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Curious Case of the Democratic Primary in the Night
The Party, of course the Democratic Party since it is currently the only relevent party in the United States, is annoyed. They have been taking hits to the body since
The Party, of course the Democratic Party since it is currently the only relevent party in the United States, is annoyed. They have been taking hits to the body since
Last week far-left magazine The New Republic published a deliberately crafted lie by Jonathan Chait, meant to attack conservatives and our Constitution. Or, to be more precise, the Second Amendment. Americans who value
Greece – Going Broke Without an Underclass When I began my tour with the Air Force at the base which was at that time contiguous with the airport in Athens,
This Post was originally posted at the Blog of the Cambridge University Conservative Association. President Obama recently spoke at the University of Michigan. In his speech, he criticised those who
Another powerful driving point behind the Democratic Party's collectivist philosophy is the notion that we are a 'democratic' nation and democracy is defined as 'majority rule'. They believe if they
To commemorate the Iraqi vote yesterday, I want to reprint in part some observations Moses Sands gave to me in the Fall of 2004, before the first Iraqi election. Be
"In the changing of the times, they were like autumn lightning, a thing out of season, an empty promise of rain that would fall unheeded on fields already bare."—Shosaburo Abe,
In advance of Saturday's Senate health care vote, I thought it best to refresh our memories about what is contained in the Constitution. A friend of mine sent this primer
Minnesota's Secretary of Fraud State, Mark "ACORN" Ritchie has published new rules regarding the handling and proposed mishandling of absentee ballots. In an attempt to make stealing administering an election
President Barack Obama, I am writing this to let you know that I am the mob. You see those people crowding in front of courthouses, in the streets, and in
It seems like every American should already know this, but just in case there were any questions left… Democrats are people who believe that the United States of America is,
Democracy: a: government by the people ; especially : rule of the majority b: a government in which the supreme power is vested in the people and exercised by them
Obama's War on Democracy continues with a putsch toward relations with the oligarch-ruled Russian state. Happy to accommodate repressive leaders he hopes to emulate, Obama reaches out to Putin to
America's feckless President seems to believe that speaking out for the universal concepts of human rights, liberty, religious tolerance, democracy, and freedom of expression would constitute "meddling" in Iran's domestic
It has been said on numerous occasions and by various politicians and pundits that it was an extraordinary week in the life of the nation of Iran. On June 12,


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Within minutes, you can create dynamic iOS apps on Syncano that instantly reflect changes in data by "subscribing" to changes on Syncano's Sync Server. Here's a demo app and a quick guide so you can get started.
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There's a growing consensus that America has a leadership gap holding the nation back from living up to its potential.
Children in full-day kindergarten programs made much bigger leaps in early reading skills than their schoolmates attending traditional half-day programs, according to a new study.The gains for Hispanic students were twice as large as their classmates', but there were statistically significant improvements for all full-day kindergartners across the board, said researcher Chloe Gibbs, an assistant professor in the schools of public policy and education at the University of Virginia.
Black athletes are often portrayed as gods—though not always saints. They're gravity defying (Air Jordan), invincible (Iron Mike), supercharged (if Usain Bolt's last name didn't exist, we would have had to invent it), or all-around supernatural (Magic Johnson). These monikers help sell magazines and sneakers, but there may be a deeper bias at play. New research suggests that whites think of blacks in general as superhuman, or at least more so than whites.
Dec. 2 - "Sexual Misconduct, Policy and the Law," co-sponsored by Batten Council and Seriatim, 6 p.m., Garrett Hall
Dec. 5 - "The Politics of Educational Research," Jeff Henig of Columbia University, 11 a.m., Bavaro Hall
Founded by Thomas Jefferson, the University of Virginia is the standard bearer of his still-revolutionary ideas on civic leadership and "useful knowledge." The Batten School is the latest embodiment of this vision.
© 2014 by the Rector and Visitors of the University of Virginia


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Photos of Taraji Henson at the 2010 People's Choice Awards
2010 People's Choice Awards: Taraji Henson
by Fashion 7 Reactions 0 Shares Print
Taraji Henson struck a sweet pose in an elegant one-shoulder gown by Alberta Ferretti. The soft hue complements the Grecian-inspired cut and I like her accompaniments: a statement ring, beaded clutch, and silver bracelet. Simple and elegant.
Vote on all of my People's Choice Awards polls here!
Source: Getty
Read More 2010 Peoples Choice Awards Poll2010 Award Season2010 Peoples Choice AwardsTaraji HensonAlberta FerrettiRed CarpetCelebrityLove It Or Hate It
Love It or Hate It
Alberta Ferretti
Michaelrcks 4 years
Another prom dress.
genesisrocks 4 years
I like it. Tres belle
redchick152 4 years
she looks gorgeous, so i gave her a love it. but its kind of stuffy for the PCA's. maybe for the GG's or Emmys, but not here!
rholeinna 4 years
I appreciate Taraji Henson trying to dress age appropriate, but this makes her look mother of the bride.
neonbee 4 years
I don't like the dress, but I think she looks good. The colour suits her as well.
Gdeeaz 4 years
I don't like it at all. But I rarely like a dress this style.
Link Love
- Sophia Amoruso outlines the basics of being a boss — Who What Wear
- Shopping for luxe gifts for your girlfriends? Try looking here — Style.com
- How to master monochrome and maintain your style — InStyle
- The best dressed star of the week is 4 years old — HuffPost Style
- The wear-everywhere crop top that belongs in your closet — The Cut
- So, how do all those superhot male models get discovered? — Fashionista
- There's a serious problem with Anna Wintour's new office . . . — Racked
- If District 12 wore couture, it'd be courtesy of this designer — Lucky
- Rumi Neely lets you into her stylish home — StyleList


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1 the sound of the car
noise, note;
din, racket, row, hubbub;
resonance, reverberation
[Antonyms] silence
2 she did not make a sound
utterance, cry, word, noise, peep
3 the sound of the flute
music, tone, notes
verbBack to top
1 the buzzer sounded
make a noise, resonate, resound, reverberate, go off, blare;
ring, chime, peal
3 do you sound the "h"?
pronounce, verbalize, voice, enunciate, articulate, vocalize, say
Word links
, , relating to sound
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1 your heart is sound
healthy, in good condition, in good shape, fit, hale and hearty, in fine fettle;
[Antonyms] unhealthy
2 a sound building
well built, solid, substantial, strong, sturdy, durable, stable, intact, unimpaired
[Antonyms] unsafe, flimsy
3 sound advice
well founded, valid, reasonable, logical, weighty, authoritative, reliable, well grounded
5 financially sound
solvent, debt-free, in the black, in credit, creditworthy, secure, solid
[Antonyms] insolvent
6 a sound sleep
deep, undisturbed, uninterrupted, untroubled, peaceful
[Antonyms] light
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A guy or girl you "settle" for becuase you can't be with the on you really love.
yo I really miss my ex-girlfriend but that baxter over there will do just fine.
от Donky Puncher 23 август 2005
A baker, especially a female baker.
The little old lady was a baxter
от collest person ever 27 юни 2006
A term used to descibe a Wack individual, who likes the cock.
"that baxter is a wackster who like the cackster"
"what a baxter"
"wow, that dude is the biggest baxter"
"what a baxter"
"wow, that dude is the biggest baxter"
от Robbie P Skins 15 май 2007
A person who has no friends, yet believes themself to be your friend despite verbal and physical signals. A Baxter is also somebody who smokes your bud even though they havent put in for it.
"Man, Rich is such a Baxter"
от Simon Nell 01 февруари 2007
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By JOHN FRIEDLEIN
HARDIN COUNTY — Several local events are planned Friday to commemorate the eighth anniversary of the 9/11 terrorist attacks, which some say used to be more unifying and fresh in the national consciousness than it is now.
While state Rep. Tim Moore said he doesn't think local attitudes of the have changed much, "I think sadly at the national level there has been a kind of collective forgetfulness."
MOVIE PALACE, Elizabethtown, 769-1505 "Tyler Perry's I Can Do Bad All By Myself" (PG-13) 2, 4:30, 7 and 9:30 p.m. "Whiteout" (R) 1:30, 4, 6:30 and 9 p.m.
By KELLY R. CANTRALL
HARDIN COUNTY — Taxes in Hardin County Schools are going up after the board passed a new tax rate for the upcoming school year at a special board meeting Tuesday.
The board approved a tax rate of 51.7 cents per $100 of real estate for the 2009-10 school year.
By ROBERT VILLANUEVA It can't be September. No way. Really? Way? I think a time warp is involved here somehow. While fall is probably my favorite ti
The following property transfers are listed as given on deeds at the Hardin County Clerk's Office in Elizabethtown.
Double L Properties LLC to Joey S. Speaks, lot 7 Forrest Hills Subdivision, Elizabethtown, $108,000.
Bill and Sherry L. Dawson to Stephen M. and Krista M. Hedge, lot 1 Dawson Three Subdivision, $82,200.
Reynolds Homes LLC and Butler Homes Inc. to Troy A. and Dana S. Basham, 504 Green Crest, Cecilia, $32,000.
Robert Hopfner to Maryellen McIntyre, 139 Loretto Drive, Elizabethtown, $186,900.
A recession may seem like a bad time to launch your own company, but many people are considering this option. Even a troubled economy can create new opportunities, so this may be the right time for your start-up. If you have entrepreneurial ambitions, here are some tips from the Kentucky Society of CPAs on how to get started in uncertain times.
The following civil suits are filed in Hardin County Circuit Court in Elizabethtown. Et al is a Latin abbreviation meaning "and others." Lawsuits give only one side of a disagreement and do not reflect any counterclaims and/or settlements that may have occurred since the initial suit was filed.
HARDIN COUNTY — Many local schools participated in the live televised speech from President Barack Obama, but because of the controversy surrounding the speech, most students were given an option not to watch.
The News-Enterprise
LOUISVILLE — A West Point woman was indicted Wednesday on two counts of obtaining workers' compensation disability benefits from the United States Department of Labor and the United States Postal Service by fraudulently misrepresenting and concealing her true medical and physical condition.
Teddi R. Blanford, 48, was indicted in the Western District of Kentucky in Louisville.
Copyright © 2014
The News-Enterprise is your source for local news, sports, events and information in Elizabethtown, KY, Hardin County and the surrounding area.


text: 000 FXUS63 KPAH 242011 AFDPAH AREA FORECAST DISCUSSION NATIONAL WEATHER SERVICE PADUCAH KY 211 PM CST Mon Nov 24 2014 .SHORT TERM...(Tonight through Wednesday night) Issued at 200 PM CST MON NOV 24 2014 Winds are still brisk/gusty but will diminish with the setting sun. We`ll likely follow suite with our collab neighbors and let the Advisory expire with the next package, as we`re already largely below advisory thresholds. Cylcone clouds are still rotating across the mid MS valley, and will impact mainly our northern CWA thru the night. Small pcpn chances appear to stay to the north. Lower heights continue thru the day tmrw, and a clipper like wave rotates thru the region Wednesday. This means, despite a return of sunshine tmrw, we will be staying in the cooler than climo mode thru Wednesday. However, it does look that the timing of the clipper and its path is such that most/all pcpn should be liquid, given it is mainly a daytime passage when surface temps are in the 40s. .LONG TERM...(Thursday through Monday) Issued at 200 PM CST MON NOV 24 2014 Models appear relatively consistent in their depiction during the long term, thus confidence is higher than average. In the wake of the Wednesday system, dry and cold weather will prevail Thursday and Thursday night as northwest flow becomes established between an upper level trough in the east and ridging out west. Highs Thursday will struggle to reach 40 with lows Thursday night in the mid 20s as the core of surface high pressure passes through. A substantial modification in temperatures will begin Friday and continue into the weekend as the upper flow pattern becomes zonal and low level winds become southerly. Unfortunately, the weekend looks to be shrouded in cloud cover as models indicate a rapid moistening of the atmosphere below 850 mb. With the abundant low level moisture and weak isentropic lift, some light rain or drizzle activity will be possible Saturday into Sunday. Highs will average in the 50s both weekend days. A somewhat better chance of rain enters the scene Sunday night and Monday as a cold front makes passage. Even with the focus of the front, rain totals should remain on the light side. Forecast models agree that temperature profiles during this time will be too warm to support anything other than liquid precipitation. && .AVIATION... Issued at 200 PM CST MON NOV 24 2014 Low VFR cigs are still possible thru mainly the evening hours, but an overall improving trend thru the course of the terminals will be realized with a return to full VFR conditions by the planning period tmrw morning. && .PAH WATCHES/WARNINGS/ADVISORIES... IL...WIND ADVISORY until 6 PM CST this evening FOR ILZ075>078-080>094. MO...WIND ADVISORY until 6 PM CST this evening FOR MOZ076-086-087-100- 107>112-114. IN...WIND ADVISORY until 6 PM CST this evening FOR INZ081-082-085>088. KY...WIND ADVISORY until 6 PM CST this evening FOR KYZ001>022. && $$


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Orvieto Farmhouse Rental Photos and Description
Sossogna is an ancient farm features:
from the house in stone with terracotta floors and chestnut beams in the area, from 'large garden that surrounds it, from' garden and the old fig trees, chestnuts and walnuts, dry stone walls, from the sources natural and well-maintained forest that surrounds it.
E 'in this traditional country house that is the apartment of 90 square meters is located in the south-facing facade, and its main entrance is to the house.
On the ground floor is the kitchen of approx. 25 square meters, with a large fireplace and an old wood stove in cast iron; the kitchen is also fully equipped with modern stove with 6 burners and oven, refrigerator, dishwasher, cookware, tableware plates and cups
On the ground floor the 'dressing room with wardrobe and pantry shelves to use the bathroom and approx. 15 sqm. with shower, bath, bidet, cup, sink and washing machine.
From the kitchen via a wooden staircase leads to the first floor with two rooms of 20 and 25 square meters each with double and single bed.
The largest room is characterized by the fireplace and balcony that opens your eyes on the pristine valley.
All 'Outside in the immediate vicinity of the' entrance porch with stone columns decorated with tables and chairs and a space for the barbecue.
The kitchen is stocked with basic food such as oil, salt, vinegar, spices, sugar and coffee.
L 'apartment has the equipment and basic products for cleaning. WiFi and TV, heating, hot water and ceiling fans in the bedrooms.
- Suitability:
- Events Allowed
- Long-term Renters Welcome
- children welcome
- pets considered
- wheelchair inaccessible


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1930 Ford Model A Street Rod History The Ford Model A of 19281931 (also colloquially called the A-Model Ford or the A... More
For sale in our St. Louis showroom is a gorgeous 1929 Ford 5 Window coupe. This hot rod is built to turn heads. The... More
Just traded in on a new toy is this 1930 Model A roadster hot rod. Powered by a Chevy small block and a turbo... More
Although resembling the Model T a little, the all-new Model A was much different. It incorporated a sliding gear transmission, which was a... More
1931 Ford Model A History The Ford Model A of 1928–1931 was the second huge success for the Ford Motor Company after its... More
1929 Ford Model A Truck 2 Door Ford Truck. Flat Head 4. Original Engine. Water Cooled. Great Body. Was originally a 4 door coop in... More
The Ford model A roadster pickup is among the most desirable body styles in todays market. This beautiful roadster pickup enjoyed a professional frame... More
FORD: 1929 Model A sport coupe, V6 Ford with T5 manual transmission and 10-bolt rear with adjustable coilover suspension, Super Bell front with disc... More
Up for sale is an unrestored 31 Model A Slant Windshield. Car runs out great! They can only be original one time! Call Harold... More
1929 Model A Roadster Pickup. Completely restored in the 1970's. Truck still has the original fenders ,and has always been garaged. Runs and Drives... More
1929 Model A Huckster for sale in Louisville Kentucky. This 1929 Model A Huckster is a wood bodied street rod built with cruising in... More
FORD: 1928 Model A phaeton, 4-cylinder, 3-speed, blue/black, tan, black, professionally restored 1959, 1,000 miles, $33,000. Richs Cars, 816-847-6500, MO; www.kouryinvestments.com**46-YR**... More
This 1927 Ford Model A Phaeton Convertible features a 4 Cylinder cyl Gasoline engine. It is equipped with a 3 Speed Manual transmission. The... More
This truck had a professional frame off restoration. It's all steel, and runs and drives great. The body was built by Jon Vanlente in... More
This is a two owner car from California. In 1940, the original owner had V8 60hp engine and 1939 transmission installed, at a Ford... More


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1995 GMC Sonoma Repair and Maintenance
A guide to problems, costs, maintenance and repair for your 1995 GMC Sonoma
- Oil pressure gauge shows low. gauge lite comes on, no knocking..change iil pump?
- Do I need to use gasket sealant on carburetor base gasket?
- what could it be to make it not start . it turns over but wont start
- have 1995 gmc sonoma 2.2 that has strong Oder of gas when not running
- What are the fault codes and how do you read them on a 1995 GMC Sonoma 4x4
- Water Pump Replacement $326 - 606
- Heater Core Replacement $533 - 770
- Exhaust Manifold Gasket(s) Replacement $348 - 674
- PCV Valve Replacement $47 - 67
- Catalytic Converter Replacement $425 - 1,305
- Lou's Edison Motors (732) 823-4091 | 2.57mi
- Ray & Dana's Inman Auto Care (732) 703-7919 | 3.46mi
1995 GMC Sonoma Problems
The Anti-lock brake system (ABS) control unit may fail internally causing the ABS warning light to illuminate.
The fuel pump may fail causing the engine to stall and not restart. Our technicians recommend replacing the fuel filter every 30,000 miles to help prevent undue strain on the fuel pump.
A door window may move slowly or stop in mid travel due to a failing power window motor. The affected window may start working again after the motor cools off. Replacing the faulty window motor will commonly correct this concern.
1995 GMC Sonoma Questions
Should the iol pump be changed or not??
I am replacing the leaky gasket between the bottom of my carb and the top of the intake manifold. Do I need to use any type of gasket sealant? What torque for the three hold down bolts?
my battery shorted out touching the hood now the truck will not start.


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Drag the home icon in this panel and drop it onto the "house icon" in the tool bar for the browser
Select "Yes" from the popup window and you're done!
Asian News International
Washington — A police officer in Florida has quit after admitting he told colleagues that he would volunteer to assassinate President Barack Obama.
Full story:
Fla. officer retires early after Obama comments


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maine posters, boeys posters, downeast maine posters, bar harbor posters, bernard harbor posters, mt. desert island posters, cape cod grey posters, weathered siding posters, seascapes posters, fishing village posters
All prints ship in durable cardboard tubes.
Fine Art America is one of the largest, most-respected giclee printing companies in the world with over 40 years of experience producing museum-quality posters and prints. All of our posters are produced on state-of-the-art, professional-grade Epson printers.
We use acid-free paper with archival inks to guarantee that your posters last a lifetime without fading or loss of color. All posters include a 1" white border around the image to allow for future framing and matting, if desired.
Posters ship within 3 - 4 business days in durable cardboard tubes.
An intimate landscape from Bernard Harbor, capturing the essence of Downeast Maine. Iconic weathered cedar shakes and colorful boey's make an interesting subject for those who love the New England coastal region. This artwork has a "soft edge" painterly quality which presents itself quite suitable as an enlarged Fine Art print, Canvas Gallery wrap or even an acrylic!
A Gallery of Fine Art & Nature photography by Thomas Schoeller. We meet the needs of the Art buyer! PRINT PRODUCTS: The prints and framing are an artistic skill unto themselves, I do not handle this on my own. I use the wonderful print labs at Fine Art America's North Carolina facility to handle anything you place for purchase in the shopping cart. This allows me to concentrate on the photographic and artistic creativity of my business. We provide the client with a number of Fine Art product mediums including: Several museum grade archival quality print papers, Framed and matted, Stretched Canvas prints, Metal and Acrylic Prints. I do invite you to contact me direct to discuss any options, or answer any question you may have....
Our return policy is very simple:
If you're not happy with a purchase that you made on FineArtAmerica.com, for any reason, you can return it to us within 30 days of the order date. As soon as it arrives, we'll issue a full refund for the entire purchase price. Please note - Fine Art America does not reimburse the outgoing or return shipping charges unless the return is due to a defect in quality.
Fine Art America sells thousands of pieces of artwork each month - all with a 100% money-back guarantee.
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Customer Service: 877-807-5901
(Call Any Time - 24 Hours Per Day)
All posters ship from our production facility within 24 hours of your order.


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Museo per la Storia dell'Università di Pavia
Università degli Studi di Pavia
The University of Pavia was formally established in 1361 by Holy Roman Emperor Charles V, although there had been a school of divinity...
More than 100 medieval watchtowers once enveloped the old town; the trio of watchtowers on Piazza di Leonardo da Vinci is all that...
Castello Visconteo
Looming over the old town is the red-brick Castello Visconteo, built in 1360 for Galeazzo II Visconti. Inside the forbidding ramparts is...
Trattoria Ressi
Try the pizzocheri valtellinesi (a fresh buckwheat ribbon pasta served with vegetables).
Corso Strada Nuova 65 · interesting places nearby
Museo per la Storia dell'Università di Pavia information
The stately campus of the Università degli Studi di Pavia houses the small Museo per la Storia dell'Università di Pavia , with exhibits on its history.


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No Time For Nelson Mandela's Death On Your World
One day after Your World was interrupted by the breaking news of Nelson Mandela's death. So one would have hoped for at least one discussion today on the show about Mandela. But no.Read more
Jon Stewart Pits Stuart Varney Against Pope Francis
Fox Business Network's Stuart Varney got his comedic come-uppance last night on The Daily Show. Host Jon Stewart compared Varney's sneering attitude toward the "undeserving" working poor with Pope Francis' denunciation of unfettered capitalism. "You're going up against the Pope on how to help the poor?" Stewart asked, with comic astonishment. Yes, Varney was – and guess who won?Read more
Bill O'Reilly Suddenly Good With 'Happy Holidays'
Bill O'Reilly committed Christmas heresy last night during his "War on Christmas" discussion with Sarah Palin. Apparently, he was so overcome with good cheer, he forgot that Fox News' chief reason for the season is to spread ill will toward those who say, "holiday" instead of "Christmas." Shockingly, O'Reilly now said he doesn't "have a beef" with anyone who says "Happy holidays" Just as shockingly, Palin - who has a new book out about fighting the War on Christmas - agreed.Read more
Sarah Palin And Bill O'Reilly Suddenly Decide They Don't Like Personal Attacks
Sarah Palin dropped her boycott of The O'Reilly Factor last night for not just one but two segments in which both she and Bill O'Reilly were (uncharacteristically) on their best behavior with each other. In fact, they each must have been so consumed by their new Era of Good Feelings, that the two past masters of hate mongering developed a sudden case of amnesia and repeatedly agreed with the other that they don't like personal attacks.Read more
Fox Nation Readers React To Death Of Nelson Mandela With Racism, Death Wishes For Obama
Fox Nation posted a respectful article about Nelson Mandela's death – and many of their readers responded in kind. But many erupted in such shocking racism and/or death-wishing hatred for President Obama that words fail us. You really need to see them for yourself. (H/T Andrew S.) UPDATEDRead more
Fox & Friends Provides Warm Support For Poor, Maligned, And Very Hypocritical Sarah Palin
When Georgetown University student Sandra Fluke was viciously maligned by GOP boss Rush Limbaugh, for three days straight, those on Fox News didn't seem to care. In fact, they continued the defamation albeit in a much less sexual manner. But when former MSNBC host Martin Bashir articulated a crude response to Sarah Palin's extraordinarily stupid and offensive comparison of the national debt to slavery, those at Fox wanted his head on a platter. And now that he has resigned from MSNBC, Sarah Palin is flush with victory and where better to start the victory lap than on the curvy couch of Fox & Friends. She talked about the hurtfulness of Bashir's attack; but, interestingly, when Fluke was attacked by Rush Limbaugh, Palin was singing an entirely different tune.Read more
Fox Nation Fear Mongers That Obama Will 'Ignore Election Laws'
Those self-styled America lovers over at Fox Nation have found a new way to hate monger against our president - and one that coincidentally fits in with Fox News' impeachment fever. Their latest? "Just asking" if President Obama will "ignore election laws."Read more
Todd Starnes Lies - School 'Terrorized'
Todd Starnes is a good deep fried, racist, homophobic son of the South who loves Jesus. And as a part of the Fox News official war on Christmas brigade, he is always on the alert for any and all offenses to the Baby Jesus. But despite his deep religiosity (ahem), he has a problem with the Commandment that says something about not lying because Toddles, as the movie line goes, just can't handle the truth. His recent scorching expose was all about how a Georgia school, OMG, confiscated Christmas cards, done by students and posted outside classrooms. But it turns out that Starnes story about this latest attack on Christianity was just more Southern fried crap. And thanks to good Christian Starnes and his army of good Christian soldiers, the school had to put up with even more crap.Read more
Ed Schultz Rips Bill O'Reilly A New One!
Schultz brilliantly captures the cognitive dissonance between Bill O'Reilly's defense of the Christian meaning of Christmas and his hatred of poor people on food stamps. He also does a number on Rush Limbaugh, too! Video below the fold.
Fox & Friends Plays Fear Of Sharia Law Card
The radical white, Christian right, who do cling to their bibles and their guns, deeply fear and loathe those who don't conform to their definition of what constitutes a real American. Tops on their enemies list are Muslims who, they believe, are trying to impose their godless Sharia law onto God fearing Americans. As such, a number of states with miniscule Muslim populations are attempting to pass anti-Sharia laws in order to prevent "creeping Sharia." But it's just not the fetid recesses of hate media that stokes these fears. In its effort to further divide Americans, the oh, so patriotic Fox News, is now playing to this paranoia. On Monday's Fox & Friends, Heather Nauert declared, as Fox fact, that Sharia law is here and it's "changing everything!"Read more


text:
photo by akabeeThis photo was shot on film. Taken by orangebird with a Fuji Natura Classica (available in our Online Shop) loaded with Fuji Natura 1600 film in Tokyo, Japan. These tags describe this photo: 35mm, 1600, woman, people, spring, april, flower, flowers, pink, portrait, 2012, holiday, japan, japanese, love, natura, tokyo, park, garden, nature, cherryblossoms, tree, and lomographer. Date: 2012-04-13. Time: Afternoon. This photo can also be found in the album Natura Classica #2.
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Lt. Col. Mark M. Weber was born and raised in Minnesota. He has served a total of twenty-three years in the U.S. Army, with five years as an enlisted soldier in the Minnesota National Guard and nineteen years on active duty as a commissioned officer. He has been stationed throughout the United States, at the Pentagon, in Saudi Arabia, and in Iraq. He is a distinguished alumnus of Minnesota State University, holds master's degrees in history from Jacksonville State University in Alabama and public policy management from Georgetown University in Washington, D.C., and has served as a policy fellow at the University of Minnesota. His awards include the Legion of Merit, the Bronze Star, and the Combat Action Badge. Weber lives in Rosemount, Minnesota, with his wife, Kristin, and their three sons.
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Repair And Maintenance Archive
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FAQ Truck Engine Programmers - Answers From Bully Dog Technologies
Answers to Frequently Asked Questions about Truck Engine Programmers What are they? Do they really improve performance and gas mileage for trucks? Sounds easy, doesn't it? Just drop in a magic &...Continue Reading
AAA Supports NHTSA's Action to Call for a Full National Recall of Affected Takata Airbags
Statement from AAA CEO Bob Darbelnet ORLANDO, FL -- Nov. 20, 2014: "AAA supports NHTSA's action to call for a full national recall of affected Takata airbags. Vehicles are often bought and sold across...Continue Reading
2014-2015 Ford Fusion Safety Recalls
DEARBORN, MI -- November 18, 2014: Ford is issuing a safety compliance recall for approximately 65,000 Fusion vehicles in North America for a programming issue in the instrument cluster. This issue al...Continue Reading
NHTSA RECALLS -November 17, 2014
Please click on the following NHTSA Campaign ID links to view the recall information. ...Continue Reading
No Kidding Airbag Recall Can Save Your Life! Includes Latest Vehicle Recall List
EDITOR's NOTE: I would suggest that if your car is on the list below call your dealer's service department. I own a 2003 Honda Accord and in about 2 minutes was able to learn that my vehicle was not o...Continue Reading
Auto Lab Radio Show - LIVE Saturday November 15, 2014; The Auto Channel, WMCA 570 8:05a-9a; WNYM 970 9:05a-10a
Today's Show Is a Prerecorded "Best Of Auto Lab"; Please Call Us Next Week Car Question? Call Toll Free 888-692-7234 Auto Lab is a 25 year old interactive automotive-focused New York area radio call-i...Continue Reading
Auto Parts News - Uni-Select launches Auto-Plus Brand
Editors Note: The Auto Channel Auto Parts Section receives more than 500,000 visitors per month. Boucherville QC November 4, 2014; Uni-Select Inc., the fifth largest North American automotive afterm...Continue Reading
Don't Let Your Car Gobble up Your Hard-Earned Money
BETHESDA, MD -- Nov. 14, 2014: you're busy preparing for another holiday season, don't let car care take a back seat. Neglected auto care almost always means much higher costs down the road in the for...Continue Reading
Volvo Trucks Attending The Skills Show at the NEC
As part of an on-going drive to inform young people about the exciting career building benefits of joining the company's Apprenticeship Programme, Volvo Trucks will be attending The Skills Show ...Continue Reading
Toyota Recalls Fifty-Six MY 2011 Camry Vehicles
TORRANCE, CA -- Nov. 12, 2014: Toyota Motor Sales, U.S.A., Inc., today announced plans to conduct a voluntary safety recall of 56 Model Year 2011 Camry vehicles produced at Toyota Motor Corporation...Continue Reading
Mazda Launches Unlimited Mileage Warranty in Canada
-- New warranty lets owners drive as much as they want, as far as they want -- ...Continue Reading
First Ever Biosynthetic Motor Oil to Receive Highest Industry Performance Certification; Demonstrates Improved Fuel Economy
Biosynthetic Technologies' Biosynthetic Motor Oil Achieves API SN Resource Conserving Certification, ILSAC GF-5 Certification and a 3.05% Fuel Economy Gain IRVINE, CA -- November 11, 2014: Biosy...Continue Reading
Properly Maintained Headlights Vastly Improve Driver Safety
FARMINGTON HILLS, MI -- Nov. 11, 2014: The importance of maintaining a vehicle cannot be understated. In addition to protecting their financial investments, drivers who properly maintain their vehicle...Continue Reading
LATEST NHTSA RECALLS CHECKLIST:November 10, 2014
Please click on the following NHTSA Campaign ID links to view the recall information. ...Continue Reading
Toyota Recalls Certain 2014 Camry and Avalon Vehicles
TORRANCE, CA -- Nov. 4, 2014: – Toyota Motor Sales, U.S.A., Inc., today announced plans to conduct a voluntary safety recall of approximately 5,650 Model Year 2014 Toyota Camry, Camry Hybrid, Av...Continue Reading
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Guest House Kenzo & Kiara Center
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TripAdvisor Reviews Guest House Kenzo & Kiara Center Rome
Travel Blogs from Rome
Pisa to Rome, stressed to the max in Rome traffic
... 30€ at the tollway at the exit to Rome, we head west toward the city. The benefits of the GPS really kick in, although even with this we make a wrong turn but are soon back on track. We've been bracing ourselves for the Rome traffic, and before long we're encountering its full on effects with cars, motorcycles and pedestrians coming in all directions. We make our first attempt at stopping ...
Grime and noise and sleeplessness
... levels one had forgotten about and the heart sinks at the sight of the hotel 'reception' area and I am reminded of being 22yrs old again and my first night in this same area in Rome before settling in to live there for 6 mths. At least it's clean and only for a night but at almost $200! Noisy, grimy. All too much for Jon who returned to the room as I lurched out to re-explore the immediate area passing many beautiful buildings but ...
Ruins, Palaces, Potholes and Porchetta
... come from colder climes than Italy. We passed a couple on Sunday morning and that is also surprising because this is still a very religious country. Can't imagine there being any interest from the after-church crowd. Maybe they are focussing on the pre-soccer faction.
Foodie action
We were re-introduced this week to some more culinary delights and had some memorable meals. Surprisingly [there's that word again, because even after almost ...
All roads lead to...
The last breakfast of the cruise! One or two blinks, and it's gone!
We have an early morning start as the people to leave the ship are disembarked early. So we say our farewells to the dining staff after breakfast, secretly blaming them for making us eat so much, and then are ushered out to the dockside to collect our luggage and onto a bus to the Civitavecchia bus stop. As we get there, we are bombarded by those people wanting to us tours, taxis to the city, guides ...
Driving in Italy- quite an experience!
... on the vehicle that do two things: 1). Italian specific stickers make our car look more Italian owned and therefore, possibly a theft deterrent and 2) helps us to more easily identify our car from all others. We love our little car although others make fun of us, as it has lots of "Napoli" kisses, dings and scratches...we fit right into the Italian way of cars. Like an Ant Farm: Forget everything you've ever learned about driving defensively in the US. It ...
Other places to stay in Rome
Kriss HotelNomentano, Rome | 3 star hostelfrom $72
Hotel CoralloHistoric Center, Rome | 2 star hostelfrom $85
David'S FlatHistoric Center, Rome | Hostelfrom $62
Ivanhoe HostelMonti, Rome | 3 star hostelfrom $38
Cherry HostelHistoric Center, Rome | Hostelfrom $30
Hostel StargateHistoric Center, Rome | 3 star hostelfrom $57
Simpatia MassalongoPietralata, Rome | Hostelfrom $21
Alessandro Palace HostelHistoric Center, Rome | Hostelfrom $52
Alessandro Downtown HostelHistoric Center, Rome | Hostelfrom $31
M&J HostelHistoric Center, Rome | Hostelfrom $51
Freedom Traveller HostelHistoric Center, Rome | Hostelfrom $49
Pop Inn HostelHistoric Center, Rome | Hostelfrom $93
Ciak HostelEsquilino, Rome | Hostelfrom $12
Mosaic HostelHistoric Center, Rome | 1 star hostelfrom $73
Legends HostelCastro Pretorio, Rome | Hostelfrom $50
Youth Station HostelNomentano, Rome | Hostelfrom $53
Two Ducks HostelHistoric Center, Rome | Hostelfrom $31
Hostel Happy DaysPrati/Trionfale, Rome | Hostelfrom $34
Pensione OttavianoPrati/Trionfale, Rome | Hostelfrom $41
Ape LatinaHistoric Center, Rome | Hostelfrom $31
Lilliput HostelHistoric Center, Rome | Hostelfrom $31
Rome City HostelNomentano, Rome | Hostelfrom $53
Hostel Mona LisaMonti, Rome | Hostelfrom $30


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View Michael Ross Seeley's Instablogs on:
SEARS SPIN-OFF: Orchard Supply Hardware Stores, Part IIBy: Mike Seeley, CPAAXINITE FINANCIAL ADVISORS LLCPart I of this article outlined several pertinent aspects of the Sears-Orchard spin-off transaction, along with an overview of Orchard Supply Hardware Stores Corporation's ("OSH") operations. In Part II we will seek to estimate the fair value of Orchard. This is done only to identify whether the post spin-off trading price represents a sufficient discount to the fair value of the underlying business to justify a more detailed examination. Or in other words, at what price must the shares trade for us to consider an investment and compel us to dig a little deeper?Estimation of Fair ValueRegistration FeesAs was reported in June 2011 when Orchard first filed Form S-1, the Company incurred an SEC Registration Fee of $9,020.20.[i] This fee denotes an $82 million registered value when applying the SEC Section 6(b) fee rate applicable to the registration of securities in fiscal year 2011.[ii] With just over six (6) million common shares outstanding, this valuation indicates that in June of 2011 Management was projecting the shares should trade at approximately $13.67 per.A number of significant events occurred subsequent to the initial registration (namely the property sales discussed below), but these events appear to have been anticipated at the time of Management's fair value calculation. Although we do not know what deviations may ultimately have existed in the details, we may at least take a small level of comfort in knowing Management had foreseen the need for these asset sales when valuing the Company."Ares" InvestmentDuring November 2005, Ares Management LLC, through an affiliate, provided Orchard with $58.7 million in cash in exchange for 19.9% of the Company's voting stock, along with a three-year option to acquire additional stock. That option ultimately expired unexercised. We raise this to highlight the fact that the Ares recapitalization implied a value of at least $295 million one or two years prior to the bottom falling out of the housing market. Although this doesn't help us much now, it does at least serve as a reference point.Industry ComparisonOrchard considers its true benchmark companies to be True Value and Ace Hardware, but as public data is available for the big-box stores, a comparison of Orchard's financials has been made to that of The Home Depot, Inc. (NYSE:HD) and Lowes (NYSE:LOW) below. With the exception of Orchard's 2010 financials, which were obtained from the Form S-1, the following financial results are derived from the most recent quarterly filings for each company.
_ OSH** OSH* LOW HD Revenue (ttm) 518.9M 648M 49.06B 69.51B Gross Profit (ttm) 172.5M 226.4M 17.15B 23.30B GM% 33.20% 34.94% 34.85% 34.40% EBITDA (ttm) 27.1M 60 5.27B 8.09B Net Income (ttm) (7.2M) 7.2M 1.79B 3.7B Net Profit % 5.22% 9.32% 10.74% 11.64% Revenue Per Share (ttm) 86.33 107.80 37.68 43.87 Earnings Per Share (ttm) 1.2(d) 1.20 1.37 2.32 Book Value Per Share (mrq) 15.15 16.31 13.34 11.53 P/E (ttm) TBD TBD 18.58 18.12 PEG (5 yr expected) TBD TBD 1.23 1.24 P/S TBD TBD 0.65 0.93 Shares Outstanding 6.01M 6.01M 1.25B 1.54B Share Price (mrd) TBD TBD 25.38 42.04 Market Capitalization (mrd) TBD TBD 31.79B 64.81B Enterprise Value (12/27/11) TBD TBD 37.44B 73.36B Debt (mrq) 246.5M 271.5M 6.62B 10.78B Debt Per Share (mrq) $ 41.01 $ 45.17 $ 5.30 $ 7.00 Debt as % of Market Cap 300.61% 331.10% 20.82% 16.63%
*Represents pro-forma amounts from FYE January 29, 2011 as only trailing three months of stand-alone data is currently available. Pro-Forma reflects new terms under the Brands and Appliance Agreements entered into with a subsidary of SHLD as a part of the spin-off.
**Represents YTD FY 2011 amounts (39-weeks ending October 29, 2011)A review of the respective companies' gross margin percentages reveals remarkable parity, though Orchard's gross margins have been depressed 2011 year-to-date due to increased markdowns to move inventory and increase sales. Thru 2010, the companies' EBITDA percentages were comparable, though Orchard's EBITDA came under tremendous pressure in 2011. A couple percentage points may be explained by the recognition of the $14.6 million loss Orchard incurred on the sale of its Tracy distribution center, but there has also been a marked decline in operating results. Of course, as discussed earlier, the Company's excessive debt-loads have significantly reduced Orchard's net income relative to its competitors, but when removing the loss on sale of assets, Orchard remains surprisingly profitable. [Note the debt numbers for Orchard above represent only its debt, and do not take into account the Company's sizeable capital and operating lease obligations, which adds another $70 million.]Back-of-the-Envelope ValuationWe will merely run a quick calculation to double-check Management's estimation of fair value for purposes of its registration fee. By adding back $20 million of interest expense to the Company's 2011 YTD income, and excluding the one-time loss on sale of the Tracy distribution center, we see that a more reasonable debt-load would allow Orchard to report net income of roughly $27 million. This result is fairly similar to the result we would obtain if using the 2010 annual numbers, and as the Company's lease expenses will increase materially in 2012 (see note on property sales below),we will forego annualizing the result to approximate go-forward earnings. By applying the same trailing-twelve-months (P/E = 18) and forward (P/E = 15) multiples enjoyed by Lowes and Home Depot, we would arrive at a value in the range of $408-$490 million. If we then were to pretend the Company assumed the current debt and capital lease obligations of $320 million, and subtract that number from the results, we would arrive at a market capitalization somewhere between $86-$170 million. Therefore, we have reason to expect that Management's fair value estimation of $82 million is reasonable, and perhaps conservative.With 80% of shares held by Insiders, trading is apt to be volatile initially; therefore, it may be prudent to await an initial equilibrium. If the shares settle in the mid-to-high teens, we will be incentivized to take a closer look at projecting normalized future earnings and analyzing the Company's balance sheet in an effort to value its real estate holdings.
Balance Sheet Method
An investor may seek to value the Company using a Balance Sheet method to determine the fair market value of the Company's real assets. To determine the fair value of the Company's real estate, we have available to us a number of very recent sales. For the one store sold on December 12, 2011 and the three stores sold on December 20, 2011, the Company received $36 million. At an average price of $9 million per location, one might identify the number of the 89 stores in operation for which the Company still owns the real estate and then multiply accordingly. One would then add the balance of the net assets, perhaps reserving the inclusion of intangibles, and take into account any necessary adjustments (for instance, the Company employs the LIFO method for calculating its inventory and a $1-2 million adjustment would be required to arrive at liquidation value, etc.). Finally, one may subtract the debt, contractual obligations, such as the capital and lease obligations, the value of the preferred, and arrive at a reasonable fair value. As we have not yet found the necessary information for the Company's real estate holdings, and as we don't wish to expend the necessary time and effort at this stage, we have not taken this approach.A Note on Debt and Refinancing EffortsIf Orchard's market capitalization does indeed fall in the $82 million range, the Company will have a debt load roughly three times (3x) the value of its shares; whereas Lowes and The Home Depot have debt loads of 21% and 17% of their market capitalizations, respectively. This leverage presents the most likely near-term opportunity in the shares, as a relatively small percentage improvement in the value of Orchard's assets will have a significant upward impact on the price of its shares. Then again, the reverse will also hold true.Thus, an investment in OSH is likely to hinge on 1) the Company's ability to service its debt while progressively deleveraging, and 2) a lack of further deterioration in Orchard's financial performance. As both of these conditions are uncertain, it would be prudent to insist on a sizable margin of safety. If this margin of safety cannot be found in the Company's operations, assets, or competitive position (we have certainly not discovered it thus far); we must insist it exist in the purchase price of the shares.Refinancing and extending the maturity of the senior secured term loan is critical. To that end, on December 12, 2011 the Company closed the sale of its Hollywood store, and a short-term lease was subsequently entered into for the property. On December 20, 2011 the Company closed the sale of three additional stores to another purchaser via a sale-long-term-lease-back transaction. These last stores were Pismo Beach, Cottle Road (San Jose), and Capitol Expressway (San Jose).$21.6 million of the proceeds for the four stores and the Tracy distribution center were used to pay down principal on the Real Estate Secured Term Loan. The remaining proceeds of approximately $36 million before fees, will be used to pay down the Senior Secured Term Loan. Orchard 'expects' to be able to use that prepayment to negotiate an extension on the maturity of the bulk of the remaining Senior Secured Term Loan principal until December 21, 2015. [It is important to note Orchard will incur $3.2 million in additional rental expense annually as a result of the "leaseback" portion of the four store sales, and an additional $1.7 million for the Tracy distribution center. This added expense will further depress prospective operating results.]Disclaimer:Investment analysis is the process whereby we determine how best to strategically allocate scarce resources. While this applies to the allocation of investment funds, it is also applicable to how one chooses to allocate their time, which is in similar short supply. Thus, this article is not meant to represent an exhaustive technical analysis or enterprise valuation. The discussion above is intended merely to represent a back-of-the envelope, rough approximation of the Company's value in order to determine whether, or more precisely at what price, the operations and assets of Orchard deserve further consideration and analysis.DisclosureI do not hold a position in SHLD, OSH, HD, or LOW; nor do I intend to establish a position in any of those shares within the next 72 hours.[i] S-1, Part II: Information Not Required In Prospectus, p. II-1.[ii] Fee Rate Advisory #5 for Fiscal Year 2011 http://www.sec.gov/news/press/2010/2010-255.htm
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.
By: Michael Seeley, CPAAXINITE FINANCIAL ADVISORS LLC ("AFA")In order to expand our previous article on Grupo Prisa ("PRISA"), we are releasing a more detailed analysis in a three-part series. In Part I, we will review in greater detail PRISA's corporate profile, recent reorganization, and capital structure; in order to highlight the built-in protection mechanisms associated with the preferred class (PRIS-B) of American Depository Receipts ("ADRs").Company ProfilePromotora de Informaciones, S.A ("PRISA"), was founded in 1972 by Jesus de Polanco, and is now a media powerhouse operating in Spain, Portugal, Latin America, and the U.S. Hispanic Community. Its investments include some of the largest media companies in these markets, including substantial print media, cable television, original television and movie content, radio, and an education/textbook business.[i]ReorganizationDue to an unbridled acquisition spree, PRISA found itself excessively leveraged in late 2009, with debt of approximately eight times (8x) earnings before interest, tax, depreciation, and amortization (EBITDA). In this precarious financial state, PRISA entered into negotiations with Liberty Acquisitions Holdings Corp ("LIBERTY")[ii], a publicly traded Special Purpose Acquisition Company ("SPAC"), or a "blank check" organization,[iii] to affect a much needed capital injection.LIBERTY's investment triggered the trading of PRISA American Depository Receipts ("ADRs")[iv] on the New York Stock Exchange ("NYSE"). This newly created access to the U.S. stock exchange injected highly valuable liquidity in the underlying PRISA shares, and attracted the attention of such stock pros as Whitney Tilson and Glenn Tongue, whose T2 Partners, holds a significant portion of its assets in PRISA ADRs; David Marcus of Evermore Global Advisors; and most recently, Carlos Slim, the billionaire Chairman of Telmex, and the wealthiest man in the world.[v]Improved Corporate GovernancePursuant to the LIBERTY-SPAC transaction, PRISA elected LIBERTY's two founders, Nicholas Berggruen and Martin Franklin[vi], to the PRISA Board after the transaction was finalized in late 2010. In addition, the Company installed independent directors to its 13-member Board, such that the independent directors now constitute a majority of Board members.[vii] This overhaul of the PRISA Board not only inserts a much needed strategic discipline, but also protects against a reversion to the types of behavior that first led the Company into financial difficulties; namely, rampant acquisitions at excessive prices.In the Spring of 2011, PRISA installed a new Executive management team and has embarked on an aggressive de-leveraging plan using the Company's free cash-flow, proceeds from the exercise of warrants at above-market strike prices by the LIBERTY founders and the Polanco family, and the sale of non-core assets to place the Company on more solid financial footing. By the first quarter of 2012, it is expected that PRISA's debt will be reduced nearly fifty percent (50%) from its high in 2010 to four times (4x) EBITDA or less.Capital StructureThe 2010 recapitalization resulted in an interesting opportunity to invest in PRISA.The Class-A ADRs (NYSE:PRIS) and the Class-B ADRs (PRIS-B) each consist of four shares of the underlying class types. For that reason, they trade at an USD-equivalent four times (4x) the price of the shares traded on the Madrid stock exchange. The Class A common shares carry voting rights, while the Class B preferred shares are non-voting, cumulative, convertible counterparts to their Class A siblings. Furthermore, the Class B shares possess highly valuable traits, such as the €0.70 cumulative annual dividend on the ADRs (roughly $0.98, or nearly a 20% annual yield on $5 per share), payable June 30, 2014.[viii] Thus, by acquiring the Class-B ADRs at under $5 per share, the discerning investor may secure a cumulative dividend over the next 30-months equivalent to a total yield of 50% or more over that time.In addition to the cumulative dividend, additional protective measures against principal-loss are built into the Class-B ADRs via a conversion preference. The Class-B ADRS convert automatically into Class-A ADRs on June 30, 2014. Provided the Class-A shares trade in excess of €2.00 per share (€8.00 per ADR, or approximately $11 per ADR in USD), the conversion ratio is a simple one-to-one (1:1) exchange. However, if the Class-A shares trade at less than €2.00 on or before the conversion date, the conversion ratio will be a fraction, the numerator of which will be €2.00, and the denominator of which will be equivalent to the 20-day trailing average price. That said, in no case will the conversion ratio exceed 1.33 Class-A shares for each Class-B share. Alternatively, the conversion ratio may be one-to-one (1:1) with an amount of cash equal to the difference between A) €2.00 and B) the 20-day trailing average price; not to exceed €0.50 per Class-B converted share.[ix] Put another way, the conversion ratio will not be reduced below 1.33:1 until the PRIS-B ADRs have appreciated above €6, or approximately $8.25 per ADR, which would connote a minimum capital gain of 65% ($8.25 - $5.00 = $3.25 / $5.00), before accounting for the cumulative dividend of $2.76 per ADR. Thus, if the shares have not appreciated by approximately 100% just prior to June 30, 2014, the PRIS-B investor will receive a significant stock/cash kicker.ConclusionAssuming the risk of bankruptcy is successfully avoided, which we feel relatively confident of given the most recent events and regulatory filings by the Company, and before consideration of either appreciation or depreciation in the price of the shares, an investor in PRIS-B ADRs at current levels may realistically expect to achieve an 83% return on investment over the next two-and-one-half years. At the very least, the cumulative dividend and conversion preference serve as a welcome margin-of-safety on the shares in a debt-heavy, Spanish, media company.DisclosuresAxinite's Managing Member is Long shares of LMCA and PRIS-B, and does not hold a position in either JAH or PRIS.[ii]The 'Liberty' thus referred to should not be confused with the 'other Liberty' that may immediately spring to mind via John Malone's Liberty Media Corp. (NASDAQ:LBTYA) / Liberty Capital (NASDAQ:LMCA) / Liberty Interactive (LINTA). John Malone's Liberty Media empire is, however, an interesting benchmark demonstrating the value potential of Grupo PRISA.[iii]A SPAC is a public company holding only cash that is established for the express purpose of identifying an attractive target business, often, but not necessarily experiencing some particular hardship and in need of highly capable Management and/or capital to survive and turn-around. In this way, a SPAC is not unlike a Private-Equity Fund that employs its entire fund to acquire control or significant influence in a portfolio company. It is this attribute that invites the term 'blank check' company; because the SPAC founders effectively solicit a 'blank check' from investors to be employed by them under terms and conditions outlined in the corporate charter.[iv]American Depository Receipts (ADRs) are the preferred mechanism for U.S. persons to invest in the securities of international entities without incurring unwelcome tax liabilities such as foreign withholding taxes on dividends and capital gains.[v] T2 Partners recommended PRISA class-B ADRs at upwards of $10 per share, and the author agrees the shares represented significant value at that price. As reported in The Wall Street Journal, Carso SA de CV, a company controlled by Carlos Slim, established its stake after the shares shed more than one-half their value in 2011.[vi] As the CEO of Jarden Corporation (NYSE:JAH), Martin Franklin has presided over a company which has seen its stock rise more than 10-fold over the course of his tenure.[vii] Amendment No. 6 to Form F-4 SEC Registration Statement, p. 112[viii] Amendment No. 6 to Form F-4 SEC Registration Statement, p. 303[ix] Amendment No. 6 to Form F-4 SEC Registration Statement, p. 304
Disclosure: I am long LMCA, PRIS.B.
Additional disclosure: I have not positions in JAH.Tags: PRIS, PRIS.B, PRIS.B, Media, Advertising, Cable, Newspapers
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October 23, 2012
CASA is a wonderfully caring home for stray cats from many areas as well as the tip end of Cape Cod. Terrific volunteers here dealing out expert care and lots of love.
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Virginia State University (VSU) has entered into an agreement with Chesterfield County Public Schools to offer college courses to juniors and seniors in Chesterfield's 11 public high schools. Chesterfield County represents the eighth, and largest, city or county system with which VSU has signed a concurrent enrollment agreement.
High schools have become a massive expanse of corridors, towering atriums and auditoriums that could host the Richmond Symphony. That could change as part of the Chesterfield County Public Schools (CCPS) plan for the future.
Plus MGT, owned by George Emerson and Phil Roper, a Chester developer, purchased a 46-unit apartment building in Shockoe Bottom at 1900 E. Franklin St. three weeks ago. According to BizSense.com the property, heavily in debt was purchased from CWCapital.
Now that the ceiling has be taken down and hauled off you can see the lintels that once stretched across the service doors of the old service station that is now encased by Heritage Chevrolet.
On Saturday, April 28, the boys from Cub Scout Pack 2877 in Chester, along with their "Akelahs", participated in a pack service project to count toward many of their belt loop and pin requirements, as well as their Pack Conservation Good Turn award.
The Hon. T. J. Hauler, Circuit Court Judge for Chesterfield and Colonial Heights, last week, was recognized by his peers for longevity on the bench at the Judicial Conference of Virginia in Norfolk. The Hon. Cynthia D. Kinser, Chief Justice of the Virginia Supreme Court, presented Judge Hauler with the "Length of Service Award".
It took only the appearance of Lisa Schaffner, public relations director for UNOS and former anchor for WRIC-TV8, to get the 400-plus crowd fired up at Friday's Second Annual Senior Idol competition, sponsored by the Shepherd's Center of Chesterfield. Schaffner had the crowd cheering and ready for the Idol competition to begin.
Each week, the Chesterfield County/Colonial Heights Crime Solvers program highlights an unsolved crime from the police departments of Chesterfield County or the city of Colonial Heights. This allows the program approximately 52 weeks and 52 cases per year.


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Dr. Curtis N. Zeiger, MD100 15th St NW Norton, VA 24273 (1.1 mile away)
Dr. Zeiger's experience matches your search, based on the following criteria:
- Specializes in Clinical Neurophysiology
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Can someone please explain to me how the government is at fault here? Clearly they did something, or they wouldn't be apologizing.
Nothing here adds up. I've read that these "ultras" were the violent vanguard of last year's revolution. So why the heck are they killing each other? And why is it the government's fault?
Political beliefs are never an excuse to murder your fellow citizens. To kill your brethren over sports or politics is just beyond the pale. "Security" is not designed to handle this level of absurdity.
I hate to link to a different news source, but this is probably helped most to understand the political significance of the event. http://espn.go.com/sports/soccer/story/_/id/7532975/the-politics-egypt-f...
Summary: Al Ahly is associated with workers and students, the Al Ahly ultras are considered an organizing faction that kept pressuring the Pro-Mubarak forces to stand down after the counter revolution. Those Pro-Mubarak forces predominate the armed forces, police, guards, etc.
The conspiracy is thus: a year after Tahrir square they retaliate against a visible group from the Revolutionary Crowd, conveniently letting people know that the security has little intention to maintain order (you know, check for weapons amongst the Ultras, keep the Away side behind protective barriers, stopping pitch invaders). Fish in a barrel, really. On top of that, you have convenient scapegoat in Al Ahly Ultras, but if they were not the ones that caused the trouble...
Most would stick with "Connect the Dots'" version of events (these hooligans can't help but kill themselves), but looking at it from a political perspective makes more sense than looking at it from a sports perspective. It is like inviting folks over on some pretense (watch your favorite team!) and then use some hardball tactics to intimidate them.
Whether this is true, is impossible for me to know, but the circumstantial evidence is persuasive. Just who to believe? A tough thing these days.
Thanks for the insight kylb. So, a conspiracy-free reading of the situation would be: Al Masry ultras attack Al Ahly ultras in murderous (but apparently typical) hooliganism, but security reacts halfheartedly because Al Ahly is the enemy.
In the absence of a grand conspiracy, I have to agree with Connect the Dots... none of this would have happened if people weren't so willing to kill (kill!) over sports. There's no political motivation I can see for Al Ahly to hate Al Masry.


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- Freeport murder suspect Damon Dixson taken into custody in Rockford
- Local gas station employee arrested for selling liquor to minor
- Renewable Fuel Standard delay 'a mixed blessing,' Bustos says
- Rockford delegation presents inaugural 'Rockford Award' to Norwegian Air
- Education in Illinois making slow progress, according to report
- Illinois GOP Congressional delegation: Obama's immigration plan undermines rule of law
- Suspect, 17, charged in Halloween hit-and-run in Roscoe
- Saint Anthony College of Nursing president to retire
- Man found guilty in deadly August 2013 crash at Mulford and Garrett Lane
- 'The Price is Right Live!' at Coronado March 1; tickets on sale Nov. 21
WNIJ news reporter wins two AP awards
The Illinois Associated Press Broadcasters Association recently announced winners in the 2011 Journalism Excellence Contest. WNIJ (89.5-FM) reporter Susan Stephens was named "Best Newswriter" and took first place in the "Hard News Feature" category in the downstate radio division of the Illinois Associated Press Broadcasters Association Journalism Excellence Contest.
Judges evaluated a variety of Stephens' scripts and audio reports in the newswriting category, including stories about a former pilot's last wish to fly again, Ronald Reagan's 100th birthday, and a visit with a couple giving up their Frank Lloyd Wright-designed home to enter assisted living. It was "Nurse-In in DeKalb," the story of breast-feeding mothers rallying outside a thrift store, that captured the "Best Hard News Feature" category. All of these stories aired on WNIJ in 2011 and are available at the station's website, www.wnij.org.
The awards will be presented April 28 at the Illinois News Broadcasters Association convention in Macomb, Ill.
WNIJ is the NPR News station within Northern Public Radio, the broadcast service of Northern Illinois University.
From the March 21-27, 2012, issue


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This is a cute and cozy 2-bedroom home in the heart of Encinitas. It is detached, but just barely, as it is in close proximity to the house that it shares a lot with. We came with our young (14 month old) daughter, and she had a good time climbing up and down the stairs, but beware as there is no baby gate. You have to take stairs to get to the bedrooms, so that may be relevant to older travelers. No complaints! more
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Burn Notice
Home > Television > B > Burn Notice
Jeffrey Donovan
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Summary:After he's set up and fired from the CIA, a special ops agent puts his training to use as a private detective as he tries to figure out who betrayed him.
Burn Notice Burners, remember Carla played by Tricia Helfer? Her latest role is out of this world. Watch this sneak peek of Syfy's Ascension, a three-night event, arriving Dec. 15 at 9/8c. #TBT
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We are very pleased to offer you a position as a Postdoctoral (appointment type) with the University of New Hampshire (UNH) in the department of __________________, effective _______. You will be responsible for _______. (See also attached list of general responsibilities for postdoctoral appointees.) Your appointment period will be from_______to________ with an initial salary of $_______. You will be paid on a bi-weekly basis and have the option for direct deposit. You will be eligible to participate in UNH's annual salary increase program based on your faculty mentor's recommendation, consistent with sponsor and University System of New Hampshire (USNH) salary increase guidelines and availability of funds. The terms and conditions of your employment will be governed by applicable University System and UNH policies. See www.usnh.edu/olpm/ This job offer and start date are contingent upon successful completion of the background check process. You will receive an email from the background check vendor, HireRight, with instructions to complete the background check process. Please respond to this request at your absolute earliest as the background check can take up to two weeks to process. This offer is also contingent upon your availability to be legally employed in the United States. The I-9 and W-4 forms must be completed prior to your first day of employment. Acceptable I-9 documentation must be presented to (Person, Department, Location) for verification.
This letter is to offer you the position of the ___________________ at the University of New Hampshire (UNH) (indicate full department name) ________________________, effective ______, with an hourly rate of $ ________ (for OS) OR an annual salary of $ ______ (for exempt staff). You will work under the direction of ________________, at (address of where hire will be working. This job offer and start date are contingent upon successful completion of the background check process. You will receive an email from the background check vendor, HireRight, with instructions to complete the background check process. Please respond to this request at your absolute earliest as the background check can take up to two weeks to process. This offer is contingent upon your ability to present proof of valid work authorization *for the period covered by this offer (*for term or grant positions). The I-9 and W-4 forms must be completed prior to your first day of employment. Acceptable I-9 documentation must be presented to (Person, Dept, Location) for verification. This appointment is _________% time. You will be paid on a bi-weekly basis and have the option for direct deposit. The terms and conditions of your employment will be governed by applicable University System of New Hampshire (USNH) and UNH policies. See www.usnh.edu/olpm/. (for heavy duty positions)…This assignment to work will follow a medical examination, which will be scheduled by your department, to determine your ability to perform the essential requirements of the position. (for safety sensitive positions)…This assignment to work is contingent upon passing (negative result) a drug and alcohol screening test and having no violations of DOT agency regulations documented in the records of drug and alcohol testing carried out by previous employers during the previous two years. You are required to provide written consent for UNH to obtain such records as are required by DOT agency regulations. In this assignment you will also be subject to ongoing random drug and alcohol screening.
The Department of Financial Institutions (DFI) created this report as an educational tool for policy makers and other interested parties. The statistics presented in this report represent data reported to DFI from all payday lending licensees for calendar year 2011. NOTE: DFI is not able to track data from unlicensed Payday Lenders. What is a Payday Loan? Payday loan companies offer small, short-term, high interest loans secured by a post-dated check. The consumer's post-dated check is written for the loan amount plus a fee. The check is held by the lender for the loan period (term). At the end of the term, the lender may deposit the check or the customer may reclaim the check with cash. The legislature passed Washington's first payday lending laws in 1995 under the Check Cashers & Sellers Act (RCW 31.45). DFI is the regulator of payday lenders in Washington State. What is Allowed in Washington State? Maximum Loan Term: Maximum Loan Amount: Maximum Fee: 45 days $700 15% on the first $500 10% above $500 Example: A loan for $500 + $75 fee = $575 A loan for $700 + $95 fee = $795 Payment Plans and Installment Plans Borrowers are entitled to an installment loan at any time prior to default. Borrowers do not have to pay a fee for the installment plan and have from 90 to 180 days (depending on the original loan amount) to repay the loan in a series of installments. The number of payday lending locations decreased 30% from year-end 2009 to year-end 2010, and decreased another 40% from year-end 2010 to year-end 2011. Overall, the number of payday lending locations has decreased 65% since its height in 2006.
I n spite of public controversy and warnings from regulators, a few national and regional banks are routinely making payday loans, marketed under more appealing names. As shown by previous research and discussed here, these loans are promoted as a short-term solution to a financial shortfall, but in fact they keep borrowers trapped in extremely high-cost debt for a significant portion of the year. Bank payday loans are structured in the same way as other payday loans. The bank deposits the loan amount directly into the customer's account and then repays itself in full, plus a very high fee, directly from the customer's next incoming direct deposit of wages or funds such as Social Security checks. If the customer's direct deposits are not sufficient to repay the loan, the bank typically repays itself anyway within 35 days, even if the repayment overdraws the consumer's account, triggering high overdraft fees for subsequent transactions. The great majority of banks do not offer payday loans, but as of August 2013 we are aware of at least six that do: Wells Fargo Bank, U.S. Bank, Regions Bank, Fifth Third Bank, Bank of Oklahoma and its bank affiliates,1 and Guaranty Bank. The federal prudential banking regulators—who have long expressed concern about payday lending and who stopped banks from partnering with non-bank payday lenders years ago—have recently expressed serious concern about bank payday lending and proposed guidance that would put in place important protections. In addition, the Consumer Financial Protection Bureau (CFPB) recently released initial findings based on its analysis of bank payday data, expressed concern based on those findings, and indicated that it will take further action to address those concerns. CFPB's findings are noted throughout this chapter, and the supervisory developments are discussed in the Legislation and Regulation section at the end.
Payday or deferred deposit loans may offer quick and easy access to money for consumers who have temporary cash flow needs or are facing a financial emergency and need to borrow funds for a short length of time. These loans may be less costly than overdraft and late fee charges imposed by other financial institutions, if paid back on a short-term basis. You are encouraged to read this brochure to learn more about payday loans and your rights and obligations you have under the law. An Introduction to Payday and Deferred Deposit Loans Payday or Deferred Deposit loans are commonly referred to as cash advance loans, postdated check loans or check advance loans. These loans are meant to be short-term (Utah law limits the extension of any loan to not more than 10 weeks) and are most advantageous to the consumer if paid within the original contract term. How You can Obtain a Payday Loan Utah Department of Financial Institutions P O Box 146800 Salt Lake City UT 84114-6800 801-538-8830 www.dfi.utah.gov
As of 2008, 95 of Kentucky's 120 counties were home to 782 licensed deferred deposit lenders—also known as payday lenders. Using national data on number, size and fees associated with loans as well as information on average fees in Kentucky, the Center for Responsible Lending estimates local impacts of payday loans on a county-bycounty basis (Table 3). High interest rate lending has a long history in Kentucky. During the early 1930's "Kentucky represented one of the last bastions of boodle for the nefarious loan sharks… Kentucky [was] known as the Bankruptcy State and Louisville as the Bankruptcy Capital of America." Kentucky passed the Small Loan Law in 1934 and brought an end to legalized loan sharking. Borrowers enjoyed protection from most predatory small loan products from 1934 until payday lending re-emerged in Kentucky in 1992. The payday lending industry operated in the Commonwealth without the benefit of enabling legislation until 1998. In 1998 the General Assembly legalized deferred deposit transactions and freed the payday lending industry from the constraints of usury statutes.
Payday loans can offer quick and easy access to money for consumers who may be having temporary cash flow problems or are facing a financial emergency and need to borrow funds for a short length of time. Although these loans are convenient to obtain, consumers are strongly advised to carefully review the contract before they sign it to ensure that they fully understand their obligations as well as the fees charged for these short-term loans. Once a loan agreement is signed, the borrower becomes legally responsible to fulfill the obligations stated in the contract. It is also important that consumers are aware of the significant additional costs they can incur if they are unable to repay these loans when they are due. A lender signs a contract with a borrower, agreeing to take the borrower's personal check as collateral for a cash advance. The lender agrees to not deposit the check until the date the loan is due, yet pays cash immediately to the borrower. Let's say you want to borrow $300 until you get your next paycheck. The payday loan term must be at least twice as long as your pay cycle, so assuming you are paid on a semimonthly basis, the loan term would be 31 days. You write a check to the payday lender for $374.30 (36% interest for 31 days = $9.30 interest, plus a loan fee of 20% of $300 = $60 loan fee, plus $5.00 verification fee = $374.30) and you get $300 cash in return. The $74.30 interest and fees that you pay on the loan calculates to an Annual Percentage Rate (APR) of 287.61%.
The D.C. metropolitan area offers all types of housing opportunities for students, whether you are looking to live in an upbeat urban area, or would prefer a more peaceful suburban atmosphere - you can find it here. However, housing in D.C. is more expensive than in most U.S. cities. Therefore, you must be proactive when it comes to locating affordable housing. Know that living alone can be very expensive and sharing living expenses with other people can help to keep your expenses lower. Finding housing in an area that is new to you can seem overwhelming. Rest assured that, with some planning and patience, you will find a place to live. We hope this information will be helpful as you begin your search. When searching for housing, consider all the expenses you will incur. These include, but are not limited to: security deposit, application fees, rent, parking, utilities and their connection fees, phone service, and transportation costs to and from the law school.
Kejadian bencana di Indonesia menjadi bagian yang tak terelakkan dampaknya di lndonesia, dan baru disadari semenjak terjadinya bencana gempa bumi dan tsunami yang dahsyat di wilayah Provinsi Nanggroe Aceh Darussalam dan Kepulauan Nias, Provinsi Sumatera Utara, gempa bumi di wilayah Provinsi Dl Yogyakarta dan Provinsi Jawa Tengah pada Mei 2006, serta beberapa kejadian bencana lainnya pada tahun 2007. Sebagai negara kepulauan, hampir seluruh daerah pesisir lndonesia rawan bahaya geologi terrnasuk tsunami. Selain itu, kerusakan lingkungan akibat eksploitasi sumber daya alam yang berlebihan menyebabkan hampir seluruh wilayah Indonesia rawan bencana banjir, longsor, kekeringan. Miskinnya pemahaman terhadap sanitasi lingkungan juga mudah memicu terjadinya wabah penyakit Kejadian bencana tersebut menuntut upaya tanggap darurat secara cepat dan menyeluruh bagi korban dan wilayah yang terkena dampak bencana, serta upaya tindak lanjut berikutnya dalam rangka pemulihan kehidupan masyarakat dan daerah pasca bencana. Dalam rangka melanjutkan tugas Tim Koordinasi Perencanaan dan Pengendalian Penanganan Bencana semenjak tahun 2007 melalui Surat Keputusan Meneg PPN/Kepala Bappenas No. Kep. OllA/M.PPN/01/2008, telah dibentuk Sekretariat Perencanaan dan Pengendalian Penanganan Bencana (P3B) dengan tugas-tugas mengumpulkan dan mengolah data dan informasi untuk mendukung pelaksanaan tugas Tim Koordinasi Perencanaan dan Pengendalian Penanganan Bencana termasuk menyusun laporan pelaksanaan kepada Tim Pengarah, mendukung dan memfasilitasi koordinasi antara pemerintah pusat, pemerintah daerah dan lembaga donor. Salah satu tugas pengolahan data dan informasi adalah yang telah dilaksanakan adalah penilaian kerusakan dan kerugian (Damages and Losses Assessment) sebagai rujukan Rencana Aksi Rehabilitasi dan Rekonstruksi di berbagai lokasi pasca bencana di Indonesia Dalam melakukan penilaian kerusakan dan kerugian, Sekretariat P3B menggunakan metode ECLAC (Economic Commissionfor Latin America and the Caribbean)yang sudah banyak diaplikasikan untuk penilaian kerusakan dan kerugian pasca bencana di berbagai negara.
Hazard warning: The incorrect installation or repair of a Webasto heating and cooling system can cause a fire or lead to the output of lethal carbon monoxide gas. As a result, serious or fatal injuries can be caused. For the installation and repair of Webasto heating and cooling system, special company training, technical documentation, special tools and special equipment are needed. NEVER try to install or repair a Webasto heating or cooling system, if you have not successfully completed the company training and therefore lack the necessary technical skills and, for a skilled installation and repair, have the necessary technical documentation, tools and equipment available. ALWAYS follow all Webasto installation and repair instructions and observe all warning instructions. Webasto does not accept any liability for defects and damage that are attributable to an installation by untrained staff. Ident. No.: 1210061AEN Deposit 10.- EUR © Webasto Thermosysteme International GmbH Germany


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The hotel is in a great location very close to the main sights and restaurants/bars, and rooms are cheap. The room itself was fine, nothing special but you can't expect that for the price we paid. Bed was comfortable, bathroom was clean. Really didn't like the fact that you couldn't flush toilet paper down the toilet, though. I'm used to... More
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In fact, the geological zones of the Karoo Basin are named after their most famous finds: there's a Cynognathus Zone, a Lystrosaurus Zone, and on and on.