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- Report: #674282
Report - Rebuttal - Arbitrate
Complaint Review: Credit Acceptance Corp
Credit Acceptance Corp25505 West Twelve Mile Road Southfield, Michigan United States of America
Credit Acceptance Corp CAC Never late, but they said I was Southfield, Michigan
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Here's what I experienced with CAC. I went to one of their dealerships to get credit. My credit wasn't bad, I just had none and needed to record a history so I may buy a home.Found a great, new car right away and was approved within minutes with a minimal down payment and a car payment I could comfortably live with. I made all payments online on due date.
Upon moving, I had to send in my payment with their paper receipt in payment book and put all current information. (new address, phone, etc) I sent this via regular mail, since you cannot give this information online. I sent this 10 days before the payment was due in order to get it there without any problems. Remember - I'm doing this to develop credit.
About 20 days later - - approx 10 days after payment was due and on a Sunday afternoon, I receive a call from CAC on my cell phone. They said they have not received the payment. I explained how I sent it via regular mail and why I sent it that way. CAC then told me that I needed to make a payment right away and that they electronically turned my car off (I had no clue such a device existed or was put on the car) I told her I would call her right back. I went to the garage and the car would not start. I called CAC right back and told them I would have to stop payment on the check on Monday at my bank and that I would call them and make a payment online. The Rep took all my new information and said she would turn the car back on. Went to garage - car back on.
Because I was concerned about this, I called back and gave CAC my debit and told them I wanted to make the payment immediately. CAC stated there were late fees involved. Didn't understand, but okay - just need to get this done - - I made payment over the phone. On Monday, Iwent to bank to stop payment on check - - and checked cleared. I was lied to - - they received the check and held it in order to get the late fees. Now they had 2 payments and my checking account had little money left in it. I called CAC, explained and asked why I was lied to - - CAC stated I was not lied to - - I then realized that I was called on my cell phone on Sunday - -and my cell phone was a new number that was on that receipt that I had sent - so they did get my check and new information in a timely manner and they did enter it in the system or they would not have known to call me at the new number. LIARS, ASSES. Oh - - a mistake- - they made a big mistake, but will keep the extra payment.
I will pay this car off when I get my tax refund. I will never finance a vehicle. I will never trust another car dealership or auto finance company. People - this is why I've always paid cash for my cars.
And to any employee of CAC - - especially the moron I dealt with - - You will be found out soon, enough complaints will put your company out of business. You cannot treat people like this - - not me, not my neighbor - I don't care what your reasons are - - I pay my bills ontime and I WILL honor my contract with you, but in the meantime, I will expose you for the lowlives you all are. If this site can stop one person from using your company, then I and others like me have won.
This report was posted on Ripoff Report on 12/22/2010 09:54 AM and is a permanent record located here: http://www.ripoffreport.com/r/Credit-Acceptance-Corp/Southfield-Michigan-48034/Credit-Acceptance-Corp-CAC-Never-late-but-they-said-I-was-Southfield-Michigan-674282. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Mainstream Media Warns Against Bisphosponate Therapy
In the early part of the 20th century, doctors recommended tobacco smoking as a digestive aid and for relaxation. And that's not all. Doctors were featured in cigarette ads! Of course, that has changed and nowadays doctors try to get their patients to quit smoking.
In Chapter 5 of the Save Our Bones Program I write that:
"Osteoporosis is a perfect example that could be compared to the cigarette debacle. What doctors consider 'common sense' prevention and treatment of osteoporosis today, may end up like the story of cigarettes."
Based on a study just published on May 9th in the New England Journal of Medicine, it looks as though we are slowly but surely getting there.1
Watch this video about the study:
My Take
In their analysis of the FLEX trial, which reviewed results of 10 years with bisphosphonate therapy, researchers conclude that those taking the drugs had a minute benefit when compared to those taking placebos. And they openly question the fracture-prevention benefit of continuing bisphosphonate therapy for more than five years.
Their latest recommendation is that those who need continued bisphosphonate therapy, should be evaluated on a periodic basis.
And for the first time ever, they caution doctors against prescribing a variety of osteoporosis drugs, since the trend appears to be that when one drug doesn't give results, another similar one is prescribed:
"Clearly, given the potential for cumulative risk, caution should be exercised in switching between bisphosphonates and other potent antiresorptive medications."1
Don't Be A Slave to Osteoporosis Drugs
Many Save Our Bones community members have shared their bad experiences with osteoporosis drugs, after taking different ones without any positive results. Once they stopped the drugs, they successfully got rid of osteoporosis with the Save Our Bones Program.
Here's a perfect example, sent by Neita D. on March 15, 2012:
"I have had osteoporosis for 5 years. I started on Boniva per my doctor. Two years ago my doctor took me off of Boniva and wanted me to take Actonel because my scores kept going down. So, I started doing my own research. I took myself off of Boniva and never started Actonel. That is when I ordered your book. I began the habit of walking every day and eating more and more vegetables. My osteoporosis has improved to osteopenia, even though my doctor only gives credit to the previously taken Boniva. Thanks for improving my health with your recommendations. I am a firm believer in this program."
Reverse Osteoporosis Fast!
And about the "wisdom" of not pursuing bisphosphonate treatment for more than five years, the question is, why should it take five years to reverse osteoporosis in the first place?
You already know that I reversed my osteoporosis in one year, and I'm not the only one. Take a look at what Jean S. wrote on November 2, 2011:
"Hi Vivian thanks for all the updates etc. Thought you may be interested to hear that recent bone scan proves I no longer have osteoporosis. Now reduced to osteopenia. This has changed in the 14 months, since I stopped taking bisphosphonates, and followed your way of eating. I feel very well."
And this is just one example. Go here to read more success stories from Save Our Bones community members.
And if you're still taking osteoporosis drugs, make sure you watch the RESTORE video, where I reveal the RESTORE secret and how it can rebuild your bones "on-demand".
So save yourself from the drugs and start saving your bones today!
Till next time,
1 http://www.nejm.org/doi/full/10.1056/NEJMp1202619?query=featured_home&

subset: commoncrawl


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Surfing the Web excessively could be an indication you're avoiding a problem, which can lead to social withdrawal and strained relationships, say researchers at York University in Ontario. Limit your leisure computer use to one hour a day, then find more healthful ways to relieve stress, such as exercising.
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Shop Layla Grayce
View all items from Oly
The Louis side chair is a beautiful, modern take on royal French design. Handcarved detail, traditional nailhead trim and a plush upholstered seat adorn this Oly Studio piece.
For fifteen years, Oly Studio has led the design industry by infusing antique motifs with a contemporary edge to create a line of modern luxury furniture, accessories and lighting. Their award-winning designs are handcrafted using hardwoods, limestone, shell and other quality materials. Distinctive chairs are upholstered in sumptuous leather and fine textiles like mohair and raffia. From accents to focal points, Oly Studio delivers bold originality and eye-catching design to your home.


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For the first time in four years, Cordova will not make its way to the Super Six.
"I don't know what I'm going to do with no practice during Thanksgiving," said an emotional head coach Pete Bush.
The game was billed as two of the top offenses facing off in a slugfest, however, the contest was anything but. Both defenses were steady on the night.
On the opening drive Piedmont marched down field 80 yards, using 17 plays and 9:20 of the clock to find the end zone.
Cordova's defense was stifling on first and second downs, but the Bulldogs converted four third-down conversions on the drive, ending with a Chris Strott pass to Jamaal Johnson on third-and-goal for a 7-0 lead.
Cordova was unable to answer the score, but running back Cody Staten was able to gain 28 yards on the ensuing drive before the Blue Devils turned the ball over on a bad pitch between quarterback Jake Howton and Staten.
Cordova's defense held strong on the Bulldogs next possession, forcing a punt.
Staten and Howton combined for all 84 yards on the next drive, capped by Staten's 45-yard scamper to the end zone with 5:37 left in the first half for a 7-7 tie.
The tie was short lived because just two minutes later, Strott and Johnson hooked up again for a touchdown pass and a 14-7 Piedmont lead. Strott was nearly flawless in the half, completing 12-of-13 passes.
Not only did the Blue Devils go down a touchdown on the drive, Cordova was also down a player.
Howton was injured on Strott's lone incomplete pass in the half and was unable to return due to a broken ankle.
Howton finished the night with 38 rushing yards and 9 yards through the air.
Cordova, not to be outdone, took control of the ball and made its way to pay dirt with Chris Kilpatrick under center. He nailed Maleki Harris on a 46-yard pass play and found Harris again for a four-yard touchdown pass.
Once it was learned Howton would not re-enter the game, Cordova rallied around its quarterback and work horse Staten.
Unfortunately, the Bulldogs were keying on Staten, and despite rushing for 35 yards on the first drive of the second half, Cordova failed to convert on fourth-and-six, turning the ball over to Piedmont.
Harris then made his presence felt on the defensive side of the ball.
A leaping interception saved a would-be touchdown, and the Blue Devils were back in business.
However, another missed opportunity on fourth down left Cordova in a downtrodden state.
The Bulldogs were able to capitalize, and Johnson scored his third touchdown on the night, a five-yard run that put the Bulldogs back ahead 21-14 with 2:44 left in the third quarter.
But Staten was on a mission to keep Cordova alive. On his first touch from scrimmage, Staten raced 62 yards to the Piedmont 2-yard line.
Kilpatrick then found Harris for another touchdown pass after Staten lost five yards on first and second down.
Harris and Kilpatrick combined for 107 yards on five hook-ups between the tandem.
Staten still finished his night with 205 yards rushing on 26 carries.
With the game tied, Piedmont turned to its unsung hero, fullback Jamie Major. Major took the next play 75 yards for a touchdown, leaving the Blue Devils faithful stunned.
Cordova then saw its offense crumble. A fourth-down conversion attempt failed once again, and Kilpatrick threw two interceptions in desperation attempts, and Piedmont held on for the win.
"Our guys could've folded when (Howton) went out, but they came together and fought. We made it a game," Bush said. "We had our chances to win it at the end, and our guys stepped up. Jake was 90 percent of our offense, and we played hard. I'm proud of them."


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Subdivisions in Hollywood Florida
The Villas of Positano
Trump Hollywood
The City of Hollywood is a coastal community with over 130,000 residents. Located midway between Miami and Fort Lauderdale, the Fort Lauderdale-Hollywood International Airport abuts the city. Port Everglades, the second busiest cruise port in the world, is partially within the city's boundary.
Looking for Hollywood homes for sale? Search our local listings database for access to listings in Hollywood and surrounding areas. Whether you want to buy or sell Southeast Florida real estate, you can browse through properties or find a wide variety of real estate resources available on this website.
As your Hollywood real estate expert, The DuPree Team can assist you with all of your home buying and selling needs. As part of Keyes Company Realtors, they can provide you with access to the local listings database and offer their experience and knowledge to make the home buying or selling process easier for you and your family. Contact The DuPree Team today to get your home search started!
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Ambassador Coarse Ring Bologna
Old-fashioned, coarsely chopped beef and pork ring. Specially seasoned and naturally smoked for a hearty flavor.
Freezing/Refrigerated: Ring Coarse Bologna should be refrigerated at 40º F. or lower; left in unopened packages will keep refrigerated about two weeks.
Ring Coarse Bologna may be held frozen one to two months.
Cooking Instructions: Remove from package, place in covered sauce pan of water. Heat very gently for 15-20 minutes. Do not boil.
The item is not available.
Pork, Water, Beef, Contains Less Than 2% of the following: Salt, Potassium Lactate, Dextrose, Corn Syrup, Natural Spices, Sodium Diacetate, Natural Flavorings, Sodium Phosphates, Sodium Erythorbate, Paprika, Sodium Nitrite, Collagen Casing.


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Tuesday, March 07, 2006
maybe it was magic...
"Ya want me pump your gas?"
"No, thanks. I'm cool."
"A lady shouldn't be fillin' her own tank, now."
"Oh, I'm fine. Thank you." Go away, go away, go away. I'm in a deserted gas station and you're freaking me out.
"Give it here to me."
"Nope. I'm good. Thank. You." What the hell is going on?
"I'm just tryin' be nice, lady. You no want I pump your gas?"
Is this a metaphor for something disgusting? "NO. I am fine."
I decided a half full tank was better than dealing with this guy any longer, and wrapped it up as he watched me.
"All done! Thanks for your help." Ugh, get me the hell out of here.
"Hey lady, wait!" He hollered as I got back in my car. "I have something for you."
He reached into his jumpsuit pocket and extracted a pack of gum, slowly removing one stick and handing it to me. "Dis for you, lady."
Oh my god.
"Thank you!" I screamed, far too enthusiastically. I slammed my door shut and booked it out of there, hyper-conscious of the mysterious stick of voodoo gum sitting in the middle of the passenger seat.
It sits there still. Right this very minute. Call me paranoid. Call me a spaz. But I need some rubber gloves and a tweezers before I go near that shit again…
4 comments:
- Nihilistic said...
Fruit or Spearmint?
that Jason guy is cute...
- Spots said...
I'm starting a new blog. It's called Jason's Fansite. Consisting of a handful of desperate Marina 30-somethings with visions of Architecture books on their coffee tables, J's fan club meets weekly at his favorite hangout, the 5th floor of the Men's Store at Saks 5th Avenue. Jason sightings evoke squeals and occasional fainting, especially when spotted out with "the girl I'm flirting with right now." Dues for J's fan club consist of 4 hours spent listening to Emo Rock and required daily reading of the Chronicle's Datebook section. Members must also be familliar with my blog, so on the off chance that Jason one day speaks to them, they'll be able to dive into his favorite conversation, "So who do you think called me cute on your blog? No, I'm serious. Who?"
I hear he's good in bed, too.


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Abbas Ali completed his MBA with a focus in marketing from the Institute of Business Administration, Punjab University, Pakistan; he also completed several courses in business development at the Lahore University of Management Sciences (LUMS). Prior to joining the Institute, Abbas has worked within the Aga Khan Development Network in the following positions: Head of the Internal Audit Department at AKU, Pakistan; Coordinator for the AKDN Group Purchase Programme, AKU Hospital, Northern Areas, Pakistan; and, Marketing Lead with the Aga Khan Trust for Culture supported Karakoram Handicrafts Programme in the Northern Areas, Pakistan. Abbas has also served as a member of the Aga Khan Social Welfare Board (Northern Areas, Pakistan) and President of the Altit Youth Social Welfare Association. Abbas enjoys reading and swimming.


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This week's Sports Persons of the week are the entire Stars and Stripes Softball organization. The four Southwest Louisiana teams traveled to Gulf Shores, Alabama for the USSSA World Series, where the 16 and under team won it all, both the 10 and 14 under teams finished runners up and the 12 and under team placed. The four teams scored a combined 228 runs over the tournament. Congrats to Stars and Stripes, our Sports Persons of the Week.
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Phone: 337-439-9071
Fax: 337-437-7600
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Closed Captioning


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I see Rick Segal picking on Amazon's CTO after reading a bunch of blogs this morning about our Amazon talk (and the ensuing controversy about whether or not we answered questions very well or not). I love how Rick called friends at Amazon and did some homework.
Hey, I want a rematch! Scoble (Microsoft evangelist) vs. Werner (Amazon CTO). Topic? Would blogs be good for Amazon? Think about the draw that'd bring at some conference!
Other good comments on this topic? Loren Heiny, blogger (he started a software house too). Jim Minatel, Wiley employee (book publisher!) and blogger.
Update: I answered the questions Werner raised, and more on a post here.


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It's a very sad day for Mets fans as news of Gary Carter's death will be dominating the headlines today. Carter was among my favorite players from the 1980's Mets clubs which will always likely be the ones many Mets fans remember the most fondly of any squads the Mets have assembled. Carter's career numbers were very impressive, ranking him among the all time greats at the position.
Carter was inducted into the hall in 2003. His induction speech can be read here and watched here. Several former teammates have already had the chance to reflect on Carter's passing, Dwight Gooden, Keith Hernandez, Mookie Wilson, HoJo, and Darryl Strawberry among them. I'm sure we'll be seeing tribute to Carter all day today, but they'll all have a hard time topping Joe Posnanski's piece form early this morning. I'll always feel fortunate that Carter was a Met while I was just learning the nuances of the game.
Back in 2009, BtB took a look at the top catchers of all time by WAR. It actually surprised me to see just how highly Carter ranked when I first read that, but the more traditional "methods" of ranking players all seem to agree that Carter was among the games all time elite (some random examples of which can be found here, here, and here). The flagrant fan also took a look at the 16 best single seasons by catchers, and to nobody's surprise Carter made his way onto that list as well.
There's been a little other stuff going on in Mets land today, and with pitchers and catchers reporting in just three days it should surprise nobody that we're starting to see more and more on the hurlers. Johan Santana is scheduled to begin throwing off of a mound again this week for the first time since last fall, and how he looks will go a long way in determining how the Mets fare as a team this season.
There will also likely be quite a bit of focus on Matt Harvey. Andy McCullough took a peek in at what's been going on with Harvey thus far this season, and I don't think it would surprise too many here if we see him in the majors by mid-season.
Newsday also had some more depressing news about the Wilpon's financial situation. If their sources are to be believed, the Mets have been struggling to meet payroll based on the income of the team itself for years. That wouldn't be a good sign going forward for those hoping to see the payroll back among the league's highest. Sandy and company might need to be a little extra shrewd going forward, so knowing what positions have been costing less per WAR may be helpful.
That's all for today, but we'll leave you with what turned out to be the final hit of Gary Carter's career...three more days until we'll have more baseball:


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Welcome to the first edition of MMAmania.com presents "Beermania."
The plan is to rate and review two different beers prior to each mixed martial arts (MMA) event, with one brand representing each of the two main event fighters. Starting off with UFC 142: "Aldo vs Mendes," which goes down on Jan. 14, 2012, from the HSBC Arena in Rio de Janeiro, Brazil, I will present a beer from Brazil (Jose Aldo) and a beer from California (Chad Mendes).
I will do my best to use beers that are of the same style and represent the fighter's home country (or state) for each post. With any luck, I can convince some you to try out a beer that you normally wouldn't have sampled at the local watering hole.
Here's how it works.
When reviewing a beer, there are typically five categories of concern: Appearance (A), Smell (S), Taste (T), Mouthfeel (M), and Drinkability (D). After a brief description for each category, based on my tasting notes, I will assign a letter grade to each beer.
Follow me after the jump to get started.
Fighting out of the red corner, representing UFC featherweight champion Jose Aldo, and brewed out of Blumenau, Brazil, we have Eisenbahn Vigorosa.
Tale of the Tape:
Beer: Eisenbahn Vigorosa, Unfiltered Wheat Doublebock.
Brewery: Cervejaria Sudbrack Ltda., Blumenau, Brazil.
Serving Type: 12 ounce bottle poured into nonic pint glass, 8-percent alcohol/volume.
From the Brewery: (Translated from Portugese)
Two flavors together in a single drink with characteristics of type beers and Weizen Bock. It is a fine, dark drink, unfiltered and made of wheat. It has a fruity aroma and spices along with high-low bitterness and body. It's well carbonated and has a dense foam and is creamy with hints of roast, banana and clove.
ShivanTiger's Review:
A: Hues of red, tan, two-finger head, settles to a ring. No lacing.
S: Licorice, bread, slight notes of copper, most likely from oxidation, mellowing to dates and raisins.
T: More raisin, slight bread flavors, dry cocoa finishing and strong with alcohol.
M: Thick, viscous, low carbonation, creamy finish.
D: Probably not more than one glass, not on par with German equivalents.
Overall: C
Not the worst I've had, but certainly not a good representation of the Weizenbock style.
Next up, fighting out of the blue corner, representing the challenger Chad Mendes and brewed out of Petaluma, California, we have Lagunitas Bavarian-Style Dopple Weizen.
Tale of the Tape:
Beer: Lagunitas, Our Own Bavarian-Style Dopple Weizen.
Brewery: Lagunitas Brewing Company, Petaluma, California.
Serving Type: 22 ounce bottle poured into a nonic pint glass, 9-percent alcohol/volume.
From the Brewery:
Our Own Bavarian-Style DoppelWeizen. A Brand-Spankin' New Beer Inspired by Rolec: The Builders of our New Brewing System. They Sent Us a Traditional Yeast Sent From Their Friends in Bavaria & We Way-Overfed It To Take It All Up A Bit!
ShivanTiger's Review:
A: Amber body, two-finger off white head, fading quickly to a faint lace.
S: Bready, slight banana, clove, apricot.
T: Wheat, fruity esters with a strong hop profile for this style.
M: Mildly thick, nice effervescence, nicely carbonated.
D: For a 9-percent beer, it drinks very easily. You could probably down two of these in a single sitting.
Overall: C+
While not brewed to style (too lite), it's not a bad beer to drink. Bartender, pass me another.
Additional Tasting Notes:
Weizenbocks should be served with German cuisine, chocolates and grilled meats in a flute or weizen glass at 45 – 50 degrees Fahrenheit.
Some other examples of the Weizenbock style would include:
Schneider Aventinus
(Weisses Bräuhaus G. Schneider & Sohn GmbH)
Weihenstephaner Vitus
(Bayerische Staatsbrauerei Weihenstephan)
Ramstein Winter Wheat
(High Point Brewing Company)
Brooklyner-Schneider Hopfen-Weisse
(Brooklyn Brewery)
Ayinger Weizenbock
(Privatbrauerei Franz Inselkammer KG / Brauerei Aying)
That does it for this week.
Be sure to check us out in advance of UFC 143: "Diaz vs. Condit" for another go-round. In the meantime, get up to speed on all the UFC 142 news and notes here.


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New season for BBC nature show (From Hampshire Chronicle)
When news happens, text CHRON and your photos or videos to 80360. Or contact us by email & phone.
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New season for BBC nature show
5:24pm Tuesday 2nd October 2012 in National Entertainment News © Press Association 2014
The BBC is extending its popular seasonal live nature shows by introducing a Winterwatch series next year.
The programme will launch in January with a four-night run hosted by the regular Springwatch and Autumnwatch team of Chris Packham, Michaela Strachan and Martin Hughes-Games.
Show bosses are also moving Autumnwatch - which returns to BBC2 on October 30 - to a new location for its next run, with filming taking place at the Aigas Field Centre, in the Scottish Highlands, by the River Beauly.
The show's camera crews will visit wild spots around the UK, reporting on the seasonal changes and developments, as well as taking an in-depth look at red deer and bird migration from the Arctic.
The BBC said Winterwatch will be "following the same format and allowing viewers to catch up on all the developments as the seasons change".
Autumnwatch cameras will be relaying images 24 hours a day online and on red button services from October 28 to November 2.


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Our first restaurant for this week is Fortune House, on 19th Ave. In it's report there were some critical and repeat violations.
The floor was a major issue, not only were there parts missing, but oil was split; which, is a hazard for workers.
The manager was not available. But, we talked to one of the employees and she says they have cleaned things up, and she is mopping everyday.
We then went downtown to Side Street Grille & Pub.
The health inspector observed and employee touching food with their bare hands. And an open bag of lettuce was found in the walk in cooler without a proper date.
But not all the restaurants that were inspected had violations. Jitters Coffee Bar on 12th Ave had a clean slate, so we are giving them a Clean Plate Award.
"I always do a store walk through and just make sure everything is picked up, and the floor is clean, and make sure the ice machine is clean, and get the hot water running and the sanitizer buckets out."
They have a daily checklist that they all make sure to complete.
"It's going to be kind of redundant, but it's your job, it's what you get paid to do, so it's not an option of not doing it."


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POWELL (WATE) - A Knox County deputy is being credited with saving a woman from a house fire Saturday afternoon.
According to the Knox County Sheriff's Office, Officer Greg Black found the Aultom Lane home in Powell filling with smoke.
Officials say Black heard noises inside and managed to find Brenda Thompson inside a closet.
Black took Thompson outside, then went back in the home with his fire extinguisher.
While he was working to put out the fire, Thompson came back into the house, forcing Thompson to take her back outside again.
Thompson was taken to an area hospital where she was treated for smoke inhalation. Black was treated on the scene for smoke inhalation, as well as inhaling the fumes from the fire extinguisher.
Investigators say the cause was a grease fire. It was contained to the stove and a cabinet, but the extensive smoke caused damage to the rest of the house.
This wasn't even Black's first rescue of the month. In early February, officials say he helped a woman unlock her door and then pull her to safety after she ran her car off of Emory Road and into the water.
1306 N. Broadway NE Knoxville, Tennessee 37917
Telephone: 865.637.NEWS(6397)
Fax: 865.525.4091
Email: email@example.com


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It seems we always want more—even with people. ("I wish he was more…" "If only she could be more…") Why can't we ever be completely satisfied? Marilyn Meberg believes that always wanting more masks another, deeper desire. . . Click the play button below (far right) to find out what Marilyn says we really want
She Said, He Says15
She said… Dearest Jesus, you know I want to do so much for you and for those I love. But things just keep going wrong, and I cannot seem to stem the tide of failure. I am clumsy and slow. My efforts seem to cause damage rather than relieve pain. The words I say in
One Woman's Story: A Mother/Daughter Transformation7
In 2008, I came from the Women of Faith event with the desire to be a Group Leader. Not that I can easily organize a group, nor did I think that I have enough girlfriends to take with me and have a great weekend together . . . I simply knew that God had done
God has the power and desire not only to hear your confession, but also to forgive you of your sins. —Marilyn Meberg
Defining Peace1
The Lord bless you and keep you; the Lord make his face to shine upon you, and be gracious to you; the Lord lift up his countenance upon you, and give you peace. — Numbers 6:24-26 Mankind defines peace as that moment when all of earth is without strife or war. If that were true,
The Counsel Within9
Knowing what is right is like deep water in the heart; a wise person draws from the well within.— Proverbs 20:5 msg God has put the counsel we need to hear and know within our own hearts. When he made us, he enabled us to store that wise counsel in a very deep, private place
Loved, Adored, and Beautiful0
Just think how amazing it would be if every teenage girl heard she was loved, adored and thought beautiful by the God of the universe. That's our desire as we travel to 12 cities in 2011 with The Revolve Tour: Dream On. Would you help us reach even more churches and teen girls by providing
Uganda Bound1
This December my husband and I will be traveling to Uganda to work with orphan ministries in the area.


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What object worth an equivalent of 100,000 pennies can be stacked 480 miles high? If you don't know, the answer is a one-thousand dollar bill. Why would you do such a thing? Because if you stacked one-thousand dollar bills 480 miles on top of each other, it would equal a whopping $7.2 trillion, which equals our national debt. Those 480 miles of $1,000 bills is the distance from San Antonio, Texas to Oklahoma City, Oklahoma. And what is worse, since September 30, 2003, the national debt has increased $1.97 billion on average per day. All the bills you have in your wallet are Federal Reserve notes, which are actually counted as part of the Federal debt (U.N. National Debt Clock). Moreover, currency is only one component of the debt. This, in turn, leads to the foundation of a probable depression in America's future.
According to a March 2004 Miami Herald article, the U.S. debt is "triple its gross domestic product" and the nation is "shouldering a greater debt burden than it did during the Great Depression."
In addition to this outrageous debt, out-sourcing is leaving hundreds of thousands of people jobless, and all so that companies can increase profits. (Out-sourcing is when companies move their manufacturing to foreign countries.) By doing this, they profit by paying less to the overseas workers for the same work. Americans who have lost their jobs now have to work two jobs to earn half what they once made.
Why does this matter? Because it may cause another depression. Just as with the Great Depression of the 1930s, there is a surplus of things to buy, which are the goods we have from those companies that out-source, but nothing to buy them with because the value of the currency goes down because our $7.2 trillion debt is still rising.
What's the solution? The government needs to decrease spending. If that's accomplished, then instead of increasing our debt, we could start re-paying it.
This piece has been published in Teen Ink's monthly print magazine.


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Cheap cover for mobile phones
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I have used this a couple of times now when purchasing a smart phone for our company. It always scares me the thought that a brand new £200 plus smart phone could be dropped, broken or even put in a washing machine by mistake. This has happened on more than one occasion with cheaper phones. This can be done the same time you buy thephone from Amazon and is a lot cheaper than the rip off insurance the networks try and sell you with your contract. The bonus being most of the phones on Amazon are alrady unlocked so you can move provider at a later date. Never had to claim but contacted them a couple of times to check the policy and always been answered quickly.
Will edfinately be using again and feel more secure with it.
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UVA Basketball's 2014-2015 schedule is out! Here it is, along with analysis on how the season could play out for the defending ACC Champs.
UVA Basketball's 2014-2015 schedule is out! Here it is, along with analysis on how the season could play out for the defending ACC Champs.
UVA basketball will play in Harrisonburg against the JMU Dukes on Friday, November 14th, in what will likely be the team's season opener. Here's what else we know
UVA basketball will play in Harrisonburg against the JMU Dukes on Friday, November 14th, in what will likely be the team's season opener. Here's what else we know
The full schedule has been released for the 2014 ACC - Big Ten Challenge. Remember, UVA was stuck with Maryland this year, which is really lame. The teams will square off in College Park on Wednesday, December 3rd, at 9:15 PM in a game broadcast by ESPN2.Check out the link above for the full schedule. Last year's Challenge ended in a second consecutive 6-6 tie, with UVA suffering a 48-38 home loss to Wisconsin.
For the second consecutive year, Virginia basketball be tied for an ACC-high with three appearances on ESPN's "Big Monday" series. UVA will travel to North Carolina on Feb. 2nd, host Pitt on Feb....
Tony Bennett is way too well dressed to allow this to happen.
Is there some Hoos-in-the-NBA cap we're not aware of?
We've known for a while that Virginia will be playing in the Barclays Center Classic as its early-season tourney this year. But now, the field and pairings are set. UVA will take on La Salle...
Joe Harris hit the hardwood for the first time for the Cavaliers. We check in to see how he's doing, plus some Akil Mitchell action!
Once a Cavalier, always a Cavalier. Joe is taken by the Cleveland Cavaliers early in the second round. He may struggle immediately to fit on a team with a number of perimeter options.
It's been a great year for Virginia sports! The program claimed a 4th place overall finish in the Directors' Cup, which measures best overall athletics programs
If you're a Wahoo fan reading this, you already know and love Joe Harris. Tonight, we find out if NBA scouts and GMs feel the same way, during the NBA Draft.
After an immensely successful season, consisting of ACC regular season and tournament championships, a number 1 NCAA seed, and a Sweet 16 appearance, Virginia Head Coach Tony Bennett has received a...
A couple weeks back, we discussed Tony Bennett's options for filling UVA's final open scholarship. Virginia's pickup of transfer Darius Thompson means that Virginia's roster is set at 13...
Coach Bennett shows that the recruiting process doesn't stop at freshman year.
Since he committed 8 months ago, Jack Salt has been the most mysterious member of Tony Bennett's four-man recruiting class for Virginia. Luckily, our friend Niall Anderson has been covering Salt...
Jack Salt has apparently hit American shores! Before he left New Zealand, NZHoops had the chance to talk to him about his upcoming collegiate career. You'll have to forgive them for asking about...
Yes, we all agree. Tony Bennett is a god among men and deserves all the riches in the world. It seems that the University of Virginia would agree, but they have yet to commit said riches to him just yet.
Whitey Reid of the Daily Progress did some investigating, but AD Craig Littlepage refused comment, just noting that it was a "personnel matter." Reid reports that Bennett is seeking more years on his deal and additional pay for his assistants.
This lack of news is only really news for two reasons. First, we have expected an announcement of a new contract since it was reported shortly after UVA's season ended that one was in negotiations. Second, this tweet that noted potential interest in Bennett by NBA teams was tweeted.
There's nothing to worry about really on either front. Contract negotiations are contract negotiations, and aren't always perfectly quick and clean. And there's no evidence that Bennett would have remotely interest in coaching tn the NBA...his philosophy and style just don't seem suited for that level. This was just a random tweet, guys.
Tony Bennett's contract currently runs through 2019, paying him $1.7 per season, the same amount as the original contract he signed in 2009. He signed a 5-year contract extension after the 2012 season, but his compensation was unchanged.
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Not the best of hair-days for folks in the Midstate, with northwesterly winds gusting up and over 30 mph at times through the afternoon. The gusty breeze is being caused by competing weather systems in the upper levels of the atmosphere. A storm to our east, and a sprawling area of high pressure and cold air to our west are pinching our region, and therefore, the winds will continue to whip into the overnight.
Expect mostly clear skies with lows dipping into the mid teens. Coupled with the winds, it will feel closer to zero at times, so bundle up if you are out through the overnight.
Presidents Day the winds will die down, with mostly sunny skies and slightly warmer temperatures into the mid to upper 30s. Clouds will push in by late in the day, leading to a batch of wintry weather early Tuesday morning. It does appear temperatures will be cold enough for a little freezing rain, or even sleet or snow at the very start of things Tuesday, but it should all quickly change to rain as warmer air pushes into the Commonwealth. Expect temperatures to reach the 40s by afternoon, with just a few scattered rain showers. For now, the Tuesday morning commute bears watching.
Enjoy your Presidents Day!
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Strategic Management
Master of Science (MSc) in Strategic Management
The Msc in Strategic Management from Rotterdam School of Management, Erasmus University focuses on three activities: analysis, formulation and implementation to formulate business strategy and direction.
A broadly-applicable and highly-marketable qualification taking an in-depth look at strategic analysis and the formulation and implementation of strategies, RSM's MSc in Strategic Management focuses on delivering the skills needed to manage the strategic direction of an organisation
This programme uses scientific knowledge to prepare you for a career in organisational leadership, combining first-hand research insights with an extensive international business network.
Rotterdam School of Management, Erasmus University is ranked as a top 10 player by the Financial Times European Masters in Management list. It has the widest selection of one-year MSc programmes in the Netherlands and is located in a city with a truly international flavour.
Why study a Master in Strategic Management in Rotterdam?
Career opportunities Master in Strategic Management
Highly-skilled master graduates in Strategic Management are regularly sought by recruiters for top international companies. Master graduates are qualified to take on a wide range of positions including management consultant, business analyst, strategic advisor, or general manager. Graduates have solid foundation skills that can also be applied to entrepreneurial start-ups.
Read more about: Career opportunities Master in Strategic Management
Education objectives Master in Strategic Management
You will:
and gain a MSc in Strategic Management.
Curriculum Master in Business Administration
Read more about: Curriculum Master in Business Administration
Mode of education Master in Business Information Management
In addition to lectures, you will work in small groups on business cases and assignments. Many of the exercises are carried out in teams. Skills training, presentations, visiting lecturers and practitioners are all part of the curriculum. In order to graduate you will be trained in analytical and research skills and must write an individual thesis on a topic of your choice.
Target audience Master in Strategic Management
This one-year, full-time master programme is for recent bachelor graduates with a background in business administration, economics, public administration or engineering. It focuses on graduates interested in developing a detailed overview of business strategy. Strategic Management (SM) masters are dynamic, intelligent and motivated and have the ambition to become senior organisational leaders.
Admission criteria Master in Strategic Management
For exact admission requirements please visit RSM's admission pages.
Application Master in Strategic Management
You should apply directly to Rotterdam School of Management, Erasmus University (RSM) through its online application system (OLAF). Please visit RSM's admission pages for comprehensive instructions on how to proceed.
Read more about: Application Master in Strategic Management


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LELAND — Leland officials have decided if their new town hall will ever be finished, another contractor will do it.
The Leland town board held a special meeting Thursday, July 17, where they voted unanimously to settle their dispute with contractor Paragon Building Corp. and mutually agree to end their association.
Town staff have waited more than six months to move into the 44,000-square-foot, winged building which will house the town staff and council chamber on one side and the Leland Police Department on the other.
It took two months for the dust to settle after voters denied a sales tax increase.
County commissioners began looking for ways to support beach renourishment and waterway dredging project at the July 21 monthly meeting.
The issue was raised when Steve Foster, Town Manager of Oak Island, spoke to the county board to request financial assistance to stop beach erosion by assisting with the town's Lower Lockwood Folly Habitat Restoration Project.
North Carolina's unemployment numbers trail the national unemployment rate by .3 percent, according to the North Carolina Department of Commerce.
The state unemployment rate has continued to fall throughout 2014, reaching a low of 6.2 percent in April 2014. In May the number crept back up to 6.4 percent but remained the same for the most recent month the NCDC has collected information.
In June 2013 the unemployment rate for North Carolina was 8.3 percent.
The 2014 unemployment rate dropped 1.9 percentage points lower than a year ago.
A special reunion awaited Navy veteran Alan Stanley when he arrived in Wilmington on July 15.
Among the family waiting for him was his infant daughter he would see in person for the first time.
Alan Stanley is a Flight Engineer with the Navy's VP-9 out of NCBH of Kaneohe, Hawaii.
Alan, his wife Lauren and family live on the base when he is stationed there.
But Alan has served on two deployments in the past three years.
During that period, Lauren has delivered their two daughters: Lillian, 2, and Leah, four months.
The US 17 bridge that crosses US 76 near Leland is included on AAA Carolinas top 20 substandard bridges list.
AAA Carolinas released a report July 18 that despite North Carolina investing nearly $500 million in state and federal funds to replace and repair bridges in 2013, more than 5,100 state bridges still remain substandard.
And Brunswick County's bridge is ranked 13th.
The only county bridge to make the list, it was in 10th place in the 2013 rankings, the first year the bridge was added to AAA's list.
A local committee ruled to keep a controversial book in its school's curriculum, so an Ash resident has taken her appeal to the district superintendent.
Frankie Wood, 72, has appealed Cedar Grove Middle School's decision to keep "The Absolutely True Diary of a Part-Time Indian" on school shelves.
If Superintendent Edward Pruden upholds the school's decision to keep the book in the curriculum, Wood can appeal his decision to the school board, which makes the final decision.
Expect to pay more for pork now that a virus, which has created an epidemic in hog farms across the globe, has made its way to southeast North Carolina — including at least one Brunswick County farm.
The deadly porcine epidemic diarrhea virus (PEDv) came into the United States last spring, said Funston Farms general farm manager Mark Green, who works in Winnabow.
Deputies acted appropriately in an altercation before the July 12 death of former Brunswick County Sheriff Ronald Hewett in the New Hanover County Jail, New Hanover County Sheriff Ed McMahon said in a Tuesday, July 21, news release.
McMahon said an internal affairs investigation revealed sheriff's office personnel "acted appropriately and professionally at all times" during the events leading up to Hewett's July 12 death.
A Leland man is accused of sexually assaulting a 15-year-old girl, according to the Brunswick County Sheriff's Office.
Denzel Jamal Hill, 22, of Dogwood Road, was arrested and charged Saturday, July 19, with indecent liberties with a child, assault with a deadly weapon inflicting serious injury and two counts of statutory rape, according to the sheriff's office website.
Warrants show the crimes took place July 16.
Hill is accused of injuring the same girl in November with a cigarette lighter, according to the warrants.
A Brunswick County man pleaded guilty in Superior Court on Monday, July 21, to one count of indecent liberties with a child.
Judge Gail Adams sentenced Batson to between 13 and 25 months in prison suspended to two years probation. Assistant District Attorney Cathi Radford said the first year would be supervised probation and the final year could be switched to unsupervised if Batson complies with sex offender evaluation treatments.
Copyright © 2014
The Brunswick Beacon is your source for local news, sports, events and information in Brunswick County, North Carolina and surrounding areas.


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|Operating Frequency
|111 x 47 x 13.3 mm, 61 cc
|81 g
|Talk time Up to 13 h 30 min, Stand-by Up to 624 h, Music play Up to 27 h
|Operating System
|Series 40
|48 MB built-in + microSD Card (supports up to 16GB)
|240 x 320 pixels, 2.2 inches, TFT, 256K colors
|Bluetooth: v2.1 with A2DP, USB: (on-the-go support), GPRS:, EDGE:
|Available Colors
|Red on Black, Blue on Silver
|Entertaining Features
|Stereo FM radio with RDS (built-in antenna), 3.5 mm audio jack, MP3/WMA/eAAC+ player, MP4/H.263 player, Photo editor, Games (Bounce Tales, City Bloxx, Snake III, Block'd, Diamond Rush, Rally 3D, Brain Champion, Sudoku)
|5 MP, 2592x1944 pixels, LED flash, Video, Zoom up to 4x (digital)
|SMS, MMS, Email, Push Email, IM
Nokia X2 is a Bar-Shaped Mobile Phone with a standard numeric key pad that stands out. It was released in July 2010. This mobile phone packs the functions that make it really functional, a physical size that suits in any pocket without being uncomfortable and seems to be fairly smooth even though this previous statement may possibly be quite controversial more than the telephone that looks cheap when tends you truly begin to handle it. So permit us jump proper in and see what Nokia X2 is all about.
At a glance, the Nokia X2 does not seem particular at all. Why ought to it? Keep in mind it targets price range end users. Nokia X2 has obtained a easy smooth design, not also flashy but refined sufficient to complement the user's design and tastes. Nokia X2 comes in a shade ranging from red to black, with blue to silver. Nokia arrives cased in plastic X2 frankly seems to be as low-cost as it will get. It is really a high demanding mobile phone in India because of its cheap price.
Below is the softkey panel there is the numeric pad laid out in normal 3 of four grid pattern. Inside of the appropriate aspect of X2 Nokia will uncover the quantity up and volume down buttons. Buttons appear at the best appropriate of the microSD card slot. Below is a microSD card slot there is the hardware button for taking snap shots in camera.


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What Exactly is Behavior Therapy?Behavior analysis is a relatively new concept. It stems from the idea that behaviors, even when they are challenging or confusing, can be understood as a result of careful observation, record keeping, and analysis. Once behaviors are understood, they can be modified based on the needs and desires of the person whose behavior is at issue.
Applied Behavior Analysis (ABA) is one way autism treatment has benefitted from the concept of behavior analysis. Behavior specialists, however, are not ABA practitioners. Their job is quite different: they are generally brought in as consultants to figure out why a person with autism is behaving in a particular way -- and to recommend interventions to change the undesirable behavior. In the past, interventions might have included negative consequences (punishment), but today, almost all specialists agree that punishment is not only morally wrong but also, for the most part, useless.
The Behavior Analyst Certification Board (BACB), an organization based in Florida, offers certifications in behavior analysis to individuals with bachelors and masters degrees. In addition, some universities offer degree concentration in behavior management. For the most part, however, behavior specialists are people from related fields -- education, psychology, social work, etc. -- who have taken courses and gathered experience in observing, analyzing and managing difficult behaviors.
Why Would a Person With Autism Need to See a Behavior Specialist?Almost everyone on the autism spectrum has at least some challenging behaviors. These may range from the odd (spinning, flapping) to the self-injurious (head banging) to the truly dangerous (hitting, kicking, dashing into traffic). Autistic people may also find undesirable ways to avoid doing what they don't want to do: they may hum, slide under the table, or otherwise avoid non-preferred activities.
Often, parents and teachers are uncertain how to manage these behaviors. Unlike many people, they are not deliberately misbehaving -- nor are they seeking attention. For the average educator or caregiver, it's hard to know how to improve behaviors while also, for example, cooking dinner or teaching 20 other children.
What Does a Behavior Specialist Do for People with Autism?The role of the behavior specialist is to walk into a setting, observe the environment, the activities, and the person in question; to gather data about what seems to set off or calm difficult behaviors; to suggest appropriate changes and/or interventions; and to troubleshoot until the interventions are successful. Interventions may range from behavior charts with stickers and motivational prizes to changes in an environment that is creating sensory overload or undue frustrations.
Ideally, by involving a behavior specialist, a parent or teacher can develop a postive set of tools to manage behaviors, improve outcomes, and generally make life easier for everyone. In the best of circumstances, it may be relatively simple to change a situation for the better. Changes in lighting, the addition of a visual schedule, extra warning time before transitions and similar small tweaks can vastly improve the lives of people on the autism spectrum.
How Can I Find a Qualified Behavior Specialist?One option for finding credentialed individuals with training in behavior analysis is to go through the BACB registry, which allows the general public to search for registrants by location. Very often, if a challenging behavior occurs in a school setting, the school district will bring in a behavior specialist they feel is qualified. Parents can, of course, question the choice of specialist -- but unless there some obvious issue (the person has no experience with autistic children) it may be hard to make a change.
Similarly, state and local early intervention programs for children under the age of three may employ their own behavior specialists or behavior consultants. Parents may have the option of having that consultant come into the home to observe and help manage difficult behaviors related to family life.
Behavior management consultants may also be found through local hospitals, autism clinics or universities. Look for university graduate programs in areas like special education, social work, and related fields. It is, of course, critically important that the person you choose be knowledgeable about autism spectrum disorders. Again, since credentialing is tricky, the key to finding the "right" consultant is more of an art than a science.


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GUILDERLAND, N.Y. – A fire was contained to a single townhouse unit in the Town of Guilderland by the Westmere Fire Dept. Thursday.
At around 4:22 a.m., a neighbor called 911 to report a fire in a townhouse home at 4058 Chaucer Place in the Town of Guilderland. The first arriving police unit reported a fully involved structure fire and began to alert neighbors in the multi-unit townhouse building.
Firefighters were able to contain the fire to the affected townhouse unit, but some of the attached units sustained some smoke and water damage. Fire officials reported that all of the residents were evacuated from the entire structure until it is determined that the remaining structure is safe.
One individual was treated for smoke inhalation, and their condition is not currently available.
Despite the sub-zero temperatures, volunteer firefighters were able to work quickly to prevent further damage.
According to Chief David Szary, "We are used to expecting the unexpected and adapting. Our firefighters were all hands on in both fighting the fire and fighting freezing cold which created some significant challenges. On mornings like today, we're fighting both fire and ice."
The Town's Fire Investigation Bureau will examine the scene to identify a cause and origin of the fire.
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"The reason is simple; No recognition, No normalisation. Just Boycott, divestment and sanctions, until the Apartheid state is defeated"
This is the explanation George Galloway MP gave for walking out of a debate after stating he doesn't "debate with Israelis".
Everyone from Harry's Place through to the Palestinian Solidarity Campaign (PSC) has condemned Galloway's overtly discriminatory views.
I find it extraordinary that someone who claims to working for peace in the region will refuse to talk to an entire nation of people.
By saying he won't debate with Israelis, is he saying that he won't debate with the millions of Palestinian Arabs who hold Israeli citizenship as well?
Or is he saying he won't with Jewish Israelis?
His view makes no sense. The very suggestion that every Israeli citizen is tacitly involved in the Israelis state oppression of Palestinians is inaccurate and insulting.
It is insulting to the Israelis working at the human rights group B'Tselem. It is insulting to Israeli journalists like Gideon Levy who have devoted their lives to exposing the realities in the occupied territories. It is insulting to anyone who is trying to hold onto a vague sense of shared humanity in this conflict that seems so determined to strip people of this.
Both pragmatically and principally, Galloway's stance is wrong.
Expect an apology…from George Galloway? No chance.
Galloway later turned to twitter to defend his stance:
@alonorbach No recognition of Israel. No normalisation. Christ Church never informed us the debate would be with an Israeli. Simple.—
George Galloway (@georgegalloway) February 20, 2013


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WWE Superstar CM Punk will be an "Honored Guest" at the "McDonald's Thanksgiving Parade" on Thanksgiving morning (Nov. 22) in his hometown of Chicago, IL. More from Chicagofestivals.org:
WWE Champion and Chicago-native CM Punk will make his second appearance in the McDonald's Thanksgiving Parade. Barring any major upset, he will have held the WWE Championship Belt for over a calendar year when travelling down the parade route.
First off, let me just say, I love how the organizers are keeping kayfabe. "Barring any major upset" is just an awesome way to phrase "if Vince McMahon decides to rip the title off of him."
Second, I'm always a fan of WWE Superstars doing things such as this. Yes, Punk is still a "bad guy" in terms of the show. He's the WWE Champion, though, and this type of exposure is good for business. Over 3.5 million people tuned in to watch the parade last year. More people seeing the blinged-out belt could lead to more people watching Monday Night Raw.
Just as its a good thing for The Miz to star in the ABC original movie Christmas Bounty, it is good to see Punk make a public appearance such as this. In this day and age, heels should not be forced into hiding just because of the characters they play on television.
On the other hand, having Punk get booed while he travels down the streets of Chicago, would be quite the spectacle.
Joining Punk, as other honorary guests, include:
- Ronald McDonald -- one of the benefits of having your name on the entire thing
- The Harlem Globetrotters -- did you know all the original members were from the South Side of Chicago? And chose their home as "Harlem" merely to add to the groups mystique?
- Miss Illinois, Megan Ervin -- not an unattractive woman by any standard
- Miss Chicago, Marisa Buchheit -- also not unattractive whatsoever
- Jaslene Gonzalez -- Cycle 8 winner of America's Next Top Model, and also, you guessed it, not entirely unattractive
- Mr. and Mrs. Santa Claus -- kayfabe lives all over this parade!


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Object of the cruise was to get as far north as possible and this was achieved - having said ... continue
BACKGROUND INFORMATION This was an unusual cruise – 8 nights away, but never getting more ... continue
Disappointed that had to park away from previous on site parking.
Cabin small but had ... continue
We have done 23 cruises in all but this was the first with Fred Olsen. We enjoyed the cruise ... continue
Just got back from west Africa cruise on the Fred Olsen Braemar, What a fantastic cruise ... continue
Being from Canada, this was our first British style cruise. We are British ex-pats. The ... continue
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We are regular Fred. Olsen cruisers and this was one of the best experiences we've had ... continue
We have just returned home from a lovely cruise on Fred Olsen's Braemar to Cape Verde, The ... continue
We booked "cruise only" as we live too far from Manchester or Gatwick to book flights with ... continue
We have cruised 20 plus times before on both small and larger ships but I have to say Fred Olsen ... continue
My husband and I are veteran cruisers and this was our second time on FOCL's Braemar. We have ... continue
Fred Olsen flew us to Tenerife via Monarch from Manchester. We couldn't book seats in advance as ... continue
Our trip to Cape Verde, Gambia & Senegal...was not as warm and rougher seas than many on ... continue
Having just been on a cruise with Fred starting at Tenerife to Cape Verdi and west Africa an ... continue
I've sailed with Fred Olsen a number of times before (as well as with other more glitzy cruise ... continue
flew from manchester on monarch to tenerife good flight baggage reclaim about 20 minutes coach ... continue
This was my first cruise with Fred Olsen and I thoroughly enjoyed it. Ports visited were Lisbon, ... continue
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First ever cruise and we were very happy overall. We selected Fred Olsen as the passengers ... continue
We enjoyed the cruise - especially the sail-in to Venice - which was the highlight with the ... continue
As a regular and loyal Fred Olsen cruiser I would like to add my comments about this ... continue
After having booked our cruise via a travel agent and requested first sitting, we were told that ... continue
A high seas holiday camp
A port intensive cruise to fascinating ports of call


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NFL Stories from Denver Broncos Alumni
Members of the Denver Broncos Alumni Association share NFL stories of the past and add comments about current Denver Broncos. Reggie Rivers on Tim Tebow, Larry Evans on Von Miller, Ron Egloff on Julius Thomas, Billy Thompson and Frank Robinson give rookies Rahim Moore and Quinton Carter some defensive tips, and Le-Lo Lang on the poor and painful radar of teammate Steve Atwater. Also hear what it was like trying to tackle Earl Campbell, covering Sterling Sharpe, or going head to head with John Matusak. Great stories from fun Denver Broncos Alumni events.


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You are hereStar Wars: Clone Wars Episode 10, Full Metal Panic!, Chaos;Head
Star Wars: Clone Wars Episode 10, Full Metal Panic!, Chaos;Head
Updated ongoing anime list: Toradora! Episode 11, Skip Beat! Episode 10, Soul Eater Episode 36, Akaneiro ni Somaru Saka Episode 10, Clannad After Story Episode 11, Xam'd: Lost Memories Episode 18, Star Wars: Clone Wars Episode 10, Rosario + Vampire Capu2 Episode 11, Mobile Suit Gundam 00 Second Season Episode 11 also added Full Metal Panic!, Chaos;Head
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Danville, along with most other cities in Illinois, has faced serious economic issues as a result of the recession. Cities in Illinois also have dealt with the uncertainty around the financial crisis at the state level.
Danville, however, has weathered the financial storm far better than most communities. The city had a budget surplus last fiscal year and it is anticipating a larger surplus this year. With the ongoing retail expansion, the future looks bright.
Ward 7 Alderman Steve Foster has had a large role in the city's financial success. Steve has been a leader in holding down property taxes and has opposed increases in taxes. He asks tough questions of the administration and demands all city departments do everything possible to hold down costs.
While Steve has been an opponent of tax increases, he has supported a progressive approach to attracting new business. Steve understands the best way to balance the budget is to expand the economic base, not raise taxes.
Steve has been responsive to his constituents and has been vocal in presenting the Ward 7 perspective to the city council. Steve also considers the needs of the city as a whole when voting.
I have never publicly endorsed a candidate for alderman, but in this case I know Steve Foster is the right person to continue to serve not only the citizens of Ward 7 but all of the citizens of Danville. I enthusiastically endorse him for re-election and urge the voters of Ward 7 to return Steve to the city council.
Steve Nichols
Alderman Ward 6


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Energy for Schools is a Political Subdivision Corporation (PSC) registered with the Public Utilities Commision of Texas (PUCT). We maximize the benefits of electric deregulation in Texas to provide lower-cost energy for our Members.
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There's no need to act like an angel to feel like rock and roll royalty here!
Forget the velvet rope attitude: At Angels & Kings restaurant and bar in downtown Chicago, there's food and drinks that rock and roll, served up in a rustic yet regal rock club atmosphere with a killer soundtrack.
Our selection of rock-inspired cocktails is matched by Angels & Kings' culinary offerings. In true Hard Rock fashion, Angels & Kings takes standard bar fare and adds token elements of surprise and style. Like our guests, the restaurant and bar menus are grown-up with plenty of flare!
This social-forward Chicago rock club features an intimate stage that boasts VIP views in addition to under the radar performances from the country's most celebrated bands, artists and DJs.@akchicago /AngelsAndKingsChicago


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Since 1580 the International Shark Attack File has recorded thousands of shark attacks and hundreds of fatalities. Why then, you may ask yourself, have the 3 deadliest sharks only accounted for 117 (65, 27, and 25, respectively) of those deaths? The simple answer is that many shark-related deaths are difficult to report. Tooth remains are seldom found in wounds and are often difficult to discern even by trained professionals. Sharks may also kill victims before witnesses (when present) have a chance to identify species.
That said, it's no surprise that the white, tiger, and bull shark are the "Big Three" in shark attacks worldwide due to their inherent size, presence in areas where humans enter water, and teeth designed to shear rather than hold. Speaking of size, humans are definitely at a bit of a disadvantage in the water. Consider these statistics next time you're thinking about picking a fight with a shark:
- Human: Average 165 pounds
- Bull Shark: Up to 700 pounds
- Tiger Shark: Up to 1,400 pounds
- Great White Shark: Up to 5,000 pounds


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Tax resolutions for the new year - KHGI-TV/KWNB-TV/KHGI-CD-Grand Island, Kearney, Hastings
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Tax resolutions for the new year
Tuesday, December 27, 2011 11:05 AM EST
Tuesday, December 27, 2011 11:05 AM EST
(ARA) - It might be coincidental that the new year and the beginning of tax season arrive so close together. Many people resolve to be wiser with their money in the new year, and it just so happens that being smart about your taxes is a good way to get started.
Whether it's your only resolution or just one of a few, sticking to your
new year's tax resolutions
throughout the whole year is the trick to being successful. And just like taking losing weight during the year will have you in better shape for the future, following your financial resolutions can make tax time far easier next year.
Use these tips to help build a successful approach to your tax resolution.
* Get started now. Procrastination can be your downfall - it often happens that the longer you put something off, the more daunting a task it seems. And the last thing anyone needs is an excuse to be more overwhelmed by the thought of working on taxes. If you know that you struggle with preparing your return, make the call to a professional who can help you. But again, don't wait - tax preparers' appointment books fill up fast during tax season.
* Set up a filing system - and stick to it. The flurry of paperwork is stressful enough when you're doing your taxes - not being able to find a necessary slip of paper only makes it worse. Create files for receipts and other documents and be sure to keep them updated. If you want to go digital, use a scanner to file everything neatly away in specialized folders on your computer.
* Take advantage of tax-saving benefits offered by your employer. If they're available to you, consider how much smarter it is to use pre-tax dollars for things like medical expenses and child care. If you need more guidance about how to best take advantage of the offered programs, check with your human resources department, or your own tax preparer or financial planner.
* Promise to give yourself a tax check-up twice a year. Don't let yourself be shocked when tax time rolls around - the psychological and financial stress of being unprepared for a big tax bill can take a major toll. Do yourself a favor by checking on your tax liability a couple of times through the year. If you need to make adjustments to your withholding, do so as quickly as you can. Even if you find that nothing needs to be changed, you'll have something to smile about and one less worry to occupy your mind.
* Make it a habit to save. Putting extra money away is always a good habit, whether the intent for it is to help pay off tax bills or to purchase a new vehicle. Giving yourself a little extra cushion to fall back on doesn't have to make you feel fiscally stressed, though. Put away $20 here and there, or have a percentage of your paycheck sent directly to a savings account, and you'll be excited by how much you have at the turning of the next new year.
Bothersome as taxes can seem, if you prepare for them throughout the year, you might find the experience far easier the next time you have to file. For more ideas about a financially sound new year, visit
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As I made my way through the BMW exhibit at NYIAS, browsing cars such as the F10 M5, 3 series GT, and M6 Gran Coupe, I spotted a lone motorbike in the back corner, placed behind the 3 series GT. It was the BMW C650 GT.
(Full Disclosure: Yes I am aware that I do not need this for this type of post, but I just wanted to give a background of myself as this is my first post, and also look cool while doing it.
I am not a car journo. (even though I wish I was). I am a sixteen year old high school junior in New York City that was given the opportunity to go to NYIAS on the second press day by a friend that dished me two private tour tickets. This was a dream for me as i've been scheming a plan all year to get in on one of the press days. I thoroughly enjoyed my night at the auto show and saw many amazing vehicles, but one that caught my eye was this lonely motorbike(?).)
The BMW C650 GT comes equipped with a 60 horsepower, liquid-cooled, 4 stroke in line two cylinder engine that's paired with a CVT. Other features include a center stand, a tool kit, a power socket, a multifunction display, and even an illuminated storage area. If that stuff isn't cool, I'm not sure what is.
Now, I am not by any means a fan of motorcycles, scooters, motorbikes, or anything of the sort, nor do I really know anything much about them. But I couldn't help but feel sorry for this poor bike, and I just wanted to give it the attention I feel it deserves.
Hell, it didn't even look like it was cared for in transit!
Poor thing.


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Top wrestler Anthony Ashnault commits to Rutgers
Years after first making it to campus with Scott Winston in tow, Rutgers wrestling coach Scott Goodale finally has a commit from another elite New Jersey prep wrestler in South Plainfield's Anthony Ashnault. Ashnault's older brother Bill was a transfer wrestler who was very good for a Rutgers program that made it big on transfers. One concern has been high school recruiting, with a number of high-profile near misses. Ashnault gives Rutgers more star power for the future with Winston and Mario Mason set to graduate after this season.


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The MLS Cup Playoffs are often derided as being a bit of a crapshoot. Heck, I've made that accusation myself at various times. But, believe it or not, most of the time a relatively worthy champion is crowned.
No, it's not always the best team. (In fact, the MLS Cup has been won just five times by the team with the best regular-season record and only one of those times has come since the league scrapped the best-of-three format it used pre-2003.) But the champion is rarely a legitimately bad team, assuming we can all agree that a negative goal-difference equates to a "legitimately bad team."
The average goal-difference among the 15 previous MLS Cup champions is 11.8 and the 2005 Los Angeles Galaxy remain the only team in history to go on to win the championship after posting a negative goal-difference during the regular season. Even if we only look at the champions of the post-2002 era of the playoffs, the average goal-difference remains a perfectly respectable 8.5.
Yes, it's true, the last two champions were among the last teams to qualify for the playoffs. But the 2010 Colorado Rapids actually had a better goal-difference than (+12) than seven previous champions and the 2009 Real Salt Lake team wasn't bad either (+8). Aside from the 2005 Galaxy, just three other teams with negative goal-differences have advanced to the MLS Cup final with the most recent being the 2008 New York Red Bulls.
Basically, this is all just a long way of saying history is not on the side of the Columbus Crew, the only team to enter the 2011 playoffs with a negative goal-difference (-1).
Not to pick on the Crew too much (as I did earlier this year), but there's really nothing about them that suggest they are capable of a lengthy playoff run. That they now have one more round to navigate does not work in their favor either.
As bad as the numbers made the Galaxy look in 2005, they really weren't that bad of a team. They were led by none other than Landon Donovan, who scored 16 goals and had 12 assists that year. Cobi Jones was still hanging around. Jovan Kirovski wasn't yet a washed up afterthought. Herculez Gomez scored 12 goals for that team. Kevin Hartman was their goalkeeper. These were some of the better players in the league at the time.
The Crew aren't without interesting players, but none of them are the kind you expect to put a team on their back and carry them to history. Andres Mendoza has 13 goals, but just eight of them have come from the run of play. Emilio Renteria has eight goals but he's such a defensive liability that he started fewer than half of his team's games. Eddie Gaven is the only other player on the team with as many as five goals, and does anybody really imagine him carrying a team? Only two teams in the entire league scored fewer than their 34 non-PK goals.
They aren't even that good of a defensive team. None of the 10 playoff teams allowed more than their 44 goals. Robert Warzycha deserves some credit for turning one of the more talent deficient teams in the league into one capable of beating Real Salt Lake twice, but let's not pretend that he performed a miracle either.
If you're still wondering why people were not particularly happy about the playoffs being expanded this year, the Crew are Exhibit A. Under the old eight-team playoff format, they would have been left out of the playoffs and we wouldn't be left worrying what kind of message it sends our children that a team can play as bad as the Crew and still have a chance at being crowned champion.
The saving grace to the new playoff format is that it at least forces the wild-card teams to play an extra midweek game prior to the conference semifinals where they would then face one of the two top seeds. In the Crew's case, this midweek affair is on the road against the Rapids. Forecasts suggest temperatures below freezing at game time with the possibility of snow.
This was also basically the situation last year when these teams faced off in the Eastern Conference semifinals. The Rapids managed to win their home leg 1-0 before beating the Crew in a penalty shootout to advance to the conference finals.
Let's be honest, this is about as far from a marquee matchup as the league could have dreamed up. It will be the only game of the entire playoffs that won't be aired nationally and there's a good chance that this will be the lowest attended game of the postseason. But one of these teams will move onto the conference finals, it may as well be the one that has played well enough to kind of deserve it.
For more on the MLS Cup playoffs, be sure to check out SB Nation Soccer. For all your Crew news and updates, be sure to check out Massive Report. For the latest and greatest on the Rapids, visit Burgundy Wave.


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Welcome to the new City Tech Library news blog. Here you will find information on events, exhibits, new resources, and general news concerning the library. You can visit the library homepage here.by
The following two tabs change content below.
Latest posts by JT (see all)
- Working People and the Crisis - October 1, 2009
- Maquiladoras - September 17, 2009
- Limited Computer Lab Hours Friday - September 16, 2009


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The first NBA deal on the day of the trade deadline isn't the most exciting one, but it does mean exciting things might be in store. The Memphis Grizzlies have reportedly decided to send forward Sam Young to the Philadelphia 76ers.
The deal is yet to be finalized, but the Philadelphia Daily News' Bob Cooney posted on his blog that the deal has been agreed upon, according to his sources.
With Evan Turner now in the starting lineup the backcourt reserves for 76ers coach Doug Collins became painfully small, with Lou Williams and Jodie Meeks manning most of the minutes.
So the Sixers decided to do something about that and acquired guard/forward Sam Young from the Memphis Grizzlies today, the Daily News has learned. The Sixers are expected to give up a second-round pick.
The Memphis Commercial Appeal reports the second round pick in question is Ricky Sanchez.
Young has never really been given a chance to make an impact with the Grizzlies since being selected in the second round of the 2009 NBA Draft. He's been put even further on the backburner this season, however, as the former Pittsburgh standout is averaging just 3.5 points in less than 12 minutes per game this season.
For more on the Sixers, be sure to visit Liberty Ballers. For more on the Grizzlies, check out Straight Outta Vancouver. For all of the NBA trade deadline deals, stay tuned to SB Nation's comprehensive StoryStream.


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Orb Marks Left On Ground Outside My House
- Ufohunter82
- uploaded: Dec 31, 2009
- Hits: 147
These Marks were left outside my House I did not notice them until July 14th 2009.
But i was told by a family memeber they were there since July 10th and that night i was reading
a book late and saw a flash in the room like a picture flash near the wall
the next day thses marks were in the grass right near the wall i saw the flash.
These marks are the same size as the probe ufos i have seen fly past my house at night were they
watching me that night who knows i noticed the marks also have dead grass and swirled grass like a mini crop circle.
3 comments
Windigo January 17, 2010 7:46:24 AM CET
grubs....a little pesticide will clear that up
Irock January 1, 2010 9:02:56 PM CET
urine luck, Iwas thinking the same thing!
Shibbydougy January 1, 2010 5:27:52 AM CET
Oh, don't worry folks, this happened to me a while back. Turns out it was actually two drunk leprechauns taking a whizz on the grass, and the flashes were them taking pictures of it. Thats actually how I found out... received a rather shocking set of pictures in the mail box a year later! Mystery solved! :p


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The 0-0 draw at Carrow Road between Norwich City and Newcastle was... not good. It wasn't unwatchable, by any means, because both teams tried to make it entertaining, but it was desperately short of quality and goals. Much of the match was played in midfield, where errant passes were the order of the day, leading to a pleasing if not technically appealing ebb and flow to a game that I'm trying to be nice to when talking about it.
In front of goal, there were a couple of late scrambles courtesy of the Canaries, but Tim Krul was up to the task of keeping the ball out in the face of heavy pressure from Grant Holt. He didn't manage to stop an admittedly lovely drive from Russell Martin, who showed remarkable skill in volleying sweetly against the side of the post from long range with 23 minutes left to play.
Did other things happen? Not really. Oh well.


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Controlling your HTPC: Pt 2 – Smart devices, voice, and gesture control
Posted on January 15, 2013 by Jingles | No Comments
Yesterday in Part 1 I looked at controlling your HTPC with a good old keyboard and mouse as well as with a remote control. Today I'm going to share some of the more exotic and fun ways to control your HTPC
Smart phones and tablets
If you have a smart phone or tablet (namely an Android, Windows or other type of smart phone or tablet) then there is an app or two, or there or more for that will let you control your HTPC. Remote control apps are usually either free or inexpensive, i.e. cheaper than a dedicated remote control or a wireless keyboard and mouse.
Two highly recommended remote apps are Unified Remote and Ceton's Companion app which will let you control WMC from your smart device. However there are smart phone apps for other media centre software solutions like XBMC and Media Portal, just run a search in your platforms app store for " remote".
The advantage of using smart phone/tablet apps to control your HTPC is that they let you use something you already have to control your media centre, they are relatively cheap or free, and are easy to use.
Smart phone apps are akin to single device remotes in that they only let you control one device, i.e. your HTPC or an application on your HTPC. There are solutions like ThinkFlood's RedEye remote, iRule's iRule hardware and software solutions, and AMAC's plugin module for smart phones and tablets that can turn your smart device into a universal remote. Although the disadvantage is that you will have to purchase extra hardware which isn't cheap, but then neither are some universal remote controls.
Voice control
One of the more exotic ways of controlling your HTPC is with your voice. There are a few ways to control Windows Media Centre with your voice, you may be able to control other media centre software with your voice, just ask your favourite search engine "how to control with your voice".
If you have Windows 7 you can use it's built in voice recognition and a mic to set up voice commands to emulate shortcuts. For example you could use a voice command "go to guide" to emulate the "CTRL+G" short cut to take you to the TV guide. This option is the cheapest option, only requiring a mic if you don't already have one, but will take some time and a little effort to set up. If you don't have Windows 7 then you may need to purchase voice control software like Dragon Dictate naturally Speaking to enable you to control your HTPC with your voice.
Alternatively Amulet Devices have a remote with a built in mic that can be used to issue voice commands to Windows Media Centre. If you are looking at purchasing a remote and want voice control the Amulet Voice Remote is worth a look.
Another option is Microsoft's Kinect for Windows which supports voice and gesture input. However at $299 the Kinect is a prohibitively expensive input device for controlling your HTPC. If you want to control your HTPC with gestures there are other cheaper options.
Motion control
Probably the most exotic and the newest way to control a HTPC is with gestures. Gesture based input is still relatively new and is still developing. There are a handful of hardware and software solutions which are at different stages of development. Some companies like GestureTek, eyeSight, and PointGrab have chosen to tray and crack the device manufacturer market by selling technology licenses to manufacturers who can then integrate their solutions into their products. Other solutions like Flutter, Neuro Technologys Npointer, and HandVu all offer software solutions with the only additional hardware needed is a web cam.
Then there are hardware solutions like Microsoft's Kinect and the Leap Motion Controller. Kinect for Media Centre is an inexpensive a software solution software that allows you to use Microsofts Kinect to control Windows Media Centre with gestures. While this might be a great way to interact with and control your HTPC it's not the cheapest option, the Kinect for Media Centre software only sells for $6.99 but at $299 the cost of Kinect hardware excludes it as a viable solution.
Unfortunately only Microsoft's Kinect is available right now, however there may be another much cheaper, and better by all accounts, alternative soon. Leap Motions motion controller is similar to Microsofts Kinect except better, apparently and from what I have seen I'd be inclined to agree. The Leap motion hardware is said to be "200 times more accurate than anything else on the market" and can track individual finger movements to 1/100th of a millimetre. At $70 it's an inexpense way to control your HTPC with gestures from the couch. I have pre ordered a controller and will experiment with using it to control Windows Media Centre when I get my hands on it. It certainly looks like a promising bit of kit.
Mind control isn't an option… yet, maybe it will be one day but for now I think that there are enough ways to control your HTPC from the comfort of the couch.
Have I missed any other ways of controlling a HTPC? Share your favourite method(s) for controlling your HTPC by leaving a comment below.
Looking for more? Then check out my Ultimate HTPC builders guide project on Kickstarter. I promise you it really it is the best HTPC builders guide ever written. It's a 45+ pages PDF e-book that contains all of the information in this blog post and more including exclusive information not available anywhere else. If you pledge your support you can get the guide for as little as $15, after the Kickstarter project has finished I'll be selling the guide for $25 so get it while it's cheap!
Tags: Home Theatre > HTPC > Tech & computers
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-- WWE Hall Of Famer "Stone Cold" Steve Austin will be attending the UFC event on February 22 in Las Vegas, Nevada. The 2/22 show is the next UFC pay-per-view event (UFC 170) and features Ronda Rousey defending the UFC Women's Bantamweight title against fellow Olympic medalist Sara McMann, as well as recent "Steve Austin Show" guest Daniel Cormier making his UFC Light Heavyweight debut against former champion Rashad Evans.
For what it's worth, Austin is not scheduled to appear on tonight's WWE RAW broadcast. He is apparently backstage interviewing Zeb Colter for his podcast.
-- As noted earlier, Jimmy Uso was given the weekend off, likely because his wife Naomi was out with an eye injury she suffered on RAW this past Monday. WWE released the following Tout video of Jey Uso's entrance at a WWE live event on Saturday night in Bakersfield, CA: