text:
AS Republicans gather this week in Tampa to nominate Mitt Romney for the presidency, and Democrats prepare to gather in North Carolina to seek another term for President Barack Obama, the way a candidate is actually elected to office in the United States has never been a hotter topic.
Mostly, as proud citizens of the greatest democracy in the world, the myth we tell ourselves is that our electoral system is clear, sweet and direct as branch water flowing from a spring.
We mark our secret ballots, impartial folks count them with the speed of light and the results send the right neighbors to represent us everywhere from our city halls and school districts to the state Capitol, Congress and the White House. And so it has been forever and ever, amen.
When we give it a little historical thought, we recall that at first in America, it was really just white men - well, white men of property - who could vote. Not much removed from Athenian democracy, that. After a time, in theory at least, the less-than-rich could cast ballots. Then people of color - or men of color. Less than 100 years ago, a tiny inch on the democratic timeline, women, fully 50 percent of humanity, were brought into the voting booths.
Real democracy attained, no?
In reality, we know that for generations after the Civil War, blacks in the American South were disenfranchised from voting by an unconstitutional "poll tax" few could afford to pay. As recently as the mid-1960s, voting cards in Dixie listed whether the holder was "white" or "colored." To what end? Only the precinct bosses knew for sure.
Preparing for the coming, crucial presidential election in November, we again are tweaking how we choose our representatives.
GOP leaders, claiming voting fraud perpetrated by Democrats is rampant, have passed laws in dozens of states making government-issued photo identification necessary for those who wish to vote.
The simple fact that, while there demonstrably is such fraud in this country, independent investigations say it involves dozens of scammers, not hundreds or thousands or millions, has become fodder for the liberal popular colture, including an episode of HBO's "Newsroom" Sunday night. The money it takes to get a photo ID amounts to a new poll tax, critics say, and is clearly a scheme to keep poor blacks - and immigrant Latinos scared of the authorities - out of the voting booths.
Democrats counter with "voting reform" of their own. Worried that the need to plan ahead keeps the young and those who move a lot - both more or less Democratic constituencies - from registering, Democrats pass laws allowing same-day registration, right at the polling place. Do we really want those who haven't paid enough attention to register to decide everything from our foreign policy to whether we label genetically modified foods?
Rather than leaving how we vote to the interests of the major parties, many Western nations appoint nonpartisan election commissions to make the rules. Perhaps it would be hard to find truly objective citizens. But it would be better than voting regulations written by Democratic and Republican party bosses.


text: SB Nation is trying to set up a full league of teams, with reps from each NFL blog's site. The league will mirror the exact 2010 NFL schedule, so whomever represents Baltimore Beatdown will be playing the New York Jets' blog the first weekend of the season. It is initially being set up for XBox 360, but PS3 is in the works. One rep from each blog, so if you are interested and willing to commit to taking "ownership" of this responsibility for representing The Beatdown for the entire NFL season and know your Madden really well, then let me know and go for it! I'll put you in touch with the ones in charge of the league and then you take it from there. There's already been a lot of trash talking so let's show these guys that not only are the Ravens the beasts of the league, but so are our Madden fans!

subset: commoncrawl


text:
if so, any chance you have any tips of pics of the outcome?
Why sit around & watch everyone else live YOUR dream?
Typical Forum Hypocrisy:
Poster A: I noticed better mid-range & better throttle response
Poster B: We need dyno proof, no car we've ever worked on had gains, but we've never done any tests.
Poster A: (provides legit proof from multiple sources) Tests were done on my car & X amount of others. shows gains in midrange.
Poster B: Well i dont accept that it made gains, its just there to look pretty, no car i've put it on made gains, dynos vary 5-20whp per run.
Funny how nothing makes gains, until THEY find a way to sell it to you.
Powdercoat makes an excellent binder for paint...
----440ci +---aluminum block---viper---venom---red------------------------------click---Hemissary----to see at----CarDomain----
Absolutely; in this case if the powdercoat's surface is unbroken / intact then simply sanding / scuffing is sufficient.


text:
Kevin Ware will be back home on Monday night, and his family is excited.
"I am an emotional wreck and I know I am going to cry and just want to kiss on him and hug on him," said Brittney Ware, Kevin Ware's sister.
Kevin Ware is Brittney Ware's little brother. The two are very close, which is why she said it was so emotional watching Kevin Ware talk about his injury on national television.
"I am very protective of my siblings and I just look at him as if he is my own child and it is was so hard seeing him on television like that," said Brittney Ware.
Monday was the first time Kevin Ware has talked about the moments following the devastating injury.
"I am just thinking like my ankle is hurt or something like that and I looked down at my leg and my bone is sticking six inches outside my leg and I just go into automatic shock," said Kevin Ware.
Kevin Ware said he is feeling better now and has given his teammates their marching orders.
"We still have a job to do. I feel like we got two more games to win and that is most important. right now I'll recover, but we still got to win the championship," said Kevin Ware.
The Ware family says they're overwhelmed by the outpouring of concern and compassion displayed by total strangers. Brittney Ware said it's medicine her brother can use.
"It's great. I love that everybody is reaching out to him and stuff, it is sad that it has to be because of his leg being broken because he has been an incredible player for a long time. But I am glad that he is getting the recognition and people are reaching out because it is making him stronger," said Brittney Ware.
Copyright 2013 WGCL-TV (Meredith Corporation). All rights reserved.


text:
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Valentins Weißbier - Park & Bellheimer AG
Displayed for educational use only; do not reuse.
Ratings: 111 | Reviews: 65 | Display Reviews Only:
Reviews by the Alström Bros:
3.73/5 rDev +4.8%
Review from BeerAdvocate Magazine Issue #36 (Jan 2010):
Cloudy with a 100-percent chance of sticky lacing. Banana bread nose with a kiss of lemon and clove in the back. Earthy, musty yeast meets sweet, bready malt; cloves come in right on time to break up the sweetness a bit. Vague hopping drops a mild herbal tone in the middle. Ripe fruit really does not develop until the finish.
Among the handful of well-known imports that may be overshadowed, a worthy try for the wheat lover in you, if you don't have access to locally brewed versions of high quality.
01-11-2011 01:54:40 | More by BeerAdvocate
More User Reviews:
New York
3.75/5 rDev +5.3%
06-13-2013 15:54:37 | More by generallee
New York
4.03/5 rDev +13.2%
Mid sized bottle. w/o freshness/brewing date info. Pours darker apricot/sludgy brown, cloudy , under a wonderful puffy one inch head, that stays. It slowly eases into a mottled pillow of light khaki froth and leaves a mustache tickling pillow on top of this tasty offering. Plenty of strands of stick. Nose is the expected fruity, yeasty melange. Nice tasting and easy drinking German wheat. Bananas, light cloves/coriander all add to the fun. On the lighter side adding to easy drinkability. Helped wash down a chicken sausage sandwedge with ease. First time I've tried this one and I like it. Well worth a try.
10-02-2009 01:04:04 | More by Billolick
3/5 rDev -15.7%
10-13-2012 19:31:10 | More by Marius
3.5/5 rDev -1.7%
05-24-2014 19:07:04 | More by innominat
3.49/5 rDev -2%
Nice little Hefe Weis beer. It's not the best out there but its a good one. Taste not to strong of a yeast taste and not to watered down with a pleasant after taste. I would recommend this beer to my friends to drink at home. I love wheat beers and this while not being top 3 material is def worth a try.
09-03-2013 22:38:54 | More by airman85b
4.25/5 rDev +19.4%
10-08-2012 12:53:17 | More by intoxabroad
New York
4.13/5 rDev +16%
Not too often do I find a Hefe in a local store...Especially an import!
Poured from the classy looking bottle into my Bubba Gump Weizen glass this beer is a cloudy deep gold and has an absolutely MONSTROUS white head that eventually dropped to about half an inch leaving splotchy lace. With the cascading fine bubbles and that head, this is one impressive looking beer!
Has a distinct hollow yeasty earthy aroma.
Tastes like grainy apple and semi green banana with a creamy semi full mouthfeel. I noticed a hint of lemony rind on the last sip of the beer. Dry clean finish. Cabonation is not as noticeable in the mouth as it is in the glass.
This could find a spot in my fridge again soon.
09-18-2007 00:48:16 | More by BrewMaven
3.23/5 rDev -9.3%
I brought a 500ml can home from a recent trip to Europe. The beer poured a cloudy deep golden color, good head that dissapates quickly. Smell is includes cloves and fainted hint of banana, lemon and spices. The mouthfeel is light to medium body with the taste similar to the smell, with more banana being more pronounced. Not the best I've tried, but one you can drink easily.
12-11-2011 16:32:49 | More by WoodBrew
3.5/5 rDev -1.7%
05-27-2013 07:23:32 | More by Ciocanelu
3.75/5 rDev +5.3%
07-09-2013 10:19:26 | More by SenorTacos
Quebec (Canada)
3.88/5 rDev +9%
Found at Monkland SAQ
A- Something between yellow and brown. Opaque. Can't see through at all even though the Molson Dry glass I poured it in is quite slender. Head didn't last very long but it seemed light and fragile.
S- Apple and banana purée. A bit of toasted wheat.
T- Bready and yeasty but the banana is still very present as well as some of the apple. A tiny touch of hops and a american adjunct lager bite. Bit of a lemony character.
M- Medium carbonation. Moderately dry. Full body.
O- Good beer. Cures a hefeweizen craving just fine. I could buy it again.
06-06-2011 18:36:42 | More by Yoonisaykul
New York
3.88/5 rDev +9%
Pours a dirty golden color with a nice white head that dissipated into a nice cap but left no lacing. The smell is typical hefe, good banana, bubble gum and clove smell, juicy, very nice hefe aromas. The taste is unfortunately not as great as the smell. The taste is of banana cream pie but is cut short by a sharp green apple bitterness, a bit malty. The feel is light but not watery, a nice wheat edge, finishes very balanced. A very good hefe, could use some more banana, bubble gum or clove flavors. Respectful.
08-19-2007 05:15:32 | More by Gmann
New York
4.38/5 rDev +23%
A 500 ml bottle. A darkish,burnt orange gold liquid with a good thick head that while beautiful does not leave much lacing. Cloudy with yeast. Aggressive carbonation has bubbles streaming up all over the place.
Smell is lemony and sweet banana. Fruity yeast esters follow with a healthy wheat malt body to tie it together. A hint of clove.
Taste is just wonderful, an extension of the nose. A prominent lemon and a banana combination. Strong wheat twang and yeasty fruitiness. Gently hopped, the bitterness is quenching and clean and leads to a mild fresh crescent roll taste on the palate.
Mouthfeel is crisp and and clean. Effervescence is just right, quite lively but not overpowering. A light weight and smooth caress of the mouth.
Drinkability is first rate. This is a great hefe for sessioning, or anything else. Top notch beer
08-30-2008 00:34:28 | More by scootny
New York
3.83/5 rDev +7.6%
Just finished a great dinner and decided to dig around the old fridge, pulled this guy out. COst $2.50 for the pint sized bottle.
Pours into an Aventinus glass with Blonde on Blonde filling the space in the background. Initial pour leaves a nice head, but it falls quickly to what looks like a calm and murky pond. No lacing and a barely noticeable wine rim around the edges. Its autumn brown and the bubbles hug the glass where it protrudes out - waiting for their turn to blast off towards the light above. Bubbles exploding where liquid meets air replicating a really poorly trained firing squad. The base has an orangish yellow tinge to it, and at the very bottom it is almost clear with more bubbles popping and locking. Nice looking for sure, but would love the head to stick around for at least a bit.
Smells a bit musty, and the candy sweetness jumps upward with a nice little effort. The wheat is very present, and I get all the typical hefe smells of spices, banana, clove, etc.
Maybe it is too cold, maybe it is the fact we just cooked up some delicious sweet pepper and vinegar pork chops - but the taste glides off the palate very quickly. The malt really comes out in the taste, and it is extremely true to the style - with very strong bazooka joe bubble gum flavors.
Nice carbonation, just wish it had more body. It doesn't explode like I wish it would - if that makes sense. Which is weird, because even now - 20 minutes after opening the bottle bubbles are still torpedoing towards through the beer for a chance at the surface.
Its definitely drinkable, if not almost a bit too watery.
All in all, a good example of the style and at $2.50 a pint at retail - you just can't go wrong.
12-21-2009 03:24:14 | More by calise1122
3/5 rDev -15.7%
05-25-2014 00:56:42 | More by jsh420
Quebec (Canada)
2.48/5 rDev -30.3%
Can: Poured a light yellowish color weizen with a nice pure white foamy head with good retention and some light lacing. Aroma consists of light bubblegum notes with some wheat malt. Taste is also dominated by light notes of wheat with some light bubblegum ester. Body is too light for style with good carbonation. This is too watery to be interesting with a serious lack of character.
07-28-2011 17:47:43 | More by Phyl21ca
Russian Federation
4.25/5 rDev +19.4%
06-01-2014 14:49:35 | More by Gottesverachter
Quebec (Canada)
3.53/5 rDev -0.8%
Can bought at SAQ. Beer color is yellow with some oranges notes on the edge. Head is made of small bubbles. It disappear quite fast. The beer is opaque.
The aroma is all bananas with some coriander. Pretty simple but effective. Smell is good. Taste is strongly bananas, however the intensity is medium to light. A good Hefeweizen. Refreshing. Little dry. Good for hot summer days.
11-19-2011 15:30:21 | More by ZorPrime
3.03/5 rDev -14.9%
Appearance: Two fingers of head with good retention. Very cloudy, with a dark gold-to-amber color. Left plenty of lacing down the glass.
Smell: Mostly banana esters, and a bit of bread. Sweet malt also.
Taste: A little on the sweet side. Wheat, not as much banana as in the smell, a little clove.
Mouthfeel: Light to medium body. Plenty of carbonation, almost too much for the style. Finishes crisp.
Overall: An easy drinking weissbier, but not outstanding. I would drink it again.
04-08-2011 12:52:12 | More by dbaker61
New York
3.5/5 rDev -1.7%
Can bought in Beijing China, super cloudy pour into a pint glass and aroma is lacking that lemon most desire in a wheat. Very chalky mouthfeel brings this one down, can overcome that once you have a couple quick licks. For the price this one is worth it.
11-06-2011 10:32:37 | More by paigertx
South Africa
3.23/5 rDev -9.3%
Poured out of a bottle to a very standard hefe opaquely yellow. Head disappeared quickly on mine.
Smells very nice. Rich. Warm. Banana. Thick.
The taste is so smooth and very mellow. The flavor is actually quite subtle and not very present. Lingering aftertaste is almost non existent. Doesn't match the scent.
Mouth feel is distinctly flat for me.
Man I thought by the smell this would be amazing. A very average session hefe.
02-11-2013 17:42:45 | More by seydou
New York
4.35/5 rDev +22.2%
I had out of a 25 ounce bottle. It's completely opaque and pure gold. Great, thick, foamy head and lots of lace. Has a very wheaty scent. Nice start.
It's a very sweet hefe with some bitterness in the back of the mouth. Certainly high quality and despite the price ($7.99 for the bottle) I can't complain.
01-08-2010 22:29:29 | More by Amalak
4.28/5 rDev +20.2%
Valentins Weisbier has a very thick, creamy, egg-shell white head and a opaque yellow-orange appearance, with some bubbles and some lacing. The aroma is of spicy cloves, banana, clean water, and white bread; taste is identical, with an added tangy aspect. Mouthfeel is medium to thick, and Valentins Weisbier finishes semi-dry to wet and highly drinkable. Overall, this is one of the best wheat beers I've ever sampled. I highly recommend it.
07-15-2011 15:44:07 | More by RonaldTheriot
New York
3.56/5 rDev 0%
A: The beer is hazy pale yellow in color and has a moderate amount of visible carbonation. It poured with a quarter finger high white head that died down but consistently left a thin layer of bubbles covering the surface and a collar around the edge of the glass.
S: Light aromas of bananas are present in the nose along with some notes of wheat.
T: The taste is similar to the smell, except that the wheat flavors are stronger than the bananas and there also are some additional flavors of apples. No cloves are detectable.
M: It feels light- to medium-bodied on the palate and has a moderate amount of carbonation.
O: This beer is very easy to drink and has some refreshing properties, but I wouldn't consider it to be thirst-quenching. It lacks the complexity exhibited by the top beers of the style but isn't a bad hefeweizen if you like basic flavors of wheat and bananas.
07-04-2013 12:24:43 | More by metter98
Valentins Weißbier from Park & Bellheimer AG
81 out of 100 based on 111 ratings.


text:
News Release
Minister visits China to strengthen educational business partnership19 July 2012
FREDERICTON (GNB) – Jody Carr, minister of education and early childhood development, visited China last week to expand and support a 15-year educational and business partnership that benefits New Brunswick students, families and communities.
"The partnership between the provincial government, through Atlantic Education International Inc. and our partner in China, AKD International, focuses on providing several schools in China with curriculum, training opportunities for New Brunswick teachers, quality assurance, assessment and global learning, all of which generate revenue to be reinvested in the New Brunswick education system," said Carr.
During the trip, Carr attended graduation ceremonies at three Concord Colleges of Sino-Canada to celebrate the success of more than 570 graduates who received both Chinese and New Brunswick high school diplomas.
He also visited several sites of new or proposed AKD International educational initiatives; officially opened a new school; signed agreements with two additional schools opening in 2013; and discussed an agreement to use New Brunswick's early childhood curriculum in early childhood centres in China.
Carr met with Francis Pang, board chairman of AKD International, who was recently recognized with an award from the United Nations for his contribution to international education. Pang travelled to New Brunswick this week to meet with Premier David Alward.
Alward will visit China this fall to sign a renewed contract with AKD International.
In 1997, New Brunswick was the first jurisdiction in the world to offer an international / Chinese education partnership in that country. The China Partnership includes four types of schools:
● private international schools;
● private high school Concord Colleges for Chinese students;
● private international / Chinese early learning centres; and
● culturalization / partial curriculum in public primary and middle level Chinese schools.
Almost 3,000 students were enrolled for the 2011-12 school year.
As part of the China program, an enhanced program, where selective students from China take part in a semester of student in a New Brunswick school, has created social and economic benefits to families and schools around the province. These students are given a tour of New Brunswick universities with the hope that they and other classmates from China will pursue post-secondary education in the province. In addition, at least 365 New Brunswick students have travelled to China to participate in a summer cross-cultural exchange.
"This long-standing relationship has created great social, cultural and economic benefits for our education system and province," said Carr. "I am proud to see such strong collaboration in a 21st-century economy, and I am looking forward to growing our presence in China, the world's second-largest economy."
Atlantic Education International Inc. manages the international education programs for the Department of Education and Early Childhood Development. The board of directors at Atlantic Education International Inc. includes assistant deputy minister level representatives from the departments of Post-Secondary Education, Training and Labour; Intergovernmental Affairs; Economic Development; and Education and Early Childhood Development. The board will soon expand to include representatives from post-secondary institutions and from school districts. The agency will also start appearing annually before the Crown corporations committee.


text:
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Print your tickets right away, or whenever you're ready, from a link in your confirmation email or My Ticketmaster account.
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Pick up your tickets at the box office before the show; you'll need your photo ID and credit card.
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Choose a location close to home, work, or the venue, and pick up your tickets at your convenience.
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*Check your event's shipping page for prices and availability.
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text:
Hotel Saint Pierre enjoys an excellent location close to Saint Germain des Pres metro station, which provides convenient public transport connections. Odéon and Bastille can easily be reached on foot from the hotel. Not only Jardin du Luxembourg, but also Ile de la Cite and Ile St.Louis and Palais Royal, are a pleasant walk's distance from here. Pantheon is located in the surroundings of this accommodation.
Hotel Saint Pierre offers a rich array of services, including photocopying, a concierge service and a luggage storage. 50 rooms are waiting for you to choose from. Public parking is part of the options you could benefit from when staying here. The availability of a paid airport shuttle bus here may help to ease your transport concerns.
Hotel Saint Pierre is fully air conditioned. You can use the Internet via wireless high-speed Internet access (complimentary).
Show reviews
|From 13:00 Check-out: Until 11:30
|Wi-Fi Internet free of charge in all rooms and general areas (lobby/reception etc.)
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Paid parking is possible near the hotel.
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Please provide this reference number to our customer service center representative on request, so we can help you better


text:
zebra rejects becoming the main course..
Super Daddy
like errrrrrrr boss
The Aid & Attendance Improved Pension
#Veterans #Military #VetSpouses #MilSpouse #MilitarySpouse The A&A Pension can provide up to $1,758 per month to a veteran, $1,130 per month to a surviving spouse, or $2,085 per month to a couple. The Aid and Attendance (A&A) Pension provides benefits for veterans and surviving spouses who require the regular attendance of another person to assist in eating, bathing, dressing and undressing or taking care of the needs of nature. It also includes individuals who are blind or a patient in a nursing home because of mental or physical incapacity. Assisted care in an assisting living facility also qualifies. http://www.veteranaid.org/program.php
According to the Washington Post, a looter in Ferguson, Missouri, expressed pride and admiration for looters and said their actions are justified.
#ferguson #chicago #looters_riot_sale


text:
« Choosy Kids | Main | I'm Moving, I'm Learning »
TrackBack URL for this entry:
This page contains a single entry from the blog posted on May 17, 2012 9:09 AM.
The previous post in this blog was Choosy Kids.
The next post in this blog is I'm Moving, I'm Learning.
Many more can be found on the main index page or by looking through the archives.


text:
The wide receiver position is arguably one of our biggest needs on offense. This minor need was turned into a major need by trading Brandon Marshall. But really, is the number one wide receiver spot that much of a need. We may have a player already on our roster that is poised for a breakout year and could become our number one WR. Who is this player? That player is Brian Hartline. Hartline is a very polar topic among Dolphins fans. There are fans, like myself, who believe he is a good player that will improve now that Marshall is gone. On the other hand, there are fans who, in the words of TexasCowPunk, that will not be swayed unless Hartline has a 200 catch, 2,500 yd season. I think Hartline has the capability to put up an 80 catch, 1,000 yd year under the right system, which are great numbers for a number 2 WR, and decent for a number 1 WR. So, with no further ado, let's begin.
Hartline was drafted in the 4th round of the 2009 NFL draft. The Phins had double-dipped on WRs that year, selecting Patrick Turner in the 3rd and Hartline in the 4th. We all know how the Turner experiment turned out, but Hartline had a powerful motor and worked hard. Hartline had a solid rookie season playing in limited time, and went into the offseason with competition on his mind. In the offseason of 2010, Hartline and Greg Camarillo battled it out for a starting spot. Hartline won the battle, and Cam was traded to the Vikings for nickelback Benny Sapp. Hartline put up great stats that year across from Brandon Marshall, but was injured in game 12. This past year, he played very well in the first few games of the season, earning the nickname "The magician" for his amazing circus catches. His stats took a nose dive after the injury of Chad Henne. A major part in this is that Matt Moore wasn't as comfortable with Hartline as Henne was, since Henne and Hartline had played together for three years. Hartline still continued making his circus catches though. Now, he goes into the next season as the default no. 1 WR.
Hartline - The Numbers
Height - 6 foot 2 inches
Weight - 199 lbs.
Age - 25
40 time (combine) - 4.52
Those are his physical specs. What can we learn from these. Well, his height is very good, he is well over 6 foot and should be able to get the jump ball. His height is very similar to that of Jordy Nelson(just using Packers' WRs as a frame of reference due to the fact that we are running the same system), who exploded last year. On the other hand, his weight is a bit low. Nelson weighs in at 217 lbs, so Hartline is about 20 lbs under what he would need to match up with Jordy Nelson, but that wouldn't be as much of an issue, as he has the height and he has proven durable enough up until now. What can we learn from his age then? Well, first off, he is very young and his best years are ahead of him.He is old enough to have experience in route trees, coverage and other mental aspects of the game, and young enough to improve even further. In addition, he is one year younger that Nelson, meaning he is the sam age Nelson was when Nelson broke out. What about his 40 time? Well, the fact that he was so close to being sub-4.5 shows that he has the speed needed to go deep. He won't be a constant deep threat, but he has enough speed that defensive backs will have to respect it. After doing some digging, I found that Nelson's 40 time was 4.51, almost EXACTLY the same as Hartline's. This further exemplifies the similarities between Hartline and Nelson.Because of this, I see Brian Hartline being similar to Nelson in this system and Philbin being able to get that kind of production out of him.
Hartline - The Stats
via http://espn.go.com/nfl/player/stats/_/id/12568/brian-hartline
Here are Hartline's stats through out his career. He had his best year in 2010, but it was cut short due to injury. If you annualize the stats for that year, he ends up with 58 receptions, 818 yds with 2 TDs and 2 fumbles. While he would still have had a low TD count, he would have put up very good numbers for a number 2 WR, with over 50 receptions and 800 yds. He slumped last season, but was actually playing very well in the beginning of the season with Henne as QB. In the first 3 games of the season, he put up 10 receptions for 170 yds. If you annualized these stats for the remainder of the year, he ends up with fifty four receptions for nine hundred six yards, a huge jumprom what he had with Moore. With an extra offseason, Hartline's chemistry with Moore will obviously improve, giving him a cosiderable stat boost.
Hartline - The Issues
Now, I do have to agree that Hartline does have some issues he needs to work out. First and foremost, he needs to rapidly increase bulk and weight if he is to fit the Jordy Nelson mold. At 199 lbs, he is very thin for a WR with his height.This height will severely limit him from being a number 1 guy. But, this issue shouldn't be too hard to fix. Hartline will easily be able to add an extra 10-15 lbs without losing much speed. Another issue Hartline has is his lack of ability to get yards after the catch. He is often taken down by the first defender to hit him. A number one west coast WR should excel in yards after the catch. But, I think this issue is directly correlated to his weight issue. If he increases bulk, it will be harder for defenders to take him down and his yards after catch will rise as well.
Hartline is a very polar player among Dolphins fans, some love him, some hate him. I think he is poised for a breakout year, and will benefit from a system that suits his strengths. His stats show that he can produce, and he has the measurables to go with it. I think Philbin will unlock his full potential, and he will explode into the picture. He does, however have his weaknesses. These include his lack of weight and yards after the catch. These issues go hand in hand however, and increasing his weight will help solve both. No matter what, Hartline is going to be a wild card player this year, and will either use this season to boost himself into the ranks of the number 1 WRs, or will doom himself into the position of a mediocre no. 2 for the rest of his career. I think he is also further motivated by this being a contract year, so I would expect big things from him.


text:
- You cannot add "Men's Snail T-shirt, light blue, M → Men's Snail T-shirt, light blue, L" to the cart because the product is out of stock.
Freedom Manifesto T-shirt
The Idler's Freedom manifesto T–shirt.
The text was written by Tom Hodgkinson for his second book, How to be Free.
Click here to read the full text.
Hand Printed in the North of England on a 100% cotton, …
Girl's Fit Snail t-shirt, light blue L
Civilized loungewear.…


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The Surface Pro and other Windows 8 'tablets' are being reviewed all wrong
Just to be clear here, I'm not talking at all about any Windows RT tablets out there, this is about slates running full Windows 8.
Everybody is under the illusion that the Surface Pro is a tablet, which lets be fair, is an easy mistake to make. But, I don't see it that way. The way I see the Surface Pro and all other Windows 8 'tablets' isn't really easily described. In my eyes, they are a completely new type of computing.
Windows 8 was designed with touch being its main focus. Sure, it works pretty well with mouse and keyboard, but touch is the way forward with the OS. This enables products like the Surface Pro to exist. People are so busy comparing the Surface Pro to other tablets such as the iPad and ARM based devices that they don't see what it really is. Surface Pro is the new era of PCs. I would say that the majority of customers buying PCs use them primarily for consuming. This is where devices like the iPad have become the more popular tool. But what these Windows 8 devices is trying to do is be the new type of PC. So you can use it for your consuming AND for your real work. These are even separated, desktop and Modern UI. Modern UI apps are more consumer orientated for a reason, that's what that interface is intended for.
Lets take an example. I come home and turn on my PC. Most of the time I just want to check The Verge and watch some youtube videos or listen to some music. I do NOT need my keyboard and mouse to do this, all I need is a device I can pick up and touch instantly to get to my content. So I get further into the night and realise I have to type up an essay for tomorrow, no problem, out I get my keyboard and my mouse and go to the desktop to open Office. I've switched from consuming mode to productivity mode. When I'm watching a video or looking at some photos or listening to music, I don't need to see my desktop or get to my file explorer, I want to be immersed in that one thing, or in Windows 8's case, snap another app to consume 2 things at once. The same as when I'm doing some important work, I don't want to be bugged by music or video, so I go to the desktop to get away from the distraction.
This is ultimately how I think these new types of devices should be judged. Not as a tablet, not as a traditional PC. But as a new kind of computer, the kind that is the emerging future of computing.


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Find inspiration, tips and decorating ideas for your guest room.
A link to %this page% was e-mailed
This eclectic guest room has anything visitors might need to feel pampered and special.
Take a look at 8 guest rooms just ready and waiting for company.
A Murphy bed and a crib on wheels help this space be multifunctional.
Carley Knobloch tours the 2013 Smart Home's guest bedroom and bathroom.
Monica and Linda discuss the 2013 HGTV Dream Home's elegant guest suite.
Join Gail in the 2012 HGTV Dream Home's gorgeous blue upstairs guest suite.
This private guest bedroom from HGTV Dream Home 2005 is a great place to stretch out and relax among the casual elegance of the green a...
HGTV Dream Home 2007 was designed with a beautiful plaid guest room, covered in floor-to-ceiling draperies and a stunning private balco...
HGTV Dream Home 2007 designer Linda Woodrum created a black and creme guest suite with an ajoining bathroom hallmarked by pine accents ...
Subtle accessories stand back and let the sparkling countertop and spa-style shower steal the show.
A sparse room is transformed into an elegant space worthy of a high-end hotel.
Chris gives Tiffany a tour of the guest bedroom, kids bedroom and den.
Take a one-minute video tour of the 2014 HGTV Dream Home's upstairs area.
Browse new bedrooms from top designers.
Browse top-rated bedrooms from people like you.


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By Chris Sheppard
Twitter: www.twitter.com/abc6
PROVIDENCE, R.I. - Providence police are investigating a hit-and-run that happened on Waverly street early Saturday morning.
Police say they were called out to Waverly street around 3 a.m. Saturday, where they found a 31-year-old man who had been struck by a car. The man, police say, told them a white Toyota Camry struck him at a high rate of speed and took off.
The man was taken to Rhode Island Hospital with serious injuries to his head, according to police.
Providence Police are asking anyone with information about this hit-and-run to call Providence Police detectives at 401-243-6406.
10 Orms Street Providence, R.I. 02904
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A woman seeking refuge from problems at home disappeared Oct. 3 after police dropped her off outside a northwest Indiana shelter.
"She has not been seen since," Gary police Lt. Lawrence Wright told the Post-Tribune.
Holly Womax, also known as Holly Elischer, 30, was afraid of her husband, George Paul Elischer, 48.
Paul Elischer, sentenced in 1993 to six years in prison for felony battery, called Holly's mother the night of Oct. 2 "and was threatening to kill her. I was so concerned I had the police go check," Darlene Strickland of Georgia said.
The couple is divorced, but Elischer brought his ex-wife from Georgia to live with him in Gary last year, Strickland said. Her maiden name is Womax.
That night, she left her mobile home park near Ridge and Clark roads and slept in the lobby of the Gary Public Safety Facility.
Gary police arranged for Womax to stay at an area women's shelter for victims of domestic violence. "She had a room," Wright said.
But an officer instead took Womax to a women's homeless shelter several blocks away where she was "dropped off." He did not escort her inside the building.
Strickland said the shelter turned her away, forcing Womax to sleep in a structure near the Adam Benjamin Metro Center.
"The last I talked to her was Oct. 4. She was going to charge her phone. By this time she was scared. She didn't know where she was," Strickland said.
Womax is bipolar and needs medication. Elischer is the only person she knows in northwest Indiana, her mother said.
"It's a desperate situation," she said. Womax receives Social Security disability because her illness prevents her from working.
"We're down here depending on Lt. Wright," Strickland said.
Police are investigating the murder of a homeless man who was beaten to death in an alley in Logan Square.
Police are investigating the murder of a homeless man who was beaten to death in an alley in Logan Square.


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House Anti-'Czar' Bill Reaches 100 Co-Sponsors
Wednesday, September 16, 2009 at 12:45 pm
Rep. Jack Kingston's (R-Ga.) has rapidly signed up 99 co-sponsors for his Czar Accountability and Reform Act of 2009, which I wrote about last week. All but one of them are Republicans: the member of the majority party backing Kingston's crusade to prevent presidential advisers who haven't been approved by the Senate from collecting salaries is Rep. William Clay (D-Mo.),
At 2:15 p.m., at least three House Republicans will join Kingston (R-Ga.) for a press conference on "their efforts to bring about increased transparency and accountability for President Obama's czars."
Follow David Weigel on Twitter
11 Comments
Pingback posted September 16, 2009 @ 3:58 pm
[...] it's the House's turn to get deeply mired in confusion over this non-issue! The Washington Independent's Dave Weigel reports today that Georgia Republican Jack Kingston has rounded up 100 co-sponsors for the Czar Accountability [...]
Comment posted September 16, 2009 @ 4:59 pm
Just a note: The article should say, "All but one of them are Republicans:"
Comment posted September 16, 2009 @ 6:01 pm
Hilarious, "Czar" was a nickname make up by republican presidents… all have official titles and head up departments, all they have to do is look up their names to find their title. This is a non-issue that makes them look very uneducated.
Pingback posted September 16, 2009 @ 7:14 pm
[...] The newest wingnut endeavor: [...]
Comment posted September 16, 2009 @ 6:56 pm
BRAVO!!! Finally, Transparency and Accountability seem to be important on Capitol Hill.
Comment posted September 16, 2009 @ 7:00 pm
BRAVO!!! Finally, Congress is starting to get the drift regarding TRANSPARENCY and ACCOUNTABILITY…
Pingback posted September 16, 2009 @ 9:07 pm
[...] people can't have czars – check the Bible. John Cole on a roll: The newest wingnut endeavor: Rep. Jack Kingston's (R-Ga.) has rapidly signed up 99 co-sponsors for his Czar Accountability [...]
Comment posted September 16, 2009 @ 9:23 pm
from the party who twice put into the white house the person who famously quipped:
"The French have no word for Entrepreneur"
Comment posted September 16, 2009 @ 10:57 pm
How does this change ANYTHING??? Their real titles aren't "czars". This is political kabuki and ANYBODY that cheers it along doesn't understand the first thing about their government. And its really a shame because they are the ones that love to talk (shout) the loudest about it.
Pingback posted September 18, 2009 @ 2:30 pm
[...] This post was mentioned on Twitter by Katie, Katie, Markos Moulitsas, Jiangxi Dadand others. Jiangxi Dad said: RT @daveweigel: Republican anti-"czar" bill signs up 100 co-sponsors: http://bit.ly/zbCnW [...]
Pingback posted September 22, 2009 @ 1:37 pm
[...] House Republicans even have a bill, the Czar Accountability and Reform Act of 2009, which now has 100 co-sponsors. They argue that the czars are unaccountable because they haven't been [...]
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articles tagged "Empowerment"
The Equity and Empowerment Lens
Monday, 23 September 2013 | A Public Affair
On the Monday September 23rd, our host John Quinlan was joined by Sonali Sangeeta Balajee. Balajee is the MS, Senior Policy Advisor in Multnomah County's (Portland, OR) Office of Equity and Diversity, and creator of an innovative program called the Equity and Empowerment Lens. more »


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PITTSBURGH -- Ryan Church's bases-clearing double on Friday might not have been enough to help the Pirates halt their losing streak, but the outfielder is certainly hopeful that it will kick-start him personally.
Before drilling that seventh-inning double, Church had just six hits and three RBIs in 68 at-bats since May 6. Most recently, he was mired in a 2-for-37 funk. This slump came after Church began the season with a .288 average, seven extra-base hits and seven RBIs in his first 19 games.
The outfielder dealt with a bruised right wrist through much of May before being stricken with the stomach flu for almost a week earlier this month. Through it all, manager John Russell continued giving Church fairly regular starts in order to get the outfielder going. Church finally rewarded Russell's persistence and patience, as well as his own, on Friday.
"I feel great," Church said. "I'm confident. It's almost there. It's about ready to click. It's all about staying positive. We've all been there. We've all struggled. It's just how you go about it. I've been working my butt off to get back in there. It's starting to come around. I'm starting to get some better swings on some balls. I'm starting to hit it on the barrel.
"Hopefully, this will translate into some good things."
With the Indians starting left-hander David Huff on Saturday, Church was not in the lineup. He'll likely be back in there for the series finale on Sunday, though, with Cleveland sending a right-hander to the mound.
Duke to miss start with elbow stiffness
PITTSBURGH -- Pirates left-hander Zach Duke will skip his scheduled start on Tuesday after being bothered by stiffness in his throwing elbow during his previous outing.
Duke felt a little discomfort in the muscle close to his elbow during the fourth or fifth inning of his start on Wednesday. The lefty ended up finishing 5 2/3 innings, allowing eight hits and five runs in the game.
"I realized my pitches were the way they usually are," Duke said. "The velocity was down. The location was down. I just want to get it taken care of before it turns into something worse."
Both Duke and manager John Russell described the decision to hold Duke back as purely precautionary given that no one expects the lefty to miss any extended period of time. The Pirates' medical staff believes that the ailment is nothing more than a mild strain, and Duke is scheduled to throw a side session on Wednesday. If all goes well with that, he will jump back into the rotation to face Oakland next weekend.
"If it goes without a hitch, Saturday would be the day," Duke said. "But if for some reason I don't feel right, I'm not going to risk anything."
Duke said he hadn't had any problems with his elbow at any point earlier this season, though he did experience similar discomfort in 2007. He tried to pitch through it, though that didn't last long. The lefty ended up being shelved from June 28 to Sept. 15 with left elbow tendinitis.
"I don't want to go through that again," Duke said. "Lesson learned."
Because of an off-day on Monday, the rest of the rotation can stick in order even with Duke skipped. That means that Ross Ohlendorf, Paul Maholm and Jeff Karstens will now face the Rangers.
In 14 starts this year, Duke is 3-8 with a 5.49 ERA. He has won just once since April 20.
Alvarez notches first hit, RBI in Majors
PITTSBURGH -- A first hit. A first RBI. A first win. Pedro Alvarez got to experience all three in the Pirates' 6-4 victory over the Indians on Saturday.
Alvarez ended an 0-for-11 start to his Major League career with a double that bounced into the left-field stands in the fifth. The ground-rule double scored Lastings Milledge, who turned out to be the deciding run in a streak-snapping victory.
"He didn't hit that ball very well, and that's the kind of power he has," noted Pirates manager John Russell.
"I was just trying not to do too much, keep my eyes on the ball and put a good swing on it," Alvarez said. "I was very confident it was going to come. My main concern is trying to contribute to the team and win."
With numerous family members and friends among the 38,008 in the stands, Alvarez received a resounding ovation afterward, much like the one the third baseman heard when he stepped to the plate for his first big league at-bat on Wednesday.
"It's flattering to get such support and such an ovation," Alvarez said. "What more can I ask for? Ever since I got here, these people have embraced me with open arms and there is no greater feeling than that."
An usher was able to exchange a few autographed items to retrieve the ball for the 23-year-old Alvarez. He expected to have the ball in hand before leaving the ballpark on Saturday night.
"He has arrived finally," teammate Andrew McCutchen said. "I know how it feels to get the one out of the way. Hopefully, he just continues to learn from that one and go from here."
It had been only three days, but given the hype surrounding Alvarez's arrival, his hitless start has garnered some attention. By the time he stepped to the plate in the fifth, Alvarez had already struck out six times.
Worth noting
Left-hander Jack Taschner refused the Pirates' Minor League assignment and elected to become a free agent. Taschner was designated for assignment on June 8 as the Pirates made a pair of roster moves to make room for outfielder Jose Tabata and pitcher Brad Lincoln. ... Bobby Crosby earned the start at shortstop over Ronny Cedeno for the third time in the team's past four games. The switch has not been due to injury. ... Steve Pearce started for the Bradenton Marauders on Friday night in his second Minor League rehab appearance with the high Class A club. The first baseman finished 2-for-4 with a double, RBI and run scored. Pearce has now joined Triple-A Indianapolis to continue his rehab assignment. ... Right-hander Charlie Morton will take the mound for Indianapolis on Saturday in his third Minor League rehab start with the club. Morton has combined to pitch 9 2/3 innings in his previous two outings. He's allowed five earned runs on 13 hits and three walks and struck out nine.
Jenifer Langosch is a reporter for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.


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Discere docendo.
Buy on Amazon
There are three main ways to do dynamic queries inside of SQL Server. My personal favorite method is option one below since it's a single line of code. Option three helps with caching of parameters though. Needless to say, dynamic queries should be avoided whenever possible :).
--Method one
--Method two
--Method three
-- Brian Knight


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the best reviews
their picks
what to buy
Vitamins for men and women differ in nutrient amounts. Women lose iron during the menstrual cycle, and those who expect to have children need folic acid to help prevent neural tube defects. Reviewers suggest Centrum A to Zinc for premenopausal women because it contains 18 mg of iron and 400 mcg of folic acid. In a 2010 Pharmacy Times survey, 60 percent of surveyed pharmacists recommend Centrum multivitamins. If you're pregnant or lactating, reviews suggest Rite Aid Prenatal Tablets with Folic Acid (*Est. $18 for 225 tablets); it has increased folic acid and a higher percentage of vitamin A to help prevent birth defects. For older women, experts like Centrum Silver Adults 50+ (*Est. $9 for 100 tablets), which has more B12 for seniors.
We found the best information on Centrum A to Zinc at ConsumerReports.org, which includes the multivitamin in its latest test. Pharmacy Times' picks are a popularity contest, with more pharmacists recommending Centrum than other multivitamins. We found a few user reviews at Amazon.com, where they generally say this multi is easy to swallow.
|Centrum Multivitamin/multimineral Supplement a to Zinc 425 Tabs
In Stock.
Our Sources
1. ConsumerReports.org
Centrum is one of 21 multivitamins tested by this respected organization. Each product is evaluated to ensure it dissolves properly, contains the listed nutrients, and isn't contaminated with lead and arsenic.
Review: Multivitamins, Editors of ConsumerReports.org, Sept. 2010
2. Pharmacy Times
This survey of thousands of pharmacists entails no product testing; rather, it's a yearly list of over-the-counter products that pharmacists endorse in each category. Centrum multivitamins are recommended by 60 percent of the pharmacists surveyed.
Review: Vitamins and Supplements, Editors of Pharmacy Times, 2010
3. NutritionalTree.com
More than 50 users give Centrum A to Zinc a fair average score, with most saying it's easy to swallow. Some say they get nauseated if they don't take it with food.
Review: Centrum Multivitamin and Multimineral, Contributors to NutritionalTree.com, As of Feb. 2012
4. Amazon.com
About 25 users comment on this Centrum formula at Amazon.com, giving it an average rating. Many are pleased with the multivitamin, but others say it causes stomach upset if taken without food.
Review: Centrum A to Zinc, Contributors to Amazon.com, As of Feb. 2012
2 picks including: Amazon.com, Pharmacy Times…
2 picks including: Men's Health, Consumer Lab…
1 pick including: Amazon.com, Drugstore.com…
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1 pick by top review sites.
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Party season is not far away and today we would like to celebrate a party season favourite, the little black dress. The little black dress can be a classic style or contemporary high fashion dress, but it will always be a versatile piece that flatters and slims and is suitable for all sorts of festive occasions from the office Christmas party to Christmas lunch with the family.
A little black dress can also be the ultimate in sustainable fashion as you know once you have bought it, that it will stay in your wardrobe for many years to come, there to be relied upon and called on for those occasions when you really just don't know what to wear. It can also be used to create a more unique look by dressing it up with some unique and unusual jewellery.
Wrap Dress – People Tree
Peplum Black Dress – People Tree
Delphine black dress – People Tree
On Style is… we have these beautiful dresses plus many more in our fantastic selection of little black dresses for autumn and winter, which do you like best?


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Erie police have charged a suspect with the murder of 35-year old Aderian Page of East 24th Street, and he lives right around the corner from where the victim's body was found. The suspect is 48-year old Robert Quick and he is facing a long list of criminal charges. Erie County District Attorney Jack Daneri says it was a combination of factors that lead to the arrest, help from the neighbors, good police work and some trace evidence from the autopsy.Police took Quick for arraignment on charges of homicide, aggravated assault, theft, robbery, tampering with evidence and abuse of a corpse. They arrested him Monday night at his apartment - unit #3 in the back of 2412 Pennsylvania Avenue. His yard is just steps from where the body was found last week in the back yard of 1051 East 24th Street. A small memorial of flowers balloons marks the spot now.
A police evidence team walked District Attorney Jack Daneri through the crime scene. According to the criminal complaint filed by Detective Sgt. Paul Bizzarro and Detective Jason Triana, Aderian Page was beaten to death with an aluminum baseball bat in Quick's apartment. Police believe the murder happened on February 22, the day Page disappeared. After interviewing the suspect, police officers say Quick used a tarp to drag the body to an adjoining back yard. Quick disposed of that tarp along with one of the victim's boots.
Police Chief Steve Franklin and District Attorney would say little about motive, but they did confirm that Quick took $500 cash from the victim. "We've alleged he inflicted the injuries while committing the theft, or shortly thereafter,"said Daneri. "We believe money changed hands," said Chief Franklin, "and was eventually taken back off the victim."
Neighbors we spoke with were not that surprised by the deadly assault. They say Quick had a developed a reputation in the neighborhood for his quick temper and for threatening others in the neighborhood. "I think everyone that knew Bobby...he's capable of flare ups in his attitude we knew something was wrong with him," said neighbor Ryan Bowersox. Some of the neighbors were headed to the police station to share information about the suspect's temperament. According to police and the D-A, white cat hairs found on the victim were among the trace evidence from the autopsy that helped lead to an arrest. Suspect Robert Quick owns a white cat.


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***UPDATED at 3:47 P.M. on Friday, August 16th***
The scheduled dedication cermony that was to be held Friday night for Augusta Prep's new football stadium has been postponed.
School officials say, due to inclement weather and the resulting poor field conditions, Friday night's Cavalier Stadium dedication and Augusta Prep football game have been cancelled.
The dedication will now be rescheduled for 7:00 on next Friday, August 23rd, just prior to Augusta Prep's next scheduled home football game at 7:30 p.m. that night versus Bethlehem Christian.
***POSTED at 7:11 P.M. on Thursday, August 15th***
Augusta Prep will dedicate its new stadium Friday night.
The dedication ceremony is set for 7:00 p.m.
We have pictures of the new stadium from the school's website.
Friday night, the football players will walk through the stadium tunnel...for the first time. then, that walk will be followed by remarks from the Head of School Becky Gilmore.
The actual football game will kick off at 7:30 p.m.
The new Cavalier Stadium was made possible by donor support.
1336 Augusta West Parkway
Telephone: 706.722.6664
Can't find something?
All content © Copyright 2000 - 2014 Media General Communications Holdings, LLC. A Media General Company.


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I have tried to stay away from all things Clipper for the past month or so. Luckily for me, baseball season came around and the Dodgers look really good this year. Even with the allure of May baseball, though, I can't take my mind off of the Clippers. Since about the halfway point of last season (thank FSM it's last season now), it seemed like the general consensus was to get Mike Dunleavy out of here. Even though the Clippers are a completely incompetent organization, we waited. The indicators seemed to be that he would be fired in the offseason, especially with the discontent of the fans at the season ticket holder meeting. However, nothing has happened, and I didn't think it would get this far.
Make no mistake, I don't expect anything from this organization after the debacle that resulted from last year. However, I just never thought that I'd have to see Dunleavy on the sideline anymore. You know that feeling where you fully expect something to happen, but it never does. It's kind of an empty feeling, and it's starting to bother me. I know that this organization will do whatever it takes to make money, but it would seem to me that the way to make money would be to sell tickets and that the way to sell tickets for a struggling team would be to make some kind of gesture to the fans that the team is going in a different direction. The easiest way to do this is to fire the coach, as evidenced by EVERY OTHER TEAM IN THE NBA. However, DTS must have his golden calculator telling him that the way to continue to profit from the Clippers is to hold on to Dunleavy instead of eating his contract.
I know that firing Dunleavy isn't going to solve all of the Clipper problems, but it's a start for an organization that seems to care very little about its fan base. There is just no hope for this team anytime in the near future. At least I had some hope at the beginning of last year with Baron and Camby coming in. Even though my hopes came crashing down like a ton of bricks, it's better to have that feeling than not. This year, I'm resigned to the fact that the team will be another trainwreck that probably won't get to 20 wins. Firing Dunleavy would at least show me that the team wants to go in the right direction. Unfortunately, it seems as if this issue has cooled down and everyone is just accepting the fact the MDsr will be the coach...again.


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Staunton police say a remorseful Nicholas Rilee tried to stop his friend's bleeding in the moments after an accidental shooting.
Wednesday afternoon, a judge certified involuntary manslaughter and firearms charges against the 21-year-old. His case will go before a Staunton grand jury in October.
In a preliminary hearing Wednesday, officers said Rilee admitted shooting 20-year-old Richard Firebaugh in March, as the two played video games in a house on College Circle. Rilee reportedly told police that he thought the gun was unloaded.


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How do I calculate the monthly payment on my HAMP mortgage?
Q: Do you have a calculator that will show the amortization for a modified, MULTIPLE stepped rate mortgage? My loan started at 6.5 percent, but was modified after three years. The terms were changed: The mortgage rate was reduced to 2 percent for the next five years, then goes to 3 percent for 1 year, then 4 percent for 1 year, then 4.375 percent for the remaining life of the original 30-year term. I am now about 5.5 years into the loan, and 2.5 years into the period of the first step of the modified loan (now at 2 percent) and want to know how much to pay each month in order to pay it off in the next 15 years. The servicer, SETERUS, won't give me a schedule--they say they are not a bank, so they don't have an amortization schedule to give me (??). Thanks!
A: We do have a mortgage calculator which will do this for you, but not automatically. You'll need to do the amortization in multiple steps. You will also want to check to see if the amortization period was extended to 40 years, a fairly common practice in loan modifications. If it was, you'll need to adapt some of the information below.
5 steps to calculating your payment
Here are five steps to calculating the amortization for your modified mortgage:
Step 1: You'll need your original loan balance, interest rate (6.5 percent) and loan term. Using HSH.com's Mortgage Amortization Calculator, you'll need to find the remaining loan balance when the modification kicked in (having the precise month will help, but if you don't know, you'll need to ballpark it).
Jot this number down and keep it handy. This will become your loan balance for your next period.
Step 2: Go back to the calculator and plug in this number as your loan amount, add in the new interest rate (2 percent) and the REMAINING term of your original mortgage (likely 27 years). Calculate your payment, and then look to find the remaining balance after five years (payment number 60).
Step 3: Jot this number down; it will become your loan amount for your next step. Back to the mortgage calculator, plug in this number, change the term to (probably) 22 years, change the rate to 3 percent, then recalculate. Find the remaining balance after 12 months and record this number.
Step 4: Repeat Step 3, using remaining balance from Step 3, 21 year term, 4 percent rate.
Step 5: Repeat Step 4, using remaining balance from Step 4, 20 year term, 4.375 percent rate.
That will give you your total amortization steps over your modification--very similar to the amortizing an ARM.
Now, about that prepayment to pay it off in "the next 15 years":
You don't mention when you want to start prepaying the mortgage in order to retire it over 15 years. If you want to retire the loan in 15 years starting from today, regardless of the modified steps (that is, you will be prepaying the loan from now) the amortization will get very complicated as the lender will be adjusting your interest rate according to the modification schedule, which will in turn vary the amount of prepayment needed at each interval to maintain a fixed total term of 15 years.
A working (although imprecise) idea would be to average all the interest rates you will be charged (all 30 of them). Including what you've already paid, this would produce an average rate over the loan of 4.13 percent.
Using HSH.com 's It's My Term prepayment calculator, plug in your loan amount and desired end date for the loan and the calculator will return an additional prepayment amount needed to terminate the loan. Alternately, you could average the interest rates you are paying and have yet to pay over years 5-15. Either way should produce a working approximation.
If you choose to wait to prepay the mortgage until the end of your modification period, you will have 20 years remaining. Then, you can cut five years more off the loan by prepaying it. To do so, take the remaining balance at the end of Step 4, when the loan moves to 4.375 percent.
At this point, in essence, you have a 20-year mortgage with a 4.375 percent rate. Find the remaining balance and use HSH.com's It's My Term Mortgage Prepayment Calculator to generate the needed monthly prepayment to carve off those additional five years.
A 25-year expert observer of the mortgage and consumer debt markets, Keith Gumbinger has been cited in thousands of articles covering a wide range of consumer finance and economic topics in outlets ranging from the Wall Street Journal to the Bottom Line newsletters. He has been a featured guest on national broadcasts for CNN, CNBC, ABC, CBS and NBC television networks and has been heard on NPR and other national and local radio programs. Keith is the primary researcher and writer for HSH.com's MarketTrends newsletter and has authored or co-authored a number of consumer guides on mortgages, home equity, refinancing and more.
More help from HSH.com
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Brandy Aniston Wraps On Digital Playground Movie Just In Time For Feature Dance Appearance At Mystique Club
The Tony Batman's A Entertainment News has learned that Brandy Aniston even shot a sexy video promoting her appearance at the Mystique Club in Bridgeport Connecticut, which you can view below……..
VENICE, CA –Tony Batman's A Entertainment News - Next stop for Brandy Aniston fans, Digital Playground, who is on the verge of releasing Slice of Heaven. Directed by Robby D, the movie also stars Kayden Kross, Samantha Ryan and Mackenzee Pierce. Brandy of course can deliver a pizza as well as she can deliver a line or deliver in a sex scene.
"I love shooting for Digital Playground and Robby D," Brandy admits. "They always manage to pull the best performances out of me! That scene was super hot!"
While Brandy fans are antsy over the release of Not the Wizard of Oz XXX (X-Play) being pushed back to June 25, they will have the opportunity to see her live as the January DanniGirl will be appearing live May 30-June 1 at Mystique Gentlemen's Club in Connecticut with her amazing feature dance show.
Brandy Aniston live at Mystique May 30-June 1 from Mystique on Vimeo.
You've seen her in Breaking Bad XXX as Jesse, also as Wednesday in the Adams Family XXX, come see her live and in person for 3 nights. Mystique in Bridgeport CT is happy to announce her first area appearance this month. Check out twitter and our website more more info.
Follow Brandy on Twitter @brandyaniston. Book her through LA Direct Models.
Posted on www.AentertainmentNews.com & www.PlanetPlatypus.com
We give props to our sponsors the Screaming O, 2001 Live, AEBN Network, The Strip Mall, Skindustry Contests, and Xpeeps Live, we are thankful to have such great companies on tour with us
Category: Adult Movie Industry News, Press Release, Strip Club News


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A Vermont man pleaded guilty this week to embezzling from his employer in Massachusetts.
Kenneth Sigsbury, 52, of Pownal, was a production manager at Berkshire Anodizing in North Adams, Mass. Prosecutors say Sigsbury sold scrap metal for the company and pocketed some of the proceeds as cash, which he used to feed a prescription drug addiction.
Prosecutors say the theft amounted to $160,000 in about a year's time.
As part of a plea deal, Sigsbury was sentenced to a year in jail.


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Google Nexus 4
The basics
The good
If you thought today's phone were fast, you've not seen anything yet. The S4 quad-core processor powering the Google Nexus 4's super crisp 720p display absolutely blazes: lag is a thing of the past.
And while the world's still just getting to grips with the awesome potential of Android 4.1, but the Google Nexus 4 comes with version 4.2 pre-installed. It's still the Jelly Bean we love, with smart notifications you can open in the pull down tray and read, but with a few extra flourishes: there's a new settings menu in the notification drawer you can use to toggle everything, Gmail now opens all messages properly, and Google Now uses your emails to better predicts what you'll need before you ask.
All in all, it's a phenomenal, fast operating system that far exceeds iOS 6 capabilities - if you have the patience to get to grips with it all. And better yet, you can be certain you'll be first in lune for an update whenever Google unleashes Android 5.0.
Read our full HTC One review here
The bad
Everything the Google Nexus 4 has going for it is on the screen or inside: the actual design of the phone is about as bland as it gets these days. At 9.1mm, it's pretty chunky: it feels much more unwieldy than the HTC One X or Samsung Galaxy S3.
The black plastic design is uninspiring, and we have no idea what LG was thinking when it put sequins on the back panel. It looks like you dropped your phone in some glitter at a children's party - if anything, it's a step back from the handsome(ish) Samsung Galaxy Nexus from late last year.
It's also missing a few things you might expect - there's no 4G for slurping down HD movies, and the 8 or 16GB of storage is pretty paltry. And as much as the price one Google Play is incredible, it's also hard to come by: the Nexus 4 is sold out in both editions right now, and it's a lot pricier on contract through networks.
The bottom line
Sure, it doesn't have 4G, and it's about as sexy as a doorstop, but there's so much raw power under the hood of the Google Nexus 4, and its Android 4.2 software is sublime. For the money - on the Google Play store, at least - it's the sale of the century for iOS haters.
The Google Nexus 4 is available from www.carphonewarehouse.co.uk
Is this the best budget smartphone ever?
Windows Phone has arrived: Five amazing games now on Microsoft mobiles
User comments (21)
Carl03 December 2012
Good content in this review, and it's the first I've heard on this phone, but I have to say... what the hell is going on with the spelling here?! Come on sort it out!Report as inappropriate
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Ben Baggley03 December 2012
"As sexy as a doormat" Seriously? This is the best looking Nexus device so far and one of the best on the market. The look and feel is light years ahead of Samsung's shiny plastic. Its also not a "black plastic design" since the front and back are both entirely made of gorilla glass 2. The back design is unique and the front is minimalistic like it should be.Report as inappropriate
jazd7103 December 2012
I have this phone and it is very fast, decent build quality, camera is adequate for the job battery life will last you a full working day excellent screen quality highly recommended !Report as inappropriate
Chris Jackson03 December 2012
Glad it got 5 G's as this clearly is the fastest and smoothest phone on the planet and at half the price - it's crazy not to recommend. But I have to disagree on design, this is a seriously sexy phone, pictures do not do the back of our justice. Also this is one of the most solid devices available - very sturdily built! HD screen Fastest 1.5ghz quad core CPU/GPU available 2GB ram And for half the price Insane! I can't see any manufacturer being able too subsidise the price as much have Google have for a flagship device.Report as inappropriate
ampost03 December 2012
the price is an illusion- it wa this price for aall of a few minutes and hasn't reappeared since then. At the going rate of £400 it's still not too bad- but it's galls, a bit fragile and a bit slippiery- as well as a bit thick compared to other phones (and the camera is a bit so so). Apart from that it's a very good phone!Report as inappropriate
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Allen05 December 2012
Good review? what about what it has. Does it have GPS? Does it have 2 cameras? Does it have SD slot? AlReport as inappropriate
utzy05 December 2012
black plastic design ? sad when reviews like this show their ignorance of the device - fail gadget show.Report as inappropriate
This comment is awaiting moderation.
craig30 January 2013
Cant fault the phone its super quick and well made and i love mine!!Report as inappropriate
egor04 February 2013
Take it the wee bald guy didn't actually have a nexus 4 in front of him when he was doing this review? Black plastic? Ha. Must be talking about the built in battery casing because the phone is cornering gorilla glass 2 front and back and looks damn fine. Sorry gadget show, but get this sorted.Report as inappropriate
Steve C20 February 2013
Seems like this review was thrown together using bits of other reviews scattered across the web. For a start, both the front and back of the phone are made from Corning's Gorilla glass 2. Yes the memory is relatively small for androids these days but that is because google want users to save their stuff in the cloud - in turn keeping the cost down. I am delighted with mine and cannot think of anything negative about it - btw just had the 4.2.2 update!Report as inappropriate
Eddie I11 March 2013
This phone is the best ever, FACT... you get updates straight away from Google, there is no bloat ware, its sim free, very cheap, what more do you want ? otherwise could always buy and iphone for 600 quid that's if you don't like the latest technology and like wasting money :-)Report as inappropriate
Ben18 March 2013
Im pretty sure the reviewer looked at a spec sheet and an image or 2 and then wrote this, im 100% sure they didnt use the device or look up any info on it. I mean they say its made from plastic.. what the hell? The fron and back is COMPLETELY glass and you cant confuse the 2. Also a bland design and then contradict yourself by saying how it looks like it was dropped in glitter? Either you dont know what bland means or youre just going against what you say yourself. Geez, this is terrible.Report as inappropriate
Julian Essex Spurrier 21 March 2013
I have to strongly disagree with your appraisal of the design of the nexus 4 and it does indeed seem like you have never actually had the phone in hand.. The front is elegant and minimalist. It is in the vein of the galaxy nexus but adds very nice and high quality feeling grippy rubber type plastic to the side and a stunning glass back with actually a very understated glittery nexus effect in the flesh. It's only when purposely photographed to show the effect does it look over the top which is what actually raises alarm bells with your review. The whole thing feels very solid in hand and exudes quality. This is why it has exceeded demand and why I took one look at the new galaxy s4 and went straight to Google to order a nexus 4. I'm using it now and loving it.Report as inappropriate
matthew25 March 2013
No 4G is a good point not a bad point as I can hit 23mbps download on the 3 network on my nexus 4 + not get ripped off by EE for 4G capped at 12mbpsReport as inappropriate
Ajax 05 April 2013
I own a N4 and would recommend it to anyone. However if you prefer a £30 - £40 sim deal or wish to buy a phone at twice the price then go for it. Since Getting the phone I have been given 5gb free cloud storage for photos and my iTunes library is stored by google musicfor free. This phone is not for everyone but if you want a top spec phone and price is an issue this is the phone to buy.Report as inappropriate
simon17 April 2013
Say what you want about this phone but i guarantee you, anyone who has this phone (like me) will not have a bad word said about it, because everytime you use it you just seem to fall in love with it even more, i had the HTC One X which was a brilliant phone and i was a little upset about getting rid of it, but once i used my LG Google Nexus 4 i have never looked back since, this phone is amazing the glittery pattern on back is ok but can't say i really notice it. 5 stars *****Report as inappropriate
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Articles tagged "Jairus Byrd"
Cold Hard Autopsy: The AFC Six Pack
The AFC was pared down from 15 living teams to nine by the end of Week 15. Coroner Justin Henry was busy tagging six separate toes.
AFC Pro Bowl Roster And Player Notes
The AFC South champion Houston Texans lead the American Football Conference All-Star squad with a conference-best eight All-Stars for the 2013 Pro Bowl.
Captain Comeback Week 11: Houston Texans Lead Overtime Drama
After last week's drought, Captain Comeback Scott Kacsmar has five comebacks to dissect this week. Matt Schaub and Houston set a bunch of records, Atlanta won in unusual fashion, and Tony Romo ties Staubach.
AFC East: Ryan Tannehill Stopped Cold By The Bills 19-14
Tannehill gets picked twice in the fourth quarter in a failing attempt at a game-winning drive against the Bills.
Captain Comeback: Matt Ryan Passes Tom Brady As NFL's Best QB In The Clutch
Captain Comeback Scott Kacsmar looks at a wild Week 6 in which Peyton Manning set a record, Matt Ryan set the new standard for clutch win percentage, field goal kickers were relevant, and New England had a serious letdown.
- Super Bowl XLIX Favorites: NFC Likely To Be Super Again In 2014
- Super Bowl XLVIII Most Watched Program In U.S. History
- Super Bowl XLVIII Postgame Stat-Palooza
- CHFF Classic: Russell Wilson NFL's Best Young QB
- Super Bowl XLVIII: Broncos-Seahawks The Statistically Perfect Super Bowl
- Prop-A-Palooza II: Hundreds More Super Bowl XLVIII Prop Bets
- Live From Media Day: Could Seattle D Stop Russell Wilson
- Seattle Seahawks Brash Legion of Boom Proves Real Statistical Deal
- AFC Champion Denver Broncos Betting Season in Review
- NFC Champion Seattle Seahawks Betting Season in Review


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Veterans Discounts Search
VeteransDiscounts.com is a new site that is free for the veteran to search for discounts from local businesses. What could be better than finding discounts right in your own backyard?!
We here at Freedom Remembered endorse this veteran owned website and we'd like to see this service available in every community nationwide.
So let your local businesses know about VeteransDiscounts.com. They need businesses to join so every active duty/Veteran can enjoy the discounts they have earned!!!!
Businesses can list their own discounts they offer and all the veteran has to do is show a valid ID. This is for active duty military, Veterans, their dependents and members of military organizations. Even veteran owned businesses who list their business will also get a discount!
Let's help this Veteran owned website get off to a good start. Ask your local businesses to sign up so that our veterans can get the discounts they deserve. Restaurants, Hardware stores, Heating and Air, Electric services, Plumbing, Lawn services, Maid Services, the possibilities are endless. Here's your chance to do something for all veterans. All you need to do is get your local businesses to sign up, maybe even the place you work at.


text: Bernie Boston, a newspaper photographer best known for his iconic 1960s picture of a Vietnam War protester placing flowers in soldiers' gun barrels at a rally, has died last tuesday. Boston's photograph, "Flower Power," took the picture at an anti-war protest in Washington on Oct. 22, 1967. He was also a Pulitzer Prize finalist for a 1987 photograph of Coretta Scott King unveiling a bust of her late husband, Rev. Martin Luther King Jr., in the U.S. Capitol.


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I don't know Bobby Huggins. I consider myself a casual fan. I never really had much opinion about Huggins but now I don't know how you couldn't. I've always maintained that college coaches don't go out on the field or floor enough when there's a seriously injured player. This was heartwarming.
Last night, during the national semifinal, Da'Sean Butler went down with an obvious knee injury. He lay on the floor despondent and unconsolable. I don't know that I ever expected what happened next. Bob Huggins can out on the floor and tried to console him. He was down on the floor calming the wounded star. He embraced him and spent about a minute or so having the most public of private moments. When he rose, Bob Huggins was clearly teary-eyed. Later in the game "Huggy Bear" gave his seniors their moment and took them out. He hugged them obviously proud of their hard work.
As parents, we allow our child to play for this person and implicit in that contract is the idea that they will act as a surrogate parent. I often measure my like or dislike of a college coach based on whether I would want my kid to play for that coach. Shifty-eyed guys like Jim Calhoun who only care about winning and their own legacy? No. Bob Huggins impressed me with his caring and the tears he showed when he got up. My kid can play for him any time. Color me extremely impressed.
There's guys who "get it" and guys who don't. I think Huggy Bear gets it. He's a credit to his school. Mark me down as officially "a fan".


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Miami cop fired for killing unarmed man wins back his job
Officer Reynaldo Goyos, who was fired last year after shooting and killing Travis McNeil in 2011, has been reinstated.
Miami-Dade County
Former Miami-Dade deputy mayor joins lobbying firm that represented David Beckham
Chip Iglesias, the deputy mayor who left Miami-Dade County Hall last week, has been hired by prominent lobbying firm.
Miami-Dade County
Miami-Dade Mayor Carlos Gimenez's chief of staff leaving after five months on the job
Lisa Martinez is leaving in August as Mayor Carlos Gimenez girds for another fierce battle over the budget.
Miami-Dade County Fair & Expo
Growing FIU pushes deal to add fairground property
As the county fair began its annual run, negotiations continue that could move the popular event to a new location.
17-year-old accused in shooting death of elderly man at Opa-locka parking lot
Miami-Dade police have arrested a suspect in the shooting death of Miguel Piloto, the 71-year Opa-locka resident whose slaying in a supermarket parking last month was caught on surveillance cameras.
Girl killed in Miami Gardens shooting
CBS 4 Miami - A 12-year-old girl was killed when shots were fired into a house filled with kids late yesterday evening.
Storify: Deck collapses at Shuckers restaurant
[View the story "Shuckers restaurant deck goes under" on Storify]
Woman allegedly kidnapped by boyfriend speaks of ordeal
A woman who told police that her boyfriend bit out a chunk of her private parts during an argument about his wife told her story exclusively to CBS4 News.
Families, survivors file suit in MIA bus crash
Relatives of one of the passengers who died in last weekend's bus crash at Miami International Airport, as well as one of the survivors, have filed negligence suits against the driver and the bus service company.
Deadly bus crash
Two dead after bus crash at Miami International Airport
It was a deadly, surreal scene at Miami International Airport Saturday when an 11-foot-bus tried passing beneath an eight-foot, six-inch overpass.
» More news video


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Regal Rat is a specialty feed that provides 100% of the daily required nutrients for adult pet rats. This specialty feed is a low-fat diet designed to increase the longevity and well-be... Learn More
Regal Rat is a specialty feed that provides 100% of the daily required nutrients for adult pet rats. This specialty feed is a low-fat diet designed to increase the longevity and well-being of adult pet rats. Your rat will love it!
Regal Rat has been formulated with guidance by a combined team of professionals with experience in laboratory animal science, zoo and wildlife nutrition. Members include a leading nutritionist with 25 years of expertise in laboratory animal science, formerly with the National Institutes of Health and a member of National Research Council committees. The result is a nutritionally balanced feed, designed to increase the longevity and well-being of the pet rat.
Research has shown that animals in the adult stage of life require lower levels of certain nutrients. Foods high in fat reduce the rat's ability to control energy consumption, resulting in obesity. Regal Rat is a low fat diet designed to meet the nutritional needs of adult rats without life threatening obesity.
Regal Rat is a complete kibble that prevents selective feeding behaviors that are commonly associated with seed-based diets.
Regal Rat is a specialty feed, with a taste they will love, designed exclusively for your adult rat's nutritional needs.
This product is nutritionally balanced with the high quality ingredients you have come to expect from Oxbow Pet Products.
In response to your recent website information about the price/value of your products.... I wouldn't think of feeding my rats anything BUT Oxbox Regal Rat. My vet at Angell Animal Medical Center in Boston, MA told me about your product four years ago and I have fed all thirteen of them (not all at once!) your adult rat product ever since then. They may be small and some may think maybe they're not worth spending money on, but I know they have beautiful coats, bright eyes, and lots of energy. I believe your food help them live longer, too. - Janet from Massachusetts
REVIEW SNAPSHOT®by PowerReviews
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Comments about Oxbow Regal Rat Food:
I have 6 female rats : Isabis, Kohana, Blossom, Olive, Penny, & Peaches.
And three males: Mr.Beans , Mr.Waffles, & Cricket.
I have just went through my first 40lb bag surprisingly very fast. I have Mr. Waffles and Cricket in a top unit Critter Nation and they go through a bowl of this almost every day, as well as my females. They eat this stuff like they are bottomless pits. I can tell that they have all become healthy weights for their sizes, this diet is perfect and my females haven't showed any signs of the soy in the diet affecting them i.e tumors.
Not good for rats under the age of 4 months guys, remember that!! This is an ADULT RAT DIET.
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Comments about Oxbow Regal Rat Food:
I feed this to all my ratties and they love it - have never turned their whiskers up at it! Lab blocks just don't go over well - while they will eat them, it's only as a last resort when the other food is gone and the pieces seem to be larger than my girls prefer. Especially for younger rats, these little kibbles are just the right size for tiny hands to hold while nibbling.
I love buying in bulk - saves just as much on pet food as it does on human food! I split the bag up into gallon sized ziploc bags and stick them in the freezer like others have commented - keeps it fresh and easier to manage in smaller packages.
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Comments about Oxbow Regal Rat Food:
My 6 rats eat this every day. We used to use the standard "Rat Block" food that is sold at the pet stores. They like this MUCH better, and their fur is softer, smoother, and they are healthier. There is no corn in this food, and it is well balanced. I bought the 40 lb bag and repacked the big bag into smaller containers and put them in the deep freezer. At thius value, this food is the same price as the Rat Block at the pet store, for a much more superior product.
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Comments about Oxbow Regal Rat Food:
My rats love the new formula!
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Comments about Oxbow Regal Rat Food:
40lbs is heavy. I had to separte into smaller containers to distribute to friends as well as to handle in feeding to my own collection. Otherwise, a great product.
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Whole Brown Rice, Oat Groats, Wheat Bran, Wheat, Soybean Meal, Menhaden Fish Meal, Soybean Hulls, Calcium Carbonate, Yeast Culture Dehydrated, Flax Seed Meal (Linseed), Inulin, Monocalcium Phosphate, Soy Oil, Methionine DL, Yucca Schidigera Extract, Wheat Germ Meal, Salt, Magnesium Oxide, Ferrous Sulfate, Choline Chloride, Natural Flavor, Vitamin E Supplement, Zinc Oxide, Manganese Oxide, Vitamin A Supplement, Vitamin D3 Supplement, L-ascorbyl-2-Monophosphate, Biotin, Niacin Supplement, Copper Sulfate, Sodium Selenite, Natural Mixed Tocopherols, Rosemary Extract, Cobalt Proteinate, Zinc Proteinate, Manganese Proteinate, Copper Proteinate, D-Calcium Pantothenate, Folic Acid, Riboflavin, Pyridoxine Hydrochloride, Thiamine Mononitrate, Menadione Sodium Bisulfite Complex (Vitamin K Activity), Calcium Iodate, Vitamin B12 Supplement.
Crude Protein (min): 15%
Crude Fat (min): 4%
Crude Fiber (max) 7%
Moisture (max): 10%
Calcium (min): 0.8%
Calcium (max): 1.2%
Phosphorous (min): 0.8%
"Oxbow Pet Products is the evolution of over 100 years of family effort to produce nutritional products for animals and the people who care for them." Oxbow Pet Products has a history rich in traditional family farming. Since 1880, five generations have cared for and farmed the land in rural Murdock, NE which produces grain and hay for people and animals all over the world.
A prescription is required for this product. Once we receive your order, we'll quickly contact your vet and ship your prescription within one business day of receiving approval.* If you have a prescription in hand, select the "mail my prescription" option during checkout.
*UPS doesn't ship on Saturday, Sunday, and most holidays. Note: If you are ordering medication, shipping is not available in the following states: LA


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Coming cost increases forcing PA officials to plan ahead this year
By Eric Boehm | PA Independent
HARRISBURG — Reforming Pennsylvania's pension plans is the only option.
"Either we're going to have to increase spending dramatically, or cut spending dramatically or reform the pension system," said state Sen. Jake Corman, R-Centre, chairman of the Senate Appropriations Committee, on Tuesday.
"The tax increases … would be unpalatable and the cuts in spending would be unpalatable, so reform is my preferred choice," Corman said.
Taxpayer contributions to the State Employees Retirement System, or SERS, and Public School Employees Retirement System, or PSERS, will climb from $1.6 billion in next year's budget to more than $4 billion in 2016 and as high as $10 billion by 2035, according to projections from the two pension funds.
Corman said the pension situation is expected to play into this year's budget discussion because of the coming increase, mirroring comments made in the past month by Gov. Tom Corbett, who has likened the pension crisis to a "Pac-Man" eating away at revenue that could be spent elsewhere in the budget.
Since most of the existing pension costs resulted from benefits state and public school employees have earned, any reforms would do little to solve the immediate crisis, but could defuse costs in later years by changing benefits for future employees.
Still, Corbett and Corman said they do not have a specific plan on how to reform the system at this time.
"We'll have to wait and see where the body is," Corman said, referring to the General Assembly.
Many conservatives have advocated for a change from the existing defined benefit plan — in which pension benefits are guaranteed as a formula of years worked and salary — to a defined contribution plan where workers can invest a portion of their pay in a retirement account, similar to a 401(k) plan in the private sector.


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The Aster Corporation increases its interest in Jake, which forces Martin to join forces with Abigail Kelsey. When Avram convinces Martin that Jake and Amelia are connected, Martin begins a quest to uncover the truth. Meanwhile, the situation is intensified when Lucy, a mother whose daughter shares the same gift as Jake, becomes involved in the mission and the seemingly unrelated events are tied together.
PoGDesign TV Schedule & Episode Calendar | [0.35, 0.42, 0.46]


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Police Biodata Test – How to Prepare for the Written Exam
Unlike the police written exam, the questions on a police Bio-data test are strictly about you and your activities. The exam consists of life experiences, personality questions, and similar measures. This test has been widely practiced for years in the private sector, but it's now being utilized by law enforcement agencies to select applicants who are more closely suited for the job based on past experiences and their personality.
There are some controversies surrounding this new form of police testing as some have suggested this new type of police examination is "dumbing down" the selection process in favor of unqualified applicants.
What is the Police Bio-data test?
Bio-data is not well-known but is widely used; the first recorded use was in Chicago in 1894. It has nothing to do with the biological aspects of the person but has much to do with their biography (Bio-data is short for 'biographical data', not 'biological data'). Done well it has a high level of reliability and validity.
Unlike many other tools, the police Bio-data test has a solely empirical root. There is no psychological theory behind it. It simply finds what works and does not question why. The founding hypothesis is statistics holds true and correlations found in some people will also be found in other people.
Background history
Bio-data can include aspects of personal information, childhood, education, employment, external experiences, skills, socioeconomic status, social activities, hobbies, and personal traits and characteristics.
Bio-data is collected using a written form structured to discover the required key information. The target people complete the form and hand it in. After this, the information is studied for the key characteristics being sought.
How to prepare for the police Bio-data test?
There is no way to prepare yourself for the Bio-data test since it's such a personalized examination. However, you can prepare yourself for the written test using a police exam study guide since that part of the examination make up around 30-50% of the sum total of your qualifying score. I hope this article has helped in some way.-------------------------------------------------------------------------------------------------
About The Author
Officer Forestal has a bachelor's degree in criminal justice, 8 years law enforcement experience and is a graduate of the 2002 Police Corps, where he was recognized as an expert shooter. Former Collegiate all-American, certifield personal trainer and author of several fitness and police related books such as the Police Oral Interview Secrets, and Police Exam For Dummies. As a Law Enforcement enthusiast, E.L. has helped hundreds of candidates "ACE" their respective entrance exam and the oral board interview. Learn More...


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You may think you remember every nook and cranny where you looked for those lost car keys. But a report in the current Nature suggests otherwise: The brain, it seems, does not memorize transient snapshots of the world around us.
Psychologists Todd Horowitz and Jeremy Wolfe of Brigham and Women's Hospital and Harvard Medical School asked subjects to find a single letter T in a field of L's shown on a screen. First the researchers flashed repeatedly the same configuration of letters for fractions of a second until each person spotted the T. Then the subjects watched a series of displays that were constantly rearranged, with the T in different positions during each short viewing period.
The researchers measured how much longer it took each subject to find the T in a sea of various numbers of L's. They reasoned that if the brain were recording the position of each letter, shuffling the displays should drastically slow the search because subjects would initially exclude areas on a new display that did not include a T on the previous display. However, shuffling the displays didn't slow the search at all--suggesting that the subjects were starting their search from scratch from one display to the next.
"It's certainly an important finding, and unexpected," says Harvard psychologist Patrick Cavanagh. "The common sense thought would be that you'd remember where you've been." But, he says, in hindsight this kind of forgetfulness does make sense. If you are swatting flies, for example, it may be more efficient to keep looking and swatting, than remembering where all the flies were. "We may be faster at forging ahead than remembering," Cavanagh explains.