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Pain the price willingly paid in NFL
Pain the price willingly paid in NFL
By Elizabeth Merrill
Updated: December 31, 2009, 11:49 AM ET
SOMEWHERE OUTSIDE BALTIMORE, JUST BEFORE 7 A.M. -- Four kids, whose ages range from 1 to 7, are snoozing in Matt and Adrianna Birk's cramped bed. They don't know that their daddy could've been a stockbroker on Wall Street, that a path of lesser resistance and stronger knees was waiting for him in his final months at Harvard. They don't know that crawling out of this bed will be one of the toughest things Birk does today.
No sick days. That's what Birk vowed when he made it to the NFL, that regardless of how he felt, he'd still wrestle on the floor with his boys and chase his little girls around the soccer field.
And on this morning, there will be plenty of running. Madison needs a ride to school, and Birk, a sturdy center who's in the final days of what the Baltimore Ravens hope is another playoff push, needs to mend a 33-year-old body that spent part of Sunday pounding against a 345-pound nose tackle in a cold, driving rain. He'll get little sympathy from his wife. She's eight months pregnant.
Thanks to Josdin for the awesome sig!
Re:Pain the price willingly paid in NFL
My knees hurt just thinking about it.Get your facts first, and then you can distort them as much as you please. Mark Twain
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Clippers bet big on DeAndre Jordan
There's no way around it: DeAndre Jordan is overpaid now that the Clippers have matched Golden State's offer sheet for the 23-year-old center and agreed to pay him $43 million over the next four seasons — about $10.75 million per year, not including a trade kicker. Jordan will earn only about $500,000 and $1 million less than Joakim Noah and Al Horford, players who had emerged as All-Stars or borderline All-Stars on good teams before they signed their first big NBA deals. As for the Warriors, folks are understandably confused about what they did here, unless they had a diabolical plan to compromise the Clippers' future cap space. The Jordan offer sheet cost them the one-time-only amnesty chance, which they used to wipe put Charlie Bell's $4 million expiring contract and free up space for Jordan — even though they had to know the Clippers would almost certainly match their offer. In related news, Biedrins remains on the books at $9 million per season for the next three years. Golden State had about $11 million in cap space to work with, and the potential to use it in sign-and-trade transactions. But it just spent some $7 million of it on Kwame Brown, a shaky deal we'll address shortly.

subset: commoncrawl


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Route Guide - iPhone / Android - Partners - Forum - Photos - Deals - What's New - School of Rock
Routes Sorted
L to R R to L Alpha
Climb up the dihedral: Start by reaching up to a decent, sharp sidepull with your left hand, right hand on a cobble...step up however you can onto the obvious good foothold at about waist height...get both feet up into the dihedral...fun technical climbing in the chute and a fun little jump move to the lip. It is aptly named.
This is on the Punani Boulder (see directions) and directly to the right of Punani.
Perfect landing, a pad and a spotter for the topout is nice.


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News: Memphis Bleek Responds To Beanie Sigel's Diss, "I Just Seen Son At Powerhouse, Wasn't Nothing & Now It's Something"
Friday, Oct 30, 2009 5:20PM
Memphis Bleek has responded to Beanie Sigel's "Not Your Average Cat" name drop and questioned why his former Roc-A-Fella labelmate would go after Jay-Z.
Writing via Twitter, Bleek expressed his initial confusion and gave props for Beans' diss.
"Just waking up my phone going crazy over this segiel sh*t," Bleek wrote Friday (October 30) morning. "I just seen son at power house wasn't nothing now its something..... I'm lost on that.... Guess that's how the rap game work....F*ck bleek 3 haaa that's a good one...And for the rec....I can't diss that's my nigg we gotta get up an chop it up that's all..He know me that's all I could say..." (Memphis Bleek's Twitter)
The record also caught fellow New York rapper Fabolous' attention.
"I jus heard a JayZ diss record by Beanie Siegel..," Fab wrote Friday (October 30). "That's ill to me.. And the record is hard! Never thought i would hear a JayZ diss song by Beanie Siegel....WOW..jus wow.. (Affion Crockett chris brown on larry king impression voice) To me its disappointing, i hate 2 c family fight.. But i dont know either side of the story.. So im neutral & enjoyin the music, as u should i made JayZ & Beanie Siegel a trending topic not even tryin to.. SMH...lol..i hate hip hop family splits & beef's... the Cam vs. Jim & Juelz, the Cash Money vs. Juve, B.G. & Turk.. Dr. Dre vs. Snoop... all bad." (Fabolous' Twitter)
On "Average Cat," Beans also warns Hov about exposing his habits to his wife, Beyonce.
"This ain't a diss record, this a real record/How it feel to get exposed -- I was the fly on the wall, I witnessed," Beans raps. "I could say sh*t to make B look at you different/And my gangster was never on trial, I was, stood up tall, no snitch/But the rapper Shawn called the police on me/Because I was front row at the Blueprint 3/I just wanted to see him emcee/Reminisce when we were the R-O-C/But he called on the c-o-p's/Not only that, he brought in the f-e-d's/So that's telling me, F-U Sig/So F you too and F Bleek three/Whether I rap or riddle out this motherf*cker -- my name good in every hood." ("Average Cat")
Hours after its release, Beans addressed the record in an interview Friday (October 30) morning.
"I'm not really dissing Jay, there's certain parts in there where my emotions [take over]," Beans explained in an interview with radio personality Charlamagne Tha God. "I'm a rapper, I listened to the Blueprint 3 album, I heard things in there where he was taking shots at people but a lot of things were directed at people...I think my feet was meant for a couple of 'em...Collectively, you gotta understand, people like Peedi Crakk did some unadvised things like make mixtapes called Camel Hunting Season...It's the Roc as a whole -- but when he says lines like 'I heated up the Roc already, so why can't y'all get hot already' -- when you listen to them lines, those are those lines that I know as a rapper, because I know what he do...I know when he's slick on records." (100.3 The Beat)
Check out Beanie Sigel's "I'm Not Your Average Cat" song below:


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Building at Lincoln Pointe Apartments evacuated for an hourUPDATED 12:27 AM EST Jan 08, 2014
A building at the Lincoln Pointe Apartments in Bethel Park was evacuated after a sprinkler line broke Tuesday night, fire officials said.Video Transcript
THAT LANDLORD IS NOT ALONE TODAY. THERE WERE TPAFIVE CASES OF FROST BITE TODAY. AND THEN A SPRINKLER SENT WATER GUSHING THROUGHOUT ONE BUILDING. Reporter: THIS ENTIRE APARTMENT BUILDING WAS EVACUATED TONIGHT FOR A LITTLE MORE THAN AN HOUR. I TALKED TO A COUPLE OF THE RESIDENTS THAT AS SOON AS THEY HEARD THE ALARM THEY GOT OUT OF THEIR ROOMS AND THEY RAN TO THE NEARBY CLUBHOUSE TO GET WARM. BUT I AM TOLD THAT AT LEAST ONE PERSON WILL NOT BE ABLE TO RETURN TO THEIR HOME TONIGHT. AS SOON AS I WENT OUT INTO THE HALL I COULD HEAR WATER. Reporter: EVEN THOUGH SHE WAS FORCED OUT OF HER HOME FOR MORE THAN AN HOUR, SHE CONSIDERS HERSELF ONE OF THE LUCKY ONES TONIGHT. THERE WAS WATER POURING OUT OF WHAT WAS A LIGHT FIXTURE. PEOPLE WERE GETTING THEIR CARS OUT OF THE GARAGES AND THEY SAID THEY SAW WATER DRIPPING IN THE GARAGE, WHICH IS BELOW WHERE THE DAMAGE WOULD BE. AND THEN THERE WAS A TERRIBLE SMELL A. CHEMICAL SMELL. Reporter: THAT SMELL IS FROM STAGNANT WATER IN THE PIPES. A SPRINKLER BROKE BETWEEN THE FIRST AND GROUND FLOORS. THIS GETS TURNED OVER TO THE MAINTENANCE DEPARTMENT. SOME PEOPLE WENT BACK INSIDE TO LITTLE OR NO DAMAGE, BUT AT LEAST ONE PERSON'S APARTMENT IS UNINHABITABLE. ONE APARTMENT DIRECTLY ABOVE IT IS VACANT.
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CommentsThe views expressed are not those of this site, this station or its affiliated companies. By posting your comments you agree to accept our terms of use.blog comments powered by Disqus


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Abscission, in botanical terms, most commonly describes the process by which a plant drops one or more of its parts. This shedding or dropping process includes spent flowers, secondary twigs, ripe fruits and seeds and, for the sake of this discussion, a leaf.
When leaves fulfill their summer duty of producing food and growth regulators, a process of shutting-down and sealing-off the leaf begins. The leaf is connected to a tree via its petiole and the twig-to-leaf connection is called the abscission zone. The connective tissue cells in this zone specifically grow to be easily broken apart when the sealing process begins and have built-in weak point which allows for proper shedding.
Most deciduous (means 'falling' in Latin) plants (including hardwood trees) drop their leaves by abscission before winter, while evergreen plants (including coniferous trees) continuously abscise their leaves. Fall leaf abscission is thought to be caused by a reduction of chlorophyl due to shortened hours of sunlight. The zone connective layer begins to harden and blocks the transport of nutrients between the tree and leaf. Once the abscission zone has been blocked, a tear line forms and the leaf is blown away or falls off. A protective layer seals the wound, preventing water evaporating and bugs getting in.
Interestingly, abscission is the very last step in the process of cellular senescence of deciduous plant/tree leaves. Senescence is a naturally designed process of the aging of certain cells that takes place in a series of events that prepares a tree for dormancy.
Abscission can also occur in trees outside of autumn shedding and dormancy. Leaves of plants can abscise as a means of plant defense. Some examples of this are: dropping of insect-damaged and diseased leaves for water conservation; leaf fall after biotic and abiotic tree stresses including chemical contact, excessive sunlight and heat; increased contact with plant growth hormones.


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Middlebrook Road is a thoroughfare that just about everyone in Germantown has traveled. Did you ever wonder where the name comes from and what it means?
Middlebrook was an actual town on Frederick Road (Route 355) that predates Germantown by about 50 years and people in Germantown had to go there to get their mail for many years.
In fact, Middlebrook Road did not appear until the early 20th century, and only went from Germantown Road to Frederick Road, and it was about a half mile north of the actual town of Middlebrook.
The Dawn of Middlebrook
The story of Middlebrook begins in the 1790s, with Abraham Faw.
Faw built a gristmill on Seneca Creek at Frederick Road. By 1795, the mill had four pairs of grinding stones and was doing brisk business grinding wheat into flour and corn into meal for the local farmers. Faw also built a saw mill nearby. The mills used the flow of creek water for power.
James McCubbin Lingan purchased the mills in 1797. On the high ground to the north of the mills, a town emerged with a tavern, blacksmith shop and store. Lingan named the town Middlebrook after a Revolutionary War battle in which he took part.
The mills were sold to Col. John Tayloe in 1827. Germantown was in its early days, forming at the crossroads of Germantown and Clopper Roads in the 1840s. People travelled present-day Waring Station Road to Middlebrook Mills to collect their mail until Germantown got its own post office in 1873.
Welcome to Middlebrook. Population: 30
An account written in 1880 describes Middlebrook as having a population of 30, with land going for $10 to $20 an acre and producing wheat, corn, oats, hay, potatoes and tobacco. The miller at that time was Leonard Buxton. The postmaster and owner of the general store was George Clements, blacksmith Peter Smith, carpenters William Easton and Thomas Trail.
Besides the businesses, George Clements, A.B. Ritenour, William Buxton and E.G. Ward had houses along the east side of the road, and James Rabbitt owned three houses on the west side of the road.
Farther off on the west side were the farms of James Gloyd and of William Ricketts, and on the east side was the farm of Johnson Benson. The Ricketts and Gloyd families had family burial plots that are still in existence in the woods.
Today the space formerly occupied by Middlebrook boasts a gas station, Captain Mori's Seafood Restaurant (formerly the Middlebrook Inn), several residences, and the last trailer park in Montgomery County. Down by Seneca Creek at the parking area for hikers on Seneca Greenway Trail there is a historic marker for Middlebrook Mills.


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Scott and Genevieve Kelley
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Jul 24, 2014
Home » News » Crime
Grafton man shot by police had been sought since 2011
Larry A. Bohannon, 51, of Grafton received two concurrent 20-year sentences in 1994 for a kidnapping conviction in Sullivan County and bail-jumping conviction in Cheshire County, Department of Corrections spokesman Jeffrey J. Lyons said Monday.
"He still had an active warrant for being a fugitive from justice. We hadn't seen or heard from him since June 2011," Lyons said.
Bohannon and another man, David Ward, were charged with kidnapping Donald Coull of Claremont on Oct. 18 1993, "to recoup stolen property, reportedly a generator." Coull denied taking the generator. Coull told police he was lured into a pickup truck in Claremont, shackled and driven around for three hours before being released in Bellows Falls, Vt.
Senior Assistant Attorney General Janice Rundles said Saturday that Bohannon was involved in an armed robbery in Bellows Falls, Vt., on Friday in which he "was said to have worn a ski mask and carried a handgun."
Bohannon fled to New Hampshire, with officers from Walpole and Alstead pursuing his vehicle.
"At the end of the pursuit, shots were fired, and the suspect was killed at the scene," Rundles said.
She said she couldn't comment on whether Bohannon fired at police or whether authorities recovered a handgun. She said he failed to comply with orders from police.
Bohannon was first paroled in April 1996, then returned in October that year on a technical parole violation. He remained incarcerated until March 1997. Ten years later, in December 2007, he was arrested again on another technical parole violation; he remained in prison until June 2008. When he failed to meet with his parole officer a month later, a warrant for his arrest was issued on the charge of fugitive from justice.
On Friday, Bohannon died from gunshot wounds to the head, chest and abdomen, authorities said.
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UPDATED: Islamic State issues video of beheading of US hostage, SITE monitoring service saysREADER COMMENTS: 3
DWI License Revocations
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The JV team: Obama's unbelievable admission
UPDATED: Islamic State issues video of beheading of US hostage, SITE monitoring service says
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NH mourns a 2nd beheading
Another View - Richard Ober: We have to act now to stop the decline in NH's future prospects
- Mass. Supreme Judicial Court has found upskirt photos taken on a subway aren't illegal. Should such voyeurism be a crime?
- Yes
- 83%
- No
- 17%
- Total Votes: 917


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- Details
- Last Updated on 25 September 2013
Tomcat is a very popular web server/servlet container that can host Java web applications which are made up of servlets, JSP pages (dynamic content), HTML pages, javascript, stylesheets, images… (static content).
This article describes the most common ways about how to deploy a Java web application on Tomcat, include the followings:
- Copying web application archive file (.war).
- Copying unpacked web application directory.
- Using Tomcat's manager application.
Suppose you have Tomcat installed on your development computer and have read/write permission on Tomcat's installation directory.
Table of content:
What you need to know before begin
While working with deployment of Java web applications on Tomcat, you should prepare yourself with a strong grasp about the following stuff:
- $CATALINA_HOME: is an environment variable points to the directory where you installed Tomcat. For example, c:\Program Files\Apache Software Foundation\Tomcat 7.0 on Windows.
- $CATALINA_BASE: is an environment variable points to the directory of a particular instance of Tomcat (if you configure multiple instances of Tomcat). If this variable is not set explicitly, then it will be assigned the same value as $CATALINA_HOME.
- Web applications are put under $CATALINA_HOME\webapps directory.
- Document root: is the top-level directory of a web application, where all the resources (JSP pages, HTLM pages, Java classes, images…) that constitute that application are placed.
- Context path: is the name which is relative to the server's address (i.e http://localhost) and represents the name of the web application. For example, if your web application is put under $CATALINA_HOME\webapps\MyWeb directory, it will be accessed by the URL http://localhost/MyWeb, and its context path is /MyWeb.
- WAR: is extension of a file that packs a web application directory hierarchy in zip format. WAR stands for Web ARchive. Java web applications are usually packed in WAR files for deployment. WAR files can be created by command line or an IDE like Eclipse.
- You must have a strong understanding of how a Java web application is organized in terms of directory layout and hierarchy structure.
- JAR libraries which are shared among web applications are put under $CATALINA_HOME\lib directory.
- Application-specific JAR libraries are put under web application's WEB-INF\lib directory.
The following picture depicts what we have said so far:
Deploy method #1: copying web application archive file (.war)
In this method, the web application is packed as a WAR file. You may generate the WAR file using a tool or IDE like Eclipse, or someone just sent you the file.
- Copy the WAR file into $CATALINA_HOME\webapps directory.
- Restart the server. Whenever Tomcat is started, it will unpack the WAR file it found in the webapps directory and launch the application in that manner.
NOTE: Later if you want to update changes for the application, you must both replace the WAR file and delete the application's unpacked directory, and then restart Tomcat.
Deploy method #2: copying unpacked web application directory
In this method, you have the web application in its unpacked form.
- Copy the application's directory from its location into $CATALINA_HOME\webapps directory.
- Restart the server, the application is deployed with the context path is name of the directory you copied.
NOTE: If you want to update changes for the application, you must replace the corresponding files under its document root directory.
Recommended Book: Apache Tomcat 7 User Guide
Deploy method #3: using Tomcat's manager application
In this method, you can deploy the web application remotely via a web interface provided by Tomcat's manager application. You must have user name and password to access this application. The manager application is installed by default, but not always. So be sure that it is installed with your version of Tomcat.
Using the manager application, you can:
- View a list of applications deployed on the server and their status.
- Start, stop and restart an individual application.
- Deploy a new web application either by uploading a WAR file or supplying a directory on the server.
- Undeploy an individual application.
By default, the manager application is deployed under context /manager, so to access it, type the following URL into your web browser's address bar (the port number may vary, depending on your server's configuration):
After supplying correct user name and password, you get into the following screen:
The list of deployed applications is shown at the top, scroll down a little bit to see the deployment section:
As we can see, there are two ways for deploying a web application using the manager:
- Deploy directory or WAR file located on server.
- WAR file to deploy.
The former way is only suitable if the application's WAR file or directory resides on the server and we have to know the URL. The latter way is easier in which we can pick up a WAR file and upload it to the server.
Click Browse button to pick up a WAR file and click Deploy button. For example we select StrutsFileUploader.war file. As soon as the WAR file is uploaded to the server, it is unpacked into $CATALINA_HOME\webapps directory. The manager adds the newly deployed application to the list of applications:
The newly deployed application – StrutsFileUploader, is up and running, without the need of restarting the server.
Accessing the deployed application
Typically, a web application can be accessed by typing its context path follows the server's IP/domain (including port number if any). For example, the StrutsFileUploader application above can be accessed in web browser by typing:
Or we can access an individual application from the manager application by click on the context path (first column in the list of applications).
Recommended Book: Apache Tomcat 7 User Guide


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Backpacker Magazine – March 2012
Start with up-to-date vaccinations–for chicken pox, MMR, tetanus, and hepatitis A, B, and C–then tear out this cheat sheet to preventing six common adventure-travel risks.
|A parasitic disease involving fevers and flu like symptoms including chills and head/muscle aches. Incubation period: one week to one month.
|Common across tropical latitudes, the highest relative risk for infection is in west Africa, but India and Central America are also hotbeds. Check for country-specific warn-ings at cdc.gov/malaria.
|If you have visited a malaria-
endemic country and develop a fever, seek medical help ASAP. Early treatment is most effective and reduces the risk of complications. Treatment varies based on parasite species.
|> Avoid traveling to areas with active epidemics (check cdc.gov/travel).
> For malaria prevention, take prophylaxis before, during, and after travel.
> Be aware of mosquito-biting activity in the area and modify your behavior to avoid exposure. Dengue -transmitting mosquitoes are most active during the day; malaria-transmitters, during twilight.
> Cover exposed skin and use a permethrin repellent on clothing and gear.
> Use insect repellent (apply after sunscreen).
|Dengue Fever (and Dengue Hemorrhagic Fever)
|An acute fever-causing virus (1% develops into hemorrhagic fever) accompanied by symptoms like head/muscle aches, joint pain, nausea, and flushed skin.
|Three to 8% of travelers returning from dengue-endemic areas, especially South America, the Caribbean, and South Asia will become infected. Unlike malaria, dengue is common in urban areas.
|There is no treatment, but most cases resolve within a month. Rest, stay hydrated, and control fever and pain with doctor-prescribed meds. Avoid drugs with anticoagulant properties, and be alert for signs of internal bleeding.
|This intestinal disease is caused by a protozoan parasite. Symptoms (cramps, watery or bloody diarrhea, and weight loss) develop one to four weeks after exposure.
|About 14 of every 1,000 U.S. travelers return�mostly from South Asia, South America, and the Middle East�with this parasite. As many as 40% of travelers are incapacitated for two to three days by diarrhea.
|Eighty to 90% of infections resolve without treatment. Seek medical care and an antibiotic prescription for symptomatic infections lasting longer than six weeks; complications like liver abscesses and bowel perforations can be fatal.
|> Avoid raw foods.
> Frequently wash hands or use an alcohol sanitizer.
> Drink (and brush teeth with) only purified or bottled water. Avoid ice.
> Stay out of water that may be contaminated with human or animal feces.
|This diarrhea-inducing illness has a one- to two-week incubation. It�s characterized by foul-smelling and/or greasy stools (two to five per day), cramps, bloating, flatulence, fatigue, and nausea.
|More common among long-term travelers. Approximately 31 of every 1,000 returning U.S. travelers get this parasite. It mostly affects travelers in South Asia, the Middle East, and South America.
|Most infections self-resolve within two to six weeks. Treatment with antimicrobial drugs including tinidazole and metronidazole may cure as many as 80% of infections, shorten the presence of symptoms, and reduce symptom severity.
|Motion Sickness
|Dangerous? No, but this movement-induced imbalance between the inner ear and eyes�and the fatigue, dizziness, and nausea that follow�can sure ruin a trip.
|Motion sickness can happen anywhere, but many travelers may experience symptoms for the first time in developing countries, where driving is more chaotic, or on long
boat transits.
|The symptoms often stop when movement does, but may improve or disappear as a traveler builds a tolerance to the motion, or with medications like antihistamines or Dramamine, or exposure to fresh air.
|> Optimize your position (sit in the front seat of a car or bus, and the center of airplanes and boats). > Reduce sensory input (close your eyes, or look
at the horizon).
> Use mint aromatherapy, eat ginger or ginger candy.
|Venous Thrombo-embolism
(DVT - Deep Vein Thrombosis and PE - Pulmonary Embolism)
|Related conditions in which blood clots block veins. Many leg DVTs don�t show early warning symptoms and become dangerous PEs, which resemble a heart attack or stroke.
|Traveling triples the risk of developing DVT or PE, and traveling longer than four hours further doubles it, especially in people over age 40 or who are obese. For a complete list of risk factors see cdc.gov/travel.
|DVT symptoms include redness, swelling, pain, and warmth of the skin. PE symptoms may be acute or mild, but often include shortness of breath, chest pain, or dizziness. PEs are urgent and life threatening. All clots need doctor care and may require meds.
|> A prophylactic dose of heparin may reduce risk.
> Avoid constrictive clothing, but consider wearing compression stockings to increase leg circulation (opposite).
> Hydrate.
> Do circulation-boosting exercises.
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There is no Hepatitis C Vaccination. Is the rest of the info as unreliable?
Very good information.


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Did anybody else notice that Vick has been calling audibles more often? And successfully, I might add? I started noticing this during the Redskins game, but it was even more noticeable tonight. Vick would notice a blitz coming and change up the play. One of the biggest criticisms of Vick is that he's lacks the ability to read plays before the snap, resulting in a lot of blown plays. Tonight Vick showed of the results of his work this summer in learning to read the defense.This is only clear cut example I could find right after the game, some of the images are a bit blurry so bear with me.
This is the what Vick saw before the snap. He calls a screen to Maclin and ID's Sean Lee as a blitzer.Sensabaugh starts to creep to the inside, leaving Maclin 1-on-1 with Jenkins.
This NFLN vid shows that Sensabaugh is going to blitz from the outside, Vick notices it and realizes that Maclin will have some space with a quick throw. The only person between Maclin and the endzone would be Jenkins, and he's playing off, allowing for there to be enough time for a blocker to take him out of the play.
Here it is. Peters has been getting a lot of praise for getting blocks downfield this season, and with good reason. Here Peters gets a quick stalling block on Ware, then gets to the 9 from the 14 to take Jenkins out of the play giving Maclin plenty of room to get in from the score. Herremans and Kelce gets props as well for getting to the second level and driving Walker(#25) deep into the endzone.
This was a well executed play. The line blocked well and Maclin had a large amount of space to run in. Most of the credit goes to Vick though. He read the defense correctly and was able to call a play that got the Eagles into the endzone. This was the only example that I could find definitive video for, since I didn't record the game, but I saw Vick audible several times for successful plays. If Vick keeps progressing this way we will have the best of two worlds, a scrambling QB who can pass and read defenses like a pocket QB.


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3 Stocks Dragging The Consumer Goods Sector Downward
Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link.One out of the three major indices are trading lower today with the Dow Jones Industrial Average (^DJI) trading up 16 points (0.1%) at 16,733 as of Monday, June 2, 2014, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,394 issues advancing vs. 1,564 declining with 187 unchanged.The Consumer Goods sector currently sits down 0.5% versus the S&P 500, which is unchanged. On the negative front, top decliners within the sector include Icahn (IEP), down 3.7%, and Kraft Foods Group (KRFT), down 0.8%. Top gainers within the sector include Coca-Cola HBC (CCH), up 3.2%, Tyson Foods (TSN), up 1.8% and Toyota Motor Corp ADR (TM), up 0.6%.TheStreet would like to highlight 3 stocks pushing the sector lower today:3. Lorillard (LO) is one of the companies pushing the Consumer Goods sector lower today. As of noon trading, Lorillard is down $1.52 (-2.4%) to $60.65 on light volume. Thus far, 960,001 shares of Lorillard exchanged hands as compared to its average daily volume of 3.7 million shares. The stock has ranged in price between $60.43-$62.05 after having opened the day at $61.92 as compared to the previous trading day's close of $62.17. Lorillard, Inc., through its subsidiaries, manufactures and sells cigarettes in the United States. The company operates through two segments, Cigarettes and Electronic Cigarettes. Lorillard has a market cap of $21.8 billion and is part of the tobacco industry. Shares are up 22.7% year-to-date as of the close of trading on Friday. Currently there are 2 analysts that rate Lorillard a buy, 1 analyst rates it a sell, and 3 rate it a hold.TheStreet Ratings rates Lorillard as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, solid stock price performance, good cash flow from operations and expanding profit margins. We feel these strengths outweigh the fact that the company has had sub par growth in net income. Get the full Lorillard Ratings Report now.STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.
Lorillard Inc Stock Price
Lorillard Inc Analyst Ratings
Lorillard Inc Key Stats & Profile
Lorillard Inc Earnings
Lorillard Inc Ratio Comparison
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Post by Dan @ 12:07pm 07/06/12 | 0 Comments
Speaking to Eurogamer following their recent announcement of a deal with Samsung, Gaikai's David Perry has shot down recent rumours that the Cloud-stream gaming service had inked a similar with Sony for the PlayStation 3.
"I wasn't even at the Sony press conference," Perry told Eurogamer. "I was sitting in my hotel room, and I know everyone was like, 'Oh my god, are they going to announce cloud gaming?' And I was like, 'No, they're not going to announce cloud gaming.' I wasn't even there!"Perry continues to explain that although that particular deal did not materialise, that they have been pitching their product to all platform holders from the start.
"I've been meeting with them constantly, evangelising how far we've come - 'you really should take this seriously'," he said. "Let's just say they're listening, and always have been. You see them when you go to conferences, we see them listening very intently - 'how's this going, where's this going?'"More details on the Samsung deal can be found here.
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Chargers ink deal with quarterback Kyle Boller
The San Diego Chargers agreed to a one-year contract with quarterback Kyle Boller on Friday.
Boller is entering his ninth NFL season after beginning his career as a first-round draft choice of the Baltimore Ravens in 2003. He played for the Ravens from 2003-08 where he started 42 of 55 games played. He moved on to the St. Louis Rams (2009) and Oakland Raiders (2010-11). Boller has completed 861 of 1,519 passes (56.7%) during his eight accrued seasons for 8,931 yards with 48 touchdowns and 54 interceptions.
Boller was the 19th overall selection in the '03 NFL Draft after serving as the starting quarterback for three and a half seasons at California. He is a native of Burbank and attended Hart High School in Newhall, Calif.
Related posts:
- Season officially starts for Chargers
- Chargers sign two, 10 receive offers
- Chargers sign Watkins as wide receiver
- Chargers have busy day as Merriman is waived
- Chargers claim linebacker from Arizona
Short URL: http://www.lajollalight.com/?p=92433


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Are Lisa Brummel and Kevin Turner on their way out of Microsoft too?
If Ballmer has to go these two should be right behind him. Especially Brummer and her stacked rankings. I hope Microsoft has the courage to look external for their next CEO because he/she may be brave enough to clean house. Microsoft is big and bloated. Someone needs to cut the fat.
And no the next CEO should not be Scott Forstall. I'm amazed people are seriously suggesting it. If Steve Jobs didn't think he was CEO material for Apple why would anyone think he would be for Microsoft, a much bigger and more complex company?


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Over the next four weeks, we'll be highlighting a book a day from the Best Translated Book Award fiction longlist. Click here for all past write-ups.
Well, 2009 wasn't nearly the "Year of Bolaño" that 2008 was . . . Last year's Best Translated Book Award fiction longlist included both 2666 and Nazi Literature in the Americas, which sparked various debates about whether Bolaño was overrated, whether his shorter prose was better than his overly ambitious, epically long novels, whether or not he actually needed the attention the award might bring, etc., etc.
In the end, 2666 was one of the three real finalists for the award (along with Senselessness and eventual winner Tranquility) and I think I spent more time explaining why it didn't win than focusing on the awesomeness of Attila Bartis's dark, creepy novel.
With three Bolaño books coming out in 2010, who knows what next year's award might look like, but for now, we only have one Bolaño book to talk about: The Skating Rink. (Although I am going to make this a "Day of Bolaño" by also posting the review of Monsieur Pain that just arrived . . . ) The Skating Rink is an early novel of Bolaño's, and one that put him on the literary map in part for his use of three narrators to tell the story and the unique way he constructs a detective novel that contains no actual detective . . .
In brief, this is a novel of three men living in the town of Z whose lives are intertwined: Remo Moran, a successful businessman; Gaspar Heredia, a former poet who works at Moran's campground; and Enric Rosquelles, an overweight psychologist working in the town's Social Services Department. And of course there are also a couple women: Caridad, a somewhat crazy woman that Gaspar falls in love with; and Nuria Marti, the gorgeous figure skater who's involved with both Remo and Enric.
There's also a murder. And some shady political dealings. A skating rink. And a twisted love story.
But similar to Noa Weber, what's most amazing about this novel are the voices. Each chapter is narrated by one of the three male protagonists, and these monologues read almost like confessions, or responses to some line of questioning—yet as pointed out above, there is no detective in the pages of this mystery. Nevertheless, right from the start, the reader knows something has gone down and that Enric Rosquelles is the main suspect:
Until a few years ago I was a typical mild-mannered guy; ask my family, my friends, my junior colleagues, anyone who came into contact with me. They'll all tell you I'm the last person you'd expect to be involved in a crime. My life is orderly and even rather austere. I don't smoke or drink much; I hardly go out at night. I'm known as a hard worker: if I have to, I can work a sixteen-hour day without flagging. I was awarded my psychology degree at the age of twenty-two, and it would be false modesty not to mention that I was one of the top students in my class. At the moment I'm studying law; in fact, I should have finished the degree already, but I decided to take things easy. I'm in no hurry. To tell you the truth I often think it was a mistake to enroll in law school. Why am I putting myself through this? It's more and more of a drag as the years go by. Which doesn't mean I'm going to give up. I never give up. Sometimes I'm slow and sometimes I'm quick—part tortoise, part Achilles—but I never give up. It has to be admitted, however, that it's not easy to work and study at the same time, and as I was saying, my job is generally intense and demanding. Of course it's my own fault. I'm the one who set the pace. Which makes me wonder, if you'll allow me a digression, why I took on so much in the first place. I don't know. Sometimes things get away from me. Sometimes I think my behavior was inexcusable. But then, other times, I think: I was walking around in a daze, mostly. Lying awake all night, as I have done recently, hasn't helped me find any answers. Nor have the abuse and insults to which I have, apparently, been subjected.
Granted, The Skating Rink has nowhere near the scope and ambition of 2666 or The Savage Detectives. It's not game-changing in terms of the possibilities of literature. It's not even Bolaño's best short work. Still, it's a captivating early novel, one that sets forth some typical Bolaño themes in a fun, genre-tweaking way that highlights his novelistic skills. Definitely worth reading, and who knows, maybe the tightness of this book will impress the fiction judges more than the explosive looseness of 2666 . . .
Floating around the internet amid the hoopla of a new Haruki Murakami release, you may have come across a certain Murakami Bingo courtesy of Grant Snider. It is exactly what it sounds like, and it's funny because it's true,. . .
The publisher's blurb for Oleg Pavlov's The Matiushin Case promises the prospective reader "a Crime and Punishment for today," the sort of comparison that is almost always guaranteed to do a disservice to both the legendary dead and the ambitious. . .
One hundred years have passed since the start of World War I and it is difficult to believe that there are still novels, considered classics in their own countries, that have never been published in English. Perhaps it was the. . .
In the London of Hédi Kaddour's Little Grey Lies, translated by Teresa Lavender Fagan, peace has settled, but the tensions, fears, and anger of the Great War remain, even if tucked away behind stories and lies. Directly ahead, as those. . .
One of the greatest services—or disservices, depending on your viewpoint—Bertrand Russell ever performed for popular philosophy was humanizing its biggest thinkers in his History. No longer were they Platonic ideals, the clean-shaven exemplars of the kind of homely truisms that. . .
The best way to review Alejandra Pizarnik's slim collection, A Musical Hell, published by New Directions as part of their Poetry Pamphlet series, is to begin by stating that it is poetry with a capital P: serious, dense, and, some. . .
Upon completing Albertine Sarrazin's Astragal I was left to wonder why it ever fell from print. Aside from the location, Astragal could pass as the great American novel. Its edginess and rawness capture the angst and desires we all had. . .
When my eyes first crossed the back cover of Fabio Genovesi's novel Live Bait, I was caught by a blurb nestled between accolades, a few words from a reviewer for La Repubblica stating that the novel was, however magically, "[b]eyond. . .
"I preferred the war to the plague," writes Curzio Malaparte in his 1949 novel, The Skin. He speaks of World War II and the destruction it has wrought on Italy, the city of Naples in particular. But the plague he. . .
With the steady rise of feminist scholarship and criticism in recent decades, it is little wonder that the work of Louise Labé should be attracting, as Richard Sieburth tells us in the Afterword to his translation, a "wide and thriving". . .


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It looks the Wachowskis have settled on their next project and while their hugely ambitious R-rated Iraq war gay romance "Cobalt Neutral 9" was gaining heat but it looks like that one will have to wait as "Cloud Atlas" now appears be headed in front of cameras next summer.
At a Q&A following a screening of "Frankie & Alice" for the 42nd NAACP Image Awards, Halle Berry was surprisingly forthcoming about what she is expected to be working on next saying, "I'm going to do a movie probably in the summer with the Wachowskis.....A really interesting movie [that is] sort of [like] what they did for 'The Matrix,' they have another really amazing idea that's sort of gonna stretch our brains even further. And so I'm really excited about that and that's probably gonna be in the summer. And that's with Tom Hanks and Natalie Portman."
The project has been in development for a while, but was configured with the Wachowskis producing and Tom Tykwer ("Run Lola Run," "The International") writing and directing. However, earlier this fall, it appeared that the sibling duo were eyeing take the director's chairs themselves, with reports suggesting that the pair would be "possibly directing a few of the novel's six interlocking story lines." It remains unclear if they're simply producing as initially planned or will be co-directing or directing, but it appears everything is moving ahead.
Halle Berry, Tom Hanks and Natalie Portman were all officially attached to the film late this past summer, with offers to James McAvoy and Ian McKellen put out earlier in the year. No word yet on if either actor will be joining the film, but even with McKellen now pretty much on board "The Hobbit," depending on when "Cloud Atlas" lenses its definitely feasible he could work on the film.
It will certainly be interesting to see how Wachowskis adapt David Mitchell's source material but there's no doubt its suited to their sensibilities. The five hundred plus page book spans centuries and follows six major characters described thusly by Amazon: "There is a naïve clerk on a nineteenth-century Polynesian voyage; an aspiring composer who insinuates himself into the home of a syphilitic genius; a journalist investigating a nuclear plant; a publisher with a dangerous best-seller on his hands; and a cloned human being created for slave labor. These five stories are bisected and arranged around a sixth, the oral history of a post-apocalyptic island, which forms the heart of the novel."
We're sure there will be more news on the way, but this is definitely exciting stuff. "Cloud Atlas" is a favorite among Playlisters and we are definitely curious to see how the narratives will be conjured on the big screen. [Natalie Portman]
hmm | November 29, 2010 6:30 AM
the mind reels about how the Wachowski's plan to adapt this very cool book. Does anyone familiar with the book know which actors are slotted to play which roles?
My completely uneducated guesses:
-Portman will play the liberated McDonald's employee clone in the future.
-McAvoy will be the post-Apocayptic tribal guy in Hawaii. (Though he could also play the bisexual composer's assistant).
-Halle Berry will either be the anthropologist in the Hawaii section or the intrepid reporter working on the nuclear meltdown story.
-Tom Hanks--the guy on the boat who opens and closes the novel? Not really a natural fit here for Hanks that I can see.


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Well, BGN...after all the FanPosts I've made, I finally got one Rec'd, lol. People wanted the other positions so here are the linebackers. We have a lot more options at linebacker than at defensive tackle, so the poll will seem to never end, but bear with me. I will only put up combinations that make sense…so don't expect to see options with Fokou at WILL or Clayton at SAM, etc. As with before, make sure to say who should start AND why. More after the Jump.
Warning You Again...THE POLL IS CRAZY.
If you choose the last option (Some Other Option), please put your option in the SUBJECT line of a comment below so that I can properly tally the vote. Thanks.
The first thing that has to be noted is that we are INSANELY young at linebacker. With three linebackers drafted, probably only two of them will make this team and since none of them have any NFL experience, I have to go to the college ranks to try to project what they can be in the NFL. Complication factor times 10. The second thing of note is that even though he will probably not be back, I MUST include Ernie Sims in the analysis. Don't chop my head off…it's all in the interest of being complete.
- Stewart Bradley played in and started 12 games. He recorded 48 tackles, 11 assists, 1 sack, 1 interception, and 7 passes defended.
- Ernie Sims played in and started 15 games. He recorded 48 tackles, 7 assists, 2 sacks, 5 passes defended, and 1 fumble forced.
- Moise Fokou played in 16 games, starting in 11. He recorded 31 tackles, 7 assists, 1 sack, 1 pass defended, and 1 fumble forced.
- Jamar Chaney played in 14 games, starting in 2. He recorded 27 tackles, 9 assists, 1 pass defended, and 1 fumble forced.
- Omar Gaither played in 14 games, starting in 2. He recorded 24 tackles and 4 assists.
- Akeem Jordan played in 16 games, starting in 3. He recorded 13 tackles, 4 assists, and 1 pass defended.
- Keenan Clayton played in 7 games, starting in 1. He recorded 4 tackles, 3 assists, and 1 pass defended.
- Rashad Jeanty played in 15 games, starting 1 (For the Bengals). He recorded 8 tackles and 7 assists, mostly on special teams.
- Ricky Sapp did not play.
- Casey Matthews, Brian Rolle, and Greg Lloyd are all rookies.
The "Eye" Test:
- At 6'4", 254 pounds, Bradley is one of the biggest linebackers you will find in the NFL. Unfortunately, he has yet to return to his 2008 form. And, honestly, despite his pretty good statistics from that year, I never really considered him a pro bowl caliber option at middle linebacker. That being said, I DO think he would be a pro bowler at SAM, especially with Washburn's Wide 9 scheme now being employed. In his scheme, the pressure is on the linebackers to make plays in the run game. Because of this, oftentimes there will be an offensive lineman that makes it to the second level. The combination of his size, speed, and strength should make him adept at handling that and getting to the ball carrier.
- By all accounts, the Shark in the Water was not what we had hoped when we traded for him. That being said, I am in the minute minority that feels like he wasn't quite as bad as is being made out to be either. I don't think he will be brought back, if for no other reason than the fanbase going bananas. However, it is worth noting that at 6-0 225 pounds, he is the same package as the last 5 SAM and WILL linebackers that played behind a Washburn run scheme. There are a lot of things to dislike about his play. However, he seems completely willing to throw himself into a play, at times even into an offensive lineman that has over 100 pounds on him. That is a characteristic that may make him attractive in this new scheme. Remember, the Wide 9 scheme affects the whole defense, not just the defensive line.
- Moise Fokou is the wildcard in the situation. And his role in this defense could come down to what the team decides to do at middle linebacker. I think it is safe to assume that Jamar Chaney earned a look on the field, more than likely at MLB. That will force the team to decide what to do at SAM between Bradley or Fokou. Economics could also factor into that decision as Bradley makes too much to be a reserve, but I doubt they want to let him walk or trade him. As a player, Fokou is ONLY a SAM linebacker…but has the tools to excel at the position. Extremely long arms keep him from getting swallowed up by offensive linemen.
- Jamar Chaney responded to his first significant playing time as a starter at MLB by performing like a veteran. He possesses prototypical size, great speed, and a knack for finding the ball. He has shown the ability to get deep in pass coverage and with a little seasoning, has the tools to be excellent in coverage. I guess I'm continuing to let the cat out the bag that I am HUGE on this kid in the middle of the defense for years to come.
- Akeem Jordan has always been a steady but unspectacular player at linebacker. He lost his starting job in game 4 of the season and, unlike Bunkley, struggled to even find the field again despite the notable struggles of Ernie Sims. I think that the proverbial writing is on the wall and he won't be brought back next year.
- Omar Gaither has been a mainstay at linebacker for years, providing depth at all three positions and some quality spot starts. While his value has been tremendous, I believe he is part of the "turning over of the roster" that the front office is talking about.
- Keenan Clayton is probably our best coverage linebacker. He had some games last year, in particular against Peyton Manning and the Colts, where he separated himself in terms of coverage. He shows the ability to get deep in coverage, to run with tight ends, to play solid zone on slot receivers, and to make plays on the ball while in the air. I'm sure that he will see a lot of the field this year in the nickel package.
- Rashad Jeanty was an early offseason signing from the Bengals. For them, he was a special teams standout but is recovering from a fractured fibula in the playoffs. He brings 32 career starts to the Eagles, which ranks him second on the Eagles, slightly behind Gaither with 36. I can't pretend to know very much about him but with his size and lack of passes defended, I would have to project him to SAM. He chose the Eagles over offers from the Jets and Dolphins.
- Ricky Sapp might as well have been drafted this year. Now, he did get a full year to study the playbook, but it never comes together until you have had the chance to run it on the field. He is probably the most athletic of all the linebackers, which is saying something when you include Chaney, Clayton, and Sims. However, he was primarily used as a "joker" in college so there are some positional things that he needs to learn. All I can say is we will see how he comes along. When he was drafted, I was high on the value of the pick.
- It cannot be said enough times. Casey Matthews is not Clay Matthews. That being said, he was every bit as productive in college. Whether it is tackling a running back in the backfield for a loss, sacking the quarterback on a perfectly timed blitz, or dropping into coverage, Casey was ALWAYS around the ball. His combine results were horrible, only achieving 13 reps in the bench press (Clay can do that with his pinkie toe) and not electing to run the 40, which allowed the knock on him (lack of speed) to sound justified. However, he would not be the first player at MLB to have a successful career despite lacking the measurables.
- I could probably cut and paste the writeup for Casey Matthews above for Brian Rolle. Even more undersized, many people think that he projects to strong safety better than linebacker. However, don't discount his relentless downhill play. All three of our rookie linebackers have a penchant for finding the ball. I don't think Rolle will be called on to play serious snaps at linebacker for us anytime soon, but he will probably be a standout on special teams and, out of the three, is most responsible for what I think will be the release of Gaither.
- Greg Lloyd is strictly a project pick. While he has the size to play linebacker on this level, his speed will probably be the question mark. Not to mention his knee injury that caused him to miss much of his senior season. If healthy, he will need to make his mark on special teams to make this roster.
We have a TON of raw ability and athleticism at linebacker. I think we struck gold when we found out how good Chaney can be in the middle. He deserves a shot to win that role, which makes us better at two positions by putting Bradley back at his natural SAM position. The WILL linebacker is up for grabs. Ultimately, the "simplification" of the defense that we keep hearing about from Castillo may mean Sims gets another shot here. At worst, he could provide solid depth and starting experience. If not Sims, the edge probably goes to Clayton or Matthews. They are our two best coverage linebackers. We have 11 linebackers to probably fill a maximum of 7 spots so expect the competition to be VERY strong whenever training camp arrives.


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Jack is a 5-year-old neutered male German Short hair Pointer. Jack plays fetch and knows commands to "lie down" and "sit". He is good with kids and slept in bed with his person. He is current on his shots including Rabies. Jack is gun shy so would not be a good hunting dog but would give lots of love to his family in a forever home.
Removing poison ivy, sumac or oak plants


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Lately I have been busy planning The 2014 BE World Tour. I have been so excited and passionate about all the locations and stops next year, so reading this article gave me extra boost ( http://zenhabits.net/the-world-needs-you-to-do-what-you-love/) to keep on keeping on! It is always refreshing to come across inspirational articles that encourages and reminds you that you're doing the right thing. ; )
The Butterfly Effect registration for the events and trips will open on December 20th at www.betheeffect.com! Space will be limited so be sure to get over there and sign up!


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It's 30 minutes, and 30 minutes well-spent.
This entry was posted on Friday, February 5th, 2010 at 5:49 pm and is filed under Charles Darwin, Creationism, Darwin, Education, Evolution, National Center for Science Education, Research, Science. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.


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What You Should Know
Click Here To See Our Highest Rated Review
Spike Hardcore Energy is a product from Biotest Supplements. We were unable to find an official website for the supplement side of Biotest though there is a corporate site that explains work the company is doing in the pharmaceutical business. Spike Hardcore Energy is not your average energy supplement. There have been numerous reports of negative reactions to Spike Hardcore Energy, all associated with the altered form of thiamin added to the supplement. The only ingredients in the formula are thiamin and caffeine – though the proprietary blend hides just how much of each is included.
List of Ingredients
- Thiamine Di (2-Methylpropionate) Disulfide
- Caffeine
Product Features
When we read product descriptions for energy supplements that claim the supplement makes you feel like you are on crystal meth or amphetamines of any kind, we are leery about suggesting the supplement to dieters. Spike Hardcore Energy supplies an undisclosed amount of altered thiamine, unique to Biotest (the supplement manufacturer). There are reports on bodybuilding forums of flu-like symptoms and horrible side effects after taking Spike Hardcore Energy, but these reviews have not forced Biotest to change the formula. Thiamin is a B vitamin used by the body for various metabolism-related activities, but rest assured the thiamine in Spike Hardcore Energy is not the same form of thiamin. There is no definitive information on Biotest's thiamine, but there are reports the company will go to their grave hiding the ingredient's secret.
As for the caffeine in Spike Hardcore Energy, we believe the dose is likely around the 200 mg mark. The proprietary blend supplies a total weight of 400 mg, so there could be slightly more or slightly less caffeine. The suggested dose claims users can take up to two Spike Hardcore Energy in the morning, but no more than two should be consumed in one day.
- Ingredients in Spike Hardcore Energy are listed online.
- Caffeine will boost energy and metabolism.
- Contains an altered form of thiamine that may cause drug-like side effects.
- Reports claim the supplement causes flu-like symptoms.
We are not thrilled by the reviews and reports surrounding Spike Hardcore Energy. The supplement is not found on an official Biotest website and reports via forums are few and far between. The supplement appears to be geared toward the bodybuilding community. There are no testimonials from dieters who've lost weight on the supplement. Dieters looking for a safe and effective diet pill may want to stick with products that contain green tea and a safe amount of caffeine.


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After all these years in the finance domain, I have come across a very frequent question from finance aspirants: "How to do financial modeling?"
Since understanding of financial model is one of the key tasks involved in any finance profile, every aspiring investment banker, financial analyst or any finance professional, should know how these models work.
In the current age of information & technology, learning these models and their functionality has become much easier than ever before.
I have listed down a few very easy ways of getting to learn financial modeling.
How to learn financial modeling?
1. Learn by watching tutorial videos
There are a bunch of websites available these days that offer financial modeling free tutorial videos for aspiring finance professionals.
If your understanding of financial models is very basic, tutorial videos are recommended, as you can repeatedly go and watch them if you do not understand anything at the first go.
These videos are uploaded by experts in the finance field and by various educational institutes.
Most of these videos on the Internet are free, but there are also websites that offer subscription to these videos at a certain fee.
2. Learn by attending virtual classroom training sessions
There are virtual classrooms wherein you can login either collectively with peers or individually (depending on the format) to a webinar/remote access platform monitored by a trainer.
These sessions are interactive in nature and also offer an opportunity of peer learning.
These sessions offer a deeper understanding when compared to videos, as you can ask questions if you are stuck at any point during the session.
These sessions are conducted by various educational institutions and online learning portals, usually at a certain price.
But you can also find these sessions for free as a result of promotional campaigns by these institutes.
Usually they offer the first module as a free bee, and if you like the training model you can subscribe for the entire course.
3. Learn by practicing and using case studies
This approach is less normative in nature and requires a lot of your time in practicing.
As Excel is a very commonly used tool for analysis, there is a plethora of case studies available on the Internet.
There are solutions available for cases as well so that you can compare your work with the actual model in use and understand the difference.
These case studies and practice material is widely available on the Internet and mostly does not require any subscription.
But there are paid subscriptions by a few institutions and portals which offer these case studies and also offer a detailed evaluation of your exercise.
4. Distance learning courses
This is the most result oriented way of learning financial modeling in excel.
There are institutes and portals offering these courses over a period of time at a certain fees.
The biggest advantage of taking this course is that typically at the end of the course you will be awarded a certificate stating you are a professionally trained professional in financial modeling.
One of the most popular courses for this is Wall Street Modeling Course amongst various others.
I hope this post gives you enough clarity on options in choosing your own method of learning financial modeling using excel.
Now You Try It
I hope you can see the potential of financial modeling for your career.
Yes, it takes hard work to create something great.
But with this skill you are ahead of rest of the crowd and your hard work is going to pay off.
I want you to start watching the videos. Do let me know how it works for you.
If you have a question or thought, leave a comment below and I'll get right to it.


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New managers at Ambulance Service
The East of England Ambulance Service has announced it's localising its leadership, by creating three new management positions which will control different parts of the Anglia region.
It comes in the week its chair woman Maria Bull resigned following a critical report from the Care Quality Commission. The ambulance service says the changes will "empower frontline staff to make changes at a local level".


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Dr. Gurdev Gill has provided the South Plains Food Bank with a recent donation providing 25,000 meals across the South Plains in honor of his friend, Alan White, PlainsCapital Corporation Chairman and Chief Executive Officer.
"A generous donation like this will go a long way in assisting us in providing necessary meals for our neighbors throughout the South Plains who are struggling with food insecurity," said South Plains Food Bank Chief Executive Officer David Weaver. "We are also pleased that Dr. Gill would choose our organization as a way to honor Mr. White, who has been a driving force of progress and economic development in our community over the years."
Dr. Gill has been a long time friend of White's and has served for many years on the Advisory Board of PlainsCapital Bank.
"I want to honor Alan because he has been a tremendous supporter of this community," said Dr. Gill, a renowned Lubbock orthopedic surgeon. "Through the [PlainsCapital] Bank, he has recently supported the Lubbock Independent School district and the [South Plains] Food Bank. He continues to make the Lubbock economy and people a priority. He deserves to be honored for his contributions to Lubbock."
Alan White has held many distinguished positions over the years such as chairman of the Texas Tech Board of Regents; Texas Tech University President's Council member; Texas Tech School of Business Chief Executive's Roundtable founding chairman; Texas Tech University Foundation executive committee member; Red Raider Club chairman; Covenant Health System Board of Trustees chairman; Texas Hospital Association board member; and Methodist Hospital System Board of Trustees chairman.
He received the Distinguished Alumnus Award from the Texas Tech Alumni Association in 2005; was inducted to the Texas Tech Athletic Hall of Legacy in 2003 as well as the Lubbock Chamber of Commerce Business Hall of Fame in 2002. White was also named "Outstanding CEO" by Texas Tech Rawls College of Business in 2001. He currently serves on the 2012 NCAA Men's Final 4 Local Organizing Committee Board of Directors and Circle Ten Boy Scouts of America Board of Directors. White is the North Texas Super Bowl Committee chairman and a Cotton Bowl Athletic Association board member. He is a Dallas Citizens Council member and an MD Anderson Cancer Center Living Legend Committee member.
He was also named one of the Top 100 Most Influential Citizens of the Past 100 Years by the Lubbock Avalanche-Journal in 2008.
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This Saturday night (Feb. 23, 2013), Strikeforce Women's Bantamweight Champion-turned Ultimate Fighting Championship (UFC) Women's Bantamweight champion, Ronda Rousey, will take on Liz Carmouche in the UFC 157 main event, which takes place at the Honda Center in Anaheim, California.
Carmouche began her professional mixed martial arts (MMA) career in a big way, winning six straight fights, including two under the now-defunct Strikeforce umbrella. Back then, Strikeforce needed a sacrificial lamb for then-champion Marloes Coenen; however, "GirlRilla" nearly ruined those plans, smashing "Rumina" for three rounds before getting caught in a triangle in the fourth frame. A
Even though Carmouche lost, the impressive performance solidified her as one of the top female fighters in the world.
Carmouche comes into her fight against "Rowdy" this weekend riding a two-fight win streak, facing her most dangerous opponent to date.
Does she have the skills to usurp Rousey's throne and emerge as the new face of female MMA?
Let's find out:
Carmouche is a very incomplete striker, but makes up for it with blind aggression and determination. When she fights better strikers, it's not uncommon to see her lunge forward, eating hard shots to land a few of her own.
"GirlRilla" throws many kicks for a wrestling specialist. She mostly goes to the legs, but often incorporates a body kick into her assault. While developing new weapons is always a good thing, she really needs to work on her technique if she wants to throw kicks as often as she does. That's because she neither sets them up properly nor keeps her hands up, meaning her kicks are very easy to counter with straight punches.
Though she has some power when she throws, Carmouche's boxing game is incomplete. She seems to avoid straight punches, preferring to leap in and throw a pair of hooks. Some fighters can make this style of striking work, but Carmouche doesn't throw long enough combinations or have the array of strikes to make it very dangerous. The good news is that she has only been fighting professionally for three years, so she has plenty of time to work on it, and does seem to improve between every fight.
Carmouche's dirty boxing game is very respectable. "GirlRilla" routinely grinds her opponent into the fence and then marks her up with quick punches to the head and body. She also throws knees to the legs very often with the intent of fatiguing her opponent and eventually scoring a takedown.
While Carmouche does keep her hands up before she strikes, once she starts to throw, her hands often drop. This -- combined with a dearth of head movement -- is a very bad habit. And skilled strikers have -- and will continue to -- capitalize on it until she fixes it.
By far the best aspect of her MMA game, Carmouche is one of the best female wrestlers in the sport. She really grinds her opponent, getting her weak and tired, before dragging her down to the canvas.
"GirlRilla" often uses her brute strength and solid understanding of head position to push her opponent up against the fence. From there, she will attack with close range strikes before attempting an outside trip. If that first trip doesn't work, she'll follow it up with another.
Sometimes, she'll even go for a hip toss, a Rousey hallmark.
Carmouche also has a solid double leg takedown. Again, she normally attempts the double leg when her opponent's back is against the cage. Once she gets in deep, she'll drag her hips down and away, before pulling her into the center of the cage so that she can't wall walk. Carmouche also likes to catch leg kicks and finish with a trip takedown.
Once she has her opponent down, Carmouche is very good at controlling her. "GirlRilla's" formidable strength greatly helps her maintain solid top pressure. However, her ground-and-pound is rather weak. She doesn't use her hips when she attacks with ground-and-pound, which limits her power.
The prime example of both these facets of her game is her championship fight with Coenen. She would take the Golden Glory-trained fighter down and keep her there, but her lack of damaging ground-and-pound eventually cost her the fight, as "Rumina" was able to throw up submission attempts without fear.
Brazilian Jiu-Jitsu
Carmouche's top game is very solid. She is adept at slicing through both full- and half-guard, which is an important skill for any ground fighter. While she prefers to whittle away at her opponents with ground-and-pound, she does attempt submissions when they are given to her.
Against skilled striker Kaitlin Young, Carmouche was getting picked apart in the first round before turning it around in the second by catching a kick and tripping Young to the mat. When Young tried to get back to her feet, Carmouche hopped on her back and quickly locked in the rear naked choke. While not an incredibly difficult technique, it's good that Carmouche recognized the opportunity and was confident enough to attempt it.
Carmouche has some solid submission defense. Mostly because of solid posture from the guard, "GirlRilla" shuts down almost all of her opponents submission attempts (the notable exception being Coenen's triangle). Against Rousey, submission defense is incredibly important and Carmouche will need to drill it constantly.
Carmouche is possibly the strongest fighter in women's MMA. She frequently muscles her opponents around in the clinch or on the ground -- it is a major factor in each of her wins. Without it, her takedowns would lose quite a bit of their impact.
Indeed, without the threat of her powerful takedowns, "GirlRilla" would be a sitting duck on the feet. Instead, she is able to make her opponent hesitate with power punches before overpowering her and dragging her down to the mat.
Most competitors in women's MMA are incredibly flexible and/or very fast, but Carmouche goes against the grain, attempting to overpower her opponent instead. This makes her a dangerous opponent for anyone and something Rousey hasn't faced yet.
Best chance for success
Carmouche is a major underdog going into this fight and for good reason. To beat Rousey, she's going to have work a perfect gameplan. The most important thing Carmouche can do isn't actually in the fight. Her training camp should have focused on avoiding armbar situations at all costs, not getting out of them.
It doesn't matter how much training she's done to get out of an armbar -- if Rousey locks one in, she's trapped and the fight is over.
Another key for Carmouche here will be to drag this fight into the championship rounds. Rousey has never been out of the first, so even if her cardio is excellent, it will be a new and worrying experience for the Judo specialist. If she can drag the champion into late rounds, she might be able to overwhelm her or, at a minimum, momentarily shake her confidence.
"GirlRilla" needs to avoid the positions where she can be caught in an armbar. Do her absolute best to run from the clinch, and if she can't escape from the clinch, pull guard! Desperate times call for desperate measures. And its impossible to armbar someone while inside their guard. I see no danger in squeezing "Rowdy" and hoping for the referee to call for a stand up, which is much safer than letting her toss Carmouche directly into one of her favored positions.
Once Carmouche gets it into the late rounds, it's time to step up her attack. She needs to really put her weight behind her hooks, as well as kicks to the leg and body, which will slow down Rousey if her cardio doesn't. If she does take down Rousey, it is of utmost importance to avoid her full guard. Again, nobody every got trapped in an armbar from half guard ... yet.
Does Carmouche have the skills to take out Rousey or will the reigning queen of women's MMA take another arm home with her to California?