text:
Hi Erica, Every year, I make up a holiday budget, and every year, I blow it. I just see something I think one of my kids would love, and I buy it without thinking through the consequences. I just "have" to get it, and feel if I don't, my kids' Christmas will not be as good. I'd appreciate any advice you can give me about this. –Janice Dear Janice, Don't be so hard on yourself. Not only do millions of other people shop 'til their bank balances drop, but it's perfectly natural to do so. Psychologists at the University of Sheffield in England…
Most Topular Stories
5 tips to keep you on budget this holiday seasonCredit Card Help Topics14 Nov 2014 | 11:16 am
Dow Chemical, Loeb Settle Board DisputeWSJ.com: US Business21 Nov 2014 | 2:42 pmDow Chemical and Dan Loeb's Third Point settled a looming proxy fight Friday by adding four new directors next year, including two the activist investor had proposed.
Wall Street Buys Retailers on High Hopes for Holiday Shopping SeasonTop Read Stories20 Nov 2014 | 1:12 pmInvestors feel the generous holiday spirit early as several retailers post better-than-expected third-quarter earnings reports. Click to view a price quote on ^DJI^GSPC^IXIC.
JumpStart CEO: We've Learned Staying Ahead in Mobile Is No GameLatest TSC Headlines21 Nov 2014 | 2:17 pmNEW YORK (TheStreet) -- In a world of one-hit video wonders, JumpStart will stay relevant as long as there are children who need to learn their letters and numbers, CEO David Lord said Friday. Lord explained to TheStreet TV's Jill Malandrino the company has continued to build better educational games. Parents need to feel that their children are getting value with the company's products since mobile and online platforms have a huge impact on what children watch. Online exposure helps spread the company's reach from local to global, Lord said, and 80%…
Jim Cramer's 'Mad Money' Recap: Learn From My Life LessonsMad Money Recap20 Nov 2014 | 4:00 pmSearch Jim Cramer's "Mad Money" trading recommendations using our exclusive "Mad Money" Stock Screener. This program aired on Aug. 29, 2014. NEW YORK (TheStreet) -- "There are some things I've been keeping from you," Jim Cramer told "Mad Money" viewers. So he went a little autobiographical to tell viewers how he came to make the markets his life and where he learned his most valuable lessons about money and investing. Cramer said that unlike most people who became interested in the stock market, his love of stocks didn't start in college or even in…
WSJ.com: US Business
Dow Chemical, Loeb Settle Board Dispute21 Nov 2014 | 2:42 pmDow Chemical and Dan Loeb's Third Point settled a looming proxy fight Friday by adding four new directors next year, including two the activist investor had proposed.
Aviva Plans to Buy Friends Life Group21 Nov 2014 | 2:33 pmAviva PLC announced plans for a £5.6 billion takeover of Friends Life Group in an all-share deal that it said would create the largest insurance, savings and asset-management company in the U.K.
Three Mexican Groups Bid for TV Concessions21 Nov 2014 | 2:29 pmThree Mexican groups involved in media and publishing have submitted bids for the two broadcast network concessions that the government is tendering to introduce competition against Grupo Televisa and Azteca.
Oil Boom Returns to Gulf of Mexico21 Nov 2014 | 2:20 pmFour years after the Deepwater Horizon disaster, giant new oil projects are returning to the Gulf of Mexico—bigger and more expensive than ever.
European Telecoms Bet on 4G21 Nov 2014 | 2:20 pmIliad and other European telecom groups are rushing to invest in data-handling capabilities and faster fourth-generation wireless networks, as consumers use their phones more as devices for messaging apps and video.
Top Read Stories
Wall Street Buys Retailers on High Hopes for Holiday Shopping Season20 Nov 2014 | 1:12 pmInvestors feel the generous holiday spirit early as several retailers post better-than-expected third-quarter earnings reports. Click to view a price quote on ^DJI^GSPC^IXIC.
Make No Mistake, Mozilla's Search Partnership Is a Big Deal for Yahoo!20 Nov 2014 | 11:57 amMany have written off Mozilla's Firefox browser. Marissa Mayer was able to convince Mozilla that Yahoo! won't compete with it as a browser and she'll promote its products on Yahoo!. Click to view a price quote on YHOO. Click to research the Internet industry.
10 Surprising Things That Are Worth Less Than Apple20 Nov 2014 | 11:25 amNo company is worth more than Apple. With a market cap of $676 billion, some economically powerful, industrialized countries don't even equate to Apple's worth. Click to view a price quote on AAPL. Click to research the Consumer Durables industry.
Here's How Best Buy, Target Are Gaining Ground on Amazon20 Nov 2014 | 11:21 amOnline sales for the likes of Best Buy, Target, and Walmart continue to surge. Brian Sozzi explains why. Click to view a price quote on BBY. Click to research the Retail industry.
Gap Between iPhone 6 and 6-Plus Is Bigger Than Anyone Thought20 Nov 2014 | 8:57 amAs Apple's new iPhones show how important they are to the company, investors want to know how wide the split really is -- -- a lot wider than you think. Click to view a price quote on AAPL. Click to research the Consumer Durables industry.
Latest TSC Headlines
JumpStart CEO: We've Learned Staying Ahead in Mobile Is No Game21 Nov 2014 | 2:17 pmNEW YORK (TheStreet) -- In a world of one-hit video wonders, JumpStart will stay relevant as long as there are children who need to learn their letters and numbers, CEO David Lord said Friday. Lord explained to TheStreet TV's Jill Malandrino the company has continued to build better educational games. Parents need to feel that their children are getting value with the company's products since mobile and online platforms have a huge impact on what children watch. Online exposure helps spread the company's reach from local to global, Lord said, and 80%…
Target-Date Funds Need Depth & Breadth, Says CEO of Global Index Advisors21 Nov 2014 | 1:53 pmNEW YORK (TheStreet) -- Target-date funds have been growing in popularity. That's a good thing for the average investor, according to James Lauder, CEO of Global Index Advisors, sub-adviser to Wells Fargo Advantage Funds. He told TheStreet TV's Gregg Greenberg that by using target-date funds, firms encourage investors to save more money for retirement and to stop trying to be professional investors. Must Read: 12 Stocks Warren Buffett Loves in 2014 Wells Fargo Advantage DJ Target Date 2040 R4 Fund WTFRX data by YCharts Target-date funds are supposed to make investing…
Stocks Gain for Fifth Week as Central Banks Take Center Stage21 Nov 2014 | 1:08 pmNEW YORK (TheStreet) -- Wall Street netted record closing highs to end its fifth consecutive week of gains thanks to its friends in the central banks of China and Europe. The record-making push over Friday's session embedded the S&P 500 and Dow Jones Industrial Average firmly in double-digit-gains territory for the year. Notching all-time highs wasn't too difficult, though, given fresh records were set a day earlier. The S&P 500 closed 0.52% higher, just 10 points shy of its highest trading mark set over the morning session. The Dow added 0.5%, while the Nasdaq surged 0.24%, near…
Tax and Retirement Tips You Must Not Forget Before Year End21 Nov 2014 | 12:53 pmNEW YORK (TheStreet) -- The end of 2014 is quickly approaching and investors need to be aware of how the end of the year will affect their investments and retirement accounts. For starters, investors should do their best to max out retirement contributions before the end of the year, Ed Slott, founder of Ed Slott & Company, told TheStreet TV's Gregg Greenberg. Must Read: Warren Buffett's Top 10 Dividend Stocks Also, if you're over the age of 70-1/2, don't forget to take mandatory distributions if it's required. Slott says if these mandatory distributions aren't taken before…
Alibaba Group (BABA) Stock Higher Today After Record Bond Sale21 Nov 2014 | 12:36 pmNEW YORK (TheStreet) -- Shares of Alibaba Group are up 1.17% to $111.10 after the company "wowed the markets" on Thursday with the largest U.S. dollar bond sale on record from an Asian company, pricing its $8 billion debut at levels even highter than some of the world's best-known issuers, Reuters reports. The Chinese e-commerce giant, which listed in New York in September through a $25 billion IPO, amassed more than $55 billion of orders for the long-awaited six-tranche deal, one of the world's largest investment-grade bonds of the year, Reuters said. "The narrow pricing…
Mad Money Recap
Jim Cramer's 'Mad Money' Recap: Learn From My Life Lessons20 Nov 2014 | 4:00 pmSearch Jim Cramer's "Mad Money" trading recommendations using our exclusive "Mad Money" Stock Screener. This program aired on Aug. 29, 2014. NEW YORK (TheStreet) -- "There are some things I've been keeping from you," Jim Cramer told "Mad Money" viewers. So he went a little autobiographical to tell viewers how he came to make the markets his life and where he learned his most valuable lessons about money and investing. Cramer said that unlike most people who became interested in the stock market, his love of stocks didn't start in college or even in…
Jim Cramer's 'Mad Money' Recap: How You Can Profit From My Mistakes19 Nov 2014 | 4:00 pmSearch Jim Cramer's "Mad Money" trading recommendations using our exclusive "Mad Money" Stock Screener. This program last aired on Aug. 27, 2014. NEW YORK (TheStreet) -- Always remember, don't let your skepticism get the best of you, Jim Cramer told his Mad Money viewers in a special episode dedicated to getting rich carefully by avoiding some of Cramer's biggest mistakes. Being too much of a naysayer can hurt you, Cramer continued, especially with companies that have fabulous CEOs. That was certainly the case with Walgreen back in 2012, Cramer recalled. He said Walgreen,…
Jim Cramer's 'Mad Money' Recap: Why Running With the Bulls Is Profitable but Dangerous18 Nov 2014 | 5:10 pmSearch Jim Cramer's "Mad Money" trading recommendations using our exclusive "Mad Money" Stock Screener. NEW YORK ( TheStreet) -- "I want to be more critical of this market," Jim Cramer said Tuesday on Mad Money, but the skeptics have been repeatedly trampled by the bulls. Let's face it, the markets are up big, and in a very short period of time, Cramer told viewers. That means investors should be more critical and more skeptical of high-flying stocks. But in the case of Activas , the company making a $66 billion bid for Allergan , shares…
Jim Cramer's 'Mad Money' Recap: When Bad News Is Really Good News for Us17 Nov 2014 | 5:09 pmSearch Jim Cramer's "Mad Money" trading recommendations using our exclusive "Mad Money" Stock Screener. NEW YORK ( TheStreet) -- What's bad for everyone else might actually be good for us, Jim Cramer told his Mad Money viewers Monday after a mixed day on Wall Street. Cramer said this morning's losses and afternoon's gains prove that not all markets need to trade in tandem. The markets initially fell on news that Japan is slipping back into recession, Cramer noted, but by the afternoon those early losses were gone, replaced by several notable gains. Why the change…
Jim Cramer's 'Mad Money' Recap: Bull Market Rides on G20 Weekend14 Nov 2014 | 5:38 pmSearch Jim Cramer's "Mad Money" trading recommendations using our exclusive "Mad Money" Stock Screener. NEW YORK ( TheStreet) -- Will the bull market continue into next week? Jim Cramer told his Mad Money TV show viewers Friday that it all depends on the big G20 meeting over the weekend and whether a path to peace in the Ukraine can be forged. Beyond global politics, Cramer said he'll be watching the earnings of Tyson Foods on Monday, as good earnings there will reignite talks of more consolidation in the food sector. Must Read: Warren Buffett's Top 10 Dividend…
WSJ.com: Markets
The Trouble With Trustees21 Nov 2014 | 1:49 pmBeneficiaries can clash with the people who oversee a trust. Here's how to manage a delicate relationship.
Oil Boom Returns to Gulf of Mexico21 Nov 2014 | 12:27 pmFour years after the Deepwater Horizon disaster, giant new oil projects are returning to the Gulf of Mexico—bigger and more expensive than ever.
Millennials, the Market Is Your Friend. Really21 Nov 2014 | 9:57 amColumnist Morgan Housel writes an open letter to his generation of investors.
Startups Mine Data From Fields, Shadows21 Nov 2014 | 9:34 amA growing coterie of entrepreneurs are selling analysis of obscure data sets to traders in search of even the smallest edges.
Alibaba Becomes Wall Street's Favorite Customer21 Nov 2014 | 9:30 amAlibaba Group sold $8 billion in bonds, making the Chinese Internet company this year's biggest source of fees for banks working on capital-markets deals.
SIFMA SmartBrief
European benchmark proposal would hit U.S. products, CFTC's Massad says21 Nov 2014 | 4:28 amA European proposal to regulate benchmarks would raise barriers for European investors trying to buy U.S. -More-
SIFMA's on Twitter and YouTube21 Nov 2014 | 4:28 amFor breaking legislative and regulatory developments affecting our industry, follow @SIFMA on Twitter. -More-
Alibaba raises $8B in first bond offering21 Nov 2014 | 4:28 amAlibaba Group Holding's offering of debt with six maturities produced $8 billion in capital for the Chinese e-commerce compan -More-
SEC's Gallagher: Accredited-investor review unnecessary21 Nov 2014 | 4:28 amThe Securities and Exchange Commission is reviewing the accredited-investor definition, which restricts private-placement pur -More-
Reassuring U.S. data help boost global markets21 Nov 2014 | 4:28 amPositive economic data from the U.S. -More-
Financial Services Roundtable SmartBrief
N.Y. Fed chief: Bank supervision much better since crisis21 Nov 2014 | 5:56 amBank supervision has improved significantly, making banks safer since the financial crisis, says William Dudley, president of -More-
Cyberterrorists could target financial sector, experts say21 Nov 2014 | 5:56 amThe New York District Attorney's Office and the City of London police are stepping up their cooperation in an effort to fight -More-
Fannie, Freddie narrow mortgage-repurchase parameters21 Nov 2014 | 5:56 amFannie Mae and Freddie Mac have narrowed their rules requiring lenders and servicers to buy back problematic loans. -More-
Survey: U.S. retailers grappling with cybersecurity challenges21 Nov 2014 | 5:56 amA study by BitSight finds that 58% of retailers have seen a decline in security performance since January. -More-
Survey: Employees need education, advice on 401(k)s, not just options21 Nov 2014 | 5:56 am-More-
NYT > Business Day
William Spoor, Who Turned Pillsbury Into a Food Giant, Dies at 9121 Nov 2014 | 2:13 pmMr. Spoor grew up in poverty and worked his way to becoming chief executive and chairman of Pillsbury, where he was known as a demanding and abrasive leader.
Prospects for Growth: There's a Giant Contradiction at the Heart of the U.S. Economy21 Nov 2014 | 2:10 pmThree theories about why important economic clues are pointing different ways.
Action in China and Europe Gives Investors Reason for Optimism21 Nov 2014 | 2:01 pmA rate cut in China and hints that the European Central Bank might pursue further stimulus measures sent United States markets sharply higher.
DealBook: Federal Reserve Set to Propose Stricter Rules for Banks in Commodities Markets21 Nov 2014 | 1:25 pmDaniel K. Tarullo, the Fed governor, on Friday described potential rules that could restrict banks from some types of commodities operations.
Your Money: An Easier Way to Gather Information on College Costs, but Some Institutions Still Balk21 Nov 2014 | 12:49 pmCollege Abacus aggregates cost calculations from up to three colleges at a time on its own website, but is blocked by some institutions.
Business and financial news - CNNMoney.com
Burger mania hits Wall Street21 Nov 2014 | 2:34 pmRead full story for latest details.
Europe to vote on Google breakup proposal21 Nov 2014 | 1:55 pmThe European parliament is calling Google a monopoly in need of a breakup.
Obama's startup visa alternative21 Nov 2014 | 1:35 pmObama doesn't have the authority to create a startup visa, but part of his reform announcement could include a workaround for entrepreneurs: 'parole status.'
Las Vegas casino scraps Cosby performance21 Nov 2014 | 1:30 pmA Las Vegas casino said Friday that a planned Bill Cosby performance on November 28 has been cancelled.
Can Obama's immigration plan lift wages?21 Nov 2014 | 1:26 pmThe move will boost earnings because it will make it easier for high-skilled immigrants to work.
John Mauldin's Outside the Box
Notes on Russia21 Nov 2014 | 12:16 pmRussia and its redoubtable president, Vladimir Putin, have been much in the news lately. The latest flurry came when Putin was taken out behind the woodshed at the G20 conference in the Philippines last weekend over his recent moves to inject more Russian troops and arms into Ukraine. For today's Outside the Box we have two pieces that deliver deeper insights into the situation with Russia and Putin. The first is from my good friend Ian Bremmer, President of the Eurasia Group and author of Every Nation for Itself: Winners and Losers in a G-Zero World. You probably caught my mention of…
The Return of the Dollar17 Nov 2014 | 11:45 amTwo years ago, my friend Mohamed El-Erian and I were on the stage at my Strategic Investment Conference. Naturally we were discussing currencies in the global economy, and I asked him about currency wars. He smiled and said to me, "John, we don't talk about currency wars in polite circles. More like currency disagreements" (or some word to that effect). This week I note that he actually uses the words currency war in an essay he wrote for Project Syndicate: Yet the benefits of the dollar's rally are far from guaranteed, for both economic and financial reasons. While…
Calling Into Question16 Oct 2014 | 2:51 pmA note has been circulating among economists, calling into question the wisdom of another group of economists who wrote an open letter to the Federal Reserve a few years ago suggesting that one of the risks of their quantitative easing program was increased inflation. Since we have not seen CPI inflation, this latter group is calling upon the former to admit they were wrong, that quantitative easing does not in fact cause inflation. To no one's surprise, Paul Krugman has written rather nastily and arrogantly about the lack of CPI inflation. Cliff Asness has responded with a thoughtful…
The world's greatest stock picker? Bet you sold Apple and Google a long time ago.8 Oct 2014 | 3:48 pmMy good friend Barry Ritholtz, famous for launching The Big Picture blog (and since graduating to being a regular Bloomberg columnist as well as writing a weekly column for the Washington Post), is well-known for being a contrarian. Barry is a regular dinner partner when I get to New York, and he also participates in the annual Maine fishing trip. We frequently trade information … and barbs. The word colorful affectionately comes to mind when I think of Barry (and maybe opinionated would work). I can usually count on him to find at least a few things to disagree with me on at our…
Why the Fed Is So Wimpy1 Oct 2014 | 2:52 pmAnother in what seems to be a small parade of scandals involving secretly recorded tapes of Federal Reserve regulators emerged last week. What a number of writers (including me) have written about regulatory capture over the past decade was brought out into the open, at least for a while. My brilliant young friend (40 seems young to me now) Justin Fox, editorial director of the Harvard Business Review and business and economic columnist for Time magazine, published a thoughtful essay this week, outlining some of the issues surrounding the whole concept of banking regulations. Yes, the latest…
Q4 Engineering & Construction Industry M&A Report21 Nov 2014 | 11:31 amM&A activity in the Engineering and Construction sector for North American based target companies in Q3 2014 included 67 closed deals according to data provided by S&P Capital IQ. This is a slight decrease in deal count since Q2 2014, where 72 transactions occurred. Total transaction value increased dramatically between Q2 and Q3 from $565 million to $6.57 billion due to the AECOM purchase of URS Corporation. Read the Entire Engineering and Construction M&A 4th Quarter Newsletter Here
Q4 Energy M&A Update14 Nov 2014 | 11:32 amM&A activity for North American based target companies in the energy sector for Q3 2014 included 117 closed deals and total deal value of approximately over $8.13 billion, according to data provided by S&P Capital IQ. Q3 2014 was a quieter period for global oil and gas M&A activity compared to the previous quarter, but this year is still on track to have a greater total M&A spend than 2013. North American activity grew for the fifth consecutive quarter fueled by unconventional oil resource plays in the Permian Basin. M&A activity in the Permian Basin has been on the rise…
Q4 Healthcare M&A Update7 Nov 2014 | 12:48 pmM&A activity for North American based target companies in the healthcare sector for Q3 2014 included 299 closed deals and total deal value of approximately over $14 billion, according to data provided by S&P Capital IQ. M&A Activity in the quarter was down by 11% versus Q2 2014 from 333 to 299 deals closed. The average total deal value also fell by nearly 200% from $379 million to $165 million. New data from Frost & Sullivan's, an industry research group, "Analysis of Mergers and Acquisitions Trends in the United States Healthcare Provider Industry" reveals that M&A…
Q3 Transport, Logistics and Supply Chain M&A Update31 Oct 2014 | 1:08 pmM&A activity in the Supply Chain and Logistics sector for North American based target companies in Q2 2014 included 44 closed deals according to data provided by S&P Capital IQ. The average deal value was $74 million with an average enterprise value to revenue multiple of .79. Overall valuations are modest for several reasons. First, transportation deals are cyclical and have already passed the high peak after the low from the recession. Another contributing factor is the horizontal consolidation of smaller trucking companies as opposed to transactions involving more costly modes like…
The Art of Corporate Inversions27 Oct 2014 | 11:30 amHave you ever heard of a "Double Irish?" To some readers, this term may sound more like a stiff drink. Perhaps the tax lawyers and accountants that serve multinational corporations are becoming more like bartenders by preparing the kind of "drinks" their customers really desire. The Double Irish is a tax avoidance arrangement involving two Irish registered companies. The structure is quite effective for companies with valuable intellectual property rights and it has been commonly used by large technology and pharmaceutical companies. The structure involves the payment of royalties and…
Reuters: Business News
Lockheed, Pentagon ink $4.7 billion deal for eighth batch of F-35 fighters21 Nov 2014 | 2:15 pmWASHINGTON (Reuters) - The Pentagon said on Friday it had awarded Lockheed Martin Corp a contract valued at $4.7 billion for an eighth batch of F-35 fighter jets, marking a drop in cost per plane of 3.5 percent from the last contract, and a 57 percent reduction from the first batch.
Honda in talks with other suppliers for Takata air bag fix: WSJ21 Nov 2014 | 2:05 pmDETROIT (Reuters) - Honda Motor Co is in talks with two air bag suppliers to help it stock replacement parts for defective Takata Corp air bags, the Wall Street Journal reported on Friday, citing people aware of the planning.
Wall St. ends at records on central bank action21 Nov 2014 | 1:33 pmNEW YORK (Reuters) - U.S. stocks closed higher on Friday, with major indexes notching a fifth straight weekly advance after China's central bank cut its benchmark interest rate and its euro zone peer announced asset purchases in efforts to boost each region's economy.
Apple $450 million e-book settlement gets final court approval21 Nov 2014 | 1:21 pmNEW YORK (Reuters) - A U.S. judge on Friday gave final approval to Apple Inc's agreement to pay $450 million to resolve claims it harmed consumers by conspiring with five publishers to raise e-book prices.
Aviva in $8.8 billion deal to buy Friends Life after pensions shake-up21 Nov 2014 | 1:08 pmLONDON (Reuters) - British insurer Aviva said on Friday it had agreed terms on a possible deal to buy rival Friends Life for 5.6 billion pounds ($8.8 billion) as British pension reforms put pressure on insurance companies to find new business.
Comtex SmarTrend® News Briefs
Look for Shares of Eaton to Potentially Pullback after Yesterday's 1.53% Rise21 Nov 2014 | 2:54 pm
Look for Shares of PowerShares DB Commodity Index Tracking Fund to Potentially Pullback after Yesterday's 1.07% Rise21 Nov 2014 | 2:54 pm
After Yesterday's Rally of 1.53% Shares Could Potentially Pullback21 Nov 2014 | 2:54 pm
After Yesterday's Rally of 1.07% Shares Could Potentially Pullback21 Nov 2014 | 2:53 pm
After Yesterday's Rally of 1.07% Shares Could Potentially Pullback21 Nov 2014 | 2:53 pm
Forbes - Business
The Hidden Cost Of Holiday Moves21 Nov 2014 | 2:06 pmDoes it cost more to move during a holiday weekend? Or is this the perfect time to snag deals?
How Apple Thinks Different(ly) About The Customer Service Experience21 Nov 2014 | 1:58 pmSteve Jobs would say, over and over and over, words to the following effect: You've got to start with the customer experience and work back toward the technology - not the other way around. This means that the technology sold by Apple, or used by Apple in support of the customer experience, doesn't have to be invented at Apple. And the technology Apply has lying around at its disposal doesn't have to end up being used.
Game Show Network And Tylenol Revive Classic Sponsorship Model21 Nov 2014 | 1:55 pmGSN, long a home for game shows new and old, has rolled out a "flashback" sponsorship partnership with Tylenol. It's a sign of how customized TV ad opportunities need to be in today's digitizing TV landscape.
Despite Loss To Rams, Broncos Tickets Still Most Expensive in NFL For Week 1221 Nov 2014 | 1:54 pmAs Week 12 of the NFL season begins, several first-place teams will host top-priced games on the secondary market. The Broncos sit atop the AFC West with a 7-3 record and welcome the Dolphins to Sports Authority Field in this week's most expensive game. The AFC East-leading Patriots will play the Lions at Gillette Stadium on Sunday, which will serve as the second highest-priced game of the week. In the bottom half of this week's list, the Seahawks, Giants and Bears will also host top games despite their struggles on the field this season.
Elizabeth Warren Grills William Dudley Over 'Cultural Problem' At New York Fed21 Nov 2014 | 1:48 pmWilliam Dudley, the former chief economist of Goldman Sachs Group and the long-serving president of the Federal Reserve Bank of New York was grilled by a handful of senators in Washington.
Yahoo! Finance: Top Stories
Investors unlikely to agree that Microsoft CEO Nadella is overpaid21 Nov 2014 | 2:50 pmA leading proxy advisory recommended voting down Microsoft CEO Satya Nadella's pay package. But many investors are likely to disagree.
Black Friday a 'make or break' moment for RadioShack21 Nov 2014 | 2:50 pmYahoo Finance is watching RadioShack, telecom stocks and housing next week.
EU legislators preparing call to break-up Google: FT21 Nov 2014 | 2:50 pmThe EU's legislative body is crafting plans to call for breaking Google's massive search operations from its other business activities, the FT reports.
Fed's Dudley defensive on bank oversight21 Nov 2014 | 2:50 pmNew York Fed President Bill Dudley was put on the defensive by Senate Democrats, who accused the central bank of being too close to firms it oversees.
Wall St. ends at records on central bank action21 Nov 2014 | 2:50 pmNEW YORK (Reuters) - U.S. stocks closed higher on Friday, with major indexes notching a fifth straight weekly advance after China's central bank cut its benchmark interest rate and its euro zone peer announced asset purchases in efforts to boost each region's economy.
Fool.com Headlines
The Smart Way to Think About Wild Markets21 Nov 2014 | 1:59 pmYour range of possibilities.
5 Things Mondelez International Inc.'s Management Wants You to Know21 Nov 2014 | 12:23 pmMondelez International's earnings are starting to breakout higher. Here's why you should expect them to keep going.
Does a Run at the Business World Make Sense for Facebook?21 Nov 2014 | 12:20 pmPrivacy has come into focus at Facebook as the company reportedly looks to enter the enterprise software market.
The Obamacare Failure No One's Talking About21 Nov 2014 | 12:00 pmObamacare's flops have drawn a lot of attention -- but not this one.
Magellan Midstream Partners (MMP): 3 Reasons Why All Dividend Investors Should Consider This Income21 Nov 2014 | 11:25 amMagellan Midstream Partners has been one of the best income investments of the last 16 years. Learn why this amazing dividend stock needs to be on your radar.
MarketWatch.com - Top Stories
Commodities could lead to banks needing another bailout: experts21 Nov 2014 | 2:19 pmTwo experts tell a Senate committee that some banks getting involved with commodities might increase the prospect for another bailout.
Stock market gains will keep piling up next month21 Nov 2014 | 2:18 pmNovember and December tend to do well after October falters, writes Howard Gold.
NewsWatch: 10 things not to buy on Black Friday21 Nov 2014 | 2:00 pmThe day after Thanksgiving is poised to be a big shopping day. Here's what to avoid when you hit the stores.
Market Snapshot: U.S. stocks book 5th-straight week of gains21 Nov 2014 | 1:55 pmThe U.S. stock market recorded fifth-straight week of gains, after a fresh dose of liquidity from China's central bank and dovish comments from European Central Bank President Mario Draghi on Friday triggered a relative rally on Wall Street
Personal Finance Daily: What not to buy on Black Friday, scents that make you spend more21 Nov 2014 | 1:53 pm10 items not to purchase on Black Friday, and how stores try to encourage you to spend more.
Amazon Wants to Book Your Next Hotel21 Nov 2014 | 1:32 pmA new feature is reportedly coming to Amazon: hotel booking. The online retailer, hardware maker, publisher and video distributor is adding a service called Amazon Travel to its litany of businesses, according to a report from travel industry news site Skift. Amazon Travel will feature a curated selection of hotels within a few hours' drive from New York, Los Angeles and Seattle. The hotels will load their room types, availability and pricing information onto Amazon and pay the company a 15% commission, Skift reports. Hoteliers would receive their payments for the room from Amazon, and…
European Parliament Wants to Break Up Google21 Nov 2014 | 12:58 pmOfficials want the tech giant to unbundle its search engine from some of its other commercial business, according to a report. Concerned over Google's growing influence, the European Parliament is reportedly set to call for a break-up of the tech giant's search engine from some of its other commercial businesses, according to the Financial Times. Politicians are pushing the European Commission to limit Google's reach either by passing new legislation or through its antitrust investigation into the company, which the EU recently reopened. A draft of a parliament motion that…
See Where Uber Faces the Biggest Competition21 Nov 2014 | 11:52 amFor those crying foul this week over Uber's violation of user privacy and alleged sexism, there's a growing list of alternatives – that is, if you live in a major U.S. city. Since its founding in 2008, Uber, the dominant ride-sharing service, has spread to 122 cities of the at least 147 U.S. cities with taxi alternatives provided by ride-sharing companies. Uber faces no major competitor in 57 of those cities. But Uber's three major competitors – Lyft, Curb and Sidecar – are catching up. By coverage, Lyft appears to be Uber's chief rival, with drivers…
What Bill Gates' Kids Do with their Allowance21 Nov 2014 | 11:00 amThe rich are different from you and I, but they still want to give their kids an allowance. So what do the world's richest man's kids do with their money? Melinda Gates came to TIME's offices to talk about her new focus on women and children and especially on contraceptives, but she spilled some secrets about how she tries to get her kids to be purposeful with their money. First of all, she tries to be true to her values, to articulate them and live them out. Then, they do a lot of volunteering together, at "whatever tugs at their heartstrings" says Gates. And of…
China Cuts Interest Rates, Sending Stock, Commodity Markets Higher21 Nov 2014 | 9:46 amChina's central bank cut its official interest rates for the first time in two years Friday, in a surprise move that sent international stock and commodity markets sharply higher. The action by the People's Bank of China, which comes in response to a string of disappointing economic data and increasing signs of tension in local money markets, is the authorities' strongest show of support in months. The economy is currently growing at its slowest rate since 2009, and while Beijing has tried to appear relaxed about that, surveys are now showing output stagnating and jobs being…
USATODAY - Money Top Stories
Check out glamorous NYC holiday window displays21 Nov 2014 | 1:23 pmCan't make it to NYC to see the extravagant holiday windows? Check them out here.
Dow, S&P 500 end week with record closes21 Nov 2014 | 1:10 pmMajor indexes were poised for a fifth straight week of stock gains.
Countries with the most modern slaves21 Nov 2014 | 1:01 pmDespite being almost universally outlawed, it is estimated that 35.8 million people are enslaved worldwide. Doug McIntyre of 24/7 Wall St. talks about which countries have the most slaves.
Most affordable neighborhoods with best schools21 Nov 2014 | 12:10 pmFinding a good school in an inexpensive area with a strong job market is especially hard.
Cool wintertime wearables for the tech-obsessed21 Nov 2014 | 11:58 amDon't let Jack Frost get the best of you — or your smartphone.
Huffington Post
The Buffalo Blizzard That Saved My Life21 Nov 2014 | 2:19 pmWhen I heard about the horrendous lake effect snowstorm in Buffalo this week, I immediately thought about another blizzard there - one that not only took lives, but one that saved a life. I emailed Danielle, the main subject of my feature documentary Tricked and asked her if the blizzard of 2014 had triggered any memories for her. This is what she replied"The hardships in Buffalo this week sparked many memories for me, but they were not of desperation and struggle, they were ones of miracles, empowerment, and hope. Back in December of 2001, I was under the control of a violent pimp and…
David Chase Spoke To Steven Van Zandt About A Possible 'Sopranos' Prequel21 Nov 2014 | 2:13 pmIn an interview earlier this month with the AP, "Sopranos" showrunner David Chase admitted that a prequel for the beloved HBO series was not out of the question, saying that he was "intrigued" by the idea and he "wouldn't mind exploring the era before the show began."But the conversation hasn't ended there, according to "Sopranos" actor Steven Van Zandt.More...
Iran, U.S. Reportedly Working On New Proposals To Break Impasse In Nuclear Talks21 Nov 2014 | 2:11 pmVIENNA, Nov 21 (Reuters) - U.S. Secretary of State John Kerry and Iranian Foreign Minister Mohammad Javad Zarif are working on new proposals aimed at breaking the deadlock in nuclear talks between Tehran and six world powers, sources close to the talks said on Friday.The sources, who spoke to Reuters on condition of anonymity, said the top Iranian and U.S. diplomats were preparing ideas that could be shown to both countries' capitals. No details on the ideas were immediately available.More...
How Facebook Is Shaping Who Will Win The Next Election21 Nov 2014 | 2:10 pmHere's an obvious, yet poorly understood fact: a single social network could have a major influence on who gets to control our government in the future.This isn't an accusation of corporate conspiracy or a condemnation of a technology company's power grab - this is just a reality born out of the fact that Facebook has become ubiquitous in our daily lives. Facebook is where most of us now go to see what issues our friends are discussing. It's become a window into understanding what the people closest to us care about. As a result, the design, policies, and algorithms chosen by the…
These Teens Hate Their School Lunches And They're Blaming Michelle Obama For it21 Nov 2014 | 2:08 pmStudents around the country are fighting back against healthy school lunch standards that they say have decreased the quality of food served at schools.Over the past few weeks, the hashtag #ThanksMichelleObama has surfaced, with students tweeting pictures of their unappetizing school lunches. In 2010, Congress passed the Healthy Hunger-Free Kids Act, which requires less sugar and fat in school meals. The first lady pushed hard for the act and has since come to its defense.More...
finance news online - Google News
TV commercials channel their online counterparts - Yahoo Finance (blog)21 Nov 2014 | 8:02 amTV commercials channel their online counterpartsYahoo Finance (blog)"Basically advertisers can look in a very sliced and diced way at the audience composition of a given show," said Yahoo Finance Senior Columnist Michael Santoli. According to the Wall Street Journal, TV can also do this thanks to new tools from and more »
Best Black Friday 2014 Apple Deals And Amazon Sales Online - Yahoo Finance UK21 Nov 2014 | 7:25 amTelegraph.co.ukBest Black Friday 2014 Apple Deals And Amazon Sales OnlineYahoo Finance UK*iTunes online gift cards. Those worth more than £25 and bought from Giftcloud will subject to a discount from 28th November until 1st December. The technology giant is expected to offer select deals on iPhones, iPods and Macs on its site on Black Where to find the best Black Friday dealsTelegraph.co.ukBlack Friday 2014: Amazon UK launch Black Friday sales earlyMirror.co.ukall 119 news articles »
ChinaNet Online Holdings Reports Third Quarter 2014 Financial Results - Yahoo!7 News21 Nov 2014 | 3:38 amChinaNet Online Holdings Reports Third Quarter 2014 Financial ResultsYahoo!7 NewsBEIJING, Nov. 21, 2014 (GLOBE NEWSWIRE) -- ChinaNet Online Holdings, Inc. (CNET) ("ChinaNet" or the "Company"), a leading B2B (business to business) Internet technology company providing online-to-offline ("O2O") sales channel expansion services ...Chinanet Online Holdings (CNET) Posts Quarterly ResultsTicker Reportall 12 news articles »
Online global accountancy resource launches - Public Finance International21 Nov 2014 | 2:42 amOnline global accountancy resource launchesPublic Finance InternationalThe website will also highlight resources on key topic areas including education and certification, international standards, legislation and regulation, PAO capacity building, and public sector financial management, all critical areas for the profession.and more »
Japan's Finance Minister Rings Alarm Over Yen Weakness - Wall Street Journal20 Nov 2014 | 8:24 pmWall Street JournalJapan's Finance Minister Rings Alarm Over Yen WeaknessWall Street JournalThe Federal Reserve is looking to tighten next year, while the Bank of Japan on Oct. 31 announced new steps to flood the financial system with yen, sending the currency on a downward slide. At one point Thursday, a dollar was changing hands at around ...Asian shares rise on US dataIndependent Onlineall 738 news articles »
FINANCE NEWS - Google News
Banker to be named Brazil finance minister -newspapers - Reuters21 Nov 2014 | 2:17 pmWall Street JournalBanker to be named Brazil finance minister -newspapersReutersBRASILIA Nov 21 (Reuters) - Brazilian President Dilma Rousseff will name banker Joaquim Levy as her new finance minister, three leading newspapers reported on Friday, signaling a shift toward more market-friendly policies that could breathe life into a ...Brazil's Rousseff Seen Close to Naming New Finance MinisterWall Street JournalJoaquim Levy to Become Brazil's Finance Minister, Folha ReportsBloombergIbovespa, Real Surge on Speculation Levy to Be New Finance ChiefBusinessweekFT.com (registration)…
Cromwell makes offer for assistant finance director job - Middletown Press21 Nov 2014 | 2:14 pmCromwell makes offer for assistant finance director jobMiddletown PressThe candidate will fill the vacancy created by the resignation of <URL destination="http://www.middletownpress.com/government-and-politics/20141003/cromwell-leaders-easily-approve-assistant-finance-director-post">Janet Murphy, who left in early October ...
Finance industry standards report a new headache for Mathias Cormann - Sydney Morning Herald21 Nov 2014 | 11:57 amSydney Morning HeraldFinance industry standards report a new headache for Mathias CormannSydney Morning HeraldAfter losing the battle to windback financial advice laws, Senator Mathias Cormann will need to carefully consider how he reacts to a report from an industry working group into the professional, ethical and educational standards of financial planners.Palmer wants all to agree on finance lawsSky News AustraliaEnough is enough on finance laws: LaborThe Daily Telegraphall 189 news articles »
Alibaba's Finance Arm, Ant Financial, Is a Mystery to Most Investors - New York Times21 Nov 2014 | 11:36 amNew York TimesAlibaba's Finance Arm, Ant Financial, Is a Mystery to Most InvestorsNew York TimesAlibaba's finance arm is one of the secrets of the Chinese e-commerce group's success. Yet investors in the listed Alibaba Group don't control a single share of the business, and can't reliably estimate its worth. That puts them at a disadvantage to a Inside Jack Ma's former home-now a tech shrineYahoo!7 Newsall 74 news articles »
House GOP panel: Defunding immigration order 'impossible' - The Hill21 Nov 2014 | 7:05 amThe HillHouse GOP panel: Defunding immigration order 'impossible'The HillIt would be "impossible" to defund President Obama's executive actions on immigration through a government spending bill, the House Appropriations Committee said Thursday. In a statement released by Committee Chairman Hal Rogers's (R-Ky.) ...Obama "decree" on immigration sets up 2015 showdown: Steve ForbesYahoo Finance (blog)all 10,925 news articles »
Finance News Pro
4 Reasons Why Getting Your MBA Makes Financial Sense14 Nov 2014 | 11:05 amWhen considering whether you should get your MBA, one of the first things that come to mind is the financial cost you will have to bear to achieve this goal. Although there are a number of schools that you can get your MBA from, there is no doubt it is quite costly. However, when you take a look at the multiple reasons why getting your MBA makes financial sense, you will see that the cost is worth the benefits you will receive. Financial Gain Image via Flickr by Tax Credits By far one of the biggest changes you will see once you have achieved getting your MBA is your financial gain.
Find More Money During Retirement9 Nov 2014 | 12:20 pmYou've worked hard every day for decades, so you're ready to relax and enjoy your retirement years. Retirement is a great time to focus on your interests and spend time with the people you love the most. However, unexpected expenses and higher costs can sometimes affect your retirement plans. If you're looking for extra money, consider these ideas that work well during retirement. Put Your Passion to Work You're done working full-time, but that doesn't mean you can't bring in any income during retirement. In fact, you won't even feel like you're…
Getting a personal loan irrespective of your credit history4 Nov 2014 | 9:25 amSometimes we get into financial mess that may not be created by us. If you are one of them and are feeling trapped, there is an easy way to get out of this mess. Sometimes you get frightened thinking that the lenders will turn down your proposal because you are a bigger risk to their finance. Now you don't have to go through such difficult financial situations. Recession has left its toll on many of us. People who never thought that their credit will get bad are now facing this tough situation. You can easily apply for a loan with different loan companies. You just have to do a search on…
10 Tips to Organise Your Home Finances27 Oct 2014 | 9:42 pmHome finances can be a daunting subject for most couples (even singles). The logistics of creating a budget while making sure that each bill is paid on time, and at the same, ensuring that you and your family don't go hungry is enough to make your head spin. A lot of us who manage the finances of our family are trained handle this type of responsibilities. However, it doesn't mean we are unable to create a budget that will ensure that we meet all of our obligations, at the same time, allowing extra money for fun. It all boils down to organization. If paying your mortgage is part of the…
Helpful tips on how to save money22 Oct 2014 | 11:40 pmIf you can learn how to save money, then you will know how to spend wisely. It is an art of knowing on what you need to spend necessarily and not on what you want. Many a times, we spend a lot of money on different things that are not practical and are bought on impulse. There are some practical tips that will help you to avoid such unnecessary spending. 1. Going for second hand items – There are some items like furniture or curtains that can always be bought second hand. As long as your personal hygiene is not in question, you can always go for used items. It will save you a…
Calculated Risk
Vehicle Sales Forecast: "Could Reach 17 Million" SAAR in November21 Nov 2014 | 2:13 pmThe automakers will report November vehicle sales on Tuesday, December 2nd. Sales in October were at 16.35 million on a seasonally adjusted annual rate basis (SAAR), and it appears sales in November might be at or above 17 million SAAR.Note: There were 25 selling days in November this year compared to 26 last year.Here is an early forecast (I'll post more next week).From WardsAuto: Forecast: SAAR Could Reach 17 Million for Second Time in Four MonthsA WardsAuto forecast calls for U.S. light-vehicle sales to reach a 17 million-unit seasonally adjusted annual rate for just the second time…
DOT: Vehicle Miles Driven increased 2.3% year-over-year in September21 Nov 2014 | 10:33 amThe Department of Transportation (DOT) reported:Travel on all roads and streets changed by 2.3% (5.6 billion vehicle miles) for September 2014 as compared with September 2013.Travel for the month is estimated to be 246.6 billion vehicle milesCumulative Travel for 2014 changed by 0.7% (16.7 billion vehicle miles).The following graph shows the rolling 12 month total vehicle miles driven. The rolling 12 month total is slowly moving up, after moving sideways for a few years. Click on graph for larger image.In the early '80s, miles driven (rolling 12 months) stayed below the previous peak for 39…
Kansas City Fed: Regional Manufacturing "Activity Expanded Further" in November21 Nov 2014 | 8:47 amFrom the Kansas City Fed: Growth in Tenth District Manufacturing Activity Expanded Further The Federal Reserve Bank of Kansas City released the November Manufacturing Survey today. According to Chad Wilkerson, vice president and economist at the Federal Reserve Bank of Kansas City, the survey revealed that Tenth District manufacturing activity expanded at a slightly faster pace in November, and producers' expectations for future activity increased further."Regional factory growth improved somewhat in November, although many contacts reported that the cost to retain or hire quality…
BLS: Thirty-four States had Unemployment Rate Decreases in October21 Nov 2014 | 7:14 amFrom the BLS: Regional and State Employment and Unemployment SummaryRegional and state unemployment rates were generally little changed in October. Thirty-four states and the District of Columbia had unemployment rate decreases from September, 5 states had increases, and 11 states had no change, the U.S. Bureau of Labor Statistics reported today.... Georgia had the highest unemployment rate among the states in October, 7.7 percent. North Dakota again had the lowest jobless rate, 2.8 percent. Click on graph for larger image.This graph shows the current unemployment rate for each state (red),…
Black Knight: Mortgage Delinquencies decreased in October, Lowest in Seven Years21 Nov 2014 | 4:31 amAccording to Black Knight's First Look report for October, the percent of loans delinquent decreased in October compared to September, and declined by 12% year-over-year. Mortgage delinquencies are at the lowest level since November 2007.Also the percent of loans in the foreclosure process declined further in October and were down 33% over the last year. Foreclosure inventory was at the lowest level since February 2008.Black Knight reported the U.S. mortgage delinquency rate (loans 30 or more days past due, but not in foreclosure) was 5.44% in October, down from 5.67% in…
Economic Snapshot News - Economic Snapshot News Headlines | Bizjournals.com
Mock to depart San Antonio Chamber of Commerce21 Nov 2014 | 2:15 pmThe San Antonio Chamber of Commerce is losing some veteran leadership. Executive Vice President Bill Mock will retire from the business advocacy organization, effective Jan. 2. "His knowledge of how to build a stronger community through economic development initiatives, in addition to how to ensure strong relationships with the military, are especially important as we look at the legacy he leaves," said San Antonio Chamber President and CEO Richard Perez about Mock in a statement. Mock began his…
N.C. recoups jobs from recession; still long way to go for full recovery21 Nov 2014 | 2:09 pmNorth Carolina added slightly more than 17,000 jobs in October pushing it over a symbolic threshold: The state officially has recovered the number of nonfarm jobs lost since the Great Recession. The state's unemployment rate dropped to 6.3 percent with only April's 6.2 percent rate coming in lower since the economic downturn. Employment data since April had been mixed at best, and Gov. Pat McCrory's office had been mostly quiet with each month's jobs report. Friday, McCrory said, "North Carolina…
Texas breaks monthly job record again; Austin market tightens21 Nov 2014 | 1:54 pmTexas set a record for annual annual job growth while seeing its unemployment rate drop in October. Numbers released by the Texas Workforce Commission show the state added 35,200 seasonally-adjusted jobs for the month, bringing its total to 421,900 total non-farm jobs for the year. Those figures set the record for jobs added for the third consecutive month. Texas' seasonally-adjusted unemployment rate also fell to 5.1 percent in October, down from 5.2 percent in October and down more than a point…
Kentucky's unemployment rate drop leads the nation21 Nov 2014 | 1:22 pmKentucky's month-to-month unemployment rate decline in October led the nation. The state's seasonally adjusted preliminary unemployment rate fell to 6.2 percent in October from a revised 6.7 percent in September. The Kentucky Education and Workforce Development Cabinet said in a news release that it was the biggest one-month drop in the unemployment rate since 1976, when the current methodology for measuring the rate was adopted. It's also bigger than last month's record breaking drop of 0.4 percentage…
Birmingham to host Chinese ambassador to the U.S. in January 201521 Nov 2014 | 12:56 pmThe Birmingham International Center recently revealed China as the country for its 2015 Spotlight, and as an added bonus, the Magic City will welcome the Chinese Ambassador to the United States, His Excellency Cui Tainkai. The announcement was made at an event Friday, which was attended by Yang Song, the Consul for Cultural Affairs from the Chinese Consulate General, according to a release from The Birmingham International Center. Many believe the 2015 Spotlight will strengthen ties between the…
Finance-news News - Congoo
Fed says it needs to review its bank review process, again21 Nov 2014 | 8:27 pmTECH MANAGEMENT FINANCE MARKETS CAREERS AUTOS INTERNATIONAL RETAIL FEATURES SMALL BUSINESS VIDEO MAGAZINE FORTUNE CONFERENCES
Fitch Rates Frenship ISD, TX ULT Bonds 'AAA' TX PSF/'AA-' Underlying; Outlook Stable21 Nov 2014 | 8:23 pmFitch Rates Frenship ISD, TX ULT Bonds 'AAA' TX PSF/'AA-' Underlying; Outlook Stable Fitch Ratings assigns an 'AAA' rating to Frenship Independent School District, Texas' (the
UPDATE 1-Ford aluminum F-150 truck raises fuel economy by 5 to 29 pct21 Nov 2014 | 8:23 pm(Adds fuel economy ratings of some Ford, GM and Chrysler models, Ford plans for hybrid truck) DETROIT, Nov 21 (Reuters) - Ford Motor Co said on Friday its 2015 F-150 aluminum-intensive pickup truck,
Colombia Can Lower Rates to Offset World Slowdown, Cardenas Says21 Nov 2014 | 8:16 pmNov. 21 (Bloomberg) -- Colombia's low inflation rate gives policy makers space to cut borrowing costs to offset a slowdown in global growth, Finance Minister Mauricio Cardenas said. "When, for external
Retail Real Estate Sector Contributes $6.9 Billion to Canadian Economy, Supports21 Nov 2014 | 7:52 pmSOURCE Real Property Association of Canada TORONTO "As a real estate asset class there is no better investment than really great retail and you will continue to see smart owners enhance and reinvest
Breaking News
DLJ Mortgage Capital Plans Reperforming RMBS21 Nov 2014 | 12:34 pmApproximately 90.2% of the loans in the pool are fully-amortizing, fixed-rate mortgages, 7.6% are fully-amortizing, adjustable-rate mortgages and 2.3% are adjustable rate mortgages that pay only interest for periods of either seven or ten years.
Newtek Makes Late Entry With $31M Small Biz Loan ABS21 Nov 2014 | 8:45 amThe deal, NBSLT 2014-1, is backed by an amortizing pool of the non-guaranteed portion SBA Section 7(a) small business loans.
American Homes 4 Rent Prices 3rd Single Family Rental Deal21 Nov 2014 | 6:12 amThe $530 million of 10-year bonds are backed by 4,503 single-family rental homes; they were sold with a weighted average coupon rate of 4.395%.
Navient Prices Upsized $1B FFELP Student Loan ABS21 Nov 2014 | 5:54 amNAVSL 2014-8 began marketing last week and was upsized by $258 million on investor demand; the 6.3- year senior bond priced at a spread of 60 basis points over one-month Libor.
Wells Fargo, RBS Price $900M CMBS Conduit20 Nov 2014 | 11:48 amThe deal's 10-year, super senior tranche yield swaps plus 85 basis points, 1 basis point tighter than a similar tranche of JP Morgan, Barclays' print in early November.
Breaking News
CAA Launches $610M Loans Offer21 Nov 2014 | 8:47 amCreative Artists Agency (CAA) is pursuing a $610 million first-loan loan proposal to raise proceeds for the majority-stake takeover of the talent agency by TPG Capital that was announced in October.
MGM Resorts Upsizes to $1.25B in HY21 Nov 2014 | 7:30 amThe offering of senior unsecured notes due 2023, originally sized at $1 billion, was assigned a coupon of 6% and priced at par
Investors Pull Money from Loans Funds for 19th Straight Week21 Nov 2014 | 6:30 amAccording to Lipper, investors withdrew $373.7 million from loan funds in the week ended Nov. 19, down slightly from $397.8 million the previous week; it was the lowest amount of weekly withdrawals in more than two months.
Moody's: Liquidity Improvement Encouraging21 Nov 2014 | 6:27 amCorporate speculative-grade liquidity improved to its best mark in over 18 months, with the Moody's Investors Service Liquidity-Stress Index easing to 3.2% in mid-November from the 3.5% level at the end of October.
Cognizant Details $1.75B in Acquisition Loan Commitments21 Nov 2014 | 6:19 amIT and business process services consultant Cognizant Technologies on Thursday completed a $2.7 billion acquisition of healthcare software firm TriZetto Corp., for which it has obtained $1.75 billion in loan commitments from a consortium of banks led by JPMorgan.
FOX Business
Week Ahead: Data and Thanksgiving21 Nov 2014 | 1:36 pmLots of economic data next week including a GDP reading and housing data in a week shortened by the Thanksgiving holiday.
Obama Tells Congress To Avoid Shutdown Over Immigration21 Nov 2014 | 1:33 pmCongress should not shut down the government over a disagreement on immigration policy, President Barack Obama said Friday.
First Fed Hike Won't Come Until December 2015: Citi21 Nov 2014 | 1:25 pmCitigroup on Friday became one of the first financial institutions to push back its forecast of the Federal Reserve's first rate hike.
Malloy budget adviser says state economy is improving despite projected revenue shortfalls21 Nov 2014 | 1:19 pmA top budget adviser to Democratic Gov. Dannel P.
Apparent settlement reached in workers' lawsuit against National Beef meatpacking plant21 Nov 2014 | 1:19 pmAn apparent settlement has been reached in the class action lawsuit against National Beef brought by workers at its Liberal, Kansas, meatpacking plant, according to a court filing Friday.
Business - Boston.com
Aereo Files for Bankruptcy21 Nov 2014 | 1:58 pmThe once-highly-valued starup was deemed in violation of copyright law by the Supreme Court earlier this year.
Stores Opening Earlier on Thanksgiving, But Shoppers Don't Seem to Care21 Nov 2014 | 12:56 pmStores are opening earlier and earlier on Thanksgiving night. But according to one survey of more than 6,500 shoppers from the National Retail Federation, enthusiasm for Thanksgiving night shopping may be tempering some.
2016 Ford Explorer21 Nov 2014 | 12:10 pmOne of the original SUVs gets tuned up with more tech, more lux.
Ubi Challenges the Smart Home Status Quo21 Nov 2014 | 12:09 pmUnified Computer Intelligence Corporation's $299 Ubi wants to turn voice control into a smart home staple.
Transform Your Old Tablet Into a Photo Frame21 Nov 2014 | 12:08 pmJust because new tablets are hitting the market, it doesn't mean you need to get rid of your old one so fast. Instead, repurpose it into a digital photo frame at your home or office to entertain friends and family. CNET's Kara Tsuboi explains how easy it is to breathe new life into an old gadget in this Tech Minute.
Business - Chicago Tribune
Generic drug prices skyrocket in past year21 Nov 2014 | 1:50 pmAfter calling for a routine prescription refill, Craig Elliott got a rude shock: His bill was going up fivefold.
Jimmy de Castro explains why he called time out on The Game20 Nov 2014 | 4:37 pmThe decision to pull the plug on FM sports talk radio station The Game on Thursday after nine months on the air was not an easy one for WGN-AM 720 president Jimmy de Castro.
What is Bill Cosby without his image?20 Nov 2014 | 2:29 pmIt is the defining moment of the "The Cosby Show" pilot episode, which 30 years ago introduced obstetrician Cliff Huxtable to the world. Son Theo — like typical family-sitcom viewers at the time — expects his father will accept his shortcomings and love him unconditionally.
Graco recalls nearly 5 million strollers after fingertip amputations20 Nov 2014 | 10:46 amGraco recalled nearly 5 million strollers Thursday after 11 reports of finger injuries, including six fingertip amputations.
Singer Richard Marx lists Lake Bluff mansion for $18 million20 Nov 2014 | 8:11 amSinger and songwriter Richard Marx on Wednesday listed his nine-bedroom, 29,475-square-foot, David Adler-designed mansion on Lake Michigan in Lake Bluff for $18 million.
DailyForex.com Forex Articles
All Currencies Are Not Equal19 Nov 2014 | 3:50 amTraders tend to focus on the here and now of price movements, watching a range of currency pairs and picking whichever ones look most active or technically interesting to trade.
Pin Bar Success - Keep it Simple18 Nov 2014 | 12:14 amTrading a Pin Bar is simple. The fundamental and political events surrounding the market are complicated and change over time. The technical principles based on human reactions to those events don't change. Learn more about Pin Bar success here.
Stock Investing Explained16 Nov 2014 | 1:11 amAlthough equity trading has been around in one form or another for centuries, new as well as experienced traders don't always understand exactly how stock markets work or what mechanisms make them tick.
Stock Market Analysis - LSE vs. NYSE8 Nov 2014 | 10:34 pmThe London Stock Exchange is situated in the city of London at Paternoster Square close to Saint Paul's Cathedral and is one of the world's oldest stock exchanges. Get an interesting analysis about both the London Stock Exchange and New York Stock Exchange here.
3 Soldiers + Retest Candlestick Pattern6 Nov 2014 | 1:55 amThe analysis of Japanese candlestick patterns is a tried and tested Forex trading method. Learn some Forex trading strategies here.
L.A. Times - Business
Want to test drive cars at the L.A. Auto Show? Here's how21 Nov 2014 | 2:15 pmIf you're looking for your next car, the L.A. Auto Show is the perfect spot to get behind the wheel.
Dow, S&P 500 push further into record territory21 Nov 2014 | 1:55 pmStocks are pushing further into record territory as investors welcome a move by China to stimulate its economy by lowering interest rates.
Wal-Mart workers plan Black Friday protests for higher pay21 Nov 2014 | 12:38 pmWal-Mart workers and their supporters plan to launch protests at stores across the country on Black Friday to push for higher wages and better working conditions for employees.
Thanksgiving at LAX: crowds, construction, therapy dogs21 Nov 2014 | 12:00 pmLos Angeles International Airport is on pace to be the nation's busiest airport over the Thanksgiving weekend, and ongoing construction could also make it one of the most frustrating.
Senators grill New York Fed chief over reports of lax bank oversight21 Nov 2014 | 10:52 amDemocratic senators on Friday hammered a key regulator over reports of lax oversight of large Wall Street banks that they said posed a risk to the financial system and broader economy.
US homepage
Stocks gain on China cut, Draghi hint21 Nov 2014 | 1:02 pmS&P 500 trades at record levels
Call to close short selling loophole21 Nov 2014 | 12:24 pmEuropean lawmakers urge rethink on hedge fund anonymous bets
BoE probes money auction rigging fears21 Nov 2014 | 11:44 amQC examines suspicions over possible manipulation of liquidity moves in 2007-8
Senators grill Dudley on bank regulation21 Nov 2014 | 10:40 amNew York Fed president accused of being too close to Wall Street groups
Google break-up plan emerges from EU21 Nov 2014 | 10:23 amDraft European parliament motion suggests unbundling to curb search engine's dominance
Reuters: Top News
U.S., Iran discussing new ideas to break nuclear impasse - sources21 Nov 2014 | 2:23 pmVIENNA (Reuters) - U.S. Secretary of State John Kerry and Iranian Foreign Minister Mohammad Javad Zarif are discussing new ideas aimed at breaking the deadlock in nuclear talks between Tehran and six world powers, sources close to the talks said on Friday.
Islamic State targeted in 30 air strikes by U.S., allies21 Nov 2014 | 2:13 pmWASHINGTON (Reuters) - The United States and its allies have staged 30 air strikes on Islamic State targets in Syria and Iraq since Wednesday, the U.S. Central Command said on Friday.
Aviva in £5.6 billion deal to buy Friends Life after pensions shake-up21 Nov 2014 | 1:08 pmLONDON (Reuters) - British insurer Aviva said on Friday it had agreed terms on a possible deal to buy rival Friends Life for 5.6 billion pounds ($8.8 billion) as British pension reforms put pressure on insurance companies to find new business.
U.S. House will fight Obama's immigration action - Boehner21 Nov 2014 | 9:37 am(Reuters) - U.S. House Speaker John Boehner said on Friday that President Barack Obama's executive action on immigration has sabotaged chances for bipartisan legislation.
Merkel against unilaterally recognising Palestine as a state21 Nov 2014 | 9:22 amBERLIN (Reuters) - Chancellor Angela Merkel on Friday rejected the idea of Germany recognising Palestine as a state unilaterally, saying the Palestinians and Israel could solve their long-running conflict only through negotiations.
Consumerism Commentary
Why Socrates and Plato Are the Only Financial Gurus You Need17 Nov 2014 | 10:42 amThe self-help industry continues to produce hundreds of new books every year, explaining how people can live their lives, improve their identities, and build wealth towards financial independence. There's nothing wrong with this approach, in particular. You never know when you'll find an author, a blogger, or a friend who will put words in the right order, and the result is a connection that can change your life. I know this from experience. Over the last decade, readers have contacted me privately to thank them for the information and the stories I've provided here, whether…
Is Acorns the Next Best App for Investing?5 Nov 2014 | 12:06 pmI first heard about Acorns a few weeks ago. Acorns is a micro-investing mobile app designed to make it incredibly easy to invest small amounts in the stock market. As if designed perfectly for the Millennial generation, there's no need to actually know anything about investing to get started; Acorn's advisers simply designed a portfolio (based on "Modern Portfolio Theory") that works for all investors using the app. The creators of Acorn have found a way to solve major problems with the financial industry's typical path to investing, and the biggest is the…
The Best Cash Back Credit Cards, November 20144 Nov 2014 | 12:25 pmCash back credit cards can help consumers practice responsible spending while earning a little extra for their efforts when used properly. The days of earning 5% cash back for credit card purchases may be nothing but a memory, but the smart use of credit cards can still be profitable for diligent spenders. You may be able to find some credit cards offering a high level of cash back in certain spending categories, but these are often subject to maximums. Most of today's better cash back credit cards offer 1% to 2% cash back on purchases. However, if you look hard enough, you'll…
Naked With Cash: Laura and Leon, September 20144 Nov 2014 | 7:15 amNaked With Cash is an ongoing series at Consumerism Commentary in which readers share their households' finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. This year, we have four participants who will share their financial reports, exposing the results of their financial choices. Each participant is paired with one of our Certified Financial Planners. The experts will provide insight and…
Naked With Cash: Brian, September 201429 Oct 2014 | 11:34 amNaked With Cash is an ongoing series at Consumerism Commentary in which readers share their households' finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. This year, we have four participants who will share their financial reports, exposing the results of their financial choices. Each participant is paired with one of our Certified Financial Planners. The experts will provide insight and…
"Thinking Money" a rich change of pace from TV's wasteland19 Nov 2014 | 12:00 amHave you ever wondered why your next-door neighbor must have a new car in his driveway every model year? And not just a new car, but a new car with all the bells and whistles, like that 18-valve, turbo-charged, dyno-flex, hydroponic 4000 engine, 57-speaker audio system with Sistine Chapel acoustics and the buttery soft leathers imported from recently-discovered islands off the Madagascar coast? It turns out he is just giving in to the inclinations that characterize too many American big spenders, who gain their greatest joy from acts of overspending. That's right, many humans are…
Retirement planning for women: Strategies for a secure retirement17 Nov 2014 | 12:00 amMore than two-thirds (68.1 percent) of the elderly poor are women. An October 2012 study by the American Association of University Women found that over the course of a 35-year career, an American woman with a college degree will make about $1.2 million less than a man with the same education. More than 70 percent of nursing home residents are women, whose average age at admission was 80. In 2006, the average annual cost of a private room in a nursing home was $75,000 and a shared room almost $67,000. It is a well known fact that women live longer than men. A 2010 survey by Transamerica…
Why lower gas prices are fleeting12 Nov 2014 | 12:00 amIf you didn't hear it on the news, you probably noticed it the last time you filled up your car: gasoline prices have been dropping lately after holding fairly steady for a year or so, following world oil prices. After clicking your heels at the gas station when nobody was looking, you probably got in your car and started wondering: Is this for real? How long can it last? Is this just one of those blips you can clearly see on the chart, or are we seeing a fundamental shift toward lower energy prices? If lower energy prices sound like a dream, that's because, in our lifetimes,…
In praise of not planning10 Nov 2014 | 12:00 amIt's a good thing that I am a planner by nature because, dealing with personal finance as I do involves a lot of long-term planning. So it might seem a little odd for me to take this position, but there are times when your finances might be better for not having made a plan — or at least for not being completely ruled by your plans. Don't take this too literally because planning has its place, but planning can also become tyrannical. It intimidates people from undertaking projects. Once a project is undertaken, too much reliance on planning can make people blind to better…
Zeroing in on target-date funds5 Nov 2014 | 12:00 amFor those investing for retirement, target-date funds sound like a great idea. Say you want to retire in 2030. Simply purchase a 2030 target-date fund, the wisdom holds, and the fund will do a lot of the heavy lifting for you when it comes to your investments. But like that time you tried to pass your literature midterm by scanning the Cliff's Notes of "Crime and Punishment," taking the easy way out may not be your best strategy here either. As one expert says, target-date funds are "the one-stop shop for mutual fund investing." In selecting the holdings…
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The Summit CU (NY) Has New 17-month Special21 Nov 2014 | 1:07 pmThe Summit Credit Union (NY) is offering a limited time 17-month (CD) Special (1.50% APY). CD must be opened by 12/31/2014 and requires a minimum deposit of $500. ...
Is the Post Office Open or Closed Thanksgiving21 Nov 2014 | 12:48 pmIt used to be easy to tell what was open and what was closed on Thanksgiving Day because virtually everything was closed. That all started to change a few years ago when retail outlets began opening their doors on Thanksgiving Day to get a jump on Black Friday deal season. This year Thanksgiving is on […] ...
House files Obamacare lawsuit against Obama Administration21 Nov 2014 | 12:39 pmLooking for a hint as to how the new Republican controlled Congress will work with the Democratic president for the next two years? We got an answer to today: Not very well. Republican House leaders finally filed the long-threatened lawsuit against the Obama Administration. The Senate is not involved in the action. In recent months, two law firms withdrew from the case, many suspect because of potential political repercussions. House Speaker John Boehner (R-Ohio) on Nov. 18 hired Jonathan Turley, a George Washington University professor who is an expert on constitutional law, to handle the…
1st Gateway CU's (IA) "Gift That Keeps Giving"21 Nov 2014 | 10:10 am1st Gateway Credit Union (Iowa) suggests you "Give the Gift that Keeps Giving Year After Year" with a 40-month CD (2.05% APY). The minimum deposit is $10K, with no cap. ...
What I Wish I Knew Before Buying Rental21 Nov 2014 | 10:00 amIn early 2006, my husband and I decided to purchase our first home in my hometown of Greenfield, Indiana. With 1,300 square feet, a few nice-sized bedrooms, and an open kitchen and living room, our first "starter home" was practically perfect for us. And since we had moved there from a one-bedroom apartment with only ... The post What I Wish I Knew Before Buying Rental Property appeared first on The Simple Dollar. ...
The Personality Trait Most Important to Cultivate for Success21 Nov 2014 | 2:55 amIf, indeed, success is traversed by staircase and not elevator, what would be the best predictor of success? It might be quite simple: the propensity to take the next step.That propensity is part of what is known in psychology research as conscientiousness. People who are conscientious tend to be very organized, very responsible, and very planned in their actions. Do you get your work done before you relax and play? Do you get work done well ahead of deadlines? Do you attend to details in your work? Do you think and strategize before you…
Who Has the Upper Hand in the Stock Market: Buyers or Sellers?20 Nov 2014 | 4:28 amThe recent post noted that we've been seeing diminished strength in the stock market rally. As earlier this year, a big part of the weakened breadth has come from smaller cap shares. Above are three charts that track market strength and weakness in a unique way. This is based on work that I introduced in August and have since refined significantly. It is a proprietary measure that assesses the number of stocks within the NYSE universe that are trading on upticks (buying pressure) versus the number of stocks trading on downticks (selling pressure). The balance…
The Challenges of Global Disinflation19 Nov 2014 | 3:09 amAbove we can see the collapse of commodity prices over the past six months, as reflected in the Goldman Sachs Commodity Index (GSCI); oil futures; the gold ETF (GLD); and wheat futures. In an inflationary environment, we expect to see rising commodity prices and a weak currency. What we've see of late is a strong U.S. dollar and falling commodity prices: a much more disinflationary environment.Indeed, disinflationary forces have emerged as a key concern at the Bank of England and the Bank of Japan sounds less clear that it can reach its 2% inflation target. We are also…
Challenging Yourself and Changing Yourself18 Nov 2014 | 2:29 amThe recent post described how we can fire on all cylinders in trading--and in our lives. A savvy trader I spoke with yesterday framed the issue quite well when he pointed out that it was easy to get so caught in the daily minutiae of markets that we never step back and address the big issues of performance and long-term success.This brings us back to the issue of the dangers of having impotent goals. A potent goal is a visionary one; it raises us to a new level, challenges us, and excites us. Visionary goals are inherently idealistic: not in the sense of…
How We Can Fire on All Cylinders in Our Trading Performance and in Life17 Nov 2014 | 2:45 amThe old trading psychology emphasized controlling emotions, imposing discipline, and coping with the stresses of the ups and downs of markets and profits.What my new book refers to as Trading Psychology 2.0 is that performance--in trading and across life--is a function of cultivating positive emotional experience, building on cognitive and personality strengths, and enhancing our creativity and adaptability.In short, the old psychology is all about minimizing problems and disruptions. The new psychology focuses on building our most positive attributes.Most of us function in 1.5…
Random Roger
A Yield Play Without Any Yield?18 Nov 2014 | 10:41 amMy latest for Alpha Baskets is titled A Yield Play Without Any Yield? and looks at the struggle of a very hot, yield oriented IPO. The big picture idea is chasing yield. The stock has a great story but appears to have not paid any dividends (checked four sources). From the post; Being an infrastructure product it was intended as a yield play that would distribute 90% of its cash flow. I was unable to find evidence that a dividend had been paid yet after looking at four different sources (Yahoo Finance, Google Finance, Nasdaq.com and Motley Fool). Please click through to read the entire post.
Weekly Market Update17 Nov 2014 | 11:58 amThe Weekly Market Update is posted at Alpha Baskets and includes the following; Of the decline in crude, Stephanie Pomboy of Macro Mavens was quoted in Barron's as saying crude priced in the mid $70s is a net negative on the economy with the idea being that benefit lost to workers and companies in the patch more than offsets the cheaper price that Americans are paying at the pump. Please click through to read the entire update.
The New Non-Transparent ETF Is Coming!13 Nov 2014 | 6:14 pmExcept it can't be called an ETF. The proper terminology is exchange traded mutual fund and based on what we are hearing/reading this seems like it would be a tough sell. They won't actually trade throughout the day but you can place an order anytime with the execution price being some number above the NAV is you're a buyer or some number below the NAV if you're a seller. And there are other aspects as confusing and opaque as that last sentence. AdvisorShares has good writeup on the subject. It is worth learning about as this feels like some sort of evolutionary step,…
Weekly Market Update10 Nov 2014 | 4:06 pmThis week's market update is posted at Alpha Baskets and includes the following; The President started out trying to strike a conciliatory tone but Barron's DC Current column keyed in on his comment that "there are going to be some ideas that they've (the Republicans) got that they believe will improve the economy or create jobs that, from my perspective, aren't going to help middle-class families improve their economic situation, so I probably won't support theirs." Please click through to read the entire update.
The Robos Are Coming!5 Nov 2014 | 7:18 amMy latest at Alpha Baskets is titled Will Robo Advisors Kill The Financial Services Industry? This is important to follow as an advisor because of the threat to sustaining your practice and to individuals for their own interests or blog readers who as I have said before are likely the go to person for finance questions in their circles of influence. From the post; The threat that Generation X and the Millennials are going to be financially worse off than their parents is also a threat to the traditional financial services industry; new prospective clients will have smaller accounts which…
Credit Slips
Some Bibles Are More Exemptable Than Others21 Nov 2014 | 2:16 pmI wonder how many Bankruptcy professors have posed a hypothetical about the exemption of a rare Bible worth lots of money? Well, a federal District Court in Illinois had to answer the question for real. The Illinois person property exemption statute includes the debtor's Bible. A debtor in Southern Illinois asserted this exemption in a rare, first-edition Mormon Bible that she had acquired (for free) from her local library. Apparently, the library director had not been paying attention, as the 1830 Bible was appraised at at least $10,000. Amusingly, the debtor's lawyer described…
Rent Control in New York and Bankruptcy20 Nov 2014 | 5:54 pmFollowing up on my prior post, the New York Court of Appeals has ruled that a rent stabilized appartment is a public benefit, rather than an asset.
Detroit's Bankruptcy: The Conversation20 Nov 2014 | 10:25 amReaders who have not otherwise received notice in the twittersphere may be interested in this commentary at The Conversation.
Are Some Banks Using Credit Reports to Help Collect Discharged Debts?18 Nov 2014 | 10:19 amLast week, Adam pointed us to a NYT's story on "zombie debt" after bankruptcy. I did a bit more research into the story because I had a hard time understanding the problem from the article. There are a few lawsuits that have been filed about this (I found ones against GE Capital/Synchrony, Bank of America/FIA Card Svcs, Citigroup, and Chase). The GE complaint alleges that the banks have a systematic practice of "selling and attempting to collect discharged debts and ... failing to update and correct credit information to credit reporting agencies to show that such debts…
ICMA CACs, New York Edition - Vietnam! - and More Un-Boilerplate18 Nov 2014 | 9:13 amMexico's public offering with New York-style ICMA CACs is a huge deal. But it turns out that Vietnam's exempt offering on November 6, also under New York law, was there first. Since it is not a public offering, the disclosure document is not public, and the one press article describing it is behind a paywall. Here are a few bits that struck me as interesting about the three adoptions so far. The Clause Formerly Known as Pari Passu: Like Kazakhstan and Mexico, Vietnam fixes the pari passu clause to exclude the ratable payment interpretation. Funnily enough, the three seem to do…
Business - Los Angeles Times
Senators grill New York Fed chief over reports of lax bank oversight21 Nov 2014 | 10:52 amDemocratic senators on Friday hammered a key regulator over reports of lax oversight of large Wall Street banks that they said posed a risk to the financial system and broader economy.
California adds 41,500 jobs; unemployment rate holds at 7.3%21 Nov 2014 | 7:57 amThe California unemployment rate held steady at 7.3% in October, even as the state generated the largest increase in jobs in the nation.
Federal Reserve launches 2 reviews of its oversight of big banks20 Nov 2014 | 2:37 pmThe Federal Reserve on Thursday said it launched two internal reviews of its oversight of the nation's largest banks to determine if officials are getting the information needed to properly supervise their operations.
California enrolls 11,357 in first 4 days of Obamacare open enrollment20 Nov 2014 | 1:29 pmCalifornia's insurance exchange said 11,357 new people signed up for Obamacare coverage in the first four days of open enrollment.
PG&E fined $1 million for improper emails to state utility regulators20 Nov 2014 | 1:20 pmThe California Public Utilities Commission on Thursday slapped Pacific Gas & Electric Co. with a $1-million fine for having improper contacts with commission members and top staff.
Stock Trading To Go
STTG Market Recap November 20, 201420 Nov 2014 | 5:04 pmThursday's inter-day action was more typical of a bull market than some we've seen this week as we had a down open met immediately with dip buyers. Indexes finishes near the highs of the day with the S&P 500 up 0.20% and the NASDAQ 0.56%. The S&P 500 closed at a record for the 44th time this year. All economic data Thursday was to the positive:The Philly Fed Index posted 40.8 for... Read the full article at StockTradingToGo.com
STTG Market Recap November 19, 201419 Nov 2014 | 4:05 pmIndexes opened lower Wednesday and unlike most recent sessions the dip buyers did not come on as strong. The S&P 500 fell 0.15% and the NASDAQ 0.57%. The focus of the day was a release of the Federal Reserve minutes from the last meeting and most of the talk was of not enough inflation for the Fed's liking. Original post: STTG Market Recap November 19, 2014 Read the full article at StockTradingToGo.com
STTG Market Recap November 18, 201418 Nov 2014 | 6:25 pmA nice positive day in the markets with a slightly positive skew at the opening bell and then steady buying throughout. The S&P 500 gained 0.51% and the NASDAQ 0.67%. The National Association of Home Builders/Wells Fargo builder sentiment gauge advanced to 58, matching the second-highest level since 2005, from 54 in October. Original post: STTG Market Recap November 18, 2014 Read the full article at StockTradingToGo.com
STTG Market Recap November 17, 201417 Nov 2014 | 5:26 pmIndexes had another quiet session as we've now worked off all overbought conditions and we are in a period of consolidation. The S&P 500 gained 0.07% while the NASDAQ fell 0.37%. Investors were a bit stunned this morning by a report showing Japan's economy contracted 1.6% in the last quarter instead of the expected 2.1% gain. Original post: STTG Market Recap November 17, 2014 Read the full article at StockTradingToGo.com
STTG Market Recap November 14, 201414 Nov 2014 | 3:05 pmFriday was a choppy session with little momentum as indexes have now worked off their extreme overbought conditions. The S&P 500 added 0.02% and the NASDAQ 0.18%. U.S. retail sales rose 0.5% last month when stripping out volatile elements like gasoline, autos, building materials and food services, according to the Commerce Department data released on Friday. That was the biggest increase... Read the full article at StockTradingToGo.com
Securities Law RSS Feed | JD Supra Law News
Delaware Court of Chancery Applies Business Judgment Rule to Directors Who Approve Merger Supported by Large Shareholders21 Nov 2014 | 12:04 pmIn its October 24, 2014, decision in In re Crimson Exploration Inc. Stockholder Litigation, C.A. No. 8541, the Delaware Court of Chancery confirmed that the business judgment rule is applicable in evaluating claims for breach of fiduciary duty...By: Reed Smith
Do Some Companies Already Have Fee-Shifting Provisions (And Not Know It)?21 Nov 2014 | 12:02 pmA lot of folks these days are arguing and writing about fee-shifting bylaws as if they were some kind of novel and sudden irruption, like Athena bursting from Zeus' skull. This overlooks the existence of fee-shifting provisions in a myriad of...By: Allen Matkins Leck Gamble Mallory & Natsis
Meeting of the Advisory Committee on Small and Emerging Companies21 Nov 2014 | 12:01 pmThe SEC announced the next meeting of the Advisory Committee on December 17th, beginning at 9:30 a.m. The committee will focus on the interests and priorities of emerging and smaller public companies....By: Morrison & Foerster LLP - JOBS Act
Some Welcomed Recognition for Exploration Mining Companies21 Nov 2014 | 11:34 amAs market sentiment and investor confidence in Australia's extractive industries remains subdued, recent initiatives from governments and regulators demonstrate, at least, an acknowledgment of the issues faced by mineral exploration companies and a...By: K&L Gates LLP
Court Dismisses U.S. Bank's RMBS Repurchase Claims Against Citigroup as Too Speculative21 Nov 2014 | 11:07 amOn November 14, Judge George B. Daniels of the United States District Court for the Southern District of New York dismissed several of U.S. Bank's repurchase claims against Citigroup Global Markets Realty Corp. U.S. Bank alleged that Citigroup...By: Orrick - Structured Finance Group
Woman hosts unusual stunt in Times Square21 Nov 2014 | 2:29 pmWoman hosts unusual stunt in Times SquareDiana OhDiana Oh's outfit isn't what you'd expect to see while walking down the street -- but it's all for a cause.Principle she's fighting for through her ensembleMore powerful womenMindy Kaling on feminismWhen women turn 30
Boehner slaps Obama with healthcare suit21 Nov 2014 | 2:29 pmBoehner slaps Obama with healthcare suitAPHouse Republicans filed a lawsuit Friday, accusing the president of overstepping his legal authority and 'making his own laws.'Constitutional violations allegedMore politicsArpaio sues the president too CNN airs awkward Obama typo
Exercise machine fooled thousands21 Nov 2014 | 2:29 pmExercise machine fooled thousandsAtomic ToastersIf getting fit with no effort sounds too good to be true, it's because it is. But the vibrating belt of the 1960s wasn't the only fitness fad to dupe consumers.Trend that ended with multiple lawsuitsMore from Mom.meBizarre board gamesFunny bumper stickers
As more venues cancel, one still supports Cosby21 Nov 2014 | 2:29 pmAs more venues cancel, one still supports CosbyAPWith yet another alleged victim coming forward, Bill Cosby shows all over the U.S. have been dropped -- except for one happening Friday.State may be comedian's last standRelated coverageCosby wanted interview scuttledRaven Symoné blasts allegations
Brown family makes final desperate plea21 Nov 2014 | 2:29 pmBrown family makes final desperate pleaGettyMichael Brown's parents begged protesters in Ferguson to remain calm Friday as they await a grand jury's imminent decision. Violent behavior they denouncedRelated newsCharges unlikely, official saysBrown's father urges peace
Woman hosts unusual stunt in Times Square21 Nov 2014 | 2:29 pmWoman hosts unusual stunt in Times SquareDiana OhDiana Oh's outfit isn't what you'd expect to see while walking down the street -- but it's all for a cause.Principle she's fighting for through her ensembleMore powerful womenMindy Kaling on feminismWhen women turn 30
Boehner slaps Obama with healthcare suit21 Nov 2014 | 2:29 pmBoehner slaps Obama with healthcare suitAPHouse Republicans filed a lawsuit Friday, accusing the president of overstepping his legal authority and 'making his own laws.'Constitutional violations allegedMore politicsArpaio sues the president too CNN airs awkward Obama typo
Exercise machine fooled thousands21 Nov 2014 | 2:29 pmExercise machine fooled thousandsAtomic ToastersIf getting fit with no effort sounds too good to be true, it's because it is. But the vibrating belt of the 1960s wasn't the only fitness fad to dupe consumers.Trend that ended with multiple lawsuitsMore from Mom.meBizarre board gamesFunny bumper stickers
As more venues cancel, one still supports Cosby21 Nov 2014 | 2:29 pmAs more venues cancel, one still supports CosbyAPWith yet another alleged victim coming forward, Bill Cosby shows all over the U.S. have been dropped -- except for one happening Friday.State may be comedian's last standRelated coverageCosby wanted interview scuttledRaven Symoné blasts allegations
Brown family makes final desperate plea21 Nov 2014 | 2:29 pmBrown family makes final desperate pleaGettyMichael Brown's parents begged protesters in Ferguson to remain calm Friday as they await a grand jury's imminent decision. Violent behavior they denouncedRelated newsCharges unlikely, official saysBrown's father urges peace
Woman hosts unusual stunt in Times Square21 Nov 2014 | 2:29 pmWoman hosts unusual stunt in Times SquareDiana OhDiana Oh's outfit isn't what you'd expect to see while walking down the street -- but it's all for a cause.Principle she's fighting for through her ensembleMore powerful womenMindy Kaling on feminismWhen women turn 30
Boehner slaps Obama with healthcare suit21 Nov 2014 | 2:29 pmBoehner slaps Obama with healthcare suitAPHouse Republicans filed a lawsuit Friday, accusing the president of overstepping his legal authority and 'making his own laws.'Constitutional violations allegedMore politicsArpaio sues the president too CNN airs awkward Obama typo
Exercise machine fooled thousands21 Nov 2014 | 2:29 pmExercise machine fooled thousandsAtomic ToastersIf getting fit with no effort sounds too good to be true, it's because it is. But the vibrating belt of the 1960s wasn't the only fitness fad to dupe consumers.Trend that ended with multiple lawsuitsMore from Mom.meBizarre board gamesFunny bumper stickers
As more venues cancel, one still supports Cosby21 Nov 2014 | 2:29 pmAs more venues cancel, one still supports CosbyAPWith yet another alleged victim coming forward, Bill Cosby shows all over the U.S. have been dropped -- except for one happening Friday.State may be comedian's last standRelated coverageCosby wanted interview scuttledRaven Symoné blasts allegations
Brown family makes final desperate plea21 Nov 2014 | 2:29 pmBrown family makes final desperate pleaGettyMichael Brown's parents begged protesters in Ferguson to remain calm Friday as they await a grand jury's imminent decision. Violent behavior they denouncedRelated newsCharges unlikely, official saysBrown's father urges peace
Woman hosts unusual stunt in Times Square21 Nov 2014 | 2:29 pmWoman hosts unusual stunt in Times SquareDiana OhDiana Oh's outfit isn't what you'd expect to see while walking down the street -- but it's all for a cause.Principle she's fighting for through her ensembleMore powerful womenMindy Kaling on feminismWhen women turn 30
Boehner slaps Obama with healthcare suit21 Nov 2014 | 2:29 pmBoehner slaps Obama with healthcare suitAPHouse Republicans filed a lawsuit Friday, accusing the president of overstepping his legal authority and 'making his own laws.'Constitutional violations allegedMore politicsArpaio sues the president too CNN airs awkward Obama typo
Exercise machine fooled thousands21 Nov 2014 | 2:29 pmExercise machine fooled thousandsAtomic ToastersIf getting fit with no effort sounds too good to be true, it's because it is. But the vibrating belt of the 1960s wasn't the only fitness fad to dupe consumers.Trend that ended with multiple lawsuitsMore from Mom.meBizarre board gamesFunny bumper stickers
As more venues cancel, one still supports Cosby21 Nov 2014 | 2:29 pmAs more venues cancel, one still supports CosbyAPWith yet another alleged victim coming forward, Bill Cosby shows all over the U.S. have been dropped -- except for one happening Friday.State may be comedian's last standRelated coverageCosby wanted interview scuttledRaven Symoné blasts allegations
Brown family makes final desperate plea21 Nov 2014 | 2:29 pmBrown family makes final desperate pleaGettyMichael Brown's parents begged protesters in Ferguson to remain calm Friday as they await a grand jury's imminent decision. Violent behavior they denouncedRelated newsCharges unlikely, official saysBrown's father urges peace
Woman hosts unusual stunt in Times Square21 Nov 2014 | 2:29 pmWoman hosts unusual stunt in Times SquareDiana OhDiana Oh's outfit isn't what you'd expect to see while walking down the street -- but it's all for a cause.Principle she's fighting for through her ensembleMore powerful womenMindy Kaling on feminismWhen women turn 30
Boehner slaps Obama with healthcare suit21 Nov 2014 | 2:29 pmBoehner slaps Obama with healthcare suitAPHouse Republicans filed a lawsuit Friday, accusing the president of overstepping his legal authority and 'making his own laws.'Constitutional violations allegedMore politicsArpaio sues the president too CNN airs awkward Obama typo
Exercise machine fooled thousands21 Nov 2014 | 2:29 pmExercise machine fooled thousandsAtomic ToastersIf getting fit with no effort sounds too good to be true, it's because it is. But the vibrating belt of the 1960s wasn't the only fitness fad to dupe consumers.Trend that ended with multiple lawsuitsMore from Mom.meBizarre board gamesFunny bumper stickers
As more venues cancel, one still supports Cosby21 Nov 2014 | 2:29 pmAs more venues cancel, one still supports CosbyAPWith yet another alleged victim coming forward, Bill Cosby shows all over the U.S. have been dropped -- except for one happening Friday.State may be comedian's last standRelated coverageCosby wanted interview scuttledRaven Symoné blasts allegations
Brown family makes final desperate plea21 Nov 2014 | 2:29 pmBrown family makes final desperate pleaGettyMichael Brown's parents begged protesters in Ferguson to remain calm Friday as they await a grand jury's imminent decision. Violent behavior they denouncedRelated newsCharges unlikely, official saysBrown's father urges peace
Capital Solutions Bancorp
Survive the Recession19 Nov 2014 | 6:35 amHow to Improve Cash Flow without Drastically Changing Your Business The good news is that we're technically out of the recession. The bad news is, money is still not falling out of the sky. Every business and every market goes through fluctuations. Whether it's a competitor opening down the street or a country-wide shift in the marketplace, the tide can turn on your business at any time, and frequently does. But there are plenty of things you can do other than grin and bear market changes. The way you structure your cash flow can make a HUGE impact on your business' immunity to market…
The killer within your business … is you18 Nov 2014 | 1:49 amWhen you think of things that could bring down your business, you probably think about outside forces such as too few customers, rising materials costs, or overbearing government regulation. But did you know that internal cash management issues are the primary reason most businesses fail? Who's in charge of internal cash management? You are. Poor cash management: The #1 threat to your business' success In the most simplistic terms, every business runs like a math equation: money comes in, and money goes out. If more is going out than coming in, the business will eventually fail. Period.
Free Finance Magazines and Downloads from alltop.tradepub.com
10 Reasons Finance is Lagging in New Technology Applications, and How This is Hurting Your Business20 Nov 2014 | 12:00 amWhy is Finance Not Taking Advantage of Emerging Technologies?With the growth in business and opportunities widespread across the globe, businesses are poised on the threshold of immense activity. The Finance function holds an increasingly strategic, as well as operational, role in managing and supporting the enterprise in its quest for growth and profitability. Today's technology applications provide the support needed to make the most of these opportunities – but Finance's inherent risk aversion means it has lagged in moving forwards. Here is why it's time to…
The Future of Finance: Hardly a Human in Sight20 Nov 2014 | 12:00 am"Consumers are leading the way in adopting automation solutions in their private lives. With any luck, businesses will, eventually, follow. Let me paint a picture of what the Finance organisation might look like in the future: It's run by technology, is nearly error free, and represents the kind of automated environment we've thus far only witnessed on the floor of automotive factories; there is hardly a human involved." That, at least, is the view of Erik van der Steen a CFO specialized in transformations who is currently the Global Head of Finance at APM Terminals, a…
7 Action Points for Finance Leaders20 Nov 2014 | 12:00 amOne thing the past half-dozen years have taught enterprises is that they cannot rely on external markets to maintain growth. Nor, as most organisations found to their detriment, were they prepared to leverage the necessary technology enablers to make quick and effective adjustments to their business strategies when the global economic crisis caught them unawares. A lot has changed in the intervening years. Read the results here.Request Free!
When Worlds Collide: Cloud Apps and Financial Services18 Nov 2014 | 12:00 amTrends suggest that cloud services will soon be the new norm for financial institutions. However, there are two major hurdles to clear when moving financial data out of an on-premises network to public cloud applications: security and compliance regulations. This white paper discusses cloud access security brokers and how they can help the finance industry stay secure in the cloud as well as be compliant.Request Free!
Assessing Financial Performance -- Developing Your Finance Skills14 Nov 2014 | 10:50 amAssessing your financial performance can be one of the most important aspects in managing your business. Use this eBook to make sure you're doing it correctly.Chapter 1 - Financial Statement AnalysisChapter 2 - Key Accounting RatiosChapter 3 - Types of Key Accounting RatiosChapter 4 - Current Ratio AnalysisChapter 5 - Calculating ProfitChapter 6 - Business Performance RatiosChapter 7 - Price/Earnings RatiosChapter 8 - Price-to-Book RatioChapter 9 - PEG (Price/Earnings to Growth) RatioChapter 10 - Dividend YieldYou will learn:How key accounting ratios can be derived from readily available…
Why Britain should copy Switzerland's referendums21 Nov 2014 | 6:37 amThere are many issues the British public could have a say on. Matthew Lynn proposes five topics that should be put to a public vote. The post Why Britain should copy Switzerland's referendums was first published on MoneyWeek.
Who does Royal Mail Group think it's fooling?21 Nov 2014 | 6:34 amRoyal Mail Group's problems are deep-rooted, says Bengt Saelensminde. It's being taken to the cleaners by its nimbler competitors. The post Who does Royal Mail Group think it's fooling? was first published on MoneyWeek.
Too much debt you can't pay? Just inflate it away21 Nov 2014 | 5:56 amJapan isn't worried about its government debt, says Bill Bonner. The post Too much debt you can't pay? Just inflate it away was first published on MoneyWeek.
Shares in focus: Can Serco recover from years of hubris?21 Nov 2014 | 5:43 amNew boss Rupert Soames has been tasked with turning outsourcer Serco around. Can he do it, and should you buy the shares? Phil Oakley investigates. The post Shares in focus: Can Serco recover from years of hubris? was first published on MoneyWeek.
The state of the stockmarkets, part 121 Nov 2014 | 5:25 amMany stockmarkets are flirting with all-time highs – so is major turn near? John C Burford looks at what the charts are saying. The post The state of the stockmarkets, part 1 was first published on MoneyWeek.
market folly
Q&A With Guy Spier About His New Book: The Education of a Value Investor8 Nov 2014 | 10:23 amA MarketFolly reader recently reached out to Aquamarine Capital's Guy Spier about his new book, The Education of a Value Investor: My Transformative Quest for Wealth, Wisdom, and Enlightenment. Guy graciously agreed to answer the reader's questions and to host it on MarketFolly so everyone can learn from his experiences.Simply put, this book is Guy's look at his life and his investing evolution. He candidly showcases his shortcomings and highlights the great attributes of other investors he's met with and learned from, such as Warren Buffett and Mohnish Pabrai.One of our favorite…
Mike Wilkins on Short Selling: Invest For Kids Chicago7 Nov 2014 | 10:26 amWe're posting up notes from Invest For Kids Chicago 2014. Next up is Mike Wilkins of Kingsford Capital who talked about short selling.Mike Wilkins' Invest For Kids Chicago Presentation• Short focused firm with $250MM in AUM• Focused on small and micro-cap US listed equities, Founded in FY01.• Topic is "benefitting from persistent fraud"• Fraud is persistent because fraudsters are persistent. Fraud is a people business.• Find a stock promotion and build a network form…
Jonathan Kolatch Long Puerto Rico Power Authority: Invest For Kids Chicago7 Nov 2014 | 12:55 amWe're posting up notes from Invest For Kids Chicago 2014. Next up is Jonathan Kolatch of Redwood Capital who likes Puerto Rico Power Authority ("PREPA").Jonathan Kolatch's Invest For Kids Chicago Presentation• Manages $7B, focus on stress/distress and high yield credit.Idea: Puerto Rico Power Authority ("PREPA")• Overview of Puerto Rico – a territory of the United States, GDP of $70B.• Has problems – recession since 2006. Slow demographic decline. Piling up debt over years.• $71B of debt in Puerto…
Nehal Chopra Long Actavis & Charter Communications: Invest For Kids Chicago7 Nov 2014 | 12:55 amWe're posting up notes from Invest For Kids Chicago 2014. Next up is Nehal Chopra of Tiger Ratan Capital. She pitched two ideas: Actavis (ACT) and Charter Communications (CHTR).Nehal Chopra's Invest For Kids Chicago Presentation• Started in FY09. Worked at Balyasny beforehand. Was seeded by Julian Robertson/Tiger.• Best ideas follow similar pattern: great management teams, high quality businesses. The power of compounding. Secret sauce is operational improvement and capital deployment.Idea: Actavis (ACT)• Owned Forest…
Mason Hawkins Long Level 3 Communications: Invest For Kids Chicago7 Nov 2014 | 12:55 amWe're posting up notes from Invest For Kids Chicago 2014. Next up is Mason Hawkins of Southeastern Asset Management who pitched long Level 3 Communications (LVLT).Mason Hawkins' Invest For Kids Chicago Presentation• Founded 1975, 40 years ago. $35 billion AUM• Run the Longleaf Partner Funds with a long term value orientation.• Purchase companies at deep discounts to intrinsic value, under three appraisal methodologies (NAV, FCF, private market comps). Generally engaged with the investees and boards in order to build IV per…
Tamela Rich
Busted in New Brunswick19 Nov 2014 | 11:34 amMy recent road trip through New Brunswick and New England in September, 2014 taught me a valuable lesson about letting go and living in the moment, courtesy of my friend Jill. I don't often travel with others, but when I do it's usually with Jill, whom I frequently mention in my podcasts and blog posts, including this one. This welcoming sign sits atop Fort Howe Saint John and the Supermoon Our easternmost destination was Saint John, New Brunswick, where we pulled in at sunset, a sight I'll never forget. There was a "Supermoon" that week, which means the moon…
Brattleboro's Culture Makes You Think13 Nov 2014 | 11:06 amBrattleboro's culture is legendary. Even its chamber of commerce proclaims "the hippies have had a lasting influence on the town's character and values." Brattleboro KOA goats on leashes My friend Jill and I were there for a couple of days, so we were really able to get a sense of Brattleboro, and I can certify the chamber's description. Walking down an alley, we just happened upon the musicians in the video at the top of this post. While the video is shaky (because I was walking), the trio was fantastic! I hadn't seen someone play the washtub bass since I was…
Lunch with a Homeless Vietnam Veteran10 Nov 2014 | 2:00 pmSometimes the people I meet in my travels give me an unexpected glimpse of a life that I could also be living. For better and for worse. On my recent swing through New England, I visited Shelburne Falls, Massachusetts, known for its pedestrian-only Bridge of Flowers. The bridge was built in 1908 for trolleys to cross the Deerfield River between the towns of Buckland and Shelburne. When the trolley line discontinued in 1928 the local women's club took charge. Today, over 500 varieties of annuals and perennials are planted along the 400-foot span, thanks to the work of volunteers. Yours…
Alonzo Cushing and my Gettysburg visit7 Nov 2014 | 7:29 amFirst Lieutenant Alonzo "Lon" Cushing was decorated with the nation's highest military honor for his service at Gettysburg. The presentation was more than 150 years in the making. A West Point graduate, during the era of Cushing's service, the Medal was not presented to officers. He fought at Bull Run, Anteitum, Chancelorrsville, Fredericksburg and finally Gettysburg, where he was immortalized on the final day of the fight on July 3, 1863. At Cemetery Ridge during Picket's Charge, Cushing was hit and badly wounded. His sergeant urged him to go to the rear but…
Leaf Peeping and More in the Smoky Mountains28 Oct 2014 | 5:36 amWith a fabulous forecast in the region this week and weekend, I'm headed to the Smoky Mountains! Nothing like fresh air, beautiful scenery—hopefully some local apples—to invigorate the soul! If you headed to the Smokies and are interested in camping at the beautiful KOA in Cherokee, North Carolina, good news: I called and learned that primitive cabins OFF the river are still available and there are plenty of deluxe cabins ON the river. We stayed in a deluxe cabin earlier this summer and loved it. Cherokee events The Museum of the Cherokee Indian always has great programs and this…
OilPrice.com Daily News Update
Russia Can Survive An Oil Price War20 Nov 2014 | 1:35 pmAfter a frosty reception at the G20 summit in Australia this week, Russian President Vladimir Putin required some much needed rest, at least according to the official explanation given for his conspicuously early departure from the proceedings. All things considered it could have been a lot worse. Russia finds itself in familiar territory after a controversial half-year, highlighted by the bloody and still unresolved situation in Ukraine. Nonetheless, the prospect of further sanctions looms low and Russia's stores of oil and gas remain high.…Read more...
State Budgets Reeling from Low Oil Prices20 Nov 2014 | 12:40 pmThere has been a lot of attention paid to the harm that the oil industry is experiencing in the face of declining oil prices, but there has been little talk about how strained state budgets may become due to lower oil tax revenues. Several states in the U.S. that are overly dependent on oil to meet their budget forecasts are starting to come to grips with the fact that their spending plans may not work in a low priced environment. Oil prices have dropped by more than 30 percent since the summer, with WTI prices dropping below $75 per barrel in…Read more...
The US Shale Breakeven Price Debate20 Nov 2014 | 12:25 pmMy favorite quote by H.L. Mencken is 'a cynic is a man who, when he smells flowers, looks around for a coffin'. A bit morose, I know, but this appeals to the contrarian in me. My second favorite is überly-applicable to US shale oil break-evens: 'For every complex problem there is an answer that is clear, simple, and wrong'. For there is no lack of estimates flying around as to the price level at which US shale oil production could be curtailed. The problem is, they all appear to be different. The debate was ignited…Read more...
The Economic And Strategic Implications Of Low Oil Prices20 Nov 2014 | 12:05 pmIf oil prices continue to spiral downward, what will be the economic and strategic results? Not too bad, says Gawdat Bahgat. Consumers will benefit at the expense of producers and, perhaps more controversially, the 'oil for security' bargain crafted between Western powers and Middle Eastern suppliers will remain intact. Shortly after the 1973 Arab-Israeli war Arab oil producing countries cut production and imposed an oil embargo on the United States and a few other countries in retaliation for their support of Israel. This led to a…Read more...
Texas Railroad Commission November Production Report20 Nov 2014 | 11:56 amThe Texas RRC Data Base came out a few days ago. The data is reported through September but of course it is incomplete. The data from the field comes in very slow in Texas and the RRC only reports the data they receive. All data is through September and is in barrels per day.Crude has only shown a slight downward trend for the last two months. After revision, when the final data comes in, production will likely still be up slightly but if this is any indication, it will be up less than in months past.Texas condensate production started a…Read more...
INDEX & STOCK OPTIONS TRADING-consistent income
Market posts new highs12 Nov 2014 | 6:31 pmMarkets make new highs in lacklustre earnings season. Take a look at SPY and SPX as it move higher the volume dries up. Making your realize less buyers are willing to commit to it. This could be an interim top in the market place and slight pull back from the new highs. The V shaped recovery has been very robust for the year and pushed up straight for a month.
Market still in bullish mode8 Sep 2014 | 3:10 pmThe real trading season begins after Labor day weekend or next Monday and lasts till April 2015. Fall is the best time for stock market as seen year after year. Market is still in a bullish mode. The consolidation in SPX is allowing for a rest and the trend is still unbroken, however there is some sideways action at the moment. The uptrend is still intact. RUT however, is not behaving the same, and has lagged behind a lot, in the last few months. Its in a range bound channel between 1200 to 1100 which is keeping it sideways. This may continue for a while, unless broken in either direction.
Still bullish but over bought24 Aug 2014 | 7:52 pmTrend is your friend and in this low volume August still on your side that is if you were bullish. These low volumes are typical for the year as most Wall street Titans are on vacay this month. For day traders and those seeking cash from the markets this can be the most frustrating month as stocks barely move, but this month it was not so bad. The dog days of August didn't hurt so bad. SPX and NDX are making new highs while RUT lags behinds and does not participates in the moves towards higher ground. This may change however in next weeks trading though. Lots of stocks are hitting or going to…
Markets grinding higher among earnings20 Jul 2014 | 10:15 pmMarket seems to be grinding higher amid a week full of earnings in big names. There is no tell its a bullish bias as long the earnings are bullish. The second we stop this euphoria this market can drop down, because it has been overbought in this region for a longtime. Profit taking may grip the market and than back on up. GOOGL had its earnings last week and this week is filled with big name like CMG, NFLX, AMZN and so many others. We are trading index options like RUT and SPX for the moment and avoiding the earnings risk based trading this year. Earning trades are great if you gamble right…
Expecting a bullish week in major stocks14 Jul 2014 | 7:11 amAs the earnings season kicks off in major stocks starting with GOOGL this Thursday, expecting a bullish bias this week in the market. SPX has been pulling back a little after topping the channel but RUT is already bouncing back from the 50 day line. NDX has barely budged from the rise and break it had and still strong here. The action in CMG is sideways which may lead to higher prices as the short sellers couldn't push this one down below as buyers kept stepping in. AAPL is looking strong here, and may run up higher towards the $100 century mark. PCLN has been forming a base and you can see…
Taubman Hires Top Sports Banker21 Nov 2014 | 12:57 pmPaul J. Taubman is bringing Don Cornwell, a managing director who specializes in sports team and gaming deals, to his boutique investment bank.
Weekend Reading: Is the New York Fed a Cop or a Fire Warden?21 Nov 2014 | 12:51 pmUnder rising scrutiny for its ties to Wall Street, the Federal Reserve played defense in separate Senate panels on Friday.
Measuring the Apology of the Atlanta Hawks21 Nov 2014 | 12:18 pmIn the fourth installment of the Apology Metrics series, Dov Seidman invites readers to participate in a survey on the apology of Steve Koonin for the Atlanta Hawks.
Martoma Starts Serving 9-Year Sentence for Insider Trading21 Nov 2014 | 11:51 amMost of the other former hedge fund traders convicted in the government's long-running inquiry have already paid their debt to society.
Alibaba's Finance Arm, Ant Financial, Is a Mystery to Most Investors21 Nov 2014 | 11:34 amInvestors in Alibaba can't reliably estimate the worth of the finance arm Ant Financial, writes John Foley in Reuters Breakingviews.
20s Money
3 Reasons Why An MIS Degree Is A Good Financial Decision20 Nov 2014 | 9:26 amMost people look for the college education option that will give them the highest pay and the most opportunities in the job market. They want to know that in exchange for paying tuition costs, they will be able to live comfortably and enjoy job security in their chosen field. If you are considering a career in information systems, you might find that investing in an MIS degree is a good financial decision for you. Increasing Demand for IT Management Information Systems degrees are very versatile. With titles as varied as Webmaster, Database Analyst, IT Consultant, and Network Administrator,…
Effectiveness of Patient Recall Methods19 Nov 2014 | 2:26 pmIf your practice depends on repeat businesses, patients who miss appointments can severely affect both scheduling and your bottom line. You may have a system in place to recall these patients and get them back onto the schedule, but these methods are not always effective. When looking at time and money, certain reactivation strategies work better than others. Phone Calls by Staff You may feel like having a member of your staff call to reschedule will get the best results, and provide a personal touch. Unfortunately, this method has a number of flaws. First of all, it takes the staff member…
Explaining types of insurance19 Nov 2014 | 2:22 pmThere are numerous insurance products on the market today, and even though not all of them are needed by everyone, it is easy for you to find one that is suited to your needs. The following is an outline of the main types: Life insurance Life insurance is a type of cover that helps protect those who depend on your pay check. For example, in the event that you die prematurely, it will provide them with an income to replace yours (unless they can live comfortably without it), and can also cover legal, medical, and funeral costs in case the family savings are not adequate. The money is usually…
Using A Fingerprint ID System For Clocking In And Out19 Nov 2014 | 2:21 pmWhen a business wants to make sure that its employees can clock in and out easily, they can install a time clock from a place like Allied Time. A fingerprint time clock allows the business to secure each employee time card. Also, this system is much faster than any other system that the business can use. Imagine how simple these systems are to use. The Security When the business is using one of these fingerprint systems, they will be able to secure each time card. People cannot clock in for their friends, and people who are not allowed in the building cannot get through the door. The system…
Why College Dropouts Make Great Forex Traders16 Nov 2014 | 7:38 pmYou have to have a college degree to make it in the rocket-fueled, action-oriented worlds of forex, business and finance, right? Well, to answer that question let's first take a look at some of the most financially successful people in the world who dropped out of, or never attended, college: Paul Allen. Co-founder of Microsoft, he is currently worth $15.7 billion. Michael Dell. Founder and Chief Executive Officer of Dell Computer. He dropped out of higher education at 19-years-old and is now worth more than $12 billion. Bill Gates. Took leave of absence from Harvard to start Microsoft. His…
ETF Database
ETF Scorecard – November 21st Edition21 Nov 2014 | 6:00 amMuch to the bears' frustrations, the bulls remain in the driver's seat although their foot has eased off on the gas pedal considerably over the past two weeks. Overseas, the ECB dropped another hint of expanding stimulus while upbeat sentiment data from Germany helped to spark a minor rally across the currency bloc. At home, investors didn't digest any major data releases, although a few were encouraging, including better-than-expected home builders index and existing home sales [see also Global X Debuts China Bonds ETF (CHNB)]. To help investors keep up with markets, we…
Global X Debuts China Bonds ETF (CHNB)20 Nov 2014 | 6:00 amWall Street started off the week on a relatively positive note, with the S&P 500 managing to log in a record close. Though Tuesday saw another day of record closes by the S&P 500 and the Dow, equities cooled off from highs by Wednesday in anticipation of the Federal Reserve's minutes release. In economic news, the Commerce Department announced yesterday that housing starts fell 2.8% in October, while building permits rose 4.8%. Analysts expected a 0.8% rise in housing starts and a 0.6% rise in building permits. Meanwhile in ETF news, this week the industry saw one new launch…
U.S. Economy: The Disconnect between Reality and Perception19 Nov 2014 | 4:00 pmBy most measures, the U.S. economy is improving. Recent economic reports revealed two encouraging facts: The United States just experienced the best back-to-back quarters of growth since 2003 and fewer Americans are filing for unemployment benefits than at any time in the past 14 years. Unfortunately, most Americans don't seem to put much faith in the numbers, or as Gustave Flaubert famously remarked, "There is no truth. There is only perception." Today, the perception of most Americans is very different than the optimistic view reflected in government statistics. According to the…
ETF Issuer Solutions Welcomes Industry Newcomers18 Nov 2014 | 6:00 amETF Issuer Solutions has brought forth a comprehensive platform designed to help investment managers bring their strategies to market. In this Q&A, president William Smalley shared his firm's story, their objective, as well as insights about the industry as a whole. Click here to read the original article on ETFdb.com.Related Posts:ETF Scorecard – November 21st EditionETF Scorecard – November 14th EditionETF Scorecard – November 7th EditionETF Scorecard – October 31st EditionETF Scorecard – October 24th Edition
Sell On The Pop Prospects: November 17th Edition17 Nov 2014 | 7:10 amHere is a look at ETFs that currently offer attractive short selling opportunities. The ETFs included in this list are rated as sell candidates for two reasons. First, each of these funds is deemed to be in a downtrend based on the fact that it is trading below its 200-day and 50-day moving averages, which are popular indicators for gauging long-term and medium-term trends, respectively. Second, each of these ETFs is also trading above its five-day moving average, thereby offering a near-term "sell on the pop" opportunity given the longer-term downtrend at hand. Note that this prospects…
MartinKronicle - Michael Martin
The Most Important Thing About Trading…13 Nov 2014 | 12:19 pmSimilar Posts: One Thing I Learned While Not Trading for Victor Niederhoffer Reader Question on Trading Systems v. Discretion (Prop Trading) Prop Trading Gold: 4 Things To Consider Before Trading Inside Prop Trading & Prop Trading Firms Prop Trading Firms
Managing the Disney Call option Position – Part 225 Sep 2014 | 12:36 amThis lesson discusses a few of the choices you could make if you are still Long the DIS JAN15 70 Calls. If you missed that video, you can see it below or click here to see the original post from October 2013. Similar Posts: How Gold Is Being Traded Now One Way To Make More $$$ in 2010: Follow-Up Better The Touch, The Feel of Trading Cotton Spreads How To Short Sell Gold $GC_F UK Election Aftermath GBP FXB
The Most Powerful Trader in the World30 Jan 2014 | 11:28 amOnce you've mastered putting in protective stops, you'll feel empowered. Why? Because at that point you are emotionally balanced and are WILLING to transfer the risk to someone else and exit with a small loss. You have emotional and financial understanding that trading is a process and that any one trade is meaningless over 1,000s of trades. At that point you have personal power in that trading is just one part of your day and your life is abundant. And you don't need to tell anyone about your trading. You're in love with your process – be it mechanical or…
Anatomy of a Trader's Mindset22 Jan 2014 | 8:54 amI had a great chat with one of my students last week and something hit me from our conversation. Like me (and probably you) he's an avid reader. It was such a great conversation, I came away with something… We were talking about the most recent assignment that he was working on and he got WAAAAY off the subject by telling me all the fundamentals of the company etc "In 2002, they listed on the FTSE and their main product was…" and I was like "Whoa, what the heck does 2002 have to do with today and trading in the ever-evolving moment of NOW in January…
Keep Calm and Enter Your Stops14 Jan 2014 | 1:14 amThe Sugar trade I mentioned a few weeks ago that almost tripled one of my accounts had a lot of things going on inside it. But making the money was a symptom of several factors, some of which might surprise you. Of course, it goes without saying that I was powerless over the move in Sugar itself, so the best thing I could have done is what I did do: add some risk to my account and enter a protective stop to knock me out if I was wrong. I should also add that I had no clue the trade would develop even remotely the way it did when it started out. Technology-wise, I used EOD data from my broker…
How to Supercharge Your Content Marketing Strategy with RSS18 Nov 2014 | 7:56 amContent Marketing is one of those ever-changing fields of study that is constantly evolving with the demands of the masses. Historically speaking, the very first form of mass content dispersal was made possible with the printing press. Large, human operated mechanical machines printed the very first 'copy'. Today, reaching out to a nation is reduced […] The post How to Supercharge Your Content Marketing Strategy with RSS appeared first on WP RSS Aggregator.
How to Supercharge Your Contact Marketing Strategy with RSS18 Nov 2014 | 7:56 amContent Marketing is one of those ever-changing fields of study that is constantly evolving with the demands of the masses. Historically speaking, the very first form of mass content dispersal was made possible with the printing press. Large, human operated mechanical machines printed the very first 'copy'. Today, reaching out to a nation is reduced […] The post How to Supercharge Your Contact Marketing Strategy with RSS appeared first on WP RSS Aggregator.
Is This Legit?12 Nov 2014 | 1:55 amPhoto Credit: .SilentMode || Doubts that the deal is legitimate? I've written a lot about financial fraud at Aleph Blog. I try to encourage people to be skeptical, because it is genuinely rare when a deal is exceptionally good for an average person. Most of the time in life, you are doing pretty well if you are getting a fair deal, particularly when it comes to financial matters. Most people selling financial products know more about the product than the prospective buyer. Thus, Aleph Blog has written about a wide number of deals that are bad, and those that are…
Book Review: Bad Paper11 Nov 2014 | 2:02 amThis book has two significant types of insights: on people and on market failure. It does well with both of them, but spends most of its time on the former, because it is more interesting. That said, the second set is more important, and is buried in a few places in the second half of the book. With people, this book answers the following questions: Why does this book largely take place in Buffalo, NY? Because entrepreneurs got started there, and found it easy to acquire talent there. Why does the industry employ a lot of ex-convicts? There are some crossover benefits to having…
Revenue Misses Can Be Good8 Nov 2014 | 8:21 pmxmlns="http://www.w3.org/1999/xhtml" lang="en-US"> Photo Credit: Phineas Jones || Beyond the destruction, honesty? Few like revenue misses, but let me point out a few significant things that investors should care about: If a company misses revenue estimates around 50% of the time, that can be an indicator that it doesn't play around with revenue recognition, which is probably the most common way of shading accounting results. Honest accounting is worth a lot in the long-run, even if the market won't pay up for it in the short-run. If a company…
FierceFinanceIT News
Short of majority ownership, BGC extends GFI offer20 Nov 2014 | 10:27 amBGC Partners has extended its tender offer to acquire rival interdealer broker GFI Group after its stake in the company more than doubled but fell well short of the majority needed to assume control. The offer to purchase shares of GFI for $5.25 per share in cash has been extended to end of business on Dec. 9.
Unanimous approval of Reg SCI adds rules for technology oversight20 Nov 2014 | 9:14 amRegulation Systems Compliance and Integrity or Reg SCI, the rules devised to better insulate the market against the technical failures, received unanimous approval on Wednesday. The regulation--which mainly applies to exchanges, clearing houses and certain other market infrastructure players--mandates annual reports on efforts to safeguard systems and a policy for immediately notifying the Securities and Exchange Commission when a major technical problem is detected.
Banks outperforming retailers in mobile apps, study shows20 Nov 2014 | 9:02 amMobile apps have become the most common daily interaction channel for the banking industry as a whole, and 45 percent of smartphone users in the U.S. and U.K. have downloaded and been satisfied with banking apps, according to a study released today by Apigee Institute. By contrast, only 27 percent of the same pool of respondents have downloaded and been satisfied with apps from large retailers.
Fidelity experiments with virtual reality on StockCity data visualization app20 Nov 2014 | 7:38 amFidelity isn't the first company to launch an interactive virtual city app, but it's the first to create one in which the city is built entirely out of stocks. StockCity, developed by Fidelity's research and development think tank Fidelity Labs, is a data visualization app that recreates investors' portfolios as a 3-D city.
Hong Kong-Shanghai link starts with a flood then slows to a trickle20 Nov 2014 | 6:24 am
The US Dollar Remains Stubbornly Bullish21 Nov 2014 | 9:32 amBy Poly This is an excerpt from this week's premium update from the The Financial Tap, which is dedicated to helping people learn to grow into successful investors by providing cycle research on multiple markets delivered twice weekly. Now offering monthly & quarterly subscriptions with 30 day refund. Promo code ZEN saves 10%. The Dollar stubbornly refuses to fall, even though it too (like crude/bonds) is very deep into its Daily and Investor Cycle timing. Technically it is weakening, as seen within the indicators on the chart below. I believe this is a sign that the dollar has…
S&P 500 Stretched Like A Spring20 Nov 2014 | 10:57 amBy Chris Ebert Stock prices tend to act like a spring. The further they are stretched to their limits, the further they tend to snap back in the opposite direction. The opposite is also true. When stock prices are not stretched very far, they don't recoil nearly s far in the opposite direction when the stretching force is removed. This is particularly true of large baskets of stock – stock indexes such as the Dow, Nasdaq or S&P 500 – since the forces that can move an index are limited. Earnings or other news can move an individual stock, but for a large index the news tends to…
All-Time Highs Possible In Bear Markets16 Nov 2014 | 5:00 amBy Chris Ebert The stock market is hot. There's no denying it. Yet, it just doesn't feel the same as it did a few months ago, or for most of the past several years for that matter. It's like there is something missing. Perhaps there truly is something missing – something big. It's almost impossible to know for certain. It is possible to speculate as to the exact nature of what it is that is currently missing (big hands, little hands, hedge funds, HFTs, corporate fundamentals, QE, etc.) but the truth may never be known. The effects, on the other hand, are known. Additionally, given…
Equities – It's Never Different This Time15 Nov 2014 | 5:35 pmBy Poly This is an excerpt from this week's premium update from the The Financial Tap, which is dedicated to helping people learn to grow into successful investors by providing cycle research on multiple markets delivered twice weekly. Now offering monthly & quarterly subscriptions with 30 day refund. Promo code ZEN saves 10%. I'm going to spend little time on the equity markets this week, covering just the fundamentals of where the Cycle's stand. I'm convinced now that the equity markets are peaking, into their final bull market speculative run that will soon end badly for…
Trick Quickly Reveals Stock Price Manipulation9 Nov 2014 | 5:00 amBy Chris Ebert It can be fascinating, yet horribly frustrating, to realize that stock prices are not a mathematical function. If stock prices behaved as a mathematical function, there would be only one outcome for a given set of conditions. For example, if a stock price fell to the 200-day simple moving average, and always moved higher immediately afterward; the bounce higher would be a function of the simple moving average. Output is, in reality not a function of input for stock prices. Stock prices are always stochastic no matter how deterministic their appearance. While it is true that…
One Option Trading Blog
Market Spikes To A New High - The Punch Bowl Is Overflowing - Take Some Profits!21 Nov 2014 | 11:34 amPosted 9:30 AM ET - Last night I hosted a webinar Wednesday and I found a bunch of new trades. CLICK HERE TO WATCH The punch bowl is overflowing. Draghi is rambling about additional QE, Japan launched a massive QE program two weeks ago, the Fed kept "considerable time" in its statement and today the PBOC lowered rates for the first time in two years. The S&P 500 is up 18 points before the open. Before we get too excited, we have to ask ourselves why all of this liquidity is being injected into the financial …
Lots of New Trades - Watch Last Night's Webinar - Market Will Test Bulls Today - Raise Stops20 Nov 2014 | 11:18 amPosted 9:20 AM ET - Last night I hosted a webinar and I found a bunch of new trades. CLICK HERE TO WATCH The market was in negative territory the entire day Wednesday, but it did manage to claw its way back. We have seen a pattern of early weakness and late strength. That is bullish and we want to see it continue. I don't trust light volume rallies especially at an all-time high. That is why I've kept my size relatively small and why I've been raising my stop. If it gets hit today, I …
Let's Find Some Trades - Free Webinar Tonight - Market Will Grind Higher19 Nov 2014 | 11:28 amPosted 9:30 AM ET - I will be hosting a FREE webinar tonight. I will find at least 4-5 new trades. I will also take symbol requests to see how my system has performed on your stocks. CLICK HERE TO REGISTER The market tested the downside briefly on Monday and it rebounded instantly. That was a sign that the bid was strong and stocks pushed higher yesterday. The SPY is marching ahead and we are making new all-time highs on a daily basis. The FOMC minutes will be released this afternoon. During their last meeting, the …
Market Will Drift Higher On Light Volume - Seasonal Strength and A Light Calendar Favors the Bulls18 Nov 2014 | 11:39 amPosted 9:40 AM ET - Sometimes you just have to make the best of the situation. I have my skis tuned and I'm ready to go. I'm sure wherever you live, it is cold. You can tell from my introduction that there's not much to write about. Trading volumes are at their lowest level of the year and the week of Thanksgiving is typically very slow. Japan's GDP declined 1.6% when most analysts were expecting a 2.2% increase. Their market dropped on the news and it had a temporary impact on global markets Monday. Today, the Nikkei is rebounding on the …
News Is Light and Volume Is Thin - Look For Choppy Trading With an Upward Bias This Week17 Nov 2014 | 11:41 amPosted 9:40 AM ET - Over the weekend Japan posted a much weaker than expected GDP (-1.6% versus 2.2% expected). No one was expecting a negative print and this comes on the heels of a 7.6% decline last quarter. Selling in Asia spilled over to Europe this morning and the S&P 500 is down five points before the open. The upward momentum has stalled and the market is resting after a huge run. Bullish speculators have been piling in and we could see some small pullbacks to shake them out. Any dip will be brief and shallow. Last week, global economic …
China Still Not Shifting 'Accomodation' Despite Obvious Slowing21 Nov 2014 | 1:24 pmMaybe the exuberance over the PBOC finally withdrew to a more realistic interpretation about what transpired by this afternoon, but it seems as if it had at least a fleeting lift to the global celebration over accelerating decay. Undoubtedly, commentary about the interest rate moves in China was unhelpful, as this AP summary shows: China's...
Stick to the Mission - Howard Marks of Oaktree Capital Management21 Nov 2014 | 1:00 pm
Currency Wars, the Ruble and Keynes21 Nov 2014 | 12:27 pmThe specter of currency wars once again haunts the international chattering classes. Remember back in 2011, when Brazilian finance minister Guido Mantega blamed the U.S. for deliberately weakening the greenback to gain a competitive advantage? Well, now the shoe is on the other foot. The Yen — an important regional currency — recently sank to a sevenyear low against the now mighty U.S. dollar (USD). This is putting downward pressure on the Korean won and other Asian currencies.
Junior Gold Miners (GDXJ) Breaking Three Month Downtrend?21 Nov 2014 | 12:10 pmFor several weeks I have been expecting a major secular bottom in precious metals and the junior miner. I told you to watch for the accumulation after a shakeout. See the full article from several weeks ago by clicking on the following link.
Open Air Pullback Planning for Best Buy BBY Breakout21 Nov 2014 | 12:07 pmBest Buy (BBY) shares continued their uptrend with a breakout gap into "Open Air." Let's highlight this chart and plot a "pullback" or else surprise breakout plan. Here's the Daily Chart: Best Buy (BBY) has charted three symmetrical bullish swings (blue lines) from the May 2014 lows. This time, we see an extension and bullish gap event above the [...]
Latest articles for Corporate Secretary
Appointments: November 201420 Nov 2014 | 4:00 pmLatest personnel moves at Fannie Mae, The Container Store and Zillow 1) Argyle, DG3's corporate governance advisory division, has appointed David Bobker as advisory director. Bobker was most recently a senior vice president at AST Phoenix Advisors. Before joining AST, he spent seven years with Georgeson, and was one of the founders of Laurel Hill Advisors. He has provided tailored corporate governance and advisory services to a broad range of issuers and has led dozens of high-profile corporate actions and proxy fights. He also has expertise in shareholder engagement, executive…
Is envy really at root of executive pay arms race?19 Nov 2014 | 4:00 pmBuffett and Munger blame too much transparency about compensation packages, but flawed goal setting may be a key factor Corporate Secretary is now putting the finishing touches to its December special report about executive compensation, so my head is swimming with unanswered questions about why this is so hard to get right.In an article on the New York Times' Dealbook blog on November 10, Andrew Ross Sorkin cites none other than the Oracle of Omaha as blaming increasing public disclosure of executive pay and compensation consultants' reliance on it in advising their clients…
Director education: a guide to the leading programs18 Nov 2014 | 4:00 pmA look at some of the key features of director education programs currently on the market A more dynamic world in which companies are exploring new markets and where business risks and opportunities are constantly changing is making director education opportunities more sought after than ever before. These opportunities range from academic overviews of governance theory to programs that specialize in practitioner-based sessions by directors who have racked up years of experience in the boardroom. 'Sometimes the reason they come is dictated by where they are in their careers,' says…
Portraying directors' skills in proxy statements18 Nov 2014 | 4:00 pmCommunicating the board's skills, experience and qualifications is more important than ever Greater emphasis has been placed on the makeup of corporate boards recently as a way to increase director accountability, improve company performance and strengthen overall corporate governance. As a practical matter, corporations often review the skills and experience of board members in the context of risk management, making sure the board comprises members with important experience and skills that are vital to the future growth of the company. Even more recently, the skills, experience and…
Board renewal: evaluating current directors and recruiting new ones17 Nov 2014 | 4:00 pmA fresh, diverse board is key to achieving corporate goals and withstanding investor scrutiny Corporate boards face ever-expanding agendas, uncertain market conditions, lickety-split technology changes and the challenge of complying with regulations in ever-increasing numbers of jurisdictions where their companies want to do business. Generally, business is more global and more complex. There are increasing reputational, legal and compliance risks, and increasing numbers of shareholders are scrutinizing boards' actions and speaking out when they don't like what they see. This…
Lending Stream BlogLending Stream Blog
Motivate Yourself11 Nov 2014 | 4:00 pmThe only equipment you need for a workout is you. A treadmill that grinds your coffee or a rowing machine that does a round of laundry – that is exercise gear worth considering. But without these extra perks there had better be more to heavy gym equipment than meets the eye. After paying all that… Read More The post Motivate Yourself appeared first on Lending Stream Blog.
Health Secrets of Tea9 Nov 2014 | 4:00 pmEveryone loves a good cup of tea first thing in the morning, and it's no secret that tea has some amazing health benefits. So, since we're all about the fit and healthy this November, we've delved a bit deeper to bring you four great reasons not to quit your morning cuppa. Green tea boosts your… Read More The post Health Secrets of Tea appeared first on Lending Stream Blog.
Health & Fitness Tips1 Nov 2014 | 5:00 pmHere are some tips we've gathered that can help you toward increasing your overall health and fitness. 1. Exercise at least 20 minutes per day 2. Don't skip breakfast 3. Eat spicy foods 4. Start taking the stairs 5. Use up old veggies to make healthy soups & stews 6. Chew mint gum … Read More The post Health & Fitness Tips appeared first on Lending Stream Blog.
4-D Fitness Challenge31 Oct 2014 | 5:00 pmWhen is the last time you worked on all 4 dimensions of your fitness? Physical Financial Emotional Spiritual Well, now is your chance! Participate in our November contest to work on all 4 dimensions of your fitness and be automatically entered to win a £50 Amazon Voucher! 4-D Fitness Challenge: Terms & Conditions The Lending… Read More The post 4-D Fitness Challenge appeared first on Lending Stream Blog.
Nelson Mandela Quote26 Oct 2014 | 5:00 pmOur favourite Nelson Mandela quotes! "One cannot be prepared for something, whilst secretly believing it will not happen." -Nelson Mandela Follow lendingstream The post Nelson Mandela Quote appeared first on Lending Stream Blog.
Free Money Wisdom
Make Extra Money As a Blogger For Hire18 Nov 2014 | 2:54 pmWant to make extra money as a blogger? It's possible. It's also not as easy as it might seem. While your writing dreams are well within reach, your income expectations may require adjustment! There are a few great places where it is easy to get set up and begin submitting your writing. In some cases, it's almost as simple as that. While there are many bloggers out there and there are a lot who are earning great incomes from it, they are the exceptions. Most bloggers write to supplement existing revenue streams, and most use it as a means to get opportunities to speak to live audiences.
Save Money like a Boss13 Nov 2014 | 10:41 amSave Money like a Boss If you want to save money like a boss, you are going to have to start thinking like a boss! Do not get caught up in the excuses for not saving money. It may seem like external forces are keeping you from saving money but the truth is a little more heartbreaking. If you are not saving money, it is because you do not want to. WAIT! Before you angrily click away, stick around a few minutes and learn why how you think about money is affecting what you are doing with it. (Trust me, you will be glad you did) Assets and Liabilities You might think a discussion on assets and…
5 Smart Internet Businesses To Start for Under $506 Nov 2014 | 9:07 am5 Internet Businesses to Start There are many business ideas available on the internet. If you have an interest in learning how to start your own business, it is quite likely that you have already researched many of these ideas. Unfortunately, many of the business ideas that you are easily able to stumble across require a large initial investment. The truth of the matter is, most people that utilize the World Wide Web in order to discover business ideas are doing so because of the fact that their current income is limited. Therefore, it is virtually impossible for many with an entrepreneur…
Top 5 Smartphone Apps that Help Run Your Business on The Go29 Oct 2014 | 7:55 pmTop 5 Smart Phone Apps for Business Smartphone apps for business continue to revolutionize the way business owners manage their company. With the right apps, it's possible to manage customer relationships, deal with the finances and easily access files, allowing you to keep your business running with ease. When life keeps business owners on the go, smart phone apps make it easier to stay on top of important business tasks. Here's a look at the top five smart phone apps that will help you run your business on the go. App #1 – Square If you need to accept payments on the go, Square is the…
Ultimate Guide of Christian Financial Gurus- Who you should Follow.27 Oct 2014 | 5:25 amThe rich rule over the poor, and the borrower is servant to the lender. Proverbs 22:7 Whose wisdom you would follow in terms of financial advice is up to you and who seems to speak the truth for you. There are many financial gurus out there giving sound advice on living within your means and keeping away from financial ruin. Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this. –Dave Ramsey Dave Ramsey has the largest following on the internet with "The…
Binary Option Strategy
German Manufacturing PMI November 20, 201419 Nov 2014 | 10:17 amLooking at the Thursday session, we believe that there could be a lot of volatility but ultimately the trend should prevail. In other words, we think that the EUR/USD pair will continue to offer put buying opportunities as the 1.26 level is of course a massively resistive. On top of that, there is plenty of … The post German Manufacturing PMI November 20, 2014 appeared first on Binary Option Strategy.
German ZEW November 18, 201417 Nov 2014 | 9:23 amThe Tuesday session has a couple of announcements worth paying attention to, with the CPI numbers coming out of the United Kingdom first. The year-over-year October numbers are anticipated to be 1.2%, and as a result we could see a bit of volatility in both the GBP/USD pair, and the FTSE. After that, we have … The post German ZEW November 18, 2014 appeared first on Binary Option Strategy.
US Industrial Production November 17, 201415 Nov 2014 | 9:29 amDuring the session on Monday, we do not expect much in the way of economic announcements to move the marketplace. With that being the case we feel that the market will more than likely pay attention to perhaps the US Industrial Production numbers month over month, but beyond that really nothing else. Looking at the … The post US Industrial Production November 17, 2014 appeared first on Binary Option Strategy.
German GDP November 14 201413 Nov 2014 | 10:33 amLooking at the upcoming Friday session, we cannot help but think that the German GDP numbers will be by far the most important thing to follow. Because of this, it's very likely that the DAX will move significantly, especially considering how little it did during the day on Thursday. With the neutral candle that form, … The post German GDP November 14 2014 appeared first on Binary Option Strategy.
Chinese Industrial Production November 13, 201412 Nov 2014 | 9:39 amThe Thursday session is going to be fairly quiet, with the Chinese Industrial Production numbers coming out month over month being by far the most important announcement. Is anticipated to come out at 8%, and that of course can have an effect on stock markets and the general risk appetite around the world. Because of … The post Chinese Industrial Production November 13, 2014 appeared first on Binary Option Strategy.
3 Military Tactics to Use for Defeating Debt21 Nov 2014 | 10:06 amWinter is quickly approaching and every year without fail I'm reminded of how awesome it is to get that first snow. Nothing is more memorable than the epic snowball battles I had in college on the campus of Virginia Tech as a military cadet. The game was every man for himself, and though I was easily outnumbered, I would always rely on military tactics to cause my adversaries to retreat. I think of debt the same way. When it comes to battling it, every man is for himself. Unlike the snowball wars engaged by playful college kids, debt plays with a very heavy hand that can leave you broken…
Using the Annual Paid-Up Additions Rider20 Nov 2014 | 11:59 amWhole Life insurance is a unique vehicle for your money. How can this be, when typically life insurance is thought of as a product needed only for when you (cough cough) croak? The reason is that with Whole Life you get immediate living benefits (including a cash value), and a death benefit. Owners of whole life insurance policies maximize the living benefits from their policies in any way they see fit. For instance, if you need financing for a car, new home or college tuition, you can easily borrow from your policy, not a bank. What is (APUAR) or Annual Paid Up Addition Rider? A Paid Up…
How to Retire in a Bear Market18 Nov 2014 | 12:29 pmBefore I became an agent at Paradigm Life, I worked for many years as a stock broker. When the economy was on a down swing I would advise my clients to, "invest for the long-run." During bear market periods I wanted clients to see farther than the moment at hand, and hold their positions until we could see corrections-even if they were slight. Some clients though, who depended on returns for retirement, did not have the time to wait, so in distress would quickly sell portions of their 401(k)s and IRAs to provide supplemental income. Whether you are reacting to a bear market, or preparing…
Being A Cut Above the Rest with Infinite Banking17 Nov 2014 | 12:26 pmMany entrepreneurs seem to always be looking outward to find that "hidden" key to success. If you are anything like me, you're constantly embracing new ideas for improvement. It's a never ending quest for that "edge" which will accelerate your profits. It's also hard to give up extra income to purchase new business equipment, managing software, or even attend expensive training seminars; but you do it anyways. Like all business owners realize, any bit of money going out is just as precious as any bit of money coming in-regardless of how sure you think it will grow your…
Giving Your Credit Where Credit is Due13 Nov 2014 | 10:10 amStop using your credit cards and start borrowing your own money instead. One of the major benefits of having a whole life insurance policy is liquidity. It's having access to your money when you need it. The average American household is carrying about $15,500 in credit card debt. And 33% of people own at least 2 cards. Chronic misuse of credit cards, such as making purchases way above a person's ability to afford, has become the norm. (Nerdwallet.com) Considering the average median income per year, per household is $51,000-that is a horrible debt-to-income ratio. Leveraging Yourself…
Do You Have What It Takes to be an Entrepreneur?21 Nov 2014 | 12:02 amAre entrepreneurs born or made? You can take a class or earn a degree! I grew up in an entrepreneur incubator! Both my parents had thriving businesses and did not have the benefit of any college classes in entrepreneurship. I think if you interviewed them, they would tell you it was experience. They were passionate and did not know they could fail. Do you have what it takes? Education/Experience If you do not get the skills from education, you are left with experience. In my parent's case, they both grew up in entrepreneurial families. Their parents either had a retail…
It Is Time for Year-End Tax Planning19 Nov 2014 | 12:05 amIt is time for year-end tax planning! You can do something about your tax bill just by doing a little tax planning. There is plenty of time to make a difference in your tax bill by just following these suggestions. Everybody knows they should do something, but they do not because either they do not know what to do or do not take the time to do it. The IRS is counting on you doing nothing! Do you like receiving those huge refunds from the Internal Revenue Service? How do you explain getting a big refund check from the government? You do not receive interest or even a thank you, but you loaned…
Win or Lose17 Nov 2014 | 12:02 amWin or lose is not universal! "In war, you win or lose, live or die – and the difference is just an eyelash." (Douglas MacArthur) "The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand." (Vince Lombardi) How do you measure success or failure? Life may be played like a game, but not everything is a win or loss. Many people measure success in dollars and cents, but there are other ways to measure success. How do you measure parenting, friendship, love,…
How an Online MBA Could Pay for Your New House14 Nov 2014 | 12:08 amBusiness professionals who earn an MBA reap benefits for their hard work. They assuredly earn a higher income and take the fast track to improved career opportunities. An awareness of the factors that affect salary and job options helps prospective students plan for success. Increased Earning Potential According to the September 2014 Salary Survey compiled by the National Association of Colleges and Employers, the average starting salary for four-year business graduates is $57,000. Forbes indicates that following re-entry into the workforce, MBA graduates typically earn an average of…
Goals You Will Never Achieve12 Nov 2014 | 12:04 amAthletes, successful business people, and achievers set goals! Stop procrastinating or you will find yourself never achieving anything. Goals should be specific, measurable attainable, realistic and timely. SMART goals are a framework for setting goals! Any goal that you want to achieve requires consistent effort over time or it will remain just a dream or wish you will never achieve. There are shocking statistics that say seventy-six (76%) percent of Americans are living paycheck to paycheck. That means no emergency savings, savings or retirement savings. Why do Americans have such a low…
Trading Ichimoku
MasterCard ($MA) : Bearish Tweezer Top11 Nov 2014 | 4:45 pmMasterCard ($MA) has been lagging behind its competitors in many areas in the market. More importantly, in the areas of innovation and new markets, it is now facing competition not just from traditional competitors like VISA but also the likes of PayPal, AliPay etc. The chart shows a bullish run up of MasterCard with good strong volume breaking out of the thin Kumo resistance with a gap. What troubles me is the candle reversal at the top. Almost the very next day after reaching its peak, $MA reverse at the same peak price level and the bears seems to be taking hold of the situation and…
GBP/USD : Ichimoku Weekly Support13 Sep 2014 | 7:10 pmWith the upcoming vote in Scotland on its independence, GBP/USD has fall off the cliff from 1.71 to 1.61 within a month. On the daily Ichimoku chart, it seems that the trend remains pessimistic with no consolidation in place. Though it has bounce off a low of 1.6103 with immediate resistance at 1.6332 On the Ichimoku weekly chart, it is more optimistic with the uptrend remains intact. Current price range is inside the kumo which suggest that the trend is unconfirmed (pending vote results). Kumo support extends all the way to 1.58 on the weekly chart. Trading ideas: 1. We can wait for the…
$F34.SI : Wilmar in bearish territories.19 May 2014 | 1:11 amThe prospects of Wilmar on the technical chart does not look bright. 1. As of May 9, it has gap down and fall through the kumo support from 3.27 to 3.20 2. The leading kumo is twisted and is showing a downward trend. 3. Long term support is at around $3. No related posts.
EUR/USD . Ichimoku chart suggest weak support9 May 2014 | 9:22 pmThe daily Ichimoku chart for $EUR/USD is suggesting that the uptrend for EUR/USD is coming to an end. 1. We can see that the overall trend is flattening or hitting a plateau with the kumo turning flat. 2. A bearish cross seems to be forming between the Kijun sen and Tenkan sen 3. Support is thin at the kumo 4. Leading kumo seems to suggest a change in trend may be coming. Related posts: EUR/USD : Kumo resistance EUR/USD : Watch the Kumo EUR/USD : Weekly Chart resistance
$BTCUSD . Is it forming a base?8 May 2014 | 7:25 am$BTCUSD forming a base? Bitcoin trading price, $BTCUSD , seems to be settling a base could be forming. From the Ichimoku chart, we can see that 1. $BTCUSD is in bearish territory. 2. A bullish cross may be taking place soon if price goes up a little bit more. 3. The kumo resistance ahead is thinning out with immediate resistance at $520. 4. Should the price stays sideway till June, resistance looks to be around $482; thin kumo resistance. Related posts: $BTCUSD : Kumo resistance $BTCUSD . Counter trend rally with resistance
Pennsylvania Physicians' Lawyer
The Bottom Line of a Covenant Not to Compete for Physicians25 Oct 2014 | 1:00 pmHere's all you really need to know about the enforceability of covenants not to compete in physician employment agreements. What Lawyers Will Tell You About Covenants Not to Compete in Physician Employment Agreements (Feel free to skip this section. As noted below, the legality of a covenant not to compete in your physician employment agreement is all but meaningless). Most lawyers will tell you that, depending on state law, covenants not to compete in physician employment agreements are generally enforceable if they are reasonable in time and distance. In other words, if a court…
"Our Standard Physician Employment Contract"22 Sep 2014 | 5:56 pmIt's the oldest trick in the book, because it works. The individual that hands you the impressively typed agreement solemnly swears that this is the employer's "standard physician employment contract". You are led to believe that an act of Congress (or maybe more) is required to change one iota. If everybody else has signed this exact physician employment agreement, why shouldn't you? The "Standard Physician Employment Agreement" is a Mythical Creature The reason you shouldn't sign the "standard physician employment agreement"…
Selling Your Medical Practice27 Jun 2014 | 1:01 pmThe private practice of medicine isn't for everyone, especially for older physicians who are just tired of the grind of both managing a business (the practice) and practicing medicine. In this post, I discuss eight things that physicians should be aware of as they enter into negotiations for the potential sale of a medical practice. This post assumes you are selling your medical practice to the hospital, but the same issues will apply if you are selling your practice to another physician. Letters of Intent Can Restrict You in the Sale of Your Medical Practice Letters of intent…
Letters of Intent in Physician Contracts26 Jun 2014 | 5:24 pmThe contracting process for physician employment agreements and medical practice purchase agreements sometimes (but not always) begins with a letter of intent, so this seem like a logical first post for this blog. The Purpose of Letters of Intent in Physician Employment Agreements and Medical Practice Sale Agreements A letter of intent ("LOI") is simply a very brief summary of the main terms of what the parties assume will be a binding formal contract (either a physician employment agreement or a medical practice sale agreement, or both, as the case may be). The purpose of an…
Welcome to the Physician Contract Blog17 Jun 2014 | 9:59 amWelcome to the Physician Contract Blog. Here I intend to talk exclusively about issues related to contracts that physicians are involved in, such as physician employment agreements, managed care agreements, and medical practice purchase agreements. I'll continue to make occasional posts to the Physician Prosperity Blog about topics of more general interest to physicians.
Credit Card Help Topics
4 steps to increase your credit limit for the holidays21 Nov 2014 | 10:39 amHi Erica, If my only credit card is rejected for not having enough available credit for what I buy at the store, but I pay on time, can I still buy something by having the credit card company up my credit limit? Christmas is coming. –Jessica Dear Jessica, Let's examine what's going on here. You would like to use your sole card for your holiday shopping needs, yet you already owe quite a lot on the account. By being at or near the charging limit — otherwise referred to as the credit limit — the creditor won't allow you to add much more, at this stage, anyway.
Warning: Your card purchases are sold to data brokers19 Nov 2014 | 11:21 amIf you think your credit card purchases are nobody else's business, think again: Many retailers are selling consumer transaction details to data brokers. A 2014 Federal Trade Commission report found that over 2,500 retailers sell, swap and share information on consumer credit and debit card purchases. So, whenever you swipe your card, the store might disseminate data on the type of item you purchased – for example, natural food, toothpaste or high-end shoes – as well as the dollar amount you spent and the date of purchase, according to the FTC report, "Data Brokers: A Call for…
When a simple credit report error could be fraud18 Nov 2014 | 8:56 amHi Erica, I just pulled all of my free credit reports for the first time, and there's a pretty big mistake — a loan that's not mine. I know I have to dispute it, but how will I know it's been corrected? Do I have to pay for my credit reports to see them again (and make sure the mistake has been deleted) since I've already used up my free credit report check for the year? –Sue Dear Sue, You've just illustrated why is so important to check your credit report on a regular basis. Mistakes are not uncommon, and early detection is best. According to a 2013…
How to know if debt settlement is right for you17 Nov 2014 | 11:01 amIf you're struggling to make credit card payments, debt settlement might sound like a quick fix. But while it may work for some, it's no easy cure. "Debt settlement is an aggressive strategy for debt reduction," says Charles Phelan, founder of ZipDebt.com, which offers tools and coaching to help consumers settle their own debts. "But, it's not for everyone." Essentially, debt settlement is making a deal with a creditor who agrees to take less than the total you owe as full payment of the debt. It is an option to consider after all others fail. Before you…
5 tips to keep you on budget this holiday season14 Nov 2014 | 11:16 amHi Erica, Every year, I make up a holiday budget, and every year, I blow it. I just see something I think one of my kids would love, and I buy it without thinking through the consequences. I just "have" to get it, and feel if I don't, my kids' Christmas will not be as good. I'd appreciate any advice you can give me about this. –Janice Dear Janice, Don't be so hard on yourself. Not only do millions of other people shop 'til their bank balances drop, but it's perfectly natural to do so. Psychologists at the University of Sheffield in England…
AlphaClone | News & Analysis
AlphaClone Index Report | Q2 2014 Rebalance28 Oct 2014 | 12:42 pmIntroducing our quarterly index rebalance report. We sent the report below out a few weeks ago to our subscriber list. This report will be updated and distributed quartelry and will highight index additions/deletions, index performance and sector allocations. The report also includes a discussion of the index's investment objectives, construction methodology and hedging mechanism. If you'd like to recieve these reports promptly when they are published and you're not already on our mailing list, please complete the form at right.
Q2 2014 Highest Performing Clones YTD17 Aug 2014 | 4:56 amTop 10 Holdings Clone (January 1, 2014 to August 15, 2014) Orbimed Advisors: 53.5% Baupost Group: 46.1% Greywolf Capital Management: 34.0% Chickasaw Capital Management: 33.5% RR Advisors LLC: 30.5% Argyll Research: 30.0% Harvest Fund Advisors: 26.8% Sprott Asset Management: 26.8% Adage Capital Management: 24.8% SRS Investment Management: 24.4% Duquesne Family Office: 23.9% Tortoise Capital Advisors: 23.4% Cohen & Steers: 22.2% Guinness Asset Management Ltd.: 21.7% ING Clarion Real Estate Securities: 21.1% ABP Investments: 20.5% Tontine Associates: 20.4% Okumus Fund Management (New): 20.4%…
Q2 2014 Rebalance Preview17 Aug 2014 | 4:34 amLargest Hedge Fund Holdings Icahn Enterprises (IEP) Allergan Inc (AGN) Vanguard Emerging Markets (VWO) General Dynamics (GD) Microsoft (MSFT) Most Popular Hedge Fund Holdings Apple (AAPL) Facebook (FB) American International Group (AIG) Actavis (ACT) Microsoft (MSFT) Largest New Hedge Fund Positions Ally Financial (ALLY) Allergan (AGN) Time Warner Cable (TWC) Bank of New York (BK) Comcast (CMCSA) Largest ETF Holdings VWO - Vanguard FTSE Emerging Markets GLD - SPDR Gold Shares LQD - iShares iBox Investment Grade SPY - SPDR S&P 500 VOO - Vanguard S&P 500 SPY - SPDR S&P 500 XLE -…
AlphaClone CEO Discusses "Smart Beta" Strategies - Barron's13 May 2014 | 12:48 pmAlphaClone CEO, Maz Jadallah, participates in roundtable discussion on "smart beta" startegies hosted by Barron's.
Activist Bill Ackman teams up with Valeant to buy Allergan13 May 2014 | 12:39 pmApril 22, 2014 - AlphaClone CEO, Maz Jadallah, discusses Bill Ackman's latest activist move to buy Allergan with Liz Claman on Fox Business News.
Forex Trading Info
ForexMinute Now Recommends its Forex Tools for Minimizing Investment Risks19 Nov 2014 | 5:13 amLondon, UK (PRWEB) March 30, 2014 If one takes into account the innumerable risks involved in forex trading, he may understand that winning in this industry is all about being precautious of the potential losses. ?Money saved is money earned,? says ForexMinute?s founder Mr. Jonathan Millet, while recommending their latest Forex trading tools to traders and brokers. The representative of the world?s most celebrated Forex news website draws few guidelines for conducting successful forex trades ? one among which is using the best Forex tools. The aim here is to provide support to novice…
Payoneer Announces Partnership with Stock Content Platform 123RF16 Nov 2014 | 5:13 amNew York City (PRWEB) June 02, 2014 Payoneer Inc., a leading online payments company transforming the way technology companies and SMEs send and receive cross-border payments, announced today that it has expanded its leadership position in the stock photography industry by partnering with 123RF, one of the Internet?s fastest-growing royalty-free microstock content suppliers. A global leader in royalty-free digital media, 123RF has offices across the globe with millions of registered users and more than 100,000 content contributors worldwide. Payoneer complements and extends 123RF?s…
Forexminute Now Offers Comprehensive Information for Traders to Help Them Buy Bitcoins13 Nov 2014 | 5:13 amLondon, UK (PRWEB) April 24, 2014 Trusted by traders and ordinary readers, ForexMinute brings comprehensive information about Bitcoin, the brokers, Bitcoin exchanges, etc. to help traders. Also, bringing up the latest Bitcoin news and Forex news as well as reviews of brokers, this online portal has carved a niche for its services among traders. ForexMinute informs visitors and newsletter subscribers about the places where they can buy Bitcoins from. For instance, it tells that some top Bitcoin exchanges like BitInstant, BitStamp, BlockChain, etc. are reliable. It also brings…
WorldWideMarkets Online Trading announces new London office and FCA approval to become a UK Forex Broker10 Nov 2014 | 5:14 amLondon, United Kingdom (PRWEB UK) 24 April 2014 The multi-asset online brokerage, WorldWideMarkets Online Trading, has today announced a new office in London following regulatory approval by the Financial Conduct Authority (FCA) for its UK entity WorldWideMarkets Online Trading Ltd. The company has established the UK presence in order to expand its global footprint and to accommodate demand from UK forex traders. Banked by National Westminster Bank in London, the new UK Forex broker entity will initially serve qualified traders. The United Kingdom was a strategic choice for WWM, due not…
Dr. K. Aizaz, in His New Book, Helps Unravel the Mysteries of Forex Investing7 Nov 2014 | 5:14 amWoodbridge, VA (PRWEB) May 02, 2014 Forex Investing is a relatively new concept and over the last decade Forex trading has developed into the world?s largest market. Forex is larger than any bond and equity market worldwide and is traded 24 hours a day, five days a week. The intended audiences for ?Forex Investing Dissected ? A Guide to Successful Trading? are undergraduates, graduates, professionals, traders, retirees, investors and any individual who is involved in trading stocks and bonds. The book was developed to be an easy resource to help people get started in Forex Investing. …
Annuity Supermarket » Blog
Pensioners Better Off by £500 a Year Under Coalition21 Nov 2014 | 1:51 amAccording to the Institute for Fiscal Studies (IFS), pensioners are now better off by £500 a year and have by and large, escaped the Coalition's cuts to the welfare system. The body announced their data at the same time as the Government launched its campaign to heighten awareness about the forthcoming changes to the state pension. From April 2016, the current basic state pension of £113.10 a week will be replaced by a single-tier system which should pay out in the region of £155 a week if the retiree has paid 35 years' worth of National Insurance contributions. Whilst the…
More Than Half of Over-55s Don't Understand the Tax Implications of the Pension Freedom Reforms18 Nov 2014 | 1:44 amRetirement income specialists, MGM Advantage, have warned that many pensioners will face surprise tax bills when they start to withdraw large sums of money from their pension pots following the new pension freedom changes which take effect from April 2015. From next April, any person who has a defined contribution pension can start to access their pot from the age of 55, without having to buy an annuity product. However, whilst the first 25% of each withdrawal will be tax-free, the rest of each withdrawal will be subject to income tax at the appropriate band. MGM Advantage are concerned that…
Military Widows Can Now Remarry and Not Lose Their Pension13 Nov 2014 | 8:07 amThe Prime Minister has overturned a ruling which denied military widows their spouses' pension if they remarried. David Cameron has announced plans to reverse the long-held decision that military widows who marry forego the right to their husband's pensions. The move, which comes into effect on the 1st of April 2015, will affect thousands of military widows and allow them to get on with their lives knowing their deceased partner's pension will still be available to them. Currently, if a military partner loses their spouse they are only allowed to claim the deceased's pension if they…
NAPF Warns Government the Pension Changes Have Raised Many Questions11 Nov 2014 | 1:52 amThe new pension reforms which take effect in April 2015 have raised more questions for those due to retire over the next few years. The National Association of Pension Funds (NAPF) says that the Government's overhaul of the way private pensions can be accessed has raised '101 questions' and has left many soon to be retirees very confused about their financial future. The pension body has asked the Government to clear up the uncertainties and ensure that people get the correct guidance before they make such important decisions about their retirement income. Anyone who has…
Citizens Advice and The Pension Advisory Service to Offer Free Pension Guidance29 Oct 2014 | 7:47 amFor those due to retire after April 2015 who have been contributing towards a defined contributions scheme, the new pension reforms are proving to be a confusing affair, leaving many with more questions about their financial future than answers. The new pension freedom reforms which allow anyone over the age of 55 to access their entire pension pot without having to purchase an annuity will please many, but for others they will need specialist guidance to proceed and ensure they make the best financial decisions for them and their retirement needs. There have been many other changes which…
Consistently Profiting and Managing Risk21 Nov 2014 | 8:33 amClosed out yet another profitable week in the Splash Zone. Check out the results that one member of the Splash Zone mailed me this morning - it is quite impressive to say the least: This is a trader that never has to even trade for himself. He simply auto-trades my trade alerts through Ditto Trade and relies on the Splash Zone trade alerts to do the rest and this is what his brokerage account looked like today based of the Splash Zone trades. And it is shaping up to be another solid month in the Splash Zone and once again outpacing the S&P 500 as has been the case…
Here There Be Dragons21 Nov 2014 | 6:27 amYesterday morning ES tested the weekly pivot at 2035.5, and then SPX tested the 50 hour MA and then SPX was off to the races again. That 50 hour MA has held on five tests out of the last six trading days and until we see a break below it this uptrend is still very much intact. That first break below would normally also precede the main high, so that main high still doesn't look close here. SPX 60min chart: I posted a chart on twitter last night showing pattern targets in the 2062-4 area and ES has exceeded that by quite a margin at the time of writing. If we see weakness on ES into the open…
Today's Trading Plan: China Juices Stocks21 Nov 2014 | 12:33 amPre-market update: Asian markets traded 0.3% higher. European markets are trading 2.1% higher. US futures are trading 0.8% higher ahead of the market open. Economic reports due out (all times are eastern): Kansas City Fed Manufacturing Index (11) Technical Outlook (SPX): Heavy gap up today after China issued a surprise rate cut. Don't add any new long positions until it becomes obvious that the bulls can hold on to the strength and not allow a gap fill to ensue. 10-day moving average continues to bring in the dip buyers. The last four times we have tested the 10-day,…
Swing Trading Watch-List: ORCL, SNDK, XLNX, AA, NFLX20 Nov 2014 | 1:32 pmFind out what it means to profit consistently trading stocks by signing up for a Free 7-Day Trial to the SharePlanner Splash Zone where you will be given access to the member chat room as well as receive all of Ryan's swing-trade alerts via email and text (international too). Not to mention, you can also auto-trade all Ryan's trades. If you'd like to see just how good his past performance has been over the years, you can do so by clicking here. Here's tomorrow's swing-trading watch-list: Long Oracle (ORCL) Read more...
SharePlanner Reversal Indicator: Hitting The Extremes20 Nov 2014 | 6:46 amSharePlanner Reversal Indicator is hitting high levels of altitude lately. In times past, a bearish reversal would have usually led to respectable pullback in the broader market, but since the Fed took a heavy hand in the market since 2008, the bearish reversal signals can mean one of two things: Either a sell-off is coming or price action is simply going to consolidate. Due to the strength in the market over the past five years, I have come to expect that a bearish reversal should have the default setting of signaling a period of consolidation unless proven otherwise. Here…
Financial Freedom For Smart People
How To Retire Early: 6 Essential Strategies You Must Know…20 Nov 2014 | 8:46 amIf You Want To Know How To Retire Early, Here Are The 6 Essential Strategies That Can Make Or Break Your Financial Security. Key Ideas Discover the three best paths to build wealth for early retirement. Learn how to tame the inflation monster. Reveals 3 simple rules to creating perpetual retirement income you can never outlive. Early retirement planning is identical to conventional retirement planning with one big exception – time. You have less time to achieve your financial goals, and more time that your money must last after retiring. What this means is you have a shortened, accelerated…
The Ten Commandments Of Wealth Building27 Aug 2014 | 4:30 pmDiscover the Ten Key Principles to Build True Wealth (Surprise! It's about a lot more than just making money.) Key Ideas How you can build wealth automatically with the least amount of effort. How "environments" and habits can literally pull you toward your wealth goals. 6 different types of leverage to build your wealth. True wealth is about a lot more than just growing your net worth. Yes, it's true that financial independence is all about money, but living a wealthy life is not. This distinction is critical. We've all seen rich people who are miserable, and…
Are Safe Withdrawal Rates Really Safe?26 Aug 2014 | 3:47 pmDiscover The Little-Known, But Highly Dangerous Risks Hiding Behind The 4% Rule, And The Simple Solutions to Correct the Problem Key Ideas Reveals the hidden dangers behind the 4% Rule that every future retiree must know. Learn how supposed "safe" withdrawal rates can allow you to run out of money before you run out of life. Get the 4 step process that safeguards your retirement savings against potential errors. What do retirees in 1921, 1966, and 2010 have in common? Very little… and that's the problem. Each faced a different life expectancy and invested in a different…
7 Key Reasons Why Financial Education Is Your Best Investment21 Aug 2014 | 5:02 pmIf You Think Investment Education Is Expensive, Just Try Ignorance Key Ideas Reveals the only way to make consistently smart investment decisions. Shows you how to build a wealth plan custom fitted to your unique values, skills, and resources. Discover why you can never pay an advisor enough to put your interests before his own… and what to do about it. Do you know the difference between a balance sheet and an income statement? Do you know the necessary due diligence steps to take before putting capital at risk on a new investment? Do you know the difference between investing and…
10 Commandments of Investment Strategy17 Aug 2014 | 7:00 pmDiscover How Your Investment Strategy Measures Up to Proven Success Principles So You Can Improve Your Portfolio Key Ideas How to use the "expectancy principle" to stop gambling and profit regularly with confidence. How to combine offensive and defensive investment strategy for reliable investment performance. The 3 investment mistakes you never want to make. Smart investing isn't as hard as it seems. You just need to know the right principles, and you need to follow them with discipline. Unfortunately, much of what is taught about investment strategy is a dangerous…
KIVA Blog
So you generate a bunch of leads and referrals, what then?31 Oct 2014 | 1:30 pmOver the past 20 years, most successful financial services organizations have invested in the concept of developing a sales culture. Certainly training and hiring practices have played key roles in executing this strategy, but now technology needs to move the game to a new level. Automation of the sales process to date has focused largely on "next best product", sales and incentive plan administration, reporting and new account fulfillment. Lots of success, then what? A major opportunity to advance the sales strategy, that has been largely overlooked, is to automate the referral management…
Big Data.…Big Deal28 Aug 2013 | 12:06 amOf course the Big Vendors love Big Data it drags Big Hardware, Big Software, Big Consulting Fees. We have seen Millions and Millions of Dollars, Pesos, and Bahts spent on Data Warehouses and other Data Management strategies all aimed at making "silo-ed data" accessible for organizational usage. But while millions are spent to gather the data, the investments in frontline delivery technology are lagging. We recently met with a large organization who completed their Data Warehouse project with a large database provider and had no ability, whatsoever, to deliver the informational…
Talking to a "machine" doesn't equate to poor customer service5 Mar 2013 | 2:49 amPersonalized service is not lost due to the impersonal nature of technology. In fact, technology provides numerous opportunities for enhancing personalized service—it's all about the way its applied to the interaction.Often times I hear bankers say "when our customers call us, a live person answers, not a machine." Now, don't get me wrong, this is a nice touch, but what happens next? Most people don't mind interacting with a "machine" if the process is logical, clear and efficient. This is often much better than waiting on hold or being transferred three times, having to…
Where is the traditional teller role heading…oblivion?3 Jan 2013 | 8:54 amIndications are that the primary role of tellers will change at some institutions in the next few years, but not all. Conducting routine financial transactions with a live person is still preferred by a significant portion of the customer base, especially customers amongst an older demographic who tend to have higher net worth. Many institutions attempt to cost justify this personal service, through transaction fees or offsetting investments, with varying success. However, there is big opportunity to get a tangible payback on the Teller role—position them to participate in customer…
What defines a great Customer Experience?3 Dec 2012 | 12:57 amPerhaps it comes down to the question of what constitutes great service. My favorite answer being "I can't define great service, but I know it when I see it." I recently asked a group of call center managers this very question and the popular reply was "treat people the way you would want to be treated." One person piped up and said that was wrong…You should treat people as they wish to be treated. Both are good points, but too conceptual. What works for you? For me, a great experience is made up of a series of basic steps: For starters, I like a genuine greeting with a smile that…
EmailWire.Com Press Releases
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Alterations By Phyllis Announces Amazon Sewing Scissors Bonus 1 Of 18: Get Rid Of Jeans Waist Gaps21 Nov 2014 | 12:00 am(EMAILWIRE.COM, November 21, 2014 ) Stillwater, MN -- Phyllis Smith, owner and operator of Alterations by Phyllis, has recently introduced a sewing scissors product on Amazon. The product is a beautiful, precision cutting instrument that boasts a substantial...
HIGHLIFE Health Systems Launches Best Multivitamin For Women Video Series21 Nov 2014 | 12:00 am(EMAILWIRE.COM, November 21, 2014 ) Garibaldi Highlands, BC -- HIGHLIFE Health Systems, the designers of holistic health systems for optimum performance, based in Squamish BC Canada, have launched a new video titled "Best...
Thrive Offers Best Prenatal Vitamins To Meet Energy And Nutrient Requirements During Breastfeeding21 Nov 2014 | 12:00 am(EMAILWIRE.COM, November 21, 2014 ) Little Rock, AR -- Eating a well-balanced diet is important during Breastfeeding to help the mother heal from childbirth and give her more energy...
Rubber Band Bracelet Making Kits Continue Growth21 Nov 2014 | 12:00 am(EMAILWIRE.COM, November 21, 2014 ) Charleston, SC -- The loom band craze is not going away anytime now, and continues to capture the imagination of children, designers and artists around the world. Fun...
Binary Option Strategy » Binary Options Daily Market News
German Manufacturing PMI November 20, 201419 Nov 2014 | 10:17 amLooking at the Thursday session, we believe that there could be a lot of volatility but ultimately the trend should prevail. In other words, we think that the EUR/USD pair will continue to offer put buying opportunities as the 1.26 level is of course a massively resistive. On top of that, there is plenty of … The post German Manufacturing PMI November 20, 2014 appeared first on Binary Option Strategy.
German ZEW November 18, 201417 Nov 2014 | 9:23 amThe Tuesday session has a couple of announcements worth paying attention to, with the CPI numbers coming out of the United Kingdom first. The year-over-year October numbers are anticipated to be 1.2%, and as a result we could see a bit of volatility in both the GBP/USD pair, and the FTSE. After that, we have … The post German ZEW November 18, 2014 appeared first on Binary Option Strategy.
US Industrial Production November 17, 201415 Nov 2014 | 9:29 amDuring the session on Monday, we do not expect much in the way of economic announcements to move the marketplace. With that being the case we feel that the market will more than likely pay attention to perhaps the US Industrial Production numbers month over month, but beyond that really nothing else. Looking at the … The post US Industrial Production November 17, 2014 appeared first on Binary Option Strategy.
German GDP November 14 201413 Nov 2014 | 10:33 amLooking at the upcoming Friday session, we cannot help but think that the German GDP numbers will be by far the most important thing to follow. Because of this, it's very likely that the DAX will move significantly, especially considering how little it did during the day on Thursday. With the neutral candle that form, … The post German GDP November 14 2014 appeared first on Binary Option Strategy.
Chinese Industrial Production November 13, 201412 Nov 2014 | 9:39 amThe Thursday session is going to be fairly quiet, with the Chinese Industrial Production numbers coming out month over month being by far the most important announcement. Is anticipated to come out at 8%, and that of course can have an effect on stock markets and the general risk appetite around the world. Because of … The post Chinese Industrial Production November 13, 2014 appeared first on Binary Option Strategy.
Top Equity News
Dow, S&P 500 push further into record territory21 Nov 2014 | 2:06 pmThe stock market closed out its fifth straight week of gains with another record high on Friday. Dow, S&P 500 push further into record territory is an article from:
Honda in talks with other suppliers for Takata air bag fix – WSJ21 Nov 2014 | 2:05 pmDETROIT (Reuters) – Honda Motor Co is in talks with two air bag suppliers to help it stock replacement parts for defective Takata Corp air bags, the Wall Street Journal reported on Friday, citing people aware of the planning. On Thursday, Takata's senior vice president for global quality assurance, Hiroshi Shimizu, told a U.S. Senate panel the company may not be able to keep up with demand for replacement parts. About 16 million cars with Takata air bags have been recalled worldwide, with more than 10 million of those in the United States. … Honda in talks with other…
Dow, S&P 500 push further into record territory21 Nov 2014 | 1:51 pmU.S. stocks capped a week that already had several record highs by delivering a couple more. The Dow Jones industrial average and Standard & Poor's 500 index carved out all-time highs on Friday, extending … Dow, S&P 500 push further into record territory is an article from:
US stocks closed Friday with gains and scored 5th positive week21 Nov 2014 | 1:46 pmFXStreet (San Francisco) – Wall Street rallied on Friday as investors welcomed China's decision to cut its benchmark interest rate and comments from Mario Draghi that the ECB is ready to expand its asset purchase program. China cut the benchmark interest rate for the first time in over 2 years by 40 bps to 5.6%. In addition, the 1-year deposit rate was reduced by 25 bps to 2.75%. Meanwhile Mario Draghi said the ECB will do what is necessary (whatever it takes) to raise inflation as soon as possible. ECB will adjust the size, pace and composition of asset purchases. US stocks…
GameStop and Gap are big market movers21 Nov 2014 | 1:43 pmStocks that moved substantially or traded heavily Friday on the New York Stock Exchange and the Nasdaq Stock Market: NYSE GameStop Corp., down $5.68 to $37.86 The video game retailer reported worse-than-expected … GameStop and Gap are big market movers is an article from:
Can You Handle An All Weather Portfolio?21 Nov 2014 | 12:30 pmDavid Fabian: The internet is buzzing this week about an article written by Tony Robbins touting an "all weather" portfolio developed by famed hedge fund investor Ray Dalio. While Tony is certainly a polarizing figure and life coach, the real meat of this story is in the structure of an investment plan to ride out any storm. The summation of the strategy is that investors should balance their risks by investing in a diversified base of stocks, bonds, and commodities to ride out anything the market throws your way. By doing so you are able to sidestep concerns of inflation,…
Will Small Cap Stocks Bounce Back In 2015?21 Nov 2014 | 12:23 pmTyler Laundon: Small cap stocks continue to underperform large cap stocks in 2014. As of today, small caps are underperforming by nearly 10%. Given the rather large performance disparity it's worth discussing whether or not small caps can make a comeback in 2015. Over the long term small caps outperform. So their underperformance this year is a bit of an anomaly given the strength in the broader market. While the S&P 500 is up 12% in 2014, the S&P 600 Small Cap Index is up just 2.8%. But if we look back over the past six years it's a little easier to see why small caps fell…
After Correction, MLPs Attractive Again21 Nov 2014 | 12:19 pmMike Larson: Relatively high yields. Strong recent growth. Leverage to the domestic energy renaissance. There's a lot to like about master limited partnerships, or MLPs. But investors were having none of it over the past few months. They started selling in late summer, then dumped them like hotcakes in October. Take the Alerian MLP ETF (AMLP), a benchmark sector ETF that rarely moves more than a couple nickels a day. It dropped 2.4 percent on Oct. 9, then a hefty 4.5 percent on Oct. 13. Volatility exploded and the entire sector suffered its worst week since the debt-ceiling debacle in the…
Why Gold Should Rise And Exceed Previous Highs21 Nov 2014 | 12:09 pmGold Silver Worlds: Are Russia and Europe buying more gold? Will the Swiss vote 'yes' in its gold referendum? Is there a chance for QE4? Peter Schiff is on Kitco News to comment on some of the most recent headlines surrounding the gold market and also to share his thoughts on the U.S. economy. The Euro Pacific CEO says the U.S. recovery isn't real and adds that the dollar is only strong because all other currencies are weak. About the dollar's prospects: The dollar isn't really strong, it's just that temporarily other currencies are weaker. I think people are worried about the…
S&P 500 Index: The Argument For 2,900 By Next Year21 Nov 2014 | 12:01 pmBillionaires Portfolio: The S&P 500 is now more than 200% higher than at its crisis-induced 2009 lows. But despite the powerful recovery in stocks, the rally has had few believers. All along the way, skeptics have pointed to threats in Europe, domestic debt issues, political stalemates, perceived asset bubbles — you name it. As it relates to stocks, they've all been dead wrong. The truth is, global central banks are in control; they have been since coordinating in 2009 to save the worldwide economy from an apocalyptic spiral. And because the crisis was global, and the structural…
Cash Loan Network
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RoboForex News
RoboForex webinars during the next week (RoboForex)20 Nov 2014 | 6:00 pmDear traders! The RoboForex Company is offering you to improve you knowledge about Forex market and take part in our webinars that are specially intended for this purpose. Our online webinars are waiting for all those who want to become a market specialist and learn more about trading at Forex market. Join us! The following topics will be discussed during our webinars in the nearest future: 24/11/2014, 8:00 PM - Forecasting The Week Ahead. 26/11/2014, 8:00 PM - Follow up Analysis. You can register and find more detailed information on the topics and webinars schedule in…
RoboForex webinars during the next week (RoboForex)13 Nov 2014 | 6:00 pmDear traders! The RoboForex Company is offering you to improve you knowledge about Forex market and take part in our webinars that are specially intended for this purpose. Our online webinars are waiting for all those who want to become a market specialist and learn more about trading at Forex market. Join us! The following topics will be discussed during our webinars in the nearest future: 17/11/2014, 8:00 PM - Forecasting The Week Ahead. 19/11/2014, 5:00 PM - RoboForex affiliate programs. 19/11/2014, 8:00 PM - Follow up Analysis. You can register and find more detailed information on the…
New ways to deposit trading accounts (RoboForex)10 Nov 2014 | 6:29 pmDear Clients and Partners! We inform you that from now on RoboForex clients can use AstroPay and Paysafecard payment systems to deposit trading accounts. AstroPay and Paysafecard are the systems of virtual prepaid cards. Making transaction via these systems, clients keep safe their bank and credit cards details. Each of these payment systems have its advantages. Using AstroPay, you can deposit 50,000 USD for one transaction. Paysafecard is more suitable for cent accounts owners – this system allows you to make transaction from 10 to 1,000 EUR, the whole sum will be transferred to…
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Results of "Money Fair 2014" exhibition (RoboForex)6 Nov 2014 | 8:12 pmDear Clients and Partners! From October 31st to November 2nd, 2014, Shanghai (China) hosted "Money Fair 2014", the international financial exhibition. This year, the forum was attended by the record number of visitors – over three days of the exhibition, "Shanghai Exhibition Center", where the event took place, was visited by about 160,000 people. "Money Fair" is rightly considered to be one of the largest and most influential events in financial field in Asia. This year, more than 200 companies from different countries took part and presented their…
Money Magazine - Forex Trading and HYIPs
Create a Successful Blog And Make Money10 Nov 2014 | 5:35 amIf you have a personal or a company blog, then you will find this article helpful because it will teach you how to make your blog successful in very simple steps. If you don't have a blog yet and you wish to know how to make money online in a simple and easy way then [...]
How to increase your chances of getting a good credit card10 Sep 2014 | 3:29 amIn the current economic climate it is highly important that any credit product you attain is a good one. None of us can afford to pay extra interest or needless charges. Interestingly enough, if you are smart about how you go applying for credit cards the economic gloom can work in your favor. Banks still [...]
Becoming a Professional with Forex Strategies7 Aug 2014 | 2:08 pmThe trading market had in times past seemed for top executives or for individuals who had studied for many years and developed a serious talent in the field. This theory has been proven wrong in our modern society by the immense success level created by individuals with a little hard work and perseverance, as well [...]
Tips for Using Forex Trading Systems28 Jul 2014 | 5:29 amThe modern economic market is ripe and ready for any individual interested in learning how to take advantage of it. More specifically the Forex trading market has given interested investors a means through which much capital can be created. This system may initially seem complex for the untrained eye, but going through this process well [...]
Trading Forex with binary options3 Jun 2014 | 7:30 amCurrency trading has been a common way of investment for decades, however the industry has changed tremendously in the last ten years with new trading ways and platforms also known as Forex. Forex has become a hit among currency traders, allowing then to trade online and take a bid towards any existing currency. Forex was [...]
Concur Blog
Tactics for Adapting Agile Methodology to Your Marketing Department (Part 2)20 Nov 2014 | 1:25 pmIn my last post I touched upon the origins of Agile and Lean in the software industry and focused briefly on how to start sowing the seeds of Agile within your marketing group. In this post I will cover the Agile tactics that solve the three biggest pain points teams experience. Most marketing teams are channel-driven, yet there is still a need to align on brand voice and even campaign themes across these channels. The most common complaints I have heard in this vein are: Lack of visibility into inter-team projects (working in silos) Lack of communication Lack of predictability in…
Eliminate These Costly Use Tax Mistakes20 Nov 2014 | 12:35 pmMany businesses are managing tax compliance on vendor invoices manually and the stakes are high: expensive compliance costs, errors in under or over-assessing tax, and costs in potential penalties and interest if a mistake happens. To ensure sales and use tax compliance—and avoid an audit—you need to understand more about this complex tax regulation. What is Use Tax and How Does it Work? A use tax is an excise tax levied in the United States. It's assessed on purchases made outside one's state of residence on taxable items that will be used, stored or consumed in…
Increasing your Organization's Spend Transparency with Commercial Cards20 Nov 2014 | 10:45 amVisibility into an organization's spending used to be a cause championed by a company's procurement department. But as organizations are trying to reduce T&E costs to become more efficient, everyone from the CFO down to a department's finance manager is looking to gain more visibility into an organization's T&E spend. When faced with this challenge, an organization can take the following two-stepped approach to increase spend transparency: Step 1: BROAD USAGE - Ensure the broad use of commercial cards (corporate cards, P-cards, etc.) throughout the organization Step 2:…
Help Build Our SkyMall Holiday Wish List20 Nov 2014 | 10:13 amAt some point every business traveler has picked up SkyMall magazine and found that one-and-only, just-right, gotta-have-it thing. That thing you didn't know you needed. Maybe it's a thing your 8-year-old niece needs. No matter the thing, once it's seen it cannot be forgotten. SkyMall offers over 15,000 opportunities to own the coolest stuff on Earth. Odds are you'll find something that's just right. Now that the holidays are nearly upon us, the Concur social media team is thinking a lot about wish lists. While we generally like to focus on philanthropic giving during this time of…
CFOs can boost leadership skills by building trust20 Nov 2014 | 6:50 amFearless. Knowledgeable. Decisive. Moving beyond traditional roles, the modern CFO is all of these things and more. As financial overseers, they pave the way for their organization to move into the future with confidence. She or he is heavily invested in the well being of their company, acting as an advisor to the CEO, storyteller to investors, and ally to their employees. And there is another less-explored trait that is fundamental for every successful CFO: Trustworthiness. The best leaders are the ones who gain the trust of both their team and the general public. In an age where…
TSI NetworkDaily Archives | TSI Network
Long-term contracts vital to Héroux-Devtek's success21 Nov 2014 | 6:53 amPat McKeough responds to many requests from members of his Inner Circle for specific stock tips as well as questions on investment strategy and the economy. Every week, his comments and recommendations on the most intriguing questions of the past week go out to all Inner Circle members. And each week we offer you a report on one of the stocks profiled in these Q&A sessions. We give you Pat's buy-hold-sell recommendation as well as his analysis of the stock. This is part of the specific buy, hold and sell advice we offer you in our daily posts. Every week you get "A Stock to Sell" on…
Fewer brands, higher profits is Procter & Gamble's strategy20 Nov 2014 | 8:32 amEvery Thursday we bring you our best U.S. stock picks. You get our specific recommendation on the stocks we profile, with a full explanation of how we arrived at our opinion. You will read about stocks making moves you should know about, most often from coverage in our newsletter on U.S. investing, Wall Street Stock Forecaster. Procter & Gamble's sales have slowed in recent years, mainly due to competition from cheaper generic brands. In response, the company is eliminating less profitable household goods and cutting costs. It's also doing a good job of developing new…
Investor Toolkit: How to make fewer but better stock picks19 Nov 2014 | 7:30 amEvery Wednesday, we publish our "Investor Toolkit" series on TSI Network. Whether you're a beginning or experienced investor, these weekly updates are designed to give you specific investment advice. Each Investor Toolkit update gives you a fundamental piece of investing strategy, and shows you how you can put it into practice right away. Today's tip: "Investing in stocks rewards you when you have the discipline to keep only the stocks in which you have the most confidence; fewer stocks equals greater opportunities." Over the course of the average month or…
Best Canadian Stocks: Big changes paying off for Maple Leaf Foods18 Nov 2014 | 9:28 amEvery Tuesday we bring you "Best Canadian Stocks." You get our specific recommendation on the stocks we profile, with a full explanation of how we arrived at our opinion. You'll read about stocks making moves you should know about, from coverage in one of our three newsletters featuring Canadian stocks—The Successful InvestorStock Pickers Digest and Canadian Wealth Advisor Maple Leaf Foods is nearing the end of its multi-year plan to unload less profitable businesses and modernize its meat-processing plants. The plan's costs have depressed the company's current earnings, but it…
A Stock to Sell: Start-up developing wearable camera needs to catch up with competitors17 Nov 2014 | 7:07 amEvery Monday we feature "A Stock to Sell' as our daily post. With every stock we recommend as a sell, we give you a full explanation of why we advise against investing in the stock at this time. LifeLogger Technologies (symbol LOGG on the U.S. over-the-counter market; www.lifelogger.com) is a Florida company that aims to market its gum-packet-sized LifeLogger wearable camera. The grey plastic device has a pair of buttons on the side: one for recording HD video and another for taking photos. It slots onto a black plastic band that runs around the back of the user's head and…
Debt Syndrome
How To Change Bad Financial Habits25 Oct 2014 | 12:02 amEverybody has habits. There are two kinds of habits: good habits, and bad ones. You need to build up your good habits, or else, your bad habits will take you to the poor house. Many people don't manage to save money or build up assets because they simply have bad habits. They are hard workers, they try to save, they love their families, theyre responsible people; but in the end, they have little to show for their efforts because of their bad financial habits. People dig themselves into a hole financially because of the things they do on impulse, and it seems that bad financial…
Top 3 Ways Credit Cards Make People Happy17 Sep 2014 | 11:28 pmIt's very easy to figure out the ways credit cards make people unhappy. Being in debt and having bad credit being two of those reasons. It's easy to go crazy when you have a mounting of debt facing you. It's easy to feel trapped, when all the money that you earn during the month goes to rent, food and credit cards with nothing left over for you to save or have fun with. With that said, having credit cards can also make you happy. The truth is that the credit card is really just a tool. If you use this tool the right way, it will not only do certain jobs for you, but it can also make you…
Avoid Scam Sites Offering Free Credit Scores25 Aug 2014 | 5:44 pmIf you use the internet with any frequency, you have probably seen those banner ads or even those large display ads that offer free credit scores. Many are quite tricky wherein they ask a poll and when you fill it out; it leads you to credit score websites. Many of these websites offer so called free credit scores. The bad news is that they are not free. All of these free credit scores sites are not free. How could these sites operate if they didn't charge a penny? They are only doing this because they are getting something in return. Still, many people get tricked into clicking their…
You Are Not Defined By Your Credit Score7 Aug 2014 | 12:09 amThere are many things that define a person. It all depends on what you choose to define you. Some people choose to be defined by their past experiences while others, by their goals and dreams. In any case, you need to pick a personal definition that does not lie in the hands of other people. In other words, you need to pick something that you can control. Sadly, too many people think that their low credit score define them. As a result, they feel a lot of guilt and shame and end up not doing things that they should be doing. They are prevented from trying things that they should be trying.
How To Gain The Discipline To Pay Down Debt21 Jul 2014 | 12:00 amIf you are reading this, you are probably feeling the crushing weight of debt. You are probably already chafing under the weight of credit card debt that won't seem to go away regardless of what you do. You might even think you have already sacrificed a lot and cut out a lot of extras. Still, you feel pinched and you feel trapped. The good news is that you can get out of that trap. Others have done it before you. Others are doing it now. And others will continue to get out of the debt hamster treadmill in the future. It is doable. The only question is: will you be able to do it? It is…
BoJ surprises markets with stimulus expansion31 Oct 2014 | 2:07 amThe Bank of Japan surprised the markets earlier today by expanding its monetary stimulus to 80 trillion Yen. It was a close call considering the stimulus vote barely passed with a 5 – 4 vote. The surprising stimulus measures are being seen as the BoJ's 2% inflation target in the next two years is starting […] EU Licensed Binary Options - TopOption.com. | Trade with the Pros. Get 100% Bonus with Markets.com The post BoJ surprises markets with stimulus expansion appeared first on ForexPromos.
October FOMC Preview – The end of QE3?28 Oct 2014 | 4:28 amThe Federal Reserve Open markets committee meets today for a two day meeting. First of all, the most important point to remember is that tomorrow's FOMC statement will not have the usual press conference. As we have seen in the past, FOMC events without press conferences usually tend not to steer too far away from […] EU Licensed Binary Options - TopOption.com. | Trade with the Pros. Get 100% Bonus with Markets.com The post October FOMC Preview – The end of QE3? appeared first on ForexPromos.
Should investors be looking beyond a US rate rise?15 Oct 2014 | 2:59 amThat rate rises have been the dominant global economic story of 2014 is unsurprising. The effect that this sustained period of record-low interest rates across key economies is having on asset trading is inestimable, and markets are yearning for some tangible signs of a change in prevailing winds. Which is perhaps why the spectre of […] EU Licensed Binary Options - TopOption.com. | Trade with the Pros. Get 100% Bonus with Markets.com The post Should investors be looking beyond a US rate rise? appeared first on ForexPromos.
Non-Farm payrolls beat estimates but the devil is in the details4 Oct 2014 | 12:28 amSeptember saw a robust hiring month as the non-farm payrolls saw 248k new jobs being added above the consensus of 216k. Previous month (August NFP) was revised modestly higher to 180k from the original print of 142k. Unemployment rate, which was widely expected to remain unchanged at 6.1% improved to 5.9%, the lowest level ever […] EU Licensed Binary Options - TopOption.com. | Trade with the Pros. Get 100% Bonus with Markets.com The post Non-Farm payrolls beat estimates but the devil is in the details appeared first on ForexPromos.
Draghi disappoints markets. Markets to wait for QE a bit longer2 Oct 2014 | 11:57 pmThe much touted ECB press conference went down as a damp squib. Increasingly weaker fundamental data from Eurozone raised expectations for Draghi to unveil plans for a Eurozone wide QE. However, that didn't happen and neither were there any further changes to the ECB's monetary policy. In hindsight, it seemed like an expected event. The […] EU Licensed Binary Options - TopOption.com. | Trade with the Pros. Get 100% Bonus with Markets.com The post Draghi disappoints markets. Markets to wait for QE a bit longer appeared first on ForexPromos.
Articles for topic 'IPOs' on IR Magazine
Virgin America launches IPO as volatility prompts others to delay offerings3 Nov 2014 | 4:00 pmUS airline values itself at $1 bn and seeks to raise up to $320 mn in listing Virgin America, partly owned by Richard Branson, plans to raise as much as $320 mn in an IPO that values the US airline at $1 bn, according to a company filing with the SEC.Virgin America is offering 13.3 mn shares at $21-$24 each in an IPO and, along with investor Cyprus Capital Partners, will sell an additional $52 mn worth of shares in a private placement at the same time, the filing states. The company, which flies to 21 airports in North America with a fleet of 53 Airbus A320 airplanes, says it will use…
Market turbulence prompts companies to delay IPO plans26 Oct 2014 | 5:00 pmAt least 14 companies postpone IPOs in North America in past month, say media reports A sudden increase in market volatility in the past month has prompted many companies to put off IPO plans, prompting a slowdown from a fast-paced IPO market in September, according to media reports.At least 14 firms have delayed IPOs in North America alone since late September, according to a tally from the Financial Times. Several deals have also priced below expectations in the past month or so and companies expect more volatility amid the upcoming earnings season and new economic data, the newspaper…
IPO proceeds surge in third quarter on Alibaba debut6 Oct 2014 | 4:00 pmAverage first-day gain falls sharply in third quarter from year earlier period The proceeds of initial public offerings (IPOs) in the US surged in the third quarter due to the Alibaba listing, even as the number of offerings was little changed from a year earlier, according to a study by PwC.Proceeds raised totaled $38.1 bn in the third quarter of this year, compared with $11.8 bn in the same period of last year, PwC says in its IPO Watch report. At the same time, the number of IPOs rose only slightly, to 68 in the third quarter of 2014 from 64 in the same period last year.The Alibaba IPO,…
Emaar Malls IPO marks resurgence in investor demand for Gulf stocks29 Sep 2014 | 4:00 pmOffering of Dubai mall owner raises $1.6 bn in largest IPO in the region since 2008 The malls unit of Emaar Properties, Dubai's largest publicly traded construction company, has priced at the top of its range amid high institutional investor demand for the largest IPO in the Gulf region since the global financial crisis of 2008.Emaar Malls Group (EM) priced at 2.9 dirhams ($0.79), valuing the company at about $10.3 bn, Emaar Properties says in a press release. The company is to begin trading on the Dubai Financial Market on Thursday.The listing of a 15.4 percent stake in EM ‒ the…
Gazprom lists on Singapore Stock Exchange21 Sep 2014 | 4:00 pmGas exporter seeks closer ties with Asia as western sanctions tighten access to markets Russian natural gas company OAO Gazprom has listed its ADRs on Singapore Stock Exchange as it seeks to cement ties with Asia amid US and European sanctions against the company stemming from the conflict between Russia and Ukraine.State-run Gazprom – which recently shut off gas supplies to Ukraine under orders from the Russian government, intensifying a showdown between Europe, the US and Russia – says Europe remains its main market, accounting for more than 60 percent of its exports, but that…
Krane Financial Solutions »
This Is For People Who Hate Losing Money21 Nov 2014 | 10:28 amThis Is For People Who Hate Losing Money… Especially when they invest… Have you ever seen someone buy a piece of real estate for say, $1 million, and then they put it up for sale at $1.25 million? They get … Continue reading →
Bad Luck. The Benadryl Baby30 Oct 2014 | 7:33 amI am very talented. I have super human powers. It's magical. Why? I know exactly which seat to pick on the plane. The seat next to … It happened to me twice in 2 weeks. These weren't 1 hour flights. … Continue reading →
I Probably Shouldn't Be Telling You This22 Oct 2014 | 11:50 amI probably shouldn't be telling you this. It took me over 2 years to watch one season of CSI. I had all of the episodes on my DVR. I would usually turn on the TV around 9:30pm, and within 15 … Continue reading →
Pareto, Parkinson & Pomodoro—Oh My!15 Oct 2014 | 4:38 pmWe all have the same 24 hours in the day. The people that are making REAL change and REAL progress are mastering their PPP. My friend Dana Damiani D'Orsi totally nailed this. Read on. ~~~~~~~ In this week's success … Continue reading →
You Know What Stinks?9 Oct 2014 | 6:22 pmHey. You know what stinks? That stuck in debt feeling. You what sucks even more? Not having a plan to pay it down. Learn from marathon runners. These people freakin' rock at paying down debt. How do they do it? … Continue reading →
Option Alpha
Show 009 : Mastering The 14 Emotional Stages All Investors Go Through21 Nov 2014 | 3:00 amIn this session off we are going to cover the 14 stages that all investors go through with their emotions. Understanding that traders have specific emotions which have varying magnitude, is critical to learning how either you or another investor might behave. Thankfully there is a cyclic process of psychology that explains the relationship between […]
Show 008 : Breaking The "Zero-Sum" Probability Trading Cycle In Your Favor17 Nov 2014 | 6:00 amIn this session of The Option Alpha Podcast I'll answer one of the biggest questions I get when it comes to trading options with probabilities. You see with probability trading there can be this misconception that it's all a "Zero-Sum" game. But today I'll show you how you can break this cycle and start making […]
Show 007: Why Implied Volatility Is The Key To Your "Edge" Trading Options13 Nov 2014 | 6:00 amIn this session of The Option Alpha Podcast we're going to have a very advanced conversation about implied volatility (IV) and why understanding IV is critical to gaining and edge in the market. Plus we'll use a very specific example with YHOO and HAL both that have IV of 32% but when we apply IV […]
Show 006: If Every New Trader Did This 1 Thing They'd Make More Money7 Nov 2014 | 6:00 amIn this session of The Option Alpha Podcast I'll show you with real data why if every new trader was doing this 1 thing different they'd make more money. Plus I'll relate this to how why casinos have table limits because they know that limiting how much people gamble is actually more profitable for them […]
Show 005: Why Technical Studies Are Dying And Why Charts Should Be Obsolete31 Oct 2014 | 6:00 amIn this episode of The Option Alpha Podcast I know I'm going to cause some people to have a heart attack. Or at least get really mad at me for starting such a huge debate about stock charts. But I think once you listen all the way through you'll see that with a current YHOO vs […]
Shareworld Market Update
Market News - 21st November 201421 Nov 2014 | 4:09 am12.08 FTSE +67.41 at 6746.11 Wall Street closed +33.27 at 17719 GBP/US$1.5665 Brent crude US$80.93 Gold US$1196 Today Sterling 3-month LIBOR % (Vs %) Dollar 3-month LIBOR % (Vs %)
Market News - 21st November 201421 Nov 2014 | 12:24 am08.23 FTSE +20.30 at 6699.21 Wall Street closed +33.27 at 17719 GBP/US$1.5676 Brent crude US$79.40 Gold US$1196.48 Today Sterling 3-month LIBOR % (Vs %) Dollar 3-month LIBOR % (Vs %)
Market News - 20th November 201420 Nov 2014 | 12:15 am08.14 FTSE -6.61 at 6690.02 Wall Street closed -2.09 at 17685.73 GBP/US$1.5661 Brent crude US$78.07 Gold US$1186.90 Today Sterling 3-month LIBOR % (Vs %) Dollar 3-month LIBOR % (Vs %)
Market News - 19th November 201419 Nov 2014 | 12:46 am08.45 FTSE -17.10 at 6691.88 Wall Street closed +40.07 at 17687.82 GBP/US$1.5616 Brent crude US$78.40 Gold US$1199.35 Today Sterling 3-month LIBOR % (Vs %) Dollar 3-month LIBOR % (Vs %)
Market News - 18th November 201418 Nov 2014 | 2:33 pmFTSE closed +37.16 at 6709.13 Wall Street closed +40.07 at 17687.82 GBP/US$1.5629 Brent crude US$78.29 Gold US$1197.02 Today Sterling 3-month LIBOR % (Vs %) Dollar 3-month LIBOR % (Vs %)
Personal Bankruptcy Canada » Blog
Canada Bankruptcy Paperwork Explained19 Nov 2014 | 1:30 pmOne of the most important elements of filing for bankruptcy is the proper execution of essential documents. Bankruptcy paperwork is handled by a bankruptcy trustee. The post Canada Bankruptcy Paperwork Explained appeared first on Personal Bankruptcy Canada.
7 Unexpected Life Events That Can Cause Financial Problems24 Oct 2014 | 3:47 pmFinancial problems are some of the most stressful issues people face. At one point or another, most of us deal with money issues. In fact, one recent survey found that 61% of Canadians admitted worrying about their finances. Part of this stress comes from the fact that financial problems often snowball into more serious problems, from not being able to pay the bills to going deep into debt. The post 7 Unexpected Life Events That Can Cause Financial Problems appeared first on Personal Bankruptcy Canada.
The Upside and the Downside of Consolidating Student Loans26 Sep 2014 | 6:32 amAs the costs of higher education have skyrocketed over the last few decades, more and more students have gone deeper into debt to finance their educations. In Canada, the amount of government assistance for college educations has declined, forcing students to borrow even more. Typically, students borrow from multiple sources and consequently end up making monthly loan payments to several different lenders. If you are having a hard time meeting your monthly bills you can reduce your total outlay by consolidating all your student loan consolidation into a single loan with a…
How Will Bankruptcy Affect My Spouse in Canada19 Sep 2014 | 4:37 pmAs you explore your options around bankruptcy in Canada, have you wondered how this will affect your spouse? The good news is that your partner is NOT responsible for the legal debts you have incurred when you have acted alone. Individually contracted debt by one spouse does not obligate the other. The post How Will Bankruptcy Affect My Spouse in Canada appeared first on Personal Bankruptcy Canada.
6 Options Worse Than Bankruptcy10 Sep 2014 | 7:21 amOptions Worse Than Bankruptcy? How Can It Be? There's a lot of shame that comes with declaring bankruptcy. For many people, choosing this option – even when it's the only viable one that remains – feels like failure. In the U.S. in 2006, professors Deborah Thorne and Leon Anderson of Ohio University assessed the level […] The post 6 Options Worse Than Bankruptcy appeared first on Personal Bankruptcy Canada.
Stock Market Advice | Investment Newsletters - Profit Confidential
Bull Market to Continue on Near-Term Price Strength21 Nov 2014 | 12:07 amThere is plenty of price strength in this bull market. It's still coming from transportation stocks and dividend-paying blue chips. There's also been continued price strength among home improvement retailers. Lowes Companies, Inc. (LOW) recently soared on the stock market after beating Wall Street consensus with its latest earnings report. The stock has been on a tear over the last couple of years, just like The Home Depot, Inc. (HD). In the absence of a material shock, stocks should finish out the year with another solid gain. And this is on top of a tremendous year in 2013. The…
NASDAQ 5,000 Just Around the Corner20 Nov 2014 | 11:50 pmThinking back to early 2000, I thought the NASDAQ stock market would eventually trade at 5,000, but I wasn't sure about how long it would take. Well, now it looks like the answer at the time would have been around 15 years. After a decent run this year, the NASDAQ stock market is trading within 300 points, or 6.2%, of the magical 5,000-point level. The index is leading the broader market higher this year with a 12.75% advance and is continuing to show promise on the chart with a bullish golden cross, based on my technical analysis. Investor sentiment has been bullish on the NASDAQ stock…
Gold Market Setting Up to Reward Investors19 Nov 2014 | 7:24 amI've been singing the same song to my readers all year: look at dips in the price of gold bullion as an opportunity to buy more of the metal. When gold fell below $1,150-an-ounce in early November and so many analysts came out with the prediction of $1,100 or $1,000-an-ounce gold, I was writing about what a bargain gold stocks had become. (See "Prices of Gold /Silver Companies to Double from Here.") Pay close attention to the circled area in the gold spot price chart below.
Microsoft Expecting Its Strongest Quarter19 Nov 2014 | 7:16 amOne company that is consistently seeing its earnings estimates tick higher is Microsoft Corporation (MSFT). The stock has basically doubled since the stock market breakout at the beginning of 2013, and the company has been increasing its dividends significantly. Microsoft's current quarterly dividend, payable in early December, is $0.31 a share, representing an 11% gain over the previous quarterly dividend. The company's revenues still have a lot of momentum. In its most recent quarter (ended September 30, 2014), Microsoft saw total sales grow to $23.2 billion, up materially from $18.5…
Two Major Concerns About Overvalued Stock Market Prices17 Nov 2014 | 7:46 amThe amount of money investors are borrowing to buy stocks is skyrocketing. In September of this year, margin debt on the New York Stock Exchange (NYSE) stood at $483.87 billion—a new record-high. When the stock market was forming a top in 2007, margin debt was at a "then" record-high of $329.51 billion. Margin debt on the NYSE is now 47% higher than just before the previous big market sell-off. (Source: New York Stock Exchange web site, last accessed November 10, 2014.) And according to the S&P 500 Shiller P/E multiple (a measure of the value of stocks compared to inflation-adjusted…
Finance Train - financial learning and resources for everyone
Financial Statement Analysis: Applications20 Nov 2014 | 9:25 pmAnalyst can apply financial analysis tools and techniques to evaluate the past and future financial performance, assess credit risk, and screen potential equity investments.Important concepts such as assessing credit quality, and analyst adjustments to financial statements in order to make them comparable with other companies' reports form part of the applications of Financial Statement Analysis. The post Financial Statement Analysis: Applications appeared first on Finance Train.
Analyst Adjustments18 Nov 2014 | 10:34 pmWhile performing financial analysis, an analyst will make several adjustments to the financial statements of a company in order to make them comparable with other companies. The adjustments are required due to the different accounting choices made by the firms and also due to the differences in accounting standards. Some of these adjustments are listed […] The post Analyst Adjustments appeared first on Finance Train.
Screening Equity Investments18 Nov 2014 | 10:30 pmAnalysts also use financial statement analysis to screen equity investments. For example, in a mutual fund, the portfolio manager is required to pick stocks for its portfolio from thousands of stocks. Depending on the objective of the fund, such as growth fund, value fund, or balanced fund, the portfolio manager will screen stocks using various […] The post Screening Equity Investments appeared first on Finance Train.
Credit Ratings18 Nov 2014 | 10:28 pmRating agencies such as Standards and Poor's, and Moody's study the companies and issue credit ratings to companies as well as specific debt issues. To arrive at these ratings, the rating agencies employ formulas that are based on financial numbers, ratios, and business characteristics. The items used in these formulas can be broadly classified into […] The post Credit Ratings appeared first on Finance Train.
Assessing the Credit Quality18 Nov 2014 | 10:25 pmAn investor will generally analyse a company for an equity investment or a potential debt investment. With respect to debt investment, the investor is interested in assessing the credit quality, i.e., the ability of the company to meet its interest and principal repayments on schedule. The investor would be interested in positive future cash flows. […] The post Assessing the Credit Quality appeared first on Finance Train.
Nsetopper - Indian Stock Market Research and Analysis
Bafna Pharmaceuticals - A possible multibagger??19 Nov 2014 | 9:08 amBafna Pharmaceuticals is a small cap pharma company. and it is closed at 33.20. Company reported good quarter results >> Bafna Pharmaceuticals reported 2691.6% surge in net profit to Rs 33.22 crore on 50.6% slide in net sales to Rs 23.19 crore in Q2 September 2014 over Q2 September 2013. also Bafna Pharmaceuticals said that CRISIL has upgraded the rating as CRISIL BB-/stable (Upgraded from CRISIL D) for long term rating & CRISIL A4+ (Upgraded from CRISIL D) for short term rating in respect of total bank facilities. In our view the stock is currently available with good…
Our Diwali Muhurat trading picks makes 18% in just 3 weeks12 Nov 2014 | 2:39 amOur Diwali Muhurat trading picks makes 18% in just 3 weeksWe posted our "Diwali Muhurat trading picks" on October 22( Read that post >>Value Stock picks for 'Muhurat' Trading,long term investment calls Diwali 2014 )And all the picks makes profits in plenty. sintex & jindal saw makes around 18% each and emco makes around 20% .. over all there is 18.5 % gain in the position.# Profits are calculated from the high price made by these stocks after the entry.See the details below
Join & Support Tsu: The new social network idea27 Oct 2014 | 6:07 amJoin & Support Tsu: The new social network ideaTsu is a new social network which launched few days back. The bigger giants like facebook or twitter makes money using the contents that is created by its users.Which means if you are spending time on facebook or twitter, you are a revenue maker for the shareholders of these companies.Well, Tsu introduces a newer concpet. it shares 90% of its revnue with its members, which means you will get paid for the content that you create.the sign up is invitation based.Do you want to join > Click here for an invite or use the following…
Value Stock picks for 'Muhurat' Trading,long term investment calls Diwali 201422 Oct 2014 | 7:08 amValue Stock picks for 'Muhurat' Trading,long term investment calls Diwali 2014Special 'Muhurat' Trading on Diwali 2014National Stock Exchange will conduct a special session for 'Muhurat trading' on account of Diwali on Thursday, October 23.Timing >> 6:15 p.m. and 7:30 p.m.Our last fundamental pick wasRatnamani Metals Read that post Nov 4, 2012 >> Buy Ratnamani Metals and Tubes) and it gave 300% + in two years. Now it is trading around its fair valuations ( closed at 470) and we give a exit at current levels. what ever it goes from current levels is…
Will be back soon7 Oct 2014 | 11:19 am
Mortgage Advice Center
7 Life Insurance Benefits You May Not Know About4 Nov 2014 | 3:13 pm7 Life Insurance Benefits You May Not Know Learn more to get the right policy for you Learn more about life insurance benefits Life insurance is the ideal way to protect your family if you should pass away. Life insurance benefits are vast. Here are 7 you may not know: You can arrange a policy to cover make up lost income by basing your policy on multiples of your salary. You can protect your family by insuring yourself for the remainder of your mortgage and other liabilities you may have. You can take a policy with life insurance benefits that would provide your family with an income should…
Mortgage Application UK Approvals Rise29 Jul 2014 | 7:47 amMortgage approvals rise Mortgage Application UK Approvals Rise According to the Bank of England, mortgage application UK approvals have risen in June for the first time in 5 months. The effects of the mortgage market review initially dampened the mortgage market but the market is recovering. The mortgage market review focused on making sure that mortgage lenders looked into customers affordability in more detail. There are still however deals available that will lend up to 5.5 x a single applicants income as long as they can satisfy the lenders affordability stress test . The mortgage…
Mortgage Affordability Checks – Tips and Advice on What To do4 Jul 2014 | 4:14 amMortgage Affordability Mortgage Affordability Checks Mortgage application approvals have fallen since this time last year. This may be proof that new Mortgage affordability checks are coming in to play. According to the bank of England Mortgage Approvals have fallen to the lowest level since last June. In may the bank of England state that their were 61,707 mortgages approved which was down from 62806 the previous month with a spike in approvals at 75,901 in January. According to the BBC and HRMC house sales have been rising and reached there highest levels in May. This reduction in mortgage…
New Mortgage Rules and Your Mortgage Application6 May 2014 | 4:54 amHelp To Buy New mortgage Rules and your mortgage application New mortgage rules came in to force on the 25th April that now focus on the ability of customers to afford their mortgage payments on an ongoing basis . Mortgage lenders are now responsible for ensuring that its customers can afford the mortgage that they provide. The onus is on the mortgage lenders to make sure that they have considered affordability rather than the customer. What mortgage can I afford? The FCA (Financial Conduct Authority) has implemented these new mortgage rules to ensure that there is not a repeat of the…
95% mortgages are back – Help to Buy11 Apr 2014 | 6:34 amHelp To Buy 93 95% mortgage products available – Help to Buy Below are the sourcing results for a test case to see how many products are available with a 5% deposit to help to buy Prepared 11/04/2014 Lender Panel All Lenders Mortgage Types Fixed, Capped, Discount, Variable, LIBOR Linked and Tracker Repayment Method Repayment Filters Lifetime products: Include Loan Term 25 Years Loan Amount £171,000.00 Property Value £180,000.00 The following list displays products 1 – 30 from a possible 93, sorted by the Initial Pay column. ………….. This is of course…
Kerry Lutz's--Financial Survival Network
Steve Simpson--Net Neutrality-Don't Be Fooled By Big Government Again #238721 Nov 2014 | 1:08 pmAyn Rand's Steve Simpson joins us for a discussion of Net Neutrality, the government's wolf in sheep's clothing effort to protect the Internet from the big bad corporations and their effort to dominate it. Steve believes that the only protection the Internet will ever have is the free market. Statist solutions will only breed more Statism and that means less freedom and more fascism.
Avi Gilburt--What Is The Elliott Wave Theory Saying Now About Gold and Oil? #238621 Nov 2014 | 1:05 pmAvi Gilburt went from playing professional hockey, to a career in a law and accounting, to becoming a master Elliott Wave interpreter. He tells us his story, sad in parts, inspiring in others. In the past three years, the cycle theorists have called these markets right far more often than anyone else. There's a reason why and Avi explains it to us. He also tells us why he believes there's big money to be made in the gold miners and the oil drillers, if you have the guts and the staying power. A new guest, you'll be hearing from Avi a lot more in the future.
Joe Yazbeck--Have No Fear Speaking #238521 Nov 2014 | 1:00 pmMeet Joe Yazbeck: * Internationally Known Master Speaker * Influential Leadership Development Specialist * Strategic Life Coach * Expert on Media and Communications * Serves the US military on the Board of Directors of the Successful Veterans Nonprofit Organization. * Authority on the Performing Arts * Has Appeared on National Television * Founded Music Production, Marketing and Artist Development Company, Heartbeat Productions * Founder and President of Prestige Leadership Advisors * Author of Best Selling Book 'No Fear Speaking' and Several Publications
David Horowitz--Discusses His New Book-The Great Betrayal #238420 Nov 2014 | 1:20 pmIn The Great Betrayal, his third volume of The Black Book series, Horowitz provides a narrative of the controversies and confrontations over the Iraq War from its origins up to the death of Osama bin Laden. The "great betrayal" refers to the sabotage of this war by the Democratic Party and the political left. This volume focuses on events beginning with 9/11 and culminating in the Iraq War and discusses in depth: How the effort to remove the Saddam regime was first supported and then cynically abandoned by the Democratic Party in a effort to paralyze the Bush…
Triple Lutz Report--Jack Welch Nails NYC's Failing Schools--Episode 371/#238320 Nov 2014 | 1:15 pmJack Welch has some unkind words for the Chancellor of New York City's failing school system. Where else do the superintendents of failing schools get promoted? No wonder Johnny can't read, write or do rithmetic. Jack Welch wouldn't accept this kind of performance but for some reason the minorities of America's cities can't get enough. Interesting things happening in the PM markets. Keep your eyes open.
Market Insights
Deliveries Reminder for Grains/Energies/Metals/Bonds/Notes21 Nov 2014 | 7:24 amTuesday, Nov 25th is the Last Trading Day for ALL the Nov Metals and Dec Nat Gas. We again ask that you do not wait until the last minute to exit these markets. Friday Nov 28th is the First Notice Day for ALL the Dec Grains, Metals, Bonds & Notes. Anyone LONG the Dec Grains, Metals, Bonds & Notes will be at risk of taking delivery. To avoid the risk of taking delivery, please roll or liquidate your Dec Grain, Metal, Bond and Note LONG positions by the close of business on Wed, Nov 26th. Friday Nov 28th is also the Last Trading Day for the Dec HO & RBOB in NY. We ask that…
Falling Gas Prices Impact US Oil Extraction21 Nov 2014 | 6:36 amKane Farabaugh | Voice of America CHICAGO— With the price of oil now less than $80 a barrel, motorists throughout the United States are benefiting from gas prices below $3 a gallon. However, the decreasing price of gas has a downside for the hydraulic fracturing industry in the United States. North Dakota's economy is on fire, thanks to developments in technology that allow oil extraction from shale formations deep below the surface. The process to extract that oil, known as hydraulic fracturing, or "fracking," is the source of the economic boom for states on top of these deposits.
China's Central Bank Cuts Interest Rates Giddy-Up. The Corn & Ethanol Report 11/21/1421 Nov 2014 | 6:09 amAs China steps up Quantitative Easing and our old friend Mario Draghi was quoted as saying the (ECB) European Central Bank is ready to " step up the pressure" and expand their stimulus programs. This is a far cry from the U.S. banking crisis in 2008 when Super Mario said it was a U.S. problem not the Euro's problem. Well Mr. Draghi we want to raise rates and you cant and we have to stay in check with you so the global economy does not fall into the abyss. Mario, Where are you now ? In the overnight electronic session the December Corn is currently trading at 371 ½ which is 1 ¾ cents…
Can Central Banks Bail Out OPEC. The Energy Report 11/21/1421 Nov 2014 | 5:27 amAs OPEC is getting ready to meet next week in what will be their most important meeting in recent memory, it seems that global central bank actions may be doing some of the heavy lifting to support global oil demand expectations. Not only do you have China pumping a reported 50 billion yuan or the equivalent of 8.2 billion dollars into their system, you have European Central Bank (ECB) Chairman Mario Draghi saying the ECB must drive inflation higher. The hope is that these measures can list the Chinese's and Euro-zone economy out of its funk and increase it shaky oil demand. The key to…
Morning Grains 11/20/1420 Nov 2014 | 8:14 amDJ China Dalian Grain Futures Closing Prices, Volume Soybean No. 1 Turnover: 193,580 lots, or 8.44 billion yuan Open High Low Close Prev. Settle Ch. Vol Open Settle Interest Jan-15 4,521 4,530 4,495 4,524 4,521 4,517 -4 59,950 280,244 Mar-15 4,300 4,319 4,300 4,309 4,332 4,301 -31 312 1,100 May-15 4,221 4,314 4,221 4,304 4,295 4,284 -11 124,474 271,416 Jul-15 – - – 4,350 4,361 4,350 -11 0 12 Sep-15 4,341 4,376 4,313 4,373 4,353 4,355 2 8,628 57,964 Nov-15 4,344 4,400 4,342 4,394 4,410 4,346 -64 108 112 Jan-16 4,375 4,399 4,375 4,399 4,386 4,395 9 108 5,156 Mar-16 – - –…
Asking me to tip the maids at high-end hotels is a lousy plan to fight poverty among women17 Nov 2014 | 12:00 amJen A. MillerWhen you stay at a Marriott hotel this fall you'll be asked to pay for more than just your room. The giant hotel chain wants you to start tipping its maids. Tip envelopes have been placed in 160,000 of its 700,000 guest rooms at Marriott, JW Marriott, Courtyard, Renaissance, Fairfield, TownePlace Suites and Springhill Suites [...]Asking me to tip the maids at high-end hotels is a lousy plan to fight poverty among women from personal finance blog Bargaineering.com. This blog was posted by Jen A. Miller
My favorite no-fee credit cards provide lots of perks10 Nov 2014 | 12:00 amVanessa RichardsonA credit card that offers cash rewards, a low interest rate and no annual fee? What's the catch? There might not be one – you may just have scored a good deal. The best credit cards are the cheapest credit cards and annual fees are often the biggest out-of-pocket expense for consumers who never, or [...]My favorite no-fee credit cards provide lots of perks from personal finance blog Bargaineering.com. This blog was posted by Vanessa Richardson
How to save money and avoid birthday party drama3 Nov 2014 | 12:00 amDawn PapandreaThe school year's well underway and the weekly birthday party invitations are pouring in. If you've got a couple of kids in school, with 20 to 30 children in each of their classes, the birthday party circuit can get very expensive, very quickly. If you don't want to add a line item into your budget [...]How to save money and avoid birthday party drama from personal finance blog Bargaineering.com. This blog was posted by Dawn Papandrea
How to buy furniture you like without spending too much money27 Oct 2014 | 12:00 amJen A. MillerIn February 2013, I moved back into my house. Yes, moved back in. I bought the place in 2007 and turned it into a rental property when I moved in with my then-boyfriend. The relationship went bust at about the time my tenants were moving out, so I decided to go back home, and used [...]How to buy furniture you like without spending too much money from personal finance blog Bargaineering.com. This blog was posted by Jen A. Miller
Why I'm no longer afraid to deposit checks by mobile phone20 Oct 2014 | 12:00 amJen A. MillerYour co-worker, your neighbor, the corner market owner. They all joined the modern world long ago. For awhile I was reluctant, but I too have gotten hip to the new age. Yes, I've started cashing checks through my smartphone I resisted the convenience for two big reasons. First, when the technology debuted, the time from [...]Why I'm no longer afraid to deposit checks by mobile phone from personal finance blog Bargaineering.com. This blog was posted by Jen A. Miller
Markets Media
A FIX for Post-Trade21 Nov 2014 | 12:45 pmHistorically, FIX has been associated with pre-trade, but the industry is now looking at how confirmations and allocations can be delivered using FIX, including information about how settlement instructions and market fees can be represented.Both buy- and sell-side firms have been working to implement new guidelines for implementing FIX in post-trade."We've seen some big names have adopted FIX for equities, and we're starting to see that in fixed income as well," Laura Craft, director of equities and fixed Income at post-trade processing provider Traiana, told Markets Media. "Over…
Trading For a Cause21 Nov 2014 | 12:08 pmBy May Zhee Lim, Markets Media Life Correspondent On December 4, TriAct Canada Marketplace LP will donate all trading fees earned that day to charity. This marks the second year the independent marketplace has set aside a day to give back to the community. "We decided that for the holiday season we would focus on a charity instead of holiday gifts to clients," says CEO Torstein Braaten. "A charity day allows our customers to participate directly."Torstein Braaten, TriAct CanadaClients who route orders on December 4 to MATCH Now, the marketplace operated by TriAct, will automatically…
Stakes Higher for Surveillance21 Nov 2014 | 10:31 amThe stakes are getting higher for lapses in operational risk, with banks getting hit with multimillion fines and penalties for systemic failure to catch rogue traders."We are getting perhaps less tolerant of the way these traders behave," Giles Nelson, vice president of product strategy, intelligent business operations at Software AG, told Markets Media. "What has happened, therefore, is that this has caused significant pressure upon firms to really change the way they do market surveillance."Giles noted that there are not only 'fat-finger' errors, but also those that involve…
Proposed LSE Intra-Day Auction21 Nov 2014 | 7:33 amOn November 5th, the London Stock Exchange (LSE) announced its plans to introduce an intra-day auction to complement its existing opening and closing auction offerings. The announcement follows a consultation of member firms and buy-side institutions conducted earlier in the year. Continue reading on The Book »
Pension Funds Building Illiquidity Risks21 Nov 2014 | 7:10 amAndrew Parry, chief executive of Hermes Sourcecap, warned that pension funds are investing in too many illiquid assets in their search for yield.Parry spoke on a panel at Lipper's ninth annual Lipper Expert Forum in London on November 12.He said that pension funds are trying to match higher return expectations in a low-yield environment. "They are adding risks that, in a non-QE world, they would normally run a mile from in an attempt to match their discount rate.I am seeing esoteric asset allocation for a 5% return and illiquidity is building up in institutional portfolios."Neil Dwane,…
Legend Securities Blog
Do You Still Need Life Insurance?30 Oct 2014 | 10:03 amOlder people generally have a better understanding of life insurance than younger people.1 But even if you fully understand the costs and potential benefits of life insurance, you may wonder whether you still need it as you age and your children become self-supporting. Here are some ideas to consider. Protection for Your Spouse Even though your children may not need financial support, your spouse might depend on your income, especially if you are still working and/or have debts such as a mortgage, car payment, or student loan, which could be paid off with a life insurance benefit. Losing one…
Imagining Your Retirement17 Jul 2014 | 7:41 amRetirement has often been viewed as an ending, a time of slowing down and simplifying life after a long working career. This is changing as people live longer and consider other possibilities. In a survey of Americans aged 45 and older, 57% described retirement as a new chapter in life, seeing it as an opportunity to explore new options and pursue their dreams. Many pre-retirees don't envision a traditional retirement at all, but want to reinvent their careers by entering a new field of work.1
Cleaning Up Your Financial Records10 Apr 2014 | 6:32 amIn 2013, the U.S. Supreme Court settled a case between a widow and her deceased husband's former wife regarding who would receive the man's federal employee insurance benefits. The judges ruled in favor of the first wife, even though the couple had been divorced for more than 10 years when he died, because she was still the designated beneficiary on his policy.1
Looking Beyond the Bull Market1 Apr 2014 | 10:20 amWhen the latest bull market for U.S. stocks reached the five-year mark on March 10, 2014, only five bulls had lasted longer. The Standard & Poor's 500 index posted a gain of 177% for the five-year period.1 The current bull followed on the heels of the Great Recession and the worst stock market decline since the 1929 stock market crash. The most recent bear market began in October 2007; the S&P 500 fell 57% before hitting the bottom on March 9, 2009.2 In typical fashion, investors who sold stocks during the downturn may not have participated fully in some of the subsequent bull market gains.
Weighing Price and Earnings17 Mar 2014 | 6:19 amAs with any purchase, it would be wise to learn more about a stock before investing. Because no one has a crystal ball, the price-to-earnings (P/E) ratio can be a helpful tool. Underlying Value On its surface, the P/E ratio is a simple calculation derived by dividing a stock's current price per share by the company's earnings per share over a 12-month period. You might consider it a measure of underlying value that indicates what investors are willing to pay for one dollar of earnings. For example, a P/E of 17 means an investor would pay $17 for every $1 the company earns. By this standard, a…
strategy+business: FINANCE
Don't Brag: An Entrepreneur's Guide to Getting Capital13 Nov 2014 | 3:00 amYoung firms seeking outside funding can attract investors by acknowledging they have room for improvement, while also playing up their strengths.
Best Business Books 2014: Economics10 Nov 2014 | 10:00 pmAll Things Being Unequal
s+b Trend Watch: The Profit Conundrum9 Nov 2014 | 10:00 pmTo meet the demands of an ever-increasing variety of customer segments, companies have begun to make more products, for more markets, over more distribution channels. And they've been rewarded with larger revenues. But the added complexity has also increased the cost to make all these goods, which means that operating margins have failed to rise along with revenues.
Adam Smith's Other Book6 Nov 2014 | 3:00 amEconomist Russ Roberts explores Adam Smith's The Theory of Moral Sentiments, a 255- year-old guide to the good life.
Best Business Books 2014: Executive Self-Improvement4 Nov 2014 | 10:00 pmThe Human Factor
Which4U Blog
SSL: How Businesses Can Stay Secure and Win the Trust of Customers21 Nov 2014 | 6:12 amThere can be little doubt that online security is a hot topic at the moment. The European Commission has recently spoken about its desire to put consumers at the centre of financial service delivery and says it wants to continue tightening up consumer protection.Meanwhile, the UK's Payments Council has discovered that concerns about security are among the most common barriers discouraging people from using the internet for shopping or banking.So, how can businesses go about establishing strong security for their websites, and how can they inspire confidence among consumers?The Great Online…
Faster Energy Switching Could Prove Catalyst to Lower Bills13 Nov 2014 | 6:29 amWe've not yet reached the winter, but the inquisition about energy bills has already started. According to Citizens Advice, more than 3 in 4 people are concerned about their winter fuel bills.This year, for a little extra festive spice, the finger has been pointed not just at the energy companies but also towards price comparison sites.The Big Deal, which uses mass-market forces to negotiate lower tariffs with suppliers, has become embroiled in an almighty row with the price comparison marketplace.But while this rumbles on, something more important has happened that could prove to be…
Energy Saving Around the Home29 Oct 2014 | 5:09 amWith winter drawing in, and numerous concerns arising about low national power capacity, it's important that we consider as many energy-saving techniques as possible. We're delighted to welcome back Louise McCurry of Meteor Electrical to share a number of energy-saving tips for around the home.We all use energy in our homes, quite often without realising how much we use, to make our lives easier and more enjoyable. The majority of our energy is used for heating and lighting our homes, heating water, and providing energy to our appliances.Energy is delivered to our homes from…
NerdWallet Investing
Women Lag in Board Representation—But Is Change Underway?18 Nov 2014 | 10:28 amWomen's complaints of sexism in the office may fall on deaf ears. After all, according to many workplace surveys, women are doing better than they ever have. The U.S. Department of Labor found that 57.2% of American women of working age participate in the labor force—though workforce participation in general is trending downward. More women are reaching leadership positions than ever before. Nearly two of every five managers are women—double the number 40 years ago, U.S. Census Bureau data shows. But a new glass ceiling appears impervious to the shattering momentum made by women in…
E-Trade Online Brokerage's History27 Oct 2014 | 9:39 amIf you watched TV from the mid-2000s to today, you're likely familiar with the E-Trade baby, the tot with a manly voice who famously played the market with E-Trade in his crib and high chair. Even though the precocious youngster retired in early 2014, E-Trade is still providing a place for new and experienced investors alike to trade stocks from practically anywhere. E-Trade's beginnings In 1982 founder Bill Porter processed the first online trade on his electronic service bureau, TradePlus. Porter foresaw the future of home technologies as well as the potential for more affordable…
Corporate Divestitures: The Case for a Business Breakup27 Oct 2014 | 6:00 amMost of us are conditioned to see a breakup as a bad thing. In business, most CEOs are looking for ways to expand, acquire profitable subsidiaries and increase the assets under management. But sometimes, the cure for an overcomplicated, unmanageable or unfocused firm is to turn the mergers and acquisitions process upside down. EBay's board came to this conclusion in September when it announced that the giant marketplace and PayPal would split by the middle of 2015. Sell. Spinoff. Execute a carve-out. All of these are variants of a strategy called divestiture Pros and Cons of Big Businesses…
George Soros Sets Standard in Investing, Philanthropy1 Oct 2014 | 11:29 amBy Brandy Betz Look at any list of the world's top investors and you will see the name George Soros. Soros has led a top-performing hedge fund, donated heavily to human rights and political causes and conducted investing so bold he was accused of "breaking" the Bank of England. With the 2016 presidential elections on the horizon, Soros is likely to continue to be a player in U.S. politics. Here is a look at his career. Investment Background George Soros was born in Hungary in 1930 and moved to England in the late 1940s to study at the London School of Economics. During those studies,…
When Should I Rollover My 401(k) to an IRA?1 Oct 2014 | 11:22 amIf you recently switched jobs, it can be difficult to figure out when to roll over your old 401(k) to an Individual Retirement Account. While it might seem like an attractive way to consolidate your accounts and simplify your finances, the change can also affect your investment earnings, retirement income and taxes. Trying to decide whether to make the move? Here are some signs you should roll over your 401(k) to an IRA: If you can't roll over your old 401(k) into your new one If your new job offers a 401(k) with good investment options, it could be a good idea to roll over your old 401(k)…
Pittsburgh's Third Largest Law Firm Names Michael Pauvlinch New CFO18 Nov 2014 | 6:17 pmMichael Pauvlinch, newly named CFO of Pittsburgh's law firm Buchanan, Ingersoll & Rooney PC. Buchanan, Ingersoll & Rooney PC, the law firm and lobbying company based out of Pittsburgh, Pennsylvania, has over 500 lawyers across the nation spread between almost 20 offices. The firm's origins go back to 1850, started by Moses and John Hampton. In 1980, after numerous name and personnel changes, the firm was incorporated and received its present name after a series of mergers and acquisitions in 2005 and 2006. Now, upon the retirement of CFO Miles Simon, the firm has named Michael…
Lisa Mitchell Leaving Ophir Energy in Cost-Saving Strategy18 Nov 2014 | 6:17 pmOne of Ophir Energy's cost-saving strategy is its decision to cut the CFO position. Ophir Energy, a London-based oil and gas exploration energy operating in Africa, has recently made the decision to cut one of its executive positions in an effort to save costs. Ophir is currently experiencing a 3 year low in its share prices and hopes that the reduction of the number of executive board members from 3 to 2 will help the shares increase. This entailed a full restructuring of the board, which eventually resulted in the CFO position being made redundant.Lisa Mitchell, who held the position,…
A Unique Position: Start-ups and CFOs18 Nov 2014 | 8:01 amTridivesh Kidambi, CFO of CallFire talked about the environment for CFOs in startups. Companies starting out rarely think about hiring a CFO until they have meaningful revenue growth. Startups have a different outlook on CFOs from companies that have had management in place for several years. They have to determine when it is best to bring in a CFO. Being the CFO of a startup is also different from coming onboard with a company that has established policies and procedures surrounding finance. CFO of CallFire, Tridivesh Kidambi, recently spoke with Forbes about the environment for CFOs in…
Apache Looking for New CFO After Alfonso Leon's Resignation11 Nov 2014 | 8:01 amP. Anthony Lannie , the interim CFO of Apache and the current executive vice president. The latest move in a long train of CFO appointments and resignations is Alfonso Leon, former executive vice president and CFO of Houston-based Apache Corp. Leon left Apache "to pursue other opportunities," according to G. Steven Farris, the chairman, CEO, and president of the company. There were no financial or accounting problems or disclosures that precipitated the move, and the split was amicable. Farris says he wishes Leon well in his future ventures. Leon only became CFO earlier this year,…
Karen Cate: New CFO of The Coffee Bean & Tea Leaf5 Nov 2014 | 8:01 amKaren Cate,Coffee Bean & Tea Leaf's new CFO Karen Cate has recently been named CFO of The Coffee Bean & Tea Leaf, a coffee chain based in Los Angeles, California. Cate was serving as the vice president and controller for Trader Joes prior to her new position in the beverage industry, an experience which she claims served her well. Trader Joe's is a specialty grocery store chain with an emphasis on organic, gluten free, vegetarian, and other foods that are harder to find at standard grocery stores. Roughly 80 percent of the products found in Trader Joe's stores are…
Money Soldiers
Is Bankruptcy an Option When You Can't Afford to Pay Your Mortgage?16 Nov 2014 | 5:18 amFew things are scary for a homeowner than being strapped for cash and unable to pay the mortgage. Miss a payment, and your lender will be contacting you to get the money. If you decide to bury your head in the sand and simply ignore the problem for a few months, the next step will […]Is Bankruptcy an Option When You Can't Afford to Pay Your Mortgage? is a post from: Money Soldiers - Helping you fight your financial battles © 2012-2013, All Rights Reserved
The Top 3 Financial Perks of Being Retired14 Nov 2014 | 6:31 amAfter a lifetime of hard work, reaching the retirement age is a blessing – finally having the time to enjoy all the things in life that work has prevented you from doing. Yet, a lot of people may worry about their financial life after retiring. Living on the minimum state government pension and figuring out […]The Top 3 Financial Perks of Being Retired is a post from: Money Soldiers - Helping you fight your financial battles © 2012-2013, All Rights Reserved
What to Consider When Looking for Car Insurance13 Nov 2014 | 7:32 pmAs official government websites may remind you, arranging insurance is something you are unable to avoid if you want to drive your car on the roads or in other public places – unless, of course, you are prepared to face the especially severe penalties for breaking the law. A necessity it may be, but that […]What to Consider When Looking for Car Insurance is a post from: Money Soldiers - Helping you fight your financial battles © 2012-2013, All Rights Reserved
Determining if Now is the Time to Refinance or Buy a New Home8 Nov 2014 | 6:45 amWhether you have plans to buy a new home or you are thinking about refinancing your mortgage in the near future, you may be wondering if now is the right time to move forward with your plans. There are numerous factors to consider when making a decision like this, and some of these are personal […]Determining if Now is the Time to Refinance or Buy a New Home is a post from: Money Soldiers - Helping you fight your financial battles © 2012-2013, All Rights Reserved
How to Win a Battle Against Big Prices8 Nov 2014 | 6:01 amThe war has been happening all around the world ever since its creation. The battles have started for so many reasons it would probably take a whole year just to outline all of them. One of the most common reason is regarding money, or wealth in general. People have been fighting to gain more for […]How to Win a Battle Against Big Prices is a post from: Money Soldiers - Helping you fight your financial battles © 2012-2013, All Rights Reserved
LowCards.com Weekly Credit Card Update–November 21, 201421 Nov 2014 | 7:40 amShoppers Just Don't Care About Credit Card Hacks If Target and The Home Depot are still reeling from the collective breach of 96 million customers' credit and debit cards, it didn't show in either company's earnings reports this week. Target posted $17.73 billion in revenue on Wednesday, beating one Wall Street consensus forecast by $17 million. That paled in comparison to Home Depot's rosy earnings report on Tuesday, which showed store sales in the U.S. climbed by 5.8% in the third quarter. Breaches? What breaches? Story by Dan Kedmey for Time. Credit Card Rates are Likely to Rise in 2015…
Customer Satisfaction Drops As Bank Fees Increase20 Nov 2014 | 1:28 pmCustomer satisfaction levels for banks are dropping due to rising fees, according to a report released this week from the American Customer Satisfaction Index. Credit unions continue to rank best among the financial services providers with an ACSI score of 85 out of 100. Customer satisfaction levels dropped 2.6% from last year. Smaller banks saw the greatest decline, down 4% from 80 to 76. Despite this rather significant decline, small banks still outrank large banks when it comes to customer satisfaction. JPMorgan Chase Bank dropped 2.6% as well, reaching a score of 74. Citigroup, Wells…
Canada May Allow Merchants to Decline Mobile Card Payments20 Nov 2014 | 8:56 amAs mobile payments increase in popularity, merchants in Canada are concerned about a possible increase in fees. As a result, the country's Finance Minister may announce an adjustment in Canada's code of conduct for credit and debit cards, allowing merchants to not accept mobile payments in their stores. According to The Wall Street Journal, the new rule would give merchants the ability to turn down mobile Visa and MasterCard payments, even if they accept plastic cards from those issuers. This amendment comes after Visa and MasterCard agreed to charge lower swipe fees to merchants in Canada.
Dumb and Dumber? Thief Uses Stolen Debit Card in Front of Real Cardholder20 Nov 2014 | 6:39 amNot all credit card thieves are brilliant hackers that spend months coding their way to the perfect crime. Some simply pick up a debit card in a parking lot and try to use it. Such is the case with a thief in Atlanta who tried to use the stolen card directly in front of the original cardholder. The woman who owns the card, Tamara Thomas, noticed that it was missing while shopping at a supermarket, and she assumed she accidently dropped it earlier in the day. When she went to Family Dollar to buy headache medicine, she saw a man, woman and child "shopping like it was Christmas. I looked at…
The LowCards.com Weekly Credit Card Rate Report for November 20, 201420 Nov 2014 | 4:35 amThe LowCards.com Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly tracks the cards in order to identify trends in credit cards interest rates. Our index showed the Annual Percentage Rates for credit cards was 14.49% which was lower than 14.50% last week. The average cash advance rate for this week was 21.81% which was the same as last week. Below are the averages from the LowCards.com Complete Credit Card Index for the previous ten weeks: Date:…
LME WEBCAST – Base metals up on Chinese stimulus, copper price above $6,700/t21 Nov 2014 | 5:23 amBase metals prices up following unexpected news that China cut its interest rates. Copper price trading above 6,700 dollars per tonne. Nickel continues its upward trend and holding around one-month peaks. In the US, attention on the investigation into bank's …
Base looking more upbeat – Zinc price leads the gains20 Nov 2014 | 11:41 pmThis morning the base metals are up 0.4 percent on average, zinc leads the gains with a 0.9 percent rise in price to $2,273, nickel is up 0.5 percent at $16,416, copper and aluminium are up 0.4 percent at $6,685.25 …
CHINESE WEBCAST – Base metals struggle amid Asian growth concerns, nickel bucks20 Nov 2014 | 6:00 pm本周基本金属市场比较清淡 市场印尼政府重申出口禁令消息影响,镍价攀升至一年最高点 铜/铝价差曲线上现金到三个月的期货保持贴水状态 受到低于预期的中国经济数据和日本"衰退论"的新闻影响,现货市场较平淡
Technical Analysis – Aluminium Weekly – Downside reversal or consolidation?20 Nov 2014 | 12:50 amAluminium's failure to take out resistance from the 200 WMA highlights the maintained long-term downside pressure on the metal,...
FED FOCUS – FOMC debates rate hike communication but not specific timing19 Nov 2014 | 12:11 pmThe US Federal Reserve sees improvements in US labour and inflation conditions and is laying the foundation for a future rate hike but the October minutes ultimately provided few clues on when exactly that might happen. The Federal Open Market …
Forex4you Blog
Euro drops after Draghi talks about raising inflation "as fast as possible"21 Nov 2014 | 1:15 pmEUR The euro fell steeply on Friday after Mario Draghi indicated he was emphatic about fighting low inflation in the euro-zone during a speech in Frankfurt, saying: "We will do what we must to raise inflation and inflation expectations as fast as possible." This indicated that the ECB might be preparing to unleash more aggressive [...] The post Euro drops after Draghi talks about raising inflation "as fast as possible" appeared first on Forex4you Blog.
Bank Watch: globalisation and the internet: why interest rates could remain low for some time21 Nov 2014 | 9:00 amIn the U.S the the four-week moving average of unemployment claims has fallen to a 14-year low. Both the minutes of the latest FOMC and of the Bank of England's most recent policy meeting agree that the labour market in both countries has improved. In central banker parlance labour market 'slack' has been soaked up [...] The post Bank Watch: globalisation and the internet: why interest rates could remain low for some time appeared first on Forex4you Blog.
USD/JPY is approaching 12521 Nov 2014 | 5:36 amThe last month has been rich in news from Japan. It all began on October 31, when the Japanese Government Pension Investment Fund (GPIF) revised the structure of its assets – increasing the share of foreign bonds in its profile from 12% to 25%. The same day the Bank of Japan suddenly increased its quantitative [...] The post USD/JPY is approaching 125 appeared first on Forex4you Blog.
USD/JPY: up-trend likely to continue despite shooting star21 Nov 2014 | 4:41 amThe pair broke out of its rising channel; such was the strength of the up-trend it moved outside the upper border! The exchange rate eventually reached highs of 118.97 before forming a shooting-star reversal pattern. Despite the bearish candlestick the pair is still in a very strong up-trend which is expected to continue higher, [...] The post USD/JPY: up-trend likely to continue despite shooting star appeared first on Forex4you Blog.
Technical analysis for the GBPUSD on 21.11.201421 Nov 2014 | 3:37 amThe GBPUSD is correcting towards descending trend line at 1.5750 The post Technical analysis for the GBPUSD on 21.11.2014 appeared first on Forex4you Blog.
How We Trade - HowWeTrade.com
Use Small Positions When You Trade Binary Options16 Nov 2014 | 11:31 amBinary options are inherently very risky. The contracts have no intrinsic value per say. When you lose, you lose 100% of your position, and when you win, you can win big. To a new trader, binary options can feel a lot like gambling. Trading binary options is not the same as gambling, but if you don't know what you are doing it is as least as risky. Remember, the advantage of using binary options is that you do not need to trade with a lot of capital to earn a high return. Respect how quickly you can both earn and lose a lot of money trading this instrument. Think about…
Using Binary Options To Trade Alibaba (BABA)5 Oct 2014 | 11:24 pmAlibaba has been an exciting addition to the group of stocks that can be traded with binary options, ever since the initial public offering (IPO) on September 19th. We are happy to offer access to trading Alibaba (symbol BABA) through our brokerage, and it has been a very productive binary options trade. We like trading BABA for a few reasons, but mostly because it has tended to be very directional in it's price movement for long periods of time during the day. Long periods of consistent direction are very conducive to productive trading with binary options. The high profile IPO…
How to Choose the Best Binary Options Brokerage For You23 Jul 2014 | 9:29 pmThere are many binary options brokers from which a trader can choose. So many brokerages are small, and there is not a lot of trustworthy information about them or their business practices. Different brokerages have different payouts, software packages, account funding requirements, and withdrawal practices. We at How We Trade are here to help you navigate the sea of brokers, and to help you identify the reputable from the untrustworthy. We do prefer using large brokerages, especially those regulated by relevant securities regulatory agencies, over newer and smaller brokerages.
How To Make Money Day Trading Binary Options With A $250 Deposit9 Feb 2014 | 4:18 pmMost forms of day trading require a very large investment to have any hope of realizing a return large enough to provide a living. Hedge funds are set up with hundreds of millions of dollars in funding, and in good years may return about 10% on this investment. Often times after fees and commissions and profit sharing the true return on investment to those who fund them are even lower. Day Trading Accounts As written about previously, if you want to be an individual day trader, your account will be marked as a pattern day trading account. This requires a minimum deposit of $25,000. A…
Are Binary Options A Scam?2 Jan 2014 | 9:29 pmAre binary options a scam? Well, sort of. Not really. Maybe. The image problem plaguing binary options is well known by most traders. Brokers will cheat their customers and make winning trades account in the P/L as losers later, and clients have know recourse for these offshore scam artists. Even though the issue is not widespread amongst brokerages, it doesn't take many bad apples to give an entire industry a bad name. Look at the US banking industry. This is one of the greatest success stories in the history of worldwide enterprises, one of the most regulated industries…
Latest Business News | Finance News India | International Share Market – Oneindia Money
Yes Bank Shares Rally After RBI Removes Restriction on FII Buying21 Nov 2014 | 1:36 amShares of the Yes Bank rallied on Friday after the Reserve Bank of India removed restriction and allowed FIIs to buy equity shares as shareholding by foreign investors has gone below the prescribed limit. Shares of the Yes Bank
Sensex, Nifty Close at a Fresh Record High; Banking Stocks Soar21 Nov 2014 | 1:22 amThe Sensex and the Nifty closed at a fresh record high as European markets opened strong after the US markets closed at a new record high. Strong cues from across the globe pushed stocks further with the Sensex hitting a
Gold, Silver Up on Firm Overseas Trend21 Nov 2014 | 1:00 amGold futures rose on Friday after steady trend was seen in overseas market. Softening of dollar in today's trade also helped the bullion sentiment. Market analysts said speculators enlarged their positions on the back of overnight gains on the US
ICICI Prudential Tax Plan: Save Tax and Also Benefit From Superior Returns20 Nov 2014 | 9:10 pmSince launch in 1999, the ICICI Prudential Tax Plan has given a whopping return of 23 per cent. This is way higher then what one would have got in a bank fixed deposit. The year to date return has been around
Sensex, Nifty Trade Flat; Kotak Mahindra Jumps 6%20 Nov 2014 | 8:23 pmBenchmark indices were trading flat in early trade with the Sensex gaining 56 points, while the Nifty was up 21 points in early trade. Leading the set of gainers from the Nifty was Kotak Mahindra which jumped 6 per cent
Stockdesk.com» Blog
Is it Time to Shift to Small Caps?21 Nov 2014 | 5:39 amIt is hardly news that there has been a bull market for equities since March 2009. There have been a few dips along the way, but the Dow Jones Industrial Average (NYSE: DIA) and the Standard & Poor's 500 Index (NYSE: SPY) continue to perform well. The Dow Jones Industrial Average is up for the [...]
The Keystone Pipeline Vote is Bullish for Big Oil!19 Nov 2014 | 4:29 amEven though legislation to approve the Keystone Pipeline failed to break the filibuster in the United States Senate, it was still a victory for Big Oil stocks like Chevron (NYSE: CVX), ExxonMobil (NYSE: XOM), and Royal Dutch Shell (RDS-A). The narrow defeats shows that there is a more sympathetic Senate on the way for energy [...]
Insurance Stocks have been Healthy for Long Term Investors18 Nov 2014 | 4:44 pmThose who thought that The Affordable Care Act, or ObamaCare, would be unhealthy for health insurance stocks such as Aetna (NYSE: AET), Cigna Corp. (NYSE: CI), and UnitedHealth Group (NYSE: UNH) have been proven wrong by the stock performance of each. UnitedHealth Group, the largest health insurer in the United States, is up for the [...]
Wal-Mart is a Holiday Gift for Long Term Investors17 Nov 2014 | 5:00 amWith the holiday shopping season approaching, so is the peak sales period for retail companies such as Wal-Mart (NYSE: WMT). The largest retailer in the world, Wal-Mart has been a very pleasant gift to long term investors. The fact that legendary investor Warren Buffett is a major shareholder Wal-Mart manifests its appeal. It has many [...]
The Big Cat Powers Ahead13 Nov 2014 | 7:18 pmMany previous articles have focused on the appeal of Caterpillar (NYSE: CAT), the world's largest heavy equipment manufacturer. Caterpillar is up for the last week, month, and year of market action (chart below). It is a play on global growth. China, India, Brazil, and other countries need the equipment and services from Caterpillar to develop [...]
Reasons for Income Inequality15 Nov 2014 | 6:40 pmThe notion that all human beings are equal looks good only in books and theory but in practical life or real life it's never the case because there is lot of inequality among human beings and majority of that inequality is due to income or wealth of individuals. Income inequality refers to that situation where […]
Features of Corporate Governance8 Nov 2014 | 6:40 pmCorporate governance term is the term which is often heard in business channels when market experts are talking about companies and their future. It refers to overall structure and practices which are followed in the company and it is decided by the top management and that is the reason why lot of emphasis is paid […]
Journal Entry for Purchase Return1 Nov 2014 | 7:40 pmWhen company purchase goods or assets its intention is to use those goods or assets, however sometimes the item purchased may turn out to be defective or inappropriate and in that case company has no option but to return it to supplier. In accounting for each and every transaction one need to pass journal entries […]
Difference between Saving and Current Account25 Oct 2014 | 7:40 pmSaving and current account are the terms which you will hear when you go to bank for opening an account with bank. However they both are different and that is the reason why an individual should know the differences between saving and current account – Saving account is opened by individuals for personal purpose and […]
Examples of Diversification18 Oct 2014 | 7:40 pmDiversification is the term used in the context of financial markets and it refers to that method through which an individual or a company can reduce the risk of losing money by allocating the investments across various financial assets. Given below are some examples of diversification among various asset classes – In stock market suppose […]
Safeguarding Customer Data21 Nov 2014 | 3:01 amIf you think protecting customer data just affects the big box stores, think again. I recently attended a forum about data security. I, too, thought the event would revolve around the big company credit card hackers and bank breaches that …
3 Ways Social Media Can Help Your Small Business that You May Be Missing20 Nov 2014 | 1:12 amVirtually every business is online in some way these days. If you are a small business owner and you do not have a website, blog, or at least a Facebook page, you are missing out in a huge way. While …
3 Small Business Financing Goals You Might Not Think About19 Nov 2014 | 2:20 amMost entrepreneurs know it is important to set goals, but many do not thing of financing when they think of setting goals. Financing goals can help you make decisions as you open your start up and as you run your …
Are You Ready to Start a Business?18 Nov 2014 | 1:51 amMany aspiring entrepreneurs dream of one day walking into their own store or business, looking around, and admiring all that they have worked for. But before you can get to that point, you will need to put in all kinds …
Questions to Ask When Applying for a Loan17 Nov 2014 | 2:33 amThe small business loan application process is a lengthy and complicated one. That's why you need to make sure you ask the right questions ahead of time. 1. How much money do I need? Always carefully calculate how much money …
Bitcoin Warrior
We Need to Stop the TPP Attacks on Users21 Nov 2014 | 6:15 amIf you missed our live teach-in yesterday on the Trans-Pacific Partnership (TPP) agreement and its restrictive, anti-user provisions, you can still check out the video of our discussion. It's embedded below. We invited experts from digital rights groups from several TPP countries—all […] We Need to Stop the TPP Attacks on Users is a story from: BitcoinWarrior.net The post We Need to Stop the TPP Attacks on Users appeared first on Bitcoin Warrior.
Bitcoin Is the New Forex20 Nov 2014 | 5:48 amEverything old is new again. Remember Forex? Hotspot? Lava? When unregulated third party exchanges started popping up they changed the dynamic of foreign exchange trading dramatically. While arguably still heavily influenced by the banks (don't get me started on last […] Bitcoin Is the New Forex is a story from: BitcoinWarrior.net The post Bitcoin Is the New Forex appeared first on Bitcoin Warrior.
What's Wrong with the Current Money System?20 Nov 2014 | 5:32 am"How is the present monetary system affecting the economy and thereby society and nature, and why is it failing? I will outline the interconnected malfunctions of the globally prevailing monetary system in ten points. 1. Money is created as debt. Today, […] What's Wrong with the Current Money System? is a story from: BitcoinWarrior.net The post What's Wrong with the Current Money System? appeared first on Bitcoin Warrior.
BitStars.net introduces Real Money and more games from Microgaming and Betsoft20 Nov 2014 | 4:41 amTuesday, 18 November 2014 – Bitstars.net announced today that its players will have the possibility to deposit and play with the Euro currency as well as the already existing bitcoin crypto currency. This means that Bitstars has once again raised the […] BitStars.net introduces Real Money and more games from Microgaming and Betsoft is a story from: BitcoinWarrior.net The post BitStars.net introduces Real Money and more games from Microgaming and Betsoft appeared first on Bitcoin Warrior.
ZeusHash Bitcoin And Litecoin Cloud Mining Platform Announces Gridseed Partnership And Generous Thanksgiving Promotion19 Nov 2014 | 9:46 amBitcoin Press Release: Hong Kong based Bitcoin and Litecoin cloud mining provider ZeusHash has announced an exciting new partnership with Gridseed and is offering reduced cloud mining prices and giveaways to celebrate Thanksgiving. After intensive top-level talks ZeusHash is excited […] ZeusHash Bitcoin And Litecoin Cloud Mining Platform Announces Gridseed Partnership And Generous Thanksgiving Promotion is a story from: BitcoinWarrior.net The post ZeusHash Bitcoin And Litecoin Cloud Mining Platform Announces Gridseed Partnership And Generous Thanksgiving Promotion appeared first on…
Payza Blog
Payza Offers Increased Credit Card Transaction Limits19 Nov 2014 | 8:10 amAt Payza, we're always looking for new and innovative ways to serve you better. Whether that means offering you more protection with Payza's unique personalized avatars, access to an easy way to buy and sell bitcoins,
Payza Lets New Merchants Process Payments Within Minutes of Opening an Account30 Oct 2014 | 7:43 amPayza, a global leader in online payment processing, has streamlined its process for allowing new business members to go from setting up a Payza account to accepting online payments.
Payza's Support Options are Changing29 Oct 2014 | 9:17 amPayza is committed to offering the best customer support in our industry, and we do so by making sure our members can always reach us easily, and by making sure that our support team is knowledgeable, friendly, and dedicated to making sure our members get the answers they're looking for.
Sell Bitcoins with Payza: Bitcoin Deposits Now Available23 Oct 2014 | 11:13 amPayza took another step towards full integration of the virtual currency Bitcoin on its platform today by announcing a new Bitcoin Deposit feature. The new feature gives our members another instant deposit method, as soon as you confirm your deposit the funds will be available immediately. On top of that, there are no fees for using the Bitcoin, your Bitcoin will be automatically exchanged to USD at the best exchange rate offered by our partners.
Accept Payments Faster with Payza21 Oct 2014 | 8:42 amWhen you're running a business, whether online or in the real world, you need to be able to accept a wide range of payment methods, and the sooner you can have them set up, the better. Payza recognizes this fact so we've made it faster and easier for you to start accepting Payza payments on your website.
Find a Collection Agency
Debt Collection Quotes for the Holidays?20 Nov 2014 | 6:47 amThe holiday season is nearly here. Well, okay, call me old fashioned to find it off-putting when stores put up their Christmas decorations BEFORE Halloween. For me Thanksgiving kicks off the holiday season run that goes until the ball drops on New Year's Eve. So in this festive (and for many stressful) time of year […]
How to Hire a Collection Agency20 Oct 2014 | 7:10 pmDo you need help collecting on past due accounts? First, check out a company's website when searching online. You'll want to make sure that the office you're contacting has a physical address, rather than only posting a phone number and/or email address. Additionally, you'll want to check: who are the corporate officers? what are their […]
Choosing a Collection Agency for Small Business12 Oct 2014 | 11:58 amWhen considering outsourcing collections to an agency – a major factor is the ability to maintain good client relations while attempting to collect a debt. An agency that is sensitive to your needs is the best choice. And often outsourcing can be a better decision when collections become "too personal". Family members who work for […]
Three Reasons Why Your Invoice is a Marketing Document7 Oct 2014 | 1:27 pmWhat is the goal of your invoice? To get paid? If you think this is the answer… well, you're only half-way there. Actually, the singular goal of your invoice is to get your payment sent to you as quickly as possible. I'm sure you'll agree to that. And for this reason your invoice is much […]
The Key for Successful Medical Billing Collections29 Sep 2014 | 1:08 pmLooking for medical billing collections? When you're ready to finally outsource your collection headaches select an agency that has the right… experience method(s) for collecting delinquent accounts track record solid reputation specialty working with medical practices and compliant with all collection laws So what about rates? It's always a good idea to ask up front […]
GrowthForce » Blog
From the Frontlines to the Bottom Line – GrowthForce October 2014 Blog Roundup28 Oct 2014 | 7:06 am4 Key Performance Indicators Every Business Owner Needs to Watch GrowthForce CEO Stephen King as Guest Blogger for Insperity No matter why you went into business, judging its success comes down to one thing: money. Do you know whether you're making any? Here are three key performance indicators you should be watching to find out. Go to Blog 50 Websites Your Startup Needs to Succeed Drew Hendricks for Inc. Magazine Not all of a startup's help comes in the form of workers–it might be a website that takes your business to the next level. GrowthForce is…
Budget Beefs To Conquering New Accounting Standards – September 2014 Blog Roundup25 Sep 2014 | 7:15 amRevenue Recognition: Are You In Denial? Kelley Wall of RoseRyan for Proformative After more than a decade in the making, the Financial Accounting Standards Board (FASB) and the International Accounting Standards Board (IASB) finally issued new revenue recognition rules. In the face of a sweeping standard that could have extensive implications, it's easy to understand why anyone would deploy coping strategies and try to look the other way. Here are six common misconceptions about the new rules and what you need to know to tackle them one at a time, and sooner rather than later. Go to…
Beyond Bookkeeping: Small Business Management and Bookkeeping Blog Roundup for August 201426 Aug 2014 | 1:53 pmBelow you will find a few of our favorite August blog posts relating to bookkeeping and small business financial management. Feel free to visit each post. We hope you find them as informative and helpful as we do! Accounting's 'Dirty Little Secret' GrowthForce CEO Stephen King as Guest Blogger for Accounting Today – August 8, 2014 There's a dirty little secret in the accounting industry: Our small business and nonprofit clients' books are a mess, but they won't pay their CPA to clean them up just to keep the internal revenue Service and banks happy.
Making Texas History – Stephen King Helps Local High School Become First In State To Offer Honors Accounting21 Aug 2014 | 8:48 amWe are proud to share an article featured in The Houston CPA Society's eForum August 2014 online newsletter. Spread The Word: High School Level Accounting Honors Credit Imagine a world where the smart kids didn't take accounting because it hurt their career. A world where accounting teachers didn't have enough students to keep their job! That's been a reality in Texas, but not for long. The Houston CPA Society spearheaded a campaign to improve accounting education in the Humble Independent School District. Stephen King, Kingwood resident and Humble ISD…
Beyond Bookkeeping Blog Roundup for July 201431 Jul 2014 | 7:00 amBelow you will find a few of our favorite blog posts relating to bookkeeping and small business financial management. Feel free to visit each post. We hope you find them as informative and helpful as we do! The No. 1 Mistake that Business Owners Make in Fraud Prevention By Insperity Guest Blogger: GrowthForce CEO Stephen King – July 9, 2014 Fraud has nothing to do with need, greed or trust. It has to do with opportunity. And small businesses are disproportionately victimized, according to a recent report by the Association of Certified Fraud Examiners. There are things you can…
Daily Gains Letter
Two Small-Cap Plays for the Real Estate Rebound21 Nov 2014 | 12:32 amFor those who believe the housing market is set for a downfall after running higher for five years, you may want to rethink that. The reality is that the housing market is faring quite well right now, boosted by decent ... Read MoreThis article Two Small-Cap Plays for the Real Estate Rebound originally published at Daily Gains Letter by George Leong.
Investors Beware: U.S. Not Immune to Stalling in Global Economy18 Nov 2014 | 11:47 pmThe U.S. economy has been showing some positive growth that has helped to propel the stock market higher, but be careful: there appears to be some cracks forming in the global economy to which the U.S. economy will not be ... Read MoreThis article Investors Beware: U.S. Not Immune to Stalling in Global Economy originally published at Daily Gains Letter by George Leong.
Weak Oil Prices a Boon to Airline Stocks17 Nov 2014 | 6:10 amOil prices are heading lower, folks. The benchmark West Texas Intermediate (WTI) broke down to the $75.00 level last Thursday, as shown on the chart below, and could be threatening to take a run towards $70.00. Even the thicker Brent ... Read MoreThis article Weak Oil Prices a Boon to Airline Stocks originally published at Daily Gains Letter by George Leong.
Aging Chinese Population Creating Investment Opportunity in Healthcare14 Nov 2014 | 1:05 amChina is dealing with an aging population. By 2030, the number of Chinese citizens 65 years or older is estimated to come in at a whopping 240 million, or about 18% of the current population. (Source: "China Population 2014," World ... Read MoreThis article Aging Chinese Population Creating Investment Opportunity in Healthcare originally published at Daily Gains Letter by George Leong.
What China-Japan APEC Talks Could Mean for Investors11 Nov 2014 | 11:44 pmThe annual Asia-Pacific Economic Cooperation (APEC) summit started on Monday in Beijing, and I bet there will be a lot of discussion on the state of China and Asia in the global economy. My readers all know the impact of ... Read MoreThis article What China-Japan APEC Talks Could Mean for Investors originally published at Daily Gains Letter by George Leong.
Equities.com Editors Desk Small
New York Mortgage Trust Inc. (NYMT) Hits New 52-week High During November 20 Session21 Nov 2014 | 4:30 amNew York Mortgage Trust Inc. (NYMT) hit a new 52-week high yesterday, reaching a peak of $8.20 after opening at $8.15 and closing at $8.18 for a move of 0.49%. Hitting a new 52-week high is a notable milestone for any company, and it can mean a trading opportunity on either the long or short side, depending on one's perspective. Some view a company hitting its highest price in a year as a sign of momentum and think it means it's time to buy in. Others, though, tend to interpret a new 52-week high as likely signaling the end of a strong run, with the stock peaking out before a period…
La Quinta Holdings Inc (LQ) Hits New 52-week High During November 20 Session21 Nov 2014 | 4:30 amLa Quinta Holdings Inc ($LQ) hit a new 52-week high yesterday, reaching a peak of $21.03 after opening at $20.03 and closing at $20.81 for a move of 3.33%. Hitting a new 52-week high is a notable milestone for any company, and it can mean a trading opportunity on either the long or short side, depending on one's perspective. Some view a company hitting its highest price in a year as a sign of momentum and think it means it's time to buy in. Others, though, tend to interpret a new 52-week high as likely signaling the end of a strong run, with the stock peaking out before a period of…
Jetblue Airways Corporation (JBLU) Hits New 52-week High During November 20 Session21 Nov 2014 | 4:30 amJetblue Airways Corporation (JBLU) hit a new 52-week high yesterday, reaching a peak of $13.55 after opening at $13.45 and closing at $13.44 for a move of 1.47%. Hitting a new 52-week high is a notable milestone for any company, and it can mean a trading opportunity on either the long or short side, depending on one's perspective. Some view a company hitting its highest price in a year as a sign of momentum and think it means it's time to buy in. Others, though, tend to interpret a new 52-week high as likely signaling the end of a strong run, with the stock peaking out before a period…
Integrated Device Technology Inc. (IDTI) Hits New 52-week High During November 20 Session21 Nov 2014 | 4:30 amIntegrated Device Technology Inc. (IDTI) hit a new 52-week high yesterday, reaching a peak of $18.54 after opening at $18.24 and closing at $18.20 for a move of 1.34%. Hitting a new 52-week high is a notable milestone for any company, and it can mean a trading opportunity on either the long or short side, depending on one's perspective. Some view a company hitting its highest price in a year as a sign of momentum and think it means it's time to buy in. Others, though, tend to interpret a new 52-week high as likely signaling the end of a strong run, with the stock peaking out before a…
Gtt Communications Inc. (GTT) Hits New 52-week High During November 20 Session21 Nov 2014 | 4:30 amGtt Communications Inc. (GTT) hit a new 52-week high yesterday, reaching a peak of $13.95 after opening at $13.59 and closing at $13.50 for a move of -0.22%. Hitting a new 52-week high is a notable milestone for any company, and it can mean a trading opportunity on either the long or short side, depending on one's perspective. Some view a company hitting its highest price in a year as a sign of momentum and think it means it's time to buy in. Others, though, tend to interpret a new 52-week high as likely signaling the end of a strong run, with the stock peaking out before a period of…
Tavakoli Structured Finance, Inc. » Blog
Nuclear Technology and Islamic States16 Nov 2014 | 8:29 amFifteen of the nineteen 9/11 hijackers were Saudi Arabian, two more were from the United Arab Emirates, one was from Egypt, and one from Lebanon. They were all from Arabic-speaking countries, and presumably the terrorists read Islamic scripture in the original Arabic. Muslim scholars did not unite to protest this act of terrorism. Instead, many celebrated a victory, because the Quran includes passages that permit violence to expand Islam.
Unveiled Threat8 Nov 2014 | 4:00 pmIn September 2014, Tavakoli asked His Excellency Iyad bin Amin Madani, Secretary General of the Organization of Islamic Cooperation (OIC), why criminals from so many different countries and cultures continue to band together in the name of Islam to commit mayhem and murder authorized by the highest levels of Islamic clergy. He dodged the question. Unveiled Threat is her response based on her personal experiences and study of the roots of terrorism.
Eric Holder Indicts Jon Corzine (Satire)10 Sep 2014 | 8:27 amAG Holder spent part of his summer in Ferguson, while Jon Corzine played in the Hamptons. It was a good thing Ferguson reminded Holder about New Jersey, and it was timely that James Woods reminded him about equal justice under law, otherwise we might have a two-tiered system of justice where connections and campaign contributions can ensure immunity from criminal prosecution.
Bailout Economics 2014: Predators Prosper, Prey Perish15 Jun 2014 | 8:08 amAlmost six years after the financial crisis, JPMorgan, Citigroup, and Bank of America face fines of around $12 billion each for their role in mortgage malfeasance. In the context of the damage done and the bailout money poured into banks; the fines are miniscule and won't even cover the damage done in one or two blighted areas.
China and Russia to Cooperate in Joint Credit Rating Agency9 Jun 2014 | 11:00 pmThe global financial community is disappointed with absence of an appropriate U.S. response to the financial crisis, and today there is prudent distrust of our methods. Russia and China announced an independent move to form a joint credit rating agency. They will also engage in talks about joint management of gold and foreign currency reserves.
Support & Resistance Levels
Money Management Techniques & Economic Reports 11.21.201420 Nov 2014 | 1:12 pmHello Traders, For 2014 I would like to wish all of you discipline and patience in your trading! Voted Number 1 futures trading blog! Hello Traders, Voted #1 futures trading blog by TraderPlanet.com! A word or two about day-trading and money management….. Trading futures and even more so, day-trading futures [...] The post Money Management Techniques & Economic Reports 11.21.2014 appeared first on Support & Resistance Levels.
CME Globex & ICE Exchanges Thanksgiving Holiday Schedule 201420 Nov 2014 | 11:50 amCME Globex & ICE Exchanges Thanksgiving Holiday Schedule 2014 Equity Products Wednesday, Nov 26 1615 CT / 1715 ET / 2215 UTC – Regular close 1700 CT / 1800 ET / 2300 UTC – Regular open for trade date Friday, Nov 28* Thursday, Nov 27 1200 CT / 1300 ET / 1800 UTC – Trading [...] The post CME Globex & ICE Exchanges Thanksgiving Holiday Schedule 2014 appeared first on Support & Resistance Levels.
10 YR US Treasury Notes Chart & Economic Reports 11.19.201418 Nov 2014 | 1:14 pmHello Traders, For 2014 I would like to wish all of you discipline and patience in your trading! Voted Number 1 futures trading blog! Hello Traders, Voted #1 futures trading blog by TraderPlanet.com! I was asked this morning, "what futures markets would you recommend a newcomer to start with?" While the answer [...] The post 10 YR US Treasury Notes Chart & Economic Reports 11.19.2014 appeared first on Support & Resistance Levels.
Australian Dollar Chart & Economic Reports 11.18.201417 Nov 2014 | 1:23 pmHello Traders, For 2014 I would like to wish all of you discipline and patience in your trading! Voted Number 1 futures trading blog! Hello Traders, Voted #1 futures trading blog by TraderPlanet.com! In the past I shared some markets I like to look at for daytrading opporutinities when stock index futures [...] The post Australian Dollar Chart & Economic Reports 11.18.2014 appeared first on Support & Resistance Levels.
Crude Oil Futures & Economic Reports 11.14.201413 Nov 2014 | 1:12 pmHello Traders, For 2014 I would like to wish all of you discipline and patience in your trading! Voted Number 1 futures trading blog! Hello Traders, Voted #1 futures trading blog by TraderPlanet.com! Tried to think about something worth sharing, information that can help traders and to be honest I could not [...] The post Crude Oil Futures & Economic Reports 11.14.2014 appeared first on Support & Resistance Levels.
Finance Inspired
The world economy in 2015 – What does it look like?20 Nov 2014 | 2:51 amThe world has gone through a lot in the past decade. World economies have come to the brink and nearly toppled over the cliff, dragging the rest of the human race with them. It has taken us a long time, but we can finally see some signs of improvement. However, attempting to predict what the global economy will look like in 2015 is very much like trying to guess how the weather will look like a week from now. While you could use all tools and raw date available to man to attempt to predict weather patterns, the truth of the matter is that predicting the future is not an exact science. You are…
Save on Christmas Gifts This Year- Shop Unlimited and On a Budget11 Nov 2014 | 8:13 amSave up on Christmas Gifts This Year- Shop Unlimited and On a Budget It's that time of the year again and often two months prior to the great festivities, many people are known to mercilessly go breaking their budget. Sure we've got to make it look and feel like Christmas especially for our kids and that is in every sense of the word, but do we ever stop to think about January. The main reason why Christmas brings oomph and a sense of longing is the gifts' part. You know your kids will wake up at dawn and scale down the stairs headed straight to the Christmas tree to check out their…
Your 3 Step Guide to Applying for a Business Start-up Loan23 Oct 2014 | 6:54 amIf you are preparing to start a new business, you understandably may be taking a closer look at your financial situation. It can cost a small fortune to start up even a basic business out of your house. After all, you need to invest in office furnishings and equipment, inventory, business licenses, a website presence, marketing and much more. Applying for a start-up loan is practically a necessity for most would-be entrepreneurs, and you can most easily apply for the financing you need by following a few important steps. 1. Create a Business Plan Regardless of where you choose to apply for…
Are You An Online Banker?20 Oct 2014 | 7:34 amMоnа, а ѕіnglе mоthеr, wоrkѕ іn а рrіvаtе оrgаnіzаtіоn аnd hаѕ аn еngаgіng аnd hесtіс ѕсhеdulе thrоughоut thе wееk. Shе аlwауѕ hаѕ tо ѕееk hеlр frоm frіеndѕ оr rеlаtіvеѕ whеn ѕhе nееdѕ tо gо tо thе bаnk tо dероѕіt ѕоmе mоnеу оr wіthdrаw аѕ ѕhе hаrdlу hаѕ аnу ѕраrе tіmе tо dо ѕо. Thеrе аrе mаnу реорlе lіkе hеr whо fасе dіffісultу іn tаkіng оut thе tіmе tо vіѕіt thе bаnk оftеn. It'ѕ lіkе аnоthеr tаѕk аddеd tо thеіr аlrеаdу…
How to Use Your Pension to Reduce Your Tax Bill13 Oct 2014 | 2:16 amHow to Use Your Pension to Reduce Your Tax Bill Incredibly there are now more than 4 million people in the UK who qualify to pay the higher rate of tax (at a not-to-be-scoffed-at 40%). But what many of those higher rate taxpayers do not realise is that they could possibly avoid being caught by the higher rate altogether if they put more of their earnings into their pensions contributions pot. With higher rate taxpayers now matching the peak levels of pre-recession and the threshold getting ever lower, more and more people are now being sucked into the higher rate earnings category. Similarly,…
Celebrating Financial Freedom
6 Tips For Dealing With a Financial Emergency19 Nov 2014 | 10:01 pmEvery one of us has do deal with the occasional financial emergency. If you haven't had a financial emergency rear its ugly head at some time in your life, just wait, it WILL happen. Sometimes these... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
How to Tithe When Your Spouse Doesn't Approve12 Nov 2014 | 10:01 pmTithing can be a real hot button issue in a marriage when both spouses don't agree on the subject. When one spouse is adamant about tithing to the church and the other spouse is against it, there... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
Free Black Friday Printable Shopping List11 Nov 2014 | 1:29 pmIt's almost that time again- Black Friday! It can be a very hectic time when you're fighting the massive crowds, hoping to find the best deals for your Christmas shopping list. In fact,... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
How to Live Without Credit Cards- It's Easier Than You Think!5 Nov 2014 | 10:01 pmCan you really live without credit cards and still live like a normal person? Well, yes and no. You can live without credit cards, but you certainly won't be a normal person if you do, and that's a... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
Money Making Idea #12- Ride Sharing Using Lyft and Uber29 Oct 2014 | 10:01 pmHave you ever heard of ridesharing? It's a concept that's been around for just a few years but is gaining more popularity due to stiff competition between the two top ridesharing companies, Lyft and... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
Rockstar Finance
No Touchy.21 Nov 2014 | 3:30 am"Today we have a quick, but extremely important, public service announcement to share with y'all. And that is: QUIT TOUCHING YOUR MONEY YOU'VE SAVED! …You do yourself no good when you stash money away at the beginning of the month, only to dip back into your savings later to pay your bills. We call that the "checking account shuffle" and it sucks ass. All it does is give you hope that you later have to take back and annoy yourself even more." Check out this hilarious (uh thank you) post here: BudgetsAreSexy.com
The Hindu Triad of Budgeting21 Nov 2014 | 3:15 am"A typical American family could theoretically save 15% of their income on housing, 10% on transportation, and 5% on food for a combined savings rate of 30%… Simply focusing on housing alone could have a substantial impact on savings rates and working years. If there could only be one place to focus, this would be it, not only for the large savings possibilities but also for the automation potential." Check out the full (pretty fascinating) article here: FlannelGuyROI.com
Why Are People So Ashamed About Inheriting Money?21 Nov 2014 | 3:00 am"The only reason why you'd be ashamed of inheriting your parent's or grandparent's money is if you DISHONOR their money by spending it frivolously on stupid things. If I ever inherit any money, I will probably set up a scholarship under their name, take care of the trees they planted, and make sure their money lasts for as long as possible. Nobody asks for an inheritance. It just happens." Check out the full article here: FinancialSamurai.com ——- [Photo cred: Quinn Dombrowski]
How to Make Money Fast (Without Getting Caught In a Scam)20 Nov 2014 | 3:30 am"Option 1: Negotiate your bills & save money with one phone call. It's sad that most of us are never taught how to negotiate. The truth is that most things CAN be negotiated… and we can save a ton of money doing it. What would it mean for you if you had $100 less to pay on your bills this month?… Here's how." Check out all of the tips here: IWillTeachYouToBeRich.com ——– [Photo cred: yomanimus]
Don't Worry, Everyone Has a Car Payment20 Nov 2014 | 3:15 am"The worst part about this "advice" is that if people believe everyone has a car note, then what's the incentive to pay it off? What's the point in keeping a car that's five years old when you could just go out and get a newer car? After all, everyone has a car payment anyway, so why should you go without one? It takes a confident person to drive around a beater." Check out the full article here: FrugalRules.com ——- PS: This must make me REALLY confident! That's my car up there! ;)
Beyond the Chart
Anti-Gravity Machine19 Nov 2014 | 6:55 pmThe stock market continues to stay at records highs. It reminds me of some kind of anti-gravity machine from a sci-fi movie. Today the DJIA was – 2 points, the SPX was – 3 points and the Nasdaq – 26.7 points. There are … Continue reading →The post Anti-Gravity Machine appeared first on Beyond the Chart.
Snoozer | Stock Market Today17 Nov 2014 | 6:36 pmThe markets were somewhat of a snoozer today, with minimal movement occurring. The one exception is the Russel 2000 (RUT). The RUT closed below the 10-day ema for the first time since October 15. The Japanese market rattled the markets … Continue reading →The post Snoozer | Stock Market Today appeared first on Beyond the Chart.
Stock Trade Ideas Reviewed16 Nov 2014 | 6:06 pmIn tonight's stock trade ideas video I review several trade ideas. YELP is one that I exited last week. FB is one that I am still in. VLO and BRCM are two that I am looking to enter. ADBE and … Continue reading →The post Stock Trade Ideas Reviewed appeared first on Beyond the Chart.
All-Time Highs…Again15 Nov 2014 | 11:38 amThe DJIA and the SPX closed at all-time highs on a weekly basis. But the trading range has become very tight. The range from high to low for the DJIA and SPX is the smallest (tightest) of the last 10 weeks. … Continue reading →The post All-Time Highs…Again appeared first on Beyond the Chart.
Tight Market Again | Stock Market Today12 Nov 2014 | 4:04 pmToday the market was fairly tight again with the SPX range totaling about 8.5 points and the DJIA about 90 points. The last three days have been the most compressed since June 19-23. Late August comes close but I believe … Continue reading →The post Tight Market Again | Stock Market Today appeared first on Beyond the Chart.
Finance QA | Finance QA
What Are The Advantages Of Using A Credit Card?21 Nov 2014 | 7:35 amSafety is one of the reasons for using plastic. If the same incident had happened to you but you had credit cards inside your wallet instead of cash, you could immediately notify your credit card issuer about the incident and you won't be held liable for charges that are made after informing them of the loss. When it's your cash that's stolen, it becomes virtually impossible to get back the amount. Convenience is another advantage offered by credit cards. It is accepted by nearly all establishments not only in the United States but around the world as well. You won't have to go to the…
Do I Need To Hire A Bankruptcy Attorney?20 Nov 2014 | 10:03 amUnder US federal law, companies that file for bankruptcy have to use a bankruptcy attorney. However, the situation is different for individuals. If you are filing for personal bankruptcy, you can represent yourself in court – this is referred to as a "pro se" filing. However, just because you can represent yourself does not necessarily mean that this is a good idea. Bankruptcy can be very complicated, and if you don't follow all of the technical steps, then you can end up having your case dismissed. For example, you will generally be required to attend approved credit counseling in…
How Many Credit Cards Should I Have?19 Nov 2014 | 6:29 amFigures from the Federal Reserve and data from government agencies showed that the credit card debt of US households stand at $15,191 on the average. With this kind of debt burden, knowing how many credit cards you should have is important. First of all, it should be pointed out that you have already given the answer to your question when you said that you've "always done well with one credit card." If you are managing that one plastic admirably and you have no issues with having only a single card then there is no reason why you should have more. There really is no right or wrong…
What Are The Different Types Of Car Insurance Coverage?18 Nov 2014 | 5:58 amThere are many different types of car insurance coverage that motorists can avail of. Because of the limited information you gave about the vehicle you plan to purchase in your question, it's not possible to give you a definite answer on the kind of insurance coverage you need to get. However, here is a lowdown on the most common kinds of automobile insurance and information about each of them: Liability Coverage Liability insurance is generally required by state laws so this is one type of coverage that you must have. This kind of coverage takes care of the repairs that are needed by…
How Can I Get The Best Deal On Car Insurance?17 Nov 2014 | 6:25 amThere is definitely a way for you to get the best deal on car insurance. Coming from Louisiana where the cost of insurance is close to three times more than drivers in the East, you have a very legitimate concern as far as bringing down the cost of your auto insurance premiums is concerned. No one wants to waste money paying higher premiums when there is no need to. Doing so would be clearly throwing money away. To get the best deal on car insurance, keep these things in mind: Review your policy to see if changes are necessary. Just accepting what the insurer dishes out to you is not the best…
Should You Work with Evalueserve?19 Nov 2014 | 1:23 amEvalueserve is the creator of an industry worth billions. The company offers investment research, data analytics, technology research and business research services worldwide, and is one of the hottest destinations for employment seekers. Evalueserve: A Brief Overview Marc Vollenweider and Dr. Alok Aggarwal laid the foundation of Evalueserve in the year 2000, which went on to become a defining moment in the global outsourcing industry. Evalueserve lead to the creation of a new segment, known as Knowledge Process Outsourcing (KPO). More than a decade later, KPO has prominently emerged as a…
How to Get into Consulting Career?10 Nov 2014 | 12:02 amA career in consulting is exceptional. If you want to get into consulting career, this primer is for you. Use this as your go-to-resource to understand: what consulting is all about different types of consulting businesses key consulting skills mistakes you shouldn't make as a consultant how to launch yourself Let's begin. Who Is a Consultant? A consultant is a guide possessing vast knowledge within a particular industry and using that knowledge to help clients draw the best decisions. The purpose of a consultant is to analyse and advise. For example, a client searching for business…
How to Break into Equity Research from Commercial Banking?7 Nov 2014 | 2:26 amThe fields of commercial banking and equity research are poles apart. The main agenda of commercial banks is to manage public money deposits such as savings accounts, fixed deposits and checking accounts. The commercial banks issue loans to the public and earn from the interest with which loans are issued. They are governed by federal authorities as is established in all countries. On the other hand, equity research is about studying currency market positions, stock market performances, inflation rates, industry performance and influencing economic environment factors that impact key…
How to Build Your Practice as an Independent Financial Modeler?2 Nov 2014 | 11:20 pmThe work profile of a financial modeler involves constructing financial representation of some or all aspects of a company or any particular security. In-depth calculations are done to develop the financial model and deliver recommendations. In this article, we will discuss the possibilities of building your own practice as an independent financial modeler. Who Are YOU? YOU are someone who is educated and experienced in finance research field to consider becoming an independent financial modeler. You are working in a similar profile and wish to become independent and start your own financial…
What It Takes to Be a Successful Business Analyst in the IT Industry?30 Oct 2014 | 3:41 amA business analyst is one of the fastest growing professions globally, with heightened demand in the IT industry. Who Is a Business Analyst? A business analyst is a person who liaisons among company stakeholders to analyse and assess the operations of an organisation to determine whether the current business model is equipped to handle company goals and objectives. The International Institute of Business Analysis (IIBA) describes the role of business analyst as "liaison among stakeholders in order to understand the structure, policies, and operations of an organization, and to recommend…
Nerd's Eye View | Kitces.com
Weekend Reading for Financial Planners (Nov 22-23)21 Nov 2014 | 12:02 pmEnjoy the current installment of "weekend reading for financial planners" - this week's edition kicks off with coverage of the newly shortened computer-based CFP exam that was administered for the first time this week, and also an announcement by the CFP Board in its recent business webinar that the public awareness campaign, and the additional $145/year fee that funds it, is expected to continue "indefinitely" (as long as the campaign results continue to be positive). In addition, the FPA also released this week a new study about advisors and growth, finding that advisory firms are…
Allocating A Portfolio In The Context Of Human Capital And The Rest Of A Household's Total Balance Sheet19 Nov 2014 | 4:01 amWhile portfolio management understandably focuses on how best to allocate a portfolio, the reality for many (or even most) investors is that their financial assets may not even be the majority of their total net worth, compared to other assets like real estate, the (illiquid) value of their pensions and Social Security, and for those who haven't retired yet, their human capital. In fact, for younger workers, their human capital – or the present value of their future earnings from employment – may actually be the largest asset they own! Yet the reality is that assets like human capital,…
A Birthday Celebration, An FPA NexGen Graduation, And A Moment Of Rebirth18 Nov 2014 | 8:15 amIt is with mixed feelings that today I face my 37th birthday – a unique milestone for me, as it marks the maximum age threshold for NexGen, a group I helped to co-found 10 years ago (with the original inauspicious name of "Mouseketeers"!), and for which I was perhaps the most ardent advocate for having a maximum age as a requirement for membership. Now, a decade later and with no small amount of irony, I find myself being "forced out" – or as I like to put it, "graduating" – under the very age-based rule I fought so hard to keep in place early on. For me, today is a day of…
Are Profit Margins For Financial Advisors Too Generous, Or Are AUM Firms Actually Not Profitable Enough To Survive The Next Bear Market?17 Nov 2014 | 4:01 amWhile early adopters of the assets-under-management (AUM) model got started in the late 1980s or early 1990s, the model only really began to become widely adopted in the early 2000s. Yet as the AUM model has become increasingly popular, and firms have had time to build, the "typical" advisory firm has grown significantly, from an average of only $25M of AUM in 2002 to more than $200M of AUM in 2013. And with an average profit margin of about 22%, the typical advisory firm owner with an AUM practice is enjoying record take-home pay. Yet the caveat is that as advisory firms on the AUM model…
Weekend Reading for Financial Planners (Nov 15-16)14 Nov 2014 | 12:01 pmEnjoy the current installment of "weekend reading for financial planners" - this week's edition kicks off with a recent interview with the CFP Board where it reiterated its focus on growing the number of CFP certificants (as there are still more CFP professionals over the age of 70 than under the age of 30!), but also that the organization is committed to not lowering its standards in the process of pursuing growth. Also in the news this week are some highlight articles of the recent T3 Enterprise conference for advisor technology in large firms (which included some new product launches…
Alfidi Capital Blog
The Haiku of Finance for 11/20/1420 Nov 2014 | 8:55 pmDo-gooder eliteRaising awareness for cashNot solving problems
Pachamama Alliance is Clueless About Sustainable Development20 Nov 2014 | 8:24 pmI attended the Pachamama Alliance annual luncheon today in San Francisco at a friend's invitation. The Fort Mason Festival Pavilion was filled with well-dressed do-gooders determined to feel great about keeping poor people in poverty. I am about to prove that they think too much of themselves. Several things about this organization make me wonder what its donors are thinking, or if they can think at all. Pachamama's financial statement for 2013 shows that it spends 12% of its budget on fundraising and 7% on general administration. That 19% is a high figure just for…
The Haiku of Finance for 11/19/1419 Nov 2014 | 4:20 pmShare repurchase planLever up just to buy backSkew earnings ratios
The Haiku of Finance for 11/18/1418 Nov 2014 | 9:27 pmIndia callingCheap telecom call centersBuild a middle class
Jerks of Silicon Valley Startup Culture18 Nov 2014 | 8:56 pmOne of the hottest memes running the distance between San Francisco and Silicon Valley right now isn't the latest round of LOLcat pics or celebrity nonsense. It's the evolution of bro-grammer frat-boy culture into openly misogynistic attacks on women in tech. The revelation that Uber's top dogs planned to smear female tech journalists who criticize their taxi service is the latest manifestation of this downward spiral in civility.Immaturity is nothing new among San Francisco Bay Area tech startup founders. The dot-com crash in the '90s left a lot of ruined amateurs wondering…
The Best State For Investing Gold in Retirement Account in 2015 [INFOGRAPHIC]28 Oct 2014 | 5:10 amInvesting Gold in retirement account is one of the best option that you can have in your life. There's nothing bad or worse that retiring without money or any sort of investment. Today I've made an infographic that will help you chose the best state to retiree and invest your retirement account with Gold in 2015. For more information on investing in Gold, read this blog post. Conclusion If you invest in Retirement account successfully, i can really assure you that you'll never fail in investing. From the infographic you can see that the best state to invest and retire in…
EBay and PayPal: What the Split Could Mean for Investors9 Oct 2014 | 10:52 pmAfter more than a decade, ebay and paypal had made an official announcement that they will split as two separate companies by next year. This was influenced partly by eBay shareholder and activist, Carl Icahn, when he first coerced the split more than six months ago. The announcement resulted in a growth of 7% in eBay stock giving off $71 B in revenue. According to the board, the move was decided to "best position both at a rapidly changing global commerce and payments landscape" and "is the best path for sustaining shareholder value." The move was considered as a complete reversal of…
Top 100 Most Influential Blogs In Finance That Can Teach You The Best Ways to Invest Your Money7 Oct 2014 | 3:17 amIts two months remaining to my D-day i.e. my Wedding on December 12th 2014. Before my wedding, I decided to release the much a waited investing blogs that can teach you the best ways to invest money in a legal way. These influential blogs have really motivated me not to give up when investing my money especially when am getting frustrated. I hope and believe that these influential blogs will inspire you and make you a successful investor in your particular investment. There're many types of investment that you do, but from my own experience I'd vouch for the following: Investing in 401k…
Why You Should Invest 401k in Gold IRA Before You Die!27 Sep 2014 | 10:25 amHave you ever notice how some people become rich without hassling too much? A few years back, many people used to hassle for wealth, but as the time keeps on changing, many investment options have come to the fore. Well, In today's post we'll talk about why you should invest 401k in Gold IRA and the benefits that comes out of it. Are you facing the threat of unemployment due to economy or cutbacks at work? If yes, do you have a 401k retirement plan? If yes again, you are saved. Your many years of service to the company made you a benefactor of the 401k retirement plan. The 401k retirement…
How My Commodities Trading Advisor Protects My Money from Future Terrorist Activities23 Sep 2014 | 10:40 pmSeptember 11, 2001—a day that will never be forgotten, not only by the families of the victims of the terrorist attacks, but also by traders in the market. Now, it seems that we are once again in the brink of war, or at the very least, at the risk of unexpected terrorist attacks. We hear it on the news and we feel it from the strengthened security measures every time we enter the mall. And remember that ridiculous video that went viral, where there were two women complaining about the anti-terrorism policy in the Super Bowl where their large purses weren't allowed in the arena?
Liberty Global Completes Post-Closing Acceptance Period for Ziggo21 Nov 2014 | 2:16 pmLiberty Global plc ("Liberty Global") (NASDAQ: LBTYA, LBTYB and LBTYK) and Ziggo N.V. ("Ziggo") today announce that the post-closing acceptance period (na-aanmeldingstermijn) (the "Post-Closing Acceptance Period") relating to the previously announced recommended public offer to Ziggo shareholders (the "Offer") by a subsidiary of Liberty Global expired at 17:40 hours CET (11:40 a.m. hours EST) on […]
PS Business Parks, Inc. Announces Sale of Arizona Assets21 Nov 2014 | 2:10 pmPS Business Parks, Inc. (NYSE:PSB) announced that on November 21, 2014, it completed the sale of three business parks located in Phoenix, Arizona. The parks consist of 42 buildings comprising approximately 656,000 square feet. Occupancy at the date of sale was 86.8%. Net proceeds from the sale, after transaction costs, were approximately $52.2 million. The […]
United Security Bancshares, Inc. Declares Cash Dividend21 Nov 2014 | 2:05 pmUnited Security Bancshares, Inc. (Nasdaq: USBI) announced today that the Board of Directors, at a meeting held earlier today, declared a quarterly cash dividend of $0.02 per share. The dividend is payable January 2, 2015, to shareholders of record at the close of business on December 12, 2014. "Our Board of Directors is pleased to […]
Los Angeles County Approves Plan to Guide Development in Antelope Valley21 Nov 2014 | 1:36 pmTejon Ranch Co. (NYSE:TRC) reported today that the Los Angeles County Board of Supervisors, by a 4-0 vote, has approved a new Antelope Valley Area Plan. This Plan is designed to guide future development and conservation in the northern-most region of unincorporated Los Angeles County. Tejon Ranch Co.'s proposed master planned community of Centennial is […]
Ford's Blueprint for Sustainability Advances to Next Level; New F-150 Lineup Includes Highest EPA-Estimated Fuel Economy Ratings Among Full-Size Gas-Powered Pickups21 Nov 2014 | 1:36 pmFord advances to the next level in providing customers with more fuel-efficient vehicles, as the new 2015 F-150 lineup includes the highest EPA-estimated fuel economy ratings of any gasoline-powered full-size pickup sold in America. Up to 700 pounds lighter than current models, the new F-150 4×2 with Ford's 2.7-liter EcoBoost engine has EPA-estimated ratings of […]
12 Expensive Recipe Ingredients You Can Easily Replace21 Nov 2014 | 10:59 amWith the holidays quickly approaching, there may not be much time left before your house is filled with hungry holiday revelers. Baking or cooking super fancy, impressive dishes can seem like an intimidating task to take on, but is usually easier than it looks. After all, you've been on Pinterest for a month solid, finding awesome and easy ideas to try, right?The problem, of course, is while you may have Martha's creativity and panache, you may be working with your decidedly less creative and panache-y budget. Well, have no fear! These great ideas for replacing expensive ingredients with…
Financial Lessons We Can All Learn From California's Prop 1 & 219 Nov 2014 | 12:06 pmIn just two years time, California has gone from a basket case state with a shortfall of almost one-third the size of its entire budget to having a $7 billion surplus. Why does California, the largest economy in the U.S. with a GDP the size of Russia's have such income volatility issues? More importantly, what can we learn from how the state legislature is trying to fix the problem?California's Income Tax and Water IssuesCalifornia tax code relies heavily on personal income taxes for revenue, as opposed to sales tax or corporate tax revenue. When the stock market does well and wealthy…
How To Host A Fabulous, High Class Dinner Party On A Super, Low-Cost Budget18 Nov 2014 | 4:50 pmHosting a dinner party at your house featuring tasty food and lively conversation gives you an event you can look forward to. But get-togethers can get costly, especially if you planned on serving food and drinks to your guests. But don't worry, It is still possible to wow friends and family with a fantastic party, without straining your personal budget.Try these inexpensive options for organizing an unforgettable night of feasting and fun.Serve Light AppetizersRather than putting half your food budget into pre-meal snacks, serve up a limited selection of simple, low-cost appetizers,…
The Actual Reason Why Gas Prices Are Going Down in USA18 Nov 2014 | 5:13 amFor the past 10 years, Americans have become strangely accustomed to drastically fluctuating prices at the gas pumps, often with little to no warning. After all, there doesn't appear to be a whole lot the common consumer can do about it, other than car-pooling or utilizing public transit systems. It is simply out of our hands and beyond our control. Or is it?Record Breaking NumbersWe are currently experiencing a record breaking decline in prices for consecutive days (over 46 days in a row as of 11/11/14). This sudden trend has everyone scrambling to find an explanation for the drastic…
10 Overpriced Things We All Buy, But Should Actually Avoid17 Nov 2014 | 9:25 amConsumers, that's you and me, are naive and gullible creatures. We may think we have a sense of what is a fair price, but we are just playthings for marketing and advertising executives. You have to give them credit though, when you think of the prices we are willing to pay for stuff we either don't need or could find cheaper elsewhere.Think you are immune to their pricing tricks? Check out these 10 items we are all dumb enough to buy.1. Name Brand DrugsIt's not difficult to raise prices when your clients' life depends on your product. Profit margins for prescription drugs can range…
The Binary Options site - Brokers, Education and News » Blog
CySec Suspends EZTrader20 Nov 2014 | 8:32 amWGM Services Ltd suspended by CySec CySec suspends EZTrader Today CySec, the financial regulatory body of Cyprus, took the severe action of suspending WGM Services Ltd, CySec License No: 203/13. WGM Services Ltd owns the binary options web sites www.eztrader.com, www.globaloption.com, www.ezinvest.com and www.888Binary.com which all now state on the respective sites that the site is temporarily suspended. CySec Announcement CySec Bares Its Teeth […] The post CySec Suspends EZTrader appeared first on The Binary Options site - Brokers, Education and News.
Steve Marriott & Binaries29 Oct 2014 | 10:39 amSteve Marriott The late, great ex-leader of the Small Faces, Humble Pie and (prior to setting fire to his bed) Packet of Three, Steve Marriott, can here be seen extolling the virtues of binary options with that superb 60's hit 'All Or Nothing'. Enjoy! Well………..writing reviews on brokers does get just a bit tedious! Hmmmm, not too sure what category to put this Post […] The post Steve Marriott & Binaries appeared first on The Binary Options site - Brokers, Education and News.
NYSE ByRDs20 Oct 2014 | 11:16 pmIntroduction to NYSE ByRDs Any mainstream exchange resolving to offer binary options is welcomed; the entrance of an exchange with the credibility and kudos of the NYSE is most welcome. What a disappointment it is on reading their blurb at https://www.nyse.com/products/options-byrds to find that they've trivialised the product with an absurd acronym, that the pricing reflects a total lack of understanding of the mechanics […] The post NYSE ByRDs appeared first on The Binary Options site - Brokers, Education and News.
Day Trade Ideas 13th October13 Oct 2014 | 1:41 pmJason Sen's Day Trade Ideas 13th October Brent Crude Brent Crude tested 2012 lows at 8849 & bottomed at 8835. An excellent bounce held resistance at 9000/10 perfectly all day as expected until a break higher in the evening hit 9080/90 & an excellent selling opportunity. In fact prices topped exactly here & collapsed to 8710 as I write over night. We have recovered […] The post Day Trade Ideas 13th October appeared first on The Binary Options site - Brokers, Education and News.
UK Binary Options Regulation13 Oct 2014 | 12:31 amGambling or Investment? UK binary options regulation will (next year?) become the responsibility of the UK Financial Conduct Authority (FCA). As the status of binary options continues to exercise the minds of the good and great in the financial regulatory offices around the world, now the UK's FCA (reluctantly) joins this merry throng. Binary options, until now, have been considered gambling in the UK […] The post UK Binary Options Regulation appeared first on The Binary Options site - Brokers, Education and News.
What Are Binary Options White Labels?18 Nov 2014 | 12:53 amIf you have experience of the world of binary options or have spent some time looking for an account then you will no doubt have spotted a lot of similarity between the various brokers that occupy the market space. You could be forgiven for thinking that there is actually very little to choose between many of the brokers out there.While competition has driven the demand for similar trading features, much of the similarity is the result of what is known in the industry as 'white labeling'. In this article I talk a little more about what this means.White Label SolutionsA White Label…
Free Binary Options Signal – 17th November 201417 Nov 2014 | 1:28 amEURUSDA bounce at the end of last week in the EUR/USD looks like we may see a period of a weaker dollar. The expectation is that the dollar sell-off will continue into this week.After an early morning sell off to correct Fridays rapid gains, we would expect the pair to move higher over the course of the week.. CALL – EUR/USD at 1.2480 to end the week HIGHER.Want to receive a notification each time we publish a trading idea? Read more about our free binary options signals and register your email now to receive instant notification of our alerts.The post Free Binary Options…
The Best Binary Options Broker?5 Nov 2014 | 12:49 amOne question that I see asked a lot is what is the best binary options broker? Indeed, If I had a dollar for every time that I had seen this posted or received an email to this effect I would have retired long ago as a very rich man.The choice of broker seems to preoccupy many individuals to the exclusion of all else when it comes to trading with binary options. Indeed this is often a stumbling block which gets in the way of actual trading. Hours and hours are spent researching and compiling information on the broker prior to an account being opened only for the trader to be wiped out shortly…
Free Binary Options Signal – 3rd November 20143 Nov 2014 | 8:02 amGBPUSDThe dollar steam train looks set to continue this week and the Pound looks likely to be one currency that will suffer.Despite posting better than expected PMI figures this morning GBPUSD has failed to hold onto early gains.Pulling back under 1.6000 we expect the pair to end the week lower. CALL- GBP/USD at 1.6000 to end the week LOWER.Want to receive a notification each time we publish a trading idea? Read more about our free binary options signals and register your email now to receive instant notification of our alerts.The post Free Binary Options Signal – 3rd…
Free Binary Options Signal – 27th October 201427 Oct 2014 | 5:58 amUSDCADThe Oil price continues to take a battering and risk flows are seeing continued Dollar buying.A slight dip in dollar strength first thing this morning has lead to a bit of a pullback in the USDCAD. This should serve as a useful entry for the week.The 1 hour chart looks constructive with the pair bouncing off the 100 SMA and steadily moving higher.You could place this to end higher into the end of the day as well, but we are looking higher from this level in to the end of the week.CALL- USDCAD at 1.1240 to end the week HIGHER.Want to receive a notification each time we publish a…
Wall Street Mojo
Nuts & Bolts of CAPM Beta4 Nov 2014 | 1:19 amInvestopedia defines beta as A measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole Beta is a very important measure that is used as a key input for Discounted Cash Flow or DCF valuations. In this article, we look at the nuts and bolts of CAPM Beta - Introduction to Beta What is Beta? Key Determinants of Beta Step by Step Guide to calculate Beta Levered vs Unlevered Beta How to calculate beta of unlisted or private firms Negative Beta? Examples Introduction to Beta If you have a slightest of the hint regarding DCF, then you would…
CFA vs FRM19 Oct 2014 | 8:03 pmIf you had to choose between the two – CFA or FRM, which one will you take? Maybe CFA, maybe FRM or both? This is one of the most freqently asked questions when students make up their mind to advance their careers in Finance. Making the right choice is important because each of the examination takes lot of hard work, money and ofcourse lot of time. The choice, however, is sometimes difficult for those who are not aware of its key differences. I was fortunate to pass both the CFA and FRM exams and was lucky to go through the course details, benefits and nuances of both the examinations.
Dummies Guide to Earnings Per Share (EPS)9 Oct 2014 | 5:54 amWhen you analyze a company's financial health, the very first measure that you may want to check is profitability. The portion of a company's profit allocated to each outstanding share of common stock is known as Earnings Per Share or EPS. Though the interpretation of Earnings Per Share is relatively easy, however, the EPS calculation is not this simple. For example, let us have a look at the Colgate Palmolive Earnings Per Share Schedule. source – Colgate 10K filings We note that there are two variations of EPS – Basic EPS and Diluted EPS in Colgate Also note…
The Complete Beginner's Guide to CFA Examination18 Sep 2014 | 6:06 amThere are many credentials and degrees a financial professional may hold, however, there is no other than Chartered Financial Analyst or CFA that earns respect or is so rigorously focused on developing Investment Skills and Knowledge. The magazine The Economist referred to theCFA charter as the "gold standard,"writing that: [The] qualification is roughly equivalent to a specialized postgraduate finance degree, including a mixture of economics, ethics, law, and accountancy… Whereas there are tens of thousands of finance degrees available around the world, ranging from the excellent to…
Terminal Value in Discounted Cash Flows: A Primer30 Jul 2014 | 11:02 pmTerminal value is the value of a company's expected free cash flow beyond the period of explicit projected financial model. This tutorial focuses on ways in which Terminal Value is calculated in the context of Company Financial Model. - Why we calculate Terminal Value? Why Terminal Value is important for Discounted Cash Flows Terminal Value Concept Terminal Value Calculations – Perpetuity Growth & Exit Multiple Method Terminal Value Excel Example Alibaba's Terminal Value (using Perpetuity Growth Method) Can Terminal Value ever be Negative? Why we calculate Terminal…
Company Liquidation Services
Henry Ford a millionaire who failed at first11 Nov 2014 | 7:03 amHenry Ford is quoted as saying: "Failure is simply the opportunity to begin again, this time more intelligently." Henry initially failed with his first two... The post Henry Ford a millionaire who failed at first appeared first on Company Liquidation Services. you may also be interested in these related posts: Larry King a millionaire who failed at first. Nick Woodman a millionaire who failed at first.
Nick Woodman a millionaire who failed at first.11 Nov 2014 | 6:58 amNick Woodman, founder, CEO and Chairman of GoPro, created the now successful brand of wearable cameras. His net worth is approximately 175,000,000, 000 dollars. Just... The post Nick Woodman a millionaire who failed at first. appeared first on Company Liquidation Services. you may also be interested in these related posts: Larry King a millionaire who failed at first.
Larry King a millionaire who failed at first.11 Nov 2014 | 6:52 amLarry King a millionaire who failed at first was born on November 19th 1933. His given name was Lawrence Harvey Zeiger. Born in Brooklyn New... The post Larry King a millionaire who failed at first. appeared first on Company Liquidation Services. No related posts.
Temporary Staffing – A permanent solution5 Nov 2014 | 4:18 amThe backbone of any company is its permanent staff however more than ever forward thinking companies are looking to flexible staffing, particularly by using a... The post Temporary Staffing – A permanent solution appeared first on Company Liquidation Services. you may also be interested in these related posts: Wrongful trading and how to avoid it
Not Sure About the Difference Between Insolvency and Liquidation?4 Nov 2014 | 9:35 amThe post Not Sure About the Difference Between Insolvency and Liquidation? appeared first on Company Liquidation Services. you may also be interested in these related posts: Company Insolvency and Bankruptcy laws in the UK What happens to overdue debt during company liquidation? Company Liquidaton Advice: What is a Winding up order?
Bobby Finance
5 Essential Tips when Starting Your Business12 Nov 2014 | 9:03 pmIf you are thinking about starting a business, here's another video I just posted for you. I hope you enjoy it! Click here to subscribe to my Youtube channel The post 5 Essential Tips when Starting Your Business appeared first on Bobby Finance.
Your Holiday Trip: How To Save Money on Flight Tickets11 Nov 2014 | 12:00 amYear-end holidays are coming and like me, you may have probably already started planning your trips. More specifically, travelling by air is great but is usually associated with high spending costs. Indeed, from the airport ticket to the accommodation expenses, the cost of traveling by plane is constantly a nagging anxiety and can sometimes be more of a burden than it's [...] The post Your Holiday Trip: How To Save Money on Flight Tickets appeared first on Bobby Finance.
12 Lifestyle Changes To Save Money Faster5 Nov 2014 | 12:00 amWho says only cheapskates can save money? Sure, tightening your belt is nice and all, but it's not exactly fun. What's fun is being able to save money without even realizing it! Here are 12 lifestyle changes that will help you save money faster. 1. Borrow Goods, Not Money One essential lesson in personal financial [...] The post 12 Lifestyle Changes To Save Money Faster appeared first on Bobby Finance.
Planning your Retirement: Understanding Defined Benefit Plans29 Oct 2014 | 1:00 amBy Guest writer Del Lewis In the article, Saving For Retirement: 5 Things Every Young Professional Must Know, we introduced the concept of defined benefit plans and defined contribution plans. In the first case, you are guaranteed a fixed amount upon retirement, whereas in the latter case (DC plans), you bear the investment risk and [...] The post Planning your Retirement: Understanding Defined Benefit Plans appeared first on Bobby Finance.
Book Review: Flash Boys by Michael Lewis – A Journey Through Wall Street and High Frequency Trading22 Oct 2014 | 1:00 amIt's been a couple of months now that I have been eager to write this review. Flash Boys is definitely the most entertaining book I have read this year in its genre. This piece of literature has already spurred a lot of controversy in the media since its release earlier this year, mainly because of [...] The post Book Review: Flash Boys by Michael Lewis – A Journey Through Wall Street and High Frequency Trading appeared first on Bobby Finance.
Exchange Rate News
Pound Sterling to US Dollar (GBP/USD) Exchange Rate Softens on British Data21 Nov 2014 | 6:43 amIn the aftermath of UKIP's by-election victory on Friday, the Pound Sterling to US Dollar (GBP/USD) exchange rate softened by around -0.19%. With only a singular domestic data publication due... The report Pound Sterling to US Dollar (GBP/USD) Exchange Rate Softens on British Data appeared first on Exchange Rate News.
GBP/EUR Exchange Rate Extends Gains despite Anxieties Regarding the UK Independence Party21 Nov 2014 | 5:53 amThe Pound Sterling to Euro exchange rate is currently trending in the region of 1.2641. The common currency is continuing to trend lower against its major peers on Friday as... The report GBP/EUR Exchange Rate Extends Gains despite Anxieties Regarding the UK Independence Party appeared first on Exchange Rate News.
GBP/USD Exchange Rate Forecast: Fed Mester's Forward Guidance Speech could allow Higher 'Buck'20 Nov 2014 | 4:20 amThe Pound to US Dollar (GBP/USD) exchange rate softened on the latest US Federal Reserve meeting minutes, which offered support to the 'Buck'. However, the release of favourable UK Retail... The report GBP/USD Exchange Rate Forecast: Fed Mester's Forward Guidance Speech could allow Higher 'Buck' appeared first on Exchange Rate News.
Euro to Pound Sterling (EUR/GBP) Exchange Rate Falls on Eurozone Woes and UK Retail Sales Data20 Nov 2014 | 1:32 amThe Euro to Pound (EUR/GBP) and Euro to US Dollar (EUR/USD) exchange rates weakened on Thursday as data out of the Eurozone came in below economist forecasts and increased concerns... The report Euro to Pound Sterling (EUR/GBP) Exchange Rate Falls on Eurozone Woes and UK Retail Sales Data appeared first on Exchange Rate News.
GBP/USD, GBP/CAD Rally after BoE Minutes, Pound could Soften on ONS Wage Growth19 Nov 2014 | 5:04 amBoth the British Pound to US Dollar (GBP/USD) and British Pound to Canadian Dollar (GBP/CAD) exchange rates have been on an upward trajectory since the news of another split vote... The report GBP/USD, GBP/CAD Rally after BoE Minutes, Pound could Soften on ONS Wage Growth appeared first on Exchange Rate News.
Forex Alchemy
Japanese equities: Abenomics, Act 2?21 Nov 2014 | 12:20 pmJapan's stock market has risen a fifth in the past month – which has seen more QE from the Bank of Japan and a snap election called for next month. Lex's Alan Livsey and Joseph Cotterill discuss if improvements in corporate governance matter more. Make better investment decisions with Lex http://www... Continue reading Japanese equities: Abenomics, Act 2? on Forex Alchemy.
Spirit of regulation undermined21 Nov 2014 | 11:59 amThe revelation that the hedge fund Tiger Global used Cayman shells to anonymously short sell European companies has refocused attention on post-crisis short selling regulation. Sam Fleming, financial policy correspondent, talks to Miles Johnson, hedge fund correspondent, about why the trades undermi... Continue reading Spirit of regulation undermined on Forex Alchemy.
Rising deficit is taxing Osborne21 Nov 2014 | 11:32 amThe UK public finances have worsened over the past year, meaning George Osborne faces a difficult Autumn Statement in a couple of weeks. Chris Giles, Economics Editor, analyses the latest data that show the deficit has increased. The latest global markets overview http://www.ft.com/markets Click her... Continue reading Rising deficit is taxing Osborne on Forex Alchemy.
How to Formulate a Bias and Set Risk Amounts with Price Action21 Nov 2014 | 11:28 amDailyFX.com – Talking Points: Traders should look for biases (trends) in the effort of getting the probabilities of success on their side, if even just by a little bit. There is a massive difference between trading and analysis, and risk management can assist in bridging that gap. Price action... Continue reading How to Formulate a Bias and Set Risk Amounts with Price Action on Forex Alchemy.
How Likely Are Bankers Going to Cheat and Lie?21 Nov 2014 | 9:47 amNov. 20 (Bloomberg) — Bloomberg Businessweek's Kyle Stock reports on the likelihood that bankers may cheat and lie. He speaks on "Market Makers." (Source: Bloomberg)... Continue reading How Likely Are Bankers Going to Cheat and Lie? on Forex Alchemy.
Commercial Capital LLC » » Blog
Implementing Your Trucking Company Business Plan29 Oct 2014 | 9:56 amThe most difficult step in starting a trucking company is often first step – getting started. The best business plan is useless unless you put it into action and start implementing it. However, this step can be difficult for many first-time trucking entrepreneurs.This article helps you take on the three most difficult steps of implementing your business plan: financing your equipment, finding clients, and financing your operations.Step #1: Finance Your Truck/EquipmentGetting your first truck is your largest start-up expense for the business. It is also one of the hardest and most…
Financing a Temporary Staffing Company28 Oct 2014 | 4:42 pmRunning a temporary staffing company can be very profitable. The current business environment favors outsourcing employees, rather than hiring them. This environment creates an attractive opportunity for staffing agencies.However, operating a staffing agency requires working capital. This requirement is a problem for most agencies, who often don't have enough capital. It prevents you from running the company effectively and from adding new clients. Ultimately, growth suffers.Fortunately, this problem can be solved easily with the right type of financing.It's all about payrollThe…
Working Capital Loans for Small Businesses23 Oct 2014 | 3:48 pmMost small businesses need some form of working capital loan or financing at one time or another. They use these loans to handle short-term financing needs, such as making payroll, paying vendors, or starting a new project. Basically, the funds are used to run the business and grow.Working capital financing optionsMany small businesses encounter problems when looking for working capital. This difficulty is due, in part, to the fact that they often look at the wrong options.In this article, we discuss five working capital loan options that are available for small…
Using Invoice Factoring to Finance Startups19 Oct 2014 | 1:28 pmOne of the main challenges for startup founders is securing financing for their businesses. For many, it's an ongoing challenge that is part of their fight for survival. Unfortunately, most startups don't get funding. Instead, the founders and employees must bootstrap the business and make the best of their resources – and ingenuity.Looking for financing in all the wrong placesPart of the problem is that most entrepreneurs look for funding in the wrong places. They focus their energies trying to secure venture capital or angel financing. While these options are very…
Invoice Factoring Examples18 Oct 2014 | 11:40 amThis article offers two examples of how invoice factoring transactions work. It helps you understand how the account is funded, how fees are charged, and how the transaction is settled.For a detailed explanation of the whole process, from account set up all the way to funding, read "How Does Invoice Factoring Work?"What is invoice factoring?Invoice factoring is financing tool that allows companies to finance their slow-paying invoices. It works by selling your accounts receivable to a factoring company in exchange for immediate funds. This solution is used by companies that…
Stock Shastra
Where the markets will go? Who cares… I know my Investments!21 Nov 2014 | 4:31 amThese days, when I meet my friends and relatives, more often than not the conversation veers predictively towards a version of "Where do I see the markets going forward over next…". The time frame does not matter; I have come across all, from next few days to weeks to months to years. Yet invariably my answer most of the times have veered towards "I don't know!" And this always comes as a bit of a shock but more importantly as a disappointment. However, it's not hard to understand their shock and disappointment. Perhaps, I would have felt the same if…
Rupee Technical Report11 Nov 2014 | 3:05 amCurrent Spot Quote: 61.50 View: Bearish (On rupee) Target: 66.50 Time-frame: By Feb 2015 Strategy: Create longs between 61-61.50 with a Stoploss of 57.8 for 66.50(Spot levels) Rational Currency Chart As can be seen from the Charts USD-INR has a Strong support placed at 60.50 levels with other crucial trendline support placed at 61/61.2 levels. On a standalone basis charts suggest USD-INR Pair would have probably bottomed and any dips could be used an opportunity to buy. Inter-market Analysis Over a period of time emphasis in the Technical world has shifted from Single Market to a more…
Lower Oil Prices: The Inflection Point?31 Oct 2014 | 4:08 amAs you might be observing, oil prices have fallen over the past three months. Recently Goldman Sachs has slashed its 2015 Brent oil price forecasts to $85 per barrel for March 2015. Talking about the Indian Subcontinent, the prime beneficiary to this event is the Government of India which can meet its fiscal deficit targets comfortably. Since diesel subsidies form a major portion of the government's annual budget, reduction in oil prices will cut down expenditures. Taking advantage of lower oil prices, the Government has proactively deregulated diesel prices. Although this decision was long…
Thumb rule for Investing!10 Oct 2014 | 3:16 amDo you stay glued to the daily ups and downs of stock prices? Do you wonder what to conclude from the prices, fluctuating every now and then? Do you hope to make a windfall on the hot new stock you bought? And yet, things don't go as you want. Trust me; this can be simply termed as human misjudgement of the underlying value. What is a stock? It's a small piece of business. What does that mean? Simply, that you own the earnings and the cash flows that the business generates from time to time. To give you an evident analogy, the dividend on the stock is similar to rent you receive on your…
Nifty above 7900, should you still be buying? Nifty@MRP gives you the answer…2 Oct 2014 | 1:21 amWhat is Nifty@MRP? As investors, we constantly track the Nifty movements. To make investing more profitable and not a game of mere chance, we need a solution, a solution which could help us identify whether the market is grossly depressed or irrationally exuberant. This is exactly what Nifty @ MRP is for! Considering that the Nifty stocks are the top traded stocks of the country, we expect them to be traded at their MRPs (fair value). But this may not always be true. Thus, Nifty @ MRP gives an indication of whether the Nifty is fairly valued or whether irrationality is driving the markets.
German Exceptionalism? An Illusion About to be Laid Bare11 Nov 2014 | 11:51 amI have known Bob Barbera since his days as one of the best Wall Street economists, particularly during his time at Lehman in the late "80's/early 90's. He continues to share his knowledge with the faculty and students at Johns Hopkins (and a limited number of clients and friends). I asked Bob for his thoughts on the world, particularly as it relates to the most recent expansion (a mild term) of QE in Japan. His thoughts focus on the broader impact on Europe–specifically Germany—, but also, the rest of the world. Dr. Barbera makes some interesting points about China and growth…
A Vertical World31 Oct 2014 | 5:53 amMatthias Kuhlmey is a Managing Director and Partner at HighTower. He writes a blog, Money Clip, http://www.hightoweradvisors.com/who-we-are/hightower-advisors/matthias-paul-kuhlmey/market-view-blog/. In addition, he is published by Huffington Post; earlier this summer, he wrote a piece titled " A Vertical World." It succinctly makes a point which we have also discussed, not as elegantly, under the heading "Close to Home". It reinforces the view that from Canada to Tierra Del Fuego opportunities exist for investments under the rule of law, as well as more…
Two Cheers for GAAP15 Oct 2014 | 9:15 amWhitebox Advisors is a quite successful alternative money manager headquartered in Minneapolis. I enjoy reading Whitebox's monthly letter describing in a very transparent and articulate fashion what has happened in each of the strategies the firm is managing. In addition, Andy Redleaf, Founder and CEO, always has something unique to say in his broader comments in the letter. He recently wrote a very interesting essay titled "Two Cheers for GAAP." It is a timeless piece pointing out the growing use of "adjusted earnings" and to some extent the ultimate return by investors to GAAP…
"Past Performance is Not Indicative of Future Results"9 Oct 2014 | 8:09 amI spent five minutes on CNBC Power Lunch on Monday primarily discussing small cap stocks. As usual the CNBC crew wants to be prepared for all possible topics and asked for some preliminary observations on a number of important issues, which I put forth below. Plus, we are finding ourselves in the midst of a significant increase in volatility and some major selling across several asset classes. I thought a reprise of the comments I provided to CNBC would be worth considering, particularly given some additional elements of uncertainty that have come forth in just the last few days. This…
Lessons Learned, Jackson Hole, Two Experiments, and Tail Risks27 Aug 2014 | 4:38 pmThe message coming out of Jackson Hole was a belief that, while any decisions will be data-driven, the Fed will not rush to raise the Funds rate. At the same time, Mario Draghi's words were viewed as "dovish" with the likelihood that Quantitative Easing (QE) by the European Central Bank (ECB) will occur at some point soon in Europe. While this is clearly the consensus, we do have two experiments going on and we can all speculate about the outcomes. Now, on to my speculations. I'll start by suggesting that one read Mohamed El-Erian's latest piece in Bloomberg View where he posits…
The Transportation Industry's New Fraud Danger: Identity Theft19 Nov 2014 | 8:07 amIdentity theft is at an all-time high and those who make a profession in the trucking industry are especially vulnerable to the exploitations. The Internet may be a great tool for today's world, but it has also made it very easy for the rather unscrupulous people to figure out more ways to take advantage of those who make an honest living. There are several different scenarios in the trucking world for those who would try and take advantage of those who wouldn't.
The Business Credit Top 5 [October]9 Oct 2014 | 9:41 amWelcome back to the Business Credit Top 5! Another month, another five of the best business credit articles from around the web.
Ansonia Credit Data: Accuracy, Integration, Automation and Service24 Sep 2014 | 9:59 amACD + Cadence Integration Case Study Foley Carrier Services Nicole Sullivan, Manager Credit and Collections By utilizing ever-evolving technology, businesses can work smarter rather than harder to effectively manage credit risks and cash flow. Credit reports and monitoring tools offered by Ansonia Credit Data meld cutting-edge technology with unparalleled accuracy, seamless integration, time-saving automation and customer service that are second to none. How Data Accuracy Has Benefited Foley Carrier Services Nicole Sullivan, Foley Carrier…
Four Proven Ways Trucking Companies Can Improve Their Cash Flow10 Sep 2014 | 7:33 amManaging the cash flow of a trucking company has always been difficult. As a business owner, you have to manage the constant tug-of-war between revenues and expenses. On one hand, your revenues come from brokers and shippers who usually don't offer quick-pays. Instead, they want to pay their freight bills in 30 to 90 days. On the other hand, you have to deal with company expenses that need to be paid regularly. A number of these expenses, such as maintenance and fuel, have to be paid as you incur them. In this scenario you can run out of cash, especially if you are growing quickly.
UCC Financing Statements on a Successor Company27 Aug 2014 | 7:30 amI filed a UCC financing statement on a successor company so I can collect the accounts, right? Not so fast. Editor's Note: This is a guest post from David Jencks, an attorney representing factoring and asset based lending companies. You can learn more about David here.
Independent Investor News
Achieving Market Leverage: CFD versus Spread Betting20 Nov 2014 | 11:07 pmInvestments in financial markets can garner hefty rewards. However, traders simply cannot always access the capital needed to get substantial returns. Leveraged products provide investors the opportunity to get significant market exposure with a small initial deposit. Popular in the United Kingdom, contract for difference (CFD) and spread betting are leveraged products fundamental to the equity, index markets and Forex. CFDs are basically contracts between financial institutions and investors wherein the latter take a position on the future value of an asset. Similarly, spread betting allows…
What is market timing and why should it be considered?19 Nov 2014 | 10:11 pmWhat is market timing? The most sought after advice in the book is to purchase and sell high and market timing is an attempt to do the same old thing once more which is to sell when the market is high and buy when it is low. Obviously, it is not that straightforward since the market timing in essence entails predicting whether the market will keep going the way it is predicted or make a turn up or down which is in theory easy but is difficult to attain in practice. To sell or to hold? The stock has since doubled in value in the past five years since it was officially held. But it is still not…
Volatility adversely affecting commodities17 Nov 2014 | 10:09 pmGlobal economic challenges which include the imbalance of supply and the continued strength of the U.S. economy had devastating effects on the commodities market according to PwC's Gold, Silver and Copper Price Report. The report notes reveal that the low prices resulted to widespread cuts across the sector from exploration to production while at the same time operating capital expenses. However, the present slump in prices is indicative of the cyclical nature of the industry. Gold companies while in the long term view is above current sport prices, volatility still remains the primary…
Warning signs a bond fund is taking unnecessary risk13 Nov 2014 | 12:12 amSome bond funds are now forgoing safety in pursuit of higher yields. There are basically three warning signs that investors should be wary about. The first is that if a fund starts to invest in bonds with a credit rating of CCC or lower, this category is regarded as bonds where things are not going that well. In a span of 30 years which ended a year ago in 2013, the average level of default for bonds with those credit rating was 12.9 % while typical yield was 15.5 %. A yield does not hardly compensate the investor for the elevated risk for being in default. Funds which invest in CCC or…
Volatility bolsters money-market funds10 Nov 2014 | 10:09 pmMore and more conservative investment choices namely money-market funds are gaining popularity because of the volatile local and global markets, in a report published last week according to local money-market fund managers. Amidst the inflation which is constantly on the rise from a global perspective and commodity markets, the same are increasingly becoming volatile in which investors are searching for much safer places to take their cash as long as they get a much higher rate of return than inflation. The shock waves that were caused by the collapse of unsecured lender African bank are…
Forex Trading Blog
Forex Trading Signals CHF Weakness 11-21-201421 Nov 2014 | 9:34 amToday in forex trading the CHF was weak on all pairs. This drove substantial price movement on these pairs. The AUD/CHF moved higher and this pair is now at one fairly strong resistance level. The CAD/CHF moved higher and is likely going to continue higher on the larger time frames and trends as it looks like it is breaking out of resistance. There were other strong movements today on the market as well as indicated by the heatmap. CHF Weakness 11-21-2014
GBP/AUD Trend Analysis 11-19-201419 Nov 2014 | 7:33 pmSeveral pairs are trending up on the H4 time frame like the GBP/AUD. Set buy alarm at 1.8235 on this pair. Some resistance is at 1.8390, but it has potential to go much higher, possibly the 1.8600 area.GBP/AUD Trend Analysis 11-19-2014
Forex Signals AUD Weakness 11-19-201419 Nov 2014 | 8:59 amToday in forex trading the AUD was weak on all pairs, driving strong price movement. There was also some GBP strength and minor CHF strength. This drove the GBP/AUD higher and the AUD/CHF lower. The movements were strong but both pairs are ranging so we would scale out lots on either trade.AUD Weakness 11-19-2014
GBP/USD Trend Analysis 11-12-201412 Nov 2014 | 7:36 pmThe GBP/USD is currently trending down on the largest time frames, like the W1 and MN time frames. Current support level and price alarm point is at 1.5760. Below there we see no nearby support. Overall, excellent pip potential.GBP/USD Trend Analysis 11-12-2014
Forex Trading GBP/NZD Sell Signal 11-12-201412 Nov 2014 | 9:49 amToday in forex trading the GBP was weak and the NZD was strong, driving price movement on many pairs. The GBP/NZD dropped very hard, it is currently at one support level and we would scale out some profitable lots here. The NZD/USD also rose on the NZD strength but this is a short term trade only inside of trading ranges.GBP/NZD Sell Signal 11-12-2014
The Retail Finance Blog
Furniture Store and Home Furnishings Sales Up In October Reports Furniture Financing Company19 Nov 2014 | 11:16 amAccording to data released by the US Census Bureau, the furniture and home furnishings industry saw an increase in sales again in October. Sales were up 1.56% year over year and up slightly since September of 2014. This could be a good sign headed into the 2014 holiday season, with several signs pointing to retail sales improving. With this return to retail, furniture financing should see an improvement as well.
What to Consider When Choosing a Second Look Financing Company14 Nov 2014 | 7:23 amIf you run a retail store and are interested in offering financing options to your customers, you may also be interested in offering second look financing. Typically, the first look financing companies, such as credit card companies, approve only a slice of the customers that walk through the door. So, what do you do with those customers who are turned down? This is where a second look financing company comes in to play.
Furniture Financing Options31 Oct 2014 | 7:24 amWhen it comes to furniture financing, there are many options for retailers and customers alike. Typically, if a customer is looking for furniture financing, they can choose from a first look financing solution like a branded credit card, a second look financing solution like retail installment financing, or a third solution in furniture leasing. This article explains these different types of furniture financing options.
Patriot Launches Furniture Financing Program; Featured in Furniture Today20 Oct 2014 | 11:35 amPatriot Finance launched a new furniture financing program designed to offer fair and responsible furniture financing to consumers. Patriot's new second look financing program was featured in Furniture Today:
More on Furniture Financing - Installment Sales vs. Leasing29 Sep 2014 | 6:43 amIn the furniture financing space, there is a battle brewing between leasing and traditional installment financing. That raises the question though, what is actually better for your customer, entering into an installment purchase or leasing? And, just as importantly, which is better for your furniture store?
| InvestAsian
Singapore Ranked Best for Business20 Nov 2014 | 11:08 pmSingapore was ranked as the best place in the world to do business for the 7th year in a row by the Economist Intelligence Unit's (EIU) Business Environment and Ranking Index, securing the top spot because of an "efficient, open economy that works hard to maintain its competitiveness as a regional hub for global businesses". The index looks at 82 different countries and judges their business environment based on factors such as political stability, taxation, infrastructure, labor pool, and openness to foreign direct investment. Other countries included in the top five were Switzerland,…
Indonesia Crucial to AEC's Success17 Nov 2014 | 8:04 pmThe success of the ASEAN Economic Community (AEC) will rely heavily on the participation and readiness of Indonesia, Southeast Asia's largest economy and most populous nation which contributes to around 40% of the regions GDP and 1/3rd of its population. The AEC aims to transform the ten member states of ASEAN (The Association of Southeast Asian Nations) into a single economic union by 2015. In some ways similar to the EU, but without deeper ties such as a single currency, the AEC will attempt to promote a free flow of labor, investment, and trade while turning the region into a global…
High Speed Railway to Benefit Laos16 Nov 2014 | 11:26 pmLaos is set to gain from a high speed railway that will link Thailand with China. The line is planned to connect the southern Chinese city of Kunming to Bangkok, passing through the Laotian capital of Vientiane on the way. The railway will link China with many other countries in Southeast Asia and eventually, even Europe. The rail system in Laos is still undeveloped, and its 3.5 kilometer-long railroad, single train station, and low capacity has mostly been used to ferry tourists into the country from the Thai border town of Nongkhai. However, this is quickly changing with the regional…
Commodity Prices Threaten Malaysia15 Nov 2014 | 3:39 amThe falling price of commodities present a challenge for the Malaysian economy, Southeast Asia's third largest. Some of the country's major exports, such as palm oil, tin, and crude oil are hovering near their four-year lows and the Bloomberg Index of 22 raw materials fell to their lowest level since 2009 this week Some economists have warned of a risk to Malaysian exports, which are a significant driver of the country's growth, and totaled over US$230 billion in 2013. Experts have noted the impact that this could have on the Malaysia's current account over the medium to long term,…
Stock Exchange Cooperation to Expand12 Nov 2014 | 9:47 amThe current path of Asian stock exchanges making cross-border investment easier through partnerships and linkages is set to continue, according to industry heads from throughout the region. Bourses in Asia face little competition from each other, but leaders see much to gain by working together and increasing the free movement of capital – especially as Southeast Asia transforms into a single market with the ASEAN Economic Community (AEC) set to arrive in 2015, and with China seeking to better integrate its own capital markets. "The connection between exchanges will be more common,…
Payday Loans Online Instant $ Cash Advance Fast Loans USA
Credit Card Consolidation Loan – Debt Consolidation in US11 Nov 2014 | 11:03 pmCredit loan consolidation loan is by far best means to get rid of previous debts and manage present expenses. Consolidating your high interest outstanding […]
Chicago Payday Loans – Cover Your Unexpected Expenses4 Nov 2014 | 10:23 pmIf you are fed up of unwanted expenses and are not able to arrange cash immediately those expenses, then there is no need to […]
Apply for a small business loan in US to start new entrepreneurship24 Sep 2014 | 2:22 amMoney is the basic requirement to start new business anywhere. It is not possible entrepreneur always to have enough money to hook up his […]
Why Online Payday Loans Are Better than Bank Loans22 Sep 2014 | 1:06 amWorld is developing with great technical advancement which has enhanced living standards of people. They try to grab every amusement measure to entertain their […]
Hitch your financial problems with Long term Payday Loans in US16 Sep 2014 | 12:13 amIf you are facing any economic disabilities in your life, then it is obvious in today's fast growing economy. Nothing is available without any […]
Vantage Point Trading
Trading Psychology – Dealing with Loss Aversion21 Nov 2014 | 5:15 amWhen it comes to trading psychology, in order to be successful in the markets traders must master loss aversion. Loss aversion is being unable to accept a loss once in a trade. You tell yourself you'll get out if you lose a certain amount, but just before getting stopped out you decide to hold onto […] Source: VantagePointTrading.com
Forex Swing Trading Signals, November 20, 201419 Nov 2014 | 6:44 pmThese forex swing trading signals are primarily based on 1- and 4-hour charts, but the context for direction may come from the daily chart. Trades last one day to a couple weeks, depending on how quickly the market moves. This list is published when I have time–usually a couple times a week and isn't a full […] Source: VantagePointTrading.com
What's Scarier Than DEflation?19 Nov 2014 | 11:29 amWhat's Scarier Than DEflation? As early as 2011, our analysis warned that Europe's deflation was coming — here's why (See: What All Major Depressions Have in Common–Deflation, March 23, 2012) For the economies of Europe, the past few months have felt like one long ice-bucket challenge that never ends: A perpetual state of shock induced […] Source: VantagePointTrading.com
Building Forex Trading Success: Interview with Casey Stubbs17 Nov 2014 | 9:45 amBuilding Forex Trading Success: an Interview with Casey Stubbs The guys over at Winner's Edge Trading offer a ton of a quality analysis, trade ideas and educational content to help traders achieve forex trading success. Today I'm Joined by Casey Stubbs , the founder of Winner's Edge Trading. I want to jump right in. You guys […] Source: VantagePointTrading.com
Forex Swing Trading Signals, November 16/17, 201416 Nov 2014 | 2:44 amThese forex swing trading signals are primarily based on 1- and 4-hour charts, but the context for direction may come from the daily chart. Trades last one day to a couple weeks, depending on how quickly the market moves. This list is published when I have time–usually a couple times a week and isn't a full […] Source: VantagePointTrading.com
Gold IRA - Investing in a Gold IRA Rollover
Switzerland Gold Referendum A Healthy Conversation – Ron Paul28 Oct 2014 | 5:35 pmAlthough it is unlikely Switzerland's gold referendum will pass, one U.S. politician said the country is embarking on a "healthy conversation" regarding the role of its national bank. Read Article: Switzerland Gold Referendum A Healthy Conversation – Ron Paul
Extending losing streak, gold drops to 2-week low28 Oct 2014 | 4:35 pmGold fell on Tuesday as investors nervously awaited the U.S. Fed's policy meeting for clues about the timing of any interest rate hike. Read Article: Extending losing streak, gold drops to 2-week low
Gold Narrowly Mixed as Focus Turns to FOMC Meeting28 Oct 2014 | 3:35 pmGold futures prices are modestly lower, while the cash (spot) gold market is slightly higher in early U.S. trading Tuesday. Read Article: Gold Narrowly Mixed as Focus Turns to FOMC Meeting
Five Firms Offer Proposals For New LBMA Gold Fix28 Oct 2014 | 2:35 pmFive firms presented proposals to run the London Bullion Market Association's London daily gold price mechanism, known as the gold fix, the LBMA said late Monday. Read Article: Five Firms Offer Proposals For New LBMA Gold Fix
BMO: PGMs Price Decline Is 'Overdone,' But Further Losses Possible28 Oct 2014 | 1:35 pmPlatinum group metals fell sharply in the third quarter, pressured in part by the weakness, in gold, and BMO Capital Markets said Tuesday the decline was "overdone." Read Article: BMO: PGMs Price Decline Is 'Overdone,' But Further Losses Possible
Tradeciety - from traders, for traders
Guest Post: What Being A Student Taught Me About Trading21 Nov 2014 | 12:35 amGuest Post: 6 Things That Being A College Student Taught Me About Trading My university life was pretty dissolute, you know, the usual 'how not to be a good student story', so looking back on those heady, hedonistic days, here's some lessons that can be taken from the lives of students for you as a trader. 1. The biggy has to be getting regular sleep. Drinking, taking illicit drugs, carousing and generally living it up takes burning the candle at both ends if you intend to keep up any modicum of study. This is no good for your energy levels or speed of problem solving.
Should You Stop Telling Traders About Your Trading Strategy?20 Nov 2014 | 4:54 amWill Your Trading Strategy Stop Working If You Tell Other Traders About It? If you browse around trading forums or listen to traders talk you will eventually hear that traders fear that their profitable trading strategy stop working if they talk with too many other traders about it. But do you really have to fear that other traders will destroy your trading opportunity if you don't keep it to yourself? It is true that famous stock market effects such as the January Effect, which describes the fact that stocks tended to rise in January stopped working, or at least changed the way…
Debunking Trading Lies: Trading Daily Timeframes Is Easier19 Nov 2014 | 7:53 amIs Trading Daily Timeframes Really Easier? Everywhere in the web, in trading books or when you listen to traders talk in person you will eventually hear that they suggest trading higher timeframes because of 'all the advantages' they offer. The advice to trade daily timeframe is usually given to new and inexperienced traders with the rationale that higher timeframes are less 'noisy', offer more reliable setups and grant more time to think about your trading decisions. We've taken a closer look at this old trading myth and show you why trading daily timeframes is not easier and even…
The Ultimate Math Guide For Traders17 Nov 2014 | 2:32 amThe Traders Math Guide – Everything You Need To Know About Math And Statistics In today's world, math and statistics are not very popular and most people don't even understand basic mathematical and statistical concepts. Whereas in most professions you can still find a way to work around your lack of knowledge, if you fail to understand or misunderstand math and statistics in trading, it is very hard to trade profitably. In the following math guide for traders we will provide you with a crash course of the most important mathematical concepts and explain how they affect…
The Psychology Behind A Price Rally14 Nov 2014 | 9:06 amThe Thinking Behind A Rally In Price These days you can see excited and euphoric traders in twitter, forums and everywhere in the web talking about rallies, big profits and about the dream of making a 'killing' from joining the long-lasting trends you can witness these days. The truth is, traders join trends too late and miss the exit just to see their profits evaporate and being left with nothing, but the clueless perplexity how they managed to lose money over a several thousand pip rally. The following price chart illustrates the different phases and stages the average trader…
Orbex Forex Trading Blog
Select a trustworthy broker on which you can rely!21 Nov 2014 | 7:04 amThe first and most important thing to take into account when considering using a particular Forex broker is whether you feel comfortable entrusting your money to them in the form of a margin account deposit. You will want to review their services and trading platforms to make sure that they offer all of the features you think you require for your trading style and needs. Additionally, review the spreads types, commissions, leverage and other conditions to see how much you can gain vs. lose on your trades, as well as deposit & withdrawal methods. At Orbex, we have everything a trader might…
Market Weekly Recap-Nov 21st21 Nov 2014 | 5:43 amYen in the spotlight for the third week The Japanese Yen continued to remain in the Fx spotlight after weeks of rumors saw confirmation from Premier Shinzo Abe dissolving his parliament and calling for snap elections in December. The third quarter GDP saw a consecutive decline, taking Japan into a technical recession. The much anticipated delay to the sales tax hike from current 8% to 10% was also postponed by 18 months. It was due to come into effect in October 2015. The Bank of Japan's monetary policy refrained from taking on further measures despite pre-policy statement rumors of plans…
Dow Jones 2014-11-2121 Nov 2014 | 4:30 amDow Jones: 17800 Equity demand with Equity market managed to obtain drop correction with less than 10% which indicating the sustain of Long-Run uptrend wave market managed to jump fast in U.S equity after the last U.S GDP which indicating better than expected economic growth in U.S.A. market managed to jump above resistance 17440 2 weeks ago, which sending signals of ability to sustain advance toward up short-run market faced today 2 situation which will consider good for equity: 1- China Cuts Benchmark Interest Rates to Boost Economy 2- Mario Draghi said the European Central Bank must drive…
Gold 2014-11-2121 Nov 2014 | 4:30 amGOLD 1195 Gold between deflation & Dollar hike market managed to activate more drop pressure over Gold after FOMC rate projections for rising interest rate next year while economic data from Europe and Japan showing slow down which may cause more deflation in prices which will affect Gold for more drop also market managed to fell below support zone of 1180 which indicating the sustain drop for the next year which is compatible with expectation for Fed to raise interest rate short-run market managed to spark rebound correction as expected after U.S labor market data 2 weeks ago , where…
Oil (F) 2014-11-2121 Nov 2014 | 4:30 amOil (F5):76.50 Oil extend drop below 90.00 as IMF cut Global Growth Forecast market managed to add more drop pressure after the International Energy Agency predicting the lowest demand growth since 2009 market still holding drop pressure over WTI where Global economic slowdown with reducing expected Oil demand add more drop pressure , where Japanese data show depend recession which indicating reduce demand for Oil market managed to hit 73.20 low last friday, which showing market inside oversold zone , while market may obtain some trading zone between 72.00 – 79.75 as long as market…
Useful Financial Tips
Top Advice's for those who want to do Project Payday Work30 Oct 2014 | 10:48 pmSome important details about Project Payday Work Making additional money A year back I was looking for a way to make additional cash(like most people) just to lighten up the weight of bills I get month-to-month, purchase household goods, or just to buy my woman something nice Checking of scam . Lengthy story short, I didn't have a college degree or a rich family member to borrow money from, so of course naturally I went to Google. I saw several fascinating articles but one stood out "Project Payday". So my concern initially is just how do I know that this isn't a…
What are my rights when it comes to international accident claims?29 Oct 2014 | 11:19 pmSome important details about international accident compensation Two types of legal recourse When it comes to holiday accident compensation the law can become very complicated and it is difficult to summaries the position in brief. However, generally speaking, there are two types of legal recourse available to the injured party. 1. Claiming against a UK company if the accident occurred while in premises, engaging in activities or using products which were purchased in the UK. 2. Claiming holiday accident compensation through foreign courts in the country in which the accident happened. Why…
Top 5 Tips for Protection from Mortgage Fraud19 Oct 2014 | 9:30 pmHow to save yourself from Mortgage Fraud Sufferers Victims of mortgage fraud Each and every home proprietor is a mortgage fraud sufferer. One of the most amazing factors of this whole mortgage fraud debacle is the fact that some of the very people who are individuals in this fraud are sufferers as well. The number of bank workers, judges, court clerks, lawyers, procedure web servers, sheriffs, and others have mortgages? How many of the individuals who work in law workplaces, courthouses, sheriff divisions, as well as other organizations that are directly involved in this fraud have been…
Top most information about Seychelles Financial Security13 Oct 2014 | 1:39 amHow to safely deposit money in an offshore account Money deposit in an offshore account In almost everything that people around the world do, there are pros and cons; the same holds true with depositing company money in an offshore account. Individuals, companies, corporations, firms, and etc. have for many years invested their money in foreign countries without much thought. Because most people thought that financial security was in fact, in force. But unfortunately, that is not always the case to many people out there who may have lost their money because of baseless accusations sent to…
Top 12 Techniques to Save your Money by Managing your Personal Finance30 Sep 2014 | 10:30 pmHow to appropriately manage your finance through these great tips Managing finances Are you currently more than your head in debt? Are you spending more than your earnings enables? If you'd like to get your private finances below manage, you should take optimistic and measurable steps. Learn techniques to save money, and acquire manage of the personal finances, by reading the paragraphs that comply with. Homemade gifts In order to minimize your Christmas price range, take into account fashioning you personal homemade Christmas gifts. You might devote much less and you will save…
Blog Intro 11/2120 Nov 2014 | 9:00 pmDear New Readers, I stared Selective Chartists 10 years ago after becoming a full time trader whose hope was to educate and guide others in the field of stock market trading. This blog is my way of communicating with my readers daily, and is meant as a stock trading aid for traders, brokers, educators, students, and more. Each day I share the Top Stocks—stocks that are poised for higher levels in the near-term based on a tried-and-true stock trading system—which includes stocks and their anticipated movement. However, what this blog doesn't offer are intraday email alerts that notify…
Top Stocks 11/21 - BITA, GILD, HPQ20 Nov 2014 | 9:00 pmTop Stocks reports are published daily, prior to stock market opening. Reports presents top candidates that are close to meeting the criteria (proprietary scans) and poised for higher levels near-term. Contents are meant as a stock trading aid for traders, brokers, educators, students, etc. This morning, futures are displaying a HIGHER openingClimate(major indexes): UPTREND Top candidates poised for higher levels near-term. In general, BUY within 5% of Pivot, stop-loss 5% below buy price. Bitauto (BITA) Feb.Wait for pullback $83.50 rangeGilead (GILD) …
Top Stocks 11/20 - BITA, GILD, HPQ19 Nov 2014 | 9:00 pmTop Stocks reports are published daily, prior to stock market opening. Reports presents top candidates that are close to meeting the criteria (proprietary scans) and poised for higher levels near-term. Contents are meant as a stock trading aid for traders, brokers, educators, students, etc. This morning, futures are displaying a Lower opening.Climate(major indexes): UPTREND Top candidates poised for higher levels near-term. In general, BUY within 5% of Pivot, stop-loss 5% below buy price. Bitauto (BITA- In process of BREAKOUT - EXTENDED >wait pullback $85 rangestellar earnings reported…
Top Stocks 11/19 - BITA, FB, GILD, HPQ18 Nov 2014 | 9:00 pmTop Stocks reports are published daily, prior to stock market opening. Reports presents top candidates that are close to meeting the criteria (proprietary scans) and poised for higher levels near-term. Contents are meant as a stock trading aid for traders, brokers, educators, students, etc. This morning, futures are displaying a Lower opening.Climate(major indexes): UPTREND Top candidates poised for higher levels near-term. In general, BUY within 5% of Pivot, stop-loss 5% below buy price. Bitauto (BITA)- In process of BREAKOUT - EXTENDED >wait pullback $86 - $87stellar earnings reported…
Top Stocks 11/17 - BITA, HPQ, VRX16 Nov 2014 | 9:00 pmThis morning, futures are displaying a LOWER opening.Climate (major indexes): UPTREND Top candidates poised for higher levels near-term. In general, BUY within 5% of Pivot, stop-loss 5% below buy price. Earnings dates provided as holding into the news may add high volatility.Bitauto (BITA) - In process of BREAKOUT - wait oullback $86 - $87stellar earnings reported 11/14 - HIGHER prices may lie ahead.....Gilead (GILD) 02/02 - OVERSOLD - Anticipate a rebound $105 - $108 range Facebook (FB) 01/27 - BASING in $73 - $75 channelRally should occur when trade above 20dMA…