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Top Gun: Hard Lock Cheats for PC - WindowsHome / PC - Windows /
This page contains Cheats for Top Gun: Hard Lock organized by sections for PC - Windows. Top Gun: Hard Lock is a Action Flight game, made by 505 Games, released on Mar 13, 2012 and published by 505 Games. If you can't find a hint or secret in our list, then please check this page periodically for the latest updates.
- Developer:
Top Gun: Hard Lock PC - Windows Cheats
1986 flyer dreams came true: "Top Gun" the cinema halls in the world by storm. Today, some 25 years later, reverse the "Best of the Best" with a completely new crew of elite pilots in Top Gun: hard lock back on the screens of the player. Top Gun: hard lock both Top Gun fans of old school and new entrants in this series will be wanting more. The game enables virtual pilots in adrenaline-soaked air battles in which they follow enemy MiGs at Mach 2 and the use of "hard lock" mode, to perform aerial combat maneuvers and dizzying bring their opponent from the sky. Gamers of all skill levels will enjoy it, to climb into the cockpit of the legendary F-14 Tomcat fighter jets as well as many other licensed aircraft and compete against enemy MiGs.505 Games
- Publisher: 505 Games
- Genre: Action Flight
- Release Date: Mar 13, 2012
- ESRB: Teen
Stuck on this game? Set a specific, clearly defined question and let others answer your question or view answers to previously asked questions. If you think you are an Top Gun: Hard Lock expert then please try to help others with their questions.
Is there any easy way to clear lvl 12 in hard mode?...
Posted on: 08-02-2012
I can't save my games each time i quit the game i have to do all the play from level 0 , pretty annopiying any one have a solution ??...
Posted on: 04-20-2012
Don't forget to Bookmark this page for the latest Top Gun: Hard Lock Cheats. At this moment there are no cheats or walkthroughs available for Top Gun: Hard Lock. If you know cheats, secrets, hints or glitches for this game then please Submit them.Submit Cheats
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Jun 2nd 2010 By Lemondrop Staff
Prom by the Numbers -- How the Dance Has Changed Over Time
Online Schools breaks down the numbers for you on tiaras, tuxes and terrorized hymens ... Crack a Cranberry Mike's Hard and check into the local Red Roof Inn, kids, because this is where the fun's at.
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[Source: Online Schools]
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[Source: Online Schools]
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Wow, I didn't know Prom was so international! Why is prom synonymous with drinking and or getting drunk? That ain't cool! Don't you want to remember that night? did you hear about Cupertino HS? Apparently they won some Dell contest and Dell spent 100K on their prom! I found some photos on one of their facebook fan pages: Dell University Utah - it looked freakin sweet!
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Even the room somewhere in Westminster where the historic meeting was to take place was kept secret until the last minute. Once "C", Sir John Sawers, and his two colleagues arrived, the Intelligence and Security Committee chairman Sir Malcolm Rifkind announced a time delay on the TV broadcast lest anything endangering national security should be said. Mysteriously, the man sitting immediately behind MI5's Andrew Parker bore a passing resemblance to Nikita Khrushchev. We were, in short, all keyed up.
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Gomarsall tips Care for England scrum-half berth
ESPN Staff
October 24, 2012
Andy Gomarsall believes Danny Care is in pole position for the England starting spot © PA Photos
Former England scrum-half Andy Gomarsall has tipped Danny Care to get the nod over Ben Youngs for the starting half-back berth ahead of the autumn internationals.
Care was named Man of the Match for Harlequins following their 30-22 win over Connacht on Saturday with the scrum-half grabbing two tries. He has shone for the Aviva Premiership champions this season and also crossed the whitewash the weekend before.
But Leicester scrum-half Youngs, who missed the start of the season due to a shoulder injury, was also awarded Man of the Match at the weekend after his try-scoring exploits against the Ospreys on Sunday.
England boss Stuart Lancaster will name his squad for the autumn Tests on Thursday with their first game against Fiji on November 10. And he will face a tough decision over who will start for England with Care and Youngs seemingly the frontrunners.
Former scrum-half Gomarsall, who won 35 caps for England and started in the 2007 World Cup final, believes that Care is likely to start ahead of his Tigers rival.
"It's an intriguing battle," Gomarsall told the Daily Mail. "I rate both of these players very highly. Youngs has played more often for England recently and obviously Care's off-field issues were a major reason for that, but I think he has put those problems behind him now. He seems to have matured a lot.
"As it stands, I think England will go with Care. The main factor is consistency, which he has produced. I think he will join up with England in more confident mood and he is a more naturally exuberant person than Youngs, but both of them have the qualities to be good starters or effective impact players off the bench.
"Youngs has a tendency to "crab" across the field - when he steps across and passes he opens up the chance of a break against a drift defence, but also puts a lot of pressure on his half-back partner. He's got to just pass, pass, pass.
"Both these guys kick well and both are dangerous runners, willing to tap-and-go, with similar pace. Their passing ability is similar too. I just feel that Ben has been a bit muddled in his mind sometimes. He is also the more injury-prone of the two."
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By Catholic Online (NEWS CONSORTIUM)
8/7/2013 (1 year ago)
Catholic Online (www.catholic.org)
The problems that plague Detroit may soon become the bane of all major U.S. Cities. As an aging workforce plan to retire, stress is being placed on the pension system across the United States. Years of underfunded retirement promises to employees, which sent Detroit into crisis mode could now plunge other cities into a financial hole.
By Catholic Online (NEWS CONSORTIUM)
Catholic Online (www.catholic.org)
8/7/2013 (1 year ago)
Published in U.S.
Keywords: Pensions, budget cuts, Detroit, obligations
LOS ANGELES, CA (Catholic Online) - Questionable accounting practices coupled with overly optimistic investment assumptions, many U.S. Cities have unknowingly dug a financial hole for themselves. Due to a new set of government accounting standards, however, may send many officials waking up "to a house on fire."
"Sadly, [Detroit] is not the only municipality in trouble," Glenn Hubbard, economist, Columbia University Graduate School of Business dean and Mitt Romney campaign adviser, told CNBC. "A lot of state and local governments have too much debt, too generous public pensions. We need a national conversation on how to fix this."
Among the most pressing questions that must be addressed is: who will pay to clean up these financial messes? The most likely candidates include millions of retirees owed trillions of dollars in benefits, the bondholders who lent states and cities trillions more or local taxpayers who will pay in order to see deeper cuts in public services.
The problem is not about to just go away. "Moving pension plans is like steering a blimp: You turn the wheel and you go six miles before it starts to turn," John Tuohy, Arlington County, Va., deputy treasurer says. Tuohy chairs the pension committee of the Government Finance Officers Association. "In the political process, that kind of patience is very difficult."
Thankfully, many state and local governments have set aside enough money to make good on promised retirement benefits. Seventeen states have funded more than 80 percent of their projected pension liability, a level that's generally seen as financially sound. Most of the rest have been scrambling to make up investment losses inflicted by the 2008 market collapse and the shortfalls in sales, property and incomes taxes produced by the Great Recession.
In spite of the recent national economic recovery, most states are still falling behind in closing their pension funding gaps. Thirty-four states have seen their pension funds stretched further as they've failed to make the full contributions needed to meet the obligation of retirement promises. Shortchanging those contributions increases the risk that the fund eventually will go broke.
Hawaii, Alaska, Kansas, Rhode Island, New Hampshire, Louisiana, Connecticut, Kentucky and Illinois have now set aside less than 60 percent of what they need. Illinois has saved just 43 cents to cover every dollar of what it needs to pay 350,000 retirees and 500,000 current plan participants who are counting on a pension check.
Unions are adamant that the City of Detroit needs to "man up" and make good on promises made to public employees.
"Our members were promised certain things," Tom Ryan, president of the firefighters' union in Chicago says."They enter dangerous situations every day, and the only thing they want to look forward to when they can no longer perform their duties is to be able to retire with some sort of security. People expect us to be there, and we are always there. We expect that the city holds up their end of the bargain when we signed on to be firefighters and paramedics for the city of Chicago."
Without a pension check, public sector workers face a bleak retirement as many are ineligible for Social Security.
"If we were talking about doing this to people with Social Security there would be rioting in the street," Ryan says. "But because it's public servants on pensions it seems to be OK to do this."
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Madonna concert gun play upsets spectators in Denver, Colorado
Madonna spokesperson says taking gun scene out of show would be like taking third act out of Hamlet
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DENVER—Some Colorado fans are upset after music superstar Madonna used guns during a performance in a community that is still raw from a mass shooting at a local theatre and a violent summer that includes the unsolved slaying of a 10-year-old girl.
Madonna's second act at her show Thursday night at the Pepsi Center in Denver featured the 54-year-old singer using a fake gun to shoot a masked gunman and images of blood splattering on a large screen behind the stage. She used the set for her performances in other cities for the song "Gang Bang," which includes the lyrics "shot my lover in the head."
"We're dancing and all of a sudden people started realizing what the song was," said concertgoer Aaron Fransua, 25. "We all just stood there. Everybody who was around me all had shock on their face. I heard a lot of 'wows.'"
Peter Burns, a Mile High Sports Radio Denver personality, said the people around him began murmuring when the song came on.
"You could see people kinda looking at each other," Burns said. "I heard the word 'Colorado,' you know, 'Aurora,' 'shooting.' You could hear people talking about it and it was little bit unsettling. I saw two or three people get up and grab their stuff and actually leave their seats."
The scene reminded some concertgoers of the July 20 shooting at an Aurora theatre where a gunman dressed in black and wearing a helmet, body armour and a gas mask stepped through a side door and opened fire with a semi-automatic rifle and pistols, killing 12 people and injuring at least another 58, some of whom may be disabled for life.
Burns was friends with Jessica Ghawi, 24, who died in the shooting.
"It sort of hits closer to home for me," he said.
Denver television stations said they received a number of complaints Friday from concertgoers saying they were offended she used guns and violence as part of her show in light of the recent shootings.
Her press agent, Liz Rosenberg, said Friday that there was no way to eliminate the scene, because it is a core part of the show.
"It's like taking out the third act of Hamlet," she said.
Rosenberg said Madonna's style is to shake things up.
"Madonna does not make things pretty and tie them up with a bow," she said.
In a statement before beginning the tour, Madonna said she does not condone the use of guns.
"Rather they are symbols of wanting to appear strong and wanting to find a way to stop feelings that I find hurtful or damaging," she said.
She said she is using the guns as symbols of intolerance and "the pain I have felt from having my heart broken."
Both Burns and Fransua said they took the act as just part of the show, though both felt uneasy about it.
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Classic Chicken Soup for 12
Source: dLife
An old fashioned, rustic chicken soup naturally low in carbohydrates.
1 each whole roasting chicken, without skin
15 each fresh medium mushrooms
2 each turkey necks
2 each medium carrots
2 each medium onions
2 each fresh leeks
1 each chopped green bell peppers
4 each medium celery stalk
3 each small zucchini
1 each sweet potatoes
4 oz fresh cubed pumpkin
3 each medium garlic cloves
1 each parsley sprigs
1 oz fresh dill weed
1 tsp salt and pepper
1 each low sodium bouillon cube
1 mg tap water
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Dwight Howard returns to Orlando, which will be fine without him
Mar 12, 2013, 12:47 PM EST
Tuesday night will be cathartic for some Magic fans — Dwight Howard returns to Orlando and they will get to lustily boo the guy who left them. The guy they feel screwed them and the franchise over. Magic fans can sing "Forget You" at the top of their lungs. They can boo the Lakers as well because they keep ending up with Orlando big men.
Then they can move on. Because management has and there are reasons for optimism in Orlando.
Make no mistake, the Magic are a bad team this year. But out of that trade they got some nice young pieces that can help them develop, players to go with the high draft picks they are going to get the next few years. There is real cause for hope.
Orlando's plan was never to get equal value back in a deal for Howard because you never get equal value moving a superstar. It's not possible. Try and you end up with Brook Lopez and Kris Humphries on oversized deals.
Orlando GM Rob Hennigan made the smarter call — get good again by first getting young and bad. Get draft picks, be smart with them and build that way. Like Hennigan learned to do with Sam Presti in Oklahoma City. And so far the Magic have succeeded at the bad part with the second worst record in the NBA. They will be drafting top 5 whatever happens in the lottery.
Plus they got some young players who could be part of that future in Nikola Vucevic (12.3 points on 52.5 percent shooting plus 11.4 rebounds a game with a team best PER of 17.3) and Maurice Harkless (an athletic wing with potential giving them 22 minutes and 6.3 points a game).
Hennigan has shown the ability to identify talent, making a nifty deadline deal to get Tobias Harris (who has averaged 15 points a game since arriving) as part of the J.J. Redick deal. Young coach Jacque Vaughn has shown an ability to get his charges to play hard and smart for him.
Dwight Howard has got what he wants, too. It's taken a while to adjust to it, but he wanted the bright lights and he's got them. Now that the Lakers are winning and are a playoff team he'll get more comfortable. He'll be emotional Tuesday night because he does care about Orlando the city, the fans there, he just butchered his exit. He gets that now, even though he keeps talking and digging his hole deeper.
After Tuesday he can maybe move on. Magic fans should. And they should embrace this team because believe it or not they got a win out of this whole thing. It's just going to take a couple of years to see it.
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Kevin Durant with serious rejection of young camper's shot (VINE)
Nov 23, 2014, 9:30 PM EST
This is funny. Cold, but funny.
Jimmy Butler on Bulls: "Hell yeah, it's a championship team"
Nov 23, 2014, 8:00 PM EST
What did you expect him to think?
Report: Heat preparing to call up center Hassan Whiteside from D-League
Nov 23, 2014, 6:30 PM EST
Whiteside has put up big numbers for the Iowa Energy.
Byron Scott thinks Xavier Henry may never be the same player again
Nov 23, 2014, 5:00 PM EST
Henry has missed four games this season.
Jimmy Butler on Derrick Rose: "We want him to be 100 percent" for the playoffs
Nov 23, 2014, 3:30 PM EST
Rose could return Monday.
Andrea Bargnani out indefinitely after suffering calf strain
Nov 23, 2014, 2:01 PM EST
Bargnani was close to a return from his hamstring injury.
Eric Gordon leaves Pelicans game with a separated shoulder
Nov 23, 2014, 12:30 PM EST
The Pelicans are now without two starters.
Report: Free agent market for Jeff Green is as strong 'if not stronger' than it is for Rajon Rondo
Nov 23, 2014, 11:00 AM EST
Combination of a lower price tag and a more diverse overall skill set may explain why.
Andrew Wiggins drops career high 29 on Sacramento (VIDEO)
Nov 23, 2014, 9:30 AM EST
When he uses his athleticism to get to the rim good things happen.
LeBron James: "We're a very fragile team right now"
Nov 23, 2014, 8:00 AM EST
"This is not even the lowest it's going to get for us." —LeBron James
Anthony Davis goes off for 43 points (VIDEO)
Nov 23, 2014, 1:04 AM EST
There was nothing the Utah Jazz could do.
Mark Cuban agrees with NBA commissioner's stance on legalized sports betting '100 percent'
Nov 22, 2014, 11:30 PM EST
Adam Silver has said it should happen, and Cuban agrees.
Spurs' Kawhi Leonard: 'I'm still not 100 percent'
Nov 22, 2014, 10:00 PM EST
Leonard missed time with an eye infection.
Damian Lillard on flagrant foul from Bulls' Mike Dunleavy: 'It was a cheap play'
Nov 22, 2014, 8:30 PM EST
Dunleavy says he was just trying to foul to stop the clock. Watch and decide for yourself.
Dwight Howard out vs. Mavericks Saturday, no timetable for his return
Nov 22, 2014, 7:06 PM EST
With him and starting power forward Terrence Jones out, the Rockets are very thin up front.
Brandon Jennings on reason for Pistons' offensive woes: 'We don't shoot in practice'
Nov 22, 2014, 6:30 PM EST
Detroit is next to last in field goal percentage on the season.
NBA corrects scoring error from Raptors' win over Bucks
Nov 22, 2014, 5:00 PM EST
Toronto won by 42 points, so this only matters if you had a certain Milwaukee player on your fantasy team.
If Derrick Rose not ready to return by Monday Bulls may add point guard to roster
Nov 22, 2014, 3:30 PM EST
Mike James or Will Bynum could be added to the roster for a short stint.
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text:
February 15, 2013
By: Dr. Dan Waldorf
Cal Poly engineering students use tablet computers to assist them with learning how to run and perform maintenance on machining centers. Discussions reveal that they enjoy this type of interaction rather than traditional training.
With over 13,000 installations in 60 countries, Amada is the leader in laser technology. Visit us at FABTECH booth B2503 in Atlanta to witness the latest advances in fiber laser technology and automated bending. Experience how Amada can take your shop's productivity to an unprecedented level.
From the Web: Steel making, fabricating have changed; mfg & politics; 3-D printing semi-solid metals - by Vicki Bell
Highlights for fabricators from the past week's Web articles— AISC VP sets the record straight about today's steel production; what skills today's factory workers need; manufacturing and politics, and developments in 3-D printing.
Continue Reading
North America's leading magazine for the metal forming and fabricating industry, delivering news, technical articles, and case histories. Print subscriptions are free to qualified persons in North America involved in metal forming and fabricating.


text:
quick linksCURRENT ISSUE PREVIOUS ISSUES NEWS INDUSTRY NEWS COLUMNISTS BROWSE EDITORIAL TOPICS WEBINARS
resourcesABOUT MT AUTHOR GUIDELINES CLASSIFIEDS EDITORIAL CALENDAR MEDIA GUIDE MASSAGE MART SCHOOLS & EDUCATION FEEDBACK
Healing With TCM at San Quentin State Prison
For the prisoners at San Quentin State Prison, life-sentences are the reality of every day life. It is not often that prisoners get the opportunity to use alternative medicine to deal with common ailments they encounter behind bars such as, depression, anxiety and pain.
Talking to Patients About Healthy Aging
I've noticed that a particular category of patients seems to make up more and more of my practice – they work out, but still experience lots of degenerative joint disease (DJD) issues.
Pulse Diagnosis: What We Know
I am still finding pearls of wisdom from the books and papers that I inherited from my pulse diagnosis mentor Jim Ramholz.
The Heart Protector
On the physical level, the Pericardium is a double-layered sac of fibrous tissue that envelops the Heart. The space between the layers is filled with serous fluid that protects the Heart from external shock or trauma and lubricates to allow for normal Heart movement.
Jingei Diagnosis: An Effective and Powerful Diagnostic
I graduated from the Kotatama Institute under the direction of Drs. Masahilo and Katsuharu Nakazono in 1984. As a student, I was exposed to the practice of most of the various theories and modalites of Oriental Medicine.
Web Marketing: Content Is King
Google's sweeping updates to its search algorithms over the past few years have brought a paradigm shift in how you can optimize your chiropractic website to gain maximum marketing leverage.
The Wonders of Light Therapy: An Interview with Wes Burwell
I first met Wes Burwell in 2011 when he was teaching a class on light. Since then, every time I hear him speak, his understanding of the benefits, function and capacity of light has evolved.
Blaming the Gluteus Medius, Overlooking the Deltoid
The gluteus medius (Gmed) is commonly written about, strengthened and blamed for many conditions, and rightfully so. After all, the Gmed plays a role in pelvic stability, hip motor control and lower-quarter dynamic movements.
Managing Today's Fertility Patient
I recently received an email from one of my fertility patients: "Got my lab results back. FSH is 11, AMH is 0.7. My doctor said these numbers aren't good. I guess I'm infertile. Just as a thought. Just set up an appointment to speak with an adoption agency."
Managing Patient Expectations About Acupuncture
Last year, I attended the Pacific Symposium in San Diego for the first time in six or seven years. It was the 25th anniversary of this event, and on one evening there was a panel discussion with the title; "What is Qi?."
Saying No to Medicine
An interesting article recently appeared in Men's Journal titled "When to Say No to Your Doctor." The article begins with the summary statement above and effectively arms readers with information that will help them "take more responsibility for your own health care, because you can't be sure anyone else is.
To The Finish Line With the Help of TCM
When acupuncturist Eddy De Smedt pursued a career in Traditional Chinese Medicine, he knew he wanted to make a difference.
5 Ways to Occupy Occupational Health
Despite the progress that has been made to better protect workers, occupational health and safety remains a priority area for many national governmental organizations due to the widespread problem of occupationally related morbidity and mortality.
Help Patients Achieve Optimal Vitamin D Levels
Much research has been done on vitamin D levels and their impact on health; optimal levels have been correlated with a reduced risk of developing numerous conditions.
Lime Jello on Morphine
Taste is in the eyes... actually the mouth... of the beholder. My food preferences have changed, lightening from the food of my youth. My parents loved heavy eastern European cuisine and I loved it as a child. Now I enjoy leaner, healthier whole foods.
Calcium Helps Prevent Colorectal Cancer
Over the past 25 to 30 years, studies have suggested calcium may confer protection against colorectal cancer.
Transparency and Accountability: Q&A With the CCE
Every profession needs an organization dedicated to upholding the quality and integrity of its degree programs and educational institutions.
Simple Ways To Find True Happiness
Patients in our clinics are always seeking happiness. As their health advocate, we need to ensure we inform them that in order to find happiness, they have to make sure to identify what makes them happy in the first place.
The X Factor in Clinical Research: The Patient
It was the great baseball legend, former New York Yankees catcher Yogi Berra – he of countless aphorisms, each with a mind-bending twist – who once declared, "You can observe a lot by watching."
AOMA Strengthens Leadership Team
AOMA Graduate School of Integrative Medicine, a leading college of acupuncture & herbal medicine, announced the appointment of Donna LaPoint Hurta, MBA as the new VP of Finance & Operations this Fall.
The Tao of Gender
If you think gender is as simple as having a new client check off the "male" or "female" box on your intake form, we hope this article will expand your understanding and thus the reach of your health care.
Understanding and Identifying Pediatric Growth-Plate Fractures
In general, fractures in children heal well with little intervention as long as the alignment is good. Fractures involving the growth plate, however, are a different issue. In fact, growth-plate injuries are the primary reason for the subspecialty of pediatric orthopedics.
January, 2005, Vol. 05, Issue 01
Massage Therapist Densitites
By John Fred Spack, LMT
Editor's note: The following data is based on the author's nonscientific research methods; caution should be used in generalizing the results.
In 2003, Massage Today published my review of data that suggested that massage therapists are more available to the public in licensing states (www.massagetoday.com/archives/2003/10/03.html).As of July 2004, the trend continued with some diminishment.
In 2003 and 2004, 26 states and the District of Columbia mandated massage therapy regulation. Three states (Connecticut, Wisconsin and Virginia) offered voluntary certification. Regulation was pending in four states as of July 31, 2004: New Jersey (certification), Illinois, Arizona and Kentucky. Aside from everything else in this article, it will be interesting to follow the numbers as these states build their registration lists.
The July 2004 edition of Massage Today was distributed to 72,245 massage therapists in all 50 states and the District of Columbia, according to its published circulation data. Using the July 2003 U.S. census data (the 2004 estimates were not available at this writing), the subscribers of Massage Today represent a density of about 25 massage therapists per 100,000 people in the United States. One way of looking at that is to figure that there are 4,000 potential clients per massage therapist, without discounting infants, prisoners and troops abroad.
About half the U.S. population lives in the 26 licensing states and Washington, D.C. The density of massage therapists is approximately 35 therapists per 100,000 in licensing states - above the national average. Nonlicensing states have an average density of only 15 massage therapists. To the extent that these numbers represent availability of massage services, availability is over twice as much in licensing states.
The numbers change a bit when the three certification states, Connecticut, Wisconsin and Virginia, are shifted into the credentialing column, joining the licensing jurisdictions. Credentialing states average 34 therapists per 100,000 people and non-credentialing states average 14 therapists. Measured this way, availability in credentialing states is still more than double other states, but in 2003 it was nearly triple.
This year, the state with the largest number of massage therapists per capita is Utah, with 82 per 100,000 (down from 101 a year ago). The 14 highest state densities occur in credentialing states, and these are the same states as last year. Montana, ranked 15th overall, is the nonlicensing state with the highest density, at 30 massage therapists per 100,000. The trend favoring licensing is mitigated by the three states with the lowest densities, which are all licensing states: North Carolina (7.5), Mississippi (6.4) and at the bottom, Maryland (5.5).
Individual state numbers must be viewed with caution. North Carolina, for example, has far more therapists than the 633 recipients of Massage Today in that state; the number of recipients in Ohio is 3,902, about half of the 7,820 reported by the state medical board in June 2004. Massage Magazine's online listing showed 7,334 Ohio licensees. There is no authoritative count in any nonlicensing state.
Expanding this report, I investigated numbers from the U.S. Department of Labor for the year 2000 of employed massage therapists only, excluding massage therapists who are self-employed, including independent contractors. (The data on average wages is interesting but not my focus.) Numbers are not available from seven states and Washington, D.C. Of the remaining 44 states, 20 were licensing states and 23 were nonlicensing states (Mississippi did not yet license in 2000.) A total of 25,890 massage therapists were reported as employed in the 44 states. According to an AMTA membership survey, 16 percent of therapists are employed. A calculation with that percentage gives a 44 state total of about 155,000 massage therapists where Massage Today lists 66,152, suggesting that the massage densities I have shown might be about 60 percent short of the actual numbers.
Using just the Department of Labor numbers, the average density for employed therapists is 10 per 100,000 people over all states and is also 10 in either the licensing states or nonlicensing states taken as groups. This data shows near equality between licensing and nonlicensing states as to the density of massage therapists working for employers.
Economists conjecture that licensing deters employment, but these figures do not support that. This Department of Labor data would be an excellent source of information for a massage school student researching a well-balanced approach to the theoretical economic effects of licensing.
We may conclude, as we did a year ago, that these data do not document that state licensing depresses the availability of professional touch to the public. One explanation may be that the very negative affects of local regulation are overcome by state licensing. In theory, state licensing imposed on a free market should dampen entry to the profession. When compared to local patchworks of regulation in the nonlicensing states, massage therapy licensing at the state level uniquely liberates the massage market and affords better opportunities for clients and practitioners.
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text:
Paget's disease of the breast
Cansu Karakas
Department of Experimental Radiation Oncology at University of Texas MD Anderson Cancer Center, Houston, TX, USA
Correspondence Address:Cansu KarakasDepartment of Experimental Radiation Oncology at University of Texas MD Anderson Cancer Center, Houston, TX USA© 2011 Karakas; This is an open-access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/licenses/by/2.0), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.41DOI: 10.4103/1477-3163.90676PMID: 22279416
Paget's disease of the breast is a rare type of cancer of the nipple-areola complex and that is often associated with an underlying in situ or invasive carcinoma. This article provides an overview and we review the main clinicopathological and therapeutic features of mammary Paget's disease.
Keywords: Breast, nipple, Paget′s disease


text:
Daily Trust (Abuja)
Printed and published by Media Trust Nigeria Limited in the capital city
Website: http://www.dailytrust.com.ng
November 20
Nigeria: Wheat Irrigation - Kano Farmers to Get 11,500 Bags of Free Seeds
Kano State has been described as the only state with the largest share of free wheat seeds to be distributed to farmers by the Lake Chad Research Institute (LCRI) through which... Read more »
November 21
Nigeria: Rice Hits N10, 000 Per 50kg Bag At Lagos Market
The price of a 50-kilogramme bag of imported rice hits N10,000 at the Mile 12 market in Lagos, for the week ending Friday, Nov. 21. Read more »
November 20
Nigeria: '120,000 FCT Farmers Benefiting From GES' [interview]
Olavadi Bema Madayi is the Secretary, FCT Agriculture and Rural Development Secretariat in the FCTA. In this interview she reveals some of her achievements since assumption of... Read more »
Nigeria: 'We Had Breakthrough in Maize Breeding' [interview]
Dr Deji Adejobi is a Senior Lecturer at the Department of Agricultural Economics, Obafemi Awolowo University, Ile-Ife, Osun State. He said in this interview that the faculty is... Read more »
November 17
Nigeria: 'NYSC Post-Service Scheme Will Reduce Poverty'
The federal government has said that the National Youth Service Corp (NYSC) post-service scheme will help in reducing poverty in the country. Read more »
Nigeria: New Agric Perm Sec Solicits Support
The newly appointed Permanent Secretary for Federal Ministry of Agriculture and Rural Development, Architect Sunday Echono has solicited the unalloyed support and cooperation of... Read more »
Nigeria: Honeywell PLC Lauds Government Initiative On Cassava
Honeywell Flour Mills Plc has commended the federal government for its Agriculture Transformation Agenda. Read more »
November 13
Nigeria: 'Farmers Are Too Conservative to Embrace Mechanisation'
An Ilorin-based industrialist and Chairman of Lubcon Group, Alhaji Jani Ibrahim, said mechanised farming is the way forward if the country is serious about revolutionising its... Read more »
November 10
Nigeria: World Bank Tasks Kaduna On Agric Techniques
The World Bank has called on Kaduna State to employ modern and applicable agricultural techniques that will enhance seed multiplication and general agricultural activities. Read more »
Nigeria: World Bank Optimistic On Food Security
Hope for food security in Nigeria is rising as a result of the adoption of new agricultural technologies by Nigerian farmers, a World Bank Supervisory Mission has said. Read more »
November 07
Nigeria: FG to Launch Agric Portal in December
A specially designed web page which carries all information Nigerian farmers need about their practice, including international market prices of produce, it will be launched by the... Read more »
November 06
Nigeria: Retirement - NAFDAC Engages Staff in Farming
The National Agency for Food, Drug Administration and Control (NAFDAC) through a partner agency is set to empower over 2000 of its staff in farming even as they remain in active... Read more »
November 03
Nigeria: FG Takes Agric Project to Schools
The National School Agriculture Programme (NSAP) has taken its campaign on agricultural entrepreneurship to selected secondary schools. The Senior Special Assistant to the... Read more »
October 31
Nigeria: The North East in 2015 [opinion]
I know a political heavyweight who once said that he learnt geography the hard way but grew to love it anyway. Read more »
October 30
Nigeria: Vitamin A Cassava - A Game Changer
The bio-fortified cassava which is rich in vitamin A is becoming widespread in Africa, driven by increasing awareness of its health and nutritional benefits, the variety is... Read more »
October 27
Nigeria: Insurgency Crippling Agric in Borno - Ali
Chairman of the Agricultural Transformation Team in Borno State, Engineer Ibrahim Ali, yesterday said the protracted Boko Haram insurgency has hampered the implementation of... Read more »
October 24
Nigeria: Herders/Farmers Crises - FG Moves to Ban Cattle Movement
The Federal Government has decided to ban the movement of cattle to solve perennial clashes between herdsmen and farmers in the country. Read more »
October 21
Nigeria: Kogi Partners CBN On Agric
The Kogi State government has signed a N2 billion agreement with the Central Bank of Nigeria (CBN) to facilitate agricultural programme in the state. Read more »
October 20
Nigeria: Jonathan Launches School Agro Programme Today
President Goodluck Jonathan will today in Abuja launch the school agriculture programme. Read more »
October 16
Nigeria: 'Time Farmers Bent Down Planting Seeds Is Over' [interview]
The Institute of Agricultural Research (IAR), a subsidiary of the Ahmadu Bello University (ABU), Zaria, through its mechanisation unit is engaged in producing simple machines meant... Read more »
October 09
Nigeria: National Association of Hajj and Umrah Operators Lament Over Poor Feeding Arrangement for Pilgrims
The Labour Party (LP) has denied planning to merge with the Peoples Democratic Party (PDP), saying the Ondo State Governor Olusegun Mimiko's defection from the party will not... Read more »
Nigeria: 'Good Policies Alone Can't Transform Agriculture'
The President of All Farmers Association of Nigeria (AFAN), Architect Kabiru Ibrahim, has said that good policies without adequate funding and effective implementation cannot... Read more »
Nigeria: 'Abu Disease-Resistant Groundnut Can Revive the Crop's Prominence' [interview]
Dr. Aminu Ibrahim Sharifai is an agronomist at the Ahmadu Bello University (ABU), Zaria, and he doubles as the Head of Extension Services of the university's Institute of... Read more »
October 07
Nigeria: Authority to Cultivate 10,000 Hectares of Rice, Sugar Cane in Kwara, Kogi
The Lower Niger River Basin Development Authority (LNRBDA) is to irrigate 10,000 hectares in Kwara and Kogi states for the cultivation of rice and sugar cane. Read more »
October 01
Nigeria: 7,450 Cattle Rustled, 4,180 Recovered in Plateau
A total of 7,450 cattle were rustled and 4,180 recovered within the past one year in Plateau State. Read more »
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tag:blogger.com,1999:blog-915041119468051754.comments2014-11-11T15:06:39.002-06:00Jean Little LibraryJenniferhttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-6226337448108360242014-11-11T15:06:39.002-06:002014-11-11T15:06:39.002-06:00I have good ideas for displays...sometimes...but I...I have good ideas for displays...sometimes...but I tend to fall short on the execution. I have a dislike of kitschy decoration anyways.Jenniferhttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-55417423419825173782014-11-11T14:57:06.754-06:002014-11-11T14:57:06.754-06:00The display made me chuckle - I used to put up suc...The display made me chuckle - I used to put up such wonderful, interactive, 3D backgrounds...someday I will again!Amihttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-46357266078141606432014-11-09T10:12:24.120-06:002014-11-09T10:12:24.120-06:00The T-shirt party is really simply - it's the ...The T-shirt party is really simply - it's the one program I've done during Spring Break for the past....4? 5? years. This is last year, when I made some changes
http://inshortbusy.blogspot.com/2014/03/annual-spring-break-t-shirt-party.htmlJenniferhttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-19307528221433419852014-11-09T10:10:41.894-06:002014-11-09T10:10:41.894-06:00Part of her job description requires a certain num...Part of her job description requires a certain number of programs (I don't know the exact ins and outs of this) but she fulfills that requirement with a big program every April that celebrates Week of the Young Child. We collaborate to celebrate National Library Week. It's pretty crazy. This is last year http://inshortbusy.blogspot.com/2014/04/circus-party.htmlJenniferhttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-71920547201682039002014-11-09T10:07:26.574-06:002014-11-09T10:07:26.574-06:00Pattie is the Parent Connections/Pupil Services pe...Pattie is the Parent Connections/Pupil Services person from the school district. She is not a library employee. Her job is to work with all children ages 0-5 in the school district. She does programs at the Recreation Dept. works with daycares and preschools, is on the 4K board, etc. She's gradually been doing more and more of her programming at the library, which is a great deal for both of us! CAFE (Coffee and Fun Every time) is basically her office hours! People can bring kids and there stuff for them to do, she sets up coffee and snacks, and they can talk to her to get community information, developmental concerns, etc.Jenniferhttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-66548016625544010962014-11-09T08:30:13.256-06:002014-11-09T08:30:13.256-06:00You've inspired me to layout my programming go...You've inspired me to layout my programming goals for 2015. I'd like to hear more about Patti's CAFE, your annual t-shirt event, and the Under the Sea program. Thanks so much for sharing with us.
Happy day,
Melisa
"Miss Lisa," NCMelisa Giddenshttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-47152906921352777622014-11-08T22:46:32.334-06:002014-11-08T22:46:32.334-06:00It was the first of my after school clubs and it&#...It was the first of my after school clubs and it's definitely the easiest! Basically I have a ton of Legos, I put them all out on two tables, a table of new books, and then the kids build. All my after school clubs are open to all ages, drop-in any time between 3:30 and 5. I have anywhere from 30 people (bad weather/after school scheduling) to 90+ in the summer!Jenniferhttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-21212702460581423282014-11-08T21:39:45.567-06:002014-11-08T21:39:45.567-06:00Wonderful goals. Could you tell me about your Lego...Wonderful goals. Could you tell me about your Lego Club?

Dianehttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-68847053337697454002014-11-01T20:24:00.844-05:002014-11-01T20:24:00.844-05:00My school librarians are actually really good abou...My school librarians are actually really good about getting back to me - we only do stuff a couple times a year, but we plan it in advance. It's the teachers...I get that their schedules are complicated, but really, I have a hard time believing that they're not even thinking about scheduling field trips until they call me the week before. You couldn't contact me in September and say "hey, we're thinking of coming at the end of October blank out a week for us?"Jenniferhttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-31596659619036216932014-11-01T20:16:42.423-05:002014-11-01T20:16:42.423-05:00Don't feel bad if school librarians don't ...Don't feel bad if school librarians don't get back to you. I don't use our public librarians much as resources because I feel that I should be doing everything myself. Foolish, perhaps, but the way it is! And my public library is completely awesome!Ms. Yinglinghttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-37106481821078455372014-10-24T21:58:11.058-05:002014-10-24T21:58:11.058-05:00Thanks for digging into the backlog and sharing wi...Thanks for digging into the backlog and sharing with us. I'm planning to go way back and read or re-read some of the older children's books I have on my shelves as soon as I finish the Cybils reading.

You're invited to share links to your reviews at the Saturday Review of Books at Semicolon each Friday evening/Saturday if you'd like and check the reviews that are linked there.
http://www.semicolonblog.com/?p=23342Sherryhttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-11175308714257218702014-10-23T19:24:40.751-05:002014-10-23T19:24:40.751-05:00It's awesome! Milwaukee Zoo only does three a ...It's awesome! Milwaukee Zoo only does three a year and they're not very well-advertised but so worth it - only $25 and that gets you free zoo admission. The presenter does an information presentation about the subject, then a storytime (well, circle time/lesson) to show you how to take the information and present it to little kids, then a ton of crafts and extension activities, divides the class into groups to come up with ideas on how they'd use the information for their age group, then a behind the scenes zoo tour - we got to see the baby jaguars!Jenniferhttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-60557392246587567622014-10-23T19:16:48.226-05:002014-10-23T19:16:48.226-05:00Oh, holy cats. I never thought about organizations...Oh, holy cats. I never thought about organizations like zoos, etc. doing teacher trainings! I am definitely looking into that - I think it'll really help me with my preschool STEM programs!Abby Johnsonhttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-33399283141369060382014-10-22T11:28:27.888-05:002014-10-22T11:28:27.888-05:00Check out Vampire Baby, what's scarier than a ...Check out Vampire Baby, what's scarier than a little sister with long, sharp, poiinted fangs? Here's the trailer: http://youtu.be/Muy_yyOEifU And reviews:http://kellybennett.com/vampire-baby/Kelly Bennetthttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-87988653380105652032014-10-21T08:53:20.143-05:002014-10-21T08:53:20.143-05:00In a Dark, Dark Room by Alvin Schwartz could fit t...In a Dark, Dark Room by Alvin Schwartz could fit the bill for a beginning chapter reader. Scary too!Miss Michellehttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-51549200966168570612014-10-20T13:22:09.368-05:002014-10-20T13:22:09.368-05:00Hi, Jean. I remember you did this last year as wel...Hi, Jean. I remember you did this last year as well--nice!

My blog, Chapter Book Chat, is highlighting scary books all month. I'm calling it Fright Month. So far three posts are up, and two more will go up by the end of the month (I post on Wednesdays). All are chapter books (although the last post will spotlight Spiderwick Chronicles, which could easily fit as middle grade as well).

The link is: chapterbookchat.wordpress.com

Thanks! Marty Bankschapterbookchathttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-84541835356339614112014-10-19T15:10:38.923-05:002014-10-19T15:10:38.923-05:00What a terrific list of books for all ages of kids...What a terrific list of books for all ages of kids. I have added your page to my HOOK Kids on Reading -- on Pinterest.

I would like to add my well reviewed "The Revenge of Thelma Hill," Kindle and soft cover.
When a ghost begged Frannie to help trap the man who killed her, Frannie freaked out. She had enough trouble dealing with her twin brother and her missing Mom. Yet she felt sorry for Thelma Hill, so they made a deal-- Frannie would help with the ghost's revenge, if the ghost looked for her mom. Not so fast. . . and definitely NOT so easy!

Margot Finke
http://www.margotfinke.com
Margot Finkehttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-32286936215981072162014-10-19T12:34:25.624-05:002014-10-19T12:34:25.624-05:00Four suggestions for the youngest crowd: Beginning...Four suggestions for the youngest crowd:
Beginning readers enjoy You Read To Me, I'll Read to You--Scary Stories and Monster School
http://greatkidbooks.blogspot.com/2014/10/scary-stories-for-beginning-readers.html

two picture books that also incorporate counting skills: Ten Orange Pumkins and Not Very Scary
http://greatkidbooks.blogspot.com/2014/10/counting-days-till-halloween-two-books.html

thanks for the roundup!Mary Ann Scheuerhttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-74745978933056602712014-10-19T11:41:54.303-05:002014-10-19T11:41:54.303-05:00Hi Jennifer I recently read (and reviewed) Winter&...Hi Jennifer
I recently read (and reviewed) Winter's "Literally Disturbed: Tales to keep you up at night". Its a collection of spooky poems.
http://www.stackingbooks.com/?p=3323
Happy Halloween!
-Reshama @ StackingBooksReshhttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-91912873225803512872014-10-09T15:46:26.073-05:002014-10-09T15:46:26.073-05:00I enjoyed the tidbits at the beginnings of the cha...I enjoyed the tidbits at the beginnings of the chapters that made Nessie sound entirely plausible, but then it got into all the telepathy weirdness, which blew the whole thing. I also couldn't figure out how old she was supposed to be. I read another in the series, about the chupacabra (hot topic here in southern NM), and it was just as confusing, unfortunately.Amihttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-26939258168025068892014-10-08T13:47:24.679-05:002014-10-08T13:47:24.679-05:00I nominated World War I for kids by R. Kent Rasmus...I nominated World War I for kids by R. Kent Rasmussen. I like this book. The boys love it.Jonehttp://email@example.com:blogger.com,1999:blog-915041119468051754.post-56804143432058983792014-10-07T08:45:10.820-05:002014-10-07T08:45:10.820-05:00"orgy of eating" just made my day. lolz"orgy of eating" just made my day. lolzMiss Michellehttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-77597584506958880212014-10-04T16:10:03.399-05:002014-10-04T16:10:03.399-05:00When Steven Wright said "everywhere is within...When Steven Wright said "everywhere is within walking distance if you have the time", I din't think he meant the moon! Glad you got a little vacation. My vacation is taking the forn of no book fair during conferences.Ms. Yinglinghttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-62632907032166524472014-10-02T06:31:39.660-05:002014-10-02T06:31:39.660-05:00And Librarian Out Loud has a Dr. Who program that ...And Librarian Out Loud has a Dr. Who program that looks cool. I gotta get around to watching this sometime:
http://librarianoutloud.blogspot.com/2014/07/geromino-tardis-lands-at-library.htmlthriveafterthree.comhttp://firstname.lastname@example.com:blogger.com,1999:blog-915041119468051754.post-74584016025572194212014-10-02T06:29:02.761-05:002014-10-02T06:29:02.761-05:00Erin said she posted this, maybe it got lost. It&#...Erin said she posted this, maybe it got lost. It's a cool passive TMNT program:
http://erinisinire.wordpress.com/2014/09/30/tmnt-passive-program-for-the-win/thriveafterthree.comhttp://firstname.lastname@example.com


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Black Friday shopping tips
My BF broke up with me and has ignored me ever since. Why?
Be a pro pet sitter!
The biggest OMG celeb moments of the week
Feel-Good Friday: An unlikely friendship between a cute baby and a cute baby sloth
GL's Friends Gift Guide: Exactly what to get your besties for under $20
5 ways to spice up your ponytail
Flu shots: myths uncovered
Can your bud truly count on you?
What do you think of our Dec/Jan issue? We wanna know!
Kirby Buckets Clip
More Friends = More Fun
GL Tweets !
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1 HOURS AGO 4 things to know before going #BlackFriday shopping: http://t.co/7EW2lT0aMv
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HEY!! Starting to fail school? Loosing everything? Join the club School Smarts for tips on school, organization and anything else at school! Check it out!
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If you're allergic to peanuts, you can have a reaction from kissing a guy who just ate peanuts.
Here's a *free* excerpt from Bella Thorne's new book!
Bella Thorne's got a new book series—
and it's amazing.
CLICK HERE for everything you need to know about the first novel, Autumn Falls—plus a Q&A with Bella and a *free* chapter sampler!


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LittleBigPlanet beta begins tomorrow, codes available on Eurogamer
get your skates on. We're not sure what the beta entails, exactly, but it begins tomorrow and ends on the 12th or October. You'll be able to make your own levels which, we suspect, will be populating the servers once the game releases at the end of next month. We suspect these beta codes will only work in Europe, but we should be hearing about the American method of entry any day now.
Breaking News
Dying Light cancelled on Xbox 360, PS3
Featured Stories
Get a closer look at final retail Amiibos
Posted on Nov 22nd 2014 9:00AM
Barely Related: Star-Lord's dance-off, comet sounds
Posted on Nov 21st 2014 8:30PM
Games we love and hate
Posted on Nov 21st 2014 3:00PM


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Top Stories
- The Worst Bugs In Android 5.0 Lollipop And How To Fix Them
- Sneak Peek At 2015's Smartest Smart Cars
- Gizmodo Awards 2014: Best TV Nominations Now Open!
- Why Blocking Piracy Websites Is Bad For Australia's Digital Future
- Gizmodo Awards 2014: Best Camera Nominations Now Open!
- One Year Later, Should You Get An Xbox One Or A PS4?
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A Rant Against Ello's 'Simple' Design
Have you heard of Ello? It's a new social network site that is getting a lot of buzz for its anti-Facebook Inc stance. It promises a "Simple, beautiful & ad-free" experience. While it remains ad-free for now, whether it's simple or beautiful is highly debatable. After all, when it comes to user experience and interface design, is there something that's unanimously beautiful?
This Beautiful IMDb Redesign Concept Is Long Overdue
Can You Guess The Internet's Most Popular Sites Without Text Or Images?
What Hoefler And Frere-Jones' Breakup Means For The Future Of Type Design
Chances are you've looked at the work of Jonathan Hoefler and Tobias Frere-Jones at least one time today. The type designers are behind many of the world's most-loved fonts, like Gotham, made famous by Obama's 2008 campaign. But according to a nasty legal document making the rounds today, the duo has parted ways.
Barley Trades Creative Control For Ridiculous Ease Of Use
You might be building a website because you want to. You have a vision. You're in the zone. But you might be making a website because you need to, even though you have no idea what you're doing. Services like WordPress and Weebly offer prefab options for this basic user, but even then it's easy to get lost in the weeds.
Why This Simple Government Website Was Named Best Design Of The Year
When was the last time you tried to find a government form on the internet? The labyrinth of independent sites you have to visit before finding what you're looking for is amazing. Bringing the web presence of an entire government under one roof is a Sisyphean task, and the UK has done it with with Gov.uk, a one-stop web shop that launched earlier this year.
Clever Resume Styled Like An Amazon Page Is So Good I Would Buy It
Making your resume stand out from a pile of papers or a bunch of pixels on a screen is hard as hell. How can people who went to similar schools and worked similar jobs and have similar skills differentiate themselves? By being clever. Like Philippe Dubost. He turned his resume into an Amazon product page. It's brilliant!
Meet The American Who Designed North Korea's Website
Just yesterday we learned that North Korea paid only 15 bucks for its website. Now we get the reaction of Robert Westmore, the unwitting man behind the design.
Adobe Muse Lets You Build Websites Without Any Coding Knowledge
Adobe has a new Muse — graphic designers. While "Muse" is just a working title, the beta of the graphic design software has gone live which lets users work around the fact they don't know a scrap of code.
Why Do Restaurant Websites Suck?
Slate's Farhad Manjoo did a piece recently taking restaurant websites to task for being so awful most of the time. Flash-heavy and obsessed with entertaining instead of informing, they're often murder on the eyes. But why? Probably because designers get paid so well to do it.


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Six Ways to Create a Better Website
Mar 24th
Everyone knows you need a website. It enables people to find you online, elevates your credibility and drives leads. But, is yours as effective as it could be? Here are six ways to build a better website:
1. Customers want to interact with you—anywhere, on any device.
- A 2013 study by the Pew Research Center found that nearly two-thirds of U.S. mobile phone owners use their phone to go online. By 2015, more Americans will access the Web through mobile devices than through PCs.
Make sure your website is mobile-friendly by using responsive design. Responsive design ensures your website is easy to read and navigate on a range of devices.
2. It may be a cliché but content is still king.
A content-rich website will attract prospects. For example, your visitors will appreciate reading articles or watching videos with informative investment, retirement and tax information geared to their interests. Some website developers that specialize in the financial industry provide a content library as part of their service. A robust online presence offers your customers and prospects valuable content and resources that motivate them to return whenever they need information, link to your website and make referrals. The more web traffic you get, the higher you'll turn up on search engines.
3. The world wants to hear what you have to say.
A website allows you to create a blog. Creating, publishing and sharing relevant and valuable content in a blog positions you as an authority, grows your network and helps you build your practice in the age of social media. An effective blog contains links to allow for instant social sharing of your posts, so your message more easily gains a wider audience.
4. Get listed and get found by your Main Street neighbors.
A website expands your marketing reach. But, if you build it, will they come? Not necessarily. Once you establish your website, make it easier for prospects to find you by registering with the local business sections on online search engines such as Google and Bing. Basic listings are free and include contact information and a list of products and services. Belong to an association or carry a professional certification? Make sure you register with their directory. Ensure your site also has tools that make it easy to improve your search engine rankings and help you get found.
5. Consider your compliance obligations.
As you make updates to your site, it will likely need to be approved by someone from the compliance team. Make sure your website has an easy way to help manage the process. Compliance should be able to easily view and approve or reject content to ensure it is getting reviewed and out to customers as quickly as possible.
6. You can't manage what you can't measure.
Interactivity allows for feedback and response. Online contact and quote request forms allow customers and prospects to contact you directly. When you drive traffic to your website, you capture rich web analytics about your prospects and existing customers. You build a list of leads. You find what is and isn't working with your site, and how you can improve it. You also gain insights to add value to your services and create targeted marketing campaigns that speak to your clients' wishes and needs. Your website should have tools that allow for a variety of analytics and other widgets that will make it as effective as possible.
Ready to build a better website? Smarsh offers financial website development packages with modern designs, cutting-edge tools and built-in compliance safeguards. For more information, visit smarsh.com/smarshsites.
Form Follows Function: Functional and Effective Finance Web Design
Feb 13th
Most financial advisers and investment professionals agree on the need for a well-designed website. It's the virtual equivalent of a well-designed office. For better or worse, it makes a statement about your practice that influences the perceptions of clients and prospective clients.
Which is why it's important to make your website reflect your brand. So when it's time for a website refresh or re-do, should you outsource the project or do it yourself? It depends. The keys are to decide what kind of site you want, whether you have the resources to dedicate to the project, and how much you want to spend.
Form follows function
Website types range from a simple brochure template to a completely customized, highly interactive and content-rich design. Decide on the purpose of the website: Is it a marketing tool? An information resource? How important is it to distinguish you from your competitors? Who will provide and update the content? How often? The more you want from your site, the more customized it should be.
Even a brochure-type site should offer a choice of design templates as well as simple marketing tools such as contact links, map finders, information-request forms and limited site statistics. A step up from the brochure approach allows users to access dynamic content such as informative newsletter articles, financial calculators, stock quotes and other research tools. More sophisticated sites are built to reflect your corporate identity and may include custom-designed banners, backgrounds, forms and animation.
Examine your staff resources
Building a website from the ground up takes expertise. It involves strategic planning, project management, web design and development. It also requires database development, website hosting, domain name registration, online marketing and search engine optimization (SEO).
Those things take time, too. You could spend hours doing things that a skilled web professional could do in minutes. That's not only more expensive. It's also time away from serving clients.
So unless you have a web development team on staff, your time is probably best invested by outsourcing from a professional website supplier.
Choose a vendor
If you decide to go the outsourcing route, your next step will be to choose a vendor. In your research, ask if they provide a range of choices, including budget-friendly options. Does the price include such things as hosting, domain registration, content, forms, maintenance and SEO? How long have they been in business? How many websites have they produced?
Websites are not a once-and-done thing. So it's important to work with a vendor that provides good continuing service and an easy-to-use product. Updating the content should be simple, fast and intuitive.
Another consideration is financial-industry expertise. Instead of supplying generic website templates, some suppliers specialize in websites for the financial services industry. These vendors may offer online tools for investors to conduct research, access their portfolios and read FINRA-approved articles on investment and finance.
Set your budget
Prices vary depending on project size and functionality. At the low end, you can use online site-building services and get a professional-looking, if not unique, site set up for $300-$500. More-customized designs for small firms start at $2,000-$3,000. Factor in monthly maintenance fees, too.
Not surprisingly, most financial advisers and investment consultants choose to outsource. They'd rather pay an expert to do what they do best. And that makes sense. After all, that's why your clients hire you.
More and more interactions with clients and prospects these days happen online. So, whether you outsource or insource, whether you choose a simple or more full-featured site, make sure your virtual office makes visitors feel welcome, engaged and maybe even a little impressed. Consider the money spent on a website not just as an expense but as an investment that, managed properly, will yield a return.
To see a menu of SEC- and FINRA-compliant website plans for financial professionals, check out Smarsh Sites, a service of Smarsh, a technology leader in the financial-services industry since 2001.
Top 10 Twitter Taboos
Feb 10th
I was perusing my Twitter feed the other day when my eye caught a particularly off-the-cuff status. One entity I follow harshly criticized a rival. I couldn't help but be put off. Friendly banter between competitors is normal and expected, but malicious conduct is not. A code of etiquette exists on all social media platforms—it mirrors what we would expect to observe in a face to face setting. The behavior I witnessed can result in a loss of followers, but more importantly, it can cost the trust of clients and partners.
As financial advisors, FINRA regulations add another layer of complexity to social media conduct. Here is a list of Top 10 Twitter Taboos for financial advisors:
1. Tweet Advice Twitter is great for establishing initial connections and maintaining those connections. It's not the venue to transmit sensitive information such as stock tips.
2. Tweet Blindly Twitter is interactive and published content doesn't require FINRA pre-approval, but every financial company should have its own social media policy in place. Always consult with your company's policy before participating in any social media activity.
3. Ignore the dissenters. Twitter used for business is about respectful engagement. Don't shy away from people who offer different opinions or insights. Use this platform to acknowledge them; you can always request offline time to address an issue.
4. Post when tired or otherwise not yourself Chances are, there's a more opportune time to post on Twitter than before going to bed. If you're tired, in an emotional state, or relaxing with a glass of wine after dinner, you may not be in prime Twitter form. There's no harm in waiting to tweet.
5. Tweet someone's product Posting about someone's product or service may be viewed as an endorsement, which can cross the line with FINRA regulations.
6. Use auto-responses. Canned replies feel impersonal and sometimes they don't accurately apply to the situation. Twitter is an interactive platform, intended for social connection. Bottom line: There's no replacement for a human being.
7. Tweet whatever comes to mind. Akin to tweeting when tired or in an emotional state, tweeting from the hip can backfire. Carve out time in your schedule for social media so you can really consider your tweets prior to posting. Even though it's a social forum, you're still using Twitter to represent yourself as a business professional.
8. Talk to yourself. Twitter encourages dialogue, often with individuals or brands you may not have access to otherwise. Don't make the conversation one-sided; take time to learn about the people you connect with.
9. Retweet if you like it. Know what and whose information you are retweeting. Retweeting is often seen as an endorsement of content. As the head of a company, if you retweet an article you and your company are essentially blessing everything in that article, even its speculative commentary. Investigate prior to passing it along.
10. Stir the pot. This may seem pretty straightforward but you'd be surprised at how often this gets people into trouble. Retweeting content can proliferate speculative or false information if you don't have a full understanding of the information you're sharing. Also, remember that sarcastic undertones are often missed via the written word. A joke can be easily misunderstood.
Here is one thing you can do, whether on Twitter or any other social media network to provide value to your followers and define yourself as an expert in your field: provide unbiased education about various financial concepts.
For instance:
- What is a 529 or gift tax?
- What is the cap you can put into your 401k plan this year?
- Tips on financial budgeting
- What is the general economic outlook for 2014?
Finally, don't forget to sprinkle in a bit of appropriate humor and personality so people can easily relate to you. Never lose sight of the reality that people buy from people. Your clients want to know there is a real person behind the tweet or status update.
Remember, if you're interested in using social media, you'll need a solid archiving & compliance solution in place. www.smarsh.com/socialmedia


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Have you visited Dr. Jay Bhatt? Rate you experience below.
Dr. Jay Bhatt specializes in neurology in Carmel, Indiana.
Dr. Jay Bhatt has been compared 327 times. Details of Dr. Bhatt's experience as an MD and his hospital affiliation are available on your free doctor report.
Dr. Jay Bhatt has been identified as specializing in Neurology.
A hospital affiliation covers any doctor who has an affiliation, association or admitting privilege with a hospital. A doctor's particular affiliation to a specific hospital can translate to the overall quality of that provider.
Dr. Bhatt is affiliated with 1 hospital:
Patients may also know Dr. Jay Bhatt MD as:
American Health Network, 3631 N Morrison Rd, Muncie, IN 47304
9640 N Augusta Dr, Suite 412 Carmel, IN 46032
1185 W Carmel Dr, Suite D3 Carmel, IN 46032
Serenity Medical Associates, 11590 N Meridian St, Suite 170 Carmel, IN 46032
13430 N Meridian St, Suite 165 Carmel, IN 46032
Are you Dr. Jay Bhatt?
Update your information


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Contractors tackle tough industry issues at Breakfast With Champions.
Contractors showed up early and came ready to share ideas and pick up new strategies at PLANET's Breakfast With Champions 2013. The event brought landscapers together to talk about some of the toughest issues in the industry, with each table moderated by industry professionals.
Contractors discussed smart business plans, as well as how to cut costs to run a leaner operation without sacrificing service, like ideas to streamline employee drive time to a job site and keeping sales within a particular territory to maximize coverage of an area.
They also talked about sustainability, dealing with difficult customers and employment issues like the H2B Temporary Guest Worker Program and its effects on the bottom line.
Chad Reinholz and Joe Shooner combined their topics into one larger discussion. The two topics were similar, 'E-Mail marketing' and 'E-Newsletter programs' and most of the conversation focused on whether companies used these types of marketing with their clients, and how they went about doing it. Members of the discussion traded ideas and asked questions about how to make their online campaigns better.
A popular idea Shooner presented was to come up with two email subject lines and send them out to 10 percent of your email list. After five hours, compare the number of opens and use that information to decide which title to send out to the other 90 percent of your list.
Lawn & Landscape and PLANET will bring you a virtual conference aimed at helping you hit that magic number.
The company's marketing manager set a Guinness record on zero-turn mower.
Tom Barry previously worked for The Oliver Carr Company.
See how you stack up to your competition with the latest exclusive research from L&L.
Two recent developments have made rebates to replace water-intensive lawns with drought-tolerant plants more popular than ever.


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This Hadari long-sleeved top features casual stripes and is a great lightweight sweater for layering or wearing alone. With a front pocket and boat-neck design, this top is suitable for a variety of climates and occasions.
This lightweight chiffon top by Hailey Jeans Co. features a colorful mixed animal print design and smocked neckline and waistline. This sheer top is completed with a keyhole accent at the neckline and 3/4-length sleeves.
Here comes the sun...There's nothing quite like a beautiful sunrise to start one's day, whether at the beach, in the mountains or in your own room. This adorable bright lime green shirt features a puff ink printed multi-colored sunrise complete with beautiful seagulls flying in the sky. This boatneck is junior-sized, and is one of our shorter shirts, so if you want a bit more length order a size up. Preshrunk, garment-dyed, silicone-softened cotton.
This longer length boatneck tee features 3/4 sleeves and comes in basic colors to complement any wardrobe. Wear with jeans, an a-line or full skirt or shorts.
Stand out from the masses with this Moclov boatneck sweatshirt. This brightly colored shirt features screen printed stripes and a front pouch pocket with an embroidered Volcom logo.
Super soft delicate fabric and a fashionable fit make this dolman sleeve a must have style.
*COLOR MAY APPEAR SLIGHTLY DIFFERENT THAN PHOTOGRAPHED Visit our eBay store for more great deals using the links on the left. Sales Tax Sales Tax of 7.5%is applicable if items are shipped within California. Quantity Orders If you are looking for multiple items, a package deal, or for similar items that are not listed on the auction page, feel free to email us. Shipping Orders will be processed and shipped within 24-48 hours (Monday-Friday excluding Saturday, Sunday and Holidays) after payment h


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Mastery Rewind: GTA V, Leap Wireless, SodaStream
Mastery brought Leap Wireless (LEAP) to your attention last week, the stock finally had a great move today and closed up 4% to $6.02. We remind you again why LEAP is worth a look along with Take-Two Interactive (TTWO) and if you really feel lucky -- SodaStream (SODA). Get ready for a great Super Bowl weekend as we begin the drinking...now.
The best of the week and stocks we want you to consider are Take-Two (TTWO), SodaStream (SODA), and Leap Wireless (LEAP). Here are those outstanding articles:
Leap Wireless (LEAP) is next in line to get acquired
GTA V Delayed, TTWO falls 7%
SodaStream: Short Squeeze or Growth Stock
Best of the Blogs
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Scanning and identifying the best blog entries every hour
- Gold & EUR Drop After ECB's Coeure Counters Weidmann's Warnings | ZeroHedge
- Only in America: Snow Looters Pillage A Dorito's Truck | ZeroHedge
- Central Banks: When We Succeed, We Fail | ZeroHedge
- Deutsche Bank's Modest Proposal To Central Banks: "Purchase The Gold Held By Private Households" | ZeroHedge
- One Of The Most Striking Equity Market Anomalies Explained | ZeroHedge
- This Indicator Suggests Gold's Bear Market Has a lot Longer to Go – But Is It Right? | Financial Sense
- Who's Ready For $30 Oil? | ZeroHedge
Latest Headlines
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The most relevant financial news and articles from the Internets
- No Country Comes Close To Buying Back Stock Like The US | Business Insider
- Pre-Open... | StreetInsider.com
- Suze Orman, Debit-Card Dealer | BusinessWeek
- Notable... | StreetInsider.com
- The Average University Of Texas Football Player Is Worth $605,000 | Business Insider
- 10 Things You Need To Know Today (DIA, SPY, SPX, QQQ, INTC) | Business Insider
- OBAMA: Voters Will Want A 'New Car Smell' In 2016 | Business Insider


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The Mike And Ike Show 03-04-14
Today's Polls
Today's Topics
- Both safeties, T.J. Ward and Jairus Byrd were not given the franchise tag by their respective teams. Should the Eagles pursue one of them? Both? None?
- Will the Sixers win a game the rest of the year? They have 22 games left and are currently on a 14 game losing streak.