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A third of first-time buyers don't understand Help to Buy scheme
Confusion about the Help to Buy mortgage guarantee scheme is still widespread, two months after its launch, says a new report
Alex Johnson
Alex Johnson has been part of The Independent's online team since 2007. He has been writing about microarchitecture on his internationally-acclaimed Shedworking blog since 2006 and is the author of Shedworking: The Alternative Workplace Revolution. His latest book is Bookshelf, published by Thames & Hudson.
Friday 06 December 2013
Figures from Rightmove show that of first-time buyers who say that they understand phase two, actually nearly a quarter wrongly believe it is only for new build properties and around a fifth do not realise it is available for homes up to the value of £600,000. Around a third think it is simply an extension of phase one of Help to Buy, the equity loan scheme.
The effect of Help to Buy is reflected in increased traffic to Rightmove's web site since the phase two announcement, with visitor figures up 30 per cent compared to the same period last year.
Earlier today, Halifax reported that house prices in the last three months had risen 2.1 per cent over the preceding three and 7.7 per cent higher than the same period last year.
Halifax housing economist Martin Ellis, said: "Stronger demand, combined with an insufficient increase in housing supply, has resulted in increases in house prices accompanying higher activity this year. Low interest rates, improvements in consumer confidence and official schemes, such as Funding for Lending and Help to Buy, all appear to have boosted demand."
The Rightmove study among over 40,000 people suggests ore than one in five people are either looking to buy because of the scheme or bringing forward their plans to buy. Another 31 per cent say they are 'waiting to see what happens' before buying or selling.
Miles Shipside, director and housing market analyst at Rightmove, said: "Although it's still too early to judge the impact of the scheme, we anticipate that more first-time buyers getting onto the bottom rung of the housing ladder could have knock-on effects further up, helping more people to trade up and downsize. Many have postponed their move over the last few years as either limited equity or lack of confidence has left them unable or unwilling to. This scheme has the potential to offer hope and confidence to many of these homeowners enabling them to come to market and free up some much-needed supply.
"But there's clearly a lot more that still needs to be done to make sure the maximum number of people who could benefit directly from the scheme or its knock on effects, can do so. A significant proportion of people say they are waiting to see what happens – but if they better understood how the wider benefits of the scheme could help them trade up or downsize it might open up more supply and lead to a healthier and more sustainable housing market."
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Litch falls to PEM 55-39, takes 2nd in state
25 Mar 12
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Mitch Wollin, Litchfield, Senior, F/C-11 pts, 6 reb, 67% shooting, anchor of the interior Jon Terning, Litchfield, Senior, G-10 pts, 4 reb, good shooter and free throw shooter, teams best defender, shines on guarding the …24 Mar 12
State Boys Basketball Tournament – Class 4A State Championship-Osseo vs. Lakeville North, Class 4A 3rd Place-Hopkins vs. Eden Prairie24 Mar 12
State Boys Basketball Tournament – Class A Semi-BBE 56 Mtn Lake Butterfield Odin 36, *Connor Goodwin, BBE-18 points, 13 rebounds24 Mar 12
Hutchinson senior center Nichole Wittman was awarded her trophy for being named to the state girls basketball all tournament team. Wittman was chosen for the honor last weekend during the tournament. She scored 40 points …23 Mar 12
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Latest NBA
Nov 21, 2014 3:43 PM
Charlotte forward Jeff Taylor reportedly won't try to reduce his punishment from the league.
Nov 21, 2014 3:01 PM
It looks like forward Andrei Kirilenko is on the outs in Brooklyn.
Nov 21, 2014 2:17 PM
On the Fantasy Basketball podcast, Zach Harper, Joe Polito and Chris Towers look at the league's best reserves, and try to figure out the Andre Drummond riddle.
Nov 21, 2014 1:58 PM
The game is changing when it comes to video.
Fantasy Basketball | Nov 21, 2014 11:49 AM
This daily lineup business isn't so easy. Chris Towers says he's on the upswing and warns to avoid consistently inconsistent Jeff Green.
Nov 21, 2014 11:46 AM
Philadelphia fans can now get half-off pizza if their team scores 90 or more points.
Nov 21, 2014 10:58 AM
Memphis is quietly better than it has ever been.
Nov 21, 2014 1:46 AM
DMC did flop, but Noah loses his mind as Bulls struggle with Kings.
Nov 20, 2014 11:35 PM
Clippers roll all over the Heat and perform lots of "slam dunks" and other ballyhoo.
Nov 20, 2014 10:29 PM
Lakers star doesn't apologize, but says that they were said in the heat of the moment.
Nov 20, 2014 8:45 PM
Former Wildcat big man has his school's back vs. the tanks quad, but Vegas has a different idea.
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Before Nets guard goes ISOJoe and misses the winning shot, Bucks and former Nets coach informs him they are aware of the plan.
Nov 20, 2014 6:26 PM
Cleveland can make a move on Corey Brewer now, but it could cost them a rim protector. Meanwhile, Houston's moving forward.
Nov 20, 2014 5:41 PM
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Nov 20, 2014 5:41 PM
In press release, union calls suspension a violation of collective bargaining agreement, "stands ready to file an immediate appeal."
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Detailed Forecast
St. Bonifacius, MN 55375
Clear. Lows near zero. West winds 5 to 10 mph shifting to the south after midnight.
Partly cloudy. Highs in the upper 20s. South winds 10 to 15 mph.
Not as cold. Cloudy. Lows in the upper 20s. South winds 10 to 15 mph.
Mostly cloudy. Highs in the upper 30s. Southwest winds around 10 mph.
Mostly cloudy. A 20 percent chance of rain... Possibly mixed with freezing rain after midnight. Lows in the lower 30s. South winds 5 to 10 mph.
Cloudy. A chance of rain in the morning...then a chance of rain...possibly mixed with sleet in the afternoon. Highs around 40. Chance of precipitation 50 percent.
Cloudy. A chance of rain...possibly mixed with snow and sleet in the evening...then a chance of snow after midnight. Lows in the upper 20s. Chance of precipitation 50 percent.
Cloudy with a 50 percent chance of snow. Patchy blowing and drifting snow. Highs around 30.
Patchy blowing and drifting snow in the evening. Cloudy with a 40 percent chance of snow. Lows around 16.
Decreasing clouds. A 20 percent chance of snow. Highs in the lower 20s.
Partly cloudy. Lows around 9.
Mostly cloudy with a 20 percent chance of snow. Highs in the lower 20s.
Mostly cloudy with a 30 percent chance of snow. Lows around 11.
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New answers tagged temperature
Just called Robinar, manufacturer of refractometer I have. Posed the temperature compensation question to them and the response is: when calibrating the tool (IE: putting distilled water on the glass) make sure that test/calibtratiuon water is the same temp as the product/material to be tested.
Top 50 recent answers are included


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Ghostface Killah will be featured on VH1 next year. However not for what you think. Ghostface and his girlfriend, Kelsey Nykole, for VH1's Couple therapy. ...Read More
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For 2011 BMW has made some substantial changes to the E92 and E92 BMW 3-Series Coupe and Convertible. The first and foremost and probably biggest change is the introduction of the much debated N55 engine to the 335i
BMW Concept ActiveE
BMWs vision for the future of the megacity vehicle, dubbed Project-i (Isetta?) comes in the form of this 1-series coupe modified to run on electricity.
For the next major autoshow on schedule, the International Autoshow at Detroit, BMW will bring this car to follow-up the VisionED concept car.
BMW maintains its goals of combining the green energy push with its own motto of "sheer driving pleasure" or "joy". They have aimed to make … CONTINUED
Now that the winter months are upon us it seems appropriate to show off BMWs latest product (the X1) in the snow!
Its an early Christmas weekend for Z4 fans as they not only get the sDrive35is, but will also soon have an official M Package option, to be available in the Spring of 2010.
Here are some details of the Z4 M Sport Package:No pricing yet announced.
To be available in 2010 Spring.
Available on all Z4 models.
New ///M front bumper and rear diffuser.
18" ///M wheels.
Optional 19" wheels.
10mm lower suspension.
M steering wheels and seats.
M stick shift cover.
Anthracite … CONTINUED
BMW announces the top end Z4 sDrive35is featuring 335hp / 332tq and the 7 speed DCT transmission!
Here are the full performance, technical and physical specs of the F10 523i, 528i, 535i, 550i, 520d, 525d and 535d
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Munich. The world debut of the new BMW 5 Series Sedan once again marks the epitome of aesthetic design and supreme driving pleasure in the upper midrange segment. Through … CONTINUED
Follow the jump to check out the most complete wallpaper collection you can find on the internet. All the official wallpapers are collected here alongside videos as well as the official press releases associated with the official reveal of the car.
The M3 GTS (formerly rumored as the GT4 Street) is now an official car. This car is beyond badass; the aero addons and custom paint job underline that fact. Click through and read on about this car, browse the photos and make sure to watch the video to really get the full experience. After all that, start praying that something changes and BMW M brings this car to the USA.
As many of you might know, MINI is celebrating it's 50th anniversary this year and making a big fuss of it at the IAA currently going on in Frankfurt.
Indeed, MINI has chosen the perfect time to reveal two new cars in its portfolio. The MINI Coupe and Roadster, being called the 'Oxford Twins' (named after the factory where they are to be produced), help take the MINI brand into the direction of sport enthusiast cars.
Both of these cars are said … CONTINUED
To commemorate the X5′s 10th birthday, BMW has released the X5 xDrive 10-year Commemorative Edition, limited to only 2,000 cars.
Hi-res images of the M6 Competition Limited Edition have now been posted, as well as a video walkaround.


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I have a 2005 lincoln aviator and the turn signals do not work. The hazards are working fine, i was wondering if there are any common problems with this one
View questions for:All Lincoln
2005 Lincoln Aviator
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2005 Lincoln Aviator Question: question about turn signals
vene77, Oak Forest, IL, April 27, 2011, 18:49
1 Answer
Answer #1Brian Glastetter April 27, 2011, 19:34Master
There is no frequent problems, but we have seen a few multifunction switches (turn signal switch) failures. A couple of fuses to check F2.21 10amp and F2.5 15 amp.
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The Animals' Merry Christmas (Hardcover)
Not In Stock - Special Order (Subject to Availability)
Golden Books is proud to reissue this beloved Christmas collection, chock-full of funny animal stories and poems. This oversize format features Scarry's earlier, more painterly style and makes a perfect gift. A true holiday treat for Scarry fans!
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- Holidays & Celebrations - Christmas & Advent


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There's a huge trend in bridal jewelry and engagement rings, and it's not what you're thinking. Yes, the halo is still hot hot hot. But things are getting warmer with a rosy outlook. Rose gold and pink and rosy hued gems are climbing in popularity with brides. The warm tones of pink gold enchant many an engagement ring shopper, and the soft pink tones of sapphires, diamonds, and one other particular stone evoke romance in their minds. That stone has exploded in popularity since the dawn of Pinterest: Morganite. Morganite was first discovered off the coast of Madagascar in 1910 … Read More →
Just Right Spessartite
Spessartite garnets are some of the most vibrant, beautiful gems, and catch your attention like no other. They're relatively uncommonly seen in jewelry – most garnets are the better known shade of deep red – so when you do see them, it's a treat. They're much brighter than other orange gems like citrine or even the exceedingly rare orange diamond. They're closer to the color of fire opals, but obviously a totally different gem family (they're a variant of garnet, like tsavorite.) Spessartite garnets have been growing in popularity, and Tiffany & Co. incorporated the gem into a few kew … Read More →
Another Step for Smart Jewelry: Beacon & Lively Smart Bracelet
A few months ago, the technically functional, yet undeniably chic Ringly finally broke down the barriers between smart jewelry and aesthetically pleasing jewelry. While wearable technology is nothing new – especially not in the realms of fitness and general gadgetry – actually fashionable smart jewelry unfortunately is. And when Ringly ushered in a stylish era where a cocktail ring you'd wear anyway can also improve your tech life, well I was head over heels. Not only did I have a new bauble to add to my perpetual wish list, but I was stoked to see what other smart jewelry designers would … Read More →
The Most Coveted Sports Trophies in The World
With the world current abuzz with talk of the World Cup in Brazil, we thought it would be timely to take a look closer look at some sports trophies awarded today. Here is a look at the Top Ten Most Treasured Sports Trophies in the World. The FIFA World Cup Trophy –After Brazil won the award in 1970, the FIFA World Cup Trophy replaced the Jules Rimet Trophy in 1974. The original trophy was hidden from the Germans during World War II, it was stolen and found a week later by a dog in England in 1966, and was ultimately stolen … Read More →
Favorite Fancy Jewelry Box Round up
The only thing we love nearly as much as ogling gorgeous jewelry is finding new ways to store it. Sometimes we're blown away by the complete transformation of a fabulous midcentury piece of furniture into a gigantic repository for all things sparkly. This is the jewelry equivalent of having a dedicated dressing room for a closet (unless your Lisa Vanderpump, in which case said room has a jewelry section). And then there are the projects that convert precious wall space into a space-saving jewelry storage center. Never get dressed again in a rush, neglecting to accessorize because you simply can't … Read More →


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Posts tagged saturday-night-live
Comedian Jay Mohr rejoins star-studded Saints Row cast
Former Blizzcon host Jay Mohr is again lending his voice to the Saints Row franchise, a series that also boasts Hollywood notables such as Neil Patrick Harris, Burt Reynolds, and in possibly the greatest cameo appearance ever, "Rowdy" Roddy Piper. Mohr broke the news on Twitter, stating simply, ...
Oh no! Capcom releases Mr. Bill game for iOS
For iPhone and iPad owners who are also old, Capcom has released a new game starring the 1970s Saturday Night Live character Mr. Bill. In Mr. Bill, players guide the unlucky clay character through a series of jobs given to him by the Sluggo Employment Agency. Two jobs are available in the initial...
Alec Baldwin waggles Wiimote on SNL
We're used to Alec Baldwin swooping down like some sort of comedy angel to save even the worst episodes of Saturday Night Live, but we doubt even Della Reese crossed with Don Rickles could have preserved the chuckles this week. A skit involving Wario Land: Shake It is a prime example of Baldwin's ...
Only On: new PS3 television advertisement
Reader Marc M. spotted this ad on television while watching Saturday Night Live. This ad features montages of LittleBigPlanet, Metal Gear Solid 4 and Gran Turismo 5: Prologue. No pre-rendered footage here! All three of these beautiful games were showcased using realtime PS3 graphics ... and all are...
Featured Stories
Assassin's Creed Rogue review: Avast ye, clone!
Posted on Nov 25th 2014 9:01AM
Get a closer look at final retail Amiibos
Posted on Nov 22nd 2014 9:00AM
Barely Related: Star-Lord's dance-off, comet sounds
Posted on Nov 21st 2014 8:30PM


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Version history/development versions - minecraft wiki, Starting in the period between beta 1.7.3 and beta 1.8, mojang began to publicly release testing versions of full updates in order to get major feedback, especially.Seed - wikipedia, the free encyclopedia, 1 production; 2 development. 2.1 ovule; 2.2 embryo; 2.3 seed coat; 2.4 gymno.s; 3 shape and appearance; 4 structure. 4.1 seed types; 4.2 embryo; 4.3 nutrient. Minecraft forge downloads, For legacy builds please click here. branches: new prerelease mc172. 1.7.10 downloads.
Home | feed the beast :: minecraft modpacks - texture pack, Feed the beast :: minecraft modpacks - texture pack - maps · jampacked.J!nx : minecraft lego exclusive, J!nx is a clothing brand heavily influenced by gaming and geeky interests. you are required to visit if you are into gadgets, gaming, computers, robots (really big. Msft stock quote - microsoft corp. stock price today (msft, Updated stock quote for msft - including msft stock price today, earnings and estimates, stock charts, news, futures and other investing data..
"revenge" - a minecraft parody of usher's dj got us fallin, Previous episode https://www.you..com/watch?v=k2rdbrudkds&list=pl1c4ecc7e38737799&index=1 next episode https://www.you..com/watch?v=xm3v-x9fzkc.


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Posts tagged arrow
Lego Batman 3 trailer casts Arrow's Amell, Conan O'Brien
Warner Bros. Interactive Entertainment issued a new trailer for Lego Batman 3: Beyond Gotham today, which shows a few of the big-name voice actors talking about their involvement in the Lego superhero game. As previously announced, Conan O'Brien will be a playable character in the game, joining the...
Barely Related: Harry Potter in his 30s, Seth Rogen's war
Oh, yes, Friday. Oh. Yes. Welcome to Barely Related, a conversational Friday column that presents the non-gaming news stories that we, the Joystiq staff, have been talking about over the past week. And no, we're not stopping our focus on industry and gaming news. Think of this as your casual wee...
CW app lets you watch Vampire Diaries, Arrow on Xbox 360
A free CW app on Xbox 360 allows Gold subscribers to stream full episodes of network shows and other content through their console. Episodes of Arrow, The Vampire Diaries, Supernatural and other select CW shows will be available the day after airing. The Vampire Diaries supports Xbox SmartGlass fun...
Japanese hardware charts: August 7th - August 13th
The longer we throw unchanging Japanese hardware sales numbers at you, the harder we have to try to make them seem as entertaining as they once were. Our dear Ludwig kind of went off the deep end over in sister-blog Joystiq...God rest his sanity. So what can we do to make these numbers seem...well.....
Featured Stories
Assassin's Creed Rogue review: Avast ye, clone!
Posted on Nov 25th 2014 9:01AM
Get a closer look at final retail Amiibos
Posted on Nov 22nd 2014 9:00AM
Barely Related: Star-Lord's dance-off, comet sounds
Posted on Nov 21st 2014 8:30PM


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Naughty Dog Kills Twitter On Uncharted 2
Gaming 18 Views
Just as soon as we post on Naughty Dog implementing Twitter to Uncharted 2 they take it away. I guess they just thought it was annoying as a days worth of gaming could produce up to fifty Twitter updates in about five hours. While that seems like a bit overwhelming I really thought you could toggle certain things to tweet or not tweet.
With no real reason given by Naughty Dog for axing the feature, I still think that it's a good idea within moderation. It's great if you really wanna let your followers know how much video games your playing but I can see it getting bothersome. Figured they'd fix if before abandoning it though?
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'Community Choice Energy' has potential to expand renewablesOctober 6, 2014
"No money down" financing has made installing solar much easier for many property owners. But for every customer with a good credit score and south facing roof, there are many others without such advantages. Enter Community Choice Energy. It promises to overcome barriers to renewable energy development while modernizing and decentralizing the electricity system.
California's first and second Community Choice programs, Marin Clean Energy and Sonoma Clean Power, offer cleaner power and lower rates. Sonoma Clean Power estimates that in 2014 alone more than $6 million will stay in the local economy because of their favorable power procurement.
Business succession planning involves risk, tricky family dynamicsSeptember 29, 2014
A business owner who nears retirement and wants to sell the company may not realize how complicated the transition can be. If the buyer is an outside individual or company, that scenario requires much different planning than if the business is being transferred to family members or insiders in the company. "You have to test those assumptions," said Seth Scholar, a senior portfolio manager who works in the private client reserve office of U.S. Bank's Wealth Management division in San Francisco, serving clients in the North Bay for the past four years. Mr. Scholar attended school in Mill Valley and has been in the wealth management business for 27 years.
NFL decision on Rice reveals bias, lack of diversitySeptember 29, 2014
Ray Rice's assault of Janay Palmer has cast a bright light on domestic violence in America. Sadly, this assault was not an aberration. Our national obsession with the NFL has propelled this story to national prominence. Many have expressed revulsion about Rice's actions as well as their disgust with the two-game suspension originally ordered by NFL Commissioner Roger Goodell. At this point, the question occupying everyone's attention is, When did Goodell really see the video where Rice punched out Palmer? It's a good question but I have two others I think are more pressing.
Rising to the business of clean energySeptember 15, 2014
Business is key to innovative speed and scale climate solutions. The Climate Protection Campaign began Business for Clean Energy to support and showcase the many and varied North Bay companies rising to the clean energy challenge and are profiting at the same time. Members share best practices on sustainability and reducing carbon emissions.
How to navigate the credit requirements for exportSeptember 8, 2014
The Export-Import Bank of the United States (Ex-Im Bank), the U.S government's export finance agency, has a mandate to support "new and small" U.S. exporters of U.S. products by, among other programs, insuring them against non-payment by an overseas buyer, a.k.a. "credit insurance."
What can new or small exporters who do not meet its standards do to protect themselves if they must sell on open account credit terms?
Are you turning on innovation in your business?September 8, 2014
Innovation? Yes. No. Maybe. It may help if you are clear on what innovation is. It is often associated with product innovation but more often than not it is more about doing things differently. It is not just a one-off event but a program developed over time.
July uptick in manufacturing jobs good, but much more neededSeptember 8, 2014
In light of 4,600 new California manufacturing jobs reported in July, we thought we'd take a look at how some of the state's job sectors were doing against the rest of the country since we began to come out of the recession in 2010. The CMTA chart here shows each sector's growth and average salary in both California and the U.S. It also shows the percentage of the private sector job base that each of these sectors account for in California. In total it shows our state needs to find ways to attract more manufacturing. Upticks like we saw in July are promising but California must keep it up.
Vine Notes: Outlook for global, regional wine marketsAugust 26, 2014
The 2014 grape harvest is well underway, and expectations are for a strong crop after two terrific harvests in 2012 and 2013.
While the Southern Hemisphere is projecting mixed results in supply, the Northern Hemisphere is geared for another plentiful, though not exceptional, crop. Although the grape yield looks to be strong once more, winegrowers are confronted with new challenges in the changing consumer base and the growing world-wide competition in wine production.
Last year, the United States overtook the United Kingdom as the largest wine import market in the world. A key part of this is the trend of the baby boomer consumer base giving way toward a wine-craving millennial base in the wine industry.
When it's time to get serious about getting financial helpAugust 25, 2014
When making any major decision, it is important to know when to seek professional advice. With financial decisions in particular, an expert can be critical given the number of options available today. Here are a series of scenarios when it may make sense to get help. You own a business… Among the biggest mistakes business [...]
Amy's expansion, Labcon deal both local winsAugust 22, 2014
wo events in the last two weeks bode well for the North Bay economy. First was the decision by fast-growing organic food producer Amy's Kitchen to undertake a 150-employee expansion in Santa Rosa.Secondly, Labcon of Petaluma announced it leased substantial space to a global medical device sterilization lab, Synergy Health.
Large Napa warehouses break groundAugust 18, 2014
Southern Napa Valley is in the midst of another wine warehouse building boom to accommodate rebounded sales of North Coast wine and ample recent winegrape harvests.
Is a photo worth a 1,000 words? SpeakingPhoto thinks soAugust 18, 2014
MILL VALLEY — Two Marin County entrepreneurs have come up with an application that turns photos into storytellers.
Grape Market Insights: Purchases of North Coast cabernet sauvignon active as harvest beginsAugust 18, 2014
Potential bulk-wine buyers already have a lot of inventory after two big harvests. Their needs are not urgent, and they figure that with harvest upon us, prices are more likely to go down than up.
Local cabernet sauvignon bulk wine inventory is now almost nonexistent, but the supply of local pinot noir wine is ample.
Deals for cab from the North Coast are moving, and are active for certain local pinot noir and chardonnay.
Is paying off the mortgage really the best thing to do?August 18, 2014
Most Americans have their financial net worth tied up in two large assets: their homes and their retirement accounts. We rely on this combination to provide us with a pot of money to survive on in our later years.
Commercial Real Estate: Lowenberg buys 314,000sf of wine warehousesAugust 11, 2014
San Francisco-based real estate investor Lowenberg Corp., which has become among the North Bay's largest industrial landlords, expanded that portfolio further with the purchase of nearly 314,000 square feet of wine warehouse space in south Napa. …
Petaluma-based commercial real estate investor Cornerstone Properties is creating a portfolio of industrial sites with the purchase of the former Hosokawa Bepex plant in south Santa Rosa. …
Goodwill Industries of the Redwood Empire purchased a 27,125-square-foot, Big 5 Sporting Goods-anchored retail and office building in Rohnert Park with plans to relocate its thrift store in the city to vacant space there this fall. …
The sales team for the 182-suite Vina Bello luxury timeshare resort in south Napa and affiliated facilities in the region are set to move out of on-site portable offices this fall and into an 8,390-square-foot office nearby. …
G&C AutoBody has set up an auxiliary repair shop in San Rafael — G&C's third location in the city. …
Achieve collective goals fast by being a line leaderAugust 11, 2014
As exhausted as I was when I left the office, I now find myself walking down a neighborhood street with a 2-year-old and a 4-year-old. How in the world did that happen? I should be sitting with my feet up reading a book. Rewind the tape five minutes and the 4-year-old is pleading "Please come with us …" Her big blue eyes spark, "I'll let you be the line leader." The line leader? … I look over at her mom. "That's a preschool privilege related to recess," she explains. OK, I'm in … it must be really important if she is going to give up such a coveted position. Besides, it's a beautiful California evening with a temperature of about 75 degrees and everything in bloom.
Embracing innovation to solve difficult energy challengesAugust 4, 2014
As climate change bears down on us, one solution is to eliminate energy-guzzling businesses. In many cases, a better solution for these businesses is innovation–making money while going green.
Five questions to get the most from your bankAugust 4, 2014
While it's easy to "deposit and forget about it" or continue to pay down that monthly loan, companies (and individuals too) should routinely assess their bank's service and products and how they fit within the business' culture and values.
Vine Notes: Wine, beer, spirits groups benefit from sharing storiesJuly 31, 2014
Most who enjoy adult beverages don't confine themselves to one particular type of drink. A craft beer or hard cider on a hot day, cocktails on Friday evening with friends and a fine wine with dinner at a good restaurant all have their place in contemporary lifestyles.
That said, do the makers and distributors of these products find themselves competing with one another for the same market share or struggling to define themselves as the one consistent beverage of choice?
Not so, according to industry experts who are tracking trends and working to establish best practices in an increasingly crowded marketplace. It appears that as competition becomes stiffer, wine, beer, spirits, and now hard cider groups are finding more, not less, benefit in sharing their stories.
Construction: Farmhouse Inn finishes $8 million renovationJuly 28, 2014
Farmhouse Inn, a boutique hotel near the western Sonoma County community of Forestville in Russian River Valley, is completing an $8 million renovation and expansion project. …
The city of Rohnert Park has joined a handful of other North Bay governments that offer an online tool for residents and contractors wanting to get their projects going more quickly. …
Hiring started in mid-July for the 33,000-square-foot Wal-Mart Neighbhorhood Market store set to open this fall in east Rohnert Park. …
BKF Engineers hired Eric Wade as a registered civil engineer in the North Bay team. …
Carole Bionda of Nova Group in Napa has been elected to the National Academy of Construction. …
- Dec2Registration deadline: November 28, 2014Dec18Registration deadline: December 15, 2014
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November 28, 2014
Starting the final round of the 2010 NewsChannel 7 Golf Classic, Derek Hilmershausen found himself in the Championship Flight but three strokes off the lead. By the end of the day it was Hilmershausen who outlasted the field and walked away with the title.
But it didn't come easy. The Greenwood Hills golfer finished five groups ahead of the leaders and when he entered the clubhouse at an even par 142 for the tournament, he had to wait to see if it would hold up.
Turned out that it didn't. Alex Molski out of SentryWorld birdied the final hole to force a playoff, the first playoff at the Classic since 1996 and just the sixth in tournament history.
In the playoff on the par three 17th, both gentlemen shanked their tee shots. Hilmershausen flew his right of the green into the rough. Molski went the other way, dropping his tee shot into the front, left-side bunker. Both golfers were forced to chip back onto the green. Hilmershausen shot first but his chip ran past the pin and finally settled on the fringe about 10 feet out. Molski's wedge out of the bunker rolled safely onto the green but still sat about eight feet from the hole. The difference in the tournament came down to the putts. Hilmershausen, from the fringe, read his putt perfectly and sank it to save par while Molski's attempt at par came to rest just inches in front of the hole.
It's the first NewsChannel 7 Golf Classic title for the 28-year old Hilmershausen.
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All Schools
(8) All Schools
(8) High Schools
(1) High Schools
(1) Elementary Schools
(8) Elementary Schools
(8) Preschools
(3) Preschools
(3) Public Schools
(32) Public Schools
(8) All Schools
(8) High Schools
(1) High Schools
(1) Elementary Schools
(8) Elementary Schools
(8) Preschools
(3) Preschools
(3) Public Schools
(32) Public Schools
There are 8 private schools in Harlingen, TX, serving 1,170 students.
Minority enrollment is 41% of the student body, which is more than the TX state average of 34%.
The student:teacher ratio of 10:1 is equal to the state private school average of 10:1.
Harlingen, Texas Private Schools
- School Location Students Grades
HarlingenCalvary Christian School
1815 N 7th St
Harlingen, TX, 78550
(956)425-1882(Baptist)262 students | Gr. PK-8
HarlingenDestiny Christian Academy
2601 Bothwell Rd
Harlingen, TX, 78552
(956)440-0659(Christian)86 students | Gr. K-9
HarlingenHarlingen Adventist Elementary School
Po Box 532785
Harlingen, TX, 78553
(956)428-2926(Seventh-Day Adventist)7 students | Gr. 2-7
HarlingenMarine Military Academy
320 Iwo Jima Blvd
Harlingen, TX, 78550
(956)423-6006250 students | Gr. 8-12
All-boys | Military School
HarlingenMontessori Academy
3943 Bourbon St
Harlingen, TX, 78550
(956)423-5050Montessori School22 students | Gr. PK-5
HarlingenSt Albans Episcopal Day School
1417 E Austin Ave
Harlingen, TX, 78550
(956)428-2326(Episcopal)175 students | Gr. KG-6
HarlingenSt. Anthony Catholic School
1015 E Harrison Avenue
Harlingen, TX, 78550
(956)423-2486(Roman Catholic)230 students | Gr. PK-8
HarlingenSt. Paul Academy
1920 E Washington Ave
Harlingen, TX, 78550
(956)409-3926(Lutheran Church -- Missouri Synod)138 students | Gr. K-9
Area Statistics
Recent Articles
Updated October 26, 2014
What do you do when you are dissatisfied with your local public schools? Homeschool your children? Send them to private school? Let's look at your options.
Your religion matters to you. You want your child to attend a school which will combine academics and religious education. Here is an overview of what is available together with some links to denominational web sites.
Add things up and you'll quickly find the answer- math is crucial both in academics and the real world. By following these strategies and following personal training programs, students can uncover their weaknesses and conquer math.
More ArticlesOpinion, Pre-elementary, Paying For It, Getting into Private School, Choosing a Private School


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by Barry Gross
Learn to Turn, 2nd Edition is a woodturning book for true beginners. If you've considered trying woodturning-but have been intimidated by other books available on the subject-you'll find artist and author Barry Gross puts the fun back into turning with this approachable and enjoyable guide.
Written for true beginners, this approachable and enjoyable instructional guide teaches the art of turning. Readers will receive advice on every step of the turning process, including selecting the right lathe, basic safety and woodshop setup, an overview of the proper tools and how to use them, and the basics on sharpening, sanding, and finishing.
Also included are step-by-step instructions for eight projects such as a birdhouse, a simple bowl, and a pepper mill. This guide also includes a special chapter that addresses and reveals the surprisingly simple solutions to common beginner mistakes.
©2014 by Woodcraft Supply LLC


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China Hotels Shanghai Hotels Royalton Hotel Shanghai
Royalton Hotel Shanghai
- Location:
- Address: No. 789 Wu Yi Road, Changning District, Shanghai 200051
- Tel: 52068000 (Book this hotel, call 800-2682918)
- Hotel Name in Chinese: Royalton Hotel Shanghai
- Lowest Price: $94
The Royalton Hotel is situated in the heart of the western district of Shanghai, close to the business and retail core and just a few metro stops to the Bund. The hotel has excellent access and is easily reached via the Inner Ring Road.
It offers the most impeccable choice of unparalleled accommodation, dining, conference, entertainment, spa and recreation facilities.
It is opened in 2003!
- Prices not include 18% service fee and tax.
- Payment Method: pay using our secure online payment service or pay at the hotel at some hotels.
- Triple/quad occupancy may require an extra bed at extra cost.
Hotel Amenities
|Hotel Services
|Luggage service, Car rentals, Laundry service, Room service, Wake Up Call, 24hr Reception, Permanent English-speaking staff, Business Centre, Copy Service, E-mail, Translation Service, Fax Service, Typing Service
|Room Amenities
|Air conditioning, AM/FM radio, Alarm clock, Color Television, Coffee/tea maker, Telephone, Hair dryer, Iron and ironing board, Refrigerator, Bath and Shower, Free for Internet
Hotel Amenities: Elevator, Parking, Air-Conditioned Facilities, Beauty Salon, Business Center, Gift Shop, Meeting Room, Deposit Box at Front Desk, Fire Detector
Dining Facilities: Chinese Restaurant, Western Restaurant
Print the Taxi Directions
- Please drive me to Royalton Hotel Shanghai, thank you!
- 请送我到Royalton Hotel Shanghai,谢谢
- Address: No. 789 Wu Yi Road, Changning District, Shanghai 200051
- 地址: No. 789 Wu Yi Road, Changning District, Shanghai 200051
- Tel: 52068000
- Our Reviews
- Reviews from TA
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Check out the list of all 1034 hotels in Shanghai
Nearby Places
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All Contents © Copyright 2008 Boston Neighborhood News, Inc.
May 1, 2008
An informative public meeting hosted by the Dorchester Board of Trade this week brought together spokespeople for five major projects currently in motion or being planned: parochial school consolidation; Boston Redevelopment Authority (BRA) master plans for Dorchester Avenue and the Columbia Point peninsula; MBTA expansion of the commuter rail line through Mattapan and Dorchester to South Station; and the developing master plan for the University of Massachusetts.
The early evening presentation was hosted by New England Cable News (NECN) reporter Greg Wayland - himself an "OFD-er" from Neponset - and by Board president Bill Puddister, the manager of the Gallivan Boulevard office of Members Plus Credit Union.
Speakers included Dave Ferrolito of Suffolk Construction, the general contractor overseeing the conversion of seven Catholic parish schools into a four campus, Dorchester-wide Pope John Paul II Academy; BRA officials Tad Read, a planner on the Columbia Point peninsula, and Jeremy Rosenberger, the Dorchester planner for the Dorchester Avenue corridor; John Schwarz, MBTA design and construction department official overseeing the commuter rail projects; and Ellen O'Connor, UMass Boston Vice Chancellor who oversees the university ambitious Campus Master Plan.
Some of the major points made public included:
The first phase of the parochial school project has begun, and substantial construction activity will take place this summer. In Phase Two, a "brand new building" will arise on the current campus of St. Mark School, Ferrolito said, and all the work is expected to be completed by 2010.
The BRA's Tad Read said two community meetings on the Columbia Point master plan will be held, on "existing conditions" May 15 at the Harbor Point community building, and on "visioning" June 14 at BC High. A draft plan will be made public "in the fall," he said.
The Dot Ave. project's design has another 20 months to go, said the BRA's Rosenberger. The study was commissioned in 2005 by Mayor Menino, and is expected "to be completed in December 2009," he said.
Four new commuter rail stops - at Blue Hill Avenue in Mattapan, Talbot Avenue near Codman Square, Four Corners and Newmarket- will be added on the growing MBTA line, planner Schwarz said. Several bridges are under reconstruction, and others will be scheduled in the future.
At UMass Boston, a campus master plan projects adding an additional 300,000 to 600,000 square feet of buildings to the current estimated 2.1 million square feet, said Vice Chancellor O'Connor. "We're really shoe-horned in," she said, explaining the plan envisions replacing the current Science building, constructing new classroom space, and renovating others, changing vehicular traffic patterns and adding walkways. The plan calls for 2000 beds of on-campus housing, all located on the northeast section of the campus, adjacent the Harbor Point residential community. "We can afford to borrow $250 million," she said, with the state adding additional funds up to $375 million, "and if we get really lucky, the Commonwealth might come up with more," she said.
The two-hour meeting was attended by about 50 persons, mostly local merchants and other members of the Dorchester business community.
"Tonight's event demonstrates that Dorchester has a strong and vibrant business community that is building for the future," said Board of Trade president Bill Puddister. "We are putting in place an infrastructure that will support growth of our transportation, education, housing and business sectors into the 21st century.
"These major initiatives and the many smaller development projects across our neighborhood make Dorchester and exciting, convenient and comfortable place to live, work and conduct business."
- Ed Forry
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Rebecca Black Signs with Major Music Labelby Hilton Hater at . Comments
We haven't heard the last from Rebecca Black.
Thanks to the help of Ryan Seacrest, on whose radio show Black appeared last Friday, the 13-year old singer has been signed by music manager Debra Baum to her label, DB Entertainment.
What kind of music can we expect from Black in the future? The aspiring artist told Entertainment Weekly a few days ago that she wants to record "dance anthem-like stuff."
What about working with famous songwriters? Says the singer: "That's not a question you should ask me - my parents just throw song ideas at me, and I've been listening to a billion different songs."
he video is a rip off of that girl from Icarly.i don't watch it,nor do i listen to her.but i seen a video and she was in the back of a drop top,in between two blonds as well.
that song sucks.and she shouldn't get a deal with a label over a shitty song that a 3 year old could sing.i would however like to thank her from teaching me what day it is.and the order of the days...i don't know what it is..but i just could NEVER seem to get that right.silly me.
the only person who should use auto tune is T-pain.
your 12,go play hop scotch and leave the music to the real talent in Hollywood.thank you
alana lee is waaay better man
What an idiot he is.... I don't care if Friday was a joke song... She doesn't deserve a record deal because of one stupid ass song that makes her sound like crap and attracted a bunch of brainless 12 year olds. There's people out there that have amazing voices and write amazing songs but they get ignored for losers like Rebecca.
She honestly made Fridays upsetting for me. They use to be happy days when it was the end of the school week. Now its a day when idiots run around singing "FRIDAY, FRIDAY". Thank you Rebecca everyone now understands the order of the days of the weeks. Pre-school teachers now have another way to teach their kids the days of the week. Please Rebecca, go away.
Insults? You mean truth saying she sucks and can't hold a note and the song was one of the worst things anyone has ever seen?
I think everyone deserves a chance at their dreams. She sounded pretty good when she sang the National Anthem on Good Morning America. It's just "Friday" that sucks so bad. She's not great, though; she could some some work--A LOT of work. I'm kind of anxious to see what she comes up with in the future. Until then, I'm officially undecided about her. OTF.
I don't see any talent in this girl, When I first saw the video I that she had down syndrome, I thought "oh how cute for someone wit DS to sing in a video", It's a dumb song, and so r the faces she makes. This is a joke!!
some people like myself are way more talented than her!!ther is no effing way she could be famous by one extremely bad song...and at least i dont have to edit my voice on the computer to make it sound better!! i mean come on..no way..maybe they owont to have one more bad singer before the world ends..i dont really know!! but seriously she shouldnt be famous!! now im pissed!!
omg she freaking sucks!!! what the heck are going on in peoples minds!


text:
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text:
November 2, 2012
Workers assemble the finish line for the New York City Marathon in New York's Central Park, Thursday, Nov. 1, 2012. The 43rd New York City Marathon, scheduled for Sunday, was canceled late Friday. (AP Photo/Richard Drew)
Stories this photo appears in:
New York City Marathon canceled
The New York City Marathon was canceled Friday by Mayor Michael Bloomberg after mounting criticism that this was not the time for a race while the region is still recovering from Superstorm Sandy.
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text:
Direct Sample of Drums
Virgin 1998
Bongo Rock
Pride 1973
Producers: Massive Attack, Neil Davidge
Main genre: Electronic / Dance
Producers: Michael Viner, Perry Botkin, Jr.
Tags: Drum Break
Main genre: Soul / Funk / Disco
Contributed by TheSublimeSupine (118 submissions)
single_digit said 1 year ago:
The same Bong band drum loop is sampled by industrial band Final Cut on 1992's "A Dance for the Saints". http://www.youtube.com/watch?v=yipifHnHMkQ
Gelef said 2 years ago:
Are you sure for this one ? I don't hear the bongos. Maybe it's replayed ? Or they sampled just hi-hats and snare drum ? Anyway, there is no mention in the liner notes.
anthole said 4 years ago:
am i the only one who hears the drums to daft punk's oh yeah playing towards the end of angel?
krygermeister said 4 years ago:
A "X and Y use the same sample, but I don't really know what, help me out" submission type would be nice: it would encourage brainstorming and cooperation that are virtually absent currently.
TheSublimeSupine said 4 years ago:
Yeah thanks Spy - I didn't think the original would have been Leftfield but submitted it anyway in the hope that someone would know the original. The shameful thing is that I own the record and wasn't aware of this one...
kidwho said 4 years ago:
Thanks spy in the cab, this has now been updated!
l'espion dans le taxi said 4 years ago:
I think the sample is coming from Incredible Bongo Band - Last Bongo in Belgium.
Besides, the sample used in the Leftfield song was also used in a Beastie Boys song called "Looking down the barrel of a gun" (1989).
Pretty Lights's Finally Moving sample of Etta James's Something's Got a Hold on Me
Stardust's Music Sounds Better With You sample of Chaka Khan's Fate
Skrillex's Scary Monsters and Nice Sprites sample of Speedstackinggirl's 7.00!!! OMG!!! NEW PB! OMG!! OMG!!! SO CLOSE TO SIX!! OOMMGG!!!
Snoop Dogg and David Guetta's Sweat (David Guetta Remix) sample of Felix's Don't You Want Me (Hooj Mix)
Skrillex's First of the Year (Equinox) sample of Ebaum's Crazy Screaming Lady in Parking Lot


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By William A. Collins Hapless smokers, Still remain; For villains they Are just fair game. Toward the end of the Richard Nixon era, there was a popular four-panel political cartoon. It showed the three familiar monkeys with their hands placed to depict "See no evil," "Hear no evil," and "Speak no evil." The fourth panel …
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Water Quality Association Elects Mest President
Thursday April 11th, 2013 - 1:06PM
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The Water Quality Association has elected Richard Mest of Master Water Conditioning Corp., Pottstown, PA as association president. The election took place at the WQA Aquatech USA convention in Indianapolis earlier this month.
Mest received the association's WQA Key Award in 2011, for his leadership in the water quality and treatment industry, and his service with various associations, local civic and community activities.
"We are an industry dedicated to providing consumers with vital information and the highest quality products, as well as protecting the public interest, and I am proud to be part of that tradition," Mest said.
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The Importance of Verification of Funds in Mortgage Process
One topic ... one direction provided during the Mortgage Process that seems to baffle and frustrate my prospective home buyers during their Mortgage Process, surrounds the sourcing and documenting of Down Payment and Closing Cost Funds. When I touch upon this portion of the Process I often hear the comment, "it shouldn't matter where the money comes from" from my Borrowers. There also seems to be a mindset that their Earnest Money is something other than an initial portion of the Down … [Read more...]
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Let's check in on Los Angeles real estate by a few neighborhoods and see how if did in the 3rd Qtr of 2014 as compared to the previous one. The cities of Santa Monica, Beverly Hills, West Hollywood, and Culver City, as well as several other neighborhoods are covered separately. Percentage difference is over the previous Quarter. Los Angeles Single Family Homes Community Sold +/- Price Range Median +/- % Active Median Pending Bel Air/Holmby … [Read more...]
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How is the Westwood real estate market doing? Let's compare the 3rd Qtr performance against the 2nd Qtr. Westwood single family home sales Sold +/- Median % +/- Active Median Pending 32 +15 $2,252,500 +16.41 14 $2,987,000 7 Westwood condo sales Sold +/- Median % +/- Active Median Pending 85 +14 $770,000 +10.79 89 $1,099,000 38 Sellers Market Balanced Market Buyers' Market Less than 5 months 5 to … [Read more...]
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Inside Mortgage Finance News reported on October 28, 2014 ... "Total mortgage-related complaints filed by borrowers with the Consumer Financial Protection Bureau fell again in the third quarter of 2014 – the fifth drop in the last six quarters, according to figures compiled by Inside the CFPB. Data contained in the CFPB's consumer complaint database show that such consumer gripes fell 17.6 percent in the third quarter of the year, and are now down 23.6 percent from the same period in … [Read more...]
Culver City Homes for Sale 3rd Qtr 2014 Market Report
Culver City is one of the up-and-coming areas of Los Angeles. It is one of the more sought-after neighborhoods due to its place on the Expo line which runs from Downtown Los Angeles, with the extension to Santa Monica in full force, and the gentrification of its downtown area with boutiques, galleries and restaurants. How are home sales doing in Culver City. We will compare the 3rd Qtr with the previous one. Culver City Single Family Sales Sold +/- Median % … [Read more...]
How Much is My Home Really Worth? Ask Your Buyer
You may be thinking of refinancing or selling your Los Angeles home. Are you wondering what it is worth these days? Well, for refinancing an appraiser is the one who will determine the value, but if you are thinking of selling your home then it is only going to be worth what a buyer is willing to pay. The first step in pricing your home for a listing is for your real estate agent to present you with a comparable market analysis (CMA), sales of comparable homes in the immediate area, or if … [Read more...]
Century City Condos for Sale 3rd Qtr 2014 Market Report
It's time to take a look at how the Century City condo market is doing. Together with the Wilshire Corridor, Century City has one of the few concentrated collections of full-service high-rise communities and, unlike the Corridor, gated ones, with grounds in which to walk. Let's see how the 3rd Qtr fared. The comparison is between the 2nd Qtr 2014. Building Sold +/- Median % +/- Avg. Price per S/F Active Median Pending The … [Read more...]
Santa Monica Homes for Sale. How is the 3rd Qtr 2014 Market?
How did the Santa Monica real estate market do over the 3rd Quarter of 2014. Did we see more inventory come on the market? How is the median price now? Let's take a look. The percentage difference is over the previous Quarter. Santa Monica single family 90401 - this is primarily a business district so you will see little or no activity here. Sold +/- Median % +/- Active Median Pending 0 = $1,522,000** -N/A 3 $3,950,000 0 90402 - which includes the … [Read more...]
How is the Brentwood L.A. Real Estate Market? 3rd Qtr 2014
How is the Brentwood Los Angeles real estate market doing? Let's compare with the previous Quarter. Brentwood single family home sales Sold +/- Median +/- % Active Median Pending 64 -4 $2,525,000 -7.51 69 $3,398,000 33 Brentwood condo sales Sold +/- Median +/- % Active Median Pending 70 +11 $770,724 +14.69 56 $831,950 29 Information provided by the MLS/CLAW deemed reliable but not guaranteed For single family homes, … [Read more...]
How is the Beverly Hills Real Estate Market? 3rd Qtr 2014
How is the Beverly Hills real estate market doing? We are already in the 4th Quarter of 2014 so it's time to check in on sales of single family homes. The median price of sold properties has only dropped 1% over the previous year, and improvement over the previous quarter. At the end of June the median price of sold properties was down 32%. This quarter shows a vast improvement. There is still a disconnect between the asking price and sold price, a 37% difference. This is not unusual … [Read more...]
How is the Wilshire Corridor Condo Market? 3rd Quarter 2014
The Wilshire Corridor is a unique market. The average price of a condo is $1.1 Million and the turnover at that price is not large, as you can imagine. Let's see how the market performed over the last Quarter: Building Sold +/ Price/ Median Price Avg. Price Per Sq. Ft.++ Total Active Price/ Median Price Pending Beverly West* 1 +1 $6,218,000 $1,630.74 2 $6,872,500 0 Blair House 1 +1 $2,146,500 $773.23 1 $2,399,000 0 Crown … [Read more...]
Reasons Why The L.A. Housing Market Is Good For Home Sellers
Are you a Los Angeles homeowner considering putting their home on the market? Have you been thinking about the possibility for quite a while? Was the situation was not right, or were you waiting out the market? If the latter is true, and coincidentally any barriers to selling have been removed, now is a great time. Why is that? Let's take a look at the numbers for single family homes taken from a sampling of the major Los Angeles communities: The median home prices are up 20% over a … [Read more...]
I Received a New Property Assessment. What Do I Do?
As a Chicago-area Mortgage Lender, I've always been asked a lot of questions regarding Taxes and Property Assessments. Property Taxes, and subsequently monthly tax escrow contributions, play a very important role in loan approvals/denials. But throughout the recent housing downturn, the topic of property taxes and assessments has cropped-up more often and has become far more important to homeowners ... As of this writing (Sept. 2014), property Assessments have been completed in much of … [Read more...]