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CFPB to announce mortgage servicing rules and other consumer news of the week
Update: I brought my real camera to the event. At left, Rich Cordray of the CFPB makes a point. At right, Cordray listens as Operation Hope founder and CEO John Hope Bryant answers a question.
Original Post: Today, U.S. PIRG will be an invited guest at an event at the financial literacy organization Operation Hope, as Director Richard Cordray of the Consumer Financial Protection Bureau proposes new mortgage servicing rules to prevent, among other things, a recurrence of the robo-signing scandal. The CFPB will be using new authority to act on its own in this area (in addition, it is separately participating in ongoing "interagency" negotiations with the failed regulators whose policies aided the growth of the crisis). Here's more on the story from Ylan Q. Mui of the Washington Post. ... Among the other important news items of the week, in case you missed it, Ohio has made it harder for aggrieved consumers to obtain redress when ripped off. In her story, acclaimed consumer columnist Sheryl Harris of the Cleveland Plain Dealer lists all the supporters of the anti-consumer proposal and states: "A consumer who goes to court can lose, even if he wins. Businesses that conduct themselves honorably are put at a disadvantage. Competitors who engage in bait-and-switch and other unfair tactics no longer face an economic penalty for cheating." ... Meanwhile, today at the Wall Street Journal, reporters Julia Angwin and Jeremy Singer-Vine will host a 2pm (ET) Live Chat discussioning their recent story "Selling You On Facebook," which explained that "A Wall Street Journal examination of 100 of the most popular Facebook apps found that some seek the email addresses, current location and sexual preference, among other details, not only of app users but also of their Facebook friends." [The story link may be behind a paywall, but the 2pm (ET) Live Chat link shouldn't be. It is open now for you to post questions in the form of comments.] ... Finally, don't forget to check out my U.S. PIRG colleague and Democracy Advocate Blair Bowie's recent column: "Disempowered Bankers Start Super PAC, Reveal Plans for World Domination."
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Of golf course,most sufferers tablets also provide printing, too,but take heart a resource box has to be that proprietary and a resource box may to get a some distance trudge for additional details on the a healthy printer for additional details on grab your print out partying Netbooks are everywhere over the a state having to do with flux at going to be the traditional as they are feeling the stress both to and from under a and sublaptops back and forth from above,but as some distance as they remain conveniently in size so that you have a lot of unique input and output ports, then they not only can they remain on sale too a lot of the a short time for more information regarding can be bought More info: ecommUS Source: Articles Roberto Sedycias will work as an IT consultant for ecommBR
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Tonight begins the second half of the NFL season, and the first half was not too kind for several clubs. Here is a list of current losing streaks entering Week 9:
- Carolina: Lost 5
- Arizona: Lost 4
- Philadelphia: Lost 3
- St. Louis: Lost 3
- Jacksonville: Lost 4
- Kansas City: Lost 4
- Cincinnati: Lost 3
- San Diego: Lost 3
Chargers head coach Norv Turner seems to stay on the 'Hot Seat', but if there is any team that might help him get some momentum built, it is the Chiefs.
Kansas City seems to be in crisis mode with their quarterback situation, and tonight, Matt Cassel returns to action with Brady Quinn being sidelined with a concussion.
The Chargers fanbase is growing increasingly restless with their on-the-field product, and Philip Rivers will have a lot of eyes on him tonight. His last two outings have been rough, throwing 4 INTs against Denver in Week 7, and leading his team to exactly zero touchdowns last week versus the Browns.
Tonight might not be a sexy game, but you can bet there will be implications for both clubs if their performances continue to underwhelm.
This is your Thursday Night Football Open Thread... Have fun!

subset: commoncrawl


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My name is Stephenie Taylor and I am the Administrator here at Heritage Health Mt. Zion. I am also a Registered Nurse and began my journey with Heritage in 2008 as the Director of Nursing and then promoted to a Licensed Nursing Home Administrator in 2009. I am a graduate of Richland Community College with an A.A.S degree in Nursing in 2005, Millikin University with a Bachelor's in Nursing in 2006 and in 2012 received a Master's Degree in Business. I started my career as an Emergency Department nurse in 2005, I quickly realized the love and compassion I had for the elderly was the reason I became a nurse. I live in the Mt. Zion community and enjoy supporting the community in many areas. I am a member of the Illinois Health Care Association, Illinois Nursing Home Administrator's Association and the Mt. Zion Chamber of Commerce.
904 South Side Drive
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Home > Post > Post 15 > Post 15 News Release > 2009 News Releases > News Release
News Release
TFC Billy Gregory
Public Affairs Officer
Kentucky State Police
Post 15, Columbia
(270) 384-4796
Click here to e-mail TFC Billy Gregory
Two Injured in a Three Vehicle Collision on Ky 55
Date of News Release: 11/15/2009
(Adair County, Ky.) -- A collision occurred on Ky 55 @ 4:15 P.M. approximately 7 miles North of Columbia. Velva Burton, age 47, of Columbia was operating a 1993 Mercury Southbound when she struck a 2000 GMC Pickup operated by Bobby Pelley, age 51, of Columbia, also traveling Southbound. Ms. Burton's vehicle was then struck from behind by a 1997 Chev S-10, operated by Bethany Boston, age 18, of Summer Shade, Ky also traveling Southbound. Ms. Boston and Ms. Burton were transported to Westlake Hospital by Adair County EMS for non life threatening injuries. Mr. Pelley and two passengers in Pelley's vehicle, Clyde Pelley, age 81, of Columbia and Louise Pelley, age 80, of Columbia were not injured.
Trooper Tracy Haynes investigated. Trooper John Boyd, Adair County Sheriffs Department and Columbia Police Department assisted at the scene.


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Women and Gender Studies Award History
The Outstanding Graduate of USM Women and Gender Studies Award is given each year to an alum of the Program who has done outstanding service in the area of gender equity and/or has exhibited professional or academic excellence since graduation.
2010 Gina Capra '05
2009 Martha Huestis '01
2008 Aprill Newman '06
2007 Lauren Webster '02
2006 Cara Bilodeau '02
2005 Nancy Foss '87
The Friend of USM Women and Gender Studies Award is given each year to an individual or organization that has made an outstanding contribution to the Women and Gender Studies Program and/or to gender equity in the Southern Maine community.
2010 Robert Woodbury
2009 Shalom Odokara
2008 Sarah Standiford
2007 Erica Rand
2006 Maine Won't Discriminate
2005 Lois Galgay Reckitt
The Kathleen MacPherson Award was named in honor of founding faculty member Kathleen MacPherson and is given to a WGS faculty member in recognition of outstanding scholarship, effective teaching, and exemplary service to the Women and Gender Studies Program.
2010 Award Susan Fineran
2009 Award Susan Feiner
2008 Award Kate Wininger
2007 Award Eileen Eagan
2006 Award Wendy Chapkis
2005 Award Rita Kissen
2004 Award Lorrayne Carroll
2003 Award Diana Long
2002 Award Nancy Gish
MacPherson Awardees (left to right) Elieen Eagan '07, Susan Feiner '09, Wendy Chapkis '06, Lorrayne Carroll '04, and Susan Fineran '10.


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Posted: 5:07 pm Sunday, December 22nd, 2013
East Coast records fall from New York to Palm Beach
By John Nelander
Records, records, all around — and not the kind on which Bing Crosby sings White Christmas, either.
It was 87 degrees Saturday — the fist day of winter — in Fort Myers, Orlando, and Sarasota. Orlando smashed a 62-year-old high temperature record, Fort Myers tied a mark set 1992; and Sarasota broke a record set in 1958.
On the Southeast Coast, Palm Beach International Airport, Fort Lauderdale and Miami all came with record warm low temperatures on Saturday. Miami's 75 tied a record set in 1975; Fort Lauderdale's 75 tied a mark set in 2006; and the 76 low at PBIA smashed a record of 73 set in 2006.
The high temperature PBIA was 84, short of the 87-degree record high set in 1948. In Palm Beach unofficially, the high was only 80, but the low was an ultra-balmy 77 degrees.
To the west, it was 88 in Immokalee and 88 at the Marco Island Airport, both in Collier County. To the north, Jacksonville hit 83 degrees, breaking the old record of 81 set in 1951. In the panhandle, Apalachicola's high of 76 tied a mark set in 1931.
Florida wasn't only place basking in winter warmth, however. Records fell in the Mid-Atlantic States on Saturday, with a high of 72 at Washington National Airport, and the minimum temperature of 51 tied the previous record warm low set in 1895. Baltimore's 71 smashed the record high of 62 set in 2001; and the 70-degree high at Dulles was also a new mark.
Up the coast, New York City's high of 68 in Central Park broke the record of 63 set in 1998.
East Coast temperatures soared again on Sunday behind a cold front that was sweeping east across the Appalachians. More seasonal temperatures — but not record-breaking cold — were set to move in behind the front, bringing a much cooler Christmas holiday.
The National Weather Service forecasts a cold close to the month. (Credit: CPC)
It looks like December is poised to go out on a much cooler note, with below normal temperatures in about 90 percent of the country. The exception is a narrow swath of normal temperatures in the extreme southern tier of states and the Florida peninsula. The only place where above average temperatures are in the forecast is western Alaska, according to the Climate Prediction Center's forecast through Jan. 4.
The officials NWS Christmas Day Palm Beach forecast is for a slight chance of shower with a high of 75 and a low of 67. AccuWeather is predicting a New Year's Eve day high of 76 with a low 54 — very close to normal temperatures for this time of the year.
About the Author
John Nelander is a freelance writer, book editor and publisher in West Palm Beach. Weather Matters features news and observations about the weather with a focus on what's happening in South Florida. The blog also looks at the latest studies on climate change as well as what's happening in the weather forecasting biz. His website is www.pbeditorialservices.com.


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Beaumont High has a new girls basketball coach — and a familiar one at that in Inland hoops circles. She is Barbara Grainge, the former Yucaipa and Arrowhead Christian coach.
Grainge, whose last coaching stop was at Mt. San Jacinto College, took over six weeks ago for a woman who had to vacate her position for personal reasons.
Pressed to find a replacement, athletic director Martin Dusold turned to Grainge, an old friend of his.
Beaumont is 5-3. Coincidentally, the opponents have included Yucaipa and Arrowhead Christian, a 49-43 loss and a 59-17 victory, respectively. Grainge agreed it was a little odd coaching against her old programs.
"We are doing well considering my late start," Grainge said by e-mail. "I have very quick guards."
Senior guard Ria Reyes leads the Cougars, averaging 15.6 points, 4.4 assists and 6.8 steals per game. She is complemented by junior forward Alexis Hernandez (10.6 points, 7.9 rebounds per game) and senior forward Tricia Cervantes (8.9 ppg.).
–John Murphy


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Tuesday's match between Montpellier and Evian was a hot mess, but it was the best kind of hot mess. And with Ligue 1 title title implications, there was plenty riding on the stoppage time drama at Stade de la Mosson. The result was a 2-2 draw, but it was not your average draw.
Younes Belhanda had made a penalty earlier in the match and Olivier Giroud added a goal of his own for Montpellier, while Thomas Kahlenberg Kevin Berlgaud tallied for Evian. That set up the mess of stoppage time with the match tied.
Belhanda was due to take a penalty in stoppage time, but he pushed an Evian player as the two teams awaited the penalty. That sparked a brawl between the two players, with the players, substitutes and coaches all getting involved. After it was all sorted out, Belhanda and Gregory Lacombe were shown red cards for Montpellier, with Saber Khelifa and Cedric Mongungu earning red cards for Evian.
It took until 10 minutes of stoppage time had passed before Montpellier actually took the penalty. Bebecause Belhanda had been sent off, Souleymane Camara was charged with taking the penalty that would have earned Montpellier three points, but he missed it.
Had Montpellier won, they would have moved seven points clear of Paris Saint-Germain for first place in Ligue 1. Instead, they are just five points ahead and Belhanda could be facing a suspension that keeps them out for the rest of the season while PSG stays right on their heels.


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Pat Haden responds to his critics.
In an interview with the Register's Michael Lev, Pat Haden gave a very emphatic response to the people that have been criticizing him for not suing the NCAA: "...We've investigated litigation. We spent a lot of time considering that. I've made four trips to Indianapolis. I've had numerous conversations with (NCAA president) Mark Emmert and the enforcement staff." " People just assume you're sitting on your hands. I'm not an idiot. We're not idiots. We have investigated every opportunity...Our fan base is upset with what happened at Ohio State, and they're probably going to be upset with what comes down at North Carolina or Miami. We're going to hear it again. I'm going to hear it again: I'm an idiot, I'm not defending the brand, etc." "But there comes a point in time when you must move on. Even that phrase I get a lot of push-back on. But I'm just doing what I think is right for USC and our team and our athletic department." It's pretty clear that ADPH knows the score right now. And he's right. If the NCAA lets Paul Dee and Miami off easy, the cries for USC to sue Emmert and co. will rise even louder than before, and the cries of hypocrisy will be just as loud across the nation as they will be in Los Angeles. But right now Barkley is back. The team is a national contender, and I think that Haden wants the focus to be on the field, not the courtroom.


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If you're looking for a larger place to stay, Normandy Hotel will suit your needs. Attractions in the vicinity you may want to visit are Odéon and Les Invalides. You may enjoy a visit to Le Parc de Bercy, which isn't hard to reach. In the surroundings of the hotel, Place de la Concorde can be found. Nearby Opera National hosts numerous events throughout the year.
Is a bar/lounge high on your list of requirements? Normandy Hotel is probably the right place for you. Services offered by the accommodation include a dry cleaning/laundry service, a concierge service and a bell boy service. Business guests are welcome, as demonstrated by the presence of a conference space amongst the facilities. You don't have to be apart from your pet during your stay in Paris, it can stay with you right here. Take your pick from 117 rooms found here.
A housekeeping service is complimentary at Normandy Hotel. There is wireless high-speed Internet access (surcharge) offered so you can still be online during your stay here.
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Russell, Donald S. (1992)
Governor of South Carolina, 1963-1965; and U.S. Senator, 1965-1966.
West, John Carl (1996-1997)
Interview Transcript:
John C. West served as a member of the South Carolina Senate, 1955-1966; as Lieutenant Governor, 1967-1971; as Governor, 1971-1975; and as United States Ambassador to Saudi Arabia from 1977-1981.
In this interview (taped on four dates in 1996 and 1997) West discusses his childhood in rural Kershaw County, his education at The Citadel, his military career, his law school education and legal career, and his career in public service. Among the topics he covers are his thoughts on aspects of the state's development since World War II; his assessment of Fritz Hollings' gubernatorial term as a "watershed" in the style of state politics; his experiences with race relations and the civil rights movement; and details of various political campaigns.
He discusses the importance of William Workman's 1962 U.S. Senate campaign to the rise of the Republican Party in the state. He also describes his involvement with the 1960 John F. Kennedy presidential campaign in S.C. Some of his achievements during his career, including the creation of a second medical school in S.C., are detailed here, as well as his duties as Ambassador to Saudi Arabia. His career was not without disappointments, however, and West shares some of the frustrations he faced.


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What, did you actually think Shane Carwin would be the only upcoming fighter to get injured?
At this point, you almost have to expect a major fight to fall apart just weeks out. The much-anticipated lightweight match-up between The Ultimate Fighter (TUF) season five castmates Gray Maynard and Joe Lauzon has been scrapped following a knee injury to "The Bully."
In place of Maynard will be a New Jersey fighter who's always willing to step up when Ultimate Fighting Championship needs him, Jim Miller. Word of the fight alteration came by way of the UFC's twitter account:
PLUS Gray Maynard injured, out of Lauzon fight at UFC 155 - Jim Miller stepping in to take his place.— UFC (@ufc) November 14, 2012
Maynard had previously been coming off a five round decision victory against Clay Guida in the main event of UFC on FX 4 and was looking to get back into title contention now that Frankie Edgar is out of the picture.
Instead, in steps Miller, who has not competed since a second round submission loss at the hands of Nate Diaz earlier this past May in the main event of UFC on Fox 3, the only time in his career he'd ever been finished. Prior to the Diaz loss, Miller had won eight out of nine bouts.
So what's your take, Maniacs?
Do you like this Miller vs. Lauzon fight better than the original match-up. Who's your favorite heading in?
Sound off!


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I have once again obtained (through questionable means) a letter from THE Dan Gilbert to Chris Grant, addressing the current situation with the Cavs. I wasn't sure whether I should share this or not as it is a clear violation of his privacy and clear evidence of my own illegal activity. I don't care about being arrested for wire taps and identity theft, though. You fans deserve to hear what Gilbert has to say about the team you love so dearly.
My Dearest Chris Grant,
I totally just called all the season ticket holders "fartknockers" at the season ticket holders meeting. I don't even know what it means, but it sounds funny, right? Maybe I'll rename "Loudville" into "Fartknockerville." Get your team of analysts on that one. I bet it's a huge selling point.
But fartknockers (hahahaha!) is not why I'm writing you today, Granty. I'm really concerned about the state of the team. It's nothing you've done -- all of your moves have been great so far. Perfect, in fact. When I told you before the season started that I wanted to appear to be trying for the playoffs while still actually tanking, you put together a roster of misfits so incompatible, I couldn't have dreamed of a better scenario.
Your Mike Brown signing was perfect. We got to say we would be a defense-first squad while everyone forgot how terrible this guy is at developing young talent. You know -- our whole roster! We bought so many months of fan appreciation by letting Mike Brown talk to the press about a defensive philosophy he would never be able to relate to our young players.
Earl Clark and Jarrett Jack? I almost crapped myself with laughter during their press conferences. It was genius of you to pick guys from the Western Conference that almost none of our fans have seen play. I bet they were all checking their season stats, thinking they could make a difference. Because boxscore stats totally tell the whole picture (hahaha!).
But the most genius move you made was Andrew Bynum. I don't know how you convinced him to be as big of a locker room cancer as he was, but he was worth every penny of that guaranteed $6 million. Remember that time he came to see us and said he felt "bad" about ruining the team chemistry so much? How he wanted to "stop" before he made Anthony Bennett "lose it completely"? It was so hilarious how we bent over and made farting noises in his direction until he left crying. Classic!
You've done good work so far, but I need just a few more trades like the Luol Deng trade. Let's get another useful veteran all-star and then misuse him completely. I know this may be overreaching, but is there any way we can trade for and then ruin Kevin Durant? Give me a list of your thoughts on that, Grantypoo.
Remember, we need to keep renewing and then subsequently ruining this fanbase's hopes while not ever improving significantly. I can't wait to see who you draft with our top six pick this summer. You always surprise me! It's like I'm playing the slot machines at my own casino! Only I don't get the money when I lose! Or something! It's great!!!
Keep up the good work. We are so much smarter than everyone else.
Dan Gilbert
P.S. What do you think of me calling the fans "dookiesniffers" from now on?


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12-inch washer top
12-inch bottom ring
3 yards 5/8-inch-wide cotton/rayon grosgrain ribbon, for trim
3 yards 1/4-inch-wide or 5/16-inch-wide pressure-sensitive cloth tape (bias-trim backer) for self-trim, if making, or an equal amount of decorative trim
Back seam clamp, optional
Basic lampshade-making supplies: quick glue in squeeze bottle, scissors, ultra-thin permanent marker, wood clothespins, self-healing mat or quilter's cutting board, iron, ironing board, tape measure.
Prepare a hot iron. On a clean work surface, place the styrene paper side up. You will be making a long rectangle on the styrene. To determine the dimensions to mark on the styrene, multiply the diamestet of the shade by 3.14 and add 1 inch. In this case, it is 12 inches by 3.14 + 1 = 39 inches. Using a yardstick laid flush against the left edge of the styrene, mark the styrene with a straight 39-inch long line.
Place the yardstick perpendicular to the line, and mark the styrene 8 inches for the height of the shade. Mark this same measure at several points along the length of the line. Using the yardstick, connect the marks to make a 39-inch line that is parallel to the one below it. Use the yardstick to close both ends of the parallel lines to make a rectangle. Cut out.
With the wrong side facing you, iron the fabric. With the fabric right side up on a clean work surface, determine where you want the pattern or print to fall onto the shade, if using a patterned fabric. When you have determined where you want the design on the fabric to appear on your shade, turn the fabric over so that the wrong side is facing you.
Pull the paper backing off the styrene, and laminate it to the back of the fabric. Press with your hand to adhere. Do not iron, or the styrene will melt. Flip the fabric over, and look at it from the front to make sure your design is where you intended it to be. Hand-press to remove any air bubbles. Cut out.
Run a medium-weight bead of glue along the length of the top edge of the back side of the panel. Set the washer top onto the glue along the length of the top edge, securing it with clothespins as you go. You may have to adjust unruly clothespins.
Flip the shade upside down, and set in the bottom wire. Secure with clothespins.
Glue the back seam together by pulling the panel apart a little bit. Run a couple of beads of glue along the inside seam. Press closed by running your fingers along the seam. (Watch out for messy glue on the fabric.) Hand-press by running your fingers along the seam, or secure it wih the back seam clamp, if you're using one. Set aside to dry, about 20 minutes. When the shade is dry, remove the clothespins, and trim the top and bottom of the shade of any excess styrene.
Whether using pre-made or self-trims, use grosgrain ribbon on the top and bottom of the shade to secure the panels to the wires. Cut 2 lengths of the grosgrain ribbon, each 1 inch longer than the circumference of the top and bottom of the shade. To make a self-trim, place the fabric wrong side up on a work surface. Lay the strips of cloth tape on the fabric. Working with one strip at a time, apply 2 beads of glue down the exposed length of one side of the fabric, and fold onto the cloth tape. Apply pressure with your hands to smooth out any bumps and to create a crisp edge. Repeat on the other side. Make the remaining trim in this fashion. Take care not to leave excess glue on the trim; wipe it away as you work.
To attach the grosgrain to top and bottom: Run a bead of glue several inches along the edge of the shade, and set grosgrain onto glue. Hold in place with a clothespin. Continue around the shade with the grosgrain. Add glue to the grosgrain ribbon to be glued to the inside of the shade. Half of the grosgrain will be on the front surface of the shade, and the other half will wrap and glue to the inside of the shade.
To add the finished self-trim onto the grosgrain: Set glue to the backside of the self-trim, gluing a few inches at a time, and secure with clothespins, but make sure not to leave them on very long, or it may leave an indent. Work your way around the shade, and overlap slightly at the seam. You may choose to use a decorative instead of using a self trim.
Adapted from "The Lampshade Lady's Guide to Lighting Up Your Life" [Potter Craft, a division of Random House]. Reprinted with permission.