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Ontario, Quebec want Energy East's greenhouse gas impact considered
CALGARY - Ontario and Quebec have agreed greenhouse gas emissions must be considered when it comes to the proposed cross-Canada Energy East pipeline.
But the new boss of the National Energy Board, the agency tasked with weighing the $12-billion proposal, said climate change policy isn't within its purview and the board doesn't intend for its hearings to become bogged down in that debate.
Ontario and Quebec, two of the six provinces Energy East would traverse as it carries crude from Alberta to the East Coast, announced a raft of agreements on Friday, including on energy matters.
Premiers Kathleen Wynne and Philippe Couillard on Friday agreed to build "a stronger and more competitive low-carbon economy" to fight climate change and set out a list of "principles" for new oil pipelines in their provinces.
One of those would be to "take into account the contribution to greenhouse gas emissions."
NEB chair and CEO Peter Watson, who's been in the job for three months, said the NEB weighs the emissions pipelines themselves generate — a minuscule amount.
But, much to the chagrin of pipeline critics, Watson said it's not the board's job to look at a project's enabling role in oilsands growth and the rising carbon dioxide emissions that would accompany that development. Nor is it the board's job to look at how crude products are burned for energy at the other end of the pipe.
That authority rests with provinces and other regulators, he said.
"Our job is to assess the need for new cross-border energy infrastructure and to make sure it can be constructed and operated safely and in the public interest," Watson said in a speech to the Economic Club of Canada on Friday.
"Our job is not to conduct a referendum on society's use of fossil fuels every time a proponent proposes to build a section of pipe."
Watson also said reviews must be conducted in a timely manner, but that he "won't hesitate" to extend the legislated 15-month time limit if more information is needed or more stakeholders need the chance to be heard.
Watson said the energy board used to garner little attention, but now he's in the "eye of the storm" as the issue of pipeline safety rises in the public's consciousness. Last year, the board fielded 600 inquiries from the media, compared with just 80 in 2008.
The company proposing to build Energy East, TransCanada Corp. (TSX:TRP) filed its application — all 30,000 pages of it — to the NEB last month.
The project would connect more than one million barrels a day of Alberta crude to export points and refineries in Quebec and New Brunswick, making use of a repurposed natural gas pipeline for two thirds of the way and building new pipe for the rest.
Besides emissions, Ontario and Quebec's other oil pipeline principles centre on safety, emergency response, aboriginal consultation, economic benefits, the company's responsibility to address a spill and the interests of natural gas consumers.
"We are studying these principles and look forward to working with both governments in the appropriate manner to make the project successful," said TransCanada spokesman Tim Duboyce, adding the project would create thousands of jobs and bring in billions of tax revenue in the two provinces.
Federal Natural Resources Minister Greg Rickford said he doesn't think of the demands by Ontario and Quebec as a lack of confidence in the NEB process.
"They just want to make sure that their interests are represented and that's a conversation that goes directly, in this instance, between TransCanada and those provinces."
Alberta Premier Jim Prentice said he's not concerned Ontario and Quebec may stand in the way of the project.
"This project is a nation building project and I take the comments that they made in that spirit," he said, adding he plans to meet with his counterparts in both provinces in the weeks ahead.
"I think we can all work together and I think we can do business together."
Tim Gray of Environmental Defence said Ontario and Quebec have "shown leadership" with Friday's environmental announcements.
"Specifically, the announcement says that the pipeline must ensure environmental protection and social acceptance," he said.
"Given that the Energy East pipeline is incompatible with these goals, it is our understanding that the pipeline must be rejected by both provinces."
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House GOP sues Obama administration for 'unconstitutional' implementation of health care law
WASHINGTON - House Republicans filed a federal lawsuit Friday accusing the Obama administration of exceeding its constitutional powers in carrying out President Barack Obama's prized health care law, giving legal voice to conservatives who have long protested that he has abused his office's authority.
Democrats said Obama had acted legally and mocked the case as an unwinnable, politically motivated attack. Legal experts expressed doubts that the GOP would prevail or that the case could be concluded during Obama's presidency.
The suit echoed Republican complaints over Obama's Thursday night announcement of executive actions preventing the deportation of 5 million people who immigrated to the U.S. illegally. GOP lawmakers said those unilateral steps were unconstitutional and have promised unspecified congressional action.
Friday's lawsuit did not address immigration, though a Republican official said party leaders might add that later. The official spoke on condition of anonymity to describe internal Republican deliberations.
House Speaker John Boehner, R-Ohio, said Obama "has chosen to ignore the will of the American people" and cast the battle as one with important implications.
"If this president can get away with making his own laws, future presidents will have the ability to as well," said a Boehner written statement. "The House has an obligation to stand up for the Constitution."
In the past, Republicans have accused Obama of overreaching by trading five Taliban prisoners for captured Army Sergeant Bowe Bergdahl and blocking earlier deportations of immigrant children illegally in the country.
White House spokesman Eric Schultz said the public wants Washington to focus on improving the economy but "Republicans choose to sue us, sue the president for doing his job."
In a written statement, House Minority Leader Nancy Pelosi, D-Calif., called the lawsuit "a bald-faced attempt to achieve what Republicans have been unable to achieve through the political process." She said Republicans were responding to "the howls of impeachment-hungry extremists."
Pelosi also complained that Republicans found "a TV lawyer" who'll cost taxpayers too much — $500 hourly, according to the contract. The lead attorney, George Washington University law professor Jonathan Turley, has done legal commentary on television networks.
Wasting little time, the House Majority PAC, a Democratic campaign committee, blasted a fundraising email to supporters calling the suit "an obvious political stunt to rile up Boehner's Tea Party allies."
Congressional Republicans all opposed the health care overhaul, and the House has voted over 50 times to repeal it.
Friday's suit, filed against the departments of Health and Human Services and the Treasury, was assigned to U.S. District Judge Rosemary Collyer, a 2003 appointee of President George W. Bush.
It accuses Obama of unlawfully delaying the 2010 health care law's requirement that many employers provide health care coverage for workers.
That so-called employer mandate requires companies with 50 or more employees working at least 30 hours weekly to offer health care coverage or pay fines. Smaller businesses are exempt.
The requirement was initially to take effect this year. Now, companies with 50 to 99 employees have until 2016 to comply while bigger firms have until next year.
The suit also accuses Obama of illegally preparing to pay insurance companies an estimated $175 billion over the next decade — plus $3 billion paid this past year —even though Congress hasn't provided money for that purpose.
According to the suit, insurance companies providing coverage under the health law must offer reduced rates to many lower-income policyholders.
The law established a fund to reimburse insurers who do that. Congress hasn't put money into that fund but the administration has started paying insurance companies anyway, the suit says.
University of Richmond law professor Carl Tobias said it would be difficult for the House to prove its case or even get the courts to hear it because of their traditional reluctance to intervene in political disputes between Congress and the president.
Timothy Lewis, a former federal appeals court judge nominated by President George H.W. Bush, said caseloads and potential appeals make it doubtful the case would be finished during Obama's final 26 months in office.
The House authorized the lawsuit in a near party-line vote in July.
AP Special Correspondent David Espo, reporter Donna Cassata and AP White House Correspondent Julie Pace contributed to this report.
China cuts interest rates, ECB eyes more stimulus in efforts to reverse global slowdown
BEIJING, China - China's central bank unexpectedly slashed interest rates on Friday to re-energize the world's No. 2 economy, joining a growing list of major economies that are trying to encourage growth in the face of a global slowdown.
The president of the European Central Bank said Friday he was ready to step up stimulus for the 18-country eurozone economy, where growth is meagre and unemployment is soaring. And Japan's government this week delayed a tax increase after the country slipped back into recession. Japan's central bank late last month increased its purchases of government bonds and other assets to try to revive growth.
News of China's actions and the ECB's hints of further stimulus triggered a surge in stock markets, particularly in Europe. Germany's DAX rose 2.6 per cent, while the Dow Jones industrial average rose 0.5 per cent to close at a record high. Asian stocks had closed before the Chinese announcements.
Friday's moves highlighted an increasing divide in the global economy. The United States is showing signs of steady growth, prompting the Federal Reserve to rein in its stimulus efforts.
So far, the U.S. has escaped any drag from the slowdown overseas. Fed policymakers said at a meeting last month that the impact on the U.S. would be "quite limited."
Jay Bryson, a global economist at Wells Fargo Securities, said the U.S. is "relatively insulated" from overseas developments. Exports are a smaller source of growth than in other developed nations and many major employers, such as health care and education providers, are largely unaffected by overseas activity.
The slowdown in global growth is becoming an increasing concern for policymakers. Japan confirmed this week that it has fallen back into recession and will delay a tax increase to help consumer spending.
In Europe, it is not only weak growth but also the low inflation rate that is worrying the ECB. Low inflation or an outright drop in prices can weaken an economy further by encouraging delays in spending and investment. The economy of the 18-country eurozone grew by a scant 0.2 per cent in the third quarter compared with the previous three months.
As indicators for the eurozone and global economy disappoint, ECB President Mario Draghi was firm in his message: "''We will do what we must to raise inflation and inflation expectations as fast as possible," he said in a speech in Frankfurt.
Of major economies, only the U.S. is considering raising interest rates. The Federal Reserve only recently ended a massive bond-buying program that helped reduce market interest rates because the economy is strengthening.
But the prospect of higher rates in the U.S. is exposing the country to a potentially painful rise in the dollar — currencies tend to strengthen with higher rates. The dollar hit a seven-year high against the yen, and jumped almost 1 per cent against the euro on Friday. A stronger dollar makes it tougher for U.S. exporters to sell their goods internationally.
The People's Bank of China said it is trying to address "financing difficulties" caused by a shortage of credit. It also said the move was not a change in monetary policy and economic conditions are within an "appropriate range."
China's economic growth fell to a five-year low of 7.3 per cent in the latest quarter and manufacturing and other indicators are declining. That has prompted suggestions Beijing might intervene to prop up growth.
The rate charged by banks for loans to each other rose this week to its highest level since early October, reflecting reduced availability of credit, a concern for Chinese economic planners.
"If necessary, the central bank will provide timely liquidity support," or extra credit to markets, it said in a separate statement.
The bank cut the rate on a one-year loan by commercial banks by 0.4 percentage points to 5.6 per cent. The rate paid on a one-year savings was lowered by 0.25 point to 2.75 per cent.
It was the first rate cut since July 2012, and comes after the Cabinet called this week for steps to reduce financing costs for industry to make the economy more efficient.
Bryson of Wells Fargo Securities said the bank's move would have only a limited impact on China's economy. But it does signal that Chinese officials' concerns about growth are rising, he said, a sign they may take further steps in the coming months.
In China, changes in interest rates have a limited direct effect on the government-dominated economy but are seen as a signal to banks to lend more and to state companies that they are allowed to step up borrowing.
"The reduction in the benchmark lending rate will mainly benefit the larger, typically state-owned firms that borrow from banks," said Mark Williams of Capital Economics in a report. Most of China's private companies cannot get loans from the state-owned banking industry and rely on an underground credit market.
"This does not necessarily signal that policymakers are going back on efforts to support smaller companies, or giving up on 'targeted easing,' but they apparently feel larger firms are now in need of support too."
AP Economics Writer Christopher S. Rugaber contributed to this report.
Most actively traded companies on the TSX
TORONTO - Some of the most active companies traded Friday on the Toronto Stock Exchange:
Toronto Stock Exchange (15,111.13, up 35.95 points):
B2Gold Corp. (TSX:BTO). Miner. Down one cent, or 0.48 per cent, to $2.06 on 6.8 million shares.
Teck Resources Ltd. (TSX:TCK.B). Miner. Up $1.72, or 9.44 per cent, $19.94 on 6.5 million shares.
Bombardier Inc. (TSX:BBD.B). Communication equipment. Down one cent, or 0.23 per cent, to $4.28 on 5.6 million shares.
Athabasca Oil Corp. (TSX:ATH). Oil and gas. Up 18 cents, or 5.96 per cent, to $3.20 on 4.5 million shares.
Romarco Minerals Inc. (TSX:R). Miner. Down one cent, or 1.54 per cent, to 64 cents on 4.1 million shares.
Carlisle Goldfields Ltd. (TSX:CGJ). Miner. Down half-a-cent, or 11.11 per cent, to four cents on 4.06 million shares.
Companies reporting major news:
Royal Bank (TSX:RY). Financial services. Down 51 cents, or 0.51 per cent, to $82.53 on 1.6 million shares. Canada's largest bank said it would exit its international client wealth management business in the Caribbean and other international private banking groups. RBC wouldn't confirm a Financial Post report that the move could affect more than 300 brokers and private bankers. The move came as the bank prepares to post quarterly and full fiscal year earnings on Dec. 3.
Rural residents need not brace for a repeat of last winter, says regulator
OTTAWA - Rural residents shouldn't see the propane price hikes and supply shortages this winter that they experienced during the last heating season, the country's energy regulator predicts.
The National Energy Board — which last year at this time anticipated stable prices based on forecasts of warmer-than-normal temperatures — says the country's propane market is better prepared for what lies ahead in the next few months.
And it says the prediction should hold true even if there's another so-called Polar Vortex winter and higher agricultural demand in the United States.
"The weather that we experienced a year ago was kind of off people's radars," said Darren Christie, the board's director of energy trade.
"It really looks like the industry has learned its lesson and is taking a more cautious approach," he said in an interview Friday.
The prediction comes as much of Canada experiences a November freeze and parts of New York state grapple with record amounts of snow from isolated, lake-effect storms.
The sudden colder temperatures saw natural gas futures rise this week as the weather spurred demand.
Temperatures are expected to be below normal across eastern parts of Canada and the U.S. over the next five days, according to Environment Canada.
But propane inventories in Canada were at an 11-year high at the beginning of November and at record highs in the U.S., "driven largely by record Gulf Coast storage levels," the board said in its market snapshot.
The surge in supply comes despite predictions of another record corn harvest south of the border.
Last year's sizable harvest came in late and wet and producers used so much propane to dry it that inventories of the fuel in the U.S. Midwest fell by 30 per cent in a two-month period that ended in December 2013.
Early indications this year suggest the demand for propane to dry crops won't reach those levels, the NEB said.
Winter weather is always a wild card for the propane market, the board noted in its snapshot report.
And both Environment Canada and the U.S. Climate Prediction Center call for an average to warmer-than-average winter in key propane-consuming regions, including Ontario and the midwest and northeast regions of the U.S.
But even if this winter brings a deep freeze similar to last year, the propane market is better positioned to deal with it, said the report.
And stronger propane production and lower agricultural demand should result in more stable prices for the current heating season, said Christie.
"Even if we got the weather that we had last year, we would be in somewhat better position," he said.
"So we shouldn't see quite the spike in prices."
Still, the energy market continues to suffer a bit of a hangover from last year.
Statistics Canada said Friday that energy prices were up 4.2 per cent in October, mostly driven by last winter's spike in propane and natural gas prices.
Farmers and other rural residents most affected by fluctuations in the propane market were left reeling last year when prices for the fuel more than doubled in central Canada and rose significantly above five-year averages in other parts of the country.
The unexpected price jumps — combined with fuel rationing by propane sellers — sparked an investigation by the Competition Bureau and the NEB after the federal Natural Resources and Industry departments came under pressure to take action.
The investigation produced two reports that ultimately blamed the problems on the uncertainty of weather forecasts and shortcomings in the propane supply chain.
Stock markets rise amid Chinese rate cut, stimulus hint from ECB chief Draghi
TORONTO - The Toronto stock market closed higher Friday, with commodity prices and resource companies advancing amid signs that central banks are prepared to step up efforts to keep the fragile global economic recovery going.
The S&P/TSX composite index climbed 35.95 points to 15,111.13.
China's central bank cut its interest rates and promised to inject extra credit into the financial system if needed. And the head of the European Central Bank said the ECB is willing to "step up the pressure" and broaden its efforts to stimulate the struggling eurozone economy.
The Canadian dollar also made a solid advance, up 0.53 of a cent to 88.98 cents US, as higher than expected inflation in October raised speculation about when the Bank of Canada might hike interest rates. Statistics Canada said inflation rose by 0.1 per cent from September — pushing the annual inflation rate to 2.4 per cent. Economists had been looking for a drop in October.
U.S. indexes charged ahead with the Dow Jones industrials up 91.06 points to 17,810.06, the Nasdaq advancing 11.1 points to 4,712.97 and the S&P 500 index climbing 10.75 points to 2,063.5.
China's central bank cut the interest rate on its one-year loans to financial institutions by 0.4 of a percentage point to 5.6 per cent. The country's annual rate of economic growth slowed to a five-year low of 7.3 per cent last quarter. The move by the central bank came a day after the release of data showing that Chinese manufacturing activity fell to a six-month low in November.
"It's a strong move," said Jean-Francois Dion, portfolio adviser at wealth management, RBC Dominion Securities.
"At the same time, demand from emerging economies had been really driving demand for resources over the past few years. Slowing growth has been weighing on our resource sector in Canada and that explains the strength of the bounce we're seeing today."
Many analysts think a key motivation behind China's rate cut has been the recent sharp fall in the value of the Japanese yen, which is likely to have an impact on China's exports.
Meanwhile, the ECB's Mario Draghi said that if current efforts do not achieve the desired effect, the bank could "broaden even more the channels through which we intervene." For many in the markets, that was a clear hint that the bank could soon starting buying government bonds.
While China's growth has been slowing, conditions in the eurozone are much worse with the region teetering on the edge of recession, as indicated in data out Thursday from financial information company Markit. Its purchasing managers' index for the eurozone, a broad gauge of business activity, fell to a 16-month low in November.
The move by the Chinese central bank in particular pushed the base metals group up 5.75 per cent as December copper gained one cent to US$3.06 a pound. A major beneficiary was Teck Resources, up $1.72 or 9.44 per cent to $19.94.
January crude in New York ahead 66 cents at US$76.51 a barrel and the energy sector climbed 1.8 per cent.
The TSX gold sector slipped about 0.1 per cent as December bullion advanced $6.80 to US$1,197.70 an ounce.
The financials sector was weak with Royal Bank (TSX:RY) down 51 cents to $82.53 as the bank said would exit its international client wealth management business in the Caribbean and other international private banking groups. RBC wouldn't confirm a Financial Post report that the move could affect more than 300 brokers and private bankers. The move by RBC came as the bank prepares to post quarterly and full fiscal year earnings on Dec. 3.
The TSX ended the week up 268 points or almost two per cent, leaving the market up 11 per cent year to date.
Ontario and Quebec governments sign deals on climate change, energy projects
TORONTO - Ontario and Quebec signed several agreements on Friday promising to co-operate on trade, climate change, energy projects and alcohol sales at a joint meeting of the two provinces' Liberal cabinets in Toronto.
Premiers Kathleen Wynne and Philippe Couillard agreed to build "a stronger and more competitive low-carbon economy" to fight climate change, but wouldn't say when people could start paying a carbon tax.
"We believe that putting a value on carbon is very important," Wynne said following the meeting. "We've been supportive of cap-and-trade process for many years, and we are continuing to have that discussion with Quebec."
For his part, Couillard said he sees opportunities to grow the economy as new technologies are developed to reduce greenhouse gases.
"Nobody talks about the cost of not fighting climate change," he said. "This cost is passed to citizens too, whether it's health care, coastal erosion or spectacular weather events. This is hugely expensive for our society."
The premiers also signed agreements on electricity, with Ontario making 500 megawatts available to Quebec in the winter, when Quebec has greater demand to heat homes, with Quebec returning the favour in the summer months when Ontario's demand is greater because of air conditioners.
"We have complimentary supply and complimentary needs, and there's a simplicity and elegance to the solution that we brought forward today in terms of the seasonal needs of the two provinces," said Wynne.
She rejected suggestions that more power from Quebec might allow Ontario, which already shut down all coal-fired generation, to reduce its reliance on nuclear power.
"We're not anywhere near having a conversation like that," added Wynne.
Couillard and Wynne also agreed projects like the Energy East pipeline, which would carry oilsands crude to refineries on the East Coast for export overseas, should proceed only when they are environmentally sustainable and have local support.
"We basically are signing off on seven principles," said Wynne. "We're talking about compliance with the highest available technical standards, contingency planning and emergency response programs, making sure proponents and governments fulfil their duties to consult with First Nations."
Ontario and Quebec hope Alberta Premier Jim Prentice agrees the seven principles are reasonable, added Wynne.
The premiers directed the Liquor Control Board of Ontario and its Quebec equivalent, (the Societe des Alcools du Quebec), to find ways of allowing the sales of locally produced alcoholic beverages from each province through their respective liquor stores.
Couillard also threw his support behind Wynne's efforts to secure a meeting with Prime Minister Stephen Harper, something he's had no trouble arranging for himself.
"We are showing today how governments can work well together," said Couillard. "That's the way to do it in Canada, we are a federation, so I'm sure that every premier should have the opportunity of talking to, or meeting with, the prime minister."
Wynne said she doesn't know why Harper is refusing to meet with the premier of the most populous province in the country.
"You'll have to ask Prime Minister Harper why it's not possible for him to have a meeting with me," said Wynne. "I will continue to ask for that meeting."
The premiers also signed a declaration affirming a shared commitment to protecting and promoting Francophone culture and heritage.
"We talked about the Francophonie as part of Canada's DNA," said Couillard.
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Illinois judge rules state's pension overhaul unconstitutional
SPRINGFIELD, Ill. - An Illinois judge ruled Friday that a law intended to fix the nation's worst state employee pension crisis violates the state constitution, deciding in favour of state employees and retirees who sued to block the landmark overhaul.
The overhaul had been approved by lawmakers and Democratic Gov. Pat Quinn last year. Years of underfunding had put the state's pension systems roughly $100 billion short of what they need to cover benefits promised to employees.
Quinn's office released a statement saying it anticipated legal challenges and would urge the Illinois Supreme Court to take up the matter quickly.
"We're confident the Illinois Supreme Court will uphold this urgently needed law that squarely addresses the most pressing fiscal crisis of our time," Quinn spokesman Grant Klinzman said in a statement.
If the ruling by Sangamon County Circuit Judge John Belz is upheld, lawmakers would have to go back and come up with another plan.
That would be yet another financial challenge for the incoming Republican governor, Bruce Rauner, who takes office in January and opposes the current pension law.
The overhaul reduces benefits for retirees to significantly cut the debt, but also reduces employee contributions. The lawsuit said the constitution prohibits reducing benefits or compensation once they're promised.
Illinois argued that pensions are a "contractual agreement," which the government may modify, particularly in a crisis. In this case, it said the state faced a fiscal emergency.
"The court held today, as our unions have long argued, that the state cannot simply choose to violate the constitution and diminish or impair retirement benefits if politicians find these commitments inconvenient to keep," said a statement from We Are One Illinois, a coalition of unions opposed to the pension overhaul.
While litigants initially didn't think the case would be settled before 2015, Belz said in September he'd like to quickly move any challenge over the pension overhaul to the Supreme Court.
His action follows a July Supreme Court ruling that requiring state retirees to pay more for health insurance was unconstitutional. Belz had called that ruling "an elephant in the room," increasing speculation that the pension overhaul could suffer the same fate.
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Quebec environmentalists happy with conditions imposed on TransCanada
MONTREAL - Quebec environmentalists are hailing a report the provincial government has imposed various conditions on TransCanada for the Energy East pipeline to be accepted.
Radio-Canada says it has obtained the list of conditions in a letter from Environment Minister David Heurtel to the Calgary-based pipeline company.
The government reportedly wants TransCanada Corp. (TSX:TRP) to ensure the project is socially acceptable, conduct an environmental assessment and provide a plan that would guarantee emergency measures of a high standard.
It also wants the company to assume full economic and environmental responsibility in the case of any leak.
According to the CBC's French-language network, the letter stipulates the project must generate economic benefits for Quebec as a whole as well as respecting agreements with First Nations.
The proposed Energy East pipeline would carry oilsands crude to refineries on the east coast for export overseas and require construction of two marine facilities — one on the Gulf of St. Lawrence near Quebec City and one Saint John, N.B.
The company says the project would help support thousands of jobs across the country and generate billions of dollars in government tax revenues.
It also states it will provide the safest and most efficient access to markets for Canada's growing crude oil production.
Concern about the pipeline has been growing, however, particularly in Quebec.
Earlier this fall, Quebec Superior Court slapped an injunction on TransCanada to halt exploratory drilling at its planned oil export facility at Cacouna on the St. Lawrence River.
The injunction had been sought by Quebec-based environmental groups concerned about the impact of the drilling on a beluga whale calving ground around Cacouna.
And about two weeks ago, Quebec's national assembly unanimously adopted a motion asking the provincial government to assert its jurisdiction over the environment and to hold its own hearings on the Energy East proposal, including the pipeline's potential impact on greenhouse gas emissions and climate change.
The motion was in response to the National Energy Board's refusal to consider the impact on climate change in its assessment of the project and the federal government's failure to regulate carbon emissions by the oil and gas sector.
RBC exits wealth management in the Caribbean to focus on growth regions
TORONTO - The decision by Royal Bank (TSX:RY) to exit its wealth management business in the Caribbean may be another sign that Canadian banks are cutting their losses in the region and cleaning house, an analyst said Friday.
"What we're seeing is the banks are doing a thorough evaluation of their business mix and figuring out what makes sense long term and what is probably best left in the hands of someone else," said Craig Fehr, an analyst with Edward Jones in St. Louis, Mo.
Canada's largest bank said the Caribbean move, which follows the sale of its Jamaican operations earlier this year at a loss, will affect international wealth management teams in Toronto, Montreal and the U.S., and result in an undetermined number of job losses.
One media report stated the restructuring would affect about 300 employees, a figure that RBC refused to confirm.
"While regrettably there will be some job losses, it would be premature at this stage to estimate the number of employees that will be impacted as we are currently considering a number of strategic options for these businesses," RBC spokeswoman Claire Holland said in an email.
RBC said these efforts will help the bank focus on serving high net worth and ultra-high net worth clients in key areas for expansion, including Canada, the U.S., the British Isles and Asia.
Its RBC Suisse business in Europe will also undergo a strategic review.
This move by RBC follows a similar one announced earlier this month by Scotiabank (TSX:BNS), which is planning to cut 1,500 jobs — about two-thirds of them in Canada. None of its domestic branches is slated for closure but Scotiabank said its international banking arm will shut 120 of its foreign branches, including some in Mexico and the Caribbean region.
CIBC (TSX:CM), which has maintained a presence in the Caribbean since the 1920s, said in September that it planned to focus on managing expenses amid challenges in the region.
Fehr said Canadian banks are taking the prudent step of reorganizing their businesses, as the sector prepares for lower profitability.
"I think we're moving into the next phase of the economic cycle — particularly domestically — where Canadian consumers will probably demand less of personal loans and certainly mortgages," he said.
"So the bread and butter source of profitability for Canadian banks is perhaps losing some of its momentum, so they're perhaps looking for different avenues for growth and employ capital to different areas going forward."
The banks may also be reorganizing ahead of the likely possibility of higher interest rates coming from the Bank of Canada sometime in 2015. The central bank's key short-term interest rate has been at one per cent since September 2010. As a result, it has been relatively inexpensive for bank customers to borrower for major purchases such as real estate and vehicles.
"We're seeing all bank management take a look at their businesses. For the last several years, they learned how to operate in this low interest rate environment," said Fehr. "I now think it's a prudent move on behalf of the banks to try and identify how and where they can position their businesses in an environment where rates ultimately start to rise."
Bank analyst Meny Grauman said it's not a "boon time" for wealth or retail banking in the Caribbean, but he doesn't think Canadian banks will pull out of the region completely.
"It's definitely not as lucrative as it was years ago, the economic situation is continuing to deteriorate there," said Grauman, who works for Cormark Securities.
"(But) I don't think any one of them is going to totally divorce themselves from the region."
He also added that RBC's decision doesn't necessarily mean it's slimming down it's overall wealth management division, but rather moving those investments elsewhere.
Like several other major Canadian banks, RBC is also undergoing a change in upper management after the retirement of its long-time chief executive. RBC's newly appointed CEO, Dave McKay, took over in August from Gord Nixon. Scotiabank's CEO Brian Porter took over the top job from Rick Waugh last November. CIBC's Victor Dodig became CEO in September and TD's Bharat Masrani officially became the bank's chief executive on Nov. 1.
RBC's pullout from the Caribbean international wealth management business follows this year's sale of its Jamaican banking division, at a loss. Despite that, the bank had a profit of nearly $2.4 billion in the quarter ended July 31, including a record $285 million at wealth management, up 22 per cent from a year earlier.
The bank's fourth-quarter and fiscal 2014 annual results will be issued Dec. 3. As of the end of July, it's nine-month profit was $6.67 billion, including $100 million in losses related to the sale of RBC Jamaica and $32 million for post-employment benefits and restructuring in the Caribbean between Nov. 1 and July 31.
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Note to readers: This is a corrected story: Headlines in a previous version said the bank was pulling out of the Caribbean
Toyota recalls nearly 423,000 Lexus cars; fuel leaks can cause fires
DETROIT - Toyota is recalling nearly 423,000 Lexus luxury brand cars in the U.S. to fix fuel leaks that can cause fires.
The recalls affect the 2006 to 2011 GS, 2007 to 2010 LS and the 2006 to 2011 IS models.
Toyota says that the cars' fuel lines have nickel phosphate plating to protect against corrosion. Some lines could have been built with particles coming in contact with a gasket. That can cause the sealing property to deteriorate and trigger fuel leaks.
Toyota says it's not aware of any fires or injuries caused by the problem.
The company first began looking into the matter in June of 2010 after getting a report of gasoline odour coming from a customer's engine compartment, according to documents posted Friday by the National Highway Traffic Safety Administration. Toyota investigated, but didn't find the cause until this year, the documents said. It decided to do the recall in October.
The company and dealers received six reports from the field and 238 warranty claims about the problem.
Dealers will repair the gasket seating surface at no cost to owners.
Some of the Lexuses were recalled in 2009 to fix leaks in aluminum fuel pipes.
Unemployment rates fall in two-thirds of US states; job gains rise in 38 states
WASHINGTON - Unemployment rates fell in 34 U.S. states in October, a sign that steady hiring this year has been broadly dispersed through most of the country.
The Labor Department said Friday that unemployment rates rose in just 5 states, the fewest since April. Rates were unchanged in 11 states.
Steady economic growth has prompted more companies to add jobs, though the additional hiring hasn't yet boosted wages. Nationwide, employers added 214,000 jobs in October, the ninth straight month of gains above 200,000. That's the longest such stretch since 1995. The U.S. unemployment rate stood at 5.8 per cent, a six-year low.
Georgia had the highest unemployment rate in October, at 7.7 per cent, though that was down from 7.9 per cent in September. North Dakota continued to have the lowest rate, at 2.8 per cent.
Employers added jobs in 38 states and cut them in 12. The biggest gains occurred in California, which added 41,500; Texas, which gained 35,200; and Florida, which added 34,400.
Nevada reported the largest job loss, a decline of 7,300, followed by New York, where employers cut 5,600, and New Jersey, which lost 4,500.
On a regional basis, the Midwest reported the lowest unemployment rate, at 5.6 per cent, followed by the Northeast at 5.9 per cent. Unemployment in the South was 6 per cent last month, and in the West, 6.5 per cent.
Recent data suggests hiring nationwide should remain healthy in the coming months. The number of people seeking unemployment benefits slipped last week and remains not far from 14-year lows. That suggests few companies are laying off workers and are likely confident enough in the economy to keep adding jobs.
A survey by the Federal Reserve Bank of Philadelphia this month found that a majority of manufacturers in the region plan to add jobs over the next 12 months.
Dow Chemical agrees to add 4 new board members after pressure from activist-led hedge fund
NEW YORK, N.Y. - Dow Chemical Co. has agreed to add four new members to its board of directors after pressure from hedge fund activist Daniel Loeb's Third Point.
Shares of the specialty chemicals maker rose almost 3 per cent in morning trading Friday.
Three of the new additions will join the board in January. They are former IBM chief financial officer Mark Loughridge, former Foster Wheeler CEO Raymond Milchovich and former Hawker Beechcraft CEO Robert Miller. U.S. Bancorp CEO Richard Davis will join in May.
Midland, Michigan-based Dow has also agreed to include the group in its nominees for election at the 2015 annual meeting.
In January, Third Point disclosed that it bought a stake in Dow, calling it its biggest investment. Third Point currently has a 1.9 per cent stake in the company.
As recently as last week, Third Point published a website and video pushing Dow to shake up its board and increase shareholder value. In February, Dow rejected a push by Third Point to spin-off its petrochemicals division.
As part of the agreement announced Friday, Third Point has agreed it would not publicly criticize Dow or push for any changes in the board for a year.
Dow Chemical shares rose $1.49, or 2.9 per cent, to $52.97 in morning trading Friday. Its shares are up more than a third since a year ago.
Online streaming service Aereo files for bankruptcy, citing unfavourable Supreme Court ruling
NEW YORK, N.Y. - Online streaming service Aereo says that it has filed for Chapter 11 bankruptcy protection, saying an unfavourable ruling by the U.S. Supreme Court was too difficult to overcome.
The Internet startup — which is backed by Barry Diller — made waves earlier this year by letting people record and stream broadcast TV online. At the time, it was seen as an alternative to cable, offering a few dozen local broadcast channels and the Bloomberg TV financial channel on multiple devices for just $8 a month.
Hulu offers full episodes of popular shows from broadcast networks ABC, NBC and Fox the next day for free. But Aereo offered live streaming of those TV channels.
In June, the Supreme Court ruled that Aereo operates like a cable TV company. As a result, the court said the service violates copyright law unless Aereo pays broadcasters licensing fees for offering TV station programs to customers' tablets, phones and other gadgets.
Three days after the court ruling, Aereo announced that it was temporarily closing down its operation.
CEO Chet Kanojia said in a statement Friday on the company's website that the Supreme Court decision "effectively changed the laws that had governed Aereo's technology, creating regulatory and legal uncertainty."
Kanojia said that the Chapter 11 filing will allow Aereo Inc. to maximize the value of its business while avoiding the cost and distraction of litigation.
Aereo also named Lawton Bloom as its chief restructuring officer.
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U.S. Army engineers recognize inventors
by MBJ Staff
Published: May 24,2013
Tags: Bartley Durst, Toney Cummins, U.S. Army Engineer Research Development Center
A pair of researchers with the U.S. Army Engineer Research and Development Center (ERDC) have been recognized for their significant contributions to the Army's selection as a 2012 Top 100 Global Innovators Award. Bartley Durst and Toney Cummins with the ERDC Geotechnical and Structures Laboratory (GSL) were named two of the top 20 inventors in the Army for 2009-2011. An ERDC researcher since 1983, Durst is currently chief of the GSL Geosciences and Structures Division. Cummins has worked in a diverse variety of areas within GSL since 1982. He currently serves with the GSD research group, providing technical guidance and oversight to new and emerging research programs. He holds five patents on advanced materials solutions for force protection applications, and currently has an additional four patent applications pending.
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Mass Vehicle Inspections Launched across EU
Politics » BULGARIA IN EU | February 11, 2014, Tuesday // 10:30| Views: 1676 | Comments: 0
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Mass inspections of trucks and buses are starting Tuesday not only in Bulgaria, but throughout the European Union.
The campaign will last until the end of the week. Vehicles will be checked for illegal transportation of passengers, the existence of compulsory insurance and vignettes.
European statistics show that those killed and injured in accidents involving heavy-duty vehicles outnumber by far victims of other serious incidents. The most common cause of accidents is drivers of heavy vehicles not complying with regulations requiring them to take breaks.
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Section 2 Around the Net
> Monday, Oct. 22, 2012
Messi Magic Masks 'Shambolic' Barca Defending
by Ross Fadner
Were it not for the heroics of Lionel Messi, who capped another brilliant performance with a fantastic third goal -- the winning goal -- against Deportivo in a 5-4 thriller at the Riazor on Saturday, Barcelona would have duly suffered its first loss of the La Liga season. Indeed, as ...
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Guardiola Interested in Bayern Job
by Ross Fadner
Former Bayern Munich and Italy striker Luca Toni has revealed that Pep Guardiola, who is currently on a sabbatical, might be interested in taking the reigns at the Allianz Arena one day. In an interview with Bild am Sonntag, Toni said the former Barcelona coach asked him about the Bavarian ...
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PSG: Hooligans Headed for Zagreb
by Ross Fadner
French giant Paris Saint-Germain, whose fans have a long history of hooliganism, has warned Croatian authorities that approximately a hundred or so supporters, some considered armed and dangerous, plan to travel to Zagreb for its UEFA Champions League match against Dinamo on Wednesday, despite the travel ban the club imposed ...
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EPL Players Protest "Kick it Out" Campaign
by Ross Fadner
As expected, several English Premier League players decided not to wear anti-racism group Kick it Out's warm-up shirts in protest over the English Football Association's handling of the John Terry affair, including Rio Ferdinand (Man Utd), Jason Roberts (Reading), Anton Ferdinand, Shaun Wright-Phillips, Nedum Onuoha (all QPR), Sylvain Distin and ...
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Goalkeeper Kirkland Assaulted During Match
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Sheffield Wednesday goalkeeper Chris Kirkland was hit in the face and then shoved to the ground by a Leeds United fan during a tense 1-1 draw at Hillsborough on Friday night. The assault, which was captured on video, prompted a tirade from Wednesday coach Dave Jones in which he called ...
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Red Sox are for some reason holding off on announcing Mike Napoli's three-year, $39M deal
Dec 11, 2012, 8:49 PM EST
Interesting stuff from FOX Sports' Ken Rosenthal:
Could Mike Napoli's deal with the Boston Red Sox be in jeopardy?
The Red Sox anticipated introducing Napoli at a news conference Tuesday, according to major-league sources, but did not go forward with the event.
Napoli agreed to a three-year, $39 million contract with the Red Sox on December 3, then underwent his required pre-singing physical examination in the past couple of days. The guess here is that it didn't go very smoothly. Napoli missed time in 2011-2012 with quad and oblique strains, and experienced some shoulder problems during the early part of his tenure with the Angels. He also injured his left ankle in Game 6 of the 2011 World Series at Busch Stadium in St. Louis.
Red Sox general manager Ben Cherington and Napoli's agent Brian Grieper did not respond to Rosenthal's requests for comment. You'd have to think there will be more information revealed in the near future.
UPDATE, 8:51 PM: A source clarified to Rosenthal that Napoli began taking his physical on Monday morning. So the deal should be announced by the end of this week if everything checks out fine.
- proudlycanadian - Dec 11, 2012 at 8:55 PM
Any physical that I have taken, did not require 2 days.
- mf44srq - Dec 11, 2012 at 8:59 PM
You weren't getting $39 million dollars…
- Glenn - Dec 11, 2012 at 9:18 PM
… or pre-singing.
- neelyisgod - Dec 11, 2012 at 9:28 PM
Any thorough screening takes time. Most places now have a pre employment urinalysis done too.
- sabatimus - Dec 11, 2012 at 10:02 PM
Yesterday I make a joke about Napoli not passing his physical…I hope I wasn't prescient.
- 13yrsmlbvet - Dec 11, 2012 at 9:19 PM
The dude is a train wreck physically. You don't pull a quad when you're in shape. Guy can hit but can he stay healthy?
- Ari Collins - Dec 11, 2012 at 9:25 PM
Ben Buchanan Occams that one. He's not necessarily right, but it does seem much more likely there wasn't an actual issue. This is usually not how "failed a physical" stories come out.
- proudlycanadian - Dec 11, 2012 at 9:50 PM
Interesting link. A plausable story Ari.
- uyf1950 - Dec 11, 2012 at 10:31 PM
I'm not sure I buy the possible explanation of the issue with the 40 man roster. It looks like the Red Sox added Rosairo to their 40 man roster who they just claimed off waivers from the A's on 12/10 yet they don't have room on the roster for a guy they offered a contract to 3 or 4 days before that. It just seems like very odd timing if you ask me.
- Ari Collins - Dec 11, 2012 at 10:56 PM
When you claim someone, you have to immediately add them to the 40-man (or lose them to another claiming team). You don't have to add a FA until you officially sign them.
- uyf1950 - Dec 11, 2012 at 11:13 PM
Ari, all I'm saying is the Red Sox knew what their roster situation was when they scheduled the announcement. They also knew they were going to need a spot for him. Wouldn't it make sense to clear a spot for him when they were going to make the announcement?
I'm certainly no expert on the Red Sox players or the ones on their 40 man roster. But I find it hard to believe that they couldn't remove someone from that roster (even if it wasn't Rosairo) in time to make the announcement official when it was reported they were going to have it. That's all.
- throughthewickets - Dec 12, 2012 at 1:09 AM
So what we are basically saying is "Nap-no-pee"?
- trapper17 - Dec 12, 2012 at 7:08 AM
Beautiful now we can sign Hamilton and b done with these amateur signings then sign lohse c should have resigned youk but now we have to look at him in pinstripes omg I'm going to vomit .
- tcostant - Dec 12, 2012 at 10:24 AM
Stay away from Adam LaRoche!!!
- uyf1950 - Dec 12, 2012 at 11:51 PM
If anyone here still thinks the hang up with Napoli's contract is a matter of just clearing space on the 40 man roster they need to wake up. There is obviously something else going on here. Whether it's something the Red Sox didn't like in his physical or one of the parties involved got "cold feet" about the deal. The point is it's not about clearing a roster spot before the Red Sox can announce the signing.
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M+W moveout moving forward
M+W U.S. Inc. is growing its workforce in Albany and moving toward a final move from Dallas next year.
The computer-chip plant construction firm announced in February that it would relocate its headquarters from Dallas to New York. Since then, its workforce in Albany County has more than doubled from 120 to 270. The company is investing $228 million to renovate a 42,000-square-foot section of a building in the Watervliet Arsenal and expects to finish its move next year.
Dallas dollars land in medical management firm investment
Highlander Partners L.P. of Dallas has put an undisclosed amount of money in Eagle Hospital Physicians, an Atlanta-based company that manages hospital physician practices. Highlander Partners is a Dallas-based investment firm focused on mid-market companies in health care and other industries, a statement noted. It was joined in the investment by Flexpoint Ford LLC, an industry-focused private equity firm, and Health Enterprise Partners L.P., a New York-based growth equity fund focused on health care.
Boston's hits Houston
Dallas-based Boston's Restaurant & Sports Bar is entering the Houston market by way of a former Bennigan's.
Boston's covers all the usual contemporary culinary bases. Offerings include gourmet pizzas and pasta, along with a variety of other American dishes.
A selection of "Healthy Hits" includes gluten-free pizza. Patrons in the sports-themed bar can take a nostalgic tour of local memorabilia and follow live sports on flat-screen TVs. The chain, with origins in Edmunton, Alberta, Canada, claims 50 locations in the United States and Mexico.
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Staying healthy, active and fit provides an improved quality of life, even when on your vacation at The Spa at Norwich Inn! They offer a range of fitness classes to help enhance your well-being, body, mind and soul. Choose from relaxing yoga classes, more energetic cardio classes, fun classes such as belly-dancing and Zumba, and even a class on...
Aside from the numerous recreational activities that can be found on St. Simons Island, an old-fashioned workout can be found in St. Simons Health and Fitness. Daily and weekly access is offered at St. Simons Health and Fitness. Also, if you happen to be a member of Anytime Fitness, you're in luck, as there is a location right on the island.
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Photoshop Lady
Your Favourite Photoshop Tutorials in One Place
Making a Flying Dragon Scenery
Under Photo Effect, Photoshop Tutorial
To bring yourself to legend, you can use photoshop manipulation to do. You need to prepare something which does not exist in present, so dragon image may be good for your scene. After combining all the images, you need to mix the images into one scene with color adjustment.
Manipulating a Mysterious Door Scene
In this tutorial you will learn, how to make this mysterious door scene using photo manipulation. Here will show you basics of Photoshop, like making night or create lights and shadows. You can read extra tips about photo manipulations and you will learn, how to make living tattoo! You will be making better photo manipulations and works in the future, by reading this.
Create a Surreal Artwork of Layered Heads
Photoshop allows you to create many forms of art. There is no limit of what kind of artwork we can create. The only limit is our imagination. Here will show you to create a surreal artwork for a human head.
Create a Supernatural Effect for a Human
To apply a supernatural effect for a human, you can use the idea from the cartoon to create a energy ball on his hands. This is the most direct and simple way to give the super power to a human.
Create a Proper Killing Scene
Lots of movie scenes can be created using Photoshop. Few photos can be used to create your wanted scene. This killing scene is made of few simple photos by some photoshop methods.
Forming a Dead City using Photo Manipulation
This tutorial will teach you how to create a dead city in just a few easy steps. We will use selective desaturation, play with opacity and combine a few layers to match a scene and create a HDR effect.
Instant Photo To Oil Painting Action
In this Adobe Photoshop tutorial, you will learn how to take a photo and make it look like an oil painting, which is a popular and fun thing to do with Photoshop. At the final, "Instant Photo To Oil Painting" effect is now complete, which means Photoshop to stop recording the action.
How to Create an Energetically Shouting Scene
To magnify your motion such as crying or shouting in a picture, you can have a try to apply some photo effects. The photo effects usually are lighting, however, this tutorial will show you something different such as applying smoke and dark environment.
Designing a Decent War Movie Poster
Lots of movie poster are very nice and attractive as all the best elements are gathered in a single poster. In this tutorial, it will show you to create a great movie posters. You may apply this sort of techniques to produce another one for yourself.


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I loved Holy Smoke and this book, though very different, has the same quirky black humour, a rattling good story and an interesting take on modern art.
Antoine, who hangs paintings and places sculpture in art galleries and exhibitions in Paris by day, and plays a mean game of billiards by night, is attacked in a museum during a theft and loses a hand and most of his motivation. Scorning rehabilitation he decides to investigate the reason behind the theft and this leads to more violence, more murders and a very odd billiard game indeed. It balances on the edge but never lapses into absurdity.
This book moves at a fast pace, the characters all have a degree of weirdness, and I enjoyed the art story behind the crimes. Antoine, after his initial despair in hospital, is not the man to back down before a challenge and I found him a splendid hero.
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Framed by Tonino Benacquista (Paperback - 2 July 2006)
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The first task of any social media day – whether it's your first step into social media or you are an old hand – should always be listening – monitoring the conversation.
Now there are many choices of software for monitoring social networks, blogs and news – from simple free tools, to highly sophisticated and highly expensive intelligence gathering systems – but they all share one thing in common; they are so often used just to spot simple mentions of a brand, product or organisation.
This is a criminal waste of software and fails to make use of the huge business intelligence resource that the Internet represents.
Here are six web monitoring tips to improve your social listening:


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Movie Preview: Made of Honor
Several weeks after the preview came out for 27 Dresses starring Katherine Heigl, we find a second Grey's Anatomy star with a trailer for a wedding-themed rom-com. Made of Honor appears to be the very same movie as My Best Friend's Wedding, except with the sexes reversed, and charmless.
Patrick Dempsey plays Tom, a dashing New York playboy who finally decides that he wants to settle down with his best lady friend Hannah (Michelle Monaghan) — just in time to find out that she's engaged and wants him to be her "maid" of honor.
The hilarity! I mean, just imagine: What kind of crazy hijinks will take place when a guy tries to throw a bridal shower? Or when she drags him along to find lingerie for the wedding night? Awkward, huh?
You can see for yourself if you watch the trailer, so read more
Patrick Dempsey
Made of Honor
Michelle Monaghan
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Art Matters Peace Sign Ornament
This hand-made copper ornament is an artistic metal sculpture for the home or garden. Ornament
4" H x 4" W x .0625" D Size
12" H x 12" W x .0625" D Size
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Art Matters Peace Sign Ornament
Weights & Dimensions
4" H x 4" W x .0625" D Size
12" H x 12" W x .0625" D Size
|Product Type: Shaped ornament
|Attachment Type: Hanging ornament
|Color: Copper
|Primary Material: Metal
|Number in Set: 1
|Lighted: No
|Animated: No
|Ruffled: No
|Country of Manufacture: India
About the ManufacturerHand-made designs combine the simple elegance of copper, stone, ceramic and water to create artistic and unique home decor items for any living space. Art Matters creations include tabletop fountains, garden stakes, copper ornaments, and more!
Art Matters Peace Sign Ornament
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OUR SKU # AMX1027Peace Sign Ornament is also sometimes listed under the following manufacturer numbers: MSPC12, MSPC4


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We all wish former President Bill Clinton a quick recovery from the medical procedure in which two stents were inserted in a single artery. That, following his 2004 quadruple bypass, when four arteries were 90 percent clogged.
We're told that gone are Clinton's presidential days, when his dietary indulgences included regular binges on Big Macs. But it seems that Washington is still in the business of supersizing government regulations and union power over what kids eat in our public schools.
On the one hand, I want genuinely to commend first lady Michelle Obama for her passion to launch her campaign against childhood obesity, "Let's Move." In particular, I like the part that seeks to "mobilize public and private sector resources ... to help kids be more active, eat better, and get healthy."
My concern, however, is that the first lady's nutritional quests, like Washington's health care crusade, ultimately will lead to more big-government and union-based solutions, as well as enact more faulty legislation like the 1966 Child Nutrition Act, which the Obama administration is seeking to update, or "overhaul." (Of course, update and overhaul in government translates into upgrade and expand; you can bet your last tax dollar on it.)
And sure enough, incorporated in the first lady's health initiative is the reauthorization of the Child Nutrition Act: "The Administration is requesting an historic investment of an additional $10 billion over ten years starting in 2011 to improve the quality of the National School Lunch and Breakfast program."
At first glance, that sounds like a no-brainer. Who doesn't want to care for neglected kids? But the Child Nutrition Act goes so much further than providing meals for those in poverty. It has become another cover for increasing big government and union power, with the Service Employees International Union being one of the biggest beneficiaries.
Rather than rubber-stamp that 44-year-old piece of legislation, which has been renewed every five years ever since by both Republican and Democratic administrations, Washington needs to reconsider every facet of its tenets and find a better way forward by giving back to the American people more of their power over our children's well-being. Washington needs to rewrite and reduce, not renew and expand, the Child Nutrition Act.
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Obama: My massive unconstitutional power grab on immigration must not be used by a GOP president to lower taxes | Allahpundit
Political Analyst Prof. Michael Genovese Discusses President's Executive Order On Immigration Reform


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North Carolina
Public Information Director Jobs in North Carolina
367 North Carolina Public Information Director jobs found on Monster.Jobs 1 to 20 of 367
City of Hickory Hickory, NC, 28601
Description Benefits Supplemental Questions For doers and makers seeking a well-rounded community, Hickory is a bridge between Asheville and Charlotte at the foot of the Blue Ridge Mountains along Interstate 40, where a collective spirit of craftsmanship strengthens any endeavor with detail, artistry and quality. Hickory, North Carolina, is a three-time All-America City on the Catawba River ap...
VF Corporation Greensboro, NC
Description VF Sportswear, Inc. is a leading international fashion and lifestyle company with products ranging from sportswear and accessories to a complete home collection. Through its subsidiaries it designs, sources, markets and distributes apparel under the following brands: Nautica, Nautica Competition, Nautica Jeans Company and Kipling. VF Sportswear, Inc. offers an ideal environment for m...
Blue Cross and Blue Shield Association Durham, NC, 27701
Sets strategic direction of the company's Information Management function to include the development, testing, data mining, training, user support and production of the enterprise information repositories, including the Operational Data Store, Master Data Management Repository and Enterprise Data Warehouse. Provides corporate leadership, vision and direction for warehouse systems in support of the...
Responsibilities: Partners with CIO and helps lead the technology direction for the enterprise (Helps to manage technology planning and deployment). Coaches, leads and develops multiple senior level associates. Leads and participates in the negotiation of large complex technology purchases. Works closely with the business leadership team. Influences technical and architectural aspects of enter...
MedWest Sylva, NC, 28779
GENERAL POSITION SUMMARY The Health Information Management (H.I.M.) & Facility Privacy Director manages all phases of the Medical Record Departments and Transcription for both Harris Regional Hospital and Swain County Hospital. As the Facility Privacy officer this position is responsible for assuring the facilities are in compliance with HIPAA guidelines. QUALIFICATIONS: The following qualifica...
We are currently seeking a Director-Quality to join our Operations Team. The Director-Quality will be responsible for developing, implementing, and coordinating the Global Quality Management System of the Corporation which includes: product assurance to prevent or eliminate defects in new or existing products by performing the following duties personally or through subordinate supervisors and othe...
STATE SALES DIRECTOR Job Description Job Overview The State Director represents Job Creators Network (JCN) to the business community and the public. The State Director is responsible for continuously demonstrating initiative in recruiting CEO members, activating E2E members with companies matching to JCN priority criteria, and developing the member's E2E Implementation Plan in preparation of pa...
Description Job Description / Capsule The Clinical and Value Demonstration Account Director (CVDAD) is accountable for leading the development and execution of all Field Medical Value Demonstration Activities (FMVDAs) to nationally and regionally prominent customer accounts, which primarily comprises: a) Acting as the primary MA point of contact to key payer and provider systems, developing tai...
HR Title: PUBLIC RELATIONS SPEC - Marketing and Communications Writer FLSA: E Job Level: 11 Job Family: JF 28 Updated: 03/17/2014 General Purpose Participate in implementing a comprehensive and diversified marketing and communications program to publicize and promote Duke University School of Nursing (DUSON), with special focus on news writing and editing. Supervisor This position reports ...
State of North Carolina Raleigh, NC, 27611
Description of Work Benefits Supplemental Questions This position is Exempt from provisions of the State Personnel Act. This is a re-posting. All previous applicants are still being considered and need not re-apply. This position is located in the Marketing department at the NC Museum of Art. The primary purpose of the position is to maintain the museum's Web site, ensuring content is accurate ...
Davidson County Community College Lexington, NC
Part-time Instructor, Health, Wellness, and Public Safety Services positions are available to teach in Continuing Education programs for Fire, EMS, Law Enforcement, Criminal Justice, Paralegal, Health, and Wellness. Courses can be offered in the day, evening, and weekend hours, and distance learning opportunities (hybrid or online). This position reports directly to the Program Director or Coordin...
Description Organization: Health & Public Service Title: Payment & Reimbursement Professional Billing Senior Manager Location: Negotiable Travel: as required to 80% (Monday-Thursday) Join Accenture and helptransform leading organizations and communities around the world. Thesheer scale of our capabilities and client engagements and the way we collaborate, operate and deliver value provides an...
Description Organization: Health & Public Service Title: Payment & Reimbursement Physician Services Senior Manager Location: Negotiable Travel: as required to 80% (Monday-Thursday) Join Accenture and helptransform leading organizations and communities around the world. Thesheer scale of our capabilities and client engagements and the way we collaborate, operate and deliver value provides an u...
Occupational Summary The Senior Strategic Public Relations Advisor (SSPRA) contributes to the strategic growth and goals of the DCRI by leading the development of a comprehensive public relations and messaging plan that will enhance the DCRI's brand, visibility, and position within the marketplace and the public (e.g., scientific findings), as well as facilitate internal and external communicatio...
US Army Fort Bragg, NC, 28310
Overview Army public affairs broadcast specialists are involved in creating, filming, reporting, hosting and editing news and entertainment radio and television programs. They are primarily responsible for participating in and supervising the operation of audio or video news for Army units or Armed Forces Radio Television Service. Job Duties Research, prepare and disseminate information through...
Carteret Community College Morehead City, NC, 28557
Statement of Primary Purpose : A part-time instructor will conduct college courses for undergraduate students by performing the following duties. Essential Functions and Responsibilities Teaching and Learning: Assume responsibility for teaching assignments as recommended by the curriculum area coordinator and approved by the division director. Facilitate the learning process by designing and ...
Raleigh-Durham Airport Authority Raleigh, NC, 27611
PURPOSE OF THIS ROLE The Vice President and Chief Information Officer is responsible for directing a staff of technical, professional, and support personnel and for leading all IS activities. QUALIFICATIONS To qualify for this position, an applicant should have: At least 10 years of high-level experience in a complex information technology environment, Five years of management experience in a...
HUMAN RESOURCE DIRECTOR Corporate 316 Green Street Master's Degree with major coursework in business, public administration, human resources or related field and 3 to 7 years related experience. Please refer to agency website atwww.ccap-inc.org for additional information and application. Closing Date: 11/26/2014 EO Employer...
DUTIES PERFORMED: The Community Operations Director is responsible for the following (not an inclusive list, as additional duties may be assigned): · Leads/participates on Cross Functional Teams as assigned. · Manages initiatives throughout the catchment area related to law enforcement and its interface with mental health, developmental disabilities and substance abuse services, including invol...
Full Time Skeet Club Manor - 1560 Skeet Club Rd. High Point, NC 27265 A career with Brookdale has never been more rewarding! Brookdale is the only national full-spectrum senior living solutions company and committed to providing the best options for our over 110,000 residents we serve. The services that we offer ensure residents continue to live the lives that they want while also meeting all of...
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Government Career Tools
Public Information Director - Service Agency
$30,000.00 - $606,000.00
Typical Salary for Public Information Director - Service Agency in North Carolina
(12 Respondents)
Source: Monster.com Careerbenchmarking Tool
Education / Training
Some College Coursework Completed
(8 Respondents)
Source: Monster.com Careerbenchmarking Tool
Public Information Director - Service Agency
Maintains public's awareness of agency by maintaining volunteer support; conducting the annual solicitation; updating print materials; delivering public presentations.
Rate of Growth
12.90 %
Size of Industry in 2006:
Source: Bureau of Labor Statistics, May 2006
Related Skills
Administrative Writing Skills
Community Outreach
Editing and Proofreading Skills
Related Duties
Conducts the annual solicitation by maintaining donor file; preparing solicitation content; producing mailing.
Presents information to the community by scheduling agency films and programs to community groups and organizations.
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Who's in Line for a Pay Raise in 2011?
If you're a top performer at your company, you're likely to see a raise this year -- unless you're in the one industry where no one is getting a boost.


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A Desoto County (Fla.) high school basketball player, unhappy with being assessed a technical foul and ejected (1:25ish mark) from a game against Port Charlotte last night, shoved and then attacked the referee, tossing him to the floor like a ragdoll. There are no details yet on the player's name, but we'll provide updates as soon as they become available. I called and spoke with Desoto County athletic director Jarrett Zolkos this morning, who declined to name the player because he wasn't sure if the kid was 17 or 18. Zolkos added, "I've never seen anything like this." [Hat Tip to Carl Bleich of the Fort Myers News-Press & SWFL Hoops]
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Lionel Messi: 253 La Liga Goals in One Video Montage
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Sage North America
Sage North America Jobs & Careers in Beaverton, OR
Senior Product Business Analyst – Cloud/Mobile – new
Sage – Beaverton, OR
Sage is looking for a Product Business Analyst to join our Cloud and Mobility team. The Product Business Analyst for Cloud and Mobility is at the… Sage
Senior Product Marketing Manager – new
Sage – Beaverton, OR
Responsible for bringing to market product and solution offerings; including development of marketing strategy, planning, and oversight of execution… Sage
Principal QA Engineer
Sage – Beaverton, OR
. Looking for experienced engineers with proven Leadership skills, strong Test Complete Automation skills, problem solving capabilities and a passion… Sage
Software Engineer
Sage – Beaverton, OR
. We need enthusiastic engineers with strong problem solving skills and a passion for software development and engineering best practices. We are… Sage
Principal Software Engineer - Cloud/Mobile
Sage – Beaverton, OR
• Designs, codes, and reviews software being developed • Provide detailed breakdown and estimates of work assignments and proactive progress… Sage
Senior Software Engineer - C#
Sage – Beaverton, OR
. We need experienced engineers with proven leadership, strong problem solving skills, and a passion for software development and engineering best… Sage
Automation Engineer
Sage – Beaverton, OR
• Participate and/or lead in the analysis, design, development, and ongoing maintenance of complex automated tests and basic… Sage
Product Manager
Sage – Beaverton, OR
Product Manager, Connected Services Apps Sage North America Our vision is to be recognized as the most valuable supporter of small and medium… Sage
Sage North America Photos
Sage North America Reviews
2 people found this helpful
"Long-time software engineer. "
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Culture & Values
- Career Opportunities
I have been working at Sage North America full-time (more than 10 years)Pros
Work life balance is awesome with flexible hours and work at home opportunities. Lots of vacation and sick time available as you stay longer.Cons
Employees are not valued much in terms of salary, training, or promotions. I feel more like a resource or an employee number than I feel like a person who matters to the company.Advice to ManagementAdvice
If you want to grow revenue, invest in your people.Doesn't RecommendNeutral OutlookDisapproves of CEO


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F. You Best name in a yearbook ever!
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BattleForge - Shadow
The forces of Shadow might look intimidating, but they do have a pretty obvious weakspot. Just bring a torch.
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Marina Hotel
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Exeter and Cornwall
... A new land speed record was established on the A30. Any village we drove through were literally a blur at those speeds. We cannot stop here as the Tour Guide has a Cornwall list inspired by writers, sculptors and other dole bludgers. It includes seeing the setting of some book a outs birds. We had bypassed Jamaica Inn, inspiration of another wordsmith but we head down to the Lizard at the end of the peninsula. It is the Southern most part ...
... building activities. Also the troops left here for D Day in WWII. At the top of the museum you get wonderful views over Falmouth and the harbour. The current exhibition on search and rescue was well done with stories of past rescues and a sea king helicopter in the exhibition. It well worth a visit. Later in the afternoon we watched the parade for the Oyster Festival which is on at ...
... with a waterfall. It was very hot and humid inside the dome. Walking back up to the car park you passed through a huge outdoor area with lots of different crops and plants, including tea, vegetables and corn to name a few. After our visit there we drove to The Lizard which is the most southern point of the UK. A very rugged coastline and the narrow Kane's to drive ...
St Ives and surrounds. Weather showers and sunny periods Drove to St Ives where we parked at the top and walked down. A very pretty harbour and cobbled lanes. We had lunch at the Lifeboat Inn. It rained off and on while we were there. Caught the bus back up ...
... impressive, especially the arch if trained apple trees that runs through its centre. A real treat to see pineapple fruits growing in the pineapple pits and melons in the glasshouse. Beautiful wall-trained fruit trees abound, as well as a cut flower garden, a fernery and a wall of bee boles. On the woodland walk surrounding the formal gardens is a sculpture trail of natural sculptures - most famous of all, the Giant's Head and The Lady of the ...


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This 1956 teacup hereby destructive. Chrome Hearts Eyewear consequently usually notwithstanding stick. Cheap Chrome Hearts were tolerable. Milestone chiefly gangster super until being. Merit again surveyor cashier. 510 more words
Tags » Happily
My Own.
They Say, They do
but they don't matter to me
They survive, They live
They are wasting their time on me
Sermons, Preachers or the no reason speakers… 29 more words
Just With You
Without you,
None of these exist.
Without you,
I won't exist.
To hold you in my arms,
I'll never let go. 32 more words
I die Happily.
I crossed
that road
I recalled your words
Magic showed me
And I
was speechless
The way
The green bushes
the staircase… 24 more words
Thanking You.
For all that has been done and all that is going to come is going to be an amplified stage of today.
Thankyou people.
Thankyou. 346 more words
The Little Things...Naturally
5 Ways to Be Happily Married When Your Wife Makes More Money
If you find that you and your spouse are feeling disconnected because of the income gap in your marriage, think about the following.
1. You are on the same team. 329 more words


text: Arts & Life > Books Jocelyne Allen Books by Jocelyne Allen Onward Towards Our Noble Deaths by Shigeru Mizuki and Jocelyne Allen Paperback, 368 Jocelyne Allen has written books about: Comics & Graphic Novels NPR stories about Jocelyne Allen Best Books Of 2011 Six Graphic Novels That Will Draw You In December 21, 2011 Critic Dan Kois selects the standout graphic novels of the year, which include books from France and Japan, explicit picaresques, hard-boiled mysteries, memoirs, fairy tales and new twists on old classics. Drawn and Quarterly Excerpt: 'Onward Towards Our Noble Deaths' December 20, 2011 Read an excerpt from Onward Towards Our Noble Deaths by Shigeru Mizuki. Share Facebook Twitter Google+ Email Comment More From Books Author Interviews Author Wrestles With Wolves In 'Treat Us Like Dogs' Author Interviews 'Recasting' India's Economic Policy For The Free Market Books NPR Bestsellers: Paperback Nonfiction, Week Of November 20, 2014 Books NPR Bestsellers: Paperback Fiction, Week Of November 20, 2014 More From Books


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