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The Georgia Department of Insurance is responsible for regulating all types of insurance sold in the Georgia – including health insurance policies.
Resources by category
All Kids Covered
Offers many Illinois children comprehensive healthcare that includes doctors visits, hospital stays, prescription drugs, vision care, dental care and medical devices like eyeglasses and asthma inhalers.
Arizona Department of Insurance health reform information
How the state will implement the Affordable Care Act.
Arkansas Center for Health Improvement
ACHI's mission is to be a catalyst for improving the health of Arkansans through evidence-based research, public issue advocacy, and collaborative program development.
BadgerCare PLUS
A Wisconsin program to provide health care coverage for uninsured families.
Black Health Coalition of Wisconsin
Dedicated to improving the health status of African Americans in the state of Wisconsin and to insure equitable and comprehensive health for all people.
Breast and Cervical Cancer Screening — Sage Program
For eligible women, Sage provides free office visits for breast and cervical exams, as well as a screening mammogram and Pap smears. If one of your screening tests shows a problem, Sage covers many diagnostic services and can often cover treatment, if needed.
California Health Care Reform
How the state government will implement provisions of the Affordable Care Act.
California Nurses Association — guaranteedhealthcare.org
GuaranteedHealthcare.org is a project of the California Nurses Association/National Nurses Organizing Committee, and patients and community groups around the country.
California One Care
California OneCare is an online organizing network that exists to activate and empower people into a grassroots and netroots movement for universal health care in California.
Campaign for Better Health Care, Illinois
A grassroots coalition of more than 300 local and statewide organizations representing consumers, health care workers and providers, community organizations, seniors, religious, labor, disability rights organizations and other citizens concerned about health care and wellness.
Cape Care Coalition
Goal is to create a regional, community-owned health care system to provide all Barnstable County residents comprehensive and affordable health care, delivered through the current and expanded network of providers.
Champaign County Health Care Consumers
A non-profit, grassroots organization founded on the premise of participatory democracy and the belief that meaningful reforms in the health care system will come only with the active involvement of consumers." A model site for health reform activism and health care resources for the low-income uninsured.
Chicago Single-Payer Action Network
In favor of a national, government funded and government-run health care system―often called socialized medicine or single-payer. I
Childrens Health Insurance Program
CHIP is Pennsylvania's program intended to provide health insurance for children of working families who otherwise could not afford it.
Children's Health Insurance Program (CHIP)
Designed to provide health care insurance for children in families without health insurance or with inadequate health insurance. It does not replace Medicaid; in fact, children on Medicaid are precluded from CHIP participation.
Children's Medical Security Plan
For children under the age of 19 who are Massachusetts residents at any income level, who do not qualify for MassHealth (except MassHealth Limited), and who are uninsured.
Citizens Action Coalition of Indiana
Indiana's oldest and largest consumer and environmental rights organization.
Community Service Society of New York
Committed to the goal of universal health coverage as the most fair and efficient method of achieving positive health outcomes for individuals and the greater community. In an effort to achieve this goal, CSS has launched a comprehensive campaign to provide access to affordable, quality health care coverage to the nearly 2.5 million New Yorkers who lack health insurance. Working with local partners, our aim is to build public will and advocate for significant government support to ensure that a plan for universal health coverage is in place by 2010.
Comprehensive Health Association of North Dakota
(North Dakota health insurance risk pool)
Toll-free 1-800-737-0016 or (701) 277-2271
Connecticut Coalition for Universal Health Care
|The Connecticut Coalition for Universal Health Care was formed in January, 1999 and represents citizen, labor, political, business, and health care professional organizations.
Connecticut HUSKY Plan
The state Children's Health Insurance Program provides health insurance for children 18 and under whose family meets income guidelines. Parents, relatives, caregivers and pregnant women can also qualify for coverage.
Connecticut Insurance Department
Official government Web site for department responsible for oversight of insurance companies doing business in Connecticut.
- Make a consumer complaint against health insurance companies in Connecticut.
- The state government publishes this list of Connecticut consumer health insurance links.
- Connecticut has this information on insurance issues for military personnel.
Connecticut Medicaid
The government program designed to help poor and indigent get health care. Pregnant women and children ages 18 and under who meet income requirements may be eligible for coverage, along with the aged, blind, and disabled. For more information about eligibility, contact your local Department of Social Services office.
Cover Missouri
A project of the Missouri Foundation for Health to develop, publish, and promote specific policy recommendations to increase the number of Missourians with health coverage.
DC: Office of the Deputy Mayor for Health and Human Services
When making decisions about health coverage, consumers should know the specifics regarding the Patient Protection and Affordable Care Act.
Delaware Healthy Children Program
Help for families meeting certain income guidelines get health insurance for their children age 18 and under.
Delaware Unified Civic/Political Association
A nonpartisan group providing our reform information to all political parties, their candidates for public offices and all Delaware citizens.
DentalInsurance.org offers a wide variety of dental insurance and affordable dental insurance plans to meet all your dental insurance needs.
Department for Children & Families, health insurance programs
The State of Vermont offers free and low-cost health care programs under the umbrella of Green Mountain Care.
Department of Health & Hospitals
State agency dealing with health care issues in Louisiana.
Department of Health and Human Services
Page of links to health insurance resources, provided by the state of Maine.
District of Columbia Department of Health
Department of Health
Phone: (202) 442-5955
Fax: (202) 442-4788
825 North Capitol Street, NE
Washington, DC 20002
Designs public health systems, diagnoses and investigates health threats, develops policy, provides education and disease prevention, and administers the low-income Medicaid insurance program.
District of Columbia Primary Care Association
DCPCA is a leader in the health care community as a nonprofit health action and advocacy organization working to ensure that all residents of Washington, DC have the ability and opportunity to lead healthier lives – through increased health care coverage, expanded access, improved quality, workforce development, and enhanced communication.
Division of Health Care Financing and Policy — Medicaid
Works in partnership with the Centers for Medicare & Medicaid Services to assist in providing quality medical care for eligible individuals and families with low incomes and limited resources.
Eldercare Locator
Searchable database of financial resources to help pay for or reduce the cost of home and Alzheimer's care, assisted living and long term care.
FAMIS (Family Access to Medical Insurance Security)
Virginia's low-cost health insurance for children whose families earn too much to qualify for Medicaid but do not have private health insurance.
Federal health insurance reform facts
Presented by the Pennsylvania Department of Insurance.
Federal reform and health insurance in Idaho
How the State of Idaho will implement the provisions of the Affordable Care Act.
Find out if you qualify for government-sponsored medical benefits
Six questions to determine whether you may be eligible for free medical services.
Florida CHAIN (Community Health Action Information Network)
A statewide network organization dedicated to improving the health of all Floridians by promoting sustainable access to affordable, effective health care.
Florida Consumer Action Network (FCAN)
A grassroots organization which empowers citizens to influence public policy by organizing and educating in areas where consumer voices are underrepresented. FCAN is working with Health are for America NOW to create meaningful health care reform."
Florida Department of Health
Official government Web site for department responsible for health care services for Floridans.
Florida Kid Care
State program to help children under 19 get health insurance coverage through MediKids, Healthy Kids, Children's Medical Services or Medicaid for Children.
A state-run site designed to connect consumers with health care information and services, including downloadable PDF guides to health and human services and more.
Forward Montana
A volunteer-run organization advocating guaranteed affordable coverage for every American.
ForwardHealth: Wisconsin Medicaid
Information on the federal/state program to provide health coverage for those without the means to pay for it.
Free or low cost health clinics in Wisconsin
A list of clinics in Wisconsin are available for people with little or no insurance.
Georgia Department of Community Health (DCH)
The Georgia Department of Community Health (DCH) was created in 1999 to serve as the lead agency for health care planning and purchasing issues in Georgia.
Greater Minnesota Healthcare Coalition
A grass roots organization which strives to build a democratic culture, develop leadership from citizens, and provide opportunities for meaningful participation to address economic and social injustice.
Hands on Health South Carolina
A resource by Medical University of South Carolina to help and encourage state residents to live healthier lives.
Hawaii Department of Commerce and Consumer Services Health Insurance
Health insurance resources from the state of Hawaii including severable downloadable PDFs
Hawaii: Med-QUEST
The medical assistance program (Medicaid) which provides health insurance coverage to eligible Hawaiians It covers all ages 64 and under but has certain requirements and income eligibility guidelines.
Health Action New Mexico
Health Action New Mexico (HANM) was founded in 1995 as a coalition to achieve access to health care and fight Medicaid cuts.
Health care assistance in Washington State
The state of Washinton's Medicaid programs.
Health Care For All – Texas
An all volunteer, grassroots organization founded in the belief that health care is a human right, and that every person in the state of Texas deserves access to high quality health care at an affordable cost.
Health Care for All – Washington
Advocates for secure, affordable, and comprehensive health care coverage for all State of Washington residents implemented through a unified financing system.
Health Care for All New York
The statewide Consumer Voices for Coverage project seeking to achieve a commitment to provide affordable and comprehensive health coverage to all New Yorkers by 2010. The project's strategy is to develop a set of standards that puts all universal health coverage proposals through rigorous scrutiny, providing an easily digestible comparison scorecard for both consumers and policymakers.
Health Care for all North Carolina
Working toward a publicly-financed, sustainable quality Health Care system that is open to all people in NC.
Health Care for All Oregon
Working for secure, affordable health care for each and every Oregonian through a universal, single-payer health care system for every resident of the state (and nation).
Health Care for All Pennsylvania
Health Care for All Pennsylvania is an education and social welfare organization, founded in 2006 to secure a comprehensive single payer health care system for every citizen of Pennsylvania.
Health Care for All Philadelphia
A Philadelphia based organization working for single payer ("Medicare for All") health care at both the state and national level.
Health Care For All Texas
A grassroots coalition that believes health care is a human right and that every person in the state of Texas deserves access to high-quality health care at an affordable cost.
Health care reform and Maryland
How the Affordable Care Act will be implemented in the State of Maryland.
Health care reform information for North Carolinians
A service of Health Sciences Library at the University of North Carolina at Chapel Hill.
Health care reform — what you need to know
How Delaware will implement the provisions of the Affordable Care Act.
Health Connector — Massachusetts State Health Insurance Exchange
The first-in-the-nation state health insurance exchange.
Health eDeals – Short Term Medical Insurance Quotes Online
Secure a short term medical insurance or health insurance quote online in 3 easy steps by visiting Health eDeals. Highly rated coverage as low as $31/mo.
Health Freedom Coalition of Ohio
Dedicated to passing laws in Ohio that will protect the consumer's right to choose their own healthcare practitioner and practice.
Health insurance and managed care plans in Massachusetts
A publication provided by the State of Massachusetts.
Health insurance information for Pennsylvania consumers
From the Pennsylvania Insurance Department.
Health Insurance Plan of Iowa
Toll-free 1-877-793-6880 (M-F 8am-5pm CST)
Health Law Advocates of Louisiana (HLA/LA)
A nonprofit public interest law firm in Louisiana dedicated exclusively to health care access. Launched in February 2010, HLA/LA provides free legal representation and assistance to eligible Louisiana families.
Health reform in Colorado
How the state will implement the provisions of the Affordable Care Act.
Health reform in South Dakota
Information on the state's implementation of national health care reform.
Health Reform Minnesota
A state government site that is the official source for health reform information and the state's implementation of the Affordable Care Act.
Healthcare-Now of Maryland
Healthcare-Now of Maryland is a statewide grassroots organization working for affordable, accessible quality health care for all Marylanders.
HealthWell Foundation
The HealthWell Foundation provides financial assistance to eligible individuals to cover coinsurance, copayments, healthcare premiums and deductibles for certain treatments.
Healthy Carolinians
A statewide network of local partnerships that address health and safety issues at the community level.
Healthy Montana Kids
CHIP is a low-cost, private health insurance plan which provides health insurance to eligible children age 18 and under. Children qualify for CHIP based on family size and income.
Hoosiers for a Commonsense Health Plan
A group of Indiana citizens who support a publicly financed, privately delivered (single payer) universal health plan at the state and national level.
Idaho Department of Insurance Consumer Publications
Includes a "Shopping Guide to Health Insurance" published by the State of Idaho and other publications.
Idaho's Children Health Insurance Plan (CHIP) / Medicaid
Helps qualifying low-income families get health insurance for their children ages 18 and under.
Illinois Attorney General Lisa Madigan
Health care assistance for denial of insurance benefits, slow pay on claims, claims partially cancelled, etc. Campaign for Better Health Care An Illinois coalition working to create an accessible, quality health care system for all.
Illinois Department of Healthcare and Family Services
The state agency dedicated to improving the lives of Illinois families through healthcare coverage and child support services.
Illinois Health Matters
A collaborative of Illinois health policy and community based organizations: AARP of Illinois, AgeOptions, AIDS Foundation of Chicago, Campaign for Better Health Care, Health & Medicine Policy Research Group, Illinois Maternal & Child Health Coalition, Illinois PIRG Education Fund, and the Sargent Shriver National Center on Poverty Law.
Illinois Public Interest Research Group (Illinois PIRG)
Illinois PIRG is a consumer group that stands up to powerful interests whenever they threaten our health and safety, our financial security or our right to fully participate in our democratic society.
Illinois SIngle Payer Coalition
A coalition of groups and individuals throughout Illinois working to enact a single-payer system for financing health care. It seeks coverage that is universal, equitably financed, not-for-profit, and publicly accountable, offering comprehensive health care and free choice of providers.
Indiana Children's Health Insurance Program
As part of the Federal Balanced Budget Act of 1997, Congress created the Children's Health Insurance Program (CHIP) as a way to encourage the states to provide health insurance to uninsured children. This is Indiana's implementation of the law.
Indiana Department of Insurance
Resources for consumers in Indiana.
Indiana University Healthcare Reform Faculty Study Group
The University looks at the implications of the Affordable Care Act.
Iowa Hawk I — children's health
Iowa's program to help families with low income provide health insurance for their children.
Iowa Insurance Division Consumers Affairs Bureau
Includes information on health care and insurance topics for consumers in Iowa.
Iowa Medicaid Enterprise
A government program to help the poor obtain health care services. Also eligible are pregnant women and children 18 and under who meet income requirements, along with aged, blind, and disabled individuals.
Kansas Department of Insurance — Health Insurance Section
Includes a variety of resources for Kansans seeking health insurance coverage.
Kansas Health Wave
Kansas' SCHIP – helps qualifying low-income families get health insurance for their children ages 18 and under. Under Kansas' program, adults living in the same household may also qualify for coverage. See the site for more details.
Kansas Medicaid or Medical Assistance Program
The site with information for low-income families and others who qualify to find out about health insurance programs especially designed for them.
Kentucky Cabinet for Health and Family Services
The health insurance section of the official state site.
Kentucky Department of Insurance
Seeks to promote sound, competitive insurance markets and protect the public through effective enforcement and regulation, and empower the public through outreach and education.
Kentucky Health Care Reform
The Kentucky Department of Insurance is working to implement the Patient Protection and Affordable Care Act.
Kentucky State Publications on Health Insurance
Brings you down to the health insurance section.
Legislative Council on health care reform
Progress reports on Wisconsin's implementation of the Affordable Care Act.
Louisiana Children's Health Insurance Program (LaCHIP)
Provides no-cost health insurance to low-income children, including dental care. Includes doctor charges, hospitalization, immunization and other services.
Louisiana Department of Insurance/Health Insurance
Offers descriptions of specific divisions and programs within the Department of Insurance that specifically deal with health insurance issues – each listing has several contacts listed.
The department publishes this PDF consumer guide to individual health insurance in Louisiana.
The Senior Health Insurance Information Program is for Louisiana residents who have reached retirement age.
File a complaint against an insurance company doing business in Louisana. Here's a PDF guide on how to file a complaint.
Maine DHA
The Maine Legislature created DHA in 2003 as "an independent executive agency to arrange for the provision of comprehensive, affordable health care coverage to eligible small employers, including the self-employed, their employees and dependents, and individuals on a voluntary basis.
Maine's Consumer Guide to Individual Health Insurance
Guaranteed-issue individual health insurance is available in Maine from Anthem Blue Cross and Blue Shield, MEGA Life & Health Insurance Company, and several health maintenance organizations (HMOs). This guide attempts to help you compare and contrast the options.
Market-Based Failure — A Second Opinion on U.S. Health Care Costs
From the New England Journal of Medicine.
Maryland Children's Health Program (MCHP)
Uses federal and state funds to provide health care coverage to low-income children 18 and under and pregnant women of any age.
Maryland Health Care Commission
Links to consumer guide to health insurance, provided by the State of Maryland.
Maryland Health Insurance Plan
Toll-free 1-888-444-9016 (M-F 8am-5pm)
Maryland Medical Assistance Program
Providing access to health care services for many of the state's low-income residents. Individuals may be eligible for services through the Maryland Medicaid Program, the Maryland Children's Health Program or the Maryland Primary Adult Care Program (PAC)
Working to establish a Single Payer Health Care System in Massachusetts so that all residents of the Commonwealth will have access to comprehensive, quality, affordable and equitable health care.
Massachusetts health care reform
Wikipedia page on what's been called "Romneycare" — the Massachusetts health care reforms which became the blue print for President Obama's Affordable Care Act (ACA).
Massachusetts Health Care Reform Coalition
This site is where you can learn how to help support the new Massachusetts Health Care Reform Law.
MassHealth Services
MassHealth pays for health care for certain low- and medium-income people living in the state, including a program for individuals who are HIV positive. MassHealth also manages the Insurance Partnership for small businesses, the Children's Medical Security Plan, Healthy Start, and the Special Kids/Special Care Pilot Program, cosponsored with the Department of Social Services.
Facts on Minnesota and Medicaid.
Medicaid in New York State
Works in partnership with the Centers for Medicare & Medicaid Services to assist in providing quality medical care for eligible individuals and families with low incomes and limited resources.
Medicaid in Utah
A joint Federal and State program that provides payment for some medical costs for certain individuals who are older, have low incomes and limited assets, or are disabled.
Medicare for All: Michigan for Single Payer
Committed to educating Michiganders about single-payer national health insurance and getting citizens to participate in the Million Letters for Health Care Campaign by U.S. Congressional Districts.
Michigan Department of Community Health
Information and links provided by the state's department responsible for community health issues.
Michigan Department of Licensing and Regulatory Affairs
Health insurance publications offered by the State of Michigan.
Michigan Patient Rights and Responsibilities
Knowing your rights and how to exercise them is the first step toward being a better consumer in today's health insurance market.
PDF explaining the state's health insurance program for uninsured children of working families. MIChild services are provided by many HMOs and other health care plans throughout Michigan.
Minnesota Comprehensive Health Association
Toll-free 1-866-894-8053
Basic health care coverage for low-income Minnesotans through publicly subsidized health care assistance program
Mississippi and the Affordable Care Act
The state's Web site to explain impacts of federal health care reform on Mississippians.
Mississippi Comprehensive Health Insurance Risk Pool
Toll-free 1-888-820-9400
Mississippi Division of Medicaid
Information on health care for the state's lowest income individuals and families.
Mississippi Insurance Department — consumer information page
Links of interest to the state's health insurance consumers.
Missouri Foundation for Health
MFH seeks to empower the people of the communities we serve to achieve equal access to quality health services that promote prevention and encourage healthy behaviors.
Missourians for Single Payer Health Care (MOSP)
A non-profit, non-partisan statewide organization of diverse individuals and groups whose purpose is to educate and advocate for universal health care through a single payer program.
MO CHIP (Children's Health Insurance Plan)
Designed to provide health care insurance for children in families without health insurance or with inadequate health insurance. It does not replace Medicaid; in fact, children on Medicaid are precluded from CHIP participation.
Montana Department of Public Health & Human Services
The state agency dealing with public health issues.
Montana Medicaid Provider Information
Assisting low-income individuals and families.
Montanans for Single Payer
A statewide group formed to affect the current national debate on health care reform. Committed to true universal health care, a Medicare-type system where everyone is in and no one is out.
National health reform and Tennessee
State resources on the implantation of the Affordable Care Act.
Nebraska Comprehensive Health Insurance Pool
(402) 343-3574 or toll-free 1-877-348-4304 (M-F 8am-4:30pm)
Nebraska Health Care Alliance
A non-profit group of businesses, health providers, associations, insurance carriers, and individuals from across Nebraska who believe in the establishment of a state-based Health Insurance Exchange.
Nebraska health insurance consumer alerts
Published by the Nebraska Department of Insurance, alerts on life and health insurance.
Nebraska health insurance rate reviews
The Department of Insurance's page for explaining health insurance rate increases.
Nebraska Kids Connection
Health care coverage for qualified children developed by the State of Nebraska. It includes both the Children's Health Insurance Program (CHIP) and the Nebraska Medical Assistance Program (also known as Medicaid).
Nebraska Medicaid Program
DHHS administers the Medicaid Program which provides health care services to eligible elderly and disabled individuals and eligible low-income pregnant women, children and parents.
Nevada Checkup
Provides low-cost, comprehensive health care coverage to low income, uninsured children age 18 and under who are not covered by private insurance or Medicaid.
Nevada Department of Health and Human Services
Consumer health assistance from the state of Nevada.
Nevada Division of Insurance on health care reform
The state agency tasked with health insurance issues provides information on Nevada and health care reform.
Nevada Health Care Forum
A group of host organizations who come together to discuss issues impacting Nevadans health care.
New Hampshire Health Plan
Toll-free 1-877-888-6447
New Hampshire Medicaid
The federal and state funded program that serves needy individuals and families who meet financial and other eligibility requirements and certain other individuals who lack adequate resources to pay for medical care.
New Hampshire Medicaid for kids
Provides access to affordable, quality health and dental coverage to uninsured children and teens in New Hampshire.
New Jersey Citizen Action
Working for quality of health care for all who live in New Jersey.
New Jersey Consumer Health Helpline
A free program that helps consumers access affordable, quality health care and effectively navigate the often complex health insurance system, sponsored by CitizenAction Education Fund.
New Jersey Department of Banking & Insurance
Information for health insurance consumers from the State of New Jersey.
New Jersey for Health Care
Dedicated to common sense solutions to ensure that every New Jerseyan can get the care they need when they need it.
New Jersey Health Insurance Division
The New Jersey Legislature in 1992 created two programs to guarantee access to health coverage for individuals and small employers, regardless of health status, age, claims history, or any other risk factor.
New Jersey Medicaid
Medicaid provides health insurance to parents/caretakers and dependant children, pregnant women, and people who are aged, blind or disabled. These programs pay for hospital services, doctor visits, prescriptions, nursing home care and other healthcare needs, depending on what program a person is eligible for.
New Jersey Shopping for Health Insurance
Provides information health insurance for citizen's of New Jersey.
New Mexico Medical Assistance Division
The Medicaid assistance division of the New Mexico state government.
New Mexico Medical Insurance Pool
(505) 622-4711
New Mexico Office of the Superintendent of Insurance
Provides convenient access to consumers to reliable insurance products which are underwritten by dependable and financially sound companies.
New Mexikids
No cost or low cost health coverage for children under 19 years old. If your household income is less than 185% of the Federal Poverty Guidelines, health care services are provided to your child at no cost. If your household income is between 185% – 235% of the Federal Poverty Guidelines, some of the health care services your child receives may require that you make a co-payment at the time each service is provided.
New York health insurance programs
A comprehensive list of health insurance programs administered by the State of New York.
New York State Child Health Plus
Health insurance plan for kids. Depending on your family's income, your child may be eligible to join either Children's Medicaid or Child Health Plus .
New York State Government Health Insurance Information
A long list of links to information published by the State of New York regarding health insurance and health care topics.
New York State Health Foundation
An organization devoted to expanding health insurance coverage, increasing access to high-quality health care services, and improving public and community health. NYSHealth was established by the State of New York with charitable funds from the privatization of Empire Blue Cross/Blue Shield.
NH Health Cost
Provides information on the price of medical care in New Hampshire. Developed by the New Hampshire Insurance Department and the Commissioner's Advisory Committee on Health Insurance.
NJ FamilyCare
Low cost or no cost health insurance program from the State of New Jersey kids and certain low-income parents.
NJ:One Plan, One Nation
A labor and grassroots coalition that advocates single-payer health care for all Americans. We use HR 676 — the United States National Health Care Act, also known as Expanded and Improved Medicare for All — as a template.
North Carolina Health Choice (NCHC) for Children
For families who make too much money to qualify for Medicaid but too little to afford rising health insurance premiums so they are able to get free or reduced price comprehensive health care for their children.
North Carolina Health Insurance Risk Pool (NCHIRP)
Toll-free 1-866-665-2117
North Carolina Health News
An independent, not-for-profit, statewide news organization dedicated to covering health care in North Carolina
North Carolina Hospital Association
The trade group for health care providers in North Carolina.
North Carolina Medicaid
Serves about 20 percent of the state's population, whose low income prevents them from purchasing health insurance in the private market.
North Dakota Department of Health
The State Health Officer's comprehensive site for health care information for state residents.
North Dakota Insurance Department
Health insurance topics of interest to North Dakotans.
North Dakota Medicaid
Information on the federal and state funded Medicaid program for North Dakotans.
Office of Attorney General Lori Swanson
Health care information and resources for health insurance consumers from the state's attorney general.
Office of Health Reform & Innovation
How the state will implement the provisions of the Affordable Care Act.
Office of Maryland Health Care Reform
A state web site to offer health reform information for Maryland individuals, families, seniors, and small businesses.
Office of the Ombudsman for Mental Health and Developmental Disabilities
Help for those Minnesotans who have difficulty with mental health or developmental disability services they have received or need to receive.
Ohio Children's Health Insurance Program
Designed to provide increased access to health coverage for children in families with income too high to qualify for Medicaid (Title XIX) but too low to afford private coverage.
Ohio consumer guide to health insurance
A PDF published by the Ohio Department of Insurance.
Ohio Department of Health
Deals with many issues affecting health care delivery in Ohio.
Ohio Department of Mental Health
Each year, Ohio's community mental health systems provide services to more than 260,000 people, including 75,000 adults who are disabled by severe mental illness and 70,000 children with emotional disorders. More information at the department's Web site.
Ohio HIPAA information
Describes what the State of Ohio is doing to comply with requirements of the federal Health Insurance Portability and Accountability Act.
Ohio Medicaid
The federal and state funded program for low income Ohioans.
Oklahoma CHIP
The children's health insurance program for Oklahomans.
Oklahoma Health Care Authority
The primary entity in the state of Oklahoma charged with controlling costs of state-purchased health care.
Oklahoma Health Insurance High Risk Pool
Toll-free 1-800-255-6065 or (913) 362-0040
Oregon Department of Insurance
Health insurance information for Oregonians.
Oregon Health Plan (OHP)
Provides health care coverage to low-income Oregonians through programs administered by the Division of Medical Assistance Programs (DMAP). Currently, more than 600,000 people each month receive health care coverage through the Oregon Health Plan.
Oregon Health Plan Wikipedia entry
A Wikipedia page on the plan, first passed in 1993, that at the time made Oregon the leader in health care reform.
Oregon Medicaid
Medicaid provides health care insurance for low-income residents through a federal and state partnership. Federal regulations provide a framework for each state to build a unique Medicaid program or State Medicaid Plan.
Oregon Medical Insurance Pool
Toll-free 1-800-848-7280 or (503) 225-6620 (M-F 8am-5pm)
Partners for Health Insurance (PHC)
South Carolina's program to provide Medicare coverage to children 18 and under who live in families with income at or below 150 percent of the Federal Poverty Level.
Paying For Senior Care
PayingForSeniorCare.com and the Eldercare Financial Resource Locator Tool were designed to help families and caregivers locate information about long-term care resources for their loved ones, and to find the public and private programs available to assist in covering the cost of such care.
PeachCare for Kids
A Children's Health Insurance Program to expand coverage to children in low income families. It is not a Medicaid plan. The plan will pay for preventive services and acute medical care, as well as vision and dental care.
Pennsylvania Health Law Project
A nationally recognized expert and consultant on access to health care for low-income consumers, the elderly, and persons with disabilities. For more than two decades, PHLP has engaged in direct advocacy on behalf of individual consumers while working on the kinds of health policy changes that promise the most to the Pennsylvanians in greatest need.
Pennsylvania Insurance Department
The State of Pennsylvania's department of insurance provides official information all types of insurance.
Pennsylvania medical assistance
Medical Assistance, also known as Medicaid, and sometimes referred to as MA, pays for health care services for eligible individuals.
Rhode Island Office of the Health Insurance Commissioner
A dedicated office to aid health insurance consumers and promote the state health care system. Follow the links at left to access consumer information.
San Antonio Healthcare-Now Coalition
An affiliate of the national Healthcare-Now organization, works to achieve universal access to affordable healthcare.
Single Payer Action Network Ohio – SPAN Ohio
A statewide coalition of organizations and individuals in Ohio seeking fundamental health care reform in our state and country so that every resident is guaranteed full and comprehensive coverage.
Single Payer Now
Volunteers educating voters since 1994 to talk with their friends, co-workers, and neighbors about health care minus the insurance companies.
Single Payer Oregon
A statewide coalition of diverse organizations and organizing committees working together for a comprehensive, high-quality, publicly-funded health care system that will serve everyone in Oregon and the United States.
Single Payer | Medicare-for-All in New York State
A statewide clearinghouse for all single payer/medicare-for-all initiatives and events throughout the state.
Consumer services from the North Carolina Department of Insurance.
SoonerCare (Oklahoma Medicaid)
A health coverage program jointly funded by the federal and state government. This program helps pay some or all medical bills for many people who can't afford them.
South Carolina Department of Health and Human Services
Manages the state's Medicaid program to provide heath care coverage for those who cannot afford it.
South Carolina Department of Insurance
Consumer health insurance information from the state Department of Insurance.
South Carolina Health Insurance Pool
Toll-free phone 1-800-868-2500, ext. 42757,
or 1-803-788-0500, ext. 42757
South Carolina Healthcare Voices
Promotes healthcare change by focusing on the need for national healthcare reform. This website provides information and support to SC citizens who want to address healthcare issues and solve problems.
South Dakota Children's Health Insurance Program
Provides health insurance at little or no cost to South Dakota children who meet certain eligibility guidelines.
South Dakota Department of Health
Its mission is to prevent disease and promote health, ensure access to needed, high-quality health care, and to efficiently manage public health resources.
South Dakota Department of Social Services
Its Division of Economic Assistance is responsible for administering the Medicaid to help low income individuals and families.
South Dakota Insurance Division
Part of the state's Department of Labor and Regulation, this office provides health insurance advice to South Dakotans and information on companies operating within its borders.
South Dakota Risk Pool
605-773-3148 (ask for a Risk Pool representative)
State of Delaware Department of Insurance
The department has published "The Instant Insurance Guide: Health" as a guide to buying and using health insurance in Delaware. To obtain printed copies of the guide, please call 1-800-282-8611 or (302) 674-7310, or email email@example.com.
State of Delaware Medicaid Information
Medicaid furnishes medical assistance to low-income families and the elderly, blind and disabled people without enough income to pay for medical services.
State of Idaho Medical Services
Various state medical programs including medicaid, immunizations, mental health and more.
State of Indiana Health Insurance page
State government health insurance resources.
State of Iowa health reform information
Health reform facts and explanations offered on different topics by government agencies and insurance regulatory bodies.
State of Minnesota Department of Health
The State of Minnesota's department of health provides information on health insurance.
State of Ohio Department of Insurance Homepage
The State of Ohio's department of insurance provides official information all types of insurance.
State of Rhode Island Healthcare Reform Commission
Created by executive order of Governor Lincoln Chafee to make Rhode Island a leader in implementing national health care reform.
An excellent resources from the Kaiser Foundation with deep statistics on most health care numbers for every states.
TennCare Oversight Division, Department of Commerce and Insurance
Oversees, examines and monitors Health Maintenance Organizations and Behavioral Health Organizations participating in the TennCare program.
TennCare Program
Tennessee's Medicaid managed care program that provides health coverage for 1.2 million low-income children, pregnant woman and disabled Tennesseans.
Tennessee Health Care Campaign (THCC)
A nonprofit consumer health care advocacy group seeking health care reform.
Tennessee's Tenncare Program
Texas Children's Health Insurance Program
Sfamilies with uninsured children may be eligible for health coverage through Medicaid and the Texas CHIP. Includes regular checkups and dental care.
Texas Department of Insurance
The health care section of the Department's Web site, with consumer information and more.
Texas Health Insurance Risk Pool
Texas Health Options
A resource by the Texas Department of Insurance to help Texans find health insurance coverage.
Texas Medicaid Program
The State and Federal cooperative venture that provides medical coverage to eligible needy persons.
Texas Voice for Health Reform
A project of the Center for Public Policy Priorities, aims to inform and mobilize all Texans on the national debate on health care reform.
The Family Health Insurance Assistance Program
Helps regon families pay the monthly premium for high-quality, private health insurance plans. FHIAP pays from 50 percent to 95 percent of the premium for Oregonians who are uninsured and meet income and other guidelines.
The Florida Department of Financial Services
The place for consumers to check out their insurance agent or company or to access the state consumer hotline (1-877-693-5236, is available 8 a.m. to 5 p.m) or to file a complaint.
The Healthcare Association of Hawaii
A non-profit association that represents and advocates on behalf of its provider members to improve health care in Hawaii.
The Iowa Policy Project
Impact of various components of the Affordable Care Act on Iowans.
The Kansas Health Institute
Established in 1995 by the Kansas Health Foundation to be an information resource for state policymakers. The foundation made the commitment based on its conclusion that health policy decisions often were based on fragmented, anecdotal and sometimes biased information.
The Maine People's Alliance
MPA fights for quality, affordable health care for all Mainers and supports a universal, single-payer health care system.
The Maryland Women's Coalition for Health Care Reform
Formed in 2006 as a non-partisan, state-wide, grassroots alliance of individuals and organizations dedicated to seeing that every resident of Maryland has comprehensive, affordable, accessible, high quality health care.
The Mississippi Health Advocacy Program (MHAP)
MHAP is a voice for improved health care for all throughout the state of Mississippi, especially those whose health is threatened by poverty, racism, malnutrition and violence.
The Rhode Island Medical Assistance Program (Medicaid)
A federal and state funded program that pays for medical and health related services for eligible Rhode Islanders.
U.S. Census Bureau
On March 23, 2007, the Census Bureau released revised estimates for health insurance coverage in the United States.
United for National Healthcare
A Bellingham, Washington group organizing and advocating for a National Single-Payer Healthcare System.
Universal Health Care Action Network of Ohio
UHCAN Ohio's mission is to achieve high quality, accessible, affordable health care for all Ohioans.
Universal Health Care Foundation of Connecticut
An independent, nonprofit, grant-making organization dedicated to achieving a quality health care system that is affordable and available for everyone in the state.
Utah and national health reform
The Insurance Department's page on the impact of the Affordable Care Act on Utah.
Utah Children's Health Insurance Program
Families who cannot afford to buy health insurance for their children may be eligible for health coverage through the Utah CHIP.
Utah Comprehensive Health Insurance Pool
Toll-free 1-800-705-9173 or (801) 442-6660
Utah Department of Human Services
Information on insurance programs – Medicare, Medicaid and long term health insurance information.
Utah Health Policy Project
A resource for the public, community leaders, businesses, health care providers and policy makers interested in strengthening the health care system while working to develop visionary and systemic solutions to the crisis of the uninsured and under-insured.
Utah Health Policy Project (UHPP)
UHPP is a nonpartisan, 501-C-3 nonprofit organization whose vision is for a health care system that provides medically necessary care to all Utah residents in a timely, efficient, and culturally effective manner with sustainable financing.
Utah Healthcare Initiative
Organized to bring the issue of health system reform before the voters of Utah.
Vermont for Single Payer
Vermont for Single Payer is the primary campaign of Vermont Health Care For All (VTHCA) and is overseen by the Board of that organization. VTHCA, a Vermont non-profit corporation (501(c) 3), was established in 2003 with the purpose of educating the public about the advantages of a universal publicly financed health care system for Vermont.
Vermont: filing a complaint about an insurance company
The Vermont Department of Banking, Insurance, Securities and Health Care Administration's Consumer Services section — help for consumers who would like to file a complaint about an insurance company.
Vermont's health care reform
The place to go to find out how America's most progressive state is implementing health care reform, both the Affordable Care Act and its own single-payer health care initiative.
Virginia Department of Health
A site rich in information for Virginia citizens concerned about their health.
Virginia Health Insurance Information for Consumers
State of Virgina's information about traditional health insurance and managed care health insurance plans.
Virginia Health Reform Initiative
A state initiative to implement health care reform.
Virginia Organizing Project
A statewide grassroots social justice group working to mobilize citizens to lobby for more affordable health care.
Virginia's Bureau of Insurance
Consumer information for state citizens dealing with agents or companies.
Washington Apple Health for Kids (CHIP)
A Washington State initiative aimed at streamlining applications for children's
Washington State Governor's office on health care reform
Gov. Jay Inslee's office has published this information on the State of Washington and health care.
Washington State Health Insurance Pool
Toll-free 1-800-877-5187
Washington State Insurance Commissioner on health reform
The State of Washington's Insurance Commission with how the new health care law will affect Oregonians.
West Virginia Bureau for Medical Services (Medicaid)
The state agency tasked with administering the federal-state partnership to serve low income West Virginians.
West Virginia Children's Health Insurance Program (WVCHIP)
A low cost health care plan for children and teenagers of working families.
West Virginia Department of Health and Human Resources
Administers programs aimed toward the citizens of West Virginia.
West Virginia Health Insurance Plan
West Virginia Healthy Kids and Families
Bringing together individuals, private organizations, and state agencies to work to improve the health of children and families in West Virginia.
West Virginians for Affordable Health Care (WVAHC)
A tax-exempt, nonprofit organization under IRC 501(c)(4) organized in November, 2005 by a diverse group of individuals concerned about the rising cost of health care and health care insurance coverage.
Western PA Coalition for Single-Payer Healthcare
An all-volunteer, grassroots group advocating national, universal, single-payer health care.
Wisconsin Health Insurance Risk Sharing Plan
Toll-free 1-800-828-4777
Wisconsin Hospital Association
The trade group for hospital in Wisconsin.
Wyoming Children's Health Insurance Program
Designed to ensure that children and teens of both working and non-working families can have the health insurance they need.
Wyoming Department of Health
The primary state agency for providing health and human services, it administers programs maintaining the health and safety of citizens of Wyoming. Its primary approach in solving health problems is prevention.
Wyoming Health Insurance Pool
(307) 634-1393
Wyoming Health Matters
A web-based source of population data and information about Wyoming community health and healthy communities in general.
Wyoming Medicaid information
The joint federal and state government program that pays for medical care for some low income and medically needy individuals and families.
Wyoming Primary Care Association
Works to expand the availability of high quality, affordable health care services throughout Wyoming. Health Centers are mission-driven health care organizations that deliver compassionate, quality health care to all individuals, with or without insurance, and regardless of their ability to pay.
Wyoming Project Health Care
Project Healthcare is a shared project of several Wyoming advocacy organizations concerned with monitoring the impact of health reform on Wyoming consumers.
Wyoming's KidCareCHIP
A program that helps Wyoming families provide health insurance for their children.


text:
Playstation 3
Secret Trophies for Mortal KombatHome / Playstation 3 /
This page contains Mortal Kombat Unlockables for Playstation 3 called "Secret Trophies" and has been posted or updated on Apr 20, 2011 by Waichopperere. Let us know what you think of this Unlockable by thumbs voting.
- Developer: NetherRealm Studios
- Publisher: Warner Bros. Interactive Entertainment
- Genre: Action Fighting 2D
- Release Date: Apr 19, 2011
- ESRB: Mature
Secret Trophies
To unlock the following PS3 - Secret Trophies, complete the following tasks:
|How to Unlock:
|Best...Alternate...Ever! (Bronze)
|Unlock Mileena's 3rd Alternate Costume.
|Brotherhood of Shadow (Bronze)
|Discover and fight Hidden Kombatant 4 in Arcade Ladder.
|Cold Fusion (Bronze)
|Unlock Hidden Fighter 'Cyber Sub-Zero'.
|Complet-ality (Bronze)
|Perform 1 of each type of '-ality'.
|Finish Him? (Bronze)
|Perform any fighter's hidden finishing move.
|Hide and Seek (Bronze)
|Discover and fight Hidden Kombatant 2 in Arcade Ladder.
|Pit Master (Bronze)
|Discover and fight Hidden Kombatant 3 in Arcade Ladder.
|Quan-Tease (Bronze)
|Unlock Hidden Fighter 'Quan Chi'.
|Ultimate Humiliation (Silver)
|Perform every fighter's hidden finishing move.
|You Found Me! (Bronze)
|Discover and fight Hidden Kombatant 1 in Arcade Ladder.
More Unlockables
Back to all Cheats
Stuck on this game? Set a specific, clearly defined question and let others answer your question or view answers to previously asked questions. If you think you are an Mortal Kombat expert then please try to help others with their questions.
Latest Questions
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subset: commoncrawl


text:
Amateur Photographer 9 February 2013
On sale: Tuesday, 5 February 2013
Buy a digital copy of this issue | Buy a print version of this magazine
Jessops brand name set to live on, with stock auction likely; Olympus revamps 75-300mm zoom and reveals XZ-10 'high-end' compact; Epson kicks off new EVF production
The latest books, exhibitions and websites
CES Round-up
We take an in-depth look at the latest photo products at the world's biggest electronics show in Las Vegas, USA
The Final Frame
A picture may be worth a thousand words, but a single smell can be worth a thousand pictures, says Roger Hicks
Photo Insight
Andrew Sanderson talks about his expressive image of a canal in Manchester and how, by breaking the rules of composition, you can create successful images
Three AP readers join photographer Michael Bosanko in London's Hyde Park to try their hand at the art of light painting. Oliver Atwell joins them
Testbench: Six of the Best
AP puts a selection of the best tripod ball heads to the test
Nikon D5200
It may be compact and beginner-friendly, but the Nikon D5200 has the spec of an enthusiast-level camera, packing a 24.1-million-pixel, APS-C-sized sensor, 39-point AF system and articulated LCD screen. Tim Coleman finds out how it performs
Ask AP
Our experts answer your questions
AP Explains... Controlling Luminance
Professor Bob Newman looks at the most essential element for photography, reflecting light or luminance, and solutions developed for controlling it
AP readers speak out on the week's issues
AP reader Jarvis Kay looks back at the progress of the digital camera and wonders where we are going next
Reader Spotlight
Another selection of superb reader images
Words of wisdom and constructive advice from AP's Editor Damien Demolder
Through young Eyes
For 20 years, the RSPCA has seen some outstanding photography from up-and-coming animal enthusiasts in its annual Young Photographer Awards. Jon Stapley talks to a few of the talented youngsters
For details on how to purchase Back Issues of Amateur Photographer please go to www.amateurphotographer.co.uk/backissues


text:
Keep healthy with YMCA Fitness Programs!
Contact Jacob Martinez for additional information at 402-896-4200 or firstname.lastname@example.com
Fit Checks are available FREE to all adult members
every month. Fit Checks include: Weight, Body Mass
Index, Body Fat Percentage, and Blood Pressure.
1st Tuesday of the month
9:00 am-11:00 am and 5:00-7:00 pm
Member: FREE
Total Body Resistance Training (TRX®)
TRX® is a method of functional training with an edge over conventional training due to a unique combination of body weight and gravity. TRX Suspension Training incorporates strength, flexibility, balance and core stability all at once. All fitness levels welcome.
Monday/Thursday – 7:00-8:00 pm
Wednesday/Friday – 10:00-11:00 am
Golf Power
Golf Power is a strength training program to improve your golf swing. This class will help increase core strength and rotational power, as well as improving flexibility and mobility. The TRX Suspension Trainer is the perfect tool to build rotational strength to improve your swing, and increasing your range of motion. Even if golf is not your game, this class is great for everyone!
Tuesday and Friday 7:00am-8:00am
Member: $140/Non Member $168
Functional Movement Screen(FMS)
The FMS is a grading systen that records movement patterens that are essential to normal function. The FMS can identify limitations in functional movement and locate asymmetries in the body that can reduce the effects of exercise.
Contact Jacob Martinez for more information at: email@example.com
Teen and Adult Taekwondo
This is a traditional Taekwondo class that offers students the opportunity to learn a variety of skills while giving them the opportunity to tailor their class experience to their level of fitness. Our instructors utilize a number of different tools, including physical
skill development and scientific technique dissection to engage students personally to help them develop to their full potential.
Tuesday and Thursday – 7:25-8:15 pm
1 day/week - Member: $37 Non member: $64
2 days/week - Member: $50 Non member: $90
Group Exercise Classes
Helping you keep a fitness routine! These classes are a great way to schedule your workouts and add variety to your exercise program!
Member: FREE
Classes include:
BODYPUMP™ is the original LES MILLS™ barbell class that will sculpt, tone and strengthen your entire body.
Circuit is an interval class that will target all of the major muscle groups and include bursts of cardio.
Chair Pilates is a chair based Pilates class that helps with balance, core strength and flexibility.
CXWORX™ focuses on the torso and sling muscles that connect your upper body to your lower body (your core muscles).
H.I.T (High Intensity Training) is designed for men and women looking to challenge their fitness stamina. Certified-Trainer-led workouts use steps, weights, bands, kettlebells, and individuals' own body weight to increase fat burning in the least amount of time.
Group Cycle is an aerobic/anaerobic workout on a stationary bike designed for all fitness levels.
Pilates works on the body's core, the center of our "powerhouse" (hips to shoulders). A strong core relates to a healthy low back, better posture and more functional movement patterns.
SilverSneakers® Muscular Strength & Range of Movement (MSROM) includes a variety of exercises designed to increase muscular strength, range of movement and activities for daily living.
S.N.A.P.Y. (Special Needs Adaptive Programs at the Y) Zumba® is a cardio workout that uses exotic rhythms set to high-energy Latin and international beats for special needs and adaptive participants.
Step is a cardio workout that uses a height-adjustable step and simple movements on, over and around the step.
Step and Strength is a cardio step workout and strength training.
Tai Chi is a movement class that helps with balance and posture while benefiting health and promoting stress management.
Yoga is inspiring, energizing and calming. Breathing and relaxation exercise techniques form a complete mind and body workout.
Zumba® Fitness uses exotic rhythms set to high-energy Latin and
international beats.
Active Older Adults (AOA) Group Exercise Classes
These classes are designed to help gain strength and endurance with low impact cardio and focus on functional fitness.
Chair Pilates
Active Older Adult Cardio/Strength
Tai Chi
Silver Sneakers
Please see the Welcome Center or visit our website for the current schedule.
Member: FREE Non member: $7/class
Personal Training
Whether you are new to exercise or tired of the same boring routine, one of our personal trainers can help you! We offer a variety of packages ranging from 30-minute to 60-minute sessions. We offer individual, couple, and small group personal training.
Please register at the Welcome Center
60 minute session packages:
1 session – Member: $ 55 Non member: $ 75
6 sessions – Member: $ 50/session Non member: $ 68/session
12 sessions – Member: $ 45/session Non member: $ 61/session
24 sessions – Member: $ 40/session Non member: $ 54/session
30 minute session packages:
6 sessions - Member: $33/session Non member: $ 45/session
12 sessions - Member: $30/session Non member: $ 40/session
Nutrition counseling:
1 session - Member: $ 55 Non member: $ 75
4 sessions - Member: $ 200 Non member: $ 270
Tandem personal training (2 people): 60 minute sessions, priced per person
1 session – Member: $40/person Non member: $54/person
6 sessions – Member: $ 35/session Non member: $ 48/session
12 sessions – Member: $ 30/session Non member: $ 40/session
Small group personal training (3-6 people) per person pricing
60 minute session packages:
$ 12/session $ 16/session
Reformer Pilates
With an emphasis on breathing, core conditioning and body awareness. Pilates exercise is a safe and highly effective way to stretch, strengthen and streamline your body without building bulk or stressing your joints. Performed on a mat or specialized equipment, this is a fitness regime for a lifetime. Pilates exercise will leave you looking toned, feeling revitalized and moving with ease.
By appointment only.
Private – 1 person
1 Session $40
6 Sessions $35/session
12 Sessions $30/session
Semi-Private – 2 people
1 Session $30
6 Sessions $25/session
12 Sessions $15/session
Get Started Program
• Individualized one-on-one wellness coaching.
• 3 FREE sessions for new or returning members ($75 value).
• Opportunity to continue to monitor your progress through monthly Fit Checks.
• FREE t-shirt upon completion of the program.
Sign-up and "Get Started" at the Y today!


text:
Frequently Asked Questions
My vehicle is not listed on your fit guide. So what fits my car?
We recommend removing the factory speakers from the door and/or the rear deck and measuring the cut-out diameter or mounting hole in the sheet metal, as well as the mounting depth
For example: Our db651 6 1/2-inch coaxial speakers require a cut-out diameter of 5-inches and a mounting depth of 1 5/8-inches. Some vehicles may require modifications or custom brackets in order to install the speakers. We recommend consulting your Polk Audio car audio dealer.
This FAQ was last modified on September 01, 2014← Return to Frequently Asked Questions


text:
The grunts start off green, inexperienced, unseasoned, even innocent. But as they explore the depths, the frustrations, and the subtle horrors of the cold moral abyss that is the face of combat, they discover things about themselves they never knew, until Afghanistan demanded an answer.
Scars, seen and unseen, take shape throughout the course of their deployment.
[Warning Graphic]


text:
NHRA: Countdown to the Championship 2007
GameFAQs Answers
With GameFAQs Answers, you can both ask and answer specific questions about this game. If you have a GameFAQs account, then you can use GameFAQs Answers to get and give help.
Search answered questions
Answer questions
|Featured Open and Unanswered Questions
|I need help with a Pro-Stock Setup???


text:
KENNETT, MO (KAIT) - The Kennett School District is making sure no elementary student starts the school day on an empty stomach.
Each classroom receives a wagon filled with free breakfast food before the start of first period classes.
The school district started the program earlier this month. Every student has several options each day, including hot breakfast items, fruit and yogurt.
"I have a class that eats a lot," South Elementary fifth grade teacher Andi Maddox said. "They'll wipe me out this morning."
Copyright 2014 KAIT. All rights reserved.
310 Broadway
Cape Girardeau, MO 63701
FCC Public File
EEO Report
Closed Captioning


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How do you make a downstairs apartment quieter when the apartment upstairs is inaccessible?
THE PAST FEW YEARS haven't been great for apartment owners. Turns out corporate housing companies have had it just as bad.
SAN FRANCISCO — Standing 12 stories, 10th and Mission Family Housing fills a tall order. First, it answers the affordable housing needs of 135 families, including 44 that were recently homeless.
NEW BEDFORD, MASS.— This June, residents moved back into the first 50 finished apartments in the redevelopment of the United Front Homes.
ARCHSTONE HAS BEEN around long enough to know the basic rule of multifamily arithmetic: jobs minus housing equals a fantastic development opportunity.
PITTSBURGH'S APARTMENT MARKET seems to have as many things going for it as it has bridges—which is a lot.
NEW ORLEANS— Five years after Hurricane Katrina, Providence Community Housing has emerged as one of the most active affordable housing developers in the Gulf Coast.
WASHINGTON, D.C.— It's not too late to use stimulus dollars to make your affordable housing properties more energy efficient.
Foreign investors are planning to increase their investments in U.S. apartments this year, building on their activity in 2009.
Affordable Housing Finance is pleased to announce the finalists of its sixth annual Readers' Choice Awards for the nation's best developments of 2009-2010.
Copyright ©
2014 Hanley Wood Media, Inc. All rights reserved.


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Sinopec income soars on change in price controls
Posted Oct 30th 2009, 12:00am by Eric Ng
... Eric Ng China Petroleum & Chemical Corp (Sinopec) has projected a more than 50 per cent rise in full-year profit after posting a 124 per cent jump in third-quarter earnings in the face of reduced state control of fuel prices. Asia's largest oil r ...http://www.scmp.com/article/696868/sinopec-income-soars-change-price-controls
Farming income unlikely to rise, official says
Posted Mar 13th 2009, 12:00am by Staff Reporter
... Jane Cai and Al Guo in Beijing Farmers' incomes are unlikely to rise this year as the financial crisis lowers produce prices and threatens migrant workers' jobs in cities, a top Agriculture Ministry official said yesterday. 'The employment outlook for migrant workers cannot be optimistic because it will be more difficult than ever to keep rural income growing,' ...http://www.scmp.com/article/673123/farming-income-unlikely-rise-official-says
Incoming Observatory chief reaches beyond his horizon
Posted May 09th 2009, 12:00am by Anita Lam
... Anita Lam He is due to retire in two years, but the new director of the Hong Kong Observatory is planning further ahead. 'I have the next five years in mind when I draw my work plan for the future,' said 58-year-old Lee Boon-ying, who was appoin ...http://www.scmp.com/article/679619/incoming-observatory-chief-reaches-beyond-his-horizon
Bocom sees net income rise 81.2pc to 15.5b yuan
Posted Aug 27th 2008, 12:00am by Staff Reporter
... first-half earnings surged 81.21 per cent but warned of tougher going for the rest of the year. Boosted by higher interest income and lower tax payments, Bocom achieved net income of 15.51 billion ... it would be hard to repeat the pace of earnings growth in the first half. Bocom, which is 19.15 per cent owned by HSBC Holdings, posted interest income of 33.1 billion yuan, a 40.62 per cent jump ...http://www.scmp.com/article/650413/bocom-sees-net-income-rise-812pc-155b-yuan
Mainland insurers report strong increases in premium income
Posted May 20th 2008, 12:00am by Staff Reporter
... Maria Chan Three mainland insurers saw a strong rise in their income from premiums in the first fourth months of the year, according to statements filed with the stock exchange. China Life Insurance led with 128 billion yuan (HK$143.02 billion). The unaudited accumulated premium income of the country's largest life assurance underwriter jumped 43.17 per cent in the first four ...http://www.scmp.com/article/638243/mainland-insurers-report-strong-increases-premium-income
Lifestyle posts 41.9pc income gain but expects moderate second half
Posted Aug 12th 2008, 12:00am by Staff Reporter
... but the pace eased in May as a result of the slowdown in the global economy and the impact of the earthquake in Sichuan. Net income for the six months to June rose to HK$606.25 million or 35.5 HK cents ... Net margin before changes in the fair value of company's properties dropped to 28 per cent from 30.1 per cent a year earlier because of a first-time income tax charge at the Shanghai ...http://www.scmp.com/article/648762/lifestyle-posts-419pc-income-gain-expects-moderate-second-half
HK bosses dash hopes of wage increases
Posted Sep 15th 2004, 12:00am by Nick Gentle
... Nick Gentle Employers' group says across-the-board rises for all staff should be avoided One of Hong Kong's leading employers' groups yesterday sought to quash expectations of pay increases, despite recent good economic news. Improving econ ...http://www.scmp.com/article/470470/hk-bosses-dash-hopes-wage-increases
Tour guides threaten to strike over pay reduction
Posted Jun 09th 2008, 12:00am by Dennis Eng
... taking more drastic measures to protest against travel agencies and the government scrapping income from tips. 'We want the government and travel agencies to respond to our concerns about ... agencies, has yet to respond, saying it requires evidence. Union member Lau Sin-mei said: 'Tips are an integral part of a tour guide's salary. Without this income, how can they survive? ...http://www.scmp.com/article/640893/tour-guides-threaten-strike-over-pay-reduction
Prevailing pessimism dilutes impact of basket of goodies
Posted May 27th 2009, 12:00am by Chris Yeung
... about the loss of jobs and dwindling income will not be significantly eased with the rates waiver and tax rebate. Low-income earners and the underprivileged will find the basket of goodies ...http://www.scmp.com/article/681631/prevailing-pessimism-dilutes-impact-basket-goodies
Bonds seen as safe haven again
Posted Nov 23rd 2003, 12:00am by Chris Oliver
... high-quality fixed income assets, whether you are looking for some currency gains or incremental yield.' Mr McTeague says the US third-quarter GDP growth of 7.2 per cent was a 'sugar ... and, along with fellow colleagues from the Royal Bank of Scotland, was selected by Institutional Investor magazine as specialist commentators on US government fixed income. He believes the Fed ...http://www.scmp.com/article/435585/bonds-seen-safe-haven-again
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Losing the data from your iPhone can happen for lots of reasons, including:
- Repairs that require you to erase all data on phone
- You may have erased the data (by accident or on purpose)
- File corruption.
And while losing your iPhone's data is never a pleasant experience, restoring iPhone data from a backup is a fairly simple task that can have you up and running again in no time.
Each time your sync your iPhone, the data, settings, and other information on the phone are automatically backed up on your computer. If you encounter a situation in which you need to restore, though, all you need to do is download this back up to your phone and you'll be off and running again.
To begin to restoring your data from the backup, connect your iPhone to the computer that you normally sync it to that contains the backup file (in most cases, this will be your normal computer. If you're syncing to more than one machine, you should have backups on both computers. Just choose the computer with the backup you prefer).
In the center of the iPhone management screen, you'll see a Restore button. Click that.
When you do this, iTunes will show you a few introductory screens. After them, you'll need to agree to the standard iPhone software license. Do so and click Continue.


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Washington lawmakers have 25 days to come up with a compromise or plunge the country over the fiscal cliff. The lack of a deal with less than four weeks left until the year-end deadline has caused industry groups to become vocal about the uncertainty over the country's future tax structure and the starkly negative impact on manufacturing.
In survey results released yesterday, the National Association of Manufacturers (NAM) demonstrated the increase of pessimistic perspectives on the fiscal cliff among manufacturers. The NAM/IndustryWeek Survey of Manufacturers showed a considerable downward trend in many manufacturing factors over the course of 2012.
The survey revealed only 51.8 percent of responding manufacturers were somewhat or very positive about company outlook, compared to 88.7 percent saying the same thing in first-quarter 2012 — a 37.1 percent drop. Manufacturers holding an actively negative view rose to 39 percent, a six-month high.
Expectations for sales growth percentage on a year-over-year basis dropped from 4.7 percent more sales in the first quarter to just 1.0 percent in additional sales in this survey.
This quarter's survey included some special questions for respondents designed to gauge industry opinions of the election results, the fiscal cliff and future debt ceiling issues.
"One thing was certain: businesses are highly skeptical that Washington will be able to address the nation's long-term fiscal challenges," IndustryWeek announced in its summary of the survey. Almost 75 percent of respondents said the election made them less optimistic for a deal, with about 28 percent fearing the cliff will not be avoided. Almost 16 percent were unsure if the cliff could be averted.
Additionally, fiscal cliff fears, articulated in the survey as "the prospect of higher taxes and reduced spending," were cited by 62.9 percent of respondents as the reason behind their decision to reduce their business outlook. These same reasons caused 42.6 percent to reduce or slow business investment and 36.2 percent to reduce employment or stop hiring. Additionally, nearly 89 percent of manufacturers declared "a long-term budget deal that tackles the deficit and debt" as their top-priority wish with President Barack Obama and the new Congress. Following this, 82.1 percent of manufacturers hoped Washington would slow the growth of entitlements and 75.5 percent wanted lawmakers and the president to make a deal to avoid the fiscal cliff.
The NAM/Industry Week Survey of Manufacturers is a quarterly survey of 440 manufacturers from a variety of industries. To view the full survey results, click here.


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Billy Donovan informed the Magic and the University of Florida over the weekend that he had second thoughts about agreeing to be Orlando's head coach, but it's unclear whether the NBA team will let him go.
Orlando has a signed contract from Donovan and is making a decision as to whether to let him out of the five-year, $27.5 million deal that he signed on Friday, multiple sources told ESPN.com on Sunday.
Full link here.


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Cricket is a wireless company that's all about the deal by offering a smartphone powered by Android and an even smarter phone plan. Cricket's changing wireless with the Android powered Ascend. Still with no contracts or overages and nationwide 3G data included. Androids with unlimited talk, text and data at $55 a month with no extra fees, now that's respect.
Cricket Wireless is introducing new prepaid smartphones with plans at just $55 a month. Check out the latest Cricket Android Smartphones.
Android™ is a trademark of Google, Inc. The Android Robot is reproduced or modified from work created and shared by Google for use according to terms described in the Creative Common 3.0 Attribution License.


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Second and third grade students in Columbus, Kansas are supporting our troops this summer with lemonade.The Columbus courthouse was host today to a lemonade stand run by kids from Highland Elementary School.
A portion of the proceeds will go towards care packages for soldiers.
The students are also hoping to fund the construction of a fence for a dog at the local nursing home.
Today's stand brought in $220 within about an hour's time.
"I hope it will just instill in them, just, character for life, just to be able to serve other people," says Shari Napier, a teacher at the school.The group plans on hosting another lemonade stand at the courthouse on July 30.


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During the movie 'September Issue' I saw Vogue September Issue up there on the light box the whole publication and I thought wow. What if I had a beautiful big light box in the studio.
For many years my clients have said "can you put them all up together at once" which of course you do with digital viewing software. Then I thought no not a light box a wall of mounted images. So there they are all up there. I want to sell prints AND a CD. I believe in this day "We haven't become a digital society we've become a give it to me now society." So I've made the images for viewing so they can be taken on the day of viewing.
I retouch for viewing so essentially my images are print ready at the time of viewing. I like to sell/view within 10 days of my shoot. I have spent years in a portrait studio and seen many other studios, how they shoot and how they sell and the one thing I have seen and experienced is this – at the time of viewing when money is exchanged most studios including my own fall down in the turn around and delivery of their finished product. A simple fact that significantly changes your business.
You see when money has changed hands clients can start their demands, and rightly so. Money makes people funny sometimes. Photographers are not that good at the follow through, all of your business reputation is at stake in this final process and the faster you turn around your product and service the more referrals you get. That means potentially more than 50 percent of your future business is made here. So why do we avoid making this the most important part of the sales process?
My truth. After 24 years the most consistently I have failed my clients is in this final process.
Okay let's look at the Cons.
What is the cost?
For me it is 25 times the cost of a 7×10. The Matts can be recycled the images can be used in a studio album. I will experiment with in house printing over the next six months to measure cost effectiveness. But I do not really want to print my own work I love having a pro lab that I can upload to and receive a package within four days. In Australia I use The Edge in the U.S I use WHCC any where else in the world I print and ship.
What if they want more retouching?
Then certain images may need more work that is a risk I will take, it hasn't come up yet but I'm sure it will. I am sure that if this happens the majority of the images will still be ready to take on the sale day images paid for. A digital correction can be emailed before the reprints are finalised and then shipped or delivered asap. THis will take practise and there will be some bumps in the road but I believe I can refine this process and have clients paying me and walking away with an instant beautifully packaged service.
Will it hinder larger images being purchased?
If your goal is to sell large images then you may consider asking at the preconsult what would they like a wall print an album etc you see for me My best package is a 20 – 25 mount Seldex/Finao box. 11×14 matts 7×10 print with an enlargement of your choice 16×20 and a CD of everything you buy (high res no water mark) $3300 it is my goal to show 25 and sell 25. So this is perfect for my business model. So if you are going for larger wall studies then no this will not work for you I will let them sit with their Folio box and take there time to choose their wall portrait.
and yes the most asked question What if they don't buy anything?
Well this is my experience. If you fail to sell a shoot you failed in the first half of the process, I ask these questions.
Did I connect with my client pre shoot (meaning did I set up most of this shoot via email) Were they connected to me as their photographer and were they committed to the process. (So easy to let this slide the pre consultation is one of the most vital points of contact in the process the more time you take here the more committed your clients are the more connected they are to you and the shoot process)
Did I ask my client how they wanted to be photographed? And listen and Did I deliver the service and images they wanted? I truly feel that most of the sales is done in the What can I do for you stage the rest is just living up to the promises you've made.
Did I educate my client on what we were creating and how much the finish product will be (So many people avoid this too)
Yes there is always an exception to the rule. But 99% of the time if I fail in one of these areas it is reflected instantly in my sales.
Finally if I connect/educate/deliver and then they pay me and I fail in the delivery then all that work was for nothing. If nothing else let this blog be a reminder to you to turn around fast and turn around with as much care and customer service as you can and watch your referrals double.
I am always trying to deliver in what I promise this makes me successful in business it is constant turning of the wheel and a process that I try always to refine, improve and succeed at. Your business reputation in the age of sharing social media is one of the most important marketing tools you can have. Strive to be better for your clients. So I forge ahead I entice I connect I ask I deliver and then I sell beautiful portraits. It is a game of averages, of consistency but mostly it's a game of SERVICE. Worth a try?


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Deep Space Industries believes that if the asteroid were in a more favorable orbit, it could be mined for resources.
The asteroid skimming past Earth Friday may be worth $195 billion, according to Deep Space Industries.
The company, which aims to harvest resources in space, said asteroid 2012 DA14 likely holds valuable resources like water and metals, but isn't in reach.
"The challenge in retrieving asteroids is the amount of energy it takes to match their orbit and bring it into Earth's orbit," DSI CEO David Gump told MSN News.
RELATED: Stargazers prepare: Asteroid buzzes by Earth on Friday
Asteroid expected to buzz past earth
He said this particular asteroid is tilted in such a way that retrieving it would take too much energy. Gump said it is also too large at 150 feet wide.
DSI released the estimate "just to show that asteroids have value if they're in the right orbit," Gump said.
A Forbes article Tuesday questioned the worth of the asteroid, saying the estimate was made based on the value of the asteroid's materials on Earth, not in space.
"No one is able to make use of those products up in space at present," the article says. "The value is still zero for that asteroid."
Gump refuted this, saying there are plenty of in-space markets.
"Our business plan is to be able to supply fuel … in space," Gump said.
He said he sees his company helping to extend the lifespans of satellites already in orbit by refueling them and assisting in missions to Mars. "We think that getting things like gold, silver, platinum will happen eventually," once mining in space becomes routine, he added.
Gump said DSI based its estimate on meteorites that have fallen to Earth carrying certain elements and components. He said scientists believe this asteroid is an L-class, composed of roughly 5 percent water and 10 percent metals; DSI was able to make its estimate based on these averages, subtracting for the cost of processing.
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CH-UH School Board is leading students to success
December 22, 2010
Cleveland Heights, OH
January 2011 is School Board Recognition Month. The Cleveland Heights-University Heights City School District is using this as an opportunity to celebrate the countless contributions of our dedicated community leaders.
"Our School Board members work tirelessly and devote hundreds of hours to lead our students to success. Setting aside time in January is one small way to celebrate their service to our community and say thanks for caring so much about the future of every child enrolled in our schools," Superintendent Douglas Heuer said.
The community is invited to a special half hour reception before the January 4, 2011, Board meeting to honor them. From 6:30 to 7:00 p.m., punch and cookies will be provided while a group of 11 Heights High String players (4 violins, 2 violas, 2 cellos, 2 basses, 1 harp) will provide a beautiful sounding backdrop to the evening, under the direction of the Instrumental Music Director, Daniel Heim.
"We truly appreciate every Board member for voluntarily tackling the enormous job of governing our local school districts," Heuer said. "We encourage the community to attend the reception and stay for the Board meeting afterwards to get a better understanding of what they do for our students and community on a daily basis; they are always forced to make tough decisions."
The Board members serving Cleveland Heights-University Heights City School District are:
|Nancy H. Peppler
|Kal Zucker
Vice President
|Eric Coble
|Karen Jones
|Ronald Register


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Harden continues to whittle the Giants' already-feeble bats into maple pulp.
Wow! That was another MASSIVE blast by Cust!
Good runs! Good runs! Felix Hernandez was, by all auditory and transcribed accounts, even more dominant this afternoon than Bedard was yesterday. But the A's waited ... and waited ... and...
The A's take on the Seattle Mariners in the final game of the series. The A's need to take this game in order to keep up with the Mariners in the Season Series, which stands in favor of the...
A's go to the 7th leading the Royals 7-1, thanks to one a couple of multiple good rallies, knocking Jeff Weaver Snake Hochevar Canyon out of the game in the 5th. Some outstanding pitching today by...
A's up 5-2 going into the 8th on the strength of a key Crosby bases-loaded double and an outstanding start by Gaudin..
A's trailing 3-1 going to the top of the eighth.
Rain delay. A's up 9-6, after having led 9-1. Play halted in the bottom of the 8th with men on 2nd and 3rd and Dellucci at bat.
A's beat on Sabathia like they were John Adams. 7-1 A's in the 4th. Jorge Julio in for the Tribe. Eveland front moving in.
The A's Long March is nearly over. After traversing many thousands of miles, and losing many valiant comrades, the team has reached its remote stronghold, where they regroup and prepare themselves...
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Financial Daily from THE HINDU group of publications
Thursday, Oct 27, 2005
Home Page
Financial Performance
Corporate Results - Steel
Tata Steel offsets drop in prices thru higher volumes Second-quarter net profit up 12.5%
Our Bureau
Mumbai , Oct. 26
TATA Steel Ltd has reported a 12.5 per cent increase in net profit at Rs 1,045.42 crore for the second quarter against Rs 929.58 crore in the year-ago period.
Higher other income at Rs 118.79 crore (Rs 57.04 crore) helped the company report growth in net profit. Net sales moved up to Rs 3,865 crore (Rs 3,738 crore).
Higher volumes and richer product mix also helped the company offset a drop in steel prices, according to Mr B. Muthuraman, Managing Director.
Cost reduction: Tata Steel continued to focus on cost reduction measures to keep its competitiveness up, he added.
Since coal prices have moved up considerably, the company increased the use of its own coal instead of imported coal.
"We also improved our product mix and used the power of branding in the right manner. Therefore, our EBIDTA (gross profit) margins remained unchanged at 45 per cent."
Production, sales up: Steel production during the quarter moved up to 12,09,689 tonnes (10,62,358 tonnes). Sales in volume terms stood at 11,79,605 tonnes (10,20,803 tonnes).
Export turnover edged down to Rs 626.31 crore (Rs 632.80 crore).
For the first half of the current fiscal, net profit rose by 17.57 per cent to Rs 1,969.53 crore (Rs 1,675.07 crore), while net sales were higher at Rs 7,329.62 crore (Rs 6,903.01 crore).
Saleable steel production is expected to be higher in the second half at 2.46 million tonnes against 2.16 million tonnes produced in the first half. Steel prices, according to Mr Muthuraman, would be less volatile going forward.
Tata Steel's focus would be to continue improve product mix, reduce costs by increasing use of domestic coal, and go in for higher use of sinter.
The company would also focus on improving margins in NatSteel Asia Pte, a subsidiary of Tata Steel. The company's scrip ended Rs 3.15 lower at Rs 347.05 on the BSE on Wednesday as the performance was below market expectations.
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Table Tent, Card Holder & Decorative
Minimalize tabletop clutter but keep that decorative touch by using table tents or card holders available from KaTom Restaurant Supply. We also have bud vases, candle accessories and liquid candle lamps. You can create an atmosphere that will encourage appetite and showcase the tabletop.
Tabletop Menu Card Holder
Varying heights in tabletop menu card holders allow for use of different size menu or ad cards. Great for a drink menu, dessert menu or comment cards, tabletop menu card holders keep everything compact. For a more upscale presentation try our write-on card signs and much more. Let KaTom Restaurant Supply assist you with your selection.
Liquid Candle Lamp & Fuel
Liquid candle lamps are a fabulous substitute for wax candles because there is no melted wax to deal with. Keep the ambiance of your dining establishment without giving up the aurora that candles provide. KaTom Restaurant Supply has a large collection of liquid candle lamps & fuel for you to choose from.
Table Tent & Number Card
Dress up the tabletops with beverage menu table tents or number cards for special order items. Table tents are also great for dessert menus that stay on the table throughout the whole meal, tempting and tantalizing which can help result in a dessert order.
Candle Accessories
From the larger 25 ounce hurricane glass for larger candles to the little 4-inch votive holders, KaTom Restaurant Supply has candle accessories to help you create an ambiance of romance and elegance for the evening diners. Available in a variety of styles in glass, you'll be able to find the one that suits your establishment the best.
Bud Vase
A single bud can dress up a table effortlessly. Find many different kinds of bud vases in the perfect tabletop size at KaTom Restaurant Supply. From classic glass bud vases, ceramic bud vases in white and black to the ultra modern stainless steel bud vases. Brighten your customers' day and enhance their dining experience with a small bud on the table.
Stylish décor will make a visit to your restaurant fun and memorable. Decorate your space with items such as urns, wall fans, and statues to create a classic, authentic look.


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"On April 3, 2001, the New Jersey SACB held a meeting in Trenton to discuss the regulation of mixed martial arts events..."
So begins the codification of rules governing mixed martial arts in the US. The commission decided that the best way to determine the outcome of each match would be the use of judges, who would score each of the rounds independently, and in much the same way as professional boxing.
On the surface the decision to judge rather than to score was simply a case of needing a rule set in place to gain legitimacy and distance itself from Sen. McCain's 'human cockfighting' label. But is that really the case? It seems that the urgency to actually get regulated and equate the young sport to an older, more respected sport like boxing contributed heavily in the commission's decision to use judging instead of a scoring based system. In defense of the commission, scoring such a wide variety of attacks may have been a daunting task at the time. Now that we have tools such as Fight Metric and CompuStrike at our disposal is it too late to use them?
The title of official judge holds an air of expertise in decision making, but in early years of sanctioned MMA, these officials came mostly from boxing or kickboxing, leaving out the integral aspect of grappling. The same can be said for modern MMA as well, even though we have recently seen a backlash due in part to the perceived over-emphasis of the takedown.
The logistics of official judging have never been truly concrete. Opinion ways heavily, favoritism of discipline may be a factor, and the aspects of control and aggression can sometimes be subjective and unquantifiable. So why does judging hold more precedence than scoring? Professional boxing has always been scrutinized for using this system, resulting in poor decisions and now we have those same scenarios popping up in MMA. Garcia-Phan, Fujii-Frausto, Sherk-Dunham, Guillard-Stephens are just a few of the recent bouts that come to mind.
There has been much discussion concerning judging in the past year. Should the judges use a fractional point system? Is the 10 point must system valid? Many martial arts use a scoring system, and it works far better than judging. Olympic combat sports such as Karate, Taekwondo, Judo, Wrestling, and even Boxing use a point based system to determine decisions, so why are we stuck with judging who is inflicting damage, or displaying cage control when you can simply tally the categories of striking and grappling to determine a winner? MMA is not a forms contest.
Obviously, I am not a judge. When I watch a live fight I am absorbed in the moment and cheer for my favorite fighters. In other words, I am not impartial...and possibly drunk. After a fight, I usually wait a couple of days before I watch it again and that's when the judge in me takes note of exchanges. Whoever wins the most exchanges in each round, whether standing or grappling, wins the fight if it goes to a decision. That is the extent of my 'judging' and I realize how difficult that can be, even in hindsight. I am not so egocentric to believe the Unified Rules of MMA should change the system to suit my tastes. But if I had a voice in the matter I'd recommend a system of two judges, and Fight Metric or CompuStrike as the third determining factor. As a former wrestler I know that scoring works, and should be used in part to determine the winner of a decision.