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Astros Respond After Hackers Get Trade Information
Posted: 07/01/2014 - The Houston Astros say they have been the victims of hackers who accessed their servers and published months of internal trade talks on the Internet.
Posted: 07/01/2014 - The Houston Astros say they have been the victims of hackers who accessed their servers and published months of internal trade talks on the Internet.
Posted: 06/30/2014 - All of your favorite shows return October 2nd only on The CW
Posted: 06/30/2014 - A judge has dismissed actress Amanda Bynes' New York City bong-tossing case.
Posted: 06/30/2014 - "Transformers: Age of Extinction" is ruling the box office.
Posted: 06/30/2014 - Dolly Parton has won over legions of hard rock fans at England's Glastonbury Festival, one of the biggest events on the summer calendar.
Posted: 06/30/2014 - After nearly four hours of prizes, performances and the occasional bleeped expletive, the 2014 BET Awards came to a close.
Posted: 06/30/2014 - Nicki Minaj told the crowd at the BET Awards that she was close to death recently — an experience that has helped her be herself.
Posted: 06/30/2014 - Los Angeles authorities say the 20-year-old son of actor Robert Downey, Jr. is out on bail after being arrested with what deputies believe was cocaine.
Posted: 06/30/2014 - Facebook has passed the 1 billion mark in World Cup interactions.
Posted: 06/27/2014 - Browns rookie quarterback Johnny Manziel has no intention of toning down his weekends.
Updated: 06/27/2014 - Frank Sinatra's first New Jersey driver's license has sold for $15,757 at auction.
Updated: 06/27/2014 - FIFA wants proof from future World Cup teams that players are paid on time after a dispute involving Ghana was resolved by cash shipment.
Posted: 06/27/2014 - Shia LaBeouf was released from police custody Friday after he was escorted from a Broadway theater for yelling obscenities and continued to act irrationally while being arrested, authorities said.
Posted: 06/27/2014 - Courteney Cox says she is engaged to marry Snow Patrol's Johnny McDaid.
Posted: 06/27/2014 - The fictional Maine town of Chester's Mill is "Under the Dome" for a second season, and author Stephen King, on whose novel the popular show is based, has written the first episode for this summer's run.
Posted: 06/27/2014 - The Houston Rockets have selected Arizona junior guard Nick Johnson with the 42nd overall pick in the NBA draft.
Posted: 06/27/2014 - Kurt Tyszkiewicz and his wife enjoy golf, and their daughters are soccer players.
Posted: 06/27/2014 - The international players' union has questioned the severity and focus of FIFA's punishment of Luis Suarez for biting an opponent at the World Cup, saying it "infringes his right to work" and doesn't offer him the treatment he needs.
Posted: 06/27/2014 - Shia LaBeouf was facing disorderly conduct charges Friday after being arrested for yelling obscenities at a Broadway theater performance of "Cabaret," police said.
Posted: 06/27/2014 - Andrew Wiggins was the No. 1 pick by Cleveland, the second straight year a Canadian led off the NBA draft
Posted: 06/27/2014 - Now that the U.S. has survived the so-called "Group of Death," it's time for sudden death: the knockout phase of the World Cup.
Posted: 06/26/2014 - Remember the Alamo? Phil Collins sure does.
Posted: 06/26/2014 - Surprised the United States is the world's second-largest market for World Cup tickets, behind only host Brazil? Experts say you shouldn't be.
Posted: 06/26/2014 - Bill Haas is the defending champion and an afterthought at the Quicken Loans National. He would have expected nothing less.
Posted: 06/26/2014 - Dazzling special effects, Optimus Prime ... and Beijing. The latest "Transformers" movie has all three, mixing Texas-based action with scenes in China's capital and a heavy dose of Hong Kong in an attempt to straddle the world's two biggest movie-going audiences.


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Tournaments / Re: Ice Bowl - 2008« on: February 01, 2008, 05:38:45 PM »
You may want to think about getting extra copies to sell to some disc golfers. I'll buy one!!
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subset: commoncrawl


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This deck is based off a strat that me and a friend thought up the first time we opened a shards of alara booster pack. I realized that i could probably make a clean bounce, artifact, draw deck. While also having some nice strong creatures as well.
The ideal strategy is to have Protomatter Powder in play with Sharuum the Hegemon, which makes both cards practically invincible. A secondary strategy would be using Call to Heel if there are enough Artifacts inside of the graveyards to repeatedly reanimate artifacts from the grave through Sharuum the Hegemon play ability.
Dependant on How Creature happy my opponent is i will add a side deck that consists of more outside damaging cards and more draw cards in order to search for my IWIN strategy faster.
|Date added
|6 years
|Last updated
|4 years
This deck is Modern legal.
|Avg. CMC


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25 of the Most Hateful Tweets About the Gayest Grammys Ever
Antigay bigots flocked to Twitter to spew antigay hate after the Grammys made history by featuring the weddings of 33 gay and straight couples during Macklemore's performance of 'Same Love.'
'Share a Coke' — Unless You're Gay
The beverage manufacturer and Sochi Olympics sponsor is in hot water for a social media tool that appears to deny the existence of several pro-gay words.
Dr. V's Partner Speaks Out, Blames Grantland for Timing of Suicide
An Arizona reporter was able to speak with Gerri Jordan, business partner of Essay Anne Vanderbilt. Jordan's humanizing account of Vanderbilt's final months answers old questions while creating new ones.
Ind. Lawmaker's Gay Son Speaks on Dad's Anti-Equality Vote
'I'm terribly disappointed in his decision and beliefs,' Chris Smith says of his father's vote against marriage equality in Indiana.
First Lady Invites Jason Collins for State of the Union
President Obama gives his next State of the Union address on Tuesday.
WATCH: 'There Will Be' an Openly Gay U.S. President, Says Billie Jean King
The groundbreaking moment won't come in her lifetime, but it will come, King tells Harry Smith on Meet the Press.
Grammys to Feature Mass Wedding to 'Same Love'
Queen Latifah will be the officiant, with 34 couples, gay and straight, married as the Macklemore and Ryan Lewis song is performed.
WATCH: End State's Role in Marriage, Says Okla. Lawmaker
A conservative Oklahoma legislature sees that as a way around a recent ruling for marriage equality in the state.
WATCH: West Hollywood Man Gets a Proposal on Birthday
A man put on a musical extravaganza to propose to his partner.
RNC Chair Finally Finds Voice, Tells Agema to Resign
Reince Priebus today called for the resignation of Michigan politician Dave Agema from the Republican National Committee, and Agema apologized for his racist, antigay remarks but said he won't resign.
Gay British Doctor to Undergo 'Ex-Gay' Therapy — On Camera
Nevada AG: 'Marriage Is Not' Bigamy, Incest, or Gay
Nevada attorney general Catherine Cortez Masto is trotting out tired — and legally unsuccessful — arguments to defend her state's ban on same-sex marriage.
Brazilian Trans Women Detained in Dubai for 'Imitating Women'
Two trans women visiting Dubai have been charged with indecent acts after local police realized they're trans.


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Set in 500 acres of beautiful Kent parkland, Leeds Castle is the perfect backdrop to your overnight stay or holiday with a difference. Our accommodation is set in the heart of the Garden of England and easily accessible from London. The Stable Courtyard Bedrooms at Leeds Castle is a newly launched accommodation option available for guests. The luxury bedrooms have been refurbished to the highest standard offering indulgence and comfort. A full English or continental breakfast, made with fresh local produce is served in the 17th Century oak-beamed Fairfax Hall to following morning. During your stay you can enjoy a stroll around the castle grounds and gardens when the estate is closed to the general public. Double, twin, single and family rooms are available and bookings can be taken up to eight weeks in advance. Free parking available. Prices start from £90 per night.
Concert venue, Gourmet/Fine Dining, Historical interests, Museum, Nature area, Castle, Land Train (seasonal only), Ferry Boat (seasonal only), Children's Play area, Maze, Punting on the Moat, Picnic area, River
Conference Rooms, Fax Machine, Wedding Facilities, Wi-Fi , Entry to Grounds and Castle
Alarm clock, Coffee/Tea facilities, In-room internet, Desk, Hairdryer, Ironing Board, Radio
Bird watching, Golfing, Hiking trails, Falconry Experience, Hot Air Balloon, Go Ape!, Segway, Pay and Play Golf Course, Shopping, Sight-seeing
Stefanie Harlow


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Belsize Park Studio Rental Photos and Description
New, Bright studio, live like a local Londoner but close to all attractions
Newly refurbished studio in a quaint Edwardian house offers all modern amenities a traveller could wish for. Suitable for either business or holiday visitors.
Wi-Fi and TV, Kitchen with dishwasher, microwave, coffee machine and cooking facilities. Bathroom with full size shower, shaver socket, hand basin and toilet. Fresh linens, fluffy towels and toiletries all included for your comfort. Also features a terrace for Sunny days!
- Suitability:
- Long-term Renters Welcome
- Minimum Age Limit for Renters
- non smoking only
- not suitable for children
- pets not allowed
- wheelchair inaccessible
About Owner/Manager
I have lived in this area all my life and am a real Londoner, I offer my wealth of knowledge to my visitors to help them get the most out of their vacation or business trip. I used to work in films, but now I run this business, I have a son who lives in Barcelona Spain and from next year, we will be expanding over there for those who would like to do a 2 centre trip. Glenmore studios is the fourth property I have refurbished with the traveller in mind. I have had some lovely reviews of my other apartments so I hope you will love this one too!
Why Owner/Manager chose Belsize Park
Glenmore Suites are literally 2minutes from Belsize Park tube station which will whisk you into the centre of town in no time. The neighbourhood on your doorstep is beautiful, safe and friendly. Within 5 minutes of your door there is a market which will supply all your needs and a good selection of family friendly restaurants and cafes.
What makes this studio unique
I live locally and can offer any advice or info you may need.


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Home :: Wedding Bands :: Gold Wedding Bands :: Designer Yellow Gold Bands :: Yellow Gold
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Received the rings on Friday and getting married today. Both of us are very Happy with them. They are much prettier then they looked on the internet....
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Theatre916 entries
Glasgow Girls
Opens: 31/10/2012 Closes: 17/11/2012 Citizens Theatre, GlasgowLondon Road proved there's no place musicals can't go – this is also based on current events (the asylum system) and comes from Cora Bissett, who was behind the Olivier-winning exploration of sex trafficking, Roadkill. It's set in a high school, and is in musical form, but you can forget that line of thought, as a group of students fight to protect their friends from deportation. For more information visit: http://www.nationaltheatrescotland.com/content/default.asp?page=home_GlasgowGirls Buy: https://uk.patronbase.com/_Citz/Productions/GRLS/Performances Watch:
Page [1]
Guardian"Driven by righteous adolescent anger..." "We are moved by the truth of the real-life story, the thrill of political engagement and, in a production conceived and directed by Cora Bissett, who also contributes several songs, the infectious girl-power feistiness of her young company..."
Whatsonstage.com"A highly-emotive piece which educates as it enthrals..." The true drama of the piece lies in the shadowy voids where these two world overlap. This idea is beautifully realised in the music and lyrics of its both catchy and at times heartfelt score...
The Telegraph"A significant milestone in Scottish musical theatre..." If Aidan Burley MP thought Danny Boyle's Olympic opening ceremony was "multicultural crap", one can only imagine what he would make of Bissett's show...
The Stage"There is an unevenness throughout..." There is much to shout about as the musical seeks to tell one of Scotland's modern stories in a modern way. Bizarrely, the production seems to pull away from doing so as it protests and moans about its own use of a musical format...
Page [1]
Review and recommend
82% Electra 77% Henry IV 71% Urinetown 71% The Cherry Orchard 70% Regeneration
96% Mr Turner 85% Interstellar 85% CITIZENFOUR 80% Winter Sleep 80% Gone Girl 78% Maps to the Stars 73% The Homesman 73% The Drop 72% '71 72% A Most Wanted Man 68% The Imitation Game 68% A Spell To Ward Off The Darkness 66% Human Capital 62% Attila Marcel 60% Northern Soul
- Recorded music
- Books
- Exhibitions


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Definitions for civil rights
This page provides all possible meanings and translations of the word civil rights
Random House Webster's College Dictionary
civ′il rights′*(n.pl.)
rights to personal liberty, esp. as established by the 13th and 14th Amendments to the U.S. Constitution and certain Congressional acts.
Category: Government
* (often caps.).
Origin of civil rights:
Kernerman English Learner's Dictionary
civil rights(noun)ˈsɪv əˌlaɪzd
the legal rights of people in a country
a civil rights campaigner
civil rights(Noun)
Those rights which are expressly enumerated in the U.S. Constitution and are considered to be unquestionable, deserved by all people under all circumstances, especially without regard to race, creed, color, gender and disabilities.
U.S. National Library of Medicine
Civil Rights
Legal guarantee protecting the individual from attack on personal liberties, right to fair trial, right to vote, and freedom from discrimination on the basis of race, color, religion, sex, age, disability, or national origin. (from http://www.usccr.gov/ accessed 1/31/2003)
Civil and political rights
Civil and political rights are a class of rights that protect individuals' freedom from infringement by governments, social organizations, and private individuals, and which ensure one's ability to participate in the civil and political life of the society and state without discrimination or repression. Civil rights include the ensuring of peoples' physical and mental integrity, life and safety; protection from discrimination on grounds such as race, gender, national origin, colour, sexual orientation, ethnicity, religion, or disability; and individual rights such as privacy, the freedoms of thought and conscience, speech and expression, religion, the press, assembly and movement. Political rights include natural justice in law, such as the rights of the accused, including the right to a fair trial; due process; the right to seek redress or a legal remedy; and rights of participation in civil society and politics such as freedom of association, the right to assemble, the right to petition, the right of self-defense, and the right to vote. Civil and political rights form the original and main part of international human rights.
Translations for civil rights
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Discuss these civil rights definitions with the community:
Use the citation below to add this definition to your bibliography:
"civil rights." Definitions.net. STANDS4 LLC, 2014. Web. 21 Nov. 2014. <http://www.definitions.net/definition/civil rights>.


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All Greg Van Avermaet: Page 3
2013 spring classics in review: Winners and losers
- By Neal Rogers
- Published Apr. 22, 2013
- Updated Oct. 30, 2014 at 1:38 PM EST
Fabian Cancellara and a slew of first-time winners came out on top in the classics, but who didn't?
Gilbert plans to swing for the fences in Liege effort
- By Andrew Hood
- Published Apr. 20, 2013
BMC Racing's classics leader will put all of his effort into winning Sunday's Liège–Bastogne–Liège
Cobbled conclusions: Cancellara finds glory, Omega Pharma struggles
- By Ryan Newill
- Published Apr. 9, 2013
- Updated Oct. 30, 2014 at 1:38 PM EST
Spartacus reigned on the cobbles, but hundreds of storylines carried through the 2013 northern classics
Taylor Phinney is one of many arrows in BMC's quiver for Paris-Roubaix
- By Matthew Beaudin
- Published Apr. 6, 2013
Phinney will line up as a water-carrier, but could wind up a star if things go his way in a race that demands luck as well as legs
Cancellara is top favorite heading into Sunday's Ronde van Vlaanderen
- By Neal Rogers, Brian Holcombe, Chris Case, Andrew Hood, Matthew Beaudin, and Mark Johnson
- Published Mar. 29, 2013
- Updated Apr. 2, 2013 at 3:10 PM EST
We make our case for the main contenders in the Tour of Flanders field, and conclude that "Spartacus" is the man to beat
John Degenkolb, Greg Van Avermaet are favorites for Paris-Tours
- By Jean Montois
- Published Oct. 5, 2012
Sprinters like John Degenkolb and puncheurs like Greg Van Avermaet are favorites for this weekend's Paris-Tours
Evans committed to teammates in Ardennes classics
- By Gregor Brown
- Published Apr. 14, 2012
Tour champ pledges allegiance to Belgian teammates for the hilly classics
Video: Van Avermaet keyed up for Amstel Gold Race
- By VeloNews.com
- Published Apr. 13, 2012
- Updated Nov. 2, 2013 at 4:33 PM EST
In an exclusive video interview from BrakeThrough Media, Greg Van Avermaet talks about being pleased with his aggressive ride at Brabantse
Van Avermaet Q&A: 'Flanders is the race to win'
- By Andrew Hood
- Published Mar. 29, 2012
Belgian will be dark horse for BMC Racing
Greg Van Avermaet wins 2011 Paris-Tours
- By Agence France Presse
- Published Oct. 9, 2011
- Updated Oct. 9, 2011 at 2:21 PM EST
Greg Van Avermaet (BMC Racing Team) won a sprint finish to claim the Paris-Tours cycling classic on Sunday.


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Brown-Minneapolis Tank
based in Albuquerque, NEW MEXICO (USA)
Brown-Minneapolis Tank Co. (BMT) and more recently its affiliates BMT-NW and Graver Tank Co. have been recognized leaders in supplying large steel plate fabrication of tanks and structures, engineering design, pressure vessels and construction services. We set the industry standard with best in class, award-winning and 'customer comes first' approach to manufacturing and ...
based in butler, PENNSYLVANIA (USA)
OilSpillRem.com provides oil, fuel and other liquid hydrocarbon cleanup powders and products, PRP Petroleum Remediation Product which is 100% natural and safe for the environment. Oil spill booms, socks, well booms, powders, custom products to clean up anyhydrocarbon spill.
Australian Panel Tanks
based in Stapylton, AUSTRALIA
Australian Panel Tanks has been designing, manufacturing and installing water tanks for commercial and industrial applications, In January 2008 Tyco Flow Control Pacific Pty Limited acquired the Australian Panel Tanks brand and has incorporated it into there range of bolted steel water tanks under the Tyco Pumping Systems Division. The combined knowledge, experience and ...
Chattanooga Boiler & Tank Company
based in Chattanooga, TENNESSEE (USA)
Chattanooga Boiler & Tank is the premier fabricator, erector and maintainer of steel plate tanks and vessels. Working with a wide range of steel - including stainless steel, duplex stainless, carbon steel, aluminum, hastelloy and inconel - allows Chattanooga Boiler & Tank to provide our customers with the perfect tank or vessel to suit their complex and demanding needs.
Neste Oil
based in FINLAND
Neste Oil is a refining and marketing company, with a production focus on premium-quality, lower-emission traffic fuels. The company produces a comprehensive range of major petroleum products and is the world`s leading supplier of renewable diesel. The company had net sales of EUR 17.5 billion in 2013 and employs around 5,000 people. Neste Oil`s share is listed on the ...
Tank Connection Affiliate Group (TCAG)
based in Parsons, KANSAS (USA)
At Tank Connection Affiliate Group, we have more than 2100 years of combined experience in the design, manufacturing and field installation of dry bulk and liquid storage systems. We are committed to providing the highest quality storage containment products and services worldwide. Our passion for safety, employee development, innovation, management excellence and ...
based in Berg, GERMANY
OilTech-Winnes act as a worldwide consultant in the oil and petrochemical industry. OilTech-Winnes was founded in 2007 by Chris Winnes who has 14 years of experience within the oil industry and 24 years is the waste disposal environment. Chris Winnes is the driving force of the company. One of the advantages of being a small consultancy is that we can give a friendly, ...
Oil Skimmers, Inc.
based in Cleveland, OHIO (USA)
Oil Skimmers, Inc., manufactures and markets Oil Skimming equipment worldwide. Our oil skimmers recover all types of oils floating on water and other liquids and are used in all types of applications from manufacturing, steel mills, food processing, et cetera. We have complete design and application engineering, and our representatives are always available to visit your ...
Sierra Sales Double Wall Plastic Tanks
based in Perkasie, PENNSYLVANIA (USA)
Sierra Sales designs, engineers and supplies plastic safe poly processing tanks, polyethylene chemical storage tanks. Plastic tanks for corrosives, safe poly processing tanks, vertical, cone bottom, open top, horizontal, safe-tanks, double wall tanks, full drain tanks, IBC, SUMO, fittings & accessories. Plastic tanks for sodium hypochlorite, sulfuric acid, caustic, ...
SkimOil Inc.
based in Carrboro, NORTH CAROLINA (USA)
SKIMOIL INC. is a specialty design/custom manufacturer-builder, and distributor of marine and industrial pollution control equipment and systems. We specialize in all types of industrial oil skimmers and oil water separators. With just a few exceptions almost everything we do touches on oil somehow.


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A method and system is provided to automate many of the steps involved in processing restricted securities. Data can be received relating to restrictions associated with the trade of a security. Typically the data includes notification by a seller of their desire to transact a trade involving a restricted security as well as answers to a checklist of questions related to the restricted trade. In addition, the system can receive an electronic verification that the data is correct. The system can respond by automatically generating documentation supportive of the trade and receiving an electronic signature to execute the generated documents. Trade information can also be automatically forwarded to a clearing house. In addition, an instruction can be transmitted to a transfer agent to convert physical restricted securities into an electronic format. Notification that the securities have been converted can subsequently be received.
1. A computer-implemented method for processing restricted securities trades via a communications network, the method comprising:
receiving data relating to restrictions associated with the trade of a security;
receiving electronic verification that the data is correct;
automatically generating documentation supportive of the trade; and.
receiving an electronic signature to execute the generated documents.
2. The method of
3. The method of
4. The method of
5. The method of
6. The method of
7. The method of
8. The method of
9. The method of
10. The method of
11. The method of
12. A computer system for facilitating trading of a restricted security, the system comprising:
a computer server accessible with a network access device via a communications network; and
executable software stored on the server and executable on demand, the software operative with the server to cause the system to:
transmit data relating to a restricted securities trade;
receive a legal opinion document related to the trade;
receive electronic authorization to proceed with the trade; and
transmit a command to execute trade.
13. The computer communications system of
14. The computer communications system of
15. The computer communications system of
16. Computer executable program code residing on a computer-readable medium, the program code comprising instructions for causing the computer to:
transmit data relating to a restricted securities trade;
receive a Legal Opinion related to the trade;
receive electronic authorization to proceed with the trade; and
transmit a command to execute trade.
17. A method of interacting with a network access device in order to complete an online transaction, the method comprising the steps of:
initiating interaction with a host computer via a communications network;
transmitting data related to a trade involving a restricted security;
receiving documentation related to the trade of the restricted security; and
transmitting electronic authorization to conduct the trade.
18. The method of
19. The method of
20. The method of
21. The method of
22. A computer signal embodied in a digital data stream comprising data relating to restricted security trading, wherein the computer signal is generated by a method comprising the steps of:
transmit data relating to a restricted securities trade;
receive a legal opinion document related to the trade;
receive electronic authorization to proceed with the trade; and
transmit a command to execute trade.
23. A computer data signal as in
[0001] This application claims the benefit of a provisional application entitled �Restricted Securities Processing� filed Sep. 28, 2000 and bearing the Ser. No. 60/236,299 the contents of which are relied upon and incorporated by reference.
[0002] The present invention relates to a method and system for providing automated trading and processing of restricted securities. In particular the present invention relates to an automated system and process to transform restricted securities processing (RSP) from being a slow and inconsistent process into an industry benchmark, and possibly a competitive advantage as a distinct and significant source of value creation for a financial institution.
[0003] Several conditions can distinguish RSP from non-RSP and are the dominant root causes for process inefficiencies: RSP requires extra �legal� process steps that culminate with a Transfer Agent's review of a Legal Opinion from Company Counsel. A Broker's Letter and Seller's Letter can be inputs wherein the primary purpose of the letters is to facilitate the generation of a Legal Opinion by Company Counsel. The Legal Opinion typically states that Company Counsel believes a trade involving restricted securities meets regulations.
[0004] Restricted securities are almost always physical documents while non-restricted securities are almost always electronic. In addition, restricted securities uniquely require legends. In present markets, physical restricted securities can be replaced by electronic positions on the books and records of the Transfer Agent with a stop order, however, this does not usually happen.
[0005] The conditions of being restricted and being physical are not one and the same, they can be separated, such as via Transfer Agent (TA) books-and-records. However, both conditions require manually intensive, inefficient, non-standard processes with poor quality control and lagging status.
[0006] In general, the prior art has shown that when a Client desires to sell restricted stock the client will call their Broker to inform them of their desire. Typically, the associated restricted stock security will already be retained by the Broker in a vault and the Broker will have some indication of a restriction applying. The Broker will typically have a pre-signed Seller's Letter with blanks for the date, rule of sale, amount to be sold and potentially other transaction specific information. The Broker and the Client, who is now a Seller, will attempt to determine an appropriate rule for sale, and whether or not the Seller meets the requirements. If they are not able to do so, the Broker and/or Seller may call the Broker's internal Restriction Desk; the Client's Counsel, or the Company Counsel to determine the appropriate rule for sale.
[0007] When the appropriate rule of sale has been ascertained, the Broker will fill in the pre-signed Seller's Letter. If the Broker does not have a pre-signed Seller's Letter on hand, they will fax the filled in Letter to the Client for signature, and the Client will then fax the signed letter back to the Broker or directly to Company Counsel. The Broker will also fill out and sign a Broker's Letter. The Broker will then determine the identity of Company Counsel in order to fax both the Seller's and Broker's Letter. The Broker will also call Company Counsel to inform them of the impending fax and give a transaction overview, and then fax the letters. Upon receipt of the faxed letters, Company Counsel will review the letters to determine if the appropriate rule has been identified and that the conditions under the rule are met. If so, Company Counsel creates and signs a Legal Opinion stating that they believe conditions for sale have been met. Company Counsel will also identify the Transfer Agent, and fax the Legal Opinion to the Transfer Agent.
[0008] In the early part of the process when the Client first calls the Broker to place the sale, the Broker will also receive from the Seller an original signed document of negotiability to forward to the Transfer Agent. If the security is on deposit in the Broker's vault, typically the Broker will have had previously given the Client a stock power which if signed by the Client, can act as documentation of negotiability. During a call to the Broker, the Broker will inform the Client to sign the stock power and physically send it, typically via an overnight service, to the Broker. If the security is in the possession of the Client or another source, the Broker will typically inform the Client to sign the security itself. The signed security can be used as the document of negotiability and forward it to the Broker. However it is accomplished, both a signed document of negotiability and the security itself must be delivered to the Transfer Agent to complete the transfer. The Broker will put events into action to ensure both items are received into the Broker's possession to be forwarded to the Transfer Agent.
[0009] Typically, the Transfer Agent will not begin the transfer process until it has received either a faxed copy or original of the signed Legal Opinion. In addition the transfer agent will require an original security along with an original signed document of negotiability.
[0010] The Transfer Agent will sort through piles of packages of negotiability documentation which typically arrive through an overnight service, and stacks of faxes of Legal Opinions to match the appropriate Legal Opinion to the appropriate security package. Alternatively, some Transfer Agents request that the Broker take receipt of the fax from Company Counsel and package this letter with the security package to eliminate the laborious task of doing this themselves. Upon completing this task, the Transfer Agent will initiate the transfer process, which includes destroying the old certificate and either reissuing a new physical security or moving the security to electronic form in a trust company environment, such as the Depository Trust Company. The only way the Broker can identify that the transfer has been complete is to go into a trust company system and search, or call the transfer agent and inquire. Overall, this process may require from one to three weeks and occasionally even longer.
[0011] What is needed is a method and system to automate Restricted Securities Processing and provide a timely, secure, platform for trading restricted securities.
[0012] Accordingly a method and system is provided to automate many of the steps involved in processing restricted securities and utilize an electronic platform to exchange documents, information and authorizations.
[0013] The present invention includes a computer-implemented method for processing restricted securities trades via a communications network. Data can be received relating to restrictions associated with the trade of a security. Typically the data includes notification by a seller of their desire to transact a trade involving a restricted security as well as answers to a checklist of questions related to the restricted trade. In addition, the system will receive an electronic verification that the data is correct. The system can respond by automatically generating documentation supportive of the trade and receiving an electronic signature to execute the generated documents. Typically the trade will be a simple restricted sale and the system will perform the step of transmitting an instruction to execute the trade. Trade information can also be automatically forwarded to a clearinghouse.
[0014] Documentation that is generated can include a seller's letter, a broker's letter and/or a legal opinion. Edits to the generated documentation can also be received and processed to modify the documents accordingly. In addition, an instruction can be transmitted to a transfer agent to convert physical restricted securities into an electronic format. Notification that the securities have been converted can subsequently be received.
[0015] Another embodiment of the present invention includes a computer system for facilitating trading of a restricted security. A computer server accessible with a network access device via a communications network executes software stored on the server. The software is operative with the server to cause the system to transmit data relating to a restricted securities trade. The server will receive an electronic document such as a legal opinion related to the trade, as well as receive electronic authorization to proceed with the trade. The computer can then transmit a command to execute trade. The network access device can be a computer, handheld device or other electronic communication device.
[0016] The computer communication network can conform to the transmission control protocol/internet protocol and include the Internet and/or an intranet.
[0017] Other embodiments include computer executable program code residing on a computer-readable medium. The program code can include instructions for causing a computer to transmit data relating to a restricted securities trade and receive documentation, such as a Legal Opinion related to the trade. The computer can also receive electronic authorization to proceed with the trade and transmit a command to execute trade.
[0018] In another aspect of the present invention, a method of interacting with a network access device in order to complete an online transaction is presented. A user can initiate interaction with a host computer via a communications network and transmitting data related to a trade involving a restricted security. Documentation related to the trade of the restricted security can be received and an electronic authorization to conduct the trade can be transmitted. In one embodiment, a data stream content can be viewed via a graphical user interface. The documentation received can include a legal opinion, a broker's letter, a seller's letter or other documentation.
[0019] In addition, a computer signal can be embodied in a digital data stream relating to restricted security trading. The computer signal can be generated by any of the methods discussed above.
[0020] In the present invention, hardcopy legal documents are largely replaced by electronic documents and communications. Hardcopy documents can be made available for archival purposes, but are no longer essential to the processing of restricted securities. Workflow is integrated into an electronic RSP system allowing a Transfer Agent and bank Transfer Custody to seamlessly share information and work in real time. An alternative to using workflow would be to use a peer-to-peer computing platform whereby information stored on the transfer agent's, company counsel's, the broker's, or an independent hub system can be coordinated and communicated to achieve a similar result. Electronic authorizations can be utilized throughout, creating completely electronic process steps for generating a legal opinion. Real time processing can essentially be achieved by automation of the electronic signature processes. Company Counsel and the Transfer Agent are able to access legal summaries via a distributed network such as the Internet and can also review legal documents in full or download a hardcopy for archival purposes.
[0021] Physical restricted securities can be replaced with electronic versions that exist on the books and records of the transfer agent with a stop order that can only be lifted upon completion of the legal opinion. Electronic security can thereby be electronically linked to an electronic legal opinion process and further automation. A RSP system can also be utilized as a trading platform and clearance application wherein transfer of ownership of restricted securities can occur by changing the identity of the owner of the shares on the electronic books and records of the Transfer Agent, and not through a trust company.
[0022] Linking another broker involved in the trade to the RSP system can enable them to accept the trade and also send the results of the new owner to the transfer agent. The transfer agent can complete the transaction through the RSP system without any involvement from trust company. This process can be used for non-restricted securities as well as restricted securities, and can be utilized to create a secondary trading platform for any security that can be placed on the books and records of a Transfer Agent or like party.
[0023]FIG. 1 illustrates a block diagram of restricted securities processing system.
[0024]FIG. 2 illustrates a network embodiment of the present invention.
[0025]FIG. 3 illustrates a flow diagram of a client contact process according to the present invention.
[0026]FIGS. 4a and 4 b illustrate a flow diagram of steps that can be performed by an automated RSP system.
[0027]FIG. 5 illustrates a user interface with functionality included in the present invention.
[0028]FIG. 6 illustrates an example of a graphical user interface relating to the current invention.
[0029] The present invention includes a computerized method and system for providing restricted securities processing in a time efficient and secure fashion. Automated process flows that allow for the transfer of documents via an electronic communications network eliminate many manual and time consuming steps formerly required to effect a transaction involving restricted securities. In addition, electronic signatures can be utilized to further expedite the approval of legally binding documents. The method and system can be modified to accommodate margin, venture capital distributions, restricted convertible securities or other restricted securities. In addition, the use of electronic positions on the books and records of a Transfer Agent with stop orders in place of the physical format of restricted securities can further automate and optimize the process.
[0030] Referring now to FIG. 1, a block diagram illustrates information flows according to the present invention between major entities involved in a restricted security transaction. A hub and spoke or peer to peer architecture is combined with a methodology to eliminate several manual steps required by previous processes. Electronic signature authorization is integrated in the process such that a Client 101, Client Counsel 102, Company Counsel 103, Transfer Agent 104 and entities 105-109 within a financial institution 120 can now use the Restricted Securities Processing (RSP) system 110 to electronically execute process steps. The financial institution 120 can have an electronic network workflow 112 with the Transfer Agent 104 such that a previously required physical delivery can be reengineered to be electronic. In this embodiment the Broker and the RSP system are integrated as one. An alternate arrangement would be for the Broker to be an external party to the RSP system just as are the Company Counsel and Transfer Agent. In such an arrangement, the Broker could access the RSP system either through a browser to manually read or write information to the RSP system, or alternative could use a Workflow application or peer-to-peer computing arrangement to electronically share information with the RSP system.
[0031] Typically, under the present invention, a Client contacts Sales 105 to sell restricted stock, Sales 105 can pull up a sales module via a graphical user interface (GUI) to access the RSP system 110 and enter data into the restriction checklist. Sales 105 can assist a Client 101 answer restricted transaction related questions to determine qualification and the appropriate rule for sale. If necessary, a four way conference contact can be arranged between the Client 101, Sales 105, Restricted Desk 106, and Client Counsel 102 to finish walking the Client 101 through the restriction checklist. Once the checklist is complete, an appropriate rule for sale will have been identified and the RSP system can inform Sales 105 how to instruct Client 101 regarding forms which should be sent to the financial institution 120, and forms that should be submitted to an RSP system 110. Forms submission can be electronic or via a fax, or physically mailed for physical negotiability documentation. Faxed forms can be received into a fax module. Another embodiment uses a web page to enable the Client 101 and Client Counsel 102 to process the restriction checklist.
[0032] Company Counsel 102 can be alerted of a sale via an electronic notification, such as email, and use a hyperlink to log into a RSP system web page containing the appropriate documents and transaction information. Counsel 102 can download faxes from Sales 105 and the Client 101. Company Counsel 102 can complete a Legal Opinion and submit a copy of a signed original to the RSP system 110. In one embodiment, submission can be accomplished via a RSP system fax mailbox. The fax number can be included in the alerting notification. Another embodiment can utilize electronic transfer of a file and an appropriate electronic signature. An alerting notification with hyperlink can also be sent to sales 105 indicating that this step has occurred. If any of the currently manual process steps by the parties of the RSP system are automated, the alerting emails can be replaced with automated information flows to the next party in the process. In such an embodiment, the process becomes completely automated in real time.
[0033] Sales 105, or in the case where the RSP system is an independent party from a Broker, a hyperlink can be utilized as an alerting notification to pull up relevant information and map any correspondence, such as a Company Counsel 102 fax relating to the appropriate transaction. Identifying information can appear in the web page. The RSP system 110 can automatically send an alerting notification, such as email, with an associated hyperlink to the Transfer Agent 104.
[0034] The Transfer Agent 104 can also activate a hyperlink contained in an alerting email. In response to clicking the hyperlink, the system can automatically log the Transfer Agent 104 into an RSP system 110 website with access to appropriate electronic or fax documentation. The Transfer Agent 104 can download an associated Legal Opinion. An alerting email can be sent to the financial institution's Transfer Custody 108 to indicate that the Transfer Agent 104 has downloaded the Legal Opinion. The Transfer Agent 104 can execute the transfer, and manually update the status through a browser to the RSP system. In the case of a Workflow arrangement between the RSP system and the Transfer Agent, upon executing any internal electronic transfers, this information change would trigger an automated information flow into the RSP system. A similar process and result would occur in the case of a peer-to-peer platform. Transfer Custody 108 can access the RSP system to check on the status of the transaction. Or in the case of full automation, any changes by the transfer status by the Transfer Agent will be noticed by the Workflow or peer-to-peer system and the change captured in the RSP system.
[0035] Referring now to FIG. 2, a network diagram illustrating one embodiment of the present invention is shown. An automated restricted securities processing system can include a RSP System 110 accessible via a distributed network 201 such as the Internet, or a private network. A Client 219-222, financial institution support 228, a representative 223-224, or other party interested in a restricted securities transaction, can use a computerized system or network access device 204-208 to receive, input, transmit or view information processed in the RSP system 110. A back office system 203 can also receive and transmit data to the RSP System 203 via the network 201. A protocol, such as the transmission control protocol internet protocol TCPIP can be utilized to provide consistency and reliability.
[0036] Each of the network access devices can include a processor, memory and a user input device, such as a keyboard and/or mouse, and a user output device, such as a display screen and/or printer. The network access devices 204-207 can communicate with the RSP system 110 to access data stored at the RSP system 110. The network access device 204-207 may interact with the host computer 250 as if the host was a single entity in the network 200. However, the RSP system 110 may include multiple processing and database sub-systems, such as cooperative or redundant processing and/or database servers that can be geographically dispersed throughout the network 201. In some implementations, groups of network access devices 204-208 may communicate with RSP system 110 through a local area network.
[0037] The RSP system 110 includes one or more databases 202 storing data relating to restricted securities processing. The RSP system 110 may interact with and/or gather data from a Client 219-222; representative 223, financial institution support 228 or other person who is operating a network access device 204-207. Data gathered from the trader may be used to conduct trading or provide information to the trader.
[0038] Typically a user will access the RSP system 110 using client software executed on the network access device 204-207. The client software may include a generic hypertext markup language (HTML) browser, such as Netscape Navigator or Microsoft Internet Explorer, (a �WEB browser�). The Client software may also be a proprietary browser, and/or other host access software. In some cases, an executable program, such as a Java� program, may be downloaded from the RSP system 110 to the Client computer and executed at the Client computer as part of the RSP system 110 software. Other implementations include proprietary software installed from a computer readable medium, such as a CD ROM. The invention may therefore be implemented in digital electronic circuitry, computer hardware, firmware, software, or in combinations of the above. Apparatus of the invention may be implemented in a computer program product tangibly embodied in a machine-readable storage device for execution by a programmable processor; and method steps of the invention may be performed by a programmable processor executing a program of instructions to perform functions of the invention by operating on input data and generating output.
[0039]FIG. 3 illustrates one process relating to client contact that can be included in the present invention. A financial institution 120 can be contacted by a Client 101 relating to the transaction of a restricted security 310. Typically, the Client 101 would contact the financial institution's Sales. Information descriptive of the Client's 101 restriction regarding the transaction is input into the system through a restriction checklist that identifies an appropriate rule for sale and the Client's 101 fulfillment of the requirements under the rule. Information can be input for example into a GUI containing programmable user interactive devices, such as checkboxes, yes/no fields, radial buttons, text input, or other devices. An example of a GUI that can be useful to input information is illustrated in FIG. 4. To aid the Client 101, the sales can instruct the Client 101 on how to logon to a RSP system website and input information relating to restrictions involved in the transaction.
[0040] To aid the Client 101, Sales can instruct the Client 101 on how to logon to a RSP system website and input information relating to restrictions involved in the transaction. In one embodiment, a restriction checklist can be presented in a GUI to the Client to facilitate the input of information. If necessary, a four way audio conference with simultaneous web access can be arranged between the Client 101, Sales 105, Restricted Desk 106, and Client Counsel 102 to finish walking the Client 101 through the checklist.
[0041] The financial institution 120 can generate or receive required electronic information 312 from the Client 101. Preferably, the information will include an electronic signature verifying that the information submitted is correct. For example, the financial institution 120 can receive an electronically authorized Seller's Representation Letter that is generated by the system in response to completion of a Restriction Checklist. The Client 101 can implement an electronic signature to indicate that the checklist is correct. In addition to the electronically generated and signed Seller's Letter, the system can automatically generate an electronic signature for the negotiability documentation 313. If electronic negotiability documents are being used (such as electronic restricted securities), the electronic signature can automatically be attached to the electronic negotiability documentation, regardless of on whose books and records the security resides.
[0042] The financial institution 120 can also walk through its own checklist questions and input related information, such as information necessary to generate a Broker's Letter 314. When all information required for the broker's letter is available in the system, the system can automatically generate the broker's letter and affix an authorized electronic signature 315. Electronic links from the system to trading systems associated with the financial institution 120 can be utilized to book the trade 316. In one embodiment, the RSP system 110 can automatically generate a status report indicating which information has been entered and which information is still outstanding.
[0043] Referring now to FIG. 4, a set of steps that can be performed by an automated RSP system is illustrated. Steps that an RSP system 110 can perform in practicing the present invention can include presenting a checklist 408 relating to restrictions. The checklist can include a series of restriction questions, each question with a corresponding checkbox to record an answer. The RSP system 110 can receive an electronic signature from a Client to indicate that the checklist is correct 409. The RSP system 110 can also automatically generate a legally binding Seller's Letter and other negotiability documentation, which can be reviewed by the Seller such that an electronic signature can be received and recorded indicating an execution of the Seller's Letter 410.
[0044] The RSP system 110 Workflow application can shift the process towards a Sales 105 and/or Restricted Securities Desk 106 and present an interface to facilitate a financial institution walking through its own checklist questions. An electronic signature can be received attesting to correct answers. Receipt of the checklist answers and electronic signature can be utilized to trigger the system to automatically create a Broker's Letter. Via workflow the present invention can also tie into the financial institution systems to book the trade.
[0045] Receipt of a Seller's Letter with electronic signature can trigger generation of an alerting notification, such as an email, to be sent 411 to Company Counsel 103. In the case of a Workflow or peer-to-peer system arrangement between the two parties an alerting notification can include an automated file transfer or other electronic information flow. The notification can also include a hyperlink, WEB address or other interactive device to direct Company Counsel 103 to material available on a distributed network. Company Counsel 103 can activate the user interactive device, such as by clicking on a hyperlink and be presented with a very simplified but comprehensive format indicating that the Seller and Broker have given authorizations 412. Company Counsel 103 can electronically authorize the transaction based on the website summary page, or hyperlinks to a page showing the documentation from the Seller & Broker 413. In addition, the Company Counsel 103 can download these or other associated documents to its internal document management system. Alternatively, Company Counsel 103 can have a database and programmable system to automatically generate Legal Opinions if certain criteria are satisfactorily answered by the Seller and the Broker. In this case, information in Client and Broker restriction checklists can include criteria, which is sent in an appropriate format to Company Counsel 103 to facilitate its electronic process.
[0046] Upon Company Counsel's 103 electronic signature to approve the sale 413, which can be received via the RSP system 110, the system can automatically create a Company Counsel 103 Legal Opinion 414. The opinion can be created, for example, by piecing together standardized language into paragraphs, wherein the language has been previously created and/or approved by Company Counsel 103 and saved in the RSP system 110. In one embodiment, a merge of information specific to a transaction and the standardized language can create the document. Company Counsel 103 can also edit a document prior to its approval 415. If the financial institution desires, the Client 101 can monitor the status of the trade through the RSP system 110 website.
[0047] A Client 101 can also send physical documentation to the Transfer Agent 104 and Transfer Custody 108. Generally, if the Client 101 has been a long time customer of the financial institution, Sales 105 may have already facilitated the Client 101 preemptively converting the restricted physical securities to electronic format.
[0048] A Company Counsel's 103 electronic approval of the Legal Opinion can be received 416 and cause an alerting notification 417, such as an email, to be sent to the Transfer Agent 104. As in previous steps between external parties in the RSP process, a Workflow application or peer-to-peer computing platform can be used between these two parties to automate this information flow and replace the manual process facilitated by the alerting email with hyperlink. If the Transfer Agent 104 needs more reassurance that the Legal Opinion is in order, the Transfer Agent 104 can use a hyperlink contained within the notification to automatically logon to the RSP system 110 and verify. The Transfer Agent 104 can also be given access to the Legal Opinion 418, such as through an e-mail or hyperlink. In one embodiment, the Legal Opinion can be downloadable, offering the Transfer Agent 104 an opportunity to store the Legal Opinion in an external document management system. The Transfer Agent can then settle the trade using its internal processes & systems.
[0049] Electronic, peer-to-peer computing or a Workflow application can facilitate the immediate recognition of the settlement and notify the RSP system 110 and appropriate internal financial institution groups. The internal financial institution groups can proceed with their usual processes to release proceeds to the Client. If the financial institution desires, the Client can monitor the status of the trade through the RSP system 110 website.
[0050] Productivity Gains can be realized for Company Counsel, Transfer Agent 104 and Front and Back Office of Broker's operation. Economic Gains can also result from removing lost interest on delayed Client payment.
[0051] Referring now to FIG. 5, an exemplary interface is shown illustrating various fields 501-516 of information that can be included in an interactive presentation to collect and/or display data. Interactive areas can be included on a screen for accepting data input and displaying information already contained in associated fields. For example, the interface can include an area for inputting shares held 502, volume limitations 502, date of last filing 503, Role 504, relation to shareholders 505, nature/date of stock acquisition 506, form of payment 507, private placement 508, public market purchase 509, 145 transaction 510, or other transaction 511. In addition, the screen can include whether the client is subject to a trading window 513, a registration for resale 512, if there is a restrictive legend on the certificate 514, any contractual restrictions 515, or additional comments 516.
[0052] Another exemplary interface, such as that illustrated in FIG. 6 can include a programmable mechanism for presenting, receiving, organizing, sorting, modifying and general editing of information relating to a stock transaction. In particular, a graphical user interface according to the present invention can include an interactive programmable area for receiving and displaying information relating to an issue being sold 610, a restriction type 611, date sold 612, the client 613, documents 614 and icons or other programmable links to related documentation 615. The issue being sold 610 can identify the stock for which shares are going to be sold. The type 611 can be descriptive of the type of restriction that encumbers the stock. Restrictions can include for example, a SEC type restriction, Rule 144 restriction, Rule 145 restriction, Rule 701 restriction, a contractual restriction or other type of restriction. Icons or other programmable interactive device, such as a hyperlink, can be utilized to pull up related documents. For example, an icon may cause a seller letter, broker letter, opinion of counsel, contractual provisions or other document. Documents can be downloaded and stored local to a user for archival purposes.
[0053] In addition, the display can be responsive to user interaction to sort by a selected column, to display a checklist associated with a brokers letter or seller's letter, or otherwise provide access to supporting detail.
[0054] A number of embodiments of the present invention have been described. Nevertheless, it will be understood that various modifications may be made without departing from the spirit and scope of the invention. For example, client computers 110 203-207 can comprise a personal computer executing an operating system such as Microsoft Windows�, Unix�, Linux or Apple MacOS�, as well as software applications, such as a web browser. RSP access devices 201-207 can also be terminal devices, or a palm-type computer WEB access device that adheres to a point-to-point or network communication protocol such as the Internet protocol. Other examples can include TV WEB browsers; terminals and wireless access devices (such as a 3-Com Palm organizer). A computer may include a processor, RAM and/or ROM memory, a display capability, an input device and hard disk or other relatively permanent storage. Interactive graphical user interfaces specifically related to RSP can include any information contained within databases relating to the RSP or derivative of such information.
[0055] Other functionality and details not specifically listed can also be included in the spirit of the present invention. Accordingly, other embodiments are included within the scope of the following claims.
Referenced by
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Sarigerme, Turkey
Sarigerme, Ortaca, 48600 Sarigerme, Turkey – Show map
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13 properties in Sarigerme
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20 verified reviews
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Turkuaz Hotel's staff speaks: Turkish
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Outdoor Pool (seasonal), Grounds, Terrace, Sun Deck
Playground, Evening Entertainment
Food & Drink
Bar, Restaurant with Dining Menu, Buffet-Style Restaurant, Snack Bar
WiFi is available in public areas and is free of charge.
Free public parking is available on site (reservation is not needed).
Express Check-in/Check-out, Baggage Storage, Fax/Photocopying, Honeymoon Suite
Family Rooms, Heating, Air Conditioning
From 2:00 PM
Until 12:00 PM
Cancellation and prepayment policies vary according to room type. Please enter the dates of your stay and check what conditions apply to your preferred room.
Children and Extra Beds
All children are welcome.
One child under 6 years stays free of charge when using existing beds.
One child under 6 years stays free of charge in a crib.
The maximum number of cribs in a room is 1.
There is no capacity for extra beds in the room.
Any type of extra bed or crib is upon request and needs to be confirmed by management.
Pets are allowed on request. No extra charges.
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Puravida Resort Seno Sarigerme
The setting of and view from the hotel are superb. Our room had a balcony from which we could see the sea and mountains. The swimming pool and terrace also have fantastic views. The room was clean and comfortable. The staff were friendly and helpful and food was delicious! It was really good value and we will definitely return for longer!
The road up to the hotel could be improved!
Gorgeous view from the restaurant, brilliant and friendly service. A family run business. The staff took us to the beach and brought us back at no extra cost and went out of their way to make us feel at home.
No daily room service
A family business concerned for the welfare of guests, mother is an excellent cook, and we could not have been made more welcome. Large crescent shaped pool. Air con if needed. He is expanding and building next door.
Steep uphill from the village, which is about 1 km from an excellent beach at Sarigerme, though father is always happy to drive guests to and from the beach for free.
only ones staying. no English spoken. terrible area.
Great room with intricate little antique details. Air con was brilliant and little balcony was good. Pool and small garden were relaxing and food was also very pleasant. Fairly close to Dalaman for easy pick up or transfer from airport
Sadly view was marred by new buildings still under construction.
Very friendly staff. Family business. Feels like home. Basic but clean room Close to the airport, great for one night stay Nice pool. Great view from some rooms.
The room we are stayed in did not have good views as was obstructed by another building. There are though the rooms with spectacular views.
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Tree Festival makes spirits bright
The display features more than 100 trees plus wreaths and decorated miniatures.
Shown at right bottom is a tree titled "Whimsical Christmas" that was donated by Harwick Standard Distributor Corp. and decorated by Jan Lonsdale.
Among the miniatures were the three trees shown below, from left: "The Magical Tree," donated and decorated by the Pavlish family; "Promises Kept," donated by the LeBron James Family Foundation and decorated by Power Media and the foundation; and "Herzing Cares," donated by Herzing University and decorated by Herzing University staff and students.
During the opening day, children enjoyed activities such as crafts and face painting. Shayla Wood, 9, of Copley, is shown at right top as Alexa Moeller, of Munroe Falls, paints a gingerbread house on her face.
The festival, which is organized by volunteers at the hospital, will continue through the weekend. Hours are Thanksgiving Day from 2 to 6 p.m., Nov. 29-30 from 10 a.m. to 9 p.m., and Dec. 1 from 11 a.m. to 6 p.m. Admission is free. The Knight Center is located at 77 E. Mill St.
— By Kathleen Folkerth
Photos: Ken Crisafi
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Jersey Shore Recap: "Good Riddance"by Free Britney at . Comments
Saying Jersey Shore is a bad show is an understatement, and kind of missing the point. MTV is in on the joke this time, and turning the trash quotient up to 11.
The Hollywood Gossip staff has reviewed last night's episode in the style of our The City and The Hills reviews, awarding and deducting points as we deem fit.
Leave a comment with your own pluses and minuses, and your feedback in general. If our Jersey Shore review "gels" with you, we'll make it a regular thing...
Last week's episode was "The Tanned Triangle." Like the Bermuda Triangle, only less mysterious, and more exposed to the sun. Tanning bed style. Plus 2.
Jenni, like, doesn't even remember that she hooked up with Pauly. Did she forget running out da club with his sweaty tank top, too? Minus 3, you lush!
Angelina's friends are Alana and Elena. We're not sure if all "guidettes" must elect names ending in "na" to gain acceptance, but we'll buy it if so. Plus 2.
Gelled but contemplative, Pauly says she didn't want to come off like a "trash bag." Wrong show for that, sister. Minus only 1, because it's all relative.
We're only gonna say it once, because it applies every second: These guidos have enough oil in their hair to join OPEC! Sorry. Plus 2 for us going there.
HERE'S THE SITUATION: No, really. That's his name now.
Mike, a.k.a. The Situation, can't get over Sammi, a.k.a. Sweetheart, trading him for younger, more ripped guido Ronnie. It's everyone's worst fear. Plus 3.
When Nicole, a.k.a. Snooki, comes off as the smartest, reserved and polite, our society may be done for. Or at least New Jersey may be over as a state. Minus 5.
Trying (in vain) to navigate BF drama amid the Pauly hookup, Jenni says she's been "acting like a nun" and needs to party! So virtuous, indeed. Plus 11.
Angelina's boyfriend Mike makes an appearance. The distance thing is hurting their relationship. The fact that he's married can't help either. Minus 17.
Angelina decides to call in sick from work ... only she doesn't call, she walks in late to tell them ... she's not coming in. LOL. Minus 5, because these people are obviously buffoons, but you'd think they'd have heard of an invention called the phone.
Plus 12 for the house's collective reaction to Angie leaving. That reaction being no reaction. Not even getting up off the furniture. It's an emotional crew.
Sammi + Ronnie = Real. His word, not ours. Plus 6.
Jealous, Mike unveils "The Situation." Sammi doesn't flinch. Minus 3, but Plus 9 later when Ronnie grinds with some chick, Sammi gives her number to a strange guy in retaliation, Jenni sees this and rats her out, and Ronnie leaves in a huff.
TOTAL: +13! While advertisers and locals may not be fans, you can see why Jersey Shore has already attracted a so-bad-it's-good following. Thoughts?
wait, because one 'L' was left out of POLLUTION? shut up, you lame ass.
Does ANYONE commenting on this blog know how to spell or construct a proper sentence?? POLUTION? 'Why dont MTV take....'
For their next show why don't MTV just take a bunch of retards to the zoo. It would basically be the same garbage as this show only in a zoo atmosphere.
i live in seaside, nj - and these morons are what we call POLUTION.
it may be a small part of the population Lauren but to borrow from your own Bon Jovi, they're giving the Garden State a bad name!
I am from Ny and this show cracks me up. They believe all there hype. I do find it more entertaining then the Real World. Its so Jersey Shore.
ok, I didn't even want to comment, but at this point I have to. You cannot say New Jersey is 'over' as a state....that is not fair because only like 2 of these dirtbags are actually from Jersey. I have lived here my whole life and thise small, small percentage of our population is like an STD we cant shake. No one from NJ looks, acts, or enjoys these people! Seaside, NJ is the exception, and they are locally referred to as BENNY's ( Bayonne, Elizabeth, Newark and New York) AND do not represent us as a state! BARF!


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food was great and i.understand some of the ingredients are very expensive but stuffed mushrooms at $10 each is a bit rich.spent $180 in a little over an hour so whilst a good food experience it is too much fot us at a local testsirant
Have been around to many tapas bars in Sydney and by a large margin this is the best I have been to.
Please go and when you do make sure to order the beef cheek simply amazing one of the best dishes I have eaten.
This was my third time to bodegas.
No bookings for under 6 people. You'll put your name on a waiting list or get there by 6pm for dinner. They have two sittings.
Food is delicious. Service good. We got the degustation. Great selection of wine however very limited cocktail list
After reading through the cookbook and loving everything about it I travelled to Sydney to see if bodega was like the book conveyed. I was not disappointed. The dishes were all in the cookbook making it a bit tricky to decide what to have. Luckily we had a fabulous waitress who helped us with choices. My only disappointment was not...
My daughters took me to Bodega for the evening before father's day as they do not open on Sunday. Great latin food with surprising and beautiful taste. We ordered several dishes to share and taste. Really enjoyed from the starter to the dessert. Do order the Banana Split - its is not the american style associated with the name. Service...
A very small, authentic menu. We took the last 2 available seats at the counter and enjoyed a delicious meal with wine.
Hubby has been a fan of proprietors Ben and Elvis for some time and is the proud owner of their recipe book - so when the opportunity to enjoy the fare at Bodega presented itself - it was a very quick decision!
A great space - quirky, funky, fresh and welcoming.
The service was fantastic and the food....well the food...
The restaurant is located on a quiet street deep in Surry Hills. We were second to enter as the place opened at 6pm and we had a show to get to later on. It filled up quickly though and we did see a few couples get turned away.
Service was fantastic - attentive and efficient. We ordered several dishes and...
Bodega is superb! Wonderful, fresh, flavoursome food, great wine selection, nice vibe, excellent service. I had a birthday dinner here recently and really appreciate all at Bodega for making it a great night. This was my first visit but it won't be long until I return to try all of the other tempting items on the menu - really like...
This a great place, if you can find a table. We sat by the bar and had delicious tapas, Extensive wine list, great food, a treat for non meat eaters as well as meat eaters. Well worth the wait for a table. Top Marks
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Croatia striker Mladen Petric is not going to rush a decision over a potential contract extension at Hamburg.
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The club begin their new season on Friday against Bundesliga champions Borussia Dortmund, but Petric, 30, is stalling over a new deal.
Hamburg risk losing the Croatian on a free transfer next summer, unless he can be persuaded to sign an extension by new coach Michael Oenning and director of sport Frank Arnesen.
"We have talked in a very relaxed atmosphere and shared our ideas," said Petric.
"But I want to take this very important decision about the further course of my career, in peace and without any pressure."
Oenning is reported to be considering making Petric his captain for the season.
"We are all aware of his importance to the team," he said.
Petric scored the winning goal in Hamburg's 2-1 German Cup first round win over minnows VfB Oldenburg on Saturday and hit 11 league goals in 22 appearances last season.


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Police ID woman found dead in Springboro creek
Updated On: Apr 07 2013 06:13:54 PM EDT
Police identified the woman who was found dead in a Springboro creek.
Springboro police were called to the 100 block of Myers Creek Lane around 8 p.m. Saturday.
Initial reports were that a body was found lying facedown in a creek.
Springboro police said Sunday that they identified the woman as Paula Scott, 45, of Springboro.
The death was ruled accidental, resulting after Scott fell and hit her head, police said. No foul play was suspected.
At the scene Saturday night, police said Scott was found by a passerby.
The Warren County Coroner was called to determine the woman's cause of death.
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Added Feb 22, 2014
by Mokara
Los Angeles, Cal...
Another piece of gift fabrics from my aunt. I made this NewLook 6802 dress in View D last summer and it's one of the go to pieces in my closet, easy, comfortable & pretty. It's a jersey knit, but doesn't have too much stretch. It's a pattern that I will use again.
Stretch Knits only
Mar 23, 2014, 07.39 PMby b. boop
i love the fabric and drape is just perfect!
Mar 19, 2014, 12.46 AMby neveenkarnes
what a pretty dress… yes it does look comfy and I love that !!! well done you!!
Mar 1, 2014, 04.23 PMby stellula
What a lovely dress!
Feb 27, 2014, 04.47 PMby yenny lee
Love it
Thank you Yenny :)
Feb 23, 2014, 02.50 AMby kisses
Beautiful dress and fabric
Thank you xx
Feb 22, 2014, 10.45 PMby Luz Kettle
So beautiful, great fabric and lovely finish. Seems so difficult.
Thank you Luz :) It wasn't too difficult, maybe because the instructions were pretty good.
Feb 22, 2014, 04.21 PMby Inga 888
love this dress, everything works, the pattern, the fabric.
Feb 22, 2014, 10.08 PMby Mokara
Thank you so much :)
Feb 22, 2014, 11.53 AMby martinK
Danke :)
Feb 22, 2014, 10.55 AMby liliv-1
Oh, this is terrific! I love both the design os the dress and the pattern of the fabric!
Thank you :)
Feb 22, 2014, 10.16 AMby carolientje
I love this dress!!! well done ;)
Thank you so much :)
Feb 22, 2014, 09.31 AMby sarahsdaughter
I just love this style.Lovely dress and fabric.
Feb 22, 2014, 10.14 PMby Mokara
Thank you :)
Feb 22, 2014, 08.50 AMby Ellen Hatteland
Fabulous dress! Love it ;-)
Feb 22, 2014, 10.14 PMby Mokara
Thanks Ellen, you are so kind :)
Feb 22, 2014, 08.31 AMby Mary Athey
Gorgeous dress and i bet the twist in the front is super flattering on. Fab fabric as well x
Feb 22, 2014, 10.16 PMby Mokara
Thank you Mary, yes, I think it is. I should find someone to take my pictures wearing these garments to give a better idea :)
Feb 22, 2014, 08.24 AMby ttnora
Wow, it's really nice. Cool colours. I made a similar one last summer but that was a Burda pattern. :-)
Feb 22, 2014, 10.17 PMby Mokara
Oh great, I'll check your projects to see if you have picture there :)
Feb 22, 2014, 08.17 AMby Deanna31
This twist looks like a really well made pattern. Did you make adjustments? I especially like the round neckline with this style. Your aunty has good taste in fabrics! :)
Feb 22, 2014, 10.10 PMby Mokara
Thank you Deanna :) Fortunately I didn't have to make any adjustments, seems like size 8 was just perfect for me.
Feb 22, 2014, 03.57 AMby rita61
Nice dress
Feb 22, 2014, 06.57 AMby Mokara
Thank you :)
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Photos: Ground Zero: Sept. 11
A look back at the terror attacks on the World Trade Center in New York City on Sept. 11, 2001.
A look back at the terror attacks on the World Trade Center in New York City on Sept. 11, 2001.
A water rescue expert steps through the rescue video of a kayaker with what was done right and what could have been done differently.
A man died after the vehicle he was driving left the roadway and hit a tree in Coldwater.
Authorities say an elderly woman who was reported missing has been found and is in good condition.
A Kalamazoo man was arrested for allegedly assaulting his roommate and threatening to shoot him.
There are several events happening in West Michigan on Thursday to remember and honor the victims of 9/11.
The terrorist attacks on 9/11 is a day that will forever be etched in the minds of many. But that is changing with the next generation.
A 66-year-old man has been named a person of interest in a string of killings near San Francisco and in Reno, Nevada 38 years ago.
Gerald R. Ford International Airport is getting another $7.2 million from the federal government to finish its new deicer treatment system.
The full text of President Obama's address on the Islamic State strategy, as prepared for delivery and provided by the White House:
A football coach collapsed at a Kalamazoo school and later died Wednesday, district officials say.
As a 24 Hour News 8 camera was rolling early, a man who was kayaking on Lake Michigan was rescued by bystanders and surfers.
Tara Aday with Safe Haven Ministries discusses what local resources are available for victims of domestic violence.
Despite driving rain Wednesday, crowds made their way into the traveling 9/11 Never Forget Exhibit at the Gerald R. Ford Museum.
Grand Rapids firefighters say a program that discourages young people from starting fires is doing its job.
A law enforcement official says he sent a video of Ray Rice punching his then-fiancee to an NFL executive in April.


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I just had my wife pick me up a pistol cleaning kit because all I had was parts and peices of different rifle cleaning kits.The gun cleans up nice,and very easy to clean when the cylinder comes right out(this is my first SA).I notice that Ruger don't use too many small parts,everthing is thick steel down to the fat firing pin.It is heavy,but if my fat butt can't hold up a 32oz revolver then I should go to the gym.I just like this gun,I am not into cowboy looking guns,but I like this one,don't know why,I just love how it takes longer to load and shoot which saves ammo and gives me more tinker time to load it up and empty the cases.I just like it.
Yeah, my Dad gave me one as a kid, and it's still going strong.
That's a great purchase, Ninjatoth, congratulations. It's worlds apart from a Taurus .22.
Now hatred is by far the longest pleasure;
Men love in haste, but they detest at leisure.
- Lord Byron (George Gordon Noel Byron), Don Juan
(canto XII, st. 6)


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Hidden Pieces ~ Sexual Abuse ~ Continues
Posted Aug 24 2010 12:00am
***TRIGGER WARNING*** ***TRIGGER WARNING*** (Graphic Sexual Abuse)
I decided to begin retelling what I wrote to my therapist and I in the Winter/Spring of 2007 after four years of intense flashbacks and repressed memories emerging. [Current commentary is in brackets.] I wrote my seventy page "biography" because I needed to write out what I remembered and what I experienced to make it more "real" rather than a "story." I am ready to take the next step and putting more of it in my blog. This was the original reason for starting my blog and using my journal as a starting point. I am still struggling with believing that the following is the truth of my life:
Somewhere during first or second grade, I began spending more time at my step-father's parent's home. Neither worked, I know she had a neurological disease and was paid as a psychic reader, so there were a lot of "hippy people" in and out of the house. The radio or the television was extremely loud to the point that you could hear details before you got out of your car. My step-father always liked the radio or television loud and spoke very loudly. There was so much noise at their place between the television, radio and the number of people speaking loudly it was really overwhelming and hurt my ears.
Along with that was too much perfume and cologne that my step-father's parents wore along with the smell of incense and marijuana. At home, it was hidden cigarettes that my mother smoked and incense and sometimes marijuana. I wonder if that is why I am so sensitive to odors especially the ones mentioned. Marijuana makes me really nauseated and I have thrown up before.
[Currently, I cannot be around anything secented with out getting sick. My allergist said that I just need to avoid almost everything. This creates much anxiety when I have to be in places where they are people. At the very least, I get a sinus headache and migraine.]
At first my step-father, began raping me at home and in his van when my mother was not around. He was quite rough and seemed like he just really wanted to hurt me. It was almost like all of his anger and hatred of me went into every thrust he made…felt like he was actually trying to physically cause me as much pain as possible. He was assaultive and sadistic and raped me numerous times.
While in the van, my step-father would sometimes forcibly hit my head on the windows and the engine cover. It was like the more pain he thought I was in the happier it made him. I was really afraid he was going to kill me or that I would die. Sometimes, I wanted to die it hurt so much and I just wanted it to stop. But, I still never made a sound, cried, fought back, said anything to stop it or told anyone about it.
Soon after, my step-father and his father began raping me in a much more sadistic and humiliating ways. They began to penetrate me both vaginally and anally with their penis and objects including a hammer, screwdriver, brush, broom handle, kitchen utensils, and maybe other items. Sometimes, he would have me stand which was more painful as it seemed harder for him to insert either himself or the objects. Some of the time, he would have me lie face down on the bed with my legs hanging from the bed. I can feel the tearing of skin and blood especially at first.
At home with my step-father, I remember feeling the pattern of the bed spread on my face and sometimes, I would bite into it because it hurt so much I wanted to cry, scream and tell him to stop, but I would not dare to do so…too afraid that it would just enrage him more and that he might kill me. At his parents' house, sometimes it was on my step-father's bed with the blue comforter that didn't have a pattern. I remember in both settings that I not only bite into the bed covering, but I also dug my nails into it. It just dawned on me that maybe this is why I dig and dug my nails into my own skin…it makes it easier to endure even just talking which is extremely painful at times.
Also, I wonder if this has to do with my arm being grabbed by my father, my mother, my step-father or his father either while being verbally or physically assaulted, beaten or sexually abused? My mother says that I have always had problems with constipation for which she never took me to the doctor. My first exam regarding constipation was when I was an adult and completely responsible for my own health needs. I also have never been able to urinate if I am not comfortable with the environment no matter how much pain. (After sharing this, I immediately felt bad and angry at myself for letting them do those things to me…you said that I was forced, not a willing participant…also, that sometimes you just cringe knowing what I am going to need to say next. Felt comforted and understood.)
[Currently, I do not blame myself most of the time. I am beginning to accept that there was nothing I could have done. Yes, the reality of possibly being killed is real.]
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