text: FRB Working Papers http://www.federalreserve.gov/pubs/workingpapers.htm Staff working papers in the Finance and Economics Discussion Series (FEDS) and International Finance Discussion Papers (IFDPS) are preliminary materials circulated to stimulate discussion and critical comment. The analysis and conclusions set forth are those of the authors and do not indicate concurrence by other members of the research staff or the Board of Governors. References in publications to the FEDS or IFDPS (other than acknowledgment) should be cleared with the author(s) to protect the tentative character of these papers. 2014-103: Habit, Production, and the Cross-Section of Stock Returns http://www.federalreserve.gov/econresdata/feds/2014/index.htm#2014103 Andrew Y. Chen. Solutions to the equity premium puzzle should inform us about the cross-section of stock returns. An external habit model with heterogeneous firms reproduces numerous stylized facts about both the equity premium and the value premium. The equity premium is large, time-varying, and linked with consumption volatility. The cross-section of expected returns is log-linear in B/M, and the slope matches the data. The explanation for the value premium lies in the interaction between the cross-section of cash flows and the time-varying risk premium. Value firms are temporarily low productivity firms, which will eventually experience high cash flows. The present value of these temporally distant cash flows is sensitive to risk premium movements. The value premium is the reward for bearing this sensitivity. Empirical evidence verifies that value firms have higher cash-flow growth. The data also show that value stock returns are more sensitive to risk premium movements, as measured by consumption volatility shocks. 2014-11-26T12:15:00-05:00 en Habit, Production, and the Cross-Section of Stock Returns 2014-11-26T12:15:00-05:00 Equity premium puzzle value premium production time-varying consumption volatility 2014-103: Habit, Production, and the Cross-Section of Stock Returns http://www.federalreserve.gov/econresdata/feds/2014/files/2014103pap.pdf PDF version Andrew Chen Andrew Chen Board of Governors of the Federal Reserve System Andrew Y. Chen 2014-11-26T12:15:00-05:00 2014-103 G10 E20 E30 2014-102: The Demand for Short-Term, Safe Assets and Financial Stability: Some Evidence and Implications for Central Bank Policies http://www.federalreserve.gov/econresdata/feds/2014/index.htm#2014102 Mark Carlson, Burcu Duygan-Bump, Fabio Natalucci, William R. Nelson, Marcelo Ochoa, Jeremy Stein, and Skander Van den Heuvel. A number of researchers have recently argued that the growth of the shadow banking system in the years preceding the recent U.S. financial crisis was driven by rising demand for "money-like" claims--short-term, safe instruments (STSI)--from institutional investors and nonfinancial firms. These instruments carry a money premium that lowers their yields. While government securities are an important part of the supply of STSI, financial intermediaries also take advantage of this money premium when they issue certain types of low-risk, short-term debt, such as asset-backed commercial paper or repo. In this paper, we take the demand for STSI as given and consider the extent to which central banks can improve financial stability and manage maturity transformation by the private sector through their ability to affect the public supply of STSI. The first part of the paper provides new evidence that complements the existing literature on two key ingredients that are necessary for there to be a role for policy: the extent to which public short-term debt and private short-term debt might be substitutes, and the relationship between the money premium and the supply of STSI. The second part of the paper then builds on this evidence and discusses potential ways a central bank could use its balance sheet and monetary policy implementation framework to affect the quantity and mix of short-term liquid assets that will be available to financial market participants. 2014-11-26T12:15:00-05:00 en The Demand for Short-Term, Safe Assets and Financial Stability: Some Evidence and Implications for Central Bank Policies 2014-11-26T12:15:00-05:00 Financial stability safe assets money-like instruments central bank policies 2014-102: The Demand for Short-Term, Safe Assets and Financial Stability: Some Evidence and Implications for Central Bank Policies http://www.federalreserve.gov/econresdata/feds/2014/files/2014102pap.pdf PDF version Mark Carlson Mark Carlson Bank of International Settlements Burcu Duygan-Bump Burcu Duygan-Bump Board of Governors of the Federal Reserve System Fabio Natalucci Fabio Natalucci Board of Governors of the Federal Reserve System William Nelson William Nelson Board of Governors of the Federal Reserve System Marcelo Ochoa Marcelo Ochoa Board of Governors of the Federal Reserve System Jeremy Stein Jeremy Stein Harvard University Skander Van den Heuvel Skander Van den Heuvel Board of Governors of the Federal Reserve System Mark Carlson, Burcu Duygan-Bump, Fabio Natalucci, William R. Nelson, Marcelo Ochoa, Jeremy Stein, and Skander Van den Heuvel 2014-11-26T12:15:00-05:00 2014-102 E58 G01 G18 2014-101: Tax Policy Endogeneity: Evidence from R&D Tax Credits http://www.federalreserve.gov/econresdata/feds/2014/index.htm#2014101 Andrew C. Chang. Because policymakers may consider the state of the economy when setting taxes, endogeneity bias can arise in regression models that estimate relationships between economic variables and taxes. This paper quantifies the policy endogeneity bias and estimates the impact of R&D tax incentives on R&D expenditures at the U.S. state level. Identifying tax variation comes from changes in federal corporate tax laws that heterogeneously impact state-level R&D tax incentives due to the simultaneity of state and federal corporate taxes. With this exogenous variation, my preferred estimates indicate a 1 percent increase in R&D tax incentives leads to a 2.8-3.8 percent increase in R&D. Alternatively, estimates that ignore endogenously determined policies indicate that a 1 percent increase in R&D tax incentives leads to a 0.4-0.7 percent increase in R&D. These results are consistent with tax policies that are implemented before an economic downturn. 2014-11-25T13:30:00-05:00 en Tax Policy Endogeneity: Evidence from R&D Tax Credits 2014-11-25T13:30:00-05:00 Corporate tax fiscal policy R&D price elasticity tax credits policy endogeneity 2014-101: Tax Policy Endogeneity: Evidence from R&D Tax Credits http://www.federalreserve.gov/econresdata/feds/2014/files/2014101pap.pdf PDF version Andrew Chang Andrew Chang Board of Governors of the Federal Reserve System Andrew C. Chang 2014-11-25T13:30:00-05:00 2014-101 H20 H25 H32 H71 K34 O38 2014-100: Jumps in Bond Yields at Known Times http://www.federalreserve.gov/econresdata/feds/2014/index.htm#2014100 Don H. Kim and Jonathan H. Wright. We construct a no-arbitrage term structure model with jumps in the entire state vector at deterministic times but of random magnitudes. Jump risk premia are allowed for. We show that the model implies a closed-form representation of yields as a time-inhomogeneous affine function of the state vector. We apply the model to the term structure of US Treasury rates, estimated at the daily frequency, allowing for jumps on days of employment report announcements. Our model can match the empirical fact that the term structure of interest rate volatility has a hump-shaped pattern on employment report days (but not on other days). The model also produces patterns in bond risk premia that are consistent with the empirical finding that much of the time-variation in excess bond returns accrues at times of important macroeconomic data releases. 2014-11-21T12:30:00-05:00 en Jumps in Bond Yields at Known Times 2014-11-21T12:30:00-05:00 Bond yields jumps news announcements term structure 2014-100: Jumps in Bond Yields at Known Times http://www.federalreserve.gov/econresdata/feds/2014/files/2014100pap.pdf PDF version Don Kim Don Kim Board of Governors of the Federal Reserve System Jonathan Wright Jonathan Wright Johns Hopkins University Don H. Kim and Jonathan H. Wright 2014-11-21T12:30:00-05:00 2014-100 C32 E43 G12 2014-99: Limited Deposit Insurance Coverage and Bank Competition http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201499 Oz Shy, Rune Stenbacka, and Vladimir Yankov. Deposit insurance designs in many countries place a limit on the coverage of deposits in each bank. However, no limits are placed on the number of accounts held with different banks. Therefore, under limited deposit insurance, some consumers open accounts with different banks to achieve higher or full deposit insurance coverage. We compare three regimes of deposit insurance: No deposit insurance, unlimited deposit insurance, and limited deposit insurance. We show that limited deposit insurance weakens competition among banks and reduces total welfare relative to no or unlimited deposit insurance. 2014-11-21T8:45:00-05:00 en Limited Deposit Insurance Coverage and Bank Competition 2014-11-21T8:45:00-05:00 Limited deposit insurance coverage deposit rates bank competition 2014-99: Limited Deposit Insurance Coverage and Bank Competition http://www.federalreserve.gov/econresdata/feds/2014/files/201499pap.pdf PDF version Oz Shy Oz Shy Federal Reserve Bank of Boston Rune Stenbacka Rune Stenbacka Hanken Schoold of Economics Vladimir Yankov Vladimir Yankov Board of Governors of the Federal Reserve System Oz Shy, Rune Stenbacka, and Vladimir Yankov 2014-11-21T8:45:00-05:00 2014-99 G21 2014-98: Homeowner Balance Sheets and Monetary Policy http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201498 Aditya Aladangady. This paper empirically identifies an important channel through which monetary policy affects consumer spending: homeowner balance sheets. A monetary loosening increases home values, thereby strengthening homeowner balance sheets and stimulating household spending due to a combination of collateral and wealth effects. The magnitude of these effects on a given household depends on local housing market characteristics such as local geography and regulation. Cities with the largest geographic and regulatory barriers to new construction see 3-4% responses in real house prices compared with unconstrained, elastic-supply cities where construction holds prices in check. Using non-public geocoded microdata from the Consumer Expenditures Survey, house price and consumption responses are compared across areas differing in local land availability and zoning laws to identify a marginal propensity to consume out of housing of 0.07. Homeowners with debt service ratios in the highest quartile have MPCs as high as 0.14 compared with negligible responses for those with low debt service ratios. This indicates a strong role for collateral effects, as opposed to pure wealth effects, in driving the relationship between home values and spending. I discuss the implications of these results for the aggregate effects and regional heterogeneity in responses to monetary shocks. 2014-11-21T8:45:00-05:00 en Homeowner Balance Sheets and Monetary Policy 2014-11-21T8:45:00-05:00 Consumption housing wealth effects collateral home equity monetary policy 2014-98: Homeowner Balance Sheets and Monetary Policy http://www.federalreserve.gov/econresdata/feds/2014/files/201498pap.pdf PDF version Aditya Aladangady Aditya Aladangady Board of Governors of the Federal Reserve System Aditya Aladangady 2014-11-21T8:45:00-05:00 2014-98 E21 E52 E44 R31 2014-97: Identifying the Stance of Monetary Policy at the Zero Lower Bound: A Markov-switching Estimation Exploiting Monetary-Fiscal Policy Interdependence http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201497 Manuel Gonzalez-Astudillo. In this paper, I propose an econometric technique to estimate a Markov-switching Taylor rule subject to the zero lower bound of interest rates. I show that incorporating a Tobit-like specification allows to obtain consistent estimators. More importantly, I show that linking the switching of the Taylor rule coefficients to the switching of the coefficients of an auxiliary uncensored Markov-switching regression improves the identification of an otherwise unidentifiable prevalent monetary regime. To illustrate the proposed estimation technique, I use U.S. quarterly data spanning 1960:1-2013:4. The chosen auxiliary Markov-switching regression is a fiscal policy rule where federal revenues react to debt and the output gap. Results show that there is evidence of policy co-movements with debt-stabilizing fiscal policy more likely accompanying active monetary policy, and vice versa. 2014-11-21T8:45:00-05:00 en Identifying the Stance of Monetary Policy at the Zero Lower Bound: A Markov-switching Estimation Exploiting Monetary-Fiscal Policy Interdependence 2014-11-21T8:45:00-05:00 Markov-switching coefficients zero lower bound monetary-fiscal policy interactions 2014-97: Identifying the Stance of Monetary Policy at the Zero Lower Bound: A Markov-switching Estimation Exploiting Monetary-Fiscal Policy Interdependence http://www.federalreserve.gov/econresdata/feds/2014/files/201497pap.pdf PDF version Manuel Gonzalez-Astudillo Manuel Gonzalez-Astudillo Board of Governors of the Federal Reserve System Manuel Gonzalez-Astudillo 2014-11-21T8:45:00-05:00 2014-97 C34 E52 E63 2014-96: It Pays to Set the Menu: Mutual Fund Investment Options in 401(k) plans http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201496 Veronika K. Pool, Clemens Sialm, and Irina Stefanescu. This paper investigates whether mutual fund families acting as service providers in 401(k) plans display favoritism toward their own funds. Using a hand-collected dataset on retirement investment options, we show that poorly-performing funds are less likely to be removed from and more likely to be added to a 401(k) menu if they are affiliated with the plan trustee. We find no evidence that plan participants undo this affiliation bias through their investment choices. Finally, the subsequent performance of poorly- performing affiliated funds indicates that these trustee decisions are not information driven. 2014-11-21T8:45:00-05:00 en It Pays to Set the Menu: Mutual Fund Investment Options in 401(k) plans 2014-11-21T8:45:00-05:00 401(k) pension plans mutual funds favoritism 2014-96: It Pays to Set the Menu: Mutual Fund Investment Options in 401(k) plans http://www.federalreserve.gov/econresdata/feds/2014/files/201496pap.pdf PDF version Veronika Pool Veronika Pool Indiana University, Bloomington Clemens Sialm Clemens Sialm University of Texas at Austin and NBER Irina Stefanescu Irina Stefanescu Board of Governors of the Federal Reserve System Veronika K. Pool, Clemens Sialm, and Irina Stefanescu 2014-11-21T8:45:00-05:00 2014-96 G23 2014-95: Dealer Networks http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201495 Dan Li and Norman Schurhoff. Dealers in over-the-counter securities form networks to mitigate search frictions. The audit trail for municipal bonds shows the dealer network has a core-periphery structure. Central dealers are more efficient at matching buyers and sellers than peripheral dealers, which shortens intermediation chains and speeds up trading. Investors face a tradeoff between execution speed and cost. Central dealers provide immediacy by pre-arranging fewer trades and holding larger inventory. However, trading costs increase strongly with dealer centrality. Investors with strong liquidity need trade with central dealers and at times of market-wide illiquidity. Central dealers thus serve as liquidity providers of last resort. 2014-11-21T8:45:00-05:00 en Dealer Networks 2014-11-21T8:45:00-05:00 Municipal bonds over-the-counter financial market network analysis trading cost liquidity immediacy transparency 2014-95: Dealer Networks http://www.federalreserve.gov/econresdata/feds/2014/files/201495pap.pdf PDF version Dan Li Dan Li Board of Governors of the Federal Reserve System Norman Schurhoff Norman Schurhoff University of Lausanne, Swiss Finance Institute, and CEPR Dan Li and Norman Schurhoff 2014-11-21T8:45:00-05:00 2014-95 G12 G14 G24 2014-94: The Importance of Updating: Evidence from a Brazilian Nowcasting Model http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201494 Daniela Bragoli, Luca Metelli, and Michele Modugno. How often should we update predictions for economic activity? Gross domestic product is a quarterly variable disseminated usually a couple of months after the end of the quarter, but many other macroeconomic indicators are released with a higher frequency, and financial markets react very strongly to them. However, most of the professional forecasters, including the IMF, the OECD, and most central banks, tend to update their forecasts of economic activity only two to four times a year. The main exception is the Central Bank of Brazil which is responsible for collecting and publishing a daily survey on GDP and other variables. The aim of this article is to evaluate the forecasting performance of the Central Bank of Brazil Survey and to compare it with the mechanical forecasts based on state-of-the-art nowcasting techniques. Results indicate that institutional forecasts perform as well as model-based forecasts. The latter finding suggests that, on the one hand, judgmental forecasters do not have computational limitations and are able to incorporate very quickly new information in a way that is as efficient as a machine. On the other hand, it confirms what has been found in other studies, namely that a linear time invariant model does a good job and hence that eventual nonlinearities, time variations and soft information (such as weather conditions or government decisions) that could be incorporated by judgment, do not provide new important information. 2014-11-19T8:15:00-04:00 en The Importance of Updating: Evidence from a Brazilian Nowcasting Model 2014-11-19T8:15:00-04:00 Nowcasting Updating Dynamic Factor Model 2014-94: The Importance of Updating: Evidence from a Brazilian Nowcasting Model http://www.federalreserve.gov/econresdata/feds/2014/files/201494pap.pdf PDF version Daniela Bragoli, Luca Metelli, and Michele Modugno 2014-11-19T8:15:00-04:00 2014-94 C33 C53 E37 IFDP1124: Gains from Offshoring? Evidence from U.S. Microdata http://www.federalreserve.gov/econresdata/ifdp/2014/index.htm#20141124 Ryan Monarch, Jooyoun Park, Jagadeesh Sivadasan. We construct a new linked data set with over one thousand offshoring events by matching Trade Adjustment Assistance program petition data to confidential data on U.S. firm operations. We exploit these data to assess how offshoring affects domestic firm-level aggregate employment, output, wages and productivity. Consistent with heterogenous firm models where offshoring involves a fixed cost, we find that the average offshoring firm is larger and more productive than the average non-offshorer. After initiating offshoring, firms experience large declines in employment (46.2 per cent), output (38.5 per cent) and capital (28.8 per cent) relative to their industry peers. We find no significant change in average wages or in total factor productivity measures for offshoring firms. These results are consistent across two separate difference-in-differences (DID) approaches, an instrumental variables approach, and a number of robustness checks. Thus, we find offshoring to be a strong substitute for domestic activity in this large sample of offshoring events. 2014-11-19T8:15:00-04:00 en Gains from Offshoring? Evidence from U.S. Microdata 2014-11-19T8:15:00-04:00 FRB Outsourcing manufacturing employment trade productivity IFDP1124: Gains from Offshoring? Evidence from U.S. Microdata http://www.federalreserve.gov/econresdata/ifdp/2014/files/ifdp1124.pdf PDF version Ryan Monarch, Jooyoun Park, Jagadeesh Sivadasan 2014-11-19T8:15:00-04:00 1124 F16 F61 F66 F14 F23 IFDP1123: The Replacement of Safe Assets: Evidence from the U.S. Bond Portfolio http://www.federalreserve.gov/econresdata/ifdp/2014/index.htm#20141123 Carol Bertaut, Alexandra Tabova, and Vivian Wong. The expansion in financial sector "safe" assets, largely in the form of structured products from the U.S. and the Caribbean, in the lead-up to the global financial crisis has by now been fairly well documented. Using a unique dataset derived from security-level data on U.S. portfolio holdings of foreign securities, we show that since the crisis, it is mostly the foreign financial sector that appears to have met U.S. demand for safe and liquid investment assets by expanding its supply of debt securities. We also find a strong negative correlation between the foreign share of the U.S. financial bond portfolio and measures of U.S. safe assets availability: providing evidence on the importance of foreign-issued financial sector debt as a substitute when U.S. issued "safe" assets are scarce. Furthermore, although U.S. investors continue to tap foreign financial markets for "safe" assets, we show that the type of foreign financial debt that fills this portfolio niche post-crisis is quite different than pre-crisis. Post-crisis, we find that U.S. investors have replaced offshore-issued structured securities with high-grade U.S. dollar-denominated financial debt issued from a small group of OECD countries (most notably Australia and Canada). Lastly, these developments have led to a decline in home bias in the U.S. financial bond portfolio that we are able to document for the first time. 2014-11-12T14:30:00-04:00 en The Replacement of Safe Assets: Evidence from the U.S. Bond Portfolio 2014-11-12T14:30:00-04:00 FRB safe assets international portfolio choice financial sector debt home bias IFDP1123: The Replacement of Safe Assets: Evidence from the U.S. Bond Portfolio http://www.federalreserve.gov/econresdata/ifdp/2014/files/ifdp1123.pdf PDF version Carol Bertaut, Alexandra Tabova, and Vivian Wong 2014-11-12T14:30:00-04:00 1123 F21 F34 G11 G20 2014-93: Pricing decisions in an experimental dynamic stochastic general equilibrium economy http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201493 Charles N. Noussair, Damjan Pfajfar, and Janos Zsiros. We construct experimental economies, populated with human subjects, with a structure based on a nonlinear version of the New Keynesian Dynamic Stochastic General Equilibrium (DSGE) model. We analyze the behavior of firms' pricing decisions in four different experimental economies. We consider how well the experimental data conform to a number of accepted empirical stylized facts. Pricing patterns mostly conform to these patterns. Most price changes are positive, and inflation is strongly correlated with average magnitude, but not the frequency, of price changes. Prices are affected negatively by the productivity shock and positively by the output gap. Lagged real interest rate has a negative effect on prices, unless human subjects choose the interest rate, or firms sell perfect substitutes in the output market. There is inertia in price setting, firms integrate wage increases into their prices, and there is evidence of adaptive behavior in price-setting in our laboratory economy. The hazard function for price changes, however, is upward-sloping, in contrast to most empirical studies. 2014-11-07T16:15:00-05:00 en Pricing decisions in an experimental dynamic stochastic general equilibrium economy 2014-11-07T16:15:00-05:00 Experimental economics DSGE economy pricing behavior menu costs 2014-93: Pricing decisions in an experimental dynamic stochastic general equilibrium economy http://www.federalreserve.gov/econresdata/feds/2014/files/201493pap.pdf PDF version Charles Noussair Charles Noussair University of Tilburg Damjan Pfajfar Damjan Pfajfar Board of Governors of the Federal Reserve System Janos Zsiros Janos Zsiros Cornell University Charles N. Noussair, Damjan Pfajfar, and Janos Zsiros 2014-11-07T16:15:00-05:00 2014-93 C91 C92 E31 E32 2014-92: Financing Constraints and Unemployment: Evidence from the Great Recession http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201492 Burcu Duygan-Bump, Alexey Levkov, and Judit Montoriol-Garriga. Exploiting the differential financing needs across industrial sectors, this paper shows that financing constraints of small businesses in the United States are one of the drivers explaining the unemployment dynamics during the Great Recession. We show that workers in small firms are more likely to become unemployed during the 2007-09 financial crisis if they work in industries with high external financing needs. We find very similar results for the 1990-91 recession, but not for the 2001 recession, where only the former was associated with a reduction in loan supply. These findings further support the credit constraints hypothesis. 2014-11-07T13:15:00-05:00 en Financing Constraints and Unemployment: Evidence from the Great Recession 2014-11-07T13:15:00-05:00 Great recession firm size financial dependence unemployment 2014-92: Financing Constraints and Unemployment: Evidence from the Great Recession http://www.federalreserve.gov/econresdata/feds/2014/files/201492pap.pdf PDF version Burcu Duygan-Bump Burcu Duygan-Bump Board of Governors of the Federal Reserve System Alexey Levkov Alexey Levkov Formerly at the Federal Reserve Bank of Boston Judit Montoriol-Garriga Judit Montoriol-Garriga La Caixa Research Department and Universitat Autonoma de Barcelona Department of Business Burcu Duygan-Bump, Alexey Levkov, and Judit Montoriol-Garriga 2014-11-07T13:15:00-05:00 2014-92 E24 E44 G20 2014-91: "The ins and outs of mortgage debt during the housing boom and bust" http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201491 Neil Bhutta. From 1999 to 2013, U.S. mortgage debt doubled and then contracted sharply. Our understanding of the factors driving this volatility in the stock of debt is hampered by a lack of data on mortgage flows. Using comprehensive, individual-level panel data on consumer liabilities, I estimate detailed mortgage inflows and outflows. During the boom, inflows from real estate investors tripled, far outpacing growth from other segments such as first-time homebuyers. During the bust, although defaults and deleveraging are popular explanations for the debt decline, a collapse in inflows has been the major driver. Inflow declines across counties have been associated not just with house price declines, but also with rising unemployment and higher minority population shares. Finally, inflow declines reflect, in part, a dramatic decline in first-time homebuying. First-time homebuying fell among both high and low credit score individuals, but much more precipitously for low score individuals. Further analysis suggests that the differential decline by credit score likely reflects markedly tightened credit supply. 2014-11-07T13:15:00-05:00 en "The ins and outs of mortgage debt during the housing boom and bust" 2014-11-07T13:15:00-05:00 Mortgage debt mortgage default first-time homebuyer credit supply 2014-91: "The ins and outs of mortgage debt during the housing boom and bust" http://www.federalreserve.gov/econresdata/feds/2014/files/201491pap.pdf PDF version Neil Bhutta Neil Bhutta Board of Governors of the Federal Reserve System Neil Bhutta 2014-11-07T13:15:00-05:00 2014-91 E5 G21 2014-90: Does education loan debt influence household financial distress? An assessment using the 2007-09 SCF Panel http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201490 Jeffrey P. Thompson and Jesse Bricker. This paper uses the recent 2007-09 SCF panel to examine the influence of student loans on financial distress. Families with student loans in 2007 have higher levels of financial distress than families without such loans, and these families were more susceptible to transitions to financial distress during the early stages of the Great Recession. This correlation persists once we control for a host of other demographic, work-status, and household balance sheet measures. Families with an average level of student loans were 3.1 percentage points more likely to be 60 days late paying bills and 3 percentage points more likely to be denied credit. During this same time period, families with other types of consumer debt were no more or less likely to be financially distressed. Education loans enable students to go to college and improve their employment and earnings prospects. On average, families with education loans in the 2007-09 SCF saw higher income growth between surveys. Further, the value of completing a degree is evident in the data: families without a degree but with education debt drive much of the correlations between financial distress and education loans. 2014-11-07T13:15:00-05:00 en Does education loan debt influence household financial distress? An assessment using the 2007-09 SCF Panel 2014-11-07T13:15:00-05:00 Student loans financial distress 2014-90: Does education loan debt influence household financial distress? An assessment using the 2007-09 SCF Panel http://www.federalreserve.gov/econresdata/feds/2014/files/201490pap.pdf PDF version Jesse Bricker Jesse Bricker Board of Governors of the Federal Reserve System Jeffrey Thompson Jeffrey Thompson Board of Governors of the Federal Reserve System Jeffrey P. Thompson and Jesse Bricker 2014-11-07T13:15:00-05:00 2014-90 I22 D12 E21 I30 2014-89: Inflation Experience and Inflation Expectations: Dispersion and Disagreement Within Demographic Groups http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201489 Benjamin K. Johannsen. Using consumption data from the Consumer Expenditure Survey, I document persistent differences across demographic groups in the dispersion of household-specific rates of inflation. Using survey data on inflation expectations, I show that demographic groups with greater dispersion in experienced inflation also disagree more about future inflation. I argue that these results can be rationalized from the perspective of an imperfect information model in which idiosyncratic inflation experience serves as a signal about aggregate inflation. These empirical regularities pose a challenge to several other popular models of the expectations formation process of households. 2014-11-07T13:15:00-05:00 en Inflation Experience and Inflation Expectations: Dispersion and Disagreement Within Demographic Groups 2014-11-07T13:15:00-05:00 Inflation expectations inflation experience 2014-89: Inflation Experience and Inflation Expectations: Dispersion and Disagreement Within Demographic Groups http://www.federalreserve.gov/econresdata/feds/2014/files/201489pap.pdf PDF version Benjamin Johannsen Benjamin Johannsen Board of Governors of the Federal Reserve System Benjamin K. Johannsen 2014-11-07T13:15:00-05:00 2014-89 E31 D84 2014-88: Diffusion of Containerization http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201488 Gisela Rua. This paper uses a newly constructed, comprehensive dataset to investigate the diffusion of containerization. The data show that country adoption is exceptionally fast while firm usage increases more slowly. To guide my empirical investigation, I build a multi-country trade model with endogenous adoption of a new transportation technology that is consistent with these facts. I then test empirically the predictions of the model and find that: (1) usage of containerization increases with firms' fixed costs and the size and average income of the container network; and (2) adoption depends on expected future usage, adoption costs, and trade with the United States, the first and largest user of containerization. 2014-11-05T14:00:00-05:00 en Diffusion of Containerization 2014-11-05T14:00:00-05:00 Globalization transportation trade technology diffusion 2014-88: Diffusion of Containerization http://www.federalreserve.gov/econresdata/feds/2014/files/201488pap.pdf PDF version Gisela Rua Gisela Rua Board of Governors of the Federal Reserve System Gisela Rua 2014-11-05T14:00:00-05:00 2014-88 F63 L91 N70 O33 2014-87: Macroeconomic Policy Games http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201487 Martin Bodenstein, Luca Guerrieri, and Joe LaBriola. Strategic interactions between policymakers arise whenever each policymaker has distinct objectives. Deviating from full cooperation can result in large welfare losses. To facilitate the study of strategic interactions, we develop a toolbox that characterizes the welfare-maximizing cooperative Ramsey policies under full commitment and open-loop Nash games. Two examples for the use of our toolbox offer some novel results. The first example revisits the case of monetary policy coordination in a two-country model to confirm that our approach replicates well-known results in the literature and extends these results by highlighting their sensitivity to the choice of policy instrument. For the second example, a central bank and a macroprudential regulator are assigned distinct objectives in a model with financial frictions. Lack of coordination leads to large welfare losses even if technology shocks are the only source of fluctuations. 2014-11-03T14:12:40-05:00 en Macroeconomic Policy Games 2014-11-03T14:12:40-05:00 Optimal policy strategic interaction welfare analysis monetary policy cooperation marcroprudential regulation 2014-87: Macroeconomic Policy Games http://www.federalreserve.gov/econresdata/feds/2014/files/201487pap.pdf PDF version Martin Bodenstein Martin Bodenstein National University of Singapore and CAMA Luca Guerrieri Luca Guerrieri Board of Governors of the Federal Reserve System Joe LaBriola Joe LaBriola UC Berkeley Martin Bodenstein, Luca Guerrieri, and Joe LaBriola 2014-11-03T14:12:40-05:00 2014-87 E44 E61 F42 2014-86: An Empirical Analysis of Futures Margin Changes: Determinants and Policy Implications http://www.federalreserve.gov/econresdata/feds/2014/index.htm#201486 Nicole Abruzzo and Yang-Ho Park. Margin regulation raises two policy concerns. First, an alignment of margins to volatility can amplify procyclicality, leading to a build-up of excess leverage in good times and a forced deleverage in bad times. Second, competition among central counterparties (CCPs) can result in lower margin levels in order to attract more trading volume, which is referred to as a ``race to the bottom." Motivated by these issues, we empirically analyze the determinants of margin changes by using a data set of various futures margins from Chicago Mercantile Exchange (CME) Group. We first find that CME Group raises margins quickly following volatility spikes but does not immediately lower margins following volatility declines, implying that margin-induced procyclicality is more of a concern in recessions than in expansions. In addition, we find some evidence that the margin difference between CME Group and its competitor, Intercontinental Exchange (ICE), is an important driver of margin changes after changes in other margin determinants are controlled for, implying that competition may be factored into margin setting. 2014-10-31T12:22:18-05:00 en An Empirical Analysis of Futures Margin Changes: Determinants and Policy Implications 2014-10-31T12:22:18-05:00 Margin futures volatility central counterparties procyclicality race to the bottom Dodd-Frank Act 2014-86: An Empirical Analysis of Futures Margin Changes: Determinants and Policy Implications http://www.federalreserve.gov/econresdata/feds/2014/files/201486pap.pdf PDF version Nicole Abruzzo Nicole Abruzzo Independent Yang-Ho Park Yang-Ho Park Board of Governors of the Federal Reserve System Nicole Abruzzo and Yang-Ho Park 2014-10-31T12:22:18-05:00 2014-86 G01 G18 G28


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EasyTAG 2.2.5
Features at a glance
The program features a simple, easy-to-use and user-friendly interface written in the GTK+ toolkit, which makes audio tagging operations a breeze under GNU/Linux operating systems. With this application you will be able to edit several tag fields, including title, album, artist, year, original artist or performer, composer, track number, disc number, comment, copyright, encoder name, and URL.
Renaming files and folders from the tag is also possible, as well as the ability to browse subdirectories and edit selected audio files of the selected folder. Also, the tagging, renaming, removing and saving operations can be recursive. In addition, users will be able to set a field like title or artist to all other files, undo and redo the last changes made to a file or entire directory, open a file or a folder with an external application, and convert letters into lowercase or uppercase.
Modern CDDB functionality
Another interesting feature is the ability to automate some operations, especially when completing the fields during batch tagging, or completion of the date. Modern CDDB (Compact Disc Database) functionality is integrated in EasyTAG. It uses the Gnudb.org and Freedb.org servers to retrieve information for Audio CDs. The application's interface features a tree-based browser, a file searching window, a list to select files, and a playlist generator window. It is the most appreciated open source tag editor among the Linux community.
Under the hood and supported OSes
The entire application is written in the C programming language, which means that it can run on both Linux and Windows operating systems, it is translated into many languages, and provides users with many attractive features not found on other similar apps.
Reviewed by Marius Nestor, last updated on November 25th, 2014
- price:
- developed by:
- Jerome Couderc
- homepage:
- easytag.sourceforge.net
- license type:
- GPL (GNU General Public License)
- category:
- ROOT \ Multimedia \ Audio
In a hurry? Add it to your Download Basket!
- Fix many memory leaks in the CDDB search dialog
- Clear empty cover art and album artist fields in MP4 tags
- Fix a memory leak and invalid read in the MP4 tagging code
- Improve ID3v2 handling with Ogg files
Application descriptionEasyTAG is an open source software that allows users to edit tags and other metadata of audio files, including MP...

subset: commoncrawl


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Socks by Sock Dreams
We offer FREE USPS shipping on all US orders!
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Seattle Knee Highs
Portland's big sister city up North, rendered in the very appropriate evergreen, with lime top stripes and sky blue letters. Made in the USA.
Fits women's US shoe size 7 - 13 and men's US shoe size 5 - 11, though we found they do fit even women's size 6 feet pretty nicely!
About 18 inches maximum stretch in cuff and calf. 14 inches from heel to top of cuff unstretched.
Additional Info:
Though the supplier image may look black on some monitors, the body of these socks is a gorgeous dark, dark green.
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Machine wash cold, hang to dry.
Label: Gumball Poodle
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Recipe of the month: 70% Dark Chocolate Tart. Yum!maliba-lodge.com/blanketwrap/2014/monthly-best/recipe-of-the-month/70-dark-chocolate-tart/ ... See MoreSee Less
70% Dark Chocolate Tart - The Blanket Wrap
1. To make the pastry base, take the butter at room temperature and mix with the sugar. Add the flour and rub the ingredients together until crumb-like
16 hours ago ·
Maliba Lodge shared Lesotho Ultra Trail's photo. ... See MoreSee Less
Our route markers all ready to go!
These will be bright and positioned regularly to guide our athletes along the top of the Malutis. An important tool - especially for that early morning mist. #LUT2014 — at Maliba Mountain Lodge, Lesotho.
17 hours ago ·
Check our availability instantly with our online booking: maliba-lodge.com/booking/ ... See MoreSee Less
Booking - Maliba Lodge
Booking & General Enquiries For any general or booking enquiry, please contact our Durban office: Ph: +27 31 702 8791 Fax: +27 31 702 8776 Booking Availability Riverside Huts & Mountainside Retreat Please contact us directly if you are booking …
2 days ago ·


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For lute playing opportunities, see:
Lute society meetings are free for all to attend, although there is usually a charge if you wish to attend the recital at the end of the meeting.
Agendas from previous meetings are available.
Unless otherwise noted, meetings are generally held at the Dutch Church, 7 Austin Friars, London EC2N 2HA (nearest tubes: Bank, Liverpool Street).
Autumn meeting, Saturday 15th November
Dont miss this meeting! Over the years we have often dreamt of a reconstruction of one of the most extraordinary lutes of the 17th century, Thomas Maces lute dyphone. Now at last Italian luthier Antonio Dattis has built a copyand it sounds great! It is being shipped to England specially for this meeting, and it may be many years before it comes here againthis may be your only chance to see and hear it. Davide Rebuffa will play a mini-recital on it, besides presenting his recently published history of the lute. Mimmo Peruffo makes a guest appearance to talk about the strings. We also welcome two lute song duos, Elena Cicinskaite and Marina Theodoropoulou, and Brian Wright with Jeni Melia, and we welcome one of the leading European players, Franco Pavan, to talk about the renaissance lutenists of his native Milan, and give a recital of the music of the great master of the early renaissance, Franco da Milano.
If you are booking an advance train ticket, our recitals usually end around 5.45 pm, and always by 6.00 pm, when we vacate the hall.
See Pictures from meetings
See Recordings from meetings
Vanilla hypertext system


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Had a hard time trying to find someone to help us to check in. The owner was very nice when we finally found him. Ate at the restaurant and the waitress would not help us or get us a drink and waited until the owner came before we could even get service (about 30-40 minutes). The room was small but... More
Location: Switzerland > Canton of Solothurn > Solothurn
Price Range (Based on Average Rates): $
Number of rooms: 8
- Reservation Options:
- TripAdvisor is proud to partner with Booking.com, Priceline and Odigeo so you can book your Gasthof National reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.


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Announcing the Winner of IIN's Transformation Video ChallengePosted by Shana Bitterman on May 01, 2013
We asked several students and graduates to create videos about their personal Integrative Nutrition transformation journeys. And last week, we invited you to help select the most inspiring story.
We can't thank you enough for taking the time to watch the authentic and heartfelt stories submitted by the top five finalists.
So now, after receiving more than 1,000 votes, we're thrilled to announce the winner!


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See the full Fox News story here. Thanks to Hospitality USA for coordinating this golf tournament and everyone who participated.
See the full Fox News story here. Thanks to Hospitality USA for coordinating this golf tournament and everyone who participated.
Click the link below to get the latest news about Camp Hope and the PTSD Foundation of America. October-2014 Newsletter
Read the full article at Gringo's Tex-Mex Tribune Thanks to Gringo's Tex-Mex, their loyal customers, vendors and RCC members; along with Michael Berry and the Redneck Country Club, Camp Hope received a check for $207,000 – four times their original goal!
Click the link below to get the latest news about Camp Hope and the PTSD Foundation of America. September 2014 Newsletter
Tracy Clemons helps spotlight the services the PTSD Foundation provides while highlighting some of the veterans we're serving. Take the time to read the article and see how you can honor our heroes. – Read the full article on ABC – Channel 13 News HOUSTON (KTRK) –They risked their lives for their country but face an even…
Elizabeth Pudwill educates Houston Chronicle readers how service dogs can help veterans with PTSD. – See the full article at the Houston Chronicle Kolby Thompson and his specially trained psychiatric service dog Thor, wait outside before a graduation ceremony at Fallbrook Church, Friday, July 25, 2014, in Houston. Kolby is an Iraq, Afghanistan, Korea, Kuwait, Fort…
Read the full report from the New York Times Most veterans who had persistent [PTSD] a decade or more after serving in the Vietnam War have shown surprisingly little improvement since then, and a large percentage have died, a new study finds, updating landmark research that began a generation ago. Members of minorities who enlisted…
This week we discuss several news issues, and a new report sheds a lot of light on post-9/11 veterans.
Keeping Veterans diagnosed with PTSD alive is the relentless passion of the PTSD Foundation of America, and now Michael Berry, the Czar of Talk Radio, will officially serve as the Spokesman for the Foundation and Camp Hope. Read More
Come on out to the Redneck Country Club and support our Combat Veterans with PTSD All proceeds from ticket sales benefit Camp Hope For more information or to purchase tickets click here


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hang timeSyllabification: hang time
Definition of hang time in English:
The number of seconds during which a punted ball is in the air.
Example sentences
- Even with ideal hang time of 4.5 seconds or more on punts, you can't count on your gunners getting to Hall by the time the ball gets to him because the Chiefs often double-team the gunners.
- Jackie dropped back to receive a punt, but the ball had good hang time and he chose to let it bounce.
- 'It's like skydiving,' says David of the four seconds of hang time, 'except without the parachute.'
What do you find interesting about this word or phrase?
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Word of the day verbose
Pronunciation: vərˈbōs
using more words than are needed…


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Recent entries
- Dr Napthine sings happy birthday
- 3AW's summer of cricket AND talk
- Interview with Stephen Lance
- Jim's Movie Cheat Sheet
- Ela visits the "Lui Bar"
- Mother's plea for more family time
- Melbourne's Own photo competition
- Labor's pledge to get families fishing
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What we're talking about
- Doug on 3AW's summer of cricket AND talk Unhappy can"t hear Grubby and Dee Dee in the car or in the shed. Digital doesn't work in the Mc Crae area. I'm over cricket, ... more
- James on 3AW's summer of cricket AND talk Stop winging people. At least we have a choice. You don't have to buy a digital radio if you have access to the internet ... more
- Chris mack on 3AW's summer of cricket AND talk Description is ambiguous does cricket take over regular programs only on Sunday or throughout the week when cricket is on. more
- Jenn on 3AW's summer of cricket AND talk How do those of us living outside the Digital range (in the country)and have poor internet connection get normal ... more
- Jayme Doran on 3AW's summer of cricket AND talk Live audio streaming of Cricket Coverage via the newly relaunched cricket.com.au website is for Australian Cricket Family ... more
- alan smith on 3AW's summer of cricket AND talk it's all a rort to make us buy a radio that doesn't work all the time. more
- Gloss on Derby Day: How much did you spend on ... OMG, that south wind was very chilling those ladies who wore summer frocks must have been freezing. They must have been very ... more
- Peter on 3AW's summer of cricket AND talk Will football be covered on digital or analogue? more
- Jason & Lissy on 3AW's summer of cricket AND talk GREat Idea because not everyone likes Cricket. more
- Peggy on Teen jihadi threatens Abbott It amazes me that parents are always surprised when their son goes to join ISIS or ISIL. Surely they know what opinion their ... more
- Mandi on Teen jihadi threatens Abbott Ha thats a laugh a minute hes just blown his cover. more
- Milton on Teen jihadi threatens Abbott Cancel his Passport. more
- Mehmet Hasan on 'We are on Team Australia' I agree totally with the Sheik and Ekrem Fuldagli. As a practising Muslim I reject extremism and criminal behaviour. We are ... more
- poppitt on 'We are on Team Australia' Happy to accept anyone. Any country. But they must obey Australian Laws. If not they are a criminal and should be dealt with ... more
- Gary on Call to make drivers pay for all roads The man is using his feet for thinking and his brain for dancing. What put a toll on the Princes Freeway at Longwarry, what ... more
- poppitt on Call to make drivers pay for all roads What about transport companies, what about plumbers, electricians, builders, they pay tax on what they earn, now you want ... more
- poppitt on Call to make drivers pay for all roads Do we not pay more with the TAX on fuel? Registration! Insurance! Gosh how much more. I work for a living I have never had ... more
- Peggy on Call to make drivers pay for all roads People drive to work every day so how much would one pay for a day? Anyone living in the outer suburbs will pay a lot more ... more
- Paul on Call to make drivers pay for all roads Bad idea, only reason govt want this is because modern cars are set to be very economical and fuel tax will drop, oppose ANY ... more
- Geoff on Call to make drivers pay for all roads Just redirect our car registration fees to make the roads better. I am not sure but at the moment I think registration goes ... more
Millions in unclaimed funds could be yours
Millions of dollars in unclaimed funds are sitting in the State Revenue Office, and some of it could be yours.
LINK: Search the State Revenue Office's database to see if there's any unclaimed funds belonging to you
Spokesperson for the State Revenue Office Darren Joyce told Justin Smith that amongst the funds were unclaimed lottery and betting winnings from Tattersalls, Intralot and TAB.
"We had one fellow walk into our office with a Tattlotto ticket in his hand," Mr Joyce said.
"We ran it through the system and he…left with about $600,000."
Mr Joyce said often the funds come to the SRO as its owners can't be found, and recommended trying different variations of your name while searching the database.
"There's a number of different permutations you need to look at when you're searching to see if you've got some funds owing to you."
Mr Joyce said in the last twelve months of the $70 million that came through the SRO's door, only $22 million was claimed.
LISTEN: Spokesperson for the State Revenue Office Darren Joyce speaks with Justin Smith:
Having problems listening? Upgrade your media player for Internet Explorer, Google Chrome or Firefox.
Blog comments
Would love to know if i have any money lying around. Also have heaps of old tattslotto tickets here. Where can i take them to, to have them checked. ThankyouLORETTA FULLER Sunday 28 April, 2013 - 11:09 AM
dont think i will check, my luck ill be owing something to someone!!!sue Saturday 15 September, 2012 - 10:58 PM
Fell like Santa.I found $250 for my daughter and $37 00 for my neighbour,Alas none for me though.Wendy Friday 14 September, 2012 - 3:46 PM
i would like to know if i have any money lying aroundrajan khanna Friday 14 September, 2012 - 12:24 PM
thank you for this opportunity to see if there are any unclaimed funds in my nameJosephine Moschetti Friday 14 September, 2012 - 10:39 AM
Thankyou. I looked up a family member and am claiming $774.Bev Friday 14 September, 2012 - 6:50 AM


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Wall Decals, Kids Wall Decals, wall art, surface graphics, and stickers
My Cart
Help / FAQ
Wall Decals Help Index
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Do I have to pay sales tax?
Only if you are located in the same state as us, here in Illinois. If you are from Illinois, the current tax rate will appear at checkout.
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Click the "
My Account / Order Status
" link at the top right hand side of our site to review your orders. You may compare your order history on our website, with your financial records. If you have further questions or concerns, please contact customer service for further assistance.
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densityHow tightly information is packed together on a storage medium (tape or disk). A higher density means that data are closer together, so the medium can hold more information. Floppy disks can be single-density, double-density, high-density, or extra-high-density. To use a double-density, high-density, or extra-high-density disk, you must have a disk drive that supports the density level. Density, therefore, can refer both to the media and the device.
To make the IoT both work and pay off, IT is juggling upgrading and building app-centric networks, mapping out new data center architectures and... Read More »What You Don't Read Can Hurt You
Does this sound familiar? An online service promises to help your small business cut costs, increase productivity, make your coffee and walk your... Read More »Who's Moving Ahead in Cloud Computing?
The future remains, well, cloudy. But either way: Amazon, look out. Microsoft is gaining fast. Read More »
The trend for the past two years has been for shoppers to spend more online during the holiday season. How do you typically shop for holiday... Read More »How to Create a Desktop Shortcut to a Website
This Webopedia guide will show you how to create a desktop shortcut to a website using Firefox, Chrome or Internet Explorer (IE). Read More »Flash Data Storage Vendor Trends
Although it is almost impossible to keep up with the pace of ongoing product releases, here are three recent highlights in the flash data storage... Read More »
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Outdated Internet Browser Detected
It appears that the Internet Browser you are using to connect to SummitRacing.com is outdated and insecure. To continue to use SummitRacing.com, you must upgrade your browser to a newer, secure version. Use these links to help you upgrade your browser.
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Crate Engine, Short Block, Chevy 400 cu. in., SHP, Steel Crank, I-Beam Rods, Pistons, Rings, Bearings, Each
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Order this item and get free delivery and handling on your entire order! Truck freight fees also waived on this item. Valid on orders shipped in the contiguous United States.
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Category:Ballot Measures
From Ballotpedia
This category is used to mark wiki articles to be added to Ballot News. To get a wiki article to appear there, you can add this category but also must add Category:Ballotnews.org.
Alternatively, you can also use the {{Ballot_news_article}}.
Pages in category "Ballot Measures"
The following 37 pages are in this category, out of 37 total.


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Jessica Desmond, an instructor at the Mile High Run Club (MHRC), leads a class in a Manhattan borough of New York November 14, 2014. A New York City fitness studio is following fast on the heels of the indoor cycling, or spin, craze by beckoning outdoor runners to come in from the cold for group treadmill classes. Equipped with 30 treadmills, lighting evocative of dusk or dawn, and group training designed to hone the skills of marathoners and newbies alike, fitness experts say MHRC - billed as the first treadmill studio - might do a bit to burnish the image of the most used, least glamorous, of gym cardio machines. Picture taken November 14, 2014. REUTERS/Brendan McDermid (UNITED STATES - Tags: HEALTH SPORT BUSINESS)
Content engaging our readers now, with additional prominence accorded if the story is rapidly gaining attention. Our WSJ algorithm comprises 30% page views, 20% Facebook, 20% Twitter, 20% email shares and 10% comments.
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Released on 13 November 2006
Format: DVD | Rating: 18 years and over
Condition: Used - VeryGood
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Every order is dispatched from mainland UK within 1 day. This is a genuine UK DVD that comes fully boxed, complete and in good condition. All DVDs are covered by a 3 month guarantee. Please contact us with any queries for a swift response.


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Simply connect with Facebook and kiss those password blues away,
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Is there anything more sustainable than cork? Watch our videos and articles on our Blog, Nature, People, sustainable products and culture. http://corkandfantasy.com/blog. Cork&Fantasy is proud to be a part of cork innovation. Cork is a 100% natural raw material. It's the bark of a tree, to be more precise, the cork oak(Quercus-Suber L). We have more ideas to develop ... high quality music created by independent artists, from jazz to world music, and much more... It is the dream of a small family, citizens of the world, who believe it is possible to live a more balanced life with people and natural resources. Join us and share this culture for a better world, where everyone counts, where everyone is important.


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Start learning with our library of video tutorials taught by experts. Get started
Learn to create a custom photo gallery for WordPress that goes beyond the built-in look and feel.
Discover how to create an app-like experience for iPad with HTML, CSS, and jQuery, while bypassing the need for Objective-C or the App Store.
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Acme Made Skinny Book Case for iPad mini
The Acme Made Skinny Book provides your iPad mini with slim, streamlined protection at home, in the office or on the road. Its unique design lets you use your iPad in whichever of three modes you find most comfortable: landscape, portrait or typing. This one multi-use case makes it easy to watch movies and videos, carry on FaceTime and Skype conversations and type in comfort. Custom materials offer a smooth, leather-like touch, while also ensuring stain and water resistance. The subtle built-in stretch band keeps the case closed and secure, and your iPad safe from dust and scratches.49,95 €
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Acme Made Skinny Book Case for iPad Air
The Acme Made Skinny Book offers slim and streamlined protection for iPad in a unique, play-through design that allows use in three modes: landscape, portrait and typing. Custom materials provide a smooth and leather-like touch, along with stain- and water-resistance. The subtle stretch band keeps the Skinny Book closed and secure.49,95 €
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- Dispatched: In Stock


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Negdog Radio Ruby Tuesdays-Episode 107
in Sports
Good Bye Ruby Tuesdays, on this Tuesday November 11th, 2014 Negdog @negdog is digging up the truth against humanity! Special Veterans Day report! Where politics and sports go mono y mono in the trenches! Thank You to all of our veterans! Call in to the Studio Live! www.negdog.com
Dr. Ruby Lathon - Holistic Health and Wellness Expert
in Lifestyle
Jawanza4Life!! – Introduces Dr. Ruby Lathon
Tune in 7:00 p.m. - 8:00 p.m. est
Our special guest is Dr. Ruby Lathon a holistic health and wellness expert and advocate for plant-based nutrition.
Topic: "Transitioning to a Plant Based Diet"
Authors on the Rise With Ruby Burke, Vice President of Sisters in Harmony
Please join Authors on the Rise on Monday, November 3, 2014 from 8:00pm until 10:00pm.
Antonio J. Webb, M.D.Iraq Combat Veteran Motivational Speaker | Author Orthopedic Surgery Resident
Ever since he was a child, Antonio had to find it in himself to overcome what promised to be a very desolate future. Growing up in the heart of Shreveport, Louisiana, he was constantly surrounded by influences of the very worst sort including gangs, violence and drugs.
Therefore, you have the option of just calling in and listening or putting a message or question in the chatroom. For the chat room go to: http://tobtr.com/s/7057857 and the call in number is 917-889-7765
Negdog Radio Ruby Tuesday's-Episode 118
in Sports
On this Tuesday November 25th,2014 Negdog @negdog is breaking down the New World Order brick by brick until thier Pyramid collapses! Join the movement!!
WrestlingHeads With Ruby Raze
in Sports
Today WrestlingHeads Will Be Joined by Satinos Bro's Own Ruby Raze as we talk to her about her career Santino Bro's AWS plus more Also later on in the show will Talk ROH , Indy Wrestling Talk plus more
Negdog Radio Ruby Tuesday's-Episode 114
in Sports
On this Tuesday November 17, 2014 Negdog @negdog has been hacked and muted by the Illuminati/NWO, listen to the spies live! After being cyber-attacked and muted on air, Negdog fights Tyranny and corruption! Listen to the episode and hear the tapping and pinging go on!!!
The Rumor Mill: Pokemon Omega Ruby and Alpha Sapphire II!
Those Guys discuss Pokemon Omega Ruby and Alpha Sapphire rumors (and More) in this installment of, "The Rumor Mill!"
MS. Ruby YVETTE Owner of GRANDLADE LADIES LET SHOPE THE HOLIDAY ARE COMING
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I will be interviewing Ms. Rudy Yvette on Ms. Kim Blogtalkradio show. Will be getting the 411 from Ms Rudy Evans.
If you want to start your shopping early for your Grandmother , Mother & sister this it the place to be if you want to shop on line
Hey everyone are you ready for a new look?
The GrandLade Brand gives a voice to motivate, inspire, and empower
women to reNvent and reDfine their true self from the inside out. GrandLade was
birth from my desire to reNvent and reDfine the woman, mother, grandmother,
and entreprenuerer that I am. "Grandma with SWAG" slogan defines GrandLade's
personality, uniqueness, natural beauty, and style.
I encourage every girl, young lady, and woman to step outside the box, color outside
the lines or whatever it takes to reNvent and reDfine yourself from the inside out.
Listen to your God-given voice within and dream again.
If you want to start your shopping early, call in to Ms Kim show you can order on her web site. The best thing about shopping on line you never have to leave your home
Please support me Ms Kim Show the show will start at 6:30 to 7PM EST 11/18/2014
When you call into the show use this number and pin number.
646-478-0470 phone number/ Pin nunber is 1724505238#
Author's Talk Show - Amanda Moon (Mystery writer - "Stealing the Ruby Slippers")
Amanda Michelle Moon is the writer of two published works. You can see more about her and her books on her website.
In this interview, we discuss first, her mystery thriller, Stealing the Ruby Slippers. And, yes, we do mean those ruby slippers!
Stealing the Ruby Slippers was easy. Jared broke into the museum, smashed the display case, and got out without leaving any evidence. But when Hurricane Katrina wipes out the buyer he had lined up, he's stuck. The country's most famous shoes are hidden in his dirty laundry.
The theft wasn't just for fun— it was the last chance he had to pay back his gambling debts. His creditor won't accept excuses and is done granting extensions. He's going to have to pay, either in cash or blood.
While he figures out what to do next, Jared's girlfriend thinks it's okay to wear the priceless artifacts. And now the police would like to ask him a few questions.
Inspired by the real-life unsolved mystery, Stealing the Ruby Slippers blends fact and fiction to keep you guessing until the last page.
Another of Amanda Michelle Moon's books, is the non-fiction/self-help book, Your Pilates Life.
Your Pilates Life will guide you in making Pilates a part of your everyday life- not just an exercise routine. You will learn how to increase health and happiness while lowering stress and finding focus.
Each chapter is broken up into sections. Not all may apply to your particular age/stage in life, and that's fine, just do the ones that speak to you.
ElderLaw Advocates: "Let Ruby Go !"
in Family
Candice Schwager joins us today with GRADE leader Debby Valdez to tell the story of Ruby Peterson, a 93-year old woman being held against her will, falsely imprisoned and illegally chemically restrained at Silverado Senior Living, Sugarland Texas. The cause Let Ruby Go is featured on Facebook at Free Ruby from Silverado, http://www.letrubygo.com
Candice Schwager, President of ElderLaw Advocates "Let Go of Ruby!"
Candice is a 15 year civil litigation attorney and serves as President of 2 nonprofits for the disabled, Attorneys for Special Needs Children and ElderLaw Advocates her website is http//www.elderlawadvocates.org. She practices in Houston, Texas. She's an advocate and attorney and has testified before the Texas Senate on special education issues. Her journey began like many before her, when her son's School District denied him a free appropriate public education in services he required as a result of his 31/2 months premature birth at one pound and retaliated against her personally for her advocacy. Candice is a 4 time recipient of awards by the Texas State Bar for outstanding provision of legal services to low income Texans, included in the Texas Bar Pro Bono College. She has also been featured in the Houston Examiner as an inspiring woman.
Ruby Dee & Ossie Davis' Grandson, Muta' Ali!
Intro to Info host Mikeisha speaks to Muta' Ali, grandson of actors Ruby Dee and Ossie Davis, about his documentary, "Life Essentials with Ruby Dee." He will also discuss his grandparents' legacy and how he plans to perpetuate it.
Visit Muta' Ali's website: www.mutaali.com
Follow Muta' Ali on Twitter: www.twitter.com/mutaali
Follow Mikeisha on Twitter: www.twitter.com/Mikeisha
Follow Mikeisha on Instagram: yomikeisha
LFTA EP42 James Drake & Ruby Raze-Kicking Butt From Coast to Coast
in Wrestling
This week on the show we have James Drake current SWA Heavyweight Champion & Legit Tough Guy! He'll be dropping by to give us his take on the SWA Landscape & who he see's as a threat to that Title!
We also have Ruby Raze on the show! She is the 2014 Luna Vachon Memorial Cup Winner, & standout at Santino Bros Wrestling. We've hd our eye on her for sometime & can't wait to talk to her!!
All of this and the week's Indy News & Happenings............
Wednesday Night at 7pm EST on Blog Talk Radio
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Studio: 213-816-1605
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Ribbon Tassels
To convey a sense of luxury, make tassels with double-faced satin, silk, gingham, or edged-satin ribbon.
Get MoreSubscribe to Martha Stewart Living
Wrap ribbon around a 3- to 6-inch piece of cardboard; the size of cardboard and amount of ribbon depend on the size tassel you want.
Step 1
Slide ribbon off card; center on a piece of thread. Fold and knot a loop of ribbon as long as tassel. Place it beside wound ribbon. Tie thread around ribbon; loop's knot should be caught below thread.
Step 2
Cut wrapped ribbon at both ends.
Step 3
Holding loop, fold top fringe down to meet bottom; adjust tassel shape. Cut a piece of ribbon long enough to wrap around tassel four times; make a loop in one end. With loose end of loop above and loop itself below, wrap ribbon around tassel four times.
Step 4
Pass ribbon through loop, pull loop end from top to tighten. Cut and tuck ends.
SourceMartha Stewart Living, December 2000
Reviews (4)
sylvermaiden 13 Jul, 2010
I agree with SherryJackson and Drudge. The directions are not clear. Infact, I think there are a few steps missingReply
kell10 23 Nov, 2008
No access to your site to ask questions etc. Why am I asked to register all the time on this site?
drudge 20 Nov, 2008
I have made tassels before, but not like this pattern. It would help to see the finish part since I too had a little trouble following the directions. Just signed up for your E Mails, and I am pleased because now I don't have to hunt, and supper ideas recipes are great. Now I can make up my own menus ahead of time.Reply
sherryjackson 10 Dec, 2007
A video would be optimal for this description. It may have been my three kids doing circles around my work table, but it took me over an hour to figure out how to make these tassels out of this how-to. It was a mess of "knots", "loops", and "ends".Reply


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O's option Gausman, Britton to Norfolk
The Orioles announced after tonight's game that they have optioned LHP ZACH BRITTON and RHP KEVIN GAUSMAN to Triple-A Norfolk.
Britton, 25, is 2-3 with a 4.76 ERA (34.0IP, 18ER) in six starts for the Orioles this season. He started tonight's game and took the loss, allowing 5 earned runs in 5.0 innings.
Gausman, 22, is 1-3 with a 6.21 ERA (33.1IP, 23ER) in nine games (five starts) for the O's this season.
Corresponding roster moves will be announced before Wednesday's game.
This story was not subject to the approval of the National Association of Professional Baseball Leagues or its clubs.
Today on MiLB.com
Top Stories on MiLB.com
- Q&A: Rockies' Winkler focused on return
- Rangers' Guzman involved in fatal crash
- Biloxi's new team has a name: the Shuckers
- Colon graduates to bigs, leads Royals All-Stars
- Notable prospects added to 40-man rosters
- Moya, Ziomek claw their way up Tigers system
- With affiliation change, Fresno returns to roots
- San Antonio Missions get new look for 2015


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Bailey McCann, Opalesque New York: New data from Bank of America Merrill Lynch Global Research shows that asset flows out of hedge funds may be driving their market exposures, specifically outflows in the long/short equity space may have a limiting effect on raising market exposure over year's end. According to historical data in the report, "imputed market exposure is highly correlated to total asset changes for L/S hedge funds based on quarterly data since Q104. In fact, 60% of the variation in L/S exposures may be explained by asset flows." As such, funds unable to maintain asset inflows going into year end may not be able to increase market exposure.
The investable hedge fund composite index was up 0.10% for the first week of November, compared to down 1.25% for the S&P 500. In terms of individual strategies, CTA Advisors and Convertible Arbitrage were the best performers last week, up 0.80% and 0.54%, respectively; Market Neutral performed the worst and was down 0.27%.
In commodities, funds are starting to sell out of soybean and wheat, leaving corn flat. Soybean and wheat remain in a crowded long. Funds sold gold, silver and platinum, flat copper and bought palladium. In energy, funds bought crude, sold heating oil & gasoline, and added to their shorts in natural gas. Currencies are......................
To view our full article Click here
Bailey McCann, Opalesque New York: Risk management has always been a core component of any trading strategy, as well as a critical part of business management. However, as macreconomic weakness persists, and alpha becomes increasingly hard to generate, risk management as emerged as a more promin
In the week ending 21 November, 2014, Lyxor AM said hedge funds are still recovering but registered a modest 0.1% gains in performance since mid-October; lesser
This paper was authored by Sudhanshu Bahadur, Valcony Sun, and Vishal Bakshi of Sapient Global Markets. You can down
Benedicte Gravrand, Opalesque Geneva: The news in September that the California Public Employees' Retirement System (CalPERS) had decided to let go of its hedge fund holdings (worth $4bn) created ripples through the asset management industry at large.
As CalPERS is an influential voice a
Benedicte Gravrand, Opalesque Geneva for New Managers: Two fund of fund of hedge funds managers talk about their investments in emerging managers.
Cyril Julliard and Olivier Kintgen, the two founders of ERAAM,
Bailey McCann, Opalesque New York: At a time when investing in emerging markets may be falling out of fashion among some investors, Gray Ghost Ventures is confident that great opportunity exists in the emerging markets. The firm may have a unique view into this space as one of the first private
In the week ending 17 November, 2014, in Asia, the HK$694bn Shanghai Hong Kong Stock Connect scheme to directly link the two cities share markets will start operations on November 17; hedge funds are expected to plunge into mainland shares once the Hong Kong-Shanghai equity link debuts; bill
Bailey McCann, Opalesque New York: "The biggest change we have seen is probably on the regulatory side of things," explained Andrew McGrath, Founder and CIO, Burren Capital Advisors, at the recent Opalesque Gibraltar Roundtable. Delegates each noted the impact the bevy of new financial regulation
Benedicte Gravrand, Opalesque Geneva: The investment management industrys regulatory environment, accounting systems, range of products and investor demands are spinning, it seems, in a never-ending cycle of changes. If your firm is to grow, you have to gear up accordingly.
Is your operatio
Benedicte Gravrand, Opalesque Geneva: During Opalesques recent Gibraltar Roundtable, two hedge fund managers talked about the reasons they chose Gibraltar as their prime location.
Gibraltar is a British Overseas
Benedicte Gravrand, Opalesque Geneva: The consensus on shareholder activism in 2013 and 2014 has been that it would increase a great deal, and that it would spread from the US to Europe and other regions. A French asset manager confirms the veracity of this forecast.
Anne-Sophie dAndlau is
Komfie Manalo, Opalesque Asia: Reverse solicitation is like a unicorn that is a very pretty concept but
not really existing in reality, said Joey Garcia, a funds partner at Isolas, the
oldest law firm in Gibraltar.
Speaking during
In the week ending 07 November, 2014, hedge funds posted declines for October with the HFRX Absolute Return Index losing -0.35% (-0.15% YTD);
The Parker FX Index was up +2.49% for September (+2.64% YTD);
The Credit Suisse Liquid Alternative Beta Index gained 0.62% in October (+2.45% Y
Bailey McCann, Opalesque New York for New Managers: David Einhorn has had "a frustrating quarter" according to an investor letter reviewed by Opalesque. The firm's only breakout winner was its position in Apple.
Benedicte Gravrand, Opalesque Geneva: CTAs have been doing well in the last few months. But not as well as Old Parks.
The Maestro strategy is up +20.48% YTD after returning 1.6% in October 2014 just as the Barclay CTA Index was up 0.14%
Benedicte Gravrand, Opalesque Geneva for New Managers:
In 2013, Deutsche Bank consolidated its investment-grade debt and asset-backed securities trading units in London to cut costs and riskier holdings. Deutsche
Bailey McCann, Opalesque New York: V2 Capital has launched a new hedged equity vehicle. The V2 Hedged Equity Fund is an open-ended single manager mutual fund utilizing the hedged equity strategy the firm was previously using in its private offering. The fund is launching with $240 million of asse
This article was authored by Alex Gavrish, founder and CEO of Etalon Investment Research, and author of "Wall Street Back To Basics."
Hedge funds lose after Shire plc deal is cancelled
On October 20th, 2014, AbbVi
This article was authored by William M. Funk, Principal of the Law Office of William M. Funk, New York.
As hedge fund or other alternative investment managers know, in any offering document, the tax considerations are placed near
By: Meredith Jones, Alternative Investment Research.
Last month I launched a blog series on capital raising with a diatribe about why money managers actually need a pitch book. I got several emails afterwards asking if I had any advice about what should go in an effective pitch book. Do I have
The views expressed in The Citadel Conversation reflect those of the individuals being interviewed. These perspectives are neither endorsed by Citadel nor reflect our view on investments.
In a world where politics and markets increasingly intersect, smart investors look beyond todays ec
This article was authored by Andrew Beer, founder of Beachhead Capital Management LLC in New York.
As of mid-month October, 2014, the S&P 500 was down over 5% and the MSCI World was down 6%. In this context, drawdowns among hedge
From Ian Hamilton, founder of IDS Group.
A quick comment on the CALPERS disinvestment from the hedge fund market and the jitters it is causing.
Pension Funds should not be sheep and follow CALPERS decision as the issues that CALPERS has with hedge fund investments are in many ways unique t
Bitcoin has followed a volatile path to growing acceptance since its creation in 2009 with its price fluctuating between USD 0.30 and 1135 in its short existence. But bitcoin is now accepted as payment by a growing number of mainstream merchants and has been increasingly legitimized by governments s
This article was authored by Alex Gavrish, founder and CEO of Etalon Investment Research, and author of "Wall Street Back To Basics."
Delivering Alpha Conference
Recent Delivering Alpha conference attracted many prominent
George Soros puts $500m of his money on Bill Gross
From WSJ.com: Before Bill Gross was fully settled in at his new firm, Janus Capital Group Inc., he received an unlikely visit from the chief investment officer of famed investor George Soros s firm, according to a person familiar with t
From Artemis.bm: The attention being paid to the hedge fund reinsurance business model and the fact that others are now looking to leverage bits of it within their own strategies, is validating for reinsurer Greenlight Capital Re, according to CEO Bart Hedges.
There has been an increasing buzz
From FT.com: A hedge fund manager who may have to repay £8m in tax is trying to overturn a tribunal ruling that found he had attempted to shelter millions in an avoidance scheme. Patrick Degorce, chief investment officer at Theleme Partners, lost a tax tribunal case last year. HM Revenue & Customs c
From Bloomberg.com: Hedge funds and other creditors with claims against Icelands failed banks face an exit tax as the island looks for ways to unwind capital controls without hurting the economy. The government targets having a plan it can present by year-end that would map out how Iceland will sca
From Reuters.com: Europe-focused hedge fund Oceanwood Capital Management is closing its fund to new investors after its assets under management hit $2 billion (1 billion pounds) recently, a source with direct knowledge of the matter said. Oceanwood, a multi-strategy hedge fund spinout from Tudor Gro
Featuring : Three Arrows Capital: Fast growing emerging markets hedge fund.Kyle Davies is co-founder and chairman at Three Arrows Capital, a Singapore-based
hedge fund management company specialising in emerging markets.
The fast growing fund was set up in May 2012 with the focus to...» Watch the video
» More
Near Term Trend: PositiveFriday's Close: 2039.89 (+ 0.49)UPDATE: As we stated last week, I still believe the risk remains to the downside, and a dip toward 1975.00 is still in play.


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Originally written on Pro Sports Daily | Last updated 11/15/14
Eric Staal got to Raleigh Center Ice a little after 10 a.m. Wednesday throwing on his skates for his first informal workout with some of his Carolina Hurricanes teammates. "Always good to see the big guy back" Canes forward Pat Dwyer said. Staal skated and stick-handled. He shot the puck played some two-on-two and had a few laughs with the guys. If you didn't know Staal had suffered a major knee injury in May after taking a dangerous knee-on-knee hit you would have thought it was just another day at the rink for the Canes captain. Staal didn't wear a knee brace or any tape. Nor he said has he had any setbacks during his physical rehabilitation. "It felt good" he said of the knee after the on-ice work. "It has been no issue here the last little while. It's good to be back and it felt strong. I feel good." Staal was pretty angry after the injury. Competing for Canada in the IIHF World Championship in Sweden he was hit on the right knee b...
Original Story: http://www.prosportsdaily.com/Headlin...
PLAYERS: Eric Staal, Pat Dwyer, Cam Ward
TEAMS: Carolina Hurricanes, Vancouver Canucks
TEAMS: Carolina Hurricanes, Vancouver Canucks
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We are proud of Dr. Sydney Lehua Iaukea, a member of the Mellon-Hawai'i Doctoral and Postdoctoral Fellowship Program's inaugural cohort, who recently released her second book "Keka'a: The Making and Saving of North Beach West Maui." In her new book, Dr. Iaukea explores the history of the development of North Beach West Maui and the resulting grassroots movements that fought for the preservation of public spaces. The book is available for purchase online at www.uhpress.hawaii.edu/p-9301-9780824851439.aspx as well as Costco and Barnes and Noble locations on Maui. Ho'omaika'i, Dr. Iaukea! ... See MoreSee Less
5 days ago
Our Rural and Cooperative Development Services team is seeking comments from the public on proposed regulatory changes that would impact homemade food operations in Hawai'i. The proposed recommendations would ease restrictions on homemade food operations. We encourage you to review the recommendations and provide your feedback at www.surveymonkey.com/s/cottage-food-survey. Deadline for public comments is Friday, November 28. ... See MoreSee Less
6 days ago
Today we're celebrating Aloha Friday by celebrating Dr. Marie Alohalani Brown, the latest fellow from our Mellon-Hawai'i Doctoral and Postdoctoral Fellowship Program to earn her Ph.D.! Here she is on Wednesday after defending her dissertation "Facing the Spears of Change: The Life and Legacy of Ioane Kaneiakama Papa 'Ī'ī" with committee members Dr. Cristina Bacchilega, Dr. Jeff Kapali Lyon, Dr. kuʻualoha hoʻomanawanui, and Dr. Craig Howes (missing: Dr. Puakea Nogelmeier). Ho'omaika'i, Dr. Brown!(Mahalo to Joy Enomoto for the photo.) ... See MoreSee Less
2 weeks ago
The latest issue of our e-newsletter, The Leaflet, is out! In this issue we introduce the seventh cohort of Mellon-Hawai'i Doctoral and Postdoctoral Fellows, report on our Hawaii Public Seed Initiative's efforts to strengthen agricultural biodiversity, highlight our client The Food Basket, Inc. - Hawai'i Island's Food Bank, recap our Hawai'i Farm to School Conference, and more. ... See MoreSee Less
The Leaflet: September/October 2014 Newsletter
In this issue of The Leaflet, we share how our work is inspired by the dedication of seed savers, the determination of educators, the compassion and creativity of community advocates, and the generosity of our supporters.
4 weeks ago
This kama'āina is going places! When he was just 16 years old, Hawai'i Island resident Trevor Tanaka's definition of "sustainability" made its way into Hawai'i state law. We are very proud of this young man who used to volunteer with us as a ReefTeacher at Kahaluu Bay Education Center and with our Hawaii Island School Garden Network. The lesson here for adults: we must listen to our keiki, for not only are they Hawai'i's future, they also hold the new and innovative approaches needed to address our most pressing challenges. ... See MoreSee Less
How This Teen's Quest to Define 'Sustainability' Changed State Law | The Tyee
And why it could point towards a new model of 21st century public school education.
1 month ago
» See All
» See All


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Bradshaw Teams With Oncap Investments, Updates Good Cook
Wednesday January 9th, 2013 - 3:33PM
These are shortcuts to your favorite social networking and bookmark sites. Add this story to your Facebook page, del.icio.us, DiggIt, and many others!
Kitchenware manufacturer Bradshaw International, Inc. is starting off 2013 with a new investment partner and a new look for one of its iconic brands, Good Cook. The company has transitioned from Arbor Investments to Oncap, a new investment partner.
While Bradshaw had experienced tremendous growth over the past four years under its relationship with Arbor, according to the company, the new investment partnership with Oncap will also give it the ability to grow through acquisition in addition to current organic growth.
"The Bradshaw team is enthusiastic about the next chapter of our stellar growth story," said Mike Rodrigue, CEO, Bradshaw International, Inc. "We have greatly enjoyed partnering with Arbor over the last four years and look forward to continuing that success with Oncap."
Bradshaw International/Butler Home products manufactures kitchen gadgets, tools, bakeware and cookware out of their Rancho Cucamonga, CA, location, as well as cleaning products from Butler Home Products in Marlborough, MA, location.
Bradshaw has also updated the look of one of its nationally recognized brands, Good Cook. Starting with the Good Cook logo, the brand has been made bolder and is now prominent on all packaging carrying the brand as Bradshaw seeks to spread brand loyalty at retail. In addition to wide availability in most major supermarket chains, mass market retailers and drugstores across the country, Good Cook has a growing presence in social media via Facebook and Pinterest, the company said.
The new Good Cook branding will formally debut at this year's International Home + Housewares Show, in Chicago.
Tags: • Housewares • Cookware & Bakeware • Gadgets & Kitchen Tools •
Rubin Sues Helen Of Troy, Company Promises Vigorous Defense »
Kmart, Sears Make Cyber Monday A Week-Long Event
Report: Merchandising Chief Mac Naughton Leaving Walmart
JC Penney, Macy's Offer Best Black Friday Deals: Survey
Best Buy Remodels Chicago-Area Stores
Report: Stock Analyst Cool On Keurig Cold Potential
Nearly Half Of American Consumers Do Not Shop Black Friday: Survey
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When a former Navy SEAL who survived a suicide bomb attack on his barracks in Iraq talks about how to lead through perseverance, people should listen. Eric Greitens, speaking at the annual Chief Housewares Executive SuperSession, offered a compelling lesson in leadership that should resonate with any industry professional.


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New Hanover County News
FIRST ON 3: Missing man's cousin arrested after chase ends with crash involving suspect, police carSubmitted by Marissa Jasek on Wed, 07/27/2011 - 10:39pm.READ MORE:
Police say they arrested Laquin Hines. Relatives say Hines is the cousin of Al'Quon Flowers, who's been missing since last week. Full story...»
Man shot downtown off Wright StreetSubmitted by Cliff Pyron on Wed, 07/27/2011 - 10:38pm.READ MORE:
Full story...»
ONLY ON 3: Missing man's family looks for closureSubmitted by Cliff Pyron on Wed, 07/27/2011 - 10:00pm.READ MORE:
It has been more than a week since 18-year-old Al'Quon Flowers went missing. Brunswick County deputies and Wilmington Police are still looking for the man whose family says his background may have had something to do with the incident. Full story...»
TROUBLESHOOTERS: Woman struggles to get refund for canceled concertSubmitted by Laura Seel on Wed, 07/27/2011 - 8:01pm.READ MORE:
Fans were left disappointed when the Keith Sweat concert was canceled last month at UNCW. On top of not being able to see the show, some ticket holders still haven't seen a dime of their money returned. Full story...»
ONLY ON 3: Family of man injured in hit & run asks for prayersSubmitted by Katie Harden on Wed, 07/27/2011 - 4:22pm.READ MORE:
A man hit by a car on S. College Road earlier this month is still recovering at the hospital. Cody Khan was visiting friends in Wilmington when he was hit by a car over the Fourth of July weekend. Today his family spoke exclusively with WWAY. Full story...»
Swimming advisories issued for three sites in New Hanover CountySubmitted by WWAY on Wed, 07/27/2011 - 3:01pm.READ MORE:
Full story...»
2011 Preseason All-ACC Football Team announcedSubmitted by John Rendleman on Wed, 07/27/2011 - 1:59pm.READ MORE:
Full story...»
WPD goes undercover to catch speedersSubmitted by Ramon Herrera on Tue, 07/26/2011 - 10:59pm.READ MORE:
The Wilmington Police Department is using some unique methods this week to catch drivers who may be breaking the law. Today officers disguised themselves as roadside maintenance workers, including an officer on a tractor armed with a laser-radar. Full story...»
Sheila Boles named to NCHSAA Hall of FameSubmitted by John Rendleman on Tue, 07/26/2011 - 10:24pm.READ MORE:
Full story...»
Wilmington Housing Authority approves $66,000 for grills and picnic tables at public housingSubmitted by Marissa Jasek on Tue, 07/26/2011 - 10:21pm.READ MORE:
Full story...»