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Beautiful home with a view of the City of Lights!
What a fabulous location! We could see the Hollywood sign from the driveway, and could hike Runyon canyon right down the road. The furnishings are delightful; bright, colorful, and clean. The house had all the cooking equipment we needed, in addition to helpful pluses like spices and vinegars and coffee filters. And if you like movies, there's a stunning library of DVDs. Hollywood Blvd. and Sunset Blvd. are minutes away, and Griffith Park is a great place to spend a day. We really enjoyed hiking the Betty B. Dearing Trail, which we started in Wilacre Park in Studio City. If you like good beer and good food, check out Blue Palms Brewhouse on Hollywood Blvd. Park at a meter, and check out the wild boar sausage.
Perfect Location!
I was coming into Santa Monica for a wedding. I'm not a big fan of hotels - I hate to eat out all the time and I've found that hotels are as expensive as renting a condo or house. Since it was only me, I wanted a small place and this guesthouse was just perfect. It was close to the beach and had a bus stop within a block. There was a full kitchen with all the amenities, and a lovely private patio. If you don't mind walking, there's a Starbucks and grocery store about 1.5 miles away and excellent restaurants close by. Len was available and very helpful with questions about the area and guesthouse. I plan on staying there again if I'm in the area!
We recently stayed here 2 nights for a wedding. We walked into the rental and immediately felt at home and even welcomed with a nice bottle of red. Nice touch. We were relaxed and ready for our weekend right away, which doesn't often happen when we are in a new place. Jumped on the bikes explored and shopped, lunch in the garden prepared in the very well stocked kitchen, and an afternoon nap, so quiet and peaceful before the nights activities. Would come back in a heartbeat, so much to see and do and a gorgeous retreat to come home to. Thank you!


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The Amazing Spider-Man
The Amazing Spider-Man #696 - Danger Zone Part Two: Key To the Kingdom released by Marvel on December 1, 2012.
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Goblins go to war and Peter Parker is caught dead-center!
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The Amazing Spider-Man #696 - Danger Zone Part Two: Key To the Kingdom
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Here is my video review for The Amazing Spider-man issue 696. Tell me what you guys think about my video review in the comments below:...
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Small-Group Molokini Snorkel and Green Sea Turtle Adventure from Maui
Read what other Viator.com travelers think about the Small-Group Molokini Snorkel and Green Sea Turtle Adventure from Maui. What they loved, what they liked and what they think could be improved, it's all here to help you make the most of your next trip.
Click here for tour details, schedule and pricing
First and foremost, Seth and Chase were wonderful guides! They remembered everyone on the boat by name, which was impressive enough, but they were also very knowledgeable, skilled, and charismatic. They were also very caring towards those who became ill during trip (seasickness, happens to the best of us), checking in often to see what made the queasiness ease or get worse.
The meals served on board were also a welcome treat, with fruits and cinnamon buns for breakfast, followed with a variety of delicious sandwiches. The locations we were taken to provided many opportunities to enjoy snorkeling. Among the many types of fish abundant in this area, we also got to swim with sea turtles and were lucky enough to even enjoy a pod of Hawaiian Spinner dolphins on our way back to the boat launch.
This tour was awesome! The three snorkle areas were beautiful and we saw plenty of sea life. Our tour guides Seth and Andy worked very hard to make things fun. We rode alongside a school of tuna, and after our first swim we went to see a school of spinner dolphins. The food was great especially those warm sticky cinnamon buns! I would do this tour again and again it was so much fun.
Marie M
Great tour. We went where very few have gone. Great snorkeling areas, lots of turtles,stingrays,and fish.
Molokini had some of the best snorkeling I've ever done. Tour guides were great, they got in the water with us and showed us some fun stuff. The food was better than expected, and we had a great time. Highly recommend it, we'd do it again in a heart beat!
really fun trip. I'm so glad we decided to go with the small boat excursion. Nature didn't cooperate and the water was a bit rough making the snorkeling difficult (we didn't get to see turtles) but the crew made the best of it and I feel like we got a really unique experience.
Seth and Kelly were a lot if fun and very hospitable! We were fortunate to have gone on a calm morning and got to enjoy the back side of the crater when no one else was around. We actually stopped at four places along the way, and Seth was very informative about each location. Beautiful trip!
This tour was so much fun!! It took my breath away to see sea turtles and all different kinds of fishes so close.
Awesome experience don't give up after you swallow a little salt water, just remember to relax and breath slow, one of the best experiences snorkeling, very clear water and a great tour.
We had a wonderful time. The crew was friendly and helpful. The trip to Molokini was great - especially being able to go to the backside. We were able to watch some very active whales...they even swam right under the boat. We also got to watch a number of sea turtles. We would do it again.
Max of 24 on each trip (there was 17 on ours) means lots of personal attention and only small numbers in water lets you see more fish and turtles. Food great too. Thanks guys.
This was a great tour. The guides were very friendly and helpful. The lunch was more than we expected. I would recommend this tour to everyone.
This was such a fantastic day! My favorite thing to do in Maui! Andy and KiKi were absolutely delightful, and we stopped at four amazing spots. The corals and the scenery and the fish and the turtles really took my breath away. Combine that with perfect service plus yummy breakfast and lunch, and I can't rave enough about this experience. I even saw a manta ray!
Fantastic. The redline changed the date from 27/04 to 29/04 and they didn' t tell us, but it was amazing!
Sean and Capt. Keiki (sp?) were so absolutely wonderful! It could have been a rough trip, but they went out of their way to make everyone as comfortable as possible. Best playlist out on the water too! These two are happy to serve and enjoy what they do, you can't put a price on that. Mahalo nui loa!
So much fun. Great snorkelling, diving with green turtles and we were able to Whizz around from 1 diving place to the other whilst riding the waves. Be prepared to get a little WET.


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text: Earlier this year, Hyperkin released their long-delayed 'next gen' clone console, the RetroN 5—a system that boasts the ability to play games from five different types of cartridge digitally in HD. Think of it as an emulation machine for your TV that plays your old games and then some. By dumping the game's ROM to the system temporarily, you're provided all of the conveniences of emulation (save states, controller mapping, cheats, patching, etc.) without having to start all over again or dealing with the legal gray area that is PC emulation. The console itself plays cartridges for the Sega Genesis/Mega Drive, Super NES, Super Famicom, Nintendo Entertainment System, Famicom, the entire GameBoy era of formats, and through the use of an adapter, Sega Master System. That's ten formats, fifteen including PAL regions, all playable on one machine in nostalgia-defyingly crisp HD. But how does it hold up? Pretty well, actually.


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401 East 89th Street
At the Northeast corner of First Avenue corner of First Avenue | Yorkville
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- Built in 1984
- 200 Apartments
- 20 Floors
There are currently no apartments available
- Size Starting From # avail
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- Last updated Nov 23, 2014
$44 Avg. Price / Ft2
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Nearby Subway Stations
- 86th Street (at Lexington Ave) (0.40 miles)
- 86th Street (at Lexington Ave) (0.40 miles)
- 86th Street (at Lexington Ave) (0.40 miles)
This attractive, white-brick, 20-story building was erected in 1960 and converted to cooperative in 1989. It has 200 apartments.
The building has a doorman, sidewalk landscaping, a one-step-up entrance and a three-step-down lobby, balconies, terraces and has protruding air-conditioners. It has no garage, no health club and no roof deck. It is close to Carl Schurz Park and the East River.
There is good cross-town bus service on 86th Street but the nearest subway station is at 86th Street and Lexington Avenue.
Features & Amenities
- FT Doorman
- Basement Storage
- Elevator
- Doorman
- Sidewalk landscaping
- Close to Carl Schurz Park
- Balconies
- Some terraces
- Consistent fenestration
- Not too far from many cultural institutions and private schools
- No garage
- No health club
- No roof deck
- One-step-up entrance
- Three-step-down lobby
Area Map
401 East 89th Street 12 Month Sales SummaryView By Apartment Sizes
Past 12 Months


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- Report: #1121324
Report - Rebuttal - Arbitrate
Complaint Review: FAME & PHILANTHROPY, aka, RYAN LONG, aka, KING RYAN, aka CREATIVE EDGE ENTERTAINMENT, aka, FAME AT THE MANSION
FAME & PHILANTHROPY, aka, RYAN LONG, aka, KING RYAN, aka CREATIVE EDGE ENTERTAINMENT, aka, FAME AT THE MANSIONBeverly Hills, California USA
FAME & PHILANTHROPY, aka, RYAN LONG, aka, KING RYAN, aka CREATIVE EDGE ENTERTAINMENT, aka, FAME AT THE MANSION BUYER BEWARE! DO YOUR HOMEWORK ON THIS OSCAR NIGHT 2014 EVENT! Beverly Hills California
*Author of original report: The Lyin' "King Ryan" makes a TMZ headline!
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WOW, WHAT A MISLEADING PRESS RELEASE (No fault of Alex Ben Block)! I ALMOST THOUGHT THAT FAME & PHILANTHROPY, aka, RYAN LONG WAS AFFILIATED WITH THE CLINTON FOUNDATION.
This is clearly a FOR-PROFIT EVENT, which is leveraged on the ticket sales that reportedly haven't even happened. Who is the "celebrity chef"? The "other stars"? The "celebrity music artist"? The "fashion designer"? HM, ME THINKS THEY'RE NOT NAMED BECAUSE THEY HAVEN'T COMMITTED TO THIS EVENT. The Executive Producer of Fame & Philanthropy, Ryan Richard Long, aka, Ryan Royce Long, aka, "King Ryan" is quite the interesting character. I don't believe that Charlize Theron, James Cameron, Robert DeNiro or the Clinton Foundation have any idea who is slinging their names around and (allegedly) causing them harm merely through this affiliation. Ryan Long is a far cry from the Hollywood hot shot that this article alludes to. He reportedly lives with his grandmother and makes less than $50,000/year as an employee for a medical collections company that recently opened its new "entertainment division": Creative Edge Entertainment, just a few months ago (specifically for this event). This "entertainment company" has no assets to speak of. It has put vendors (and reportedly, the entertainment) on payment plans, and pays through its medical collections company's account. Ryan Long is all over Ripoff Report for scams and even an alleged theft:
Ryan Long has a 2010 Chapter 7 Bankruptcy; multiple tax delinquencies, state and federal; two companies SUSPENDED by the Secretary of State in 2013 (King Ryan Events and X2 Industry Productions Inc.); a 2009 criminal conviction for Vandalism (CPC 594(A)); arrests/charges for threats of great bodily injury (CPC 4422),
CHILD ENDANGERMENT (CPC273(a)), brandishing a deadly weapon (CPC 417(a)(1)); and a 2012 LAWSUIT from his ONE AND ONLY SIMILAR EVENT, "FAME AT THE MANSION": http://www.entlawdigest.com/home/backissues.aspx (key word: Ryan Long).
The "charity," CITY Project is reportedly making only 10% off the ticket sales, AFTER THE 20% COMMISSION TO AFFILIATES (if any tickets ever sell). A background report on Ryan Long indicates that he may have had up to 4 Social Security Numbers issued to him. This is clearly a FOR-PROFIT EVENT, PRODUCED BY A WELL-DOCUMENTED (ALLEGED) SCAM ARTIST. BUYER BEWARE!
More reading below:
This report was posted on Ripoff Report on 02/05/2014 09:18 PM and is a permanent record located here: http://www.ripoffreport.com/r/FAME-PHILANTHROPY-aka-RYAN-LONG-aka-KING-RYAN-aka-CREATIVE-EDGE-ENTERTAINMENT-aka-FAME-AT-THE-MANSION/Beverly-Hills-California-90210/FAME-amp-PHILANTHROPY-aka-RYAN-LONG-aka-KING-RYAN-aka-CREATIVE-EDGE-ENTERTAINMENT-1121324. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
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#1 Author of original report
The Lyin' "King Ryan" makes a TMZ headline!
SUBMITTED: Tuesday, March 04, 2014POSTED: Tuesday, March 04, 2014
"King Ryan" Long has really made the big time with his 2014 Fame and Philanthropy Oscars Inaugural Event. TMZ took photos and video, calling it "trashy," "disgusting," "gag-inducing" and "Vegas on a bad night." Some would call it a total scam. tmz.com/2014/03/03/charlize-theron-oscars-party-disaster-photos-video/3/#comments-anchor
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text: "M-COMMERCE: SECURITY IN MOBILE TRANSACTION" Ahmad Tasnim Siddiqui1 ABSTRACT As we are now entering in the mobile or wireless era, the key message of this era can be said anytime-anywhere communication and transferring of any information. While this sounds very simple, many technological considerations need to be examined in order to actualize such a message. Integral to enabling anytime-anywhere communication and transmission of data and information is a sound secure system. In this paper I have tried to discuss the issue of such a trust model and outline the key components of security in mobile transactions. The M-commerce using these technologies changed the business scenario. The business suddenly moved from regional to global land because of access and reach of E-commerce and M-commerce. The customers have become knowledgeable through web access and are in the position to configure their requirements. We have to check that whether enterprise architectures and designs are able to secure our e- business? For the issues like classification and management of data assets beyond the enterprise boundary, we need the new approaches. In this paper I have tried to discuss the issue of such a trust model and outline the key components of security in mobile transactions. This paper concludes that the things to be 1 Lecturer, SCPM, Lucknow 1 emphasized for E-security. Strategy and the solution need to be addressed in a more fundamental way than firewalls, SSL or PKI. Keywords: Secure mobile transaction, mobile transaction, secured transaction, e- transaction, electronic transaction security. I.0 INTRODUCTION In today's scenario where technology is getting very much advance day by day, and people are getting used to the mobile or wireless application, the key message is anytime- anywhere communication and transferring of any information. Many technological considerations need to be examined in order to actualize such a message. Integral to enabling anytime-anywhere communication and transmission of data and information is a sound secure system. Hence a robust trust model in any mobile transaction becomes significant. Generally a mobile transaction occurs when a client accesses the web-enabled services of a merchant and after necessary negotiations and communications, decides to place an order and make payment. The order and payment information is transmitted from the mobile device to a base wireless station and from there, through the mobile communication infrastructure of the service operator, to the wireless application gateway of the merchant. In a typical mobile computing environment, one or more of the transacting parties are based on some wireless handheld devices. However, security over the mobile platform is more critical due to the open nature of wireless networks. Furthermore, security is more difficult to implement on the mobile 2 platform because of the resource limitation of mobile handheld devices. Therefore, security mechanisms for protecting traditional computer communications need to be revisited so as to ensure that electronic transactions involving mobile devices can be secured and implemented in an effective manner. II.0 OBJECTIVES The main objective of this paper is to discuss the issue of a trust model and outline the key components of security in mobile transactions. This paper concludes that the things to be emphasized for electronic security using WAP. It describes security strategies for the successful online transaction and the possible solution in a more fundamental way than firewalls, SSL or PKI. III.0 MOBILE DEVICES Before 3G networks, there wasn't too much trouble a mobile user could get into. The primary activity was simply placing and receiving voice calls. Mobile data was somewhat limited to the mobile operator's walled garden and also the relatively slow data speeds. While the subscriber could browse news stories and even download some content such as ringtones, all of the content was primarily kept under the mobile operator's control, thus limiting the exposure to security threats. However, as the mobile network and devices both become more open, the risk of security attacks have increased. Many mobile users get frustrated when going from an open computer device to having to use a closed mobile device. Therefore, the trend in the mobile industry is towards opening up the phone. Many of the smart phones are run on open software such as Android, 3 Symbian, or Windows Mobile. These operating systems provide much more user flexibility in terms of loading applications and customizing the phone. IV.0 WHAT YOU SHOULD KNOW ABOUT FRAUD Credit card fraud can be a significant problem for customers, merchants, and credit card issuers [5]. Liability for fraudulent transactions belongs to the credit card issuer for a card- present, in-store transaction, but shifts to the merchant for "card not present" transactions, including transactions conducted online. This means that the merchant does not receive payment for a fraudulent online transaction. Fortunately, there are steps you can take to significantly limit your risk as an online merchant. The following important fraud prevention steps should be adhered to: • Choose a payment services provider that is well-established and credible. Your provider should also have in-depth experience in and a strong track record for transaction security. • Make sure your payment gateway provider offers real-time credit card authorization results. This ensures that the credit card has not been reported as lost or stolen and that it is a valid card number. • One of the simplest ways to reduce the risk of a fraudulent transaction is to use Address Verification Service (AVS). This matches the card holder billing address on file with the billing address submitted to ensure that the card holder is the card owner. • Use Card Security Codes, known as CVV2 for Visa, CVVC for MasterCard, and CID for American Express®. For American Express, the code is a four-digit number that appears on the front of the card above the account number. For Visa and MasterCard, 4 the code is a three-digit number that appears at the end of the account number on the back of the card. The code is not printed on any receipts and provides additional assurance that the actual card is in possession of the person submitting the transaction. • Watch for multiple orders for easily resold items such as electronic goods purchased on the same credit card. • Develop a negative card and shipping address list and cross-check transactions against it. Many perpetrators will go back to the same merchant again and again to make fraudulent transactions. V.0 WIRELESS APPLICATION PROTOCOL (WAP) WAP is "an open, global specification that empowers mobile users with wireless devices to easily access and interact with information and services instantly." WAP is currently the only publicly available solution for wireless communication and enables M-Commerce where Internet data moves to and from wireless devices. WAP-enabled phones can access interactive services such as information, location-based services, corporate information and inter-active entertainment. WAP is targeted at various types of Bluetooth enabled mobiles. WAP Security model 5 WAP have added advantages to the programming model. They are: • WTA i.e. Wireless Telephony Support, and • Push In case of WAP model, all the applications and contents are specified in a well-known format which is based on World Wide Web (www). Data transportation is done by using some standard of www communication protocols. VI.0 CYBER SECURITY Cyber security has been an important topic in the today's scenario. In fact, a recent study by the Center for Strategic and International Studies wrote, "Cyber security is among the most serious economic and national security challenges we face in the twenty-first century". For a company to achieve effective mobile commerce security and ultimately consumer trust the security mechanisms will constitute as a security risk. The mechanisms are: • Authorization – It means ensuring authorized uses of systems and performance of business functions by authorized users only. • Authentication – Authentication is establishing that parties to an electronic transaction or communication are who they claim they are. • Integrity- Ensuring that data on the host system or in transmission are not created, intercepted, modified or deleted illicitly. • Confidentiality- Warranting that data are only revealed to parties who have a legitimate need to know it or have access to it. 6 • Availability - Ensuring that legitimate access to information and services is provided. It should be available every time when it is required. • Non-repudiation - If a party to some transaction or communication later denies that it has ever happened, some mechanism is in place to facilitate dispute resolution. • Privacy - Ensuring that customers' personal data collected from their electronic transactions are protected from indecent and/or unauthorized disclosure. VII.0 PUBLIC KEY INFRASTRUCTURE Public key infrastructure (PKI) is a system of digital certificates, certification authorities, and other registration authorities that provides solutions to enable a secure mobile commerce. The theory of PKI is presented as follows: VII.I Public Key Cryptography: Public key infrastructures are based on public key cryptography, which uses two keys: a private key that is kept a secret, and a public key that can be divulged publicly. An interesting property of this pair of keys is that to decrypt messages encrypted with one, the other is needed. The keys are said to be asymmetric. The most popular algorithm for public key cryptography is RSA. VII.II Digital Signatures: Digital signatures can ensure the authenticity of transaction parties, integrity, and non-repudiation of transmissions. A digital signature is created when the document to be transmitted is enciphered using a private key. The process of enciphering the document using the private key authenticates the document, since the document could only have been enciphered using the private key of the owner. A digitally signed document 7 or message is unalterable after the signature. The recipients can verify the signature by deciphering using the public key. In real world, documents are not completely encrypted to save time. In such cases one-way hash functions are used. A hash uses a one-way mathematical function to transform data into fixed length digest called a hash, which is subsequently enciphered. The verification of the signature involves reproducing the hash generated from the received message and comparing it with the deciphered original hash [2]. VIII.0 A JOINT-SIGNATURE SCHEME A joint-signature scheme acts as an alternative to traditional digital signatures [3]. This scheme is based on collaborative use of one-way hash functions and traditional digital signatures with the network operator. This scheme not only reduces the mobile computation costs, but also provides lower communication cost as opposed to other digital signature security schemes. This joint-signature scheme is based on the hypothesis that if a third party, like the network provider which has with ample computation and communication resources, signs a digital signature containing a secret that is only shared between the customer and the merchant, then the merchant can treat the digital signature as a joint signature originated from the customer and signed by the third party/network provider. IX.0 TRANSACTION AUTHENTICATION NUMBER - TAN A Transaction authentication number or TAN is used by some online banking services as a form of single use one-time passwords to authorize financial transactions. TANs are a second layer of security above and beyond the traditional single-password authentication. 8 TANs are believed to provide additional security because they act as a form of two-factor authentication. Should the physical document or token containing the TANs be stolen, it will be of little use without the password; conversely, if the login data are obtained, no transactions can be performed without a valid TAN. IX.I MOBILE TAN (mTAN) mTANs are used by banks in Germany, Austria, Poland, the Netherlands, Hungary, South Africa and some other countries in the world. When the user initiates a transaction, a TAN is generated by the bank and sent to the user's mobile phone by SMS. The SMS may also include transaction data, allowing the user to verify that the transaction has not been modified in transmission to the bank. However, the security of this scheme depends on the security of the mobile phone system. In South Africa, where SMS- delivered TAN codes are common, a new attack has appeared: SIM Swap Fraud. A common attack vector is for the attacker to impersonate the victim, and obtain a replacement SIM card for the victim's phone from the mobile network operator. The victim's user name and password are obtained by other means (such as keylogging or phishing). In-between obtaining the cloned/replacement SIM and the victim noticing their phone no longer works; the attacker can transfer/extract the victim's funds from their accounts [4]. Most Web sites today, especially those that allow e-commerce or e-transactions through the exchange of credit card information, are employing security measures to ensure that sensitive personal information can't be captured as it goes from browser to server. Even so, many people won't consider making a purchase from their computers. Now imagine having that purchase originate from a wireless handset. In addition to having the information goes out over the public Internet, it also goes out over the air from the handset. 9 Crucial to addressing those concerns will be the Wireless Access Protocol (WAP), a key piece of the effort to get traditional Internet access and services down to wireless handsets. WAP, which can be used with existing wireless networks such as GSM and CDMA, allows traditional Web and Internet content to be made accessible to very small wireless handsets. Wireless SSL The main security component of the WAP specification is the wireless transport layer security (WTLS) protocol, which essentially defines security procedures for wireless Internet transactions. WTLS is based on Transport Layer Security, formerly known as Secure Sockets Layer, or SSL. WTLS provides a multitude of security features, including data integrity, privacy and authentication. The basic WAP security model, involves three major components. The Web server, which can be located at the site of either a content provider of wireless operator, delivers Web pages and enables online transactions. Typically, subscribers would have access to multiple Web servers, depending on the number and type of services. In secure sessions, the Web server would serve up content encrypted with SSL in the same manner as encrypted content moves from Web servers to traditional wired browsers. The SSL-encrypted traffic goes out over the Internet and hits a WAP gateway, which is generally hosted by the wireless operators. The WAP gateway is becoming known more as a WAP server, because next-generation products can function as both application server and gateway. The gateway can be viewed as the heart of a WAP solution in general and of WAP-enabled security. Because the WAP handset is limited in terms of memory and battery life, a number of tasks that would exist at the browser level have been moved to the gateway. 10 X.0 DEPLOYING STRONG SECURITY FOR WORLDWIDE COMMERCE Until recently, strong 128-bit encryption was not exportable. The United States Department of Commerce has approved the issuance of certificates for 128-bit encrypted communications—the highest level of encryption ever allowed across United States borders. With a 128-bit Global Server ID, your 128-bit customers can now enjoy unparalleled security when visiting your Web storefront site. The Global Server ID is a septillion times more secure than any other product. XI.0 VISA AND MASTERCARD TAKE DIFFERENT APPROACHES TO AUTHENTICATION Online merchants could face integration hassles as they deploy forthcoming and competing credit card payer authentication technologies from Visa USA and MasterCard International Inc. The technologies, Visa's Verified by Visa and MasterCard's Secure Payment Application service, take distinctly different approaches. Visa performs authentication on the merchant site, whereas MasterCard handles it on the customer's PC automatically, using a previously downloaded applet. As a result, merchants that accept credit cards will be required to support two authentication mechanisms. Furthermore, some observers speculate the companies' respective systems may be no more successful in gaining market acceptance than the ill-fated Secure Electronic Transaction (SET) authentication protocol, a protocol spearheaded by Visa and MasterCard. Visa sweetened the bait for its system recently when it announced that online merchants using Verified by Visa will have no liability for any transactions processed by the service. 11 Verified by Visa, also known as Visa Payer Authentication authenticates credit card users with a password and requires no client software. MasterCard's Secure Payment Application service, which the Purchase, N.Y., company will pilot in April, also uses a password or PIN and requires an applet for authentication. MasterCard and Visa, which formerly cooperated, now find fault with each other's approaches. Visa's service, for instance, will extend transaction processing times, take customers off the merchant sites for authentication, and require complex integration. MasterCard's service, Visa countered, amounts to a digital wallet, which consumers have been loath to use. About the only thing MasterCard and Visa seem to agree on is that SET, which was launched in December 1997, was a failure. SET required long download times for customers, used clumsy digital certificate technology, and created integration hassles for merchants and banks that issued the credit cards. But with Visa and MasterCard now going separate ways, some merchants see little reason to try authentication technology. You're creating another layer of complication. After customers go through the trouble of giving you their credit card number, they now have the problem of remembering one more password. XII.0 AUTHENTICATION AND BILLING A major concern with anything going out over a wireless network, especially with secure content, is making sure subscribers are able to validate themselves to the network. For traditional wireless voice, users have different ways to authenticate themselves to the network, depending on what their provider requires. For most, it's enough to type in a code to the handset keypad, which then unlocks the phone. Once the phone is unlocked, any type of phone call can be made. In some cases, a PIN is required. 12 Authentication schemes for wireless data likely will incorporate existing models, but they will also move beyond it. The nice thing about wireless networks is they already have a mechanism to authenticate handsets to the network worked out. All the things an operator uses to protect against fraud on voice networks apply equally to the data side. The steps are: • Each vendor has an agreement with WSP or with consortium of providers • The consumer initiates transaction with the vendor • Consumer receives service/product • WSP pays vendor • Consumer receives a bill from WSP Customer information is kept behind a firewall for additional protection. Another measure to ensure that only authorized users reach certain WAP content is to perform authentication at the application layer. XIII.0 CONCLUSION It is essential for both businesses and consumers to be aware of the implications of trading online and taking account of these two particular issues will assist businesses in the smooth operation of trading via the WAP/Internet. M-Commerce security is a very crucial issue that needs further research to introduce efficient and effective solutions. In this article, I have tried to cover various security concerns. We have to think over the issues like privacy, authentication, authorization and encryption for the secure transactions over web and wireless. Encryption alone is not sufficient. Unauthenticated SSL certificates provide confidentiality and integrity, but lack the third-party authentication necessary to: 13 • Verify that the user is actually visiting the company s Web storefront and not an imposter s site. • Allow the receiver of a digital message to be confident of both the identity of the sender and the integrity of the message. • Ensure safe online transactions that protect both customers and your business [6]. There are, however, some problems and issues that include (i) the real security of such systems is still not well understood, (ii) difficulty of generating suitable curves, and (iii) relatively slow signature verification. Time will answer in future. REFERENCES 1. Security of a Mobile Transaction: A Trust Model ISSN: 1389-5753 (Print) 1572 9362 (Online)/ Volume 4, Number 4 / October, 2004 2. Peikari C. and Fogie S. (2002), "Maximum Wireless security", 1st Edition ed: Sams Publishing, 3. He L. S. and Zhang N. (2004), "A new signature scheme: joint-signature," presented at Proceedings of the 2004 ACM symposium on Applied computing, Nicosia, Cyprus 4. Vacca, John R. (2003), Identity Theft, Prentice Hall PTR 5. "Establish Trust to Protect and Grow Your Online Business," © 2003 VeriSign, Inc 6. Vacca, John R. (2001), i-mode Crash Course, McGraw-Hill Professional 7. Loshin Pete and Vacca John, Electronic Commerce, Fourth Edition 8. "Guide to Securing Your Web Site for Business," © 2003 VeriSign, Inc. 9. Basandra Suresh K., Computer Today 14 10. "Electronic Commerce Technologies & Applications" IPAG Journal 11. Network Computing 1-15 October 2001. 12. Panagariya Arvind, E-Commerce 13. Special Issue of IEEE Communication Magazine on E-Commerce, September, 1999. 14. Towards Digital eQuality, US Govt. Working Group on Electronic Commerce 15. Denial Amor, The E-business Revolution, Addison Wesley 16. Greenstein and Feinmann, E-Commerce, Tata McGraw Hills 17. Stallings William, Cryptography and Network Security, Pearson Education 18. Goel Ritendra, E-Commerce, New Age International Publishers 19. Benjamin, R.I., Wigand, R.T. (1995). Electronic Commerce: Effects on Electronic Markets, Journal of Computer-Mediated Communication URLs: 1. http://www.scottish-enterprise.com/ebusiness 2. http://www.researchandmarkets.com/reports/314548 3. http://www.phone.com/pub/Security WP.pdf 4. http://www.wmrc.com/businessbriefing/pdf/mcommerce2001/book/byrne.pdf 5. http://www.s2.chalmers.se/iths/pdf/Digital%20signature%20tutorial.pdf 6. http://www.tdap.co.uk/uk/archive/billing/bill(fml0012).htm 7. http://eai.ebizq.net/web integration/olden 1.html 8. http://www.iol.co.za/index.php?art_id=vn20080112083836189C511499IOL:"Victim 's SIM swap fraud nightmare" 9. http://computer.org/internet 10. http://www.misq.org/discovery/MISQD_isworld 15


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KAYAK searches hundreds of sites to find the cheapest flights to Komsomolsk Na Amure (Russia). Get the best price for your airline ticket to Komsomolsk Na Amure! Here's how it works. Search KAYAK for a flight to Komsomolsk Na Amure. Sort, filter, and compare results on one web page. Then book your flight ticket direct on the airline or travel agent site of your choice!


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Ervin Brown Training Center
One part of a World Mission program.
One part of a World Mission program.
The mission of Camp Garaywa is missions. Praise to Jesus-the Risen Son.
Friendship and a personal touch make a difference as every camper receives focused one-on-one attention from his/ her counselor. We want to make sure that every camper has the opportunity to experienc
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Helping bring Mississippi and the world to Jesus.
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Christian program gives caring support so campers belong, contribute, and grow. Open year-round for retreat rentals.
Renew ing the mind, body, and soul through camping.


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The Sierra Club is teaming up with The Clorox Company to promote eco-friendly products ... and some Michigan members of the environmental group don't like it.
The officers of the Sierra Club's nine-county group that includes Traverse City resigned to protest the deal. They say even though Clorox has begun making some "green" cleansers, it's still manufacturing bleach and other products that include toxic chemicals.
The critics are also upset that the Sierra Club will receive a share of the profits from the sale of Clorox's new "Green Works" cleansers. They say that arrangement hurts the club's credibility.
But the club's national leaders defend the deal. They say it will make eco-friendly household cleansers more widely available and affordable for consumers. And they say the financial arrangement won't lead them to go easy on Clorox or any other corporation.


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|Foreign Investors Council
47, Gospodar Jevremova Street, IV Floor
11000 Belgrade, Serbia
Phone: +381 11 3281 958,
3281 965
e-mail: firstname.lastname@example.com
FIC Recommends
11. December 2014
Conference "Fight Against Fraud & Corruption 2014 "11-12. December 2014.
Conference organizers are: Faculty of Business and Industrial Management "Union" University in Belgrade and The Ministry of Labour, Veterans and Social Issues of The Republic of Serbia, in cooperation with Bukovinian University of Chernivtsi, Ukraine, European Polytechnic Institute, Kunovice of the Czech Republic, Faculty of Security Engineering of the University of Žilina, Slovakia, Higher School of Social Sciences and Technology of Radom, Poland, International University in Brčko of the Brčko District of Bosnia and Herzegovina, Maikop State Technological University of Maikop, Russia, Mogilev State University of Food Technologies of the Mogilev, Republic of Belarus, North-Caucasian Institute of business, engineering and information technology of Armavir, Russia, School of Economics and Management in Public Administration, of Bratislava, Slovakia "Todor Kableshkov" University of Transport of Sofia, Bulgaria, VCC Academy of education CPS Academy in Belgrade, NORIPS, Belgrade and MESTE, Belgrade.
05. December 2014
CONFERENCE: "THE ROLE OF FINANCIAL REPORTING IN CORPORATE GOVERNANCE"Singidunum University organizes the international scientific conference titled "The Role of Financial Reporting in Corporate Governance" on December 5th Singidunum University in Belgrade, Kumodraska 261.
24. November 2014
Access MBA One-to-one EventTop international business schools: IE, IESE Global EMBA, Ashridge Business School , Bentley, Manchester, SDA Bocconi, Hult, The University of Sheffield and many more will meet with MBA and candidates face to face in Belgrade.
18. June 2014
Summer Vivaldi CFO Forum18-20. June, 2014
Mokra Gora School of Management organizes traditional Summer Vivaldi CFO Forum at Mokra Gora, June 18-20. By unanimous decision of the members of the Shareholders Assembly of the Mokra Gora School of Management, Summer Vivaldi CFO Forum which will be held on June 18-20, 2014 was declared a humanitarian. All revenues, sponsorships and donations that have been collected on this occasion will be directed to the reconstruction of some of the schools in Obrenovac based on instructions from the Ministry of Education of the Republic of Serbia.
FIC Activities
19. November 2014
FIC Presents the White Book 2014
30. October 2014
Belgrade Arbitration Centre Presented
22. October 2014
With Bankruptcy Proceedings Towards Better Business Climate
20. October 2014
Media Attention for FIC Visit to Brussels
14. October 2014


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Firstly - booking - i booked a week online through a travel provider as i wasn't sure how good it would be (you can never tell fully from reviews!!) - I extended for a full month and the hotel were good enough to give me their monthly rate (i guess this varies by season!) but mine worked out at 500baht... More
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Group test: what's the best Mac laptop?
The best Apple laptops you can buy
By PC Advisor staff | PC Advisor | 16 March 11
5. Apple MacBook Pro 13in (Spring 2010)
- Reviewed on: 23 April 10
- RRP: From £999 (2.4GHz model)
- Best Price: Find The Best Apple MacBook Pro 13in (Spring 2010) Deals
- Rating:
If you already have the previous 13in Apple MacBook Pro, there's not a lot of reason to upgrade unless you simply must have the newest version of everything. The changes to the 13in line-up are mostly to do with improved graphics and battery life, and they aren't all that different from the year before - and it's somewhat hard to justify the £1,249 model based only on its larger hard drive and slightly faster processor, which didn't translate to much difference in our tests. To get the most from the new generation of MacBook Pros, you'll need to step up to the larger sizes, which take advantage of the Intel Core i5 and i7 processors and their own graphics improvements.
4. 13-inch MacBook Air (Late 2010)
- Reviewed on: 11 May 11
- RRP: £1349 inc VAT
- Best Price: Find The Best 13-inch MacBook Air (Late 2010) Deals
- Rating:
What really sets the MacBook Air apart from the competition is the all-round quality, both in terms of materials used and the construction of the device. Clever features such as the MagSafe power connector that disconnects should you trip over it - rather than pull the whole thing off the desk - are appreciated, as is the eye-catching design. If you can afford one, it'll be an investment you won't regret.
3. Apple MacBook (Mid-2010)
- Reviewed on: 6 July 10
- RRP: £849 inc VAT
- Best Price: Find The Best Apple MacBook (Mid-2010) Deals
- Rating:
There's a very slight performance increase introduced by the 2.4GHz processor, but where the Apple MacBook really scores is in increased battery life, and a graphics controller that usefully expands the gaming possibilities of this laptop. As a complete package, with its safer and more stable OS X operating system, and huge multi-touch trackpad unmatched in the Windows world, the Apple MacBook earns a worthy recommendation for anyone looking for a reliable, easy-to-use portable. It remains a fast and enjoyable-to-use laptop and we'd argue it's the best value notebook under £1000.
2. Apple MacBook Air 11in (Late 2010)
- Reviewed on: 17 December 10
- RRP: £849 inc VAT
- Best Price: Find The Best Apple MacBook Air 11in (Late 2010) Deals
- Rating:
Unlike a netbook, the 11in MacBook Air will rarely keep you waiting. A 5-hour-plus battery is good, running longer in the Air's native Mac OS X. And measured statistics don't show what a delight the 11in is to hold and work with. A perfect carry-anywhere notebook? Not quite – a 3G modem's absence is becoming embarrassing, while the screen resolution is just beyond the comfort level. Elsewhere, we have to give due credit. As an exceedingly compact notebook – or a dear netbook – that will happily and snappily run OS X, Linux or Windows, the MacBook Air 11in is the category's new gold standard.
1. Apple MacBook Pro (15-inch, Mid 2010) 2.66GHz Core i7
- Reviewed on: 14 May 10
- RRP: £1833.29 inc VAT
- Best Price: Find The Best Apple MacBook Pro (15-inch, Mid 2010) 2.66GHz Core i7 Deals
- Rating:
Not only is the MacBook Pro 15in the best constructed notebook computer you can find, it's now also one of the very fastest. In fact, it's the most powerful laptop we've ever tested. There are alternatives with more powerful graphics systems, but none that maintain such a good balance between performance and extended battery life. If you need the best designed notebook money can buy, or just a safe and dependable operating system running on the fastest portable hardware, the MacBook Pro 15in Core i7 sets the new benchmark.
Nexus 9 vs Samsung Galaxy Tab S 8.4 comparison review: Cheaper and feature-packed Tab S nips Nexus 9
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Motorola Moto G 2014 review: the benchmark budget smartphone gets a 5in screen but loses 4G
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How to install Android Lollipop now: a beginner's step-by-step guide
How to set any song as a ringtone on your iPhone. Plus: how to get a custom text tone
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Tetra TetraMin Granules are specially designed for smaller fish in the aquarium. These granules sink slowly helping them to have their meals easily. They provide a high nutrition diet for energy, color and long life of small community fish. The granules do not cloud water in the aquarium and keep it clean and clear. This food is also suitable for Bettas.
Tetra TetraMin Granules
Tetra TetraMin Granules are helpful in providing healthy growth and long life to smaller fish in the aquarium.
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