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This is the maths behind the meta gem discussion if you are interested.
As for hp, I think I had around 145-150k full buffed with a stamina flask when starting out in T11.
I wouldn't quibble over Ilevel, Better boots are better boots regardless of I level, i mean would you wear some 372 boots with int/resilience and hast on to up your ilvl? no, you'd take the boots that made you the hardest to kill and easiet to heal, right?
The meta gem is better becuase it lowers your damage take by a larger amount than the armour meta. Armour has diminishing returns and every tank is quite hard into those DRs so you actually need a hell of alot of armour to actually increase the damage reduction from armour by a meaningful amount losing 2% of your armour doesn't actually decrease your damage reduction by much (IIRC its about a 0.3% damage reduction loss dependent on how much armour you have). On the other hand Blocking has no DRs what so ever , and as a block tank you should be blocking the vast majority of non avoided swings so most of the attacks against you will be decreased by an additional 1%
As to HP, I honestly don't know i managed most of T11 with less than 130k hp and never felt it was insuffient, It's just not a factor that concerns me at all. Getting full combat table coverage is worth alot more than Stam
This is the maths behind the meta gem discussion if you are interested.
As for hp, I think I had around 145-150k full buffed with a stamina flask when starting out in T11.
Finally getting into a BoT raid. Did the first 2 bosses (0 wipes on the bosses themselves), ofcourse no drops for me
Ok, rule of thumb, there is no such thing as a minimum health pool for raiding. Having health is one of those thing that should happen by itself and therefor you don't need to worry about it. For the most part your gemming looks good, but there are a few items (hand and waist) where the socket bonus is debateable as to wether you should follow it or gem pure mastery.
I would say with your level of mastery the molten front boots are fine until you can get the 378 craftable (this is my personal opinion and is quite debateable, just understand i am not the infinate scource of wisdom in the WoW universe). Speaking of which, i would suggest finding a good way to make money (assuming you haven't already) and look into getting yourselft the recipe for Mirrior Boots. For that you will need living embers which (depending on server) should be less than 10k gold each on the AH or from FL boss drops, this is where haveing a guild that wants to see you progress comes in handy. Also if you are unable to get into FL trash runs (something i highly recomend attempting to do) you may want to look into buying the 3 BOE tank items, 2 of them are BIS i believe (excluding heroic versions).
Last edited by Gregasaurous; 08-28-2011 at 03:44 AM.
I need myself a herb/alch alt...
There are ways of making money without profesions (not including playing the AH like it's the stock market) and you can also get good income with minning, you just have to think outside the box a little.
Daily quests give about 13g each (i think) and you can knock off 25 of them a day in about an hour (325g plus greys, greens (disenchant and sell), cloth etc). Molten Core is also quite profitable.
Yep, dailies, or you can also work on you Cata Loremaster, you will get a LOT of gold out of this and it's a nice achievement. And it will help max your rep with factions if you haven't already.
Blackwing Lair as well, most servers have a good market for Elementium Ingots for people who are trying to get Thunderfury.
I myself am a BS/Eng, I make most of my money from running 5 mans. greed (oe D/E) on everything that drops, spend the excess JP on enchanting mats (shards and essences tend to sell well)
Just completed Uldum for the Cata loremaster, got about 2k
Last edited by Jeffro; 09-05-2011 at 05:00 AM.
I've been working on my offspec as well now, my ret spec is about 354 atm: http://www.wow-heroes.com/character/eu/Grim%20Batol/Zeffuro/
You can also switch to protection there if you want to see it how it's geared atm.
Am I doing good and what can I do to quickly improve my ret spec to 359 as well? (and do more then 11-12k dps fully buffed ;( )
Last edited by Toushiro; 09-05-2011 at 06:00 AM.
The weapon hasn't dropped yet.
I'm still sceptical about the 359 cloak being better. Isn't haste still a better stat to have/reforge then the dodge?
Already done all T11 this week. Paladins get free 10 expertise with a glyph when Seal is active. So I'm exp and hit capped
Get firelands rep for cloak at friendly and belt at honored, easy upgrades for both specs. Can do a trashrun just to get rep or just regular raid. Trinkets at revered aren't that awesome but probably upgrade to what you have atm.

subset: commoncrawl


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The Herald-Mail of Hagerstown
HAGERSTOWN, Md. (AP) - A local man has donated a 17-week-old female bloodhound to the Washington County Sheriff's Office.
"Bess" will be trained to track missing children.
"I have always loved dogs and especially bloodhounds," said John Reece, the Hagerstown resident and breeder who donated Bess. "I am so glad that I can do some good for the community and donate her to the sheriff's office."
"We have received a dog through donation in the past but never a bloodhound," said Washington County Sheriff Douglas Mullendore. "We are thrilled that Mr. Reece has given us Bess to add to the other five canines within the canine program," Mullendore said.
Mullendore said such a dog typically would cost the department between $4,000 and $6,000.
A Maryland law change adds to the importance of Bess' duties.
"In October 2011 the law changed, shifting the responsibility of looking for missing children to the sheriff's office," Mullendore said. "Bess will be used to track missing children and the elderly who stray due to dementia and other illnesses."
Reece said his son helped him find two male bloodhounds in Texas and a female in Arkansas for breeding.
"I chose the bloodhound breed as they have the ability to find people, which makes me feel good," he said.
And, he said, "they are a beautiful dog."
Reece said he also donated a bloodhound to Maryland State Police.
Bess' handler, Deputy 1st Class John Martin, has been working with the canine program at the sheriff's office for 15 years.
"Bloodhounds make great dogs for tracking as they are a large scent dog," Martin said. "We are in the early stages of training with Bess using a method known as puppy trails. It's like hide-and-seek but with a dog."
In April, Bess will attend a 10-week training class and "as soon as she is certified we will put her to work," Martin said.
"The bloodhound has been used since the middle ages to hunt human beings, and now they are often bred for that very purpose," Martin said. "The dog is known for its ability to detect a human smell days after it leaves an area, over great distance and even across water."
"The bloodhound has a very large nose and they keep their heads low to the ground, which means they transfer all their sense of smell through the wrinkles in their nose, making them the perfect dog to detect smells," Martin said.
In recognition of his donation, the sheriff awarded Reece a certificate.
(Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)


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Latest update : 2013-04-01
A kiss is not enough
Hollande did not manage to convince two thirds of French people during last night's televised interview, this despite a kiss of encouragement from Valérie Trierweiler. Is there a connection? No. Also, the Harlem Shake was not quite as spontaneously viral as one may think - we look at the corporate influences behind the online phenomenon.


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Class Notes
Class Notes | Obituaries
Submit a Class Note or Obituary »
Showing class notes submitted anytime by graduates in 1950
Harry Wenberg '50 has been residing Saratoga for 34 years with wife Jean. He is in good health and will be celebrating his 85th birthday in October.
Eugene "Gene" A. Ravizza '50 was selected as a School of Engineering Centennial Award recipient for his commitment to integrity while designing and executing cutting-edge electrical systems and for his ongoing support of his alma mater. In 1954 Ravizza co-founded Cupertino Electric, a company that has grown into one of the top 10 electrical contracting firms in the country. Innovative problem-solvers, the company has "powered the creation of Silicon Valley" through projects such as the first semiconductor chip fabrication plant to an ultra-energy-efficient data center, to the Monterey Bay Aquarium. He has generously supported the School of Engineering's successful Solar Decathlon entries in 2007 and 2009, and has also created a scholarship fund for undergraduate engineers. Ravizza received the School of Engineering Distinguished Engineering Alumnus Award in 1997.
Robert Lambert '50 and his wife Margaret will celebrate their 60th wedding anniversary on June 24, 2010. This date in 1950 is one week after Robert graduated from Santa Clara.
G. Steve Holeman '50 writes that he is happy in Lake Wildwood, near Grass Valley, Calif., playing golf and enjoying the beautiful lake. He attended the 65th high school reunion at Bellarmine in June.
G. Steve Holeman '50 writes, "Hope to make it to our 60th anniversary, God willing, and my health continues to improve."
G. Steve Holeman '50 writes, "Not many of us left. .... I keep in touch with several classmates, including Charlie Bedolla '50, Jack Smrekar '50, and Bob Ferrari '50. Still trying to play golf."
John Gallagher '50 has enjoyed retirement for the past 23 years after a 40-year career as a civil engineer with the Washington State Department of Transportation (1950-1990). John and his wife, Evelyn, have been married for 57 years, raised 5 children, and have 6 grandchildren. They are now residing in an assisted living facility in Tacoma, WA.
Betty Ford '50 has been a member of the Catala Club, which is celebrating its 80 years on campus this spring, since 1974.
Cornelius Buckley, S.J., '50 celebrated his golden jubilee of priesthood in March, when, to honor his life of service, his family and friends established a scholarship fund in his name at Thomas Aquinas College for financially challenged students. There, he is the head chaplain and assistant dean for religious affairs. Buckley has spent much of his academic career in Jesuit institutions—earning multiple degrees, teaching, and serving in administrative positions. His publications include the book When Jesuits Were Giants, Your Word, O Lord … Meditations for College Students and Anyone Else, and a translation of Simon Decloux's The Ignatian Way. Read more at http://www.the-tidings.com/index.php?option=com_content&view=article&id=2272.
John Bower '50 stays home and watches mostly TV news. He writes, "Survival is good if your health holds up. My lifetime employer, IBM, is doing well."


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Preet Bharara
Fred R. Conrad/The New York Times
News about Preet Bharara, including commentary and archival articles published in The New York Times.
Chronology of Coverage
Oct. 1, 2014
Preet Bharara, United States attorney for Southern District of New York, reasserts he expects reforms to be made at Rikers Island and is prepared to sue New York City, if necessary, to accomplish them; his office highlighted violence against teenage inmates at the jail. MORE
Sep. 23, 2014
United States Atty Preet Bharara criticizes administration of New York City Mayor Bill de Blasio for not moving fast enough to address culture of violence at Rikers Island jail complex; warns that his office stands ready to file civil rights lawsuit against city to force reforms. MORE
Aug. 19, 2014
Profile of Preet Bharara, United States attorney for Southern District of New York, who has waged several highly publicized fights against terrorism, corruption and civil rights violations during his five-year tenure; his efforts to investigate Gov Andrew M Cuomo's disbanding of government ethics commission has led to public clash between two of New York's most powerful Democrats. MORE
Aug. 5, 2014
Report by office of United States Atty Preet Bharara says New York City Department of Correction has systematically violated the civil rights of male teenagers held at Rikers Island; says it has failed to protect them from unnecessary and excessive force by guards who operated with little fear of punishment; reports that problems may also exist in complex's seven other jails for adult men and women. MORE
Aug. 1, 2014
United States Atty Preet Bharara's warning to New York Gov Andrew Cuomo against soliciting statements of support from members of now-defunct ethics panel underscores Bharara's challenge to Cuomo's style of back-room operator; very public collision over Cuomo's closing of panel comes three months before he seeks re-election, and is unlike any that he has faced in his entire political career. MORE
Aug. 1, 2014
Jim Dwyer About New York column finds fault with phrase 'witness tampering,' used by United States Atty Preet Bharara in reference to New York Gov Andrew M Cuomo's efforts to align support from members of now-defunct ethics panel; says phrase should only be used in cases of definite criminality, not just unseemly political wheeling. MORE
Jul. 31, 2014
United States Attorney in Manhattan Preet Bharara threatens to investigate administration of New York Gov Andrew M Cuomo for possible obstruction of justice or witness tampering after Cuomo's cancellation of his own anticorruption commission; warning comes after several members of commission issue public statements defending Cuomo's handling of panel. MORE
Jul. 30, 2014
Editorial criticizes New York Gov Andrew Cuomo for attempting to mislead New Yorkers about his interference with Moreland Commission to Investigate Public Corruption; mocks Cuomo's claim that commission's work was success; contends it is now up to Preet Bharara, United States attorney in Manhattan, to investigate corrupt practices in Albany. MORE
Jul. 24, 2014
Editorial criticizes New York Gov Andrew M Cuomo for false promise to root out corruption in Albany; cites New York Times report showing that Moreland Commission to Investigate Public Corruption was never truly independent and was hampered in its efforts by Cuomo's administration; commends United States Atty Preet Bharara for taking control of investigations, and calls for voters to examine trustworthiness of New York government as well. MORE
Jul. 9, 2014
Daniel M. Gitner, who stopped a United States attorney's perfect record in prosecuting insider trading cases, overcame public anger with Wall Street to win a not-guilty verdict for Rengan Rajaratnam. MORE
Jul. 5, 2014
Editorial holds that indictment of New York State Sen Thomas Libous, who was charged with lying to federal agents about plot to get his son job at law firm in return for steering business to firm, offers latest evidence that Gov Andrew Cuomo has failed to address corruption; asserts that US Atty Preet Bharara, who has charged Libous, may offer best hope for cleaning up Albany since other ethics commissions there have proved futile. MORE
May. 6, 2014
Federal prosecutors in Manhattan issue grand jury subpoena seeking emails, text messages and other records from all members of Moreland Commission, anticorruption commission that Gov Andrew M Cuomo abruptly shut down in March; issuance of subpoena and details about meetings between commission members and United States Atty Preet Bharara suggest that criminal investigation may be examining allegations of interference with commission. MORE
May. 1, 2014
United States Atty Preet Bharara, who sharply criticized New York Gov Andrew M Cuomo's shutdown of commission that was formed to investigate political corruption, subpoenas state's ethics panel, Joint Commission on Public Ethics; is seeking all complaints the commission has received on public corruption. MORE
Apr. 22, 2014
A panel signaled it might overturn the convictions of two former traders, which would represent a crack in a campaign by Preet Bharara, the U.S. attorney in Manhattan, against insider trading at hedge funds. MORE
Apr. 11, 2014
Preet Bharara, United States attorney for Southern District of New York, goes on the radio and takes aim at New York Gov Andrew M Cuomo over his decision to disband anticorruption panel; Bharara, not known for engaging in on-air rebukes of elected officeholders, says his office will pursue unfinished investigations of panel, known as the Moreland Commission. MORE
Apr. 10, 2014
US Atty Preet Bharara is sharply questioning New York Gov Andrew M Cuomo's decision to abruptly shut down commission formed to investigate political corruption in New York State; move amounts to unusual rebuke of Cuomo, who entered office promising to clean up culture of corruption in Albany. MORE
Dec. 3, 2013
Preet Bharara, representing the United States attorney's office in Manhattan, appears with other leading court and bar figures at public hearing, organized by New York County Lawyers' Association, on continuing impact of budget cuts on justice system; says that his office could reach crisis mode as it tries to decide which cases it can pursue as resources dwindle away. MORE
Dec. 1, 2013
Workspace column; Preet Bharara, United States attorney in Manhattan, has an office with official portraits, plaques and seals adorning the walls--but also the constant sound of music filling the air. MORE
Sep. 23, 2013
Editorial praises Preet Bharara, top federal prosecutor in Manhattan, for moving to seize state pensions from lawmakers who are convicted of corruption charges, instead of waiting for New York State Legislature to act; calls for Bharara's plan to be part of a larger effort to deal with state's toxic political culture. MORE
Sep. 18, 2013
Preet Bharara, United States attorney for Southern District of New York, outlines new policies aimed at ending longstanding practice of jailed politicians continuing to collect public money; says officials convicted of federal corruption charges could lose their government pension; panel to investigate public corruption was established by Gov Andrew Cuomo to address what has been widely decried as corruption crisis in Albany and other political spheres in New York State. MORE
Jul. 25, 2013
The charges against SAC Capital Advisors are a rare and bold step by Preet Bharara, the United States attorney for the Southern District of New York. MORE
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15 Are Charged With Defrauding Banks and Other Lenders of $20 Million
The defendants, many of them members of an extended family, secured loans by overstating their income and bank account balances, the authorities said.
November 14, 2014, Friday
MORE ON PREET BHARARA AND: Frauds and Swindling , Rubin, Irving , Mortgages , Medicaid , Banking and Financial Institutions , Federal Bureau of Investigation , Bharara, Preet
Holder, in Brooklyn, Pushes for More Alternatives to Prison
Attorney General Eric H. Holder Jr., who is leaving office, has been holding events urging different paths for those arrested than traditional incarceration.
October 31, 2014, Friday
MORE ON PREET BHARARA AND: Holder, Eric H Jr , Crime and Criminals , Justice Department , Lynch, Loretta E , Bharara, Preet , Prisons and Prisoners , Brooklyn (NYC)
New York City Agency and Vendor Bilked Medicaid, U.S. Says
A federal prosecutor said that the city and a contractor exploited Medicaid billing loopholes to collect tens of millions of dollars in reimbursements.
October 28, 2014, Tuesday
MORE ON PREET BHARARA AND: Health Insurance and Managed Care , Medicaid , Health and Mental Hygiene Department (NYC) , Computer Sciences Corporation , Bharara, Preet , Frauds and Swindling
2 Former New York Police Officers Misused Database, U.S. Says
Federal prosecutors say Joseph P. Dwyer repeatedly paid Ronald G. Buell to provide personal information about witnesses in a database maintained by the Federal Bureau of Investigation.
October 23, 2014, Thursday
MORE ON PREET BHARARA AND: Police Brutality, Misconduct and Shootings , Dwyer, Joseph P , Buell, Ronald G , Bribery and Kickbacks , Witnesses , Detectives (Private) , Police Department (NYC) , Police , Corruption (Institutional) , Bharara, Preet
Reaffirming Vow, Prosecutor Says Rikers Reform Will Happen 'One Way or Another'
Preet Bharara, the top federal prosecutor in Manhattan whose office highlighted violence against teenage inmates at the jail, said he would sue New York City, if necessary, to force reform.
October 1, 2014, Wednesday
MORE ON PREET BHARARA AND: Rikers Island Prison Complex , Bharara, Preet , Prisons and Prisoners , New York City
Ex-Investor Relations Executive Pleads Guilty to Insider Trading
The insider trading case against Michael A. Lucarelli, a former executive at Lippert/Heilshorn and Associates, was relatively minor. But he got attention for running barefoot from the court in August.
September 24, 2014, Wednesday
MORE ON PREET BHARARA AND: Bharara, Preet , Lucarelli, Michael A , Manhattan (NYC) , Lippert/Heilshorn and Associates , Insider Trading , Securities and Commodities Violations
A Birthday Party, of Sorts, for U.S. Prosecutors in New York
On Tuesday night, more than 700 lawyers, who either currently or once worked as a federal prosecutor in Manhattan, gathered to celebrate 225 years of legal history in New York.
September 24, 2014, Wednesday
MORE ON PREET BHARARA AND: Bharara, Preet , Comey, James B , Giuliani, Rudolph W , White, Mary Jo , Justice Department , Federal Courts (US) , Parties (Social) , United States Attorneys
Prosecutor Warns That Rikers Island Problems May Prompt U.S. Lawsuit
Preet Bharara, the United States attorney in Manhattan, indicated that the de Blasio administration was not moving fast enough to address a culture of violence at the New York City jail complex.
September 23, 2014, Tuesday
MORE ON PREET BHARARA AND: Prisons and Prisoners , Rikers Island Prison Complex , Bharara, Preet , de Blasio, Bill , New York City
The New York Jail Scandal Continues
News that city officials sanitized a report about Rikers Island raises many questions on whether the city is ready to reform the jail system.
September 23, 2014, Tuesday
MORE ON PREET BHARARA AND: Rikers Island Prison Complex , Bharara, Preet , New York City , Clemons, William , Gumusdere, Turhan , Correction Department (NYC) , Editorials , Schriro, Dora B , Ponte, Joseph , de Blasio, Bill , Ethics and Official Misconduct , Prisons and Prisoners , Justice Department , Department of Investigation (NYC)
Prosecutors Are Pushing Prison Time for D'Souza
The conservative author and filmmaker Dinesh D'Souza could face 10 to 16 months in prison for illegally making $20,000 in donations to Wendy E. Long's 2012 Senate campaign.
September 11, 2014, Thursday
MORE ON PREET BHARARA AND: New York State , Campaign Finance , D'Souza, Dinesh , Long, Wendy E , Sentences (Criminal) , Manhattan (NYC) , Bharara, Preet , Elections, Senate
Investigation Into Violence Toward Teenagers at Rikers Island
Preet Bharara, the U.S. attorney in Manhattan, released a 79-page report saying the New York City Department of Correction had systematically violated inmates' civil rights.
Commission Urged to Be Aggressive
At the Moreland Commission's first public hearing on Sept. 17, 2013, Preet Bharara, the United States attorney in Manhattan, called on the panel to show "toughness and independence."
Preet Bharara's Key Insider Trading Cases
The office of Preet Bharara, the United States attorney in Manhattan, has secured 85 convictions and guilty pleas from traders, analysts, industry consultants. It just lost its first insider case.
U.S. Attorney on SAC Capital Indictment
Preet Bharara, the United States attorney for Manhattan, announced the charges against SAC Capital Advisors.
U.S. Attorney Preet Bharara Statement
U.S. Attorney Preet Bharara outlined the criminal charges filed against six New York state officials, calling today a "sad and disappointing day" for those who still dream of an honest government.
Rss Feeds On Preet Bharara
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I feel like I'm supposed to say something meaningful.
Welcome to Hell enjoy...
Welcome to the base
Whats with the potato? Welcome anyway
Welcome to NB
i will + rep you cos potato
Welcome to the Base
Welcome to NB.
welcomt to NB
Welcome to the base!
Welcome. Also, penguin>potato v_v
Hello and hello
Hello and Welcome! I hope that you enjoy your stay at Narutobase.
That was the most meaningful thing I have ever seen in my life. "potato," who would have thought. I am extremely touched by such a word.
ola primo
enjoy your stay ^^
Welcome to NB :D Do enjoy your stay! (^o^)/
ello ello ^^
Make sure to read the rules!
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If you have anymore questions feel free to message me on my profile
Hello & Welcome to NB!!
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welcome to the base........
hope u enjoy here..........
welcome to the base........
hope u enjoy here..........
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text:
First name: Ted
Age: 23
Location: Irvine, CA
Education/ Job: Graduated from Uni. of Cali., Irvine, Interinship as an Assistant Accountant
Married with children?: Neither
Hobbies: Reading, gym, cooking, eating, and video games.
Favorite Movie: My Sassy Girl or 300
Favorite TV Show: None
Favorite Book: Lolita by Nabakov
Favorite Animal: Rabbit
Favorite Song ever: Sweet Child o' Mine
Favorite Game: Star Fox 64
Describe yourself in five adjectives: Intelligent, inconsistent, caring, curious, vain
Worst trait: Either slightly sadistic or a lack of self-discipline
Play any instruments?: None
Embarrassing fact about yourself: ---
Picture of yourself: 154643_1601619514018_1041960019_31623278_3734568_n.jpg With the sister.


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If this society is so hard to keep up with, why do we try so hard?~
here welcome to: forums > roleplay central > general roleplays > chased rp
General Roleplays
Love RPG then you found your home. Join a game or start one. You never know how it is gonna work out.
A great online version of the famous Candy Crush. This is the best game launched...
Have you ever fancied being a ranger like those fantasy characters you love so m...
Millions of Students will be doing an Hour of Code with Tynker December 8th-14th...
You run across the city in a car chase with the police officers.
The evil master kidnapped all of your friends!


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Sen. Tom Coburn, R-Okla., a longtime deficit hawk, unveils his 2013 annual Wastebook, which points a critical finger at billions of dollars in questionable government spending, during a news conference last December. (AP Photo/J. Scott Applewhite)
Poll: Rand Paul shows early strength in New Hampshire
Rand Paul is viewed favorably by 65% of likely GOP primary voters, Saint Anselm/Bloomberg Politics poll says.
2016 race may be 'very tight,' Ready for Hillary leader says
Harold Ickes says the 2016 presidential campaign is likely to be a very close race, particularly if the GOP picks the right ticket.
Immigration dominated Twitter on Thursday — but not everywhere
President Obama's speech on immigration took over Twitter on Thursday, though some states were far more engaged than others.
Is Ohio Gov. Kasich too hyper for president? He says he can focus
Republican often mentioned as 2016 candidate tells Bloomberg Politics: "I can chew gum and walk at the same time."
Cory Booker, Tim Scott to rally La. voters in Senate runoff
The U.S. Senate's two black senators will be on opposite sides in Louisiana, where African Americans are nearly a third of voters.
Real-life 'Alpha House' on Capitol Hill to be sold
Sen. Dick Durbin, D-Ill., says one of Capitol Hill's best-known shared living arrangements is coming to an end.
Atlanta Mayor Kasim Reed: 'Not inclined' to run for Ga. governor
Rising Democratic Party star in Georgia tells AP he's got "one more campaign" left in him, but is hesitant about 2018 contest.


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The third installment of The Social Author explores social authorship and holy texts.
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Guernica 10th Anniversary Gala
October 31, 2014
On November 5th, join Guernica in celebrating a decade of changing the conversation.
Guernica Annual Launch Tour 2014BK > SF > LA > NY
October 15, 2014
The Guernica Annual has arrived.
Work for Guernica
September 20, 2014
Guernica is now accepting applications for an interviews editor and an associate art editor.
Thomas Larson: The Music Is Always There, Part 1
November 24, 2014
Reflections on jazz, improvisation, and the New Orleans Jazz Fest, 2014.
Amanda Michalopoulou: Deer in the Woods
November 18, 2014
Flash Fiction: What, for you, is the clearest image of happiness?
Nancy Kricorian: Pilgrimage as/or Resistance
November 14, 2014
A trip to Turkey sparks a search for the ghosts of the Armenian genocide.


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MUTV spoke to chief executive David Gill following the announcement of Sir Alex Ferguson's decision to retire at the end of the season...
What are your thoughts on the huge news today?
It's a momentous day for the manager, for the club, all the fans and the football world. There is a tinge of sadness as a great, great manager – the like of which will never be repeated in my opinion – is stepping down after a very successful season and a very successful 26 years. There is a hint of sadness but a realisation that the time he's chosen to move on is the right one for him and to let him make that decision.
One of the key questions is 'why now'?
I think he hinted in his statement about talking to his family and also the success he had last year but when is the right time? He felt we have had a successful season and regained the title, which was fantastic, and I think he wanted to go out on a high. Who can blame him for that? He deserves it after all the achievements of the 26 years, to go out on a high, and he felt that was right. It's also important that he felt it was for personal reasons but also the club is in good shape in terms of the squad and other aspects of it.
How long have discussions taken place on this subject?
I don't think I'll go into specifics about timing. It's clearly not an overnight decision but we've thought about it and looked at it really carefully. Clearly, it's Alex's decision and it's been clear for many years, whenever I've been asked the question in interviews, that Alex will decide when the time is right for him to retire. He's made that decision and discussed it with the people closest to him and the people within


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Universal Fit
Bang & Olufsen BeoPlay H3
"This written review was essentially my script for the following video review, so the information contained in both is more or less identical. If you want a closer look at the H3, watch the video review! :) INTRO The H3 was something of an aspirational purchase for me, as ever since I began getting interested in audio I was always fascinated by Bang and Olufsen's..." --a_recording
Ying Yang Earbud Design Clip
Budclicks patented the ability to click charms to earbuds. They allow kids, tweens, and adults to style up those bland white earbuds. The Budclick mount works on iPod and iPhone style white earbuds created by Apple. With over 150 million of these earbuds on the market Budclicks have appeal to just about everyone. Budclicks has found the largest audience in music listeners on the go. Whether on...


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Nikki Rice MalkiTwitter Statistics
Tracking since September 25, 2008
Puppet fabrication is SFX make-up for miniature people, but that's what I do!
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We track these Twitter stats since September 25, 2008 . You can see how many followers Nikki Rice Malki lost or gained and what the prediction is for tomorrow or the next 15 days, together with all kinds of other stats like rank compared to all Twitter users, tweets etc.
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Twitter Counter is the #1 Twitter stats site powered by Twitter. It all started in June 12, 2008 and we grew rather rapidly because of our Twitter Counter badge. The button is a nice small image that shows your visitors how many followers you have on Twitter. Within a year the button was on many many blogs around the world and we displayed more than 100 million buttons in one month. We track follower stats for over 94 million users now.
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Photo Gallery: 28th Annual Miami Invitational 4/6/2013
Photos from the Miami Invitational, held Saturday, April 6, 2013 at George Rider Track. Photos by Jeff Sabo.
Previous Gallery: 28th Annual Miami Invitational Next Gallery: Miami vs. Western Michigan...
360 640 L to R: Amanda Hancock, Emily Mossler, Melissa Girgis and Anna Lamb in the 10K 208473529 Miami University Athletics360 640 Amelia Strickler in the discus 208473534 Miami University Athletics362 640 Layne Baggett in the 4x100m relay 208473517 Miami University Athletics360 640 Laura Bess in the 1500m 208473518 Miami University Athletics362 640 Erica Mudd in the long jump 208473519 Miami University Athletics640 426 Jasmine Watts in the long jump 208473520 Miami University Athletics
360 640 Erica Mudd in the high jump 208473521 Miami University Athletics359 640 Jess Baker in the high jump 208473522 Miami University Athletics360 640 Charlotte Myers, Kala Allen and Katie Scannell hug before the 400m dash 208473523 Miami University Athletics361 640 Kala Allen (5) and Katie Scannell cross the 400m finish line. 208473533 Miami University Athletics359 640 Layne Baggett in the 100m hurdles 208474316 Miami University Athletics640 426 Taylor Wickware leads Megan Beaver in the 800m run 208473524 Miami University Athletics
362 640 Tori Paterra in the javelin 208473525 Miami University Athletics359 640 Aryelle Player in the 200m dash 208473526 Miami University Athletics360 640 Erica Howes (left) and Alex Chitwood in the steeplechase 208473527 Miami University Athletics359 640 Howes and Chitwood land in the water 208473528 Miami University Athletics640 426 Julia Valencia in the 1500m 208473530 Miami University Athletics640 426 Taylor Brown in the pole vault 208473531 Miami University Athletics
360 640 Xerina Hughey in the 100m hurdles 208473532 Miami University Athletics


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Newsletters and Publications: Electrical
UL technical knowledge is conveyed through various UL publications as well as outside trade and association journals. View product marking information and installation summaries (Marking Guides), past articles printed in IAEI Magazine, the latest UL-IAEI inspector meeting reporst, and past issues of UL's newsletters The Code Authority, TCA: Electrical Connections,and The Fire & Security Authority.
Marking guides
- Alternative Energy Application Guide
- Circuit Breaker Marking Guide
- Commercial Cooking Application Guide
- Dead-front Switchboards Marking Guide
- Electrical Heating and Cooling Equipment Marking Guide
- Lightning Protection Application Guide
- Luminaires Marking Guide
- Panelboards Marking Guide
- Swimming Pool and Spa Equipment Marking Guide
- Wire and Cable Marking Guide
IAEI UL Question Corner
Reports of interest to regulatory authorities
UL White Book - Canada
UL White Book - United States


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Experience Michiana: October 29th, 2012
Having trouble with this video? Let us know.
About This Episode
Episode #261
On tonight's show, we're talking about reading and its impact on juveniles, recap the Silver Hawks' season, talk about the grand opening of the South Bend Animal Shelter, and much more.
- Original Airdate:
- October 29, 2012


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2013 Record (91-71) Lost to Red Sox in Playoffs
The Tampa Bay Rays had another successful season in 2013. They advanced to the second round of the playoffs before falling to the eventual World Series champion Boston Red Sox. Joe Maddon, the manager, has been with the organization since 2005 and has seen great success. His ability to field an increasingly competitive team given the small market in Tampa has been nothing short of amazing. On the field the Rays are lead by superstar player and face of the franchise Evan Longoria. Longoria, who signed a 6 year extension last year, led the team in home runs and runs batted in. Among other things the Rays are known for their great pitching staff. With young arms like David Price, Matt Moore, and Chris Archer the Rays are set up great for the future.
In what most people agree is the most competitive division in baseball, the AL East, the 2014 Rays find themselves scrapping to compete. This slight slide early on is due to their stars not performing. Superstar Evan Longoria will need to rebound from a less than stellar start to the year if the Rays want to compete. Their pitching staff looks to improve as a whole as they have battled an early injury to Matt Moore. Look for the Rays to get back to their winning ways and make sure you head to Tropicana Field to catch a game. Head to Gold Coast Tickets to get the best seats for the best prices!
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Danube Holiday Markets
Celebrate the holiday season with centuries-old traditions and brand-new style. Is there anywhere more enchanted with the spirit of Christmas than Europe during the holidays? Uniworld takes you on this seasonal cruise in incomparable style. Browse Christmas markets in Budapest, then experience Uniworld's exclusive "Taste of Christmas" Program in the heart of Vienna, followed by the music of Mozart and Strauss at a Viennese concert hall. Holiday atmosphere, beautiful Baroque architecture, unforgettable food and cultural experiences… what could be better?
Budapest has celebrated Christmas for a thousand years, since the reign of St. Stephen, the king who founded Hungary and encouraged the spread of Christianity throughout his realm. As you ramble through the Christmas Market on Vörösmarty Square, admiring the handmade porcelain, stop to enjoy as kürtös kalács —a pastry—is baked on rods over an open fire and then coated with sugar before it's handed to you.
In Bratislava, where a lively young art scene is revitalizing the compact city core, stalls abound with traditional Slovakian Christmas items like medovníky (spiced ginger cookies) and šúpoli (figurines made from corn husks). Experience Uniworld's exclusive "Taste of Christmas" Program in the heart of Vienna during the day, and then celebrate the music of Mozart and Strauss at a Viennese concert hall in the evening. Follow the lights down the Landstrasse in Linz to the Volksgarten, where you'll find a fairytale Christmas—large, animated displays of scenes from fairytales that will entrance the child in you. Or mail a letter from Christkindl, where children from all over the world send their Christmas wish lists.
Glorious Baroque architecture, delightful concerts, and ravishing scenery will make this Christmas season unforgettable as you sail through the holidays on the Danube.
Who will enjoy this cruise
Music lovers will find many special holiday treats on this cruise, from onboard caroling, to a classical concert in Vienna, to an exclusive organ recital. Shoppers will delight in the chance to pick out a variety of unique gifts at enchanting Christmas Markets.
TRUE ALL-INCLUSIVE BOUTIQUE RIVER CRUISING™ in 2014: All gratuities onboard and onshore; unlimited beverages onboard including an extensive selection of distinctive wines, craft and regional beers, spirits, cocktails, and non-alcoholic beverages; shore excursions with local experts as your guide; free Internet and Wi-Fi; and all arrival and departure day transfers.
Information is subject to change.


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ASHS Distance - OT and PA
Athletic Training - Doctorate [DAT]
Occupational Therapy - Masters [AMOT]
Occupational Therapy - Doctorate [ODT]
Physician Assistant - Masters [APA]
Required Steps
The 9 steps required for a student to receive financial assistance are as follows:
- The student completes the Free Application for Federal Student Aid (FASFA) or a Renewal FAFSA by going to www.fafsa.gov and following the instructions on the website. ATSU's school code is G02477.
- The Central Processing System (CPS) performs matches and edits, calculates a student contribution, and sends the data back to the processor.
- The A. T. Still University of Health Sciences (ATSU) receives the same information electronically (ISIR) within three to five business days.
- The student looks over the Student Aid Report (SAR) and, if accurate, keeps it for his/her records. If any corrections are needed, the student can make the corrections or contact the Student Financial Services office.
- Student Financial Services performs verification and then sends an electronic award letter to the student's ATSU email address, along with instructions for completing the loan applications and other required forms.
- The student accepts, refuses, or modifies the award letter and completes all required documentation in the award letter process.
- Student Financial Services looks over the required forms and transmits the loan data.
- The lender wires the funds by Electronic Funds Transfer (EFT) to the school.
- If by EFT, all funds will be applied to the student's account. The refund will be directly deposited to the student's bank account.
Eligibility for Financial Assistance
Eligibility or unmet financial need is determined by subtracting a student's expected contribution from his/her student budget. The student's expected contribution is listed on the Student Aid Report (SAR) and is based on the student's financial strength. Students may choose to receive financial assistance up to their unmet financial need. For example, if a student's budget is $13,000 and the expected contribution is $5,000, the student's unmet financial need is $8,000. The student may receive financial aid through scholarships, loans, etc., to arrive at this figure. (Note: Students may use the Unsubsidized Federal Stafford Loan or any private loan to replace their expected contribution.) Every effort will be made to meet the student's need, but in some instances, the student may have to rely on parents or other outside resources. It is of critical importance to be creditworthy, as most private loans require a credit check.
Satisfactory Academic Progress for Federal Financial Aid
According to the United States Department of Education regulations, (34CRF 668/16 and 668.34 and October 29, 2010 Final Federal Register), all students receiving federal financial assistance must meet and maintain satisfactory academic progress. Student Financial Services will review the academic progress of financial aid recipients after each payment period. Satisfactory academic progress (SAP) is measured in terms of qualitative and quantitative standards.
Qualitative Measure
The qualitative measure of a student's progress is measured by cumulative grade point average. The minimum cumulative GPA students must maintain for financial aid is as follows:
Minimum Cumulative Grade Point Average at A.T. Still University of Health Sciences:
- 2.00 for all programs on 4.0 scale
- 70% for all programs on 100% scale
Quantitative Measure
Maximum Time Frame
Financial aid recipients must complete an educational program within a time frame no longer than 150% of the published length of the educational program. All attempted withdrawn, failed, repeated, and/or transferred credits that apply to a student's program count toward this maximum time limit. For example, a student pursuing a doctorate degree requiring 120 credit hours may attempt up to 180 credit hours before financial aid eligibility is suspended (120 x 150% = 180). A student pursuing a doctorate degree requiring 5100 contact hours may attempt up to 7650 contact hours before financial aid eligibility is suspended (5100 x 150% = 7650).
Pace of Progression
Pace of progression is required to ensure students complete within a maximum time frame and that the pace is measured at each standard review time. Financial aid recipients must maintain a 67% minimum completion rate for attempted credit hours or contact hours. For example, a student pursuing a doctorate degree requiring 120 credit hours may attempt up to 180 hours before financial aid eligibility is suspended (120 divided by 180 = 67%). A student pursuing a doctorate degree requiring 5100 contact hours may attempt up to 7650 contact hours before financial aid eligibility is suspended (5100 divided by 7650 = 67%).
Dropped, failed, and remedial courses for which no credit is received do not count towards credit hours earned. Credit hours for a course are earned by completing and passing the class.
Financial Aid Warning
Failure to meet the minimum academic progress requirements will result in a student being issued a financial aid warning. Students issued a financial aid warning will have one payment period to correct a progress problem due to qualitative or quantitative standards. Students will be notified of their status in writing via ATSU email. Students issued a financial aid warning will have an opportunity to file an appeal to request financial aid probation prior to the upcoming standard review time, which is at the end of each payment period.
Financial Aid Probation
If a student appeals their financial aid probation status and the appeal is approved, that student is put on financial aid probation for one payment period. Students may receive federal financial aid while on financial aid probation if he/she meets the terms of his/her appeal decision. If a student fails to meet SAP standards during the term of financial aid probation, he/she may request an additional appeal.
Financial Aid Suspension
Students who fail to meet the requirements of the financial aid warning or do not appeal their financial aid probation status are placed on financial aid suspension and are not eligible for federal financial aid. These students will receive written notification to their ATSU email account of their failure to comply and that future federal aid will be canceled.
Appeal Procedure
Students who have been issued a financial aid warning may submit a written appeal for reinstatement of eligibility prior to the start of the next payment period. Occasionally, extenuating circumstances contribute to their inability to meet the requirements for satisfactory progress. Extenuating circumstances include, but are not limited to, the following:
Death of an immediate family member
Severe injury or illness of the student or an immediate family member
Emergency situations such as fire or flood
Legal separation from spouse or divorce
Military reassignment or required job transfers or shift changes
Students whose appeal is denied must establish eligibility by completing courses without federal aid in one or more payment periods at A.T. Still University of Health Sciences until the cumulative GPA and/or completion rate meet the required standard before any additional federal aid will be disbursed.
Students who have extenuating circumstances may appeal using the following procedure:
Submit a completed Appeal form. Student will be notified if additional supporting documentation is required.
Appeal packet is presented to the SAP Committee for consideration.
Student is notified via ATSU email of the SAP Committee's decision and recommendations.
Federal financial aid may be reinstated when one of the following conditions has been met:
The student completes courses without federal aid in one or more payment periods at A.T. Still University of Health Sciences until the cumulative GPA and/or completion rate meet the required standard.
The student files an appeal and the SAP Committee approves the appeal.
It is the student's responsibility to notify Student Financial Services when reinstatement conditions have been met.
Enrollment Status Policy
Enrollment Status Definitions
1 quarter credit = .67 semester credit
|Minimum #of Credit Hours
|Minimum #of Credit Hours
|Osteopathic Medicine and Dental Programs
|Enrollment is always full-time
|ASHS programs
|9 credits per quarter
|5 credits per quarter
Academic Credit
Each quarter credit represents a minimum of 12 contact hours. Variations in contact hours are dependent upon class size, class format (lecture, lab, clinical work, discussion, online) and program accreditation standards. One quarter credit is equivalent to 0.67 semester credit, rounded to the nearest tenth of a credit.
Student Budget Determination
The student expense budget is determined each year by the director of Student Financial Services. Every effort is made to ensure that allowances in each category are realistic and fair. Although the director determines the average student budget, students having credit history difficulties may not be able to borrow the full budgeted amount, due to the Graduate Plus loan and some private loans being based on creditworthiness.
Verification is the process by which Student Financial Services checks the accuracy of the information submitted by the student when applying for federal financial aid. It is intended to reduce errors in the financial information that students submit so eligible applicants can receive the correct amount of financial assistance.
ATSU will verify all applicants who are selected for verification from the federally approved edits. If selected, students will need to submit a signed copy of their federal income tax return from the prior calendar year along with a verification worksheet. ATSU will compare the tax return and the verification worksheet to the Institutional Student Information Record (ISIR) to verify required items. Financial aid will not be awarded until the verification is complete.
Special Conditions
Professional judgment allows the Director the flexibility to handle individual students with extenuating circumstances on a case-by-case basis. This authority is clearly stated in the regulations and is used as needed. The adjustments may be made in the cost of attendance, expected family contribution, or satisfactory academic progress.
Although every effort is made to meet a student's financial need, financial assistance is not an entitlement and, in some instances, not all of a student's need will be met.
Financial Planning
Setting Goals
Financing your health professions education is an investment in your future. As a major investment, it should be entered into with conscientious planning. Setting goals and establishing a game plan are essential in order to minimize your debt.
A simple financial plan begins with the establishment of a long-term goal. As you plan your strategies to reach this end goal, keep in mind that your short- and mid-term goals should be consistent with and built upon this long-term goal. To help keep you on track, it is important to develop a budget.
A budget lists all sources of income, as well as all estimated expenditures. To make a budget work for you, keep the following points in mind:
- Have a written plan;
- Set realistic goals;
- Establish priorities;
- Keep expenditures below income; and
- Stick to your game plan.
It is important for you to determine your needs so that you will borrow only the amount necessary, rather than the amount for which you are eligible. In the end, you may pay back 2-3 times the amount you borrowed. Therefore, the less debt you accrue in school, the more financially secure you will be later. You can live like a student now, or you can live like a student later. The choice is yours.
Distance programs' tuition is due 14 calendar days prior to the first day of class. For programs with payment per credit or course, the tuition covers the payment for the coming quarter. For programs that have payment per program, payment in full is due prior to the start of the program or per their admissions agreement on a quarterly payment schedule. The Controller's Office will receive tuition payments and make refunds as necessary. Delinquent tuition penalties accrue at 1 1/2% per month, which is 18% per year.
Electronic Funds Transfer (EFT) Policy
The Department of Education is encouraging and, at times, requiring educational institutions to become paperless. Therefore, funds received through federal and private loans will normally be transferred electronically to a student's account at ATSU. Students will receive a receipt itemizing the type of loan and amount credited to their account at the institution. Funds electronically transferred above what is owed for tuition and fees will promptly be refunded to the student by check or deposited directly to the student's bank account.
Direct Deposit
Many banks outside of Missouri require a waiting period before funds are available for students when loan proceeds are deposited by check. Therefore, we strongly recommend that all students use direct deposit where ATSU wires money to the student's checking account. This way, the money is available on the day it is wired to the bank.
Refund Policy
A student who completely exits (as opposed to merely dropping or withdrawing from a class or two) from the Arizona School of Health Sciences(ASHS) program prior to the end of an academic quarter must complete an "Exit Process" form available from your Program Assistant or Program Manager. A student's eligibility for a refund will be determined by one of the two following formulas.
Institutional Refund Formula
Iff a student withdraws from ASHS during a quarter, the Student Financial Services Office will determine how much tuition was unearned by the institution. It will be figured by calculating how many remaining calendar days there are in the payment period divided by the total number of calendar days in that same payment period. The institution will pay back to the student (or lender) the unearned amount. After 60% of the payment period, no financial refunds will be made.
For example, if a student withdrew after 14 calendar days, but paid for 70 calendar days, ASHS would have earned 20% of tuition paid. Therefore, 80% of the educational costs paid are unearned. ASHS would refund to the student (or lender) 80% of the tuition paid.
- Tuition paid for 70 calendar days = $3,520.00
- Calendar days attended by the student = 14
- Calendar days remaining in the payment period = 56 (70-14)
- 56 divided by 70 = 80% (Percentage of tuition unearned by ASHS)
- 80% of $3,520.00 = $2,816 (Tuition unearned by ASHS)
- Amount ASHS refunds to the student (or lender) = $2,816.00
Return of Title IV Funds Formula
If a Title IV recipient completely withdraws from the program during a payment period, the institution must calculate the amount of Title IV funds that was unearned by the student. Unearned Title IV funds will be based on how many calendar days are remaining in the payment period divided by the total number of calendar days in the payment period. Unearned Title IV funds must be returned to Title IV programs, up to 60% of the payment period for which the student was charged tuition. After 60% of the payment period, the student will have earned all Title IV funds for that payment period and no financial returns or refunds will be made.
For example, if a student paid tuition with Title IV funds for 70 calendar days, but withdrew after 24 calendar days, the percentage of Title IV funds earned would be 34.3%. Unearned Title IV funds would be 65.7%. Therefore, ASHS would have to return 65.7% of all Title IV funds to the lender.
- Tuition paid with Title IV funds for 70 calendar days = $3,520.00
- Calendar days attended by the student = 24
- Calendar days remaining in the payment period = 46 (70 - 34)
- 46 divided by 70 = 65.7% (Percentage of Title IV funds unearned)
- 65.7% of $3,520.00 = $2,312.64 (Unearned Title IV funds)
- Amount ASHS repays to the lender = $2,312.64
The funds must be paid back to the federal loan programs in the following order:
- Federal Unsubsidized Stafford Loan
- Federal Perkins Loan
- Federal GradPLUS Loan
An online student who withdraws from a class in the quarter (but does not exit the program) will be subject to the following refund policy:
|Student withdraws from a class between calendar days 1 - 7 or the quarter
|100% refund
|Student withdraws from a class between calendar days 8 - 14
|50% refund
|Student withdraws from a class after the 14th calendar day of the quarter or thereafter
|0% refund
Requirements for Return of Tuition Assistance (TA) Funds
- All Tuition Assistance (TA) Funds will be returned directly to the military service, not to the service member
- Up to the start date, 100% of all Tuition Assistance (TA) funds will be returned to the appropriate military service when the service member fails to: begin attendance, start a course (regardless if the student starts other courses), or the course is cancelled.
- All Tuition Assistance (TA) funds will be returned according to the university's institutional refund policy.
A committee comprising of the Dean of the applicable school, the university CFO, and Vice President of Student Services will determine the appropriate actions needed when a Service member ceases his/her attendance due to a military service obligation. This decision will take into consideration the unique circumstances for each individual Service member, with the goal of no student debt for the returned portion.
Private Education Loan Applicant Self-Certification
Please read and follow the instructions on the Private Education Loan Applicant Self-Certification and complete the form accordingly.
ONLINE FINANCIAL AID BUDGET - 2014-15 academic year
|$495 per credit
|$390 per credit
|$495 per credit
|$1,299 (for INCOMING only)
|$1,299 (for INCOMING only)
|$1,299 (for INCOMING only)
|$56 per credit
|$56 per credit
|$56 per credit
|$165 per quarter
|$165 per quarter
|$165 per quarter
Margaret McNamara Memorial Fund (added 8/22/14)
Education Portal - Academic Scholarships for Graduate Level (added 9/10/14)
Mesothelioma Cancer Alliance Scholarship (added 11/18/14)
Return to Student Financial Services