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Wealth Check: 'When will I be in a position to start a family?'
Saturday 24 January 2009
Melanie Thomas, 26, a quality assurance officer from Leeds, is getting married in April, and her financial hopes are pinned on having enough money for the big day, the honeymoon and eventually a family. "I'm aiming to save £1,000 more for the wedding, £4,000 for a Caribbean cruise or a trip to Japan and £10,000 for when we start a family," she says. Melanie's financial situation is in good shape, but it doesn't mean she's worry-free. Alongside these ambitious savings hopes, she is "concerned about being able to afford to have a family, pay the mortgage and work part-time all at the same time."
Case notes
Salary: Melanie earns around £25,000-£30,000 a year.
Monthly outgoings: She pays £400 in tax and NI contributions, and spends around £1,300 on living expenses. She saves £200 a month.
Savings: Melanie has an individual savings account worth £1,300, a joint account worth £4,500 and three company share savings plans.
Mortgage: Variable rate with Halifax that has 22.5 years to run.
Debts: £0.
Pension: £180 a month.
Three independent financial advisers offer Melanie their help this week: Anna Sofat of Addidi, Steve Laird of Carrington Wealth Management and Dennis Hall of Yellowtail Financial Planning...
Melanie's savings goals are extensive, but she already has the groundwork in place, and is consistently saving £200 a month, with an £80 buffer between her income and outgoings every month.
Her short- and medium-term goals are easily achievable with her current saving plan. "Melanie wants to save a further £1,000 for her wedding and around £4,000 for a decent holiday, which can be achieved by the couple each saving £166 a month," says Steve Laird. "After the wedding, the money can be put towards the holiday, which they may be able to take next year.
But their longer-term aim to save £10,000 by 2014 in preparation for starting a family is a little more challenging. They would have to find around £330 each on top of their existing savings commitments, and it won't last long once children come along. "The average cost of raising a child to 21 can be as high as £186,000, so Melanie's goal seems a little misplaced," warns Dennis Hall. "A child doesn't mean a one-off cost. Instead, it's a constant, ever-increasing drain on household income.
"Anything Melanie and her partner can do beforehand to reduce their monthly expenditure will have a greater impact on their financial well-being rather than trying to put aside a lump sum. Overpaying the mortgage will reduce the percentage of their income going toward housing costs, for example." And in the current financial climate Melanie may also be able to renegotiate some of the costs for her wedding, putting the cash towards her other savings plans.
"Melanie has a share scheme as well as a small savings scheme, which she should review to see how much these contribute towards her £10,000 goal," suggests Anna Sofat. "She may also wish to consider setting up a regular saving of £100 a month since she will need to increase her current level of saving if she wants to meet her 2014 goals."
But the couple should also ensure that their cash savings are earning as much interest as possible and are sheltered from income tax. "Melanie and her partner can shelter £3,600 each every year in a cash ISA," says Sofat, "They can earn gross interest of as much as 3.5 per cent or 4 per cent fixed for 12 months from Birmingham Midshires.
"They can also get a competitive rate of interest if she commits to saving £20-£250 a month. Barclays are currently paying 5.8 per cent on its monthly saver."
Melanie isn't doing badly on the pension front either, which is rare for someone her age. "Based on her current level of earnings, service to date, assuming her salary increases by 2.5 per cent every year and a 7 per cent investment return, Melanie should be on target to achieve a retirement income of £20,000 in today's money, plus a tax-free lump sum," Laird notes. "If she takes time off to have a family and reduce her hours, this would have a detrimental effect on her pension pot. But there is enough scope to make up any shortfall without it being too expensive for her."
But Sofat warns that,as a cautious investor, Melanie needs to be aware of the risk associated with her pension savings. "As this is a money-purchase scheme, the investment returns could have a big impact on her eventual pension," she says. "Melanie should ensure that the pension funds she is invested in are reviewed regularly. Despite her cautious attitude to risk, at her age she should be thinking about mostly investing in equities."
Melanie is also ahead of the crowd when it comes to protecting her lifestyle. She has income protection, which will pay a proportion of her bills if she is unable to work through an injury or illness, until the point of retirement if necessary. She should review her payments, because at her age she could get an annual benefit of £19,500 to the age of 60 for £33.28 per month.
Meanwhile, her critical illness could also be regularly reviewed, and both Melanie and her partner should be clear about what their policies cover as the conditions included vary between policies.
For a free financial check-up, write to Wealth Check, The Independent, 191 Marsh Wall, London E14 9RS; or email firstname.lastname@example.com
Independent Partners; request a free guide on NISAs from Hargreaves Lansdown
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An animalistic view of The Disneyland Story presenting Presidential Moments with Ralph when it's bathed in mathematics
This flapping presentation tells the story of the Best Beloved War in all its historically disguised glory. Featured in the presentation is the carousing story set to music, "Weepy Brothers." The climax comes with a roaming rendition of the Western Hemisphere Address by a massive replica of President Ralph.
You shouldn't try Princess Mode
© copyright 2011–2014
A Pants Aflame production


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Saturday January 30, 2010
THE flagship store of Frontier International (M) Sdn Bhd, a global producer of halal health supplements, was launched in Petaling Jaya recently by Deputy International Trade and Industry Minister Datuk Mukhriz Tun Mahathir.
Also present at the launch were Frontier International founder and president Dr Suk Jee Jong, the nation's first astronaut and one of the company's partners, Datuk Dr Sheikh Muszaphar Shukor and Halal Industry Development Corporation (HDC) director Azizi Meor Nyah.
Dr Jong said: "Frontier International's products are backed by the advanced Nanotechnology, which is an elegant process of minimising the sizes while maximising the potency of molecules and biochemical of the various raw materials for better and efficient human absorption.
"We are confident that this flagship store will be an avenue for Malaysians who are seeking quality products for health and wellness using the latest technology available today."
Currently, Frontier International's products are available in 52 countries worldwide.
Its range of healthcare and personal care products, including the Angkasa Series were developed by four lead scientists namely Dr Suk Jee Jong, Dr Sheikh Muszaphar, Dr Carlo Delucca and Dr Massimiliano Conti.
The team spent 12 months researching and developing the products in Angkasa Series at their base in Switzerland and Italy.
In his speech during the launch of the Angkasa Series, Dr Sheikh Muszaphar Shukor said, "I am a firm believer of the motto, 'What the mind believes, the body can achieve'. Therefore, it is with great excitement that I have partnered with Frontier International to develop the Angkasa Series which is also the first full halal health supplements and personal care products available as a complete combination.
"The Angkasa Series is aimed at bringing halal healthcare and personal products that are affordable, effective and safe to consume on a long-term basis to the Muslim market in Malaysia and the world at large."
There are 12 products in the Angkasa Series with the prices ranging from RM33 to RM45 (in Peninsular Malaysia).
All of Frontier International's products, including the Angkasa Series, are manufactured in Switzerland and Italy, with some being packaged in Malaysia.
Angkasa Series of healthcare and personal care products are all halal and kosher certified and are available at the new flagship store located at Jaya One, Petaling Jaya.
For more information on Frontier International and its range of products, visit www.frontier2u.my or http://frontier2u.multiply.comor call their toll free number (1-800-88-8233) or email them at firstname.lastname@example.com.
Datuk, family found after going missing at Mont Kiara
Enraged dad tracks down son's killer
Student sues hospital over blindness
Subang road bully arrested within 24 hours
Road-bully cabbie reported for slapping female driver
Company director claims trial in road-bullying case
Copyright © 1995-2014 Star Publications (M) Bhd (Co No 10894-D)


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Posted Feb 17, 2013By
The 22nd Annual Alhambra Lunar New Year Celebration in Alhambra, Calif., Saturday, Feb. 16, 2013. The festival included food, rides, games and entertainment. (SGVN/Correspondent photo by Anibal Ortiz)
Mt. SAC students are voting on a transit fee to make the "Class Pass" a mandatory surcharge, $8 for par
Baldwin Park Police investigate a shooting of a man in 4300 block Harlan Avenue in Baldwin Park on Monday, Nov. 17,
Los Altos defeats South Hills 28-10 during a prep playoff football game at Walnut High School in Walnut, Calif., Fr
CIF Southern Section Championships Girls Tennis finals at the Claremont Tennis Club in Claremont, Calif. on Friday,
Steinway pianos are delivered to the Music Department at Cal Poly Pomona in Pomona, CA, Thursday, November 13, 2014
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Just want to buy a pair right now? Click Amazon
A short video from Parisian Trunkmaker and accessory brand Goyard, directed by Samuel Rixon & Raphaël Hache. Finding themselves back in the spotlight over the past few years, spurred on by the colourful reworking of their unmistakable logo and that simple yet effective application of initials on leather, the relatively quiet label gradually reveals a little more from behind the scenes.
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WASHINGTON – One-day-a week furloughs for meat inspectors will likely begin in mid-July, according to news reports.
Agriculture Undersecretary Elizabeth Hagen testified at a House Appropriations subcommittee that all meat inspectors will be furloughed on the same days as the US Department of Agriculture. Hagen said USDA opted for the same-day furloughs to treat all regions equally. Furlough days would not be consecutive to minimize disruption in the meat industry.
However, the furloughs could cause spotty meat shortages during the summer and fall. USDA workers must take off a total of 11 days of unpaid leave before the end of September to cut $53 million off the USDA's budget. Hagen said that 87 percent of the Food Safety and Inspection Service's budget is personnel costs, and that 8,678 of the 9,750 FSIS workers are front-line employees who test for pathogens and check for compliance issues.
1Pizza Hut 'radically reinventing' pizza
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5Going out gets left out
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2Company expands pretzel dog recall
3Hiring starts at K&N Foods
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Welcome to TeeTimes.co.uk, the #1 tee time booking site in the UK. Book golf online from over 450 golf courses with live tee times - including latest offers & late deals at every club.
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Healthpoint Partners With Man City Sony Reportedly Will Not Renew FIFA Deal Reebok Acquires Clothing Brand Luta Marketplace Roundup Wanda, Providence Weigh Infront Bids Coca-Cola Lashes FIFA Over Corruption Tour De France In Need Of Sponsor Etihad Airways Extends F1 Deal JBS Looks To Build On CR7 Success Marketplace Roundup
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SBD Global/May 30, 2013/Marketing and Sponsorship
Bolton Wanderers Criticized After Naming Pay-Day Loan Company As New Sponsor
Published May 30, 2013
PROTEST PLANNED: The BBC reported the pay-day loan industry "was criticised" by regulator the Office of Fair Trading for "widespread irresponsible lending" and charity Citizens Advice for being "out of control." Bolton West MP Julie Hilling described it a "sad day" for the club, and called on bosses to reconsider associating with "such a company." Hilling said: "I think accepting a sponsorship deal legitimises these companies in a way that's unacceptable." Comments by fans on the club's Facebook page included "embarrassed to be a Wanderer," and a "disgusting decision" and calls to boycott buying the shirts. A protest against the decision is "due to be held at Town Hall Square in Bolton" on Thursday (BBC, 5/29).


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Sir-Soundwave wrote:
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Jan 25, 2014 at 03:31PM EST
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Home :: Ladies Diamond Rings :: Illusion Engagement Rings :: Ladies Diamond Ring
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Edinburg Vela Sabercats Area Round
Saturday Nov. 22 the Edi
Legislation that would help protect financially-struggling disabled veterans by lowering the collection costs they would be charged if they are late in paying property taxes on their family home has been introduced by Rep. Terry Canales, D-Edinburg, for action by the Texas Legislature.
The Edinburg City Council recently approved a resolution re-affirming the City's commitment to fund and complete improvements at the airport.
KINGSVILLE - The greatest day in program history ended in sadness, but not before a gargantuan effort from the kids and a terrific show of support from the faithful.
It was May of 1980. My oldest sister, Ann, was married by then, but everyone else was home that night--my parents, my other seven siblings, me, and a friend from college wh…
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Jeweled Colored Dress
Sage a Dance Dress in Berry$104.99Price: $104.99
Under the festive lights, you swirl in your magenta party dress, letting the gemstone waistband accenting your pleated, tulle-lined skirt sparkle on the dance floor. You promised to save an attractive admirer the last dance - and this amorous A-line helps you do so in stunning fashion!
Le Petit Party Dress$54.99Price: $54.99
An intimate gathering with friends calls for an effortlessly fabulous look - bring your best in this floral dress! The petite print of grey and white flowers blooms atop its long-sleeved, black base. Dress up this lightweight frock with jewels or play it down with riding boots and be your ...
Cue the Bijou Dress$79.99 $55.99Price: $79.99 $55.99 30% off!
Youre feeling free to 'bijou' in this delightfully elegant fuchsia frock! An intricate array of color-coordinating jewels and beads embellishes the uniquely cut neckline and darted bodice of this silky-soft dress. Boasting practical side pockets and a flirty sheath silhouette, this bejeweled number is quite a gem!
Peach to Meet You Dress in Blue$94.99Price: $94.99
Any set of arms you spin into while wearing this royal-blue party dress will be pleased to dance in style. The hook-and-eye halter of this lined and padded dress is lovely-fied by iridescent beads and an intricately pleated bodice that looks sweet while you samba. How does it feel to ...
Graduation Dance Dress$99.99 $69.99Price: $99.99 $69.99 30% off!
Youve aced your exams and impressed the profs with your work - now its time to celebrate receiving your diploma in this white fit and flare! Twirling in the gathered bodice, gemstone- and pearl-encrusted waistband, and embroidered flowers of this tulle-lined stunner you feel the stress of the past year ...
Sage a Dance Dress in Mist$104.99Price: $104.99
Under the festive lights, you swirl in your grey party dress, letting the rhinestone waistband accenting your pleated, tulle-lined skirt sparkle on the dance floor. You promised to save an attractive admirer the last dance - and this amorous A-line helps you do so in stunning fashion!
Praiseworthy Glamour Dress$104.99Price: $104.99
Tonights gala honors you and your impressive charity work, but your ensemble deserves accolades of its own when you take the stage in this dazzling maxi dress! Delicate, blue-grey lace cascades over a beige lining from the illusion neckline to the floor-length hem of this open-back frock. Tiny glittered accents ...
Night in Shining Glamour Dress$96.99Price: $96.99
Rescue yourself from an evening wear crisis by zipping on this beautiful black party dress by Chi Chi London! With gorgeous geometric beading of gems and pearls, this A-line never ceases to amaze as you strut its full, flared, tulle-lined skirt over black stilettos. Add a pearly headband and just ...
I Get a Glitz Out of You Dress$99.99Price: $99.99
You always get a thrill out of donning this dazzling gown by Chi Chi London! Ornate beading and jewels adorn the alluring sweetheart neckline of this floaty black maxi dress, lending it an art-deco-inspired dash of silvery shimmer. Accentuated by a long, pleat-detailed skirt, this fabulous frock charms everyone you ...
Evening Better Dress$154.99Price: $154.99
With each ornate detail, this feminine frock enchants you more and more! Deep navy-blue lace creates a striking contrast atop the layers of ballet-slipper-pink tulle of this strapless A-line. Elegantly accentuated by a bejeweled ribbon sash and an alluring sweetheart neckline, this swingy cocktail dress always makes a grand entrance! ...
Bold Me, Thrill Me Dress$79.99Price: $79.99
Make an electrifying entrance wherever you don this resplendent black gown. Boasting a high neckline studded with a dazzling array of silver and gold, this maxi dress is accentuated by a keyhole-adorned back and a sheer, gossamery skirt for statement-making glamour!
Sweep Into the Room Dress$209.99Price: $209.99
An audible gasp seems to echo in the room as you sashay into the gala in this slate chiffon gown! The delicate gathering at this sleeveless dress padded illusion neckline cascades down its stunning silhouette while its waistband is bedecked with beads of steel blue and shimmering crystal for a ...
Unparalleled Panache Dress$74.99Price: $74.99
Youve donned plenty of pretty frocks over the years, but none can compare to this deep crimson dress! Dainty floral clusters of rhinestones and pearls dot the short-sleeved bodice of this pleated, subtly brocaded A-line, offering a look of unmatched glitz and glam.
Jewel Never Believe This Dress$134.99Price: $134.99
Would you believe us if we said your black dress is the most glamorous one of the night? You definitely should, since this fully lined, half-sleeved frock boasts a sheer white, bejeweled collar and accordion-pleated side panels that can only be described as captivating!
Sweeten the Occasion Dress$109.99Price: $109.99
Heads will turn as you sweep into the evening in this white chiffon maxi dress by Chi Chi London! Pearls and sparkling crystals pattern the delicately-pleated, surplice bodice of this flowing gown for a look thats almost as radiant as you.
Where My Twirls At? Dress$249.99Price: $249.99
Youre ready to round up the ladies and spin across the dance floor the instant you slip into this enchanting gown! Opalescent beads, sequins, and rhinestones twinkle in a floral array atop the bodice of this dusty-taupe design. Accentuated by an alluring scoop neck and V-back, this striking dress is ...
Too Much Fun Dress in Scarlet Birds$89.99Price: $89.99
Theres no such thing as overloading on fun, so why not go all out in this adorable dress from Emily and Fin? In warm hues of cranberry-red, forest-green, and brown, this A-line features charming birds perched atop dainty twigs. Twirling about in this charming frocks gathered waist, pocketed skirt, and ...
Found a Keeper Dress$84.99Price: $84.99
If shopping is a treasure hunt, youve just struck gold! This stretch-knit sleeveless dress from the Gugu Gold line of Mr. Gugu Miss Go is a flared find, featuring a sea-green stone pattern, gilded-print shoulders, and a secret side zipper. Jakub Chmielniak's bold Polish brand fearlessly applies grand, oversized graphics ...
Mix and Twinkle Dress$74.99Price: $74.99
Shimmer and twirl the night away in this scintillating lilac gown. Mingling delicate, gemstone-sprinkled crocheting with layers of airy chiffon, this pastel maxi dress is accentuated by bejeweled trim, a sheer, sweeping back, and a flirty illusion neckline - swathing you in pure luxury!
Cotton Candy Cocktails Dress$89.99Price: $89.99
Flavor this evenings reception with sweet cocktails and the sightly floral embroidery of this feminine dress from Ryu! This blue-grey number wows with a mesh illusion neckline, a ribbon waist boasting beads and gemstones, and tulle peeking out from under its hem. Sway over to Green Wedding Shoes to find ...
Fancy Fanfare Dress$94.99Price: $94.99
Soiree guests will trumpet your stunning entrance when you arrive in this strapless party dress! This eye-catching number boasts a beautiful, golden lace overlay that subtly shimmers in the light, as well as a wow-worthy waist detail of silver gemstones. Bust cups, a mesh center panel, and princess seams offer ...
Cosmos for Celebration Dress$64.99Price: $64.99
You feel jubilant as you take a twirl in this party dress! Bursts of silver and iridescent beads sparkle radiantly against this festive frocks stark black backdrop. Boasting a full, tulle-lined skirt and a flirty keyhole cinched with shimmering rhinestones, this cosmic beauty has you seeing fireworks!
Cheerio, Chapbook! Dress$74.99 $51.99Price: $74.99 $51.99 30% off!
Getting to publish the work of your favorite poets is your lifes work - set up your chapbook booth at tonights reading with panache in this two-toned dress! A cream crocheted, cap-sleeved bodice, accented with a pearl and gem Peter Pan collar, leads to a flared, pleated teal skirt for ...
Dramaturge Debut Dress$59.99Price: $59.99
Your discerning tastes in both theater and style are on display when you arrive at opening night in this black halter dress! This frock's flowy textured design touts a sleeveless A-line silhouette, a back cutout, and black and bronze neckline beading - perfect for making your debut as producer.


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Reading Principal
Principal Challenge flyer
Dr. Groover!
Our Principal has cleared her calendar to share her love for reading on Friday, November 14,
She will be in our school lobby wearing her pajamas and reading all day long, as part of the Read Your Heart Out Principal Challenge. The Pizza Hut BOOK IT! Program has challenged all principals to read from bell to bell to celebrate National Young Readers Week (November 10-14). This is an annual event co-founded by Pizza Hut and the Center for the Book in the Library of Congress. One lucky elementary school principal will win 101 copies of the ninth book in the Wimpy Kid series, Diary of a Wimpy Kid: The Long Haul . Jeff Kinney, author of the Wimpy Kid books, will personally autograph one of the books for the winning principal who read their heart out.
Bring in a jar of PEANUT BUTTER (24oz. or less) to join Dr. Groover in wearing PAJAMAS during this fun celebration of reading! All proceeds will be donated to Blessings in a Backpack-Dearborn.
PICTURE RETAKES are also scheduled for this Friday morning. If the kids needing retakes want to participate, they will be able to change into their pajamas right after their pictures are taken!
Empty Bowls
Empty Bowls Dinner: Monday, November 24, 2014
Park Place Banquet Hall, 23400 Park Street, Dearborn
4:00-6:30 pm
Receive a beautiful handmade bowl for each donation of $5 or more. Enjoy "a simple meal of soup and bread to fight hunger." Snow School will not have bowls at the event, but we appreciate your attendance at this annual event. The proceeds from this dinner will go to Gleaners Food Bank and Blessings in a Backpack. A Tin Can Raffle is available at the event. The Empty Bowls Dinner is sponsored by the Dearborn Art Department and Park Place Banquet Hall.
Trick or Treaters
Halloween Fun
Snow at ASC Halloween 2014 (1)
PBIS Celebration
Dear Snow Families,
We will celebrate our next PBIS party on Monday, November 3rd. Students must have earned 14 or more green days in the month of October to attend. If your child is attending, he/she may bring a board game from home to play. Please do not send electronics. We will allow electronics at a future PBIS party. Keep up the GREAT job boys and girls!
Thank you for your cooperation,
Snow Teachers and Staff
Cipriano Memorial Run
On Saturday October 18th, twenty-six fourth and fifth grade students from Snow Elementary tied on their running shoes and headed to Ford Field in Dearborn to participate in the third annual Robert Cipriano Cross-Country Meet. One hundred twenty-three fourth grade girls made up 12 teams from dearborn elementary schools. Snow's fourth grade girls that qualified for the race and their finishing times are: Camden Ackers 9:38.7 minutes finished 28 th for her age group. Malak Alkirsh finished 38th with a time of 10:09.1. Mia Debiasi finished in 43rd place with a time of 10.16.1. Helen Hetrick time of 10:56.5 earned her 63rd place. Yareli Garza finished in 76th with a time of 11:23.5. Avalon Moreau finished in 103rd place with a time of 12:15.2. Their combined effort earned them 8th place overall out of twelve teams.
It was a fourth grade boy however that had the best time for the school with 7:09.1. that honor went to Khalid Mohamed. He finished third in his age group. Another fourth grader, Joshua Lyon,finished with the third fastest time for Snow Elementary finishing 13th overall for his age group with a time of 7:42.4. 18th place went to Cortez Goodlow with a time of 7:55.1. 71rst in his age group was Jonathan Watt with a time of 9:13.9. Blake Bradham rounded out the fourth grade team with a finish time of 11:03.6 earning him a 141 place out of 168 fourth grade boys. The team finished fourth out of 16 teams.
Seven 5th grade girls qualified including Mya Hammood who took 5th place for her age group with a time of 7:59.4. Their 8th place finish out of 12 teams was aided by 62nd place Hana Humaisan 10:19.1; 80th Rylee Pulice 10:57.6; 88th Oliva Dobos 11:08.6; 93rd Clara Kanclerz 11:16.7; 97th Jazzlyn Villarreal; and 98th place Analicia Mendez. One hundred 128 girls ran for the fifth grade age group.
The fifth grade boys finished 12th out of seventeen teams. A total of 155 boys ran for this age bracket. Connor Shene finished 24th for his age group with a time of 7:37.3. This time earned him the second fastest time for a Snow Elementary student. Seven other fifth grade boys also qualified and ran for the fifth grade team. Their place and time finishes are as follows: 53rd Ali Jammoul 8:21.7; 71 Mohammed Hamed 8:51.8; 80th Christian Rapley 8:51.8; 90th Jacob Nelson 9:15.5; 109th Wayne Taiman 9:43.5; 118th Frank Jarrell 10:03.2; and 139th Hassan Saab with a time of 11;30.3.
We are very proud of all of the Snow students who qualified and participated in the 3rd Annual Robert Cipriano Cross-Country Meet.
See all of the results http://rftiming.
Want to view pictures of the event go to: www.schoollifedearborn.com
Parents Please Read
If you have already registered to be a member of the Snow School PTA, thank you! If you haven't done so yet, please pick up a registration form either in the office or from the Snow PTA bulletin board near the lobby. Send in your completed registration form, along with payment ($6.00 per person), in with your child or drop it off in the main office. Meetings are held on the first Thursday of each month at 6:00 pm in the Media Center. Attending the meetings allows you to see what new and exciting things are happening in our school and can help you discover ways you can help make our school even better. Not able to attend a meeting? Follow the Snow PTA on Facebook, as well as on this blog, to see what events are coming up and what you can do to help out. All levels of involvement are needed. Whether you are able to chair an event, volunteer an occasional hour or two, or send in goodies to a bake sale, we welcome you!
Have questions?
Contact Cathy DeBiasi:
Snow School PTA
Read All About It
Book Fair This Week
October 13th – 17th
Monday and Tuesday during library check out.
Wednesday – 8:35-10:00
Friday – 8:35-9:30
After school everyday until 4:15 p.m.
Spooktacular Fun Skating Night !!!
When: Thursday October 16th 6:PM- 8:PM
Where: Lincoln Park Skating Center
1419 Southfield Rd
Lincoln Park
Cost: $7 per skater in advance/ or $9 at the door
Traditional Roller skate rental included. You may bring your own skates but they will need to be inspected at the door before entry. Parents or younger siblings not skating do not need a ticket. Parents/Adult must be present, NO drop-off please!


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Barefoot in the Park
4 Male, 2 Female
Neil Simon Price: $9.95
But the difficulty is, in order to enjoy the charming character of this apartment, one has to climb six wheezing flights. And the apartment is absolutely bare of furniture, the paint job came out all wrong, the skylight leaks snow, there isn't room for a double bed, and an outlandish gourmet who lives in a loft on the roof uses it and the window ledge as the only access to his padlocked premises
The situation is enough to break the heart and burst the lungs of any stylish young lawyer; and indeed it does, on the night he flatly refuses to join his wife in a barefoot walk through the snow in the park. She kicks him out, but he comes back not for reconciliation, but because he figures that since he's paying the rent she should be the one to go
"The merriest evening Broadway has enjoyed in years" ~ N.Y. World Telegram & Sun
"A bubbling, ribtickling comedy" ~ N.Y. Times
"Critic weeps joyfully.... I don't think anybody stopped laughing while the curtain was up last evening" ~ N.Y. Daily News
Related Titles
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- 60 Seconds to Shine Volume 3 Glenn Alterman
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- The Ultimate Audition Book - 222 Monologues 2 Minutes and Under from Literature - VOLUME TWO John Capecci & Irene Ziegler & Laurie Walker - eds
- The Ultimate Audition Book - 222 Monologues 2 Minutes and Under - VOLUME ONE Jocelyn A. Beard - editor


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Moroski on Cory Lekkerkerker: "Coach's dream"
The Chargers sure like themselves some big players. With the exception of Darren Sproles, who stands…
Build yourself a sky-high left-over turkey sandwich, cover it in a creamy sauce of hate, and get ready to scream!Read More
Richard Sherman intercepted Colin Kaepernick twice Thursday in his the Seahawks' dominating win, and had a few things to say about it. Surprise, surprise. Could Thursday's performance lead to a…Read More
Finding just the right present for that special someone can be a challenge, so we've compiled a wide variety of hunting, fishing and outdoor gifts that you—or Santa—can deliver this Christmas.Read More
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If you don't get goosebumps when the John Williams score kicks in, the force is most likely not with you.Read More
The Chargers sure like themselves some big players. With the exception of Darren Sproles, who stands…


text:
When your hair is frizzy, but fresh.
Ailis: Daaaaamn Jimmy! your hair is frizzy.
Jimmy: naw, it be friizesh.
Ailis: true dat.
Jimmy: naw, it be friizesh.
Ailis: true dat.
by alicceeee>wonderland246 June 22, 2010
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Category: Waste & Recycling ×
Employees number: Over 1000 ×
Industry: Manufacturing, Other ×
Location: USA ×
Location: Nevada ×
MSA AUER GmbH
based in Berlin, GERMANY
Established in 1914, MSA is the global leader in the development, manufacture and supply of safety products that protect people and facility infrastructures. Many MSA products integrate a combination of electronics, mechanical systems and advanced materials to protect users against hazardous or life-threatening situations. The company's comprehensive line of products is ...
based in Bellefonte, PENNSYLVANIA (USA)
Sigma-Aldrich is a leading Life Science and High Technology company whose biochemical, organic chemical products, kits and services are used in scientific research, including genomic and proteomic research, biotechnology, pharmaceutical development, the diagnosis of disease and as key components in pharmaceutical, diagnostics and high technology manufacturing. ...
Grundfos Pumps Corporation
based in Bjerringbro, DENMARK
Grundfos is the world`s largest manufacturer of pumps and pump solutions.
Liberty Tire Recycling
based in Pittsburgh, PENNSYLVANIA (USA)
Liberty Tire Recycling is a dynamic, innovative company focused on economic and resource sustainability. As the premier tire recycling service in North America, Liberty Tire Recycling collects and processes more tires than any company in the industry helping our customers meet their environmental goals. The company recycles tires in an environmentally friendly way, and ...
ZG Boiler
based in zhengzhou, CHINA
Zhengzhou Boiler (Group) Co., Ltd. is large national enterprises, the Midwest's largest industrial boiler manufacturers, the World Bank, GEF projects with green energy efficient boiler production base, with A-class boiler and pressure vessel manufacturing license manufacturing design permits, with China ISO9001 quality system certification, and also get IQN quality System ...
Conestoga-Rovers & Associates (CRA)
based in Waterloo, ONTARIO (CANADA)
CRA is now a global leader in engineering, environmental consulting, architecture, and construction services. We work with private and public sector clients offering integrated services in a wide range of disciplines including environmental site assessment and remediation, regulatory compliance and permitting, environmental health and safety, solid and hazardous waste ...
LRQA Limited
based in Coventry, UNITED KINGDOM
Lloyd`s Register Quality Assurance (LRQA) is the world`s leading provider of independent assessment services including certification, validation, verification and training across a broad spectrum of standards and schemes, with recognition from over 50 accreditation bodies.
IPL inc.
based in Saint-Damien, QUEBEC (CANADA)
IPL's growth strategy is to bring to market new, value-added products. The engine that drives this innovation is the sharing of knowledge across the company's six market sectors. IPL Inc. is a leading North American producer of injection - and extrusion - molded plastic products. The Company grows by bringing to market innovative, value-added products. The engine that ...
RKW Agri GmbH & Co. KG
based in Philippsthal, GERMANY
RKW is a global manufacturer of Geosynthetic Barriers made from Polyethylene and Polypropylene for use in environmental and hydraulic engineering.With its product range of wepelen® Geosynthetic Barriers RKW provides a 30 years' experience in lining solutions for applications like landfill linings, groundwater protection linings, waterproofing, road building, hydraulic ...
Veolia North America, Industrial Business
based in Lombard, ILLINOIS (USA)
The three divisions of Veolia North America providing technical solutions, industrial services and industrial water solutions have been brought together under our shared Corporate name, Veolia North America, Industrial Business. Our parent company, Veolia, has worked hard to establish this worldwide brand. The decision to operate globally under a single brand name ...
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News Picks : New model and a phone app may help overcome jet lag
14 April 2014
Los Angeles Times: All you might need to know to minimize jet lag is your current location, destination, and the kind of light you'll have access to. A new iPhone app uses that information to produce the schedule of light exposure you need to follow to reset your body clock after you arrive. If you stay on schedule, you can reduce the entrainment period—the time it takes to adapt to a new time zone—drastically. The app uses a model built by Daniel Forger of the University of Michigan based on 10 years of sleep study observations. To Forger, the model was surprisingly simple in that it gradually adjusts the period of light exposure. The app itself is still experimental and is being used to crowdsource further data regarding how effective the proposed schedules are.
In News Picks:Global warming threatens US Southwest Obama's new immigration policy includes STEM provisions Exoplanet becomes center of epic astronomical controversy Flash memory created from single molecule Sound-altering app could improve user's mental state
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text: It was Friday evening and there is only one waitress working there serving 15+ tables. I found out that they always have only one waitress. Service was bad. Other than that , the food is good, price is reasonable, cooking is authentic Cantonese style. I ordered the pork pan fried noddle (excellent), BBQ pork and BBQ duck combination (good). I'll... More


text:
Nintendo wii
Nintendo wii in very good condition, includes 2 controlers, steering wheel, will fit board, 6 games, electrical charger for remotes and cover cases. Text 07795194364.
Nintendo wii in very good condition, includes 2 controlers, steering wheel, will fit board, 6 games, electrical charger for remotes and cover cases. Text 07795194364.
Nintendo wii With 17 games All the cables including scart In good clean working order
26 games great condition any questions please ask and make offers please got some other consoles as well Xbox PS3 parts Tablet Just message with questions
Lots of skylanders figure Spyros adventures Skylanders giants Swap force figures All figures play on all consoles £4 each or 3 for £10
Here we have a wii u, I hardly use it been used 3 times perfect condtion no box
All boxed like new Game portal and 3 figures
Practically brand new, doesn't get used, comes with everything in picture, pick up only, message for details Bought altogether for £250, selling for £70 OVNO
Selling due to children grown up. In excellent condition. Including in price is 18 games with maracas, microphones, mario kart steering wheels. Hours of fun for all the family. £70 for all of the above.
It wasonly played once and has been looked after well. It is in good condition.
For the lot or or £20 for the ps3 games and £15 for the Wii games
Wii with8 games. Controllers are broken, so buyer would have to replace. £35. Can deliver if local.
Nintendo wii with 2 controllers and 6 games all in good working condition
WII GAMES SpongeBob : Truth or Square & Big Beach Sports 2 Only £5 each or both for £8 Collection from Liverpool 9, Walton Vale Area.
I have for sale a red Nintendo Wii with accessories and a selection of games. It is in excellent condition. Also have a Wii fit board with two wii fit games and wii zumba with belt. Contact me for further info thanks
White Nintendo Wii with Black Balance Board (Wii Fit not included). Complete with all cables, sensor, 5 games, wheel, nun-chuk controller and Dr.Who Sonic Screwdriver controller. All in good condition and perfect for a Christmas gift.
absolutely brilliant wii sports resort bundle, wii is in original box and works perfectly, can also be used to watch bbc i player via wireless internet connection, also in this bundle comes 2 extra wii remotes (3 in total), 1 wii motion in rubber cas
Absolutely fantastic wii sports bundle, the wii comes in the original box with many, many extras including 18 games, wii fit game with wii fit board in a carry case, Guitar hero game with wireless guitar, Skylanders giant game with portal and 17 skyl
All boxed line new game portal and 3 figures
Boxed Wii Fit board and 2 games all in great working order. Collection Woolston, Warrington
£5 each or 6 for £20 Can deliver for extra
Brand new, never opened item! Rrp at £299. Selling it on ebay as well for £250 so grab yourself a bargain!! This is a mario special bundle edition with games included (see picture for details) Feel free to message me anytime on: 07922957906 Im based
Great Christmas present Comes with loads of accessories 26 games can be seen in images The wii is chipped that's why there's so many games Will consider offers/swaps Any questions please ask Please text only as I won't pick up the phone or emai
Black Nintendo wii good condition With 3 games two controllers and steering wheel
Nintendo Wii Games console,plus two games and balance board. All working and boxed.
nintendo wii in as new condition comes with 250gb hdd containing 135 games + wii sports which has 5 games + wii fit which has 47 games + wii fit board (never used) yes that's over 180 games and even comes with original box and accessories cables 1 wi
Nintendo DS Lite - Pink (including games; Mario Kart, Brain Training, Brain Training Academy, Catz 2 and Cooking Mama) Charger, Nintendogs Clear Case and Pink carrier case and games carrier case) Almost new, no scratches or damage, even got the orig


text:
Are you the type who must have the latest designer-style handbag or outfit despite the fact you have a wardrobe full of them? Is spending your way of boosting your self-esteem and filling an emptiness inside you? Some signs do retail therapy out of habit or as an addiction, while others scrimp, save and hoard. Which one are you?
The all-time big spenders are Libra and Leo. They just adore looking good, so money races out on keeping up appearances. Both have good taste and since fashions change constantly they never want to be seen as out of date.
Gemini and Aquarius couldn't care less about how they look but they do need their fill of the latest gizmos. Aquarius is usually out on the leading edge and must have the latest software to show that they're keeping ahead of the game. Gemini needs to communicate so that means a phone of choice to keep them happy – that, and they can never do without books.
Sagittarius, too, is never happier than when sitting in a room full of books and travel videos, preferably with an air ticket tucked inside their wallet. They aren't extravagant with household goods or clothes, but the money still goes.
Likewise, Pisces feeds their special addiction, which for them is music and films. They love to spend with happy abandon because it makes their soul feel good.
Cancer throws money at their home, family and entertaining since they adore having elegant friends around to impress.
Share a free sample 2015 Romantic Forecast. Get a free preview of your one-week Romantic Forecast! Make the most out of your love life!
Aries likes to be first so they always have special costs that will allow them to stand preferably out front of everyone else.
The signs who won't get swayed by the latest must-have are Taurus, Capricorn, Virgo, Scorpio. All fairly traditional signs, they take their time about deciding. They tend to buy classic clothes that last, and they'll wait for the second wave of gizmos just to be sure the bugs are ironed out. They go for quality not quantity.
Kay Taylor is a clear and accurate clairvoyant channel and astrologer working with individuals and couples for over 25 years. Whether in person or by phone, a private session with her is an elegant integration of psychic reading and transpersonal... read more
The astro-psychic shift from yesterday to today is enormous. Not only is the Moon switching its allegiance from being... read more »
A New Journey! This is a week marked by endings and beginnings. First, a powerful conjunction of the Sun and Saturn in... read more »


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Dream re-signs Williams as head coach and GM
Send this to a friend
- Jacques Couret
- Senior Online Editor and Social Engagement Manager- Atlanta Business Chronicle
The Atlanta Dream inked Head Coach and General Manager Fred Williams to a new deal.
The Dream did not disclose the terms of the contract.
Williams has been part of the staff since the team's first season in the WNBA in 2008 and credited him with last season's turnaround. When Williams was promoted from assistant coach to head coach and general manager in August, the 2011 Eastern Conference champions were sitting at a 12-12. Williams led the team to a 7-3 record over the final 10 regular-season games, winning seven of eight games during one stretch. Atlanta qualified for the 2012 WNBA Playoffs for the fourth consecutive year under his guidance before falling to eventual WNBA champion Indiana in the conference semifinals.
"The Dream finished strong last year under Coach Williams, and we're confident he is the person to give the team an even brighter future in 2013," said Dream CEO Ashley Preisinger. "Dream games are an exciting, affordable place for socializing, family fun and business networking, and the heart of it all is watching elite basketball. That starts with the coach."
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I realized that I have only written reviews for hotels if I have had and exceptionally good or bad experience and have left many good stays gone unrecognized. My recent stay at the Hampton Inn of Dublin, Virginia is just such a case. I found this hotel to be clean, the bed comfortable, and the breakfast satisfying.
To explain a little more, I am always pleased to find that the t.v. remote control is one that is called a "clean remote" that sits in its own box on the t.v. stand and is sanitized between customers.
The lap desk is also a plus as I can sit up on the bed and do some of my business reports without having to sit at the fixed de. The fixed desk did have a good feature in that there was an electrical outlet on the wall above the desk. This along with the usual one on the computer lamp was appreciated as I often have a computer, navigator, cellphone to be plugged in all at once and am seeking other plugs to use. Simple but thoughtful idea.
Another small but appreciated item is that among the toiletries they make mouthwash available. It is hard when traveling by air to pack a large mouthwash and the TSA security does not allow over 3oz, so this little mouthwash is a welcome addition.
The shower head was at a great height for me (unusual). I am 6'3" tall and often the shower heads are place much lower and I have to be a contortionist to get the full benefit. I know short
persons might want it lower, but for me it was a real treat.
The breakfast had more items than I typically find at comparable hotels. I was pleased to find they offered Hot Oatmeal (not the instant packages but the real stuff!) It was accompanied by dried fruits, brown sugar and nuts. The waffles, eggs, sausage were more typical but looked fresh.
The breakfast room had a long raised bar like table that several people could sit at on either side. This was a good idea as often I travel alone on business and don't want to take up a 4 seat table by myself. Several people could sit at this counter like table and make the seating more efficient. The only negative I found was that the t.v. was on a wall 90 degrees from the table, so If one wanted to catch the early news programs (as I like to do during breakfast) you had to look over your shoulder past the other patrons to see the screen and hope they didn't think you were looking at them! If fact of the mostly 20 seating positions only about 4 would face the t.v. in that room.
I enjoyed my stay at this Hampton Inn and the Hampton Inns will be high on my list for future hotel needs if they all match my experience at this one in Dublin.
- Official Description (provided by the hotel):
- Located conveniently off of Interstate 81, the Hampton Inn Dublin is the perfect place to stay whether visiting for business or enjoying one of the many outdoor activities in Virginia. Close to the New River Valley, Bristol Motor Speedway and other area attractions, this hotel is both comfortable and convenient. The Hampton Inn Dublin offers a free hot, breakfast for each morning of your stay, free high-speed internet, a pool, fitness center, business center and clean and fresh Hampton bed. ... more less
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- Also Known As:
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text:
Third-generation member of racing's legendary Allison family to race at Pocono for first time in more than 20 years
Jun 4, 2014, 11:29 PM EST
For the first time in more than two decades, a member of the famous Allison racing family – among the original members of NASCAR's fabled "Alabama Gang" – will race at Pocono Raceway, a track that has been part of the family's greatest achievements and terrible tragedies.
For the first time in his career, third-generation driver Justin Allison, grandson of Donnie Allison and grandnephew of three-time Pocono winner and NASCAR Hall of Famer Bobby Allision, will compete in Saturday's Pocono ARCA 200 race at the 2.5-mile tri-oval.
"Pocono is going to be so much different than any other track I'll drive on, Justin Allison said in a team media release. "I've heard how fun and exciting it can be, but I also know there's a lot to learn to be competitive. We'll need to learn as much as we can in the test to be ready for the race."
Pocono used to be granduncle Bobby's domain, until he was nearly killed in a terrible crash in 1988 that ended his racing career.
"I don't think the Allison history will have any factor into how we'll perform at Pocono," Justin Allison said. "Every track you go to, there's a risk you're taking and it's not just at Pocono."
The younger Allison, who turns 22 on June 25, wasn't even born when granduncle Bobby had his horrific wreck there.
"It's always helpful to know someone else who has the experience at the track, but that doesn't mean I'll perform exactly like them," Justin said. "We're in totally different equipment and with a new team. But you can't help but think about the things that happened here."
Allison comes into Pocono off his best season performance to date, a seventh-place showing at Toledo Speedway on May 18.
Allison is slated to run in about 10 ARCA races this season. He's already run three so far: Daytona (finished 36th), Talladega (19th) and Toledo (seventh).
"There really is no way to prepare for this type of track other than figuring it out myself," Allison said. "I don't do any sort of simulator racing or watch videos like some drivers may.
"I think it's best to just feel the track out myself. If something isn't working, I'll just go to my crew chief (Howard Bixman) or teammate, Grant Enfinger, for advice. They seem to always give me the best approach at what to do and not do."
Enfinger is certainly a fountain of information: he continues to lead the series points standings, including starting the season with three consecutive wins.
Follow me @JerryBonkowski
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Rwanda mobile subscribers up 3%
RWANDA| July 24, 2012, 10:51 a.m.
The number of mobile subscribers in Rwanda now tops 4,759,310.
According to the latest statistics issued by the regulator, the Rwanda Utilities regulatory Agency (RURA), subscriber numbers rose from 4,619,429 at the end of May to 4,759,310 at the end of June this year.
RURA's figures indicate that the mobile penetration rate in the country now stands at 44.4%. MTN leads the market with 3,033,421 active subscribers; followed by Tigo with 1,615,585 and Airtel with 11,304.
Airtel Rwanda partners with TechWomen on mentorshipAirtel Rwanda has kicked off a two-week mentorship programme in partnership with TechWomen Rwanda, an organisation that aims to encourage more women in Rwanda to take on careers in the fields of Science, Technology Engineering and Mathematics. Read More
Rwanda officially launches 4G LTE networkRwanda has officially launched its 4G LTE network, aiming to take access to 95% of citizens by 2017. Read More
Rwanda to launch 4G LTE networkRwanda is set to launch a high-speed (4G LTE) broadband network on 11 November, aiming to cover 95 per cent of the population by 2017. Read More
Commission calls for enhanced broadband planningRwandan President Kagame has presented an open letter from the Broadband Commission to PP-14 delegates, calling for enhanced broadband planning processes. Read More
Rwanda to fast-track cashless societyThe Government of Rwanda has moved to accelerate its plans to transform Rwanda into a cashless economy. Read More
Rwanda re-elected member of ITU CouncilRwanda has been re-elected a member state of the Council of the International Telecommunication Union (ITU) for 2014-2018. Read More
Rwanda's Minister of Youth and ICT addresses ITU Plenipotentiary ConferenceRwanda's Minister of Youth and ICT, Jean Philbert Nsengimana, today addressed the 19th International Telecommunication Union plenipotentiary conference in South Korea. Read More
Rwandan incubator think selects startups from four African countriesTigo-owned Kigali-based technology incubator think has announced the first four companies selected for support, with the winners to be offered US$15,000 in funding, access to Tigo networks across Africa, mentoring and business development education. Read More
ITC urges governments to increase public procurement from women vendorsThe International Trade Centre (ITC) has launched an initiative to increase the number public procurement contracts being awarded to women-owned businesses. Currently only an estimated 1% of public-procurement contracts globally are awarded to WOBs or women entrepreneurs. Read More
Nokia, oRn partner for Rwanda's first commercial LTE networkolleh Rwanda Networks (oRn), a joint venture between the Rwandan government and KT Corporation, has chosen Nokia Networks to provide network and managed services for the country's first commercial LTE network. Read More
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