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Quotes & Info
|UBSH > SEC Filings for UBSH > Form 10-Q on 8-Aug-2013
|All Recent SEC Filings
Quarterly Report
Management's discussion and analysis is presented to aid the reader in understanding and evaluating the financial condition and results of operations of Union First Market Bankshares Corporation and its subsidiaries (collectively, the "Company"). This discussion and analysis should be read with the consolidated financial statements, the notes to the financial statements, and the other financial data included in this report, as well as the Company's Annual Report on Form 10-K and management's discussion and analysis for the year ended December 31, 2012. Highlighted in the discussion are material changes from prior reporting periods and any identifiable trends affecting the Company. Results of operations for the three and six month periods ended June 30, 2013 and 2012 are not necessarily indicative of results that may be attained for any other period. Amounts are rounded for presentation purposes while some of the percentages presented are computed based on unrounded amounts.
Certain statements in this report may constitute "forward-looking statements"
within the meaning of the Private Securities Litigation Reform Act of 1995.
Forward-looking statements are statements that include projections, predictions,
expectations, or beliefs about future events or results or otherwise are not
statements of historical fact. Such statements are often characterized by the
use of qualified words (and their derivatives) such as "expect," "believe,"
"estimate," "plan," "project," "anticipate," "intend," "will," or words of
similar meaning or other statements concerning opinions or judgment of the
Company and its management about future events. Although the Company believes
that its expectations with respect to forward-looking statements are based upon
reasonable assumptions within the bounds of its existing knowledge of its
business and operations, there can be no assurance that actual results,
performance, or achievements of the Company will not differ materially from any
future results, performance, or achievements expressed or implied by such
forward-looking statements. Actual future results and trends may differ
materially from historical results or those anticipated depending on a variety
of factors, including, but not limited to, the effects of and changes in:
general economic and bank industry conditions, the interest rate environment, legislative and regulatory requirements, competitive pressures, new products and delivery systems, inflation, the stock and bond markets, accounting standards or interpretations of existing standards, mergers and acquisitions, technology, and consumer spending and savings habits. More information is available on the Company's website, http://investors.bankatunion.com and on the Securities and Exchange Commission's website, www.sec.gov. The information on the Company's website is not a part of this Form 10-Q. The Company does not intend or assume any obligation to update or revise any forward-looking statements that may be made from time to time by or on behalf of the Company.
The accounting and reporting policies of the Company and its subsidiaries are in accordance with accounting principles generally accepted in the United States of America ("GAAP") and conform to general practices within the banking industry. The Company's financial position and results of operations are affected by management's application of accounting policies, including estimates, assumptions, and judgments made to arrive at the carrying value of assets and liabilities and amounts reported for revenues, expenses, and related disclosures. Different assumptions in the application of these policies could result in material changes in the Company's consolidated financial position and/or results of operations.
The more critical accounting and reporting policies include the Company's accounting for the allowance for loan losses, mergers and acquisitions, and goodwill and intangible assets. The Company's accounting policies are fundamental to understanding the Company's consolidated financial position and consolidated results of operations. Accordingly, the Company's significant accounting policies are discussed in detail in Note 1 "Summary of Significant Accounting Policies" in the "Notes to the Consolidated Financial Statements" contained in Item 8 of the Form 10-K dated December 31, 2012.
The following is a summary of the Company's critical accounting policies that are highly dependent on estimates, assumptions, and judgments.
Allowance for Loan Losses ("ALL")
The provision for loan losses charged to operations is an amount sufficient to bring the allowance for loan losses to an estimated balance that management considers adequate to absorb potential losses in the portfolio. Loans are charged against the allowance when management believes the collectability of the principal is unlikely. Recoveries of amounts previously charged-off are credited to the allowance. Management's determination of the adequacy of the allowance is based on an evaluation of the composition of the loan portfolio, the value and adequacy of collateral, current economic conditions, historical loan loss experience, and other risk factors. Management believes that the allowance for loan losses is adequate. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions, particularly those affecting real estate values. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses. Such agencies may require the Company to make adjustments to the allowance based on their judgments about information available to them at the time of their examination.
The Company performs regular credit reviews of the loan portfolio to review the credit quality and adherence to its underwriting standards. The credit reviews consist of reviews by its Internal Audit group and reviews performed by an independent third party. Upon origination, each commercial loan is assigned a risk rating ranging from one to nine, with loans closer to one having less risk, and this risk rating scale is the Company's primary credit quality indicator. Consumer loans are generally not risk rated; the primary credit quality indicator for this portfolio segment is delinquency status. The Company has various committees that review and ensure that the allowance for loan losses methodology is in accordance with GAAP and loss factors used appropriately reflect the risk characteristics of the loan portfolio.
The Company's ALL consists of specific, general, and unallocated components.
Specific Reserve Component - The specific reserve component relates to impaired loans exceeding $500,000. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Upon being identified as impaired, an allowance is established when the discounted cash flows of the impaired loan are lower than the carrying value of that loan for loans not considered to be collateral dependent. The significant majority of the Company's impaired loans are collateral dependent. The impairment of collateral dependent loans is measured based on the fair value of the underlying collateral (based on independent appraisals), less selling costs, compared to the carrying value of the loan. The Company obtains independent appraisals from a pre-approved list of independent, third party appraisal firms located in the market in which the collateral is located. The Company's approved appraiser list is continuously maintained to ensure the list only includes such appraisers that have the experience, reputation, character, and knowledge of the respective real estate market. At a minimum, it is ascertained that the appraiser is currently licensed in the state in which the property is located, experienced in the appraisal of properties similar to the property being appraised, has knowledge of current real estate market conditions and financing trends, and is reputable. The Company's internal Real Estate Valuation Group, which reports to the Risk and Compliance Group, performs either a technical or administrative review of all appraisals obtained. A technical review will ensure the overall quality of the appraisal, while an administrative review ensures that all of the required components of an appraisal are present. Generally, independent appraisals are updated every 12 to 24 months or as necessary. The Company's impairment analysis documents the date of the appraisal used in the analysis, whether the officer preparing the report deems it current, and, if not, allows for internal valuation adjustments with justification. Adjustments to appraisals generally include discounts for continued market deterioration subsequent to the appraisal date. Any adjustments from the appraised value to carrying value are documented in the impairment analysis, which is reviewed and approved by senior credit administration officers and the Special Assets Loan Committee. External appraisals are the primary source to value collateral dependent loans; however, the Company may also utilize values obtained through broker price opinions or other valuations sources. These alternative sources of value are used only if deemed to be more representative of value based on updated information regarding collateral resolution. Impairment analyses are updated, reviewed, and approved on a quarterly basis at or near the end of each reporting period.
General Reserve Component - The general reserve component covers non-impaired loans and impaired loans below $500,000 and is derived from an estimate of credit losses adjusted for various environmental factors applicable to both commercial and consumer loan segments. The estimate of credit losses is a function of the product of net charge-off historical loss experience to the loan balance of the loan portfolio averaged during the preceding twelve quarters, as management has determined this to adequately reflect the losses inherent in the loan portfolio. The environmental factors consist of national, local, and portfolio characteristics and are applied to both the commercial and consumer segments. The following table shows the types of environmental factors management considers:
ENVIRONMENTAL FACTORS Portfolio National Local Experience and ability of lending team Interest rates Level of economic activity Depth of lending team Inflation Unemployment Pace of loan growth Unemployment Competition Franchise expansion Gross domestic product Military/government impact Execution of loan risk General market risk and rating process other concerns Degree of oversight / Legislative and underwriting standards regulatory environment Value of real estate serving as collateral Delinquency levels in portfolio Charge-off levels in portfolio Credit concentrations / nature and volume of the portfolio
Unallocated Component - This component may be used to cover uncertainties that could affect management's estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. Together, the specific, general, and any unallocated allowance for loan loss represents management's estimate of losses inherent in the current loan portfolio. Though provisions for loan losses may be based on specific loans, the entire allowance for loan losses is available for any loan management deems necessary to charge-off. At June 30, 2013, there were no material amounts considered unallocated as part of the allowance for loan losses.
Impaired Loans
A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. A loan that is classified substandard or worse is considered impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent. The impaired loan policy is the same for each of the seven classes within the commercial portfolio segment.
For the consumer loan portfolio segment, large groups of smaller balance homogeneous loans are collectively evaluated for impairment. This evaluation subjects each of the Company's homogenous pools to a historical loss factor derived from net charge-offs experienced over the preceding twelve quarters. The Company applies payments received on impaired loans to principal and interest based on the contractual terms until they are placed on nonaccrual status. All payments received are then applied to reduce the principal balance and recognition of interest income is terminated.
Mergers and Acquisitions
The Company's merger and acquisition strategy focuses on high-growth areas with strong market demographics and targets organizations that have a comparable corporate culture, strong performance, and good asset quality, among other factors.
Business combinations are accounted for under Accounting Standards Codification ("ASC") 805, Business Combinations, using the acquisition method of accounting. The acquisition method of accounting requires an acquirer to recognize the assets acquired and the liabilities assumed at the acquisition date measured at their fair values as of that date. To determine the fair values, the Company will continue to rely on third party valuations, such as appraisals, or internal valuations based on discounted cash flow analyses or other valuation techniques. Under the acquisition method of accounting, the Company will identify the acquirer and the closing date and apply applicable recognition principles and conditions. Costs that the Company expects, but is not obligated to incur in the future, to implement its plan to exit an activity of an acquiree are not liabilities at the acquisition date, nor are costs to terminate the employment of or relocate an acquiree's employees. The Company does not recognize these costs as part of applying the acquisition method. Instead, the Company recognizes these costs as expenses in its post-combination financial statements in accordance with other applicable GAAP.
Acquisition-related costs are costs the Company incurs to effect a business combination. Those costs include advisory, legal, accounting, valuation, and other professional or consulting fees. Some other examples of acquisition-related costs to the Company include systems conversions, integration planning consultants, and advertising costs. The Company will account for acquisition-related costs as expenses in the periods in which the costs are incurred and the services are received, with one exception. The costs to issue debt or equity securities will be recognized in accordance with other applicable GAAP. These acquisition-related costs are included within the Consolidated Statements of Income classified within the noninterest expense caption.
Goodwill and Intangible Assets
The Company follows ASC 350, Goodwill and Other Intangible Assets, which prescribes the accounting for goodwill and intangible assets subsequent to initial recognition. The provisions of this guidance discontinued the amortization of goodwill and intangible assets with indefinite lives but require an impairment review at least annually and more frequently if certain impairment indicators are evident.
Headquartered in Richmond, Virginia, Union First Market Bankshares Corporation is the holding company for Union First Market Bank, which has 90 branches and more than 150 ATMs throughout Virginia. Non-bank affiliates of the holding company include: Union Investment Services, Inc., which provides full brokerage services; Union Mortgage Group, Inc., which provides a full line of mortgage products; and Union Insurance Group, LLC, which offers various lines of insurance products. Union First Market Bank also owns a non-controlling interest in Johnson Mortgage Company, LLC.
Additional information is available on the Company's website at http://investors.bankatunion.com. The information contained on the Company's website is not a part of this report. Shares of the Company's common stock are traded on the NASDAQ Global Select Market under the symbol UBSH.
Executive Overview
� On June 10, 2013, the Company and StellarOne Corporation ("StellarOne") announced the signing of a definitive merger agreement, pursuant to which the Company will acquire StellarOne, creating the largest community banking institution in the Commonwealth of Virginia. Based on financials the Company and StellarOne reported for their respective quarters ended March 31, 2013, on a pro forma basis, the combined company would have total assets of $7.1 billion, deposits of $5.8 billion and loans of $5.2 billion. The Company will retain its name, and its corporate headquarters will remain in Richmond. Under the terms of the agreement, common shareholders of StellarOne will receive 0.9739 shares of the Company's common stock for each share of StellarOne. The companies expect to consummate the transaction on or around January 1, 2014, subject to customary closing conditions, including regulatory and shareholder approvals. The Company will file with the Securities and Exchange Commission a Registration Statement on Form S-4 to register the shares of its common stock that will be issued in the merger and to provide the appropriate information about the merger in connection with the solicitation of the approval of the merger by the respective shareholders of the Company and StellarOne.
� The Company reported net income of $9.5 million and earnings per share of $0.38 for its second quarter ended June 30, 2013. Excluding acquisition-related costs of $919,000, operating earnings(1) for the quarter were $10.4 million and operating earnings per share(1) was $0.42. The quarterly results represent an increase of $2.0 million, or 23.3%, in operating earnings from the same quarter of the prior year and an increase of $1.4 million, or 15.6%, from the quarter ended March 31, 2013. Operating earnings per share of $0.42 for the current quarter increased $0.10, or 31.3%, from the prior year's second quarter and increased $0.06, or 16.7%, from the most recent quarter.
� Operating Return on Average Equity(1) increased to 9.58% for the quarter ended June 30, 2013 compared to Return on Average Equity ("ROE") of 7.84% and 8.32% for the same quarter of the prior year and the first quarter of 2013, respectively. Including current quarter acquisition-related costs, ROE was 8.73%.
� Operating Return on Average Assets(1) increased to 1.03% for the quarter ended June 30, 2013 compared to Return on Average Assets ("ROA") of 0.86% and 0.90% for the same quarter of the prior year and the first quarter of 2013, respectively. Including current quarter acquisition-related costs, ROA was 0.94%.
� Operating efficiency ratio(1) of 66.73% declined 185 basis points when compared to the prior quarter and 134 basis points when compared to the same quarter of the prior year.
� Tax-equivalent net interest income was $38.7 million, a decrease of $313,000, or 0.8%, from the first quarter of 2013, as tax-equivalent net interest margin declined by 5 basis points to 4.18% from 4.23% in the previous quarter.
� Provision for loan losses decreased $1.1 million compared to the prior quarter and $2.0 million compared to the same quarter of the prior year.
� Credit quality metrics continued to improve as nonperforming assets ("NPAs") and the ratio of NPAs compared to total loans declined from the same quarter last year. Net charge-offs declined materially to $1.1 million in the second quarter of 2013 from $2.2 million in the same quarter last year and $2.6 million in the most recent quarter.
� Noninterest income increased $1.5 million, or 14.9%, to $11.3 million from $9.8 million in the first quarter, and increased $1.0 million, or 10.2%, to $11.3 million from $10.3 million in the prior year's second quarter.
� Excluding acquisition-related costs of $919,000, noninterest expense decreased $137,000, or 0.4%, to $33.4 million from $33.5 million when compared to the first quarter, and decreased $243,000, or 0.7%, from $33.6 million for the second quarter of 2012.
� Loan demand continued to improve with an increase in loans outstanding of $113.1 million, or 3.9%, since June 30, 2012. Loan balances increased $34.0 million, or 2.2% on an annualized basis, from December 31, 2012.
� During the quarter, the Company added almost 1,100 net new core household accounts consistent with growth in the prior quarter and the 4.4% annualized growth rate in 2012. Deposit balances increased $47.0 million, or 1.5%, from June 30, 2012 while deposit balances declined $31.8 million since year end primarily due to net run-off in higher cost time deposits.
� Total capital to risk-weighted assets ratio was 14.37% and 14.55% on June 30, 2013 and 2012, respectively. Tier 1 capital to risk-weighted assets ratio was 13.08% and 12.99% at June 30, 2013 and 2012, respectively.
� Cash dividends declared during the second quarter were $0.13 per share, an increase of $0.05 per share, or 62.5% when compared to the second quarter of the prior year.
(1)For a reconciliation of the non-GAAP measures operating earnings, ROA, ROE, EPS, and efficiency ratio, see "NON-GAAP MEASURES" included in this Item 2.
NET INTEREST INCOME Three Months Ended Dollars in thousands 06/30/13 03/31/13 Change 06/30/12 Change Average interest-earning assets $ 3,713,392 $ 3,735,926 $ (22,534 ) $ 3,615,718 $ 97,674 Interest income (FTE) $ 43,981 $ 44,543 $ (562 ) $ 46,340 $ (2,359 ) Yield on interest-earning assets 4.75 % 4.84 % (9 )bps 5.15 % (40 )bps Average interest-bearing liabilities $ 2,907,523 $ 2,956,261 $ (48,738 ) $ 2,910,987 $ (3,464 ) Interest expense $ 5,283 $ 5,532 $ (249 ) $ 7,215 $ (1,932 ) Cost of interest-bearing liabilities 0.73 % 0.76 % (3 )bps 1.00 % (27 )bps Cost of funds 0.57 % 0.60 % (3 )bps 0.79 % (22 )bps Net Interest Income (FTE) $ 38,698 $ 39,011 $ (313 ) $ 39,125 $ (427 ) Net Interest Margin (FTE) 4.18 % 4.23 % (5 )bps 4.36 % (18 )bps Core Net Interest Margin (FTE) (1) 4.14 % 4.18 % (4 )bps 4.25 % (11 )bps
(1) Core net interest margin (FTE) excludes the impact of acquisition accounting accretion and amortization adjustments in net interest income.
On a linked quarter basis, tax-equivalent net interest income was $38.7 million, a decrease of $313,000, or 0.8%, from the first quarter of 2013. The second quarter tax-equivalent net interest margin declined by 5 basis points to 4.18% from 4.23% in the previous quarter. The change in net interest margin was principally attributable to the continued decline in net accretion on the acquired net earning assets (1 bp) and lower investment and loan yields outpacing the reduction in the cost of interest-bearing liabilities (4 bps). Loan yields continued to be negatively affected by the low rate environment as new and renewed loans were originated and repriced at lower rates. Yields on investment securities were primarily impacted by lower reinvestment rates during the quarter, offset by a shift in mix from taxable securities to higher yielding tax-exempt securities. The cost of interest-bearing liabilities declined during the quarter largely driven by lower time deposit account balances.
For the three months ended June 30, 2013, tax-equivalent net interest income decreased $427,000, or 1.1%, when compared to the same period last year. The tax-equivalent net interest margin decreased by 18 basis points to 4.18% from 4.36% in the prior year. The decline in net interest margin was principally due to the continued decline in accretion on the acquired net earning assets (7 bps) and declines in earning asset yields exceeding the reduction in the cost of interest-bearing liabilities (11 bps). Lower interest income was principally due to lower yields on loans as new and renewed loans were originated and repriced at lower rates, faster prepayments on mortgage-backed securities, and cash flows from securities investments reinvested at lower yields. The decline in the cost of interest-bearing liabilities from the prior year's second quarter was driven by a shift in mix from time deposits to low cost deposits, reductions in deposit rates, and lower wholesale borrowing costs.
The Company believes that its net interest margin will continue to decline modestly over the next several quarters as decreases in earning asset yields are projected to outpace declines in interest-bearing liabilities rates.
Year-over-year results For the Six Months Ended Dollars in thousands 06/30/13 06/30/12 Change Average interest-earning assets $ 3,724,597 $ 3,597,115 $ 127,482 Interest income (FTE) $ 88,524 $ 93,259 $ (4,735 ) Yield on interest-earning assets 4.79 % 5.21 % (42 )bps Average interest-bearing liabilities $ 2,931,758 $ 2,909,904 $ 21,854 Interest expense $ 10,816 $ 14,744 $ (3,928 ) Cost of interest-bearing liabilities 0.74 % 1.02 % (28 )bps Cost of funds 0.59 % 0.82 % (23 )bps Net Interest Income (FTE) $ 77,708 $ 78,515 $ (807 ) Net Interest Margin (FTE) 4.21 % 4.39 % (18 )bps Core Net Interest Margin (FTE) (1) 4.16 % 4.26 % (10 )bps
(1) Core net interest margin (FTE) excludes the impact of acquisition accounting accretion and amortization adjustments in net interest income.
For the six months ended June 30, 2013, tax-equivalent net interest income was $77.7 million, a decrease of $807,000, or 1.0%, when compared to the same period last year. The tax-equivalent net interest margin decreased by 18 basis points to 4.21% from 4.39% in the prior year. The decline in the net interest margin . . .


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John Nix, owner of Nix Construction has announced his plans to run for the District 6 seat on the Tyler City Council.
Nix's announcement comes the same day District 6 Councilman Jason Wright announced he is stepping down to work as Regional Director for the regional center for U.S. Senator Ted Cruz.
John Nix is the owner of Nix Construction and has served on the Tyler Planning and Zoning Commission, but this will be his first time running for an elected office.
He tells KLTV 7 "I really trusted Jason, and I liked the work he did at City Hall, and I want to make sure that he gets replaced with somebody that has the same values and view points that he did, and believes that our city is headed in the right direction."
Copyright 2013 KLTV. all rights reserved.
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As I Lay Dying singer admits seeking wife's murder
VISTA, Calif. (AP) - The lead singer of Grammy-nominated metal band As I Lay Dying has pleaded guilty to trying to hire someone to kill his estranged wife.
Timothy Lambesis pleaded guilty to one count of solicitation of murder Tuesday in Vista Superior Court, near San Diego. He remains free on bond until his sentencing, which is set for May 2.
Prosecutors say the 32-year-old singer was recorded telling an undercover agent that he wanted his wife killed. He allegedly told a man at his gym that she was making it difficult for him to see their children and impossible to complete their divorce.
As I Lay Dying formed in San Diego in 2000 and has released six albums, including 2007's "An Ocean Between Us," which reached No. 8 on Billboard's charts.
(Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)
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Fax Online For Free Pay Day Loans: Temporary Lending Online
Fax online for free pay day loans permit you to scan your bank account and employment information for any temporary internet loan – faxless needed.
Many pay day loan loan companies took their online businesses to be able to attract more clients. Online pay day loan companies, however, frequently require short term personal loan candidates to fax copies of the financial documents and evidence of employment.
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When Fax needed Bank and Employment Information Isn't Possible
If you are trying to find internet loan companies which will grant a short-term loan without expecting you to definitely fax your data, you're fortunate. Increasingly more loan companies understand consumers' hesitancy to fax sensitive information and therefore are enabling candidates to make use of alternate communication techniques. A couple of reasons you might not wish to fax your data to some pay day loan provider:
- You do not possess a fax machine
- Based on the number of documents you fax, the procedure could be costly
- Fax needed a piece leaves an eye on the application for any pay day loan – something you don't would like your boss and co-employees to understand about
- Public fax needed services don't frequently allow customers to fax their very own documents. This could need you to give your financial records to some stranger.
How "No Fax" Internet Pay Day Loans Work
Online pay day loans that do not need you to submit your bank account information and evidence of employment using a fax permit you to scan the documents and send these to the loan provider with an email attachment.
Even though many modern ink jet printers come outfitted having a scanner, not every do. This might need you to scan your earnings stubs, alternate evidence of employment and bank account information either at the office or having a printing agency or any other place of work that provides checking services.
Options to Fax needed Information to Online Pay day Loan companies
Although acquiring immediate cash online with an internet pay day loan might be alluring, it's not the only method to get a short term personal loan for convenient cash in desperate situations. Consider going to a nearby pay day loan facility. The pay day loan facility can evaluate your earnings stubs and financial info on the place to find out whether you be eligible for a an immediate loan.
Additionally, you are able to write a publish-dated check towards the facility instead of passing on permission to do an automatic withdrawal from your money later on.
Points to consider When looking for an online Pay Day Loan
Not every temporary financial loans are produced equal, plus some will meet your requirements much better than others. While all pay day loans charge high rates of interest, some are greater than the others. Additionally, certain loan companies – both online and personally – charge extra costs for loan services together with our prime interest fees. Evaluate your choices carefully to be able to choose the fax online for free pay day loan that fits your immediate needs while investing less than possible to be able to achieve this.
Visitors could also wish to discover No Credit Assessment Temporary Online Pay Day Loans – No Telecheck.


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Cacophony of Blades (Adept)
Carrion Warding IV (Adept)
Chestguard of the Farseeker
Clarion VI (Adept)
Close Mind (Adept)
cobalt cluster
Concealment (Adept)
Consumption (Adept)
Crippling Strike II (Adept)
Crouching Tiger V (Adept)
Cunning Defense IV (Adept)
Curse of Void III (Adept)
Daelis' Dance of Blades IV (Adept)
Dawnstrike VI (Adept)
Death March (Adept)
Destructive Mind III (Adept)
Devoted Resolve II (Adept)
Dispatch (Adept)
Divine Arbitration (Adept)
Divine Favor (Adept)
Divine Smite VI (Adept)
Dragon Rage III (Adept)
Earthquake IV (Adept)
Ebbing Spirit II (Adept)
Essence Shift IV (Adept)
Evade V (Adept)
Excellent Quality Scaled Pelt
Extract Mana IV (Adept)
Eye Gouge III (Adept)
Fall of the Phoenix (Adept)
Fanatical Healing VI (Adept)
Feast III (Adept)
Firestorm IV (Adept)
Flamboyant Strike II (Adept)
Flamewrought Sealed Document
Flash of Steel VI (Adept)
Forest Spirit IV (Adept)
Frenzy II (Adept)
Frozen Palm V (Adept)
Golden Band of Ament
Gouge IV (Adept)
Harbinger V (Adept)
Harmony IV (Adept)
Head Crush IV (Adept)
Healing Grove (Adept)
Healstorm IV (Adept)
Heroic Dash IV (Adept)
Holy Intercession IV (Adept)
Holy Salvation II (Adept)
Holy Strike III (Adept)
Howl of Death III (Adept)
Hunter's Instinct IV (Adept)
Hyran's Seething Sonata III (Adept)
Imprecate VI (Adept)
Incinerate VI (Adept)
Insidious Whisper VI (Adept)
Invective II (Adept)
Iron Will III (Adept)
Jael's Dreadful Deprivation IV (Adept)
Jael's Mysterious Mettle IV (Adept)
Judgement V (Adept)
large meaty bone
Lightning Fists IV (Adept)
Lightning Palm IV (Adept)
Litany III (Adept)
Lucan's Pact V (Adept)
Lucky Gambit V (Adept)
Magma Chamber V (Adept)
Mail of Souls II (Adept)
Malevolent Diatribe IV (Adept)
Malice V (Adept)
Medusa Gaze V (Adept)
Meliorate VII (Adept)
Meteor Fist V (Adept)
Moonstone Amulet
Moonstone Scrying Stone
Nature's Elixir VI (Adept)
Nature's Embrace VI (Adept)
Nature's Salve VII (Adept)
Necromantic Pact IV (Adept)
Noxious Efflux IV (Adept)
Null Caress (Adept)
Open Wounds (Adept)
Overpower V (Adept)
Penance V (Adept)
Plant III (Adept)
Pledge of Armament IV (Adept)
Prayer of Healing V (Adept)
Premonition V (Adept)
Prismatic Chaos III (Adept)
Prophetic Ward III (Adept)
Provoke VI (Adept)
Razor Edge IV (Adept)
Redemption II (Adept)
Rejuvenating Celebration III (Adept)
Repentance IV (Adept)
Ring of Fire (Adept)
Rough Pearl
Rupture V (Adept)
saguaro root
Sanctuary (Adept)
Sandstorm II (Adept)
scaled leather pelt
Scream of Death (Adept)
Sentry Watch (Adept)
severed ironwood
Shield of Faith III (Adept)
Shift Mana IV (Adept)
Silence IV (Adept)
Silent Threat VI (Adept)
Siphon Strength III (Adept)
Sniper Shot (Adept)
Solar Flare VII (Adept)
Song of Magic V (Adept)
Songster's Luck V (Adept)
Sonic Punch (Adept)
Soulrot VII (Adept)
Spellshield (Adept)
Spiritual Circle (Adept)
Stalk IV (Adept)
Storm of Steel (Adept)
Storming Tempest (Adept)
Stream of Arrows (Adept)
Street Smarts IV (Adept)
Stunning Blow III (Adept)
Sucker Punch III (Adept)
Symbol of Marzin IV (Adept)
Tap Essence III (Adept)
Theorems III (Adept)
Thuri's Doleful Thrust VI (Adept)
Tower of Stone (Adept)
Tranquil Vision IV (Adept)
Triple Shot III (Adept)
Tsunami (Adept)
Umbral Warding IV (Adept)
Unflinching Will V (Adept)
Unyielding Benediction II (Adept)
Vanadium Cluster
Vengeance III (Adept)
Villainy IV (Adept)
Vision of Madness (Adept)
Vital Transfer IV (Adept)
Waking Dragon V (Adept)
Weapon Counter III (Adept)
Whirling Blades IV (Adept)
Wild Accretion IV (Adept)
Willow Wisp IV (Adept)
Winds of Healing IV (Adept)
Winds of Velious (Adept)
Word of Redemption IV (Adept)
Xegonite Relic
Advanced Adornments Volume 7
Advanced Alchemist Volume 55
Advanced Alchemist Volume 56
Advanced Alchemist Volume 57
Advanced Alchemist Volume 58
Advanced Alchemist Volume 59
Advanced Armorer Volume 55
Advanced Armorer Volume 56
Advanced Armorer Volume 57
Advanced Armorer Volume 58
Advanced Armorer Volume 59
Advanced Jeweler Volume 55
Advanced Jeweler Volume 56
Advanced Jeweler Volume 57
Advanced Jeweler Volume 58
Advanced Jeweler Volume 59
Advanced Sage Volume 55
Advanced Sage Volume 56
Advanced Sage Volume 58
Advanced Tailor Volume 55
Advanced Tailor Volume 56
Advanced Tailor Volume 57
Advanced Tailor Volume 58
Advanced Tailor Volume 59
advanced timbercraft volume 5
Advanced Weaponsmith Volume 55
Advanced Weaponsmith Volume 56
Advanced Weaponsmith Volume 57
Advanced Weaponsmith Volume 58
Advanced Weaponsmith Volume 59
Advanced Woodworker Volume 55
Advanced Woodworker Volume 56
Advanced Woodworker Volume 57
Advanced Woodworker Volume 58
Advanced Woodworker Volume 59
Ancient Teachings of: Amnesia
Ancient Teachings of: Call of the Hero
Ancient Teachings of: Divine Arbitration
Ancient Teachings of: Essence of Consecrate
Ancient Teachings of: Essence of Mana Sieve
Ancient Teachings of: Essence of Open Wounds
Ancient Teachings of: Essence of Outward Calm
Ancient Teachings of: Essence of Reinforcement
Ancient Teachings of: Essence of Sentry Watch
Ancient Teachings of: Essence of Sonic Punch
Ancient Teachings of: Essence of Stone Deaf
Ancient Teachings of: Essence of Vision of Madness
Ancient Teachings of: Fervent Faith
Ancient Teachings of: Forge of Ro
Ancient Teachings of: Frigid Winds
Ancient Teachings of: Hibernation
Ancient Teachings of: Illusory Allies
Ancient Teachings of: Nature's Pack
Ancient Teachings of: Netherealm
Ancient Teachings of: Numbing Cold
Ancient Teachings of: Ring of Fire
Ancient Teachings of: Rune of Amazing Reflexes
Ancient Teachings of: Rune of Dispatch
Ancient Teachings of: Rune of Finishing Blow
Ancient Teachings of: Rune of Hurricane
Ancient Teachings of: Rune of Percussion of Stone
Ancient Teachings of: Rune of Perfection of the Maestro
Ancient Teachings of: Rune of Scream of Death
Ancient Teachings of: Rune of Sniper's Shot
Ancient Teachings of: Rune of Thorny Trap
Ancient Teachings of: Slothful Spirit
Ancient Teachings of: Spellshield
Ancient Teachings of: Spiritual Circle
Ancient Teachings of: Storming Tempest
Blueprint: Overclocked Hovering Device
Blueprint: Reconstructor
Enigma of the Armorer Volume 7
Enigma of the Jeweler Volume 7
Enigma of the Sage Volume 7
Rough Pearl
Advanced Sage Volume 59
Ancient Teachings of: Savante
Arrow Rip III (Adept)
avocet talon
Barb of the Executioner
Boots of Raptorian Speed
Bria's Inspiring Ballad IV (Adept)
Cleverly Crafted Doll
Deadly Shot V (Adept)
droag egg fragment
Feign Death IV (Adept)
flask of enchanted water
Flowing Instructor's Leg Wraps of Perfection
Gem of Transformation
Lucidity V (Adept)
minotaur love note
petrified seed
Reverent Rector's Plate Greaves of the Zealous
Ring of the Fiend
Savage Ruin IV (Adept)
Sifu's Mithrilspun Leg Wraps of Redirection
small bag of compost
Snaring Shot II (Adept)
Sphere of Lost Cowardice
statue of Xegony
Towershield of Machination
velociraptor claw
velociraptor tooth
vial of wind
Wand of Copper
white satin glove
Item submitted by Khazur on 2009-12-30 14:39:12
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EverQuest® II © 2004-2012 Sony Online Entertainment LLC. EverQuest is a registered trademark of Sony Online Entertainment LLC in the United States and/or other countries. SOE and the SOE logo are registered trademarks of Sony Online Entertainment LLC. Uses Granny Animation. © 1999-2001 by RAD Game Tools, Inc. The software platform logo ( and ©) IEMA 2004. The ratings icon is a registered trademark of the Entertainment Software Association. All other trademarks are properties of their respective owners. All rights reserved.


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Choosing a doctor for you and your family is a very important decision. Be sure to explore all your options and make a decision that best meets the needs of your new family. You will need to choose a physician for both you and your baby. There are two main types of doctors you should look for.
During admission, you will be asked to provide the name of your pediatrician or family practice doctor so we can notify him or her as soon as your baby is born. If your pediatrician or family practice physician is not on staff at Condell Medical Center, your new baby will be cared for by an on-call pediatrician during your stay. Prior to discharge, we will need the name and phone number of the pediatrician or family practice physician you will use for follow-up care.
For your convince you can search for doctors on staff at Advocate Condell Medical Center by clicking the specialty you would like to search on above or by calling 1.800.3.ADVOCATE (1.800.323.8622).


text:
Main Navigation
Main Content
Omnium Global Executive MBA candidates should be prepared for a demanding course of study that requires working in teams with people of diverse nationalities and backgrounds. Students are expected to balance a full-time course load with obligations to their employers and families. The program suits highly motivated individuals who are keen to take on the challenges of a broader world.
Not least among the many benefits of the program, you will gain lifelong membership in a network of truly global leaders. Graduates tell us the international business contacts they have made — not to mention friendships forged with classmates — have been more than worth their while.
Omnium's residential study modules are opportunities to immerse yourself in distinctive business cultures few can understand from afar. While full-day classes, workshops and site visits make up the bulk of the experience, students are encouraged to spend their free time mingling with our host executives and getting to know the local scene.
The program fees include catered meals and transportation within each module, but flights and accommodations are students' responsibilities. We are happy to help you obtain special rates through group bookings at our preferred four-star hotels.
Omnium: India Module
Follow the Omnium students on a two-week program module in India
In their own words...
We asked Omnium Global Executive MBA students to share three words that describe the program and their experiences.
Omnium After Dark
Take a glimpse into life after dark on an international program module in India. Follow the students through late night group project work and the social side of life in the program.
Doing Business in India
During the program's two-week international study modules, students have an opportunity to hear from local business leaders and learn first-hand about the ins and outs of doing business in the region. Experience snapshots from some of those company visits on the program's module in South Asia.
An Instructor's Perspective
Simon Ashbourne talks about the Omnium Global Executive MBA program from an instructor's perspective.
The Omnium Experience: Anil's Perspective
Hear about the Omnium Global Executive MBA program from graduate Anil Anand.
Why Omnium?
Hear about the Omnium Global Executive MBA program from graduate Marie Glenn.
The Omnium Experience: Ann Marie's Perspective
Hear about the Omnium Global Executive MBA program experience -- and the feeling at graduation -- from graduate Ann Marie MacDougal.
» See all Omnium Videos on YouTube
See a PDF
Simone Giusti
Manager, Recruitment and Marketing
University of St. Gallen
Tel: +184.108.40.2060
North AmericaKimberley Nance
Admissions Advisor
Rotman School of Management
University of Toronto
Tel: +1.416.978.7066


text:
Eau Claire (WQOW) - New
champions were crowned Friday night at the fourth annual "Dancing with the Eau
Claire Stars".
Deb Tackmann and her partner Taylor
Price won grand champions. Deb is a retired teacher from Eau Claire. The event is based on the hit ABC
show "Dancing with the Stars", and raises money for the Eau Claire Children's Theater.
$35,000 was raised. Our own Doug Michaels showed off his dancing skills at the
event last night as well, with Jerry Gallagher and Lisa Patrow as the emcees.


text:
Marvin's second birthday--- Bark Bash was held at the Old Country Plaza on Starkey Road near Buffalo Wild Wings Saturday.
The event was held in honor of Juno, Marvin's former foster sister who is battling lymphoma.
There was a bake sale, all kinds of venders, from Avon, to Pampered Chef. They even had a raffle for a petco gift card.
Ashley Ross won that gift card.
The event was a huge success.
They were able to raise more than $2,000 for Juno's cancer treatments and two of the four Angels of Assisi dogs were adopted out.
The following are mugshots of individuals arrested in May by local authorities in Northeast Tennessee.
WSLS 10, P.O. Box 10Roanoke, VA 24022-0010
Telephone: 540.981.9110
Fax: 540.343.3157
Email: email@example.com


text:
If anyone has purchased gamepass, I would highly appreciate any/all reviews of same. Link here, questions after the jump.
Is the quality good? Any stuttering? Is it mostly or exactly the same as watching it on TV? I can easily project my computer screen to my big screen tv; quality holds up?
Any crashes or downtime? How is redzone? Do people like the coach cameras? Anyone get hit with annoying blackouts? Anything else you may consider?
It's twice the price of my local NFL package, which itself isn't cheap. But my local one basically has no high def games, and it's super annoying watching Broncos games in low def. I would very much appreciate anyone's experiences, and before Thursday, so I can watch the preseason game. Thanks for your time and effort.


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« Public and Private | Main | God-o-Meter Q&A With Sarah Palin's Biographer »
September 3, 2008
Is Obama's Evangelical Outreach Now Hopeless?
I asked Mark DeMoss, Christian PR mogul who earlier said Obama was making real inroads in the evangelical community, whether it was now "game over" for Obama and his evangelical outreach efforts. He paused and thought for a moment. "Yes. I think so." Obama has been hurt by three things:
1. 1) Obama's poor performance on abortion at the Saddleback candidates forum
2. 2) Obama's position that faith based charities couldn't get federal money if they hired people only if their own faith
3. 3) McCain's pick of Sarah Palin.
"That's three strikes," said Demoss.
I think there's one more variable: if Obama pushes a plausible abortion reduction agenda, he might still convince moderate evangelicals that he has a moderate approach. But early signs are that the Obama campaign is not headed that way. A new radio ad hits McCain for opposing abortion, without mentioning Obama's abortion-reduction ideas.
This article is cross-posted from Steve Waldman's blog at Beliefnet.
Agreed, but lets be honest, this was an effort by the democrats to fool some people into voting for someone who does not share their values. The democrats have been playing with their rhetoric, but in the final analysis they still stand exactly where they have stood for the last 30 years on important social issues. Democrats still loath christians and their values as evidenced by the outpouring of hatred towards Sarah Palin.
I really don't think that the left is responsible for all the rhetoric around Sarah Palin. Sure there are those on the left that don't like her, but there are also many on the right. The arguments around her being a mother and therefore unable to be VP (I don't agree with this argument, just citing it) is a conservative argument, not a liberal one. And most people making it are conservatives, not liberals.
BHO's outreach to evangelicals was a fraud from the beginning. What fellowship has light with darkness? All the funders, owners and handlers of BHO are clear members of the kingdom of darkness. FINALLY the light has been shown on the darkness of BHO. I pray for his deliverance and that of Jim Wallis and Tony Campolo as well.


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Well fans who've been anxiously awaiting the UFC debut of BJJ phenom Robert Drysdale will have to keep waiting. The Las Vegas Review-Journal is reporting that Drysdale has withdrawn from his UFC 163 Light Heavyweight bout with Ednaldo Oliveira due to a staph infection.
The 32-year-old Drysdale is 6-0 in professional MMA and is a 3 time world BJJ champion and ADCC submission grappling champion. At one point he was booked to appear on The Ultimate Fighter but health issues forced him to withdraw from the season.
No word on a possible opponent for Oliveira.
UFC 163 will feature Featherweight champ Jose Aldo vs. Chan Sung Jung, aka "The Korean Zombie."


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Four teenagers are in custody and police are looking for a teen girl, after a 15-year-old Ash Township boy was duct-taped, punched and choked during a robbery in the 1000 block of Labo Road in Ash Township early Friday morning.
Police say five teenagers befriended the boy and then turned on him in a surprise attack at his family's pole barn.
According to a report, the victim was punched and choked while his life was threatened with a gun. The suspects used duct tape to bind the victim's arms and legs to a chair and applied a piece of duct tape to his eyes.
The suspects stole electronics, music and recording equipment worth thousands of dollars while the victim was bound in his family's pole barn.
After the suspects fled the scene, the victim was able to free himself and alert his parents, who were asleep in the house. The house is a hundred yards away from the barn.
Most of the stolen property was recovered and later returned to the victim.
The Monroe County Sheriff's Office will be seeking criminal charges against the suspects, including armed robbery and unlawful imprisonment.
In custody at the Monroe County Youth center is a 16-year-old boy from Monroe Township. Held at the Monroe County Jail are a 17-year-old boy from LaSalle Township, a 17-year-old boy from Monroe City and a 17-year-old girl from Monroe City.
Police are still looking for a teenage girl from the Monroe area.
The case remains under investigation. Anyone with information is asked to contact Detectives Jeff Pauli or Jeff Smith at 734-240-7745 or 734-224-7315.
A look at how much time on technology is too much when it comes to your school-aged child.


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Hi ! I'm a new member of this forum . i would like to participate to this forum . i hope you to share my ideas! i hope i get good response.Thanks
Hi ! I'm a new member of this forum . i would like to participate to this forum . i hope you to share my ideas! i hope i get good response.Thanks
HI..i am Newman from New york and m a new here in forums work.i am here to share my suggestions and ideas.its really very nice site.
Hello everyone!
I am a new member here and I just wanted to write and say hello to all. I am happy to be a part in this forum. I was just visiting here and enjoying my visits this before.
Hello everyone.......this is joseph just entered on forums, just like to say thnaks to admin for allowed me here.
Hello everyone
I am new join this forum.I hope i enjoy this site.
This is very nice content for those people who need web hosting services. I really thank you for sharing.
MelCow to the forum
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I'm new as well, looking forward to getting all the interesting information I can.
Hello and welcome. Thread is moved.
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Nice to meet you and welcome to the community! Looking forward to share new things with you soon!.
Welcome to the forum , Not forget share informative knowledge with us ....
Glad you joined our forum site, Alexa. Feel free to share your ideas here.
Welcome every one nice to see u here
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text:
iPod Touch + Blackberry Curve
I would've loved to replace my last year's gifted Blackberry Curve with the new iPhone, but considering the cost of data plans for smartphones here in Peru, that's just impossible for me. So I'm planning to get a last-gen iPod Touch to form a rudimentary mobile duo with my responsive-in-what-I-expect Curve, which basically, I would just use for WhatsApp and phone calls.
What do you guys think? Given my specific circumstances its my proposal worthy?


text:
Caltrans officials say two lanes of northbound Interstate 5 reopened late Monday afternoon, giving at least some relief to commuters in badly backed up traffic.
The rest of northbound I-5, along with two of the four southbound lanes were expected to remain closed until Tuesday
The tanker truck carrying 8,500 gallons of gasoline overturned Saturday and caught fire. The fire badly damaged an underpass beneath I-5 that connects to State Route 2 near the northeastern suburb of Glendale.
KTTV FOX 111999 S. Bundy Dr.Los Angeles CA 90025Main: (310) 584-2000News Tips? (310) 584-2025


text:
New England Patriots
Stephen Gostkowski - #3 - K
|6' 1"/ 215 lbs.
|Madison, MS
|Years played
|2006, 4th round, 21st pick by Patriots
Skilled cover man Talib gives Patriots flexibility
The Patriots are taking a chance on CB Aqib Talib, but he is a skilled cover man who can allow Bill Belichick to be flexible with the secondary.
Buccaneers trade CB Talib to Patriots
The Buccaneers traded CB Aqib Talib to the Patriots, the Bucs announced Thursday at the trade deadline.
Patriots release DB Moore
The Patriots released DB Sterling Moore and signed LB Mike Rivera and DB Derrick Martin.
Wednesday's 60-second rant: Dealing draft picks at deadline risky
The NFL's extended trade deadline looms, but teams like the Lions and GM Martin Mayhew should be leery of trading away draft picks for players.
Patriots release LB Carpenter
The Patriots cut LB Bobby Carpenter on Tuesday, the team announced.
AFC East Spin cycle: Dolphins keep pace with Patriots
The Patriots and Dolphins asserted themselves as the AFC East's top two teams with convincing Week Eight victories.
Patriots rout Rams in London
Tom Brady led touchdown drives on the Patriots' first five possessions Sunday and New England ran over the St. Louis Rams 45-7 in London.
Patriots place CB Dowling on I.R.
The Patriots placed CB Ras-I Dowling on injured reserve for the second year in a row.
Wednesday's 60-second rant: Who is the second-best team in the AFC East?
In a muddled AFC, the team that finishes second in the AFC East could snag a wild-card berth, but it's hard to decipher which team that will be.
AFC East Spin cycle: Patriots rally after another blown lead
The Patriots took over first place in the AFC East after edging the Jets and the Dolphins moved into second while on bye.
Sanchez's fumble in OT gives Patriots the win
Rob Ninkovich recovered a fumble by Mark Sanchez after Stephen Gostkowski kicked a 48-yard field goal in overtime as the Patriots held on to beat the Jets.
Patriots add LB Tarpinian
The Patriots signed LB Jeff Tarpinian from the practice squad to the 53-man roster on Saturday.
Dennard getting his opportunity in Pats' secondary
Patriots rookie CB Alfonzo Dennard has seen extra playing time the past two weeks and could spark a Pats secondary that still has its flaws.
Key matchup: Patriots RB Stevan Ridley vs. Jets run defense
The Patriots' three wins have come when Stevan Ridley and the run game have dominated, and the Jets will look to contain them on Sunday.
Scout's Notebook: Patriots ORG Dan Connolly
PFW evaluator Nolan Nawrocki analyzes the traits of the Patriots very consistent, underrated ORG Dan Connolly.
Gostkowski made a 20-yard field goal and kicked five extra points Monday in a 38-24 win at Miami.||||||| Gostkowski also missed a 48-yard attempt.
The New England Patriots have lost Gostkowski for the season with a thigh injury.||||||| Gostkowski felt tightness in his right thigh while warming up before Sunday's 34-14 loss at Cleveland. He didn't return after kicking off following a New England touchdown with 6:17 gone in the second quarter. Wide receiver Wes Welker handled placekicking the rest of the game. In five seasons with the Patriots, Gostkowski has made 84.3 percent of his field goal attempts. This season, he made 10 of 13 field goal attempts.
Gostkowski made all three of his attempts in Sunday's 24-21 playoff win over San Diego, capped by a 31-yard game-winner with 1:10 left.||||||| The Patriots drafted Gostkowski in the fourth round of the draft to replace Adam Vinatieri, now with Indianapolis. So far he has come through, making all six of his attempts in the postseason, including a 50-yarder against the Chargers.
Gostkowski stood up to the pressure in Sunday's 37-16 playoff victory against the New York Jets by making all three field-goal attempts.||||||| Gostkowski will kick on the road in the playoffs for the first time Sunday at San Diego.
Gostkowski is gearing up for his first career playoff game Sunday against the New York Jets. He had a difficult season, making 20 of 26 field goals.||||||| Gostkowski is replacing a living legend in Adam Vinatieri. He might crumble under the pressure.


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On April 6, Dr. William Kaelin of Dana-Farber Cancer Institute/Harvard Medical School was named one of five recipients of a 2010 Canada Gardner Award. Dr. Kaelin was honored for identifying the molecular mechanisms that may pave the way for new therapies to treat diseases ranging from heart disease and anemia to cancer. In another honor, Dr. Kaelin was elected to the National Academy of Sciences; also elected was Dr. Charles Sawyers of Memorial Sloan-Kettering.
The members of the American Association for Cancer Research (AACR) have elected Dr. Judy E. Garber of Dana-Farber Cancer Institute/Harvard Medical School, a member of BCRF's Scientific Advisory Committee, as its president-elect. AACR's membership includes 30,000 researchers, health care professionals, and cancer survivors and advocates worldwide.
Dr. Kornelia Polyak, also of Dana-Farber Cancer Institute/Harvard Medical School, has been elected to serve on the AACR Board of Directors.
In April, Dr. Stuart Schnitt of Beth Israel-Deaconess/Harvard Medical School was inducted as President of the US and
Canadian Academy of Pathology (USCAP), an organization of 11,000 physician pathologist members worldwide.
Dr. George Sledge of Indiana University School of Medicine was inaugurated as President of the American Society of
Clinical Oncology (ASCO) at the organization's annual meeting in Chicago in June. ASCO has more than 27,000 members and is comprised of clinical oncologists from all oncology disciplines and sub-specialties from over 100 countries.
Dr. Patricia A. Ganz of UCLA, a member of BCRF's Scientific Advisory Committee, has been selected as the first recipient of the ASCO Research Professorship in Comparative Effectiveness Research, as an outstanding researcher who has made and continues to make significant contributions that have changed the direction of breast cancer research and who will provide mentorship to junior researchers. The Comparative Effectiveness Research Professorship in Breast Cancer was established at ASCO this year with a grant from BCRF, so it is especially heartening that Dr. Ganz was independently selected by the ASCO Awards Committee.
Dr. Nancy E. Davidson of the University of Pittsburgh Cancer Institute, a member of BCRF's Executive Board of Scientific Advisors, has been awarded the Gianni Bonadonna Breast Cancer Award by the ASCO Board of Directors, in recognition of her distinguished accomplishments in advancing the field of breast cancer and exceptional mentoring abilities. (Two of Dr. Davidson's predecessors in this award are also BCRF grantees: Dr. Daniel Hayes in 2007, and Dr. Carlos Arteaga in 2009.)


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Mezarkabul Biography
Having been formed in 1986 by Cenk Ünnü and Hakan Utangaç and starting the gigs in 1987 by the time Tarkan Gözübüyük has joined the band, Pentagram has toiled in their native Turkey for years, releasing two albums in the early nineties. But their third album, Anatolia, is garnering worldwide acclaim for the band, and deservedly so. Their first album carrying the band's name has generated a lot of echo in the underground market, thus inspiring many Turkish bands formed during the era concerned. The band has published their second album Trail Blazers in 1992 after signing to the German Nuclear Blast, having two new members Demir Demirkan and Ogün Sanlýsoy. Afterwards they published their third album Anatolia. Anatolia is a mature, polished, straight-ahead metal album, often American in its style, but also containing noticeable Turkish melodies. The band's music happens to remind Queensryche and Megadeth. A very well-done album, and hopefully a precursor to future greatness. Their live album Popçular Dýþarý (which stands for "Poppers out") has been released in 1998 containing their live records reflecting the concert atmosphere perfectly. Another outstanding point about the band is that they've recorded their albums in the world-famous Sydney301 studios in Australia. The band has recently signed to Noise Records and changed their name into Mezarkabul which can be roughly translated as "Admission To The Grave".
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What is Rinmaru World
Rinmaru World is an online game and friendship site developed for girls of all ages who are fun-loving, give importance to friendship and enjoy creating their own original style. It is a very colorful and fun game where you can shop and fully get a thrill out of Rin Tv, Rin's Diary and social networking.
How to play
All you have to do is to join the website and playing is real easy.
Fill in the membership form and click "Sign Up". (Then you will receive an activation mail. Click the link on the mail and activate! Now you can "Sign In") Once in, click the button "Create Your Avatar" at the top of the page and give a start to your make over. Yay! However, take your time when you're creating your avatar, play with your hair, eyes, skin color and decide which ones you like the best and then save. For, once you create and save your avatar you cannot go back and change it. If you are not happy with it later, and wish to change it, you will have to make a totally new registration with a completely new email account.
After completing your avatar, you need to go to "My Room". In this room your avatar will be waiting for you in her underclothes. In the wardrobe on your right, you will find several basic outfits. Be advised to take your time and try them out. Make different combinations and play with your clothes. When you're done save it and go to "My Profile" to see how you look.
Time to shop ... Come on, let's go to Rinmaru Town…
Rinmaru World currency is "Ringo". In order to start shopping, every new player is given 1000 "Ringo" as a sign-up bonus! Woot!
You will be able to see how much Ringo you have at the right corner of your page. Enjoy it!
Time to dress up. In order to go shopping just click the button "Shopping" at the top. When you arrive at Rinmaru Town you will find some elegant and fun stores unfold before you. Rin's Shop, Designer Shop, Gift Shop, Second Hand Shop, Discount Shop, Pet Shop...
At Rin's Shop you will find exclusive ise ünlü markaların ve ünlü tasarımcıların ürünlerini bulacaksın.collections designed by Rinmaru which are updated twice a month.
At Designer Shop you will find products of famous brands and designers.
At Discount Store you can dress up your avatar from head to toe and very inexpensively!
At Gift Shop you can buy gifts for your friends and make pleasant surprises. Don't forget: If you want to receive gifts, you must be generous!
At Pet Shop many adorable pals, from pets to amusing characters designed by Rinmaru, will be waiting for you. Moreover selecting beautiful accessories and clothing for these cute buddies is also lots of fun. If you don't at present own a pet, you must get one. Life is so much more beautiful with them.
At Second Hand Shop you can sell clothes you are bored with and do not want to use. And you can take advantage of low-priced goods your friends sell.
Don't forget!… Very soon there will be more interesting stores in Rinmaru Town.
Its time to create your style…
After completing your shopping, you can go to your room and immediately start trying on your outfits.
You will see everything your avatar wears in the small squares at the bottom of the page. By pressing the red "X" at top of each image, you can send them back to your wardrobe and try them out later when creating another style.
When placing your clothes into the boxes at the bottom, place the outfit you wish your avatar to wear on the top to the far right. And move to the far left those you want your avatar to wear on the bottom. Best method to learn is trial and error!
After dressing up your avatar the way you like and saving your outlook; you can now participate in the "contest of the day" and start collecting votes. Remember, participating in the contest and voting for people whose style you like, will earn you "Ringo". You can participate in the contest just once a day, and be able to vote for only one person.
If you want to be challenging in the contest, you need to have a wardrobe stocked with the most beautiful outfits, the rest is up to you.
Stand in front of the mirror and select best clothes that make you feel good.
Let's get down to ways of winning Ringo
By participating in the "contest of the day" with the style you have created via shopping every day and also by voting for other participants.
Through making comments to your friends about the styles.
You can win prizes starting with 500 "Ringo" and up, if you're a winner in the style contest you participated in, that day or are one of the three top contenders.
Inviting friends to the game will also help you earn "Ringo".
By selling unwanted clothes at the Second Hand Shop you can make "Ringo".
Very soon, with new and varied activities, earning "Ringo" will be easier and even more fun.
Fun and Friendship...
In Rinmaru World, friendship is very important.
By keeping in touch and having fun with your friends and making new friends you can both enjoy the game and take advantage of all possibilities that exist Rinmaru World.
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The material on this blog is for the glory of Jesus. His Good News is intended for all people. If you discover something you like on this site, we encourage you to share it with your friends, your church, the whole world! The quick and easiest way to share, is to hit one of the sharing buttons found at the bottom of every post. If you look at the bottom of this page, for example, you will see buttons for Facebook, Twitter and Email sharing. Clicking one of these will send a link directly to your Facebook wall, your Twitter account, email, etc. Sharing is Caring!
If the share buttons don't serve your purpose, here are Charisma Ministries' copyright policy: You are free to use material from this site for non-commercial purposes if you observe the following two requirements:
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If you would like to use more than an excerpt (e.g., if you want to reproduce an entire post on your own website or in your church newsletter), please send me an email and just ask. Please tell me what you want to use, where you want to use it, who will get to see it and how many copies you wish to distribute. Your answers to these 4 questions can be sent to me via an email to firstname.lastname@example.com
My apologies if this sounds draconian, but there's nothing more frustrating that spending a week researching, writing and polishing a post only to see a shark cut and paste it onto their own site. Content theft is theft. Take care not to pass off the work of another as your own. Re-posting verbatim quotes or large chunks of posts without attributions and back-links, is totally not cool. Re-posting the work of others (even with attributions) in order to generate traffic to your own site is a poor substitute for being original. If you value the message, send your readers to the original link (see above for how to do this). If you want to generate traffic to your own site, stop pasting the work of others and write your own content.
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COLUMBIA, SC (WIS) - It's beginning to look a lot like Christmas in downtown Columbia.
Workers delivered and installed the State Christmas tree at the State House on Monday. The 30-foot tree is from a farm in Pennsylvania.
The Columbia and South Carolina garden clubs will get it all decked out and ready for the holiday season. It will take about 5 days to decorate the tree.
It'll light up for the first time during the Governors Carolighting on November 28th at 6:00 p.m.
Copyright 2011 WIS. All rights reserved.
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(NEW YORK, December 14 2012) – Fans remember the Onyx Hotel Tour that was live in Miami, Florida on March 24 2004. The Showtime special aired that night and followed on MTV, however a DVD release never made it out. On June 8th 2004, Britney injured her knee while filming Outrageous in Manhattan NYC and was forced to cancel the remainder of the World Tour.
Rumors has surfaced this week that the Onyx Hotel Tour will be released around January 2013. No word on whether this information is accurate, however we'll hear more information shortly.
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The end of summer hardly spells the end of your chance to thrill to popcorn-movie heroism, judging by the slate of DVDs scheduled for release between now and the holidays. Harry Potter is back, Indiana Jones rides again, and the Avengers and Spider-Man are on their way.
We'll also be seeing an assortment of classics, comedies, and cartoons, plus a couple of opportunities to rock out. Among the notable picks:


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Stantec's new $500-million skyscraper will be mighty tall when it's completed in 2018 — 62 storeys, dwarfing all other Edmonton towers, making it one of the highest skyscrapers in the country, behind five Toronto and two Calgary towers (The Bow and an even taller Calgary tower currently in the works).
Great travel photos from around the world
Fairmont Le Château Frontenac is wrapping up a dramatic $75-million, top-to-bottom makeover.
Auberge Saint-Antoine, the superlative boutique hotel in Quebec City, is more than well designed. It is beautifully curated.
When civil engineer Clément Saint-Laurent lived in Sept-Îles, he constructed airports and shipping piers. Now retired and a resident of Quebec...
In the province of Quebec, Montreal hogs a lot of the foodie spotlight. Read through Top 10 lists of where to eat, and chances are there will be eight...
The chic, contemporary hotel on the Huron-Wendat territory outside of Quebec City has gone back to its roots.
From festivals to adventures, there are plenty of cool ways to enjoy Quebec during the year's longest season.
Bonhomme Carnaval, mascot of the Quebec City winter carnival, is turning 60 this year.
Quebec City has opened a new outdoor skating rink on the Plains of Abraham this winter - made of refrigerated artificial ice.
Hôtel Le Germain-Dominion in Quebec City is the embodiment of a boutique hotel. It's petite, chic, urban and an ode to design.
A sweeping $500,000 renovation of Le St-Pierre, a darling boutique hotel in the Old Port of Quebec City, has preserved the best of the fine old structure...


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Big thanks to everyone
I want to post to say a big thanks to everyone who has put in so much effort and hard work developing BP and helping out here including all the plugin developers and burt for his continued help and presence on the forum.
After 6 months of working on and off on my site i've finally launched it.
No members yet but its a social networking site (duh!) for parents
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Ka Ching! Kevorkian to Receive $50,000 From University of Florida to Speak
The Kevorkian train continues to roll. Help kill 130 people, most of whom he deemed to have lives not worth living due to disabilities. Seek the right to engage in human vivisection. Tear out one man's kidneys, an ex cop with quadriplegia from a gun shot wound, after assisting his suicide. Urge experimentation on condemned prisoners, those being euthanized, and living fetuses inside and outside the womb--and a university will gladly pony up big bucks. Truly, crime pays. So does promoting the devolution of medical ethics and the intrinsic value of human life.
Labels: Kevorkian. Speaking Fees.


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Santa Harmonica Sandal in Blossoms
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Settled on a park bench along the pier, you tap the toes of your polka-dotted slingback sandals and begin to play away on your harmonica. The crashing of the waves below and the red and pink flowers on this fun pair are the perfect accompaniment for your melodic playing. As you stand to dance in your embroidered dress and neon sunnies, you're not surprised to see a small crowd forming around you!
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Andy Lawrence (a.k.a Espio) is a London-based DJ / producer whose music style spans several genres, including Drum & Bass, Dubstep & Electro-House and is known for his signature blend of bass-infused K-Pop!
Drawing influences from artists across a wide musical spectrum - everything from Knife Party to Sub Focus, Girls Generation to Michael Jackson - Espio is driven by bass music and its thousands of sub genres, but also enjoys guilty pleasures such as K-Pop, video game soundtracks and 80's cheese.
Breaking onto the scene in 2012, his mixes & mashups have racked up thousands of listens online. And when he isn't smashing dance-floors with hard-hitting D'n B, he's crafting productions as a member of the mashup collective 'Mashing K-Pop', as well as hosting his own bi-weekly bass-music show.
"The Bass Manual" airs every other Monday on Bassport FM and has attracted music enthusiasts from across the globe. Featuring cracking new bass tunes, red hot guest mixes and a rundown of the latest scene happenings, The Bass Manual has become a platform for Espio to interview and showcase fellow artists about their mutual passion for bass music!
With the Bass Manual 2.0 to launch on December 2nd, who knows what Espio will be dropping on your heads next, watch this space!
The Bass Manual by Espio on Mixcloud


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Welcome to ringtone download service Audiko.net, where you can easily find ringtones for free for your Android smartphone. Today we have a ringtone of "Bow Chicka Wow Wow (feat. Lil Wayne)" by Mike Posner as well as 1340 other ringtones by Mike Posner. "Bow Chicka Wow Wow (feat. Lil Wayne)" is a gorgeous track from the "Bow Chicka Wow Wow (feat. Lil Wayne)" album that was recorded and mixed by Mike Posner at their label together with other 1 tracks. You can listen to all 7 Mike Posner – "Bow Chicka Wow Wow (feat. Lil Wayne)" ringtone variations available here and download it for free right to your smart phone. You can also choose from other 5 albums produced by Mike Posner for all time. "Bow Chicka Wow Wow (feat. Lil Wayne)" is referred to Rap, and Audiko offer a huge amount of Rap artists absolutely for free. And finally, we have collected lyrics for this track and you can view it here as well. So feel free to browse, listen, download ringtones at Audiko.net. Make your phone sound cool!
Mike Posner - Bow Chicka Wow Wow (feat. Lil Wayne)
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My Penn Addiction: Stealing From Frats
Let me just state for the record that I am NOT a thief. I don't get a thrill out of theft, like some kleptomaniac. I've never once stolen from a store, unless you count a badass stint during my fifth year of life when I pocketed a pack of rainbow Post–Its from Staples. The five–finger discount just ain't for me.
But with fraternity parties, things are a little different. I'm not talking about sneaking into rooms and taking sweatshirts—bitch please, do I look like Winona Ryder? I'm talking about the alcohol. The awful, disgusting, is–this–alcohol–or–is–this–rat–poison liquid of the ultra–exclusive Banker's Club. There it sits behind the stained mahogany bar, bottles upon bottles, just waiting to be poured into already–used Solo cups. And it's free. Free alcohol. For college students. So now you see.
The method to my madness is quite simple. When I approach the bar, I don't ask for a drink—I reach for the handle myself. Nine times out of ten, the drunken freshman pledge won't even realize it and if he does he won't care. Slowly, I reach into my bag for an empty Poland Spring bottle. Fill her up. Put the handle down. Walk away. Victory.
It doesn't just stop there. One time, my friend brought a bag big enough to stash the whole handle. That one kept us going for months. The weekend before last year's Spring Fling, we arrived at one frat empty–handed and left with ten full water bottles and a box of Franzia. No one really remembers who acquired that last one, but it tasted great at our celebratory BYO at Charles.
I tend to think of my actions as Robin Hooding-—taking from those with so much and giving to those with so little. It's just common decency, you know? Sharing is caring, even when it's anonymous. Let's all get drunk together! Nothing tastes better than free Banker's. Except maybe every other kind of vodka.
Tags: 2.7.2013, frats, my penn addiction, partying, stealing
Go Back: JOSH GROBAN—"ALL THAT ECHOES".
Read More: The Guide to OCR.
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What are you, poor or something?
Our pledges have all been told to find you and reprimand you for this nasty habit of yours.
It's not robin hooding. It's stealing alcohol we all paid for. We don't pay dues so drunk girls can steal it. Might be a bad idea to come to our parties in the future. I'll bet some sweet bros in the high rises have alcohol you can steal though
This writing style just screams "STAFF WRITER."
Also, I second what Jim said.
You're actually a piece of shit. Bankers is twelve fucking dollars. Don't ruin a party over being a bitch and not wanting to find somebody to buy you a handle…
This is just funny and really really pathetic. Don't be proud you've gotten this published.
Maybe one could have excused how pathetic this article was if it was even a little bit funny or witty.


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Tributes paid to Dorset-based James Fiennes, stabbed to death in London (From Bournemouth Echo)
When news happens text pix and video to 80360. Start your message with BE then leave a space.
Tributes paid to Dorset-based James Fiennes, stabbed to death in London
2:28pm Saturday 26th April 2014 in News
TRIBUTES have been paid to the Dorset-based distant cousin of actors Ralph and Joseph Fiennes after he was stabbed in an alleged altercation in a London restaurant.
James Fiennes, 49, who lived with his family in Sherborne, is also related to adventurer Sir Ranulph Fiennes and was attacked while eating at the Tapestry bar and restaurant in Mortlake on Tuesday.
It is thought he was with a friend when he became involved in a dispute with another man.
He was then allegedly stabbed with a pair of scissors.
The IT consultant and businessman, who lived in Sherborne with wife Caroline and his children, aged 15 and 13, died in hospital.
Mr Fiennes' brother, Adam, 52, told a national newspaper: "He was a very dedicated family man. He was quiet, unassuming, gentle, kind and interesting. He enjoyed his work and his family greatly."
James Fiennes had launched the Dorset Soap Cellar and spent much of his working week in London.
A 36-year-old man was arrested at the scene and later charged with murder.


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'Big Brother' Is Watching...
By Diane Sweet September 28, 2012 7:30 am - Comments
RT.com's Abby Martin takes a look at the facial recognition technology being used to data-mine protestors and track you.
We welcome relevant, respectful comments. Please refer to our Terms of Service for information on our posting policy.
#OWS: Illuminating Donald Trump
Occupy Wall Street News Round-up


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|Snomo Hall of Fame to induct Larry Bosacki
By Gary Ridderbusch
Lifelong North Woods businessman and club volunteer Larry Bosacki of Minocqua will be among the four new inductees into the Snowmobile Hall of Fame (SHOF) Saturday, Feb. 18.
The other 2012 inductees will include Joel Hallstrom of Thief River Falls, Minn.; Toni Haikonen of Finland; and Marcell Fountaine of Quebec, Canada.
The Snowmobile Hall of Fame and Museum are located on Highway 70 West in St. Germain.
|Tuesday, December 27, 2011 4:42 PM


text: South Park Series 15 - 10. Bass to Mouth Share: About this programme 10/14. The students of South Park Elementary fall victim an elusive hacker, who has gained access to their e-mail accounts and phones, and is selling their stories to a gossip website. When the boys investigate, they are shocked to discover the villain's identity. Cast and crew Cast Trey Parker Matt Stone Categories Sitcom Drama Share:


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Vacation is an outstanding academic encounter. It can introduce you to total new ordeals. How fantastic it is to discover new places and investigate the entire world. Proceed reading through to learn all of the advantages of traveling and how to facilitate the procedure.
Are you heading to a small airport? Search at the internet site to recognize which airlines function there. A lot of small airports offer constitution airlines, they may not demonstrate up as you lookup for costs, and sometimes can offer a far better deal than significant airways.
Even on an global flight, you need to be capable to supply your own demands. Provide your very own pillow, blanket and headphones if you think you will need to have them. You must also think about bringing some treats with you.
Never overlook to check out the true flight carriers' web site for bargains before booking your flight. You could discover a very good deal this way, and it might even conquer that of sites like Travelocity.
Give a copy of your itinerary to a family member. That way, a family member will know where you might be supposed to be at all occasions. Also, make positive to hold in constant contact with that man or woman to ensure safety. When they never hear from you, they're going to know there is an situation.
Tip the staff at the hotel correctly when you are being at a lodge. The typical suggestion is a dollar for each bag of luggage and everywhere from two to five pounds for every day for housekeeping. Doing so will ensure that you have a good connection with each throughout your resort stay.
The goals of traveling can be made a reality. Anything at all can come about when you choose to vacation. This not only gives you one thing to eagerly foresee, but the organizing part provides you anything to do in your spare time. Traveling will permit you generate lifelong memories. Commence organizing now. Begin your travels these days!


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Spitzer Back in Politics?
New York (WALK) - An embarrassing prostitution scandal might be enough to force most people out of politics for good, but not Eliot Spitzer.
The former governor of New York, who resigned in disgrace five years ago, has announced that he is running for office again. Spitzer (pictured above) is throwing his hat into the ring for the position of New York City controller. He made the announcement in a tweet on Sunday night.
Spitzer, 54, is creating a committee that willl begin circulating nominating petitions today. He is reuired to collect 3,750 signatures to get on the Democratic ballot, before a deadline this Thursday. He hopes to replace John Liu, who is running for mayor.
Spitzer was elected governor after a successful run as state attorney general, but resigned in 2008, less than 15 months into his term. His short stint as governor was marked by repeated clashes with the state legislature over the budget, abortion and other hot-button issues.


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Running, driving car. Complete except for rear bumper. Great candidate for restoration. Clear title. Call with questions. Here are videos of it running and driving. https://www.youtube.com/watch?v=MGDqhy_5ARc&list=UUetvR4Xfqa4BiwVADXg-kcw https://www.youtube.com/watch?v=bG8ZGPFHP_g&feature=youtu.be... More
1956 Mercedes Benz 220S Cabriolet '56 Mercedes Benz 220S Cabriolet, light blue with creme interior, beautiful original car, and lots of patina. Same elderly owner... More
1957 Mercedes-Benz 220S, Beautiful Black paint, 4 speed manual transmission. All instruments work. New tires. Beautiful interior... Car runs well and drives well....... More
During the late 1950s Mercedes-Benz was evolving quickly and was well on its way to becoming the foremost manufacturer of luxury and near-luxury automobiles... More
1959 MERCEDES 220S, Good Title, Strait 6 Engine, Expensesive Dual Carborators that were once Rebuilt, Door Panels, Lots of Crome, Box of Parts inclding... More
Restored in Germany by Maucher Klassic , not expense spared , drives and looks like a new car. All numbers matching and restored correctly... More
1965 Mercedes-Benz 220S Fin Tail, This is a second owner car. I 've loved it for 36 years and last 20 years used it... More
MERCEDES-BENZ: 1958 220S, original one-owner, California black plate, needs only cosmetic restoration, runs and drives great, have build sheet from Germany, 4-speed manual transmission... More
Car was purchased new in '61 by my father, who gave it to me in late '70s, I drove it for a few years and... More
MERCEDES-BENZ: 1964 220S fin body, 4-spd column manual, 6-cyl engine, rebuilt carburetors, Becker Europa, Kuhlmeister, 1968 seats, panels, $3,900 obo. 661-366-0992, CA.... More
1961 Mercedes Benz 220sb, 4-speed. Black exterior, grey interior. Could be a daily driver today or restored to pristine condition very inexpensively. Early model,... More
MERCEDES-BENZ: 1959 220S cabriolet, coming soon. Hyman Ltd, 314-524-6000, MO; see our website for details: www.hymanltd.com... More


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Garden Fields School expansion: decision on plans to expand school delayed (From St Albans & Harpenden Review)
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Garden Fields School expansion: decision on plans to expand school delayed
12:30pm Tuesday 15th April 2014 in News By Rebecca Perring, Senior Reporter
The decision to turn Garden Fields JMI School into St Albans' biggest primary school has been delayed.
Following a seven week public consultation discussions for the Townsend Drive school to take another 30 reception children from September 2015 and in each subsequent year thereafter, making it a three-form entry school have been deferred until June.
The decision, made at a Hertfordshire County Council cabinet meeting yesterday, is to allow further discussion with the school.
Justin Donovan, director of education and early intervention, said: "It remains the council's duty to ensure that there is a school place for every child who wants one and we take this duty seriously.
"We are aware of local concern about this proposal, however, and I think it is appropriate to allow a little more time for the discussions with the governing body to continue before reaching a decision."
This comes after 173 people responded to a public consultation, with 81.5 per cent objecting to the expansion plans.
The £2.7 million proposal has been drawn up in response to a projected shortfall of primary places in schools in other parts of the city.
Garden Fields has been chosen because "it is located close to the area of demand and the site is capable of accommodating an enlargement".
Reception places would grow from 60 to 90, which could mean the current capacity of 420 pupils would increase to 630, excluding nursery children.
Comments are closed on this article.


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Compendium Of Sewing Techniques
Compendium Of Sewing Techniques
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Can You Help 'I Am Super Capes' By Sewing Capes For Red Cross Children's Hospital in Cape Town?
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100 coaches arranged to pick up cruise ship guests
The Carnival cruise liner Triumph, which has been adrift in the Gulf of Mexico for four days, is now less than ten miles away from port.
The ship is set to dock in Mobile, Alabama between 9:15 and 11:30pm (03:15 and 05:30 GMT).
Updates from the Carnival Cruise Lines Twitter account, said disembarkation off the boat could take up to five hours, due to the lack of power.
They added that guests will be provided with warm food, drinks and blankets, as well as cell phones and chargers upon arrival.
The company has arranged 100 coaches to take the guests home, crew will be able to stay in nearby hotels.
An assessment of the repairs will be carried out once all the guests and crew are safely off the ship.