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James Moed is a financial service designer. For the past 11 years, he's worked with both innovation leaders and design teams to both understand people's complex behaviours around money, and design ways to increase their ease, confidence, and loyalty. Until 2014, James was the Director for Financial Service Design at the London office of IDEO, where he helped develop offerings for users across touchpoints and across the economic spectrum - from microinsurance for Indian farmers to bespoke services for European billionaires Today, he's both coaching product teams at innovation-focused FI's (like Commonwealth Bank of Australia) and driving user-centered UX in the startup space as the "design thinker" in residence at Anthemis and Seedcamp. James has a B.A. in international relations from Brown University and an MBA from INSEAD - which means he speaks just enough French, Portuguese, Spanish, German, Japanese, and Hebrew to get into trouble almost anywhere in the world.
Steve is responsible for MasterCard's Startup Engagement and Acceleration activities in Europe. As part of that role, Steve manages MasterCard's Start Path Accelerator - a new, commerce-focused accelerator, aimed at supporting innovative European startup companies. The Start Path Accelerator helps early stage startups driving innovation across commerce to successfully scale. We are structured as a natural extension of other incubators, and are focused on helping startups overcome critical operational challenges and creating the opportunity to secure a pilot with a key customer. Prior to joining MasterCard, Steve spent eight years with Science Foundation Ireland, where he managed an investment portfolio of approximately €120m and ten years in various senior software development roles in a wide variety of industry verticals. Steve holds a BSc in Computer Applications from Dublin City University and a PhD in Computer Science from Trinity College Dublin.
Brett Meyers is the CEO and co-founder of CurrencyFair, the world's first p2p foreign exchange marketplace. CurrencyFair's unique matching system allows consumers and small businesses to transfer funds between bank accounts around the world at a fraction of the cost of traditional international SWIFT payments. Since launch in 2010, over €1.2 billion has been transferred, saving customers an estimated €60 million in bank charges. Brett himself has a background in both technology and finance. Prior to CurrencyFair, he led structured finance analytics teams at both JPMorgan and Law Debenture Asset Backed Solutions, and witnessed the rise and fall of complex securitisation structures. He believes that the recent financial crisis has shaken consumer trust in banks, and is a major factor in the current success of disruptive alternative financial services providers such as CurrencyFair.
Artie started working in HR in 1992. Computers, software and technology were hobbies at a young age. She switched careers in 1998 to become a Microsoft Certified Systems Engineer in the banking industry. In those days companies suffered from a noticeable gap between business and ICT departments. As a young female professional in ICT, Artie enjoyed making an effort towards closing this gap and taking the bridging role. She advanced her career in 2000 as an ICT manager with a Dutch investment bank. From 2004 she broadened her outlook and experience by working in sales, advisory and management consulting roles. From devotion and expertise through to concept and implementation. In 2010 she joined Rene Frijters's team to build Knab from scratch within 2 years. Knab is a full service payments, savings and investments new generation bank. This project, named Bank of Tomorrow, was implemented in September 2012. She holds the position of CIO and is also a board member of Knab for business processes, testing, operations and IT management. It is her deep-rooted belief that results are achieved through people, people management, a great place to work, engaged employees and a culture of high performance. She places great importance on diversity in thinking and believes that if leaders focus on this it will encourage the company talent to work more effectively and add greater value to customers.
With years of experience in various positions at Boston Consulting Group, Rothschild and Goldman Sachs, Dominik Steinkühler has gathered extensive knowledge of the finance industry and risk management practices before co-founding Lendico in 2013. Dominik holds a Ph.D. in Business Sciences from the RWTH Aachen University.
At Bancbox Praveer is responsible for all aspects of core software development and operations infrastructure. With more than fourteen years of software development management experience, Praveer has managed the development of a wide range of technologies including payments, data security, online marketing platforms, and highly scalable applications. Prior to Bancbox, Praveer oversaw research and development of performance marketing engineering at Yahoo where he formed a working group to identify and solve issues related to the end-to-end latency of banner advertisements. Before that, Praveer was the lead architect of the Relevance-X platform currently used by Acxiom to leverage the direct marketing power of PersonicX in the online environment. Praveer has received a Master's degree in System Science and Structural Engineering from Louisiana State University. He holds a bachelors degree from National Institute of Engineering Rourkela, India.
Carina has spent most of her career in banking with special focus in direct banking. She was member of the founding team of ING Direct, where she became the CEO of ING Direct France and afterwards CEO of ING Direct in Spain. Carina is a believer of the profound changes that are completely reshaping the financial services industries due to the irruption of new technologies but specially to the new attitude and behavior of the consumers that obliges to rethink business and build customer centric companies. She is currently Board Member of Abanca and Reparalia and an investor in digital and fintech startups.
Adrien is iwoca's Head of International Business Development. Before joining iwoca, Adrien had been working at Societe Generale's Corporate & Investment Banking division, and later at the French Association of Corporate Treasurers, advising corporates on foreign exchange and interest rate hedging strategies. iwoca (standing for "instant working capital") has been providing thousands of UK-based small businesses with flexible funding since 2012. iwoca has also launched in Poland in early 2014, in Spain in September 2014, and is about to launch in other European countries.
Sanj is the Co-founder and CEO of BancBox. Sanj has set the strategic vision and execution for BancBox. Under Sanj's leadership, BancBox has raised over $11M from first tier Silicon Valley VCs and grown to a company that manages over $3B of annual money movement and acts as the system of record of well in excess of $100M. BancBox was the first technology company to expose the robust functionality of banks through forward facing APIs that allow for the rapid development of payment applications. BancBox's business is to leverage its payments and escrow expertise to build industry-specific payments applications that are compliant and scalable. Currently, BancBox is the premier payments company servicing the crowdfunding, alternative lending, and credit relief industry. Sanj continues to promote the BancBox API vision and is a regular speaker at industry conference such as Money2020, NextBank Europe, and several crowdfunding events. Prior to BancBox, Sanj spent several years in the online media industry including at Nextag and Yahoo, Inc. where he led the performance marketing team that developed and operated Yahoo's Cost-per-Lead (CPL) line of business which launched multiple products (such as Yahoo Tagline in Yahoo Mail, Yahoo Cross Sell in Yahoo Games, etc). Sanj started his career as a corporate attorney specializing in Corporate Securities, M&A, and Privacy and he has considerable experience with the privacy and legal issues related to the marketing of consumer finance products. Sanj is a licensed real estate broker in California, and is a Certified Information Privacy Professional (CIPP). Sanj graduated from Boston University School of Law (magna cum laude) and Duke University.
Michael Dooijes is an international banking executive with extensive entrepreneurial experience. In the 2014 list of Bank Innovation, he is one of the people to watch in the financial sector. In the last 20+ years, Michael has lived and worked in different countries like the UK, Spain, Germany, Austria, Italy, Portugal and the Netherlands being active in international business and sales management roles. Currently, Michael is Head of Ventures & Innovation at Rabobank Netherlands Bedrijven, looking after Rabobank's strategic direction in transaction banking with a team of 7 professionals. Rabobank is one of the largest banks in the world. His key responsibilities are (long-term) strategy, client centric innovative solutions and business development. Next to this role, Michael is CEO of a mobile payment startup, MyOrder. MyOrder provides merchants a platform for success in the m-commerce space. Rabobank is one of the first bank to acquire a m-commerce start-up and is a frontrunner and pioneer in this business. He is a regular key note speaker at international conferences on topics like corporate innovation and the future of mobile (payments). In addition to his professional career, he is involved in extracurricular activities, like the Bid Network Foundation (www.bidnetwork.org) and as coach for entrepreneurs. He is passionate on the innovative and social impact elements in life. Michael obtained his MBA degree from NYU Stern.
Mariela Atanassova (Mela) is a technologist and innovator with more than 17 years experience in the financial industry. She is a co-founder of Innotribe - SWIFT's collaborative Innovation initiative where she gained hands-on experience with innovation management and processes, particularly open and collaborative innovation, product innovation and culture change. Currently Mela runs a practice as an innovation facilitator and collaboration designer, helping groups work better, learn and innovate. She uses a diverse palette of tools such as creativity techniques, graphic facilitation, design thinking and complex systems. She applies these in a variety of environments (workshops, software development projects, conferences), and in different industries (FinTech, Insurance, Biotech & Pharma, Education, Standardisation). She is an advisor to Startupbootcamp FinTech.
Rolf Cederström is the co-founder and CEO of Digital Origin, a technology company delivering innovative financial services for the Spanish market. Prior to Digital Origin, he worked for over ten years in the financial sector in London at several investment banks, including Goldman Sachs & Co. There he also co-founded Ardent Advisors, a boutique investment bank focused on the Internet sector. He has a MSc in Mathematics and Physics from the University of Lund, Sweden, and an MBA from the Massachusetts Institute of Technology (MIT).
Shane has 20 years of financial markets experience, spanning the public sector, academia and private industry. Before joining IOSCO in 2011, he was employed as an Economist at ASIC, Australia's securities market regulator, for 3 years. In addition to his regulatory work experience, Shane, in 2008, was Senior Economic Advisor to Senator John Watson, within the Australian Federal Parliament, affording him the opportunity to provide advice on economic issues influencing the formation of Australian Government financial and economic policy. Prior to public sector experience, he was employed at the Australian National University where he taught and tutored several subjects in financial economics and finance theory. In 2007, he was awarded a PhD (Economics) by the Australian National University Before moving into academia in 2003, Shane spent 10 years working in private industry with such firms as Swiss Bank Corporation, UBS, Citibank and ABN AMRO across numerous financial centres including London, Singapore, Hong Kong, Tokyo and Sydney. Shane's experience in these organisations has covered a broad range of markets including equities, foreign exchange, futures, credit products and a wide range of derivative products (both OTC and exchange traded).
Joydeep is an experienced digital professional with significant experience in helping clients transform their businesses using digital. He currently leads Accenture's digital customer channels and market practice for Financial Services in Europe and Latin America. Prior to joining Accenture, Joydeep ran the Financial Services Digital practice for SapientNitro. Joydeep has hands-on experience in working with leading banks across Europe and advising them on a variety of topics ranging from new customer propositions, operating models, emerging digital technologies and digital platforms. Some of his recent and relevant work includes helping define and set up a digital bank from start, creating a digital service unit for a leading UK bank, developing a new customer proposition using social for a leading South African bank, creating a personalised cross-sell and up-sell acquisition engine for a leading Italian bank, and defining a new direct wealth digital platform for a leading Irish bank. He has published several point of views on digital banking and is a passionate advocate of customer experience-led strategy.
Dominic Pym is an Australian businessman and technologist. He's been involved in software, web and mobile development for over 15 years from start-ups to global enterprises in Australia, the UK, the USA and throughout Asia. Dom has a passion for financial services, and has co-founded and invested in several FinTech start-ups over the past decade, most recently Ferocia where an extraordinary technology team has been assembled and they've partnered with a major Australian bank to re-imagine Internet Banking. Prior to his start-up experience Dom worked with SAP and SAP Markets, consulting in more than a dozen countries with over 40 multi-national enterprises (including several Fortune 500's).
Aaron Phethean is a Senior Product Manager for Temenos, UK. Since joining Temenos in 2006, he has met with 100's of banks and been involved in almost as many integration, web service, and API projects. Aaron regularly contributes to open source projects, blogs, and has been instrumental in the open sourcing of Temenos's API platform, IRIS. When he's not trying to build great software, you'll find Aaron riding mountain bikes in extreme conditions and often at eye watering speeds. Originally from New Zealand, Aaron is currently based in London and can be found on Twitter @aphethean or contacted directly via email [email protected]
Roberta is Senior Innovation Manager for the European Region - Innovation Department at Intesa Sanpaolo, within the Corporate & Investment Banking Division. She engages with the 'innovation ecosystem' and is passionate about new trends pertaining to the financial industry. Her focus is on hi-tech start-ups and innovation-driven changes within corporate banking. She has previously worked on several projects such as the Intesa Sanpaolo Start-Up Initiative in Italy and the Italian Innovation Days in the US. Roberta formerly held a position as Policy Officer at the European Commission - DG Research and, prior to that, at Banca Intesa as a Relationship Manager for US Corporates. Roberta works and lives in London. She grew up in Singapore, lived and worked in Milan and Brussels and is fluent in English, French and Italian.
Nicolas Debock, 36, spearheads the Paris-based private equity and venture capital firm's investments in fintech venture and growth firms across Europe. XAnge, which has a total of €375 million of assets under management, has backed several fintech firms, including payments start-up The Currency Cloud, German online bank Fidor Bank and French crowdfunding platform KissKissBankBank. Before joining XAnge in 2011, Debock worked in the innovation and strategy department of French postal service Groupe La Poste, engaging with start-ups, venture capitalists and investors to gain insight into new trends that could affect the firm's businesses. Debock was one of the founders of BarCampBank, a community that organises events on the future of banking and disruptions related to finance, and, in 2013, he organised Hack The Bank Paris, the first French fintech hackathon. Debock collects jazz vinyl records, enjoys cycling and playing rugby.
Gavin's expertise lies in advising companies on recruiting, developing, and retaining high-performing talent and with them building world-class teams. As founder of Anthemis Talent, his 15+ years of experience in the industry is invaluable for clients and their portfolio companies to grow and develop their organisations. Prior to joining Anthemis Talent, Gavin ran the financial services talent business across Europe, the Middle East, and Africa for Heidrick & Struggles. In his 13 years there, his client work included hiring the Chairman, CEO, COO, CTO and other C-Level executives across a range of sectors including fintech, payments, consumer financial services, corporate & investment banking, asset wealth & alternative investments, clearing & bpo. These clients have ranged from the world's most prestigious multi-nationals, to the most disruptive small start-ups. Gavin became one of the youngest partners in the firm's history at 29, and was recognised internally and externally as one of the very few executive search professionals who really understand the intersect point of the financial services industry with technology, change and innovation.
Ismail Chaib is the Chief Operating Officer of Berlin-based Open Bank Project , an open source API and app store for banks. As such, he has been engaging with banks and promoting the use of APIs in the financial service industry for more than three years. He previously co-founded the award-winning startup SMSBridge. He graduated from the National School of Computer Science (ESI) in Algiers, Algeria.
Dr. Marco Bressan is in charge of BBVA's Big Data global initiative and Executive President for BBVA Data & Analytics. This includes the promotion and development of data services, data-centric operations and analytical competencies within the group. Until 2012, Marco was Chief Innovation Officer, Transportation and Government for Xerox Corporation, one of the leading providers of parking, tolling, enforcement and public transit services to governments globally. As CIO, he was responsible for the creation and execution of an innovation portfolio addressing long-term transportation and urban trends. Smart sensor systems, real-time public transit analytics or data- driven parking solutions are sample topics covered by the projects in this portfolio. Dr. Bressan was also responsible for the Services Innovation Laboratory at Xerox Research Centre Europe, based in Grenoble, France. The lab collaborated with over 50 academic and industrial institutions worldwide through a variety of government projects and open innovation initiatives. Some of the key competencies within the lab were analytics and optimization, machine learning, social network analytics, ethnography, services computing and services economics. As a researcher his background is in data science, statistical pattern recognition, machine learning and computer vision. Over 30 scientific publications and 10 patents are the result of his research work. A number of these contributions have served as a basis for the creation of new services, products and companies in the fields of data analytics, biometrics, satellite imaging and industrial vision. Dr. Bressan holds a BA in Applied Mathematics from the University of Buenos Aires, a M.Sc. in Computer Vision from the Computer Vision Centre in Spain and a Ph.D. in Computer Science and Artificial Intelligence from the Autonomous University of Barcelona. Bressan is a member of the Industrial Liaison Committee of the International Association for Pattern Recognition (IAPR). He is an active member of the network of Argentinean researchers abroad and one of the founders of the Network of Computer Vision and Cognitive Science Researchers.
Jon is an e-Money researcher and crypto-economist focused on expanding the circulation of nonpolitical digital currencies. He advises startups in Bitcoin, gaming, mobile and prepaid. Jon joined the foundation as a board member, bringing a range of industry experience which spans both the technology and financial sectors. Prior to working with the Bitcoin community, Jon was CEO of Hushmail, an email service focused on user privacy and content encryption. He also held a senior position at VeriSign, the Silicon Valley-based domain registry operator. Jon has deep experience in international finance: he was Chief Forex Trader at VISA and prior to that he held a high-level post at Sumitomo Bank, Japan's second largest bank by assets. Jon earned his B.A. in Economics at George Washington University in 1985. He also studied Economics and Computer Software Engineering at the University of Maryland, College Park.
Sebastian, born in 1986, co-founder and CEO, built Kreditech based on his vision of building a digital bank that replaces branches by a data based online version of it. Founded in 2012, Kreditech has become the category leader in big data scoring and online lending worldwide. Sebastian is an expert in fundraising, growth management, company building, internationalization, big data technologies and the global fintech sector. He has previously held a management position at Rocket Internet and lead the market place Gigalocal as CEO. Prior to selling his first startup, PredictX, he gained experience at Deutsche Bank and Roland Berger. Sebastian holds a degree in management and strategy by the London School of Economics.
Harrie Vollaard is Head of Innovation at the Rabobank. Started the innovation department from scratch and built it to a department also responsible for trend watching and strategy. His team has a now a tremendous record of initiating major changes within the bank e.g. introducing the new way of working, collaboration with the FinTech industry, open banking and big data. Renewed the role of the department several times and is now focusing on open innovation, investments and spin offs.
David G.W. Birch is an internationally-recognised thought leader in digital money and digital identity. One of the 2014 "Power 50" in European digital financial services, in 2013 he was named one of WIRED magazine's global top 15 favourite sources of news from the world of business and finance and was ranked the no.1 influencer in European emerging payments by Total Payments magazine. Dave is a Director of Consult Hyperion, the technical and strategic consultancy that specialises in electronic transactions. Here he provides consultancy support to clients around the world, including all of the leading payment brands, major telecommunications providers, governments bodies and international organisations including the Bill & Melinda Gates Foundation. Before helping to found Consult Hyperion in 1986, he spent several years working as a consultant in Europe, the Far East and North America. Described at the Oxford Internet Institute as "one of Britain's most acute observers of the internet and social networks", in The Telegraph as "one of the world's leading experts on digital money", in The Independent as a "grade-A geek" and by the Centre for the Study of Financial Innovation as "one of the most user-friendly of the UK's uber-techies", Dave is well-known for his thought leadership blogging, podcasts and events for Consult Hyperion's Tomorrow's Transactions series. He has lectured to MBA level on the impact of new information and communications technologies and contributed to publications ranging from the Parliamentary IT Review to Prospect. He wrote a Guardian column for many years. He is a media commentator on electronic business issues and has appeared on BBC television and radio, Sky and other channels around the world. Retail Systems magazine said that his recent book "Identity is the New Money" is bold, forward thinking [and] grapples with weighty issues in a concise and accessible way. He graduated from the University of Southampton with a B.Sc (Hons.) in Physics.
Ben Rooney was the technology editor for The Wall Street Journal in Europe before leaving the paper to join Informilo. In a long and award-winning career Rooney was the launch editor of the UK's first daily online web newspaper, the Electronic Telegraph, in November 1994 having joined the newspaper's foreign desk operation three years previously. He went on to edit the technology section for the UK's leading quality broadsheet before leaving the paper in 2000 just in time for the dotcom bust. After setting up the European operation for a West-Coast start-up (or dotcom as they were known in those days) which successfully exited, Rooney became a freelance writer for UK newspapers and magazines, writing for the Financial Times, The Sunday Times, The Guardian amongst others. For five years Rooney was also a PHP and Ruby on Rails web developer before joining The Wall Street Journal. He is the author of four books and was voted Tech Journalist of the Year in 2013 by his peers.
Sam Maule serves as a Consulting Manager at Carlisle & Gallagher Consulting Group. He joined the firm in June 2011 focusing on the Cards & Payments Community of Practice. In this role, Sam provides industry subject matter knowledge and experience to CG's Financial Services clients in support of projects such as Consumer and Commercial Card portfolio management, emerging payments, Loyalty & Prepaid, and on-line/mobile banking. Prior to CG, Sam held management positions with TSYS in a number of Consumer and Commercial Card roles to include digital card management, mobile, loyalty & prepaid, and consultative services. These positions were focused both on domestic and international clients and included several years living abroad in the UK in support of the TSYS Europe Client base. Sam is an active voice in the FinTech Social Media space and his contributions led to his recognition as one of Bank Innovation's 2013 & 2014 Banking Innovators To Watch listing.
Anna Irrera is a journalist at Financial News, a Dow Jones newspaper in London, where she writes about financial technology and market structure. She joined Dow Jones in 2012 as an online reporter for Financial News. She moved to the UK from Rio de Janeiro, Brazil where she was a trainee with Thomson Reuters, working for the English language newswire service. She holds M.S. degree (with honors) from the Columbia University Graduate School of Journalism in New York and a graduate degree in law from the Università Cattolica del Sacro Cuore in Milan. Between journalism and law school, Anna worked at the Italian national publication ItaliaOggi, covering law and taxes. She is the author of "Prendo a calci il sole - Bahia, i bambini, la strada," 13 true stories of Brazilian meninos de rua, a project she began while a visiting student at Harvard University in 2007. Anna is fluent in English, Italian and Portuguese.
Samarth is the co-founder of FinTech Forum DACH, the first hub for fintech startups, investors and banks focused on the German-speaking / CEE region. Samarth was named to the Wall Street Journal / Financial News FinTech 40: "Leaders in FinTech" / "40 Innovators Shaping the Future of Finance". He is the founder & MD of TechFluence, a Frankfurt-based boutique advisory firm and "do tank", and author of the 1st Study of FinTech Startups in DACH. Before founding TechFluence in 2012, Samarth worked at Capgemini Deutschland, HCL Tech / DSL (a Deutsche Bank JV), OrbiTech (Citigroup software spin-off), and PricewaterhouseCoopers. His experience includes over 14 years in sales, business development, and consulting in the financial services and IT sector, of which the last 9 years focused on Germany / Continental Europe- and on getting fluent in German! In the last six years he generated qualified opportunities worth ~€7 Billion TCV across more than 30 different tech offerings ranging from startups to the largest financial technology and IT services firms, and grew revenues from €12mn to €22mn within three years as HCL's Account Manager for Deutsche Bank. Samarth has degrees in engineering (Computer Science, BIT Mesra) and an MBA (Strategy & Marketing, IIM Calcutta).
Daniel W. Latimore, CFA, is the Senior Vice President of Celent's Banking group and is based in the firm's Boston office. Mr. Latimore's areas of focus include the banking ecosystem, digital and omnichannel banking, and core systems. Underlying each area is a keen interest in consumer behavior, innovation, and technology-enabled strategy. Mr. Latimore has been widely quoted in the press, including the Wall Street Journal, American Banker, Boston Globe, CNBC, and CNBC Europe. He is a frequent speaker at industry conferences and client gatherings, having addressed audiences ranging from intimate meetings of CEOs and central banks to conference keynotes in more than a dozen countries. He led research groups at Deloitte and IBM, worked in industry Liberty Mutual and Merrill Lynch (where he lived in New York, Tokyo and London), and was a consultant at McKinsey & Co. He received a Masters in Public Administration from the John F. Kennedy School of Government at Harvard, and an undergraduate degree from Dartmouth College. He holds the Chartered Financial Analyst designation from the CFA institute.
Oriol has been working hard over the last 4 years to help banks evolve their businesses and organizations to a digital-centric model to overcome disruptive change. In his role of Innovation Strategist at BeeOne GmbH, the digital innovation enterprise of Erste Group Bank, he leads activities and projects making Erste Group Bank a leading player in customer experience and new technologies adoption. Prior to his current role, he worked for Caixabank in the e-channels and innovation unit and for Capgemini Consulting in the innovation and strategy fields. Oriol has been on the board of Mobey Forum since April 2014.
Jason Jones is a Co-Founder and Partner at Lend Academy, a media and investment services firm in the online lending sector. Prior to Lend Academy, Jason founded HighStep Capital, a venture capital firm focused on early-stage Internet and financial services companies. He currently serves on the Board of Directors of iFunding, an online real estate investment platform; and on the Board of Advisors of iMENA, a Middle Eastern Internet holding company. Previously, Jason worked at J. Goldman & Co. where he was a Sr. Analyst for an Internet focused long/short equity portfolio. In addition, he worked as an internet equity research analyst at Goldman Sachs, a venture capital research analyst at Cambridge Associates, and as a trade settlements associate at Fidelity Investments. Jason holds an MBA from the Johnson School at Cornell University where he was a Park Leadership Fellow and a BS from Babson College. He is originally from the Boston area and he currently resides in the NYC area.
Acclaimed author, keynote speaker and serial entrepreneur Peter Hinssen is one of Europe's thought leaders on disruptive innovation. He has moved on from a deep passion for all things technology to believing that digital is 'merely' a spark, an enabler and that networks are the true drivers of progress. Peter collaborates with organisations that want to understand and leverage how digital has disrupted entire industries and business models. Through disruptive, organisational and digital inspiration, he helps them to survive the fast flowing network our environment has become. And shows them how they can thrive in it. Peter is co-founder of nexxworks and Across Group as well as Chairman of Across Technology. He lectures at various business schools in Europe like the London Business School, is a Senior Industry Fellow at the 'Center for Digital Transformation' of the 'The Paul Merage School of Business' at UC Irvine and functions as a board advisor on disruptive and digital innovation.
Mr. Lázaro Campos is a management advisor and board member in digital payment ventures. He is a Non-Exec Director of miiCard Ltd (a start-up offering digital trust and online identity verification based on bank-account data), and a member of the Advisory Board of Payoneer Inc. (an industry-leading global business payment platform). Mr Campos served as the Chief Executive Officer of SWIFT, the global banking network, from April 2007 until July 2012 where he defined and led an ambitious strategy to re-position company as a commercially driven, customer centric, efficient and innovative cooperative . Launched innovation drive that positioned company as catalyst for innovation in industry (Innotribe.com). Performed turnaround during financial crisis, decreasing costs by 30%, improving operational performance, while launching innovative new products. Doing all this in a highly complex governance environment: cooperative with 25 member board and strict G-10 Central Bank oversight. Prior to that he held numerous executive and senior management positions. Before joining SWIFT, he served in the international division of Banc Agricol. Mr. Campos has over 25 years of international financial services and telecommunications experience. Most recently, Mr Campos has been appointed member of the Bill & Melinda Gates Foundation's Digital Financial Services (DFS) Platform Enablers group in support of financial inclusion for the poor.
Matteo Rizzi is a General Partner in SBT Venture Capital, a 100 M USD Fin-Tech fund launched in 2013 by Sberbank, one of the largest financial institutions in the world. Previously, Matteo worked at SWIFT for 12 years. At SWIFT, he co-founded Innotribe and created the Innotribe Startup Challenge, positioning SWIFT as the facilitator of collaborative innovation in the financial industry. In 2007 he created www.swiftcommunity.net, the collaborative space for SWIFT's financial eco-system. In 2003, he founded one of the first social networks, www.italiansonline.net, which today is the world's largest Italian expatriate portal. Prior to joining SWIFT, Matteo spent 10 years in the IT-networking sales industry, leading the international expansion of a large IBM networking products wholesaler. Matteo holds a master's degree in computer science and a post-graduate degree in financial transactions. A truly multi-cultural European, he conducts business in French, Italian, Spanish and English.
Samantha brings an unusual mix of corporate, start up and academic experience. Co-founder of Anthemis Edge, the group's strategic advisory, expert network, design firm and talent collective, Samantha drives the growth of the business, sits on the board of AgileCI, mentors startups, and collaborates with several universities. With over 15 years of international experience in financial services, at RBS, First Data and American Express, Samantha focuses on the emergent in finance: business models, customer needs, assets, technologies and organisational design. Originally from Turin, Italy, Samantha graduated from the London School of Economics and lives in Barcelona with her young family. She has travelled over 40 countries and her first published book '20,000 miles with my rucksack' is a good read for adventure travellers.
Philippe Gelis is Co-Founder and CEO of the pioneering foreign exchange services provider, Kantox, established in 2011. He has overseen Kantox's consolidation as an over 600 corporate client strong leader in the alternative foreign exchange provider sector. Kantox traded over $600 million and is on target to meet its 2014 goal of $1 billion. Its rapid, remarkable growth is attributed to the company's underlying principles: transparency, efficiency and fairness. Before founding Kantox, Philippe worked as a strategy consultant for Deloitte and Axis Corporate, from 2007. He holds a Master of Business Strategy and a Master of Business Administration with a specialisation in business strategy, both attained at Toulouse Business School.
Frank Schwab joined Fidor TecS AG as CEO in January 2014. Fidor TecS enables disruptive digital banking by reshaping the customer relationship through technology. Before he worked as a Senior Advisor to McKinsey. In more than 20 years at Deutsche Bank Frank was the chief architect of the retail banking division, director of European co-ordination and head of internet banking. Frank is a pioneer of Online Banking, Mobile Banking and Touch Point Banking and a winner of three European Awards for the New Online Banking, Mobile Banking and Touch Banking at Q110 - The Deutsche Bank of the Future. He also lectured "Creativity and Innovation Management" at Mannheim Business School and "Information Management in Finance & Insurance" at Wiesbaden Business School.
Peter Vander Auwera is an independent thinker, creator and sense-maker. Peter's ambition is to inspire other people to dream. He loves connecting with experts, musicians and artists of all kinds to bring out the very best in them. He works and lives with them to fully demonstrate his dedication and integrity so that others will want to join the projects as well. His dreams are about creation, novelty, beauty, and mastery. He can get pretty excited about design and real disruptive transformation through multidisciplinary teams. He is less excited about technology for technology's sake, but more about its application and societal impact. Foresight scenario thinking and practices intrigue him, as well as non-linear-thinking. He likes a mix of solitary desk-research, combined with meeting great people and creating serendipities and intensities. He likes the smell of "stage" and creating uniqueness. He has an urge to challenge the status quo. He is Co-Founder of Innotribe, the innovation initiative of SWIFT. Main architect and content creator of Innotribe at Sibos. Project lead of the Digital Asset Grid. Prior to SWIFT, Peter was at Microsoft as EAI Solution Sales and Business Development Manager for Microsoft's Electronic Identity Card plans in Belgium, for which he received in 2005 the Microsoft Chairman's Award. Peter is on the Board of www.happathon.com, is advisor and investor in www.NextBank.org, and sits on the Advisory Board of several organisations and start-ups. Peter is also a member of the WEF expert group on Personal Data, and the REXpedition, a think-tank for the Relationship Economy. Peter is founder of Corporate Rebels United, a movement to unite corporate rebels worldwide to ensure that true change happens virally, and Charter Member of Change Agents Worldwide. Peter is a frequent speaker, including TEDxNewWallStreet and TEDxChange. Throughout his career, he has won several innovation- and going-beyond awards. Peter is Belgian, Flemish primitive, married to Mieke and the proud father of an 8-year-old daughter. Peter is very active on social media, blogs regularly at http://petervan.wordpress.com and has a very engaged Twitter following community @petervan. You can find more about Peter at http://about.me/petervanderauwera.
Nektarios is Greek and resides in London where he works for Startupbootcamp FinTech. He has worked in the financial industry since 1997 in various guises. From 2010 - 2013 he worked with Innotribe "enabling collaborative innovation in the financial industry". This involved connecting bankers, investors, startups and everyone in between via the Innotribe Startup Challenge, the Innotribe Incubator, Innotribe Conferences and all things Innotribe. Despite more than 15 years in the industry he has never felt more passionate and enthusiastic about his work as now. He was involved in the formation of SWIFT in 2004 and before that he worked for Clearstream Banking and Octopussy.
Aldo helps corporations and startups to navigate disruptive change. With Claro he provides business innovation and service design in the context of disruptive changes in society and business, such as the personal data economy, internet of things (IoT), new models of ownership and value exchange networks. Aldo is a strategist with a strong analytical capability and business acumen, coupled with creativity and passion for understanding people. He understands what it takes to take an initiative through the organization to the marketplace. He focuses on working with change-makers in industries affected by disruption, like telecoms, technology, financial services and media and with disruptive start-ups. Prior to founding Claro, he was a founding member of the Barcelona office of Smart Design and worked in various commercial and marketing roles at General Electric. He holds an MBA from IESE in Barcelona and an MSc Chemical Engineering from Delft University of Technology.


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subset: commoncrawl


text: "I hope the conclave will not go on too long. All I know is that I'm just taking in a small 'carry-on' piece of baggage. If we're in there too long, and if they show photographs of St. Martha's from outside Vatican City, my room will be the one with the laundry hanging in the window to dry!" ~Cardinal Timothy Dolan, Archbishop of New York, from his blog Today, 115 Roman Catholic cardinals attended the Mass for the election of a new pope. The cardinals then entered into conclave while singing "Veni Creator Spiritus," a Christian hymn invoking the blessing of the Holy Spirit. Photo by George Martell, licensed under Creative Commons (BY-ND 2.0) 1 year ago 34 notes Tagged: #cardinal #Vatican #conclave #pope #papal election #news #religion Comments


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Curious about what's going on around town this weekend? Need some suggestions where to rock, dance, or krump in the Valley of the Sun? Don't fret: These are our Five Shows to See This Weekend.
It's beginning to look a lot like Christmas--even though Halloween is still just around the corner. As grocery stores begin to stock their Christmas crap decorations, the last show announcements of the year trickle in. Historically, the line up for Alice Cooper's Christmas Pudding gets announced eve ... More >>
www.latimes.comYour Caption HereLast week, we asked our readers to offer suggestions for an appropriate caption for the above photo of former Senate President Russell Pearce throwin' in the towel for this week's New Times' You Write the Caption contest..We had nearly 60 responses in the comment ... More >>
Terry Gilliam plays a long shot in loopy Fear and Loathing in Las Vegas filmization


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Which is better? PCM or Microsoft ADPCM ?
Well, that all depends on your processor speed and memory, and what kind of audio quality you deem important, among other things! Here is the "whole truth" concerning both!
PCM (which stands for "Pulse Code Modulation") is GENERALLY SPEAKING the same as 16-bit "CD" audio (as most people use it, though it is available in 8-bit format as well – see below), and it is the standard, having no compression at all – every snapshot, from silence to the loudest waveform burst, is represented by a full 16-bit "word". It will exhibit the highest audio-portion file size. It records audio into the .wav format into a linear stream of samples.
"Because these must be stored as finite-precision digital numbers, the data is truncated to either 16-bit PCM or 8-bit PCM, commonly called 8- and 16-bit samples. 16-bit data has more resolution, so the digital waveform sounds better. 8-bit PCM has less resolution, causing audible hiss in the waveform. It also requires less disk space. " – from Microsoft: http://support.microsoft.com/kb/89879
Microsoft ADPCM (which stands for "Adaptive Delta Pulse Code Modulation" – a mouthful!) allows other bit depths and sample rates to be selected, and uses only 4 bits per sample (audio snapshot), but can move these 4 bits around to represent differing volume levels (the delta part moves the "sector" being represented by the 4 bits up and down as a range of volume levels being represented). The fewer the number of bits, the less information. The lower the sample rate, the fewer "snapshots" per second are taken of the audio, and so the less information again. You pick what combination sounds acceptable. However, … Continue Reading


text:
Add the 100's to your AB Routine
If you have taken a pilates class, then you are very familiar with the 100's.
Try incorporating the 100's into your ab routine today!
Goal: To warm up the body by coordinating breath with movement.
How to perform:
- 1. Lie face up with legs to table top position at a 90 degree angle
- 2. Peel head & shoulders off mat, keeping abs pulled in
- 3. Lengthen legs out to 45 degrees (only if you can maintain a connection with your abdominals while not allowing back to arch) keeping inner thighs together and abs drawing in
- 4. Pump hands up and down counting with each breath. Inhale 5 counts & exhale 5 counts until you hit 100
Tips: Keep your knees bent to table top until you are strong enough to maintain connection with abdominals on the mat.
Add Intensity: By adding a small ball or pilates ring between the ankles.
(Source: dailycupoffitness)


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AndroidPIT Forum - Thread "New app idea. PDF database" This feed contains the most recent forum posts at www.androidpit.com in the thread "New app idea. PDF database". urn:androidpit:forum:thread:471074ddb509f17ea20ded4f659983ab 2012-12-09T04:39:11Z 2012-12-09T04:39:11Z New app idea. PDF database Adam Blake urn:androidpit:forum:post:5527248a53f1c9e69a6d07a5eaafae27 2012-12-09T04:39:11Z 2012-12-09T04:39:11Z I have a document that breaks down to well over 1000 PDF files.
you don't need all the pages at the same time.
what i want to do is have an app that i can select the pdfs i need then i can display them and flick thru only the ones i need when i need them

The app will need a search function and be able segregate various sections (the printed version is across 4 binders)

should this be as simple as it sounds with no development experience at the moment, i can do access databases but i'm not sure if thats a skill that will transfer to this new medium

Thanks Adam Blake 2012-12-09T04:39:11Z


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Find us
AddressHamburg Hostel Adress
Steintorplatz 3
20099 Hamburg
ContactHamburg Hostel Telephone
+49 (0)40 226 358 460
Email firstname.lastname@example.com
SocialFollow us on Twitter @Gen_Hamburg
Hauptbahnhof Nord/Süd3 mins walk
Berliner Tor Station15 mins walk
ZOB Bus-Port2 mins walk
Rathausmarkt15 mins walk
Get to Hauptbahnhof station and you'll find me waiting for you right outside. I can't make it any simpler. But just incase, here's a little extra help below.
By Train
If you are coming from Hamburg Airport simply take the S1 line to Hauptbahnhof using a one way ticket that costs €2.85 and 25 minutes later you're at our hostel doorstep.
By Plane
The Airport is a spryly 11km/7m northwest of the city. It's only a 20 minute drive by taxi for around about €25.
There is also a S-Bahn suburban train line which operates every 10 minutes between the airport and the central train station. Make sure you have €2.85 in your pocket and 25 minutes to spare.
… and finally here's a little tip for all you globetrotters out there. Hamburg Bus Port is just across the street from me and that's the central bus station of Hamburg and port for all local as well as national and international busses. It may be the easiest option of all when coming to the Generator Hostel in Hamburg.


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TUESDAY, Nov. 15 (HealthDay News) -- First responders who were
exposed to the dust cloud during and immediately following the New
York City terror attacks on Sept. 11, 2001, may be at increased
risk for heart disease, experts warn.
Those Ground Zero workers who got there first may have breathed
in even more of this toxic dust than those who came on the scene
after Sept. 13, and may be at greater risk for heart disease as a
result, according to new findings slated for presentation Tuesday
at the annual meeting of the American Heart Association in Orlando,
Researchers from the Mount Sinai School of Medicine in New York
City examined the integrity of the blood vessel walls in 31 Ground
Zero workers. The 19 men and women who were there during the first
two days showed greater damage to their blood vessel walls than
their counterparts who arrived later.
"The workers who inhaled particulate matter at Ground Zero, especially those within the initial 'cloud,' received a much higher 'dose' of particulate matter, compared with inhaling air pollution," said study author Dr. Mary Ann McLaughlin, an associate professor of cardiology. These particles trigger inflammation in the lining of the artery walls (endothelium), which sets the stage for atherosclerosis (hardening of the arteries), she said.
The new study did not look at whether or not these workers had
more heart attacks or strokes than people who were not exposed to
the toxic dust. Co-author Dr. Venkatesh Mani, an assistant
professor of radiology, said it made sense that individuals with
this type of damage to their blood vessel walls may be more likely
to have heart attacks and strokes. Given these findings, first
responders may need to pay close attention to their other heart
disease risk factors, Mani said.
"Apart from living a healthy lifestyle and regularly following up with their physicians for routine examinations for cardiac assessment, these individuals will also benefit from follow-up MRI imaging on a regular basis, maybe once a year, to examine progression/regression of their [blood vessel] disease," he said.
Dr. Gordon F. Tomaselli, American Heart Association president,
said exposure to particulate matter in the air and urban living do
increase risk of atherosclerosis, but less is known about how long
the exposure must last to do such damage. There are other unknowns
about the exposures that took place at Ground Zero on Sept. 11 and
beyond, he said.
"Rescue workers were under horrific psychological stress and this may have led them to change their behaviors," Tomaselli said. "The stress could have led to greater incidence of smoking and/or other unhealthy behaviors."
The first responders who rushed in to help may have also been
less prepared than those who came on the scene during subsequent
days and wore masks that could have limited their exposure,
Tomaselli added.
"More exposure plus less protection equals greater risk," said Dr. Stephen Kopecky, a cardiologist at the Mayo Clinic in Rochester, Minn. "The ones who were there early had a very high exposure to the particulate matter and there is a difference in their arteries," he said.
Dr. Elliott M. Antman, a professor of medicine at Harvard
Medical School in Boston, likened this level of exposure to "many
years of cigarette smoking compressed over time."
Because this study was presented at a medical meeting, the data
and conclusions should be viewed as preliminary until published in
a peer-reviewed journal.
More information
The U.S. National Institutes of Health has more on
Please be aware that this information is provided to supplement the care provided by your physician. It is neither intended nor implied to be a substitute for professional medical advice. CALL YOUR HEALTHCARE PROVIDER IMMEDIATELY IF YOU THINK YOU MAY HAVE A MEDICAL EMERGENCY. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with any questions you may have regarding a medical condition.
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Brad Keselowski dominated the Boyd Gaming 300 NASCAR Nationwide Series race at Las Vegas Motor Speedway on Saturday, leading 144 laps of the 200-lap race en route to his first-career Nationwide win at LVMS.
"It was just our day," Keselowski said. "It was meant to be."
Las Vegas native Kyle Busch led 33 laps on his way to a second-place finish. Kyle Larson was third, Dale Earnhardt Jr. fourth, and Chase Elliott was the highest-finishing Nationwide Series championship-eligible driver in fifth.
"It was a lot of fun," Elliott said. "Biggest thing for us, it gives us a mindset that we can run up front."
Keselowski took the lead from pole sitter Ty Dillon on lap seven as Busch worked his way up toward the front after starting the race in the back. Busch qualified in the top-10 but started in the back after his crew had to change the alternator belt on his car during the impound period after qualifying.
Busch made his way toward the front quickly, climbing into the top-10 on lap 12 and moving into the top-five by lap 36. He was second on a restart following the first caution of the race that came out on lap 56.
Busch's Joe Gibbs Racing teammate, Matt Kenseth, took the lead from Keselowski on the restart after the lap 56 caution, and with Busch in second, Keselowski was shuffled back to third. The teammates continued to run first and second until Keselowski retook the lead soon after a restart following a lap-70 caution. Kenseth lost a few more positions, while Busch maintained second.
Keselowski continued to lead until Busch took the position during a cycle of green-flag pit stops that started around lap 114. The two drivers ran first and second until Keselowski slid through his pit stall during a caution on lap 148 and restarted the race from the fifth position.
Kenseth then joined Buach up front. With 42 laps to go, Kenseth spun while racing Busch for the lead and brought out another caution. By that time, Keselowski had moved back up to third and assumed the second position after the Kenseth spin. When the race went back to green, Keselowski retook the lead.
"I don't know what caused us to lose the lead," Busch said. "That was unfortunate. That cost us the race."
Keselowski held the lead for the rest of the race, despite reporting a broken alternator with about 40 laps to go.
"We found every way we could to make it hard," Keselowski said. "These races aren't getting easier to win. I drove as hard as I could every lap."
Kenseth wound up sixth, Brian Scott finished seventh, Trevor Bayne was eighth, Chris Buescher ninth and Regan Smith was 10th. Dillon wound up a lap down in 11th after two pit road speeding penalties.
Follow Stock Car Spin on Twitter @SCSblog or like Stock Car Spin on Facebook. Amanda's also on Twitter @NASCARexaminer and has a fan/like page on Facebook: NASCAR Examiner
Check out this photo gallery of images from Saturday's race (photos courtesy of Getty Images for NASCAR):


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THE WANDERING TATTLER is a rare wading bird that breeds along glacial streams on the eastern flank of the Alaska Range in the interior of Alaska. Outside the breeding season, these birds inhabit the rocky headlands and islets along the Pacific coast of North and South America. During the breeding season they have been found nesting regularly in Mount McKinley National Park where they inhabit the open gravel bars near the heads of mountain streams.
The tattler is a medium-sized bird about 11 inches long. Its black slender bill is about as long as the bird's head. The adult is plain slate gray above, with heavy gray broken bars on the throat and under parts.
These birds are quiet and secretive during the first part of the breeding season and as long as the eggs are in the nest. This is particularly true when they leave or approach the nest, which is well hidden among the rocks. As soon as the young are hatched, however, the parent birds become exceedingly bold and noisy. They then perch on the top of a willow or other vantage point where they keep a close lookout for danger. Upon the approach of intruders they utter their strident warning calls, fly out to meet them and, if possible, divert their attention from the chicks. After they have succeeded in decoying the intruders away they again become quiet and silently sneak back to their offspring. The male (see illustration) shares family duties with the female.
A few hours after the chicks are hatched their gray downy coats become dry and these hardy youngsters leave the nest and begin to seek their own food which consists of tiny insects.
The young tattlers, as a rule, instantly heed their parents' warning cry and crouch flatly on the gravel, where their gray backs blend perfectly with the rocks. They remain motionless as long as the danger signal is given. When the chicks become older they run about more independently, and instead of hiding by squatting out in the open, amid the bare rocks, they hide in the grass and flowering plants lining the banks of streams. If closely pursued, these older chicks will swim boldly across a stream with a fairly swift current to escape from their pursuers. Fortunately the nesting grounds of this and other rare species lie within a national park, where they are protected by the National Park Service.
Last Updated: 01-Jul-2010


text:
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DNA, according to Merriam-Webster's online dictionary, is "a self-replicating material present in nearly all living organisms." Therefore, DNA is necessary for life here on Earth. But where did the materials needed to make early forms of life come from?
A recent Washington Post article asserts that these building blocks came from space. As reported by the Washington Post, a new report featured in the Proceedings of the National Academy of Science "bolsters the notion that heavy meteorite bombardment of the early Earth may have seeded the planet with the stuff of life." These meteorites, according to the article, may have provided our planet with the necessary ingredients to form the original forms of life on Earth.
According to the Washington Post, evidence of life outside of Earth has not yet been found, but all life on Earth needs DNA to store genetic information. A ring that's at the center of DNA, called nucleobases, was found in 11 out of the 12 meteorites that were looked at.
Max Bernstein, a scientist for NASA, had this to say to the Washington Post: "These molecules are at the core of [life's] blueprints. It's possible that the presence of these molecules in meteorites made us what we are today." The findings beg the question: Are human beings actually aliens?


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The time has come ... Nike is FINALLY selling Marty McFly's futuristic high-tops from "Back to the Future II" ... 4 years before they're supposed to exist.
Here's the catch -- Nike is only releasing 1,500 pairs of the Nike Air Mag ... a shoe that Marty rocked in the year 2015 in the movie.
Nike has announced that all of the pairs will be auctioned on eBay ... with all of the proceeds going to the Michael J. Fox Foundation ... which helps fund research on Parkinson's Disease.
According to NiceKicks.com, the shoe contains an LED panel -- just like in the movie -- and is fully rechargeable ... with each charge fueling around 5 hours of awesomeness.
The shoes are great and all ... but seriously, WHERE THE HELL IS THE HOVERBOARD ALREADY?!
Michael J. Fox went on Letterman last night and talked about the shoe -- reminding people that the $$$ from the sale goes towards a good cause.
Thet started the biding at $4000!!!!!!!!
Pop your BTTF DVD into your PC and go to VidTaggr (http://vidtaggr.com/taggs.aspx?v=vtd0888571-ab) to read and add taggs...
How much?
Didn't those wash ashore on the Pacific coast? I thought some stray shoes (with feet inside) washed ashore.
McFly!! AnyBody Home McFly!!
or How about "Why don't you make like a tree and leave"
Biff was the best!!!!
I have one of these. My doctor made me wear it when I broke my foot.
I don't get it. What's so special about them? They're ugly shoes, so they must DO something, right? People are paying thousands of dollars for what exactly? I don't. . .I don't get it.
MJFox needs to just STFU!
He is the biggest whiner ever. So you have Parkinsons, so do many others who don't have the money like you do to live such a cushy lifestyle.
Go cry to someone else you self centered clown. Michael J Fox you are disgusting.
Made by child slave labor in asia. Go NIKE! Not 1 product of Nike's made in the US, its biggest market.
shoes look cool and i get the charity thing but seariously what about the people that can't buy them at auction?!? Make them public so everyone could buy them!!!!!
Hoverboards dont work on water! you've got no powaaa!
How much for the flying board?
there 99,9999.99 $$$ fml i want these
hi my names damian auksorius ,do you think nike will relase the mcfly shoe in 2015?


text: George Clooney with his first and only wife Talia Balsam. Since their 1993 divorce Clooney has repeatedly expressed that he has no desire to ever marry again. In a 2011 interview with Piers Morgan he commented: "I hate to blow your whole news story, but I was married…yeah so I've proven how good I was at it, and I just…I'm allowed one." Balsam is now married to Mad Men Actor John Slattery.


text:
Arsenic was, at one time, a very popular way to murder so... ...se of death to determine. In fact, most deaths by arsenic were attributed to natural causes, so for every m... ...tural causes, so for every murder trial involving arsenic , there were probably multiple cases in w...http://www.neatorama.com/2013/12/09/The-Near-Perfect-Murder-Weapon/
The Near-Perfect Murder Weapon...
11 Bizarre and Dangerous Items Sold by Sears in 1902...
Long before Amazon, there was Sears and Roebuck. I... ...have ordered in 1902. Shown here are the magical Arsenic Complexion Wafers that would improve "even...http://www.neatorama.com/2013/01/12/11-Bizarre-and-Dangerous-Items-Sold-by-Sears-in-1902/
Pumpkin Spring, an Arsenic Pool in the Grand Canyon
Pumpkin Spring is a geological oddity is a lim... ...p, but that which remains has a deadly mixture of arsenic , copper, zinc and lead. It's dangerous, but beaut...http://www.neatorama.com/2012/04/02/pumpkin-spring-an-arsenic-pool-in-the-grand-canyon/
Plastic Bottles Can Remove Arsenic from Water
Arsenic in water can be caused by human pollution or by n... ...nvenient solution by turning plastic bottles into arsenic magnets. "Dealing with arsenic contamination of drinking water in the developin... ...supplements and foods -- and stir the plastic in *strong class...http://www.neatorama.com/2011/09/06/plastic-bottles-can-remove-arsenic-from-water/
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Flying Coach
The Flying Coach Programme is delivered across England to benefit clubs, coaches and athletes of avariety of abilities, across all disciplines. Under the scheme, top coaches visit local clubs to work directly with club coaches and assist with the development of their athletes, to help develop coaching expertise in a particular technical event in a practical coaching environment.
Flying Coach visits typically take place over a number of weeks to ensure that coaches maximise the development opportunities from them. Where appropriate, clubs are encouraged to work together to host the sessions.
Who are the Flying Coaches?
A range of coaches have been identified on the basis of their experience and expertise in technical events. The Flying Coach Programme has seen the likes of former Chicago Marathon winner Paul Evans and World Champion coach John Anderson visiting clubs. Coaches interested in becoming 'Flying Coaches' should contact their area Club and Coach Support Officer to register interest (To find your local Club & Coach Support Officer click here.)..
Requesting a Flying Coach Programme Visit
To request a Flying Coach Programme visit to your club/Athletics Network then please complete and return the Flying Coach Visit Request Form (available to download on the right of this page) to your local England Athletics Club & Coach Support Officer (CCSO). Your Club & Coach Support Officer will then assess your application and if successful will allocate a coach to deliver the session to your coaches. Please read the FAQ document before completing your application to see what the selection criteria the Club & Coach Support Officers apply to requests. To find your local CCSO click here.
What might a Flying Coach visit involve?
While it is expected that the focus of the majority of Flying Coach visits will be the technical development of coaches, clubs are encouraged to address other areas of coach development using the Flying Coach scheme, such as:
- Strength & Conditioning
- Fundamental Movement Skills
- Planning and Periodisation
- Communication Skills
Sport Psychology
Flying Coach Programme (Disability)
Wheelchair Racing: An introduction to basic push technique, chair set up and training programmes.
Seated throws: Advice and guidance on seated throws, including throwing frames, tie downs and fixings.
Coaching blind or visually impaired athletes: Advice and guidance on supporting blind or visually impaired athletes, to include guide running and competition pathways.
Coaching deaf or hearing impaired athletes: Advice and guidance on coaching deaf and hearing impaired athletes. To include information on effective communication, technology, Deaf UK Athletics and competition pathways.
Coaching athletes with a learning disability: Advice and guidance on coaching athletes with a learning disability. To include information on Mencap, Special Olympics and competition pathways.
Other impairment specific visits: Advice and guidance on coaching athletes with a specific impairment (Cerebral Palsy, amputees etc). To include information on National Disability Sports Organisations and competition pathways.
Click here to go to our Disability Athletics section Click here to download a flyer
Case Study – Notts AC
Flying Coach visits were used to help develop a new structure for sprints coaching within the club. Visiting coaches worked alongside club coaches to identify current strengths and weaknesses, gaps in provision, and current areas of expertise within the club. Alongside this, technical skills were addressed, including the development of fundamental movement skills. A six week programme was delivered to coaches at the club. This explored traditional movement drills, coaching language (do coaches really mean what they say?), new drills, performance analysis (how it can be used?) and analysis of athletes' movement ability. Coaches attended from speed, jumps, and endurance events. Each coach was invited to bring along two of their own athletes to help with the sessions.
Have you got more questions?
If you would like to know more about the Flying Coach scheme you can download the Flying Coach Frequently Asked Questions document on the right hand side.


text:
Is a Disease or Syndrome.
"A kidney disease with no or minimal histological glomerular changes on light microscopy and with no immune deposits. It is characterized by lipid accumulation in the epithelial cells of KIDNEY TUBULES and in the URINE. Patients usually show NEPHROTIC SYNDROME indicating the presence of PROTEINURIA with accompanying EDEMA."
The following medications may be indicated for this conditionCELESTONE
The following medications may be hazardous when used with this conditionIntralipid


text:
Use the hidden MPEG2 encoder in OS X | 15 comments | Create New Account
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Use the hidden MPEG2 encoder in OS X
Maybe, I came up with this because it uses tools I already had on my computer. As for quality though, I compressed a movie using iDVD2 and it looked better than one my friend did in Cleaner 6! Both were shot with the same camera and tapes and edited in Final Cut Pro 3.0. And I hear the encoder in iDVD3 is even better.
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July 15, 2014
The fiber connection between Nashville, Arkansas and Hope, Arkansas was severed yesterday. All communication was lost, for the greater Howard County region. Communication has currently been restored. Thank you for your patience and understanding.
|Howard Memorial Hospital, 800 W. Leslie Street, Nashville, AR 71852, (870) 845-4400
|©2014 FastHealth Corporation Terms Privacy
|US Patent Numbers 7,720,998 B2, 7,836,207


text:
Full Disclosure
mailing list archives
On Fri, 29 Oct 2004, Todd Towles wrote:
I read a article about how the site got hacked into...recently. Did
anyone else read this? If it was hacked then because this is a reaction
security measure and not a "we want to keep all non-amercians from
seeing our stuff".
Assuming this all to be true, and assuming for the sake of argument that
the refusal to serve pages to non-US requestors is their "security
measure" in response, it merely deminstrates that their admin staff is as
clueless as a newborn baby at a stripclub.
They're not even using a firewall or ACL to keep the "foreign" visitors
out (since they are getting a web server based error message). Thank god
that George's webmaster isn't likely to be running anything nu-kul-ar if
George is reappointed!
J.A. Terranson
sysadmin () mfn org
"An ill wind is stalking
while evil stars whir
and all the gold apples
go bad to the core"
S. Plath, Temper of Time
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Well it looks like you guys have found common ground in fish-based pills.
Will Forte, SNL, S32E14 - "First Day at Work", Host: Rainn Wilson —
Will Forte, SNL, S32E14 - "First Day at Work", Host: Rainn Wilson —
someone find me an MP3 of it
(Source: kazzg)
2 years ago
280 notes
Just FYI, you might want to pick out the berries
2 years ago
542 notes
He's totally rich because his dad invented Toaster Strudel
That time everyone forgot how to play hockey at the same time.
2 years ago
508,945 notes
(Source: theoffices)
2 years ago
42,849 notes
- Nicolas Cage teams up with Leonardo DiCaprio, and they steal the Oscars.
(Source: twhiddleston)
2 years ago
5,530 notes
2 years ago
4,187 notes
rebecca black is at the grammys
2 years ago
288 notes
(Source: ablt-archive)
2 years ago
855,983 notes
This perfect man is hosting SNL tonight.
Don't be surprised if I take over a ridiculous amount of your dash.
I'm not sorry and I won't be later.
Tina Fey in Columbus Circle taping 30 Rock on November, 30, 2011! Photo #1
Seth: So I understand you'll be taking over for Santa Claus this year.
Santhony Clauspino: That's right Seth. I'm making my list and checking it twice. I'm gonna find out who's a Hottie or Nice.
Seth: No Santhony, you're supposed to be categorizing the children into Naughty or Nice, not Hottie or Nice.
Santhony: That's a shame Seth, you made it to the Hottie list.
Seth: Is there any news from the North Pole?
Santhony: Oh yeah, Seth, like uh… *looks arond* you hear about this fog, Seth? Apparently, it's gonna get really foggy this Christmas Eve. Luckily, I have Maya Rudolph and her glowing toes.
Seth: No, it's just Rudolph and it's his nose that glows, not his toes.
Santhony: I'M PRETTY SURE IT'S MAYA RUDOLPH SETH
(Source: jonthehighschoolyears)
2 years ago
35 notes
3 years ago
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Jimmy Fallon & Stephen Colbert sing Somewhere Out There
I want this on my blog forever.
(Source: lastvhs)


text:
Dr. Ozlem Pala, MD
Rheumatology, University Miami Health Rheumatology
- 1475 NW 12th Ave Fl 1
Miami, FL 33136
- 1 Office Location
- Email a Friend
- (305) 243-7545
Dr. Ozlem Pala has been practicing medicine for 14 years. Dr. Pala graduated from the Ege Univ, Tip Fak, Izmir, Turkey in 2000. She practices medicine in Miami, FL and specializes in Rheumatology. Dr. Pala is affiliated with University Miami Sylvester Comprehensive Cancer Center, University Of Miami Hospital and Jackson Memorial Hospital. She speaks English and Spanish.
Gender: Female
Years in Practice: 14 Years
Languages Spoken: English, Spanish
Medical School: Ege Univ, Tip Fak, Izmir, Turkey
Graduation Date: 2000
Hospital Affiliations: University Miami Sylvester Comprehensive Cancer Center, University Of Miami Hospital, Jackson Memorial Hospital
Specialties: Rheumatology
©2005-2014 WebMD, LLC. All rights reserved.
WebMD does not provide medical advice, diagnosis or treatment. See additional information.


text:
Onion-Horseradish Dip
4 oz. wedge blue cheese
1/2 of an 8 oz. carton dairy sour cream
1/4 c. whipping cream
1/4 of a medium red onion, chopped
1 clove garlic, minced
1/2 to 1 tsp. prepared horseradish
Additional chopped red onion (optional)
In medium bowl crumble about 3/4 of the blue cheese. Add sour cream, whipping cream, red onion, garlic and horseradish. Blend cheese mixture until almost smooth. Top with remaining blue cheese and red onion. Serve with vegetable dipper chips.
Jeanette L. Guess - Edinburg, VA


text:
Delete salons are in Boston and Phoenix.
We believe in diversity and the freedom of personal expression, but perhaps now it's time for a change. We're here to help. Delete salons are currently in Boston, Massachusetts and Phoenix, Arizona.
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Cotume Dresses
Pool Table Dress Adult Womens Costume
Be sure not to sink the eight ball too soon when you wear this Poll Table Dress adult womens costume. The 100% polyester, green and tan dress of this funny womens costume features 16 colorful cardboard removable pool balls. It's all fun and games with this womens costume!
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text:
main index
Vampires are an amazing element to add to a work of fiction, or to base one on entirely. They also have a lot of ways they can be... 'different', not just from humans but from vampires in other works (or within the same one!) But, other than bait for Your Vampires Suck and coolness, what use is making them different? Well, it can be used to establish just how friendly or irredeemably evil they are as a species. A kind of Sliding Scale Of Vampire Friendliness. If the author wants to have sympathetic Friendly Neighborhood Vampires populate the setting (particularly if one of these is the protagonist), there are certain traits that can be added or removed to help skew the scale towards nice without removing the possibility one of them might go off the wagon. On the other, the author might want the story to focus on The Hunter out to save the world from vampires, so the author can load them up with evil traits and remove the good ones, so that every single bloodsucker his or her protagonist runs into will be Always Chaotic Evil and can be killed without remorse... except for the Defector from Decadence, of course! Because really, just how friendly can a vampire be if it can only "live" by sucking all the blood from a human? And only humans will do. Conversely, a vampire that only needs a drop of blood a month to get by (and it can be from the blood bank, doesn't even have to be fresh) has no excuse to be all evil other than having been a Serial Killer in life. So, what can authors add or remove to make friendly/unfriendly vampires?
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Results 1 to 4 of 4
December 24th, 2012 01:00 AM #1Member
- Join Date
- Dec 2012
- Posts
- 60
Unique Baby Name Idea: Help Me Find Names With Third Letter "C"
I know this may sound strange, but I have this vision to name my children to correspond with their initials. My last name starts with a "C" so I need to find names that all have a "C" as the third letter. Can you all help me? I have not found a search option at any baby website yet that allows me to search for _ _ C. I have been working hard to find baby names on my own but it is very time consuming.
If this is all a little confusing, here are some examples I have come up with for my baby to be (gender unknown):
Jackson Arlow Cruise (JAC)
Mackenzie Addison Cruise (MAC)
Richard Inigo Cruise (RIC)
Pacey Abraham Cruise (PAC)
While all of these names are beautiful, I have not found "THE ONE" for my baby.
Can any of you fellow Nameberries help?!
December 24th, 2012 01:16 AM #3Member
- Join Date
- Dec 2012
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- Canada
- Posts
- 56
December 24th, 2012 01:47 AM #5
Ok, so you want the baby's monogram to also be the first three letters of their name?
Just to get you thinking...
Cecilia Elodie Cruise
Arcadia Roisin Cruise
Coco Ophelia Cruise
Fuchsia Unity Cruise
Jacqueline Annice Cruise
Jocelyn Oriana Cruise
Lucero Ulrika Cruise
Lucia Undine Cruise
Lucinda Unni Cruise
Macy Arielle Cruise
Michaela Idyll Cruise
Michelle Isadora Cruise
Nicola Isaure Cruise
Rachelle Araminta Cruise
Socorro Oceane Cruise
Tecla Eloise Cruise
Victoria Idony Cruise
Xochitl Olivia Cruise
Beckett Edward Cruise
Dock Obadiah Cruise
Luc Usain Cruise
Richard Ignatius Cruise
Tyce Yarrow Cruise
Archer Reynaldo Cruise
Archimedes Rossi Cruise
Declan Ellery Cruise
Hector Erion Cruise
Jacinto Alden Cruise
Lachlan Amias Cruise
Lucas Uriah Cruise
Macallister Arlo Cruise
Macon Aristide Cruise
Micah Idris Cruise
Michael Isidore Cruise
Nicholas Isak Cruise
Rocco Ossian Cruise
Tucker Ulrich Cruise
Victor Immanuel Cruise
Zacarias Alton CruiseBlade, MD
Aquila * Chrysanthe * Emmanuelle * Endellion * Ione * Jacinda * Lysandra * Melisande * Myrra * Petra * Rosamond * Seraphine * Silvana * Theophane / Blaise * Cyprian * Darius * Evander * Giles * Laurence * Lionel * Malcolm * Marius * Peregrine * Rainier
كنوز الصحراء الشرقية Hayat _ Qamar _ Sahar _ Maysan _ Iman / Altair _ Fahd _ Faraj _ Khalil _ Najid _ Rafiq _ Tariq
December 24th, 2012 02:02 AM #7


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Doug Collins' time as coach of the Philadelphia 76ers came to an end a day after the season was over. I don't have time for figuring out if he was fired or if he really did walk away. All these cute little quotes flying around did nothing for me. But, if you know me then you know I am a sort of a team historian. That's why I named my first Sixers blog "National Sixers" in reference to the Syracuse Nationals, what this team was referred to before coming to Philly. During the off-season, I actually will be talking about them quite a bit. But, here we are today. Doug Collins was a special coach if only because he was a star player for the Sixers too. So, I wanted to see how he stacked up against other Sixers coaches who have also played for the team.
In a post a while ago, I made my argument that Billy Cunningham was the ultimate 76er; winning a championship with the team as a star player and then leading them to the championship as a coach. He spent both playing and coaching career with the Sixers. It doesn't get much better than that. So how will this work out? Well, I will combine both coaching stats and player stats. I guess I ruined the suspension as I already named who the winner is with Cunningham. But still, let's take a look at our list of player-coaches:
Al Cervi: Won franchises' first championship as coach. Only played 4 seasons for team; but spent all four with Sixers…or should I say Nationals. His rookie season? He was 32.
Paul Seymour: Spent entire NBA career with Nationals; coached by Cervi so has a championship and coaching career was good too.
Dolph Schayes: One of the first NBA stars; won championship as player and was a good coach too.
Alex Hannum: Played only two seasons with team but won championship as coach. He actually made the Hall Of Fame as a coach so he had a great career. He's gonna be tough to rank.
Kevin Loughery: First coach on list to have losing record for team. What's interesting about Loughery is that both his coaching career and playing career with the team happened at the same time. He coached and played for the team in 1972-73. Again, he had a bad record; going 5-26. Back during these days, it actually was common to have players coach the team too. Imagine that. He played for the team during the 71-72 season.
Billy Cunningham: As I said before, won as player and coach. Has one of the top winning % in NBA history. Nuff said.
Now, Cunningham was the last coach to…coach a good Sixers team. We're now at the end of the 80's and early 90's. These are the dark ages. God help us all.
Matt Goukas: Drafted by the Sixers and play 4 seasons with team. Rookie season was Sixers' championship season in 1966-67 so I guess he's a winner or something. He coached for 3 seasons.
Fred Carter: Well Fred Carter played on one of the worst NBA teams ever. And then in his 2 seasons coaching with the team, he didn't do much better. Fred coached during the early 90's.
It wouldn't be until 2006 that former players resurfaced on the team.
Maurice Cheeks: Won a championship as a player and while he didn't win much as a coach, I still stand that he was fired too quickly from the apparent failed Elton Brand experiment. I heard small rumors that he was Iverson's last straw and led to Iverson demanding a trade from the team. But boy I thought he was a good coach. And a really good player. Many are waiting for him to be inducted into the Hall Of Fame.
And lastly we have Doug Collins. He just escaped the terrible 72-73 team and a knee injury hurt his chances of possibly being a part of the championship team in 82-83. He spent his playing career as a star for the Sixers though and people love him here in Philly.
How will I rank them? Again, it's a combination of player stats/accomplishments and coaching stats/accomplishments. After intensive review of details in the careers of these fine gentlemen, I have decided that these are how they rank:
Billy Cunningham: 2 championships, .698 coaching winning %, averaged 20.8 points, 10.1 rebounds, and 4 assists, made Hall of Fame as player.
Dolph Schayes (in my Billy Cunningham post, I actually give Schayes an honorable mention as the ultimate 76er. So I guess the top 2 spots were already filled. Sue me.): 1 championship, .538 winning % as coach, Hall of Fame player with 18.5 points, 12.1, and 3.1 assists per game. He's another guy that coached and played at the same time.
Al Cervi: 1 championship, .594 winning % as coach, Hall of Fame player with not so Hall of Fame looking stats: 7.9 points, 1.8 rebounds, and 3.7 assists per game. His first four seasons as coach was also his only four seasons with the team. Aha!
Alex Hannum: In his two seasons with the team, he did average his best numbers in his career: 7.5 points, 4.8 rebounds, and 2 assists per game. He is a Hall of Fame coach as he won in both the NBA (two championships) and ABA (one championship). His record with the Sixers/Nationals is a .594.
Paul Seymour: Paul had a nice career with the team. Has a championship. A winning record as coach .556 which is 5th best for the team. Averaged 9.6 points, 3.1 rebounds, and 3.9 assists. No Hall of Fame status as of now.
Now, the rankings have been…easy so far. The next two players/coaches though I spent a while trying to rank. My mind keeps flipping even as I write this. But, here we go:
Maurice Cheeks: As a player he is a leader for the team in steals and assists. He won a championship with the team. His coaching career wasn't as strong with the team as he never led them to a winning record. Compare him to…
Doug Collins: For Collins, I went with him below Cheeks because his career was not super. It was just very good. And, for Collins, he's a better coach than Cheeks in my opinion but while Cheeks didn't win, at least the team didn't perform as horrible as they did in 2012-13. The fact the Cheeks the player won as a key player for one of the greatest teams to grace the floor vs a coach, while brilliant defensively, offensively was flawed big time.
The rest of the rankings are hard if only because this is a contest to see who is the best of the worst.
Matt Goukas: While Matt has the 4th best winning % for the team, his playing career was that of a role/bench player. In his rookie season, he did win the championship with the Sixers but he wasn't a major factor. And again, his coaching career with the team was at least memorable in his 3 seasons.
Fred Carter: For all the grief of playing on that dreaded team, it's not like he was a bad player. But, he played on bad teams. And as a coach, he only won .296 % of the time.
And that leaves us with Kevin Loughery. This guy didn't stay with the organization for long but his time here was bad. Maybe it was the timing. Yeah, it's not all his fault. But, he had his hand as coach of the dreaded year as well as playing in it. He couldn't seem to coach himself a winning game. I mean, he won a couple of ABA championships shortly after coaching the Sixers. So, he was at least a good coach. Still, for the Sixers, he probably leaves a bad taste in the mouth. During his 106 games as a player, he was just OK at best. His coaching %? Well, it's good enough to be 2nd worst in franchise history at .161 and the worst belongs to the guy who coached the rest of that terrible season.
So that's it. It wasn't easy since you're dealing with coaching and playing which are two different things. But, I think I did a good job. Let me know what you think. It's not a perfect ranking system but it's something.
Tags: Philadelphia 76ers