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Q. I will turn 65 next May and have retired from the post office after 33 years. I have BC/BS with the post office, and I'm also with the VA. What happens with my coverage from the post office when I turn 65? Do I have to keep the coverage since I'm with the VA? A. Your BC/BS enrollment is under the Federal Employees Health Benefits program. It doesn't make any difference which agency you were working for when you enrolled or which one you are working for now.
Browsing: FEHBP
Health care coverage0
Q. I am a federal employee, 66 years old, planning to retire Jan. 3. I now have full coverage under Blue Cross Blue Shield for me and my husband. I understand that when I retire, I must sign up for Medicare Part A, but I am not sure about part B. If I elect to take Medicare Part B, and have BCBS as my supplement, may I still purchase my prescriptions through CVS Care Mark after I retire? Can you tell me the monthly cost for my spouse and myself to continue with full coverage under BCBS?
Retirement coverage0
Q. I plan to retire in approximately a year at age 55. I have been covered by my wife's insurance and we thought that I could stop coverage with my wife in the next open enrollment and go on FEP, but they told me in my office that I had to have five years on FEP before I could have coverage upon retirement. Is this true? Why wasn't this ever brought to my attention? Do I have any options?
FEHB program coverage0
Q. I was a Miltec for the army and I took a postponed retirement in 2008. Up to that point I had medical coverage under the FEHB program for five years. I have reentered Miltec status and have medical coverage, but will retire before I have five years of medical coverage for this period of service. Will I still have medical coverage after retirement or will I lose it because I didn't have medical coverage for this period of service for 5 consecutive years?
Switching family health coverage0
Q. I am a retired USPS employee. Presently, I am enrolled with BCBS with self and family option. My wife wants to get Medicare Part B and cease to be enrolled with my FEHBP. Can my wife re-enroll with my plan if she decides to do so later on?
Tricare and FEHB benefits0
Q. I retired from the Army in 2011 and have been working as a contractor since then. I have just accepted a GS position. I have Tricare (retired) now. Does my new position have the option of Tricare or is that just a military thing? If not, then should I ditch the Tricare for the FEHB? Any advantages/disadvantages either way?
Suspending FEHB in retirement0
Q. Can you suspend FEHB after retirement if you are eligible for Tricare? Can you elect to go back on FEHB if desired? How would you do this?
FERS MRA+10 and heath coverage0
Q. If my wife chose to retire now, at her minimum retirement age of 56 with 13 years of FERS service, would she be able to postpone her annuity until age 60? She currently carries FEHB (self), as long as she has had it the last five years, can I pick her up under my FEHB (self+1 or family) once she retires and then when she becomes 60 she can reinstate her own self-plan at that point?
MRA health benefits0
Q. I am a reinstated federal employee with the Bureau of Prisons who is 59 years old and has 15 years of service time. I want to retire under the minimum retirement age and understand there is a five percent penalty for every year under the age of 62. But, am I able to keep my federal health insurance until I reach age 65?
Leaving federal service0
Q. I am a federal employee (FERS employee from January 1988 to the present) who will likely be leaving federal employment for a private sector position in a different city. What happens to the following: 1. Can I either leave my money in the TSP account or roll it over; in any case, I am not touching the balance until I retire. 2. Am I correct that my retirement annuity freezes until I actually retire and that it would be based on the following calculation — years of service (.26) x the average of the high-3 annual salary? 3. Do…


text:
Written on: 03/08/2014 by 1946Doyle (1 review written)
items were sent in time and arrived in Canada in a timely manner,
if one problem, would be when an item is for both male and female, then a women should take the item one size down, or it is too big.
As rated by real users
" Great service online " Read More
" Amazing diy dress company " Read More
Written by copelj
" Do not shop on this site! " Read More
" Review of Dresswe " Read More
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" A Good Travel Companion " Read More
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subset: commoncrawl


text:
831-2887 - 1' Gray Snagless Cat6 Ethernet Patch Cable
Upgrade your network with a CAT6 Snagless Networking Cable from Belkin and enjoy clean, clear transmissions.
Mfr Name: Belkin
Mfr Number: A3L980-01-S
83-13953 - 9' Svga Cable Fully Wired M-F
Cable Assembly Type: VGACable Length - Imperial: 9.84ftCable Length - Metric: 3mConnector Type A: SVGA PlugConnector Type B: SVGA SocketJacket Color: Black
Mfr Name: Distributed By MCM
Mfr Number: AV21773
83-15655 - Micro USB To Lightning
Connect your micro USB cable to your iPhone's and iPad's Lightning port
Mfr Name: Cirago
Mfr Number: IUSB1000
83-11140 - 6 Ft 9P to 4P FireWire 400
At twice the speed of earlier FireWire™ products, the IEEE 1394b technology is perfect for
FireWire™ enthusiasts wishing to obtain higher transfer speeds. Belkin has developed
FireWire™ cable solutions that serve 1394b's amazing speed capacity of up to 800Mbps. ...
Mfr Number: F3N403-06-APL
831-2827 - 5' Black Snagless Cat6 Ethernet Patch Cable
Mfr Number: A3L980-05-BLK-S
83-12840 - 6ft VGA HD15 Male to 90° Up Male Cable
Easily connect monitors in those hard to reach places with this flexible VGA cable with 90° connectors.
Mfr Number: 81042
83-12654 - USB To 1-port RS-232 Serial Industrial Adapter Hub
Connect legacy devices to new computers with this industrial grade USB to 1-port RS-232 hub.
Mfr Number: FA1210
83-15858 - SATA Dual Port External Bracket
Dual serial ATA (SATA) port on a convenient expansion backplate.
Internal to external connection
Direct connection to SATA motherboard or PCI host card
0.3m cable
Mfr Name: Pro Signal
Mfr Number: ROB-401
831-2723 - 6' Blue Flat Cat7 Ethernet Patch Cable
RJ-45 to RJ-45 low profile Cat7 patch cableFlat profile for use in areas where space is limitedLength: 6'Color: Blue
Mfr Number: SG409
83-12949 - 6ft USB 3.0 A Male to A Male Cable Gray
USB 3.0 SuperSpeed cableSupports data transfer speeds of up to 5GbpsBackwards compatible with USB 2.0/1.1USB A Male to USB A MaleLength: 6'Color: Gray
Mfr Number: CAC250028
831-2877 - 5' Purple Snagless Cat6 Ethernet Patch Cable
Mfr Number: A3L980-05-PUR-S
831-2882 - 10' Red Snagless Cat6 Ethernet Patch Cable
Mfr Number: A3L980-10-RED-S
83-13955 - 30' Svga Cable Fully Wired
Cable Assembly Type: VGACable Length - Imperial: 32.81ftCable Length - Metric: 10mConnector Type A: SVGA PlugConnector Type B: SVGA SocketJacket Color: Black
Mfr Number: AV21775
83-13208 - DB15 Female Screwless Panel Mountable Field Terminator
The DGS15FT field termination female connector provides an easy and convenient way to perform field termination of any cable. Separate connection points are provided for all 15 positions of the connector plus the ground. Screwless terminal block design with spring...
Mfr Name: L-com
Mfr Number: DGS15FT
831-2660 - 45' Black Flat Cat6 Ethernet Patch Cable
RJ-45 to RJ-45 low profile Cat6 patch cableFlat profile for use in areas where space is limitedLength: 45'Color: Blue
Mfr Number: PSG90474
Ordering was easy and parts were received very quickly.


text:
Select () or exclude () categories to narrow your recipe search.
As you select categories, the number of matching recipes will update.
Find exactly what you're looking for with the web's most powerful recipe filtering tool.
1/9 Photos of Melt in Your Mouth Carrots
Prep Time:
Cook Time:
15 mins
25 mins
This is a wonderful side dish that has graced our table for years.
Units: US | Metric
Serving Size: 1 (171 g)
Servings Per Recipe: 8
Every recipe, menu, tip and how-to is right here, at your service.


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Mon July 7, 2014
Dozens Of Women Reportedly Escape Nigeria's Boko Haram
Originally published on Mon July 7, 2014 12:32 pm
More than 60 women and girls who had been abducted by Nigerian extremist group Boko Haram have reportedly escaped to freedom, after their captors left for a raid. More than 200 schoolgirls abducted in April remain missing.
Nigerian officials say 68 women were abducted two weeks ago in the country's northeast. The Associated Press, citing a vigilante leader in the town of Maiduguri, reports that 63 of them made it to safety over the weekend.
From Dakar, NPR's Ofeibea Quist-Arcton reports for our Newscast unit:
"Reports say the girls and women managed to get away when their militant abductors took off to attack a military base near Damboa, in Nigeria's troubled northeastern Borno state.
"A local vigilante group member trying to protect civilians told journalists he had received an alert that the former captives had made it back home. Relatives have confirmed that they are indeed safe. Insecurity is rife in this restive part of Nigeria, making it difficult to confirm such reports.
"Boko Haram sparked international outrage after the mass kidnap of students at their school in Chibok in April. The group is demanding the release of its fighters in exchange for the girls, in a deal rejected by Nigeria's government."
Details of the abduction and reported escape have been difficult to ascertain — it seems some of the women might have fled their captors soon after they were taken, and others were able to escape recently. We'll update this post with new information as it comes in.


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Northern Hauraki Gulf - October 2012
Snapper migration anticipatedRICHARD & BILL BATHURST
Relevant offers
Area Reports
October marks the start of the male snapper run into the gulf.
Large numbers of males tend to lead the females into the area, and feed up in preparation for the imminent spawning.
There are three main pathways for snapper returning to the Hauraki Gulf: the Colville, Craddock and Jellicoe Channels. As they move through, they will stop for a feed, but are not intent on feeding all the time. They are still on a mission to get to the Inner Gulf's rich feeding grounds, where they can fatten up fast.
The best way to describe how they move into the Gulf is like the wildebeest on the Serengeti. They will graze just like the wildebeest and are continually on the move, with each bit of foul feeding the concentrations of fish that come through. To get onto these fish, it's all about timing.
The pilchards are coming through in better numbers and are being herded to the surface by all manner of predators. Kingfish start to make their presence felt and are bigger than we have been encountering of late.
Trevally, which have been ever-present over the winter, are intent on getting amongst the krill, along with the kahawai. Snapper will be underneath most of the work-ups throughout the Outer Gulf.
One of the more prominent spots to try your luck would be the Mokes. Although not producing the numbers of late, this group of islands and reefs is the first stop for many fish entering into the Inner Gulf.
Great Barrier, especially through the Colville Channel, is another early-season spot. Traditionally the western end of this channel has produced better fishing, as the snapper split to either enter into the Firth or head further west towards Auckland City.
Craddock Channel will produce some very nice fish as they migrate into the middle ground.
Jellicoe Channel has not produced great success for me in the past, but brings fish through. I have had better results as they head around the Kawau and Flat Rock area.
The middle ground will be alive with bait, birds, kahawai and snapper. Even though this is a huge expanse of water, work-ups will become easier to spot over the coming months.
Northern Hauraki Gulf by Richard & Bill Bathurst
Ph 021 940 229
- Fishing News
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text:
Benzos plague the streets of Boston and Detective Mike Ross actively hunts it down.(02:11)
Ten hours into Paco's kidnapping: Most cases have a ransom request at this point. This case is unusual.(03:12)
An unintended consequence of the war on terror; over 90% of heroine sold in the world comes from Afghanistan.(03:01)
The mayfly is born, lives through middle-age, and then dies. All in the same day.(02:41)
Producer Stephanie explains monarchs and milkweed as she looks for milkweed in a field.(01:47)
Cameramen chase down the monarchs flying around a field.(01:00)
Red crab larvae hatch and head for dry land, covering Christmas Island's shores in delicate little crablings.(02:22)
Crab males endure a harrowing journey towards sea -- facing yellow crazy ants and traffic along the way.(02:33)
Producer talks about filming crabs while on locations.(02:17)
Poole describes shooting WB from a hot air balloon.(01:56)
Poole finds a WB stuck in the river - and it dies sadly.(03:19)
Building mathematical models to predict the behaviour of predator and prey.(02:48)
Crew gets lost trying to drive through Africa to find Kob.(03:37)
Katie talks about how hard it was to get a particular shot of sperm whales when the camera stopped working.(02:14)
Rick talks about how he was able to get so close to whales.(01:46)
Cameraman Rick Rosenthal talks about just how complicated it was to find male sperm whales.(01:53)
Cameraman Rick Rosenthal talks about finding fish and then diving into the water to film them in a bout of chaos.(01:55)
Katie Bauer talks about how sensitive and amazing the whales are.(01:46)
Thousands of zebra herds join together to begin an arduous journey out of the delta and into the Salt Pans.(02:39)
Producer Katie Bauer describes the seals battling on shore.(01:43)
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Le Floride Hotel
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TripAdvisor Reviews Le Floride Hotel Courchevel
Travel Blogs from Courchevel
Moving on
... hour traffic. Now, imagine doing this for 4:30 at a time except for stoping for refuelling or a coffee break. But instead of riding at 110km/h you are riding at 130/140 constantly overtaking column of trucks and being overtaken by those drivers in a hurry. Add a bit of rain to top it up and then you will understand why I get a bit tired at the end of the day.
I stopped for refuelling at a ...
Through the French & Italian Alps.
... station in France, we then headed to the Buffet Carriage to take in the views. They've got windows in the upper part of the carriage here, so you can get yourself a beverage and take in the scenery. It's still impressive but the only downside that the weather wasnt so great and so we didnt see it's full majesty as clouds were covering some of the largest mountains.
The last few hours were not the most ...
France to Italy
... sound of cowbells and sheep bells was common everywhere we went. Very peaceful. We were rarely near any roads or the sound of cars. On some stretches of the trail we saw no one for an hour or two.
We reached another very high mountain pass that took us from France into Italy. Switched from saying "bonjour" to everyone to "buongiorno" Stopped for lunch and were treated to some of ...
We All Live in a Yellow Submarine!
The next morning, the weather still being very good, we opted to take the high mountain trail to our next stop. And high it was, crossing a snow bank at one point on this sunny Sept 4th.
The hike down from the snowy pass was steep and rocky but our knees seem to be getting used to it. After a few hours, as we neared the bottom of the valley, a French boy, a farm hand, stopped us from taking a wrong turn and showed us a shortcut through a farm pasture that ...
High Mountain Pass
... holding her other arm. Both of us felt kind of emotional seeing that.
After about 7 hours total hiking we reached Refuge de Croix de Bonhomme. Although the setting was stunning, this would turn out to be our least favorite refuge of the whole trip. Hot showers were not available till 5 pm (get in line) and the hot water ran out about 20 minutes later. The meal was almost inedible, and when the dinning room ...
Other places to stay in Courchevel
Mercure CourchevelQuartier du Jardin Alpin, Courchevel | 3 star hotelfrom $122
R�sidence Les BriguesMarais, Courchevel | 3 star hotelfrom $42
Hotel Des NeigesBP 96 Route de Bellecote, Courchevel | 3 star hotelfrom $217
Hotel New SolariumQuartier du Jardin Alpin, Courchevel | 3 star hotelfrom $483
Pierre & Vacances Premium Residence Les Chalets du Forum1 Rue de Plantret, Courchevel | 4 star hotelfrom $96
Hotel Le MontanaCentre Station La Tania, BP 5, Courchevel | 3 star hotelfrom $52
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La Pomme De PinCourchevel 1850, Courchevel | 3 star hotelfrom $499
Hotel des Trois ValleesCourchevel 1850, Courchevel | 3 star hotelfrom $397
Les Ancolies HotelRue des Gravelles, Courchevel | 3 star hotelfrom $259
Hotel Club Vacanciel CourchevelCourchevel 1650, Courchevel | 3 star hotelfrom $102
Hotel de Charme les AirellesLe Jardin Alpin, Courchevel | 5 star hotelfrom $1,513
Hotel de la CroisettePlace du Forum, Courchevel | 2 star hotelfrom $316
Le Saint JosephRue Park City, Courchevel | 5 star hotelfrom $575
H�tel Courchevel Olympic Madame VacancesRue de Tovets, Courchevel | 2 star hotelfrom $166
Hotel Le Palace des NeigesRue du Jardin Alpin, Courchevel | Hotelfrom $550
Le ChabichouQuartier Les Chenus, Courchevel | 4 star hotelfrom $302
Residence Le ChristianiaCentre Station La Tania, Courchevel | 4 star hotelfrom $87
La SivoliereQuartier Les Chenus, Courchevel | 4 star hotelfrom $1,136
Hotel EdelweissPlace du Marquis, Courchevel | 1 star hotelfrom $59
CourcheneigeRue Nogentil, Courchevel | Hotelfrom $106
Hotel Le PortettaCourchevel 1650, Courchevel | Hotelfrom $520


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5 ACL Festival Performers Who You Might Not Know But Need To
Get to know these five acts playing the famous music fest this weekend!
It's the last weekend of the Austin City Limits music festival, and if you're going / planning on going, we have a handful of lesser-known artists that we think y'all should know about. Who knows, any of these five acts could be your new favorite artist! Count down with us as we get you guys in the know about some under-the-radar performers at the 2013 ACL fest:
5. Portugal. The Man
We're fans of Portland, Oregon rockers Portugal. The Man because of their ability to write fun, catchy songs that have a deep lyrical message. Take their song "Purple Yellow Red & Blue", for example: the lyrics are essentially told from the point of view of somebody that wants to be rich and famous and happy and free by doing...absolutely nothing. They comment on today's capitalistic society in a way that's boppy and light.
4. Walk The Moon
We first got to learn about Ohio band Walk The Moon when their shared their My Musical Mind surveys with us back in the summer of 2012. The pop-rock foursome first gained fans with their single "Anna Sun", and now they're hard at work on their upcoming yet-to-be-titled third album. We heard they're amazing live!
3. Lissie
We're always a fan of singer/songwriters like Lissie, who also shared her My Musical Mind survey with us this past July. Coming out of Illinois, she now resides in California, and her upcoming album Back To Forever is due out October 15th. Keep your eyes peeled on Lissie!
2. The Mowgli's
Eight-piece alt-rockers The Mowgli's have been on our radar since we got to know them in November of last year. Letting us peek into their My Musical Minds, we learned that the band is all about peace, love, and music, which is right up our alley. They're actually pretty well-known these days with their single "San Francisco", so there's definitely a chance you've heard 'em once or twice.
1. Twin Forks
Dashboard Confessional frontmant Chris Carrabba's new musical project Twin Forks was introduced to us when we premiered their lyric video for their sweet single "Cross My Mind". The folk/Americana effort has been in the works for a couple of years, but finally made their debut in 2013, and their EP is currently available for download on iTunes.
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Enjoy bonus videos, photos and posts and have your say on the the latest music!
Not convinced? Check it out.
Enjoy bonus videos, photos and posts and have your say on the the latest music!
Not convinced? Check it out.
Our track-by-track guide to the band's seventh album...
Tags: Oasis
Oasis are finally back, and Gigwise has the essential track by track guide ahead of the release of their eagerly awaited seventh studio album 'Dig Out Your Soul'.
We can lay any uncomfortable anxieties to bed straight away because this album goes beyond the realms of what we expected.
The elegantly flowing order creates a feeling of one continuous piece of music and gives a swift slap across the download a song here and there generation. So now for the tracks…
1. Bag It Up - A striking start to the album and a quick insight into the psychedelia that lies within. Faultless changes including the gritty serene pre chorus: "Someone tell me I'm dreaming/The freaks are rising up through the floor," delivers in a way only Liam could. Then the onslaught of the sleazy charismatic chorus: "Lay your love on the fire when you come on in/ I got my hee-bee-jee-bees in a hidden bag," adds the final flavour to a filling starter.
2. The Turning - A slightly reticent comedown from the raucous power of the previous five minutes - and an effortlessly flowing transition from it also. A simple patiently building rock 'n' roll belter that moves from calmly stroked chords into a cacophony chorus where Liam lets rip.
3. Waiting for the Rapture - John Desmore and Robby Krieger seem to meet the band for Noel Gallagher's first vocal outing. It's the glam and the sleaze that add sinister beauty to a crush of charm. Noel's high vocal moments are forceful and bounce well with the sharp guitar that pops in and out.
4. The Shock Of The Lightning - The first single to be lifted and one all should be familiar with already. It's the quick pace and the Keith Moon drum style solo that elevates this track from any monotony that may trouble the cynics. A powerful, driving song intertwined with drips of imposing organ.
5. I'm Outta Time - One of the most talked about tracks at the moment. Liam's ode to Mr. Lennon does not disappoint. The opening "La La La La" put you off the scent for a moment before the handsome ballad comes alive with Liam's heart felt vocal. His affection is apparent and it will add a tear to the more emotionally sensitive. "If I'm to fall would you be there to applaud/ Or would you hide behind them all," rings the chorus and showcases Liam for the great songwriter he has finally become. The speech sample from Lennon that ends: "Are you going to be there when I get back," is eerie and adds the final poignant stroke.
6. (Get Off Your) High Horse Lady - This song is all about the drums, clapping and the single cowbell note that brings them flourishing further down the line. Noel's effect laid vocal is uncompromisingly dastardly genius. The song typifies the fantastic effort that has gone into the production on the album. An expertly chosen follow up from the beauty of the previous effort before the beach walking sounds move into the oncoming brilliance.
7. Falling Down - This is one of 'those songs'. The orchestra promotes a yearning for big things and delivers sophisticatedly. The drums again play the key role in the song. The jumping quick beat juxtaposed with a dark yet soft Noel vocal washes a sense of awe over the whole thing. There is something even more emotionally attaching then Liam's ballad, and is certainly one of Noel's best in years both vocally and structurally.
8. To Be Where There's Life - The Eastern musical influences are apparent throughout but what elevates this Gem track is the powerful Liam vocal that dances coherently rather then a sneeze of confusion. The bass line typifies a Gallagher strut and marches on authoritatively. The plunge back into the verse and the scream of "Dig Out Your Soul" is the intelligent equivalent of an hour listening to Stephen Fry.
9. Ain't Got Nothin' - This is Liam standing right in your face scowling with frightening intent. It's The Who all over with the Oasis magic sprinkled on. A short number but grand nonetheless.
10. The Nature Of Reality - Maracas shake and then in comes the Beatles 'Revolution'/'Heltter Skelter' style single note ringing before dropping into an 80s stadium rock beat that oozes the classic British feel. Imagine John Bonham meeting Pete Willis for a jam ensuring there's enough reverb making headway to keep Spinal Tap's Nigel Tuffnell happy.
11. Soldier On - A plodding groovy beat under an echoy Liam vocal climaxes the album with the same feel as a soundtrack behind credits. The 'Baba O'Reily'-esque synthesiser stepping in along with the melodica end the album with a sense of the close of a dream. It's trippy, it's haunting, and it's brilliant once again.
To summarise, this is an album that truly takes hold of all expectations and desires and delivers a punch that will not only shake your bones – but any one who manages to stand in a near radius of you. Get pre-ordering now.
A History of Oasis Studio Albums:
The gig is in aid of homeless charity Streets Of London
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New shows announced in Manchester and London
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Gig stopped moments into the encore
Watch the haunting video from the four-piece on Gigwise first
It's either a bargain, or a massive waste of money
Young discussed the issue of ageism in the music industry
The singer had referred to Grande as 'silly beyond belief'
The LP will be produced by pop producer Paul Epworth
Cheery new cut features The Social Experiment and Donnie Trumpet
The news we have all been waiting for
The tour includes the band's biggest headline show to date
Drummer also had to turn down flight with the models
Bands will release a split single next month
Sir Elton could be headed to Worthy Farm
The Led Zeppelin star performed with Lewis at the 2008 Olympics
Retailers say it would incur additional costs
'I'm going to keep doing what I'm doing 'til I'm dead'
Are next year's acts 'all the yes' or 'a bit sh*t'?
The singer stands up for the single
Winked at the media and got a piggy back from his security guard
Rihanna, One Direction + more also appear
Band will be joined by Hozier and Kaiser Chiefs
The Frances Bean produced film will show on HBO
Hear a snippet of the first track from R8
3RDEYEGIRL account also removed


text:
Continuation of THREAD III.
Find out what Merly and her special guest had to say about this year's Christmas Station IDs in this merry episode of SMYT!read more
We list down 10 things to look forward to this season from the Miefer Fever to EJ Laure and Jaja Santiago's crucial role for their respective teams!read more
Junemar Fajardo posted a career-high 36 points and 17 rebounds to lead the charge for the Beermen against the lowly Kia Sorento, 90-74.read more
Denok Miranda (21pts) and the Barako Bull Energy played spoiler in a very impressive outing against top-seeded Alaska Aces, 85-78.read more
We take a look at twelve couples who have formed relationships like real life brothers. Meet our BasketBros!read more
Come one, come all! Voting for The Best of 2014: PExers Choice Awards has officially begun. Click here to cast a vote!read more
Continuation of THREAD III.
PR and OD means??
I don't know what PR means.
OD = Open Day Recruitment
PR diba po ang airline code for PAL? Am I right?
Qatar Airways OD in Cebu (July 18)
Last weekend's Qatar Airways OD in Cebu was a great experience even though I was not even included in the shortlisted candidates. It was my first time applying for cabin crew, but however, it was heartbreaking.
I was so confident to be shortlisted because the HR (i think) of Qatar Airways was impressed on my cover letter and CV (cover letter was not required but I had. Also, I have all the prescribed requirements). But to my dismay, I was not included.
Until now, I don't know what are the reasons. I'm 5' 9" and have a normal body build and weight. Maybe because of my big mole above my upper right cheek? I have read and my friends told me that moles are a factor as well as scars, etc. Is this true? Why do airlines wont accept applicants with moles on faces?
kelan next open days ng mga airlines?
san pwede mag apply saudian? emirates?
kelan next open days ng mga airlines?
san pwede mag apply saudian? emirates? air atlanta icelandic?
I just got back from applying at Saudia... go to Skills at Discovery Plaza... Malate, Manila... sila ang nagsscreen for Saudia...
have u applied to other airlines before?do u think kasing higpit *** ng ibang airlines in terms of grooming... like scars on legs and arms...me nagsbi kc skin not so kc fully covered *** sa uniform. bawal nga m expose batok so nkalugay ang mga gurls..
heads up everyone
according to our monthly cabin crew mini magazine, there will be an upcoming OD in Manila for the month of August and September. However, the specific dates I still don't know. Just keep checking this link >> http://www.qatarairways.com/global/e...rew-dates.html
God bless everyone
QR & EK update their careers websites regularly. Their local agency IPAMS posts openings as well.ü
Saudia, cebupac etc etc advertise sa workabroad or jobstreet. Search mo 'cabin crew' or 'flight attendant' as minsan ibang category nalalagay yung jobs. Tiyagaan lang talaga sa pag research.ü
also, sometimes people post hirings on their blogs. Jo Camet of myopennotebook (haha, hi! I read your blog!) frequently posts openings. I also try to update mine when possible.ü
P.s. Will include links in this post later. Di kasi ako marunong maglink sa cellphone. Hehehe.
Last edited by naria; Jul 22, 2010 at 06:06 PM.
To answer your question, no, at least here in qr, they are not particular naman sa moles... I have a lot of colleagues who have moles pero ok lang... Scars pa siguro and pimples but not moles... Just try your luck nalang on the next OD. God bless!


text:
Stolt-Nielsen S.A. (Oslo Børs: SNI) announced that following the company's press release on April 23, where it reported that MT Stolt Strength was adrift off the coast of Somalia with limited fuel and without naval protection, the company now reports that the ship has received both supplies and fuel from an American naval vessel. MT Stolt Strength is currently proceeding under her own power to Salalah, Oman, under escort by a Chinese frigate, which will remain in close proximity until they reach port. Once in Salalah the crew will be relieved and flown home to join their families.
After months of preparation, HMAS Success departed Garden Island in Sydney today for a six-month deployment to the Middle East Region to provide logistic support
Seven crewmembers were rescued after their 100-foot coastal freighter began taking on water and sank approximately 45 miles north off of Cap Haitien, Haiti, Friday.
Arleigh Burke-class guided-missile destroyer USS Oscar Austin (DDG 79) departed Naval Station Norfolk Nov. 21 for a deployment to the U.S. 6th Fleet area of responsibility (AOR).


text:
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It's time to raise the standards
Many Bahamian businesses are holding on by a thread and seeking answers on how to survive this seemingly never-ending recession.
Many are complaining and feeling the pressures brought on by a sluggish economy, but I ask you, how many of us are really willing to do what it takes to not only survive, but to thrive? In this new arena several factors have become crystal clear:
o Business as usual is a thing of the past, get over it!
o Self-perseverance is the name of the game, the strong survive, the weak will be swallowed up!
o Survival depends on making the tough decisions that will enable you to adapt to the ever-changing landscape and remain competitive.
o New visions will have to be outlined and current strategies redefined, while still remaining open to new and emerging opportunities, for example, the demand for new products and services or just the ability to cheaply acquire the assets of a distressed competitor.
o Organizations will need agility, the ability to quickly spot and snatch opportunities before the competitors do.
And I can hear some of you crying right now, Stacia I hate change. Trust me I know you do. The reality is, the more successful you become in your career or business, the harder it is to change, since all of the learning that has led to your success thus far, has been implicitly coded in your brain and works against your ability to unlearn. So believe me, I understand why change is difficult, but consider this, the new normal and #1 rule for business survival in this new arena is simple, adapt or die! And in the words of former U.S. Army Chief of Staff General Eric Shinseki, "If you don't like change, you're going to like irrelevance even less." If you don't learn how to embrace change my friend you run the risk of your products and services becoming obsolete!
Tough times call for tough measures. Here are a few of my suggestions for your business survival:
o As business owners and executives, you need to ensure that everyone drinks the Kool-Aid, that you and your employees are on the same page. Your strategy is not a military secret, your employees need to understand it as clearly as you do! So even If you've said it before, you need you to say again. Tom, Sue, Maryjoe, Shaquita, this is where we are, this is where we are going, and here is what we need you to do to help make his happen. And when we are successful in achieving our goals, here is what the benefits will look like.
How many times do you have to tell them? As many times as it takes because execution is crucial to your survival. Without a doubt it is imperative for your employees to understand your highest priorities, and know what they are supposed to do to achieve them.
o I said it before I'll say it again, the success of your organization lies in the hands of the people you hire. So don't compromise, hire right the first time and make sure that you have the right people involved in the recruitment process. Outsource this function if you must because here is what I need you to always remember:
A level employees hire other A level employees.
B level employees hire C level employees.
C level employees, well they just hire losers so with a bunch of losers running around your company's survival is slim to zero.
o My people, my people, we've got to raise the standards, as a people our brand is too low, our work ethic is almost non-existent, we've grown too comfortable, entitled and lazy. Comfort leads to stagnation and I just don't know when we will realize that not doing more than average is what keeps the average person down. We really need a paradigm shift! We have to change our work ethic. Clients with choices will refuse to put up with crap and you know exactly what crap I'm talking about: Showing up late, missing deadlines, inferior work, "ducking clients", over promising, fluff with out substance, etc. It's time to stop this nonsense! We must learn to stamp everything that we do with excellence. We must absolutely improve the quality of our goods and services. We must improve our level of professionalism.
o Hold people accountable for their performance. Reward those who execute, especially your superstars (since they are not equal to your average worker), coach those who don't, and if they still don't get it my friend it's time to separate. Employees must come to the place where they realize that everyday they must earn the right to be employed. They must bring value or their services are not required! Don't be afraid to make the tough decisions, understanding that your employees either add to or detract from your success.
Finally, I want to leave you with the words of Jack Welch, former CEO of GE.
"The winners will be those who search out and participate in the real growth industries and insist on being number 1 or number 2 in every business that they are in, the number one or number two leanest, lowest-cost worldwide producers of quality goods and services, or those who have a clear technological edge, a clear advantage in the market niche.
"Where we are not number one or number two and don't have, or can't see a route to technological edge, we've got to ask ourselves Peter Drucker's very tough question: If you were not already in this business, would you enter it today?
And if your answer is no, face that second difficult question: what are you going to do about it?"
Stacia Williams offers keynotes, workshops and personal coaching on a wide range of personal branding, image management, customer service, leadership, business etiquette and international protocol topics.
You can contact Stacia Williams at 325-5992 or email email@example.com or visit staciawilliamsblog.com.
Bahamas urged to actively seek out Chinese investment
Bahamian companies and the government have been urged not to take a "passive approach" to efforts to tap into private Chinese wealth, with one top local realtor suggesting that even as the appetite and capacity to invest abroad grows within the Asian giant, the Chinese know little about this country.
Fresh from helping to coordinate Mario Carey Realty's (MCR) participation in a luxury property showcase for high-net-worth Chinese, Danny Lowe, a Beijing-based consultant for MCR, noted that many countries are far ahead of The Bahamas in channelling Chinese investments abroad.
Speaking with Guardian Business after returning from the Shanghai Luxury Property Show, where 5,000 high-net-worth individuals (HNWIs) who were "hand-picked" to attend the event were invited to view a presentation he conducted on The Bahamas, Mario Carey said his experience in the country taught him that The Bahamas is "not well known there".
"They want to know where The Bahamas is, so we use reference points like New York City, Toronto, places they would know, because they have no idea," said the realtor, who has concluded over 100 sales transactions in Ocean Club Estates on Paradise Island.
His comments come as recent surveys suggest that Bahamian sectors such as real estate, tourism and financial services stand to benefit from becoming better known in China.
In 2013, a comprehensive survey revealed that the number of HNWIs in China has more than doubled in the past four years to 700,000.
One in three wealthy Chinese have investments abroad, and of those, 60 percent would like to increase their overseas holdings, according to the survey from China Merchants Bank and Bain & Company released in mid-2013.
That's roughly double the number of HNWIs who reported making similar investments in 2011.
Meanwhile, in 2013, around 60 percent of HNWIs reported some interest in moving abroad.
Some commentators have noted that this interest is increasing as China seeks to shift its economic model away from that which made many of its super wealthy rich, to one that seeks to even out some of its inequality. This could lead to higher taxes for the wealthy, along with other changes that could threaten their wealth.
Other surveys have revealed significant "anxiety" among Chinese entrepreneurs about the security of their investments, based on concerns about the rule of law and lack of regulated business norms.
In the China Merchants Bank and Bain & Company report, the most prominent issues concerning Chinese who are considering moving or investing abroad are environmental issues like air pollution and the low quality of drinking water and food safety.
Many people are also worried about the education of their children as well as their own retirement plans.
Lowe, who speaks fluent Mandarin and specializes in Chinese and Asian consumer behavior, said that there is a lot of competition for private Chinese investment.
While the relationship between the Export-Import Bank of China, the China State Construction and Engineering Corporation and Baha Mar has played a role in informing mainland Chinese residents about The Bahamas, there is more that could be done by both the public and private sectors to raise this country's profile in the Asian giant, said Lowe.
'Passive approach'
"The Bahamas is thinking that once Baha Mar comes they will come; that's a passive approach, why not move ahead instead of waiting for Baha Mar?
"There are a lot of competitors for the Chinese dollar. We definitely need to get a foot out there in getting ourselves known so that the Chinese know there is a paradise on this side of the world," said Lowe.
"At the trade show there were so many other countries there promoting themselves and they are way ahead of the curve in attracting the Chinese consumer."
Carey agreed, adding that a promotional campaign in China would be money well spent for this country.
"I think The Bahamas, the government, the ministries of tourism and finance, need to think about increasing the presence of this country there through a marketing campaign in that market. If there is anywhere we could be spending the money, I think we would benefit from it there," said Carey.
The promotion does not necessarily have to sell something new to Chinese, but elaborate on and illuminate what The Bahamas already has to offer, said the realtor.
"What we already have works. We just need to let them know what differentiates us. We are English-speaking, the dollar is on par with the U.S. dollar, and you can become a permanent resident if you invest over a certain amount."
"Bahamians have this misconception that the Chinese will come and buy up everything but the government has policies in place for that."
Visa exemption
On the plus side, the mutual visa exemption agreement between The Bahamas and China, signed last month, is a major step forward for encouraging tourism, and potentially investment, said Lowe.
"The Chinese usually find it very attractive that they can enter into another country without a visa; it shows on a political level that the country's ties are stable and furthermore they want to do these things on the fly.
"Although the Bahamian embassy in Beijing, China does facilitate visas it's much more convenient that they wouldn't need to be processed and can come directly," said Lowe.
Carey said he has received some very positive responses from potential investors following MCR's presentation and meetings in China.
"Based on what I've done, I'm already getting some tremendous feedback from it. I think it will pay off.
"I've been nurturing this for a while. We have our website in Mandarin, we have Danny in China as our Chinese consultant; it's a determined strategy and it's starting to pay off, so the next step now is to create business opportunities, form partnerships."
Down the line, the realtor anticipates one day having an office in the Asia-Pacific region.
"It's safe to say we could have an office in the Asia-Pacific region; that's one of the goals we have. Why wouldn't MCR take advantage of having Bahamians (students) there? The culture and etiquette are very important when dealing with clients on a global level, so its important that they can see Bahamian people taking time out to reach out to them," he added.
An opportunity to push sustainable tourism
Guardian Business: Can you briefly describe your experience in the tourism sector and what your role is today?
Sonia: I had the privilege of working for the Atlantis resort on Paradise Island from 2002-2005. It was a breakthrough opportunity for me after serving seven years at the Ministry of Works as a design engineer and project manager. In the role at Atlantis I drew on my project management skills, as I had responsibility for executing an annual multi-million dollar capital budget for all the senior vice presidents of the company who were at the time my internal customers. Unlike in the public sector I was given a lot of autonomy to run the projects department. I, of course, closely coordinated with the heads of the facilities division but felt empowered, and I was expected to succeed.
I currently own and operate a full service mechanical and electrical engineering consultancy and, as it turns out, my major project is the Baha Mar Development resort being undertaken on Cable Beach. Graphite Engineering Ltd. has been selected as the Mechanical and Electrical Engineers of Record for this project.
GB: Why did you choose to work in tourism as a career?
Sonia: I did not choose tourism specifically as a career, but as a consequence of what was available in the economy. An opportunity in tourism presented itself and I was pleased to embrace it. Bahamian engineers continue to be under represented in major tourism projects at the level of design and onwards. This will only change if we continue to build capacity and, when given an opportunity, we provide stellar service.
GB: What has been your most memorable moment?
Sonia: My team was given the opportunity to oversee the renovation of the Crown Ballroom. By dollar value it was the largest project given to our department. It was not a technically challenging assignment but we had a very short time frame to deliver the project, and we were able to get it done.
GB: Has the industry changed since you started your career? How?
Sonia: As it specifically refers to the engineering services in hotels, there have been a myriad of changes because the mechanical and electrical systems that support these buildings, keeping them lit and cool, continue to be more sophisticated.
GB: What should The Bahamas focus on to stay competitive?
Sonia: We are currently sitting on an opportunity to aggressively push sustainable tourism and make this a given for any property in The Bahamas. We should require that our hotels in the first instance be high performance buildings, with excellent carbon footprints. We should be reusing, recycling and cutting waste. If we can do this without hurting our cost competitiveness we would set ourselves apart from the pack and demonstrate that we really care about our country.
GB: What advice would you give to a young person who is considering a career in tourism?
Sonia: Do your homework, literally. There a lot of opportunities very high up in the food chain of these resorts that Bahamians can fill. We must accept the fact that a lot of the developers are multi-national companies and it means we may be competing with international persons for jobs at home. This means we need to get international exposure and experience, and be prepared to function at the top of our game.
Don't be afraid to dismantle the box
Industry position:
Attorney at Law / Chairman of the Bahamas branch - Charted Institute of Arbitrators/London
What attracted you to the sector?
I became interested in pursuing a career in diplomacy while studying French at La Sorbonne, Paris, France. My deceased brother, Richard Cooper, himself a lawyer, encouraged me to read law after I had finished my tertiary education in France. I studied for the LLB in London, while simultaneously working as a full-time officer at The Bahamas Maritime Office. My primary duties were in the areas of registration of mortgages, an area of ship finance, which firmly established my interest in the financial sector.
How long have you been involved in financial services?
Following my call to the Bar in 1993, I practiced over a broad range of areas in the law, but my primary interest was in corporate and commercial laws. I became actively interested in financial services about one decade ago, and have been involved in the sector since then.
What keeps you motivated?
We all know that life is full of challenges. I meet these challenges, and bring stability to my professional and personal like by drawing inspiration, strength and hope from God. My conviction of The Bahamas' potential to be a premier international arbitration center in the Americas with capacity to complement other arbitral seats around the globe particularly motivates me. Ensuring that there are successors in the industry in 2030 and beyond is also an important motivating factor for me.
Why do you think you have been successful?
I attribute my success to the favor of God and the kindness of persons that have touched my life. My parents, especially my father the Late Rev. Dr. R. E. Cooper Sr. made huge sacrifices for my education and instilled in me a determination and appreciation for life and the opportunities it brings. Along the way, persons have sowed into my success. For example, my benefactor the late Frank Lloyd was instrumental to my completing my studies in France and England after my father's death. Of course, it was left to me to embrace the opportunities afforded to me, and as with others, hard work, dedication and a fearless determination to re-start from ground zero all contributed to where I am today.
Did mentoring play a part in your success?
Yes, I consider mentoring critical. Friends, family and associates have mentored me over the years in areas as wide as business etiquette, diplomacy, and in the legal and financial sectors. I do believe, however, that mentoring should start at home; my parents were my first mentors. I have also found that mentorship is not hinged on age, but rather experience and a willingness to share.
What qualifications do you feel are the most useful in helping you perform in the sector?
Fluent knowledge of the French language has enabled me to provide professional services to the francophone community. Additionally, obtaining my Series 7 has given me the investment knowledge and exposure to respond effectively to a dynamic and evolving marketplace and particularly to the business needs of my clients.
Training with The Chartered Institute of Arbitrators in London has allowed me to provide the option of Arbitration/Alternative Dispute Resolution to clients who are keen to conduct business in The Bahamas, and want a commercially viable option to settle disputes.
What has been the biggest challenge in your career? How did you overcome it?
The biggest challenge in my career has been staying innovative and seeking new opportunities within the global community. This is a continuing challenge. In order to meet the challenge, I regularly attend legal and financial conferences all over the world, to remain on the cutting edge of what is happening internationally, and to be familiar with what others globally perceive as the future of the financial industry. Also, I research market developments and remain abreast of the global financial regulatory climate.
What advice would you give young people just starting out in the industry?
I would say to young people that they should learn how the financial markets operate. I strongly advise them to read and research to understand national, regional and international economies. Exposure by means of travel or internships whether in The Bahamas, regionally or worldwide would prove to be very strategic for future networking, and the establishment of a competitive curriculum vitae. I advise young people that becoming fluent in a foreign language in which business is conducted is more pertinent today than it was when I was studying.
I also encourage young people to pursue their vision with laser focus and not to be afraid of dismantling "the box" and embracing the global market.
Seeking foreign saviors in the cancer fight
Dear Editor,
I write this letter with deep consternation after reading this Komen blog (http://blog.komen.org/?p=1339) and the press reports on the Susan G. Komen and Ministry of Health announcement of a $100,000 gift to launch a breast cancer program yesterday, September 12.
It also strikes me as so ironic that, exactly one month away from Christopher Columbus' "Discovery" date we, who are supposedly an "independent" nation, are still looking to a "savior" from outside the country to "discover and rescue us". See what you lookin' at, Bahamas - wake up, and stop perpetuating this nonsense.
The Cancer Society of The Bahamas (CSB) was formed in 1976 by a small but fiercely dedicated group who worked relentlessly to form an organization dedicated to educate the public about cancer so that it may be prevented, diagnosed and treated in its early stages, to be of service to cancer patients and their families, and to raise funds to support these programs; and after close to 40 years of sacrifice, hard work and struggles in the original trenches of the cancer fight, they have built an organization that assists the local population all over The Bahamas with all forms of cancer, breast cancer being one of their primary targets.
I know the story intimately because I helped to write it as a 30-year breast cancer survivor and a past president and board member of the society. Although I have long retired from the society I still keep in contact with all of the many entities that deal with cancer care in this country.
Here is my story: When I was only 31 years old, it was the late Dr. Poad who accurately diagnosed my cancer as soon as he saw it, and referred me to the outstanding Bahamian surgeon, Dr. Earle Farrington who performed my biopsy and mastectomy at Princess Margaret Hospital with the late Dr. Wavell Thompson as the anesthetist, after the specimen was correctly diagnosed as stage one Piaget's Disease by Bahamian lab technicians and pathologists, and I recuperated in PMH with Bahamian nurses, the late Lillian Thompson and Susie Mae Lockhart, taking excellent care of me.
This was 30 years ago when we did not have all of the experts, equipment, nor amazing technology that we have today and I am still alive. So don't you think Bahamians knew what they were doing then and are doing now?
I joined the society when they were in the process of purchasing the first ever mammogram machine for The Bahamas which was donated to Princess Margaret Hospital. We knew then that "early detection was the best protection". That was our motto 30 years ago when Komen was just being formed and we were working closely with the American Cancer Society, who embraced the CSB with open arms, asked us what we needed and then shared their services, expertise and resources freely with us so that we could adapt it in whatever way we thought necessary to appeal to the Bahamian public.
We knew 30 years ago that Bahamian women's breast cancer developed at an earlier age than the U.S. statistics showed and that it was more aggressive. We might not have had the scientific data to show it, but our doctors had the empirical knowledge to advise us it was needed, so the CSB was advocating monthly breast self-examination and mammogram screenings at an earlier age decades ago.
In contrast, the Komen organization is only 30 years old and entered the Bahamian cancer scene a mere four years ago. The correct story is that they were introduced to The Bahamas through the auspices of the Bahamas Breast Cancer Initiative (BBCI) that was formed by the wife of the then U.S. Ambassador to The Bahamas, Stephanie Siegel, herself a breast cancer survivor.
Members from the Sister, Sister Breast Cancer Support Group, the Cancer Society of The Bahamas, me, and a group of extremely qualified Bahamian cancer specialists - Dr. John Lunn, Dr. Theodore Turnquest, Dr. Larry Carroll, Dr. Corrine Sinquee and Dr. Devaughn Curling - were invited by Siegel to work along with the BBCI to advance cancer care in the country. We, the Bahamians, were their respected consultants and were asked for our advice on how to achieve this.
We are the ones who have been in the trenches and on the ground from the outset; we are the ones who know our people and our country; we are the ones who patients turn to for assistance; we are the ones who have the right to set the policies and procedures because we know the story. This is our country and we must demand the respect that we deserve. Visitors to our country should have the decency to ask our permission to participate, not barge in and try to take over. But as in all such cases, if the donkey lets you get on his back, in so doing it gives you the right to ride him.
It was the BBCI who invited the Komen organization to partner with it to assist in the fight against breast cancer here in The Bahamas. It was the BBCI who informed Komen about the genetic study which was developed by most of the same brilliant Bahamian cancer specialists listed above who worked along with their colleague, Dr. Judith Hurley out of the United States, and this study was also assisted financially by the highly successful and locally organized annual cancer fundraiser Ride for Hope. I trust that these persons and organizations will also write in to elaborate on "how the story go" since many of them were not mentioned in the press reports.
I resigned from the BBCI because I was not prepared to bow to Komen's control. I refused to be told by them how and what to do to develop educational programs for women in The Bahamas based on the standards and statistics of a group who "just reach". It appears that too many people are not aware that slavery and colonialism are dead and I, for one, refuse to dance to the beat of someone else's drum especially since I was involved in writing the music "in the first beginning".
In these days and times, no person or organization should be allowed to come into the country purporting to be our "savior" with the presumption that they have the right to impose their standards unequivocally upon us, telling us how and what we must do in order to conform to their guidelines. Allowing persons to dictate their terms of engagement just because they can write a fat check is no better than prostitution and I cry shame on those who perpetuate this pathetic behavior.
I am a Bahamian first and foremost and I believe in the Bahamian people. I have respect for the successes of the Bahamian people who work hard and I have no hesitation in speaking out in their defense - so should we all.
I am therefore outraged that the Ministry of Health would deny and ignore the cancer achievements of our historical past and "diss" our own organizations and professionals by saying they want to partner with a entity from outside the country to do the very things which these organizations have already developed and have been doing for years.
This is ridiculous and a total waste of time and energy. Furthermore, just how many digital mammogram machines do we need in the country anyway, especially if we do not intend to also invest in properly training the personnel to operate and maintain them? We also refuse to enact legislation that will guarantee quality and consistency in standards of diagnosis or even enforce existing legislation that is already on the books that will protect our women from poor quality diagnosis and care.
Before independence in 1973, many of us might have been poor in the material sense, but we were richer in spirit and creativity. We were more self-sufficient and proud because we relied on our own selves and our community to sustain our existence.
Do we wish to continue to be like Oliver Twist? When we are hungry, do we want to continue to cower and plead, "Please, sir, may I have some more?" Or do we want to ask our neighbor to help us plant a seed to grow a tree that we can eventually stand next to and lift up our heads to pick the fruit to feed ourselves for generations to come? Bear in mind that this process takes time and serious nurturing with plenty of hard work and patience, but such is the long and winding road to success.
How in the world are we ever going to regain our self-respect and dignity if we continue to put out our hand in supplication instead of in collaboration? Collaboration embodies mutual respect - supplication perpetuates dependence. Ask yourself: What position and condition would you wish to encourage?
- Pam Burnside
Talent is one thing, patience is another
Industry position: Technical Support Officer, Underwriting, Bahamas First General Insurance
What attracted you to the sector?
Initially I desired to be a teacher. During my high school years, however, I developed a love for economics. After summer jobs at Lloyd's and Commonwealth Bank, I became interested in banking, particularly trust administration.
How long have you been involved in financial services? What keeps you motivated?
I have been involved in financial services for the last 10 years
and have been employed at Bahamas First General Insurance for seven-and-a-half years.
I am motivated by the person that I know that I am and the potential that lies within me, along with my desire to be the best and to truly be a person of excellence. I must be my best not because someone is watching but because of me. I do not judge myself based on others' actions. I am also motivated by the support I receive from those around me. Knowing that persons are pushing you to succeed is great motivation.
Why do you think you have been successful?
I have been successful predominantly because of the favor of God.
As I reminiscence, I realize that throughout my life He has allowed me to "stand out" with various key persons who have presented me with opportunities and caused me to gain the necessary exposure.
My "success" is also due to the hard work of my parents, Bradley Pratt and Theresa Hopkins. They ensured that I was educated and that I had the tools needed to succeed. I watched them push to success in spite of obstacles. Beyond that, they loved me and pushed me to success. Just about every person that I have come into contact with has believed in me, sometimes beyond what I believed in myself. This provided a great impetus and I was driven to discover what they saw in me; in other words, to see if I could actually do and achieve what they thought I could.
Finally, I would not downplay my hard work, discipline and determination.
Did mentoring play a part in your success?
It sure did. In the personal arena, I was mentored by the late Ruthmae Bonnie Miller and I continue to be mentored by Kelson Miller. Careerwise, Oscar Sawyer "took me under his wings" when I first arrived at Bahamas First and continued to ensure that I had a firm foundation and understanding of policies throughout his time at the company.
Bonnie Nguyen may not know that I consider her a mentor but she is to me. She has helped me to grow in confidence and challenges me to perform many tasks that I would not "take on" without her guidance.
What qualifications do you feel are the most useful in helping you perform in the sector?
All of my post secondary education was geared toward financial services. I knew that I wanted to be a part of the industry. The CII courses which I became involved in after my official entry to the sector were a tremendous source of knowledge and greatly assisted my understanding, paticularly of the insurance sector.
What has been the biggest challenge in your career? How did you overcome it?
This is somewhat of a hard question for me.
My biggest challenge in my career to this point, I would say, has been wanting to be promoted too quickly. Because I know who I am and what I can do, I sometimes become frustrated with where I am. I have learned to remember that some things take time and that continued diligence, efficiency, initiative and excellence in my work and personal life will take me to where I need to be in time.
What advice would you give young people just starting out in the industry?
I would tell young people that this is definitely an interesting industry. I particularly like insurance because it "touches on" many different sectors, law, medicine, construction.
I would encourage them to work hard, work well, not get caught up in office politics, contribute and participate in work related social activities as it helps to deepen your commitment to the job and wanting to see your company succeed.
Having an open mind and believing in themselves can position them to take advantage of the many wonderful opportunities that will be presented to them.
What is URCA's role in BTC's system upgrades
Dear Editor,
The Utilities Regulation and Competition Authority (URCA) came into existence on September 1, 2009. URCA replaced the Public Utilities Commission and the Television Regulatory Authority. URCA is supposed to act as an independent body and its main purpose is to regulate the telecommunications industry.
On its website, when clicking on the consumer section, there are five main points that URCA is supposed to ensure that competitors in the telecommunications industry execute to protect consumers. These are listed below:
o Ensuring that the quality of your utility services are satisfactory
o Ensuring that prices for utility services are reasonable
o Promoting and protecting your interest
o Promoting competition in the utility sectors
o Publishing reports on the utility sectors.
I ask the question then: What is URCA doing to ensure that the consumers of cellular services receive satisfactory service? BTC's announcement that it is upgrading its network and that there are going to be outages is not good enough. Certainly, URCA has a much bigger role to play, but as it is supposed to be an independent body, why isn't it publicly coming to the defense of the consumer?
Friday, June 15, 2012 was another day in which many businesses lost thousands of dollars because cellular services were disrupted. This in my view is unacceptable. Where is the redundancy in BTC's network? Shouldn't capabilities exist so that when the primary system is down, that the secondary system is booted up to handle all the network traffic?
If these capabilities do not exist now, I hope URCA has demanded that BTC put these systems in place for future upgrades. We have had a horrific experience with the New Providence Road Improvement Project (NPRIP) and now the upgrades at BTC are proving to be moving along the same trend. These examples are certainly not the best way to execute projects.
Maybe BTC and the decision makers of the NPRIP can look at the execution of the Nassau Airport Development Company (NAD). They are rebuilding Lynden Pindling Airport, but the airport has remained open and is still providing its core service which is to ensure that consumers depart and return to the airport safely.
Bahamians now know better and these companies who take the unpopular approach to projects without carefully considering the negative effects to its consumers had better get on with it and rethink their strategies. I say to URCA that BTC's outages are planned and the question to ask is why these planned outages can't be completed between 12 a.m. - 6 a.m.
I say to URCA, that "independent body", to please regulate and protect the consumers.
- Dehavilland Moss
Hon. Fred Mitchell Mid Year Budget Debate 11th Mar 2013
Intervention by Fred Mitchell MP Minister for Foreign Affairs and Immigration Mid-Year Budget statement
House of Assembly Nassau 11th March 2013 CHECK AGAINST DELIVERY
I wish to thank the leaders of my constituency branch for their support. I looked at them on Saturday as they worked the souse out on the Fox Hill Park and admired them all for their hard work and dedication: Charlene Marshall, Altamese Isaacs, Deidre Rolle, Hazon Pinder, Sherene Glinton Armbrister, and Ellamae Collie. Took time out from their leisure Saturday to make sure the branch is funded. We must do something for them. I wish to extend condolences to the Member for Golden Gates on the passing of his mother. I wish to recognize the passing of T Baswell Donaldson, the former Central Bank Governor whose funeral I attended on Saturday.
Caribbean governments killing the hotel sector 'golden goose'
Each of the Caribbean hotel investment conferences held in April and May this year included sessions to encourage closer cooperation between the public and private sector but, immediately prior to the Caribbean Tourism Summit in mid-June, the governments of Jamaica and of Antigua and Barbuda announced significant new airport arrival taxes, with a new hotel occupancy tax also added in Jamaica. The Caribbean hotel industry's greatest fear now is that other governments will follow.
These extra charges target the region's highest spending visitors - the stay-over guests. While everyone understands the difficulties that island governments currently face in trying to balance their own budgets in times of world economic uncertainty and with increasingly youthful populations, it is a fact that much of the region's hotel industry is in deep financial crisis and has been for some considerable time. The region's largest employer and biggest direct and indirect taxpayer cannot be "the cow you take to market and milk it twice".
Today, most lower and middle market Caribbean hotels, which have significant bank loans, are in default to some degree or other. Energy and water costs on many islands are as high as US$40 per day per occupied room - with little actual utility cost differential per day per room between budget hotels charging US$80 a night and luxury resorts charging US$800 a night.
Reservation systems, like Expedia, and tour operators continue to negotiate aggressively low hotel room rates, such that Smith Travel Research projects that average room rates in the Caribbean will not recover back to 2007 dollar levels until 2014.
My own research suggests that lower end hotels will not even achieve that level of rate recovery. More tour operators are pressuring hotels for all-inclusive rates, where meals become part of the tour operator's "commissionable" package, but Caribbean hotel restaurants are already incurring operating losses in the face of escalating world food prices. Inevitably, hotel refurbishment and marketing budgets continue to be cut.
Prior to this year's two hotel investment conferences, I researched opinions from the hotel sector, relative to its perceived needs from Caribbean governments, and the following points summarize the concerns and suggested requests.
Hotel taxation
Review taxation structures for new and existing hotels, "in their role as the region's biggest export industry and foreign currency generator". Many hotels currently require major re-investment and are struggling with bank debt and increased operating costs.
Without new thinking, continuing low levels of inward investment in the sector and a downward spiral of standards are resulting in a consequent loss of global competitiveness for the overall Caribbean hotel product. At least a certain percentage of hotel taxation should go directly towards generic Caribbean global marketing in order to create world class campaigns of adequate scale.
If taxes are reduced on the hotel sector - the current principal direct/indirect "tax cow" - governments should seek to derive compensating levels of tax revenue from the following alternative targets: much higher cruise ship port fees; effective taxation of private condo/villa rental income; a wider property tax base; corporation tax increases paid by a wider range of businesses; abolish duty-free concessions for car rental companies. Governments should also take steps to re-invigorate and grow the region's agriculture and fishery industries as major components in sustainable economic activity - for export and for direct supply to the hotel/restaurant sector and to other local consumers.
Duty-free incentives
Governments should simplify and improve duty-free import concessions for refurbishment of existing hotels and for development of new hotels - but also expand them to include incentives for furnished condos and villas, providing that those units are in a hotel managed formal rental program that generates taxable income on island.
This latter action will speed up the recovery of the leisure real estate market, provide construction work, ultimately generate additional tax revenue and create new fresh resort inventory with extra earning potential for the region's hotel companies. In general, current fiscal incentives are significantly better in many Central American tourism destinations than in most Caribbean countries.
Food cost
In the light of rising world food prices, there is a need to eliminate import duties for hotels on all food items - not available from local sources -- and governments should actively encourage the growth potential for local food supply.
Utility costs
Reduce utility costs through part/full privatization of existing electricity companies in order to finance investment in better infrastructure: the proposed gas pipeline from Trinidad or on-island LNG trans-shipment facilities; replacement of old diesel generators with efficient gas turbines, hydro, wind and tidal generators.
Similar privatization of water companies should be undertaken for greater efficiency through re-investment in updated and extended infrastructure. Given likely increases in long-term energy and water demand, this is a safe investment for the region's social security funds, insurance companies, unit trusts, credit unions and private conglomerates - many of them still too risk averse to invest directly in the Caribbean hotel industry.
Human resources
Re-invigorate human resources within the hotel sector and improve the industry's profile as a career choice. Governments and the hotel sector should cooperate in developing and resourcing better, larger management and operative level training facilities throughout the region. Speed up and expand CSME to effectively allow CARICOM citizen managers and specialists to work anywhere within the region. In the meantime, expeditiously grant medium-term work permits for other skilled personnel from outside the region - where their expertise helps to drive world class standards and disseminates their specialist knowledge.
Air services
All stay-over visitors to the Caribbean (except yachtsmen) arrive by air. Greatly increased UK airline and regional airport taxes continue to have a significant negative impact on air travel to, and within, the region. The UK's APD tax was highly discriminatory and costly for the Caribbean but lobbying by the public and private sector has been completely ineffective to date and must be more vigorously pursued with the UK government.
The Caribbean Diaspora in Britain can be a powerful lobby at the next UK general election, if the APD issue is successfully communicated to them. The region now faces additional potential negative effects from the proposed European Union's airline "carbon tax" and must avoid further increases in regional airport taxes.
Almost all Caribbean-based airlines are currently loss making but their ticket prices (including taxes) are some of the highest in the world per seat/mile. The private and public sector across the region should work together to help create, finance and under-write a viable pan-Caribbean international and regional carrier, which will genuinely "partner" with the rest of the Caribbean tourism industry. Meanwhile, the cruise sector, which operates in the region virtually tax free and increases its "Caribbean hotel market share" year on year, must also be forced to make its fair share contribution to government tax revenues in the region.
I do not pretend that this commentary from the Caribbean's hotel sector represents a panacea, but the region's most vital industry is on a slippery slope, with a significant part of it in danger of being decimated by strengthening world-wide competition.
It seems very likely that middle market hotels on the islands with a lower cost base, like the Dominican Republic and Cuba, will survive. Highly likely too that the region's luxury resorts will survive, but what are the survival chances for some of the rest of the Caribbean's hotels, particularly older properties with significant debt finance? Some of the dominoes are already falling.
Governments and the hotel sector should communicate quickly and effectively to act together with the greatest sense of urgency. Arguably, the French market has already left for the Indian Ocean and most of the Germans for South East Asia. And some people still think, "These islands market themselves!"
o Robert MacLellan is CEO of MacLellan & Associates, the largest hospitality, tourism and leisure consultancy based in the Caribbean. He has 18 years experience in the hospitality industry in the Caribbean and was a cruise ship hotel officer and vice president, hotel services, of a cruise line earlier in his career. Printed with the permission of caribbeannewsnow.com.
Riviere: Nothing will be handed to you
When Joyce Riviere graduated from college nearly four decades ago, she took a job at RBC Royal Bank at the clerical level.
The financial institution may have changed over the years, but according to Riviere, the path to becoming a top executive is consistency.
Exceeding the expectations of superiors and being willing to take on new and challenging roles have helped this leader at RBC Royal Bank achieve her career ambitions.
For International Women's Day, Riviere, area vice president of personal banking for the Family Islands, shared with Guardian Business a few inspirational words for young women with similar hopes for the future.
Education and academic qualifications are one thing, she said.
Ultimately, what it comes down to is your commitment to the profession.
"Always do your best and make sure your expectations are higher than what is expected by your organization," Riviere said. "Performance on the job is everything."
Heading a business network that spans six islands, the RBC executive is accustomed to sacrifice and getting the job done.
She told Guardian Business that over her career she has "moved around a lot", and would encourage young Bahamians to do the same.
Experience in the Family Islands, she explained, can provide employees with the opportunity to shine in smaller environments. This exposure and the chance to "stand out more" make positions in more scenic locations a smart long-term investment.
In 1999, Riviere accepted the opportunity to work as manager of the Abaco branch, a position she held for 10 years. Now, she provides leadership and support for all Family Island units.
"Some people are comfortable and do not want to compete to work at another branch. But I'm always open to taking on new and different responsibilities."
In other words, expanding horizons is another key component to success.
What is expected today might not be expected tomorrow, she explained, and it's important to apply yourself to every challenge that might come.
In addition to her work on the Family Islands, Riviere's career has been particularly dedicated to coaching and team building.
In turn, satisfaction among clients remains a top priority as employees work together to ensure a superior client experience.
"These days, you are expected to spend more time coaching. It's important to find out what is going well, what we can provide you to deliver on your job and what you want to deliver personally," she told Guardian Business.
On the client side, asking the extra questions and stepping up the presentation of financial advice are ongoing goals for RBC Royal Bank, whether the client is a young college student, a young professional or someone on the brink of retirement.
In the 1970s, when she first joined the bank, Riviere remembered that everything you needed to know could be found in books and binders. Today, the rise of electronic information and processes is perhaps one of the most profound changes in her long career.
And that trend is expected to continue in 2012.
"We are seeking to deliver more opportunities for personal clients through electronic banking as opposed to having to enter a branch. That can come in many different forms. In 2012, personal clients will have another means of conducting personal transactions without having to some into a branch," she said.
Another change she has seen over the years is the role of women.
More women are entering the financial services field than ever before, she said. If you were to look around the leadership tables of The Bahamas, at least half of those chairs, or more, are filled by women.
That said, Riviere wished to stress RBC Royal Bank's commitment to diversity and the opportunities available to women.
While the economy might not be ideal, opportunities exist for those that wish to seize them.
"Amid stiff competition, you really have to put your best performance forward," Riviere said. "If you do that, there remains a lot of opportunities. Nothing will be handed to you. You must recognize the opportunity and position yourself."


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)SoL(~ is a Star Wars Jedi Knight II: Jedi Outcast clan committed to fair play evolved from ]=ATS=[
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End Clan Alliance - ECA


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American, US Airways Announce Merger
US Airways was once rescued out of bankruptcy in a merger. Now it's going to fly American out of its financial trouble, creating the world's biggest airline.
FOX News Radio's Jeff Monosso reports:
Audio clip:
American Airlines and US Airways say they've agreed to an $11 billion, merger making the combined carrier the biggest in the world.
US Airways pushed for the deal when American Airline's parent company AMR filed for bankruptcy in 2011.
A bankruptcy judge still needs to sign off on the merger that both carriers say will save them $1 billion per year.
If approved, the combined airline will be run by US Airways CEO Doug Parker but keep the name American.
Jeff Monosso, FOX News Radio.


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Guru3D.com » Files » ClockGen
ClockGen 18.104.22.168
Posted by: Hilbert Hagedoorn on: 07/17/2006 09:05 AM [ 0 comment(s) ]
ClockGen is an program dedicated to overclocking. Its main purpose is to change the system clocks on the fly : FSB (Front Side Bus) and GSB (Graphic Side Bus). ClockGen also provides some functions that allow you to improve and monitor your overclock.
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How doctors can avoid perilous patient 'hand offs'
Wall Street Journal (Blog), October 21, 2008
As the medical community debates the merits of the 80-hour limit on residents' work weeks, one challenge that has drawn attention is the patient "hand off." With residents working shorter hours, patients are more frequently transferred from one doctor who is leaving a shift to another who is starting, creating opportunities for miscommunication. But physicians at Johns Hopkins Hospital have developed a list of good surgical sign-out practices to help alleviate the problem.
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CIOs either need to increase capabilities or reduce responsibilities
GAO report: Chief Information Officers: Responsibilities and Information and Technology Governance..
McConnell: Mission is the true driver
A recent Government Accountability Office report comparing the responsibilities of private- and
public-sector chief information officers suggests flaws in the current federal CIO structure. Federal CIOs have too many responsibilities and not enough support to fulfill them.
Although CIOs from both sectors are responsible for information technology oversight and investment management, federal CIOs have greater responsibility than many of their commercial counterparts in two important areas: strategic planning and enterprise architecture. Success in those two areas requires greater collaboration at more senior levels than is necessary to complete more operational or technical jobs, such as investment management and information security.
But securing senior-level collaboration remains an elusive prospect for most CIOs.
This reality appears in the different ways that public and private CIOs describe their principal challenges. GAO found that company CIOs identified challenges such as increasing IT's contribution to the bottom line, controlling IT costs, increasing IT efficiencies and using technology to improve business processes. In contrast, federal CIOs tend to mention overcoming organizational barriers and obtaining sufficient resources as their most difficult challenges.
In theory, at least two ways exist to address this mismatch between responsibility and capability: either increase capability or reduce responsibility.
The first approach is to bring stronger CIOs into government and empower them. But that is not working. Notwithstanding the law, most federal CIOs do not report to their agency's executive. Nor has government placed people with experience and understanding of agency missions in those positions. Fixed-term appointments of five or more years that would extend across presidential administrations have been proposed to address capacity issues in this and other areas. But the 10-year term appointments of the FBI director during the past 32 years have hardly proven to be a panacea for the bureau's deep-seated cultural resistance to change.
Perhaps it's time to try the second approach by limiting CIOs' responsibilities to what they can reasonably accomplish.
Take strategic planning and enterprise architecture off the table, and kick those duties upstairs to the chief operating officer. And divest the CIO of the statutory responsibility for paperwork reduction, privacy, statistical policy, records management and information dissemination, which CIOs rarely discharge in any meaningful way.
The simplification would enable CIOs to focus on managing and overseeing IT investments and increase the chances that IT will make its intended contribution to agencies' mission performance.
McConnell, former chief of information policy and technology at the Office of Management and Budget, is president of McConnell International (www.mcconnellinternational.com).
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Make a nomination today
Steve Kelman considers the costs of corruption in Mexico, China, and most developing countries -- and argues that Americans should keep their own government troubles in perspective.
Agency leaders must proactively invest time, energy and resources to shape the future rather than reactively wait for change to happen.
Meet 24 men and women who are driving key changes in federal IT -- and shaping up as the community's likely leaders of tomorrow.
GSA's administrator talks with FCW about short-term hiring, long-term planning and Robert Frost.
Without a future vision and an appetite for risk, reforms lead down a rabbit hole. There is a better way.
VA's top tech official says he is balancing risks while trying to keep the department's online services open for business.
After five years on the job, the founding director of the Office of Government Information Services believes that a deeper understanding and acceptance of FOIA is seeping into the federal government.
The September attack, made public Nov. 10, potentially puts customer and employee personal information at risk, including addresses, Social Security numbers and emails.
The General Services Administration's Matthew Goodrich predicts more agency-driven authorizations and previews a new two-year road map.
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