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Closed for Thanksgiving Day
Thursday, November 27, 2014
The library will close early on Wednesday, November 26 and remain closed through Thursday, November 27 to celebrate Thanksgiving Day. Regular hours resume on Friday, November 28. Have a happy Thanksgiving Day!
Open Chess Play
Every Monday from 4:00 - 5:30 p.m.
All skill levels, come out for chess! Led by volunteer members of our local Chess and Community Conference who assist players and build skill levels. Open to ages 7-18 years. In Multipurpose Room A.


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La Jolla's July 4th fireworks likely a no-go this year
By Pat Sherman
Organizers of La Jolla's annually imperiled Fourth of July fireworks display at Scripps Park once again say the event may not take place, though this year's cancellation seems more certain — unless swift and strong financial and organizational intervention is offered.
Deborah Marengo, co-founder and director of the La Jolla Community Fireworks Foundation (LJCFF), which produces the annual event, said she usually has about two-thirds of the money needed for the event by this time of year, after which she puts out a call for the remainder of funds. She maintained there is little chance that this year's $30,000 pyrotechnics show will take place.
"I've not raised a dime from the community," Marengo told
La Jolla Light
- "No one has come forward with any of my requests for donations this year."
Marengo said the only donation she's received is $1,500 from attorney Robert Howard, who the LJCFF secured pro bono to fight an ongoing environmental challenge to the event.
Marengo said she still needs to secure permits for public safety and park usage, and isn't sure whether equipment staging in Scripps Park for the new lifeguard tower under construction at La Jolla Cove will be relocated in time for the event.
"I would at least, by now, have enough money to 1) pay for permits and 2) to sign the contract for the pyrotechnics, which is pretty hefty," she said. "I can't put myself at risk signing contracts for the community when they're not willing to come forward with any money. … The attitude is like, 'Well, we're sorry to see it go,' so I guess it's not that important to them. It's sad, but that's the case."
The event was founded and sponsored for 25 years by restaurateur George Hauer (of George's at the Cove), who passed it off to LJCFF five years ago (which then included La Jolla tech consultant Adam Harris).
Mark Dibella, managing director of La Valencia Hotel, said the LJCFF had an additional commitment of $2,500 in annual event sponsorship this year from the hotel.
"I believe locals will be very ticked off knowing it's not going to happen, but probably even more ticked off knowing that they didn't even have a chance to jump in and help it," Dibella said of the event, for which people book rooms at La Valencia and other hotels along the La Jolla's coast, including the Grande Colonial and La Jolla Beach and Tennis Club.
"We all get a view of the fireworks, and we're all packed," Dibella said, adding that he hopes La Jollans will rally to the cause and help save the event in the 11th hour, as arts patrons did recently to save the San Diego Opera.
Dibella is taking the lead to assure next year's fireworks proceed by applying for a grant from the San Diego Tourism Authority (SDTA). He said he reached out to the SDTA to fund this year's event, though it was too late.
"They work six to 12 months out," Dibella said, noting that SDTA provides grant money for events such as the Rock 'n' Roll Marathon and Comic-Con that have a positive financial impact on hotels and restaurants.

subset: commoncrawl


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MOVIEmeterSEE RANK
Down 16,439 this week
Primitive London (1965)
Exploitation film documentary on 'Swinging London' as it actually happened. Arnold Louis Miller, the director of 'Nudist Memories', interviews mods, rockers and beatniks. Wife Swapping, an ... See full summary »
Director:Arnold L. Miller
Writer:Arnold L. Miller (screenplay)
Stars:David Gell, Bobby Chandler, Terry Dene | See full cast and crew »


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Nov 03
In the first of our monthly hour-long episodes we feature regular contributors Geoff Harrison, Frances Beasley, Arthur von Wiesenberger and David Gordon presenting segments on the following topics: Auto Europe car rentals; Gorgeous Cottages in the UK and Northern Ireland; Tasselmaking; Australasian Travel News; Healthy eating on the go; Visit Scotland; Whistler Blackcombe Ski Resorts, Canada; Guatamala and BMW World, Germany.
01:09 Geoff Harrison - Self Drive Europe car hire
03:45 David Gordon (Travelbites Radio) - Gorgeous Cottages of the UK and Northern Ireland.
09:32 Frances Beasley - Tasselmaking in Germany.
14:36 Ren Zwiers and Geoff Harrison - Oz Travel News.
20:24 Arthur von Wiesenberger with Mike Fenster (Around the World Radio) - Healthy eating on the go.
30:44 David Gordon (Travelbites Radio) and Dan Gordon - Visit Scotland.
41:05 Geoff Harrison - Whistler Blackcombe Ski Resorts, Canada.
45:23 Arthur von Wiesenberger and Morgan Rogers - Guatamala.
49:34 Frances Beasley - BMW World, Germany.Share | Comments | Embed | Download | Plays (Loading)


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Email Alerts
A growing managed services opportunity
One of the classic lines that is often used in a channel conversation is about services. Vendors tell resellers to do more of them, distributors look to support them and customers will pay for them. But the problem has often been trying to define wh... Opinion
Bucking the trend in tough times can bring its own problems
If you talk to people at Citrix you can't escape the impression that whatever the conditions elsewhere in the industry or the wider world, life is pretty good at the vendor right now.The channel's not doing too badly out of it either judging by one o... Opinion
Desktop virtualisation is not so easy PC
Having attended VMworld and Citrix Summit in the space of a week, one of the main impressions I came back with was that for all the talk about desktop virtualisation over the past two years or so, it is turning out to be a bit more complex and expens... Opinion
Not everything is virtual at VMworld
As more than one observer has already remarked, this year's VMworld Europe event in Copenhagen was occasionally like a conference in reverse. This was most obviously manifested in the fact that the keynote from VMware CEO Paul Maritz was delivered on... Opinion
"Frustrated" IT professionals keen to switch jobs
"Frustrated", "Numb", "Unchallenged" and "Underpaid". Those are the words used by IT professionals in Ireland when asked to describe how their job made them feel. Do their UK equivalents feel the same? Acco... Opinion
Blackberry outages send message on back-up strategy
If I was RIM, I might be asking some hard questions of my IT network provider (assuming I had one) in the wake of the much-publicised outages at the Blackberry-maker. According to the company's most recent pronouncement on the issue, which has le... Opinion
Why can't some VARs get support from their partners?
Whenever you chair a round table between an IT vendor and its channel partners, the same issues are raised time and again. Whatever happened to the co-op funding you promised us? Why are we always the last to know about changes? Opinion
Exclusive - the IP hone 5 operators in the UK revealed
Which companies are best at tweaking IP performance? Watch this space as we reveal the quintet of the best companies at fine tuning Internet Protocol - dubbed the IP hone 5. Opinion
Does business have its head in the cloud?
When I first saw the headline on the MicroScope story, I was pretty impressed. "Cloud to become a business conversation in 2012," it stated. According to a global study by auditors KPMG, cloud computing would no longer just be a technology ... Opinion
The great margin mystery. How does ChaCha answer any question for 10p?
Britain's mobile operators aren't always as creative as they might be when it comes to making money out of existing services. They fret about 'delivering OT content' when they already have services that go unexploited. Text information services are a... Opinion


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Rockstar News
Dylan Kwasniewski No. 31 NNS Post-Race Report: Darli... / Apr.14.2014
Kwasniewski Comes Home 23rd at Darlington
Darlington, S.C. (April 12, 2014) - Dylan Kwasniewski drove the Rockstar Energy Drink Chevrolet to a 23rd-place finish in the only NASCAR Nationwide Series (NNS) race of the season at Darlington Raceway on Friday night. After fighting through adversity during the two practice sessions on Thursday afternoon, the No. 31 team rebounded nicely as Kwasniewski earned the 17th-starting position at the track "Too Tough To Tame" during NASCAR's knockout qualifying session. Once the green flag waved, Kwasniewski radioed to his crew that he was tight off exit of the corners and found himself in the 20th position when the first caution of the night came out on lap 18. During the caution, crew chief Pat Tryson called Kwasniewski down pit road for four tires, fuel and an air-pressure adjustment. After the pit stop, Kwasniewski reported to his team that his Rockstar Energy Drink Chevy felt much better as the Las Vegas, Nev. native worked his way up to as high as 14th on lap 66. Kwasniewski was scored in the 19th position on lap 69 when he and another competitor made contact to bring out the third caution of the race. During the caution, the No. 31 team worked diligently to keep Kwasniewski on the lead lap, while also fixing the damage to the Turner Scott Motorsports machine. Kwasniewski restarted in the 20th spot and worked his way up to as high as the 11th position on lap 101. With 12 laps remaining in the VFW Sport Clips Help A Hero 200, Kwasniewski suffered a flat tire. After coming down pit road to fix the issue, Kwasniewski brought the Rockstar Energy Drink Chevrolet home in the 23rd position.
Dylan Kwasniewski on Racing at Darlington Raceway
"Darlington is a fun, but very tough race track. We weren't able to get as much practice time in on Thursday as I would have liked, but my guys worked really hard after practice and we were rewarded nicely with a decent starting spot to start the race. The Rockstar Energy Drink Chevrolet was tight off exit and that hurt us a little bit throughout the night. We didn't have the luck that we needed tonight, but I think as a team we learned a lot. We will take the off week to regroup and get ready for Richmond in a couple of weeks."
First Practice
Position: 26
Fastest Lap: 30.155 sec. | Laps: 21
Final Practice
Position: 22
Fastest Lap: 29.849 sec. | Laps: 16
Position: 17
Fastest Lap: 29.167 sec.
Position: 23
Laps Completed/Total: 146/147
What's Next - The NNS will have an off week before heading to Richmond in two weeks for another night of racing under the lights. The Toyota Care 250 can be seen live on Friday, April 25th at 7:30 p.m. EDT.
About Turner Scott Motorsports: Turner Scott Motorsports was established in 1999 and has become one of the most successful organizations in NASCAR by combining the business acumen and shared passion for racing of co-owners Steve Turner and Harry Scott Jr. This season will mark the fourth season of full-time NASCAR competition for the organization, which expanded in 2011 from a two-truck operation in the NASCAR Camping World Truck Series (NCWTS) to become the largest stand-alone multi-series team in NASCAR's top-tier touring series. The team earned its first championship when James Buescher captured the NCWTS title in 2012. Turner Scott Motorsports operates out of an 110,000 square-foot state-of-the art facility in Mooresville, N.C. The Chevrolet-backed team has created alliances with General Motors' powerhouse team Hendrick Motorsports, which provides engine support for both its NNS and NCWTS programs, and Earnhardt Technology Group for drive train and suspension technology assistance. For more information on Turner Scott Motorsports, visit http://www.TurnerScottMotorsports.com.
About Rockstar: Rockstar Energy Drink is designed for those who lead active lifestyles - from Athletes to Rockstars. Available in over 20 flavors at convenience and grocery outlets in over 30 countries, Rockstar supports the Rockstar lifestyle across the globe through Action Sports, Motor Sports, and Live Music.For more information visit: http://www.RockstarEnergy.com
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2 days ago: Feeling #thankful. @RileyLeboe photo: Daniel Ronnback http://t.co/0o5kmUQb38 see full story
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2 days ago: Traveling today? Grab a can. http://t.co/74HPXjRxVf see full story
3 days ago: Two weeks away! Dawn of a New Era. #Road2RockstarHusky @Rockstar_Racing @HusqvarnaNA @elhombre_21 http://t.co/EYPNSQNTiD see full story
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Hobie Alter dies at 80: LA Times obituary
Bora Bora owners charged with tax evasion
Skateboardermag.com: Norb Garrett's video obit for Skateboarder in print and online
YoungEntrepreneur.com: Aaron Levant
Ad Age: Bonnier sells Ski, Skiing and Skiing Business magazines, Warren Miller Entertainment
Sports Goggles Provide Data and Distraction
Inc. Magazine: "The Way I Work: Yvon Choinard"
OC Weekly: Profile of Pelle Klein, founder of skate startup Costa Misery
Forbes: Profile of Nick Woodman, the "Mad Billionaire behind Go-Pro, the world's hottest camera company"
There is no better publication that I am aware of that is so accurate and on top of any news and developments in our industry. I personally recommend it to many people that want to know and understand more about our industry. For the most part, shop-eat-surf.com gets the stories first. As a matter of fact, I require all the executives in our company to read it.- By Hezy Shaked, President & CEO, Tilly's
I find Shop-Eat-Surf to be a very useful and informative site that I enjoy browsing daily. Shop-Eat-Surf is the first thing I look at every morning to keep up-to-date on the latest talk, events, and happenings in the industry. I must say I am a fan of Shop-Eat-Surf.- By Bobby Abdel, Partner, Jack's Surfboards
MOSS ADAMS: Webinar 12/2 on internal controls to increase the value of your business.
AGENDA: 12/30 deadline to pre-register for Jan. 5-6 Long Beach show.
CIT TRADE FINANCE: Middle-market retailers cautiously optimistic for holiday.
Details on Industry Insight.
Retailers and brands face another challenging year, but innovation and differentiation will lead strong companies to thrive once consumers are comfortable buying again, two panels of analysts said at a recap session of the ICR Xchange today.
I've summarized the highlights here and consolidated the thoughts of the seven panelists.
So I should tell you that the retail panelists were Randy Konik of Jeffries, Neely Tamminga of Piper Jaffray, Sam Panella of Raymond James and Richard Jaffe of Stifel Nicolaus.
The brand panelists were Todd Slater of Lazard Capital Markets, Mitch Kummetz of RW Baird and Jeff Mintz of Wedbush Morgan. Marshal Cohen, chief industry analyst at the NPD Group, moderated the two panels.
Consumer behavior - Consumers want value, and the analysts blanch at brands and retailers who don't recognize that price is part of the value decision. Yet they also see that consumers will pay for differentiated products, and shop beyond promotions and low-price stores for a differentiated experience. "Wants" buying is dormant and conspicuous consumption is dead, but consumers will pay for quality in their "needs" buying.
Cost controls - An upside of shrinking revenues is the consistent attention to operational efficiencies that CEOs and CFOs have talked about at the conference. That's the right strategy to weather the downturn, and will help companies emerge stronger on the other side. The best positioned companies are debt free and cash heavy.
How to grow - The consensus of retail analysts is that the U.S. is over-inventoried in store count, even with estimates of as many as 300,000 total store closings in 2008 and 2009. So growth will come from product differentiation - and taking market share from competitors.
For brands, the growth areas look to be in international distribution and direct-to-consumer ecommerce and retail. Again, analysts called for more product differentiation.
Retail - Urban Outfitters, Kohl's, Abercrombie + Fitch
Brands - American Apparel, Ugg, Volcom
"The U.S. market is very saturated in terms of brands and retailers. The easier, greater growth potential is international." - Jeff Mintz of Wedbush Morgan.
"2009 is going to be a challenging year for vendors. The business is driven by pre-bookings, and since '08 was such a hard year for retail, '09 orders are going to be tough." - Mitch Kummetz of RW Baird.
"There's a real desire by consumers to keep things very real, to lay low. The bling is out." - Neely Tamminga of Piper Jaffray.
"Department stores have basically become large apparel retailers without any significant differentiation from one another or specialty retailers. Led by Macy's, they need to start with a clean sheet of paper and reinvent themselves." - Richard Jaffe of Stifel Nicolaus
"This industry is not a growth industry anymore. We're value investors now, and that means we've got to get these managers focused on return on capital, cash flow, and not on adding stores and growth for growth's sake." - Randy Konik of Jeffries
"You can't just cut expenses to drive profits. There has to be some risk taking to inspire consumers." - Sam Panella of Raymond James
Airfare.com - Flights, hotels and more!


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Reading Programs & Storytimes
Library Branch
Port Union
This program will include stories, songs and rhymes for children age 19 months to 3 years with their parents or caregivers.
Wed Jan 21
Wed Jan 28
Wed Feb 04
Wed Feb 11
Wed Feb 18
Goldhawk Park
Stories, songs and rhymes for children aged 3-5 years with their parents and caregivers.
Sat Jan 17
Sat Jan 24
Sat Jan 31
Sat Feb 07
Sat Feb 14
Port Union
In person registration begins on Wed. Jan. 14, 2015 at 10 a.m.
Enjoy singing along to some favourite seasonal songs and creating a Christmas craft as we wish you a happy holiday season.
Port Union
This program is for babies from birth to 18 months with their parents or caregivers. It consists of bouncing and tickling rhymes, songs and stories. Registration is required.
Wed Dec 03
Wed Dec 10
Goldhawk Park
Creative Play is an interactive drop-in program for children 0-6 years with their parents or caregivers. This priogram includes arts and crafts, stories, and circle time. This program is co-sponsored with the Agincourt Commun...
Tue Dec 02
Thu Dec 04
Tue Dec 09
Thu Dec 11
Tue Dec 16
Goldhawk Park
Math Fun will educate and encourage parents to work and play with their children in order to develop positive attitudes towards mathematics. Parents and children will participate together doing fun math activities. The sessio...
Tue Dec 02
Tue Dec 09
Tue Dec 16
Goldhawk Park
Stories, songs and rhymes for children aged 3-5 years with their parents and caregivers.
Sat Nov 29
Sat Dec 06
Join us one Saturday per month for a special Spanish Storytime! Bring your children aged 2-7 to have fun and learn with stories, songs and rhymes....
Sat Nov 29
Sat Dec 27
Children (Grades 1-6 as of Sept. 2014) requiring help with reading and writing skills receive individualized help for one hour per week. Free program. Registration required.


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Immigrants Found In Back Of Locked Rental Truck
Federal officials say nine immigrants who entered the United States illegally were found locked inside the cargo area of a rental truck at a Border Patrol checkpoint in southern Arizona.
Tucson Police Chief: 'I Am Duty Bound To Enforce' Immigration Law
Norlan Flores Prado was still wearing a hospital bracelet from his daughter's birth when U.S. Border Patrol agents who had been called by Tucson police arrested him on Sunday afternoon.
Suicidal Man Leads Authorities To Close Loop 303
Authorities say a suicidal man holed up in his vehicle has led to the closure of a busy freeway in Glendale.
Arizona Strip Club Endorses Democratic Candidate For Congress
An Arizona strip club has endorsed a Democratic candidate for Congress. And the candidate, the Rev. Jarrett Maupin, says he's happy to have the support of The Great Alaskan Bush Company of Phoenix.
Arizona Sheriff: Inmate Escaped Jail By Climbing On Top Of Basketball Hoop
Report says no one was supervising exercise yard when Wade Cole Dickinson made his escape on July 12th.
Reporter: Inmate Took About 640 Gasps Of Air During Execution That Lasted Nearly 2 Hours
Arizona officials say a murderer who was sentenced to death has died nearly two hours after his execution started.
Mexico Donates Textbooks To Arizona Prisons
Arizona's prisons are getting a lot of textbooks.
Report: Agents Pulled From Border To Process Immigrant Children
Union representing Border Patrol agents warns diversion of resources leaves U.S. more vulnerable to drug smugglers and human traffickers.
Arizona Utility To Pay $3.25M For 2011 Blackout
Federal regulators say they've reached a $3.25 million settlement with an Arizona utility over a 2011 blackout that left millions of people without power in California, Arizona and Mexico.
Body in Home May Be Woman, 95, Who Died In 2010
A badly decomposed body found in an apparently abandoned house in this Phoenix suburb may be that of a 95-year-old woman who died nearly four years ago, police said Tuesday.


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The city's billing department has lacked good internal controls — something on which everyone involved seems to agree.
According to a recent audit, nearly 90 percent of transactions in the billing office come without all of the required documentation. Out of 100 receipts, the auditors couldn't match 57 of them to corresponding deposit slips. Twenty-three of the receipts involved cash, but auditors stated that they couldn't verify if any of them were ever deposited.
Molly Salman is following in the footsteps of three previous students to serve on the Las Vegas City School Board. April Esquibel, Audra Martinez and Brandyn Jordan have each served the district and its students well in their respective years on the board.
Salman is a top-notch student and a great choice for the job — and she's already bringing ideas to the table. She, like the other student board members, will bring a fresh perspective to the meetings.
District Attorney Donald Gallegos recently announced his decision to dismiss charges against Robertson administrators, namely, the superintendent and athletic director, and former coaches. As much as I respect Mr. Gallegos, I disagree with his analysis and conclusion concerning these cases.
The U.S. Census reported last week that one in four New Mexicans lacks health insurance — the second highest rate in the nation. Only Texas has a higher rate of uninsured.
Disconcerting news, yes, but not devastating because, well, health insurance just isn't what it's cracked up to be.
Here are a couple of loaded questions: What's the biggest reason for personal bankruptcies in the United States? Yes, it's medical bills. And what do three-fourths of those who file for bankruptcy have? Believe it or not, it's health insurance.
Bill Richardson has been New Mexico's governor since 2003, and he has done some good things since taking the helm.
His all-out effort against drunken driving has seen some success. And unlike his predecessors, Richardson has made economic development a priority, and that includes the film industry, which has benefitted Las Vegas.
An open letter to Congressman Joe Wilson (and those who support his outburst):
Presidents and their administrations come and go. This country was founded on principles and institutions — and not on individuals. The fastest way to erode the very foundations of this country is to legitimize the disrespect and contempt of these very foundations.
I would like to add to Glenn Yocum's letter to the Optic published Sept. 11. Glenn's letter indicated that he had received superior service from Medicare personnel than he did from any private insurer he contacted.
While I would echo his comments from my own experience, I would add something Glenn may not know. Medicare provides superior service at a much lower cost. The Medicare program spends 97 cents of every tax dollar they receive paying benefits and only 3 cents on administration.
The friends of Carnegie Library would like to extend an enormous thank you to the citizens and businesses of the city of Las Vegas for their overwhelming support of our annual raffle fundraiser. This year, we have five art pieces, donated by local artists that will each make a beautiful addition to the homes of our winners.
Copyright © 2014
The Las Vegas Optic is your source for local news, sports, events, and information in San Miguel County and Las Vegas, NM, and the surrounding area.


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Beautiful 5" tall German made porcelain Dresser doll. sweet face, and damage free. She is a flower seller with a luster to her dress and details. rare hard to find diminutive size. If you like vintage dresser dolls we came upon a collection and will be selling several so check out the shop for more. This one is marked Germany with a mold number. Very pretty.... Free Parcel Post shipping in the USA
Item ID: 1287
Only 1 available. Don't miss out!
Dolls...Toys...and other curiosities
We'll be at the JMK November Doll and Bear Show 11/16/14 at the Hilton Hotel in Hasbrouck Heights NJ... Come see us.
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Fast delivery, low prices, huge selection and a lifetime 10% discount. What more can you ask for? Thanks MJM for the great service, I'm definitely...
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A New Friend
OddThingsIveSeen.comSurprise! New friend Carl is here. (We can only assume the "C" stands for Carl because Carl is the name of the son on Walking Dead and how nicely does it roll off the tongue? Only cool skeletons are named Carl.)
OddThingsIveSeen.comThe Nightmare Before Christmas is their favorite film to watch together, for obvious reasons. Because everyone loves Christmas, duh!
Eating Breakfast
OddThingsIveSeen.comThey get a kick out of ironic cereal.
Dinner Time
OddThingsIveSeen.comThe upside to being a skeleton chef? You can't get burned.
Running Errands
OddThingsIveSeen.comA skeleton driving is a much safer alternative. We think?
Hanging Decorations
OddThingsIveSeen.comDon't be deceived. The skeleton in the middle isn't decor -- that's just sweet 'ol Carl.
Movies Night
OddThingsIveSeen.comThey try to avoid thrillers like Night of the Living Dead and The Skeleton Key.
Household Chores
OddThingsIveSeen.comWithout muscle mass we're not sure how Carl can mow the lawn, but we'll ask the questions after the yard work is done.
Time to Relax
OddThingsIveSeen.comWithout the floatie there could be disastrous consequences.
Because sheet-cut-out-like-a-ghost seemed too cliche.
Amanda Hawkins is iVillage's Associate Lifestyle Editor. Follow her on Pinterest, Twitter and Google+.


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Collapse of the eurozone 'will start this year' as countries pull out of the single currency, leading think tank warns
- Eurozone is '99% likely' to break up in next ten years, suggests CEBR
- 2012 will be 'full of danger and risk' warn Nicolas Sarkozy and Angela Merkel in their New Year messages
The stricken eurozone will start disintegrating this year and will almost certainly collapse within the next decade, a think tank warned today.
At least one country will quit before the end of the year and there is a 99 per cent chance of a break-up in the next ten years, forecasters at the Centre For Economics And Business Research (CEBR) claimed.
They added that 'it now looks as though 2012 will be the year when the euro starts to break up'.
Grave warnings: German Chancellor Angela Merkel and French President Nicolas Sarkozy warned the eurozone crisis will worsen in the new year
Professor Douglas McWilliams, chief executive of the CEBR, said: 'It is not a done deal yet - we are only forecasting a 60 per cent probability - but one forecast is that by the end of the year at least one country, and probably more, will leave.'
He warned that Britain could already be in a recession and that economic growth is likely to fall in the last quarter of 2011 and the first quarter of 2012.
Greece is 'pretty certain' to leave the euro and Italy will likely do the same, Mr McWilliams said.
The underlying problems in the eurozone - the UK's biggest trade partner - were underlined today by figures showing the fifth successive monthly decline in the manufacturing sector.
The decline came as companies faced declining order inflows, a slowing global economy and ongoing financial market turbulence, while the broader eurozone debt crisis continues to shatter confidence.
The Markit/CIPS purchasing managers' index (PMI) survey, where a reading below 50 indicates a contraction, rose slightly to 46.9 in December, up from 46.4 the previous month.
The average PMI reading in the final quarter of 2011 was nevertheless the weakest since the second quarter of 2009.
The eurozone crisis has frequently been cited as one of the greatest threats to economic stability in the UK, from Chancellor George Osborne to Bank of England Governor Sir Mervyn King, as 2012 is set to be a crunch year for the 17-nation bloc.
While nations such as Italy, Spain and Greece battle with vast levels of debt, the ongoing problems of weak growth and high unemployment persist.
Chris Williamson, chief economist at Markit, said: 'Eurozone manufacturing is clearly undergoing another recession.'
He added: 'I would expect to see most of the French and German banking systems bailed out to compensate for the write-downs on their sovereign debts.
'They might even be nationalised as well. Many other European banks will go back into crisis.'
The bleak outlook comes a day after German chancellor Angela Merkel and French president Nicolas Sarkozy both issued grave New Year warnings on the worsening plight of the stricken eurozone.
Their words marked a sombre tenth anniversary for the single currency.
Euro notes and coins were introduced on January 1, 2002, and were hailed by supporters as the start of a new era of unity and prosperity on the continent.
But a decade later, the leaders of
France and Germany – the two most powerful countries in the
single-currency bloc – delivered bleak messages to their people that the
economic crisis will actually worsen, not improve, in 2012.
Mrs Merkel said this year will be even more difficult than last, and vowed to do 'everything' to save the single currency.
But she insisted the euro had
'made everyday life easier and our economy stronger', claiming Europe
will emerge healthier from the current turmoil.
In a ten-minute televised address, Mr Sarkozy admitted that the French people were ending the year 'more worried about themselves and their children' and urged them to be stoical.
Mr Sarkozy, who has been trailing in the opinion polls ahead of a re-election battle this year, said 2012 would be a year full of risks and dangers.
Stricken: The single currency faces serious challenges in the next 12 months
The Spanish government today announced that its deficit for 2011 could be even higher than the larger-than-forecast 8 per cent of GDP it announced last week.
Luis de Guindos, the finance minister of the new conservative government, said the government, which took power just before Christmas, found out only early last week how bad the numbers were.
He said it had no choice but to act quickly by increasing income and property taxes, despite an election campaign pledge not to raise taxes.
The news is particularly worrying as Spain is part of the so-called PIIGS grouping of countries facing financial crisis, along with Portugal, Ireland, Italy and Greece.
But he argued it was also 'full of hope, if we know how to face the challenges'.
Mrs Merkel and Mr Sarkozy last year presided over a string of 'last-ditch' summits, all of which failed to halt the sovereign debt crisis sweeping the single currency bloc. Their grim utterances came as economists predicted a deepening of the eurozone crisis.
A BBC poll of top economists found most are forecasting Europe will sink back into recession next year.
The majority put the chances of a break-up at between 30 and 40 per cent.
The eurozone economy grew by a meagre 0.2 per cent between July and September last year and the single currency ended 2011 down sharply against the U.S. dollar and the Japanese yen.
Fears over the health of southern European economies intensified when the sale of Italian government bonds last week failed to hit its targets, leading to worries that country will struggle to bring its mountainous debts under control.
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The First Word in Protective & Marine Coatings
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Wednesday, January 27, 2010
DuPont Co. Inc. reported fourth-quarter 2009 net income of $441 million, a swing from a loss of $629 million for the fourth quarter of 2008. Sales for the quarter rose 10%, to $6.4 billion.
Excluding exceptional items, net income for the quarter was $402 million, compared to a loss of $249 million for the fourth quarter of 2008. The improved earnings were the result of significantly higher sales volumes, lower costs, and favorable currency translations, the company said.
Fourth-quarter sales rose more than 20% for titanium dioxide, electronic materials, performance polymers, and seed products, the company said. Also contributing significantly to fourth-quarter results were overall sales-volume increases in all regions, with sales in Asia-Pacific posting a volume gain of 34%, exceeding pre-recession levels. Demand strength was noted for China, Japan, Korea, and India.
Other factors in the improved fourth-quarter results were lower energy, raw-material, and transportation costs, and cost-reduction and productivity actions totaling $1 billion.
For 2009 as a whole, the company reported net income of $1.77 billion, a 12% decline from 2008. Revenue fell 14%, to $27.3 billion.
In comments on the outlook for 2010, the company boosted its earnings forecast to a range of $2.15 to $2.45 per share from a previous forecast of $2.10 to $2.40 per share.
Business-segment details
For the company's Performance Coatings segment, fourth-quarter operating income was $78 million, compared to a fourth-quarter 2008 operating loss of $290 million. Performance Coatings sales rose 8%, to $975 million, with the sales increase primarily attributed to higher selling prices. Sales volumes declined 2%, reflecting ongoing industrial-market weakness in developed regions, partially offset by stronger demand in automotive OEM markets. Operating income also benefited from lower raw-material costs and fixed-cost reductions.
For the company's Performance Chemicals segment, fourth-quarter operating income was $217 million, up sharply from a loss of $36 million in the fourth quarter of 2008. Sales for the segment rose 9%, to $1.3 billion. Sales volume gains were driven primarily by recovery in the titanium-dioxide market in all regions, the company said.
For the Performance Coatings segment, 2009 pretax operating income was $287 million, more than double the 2008 figure of $128 million. Sales for the segment fell 21.4%, to $3.429 billion.
For the Performance Chemicals segment, 2009 pretax operating income was $547 million, a decline of 20.4% from 2008. Sales for the segment fell 18%, to $4.964 billion.
Commenting on the outlook for 2010, Chairman and CEO Ellen Kullman said the company "will continue the momentum generated from last year's aggressive cost-cutting and cash-generating actions." She said the company's bullish outlook for the year is based on "improving economic conditions coupled with well-positioned and streamlined businesses."
The company said it remains committed to a 20% compound earnings growth goal for the 2009-2012 time period. For 2010, the company boosted its earnings forecast to a range of $2.15 to $2.45 per share from a previous forecast of $2.10 to $2.40 per share.
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Additional Information
Blackett steps up to MediaCom Euro job
Karen Blackett, the marketing director at WPP's Media-Com, has been appointed as the agency's chief operations director for Europe.
The move is part of a broader restructure of MediaCom's senior management team across the UK and EMEA, to be announced in the coming weeks.
In her new role, Blackett will work alongside Nick Lawson, the new chief executive of MediaCom EMEA. She will work on the agency's development and growth of new business in European markets.
Lawson, the former chief executive of MediaCom UK, took on his EMEA role in August and was replaced as the UK chief executive by the agency's managing director, Jane Ratcliffe.
Blackett joined the agency in 1998 as a planner from The Media Business following its merger with MediaCom.
She was promoted to the board three years later and was made the marketing director at MediaCom in 2003. Accounts she has worked on include Procter & Gamble, Nokia and GlaxoSmithKline.
This article was first published on campaignlive.co.uk
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a synonym for salty or use wen wrong
somebody says you are 13 and then you say actually im 15 then you could say she just shit on yo grittz
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We Like Linkin Park, and We Will Not Apologize
By Ashley Zimmerman
Better Than Ezra "Know a Lot of Fans by Name"
By Dana Krangel
T-Pain Says, "I May Get Into Some Gypsy Shit" Next
By John Hood
Review & Photos: Sara Bareilles at Hard Rock Live
By Ashley Zimmerman
Psych-Metal Outfit Orbweaver Releases Vinyl EP
By David Von Bader
Photos: John Legend in Boca Raton
By Sayre Berman
Five Things Weird Al Critiques in Mandatory Fun
By Steve Brennan
By Ashley Zimmerman
You didn't ask for it, but you got it. To accompany the upstart Nocturnal and the granddaddy Space, Downtown Miami is now home to a third big-budget übersupermegaclub called, fittingly, Metropolis. You can actually count Metropolis as numbers three through seven, since the 35,000-square-foot monster is home to five distinct "arenas" smaller, themed subclubs that ostensibly cater to niche partiers. Weekends have seen the place packed since its opening in September. While hip-hop dominates the Shelter and Nile rooms, Prophecy has featured some bumping house beats, including hometown hero and resident DJ Bruno, and reggaeton and Latin have spiced up Azucar and Amazonia. That trend continues with the arrival of globetrotting Venezuelan playboys Los Amigos Invisibles.
In the span of three full-length albums, Los Amigos have transitioned from a louche, goony, funk-raunch band to a louche, sophisticated, funk-raunch band. For their most recent platter, last year's The Venezuelan Zinga Son Vol. 1(approximate translation: The Venezuelan Fuckfest), the six-man group enlisted the production genius of Masters at Work and dove gracefully into the swirling currents of dance-floor electronica. Sparkling with filtered percussion, discodelic breaks, and a silvery, synthesized sheen, the album's a mood enhancer that could've been born out of the OM or Ubiquity Records incubator. Their live shows are nothing short of sweaty, anthemic lovefests, which should filth up the newly minted confines of Metropolis quite nicely.
Los Amigos Invisibles play at 11:30 p.m. Saturday, October 22, in the Azucar room at Metropolis, 950 NE Second St., Miami. Tickets cost $20. Call 305-415-0000, or visit wanttickets.com.


text:
Review Summary
Under Armour® UA Performance Polo
$34.99 Original Price $49.99
Savings: $15.00 (30%)
- Anti-odor technology
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- Rib-knit collar provides durable stretch and a clean classic look
- 4-Way Stretch construction improves range of motion and dries faster
- Polyester
- Machine Wash
- Imported
Shipping your purchase is easy on belk.com. Depending on the destination of your package, you can expect it to arrive within 4-7 business days. Shipping Information
Returns are easy on belk.com. Easy returns


text:
Marmot Power Stretch Half Zip Top
0 reviews
5-star: 0
4-star: 0
3-star: 0
2-star: 0
1-star: 0
4-star: 0
3-star: 0
2-star: 0
1-star: 0
6.5 oz / 184.3 g
|Main Material
Polartec® Power Stretch® 91% Polyester, 9% Elastane 5.9 oz / yd
Where to Buy
While the women's version hasn't been reviewed yet, there is 1 review for other versions of the Power Stretch Half Zip Top. Read all reviews »
Manufacturer's Description
Visit Marmot's Power Stretch Half Zip Top page.
Retailers' Descriptions
Here's what other sites are saying:
With a role as a base-, mid- and outer-layer, Marmot's Half Zip Power Stretch Top is the most versatile fleece you'll ever wear, while the painstaking efforts of Marmot's design crew assure it will also be the best fitting.
- CampSaver.com
Made of cozy Polartec Power Stretch fleece, the women's Marmot Power Stretch Half-Zip Top is smooth and wind-resistant on the outside and brushed for warmth on the inside.
Sometimes cold weather zaps your stoke and puts a damper on your favorite activities. It's time to take the power back with the Marmot Power Stretch Half-Zip Fleece Shirt. This Polartec Power Stretch top is an excellent layering choice for any cold-weather endeavor. Integrated thumbholes keep the sleeves from riding up when you're riding down, and the elastic drawcord hem helps block drafts. Get your skis waxed and your ice tools sharpened. You're taking the power back.
- Backcountry.com
On Sale. Free Shipping. Marmot Women's Power Stretch 1/2 Zip FEATURES of the Marmot Women's Power Stretch 1/2 Zip Polartec Power Stretch Flat lock Construction Zip Sleeve Pocket SPECIFICATIONS of the Marmot Women's Power Stretch 1/2 Zip Weight: 10 oz / 283.5 g Athletic Fit Polartec Power Stretch 91% Polyester, 9% elastane 5.9 oz/yd
- Moosejaw
Marmot Women's Power Stretch Half Zip Top
currently retails for:
$47.95 - $109.95
$47.95 - $109.95


text:
Xbox 360
This page contains Transformers: War For Cybertron Unlockables for Xbox 360 called "Play as Slipstream" and has been posted or updated on Jun 23, 2010 by princessia. Let us know what you think of this Unlockable by thumbs voting.
- Developer: High Moon Studios
- Publisher: Activision
- Genre: Action Adventure Sci-Fi
- Release Date: Jun 22, 2010
- ESRB: Teen
Play as Slipstream
You have to finish the Decepticon campaign.
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Nov 26- Deere& Co said it expected equipment sales to fall further as lower grain prices discourage farmers from buying tractors, harvesters and other machinery. Corn prices have fallen about 11 percent this year so far, on top of a decline of nearly 40 percent last year. Moline, Illinois- based Deere cut its forecast for corn price next year to about $3.45 per bushel...» Read More
*Sept core machinery orders +2.9 pct vs f'cast -1.9 pct. TOKYO, Nov 13- Japan's core machinery orders unexpectedly rose for the fourth straight month in September and manufacturers grew more confident this month, suggesting the economy may be finally starting to gather speed after the hit from an April sales tax hike. Thursday's data also offered an encouraging...
Oct 31- Construction equipment company Caterpillar Inc on Friday said the U.S. Securities and Exchange Commission is investigating how it accounted for its July 2011 purchase of Bucyrus International Inc.. In its quarterly report, Caterpillar said the Sept. 10 subpoena from the SEC seeks information about its accounting for goodwill relating to the $7.6...
WASHINGTON, Oct 23- New claims for U.S. unemployment benefits held below 300,000 for a sixth straight week last week, suggesting the labor market was shrugging off jitters over a slowing global economy. Weakening growth in China and the euro zone, however, appears to be impacting the manufacturing sector, with other data on Thursday showing factory activity at a...
Shares of both Caterpillar Inc and 3 M Co rose following their results, with heavy machinery maker Caterpillar also raising its full-year profit view. Caterpillar was up 4.2 percent at $98.31 while 3 M added 4.3 percent to $144.95. "It's good to see good numbers in any company, but if we're looking at headwinds like currency and slowing global growth, seeing...
Both Caterpillar Inc and 3 M Co rose in premarket trading following their results, with heavy machinery maker Caterpillar also raising its full-year profit view. Shares of Caterpillar rose 3.6 percent to $97.98 while 3 M added 2.1 percent to $141.80. General Motors Co gained 2.9 percent to $32.23 following its results..
NEW YORK, Oct 23- Dow component Caterpillar Inc was among Thursday's biggest premarket movers, with the heavy machinery maker up on heavy volume following its results. Caterpillar also said that its expectations for 2014 earnings continued to improve. In the broader market, U.S. stock index futures were higher, adding to earlier gains on Caterpillar's results.
Sept 23- Deere& Co, the world's largest farm equipment maker, said it was exploring strategic options for its low-margin crop insurance business and had hired Citigroup as its adviser.
CNBC's Sara Eisen speaks to Samuel Allen, Deere & Company chairman & CEO, about the company's R&D spending and new product lines, including the use of new technology to improve yield.
CNBC's Sara Eisen speaks to Samuel Allen, Deere & Company chairman & CEO, about the overall U.S. economy, America's competitive status and the housing recovery.
Farmers and analysts say the elimination of government incentives to buy new equipment, a related overhang of used tractors, and a reduced commitment to biofuels, all darken the outlook for the sector beyond 2019- the year the U.S. Department of Agriculture says farm incomes will begin to rise again.
Sept 4- Mining equipment maker Joy Global Inc posted lower-than-expected quarterly revenue and profit and the company narrowed its full-year earnings forecast range as coal miners cut spending due to weak coal prices amid an oversupply.
Sept 4- Mining equipment maker Joy Global Inc reported a 61 percent fall in quarterly profit as coal miners cut spending due to weak prices caused by oversupply. The company's net income fell to $71.3 million, or 71 cents per share, in the third quarter ended Aug. 1 from $183.2 million, or $1.71 per share, a year earlier.
Aug 15- Deere& Co, the world's largest maker of farm equipment, said it would indefinitely lay off more than 600 employees at plants in Illinois, Iowa and Kansas as falling grain prices hurt demand for tractors, harvesters and other agricultural machinery.
Discussing the quarterly earnings of Deere & Company and the fundamentals of the farm sector, with Eli Lustgarten, Longbow Research senior analyst.
CNBC's Kayla Tausche discusses the government's "bonus depreciation" program that allowed industrial companies to write off up to half the value of new equipment.
The "Squawk on the Street" news team discusses the fiscal Q3 earnings of Deere & Company and the farm economy.
Aug 13- Deere& Co on Wednesday posted a lower quarterly profit and cut its full-year forecast as farmers facing a bumper crop and declining grain prices continued to pull back on purchases of the company's tractors, harvesters and other machinery.
Aug 13- Deere& Co posted lower quarterly profit on Wednesday, but still topped estimates, as strong sales of construction and forestry equipment offset declining sales of tractors, harvesters and other farm machinery.
Aug 6- Russian President Vladimir Putin's announcement on Wednesday that he plans to slap a one-year import ban on agricultural products from countries that have imposed sanctions on Russia is unwelcome news to U.S.-based makers of farm equipment.
CAPE TOWN, June 18- Huge mud-sifting machinery and other technological advances pioneered by De Beers over the past decade have enabled it to profitably exploit the world's largest marine diamond deposits in deep waters off Namibia. It is controlled remotely by a mining vessel called the "Mafuta", and both are undergoing major refurbishment in Cape Town.


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Julian Lage and Chris Eldridge
+180 Records
The cover photo of this disc is a composite of Julian Lage and Chris Eldridge, one image overlaid on the other. It's hard to see who belongs to which hands, or which head goes with which shirt, and indeed, the music on this disc continues in that vein -- they play so closely together, it is as if the two minds have become one. It's unreal.
Sean Watkins
"All I Do Is Lie"
Roaring Girl
If you were a musician and needed a place to hide -- say you're on the run from an angry spouse or the revenue man -- you might consider standing next to Chris Thile.
Lera Lynn is a rising Americana star on the move.
The Lowest Pair has a timeless old-time sound. Promo photos aside, Kendl Winter and Palmer T. Lee make no pretensions to authenticity. On a track like "Moving On," the beauty of their harmonies and intricate banjo-and-fiddle arrangements speaks for itself.
Memphis, Tennesse isn't generally thought of as a hotbed for chamber-folk music, but it depends on your vision of "chamber" and "folk." The vision of Memphis Dawls -- featuring a varied cast of musicians, including Holly Cole, Jana Misener and Krista Wroten -- is as inspired by classic Memphis soul as it is the complex, emotional pop of Big Star (the group recorded in the hallowed halls of Ardent studios). The new song "Please Don't Leave Me Now" expresses a string-drenched yearning that defies narrow definitions.
Recorded under the sparest of conditions -- apparently just two microphones and an open door -- Gwyneth Moreland's "Little Black Flies" finds the Northern Californian in a timeless, contemplative folk mood that lingers long after the small but lovely song is through.
The title to the new cut "Baseline" by Ann Arbor, Michigan songwriter Vincent Colbert describes both his theme and his pared-down but still intricately acoustic sound. "Addicted to progress and chained to sucess, we're holding our breath just to fill these shoes." Words to try to live by in these often maddeningly competitive times.
Carolina Chocolate Drops took the stage in front of a sold-out crowd at Off Broadway on Sunday evening.
Strictly speaking, Carolina Chocolate Drops aren't simply an Americana band. They're a bona fide history lesson.
Singer and songwriter Dave McPherson, best known for his work with UK alt-metal band InMe, demonstrates the power of his plaintive voice, furtive guitar and searching lyrics on the new solo acoustic track "Nothing Is Enough."


text:
Download The House Of Hades Pdf from our fatest mirrorHazel - Rick Riordan
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Willem Van Gemeren (Grand Rapids, Mich.: Zondervan Pub. House, 1997), 4:6. 3 W. A. Van Gemeren, "Sheol," in Evangelical Dictionary of Theology, ed. Walter A ... spatially separated compartments in Hades where both the righteous and unrighteous went before the ascension of Christ. As a ...
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Trane Tcd120 Rooftop Unit.pdf DOWNLOAD HERE 1 / 2. http://www.pdfsdocuments.com/out.php?q=Trane+Tcd120+Rooftop+Unit. Packaged Rooftop Air Conditioners Voyager™ Commercial with ... ... http://www.pdfsdocuments.com/house-of-hades-accelerated-reader-quiz.pdf.
Date added: October 21, 2014 - Views: 1
The gods were so angered at this blasphemy that they condemned Tantalus to starve in Hades. He was never able to reach the water beneath his chin for a drink, ... With a family history like that, you can see why the Greeks thought the house of Atreus
Date added: October 4, 2013 - Views: 4
ancients sometimes called it "the house of Hades," but the name Hades by itself designated only the god.) ... Therefore, Hades was not the equivalent of the Christian devil, nor was his realm equivalent to hell. Rather, his realm consisted of 3 distinct parts: ...
Date added: November 4, 2013 - Views: 1
The Heroes of Olympus, Book Four: The House of Hades. At the conclusion of The Mark of Athena, Annabeth and Percy tumble into a pit leading straight to the
Date added: June 5, 2014 - Views: 2
The Rich Man in Hades & Lazarus ... 8 Woe to them that join house to house, and add field to field, that they may take away something of their neighbor's: will ye dwell alone upon the land? 9 For these things have reached the ears of the Lord of hosts: ...
Date added: June 7, 2013 - Views: 5
up a spiritual house, a holy priesthood, to offer up spiritual sacrifices acceptable to God through Jesus Christ. 1 Peter 2:5 And I also say to you that you are Peter, and on this rock I will build My church, and the gates of Hades shall not prevail against it. Matthew 16:18. No Sitting Down On ...
Date added: May 7, 2013 - Views: 11
This is why an architecture is drawn up before one begins building a house. An architecture is the arrangement of the various parts of the house in an orderly and ... gates of Hades shall not prevail against it." And so we see that Jesus is the builder of God's house, the church.
Date added: April 8, 2012 - Views: 19
... and the gates of Hades shall not prevail ... The House that Christ builds is to be a house that is aggressive against the enemy. 3. The gates of hell cannot prevail against an aggressive ... Building up the house of God will include but is not necessarily limited to: a. birthing new ...
Date added: February 1, 2012 - Views: 20
House of Hades Chapter One Rick Riordan. I. HAZEL. During the third attack, Hazel almost ate a boulder. She was peering into the fog, wondering how
Date added: October 21, 2014 - Views: 1
374 The Argument in Support of the Hades Gospel solve the question of the Lord's Supper in a different manner than it is solved in our Confessions." 20) If we ask, at the end of this brief overview: What, then, is the ... "That preach ye upon the house ...
Date added: October 21, 2014 - Views: 1
My father, the Prophet of Allah, came to my house one day and said to me : "Peace be on you, Fatimah" I replied : "And upon you be peace" Then he said : "I feel weakness in my body" ... Hadis-e-Kisa mentions this event, there shall remain none grieved but Allah will remove his grief, ...
Date added: December 26, 2011 - Views: 12
in a Haunted House 66178 EN Hades. This PDF book provide house of hades accelerated reader quiz guide. To download free ar book list you need to register. http://www.nocread.com/science/pearson-science-8-student-book-future-sparks.html.
Date added: October 10, 2014 - Views: 1
"Hell & Hades: Dante's Appropriation of the Classical ... Random House, 2000): intro xxii. 28 Ibid. 5. Bibliography The New Oxford Annotated Bible 3rd, Ed. Michael D.Coogan, (New York: Oxford, 2001). Virgil, The Aeneid, trans. David West, (London: Penguin, 1990).
Date added: October 23, 2011 - Views: 26
3rd house Hades cutting a deal with diametric 9th house Demeter), the individual with Virgo rising-falling 'suffers' a kind of 'doubling up' of (parental) vertical 'pressure', especially if Taurus is on the M.C. (e.g. Louis Malle and Woody Allen).
Date added: December 2, 2013 - Views: 1
Mythology by Edith Hamilton Concept Analysis LITERARY TEXT: Hamilton, Edith. ... including Hades, Poseidon, and many others, created mankind and began to ... tales of the house of Atreus, the royal house of Thebes, ...
Date added: April 4, 2013 - Views: 135
We leave the ˝tent of earth ˛ and move into the ˝house form heaven ˛ that is, this spiritual, real, imperishable body. We will not be ˝naked spirits ˛ floating ... Hades/Sheol now located in heaven the blessed resting place of believers in the OT
Date added: May 7, 2013 - Views: 4
Why does Zeus pull rank on Hades and force him to return Persephone? What is the importance of the pomegranate? ... What happens to their house? What does the couple ask of the gods? What happens when the couple die? Endymion : What is Endymion's job? What does everyone think about him?
Date added: January 31, 2012 - Views: 116
KENSINGTON ROMAN SHADES MEASURING GUIDELINES INSIDE MOUNT: 1. Measuring the casing depth. A minimum of 13 ...
Date added: May 7, 2013 - Views: 10
Consider the classic tale of Persephone and Hades. ... Random House, 2007. Headstrong Helen, who will be called queen of Sparta and Helen of Troy one day, learns to fight, ... Underworld by Meg Cabot Ages 14 and up, 352 pages, Hardcover: ...
Date added: January 8, 2013 - Views: 49
it could be so difficult to fly across one stupid€ This PDF book include heroes of olympus the house of hades information. ... House Of Hades Rick Riordan First Chapter of /Manual. Percy Jackson And The Sword Of Hades Percy Jackson And. [8].
Date added: October 28, 2014 - Views: 1
The words rendered hell in the bible, Sheol, Hades, Tartarus, and Gehenna, shown to denote a state of temporal duration. All the texts containing the word examined and explained ... house is called, in some parts of England (particularly Cornwall), heling, to this day, and the corers of books ...
Date added: December 11, 2012 - Views: 6
the foundations of Hellenistic astrology. I will demonstrate how this scheme ties together a number of early astrological concepts, ultimately appearing to act as the motivation for some of the significations ... • The 2nd house is referred to as the "Gate of Hades"
Date added: May 3, 2013 - Views: 18
Series at Guided Reading Levels (Fountas and Pinnell) Levels F - W F-H I J K L M N Biscuit ... Little House Wimpy Kid Help! I'm trapped… Emily Windsnap Hank Zipzer Something Wickedly Weird Narnia Sammy Keyes . Author: SSD Created ...
Date added: October 9, 2012 - Views: 38
Love Lifted Me Recovery Ministries http://www.loveliftedmerecovery.com QUESTION: What is the difference between the Lake of Fire and Hades? ANSWER: The King James version uses the word "hell" for both the Lake of Fire and for
Date added: September 24, 2013 - Views: 5
the budding relationship between Hades and Persephone and the intricacies involved in learning how to deal with another. ... final story deals with the men of the House of Atreus. Agamemnon and Menelaus are brothers who have
Date added: May 8, 2013 - Views: 85


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A rainy day fund can be a financial life preserverMarch 24,2013Its always good to have supporting documentation to back up the conventional wisdom.
Using data collected during the Great Recession, the FINRA Investor Education Foundation has produced some compelling evidence of what happens to people who dont have a rainy-day fund for emergencies.
Households that experience an income shock and have emergency savings are predicted to have a 9 percent chance of making a late mortgage payment, compared to 28 percent for households that experience an income shock and do not have emergency savings, wrote Gary Mottola, author of the report.
Not only that, youre nearly twice as likely to be involved in a foreclosure if you dont have an emergency fund.
Some households are obviously more vulnerable than others. Those with incomes below $50,000 were 43 percent more likely to make late mortgage payments than their more affluent counterparts. Having dependents increased the likelihood of late mortgage payments by 48 percent.
Its not that any of this doesnt make sense. If you arent making much money compared to the cost of living, its hard to save. If you have children, their expenses also make it difficult to save.
There are a lot of organizations trying to assess how well people manage their money or make sound financial decisions. In a working paper for the National Bureau of Economic Research, Annamaria Lusardi looked at how financially capable Americans are.
Not so much.
The findings from this survey paint a troubling picture of the state of financial capability in the United States, Lusardi wrote. The majority of Americans do not plan for predictable events such as retirement or childrens college education. Most importantly, people do not make provisions for unexpected events and emergencies, leaving themselves and the economy exposed to shocks.
We know that for many people, a drop in their income or an unplanned expense can hit hard. In its latest Assets and Opportunities Scorecard, the Corporation for Enterprise Development found that nearly half of households equivalent to 132.1 million people are considered liquid-asset poor, meaning they lack the savings to cover basic expenses for three months if unemployment, a medical emergency or other crisis leads to a loss of stable income.
I know what youre thinking. Really, they have to study that people need a rainy-day fund. Isnt that common sense? Dont people know they should save in case of an emergency?
Yes, many do. Still, I like providing proof and, more importantly, a drumbeat of reminders that if you can manage to stash some cash, when a financial tragedy happens such as a divorce, health issues or, of course, job loss, you have some money to tide you over.
While experts have long stressed the importance of rainy day funds, our study controls for other variables and isolates the positive effect that emergency savings can have when encountering a financial crisis, said FINRA Foundation President Gerri Walsh.
For example, having rainy day savings can offset the increased risk of late mortgage payments for low-income households with children when they experience an income shock, she said. In short, rainy day funds can benefit households that are vulnerable to mortgage problems. Because the data we used was taken during the largest housing downturn in decades, we know that rainy day funds work in a financial storm.
So I asked Walsh: What now? What should people do with these findings?
Act, she said.
If you havent already, automate the way you save. Have money withdrawn from your paycheck much as you do your taxes to build up your emergency fund. Keep it separate from the accounts you use to pay your monthly expenses. This has certainly helped people save for retirement and even college.
If more Americans could automate the funding of a rainy day fund, such as through payroll deductions to a separate bank account, then we could extend the automated model to foster emergency savings, Walsh said.
But we understand. The economy is still tough. You may be facing a furlough or perhaps you just found a job and youre playing financial catch-up.
Many families are having trouble making ends meet, and for some families accumulating a large rainy-day fund is just not realistic, she said. But even saving $10 a week for a year could help you fix your car if it breaks down. Even a small emergency fund is better than nothing.
Let me put it this way: It recently rained heavily where I live and all I could find rushing to get to my office was a small umbrella that kept collapsing when the wind kicked up. I got wet. But I didnt get drenched.
Michelle Singletary is a financial columnist for The Washington Post.MORE IN National / World BusinessNEW YORK The stock market stayed at record levels on Monday as investors remained confident... Full StoryLOS ANGELES Against the team of hackers, the poor car stood no chance. Full StoryNEW YORK A procrastinators holiday wish come true: Presents ordered at the last minute can now... Full Story
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No two smiles are alike! Have some fun with our smiley face stickers and bring the joy everywhere you go. Our large pack of metallic puffy 1/2" smile stickers comes with 12 sticker sheets, each with 39 assorted smile stickers. Our smile sticker assortment comes with 12 sheets of smile stickers per pack, 468 stickers. Please order in increments of 1 pack.
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Most my students love these faces. For kiddos, there are only 2 inappropriate ones: "acid house" and the joint smoker. Remove these 2 stickers before students find them. For adults, all are groovy.
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Invite friends and family over for a Hanukkah celebration! Decorate the party space in blue, white and silver and serve traditional foods while making memories.
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Elizabeth Hawes's passionate pursuit of Camus began with her college thesis. A biography-memoir, Camus, a Romance reveals the man behind the famous name: the French-Algerian of humble birth and Mediterranean passions; the TB-stricken exile who edited the World War II resistance newspaper Combat; the pied noir in anguish over the Algerian War; the Don Juan who loved a multitude of women; the writer in search of a truer voice. These form only the barest outlines of the rich tapestry of Camus's life, which Elizabeth Hawes chronicles alongside her own experience following in his footsteps, meeting his friends and family, and trying to enter his solitude.
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|Koedoe, with the subtitle 'African Protected Area Conservation and Science', promotes and contributes to the scientific (biological) and environmental (ecological and biodiversity) conservation practices of Africa by defining the key disciplines that will ensure the existence of a wide variety of plant and animal species in their natural environments (biological diversity) in Africa.
Editor-in-Chief: Llewellyn C. Foxcroft, South African National Parks, Conservation Services and Centre for Invasion Biology, Stellenbosch University.
Financial support and affiliation: South African National Parks (South Africa).
Special Issues
|Conference: IUCN World Parks Congress, Sydney, 12-19 November 2014. Read the latest news.
Conference: Koedoe Vol 56, No 2 will be given on flash drive for delegates at the IUCN World Parks Congress. Keep a lookout for it! The publisher wish to thank the Guest Editors and all contributors.
Free download of book: In occasion of the World Park Congress, the Springer, has generously offered to provide a free download of the book 'Plant Invasions in Protected Areas'. This offer is valid for the next 4 weeks.
|Tourism and protected areas: A growing nexus of challenge and opportunity
Guest Editors: Stephen F. McCool, Anna Spenceley
Vol 56, No 2 (2014)
Published: 2014-06-24
Strategic Adaptive Management
Latest articles
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Impact of elephant on two woody trees, Boscia oleoides and Pappea capensis, in an arid thicket-Nama Karoo mosaic, Greater Addo Elephant National Park
Marietjie Landman, Angela Gaylard, Thando Mendela, Graham I.H. Kerley
Vol 56, No 1 (2014), 3 pages
|Published: 2014-11-17
Plant nematodes in South Africa. 12. Checklist of plant nematodes of the protected areas of the Eastern Cape Province
Mariette Marais, Antoinette Swart
Vol 56, No 1 (2014), 3 pages
|Published: 2014-11-17
|Short Communication
Soil water retention curves for the major soil types of the Kruger National Park
Robert Buitenwerf, Andrew Kulmatiski, Steven I. Higgins
Vol 56, No 1 (2014), 9 pages
|Published: 2014-11-10
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Meet Jonathan Pitre 'Butterfly child', the strongest young man in the world!
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Ask A Sacramento Expert: Ideas For Hostess Gifts
Teresa Dawson of Over The Top Events uses chalk paint, personal photographs and trips to Sacramento farmers markets to create fun, inexpensive and thoughtful hostess gifts.
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I am Glinda's daughter and JoAnn's niece. I'd love more information on the Jonathan Seamans you found who was born in Tennessee in 1792 or 1795 and married in 1815. We have his name, and we're trying to determine where he came from ... mother and father, etc.
Thanks for any information you might have!
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Love Story, The EndOn November the fourteenth, after things had been thought about, parents had been talked to and friends consulted, Miss Main Character and Mr SpongeBob Belt were officially going out.Miss Main Character and Mr SpongeBob Belt were perfect despite age.And Miss Main Character often looks back and thinks of all the brilliant times they spent together, going out, and not.Spring harvest, 2008/9Soul Survivor 2008Slum Survivor 2008London MCM ExpoTheir BaptismAnd her favourite.Lying on the grass. The sun burning her cheeks and her nose. Her head led on her chest like it had been on the night of their first kiss. Being able to feel the rise and fall or his chest as he breaths, and his heart beat joining in with perfect rhythm.Just lying on the gMiss Main Character realises the tiniest things that helped them form such a perfect relationship.She also realises the only day in all she ever knew Mr SpongeBob belt
she thinks he only ever wore it the day he met her.Miss Main Characte
Love Story, Middle, Part twoSoul Survivor was uplifting as before, if not more.And Miss Main Character thought it couldnt get any better.But unlike last time, when Relevant was C.h.e.e.se and was run by Jenny and Alex Relevant was now run by Phil and April, we had a bigger group and for meal purposes we joined with another youth group just to share and organise meals but at this time in life Mr SpongeBob belt didnt enjoy socialising and Miss Main Character to be perfectly honest was still a confidence wreck when it came to total strangers so they began to make excuses for missing lunch and dinner.A seminar ran over.They wanted to be early to a workshop.Ect. Ect. Ect.And sometimes these were true, but a lot of the time they were going off to the food court, or the ToolShed (Market) or the Furnace, and as they did they got closer and closer. And when you spend a whole week living with something and enjoying their company strong friendships are formed.But lets be honest hear, Miss Main Character i
Love Story, Middle, part OneThroughout that year Miss Main Character continued to change, she even got the confidence to get herself on stage and managed to win a drama, music and dance prize with her beloved group, where she began to particularly like the Main character, lead singer and choreographer. She was funny, she was brave, and she worn Pyjamas in front of the whole school.Also shed began to befriend someone who was a little opposite the spectrum to herself, at the time she enjoyed to dub her French Buddy, or Little Chav, but Miss Chavette in the present day is Miss Gothica, and hasnt spoke a word of French since year 9.But their friendship holds strong.But as the school year run around and Miss Main Character turned fourteen she continued to go the Relevant, each and every Wednesday evening, rain or shine. And she continued to grow closer to these people.But soon the school year was nearing its end and Miss Main Character faced something that really affected her at that time of year
Love Story, the BeginningA story has a beginning, middle and an end.And so does this one, as does every other one.Ill make it short, but bare with me, this takes a lot to get it onto paper.Now to think
I honestly dont know when it started, this story is a series of events that happened and only when I look back to I realise the significance.And just so you know, this story was once long but Im cutting it down a lot.Right.Lets get on with this!Once upon a time there was a girl who had recently lost all confidence, shed been rejected by her group of friends and her only theory of why theyd left her was there must be something wrong with me at the time this girl was thirteen, but she wasnt completely alone, she had a very close friend who she saw as a sister. If it werent for that friend, our main character would probably not have been able to cope.Our main character had issues from that point on, and still suffers from scars of that time, but not


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