text:
'Liberator': Proof that you CAN'T make a working gun in a 3D printer
People are missing one important point about the "Liberator" 3D-printed "plastic gun": it isn't any more a gun than any other very short piece of plastic pipe is a "gun". Parts for the Liberator 3D printed pistol1 You can take my Liberator ... and shove it Seriously. That's all a Liberator is: a particularly crappy pipe, …
All very true, but..
It's a first go, and it's a proof of concept.
You could easily design most of the parts for a 3D printer, and use a metal pipe for the barrel.
In the future, the materials used by a 3D printer will be developed, and there are plastics and composites that would be able to be used for a short lived firearm.
Nonetheless though, everything you say is bang on - Harlan Ellison style zip guns and numerous other improvised firearms already exist, and are better than this, but nothing, particularly not the truth, will stop the hysteria that can be drummed up by the media for this sort of thing.
Best to just chuckle gently, and wait for the reports of folks losing bits of their anatomy
Re: All very true, but..
You couldn't just use a metal pipe, it has to be of very close tolerance surely? And using a metal pipe to ensure a proper fit would DRASTICALLY increase the pressure in the chamber which would promptly explode.
For now anyway - doubtless we'll be able to 3D-print in diamond soon or something.
Re: All very true, but..
"It's a first go, and it's a proof of concept."
But it's not really, you could make the same product by injection moulding and we don't have a plethora of plastic guns being sneaked onto planes etc. Guns are necessarily made out of metal to have any sort of impact.
"You could easily design most of the parts for a 3D printer, and use a metal pipe for the barrel."
You could, but as the article points out you could do all that without the 3D printer.
Re: All very true, but..
"You could easily design most of the parts for a 3D printer, and use a metal pipe for the barrel"
That is true but that pretty much removes the panty twisting aspect of 'OMG, it's undetectable by HomeBoy Security! Oh the huge manatee!'; doesn't it?
Re: All very true, but..
I'm wondering how Harlan Ellison became the authority on more than cooking up specious lawsuits against rival s-f writers and movie producers. Having got that off my chest, you just have to google images "zip gun", and see the amazing range of options for making crude but workable (smooth-bore, short range) hand'guns'.
My favorite is the paper mache gun, although one of its claims (burns itself up on firing, self-destroying the evidence) should be taken with a grain of salt. You'd probably want to wrap any thin-walled tube round with several layers of fiberglass tape, just to be on the safe side. Or better, not make a zip-gun at all.
Re: All very true, but..
First off, it is a gun. It may not be particularly effective but, per the dictionary definition ("a device that throws a projectile" - Merriam-Webster), it's a gun. I'm no expert (far, far from it), but I'd guess it's almost as effective as the early blunderbuss pistols.
The author seems to miss the point. Sure, it's crap, but then, so were the printouts from early dot-matrix printers. This just proves that it can be done and it's up- or downhill from here depending on your point of view. Some really smart (and possibly twisted) people will figure out how to improve on this start and people will be able to "print" guns. It may take 5 or ten years, but the genie is out of the bottle.
At the same time, the government seizure of the plans is laughable. Those plans are not physical, they're information and that information has been set loose into the world. You can try to legislate this out of existence but to paraphrase an old saying: if 3D gun plans are outlawed, only outlaws will have 3D gun plans. And you probably won't know they have them until they've printed their gun and used it.
Personally, I'm not real thrilled about this eventuality, but sticking your head in the sand by saying "it's not a real gun" does nothing to address the issue.
Re: All very true, but..
It wasn't so much a seizure. The Department of State* simply requested politely that the plans be pulled from distribution while they were attempting to decide if any laws had been violated. It wasn't even a legally binding request, just some strong advice. It just got exaggerated soon after by lots of paranoids screaming 'The Gubmint is comin' for our guns!'
*I have no idea why they were interested, rather than the ATF or even DHS.
State not ATF/DHS/FBI
Nothing illegal disseminating weapon manufacturing information to his fellow yanks.
Making it available internationally however is apparently an issue that they can go after him on. Haven't verified this part myself, but I gather that even then it's not so much a violation of law within the US, but of US adhering to international treaties and him not having the requisite permit(s).
Either way, it's just an excuse to make an example out of him. If he'd got the permits and blocked IP ranges of embargoed countries, they'd have found something else. With millions of laws and regulations on the books and 100's of thousands more being added every year, everyone's probably in violation of something or other. Just most of us don't deliberately draw a great deal of public attention for the purpose of thumbing our noses.
I'm sure that's why, after all the build up, he complied with the take down order so quickly. He didn't do it because he believes the Predator is useful or necessary as a device. He did it to get the US 2nd amendment reaffirmed (or not) by their supreme court 5 or 6 years from now.
It is not proof of concept, it is a diversion
The www is full of sesigns for zip guns which are far more effective and easy enough to make with $20 of DIY hand tools.
A 3D printed gun is not "proof of concept" because the materials just don't exist for making an effective 3D printed gun.
It's like duct taping some cardboard wings to a car and saying you have "proof of concept" for a flying car.
This was an exercise in hysteria... and it worked.
Re: All very true, but..
"That is true but that pretty much removes the panty twisting aspect of 'OMG, it's undetectable by HomeBoy Security! Oh the huge manatee!'; doesn't it?"
I have to admit being confused by the hysteria of people making such comments. If we assumed for a moment that the Liberator was actually a well functioning plastic gun and could be brought onto an aeroplane without detection, what use would it be without ammunition? I've yet to see reports of 3D printed bullets and casings.
Re: All very true, but..
It was the State Department as they're responsible for licensing exports of military goods as per the ITAR requirements. Contrary to a lot of shrieking, the designer has not been stopped from making or disseminating plans except where there may be an infringement of the US export controls. And that is an emphasis on may - remember old' Phil Zimmerman and PGP.
Re: It is not proof of concept, it is a diversion
Precisely! Disney et. al. would dearly love to have some DMCA-like laws to control what can be printed, by whom, and how strong materials should be available to the <o>plebs</o> "consumers", maybe some inspection of data traffic on top?
"The kids will print undetectable guns and blow up airplanes so they crash on schools"- will sell this legislation, maybe this is precisely why this "gun" was printed. If the objective is an effective DIY-gun, then there is the old STEN ... real, military weapons that can (and was) be built in a basic machine shop in their thousands.
These days we have more to fear from lobbyist and governments overreaction/overreach than we have from actual criminals, rogue states and terrorists!!
Re: All very true, but..
'per the dictionary definition ("a device that throws a projectile" - Merriam-Webster)'
Does that make a crossbow a gun? How about a longbow, or a catapult. All devices that throw a projectile which aren't guns. I'm sure there are many more. Then again how about a hot glue gun? What's the projectile there?
Re: All very true, but..
"a device that throws a projectile" - Merriam-Webster
Like a catapult.
Or my arm?
Re: All very true, but..
The printer that is used for the test versions of this gun was an industrial type printer that used HARD plastic, which negates most of the points raised in the article as to why it won't work.
The printer in question cost £3,000 from eBay. However, it is likely that you could just order the parts created via a print to order service if you didn't want to buy the printer....
Ten firings before breaking counts as a success
The Liberator was designed to shoot cartridges of variable sizes (swapping plastic barrels). Given its likely customers want it as a holdout weapon (one which passes metal detectors), the fact that the barrel survived ten firings from the smallest calibre cartridge makes it a success.
No. Tolerances are not so important
Pre WW1 revolvers often did not have gas-tight seals yet worked well. Gas tightness is useful to prevent powder burns and to provide some boost to muzzle velocity, but is not vital to a working weapon.
The point is rapid development
The importance of 3D printing is twofold.
First, few people have access to injection molding equipment, but a 3D printer is potentially within reach of anyone. (Expect a licensing regime for them within months except in places which view them as vital for economic development).
Second, what has been downloadable is the 3D model which means the design is out there and cannot reasonably be banned. Injection moulders can be enjoined by a court: millions of Brazilian gangsters cannot.
Third, this successful model will be rapidly tweaked to become even more effective. As an engineer I would "improve" it in one of two ways, with a view to keeping it undetectable:
- either make the barrel from crack-free tensioned and wound nylon fishing line, a method dating back to wire-wound flash boilers; or,
- locate a common steel ballpoint pen with a case that fits the desired cartridge, cut it to fit, sleeve the pen back together and take pen and gun parts in your shirt pocket through customs.
Re: government seizure of the plans is laughable
Darth Vader called, he would like his plans back.
Re: All very true, but..
..It's a first go, and it's a proof of concept....
Indeed. A similar piece back in 1905 would be claiming that the Wrights had just shown that air travel was pointless. I mean, all that time and effort to glide a few hundred yards at 6 ft high...?
Re: All very true, but..
Doesn't really work though does it, if the right brothers had been able to buy an already functioning plane them maybe your argument would hold up...
Re: All very true, but..
Has anybody actually tested it ? Presumably it can kill/injure st short range, despite the lack of rifling and overall power. The main worry seems to be invisibility to X rays & customs, unlike metal zip guns etc.
Re: simply requested politely
There was no 'polite' about it. He was ordered to take them down. It came from State under the auspices of some unratified international gun treaty.
Yes, the guy was a putz and a fool for putting them up in the first place, and as such probably didn't deserve polite treatment.
Re: All very true, but..
Oh, but the 3D printer makes the whole thing look nice and vaguely well-made.
Re: All very true, but..
Presumably it can kill/injure st short range
As can knives, arrows, spears, and a tremendous variety of blunt instruments (including ones that collapse
or are otherwise concealable).
The main worry seems to be invisibility to X rays & customs
And those can also be made of plastic or ceramic, to bypass metal detectors and (modulo density of material and sensitivity of detection systems) x-ray machines. (I'm really not sure what "invisibility to ... customs" might mean. The last time I traveled internationally, the customs officials seemed to have normal eyesight.)
I'm having trouble conceiving of any situation where a Liberator would be the best choice, or even a particularly good one. I can legally bring materials for making much better weapons, and in some cases the weapons themselves, onto a plane; I could illegally smuggle many others on board with little chance of detection. Ditto for most other "secure" locations where a DIY plastic gun might conceivably be taken.
Re: All very true, but..
A bullet or a few are easily smuggled in and easily hidden into some other metal object. Custom made battery for a laptop, preferably an old Apple Ti Powerbook. The Ti part is very good for the x-ray scan.
Custom batteries are not so hard to get, just pay a small amount. Give it 25% of the original power, so the computer works, and fill rest with ammunition.
All that is needed is the will and a little knowledge combined with some imagination. After 9/11 the Powerbook Ti was prohibited from some air lines due to the Ti casing, and x-ray images where just black.
"So what we have here is not, as everyone is saying, proof that 3D printers can be used to make guns. It's proof that they can't, and that 3D printing at the moment is basically pretty useless."
I don't think you should write off 3D printing as useless, just because it can't meet the material requirements to manufacture a firearm. Perhaps in a few decades time, when prices come down, and material technology applications improve then some more lethal weapons could be produced. All of this is for nothing if you can't get hold of a bullet:
Most of the other things you've said; I agree with, however.
3D Printer + Metalworking Lathe + CNC Milling Machine = Fully Working Gun less Ammunition;
Why not just simplify that to "Metalworking Lathe + CNC Milling Machine = Fully Working Gun"? What part of a gun can you make with a 3D printer and not a CNC Milling Machine?
Which - if anything - is an argument for controls on ammunition, rather than controls on 3D printers.
Shocking lack of perspective
This is something like the 2nd attempt at this EVER. It's new technology. This is real life, as opposed to a Star Trek episode. Stuff like this isn't instantaneous. Other types of firearms represent centuries of technological development. The author probably wouldn't like some of the original firearms either. He probably wouldn't like any of the first several generations.
Version 0.02 isn't "magical"? Imagine that.
Not much, really - but a 3d printer is potentially much cheaper and smaller. If 3D printing can make some of the more fiddly bits, then at least it could make underground gun manufacturing cheaper and easier to hide.
Not that there's any need for underground gun manufacturing in the US - the factory-made guns are quite cheap and readily-available.
What part of a gun can you make with a 3D printer and not a CNC Milling Machine?
I'd think the grip would be easier to do on a printer, but even easier would be to take a lump of Polymorph and shape it.
I never understood why this was such a big deal?
there are plenty of ways to make a gun with basic tools, and bullets are not hard to make...
And there are plenty of ways to propel the bullet that doesn't use gunpowder, just look at air-rifles, sure in the UK their fairly low power, but that is by law, not because they can't be made at FAC power levels...
Fully Working Gun less Ammunition = ornament.
It's a big deal
because it fondles a couple of USian hero-fantasy neuroses - i.e. guns and 3D printing and fluffs them up with a large side order of techno-evangelism.
The fact that it's bollocks in any practical sense doesn't make any difference, because fake hero-bollocks from some imaginary bleeding edge is pretty much the definition of neurotic techno-evangelism.
If you want to bring down the gubmint and kill a good few people, you're not going to do it with a toy pellet shooter made out of [cheap plastic and/or starch].
You could certainly do it with other kinds of technology, but competence always loses to rhetoric with these topics. (Which is a good thing considering the damage a political movement could do if it had a clue about real science and was populated by people smart enough to use it.)
"just look at air-rifles, sure in the UK their fairly low power, but that is by law, not because they can't be made at FAC power levels..."
And you can put a .22 bullet in the silencer and fire a pellet into it. I did this with my trusty webley airpistol back when I was a teen. No idea how accurate it was, but it made one hell of a bang and the barrel/silencer didnt explode.
A lot of the precharged air rifles can be modded easily into something quite deadly. Adding a gas-ram to a common and garden spring powered air rifle can take it way over the legal limit as well.
This 3d gun thing is just a proof of concept, noone in their right mind would go to all the expense and effort to make one for nefarious purposes when there are many easier and cheaper ways of making a gun.
Gun powder can be made by anyone with access to a few common household/gardening products, a basic firearm and makeshift ammunition are easily made at home (see zip gun). Il wager that most people on this forum could fashion a firearm at least as effective as this with just basic tools and materials.
Yes but now Americans can extend their 'right to bear arms' to aircraft, secure locations, etc where previously metal detectors would have prevented them from doing so.
I'm all in favour - let the Darwin Awards continue.....
It's actually bench drill + file = fully working gun
Casings would be plastic
You would then find 3D models for plastic casings to replace brass being downloaded.
It's sometimes forgotten that various armies have experimented with caseless ammunition. The stuff worked fairly well but didn't quite meet standards for automatic weapons, back in the late sixties. A quick lookup of "Caseless Ammunition" on Wikipedia shows how far they have come.
All that remains is to replace the lead pellet with a plastic one. Possibly with a hole drilled in the centre to accommodate a nail. Discarding sabot, anyone?
Which - if anything...
Which - if anything - is a queue for Chris Rock's bullet control: http://www.youtube.com/watch?v=VZrFVtmRXrw
...Why not just simplify that to "Metalworking Lathe + CNC Milling Machine = Fully Working Gun"? What part of a gun can you make with a 3D printer and not a CNC Milling Machine?...
Actually, the full equation would read:
"Metalworking Lathe + CNC Milling Machine+ considerable skill+fully equipped workshop+lots of money = Fully Working Gun" - as against:
"3D printer+ bedroom +bored teenager with internet access=Fully Working Gun"
Re: Shocking lack of perspective
To some extent, I think it was purposely made to be something that didn't have a long shelf life. Not a gunsmith myself, or even a tinkerer in that area, but I'd imagine a competent one COULD put together something more, shall we say, serviceable. Rigid plastics have been a huge improvement in the area of handguns with traditional manufacturers. But to some extent, they've kept the metal concentrations high specifically because of concerns that were raised back in the 1980s about plastic guns being able to circumvent then current security processes.
Re: Which - if anything...
Pat Paulsen beat him to that line by at least 40 years.
I did see a quote from the muppet who made the thing saying "there are states all over the world where you are not allowed to have guns".
No, they actually countries and there is more than one of them.
Re: Idiot
Uh, who'es the idiot? States are Countries all over the world. Just in the US, they're provinces...
Oh no, wait, they're countries too. It's just that the US central federal government has usurped power over them.
Re: Uh, who'es the idiot?
The one who cant spell "who's"?
Re: Idiot
"State" can mean country, government or nation as well as a sub-entity as in "US State"
Re: Uh, who'es the idiot?
<i>"...Re: Uh, who'es the idiot?
The one who cant spell "who's"?..."</i>
...or "can't"
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After a few days unable to make time to post to the blog, or technical difficulties preventing me when I did make time, I'm happy to resume my posting!
Today I want to offer a few thoughts about the breach notice rules that were released last week by the HHS and the FTC in compliance with the HITECH Act requirements…
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I was surprised to read this yesterday…
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Free Info Sec & Privacy Training Hosted By The FTC and COPPThursday, July 31st, 2008
If you're in the Los Angeles area on August 13, here's what looks to be a good, FREE, day of getting information security and privacy training hosted by the U.S. Federal Trade Commission (FTC) and the California Office of Privacy Protection (COPP).
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Here's the full announcement…

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Sweetheart Salad
The lightly sweet raspberry flavor of the vinaigrette really dresses up this salad. It's a lovely ruby color perfect to serve someone special or just for yourself. —Marcy Cella, L'Anse, Michigan
6 Servings
Prep: 15 min. + chilling
1/2 cup white wine vinegar
3 tablespoon sugar
1/2 cup fresh raspberries
2 tablespoon water
1 tablespoon canola oil
1 medium tomato
Sweet red peppers
Assorted salad greens
Cherry tomatoes, halved
Pitted whole ripe olives
For dressing, combine vinegar and sugar in a pint glass jar.
Microwave on high for 1 minute; stir. Add raspberries. Cover and let
stand at room temperature for 1 hour. Refrigerate overnight. Just
before serving, add water and oil; shake well.
Make a "tomato rose" by taking a sharp knife and slowly peeling a
continuous strip around tomato, keeping the peel in one piece. Turn
the tomato skin in on itself, forming a rose. With a small heart
shaped metal cutter, cut out hearts from red peppers. Place salad
greens on a serving platter; place tomato rose in the center and
surround with red pepper hearts, cherry tomatoes and olives. Serve
dressing with salad. Yield: 6 servings.
© Taste of Home 2014
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Sweetheart Salad
Nutritional Facts:
1 serving (2 tablespoons) equals 61 calories, 2 g fat (trace saturated fat), 0 cholesterol, 2 mg sodium, 10 g carbohydrate, 1 g fiber, trace protein.
© Taste of Home 2014


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Who recorded the Hurricane Sandy Concert on the AMC channel on December 12th?
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SOUTH BEND – With No. 24 Notre Dame struggling with St. John's athleticism, Jerian Grant and Eric Atkins took over.
The Irish guards got more aggressive in the second half, penetrating against the Red Storm defense to get their teammates going.
It worked.
After shooting 28 percent from the field in the first half, the Irish shot 68 percent in the second en route to a 66-40 victory Tuesday. Grant had 21 points and eight assists, Atkins added 15 points and seven assists, and the two had just one turnover apiece.
Our guards ran the whole building tonight, Notre Dame coach Mike Brey said. They probably took tickets, sold popcorn. When our guards are playing like that, I just sit down and shut up and let them do whatever they want. They were fabulous to watch.
The Irish (23-7, 11-6 Big East) ended a three-game losing streak to the Red Storm (16-13, 8-9), who lost for the fifth time in six games.
Notre Dame's Cameron Biedscheid and Sir'Dominic Pointer of the Red Storm got in a fight with 1:46 left in the game.
Both players were given technicals and ejected and will sit out their next games.
Brey and St. John's coach Steve Lavin both said they didn't get a good look at what happened. Lavin said his assistants told him the two started talking while JaKarr Sampson of St. John's was shooting free throws seconds earlier. Lavin said Pointer told him he just lost his cool.
Brey said Biedscheid told him he was defending himself. He felt it started with the other guy and he defended himself. But under the rule, if you do throw a punch you're ejected, Brey said.
Amir Garrett of the Red Storm was ejected for leaving the bench. The Big East said it would review what happened.
Jack Cooley, who only played 15 minutes and was held scoreless Saturday against Marquette because of an illness, went 0 for 2 in the first half against St. John's before scoring 12 points in the second half. He had 13 rebounds in his final home game.


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oh my goodness kreitsn that is so scary!! i am so glad that you weren't hurt. i would have freaked out!i am SO obsessed with pumpkin right now it's seriously just ridiculous. i have zero plans tonight so i'm thinking i'm gonna need to whip out my kitchen aid and bake something fantastic Jordan recently posted..
If Israel doesn't act like an spoiled child, the JP rdeaers certainly do. I can't imagine such a thing happens in Canada, if for example, a columnist in his blog writes a similar thing about Taliban terrorism against Canadians in Afghanistan. I think the management is scared that Larry's apologetic reply shed some more subscribers, only because it bears Larry's name. They just can't handle seeing that evil name anymore. On the other hand, their moral stand on firing Larry will be weaken by publishing his reply. Naturally, (and sadly against the principal of freedom of speech), they feel much more comfortable censoring him. But isn't Right of Reply supported by law in Israel? It's the case (at least on paper) in my totalitarian homeland.
south korea has a buttload of pro garmes that no normal joe can penetrate even if they practice everyday. saw this evolve within the starcraft universe and the US tried to copy as much as they can with no success. you'll find it funny that in the SC scene (not necasarilly in SK) they call players from the rest of the world foreigners.


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Vermagreen Organics
Vermagreen Organics - Organic Fertilizer, Soil Amendments, and Blended Soils Supplier
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Charlie Parr comes out of the garage with album of homestyle blues
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The AIDS epidemic is the single biggest crisis in human history. It has killed over 25 million people since 1981 and another 35-40 million are expected to die in the next twenty years. Fourteen million children have been orphaned in Africa alone.
Power of Love Foundation is a secular United States charity focused on developing innovative, cost-effective solutions to address the AIDS epidemic. We work directly with women and children impacted by the AIDS epidemic and create long-term solutions that go beyond handouts.
We strongly believe that the long term solution to the HIV/AIDS crisis is an untapped resource that has always existed within the community - its women. POL empowers women (many of whom are grandmothers caring for several orphaned grandchildren) and makes them self-reliant through a multi-pronged approach: (1) Train women to care for their HIV-infected children and orphans, (2) Provide women with micro-loans and business training to generate income, (3) Provide food, medicines, and a package of life-saving healthcare services to the children in their care, (4) Provide long lasting insecticide nets and education on malaria to children and families vulnerable to malaria.
The success of Power of Love's comprehensive approach is evident as our children and their families are living and working far beyond the expected statistics (given that life expectancy at birth for a HIV-positive child is only five years). Over the course of the last two years, all but two of the 200 children have survived, a small victory in the face of AIDS and a direct result of our innovative programs. The success of POL's program with the children has had a tangible impact on the behavior of their primary caregivers as well. As grandmothers, grand-aunts, and mothers in the community have noticed the positive effect that quality care has on their children, these women are initiating action and coming forward for HIV testing. This is critical in preventing the spread of HIV, and to date, more than 300 caregivers have been tested for HIV.
To sum, our solution is to strengthen the community by empowering women so that they can take better care of their children and families. Read more
We are partnering with One Day's Wages
We would like to say a big "Thank You" for supporting Power of Love Foundation's (POL) Project Mosquito Nets program. With your support, we were able to provide 2000 long lasting insecticide treated nets to women and children vulnerable to malaria in Zambia in the summer of 2014.
In June 2014, 22 new women were identified to be provided with business training and loans to start small businesses. Alka Subramanian and Sandra Loeb from the Power of Love Foundation participated in the loan disbursement activities, held on June 12, 2014. The women who received loans were happy and said that they were looking forward to starting a business with the loan capital and would work hard to make their businesses successful. For most women this was their first business venture.
Introduction: Power of Love Foundation's (POL) Project Mosquito Nets program provides long lasting insecticide treated bed nets to women and children vulnerable to malaria in Zambia. We would like to say a big "Thank You" to you for supporting this program. With your support, we were able to provide 1000 insecticide treated nets to women and children vulnerable to malaria in Zambia in June 2014 and will provide an additional 1000 nets and education on malaria in August 2014.
What is "Safe Parks"?
"Safe Parks" is a program free and open to all children in the community and addresses some of the challenges (mental and physical) faced by children living in the Matero compound in Lusaka, Zambia. This program provides the children with an opportunity for safe play, and psycho-social support in an environment which facilitates activities, discussions, and educational lessons. In addition, homework help is provided.
With your generous support, we have been able to continue to improve the lives of several hundred children and families impacted by HIV/AIDS and malaria in Zambia. At this time, every one of the 200 HIV+ children receives food, medicines and a package of life-saving health care services. The package of health care services includes weekly health check-ups from community health workers, regular visits from the Project Nurse, psycho-social counseling, education in HIV prevention, and adherence monitoring and training for older children.
Power of Love's micro loans program now has 240 women enrolled and a majority of them are running successful businesses. The businesses chosen by the women are quite diverse and range from groceries (mealie meal - a Zambian staple, cooking oil, rice, sugar, eggs, fruits, vegetables, and beans), to dressed chicken, dried fish, charcoal, baby blankets, books, restaurant, and a salon etc. Most women (about 50%) have started tiny grocery stores located close to their homes. About 20% of the women sell used clothes and shoes.
With your support and encouragement we ended 2013 with a lot to celebrate. Five beautiful babies were born in our pediatric HIV/AIDS care program in Zambia! We are truly ecstatic as every one of these babies was born without HIV, despite the HIV-positive status of each of their mothers and siblings. Our success was a direct result of our PMTCT program (Prevention of Mother-To-Child Transmission) which is a part of our pediatric HIV/AIDS care program in Zambia . We are committed to ensuring that the success of this program continues into 2014 and beyond .
Meet our New Partner: One Day's Wages. Please Help Us Reach our Goal
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"Gotta zip, gotta zip, gotta spin our wheels / Because you know how great it feels / Gotta zip (gotta gotta gotta) gotta spin our wheels!"Jungle Junction is a UK-produced CGI animated children's show that began airing in the United States and parts of Europe in 2009. It features anthropomorphic animals "with wheels instead of feet" who cruise around a hidden jungle with its own town square and highway system. Like other shows on the Disney Channel's weekday morning Playhouse Disney (now Disney Junior) segment, it is aimed at younger viewers and includes portions in which the characters ask the viewing audience to help them solve a simple problem. An example would be, "which road takes me to the waterfall? ... The one marked by a sign with a picture of a waterfall on it? Yes, of course!"As should probably be expected, there is no elaborate storyline to this show, and a new viewer does not need to know anything about the characters or setting beyond what is explained in the theme song. The animal-cars simply spend each episode cruising through the jungle, discovering new things and solving random problems they encounter along the way. In one episode, they find a special tree with a tap on it that produces bouncy balls, then forget to turn the tap off in their excitement, and must fight their way back up the now ball-covered road to fix their mistake. Sometimes these episodes include an Aesop � in this case, a statement on conservation, as the bouncy ball tree wilts from overuse � but more often than not, they just highlight the importance of friendship and working together.The characters who are most frequently seen include:
This show provides examples of:


text:
Sunday, March 13, 2011
From Junk to Jewelry
37 comments:
- Desirée-ScrapDees said...
great jewelry you've made, i love it! I thnik the last parts are from an oven?
- March 13, 2011 at 12:15 PM
- Aaron said...
Just BEAUTIFUL! Great job.
-Aaron {the girl with the boy's name}
- March 13, 2011 at 12:21 PM
- Jasmina said...
Waw, you are very creative! I like your work. I have an award for you on my blog
- March 13, 2011 at 12:27 PM
- sonya said...
Hi Betsy,
Your jewelry pieces are fabulous! I just love them. Thank you for sharing.
Have a great Sunday.
- March 13, 2011 at 12:42 PM
- Glenda/MidSouth said...
Looks like you have been busy creating lately, and with pretty results. Sorry - Don't know what the handle thingies are. :D
I put my supplies away, when I changed out the placemats and centerpiece, but I am ready to get it all back out.
Have a great week.
- March 13, 2011 at 1:00 PM
- Tammy said...
Such lovely creations you have put together...you have a great knack at that.
- March 13, 2011 at 1:14 PM
- Sassy Marsha said...
- March 13, 2011 at 3:22 PM
- kpaints said...
You just astound me! Each creation is so different from the other...I never know what you will do next...I love that!!!
- March 13, 2011 at 3:45 PM
- Margo said...
You are SO creative! Well Done!
- March 13, 2011 at 4:31 PM
I love every single thing you do!!!
- March 13, 2011 at 5:57 PM
- Jane said...
You create the most awesome jewelry!! I collect all those little bits and pieces too when I'm out shopping. Don't know what I'm going to do with them at the time but they always are handy when inspiration strikes!
Your jewelry pieces are amazing! I loved all of them!!
- March 13, 2011 at 6:36 PM
- kbbryant said...
Oh my goodness, I would never think of using those pieces for jewelry. The creations are really special. Impressive!
Kathy b
- March 13, 2011 at 6:47 PM
- poindextr said...
Betsy, I just love to click in here because I know I will see something that I've never ever seen before and I always love it. These new pieces are beautiful!
- March 13, 2011 at 6:50 PM
- julie miller said...
These turned out really cute, Betsy! Who woulda thought that doorknob thingies and round whatchamacallits could look so pretty??
Be well,
- March 13, 2011 at 7:04 PM
- June@I will craft said...
You make wearing 'junk' very 'cool'! I'd love to be able to make something like these.
- March 13, 2011 at 7:29 PM
- Susanne said...
Gotta love the rhinestone!
- March 13, 2011 at 8:28 PM
- peggy aplSEEDS said...
you make amazing pieces out of the most unlikely parts!
- March 14, 2011 at 3:33 AM
- A Cottage Muse said...
Very, very pretty!! Those handle knob things almost look like a safe knob?
- March 14, 2011 at 3:41 AM
- Condo Blues said...
I love jewelery collages like yours. I try to make them but quickly become overwhelmed trying to collage the pieces.
- March 14, 2011 at 10:46 AM
- Vivienne @ the V Spot said...
These are stunning!!! I am going to have to visit your little shop. Geez! What creativity and vision!
- March 14, 2011 at 11:21 AM
- Brenda said...
You give me such a happy face, and a new perspective for looking at the local flea markets.
- March 14, 2011 at 11:59 AM
- pamq said...
I think I would love to get into that garage of yours..........
Excellent ideas!
Especially love the "Back Space" design!
- March 14, 2011 at 10:56 PM
- bikim said...
you have collected and found gorgeous things!
love it!
it's gorgeous!
happy day!
- March 15, 2011 at 2:02 PM
- Mrs. Mobunny said...
I LOVE old typewriter parts. You put things together very nicely........I was brought up with doo-dads and nic-nacs everywhere. My dad is quite a collector, it runs in our blood.
- March 15, 2011 at 5:14 PM
- very merry vintage style said...
These are so pretty. Love all the vintage parts & sparkle!
- March 15, 2011 at 6:37 PM
- Charmed said...
Beautiful work!
- March 16, 2011 at 7:28 AM
- email@example.com said...
LOVE THIS! Come on ova' and link up to my Linky Party! xoxokara
*ENTER LINKY PAR-TAY Here! *
- March 16, 2011 at 9:08 AM
- Michelle L. said...
The little old typewriter buttons are the perfect thing! These are all just so fab, as always, and I envy your clever eye for the brilliant jewelry mashup. I don't know what those numbered knobs are, at first I thought oven knobs, but what oven only goes to 100? Whatever they WERE, they are NOW amazing. Great idea to have necklace bail on a brooch!
- March 16, 2011 at 10:05 AM
- Megan @ Cut the Craft! said...
BEAUTIFUL work! Found your site from the Savvy Southern Style linky party...consider youself being followed!:)
- March 16, 2011 at 2:27 PM
- Ashley said...
You are so talented!!! Love the pieces and creativity!
- March 16, 2011 at 3:13 PM
- ~Lavender Dreamer~ said...
I am so crazy about this jewelry! I couldn't wait to see what you had made! AWESOME! I have one Steampunk necklace that I treasure! I'm off to look at your blog! ♥
- March 16, 2011 at 4:37 PM
- Brambleberry Cottage said...
But, Betsy, what would we do without our "buy and stash" habits? Probably save money and have less clutter, right? lol
I love your creations. And I can only imagine the wonderful stuff stashed and awaiting your magical touch. ;)
Liz @ the Brambleberry Cottage
- March 16, 2011 at 6:44 PM
- Jessica said...
Happy Thursday!! I am blog hopping today and would really like for you to come by either or both of my blogs and follow (please) :0)
So Stylilized is where I am currently offering FREE Custom Blog Designs at http://sostylilized.blogspot.com
Jessicas Lil Corner is where I blog about family and life at http://jessicaslilcorner.blogspot.com
Have a very blessed Thursday and I'll see ya over at my blogs!! :0)
- March 17, 2011 at 7:37 AM
- The Answer Is Chocolate said...
I saw these over at elements-interiors and I just knew it was you! Gorgeous! I hope you'll also link up at my party tomorrow.
- March 17, 2011 at 8:30 AM
- Delightblog.blog said...
Your repurposed pieces are so clever and creative. I have lots of pieces/elemtnes in a cabinet and seeing yours makes me want to get them out and start working on them again. Thanks for the inspiration.
- March 20, 2011 at 10:26 AM
- email@example.com said...
So creative! Love this post...thank you for linking up to Whassup Wednesday! Hope to see you tomorrow:)
- March 22, 2011 at 6:42 AM
- jewelrygirl said...
I love them all! You are so clever. Nice work!
- March 30, 2011 at 11:09 PM


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November 25, 2014
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Judging by his business sense, one might think that Auburn's Brent Comstock is all work and no play. But this well-rounded Auburn High School senior excels in many different areas.
Only time will tell, but there just might be a young Steve Jobs doing business in Southeast Nebraska. Brent obviously has a long way to go before he accomplishes was the founder of Apple Computers did, but this young business man is well beyond his years in virtually every aspect of his life.
Not many people start their own business when they're in junior high school. Brent says, "The business got started when I was 12 years old and I found a love for technology, not necessarily a love that I was looking for but a love that found me."
That love of fixing computers soon blossomed and once people realized that this kid knew what he was doing they often asked him, "'Hey, can you make me a website?' and me being the person and entrepreneur that I am said, 'Of course I can,' and I got home and I thought, 'Oh no, I really don't know how to make a website,' so I learned in a week and started making websites." bCom Tech Solutions was born.
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Wymering Manor
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Keeping the British end up
Joined: 29 Oct 2002
Total posts: 8770
Location: Vermilion Sands
Gender: Unknown
Posted: 10-09-2010 15:22
Post subject: Wymering Manor
Something strange in the neighbourhood ... and it's up for sale: But would you buy Britain's 'most-haunted' manor house?
By Daily Mail Reporter
Last updated at 3:49 PM on 10th September 2010
If you are of a delicate disposition and easily spooked then it's unlikely this will be your dream home.
For Wymering Manor, a Grade II listed building and reputedly one of the UK's most haunted properties, is going under the hammer later this month for £375,000.
The manor, which needs major structural work and restoration, boasts being the oldest house in Portsmouth, Hampshire and was mentioned in the Domesday Book in 1086. In previous incarnations it has been a 17th century former vicarage, monastery and youth hostel.
Investigators of the paranormal claim to have sensed the presence of 20 spirits including those of children laughing and whispering.
Security guards refuse to work alone at night.
The house has proved a draw for numerous groups keen to examine the veracity of paranormal activity
The building has gained a reputation among ghost hunters for having high levels of paranormal activity, including sudden drops in temperature and strange apparitions, and has appeared on TV's Most Haunted.
It has also become a popular hit on YouTube with amateur documentary makers testing one another's wits against the ghouls.
The building's current owner, Portsmouth City Council, is selling it to cut costs.
Jeremy Lamb, chartered surveyor at Andrews & Robertson, said:
'This is a property of some renown for being haunted, so there is a fair chance a future owner may use it as a guest house because of the novelty factor attached to it.
'It's certainly a unique selling point and not often that we offer a haunted house.
'When I surveyed it, the security guards told me they feel there is something 'fairly spooky' going on in the house and, though they patrol it on a 24-hour basis because it attracts lots of people who are intrigued by its levels of paranormal activity, they refuse to work alone there at night.'
The building will go up for auction with a guide price of £375,000
Tony Nicholas, head of asset management at Portsmouth City Council, says the money from its sale will be reinvested into services for Portsmouth people.
In 2007 Wymering Manor was granted permission for use as a hotel. The successful bidder will need listed building consent in addition to planning permission for any alterations, extensions or demolition works to its interior or exterior.
It will be offered by Andrews & Robertson at auction at London's Grand Connaught Rooms on September 21.
Is anyone here local?
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Justified and Ancient
Joined: 26 Jan 2009
Total posts: 1401
Location: Leeds
Age: 45
Gender: Female
Posted: 10-09-2010 15:48
Post subject:
Wouldn't this be the perfect opportunity for a group of paranormal investigators to club together and buy the property?
If you could install equipment on a permanent basis, the house could become a kind of 'ghost uni', where interested individuals could learn to use various equipment and hone their ghost hunting skills, there's the tourist angle, if there's already permission for the building to be used as a hotel, there's your ghost weekends sorted. A winner all round!
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Joined: 21 Mar 2004
Total posts: 47
Gender: Unknown
Posted: 10-09-2010 16:35
Post subject:
Just down the road from me this is.
I agree it should become FT headquarters
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What a Cad!
Joined: 13 Dec 2008
Total posts: 26657
Location: Under the moon
Gender: Male
Posted: 10-09-2010 19:46
Post subject:
This has been mentioned here before:
(and following posts: as mentioned therein, the YH warden himself also used to post here, but it might take some digging to find his stuff now after all the username changes, etc.)
And here
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Justified and Ancient
Joined: 10 Aug 2005
Total posts: 2991
Gender: Male
Posted: 11-09-2010 00:13
Post subject:
Fuck it. Make Inland Revenue work there.
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Great Old One
Joined: 23 Aug 2003
Total posts: 912
Location: Oxfordia UK
Gender: Unknown
Posted: 13-09-2010 12:17
Post subject:
It's got "let down" written all over it.
Wish I had the money though....
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Joined: 16 May 2007
Total posts: 6
Gender: Unknown
Posted: 14-09-2010 08:18
Post subject:
jimv1 wrote:
Fuck it. Make Inland Revenue work there.
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What a Cad!
Joined: 13 Dec 2008
Total posts: 26657
Location: Under the moon
Gender: Male
Posted: 14-01-2014 09:07
Post subject: Re: Wymering Manor
theyithian wrote:
Something strange in the neighbourhood ... and it's up for sale: But would you buy Britain's 'most-haunted' manor house?
By Daily Mail Reporter
Last updated at 3:49 PM on 10th September 2010
If you are of a delicate disposition and easily spooked then it's unlikely this will be your dream home.
For Wymering Manor, a Grade II listed building and reputedly one of the UK's most haunted properties, is going under the hammer later this month for £375,000.
There have been earlier posts, dating back to 2002 (see above), on this building.
Restoration hopes despite decay of 'haunted' Wymering Manor
Inspections of what is reputed to be one of the country's most haunted houses have revealed the extent of decay is worse than feared.
The 400-year-old Wymering Manor in Portsmouth has suffered damage by death watch beetle on top of known existing structural problems.
Volunteers hoping to save the building say they are "very confident" it can still be restored for community use.
Portsmouth University students are being enlisted to work on the project.
The Grade II* listed building was handed to a trust in 2012 after owners Portsmouth City Council failed to sell it.
A recent survey unearthed evidence of death watch beetle damaging old oak beams in its frame.
Andy Mason, of Wymering Manor Trust, said: "It was worse than we were expecting and this has brought us down to earth a bit. It doesn't knock us back - we knew we had a lot of work to do here.
"Even in a relatively short time, I've noticed the house's condition is starting to slide further."
Nevertheless, the trust has started work to develop it as community facility - with ideas including creating a hub for social enterprises, arts performance areas or making it available for wedding receptions or corporate events.
A £50,000 Big Lottery grant is being spent on bringing the Victorian parts of the house back in to use with new glazing and removal of asbestos.
Mr Mason said: "We're starting to deliver solutions to the problems we've got here."
With parts of ceilings in a few rooms held up with scaffolding, the full restoration cost is estimated at £2.5m. The trust is currently investigating possible sources of funding.
Portsmouth University is giving architecture students the opportunity to work on the building as a unique case study.
Lecturer Karen Fielder said she was "very optimistic" the restoration project would come to fruition.
"It's ideal - students get the chance to experience a real life project, trying to find viable uses for historic buildings that are financially sustainable."
"The manor still has a lot of secrets - there is a lot to learn about the history and structure.
"It's such a treasure for Portsmouth, the city can't see it collapse."
Wymering Manor
Built around 1581, with various add-ons since, it now surrounded by modern suburbs
Reputed to be haunted by more than 20 ghosts, including a choir of nuns and Sir Roderick of Portchester
Used as a vicarage, home to a Catholic religious order, a family house and most recently was a youth hostel
Unused and in a state of disrepair since 2006
Featured on the UK's Most Haunted TV show
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Integration and differential equations
An introduction to partial differential equations
About the book
Mathematical modeling is the most effective bridge connecting mathematics and many disciplines such as physics, biology, computer science, engineering, and social sciences. A mathematical model, which is a mathematical description of a real system, can potentially help to explain a system, to uncover the underlying mechanisms via hypotheses and data fitting, to examine the effects of different components, and to make predictions.
Mathematical Modeling I – preliminary is designed for undergraduate students. Two other followup books, Mathematical Modeling II – advanced and Mathematical Modeling III – case studies in biology, will be published. II and III will be designed for both graduate students and undergraduate students. All the three books are independent and useful for study and application of mathematical modeling in any discipline.
- Preface
- Introduction
- 2 Discrete-time models
- Motivation
- An example – bacterial reproduction
- Solution and equilibrium of a discrete model
- Cobwebbing
- General theory and analytical methods
- Optimization of discrete models
- Continuous-time models
- Motivation and derivation of continuous models
- Differential equation models
- Separation of variables
- Linear equations
- Optimization of continuous models
- Sensitivity analysis
- Systems of difference equations (discrete)
- Analytical methods
- Some examples
- Systems of differential equations (continuous)
- Some motivation examples
- Nondimensionalization
- Analytical methods
- Higher dimensional systems
- Bifurcation analysis
- Saddle-node bifurcation
- Transcritical bifurcation
- Pitchfork bifurcation
- Generic saddle-node bifurcation
- Saddle-node, transcritical, and pitchfork bifurcations in two-dimensional systems
- Introduction of Hopf bifurcations
- Normal form of Hopf bifurcation
- Generic Hopf bifurcation
- Matlab programming
- Data fitting
About the Author
Professor Hao Wang is a faculty member in the Department of Mathematical & Statistical Sciences at the University of Alberta, an advisory board member of Centre for Mathematical Biology, an associate editor for International Journal of Numerical Analysis & Modeling – Series B, an editor for Nonlinear Dynamics and Systems Theory (an international journal of research and surveys), an editor for a special issue of The Canadian Applied Mathematics Quarterly, and an associate faculty member for Faculty of 1000 Biology.
Dr. Wang has strong interests in interdisciplinary research of mathematical biology. His research group is working on areas as diverse as modeling stoichiometry-based ecological interactions, microbiology, infectious diseases, predator-prey interactions, habitat destruction and biodiversity, risk assessment of oil sands pollution. Mathematical models include ordinary differential equations, delay differential equations, partial differential equations, stochastic differential equations, integral differential/difference equations.
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It's hot. It's steamy. It's muggy. That's summertime in Miami for ya. While your A.C. bills may be racking up by now, we've got you covered with cheap things to do this weekend that won't cost you more than a Hamilton. Just check out Crossfade's pick for the ten best bashes to crash under $10 fro ... More >>
A top UFC trainer builds a house of champions. Allegations of psychological and sexual abuse tear it down.
While New Times detailed evidence that several MLB stars were clients of the PED-pushing Biogenesis clinic, our original source Porter Fischer has since claimed that other athletes, including mixed-martial arts fighters, were amongst the clinic's clients. Though, UFC President Dana White says he d ... More >>
In what has to be one of the most absurd match-ups in Mixed Martial Arts history, former Miami backyard street fighter Rene "Level" Martinez is facing off against ex-professional boxing champ Ricardo Mayorga in Managua, Nicaragua this Saturday. Mayorga's boxing career washed out in 2011 after losing ... More >>
Joel "Deadmau5" Zimmerman is a go-big-or-go-home kind of guy. When he opens his mouth, he's not going to sugar-coat his opinion. And when he opens his wallet, he'll spare no expense to provide fans with the ultimate audio-visual experience. That's why he didn't hesitate to drop a guap on his new ... More >>
See also "Best Coast's Guide to Local Eats Across America." When Bobb Bruno and Bethany Cosentino bring their band Best Coast to Grand Central on Tuesday night, it's entirely possible that Downtown Miami will break out into a riot. And if it does happen, count on Bobb to keep a level head; he's go ... More >>
Was I in the right place?Game 5 of the Eastern Conference Finals had just started, and the denizens of On The Rocks Sports Bar in Miami Beach couldn't give a shit. Well, that's not entirely true. The older woman seated to my right at the bar -- with her baby blue nails and sweaty glass of white wine ... More >>
The hottest ticket in town this weekend may not have been in the Grand Tasting Village or some of the official parties. It seems that the celebs in town for the event were dining and drinking at various small gatherings and uber-private receptions at different venues scattered around Miami and Mi ... More >>
Cuban jujitsu champ Hector LombardHector Lombard insists he is getting no love from his compatriots in South Florida. Born in Matanzas, Cuba, Bellator's middleweight champ is a fast-rising star in professional mixed martial arts. Yet he is not getting any recognition from South Florida's Cuban co ... More >>
MTV.comYou might remember Beavis and Butt-Head as the greatest minds of Generation X. The adolescent twosome took a hard look at '90s music videos. They were thoughtful cultural commentators who said "huh, huh, huh" a bunch.The goofy duo are returning to television this October. And creator Mike Jud ... More >>
Critical Recordings studio owner Chris Salmon.Miami punk rock mainstay Christian Salmon (also known as Chris Critic from the Basicks, the Critics, Boy Prostitute, UFC, and the Repromen) runs a tight ship at Critical Recordings. When you visit the studio, he's guaranteed to be taking out the tra ... More >>
MMA 2 The MaxAttention big palookas dreaming of being the next Brock Lesnar! The Action Fight League wants to see if you have what it takes to enter the octagon at the Hard Rock Live. The AFL is hosting an MMA audition this Saturday at its North Miami Beach gym for aspiring mixed martial artists. ... More >>
Courtesy of Bellator.comSouth Florida's Pat CurranOn observers' scratch sheets, Pat Curran should have lost. But when it comes to 15-minute cage fights, paper wisdom isn't exactly a script. Sometimes the underdog wins. Sometimes he chops down old idols like dead trees. Sometimes he rewrites the e ... More >>
© 2010 World Wrestling Entertainment, Inc. All Rights Reserved.So you wanna know ... What is the Miz? Well, he's a hero. He's a villain. He's Mike Mizanin, a 29-year-old former frat boy turned reality TV star turned pro wrestler. Or, the way he puts it: "What isn't the Miz? I like to say that ... More >>
There's been rumors circulating for months that when the WWE brings its long running Raw program to the American Airlines Arena on June 7 they wanted to bring a big name guest hosts in tow. First there were whispers that the night could see the long-anticipated return of Dwyane "The Rock" Johnson ... More >>
These days, Joe Rogan's amped about a lot of things, including jokes, drug experiments, and the art of ultimate fighting. He's a 20-year standup vet with a television resume that lists NBC sitcom NewsRadio, gross-out game show Fear Factor, and hours upon hours of UFC commentary. This Friday he'll ... More >>
Part thug, part street fighter, Rene Martinez flattens his opponents. Can his punch save him from himself?
We take it all back -- all the vitriol regarding the lack of a public process for the new stadium, all the accusations of backroom deals, dirty money, and no-bid contracts. Build the Marlins whatever they want. This team is amazing. 3-0? How about 162-0? How about just by watching them on TV, I was ... More >>
Mountain-size men compete tonight at MFA MMA.
Whatever the outcome, Dhafir Harris does it with no fear.
Kickboxing and mixed martial arts hit Miami.
Pro MMA makes its way to the Hard Rock with Faber versus Brown.
This weekend, the gang and I got together to watch some UFC action (Anderson Silva? Still unbeaten in the UFC!), and decided it would be the perfect night to grill up some pizzas. Grilling pizza is perfect for a party of people because (1) You can do a lot of the work in advance, meaning it's ver ... More >>
At a Kendall bar, repressed homosexuality can bloody your nose.
For the second time this year the Ultimate Fighting Championship (UFC) and Spike TV are broadcasting Fight Night Live from the Seminole Hard Rock Casino in Hollywood. And Tuesday's fight card is littered with local talent. American Top Team – one of the nation's largest and most revered mix ... More >>
Blood hits the mat at the Hard Rock
"Leave bees to the experts."
It was outlawed. Now it's popular and one of the nation's best teams is just up the road.
Tristan & Isolde's clumsy romance may make you crave Shakespeare


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Our economists engage in scholarly research and policy-oriented analysis on a wide range of important issues.
Regional & Community Outreach connects the Bank to Main Street via structured dialogues and two-way conversations on small business, mortgages, and household credit.
Economic Education improves public knowledge about the Federal Reserve System, monetary policy implementation, and promoting financial stability through the Museum and programs for K-16 students and educators, and the community.
Economic Policy Review
Shadow Banking
|Volume 19, Number 2 December
|JEL classification: G01, G21, G23, G24, G25
Authors: Zoltan Pozsar, Tobias Adrian, Adam Ashcraft, and Hayley Boesky
The rapid growth of the market-based financial system since the mid-1980s has changed the nature of financial intermediation. Within the system, "shadow banks" have served a critical role, especially in the run-up to the recent financial crisis. Shadow banks are financial intermediaries that conduct maturity, credit, and liquidity transformation without explicit access to central bank liquidity or public sector credit guarantees. This article documents the institutional features of shadow banks, discusses the banks' economic roles, and analyzes their relation to the traditional banking system. The authors argue that an understanding of the "plumbing" of the shadow banking system is an important underpinning for any study of financial system interlinkages. They observe that while many current and future reform efforts are focused on remediating the excesses of the recent credit bubble, increased capital and liquidity standards for depository institutions and insurance companies are likely to heighten the returns to shadow banking activity. Thus, shadow banking is expected to be a significant part of the financial system, although very likely in a different form, for the foreseeable future.
Online Appendixes
Map: The Shadow Banking System
Appendix 1: The Government-Sponsored Shadow Banking System
Appendix 2: The Credit Intermediation Process of Bank Holding Companies
Appendix 3: The Credit Intermediation Process of Diversified Broker-Dealers
Appendix 4: The Independent Specialists-Based Credit Intermediation Process
Appendix 5: The Independent Specialists-Based Credit Intermediation Process
Appendix 6: The Spectrum of Shadow Banks within a Spectrum of Shadow Credit Intermediation
Appendix 7: The Pre-Crisis Backstop of the Shadow Credit Intermediation Process
Appendix 8: The Post-Crisis Backstop of the Shadow Banking System


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"We had a disaster against Rangers in the European Cup. Eric was poor and we were coming up to the point where this additional £500,000 had to be paid.
"At the same time, our right-back Mel Sterland got an injury that was going to keep him out for a bit, so Howard told me to ring Martin Edwards and ask whether Alex [Ferguson] would sell us Denis Irwin, who had been at Leeds as a young boy. Martin said there was no chance but I asked him to at least speak to Sir Alex, which he said he would do.
"Normally, I wouldn't have expected him to ring back. This time he did ring about an hour later, offering me a different player I knew Howard would not be interested in.
"It was then he asked about Eric. I said absolutely no way and that it was impossible. But obviously I knew what Howard felt about him, and I knew this additional payment was due. As I had done before, Martin asked me if I would talk to Howard.
"On that particular day, Howard was out house hunting in Leeds. The only person I actually spoke to was [assistant manager] Mick Hennigan. I just said 'I can't believe it. Guess what has come right out of the blue? Howard will absolutely love it."
"I left it a couple of hours, rang Martin back and said 'I can't believe this but Howard is willing to let the boy go'. The only stipulation was that it had to be done by midnight that night so Manchester United needed to get in touch with Eric's agent pretty damn quickly."
The Reds managed to get the transfer completed of course and Fotherby admits it was a fabulous piece of business from Sir Alex.
"There is no other assessment you can make other than Eric was absolutely magnificent for them," he conceded. "But we got something similar when we got Gordon Strachan from them. He took us from Division Two to champions. Before that, Jonny Giles came from Manchester United and look what he did for


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Select () or exclude () categories to narrow your recipe search.
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Prep Time:
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This is a wonderful fruity, yet spicy salsa that's a great accompaniment for grilled seafood, (I especially enjoy it with grilled tuna, swordfish or shrimp). It's great with pita chips too. Please feel free to adjust the heat by using more or less jalapeno, depending on your personal taste. Cook time is chilling time.
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The actor told David Letterman about a new game perfect for your kids — "Silent Mondays"
It may have been "throwback Thursday" yesterday on social media, but Bryan Cranston was gushing about "silent Monday" when he stopped by "The Late Show with David Letterman."
"It makes things simpler. We're so keyed in to talking all the time, and you'd have a thought and normally you'd say it, but on Mondays I'm starting to write it and realize it's not even worth writing," Cranston said in the interview (above). "I slow down my thinking. I look at architecture more."
Also read: 'All the Way' Theater Review: Bryan Cranston Brings His Wildly Funny LBJ to Broadway
The "Breaking Bad" star began the unusual tradition of using note cards to communicate with people just once a week in order to rest his vocal chords for his "ferocious" performance as former president Lyndon Baines Johnson in new stage play "All the Way."
"It's really helped, and changed my perspective on things," Cranston said of the strategy he had learned from actress Audra McDonald ("Private Practice").
"It's a whole 'nother appreciation for human beings," Cranston concluded. "Sometimes I would really love for my wife to participate."


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Glow-in-the-dark sheep born in Uruguay
Published On: Apr 26 2013 04:09:07 PM EDT
Updated On: Apr 26 2013 10:08:23 AM EDT
Updated On: Apr 26 2013 10:08:23 AM EDT
Scientists in Uruguay have announced the birth of the first genetically-modified, glow-in-the-dark sheep.
The nine sheep were born at Uruguay's Institute of Animal Reproduction in an experiment done in partnership with the Institut Pasteur.
According to the scientists, the sheep developed normally, without showing any difference with their non-modified counterparts.
Uruguayan scientists used a gene from a jellyfish to produce a green fluorescent protein, giving the sheep their distinct "glow."
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Humidity 72%
Winds 3.5mph
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May 18, 2012 2:29 PM by David Ortiviz
The man accused of driving drunk and killing three teens from Alamosa is free on bond. Gilbert Sanchez posted a $200,000 bond yesterday and was released from the Pueblo County jail.
Sanchez faces 15 criminal counts including vehicular homicide. On April 28, Sanchez allegedly ran a red light at the intersection of Pueblo Blvd. and Northern. Pueblo police say he hit a car--killing Serina Sena, 14; Selena Mascarenas, 14; and Anisa Montoya, 18.
Sanchez is due back in court on July 9.
2 hours ago


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NEW YORK (MainStreet) — Foreclosure activity fell to a 42-month low in May as a sluggish housing market and even slower paperwork processing kept distressed properties from finding their way back to the market.
According to RealtyTrac, a housing market monitoring firm, foreclosure filings were reported on 214,927 properties last month, a 2% decrease from April and a 33% decrease from this time last year. That's equivalent to one in every 605 American homes receiving a foreclosure filing in May.
"Foreclosure processing delays continue to mask the true face of the foreclosure situation, although there were some clues in the May numbers of what lies behind that mask," James J. Saccacio, CEO of RealtyTrac, said in a written statement.
He explained that a spike in activity in certain states like New York and Indiana "provides evidence that lenders are somewhat unevenly pushing batches of bad loans through foreclosure as they overhaul their paperwork and documentation procedures and as they determine that some local markets are able to absorb more foreclosure inventory."
Additionally, he said, the inventory of unsold real-estate owned (REO) properties increased in April and May even as new REO activity slowed during those months, indicating a continued weak demand for distressed properties.
Bank repossessions decreased for the second straight month in May, with 66,879 properties in the U.S. being repossessed by lenders that month — a 4% decrease from April and a 29% decrease from May 2010. Since the robo-signing controversy came to light in October 2010, REO activity has followed a rollercoaster pattern, with five monthly decreases and three monthly increases.
Last month, Rick Sharga, RealtyTrac's senior vice president, told MainStreet that banks would be hesitant to repossess homes they didn't think that they could sell quickly. He sees the same reality behind the most recent numbers.
"The numbers aren't going up because the housing market is improving," Sharga says. "If anything, they indicate that the recovery is going to take longer."


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This year, Young Living is offering Black Friday specials, straight from their Christmas catalog! The deal lover in me is especially excited because some of their Christmas catalog offerings were already less expensive than buying them separately! Now we get to add even deeper discounts!
This is a great opportunity to share the oils we love with people that we love, as well as stock up for use at home!
The deals are good beginning at 12:01 a.m., MT, on Thursday, November 28, and end on Saturday, November 30, at 11:59 p.m., MT.
Nourishing Lip Balm Collection (Item No. 4488) - $10.12
(Reg $11.25 but $12.50 if purchased separately)
Young Living's all-natural lip balms soften and rejuvenate lips to make them extra kissable. Each balm is enhanced with pure essential oils to soothe and protect during the winter months. Includes lavender, Cinnamint™, and Vanillamint lip balms in an attractive holiday gift box.
Dental Care Collection (Item No. 4948) - $13.27
(Reg $14.75, not available separately)
Back by popular demand, this collection features two all-new products: Thieves AromaBright Toothpaste and the new Thieves Dental Floss. With improved taste and texture. AromaBright is free from harmful additives. The new Thieves floss is now longer, stronger, and features more essential oils. The collection also includes a Young Living toothbrush and convenient travel zipper pouch.
Seasonal Wellness Mini Oils Collection (Item No. 4780) - $26.77
(Reg $29.75, not available separately)
Keep your family protected and your home smelling fresh with the great immune support and clean scents of Thieves, Purification, and R.C. essential oil blends. Collection comes with one 5-ml bottle of each blend in beautiful gift packaging.
Roll-On Collection (Item No. 4783) - $37.58 – Great Deal! $5.92 savings!
(Reg $41.75 but $43.50 purchased separately)
Our roll-ons provide an easy, mess-free way to use our essential oils on the go. Deep Relief soothes muscles and joints, while Stress Away combines lime, copaiba,and vanilla to uplift and dissolve tension. This collection includes a 10-ml Deep Relief and Stress Away Roll-On in a beautiful holiday gift box. Now featuring our patent-pending roller ball technology, which allows for application at any angle!
Exotic Oils Kit featuring Plectranthus Oregano (Item No. 4660) - $215.77
(Reg $239.75 – Limited Edition Oils!)
Our 2013 convention Exotic Oils Collection is back while supplies last! Includes 5-ml bottles: Amazonian Ylang Ylang, Yuzu Hong Kuai, Biblical Sweet Myrrh, Xiang Mao, Plectranthus Oregano, Exotic Oils Passport
Wintertime Wassail Collection (Item No. 4937) – $39.15
(Reg $43.50)
Inspire holiday cheer when you share a cup of wassail with friends and family. Left to simmer on your stove, this classic holiday drink also fills your home with the festive scents of citrus and spices. This collection includes one 5-ml bottle each of Cinnamon Bark, Clove and Tangerine, a wassail recipe card, and a 16-ounce mug set in a gift box. Dishwasher safe.
Holiday Balance Mini Oils Collection (Item No. 4758) – $35.77
(Reg $39.75, not available separately)
Stay connected to the joy of the season and create an inviting, stress-free atmosphere in your home with 5-ml bottles of Idaho Blue Spruce from our St. Maries farm, Lavender, and Citrus Fresh- all in special gift packaging.
Home Spa Sampler (Item No. 4668) – $31.50
(Reg $35.00)
Treat yourself with a luxurious collection of our most indulgent, essential oil-infused personal-care products. The Home Spa Sampler includes two ART Beauty Masques, plus Lavender Bath Salts and two ART Chocolate Masques (two 20g bars) with special gift packaging. *A holiday 2013 exclusive!
Slique Sampler Kit (Item No. 4642) - $31.50
(Reg $35.00)
Kick off the new year with our specially priced Slique Sampler Kit. This kit includes four Slique Tea packets, two Slique Slim Cap twin packs, one packet of Slique Gum, one 5-ml bottle of Slique Essence, two of our satisfying Slique Bars, and a custom glass Young Living water bottle.
Wellness Collection (Item No. 4665) - $53.77
(Reg $59.75)
Our Wellness Collection is designed to help you stay energized so you can enjoy all that this special season has to offer. This collection includes one box of new Slique Bars, one box of NingXia Nitro, and two NingXia Nitro shot glasses. This collection comes in a organza bag.
Holiday Sharing Collection (Item No. 4429) – $30.37
(Reg $33.75)
Featuring four packets each of our new Lavender, Lemon, Thieves, Peppermint and Peace & Calming Essential Oil Sample Packets and a handcrafted ceramic diffuser necklace, this kit is perfect for sharing the power of essential oils.
NingXia Nitro – $34.87
NingXia Nitro™ combines 100% pure, therapeutic-grade essential oils with naturally powerful ingredients to lift mental clarity and focus while also providing a surge of energy when needed. Each box contains 14 single-serve tubes (20 ml each).
Primary Benefits: *Increases mental fitness, cognitive alertness, and physical acuity* *Enhances athletic performance and endurance* *Boosts energy and serves as a daily pick-me-up*
To get in on this sale, log in to your Young Living account. If you're not yet a wholesale member, join here:
Get Started With Young Living or contact your Oily Renaissance who introduced you to the oils!
Want to learn more or get stated using essential oils? Learn more or join today!
Join us for a live essential oils class in Kansas City, Dallas, or Houston! Contact us to find a class near you!
* These statements have not been evaluated by the FDA. These products are not intended to diagnose, treat, cure or prevent any disease. Please read our testimonial disclosure under our Disclosure tab. I am an independent distributor for Young Living. #1325257