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Company is investing in talent in Cumbria for the long term
Last updated at 12:33, Tuesday, 27 May 2014
SIEMENS Subsea – one of Cumbria's largest employers – is aiming to stay at the top of its game by putting a big emphasis on investing in its talented young apprentices.
Siemens has a strong presence in the North West, employing more than 2,000 people including 420 at its state-of-the-art plant in Ulverston.
However one of the firm's big bosses has said the key to maintaining and expanding its Cumbrian presence lies in investing in apprentices, and training talented young members of staff.
The Ulverston business prides itself on its position as a world-leading manufacturer and to keep at the top of its game means a continuous investment in existing and future talent.
Wayne Singleton, human resources business partner for Siemens Subsea, revealed to Energy Cumbria what he sees as the challenges and opportunities in meeting the needs of the thriving and growing business.
How is Siemens addressing the skills gap?
"Training and development and long term staff retention is a number one business priority and core cultural element of our business ethos.
"The region faces a major engineering skills shortage and we need to take a holistic and long term approach to managing how we will meet needs in the future. We know that we need to invest in existing employees as well as new employees.
"We have been successful to date – over half of our workforce has over five years service, but we do not rest on our laurels. We have to invest in our long term future talent pipeline."
How important are apprenticeships to the success of the business?
"Siemens has a much-prized apprenticeship scheme across the UK, with around 400 apprentices on the current scheme. With the new intake of 13 in September there will be 36 apprentices on the scheme in Ulverston at various stages.
"Apprentices are integral to the business and given responsibility from the earliest days on the factory floor and across all areas of the business.
"Factory tours are also often led by the apprentices, who show the many visitors to the site each year how the subsea connectors and other products are designed, manufactured and distributed to Subsea's global customer base.
"Siemens is also pioneering Higher Apprenticeships, and was in fact one of the first major manufacturers in the UK to focus on this group of school leavers. In 2012 the Manchester based Siemens Energy Transmission business brought in seven Higher Apprentices.
"Siemens Subsea is piloting its first Higher Apprenticeship programme in its engineering and technical department this September, and the successful candidate will start alongside the 13 other apprentices joining the programme."
How do you develop current employees?
"The team is currently working on a programme of development for employees with current, or future, supervisory or management responsibility.
"Over 30 employees are earmarked to study NVQ qualifications through the Institute of Leadership and Management; around eight managers will be supported in undertaking the level 5 Chartered Management Institute qualification, and eight employees will undertake an NVQ in storage and warehousing.
"Dozens of employees took part in the Keswick to Barrow walk – and many similar activities have happened or are planned."
Do you collaborate with other businesses?
"It isn't just about Siemens as a business. It is about the success of manufacturing and engineering for the whole region. Other local employers face similar skills challenges and so it requires a collaborative approach.
"Siemens works closely with other engineering organisations and businesses to address the skills gap, including STEM (science, technology, engineering and manufacturing) and talent management initiatives.
"It also plays an active role in the local business community to help promote the region and encourage inward investment. The Barrow Engineering Project is a good example of this collaboration.
"This was set up by the Royal Academy of Engineering originally to encourage young people in Barrow to consider roles in Engineering, and has had a fairly profound impact over the course of the last five years.
"Companies like Siemens and BAE have been actively involved and there is no doubt about the impact of the programme in raising awareness and interest in engineering. This is a great example of collaboration between public and private enterprise.
"The BEP was the main driver behind the Furness Education & Skills Partnership. The FESP has been effective in encouraging young people to consider STEM subjects. In the five years since it was established it has provided over 25,000 opportunities for local student participation in engineering activities, involving over 30 employers, including BAE Systems Submarine Solutions, Siemens, GSK, Vattenfall and many others."
What's in store for the future?
"Our business is successful and growing and we will continue to invest in the future – in our infrastructure, products, innovation and most importantly our people.
"Everyone recognises that Cumbria has a rich industrial heritage as well as its wonderful lakes and countryside.
"The region has great potential and we will continue to play our part in promoting the manufacturing and engineering credentials of the area to the next generation of employees.
"We are very proud to be here."
First published at 09:28, Wednesday, 21 May 2014
Published by http://www.nwemail.co.uk
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My frustration for this week….none. This week has been an excellent week. I have been slightly busy. Trying to get one post about Mental Health Awareness completed each day is a bit of a challenge, however, so far I have managed it.
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Girls in Tech hopes to reach women in technology around the world with increased opportunities to ask for and receive raises from their employers. SAN FRANCISCO, California – Girls in Tech, an international organization focused on women in technology and entrepreneurship,
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A great chunk in the middle of Botswana is occupied by the Central Kalahari Game Reserve
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How many people would consider a youth hostel to stay in before/after a big race? I stayed in the hostel in Edinburgh and was in a shared dorm. with other marathon runners, and enjoyed talking running with them. If you are staying with family, then there are private ensuite rooms that you can book.
Andy, a quick look at the availability at Brighton youth hostel showed there were private and shared accommodation.
I have run two marathons, Brighton and Edinburgh. Comparing the two, Brighton was the better one. It had a much better expo, pre-race drinks/gels, and also the finish was an event to itself. I felt Edinburgh's lack of post-race atmosphere keenly, and was not sure of the direction of the baggage or toliets at the end, although I did find them fairly quickly.
If you ask me what was the better event, I would say Brighton without hesitation. But Edinburgh was well organised (despite its ridiculous stance in printing the results initially). I would pay more for Brighton, but the things that made it better are an added on and not essential.
I have to agree that Labour aren't looking government-material. And the Blair government encouraged PPP, thereby making public bodies borrow money at an inflated cost and being tied in a contract that heavily favours the private businesses.
But the recession was not totally down to the government of the time. You could even argue that a Labour government would have much better than the Con-dems in recovery. That policies have been made because of the Conservative ideologies has been admitted by them. They want austerity policies to be made permanent. So the poor, disabled and young will lose out. That is not a Britain that I want.
Will Labour be better than this government? It can't do much worse.
Occams kat, I think you are on the wrong thread. What are your ideas on pay and equality in Britain?
I pleased that there has been a lot of discussion. I know no-one is going to change their minds, though. I read arguments against the ideas that I believe, and they did not persuade me Some have even taken it as an opportunity to take the mickey.
But I am encouraged that some take the opinion that society needs to be fairer to be prosperous, and maybe we will not get a Conservative government in the May general election!
Ideally all the schools should be good. Even I am not telling anyone what they should be doing or where they send their children.
But maybe it is not a good idea for a democracy if most of the government (and MPs) all have gone to the same few schools.
So, as a Project Manager, you are probably overpaid.
Dave, what do you do for a living? I would genuinely be interested to know.
Dave, I was arguing that in this country, like most others, some are 'more equal than others'. The people in the top positions are far more likely to have had parents who gave them an advantage.
You wouldn't believe it, but I do have a professional job! In the public sector!
I went on the march, and it was good to see so many unions and professional bodies united to show that we are against the pay freeze, and against this imposed austerity. A lot of workers marching were in jobs that put them in the frontline, and saw for themselves real poverty and hardship (social workers, nurses for example).
I'm glad some of you believe that our society has equal opportunities, and that if a person works hard they are bound to do well in life. I believe that some people have an advantage throughout life due to their parents' wealth. But, really, I am not envious of them. Rather, I would like everyone to have a good education, decent housing, access to the best the NHS can give them, and support when they fall on hard times. And Britain can afford this if everyone pays their way.
And, yes, I would like FAIR PAY, NOW.
I don't think supporting policies that promote equality is the 'politics of envy'. A more equal society is a happier society. Less social problems.
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What is the purpose of an Extra Long Shower Curtain
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Hence, it can be said that shower curtains that are of extra length are not just for the purpose of making your bathroom look neat and tidy but also for decorative purposes as well. You have to bear in mind though that since the product comes in different textures and materials you have to make sure that you get exactly what you need. If you want a shower curtain that dries up really fast, then you can get the one made from nylon. Extra long shower curtains that are made from nylon are good because since it dries up really fast it gives no room for mildew growth. Some curtain materials are very susceptible for mildew. You do not want to end up buying more shower curtains than you are supposed to, right? Do not forget the shower liner as well. It will make your curtain look really nice.
Where can you get an Extra Long Shower Curtain?
These extra long shower curtains are not available in most stores. It is actually hard to find one that sells them. In order to get these curtains, you might want to do a bit of a research in finding some local or on-site retail stores that have them. Online stores might be able to help you as well. The Internet will give you the exact location of a particular store or website where you can purchase your own set of extra long shower curtains. Do not forget to look for stores that will give you huge discounts as well. There are lots of retailers that offer low prices. Look for clearance sales as well.
Kids Bathroom Decor
Kids Bathroom Decor Ideas
Do you have difficulty asking your children to take a bath or have their shower because they do not want to? Well, you are not alone. There are many parents out there that are having troubles trying to get their children have their bath. This is because kids would rather play in the mud and keep themselves dirty than have a nice shower. But this problem has a solution. All it will take is for parents to enhance their imagination and spice up the bathroom time for the kids. How to do it? Bathroom accessories will definitely help you get going with it.
Kids Bathroom Decor Tips
Here are some useful bathroom decoration tips you can take advantage of in remodeling your kids' bathroom.
Kids Bathroom Decor Tip #1:
Use unisex bathroom decorations. If you have kids of the same gender then you need not worry about what theme you will have to use. If you have boys then you can use some rock star musical theme as your main decorations. With this kind of accessories in your bathroom you can be assured that your kids will be encouraged to take their baths and shower daily. And at the same time, you are encouraging your kids to become inclined to music. Positive reinforcement and training and they do not even have a clue. There are lots of washroom accessories with musical theme that you can purchase from online and on-site stores. Posters, toys and fixtures that have musical instruments and notes will be the best choice for you. Also, you can also use superheroes bathroom accessories to enhance your kids' imaginations. However, if you have girls you can use doll collections, pink fixtures and cute pictures to go with the bathroom. The key is imagination and learning. But remember that if you have girls and boys stick to what interests your kids.
Kids Bathroom Decor Tip #2
Make the bathroom grow with your kids. It cannot be denied that your kids will grow sooner. Hence, do not limit yourself but rather let your imagination run wild in terms of remodeling your kids' bathroom. Once you see that your kids' interests are changing it is a key signal for you to start remodeling the bathroom. You have to remember that bathroom accessories go hand in hand with your kids' passion. Once it changed, you definitely have to change your decorations too. Accessories such as bathmats, knobs, curtains, towel rack and even toothbrush holder must be changed in such a way that it will reflect your kids' passion.
There are also toilet seats that are custom made and have cartoon prints on it. In this regard, it is highly recommended to avoid using bathroom accessories that might be hard to change such as wallpaper among the many others.
The perfect bathroom for your kid is not a hard thing to achieve. Let your imagination go freely. Plan ahead. Know your children. Take time to know what are their likes, passion and interests and take it from there. You will be amazed as to what you can really do in your "remodel your kids' bathroom project". Great kids bathroom decor can mean a much more enjoyable time in the washroom.
Bathroom Vessel Sinks
Bathroom Vessel Sinks can be a fantastic addition to your restroom
Bathroom vessel sinks are popular trend in bathroom renovations nowadays. The installation of vessel sinks in your bathroom will definitely transform your place to a contemporary style from just a simple and plain traditional theme. Modernity is what makes bathroom vessel sinks in demand. It does not only save spaces in your bathroom but more so the elegance that comes with it. Huge establishments and offices are now using vessel sinks for their washroom. Believe it or not, it can really turn heads.
The vessel sinks that are being sold online and in stores come in different variations which include various shapes, sizes and materials. If you do not know yet what you want for your own bathroom then read on and find out what is the best choice that you can make.
Glass Bathroom Vessel Sinks
This is probably one of the funkiest bathroom vessel sinks that you can use. The product is apparently design to have a few hollow and small openings that allows the owners to pour pebbles, marbles and even water to create a dazzling effect. It is easy to design as well since it is glass, you can buy any kind of bathroom accessories to go along with it. You can actually get wooden accessories, oil brushed nickel and any other accessories and it will perfectly match your glass vessel sink. If you are into Asian renovations and structure, you can perfectly match your glass sink with an astonishing waterfall faucet. It is all up to you to create your own ambience and theme in your bathroom. As has been said, it will go along very well with any other bathroom accessories that you may want to install and incorporate into your bathroom. In terms of maintenance, glass vessel sinks are easy to clean. All it will take is a rag and a glass cleaner. You just spray a decent amount of glass cleaner and wipe it and your sink will be sparkling in no time. An extra amount of care must be observed though. Glass vessel sinks is very susceptible to breakage. Make sure that you will not drop heavy things on top of it or you will be in need to have another sink installed in your bathroom.
Stone Bathroom Vessel Sinks
This type of sink is usually made from marble, onyx, travertine and granite. Stone vessel sinks are generally heavy because of the materials from which they are made from and they are more traditional in nature. As far as the vessel sinks are concerned, products made from stone are quite more expensive as compared to the other type of sinks. But it depends on the choice of material. It needs proper caring as well. You have to make sure that a routine sealing is being regularly done in order to prevent the accumulation of stain which will eventually ruin the beauty of the sink.
Porcelain Vessel Sinks
If you are on a tight budget but still want something classy and elegant in your own bathroom, you can get yourself a porcelain vessel sink at a very affordable price. It comes in different colors as well so you would not have to worry about getting the traditional porcelain white vessel sink.
Bath Gift Sets
Finding and Giving Wonderful Bath Gift Sets
There are some really enticing and wonderful bath gift sets. These great and sometimes cheap bathroom accessories sets can be in a huge multitude of colors and fragrances. These great items contain a ton of great bath and shower time items. You can find one of these as bath sets available at many locations all year long. If you are looking for a themed set, there may be some restrictions. You can find so many kinds of these great gift sets that you may become overwhelmed. If you are thinking of a person who would like one, you will most likely find something they will love easily. Don't hesitate to look into some of these great gift giving ideas the next time you have a gift to give. You can give a gift like this for any occasion or even no occasion at all. Women and men of all ages love these great restroom gift collections. You can find something for yourself as a treat for anytime as well.
Oil Rubbed Bronze Bathroom Accessories
An Overview on Oil Rubbed Bronze Bathroom Accessories
What do these Sets Usually Consist of?
If you want to update your bathroom, some of the Oil Rubbed Bronze Bathroom Accessories consist of the things listed below. You may not need all of them for your restroom but if you do, it may be cheaper to buy them in a pack of accessory sets from various retailers;
- 18 Inch / 24 Inch Towel Bar
- Bronze Toiler Paper Holders
- Towel Ring, Towel Rack or Towel Bars
- Robe Hook
- Soap Dish
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Other Essentials that you Shouldn't Forget
If you are going for a bronze finish, you may also need the following items to ensure that you bathroom becomes an absolutely wonderful and relaxing place for you.
- Bath towels
- Oil Rubbed Bronze Cabinet Knob so that you can match it up to everything else.
- Bronze Vessel Sink Faucets for your sink. This may be glass or copper.
- Shower Curtain Rod – An example is the 48″ curved shower curtain rod which can be reduced by cutting of each end.
- Shower Caddy Poles – an example is a 2′ extension pole accessory by Frontgate.
Example of Bronze Bath Accessories
Oil-Rubbed Bronze Bathroom Faucets
Most of these types of bathroom accessories are crafted from brass for lasting durability. When purchasing these, you want ideally something that is ADA compliant.
To find out more on each individual item and get a product's description, please click on the image (new browser window will open).
Bronze Shower Caddy
A bath caddy is a great way to store items as you are about to take a shower. Depending on what your use is for it, you can either buy one that is only a single shelf or a triple-tier one that is wall mounted.
To find out more on each individual item, please click on the image (opens new browser window).
Why use Oil Rubbed Bronze Bathroom Accessories?
Available in wide selections. Regardless of your preferences and styles, the oil rubbed bronze bathroom accessories come in different forms and styles that will definitely suit your needs. There is definitely a wide selection of oil rubbed bronze sets for your bathrooms. All you have to do is make a decision as to what kind of accessories, fixtures and fittings that you want to install in your washroom. The good thing about this kind of accessory is the fact that it never goes out of style. If you have cabinet hardware installed in your bathroom, this oil rubbed bronze will easily blend well with the cabinet and will definitely fit in the bathroom. There are also different bathroom faucets that are available. You will not have any problems in coordinating what you have already installed in your shower room if you will go with this classic yet very sophisticated accessory for your needs.
A specialist company like Moen for example have an array of fixtures such as shower fixtures, faucets and all kinds of accessories we have mentioned above. One of their most popular bronzed collections is the Moen Kingsley and the Moen Brantford. Prices may very but buying a product of this quality and brand name will mean its never going to be cheap. However, if you do start shopping around online you will be able to find prices from other stores, needless to say you may be able to find some bargains.
Versatility: It cannot be denied that bathroom remodeling project can be a very tiring task. But more than that, it is a very costly. Admit it or not, once you decide to renovate anything you have to change lots. Say you are going to renovate your house. Doing so might involve changing your floor tiles, your wallpaper, your kitchen floor and your carpets. With this activity comes changing the decorations as well, right? If you are going to use bamboo floors you do not want to use any French or Modern style decorations and furniture as it will definitely not complement each other. You need to have a house in which everything complements each other. The same principle goes with your bathroom remodeling. Oil rubbed bronze bathroom accessories such as bath faucets, towel bars, robe hooks, and toothbrush holders among others will definitely go well with the other decorations and stuff that you have in your bathroom as well as add a great deal more functionality. You do not have to change a whole lot and you can definitely make a comprehensive set of savings in the process. You can actually mix and match these accessories with what you have without having to worry if they will compliment or not and still make it look incredible. A few decorative pieces and features such as curtains can make the room look not only beautiful, but one which is a combination of your own uniquely designed construction.
Good for your Health
Surrounded by such beauty and tranquil environment can only be a good thing for your health. Just imagine laying in a tub of hot water appreciating all the small but important details of your bathroom which you built on your own? You could even put up a glass shelf for books so you can catch up on your reading while you relax. Every time you enter this room, looking at the decor, the fixtures, fittings, the shelf with all those lovely soft towels will be nothing but comforting.
Read Customer Feedback and Product Reviews on Oil Rubbed Bronze Bathroom Accessories
Before you embark on buying any bath accessory sets, it may be worth you reading some of the reviews as well as a detailed product description before you part with any money. At least this way, you have access to the retailers product information and also some realistic customer feedback. This is definitely helpful as you can often overlook things which others may make you aware of. Also be aware of shipping rates on orders.
Another company is DecorSuite who are a specialist in bath hardware and things like faucets, bath tubs and other accessories.
If you do like the product don't forget to write a review so others may benefit from your purchase.
If you would like to know more about other related items, feel free to browse the site or email us. On a final note, many people are now using oil rubbed bronze bathroom accessories because of its affordability, versatility, convenience and also the fact that it looks incredibly classy.
Brushed Nickel Bathroom Accessories
Brushed Nickel Bathroom Accessories – The Lowdown
A classic looking bathroom is already out of fashion. If you take a look at the bathrooms of many famous celebrities in Hollywood you will be amazed as to how "modern-looking" and contemporary these bathrooms are. The trend in bathroom remodelling has emerged in the past years. With each passing day, the bathrooms have become more and more modernized as far as the ""rich" and "elite" people are concerned. But the secret behind such modernized bathrooms is not about buying expensive bathroom accessories but rather on choosing the right products. Do you want to have a modern looking bathroom that will not cost you a fortune?
Bath Towel Sets
Showing Style with Bath Towel Sets
You can find bahroom towels to match any décor. There is no wrong color scheme when it comes to your own private bathing sanctuary. You can get towels that are simple, non-color, and bland for easy cleaning and matching. Some people prefer to accent their bathroom with vibrant or designed towels that really bring a bathroom alive. You can even get designed towels showing your love for style or any number of other things. There are even joke towels saying phrases or making statements. You can get specific sets that are decorated as pinup posters or company logos. These particular towels make great additions to any washroom by making the space almost that of a poster or art piece. If you decide to stay within your home town and look for towel sets you will find something great but not necessarily unique to your area.
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Bathroom Vanity Sets
If you feel like it might be time to change your home décor, but you are concerned about the budget, maybe you should try to spruce up a small area first. The bathroom is a highly-overlooked and underappreciated room that could always benefit from a minor remodel. Aside from overhauling all of your fixtures, retiling the floor, and repainting the walls, you could also consider taking it one step at a time. Perhaps you could start by installing new bathroom vanity sets, which could be much simpler and a whole lot cheaper and still give you the result you are after.
Shower Curtain Sets
Enhance Your Restroom with wonderful Bathtub Shower Curtains
When you are looking to remodel your home, there are often little things that you can do to change the atmosphere without having to making drastic changes to the foundation. Sometimes, all you need is a basic redecorating to achieve a new look and feel. This can save you not only a lot of money, but all of the time that you will have to invest. For instance, maybe all you need to do is put up a fresh coat of paint and look at some new shower curtain sets for your bathroom. You might be surprised at the big results that can come from little changes.
Bathroom Rug Sets
Imagine starting your day by getting out of the shower or bath and stepping onto a cold or slippery bathroom floor. That's not only uncomfortable, but it's also hazardous and messy! Bathroom rug sets offer you and your family a stylish way to stay comfortable, safe, and clean. And you can use your keen eye for detail to choose from a myriad of colors and patterns that will make you feel pampered when showering or bathing. Bathroom rugs are warm, comforting, and sturdy. And they are an inexpensive way to decorate your bathroom as well.
Bathroom Towel Bars
You've put a lot of thought, time, and expense into decorating your home so that it reflects who you are. One place you don't want to overlook is your home's bathroom. Putting the finishing touches on your home's décor often begins in the bath, and no bathroom is complete without bathroom towel bars. They are important as both a functional and decorative accessory, and towel racks and holders come in many styles that let you put your own personal stamp on your bathroom. In addition bath towel bars can be easily installed to accommodate your family's needs, whether you need a sturdy, non-rusting stainless steel design or whether you want to accommodate a busy bathroom with double towel bars or racks. The great thing is that these aren't the stodgy, forgettable bathroom accessories of yesterday. Today's designers and manufacturers offer styles and choices that fit your tastes and needs whatever your taste or budget.
Kids Bathroom Sets
Kids Bathroom Sets Ideas to get you thinking
Whether you have purchased a new home, or are enhancing the décor of your present one, decorating for your children can feel like a daunting task. Kids bathroom sets are a fun way to personalize your children's washroom to their unique and changing tastes. And when considering the right accessories, there are many choices to consider. It's easy to be creative for girls or boys bathrooms, or for a children's bathroom that is shared by both. Kids bath accessories come in many styles and colors, and can often be chosen around a theme that makes bath time fun and exciting for your offspring. It's important to not overdo the design, and to incorporate choices that can easily be updated as your children grow and their tastes change.
A Timeless classic: Disney Mickey Classic Cool Shower Curtain
Why are Kids Bathroom Sets so Important?
Your children's bathroom is an important personal space that can help nurture them and reinforce that special family bond, and personalizing your kids bath accessories with well-chosen kids bath towels, bath rugs, and shower curtains is a wonderful way to make them feel a sense of ownership and pride in their special part of the home. Remember that every item in a child's bathroom can be customized – from toothbrush holders in fun colors to bath towels and rugs that reflect your child's taste in movies, sports, or popular culture. And often kids bathroom sets are readily available for purchase that are grouped by popular themes. Boys' bathrooms might reflect more bold and extravagant colors and themes, while girls' may be designed in softer, more pampering colors.
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Bath accessory sets often provide fun and detailed items, from soap dishes and toothbrush holders to shower curtains and bath rugs that are as functional as they are fun. And once you have customized the décor for your child, bath time goes from being a chore to being an activity your child will look forward to. And bath accessory sets are also a budget-friendly way to customize your child's restroom. By sticking to basic wall colors, you can easily update shower curtains, bath rugs, and your kids' bath towels as they grow up and their tastes change. Best of all, it doesn't take a huge investment of your time to update your child's bathroom. It can be done with a quick visit to your favorite department store or mall.
Creative Bath Squeaky Clean Rubber Duck Bath Accessories, Bath Mat
Your children will appreciate your efforts too. They'll feel a special bond that will last a lifetime, and by personalizing your child's bathroom with kids bathroom sets, you'll help them develop their own individuality and style. And that will reinforce their confidence and enhance their feeling of family. It's a great way to let your child have their say in how the home looks. And bathroom accessory sets come in as many choices and styles as your kids can imagine. They're also a great way to keep your child safe in the bathroom, which gives you added peace of mind when your kids are busy having fun in a bathroom that really feels like home!
Bathroom Accessories Sets Ideas
The key to making any house a home is finding unique ways of expressing yourself. It doesn't matter if you live in an apartment, loft, or house, your personality should shine through. There are a many different ways that you could do this, from restoring old furniture to coordinating fun and expressive bathroom accessories sets, to coordinating the colors of your bedroom to match the kitchen. Read the rest of this entry »
Chrome Bathroom Accessories
Chrome bathroom accessories are versatile and can dress up the appearance of every room that they are used in. They blend well with all color palettes and wallpapers, making it easy to update or to change the color schemes without having to worry about the additional expense of changing out the hardware as well. Read the rest of this entry »
Modern Bathroom Accessories
Modern Bathroom Accessories Can Really Spruce Up an Old Restroom
It is amazing how pulled together and up to date a bathroom can become with just the addition of a few modern bathroom accessories. The finishing touch for the contemporary bathroom in a sleekly modern home is to fit it with stainless steel, porcelain, and glass accessories. Glass can be frosted, smoked or brightly colored. All those forms have a sleek finish that complements the cool, bold look of stainless steel accessories. Glass is wonderful to clean and can be kept sanitary with great ease.
Contemporary Bathroom Accessories
Gone are the days of uniform white tubs, plain sinks and everyday bathroom toilets, hidden away in a room just slightly bigger than a closet. Contemporary bathroom accessories bring color and shape options to this "necessary room". Some contemporary designs actually echo very old fashioned facilities, with modern mechanical portions and materials to keep the bathroom up to date.
Contemporary bathrooms may come decorated in a theme. They may be trimmed out in blue or pink or green, thanks to the soft line accessories like rugs, towels, curtains and shower curtains. Also available in an entire rainbow of colors and scrapbook full of designs are items such as tumblers and toothbrush holders, small china or resin boxes for cotton balls and cotton swabs. Whether you prefer soap dishes or liquid soap dispensers you can find them to match and coordinate in one of many contemporary bathroom accessories lines. A shopper can purchase light house bathroom accessories or beach bathroom accessories. For a child, or someone who likes wildlife, frog bathroom accessories are available, with either cartoon like frogs or frogs screen printed from actual color photographs. There are tremendous choices in regular stores and in online stores as well.
In addition to these contemporary bathroom accessories when you are redecorating, take a look at the newest trends in the bathroom hardware sections. Bathrooms can be fitted out in copper, stone or resin for the showers, basins, sinks, tubs. Extra large or multilevel shower heads let you feel as if you are showering in a tropical rain forest, with the wide shower heads that are eight inches across with a multitude of sprinkle holes. A contemporary bathroom may have a stone or quarry tile tub and shower surround, and a "wash table" with a basin on it, with hidden plumbing. The basins look like modern art, and can be made of hammered copper or steel or clear or colored glass.
A glass or resin shower door is easily cleaned and gives a sleek effect in the bathroom. On the other hand shower curtains have contemporary graphic designs, and shower rings can even come with attached resin sculpture or colored glass or acrylic beads to carry out a theme or a color plan. The new ring less shower curtains are a delight to use, easy to hang and remove to change out the look or clean the curtain in the wash. They snap over the shower curtain rod in just a moment with no force or effort. No need to get neck strain fastening with old fashioned hooks or to ruin a set by breaking one ring.
Contemporary bathroom accessories come in an array of new, bright colors or can be found in trendy graphics. Often contemporary bathroom accessories co ordinate with accessories through out your house, like bedding or kitchen towels as well as in the bathroom. Geometrics are very popular at this time. Round dots or rectangles of bright colors look terrific, and come in multiple color families. Contemporary bathroom accessories can be elegant or whimsical and can help you design a bathroom that is yours alone.
Discount Bathroom Accessories
It seems it is time to redecorate your bathroom. The towels are faded, the rugs are threadbare, and the room is just plain and boring. You have a little money set aside, so you would like to make it go as far as possible while redecorating. You are searching for discount bathroom accessories.
Bear Bathroom Accessories
It seems that with a bit of shopping, and some searching online, you can find almost any kind of themed bathroom accessories sets. Some people are interested in a tropical style decor; others will choose animals such as frog bathroom accessories. However, some people will want something different like bear bathroom accessories.
Black Bathroom Accessories
Whether you are looking to decorate a small guest bathroom or a larger restroom within your home, you are so fortunate to have your choice of vibrant and intense colors. You can go from a pristine white washroom with fluffy towels reminiscent of a luxury spa, or you can purchase a set of black bathroom accessories and have a formal, sleek effect. All with matching rugs, mirrors, cabinets, shower curtains and other fantastic fixtures.
Red Bathroom Accessories Sets
Red Bathroom Accessories Sets Can Really Add Color
One does not often think of red bathroom accessories immediately when redecorating, but an accessory set of this color can be very versatile. It is a color that has its place with many themes and for lots of different personalities. It looks good with neutrals or with other strong colors for decor. It makes a lovely backdrop for pastels as well. Pink is a good partner with red and gold metallic can give a Mediterranean flair to a bathroom.


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Image text transcribed for accessibility: Using an 8 times 1 MUX, implement the Boolean expression given by the minterm list, f1(A, B, C, D) = (1, 2, 5, 8, 11, 14). Use a 4-variable K-map to reduce the Boolean expression and write its SoP. Identify the prime implicants and the essential prime implicants.


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ORANGEBURG, S.C. (AP) - A student was shot and killed Friday outside an on-campus dormitory at South Carolina State University, and police were looking for four men who left campus.
LOS ANGELES (AP) - For more than a year, Justin Bieber has had more tabloid hits than Billboard hits: The singer's music career has taken a backseat to his wild boy antics, and a new arrest for a DUI charge marks a new low for the Grammy-nominated pop star.
INCLINE VILLAGE, Nev. (AP) - Firefighters hiked an hour through nearly a mile of thick brush early Friday to snuff out a small wild land blaze near Lake Tahoe, where authorities are bracing for an early start to a potentially dangerous fire season in the Sierra.
OCCUPY PROTESTER OWES OREGON CITY MORE THAN $7,000: PORTLAND, Ore. (AP) - A woman in a photograph that became a defining image of the monthlong Occupy Portland encampment owes more than $7,000 for legal expenses from her unsuccessful lawsuit against the Oregon city.
ATLANTIC CITY, N.J. (AP) - Talk about a royal flush!
BOSTON (AP) - A Massachusetts woman accused of beating and strangling her pregnant friend, then cutting the fetus from her womb, will face a jury next week almost five years after the gruesome crime.
OMAHA, Neb. (AP) - The diesel-burning locomotive, the workhorse of American railroads since World War II, will soon begin burning natural gas - a potentially historic shift that could cut fuel costs, reduce pollution and strengthen the advantage railroads hold over trucks in long-haul shipping.
COLUMBINE HIGH SCHOOL RECEIVES THREATENING CALLS: LITTLETON, Colo. (AP) - Columbine High School, where a school shooting left 13 people dead in 1999, went on high security alert after receiving a series of threatening phone calls, law enforcement said Thursday.
MICHIGAN CITY, Ind. (AP) - About 30 vehicles, half of them semitrailers, collided amid whiteout conditions in a massive highway pileup that left three people dead and more than 20 others injured - at least one critically - in northwestern Indiana, police said Thursday.
LOS A NGELES (AP) - Justin Bieber's arrest Thursday on suspicion of driving under the influence and other offenses adds his name, and mug shot, to the gallery of stars who enjoyed early success and eventually ended up in handcuffs.
OKLAHOMA CITY (AP) - Two law enforcement officers were killed Thursday when their cars collided during a pursuit in rural western Oklahoma, and the suspect died in a separate crash a few miles away, authorities said.
POULSBO, Wash. (AP) - An elementary school principal in Washington state has been placed on leave while the district investigates her use of the N-word to students.
DETROIT (AP) - Michigan Gov. Rick Snyder asked the federal government Thursday to set aside thousands of work visas for bankrupt Detroit, a bid to revive the decaying city by attracting talented immigrants who are willing to move there and stay for five years.
FLAGSTAFF, Ariz. (AP) - Captain and Tennille, the popular 1970s married pop duo that sang of sharing forever and of love keeping them together, are splitting.
MIAMI BEACH, Fla. (AP) - When he debuted five years ago, Justin Bieber was a mop-haired heartthrob, clean cut and charming. But a series of troubling incidents have put his innocent image at risk, and none more so than his arrest on DUI charges Thursday.
PORTLAND, Ore. (AP) - A young offender accused of raping a woman during a supervised group outing to a University of Oregon football game pleaded not guilty at his arraignment Tuesday in Eugene.
DETROIT (AP) - Cadillac wants a jolt from the city that never sleeps.
NEW YORK (AP) - Coke, Pepsi and Dr Pepper said Tuesday they'll work to reduce the calories Americans get from beverages by 20 percent over the next decade by more aggressively marketing smaller sizes, bottled water and diet drinks.
PALM SPRINGS (AP) - State and federal officials sought Tuesday to bring order to California's boom for renewable-energy plants in the Mojave and other southern California deserts, releasing a roadmap covering 22.5 million acres that designates some areas for large-scale solar, wind and geothermal plants and others for conservation of desert habitat and animals.
CUPERTINO (AP) - Apple's largest iPhone is selling for $100 more than its other new model, but an outside research firm estimated Tuesday that it costs Apple only $15.50 more to make the more expensive version.


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Local School Board Race Goes National
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Dina Demetrius recaps the recent local school board election, and explains just why a local election had such national coverage - including a $1 million contribution from New York City Mayor Michael Bloomberg.Then, Madeleine Brand speaks to Dan Schnur, Director of The University of Southern California's Jesse M. Unruh Institute of Politics about the latest poll results on the Mayor's race. SoCal's web team, Brian Frank and Zach Behrens, discuss the station's new election initiative "Ballot Brief."


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January 29, 2014
Police and roadside inspectors are calling for changes in how the Department of Transportation administers the truck safety program. At a hearing Tuesday before the House Subcommittee on Highways and Transit, Thomas Fuller, a sergeant in the New York State Police, outlined what the enforcement community wants in the next highway bill.
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Incarcerated rapper T.I. is counting down the days until he becomes a free man, releasing an open letter to his supporters thanking them for their loyalty.
Confirming speculation of a September release, Tip said his return is slowly approaching.
"What up world? I appreciate the continued love and support that everyone has been giving me," he wrote July 13th. "This chapter in my story will soon be coming to an end and I will be back in the flesh with you sooner than later. In the meantime I want to give a special shout out to a few particular individuals that have been sending me letters, cards, comments, tweets and just overall holding me down. A little loyalty goes a long way with me…I don't do fake sh*t shawty. So I can't thank y'all enough for keeping it 1 thousand and as soon as I'm able I WILL RETURN THE FAVOR!!! And that's on PHIL!!! I love y'all and I'll see you in September." (Trap Muzik)
Former Atlanta Falcons football star Deion Sanders recently hit up SOHH and offered his advice for Tip.
"I would definitely keep God first," Sanders told SOHH when asked what advice he would give Tip. "Sometimes we have to redirect ourselves and just put God first. Every now and then, we can't contain [earthly] desires and therefore we get lost. And then we have to be redirected by trial and tribulation. But you don't want it to get to that point. Unfortunately, it does with so many of us. Not just with athletes and entertainers like T.I., but with everyday life as well. Something has to wake us up and alarm us that life is real and you're here for a purpose. Not just to consume time." (SOHH)
Around mid-June, Tip also released an open letter thanking fans and celebrities for their support.
"What up world? Been a minute. I'd like to thank you all for the thousands of letters, cards, books, pictures and words of encouragement. I'm truly grateful. I'm sure you already know I'm nearing the end of this chapter of my life, and looking forward to taking all of the things I've learned with me while leaving all the rest of the "BS" behind. I've been tuned in somewhat to what's been happening out there. I can't even begin to tell y'all how much being on the outside looking in, having to witness all that's going on (and not going on) in the game affects me. Not being able to do what I love especially. It's like a whole other sentence within itself. But I really do appreciate all the love, respect, shout outs and salutations during this very difficult period in my life. Everybody from da homies Weezy, Killa Mike, R. Rozay my lil bruh B.o.B, Terrence J (106 & Park) and my "durty" Nelly." (Trap Muzik)
While sentenced to 11 months in jail for a probation violation last fall, Tip is currently slated to return home in September.
T.I. is coming home. The incarcerated rapper, born Clifford Harris, Jr., will be released from Arkansas' Federal Correctional Institution Forrest City Low on September 29, 2011 after completing his 11-month sentence for violating his parole. (Hip Hop DX)
T.I. and his wifer Tiny were initially arrested last summer in Los Angeles on drug possession charges resulting in the rapper serving an 11-month sentence for a probation violation beginning November 2010.
Check out some recent pre-jail T.I. footage below:


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Kukla's Korner Hockey
Drop The Gloves
by Paul on 11/04/06 at 12:48 PM ET
Comments (0)
Hockey Fights has a nice series of, what else, hockey fights! Good way to spend your Saturday.
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Fine On The Way For MacTavish?
by IwoCPO on 11/04/06 at 11:57 AM ET
Comments (0)
You've seen the call from last night's Dallas/Edmonton game? Craig MacTavish definitely noticed and probably never anticipated he'd be compared to Tim Duncan. But, stand by. Via the CP.
"It was a retarded call," Oilers head coach Craig MacTavish snapped. "There is no other explanation for it. I know he is a veteran official and at times I have found his antics humorous. But if this is the product of that there is a problem."Interestingly, the AP used the same quote...except for the first line. Theirs starts out....""I know he is a veteran official and at times..."
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Rangers Starting To Roll
by Paul on 11/04/06 at 08:32 AM ET
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from Larry Brooks of the NY Post,
It's as if the Rangers have begun to channel Fleetwood Mac, as if they're harmonizing the tune about thinking ahead to tomorrow because yesterday's gone. And maybe, just maybe, if last week's 3-1 western tour is any guide, it will be better than before.... "We may have finally tapped into something," said Tom Renney. "We showed the resiliency, resolve and responsibility required to confront the challenge of meeting certain expectations, more so our own than anybody else's."read on
Filed in: | KK Hockey | Permalink
The Keon Curse
by Paul on 11/04/06 at 08:29 AM ET
Comments (0)
from Mike Strobel of the Toronto Sun,
Breaking the Curse of Davey Keon should be a breeze. Retire his number, for crying out loud. Bring on the Cup. Well he lost his love, and his grief was gall, In his heart he wanted to stick it to 'em all, If we raise his shirt, maybe even this fall I bet he answers at last, Leaf Nation's call. Davey, Davey Keon, let's end the curse right here.more
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10 Step Program For Flyers
by Paul on 11/04/06 at 08:15 AM ET
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from Chuck Gormley of the Courier Post,
What the Flyers really need is a new direction, and so here are 10 moves I'd make if Snider gave me free reign of the team: 1. Fire Paul Holmgren: He is an honorable guy and a team player, but this club needs a clean break from the Clarke era and keeping Holmgren would be a mistake.... 5. Re-sign Peter Forsberg: He's either staying or he's going, and I want to know which way he's leaning. Forsberg keeps saying he's waiting for his reconstructed right foot to be 100 percent before he opens contract negotiations. He says the foot is not 100 percent; the Flyers say it is. Maybe, just maybe, Forsberg is stalling, waiting to see if it is worth his while to remain a passenger on the Titanic.more
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Go Out & Play Hard
by Paul on 11/04/06 at 08:08 AM ET
Comments (0)
from Bob Duff of the Windsor Star via Canada.com,
For Dan Petry, though, the media attention began right around the time the baseball world was first rubbing its eyes in disbelief at the Tigers' turnaround. Petry's son Jeff, a defenceman with the Des Moines Buccaneers of the United States Hockey League, was the Edmonton Oilers' top pick, selected 46th overall in the National Hockey League entry draft, a development that left the entire family in shock. "I don't know hardly anything about the game, so it came as quite a surprise to me," Petry said of his son's emergence as a hockey prospect. "He made the all-star/prospects game and that's when the coach said he was starting to get a lot of attention from a lot of the scouts," Dan Petry said. "Then several other people said, 'Oh, yeah, they're coming in.' "I didn't know what to tell him other than to go out and play hard."read on
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Stuff Happens
by Paul on 11/04/06 at 07:54 AM ET
Comments (0)
from the LA Times (reg. req.),
The two have tangled often in the NHL and the minor leagues, but the 6-foot-7, 270-pound Boogaard inflicted serious damage in the latest tussle last Friday at St. Paul, Minn., knocking him to the ice with a blow that put Fedoruk on the shelf for an indefinite period. "I think it's an advantage if you're 6-7 and 270 pounds against anybody," Fedoruk said with a grin Friday. "Guys are getting bigger. You just need your skills as a fighter to deal with it. "I was in a vulnerable position and I wasn't able to protect myself. He threw a right and it hit me flush. Just stuff that happens."
Filed in: | KK Hockey | Permalink
Missed Call
by Paul on 11/04/06 at 07:43 AM ET
Comments (0)
from the CP via TSN,
Even the referee agreed the Edmonton Oilers might have gotten a bad break in Friday's 3-2 loss to the Dallas Stars. With just four seconds left to play in the game, Ales Hemsky looked like he had scored on Dallas goalie Marty Turco but referee Mick McGeough called the goal off. He had blown the whistle a heartbeat before on the face-off, convinced that Shawn Horcoff had made a glove pass off the draw. Upon further reflection, McGeough agreed. "It was a blown call on my part," he said after the game. "It was poor judgment on my part. I thought he had his hand on the puck on the face-off but it was his stick. My judgment was poor on the play."more... Yes, it was a missed call, but Turco says he stopped reacting to the play when he heard the whistle, so who knows what may have happened... watch the video...
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Bacteria Begone
by George Malik on 11/04/06 at 03:08 AM ET
Comments (0)
from the Fort Frances Times:
Angus McDonald, co-owner of Canadian Tire here, is the man responsible for bringing the Sani Sport system to town. He explained bacteria in the equipment is at the root of the odour problem. "A lot of people don't understand that the smell is growing bacteria," he said. "It's dead skin. It's sweat. It's moisture from the body," he noted. "When you think about it, it's actually quite gross." Besides smelling bad, bacteria in equipment is becoming a growing health concern in the sporting community. During last season's NHL playoffs, Buffalo Sabres' stalwart defenceman Jay McKee was lost to the team prior to Game 7 of the Eastern Conference final against the Carolina Hurricanes due to a badly-infected shin.continued
Filed in: | KK Hockey | Permalink
Anyone Watching The Panthers
by Paul on 11/04/06 at 12:56 AM ET
Comments (0)
from David Shoalts of the Globe and Mail,
The Panthers may have been the better team by far in Thursday's 4-2 win over the Leafs, but their accomplishments caused barely a ripple among the local citizenry. As always, the announced crowd at whatever the Panthers are calling their arena this season was as accurate as an NHL news release on its attendance. The claim was that there were 13,233 found-ins, although a better guess would have been 7,000.... This sets a body to wondering whether the Panthers have elbowed their way ahead of the Atlanta Thrashers on the list of NHL teams most likely to change cities. Panthers owner Alan Cohen has deeper pockets than his predecessors, but you have to wonder how long he will let the bleeding continue.more
Filed in: | KK Hockey | Permalink
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About Kukla's Korner Hockey
Paul Kukla founded Kukla's Korner in 2005 and the site has since become the must-read site on the 'net for all the latest happenings around the NHL.
From breaking news to in-depth stories around the league, KK Hockey is updated with fresh stories all day long and will bring you the latest news as quickly as possible.
Email Paul anytime at email@example.com
Most Recent Blog Posts
Martin Hanzal's elbow on Erik Johnson: is it a matter of player culpability?
Blues lose Elliott to 'lower-body injury'
Sportsnet tells the story of Alexander Mogliny's defection, realites of late-Soviet Tikhonov hockey
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Hockey Thoughts On A Tuesday Night
Pekka Rinne Is On His Game Again
The Nashville Predators Continue To Develop Their Game
Video- Jon Cooper On the Return Of Marty St. Louis To Tampa Tomorrow


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Raging Jews of Comedy With Dan Naturman, Tommy Savitt, Sunda Croonquist and Bruce Smirnoff
* Additional fees apply.
The last date listed for Raging Jews of Comedy was Saturday February 1, 2014 / 8:00pm.
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Radio T.B.S. -- Hilarious Holiday Comedy in a Trailer Park
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DONT WORRY ABOUT STARVING THIS SHOW WAS FULL OF BALONEYRaging Jews of Comedy dining • Feb 03 2014 star this tip starred
Reviews & Ratings
Featured review from Ginger EisenrodRed Velvet
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The show was great. The process at the will call window was atrocious. The show had to start 30 minutes ready to accommodate all the people who were standing in line.
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What a wonderful funny night. Suda was the best , even much better than Bruce Smirnoff. Tony and the other guy were just ok.
The night was enjoyable.
The only thing I would change as it is dangerous and a fire hazard is the way will call works....continued
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Great night of comedy and NO two drink minimum required!
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All of the comedians were really funny and entertaining. Highly recommend.


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Roadmap2Retire • Mon, Nov. 3 • 5 Comments
Be smarter and faster with PRO Alerts on BMO
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SA News • Wed, Jul. 23 • 7 Comments
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There is research on this stock available only to PRO subscribers.
Bank Of Montreal Dividend Stock AnalysisRoadmap2Retire • Mon, Nov. 3 • 5 Comments
- Bank of Montreal, the oldest bank in Canada, is the fourth-largest in Canada and tenth-largest in North America.
- The bank has the longest streak of dividends in Canadian corporate history -- an unbroken chain of dividends paid since 1829.
- The bank faced stormy waters during the financial crisis, but has navigated away from them and the books are starting to look better.
- BMO has been the laggard in dividend growth compared to the rest of the Canadian Big Five.
Look At The Bank Of Montreal For Capital Gains And YieldAlex Pitti • Wed, Sep. 10 • 1 Comment
- The Canadian economy is experiencing great growth.
- The U.S. economy is powering this growth in Canada.
- These good economies will provide the Bank of Montreal with positive tailwinds.
- BMO beat on EPS thanks to stabilizing domestic P&C.
- The US continued to remain a challenge on soft volume growth and higher PCL.
- Wholesale remains steady with IB revenue beating consensus.
Bank Of Montreal Faces A Challenging Canadian EnvironmentPRO • Ashleigh Rogers • Mon, Jul. 21 • 7 Comments
- While Bank of Montreal and Canada weathered the Financial Crisis well, the poor economic outlook is holding back profits and returns for shareholders of the bank.
- Up until the last few months, the bank's stock price had been volatile and delivering poor returns for shareholders.
- Returns have improved of late and the bank's performance looks a bit better thanks to a couple of divisions doing well but that's not enough to justify an investment here.
Bank Of Montreal: Bullish In The Wake Of Its Recent Dividend IncreaseHeather Ingrassia • Thu, May. 29 • 6 Comments
- On Wednesday, May 28, Bank of Montreal announced it would be increasing its quarterly dividend by 2.7%.
- Comparatively speaking, Bank of Montreal is trading at 11.2x forward earnings, whereas two of its peers are trading at just over 11.6x their respective forward earnings.
- Recent trend behavior signals a buying mode for most long-term investors.
Bank Of Montreal: Attractive High-Yield Canadian PlayBret Jensen • Tue, Feb. 25 • 18 Comments
Banks In The Great White North: Bank Of MontrealBig Babu • Jan. 3, 2013 • 19 Comments
Bank Of Montreal: Growth And IncomeZacks Investment Research • Sep. 5, 2012 • 21 Comments
Bank Of Montreal: Well Positioned For Future ProfitsJeff Williams • Mar. 20, 2012
BMO Wants One Acquisition After AnotherSuman Chatterjee • Sep. 4, 2011
One Way to Beat the Rate of Return Offered by AnnuitiesKevin Stecyk • Dec. 20, 2010 • 5 Comments
Bank of Montreal's Lucrative Insurance MoveStreetwise Blog • May. 26, 2010 • 2 Comments
Bank of Montreal: Expect Dividend GrowthJim Trippon • Dec. 4, 2009 • 1 Comment
Why Did BMO's Strong Results Garner a Cool Reception?Market Blog • Nov. 26, 2009
Bank of Montreal: Putting Shareholders Ahead of BonusesStreetwise Blog • Nov. 25, 2009 • 2 Comments
Canadian Banks Outpace Fixed InvestmentsLivio Filice • Tue, Nov. 11 • 6 Comments
November Stock ConsiderationsDivhut • Mon, Nov. 3 • 6 Comments
Scotiabank: Adding To A Core HoldingInzkeeper • Thu, Oct. 9 • 19 Comments
Long Term Dividend Investing And Bank SharesLivio Filice • Wed, Sep. 24 • 2 Comments
Tartan Trading: Event-Driven Investment IdeaHugo C. Picher, CFA • Tue, Sep. 16
My Money Is Moving To CanadaScott Arterburn • Mon, Sep. 8 • 8 Comments
September Stock ConsiderationsDivhut • Tue, Sep. 2 • 2 Comments
Royal Bank Of Canada: New CEO, Old StrategyKenny Yang • Thu, Aug. 28 • 4 Comments
Government Of Canada Prepares For A Housing CrashPraveen Chawla • Tue, Aug. 12 • 73 Comments
No Fees Please! Create Your Own 'Mini-ETF'Mike Nadel • Tue, Jul. 22 • 119 Comments
Canadian Century Club Dividend StocksDivhut • Fri, Jul. 18 • 32 Comments
Bank of Montreal Special CallAug. 24, 2011
Tue, Sep. 9, 10:01 AM
- Bank of Montreal (BMO -0.8%) made its biggest acquisition ever three years ago with the purchase of Milwaukee-based Marshall & Ilsley for $3.7B, a deal which doubled U.S. deposits and branches at what's now called BMO Harris Bank.
- "The accretion and cost savings have come in at or above their expectations," says KBW's Brian Klock. "They have the market share in Chicago that they want on the deposit side and it seems like they're growing loans faster now."
- "We've gone from rationalizing the business to now the business is growing again, and we expect the business to continue to grow," said CEO William Downe following FQ3 results late last month.
- BMO earned 15% of its profit from U.S. operations this year, and its success comes alongside TD Bank which spent over $25B on U.S. purchases over the last decade and now gets over 25% of its profit here. Royal Bank of Canada, meanwhile, sold its money-losing North Carolina-based RBC Bank in 2012 after nearly eleven years.
Wed, Aug. 27, 10:55 AM
- Scotiabank's (BNS -0.1%) underlying results were weak, with international operations continuing to falter, says Credit Suisse, pulling its Outperform rating on the stock. TD Securities pulls the name from its Action List Buy, but still rates the bank a Buy.
- Previously: Bank of Nova Scotia misses by C$0.01, beats on revenue
- Liking what it saw from Bank of Montreal's (BMO +2.2%) sizable earnings beat, TD boosts the stock to a Buy from Neutral.
- Previously: Bank of Montreal beats by C$0.07
Tue, Aug. 26, 7:45 AM
- FQ3 adjusted net income of $1.162B or $1.73 per share up 4% from a year ago.
- Canadian P&C adjusted net income of $528M up 8%, on revenues higher by 6%. Loan growth of 7%; deposit growth of 9%; expenses higher by 4%.
- U.S. P&C adjusted net income of $158M up 1%, with the size of the core C&I portfolio up 18%.
- Wealth Management adjusted net income of $212M down 4%. Adjusted net income in traditional wealth of $164M up 27%, with about 60% of the increase coming from the F&C purchase. Adjusted net income in insurance of $48M down 48% thanks to a $22M charge from unfavorable movements (down) in interest rates (last year rates provided a $42M benefit).
- BMO Capital Markets net income of $306M up 14%.
- Dividend remains at C$0.78 per share.
- Conference call at 2 ET
- BMO flat premarket
Tue, Aug. 26, 7:15 AM
- BMO Financial (NYSE:BMO) declares C$0.78/share quarterly dividend, in line with previous.
- Forward yield 3.80%
- Payable Nov. 26; for shareholders of record Nov. 3; ex-div Oct. 30.
Tue, Aug. 26, 7:00 AM
- Bank of Montreal (NYSE:BMO): FQ3 EPS of C$1.73 beats by C$0.07.
- Revenue of C$4.21B (+5.3% Y/Y) misses by C$40M.
- Press Release
Mon, Aug. 25, 5:30 PM
Fri, Aug. 8, 5:25 PM
- Canada's six biggest banks - Toronto-Dominion Bank (NYSE:TD), Royal Bank of Canada (NYSE:RY), Bank of Nova Scotia (NYSE:BNS), Canadian Imperial Bank of Commerce (NYSE:CM), Bank of Montreal (NYSE:BMO) and National Bank of Canada (OTCPK:NTIOF) - had their outlooks cut to negative from stable by Standard & Poor's because of regulatory changes that could affect bondholders.
- S&P says the outlook revision reflects its "expectation of reduced potential for extraordinary government support arising from implementation of the proposed new elements of the resolution framework for Canadian banks."
Wed, Jul. 30, 9:07 AM
- BMO issued 12M preferred shares series 31 at a price of $25 each and they'll begin trading today in Toronto.
- Press release
Fri, Jul. 25, 12:48 PM
- Checking the Q2 results of the big U.S. banks and extrapolating to Canada, CIBC's Rob Sedran says Bank of Montreal (BMO +0.2%) and Royal Bank of Canada (RY +0.2%) are poised to see the largest benefit from trends in commercial lending and capital markets. TD Bank, however, is more exposed to consumer lending, which continues to slow.
- "The weakness in personal lending [at banks in the U.S.] was more than offset by strength in commercial and industrial loan growth, which came in at just over 8%," says Sedran, noting BMO is most exposed to better C&I business in the States.
- For RBC, the bright spot, says Sedran, was U.S. capital markets business performing better-than-expected (how could it not), including robust M&A activity.
Wed, Jul. 23, 12:28 PM
- With big U.S. and European lenders retrenching amid new regulations and tighter capital requirements, Canadian banks have been expanding south of the border whether by acquisition, boosting existing networks, or hiring newly freed-up executives.
- "There has been a vacuum created in the U.S.," says Dick Bove, "And the Canadians are taking advantage, RBC (RY -0.1%) more so than the others." RBC - which was forced to sell its U.S. retail network following the financial panic - has turned to investment banking, and has increased its share of the U.S. investment bank fee pool by 3% over past 3.5 years, and now ranks 10th in U.S. equity capital markets underwriting and 11th in high-yield; last month it poached two senior bankers from Citigroup.
- The move by Canadian banks also comes as growth slows at home amid government efforts to slow credit growth to cool a steamy property market.
- Others of interest include: TD Bank, BMO, Scotiabank (NYSE:BNS), and CIBC (NYSE:CM).
Thu, Jul. 10, 1:02 PM
- Fighting for market share in wealth management, Bank of Montreal (BMO -0.4%) is launching a campaign to attract more female advisers, and today opens a website aimed at recruiting women to its BMO Nesbitt Burns brokerage unit.
- Money management has traditionally been dominated by males, and of 1.3K Nesbitt Burns managers, 16% are women, up from 1% two years ago - figures that are roughly inline with the rest of the industry, according to PriceMetrix.
- BMO's bid comes as banks across the industry are looking to wealth management for growth amid continued sluggishness in their more traditional lending businesses.
Wed, Jun. 11, 11:50 AM
- Affirming the ratings of Canada's largest banks, Moody's cuts their outlook from stable to negative, thanks to the government's plans to implement a "bail-in" regime (i.e., creditors to take a haircut) for systemically important lenders.
- "The government's intentions are clear, and if a legislative framework permitting bail-in can be implemented, it will likely be negative for creditors," says David Beattie from Moody's.
- Among those affected: RY, TD, BMO, BNS, CM, NTIOF.
Fri, May. 30, 7:40 AM
- The range of securities which could be offered include common stock (not likely), preferred shares, and senior or subordinated debt.
- Earlier this week, BMO reported an earnings beat and boosted the dividend by 2.7%.
- Yesterday, RBC pulled its Outperform rating on the stock, citing valuation.
Wed, May. 28, 8:55 AM
- BMO Financial Group (BMO) declares $0.78/share quarterly dividend, 2.7% increase from prior dividend of $0.76.
- Forward yield 4.46%
- Payable Aug. 26; for shareholders of record Aug. 1; ex-div July 30.
Wed, May. 28, 7:44 AM
- Adjusted net income of $1.097B up 11% Y/Y. Adjusted EPS of $1.63 up 13% Adjusted ROE of 14.6% is unchanged. Basel III Common Equity Ratio of 9.7%.
- Quarterly dividend boosted by $0.02 to C$0.78 per share.
- Acquisition of F&C Asset Management closed shortly after quarter ended.
- Canadian banking adjusted net income of $482M up 14% Y/Y on revenue up 6%.
- U.S. banking adjusted net income of $151M up 6%.
- Wealth Management adjusted net income of $200M up 36%. AUM of $612M up 17% thanks to higher markets.
- Capital markets net income of $305M up 17% on 14% higher revenue.
- Previously: Bank of Montreal beats by $0.10, misses on revenue
- BMO no trades premarket
Wed, May. 28, 7:34 AM
- Bank of Montreal (BMO): FQ2 EPS of $1.63 beats by $0.10.
- Revenue of $4.04B (+3.9% Y/Y) misses by $40M.
- Press Release
BMO vs. ETF Alternatives
Company Description
Bank of Montreal is a financial services provider based in North America. It provides retail banking, wealth management and investment banking products and services.
Sector: Financial
Industry: Money Center Banks
Country: Canada
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