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Thursday, 29 Mar 2012 11:45 AM
The average U.S. rate on the 30-year fixed mortgage fell back below 4 percent this week, staying near historic lows.
Mortgage buyer Freddie Mac said Thursday that the rate on the 30-year loan dropped to 3.99 percent from 4.08 percent last week. Last month, the rate touched 3.87 percent, the lowest since long-term mortgages began in the 1950s.
The average rate on the 15-year fixed mortgage also fell, to 3.23 percent. That's down from 3.30 percent last week and above the record low of 3.13 percent hit earlier this month.
The low rates have made home-buying and refinancing more affordable at a time when the housing market is flashing small signs of improvement. Still, most economists say it will take years for the market to fully recover from the housing bust.
January and February made up the best winter for re-sales in five years, when the housing crisis began. And builders are more confident about the market. In February, they requested the most permits to build single-family homes and apartments since October 2008.
An improved job market may also be helping home sales. Employers have added an average 245,000 net jobs per month from December through February. That has helped reduce the unemployment rate to 8.3 percent, the lowest level in nearly three years.
Rates rose a bit earlier this month after positive economic news pushed up yields on U.S. Treasury bonds. Mortgage rates then to track the yield on the 10-year Treasury note.
An improving economic outlook can lead investors to shift money from Treasury bonds to stocks. That pushes up Treasury yields.
Even with signs of improvement in housing, home prices continue to fall. Millions of foreclosures and short sales — when a lender accepts less than what is owed on a mortgage — remain on the market. And the housing crisis and recession have also persuaded many Americans to rent instead of buy, which has led to a drop in homeownership.
To calculate the average rates, Freddie Mac surveys lenders across the country on Monday through Wednesday of each week.
The average rates don't include extra fees, known as points, which most borrowers must pay to get the lowest rates. One point equals 1 percent of the loan amount.
The average fee for the 30-year fixed loan was 0.7. For the 15-year fixed loan, the average was 0.8.
For the five-year adjustable loan, the average rate fell to 2.90 percent from 2.96 percent, and the average fee was unchanged at 0.8.
The average on the one-year adjustable loan dropped to 2.78 percent from 2.84 percent, and the average fee was unchanged at 0.6.
© Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
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Could someone please tell me what R-Value is recommended for an attic that has 2 X 6's and will be used for a loft bedroom? This is for a house in upstate NY. THANKS!!!
R-30 for attic/ceiling insulation, R-15 for walls,
With 2x6 framing, you can only fit R-19 into the space if fibreglas is used and that will compromise ventilation.
With 2x6 framing, you can only fit R-19 into the space if fibreglas is used and that will compromise ventilation.
Blue and pink foam is R3.6 per inch and some foil faced foam is R7 per inch. Wood is about R1 per inch and roofing or drywall is negligable.
I would place R19 fibreglas and add an inch of foil faced foam. That gets it to R 27 with the roof sheathing. Close enough- but if inspectors are strict there, you could add 1-1/2" of the foam. Tape it on the seams and you have a vapour barrier. apply it across the faces of the joists and it helps stop thermal bridging where the joist at six inches is only R6 right next to insulation at R19 or so.
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When they were knocked out of the World Cup in the group stage, Cristiano Ronaldo and co would have expected to return home to more than a few broken hearts.
But Portugal's footballers seem to have shattered dreams of a more canine variety after a dog was caught on camera visibly devastated after their Group G exit.
Severa is a pet who appears to understand football, proving true the old saying that a dog really is a man's best friend.
It wasn't all doom and gloom though - for three fleeting matches, Portugal were still in the competition. Severa certainly enjoyed Silvestre Varela's late equaliser against the USA.
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Red Sox Willing To Go Over Luxury Tax Threshold Hurricanes Seeing Smaller Crowds So Far Orlando City's Rawlins Still A Fan First Franchise Notes Red Sox Spend Big With Ramirez, Sandoval Bills Say Stadium Will Be Ready For Sunday AHL Checkers Likely To Leave Hornets' Arena NFL Franchise Notes Bills Plan To Practice, Play In Buffalo This Week Rockies Brass Conducts Twitter Q&A With Fans
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RESTRICTED MOVEMENT: In N.Y., Larry Brooks wrote Blackhawks GM Dale Tallon's "blunder in not getting qualifying offers to his restricted free agents in the timely manner mandated" by the NHL's CBA is "likely to mortally wound the Blackhawks next summer." The Blackhawks "will not have enough space to remain intact while accommodating" C Jonathan Toews, RW Patrick Kane and D Duncan Keith. The team "will have to choose between losing one of those three to an offer sheet, or trading Patrick Sharp, Dave Bolland or Brent Seabrook, none a good option" (N.Y. POST, 7/12).


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Barbecue Pork "Saucers" with Vegetable "Aliens"
Source: dLife
Barbecue pork in biscuit "saucers" with vegetable kabobs shaped as aliens.
0 1/2 tsp black pepper
10 oz Pork, tenderloin, lean, raw
0 1/4 cup Sauce, barbecue, low sodium
0 1/2 tsp Mustard, deli
7 1/2 oz refrigerated buttermilk biscuit dough
1 each raw egg yolks
1 tsp cold water
0 1/4 oz red food coloring
10 cup fresh cherry tomatoes
1 each Cucumber, fresh, medium
0 1/4 tsp low fat cream cheese
1 tsp Currants, red, fresh
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Austin Peck (Brad) is said to be out the door at As the World Turns! According to today's tweet from CBS Soaps In Depth. "Holy crap. ATWT isn't confirming it, but we hear Austin Peck (Brad) has been let go." The actor joined the cast of the of "ATWT" in January 2007. More on this story as they develop.
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Sep 12, 2014
MOSCOW [MENL] -- Israel and Azerbaijan have convened a defense summit.
Sep 11, 2014
WASHINGTON [MENL] -- The United States plans to provide tens of millions ofdollars worth of military assistance to Iraq.
Aug 27, 2014
TEL AVIV [MENL] -- Israel's military, amid its failure to stop Palestinianrocket attacks from the Gaza Strip, has requested a budget increase ofseveral billion dollars.
Aug 20, 2014
LONDON [MENL] -- The Saudi royal family was said to have been engaged inregional bribery.


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LAHORE:March 10:A THREE-DAY Book Fair 2012 organised by Government College University (GCU) under its Library Society concluded on Friday. Government College University spokesman said the Library Society's survey on the closing day revealed that students purchased over 21,101 books out of their pocket money from the Book Fair housing more than 250,000 books on various subjects.
GCU Vice Chancellor Prof Muhammad Khaleeq-ur-Rahman also purchased a large of books on literature, physics and religion, saying reading and writing was a Muslim tradition. "Read" is the first commandment of Allah for Muslims in the Holy Quran.
Addressing the closing ceremony, Government College University Chief Librarian Abdul Waheed said the United Nations Educational, Scientific and Cultural Organisation (UNESCO) monitored both the number and type of books published per country per year as an important index of standard of living and education, and of a country's self-awareness.
However, he expressed dejection that no such record was available to UNESCO in connection with Pakistan. Doodh Mela starts: The Doodh Mela and Dairy Expo 2012 started at University of Veterinary and Animal Sciences (UVAS) on Friday.
The event aimed to promote modern and model dairy farming was organised by the Faculty of Animal Production and Technology (FAPT) in collaboration with the Punjab Livestock Dairy Development Department. The event will conclude on Saturday (today) with prise distribution among owners of high milk producing animals.The news.
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A Call to Conscious Evolution: Our Moment of Choice
Climate change, economic disparity, educational inequities, geopolitical tensions - these mounting concerns are symptoms of a world that is out of balance. Together we can shift consciousness by co-creating a new way of being together.
The Call to Conscious Evolution was born following a gathering of global visionaries. It's a movement that fully supports that the future is not what happens to us, but rather what WE create.
Together, we can co-create a new narrative of conscious evolution by:
- Building a global community and creating a culture of peace.
- Restoring ecological balance to nourish all life, and mitigate the effects of climate change.
- Engaging in social and political transformation by calling for a more conscious democracy.
- Promoting health and healing by acknowledging the profound mind-body-spirit connection.
- Supporting research and education that optimize human capacities.
- Encouraging integrity in business and conscious media.
In this great time of uncertainty, join us in elevating consciousness to create a better world. One governed by meaning and purpose. Accept nothing less.
Every voice counts -- YOUR voice counts.
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We answered the Call to Conscious Evolution
Speak in simple terms the average person can understand about the necessity of moving from a health care mentality to one of self care, and the many tools available to assist us fulfilling our responsibility to reclaim our innate power do our own healing. Make consciousness, healing & spirituality our mantra.
Commit to change in our own lives, support those around us. Realize that we are all in this together. Realize there is enough for all of us to live fruitful lives
Listen until we have something to say
We will continue to personally work with the important ideas in Gateway to Conscious Evolution. We will share those teachings with our spiritual community and others.


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Kenmore brand said its new line of water softeners is engineered with new efficiency functionality for homeowners seeking to reduce hard water. The water softeners' IntelliSoft2 technology uses less salt and water than older water softener systems (other Kenmore water softeners sold since 2001).
The Model 42-38420, for example, designed for large homes and families, is designed to use up to 35% less salt (4049 pounds over 10 years) and 37% less water (2217 gallons over 10 years). An Ultra Cleansing feature filters particles up to 250 micron particle size to help keep particles of sediment from the home's plumbing system.
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About افلام جنسي
افلام جنسي افلام جنسي Werewolf folklore is rare in England, possibly because wolves had been eradicated by authorities in the Anglo-Saxon period.
Six months later, when the Earth is on the opposite side of the Sun, the northern hemisphere is tilted away from the Sun and experiences winter. I certainly agree with it even more so today than when I first started consulting many years ago.
The bikini has spawned many stylistic variations. افلام جنسي Most of the people I encounter in my experience had no idea of how much abundance and opportunities and riches lie right under their noses. Feng Shui, also called the Chinese Art of Placement, is a technique that is thousands of years old for bringing balance to one`s home, business and the land that surrounds them. افلام اكشن للكبار امريكيه One universally reviled trait in medieval Europe was the werewolf`s habit of devouring recently buried corpses, a trait which is documented extensively, particularly in the Annales Medico-psychologiques in the 19th century.
A notable exception to the association of Lycanthropy and the Devil, comes from a rare and lesser known account of a man named Thiess. افلام جنسي Many historical werewolves were also written to have also suffered severe melancholia and manic depression, being bitterly conscious of their crimes. افلام اكشن للكبار امريكيه This, of course, would be just the beginning of the controversy surrounding this animal.
I certainly agree with it even more so today than when I first started consulting many years ago.


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As you are aware, my son Ralph, and his friend, David Knighten, were brutally beaten at the Huddle House in West Point early Saturday morning. The senselessness of this crime has cast a pall over not only the victims and their families, but over our entire community as well.
After reading the editorial about privatizing Public Works in The Dispatch Thursday I'm still asking myself, "Why in the world did David Armstrong suggest a tax increase was inevitable and why would he not want to allow the company to do an audit, free of charge to us, in order to advise us on whether it would be a money saving move or not?
Ever since I moved back from Memphis to Columbus, I have been wondering why the Varsity Twin has not been renovated by Hope Community Church.
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4. Leonard Pitts: They killed Peter Kassig! NATIONAL COLUMNS


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Super 8 Malvern
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A Quick Sisters Visit
... visiting before the MacDonald's headed home to a Saturday work project. The rain storm last night, which had little effect on our location, created major destruction in the nearby towns of Malvern and Sheridan, AR. We witnessed miles of downed trees and wires making us realize how lucky we were.
No room in the campground for us to stay longer, so we headed south winding up in Jackson, MS for the night.
Friends and Fun - and an extended stay!
... we leave here, and looking forward to that.
Still doing a lot of online reviewing of motorhomes for sale - wondering what awaits us once we get to Texas!
Per Shanna Wimpee - next time we're here we should check out Lake Ouachita State Park - full hookups, 50 amp power, right on the lake (Site 25. Loop A.), current price $30/night. We'll take a ride out and check that out one day, too, as long as we're here!
Day 3 Clinton's Presidential Library
... was right next to the Clinton Library. We did not know it was located in Little Rock. It is a charity we have contributed to over the years most recently this past Christmas when we purchased animals in Andrew, Lily, & Michael's names. They have a great learning center for children and a wonderful cafe. After lunch, we are on our way to Austin. Hope to make it before Ailish's bedtime ...
Enjoyed Arkansas; now back to Florida
Sure enjoyed Arkansas--stunning scenery with the mountains, forests, rivers, lakes, and fabulous state parks.
Loved wandering through the Ozarks meeting so many friendly people.
Time to head back to Florida, through Mississippi and Georgia doing very little sightseeing on the way. Chores to get done before going to the ...
Right in my own Backyard
... think my favorite time is fall into winter. The fall foliage is beautiful and the air gets a little crisp feeling. After the leaves are off the trees, hiking is good because temperatures are mild, and you can see things you can't because of the leaves. Also the crowds thin out during the winter.
for more information visit http://www.nps.gov/hosp/index.htm.


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Wll we had to get the how to draw hands and heads lecture again today because the lecturer noticed a few ppl were still drawing things flat, ironically, the more 'experienced' members of the class needed the most help!
bs, charcoal, detail, female, figure, hands, heads, shading
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Lor 4 Ernad Great views sunny terrace near Banus
Apartment | 2 bedrooms | sleeps 4
|Key Info
A pleasant holiday apartment in a quiet area, yet 5 min away from Puerto Banus, restaurants, shops and the traditional Saturday street market. The apartment is tastefully furnished and features 2 bedrooms (1 en-suite), 2 bathrooms, an equipped kitchen and fantastic terrace (50 m²) overlooking the development's grounds and swimming pools. In summary, a great holiday property.
WiFi IS ONLY AVAILABLE IN THE COMMUNITY AREAS (SWIMMING POOL AND GARDEN, the owner isnt responsible for this service!)
|Sleeps up to 4, 2 bedrooms
|Will consider
|Short breaks (1-4 days)
|Family friendly
|Great for children of all ages
|Pets welcome, No smoking at this property
Features and Facilities
|Internet access
|Children's pool
|Central heating, Air conditioning, TV, Satellite TV
|Kettle, Toaster, Iron
|Dishwasher, Cooker, Microwave, Fridge, Freezer, Washing machine
|2 bedrooms, 2 bathrooms of which 1 Family bathrooms and 1 En suites
|Single beds (2), Double beds (1), Dining seats for 4, Lounge seats for 4
|Linen provided, Towels provided
|Balcony or terrace, Shared garden
|Secure parking
Availability Your dates are available
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Monday, 09 Jan 2012 05:21 PM
Christopher Giovanni, an equity analyst at Goldman Sachs, cited the insurer's business review and goal of reducing variable annuity sales in a report today. He previously had a "neutral" rating on the New York-based company.
MetLife Chief Executive Officer Steven Kandarian, 59, has said "everything is on the table" as he retools the insurer after the $16 billion acquisition of American Life Insurance Co. in 2010, which added to international operations. The firm announced a deal with General Electric Co.'s finance unit last month to divest most of the deposits at MetLife Bank as the insurer seeks to limit regulation by the Federal Reserve.
MetLife's push to reduce sales of variable annuities, the equity-linked retirement products, may "be followed by further initiatives to increase focus on its higher returning global initiative and return of capital when it (finally) abandons Fed oversight," Giovanni said in the report.
MetLife said in October that the Fed had rejected its proposal to raise its dividend and resume share buybacks. The insurer is subject to the oversight because of its size and ownership of the bank.
MetLife rose 1.1 percent to $33.26 at 4 p.m. in New York. The insurer has slid 28 percent in the last year.
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Alternative Sources of Pluripotent Stem Cells
Warning: Catholic Online does in no way endorse this WHITE PAPER: Alternative Sources of Pluripotent Stem Cells. It is published here on Catholic Online for information purposes only.
The President's Council on Bioethics
Washington, D.C.
May 2005
Human embryonic stem cells hold great interest because of their pluripotency�their capacity to give rise to the various specialized cells of the body�and because of their longevity�their ability to be propagated for many generations in laboratory culture without losing their pluripotency. Until now, these cells have been obtainable only from living human embryos [at the 100-to-200-cell (blastocyst) stage of development] by a process that necessarily destroys the embryos and that therefore makes this research ethically controversial. Over the past several years, the ethical controversy has been the subject of federal (and state) legislation and public policy and of ongoing public debate.i
The President�s Council on Bioethics is committed to the goals of advancing biomedical science and upholding ethical norms. Notwithstanding our sometimes sharp individual ethical differences, we have recognized that all parties to the debates about embryo research have something vital to defend, and not only for themselves but for all of us.1 As members of a national public bioethics body, we are also mindful of the need to understand and respect the strongly held ethical views of our fellow citizens, even when we do not share them. For these reasons, we must be receptive to any creative scientific or technical suggestions that might enable scientists to proceed with their research in ways that would not raise ethical questions or violate the ethical principles of many Americans.
Accordingly, in an effort to find ethically uncontroversial ways to advance human embryonic stem cell research, the Council has recently been looking into specific proposals for obtaining pluripotent, genetically stable, and long-lived human stem cells by methods that would meet the moral standard of not destroying or endangering human embryos in the process. This White Paper introduces these proposals and begins an analysis of their strengths and weaknesses, ethical, scientific, and practical. Because the scientific and practical merits of these proposals are in large part empirical matters, not settled in advance by mere speculation, we give special weight to the ethical analysis. We also explore, in a preliminary way, whether these alternative avenues of deriving and using pluripotent stem cells are likely to be embraced by scientists or to become eligible for federal funding.
Conceptually, four broad approaches present themselves. The stem cells could be derived: (1) by extracting cells from embryos already dead; or (2) by non-harmful biopsy of living embryos; or (3) by extracting cells from artificially created non-embryonic but embryo-like cellular systems (engineered to lack the essential elements of embryogenesis but still capable of some cell division and growth); or (4) by dedifferentiation of somatic cells back to pluripotency. In each of these four cases, the scientific standard by which success should be measured is only the desired functional capacity of the cells derived�stable pluripotency�and not their origin (embryos, adults, or artificial embryo-like clusters of cells). Should stem cells obtainable by one or another of these methods turn out to have exactly the same properties and capacities as embryonic stem cells (ESCs), their value for scientific research should be no different from that of standard ESCs.
Recently, more or less detailed examples of each of these four approaches have been proposed or discussed.
According to the first proposal, pluripotent human stem cells are to be derived from early IVF embryos (roughly 4-8 cells) that have spontaneously died (as evidenced by the irreversible cessation of cell division) but some of whose blastomeresii appear normal and healthy. Crucial to this approach is (a) enunciating a concept of organismic death of an early embryo and (b) devising criteria that permit a determination that embryonic death has occurred. In addition, to satisfy the moral standard, only those once-frozen embryos that are thawed and that die spontaneously during efforts to produce a child will be eligible for post-mortem cell extraction. This proposal was presented at the Council�s December 3, 2004, meeting by Drs. Donald Landry and Howard Zucker of the Columbia University College of Physicians and Surgeons.
According to the second proposal, pluripotent stem cells are to be derived from blastomeres obtained by biopsy of an early human embryo. Crucial to this approach is finding a stage of early embryonic development at ...
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Updated: 04/08/2014 7:26 AM
Created: 04/06/2014 11:02 AM KSTP.com
By: Leslie Dyste
The victim of Saturday's hit-and-run in St. Paul stood in front of a car in an effort to prevent an allegedly drunken woman from driving, according to the criminal complaint.
The report says 36-year-old Felicia Marie Remmen drove forward anyway, which is when 25-year-old Ronny Allen Gray Jr. reportedly jumped onto the hood of the car.
Remmen allegedly continued to drive at speeds of up to 30 mph until Gray fell off, hitting his head on the pavement.
Gray's 5-year-old stepson and wife witnessed the incident, which took place near West Seventh and Mercer Streets.
Gray is now hospitalized with skull fractures; his condition has improved to "fair" at Regions Hospital.
Remmen is being held on first and second-degree assault charges. She admitted to police she had been drinking but claimed she didn't remember the incident.
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Paul Greenberg: Uniting the Fishies and Foodies
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Why salmon, sea bass, cod and tuna?
Salmon, usually farmed Atlantic salmon, is like the corn of the sea, grown on every continent now, save Antarctica, even though it historically never lived south of the equator.
Sea bass, that catch-all name that describes so many fish, has become the market niche of the white, meaty fish. The name "bass" itself is a cover for a troubling fish swapping game where we progressively replace depleted species with new ones and give them the same name so that consumers don't notice the swap.
Similarly, cod represents an even more massive example of fish swapping. Only with cod, you're talking about the swapping of literally billions of pounds of fish for a whole array of both farmed and wild fish that fill a similar flesh niche.
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TEPCO: to compensate local govts on radiation, evacuation
TOKYO, April 5
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|By Shelly Palmer
Article Rating:
|January 17, 2013 11:30 AM EST
We have a saying here at 'wichcraft: Make people happy while being proud of what you do.
We're in the retail food business. Our job is to feed our customers, and our customers are at the core of everything we do. As Director of Technology for a sandwich company spanning 15 locations and three states, it can be easy to forget this simple fact. It's all too easy to get caught up in the daily grind of maintaining servers and networks just so we can keep our business humming along.
When we made the jump to Office 365 earlier this year, we were able to take our existing on-premise servers and move them to the cloud. As a result, we eliminated layers of complexity, and I no longer needed to spend valuable time and resources administering legacy systems. This has allowed me to shift my focus toward new and exciting ways to better serve our guests, like launching a new loyalty platform and implementing tools to help us engage customers through social media.
In addition to being easy to manage, Office 365 is much more reliable than a traditional on-premise server environment. This was really put to the test when Hurricane Sandy struck New York City in late October.
Our corporate offices are in downtown Manhattan. After Sandy, these facilities were without power for several days. Prior to migrating to Office 365, our data center would have been under water, and our business would have ground to a halt. Not only would our corporate team members have been unable to do their jobs, but our stores would not have had access to the tools and systems necessary to process payroll, fulfill catering orders, and perform other tasks critical to our operations.
Instead, we unplugged our laptops, set up shop in one of our stores in Midtown Manhattan, plugged in, and picked up right where we left off. We created a temporary base camp where we used Office 365 to organize our recovery efforts, keeping an open line of communication with our more than 400 employees. With the public transportation system crippled, we began orchestrating the huge feat of getting our employees safely to work and keeping our doors open for our customers.
In the end, Office 365 helped us resume business as usual far more quickly than other restaurants and, most importantly, rallied our team in order to provide some much-needed relief and refreshment for our fellow New Yorkers.
Read the original blog entry...
How do APIs and IoT relate? The answer is not as simple as merely adding an API on top of a dumb device, but rather about understanding the architectural patterns for implementing an IoT fabric. There are typically two or three trends: Exposing the device to a management framework Exposing that management framework to a business centric logic Exposing that business layer and data to end users. This last trend is the IoT stack, which involves a new shift in the separation of what stuff happe...
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The Internet of Things will greatly expand the opportunities for data collection and new business models driven off of that data. In her session at @ThingsExpo, Esmeralda Swartz, CMO of MetraTech, discussed how for this to be effective you not only need to have infrastructure and operational models capable of utilizing this new phenomenon, but increasingly service providers will need to convince a skeptical public to participate. Get ready to show them the money!
Nov. 26, 2014 04:00 PM EST Reads: 1,662
The Internet of Things is tied together with a thin strand that is known as time. Coincidentally, at the core of nearly all data analytics is a timestamp. When working with time series data there are a few core principles that everyone should consider, especially across datasets where time is the common boundary. In his session at Internet of @ThingsExpo, Jim Scott, Director of Enterprise Strategy & Architecture at MapR Technologies, discussed single-value, geo-spatial, and log time series dat...
Nov. 25, 2014 09:30 PM EST Reads: 2,013
"Cloud consumption is something we envision at Solgenia. That is trying to let the cloud spread to the user as a consumption, as utility computing. We want to allow the people to just pay for what they use, not a subscription model," explained Ermanno Bonifazi, CEO & Founder of Solgenia, in this SYS-CON.tv interview at Cloud Expo, held Nov 4–6, 2014, at the Santa Clara Convention Center in Santa Clara, CA.
Nov. 25, 2014 06:15 PM EST Reads: 1,633
Enthusiasm for the Internet of Things has reached an all-time high. In 2013 alone, venture capitalists spent more than $1 billion dollars investing in the IoT space. With "smart" appliances and devices, IoT covers wearable smart devices, cloud services to hardware companies. Nest, a Google company, detects temperatures inside homes and automatically adjusts it by tracking its user's habit. These technologies are quickly developing and with it come challenges such as bridging infrastructure gaps,...
Nov. 25, 2014 04:30 PM EST Reads: 1,812
SAP is delivering break-through innovation combined with fantastic user experience powered by the market-leading in-memory technology, SAP HANA. In his General Session at 15th Cloud Expo, Thorsten Leiduck, VP ISVs & Digital Commerce, SAP, discussed how SAP and partners provide cloud and hybrid cloud solutions as well as real-time Big Data offerings that help companies of all sizes and industries run better. SAP launched an application challenge to award the most innovative SAP HANA and SAP HANA...
Nov. 24, 2014 09:30 PM EST Reads: 1,469
"SAP had made a big transition into the cloud as we believe it has significant value for our customers, drives innovation and is easy to consume. When you look at the SAP portfolio, SAP HANA is the underlying platform and it powers all of our platforms and all of our analytics," explained Thorsten Leiduck, VP ISVs & Digital Commerce at SAP, in this SYS-CON.tv interview at 15th Cloud Expo, held Nov 4-6, 2014, at the Santa Clara Convention Center in Santa Clara, CA.
Nov. 24, 2014 09:15 PM EST Reads: 1,471
Explosive growth in connected devices. Enormous amounts of data for collection and analysis. Critical use of data for split-second decision making and actionable information. All three are factors in making the Internet of Things a reality. Yet, any one factor would have an IT organization pondering its infrastructure strategy. How should your organization enhance its IT framework to enable an Internet of Things implementation? In his session at Internet of @ThingsExpo, James Kirkland, Chief Ar...
Nov. 24, 2014 07:00 PM EST Reads: 2,141
SAP is delivering break-through innovation combined with fantastic user experience powered by the market-leading in-memory technology, SAP HANA. In his General Session at 15th Cloud Expo, Thorsten Leiduck, VP ISVs & Digital Commerce, SAP, discussed how SAP and partners provide cloud and hybrid cloud solutions as well as real-time Big Data offerings that help companies of all sizes and industries run better. SAP launched an application challenge to award the most innovative SAP HANA and SAP HANA...
Nov. 24, 2014 06:30 PM EST Reads: 1,576
Vichara Technologies in Hoboken, New Jersey is expanding its capabilities in big data from origins on Wall Street into other areas, and thereby demonstrating the growing marketplace for advanced big-data analytics services. The next BriefingsDirect deep-dive big data benefits case study interview explores how Vichara Technologies in Hoboken, New Jersey is expanding its capabilities in big data from origins on Wall Street into other areas, and thereby demonstrating the growing marketplace for ad...
Nov. 24, 2014 03:00 PM EST Reads: 1,696
The definition of IoT is not new, in fact it's been around for over a decade. What has changed is the public's awareness that the technology we use on a daily basis has caught up on the vision of an always on, always connected world. If you look into the details of what comprises the IoT, you'll see that it includes everything from cloud computing, Big Data analytics, "Things," Web communication, applications, network, storage, etc. It is essentially including everything connected online from ha...
Nov. 24, 2014 11:00 AM EST Reads: 2,245
Scene scenario: 10 am in a boardroom somewhere, second round of coffees served, Danish and donuts untouched, a quiet hush settles. "Well you know what guys? (and, by the use of the term guys I mean to include both sexes here assembled) – the trouble that we have as a company is that we are, to put it bluntly, just a little analytics poor," said the newly appointed Chief Analytics Officer. That we should consider a firm to be analytically deficient or poor is a profound comment on our modern ag...
Nov. 24, 2014 10:15 AM EST Reads: 2,738
Cloud Expo 2014 TV commercials will feature @ThingsExpo, which was launched in June, 2014 at New York City's Javits Center as the largest 'Internet of Things' event in the world.
Nov. 24, 2014 09:00 AM EST Reads: 2,104
SYS-CON Events announced today that Windstream, a leading provider of advanced network and cloud communications, has been named "Silver Sponsor" of SYS-CON's 16th International Cloud Expo®, which will take place on June 9–11, 2015, at the Javits Center in New York, NY. Windstream (Nasdaq: WIN), a FORTUNE 500 and S&P 500 company, is a leading provider of advanced network communications, including cloud computing and managed services, to businesses nationwide. The company also offers broadband, p...
Nov. 23, 2014 07:30 PM EST Reads: 2,236
The 4th International DevOps Summit, co-located with16th International Cloud Expo – being held June 9-11, 2015, at the Javits Center in New York City, NY – announces that its Call for Papers is now open. Born out of proven success in agile development, cloud computing, and process automation, DevOps is a macro trend you cannot afford to miss. From showcase success stories from early adopters and web-scale businesses, DevOps is expanding to organizations of all sizes, including the world's large...
Nov. 23, 2014 12:30 PM EST Reads: 2,045
The major cloud platforms defy a simple, side-by-side analysis. Each of the major IaaS public-cloud platforms offers their own unique strengths and functionality. Options for on-site private cloud are diverse as well, and must be designed and deployed while taking existing legacy architecture and infrastructure into account. Then the reality is that most enterprises are embarking on a hybrid cloud strategy and programs. In this Power Panel at 15th Cloud Expo (http://www.CloudComputingExpo.com...
Nov. 23, 2014 07:45 AM EST Reads: 2,277
An entirely new security model is needed for the Internet of Things, or is it? Can we save some old and tested controls for this new and different environment? In his session at @ThingsExpo, New York's at the Javits Center, Davi Ottenheimer, EMC Senior Director of Trust, reviewed hands-on lessons with IoT devices and reveal a new risk balance you might not expect. Davi Ottenheimer, EMC Senior Director of Trust, has more than nineteen years' experience managing global security operations and asse...
Nov. 22, 2014 05:30 PM EST Reads: 1,954
ARMONK, N.Y., Nov. 20, 2014 /PRNewswire/ -- IBM (NYSE: IBM) today announced that it is bringing a greater level of control, security and flexibility to cloud-based application development and delivery with a single-tenant version of Bluemix, IBM's
Technology is enabling a new approach to collecting and using data. This approach, commonly referred to as the "Internet of Things" (IoT), enables businesses to use real-time data from all sorts of things including machines, devices and sensors to make better decisions, improve customer service, and lower the risk in the creation of new revenue opportunities. In his General Session at Internet of @ThingsExpo, Dave Wagstaff, Vice President and Chief Architect at BSQUARE Corporation, discuss the ...
Nov. 21, 2014 08:00 PM EST Reads: 1,928


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This Is Your Life. Do What You Love, And Do It Often.
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British town council votes to ban all Israeli goods, in defiance of Labor policy
IDF official: 3 months after Gaza war Hamas still rehabilitating military hierarchy
EU Representative: Time running short on Gaza reconstruction
Netanyahu: There is an effort to undermine the Jews' right to their own state
South Africa's Zuma welcomes Abbas, says Israeli settlements undermining 2-state solution
Widow of slain rabbi blames internal haredi discord for Jerusalem synagogue terror attack
Green groups demand environment minister
What's important is to stay on the wheel, Rivlin tells Czech Prime Minister
Bill banning free plastic bags to be shelved
Infant mortality rates higher in Arab population
Smartphones are keeping your children awake
Hookah smokers are inhaling benzene
Effective drugs for carriers of hepatitis C not included in health basket
Tech Talk: The best keyboard apps available for smartphones
Elbit Systems developing bus with supercapacitator fast-charging system
Zion Tech: Israeli start up Dogiz helps dogs and owners socialize
Zion Tech: Our Israeli start-up of the week aims to make air pollution visible
5th annual Hullegeb Festival celebrates Ethiopian culture
A man of leisure
Israel enters the world of pro cycling
Grapevine: Anniversary of the passing of founding PM David Ben-Gurion
Maccabi Tel Aviv on a roll as unbeaten CSKA comes to town
Another back-breaking loss for Jerusalem
Ga'ash, ESRA team up for golf tournament
Casspi making best of second stint as a King
Orthodox leaders condemn US rabbi for anti-Arab rhetoric
US haredim seek to share kollels' 'burden'
Polish town plans to turn Jewish cemetery into apartment complex
Divided US Jews largely silent on 'Jewish state bill'
South African court bans BDS protests inside Woolworths
Is the price of watermelons relevant to Iran's nuclear crisis?
ISIS says its flag will wave over Jerusalem, even if the Jews don't like it
Iranian Police: 200,000 people in the country are alcoholics
WATCH: Syrian child preacher says stop chasing half-naked women, look to your 72 virgins
Pope: Don't close door on dialogue with Islamic State
Awakening to our nightmare
'But is it good for the Jews?'
New opportunities for Israel in Europe
Home demolitions?
We aren't crying wolf
Wishful doing
Cinema of reconciliation
On the volcano's edge
Knowledge, power and abuse
Q&A with a Colombian lone soldier
European Press: Dividing line
Veterans: Keeping an ear out for change
Book Review: Written from his heart
This Week in Jerusalem
Who is your God?
Grapevine: Amazing place
A voice from India
Happily Eva After: When the going gets tough...
Grapevine: Reclaiming our heritage
Upscale dining in Neveh Tzedek
Obama: Helping terror go nuclear
On incitement, lots of talk but little action
To finally look behind the news
Recognizing Palestine – anomalies and ambiguities
A song for Cheshvan: 'The Eucalyptus Grove'
דְיוֹקְנְאוֹת תַרְבּוּת
מָה הַסִיפּוּר?
הָאַרְכִיוֹן שֶל רוֹמַן וִישְנִיָאק
Har Nof in flames
WATCH: Get-Taxi gets Jewish, with 'Shlep'
Putting children first
Genome of lowly centipede sequenced, adding a piece to puzzle of how life started on Earth
A creative twist on Italian in the heart of Tel Aviv
'Game of Thrones', 'Breaking Bad' director MacLaren to oversee Gal Gadot in 'Wonder Woman'
Tempête au sein de la coalition
Crise de confiance
Qui prendra la relève de Mahmoud Abbas ?
Arafat, Abbas, même combat ?
Rétrospective en noir et blanc pour la ville d'Or
L'unité : notre seule planche de salut
Daniel Oren, maestro d'Israël, d'Italie et d'ailleurs !
Nos plus belles années ?
Le pot de chocolat liégeois par qui le scandale arrive
Le dernier kibboutz
La course aux étoiles
Les mordus du français
On n'invite pas un pyromane à éteindre un incendie
Tuer l'EI dans l'œuf
Le mont du Temple et la guerre sainte de l'islam
Les attentats du lundi 10 novembre vus par la presse française
L'Europe, nouvelle alliée d'Abbas ?
Ces enseignants-éclaireurs
Christian priest speaks out strongly in favor of Jewish state law
Hispanic Evangelicals among Israel's greatest supporters
Christians United for Israel Chairman John Hagee says Obama is anti-Semitic
Temple Mount: Common ground between Jews and Christians
Pope Francis condemns Palestinian violence
KKL Belgium Donates Portable Bomb Shelter to Kiryat Gat
KKL-JNF Awards 2014 Blumberg Prize
Exploring the Ilanot Botanical Garden and the Vickar Observation Point
Cornerstone Laid for Sports Rehab Park at Meir Hospital
Mexican Politician and Business Leader Miguel Aleman Velasco Visits KKL-JNF in Jerusalem
International Conference in Sde Boker: Combating Desertification Together
Rehabilitation of the Lower Jordan: Bringing the River Back to Life
Central America Celebrates Independence at the Rabin Center
In his Footsteps: Heritage Excursions in Memory of Yitzhak Rabin
Cleanup Day Activities in Central Israel
International Cleanup Day: Cleaning Together in Northern Israel
KKL-JNF's Eyes in the Forest - The Horshim Forest Green Patrol
Israel Today and Tomorrow: KKL France Mission Visits Israel
Start-up Israel: KKL Italy November Mission Learns about Israel's Past and Future
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Living Green in Israel: the Contest and the Winners
Addressing Climate Change Conference
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11.27.2014 | 5 Kislev, 5775
Awakening to our nightmare
'But is it good for the Jews?'
New opportunities for Israel in Europe
Home demolitions?
We aren't crying wolf
Media Comment: The double whammy
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Encountering Peace: Defining who we are
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Respect, Please!
10/14/2012 22:36
Netanyahu and cabinet 370.
(photo credit:Marc Israel Sellem/The Jerusalem Post)
It's that time of the year again when voters' minds begin to think about "What
if?" What if we had a better election system? What if our representatives were
elected from districts instead of nationwide? In response, "good government"
groups and political parties propose various electoral reform ideas, all of them
doomed to go down in flames because the reformers forget a basic rule of
politics (and of life, I suppose): No one is going to vote to put themselves out
of a job.I'm not against electoral reform. In fact, as a former
participant/member of the Cook County Democratic Party (a.k.a. the "Machine"), I
believe in the late Mayor Richard J. Daley's adage, "Good government is good
politics." But you've got to be realistic about what you can
accomplish.In light of that, I propose an electoral reform plan that can
maybe, just possibly, pass, because, counter-intuitively, it adds 30 more
Knesset seats, thus preserving the jobs of many current MKs. Here's how
it would work: 1: Israel would be divided into 25 electoral districts of roughly
equal population. The districts would be drawn by a committee consisting
of Knesset representatives, judges and respected "public" members to be chosen
by the president. The committee would be instructed to keep districts compact
and neighborhoods intact in order to prevent American-style
gerrymandering.Each district would elect three representatives. However,
no more than two of a district's representatives could be from the same party. A
voter would have three votes at his disposal.S/he could give one
candidate all three votes or split the votes between two candidates or give
three candidates one vote each. This will prevent one party from dominating any
single district.This system worked very well in Illinois for decades,
making minority voters such as suburban Democrats and inner-city Republicans
feel represented in the State House.2: The other 75 seats would be voted
on as we do now, as a national ticket. However, the threshold requirement would
be 4 percent of the vote, giving a party three seats. This would still give the
haredi (ultra-Orthodox) and Arab parties representation in the Knesset, but
would force other smaller parties to consolidate or die.3: The head of
the national ticket (that is, the non-district seats) would be that party's
candidate for prime minister. However, if a party gets fewer than 25 "national"
seats, its candidate for prime minister would be forced into a runoff against
the second-highest party's candidate.Unlike today, the winner would
automatically be named prime minister for a four-year term. To give the
government stability, a noconfidence vote in the government's first year would
require 100 votes; in the second year, 90 votes; in the third year, 80 votes;
and in the fourth year, a mere majority.4: Cabinet members would be
appointed by the prime minister and approved by the Knesset. However, a cabinet
minister or deputy minister could not also serve as a Knesset member. That would
enable ministers to concentrate on their ministries, not general Knesset
affairs.In addition, while Knesset members from districts will receive
an office allotment and funds for a secretary and aide, MKs elected on the party
slate, not having district responsibilities, will be allotted only one secretary
and share a receptionist with other MKs. Another advantage: With the increase in
numbers of MKs, each one will have fewer committee assignments, allowing the MK
to concentrate on that committee's work.The raising of the Knesset from
120 to 150 seats will be controversial, but it is a necessary price to get this
proposal passed because it would still give smaller parties representation. And
we would not be "over-represented."According to research done by former
Jerusalem Post executive editor Amotz Asa- El in his must-read study of Israeli
electoral reform ("Israel's Electoral Complex," Azure Magazine, Winter, 2008),
mixed legislative systems used in other western countries have the following
legislators per citizen: Finland and Sweden have about 26,000 citizens per
legislator, Denmark has 29,000, New Zealand has 31,000, and Austria has 32,000.
Right now there is one Knesset member for every 62,500 Israelis. The change
would make it one MK per 50,000 Israelis, still fewer legislators than the
countries listed above.Politics is the art of compromise. Add 30
more legislators and maybe we get reform. I think it's worth the price. And when
former Ra'anana mayor Ze'ev Bielski realizes that he could easily run and win
from a Ra'anana district more easily than as a generic Kadima member, and when
Tzipi Hotovely realizes that her Rehovot neighbors will vote for her without the
need to deal with Likud vote contractors, we may see MKs come to the same
conclusion that "Good government is good politics."The writer is an
attorney, historian and author living in Jerusalem.
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2014 Reader Survey: College Sports Sherman Critical Of Several NFL Policies MASN Taking Aim At MLB Advance To Nats NHL, NHLPA Aim For Big Money World Cup Red Sox Willing To Go Over Luxury Tax Threshold Silver Optimistic About New Bucks' Arena Bahamas Hosting CBB Despite Gambling Executive Transactions 2014 Reader Survey: Motorsports Jeter Played No Role In Woods' Tribune Piece
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SBD/Closing Bell
Writers Take To Twitter To Critique Media Day TV Coverage
Published January 28, 2014
Ad Age's Michael McCarthy made note of several endorsement angles: "Love the warmup jacket that Peyton Manning is wearing at @SuperBowl #MediaDay. Nike must be loving the exposure. ... Marshawn Lynch won't talk 2 press But @giantspathanlon tells NFL Net he thinks he'll at least plug new endorsement w/Skittles."
One logistical issue that came up was a police escort for some media members from the arena back to their accommodations in N.Y. NFL.com's Judy Battista: "Police escort now has us going wrong way on a street in the city. Not sure how I'll go back to real life in NYC next week." The Houston Chronicle's John McClain: "With a police escort we made it from Media Day in Newark to our hotel n Manhattan n 30 minutes."


text:
Frost forecast in Brazil unnerves coffee drinkers
Brazil, the world's biggest coffee grower, is facing the risk of frost after hail this month, raising the prospect of a 40 percent jump in bean costs after Kraft Foods Inc. and J.M. Smucker Co. already increased prices.
The chance of frost in Brazil increased with the weakening of La Nina, a cooling of waters in the Pacific Ocean, Brazil's Somar Meteorologia said this week. Frost in 1994 damaged 35 percent of the crop by 1997, sending prices up 39 percent that year, according to Somar. Should cold weather damage trees this year, coffee may rise to a record $4.20 a pound, the median in a Bloomberg survey of 11 analysts, traders and investors.
Arabica beans have jumped 25 percent this year on signs demand is outpacing supply. The shortage will be 6.2 million bags in the crop year starting in October, according to Rabobank International. Kraft, maker of Maxwell House coffee, raised prices three times last year.
"There is no room for disruption," said Rodrigo Costa, vice-president of institutional sales at Newedge USA LLC in New York, who correctly forecast a year ago that coffee would climb. "If Brazil has a frost, not only will we see uncharted prices but the situation might become unbearable."
Kraft, based in Northfield, Ill., increased U.S. prices on Maxwell House and Yuban ground coffees by about 22 percent on March 16, spokeswoman Bridget MacConnell said. Orrville, Ohio-based Smucker, maker of Folgers coffee, raised them by 10 percent in February, Vincent Byrd, director and president of U.S. retail coffee, said.
Arabica coffee, preferred by coffee shops such as Starbucks Corp., climbed as rains associated with La Nina damaged crops in Colombia, the fourth largest producer last year, according to the U.S. Department of Agriculture. Brazil's crop will be 13 percent smaller than last year, Brazil's Agriculture Ministry estimates.
Cold weather from the South Pole is due in the Center South in the week of May 9 and temperatures are forecast to fall to about 5 degrees Celsius (41 degrees Fahrenheit), Santos said. Coffee trees can be damaged if temperatures fall below 1 degree Celsius, he said.
Frost in Brazilian growing regions can damage trees bearing the following year's crop. "Even without weather disruptions there will be a deficit," Newedge's Costa said.
There was hail this month in some Brazil growing regions, and the damage was estimated at 50,000 to 60,000 bags, according to Somar. Brazil produced 55.5 million bags last year, according to the USDA. This year's crop is estimated at between 41.9 million bags to 44.7 million bags by Brazil's Agriculture Ministry.
Stockpiles in producing countries have been falling since 2003, when inventories were at 52.7 million bags, data from the London-based International Coffee Organization show. The 13 million bags in storage now represent 1 1⁄2 months of global exports, the lowest in at least half a century, according to Jose Sette, the ICO's executive director.
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Healthpoint Partners With Man City Sony Reportedly Will Not Renew FIFA Deal Genoa Could Be Demoted Over Debts Greek Super League To Resume Reebok Acquires Clothing Brand Luta EuroBasket Organizers Evaluate '15 Venue FC Freiburg Stadium Project Approved Nos Bows Out Of Champions League Race Todt To Make Another Cost-Cutting Plea Marketplace Roundup
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SBD Global/February 18, 2013/Marketing and Sponsorship
Puma To Terminate Sponsorship Deals With Sailing, F1 As Part Of Restructuring Effort
Published February 18, 2013
SAIL AWAY: REUTERS' Victoria Bryan reported Puma is to stop sailing sponsorship deals, including teams in the Americas Cup and the Volvo Ocean races, "as part of efforts to focus on sports and products that bring in the most money." Puma, which on Thursday reported '12 profit down 70%, "is going through its biggest reorganisation in 20 years to counter falling profits and encourage more people" in the U.S., Europe and China to buy its shoes and T-shirts. The group is closing stores, cutting products and last month said that "it would stop sponsoring rugby, leaving the Irish rugby union team looking for new kit." In sailing, Puma "will stop sponsoring the Oracle team, current holder of the Americas Cup," after the '13 season (REUTERS, 2/14).
RED BULL: HORIZONT's Jessica Mulch reported Puma "will terminate its sponsorship deal with F1 team Red Bull Racing." A Puma spokesperson said the decision is based on "marketing-strategic reasons." Puma has been Red Bull's official outfitter since '07. However, Puma "will keep F1 in its sponsorship portfolio as it is also the official outfitter of F1 team Scuderia Ferrari" (HORIZONT, 2/11).


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Ric sets out to get Jason.
Maxie surprises Lucky.
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