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Wednesday April 6, 2011
What is needed to take takaful industry to next level?
KUALA LUMPUR: A critical factor that will determine the success in taking the takaful industry to the next level of development is the existence of players with the right quality and calibre.
Besides that, Bank Negara deputy governor Datuk Mohd Razif Abd Kadir said players readiness in terms of capacity and capability to formulate and execute successful strategies in response to new market opportunities were also paramount.
"Responsiveness to consumer needs is a crucial test that defines success. The takaful industry in Malaysia has never been about syariah conformity being its only value proposition.
"With consumers becoming increasingly discerning and the market being more competitive, factors such as innovative product design, price competitiveness, transparency and service quality have been important determinants in winning and securing customer loyalty," he said at the launch of ING Public Takaful Ehsan yesterday.
He added that the ability of takaful operators to deliver such value propositions would continue to be among the key factors to successfully position takaful in Malaysia to appeal to both Muslim and non-Muslims.
In terms of the industry outlook, Mohd Razif said there were three dimensions from which strong opportunities for growth could be harnessed in the takaful industry.
"First, is the opportunity to penetrate the remaining underserved areas in family takaful. One such area is medical and health, which constitutes only 9% of new family takaful business last year.
"The second dimension of growth opportunities for the takaful industry is to be seized from the transformation of Malaysia as a high-income economy.
"Third, and integral to the nation's high-income agenda, relates to the opportunities to be harnessed under the initiative to consolidate Malaysia's position as an international Islamic financial centre," he said.
Mohd Razif said the entry of ING Public Takaful Ehsan would further add to the dynamism and vigour of the takaful industry.
"With this strategic alliance between two financial groups of such calibre, Bank Negara looks forward to strong management stewardship, innovative product offerings, wide distribution channels, operational and service excellence as well as breakthrough business strategies," he said.
ING Public Takaful is formed as an alliance of ING Management Holdings (M) Sdn Bhd, Public Bank Bhd and Public Islamic Bank Bhd. It is the third licensee to launch operations of the four family takaful licences awarded recently.
A total of 11 takaful players are now in operations.
The takaful industry recorded a compound average growth rate of 27% in terms of net contributions between 2005 to 2010, with family takaful which dominates more than 80% of the total takaful market in 2010 driving the growth at 28% for the same period.
- Two in motorcycle convoy die after crashing into tanker lorry
- Malaysia wants Myanmar to address violence immediately
- Malaysia, Indonesia and Singapore to discuss haze mitigation
- Kedah wants talks with Penang on raw water charge
- Another haze-free day nationwide
- Minister's home robbed
- Fadillah: Highway from Sibu to Miri by 2015
- Guan Eng suggests PAS boycott Kuala Besut by-election
- Upko want contentious Bill to be discussed within BN before Parliament
- Kuala Besut Umno confident voters will support BN
- Zahid: Government will file appeal over Kugan case
- Fight corruption on all fronts
- Several agencies roped into graft probe against CM
- New Bill risky to kids identity due to ease of conversion, says IRF
- Over 330 firms in the dark over retirement age application
- Murdoch splits empire into two firms
- China banking system 'stable' despite fund squeeze
- Wall Street Week Ahead: Fed fears may be gone but brace for volatility
- ECB 'looking carefully' at forward guidance: report
- Volatile quarter takes global shares down, gold plunges
- S&P 500 posts best first half since 1998
- HSL secures RM228mil job from Eastbourne
- MPHB Cap eyes top 10 spot
- MMC indirect unit buys Aussie firm
- ABC aims to kick off new unit next year
- The players in the Hong Leong Capital saga
- Queks poker game for Hong Leong Capital
- The deal-makers
- The rise of boutique financial advisers
- PKNS may get a higher price for PJ Sentral stake
- Park stretches lead at US Women's Open
- Malaysian golfer Nicholas Fung claims first ADT title by one stroke
- Irish Open: McIlroy fails again
- In-bee ahead by two strokes as fog sets in
- Teen star Spieth sizzles in storm-hit National
- Rider Loh Sea Keong one stage away from glory
- Malaysia squander three-goal lead to share points with Pakistan
- Hot favourites Germany held by plucky Argentina
- Hup Wei aiming to go higher at ATF
- Denis secures pole position in GT Open event
- Zulfahmi recovers to finish 17th in Assen
- Zaqhwan clocks fastest time in Teluk Intan
- Veteran Rossi ends drought in style
- Malaysians make squash history at Asian Juniors
- Koo sisters bag first gold for Penang
- Queks poker game for Hong Leong Capital
- The blame game of KLIA2
- The rise of boutique financial advisers
- The players in the Hong Leong Capital saga
- MPHB Cap eyes top 10 spot
- The deal-makers
- PKNS may get a higher price for PJ Sentral stake
- Singapore steps up property cooling measures
- Curbs on DIBS likely negative for developers, but little effect on banks
- Highlighting the rich and evasive
- The rise of boutique financial advisers
- New doesnt mean perfect
- Queks poker game for Hong Leong Capital
- The deal-makers
- The players in the Hong Leong Capital saga
- Curbs on DIBS likely negative for developers, but little effect on banks
- The blame game of KLIA2
- Mental dissonance and rationalisation can lead to financial trouble
- Highlighting the rich and evasive
- Volatile quarter takes global shares down, gold plunges


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Blue Notes
ArchivesMore »
NYR's Stepan out for Game 4 as Vigneault fires back
Derek Stepan (broken jaw) will not play in Game 4 of the Eastern Conference final on Sunday, although he is not hospitalized and home recovering.
Rangers coach Alain Vigneault said Stepan stopped by the morning skate to say help to teammates and that there is no timetable for his return.
So, as reported yesterday, Derick Brassard, now healthy, and J.T. Miller will dress....Read more »

subset: commoncrawl


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FKA Twigs' Death Row Clip For Video Girl
Taken from LP1, and sampled in the Google Glass film that Twigs directed, here is the full blown video for Video Girl, directed by Kahlil Joseph which sees FKA Twigs performing for a Death Row inmate.
Arca – Thievery by Jesse Kanda
Cultural re-approrpation at its finest. Directed by Jesse Kanda, here is the brilliantly intelligent societal commentary video produced as a 3D render for Kanye, FKA Twigs producer Arca's Thievery. The outstanding track is taken from the forthcoming Arca album 'Xen' available November 3rd via Mute. You can catch Arca in London on 27th November at the ICA.
FKA Twigs for Google Glass
This isn't selling out. This is being smart and creative and proving that art can be commercial. Here's FKA Twigs' short film for Google Glass. It's called #throughglass, yes there is a hashtag but that is totally valid in this scenario. The film features edited versions of the tracks "Video Girl" (LP1) and "Glass & Patron" and a lot of vogue-ing which is becoming Twigs' signature.
Pin Tweaks – Girl On The Wire
Following last week's announcement that David Lynch's Twin Peaks is making a massive comeback in 2016, it's only fair that new British duo aptly named Pin Tweaks should have its moment in the spotlight – but the genius isn't solely in the name. The track Girl On The Wire has this unique yet familiar aesthetic – it is reminiscent of Dev Hynes' from a vocal and somewhat from a production perspective – the haunting repetition drawing more emotion with every breath. Pin Tweaks has already amassed over 100,000 plays on SoundCloud for the track and this will undoubtedly continue to grow.
Ansel Elgort by Hedi Slimane for HERO 12
Dressed in SS15 Saint Laurent and photographed by Hedi Slimane, here's actor Ansel Elgort (Fault in Our Stars, Divergent) for HERO 12. HERO as a brand is on the tipping point of mainstream success – launching sister publication HEROINE, showcasing Hedi's work through billboard advertising in London and consistently delivering the finest menswear editorials. HERO 12 is available to preorder now.


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End Of Life
64 resources related to End Of Life
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IEEE Organizations related to End Of LifeBack to Top
Conferences related to End Of LifeBack to Top
2014 IEEE International Reliability Physics Symposium (IRPS)
reliability, physics, irps
2013 20th IEEE International Symposium on the Physical and Failure Analysis of Integrated Circuits (IPFA)
Sample Preparation, Metrology and Material Characterization Advanced Failure Analysis Techniques Die-Level / Package-Level Failure Analysis Case Study & Failure Mechanisms Product Reliability Evaluation and Approaches Novel Device Reliability and Failure Mechanisms Novel Gate Stack/Dielectrics and FEOL Reliability and Failure Mechanisms Advanced Interconnects and BEOL Reliability and Failure Mechanisms
2013 IEEE International Integrated Reliability Workshop (IIRW)
We invite you to submit a presentation proposal that addresses any semiconductor related reliability issue, including the following topics: resistive memories, high-k and nitrided SiO2 gate dielectrics, reliability assessment of novel devices, III-V, SOI, emerging memory technologies, transistor reliability including hot carriers and NBTI/PBTI, root cause defects (physical mechanisms and simulations), Cu interconnects and low-k dielectrics, impact of transistor degradation on circuit reliab
2011 IEEE International Symposium on Technology and Society (ISTAS)
ISTAS is an annual international forum sponsored by the IEEE Society on Social Implications of Technology. ISTAS 2011 is co-sponsored by the ACM Special Interest Group on Computers and Society. ISTAS welcomes engineers; scientists; philosophers; researchers in social sciences, arts, law, and humanities; and policy experts in technology and society.
Periodicals related to End Of LifeBack to Top
Device and Materials Reliability, IEEE Transactions on
Provides leading edge information that is critical to the creation of reliable electronic devices and materials, and a focus for interdisciplinary communication in the state of the art of reliability of electronic devices, and the materials used in their manufacture. It focuses on the reliability of electronic, optical, and magnetic devices, and microsystems; the materials and processes used in the ...
Dielectrics and Electrical Insulation, IEEE Transactions on
Electrical insulation common to the design and construction of components and equipment for use in electric and electronic circuits and distribution systems at all frequencies.
Electronics Packaging Manufacturing, IEEE Transactions on
Design for manufacturability, cost and process modeling, process control and automation, factory analysis and improvement, information systems, statistical methods, environmentally-friendly processing, and computer-integrated manufacturing for the production of electronic assemblies, products, and systems.
Industrial Informatics, IEEE Transactions on
IEEE Transactions on Industrial Informatics focuses on knowledge-based factory automation as a means to enhance industrial fabrication and manufacturing processes. This embraces a collection of techniques that use information analysis, manipulation, and distribution to achieve higher efficiency, effectiveness, reliability, and/or security within the industrial environment. The scope of the Transaction includes reporting, defining, providing a forum for discourse, and informing ...
Knowledge and Data Engineering, IEEE Transactions on
Artificial intelligence techniques, including speech, voice, graphics, images, and documents; knowledge and data engineering tools and techniques; parallel and distributed processing; real-time distributed processing; system architectures, integration, and modeling; database design, modeling, and management; query design, and implementation languages; distributed database control; statistical databases; algorithms for data and knowledge management; performance evaluation of algorithms and systems; data communications aspects; system ...
Xplore Articles related to End Of LifeBack to Top
Economic analysis of product end-of-life strategies to achieve design for sustainable manufacturing
Wenyuan Wang; Tseng, M.M. Responsive Manufacturing - Green Manufacturing (ICRM 2010), 5th International Conference on, 2010
In terms of sustainable manufacturing, reuse, remanufacturing and recycling of end-of-life products are widely recognized as preferable product end-of-life strategies over direct disposal. Different end-of-life strategies basically, require distinct processes, techniques and management during a product's end- of-life phase. Consequently, specific and efficient implementation of various appropriate end-of-life strategies of an entire product is the only way to achieve sustainable ...
Eco-efficiency considerations on the end-of-life of consumer electronic products
Huisman, J.; Stevels, A.L.N.; Stobbe, I. Electronics Packaging Manufacturing, IEEE Transactions on, 2004
In order to improve the eco-efficiency at the end-of-life phase of consumer electronic products, comprehensive assessments should be made. The Quotes for environmentally WEighted RecyclabiliTY and Eco-Efficiency method (QWERTY/EE) developed at the Delft University of Technology is applied to aim at minimal end-of-life treatment costs against maximal environmental recovery. In this paper, the outcomes of this eco-efficiency concept are presented ...
Optimizing electronics end-of-life disposal costs
Reimer, B.; Sodhi, M.S.; Knight, W.A. Electronics and the Environment, 2000. ISEE 2000. Proceedings of the 2000 IEEE International Symposium on, 2000
Increasing environmental concerns about the disposal of mass produced products have resulted in efforts to take back end-of-life consumer products. Legislation aimed at forcing manufacturers to take back electronics products at the end of their useful lives along with shrinking landfill capacity and the reluctance of communities to open new waste sinks, underscores the importance of developing methods and models ...
End of life control and management of heavy metals out of electronics
Ansems, A.; van Gijlswijk, R.; Huisman, J. Electronics and the Environment, 2002 IEEE International Symposium on, 2002
In order to enlarge the insight of the behaviour of heavy metals during the processing of end-of-life electronic products more assessment analyses should be made. The aim is to improve the control and management of heavy metal loops during the end-of-life treatment of these products. Four relevant end-of-life options are simulated by modelling and, related to calculated and appointed distribution ...
Life prediction for valve regulated lead acid batteries from early current/voltage data
Sexton, E.D.; Nelson, R.F.; Olson, J.B. Applications and Advances, 2001. The Sixteenth Annual Battery Conference on, 2001
Summary form only given. As valve regulated lead-acid (VRLA) batteries age, they demonstrate a predictable drop in end-of-charge voltage and concomitant rise in end-of-charge temperature. This is attributed to the increasing dominance of the oxygen recombination cycle, which results from the negative plate not being fully charged over several cycles. Unchecked, the battery at its end of life experiences a ...
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Educational Resources on End Of LifeBack to Top
IEEE.tv Videos
IMS MicroApps: Silicon Technology Solutions for Wireless Front End Modules
Giving Small Robots New Ways to Move
Recycling: Computers & Electronics (com legendas em portugues)
IEEE Smart Grid World Forum - Martin Vesper
Making Orthogonal Transitions with Climbing Mini-Whegs
AM37x Sitara EVM Demonstration
Richard Schreier Ph.D: Understanding Delta Sigma Data Converters
International Broadcast Conference(IBC) News: Segment 2
WIE ILC: Exception to Expectation: Women in Engineering
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Mapping Human to Robot Motion with Functional Anthropomorphism for Teleoperation and Telemanipulation with Robot Arm Hand Systems
Safe Physical Human-Robot Collaboration
Doing the Right Thing: Social Implications of Technology (Member Access)
Oral History: Jerry Minter
The Fundamentals of Battery Charger Design
Larson Collection interview with Linus Pauling, part 2
Larson Collection interview with Linus Pauling, part 1
Standards related to End Of LifeBack to Top
IEEE Recommended Practice for the Selection, Field Testing, and Life Expectancy of Molded Case Circuit Breakers for Industrial Applications
To provide the user with a recommended procedure that is safe and easily understood, for the selection, application, and determination of the remaining life in molded case circuit breakers.
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Data Center Electrical Engineer Google


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A pioneer in the design and fabrication of advanced semiconductors, Northrop Grumman Corp. has introduced two new high power gallium nitride (GaN) monolithic microwave integrated circuit (MMIC) power amplifiers for Ka-band satellite communication terminals and point-to-point digital communication links.
Anritsu Co. addresses the market need for value and performance when testing RF passive devices with the introduction of the ShockLine™ MS46522A 2-port RF VNA family with frequency coverage from 50 kHz to 8.5 GHz. The ShockLine MS46522A VNA is designed for testing passive devices such as cables, connectors, filters, and antennas in a wide variety of engineering, manufacturing and education applications.
CTS Corporation, through its subsidiary, CTS Electronic Components, Inc., announces its new Model 149, a small size oven-controlled crystal oscillator (OCXO), that operates at temperatures suitable for commercial and industrial use. CTS introduced the new precision OCXO along with the company's other cutting-edge offerings at the IEEE International Microwave Symposium (IMS) in Tampa, Fla., June 3-5 at booth number 322.
Diamond Microwave, a specialist in high performance microwave power amplifiers, is extending its range of GaN-based solid-state power amplifiers (SSPA) to include a 2 - 6GHz model that can be operated in either pulsed or CW mode.
Vectron International, a leader in the design and manufacture of precision oscillators and timing solutions for communication, industrial, military & space applications, announced the release of a low g-sensitivity TCXO for military, industrial and other harsh environment applications. This product will be showcased in Booth 1305 at the IMS 2014 Symposium in Tampa, FL from June 3-5th 2014.
Cirexx International is presenting the new ECLIPS technology this week at the International Microwave Symposium (IMS) at the Tampa Convention Center. ECLIPS (Embedded Cooling Layer – Integrated Power System) is a system of producing high-power RF and microwave Printed Circuit Boards (PCBs) employing an embedded low-CTE, thermally engineered metalized layer which has superior thermal conductivity characteristics.
M/A-COM Technology Solutions Inc. ("MACOM"), a leading supplier of high performance RF, microwave, and millimeter wave products, announced that its wafer fabrication facility in Lowell, Massachusetts, has been accredited by the Department of Defense (DoD) as a Category 1A Trusted Foundry. This DoD accreditation distinguishes MACOM as a trusted manufacturer of integrated circuits (ICs) for classified and unclassified U.S. military and aerospace applications.
TriQuint Semiconductor Inc., a leading RF solutions supplier and technology innovator, is showcasing its new, high performance technologies at the IEEE International Microwave Symposium / Microwave Theory and Techniques exhibition June 3-5, 2014 in Tampa, Florida.
Computer Simulation Technology (CST) announces new features to automate workflows for field source coupling and multiphysics simulation using its System Assembly and Modeling (SAM) framework at MTT-S IMS, booth # 1423.
Measurement technology is constantly evolving, in part because of its close ties with software and computer control. One of the more significant enhancements to RF/microwave test equipment in recent years has been the growing availability of key measurement functions in the form of easy-to-use Universal Serial Bus (USB) modules. With each new USB test module, RF/microwave engineers receive another option for assembling an automated measurement system that can be controlled fully under USB control.
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OCT 24: PROFESSONAL PRESENTATION SPEAKER!!; Dr. Andy Sbaraglia will present his paper entitled "Does Income Statement Presentation Affect Earnings Management?" COBB Rawle Conference Room; 10:30 am - 11:30 am. All faculty and Accounting students are invited to attend; and all Accounting doctoral students are required to attend.
OCT 26: OCTUBAFEST!!; School of the Performing Arts, Dept. of Music will present the tenth annual Octubafest concert on Sunday,October 26 at 7:30 pm. The group features performers from Louisiana Tech. Concert held in the Recital Hall of Howard Auditorium. Admission is free.
OCT 28: TOP DAWG IDEA PITCH; University Hall; 5:30 pm - 8:00 pm. Come and pitch your ideas for some great prize opportunities!
OCT 31: COB ALUMNUS OF THE YEAR; Congratulate Mr. D. Kyle McDonald, the 2014 COB Alumnus of the Year and Mr. Jamie Adams as the University Young Alumnus of the Year. Award presentation at 1:30 pm in the Rawle Room.
NOV 8: DIWALI NITE 2014; It's time again for a slice of India with dazzling colors, sparkling dance performances, melodious music, and a feast of delicious Indian Cuisine. Student Center; Tickets are being sold at ISO. Limited seating available.
NOV 15: FALL QUARTER COMMENCEMENT EXERCISES: Thomas Assembly Center; 10:00 am.


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How does a researcher learn how to conduct good research without a lot of trial an error? I think the answer is that without failure it doesn't happen. Such was the case with non-participant field observation. What successful nice was that I manage to get a lot of notes. What was a failure was my expansion write up. Ungh. I barely had time to transcribe all of the information before I had to turn it in. I tell you, sometimes grad school can feel like a bit of a pressure cooker. Well, my notes have been workshopped and now I am waiting for the results. The good news is that I have to do a participant observation next and I feel so much more prepared for it. I just hope it didn't cost me my grade for how badly the first part went.
I have exhausted my supply of grounded theory articles now it is time for a little bit of phenomenology
Well this week, I finished all of the readings I could get my hands on for grounded theory. Now, I am going to take a temporary shift to look at narrative inquiry and then move into phenomenology. It seems like I am starting to get my brain wrapped around this stuff and still it feels a little like I am on a taffy machine.
So, Can I Just Say How Much I Love Coherence Therapy?
I am in a class this semester that is all about learning coherence therapy. Wow. I am not the kind of person who is sold on words like "gold standard" when it comes to therapy. As a matter of fact when people have to use superlatives to describe their deal when contrasting it with someone else's, I get very squeamish very quickly.
I have been looking for a treatment modality that is scientifically grounded, constructivist congruent, phenomenology sound, and humanistically concerned. Basically, I have been looking for all of the things that make up who I am as a therapist. Now, I think I finally have it. Also, let me be the first to admit it, I am awful at it. It is like learning a new language or a new way to think because it flies in the face of standard treatment modalities. I may be new at it now, but one day, yes one day I will be conducting research using coherence therapy. I am sold, now if I could just get good at it so that I can effectively use it with clients I would be a very happy person.
Non-participant observation. Data collected.
I manage to gather my first non-participant observational data this weekend. It only lasted 20-minutes and I found it so difficult to stay focused. It really was an interesting chore. Add to that, I was trying to get as many details as possible that I hope I didn't miss too much.
Next week, I plan on doing my participant observation and seeing how that goes. It makes life easier that this a practice run and that I am not really gathering data for a "real" research project and still, I find that I am nervous because the assignment will require more from me than I would normally do in the given situation. In any case, I have to stay on top of these assignments or they will get away from me.
Ok, My brain hurts
Here I am again, trying to plow through articles. I spend a whole morning (2am on) getting caught up only to get behind again. Wow this is frustrating.
Days off
Interestingly enough, I know days off are supposed to be for rest and relaxation. Time to be spent with family and laying aside the cares of the world. However, as a grad student, days off from the regular schedule are days in which I don't get to use my regularly allocated study and research time. I lost five hours yesterday and will lose another five today (the largest chuck of time I have dedicated to reading and writing). At the moment, I am now playing catch up and with homework that is due on Wednesday. Don't get me wrong, time with my family was great and the assignment clock does not stop when the school goes on fall break.
Non-participant Observation – Attempt One
So, today is going to be my first attempt at a non-participant observational field study. I am nervous and part of me just wants to get it over with. I have thoughts of, what if I don't get enough of the sensory data, what if my notes are not detailed enough, what if, what if, what if …
I wonder, does anyone feel like Starfleet scientists when they do this? Observe and don't interfere. Something, feels weird about that concept.
I really love working in teams
I can't help myself. For as introverted as I am, I really do love working in teams. Not self-serving, cut-throat, nasty teams. Rather, teams where the people all lock into the same goal and genuinely care about the goal. After 2 years of trying to get a team together to study human trafficking with me, I finally have one. We practiced interviewing yesterday and one of the team members will be transcribing the mock interview so that we can practice coding and memoing. It is exciting to say the least. I have to admit there is a part of me that is a bit nervous, like this is too good to be true. So, I fully plan on living in my state of research bliss for as long as it lasts.
Dissertation Chapter 2
So, in all of the mail that has come to my box in the past week or so, the latest journal of the American Psychologist was buried in a stack of junk mail. Be still my heart, I think I have found the avenue that I will be taking for chapter 2 of my dissertation. The whole thing is about the direction my study will be taking. To quote Stan Lee, Amazing.
The American Psychologist – Oct, 2014 Vol 69 Num 7
The Start of My Qualitative Research Journal
So I am in my first qualitative research class this semester. What does that mean? It means epistemology, theoretical perspective, methodology, and methods. I am slamming a ton of information into my brain and I have to say that it does not feel good. Just when I think I am caught up, I find myself behind. It is overwhelming to say the least.
Last night I found myself discussing field work. Interviews (unstructured, semi-structured), observation, and participation. The professor said something wonderful, she said to the class, you are new at this and you are going to suck at it. That is ok, everyone sucks at it the first time. This is hard for me because of my need to achieve. Maybe it is part of being a doctoral student and maybe it is the nature of people who like nerdy things. I don't know.
What does this mean, it means I am writing in my research journal and in reality, I hope I can keep it up because it really seems important.


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My SingTel
1.000.000 - 5.000.000 downloadsAdicionar este app às suas listas
+ De SingTel Idea Factory Pte Ltd
A one-stop application that allows you to view your SingTel bills, manage your mobile services, check data usage and even subscribe to overseas data roaming, all on the go!
a) Usage
• Avoid bill shock by checking your local and roaming data usage or local outgoing talktime and SMSes wherever you are.
• Enable pay per use data roaming quota under DataRoam Limit to control your roaming data usage.
b) Add-ons
• Choose from a variety of add-ons such as AutoRoam, Caller ID, EasyData Roam and more for your mobile needs.
• Surf the internet, email, tweet upload photos and more when overseas by activating DataRoam Saver Daily plans, up to 7 days prior your trip. Visit www.singtel.com/dataroam for more details.
• Receive latest breaking news from CNA, SPH and Reuters delivered to your mobile phone via SMS.
• View and manage the current add-ons that you have
c) Rewards
• Access the Rewards programme to redeem Delights and an exciting array of merchant rewards and birthday promotions
d) Bills
• View your bill summary which shows your outstanding balance, due date and last amount paid if any, even for non-myBill customer. You just need to login to your ONEPASS
• View and save the PDF copy of your monthly SingTel bill for the last six months (only applicable for myBill)
e) More
• Access to roaming rates for calls, smses and data easily.
• Learn how to set alerts for roaming data and setup profile and manage Mobile Internet Filter with the friendly user guides.
• Share your experience to help us identify location with coverage issue
If you have difficulty accessing Onepass registration/ password reset page, please use a computer.
Tags: mysingtel, my singtel account, singtel hot deals of the week, singtel my account, singtel my bill, my singtel, singtel app why unable to see the bill statement, singtel hot deals of this week, singtel account, singtel hot deals.
- Topup a Prepaid mobile and charge to a Postpaid mobile bill
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Pra que serve essa merda? E além do mais não desinstalar....
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Está a bater
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Não consegui desinstalar, então desativei.
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Não sei pra que serve


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Phil Collins: Genesis reunion will 'never' happen
Phil Collins has ruled out a reunion of the classic Genesis line-up because he can never play the drums again.
Chris Brown settles two lawsuits
The R&B singer has settled two civil suits stemming from separate altercations last year.
Slipknot tops Billboard album chart, Taylor Swift eyes record debut
Heavy metal rockers Slipknot took the lead on the weekly chart, a week ahead of Taylor Swift's projected year's biggest album opening.
Phil Collins honored by Alamo Museum
A new museum in Texas will be named after Phil Collins to thank him for donating his multi-million dollar trove of artifacts.
Exhibit on Paul Simon's life to debut at Rock Hall
The exhibit will showcase more than 80 artifacts, including Simon's first acoustic guitar, and handwritten lyrics for "The Boxer."
Pharrell Williams joins board of legendary Apollo Theater
The "Happy" hitmaker made his debut on the legendary Apollo stage in June, and now he'll help guide its future.
Niall Horan falls victim to Twitter hack
Someone hacked into his brother's Twitter page and posted a series of fake messages about the singer.
Prince to play 8-minute jam on 'SNL'
The "Purple Rain" hitmaker will perform live with his all-female band 3RDEYEGIRL without commercial interruption.
Fergie plans pop return
The Black Eyed Peas star will launch her comeback at the American Music Awards ceremony.
Steven Tyler going country with Brad Paisley
The Aerosmith frontman has signed up to take part in the 2014 CMA Country Christmas concert.
Grammys shake up nominations announcement
Nominees will be announced on Dec. 5, except those vying for the top award, album of the year.
Taylor Swift is totally emotional
The "Shake It Off" hitmaker says her emotions are all over the place this week.
17 pictures of Katy Perry on her 30th birthday
The pop princess is saying goodbye to her 20s.
Taylor Swift 'Shakes Off' country image
The "Shake It Off" singer fought with her record label to ditch her country girl image and become a pop star.
Britney Spears to get key to Vegas, her own day
Sin City will celebrate Britney Spears Day on Nov. 5.
WATCH: Taylor Swift 'Shakes' it off on Hollywood Blvd
An estimated 15,000 fans took over Hollywood Boulevard to watch the singer perform a free outdoor show.
One Direction's new video stars a chimp and Danny DeVito
The pop stars will release the music video tomorrow for their latest single "Steal My Girl" and it looks ... interesting.
Sam Smith, Mary J. Blige to perform at AMAs
The breakthrough newcomers 5 Seconds of Summer will also take the stage at next month's American Music Awards.
Bret Michaels doesn't need your bank account info
The Poison singer is warning fans about a bizarre new scam.
Lady Gaga has everything – even a 'batcave'
The "Born This Way" hitmaker paid $23 million for a Mediterranean-style villa with an underground area similar to the "Batcave."


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Friday, February 3, 2012
2012 Fifth Annual Valentine's Craftacular – TOMORROW!
I'll be vending at the 5th Annual Valentine Craftacular at the East Side Club in Madison, WI tomorrow from 10 to 4. Please stop by to visit me if you're in the area!1. Swarvoski Heart Hoop Earrings, 2. 'Paper' Doll Cowboys - Interactive, Dress UP, 3. Matryoshka Worry Dolls, 4. Braided Hand-Dyed Fabric Memory Wire Bracelets Created with fd's Flickr Toys
Above is a sneak peak of a few of the new items I've created for the show. I will also have my candy drop jewelry, flower jewelry, typewriter rings, a few quilts, some fun hair accessories, apple butter, NEW Chocolate Raspberry Topping and MORE!
Hope to see you tomorrow!
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Most people will never knowingly run across Nebraska's soon-to-be newest publicly traded company.
But West Corp. has probably handled their workplace conference calls, helped route police cars or firetrucks to their emergencies and perhaps even telephoned some to collect a debt.
Omaha-based West said Monday it plans an initial public share offering worth as much as $532 million. The company plans to seek a listing on Nasdaq under the ticker symbol WSTC, joining Berkshire Hathaway, Valmont Industries and TD Ameritrade among the ranks of the city's publicly traded companies.
An employer of 3,700 people in the Omaha area — a total of 35,700 globally — West is the largest U.S. provider of telephone conference calls and is among the leading providers of software to run 911 emergency switchboards.
West generates $2.6 billion in sales a year from behind-the-scenes businesses such as cloud computing and handling customer service telephone inquiries for other companies.
West says its InterCall division handled more conference calls last year — 134 million — than any rival. The Intrado unit is a top provider of the software that gets 911 calls to the correct agency and that tells police officers and firefighters where to go.
West is also hired by doctors, utility companies and government agencies to deliver telephone alerts to customers. The West Asset Management division is licensed as a debt collection business.
The company overall reported a profit last year of $126 million. Profit has more than doubled since 2010, according to filings with the Securities and Exchange Commission.
Monday, West said it plans to sell 21,275,000 shares of common stock to investors at between $22 and $25 a share, making the sale worth $468 million to $532 million. The investment banks arranging the deal and selling the shares to investors will have an option to buy almost 3.2 million more shares if demand warrants. New York-based Goldman Sachs & Co. and Morgan Stanley & Co. are the lead investment banks that structured the sale and will be responsible for selling the shares to investors.
West didn't say when the exact price per share will be decided upon, nor when the offering will go public. West spokesman Dave Pleiss said Monday the company would have no additional comment on any aspect of the IPO announcement or related matters.
In its SEC filing, the company said share-sale proceeds will be used to pay down debt. Debt is high — West Corp.'s $3.9 billion of long-term debt outstrips its $3.4 billion of assets.
Kathy Smith, an IPO analyst with Connecticut-based Renaissance Capital, said investors normally avoid IPOs by companies with more debt than liabilities, a circumstance leading to what Wall Street calls negative book value, or shareholder's deficit.
But some companies encounter such a deficit while still generating large cash flows, she said.
"A company with negative book value that is recapitalized at the time of the IPO may be acceptable to investors if it has very strong and predictable cash flow," Smith said.
West's businesses generate enormous cash flows. In 2012, West had $663 million of earnings before interest, taxes, depreciation and amortization, or EBITDA. Investors and analysts like to know EBITDA because it suggests a company's profitability minus the impact of financing and accounting decisions.
Tavis McCourt, an analyst for Raymond James who follows teleconferencing and telecommunications companies, said the teleconferencing and call center businesses are probably not going to generate double-digit revenue gains in coming years, calling them mature businesses.
McCourt said there is double-digit growth potential in cloud computer services, or delivering to business customers software, hardware and computer operating systems via the Internet. McCourt also cited West's projections of 7 percent annual growth in 911 system expenditures through 2016, saying that is a prospective source of double-digit sales growth for West.
"In any case, hats off to them for generating impressive cash flows during the recent economic cycle," McCourt said.
The company's vast array of businesses also include debt collection efforts. The West Asset Management website cites the company's particular expertise with a program it calls DCARE, which specializes in collecting debts from the estates of people who have died.
The company will have about 83 million shares outstanding after the offering, according to SEC filings. At the middle prospective offering price of $23.50 a share, the 2012 profit of $126 million implies a price-to-earnings ratio of about 15. That is about level with that of the members of the Standard & Poor's 500 and slightly lower than that of Premier Global Services, an Atlanta-based publicly traded company that specializes in conference calls.
West's corporate headquarters is at 11808 Miracle Hills Drive in Omaha, a 108,000-square-foot office building in a business park near Interstate 680 and West Dodge Road. The firm also owns the newer 126,000-square-foot office building at 11650 Miracle Hills Drive and a parking garage in the same complex. Its human resources staff members are in a 14,620-square-foot building West owns at 11810 Nicholas St.
The company was started in Omaha in 1986 by Omaha resident Mary West and a partner. Gary West joined the firm in 1987. Both Wests were veterans of First Data Resources.
The new company's initial thrust was answering customer service inquiries on behalf of other companies who wanted to hire someone else to take care of it. A series of acquisitions — $2.7 billion worth since 2002 — led to growth.
The company was publicly traded once before after selling shares in 1996. In 2006, the company was taken private by Thomas H. Lee Partners LP and Quadrangle Group LLC for about $4 billion.
Gary and Mary West and New York-based Quadrangle Group each own about 12 percent of the company. Boston-based Thomas H. Lee Partners now owns about 58 percent of West. Chief Executive Thomas Barker owns about 1 percent. The share sale prospectus says the insiders have agreed to not sell their shares for six months after the offering, barring certain exceptions. After the share offering, the Wests and Quadrangle will own about 9 percent of the stock and Thomas H. Lee about 44 percent.
West's 2012 revenue of $2.6 billion missed the Fortune magazine 500 list of largest publicly traded companies. It was ranked 795th in the Fortune 1000 in 2012 and as the 183rd-largest private company that year by Forbes magazine.
David Brown, chief executive of the Greater Omaha Chamber of Commerce, said large publicly traded companies give a city "bragging rights" when it comes to touting a diverse and vibrant economy. Five Fortune 500 firms call Omaha home.
"We use the Fortune 1000 and Fortune 500 headquarters lists as indicators of diversity and strength of the Omaha economy," Brown said. "That would give us another thing to brag about."
Brown said West executives have been an "active player" in chamber events and in efforts to recruit other firms to the metro. And West has contributed to the chamber's lobbying efforts at the State Legislature on issues related to telecommunications, data centers or customers service centers.
"As a corporate citizen, they are willing to move the bar when we need them to," Brown said.
Contact the writer: 402-444-3133, email@example.com
West Corp. through the years
1978: Gary and Mary West co-found WATS Marketing of America, which they sell to First Data Resources in 1980. They remain with the company until 1985.
1986: Mary West and Troy Eaden, also formerly with WATS, found West TeleServices, an inbound telemarketing service bureau. Gary West joins the following year as chairman of the board after his non-compete agreement expires.
1989: Eaden becomes the company's principal executive, taking the title of CEO in 1995, the same year Tom Barker is promoted to president and chief operating officer.
1996: West has 2,000 employees in Omaha. The company initiates its first public offering in November, proposing to sell 5.7 million shares and ultimately realizing net proceeds of $107.7 million.
1998: Barker is promoted to CEO
2001: West Corp. is now the city's 12th-largest employer with 4,000 employees in Omaha. It announces plans to build a $35 million corporate campus near Miracle Hills Drive, where it already has three buildings.
2002: West makes its first three acquisitions: Tel Mark Sales Inc. of Appleton, Wis.; Dakotah Direct II LLC of Spokane, Wash.; and Attention LLC, an Atlanta collection firm with call centers in Jamaica. The three represent an investment of $125 million.
2003: West enters the electronic conferencing business by acquiring InterCall, a Chicago company that sells audio, video and Web conferencing services, for $388 million. West acquires Texas firm ConferenceCall.com for $36 million.
2004: West acquires debt-collection agency Worldwide Asset Management LLC of Marietta, Ga., for $133 million, followed by ECI Conference Call Services LLC of Wayne, N.J., for $53 million.
2005: West buys Sprint Corp.'s conferencing business for $207 million.
2006: In May, West, at the time employing 2,400 in Omaha, announces it has been bought out by private investors in a $4.1 billion deal. Gary and Mary West together retain nearly a 25 percent stake in the firm after the sale. They move to San Diego, but maintain a home in Omaha and visit regularly on behalf of their Gary and Mary West Foundation to meet with grant recipients. The Wests also own several businesses in the hospitality industry in the San Diego area, including a steakhouse and hotel, and are active in Thoroughbred horse racing.
Also in 2006, West buys Intrado, a Colorado provider of 911 call services, for $480 million, and Colorado conferencing company Raindance Communications for $113 million, followed by InPulse, which generates sales to consumers who respond to direct-response marketing, for $46 million.
2007: Acquisitions include TeleVox, a provider of communication and automated messaging services to the health care industry, for $129 million; Omnium Worldwide Inc., an Omaha company specializing in debt collection for businesses, for $139 million; and alerts and notifications business CenterPost for $22 million.
2008: Acquisitions include Genesys SA, a French global multimedia collaboration service provider, for $322 million; Positron Public Safety Systems, a Canadian 911 call services business, for $155 million; and HBF, an emergency management services firm, for $19 million.
2009: Acquisitions include conferencing businesses Corvent for $4 million and Stream57 for $28 million.
2010: West makes four acquisitions for a total of $33 million; the largest is TuVox, with interactive voice response technology, for $16 million.
2011: West makes six acquisitions for a total of $216 million; the largest is Smoothstone, which becomes West IP Communications, for $120 million.
2012: Acquisitions include HyperCube, a provider of switching services to telecommunications carriers, for $78 million.
2013: West has locations in 21 states and 11 other countries. On March 11, it announces plans to offer 21.27 million shares of common stock, expecting to raise $468 million to $532 million.
Sources: West Corp., Securities and Exchange Commission filings, World-Herald archives


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Not sure if I shall bother reading this new biography of George Marshall, but here is a review of it in the New Republic. Concluding paragraph says a lot about George Marshall the man: For a military man, Marshall's heroism was peculiar. It did not arise from his conduct on the battlefield. It arose from his modesty, including "a modest daily schedule that often ended at three or four o'clock in the afternoon" and his avoidance "of lucrative corporate board memberships so commonly available to retired high military officers in our more avaricious times." Most importantly, Marshall's modesty flowed from […]
Life In the Royal Navy During World War I
Good article over at the Daily Telegraph on life aboard a Royal Navy Monitor during the Gallipoli campaign.
Salaries At the Institute
According to the Richmond Times Dispatch, VMI along with UVA and VA Tech's salaries are out of line with their peer institutions. VMI's resident flack provided this answer to the Times Dispatch, None of the schools fits easily into the "cookie cutter" cohort used to make the comparisons, VMI spokesman Stewart MacInnis said in an interview. "The report's trying to fit everybody into a certain hole. And we don't fit more than others don't fit." The U.S. military academies are the only applicable comparison for VMI, which is the smallest of the state's 15 four-year schools, with 1,700 cadets "who […]
SMA Leads By Example
SMA Chandler practicing what he preaches…
Townie 76 in Charlottesville
First time in five years in uniform, not bad!
Loyal OP-For readers and contributors, Bob Morris VMI Class of 79 is putting on a concert at the National Theater in Richmond Virginia on October 5 to honor those wounded in Iraq and Afghanistan. Ian Anderson and Jetro Tull will be the headline group the VMI Commanders opening the concert.TULL_VMIAA_20140730_V4
Why Emergency Plans are Necessary
There is a great story over at the Daily Kos about the actions taken by the Vice Chairman of the Federal Reserve Roger Fergerson's actions on September 11, 2001. His actions not only preserved the United States Economy but most probably stabilized the world economy. While they had no plan for something like 9-11; they had a plan for Y2K. As a result of that plan there were redundancies within the IT and communications networks of the Federal Reserve. From this plan, Ferguson was able to call audibles and move out to protect our economy. This is a reminder to […]
Clinton Review Henry Kissinger's World Order
I have always admired Henry Kissinger as someone who understood power politics. He wrote his dissertation on Metternich and Congress of Vienna, and in his new book according to Hillary Clinton's review he takes a long view of what is happening and puts the events of today into the historical context of a particular region or country. Here is the review from the Washington Post.
Death of a Cadet
From this week's News Gazette, a newspaper known to be friendly to the establishment of Rockbridge County, Washington and Lee, and VMI. This story begs more questions than it answers. I just read the account in the Rockbridge Advocate. I have to wonder why VMI allowed the Cadet to go retrieve the gun from his truck without sending an Official of the Institute. Was it because he was to be commissioned, was it a breach, was it a belief he would do what is right. I don't know, but what I do know it is tragic. I have to wonder […]


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Click here for the Latest Headlines Updates on US, Israel, Middle East and the Rest of the World
Please pray for American farmers and ranchers. They are increasingly having a difficult time making a living from their crops and livestock. Government regulations and restrictions do not favor these hard-working families, for example, in California's Central Valley. "Behold, the husbandman waiteth for the precious fruit of the earth, and hath long patience for it, until he receive the early and latter rain" (James 5:7).
Wednesday, October 22, 2014 - The Final Countdown: False Messiahs, False Visions, and Demonic Deception in the Last Days, Part 3
Pastor Billy Crone will be one of the speakers at the East Coast Prophecy Conference in Gettysburg, Pennsylvania in November. He explores new topics in Volume 11 of his The Final Countdown update. Exploring The Rise of Falsehood, Pastor Crone delves into false messiahs, false myths and the visions of Mary which the Bible calls a familiar spirit or a demon. Pastor Crone also explains why the UFO phenomenon is demonic deception and shows evidence that world leaders, including the Vatican, are not only promoting them but their desire is to be the global emissary for first contact.
Listen to Wednesday's radio program on Real Player
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Dr. Bob Glaze is leading a fantastic tour to Turkey, The Other Holy Land: In the footsteps of Paul and John in May 2015.
You will see many sites that you have read about in the Bible and only dreamed about:
- Ephesus and the famous Temple of Diana
- Cappodocia
- Istanbul Spice Market and Grand Bazaar
- Hippodrome Square
- St. John's Church
- Ancient city of Troy
- And much, much more!
Learn more about this wonderful opportunity to visit another land of the Bible. See the full-color brochure
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Go to now, ye rich men, weep and howl for your miseries that shall come upon you. Your riches are corrupted, and your garments are motheaten. Your gold and silver is cankered; and the rust of them shall be a witness against you, and shall eat your flesh as it were fire. Ye have heaped treasure together for the last days - James 5:1-3
Hamas Terrorist Runs Car Into Crowd in Jerusalem, Injures 8, Kills Baby Girl
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ISIS Mortar Shells Now Landing in Baghdad's Green Zone
Iraqi Gov't Providing Electricity for ISIS-Controlled Mosul
Report: US Working Closely With Kurds to Save Kobani
Three American Teens Found in Germany Trying to Join ISIS in Syria
Two Female Israeli Soldiers Wounded in Terror Attack on Egyptian Border
Jordan Threatens Israel Over Jews on Temple Mount
Israel: Hamas Has Two Headquarters, Turkey and Gaza
Libya Orders Army to Advance on Capital
Saudi Arabia Jails 13 for Plot to Attack US Troops
Jews Face Constant Harassment, Violence in East Jerusalem
Australia Allows Israeli Youth to Travel, Work
Israeli Teens Win Top Prizes in International Physics Competition
Beach Boys Cancel Show in Israel
Turkey Imposes Stringent Anti-Protest Laws
Kurdish Peshmerga Forces Defeat ISIS on Three Fronts in Northern Iraq
ISIS Terrorists Launch 15 Coordinated Attacks on Kurds in Iraq
Kurdish Peshmerga Forces to Reach Kobani on Wednesday
ISIS Terrorists Destroy Churches in Mosul
Boots on the Ground: Americans Join Ground War Against ISIS
Content Warning: ISIS Terrorists Stone Woman in Syria
Content Warning: ISIS Murders Husband, Sells Wife as Sex Slave for $12
IAEA Can't Guarantee Iran's Nuclear Program Is Peaceful
Secret Service Sent on Operation on Behalf of Federal Employee
Gunmen Open Fire at Canadian Parliament Building
Illinois Voting Machines Changing Republican Votes to Democrats
Sheriff Joe Arpaio: US Enforcement Officials Now Afraid to Enter Mexico
President Readies Government for Mass Amnesty Executive Order
White House Refuses to Answer Questions on 34 Million IDs for Illegal Aliens
Importing Millions of Unskilled Foriegners Will Take Jobs From Americans
Foreign-Born Population Will Hit 60 Million Within 10 Years
Border Patrol Agents Find 6 Illegals in Fuel Tank Trying to Sneak Into US
Mark Levin: President Will Display "Full Mussolini" After Midterms
Scott Brown in NH: I Want Americans to Have Jobs, Not Illegal Aliens
Bloomberg: Markets Need $200 Billion Each Quarter to Avoid Crash
Peter Thiel: Fed Will Keep Printing Money to Elect Hillary
Screenings Send Four From US Airport to Hospital With Ebola-Like Symptoms
Chicago Medical Center Isolates Two With Ebola-Like Symptoms
Rwanda Screens Americans for Ebola
Cases of Ebola Rise Sharply in Sierra Leone
Andy McCarthy: Ron Klain, Ebola Czar, and the Solar Fraud of Solyndra
NATO Intercepts Russian Jets Flying Over Baltic Sea Twice in Two Days
Sweden Ready to Use Force Against Stalking Russian Submarine
. . .Two New Sightings Off Swedish Coast
Russia Prepares to Militarize Arctic to Get Oil, Gas Reserves
Brazil Braces for Water Shortage
UK Schools Told They Must Teach Children to Brush Their Teeth
North Korea Reportedly Release One American From Ohio
US Government Spends Your Money to Study Mountain Lions on Treadmills
US Government Spends $10,000 to Watch Grass Grow
TLC Reality Show to Document Answered Prayers
Robot Can Perform Brain Surgery Through Patient's Cheek
Robots Will Take Care of the Elderly in the Near Future
Partial Solar Eclipse to Darken US Skies This Week
Democrat Refuses to Show Up for Debate for NC Senate Seat
NC Democrat Campaign Flyers Use Lynching Image
Democrat Campaign Flyers in GA: Vote to Prevent Another Ferguson
Bill O'Reilly Takes on Karl Rove's Horrible Prediction Record
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President Says You Can't Get Ebola on a Bus Day After Bus Is Quarantined
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President Unilaterally Admits 100,000 Haitians Without Congressional Approval
NSA Official Works Part-Time for Company Run by Former NSA Head
Why Are Thousands of Federal Workers Being Paid for Not Working?
Republican Governors Refuse to Fight ObamaCon Scam
Hackers Steal Over 500 Million Financial Records of Americans in the Last Year
New York Bans Gun Ownership for 34,500 Citizens for Being "Mentally Unstable"
Canadian "Soldier of Allah" Shot Dead After Running Over Two Soldiers
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UN to Discuss Water Shutoffs - in Detroit
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Early Voting: Democrat Stuffs Ballot Box in Arizona
Oscar Pistorius Sentenced to 5 Years in Prison for Killing His Girlfriend
Glenn Beck Supports Christian Pastors in Houston
Future Shock: Scientists' Plan for the High-Tech Human
Paralyzed Man Walks Again After Nerve Cell Surgery
Nine Real Technologies That Will Soon Be Inside You
Americans Depressed About the Future
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Americans have the right and advantage of being armed - unlike the citizens of other countries whose governments are afraid to trust the people with arms - James Madison
Steven Crowder: Islamic Extremism in the 21st Century
Op-Ed: America's Rising Police State
Mark Levin: Using the Constitution to Save the Constitution
Jenni White: Arne Duncan Proves US Government Is Behind Common Core
Op-Ed: More States Consider Abandoning Common Core Failure
Daniel Horowitz: Kevin McCarthy, Sell Out
Michelle Malkin: The Laughable Lies of RINO Republicans
Red Skelton's Pledge of Allegiance
Walter E. Williams: White Privilege
Amity Shlaes: Minimum Wage Makes Depressions Worse
Op-Ed: Israel, the Cornerstone of the Western World
Daniel Hannan Explains Why Socialism Does Not Work
Michelle Malkin: Good Riddance to Pro-Common Core Politicians
Red State: Boko Haram, Mike Hammer, Barney the Dinosaur, and Jurassic Park
Free Beacon: Michelle Obama's Bizarre Speach
Andrew Klaven: The Debate Is Over
Fox News: BLM's Seizing of Private Property Goes Beyond Bundy Dispute
Red State: Nothing Clever About Winning With Lies, Special Interest Money
Milton Friedman: The Dangers of an Overgoverned Society
Mark Levin Gives Speech at NRA
Mark Steyn: Decline and Fall of US in 13 Quotes
John Fund: The United States of SWAT
Alan Keyes: At the Bundy Ranch - A Rosa Parks Moment?
ZeroHedge: Liberty Movement Rising
Madison Project: Chamber of Commerce, Chamber of Cowards
Walid Shoebat Interview on BBC
When Her School Didn't Work, She Started a New One
Todd Starnes: Why Is the Air Force Academy Encouraging Atheism?
Op-Ed: The 11 Most Stupid Common Core Problems
Breitbart: Is Article V the Solution?
Jimmy Fallon as Putin Schools Barack Obama
Michelle Malkin: The Common Core Marketing Overlords
Remy & Reason: ObamaCon Remix - Working 1 to 5
Op-Ed: How to Dismantle America
Michelle Malkin: The Hilda Solis Files
Video: Michael Farris Gives His Opinion on Convention of the States
Marc Faber: The Four Pillars of Poverty
Op-Ed: Restructuring the US Economy - Downward
Op-Ed: Degrowth and the Black Market
10 Characteristics of Debt-Free People
Caroline Glick: Iran's Bomb in the Basement
Op-Ed: ObamaCon's Attack on the Work Ethic
Walter E. Williams: Income Inequality
Op-Ed: How to Fight Poverty - and Win
Michelle Malkin: Beware the Left-Wing Funded Main Street Republicans
Michelle Malkin: Common Core and the EduTech Abyss
Op-Ed: The American Education Establishment
Jonah Goldberg: Communism - This Time Is Always Different
Op-Ed: The Obama Administration and the Establishment of Secular Statism
Op-Ed: Eric Holder and the Politics of the Knockout Game
Caroline Glick: Israel, The Death of Pan-Arabism, and Christians
Op-Ed: Why Israel Must Not Give Up Any More Land
Op-Ed: The Perspective of a Peace Agreement From an Israeli Jew
Charlie Daniels: Israel Should Use Cowboy Logic
The 10 Worst Places in the World to Be a Christian
Raymond Ibrahim: How Muslims Treat Christians, Women After They Take Over
Walter E. Williams: The Politics of the Minimum Wage
Andy McCarthy: New Scandal, Same Old Christie
Erick Erickson: Why December 25th?
The True Meaning of Christmas by Linus Van Pelt
Free Beacon: The Secret Masters
Article V Convention Realistic or Longshot?
Zero Hedge: ObamaCon Is Final Nail in the Coffin for the Middle Class
Red State: Collapse of the Leviathan
James Madison: My Body Does Not Belong to the Government
Op-Ed: ObamaCare and America's Journey into the Third World
Op-Ed: The 10 Rules in the Establishment GOP Handbook
Op-Ed: Friedrich Hayek and America's Road to Serfdom
Michelle Malkin: More About Common Core
Brent Bozell: How the Liberal Media and Liberal Repubicans Are Teaming Up
Seattle Seahawks Video: The Making of a Champion
Andy McCarthy: Huma's Unmentionables
Mark Steyn: The Princess and the Muslim Brotherhood
Michelle Malkin: Jeb Bush's Latest Common Core Snit-Fit
Rob Natelson: The Myth of a Runaway Amendments Convention
Jenni White: Lots of Reasons Why Common Core Is Bad for Your Child
Tip Sheet on Common Core Standards
Michelle Malkin: The GOP's Horrific Open Borders Pandering
Erick Erickson: You Can No Longer Be a Christian in the United States
Video: Eric Metaxas Talks About Being a Godly Man
Forbes: ObamaCare Is Really Bad for You If You're Young
24 Things You Must Have an ID to Purchase
Michelle Malkin: The Left's Hypocrisy on Race, Sexual Violence
Todd Starnes: We Are Raising a Nation of Savages
Erick Erickson: God Will Demand an Accounting
Forever Changed: The Story of Horrific Tennessee Murders
Op-Ed: Meet Felix Rodriguez, Cuba's Real Freedom Fighter
Red State: The Beginning of a Police State
Op-Ed: We Need a Fighting Conservative General
Op-Ed: The GOP State AG's - Unsung Heroes Challenging Obama's Agenda
Op-Ed: The Masterful Delusion of Minimum Wage Laws
Jack Cashill: The Best Mob Story Ever Told
Michelle Malkin: Common Core - Rotten to the Core - and the GOP's Bad Apples
Steven Crowder: You Should Take Your Next Vacation in Detroit
Op-Ed: Chattanooga, TN Newspaper Welcomes President
Erick Erickson: Toss Out Senate RINOs and Elect True Conservatives
Thomas Sowell: Words of Wisdom
Michelle Malkin: Rescuing Citizenship and Civic Virtue
Erick Erickson: Our Lives, Our Fortunes, and Our Sacred Honor
Op-Ed: Conservatives of the American Revolution
Walter E. Williams: Distrusting Government
Video: Interview with the Father of Ted Cruz
Video: Father of Ted Cruz Gives Inspirational Speech
Thomas Sowell: Immigration, Economics vs. Need
National Review: Rubio's Folly
Niall Ferguson: The Regulated States of America
Op-Ed: The President's New World Order
Erick Erickson: Our Collapsing Society and the Mission Fields at Home
Ed Morrissey: Maybe Ike Was Right
Erick Erickson: Overcriminalization and the NSA
Andrew McCarthy: The First Amendment and the US Military
Red State: IRS, NSA, Amnesty, & the Way they All Tie Together
Michelle Malkin: The President's "Social Innovation" Slush Fund
Erick Erickson: No More Games, Marco Rubio
Jim Geraghty: The "Very Serious" Tradition of the IRS
Geert Wilders and the Islamicization of Europe
Reason Slow Jams NSA Surveillance
Steven Crowder: Superman Joins a Union - And It Doesn't End Well
Wayne Allyn Root: Barack Obama, The Ghost of Columbia University, Part 1
Wayne Allyn Root: Barack Obama, The Ghost of Columbia University, Part 2
Jonah Goldberg: Our Enemies Get to Vote on the War on Terror, Too
Michelle Malkin: Who's Tracking Your Children
Erick Erickson: The Victory Lap
Scott Lively: Satan Wins Back the Scouts
Red State: Ted Cruz Takes Center Stage
Red State: Serfdom for Dummies
Steven Crowder Compares Jesus Christ to Muhammed
Red State: The Partisan Union Behind the Partisan IRS
Op-Ed: It Doesn't Seem to Make Sense But Failure Is Good
Michelle Malkin: The Crucifixion of Jason Richwine
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Michelle Malkin: The Left's Sick Fetish for Cop-Killing Radicals
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UK Official: EU Is the New Communism
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Erick Erickson: There Is a God, and He Has a Plan
Jen Kuznicki: Ann Coulter Is An Enemy of Conservatism
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Steven Crowder: The Democrat Sucess That Is Detroit
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Michelle Malkin: America's Dangerous Fast Pass for Saudis
Andrew McCarthy: Turkey's Erdogan, Servant of Sharia
Quin Hillyer: The Rot (and the Rats) at the Justice Dept.
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Op-Ed: Country Club Republicans Team Up with Democrat Ruling Class
Michelle Malkin: Why Do Democrats Hate American Manufacturers?
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Forbes: Walker's Rejection of ObamaCare Medicaid Expansion Is Model for US
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Thomas Sowell: Facts on The Fiscal Cliff
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Brian Sussman: Eco-Tyranny, the President's 2nd Term
Mark Levin & Ed Meese: What Election Means for the Constitution
Larry Elder: How to Sell Free Market Capitalism to Black Voters
Heather McDonald: Why Hispanics Don't Vote GOP - They Want Free Stuff
Erick Erickson: So, You Want to Kick Social Conservatives Out of GOP?
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Robert Zubrin: President's Green Tax Is Declaration of War on the Poor
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Southwest Radio Church Ministries is a faith-based Christian radio ministry. Begun in 1933 by Dr. E. F. Webber at a small, local radio station in Oklahoma City, Oklahoma, Southwest Radio Church is the oldest, longest-running Christian radio ministry in the United States.
After Dr. Webber passed away in 1959, Rev. Hutchings expanded Southwest Radio from a regional ministry to an international Christian organization, heard across the United States and around the world.
Rev. Hutchings has written over 100 books and is an acknowledged expert in end-times Bible prophecy and eschatology. He has also led numerous tours and missions to the Far East, Asia, China, Mongolia, Russia, Europe, Central America, and Cuba, including 50 tours to Israel and the Middle East.
Southwest Radio Ministries publishes its own books as well as offering a variety of books each month by well-known Christian authors. Be a part of this exciting Christian ministry in these last days before the glorious return of our Lord Jesus Christ!
Find out more about Southwest Radio Ministries. . .
Southwest Radio Ministries has been recognized by the Canadian government as a tax-exempt charitable organization as of July 29, 2013, and may be claimed as a tax deductible item for 2013.
All contributions to Southwest Radio Ministries for the year 2014 and thereafter may be claimed by Canadians as a tax deductible item.
Our tax-exempt registration number with the Canadian government is 80511 1739 RR0001.
Phil Robertson is the patriarch of the Robertson family, whose family's show on A&E, Duck Dynasty, is the number one show on all of cable TV with 14 million viewers each week. The Robertson family not only runs a very successful private business, the family is well-known for their conservative Christian principles, ending every show with prayer.
While Mr. Robertson's recent remarks on homosexuality were more graphic than what anyone at Southwest Radio Ministries would have expressed, he was supporting a biblical stand on this issue. God made it very clear in both the Old and New Testaments that homosexuality is a sin, it is immoral, and no one can be a homosexual and also have a personal relationship with the Lord.
We deplore A&E's firing of Mr. Robertson and support the family in any future decisions they may make in regard to continuing their show at A&E. This is one more proof of the Christian cleansing that is going on in the United States, and that you are not allowed to express a biblical worldview without being ostracized and punished for that view.
Whether you lose your bakery, florist, or photography business or you are fired from a TV show for living out and publicly expressing your Christian faith, it is now illegal to be a Christian in the United States of America.


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Food Franchise Opportunities
Food Franchises Sponsored By Juice Zone
The Juice Zone food franchise concept is perfectly in tune with the growing demand for healthy, fresh-made foods. As a turnkey operation, a Juice Zone store is thoroughly invested with the benefits of extensive planning and testing.
Sort By Name or Investment or Filter by:
Marco's Pizza
Join the Pizza franchise started by a real Italian. Fresh, delicious, authentic pizza!
Min. Cash Required:
Jimmy John's
Learn why Jimmy John's gourmet sandwich franchise has been named one of the best franchise opportunities today.
Min. Cash Required:
FreshBerry Frozen Yogurt Cafe
Own your own self-serve natural frozen yogurt store with FreshBerry, and sell the healthy option!
Min. Cash Required:
Opening a ShakeAway milkshake bar couldn't be easier. Our experienced franchise team will guide you every step of...
Min. Cash Required:
Wings Etc.
Start your own restaurant and pub, serving award-winning jumbo wings!
Min. Cash Required:
Hungry Howie's Pizza
See why Hungry Howie's Pizza the home of the Original Flavored Crust has an edge over our competition.
Min. Cash Required:
United Marketing
Generate immediate and long-term cash flow with United Marketing's exceptional vending program!
Min. Cash Required:
Join the #1 frozen yogurt franchise for investors. We're redefining the frozen yogurt category!
Min. Cash Required:
MyCamille's franchising system is a step-by-step method for developing your own restaurant. We'll show you how!
Min. Cash Required:
Samurai Sam's Teriyaki Grill®
Wok the Healthy Path® with Samurai Sam's, serving Japanese favorites at affordable prices!
Min. Cash Required:
Be part of a winning team with the #1 franchise!
Min. Cash Required:
Maui Wowi Hawaiian
Break free from the corporate lifestyle with one of Maui Wowi's affordable and scalable business models.
Min. Cash Required:
Saxbys Coffee
Join the industry experts in coffee café franchising and bring Saxbys to your neighborhood!
Min. Cash Required:
Rich history, respected brand, rewarding future - all the ingredients you need for a successful sub franchise!
Min. Cash Required:
Doc Popcorn
Doc Popcorn is the largest franchised retailer of fresh-popped popcorn on the planet, ranked on Entrepreneur's Top...
Min. Cash Required:
Nestlé® Toll House® Café by Chip
Nestlé® Toll House® Café has built on the world's most powerful food name, Nestle®, to become North America's Very...
Min. Cash Required:
The Spice & Tea Exchange®
The Spice & Tea Exchange® is the fastest growing retail franchise of gourmet spices, blends, teas and gifts in...
Min. Cash Required:
Rock 'n' Joe
Aim for the "aroma" of success serving up premium coffee with good ol' rock 'n' roll in this coffeehouse!
Min. Cash Required:
Planet Smoothie
Business ownership is "smooth" when you own a piece of the planet. Get yours!
Min. Cash Required:
Ben & Jerry's Franchising, Inc.
Love what you do and do what you love every day with your Ben & Jerry's scoop shop!
Min. Cash Required:
America's Taco Shop®
You won't find our recipes in a cook book! Customers adore our authentic Mexican menu.
Min. Cash Required:
Edible Arrangements®
Join the #1 name in fresh fruit arrangements, gifts, and treats.
Min. Cash Required:
Vocelli Pizza
Not just another pizza chain; Vocelli Pizza is part of the community. Open one in your community!
Min. Cash Required:
Great Steak™
The cheesesteak - an American original that's become a tradition. Bring it to your neighborhood!
Min. Cash Required:
Hwy 55 Burgers Shakes & Fries
Cook up a good time with Hwy 55 and bring the great American classics to your restaurant customers!
Min. Cash Required:
Cold Stone Creamery®
Bring The Ultimate Ice Cream Experience to your neighborhood with Cold Stone Creamery!
Min. Cash Required:
Buy 1, Get 1 FREE! Do not miss this opportunity to get 2 franchise fees for the price of 1!
Min. Cash Required:
FitZone for Women®
FitZone for Women is one of the fastest growing health club franchises in the U.S. today. Exclusively for women!
Min. Cash Required:
Sweet Times Cupcakes
You can't buy happiness but you can buy cupcakes - and that's kind of the same thing!
Min. Cash Required:
NrGize Lifestyle Cafe™
The NrGize Lifestyle Cafe meets the huge demand for healthy food choices. Be a part of it!
Min. Cash Required:
Smoothie Factory
Smoothie Factory, a fresh concept in franchising, is growing worldwide! Master franchise opportunities now.
Min. Cash Required:
Change direction with U-Turn, the finest bulk candy machine on the market. We have earned our nickname "The...
Min. Cash Required:
Jimmy's Seaside Fries
Jimmy's Seaside Fries is a year round snacking powerhouse. Start your own low labor kiosk model!
Min. Cash Required:
Drifter's Hamburgers
Ignite your passion with the "Best Burger" franchise opportunity from Drifter's Hamburgers and deliver a...
Min. Cash Required:
Healthier 4U Vending
Join the healthy wing of the vending industry with the leader. Our gold standard training will have you up and...
Min. Cash Required:
bb.q (Best of the Best Quality)
The sky is no longer falling, Chicken Little! Choose from 3 fantastic fried chicken franchise options.
Min. Cash Required:
FRESH - Healthy Café
Enjoy a juicy return on investment with this FRESH and healthy fast casual food franchise. Your success is our...
Min. Cash Required:
Schwietert's Cones & Candy
Join the candy store with more - more candy, more ice cream - and customers who can't stay away!
Min. Cash Required:
Urban Vendor
Own a healthy vending business, offering snacks and beverages in earth-friendly KarmaBoxes.
Min. Cash Required:
Live your dream of business ownership with TacoTime, the quality leader in Mexican QSR!
Min. Cash Required:
Juice Zone
Juice Zone is expanding throughout the US and around the world. Find out more about this international...
Min. Cash Required:
Zinga! Frozen Yogurt
Join Zinga! – The World's Best Frozen Yogurt with a "Blueprints to Blueberries" model that's fun and...
Min. Cash Required:
Teakwoods Tavern & Grill
Unique, fresh, flavorful and bold - that's Teakwoods, where the chef inspired menu sets us apart.
Min. Cash Required:
Arooga's Grille House & Sports Bar
We were selected as America's Next Top Restaurant Franchise beating over 250 franchises in 36 states. Check out...
Min. Cash Required:
Wayback Burgers
Join one of the hottest fast-casual restaurants, now growing dynamically! Award-winning premium burgers and lots...
Min. Cash Required:
Lyons Wholesale Vending
Routes for sale. For example, 6 new machines placed in 6 busy stores for only $2,500. Will train. Lifetime...
Min. Cash Required:
Noble Roman's Take n Bake Pizza
We'll put our 40+ years of experience behind you with our delicious, affordable take-n-bake pizza franchise!
Min. Cash Required:
Cafè Barbera
Learn from the experience and know-how of 5 generations of the Barbera family, the coffee masters!
Min. Cash Required:
California Tortilla
California Tortilla has redefined the fast-casual Mexican food segment. This is the franchise recipe you've been...
Min. Cash Required:
Red's Savoy Pizza
Why Red's Savoy Pizza is a great franchise opportunity? Red's Savoy Pizza is poised for the future and is now...
Min. Cash Required:
Frozen Yogurt Store Developers
FYSD is your turnkey entry into the highly profitable, self-serve frozen yogurt industry. We help entrepreneurs...
Min. Cash Required:
Become your own boss with Yo-Good's delicious frozen yogurt and smoothie franchise opportunity! Easy to operate,...
Min. Cash Required:
A hot new grill concept brought to you by Fresh & Healthy Brands - nutritious, healthy, delicious!
Min. Cash Required:
Pure Health
Offer a flavorful, healthy alternative to fast food with Pure Health, now expanding around the globe!
Min. Cash Required:
Jimboy's Tacos
Jimboy's Tacos - we've been making it real for 60 years. Be part of our franchise expansion across the nation!
Min. Cash Required:
Tropical Smoothie Café
Do you have the drive? The passion? It's time to enjoy the Tropical Smoothie experience!
Min. Cash Required:
Classic Rock Coffee Company
Start your own cool, classic rock coffee shop with Classic Rock Coffee, a rockin' franchise opportunity!
Min. Cash Required:
Cheeburger Cheeburger
Searching for your next career challenge? We have what you're looking for, and we make it easy!
Min. Cash Required:
Boneheads Grilled Fish & Piri Piri Chicken
Hook a reel franchise with this revolutionary fast-casual food concept! World-class support, training and systems.
Min. Cash Required:
P.D.H. - Publik Draft House
P.D.H. is a terrific groundfloor opportunity in the gastropub industry - fine dining combined with amazing...
Min. Cash Required:
Smallcakes, A Cupcakery
Be the first to bring the delicious Smallcakes cupcakery to your neighborhood, and watch your customers...
Min. Cash Required:
Bruster's® Real Ice Cream
At Bruster's, the passion for extraordinary ice cream and stellar customer service runs deep. Be part of it!
Min. Cash Required:
Teddy's Bigger Burgers
Start your own high-energy burger joint with a modern twist.
Min. Cash Required:
Pudgie's Naked Chicken Co.
Become part of a huge franchise success story with Pudgie's Naked Chicken Co.
Min. Cash Required:
Smoothie Fresh Café
Put your customers in a Fresh state of mind with our fresh, organic, healthy and delicious foods. Your own the...
Min. Cash Required:
Persona Neapolitan Pizzeria
Serving award-winning, authentic Neapolitan (thin crust) pizzas, crisp salads and rich gelato!
Min. Cash Required:
Johnny Rockets
Bring classic, timeless, feel-good Americana to your city, state or country with Johnny Rockets!
Min. Cash Required:
Freakin' Unbelievable Burgers
Are you ready to do something Freakin' Unbelievable? Start here. Our burgers are Freakin' Unbelievable!
Min. Cash Required:
Beef 'O' Brady's® Family Sports Pub
Own a Beef 'O' Brady's Family Sports Pub. It's more than a business. It's a way of life!
Min. Cash Required:
The Original Soupman
There are many souper reasons for owing a Soupman! Learn more here.
Min. Cash Required:
Wit or Witout?
Bring Philly's best cheesesteak to your customers with our great food and our great Philly attitude!
Min. Cash Required:
Great Wraps
Hot wraps, smoothies & cheesesteaks. Healthy, but delicious; a franchise opportunity that's right for the...
Min. Cash Required:
Ritter's Frozen Custard
Not all ice cream is created equal! One bite and you'll agree. Ritter's is simply the best. Join us!
Min. Cash Required:
la prep daily fresh
Bring our promise to your neighborhood - a fresh fare experience everyday! Delicious, nutritious restaurant...
Min. Cash Required:
Farmer Boys®
Farm-to-table-to-delicious with Farmer Boys, serving farm-fresh food for over 30 years!
Min. Cash Required:
Juice It Up!
Good health is good business! Take the first step today towards a fruitful future!
Min. Cash Required:
We are your one stop option to start and grow your vending business!
Min. Cash Required:
The Lost Cajun
Get started on passing a good time with your own Lost Cajun restaurant. It's the real deal, a genuine Louisiana...
Min. Cash Required:
Tikiz Shaved Ice & Ice Cream
Low investment, low overhead & high profits in a FUN and flexible, mobile childhood memory-making machine.
Min. Cash Required:
Roy Rogers Franchise Company, LLC
Saddle up with Roy Rogers. The reward is as wide as Texas and as deep as the Grand Canyon!
Min. Cash Required:
Sam & Louie's
More than a pizza franchise! Check out Sam & Louie's terrific menu and join our great franchise expansion.
Min. Cash Required:
Simple Simon's Pizza®
Simple Simon's Pizza is simply the best place to be - for customers and franchise owners! Find out why.
Min. Cash Required:
Little Caesars
Partner with the fastest growing carry-out pizza chain. Little Caesars' proven system WORKS!
Min. Cash Required:
Are you ready to trade in your desk job to make people smile and mouths water? Start here!
Min. Cash Required:
Kiwi Burst Frozen Yogurt
Now could be the time for you to taste some sweet success as a Kiwi Burst franchisee!
Min. Cash Required:
The Brass Tap - Crafted Beer and Wine Bar
The Brass Tap has the vital ingredients for success in the fast growing craft beer market!
Min. Cash Required:
'Ohana Bros.
Good things come to those who wait. Your customers are waiting for these killer munchies, made with Aloha!
Min. Cash Required:
Sweet Pea Homemade Ice Cream
Premium homemade ice cream that the community will crave, in an Eco-Friendly environment that the community will...
Min. Cash Required:
SanSai® Fresh Grill & Sushi Kitchen
Bring "the nature of freshness" to your neighborhood with the best tasting concept in Asian fusion...
Min. Cash Required:
All The Perks Espresso Cafe
Choose from several investment options to open your own coffee shop with All The Perks. There's one to suit you!
Min. Cash Required:
Trends and Facts About Food Franchises
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Investments for a food franchise can range from the thousands of dollars (for vending machines or other small ventures) to the hundreds of thousands of dollars and beyond (for full service restaurants).
When most people think of food franchising they think of McDonald's largely because of the consistency and uniformity – two of the main features of franchise systems. Though food franchising is most often associated with fast food, the industry also includes barbeque, coffee, pizza, ice cream, candy, smoothies, pretzels and more.
Five fast facts about the food franchise industry:
- Food related franchises make up more than one-third of the total number franchise establishments in the U.S. and account for over half of the total number of franchise employees.
- The National Restaurant Association forecasts that sales in U.S. restaurants and bars should reach over $460 billion for 2013.
- Baby boomers are a main focus of food franchises, along with millennials. On average, boomers visited restaurants 220 times last year on average surpassing all other age groups.
- Food franchises don't only need to be concerned about competition from each other. Convenience stores have been steadily increasing their food service footprint as well.
- Subway is the largest food franchise in world (not counting convenience stores) in terms of units with 40,345 (as of September 30, 2013).