphics
Kipp speaks to CEO of Publicis Graphics Mustapha AssadAugust 16, 2011 11:16
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Kipp speaks to CEO of Publicis Graphics Mustapha AssadAugust 16, 2011 11:16
Mohan Nambiar, MEC tells Kipp of the one man who shaped his experience in and understanding of advertising.August 14, 2011 10:17
When Kipp talks to Starcom's Philip Jabbour he tells us of how he joined the advertising world with the intention…August 9, 2011 9:24
"We need to continue to connect with the consumer, to innovate with the consumer, and we ought to be asking,…August 7, 2011 3:40
Did you know that Omar Salim made it to Communicate's Power List of 2011?August 2, 2011 1:10
Did you know that Mindshare's Samir Ayoub was ranked #12 on Communicate's PowerList 2011?July 30, 2011 12:00
Did you know that Miknas made to Communicate's Power List 2011? Check it out over here.July 26, 2011 12:20
Did you know that Moutran was in the top 10 of Communicate's Power List 2011? Check it out.July 23, 2011 12:00
…Ever the optimist Yahoo!'s Ahmed Nassef tells Kipp how a huge failure helped turn his life around. Did you know…July 19, 2011 10:21
When it comes to marketing Managing Director GCC Kraft Foods Vishal Tikku says it all boils down to having an…July 12, 2011 10:45


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Go ahead and sell this one and in another 6months and another split, you'll wonder why this stockis so resilient and tough, I've seen Oracle inaction all over the world, they are here to stay andcheap is cheap, it's no secret. Buy this stock, hold,and sleep at night.
The reason that I ask is that as recently as 6months ago, I attended Oracle Training, my experiencethere was horrible. The instructors could not evenanswer simple questions on the SQL and PL/SQL that isthe basis for all of Oracle's software. This may be avery narrow minded view of oracle and I apologize forthat. Please just let me know why they are such a goodcompany, better than the alternative Database SoftwareCompanies.
I have the same experience as you did. Can youbelieve it ? Sometimes they were hiring external peopleto do the internal only classes. In thesedays, the ORACLE experience is so hot. It is verydifficult to find a qualified people to stay in theclassroom. Just think about that if you can make 10K more tobe a consultant , what will you do.Now theeducation services are reporting to Oracle supportservices, hopefully things will turn to the brightside.Good luck,Mark
I have taken three classes from Oracle education(Data Modeling, DBA Admin, Distr DBs).All ofthe classes were taught by excellent instructorsespecially the DB Modeling. THese instructors all hadindustry experience and knew the product (at least the DB)inside and out.I took the classes in TysonsCorner VA.Just my narrow point of view.


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Landing Rwy06
[1200 PX] registered to Dish TV India a leading DTH service provider in the country. We spotted this aircraft in Oct 2012 during our first airside session with the reg F-GPKS. Seen here parked at ... (more)
It's now Avanti rather than DC-8.
The strange outline of the P-180, climbing out against blue skies at Luton.a
First photo of S2-AEV at Dhaka
S2-AEK was short final runway 03 attending LIMA 2013, the early morning sun made the metallic livery more shining.


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Our image of who is rich is often at odds with reality. Consider Stephanie T. Mucha, 97, who remembers the 1929 stock market crash. The Buffalo, N.Y., resident worked as a licensed practical nurse for more than four decades, and has parlayed her humble earnings into a Penta-size portfolio. In recent years, she has given away $3 million—and she still has $2.5 million left. Her goal: to give away a total of $6 million before she dies.
Mucha was no debutante. She dropped out of high school and worked as a maid, helping her parents hold on to their house during the Great Depression. Later, she worked for 44 years at the Buffalo Veterans Affairs Medical Center, where she was one of 100 civilians to receive the Purple Heart. Mucha earned $23,000 a year when she retired in 1994.
When she was 25, her father, afraid she'd be an old maid, matched her up with Joseph Mucha, a machinist 26 years her senior who emigrated from Poland at age 18. Joseph earned $6,000 a year when he retired around 1958. By the time he passed away in 1985, the couple's portfolio was worth roughly $300,000.
Looking to construct a real estate portfolio that participates in the U.S.'s revived housing market? The folks at Deutsche Asset & Wealth Management have constructed a diversified portfolio that they say should give you a solid 5.5% per annum over the next five years after adjusting for inflation. Mark Roberts, the bank's managing director of real-estate investment, is particularly upbeat about office and industrial real estate, which have historically outperformed when the economy was improving.
As the housing market has recovered, certain sectors have heated up faster than others. Last year, demand for apartments expanded as Millennials continued to choose rentals over purchases. Though this sounds positive for apartment-building investments, Roberts remains underweight because new construction is flooding into the market. Retail real estate also faces some headwinds owing to its relatively long leasing periods that could leave it exposed when rates rise.
Still, the office and industrial sectors will continue to be the gems in investors' real estate portfolios. There Roberts is eyeing between 6% and 7.5% annual returns over the coming five years. Industrial real estate investments will benefit from the supply of warehouses lagging demand. Trade, particularly with China and other Asia Pacific countries, will continue to benefit the industrial portion. The large-bay warehouses of Atlanta, Chicago, Dallas, and New Jersey will generate above-average returns, Roberts says.
Call it a happy divorce. In January, money manager Invesco (ticker: IVZ) sold its wealth management unit, Atlantic Trust, to Canadian Imperial Bank of Commerce, or CIBC (CM) for $210 million. Invesco wanted to focus on its higher margin institutional and retail businesses and Atlantic Trust, which manages $25.4 billion in assets for wealthy clients, felt stifled and needed capital to push into new markets.
CIBC already had a wealth management business for high net worth clients but no presence in the U.S. Atlantic Trust was a key part of the Toronto bank's goal to grow its wealth management business to 15% of overall earnings, from 9% at the deal's outset, says Atlantic Trust CEO Jack Markwalter. He rattles off figures that underscore the attractiveness of the American wealth management business. "In North America, we have $12.7 trillion in high net-worth wealth, which makes up 35% of the global total," he says. "It's growing fast."
As the cost of a college education soars ever higher, private bankers are starting to deliver a harsh message to parents and grandparents: You may not be able to pay for it all yourself. The fear is that folks picking up the whole tab—perhaps more than $500,000 for two or three kids—may be putting the quality of their own retirements at risk.
"Students can always find ways to supplement their tuition costs via part time jobs, scholarships and loans," says Katie Nixon, chief investment officer of Northern Trust Wealth Management. "And quite frankly, there isn't a loan program available for retirement. Plus, I would note that ideally, education funding is accomplished through a coordinated, team effort among parents and both sets of grandparents."
In other, these are no longer times to go it alone, even for the wealthy Americans.
Just look at the U.S. Department of Education's list of schools with the highest tuition. The costs at each of the 65 most expensive private not-for-profit schools on the list—including the likes of Columbia, Wesleyan and Dartmouth—exceed $40,000 a year. Add in room and board and the bill can easily balloon above $60,000.
The costs are only rising further. According to Business Insider, last year only nine colleges charged more than $60,000 per year, all expenses included. Now, 50 colleges do. That's because, in the past 10 years, the cost of education has grown about double the rate of inflation, currently 4% versus 2%.
What are the world's billionaires investing in these days? UBS and Campden Wealth recently conducted a survey analyzing the portfolios of more than 100 billionaire family offices spread across Europe, Asia and the U.S. The study captured a few key differences: U.S. investors have a higher share of their wealth in equities and developed market fixed income. Asian investors keep 3% of their wealth in "wine, art and watches" and have a relatively small exposure to hedge funds and private equity. Europeans, meanwhile, hold 21% of their wealth in real estate, roughly the same as they have in stocks.
These regional differences aside, the research found that the super wealthy are loading their portfolios with between 45% and 62% in alternatives, while keeping 10% to 15% in cash (see table below). Simon Smiles is UBS Wealth Management's chief investment officer for clients with at least 50 million Swiss francs ($55 million), who have some 447 billion Swiss francs in assets with UBS. He says his wealthiest clients are underweight equities and recommends greater exposure to the U.S. and Canadian stock markets in particular.
"Today, conversations about what is risky and what is less risky are radically different than in the past," he says. They are, in fact, overweight cash, still wary of equities after weathering the 2008 collapse, and don't like what the likelihood of rising interest rates will do to 10-plus year Treasury bonds. This is not an entirely new discovery. For more on these themes, see our March Penta cover story, "Treasure Hunt.")
Hedge fund investors had better temper their expectations for 2014. In the past two years, hedge funds have posted double-digit returns, according to alternatives investment data provider Preqin. But this year, Preqin's all hedge fund benchmark is up just 3.7% year-to-date, way short of the double-digit returns expected for 2014 by family office investors.
Trouble is not apparent on the surface of it. Three of the 27 strategies tracked by HFR, the hedge fund tracking firm, have beaten the S&P's 5.6% return; six did better than the 4% of the Barclays U.S. Capital Government/Credit Bond index. None of that sounds too bad. But here's another truth: One-quarter of the 16,500 funds tracked by Preqin are either flat or in the red in 2014.
Perhaps Preqin's most important survey finding: More than half of fund managers and institutional invests now believe 2014 hedge fund returns will fall between 4% and 6%, net of fees, suggesting investors shouldn't expect too much more from their hedge fund investments this year.
Capital in the Twenty First Century, the unlikely bestseller by French economist Thomas Piketty, has come under fire from a leading think tank in Washington D.C. The Tax Foundation skewers the book as a "false depiction of wealth in America." It says Piketty's findings about his main theme, widening wealth inequality, are "contradicted by the historical data he cites," while his proposed solution—heavy taxes on the rich—are a "cure" that inevitably would be "worse than the disease."
Piketty's claim is that wealthy inheritors are able to exploit their privileged upbringing by earning investment returns that significantly outpace economic growth. That excess return swells the familial bottom line and, according to his thesis, the rich remain rich while the poor, at best, stay the same. (For more, read our book review, "Piketty: A Wealth of Misconceptions." To the surprise of many, the 696- page work sold 200,000 in just five months in print and was praised by a handful of Nobel Prize-winning economists.
Piketty's underlying thesis is true: Income inequality in America is on the rise. In 2011, the top 1% of Americans took home 20% of the country's total income up substantially from 9%, when that number bottomed, in 1976.
But do the wealthiest Americans really earn a higher rate of return than their lower income peers? Piketty points to the Forbes 400 ranking of the wealthiest Americans from 1987 to 2013. He shows that the top 0.000001% of Americans—roughly the top 45 people on the Forbes list—earn about 6.8% on their money, while the average return on wealth is just 2.1%. But Piketty wrongly assumes that this is a static list of wealthy Americans who remain rich. There is a great deal of turnover on the Forbes 400; only 35 people from the original 1982 list remain today. Many have fallen off as a result of heavy spending, large-scale philanthropy, and bad investing.
The Houghtons, the family that founded glassmaker Corning eight generations ago, run their multifamily office like a co-op. That's not a gimmick. Market Street Trust, as the multifamily office is called, manages $1.3 billion for 40 families. Clients of the firm not only pick up the usual wealth-management advice, but they also own a piece of the family-office business. By pooling assets this way, and running the business like a not-for-profit, Market Street Trust is able to significantly lower costs.
Here's how it works: Each new client buys a stake in Market Street Partners, which owns the business. The upfront fee is 0.3% on your total assets, which essentially covers the firm's capital requirements. That fee buys a portion of the business equivalent to your percentage of assets under management. For instance, the Houghtons own 79% of the firm's assets under management, so they also own about 80% of Market Street. Once a client decides to leave, they get back their assets and are repaid their 30 basis points, but they also forfeit all ownership rights of Market Street.
But nor do clients earn hefty profits from their shares. "Profits are reinvested in the business, so it essentially operates like a not-for-profit," CEO Marianne Young says. It would be inefficient from a tax perspective to pay dividends, she explains, because shareholders would be taxed at both the corporate and individual level. Instead, revenues are used to help expand the business, attract top talent, and maintain an attractive fee schedule for clients. The annual fee is 1% on the first $4 million in assets, but that declines to a modest 0.2% for accounts in excess of $15 million.
Bob Casey, senior managing director of research at the Family Wealth Alliance, says Market Street's structure has an "unusual flavor." Other family offices have opened their doors to outside families—just think Rockefeller & Co. or Bessemer Trust, created by the Phipps family—but Casey knows of only a few firms, such as the New Jersey–based family office Pathstone, with a client ownership structure similar to Market Street.
As the single family office industry consolidates, surviving single family offices are hanging on by slashing pricey overhead. One way is to hire outside investment teams and many single family offices are availing themselves of this outsourcing option. One of the winners of this trend is wealth manager Greycourt & Co in Pittsburgh.
Prior to 2010, Greycourt was primarily a consultant to family offices, merely advising on portfolio decisions. Greycourt advises on $9.2 billion in client assets. The firm, with 41 employees, has 70 client relationships, both wealthy individuals and institutions, with an average account of about $130 million. Greycourt charges a minimum annual fee of $200,000 on discretionary assets and $125,000 on non-discretionary. That fee can be negotiated.
But the financial crisis upended that business model. Now, says Greycourt's founder, Gregory Curtis , 70% of new clients coming through the doors are looking for an outsourced CIO. "During the financial crisis, wealthy families were either panicking or frozen," he says. Investment teams were understaffed and barely able to keep up with the fast collapsing financial markets. Portfolios were indiscriminately battered and wealthy families grew increasingly leery of complicated and costly investment strategies like hedge funds, which were pitched as stable ballasts but inevitably stumbled along with the market.
Analyses conducted by the mainstream and credible research group the Tax Foundation, coldly refutes Warren Buffett's basic claims that wealthy folks do not pay their fair share of taxes, and illustrates why the richest Americans do, in fact, pay their share like other good citizens do.
First a recap of the Oracle of Omaha's charge sheet: Buffett's scathing 2011 op-ed "Stop Coddling the Super-Rich," slammed the wealthy for not paying their fair share in taxes. The billionaire investor claimed he paid a tax rate of 17.4%, lower than what twenty people in his office paid including his secretary. Buffett earns most of his income from Berkshire Hathaway stock; dividends and capital gains are generally taxed at a lower rate than income tax. In response, President Obama proposed the so called "Buffett Rule," which would impose a minimum tax rate of 30% on wealthy individuals making $1 million or more.
The rationale for some redistribution of wealth is fairly simple. The top fifth of families in the country have combined income (excluding government transfers) of $311,405 and pay $122,217 in taxes annually, while the average family in the bottom quintile pays $6,331 on $9,561 in income. At first glance, those numbers seem alarmingly distorted. As a percentage of income, the wealthiest Americans pay 39% in taxes while the lowest bracket pays 66%.
But that's not the whole picture. The highest earners effectively subsidize people in lower income brackets, shouldering the higher tax bills to help pay for government sponsored programs like food stamps, affordable housing and Medicaid. After accounting for government transfers, the Tax Foundation shows, for instance, that the lowest one-third of families received $5.28 worth of government spending (federal, state, and local) for every $1 they pay in total taxes. In between, middle-income families receive $1.48 in government subsidies per tax dollar. America's highest-income families receive $0.25 in spending for every dollar of taxes paid.
Written with Barron's wit and often contrarian perspective, Penta provides the affluent with advice on how to navigate the world of wealth management, how to make savvy acquisitions ranging from vintage watches to second homes, and how to smartly manage family dynamics.
Richard C. Morais, Penta's editor, was Forbes magazine's longest serving foreign correspondent, has won multiple Business Journalist Of The Year Awards, and is the author of two novels: The Hundred-Foot Journey and Buddhaland, Brooklyn. Robert Milburn is Penta's reporter, both online and for the quarterly magazine. He reviews everything from family office regulations to obscure jazz recordings.


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Pender County News
Nearly 80 animals taken from purported Pender puppy millSubmitted by Sarah Murphy on Wed, 10/09/2013 - 3:34pm.READ MORE:
More than 80 animals were rescued from a home in Pender County today. Investigators said they were tipped off to a suspected puppy mill after a consumer complained of a sick dog. Full story...»
Four charged with luring man to house, robbing himSubmitted by WWAY on Wed, 10/09/2013 - 10:04am.READ MORE:
Four people are in jail in Pender County after investigators say they robbed a man and forced him to have drugs delivered to the home where two of the suspects live. Full story...»
Topsail Beach wants to update an old lawSubmitted by Christina Anthony on Fri, 10/04/2013 - 5:32pm.READ MORE:
A Pender County law from the 60's is costing one store lots of money. The law allows the sale of beer in a retail store , but prohibits the consumption of it. Full story...»
Town sues local business owner over guns on private propertySubmitted by Christina Anthony on Fri, 10/04/2013 - 5:08pm.READ MORE:
The Town of Holly Ridge served Dorothy Royal owner of Surf City guns and ammo with a lawsuit Tuesday, saying she can no longer use firearms on her property. Full story...»
Hampstead man pleads guilty to sex crimes with disabled minorSubmitted by WWAY on Thu, 10/03/2013 - 1:01pm.READ MORE:
A Hampstead man could be deported after pleading guilty to sex crimes against a disabled child. The District Attorney's Office says Victor Saravia Vasquez, 40, plead guilty to two counts of indecent liberties with a child and one count of misdemeanor secret peeping. Full story...»
Rocky Point man faces child sex chargesSubmitted by WWAY on Fri, 09/27/2013 - 9:41pm.READ MORE:
Full story...»
EXPLORE WITH GEORGE: North Carolina Spot FestivalSubmitted by WWAY on Fri, 09/27/2013 - 6:17pm.READ MORE:
The North Carolina Spot Festival in Hampstead is celebrating its 50th anniversary. They're marking the occasion with games, crafts, fireworks and plenty of Spot! Full story...»
Girls find new hope as cheerleadersSubmitted by Ashley Jacobs on Fri, 09/27/2013 - 3:51pm.READ MORE:
Good sportsmanship and team work go beyond the football roster at Topsail High School. Along the sidelines, fans can cheer on the inclusive cheer squad. It's made up of girls with developmental challenges who want nothing more than to be like those around them. Full story...»
Spot Festival queen, princess crownedSubmitted by Christina Anthony on Sat, 09/14/2013 - 7:07pm.READ MORE:
There's a new queen in town, and a new princess, too. Three young women and three girls competed for crowns in the 2013 Miss North Carolina Spot Festival Pageant at Topsail High School this weekend. Full story...»
Sex offender back behind bars after break-inSubmitted by WWAY on Fri, 09/13/2013 - 10:26am.READ MORE:
A man investigators say is a career criminal and a registered sex offender is back behind bars after allegedly breaking into a Pender County home this morning. Full story...»
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The Clarks Demure Flare is a charming ballet flat, made from rich leather with pretty twist detailing, cushions the foot on an Active Air® footbed and flexible outsole. Made with impeccable quality and comfort by Clarks® Artisan. This women's flat defines go-with-everything style, and flatters jeans, skirts and dresses.
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I do read reviews, but unlike most people,I dont moan about silly things. This hotel I have nothing bad to say about it, its all good.
Great location, (just round corner from main metro) We walked to closest attraction (Colloseum) and
each other attraction including the Pantheon, Spanish Steps, and two others I cant remember names of were all withing 10 to 15 min walk. We took a bus which cost us 1.5 euros each to the Vatican. as this is about 25 min drive away. Hotel rooms were spotless as was - Anonymous
Good breakfast. 1 minute walk to Campo de Fiore where there is a daily
market. Very short walk to Piazza Navona and Pantheon and everything!!
It seems far on map but you are there before you know it. We got married
in Rome and the staff gave us a champagne bottle as a surprise in our
room! There will be a fresh bathrobe and slippers for you to use,
toiletries too. Our room had a minibar and hairdyer. We had a view of
inner courtyard.I Love the shutter windows. Elevator. The street
doesn't look - Anonymous
We stayed three nights at the hotel and enjoyed every minute. The staff were extremely helpful and courteous, the rooms clean - although the shower and elevator were each about half the size of a phone booth, and the breakfast was very good. But what made this hotel so delightful was its location. The neighbourhood is vibrant and exciting, with restaurants, shops and people going about their business everywhere. The piazza just around the corner hosts a market during the day and becomes a touri - Anonymous
Apartment had a great location. It was like a loft or studio apartment with balcony and outside terrace. I would like to live there! We had very luxorious feeling. All windows and doors looked into the inner yard and the only noice came from the corridoor, when somebody came inside the building. Air conditioning worked perfectly. - Anonymous
They were very accomadating when we were delayed in London for two days (cancelled flight) and needed to move our reservation by that number of days. Bookings.com helped us with this (not sure it would have turned out the same if they hadn't). As others have said, the hotel was in a great location. We walked to all of the sites, except the Vatician. We paid for the breakfast, which was perfectly fine and certainly easier than going out in the morning. Our room was no frills, but all we did - Anonymous
This hotel was perfect, the location was 5 mins walk from Termini Station and within easy walking distance of all the major attractions of Rome. The room was quite small but had everything you could need, the attention to detail was amazing. There were a large number of very good restaurants within seconds walking distance. We have already discussed a return visit to Rome and will be staying at the same hotel. - Sally
We stayed in Carrozze Three-Bedroom Apartment for 4 nights, Really like it there.
1. Location -> close to Spanish Step and be able to walk to all the attractions.
2. Clean and comfortable
- perfect for two families with two teenage boys
3. Air conditioning with internet
4. We had breakfast and one dinner at the apartment, near-by market is convenient.
5. Easy check-in and check-out
- waiting for 20 minutes for key person after arriving the apartment
- Just leave the key and close the door fo - Anonymous


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Disciplinary Actions include all Board actions such as disciplinary actions, voluntary surrenders, stipulated agreements, and any other board order. Actions posted on this web page date back from the present to 1999 and are in alphabetical order by last name. Click the "ARCHIVES" link to view Board Actions dating back to 1999.
SANTA FE – State Securities Division Director Alan R. Wilson today issued Notices of Contemplated Action against two financial institutions and their brokers, alleging they breached their duties as investment brokers that contributed to a financial crisis at the Bernalillo County Treasurer's Office.
Santa Fe – Following the outbreak of Ebola in western Africa and its appearance in North America, the New Mexico Regulation and Licensing Department's Securities Division today cautioned investors to beware of opportunistic Internet-based investment schemes related to the disease.
ALAMOGORDO – Albuquerque businessman Jeffrey B. Bland has been indicted on felony charges for allegedly stealing $229,000 from an 88-year-old Alamogordo investor.
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