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|Total (w/tax)
|Total (w/tax)
Book Description:
This groundbreaking new book is a major contribution to ongoing development which will safeguard and promote the welfare of the children who have illness fabricated or induced (FII), previously known as 'Munchausen Syndrome by Proxy'. Promoting a multi-disciplinary and multi-agency approach with a parent and carer focus, this book is the ideal ready reference for the busy children's services professional. It includes reports from both healthcare professionals and victims of FII, and features tables, case studies, examples, appendices, an index, a glossary of terms and is referenced for further reading. The information is wide-ranging and is a collaboration from professionals with varied backgrounds. This book supports national guidance on FII and is vital for all health, social care and education professionals and the Police. It will also be invaluable for therapists including psychologists, psychiatrists and mental healthcare workers.
Tags: Politics-Social-Sciences, Politics-Government, Public-Affairs-Policy, Social-Services-Welfare,


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Jamie Lee Curtis Taete
Articles by Jamie Lee Curtis Taete
The Flintstones Amusement Park Is Decaying and Amazing
Arizona's Bedrock City is a borderline abandoned amusement park that is still open for business. For the low, low price of $5, you can wander through oblivion. And you should.Jun 6 2014 Megan Koester Travel
Cry-Baby of the Week
This week: A woman called the police because there weren't enough sprinkles on her ice cream.Jun 6 2014 Jamie Lee Curtis Taete Stuff
Cry-Baby of the Week
This week: A woman is suing her local supermarket for prosecuting her crime, and a woman allegedly attacked a baby because someone asked her to stop swearing.May 30 2014 Jamie Lee Curtis Taete Stuff
What the Fuck Is Going on in 'X-Men: Days of Future Past'?
The latest X-Men movie came out last week. Like most big blockbuster-y type films, a lot in the movie didn't seem to make much sense. Here's some of that stuff.May 28 2014 Dave Schilling Film
Cry-Baby of the Week
This week: A girl allegedly called in a bomb threat to stop her parents from finding out she was a liar, and a woman threatened to shoot a bunch of people in a Burger King because her Cinnabon was stale.May 23 2014 Jamie Lee Curtis Taete Stuff
What the Fuck Is Going On in 'Godzilla'?
Great films don't solve all of their mysteries when they're over. The latest Godzilla film is most definitely great, since it left us asking a lot of questions during the car ride home.May 22 2014 Jamie Lee Curtis Taete Film
Tom Green Looks Back on 'Freddy Got Fingered,' the Most Underrated Film of All Time
Tom Green's transgressive masterpiece, Freddy Got Fingered, featured some of the most insane, disgusting scenes in movie history. Somehow, he got a studio to pay to make the ultimate punk rock comedy. I sat down with Tom to ask how it all happened.May 21 2014 Dave Schilling Film
Cry-Baby of the Week
This week: Some kids shot a guy who wouldn't buy them beer, and a girl got kicked out of prom for inspiring impure thoughts.May 16 2014 Jamie Lee Curtis Taete Stuff
Cry-Baby of the Week
This week: A kid growing his hair for a cancer charity got kicked off his baseball team, and another kid got suspended from school for refusing to stand during the Pledge of Allegiance.May 9 2014 Jamie Lee Curtis Taete Stuff
Profiles by VICE
Slut-Shaming Preacher
In August of last year, campus preacher Brother Dean Saxton caused outrage after preaching at the University of Arizona and holding a sign that read, "YOU DESERVE RAPE." VICE went to Arizona to meet up with Dean as he was preparing to protest the screening of a documentary aboutMay 5 2014 VICE Staff Stuff
Dos & Don'ts
Most Popular
Things You Learn Designing Porn Banners for a Living
I Went to a Raëlian Cult Protest for Titties
Stress Makes Me Horny
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Voss Water Is Bullshit
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VICE News: Water War: Dry in Detroit
Tim and Eric Tell Us About Their Greatest Fears
We Asked a War Correspondent About the Origins of ISIS

subset: commoncrawl


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- Publisher: Microsoft Game Studios
- Release Date: Sep 14, 2010
- Summary: From the beginning, you know the end. In Halo: Reach, players experience the fateful moments that forged the Halo legend. It's the story of Noble Team, a squad of heroic Spartan soldiers, and their final stand on the planet Reach, humanity's last line of defense between the terrifying Covenant and Earth. This darker story is echoed by grittier visuals amid a backdrop of massive, awe-inspiring environments. Characters, enemies and environments are rendered in amazing detail by an all-new engine designed to deliver epic-scale encounters against the cunning and ruthless Covenant.… Expand
- Developer: Bungie Software
- Genre(s): Sci-Fi
- # of players: 1-4
- Cheats: On GameFAQs
- More Details and Credits »
Score distribution:
Positive: 93 out of 99
Mixed: 6 out of 99
Negative: 0 out of 99
Reach is the most spectacularly euphoric hello and goodbye in gaming history.
If you're a fan of the Halo series and were a little disappointed with ODST and a little apprehensive in purchasing this title, don't be. Bungie have redeemed themselves by not only creating an engaging and coercive story but have brought the game back to its roots and tweaked the gameplay, both offline and online to make this the definitive game of the series.
A beautiful, astoundingly deep - yet very familiar - Halo package. Thanks for the memories, Bungie.
Reach is the best Halo ever created by Bungie. Great graphics, excellent storyline and the usual perfect multiplayer, make this game a "must buy" not for every Halo fan, but also for everyone playing first person shooters. Unfortunately, a 5-hour single-player campaign prevents the game from gaining that perfect score that it would have otherwise deserved.
It maybe not be the perfect ending for the franchise because of its prequel flair, but in the gameplay and story-telling aspects it easily earns the crown of the series.
Halo is still a superlative multiplayer game, and with a group of friends, there's nothing quite like a well-tuned game mode or a white-knuckle finish to a Firefight. It's a shame that Halo: Reach couldn't add $60 worth of improvements to it.
Score distribution:
Positive: 458 out of 595
Mixed: 45 out of 595
Negative: 92 out of 595
Sep 14, 2010This game delivered on every front. From the intense single player campaign stuffed with variety to the excellent voice acting, story and sound effects Halo:Reach is an absolute must buy for every Xbox360 owner. It is so rich in content that it can easily race for the top spot among the other heavy weapons in the genre. Although the graphics look quite good they are not on a Gears of War or Bad Company 2 level but they still look very convincing and that improvements are visible. I haven't really had time to dug into the multiplayer part of the game but seeing a lot of official review we can say that Halo: Reach is one of the most rich FPS when it comes to its content. All together if you are an Xbox owner, fond of FPS, have 60 bucks or a fan of the series pick this up! U won't regret it, because Bungie really kept its promise and finished the series with a BANG. Now its only up to Microsoft not to screw it up in the future.… Expand
Oct 18, 2011I don't like Halo but this game is how every shooter should be designed. It is very well balanced, great online, campaign is epic and I did like the story. Weapons are good, they have added recoil and SWAT is very fun to play- it's the best game mode for any console FPS imo. It deserves a high score. The only problem was the horde mode, which isn't very exciting even if you play around with it on forge or custom game mode. Overall, this is the most complete package shooter on the market today. In the same way that Halo 3 was ahead of its time, this game offers more than the absokute minimum. You get progression in ranking through campaign, co-op, online, horde etc. But being a higher rank or completing challenges doesn't give you any advantage over a new player. Halo Reach delivers quality and quantity on all fronts.… Expand
Nov 12, 2010This game delivered on every front. From the intense single player campaign stuffed with variety to the excellent voice acting, story and sound effects Halo:Reach is an absolute must buy for every Xbox360 owner. GotY right here folks.… Expand
Oct 10, 2010This game is a fine edition to the legacy that is Halo. I wasn't that big of a halo fan before but this has really changed my mind. The game has a good story and all the characters which is used to easily make the story much enjoyable. My favorite part is the different types of difficulty and how this game is so replayable. You can start out on easy and get the feel of it, but if you want a REAL challenge go for heroic. If you want to drive yourself mad then go ahead and try legendary.… Expand
Jan 18, 2013This game has all the intuition of a first person shooter with the advantage of having a team of highly skilled "Nobel" Spartans to back you up. The weapons upgrades that were given as part of this game werre a great leap forward in the technology. Also the advanced sheilding and quicker healing times allowed for more prolonged fire fights when it came down to it with much less need to hide when the going gets tough. The addage "when the going get s tough the tough get going" really comes through in this game. The ending leaves a bit of a hole in my heart with the loss of Spartan 6.… Expand
Sep 20, 2010Let me begin my review by stating in the past I have liked most of the Bungie produced Halo games, with the exception of ODST. I have enjoyed playing through the campaigns of Halo 1-3 and I cannot tell you how much of my life I have wasted playing Halo 2 and 3 online. If you are like me, then you will probably like Halo: Reach. It is a Halo game. If you have never liked Halo games, you will not like this either. The Campaign is short but sweet, with a lot happening in about a 5-6 hour campaign. There is enough variety in the missions to keep it fresh and as opposed to other popular first person shooters where the landscapes are different shades of gray and brown, Halo: Reach has a lot of bright beautiful settings. The story is also a but more believable than other halo games. You are not an unstoppable god man like Master Chief and it is established fairly early on that you are going to lose, and I for one liked that. The tone of the game is darker and there is a feeling of hopelessness about everything, which is actually an interesting change of pace which I enjoyed. The game does have its problems though. For one, AI driving is still horrible. Secondly, there was not enough character development for the other members of Noble team. I didn't connect with them, I was just plopped into combat with them and expected to care about them. Multiplayer is as fun as ever with new game modes and new forge options. Right now a lot of players don't know what certain game modes are but I'm sure over time players will figure it out. Overall, I think this is the best and most polished Halo game to date. However, that being said, these days it isn't the king of first person shooters. It is a very fun and enjoyable game, but it isn't revolutionary or mind-blowing anymore so while it may be the best Halo game to date, it is certainly not the best first person shooter. All in all, it is a fun game. If you are a Halo fan buy it, the multiplayer will be worth your money alone, but if you never got into halo games, this is not going to convert you.… Expand
Dec 15, 2010Well as a fan of halo since halo 1 i have to say it feels like bungie said "Call of Dutyize it NOW" and as much as i **** hate cod halo did not feel like halo. halo 1 lan was **** awesome halo 2 online was beast. and halo 3 was awesome. and they said well time to change the formula. so it feels like call of halo. not enjoyable.… Expand
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Published: January 10, 2011Our users have spoken, the votes have been tallied, and we have your picks for the best of 2010 in movies, games, TV, and music. Don't expect another victory for Kanye West or The Social Network; Metacritic users had something else in mind.
Published: September 13, 2010If early reviews hold up, the newest installment in the ongoing "Halo" saga will be one of the year's highest-rated games for the Xbox 360. Take a closer look at exactly why critics are so fired up about "Reach."


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Town Square
San Ramon cancels its popular July 4 fireworks show
Original post made on Mar 1, 2012
Read the full story here Web Link posted Thursday, March 1, 2012, 7:45 AM
Comments (5)
on Mar 1, 2012 at 8:15 am
"Only three San Ramon residents, two of whom were teenagers, spoke before the City Council"
What difference does it make that two of the three who spoke at the City Council were teenagers? What implication is Kevin Wing trying to make? Would he write "one of who was elderly" or "two of whom were Asian" with regards to future meetings?
on Mar 1, 2012 at 8:55 am
I feel the "only three San Ramon residents.." comment might give the wrong impression on how much interest the residents have taken in this. Here is a quote from Web Link : "City officials wanted to gauge input from residents on the matter. More than 600 e-mails were received during a period of several days leading up to Tuesday night's council meeting. Among those e-mails, nearly half -- or 296 e-mails -- were in support of continuing with the fireworks display. "
The San Ramon Patch (erroneously) ran front page articles about how the council had decided to cancel the fireworks immediately after that February 14th meeting and for days after. I wonder how much of an impact that had on the turnout for this meeting (at a changed venue, at that).
on Mar 1, 2012 at 9:41 am
Pepper is a registered user.
I just want to know why cities can have fireworks any time they want but the citizens can't even burn wood in their own fireplace?
on Mar 2, 2012 at 12:30 pm
what a sad world we live in. for some reason i don't believe the fireworks will ever return to san ramon. next year the tab will escalate to $1 million dollars. maybe we can watch the fireworks on tv...woo hoo!!
on Jun 27, 2012 at 12:58 pm
Why did they cancel the SAN RAMON 2012 fireworks show that's RIDICULOUS! I'm very disappointed. Please bring the fireworks back.
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I am wrong or doesn't this just boil down to
the age old debate between anarchists and minarchists? I think the judge is just making the argument many closet statists (minarchists) hate. Its a game thats fun to play to smoke out the people who claim to be for freedom, but really can't commit 100% or are to easy to compromise.
Lets see how low we can get that federal budget. Minarchists flip out as soon as someone screams..."I say zero" Oh god no please, he is crazy...he he is an anarchists.
Its quite stupid. Everyone knows when you are bartering with someone to get the cheapest price you pick the smallest number possible. It doesn't make you an anarchist b/c maybe you just want government for free. Thats the government I want...which ever one doesn't cost me a dime b/c thats all a government is worth to me.
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KidDricc - I am Promise
Artist: KidDricc
Producer: E'Flash [of N.B.S.]
Album: St Paul's Promise 2
Avg Rating: 3.0 ( 7 total votes )
KidDricc's first Booth feature may be just a freestyle, but one listen to inaugural mixtape leak I Am Promise (an exclusive world premiere!) should be all it takes to see the Twin Cities representer's vast potential. Here, E. Flash of N.B.S. handles production duties, flipping a piano-laced sample as the St. Paul rhymesayer drops earnest bars detailing his life priorities and his lofty ambitions in the game. Interest piqued? More quality tunes await on KidDricc's DJBooth-sponsored, DJ Skee/Mr. Peter Parker-hosted St. Paul's Promise 2 street album, scheduled to hit our mixtape page for free streaming and download February 16.
Listen to More: KidDricc , Downloads, Premiere
Written by richard on 02/10/12
This is the first song featured on DJBooth from this artist. If you would like to hear more, be sure to rate and comment!
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Discover the best new songs, videos, and albums added to the Booth.


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Jefferson Papers Indexes | Papers of Thomas Jefferson, Retirement Series (all volumes) | B | Bradley, Absalom | and Bedford Co. land
Notes on Benjamin Johnson's Lands Adjacent to Poplar Forest, [ca. 1 December 1812] [Retirement Series 5:475]
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Mortgage Rates| Search for Current Refinance Rates and Mortgage Rates from Many Lenders
Search and compare refinance rates and mortgage rates today from many lenders by using our search tool.The rate list below is displaying mortgage refinance rates for a $200,000 mortgage loan in your state. Change the search criteria to receive your own personalized mortgage quotes from many lenders at once.
Cost & Fees
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Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.
Most were expecting higher mortgage rates throughout 2014 but just the opposite is happening. Early in the year, mortgage analysts were predicting conventional 30 year mortgage rates would hit 5.00 percent by the end of 2014. Average 30 year rates today are at 4.30 percent, just above the low of 4.13 percent this year.
Average rates on 30 year loans will move lower in the coming days because yields on 10 year bonds are tanking. Lenders set loan rates based on U.S. Treasury yields and 10 year bond yields are down 7 basis points today to 2.33 percent, the lowest point for the 10 year yield this year. This sharp decline will drive lenders to decrease mortgage rates in the coming days, which will drive the average mortgage rate lower, in all likelihood to a new low for 2014.
Yields are moving lower as a response to several factors. Economies across the globe remain sluggish and as a result, central banks are forcing interest rates lower to stimulate their economies. Bond yields declined to record lows across the European Union. German 10 year bond yields briefly fell below 1.00 percent for the first time ever.
Geopolitical tensions have been increasing in several different parts of the world and as a result investors are reducing their appetite for risk, instead investing in the safe haven of bonds in the Eurozone and in the United States. Investor demand for bonds has driven bond prices higher and bond yields lower. We could see 10 year U.S. bond yields fall to 2.00 percent in the months ahead. A 2.0o percent 10 year yield would send average 30 year mortgage rates towards 3.75 percent.
Average rates are still above 4.00 percent but there are many lenders quoting 30 year refinance rates below 4.00 percent. We have over 10 lenders quoting 30 year rates below 4.00 percent on our rate tables with points and without points. Without providing any personal information, you can check on rates in your state by using the tables to view rates: Rate Tables.
Below is a list of average conforming and jumbo mortgage rates:
Average Conforming Mortgage Rates
Average Jumbo Mortgage Rates
Mortgage rates are hovering just above the low for 2014. Conventional 30 year mortgage rates are currently averaging 4.19 percent, a decline from last week's average 30 year rate of 4.26 percent. The lowest point for 30 year conforming rates in 2014 was 4.12 percent earlier this month. The highest point was 4.53 percent back in January.
So far in 2014, mortgage rates have headed in the opposite direction than they were forecasted. Late in 2013, forecasts were for 30 year mortgage rates to hit 5.00 percent sometime this year. While this is still possible, it is getting more and more unlikely as we move into the 8th month of the year.
A more likely scenario is for 30 year conforming rates to remain near current levels. Rates probably won't move below 4.00 percent unless the situation in the Ukraine gets a lot worse and investors free equities to the safety of U.S. Treasuries. As investors buy bonds, bond prices move higher and bond yields move lower. Mortgage rates are tied to bond yields, so lower yields means lower rates on mortgages.
On the high end, average 30 year rates could move above 4.50 percent or even higher in 2014. The key to higher rates is a strong economy, a lower unemployment rate, and the threat of inflation. Several key economic reports will be released this week that could send bond yields and mortgage rates higher.
The most influential report will be nonfarm payrolls scheduled to be released this Friday at 8:30 AM. Forecasts are for 250,000 jobs having been created and for the unemployment rate to hold steady at 6.1 percent. Any decline in the unemployment rate or job growth higher than 300,000 will send rates higher.
Overall, mortgage rates will move higher from current levels. Strictly speaking in terms of rates, if you're thinking about refinancing your mortgage or buying a home, you should do so now. Refinance rates are probably at the low point for this year and likely at the lowest point we will ever see. Rates are moving higher in the coming years, so locking in a fixed long term rate is your best bet.
Listed below are average mortgage rates today for fixed conforming and fixed jumbo mortgages:
Average Conforming Mortgage Rates
Average Jumbo Mortgage Rates
The lowest rates available right now in our rate database are below:
Lowest Conforming Mortgage Rates Available
Lowest Jumbo Mortgage Rates Available
Average 15 year mortgage rates today are lower, following 10 year U.S. Treasury yields lower. Mortgage rates have fallen in 2014, just the opposite of what was expected to happen. When the Federal Reserve embarked on slowing their monthly buys of mortgage-backed securities (MBS) and long term U.S. Treasuries, interest rates were expected to move higher.
The Fed was buying $85 billion a month in these securities last year and has lowered the monthly amount down to $35 billion a month in July. The Fed also announced they would cease these purchases in October. So why haven't bond rates and mortgage rates moved higher in 2014?
The reason being that China has played a big roll in keeping bond yields low and indirectly keeping mortgage rates low. China has increased its purchasing of U.S. bonds this year at the fastest pace in more than 30 years. When there is more demand for U.S. bonds, bond prices move higher and bond yields move lower.
Lenders tie mortgage rates to bond yields, so when bond yields move lower, mortgage rates also move lower. There is an interesting article in the Wall Street Journal that shows how much China has been buying this year. You can read the article here: China Plays a Big Role as U.S. Treasury Yields Fall.
Average Mortgage Rates Today July 21, 2014
Lowest Mortgage Rates Available Today July 21, 2014
You can view lender's rates in your state by searching our tables here: Current Mortgage Rates.
The increase in 10 year bond yields this past week has sent average conforming mortgage rates higher. The increase in mortgage rates won't last for long. Bond yields have fallen 0.10 percent since the Federal Reserve's meeting minutes were released yesterday afternoon. The meeting minutes showed Federal Reserve officials agreed to end the Fed's bond buying program by October instead of at the end of 2014.
The Fed's program was designed to suppress bond yields and mortgage rates so ending it should send rates higher but that isn't happening yet. Bond yields and stock market futures are down sharply this morning following European stocks lower. By the beginning of next week average mortgage rates will be 0.10 percent to 0.15 percent lower.
Current mortgage rates on 30 year conforming mortgages are averaging 4.21 percent, an increase from last week's average 30 year rate of 4.19 percent. By next Monday average 30 year rates will fall below 4.10 percent and possibly as low as 4.05 percent. While current 30 year rates are above 4.00 percent there are plenty lenders quoting 30 year refinance rates below 4.00 percent with points and without points.
15 year mortgage rates today are averaging 3.29 percent, a slight increase from last week's average 15 year mortgage rate of 3.24 percent. By early next week average 15 year rates will fall below 3.20 percent towards 3.10 percent. There are lenders quoting 15 year refinance rates well below the average rate.
Searching on the rate tables for the state of California we see the lowest 15 year refinancing rate at 2.75 percent with just 0.10 mortgage points. The same lender is also quoting 15 year refi rates in other states with the same rate/point combination. There are also many other lenders quoting 15 year rates below 3.00 percent with different points.
Today's mortgage rates on 30 year jumbo loans are averaging 4.57 percent, a slight decline from last week's average 30 year jumbo mortgage rate of 4.58 percent. Since bond yields are lower average 30 year jumbo rates will also fall in the coming days. We are forecasting 30 year jumbo rates will fall below 4.50 percent by next Monday.
There currently are lenders quoting 30 year jumbo refinance rates below the average rate and one lender quoting rates below 4.00 percent. Checking on rates available we see the lowest rate quoted is at 3.875 percent with 2 mortgage points. The lowest 30 year jumbo refi rates available without points are currently at 4.125 percent.
Average 15 year jumbo mortgage rates are at 3.72 percent, a decline from last week's average 15 year rate of 3.74 percent. The best jumbo refinance rates available on 15 year loans are at 3.375 percent with points. The best 15 year rate without points is at 3.625 percent.
Average fixed mortgage rates are lower this week, following bond yields lower. 30 year mortgage rates fell from 4.22 percent last week to 4.14 percent this week. During the past week 10 year bond yields have fallen from 2.62 percent down to yesterday's close of 2.52 percent. This coming week we might see 10 year bond yields fall below 2.50 percent and 30 year rates fall below 4.10 percent.
Mortgage rates were forecasted to move higher in 2014 but the opposite has happened so far. The Mortgage Bankers Association predicts 30 year rates will head towards 5.00 percent by the end of the year. Since we are almost in the third quarter of 2014 and 30 year rates are closer to 4.00 percent, it's doubtful that the MBA's forecast is correct.
By the end of this year, 30 year rates will still be under 4.50 percent unless the economy really takes off and inflation increases above 2.00 percent. You can still find lenders quoting 30 year mortgage rates today below 4.00 percent. Checking on the rate tables, we see the lowest 30 year refinance rates are at 3.625 percent with 2 mortgage points and at 3.875 percent with no points.
Conventional 15 year mortgage rates today are averaging 3.21 percent, down from the prior week's average 15 year mortgage rate of 3.26 percent. The lowest current 15 year refinancing rates available are well below the average rate and below 3.00 percent. The lowest 15 year refi rate with points is at 2.625 percent with 1.1o mortgage points. The lowest 15 year rate without points is at still below 3.00 percent at 2.875 percent.
Current 30 year jumbo mortgage rates are averaging 4.50 percent, down considerably from last week's average 30 year jumbo rate of 4.75 percent. The best jumbo refinance rates available with points are well below the average at 3.875 percent with 2 mortgage points. The best jumbo refi rates without points are also below the average at 4.125 percent.
Today's mortgage rates on 15 year jumbo loans are averaging 4.11 percent, down from the previous week's average 15 year jumbo mortgage rate of 4.19 percent. Checking the rate tables, the best 15 year jumbo rates available are well below the average rate and below 4.00 percent. The lowest 15 year jumbo refi rates are at 3.25 percent with 1 mortgage point. The best 15 year rate without points is at 3.50 percent.
Adjustable mortgage rates today are mixed, conforming rates are higher while jumbo rates are lower. 5 year conforming adjustable mortgage rates are currently averaging 3.73 percent, up from last week's average 5 year adjustable rate of 3.61 percent. 5 year jumbo adjustable rates are averaging 3.44 percent, down from last week's average of 3.76 percent.
The best 5 year conforming adjustable rates available are much lower than the average at 2.25 percent with 1.10 points. The lowest rate without points is also well below the average at 2.265 percent. The best 5 year jumbo adjustable rates are averaging 2.50 percent with 0.75 points and at 2.65 percent with no points.
Banking Articles
Current Mortgage Rates on Verge of Hitting New Lows for 2014
Mortgage Rates Just Above Yearly Lows – 30 Year Rates Averaging 4.19%
15 Year Mortgage Rates Fall to 3.27%, Best Rates as Low as 2.875%
Mortgage Rates Increase This Week but Will Decline in the Coming Days
Mortgage Rates Decline This Week – Average 30 Year Rates at 4.14 Percent
Refinancing Now Possible as Homes Regain Equity and Mortgage Rates Remain Low
Low Mortgage Rates to Help Existing Home Sales in the Coming Months
Average Mortgage Rates Fall to Another Low This Year
Current Mortgage Rates Hit New Low in 2014
Mortgage Rates Drop Again as FOMC Continues Tapering
Existing Home Sales Decline Slightly as Mortgage Rates Drop
Current Mortgage Rates Stable as 10 Year Bond Rates Remain Range Bound
Mortgage Rates Today Drift Lower as Janet Yellen says Interest Rates Will Stay Low
Mortgage Rates Increase Slightly This Week, Average 30 Year Rates at 4.35%
Current 30 Year Mortgage Rates Averaging 4.31 Percent Today
Average 30 Year Mortgage Rates Today 4.24 Percent, Lowest Quoted Rates at 3.75 Percent
Mortgage Rates Drop as Fed Continues to Taper, 30 Year Mortgage Rates at 3.875
Mortgage Rates Move Lower This Week, 5/1 ARM Rates Quoted at 2.25%
Mortgage Rates Decline, Lowest 30 Year Mortgage Rates at 3.875%
Mortgage Rates Will Head Higher this Year and in 2015
Average Mortgage Rates
Mortgage Calculator
Banking & Finance InformationPersonal Finance


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OKLAHOMA CITY (AP) - A magnitude-4.5 earthquake in central Oklahoma shook residents Saturday, just weeks after the two-year anniversary of the strongest earthquake ever recorded in the Sooner state, and was followed by two smaller temblors later in the day.
PEARL HARBOR, Hawaii (AP) - About 50 survivors of the Japanese attack on Pearl Harbor paused Saturday at the site to honor those killed and remember the moment that plunged the U.S. into World War II.
In one of the biggest advances against leukemia and other blood cancers in many years, doctors are reporting unprecedented success by using gene therapy to transform patients' blood cells into soldiers that seek and destroy cancer.
LOS ANGELES (AP) - Los Angeles International Airport is dealing with brown, contaminated water at its international terminal, which is undergoing renovations.
SAN FRANCISCO (AP) - Merrill Newman was tired and looking forward to reuniting with his family, but he was all smiles Saturday after arriving at the San Francisco airport after being detained for several weeks in North Korea.
SUNBURY, Pa. (AP) - Newlyweds just three weeks removed from their wedding day lured a Pennsylvania man to his death with a Craigslist ad because they wanted to kill someone together, police said.
SUNBURY, Pa. (AP) - A couple married for just three weeks lured a man to his death with a Craigslist ad because they wanted to kill someone together, police said.
MEMPHIS, Tenn. (AP) - Millions hunkered down for icy conditions expected to last through the weekend from Texas to Ohio to Tennessee as the cold snap that covered much of the nation knocked out power and made roads treacherous Saturday.
WASHINGTON (AP) - Under pressure from the wind-power industry, the Obama administration said Friday it will allow companies to kill or injure eagles without the fear of prosecution for up to three decades.
SEOUL, South Korea (AP) - North Korea on Saturday freed an 85-year-old U.S. veteran of the Korean War after a weekslong detention, ending the saga of Merrill Newman's attempt to visit the North as a tourist six decades after he oversaw a group of South Korean wartime guerrillas still loathed by Pyongyang.
JOHANNESBURG (AP) - What next for South Africa?
Jay Z easily led Grammy Award nominations announced Friday with nine, but left-of-center rappers Macklemore & Ryan Lewis and Kendrick Lamar were among a group of new stars who took many of the major nominations.
SAN JOSE, Calif. (AP) - Four homeless people have died of hypothermia in the San Francisco Bay Area since last week, authorities said, highlighting the danger to people without shelter as the region is gripped by freezing temperatures.
SACRAMENTO, Calif. (AP) - Doctors at a Northern California hospital say a couple has given birth to a rare set of naturally conceived identical triplets.
PORTLAND, Ore. (AP) - Bill Porter, the door-to-door salesman in Portland, Ore., who was portrayed by William H. Macy in an Emmy-winning TV movie, has died at 81.
DES MOINES, Iowa (AP) - Homes and cars in parts of Nebraska and Iowa were pummeled Tuesday by baseball-sized hail and damaging winds as potentially dangerous storms targeted a swath of the Midwest, including the Omaha area, where flooding left dozens of drivers stranded and prompted home evacuations.
LOS ANGELES (AP) - Los Angeles Clippers owner Donald Sterling is being sued by a woman who alleges that while she was employed by him, they had a romantic relationship and that he subjected her to racially and sexually offensive comments.
RED BLUFF, Calif. (AP) - Voters in California's far northern counties weighed in Tuesday on whether to secede from the state in advisory measures that will gauge sentiment in a region long accustomed to feeling ignored by the Legislature and out of sync with the state's major cities.
SACRAMENTO, Calif. (AP) - With no divisive initiatives on the ballot Tuesday, the first statewide election under California's top-two system was not drawing much interest from voters despite some fiercely contested seats for Congress, the state Legislature and statewide offices.
SAN JOSE, Calif. (AP) - About an hour after a California teen was discovered on a Hawaii runway in April, a nonplussed pilot preparing to depart tells air traffic controllers he will be a bit delayed because "a guy is seeming to have stowed away in the landing gear from San Jose to Maui."
LOS ANGELES (AP) - Republicans hoping to loosen the Democratic Party's grip on California politics get an early test of their prospects when primary voters select nominees for eight statewide offices.
SAN FRANCISCO (AP) - A search of the San Francisco apartment of a social media expert turned up ball bearings, screws and components needed to make a homemade bomb, the FBI said in an affidavit unsealed Tuesday.
WASHINGTON (AP) - Right up until the moment Army Sgt. Bowe Bergdahl was freed, U.S. officials weren't sure the Taliban would really release the only American soldier held captive in Afghanistan in exchange for high-level militants detained at Guantanamo Bay.
SAN DIEGO (AP) - The Navy has decided to give a letter of reprimand to a former Blue Angels commander accused of allowing sexual harassment in the workplace during his time as leader of the famed precision flying team.
WARSAW, Poland (AP) - The United States is preparing to boost its military presence in Europe at a cost of up to $1 billion, President Barack Obama said Tuesday, as tensions in the region simmer over Russia's aggressive actions in Ukraine.
SLOVYANSK, Ukraine (AP) - Ukrainian troops on Tuesday launched an offensive against pro-Russian insurgents in the eastern city of Slovyansk and advanced through the city's outskirts, the nation's interior minister said.
KARACHI, Pakistan (AP) - A Pakistan air force fighter jet crashed into the country's largest city after a technical fault Tuesday, killing two pilots and a civilian on the ground, authorities said.
DETROIT (AP) - Brisk demand for SUVs and pickup trucks - and five sunny weekends - likely pushed U.S. auto sales to a seven-year high in May.
WARSAW, Poland (AP) - The United States is preparing to boost its military presence in Europe and at a cost of up to $1 billion, President Barack Obama said Tuesday, as tensions in the region simmer over Russia's aggressive actions in Ukraine.


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Written by Gary Simeone, firstname.lastname@example.com Saturday, 07 June 2014 00:00
The Ronald McDonald House of Long Island (RMH-LI) in New Hyde Park got a new look this past October, thanks to the help of 27 of the regions top interior designers. Two of those designers are local businesswomen, Vasi Ypsilantis of Manhasset and Margreet Cevasco of Sea Cliff, who hosted a fundraiser for the project on Wednesday, May 21.
The 42-bedroom facility is set to add 24 bedrooms and four eat-in kitchens as part of the projects phase II.
All of the designers worked to redesign and renovate the house's original 18 bedrooms, four kitchens, breakfast room, five common areas, first floor restrooms and three laundry rooms. The house is a home-away-from-home for families of seriously ill children. It was the first phase of a project which will see further renovations to the house starting this July.
"When we saw what was involved in this project and how it would help families in need, we knew we needed to get involved," said Ypsilantis. "The hospital asked us for a proposal to raise funds and we acted on it."
Ypsilantis said that she and her fellow designers donated all of the products and paid for the services out of their own pockets.
The whole project took 240 days to complete, running from July to October 2013, with more than $2 million in design, labor and materials being donated to the house. The designers wanted to reflect a theme of love and compassion into the redesigned physical environment that would help parents focus on their children's healing.
"We acted with our hearts and were very moved to complete this project," said Cevasco.
Cevasco, who owns Margreet Cevasco Design, said she collaborated with Ypsilantis to design the kitchen with four cooking stations, the dining room area and a coffee lounge.
The second phase of the project, which is scheduled to start in July and end in October, will include adding four more kitchens including a handicap kitchen into a wing of the house.
"From the very start, they were focused on making this space right for the 21 families who are living here," said Executive Director of Ronald McDonald House of Long Island Matt Campo.
Last Updated (Wednesday, 27 August 2014 09:07) Saturday, 30 August 2014 00:00
Drivers—get ready to slow down. Nassau County is currently in the process of installing school zone speed cameras in an effort to enhance safety by encouraging drivers to travel with caution, as well as support law enforcement efforts to crack down on violators and prevent accidents caused by speeding.
Nassau County officials say Sewanhaka High School will receive a camera on Covert Avenue, which spans the eastern stretch of the property. Tulip Avenue runs in front of the high school and was also considered. Cameras could begin operation in September.
Last Updated (Wednesday, 27 August 2014 09:06) Friday, 29 August 2014 00:00
The Village of New Hyde Park finished its Operation Main Street project just in time, because the town's eligibility for federal funds is shrinking, officials announced last week.
"The qualifications revolve around money," trustee Donald Barbieri said. "Like how much income is being earned by people in the area. I guess as seniors move on, you can't buy an [expensive home] and it changed the demographic, shrinking our eligible area."
Thursday, 28 August 2014 00:00
New York Mets pitcher Zack Wheeler and catcher Travis d'Arnaud brightened the day for some patients at Cohen Children's Medical Center last week in New Hyde Park, posing for pictures and handing out gifts and autographs. The players hung out with the kids in the afternoon, playing video games and answering questions.
They also found the time to make the rounds, stopping by bedsides to spread some cheer. Mr. Met also joined the tour and was a big hit with the children, who peppered him with questions about everything from his four-fingered hand to the whereabouts of the missing Mrs. Met.
Thursday, 28 August 2014 00:00
The Sewanhaka Indians football team has a season of change in store.
The Indians have moved up from Conference III to Conference II, due to an increase in enrollment, and are set to face teams that they have never seen before, according to head coach George Kasimatis.
"It is hard to gauge where we will be in this conference," he said. "There is a lot of uncertainty as where we fit in."
Library Board Meeting
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1959: The Year The Music Stopped Playing
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The Eccentric Heiress Of 'Empty Mansions'
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Yellow Margarine And A Pitch For The Ages
Written by Michael A. Miller, email@example.com


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Centennial Girls Golf Schedule and Standings
Recent Centennial Prep Girls Golf Results
0 prep girls golf meets for 08/05/2014 - 09/02/2014
This week's Centennial Girls Golf Schedule
0 prep girls golf meets for 09/02/2014 - 09/06/2014
Girls Golf Standings
Girls Golf does not have standings, though it does have leaders. View Girls Golf leaders here.
Preps Blogs
Colorado Prep Blog Analysis and Notes
Ally Power, Ponderosa pitcher, named national softball player of the week
Ponderosa pitcher Ally Power was named the MaxPreps/National Fastpitch Coaches Association High School Player of the Week during Aug. 25-31, the NFCA ...
- Softball: Don McCall Invitational weekend results (posted 2 days, 16 hours ago)
- Cross country: Alhamra. Rainsberger head Arapahoe Invitational (posted 2 days, 16 hours ago)
- Boys golf: Recent Jeffco, Western Slope results (posted 2 days, 17 hours ago)


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Joe Christensen covered Major League Baseball for 15 years, including three seasons at the Baltimore Sun and eight at the Star Tribune, before switching to the college football beat. He's a Faribault, Minn., native who graduated from the University of Minnesota in 1996. He covered Jim Wacker's Gophers for the Minnesota Daily and also wrote about USC, UCLA and the Rose Bowl for the Riverside Press-Enterprise before getting this chance to cover football again.
Email Joe to talk about the Gophers.
The Gophers landed a coveted wide receiver recruit Thursday night, when Almonzo Brown, from Suwanee, Ga., committed to them, despite receiving offers from Florida, Iowa, Georgia Tech and Kansas State.
The 6-2, 214-pound Brown is a consensus three-star recruit, and the 11th commitment the Gophers have received for their 2015 class.
Brown announced the news on Twitter:
I am proud to announce I will be committing to... pic.twitter.com/VFMfYMPCN7
— Almonzo Brown (@the_OCHO_brown) August 22, 2014
Gophers offensive coordinator Matt Limegrover acknowledged Thursday that the team will be careful with left tackle Ben Lauer recovering from a high ankle sprain.
"He's made some progress, done some things, but at the same time, you rush that back, you might be right back at square one," Limegrover said.
It sounds like Jonah Pirsig will get his first career start at right tackle, with Josh Campion moving over to left tackle, filling Lauer's spot. This will be a chance for Pirsig to show his stuff. When Lauer gets healthy, Campion could move to right guard, allowing the Gophers to keep Pirsig with the first unit.
"I'm going to do my best to keep that spot once Ben gets back," Pirsig said. "And it's all about competition from there on out."
Wide receiver Drew Wolitarsky was held from practice again Thursday. The team hasn't given details about the injury, but the media hasn't really had a chance to ask, either. Long story, but Coach Jerry Kill is usually the one to give specifics. His days to talk to the media this week were Tuesday and Saturday. I didn't hear Wolitarsky was injured until late Tuesday night.
Again, the injury doesn't sound serious. Limegrover explained that the team's multiple tight end sets have made it where wide receiver injuries aren't as costly. The team can get through a game relying on three of four wide receivers, if they have to.
"But obviously we want to get Drew back as quickly as possible," Limegrover said. "He's worked well with Mitch all the way through. So we want to get him back, but at the same time ... you build depth so one injury doesn't tip you over the edge."
The Gophers will release their first official injury report Tuesday, but for now, team officials insist they feel good about the health going into their Aug. 28 opener against Eastern Illinois. A few items of note:
* Wide receiver Drew Wolitarsky and defensive end Michael Amaefula have both been hobbled of late, but coaches say they still think both could be ready for the opener.
* Tight end Duke Anyanwu tore his ACL the first weekend of practice, and that was a tough blow because Anyanwu would have been one of the first replacements for Maxx Williams.
* Offensive lineman Jared Weyler also tore an ACL during camp, but he's a true freshman who likely would have redshirted anyway.
* The Gophers continue to take it slow with offensive lineman Jon Christenson, who is making his way back from last November's broken leg. They hope left tackle Ben Lauer (high ankle sprain) is ready to practice at full-speed Sunday.
From what I've gathered, that's about all there is to report on the injury front.
Gophers coach Jerry Kill gave a couple quick injury updates after Tuesday's practice.
* Starting left tackle Ben Lauer has a high ankle sprain and won't be full-go until at least Sunday. It sounds like the 6-7, 315-pound Lauer is questionable for the Aug. 28 opener against Eastern Illinois.
"He's slowly getting back," Kill said. "He did individual stuff today, but those things take a while. And certainly, where we're at now, we're not going to take any chances. He's progressed a long way in three or four days. I anticipate him hopefully practicing Sunday, but we'll see."
* If Lauer can't play, the Gophers likely would start Jonah Pirsig at right tackle, with Josh Campion sliding over to left tackle. Pirsig recently missed three or four days with a groin injury, but he was full-go at practice Tuesday.
First, a clarification: I went back and listened to Jerry Kill's interview with Sid Hartman and Dave Mona from Sunday on 830-AM, and I had missed an answer where Kill was more definitive about the redshirt plans.
Kill said Andrew Stelter, a true freshman defensive lineman from Owatonna, will definitely play this year, and the same goes for Brandon Lingen, a true freshman from Wayzata.
Among the other true freshmen Kill expects to play are defensive linemen Steven Richardson and Gaelin Elmore, linebacker Jonathan Celestin and cornerback Craig James. I wrote about Richardson and Elmore last week, as those could be impact moves for the defense.
Kill said he has five or six more true freshmen in the mix for playing time. I know that list includes TE/WR Jerry Gibson, WR Melvin Holland Jr., and WR Isaiah Gentry. Some of these decisions will get made this week, and some could linger into the season, Kill said.
Linebacker depth a question mark
The Gophers expect big things from their first-team linebackers -- De'Vondre Campbell (6-5, 240 pounds), Damien Wilson (6-2, 240) and Jack Lynn (6-3, 240) -- but there is some concern about their linebacker depth.
Junior college transfer Cody Poock appeared headed for a starting role before he tore an ACL during spring practice. Poock has pushed hard to return in time for the Big Ten opener (Sept. 27 at Michigan), but I'll be surprised if he doesn't redshirt.
The second unit has been De'Niro Laster (6-4, 230), Nick Rallis (5-11, 228) and Ray Dixon (6-3, 209). Rallis can play all three LB spots, much like Lynn. Laster and Dixon, both redshirt freshmen, made good strides during spring practice, but Dixon has been banged up during camp.
Celestin (6-1, 209, from Jonesboro, Ga.) will play, and the Gophers like Everett Williams (6-1, 230, Mansfield, Texas) a lot, too.
"Those are guys we're going to push to not be redshirted because they're both athletic enough, and they both work really hard," Linebackers coach Mike Sherels said Friday. "Those two guys have done a great job of coming in and inserting themselves and learning the process. The freshman factor hasn't caught up with them yet."
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Welcome to Uniting People:
The Humanitarian Platform for Sustainable Development & Transparency
The Foundation UnitingPeople has created a humanitarian platform where local leaders and change agents from all over the world can present their projects - and the resources needed to realize them - in order to develop sustainable development and social change.
You can contribute to your favourite project in many ways and follow the progress through the virtual community within each project:
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interaction and transparency in order to allow you to see the results of your contributions.
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Start helping others and make a change through UnitingPeople:
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Feel Good! Remember that thanks to your act of kindness and contribution, social change is possible in a growing sustainable community.
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Jacaranda: Science Lab for Aids Orphans School
Che Mboma, Malawi, East Africa
The construction of a school laboratory for AIDS orphans, which will be the only free primary and secondary school in Che Mboma village and in the whole area.
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To expand gender equality and women´s empowerment by training in guide trekking, rock climbing and eco-tourism.
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Dia de la madre
Como todos los años Festejamos un día muy especial como es el de la MADRE. En esta oportunidad se realizo el día viernes 11 de Mayo del 20112. Participaron 50 madres, las cuales pudieron ver como participaban sus hijos en diferentes actos como POEMAS, DANZAS,…


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Browse more than 50,000 names
Looking for Islamic baby names? We have Ireland's largest selection of Islamic baby names for boys and girls with meanings and origins. We hope you find a really nice name for your baby boy or girl!
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Bedfordshire-based Integra ICT has acquired Herts company Applied IT on the back of a year that saw record growth.
Integra ICT's Managing Director Pas Ruggiero said: "As our customers increasingly look to Integra to provide integrated voice and desktop solutions, it makes sense to acquire an organisation which will complement our core voice expertise."
Stewart Peart, Managing Director of Applied IT, will continue to be part of the new organisation. He added: "Applied IT has been built with a client-focus and it's exciting to now be part of a larger company which shares this philosophy."
Integra ICT increased its profitability by 20% during 2011, and according to Ruggiero last year was one of the most successful in the company's 20-plus year history. "Integra's core philosophy of the 5Cs - Commitment, Communication, Collaboration, Client Focus and Constant and Never-ending Improvement (CANI) were at the heart of this success."
"Get into the hosted arena as quickly as possible, win the customer and the relationship. The window is closing."
Martin Boiles, Sales Director, GCI
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Best with: Roast beef, grilled steak and lamb, and sausages.
You can add sausages, canned tuna, mixed seafood, meatballs, mushrooms and vegetables to this basic red sauce for limitless pasta-bilities.
A thick peanut sauce that's best paired with grilled chicken, pork, beef, shrimps.
This basic white sauce can be extended in a number of ways.
Next time you're entertaining, serve guests these mini desserts so they can have a little of everything!
Pack your little one's lunchbox with fun, healthy eats!
Adobo, pancit, and lotsa local "ulam" to chase the blues away.
Get first dibs on our latest promos and news, plus get to see our newsletter-exclusive Yummy menu!


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|no reviews
Located in the business/residential area of coral gables ; the david william hotel offers extended stay, residential ; style accommodations, meeting facilities, and full ; service hotel amenities. guest rooms feature kitchen, ; kitchenette or wet bar facilities, which make the david ; william ideal for extended stay, corporate and business ; travelers. 700 g...
|Excellent - 415 reviews
The Biltmore Hotel, a National Historic Landmark built in 1926 and situated on 150 tropical acres, is located in Miami/ Coral Gables, Florida. The AAA Four Diamond Awarded hotel features 275 guest rooms including 130 spacious Mediterranean styled suites and two famed Presidential Suites, a Donald Ross 18 hole golf course, 10 lighted tennis courts, the count...
Overall Rating - Excellent - 415 reviews
Excellent 10.0
Phantastic pool!
You could hear nearly everything from the room next to us. The walls seem to be extremely thin.
Excellent 10.0
All aspects of the staff ane facilities are excellent.
Every thing we liked.The hotel of choice when in Miami.
|Good - 366 reviews
Overall Rating - Good - 366 reviews
Okay 6.0
Staff was very helpful.Service was excellent.
Parking fees. Hotel has no free parking for its customers.
Excellent 10.0
Location, cleanliness, front desk staff was friendly and helpful.
|Good - 673 reviews
With a stay at The Westin Colonnade - Coral Gables, you'll be centrally located in Coral Gables, steps from Miracle Mile and minutes from Coral Gables Museum. This 4-star hotel is close to University of Miami and Vizcaya Museum and Gardens. Make yourself at home in one of the 157 guestrooms. Your room comes with a pillowtop bed. Bathrooms have complimentary...
Overall Rating - Good - 673 reviews
Poor 2.0
staff was friendly
noisy, woken each night by guests shouting. low class clientele needs refurbishing
Excellent 9.0
Cleanliness and amenities.
VERY pricey charge for parking. This should be complimentary or even nominal fee for hotel guests.Stayed here because of wedding. Most waiters and waitresses never smiled. Seemed they were unhappy and didn't want to be there. One particular red headed waitress had such a sour look on her face when serving. This was at the wedding reception. Didn't feel welcomed.
|Good - 414 reviews
When you stay at Hotel St. Michel in Coral Gables, you'll be near the airport and minutes from Coral Gables Museum and Miracle Mile. This romantic hotel is close to University of Miami and Vizcaya Museum and Gardens. Make yourself at home in one of the 28 air-conditioned rooms featuring flat-screen televisions. Your room comes with a pillowtop bed. Complimen...
Overall Rating - Good - 414 reviews
Excellent 9.0
Staff very nice and helpful. We enjoyed our stay.
|Excellent - 726 reviews
Elegant Mediterranean Style high-rise hotel located in office complex in the heart of Coral Gables. 4 miles from Miami Intl Airport and 6 miles from downtown Miami. Within walking distance to shopping, dining, art galleries and entertainment. Alcazaba Nightclub opened on Wednesdays. Only 20 minutes from South Beach and Port of Miami. Village of Merrick Park...
Overall Rating - Excellent - 726 reviews
Good 8.0
Local in the center of Coral Gables. NExt to good restaurants. Friendly staff. Gym is good. Nice pool.
Windows could not be opened. I wanted fresh air in the room, and they are all locked.
Excellent 9.0
Friendly staff and great location next to Miracle Mile shops & restaurants
I thought the daily valet charge was a bit costly - as was self park fee
|no reviews
A stay at Wishes Hotel Coral Gables places you in the heart of Coral Gables, convenient to Merrick House and Miracle Mile. This motel is within close proximity of Coral Gabels City Hall and Coral Gables Museum. Make yourself at home in one of the 31 air-conditioned rooms featuring refrigerators and microwaves. Flat-screen televisions with cable programming p...
|Good - 137 reviews
With a stay at Extended Stay America Miami - Coral Gables in Miami (Coconut Grove), you'll be close to Miracle Mile and University of Miami. This hotel is within close proximity of Miracle Theatre and Coral Gables Museum. Make yourself at home in one of the 96 air-conditioned rooms featuring kitchens with refrigerators and stovetops. 32-inch flat-screen tele...
Overall Rating - Good - 137 reviews
Excellent 10.0
Location and staff
They charge for parking and now they have removed all the kitchen wares (dishes pots and pans utensils and appliances) and you have to ask for them to be delivered to the room, very inconvenient for guests and staff
Good 8.0
Location and room. Marien at front desk was very nice and helpful.In the middle of Coral Gables. Rooms are decent and laid out well. Kitchen in room is great.
|no reviews
|Good - 216 reviews
Overall Rating - Good - 216 reviews
|Good - 496 reviews
Coral Gables Miami Area Hotel's Location is Near University Coral Gables and nearby Miami offer an exhilarating array of Florida highlights for the guests of the Holiday Inn® Hotel Coral Gables - University of Miami. The hotel's location, only five miles from downtown Miami and seven miles from Miami International Airport (MIA), makes it easy to enjoy the be...
Overall Rating - Good - 496 reviews
Good 8.0
Small bathroom and loud air conditioningGreat location for touring Coral Gables, Key Biscayne and Coconut Grove. Nice pool and quiet hotel.
Excellent 10.0
The court yard where the pool is. It was beautiful. Looking at the outside of the hotel you would not guess it would be so pretty.
had to pay to park my vehicle.I had a wonderful time. this hotel is centraly located to everything that i wanted to see.


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Welcome to John Knox Village
Welcome to John Knox Village of the Lower Rio Grande Valley, the only Continuing Care Retirement Community (CCRC) south of San Antonio. We are a gated LifeCare retirement community dedicated to providing continuous, compassionate care to all our residents. This website will give you a preview to the life inside our Village, from our attractive home plans to the numerous activities we organize. Contact us and request a brochure and/or schedule an appointment for a personal tour of our Village.
At John Knox Village, our residents feel content and at peace knowing they can have both the ultimate retirement lifestyle and the best medical attention available to them always.


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Chili Sauce is a fairly obvious dihedral on a boulder that lies near the right side of the formation on the desert floor. Climb a short, overhanging dihedral with sweet diagonal rails and stems. Move out left to a pockety seam and a diamond shaped black diorite edge. Power through the crimpy crux to a jug over the top.
A pad is nice to cover a rock underneath the crux.
Originally regarded as the hardest boulder problem in J-Tree, its then rating of V9 has been twice down graded to the current V7 (still wildly hard).
One of the best in the Park. Requires an equal mix of technique and crimp strength. Multiple choices of sequences up to the diamond knob, and multiple ways of pulling the crux past it.
Kinda funny how big a deal peeps make of the final sequence. Whether you are heel hooking or not, the hands are still the same. I have also heard some call the sit start v9, and others say it does not add anything to the rating!?
I'd agree, both finishes felt about the same to me. One is more technical, the other requires more crimp strength. I think people get wound up about it because they aren't strong enough for the "easier" heel hooking beta and get bouted on the techy stems with the original beta, or they sent it back when people called it V9 and are still nursing the butthurt from the multiple downgrades.
This problem is named after the Morris Day and the Time song... Chili Sauce. Here are the last few lines: My God darling, it fits, you must have strong hands But they're so soft like the oils in my morning bath Somebody help me Darling? Yeah I'm not usually so forward, But would you like to make love to me? Hmmm? I, I could make it so nice Do you know what is meant by the words, uhh ? I hate to use them, They're so harsh, American you know what I mean? And yet on the other hand, they're exciting words The words, chili sauce Oh Lord You know, I haven't made love in so long, But with you, I know it would be just like riding a bike. I'd remember everything I've ever learned Baby if the kid can't make you come, nobody can Morris Yeah 17 Oh, um, What's it gonna be, baby? Chili sauce Oh Lord


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Navigating the Seven Planes of Consciousness: Advanced Skills (Psychic Psychology)by John Friedlander
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Originally presented as two half-day intensive classes, this series of audio CDs offers a clairvoyant exploration of the seven planes of consciousness as described by the Theosophical writers of the early twentieth century. Traveling from the first, most subtle plane closest to the divine down through the spiritual, intuitional, mental, and emotional planes to the densest plane of physical existence, Friedlander gently leads listeners through a powerful meditative process designed to increase their awareness and energy.
In these recordings, the author shows seekers how to go up and down the energy scale of the planes just as a choir learns to sing the pitches of the scale accurately. In addition, he goes over common psychic concepts such as auras and chakras, as well as his unique psychic system that emphasizes interpersonal relationships and individual psychology and differentiates between male and female psychic energy.
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61 results for "toledo"
Karen Paolozzi, 31, makes cut in PGA Pro nationals
Karen Paolozzi became the second female player to make the cut in the PGA Professional National Championship, and University of Toledo coach Jamie Broce took the second-round lead in windy conditions Monday.Story | Conversation | June 23, 2014
Bernhard Langer wins Champions Tour's Insperity Invitational
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text:
« back to Power Tools, Hardware and Accessories forum
|Forum topic by verndog
|posted 1938 days ago
|4305 views
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|30 replies
1938 days ago
Cabinet makers,
-- Vern, Southern CA
30 replies so far
#1 posted 1938 days ago
My jointer is the least used machine in my shop. I built cabinets for years and never had one. You can joint on a router table or, if your stock had been straight line cut on one side, use the table saw with a glue line rip blade. I wouldn't buy one just for one project if you don't foresee using it regularly. My planer is heavily used because I buy all my lumber rough. You can spend a little more and have your lumber surfaced by your lumber supplier. Most charge a few cents per LF to do this. There are some tools that you "have to have" and some that are "nice to have". Some functions can be gotten around by being creative.
Many people swear by their radial arm saw. I found it to be the most useless, and dangerous tool in my shop and got rid of it after a few years. I just bought a drum sander last year. It is now used as much as my table saw and I could not live without it. Everybody as different needs for what they do.
-- I don't make mistakes, only design changes....www.dgmwoodworks.com
#2 posted 1938 days ago
if you buy you lumber flat and jointed on one edge- you don't really need a jointer, as thats what the jointer will do…
a jointer will come in handy if you buy all your lumber rough. if you have a planer, you can get around "must having a jointer" and surface one side on the planer with a sled, or with rough hand planing, and joint with a router table.
-- ㊍ When in doubt - There is no doubt - Go the safer route.
246 posts in 1992 days
#3 posted 1938 days ago
if your going to do edge glue ups.. ie table tops.. anytime you need stock wider then your source.. use your jointer… i use my jointer every time i do a project.. but i buy rough stock. i don't think you can buy stock that never needs jointing..
my opinion.. not for cabinets.. 90 percent of the work is plywood.. another tip. if your table saw is well tuned and you cut your stock slow, it should be very close to a perfect joint..
-- It's not a sickness, i can stop buying tools anytime.
27251 posts in 2454 days
#4 posted 1938 days ago
You can use your planer to edge joint the stock. You will need to hold it upright by clamping the stock to a sled but you can "joint" it this way using a planer. But, as far as making cabinets go, I use my jointer every time I make a cabinet since I like to work with glued up panels and work with rough lumber.
-- Challenges are what make life interesting; overcoming them is what makes life meaningful- Joshua Marine
10874 posts in 2190 days
#5 posted 1938 days ago
I'm like closetguy. Hardly use my jointer. Most lumber I buy is straight on one side, so cut on the TS and if it does need jointed, I use my planer. I hardly ever use the jointer, even in my workplace.
-- Jerry--A man can never have enough tools or clamps
246 posts in 1992 days
#6 posted 1938 days ago
i have seen people stack wood then run it through the planner edge up.. joint 5 or 6 edges at the same time.
-- It's not a sickness, i can stop buying tools anytime.
#7 posted 1938 days ago
You can make cabinets with out one but I'd rather have one
-- http://artisticwoodstudio.com Custom furniture
#8 posted 1938 days ago
Agree with Jim and many others on here. I got by for years with out a jointer, now that I have a good one, I don't see how I ever got by with out it. But I did. But I would not buy it for just "One" job.
-- Don S.E. OK
#9 posted 1938 days ago
I seldom use my jointer for cabinet work, especially with wood that is flat and straight on one side. Most of the time I can get just as good an edge for joining boards by cutting them on the table saw. Just make sure you saw is tuned up so it cuts clean. From your list of tools is sounds like you are ready to make cabinets.
-- Les B, Oregon
#10 posted 1938 days ago
LesB gave some good advice. But if you don't have that big of a router, you can make a over sized tall fence for your table saw, figure out what angle your raised panels are, and precut the raised panels on your table saw, leave about a 1/8 inch or more of wood, then finish with your router. It really saves the router from a hard work out. Depending on the size of the doors/raised panels I am making, I will still do this even though I have a big 3hp router, easier on the router, easier on the bit (bits last a lot longer, less wood to hog out).
Easiest way I have found to pre cut these are to set up my router, then run some very soft scrap wood through it, then take the scrape to my saw and fence and tilt the blade to match it, and set the height just short and just slide it over till it almost touches the wood lock it down, I then run another scrape piece through it and then through my router to make sure everything matches up.
-- Don S.E. OK
93 posts in 1962 days
#11 posted 1937 days ago
I just picked up a new jointing method in these forums that works incredible. Using the TS, I cut a 6"wide strip of MDF (had scrap). Now I run my stock against that strip, crown out towards the blade. I didn't think it would work but it did, perfectly. Now I can ditch my TS jointing jig that didn't work well at all. ~the turtle
-- ~the turtle
#12 posted 1937 days ago
The problem with straight lined lumber is that it may not be straight after you rip it on the table saw. Boards sometimes "banana" when ripped. You can work your way around this by picking the straightest for long door stiles and the less straight for shorter rails and such. A jointer sure makes life easier though.
-- "The way to make a small fortune in woodworking- start with a large one"
89 posts in 2123 days
#13 posted 1937 days ago
I am building my cabinets right now. IMO, I couldn't do it without my jointer. I do buy all my lumber rough though. If you had a hardwood dealer S2S all your wood than you could get away with it. My dealer charges $15 a board for that service. Since I am doing all hardwood, no ply, the money saved will easily pay for a nice jointer.
-- T. Nelson
1426 posts in 2506 days
#14 posted 1937 days ago
I love my jointer and use it a lot. Not just for face and edge jointing, but rabbetting and tapering and thicknessing … most people aren't aware of all the possibilities, so their jointer just sits in the corner except when they need a straight edge.
The answer to the question, though, is "no, you don't need a jointer to build kitchen cabinets." I've done a fair amount of edge jointing on a tablesaw or router table. If you don't want to spend the money, or don't have the space for the machine, then there are other ways to get a straight, flat board.
-- http://www.peteroxley.com -- http://north40studios.etsy.com --
#15 posted 1937 days ago
My approch of work as far as edge jointing is different. I cut my lumber to the parts measurements then dimension them accordingly. With manageable length of lumber, face flatterning and edge jointing can be done on the router or by using hand plane.
-- masrol, kuala lumpur, MY.
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House Session, Part 1
The House debated 16 bills under suspension of the rules. Votes are scheduled for 6:30pm ET. A two-thirds majority is needed for passage.282 views
The House debated 16 bills under suspension of the rules. Votes are scheduled for 6:30pm ET. A two-thirds majority is needed for passage.282 views
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text:
5542 Posts in 1739 Topics by 1225 members
Customising the CMS
SilverStripe Forums » Customising the CMS » Client Login
Moderators: martimiz, Sean, biapar, Willr, Ingo, swaiba, simon_w
Page: 1
|Go to End
|1425 Views
Community Member
79 Posts
Client Login
8 March 2009 at 1:20pm
I want to have a page in the navigation that will show a login to a password protected page, which I can set through Security Groups
I have looked through the forums, and have found this question asked before, but not a full answer. The closest I could find was:
I have been looking into setting Access permissions, but this hides the page.
Does anyone have an answer? or has this been done before?
Web Designer Perth
Community Member
49 Posts
Re: Client Login
29 September 2009 at 7:42pm
Bump. Anyone?
Community Member
215 Posts
Re: Client Login
29 September 2009 at 8:37pm
Yea there is an easy way to do this - you will need to create two pages. The first is the secure page that you only want logged in users to be able to access and the second is a redirector page.
Create the page that will be secure then click on the "Access" tab, select that the page only be visible to logged in users.
Then create the redirector page and select that it redirects to your secure page but don't change the access permissions of it.
This will create a page that is visible to anyone but when they click on it it will redirect them to the secure page and thus display the login/password fields.
Hope this helps
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The Top 10 In Action Sports
019 Amazing Surf Camps That Will Make You Want To Quit Real Life For Good
02Want To Get Paid For Your Action Sports Edits? Google Have Made It A Whole Lot Easier...
03It's The Latest Fitness Craze Sweeping America: Surfing, But Not As You Know It…
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John Irish at the National Post reports Merah was holed up in the abandoned building for an extended round of police negotiations when he ran through the apartment firing several guns at once and dove from the window still shooting at police.
Interior Minister Claude Gueant says ""At the moment when a video probe was sent into the bathroom, the killer came out of the bathroom, firing with extreme violence."
Gueant told reporters "In the end, Mohamed Merah jumped from the window with his gun in his hand, continuing to fire. He was found dead on the ground." Two French police commandos were wounded in the exchange, and SkyNews reports the gunman died from a gunshot wound to the head.
During negotiations Merah confessed to killing three Jewish kids, a rabbi, and three French soldiers . His only regret, he told police, was that he failed to kill more French citizens. His aim, he told negotiators was to "bring France to its knees."
Merha, a French citizen of Algerian descent, had recently been convicted of some petty crimes after being rejected for French military service.
Merah's lawyer, Christian Etelin, told reporters "He felt rejected by the periods of detention he was handed out, and for his wish to defend France in the army. Now, he is in a process of hate."
The gunman came under investigation years ago when he visited Afghanistan and Pakistan where he claimed to have received training from al-Qaeda.
French officials had very much wanted to capture Merah alive to bring him to justice, and likely get as much information about his training as they could.
See our blow-by-blow account of the siege and photos of Merah here >
Watch amateur video of the Toulouse gunman below:


text:
STARmeterSEE RANK
Down 245,507 this week
Stefan Ljungqvist
Stefan Ljungqvist was born on September 4, 1948 in Gothenburg, Västra Götalands län, Sweden as Stefan Allan Ljungqvist. He is an actor, known for Jobba hem, jobba hem! (2002), Monopol (1996) and Polisen och pyromanen (1996). See full bio »
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A collection of news and information related to Henry Cavill published by this site and its partners.
Top Henry Cavill Articles
Displaying items 23-33
'Batman v. Superman' photo: Stormy day for Henry Cavill's Man of SteelStory | Jul 3, 2014 | 1:12 PMHenry Cavill strikes a pose in a new still from "Batman v. Superman: Dawn of Justice." Released Thursday, the image […]...
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Batman-Superman movie expected to film in Illinois in the fall (updated)
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'Batman v Superman: Dawn of Justice' starts shooting in Detroit


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text:
Perfecting A Solar Cell By Adding Imperfections
|Nanotechnology is paving the way toward improved solar cells. New research shows that a film of carbon nanotubes may be able to replace two of the layers normally used in a solar cell, with improved performance at a lower cost. Researchers have found a surprising way to give the nanotubes the properties they need: add defects.
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Anything you like
Nothing that you really want
Who could turn that down?
I was listening to the radio and this song came on and the singer was falling to pieces. I went a little grrrl power and thought if I were her, I would want to be stronger.
I'm not going to fall to pieces
But I may shed a tear
Because I'm disappointed
That you were never there
Cold Turkey
Just a taste won't hurt
But you know better, don't you
It's hoping you don't
Page 1 of 44


text:
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Buy exactly as much wine storage space as you need with the Kingston modular "x" cube stacking wine rack by Winsome Wood. This extremely durable module can be stacked next to or on top of other identical modules to create as large or small a storage wall as you need. The attractive solid wood construction has a rich espresso finish that makes it look just as good in a living room as it would a cellar. The "x" design permits the storage of up to twenty four standard bottles per unit. Compared to other wine racks which have individual bottle nodes, the "x" gives you the flexibility to store non-standard bottle sizes at will, though this affects the total number of bottles that can be stored. Champagne bottles, port bottles, or wine jugs that might not fit in other wine racks will fit here. Easy to install and stack.
Modular wine rack expands with your collectionSolid wood construction with dark espresso finishFits atypical bottle sizesStores up to 24 standard bottles
20.47"L x 9.92"W x 20.47"H
This item ships directly from the manufacturer and may be shipped separately from other items in your order.
Product Specifications/Installation Information
Manufacturer: Winsome Wood
Need large quantities? Click here for bulk ordering.


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Added Jan 4, 2013
by kinuegloria
Tokyo, Japan
Last year, I made it. I used a pattern from Simplicity, but Japanese version.
Shell:Wool jersey Liner: Rayon Ribbon:Satin
Jan 5, 2013, 08.40 AMby b. boop
I love all the dress the jacket details!!! great job!!!
Jan 4, 2013, 06.56 PMby Mary Athey
The necklines.gorgeous.on this. Well done x
Jan 4, 2013, 01.37 PMby Anna E
lovely. It looks really comfy.
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