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"We're giving away complementary gifts, ya'll wanna' get a gift?" says a woman behind a credit card application booth at Texas Tech University. A t-shirt for a credit card application, it's their main sales pitch, and it's about all they need to entice young college students. "Does it matter if we don't have a job?" ask two juniors applying for cards. "Nah," says the lady behind the desk.
"I got my credit card, and I ran up the bill within probably eight months, maxed my limit. Not only did I max my limit, I went over my limit," says Jennifer Douglas, who got her first credit card from a credit card booth at Tech. "I eventually paid it off, and then I ran it up again and then, I finally ended up settling my account and it really bruised my credit," she says. Her social life was bruised, too. "Worked two jobs in the summer, all my extra money went to paying off all the stuff I bought. I had nothing to show for it," she says.
"Not all students behave like we would like them to," says Bill Gustafson with Tech's Center for Financial Responsibility. He says that students need to be responsible if they get approved. "There are some universities where senior administrators straight out say that they lose more students due to financial problems than they do because of academic problems," he says.
Credit representative George Hulse says building good credit early on is important, but he admits sometimes banks make it easy to blow cash. "Minimum they start them out is like $1,000. Personally, I think that, I personally think that's a little too much to give to a student. I mean, I think the banks cause the problem by giving them too much credit," says Hulse.
Gustafson says many students get taken because they just don't understand how credit works. "The kids that had parents that took an interest in their understanding of financial problems don't tend to get in trouble," he says.
For Jennifer, her lecture was almost too late. "Credit's not looking too good. I mean, it's not unrepairable, but if I kept going and doing the same thing it would be unrepairable," says Jennifer. Her advice is short and sweet: "Don't buy a $2,000 t-shirt."
Now, here are some additional facts:
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I was not going to put any most posts up this afternoon and let everyone just enjoy what we have up already. But then these pictures popped up in our emails and the sender - a member of our Bruin family - wanted to make sure we share them with everyone in the Bruins Nation. Click on the pictures for larger images.
Here is the team celebrating in the locker room:
While everyone was celebrating here is Coach Walker soaking it all in:
And, lastly, here is Coach Dorrell right after making history:
Thanks again to every member of this football team.
Thank you Coach Walker.
And thank you Coach Dorrell for some much needed magic at the Rose Bowl.

subset: commoncrawl


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For my birthday, my girlfriend gave me a S.B.J. I wasn't expecting it but it was AWESOME!
po Toy&StarCandy Мај 10, 2011
Stands for Smoking Blow Job. If you dont inhale on a cig properly you breath out thick, heavy smoke. If giving head when you do this you can use the thick smoke to make a blowjob more interesting and pretty.
A 'Nikola gave me an sbj last night, it fucking rocked!'
po Rachcook182 Август 9, 2007
Short for standing blow job.
This short bitch gave me a sbj.
po Dan In Da Nati Новембар 8, 2004
stop being jelly
guy 1-that guy went out with katy perry, he's ugly as f*ck
guy 2-sbj
guy 2-sbj
po poopdedoop Јануар 29, 2012


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Cute Video On How To Pick Up A Girl On The Train
Mon, December 12, 2011
I made a funny video like this on the subway once. I called it "Boy Meets Girl Of His Dreams," the police called it "evidence." I'm just kidding, that didn't happen. I'm not allowed on public transportation.
tagged love, trains in funny video


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Home > Post > Post 1 > Post 1 News Release > 2013 News Releases > News Release
News Release
TFC Jay Thomas
Public Affairs Officer
Kentucky State Police
Post 1, Mayfield
(270) 856-3721
Click here to e-mail TFC Jay Thomas
Holiday Boozers Beware: The Kentucky State Police Is Cracking Down On Drunk Drivers
Date of News Release: 12/12/2013
(Hickory, KY )- This holiday season, the Kentucky State Police will be out in force cracking down on drunk drivers throughout the region with aggressive Drive Sober or Get Pulled Over enforcement. From Dec. 13, 2013, to Jan. 1, 2014, state and local law enforcement will be watching for drunk drivers to help keep roads safe for holiday travelers.
The Kentucky State Police is giving fair warning to all partygoers. "You'll see us making lots of stops during this highly visible enforcement period and if we suspect anyone is driving while intoxicated, Troopers will show zero tolerance for drunk driving," said Captain Nathan Kent, KSP Post 1 Commander.
Unfortunately, the excitement and celebrations of the holiday season can lead to terrible decisions-- and serious legal consequences.
Data shows that the holiday season is a particularly deadly time due to the increased number of drunk drivers on the roads, and the Kentucky State Police is prepared to stop and arrest any drunk driver they see to keep roads safe.
Nationally, in the Decembers from 2007 to 2011 there were 4,169 people killed in crashes that involved drivers with blood Alcohol concentrations of .08 grams per deciliter or higher.
According to the National Highway Traffic Safety Administration, 32,367 people were killed in motor vehicle traffic crashes across the nation in 2011, and 31 percent (9,878) of those fatalities occurred in drunk-driving-related crashes.
"The December holiday season is the 'most wonderful time of the year,' and we are going to keep our roads safe for travelers heading to visit friends and family," said Trooper First Class Jay Thomas, KSP Post 1 public affairs officer. "This holiday, we will show zero tolerance for drunk drivers on the road. If you choose to drive drunk, we will see you, we will stop you, and you will be arrested."
Drunk drivers often face jail time, the loss of their driver licenses, higher insurance rates, and dozens of other unanticipated expenses ranging from attorney fees, court costs, car towing and repairs, to lost wages due to time off from work. Even worse, a drunk driver can cause a traffic crash that claims someone's life, or their own.
Please follow these tips to keep the holidays safe and happy:
- Even one drink can impair your judgment and increase the risk of getting arrested for driving drunkor worse, the risk of having a crash while driving.
- If you will be drinking, do not plan on driving. Plan ahead; designate a sober driver before the party begins.
- If you have been drinking, do not drive. Call a taxi, phone a sober friend or family member, or use public transportation.
- Be responsible. If someone you know is drinking, do not let that person get behind the wheel.
- If you see an impaired driver on the road, contact law enforcement. Your actions may save someone's life, and inaction could cost a life.
Remember, it is never safe to drink and drive: Drive Sober or Get Pulled Over.
For more information, visit www.trafficsafetymarketing.gov.
Citizens can contribute to highway safety during the holiday period by reporting erratic, impaired or speeding drivers to KSP toll-free hotline at 1-800-222-5555. Callers will remain anonymous and should give a description of the vehicle, location, direction of travel and license number if possible.


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The wait is over! Download the BeerAdvocate app on iTunes or Google Play now.
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Smuttynose Baltic Porter - Utopias Barrel Aged - Smuttynose Brewing Company
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Ratings: 8 | Reviews: 4 | Display Reviews Only:
New York
4.25/5 rDev +8.1%
05-13-2013 14:21:07 | More by magnusdave
New York
4/5 rDev +1.8%
05-10-2013 04:04:41 | More by DoubleSimcoe
New York
4/5 rDev +1.8%
05-09-2013 18:48:45 | More by BKBassist
3.75/5 rDev -4.6%
05-03-2013 06:46:26 | More by spycow
South Carolina
4.38/5 rDev +11.5%
Review #800!!! Had as a supplement during a recent Goose Island Bourbon County Tasting in Charlotte with marine1975, boodingo, CarolinaKevin, HopDiggityDawg, and GehenHerzog at Mike Brawley's house with Budweiser sign blazing! Massive thanks goes out to Brawley for bringing this tape labeled bottle out for all of us! Served from bottle into a Duck Rabbit snifter. Poured pitch black with a half finger light brown head that subsided to a minimal amount quickly. There was no lacing evident throughout the glass. The aroma was comprised of sweet malt, caramel, dark chocolate, and wood. The flavor was of sweet malt, dark chocolate, wood, caramel, subtle dark fruit, and sweet alcohol. It had a heavy feel on the palate (almost syrupy) with mild carbonation. Overall this was an excellent brew. It was a really nice way to end the night of having all kinds of great beers with a bunch of great BAs. The aroma on this one was quite nice and inviting. However you would have never guessed that it had been barrel aged by the aroma alone. Once you take your first sip you know what this beer has been through with a sweet alcohol flavor combined with the wood character of the barrels shining through. This is a really well done brew... For the second Smuttynose -bal aged rarity that I have had, this one seems to be on-point as well. Really hope I get the chance to try more -bal aged offerings from Smuttynose in the future as I have thoroughly enjoyed all the ones I've had so far!
05-09-2011 12:14:20 | More by thagr81us
4.05/5 rDev +3.1%
On tap at Three Penny Taproom!!! Thanks guys!!! Tulip Glass!!!!
I am a huge fan of Smutty Baltic Porter. This is not that beer. This is a glass of brown sugar bourbon goodness!! Smell is alittle roasty, boozy dark sugar. Tastes like a big bourbon, smooth, not to much burn. Some roasy, caramel notes, a little chocolate. Good carbonation and mouth feel for the style. Really don't think I can compareit to the regular baltic porter from Smutty, just so different.
02-02-2011 13:36:25 | More by baconsausage
3.03/5 rDev -22.9%
Had over at Novare Res during their Christmas beer geek week, from my limited notes.
12oz pour.
Pours a very dark brown, almost black color, good sized tan/brown head, fades at a moderate rate with very little bits of lacing that eventually disappear.
Smell has an odd soy sauce present, missing the dark fruit aroma and roasted malt that is usually a part of it.
Taste doesn't have as huge of a soy sauce presence as the nose might have suggested (fortunately), good carbonation, the roasted malt still isn't as big as it should be, bit more hot than usual which is easily contributed from the barrel aging, can't really pick up the wood though.
I can't help but be disappointed by this version. The regular Smuttynose Baltic Porter is probably one of my favorite all time beers, especially for the style, but the barreling aging in this case ruined it.
01-05-2011 17:57:54 | More by deltatauhobbit
4/5 rDev +1.8%
On draft at Novare Res.
A- Pours black with a large brown sudsy head from the tap. Great lacing.
S- The aroma is different than I would have expected. I get chlorine (like you're at the community pool), brown sugar, hints of roasted malts, doughy yeastiness, and booze. Not particularly great, considering how fantastic the standard Baltic Porter smells/tastes.
T- The taste is much better. Roasted malts, boat-loads of fruit (strawberries and other small dark fruit and berries particularly stand out), oak, yeastiness, and a slight boozy burn at the finish and down the esophagus. A different taste to this one that I give bonus points to for its relative uniqueness.
M- Full bodied and smooth.
D- One glass was fine, but that's all you should expect for a big beer that has been aged in Utopias barrels.
Overall, a nice novelty to try. I personally prefer the standard version to this, but needless to say, this is an interesting twist on the best Baltic Porter available. I applaud Smutty for doing new and interesting things with their beers.
12-14-2010 00:35:18 | More by TK5150
Smuttynose Baltic Porter - Utopias Barrel Aged from Smuttynose Brewing Company
- out of 100 based on 8 ratings.


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The series might be wrapped up, but England's decision to rest three key players for the third and final ODI against the West Indies has caused no end of debate. The match at Headingley should (if the weather gods are kind, although if we're honest it's not looking good) offer a fascinating insight into both England's strength in depth and the future of the international game – with schedules packed ever tighter, is rotation simply something we must accept? Betfair's Ed Hawkins, SJA Betting Writer of the Year, takes a look at the upcoming match and reckons that the change in personnel means that the smart money is on the Windies.
It's all change for Alastair Cook's side. England are set to continue a rotation policy having wrapped up the series with victory at a sombre Kia Oval on Tuesday. Out go Stuart Broad, Graeme Swann and Tim Bresnan, rested for greater challenges to come, and the door opens for Stuart Meaker, James Tredwell and Chris Woakes.
It is an understandable move by the England management. Those three players who have been told to put their feet up are the only first-choice players in all three formats of the game. Still, that is not relevant to our task of wagering. Unquestionably England are weaker without the trio.
Samit Patel will be mightily disappointed if he does not replace Swann given that he was named in the original squad. Meaker will probably play too, although Jade Dernbach, who left the squad following the death of Surrey team-mate Tom Maynard, is now available.
West Indies
A little more backbone would be nice from West Indies. They got off to a terrific start at The Oval thanks to Chris Gayle's penchant for smashing the ball absolutely miles, but when he was out in what he seemingly deemed controversial circumstances they decided to feel sorry for themselves.
From 63-0 they crumbled to 79-4. It is just not good enough and one feels loathe to trust them when they are capable of being so brittle.
In terms of personnel it might not be a bad idea if they gave Fidel Edwards, the pace bowler, a go. He has been bowling during the innings break in these matches and in the nets and looks fit.
Venue and conditions
The Headingley surface, slowly but surely, has got better over the years. The first innings average in the last 10 years (nine completed matches) is 261. Healthy. Indeed, the last five totals read: 309, 294, 275, 324 and 321.
It is as important to look up as it is down when in Leeds, however. If the sun is shining batting is much easier. Unfortunately light rain and showers are forecast throughout the day. It puts us off getting long of first-innings runs at the 250 mark. And we could be in a right pickle if West Indies batted first.
Okay, okay. One last chance. But it is the value that dictates rather than some forlorn hope that West Indies have suddenly morphed into a superior unit.
West Indies are 2.22 to end the series on a high and by Jove England are giving them as much assistance as possible by resting three key men. We should not expect West Indies to stroll this – far from it – but the hosts are surely not good enough to rest such important players.
Consider that England, with their star trio, were 1.79 for game two and it is crystal clear the prices for this contest are a rick.
Of course Gayle is absolutely key and our heart will sink faster than the sun in Yorkshire if he is dimissed cheaply. But his form in south London suggests that might be a little irrational.
Top England batsman
Of the England players avilable for this match, two have recent form at the venue. Eoin Morgan and Jonathan Trott scored half-centuries against Sri Lanka and Pakistan respectively in the last two years. Ian Bell and Alastair Cook are in bottle-it-sell-it form, though and will probably go off no bigger than 4.00 the pair.
Top West Indies batsman
Retain trust in Gayle. He is seeing it like a beach ball and there will be a determination for runs after he felt he was harshly treated at The Oval. No bigger than 3.75 though, folks.


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Is the proof in the pudding? Last year the in head to head match-ups the two conferences were dead even against each other, 32 to 32. The Super Bowl which the Giants won was the tie breaker giving the NFC a 33-32 advantage in the head to head series for 2007. This was great news for the NFC considering how baldy the AFC dominated the series in 2006, 41-24, (including Super Bowl 41).
This year, the AFC is back in charge leading the series 34-29-1 heading into the post season. After week 13 the NFC was actually in the lead 24-21 but down the stretch, in December, the AFC dominated 13-5 to take the lead. Now the best the NFC can hope for is to win the Super Bowl and cut that final deficit down to 4 for 2008. Of course winning the Super Bowl goes a long way towards evening that up IMHO.
The AFC has clearly been the better conference for the past decade and half, (ever since ending the NFC's streak of 13 straight Super Bowls), winning nearly every series match-up during that time and winning 8 of the past 11 Super Bowls.