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Our Mission
Abaris Financial Group strives to enhance the financial peace of mind for individuals and families by providing comprehensive, fee-only financial planning and investment management services with professionalism, compassion and integrity. We believe that financial planning is a team event - we work in concert with our clients and their other advisors to achieve short- and long-term goals.
Our Process
Step 1: Data Gathering This initial stage of the planning process involves reviewing your current financial position and gaining a clear understanding of your goals. Common goals include buying a house, educating your children and saving for retirement. We gather your data through questionnaires, reviewing your financial documents and statements, discussions with your other advisors and our conversations with you.
Step: 2 Data Analysis We will develop your customized financial plan based on our analysis of your assets, liabilities, your existing insurance and estate planning documents, all within the context of your individual goals and plans for the future. With this information we will look for ways to improve your current position. Depending your individual situation, your financial plan may include recommendations for investments, insurance coverage, estate planning, education funding, retirement planning, stock option strategies, and tax planning among other areas. While we may make specific product recommendations, we do not earn any compensation from the sale of these products. We have been and always will be solely compensated by you, our client. We feel that this is critical to maintain our objectivity.
Step 3: Presentation Once we have completed our analysis, we will schedule a meeting to present our recommendations to you. During this meeting, we will review the plan in detail and answer any questions or concerns you have regarding the plan. Often, after discussing our recommended financial planning strategies with you at length, we will need to refine the plan with your feedback. We then follow-up with a personalized action plan.
Step 4: Implementation and Monitoring We support you in the implementation of your plan. This may include referrals to insurance professionals, tax specialists and attorneys or working with your existing advisors. On the investment side, we can consult with you about implementating the plan yourself or we can act as a registered investment advisor and implement the investment portion of the plan for you. Financial planning is a very fluid process. It is important to monitor your plan on a regular basis as your goals and risk tolerance may evolve and both market conditions and tax/estate laws often change. Our recommendation is that you reassess your plan with us at least annually.
Abbey Henderson
President and Owner
"Financial planning should be empowering. I want every client to understand where they are now, where they want to go in the future and how we are going to get them there... that they are in control of achieving their dreams." See LinkedIn Profile
Elaine Bonoma
Vice President
"Financial planning is foward looking. We begin by exploring your goals - your hopes and dreams for the future, what brings meaning to your life. We then explore how to use your financial resources to achieve your goals and dreams." See LinkedIn Profile
Janet Friedman
Financial Advisor
"Because financial planning and investment management are dynamic processes, I help clients understand their resources and how they can be applied - to what matters most to them throughout their lives. This approach incorporates the client's values, goals, lifestyle, major life events and life cycle needs throughout the planning process and across their investment horizons." See LinkedIn Profile
Jack Flynn
Financial Advisor
"My mission as a Certified Financial Planner™ professional is to help individuals and families achieve their financial and life goals and enhance financial peace of mind by delivering personal comprehensive financial planning and investment management." See LinkedIn Profile
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Now that Yahoo has claimed its cash windfall from the Alibaba IPO, Marissa Mayer and company unveil Yahoo's mobile revenue for the first time.
After ousting COO Henrique de Castro in January, the Internet giant is bringing on the venerable newspaper's former chief revenue officer.
Yahoo says no customer data was affected when a "handful" of servers were exploited by what it initially thought was the Shellshock bug. WinZip and Lycos were also reportedly hit by the widespread vulnerability.
As the Internet giant decides what to do with its Alibaba windfall, an investment into the disappearing-message app may be on the horizon.
Under increasing pressure to attract people to its products, Yahoo will reportedly hear pitches for a full branding campaign.
Alternative Investment Management & Research pictures a Yahoo-SoftBank merger, with the latter's CEO running the combined company.
The service will shut down on December 31 -- just one of more than 60 products that the company has discontinued over the past two years.
In an open letter to Yahoo CEO Marissa Mayer, the investment management firm Starboard makes its case for the oft-rumored pair-up.
With Alibaba's IPO making big winners of the Chinese e-commerce giant and Japan-based stakeholder SoftBank, what are the odds that one of them buys Yahoo?
The IPO promises to be one of the biggest events in Yahoo's recent history. But after the expected multibillion-dollar windfall, the company's going to be under intense pressure to improve performance.
The news summarization app makes its way to Apple's tablet, along with a 2-minute weekly news recap hosted by the former ABC news personality.
The Internet giant buys another company, as Alibaba, the Chinese giant in which Yahoo has a large stake, moves closer to its blockbuster IPO.
Get started with Apple Pay
Here are some tips and tricks on how to spend money with your iPhone 6.

subset: commoncrawl


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A Dinar Investment Reality Community
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Welcome to Best Western Hôtel Ile de France! This 3 star Chateau-Thierry hotel has its own restaurant serving breakfast, lunch and dinner where you will find a selection of items to try. If you are in need of rest and relaxation you can find a fitness c..... hotel details
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Welcome to ibis Chateau Thierry! This 3-star Essomes-sur-Marne hotel offers an elevator (lift). Guests can make use of the free Wi-Fi. A fireplace creates a nice ambiance in the lobby, where you can catch up on the local news on TV. There is also a safe...... hotel details
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Wearable health technology is all the rage these days. Silicon Valley just can't get enough little gadgets to track our movements, weight and bodyfat percentage, blood pressure, and other vital statistics.
Granted, some of these gadgets are pretty cool, and maybe even useful. And yet most current wearables like the Jawbone and Fitbit lines of products are little more than glorified pedometers.
Enter Pavlok.
Pavlok is advertised as the first wearable gadget that shocks you if you don't do what you committed to doing.
This latest wearable is the product of energetic, young Maneesh Sethi whose website advertises "cheat codes for life." Sethi is brother of Ramit Sethi, Ramit being the creator of the popular financial advice blog "I Will Teach You To Be Rich."
Maneesh and I had a vigorous debate on Twitter about his product, which ended when Ramit encouraged me to write a longer article. So here goes!
You, dear reader, can be the judge of whether my arguments are convincing or not. I doubt I will convince Maneesh, for as Upton Sinclair wrote, "It is difficult to get a man to understand something, when his salary depends on his not understanding it."
But more important than this particular product, I think the Pavlok is an iconic example of an entire paradigm of personal development that thinks self-aggression is the best way to go about personal change. Read to the end to find out why! Continue Reading this Essay


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Featured News
Ultimate Street Car Conclusion
Enthusiasts flock to Vegas in search of ultimate street title
Last March, the Ultimate Street Car Association set out on an exciting cross-country journey in search of the nation's most well-rounded street performance vehicles. more
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Cord in New Home
Museum Acquisition
The Auburn Cord Duesenberg Automobile Museum has acquired a 1936 Cord 810 Westchester sedan donated by Betty Malks of Capitola, California.This Cord has an extraordinary story. It was known as "Moonshadow" by its former owner, the late... more
John Gunnell - February 24, 2014 03:32 PM - Comments
Honoring Jeep
Annual Bantam Jeep Heritage Festival Plans
The Bantam Jeep Heritage Festival, one of the premier Jeep-only events in the nation, is geared up to welcome Jeep owners to the birthplace of the Jeep in Butler, Pennsylvania, June 13-15, 2014."We're adding even more things to see and do because we want... more
Larry Jewett - February 24, 2014 12:22 PM - Comments
Pinehurst Judges
Experienced Team for 2014
Paul Ianuario will return as chief judge of the Pinehurst Concours d'Elegance, and a world-class team of judges – virtually intact from last year's inaugural vintage auto showcase – will accompany him to Pinehurst Resort in early... more
Larry Jewett - February 24, 2014 09:09 AM - Comments
Building them big in Texas
Arlington plant reaches 60-year milestone
The General Motors Arlington Assembly Plant has been producing vehicles since 1954, when a four-door black Pontiac Chieftain rolled off the line. Since then, nearly 10 million cars and trucks have been produced.... more
Eric Kaminsky - February 23, 2014 11:00 AM - Comments
Shav Glick Nominees
Honor Awaits
After careful deliberation, the annual Justice Brothers-Shav Glick award nominees have been selected. The award, named for Shav Glick, who passed away in 2007, a well-respected motorsports writer for the Los Angeles Times, and a member of the Motorsports... more
Larry Jewett - February 23, 2014 10:53 AM - Comments
Mustangs at AutoFair
Honoring the Anniversary
The Ford Mustang – one of the world's most successful and beloved automobile models – turns 50 this spring. To commemorate the occasion, the Charlotte Motor Speedway AutoFair hosted by OldRide.com will offer a special exhibit highlighting... more
Larry Jewett - February 22, 2014 11:00 AM - Comments
HPE700 Twin Turbo
Official Unveiling Held
In association with AutoNation, Hennessey Performance (HPE) displayed the company's most powerful Corvette Stingray built to date—the 2014 HPE700 Twin Turbo—at the Boca Raton Concours in south Florida. The HPE700 Twin Turbo was unveiled... more
John Gunnell - February 22, 2014 08:00 AM - Comments
Cross Country Drive
Mustangs Across America Filling Up
As registration for the Mustangs Across America 50th Anniversary Drive is nearing 450 cars driven by enthusiasts from 14 countries and over half of the states, it's being announced that pre-registration will be limited to only 500 cars for the epic cross-country... more
Larry Jewett - February 21, 2014 10:48 AM - Comments
Muscle at Milwaukee
Class Chair Named
Colin Comer of Colin's Classic Automobiles in Milwaukee, Wisconsin, will serve as the class chairman for the Muscle Car and GTO classes at the Milwaukee Masterpiece of Style & Speed. Comer organized a muscle car class in the early years of the event... more
John Gunnell - February 21, 2014 09:14 AM - Comments


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Last updated on 10/25/14 UTC
Merriam Overview
Coldwell Banker Helps You Learn More About Merriam, Kansas Real Estate
Merriam, Kansas is located in Johnson. Nearby cities and towns include Fairway, Lake Quivira, Mission, Prairie Village and Roeland Park. Merriam is a suburban community with a population of 11,106. The median household income in Merriam is $53,174. 54% of residents are married and families with children reside in 23% of Merriam households. Half the population of Merriam commutes 18 minutes or more to work, with 78% of residents holding white collar jobs and 22% residents holding blue collar jobs.
The median age of homes in Merriam, KS is 34 years, with 61% of those homes owned, 31% rented and 6% not occupied. In the previous year, 0 Merriam properties were sold. The median sale price of a home in Merriam in the previous year was $136,830. Find a Coldwell Banker real estate agent in Merriam, Kansas today.
Homes for Sale around Merriam
5427 OUTLOOK St
Mission, KS 66202
2 Beds, 1 Baths
5500 Crest Dr
Kansas City, KS 66106
3 Beds, 1 Baths
5545 Nieman Rd
Shawnee, KS 66203
4 Beds, 2 Baths
5544 FLINT St
Shawnee, KS 66203
3 Beds, 1 Baths
6617 Long Ave
Shawnee, KS 66216
4 Beds, 2 Baths
12006 W 56th St
Shawnee, KS 66216
3 Beds, 2 Baths
6120 W 76TH Tr
Prairie Village, KS 66208
4 Beds, 2 Baths
48th Knox St
Merriam, KS 66203
0 Beds
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Kansas Demographics Data
Merriam Demographics Data
Kansas Real Estate Statistics
Merriam Real Estate Statistics
Merriam Real Estate Offices
Real Estate Careers Near Merriam
Real Estate Agent,
Coldwell Banker Reilly & Sons |
Leavenworth, KS
Coldwell Banker Reilly & Sons, located in Leavenworth, KS Positions for Individuals that like to work with people. Being able to establish rapport is a must. Self-Motivation and Dedication are traits that make a gr...
Career Opportunity in Real Estate!,
Coldwell Banker All American Realty |
Raymore, MO
Coldwell Banker All American Realty, located in Raymore, MO Real Estate Sales Associate. As a full-time Sales Associate, you'll join a network of experienced real estate professionals from more than 3,300 offices worl...
Merriam Real Estate Agents


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Don't leave your family with a legacy of trouble: make a will
Next month Will Aid offers you the chance to leave your affairs in order, without breaking the bank. Chiara Cavaglieri reports
Sunday 07 October 2012
Making a will may be lurking somewhere near the bottom of your financial to-do-list right now but going without one is a risky game. With significantly cheaper will-writing services up for grabs next month, it's the perfect time to tick it off.
Dying intestate – without a will – means that you have no say in what happens to your assets, including whether or not your hard-earned cash is absorbed into the Treasury's coffers. If you want to provide for your loved ones, writing a will is a must and failing to do so could mean your only legacy is a huge financial mess.
Most people without a will have just not got round to it yet, but if the cost has been putting you off, now is the time to grab a heavily discounted service via Will Aid (willaid.org.uk). Not only will your family thank you, but so will the UK's best loved charities.
Every November, participating solicitors waive their fee for writing a basic will. Instead, they invite their clients to make a donation to Will Aid which then distributes the funds among a panel of nine leading charities, including Age UK, the NSPCC and ActionAid.
In fact, it's nothing less than a win-win for consumers as suggested donations start from just £40 for an amendment to an existing will (known as a codicil), £90 for a basic will and £135 for a pair of basic "mirror" wills for couples.
Keep it in the family
"It is a mistake to assume that if you die without a proper will, your loved ones will be automatically provided for. On the contrary, they may face months or even years of stress and expense while they try to sort out your affairs," says Shirley Marsland, the campaign manager for Will Aid.
Unmarried couples have to be particularly careful because they have no rights to inherit without a will and any children will inherit everything at age 18, potentially leaving your partner with nothing.
Even married couples only automatically inherit up to the first £250,000 of a spouse's assets if they have children, or £450,000 if they have none. Even worse, if both you and your partner die together, it could be down to the courts to decide who looks after your children if you fail to make provision for their guardianship in a will.
Ultimately, a will gives you the chance to make decisions as to how your money is spent whether it's for funeral arrangements, charitable donations or setting up trusts for your children.
It's also an important tool in managing any inheritance tax (IHT) liability. This 40 per cent charge will affect all those with total assets worth more than £325,000. Married couples and civil partners are allowed to pass on unlimited amounts of money or property to each other tax-free and any unused allowance can be transferred to the surviving partner which, in the current tax year, means they could leave up to £650,000 jointly without having to foot a tax bill.
"As with most personal finance topics, your situation will differ from that of your friends and relatives, so make sure you make the right decision for you, there is no one size fits all when it comes to wills," says Karen Barrett, the chief executive of professional advice website unbiased.co.uk.
Where there's a will there's a cost
Will Aid isn't alone in its drive to get Britain's affairs in order. Similar schemes include Free Wills Month (freewillsmonth.org.uk) which runs every March and October for the over-55s, but this is limited to particular towns and cities in England and Wales.
Otherwise you may also be able to save money using online services from the likes of Which? (whichwills.com) costing from £89, although if you have complicated affairs such as overseas property these may not be suitable.
Elsewhere, there are various options and prices when it comes to making your will, whether it's going to your bank or building society, using do-it-yourself will-writing kits for under £50, or paying out for specialist will writers and solicitors, which can cost as much as £600 for complicated legacies.
But don't be swayed purely on price, and be on your guard for cowboy will-writers operating without insurance or training – they aren't yet regulated. In comparison, solicitors are obliged to take out insurance and are regulated by the Solicitors Regulation Authority.
Be particularly vigilant if any firms, banks or solicitors appoint themselves as sole or joint executor as this means they will be responsible for administering the estate when you die. The Independent on Sunday revealed in 2009 that some banks and other firms were offering cheap or even free will-writing services, but appointing themselves as executors and charging bereaved relatives excessive fees of up to 4.5 per cent (£22,500 on a £500,000 estate).
In reality, many people nominate friends or family who can pay for further professional assistance when, and if, necessary.
If you use a solicitor ensure he or she is a member of a professional body such as Society of Trust and Estate Practitioners (Step) or the Law Society.
If you use a will-writer, they should belong to the Institute of Professional Will Writers or the Society of Will Writers and have indemnity insurance.
Milestones such as getting married, buying a new home and having children or grandchildren are the perfect opportunity to review and amend your will.
Don't impose onerous conditions on gifts; it's one thing to leave part of your estate to a loved one for when they finish university, say, but if you insist that they must get divorced, or change their religion to be eligible, it can be challenged by the potential beneficiary.
If you want to change your will, you can amend it by either adding a supplement to the original, known as a codicil, which must be witnessed, or by drawing up a new one and destroying the original. If you change a will, the new one should start with a clause stating that it "revokes all previous wills".
Don't undo all your hard work by failing to get the details right. Your will must be signed and witnessed or it will be invalid and you must have two witnesses (one in Scotland) who should be in the same room when the will is signed and must have nothing to benefit from the will, otherwise, again, you will invalidate the will.
After you have made a will you can look after it yourself or ask the solicitor to store it for you (most will do this for free) but remember to tell your executors where it is.
Independent Partners; request a free guide on NISAs from Hargreaves Lansdown
Britain First criticised for using actress's memory to draw attention to their 'hate-filled home page'
Emergency call 'started off dumb, but got pretty serious'
Money blogs
Mark Dampier: Woodford's young companies could be the stars of the future
You'll need £220,000 for a minimum wage in your retirement
Questions of Cash: Something rotten in the cellar causes trouble up above
Weekly Money: round-up of the personal finance stories you may have missed 20-24 October
Bank-beating exchange rates on your international payments
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Of course, teenage girls need role models – but not like beauty vlogger Zoella
Cameron is warned 'no possibility' of UK reducing immigration and that bid to bring in quota on migrant workers would be illegal
Support for EU membership 'at highest level since 1991' with most Brits wanting to stay 'in'
Thousands with degenerative conditions classified as 'fit to work in future' – despite no possibility of improvement
Residents should throw a street party and mix with immigrant neighbours, councils told
Attacks on 'Ukip Calypso' show how skewed people's priorities are
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Lines ruled at New York Fashion Week as highlighter stripes took centre stage. Emma McCarthy gets next season's look now.
Enter the latest Independent competitions
Win anything from gadgets to five-star holidays on our competitions and offers page.
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Pebworth, Worcestershire, CV37
Old Buckenham, Norfolk
Marylebone, W1W
Fulham, SW6
Cookham, Maidenhead, SL6
Cranbrook, Kent, TN17
Belgravia, SW1W
Reading, Berkshire, RG7
Diss, Norfolk IP21
Crouch End, N8
Covent Garden, WC2H
Witney, Oxfordshire, OX29
West Hampstead, NW2
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St John's Wood, NW8
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Little Crakehall, Bedale, DL8
Bakers Arms Hill, Arundel, BN18
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Coates Castle, West Sussex, RH20
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Alltmawr, Powys LD2
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Wellow, Yarmouth, PO41
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Rotherhithe, SE16
North Finchley N12
Manningtree, Essex, CO11
Wood Street, London, EC2Y
Chester Le Street, Durham, DH2
Plymouth, Devon PL1
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East Molesey, KT8
Huddersfield, West Yorkshire, HD5
Huntingdon, Cambridgeshire, PE28
Stroud, Gloucestershire GL6
Pebworth, Worcestershire, CV37
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Crouch End, N8
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A three-bedroom flat with a spacious rootop terrace and balcony, accessed from a private gated courtyard
Witney, Oxfordshire, OX29
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A two-bedroom flat in a beautiful old vicarage, with many original features, close to the city centre
Ipswich, Suffolk, IP7
A three-bedroom 16th-century home with an aga kitchen, private gardens and heated outdoor pool, in Hadleigh
South Kensington, SW7
A three-bedrom home in sought-after Queen's Gate Mews, with Italian marble-finished bathrooms
Rye, East Sussex, TN31
Surrounded by glorious countryside in the village of Udimore, sits this impressive four-kiln oast and barn conversion
Littlebeck, Kettlewell, BD23
A five-bedroom house in the picturesque village of Kettlewell, north Yorkshire
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Southwark, SE1
Feel on top of the world at this über chic penthouse on the 37th floor of one of Europe's tallest blocks.
Torquay, Devon, TQ1
A Grade II-listed Victorian villa with six bedrooms and two further cottages, all with spectacular sea views
Clapham Common, SW4
A grade II-listed, Georgian cottage with mature 50ft garden, perfect for summer entertaining
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A magnificent Georgian pile with turrets, seven bedrooms, a heated pool and four acres of gardens
Lisvane, Cardiff, CF14
Fairoak Farm has five bedroom suites, gym, outdoor swimming pool and golf course
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Chic two-bedroom river-fronted flat with a private lift that delivers you directly to your home
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A spectacular seven-bedroom Tudor pile, once owned by Henry VIII, with 18 acres of land
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A split-level flat in a church conversion with two en suite bedrooms and 1,200sq ft of living space
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A three-bedroom bungalow situated behind an impressive stone wall, £645,000
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Windsor Castle overlooks this three-bedroom Victorian cottage located on one of Windsor's smartest roads
Alltmawr, Powys LD2
Chapel House is a former vicarage with nine bedrooms in the beautiful Upper Wye Valley
Kettlewell, North Yorkshire, BD23
A five-bedroom B&B and separate owner's accomodation with potential for conversion
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Enjoy summer by the Thames in this two double-bedroom converted warehouse in Rotherhithe village
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A seven-bedroom Grade II-listed property with a separate self-contained apartment
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A five-bedroom Victorian house with three reception rooms and galleried landing, £695,000
Stroud, Gloucestershire GL6
A six-bedroom farmhouse with five acres of land in a former cloth-making village


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A confession of faith
Four biblical themes to ponder
How to respond to tragedy?
Leadership as a spiritual practice
Matthew 22:15-22
Philippians 4:1-9; Matthew 22:1-14
A Pauline case for same-sex marriage
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A low carbon workspace with a community feel
Halton Mill is an environmentally friendly and ethical business hub near Lancaster, based in a beautiful location on the banks of the River Lune. We offer a vibrant and inspiring environment in which small businesses, social enterprises, community based organisations, artists, craftspeople and freelancers can flourish.
Find out about available units, shared office, studio, rehearsal and workshop space
Newsflash: special offer – try out our hotdesking (desk in a shared office) for only £1! - phone 07582 789406 to book
LuneLab Makerspace opening 18 October
To visit contact us on 07582789406 or email firstname.lastname@example.com
Halton Mill is owned by Lancaster Cohousing, a pioneering eco community which has recently opened next to the Mill. Green Elephant, a not for profit co-operative, manages the Mill. As well as providing affordable managed workspace in offices, workshops and studios, we support our tenants by providing business support and advice, networking opportunities and by promoting their work. Tenants automatically become members of the co-operative and so have the opportunity to influence the running of Halton Mill.
Halton Mill is in the village of Halton, three miles north of Lancaster. There is a well-lit cycle path from Lancaster and regular buses from Lancaster city centre which stop in the village, about ten minute's walk from Halton Mill. Exit 34 of the M6 is about a mile away. Click here for Google map


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[Kaoru Maeda @ Luchawiki.com]
Kaoru Maeda
February 9, 1969
Sasebo, Nagasaki, Japan
5'5" 150 lbs
August 8, 1986
Kaoru Maeda
Infernal KAORU
The vacant WWF world tag team championships are up for grabs as The Wild Samoans battle Tony Garea & Rene Goulet.
Lanny Poffo's thoughts on Macho Man's upcoming DVD
Fozzy tour dates announced
Stephanie McMahon selected as a 2015 Eisenhower USA Fellow
The Kayfabulous Lucha Bros Wrestling Show – Episode 17
This week's ClickWrestle Match of the Week is Cheerleader Melissa vs. MsChif match from November 6, 2005. This is an indy women's wrestling fan's dream match. Here we have the first...
Wild Samoans wrestle for the vacant tag titles
Copyright © 2014 Black Pants, Inc.


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EOS Bodies / Re: Canon 1DX VS 5D MKIII Cameras« on: August 30, 2012, 07:28:37 AM »
To me, if you have to ask, you've never shot with a 1 series Canon camera. I have both and both fill a need. The 5DM3's silent continuous shooting mode alone makes it a more appropriate camera for some subjects and events while the 1D X is a vastly superior camera in just about every other way. One thing that people overlook about the 1D X is the accessory difference. Both the WIFI and GPS accessories take power from the camera so no bag full of AA batteries. I have a GP-E2 GPS for the 5DM3 and it works great for GPS coordinates (not so great for direction...) but it requires AA batteries and it sits in the hotshoe. Yes you can use it with a USB connection but it's in the way. The 1D X accessories are smaller and attach to the left side of the camera. A plus for me besides the obvious camera build quality, built in vertical grip, weather sealing, better AF, higher frame rates, etc... of the 1D X. It was tough to make the decision to sell the 1DM4 to partially finance the 1D X but, in the end, I'm glad I did.


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This was one of my dad's favorite recipes. Mom would triple and quadruple this because he ate more than his share of the meatballs if they were having company.
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1 to 10 of 480 results · Last 24 hr: 0
This is a complete chronological list of everything indexed by Blue Jays Aggregator.
See the main page for a filtered list or learn More
Details By Gideon Turk
Published: Oct 27, 2014, 8:45 am EDT
The Major League Baseball Rule V draft occurs on the last day of the Winter Meetings every December, and its purpose is to make sure teams don't stockpile prospects. It allows those players who aren't on a 40-man roster(and have played enough years in the minor leagues), but are talented enough to...
Added: 3 days ago via bluejaysplus.com
3 days ago
Details By Austin Gooder
Published: Oct 22, 2014, 8:45 am EDT
Adam Lind is a fantastic hitter. Wait. Let me rephrase this. Adam Lind is a fantastic hitter against right-handed pitching. His career 128 wRC+ against RHP is quite good, and his 2014 wRC+ of 164 would have been a league best (if he qualified). For comparison, in Jose Bautista's world-beating...
Added: 8 days ago via bluejaysplus.com
8 days ago
Details By Chris Sherwin
Published: Oct 20, 2014, 11:38 pm EDT
Chris is joined by Greg this week to discuss the upcoming off-season as well as to make their World Series picks, and then Chris interviews Doug Thorburn of Baseball Prospectus to talk about the mechanics of Daniel Norris, Aaron Sanchez, and Drew Hutchison. Podcast: Play in new window | Download Itunes Link Music...
Added: 10 days ago via bluejaysplus.com
10 days ago
Details By Isaac Boloten
Published: Oct 17, 2014, 12:00 pm EDT
Welcome to part two of the 2014 Blue Jays season report card. In part one, I examined the starting rotation. Now it's time to take a look at the less heralded, but equally important piece of the pitching staff: the bullpen. For those who haven't yet read part one, here are the criteria for the...
Added: 13 days ago via bluejaysplus.com
13 days ago
Details By Austin Gooder
Published: Oct 16, 2014, 8:45 am EDT
The 2015 Toronto Blue Jays are going to have to make some tough decisions. Outside of approaching a deal with Melky Cabrera, pondering Casey Janssen's future with the team, or scouring the Free Agent market in search of an everyday second baseman, the Blue Jays' front office will have space...
Added: 14 days ago via bluejaysplus.com
14 days ago
Details By Chris Sherwin
Published: Oct 14, 2014, 8:48 am EDT
Chris Sherwin of BlueJaysPlus talks with Chris Mellen, one of the two new directors of the Baseball Prospectus Prospect team about various Blue Jays prospects. Podcast: Play in new window | Download Itunes Link Music via The Isotopes The post BJP Podcast Episode 69: Prospects with Chris Mellen appeared first on Blue Jays Plus.
Added: 16 days ago via bluejaysplus.com
16 days ago
Details By Greg Wisniewski
Published: Oct 14, 2014, 8:00 am EDT
So, last week, I wrote about an idea I had to maximize the usage of Aaron Sanchez in the 2015 season. It was I think, an interesting direction to think about taking him. Andrew Stoeten, over at DJF, took the time to deconstruct the idea with a post of his...
Added: 16 days ago via bluejaysplus.com
16 days ago
Details By Austin Gooder
Published: Oct 7, 2014, 8:45 am EDT
In July 2011, with the Blue Jays hovering around 10 games out of a playoff spot, Alex Anthopoulos saw an opportunity to acquire a player he had always coveted in Colby Rasmus. All it would take was the moving around of some spare parts, so AA went out and executed a...
Added: 23 days ago via bluejaysplus.com
23 days ago
Details By Chris Sherwin
Published: Oct 7, 2014, 12:31 am EDT
Chris and Travis discuss SimmonsGate, the Blue Jays dependance on platoons in 2014, and various off-season needs as we head toward November. Subscribe on iTunes! Podcast: Play in new window | Download Music via The Isotopes. The post BJP Podcast Episode 67: SimmonsGate, Platoons, & Needs! appeared first on Blue Jays Plus.
Added: 24 days ago via bluejaysplus.com
24 days ago
Details By Greg Wisniewski
Published: Oct 2, 2014, 2:12 pm EDT
The Blue Jays have no problems in the starting pitching department, at least as things stand to close out the season. In fact, they recently went 26 games, by my count, with the starter taking them into the seventh innning or later. With only three innings for the bullpen to cover, it...
Added: 28 days ago via bluejaysplus.com
28 days ago
The Name Says Plus, But We're Striving for Solid-Average.
Gideon Turk (176), Ewan Ross (50), IsaacB (19), Greg Wisniewski (19), Chris Sherwin (16), more+Marshall Henson (15), Isaac Boloten (15), David Shemie (15), Steve McEwen (12), Joshua (8), Matt Gwin (7), Nick Topolie (6), Joshua Howsam (6), Nick Bell (5), Melissa Verge (4), BJP Team (4), Derek Pritchett (4), Alex Hume (4), Brandon Smith (2), Blog Of Cardy (2), Austin Gooder (2), Brendan Panikkar (2), Jordan Hostick (2), Mark Vendramini (2), Mark Stocco (1), Travis Reitsma (1), Travis Reistma (1), less-
Blue Jays receive 7 GIBBY nominations, including 5 for Jose Bautista+18
Blue Jays Bring Liam Hendriks Back, Trade Santiago Nessy to Kansas City+5
Blue Jays Morning Brew: Joe Maddon hunt is on, free agents, and more+75
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Marrakesh, Morocco
Angle Arset Lamaach & Doctor Linares, Medina, 40000 Marrakesh, Morocco – Show map
Excellent location – rated 9/10! (score from 34 reviews)
Rated by guests after their stay at Riad Marrakech By Hivernage.
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Riad Marrakech By Hivernage's staff speaks: French, Arabic
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WiFi is available in all areas and is free of charge.
Public parking is available at a location nearby (reservation is not needed) and costs EUR 2 per day.
Room Service, Car Rental, Airport Shuttle (surcharge), 24-Hour Front Desk, Tour Desk, Fax/Photocopying
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Kenzi Club Agdal Medina - All InclusiveLatest booking: 5 hours ago
Situated a 2-minute walk from Jamaa El Fna Square and the souks, Riad Atlas features a rooftop terrace with sunbeds, an original fountain and a lounge decorated in a traditional style.
Score from 130 reviews Very good
Located in the medina, a walking distance from the souks, Riad Eden offers a patio with a fountain and a Moroccan living room.
Score from 132 reviews Wonderful
Palais Des Princesses is in the heart of Marrakech's medina (historic quarter), a 2-minute walk from the famous Jamaâ El Fna Square.
Score from 765 reviews Excellent
Les Idrissides Hotel & SPA is in Marrakesh, a 20-minute walk from Jemaa El Fna. It has 2 swimming pools and a Balneotherapy (bath therapy) spa with a sauna and a hammam (public bath).
Score from 1014 reviews Review score
Great location Quiet and peaceful Beautiful decor Spacious rooms Super comfy bed Very helpful front desk staff
Breakfast Slightly surly waitresses Roof could really do with a pool
Wifi was poor,hard to find!!
The hotel is very centrally located, close to the main square, Jemaa al Fna, and the Koutoubia Mosque.
Second time we stayed here. Fantastic location. Better than it appears on the map. Really good value for money. We moved to a suite for small money after a couple of days.
This was our second stay at this hotel.. We're pleased with everything ..the staff are just very welcoming and helpful ..we'll recommend this hotel to everyone visiting Marrakech .
Good location in the heart of medina - very quiet though Spacious rooms - well decorated Very clean Value for money
Breakfast could have some variety
room was excellent great bathroom, air con etc. central location and staff always around. they let us leave our luggage with them after check out.
the staff could be friendlier, and breakfast was always a long wait even though it was just continental breakfast.
nice, clean spacious rooms. centrally located near major attractions and Medina.
breakfast very simple and boring.
The staff were very welcoming and helpful ..the hotel close to the centre there wasn't any disturbing noises in the rooms ..
The bed was two single beds joined together which wasn't comfortable at night.
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The Catholic Church and the Holocaust-Denying Bishop
Latest Blog Posts on the Catholic Church
The Vatican Diaries: A Review
Date: 04/11/2014
Sex. Money. Power. Corruption. Controversy. Scandal. Since the 1980's Catholic News Service reporter John Thavis has been covering all of it and more—not from a post in Las Vegas or the nation's Capitol but from (of all places) the Vatican. Which may explain why Thavis prefaces his New York Times bestseller The Vatican Diaries (Penguin) with this epigram from St. Augustine: "This is the ...
Pope Francis: As Clever a Politician as They Come
Date: 04/04/2014
Much to the disappointment of this Catholic, Pope Francis balked on a golden opportunity to convey to the world just how fundamentally, how vehemently, the vision of the Church differs from that of President Obama when the two met a couple of weeks back. Why? Can it be that Francis is the fellow traveler that the left-wing press has been making him out to be? Resoundingly, Roman Catholic writer ...
Responding to the Complaints about "Noah"
Date: 02/25/2014
As I noted earlier, Variety reported the results of a bogus survey as though it represented legitimate concerns from the faith community about the upcoming film, "Noah," starring Russell Crowe and directed by Darren Aronofsky. It is always disappointing when a small portion of the Christian community perpetuates the worst stereotypes too-often assigned to all believers, coming across as shrill, ...
How Many Friends Do You Have?
Date: 02/24/2014
Be honest with me now: in a group setting, how free do you feel to TRULY be yourself? Eyrie, original oil painting by Steve Henderson. Licensed, open edition print at Great Big Canvas. In the highly controlled, conformist society into which I was born (the United States), how successful -- and normal -- you are depends on certain factors, many of which have to do with participating in group ...
Next for the Gay Rights Movement - Filling the Spiritual Dimension
Date: 02/10/2014
It's taken decades for gay activists to achieve the most basic right that every minority deserves: equality under the law. In principle one might say that the battle has been won, even if some states are dragging their heels and some groups mount fierce resistance. Thirty years ago it took mass protests to push for major funding of AIDS research, and the overturning of antiquated, prejudiced sodo ...
30 Days of Love: faith and social justice
Date: 02/09/2014
Today's 30 Days of Love prompt is to look at the social justice programs of another faith. Initially I thought I'd write about engaged Buddhism again, as many Americans are unfamiliar with it. But when I went to look for social justice images to use in today's post, I found this one, courtesy of U. S. Catholic . It comes from an article I must have been meant to see, as it's a topic I oft ...
"Gimme Shelter", "Alone Yet Not Alone" face stiff industry/media hurdles + A talk with Kathy DiFiore whose real-life work inspired "Gimme Shelter"
Date: 02/02/2014
Here's today's dispatch from the crossroads of faith, media and culture. [youtube]http://www.youtube.com/watch?v=tbgWLZ7tf-4[/youtube] Support Gimme Shelter . Between the Motion Picture Academy's rescinding of its Best Song nomination for the Christian-themed Alone Yet Not Alone and some over-the top-negative reviews in the secular media of the gritty and powerful Gimme Shelter ( now i ...
What Do You Think?
Visit Our Catholic Blog
Journalist David Gibson offers news and commentary in his blog, "Pontifications."
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Beliefnet's Catholic section offers daily prayers, galleries, articles and more.
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Find records of Ruth Osborn
Find birth, death, marriage, military, and other records of Ruth Stowell Osborn at Ancestry.com.Search for records
Biography & Family History Add details
Ruth Stowell Osborn (1687 - 1755) was born in 1687 at Watertown, Middlesex, Massachusetts,. She was born into the Stowell family and married into the Osborn family.
Ruth had no spouses. Ruth died on June 15, 1755 at age 68.
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Welcome Back! Here's our first Hurdy Gurdy of the season. It's packed with all the info we have to date for our great 36th! season. See you at the Club. To view/print the Hurdy Gurdy, click this link:Sep Oct 2014
September/October 2014 Hurdy Gurdy
Mark Erelli Concert Saturday February 1, 2014
Saturday, February 1, 2014 $18 Members, $20 Non-Members(General tickets) Discovered at an impromptu 3 am hotel room jam at a music conference when just 23 years old, Mark Erelli finished up a graduate degree in evolutionary biology shortly after his self-titled debut was released in 1999. He has won several prestigious awards, from the Kerrville New Folk […]
Friday Feb 21, 2014 -All Open Mic Night
Chris Smither SOLD OUT!
Hi Everyone, Our final concert with Chris Smither is completely SOLD OUT! If you have tickets, see you at the show. If not, see you next season, and have a great summer full of music!
May 2014 Hurdy Gurdy posted
SOLD OUT! Sat. May 4, 2013 Concert with Chris Smither
Just announced, the official Chris Smither YouTube Channel: www.youtube.com/ChrisSmither a one-stop shop for Chris performance and interview videos! From his early days as the hot New Orleans transplant in the Boston folk scene, through his wilderness years, to his reemergence in the 1990s as one of America's most distinctive acoustic performers, Chris Smither has always been his […]
Brother Sun Concert Saturday May 3, 2014
Saturday, May 3, 2014 $20 Members, $22 Non-Members(General tickets) National touring artists Joe Jencks, Greg Greenway and Pat Wictor have made their mark as veteran touring singer-songwriters. The trio's harmonies, as much as their lyrics, tell what they are about: warm as a campfire, stirring as a gospel church, rousing as a call to arms. Fusing folk, […]
Sat. April 6 CONCERT & CD RELEASE PARTY-with Michael Troy/Bill Motte (split bill)
Just announced (April 5th 2013) Bill Motte's brand new CD 'Memphis Rain' just arrived and will be available at the show. Bill will be performing his new songs for the first time, including his title track 'Memphis Rain'. Bring your tissues, Bill's thought provoking writing and singing style will touch a chord.
Fri. April 19 Coffeehouse w/ Ashley Jordan, Joe Young opens
In February of 2010 Ashley Jordan released her first CD titled Simple Love and quickly found herself featured on many of New England's most popular Independent music publications. Ashley continues to play her guitar and give powerful vocal performances in 2012 as both a solo performer and with a small band at New England venues, […]
Peter Mulvey Concert Saturday April 5, 2014
Saturday April 5, 2014 $18 Member / $20 Non-Member Peter Mulvey performs original songs as well as songs from a vast, varied, and deep well of classic and obscure covers. Described by the Washington Post as, "sophisticated and intimate…husky, hushed baritone, as cover-worthy as Randy Newman, Elvis Costello and Dar Williams…" Mulvey is especially known […]


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These are select cuts from my 2007 record "The Coldest Kiss" with my now defunct band "The Great Upset".
These are select cuts from my 2007 record "The Coldest Kiss" with my now defunct band "The Great Upset".
Click on Music at the top to listen to the EP, in it's entirety, along with my entire collection now available on soundcloud.com
Also available for streaming online, my first EP with Steele Croswhite.
These songs are old, even for me. All written somewhere between 2004 & 2005 as I tried to process what was happening to people I cared about. Drug abuse, betrayal & and shattered dreams were tearing apart some of my closest friends, further solidifying my own decision to embrace Jesus as the only sense in the madness that was another year of living. I recorded them back then but never really felt like they were finished. So this was my attempt to finally put them to rest.
Oh little piggy. You make my heart explode…
Little Wilder - 2 years ago today you saved your mother's life. Coincidentally it's also the day you were born. Doctors had no idea why your heart would race whenever she pushed - turns out her uterus had never healed from her c-section with Wyatt and had she kept pushing you likely would have both died. So #1 - I owe you one buddy. #2 - I love you and will never leave this family. You don't say much but your little animal sounds, gooey face and the way you run around with your mouth wide open are enough to make me think maybe I'd be ok if you never spoke a word. I could never squeeze you enough to satisfy the love in my heart for you…
Oh boy if you grow up to play drums I would be so thrilled!
Now I wish I was taking a nap…raise your hand if you think you could fall asleep like this.
What's the difference you and your big brother? Probably this…


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Project Morpheus VR headset, revealed during GDC 2014, will feature a 1080p display, according to Anton Mikhailov with Sony research and development. The headset will feature a 90 degree field of view, and it will also allow for a full 360 degrees of head tracking, even if the PlayStation Camera loses sight of the headset.
Mikhailov also discussed the spatial sound that Project Morpheus will employ. The headset will be able to simulate over 60 virtual speakers, and it will support custom headphones for those that want them. In fact, the headset itself will feature a headphone jack, and Mikhailov noted that wireless headphones will be supported as well.
Sony doesn't want players to experience VR all by their lonesome either, and Project Morpheus will be able to display the game world on the television. He said specifically that it will be a traditional view that players have come to expect in games, and not the double-windowed "binocular" view that has become common in recordings of VR games. Furthermore, the ability to display video on the television as well as in the headset will allow for asymmetrical gameplay. As an example, Mikhailov mentioned the possibility of on VR player fighting against friends who controlled monsters on the TV screen.
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Gabriel Knight and starvation wages at Pinkerton Road
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Alex: Sean, you're protecting her from the wrong people.
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Nikita: Nice to meet you. Now, let's try this again.You look thirsty, Soldier. Can I get you some water?


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Ovarian tumor, with teeth and a bone fragment inside, found in a Roman-age skeletontags: archaeology, skeletons, Ancient Rome
A team of researchers led by the UAB has found the first ancient remains of a calcified ovarian teratoma, in the pelvis of the skeleton of a woman from the Roman era. The find confirms the presence in antiquity of this type of tumour - formed by the remains of tissues or organs, which are difficult to locate during the examination of ancient remains. Inside the small round mass, four teeth and a small piece of bone were found.
Teratomas are usually benign and contain remains of organic material, such as hair, teeth, bones and other tissues. There are no references in the literature to ovarian teratomas in ancient remains like those found in this study, led by the researcher Núria Armentano of the Biological Anthropology Unit of the UAB and published in the International Journal of Paleopathology....
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- King Tut had overbite, club foot because his parents were brother and sister
- Prehistoric humans were far smarter than previously assumed
- Priests race to save manuscripts from jihadists in Iraq
- Where Mud Is Archaeological Gold, Russian History Grew on Trees
- Conflict Uncovers a Ukrainian Identity Crisis Over Deep Russian Roots
- Highlights of the recent Oral History Association Meeting
- Rick Perlstein response to Sam Tanenhaus's complaint that he's an aggregator
- Thai historian faces charges for daring to challenge a story about a royal king
- It's Rick Perlstein vs. Judith Stein in a Three Round Fight
- Park Honan, a Biographer of Authors, Is Dead at 86


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Take the weather with me:
Light rain. The rain will come to an end around noon. Cloudy and windy. Temperatures steady near the upper 40s. Winds N at 20 to 25 mph. Hourly Details
Windy with periods of rain. High 48F. Winds N at 20 to 30 mph. Chance of rain 70%. Rainfall near a half an inch.
Showers early, then cloudy overnight. Low 39F. Winds N at 15 to 25 mph. Chance of rain 40%. Higher wind gusts possible.
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After nearly two years of examining the tax policies of every serious potential Presidential candidate — and enduring countless malicious attacks because I continuously failed to include Ron Paul among that group — my analysis can at long last have a singular focus, as we finally have our new President, who just so happens to be our old President.
Whatever your thoughts on last night's results, at least we now have some level of clarity with regards to the future of tax policy, as we can wipe the Romney proposals off the board: the top rate isn't going to 28%, dividends and capital gains will continue to be taxed, and the AMT and estate tax are here to stay.
What we don't know, however, is how a divided Congress, with Republicans continuing to control the House and Democrats the Senate, will approach its ensuing sessions. While President Obama has laid out his own tax proposals, none of them matter if Congressional gridlock rules the day and no new legislation is passed before year-end, because in the particular predicament we find ourselves in, the greatest changes to our tax law will occur if nothing happens, and the Bush tax cuts are permitted to expire.
As a taxpaying public, we'd be foolish to ignore the very strong possibility that a Congressional stalemate is likely, as Republicans have repeatedly refused to endorse an extension of the Bush tax cuts that doesn't include all taxpayers, while the President has ardently maintained that he will not extend the cuts for America's wealthiest. Should the parties fail to reach an agreement, everyone will pay the price with higher tax bills in 2013, meaning year-end tax planning in 2012 takes on a heightened level of importance.
To that end, below are six planning ideas that, in light of the potential law changes, may help you save significant tax dollars:
1. Accelerate year-end bonuses into 2012: There is one axiom on which almost all tax planning opportunities are based: defer income, accelerate deductions. But in the waning months of 2012, high-income taxpayers will want to give strong consideration to taking a contrarian approach and accelerating income into the current year.
The maximum personal tax rate is currently 35%. With the expiration of the Bush tax cuts this rate will rise to 39.6% in 2013. In addition, courtesy of the President's signature Obamacare legislation, taxpayers earning wage income in excess of $200,000 ($250,000 for married filing jointly) will pay an additional 0.9% Medicare tax on wage income in excess of those thresholds.
Crunching the numbers, assuming you already reside in the highest tax bracket, accelerating a year-end bonus from January 2013 into December 2012 could save you up to 5.5% (40.5% – 35%) in federal tax.
2. Exercise non-qualified stock options during 2012: Contrary to popular opinion, the bursting of the technology bubble did not send stock options the way of the dinosaur. Options are still a valuable tool for providing incentive to key employees, and the timing of an employee's exercise of stock options remains of critical importance in light of the pending expiration of the Bush tax cuts.
When an employee exercises non-qualified options, provided the acquired stock is freely transferable and not subject to a substantial risk of forfeiture, the employee recognizes income to the extent of the option's "bargain element," — the amount by which the fair market value of the acquired stock exceeds the exercise price paid by the employee to acquire the stock.
Importantly, this income is reported as additional wage income to the employee, meaning it is taxed at ordinary income rates and is subject to payroll taxes. As a result, the same consideration applies as discussed above for year-end bonuses: exercise in 2012, and the employee is subject to a maximum tax rate of 35%; exercise in 2013, and the income becomes taxed at a potential maximum rate of 39.6%, plus the added 0.9% Medicare tax on wages in excess of the aforementioned thresholds.
3. Purge E&P in an S corporation in order to take advantage of the reduced dividend rate. Currently, qualified dividends are taxed at a preferential 15% tax rate. Should no new legislation be passed before January 1, 2013, dividends will again be taxed at ordinary income rates as high as 39.6%. Tack on the additional 3.8% surtax imposed upon unearned income for taxpayers earning in excess of $200,000 ($250,000 for married filing jointly) that is set to kick in under Obamacare in 2013, and wealthy taxpayers will experience a near-tripling in their dividend rate next year, from 15% to 43.4%.
If you own stock in an S corporation, this poses a unique planning opportunity. I discussed the opportunity in detail here, but in short, if the S corporation possesses earnings and profits (E&P) from previous C corporation years, then when distributed, the E&P will be taxed as a dividend to the shareholder rather than a tax-free return of capital as is normally the case under the rules governing S corporation distributions.
As a result, now may be the time to purposely "purge" this E&P by distributing it prior to year end, so shareholders can pay tax at the reduced 15% rate, rather than inadvertently or intentionally distributing the E&P in a later year when the dividend will be subject to the much higher rates.
This distribution can be made in one of three ways, with the options accommodating all levels of available cash flow:
1. Distribute cash equal to the S corporation's balance of its accumulated adjustments account (AAA) plus the balance of its E&P,
2. Elect under Treasury Regulation Section 1.1368-1(f)(2) to reverse the normal ordering rule and distribute E&P first, and then AAA. This saves on the required cash outlay if the S corporation has a significant positive balance in its AAA, or
3. Elect under Treasury Regulation Section 1.1368-1(f)(3) to make a deemed dividend of the E&P balance. This requires no cash outlay; instead, all or part of the E&P account is deemed distributed to the shareholders, who are then treated as having recontributed the amounts back to the S corporation. This gives shareholders the added benefit of an increased stock basis, which may allow the shareholder to utilize flow-through losses allocated from the corporation.
The best part about this final option is that the election needn't be made until the filing of the return. This gives the taxpayer the advantage of hindsight, just in case Congress later retains the current 15% dividend rate retroactive to January 1, 2013.
4. Sell your business or real estate. If you've been toying with the idea of selling a business or real estate and retiring to the white sand beaches of the Dominican Republic, you may want to get moving on the process. At the moment, the tax rate applied to long-term (held longer than one year) capital gains stands at 15%. If the Bush tax cuts expire, this rate will rise to 20% before considering the aforementioned additional 3.8% Obamacare surtax on taxpayers with unearned income in excess of $250,000. Doing the math, the tax rate applied to gains from 1) the sale of stock in a corporation, 2) a partner's interest in a partnership (generally), 3) the intangible value of a sole proprietorship, or 4) the sale of real estate (other than the portion of gain attributable to prior depreciation) could rise by 8.8% in 2013. (note: whether gain from the sale of stock or a parntership interest will constitute "unearned income" for these purposes depends on whether the shareholder or partner is a passive or active owner.)
Quite obviously, this increase could be prohibitive. Imagine you have long owned 100% of the stock of an S corporation, which now has a value of $1,000,000. Assuming you have no basis in the corporation's stock, a sale would generate $1,000,000 of long-term capital gain. In 2012, this gain would generate a federal income tax bill of $150,000, leaving you with $850,000 of after-tax cash.
Wait until January, however, and the tax rate on this same $1,000,000 gain may well be 23.8%, leaving you with a $238,000 federal tax bill and only $762,000 of after-tax cash, a decrease of $88,000.
Based on the rate at which most companies are growing in today's sluggish economy, neglecting to sell your business during the final months of 2012 could require you to continue to hold the business for several years before you make up the lost after-tax cash in additional value, putting those long-awaited retirement plans on hold.
5. Elect out of the installment method. When a taxpayer sells an asset in exchange for a string of payments, some of which will not be received until after the year in which the sale occurs, the taxpayer may be eligible to report any gain on the installment method. This allows the taxpayer to recognize a portion of the underlying gain as each payment is received.
Taxpayers tend to love the installment method, because it provides that cherished deferral of income that often represents the holy grail of tax planning. But as I mentioned above, 2012 might not be the time to accelerate, rather than defer, income.
The downside of the installment method is that you do not "lock in" to the tax rates in place during the year of sale for use against all future gain recognition. Instead, you are at the mercy of Congress, and if the tax rates rise during subsequent years, any gain recognized during those years is subject to the newly increased rates.
Consequently, if you sell an asset during 2012, you may want to give strong consideration to electing out of the installment method and recognizing the full amount of gain on your 2012 tax return. As mentioned in #4 above, deferring installment sale gain — which is generally taxed as long-term capital gain — would mean paying tax at rates as high as 23.8% in future years, while electing out would give you the ability to pay tax at 15% on all of the gain during 2012.
This obviously becomes a question of the time value of money. Is it worth it to you to defer recognizing a tax liability until you've actually received the related portion of the purchase price, even if it means that deferred gain may well be taxed at an additional 8.8%?
Fortunately, you don't have to make that decision in the next two months, as the election to disregard the installment method is made upon the filing of a tax return, meaning taxpayers have until October 2013 — assuming a timely extension is filed — to take in the fate of the Bush tax cuts before making any decisions.
6. Die. I'm joking, of course, but if you haven't been using a competent estate tax attorney, it's not the worst idea in the world. If you have a sizeable estate, that estate is currently subject to a $5,120,000 lifetime exemption and a 35% tax rate. Should Congress fail to act by year-end, those amounts are set to return to $1,000,000 and 55%, respectively. So if you really want to provide for future generations, you may have to take one for the team before New Year's Day. The family will miss you, but extra cash can heal a lot of pain.
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The September and October issues of Butterworths Family and Child Law Bulletin are available as a free download. Providing a timely monthly summary and analysis of key family law cases in the … Continue Reading
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Advanced Purchasing Analyst in Decatur, Illinois For Sale
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Advanced Purchasing Analyst Posted on:06/21/11 Job Number: xxxx19-xxxx-17-xxxx73 Add to Cart Email to a Friend Location: Decatur, IL Description: Volt Contract Agency Position at Caterpillar Inc. Are you interested in working for Volt on assignment at a leading manufacturer of construction and mining equipment, engines and turbines? Volt Workforce Solutions, a multinational provider of talent to Fortune 100 companies, has an opportunity for you to become part of a prestigious team of professionals. We are seeking a candidate for a Advanced Purchasing Analyst position onsite at Caterpillar's facility located in Decatur, IL Key Responsibilities: * He/she will demonstrate project management skills required to collect, compile, assimilate, communicate, and maintain information on Sites as required to CAT stakeholders. * Leading/Managing/Participation in Transformation projects contributing to efficiency and effectiveness benefits for Caterpillar. As part of the transformation projects, the Onsite SPOCs will liaison with cross-functional teams of Infosys and Caterpillar to achieve project objectives * Act as "Liaison" between Off- shore Team and the CAT Stakeholders * Develop collaborative relationship with buyers to understand the anticipated volume spikes & type of workload expected. * Escalation handling- Prompt analysis of the situation, followed by effective communication (or training) with off- shore to avoid future occurrences. * Monitoring workload: identifying hot requests and escalate them to buyers. * Act as a subject matter expert on Engineering Change (whether to 'rollover quote' or 'not') * Bring process improvement ideas to procurement excellence team. * Collaborate with Segment to improve TAT & help escalate Hot Requests. * Providing support to offshore in emergency situations (High Volume)-notifying off- shore Team Leads. * Visit to all remote sites periodically to interact with the key Caterpillar stakeholders, take feedback on services provided, discuss improvement opportunities and address any issues or concerns. * Establish and maintain Site(s) specific governance structure Requirements: Summary Description : Applications required for Coordinator role within Caterpillar Inc. office to support Global Purchasing at CAT Site facilities (Mossville/Decatur) Qualifications: Bachelors Degree at minimum Skills Necessary : Good communication and interpersonal skills, Knowledge of Procurement, Computer applications like MS Office, Email (Lotus Notes) etc. Experience desired : 2-5 years in Caterpillar Purchasing as Advanced Purchasing Analyst/Buyer Working Hours : 7am-4pm. Volt is proud to be an Equal Opportunity Employer. Type: Contingent/Temporary Duration: 365+ Days Payrate: DOE Contact: Volt Technical Resources 401 Water St., Ste. 101 Peoria, IL xxxx2 Phone: 309/676-xxxx Fax: 309/676-xxxx firstname.lastname@example.com
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So, do you know when you are stressed? What do you do to get rid of exam stress (if you do anything)? Or what do you do to avoid being stressed?
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So, do you know when you are stressed? What do you do to get rid of exam stress (if you do anything)? Or what do you do to avoid being stressed?
Method 1. pay attention in class all year so I know the material and not have to worry about it.
Method 2. If I did not do method one, accept that it's my fault and just get ready to accept a poor score as I try to cram and don't worry about it anyways.
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you shouldn't make yourself too stressed
study then do some fun things, but do not overdo it
as for me, when I was facing my final exam, I studied together with my friends
that way, we can laughed together while studying so it was not that stressing
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Study, play video games.
Play video games until the night before the exam.
Cram all night, sleep for half an hour, then take the exam.
My advice to you is to start drinking heavily
Gratuitous amounts of tea, breaks and music. The dark circles around my eyes always get a little bit darker this time of year.
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Mmm... try to mix in studying on a regular basis, it doesn't have to be long. As long as you do study a little. It goes a long way.~
That's the only thing I can think of. People tend to not be nervous if they feel ready for the examination.
Just don't worry about it , and then cram as much as you can the night before the exam... It seems to work fairly well for me.
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I just study a little every day. Whenever I need a break I'll just watch a tv show or something. I try not to stress out too much.
what blueangel said is definitely the best advice
anyway, i would also say to just focus on what you have to do, and not focus on the stress, it is stressful but just try to relax, wear warm clothes or something, whatever can make you relaxed
As for the stress, well, I try not too stress too much by taking breaks every now and then. I take a nap, I eat, I drink, I play games, and the likes to avoid being overloaded with information. When I'm relaxed enough, that's when I'll continue to study.
I'm usually an exam crammer, meaning that I study a day before the exam and trying to cram everything in the 24hour or less period of time. I was studying on my bed and then I closed my eyes for a minute. Bad choice! By the time I woke up, it was already morning and I hadn't read anything. I failed the subject, lol. Moral of the story: never study on your bed. It makes you sleepy. Even more since it's the exam time and studying is boring and the bed looks inviting.
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I never study. Slept through all my classes I dont cram. I dont normally know its exam time till AFTER the results are posted. I've been scored below a 95 on anything. Dont know why, I see it, I remember it if its cool, if mot.its atored away somewhere till needed. 'shrugs'
Seriously, when the exams are near. I study little bit everyday then the day before the exams. I STUDY REAL HARD.
I don't know why.. I get the lessons but I can't remember them just everyday so I read my notes all the time.
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Exam times is one of the few times when I actually pay really close attention in class. Because usuallly I draw and pay half attention.
Then I study, which is no different then when I'm studying for a normal test. I try not to cram either because it doesn't usually help me at all. And I study like a week before all the things that I think might be on the test.
I'm a very bad when it comes to studying except when it comes to final exams.
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make sure you pay attention to the important things
make yourself like a sponge, suck in all the info xD
to be honest, I never study much for my exams... and if I do, I tend to forget.. lol..
I'd say study, but don't go hardcore on it either, study some days before, around 10 - 20 min. then relax a lot.. and such, then night after exam, go to sleep early...
:v that way next day you wont snooze during exam..
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I tend to pay attention in class, so even if I don't study at all, I still do decent at least. When I do study, its usually the last night, or even minutes before the test, cram session. That being said, I do pretty decent in class and don't stress out for tests. But I just took my last final Thursday night so no more tests for me... until next semester where I'm tacking the dreaded organic chem.
Anyway, I had an enlightening experience over my finals. One night, I was working on several projects do the next day, and I hadn't at all studied for my two finals. Literally did not sleep at all that night. But, I made my self some awesome breakfast and got some doughnuts before class, and let me tell you, that was one of the best mornings I had ever had. Moral of the story: eat breakfast.
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Try to study as much as I can, pay attention in class, go out and hang with some friends, and sometimes, I do not encourage you minors out there, but I drink while I study at home! >_>;; Makes it more interesting and I've done better on my assignments and exams that way.
During my exams I just exercised until I passed out. Then I wasn't stressed.
However this could be applied to anything else which forces you to concentrate on something else. Also it helps to revise.
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Oh, and if you got juggling balls or just balls that can be used for juggling, it really takes your mind off of stressful things!
I deal with it by studying, listening to music and writing stories
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Well i have a little bit of memory power which makes me remember 3/4th of my lessons when i read it once. I read it once before on the night of the exam and revise it early morning, nice and fresh mind.
When i get stressed i take a break for max 15mins.
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Hey Krazy Katie, love your attempt to make money off of hysteria!!! So explain to me how the program that started under W as Operation Wide Receiver in 2006, and later became Operation Fast and Furious is the "Bloodiest scandal" EVER????? You ever hear about the Gulf of Tonkin? Are you so young that you missed the fabrication of WMD intel? Thousands of Americans died in Vietnam and Iraq, to my knowledge one DEA agent was killed. There is NO doubt whatsoever that Americans purchase and sell over 30,000 guns a year to Mexicans. It's why W initiated Operation Wide Receiver. It is a fact that for the last 30 + years, the majority of guns captured during a criminal act in Mexico, originated in the U.S.


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Jan. 15: Daily Headlines Video
Date: January 15, 2013
by: Eddie Kirsch | Web Editor
+Caregiver exploits elderly Sarasota client
The Sarasota County Sheriff's Office arrested Lisa Redmond, 52, for stealing $15,000 from her 94-year-old client.
+Manatee School audit: Former assistant superintendent at fault
Auditors blamed former assistant superintendent Jim Drake for the Manatee County School Board's 2011-12 $3.4 million budget deficit, but faulted him for incompetence — not criminal or illegal activity.
+Klauber stalls Colony Lender foreclosure
The Siesta Key Village Avenida Madera road is home to new and coming eateries — and new opportunities for marketing.
+Contractor clears 400 trees for Esplanade by Siesta Key
Contractors have cleared 24 acres of land near the intersection of Constitution Boulevard and U.S. 41 for the Esplanade by Siesta Key, a coming Taylor Morrison development.
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The opening is part of Goodwill Manasota's overall rebranding effort.
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We spoke to Love & Hip Hop star Peter Gunz recently about his marriage to Amina (a marriage which, he says, is all for love and not for a green card), and why it's so hard for him to ease into the husband role. As he's said many times before, he's in love with both women, but at least nowadays he can accept the fact that Tara will be moving on with her life. Peter's just knows it's going to hurt when she finds herself a new man.
"The hard thing is that I'm still in love with Tara too," he told us. "For people to say you can't be in love with two women at the same time, it's not true. I'm still torn between two women, I just know I can't have both of them. Tara's done. And at some point you gotta make a decision and move forward."


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