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Attorney General Eric Holder this week called on states to do away with arcane laws that prohibit more than 6 million felons, most of whom are people of color, from voting in a speech at Georgetown University Law Center. "Those swept up in this system too often had their rights rescinded, their dignity diminished, and the full measure of their citizenship revoked for the rest of their lives," Holder said in the speech. "They could not vote."
CWA devised a simple plan for which they were uniquely suited: drag TPP out of the shadows and into the light - one city at a time - using a medium they understand intimately: Daily Newspapers!
Two CWA members - Dave Felice in Denver, CO and Madelyn Elder in Portland, OR have started the ball rolling. We just need to keep up the momentum leading up to a big day of petition deliveries.
Step 1 is to send an Op-Ed to your Daily Newspaper.
MoveOn.org Petition - Congress Don't Renew Fast Track
Public Citizen Petition - Congress Must Reject Fast Track Authority
MoveOn.org Petition - Stop the Trans Pacific Partnership
CREDO Petition - Stop the Massive Corporate Power Grab
If your Representative is not currently a cosponsor of HR 1000 they may not completely understand how important full employment is to your community; click on your state at the bottom of this page to see all the cosponsors in your state. Nothing sends a stronger message to a Congressional member than a personal visit to a district office by a voter with a written request. Phone calls and emails are incredibly important but nothing gets attention like a personal visit. Our Educate Congress page has information and a sample letter. Print the letter, sign it, deliver it.


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Joyce's Event Journal
Friday March 25, 2011 / 8:00pmXanadu
2 tickets
Assigned at Box Office
1694 Saratoga Ave
San Jose, CA 95129
How was your experience?
Very fun, very campy, very clever musical. I will be taking friends back to see it. It had me laughing thorughout, and wanting to get up and dance. But all I had the nerve to do was wave the glow stick back and forth to the beat of the music, along with everyone else. What a fun night out!

subset: commoncrawl


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Re: new stay at home mommy needs advice from the pros
I have been a SAHM since my son was born three years ago, and now we also have a little girl on the way set to debut in February. This August my son started Pre-K (he has an IEP because of a speech delay, so he got to go to pre-k a year early in an effort to improve his speech before he actually "HAS" to be in school), and I have gone back to school myself, so I have a little less time than normal, but my system helps me keep things pretty tidy. Well, at least I don't tell people to bring their own hazmat suits! Lol. When Julian (my son) was home I would try to get him involved in the chores (ie. I would spray the "windex" on the glass door and hand him a wash cloth, or have a "race" to see who could clean up the most toys in a specified time) but what really saved me was a "cleaning calendar" I found on pintrest. I tweaked it to fit my house since the only dishwasher I have are the two attched to my wrist, and I moved my "chore of the day" from "Night Time" and instead do it during Julian's "nap time".


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놀자 고양아 — Playcat, Idae
A lovey little cat cafe nestled near the front gate of Ewha Womans University. The cats here are amongst the friendliest I've seen, and rushed up to greet us as soon as we walked through the doors. Every time I sat down, a cat managed to find its way into my lap and start purring away~.
After chatting with the owner, I was sad to find out that the cafe is actually closing next month. (;-;) The resident kitties are all in need of loving homes, so if there's one that catches your eye, the owner says he'll be adopting them out for free. Consider giving one of these beauties a home, or at least stopping by to get a dose of feline affection before it disappears! 7,000원 on weekdays, 8,000원 on weekends (+beverage.)


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Part No: KTMBCIP5BL
Product Reference: 42165
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KIAA1652 protein
- BLAST>tr|Q9BYA8|Q9BYA8_HUMAN KIAA1652 protein (Fragment) OS=Homo sapiens GN=KIAA1652 PE=2 SV=1 HFGLWSVLMVLILNSTLFFFQNLSSYCHSQINSTLKGRWRVSPSHRALALLLCLLTPPFT HSIRELLPLNRGAALDQAHRDVADQWAGGCVPGKPGRQPGRQQARPLPTQQSCGGLHAHP PLLGVCFIFLYFQNEHPPDSLPGMIDAGGGSFSQSLASDPASRGRRGFCAPAGGRSGMC
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- HistoryEntry version 28 (01 Oct 2014)
Sequence version 1 (01 Jun 2001)
Previous versions | rss
- Help video
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- Comment
Select a section on the left to see content.

Provides information about the protein and gene name(s) and synonym(s) and about the organism that is the source of the protein sequence.

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Names & Taxonomyi

Provides an exhaustive list of all names of the protein, from commonly used to obsolete, to allow unambiguous identification of a protein.

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Protein namesiSubmitted name:KIAA1652 proteinImported

Information which has been imported from another database using automatic procedures.

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 Automatic assertion inferred from database entriesi

Indicates the name(s) of the gene(s) that code for the protein sequence(s) described in the entry. 4 distinct tokens exist: 'Name', 'Synonyms', 'Ordered locus names' and 'ORF names'.

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Gene namesiName:KIAA1652Imported

Information which has been imported from another database using automatic procedures.

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 Automatic assertion inferred from database entriesi

Provides information on the name(s) of the organism that is the source of the protein sequence.

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Organismi Homo sapiens (Human)Imported

Information which has been imported from another database using automatic procedures.

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 Automatic assertion inferred from database entriesi

Shows the unique identifier assigned by the NCBI to the source organism of the protein. This is known as the 'taxonomic identifier' or 'taxid'.

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Taxonomic identifieri 9606 [NCBI]
Contains the taxonomic hierarchical classification lineage of the source organism. It lists the nodes as they appear top-down in the taxonomic tree, with the more general grouping listed first.

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Taxonomic lineagei cellular organisms › Eukaryota › Opisthokonta › Metazoa › Eumetazoa › Bilateria › Deuterostomia › Chordata › Craniata › Vertebrata › Gnathostomata › Teleostomi › Euteleostomi › Sarcopterygii › Dipnotetrapodomorpha › Tetrapoda › Amniota › Mammalia › Theria › Eutheria › Boreoeutheria › Euarchontoglires › Primates › Haplorrhini › Simiiformes › Catarrhini › Hominoidea › Hominidae › Homininae › Homo

Describes post-translational modifications (PTMs) and/or processing events.

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PTM / Processingi
Proteomic databases
PRoteomics IDEntifications database
More..PRIDEi Q9BYA8.

Displays by default the canonical protein sequence and upon request all isoforms described in the entry. It also includes information pertinent to the sequence(s), including length and molecular weight.

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Sequencei

Indicates if the canonical sequence displayed by default in the entry is complete or not.

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Sequence statusi: Fragment.Q9BYA8-1 [UniParc]FASTAAdd to BasketShow »
SFSQSLASDP ASRGRRGFCA PAGGRSGMC 179Length:179Mass (Da):19,355Last modified:June 1, 2001 - v1
The checksum is a form of redundancy check that is calculated from the sequence. It is useful for tracking sequence updates.

It should be noted that while, in theory, two different sequences could have the same checksum value, the likelihood that this would happen is extremely low.

However UniProtKB may contain entries with identical sequences in case of multiple genes (paralogs).

The checksum is computed as the sequence 64-bit Cyclic Redundancy Check value (CRC64) using the generator polynomial: x64 + x4 + x3 + x + 1. The algorithm is described in the ISO 3309 standard.

Press W.H., Flannery B.P., Teukolsky S.A. and Vetterling W.T.
 Cyclic redundancy and other checksums
 Numerical recipes in C 2nd ed., pp896-902, Cambridge University Press (1993))
 Checksum:iDE49D5739AEDA4E6
Experimental Info
Feature key Position(s) Length Description Graphical view Feature identifier Actions
Is used for sequence fragments to indicate that the residue at the extremity of the sequence is not the actual terminal residue in the complete protein sequence.

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Non-terminal residuei 1 – 1 1 Imported

Information which has been imported from another database using automatic procedures.

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 Automatic assertion inferred from database entriesi
Sequence databasesSelect the link destinations:
DDBJLinks Updated
AB051439 mRNA. Translation: BAB33322.1. UniGene gene-oriented nucleotide sequence clusters
More..UniGenei Hs.443430.

Is used to point to information related to entries and found in data collections other than UniProtKB.

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 Cross-referencesi
Sequence databasesSelect the link destinations:
DDBJLinks Updated
AB051439 mRNA. Translation: BAB33322.1 . UniGene gene-oriented nucleotide sequence clusters
More.. UniGenei Hs.443430.
3D structure databases
Database of comparative protein structure models
More.. ModBasei Search... MobiDB: a database of protein disorder and mobility annotations
More.. MobiDBi Search...
Proteomic databases
PRoteomics IDEntifications database
More.. PRIDEi Q9BYA8.
Protocols and materials databases
Structural Biology Knowledgebase Search...
Organism-specific databases
Human Unidentified Gene-Encoded large proteins database
More.. HUGEi Search...
Family and domain databases
ProtoNet; Automatic hierarchical classification of proteins
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Contains the literature citations that are the sources of data used to annotate the entry. Each reference is numbered and contains several subsections allowing a precise description of a given citation.

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Publicationsi
- "Identification of novel transcribed sequences on human chromosome 22 by expressed sequence tag mapping."
Hirosawa M., Nagase T., Murahashi Y., Kikuno R., Ohara O.
DNA Res. 8:1-9(2001) [PubMed] [Europe PMC] [Abstract]Cited for: NUCLEOTIDE SEQUENCE.

Provides general information on the entry.

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Entry informationi

Provides a mnemonic identifier for a UniProtKB entry, but it is not a stable identifier. Each reviewed entry is assigned a unique entry name upon integration into UniProtKB/Swiss-Prot.

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Entry namei Q9BYA8_HUMAN
Provides one or more accession number(s). These are stable identifiers and should be used to cite UniProtKB entries. Upon integration into UniProtKB, each entry is assigned a unique accession number, which is called 'Primary (citable) accession number'.

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Accessioni Q9BYA8Primary (citable) accession number: Q9BYA8
Shows the date of integration of the entry into UniProtKB, the date of the last sequence update and the date of the last annotation modification ('Last modified'). The version number for both the entry and the sequence are also displayed.

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Entry historyi Integrated into UniProtKB/TrEMBL: June 1, 2001 Last sequence update: June 1, 2001 Last modified: October 1, 2014 This is version 28 of the entry and version 1 of the sequence. [Complete history]
Indicates whether the entry has been manually annotated and reviewed by UniProtKB curators or not, in other words, if the entry belongs to the Swiss-Prot section of UniProtKB (reviewed) or to the computer-annotated TrEMBL section (unreviewed).

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Entry statusi Unreviewed (UniProtKB/TrEMBL) Disclaimer Any medical or genetic information present in this entry is provided for research, educational and informational purposes only. It is not in any way intended to be used as a substitute for professional medical advice, diagnosis, treatment or care.


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After my stroke, I lost my sense of taste. Will this change?
I have heard a few people tell me that they lost their sense of taste after a stroke. In general, I think of this as being similar to other deficitsafter a stroke. Gauging how much and how quickly an improvement will occur is very difficult.
In general, stroke symptoms improve over the 6 months following the stroke, then start to stabilize. However, the amount of improvement is very difficult to prognosticate. Much like a weatherman or an economist, as a stroke doctor, my forecast predictions are often "off-the-mark". What I can tell you is that, in general, the recovery usually progresses at a fairly steady state. If you feel like things are slowly improving, I would expect that to continue. If you have noticed no improvement, you should not loose all hope, but the expected improvement will likely be less, if at all.
In my 35 years of experience with my(late)father who was an Ayurvedic Physician in Salem, Tamilnadu, India. I have seen thousands of patients with stroke and treated them. It all depends upon your age and other health conditions like HTN,DM and your Mental Health status, and also depends the stroke side,(left or right). If any one has a stroke on rt side, they will have normal with little difficulty in taste, speech, sight and hearing. If it is on the lt side they will have problem in speech, taste, sight and hearing and also the deviation of their mouth(lips)like the Bells(Facial)Palsy. But all this conditions can be treated by Ancient Indian treatment aka Ayurveda Uzhichil Therapy in 6 weeks course of treatment and gradually, virtually you will see the improvement.
My stroke was in 2006. As of today my taste is still very much altered. It makes cooking difficult because I don't know how the seasonings taste. But every so often I will bite into something and the taste will register and it is like having sex for the first time. I had a sip of coffee a couple of days ago that was heaven. I think of those times as an unexpected pleasure.I am very interested in the note above. Best of luck.
This is weird stuff. my neurologist has never heard of a couple of my post stroke(severe right side in 2003)symptoms. Taste & smell was slowly going away at my 6 year mark and is largely difficult to recognize if not 'gone' primarily on my left 'affected' side.and anything cold sprinkled on my left, feels like a fine tipped blowtorch. God Bless, everyone!


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tags of interest
#precure ★#dangan ronpa ★#hunter x hunter ★#inazuma eleven ★#inazuma eleven go ★#yugioh zexal ★
[Image description: Kate Spencer, drawn from an aerial view as she jumps of a building backwards. She falls through the air above a city skyline, snow on the buildings and swirling around her. She has her arms stretched out and in one hand she holds her staff.]
By Dustin Nguyen
Same here. Wonder where she lands in the new DC world come September.
Yes. My favorite Dustin Nguyen cover ever.
one of my favorite Kate pieces ever


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IJN Aircraft Carrier Akagi `Starting the war`(Plastic model) 1/700
Save: 26% off (JPY2,236)
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Prices are automatically linked to market prices in Japan, some rare items are more expensive than regular price.
In Stock
Inventory information is updated once each day. All products are new.
- Asia (SAL): US$8.65
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- Weight: 0.481kgs
- Package Size: 6cm x 41cm x 15cm
- Manufactured by: Fujimi Models
- Release Date: Tuesday 24 August, 2010


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About United Bank
United Bank provides personal and business banking services at its 23 locations across Western Massachusetts.
Related Topics
College offers start to career in business
55 articles also mentioned Springfield
Berkshire Bank to employ 20 at new offices on East Columbus Avenue in Springfield
31 articles also mentioned West Springfield
Western Mass banks stress local, hope economy improves | - MassLive.com
27 articles also mentioned The Republican
United Way of Pioneer Valley raises $6.2 million
16 articles also mentioned Holyoke
United Bank
1-15 of 62 // 1 2 3 4 »
Mentioned In 62 Articles
Westfield businesses challenged to support arts and entertainment
Explore masslive.com (Oct 22 2014)...s and businesses will respond to the United Bank challenge to promote "such a worthy cause. Frition Adams and United Bank are just two of our most enthusiastic supporters of downtown programming and revitalization effort... (Read Full Article)
Comment Mentions: Westfield United Bank Daniel M. Knapik
Chicopee Chambers plan 'Table Top Expo' trade show
Explore masslive.com (Sep 24 2014)...rowth Center at Springfield Technology Park. Gold sponsors are BusinessWest, La Quinta Inn & Suites, Peoples United Bank and Spherion Staffing. Silver sponsors are Charter Business, Chicopee Savings Bank, Dave's Truck ... (Read Full Article)
Comment Mentions: Springfield Chicopee Holyoke
Change Agent | BusinessWest
Explore BusinessWest (Jul 15 2014) Financial Services...about some of the many things that have changed since she was promoted to Western Mass. regional president at United Bank roughly a month ago. She said her phone calls are being returned more frequently and more promptly... (Read Full Article)
Comment Mentions: United Bank
Mental Health Association launches $4.5 million, 16-unit housing complex in Springfield for disabled, low income residents after tornado losses
Explore masslive.com (Jun 18 2014)...alth; the MassDevelopment; the Affordable Housing Program of the Federal Home Loan Bank of Boston and Peoples United Bank; and the city of Springfield. State Sen. James Welch, D-West Springfield, said the project on Mag... (Read Full Article)
Comment Mentions: Domenic J. Sarno MassDevelopment West Springfield
United Bank announces departure of J. Jeffrey Sullivan having completed merger with Rockville Bank | masslive
Explore masslive.com (Jun 3 2014) Financial Services...J.Jeffrey Sullivan, a president and member of the board of directors at United Bank, is leaving the company, United Bank announced Monday . United Bank recently completed its $369 million merger with Glastonbury-based R... (Read Full Article)
Comment Mentions: West Springfield Springfield Westfield
Springfield Technical Community College student Anthony Grandoit wins pitch contest
Explore masslive.com (May 7 2014) Entrepreneurship...bin in Holyoke, MA. The banks are: Berkshire Bank, Country Bank for Savings, First Niagara Bank, PeoplesBank, United Bank and Westfield Bank. An elevator pitch is an overview of an idea for a new business. The name refl... (Read Full Article)
Comment Mentions: American International College University of Massachusetts Holyoke Community College
United Bank in West Springfield, Rockville Bank in Connecticut get merger approval
Explore masslive.com (Mar 31 2014) Financial Services... for April 8, 2014 when shareholders will be asked to give their final approval of the merger. Rockville and United Bank plan to close Connecticut branches in Ellington, Enfield, Manchester and Suffield by late 2014. Th... (Read Full Article)
Comment Mentions: West Springfield Springfield United Bank
MassDevelopment issues $19.5 million in tax-exempt bonds to Bay Path College for Health Sciences building | masslive.com
Explore masslive.com (Feb 18 2014) Education... refund a previous MassDevelopment bond, which funded projects at the main campus in Longmeadow. PeoplesBank, United Bank, and Nuvo Bank Trust Company purchased the bonds. ... (Read Full Article)
Comment Mentions: MassDevelopment United Bank Bay Path College
Mass.' Berkshire Bank's head start as a CT 'noisemaker'
Explore HartfordBusiness.com (Feb 4 2014) Financial Services...ep. Berkshire Bank has eight Connecticut branches, but is preparing to add more. Post merger, a reconstituted United Bank will operate 30 branches. Indeed, Daly admits replicating Berkshire's early success in Connecticu... (Read Full Article)
Comment Mentions: University of Connecticut West Springfield Berkshire Bank
Generating Interest | BusinessWest
Explore BusinessWest (Jan 29 2014) Financial Services
The deal, which would create a $4.8 million community institution with more than 50 branches in Massachusetts and Connecticut, is similar to others consummated in recent months in that the banks are of similar size (United has $2.5 billion is assets, Rockville has $2.2 billion), there has been considerable give and take in the negotiations, and the 'selling' bank — United, in this case — is actually the one keeping its name, because those involved believe it will ultimately travel better.(Read Full Article)
But in some respects, this transaction is resetting the bar when it comes to the MOE. Indeed, expectations ...
Comment Mentions: United Bank
United Financial Bancorp Reports Fourth Quarter Results; Announces Dividend Of $0.11 Per Share
Explore Market News, Real (Jan 23 2014) Financial Services...bol UBNK. The Company had total consolidated assets of approximately $2.48 billion as of December 31, 2013. United Bank provides an array of financial products and services through its 16 branch offices and two express... (Read Full Article)
Comment Mentions: West Springfield Springfield United Bank
People's United lures Citi executive for Mass. job
Explore bizjournals (Jan 8 2014) Financial Services...son will be responsible for growing the $32 billion bank's private banking business in metro Boston. People's United Bank has lured a regional commercial lending executive away from Citibank to help grow the Bridgeport, ... (Read Full Article)
Comment Mentions: Springfield United Bank
United Bank to merge with Connecticut's Rockville Financial, ups competition with Berkshire Bank
Explore bizjournals (Nov 15 2013) Financial Services...n the Bay State. Instead, United will become the third-largest bank in the Nutmeg State, behind only People's United Bank and Webster Bank. United's new headquarters will be in Glastonbury, Conn., where Rockville's admin... (Read Full Article)
Comment Mentions: West Springfield Springfield United Bank
Elms College dedicates new Center for Natural and Health Sciences
Explore masslive.com (Nov 6 2013) Education...th a strong community commitment that wanted to participate in the success of this project – Peoples Bank and United Bank." Elms College broke ground for the center in June 2012. Classes in the new building will commenc... (Read Full Article)
Comment Mentions: Chicopee Chicopee Savings Bank Elms College
Massachusetts community bankers say things going well, but state legal reforms needed
Explore masslive.com (Oct 28 2013) Financial Services...lion a whole new building would cost." Tucker, along with bankers from Hampden Bank, Monson Savings Bank and United Bank and staff members from the Massachusetts Bankers Association, met recently with editors and report... (Read Full Article)
Comment Mentions: Springfield Greenfield United Bank
1-15 of 62 // 1 2 3 4 »


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I'd like to think that my latest Current Yield column had something to do with it, but the truth is lots of investors were salivating over high-yield bonds last week even before my column came out Saturday morning pointing out how cheap they'd gotten following last week's market volatility. Opportunistic investors rushed into junk bonds to the tune of $1.71 billion in net inflows for high-yield bond funds in the week ended Wednesday, per Lipper data, with the inflows about equally split between mutual funds and exchange-traded funds. The inflows follows a $549 million weekly new outflow for the same funds a week ago.
Any investors who got into the high-yield market last Thursday would have been rewarded with a 2.07% bounce in the past week alone (after the market lost 1.5% in the prior week) according to the latest Bank of America Merrill Lynch high-yield index data. The average junk-bond yield is back down to 5.86%, and the market's 2014 to-date return is back up to 4.625%.
Checking in with my other two favorite high-yield market barometers, the iShares iBoxx $ High Yield Corporate Bond (HYG) finished down 4 cents today at $92.53, which is up 2.3% since last Tuesday's market conniptions, while the SPDR Barlcays High Yield Bond ETF (JNK) finished up 3 cents at $40.28, also a 2.3% gain since the middle of last week.
Bill Gross's abrupt departure from Pimco last week was a big enough deal in bond-land that it actually got blamed for dragging Treasury bond prices lower on Friday, in addition to kicking off outflows from Pimco. While Treasuries took a hit last week, some less-liquid corners of the bond market could get hurt in the days and weeks ahead because of Gross's jump to Janus, according to Janney Montgomery Scott's chief fixed-income strategist, Guy LeBas:
Market response to the Gross' news was telling of his perceived importance in the market: fast money traders, a group which includes hedge funds and similar market participants, began selling what they believe to be Bill Gross' portfolio at PIMCO. The theory goes that, with Gross' departure, investors would begin redeeming their shares of PIMCO mutual funds or closing down their separately managed accounts, and those outflows would force PIMCO to sell their holdings to meet redemptions….
Where there are risks are in illiquid products. As redemptions hit PIMCO, their funds will need to sell some portion of US high yield, foreign sovereign, and emerging market bonds that have naturally lower liquidity levels. Although these sales will be a small portion of the overall redemptions, the lack of dealer participation in these markets means that the price impact could be significant, and asymmetric: prices and spreads will fall quickly as PIMCO sells, and only recover slowly over time.
The high-yield bond market has had a lousy couple of weeks, culminating in the record-shattering $7.1 billion weekly net outflow from high-yield bond mutual funds and exchange-traded funds last week, per Lipper data. The market is down 1.4% since the beginning of July, and its average yield has risen from 4.85% on June 24 to 5.77% today, while the average dollar price has fallen from 106 cents on the dollar to 103.2 today.
All that selling has left transformed an extremely overvalued market into one that might actually offer some bargains. As I'd noted in my Current Yield column this week, the recent selloff was intense enough that it briefly caused some high-yield exchange-traded funds – namely the iShares iBoxx $ High Yield Corporate Bond Fund (HYG) and the SPDR Barclays Capital High Yield Bond ETF (JNK), to trade at up to 2% discounts to their net asset values. That's unusual since ETFs generally track their NAVs pretty closely, and sure enough those discounts disappeared pretty quickly.
But that same sort of dislocation has created even bigger and longer-lasting discounts among high-yield closed-end funds, with many now trading at double-digit discounts to their NAVs. Among the largest such funds, the BlackRock Corporate High Yield (HYT) offers a 10.2% discount on Monday, while the AllianceBernstein Global High Income fund (AWF) trades at a 9.9% discount and the Western Asset High Income Fund II (HIX) offers a 2.7% discount. Closed-end funds tend to yo-yo around their NAVs to a much greater extent than ETFs, and periods of market stress can mean good buying opportunities, especially in overbought bond markets that have offered very few bargains in recent years.
Two big rating agencies weighed in on the SEC's new rules governing money market funds today. Moody's Investors Service says the regulations will result in a "smaller, more conservative and concentrated" money market fund industry.
"The new rules represent the biggest changes to the MMF product characteristics since the inception of MMFs in the 1970s, with wide-ranging implications," said Yaron Ernst of Moody's in a statement. The changes include forcing prime and municipal money market funds held by institutional investors to abandon the long-held practice of maintaining a fixed $1 share price in favor of a floating net asset value, as well as allowing all non-government money market funds to implement redemption gates and liquidity fees.
Moody's expects the new will lead MMF managers to more conservative investment behavior, in order to limit investor exposure to daily share price fluctuations, but says the redemption gates and liquidity fees requirements that are part of the new regulations are unlikely to be implemented. Moody's also sees tax implication, and says investors will likely shift holdings to alternative liquidity products to avoid variable pricing or risk of gates and fees.
Fitch says the new rules "will reshape the landscape of liquidity products for cash investors," and sees fees and gates as a real potential problem for certain investors.
"Although opposition to the proposed rules has focused mostly on the floating NAV, we believe that fees and gates on redemptions may be just as problematic for many corporate treasurers," Fitch writes today. "Corporations rely on money funds to invest cash for routine business expenses like payroll, and the inability to access this cash if a gate is imposed raises operational concerns."
The money-market fund industry is bracing as the SEC is expected to rule tomorrow on whether to change longstanding rules by requiring such funds to shift to a floating net asset value, akin to mutual funds. Money-market funds have long operated with a fixed net-asset value of $1.oo, because the point of such funds is to give investors confidence that they can get out whatever they put in. During the financial crisis,t he Reserve Primary Fund famously "broke the buck" when its net asset value fell below $1, and since then regulators have been pondering whether the industry would be better off if fund NAVs floated.
If the SEC votes to adopt its current proposal, it could lead to huge outflows from these funds, as Bank of America Merrill Lynch rates strategist Brian Smedley writes today:
While final details are not yet known, we expect the changes to drastically alter the money market investing landscape as the reforms are implemented; we would not be surprised to see half a trillion dollars move out of prime funds and into government funds in the next couple of years. Below we summarize some of the key points we will be watching for.
The SEC's proposal, which is up for a vote tomorrow, would also mean new disclosure, diversification and stress-testing requirements for these funds, but the NAV proposal is garnering the most attention. More from BofA:
The most impactful of these [proposed reforms], in our view, would require that institutional non-government funds report a floating net asset value (NAV), as these funds were the most prone to runs during late 2008. Funds that designate themselves as institutional prime fund have assets of roughly $900bn, equal to 35% of total money fund AUMs. We expect the SEC tomove ahead with the proposed requirement. This will likely spur fund investors to reallocate a material portion (perhaps half a trillion dollars over time) of prime fund assets into government-only funds, which will likely retain a fixed NAV. Note that institutional MMF investors have not altered their allocation between prime and government money funds since the SEC's proposal was released.
Municipal bond mutual funds and exchange-traded funds posted a sixth consecutive weekly net inflow, per Lipper data. The latest inflow measured a moderate $307 million, up from $192 million the prior week, but trimming the four-week moving average to $449 million from $714 million a week ago.
Similar data released Wednesday by the Investment Company Institute showed muni funds reporting a more robust weekly inflow of $1.08 billion in the most recent week, up from $812 million the week before. Analysts look to muni-fund flows as a convenient barometer of retail investor sentiment.
The iShares S&P National AMT-Free Muni Bond (MUB) ETF closed up 13 cents Thursday at $108.17, 13 cents lower than where it was a week ago.
Municipal bond mutual funds and exchange-traded funds posted a third straight robust weekly net inflow, taking in $664 million in the week ended Wednesday, per Lipper data, following net inflows of $616 million and $943 million in the previous two weeks. The average weekly inflow over the past four weeks stands at $549 million, thanks to a small outflow three weeks ago. Muni fund flows provide a handy barometer for retail muni-investor sentiment.
Similar data released Wednesday by the Investment Company Institute showed muni funds reporting an even more robust net inflow of $897 million in the most recent week, down from a $1.07 billion inflow the week before.
The iShares S&P National AMT-Free Muni Bond (MUB) ETF closed Thursday up 4 cents at $108.89.
Investors put a net $244 million into municipal-bond mutual-funds and ETFs last week, per Lipper data. It's yet another fairly weak inflow, following last week's $74 million net inflow, but funds have still reported inflows in three straight weeks and nine weeks of the past 11. The average net inflow over the past four weeks is an unremarkable $127 million. The three-week inflow streak is a good sign, since tax season often produces seasonal weakness in the muni market as investors with tax bills often sell munis to raise cash in late March and early April. The muni market then typically picks up in late April and carries that strength into May.
Similar data released Wednesday by the Investment Company Institute showed muni funds reporting a net inflow of just $29 million in the most recent week, down from a revised $161 million inflow net inflow a week earlier.
The iShares S&P National AMT-Free Muni Bond (MUB) ETF is most recently quoted at $108.04, up 51 cents from a week ago.
Investors put a net $743 million into muni bond mutual-funds and ETFs last week, per Lipper data, continuing the recent trend of weak inflows punctuated by the occasional weekly outflow. Fund inflows totaled $273 million the week ago, and the two prior weeks saw net outflows, putting the average net inflow over the past four weeks at a paltry $13.6 million. Tax season is often a choppy period for muni bonds and funds, as investors with tax bills due often sell munis to raise cash in late March and early April, with the muni market typically picking up in late April into May.
Similar data released Wednesday by the Investment Company Institute showed muni funds reporting a net inflow of $162 million in the most recent week, down from an adjusted $202 million inflow net inflow a week earlier.
The iShares S&P National AMT-Free Muni Bond (MUB) ETF is most recently quoted $107.53, down 8 cents from where it was trading a week ago.
Former Pimco co-CIO Mohamed El-Erian finally spoke out (somewhat) on the subject of why he left the firm. Wall Street Journal reporter Gregory Zuckerman – whose Feb. 24 story blamed the departure on an increasingly tense working relationship with a temperamental Gross – wrote a story over the weekend based on an interview with El-Erian, who hints that personality differences with Gross indeed played a role in his departure:
"We always had different styles, which made us very good complements in serving our clients and leading the firm forward through both smooth and rough markets," Mr. El-Erian said in an interview earlier this past week. "That worked very well for a long time, until last year." The desire for a better work-life balance also played a role in Mr. El-Erian's decision, he said.
Gross, meanwhile, gave an all-access interview to Bloomberg Businessweek in an effort to rehabilitate his image following the February Journal story and a subsequent Reuters story that claimed Gross said El-Erian "wrote" the Journal story and accused El-Erian of trying to undermine him. Gross still says he remains baffled by El-Erian's departure and has publicly tried to cajole him into explaining why he left the firm, a subject Zuckerman's latest story addresses:
Mr. El-Erian said he wouldn't comment on Mr. Gross's request, or the legal terms of his departure, which he announced in January. But he spoke fondly of his former employer.
"I have always had, and still have, an enormous amount of respect for Bill and for what he and my very talented Pimco friends and colleagues have accomplished over the years," Mr. El-Erian said. "I am enormously grateful for the opportunity to have spent almost 14 years at such a superb firm."
Last Friday Dealbreaker reported that there's a pretty simple reason for El-Erian's relative silence on the subject of his departure: a non-disclosure agreement he signed at Gross's insistence before leaving Pimco:
The sources close to El-Erian said that it shouldn't be a mystery to Gross as to why El-Erian, who was also co-chief investment officer of Pimco until he left the firm in March, hadn't commented publicly on the reasons for his resignation. If he breached the NDA, which ends in May, El-Erian could put any compensation package he received on his departure in jeopardy and potentially open him up to a lawsuit from Pimco, they said. Gross insisted on the non-disclosure pact before El-Erian's departure, these sources added.
In a world of exceptionally low interest rates, investors are hungry for income. Barrons.com's Income Investing blog, written by Michael Aneiro, helps readers find undervalued securities that offer attractive yields, with an emphasis on dividend-paying stocks, preferred shares, bonds, REITs, Master Limited Partnerships and closed-end funds. Prior to joining Barron's, Michael spent five years as a reporter covering credit markets for Dow Jones Newswires and the Wall Street Journal. He holds a master's degree in financial journalism from New York University.


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More choices, less money
Spitz & Miller Insurance Agency Inc.'s shield coverage gives you the choices you need to feel protected and safe. We offer insurance plans from a variety of providers, so you can have options. When you work with Spitz & Miller Insurance Agency Inc. located in Griffith, IN, you are receiving top-quality care. We are dedicated to providing you with excellent customer service the minute you pick up the phone or walk through our door. We issue your Certificate of Insurance the same day we receive the request. Spitz & Miller Insurance Agency Inc. has served the area for more than 130 years, so you know you are working with the most experienced providers around. Pick your plan. Pick your price. Pick Spitz & Miller Insurance Agency Inc.
Insurance we specialize in:
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About Spitz & Miller Insurance Agency Inc.
Locally owned since 1881, Spitz & Miller Insurance Agency Inc. has been providing independent insurance to the Griffith, IN area. We were established by Jacob Miller more than 130 years ago, making us the oldest insurance company in the area. Our mission is to provide you with a friendly staff and excellent customer service to help you handle all of your insurance needs. Our goal is to provide you with high-quality products, excellent customer service, financial strength, and fast claim service.
Professional service for 130 years
When you work with Spitz & Miller Insurance Agency Inc., you can expect superior service, same-day issuing of Certificates of Insurance, promptly returned phone calls, yearly reviews, and a long-term relationship with us. We process all policy change requests within 24 hours, report claims the same day, follow up on all of our claims, help set up third party claims, and provide free risk management to our clients. For your convenience, we are licensed and certified, and we also offer warranties.
Learn about insurance policies
If you would like to learn more about the insurance policies at Spitz & Miller Insurance Agency Inc., please click here.


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Enameled Cast Iron
Lodge's century-old tradition of excellence continues as we marry the benefits of cast iron with the beauty of porcelain enamel. Workhorses in the kitchen and show pieces on the dinner table, our enameled iron will become your go-to cookware. And with Lodge's pledge to quality, it is sure to be a part of fond memories for many years to come.
Our enameled cast iron is made to our strict specifications by our partner foundry in China.
Color Enamel Dutch Oven
Sku: EC6D43
A Lodge Color 6-quart Dutch Oven is an amazing compliment to any season, with home cooks creating soups and stews, or buttery cobblers.
6 qt., 10-3/4" dia., 4-1/2" depth, Island Spice (gradated red)
Anonymous commented on 22-Mar-2014 05:09 PM
Another junk made in China!!!! Greed backfires once again! I refuse to buy anything that is made in China.
Cindy commented on 03-Feb-2014 01:35 PM
While browning meat for chili, a large section of the porcelain exploded and went everywhere. Sounded like a 22 rifle went off. I am just glad that I had turned to get a can of tomatoes to add to the pot. Otherwise, I would have been looking right down and would probably have gotten it all in my eyes.
Ruined our $10 worth of ground sirloin and our Super Bowl dinner.
Not to mention the pecan brittle that was sitting on the counter also.
David Meyer commented on 04-Jan-2014 05:45 PM
Enamel is coming off. I bought this 2-3 years ago at Target. Had to return it because porcelain was coming off. The second one was no better. Should have returned the replacement, but I kept using it. Now every time I use it I am remaindered of the poor quality of this utensil. It's really a shame because I have always liked Lodge. Just inexcusable to have this poor quality
Anonymous commented on 14-Sep-2013 12:49 AM
LOVE this pot. I've used it to bake bread, make casseroles, soups, fry things, cook jam...you name it! We use this almost every day and it cooks beautifully!! We had one small problem, but customer service was excellent and took care of it quickly and easily. Great product, great company. Would recommend it to all my friends.
Anonymous commented on 11-May-2013 01:27 AM
Not sure why several commenters insist that this is made in the US. Per Lodge, from the FAQ on this very web site, all Lodge plain cast iron is made in the US, but all enameled cast iron is made in China (to Lodge's specifications and under their supervision). That doesn't automatically make it bad, though I also would prefer if it were made here.
Kevin commented on 04-Apr-2013 06:56 AM
Great Product! Also to address the "Chinese" comment, Lodge is all US made and incedibly high quality. I've cooked almost anything you can imagine in my Enamel Dutch Oven and nothing has changed with it. I have used it evey week for the past year and it is in immaculate condition! So easy to use and clean, will only buy Lodge from now on.
Steve commented on 30-Dec-2012 09:29 AM
Our Dutch Oven has worked very well. Ours says it is manufactured in Pennsylvania. It looks like someone wants people to think that they are made in China. These aren't. You might have bought a chinese knockoff and that is your fault or you just didn't know how to cook with it.
mary commented on 02-Dec-2012 07:58 PM
love it, my favorite dish , can cook anything in it and cleans up easily
Anonymous commented on 09-Nov-2012 10:30 AM
Almost bought one... won't buy Chinese iron though...
Anonymous commented on 24-Oct-2012 06:32 PM
Chinese junk. Porcelain started coming off in less than 10 batches of jam.
Write a Review


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mahadewi - risalah hati.mp3
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text: I was taking 50 mg. Atenolol 1X per day. A few years ago doctor added 5 to 10 mg. Norvasc and if necessary take another 50 mg. Atenolol at night. Now he recommends Atenolol in AM and Exforge 5/160 at night, which I have not started yet. Will Exforge help lower the pulse rate also? I like the Atenolol for that purpose but am concerned about some of the side effects of Exforge that I've read. I started having anxiety attacks, which the doctor does not attribute to the meds or to my b/p. I am trying some natural remedies for that right now.


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Care for cats, dogs & other domestic/companion animals
Care for horses & livestock/farm animals
The Department of Animal Biology at Penn Vet is recognized as one of the premier basic biomedical research departments in veterinary medicine. Our faculty are conducting innovative research into the mechanisms underlying diseases that will lead to improved prevention, diagnosis and treatment of veterinary and human patients and is well integrated with other basic, translational and clinical research efforts within:
To perform cutting-edge research to advance our knowledge of physiologic processes and the mechanistic basis of disease, to deliver an outstanding basic science curriculum to veterinary students and disseminate knowledge gained through our discoveries as they can be applied to improve health.
For questions about our department, please contact:
Colleen McEntee, Staff AssistantDepartment of Animal Biology3800 Spruce StreetPhiladelphia, PA 19104Phone: 215-898-7790Fax: 215-573-6810
Ellen Puré, PhDChair, Animal BiologyGrace Lansing Lambert Professor of Biomedical Science
Research: Tumor microenvironment, cellular and molecular basis of inflammation and fibrosis
Learn more about Dr. Puré...
If you are interested in a research position in Penn Vet's Animal Biology Department, visit our Open Positions page.


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YIELD 6 to 8 Servings
WATCH VIDEO: Emeril makes Cabbage and Red Kidney Bean Soup
|3 tablespoons
|extra virgin olive oil
|1 cup
|sliced red onions
|cloves chopped garlic
|3 pounds
|shredded mixed greens
|2 quarts
|vegetable stock
|2 cans
|kidney beans, drained and rinsed
|2 cans
|garbanzo beans, drained and rinsed
|1 15‑ounce
|can chopped tomatoes
|bay leaf
|1 teaspoon
|Pinch of cayenne
|Pinch of ground thyme
- Heat olive oil in a large soup pot; add sliced onions and garlic and cook until tender, about 3 minutes. Add greens, a handful at a time. Stir until wilted before adding next bunch. Add the stock, kidney beans, garbanzo beans, bay leaf, salt, cayenne and thyme. Bring to a boil, reduce heat and simmer 30 minutes. Taste for seasoning—greens should be tender and slightly spicy; add just enough salt to enhance flavors.
- Serve immediately.
Editor's Note: Look for organic, local produce—try at your local farmers market.
Learn more about sustainable food choices with our Eat Green Guide.
This recipe was featured in the Food For Life Episode of Emeril Green.
WATCH VIDEO: Emeril's Souper Soup recipes.
This recipe appears in: Stews
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text:
// x lil elizabeth x//
Shes little, but not too little. Shes elizabeth, no other name. She's here so talk.
I'm waiting to see the new one if youve got it. PLEASEE show me, but dont show off. I dont like being made fun of or eating too much really lol
share some pics of your day out!!


text:
rita sugiarto - acuh tak acuh @.mp3
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A few months ago, I wrote an article called 10 Things That Drive a Children's Pastor Crazy. So many folks responded to the humorous punch list, that I followed that up with 6 More Things … Read More
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Books of the Bible: Word Search & Find Puzzles
Download these free Word Search Puzzles to help children learn the Books of the Bible. Each of these printable seek & find style worksheets displays a group of Bible books. All the … Read More
December / Christmas Bible Reading Calendar
For the month of December, I have created a Bible Reading Calendar for the children in my class. I really want to get them into the habit of reading their Bible, and what better way than to … Read More
Gospel Games for Fall Fun
With Halloween fast approaching, many churches and schools have their own take on how to celebrate (or avoid) the holiday. There are "harvest celebrations," "Trunk-or-treats," "Hallelujah … Read More
"No Right Answer?" Lectionary Lesson Frrom Matthew 22:15-22
This free Bible lesson is based on Matthew 22:15-22 on paying the imperial tax to Caesar. It is designed for children's church or Sunday School. Please modify as best fits your … Read More


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Nike Basketball All-Star "NOLA Gumbo League" Collection – Prices Confirmed
January 29th, 2014 by Brendan Dunne | 17 comments
More info has rolled in regarding the 2014 All-Star LeBrons, Kobes, and KDs. Specifically the pricing info for each of the pairs has been confirmed: the LeBron 11 "All-Star" price is $220, the KD 6 "All Star" price is $150, and the Kobe 9 Elite "All-Star" price is $225. What's interesting is that while the LeBron 11 and KD 6 receive price increases as expected, the Kobe 9 Elite remains at the $225 pricepoint. Continue reading for another glance at them and tell us in the comments which you'll be picking up.
Source: Heidi Burgett
Nike Kobe 9 Elite "Maestro"
Release Date: 02/14/14
Price: $225
Nike KD 6 "Illusion"
Release Date: 02/14/14
Price: $150
Nike LeBron 11 "Gator King"
Color: Cashmere/Green Glow-Purple Dynasty
Style Code: 647780-735
Release Date: 02/14/14
Price: $220
Are all star shoes campout shoes or you can go early to the store an cop
The money isn't the issue. The issue is having enough time to save up for 3 of 5 colorways in a span of 4 weeks with each shoe averaging at $213 a pair. February is always a heavy release month. Plan ahead.
All are straight garbage and a total waste of money!!!
My first choice is the Kobe's, if not then it's the KDs, I got the Kings Prides so I don't want the Bron AllStar joints
Kobe>KD>Lebron, probably gonna cop these Kobe's and the masterpiece's. If nikeID, comes out i might have to make myself a pair, got some great ideas.
damn.. at those prices.. Canadians should expect to pay even more! lebron 11's normally are $250 here .. probably gonna be $280.. and the Kobe 9's will probably be $300 :(
Lebron 11 elite 300 retail bet on it
The kd for me
Non maybe the kobe 9 need a hands on look first tho
Ayo, if it's like last couple years they are camp out sneaks. I don't the camp out thing and I could not go to any store to pick them up last year. Online maybe the easiest.
What time they go online
I'm talking about the elite versions that are going to be released in April there going to be either 280 or 300 not these ASG
Usually 8 eastern, 7 central time on Saturday. Check the major sites like footlocker, Nike, and eastbay or sneaker news for the release calendar. I believe these all-star joints release February 14 or 15
You got a link to info on the Elites?


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Know before you go! Check out our Waiting Area Webcams.
Discount Programs for District Employees
Access savings on the go in your neighborhood! Download the FREE PerksConnect mobile app. Read More
Other Benefits for DC Employees
- Apple Employee Purchase Program
Entertainment and Travel Discounts for District Employees NEW
Cirque du Soleil, theme parks, shows, sporting events, movie ticket, hotels & etc
- Great Wolf Lodge Discount for DC Government Employees [PDF]
- Homes for Heroes [PDF]
Luther Sales Purchasing Program for DC Government Employees [PDF]
The Ultimate Purchasing Program for luxury items and vacations
- Six Flags Discount for DC Government Employees [PDF]
- Spy Museum Discount for DC Government Employees [PDF]
- DC United Discount for District Employees
- Washington Sports Club Discount for DC Employees [PDF]


text:
what is this perfection
hands up if you died because I did
how can this get anymore beautiful
|Stephen King (via howtedmethiswife)
This should have a Million Reblogs
It has been twenty years today since Pan Am went out of business.
There was an era when traveling by plane meant dressing in your finest, pulling on the white gloves, and expecting to be swathed in the kind of glamour and top-notch service that you'd find in New York City's finest restaurants. Pan American World Airways prided itself on prompt service, pretty stewardesses, and arguably the most skilled pilots in commercial flight.
Come fly with us back to The Glory Days of Pan Am….
Space Jam by Luke Noothout
When you're down, when you've been kicked down in the street and then kicked a few more times until you're bleeding and your teeth are out, then you only have up to go. You get reborn again, and expectations aren't so great because they've taken you away. It's beautiful to be down there. It's so beautiful.


text:
Australian Government Denies Microsoft Bias In OOXML Choice
timothy posted more than 3 years ago | from the have-you-never-heard-of-coincidence dept.193
An anonymous reader writes "It looks like the Australian Government is not taking criticism of its decision to mandate Microsoft's Office Open XML standard lying down. 'The policy is vendor-neutral which allows its principles and standards to be used across any platform,' they said this week. Yup ... except for the fact that almost no other office suite apart from Microsoft Office supports writing to the standard. And as for Firefox? Turns out 96 percent of Australian Government desktops use Internet Explorer. Looks like bureaucracy is winning here."


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Whether you are summer camping with the family or sleeping in the backyard, this kid's sleeping bag from American Trails is just what every kid needs. Available in a variety of prints and colors, it has a comfort rating of 45 degrees and features a full-length, self-repairing zipper.
Please select a style to show stores near this zip code that carry this product.
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If you are experiencing a medical emergency please dial 911 immediately
Osteoporosis is a disease that makes your bones thin, brittle, and easy to break. It's related to the loss of bone mass that happens as a natural part of aging. It's most common in women who have gone through menopause, but it can also occur in men.
As osteoporosis gets worse, it can lead to broken bones in the hip, spine, and wrist. Treatment can slow bone loss and increase bone thickness.
Last Revised: November 6, 2012
Author: Healthwise Staff
Medical Review: Kathleen Romito, MD - Family Medicine & Carla J. Herman, MD, MPH - Geriatric Medicine
This information does not replace the advice of a doctor. Healthwise, Incorporated disclaims any warranty or liability for your use of this information. Your use of this information means that you agree to the Terms of Use. How this information was developed to help you make better health decisions.
To learn more visit Healthwise.org
© 1995-2013 Healthwise, Incorporated. Healthwise, Healthwise for every health decision, and the Healthwise logo are trademarks of Healthwise, Incorporated.
Sanford Rock Rapids George Clinic in in George, Iowa, is closed due to high water levels http://t.co/nWPx00o9e8
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Volunteer Opportunities
Why Volunteer?
You can put your professional, technical, and personal skills to work to benefit other at times convenient for you.
You can choose from a huge variety of interesting volunteer positions and opportunities.
Your contributions as a volunteer will be recognized and gratefully accepted by the organizations and people you benefit.
You will receive valuable training and work experience, meet interesting people, and in some cases be given the opportunity to help direct and manage projects.
Your activities can benefit your health. According to research, volunteers are more likely to live longer, live a healthier lifestyle, and have lower rates of depression than people who don't volunteer.
You will improve your community and help make the world a better place for yourself, your children and your grandchildren.
Best of all, you will gain the satisfaction that you are using your time and talents to make a difference in the lives of others.
How You Can Help
At Southern Maine Agency on Aging, there are all kinds of opportunities to volunteer your time and skills.
Here are some of the ways you can improve the lives of people in Southern Maine:
- Deliver Meals on Wheels
- Help older adults improve their balance
- Help adults cope with chronic illness
- Organize Maine Senior Games
- Help with activities at Truslow Adult Day Center
- Become a Medicare and Health Insurance Advocate
- Teach healthy eating habits to kids in K-5
- Help seniors with bill-paying and checkbook balancing tasks
Are You 55 or Older?
You can also volunteer as a mentor to students, counsel young children on nutrition, act as a steward for the environment, assist veterans, and do a myriad of other important jobs that impact the lives of young and old. The Retired and Senior Volunteer Program (RSVP) at SMAA helps match volunteers age 55 and older with volunteer opportunities at Southern Maine Agency on Aging as well as other nonprofit organizations in the area.
Find the Perfect Volunteer Opportunity for You


text:
Jay Cutler, quarterback for the Chicago Bears, was not participating in Saturday's practice. He sat out for resting purposes, so don't worry if he hurt his ankle any worse, because head coach Marc Trestman said there ere no setbacks.
From ESPN,
"We kept Jay out today. There's no residual effect from the work he did the last couple of days," Trestman said. "We just chose to rest him today."
With Cutler already declared out for Monday's game against the Dallas Cowboys, Trestman said he couldn't give a definitive timeline for when the quarterback might return. The coach also added that Cutler didn't experience "any residual effects this morning" from the last two days of work, no soreness or anything like that."
Despite Cutler's absence, the team hasn't been struggling offensively. In fact, they've done pretty well without Cutler under center, although they haven't won as many games as they would have wanted.
With Cutler out of the lineup the last three games, veteran Josh McCown has filled in, winning only one of those outings while throwing for 1,038 yards and five touchdowns with only one interception. McCown owns a 2-2 record as a starter with an overall passer rating of 103.6, which currently ranks as the second-best in Bears single-season history. On Monday night, he gets the starting nod again.
Tags: Chicago Bears Jay Cutler NFL


text:
User Score
Mixed or average reviews- based on 80 Ratings
User score distribution:
Positive: 45 out of 80
Mixed: 3 out of 80
Negative: 32 out of 80
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Jun 11, 2012I just can't define the epic-ness of once again playing vf online after all these years. Vf is my favorite fighting game of all time and possibly my favorite game of all time. I do wish there was more single player components, but I understand it at this price. I'm still debating whether to dedicate myself to this game once more. With the newfound smoothness of gameplay it's probably worth it. Sf4 served me for years but vf is still king.… Expand
Jun 8, 2012For a base price of 15$ minus the quest mode from the original release this is still a fantastic game. All the modes are great and the tutorial is by far the best of the year. Seeing as you are also getting online play which was lacking in the original release some years ago is also a added bonus. The netcode is great and I've only had a few hiccups. The only real flaw is the customization items, the DLC ones are just meh. Really you only get maybe 5-10 original character items and the five colours associated with it, just a little gripe on a superb game.… Expand
Jun 7, 2012This might be the best fighting game ever made, deep like no other, fun, addictive, easy to play and hard as **** to master...the only ones not liking it are the ones who can't learn the mechanincs.
You know? No supers, no X factor...just pure true skills.
Sep 25, 2012Best fighting game ever made. Plain and simple. If you are into button mashing and instant gratification then stay away. Fighting game noobs dont stand a chance in this game and that's why this game is not nearly as popular as it should but if you are a fighting game veteran then YOU MUST ABSOLUTELY PLAY THIS GAME. It's without a doubt the deepest fighting game ever made and only the best and most skilled players win every single time. There's no lucky bs in this game. If you are a fighting game fan and you don't play this then you have zero credibility as a fighting game fan IMO.… Expand
Jun 6, 2012If you have Playstation Plus, this game is currently free of charge, for as long as you have Plus. Hard to get better deals than being free. While it doesn't feel like a complete retail release, I cringe when I think about the DLC for this game, but even this and being a non-fighting game fan like myself can see fault with a free product of good value.
Nov 15, 2012This is the deepest fighting game ever made, I can't find flaws in the gameplay and this is just because there are NOT.
Probably NetCode should be better for a game based on frames but the connection is OK if you play with people that have a good one so it doesn't count that much and it's pretty good if the think SEGA needed to receive a petition to bring that game on consoles,
and it's VirtuaFighter so: 10/10.… Expand
Sep 28, 2012Seems like some idiotic troll screwed up the user score here at Metacritic using multiple email accounts (a TTT2/DOA5 fanboy, perhaps?). However, he didn't write a single review, mentioning at least one important defect in the game that justifies such a low user score. And of course he didn't, because this game has NONE. VF5FS has the most deep fighting mechanics ever in a 3D fighting game, where you actually earn your victories and learn from your defeats. Easy to learn, thanks to the best tutorial in fighting games, but VERY hard to master, because of the number of possibilities this fighting engine offers, the lack of comeback mechanics / artificial help based on luck other games have, and the tough competition you have online. Speaking of it, VF5FS also has the best netcode in a fighting game, with lag simply nonexistent when playing against someone in the "same area" ("worldwide" option not recommended). It may not have the presentation polish of a AAA fighter, but wins against all of them in what matters most: gameplay. And in a year full of releases of them, it's a remarkable thing this budget release is the best.… Expand
Sega might as well have called this Virtua Fighter 6. I've been waiting a very long time to play this game, and as a big fan of the series, I am happy that they didn't ruin the game! The graphics look great, the mechanics are solid, and the combos are extremely fluid. I had no problem finding opponents to fight online, and really enjoyed all the playable modes / trials this title has to offer. I'm very pleased, and to sweeten the deal, it was made free to ps+ members, minus the customize feature which will run you 14.99 on the playstation store. A must buy for any 3D fighting fan, it's sure to hold you over until DOA5 and Tekken Tag 2!… Collapse
Mar 8, 2013This game is easily, the best fighting game engine on the market, I´m going to review the game for the casual gamer and pro gamer of fighting games (as myself). For the casual: As much as I love Virtua Fighter is kind of difficult to recommend this game for somebody that just want to play with friends that have no idea about the game and just want to have fun without complex things to know, however, there is an arcade mode, customization mode, challenges to help you get better ad entertain you, but as I say, is very difficult to recommend this game for the casuals over Tekken or Soul Calibur, anyway, the game provides extremeoly good tools to help you get better (tools that in Tekken doesn´t even exist) so if you are a casual and want to play a fighting game pick VF, but if you only want to mash things and watch characters endings and that kind of bs, maybe you should consider Tekken. For the pro gamer point of view: This game is the best fighting game in history, complex mechanics, extremely deep matchups, no random issues with random launchers (like Tekken), great netcode, the only downside is that the community is small, but I´m comletely sure that SEGA is going to make some announcement soon and there is a lot of people with no game after the dissapointment that the last 3D have caused, so this game is going to increase popularity of the tops.… Expand
Dec 19, 2013Very good and balanced game. To me this is still the most honest fighting game out there: there's no cheating bosses or anything. And when you lose, you know you lost to the better man in that fight. The balance is just that good. There's aren't a lot of modes to play in, it's just fighting in it's purest form.
I did not own the original Virtua Fighter 5, but I do understand that it's kind off a rip off because this could just as easily be downloadable content. As a stand-alone game, it's as perfect as a figting game can get though.… Expand
Sep 15, 2014Perhaps the best fighting game ever made, I heard this being said about it so many times and just had to go out and buy it for myself. It is amazing to see how far this series has come from it's origins and VF5 FS certaintly delivers.
The game has a brilliant knack of delivering an addictive fighting experience, with simple but well timed moves and combos some of which are difficult to execute but very user friendly with perseverance. The roster boasts a range of styles with attacks also using the surrounding walls and edges.
The game also includes the customization packs in full and I have to say the custom options are pretty amazing and actually make your characters look authentic still unlike the ones on Tekken. Virtual Fighter Final Showdown is the bar that all fighters should aspire to match.… Expand
Sega might as well have called this Virtua Fighter 6. I've been waiting a very long time to play this game, and as a big fan of the series, I am happy that they didn't ruin the game! The graphics look great, the mechanics are solid, and the combos are extremely fluid. I had no problem finding opponents to fight online, and really enjoyed all the playable modes / trials this title has to offer. I'm very pleased, and to sweeten the deal, it was made free to ps+ members, minus the customize feature which will run you 14.99 on the playstation store. A must buy for any 3D fighting fan, it's sure to hold you over until DOA5 and Tekken Tag 2!… Collapse
Jul 31, 2012The game's presentation might have aged but fortunately the fun it provides hasn't. Final Showdown is also a great gateway into the world of fighting games, as it's very accessible yet hard to master. [September 2012, p.57]
Jul 11, 2012Its prudence, that veil of simplicity masking a system of astonishing possibility and depth, makes it one of the purest fighting games on the market today.


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The United States of Shame
This is kind of interesting. I've lived in the worst states for Drunk Driving, Bankruptcy, Commutes and the Nerdiest. I'm not exactly sure how you quantify the nerdyness of a state. I feel like Ohio just doesn't have anything else going on.
- thebookmunkie posted this
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Overall rating 5 out of 55 (5 ratings)
Last updated 02 May 2011, created 03 February 2009, viewed 10,189
Brief overview of Florence Nightingale's impact on nursing and health care. Each slide has notes which can prompt discussion.
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Fantastic photos and info - many thanks
Well supported resource. Thank you for this resource. The support notes are useful.
Well done!. Thank you, this will be a very good resource to use.
Excellent ppt. Will stimulate discussion and understanding. Brilliant, thanks.
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The nominees for the 2014 Teen Choice Awards have been announced, and Taylor is up for three awards! Her nominations include Choice Female Artist, Choice Female Country Artist, and Choice Smile. The show is fan-voted, so be sure to vote daily at the official Teen Choice website. Tune in to Fox on August 10th to see if she wins!
Miley Cyrus
Ariana Grande
Katy Perry
Taylor Swift
Jana Kramer
Kacey Musgraves
Miranda Lambert
Taylor Swift
Carrie Underwood
Selena Gomez
Austin Mahone
Demi Lovato
Harry Styles
Taylor Swift
Taylor attended the 56th Annual Grammy Awards in Los Angeles, California last night. She looked absolutely stunning and I absolutely loved her look, both her dress and hair. She also performed 'All Too Well' during the show and her performance was incredible. I have added some photos of Taylor attending the award show and you can view those in the gallery. You can also watch her performance below if you missed it or want to see it again.
Gallery Links:
Appearances & Events > Events from 2014 > January 26 – 56th Annual Grammy Awards
Appearances & Events > Events from 2014 > January 25 – 56th Annual Grammy Awards Pre-Grammy Gala
Taylor looked absolutely radiant as she attended the 71st Annual Golden Globe Awards in Beverly Hills, California last night (January 12th). She always looks stunning at these award shows, her dress looks so great. You can view the photos of her attending the award show, as well as the two after parties, in our gallery.
Gallery Links:
Appearances & Events > Events from 2014 > January 12 – 71st Annual Golden Globe Awards in Beverly Hills
Appearances & Events > Events from 2014 > January 12 – InStyle and Warner Bros Golden Globes Post-Party
Appearances & Events > Events from 2014 > January 12 – Weinstein Company & Netflix 2014 Golden Globes After Party
The full list of nominations has arrived! The 2013 American Music Awards nominations are finally here!
Kelly Clarkson and will.i.am awoke bright and early to announce the first five categories on Good Morning America for all the super fans out there!
The duo let us know the noms for Favorite Female Artist, Pop or Rock, Favorite Male Artist, Soul/R&B, New Artist of the Year, Single of the Year, and Artist of the Year.
Looks like Justin Timberlake, Taylor Swift, and Rihanna already have multiple noms each! Ariana Grande also scored a nomination for New Artist!
Macklemore & Ryan Lewis
Bruno Mars
Taylor Swift
Justin Timberlake
Taylor Swift
One Direction/Take Me Home
Taylor Swift/Red
Justin Timberlake/The 20/20 Experience
Miranda Lambert
Taylor Swift
Carrie Underwood
Luke Bryan/Crash My Party
Florida Georgia Line/Here's To The Good Times
Taylor Swift/Red
The awards are determined by fans, who can vote online starting today at AMAvote.com. In addition, for the first time in AMAs History, fans will also be able to vote for their favorite artists via Twitter.
The American Music Awards will be held Sunday, Nov. 24, at the Nokia Theatre in Los Angeles. ABC will carry the telecast, which is being produced by dick clark productions.
Taylor attended the 2013 MuchMusic Video Awards in Toronto, Ontario and looked absolutely gorgeous. She was a presenter tonight and also took home the award for 'Your Fave International Artist or Group', congratulations Taylor! You can view the photos in our gallery; more will be added throughout the night so please keep checking back.
Gallery Links:
Appearances & Events > Events from 2013 > June 16 – 2013 MuchMusic Video Awards
Taylor Swift, fun. and Maroon 5 lead the finalists for the 2013 Billboard Music Awards, which will air live on Sunday, May 19 beginning at 8/7c on ABC from the MGM Grand Garden Arena in Las Vegas.
While all three artists are finalists in a whopping 11 categories this year, Swift and Maroon 5 will also compete for the coveted Top Artist prize at this year's ceremony. Swift is coming off of another blockbuster year in which her album "Red" notched the biggest debut sales week of any album in 2013, while Maroon 5 added more hits to its arsenal with songs like "Payphone," "One More Night" and "Daylight." fun., which scored its first No. 1 single with the anthem "We Are Young," will contend in the Top Hot 100 Artist and Top Duo/Group categories, among others.
Billboard Music Awards finalists were based on key fan interactions with music, including album and digital singles sales, radio airplay, touring, streaming and social interactions on Facebook, Twitter, YouTube, VEVO, Spotify and other popular online destinations for music. These measurements were tracked year-round by Billboard and its data partners, including Nielsen Entertainment and Next Big Sound.
Swift, Bieber, Bruno Mars and Miguel are all set to take the stage at the 2013 Billboard Music Awards, which will be hosted by Tracy Morgan and executive produced by Don Mischer. Additionally during the broadcast, Billboard will honor Prince with the coveted Billboard Icon Award, and the ingenuity of this year's hitmakers will be celebrated with the new Milestone Award, presented by Chevrolet. Fans can vote for their favorite finalist now at Billboard.com/milestone.
Stay tuned for more announcements on performers, presenters and more for the May 19 airing of the 2013 Billboard Music Awards on ABC.
Taylor's nominations:
Top Artist
Top Billboard 200 Album for Red
Top Female Artist
Top 100 Songs Artist
Top Digital Songs Artist
Top Social Artist
Top Country Artist
Top Country Album for Red
Top Streaming Video for We Are Never Ever Getting Back Together
Top Country Song for We Are Never Ever Getting Back Together
Billboard Milestone Award
Source: Billboard


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Flapper by Joshua Zeitz
My fascination with the roaring twenties was well nourished with this informative yet light-hearted and enjoyable book.
Taking the flapper as the personification of the Jazz Age, the author looks in detail at some of the trends and personalities that contributed to the overall mood of the decade. All the Bright Young Things – Clara Bow, Coco Chanel, Louise Brooks, Lois Long and, of course, Zelda and F. Scott Fitzgerald – are here, dancing the Charleston, drinking bootleg liquor and generally shocking Victorian sensibilities by having a roaring good time.
I particularly enjoyed meeting, for the first time, Lois Long (pictured below) – a journalist on The New Yorker, who wrote about her social life under the pen-name 'Lipstick'. She was seen as an embodiment of the 'New Woman':
She smoked; she drank; she stayed out all night. She worked for her own money and made no apologies for her lifestyle (page 89).
Witty, beautiful and fun, she is my new 'I wish I was her' heroine. Even her name is cool.
Fresh from a night on the town, dressed to the nines, and flush from hours of heavy drinking, Long managed consistently to leave the key to her enclosed cubicle at home and amused her colleagues by kicking off her heels, climbing in stocking feet onto the doorknob of her workstation, and hoisting herself over the demipartition wall. In hot weather, she'd casually strip down to her slip and clack away at her typewriter (page 91).
Overall, this is one of those books that gives you a taste that makes you hungry for more information. I now want to read biographies of all the main characters mentioned, especially Ms Long.
Other books recommended for anyone with an interest in this era are:
The Chaperone by Laura Moriarty
- Fictional story about movie star Louise Brooks' first trip to New York. Lots of detail about her life (all pretty accurate), but it is the chaperone of the title that steels the show.
The Great Gatsby by F. Scott Fitzgerald
- Written, as I have just discovered, while his wife was having an affair with a Frenchman and asking for a divorce, this is a novel in which Fitzgerald portrays the dark side of the American Dream. Quite frankly, after reading about the amout of alcohol he put away (in Flapper), I'm amazed he could string a sentence together, let alone write something as good and insightful as this.
The Paris Wife by Paula McLain
- Although I wasn't blown away by this book, it does offer an insight into the lives of the Fitzgeralds while they were in Paris. It is fiction, written from the point of view of Hadley Hemingway (another amazing name) and worth a read.
Rules of Civility by Amor Towles
- OK, this isn't set in the twenties. But it's awesome. Katey Kontent (these fabulous names are killing me! Must reinvent myself with an alliterative name immediately) (is alliterative a word?) is just the most amazing heroine ever.
"Katey's the hottest bookworm you'll ever meet. If you took all the books that she's read and piled them in a stack, you could climb to the Milky Way" (page 20).


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Conference call
Public companies hold conference calls once every three months, coinciding with the release of quarterly financial data. Shareholders can listen in on or obtain transcripts of the phone conversation in which stock analysts ask questions of the company executives, who deliver updates and forecasts on the company's position.
Expanded Definition
Investors should listen in on or get a transcript or audio recording of their companies' conference calls, as you'll get to hear how questions are answered, and the analysts might elicit some off-script comments or information from the executives. Information on the conference calls should be available on the investor relations portion of a company's website.
Related Fool Articles
Related Terms
- synonym Earnings call
- synonym Earnings conference call
- Quarterly report, 10-Q
- Annual report, 10-K
Recent Mentions on Fool.com
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A Silk-Screened Pillowcase
Learn how to put your own 'designer label' on a pillow.
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A silk screen is simply a sophisticated stencil that can be used repeatedly and quickly. There are four steps to making a silk screen: cutting the pattern, stretching the silk, adhering the pattern and taping the edge. In this project, you'll be attaching a silk-screen image to a pillowcase.
Materials and Tools:
4 pieces of wood for frame
10x or 12x polyester silk, about 20 by 26 inches
staple gun
¼-inch staples
vinyl-based silk-screen gel
craft knife
lacquer thinner
disposable plastic gloves
paper towels
duct tape
pre-washed 100 percent cotton fabric
silk-screen printing ink
long-handled spoon
silk screen
rotary cutter
cutting mat
6-by-24-inch transparent ruler with grids
10½-inch-square piece of Plexiglas
sewing machine
about 20 strips of 7-by-22-inch colored fabric
20-by-20-inch pre-washed 100% cotton batting with muslin on the back
4 strips of 1½-by-15-inch black fabric with small designs
2 pieces of 20-by-12½-inch fabric for the back
1. Cut a piece of gel bigger than the image you're using. Tape the image to a piece of cardboard, and tape the gel on top of it. With a craft knife, carefully cut away everything that will be printed, in small pieces at a time. Note: There's a plastic layer behind the gel that should not be cut.
2. Cut a piece of silk bigger than the frame. Beginning in the center of one of the long sides, secure it to the frame with the staple gun, stretching as you go, stapling about every half-inch. Repeat the process on the other side, always starting in the center. Stretch and adhere the third and then the fourth sides, pulling out any wrinkles in the surface. Trim the edges.
3. Put down a pad of newspaper. Trim the gel with the cut image to a size that will comfortably fit into the prepared frame. Place the cut image on the paper pad, gel side up and plastic side down. Put the frame with the stretched silk on top of the gel.
4. Put on a pair of plastic gloves. With a small amount of lacquer thinner on a paper towel, gently rub the surface of the gel through the silk. It will turn darker green.
5. With a dry paper towel, take away the thinner. The thinner is melting the gel, allowing it to seep into the silk. The dry towel takes away the thinner before it dissolves the gel completely. Repeat until the gel is entirely attached to the surface of the silk. Set aside the box for a few minutes so that the gel can harden. Carefully peel the plastic from the back of the gel in a well-ventilated area or outside.
6. Flip the box over so that the gel side is up. Check for pinholes or any tears in the gel, and patch with nail polish if necessary. Tape all sides of the bottom of the box with duct tape.
7. Place some newspapers on the table to make a pad. Put the fabric on the paper. Put the silk screen on the fabric. Spoon out a line of ink onto the screen. Use the squeegee to pull the ink across the surface of the screen.
8. Lift the screen to reveal the printed fabric. Set the box aside, and hang the fabric to dry.
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Embarking on a Voyage of the Dawn Treader: Four Virtues of Advent
- Friday, December 03, 2010
Prudence: Rhoop learns that he needs to guard his dreams—because dreams can also be nightmares.
Temperance: Eustace becomes a dragon after stealing and hoarding a treasure that does not belong to him.
Fortitude: Rheepicheek has the courage to voyage into the darkness when everyone wants to turn back. And, Lucy faces the darkness by turning to prayer.
Justice: Lucy shares her cordial with Eustace to cure him from seasickness—even when he is being nasty and mean to everyone.
These are just a few examples of how you might find, apply and discuss the Cardinal Virtues. Then, as a celebration of your Advent voyage and the miracle of Christmas, you and your family might go to watch The Voyage of the Dawn Treader come to life on the big screen.
Leading our families to find the moral fabric of stories gives them a different and needed type of seeing that is often absent from society. By teaching them the value of virtue, we dress them in the armor of Christ. I can't think of a better family gift for Christmas!
More applications of these virtues to Lewis' life, our own lives, detailed explanations, and guided discussions of these virtues can be found in my book Finding Purpose in Narnia: A Voyage on the Dawn Treader (Nimble Books, December 2010). To reflect on the Theological Virtues, you might also find my book Finding Purpose in Narnia: A Journey with Prince Caspian (Paulist Press, 2008) helpful.
Gina Burkart is the Reading and Learning Coordinator at the University of Northern Iowa where she also teaches English courses in the Department of English Language and Literature. She has a doctorate in Curriculum and Instruction, literacy studies. Her recent publications include Finding Purpose in Narnia: A Voyage on the Dawn Treader (Nimble Books, 2010), Finding Purpose in Narnia (Paulist Press, 2008.) and A Parent's Guide to Harry Potter (InterVarsity, 2005). She has presented at numerous conferences and been interviewed nationwide by media networks. She is also a featured About.com writer on the topic of Christian teens.
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Money and Motives
- Thursday, September 04, 2008
Click here to read Greg Laurie's Daily Devotion on Crosswalk.com.
For more relevant and biblical teaching from Pastor Greg Laurie, go to www.harvest.org.
Lost Boy
The Bible says, "If any man be in Christ, he is an altogether different kind of person. Old things have passed away. Everything becomes fresh and new." That is the truth I want you and everyone who reads this book to come away with. And it is a message not just of hope, but also of Christ's redemptive power.
-Greg Laurie
You can have your own copy of the book Lost Boy in appreciation for your gift sent to Harvest Ministries this month.
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