text:
I don't have but 3 hives. I keep a journal (not a diary) listing date and what was done. I generally just bring enough stuff, or leave it at the site, to do what needs to be done at the time I notice it. The dated journal is nice so I can figure out what happened when last year. I make a seperate page when I am messing with making queens.
What would be easier and quicker (than using an 'ID card" for each hive), would be to place a barcode sticker (serial #) on each hive. Develop a (or incorporate into an existing) mobile app that begins each inspection with a scan of the barcode by your phone's (or tablet's) camera.
I would suggest contacting the developer with such a request.
HiveTasks Software for beekeepers
That's the wonder of most open source/privately developed software. You can say "Hey, this would be great!" and they very well might agree with you and update the software with that feature.
I use and ICAM extreme. A pair of sunglasses with a video camera built into them. The camera is right between the eyes and takes great video and audio. I then go back to my computer and download it and save it and can refer to it whenever I need to. The video records wherever I am looking. Works well for me.
Sorry forgot to say that they also come with a set of clear lenses. Easier to see things with.
gm. I guess my recall must not be as good as yours. Next year when I look back or try to think back about what I did that worked and didn't work I can look at the video. Takes 5 minutes to hook up and down load. Some of us just aren't as smart as others. Especially us that are fairly new to this game. Like I said, before works well for me. Not trying to push it on anyone.
Luv2beekeep, it is a perfectly good use of technology.
Brian Cardinal
Zone 5a, Practicing non-intervention beekeeping
Well if it works for you....... Its funny how we want to get back to nature, and then spend time screwing with technology. It just seemed to me if you were sharp enough to come up with an idea like that and make them work you would be sharp enough to remember how to work your bees!
I'm building an iPhone/iPad app that can do the following:
1) Take an updated picture of your hive and also allow you to tag pictures to a hive inspection (you will need to take the device to the yard to take pictures).
2) Type notes on the progress of the hive (you can do this at your home...this is not meant to be done in the yard, but you can do it in the yard if you want).
3) Complete bulk tasks to multiple hives.
4) Update the hive status - number of frames of brood, pollen, honey etc. (this is meant to show the current status of your hive).
Moving hives is also on my list and hopefully should be done in about a month.
The data is stored in the cloud and you don't have to worry about losing any of it. Please send me a private message with your email if you want to be a beta tester (beta testers try out the app and give me feedback).


text: Adorable and practical, our Piggy Bank is the fun way for kids to learn the value of saving and for adults to consolidate their pocket change. The bank has a slot in the top for coins and can be emptied through the bottom covered opening. It makes a charming gift or stocking stuffer for kids of all ages.

subset: commoncrawl


text:
Shola Ameobi scored on the hour as Newcastle drew with Portuguese side Pacos.
Sean Dyche has heaped praise on the Manchester United loanee Michael Keane following his second half introduction for the injured Michael Duff during Saturdays' win at the Britannia Stadium.
Nacer Chadli was a noticeable absentee on Sunday as Tottenham travelled to the KC Stadium to take on Hull in game week twelve as Pochettino confirmed his squad was without nine first members including the suspended Kyle Naughton.
Eric Dier continued his fantasy slump with a negative score in Tottenham's win at Hull.
Stevan Jovetic scored his first goal since August as Manchester City came from behind to beat Swansea.
Mile Jedinak was on the score-sheet once again as Crystal Palace came from behind to shock Liverpool at Selhurst Park.
Harry Kane scored again to spark the Tottenham comeback against Hull City in Week 12.
Alex Song was one of a number of key West Ham first team members to miss the defeat at Goodison Park on Saturday but the club remain confident their Cameroonian midfielder could return in time to face Newcastle in game week thirteen.
Nathaniel Clyne denied Aston Villa a much-needed win as his late goal rescued a point for a disappointing Southampton side.
Gabriel Agbonlahor scored for Aston Villa as they picked up an unexpected point against Southampton in the Monday night Premier League clash.
Wojciech Szczesny suffered a double whammy on Saturday as the goalkeeper was not only taken out by his own defender resulting in the opening goal at home to Manchester United but the injury forced the Polish international off with less than 15 minutes gone in the second half.
Roberto Martinez will be happy his Everton side were able to come away with all three points this weekend as his injury-ravaged squad were just able to edge out West Ham at Goodison Park.


text:
Francis Parker guard Dalante Dunklin slices through the lane past La Costa Canyon defenders
Posted January 20, 2012
Password Forgot?
Sign in
Confirm password
Sign up
Previous photo
| Next photo
| Switch to gallery view
Garrett Harris 10 a.m., Nov. 28
Brandon Hernández 9 a.m., Nov. 28
Liz Swain 8:30 a.m., Nov. 28
Walter Mencken 11 a.m., Nov. 27
Brandon Hernández 9 a.m., Nov. 27
Dave Rice 8:30 a.m., Nov. 27
Terry Hertzler 9 p.m., Nov. 26
© 2014 San Diego Reader. All rights reserved. No part of this site may be reproduced without our written permission.
Each newsletter subscriptionmeans another chance to win!


text:
Hello Everyone and welcome! Money affects every aspect of our lives, doesn't matter whether it is in your personal or professional life, finance is there in some capacity. Being able to navigate your way around the financial world is actually quite important even in our daily lives. You need not be an expert but if you know the basics, you can improve your financial situation. If you have any great tips, feel free to share them.
Outsourcing Business Bookkeeping Makes Financial Sense
There are 2 ways of bookkeeping, either do it yourself or hire a specialist to do it for you. Either way, it really is essential that your books are accurate and kept up to date. Unless you already have experience of accounting or bookkeeping, I would recommend you hire someone who knows what they are …View full post
The Financial Ombudsman Is There To Help
In the UK the financial ombudsman is there to handle complaints both by individuals and businesses against financial institutions where a solution cannot be found between the parties involved. It is virtually unheard of in other parts of the world so is therefore pretty unique to Great Britain. It is quite simple to make a …View full post
How A Business In The UK Can Recover Debt
If you own a business in the UK, eventually you will have to deal with debt recovery. You will have some customers that may have problems paying their bills. Sometimes you have a few customers who just do not pay attention to paying their bills, and they start to avoid you. What can you do …View full post
There Are Different Types Of Mortgage
There are lots of kinds of mortgages readily available to our home buyer, and along with various mortgage items, there are various ways in which interest on the home loan is computed and paid back. It can be extremely complexed and tough to choose which mortgage finest matches a home purchaser's certain financial scenarios. The …View full post
Make Sure You Have A Properly Drawn Up Lease
Being able to understand what makes a particular property valuable and having the ability to estimate the approximate value of that property will give you the opportunity to make a profitable investment. Over the last few years, there has been a rise in the approach of purchasing a building that is structurally sound but requires …View full post
Nov 21
Outsourcing Business Bookkeeping Makes Financial Sense
There are 2 ways of bookkeeping, either do it yourself or hire a specialist to do it for you. Either way, it really is essential that your books are accurate and kept up to date. Unless you already have experience of accounting or bookkeeping, I would recommend you hire someone who knows what they are doing.
One of the primary advantages of outsourcing the bookkeeping is that it is very cost effective. The beauty of this system is that you are not paying for a fulltime employee or spending your own valuable time doing it yourself, you only pay for the time spent doing your books. The thing is, most people might think of contracting out work with exploitation of workers from emerging markets, however, this is not the case, if you are using a UK based accounting firm, they will only be employing people who are familiar with British accounting and tax regulations. It is therefore good practice to make use of one of these excellent firms.
If you do not already have information on a British accounting firm, you can find out about them online. There are plenty to choose from and whether you are a single trader or a firm who employs several thousand people, there is a great bookkeeping firm to help you. There are a variety of firms out there to help you, they can offer a variety of services from simple bookkeeping to payroll to taxation and virtually everything else to do with business accounting. How much you will be charged depends very much on the services you decide to choose.
If you can, try to get some recommendations from friends or acquaintances as word of mouth is actually the best way of finding great services. If you can't, spend some time researching firms that you think you might like to use, look at it as an interview and see what their strengths and weaknesses are before you decide. Try to narrow your choices down to about 4 and go from there.
You can find out a great deal online and you can read reviews from current or past customers. Try to keep an open mind and use your own judgement. Remember that any firm worth its salt will be happy to provide you with satisfied customers. If you wish to be really thorough, you can go through the Financial Ombudsman to see whether there have been any complaints and whether they were upheld or not.
Most good bookkeeping firms will be straight with you as to how they hire their staff and whether they will be using foreign outworkers. However, it is always a good idea to ask so that you know how they operate. Some companies will offer a free 20 minute consultation for new customers, this can be a very useful way of finding out for yourself whether this is the right firm for you to trust with your business's books.
The accounting part is just one aspect of business bookkeeping however, it is one of the most important because without having all the right information to keep the accounts, you will not know how much tax will need to be paid, how much tax relief your business is entitled to and also whether you have made a profit or a loss.
Small to medium sized businesses who do not need the services of a large accountancy firm could find the right solution with a specialist bookkeeping firm. These smaller firms are still able to ensure that your business accounts are kept in order, make sure that your tax bill is correct and see to it that staff payslips are done on time. By outsourcing you are saving your business both time and money. Finding the right firm to look after your accounts will give you the time to get on with your own work. It also gives you the confidence to know that you will not be having trouble with HMRC.
Oct 28
The Financial Ombudsman Is There To Help
In the UK the financial ombudsman is there to handle complaints both by individuals and businesses against financial institutions where a solution cannot be found between the parties involved. It is virtually unheard of in other parts of the world so is therefore pretty unique to Great Britain.
It is quite simple to make a complaint to the financial ombudsman, you can do this by calling the helpline, writing a letter or via their website. It is free to contact them and they have a neutral stance on financial matters so you know that if your case is taken on, it will be handled fairly.
Before making a complaint, it is very important to be both responsible and fair. Make sure that you have given the bank a chance to investigate your complaint and offer a resolution before taking it to the ombudsman. It is often noted that complaints occur due to misunderstandings which can be resolved if the bank has a chance to address your concerns.
Many financial complaints are due to minor errors which when pointed out are sorted to both parties satisfactorily however, if you find that this is not the case and you can show that you have offered the financial institution every opportunity to fix the problem, the ombudsman should be able to offer resolution. If you make phone calls to the bank, make a note of the time and who you spoke with. Get a proof of postage if you write and keep emails for future reference. This is all proof that you have afforded the business an opportunity to make right your grievance.
When making a complaint to the business in question, make it as factual and detailed as possible. Put it in writing and keep a copy. If you are not comfortable writing formal letters, get some help from family or friends or an organisation like the Citizens Advice. If you are making your complaint by phone, make a list of the points you want to make and be sure to get the name of the person you speak to, write it down so you have a record. Try not to get annoyed, keep your cool, be polite and remain calm. You will get a lot further than if you lose the rag and start being abusive towards the employee who is not actually responsible for your complaint, do try to remember that point!
However you make your complaint, make sure that you have essential information such as your policy or account number, your customer reference or any other details that are individual to you and will help identify you with the business. Have copies of documents to back up your grievance so that these can be taken into account. Don't expect a miracle solution, it takes time for the business to investigate your particular situation and most will be keen to resolve the matter quickly and without fuss. The business has actually got 8 weeks to resolve your grievance before you can take it to the ombudsman so make sure you use this time wisely and productively.
In some circumstances you can approach the ombudsman directly, if for instance you do not know who to approach in the financial institution. The financial ombudsman will be able to contact the right person on your behalf but this is a rare occurrence and should not be your first port of call.
The financial ombudsman has the power to decide whether or not a financial institution has handled your complaint properly or not and will if necessary, force the business in question to put right what it has done wrong. This is the main reason why it is so important to have as much in the way of facts and data before approaching them so that you have the proof that your complaint has not been taken seriously enough.
Oct 10
How A Business In The UK Can Recover Debt
If you own a business in the UK, eventually you will have to deal with debt recovery. You will have some customers that may have problems paying their bills. Sometimes you have a few customers who just do not pay attention to paying their bills, and they start to avoid you. What can you do about them? There are some options that you can take when you are trying to recover debt from delinquent accounts.
It is always good to keep communications open so that you are aware of what your customer's financial situation is. This does not mean that you just write off small debts because those can add up and eat into your profits. For larger debts, you should be proactive and find out what the customer has not paid. If the debt was due to a dispute over products that you had delivered, the dispute must be resolved first. If the client has a problem with cash flow, you can work with them to develop a payment plan where you can collect partial payment on a set schedule.
You should always be diplomatic when you approach a customer for payment. You want to explain the steps that you will take to collect the money before you take any legal action. See if any agreements can be reached. Keep in mind, however, that you should always protect your bottom line. Customers who are worth keeping are the ones who respect their suppliers enough to pay their bills on time. The customers who do not put first priority in their payment to their suppliers may not be the best customers to keep.
Assess your business' current financial situation. If you can reschedule partial payment of the debt, at least you can recover some money and still preserve the good relationship with your customers. This also depend if the customer's financial problems are temporary. If the problem appears to get bigger and bigger, you may need to take further action.
When negotiating a payment schedule, you are in a better position if the customer still values your goods and services. You will also have a stronger position if each business transaction is backed by a clear set of terms and conditions. For example, if you are the supplier of certain goods, there may be clause that says you are entitled to remain the owner of the merchandise until you receive full payment. If the customer wants to avoid bad publicity from the possibility of your taking legal action against them, they will be more willing to negotiate with you. They know that if you take action and it leads to their filing for bankruptcy, it will impact their ability to get credit in the future.
You are entitled to collect interest on any overdue debt. A credit period and interest rate should be spelled out in your contract. The Late Payment Of Commercial Debts Act of 1998 allows you to charge interest at the base rate set by the Bank of England plus 8% from the end of a 30-day credit period. The base rate is adjusted every six months.
Legislation also allows you to collect on "reasonable debt recovery costs" if you incur them in your attempt to collect on overdue debts. However, this is usually enforced only if the case reaches the courts. If you do plan to charge interest and recovery costs on overdue debts, the best thing for you to do is to clearly have this written in your statement of terms and conditions, on your invoices, customer statements, and any financial document that you send to your customers.
You can use a solicitor to collect the debt for you. A lot of times, customers pay up more promptly if a solicitor comes knocking on their door. Solicitors deal with a high volume of debt collection and know how to go about this efficiently.
You can also use a reputable debt collection agency to help you collect overdue debts. A debt collector will handle the collection only if there is no dispute over the amount owed. They are effective in pursuing late payments.
You can use a factoring company to collect debt. This is where you can get partial payment of the debt from the factoring company when the customer is invoiced, then get the balance when the debt is collected. The factoring company collects payment directly from the customer. This is an option only if the debt is not disputed.
For their services, third party debt collectors will charge you a percentage of the total debt collected. That is the cost of your debt collection.
Before you sign a contract with a third party debt collector, ask about their approach. You would not want to alienate your customers by sending out someone who practices aggressive debt collection techniques. Legitimate agencies should be registered with the Credit Services Association. Make sure that you only use firms with an ethical reputation because you still have to protect the integrity of your brand.
Sep 24
There Are Different Types Of Mortgage
There are lots of kinds of mortgages readily available to our home buyer, and along with various mortgage items, there are various ways in which interest on the home loan is computed and paid back. It can be extremely complexed and tough to choose which mortgage finest matches a home purchaser's certain financial scenarios. The kind of mortgage that will be most suitable will likewise depend upon your home buyer's future plans for the home; whether they mean to sell within a brief period of time, whether they plan to rent out the property (most standard home loans do not permit the home owner to lease the home and so a specific mortgage for property managers is required).
Lots of people choose to obtain a fixed rate home loan so that the interest rate is dealt with at a particular portion of the loan for the entire length of the home loan period. This makes sure that the borrow understands precisely what he or she must pay each month and it is much easier to budget for the home loan repayments. This kind of home loan is therefore the most popular for this reason and about 75 % of all home loans taken out are dealt with rate type mortgages. The mortgage period can be ten years, fifteen years and even thirty years. The advantage of this type of loan is that the borrower knows precisely what she or he have to pay back monthly for the set period. The disadvantage is that these kinds of home loans typically have a higher interest rate than other home loan products and because the interest rate is repaired for a set variety of years, if because time the interest rate goes down, the home owner is stuck making higher payments than might be offered with other home loan items.
An Adjustable Rate Mortgage or ARM normally has a set time period at the start of the loan ( normally a year or two) when the interest rate is repaired and often at a lower rate than the current market rate of interest. Nevertheless after this period the interest rate changes with the market rate therefore repayments after the initial introductory period will certainly be higher. With a one year adjustable rate home loan, the interest rate modifications each year after the initial fixed rate duration. This type of home loan brings a lot more risk as the borrower does not know from one year to other exactly what the interest rate will be and as a result exactly what his/her monthly payments will be. This makes budgeting for the mortgage payments much harder. Since this kind of home loan lugs an extra danger, our home purchaser can usually borrow more money and so pay for a more expensive residence. Frequently caps are put in place so that the rate of interest can not go up or down outdoors particular parameters. There are also 3 and five-year adjustable rate mortgages.
For those considering reselling or refinancing within a brief period of time, a two-step mortgage might be a much better alternative. This type of mortgage has a fixed interest rate for the preliminary stage of the loan and afterwards another rate of interest for the remainder of the loan period. The interest payable will certainly be identified by the present market rates and so the home purchaser runs the risk of the interest rate going up after the initial fixed duration. But if the obtain is planning on selling the home before this change date then this might be a great alternative to secure a home loan at a low rate of interest.
House purchasers can likewise decide to opt for an interest just mortgage where she or he only pays back the interest on the loan monthly. The concept loan amount is not paid back at all throughout the home loan period therefore when the home loan ends, the borrower still owes the full capital quantity of the loan. This has the advantage of lower regular monthly repayments, nevertheless at the end of the mortgage period, the property owner have to discover a way to repay the original loan quantity, normally with the methods of some financial investment item such as life insurance or an endowment policy. Nevertheless, if the investment item has actually not performed well or the marketplace as a whole has actually suffered, the property owner could not get enough funds from the financial investment vehicle to repay the loan. This held true with lots of peep mis-sold endowment policies in the 1980's and 1990's. Generally borrowers are offered the alternative to have an interest just mortgage plan for a set period at the start of the loan however then after this time, the home owner have to begin repaying the concept loan as well as the interest and so repayments will rise steeply. Generally this type of mortgage has a greater interest rate than a conventional payment mortgage because of the interest just period at the start.
Sep 02
Make Sure You Have A Properly Drawn Up Lease
Being able to understand what makes a particular property valuable and having the ability to estimate the approximate value of that property will give you the opportunity to make a profitable investment. Over the last few years, there has been a rise in the approach of purchasing a building that is structurally sound but requires a bit of TLC and a bit of landscaping. This is a great way of buying a relatively cheap property to do up and either sell on or rent out. However, commercial property is not quite so straightforward.
For example, take 2 commercial buildings which were built at the same time, in the same area and have virtually the same features. You would think that they were worth a similar amount of money but you could be mistaken. One key factor will determine a difference in value and that is, the lease or leases. Landlords who have experience in renting properties will know how important it is to attract and keep good tenants and avoid or ditch the bad ones. With commercial premises just having a good tenant is not really enough. Commercial properties will actually have several different types of leases for each tenant and this one feature can have a huge effect on the value of the property.
One of the main reasons an investor will choose commercial premises over residential premises is down to the types of lease that can be offered. Residential properties will have fairly standard leases whereby the tenant has many rights. Commercial properties on the other hand have very different leases which are far more complex and individualised. For instance, if the tenant is renting commercial space to use as a clothing store, they will require a certain amount of floor space which will have been accurately measured for the lease and they will also want a access to a certain amount of car parking space outside the building. The clothing store will be responsible for their own equipment, decoration, cleaning and so on. Often, depending upon the lease, they will also be responsible for repairs and maintenance, unlike a residential property where the landlord is legally responsible for the upkeep of the building.
On the subject of leases, it is very important for an investor to appreciate the importance of having a very good lease agreement drawn up. An investor buys property to make a profit and the more money the property can make, the more it will be worth. That being the case means that a regular steady income has to be in place at all times but this needs to be offset by the amount of direct management that is required so you need to do your sums well beforehand. Be aware that the length of lease can become a major factor particularly if you have a poor quality tenant. Commercial property leases normally include a right to renew with the same terms or terms which have been modified and agreed in advance. This can be a double edged sword, on the plus side, a valuable tenant who does not want to or can't relocate can be able to remain in place following a negotiation in terms and rent. On the down side, a not so good tenant can be difficult to dislodge and a group of poor tenants can reduce the value of your building.
When looking for a new property to purchase or plans to rent out space in an existing commercial property, remember that the most profitable leases are not necessarily those that are paying the most. A tenant who pays a high rate but only has a short time left on their lease and does not intend to renew is not nearly as valuable as a long term tenant who pays less. Another thing worth mentioning here is subleasing, this can be useful but you need to know all the details and be aware of what is going on so that you can retain at least a modicum of control over our own building as the tenant doing the subleasing may not be as experienced in property leasing and management.
Make sure you have the leases drawn up by a specialist lawyer and make sure that you read them properly before using them. Retaining a good solicitor could save you a great deal of time, trouble and money in the long term so choose one carefully. Remember that the lease is a legal document so you need to be aware of everything that is in it and what your responsibilities are. Make sure that it includes the specific amount of security deposit, whether it is returnable when the lease expires and also how much can be deducted for repairs or damage. This is important as it can weed out poor quality tenants as well as giving the tenant the incentive to look after the property or part of the property that they are renting. Take a look at the lease from the worst possible case, if a tenant's business goes bust, is there any protection for you as the landlord to get your rent money? Having your solicitor draw up a lease that suits your needs and that is fair to your tenant will give you the best possible chance of getting a good return on your investment.
Jul 31
At Last, Schools Are Teaching Finance
I have been of the opinion, since my own schooldays, that youngsters need to be taught about money and finances. When I was in school we were not given any lessons in managing money, dealing with bank accounts, taxation or anything even vaguely useful regarding this area with the result that I was very ignorant where finance was concerened. Of course, like everyone else, I knew how to spend it but I earning and keeping hold of it was a whole new experience. With the aftermath of the financial crisis, it is more important than ever that young people are given the information and tools to prepare for life in adulthood and that includes being savvy with money. The students of today will be the decision makers of tomorrow so learning about finances will inevitably help them make good decisions in the future.
"Spend a little, save a little, life will be OK." Manal Chaib, 13, reads out her "money promise" tweet to the rest of the class. "I want to spend so bad," reads out another pupil.
A year-eight class at Heartlands High School in north London get a taste of lessons in the English national curriculum when secondary schools return from the summer break. With the introduction of financial education, 11- to 16-year-olds will solve money related maths problems and learn about public finances, pensions and how to budget.
In the wake of the debt-fuelled financial crisis charities lobbied hard for this change. In the classroom at Heartlands High School, pupils have mixed feelings.
"It's probably as important as English and business studies," says Karim Blake.
Chaib is worried about too much focus on saving. "We are teenagers. We should be able to spend on what we want. You should start worrying when you are 16 … I don't want to get: 'You are going to have a rubbish future.'"
Gabby Urbonaviciute is also unsure. "If it was for the whole time, I think it would get boring. Today is fun. Two lessons but not more than that," she says while filling in a quiz on which celebrity spender she is most like – from "super saver" J K Rowling to "spenderholic" Mike Tyson.
This workshop is being run by MyBnk. Set up in 2007 it has so far helped 80,000 children with lessons on the difference between "needs and wants", how to save, public spending, banking and enterprise.
Founder Lily Lapenna started the charity after working in international development in Africa and Asia. When she returned to London it was the calm before the great financial storm but Lapenna was already nervous about the build-up of personal debt.
"Credit flowed quickly and easily – overdrafts, credit cards and mortgages. Many of my friends were in debt but living fabulously without a clue of what APR meant nor how it impacted them," she says, referring to the annual percentage rate (APR) measure of how much it costs to borrow money. "Something didn't feel right. Sure, we could pay our monthly bills, but what if we lost our job, what would we do if our boiler packed up?"
She started classes for schoolchildren and since the onset of the financial crisis, demand for MyBnk's sessions has soared. "We need to teach students to manage money. That was not the prevailing attitude pre-crash where thoughts were, they will learn from their parents," says Lapenna. Click here to read on
Further information
4 essential finance lessons for your children
Jul 16
A Simple Guide To Personal Finance
When we are attempting to understand Individual Finance, the best thing to do is to understand exactly what Personal Finance is not.
Many people believe that bookkeeping and personal finance are the same, however Personal Finance is NOT Bookkeeping.
On the surface they might seem the very same; they both have something to do with cash. However, the definitions will assist us better comprehend the differences.
Based upon this meaning, we see that accounting is the process of analyzing and tape-recording what you have actually currently done with your money.
This is why having an chartered accountant is generally not enough when it pertains to your individual finances.
Accounting professionals normally don't issue themselves with personal finance (there are some exceptions to this rule). Unless your accountant is also a monetary advisor or coach, he or she will likely simply look at what you have done with your money at the end of the year and supply you with a report of their analysis.
This report is typically your tax return; what you owe the government or exactly what the government owes you.
Very seldom does the accountant offer an individual with a Balance Sheet or Earnings Statement or a Net worth statement; all very helpful devices that are required to successfully manage your individual finances.
Personal Finance is taking a look at your financial resources from a more pro-active and goal oriented viewpoint. This is what supplies the accountants with something to tape, validate and assess.
Consumers, business firms, and governments typically do not have the funds they need to make purchases or conduct their operations, while savers and investors have funds that could make interest or dividends if put to efficient use. Finance is the process of carrying funds from savers to users in the form of credit, loans, or invested capital through firms including banks, developing societies as well as other non-profit companies such as cooperative credit union. Finance can be divided into three broad locations: company, individual and public finance. All 3 include creating budgets and handling funds for the optimal outcomes".
Individual Finance Simplified
By understanding the definition of "finance" we can break our " individual finance" down into 3 easy activities:-.
1. The procedure of raising funds or capital for any kind of expenditure = Generating an Income.
A Business gets money through the sale of their services and products. This is labeled " profits" or " earnings". Some businesses will likewise invest a portion of their income to create even more earnings (interest income).
An individual acquires cash through employment either for their own business or working for someone else. This money is termed income.
A Government gets money with taxes that we pay. This is among the primary means that the government produces an income that is then made use of to construct facilities like roads, bridges, schools, medical facilities etc for our cities.
2. Using our cash to make purchases = Spending Money.
Just how much we spend relative to how much we make is exactly what makes the difference between having maximum lead to our individual financial resources. Making good spending decisions is important to attaining monetary wealth – despite just how much you make.
3. Getting maximum outcomes = Keeping as much of our money as possible.
It's not just how much you earn that matters – its how much you keep that actually matters when it concerns your individual financial resources.
This is the part of personal finance that virtually everyone discovers the most challenging.
Often people who make huge incomes (six figures or more) likewise tend to spend just as much (or even more) meanings they put themselves in debt which debt begins to accrue interest. Eventually that debt can begin to grow exponentially and can damage any hope they would have needed to accomplishing wealth.
Individual Finance made easy.
Personal Finance does not have to be complex if you keep this simple formula in mind:.
INCOME – SPENDING = What you have left over.
For Optimal Outcomes you just have to make more than exactly what you invest and invest less than exactly what you make so you can keep more for you and your household!
If you are not actively working to an optimum result you will by default get less than optimal results.
It truly is that easy!
Now that you understand individual finance and WHAT you have to do, the next step is finding out HOW to do this!
The very best means to start is by following these 3 easy steps:-.
1. Knowing what you want to achieve will help you choose a pathway and give you incentive to do more to get what you want.
2. Have a strategy – that you can follow that will get you to your goals. Knowing how you will accomplish your goals in a step by step plan is invaluable. Sometimes this is much easier with the help of an consultant or a financial coach.
3. Use tools and resources – that will assist you to stick to your strategy and not become sidetracked by the things in life that might limit our incomes and make us spend more than we should. Do not try and work all of it out in your head! You will certainly end up with a large headache and your financial resources will certainly turned into one massive dark fog!


text:
Who Shot Rock & Roll: The Film accompanies the photo exhibit of the same name. The short documentary focuses on the work of the show's nine featured photographers with original interviews and hundreds more rock & roll images. One of the interviewees, Mary McCartney, discusses her mother Linda's body of work. Watch a 3-minute clip of Mary talking about her mother's photos of Paul McCartney, Jimi Hendrix, Janis Joplin and many others above. A young Mary even makes an appearance in one of the photos she discusses.
Thursday, July 26th, 2012
Anonymous replied on Permalink
Does anyone know what songs
Does anyone know what songs are used in this video.


text:
Vineet Jain's Zoom Holi P...
Forever Holi songs
Holi: Celebrations Across...
Best of Vineet Jain's Hol...
Vineet Jain's Holi Party ...
42nd American Music Award...
Virat launches fashion li...
Hottest TV actresses
Sportsmen-actresses love ...
Celebs accused of shoplif...
Red carpet shocks of all ...
Arpita Khan-Aayush Sharma's wedding reception
Arpita Khan's wedding
Divas in sheer ensembles
50 Hottest South Sirens
Expensive weddings in the world
Highest paid TV actors
42nd American Music Awards: Red Carpet
Stars with adopted kids
Expensive Celebrity Homes
Movies' first look
Celebs' 'Twitpics'
Bold acts in B'wood!
Celebrity FB Pics
Bigg Boss 8: Sneak Peek
Horribly funny pics of animals
Katrina Kaif's Portfolio Pics
Indian-origin hotties in the West
B-town celebs' candid pics
Celebs' oops moment!
Celebrity photoshoots
Porn stars who went mainstream
Celebs caught braless
Celebs' hush-hush weddings


text:
Installing home security can be kind of a pricey endeavor, but it certainly doesn't have to be. Over the years, there have been a variety of webcams, allowing users to get a glimpse of their home from anywhere there's a web connection. Very few can claim to be as easy (or as cheap) as the Dropcam HD.
The Dropcam HD is a new web camera that promises 720p H.264 video using AES 256-bit encryption, as well as automated night vision and email alerts. All of those goodies come with the camera's $149 hardware price. If you don't find yourself peeking in every three seconds (or don't want to), Dropcam also offers a cloud-based storage. For $9.95 per month, the Plus plan provides 7 days of storage, with a Pro version offering 30 days' worth of full-motion video for $29.95.
The Dropcam HD has an installation that's as easy as advertised. The camera itself is tiny—not so small that it's easy to hide, though. That said, it shouldn't take up too much space, making it easy to place and move around, as needed. It also offers mounting options, for a fixed solution.
Before you start placing and staring, though, you'll need to get the camera on your home network. The Dropcam HD doesn't offer any type of hardwired Ethernet setup, which is just fine. It's a WiFi camera, making it even easier to place and move about. All of the necessary software is stored on the actual camera. Hook it to a Mac or PC with the included USB cable, and the camera's yellow light will flash and launch setup software.
Setup involves creating a Dropcam account, with a user name, password and email address. You'll also need to supply your WiFi password, assuming you have one of those (right?). Once those "chores" are complete, all that's left is placing the Dropcam wherever you want it. It does need to be near an outlet, since the Dropcam HD doesn't have any type of battery power. Otherwise, the world (or the home) is pretty much your oyster.
It's important to note that the Dropcam HD offers two viewing options. Users can peek through a computer or the free Dropcam app, which is available for iPhone and Android devices. Both were very easy to use, and offered access to alerts and two-way audio. For panning and some of the tweaks, however, you'll need the computer.
I started with the Dropcam HD in my 5-year-old's room. Once bedtime passes, it always sounds like major construction is going on up there, so it was nice to get a glimpse at just what the heck was going on. The Dropcam HD does provide a very nice peek, but not exactly the type of quality you'd expect with something labeled "HD." I could see my kid with his devil eyes from the night vision, but sometimes it was hard to make out exactly which toys he was playing with. That said, I did know he wasn't sleeping, and that was the point.
Actual video is pretty seamless, with a few seconds of delay. The on-screen interface provided a decent view of his loft bed, with panning features offering a slightly more localized view. There are no zooming or tilting features, so overall, what you see is pretty much what you get. In other words, if he plans to get up and do any of the aforementioned construction, I'm not actually going to be able to see it.
What's more important, though: Seeing or supervising? The Dropcam HD offers a 2-way audio feature, which means I could instruct my son to lay down or wish him a final goodnight. On the receiving end, the Dropcam HD sounds pretty good. Listening in, however, he sounded a lot like one of the adults on the Peanuts cartoons ("wah-wah-wah-wah"). I could make out his words here and there, but it was pretty muffled overall.
Moving the camera to the living room offered a slightly wider image, but not by much. The couch was pretty much the main focus, with no options to go for a wider shot. Despite being in an area that gets more natural (and not-so-natural) light, the Dropcam HD still performed about the same as upstairs. During daylight hours, the dog laying on the couch looked fine. At night, the dog laying on the couch looked like a possum on the couch. It was hard to make out what type of animal was there, but there was something.
Alerts worked fairly well for the most part. I knew when the dog was jumping on the couch and jumping off. Once in a while, I'd get an email that something was going on in my son's room when he wasn't even on that floor. It could have been ghosts, but we live in sort of a windy area, so I'll blame it on that. Just don't jump to freak out if you get a random alert. It doesn't always mean that burglars are afoot.
So what type of price do you want to put on security? If it's not that much, think about getting the Dropcam HD. The company should really consider dropping that HD part, because it would make this seem like such a better product. The image is decent, but isn't going to rival your TV. That said, for $149, it's a nice solution for those looking for a single-room solution that's easy to set up and use.
Want to get a little peek at the quality of images that were caught on camera? Check out the Dropcam HD Review slideshow.
Dropcam HD
Check out our recommendations for the season's best new TVs for home theater, living room or anywhere.
Home automation system helps wounded war veteran live more comfortably.
Check out our recommendations for the season's best new TVs for home theater, living room or anywhere.


text:
Sign up today for FREE and become part of The Family Handyman community of DIYers.
Source:MonkeySee.com - Home
In this video, Andersen Windows' Brian Gunderson shows you how easy it is to convert older double hung windows to new, more energy efficient windows using a pre-ordered conversion kit to replace older windows with more energy efficient technology.
In this introduction video you will learn more about how to select energy efficient windows.
In this video, Andersen Windows' Brian Gunderson talks about the numbers behind energy efficient windows. Numbers can get confusing. Here you'll learn about rating systems for windows and doors and what you should look for when choosing energy efficient window and door products.
Bring pizazz, sophistication, comfort, and privacy to your bathroom with the purchase of bathroom window treatments suited to your decor and personal style.
Refresh your old double-hung windows or add a touch of class to your casement windows by making your own window stools. It's easy—just follow these four steps.
Learn how to fix common casement window problems. Free up a sticking window, replace a broken crank operator or sagging hinge, even replace an entire sash. Repairs are simple, and a lot cheaper than replacing the whole window.
We'll walk through the steps needed to install a bow window, which will give your room a lot of natural light and a spacious feel. The new window will also update the look of your house. Framing and installing the new window may seem like a daunting task, but if you're an ambitious do-it-yourselfer, you can handle the job successfully by following our detailed instructions and how-to photos.
If you have hard to open casement windows, follow these simple steps and make your windows crank open and shut like they did when they were new.
Get timely DIY projects for your home and yard,
plus a dream project for your wish list!
Please enter valid E-Mail Address
The Site Map has a complete listing of our categories.


text:
December 18, 2013
Updated: GPU render engine gets speed boosts, instancing and SSS; also physical sky and Z-clipping. Read More »
Hang out in Hollywood with key Insomniac art staff at a free two-hour session on Thursday 4 December. Read more »
November 25, 2014
New Bullet constraints, new Match Perspective tool, new version numbering - and new lower price. Read more »
Recreate the creature in Mudbox and Maya with Treyarch character artist Peter Zoppi's full five-hour guide. Read more »
Now shipping. Low-cost editing and VFX app gets camera projection, plus over 130 bundled plugins. Read more »
The man behind DC Comics' iconic collectibles explains how Gnomon helped him to a career in CG. Read more »
November 21, 2014
© CG Channel Inc. All Rights. Privacy Policy.
CG Channel is part of the Gnomon group of companies:


text:
Futari wa Milky Holmes Episode 10
Category: Tantei Opera Milky Holmes
- Download Futari wa Milky Holmes Episode 10 with new episodes added weekly.
- Check out our Anime/Manga Cosplay website - for all anime/manga fans!
|Video not playing? Click here and clear your browser cache, it can solve 95% of the video loading problem.
Version 1 Version 2


text:
promotional discount applied. Cart total will reflect savings.
Buy 2 or more, each at $11.11 Buy 3 or more, each at $10.87 Buy 6 or more, each at $10.50
Quantity discount will reflect in cart.
Sometimes, manufacturers require that products be advertised only at their suggested prices.
When we choose to sell these items for less, we display the sale price only in the cart. To see the price, click Add to Cart.
One-time delivery
Save 15% with Auto Ship
Deliver Every:
2 Weeks
3 Weeks
4 Weeks
5 Weeks
6 Weeks
7 Weeks
8 Weeks
1 Month
2 Months
3 Months
6 Months
Doggie Box
Now: $36.12
Kyjen Ginormous Hide a Squirrel Dog Toy
Now: $21.15
Kyjen Hide-A-Toy Replacement 3-pack
Starting from: $6.69
Kyjen Hide-A-Toy Dog Toy
Starting from: $12.35
Kyjen I-Qube Dog Toy
Starting from: $9.25
Product Summary:
Multipet Look Who's Talking Dog Toy
Starting from: $5.85
Outward Hound QR Dog Back Pack
Starting at: $12.49
KONG Safari Braidz Dog Toy
Starting from: $5.15
Kyjen Hide-A-Toy Squirrel
Starting from: $15.45
Cuz Dog Toy
Starting from: $3.90
KONG Squeezz Ball Dog Toy
Starting at: $3.49
KONG Tugga Wubba Dog Toy
Starting at: $4.09
Multipet Deedle Dude Dog Toy
Starting from: $6.49
Loofa Light-Weight Stuffing Free Dog Toy
Starting at: $2.49
StarMark Chew Ball Dog Toy
Starting from: $7.40
Hedgehog Dog Toy
Starting from: $3.59
iSqueak Bouncin Baseball Dog Toy
Triple Pet EZDog Dental Kit
Starting at: $6.99
Play N Squeak RealBirds Cat Toy
Starting from: $4.09
Busy Buddy Gnawhide Refill Rings
Starting at: $4.19
Zoom Groom
Starting at: $5.99
Product Reviews by Customers
This item is not eligible for Canadian shipping.
Some items everyday price is so low we can't discount or we have marked down the item to a final sale price. These select items will not be included in your order total when determining if your order qualifies for a promotional event.


text:
Free Shipping & Returns *
Free shipping on all orders, every day. No minimum threshold.
All returns are free of charge, excluding YourReebok custom shoes.
Order by November 25 for holiday shipping.
(See Details)
Boys Shoes
Girls Shoes
Boys Shoes
Boy's Shoes
Girls's Shoes
The perfect fusion of function and style. Get the looks that are as bold as your moves.
Experience ultimate control with our Dance UR footwear collection.
Ultra-fierce bra tops that are contoured to fit your every move.
Attention-grabbing apparel designed just for the dance floor.
Explore the ReebokONE Instructor Network
The world's fitness community lives here.
Discover RALLY
Part magazine, part catalog, total fitness.
Reebok Classic
Be you. Be real. Be Classic.
Find a Store
Locate a Reebok FitHub or retailer near you.


text:
We're having some difficulties with this encounter, which surprised me because all in all it looked pretty simple.
Our comp:
Tanks: War (down), Bear (up)
Heals: Pally (up), druid and H priest (down)
DPS: Enh Sham, SP, Ass Rogue, Fire Mage, Frost DK
Had the Sham up top for the first 2 cycles and kept him down to help clean up for the 3rd. Boss was coming down around 83-85%.
Not having issues with keeping up p1, and the 5 dps downstairs for the 3rd cycle usually has drone under 25% and spiderlings down easy when she comes down perm. We even considered sending 2 up for 1st cycle, 1 2nd cycle, 0 3rd to get boss under 80%, but we're wiping too early in frenzy for that to be the difference right now. Priority order that worked for us was: Enh up top, rogue on drone the whole time unless dps called for help on a spiderling group, SP on spinners then drone, DK on spiderlings then spinners then Drone, Mage on Spiderlings then spinners then drone. Never had any issues with adds being left up this way.
Trouble we were having is Healing p2 when frenzy stacks got up. I set us up the following CD cycle:
SP Hymm at 20 frenzy
Pally Aura Mastery at 23
HP Hymm at 25 frenzy
Druid Tranq at 28 frenzy
Rallying cry when boss at 10% life
We were BL'ing at 20 frenzy as well.
We would get the boss to 35-40% health by 20 frenzy but our healers basically cant keep people up past 23-25 frenzy stacks. We're all around i361 gear, dps all pulls 18k+ ST dps, healers are pulling about 13-14k avg hps from my recount meters.
Usually the issue is easy to see but I'm not seeing it here. From all the reading I did I see people clearing the boss with our gear, we're just not quite handling the frenzy stacks well. Does anyone have any better tips for that?
We have very slight issues with healer mana in this fight, our Hpally gets drained up top, but he says he hasnt run oom yet, just been close. A comment here says not to put a Hpally up top, is it that big of a difference? We liked the idea since the pally can taunt his own vehicle.
Any ideas would help. We flew through Shannox after not getting started w1, but some of the raid is thinking about skipping beth til we have more gear and doing lord rhy.


text:
When the Great Muta parted ways with All Japan, several of the performers that were quite loyal to the Japanese legend decided to follow him to his new promotion, Wrestle-1. One of the guys that went along with him was veteran wrestler Hiroshi Yamato.
June 23, 2013
After spending some time training at the All Japan dojo, where he got a chance to work with Kaz Hayashi and the Great Muta, it appears that Hiroshi Yamato will be going abroad to receive more training for professional wrestling. He will be heading over to Mexico at the end of the month. The belief is that he will spend at least a year training there.
February 1, 2007


text:
YETI Coolers
Yeti Coolers was founded by brothers Roy and Ryan Seiders with a simple goal- build a cooler that could be used every day. Ordinary coolers couldn't handle heavy use - handles would snap, lids would cave-in, and latches would break off. It was not only a pain to replace the these coolers every year, it was annoying to have them fail on a trip. In 2006 they created a cooler for fisherman, tailgaters, guides, campers, and backyard entertainers that could handle anything thrown its way- the Yeti.
There are no products matching the selection.


text:
The registration fee for this meeting is $300 per member.
Please register by Tuesday, September 27, 2011
To register yourself for this meeting, please click on "Individual Registration". To register an individual or individuals other than yourself (including a group of registrants from a company) please click on "Group Registration" and follow the following instructions: 1. Do you have an account set-up for the AGA website? If not, you must set one up before beginning the registration process. *Please be sure to select your company from the drop down list provided when setting up your account. Select your "Registrant Type" (member, nonmember, speaker etc…) click next 2. A list of all individuals associated with your company will be listed. For those individuals not listed, an account will need to be set-up for each person in order to register them. 3. Once you have selected all individuals you will review each individuals contact information and select fee(s).4. Proceed to payment and check out. 5. You will receive an immediate confirmation and receipt. If you do not, the registration has not been completed. ADA Requirements: Attendees that require special accommodations or have special needs in order to participate in this event, please contact AGA's Ella Proctor at ph: 202.824.7207; email@example.com.
Site Map | Privacy Policy | Terms and Conditions
©2014 American Gas Association
400 North Capitol Street, NW | Washington, DC 20001


text:
Super Videobie
Joined: 09 May 2005
Posts: 31788
Forum Category
Active Forums
Limit search to this Forum only.
One of his interest apart from acting is boxing and he has managed to ...
This anti-hero Gaurav Chaudhary aka Parmeet of Bani - Ishq Da Kalma is ...
Disclaimer: All Logos and Pictures of various Channels, Shows, Artistes, Media Houses, Companies, Brands etc. belong to their respective owners, and are used to merely visually identify the Channels, Shows, Companies, Brands, etc. to the viewer. Incase of any issue please contact the webmaster.
Terms Of Use | Privacy Policy


text:
Latest update : 2012-10-10
A close race between Chavez and Capriles
He's had 14 years in power and he wants six more. Venezuela's President Hugo Chavez has survived a coup attempt, protests and several votes against his administration. He swept to victory easily back in 2006, but now faces a serious challenge from long-time opponent Henrique Capriles. The 40-year-old lawyer is backed by a coalition of more than 30 opposition parties.


text:
Gigabyte Technology's AMD Radeon HD 7700 series graphics cards - GV-R777OC-1GD, GV-R777D5-1GD, and GV-R775OC-1GI are built with AMD's latest 28nm GPU and GDDR5 memory.
These cards come with higher core clock, and GV-R777OC-1GD can be overclocked to 1100MHz. They are equipped with Gigabyte's latest in-house cooling solution and built with Gigabyte Ultra Durable 2 materials.
Gigabyte Radeon HD 7700 series also provides a number of features including AMD APP Acceleration, Microsoft DirectX 11 supported, AMD HD3D, Crossfire, and PCI-Express 3.0.
The Gigabyte Radeon HD 7700 series is equipped with 10cm large fan. Gigabyte said its Radeon HD 7700 series can operate with a noise level of 21.7-28dBA at full load.
The Gigabyte AMD Radeon HD 7700 Series offers full support for Microsoft DirectX 11 for 3D gaming effects.
- 2014 global high brightness LED market, trends and shipment forecast
For the global LED lighting market, the market size will reach US$25.82 billion in 2014 or a market penetration rate of 23.4%. This is attributable to exponential shipment growth for light bulbs, tubes, and directional lamps.
- Greater China touch panel shipment forecast through 2015
This Special Report provides forecasts through 2015 for Greater China touch panel shipments with breakdowns based on technology (glass, film, resistive), application (smartphone, NB and tablet) and by firm.
- 2014 global tablet demand forecast
This report analyzes the main players, their strategies and shipments forecasts for 2014, as well as other factors contributing to either growth or decline in various segments within the tablet market, with a particular focus on Apple, Google, Samsung, and Microsoft, along with whitebox vendors.


text:
Geotag your images!
Geotag just like latitude,longitude,altitude and time information can be added to your pictures!
It suits for outdoor photo-taking.It's really funny,isn't it?The most important thing is that it's totally a bargain compared with THE original Nikon GPS.And I can assure that this product is of high quality with low price.
So what are you waiting for? Contact me immediately by email:email@example.com
Welcome to our website:www.micnova.com


text:
Gorgessity Articles
Articles and photos related to beautiful celebrities.
Fashion Week Best Friends
Wenn, FameFlynet
London Fashion Week is happening right now. The centerpiece of LFW: Burberry, always Burberry. One of the most iconic London faces: Kate Moss, always Kate Moss. And the hottest model to come out of London the last few years: Cara Delevingne. Will Cara stay like Kate? I think so. Full Story
Keira's TIFF style
Wenn, Jason Merritt/ Getty
And we're not even done yet. You remember the Chanel dress from the other day – click here for a refresher. And another, and another, and another. Keira Knightley always delivers the style porn. White cocktail length, long white with black spots. Full Story
JLO at Fashion Rocks
Dimitrios Kambouris/ Theo Wargo/ Getty
This is probably all in my head but I feel like lately JLO's been making a point of reminding Ariana Grande of, well, the facts. Grande is always golds and silvers, cheaply constructed dance costumes, like discards from Saturday Night Live space station or disco sketches. It's the poor man's version of JLO's stage style. Full Story
"Glowing from within"
Jon Furniss/ Corbis/ Splash, Stuart C. Wilson/ Getty Images
That expression is kinda vommy, non? I don't love it. But I also don't deny that people do, um, glow from within when they're happy. We project that onto people too. Like, you've heard again and again recently about how happy she is…so is that influencing how you're seeing her face? She looks radiant here in London today to promote Sex Tape. Full Story
Emma Stone in dark green
Pascal Le Segretain/ Getty
Someone sent me an email yesterday after seeing Emma Stone at the Venice Film Festival gala premiere of Birdman expressing disappointment about the dress. I was confused. This dress, to me, on her, isn't disappointing at all. This is such a gorgeously rich dark green. It's stunning against her skin, her hair. Full Story
Kristen Stewart: out of the building
This is Kristen Stewart for Vanity Fair France. Love the way they've styled her, particularly the first shot attached, slouching down against the wall, sweater falling off her shoulder, one leg tucked underneath her, the other jutting out seductively. "Seductive" is not an adjective often associated with Stewart…and yet here, in this pose, she wears it well. Full Story
Please don't waste this
Jason Merritt/ ROBYN BECK/ MARK RALSTON/ Getty
JLO. Sick. That body is holding up this dress…without any sheer figure skating panelling. That's not easy. That's just not fair, not at all. But in life, there is balance. Not that you paid attention because THAT BODY, but her hair and makeup weren't great last night. Full Story
Charlie at the hotel
UPDATE: Thanks to everyone who wrote in with identification! Her name is Astrid Berges-Frisbey. She's an actress. Charlie Hunnam was photographed in London today outside the Soho Hotel with a really, really, really pretty girl. She looks to me a little like Alicia Vikander although I don't think it's Alicia Vikander. Full Story
JLO's business romper
This is why celebrities are not "just like us", no matter how often they try to sell that to you. Because check out Jennifer Lopez on her way to a business meeting yesterday. Do you like her romper? I f-cking LOVE this romper. I love the colour. I love the blousy-ness of it. I love those zippers. Full Story
Face Balls for Emmy
Theo Wargo/ NBC/ Getty
Julia Roberts was on The Tonight Show with Jimmy Fallon last night. Everyone else has said this already but now I want on that bandwagon too: his writing and production staff make the show. It's ridiculous. The games are ridiculous. Like the dumbest ideas ever… And I laugh every single time. Full Story
Emma & Colin promote Magic In The Moonlight
247PapsTV/ Splash
Woody Allen is fascinated by magic. And now, apparently, Emma Stone. Because he's cast her in his next movie. But first… Magic In The Moonlight opens next week. Colin Firth plays a middle-aged man who meets a beautiful, young "seer" (is there any other kind in Woody's mind?) and tries to prove that she's full of sh-t but, naturally, ends up falling in love with her. Full Story
Summer with the BFF
JDH Imagez/ Splash
JLO. As I've already mentioned, I'm in love with her right now. It's summer. It's single, independent, looks like she's having a great time, looks like she's having so much fun, and looks…better than she's ever looked. One week before her 45th birthday… 45! She looks better than she did at 25. Full Story
Jessica Chastain in Ischia
This blue sparkly dress with gold trim… I don't know if I'd be into it if someone else was wearing it. But on her? It's pretty spectacular. In fact, a lot of her clothes are great in Ischia. This sheer black dress, again, she manages to elevate. On anyone else, I'm not sure I'd care very much. Full Story
Rachel McAdams's wonderful ALLURE cover
When was the last time Rachel McAdams covered a fashion magazine? Seems like it's been a while. Unlike Jessica Alba who seems to be on one every other month. Which is why this feels so fresh. And she looks fresh too. Fresh face. So pretty. So natural. So much better than the over-touched images that we're used to. Full Story


text:
items in your cart
You have no items in your shopping cart.
2 oz. Bar Shot Glass with a heavy base
Glasses are dishwasher safe, top rack suggested. But to prolong the life of your glasses, hand wash is encouraged.
© 2014 ThinkGeek Solutions. All Rights Reserved.
This page is operated by ThinkGeek Solutions. Trademarks property of their respective owners.


text:
Bought this jacket for our ski trip to Colorado. It arrived quickly and was nicer than I was expecting. Skiied for 5 days with 2 being in blinding whiteouts and never got cold. I love my jacket and would definately recomend it. Well worth the purchase.
Items must be returned in new or unused condition and contain all original materials included with the shipment. More details
FINAL SALE EXCLUSION: Items marked as FINAL SALE are not returnable unless the problem you experience is the result of our error.
Our standard shipping method is ground shipping. We also offer expedited shipping for most items. Your final shipping cost and estimated delivery timeframe will be available at checkout.
Standard shipping details
Expedited shipping details
* For your safety, some orders go through our loss prevention department. If we select your order for this process, we will immediately notify you that there may be up to a 3-day delay on your order.
** Most Oversize orders are delivered within 1-4 weeks. Some orders may take 6 weeks to be delivered.


text:
Havis at IACP 2009
In this PoliceOneTV Virtual Tradeshow segment, Dave Smith speaks with Nic Milani from Havis at IACP 2009 about their new exciting products, including the IdleRight Vehicle Fuel Management System, universal laptop mount, docking stations, mounting systems and emergency scene lighting.
|Important: Please note that this message cannot be edited after it is posted. If the article you are commenting on is not a secure law enforcement-only article, anyone visiting the PoliceOne site will be able to view your comment. If you are commenting on a secure law enforcement only article, only confirmed law enforcement officers will see your comment.
The comments below are member-generated and do not necessarily reflect the opinions of PoliceOne or its staff.
|Be the first to comment on this video.
|from |
|<< < |
|| > >>
|Panasonic Toughpad A1 Docking Station
|Havis Docking Station for Toughbook H2
|Havis K9 Transport System in the 2011 Ford Explorer
|Ford Interceptor Utility Fully Outfitted with Havis Products
|Authority Reborn: The 2014 Harley-Davidson Police Motorcycle Line
|Motor Patrol Officer Recalls Crash While Wearing Tourmaster Flex LE Jacket


text:
Selected Color:
Selected Size:
(based on 15 reviews)
Ratings Distribution
5 Stars
4 Stars
3 Stars
2 Stars
1 Stars
of respondents would recommend this to a friend.
Best Uses
Feels too small
Feels true to size
92% (12 reviews)
(12 reviews)
Feels too big
Feels too short
Feels true to length
69% (9 reviews)
(9 reviews)
Feels too long
Most Liked Positive Review
Most Wonderful Jeans. Ever. Period.
After years of wearing jeans that would stretch two whole sizes after only a few hours of wear, I finally decided to bite the bullet and purchase my first pair of designer jeans. These...Read complete review
After years of wearing jeans that would stretch two whole sizes after only a few hours of wear, I finally decided to bite the bullet and purchase my first pair of designer jeans. These jeans are fantastic. Absolutely wonderful. I'm already slim, but they make me look even smaller plus they are so incredibly comfortable. Super soft and I can already tell I'm going to purchase another pair. AND they held their shape after wearing them for eight hours. No saggy butt and no loose thighs - It seriously is a denim miracle that this is even possible. The only slight negative? Most times a "short" size is 30" and these are 32". I am 5'2" and can wear these perfectly with heels -- next time I'll try out the petite length and hopefully those can be my new jeans to wear with flats =)
Most Liked Negative Review
Good fit, but weird lines below knees
These jeans have a great fit, great fabric, and great color. I returned them because there is a weird vertical line below both knees. I thought this was a defect, but was...Read complete review
These jeans have a great fit, great fabric, and great color. I returned them because there is a weird vertical line below both knees. I thought this was a defect, but was informed by customer service that this is part of the jeans' design. Bad idea! Ruins a an otherwise great pair of jeans.
Reviewed by 15 customers
Sort by
Displaying reviews 1-10
Back to top
Previous | Next »
The perfect jean - classic w a great fit
By Anne
from Columbus, Ohio
About Me Career, Casual, Classic
Comments about 7 For All Mankind Original Bootcut in Nouveau New York Dark (Short Inseam):
True to size and length for someone who is 5'3" like me! So pleased I can wear these with a heel or a boot. Color is dark, rich blue...perfect.
Bottom Line Yes, I would recommend this to a friend
Was this review helpful? Yes / No
- You may also flag this review
Not Short Enough
By Jeans Kind of Girl
from Houston, TX
About Me Casual, Classic
I bought the short inseam and they were still too long. I had to have about 2 inches taken off the bottom hem just so I wasn't walking on them when wearing flats. Love the weight of the denim, though. Now that they have been altered I cannot wait to wear them.
Bootcut Nouveau
By LaceyG
from Louisiana
About Me Casual, Trendy
The description says to order down a size for these jeans because they run large. So I did, and they are way too tight. I tried to wear them for a couple of hours to see if they may give a little, but they did not. Order your true to size! Mine are going back and I will have to order my true to size.
Great Jeans But Still Too Long
By Shorty
from Pennsylvania
Great fit.
By Cross
from Portland, ME
About Me Casual, Classic, Trendy
Bottom Line No, I would not recommend this to a friend
(1 of 1 customers found this review helpful)
Fit Perfect, Well Made Jeans
By Ruby
from Penna.
See all my reviews
So glad that "7" have this petite length now. I have several pairs. The first couple pairs I bought the regular length and always had to have them hemmed. I am 5'4" and w/ the petite length they fit perfect, in the length and otherwise, they are cut just right. Great Jeans!
By Schnauzers Rule
from New York, NY
About Me Career, Casual, Classic, Eclectic, Trendy
I am very petite, and the only jeans that fit me perfectly are sevens!
Fits like a glove
By TaraH
from Boca Raton, Florida
About Me Casual, Classic, Sexy
I am size 0-2. I purchased size 25 and I love it.
(2 of 2 customers found this review helpful)
Love these jeans!
By Stay at home mom
from Saratoga, ny
About Me Bargain Shopper, Trendy
Great jeans! True to size. I am a 0-2 and ordered size 25, fits perfect. I am only 5'1 so the petite length is good for me.
The best jeans EVER!
By Mrs. W
from Michigan
About Me Bargain Shopper, Casual, Classic
I LOVE these jeans! They are so comfortable and fit like a dream! I wear them on date nights and for casual wear. They can be dressed up or down. They are the best jeans I have ever worn!


text:
Skinstation Bestsellers
|Obagi Clenziderm MD: Daily Care Foaming Cleanser 120ml
|Our Price £23.78
|Obagi CRx System C-Cleansing Gel 180ml
|Our Price £23.02
|Obagi CRx System Early Intervention System - Normal to Oily Skin Rx (Prescription Only)
|Our Price £210.07
|Obagi Elastiderm Eye Treatment CREAM for Normal/Dry Skin 15g
|Our Price £65.83
|Obagi ELASTILash 2.5ml
|Our Price £43.56
|Obagi Hydrate 48g
|Our Price £34.10
Skinstation offers you the full range of superb, effective Obagi treatments that will transform your skin.
All our Obagi skincare systems are carefully sourced by our medical team, to provide you with clinically-proven results. Skinstation's online store allows you to browse and buy Obagi products at the most competitive prices. Throughout the Skinstation site you will find everything you need to know about products such as Nu-Derm, CRx, Professional-C, CLENZIderm, ELASTIderm Eye Treatments, ELASTIderm Decolletage and Rosaclear.
In addition we also stock effective home use Dermarollers and we are also pleased to introduce the new Restylane Skincare range by Q-Med: the world leader in dermal filler treatments. Q-Med have taken their patented NASHA™ technology and incorporated it into an anti-ageing skincare range for all skin types for everyday use. Skinstation's foundation is built on a promise to deliver safe, effective and proven skincare treatments that will restore your skin's health.
Our Obagi Skincare products can treat a whole host of different conditions and skin problems and help to prevent underlying problems before they surface. If you are unhappy with your current skin condition, it's worth your while to take a look at the Obagi products we have on offer and to think seriously about the remarkable results they can have. We provide telephone and online support if you have any queries about the Obagi products that we sell. We are UK based Obagi specialists and with our wealth of experience we can help you to find a solution to any skin care problems you might be suffering from.
We're passionate about improving skin conditions across the UK with these revolutionary Obagi Skin care treatments. Our specialist team collectively has over 60 years of dermatological experience in the industry and we're certain that we can find a skin care regime for you that is going to yield results you never previously thought were possible.
Feedback from some of our customers:
"Hi, Just to confirm that I received my 'clear' this morning through the post. Thanks alot. Great service! Regards, Lisa-marie."
"Hello, Just to let you know i received my orders today and am impressed with your service and look forward to ordering more products from you. Thanks, Yvette."
"Dear SkinStation, The order arrived yesterday. Thank you for your prompt attention. Regards, Andrew."
"Hi, I wanted to send you a quick note to say I have received my package. I have been incredibly impressed by your service. I will definitely be buying off your site again. Thanks :) Cameron"
"Hi, I just received my order and am very pleased with how fast it came. Thanks, Cara."
"Dear SkinStation, Many thanks for your prompt att to my last order, everything was as ordered. Veronica."


text:
Getting a hand written note is always a sweet gesture, but greeting cards can get impersonal very quickly. At shop.kellyhughes.com, every product from stationery to water bottles will arrive with your personalized touch in an adorable design!
Kelly is the queen of cute and her wares are sure to thrill anyone who receives them. Choose from pages of hip designs to add flair to your phones, walls, tabletops or simply label your kids things!
Kelly Hughes offers whimsical papers and personalized gifts including cell phone cases, stationery, tabletop decor, gift tags, wall art, clipboards, water bottles, and more.


text:
Given any collection of permutations, we define two group algebra elements.
Notice that doesn't have to be a subgroup, though it often will be. One particular case that we'll be interested in is
where is the column-stabilizer of a Young tableau . If has columns , then . Letting run over is the same as letting run over for each from to . That is,
so we have a nice factorization of this element.
Now if is a tableau, we define the associated "polytabloid"
Now, as written this doesn't really make sense. But it does if we move from just considering Young tabloids to considering the vector space of formal linear combinations of Young tabloids. This means we use Young tabloids like basis vectors and just "add" and "scalar multiply" them as if those operations made sense.
As an example, consider the tableau
Our factorization lets us write
And so we calculate
Now, the nice thing about is that if we hit it with any permutation , we get .
9 Comments »
[...] defined a bunch of objects related to polytabloids. Let's see how they relate to [...]
Pingback by Permutations and Polytabloids « The Unapologetic Mathematician | December 24, 2010 |
[...] For any partition , the Specht module is the submodule of the Young tabloid module spanned by the polytabloids where runs over the Young tableaux of shape [...]
Pingback by Specht Modules « The Unapologetic Mathematician | December 27, 2010 |
[...] is the alternating sum of the elements of . The proof basically runs the same as when we showed that where has shape [...]
Pingback by The Sign Lemma « The Unapologetic Mathematician | December 29, 2010 |
[...] of shapes and , respectively, where and . If — where is the group algebra element we've defined — then dominates [...]
Pingback by Corollaries of the Sign Lemma « The Unapologetic Mathematician | December 31, 2010 |
[...] and columns are all increasing sequences. In this case, we also say that the Young tabloid and the polytabloid are [...]
Pingback by Standard Tableaux « The Unapologetic Mathematician | January 5, 2011 |
[...] to the dominance order on tabloids. Specifically, if is standard and appears as a summand in the polytabloid , then [...]
Pingback by The Maximality of Standard Tableaux « The Unapologetic Mathematician | January 13, 2011 |
[...] Polytabloids are Independent Now we're all set to show that the polytabloids that come from standard tableaux are linearly independent. This is half of showing that they form a [...]
Pingback by Standard Polytabloids are Independent « The Unapologetic Mathematician | January 13, 2011 |
[...] We defined the Specht module as the subspace of the Young tabloid module spanned by polytabloids of shape . But these polytabloids are not independent. We've seen that standard polytabloids [...]
Pingback by Standard Polytabloids Span Specht Modules « The Unapologetic Mathematician | January 21, 2011 |
This looks plagiarized from Bruce E. Sagan's book "The Symmetric Group," pp. 61-62. Just how unapologetic are you?
Comment by John Doe | August 27, 2013 |


text:
This site provides details for reporting adverse events which may be associated with vaccines, and discusses the National Childhood Vaccine Injury Act. VAERS is a joint program of the Centers for Disease Control and Prevention and the Food and Drug Administration.
Review Date: January 31, 2013
Center for Biologics Evaluation and Research (CBER)


text:
Rochelle Loewen >> See More Cybergirls
Galleries in Full HD!
Galleries in Full HD!
Blue-eyed brunette Rochelle Loewen told us she was flattered and surprised when she learned Cyber Club members voted her June Cyber Girl of the Month. ...
Get this complete pictorial in stunning resolution & HD video! View Full Gallery!


text:
"I was very impressed and pleased with our daughter Birthday card invitation, It was very easy to personalize,The designer work with me all the time, He was very professional and He was asking me for every little detail. We can get the color the we want. When we received the box by mail we cant wait to opened it. The most beautiful invitation ever see !! Colors, size, quality and presentation its exceeded my expectation. Thanks so much!! ""
"I was very skeptical about this product because the original invitation we had in mind were out of stock. My daughter and I wanted something just as original and beautiful as the first ones we had looked at from another company. I was very impressed and pleased with my Quinceanera invitation. They were beautiful and I have gotten so many compliments just by my family alone. We can hardly wait to see what the guests think. The service was absolutely impressive and so was the delivery. Thank you tinyprints for your fabulous professional job on my daughters invitations. A 110% satisfied customer. :)"
"I spent a while researching invitations for my daughter's Quinceanera. I am very happy to say that I am glad I chose these. They are BEAUTIFUL. The paper quality is great and heavy duty. The clarity and details are great. We have received numerous compliments. The price is very reasonable and they were received quickly. THANK YOU TINY PRINTS!!!"
"Absolutely stunning! The quality of the product will last long after the event is over-and for those wishing to hold on to the memories of that cherished day with keeping it as a keepsake for their albums. I am impressed with the overall appearance and quality of the card. My niece is more than ecstatic with the product! This card, or any card from this company, or, sister umbrella companies are worth every dollar and cent for their product!"
"Was my first time ever designing a very very important part of my dougter quinceañera party. I was very concern because the invitation is the firts contact with the party. I was looking for price, quality, modern designs and colors. The design team, work with me all the time, they are very profesional and they was asking me for every little detail. When I received the box by mail I cant wait to opened it. Woow the most beautiful invitation ever see !! Colors, size, quality amd presentation its exceded my expectation. Thanks soo much!!"


text:
Solar Energy Solutions: A Sound Financial and Environmental Investment
For over 25 years, SunPower has provided the most efficient and most reliable solar products available. Our proven solutions, backed by the most experienced solar experts on the planet, are designed with one goal in mind: to deliver the highest energy production possible. You can count on our solar products to generate clean, reliable energy every single day and to deliver the highest performance for years to come.
SunPower™ Ground-Mounted Solutions
SunPower is the global leader of ground-mounted solutions, offering the most reliable, efficient and bankable products on the planet. More >
The SunPower™ 25-Year Combined Warranty
Our 25-year combined warranty leads the industry in overall coverage with guarantees of high performance and repair of under-performing panels. More >


text:
Let Air Fresh Chem-Dry tackle the dirty work this Spring. Using carbonated Green Certified and FDA-approved cleaning solutions, three of your rooms (up to 700 square feet) will be clean and dry in no time!
What you need to know:
Air Fresh Chem-Dry's approach to carpet cleaning is 100% organic, residue-free, and dries in 1-2 hours.
Call for Appointment
Inland Empire, San Bernardino County, Orange County & Los Angeles County, CA


text:
VICTORINO SAN MARTIN DE LA CRUZ, age 45, a citizen of Mexico, was sentenced today in federal court by U. S. District Judge Martin L. C. Feldman to fifty-seven (57) months imprisonment, announced U. S. Attorney Jim Letten. In addition to the term of imprisonment, Judge Feldman ordered that SAN MARTIN DE LA CRUZ be placed on three (3) years of supervised release following the term of imprisonment, during which time the defendant will be under federal supervision and risks an additional term of imprisonment should he violate any terms of his supervised release.
According to court documents, on August 3, 2011, SAN MARTIN DE LA CRUZ pled guilty to one count of an indictment admitting he was an alien who was previously removed and was knowingly and unlawfully found in the United States in Jefferson Parish, Louisiana without the Attorney General or Secretary of the Department of Homeland Security, having expressly consented to his re-application for admission into the United States. SAN MARTIN DE LA CRUZ's sentence was subject to an enhancement based on a previous aggravated felony conviction.
The case was investigated by U. S. Immigration and Customs Enforcement, Enforcement and Removal Operations. The case was prosecuted by Special Assistant United States Attorney Robert Weir.
If you believe you have been a victim of fraud from a person or an organization soliciting relief funds on behalf of storm victims or have knowledge of waste, abuse, or allegations of mismanagement involving disaster relief operations, contact the National Center for Disaster Fraud toll free at: (866) 720-5721. You can also fax information to: (225) 334-4707 or e-mail it to: firstname.lastname@example.com


text:
- 64GB (White or Black) $229
- 32GB (White or Black) $179
- 8GB (White or Black) $129
Review courtesy of Engadget
We've heard your feedback and are continuing to build a better Slickdeals. Click here to check out the updated site.
Slickdeals Holiday Prize Giveaway
NO PURCHASE NECESSARY. Void where prohibited. Subject to Official Rules.
left Enter Giveaway
Frontpage Deal
Apple iPod Touch 4th Generation (Refurbished, White or Black): 64GB $229, 32GB $179, 8GB $129 + Free Shipping (expired)
Apple.com has Great Deals on Apple iPod Touch 4th Generation (Refurbished, White or Black). Shipping is free. Thanks econoar
Review courtesy of Engadget
Community Voting:Categories
132 score
Thanks for voting
You have chosen to thumb down this deal.
For feedback purposes, please select a reason:
Thanks for voting
You have chosen to thumb down this deal.
For feedback purposes, please select a reason:
Forum > Deal Talk
Tags > Tech & Electronics Entertainment Stores > Apple - DELETED Entertainment > Music Tech & Electronics > Portable Media Players
Posted on 11/08/12 10:05am by econoar (307) promoted by daisybeetle (36519)
Original Post
Also includes a 1 year Apple warranty. This generation DOES have a retina display.
Wiki Community Board
This can and should be used by you to post updated deal information.
Be sure to read this because it may contain answers to your questions!
Received on 14-Nov-12, with IOS 5.1.
They are selling this on Ebay: http://stores.ebay.com/Refurbishe...34
I was not charged tax with this deal. I was charged tax when I ordered from the Apple store (yes I bought 2 of them). I live in Seattle, WA.
According to the info on Ebay these come with a brand new battery and the previous OS (that would be iOS 5 or maybe 5.1 according to the guy who posted above). They basically look and work brand new with quality inspection done by Apple.
View Forum Thread
439 Comments
greenlaser ( 392 ) Nov. 8, 2012 at 7:14am
Can one add extra software, "apps", to play FLAC? It would be nice if these had a SDHC slot. Who has is the best sound quality available in present players? I am thinking of upgrading from my Sansa's... The ipods are pretty...
creativekids ( 36 ) Nov. 8, 2012 at 7:33am
Fabulous! Thank you!!
Buckeyefan 1 ( 6,530 ) Nov. 8, 2012 at 7:37am
Also, don't forget the extra 5% + 5% cashback bonus via ShopDiscover and online purchases (if you signed up) respectively.
greenlaser ( 392 ) Nov. 8, 2012 at 7:42am
Buckeyefan 1 ( 6,530 ) Nov. 8, 2012 at 7:47am
Top Rated Black Friday Deals (By Votes)
Popular Deals (By Votes)


text:
Modern stylish 3 bedroom family villa on a peaceful complex within walking distance to beach, restaurants, bars, childrens play area, aquapark, supermarket etc.
Comprising of 3 large high ceiling bedrooms in a "beautiful wooden design", (two double rooms having balconies, and a twin room without, that may be more suitable for children) , and also on the upper floor there is a large "shower room" with a toilet and wash basin. On the ground floor you will find a large open plan lounge that connects to the kitchen through a breakfast bar, the upstairs by a stylish wooden staircase, and opens onto the terrace via two "French windows" providing ideal access to the barbecue and outside patio area. The kitchen is a good size and equipped with all the necessary devices. The open plan kitchen also provides the chef with the advantage of being able to socialise with the group in the lounge whilst cooking. Also on the ground floor there is a small toilet with a wash basin and the main entrance to the villa via a solid wooden door. Outside the French doors there is a large terrace / patio for the outside table and chairs, which is equipped with a "brick barbecue area with a sink". The villa is surrounded on three sides with a pretty garden area that looks out onto the mountains to the rear, and the sea to the front. We fell in love with thjis location because it is the perfect distance from the town and the sea, so as to be accessible but also in a peaceful location. The modern building is spacious and clean and safe with all new electric and water supplies (not drinking water). Childrens Play Areas, Water Parks, Beach Activities, Go KartsPark & Basket-ball CourtApproximately 150 yards from the villa at the rear of the complex there is located a children's play area with a basketball court.The BeachesYou can walk to the long sandy beach equipped with sun beds, beach bars, pedalos, aqua-park and canoes, passing the market, butchers, shops, cafes / restaurants and children's play areas (approximately 900 metres).Long BeachThe long sandy beach and cyrystal-clear water of Long Beach are ideal for swimming, water sports and peaceful resting. Kusadasi Long beach offers very clean sea and sandy beach, deck chairs, toilets, cafes, restaurants and water sports like water skiing, parasailing and jet skiing. Bazaar Market, Supermarket, Butcher, Mini Market, DolmusWithin walking distance there is also a mini-market, a "Migros Supermarket" which probably sells all the supplies that you will need, if not then you can try the butcher's, the market, or take a short Dolmus (mini-bus) ride or drive to "Kippa" a huge supermarket otherwise known as Tesco just a couple of miles away. SuggestionThen after visiting the beach and gathering fresh supplies you could sit out on the terrace and cook some Turkish Kebabs on the barbecue or just relax with a drink while the sun goes down.
Mountain Views and Sea Views are accessable from some locations throughout the villa.
This is the general location
The Villa is in a quiet area but you may hear occasional noise. It has a east facing garden, a west facing patio area, a west facing balcony, sea views, interesting views, a barbeque. If you are driving there is private parking with the outside areas of the house having external lighting.
If you would like to contact the owner please register for a Villarenters account or log in below.
Forgotten password?
Keep me logged in
Owner details
+44 (0) 203 696 2870
Mon – Fri 8:30am – 5:30pm
Famagusta, South
Provence Alpes
Cote d'Azur
Silver Coast
Balearic Islands
Costa Blanca
Costa Calida
Costa del Sol
Gran Canaria
Mediterranean Coast
Turkish Aegean
Top destinations
All late deals
Great for families
Under £300 per week
Just private pools
Canary Islands
Faraway shores
Last minute deals