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Course evaluation begins on Monday April 14th, 2014
11/04/2014 | PhDr. Martin Gregor Ph.D.
We would like to ask you for active participation in the course evaluation in the period between Monday 14th April and Friday 2nd May, 2014. The results of the evaluation will be published on the website and will be discussed in details by the program directors.
Your participation in the course evaluation is critical for us. Please come to the courses and fill in the forms.
Martin Burda has published an article in the Journal of Multivariate Analysis
11/04/2014 | Ing. Petra Dědková
We congratulate our research fellow Martin Burda (University of Toronto and the IES) for his work to be published in the Journal of Multivariate Analysis. The article Copula Based Factorization in Bayesian Multivariate Infinite Mixture Models is a joint work with Artem Prokhorov (University of Sydney).
The journal ranks among top 50 journals in the field of Statistics in the world (according to the Article Influence Score from the Web of Science).
Invitation to a lecture by Prof . Rita L. D' Ecclesia (University of Rome " La Sapienza")
10/04/2014 | Ing. Dagmar Schnellerová
on " Time varying correlation: a Crucial measure in financial modeling". Prof. Rita Laura D' Ecclesia works at Birkbeck University of London and is Chair holder of the Euro Working Group for Commodities and Financial Modelling - EWGCFM . The lecture will be held at 9:00 pm on April 17th, 2014 in KPMS seminar room (1st floor), the building of Mathematics and Physics at Charles University in Prague, Sokolov 83, Prague 8.
Job positions open for 6 Ph.D. students at the Center for doctoral studies at the IES
10/04/2014 | PhDr. Jan Soudek
We recommend that the applicants as well as the current first-year Ph.D. students consider applying for one of the six positions (0.1 part-time) now open in the Centre for doctoral studies of the IES with the beginning of September 2014. One of the requirements is to be a full-time Ph.D. student during the 2014/2015 academic year. The applications together with CV, personal form, verified copies of the education attained, a list of academic publications and at least one academic recommendation should be sent by May 24 to HR office at FSV UK, Smetanovo nábř. 6, 110 01 Praha 1. more information at the bottom of this Ph.D. webpage.
02/04/2014 | Ing. Dagmar Schnellerová
We are pleased to announce the best courses of the previous semester (Fall 2013/2014). The score of a course is defined as a geometric mean of course quality (overall mark) and course difficulty as assigned by the students in the course evaluation.
- Bachelors: Matematika III (Bárta), International Trade (Benáček, Semerák), Game Theory and Political Economy (Gregor)
- Masters: Business Cycles Theories (Baxa, Vácha, Adam), Advanced Macroeconomics (Baxa, Hromádková), Advanced Econometrics (Baruník)
We also take this opportunity to ask students to actively participate in the evaluation. Voicing both your satisfaction or suggestions for improvement is essential for further development of our school. Please submit your feedback for all courses where you take part.
Internships for Bachelor students
02/04/2014 | Mgr. Eliška Šerhantová
From the upcoming Winter term, Bachelor students will be entitled to earn 3 ECTS credits for an internship. The internship could be organized either by students themselves or by the newly established Career Coordinator who will be keen to help with the search. Career Coordinator will have a list of available internships which are suitable for our Bachelor students. Some of the internships will be for non-Czech speaking students in particular. Career Coordinator will be happy to help you with the decision-making process and recommend you several suitable slots. At the moment, we are in the course of preparing the list. If you have already applied (or you are applying now) for some internship that starts lately this year, you may also qualify for credits for that internship.
The rules are below:
- The internship must be a professional internship in the fields of economics and finance.
- The internship has to be approved by the IES in advance.
- Students should have finished their second year study obligations before their internship starts.
- The duration is at least 200 working hours (e.g. 10 weeks/20 hours per week)
- The IES will check the agreements and approves the credits after finishing the internship.
- In Winter 2014/2015, you have to enroll into the Bachelor course "Internship".
In the case of interest please contact Career Coordinator Ms. Eliska Serhantova.
Reuters Wealth Manager
01/04/2014 | Mgr. Eliška Šerhantová
11 free access to the Reuters Wealth Manager is available for students of IES . Those interested can register at the secretariat IES .
Dissertation Pre-defense of Petr Gapko
01/04/2014 | Mgr. Michal Paulus
Dissertation Pre-defense of Petr Gapko will take place on Wednesday, April 16th, 2014 at 5:00 pm in room 109. The topic is "Three Essays on Credit Risk Quantification". All scholars and students are invited.
31/03/2014 | Ing. Dagmar Schnellerová
A comprehensive database of the economic data BLUENOMICS has been released in March 2014. You may find data from various official sources, such as Eurostat, OECD, and World Bank. BLUENOMICS draws from 150 million time series and provides a global view on macroeconomic data, foreign trade, environment, financial markets, demographics, education, energy, business or labor market. The database allows to directly export the charts. For students and academic staff, an academic account is available (registration with university e-mail address according to agreement with consultant of your Bachelor and Master thesis), through which they can download data free of charge. The database may be a valuable source of data mainly for your seminar works.
The new issue (2/14) of the Czech Journal of Economics and Finance
31/03/2014 | Mgr. Eliška Šerhantová
The new issue (2/14) of the Czech Journal of Economics and Finance has been released and brings the following papers
- Interactions between Real Estate and Equity Markets: an Investigation of Linkages in Developed and Emerging Countries Anita Ceh Casni, Maruška Vizek
- Productivity and Efficiency Evaluation of US Mutual Funds Afsaneh Noori Houshyar, Mohammad Reza Tavakoli Baghdadabad
- Grouping Stock Markets with Time-Varying Copula-GARCH Model Anna Czapkiewicz, Pawel Majdosz
- Income, Schooling and Housing Wealth during Economic Reforms Jarko Fidrmuc, Matúš Senaj
The journal is published by Faculty of Social Sciences, Charles University and is currently edited by Roman Horváth (Editor-in-Chief), Ondřej Schneider (Deputy Editor-in-Chief; IES, IIF), and Senior editors: Jarko Fidrmuc (Zeppelin University, Friedrichshafen), Martin Fukač (New Zealand Treasury), Tomáš Tichý (VSB-TU) and Laurent Weill (University of Strasbourg).
30/03/2014 | Mgr. Ondřej Daniel Ph.D.
Institute of Economic Studies (IES), Faculty of Social Sciences, Charles University in Prague and the International Network for Economic Research (INFER) are organizing a joint meeting on the current challenges on banking in Europe. This one-day workshop will take place at the Institute of Economic Studies, Faculty of Social Sciences, Charles University in Prague on 26th September.
NEW! Selected papers
Financial Stress Indexes and Financial Crises
Jakob de Haan (De Nederlandsche Bank, University Groningen), Robert Vermeulen (De Nederlandsche Bank), Marco Hoeberichts (De Nederlandsche Bank), Bořek Vašíček (Czech National Bank), Dana Hájková (Czech National Bank), Kateřina Šmídková (Czech National Bank)
Discussant: Koen Schoors
Deposit insurance, moral hazard and risk, a tale of two crises
Koen Schoors (Ghent University)
Discussant: Zuzana Fungáčová
Après, le deluge? Policies, Institutions, and Bank Profitability after the Global Financial Crisis
Christopher Hartwell (Center for Social and Economic Research, Warsaw)
Discussant: Roman Horváth
Does Bank Liquidity Creation Contribute to Economic Growth?
Laurent Weill (EM Strasbourg Business School)
Discussant: Adrian Babin
The Transmission of Bank Funding to Corporate Loans: Deleveraging and Industry Specific Access to Loans in Germany
Jarko Fidrmuc (Zeppelin University), Philipp Schreiber (Mannheim University),
Discussant: Jakob de Haan
Monetary Conditions and Banks´ Behavior in the Czech Republic
Petr Jakubík (EIOPA and IES, Charles University), Adam Geršl (IMF and IES, Charles University), Dorota Kowalczyk (CERGE-EI), Steven Ongena (University of Zurich), José-Luis Peydró (Universitat Pompeu-Fabra)
Discussant: Monika Bucher
Frictions in the Interbank Market and Uncertain Liquidity Needs: Implications for Monetary Policy Implementation
Monika Bucher (University of Düsseldorf), Achim Hauck (University of Portsmouth,
Discussant: Petr Jakubík
Securitization, Financial Stability and Macroeconomy: Evidence from an international panel
Di Gong (Tilburg University), Ata Can Bertay (Tilburg University)
Discussant: Christopher Hartwell
Home-host banking issues and financial stability: Evidence from Central and Eastern Europe
Adrian Babin (European Investment Bank and IES, Charles University)
Discussant: Di Gong
Non-Performing Loans: What Matters in Addition to the Economic Cycle?
Petr Jakubík (EIOPA and IES, Charles University), Roland Beck (European Central Bank), Annamaria Piloiu (Goethe University)
Discussant: Jarko Fidrmuc
Invitation for the information meeting about the PhD. in Economics at the IES
27/03/2014 | PhDr. Jan Soudek
Dear colleagues,
let me invite you:
1. to apply for Ph.D. in Economics (deadline April 30, entrance exams June 18 or July 2)
2. for an optional information meeting for applicants on 3rd April 2014, 16:00, room no. 601, IES, Opletalova 26, Prague. This is a meeting with the Director of graduate studies, where applicants will have the opportunity to ask any questions regarding the Program and its admission process.
Please check the web page for applicants http://ies.fsv.cuni.cz/en/node/100. If you still have questions, you can ask me at the information meeting or via email.
Compact Course - Selected Topics in Financial Intermediation
24/03/2014 | PhDr. Martin Gregor Ph.D.
Use the opportunity to enrol in the compact course Selected Topics in Financial Intermediation taught by Dr. Marie Hoerová, from April 8 (Monday) to April 11 (Friday) with a written exam on Monday, April 14.
Marie Hoerová is IES alumni, Ph.D. at Cornell and she works in the Research Department of the ECB. Dr. Hoerová has published in prestigious journals such as Journal of Monetary Economics, Journal of Banking and Finance and others. For more information and a syllabus of the course, please see: Selected Topics in Financial Intermediation.
24/03/2014 | PhDr. Martin Gregor Ph.D.
We invite students to voluntary seminar on applied policy research. First topic "The role of State-owned enterprises in Czech economy and their political bias" will be presented by Jiří Skuhrovec on Thursday 27.3. We hope to get lively discussion and encourage students to present their bachellor and diploma theses to get relevant feedback.
Seminar will take place every second Thursday, more details on seminar page.
Collection of papers from the IES Economic Meeting 2012 just released
14/03/2014 | PhDr. Martin Gregor Ph.D.
Economic Systems, an Elsevier journal, has just released a special issue "Challenges to Financial Stability in Central and Eastern Europe". The special issue has been edited by Roman Horvath and Laurent Weill as guest editors.
The issue contains papers presented and discussed at the IES Economic Meeting we organized at the Institute in the year 2012. The papers are written by scholars from the universities from Austria, Czech Republic, France, Germany, and the United States.
10/03/2014 | Ing. Dagmar Schnellerová
DAAD - Information Center Prague offers studies and research in Germany: Scholarships for participating in a summer course , internship positions for foreign students of natural science and engineering, agriculture and forestry , study and concert trips and study practice group of foreign students in Germany, summer academy, research scholarships for PhD students and young researchers, and more. More information here. Deadline for applications see click.
Internships offer and summer placements for students within 25 years from EIB
10/03/2014 | Ing. Dagmar Schnellerová
The European Investment Bank informs about the internships offer and summer internships for students up to 25 years. Detailed information here. Applications should be submitted to the authority from 3rd till 16th March 2014.
Erasmus+ Interviews March 13
10/03/2014 | PhDr. Pavel Vacek Ph.D.
Everybody who applied for Erasmus+ program should have received an invitation for an interview by email last week. If there is somebody who applied and did not receive the invitation email, please check your spam folder and, in any case, please come for your interview on March 13 at 8 am.
The results from course evaluation are published
07/03/2014 | Ing. Šárka Bokočová
Dear colleagues, dear students. The results of the evaluation (courses from winter semester) are available at the web page: http://hodnocenikurzu.fsv.cuni.cz/index_en.php. Thanks all for their help. Petr Soukup
ECB Traineeships
05/03/2014 | PhDr. Martin Gregor Ph.D.
Economics department of the ECB seeks applicants for two traineeships. One position is for PhD students who have been 2 years in their PhD studies, and one position is for Master students. Both are for a minimum of 3 months, extendable to 12. The deadline is very tight: 6 March. Only students with a EU passport are eligible.
Erasmus+ Interviews March 13
27/02/2014 | PhDr. Pavel Vacek Ph.D.
If you applied for Erasmus+ program, reserve yourself March 13 (Thursday) from 8 am to 5 pm for Interviews. All applicants will receive an email with more information in the first week of March (invitation for an interview and more precise timing of the interview).
A compact course: JEM140 - Quantitative Multivariate Finance
25/02/2014 | Ing. Dagmar Schnellerová
will be taught by Martin Burda M.A., Ph.D. The course is targeted for the 3rd year bachelor students and for all master students. It is a 3 credit, optional course (alternative A). The course runs from Monday May 19 to Friday May 23rd from 9:00 am to 12:00 pm in room 109. Please see syllabus for more information.
Research Seminar - Vasiliki Athanasakou (LSE)
24/02/2014 | Jiří Novák M.Sc., Ph.D., Deloitte Corporate Chair
We cordially invite you to a research seminar "Investor Attention to Salient Features of Analyst Forecasts" by Vasiliki Athanasakou from the London School of Economics and Political Science.
"Do investors focus on salient and easy-to-process features in responding to analyst forecasts?We find that while rounding in earnings-per-share forecasts is only marginally associated with forecast accuracy, investors attribute to it undue significance."
Download the paper at: http://ssrn.com/abstract=2401085
When: 26 February 2014 at 5:00 p.m. Where: Opletalova 26, room 109.
19/02/2014 | PhDr. Pavel Vacek Ph.D.
The IES got 54 Erasmus+ slots with guaranteed financing and additional 20 slots for substitutes (substitutes can leave abroad only for the summer term). Use this information together with our internal Ranking of Universities to predict your chance to get finances for your stay.
Study Abroad in China
19/02/2014 | PhDr. Pavel Vacek Ph.D.
The International Office would like to inform about an opportunity for FSS students to study abroad in China at Peking University HSBC Business School in Shenzhen. This exchange is open to the students of the Institute of Economic Studies Master level programs only (MEF, IEPS and CFS). The deadline for applications is on 12 March 2014. For more information please visit the Study Abroad section of the Faculty's intranet: http://intraneteng.fsv.cuni.cz/FSVINTEN-178.html
Conference entitled "ENLARGEMENT TEN YEARS ON: NEW EUROPE'S CONTRIBUTION TO SINGLE MARKET"
18/02/2014 | Ing. Dagmar Schnellerová
AMO in cooperation with the Friedrich Naumann Foundation for Freedom invites you to the international conference entitled "ENLARGEMENT TEN YEARS ON: NEW EUROPE'S CONTRIBUTION TO SINGLE MARKET" dedicated to the development of Internal market of the European Union in last ten years and its future prospects. The event takes place in the CERGE-EI, Prague on Thursday, February 27, 2014, 9:00 - 15:30. For more information and registration, please look at http://amomarket.eventbrite.com.
Workshop on ISI Emerging Markets Database: for students, teachers, staff...
17/02/2014 | doc. Ing. Tomáš Cahlík CSc.
JEM138 - Selected Topics in Financial Intermediation
17/02/2014 | PhDr. Pavel Vacek Ph.D.
Compact course - JEM138 - Selected Topics in Financial Intermediation will be taught by Dr. Marie Hoerová from the ECB in April. If interested, register now in the SIS. Precise time schedule will be published during March 2014.
16/02/2014 | PhDr. Pavel Vacek Ph.D.
Apply for Erasmus+ student exchange, see the Faculty Announcement for all information. Deadline: Feb 27, at 3 pm!
Meta-Analysis Colloquium in Athens
14/02/2014 | PhDr. Tomáš Havránek Ph.D.
We would like to invite interested PhD students and faculty members to the eighth annual MAER-Net colloquium, which will be hosted by the Economics Department of Athens University, Greece, on September 11-13, 2014. Two-page proposals are due by June 1. You can download the conference flyer by clicking on the title of this post.
Next year the event will be held at the IES.
International Student Competitions undergraduates in science research activities in the field of mathematics
13/02/2014 | Ing. Dagmar Schnellerová
by the Czech Mathematical Society of Czech Mathematicians and Physicists. The competition, which received international status, culminates final SVOČ student conferences in mathematics in the Czech Republic from 27 to 29 May 2014. It is also suitable for students of economics, see specific sections ( eg, S4). Deadline for applications is 26th April 2014. Details of the competition can be found here.
New Economic Talent 2014, CERGE-EI Competition for University Students
13/02/2014 | PhDr. Martin Gregor Ph.D.
CERGE-EI and CERGE-EI Foundation invite university students to submit their papers to the New Economic Talent competition. The competition is open to Bachelor's and Master's students in any field, who are interested in contemporary economic issues and wish to understand better the forces and processes that 'shape the world'. First round: electronic submission of a completed paper (10 to 50 pages) and an extended abstract (1-2 pages), Second round: presentation at CERGE-EI, Prague (3-5 finalists), the second-half of May. Criteria of evaluation: originality, substance, analytical nature, clarity of writing.
Deadline for submission: April 15, 2014. Details here.
The new issue (1/14) of the Czech Journal of Economics and Finance
07/02/2014 | Ing. Šárka Bokočová
The new issue (1/14) of the Czech Journal of Economics and Finance has been released and brings the following papers
- Monetary and Fiscal Policy Interaction with Various Degrees of Commitment
Andrew Hughes Hallett, Jan Libich, Petr Stehlík
- An Empirical Analysis of the Relationship between Fiscal Decentralization and the Size of Government
Silvia Golem, Lena Malešević Perović
- Does Hysteresis Exist in Unemployment? New Findings from Fourteen Regions of the Czech Republic Furuoka Fumitaka
The journal is published by Faculty of Social Sciences, Charles University and is currently edited by Roman Horváth (Editor-in-Chief), Jarko Fidrmuc (Zeppelin University, Friedrichshafen), Martin Fukač (IMF), Ondřej Schneider (IES, IIF), Tomáš Tichý (VSB-TU) and Laurent Weill (University of Strasbourg).
Bloomberg Aptitude Test: Two IES students scored Top 5 in Europe, the Middle East and Africa
07/02/2014 | PhDr. Martin Gregor Ph.D.
A huge success was accomplished by two IES students Jan Stříbný and Mikoláš Volek who made it into the Hall of Fame of the Bloomberg Institute thanks to their top performance in the BAT.
In March 2013, Jan Stříbný achieved the 2nd highest score on the BAT for the month in the whole of Europe, the Middle East and Africa. In October 2013, Mikolas Volek has joined him in the Hall of Fame thanks to his top 5 score in Europe, the Middle East and Africa as well.
Moreover, 18 students have been contacted by employers via the BAT Talent Search as a direct result of their outstanding performance within certain subject areas of the BAT. One student was even contacted by 4 different employers.
You can also participate in one of these coming BAT sessions: February 17th, 11:30; February 24th, 9:30; March 14th, 9:30. All the sessions take place at the IES, Opletalova 26, room no. 016.
More info on the BAT with important links, results and testimonials can be found here.
05/02/2014 | PhDr. Pavel Vacek Ph.D.
Erasmus+ is coming. FSV will make public its Notice for 2014 in a few days. Online application system opens on Feb. 15 and closes (most likely) on Feb. 27. Follow FSV web pages. You can check meanwhile updated selection rules at the IES and an updated Ranking of partner universitites.
New course JEM159 International Commercial Dispute Resolution
03/02/2014 | Ing. Dagmar Schnellerová
New course JEM159 International Commercial Dispute Resolution was set up for summer semester 2014 under supervision of Tomáš Hülle and group of very senior lawyers and economists from biggest consultancy firms in the Czech republic. Lecturers of this course participated on historically largest legal disputes in the Czech republic and will share their know how and experience on a regular basis with students of IES FSV UK. Students will gain practical knowledge of business negotiations and eventual dispute resolution if negotiation fails.
Law and Economics: First Student Workshop
03/02/2014 | Ing. Dagmar Schnellerová
Czecho-Slovak Law and Economics Association (CSLEA) invites Master and PhD students to submit papers to its first student workshop on Law and Economics. The workshop is held on April 4, 2014, at Charles University Law School. The purpose of the worskhop is to bring students who write theses on Law and Economics together and provide them with feedback from senior mentors. Keynote speakers are Zdenek Kuhn and Libor Dusek. More information can be found here.
CU Rector awarded our students – Jana Hortova and Marek Rusnak
31/01/2014 | Ing. Eva Svitáková
The Rector of Charles University prof. Vaclav Hampl presented a Rector's Award to the best graduates from Charles University. IES has two representatives among the awardees – Jana Hortova who was recognized as the best alumni of the social sciences and Marek Rusnak for his exceptional research.
Photo gallery is available here.
The 30th International Competition of Master's Degree These on Economics and Finance
30/01/2014 | Ing. Dagmar Schnellerová
is announced by The Centre des Professions Financière. Please find attached the September issue of our Newsletter which is dedicated to the Competition. This publication describes the registrations details and contains the registration forms needed for submission to the Competition. The Competition has rewarded best economic and financial issues for 30 years. Current issues are proposed in the Newsletter. Deadline for submission was postponed to February 28, 2014.
JED415 - Quantitative Methods II
29/01/2014 | PhDr. Tomáš Havránek Ph.D.
All doctoral students are welcomed to this course, which will be held on Tuesdays, room 016, at 5pm. You can sign up for your presentation and discussion here.
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subset: commoncrawl


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Write a Super Short Story to win an iPod!
"kick," 1845; see punt (v.).
"flat-bottomed river boat," late Old English punt, perhaps an ancient survival of British Latin ponto "flat-bottomed boat" (see OED), a kind of Gallic transport (Caesar), also "floating bridge" (Gellius), from Latin pontem (nominative pons) "bridge" (see pontoon). Or from or influenced by Old French cognate pont "large, flat boat."
"to kick a ball dropped from the hands before it hits the ground," 1845, first in a Rugby list of football rules, perhaps from dialectal punt "to push, strike," alteration of Midlands dialect bunt "to push, butt with the head," of unknown origin, perhaps echoic. Student slang meaning "give up, drop a course so as not to fail," 1970s, is because a U.S. football team punts when it cannot advance the ball. Related: Punted; punting.
A gambler; a bettor: Inside the clubhouse, the punters sit enraged on their slatted benches
[1706+; fr French punter, ''to place a bet against the bank in a card game,'' of uncertain origin]
To gamble; bet
[1706+; fr French ponte, Spanish punta, ''point,'' used for playing against the banker in faro and other games]
[1970s+ College students; fr the kick out of danger in football, fr mid1800s Rugby football, ''kick the ball before it hits the ground,'' of unknown origin; perhaps echoic]


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Cherry Adair launches "Gideon". Presented by Authors on the Air. Book giveaway!
in Books
Authors on the Air Host Pam Stack welcomes the award-winning, international best selling author CHERRY ADAIR. Cherry is well known for her romantic suspense best-selling novels like the T-FLAC series and more. She is also a mentor to up-and-coming writers and debut novelists. Cherry wrote the "Writer's Bible", which isn't a book, but a template for all writers, new and established. Today, Cherry releases "Gideon" and we're going to talk about it, and her other award-winning books. There might be some giveaways so call and say hello this fabulous lady! 347-633-9609. Visit Cherry and her online store for special offers at http://cherryadair.shop.com or find her on Facebook at https://www.facebook.com/CherryAdairAuthor.
This is a copyrighted, trademarked podcast solely owned by the Authors on the Air Global Radio Network LLC. Please visit our website at http://authorsontheair.com. We are on Facebook at http://facebook.com/authorsontheair and http://facebook.com/authorsontheairglobalradionetwork. Send us a Tweet @authorsontheair. Underwriting generously provided by Michael Lowndes at PML Media (http://pmlmedia.com) and Author Marketing Hub (http://authormarketinghub.com) the best author website designers ever.
Computer America - BELTONE ; News!
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Computer America
Hour one: Beltone. Back in April, we had Beltone Canada on the show announcing new hearing devices that interface with your smartphone. Now we hear from Beltone USA to discuss their newest technology products for the hearing imparied!
Hour two: Craig and Ben do Computer and Technology News, brought to you by Slimware Utilities, the Official Optimization Software of Computer America, and answer your computer questions!
On Air with Essential Oils
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This week we discuss sleeping disorders. Join us and learn how you can find relief using essential oils.
The Introduction of Angel Air Radio
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Join Anita Mayberry in her debut radio broadcast. This show is produced by Mark L. Abrams, MCW
Guest Line Up On Angel Air Radio:
Jing Li
Senior Program Coordinator
Project Sunshine
Cassie Hepler
Co-Chapter Leader for Project Sunshine
Simona Maneti
Interviewed Guest on Angel Air TV
Spiritual Healer
Computer America - Intel ; News!
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Computer America
Hour one: Intel is here tonight in this Intel Sponsor Hour! Each month, we have an Intel representative speaking on new Intel products, services and news stories!
Hour two: Craig and Ben do Computer and Technology News, brought to you by Slimware Utilities, the Official Optimization Software of Computer America, and answer your computer questions!
"The Campaign For America!" with Dennis Andrew Ball
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Discusses issues that impact you and your family!
Time to hold Obama accountable! Treason upon the United States of America
in Politics
Impeachment will do nothing. We as Americans need to make an example of this invader/imposter. He is not for America and not only is he not for America he is aiding and giving comfort to the enemy!
Computer America - Both Hours: Our Monthly "All Linux" Show with Larry Bushey!
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Computer America
Both hours: It's our all Linux Show with Computer America Correspondent Larry Bushey, the Host of the Going Linux Podcast! Tonight's Topic: "The computer operating system doesn't matter anymore... so you should use Linux!" Also joining us will be Steve McLaughlin (a.k.a. DoorToDoor Geek). Steve is slated to become our NEW Linux Correspondent in January so please welcome him!
Show Notes: https://docs.google.com/Doc?id=d2rb3kh_51k9f92cdb&hl=en
E-mails: https://docs.google.com/Doc?id=d2rb3kh_52djbdxpfh&hl=en
FFN On The Air - John Wayne Bailey - November 20, 2014
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Over the weekend, David and Jeff were honored to talk to Christian singer/songwriter/musician John Wayne Bailey, who is based out of Atlanta, GA. Tonight, they will share their interview with John, as he gives an unflenching look at his rise and fall in the early 2000s Atlanta rock scene. He will also tell of his rebirth, as he speaks of his undying faith and how it lifted him out of the abyss. John also gives the listeners a behind-the-scenes look at what goes into being a modern-day recording artist.
Three of John's latest songs will be featured during the program.
On the Air With Paulette Harper
Paulette Harper is an award-winning author, writing coach, speaker, and founder of Write Now Literary Virtual Book Tours. Paulette writes Christian fiction, non fiction and children books.
As an inspirational and motivational speaker, Paulette's desire is to empower, influence, and cultivate women to move forward while dealing with issues that hinder women from becoming all they are created to be. Combining enthusiasm with an energetic speaking style, audiences describe Paulette's presentation as inspiring, enriching, and encouraging. Her ability to share and connect with her audience comes from her own life's journey and experience. Paulette lives in Northern Calif.
"THE BIKERS OF AMERICA, THE PHIL and BILL SHOW"
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Hits Like a bored and stroked big V-twin is the hardcore biker right's talk show that will shift the thoughts and minds of all! Screwdriver is a member of Bikers of Lesser Tolerance, which is a "No Compromise" philosophy that rights cannot ever be negotiated and the west coast Representative of B.A.D (Bikers Against Discrimination)and Bill Kennedy of Kennedy's Custom Cycles!!! Join us each week as we give you straight talk on what is happening to Bikers on the Left Coast along with what YOU can do to join the cause! Tune in and check us out!!!!
Goes live at 6pm PAC, 9:00pm EST every Tuesday & Wednesday & Thursday on BlogTalk Radio. Check us out!
And do not forget, if you want to call in live and speak with the host, be sure to dial (347)826-7753. You will be placed into the caller queue where you will still be able to hear the show while you are on hold.
If you miss this above event you can listen to the archive anytime by clicking on the same link below.
Author Terry Ambrose on avoiding holiday scams presented by Authors on the Air
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Authors on the Air Host Pam Stack welcomes author and former skip tracer/repo man Terry Ambrose. With the holidays approaching and shoppers rushing to retailers online and stores, scam artists are out there waiting for their prey. Terry talks about how to avoid getting scammed. Visit his website for more information about his books and blogs on scams at http://terryambrose.com. Join our chat at 347-633-9609.
SHOUT OUT TO OUR UNDERWRITERS: Michael Lowndes at PML Media and Author Marketing Hub, the best author website designers in the world. See http://pmlmedia.com and http://authormarketinghub.com. A special thank you to author, composer and musician Robert Gregory Browne for our theme music. SPONSORS for our show include NY Times best-selling thriller author J. Carson Black; International award-winning romantic suspense author Cherry Adair & her new book "Gideon"; Lindsay McKenna, author of over 100 books specializing in military romance. SPECIAL THANKS to Discount Pets & Supplies for feeding the studio kitties. On the web at http://discountpetsandsupplies.com.
This is a trademarked, copyrighted podcast solely owned by the Authors on the Air Global Radio Network LLC. On the web at http://authorsontheair.com. Tweet to us @authorsontheair. Authors on the Air and Authors on the Air Global Radio Network on Facebook.
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Texas fathers Denied Protections of Sons, Proving the Need for Marriage Equality
June 19, 2014 by HRC staff
Post submitted by Bo Suh, HRC Digital Media Intern
Jason Hanna and Joe Riggs are two Texas fathers who are both biologically related to their twin sons. But in a state that does not recognize same-sex marriage, neither of them have legal protections over their children.
Despite strides toward marriage equality taking place in the U.S. and internationally, LGBT families here at home still face a serious threat. For many same-sex families, only one parent may have legal connections to their child. This creates the need for second parent adoption, in which the second parent has to go through an often lengthy, expensive process in order to become a legal parent to the child. However, not all states allow second parent adoptions, forcing same-sex couples to rely on guardianship, co-parenting, or custody agreements, none of which carry the same legal security as adoption.
Without legal protections over their children, same-sex couples can't ensure that their children will be cared for by the non-legal parent if something happens to the legal parent. If one partner passes away, for example, and the other partner does not have legal rights to the children, then the surviving parent may not be able to make healthcare decisions for the child, or attend school meetings on the child's behalf. The non-legal parent can't include their children in their health insurance plans. In worst case scenarios, a non-legal parent can face a custody challenge in the event of a separation, or if a hostile family member comes forward following the death of the legal parent. Marriage equality doesn't just give LGBT couples the same rights that every couple deserves – it protects families from being financially disadvantaged or broken apart.
But equally as important is the message that it sends to the children of same-sex parents; not only are they reminded of their family's second class status, but the children of same-sex couples could also grow up not feeling secure in their own households. Without the right legal protections, LGBT families are vulnerable and jeopardized. In order for children of same-sex couples to grow up in the safest, most secure environments possible, LGBT parents need be able to establish a legal connection to their children.
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October 17, 2014


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Added Oct 18, 2012
by pixelink
Hobart, Australia
I recently had my first digital designs printed onto silk and cotton fabrics. The tops are slightly varied designs with one style printed onto 100% silk and the other printed onto 100% cotton. I also designed and made the silk skirts and wooden necklace.
Nov 7, 2012, 04.11 AMby Ruffles Gazebo
wow incredible! such beautiful fabric and styling
Nov 6, 2012, 12.24 PMby auroras-y-sirenas
I like the blouse with the collar (the fifth pic is so nice!!) :) Beautiful fabric!
Oct 18, 2012, 11.50 AMby kisses
Cute outfit….I love the blouse fabric it is very nice. Overall good job
Oct 18, 2012, 06.50 AMby Ralf Schmitz
wow! that looks like a piece of art! great ensemble and i love your style on that one…………..
Add to Favorites 7 people added it
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Comfort food is a popular and common tradition around the world. It reminds us of fond times and mom's home cooking. Since the holiday season is approaching and it's a … Read More
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Spooky Sweet Treats – No Tricks Here!
When's the last time you saw your old pal, the dentist? My list of favorite fun Halloween sweets might have you scheduling a visit in the next few weeks, but … Read More
Top 10 desserts with bacon
The old saying, "everything is better with bacon", is a saying for a reason. Its saltiness, smokiness, crispness and savory flavor help bring a mind-melting experience to many foods, not … Read More
Irish Banana Cream Pie Recipe!
This week we are celebrating Spring recipes! This Irish Banana Cream Pie is the perfect dessert for the Spring! I cannot stress how tasty this pie is! The filling took … Read More
Chocolate (and Peanut Butter) Cake
When I heard that The Back Burner was to be discussing peanut butter this week the phrase "let them eat cake" immediately popped in my head. I have this cookbook … Read More
Say 'yes' to Chocolate
There are some things in life that just shouldn't be messed with and brownies are one of them. But I decided to mess with them anyway. Double Chocolate Brownies with … Read More


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vietnam couple
Hoang Thuy Linh - Vietnam Scandal
vietnam girl eating her BF's cock
they're in Vung Tau, Vietnam,Who are they?
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gai Vietnam tut quan bu cac cho trai
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60s And 70s
Groovy Baby Adult Womens Costume
One up the bell bottoms in this Groovy Baby Adult Womens Costume complete with hot pink dress with beaded fringe hemline and multi colored sequin-bordered satin appliqués. Matching fringed and beaded headpiece tops off a funky fresh look.
Bell Bottom Womens Pants
Get a hold of the flower power when you rock these mod multicolor bell bottoms pants. These hippie pants are the perfect way to create or complete your retro costume! The 60's and 70's are back when you wear these bell bottom pants!
Summer of Love Adult Womens Costume
Make love, not war in this carefree Summer of Love adult womens costume. The 100% polyester, brown fringed vest of this hippie costume comes complete with a floral print maxi skirt and a peace sign necklace. Wear this womens costume and feel the flower power!
Feelin' Groovy™ Female Hippie Accessory Kit
This groovy hippie costume accessory kit comes with a flower print headband, colored John Lenno-style glasses and the classic peace symbol, on both earrings and a far-out necklace. Add some bell-bottoms and a tie-dyed shirt, and you've got a great womans Halloween costume!
Hippie Adult Wig
Peace man. Take a hit and chill in this classic Hippie Wig. remember when your hair really was parted in the center and that long? Complete your Hippie costume with this groovy wig. Jerry Garcia would be proud. Keep on truckin'.
Rasta Hat with Dreadlocks
You're Jammin' this Halloween, mon, in this Rasta Hat with Dreadlocks. So sing about Ja like Bob Marley or Tosh in this Multi-color polyester/wool blend costume accessory. For a little bit of green this Halloween, add a Jamaican Lei, sold separately.
Blues Glasses
With these glasses you can add a derby hat and hit the blues scene!
Disco Dolly Girls Costume
Shake it up when you get down on the dance floor in this Disco Dolly girls costume. You can do the twist in this multicolor, 100% polyester dress, complete with matching headband. Keep disco alive when you wear this outfit.


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No competition so only option
Pros: Best noise cancellation out there to be honest...
Cons: Uncomfortable for long usage
So I bought these because I wanted to sleep and I can't sleep with over ear headphones on a window seat since the moment you put pressure on the bands, it goes haywire(the noise cancellation). These solved that issue. However, I can only keep them in for 2-3 hours before my ears hurt. I tried both the medium and small tips and it still hurt. So for me, I had to return them. But other...(read more)


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DreamWorks Animation have posted several shot breakdowns from The Croods.
Offsite News
The Croods - Trailer
The first trailer is out for The Croods, from Dreamworks Animation.
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"In June 2012, Wurzelbacher's election campaign released a video in which he claimed that the implementation of gun control resulted in Europe's Jews being unable to defend themselves during the Holocaust, explaining that "In 1939, Germany established gun control. From 1939 to 1945, six million Jews and seven million others unable to defend themselves were exterminated." In the same video, Wurzelbacher stated that the implementation of gun control by the Ottoman Empire in 1911 resulted in Armenians being unable to defend themselves against the Armenian Genocide.[83][84][85][86][87]
The video drew sharp criticism from the National Jewish Democratic Council (NJDC) and Ohio Democratic Party Chairman Chris Redfern.[88][89]
Wurzelbacher subsequently defended the video, stating that "Different countries around the world have tried to disarm their citizens, and then have tried to exterminate their own now-unarmed citizens. If people are looking to be offended by this video, they are probably serving a political agenda. Unfortunately there are a lot of whiners out there." Wurzelbacher's spokesman, Phil Christofanelli, also defended the video, stating that Wurzelbacher was a "student of history" who knows that the Founding Fathers "understood that the 2nd Amendment was always the people's last defense against tyrannical government."[84]
In August 2012, Wurzelbacher drew criticism for a comment he made about illegal immigration. During a campaign rally for Arizona State Rep. Lori Klein, Wurzelbacher said, "For years I've said, you know, put a damn fence on the border, going to Mexico and start shooting."[90]
When asked about the comment later, he said that he didn't care about being "politically incorrect." Klein defended Wurzelbacher, telling reporters his comments were just a joke"
What a guy .. definite leadership qualities ..
I know the guy is stupid. Everyone does. He has a solid track record of ignorance as well as stupidity.
The guy looked better to a lot of americans before he opened his mouth. And that my friend is the point that I was making.


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In addition to Feeding the Hungry in our local community, Alexian is a regular contributor to Food Banks in Seven major cities across the USA.


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Hello. im new to this forum (hope this is the right section)
Having just turned 18, i have little knowlege of beer and lager.
My parents have allways made wines and beer when younger and I think it could be a laugh.
My question is what lager would you recomend? I really like Grolsh and Heineken but have gone off things like carlsberg. Please sugest something for me...
Will my parents old equipment still be okay, we have a range of 5gallon plastic barrels (i think thats the right size, they are the big ones) and a couple of 1/2 size ones. also we have some of the buckets and hose.
What country are you in?
Im located in the UK, is this the best forum for me to be on?
Oh, yes, it's fine!
The reason we asked where you were is for a couple of reasons- one is to make sure you are here legally. We ask all brewers to be of legal age in the country they reside it, so they can participate in the forum.
The other reason is because there are a LOT of different kits and ingredients available depending on where you live. Some of the items I use you'd likely not get in the UK. We do have other brewers here from the UK, and they could be much more helpful than I can with ingredients.
Here's a good place to start: howtobrew.com. That will help with the basics of how to begin. Also, our wiki has great info.
Feel free to ask any questions and look around a bit.
Welcome to HBT!
can any one sugest a pre mixed lager (tin) for me to use?
Thats tough- But really you can find Lager clones by cooper and muntons
okay would any of these suit me!?http://www.wilkinsonplus.com/bin/ven...ome+brew+lager
I like the look of the http://www.wilkinsonplus.com/invt/0168288 would i be right in thinking it could be like Beck
Without actually having tasted it its worth a try- I would get that and another 2kg of light malt extract. Add about oz of Hallertauer hops at 60min and 1oz at flame out.
Should be a good simple beer!
I've used a few of the can kits and they make a nice beer and a great way to get started. A lot of them say to add sugar but they are much better if you add malt extract instead.
Have fun and welcome to HBT!
Just out of curiosity- Do you have a chest freezer you can lager in?


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A bizarre incident that come into reckoning in the Uttar Pradesh state as the state is bound to get its youngest CM from Samajwadi party.
Uttar Pradesh had been in news for the entire last week due to its election and the results. But touched the wrong note on Saturday in which a woman in Gonda was set ablaze by a miscreant whom she resisted a rape bid. The woman admitted in the hospital is struggling for life, authorities have yet to apprehend the miscreant. Investigations are on and results are yet to see light.
The entire state celebrating but one woman's family must be mourning, as the week culminated. The 22-year old woman, whose child had gone to a nearby shop, left the door open. A miscreant entered the house stealthily and tried to molest her. She resisted him and ran out of the house. A little while later she reentered the house thinking he had left the house. But to her dismay, the miscreant doused her with kerosene from behind while feeding her child and lit fire. The wailing woman was rescued by her neighbors who took her to hospital for treatment. She said the man was attempting to rape her.
The unpardonable beastly act must be dealt firmly and condemned. Human rights activists awoke to a rude shock over the incident. (With inputs from internet- AarKay)
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- By Len Testa
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Incredible Photos Show Papua New Guinea Volcano Spewing Ash, Lava
A volcano in Papua New Guinea spewed lava and ash into the sky on Friday, as residents fled and flights were diverted.
A volcano in Papua New Guinea spewed lava and ash into the sky on Friday, as residents fled and flights were diverted.
A magnitude 7.1 earthquake struck off the coast of Papua New Guinea Friday morning. The U.S. geological survey placed the epicenter 35 miles southwest of the town of Panguna on Bougainville Island. See also: The Comparative Anatomy of the Xbox One vs. PlayStation 4 Initial reports put the quake's magnitude at 7.3, but the USGS later downgraded its severity to 7.1. There have not been serious injuries or damage reported as a result of the quake.
Humanity's never-ending search for resources has taken a dive -- into the sea. Canadian company Nautilus Minerals is embarking on the world's first commercial deep-sea mining project, called Solwara 1. The venture aims to extract gold and copper from the floor of the Bismarck Sea in Papua New Guinea. Last year, the local government granted Nautilus a mining lease for an "initial 20-year term" to operate nearly a mile underwater.


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Sports drink? Check. Fruit? Check. Gingerbread house? Of course. How to survive the morning after.
Why Women Who Don't Drink Can Still Get Cirrhosis
Women who don't drink may still be at risk for cirrhosis, even in their late teens and early 20s. Learn what you can do to protect yourself.
11 Diet Changes That Help You Fight PMS
Healthy eating and exercise can help control the bloating, depression and irritability of PMS. Avoid salt, fast food and processed food, and chow down on fruits, vegetables, whole grains and low-fat dairy.
Quiz: Can You Sort Drinking Myths From Facts?
When it comes to alcohol, there are plenty of myths and misconceptions out there — and not just the kind your friend tells you after a couple of drinks.
Chocolate, Red Wine Won't Help You Live Longer or Healthier
A new study says that the antioxidant resveratrol, which is found in red wine, dark chocolate and grapes, is not associated with living longer or avoiding inflammation, cardiovascular disease or cancer.
If You Have Epilepsy, Don't Overdo Alcohol
When it comes to alcohol use and epilepsy, keep the saying "everything in moderation" in mind. Moderate alcohol use is okay for many people with epilepsy, but excessive use can increase the risk of seizures.
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For parents of young adults, spring break can be a time of worrying about their children's safety. Here's advice for parents to ensure their teens make the right decisions during spring break vacation.
A Recovering Alcoholic's Guide to the Holidays
Holiday parties create a potential minefield for recovering alcoholics. Be mindful of contextual situations associated with drinking and extreme emotions stirred up by the season that can trigger relapse.
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Chef Corey Ellsworth didn't realize his dishwashing gig in Bloomington, Illinois would lead to a stint working for Thomas Keller's mentor. He was just an angsty 17-year-old looking to make some cash. That was until, over the din of clanking plates and the dish machine, he paid attention to the guys ... More >>
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Edward Sharpe and the Magnetic Zeros is a project birthed by Alex Ebert after a break-up and a stint in rehab. Appropriately, the music is themed around a fictional savior figure who Ebert says "was sent down to Earth to kinda heal and save mankind...but he kept getting distracted by girls and falli ... More >>
Watchers of LA Ink either loathe the guy or champion him, but Corey Miller -- who plays second fiddle to camera-magnet Kat Von D on the reality show -- describes himself as an old-school carny and folk artist, instead of a dramatic lightning rod. He also has an old-school surf-punk band (naturally) ... More >>
Jessica Baran encapsulates the St Louis arts scene
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Week of May 1, 2002


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Find records of Wanda Calkins
Find birth, death, marriage, military, and other records of Wanda R Calkins at Ancestry.com.Search for records
Biography & Family History Add details
Wanda R Calkins (1927 - 2007) was born on July 13, 1927. She was born into the Calkins family.
There are no known marriages or children on file for Wanda. Wanda died on January 8, 2007 at age 79.
Wanda R Calkins's last known residence is at Spring Lake, Itasca County, Minnesota.
This record of Wanda R Calkins comes from the United States Social Security Death Index. According to information provided to the SSDI, this death record has been verified by a family member of the deceased. This data can be considered very accurate. What is the SSDI?
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Possible Relatives
- Louis H Calkins
- ·
- Mildred Calkins
- ·
- Ryan J Calkins
- ·
- Harold Calkins
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- George Calkins
- ·
- James S Calkins
- ·
- Paul S Calkins
- ·
- Charles Calkins
- ·
- Teresa M Calkins
- ·
- Robert F Calkins
- ·
- Mae Calkins
- ·
- Virginia M Calkins
- ·
- Kingsley M Calkins
- ·
- Vinson A Calkins
- ·
- Raymond Calkins
- ·
- Eugene A Calkins
- ·
- Ernest Calkins
- ·
- Elton F Calkins
- ·
- Clara Calkins
- ·
- Mary M Calkins
- ·


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Really good shoe for casual wear
- Logan Green//True to size?Perfect29/10/2014
Just received my Nike Roshe Run, great service and quality, would buy from this store again


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Ken Jones
member for 9 years, 7 months, 26 days
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Retired university teacher and librarian with interest in Civil War burials and burial practices. Also undertaking to photograph all cemeteries in Erath County, TX, and surrounding counties, then to enter the tombstone information into the database. Many older tombstones are in such shape as to be illegible, so corrections to bad or missing biographical information is welcomed.
Please make requests for additions, corrections, links, etc., directly from the memorials' "edit" feature rather than here
. I'll get to them much faster. (Transfers to direct descendants, please, and not in bulk lots!)
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Larry Owings
Ranger Cemetery
My name is Larry Owings, email:firstname.lastname@example.com
Can you tell me where Ranger Cemetery is? I know where Evergreen, Merriman and a cemetery in town is, but this one has only 35 graves. You took a picture of Willis Barton. Any help would be appreciated.
thanks, Larry
Added by
Larry Owings
on Nov 21, 2014 11:34 AM
Ruth Bradford
Thank you for tranferring Ruth Bradford to me.
Cheryl Walters Parr
Added by
on Nov 20, 2014 4:57 PM
Edwin Ham
Thank you for transferring Edwin Ham for me to manage. I really appreciate it!
Added by
on Nov 19, 2014 11:55 AM
James Clair
Maude Bennett Stewart
Forget the previous message. I now know why the Guest headstone is there. Sorry, Jim
Added by
James Clair
on Nov 15, 2014 8:59 AM
James Clair
Maude Bennett Stewart
Ken, you posted a headstone for a Guest at her memorial. I'm sure you wanted to post it elsewhere. Just letting you know. Jim
Added by
James Clair
on Nov 15, 2014 8:55 AM
Emily Masterson
Thanks for the family transfer. I promise to take care of Emily's Find A Grave memorial. Best, Sonja
Added by
on Nov 11, 2014 9:29 PM
Jerry Chaney
RE: John and della morgan
Sorry, my "Bad"....I was thinking of the cemetery in Dublin, not out near Purves...
And....thanks for taking all those pics in the cemetery. I did that for some of the cemeteries in Dublin, DeLeon, Comanche and another little place not too far from Comanche. (Can't remember the place)
Jerry D Chaney
PO Box 1355
Hamilton, Montana 59840
Added by
Jerry Chaney
on Nov 09, 2014 8:58 PM
Loyd W Shipman
Lucinda Frances Brown Shipman
My name is Wayde Shipman. Lucinda Frances Brown is my great-great grandmother. We have a family legend that she was an illegitimate daughter by a Native American Indian. I have not been able to find any documentation to that effect. Her mother was from Missouri and I did find church records where her mother was excommunicated from a Baptist church for 3 years in the 1850's, presumably due to this child. Just wondering if you know of any records relating to her father or do you simply post the grave records.
Added by
Loyd W Shipman
on Nov 05, 2014 8:09 AM
Delilah Barnard
Nathan S. Davis, Jr.
Nathan S. Davis, Jr., was actually the son of Houston and Ada (Davis) Brooks. He was adopted by Nathan S. and Malinda (McBee) Davis, his maternal grandparents, who are also buried in the same cemetery as Nathan, Jr. Nathan, Sr., and Malinda outlived both their natural born children, and their only grandson.
Delilah Nicely Barnard
Added by
Delilah Barnard
on Nov 03, 2014 9:30 AM
Noveda A Metzger
Obituary for Claude Bretherick Tate Sr
West End Cemetery, Stephenville, Erath, TX
Going through old papers I found this obit, not related that I can see, don't know why I have it!
----No source or date noted: "Graveside services for Claude B Tate Sr, 87, of 1511 Marlandwood Road in Temple will be at 11 a.m. Monday at West End Cemetery in Stephenville with the Rev. Emil Becker officiating. -- "He died Thursday in a Temple hospital. -- "Mr. Tate was born in Crenshaw, Miss., to Louis Franklin and Mattie Ethel Bretherick Tate. He attended public schools in Stephenville and received his bachelor of science degree fro the University of Oklahoma. He received a master's degree from the University of Texas. -- "Mr. Tate was a certified public accountant, public school teacher and administrator having taught in Wichita Falls and Eliasville. He was a former superintendent of schools in Riesel. He taught on the college level at Texas State College for women in Denton and Baylor University in Waco. -- "Mr. Tate was a member and former grand master of the Masonic Lodge in Reisel and worked for many years for the state of Texas in various positions. He was a member of First Baptist Church of Waco. -- "He was preceded in death by his wife, Emma Tate, in 1982. -- "Survivors are a son, Dr. Claude B Tate of Temple; two daughters, Frances Clare LeBleu of Rotan and Carolyn Carter Hathorn of Houston; a brother, Louis Franklin Tate of Justin; two sisters, Mabel Tate Bridges of Lubbock and Frances Tate Chandler of Brownwood; 12 grandchildren and three great-grandchildren. -- "Harper-Talasek Funeral Home of Temple is in charge of arrangements." ------ Birth & death to follow.
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Noveda A Metzger
on Oct 31, 2014 11:34 AM
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I have the closest thing to a plan that I have ever had in my life. It's exciting and scary at the same time. But finally I have something close to what I want to do and I figured it out in my head without letting others influence me and my decisions.
The first step of my plan is to pass my driving theory ASAP. I am going to pass that this year as I will do it before 2015 begins. It needs to be done as I've been promised a promotion as soon as I can get to an alarm call out in 15-20 minutes. Which means pass my driving test completely or move into town. Moving into town has currently come to a standstill due to a problem with the paperwork and I need to pass my driving at some point anyway so the sooner the better really.
The second step won't begin until I've passed my driving theory as I have decided that I will start having driving lessons again after I've passed my driving theory. I hope to have passed my test before the end of February 2015. However this really depends on how long it takes me to complete step 1 and on how well I remember my previous lessons, as it's been over a year since I was behind the wheel of a car. I'm going to have a different driving instructor as I feel that my previous one went on two-week long holidays too frequently and there were times where I didn't have lessons for months. So I think I might have more success with a different driving instructor.
My third step is something I'm not going to start until I have completed step 1 as well as I think redoing part of my french A level whilst revising my driving theory might be too much at once. I'm planning on doing this now even though I finished my french A level over 2 years ago now because I didn't do as well as I could have because at the time my motivation was at a very low point. The other day I saw my A level French teacher at my work place and she spoke to me about it. So I took it as a sign that it was time to try again once I've passed my theory, as she's no longer working in the town my college is in but she's working in the town I work in. So once I've passed my theory I'm going to start on that.
Another part of my plan, which isn't exactly an official step, is to try get all this done before I start a new relationship. As a guy asked me how I would respond if he asked me out on a date and it made me think I really don't want to be in a relationship or even thinking about having one right now as I think I need to focus on myself and getting my life where I want it. However it's not an official step as I currently don't think there's anyone in my life or anyone who I can think of that I would want a relationship with so my feelings might change if I met someone. But for now it's a pretty official step.
My health also gets a step in the plan. As I feel that I need to be a tad healthier at times. This basically means I think I should just stretch more and maybe eat a tad more fruit and veg. I'm not going overboard with the whole idea.
I also plan to continue exercising my creativity. As recently I picked up my sketch book again and started messing around with media mostly doing self portraits or drawing random parts of my body such as hands. I hate drawing hands but I need the practice. So I plan on continuing messing around with that now my creative drive is coming back slowly after A level art kind of killed that off a fair bit.
Once all the main points of my plan are done I'm considering maybe learning another language. Or maybe doing a course that will improve my CV. Or maybe I'll try finding a hobby that I enjoy. I'm not sure yet my plan gets kind of ambiguous after I've passed my driving test. However it's the furthest I've ever planned into the future. This is mostly because I'm of the opinion that planning your life out leads to disappointment as you can't account for all the potential variables that may make it go wrong. Which is why I have made a few simple goals which are achievable providing I actually try to get them done. So this is my plan so far as to gutpunch 2014 and some of 2015. All I have to do now is actually complete it.


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Since the 9/11 attacks, no book has provided a satisfactory answer as to WHY the attacks occurred and who was ultimately responsible for carrying them out - until now.
Had a very #healthylunch today. The apple definitely made up for the "mystery mush" #ThanksMichelleObama pic.twitter.com/RWCnQRCxJKWhen asked, the student theorized it was rice or an "artificially flavored rice substitute."
- Hunter Whitney (@huntwhitney4) November 13, 2014
So disappointed in this modified Thanksgiving lunch.. @MichelleObama#ThanksMichelleObamaShe then provided this photo:
- Marissa Garrett (@marissajgarrett) November 18, 2014
@EAGnewspic.twitter.com/CL2EYNMte6Jess Sency tweeted this ball of who-knows-what:
- Marissa Garrett (@marissajgarrett) November 19, 2014
Yum school lunches #thanksmichelleobama
- Jess Sency (@Jess_Sency) November 18, 2014
It is more profitable than Goldman Sachs Group Inc., has a better credit rating than J.P. Morgan Chase & Co. and hasn't seen profit growth drop since 2003. Meet Bank of North Dakota, the U.S.'s lone state-owned bank, which has one branch, no automated teller machines and not a single investment banker.He backs this up with comparative data on the BND's performance:
[I]ts total assets have more than doubled, to $6.9 billion last year from $2.8 billion in 2007. By contrast, assets of the much bigger Bank of America Corp. have grown much more slowly, to $2.1 trillion from $1.7 trillion in that period.
. . . Return on equity, a measure of profitability, is 18.56%, about 70% higher than those at Goldman Sachs and J.P. Morgan. . . .
Standard & Poor's Ratings Services last month reaffirmed its double-A-minus rating of the bank, whose deposits are guaranteed by the state of North Dakota. That is above the rating for both Goldman Sachs and J.P. Morgan and among U.S. financial institutions, second only to the Federal Home Loan Banks, rated double-A-plus.


text:
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Create Custom Blood Spatter With CC Mr Mercury
This Cyber Monday Tuts+ courses will be reduced to just $3 (usually $15). Don't miss out.
In this tutorial we will create some customised "300"-inspired blood splatter using only After Effects' built-in CC Mr Mercury. We'll start by altering the settings just right to get the motion to look natural. We'll then wrap up compositing it into the shot with some realistic color correction. After Effect project file included below. Enjoy!
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Thursday, March 2 2006
Dave Chappelles Block Party (2006)
Block Party sustains a balance between good-natured light-heartedness social commentary.
Sunday, August 28 2005
Kanye West: Late Registration
Gorgeously textured and musically ambitious, this album is a testament to West's top-of-the-game production skills, but as an MC he's still got a few lessons to learn.
Monday, August 8 2005
Love and shopping
Thursday, March 4 2004
Kanye West: The College Dropout
Thursday, December 4 2003
Kanye West: Get Well Soon / I'm Good
Monday, September 18 2000
Madonna: Music
And indeed, for Madonna, music, like most everything else, is always going to do something.


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Remember all the problems I had with airlocks and what not? Well, I think damage did result from all of that. I bottled my beer today, and took a taste of it. Yuck!
Now, I'm not really sure what beer's supposed to taste like before it's carbonated, but I'd assume it would taste like flat beer. I've tasted it a couple times after primary, and it tasted slightly sour, but I didn't worry too much about it.
Well, today, after bottling, I tasted what little was left in the bottling bucket, and it was not a good thing. It was extremely sour. Now, there was priming sugar in there, which for all I know could be the problem. I kind of think I have a bacteria issue in my batch, however. I'll give the bottles a couple of weeks to condition, and see what's what at that point.
BTW, I bought an Irish Red Ale kit last night, and I'm going to brew tomorrow morning. I know about 1000% more than I did two short weeks ago when I made the possibly tainted batch. This time I've got some malt crystals and chocolate malt to do some steeping, as well as hop pellets. None of that prehopped malt b.s. this time! The thought of primary fermentation with a properly functioning airlock is really getting my adreneline pumping too!
good plan saving it. you might find that the sour taste was actually just yeast (which will settle out in the bottles.)
good luck.
That's all you can do. Chances are, though, when you open one up, it won't be half bad.


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What Are the Different Types of Organs in the Human Body?
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What Are the Functions of Lipids in the Body?
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What Are the Different Types of Hair?
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What Is the Angular Gyrus?
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How Are Brain Cells Different from Other Cells?
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What Is the Cuboid Bone?
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What Are the Semicircular Canals?
What Is the Relationship Between the Lymphatic System and Immunity?
What Is the Pelvic Brim?
What Is the Role of Inhibin?
What Is the Femoral Triangle?
What Is the Strongest Muscle in the Body?
What is a Soft Palate?
What Is Adrenergic?
What Is a Sertoli Cell?
What Is the Eighth Cranial Nerve?
What Is the Function of Homeostasis?
What Is the Difference Between the Renal Artery and Renal Vein?
What Is a Bronchopulmonary Segment?
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What Are Microvilli?
What is a Bile Duct?
What Is Involved in Frontal Lobe Development?
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Wht Is the Relationship Between Enzymes and pH?
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What Is a Tubulin?
What Are the Different Types of Bone Marrow?
What Is SIRT1?
What Are Opiate Receptors?
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What Are Mastoid Cells?
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What Are Interstitial Cells?
What Are the Different Types of Ribosomes?
What Is the Primary Auditory Cortex?
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What Are Lateral Ventricles?
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What Is the Paleocortex?
What Are Adenosine Receptors?
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Mike Lockhart
Fantasy Football Show: August 24, 2014
The Fantasy Football Show with Mike Lockhart & Rich Keefe from Sunday August 24.
98.5 The Sports Hub's Fantasy Football Show Starts Sunday
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All you need to know about the league's best rookies
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With the Fantasy Football show kicking off over the weekend, SI.com's Will Carroll joined Mike Lockhart and Jim Murray for all the pre-draft injury concerns in the NFL.
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