text:
Consumer vs Enterprise grade harddrives
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Next Generation: See-through Mice
July 31, 2014|
An improved tissue-clearing technique makes whole animals transparent.
July 31, 2014|
An improved tissue-clearing technique makes whole animals transparent.
July 25, 2014|
Blood-based Alzheimer's diagnostics; CRISPR cuts out HIV; Leishmania and the sand fly microbiome; deconstructing the lionfish science fair debacle
July 23, 2014|
Researchers are on a mission to identify blood-borne biomarkers for dementia. Will this year's high-profile successes pave the way?
July 18, 2014|
Converting heart muscle to pacemaker cells in pigs; alternative splicing and the human proteome; questioning a reported yogurt mold-illness link; H. pylori swiftly find mouse stomach injuries
July 15, 2014|
Scientists express mixed enthusiasm over a trial to use cord blood stem cells as a treatment for autism.
July 10, 2014|
Olfactory receptors in the skin may help repair damaged tissue, a study shows.
July 3, 2014|
Scientists show how cell stress both prevents and promotes cell suicide in a study that's equally divisive.
July 2, 2014|
Compared to induced pluripotent stem cells generated from somatic cells, stem cells created by nuclear transfer appear to be closer to the genetic state of embryonic cells.
July 1, 2014|
Meet the researcher struggling to gain approval for his medical device, which was originally designed to relieve back pain, but turned out to be an orgasm inducer.
July 1, 2014|
There are no FDA-approved drugs to treat low sexual desire in women, but not for lack of trying.

subset: commoncrawl


text:
Consumer credit-risk models via machine-learning algorithms
AbstractWe apply machine-learning techniques to construct nonlinear nonparametric forecasting models of consumer credit risk. By combining customer transactions and credit bureau data from January 2005 to April 2009 for a sample of a major commercial bank's customers, we are able to construct out-of-sample forecasts that significantly improve the classification rates of credit-card-holder delinquencies and defaults, with linear regression R2's of forecasted/realized delinquencies of 85%. Using conservative assumptions for the costs and benefits of cutting credit lines based on machine-learning forecasts, we estimate the cost savings to range from 6% to 25% of total losses. Moreover, the time-series patterns of estimated delinquency rates from this model over the course of the recent financial crisis suggest that aggregated consumer credit-risk analytics may have important applications in forecasting systemic risk.
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Bibliographic InfoArticle provided by Elsevier in its journal Journal of Banking & Finance.
Volume (Year): 34 (2010)
Issue (Month): 11 (November)
Pages: 2767-2787
Contact details of provider:
Web page: http://www.elsevier.com/locate/jbf
Related researchKeywords: Household behavior Consumer credit risk Credit card borrowing Machine learning Nonparametric estimation;
ReferencesReferences listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Carbó Valverde Santiago & Massoud Nadia & Rodríguez-Fernández Francisco & Saunders Anthony & Scholnick Barry, 2007.
"The Economics of Credit Cards, Debit Cards and ATMs: A Survey and Some New Evidence,"
Working Papers
201074, Fundacion BBVA / BBVA Foundation.
- Scholnick, Barry & Massoud, Nadia & Saunders, Anthony & Carbo-Valverde, Santiago & Rodríguez-Fernández, Francisco, 2008. "The economics of credit cards, debit cards and ATMs: A survey and some new evidence," Journal of Banking & Finance, Elsevier, vol. 32(8), pages 1468-1483, August.
- Robert B. Avery & Paul S. Calem & Glenn B. Canner, 2003. "An overview of consumer data and credit reporting," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Feb, pages 47-73.
- Han, Liang & Fraser, Stuart & Storey, David J., 2009. "Are good or bad borrowers discouraged from applying for loans? Evidence from US small business credit markets," Journal of Banking & Finance, Elsevier, vol. 33(2), pages 415-424, February.
- D. J. Hand & W. E. Henley, 1997. "Statistical Classification Methods in Consumer Credit Scoring: a Review," Journal of the Royal Statistical Society Series A, Royal Statistical Society, vol. 160(3), pages 523-541.
- Stein, Roger M., 2005. "The relationship between default prediction and lending profits: Integrating ROC analysis and loan pricing," Journal of Banking & Finance, Elsevier, vol. 29(5), pages 1213-1236, May.
- Simon, John & Smith, Kylie & West, Tim, 2010.
"Price incentives and consumer payment behaviour,"
Journal of Banking & Finance,
Elsevier, vol. 34(8), pages 1759-1772, August.
- John Simon & Kylie Smith & Tim West, 2009. "Price Incentives and Consumer Payment Behaviour," RBA Research Discussion Papers rdp2009-04, Reserve Bank of Australia.
- Jonathan Zinman, 2005.
"Debit or credit?,"
Conference Series ; [Proceedings],
Federal Reserve Bank of Boston.
- Zinman, Jonathan, 2009. "Debit or credit?," Journal of Banking & Finance, Elsevier, vol. 33(2), pages 358-366, February.
- Robert B. Avery & Paul S. Calem & Glenn B. Canner, 2004. "Consumer credit scoring: do situational circumstances matter?," BIS Working Papers 146, Bank for International Settlements.
- Drehmann, Mathias & Sorensen, Steffen & Stringa, Marco, 2010. "The integrated impact of credit and interest rate risk on banks: A dynamic framework and stress testing application," Journal of Banking & Finance, Elsevier, vol. 34(4), pages 713-729, April.
- Büyükkarabacak, Berrak & Valev, Neven T., 2010. "The role of household and business credit in banking crises," Journal of Banking & Finance, Elsevier, vol. 34(6), pages 1247-1256, June.
- Dean P. Foster & Robert A. Stine, 2001. "Variable Selection in Data Mining: Building a Predictive Model for Bankruptcy," Center for Financial Institutions Working Papers 01-05, Wharton School Center for Financial Institutions, University of Pennsylvania.
- Thomas, Lyn C., 2009. "Consumer Credit Models: Pricing, Profit and Portfolios," OUP Catalogue, Oxford University Press, number 9780199232130, September.
- Sumit Agarwal & Souphala Chomsisengphet & Chunlin Liu & Nicholas S. Souleles, 2010. "Benefits of relationship banking: evidence from consumer credit markets," Working Paper Series WP-2010-05, Federal Reserve Bank of Chicago.
- Pérignon, Christophe & Smith, Daniel R., 2010. "The level and quality of Value-at-Risk disclosure by commercial banks," Journal of Banking & Finance, Elsevier, vol. 34(2), pages 362-377, February.
- Martens, David & Baesens, Bart & Van Gestel, Tony & Vanthienen, Jan, 2007. "Comprehensible credit scoring models using rule extraction from support vector machines," European Journal of Operational Research, Elsevier, vol. 183(3), pages 1466-1476, December.
- Dwyer, Douglas W. & Stein, Roger M., 2006. "Inferring the default rate in a population by comparing two incomplete default databases," Journal of Banking & Finance, Elsevier, vol. 30(3), pages 797-810, March.
- Galindo, J & Tamayo, P, 2000. "Credit Risk Assessment Using Statistical and Machine Learning: Basic Methodology and Risk Modeling Applications," Computational Economics, Society for Computational Economics, vol. 15(1-2), pages 107-43, April.
- Avery, Robert B. & Calem, Paul S. & Canner, Glenn B., 2004. "Consumer credit scoring: Do situational circumstances matter?," Journal of Banking & Finance, Elsevier, vol. 28(4), pages 835-856, April.
- Boot, Arnoud W. A., 2000. "Relationship Banking: What Do We Know?," Journal of Financial Intermediation, Elsevier, vol. 9(1), pages 7-25, January.
CitationsCitations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- �scar Jord� & Moritz Schularick & Alan M Taylor, 2011.
"Financial Crises, Credit Booms, and External Imbalances: 140 Years of Lessons,"
IMF Economic Review,
Palgrave Macmillan, vol. 59(2), pages 340-378, June.
- Òscar Jordà & Moritz Schularick & Alan M. Taylor, 2010. "Financial Crises, Credit Booms, and External Imbalances: 140 Years of Lessons," NBER Working Papers 16567, National Bureau of Economic Research, Inc.
- Aussenegg, Wolfgang & Resch, Florian & Winkler, Gerhard, 2011. "Pitfalls and remedies in testing the calibration quality of rating systems," Journal of Banking & Finance, Elsevier, vol. 35(3), pages 698-708, March.
- Bücker, Michael & van Kampen, Maarten & Krämer, Walter, 2013. "Reject inference in consumer credit scoring with nonignorable missing data," Journal of Banking & Finance, Elsevier, vol. 37(3), pages 1040-1045.
- Vasilios Plakandaras & Rangan Gupta & Periklis Gogas & Theophilos Papadimitriou, 2014.
"Forecasting the U.S. Real House Price Index,"
Working Papers
201418, University of Pretoria, Department of Economics.
- Plakandaras, Vasilios & Gupta, Rangan & Papadimitriou, Theophilos & Gogas, Periklis, 2014. "Forecasting the U.S. Real House Price Index," DUTH Research Papers in Economics 10-2014, Democritus University of Thrace, Department of Economics.
- Dimitrios Bisias & Mark Flood & Andrew W. Lo & Stavros Valavanis, 2012. "A Survey of Systemic Risk Analytics," Annual Review of Financial Economics, Annual Reviews, vol. 4(1), pages 255-296, October.
- Jordà, Òscar & Taylor, Alan M., 2012.
"The carry trade and fundamentals: Nothing to fear but FEER itself,"
Journal of International Economics,
Elsevier, vol. 88(1), pages 74-90.
- Òscar Jordà & Alan M. Taylor, 2009. "The Carry Trade and Fundamentals: Nothing to Fear But FEER Itself," NBER Working Papers 15518, National Bureau of Economic Research, Inc.
- Jordà, Òscar & Taylor, Alan M., 2009. "The Carry Trade and Fundamentals: Nothing to Fear But FEER Itself," CEPR Discussion Papers 7568, C.E.P.R. Discussion Papers.
- Travis J. Berge & Òscar Jordà, 2011. "Evaluating the Classification of Economic Activity into Recessions and Expansions," American Economic Journal: Macroeconomics, American Economic Association, vol. 3(2), pages 246-77, April.
- Stanhouse, Bryan & Schwarzkopf, Al & Ingram, Matt, 2011. "A computational approach to pricing a bank credit line," Journal of Banking & Finance, Elsevier, vol. 35(6), pages 1341-1351, June.
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October – November 2014
Rust-en-Vrede and the Clay Museum in Durbanville will be hosting an Anglo Oriental retrospective exhibition, an invitational contemporary exhibition of work in the same genre and in the CUBE an exhibition of tea bowls inspired by and in the style of Anglo Oriental ceramics.
Magdalene Odundo will be giving a full day workshop demonstrating how she produces her beautiful hand built vessels, explaining her firing methods and the philosophy and background to her ceramic aesthetic.
Magdalene Odundo was born in Kenya. She trained and worked in advertising, commercial art and graphics in Kenya before going to England where she studied ceramics. She spent 3 months at the Abuja Training Centre in Nigeria where she learnt to make pots in the traditional Gwari techniques under the guidance of Ladi Kwali and Lami Toto and throwing under Peter Gboko and Abu Karo.
Magdalene received her BA 3DD Ceramics at West Surrey College of Art & Design ( UCA ) and MA ((RCA ) at the Royal College of Art. She is professor of Ceramics at University for the Creative Arts
( UCA ) Farnham , Surrey and is based at it's Craft Study Centre.
Magdalene has exhibited widely and achieved many accolades for her unique vessels that draw inspiration from her interest in a pottery narrative and dialogue that is universal to all cultures, that of making pots and vessels.
Diarise Saturday 15 November for an extraordinary wonderful day.
Ceramics Southern Africa presents the Corobrik National Exhibition 16 November to 6 December 2014
This exhibition showcases the finest ceramics produced by members of Ceramics SA. The award judge is Magdalene Odundo International ceramic icon.
The exhibition will be held in the Great Cellar, Alphen Estate, Constantia, Cape Town.
Enquiries Ralph Johnson; firstname.lastname@example.com


text:
Show DescriptionsBack to homepage
August 24, 2014: Former Asst. Sec. of Education Warns of Russian-US Education Merger- Cell Phone Dangers
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On tonight's show we welcome Christy Wills a former CPS worker and she will be providing guidelines on how to deal with the increasing level of abuse of our families being exposed to by the corrupt CPS agencies allRead More
August 3, 2014 Joe Hagmann, Cassandra Anderson-The Death of America, Can Anything Be Done?
Tonight on The Common Sense Show, Dave Hodges welcomes back an old familiar guest, Cassandra Anderson. We will be discussing the evidence trail that the United Nations is making plans to evacuate California over the present drought conditions. InRead More
July 27th Dr. Jim Garrow & Terror Attacks, Roger Brown & Death Squads- Susan Knowles Corrupt CPS & Immigration
Tonight's show is destined to be a classic. In the first hour, Dave Hodges will be joined by Susan Knowles and they will be discussing the immigration crisis from a California point of view, corruption and criminality within theRead More
Dave Hodges Hosts Colorado's KHNC Radio-Alana Cook, Monika Wesolowski- 3-5 PM Pacific
Today, I am hosting Randy Yarbrough's great show, "To Free America" on KHNC 1360 Am Johnstown, Colorado which is located between Greeley and Fort Collins. The broadcast can be heard up and down the Colorado Front Range. Today's show airs fromRead More
July 20, 2014- John B. Wells and Alana Cook
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Pandemics & WMD's Are Entering the US- Dr. Orient, Alana Cook, Barb Peterson- July 13, 2014
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Tonight, from 6pm-8pm, Dave Hodges appears with Sheila Zilinski on the Weekend Vigilante Show To listen to tonight's show simply click here Dave and Sheila will be discussing among other current events, the case of Monika WesolowskiRead More
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Dave Hodges The Common Sense Show June 22, 2014 Tonight on The Common Sense Show, Dave has two headliner guests, Deborah Tavares for her third installment of a 3 part series related to the following topics, and DanielRead More
Today at 4pm (CT) Virginia Farver & Smart Meters, Electronic Harassment, Induced Passivity
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Gerald Celente & Monika Wesolowski 400pm Central Today
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Community Action
Who's On The Mat
From The Heart
My Manduka gives me the support to stretch myself into the biggest version of my Self.
-Damien de Bastier
Antwerp, Belgium
Let's Connect
Mercedes Ngoh
Devon, United Kingdom
Why Manduka?: I turn my senses inwards, I tune out the noise. I allow myself to make my way towards balance, wholeness, strength and possibilities. Embracing the unknown with the knowledge that life doesn't get in the way of life.
What does your Manduka help you #practice?: My Manduka helps me practice silence.
Yoga Style: Vinyasa Flow
Practice with me here: Tri Yoga , Yeotown Yoga
Recent Updates
Mercedes is a passionate Vinyasa Flow yoga Instructor. Her aim is authenticity and not perfection. A survivor of the exploding Los Angeles yoga scene, she is passionate about all things yoga, health and fitness.
Mercedes now resides in London, England and is the Co-Founder of an award winning Health Retreat in the idyllic English countryside called Yeotown – the home of complete wellbeing.


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Chris Simpsons Artist is the bizarre and satirical anonymous cartoonist we let loose in the pages of NME every week, spoofing pop stars and the entertainment industry alike with childlike caricatures of Kanye West, Dave Grohl and James Corden. Here, then, is a gallery of some of his finest efforts, starting with a Katie Price cover from October 26, 2013.
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Ryan Adams
Morrissey Special Issue
Blur Special Issue
Find out more about NME the magazine, the website, the clubs and more.


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Looking for a career upgrade? Follow these tips for a foot in the door.
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text: C++ program to calculate volume of cube,cylinder and cuboid using func Tags: Programming Apps Last response: July 19, 2011 6:10 PM in Applications Share pooja_05 July 18, 2011 2:43:29 PM c++ program to find the volume of cube,cylinder and cuboid using function overloading More about : program calculate volume cube cylinder cuboid func rockg06 July 18, 2011 6:54:56 PM You want us to write a program for you...? m 0 l Ijack a b L Programming July 18, 2011 7:37:57 PM Worse yet, he wants us to do his homework for him. Are there no honest people in the world anymore? m 0 l Related resources C program for shapes to calculate area and volume using function overloading - Forum Can't find your answer ? Ask ! Get the answer PhilFrisbie a b L Programming July 19, 2011 3:29:09 AM We already did our homework; so can you! m 0 l ulillillia July 19, 2011 3:48:07 AM If he needs help, help can be provided, particularly in guiding rather than the actual coding itself. Although I don't know what function overloading is and I only program in C (not C++ or C#), I can at least help get started, to some extent. Programming, at its deepest level, is otherwise nothing more than variable manipulation. You'll need to know the formulas for calculating the volume of a cube, cylinder, and cuboid in order to do this task. The cube is the easiest one - I'd recommend starting there. If you can get that to work, then move on to the cuboid. Once that wrks, do the cylinder as well. m 0 l Ijack a b L Programming July 19, 2011 8:57:09 AM I'm all for helping people by providing guidance, but I have no interest in helping someone who baldly asks for their homework to be done for them. There are quite enough people in the IT industry who don't know what they are doing as it is; let's not help more people get bogus qualifications. At least demonstrate some attempt to solve a problem before just asking others to do it for you. In reality this is a very simple question (including overloading functions) that can be solved by reference to a book on C++. IMO these forums are not a source of one-to-one tuition; if a student is really having that much difficulty with a simple exercise they should be discussing the matter with their tutor. I'd disagree about programming being merely a question of variable manipulation; much more important (IMO) is the selection of the appropriate way to represent and structure data. m 0 l ulillillia July 19, 2011 6:10:22 PM Data in a way, is a group of variables, though I agree with your description more than mine. Programming also involves a lot of logic too - bad logic can lead to big, stubborn bugs. A Google search is also a handy way to find out something. Wikipedia helps too, though in other, less direct ways (depending on what you're after). m 0 l Can't find your answer ? Ask ! Publish Read discussions in other Applications categories Graphics Internet Applications Multimedia Office Security CAD Distributed Computing Drivers Enterprise Software Firmware Programming Photoshop Skype Wordpress !


text: As Rules Change, Remind FSA Users to Mind Their Balances FSA administrators expect significant 'rollover' adoption -- next year By Stephen Miller, CEBS 11/21/2013 last updated 3/31/2014 Update: Carryover FSA Funds Limit HSA Contributions On Feb, 24, 2014, the IRS issued a memorandum addressing whether flexible spending account (FSA) funds carried over into the following year would prevent participants from contributing to a health savings account (HSA) in the carryover year. According to an analysis by law firm Hill, Chesson & Woody: "For those employers who have already struggled with the questions presented by having both a high-deductible health plan (HDHP) with an HSA and a health FSA with a carryover feature, the guidance [of IRS Chief Counsel Memo No. 201413005] is welcome. ... Even if the employee (or spouse) does not make an election for the health FSA in Year 2, anticipating the need to make HSA contributions, if the health FSA has money leftover from Year 1 the employee may be ineligible to contribute to the HSA for all of Year 2." As the end of the year approaches, HR should remind employees with flexible spending accounts (FSAs) to determine whether they need to spend some or all of their unused funds before the end of the year (or extra grace period) to avoid forfeiting them. Adding to the annual year-end confusion: In October 2013 the U.S. Treasury Department announced a major change to the long-standing use-or-lose rule for health FSAs. Plans may now allow participants to carry over $500 annually. Employers must amend their plans to eliminate the current two-and-a-half-month grace period, if they provide it. (To learn more, see the SHRM Online report "FSA Use-It-or-Lose-It Rule Modified.") Because of the late timing of the rule change, which caught employers and benefits professionals by surprise, some companies will not implement the $500 carryover provision this year, and some may choose not to implement it at all. But others are adopting the carryover provision into their plans so leftover funds from the 2013 plan year will remain available in 2014. FSA administrator WageWorks Inc. has advised HR to communicate one of the following messages to employees, based on the employer's decision about the carryover provision: If the business adopted the carryover for the 2013 plan year, up to $500 of unused funds at the end of this year will still be available in 2014. FSA users should try to spend down any balances above $500. If the company has not adopted the carryover for 2013, FSA users should attempt to spend their entire remaining balance before the end of the plan year, which may include a grace period lasting into 2014. If the employer adopts the carryover for the 2014 plan year, workers may want to consider enrolling in an FSA or adjusting their contribution level, as $500 of unused funds will carry over into the 2015 year. The rule change applies to health FSAs and to limit-scope FSAs for dental and vision expenses. However, it does not apply to dependent-care FSAs, so participants in those plans must still spend their remaining funds before the end of the plan year or the end of the grace period, depending on their plan's details. FSA Administrators Predict Significant 'Rollover' Adoptionfor 2014 Plan Year Following the Treasury Department's Oct. 31 modification of the FSA "use-it-or-lose-it" provision, Alegeus Technologies, a provider of administrative platforms for tax-advantaged benefit accounts, conducted a survey of more than 200 FSA administrators. The results point to significant employer rollover adoption for the 2014 plan year and modest gains in both FSA enrollment and account contributions. When asked which option will be more compelling to participants, nearly 80 percent of survey participants indicated that "rollover" will be more compelling than "grace period.' Although employers have the option of amending 2013 FSA plans to include the rollover, 47 percent of survey respondents predict that less than a quarter of employers would do so. In contrast, rollover adoption for 2014 FSA plans is anticipated to be more significant, with 33 percent of survey respondents predicting that more than half of employers will adopt the rollover option, and 22 percent predicting more than 75 percent will adopt it. For plan year 2014, the majority of survey respondents predicted a 10-25 percent growth in both FSA enrollment and account contributions as a result of this rule change. Stephen Miller, CEBS, is an online editor/manager for SHRM. Related External Analysis: 'Use It or Lose It?' A Closer Look at the Recent IRS Guidance on Flexible Spending Accounts, Crowell & Moring LLP, November 2013 Related SHRM Articles: FSA Use-It-or-Lose-It Rule Modified, SHRM Online Benefits, November 2013 Year-End Tips to Spend Down FSAs, SHRM Online Benefits, January 2012 Quick Links: SHRM Online Benefits Topics & Strategy SHRM Online Health Care Reform Resource Page SHRM Online Wellness Programs Resource Page Compensation & Benefits e-NewsletterTo subscribe to SHRM's weekly Compensation & Benefits e-newsletter, click the link above. To see all of the SHRM e-newsletters, click below. Obtain reuse/copying permission Related Content FSA Open Enrollment Reminders IRS Issues Guidance on Health FSA Carryovers FSAs: Can an employee have an FSA with our company and the spouse have another FSA with his or her company? Does the IRS limit apply to the family or to the individual? Flexible Spending Account (FSA): Benefits: What options does an employer have with unused FSA funds? Flexible Spending Account (FSA): Medical: Elections: Is there a maximum amount an employee can contribute to a flexible spending account (FSA)? ADVERTISING LINKS


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The location is great; you're in the middle of a planned community with movies, restaurants, stores and a supermarket. In the heat, the lack of a pool is a problem, but you can get to the beach quickly. The units have no housekeeping and the notice they give you tells you to wash the towels and they actually ask you to put the dirty dishes in the dishwasher and turn it on before you leave!
You would think that they would supply you with at least a small amount of dishwasher liquid or some laundry detergent but NO! We stayed for several nites and had to wash the towels a few times and go out and get detergent. Again, for a visit of several nites, there was one nite's shampoo, conditioner and soap and no way to get more. The unit itself was clean and had a full kitchen; there was a large TV in the LR, a really small TV in the bedroom and a medium TV in a little alcove that was in the 1 bedroom unit. The AC was great in the kitchen/LR but very weak in the bedroom. The last hassle was the check out time of 10 AM sharp - I have never been in a place with that early a check-out time. I would visit Market Common again but I'm not sure I would stay there!
- Reservation Options:
- TripAdvisor is proud to partner with Expedia, Booking.com, Orbitz, Hotels.com, Tingo, Priceline and BookingOdigeoWL so you can book your The Suites at The Market Common reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- The Suites At The Market Common By Resortquest Hotel Myrtle Beach


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Last Updated: Thursday, May 09, 2013, 22:06
A female tourist from Russia, who had come from Joshimath for trekking in the Upper Himalayas, was found dead under mysterious circumstances.
Last Updated: Friday, March 02, 2012, 12:03
A Russian tourist, who went missing
while skiing in the higher reaches of Gulmarg, has been rescued from the mountains in the North Kashmir.
Last Updated: Wednesday, November 17, 2010, 22:29
A 32-year-old Russian tourist was
allegedly molested by a thief in her apartment in Colva near
here in the wee hours on Wednesday, police said.
Last Updated: Wednesday, November 17, 2010, 22:24
A 32-year-old Russian tourist was
allegedly molested by a thief in her apartment in Colva near
here in the wee hours today, police said.
Last Updated: Sunday, November 15, 2009, 17:27
Goa's Food and Drug Administration
(FDA) department has launched a probe into the procurement of
ketamine drug after a Russian traveller was found dead due to
its overdose.
Last Updated: Thursday, November 05, 2009, 21:05
The lifeguards in Goa managed to
rescue a 40-year-old Russian who had swept away with the
strong undercurrents while swimming on Candolim beach, 15 kms
away from here.
more videos >>


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Simple Socca Recipe
Jun 14, 2011 11:04 am
A savory Niçoise chickpea pancake
Socca is a savory, peppery pancake made with chickpea flour. Served piping hot at several establishments along the winding, narrow streets of Old Nice, France, it goes great with a cold beer or a glass of rosé wine. Though it's simple to make, the key ingredient, chickpea flour (also known as Besan), can be a little tricky to find. Middle Eastern and Indian grocery stores should carry it, as will many specialty grocers. Once you've got that, the rest of our simple socca recipe is easy.
Servings: 4 servings
1 cup chickpea flour, sifted or at least shaken through a fine strainer
1 cup warm water, (not hot!)
1-3 teaspoons black pepper, (If you aren't averse to pepper, err on the generous side)
1 teaspoon salt
4-5 teaspoons olive oil
- Put a well-seasoned cast-iron skillet or pizza pan in the oven and preheat to 450 degrees. While that's heating up, gather the ingredients.
- Add the salt and pepper to the flour, then pour the water in slowly. Whisk the batter until smooth. Cover and let sit for at least 15 minutes. (You can let it sit for as long as 12 hours. Which is good to know, if you're making a lot of it.)
- Take the hot pan out of the oven and carefully pour in 2-3 tablespoons of oil. Swirl to coat. Pour in the batter and put back in the oven for 15 minutes.
- Take the pan out of the oven, and with two spatulas carefully flip the pancake so the topside is now face down. Let it sit for a couple of minutes to brown. Cut and serve along with cold beer or wine.
Level of Difficulty:
Prep Time:
15 minutes
Cooking Time:
15 minutes
More about:
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Mix with liquor or pair with dinner, you can't lose


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Most Recent Articles In Memo Pad
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- Edward Menicheschi Named Condé Nast's Chief Marketing Officer
- Condé Nast Names Style.com Publisher
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IMG'S MALE ORDER: For the first time in five years, IMG Models is back in the business of representing men.
Senior vice president and managing director Ivan Bart has lined up Kevin Apana and Greg Chan to help him build the division. Both are industry veterans and worked at Wilhelmina until February. The new hires now report to Bart.
The Hawaiian-born Apana started his career at IMG Models, where he managed Tyson Ballou, among others.
With Joan Smalls, Karlie Kloss and Gisele Bündchen among its female roster, IMG Models has the shingle out to try to attract male models of comparable caliber. Bart said, "As a leader in the modeling industry, we felt the time was right to relaunch our men's division."


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Larabar is a healthy food bar. One of my favorite flavors is peanut butter cookie. These bars contain fruit and nuts. They are great to keep in your gym bag or purse when you need a healthy, quick snack.
" />
Hello! I understand this is sort of off-topic however I
had to ask. Does building a well-established website like yours
require a large amount of work? I am brand new to writing a blog however
I do write in my diary everyday. I'd like to start a blog so I can easily share my own experience and feelings online. Please let me know if you have any recommendations or tips for brand new aspiring bloggers. Appreciate it!


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Worldwide / United States / Annapolis, MD / Active Life / Icarian Fitness - Annapolis, MD
Icarian Fitness
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By Christine Leccese, MPH
Summer is a great time to commit to healthy living. You get a 4-month jump on a New Year's resolution, the weather is warm, and your thoughts are about vacation, getting outside, and socializing. Throughout the month of August, join Military Pathways to commit to 31 days of healthy living. A healthy body needs a healthy mind and vice versa, so commit to making changes in one area to improve both.
An important first step is to take a mental health self-assessment to see if you have symptoms that would benefit from professional help. The assessments are free and anonymous and available to service members, veterans, and their families at www.MilitaryMentalHealth.org.
Week 1: Lifestyle Changes
There are lots of lifestyle changes you can make to improve your health. If your first thought about this is "I'll start going to the gym," think again. Sure, exercise is important, but there are other changes you can make that will improve your health, too. You can take steps to reduce stress, practice deep breathing, or increase your socializing time. All these changes will improve your mental and physical health.
Week 2: Summer Activities
Gardening, hiking, and whatever else makes summer special for you can also be very healthy steps. Lots of service members and veterans have found that the peace they find on a fishing boat, hiking trail, or in the garden, help them escape from feelings of PTSD. Summer is a great time to seize the day, as well as an opportunity to get yourself started on some good outdoor activities in the fall.
Week 3: Positive Thinking
There is a lot of talk about being positive and optimistic. People seem to want to divide the world up into those who see the glass half full and those who see it as half empty. What if it's not that simple? What if you really could make yourself, if not a half full person, someone who can appreciate the good in your life and use it to improve your mood and health?
Look no further than your mobile phone or other device. You can download apps that help you to do everything from remembering what makes you grateful, activating personalized messages, or tracking your mood. One mobile application, Virtual Hope Box, provides help with emotional regulation and coping with stress via personalized supportive audio, video, pictures, games, mindfulness exercises, positive messages and activity planning, inspirational quotes, coping statements, and other tools.
Week 4: Seeking Help
While there are lots of different lifestyle changes we can all make, there are certain situations in which someone needs professional help. Whether that help is in the form of talk therapy, trauma therapy, medication or something else, it is vitally important for people who need it.
There are several options for PTSD treatments, as well as depression, anxiety, alcohol use disorders and more. Take a self-assessment at www.MilitaryMentalHealth.org to find geographic and branch-specific referrals and to see different tips on coping with common mental health conditions.
Christine Leccese is the communications and marketing manager at Military Pathways.


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Just gimme that old time rock 'n roll! Today's music aint got the same soul. I remenise about the days of old. Gimme that old time rock 'n roll!!!
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Just gimme that old time rock 'n roll! Today's music aint got the same soul. I remenise about the days of old. Gimme that old time rock 'n roll!!!
That could be your theme song!! So we should change the title of the threat to Ride Warrior's Talk Show! :)
http://i23.photobucket.com/albums/b3...lies/devil.gifWell the one in the van of course....Quote:
Originally Posted by Ride Warrior
[quote=penguinsoda:evil:Well the one in the van of course....[/quote]
Aint nothin' wrong with a little bump and grind...
You have the best ideas, PrincessZ. :thumbup:Quote:
Originally Posted by PrncssZ
So whos turn is it to ask the next question? Did we get an answer? Do we need to take turns? Hey do you think that I just went ahead and asked the next question without realizing I just asked the next question?
Do you think I've had to much caffene today??
(and ya don't have ta shout!!!! I'm deaf but not that deaf!! )
I've been waiting here in the green room for the longest time, I was promised a spot on tonight's show to promote my new book...How I Was Corrupted By A Disney website...My Adventures With A Penguin and A Ride Warrior.
When am I going on? And don't they have anything besides cheesy fish crackers for us to eat? What kind of show is this?
Sorry Barry... this is about as low budget as it gets. But I'll see if I can hunt up some Chicken-in-a-bisket crackers for you.
Well if RW will move over a bit I think we can put on on next.
I want a video copy! Penguin and I are quite proud that we have literally stolen the stage. :pQuote:
Originally Posted by Radiobarry
Damn straight!! Can I get a hoorah???Quote:
Originally Posted by Ride Warrior
Yippy, Hoorah!!!
Thats what I'm talking about!!
Hoorah!!! Can I be the person who shouts Action and Cut? :) I like to be behind the scenes. ;)


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|Good - 205 reviews
Welcome to Super 8 of Elizabethtown Kentucky, we are located just off of I-65 exit 94. Our Hotel has recently been renovated in 2009. Start your day with our free Superstart breakfast from 600am to 900am each morning. Enjoy Hot, fresh coffee 24 hours each day. We have an indoor heated pool and guest laundry for your convenience. All rooms include 32 inch LCD...
Overall Rating - Good - 205 reviews
Mediocre 3.0
The staff was nice and accommodating.
The rooms smelled musky. There were holes in the sheets. Tubs were not completely clean and had old caulking. The toilet didn't work properly either. The breakfast area in the morning was tiny and cramped and only 1 Belgium waffle made for a long line.
Good 8.0
The staff was great, helpful, knowledgable.
The shower head was clogged due to rust/lime buildup. the pillows were the size of throw pillows for your couch. There was somekind of odor in the entrance to the room. not really for sure what it was
|Good - 9 reviews
Located in Elizabethtown, Americas Best Value Inn Elizabethtown is in a rural location and within the vicinity of Brown Pusey House and Elizabethtown Sports Park. This motel is within the region of Elizabethtown Nature Park and Abraham Lincoln Birthplace National Monument. Make yourself at home in one of the 56 guestrooms featuring refrigerators and microwav...
Overall Rating - Good - 9 reviews
Poor 1.0
the king size bed
the location. No dead bolt lock on the door which made me feel very unsafe. the towels were horrible. the shower head let hardly any water through and I have very long, thick, hair so it made it next to impossible to wash my hair.this hotel is apparently is under new renovation which needs to be noted. I was a single women when I stayed there and felt very unsafe. The dead bolt on the door was installed wrong which I brought to the attention of the clerk and he made no attempt to move me to a different rooms. This is a motel type setting so the doors open to the outside with no lobby so with out the dead bolt I felt very unsafe and put a chair under the door handle! I would not recommend this to anyone and would NEVER stay here again.
|Good - 107 reviews
At Motel 6 we welcome our guests 24 hours a day with a comfortable, pet friendly environment at the lowest rates of any national chain. Relax and enjoy modern rooms with WiFi in all guest rooms for $2.99 per 24 hours
Overall Rating - Good - 107 reviews
Okay 6.0
It was cheap!
I saw a roach in my hotel room and I'm fairly certain that my sheets were not clean.
Mediocre 3.0
Very little, hot shower was nice after driving350 mile.
Ask for ground floor, got second, ask for non smoking that didn't happen, have been suffering with sinus infection since. WILL NEVER stay at MOTEL 6 again.
|no reviews


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More: AFC story lines
Four months ago, it had to be the Dallas Cowboys. They had the talent. They had the star power and driven owner. They had the 13 returning Pro Bowlers.
And yet, 16 weeks later, the Cowboys have nothing but galaxy of unfulfilled promise.
What was expected to be the NFC's No. 1 story line heading into these NFL playoffs never materialized. Instead, the star in Big D has given way to a plethora of less dramatic ones, from the Plaxico-less New York Giants to ageless Kurt Warner. While the playoff script seems novel, it is no less intriguing.
With that in mind, here are the top 10 story lines in the NFC playoffs:
1. Will the Giants repeat as Super Bowl champs?
Most repeat champions dominate in two of three areas: rushing the quarterback, creating turnovers and running the ball. The Giants are the No. 1 running team and among the league leaders in sacks and turnovers. But they showed weakness when Brandon Jacobs went down with injury. When teams stop the run, Eli Manning takes more chances. It's likely that four teams could force the games into Manning's hands. Three of them reside in the AFC (Pittsburgh, Tennessee and Baltimore), while the fourth, Philadelphia, would face New York in the divisional round if the Eagles advance. Odds are the Giants won't have to overcome the hurdle until the Super Bowl, and that's a favorable reality.
2. Does Carolina put it all together again?
This is the year the Carolina Panthers get back to the NFC championship game, but don't trust Jake Delhomme to carry the load if the running game falters. He's certainly more capable of doing it now that Steve Smith is again playing like an All-Pro. But if the Panthers run into Philadelphia, Delhomme is going to face overwhelming pressure. And if the running backs can't negate it, Delhomme will have to play mistake-free – which is a tall order, especially if the Panthers run into one of the AFC's elite defenses.
3. Is Philadelphia a serious threat?
Absolutely – for three reasons. First, the defense is healthy, and the secondary finally is living up to its talent level. Second, Donovan McNabb has cut down on his turnovers, which were putting the defense in bad spots in the middle of the season. Third, the Philadelphia Eagles are riding more momentum coming off the Dallas win than any team in the postseason. They believe. And that's a dangerous thing in the playoffs.
4. Has Arizona been exposed?
After reassessing their wins this season, it sure looks that way. Miami and Dallas comprise their best victories, but both were circumstantial – the Dolphins hadn't moved to the Wildcat yet, and Dallas had just started its descent. In reality, the Arizona Cardinals beat up on a host of bad teams by utilizing a good offense and a marginal defense. Now that wideout Anquan Boldin is banged up and the running game has gone back in the tank, Warner is hanging out in the wind, and the Cardinals are looking like a pretender.
5. Can the Falcons advance with a rookie quarterback?
First off, we can throw out that rookie label. After 16 starts, it's gone. If this were college, Matt Ryan would be midway through his second season calling the shots. He wins games for Atlanta. Anyone who doesn't know that by now hasn't been paying attention. So long as Atlanta runs the football, the Falcons will be in every single playoff game. They are reminiscent of the 2003 Carolina team that went to the Super Bowl, with a slightly better offense and a slightly less stout defense. Crazy? This is my Super Bowl dark horse.
6. How far can Peterson carry the Vikings?
Probably not beyond the first round. Eventually, Adrian Peterson is going to need a quarterback who can make consistent plays – not just a few flashes every third or fourth series. Philadelphia's defensive speed is going to give Peterson fits, and unless Tarvaris Jackson can string together some big plays of his own, the Minnesota Vikings are going to get bounced.
7. Give me one offensive player who has the potential to make or break a playoff run
On offense, it's Minnesota's Bernard Berrian. When he makes big plays, the Vikings are hard to beat. Peterson's big plays take pressure off Jackson and Berrian, and open up pockets for tight end Visanthe Shiancoe, too. Peterson pulls a defense tight, and Berrian sucks it back out and creates seams that no other Vikings player can.
8. Give me a defensive player who has the same potential
Atlanta defensive end John Abraham can take a good Falcons defense and make it exponentially better when he's creating havoc in the backfield. Atlanta is 8-1 when he has at least one sack, and 3-4 when he doesn't. But it's his potential for multiple-sack games that makes him so dangerous. Abraham had three triple-sack games this season, and when he's on, the Atlanta defense takes on a far more aggressive, attacking attitude. If he gets hot in the playoffs, Atlanta will be very hard to beat.
9. Which teams have the best chance against the AFC elite?
If they can stay healthy, it's probably the Giants and – surprisingly – the Eagles. Both have strong, fast, versatile defenses. Both have game-breaking running backs, even if Philadelphia doesn't have the Giants' depth. Both also have playoff-tested quarterbacks who have been to the Super Bowl. But above all is that that both come from the NFC East, where they have been used to playing in brutal defensive environments and close games, and under season-long pressure. Essentially, they have an additional mental ingredient beyond offensive and defensive balance.
10. If you had to pick a winner just based on the head coach, who would it be?
Since Tom Coughlin is the only one with a Super Bowl ring, that makes this question seem easy. But people need to realize that Coughlin is by far the best coach in the NFC playoffs right now. And his ring has nothing to do with it. Coughlin has taken this team and turned it into a group of self-disciplined veterans, who are 1,000-fold stronger mentally than they were even two years ago. Michael Strahan's departure could have caused the locker room to lose some of its cohesion. Instead, this team has grown closer. Whether it was battling through injuries, the Plaxico Burress drama, or back-to-back losses to Philadelphia and Dallas, the Giants have shown a sharpened resiliency. That's Coughlin's imprint.
- Philadelphia


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Gossamer Shandy - Half Acre Beer Company
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Have one? Upload it now.
Ratings: 3 | Reviews: 1 | Display Reviews Only:
3/5 rDev -16.4%
01-15-2014 06:22:11 | More by ChainChompsky
3.75/5 rDev +4.5%
10-18-2013 16:57:26 | More by spycow
Ontario (Canada)
4.01/5 rDev +11.7%
13oz snifter at the tap room.
A - White foam settles to wisps, collar, and minimal lace. Hazed lemonade colored body.
S - Lots of lemonade present, as well as a faint ginger note; odd, as the bartender told me there was no ginger added to the cask. Doughy malts and light floral hopping that you'd expect from Gossamer.
T - The taste is again a nice mix of lemonade, cereal grains, a hint of floral hop, and some pale malt sweetness in the finish. Not sure if the lemonade added was sweetened, but the mixture has a nice balance of sweet and tart flavors.
M - Lower cask-style carbonation, medium body, and a dry texture mid-palate with lingering stickiness. Might work better on-tap.
D - It's in the top five shandies I've ever had. Not quite Stiegl Grapefruit Radler territory, but pretty refreshing all the same. I'd buy this if Half Acre put it in cans. Neat experiment, although perhaps some citrusy hops in the cask might make a nice addition.
08-09-2013 23:43:33 | More by MasterSki
Gossamer Shandy from Half Acre Beer Company
- out of 100 based on 3 ratings.


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Group urges Congress to study building parking garage under National Mall
A local non-profit that wants a parking garage built underneath the National Mall is now urging Congress to get involved.
Local humanitarian helps refugees fleeing Iraq
Now, as a program officer here for International Relief and Development, she is helping those with nowhere else to go:
The IRS and non-profitsComment
Levinthal interview February 27, 2014
Caps partner with puppies for non-profit canine calendar
Washington Capitals fans have a new reason to cheer on their team. Their favorite hockey players are partnering with puppies for a cause we can all rally behind: they're helping a local non-profit rescue pets.
'A Wider Circle' hopes to round up community support for the holidaysComment
There's a chance Montgomery County resident in need will not be able to fully enjoy the holiday season despite the efforts of "A Wider Circe," a local non-profit. Now, the organization is hoping for help.
Ways you can volunteer during the holidaysComment
Do you want to give back this holiday season? Julie Miner, co-founder of Rants From Mommyland, talked to Melanie and Natasha about ways you and your kids can volunteer.
FotoWeek DCComment
Theo Adamstein, the founder and executive director of FotoWeek DC, stopped by to talk to Natasha about the 5th Annual FotoWeek DC Festival, which is taking place from November 9th - 18th.
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The Queen Latifah Show Weekdays at 4pm on ABC7!Watch "The Queen Latifah Show" weekdays at 4pm followed by Leon Harris and Alison Starling on ABC7 News at 5. Click here to find out more about "The Queen Latifah Show!"


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114 kr
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807 kr
A winter favourite, but great for any time of the year where terrain is questionable; a good pair of mudguards will help to keep your bike clean and let you get on with riding. But it's not just about cleanliness, mudguards can also help to keep debris from flicking up at you and even those around you.
If you've just invested in a nice pair of cycling shorts and your favourite team's jersey, then the last thing you need is to be covered in mud the first time you go out in them. A pair of mudguards will stop this from happening and also help to keep those behind you dry!
Mudguards can often have a stigma attached to them, as in they make your bike look less stylish than it was before. Here at ProBikeKit USA however, our mudguards are slim-fitting, stylish and discreet, so you can be sure your bike will still look as nice as it does now, you'll just stay cleaner!
Crud Road Racer Mk2 Mudguards
RRP 285 kr
Save: 28%
SKS Race Blade Long Mudguards
RRP 437 kr
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Zefal Swan and Croozer Road Mudguard Set
RRP 142 kr
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Zefal Swan Road Rear Mudguard
RRP 95 kr
Save: 24%
Massi CM-305 Road Quick Release Mudguard
SKS Commuter 700x28 Mudguards
RRP 209 kr
Save: 7%
SKS Racer 35mm Mudguard
RRP 247 kr
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Brookshield Wide Mudguard - Grey
Ass Saver Extended Mudguard - Grey
Ass Saver Extended Mudguard - Red
Ass Saver Extended Mudguard - Transparent
Ass Saver Wide Mudguard - Black
Ass Saver Original Mudguard - Yellow
Ass Saver Extended Mudguard - Blue
Ass Saver Extended Mudguard - Black
Ass Saver Original Mudguard - Transparent
Ass Saver Original Mudguard - Black
Brookshield Narrow Mudguard - Grey
Ass Saver Original Mudguard - White
Zefal Paragon C50-52mm Mudguards - Pair
RRP 237 kr
Massi CM-305 Road Mudguard
SKS Longboard Mudguards
RRP 323 kr
Save: 16%
SKS Bluemels Olympic Racer Mudguard Set
RRP 256 kr
Save: 26%


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Search results for lil flip
Name These Cakes
To whom do these tatted thighs and tightly toned tushie belong?
Who Is My Hollyweird Mommy?
This lil guy is too precious for words.
Caption This
Judging from the look on his face, Hov had a helluva conversation with Usher Saturday night!
Who Is My NBA Daddy?
This tiny tot is the daughter of one of the NBA's most talked about ballers.
Shots Fired: Weezy F. Baby Says "Eff D-Wade, Eff Lebron And Eff Chris Bosh, AND I Fawked Bosh's Wife" [Video]
It's no secret that there is no love lost between Lil Wayne and the Miami Heat, but dayuuuuuuum.
All-Star Swag: Kobe,Vanessa, Beyonce, Jay-Z, Monica, Shannon And More Couple It Up Courtside In Houston During All-Star Weekend
Houston was the city of couple-y love this weekend…
What Is Wrong With This Picture?
Erica Mena of Love & Hip Hop is heavy on her Menudo Circuit offering a chance for club goers to take pictures with her growing baby bump…
Pregnant On The Party Scene: Reggie Bush Takes His Knocked Up Kimmy Fakes Out On The Town
Guess KimYe aren't the only mixed couple who love wearing matching black and white…
And Another One: 'R&B Divas L.A' Cast Revealed…..And This Line Up Of Ladies Should Fit Right In…
Does this powerhouse line up have as much drama they do talent?
New Couple? Has Zoe Saldana Found Her Some New Swirly Schlong Already?
Zoe Saldana won't be getting cobwebs on her cookie…
Coupled Up: Amber Rose, Wiz Khalifah, A.Keys, Swizz Beakz, Chris Brown, Rih-Rih And More Love It Up At The 2013 Grammy Awards
See who was killin' the carpet couples style at the 2013 Grammy Awards..
Making It Rain On Them Hoes: The Winners Of The 55th Annual Grammy Awards
The night we've finally been waiting for has finally arrived


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Scott and Genevieve Kelley
Aug 28, 2014
Dominick Stanin
Aug 21, 2014
Andre S. Watson
Aug 14, 2014
Jose Alberto Miranda
Jul 24, 2014
Home » News » Crime
Mass. man caught with $35k of steroids could cut plea deal
Mark Ferrara, 25, of Wilmington, Mass., who is facing 13 counts of possession of a controlled drug with intent to distribute, was arrested June 4 by the Rockingham County sheriff's Drug Task Force. Prosecutors had offered Ferrara a two-to-six-year prison term in October.
That deal apparently wasn't accepted, according to court papers, but plea negotiations have been ongoing. Defense lawyer John Gillen asked to put off Ferrara's initial January trial date so talks could continue.
Ferrara, he said in court papers, "has been enrolled in professional therapy sessions and is currently being evaluated for several potential mental health issues."
Gillen told a judge he wanted his client "properly evaluated by mental health professionals" so he could recommend a treatment program that could be considered during sentencing. When Ferrara was arrested in June, deputies with the Rockingham County Sheriff's Drug Task Force said they found a trove 8,000 pills of various steroids in the vehicle.
Investigators also seized roughly 1,090 milliliters of injectable steroids, $1,100 in cash and hypodermic needles during the car search, the sheriff's department said.
Wilmington police executed a search warrant at Ferrara's home following his arrest. Police seized $47,000 in cash, along with more steroids and about 200 hypodermic needles, according to the sheriff's department.
Ferrara was the target of a three-month investigation, which included assistance by a variety of law enforcement agencies in New Hampshire and Massachusetts, the sheriff's department said. His vehicle was stopped by investigators in the northbound lane of Route 125 around 2:45 p.m.
The U.S. Drug Enforcement Administration / Cross Border Initiative in Lowell, Mass., Kingston, Plaistow and Somersworth police departments also assisted in the investigation. Each of the charges carries a potential prison term of up to 3½ to 7 years and a $100,000 fine, according to court records.
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- Another View - Richard Ober: We have to act now to stop the decline in NH's future prospects - 0
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- Firefly dress could set the world on fire - 0
- As school year starts, talk of new testing begins in Manchester - 0
- Wildcats focus on positives following opening loss - 0
- NHIAA Field Hockey Preview: Exeter, Pinkerton girls thinking big - 0
- Frank Jones' foray into ale-making in Portsmouth is a success - 0
Sam Asano's Let's Invent: Successful inventors solve problemsREADER COMMENTS: 0
Two killed in North Hampton plane crash
DWI License Revocations
Sherborne takes Manchester city golf crown
The JV team: Obama's unbelievable admission
Another View: Gordon Humphrey -- Rubens will bring principled, courageous leadership to Senate
'Our job is to rebuild that middle class'
- Mass. Supreme Judicial Court has found upskirt photos taken on a subway aren't illegal. Should such voyeurism be a crime?
- Yes
- 83%
- No
- 17%
- Total Votes: 917


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Supports Immune System.
Planetary Herbals Echinacea Defense Force™ is a unique combination of some of the most widely used tonifying herbs of China with some of North America's finest purifiers. The tonifiers astragalus' ligustrum' schisandra and eleuthero together with echinacea and garlic create a classic combination of two primary classes of herbs for supporting our natural defenses.
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Serving Size: 1 Tablet
Amount Per Serving / % DV
Calcium 51mg / 5%
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A 30-year-old man died from electrocution early Monday morning while urinating on the subway tracks in a Brooklyn, New York subway station, the New York Post reported.
Police said the victim, Matthew Zeno, and a friend walked onto the tracks while looking for a place to relieve themselves around 3 a.m. Monday when Zeno touched the electrified third rail, sending 625 volts of electricity running through his body.
Zeno's friend, who was not identified, suffered a less severe shock trying to help him, but was able to notify transit workers. Zeno was pronounced dead at a local hospital, while his friend was listed in stable condition.
A 27-year-old Indiana man, Zachary McKee, died under similar circumstances in April 2012. In 2003, the television science show Mythbusters demonstrated that such a death was possible in a reenactment.
["Stock Photo: NYC MTA Subway - W Train At City Hall Station" on Shutterstock]
By TBogg
By Amanda Marcotte
By Katie Halper
By Reuters
Raw Story is a progressive news site that focuses on stories often ignored in the mainstream media. While giving coverage to the big stories of the day, we also bring our readers' attention to policy, politics, legal and human rights stories that get ignored in an infotainment culture driven solely by pageviews.
Founded in 2004, Raw Story reaches 9 million unique readers per month and serves more than 30 million pageviews.
Copyright © 2004-2013 Raw Story Media, Inc. All rights reserved.


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Yesterday I had this mind-blowing meeting with this random dude I met at a college fair. He is well-beyond intelligent and an explosion of ideas, passion, projects and thoughts. In fact, he is one person who can out-think me and think-around me and over-think me.
And that's saying a lot.
It seems the one thing people tell me about "me" is that my brain spins. Constantly. They laugh and joke and comment they need to be careful what they say because I'll take it and deconstruct it to levels that change the meaning and the purpose of the original statement. Or what they say I take and twirl into new places before they have a chance to process the first thing that pops out of my mouth.
And, on many levels, that's true.
My mind moves in overdrive. Something I hadn't really thought of much before people started to call me out on it a few months ago.
But my brain works on fast forward.
I don't think.
I quadruple think. And the thinking makes me distracted and lately it makes me agitated and overwhelmed.
So, sitting down with someone who overwhelmed my brain before I had a chance to overwhelm it actually felt good.
There were moments when he hit so close to home I had to fight back some tears.
But, I needed someone to out-think me.
And the moral of story was quite simple.
"You're in the middle of a dozen projects. You have another dozen on the back burner. They are all good opportunities. But, how do they fit?"
He continued on,
"You aren't working toward anything. All your pieces need to culminate in something. And I can tell you don't know what that is,"
He then said explained I needed to eliminate. Make time commitments to eliminate. Make time commitments and restraints to try new and test dark waters. He said I would never move past where I was because I needed to re-frame who I was, my potential and my purpose.
And he's right.
I'm restless.
Yet, I'm exhausted.
I'm spinning my own wheels.
And in a futile attempt of finding balance and finding some sort of inner peace, and maybe even some purpose, I've been feeding my energies into other people- which leads to drama and relationships that I know are toxic, but are safer than dealing with the insecurities and unknown potentials I'm hiding in my cluttered brain.
The yogic side of me just says to breathe and live through the moment. Enjoy the present. BE present. In this state of contentment and openness, the opportunities and the people I need will come because I will be open to them.
And, I believe it to some point.
But the practical, real-day, me knows I need a plan. I need to be working toward something bigger than me. Bigger than the piece of shit jobs I take on to barely pay the bills. Bigger than the half-assed relationships and wasted hours of people drama that fill my day.
Living in the moment gets me through the day. But, I need to live holistically so I can raise my three little kidlets with a bit of confidence that I'm building a secure foundation for us to live off of.
And up to this point, I've failed.
Failed grossly.
I need to look at my life obtusely without fear.
Even the college fair dude yesterday said, "I know you're still living in fear. You're afraid of doing anything differently that you are now because letting go of this might mean you go back to where you were almost 3 years ago. I know you don't want to go back there."
He also said, "Until you let go of that fear, every choice you make will be clouded in fear. You will forever live in fear. You won't get ahead."
And he is right.
Every step I take in every moment of the day is a result of me living in fear and living to survive for a long time.
I don't want to go back to where I was almost 3 years ago. And every day I feel like I am a sneeze away from returning there.
In many aspects I've moved on. New jobs, new home, new friends and support systems.
The fear I was so sure I had shed is hugging me closer than ever.
Thus, as I move on, I am collecting.
Not willing to let go of anymore. Afraid that if I let it go, I won't ever have access to it again.
The things I have been willing to release are long gone.
But, the things I have picked up over the last few years are things I can't seem to let go of.
And as I collect and refuse to let go, I'm now allowing the time or the space for new.
And until the fear is gone, I know I need to continue to let go and make space for things that I don't take on in a state of fear.
So, I return to the idea of looking at everything I am doing and the projects I am working toward and the people and relationships I am feeding my energies into – I ask….
"Are they feeding into the bigger picture?"
"Do they fit together, even abstractly, in my bigger picture?"
And I think that it is time for some honest assessment.
Some self-truths.
And some more cleaning out of closets.
Of things.
Of projects.
And perhaps most difficultly,
Of people.
I need to re-embrace the idea of less.
Less will give me room to live and breathe.
And focus.
Let the spinning of my brain continue to spin on what is important.
And necessary.
And on what fits.
And leave behind some of the bullshit I've collected or refused to release because of fear.
But, I know the pieces I have collected and have spinning like plates on the tip of a dozen pencils aren't pieces that are leading me anywhere.
They are bogging me down.
And may explain the exhaustion and the restlessness.
I'm moving without purpose.
It's time to let the spinning plates comes crashing down.
Leaving the broken pieces for forgotten. Perhaps suffering some minors cuts in the process, surely leading to tears and more fear and the suffering that seems to come hand in hand with loss.
It is time.
One deep breath at a time.
Learning to live in the present to be prepare for the future.
Picking up the pieces that fit.


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After graduating all the starters from the previous season, new head coach Stu Hott and the Shelbyville varsity basketball team, which finished 6-19 (3-8 Okaw) had to find themselves. What they found was a couple of leading post players, Cwenton Williams and Luke McConnell.
Williams and McConnell led the Rams in scoring with 260 and 252 points, respectively. Williams averaged 10.8 points per game and McConnell averaged 10.5 points per game.
McConnell led the team in shooting percentage (61%) and made the most field goals (118). Williams shot 42% from the field and made 97 shots out of a team-high 231 shots. McConnell was the team's leading rebounder. He grabbed 209 rebounds, 8.7 per game, leaving him just shy of averaging a double-double (10.5 ppg). McConnell also led the team with 13 blocked shots.
Williams was also one of the leading 3-point shooters. He shot the most treys (77) and tied with three other players for the second most 3s made (22). Williams was also the most prolific free throw shooter. He shot a team-high 72 free throws, more than double any other player on the team and more than 25% of all the team's free throws. He made 44 foul shots (61%), again, more than double any other player. Williams had 102 rebounds.
Spencer Shadwell helped the Rams early in the season, playing in 16 of their 25 games and being the third leading scorer. He finished with 146 points (9.1 ppg). He also was the third leading rebounder with 51 boards (16 games). Shadwell shot 37% from the arc, a team-high, making 22 of 60. Shadwell was second in assists (25). Drennian Martin was a 3-point specialist that played the first 17 games, as well. Martin scored 107 points, making a team-high 28 3-pointers in those 17 games, shooting 32%. Seventy-six percent of his field goal attempts were from the arc and 77% of his made baskets.
Tice Robinson went to point guard midway through the season and ended up leading the team in assists, dishing 59. He scored 80 points and 33 of those points were from the arc (11/37). He shot 66% at the line (19-of-29), the highest percentage of the starting players. Tyler Hendryx scored 99 points, with 66 points coming from 3s and shooting 27% from the arc. Hendryx led the team with 20 steals. Brett Peifer stepped up his minutes later in the season and became the 3rd leading rebounder with 75 boards. He also became 3rd in assists (19).


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Author Archives: Jordan Bortz
Android 4.4.3 for Nexus 10 Now Available
The Android 4.4.3 update for the Nexus 10 has been going out over the air recently. One hoped for fix that I had been looking for on my end would have been to improve the Bluetooth Keyboard compatibility, up to … Continue reading
Code Samples
I have a number of code samples available… Please email me at firstname.lastname@example.com and I'd be happy to forward them to you Jordan Bortz
App Portfolio
Hi I have a portfolio of many of my Tablet and Mobile apps located at: http://pbase.com/jordanbportfolio Please feel free to stop and check it out Jordan Bortz
C# Developer/Architect Telecommute
I am available for Telecommute C# Projects… Experience in all areas of Android, C#/WPF including LINQ, WCF, WPF, Silverlight and more. Based in San Diego California. Please email me at email@example.com for more information
Spaghetti, Ravioli, or Lasagna Code?
In a comment on another blog site I had written: Poor programmers create spaghetti code. Average/Good/Agile programmers create "ravioli" code… Thousands of little objects. Architects (especially ones that plan more over longer time frames) create the ideal: Lasagna code, which … Continue reading
A Flattened Cost of Change Curve: An economic analysis
Much has been written about how a lowered cost of change curve is a benefit. And it certainly is a benefit. However, change is still costly, in terms of both time and money, even with this lowered cost of change. … Continue reading
Getting 24p/5:5 Pulldown from DVD, Netflix, and Cable on your 120Hz or 240Hz TV
How to get cinematic motion playback on your 120Hz or 240Hz from DVD, Netflix, Broadcast and other sources without having to buy any new hardware. Continue reading
Losing space on Drive C? Check your WER ReportQueue
I had been losing space on Drive C for awhile and it seemed odd to me as I rarely store things on Drive C, therefore the space should not be going down. It ended up I had 255 GB (!) … Continue reading
Minimize Data Transformations to Achieve Higher Performance
Often times, applications are created with an emphasis being placed on shortness of development time; performance is not looked at until fairly late in the game, and at that point rectifying the situation can and often does prove costly in … Continue reading


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Drawing on qualitative and quantitative research, this book provides a path-breaking account of civil society in the Philippines. It challenges the widespread belief in political science and development studies literature that civil society in developing countries is an institutional arena in which the poor can challenge and reverse their social,... more...
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Constructal theory was developed first for heat flow, with application to the cooling of heat-generating volumes. This work brings together social scientists and engineers who present predictive theory of social organization, as a conglomerate of mating flows that morph in time to flow more easily (people, goods, money, and information). more...
Debugging the Link between Social Theory and Social InsectsLSU Press 2008; US$ 22.95
During the nineteenth and early twentieth centuries, natural and social scientists began comparing certain insects to human social organization. Entomologists theorized that social insects -- such as ants, bees, wasps, and termites -- organize themselves into highly specialized, hierarchical divisions of labor. Using a distinctly human vocabulary... more...
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Soziale Gemeinschaften vergegenw�rtigen, best�tigen und ver�ndern durch Repr�sentationen die Ordnung, in der sie leben. In der Begegnung mit anderen werden diese verteidigt oder mit neuer Bedeutung versehen. An Beispielen aus Europa, S�damerika, Afrika und Asien wird in diesem Band untersucht, wie Repr�sentationen als Praktiken der Weltauslegung das... more...
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This book is devoted to the relation between bullying at school and ethnicity, gender, sexual orientation, and disability. In examining the interactions between bullying and discrimination, the authors set out from the premise that the current practice of intercultural education does not systematically address the issue of bullying, as evidenced by... more...
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Anthropologist Elizabeth A. Povinelli theorizes intimate relations as sites which bring into view the interplay between liberalism's contradictory ideals of freedom and constraint. more...
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Final Fantasy Sonic X:Ep5 Rated 3.9902 Stars About time right? Here it is! The Long-Awaited FFSX5! Adventure - RPG SW: Mary Reed Chronicles Rated 3.9148 Stars It's kind of like a propeller flying into your chest. Adventure - Point 'n Click 3 Pandas in Brazil Rated 3.7899 Stars Keep 3 Pandas out of trouble in Brazil. Adventure - Point 'n Click Gretel and Hansel Part 2 Rated 4.4527 Stars Journey deep into the woods to find your way home... or somewhere else... Adventure - Point 'n Click


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by Gianluca Di Caro on Nov.16, 2010, under
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TKO Box Office Boxing News
Welcome to the TKO Box Office Boxing news pages. There are various news pages within this section. Fight News, Events, Fight Reports, Buzz, Interviews and articles as well as news sections on Gym and boxing training... Enjoy.
- Adonis Stevenson could face Campillo or Umberto Savigne next
- Broner-Taylor, Matthysse-Ortiz & Berto-Chambers this Saturday in Cincinnati, Ohio
- Roach: How long before Mayweather fires Ariza?
- Canelo wants Cotto fight to take place in Las Vegas
- All Access: Mayweather vs. Maidana 2 – Full Episode 1
- Maidana: I'm going to take this clown's [Mayweather] undefeated record
- Roach wants Cotto to fight Mayweather after Canelo
- Gennady Golovkin wants PPV fight in 2015, calls out Cotto, Alvarez, Chavez Jr
Tag CloudAli Adams Angel McKenzie Antonio Counihan Billy Joe Saunders BoxNation Colin Lynes Danny Connor Dereck Chisora Erick Ochieng Freddie Turner George Groves George Jupp Graham Earl Iain Weaver Jennifer Retzke Joel McIntyre Johnny Eames Kevin Mitchell Leon Williams London Marianne Marston Matchroom Sport Michael Grant Mitchell Balker Nathan Cleverly Nathan Weise Osama Hadifi Pat McAleese Paulius Kasiulevicius Prizefighter Queensberry Promotions Ricky Burns Ryan Barrett Sam Standing Shiya Ozgul Terry Holmes Toks Owoh Tommy Martin Tony Conquest TRAD TKO Boxing Gym Ultrachem TKO Gym WBF World Boxing Federation Yassine El Maachi York Hall


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Rollerblading Nut Shot
Posted by biocrazy1 on May. 03, 2010
Posted by biocrazy1 on May. 03, 2010
The hardest part about rollerblading is telling your parent your gay.
lol stupid acrobate
Totally what you get for roller-blading.
ouch hell be picking that out in the morning
At least the rail didn't break
 Looks like he was doing a Acid or Top acid. or was. i've at shit on so many rails on top acids. i feel the pain
FAKE, rollerbladers don't have nuts
that punk city x-box addict aint got no balls anyway.
 thats what he gets for rollerblading anyway
 Splinter to the Sphincter
 I'm calling that guy "Assnuts" from now on.
in that case i wanna get down and dirty with some rollerblades tonight, thanks for the tip man
No matter how long it took, and what kind of shot it was, two things are for sure. 1) It hurt. 2) He'll try again.
naaw man that was clearly a gouch shot
 Well, at least it wasn't a total waste of time. I mean, the rail IS still together. Even if it did take the moron 6 hours to construct. It would have been a complete failure to spend 6 hours on that shoddy rail just to have it fall apart.
 way to sit on it u fkn fruit booder!!!!!!!!!
 nice crx
Did he grind? oh yea assblast.... and the 6 hour thing made me lol... musta been some break douche putting it together and "nutshotting" it
 who still roller blades?....... is freaking 2010
Probably not the first time he's been pounded in the ass...
 we all know people who wear tight pants like that have their nutz squished in-between their legs thats why its called a nutshot
How dumb can you be.
 it would of been a nut shot...but everyone knows frootbooters love it up the ass
 first, how did it take six hours to make that? did he cut the trees down and make the boards him self? second...who rollerblades anymore?
 I dunno about his nuts, considering they probably havent dropped yet... But I guarantee his tailbone is hurtin big time.
 sorry.... this is too easy
 Fake!! Rollerbladers have no nuts
 Fake. Guys who rollerblade dont have nuts
So when did people start havein their nutsacks under their azz
 Rollerbladers have balls?
fruit booters love slapping their nuts on long pieces of wood
 i liked the bit where he clenched his brocken nuts.
like they say the hardest part of rollerblading is telling your parents that you're gay.. at least his bf can massage his balls
lol 6 hours for garbage. Then he trys to grind on wood? idiot.
it wasn't a nut shot, you morans!
 thats why you ditch the fruit boots and grab a sk8
well, at least he won't need condoms anymore
I thought he would have made it the second time
He just failed to insert it
 Fruitbooters need nutshots so the don't reproduce.
It took him 6 hours to construct that piece of crap AND he's a rollerblader? What a douche.
6 hrs to put that together? Was that number just pulled out of the air? Why not 6 months?
I wonder how he told his parents he was gay?
A nut shot? Clearly Break video writers are confused between the usual location of testes with the nuts slapping them on the ass.
More like a taint shot.
 It took six hours to make that?
He's probably more used to a needle and thread
It takes 6 hours to shave your mom's ass, that's all I know.


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The Beaumont Independent School District has made personnel changes including termination of the district's purchasing director Naomi Lawrence-Lee and acceptance of the retirement announcement of Executive Director of Curriculum, Instruction and Professional Development Patricia Lambert.
Superintendent Timothy Chargois fired Lee Tuesday following a closed session meeting with the school board. Shortly thereafter Lambert announced her retirement. Her retirement will begin in mid June.
12News first reported last week that Lawrence-Lee's home was raided by agents with the Federal Bureau of Investigation. The U.S. Attorney's Office has not announced the nature of the information it sought when it conducted the April 4 raid.
12News learned in January that Lawrence-Lee had been suspended with pay amid accusations she did not go through the correct channels for documenting extra time worked for pay.
Lambert has been under fire amid questions about funds spent at her son's business, her role in disbanding Central High School's booster club and accusations she masterminded a pattern of cheating in the district.
This is a developing story. Check back for updates.
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Washington Heights Reviews
Considering the money this film cost to make, its short shooting schedule, and its unpandering ethnic content, it's a triumph.
Old School Reviews
may inspire some to get off at 191st street
Full Review | Original Score: B-
Las Vegas CityLife
De Villa has a light touch that instills the film with a certain charm that saves the day
Ozus' World Movie Reviews
A solid effort by the talented de Villa in his directorial debut.
Full Review | Original Score: B-
The performances are uniformly fine, with Perez showing a heavy amount of presence and complexity.
Las Vegas Weekly
The film has an urgency and assured street-level realism that is rare for any film, let alone one by a first-time director.
| Original Score: 3.5/5
One Guy's Opinion
An affecting reworking of a traditional story, told with passion, sensitivity, and a little clumsiness.
Full Review | Original Score: B-
San Diego Union-Tribune
The genuine affection Washington Heights displays for the Manhattan neighborhood of the same name can't make up for its lack of originality.
Full Review | Original Score: 1.5/4
The performances are good... but they're just 2-dimensional people living in a 3-dimensional world.
Full Review | Original Score: 2.5/5
Dallas Morning News
A promising debut that makes us anticipate this Columbia University film grad's sophomore work.
Full Review | Original Score: B-
Miami Herald
Buoyed by strong performances from Perez and Miami-resident Milian, Washington Heights overcomes the familiarity of its premise through its passion and conviction.
Full Review | Original Score: 2.5/4
Atlanta Journal-Constitution
Washington Heights is sloppy and often undernourished, but it convincingly creates a neighborhood throbbing with activity and caring.
Full Review | Original Score: B-
Denver Post
Deserves a wide audience hungry for sympathetic, three-dimensional people caught up in something bigger than themselves.
Full Review | Original Score: 3/4
Denver Rocky Mountain News
Washington Heights may not always be great, but director Alfredo de Villa lights an undeniable fire in the movie's belly.
| Original Score: B
Los Angeles Times
A fine and absorbing film.
Full Review | Original Score: 3/5
Los Angeles Daily News
Often engaging.
Full Review | Original Score: 2.5/4
L.A. Weekly
One wishes the turns of Carlos' life felt more like life and less like a movie.
Philadelphia Inquirer
Director de Villa captures the rhythms and colors, the sounds and flavor of the neighborhood that gives this movie its name.
The New Republic
Perez has fire and verve in him and an impressive screen presence.
Desperate... to please, to be urban-authentic.
Full Review | Original Score: 2/5


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I have two databases, one MSSQL and the other in Access.
Right now, inside the access file, the mssql tables are set up as linked tables so queries can be written using tables from both databases. (e.g.
"select * db1.table1 where db1.table1.somevalue not in db2.table1", or select into tables like that one)
These queries need to be moved into a VB.NET project, but still be linked to the access file.
I think what I am needing is a Database object that can have tables from 2 different connections, (ie the SqlClient and OleDb connections)
Is this possible? If so, how? Or do I need to rewrite the queries using loops or something?


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Channel 19
Todd Dills
Scenes from GATS
Great times abound in Dallas at the Great American Trucking Show, not the least of which is this nifty Plinko board at the Roady's/OTR Pro Fuel Card booth — the new card offering flat off-the-top per-gallon discounts to small fleets and owner-operators (with a $4 a month membership fee) at more than 700 stops currently, and expanding. Stop by the booth (#13661) to play for a mini Mag-light, hat and more. (I wasn't up to snuff myself, but the challenge was fun.)
Great crowd out at the Big Rig Run 5K this morning, where I managed a 25-min. time, four minutes better than I did last year. And get out to the truck lot tonight for the driver-provided entertainment and burgers and brats to benefit the Chance Rogers fund I wrote about Monday — last night, David Cline was on-hand singing standards and telling tales the show off a custom chopper he's put together with a Texas-Hold-Em theme. Check out pictures of it in the gallery below.
I also caught up with owner-operator Scott Grenerth — today he'll be in his RideandRoll.me booth out in the lot, sharing info about the biking trail map he and other owner-operators/drivers have put together for cyclists in big rigs out there. All of the sites on the map are convenient to truckstops. And, finally, after a year since I heard about it initially, Grenerth's mammoth new bike (he's well north of six feet) I got to finally see in action, with a little hometown Nashville flair in the East Side Cycles carrying pouch under the seat. Check it out in the gallery.
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