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The Queen of Sin: 10 Things Catholics Need to Know
For when the Queen of Sins has fully possessed a conquered heart, she surrenders it immediately to seven principal sins, as if to some of her generals, to lay it waste.
3 Steps to Understand How Humanity Participates in Natural Law
The vehicle by which man knows Natural Law is reason and understanding. Here, Aquinas makes a second important distinction – some men will understand more, some less. Aquinas is not promoting an egalitarian view of reason. All men may know, but all men will not know equally.
4 Ways to Save Your Soul on a College Campus
The Eucharist is the "source and summit of the Christian life" and there is no greater way to grow in faith and grace than feeding on the Bread of Life.
6 Reasons Euthanasia is Incompatible with Modernity's Own Philosophy
Drunk off its political and scientific successes, modern thought and practice have abandoned the modest and moderate beginnings of political modernity.
Early Church: 12 Quotes on Homosexuality and Other Sexual Sins
"[H]aving forbidden all unlawful marriage, and all unseemly practice, and the union of women with women and men with men..."
The Agony of the Cross: 2 Thoughts on How Christ Can Suffer Grief and Have Beatific Knowledge
How can Christ call out "My God, my God, why have you abandoned me?" if he has the grace of Beatific Knowledge?
St. Josemaria's 17 Signs of a Lack of Humility
Humility is a virtue which we all ought to develop to bring ourselves in greater conformity with Christ as we seek "to temper and restrain the mind, lest it tend to high things immoderately."
12 of the Best GK Chesterton Quotes
"Drink because you are happy, but never because you are miserable."


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Dallas Winston and Zombie Prophet of Bloody Elbow present a round up of the best MMA and UFC videos on YouTube. Today's list features: Jason Miller on his MMA comeback, TUF 17 runner-up Uriah Hall training at Black House with Lyoto Machida and Roger Gracie, Focus: UFC 162 with MMAFighting's Esther Lin's favorite pics, Fox Sports 1 promo, Georges St. Pierre on VADA testing request for Johny Hendricks, The Fight Network on the reach of Jon Jones and UFC on FOX 8, Brendan Schaub on Matt Mitrione withdrawal and the outcome of Anderson Silva vs. Chris Weidman, Weidman on "kissing" Silva, MMAFighting's "The MMA Beat" on the topic of Silva vs. Weidman at UFC 162, Bec Hyatt vs. Mizuki Inoue and Claudia Gedelha vs. Ayaka Hamasaki from Invicta 6, highlight videos of Chris Weidman and Joe Lauzon, the full Chan Sung Jung vs. Leonard Garcia 2 fight, plus more.
Subscribe to MMA Nation on YouTube to keep up with all of the Zombie's finds.
The embedded video above is in playlist form, so just hit play and use the "FF" button to skip ahead. Or, if you prefer, click the playlist bar at the bottom of the video before you hit play, which brings up the playlist so you can directly select the video of your choice.
You can also watch the entire playlist on YouTube.
The full menu for today is:
- 8:21 1
Knife-Wielding Mayhem Miller talks Comeback, Clothing line, & UFC Knee Surgery
by ZombieProphet 10 views
- 1:56 2
Uriah Hall trains at Blackhouse with Lyoto Machida and Roger Gracie
by fighthub 4,523 views
- 1:35 3
FOX SPORTS 1 -- "Happy Days Are Here Again"
by FoxSports 24,801 views
- 1:47 4
GSP Invites Hendricks for VADA Testing, Cruickshank vs. Edwards, UFC Singapore on MMA Newsmakers
by TheFightNetwork 2,131 views
- 20:21 5
5 Rounds on Jones' Reach, UFC on FOX 8, Mighty Mouse, Featherweights, Invicta, Cyborg, Coenen & More
by TheFightNetwork 1,509 views
- 7:15 6
UFC Champ Chris Weidman opens up about kissing Anderson Silva
by DLHQonESPN 1,744 views
Highly Questionable with Dan Le Batard and Bomani Jones airs weekdays at 4PM ET on ESPN2.
- 3:46 7
UFC's Brendan Schaub Reacts To Mitrione Fight Cancellation + Weidman's Win Over Silva
by DontWBeHappy 11 views
- 34:45 8
by MMA Fighting 6,136 views
- 25:35 9
Bec Hyatt vs. Mizuki Inoue - Invicta FC 6 (Bec trained and fought with a torn MCL)
by pegsonmmatest 131 views
- 5:16 10
Claudia Gadelha vs Ayaka Hamasaki INVICTA FC 6 13 07 2013
by SpankCompany 50 views
- 8:06 11
by MMA Fighting 5,529 views
- 4:05 12
Joe Lauzon- "Titanium" Highlight Video
by UFC HighlightVideos 503 views
More Subscribers= More Videos, It took me a while to get this past copyright claims.
- 3:03 13
Chris Weidman-"Be Different" Highlight Video
by UFC HighlightVideos 361 views
More Subscribers= More Videos
- 3:28 14
Thomas Almeida x Valdines Silva - MMA Super Heroes
by videosei 2,539 views
- 14:45 15
UFC 163 Free Fight: Jung vs. Garcia
by UFC 26,634 views
After their star-making first meeting in the WEC, Chan Sung Jung and Leonard Garcia rematched in the UFC Octagon in 2011 in a fight that was just as exciting -- and ended in the only 'Twister' submission in UFC history.
- 10:54 16
Phuket Top Team & Bellator contender JJ Ambrose interview & training at Phuket Top Team
by PhuketTopTeam 588 views
Latest From Our Partners

subset: commoncrawl


text:
Future Farms Arabians Australia - Open Day
Future Farms annual open day was again held on their property at Bolinda Vic on Saturday 3rd December 2011. The day was attended by some 450 people who traveled in from everywhere...
Simeon Shai 24th B-day Celebration
On October 4th, 2008 Silver Maple farm hosted a celebration in tribute to *Simeon Shai+, legendary straight Egyptian stallion.
Donald L. Forbis - A Tribute
Donald L. Forbis - A Tribute (1927-2008)
Damascus International Horse Fair
Damascus International Horse & Equestrian Fair 2008 - By Ayman Hammad Of www.coregraphic.net - Damascus International
Haras Mayed - A Photo Journal
A beautiful photo journal of one of the most stunning farms in the Arabian Horse industry, Haras Mayed owned by Fernando
Farm Tour Day 2 - Holmes / McDonald / Rae Dawn
Farm Tour Day 1 - Terry Holmes / Gary McDonald / Rae Dawn Arabians
2005 Jordan & Kuwait
My first trip to Jordan and Kuwait was very memorable. The hospitality of these host countries was second to none. The quality
2005 Spain & Italy
We had the great pleasure of traveling with our good friends Henry and Christie Metz on a tour of Europe. We started in Spain,


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Sorority Row - Red Carpet Report
Dread Central and actress Carlee (of Wicked Lake and the upcoming Alluvial) Baker hit the world premiere of Summit Entertainment's Sorority Row (opening wide September 11) last night at Hollywood's Arclight Theatre.
Carlee, amidst the current heat and ash that is Los Angeles, chatted with director Stewart Hendler (who discussed his love for 80's slasher films and how "nuts" Sorority Row co-star Carrie Fisher is) and Jamie Chung regarding her involvement in Zack Snyder's upcoming Sucker Punch and her thoughts on the possible inclusion of her "mutilated" Sorority Row character of 'Claire' in a possible sequel, as well as Sorority Row stand-out Margo Hershman on her character's propensity for whiskey, sex and more.
Check out the exclusive video and photos below along with two new TV Spots, and stay tuned for DreadCentral's review of Sorority Row coming soon!
Sorority Row - Red Carpet Premiere
Uploaded by dreadcentral. - Full seasons and entire episodes online.
Sorority Row - TV Spot - Secrets
Uploaded by dreadcentral. - Watch feature films and entire TV shows.
- Sean D.
Got news? Click here to submit it!
Die slowly in the Dread Central forums.


text: Pat Thomas Adcox, 82, passed away on July 4. He was born in Simpson County, Miss. on May 23, 1932, the son of Tommy Adcox and Mary Bishop Adcox. Pat retired in the oil field business after 50 plus years. He was married to Peggy for 58 ½ years and 5 days. They were both members of the First United Methodist Church in Marble Falls. He enjoyed being with his family and collecting Alladin Kerosene Lamps. Pat is survived by his wife Peggy Adcox of Marble Falls, son and wife Michael Adcox and Tracie Joyner of Kingsland; sister Charlotte Hudson of Mississippi; granddaughter Michaela Adcox of Kingsland; brother -in-law and sister -in-law Duane and Charlotte Seay of Snyder, Texas; sister-in-law Betty Adox of Mississippi; and numerous nieces and nephews. Visitation will be on Wednesday, July 9 at the Clements-Wilcox Funeral Home from 6-8 p.m. Funeral services are Thursday, July 10 at 2 p.m. at the First United Methodist Church. Officiating will be Ellen Ely. Burial will be at Lakeland Hills Memorial Park. Arrangements by Clements-Wilcox Funeral Home in Marble Falls. condolences may be made at www.clementswilcoxfuneralhome.com.


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'Star Trek': Around the World 2009
at the Disney ABC Television Group 2013 TCA Winter Press Tour, Langham Huntington Hotel, Pasadena, CA 01-10-13
at the Entertainment Weekly Pre-SAG Party, Chateau Marmont, West Hollywood, CA 01-26-13
Your daily serving of hot, wacky, and just plain tacky celebrity sightings.
This month's best pics by our favorite celebs.
Some fun, sexy, and shocking A-list guest stars.
Forget Demi and Ashton. These celebrity spouses have some major age differences.
Who are the hottest sci-fi sirens on TV today?
Celebrating the best, most surprising, secret celebrity marriages


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In many ways, the evolution of our galaxy is not totally clear. Were all the hundreds of billions of stars born in the Milky Way? Or were they stolen from smaller galaxies?
Until recently, there was a discrepancy between the stars that can be found in our galactic disk and those that we find in the dwarf galaxies that orbit within our galactic halo. If the Milky Way was some kind of 'galactic cannibal,' devouring these small local galaxies (containing only a few billion stars), surely there must be some stars in the existing dwarf galaxies that resemble the ones stolen from ancient dwarf galaxies now residing in the Milky Way?
BIG PIC: Need a map to navigate around our galaxy? Be sure to pick one up from the Milky Way Transit Authority.
Now it looks like we have our answer; astronomers hunting for ancient stars have found a primordial massive star (designated "S1020549″) hiding inside the dwarf galaxy Sculptor, some 290,000 light years away.
This is a huge achievement as primordial stars in other galaxies are very difficult to spot as they are generally very dim and far away.
"This was harder than finding a needle in a haystack. We needed to find a needle in a stack of needles," said a Caltech astronomer Evan Kirby. "We sorted through hundreds of candidates to find our target."
One galactic evolution model is known as the "bottom up" model that theorizes that galaxies grow by sucking in smaller galaxies. For this model to be correct there must be evidence of dwarf galaxy stars inside bigger galaxies (like the Milky Way).
A good place to start is to search for "metal poor" stars. To astronomers, the term "metal poor" means that a particular star contains few of the heavier elements that might be found in other younger stars like our sun. A metal poor star is composed mainly of hydrogen, helium and small quantities of lithium (with only trace amounts of other elements).
The lack of heavier elements means that metal poor stars are typically very old, as old as the oldest stars in the Universe (born only a few hundred million years after the Big Bang). The early Universe was also metal poor as only stars have the ability to create any element heavier than lithium (through nuclear reactions and supernovae), so metal poor stars are in fact the first stars to be born, some are still alive today, at over 13 billion years old.
"The Milky Way seemed to have stars that were much more primitive than any of the stars in any of the dwarf galaxies," said co-author Josh Simon of the Observatories of the Carnegie Institution. "If dwarf galaxies were the original components of the Milky Way, then it's hard to understand why they wouldn't have similar stars."
After careful spectroscopic measurements by Carnegie's Magellan-Clay telescope in Las Campanas, Chile, it turns out that S1020549 has a metal abundance 6,000 times lower than the sun and five times lower than any other star found so far in any dwarf galaxy.
Our galaxy contains an abundance of metal poor stars, so this new finding appears to agree with the "galactic cannibal" theory that many dwarf galaxies died in the making of the Milky Way.
"If you watched a time-lapse movie of our galaxy, you would see a swarm of dwarf galaxies buzzing around it like bees around a beehive," said Anna Frebel of the Harvard-Smithsonian Center for Astrophysics, lead author of the Nature paper reporting these findings. "Over time, those galaxies smashed together and mingled their stars to make one large galaxy — the Milky Way."
Image: Artist impression of a primordial star (David A. Aguilar, CfA)
Source: CfA.


text:
Posts Tagged 'Canadian Curling Hall of Fame'
One of curling's best all-around athletes, and a member of the Canadian Curling Hall of Fame, has passed away.
One of the best players in curling history, and one of the game's most prominent behind-the-scenes supporters comprise this year's list of inductees to the Canadian Curling Hall of Fame.
A former president of the Canadian Ladies Curling Association, and a member of two curling Halls of Fame, has passed away.
A former Canadian Curling Association president and member of the Canadian Curling Hall of Fame has passed away.
Former Canadian Curling Association president Dr. Clyde Opaleychuk has passed away.
Opaleychuk, a member of the Canadian Curling Hall of Fame, died on Saturday at the age of 71 at his home in French River, Ont.
He was active on the Sudbury curling scene, serving as president and as a member of the board of directors of the Sudbury Curling Club, of which he was a life member. He also co-chaired the host committee for the 1983 Labatt Brier in Sudbury.
Opaleychuk would go on to serve as the secretary-treasurer of the Northern Ontario Curling Association, and eventually was elected to the board of the CCA. He assumed the presidency of the CCA for the 1984-85 season, during which he played a role in curling moving to the Olympic stage as a demonstration sport for the 1988 Winter Games in Calgary.
He was inducted into the Canadian Curling Hall of Fame in 1986, won the CCA's Ray Kingsmith Award for executive volunteer service in 1993, and was inducted into the Sudbury Sports Hall of Fame in 2010.
You can read his obituary here.


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Hartford, CT
Phone: 860-246-1222
Best City Chic
Contemporary American cuisine blends well with cool jazz on Wednesday nights in the brick-walled bar. Seasonal menus inspired by the city's twice-weekly farmers' market make this a popular hub.
Please Note: This listing was accurate at the time of publication. When planning a trip, please confirm details by directly contacting any company or establishment you intend to visit.
Browse Similar Travel Listings
- By Category: Editors Choice
- By Type: Dining
- By Publication: Yankee Magazine


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All restaurants
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Are you hungry and looking for something specific? Try our new menu search!
Here are a few examples:
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"I loved everything about these cards, great design, easy-to-edit and quality product. I received nothing but compliments from all my guests."
"The invitations arrived looking just how they are shown on line. An adorable design on quality card stock. Very please with product!"
"I loved this print and really wanted it even though it wasn't for a baby shower. I edited and changed a few things... Turned out just perfect! I even had a map for directions for where the venue will be, printed on the back of the card and it too came out great! Quality of the card is very good and the print itself is very good quality too, very clear and no bleeding. Family and friends loved it when they received them. Very happy customer and will definitely continue using tiny prints for all our special occasions."
"Ordered this card for my baby shower and could not have been more pleased!! I was trying to save money so I went with the sharp edges and non-shiny prints but they still came out great and I got SO many compliments on them!!"
"The cards I received, were a very nice quality. I was impressed with the speed in which I received my order. The print and design were just what I wanted."


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Motorola Solutions
On any given day, every moment matters to someone, somewhere. And every moment, Motorola Solutions innovations, products, and services play essential roles in people's lives. We help firefighters see around buildings and police officers see around street corners. We make supply chains visible to retailers and entire power grids visible to utility workers. We provide the situational awareness first responders need when a moment brings catastrophe. And we help companies deliver shipments at the moment they're promised. We do this by connecting them to seamless communication... More
Motorola Solutions Video
Motorola Solutions – Why Work For Us?
- About Us |
- Our Values |
- Working Here |
- Benefits & Development
For more than 80 years, Motorola has helped the world be its best.
From introducing one of the first commercially successful car radios that delivered vital news right to us no matter how far from home, to developing the equipment that transmitted the first words from the moon, to leading a public safety revolution with the world's first-ever handheld laser scanner, Motorola's employees have a history of exploding possibility across the planet, innovating smarter, more flexible and more insightful ideas.
Our employees enable industries worldwide to thrive, achieve and do their best work. They create indispensable, indestructible tools to help more people in more businesses in more places to be their best. They do it to better serve the government, health, public safety and other businesses for which we've created clear and confident communications solutions for more than 80 years. The work they do is meaningful, impactful and ongoing.
And we need driven, motivated visionaries like you to join them.
This is the employer's chance to tell you why you should work for them. The information provided is from their perspective.
Working at Motorola Solutions
Employees say it's "OK" 544 ratings
50% of the CEO 259 ratings
Gregory Q. Brown
Chairman & CEO
"Best company to work for"
Former Contract in Chennai
Pros: Best company to work with. – Full Review
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Interview Details Applied through employee referral, took 2 weeks time. 3 Technical round and 1 HR round. – Full Interview
Interview Question:
Programming questions. – Answer Question


text: …and I feel fine. Ok, more than fine, but that has nothing (well, ok a little bit) to do with Uber and shopping and all to do with a certain muscleboy who decided to steamroll over me with a freight train and asked me to partner with him in SL yesterday. So faithful stalkers will have to excuse my current Julie Andrews Singin' On a Mountain Top high and how it is influencing my normal, sarcastic, and biting tone of voice.


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The Townsend Hotel
This employer has taken extra steps to respond to reviews and provide job seekers with accurate company information, photos, and reviews. Interested for your company?Learn More.
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Food & Beverage Outlets Manager
The Townsend Hotel – Birmingham, MI
Guest Interaction (55') - The Outlet Manager will plan and direct the administrative function of the Rugby Grille and other outlets to meet the daily… HCareers
Updated Aug 23, 2014
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Employees are "Satisfied" 1 ratings
Pros: "Comraderie among fellow workers; exciting seeing celebrities" – Full Review
If you're searching for The Townsend Hotel jobs and careers — we can help! Here you'll not only find the latest The Townsend Hotel job openings, you can also see what The Townsend Hotel employees have to say about a career at The Townsend Hotel – salaries, reviews, and interview questions all posted anonymously by The Townsend Hotel employees and job seekers.


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- 21st Century Health
- California Gold Nutrition
- Carlson Labs
- Country Life
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- Enzymatic Therapy
- Enzymedica
- Garden of Life
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- iHerb Brands
- Jarrow Formulas
- Life Extension
- Madre Labs
- California Extracts
- Doctor's Best
- Eclectic Institute
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Bluebonnet's Standardized Cat's Claw Bark Extract Capsules provide a standardized extract of polyphenols and alkaloids, the most researched active constituents found in cat's claw bark. A clean and gentle water-based extraction method is employed to capture and preserve cat's claw's most valuable components. Available in easy-to-swallow vegetable derived capsules for maximum assimilation/absorption and for a truly vegetarian/vegan formula.
As a dietary supplement, take one vegetarian capsule daily or as directed.
100% kosher vegetable capsules, vegetable cellulose, magnesium stearate.
Free of milk, egg, fish, crustacean shellfish, tree nuts, peanuts, wheat and soybeans.
Also free of yeast, gluten, barley, rice, sodium and sugar.
|Supplement Facts
|Serving Size: 1 Capsule
|Amount Per Serving
|%Daily Value
Cat's Claw Bark Extract (Uncaria tomentosa, standardized to 15% [45 mg] polyphenols and 3% [9 mg] alkaloids)
300 mg
|*Daily Value not established.


text:
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As a candidate for governor, Martha Coakley has strongly criticized the troubled Department of Children and Families, saying it overloads its social workers and is unable to properly protect children from abuse.
"During my career, I have seen, day in and day out, how the current structure of DCF puts children at risk and overburdens social workers,'' Coakley said in a statement released by her gubernatorial campaign. She vowed that, as governor, she would put in place crucial changes needed to protect children.


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Jon Hamm's Career Timeline
As any struggling actor knows, you don't get your Don Draper moment until you've appeared in your fair share of canceled network shows and forgotten indies.
MAD MEN (2007-present)
Hamm is Don Draper. Sexy. Creative. Brooding. Mysterious. Need we say more? Thought not.
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text:
Disclaimer: I actually recieved this product over the summer, when I had a lot going on. I should have reviewed it within a couple of weeks but I wanted to be able to take the products in the box to the farm and try them out so I could give mini-reviews on each product in the box. As things snowballed, I procrastinated, and here I am several months after the fact writing the review. My sincerest apologies to A Horse Box Canada (now The Equibox) and A Horse Box who initially reached out to me to request the review. My current plan is to do more in depth review of the products when things warm up a bit. For now, preview of the items in the box!
As a kid, I used to love those "surprise bags" you could buy at the corner store. A paper bag you couldn't see into that contained a variety of small trinkets and candies. I don't know if it was all about the surprise itself or the "deal" of getting all that stuff for $1, or the fact that I didn't have to spend energy and time picking out all those small things to buy on their own (those who know me know I am not a happy shopper!). As I grew up, I graduated to love things like Christmas hampers. And now, for the grown up equestrienne in me - A Horse Box/The Equibox!
Essentially, you pay a monthly fee (in some cases, the per-month is reduced if you buy several months ahead of time), and for each month that you pay, you receive a "surprise bag" of equestrian products. Some of the items may be full sized, some may be sample sized, you could also receive coupons or special offers for products that aren't physically included in the box.
A Horse Box offers a couple of options - their monthly box which is $22 on a month-to-month basis or $17 if you buy it six months at a time. Their website allows you to subscribe with Paypal, which means it automatically renews until you tell it not to.
A Horse Box also offers what they call "A Tack Box" for $20, which is not a recurring subscription and according to the website, includes "everyday essentials for competing during show season".
The Equibox is $30 on a month-to-month basis, which reduces to $25 per month when you buy it six months at a time.
At the time that I was contacted to try out A Horse Box, my box was shipped from "A Horse Box Canada" which has since become The Equibox. At the time, the shipping was quick and tidy, well packaged and everything inside was well protected.
The best part is that shipping is always freeeeeeeee. (I can live with shopping online but hate paying for shipping.)
The Awesome Stuff Inside
- An issue of Equine Wellness & exclusive offer for a 1 year subscription for $24 (issue retail: $5.95)
- A full sized Horscotti treat (retail: 4 for $5)
- 80ml sample of Buckley's ZEV Cough Remedy For Horses (retail: unsure)
- 100ml sample of Equicell-R Liquid vit-min supplement (retail: unsure)
- 56g pouch of Quench Lyte electrolyte formula for horses (retail: $1.86)
- 1/4lb (guestimate?) sample bag of Hoffman's Horse Ration (retail: unsure)
- Full sized (236mL) bottle of EcoLicious De-Stress Intensive Restructuring & Detangling Treatment (retail: $23.95)
- 10% off coupon up to $20 value for orders of custom horse hair jewelery by Galla Designs
The Verdict
I love it! Sure, there are items I won't make much use of (horse ration since it's not available here, and the cough remedy primarily), but I think this is awesome - and as you can see by the retail prices, the whole box itself would have been worth it for the mane & tail treatment alone!
This is really a brilliant idea. Think of it this way: I have a Costco membership, and G and I shop there pretty much weekly (at least twice a month typically). The majority of the grocery items that we buy there were, at one point, at one of the sample booths. We tried it, we liked it, it generated further business. It just makes good sense. And this way, you don't have to sink, for example, $23.95 into a bottle of mane and tail conditioner that may possibly not work for you.
Added Bonus
I think a subscription to a box would be a smart, obvious and well appreciated gift from the non-horsey SO that I talked about last entry. This way, they don't have to risk being overwhelmed in the tack shop, buying you something that despite the best intentions is not something you can use, etc.
I should also note - this was the inaugural box from A Horse Box Canada - the box has probably evolved significantly since I received it in the summer, and I am hoping to buy a box once things warm up a bit, so I can report back!


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Must-see morning clip: Jon Stewart mocks "creepy inmate" Rick Perry
Jon Stewart delves into the Rick Perry indictment, and his hilarious rebrand VIDEOFriday, Aug 29, 2014 1:31 PM UTC 0
Innovation Video, The Daily Show
Jon Stewart delves into the Rick Perry indictment, and his hilarious rebrand VIDEOFriday, Aug 29, 2014 1:31 PM UTC 0
Starring Gael García Bernal as journalist Maziar Bahari VIDEOThursday, Aug 28, 2014 7:23 PM UTC 0
"Race is there and it is a constant. You're tired of hearing about it? Imagine how ... exhausting it is living it" VIDEOWednesday, Aug 27, 2014 6:43 PM UTC 0
"The Daily Show" senior correspondent Michael Che can't find a safe place -- even in space VIDEOWednesday, Aug 27, 2014 1:56 PM UTC 0
The "Last Week Tonight" host isn't interested in offering a balm for tough times. He wants you to pay attention VIDEOThursday, Aug 14, 2014 11:00 PM UTC 0
It's easy to take shots and laugh at the know-nothing right. But our smirks let complicit Democrats off the hookSunday, Aug 10, 2014 11:00 AM UTC 0
From their upcoming reunion album "A Better Tomorrow" VIDEOThursday, Aug 7, 2014 1:30 PM UTC 0
As if our drug policies weren't enough of a punch line already VIDEOThursday, Jul 31, 2014 1:00 PM UTC 0
"The Daily Show" has raised $4.3 trillion to buy CNN, and now it's time to decide its future programming! VIDEOWednesday, Jul 30, 2014 1:36 PM UTC 0
For $5 million CNN will air a "24-hour, two-week hunt for your lost car keys" VIDEOWednesday, Jul 23, 2014 2:20 PM UTC 0
The CIA: Not happy about their food choices VIDEOThursday, Jul 17, 2014 2:40 PM UTC 0
"Daily Show" host's a gutsy satirist but a deferential interviewer. So last night's Hillary grilling was a surpriseWednesday, Jul 16, 2014 3:59 PM UTC 0
"What the f*ck is wrong with you? These are children!" VIDEOWednesday, Jul 16, 2014 2:05 PM UTC 0
Stewart grilled the former secretary of state on last night's "Daily Show" VIDEOWednesday, Jul 16, 2014 1:20 PM UTC 0
Back from a two-week vacation, the two tackle the terrible Supreme Court decision in their own unique way VIDEOTuesday, Jul 15, 2014 2:05 PM UTC 0
The only happy places, Stewart concludes, are Germany and Cleveland VIDEOTuesday, Jul 15, 2014 1:35 PM UTC 0
The Bard is a much bigger influence on the late night comedy show host than you might expectTuesday, Jul 8, 2014 11:15 AM UTC 0
A feud with Sean Hannity, hilarious feminist satire by Kristen Schaal and one-woman shows by Samantha Bee VIDEOFriday, Jul 4, 2014 8:30 PM UTC 0
Republicans are starring in the play "A Streetcar Named We're Always Wrong" VIDEOFriday, Jun 27, 2014 1:35 PM UTC 0
Page 1 of 18 in Jon Stewart


text:
I know it seems waaaay early to start thinking about Christmas, but if you're in retail or any field that markets heavily to consumers in Q4, it's time to start planning now.
Email's likely going to be a big part of your marketing efforts. Here's a great infographic from Campaigner that can help you kickstart your plan.


text:
How do you find music?
Over the last couple of weeks, quite a few people have independently asked me: How do you find music?
The answer, of course, is: everywhere.
It's not hard these days to find new music. What is harder is to cut through the noise - this is one of the reasons I started HotSpotMusic and that's merely a very basic layer of aggregation and filtering, one or two degrees below the surface. Even more importantly, perhaps, is finding and dedicating time to do so. Gone are the days when I'd spend hours every night reading music blogs to keep on top of all the new bands doing the rounds but there are a number of sources.
So, in case you're after some new sources of inspiration, here's a few ideas:
Blog Aggregators
Since I don't have time for all the blogs, aggregators are a great way to zip through some of the things that they are posting. There's two levels of aggregation - the first is the blog radio style where I can follow different bloggers or people and see what they post. The classic example of this is the Hype Machine which is just as strong as it was 5 years ago, the more emergent (but iPad-compatible) Shuffler.fm and the music jukebox in the sky that is ex.fm (which also handily picks up posts from your Tumblr and all around the web).
The other is review aggregators that aren't necessarily following hot tracks but reviews from established outlets and trying to gauge the consensus of the critical elite. My favourites here are AnyDecentMusic (which has a UK-lean) & Metacritic (which has a US-lean). AnyDecentMusic, in particular, seems to go to extreme lengths to find new content and help augment its charts. The charts themselves are usually pretty representative of the current climate and ADM is therefore my go-to place when I feel like I've been out of it for a few weeks.
Random Discovery
Okay… this is my favourite mode of music discovery: the random walk. Or, as it's known in the modern age, the Wikipedia effect. Starting with something I know, I'll endlessly browse through related artists, inspirations, offshoots, label mates and connected genres. Somewhere along the way I always run into something fantastic that I've never heard before. The best place to do this is (still) All Music with its encyclopedic detail of music history and, let's be fair, taste. But this works equally well on Spotify's related artists, Last.fm's recommendations or tag browsing or even Amazon.
The flipside to this is randomised discovery via radio-mode on Spotify, Last.fm et al (Pandora being a big one that's not available here in Germany). I should state for the record that I hate the shuffle function. So I don't often use radio mode, but when I do I rarely remember the names of the artists featured. Shuffle mode is background music, it's lazy mode and that's why I don't recommend it for real music discovery (also the algorithm's are generally quite ineffective for unearthing new stuff, see 8tracks below).
Email / Newsletters
Most of the services I've mentioned here will do their own newsletters (and a particular shout out for the weekly album rundown by ADM & AMG as two of the best) and band/label mailing lists help too (if a little unwieldy to manage). Rough Trade also do a great weekly roundup (the website claims it's 'World Famous') and their ability to pick new music is impeccable. The final one I use is a hack that someone put together called soundamus which looks at your last.fm history and tells you if there are any new records by those artists. Another handy reminder.
Podcasts / Radio
Today I listen to a lot more radio than I did a year ago thanks to digital radio through my iPhone. That means I'm able to enjoy 6music all the time (but particularly pre- and post-sleep and particularly when Gideon Coe is on). When I'm not listening live, I love a good podcast and some of my favourites here are:
- NPR's All Songs Considered
- WBEZ's Sound Opinions
- The Guardian's Music Weekly
- Others include The Line Of Best Fit, Indie Feed, Hype Machine Radio
Daytrotter isn't technically a radio station but they have an immense amount of great sessions (hidden behind a paywall) and there's always something new and great there.
Social Networks
- Tumblr has a great network of music lovers who are continually sharing music, new and old alike. I'm always finding new tunes from folk like David, Kirk, Mark & Fred.
- SoundCloud - I follow hundreds of bands, labels, blogs and friends here who are posting and curating new music 24/7. Discovery happens entirely through this social feed and it's now at the stage that most of the acts I search for have a profile too.
- Twitter - Obviously there's a ton of artists out there on Twitter but the source that remains the most fruitful for me is the little community of Spotify-related users I have been unofficially inducted into through HotSpotMusic's earlier days.
- This Is My Jam - a new-ish site that I'm just getting into (thanks to their new Spotify app), allowing you to post one "jam" at a time.
- 8tracks is a site that I care a lot for and yet one I don't spend nearly enough time on. Human curators making playlists is simply the best way to find music and trumps any machine making automated guesses at what you might like.
So, even though I don't have that much time to read blogs any more there are still a number that I consistently look at and rely upon. Below are a couple of my favourites and here's a link to all of them (and some of the ones mentioned above) in Google Reader.
- Drowned In Sound
- Pitchfork & Stereogum
- The Line Of Best Fit
- I Guess I'm Floating, Gorilla Vs Bear & You Ain't No Picasso
So there you go, that's how I do it. Or at least 50% of it.
How do you find music?
What I Want…
… is some kind of app that allows me to leaf through all the albums I have ever owned or played in a way that replicates how I used to go through my own CD collection or through racks and racks at a record store. It would work best as an iPad app but could work anywhere. You could order by play count, genre, chronological, alphabetical, autobiographical…. It would give me recommendations and charting and insight and would help me to stumble upon all those albums that I've sort of forgotten about…
I guess what I'm looking for is a Last.fm browser for the touchscreen age.
2,479 plays
339 plays
SoundCloud: 5 Extremely Powerful Ways for Bands to Use SoundCloud
You play in a band, have heard about SoundCloud but are not yet sure how it can help you? No problem – let's take a closer look and dive into the different things you can do. We hope you'll join and make SoundCloud your hub on the web, the control room for your tracks.
A great round-up of all the sweet tools appearing around SoundCloud.
Best Albums of 2009 So Far…
Get the playlist here.
2009 has, so far, been a pretty spectacular year for music. So, I thought I'd put together my favourite records so far and to celebrate my return to man-size blogging I'll give each of them a 141-character review. It was a pretty difficult choice to rank these in any kind of order so I didn't try too hard. I'm also flying in the face of convention by going for a top 12 – I'll try and trim it a bit better by the end of the year. Sadly, Spotify doesn't have all of them so, US-fans rejoice, I've put together a mix on 8tracks which you can listen to right here.
1. Sparklehorse – Dark Night Of The Soul
This record sounds like each song was tailor-made for each of the top guest vocalists and yet still sounds like its own complete body of work
2. Dirty Projectors – Bitte Orca
I'm fairly certain that Dave Longstreth is a musical genius and with a Pitchfork review of 9.2 I'm not the only one. Truly a breathtaking LP
3. Animal Collective – Merriweather Post Pavillion
Schizophrenic, joyous, disruptive, cryptic, hallucinogenic, danceable, fun & other adjectives. One of the most intriguing albums of the year.
4. The Pains of Being Pure at Heart – The Pains of Being Pure at Heart
Jesus & Mary Chain meets My Bloody Valentine meets Teenage Fanclub meets a nice warm sunny day in Spring meets rocking out after dark in NYC
5. Bill Callahan – Sometimes I Wish We Were An Eagle
Bill Callahan's voice has such understated power (somewhat akin to Nick Cave's) and the sonic textures & brooding strings resonate throughout
6. Emmy The Great – First Love
The fragile beauty of her voice belies the strength of the stories and the power of her songs. Long awaited record and it doesn't disappoint.
7. Super Furry Animals – Dark Days/Light Years
If this record only had a song about trams and nothing else it'd be awesome. But no! There's more, and it's a super return to pop funkyness.
8. The Voluntary Butler Scheme – At Breakfast, Dinner & Tea
Would you invite the Voluntary Butler Scheme around for a meal? Yes you would, because he's a very nice man. He also makes lovely pop music.
9. Wilco – Wilco (The Album)
Big bonus prize for Wilco. Not only did they finally release an eponymous LP but it's also a cracker and the cover art is the best thing ever
10. Yeah Yeah Yeahs – It's Blitz
Never a band to give you what you're expecting, the YYYs flip again to a more dance-oriented sound to create a beguiling yet addictive album.
11. Cymbals Eat Guitars – Why There Are Mountains
Tasty. Sounds like the apocryphal clamour of all of Staten Island screaming in unison: "We shall not go quietly (without our skinny jeans)".
12. Camera Obscura – My Maudlin Career
If Stuart Murdoch and Phil Spector were ever to co-produce a record together, that unlikely and unholy union would be this sparkling pop gem.
Honourable mentions also go to: Discovery, The Low Anthem, Casiotone for the Painfully Alone, M. Ward…
Here's what else there is to look forward to: Brendan Benson, The Flaming Lips, Monsters of Folk (a Jim James, Conor Oberst & M. Ward supergroup), Arctic Monkeys, Yo La Tengo, Richard Hawley not to mention a new Flight of the Conchords album and the somewhat bizarre prospect of a joint album between Pete Yorn and Scarlett Johansson.
I just bought my first album…. for a long time
have nearly 1,000 CDs in my record collection. I am a collector of music paraphernalia, shiny things and things I can categorise alphabetically, chronologically and thematically. If I could draw you a Venn diagram right now I would and it would have a nice big CD-shaped overlap. Yet, every single one of those precious, shiny discs was purchased before last summer – I haven't bought a record for well over a year. And I haven't shifted my music purchases to downloads either since I believe they are ridiculously over-priced. Why should it cost the same to download an album as it does to buy the CD (when you cut out transportation, storage, physical materials, distributor margin and all the other costs that go into the production)?
So for the past year I have been making use of other channels – from friends and also last.fm/Spotify, both of which have changed my music consumption habits immeasurably and permanently. But last week, I broke my musical fast and bought the new record by Fanfarlo, an indie band from Sweden via London. Why them? Whilst the album is superb, I made the decision based on a couple of tracks from a blog – I certainly hadn't been anticipating it like a new Radiohead album (which according to Thom Yorke may now never come).
The reason why I got my credit card out was the differentiated pricing structure they had chosen for distribution. I was able to get the download only version for just $6 and if I'd wanted to get the CD, vinyl or the special boxset then these would've set me back $8, $16.50 and $35. You can even stream the album on NPR's website for free for a limited time only. And I was slow to this band – had I been quicker off the draw I could've got the download for just $1. Whilst it's certainly not the first occasion pricing tiers like this have been used to market a new album, it's nice to see it trickle down to a smaller band – one who can't necessarily afford to open itself up to the risky In Rainbows style 'pay what you want' model.
Whilst marginal costs are hitting zero and services like Spotify (who, incidentally, didn't have the album in question) are trying to prove music services can be ad-supported I still think there's room for bands to make money from their records. It's just that this is a smaller piece of the pie than before. I would happily pay a nominal amount to get the music downloaded, to try out a new artist and to reward them for their music and according to recent studies I'm not the only one. The music industry is slowly trying to figure these issues out and it's good to see independent bands setting the pace (check out a similar effort from Clap Your Hands Say Yeah! wordsmith Alec Ounsworth).
For me, the bar was set low enough in this instance that buying the album wasn't really a decision. Of course, everyone will have their own price for this indecision and it's quite likely that for a lot of Gen-Yers who've grown up with free & P2P, this price will be zero. But even if small bands can shift just a few of these people into buying customers then they might be able to take 2 or 3 days off touring a year.
The Toil & Tenenbaum
With the trial of Joel Tenenbaum just started in the US, it seems the right time to lay my cards down on one side of the music piracy table of debate. First of all, let's be clear: this is not suffering artists pleading for their just rewards. Nay, it is the aimless thrashing and flailing of a dying industry trying to cling onto dollar bills as they slip slowly between the fingers.
The music industry, not the record industry, is thriving today because of, not in spite of, technology. Artists are still out there producing records but most have learned to make money through other channels like gigging, licensing and premium boxsets. The savvy record labels have adapted and become 360-degree agents, concert promoters and management for artists. Most have not. The internet as a platform puts artists directly in touch with their fans and builds that loyal following who will then come to the shows. There is more diversity and more depth than ever before if you look for it.
The record labels themselves have failed to realise (at least publicly) that the game has changed, that the game is no longer about controlled 1-1 distribution but free, in both the liberated and monetary sense, many-to-many flow of media. New tools are making it easier for artists to cut out the middle men and the result for the consumer is a torrent (pun intended) of content, waiting to be selected. Music too will now have to function on a freemium basis as it becomes closer and closer to being a commodity.
The record industry is unhappy because they are being cut out of the equation just like newspapers and countless others. Well, tough luck. That's just the way it is now. The game has changed. As in any industry, a disruptive technology takes out a dying, greedy, old business that fails to adapt. Trying to solve it with disproportionately large lawsuits that bear no relation to the original misdemeanour will only stem the tide for so long. Good luck Joel.


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Halvorson-Johnson Funeral Home looks to make a move
If everything goes as planned Halvorson-Johnson Funeral Home could have a home on either side of the Mississippi River.
Tim Taylor, Halvorson-Johnson owner, is looking at expanding into the former Photo Center building at the corner of Excelsior Road and Golf Course Drive in Baxter. The effort, Taylor said, is in the preliminary stages and the topic should be before Baxter's planning and zoning commission Dec. 13.
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text: PSU failed paperclip test; does this mean for sure it died? Tags: Power Supplies Computers Shutdown LED Monitor Components Last response: February 2, 2013 7:10 PM in Components Share ItsErwinsFault February 2, 2013 6:48:36 PM So my PC stopped working this morning. The computer just shutdown suddenly on its own; at first I thought the power had gone out, but after checking inside my computer, I saw my motherboard power LED was off. I tried replugging my PSU but the mobo LED would not turn on nor would the computer start. So I tested my PSU (Seasonic M12II 620 Bronze) with the paperclip test, and it failed. The fan doesn't start spinning at all. Then I retried the test after plugging in my case fans to give it some load. Still no luck. Is it safe to assume that I have a faulty PSU? I've barely finished building this PC about 3 weeks ago and have been using it since then, but I didn't do anything different or out-of-the-ordinary with it this morning when it shut down. I have no idea why it suddenly shut down in the first place, either. Thanks for your time. More about : psu failed paperclip test died smeezekitty a b ) Power supply February 2, 2013 6:54:18 PM Assuming you are sure that you shorted the correct leads and the power cord is good, then the PSU is definitely dead. m 0 l Anonymous a b ) Power supply February 2, 2013 6:54:28 PM i would say yes it failed and thats really depressing since seasonic is one of the best PSU manufacturers but no one is perfect. RMA? m 0 l Related resources Does passing paper clip test means the PSU will work in system? - Forum Can't find your answer ? Ask ! Get the answer ItsErwinsFault February 2, 2013 6:56:26 PM Yes, I have been planning on an RMA but wanted to ask the community one last time before just to confirm the PSU is dead. m 0 l Anonymous a b ) Power supply February 2, 2013 7:10:27 PM ok, but do not do anything that may void the warranty! i myself would want to open it up and have a look see . . m 0 l Can't find your answer ? Ask ! Publish Read discussions in other Components categories Power supplies Sound cards NICs Akasa Antec Cooler Master Cougar DeepCool Enermax !


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Alex Smith's Utah commencement speech coming soon
He's remembered well on Utah's campus, and not only for his football exploits. "From a teacher's perspective, a joy," is how Brian Riedesel described him this week, having taught him in an educational psychology course. "I can't imagine anyone who knew Alex not wanting the best for him."Kragthorpe: Alex Smith sure to inspire Utah graduates | The Salt Lake Tribune


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A Day at the Irvine Regional Park
By TweeterDeeter on 01/30/2014
Here's a scary fact: humanity depends on plants for survival! Even more terrifying: the plants are at war, and the casualties are becoming catastrophic! Invasive plant species from other regions are thriving in Southern California because they lack natural predators and have the ability to survive in our sunny climate. This means we'll have fewer […]
Posted in CSR | Tagged castor beans, digging, invasive species, irvine, irvine regional park, volunteering | Leave a response
What Does the Solar Say?
By TweeterDeeter on 01/15/2014
Hopefully, you have heard of the Siri trick, "What Does the Fox say?" If you haven't, drop everything and find an iPhone with Siri! If you can't, we added some of her responses to the bottom. We had the whole office watch the video and then the parody ideas started flowing. We came up with […]
Posted in In Office | Tagged renewable energy, solar, sustainability, what does the fox say, what does the solar say | 2 Responses
2013 in the Sunlight (Annual Solar Recap)
By TweeterDeeter on 01/14/2014
We would like to take this opportunity to introduce our new intern! Kristina Horensky comes to us from Oberlin College where she is majoring in Environmental Studies and Law & Society. She'll be helping us with many things around the office and it might just be time to clean those panels again… This was Kristina's […]
Posted in Solar News | Tagged annual recap, solar, solar industry | Leave a response
Grow Your Own Money! (Just Add Solar)
By Danny the (Solar) Manatee on 01/06/2014
Solar modules can go just about everywhere: satellites, poles, trailers, and most commonly rooftops. The most basic solar installation is the ground mount. As you may have guessed, ground mount systems are solar modules that are secured…to the ground. Now imagine, you've just inherited 10 acres of land in the middle of the Mojave! What […]
Posted in Solar News | Tagged awesome, california, ecosolargy, extra money, farming, golf course, ground mount, open land, solar, solar farm, sustainability, unused land, utility scale | 4 Responses


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12 CFR 703.2 - Definitions.
The following definitions apply to this part:
Adjusted trading means selling an investment to a counterparty at a price above its current fair value and simultaneously purchasing or committing to purchase from the counterparty another investment at a price above its current fair value.
Associated personnel means a person engaged in the investment banking or securities business who is directly or indirectly controlled by a National Association of Securities Dealers (NASD) member, whether or not this person is registered or exempt from registration with NASD. Associated personnel includes every sole proprietor, partner, officer, director, or branch manager of any NASD member.
Banker's acceptance means a time draft that is drawn on and accepted by a bank and that represents an irrevocable obligation of the bank.
Bank note means a direct, unconditional, and unsecured general obligation of a bank that ranks equally with all other senior unsecured indebtedness of the bank, except deposit liabilities and other obligations that are subject to any priorities or preferences.
Borrowing repurchase transaction means a transaction in which the Federal credit union agrees to sell a security to a counterparty and to repurchase the same or an identical security from that counterparty at a specified future date and at a specified price.
Call means an option that gives the holder the right to buy a specified quantity of a security at a specified price during a fixed time period.
Collateralized Mortgage Obligation (CMO) means a multi-class mortgage related security.
Collective investment fund means a fund maintained by a national bank under 12 CFR part 9 (Comptroller of the Currency's regulations).
Commercial mortgage related security means a mortgage related security, as defined below, except that it is collateralized entirely by commercial real estate, such as a warehouse or office building, or a multi-family dwelling consisting of more than four units.
Counterparty means the party on the other side of the transaction.
Custodial Agreement means a contract in which one party agrees to hold securities in safekeeping for others.
Delivery versus payment means payment for an investment must occur simultaneously with its delivery.
Deposit note means an obligation of a bank that is similar to a certificate of deposit but is rated.
Derivatives means any derivative instrument as defined under generally accepted accounting principles (GAAP).
Embedded option means a characteristic of an investment that gives the issuer or holder the right to alter the level and timing of the cash flows of the investment. Embedded options include call and put provisions and interest rate caps and floors. Since a prepayment option in a mortgage is a type of call provision, a mortgage-backed security composed of mortgages that may be prepaid is an example of an investment with an embedded option.
Eurodollar deposit means a U.S. dollar-denominated deposit in a foreign branch of a United States depository institution.
European financial options contract means an option that can be exercised only on its expiration date.
Exchangeable Collateralized Mortgage Obligation means a class of a collateralized mortgage obligation (CMO) that, at the time of purchase, represents beneficial ownership interests in a combination of two or more underlying classes of the same CMO structure. The holder of an exchangeable CMO may pay a fee and take delivery of the underlying classes of the CMO.
Fair value means the amount at which an instrument could be exchanged in a current, arms-length transaction between willing parties, as opposed to a forced or liquidation sale.
Financial options contract means an agreement to make or take delivery of a standardized financial instrument upon demand by the holder of the contract as specified in the agreement.
Immediate family member means a spouse or other family member living in the same household.
Independent qualified agent means an agent independent of an investment repurchase counterparty that does not receive a transaction fee from the counterparty and has at least two years experience assessing the value of mortgage loans.
Industry-recognized information provider means an organization that obtains compensation by providing information to investors and receives no compensation for the purchase or sale of investments.
Investment means any security, obligation, account, deposit, or other item authorized for purchase by a Federal credit union under Sections 107(7), 107(8), or 107(15) of the Act, or this part, other than loans to members.
Investment repurchase transaction means a transaction in which an investor agrees to purchase a security from a counterparty and to resell the same or an identical security to that counterparty at a specified future date and at a specified price.
Maturity means the date the last principal amount of a security is scheduled to come due and does not mean the call date or the weighted average life of a security.
Mortgage related security means a security as defined in Section 3(a)(41) of the Securities Exchange Act of 1934 (15 U.S.C. 78c(a)(41)), e.g., a privately-issued security backed by first lien mortgages secured by real estate upon which is located a dwelling, mixed residential and commercial structure, residential manufactured home, or commercial structure, that is rated in one of the two highest rating categories by at least one nationally-recognized statistical rating organization.
Mortgage servicing rights means a contractual obligation to perform mortgage servicing and the right to receive compensation for performing those services. Mortgage servicing is the administration of a mortgage loan, including collecting monthly payments and fees, providing recordkeeping and escrow functions, and, if necessary curing defaults and foreclosing.
Negotiable instrument means an instrument that may be freely transferred from the purchaser to another person or entity by delivery, or endorsement and delivery, with full legal title becoming vested in the transferee.
Net worth means the retained earnings balance of the credit union at quarter end as determined under generally accepted accounting principles and as further defined in § 702.2(f) of this chapter.
Official means any member of a Federal credit union's board of directors, credit committee, supervisory committee, or investment-related committee.
Ordinary care means the degree of care, which an ordinarily prudent and competent person engaged in the same line of business or endeavor should exercise under similar circumstances.
Pair-off transaction means an investment purchase transaction that is closed or sold on, or before the settlement date. In a pair-off, an investor commits to purchase an investment, but then pairs-off the purchase with a sale of the same investment before or on the settlement date.
Put means an option that gives the holder the right to sell a specified quantity of a security at a specified price during a fixed time period.
Registered investment company means an investment company that is registered with the Securities and Exchange Commission under the Investment Company Act of 1940 (15 U.S.C. 80a). Examples of registered investment companies are mutual funds and unit investment trusts.
Regular way settlement means delivery of a security from a seller to a buyer within the time frame that the securities industry has established for immediate delivery of that type of security. For example, regular way settlement of a Treasury security includes settlement on the trade date (cash), the business day following the trade date (regular way), and the second business day following the trade date (skip day).
Residual interest means the remainder cash flows from collateralized mortgage obligations/real estate mortgage investment conduits (CMOs/REMICs), or other mortgage-backed security transaction, after payments due bondholders and trust administrative expenses have been satisfied.
Securities lending means lending a security to a counterparty, either directly or through an agent, and accepting collateral in return.
Security means a share, participation, or other interest in property or in an enterprise of the issuer or an obligation of the issuer that:
(1) Either is represented by an instrument issued in bearer or registered form or, if not represented by an instrument, is registered in books maintained to record transfers by or on behalf of the issuer;
(2) Is of a type commonly dealt in on securities exchanges or markets or, when represented by an instrument, is commonly recognized in any area in which it is issued or dealt in as a medium for investment; and
(3) Either is one of a class or series or by its terms is divisible into a class or series of shares, participations, interests, or obligations.
Senior management employee means a Federal credit union's chief executive officer (typically this individual holds the title of President or Treasurer/Manager), an assistant chief executive officer, and the chief financial officer.
Small business related security means a security as defined in Section 3(a)(53) of the Securities Exchange Act of 1934 (15 U.S.C. 78c(a)(53), e.g., a security that is rated in 1 of the 4 highest rating categories by at least one nationally recognized statistical rating organization, and represents an interest in one or more promissory notes or leases of personal property evidencing the obligation of a small business concern and originated by an insured depository institution, insured credit union, insurance company, or similar institution which is supervised and examined by a Federal or State authority, or a finance company or leasing company. This definition does not include Small Business Administration securities permissible under § 107(7) of the Act.
Weighted average life means the weighted-average time to the return of a dollar of principal, calculated by multiplying each portion of principal received by the time at which it is expected to be received (based on a reasonable and supportable estimate of that time) and then summing and dividing by the total amount of principal.
When-issued trading of securities means the buying and selling of securities in the period between the announcement of an offering and the issuance and payment date of the securities.
Yankee dollar deposit means a deposit in a United States branch of a foreign bank licensed to do business in the State in which it is located, or a deposit in a State-chartered, foreign controlled bank.
Zero coupon investment means an investment that makes no periodic interest payments but instead is sold at a discount from its face value. The holder of a zero coupon investment realizes the rate of return through the gradual appreciation of the investment, which is redeemed at face value on a specified maturity date.
[68 FR 32960, June 3, 2003, as amended at 69 FR 39831, July 1, 2004; 71 FR 76124, Dec. 20, 2006]
Effective Date Note:
At 77 FR 74109, Dec. 13, 2012, § 703.2 was amended by removing the definition of Deposit note, adding a definition of Investment grade, and revising the definitions of Mortgage related security and Small business related security, effective June 11, 2013. For the convenience of the user, the added and revised text is set forth as follows:
§ 703.2 Definitions.
Investment grade means the issuer of a security has an adequate capacity to meet the financial commitments under the security for the projected life of the asset or exposure, even under adverse economic conditions. An issuer has an adequate capacity to meet financial commitments if the risk of default by the obligor is low and the full and timely repayment of principal and interest on the security is expected. A Federal credit union may consider any or all of the following factors, to the extent appropriate, with respect to the credit risk of a security: Credit spreads; securities-related research; internal or external credit risk assessments; default statistics; inclusion on an index; priorities and enhancements; price, yield, and/or volume; and asset class-specific factors. This list of factors is not meant to be exhaustive or mutually exclusive.
Mortgage related security means a security as defined in section 3(a)(41) of the Securities Exchange Act of 1934 (15 U.S.C. 78c(a)(41)).
Small business related security means a security as defined in section 3(a)(53) of the securities Exchange Act of 1934 (15 U.S.C. 78c(a)(53)). This definition does not include Small Business Administration securities permissible under section 107(7) of the Federal Credit Union Act.
Title 12 published on 2014-01-01
The following are only the Rules published in the Federal Register after the published date of Title 12.
For a complete list of all Rules, Proposed Rules, and Notices view the Rulemaking tab.
Title 12 published on 2014-01-01
The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 12 CFR 703 after this date.


text: We will beat this!! First time here? Use the CustomInk design lab to make your own t-shirts! Is it a winner? Current Score3.7 View full-size image Design Your Own < previous next > "We did a shirt fund raiser for a coworker that needed a medical treatment, that she has to do every 3 months for the rest of her life. Between the Dr. , hospital and insurance they was giving her grief over the financial part...so we fixed that! We all work with special needs children and loved the saying so we put it on a shirt and it sold like crazy! Custom ink was efficient and quick with the whole process!! We will definetly use you for our next 'project'!!!" - Jodi (Nov 08, 2013) Similar Photos: fund raiser | charity | fundraising | fundraiser | coworker Share this photo: Twitter Facebook


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The European Poker Tour has a big name at the top. And Dan Cates' interesting table chat. It's all in today's wrap-up of the world in poker, the Hit and Run.
Mentor and student battle for a title at the European Poker Tour Barcelona. And poker still isn't a sport. It's all in today's wrap-up of the world in poker, the Hit and Run.
Martin Jacobson dominated the WSOP main event until the final table bubble. Can the talented Swedish pro turn it around? Check out the latest in our series of profiles of the November Nine.
An EPT high-roller event features a stacked final table. And will Daniel Negreanu take on the challenge of a top online pro? It's all in today's wrap-up of the world in poker, the Hit and Run.
A lucky player at PartyPoker New Jersey won an extra $1,000 for winning the 50 millionth hand in the history of the young online poker site.
America's Cardroom, a part of the Winning Poker Network, has announced an expanded satellite schedule for a $1 million guaranteed poker tournament in December.
Scott Seiver is among the stars at the start of the European Poker Tour Barcelona. And have Atlanic City casinos outlasted their usefulness? It's all in today's wrap-up of the world in poker, the Hit and Run.
The schedule for the Garden State Super Series at PartyPoker New Jersey is official, as satellites are now underway for the big tournament series.
Gus Hansen is now down less than $4 million on the year. punting-peddler wins $540k. Catch all the details in the Weekly High Stakes Report
Watch top pros take to the felt for Poker Night in America, and the next PokerStars Caribbean Adventure is announced. It's all in today's wrap-up of the world in poker, the Hit and Run.
Daniel Negreanu says he could beat the toughest no-limit hold'em games in the world. And who is a Daniel Colman fan? It's all in the week's most interesting threads in the world of poker forums.
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High Stakes ReportGet your weekly report of all the action from each episode of High Stakes Poker only at PartTimePoker.
Isildur1 Challenge NewsWe follow the online phenom as he embarks on PokerStars' version of the durrrr Challenge, the Superstar Showdown.
US Poker Regulation NewsKeep up with developments on both the Federal and State level as poker regulation in the US continues to develop rapidly
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Tag Archives: United states
It's like a magic eye.
You can feel the excitement.
The Canadians' amazing gold medal victory over the United States in women's hockey has everyone north of the border pounding […]
The United States blasted Belieze last night, 6-1, in its Gold Cup opener. That wasn't very surprising. Chris Wondolowski's performance, on the other hand, raised
Apparently in some parts of this fine country, a garage sale is a "rummage sale."
The United States and Germany played an international friendly yesterday in Washington D.C. Our European adversaries took the friendliness to a new and hilarious level
Bernard James was the feel-good story of last night's NBA Draft.
Who needs fictional heroes like Captain America when we have brave, real-life bad@$$es like World War II's Llewellyn Chilson? Though he passed away 30 years


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One thing that helped me was when, 5 weeks into our NICU stay, I saw a baby discharged at 135 days old. At that point, I told myself that if that little boy could survive 135 days in the NICU, I could handle whatever length of NICU stay Peter was in for. It ended up being 73 days - which of course felt like an eternity at the time - but once DS was discharged, that feeling changed - the NICU became a finite experience with a set beginning and end - and I was able to recognize that it could have been much worse. There's always someone who had a longer or tougher NICU stay than you. For me, the hardest is reading about babies who passed away after a 6+-month NICU stay, before they were able to be discharged home. Of course, it's not fair that any baby should have to endure a NICU stay... I just have to keep my faith that our little preemies will get their reward, be it at home in the arms of their parents or in heaven in the arms of the Lord.
((hugs)) for you and Gage
Peter Thien arrived on 7/13/10 at 27 weeks, 5 days.
Uterine septum resected on 7/28/11. Singleton due 3/26/15.
Hang in there. It is a rough road. Your feelings are normal. You want your baby home! We understand!
Hugs Momma!
We all want to think that our struggles were the worst. The truth is, we all have/had a hard road and alot to bear. I didn't have a 125 day long stay in the NICU. Mine was shorter. But, I spent my entire pregnancy on the brink of losing my Charlie.
At one appointment, I had an OB nurse say to me, "I simply can not believe you are still pregnant!" She, along with all of my doctors, was convinced that he was going to be lost. I spent every day out of my mind thinking that my baby was gone. I layed in bed for months and month and willed this baby to survive.
Even after I had been through all that, I recognize that I was one of the lucky ones...my baby did survive and women lose their babies every day.
I guess I just get defensive when my struggles are minimized. We are here to support one another. Hugs to you. I know your road is a rocky one. I am glad that we can suport one another.
Karoline + DH =
three little leprechauns
ages 14, 11, and 3
Ashley, I completely understand how you feel!
When my lo's were born, I knew that we were in the NICU for the long haul, but I still became jealous of people who came after we did and left before we did. I also sometimes found myself less compassionate towards moms whose babies were "just" a feeder and a grower.
A NICU stay isn't easy for anyone, whether your baby is in there one day, one month or six months. But it doesn't make you a bad person for being jealous of other families who haven't had to endure what you have.
Mom to Grace (1lb 14 oz), Addison (2lbs 1 oz) and Noah (2lbs 4 oz) My 25.6 week miracles!
After 94 days in the NICU, my triplets came HOME on May 30!
Me (33) + DH (37) = Proud Preemie Parents!
DD, 1/2012 (23w6d, 1lb 9oz, due to IC) My miracle baby!
Baby Girl #2 Due Christmas! Cerclage placed at 13.5w


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Horror News
Viz Launches New Manga: Ikigami
Tired of the same old/same old superheroes and looking for a new comic series to sink your teeth into? Well, search no further! VIZ Media has just launched in North America a manga entitled Ikigami: The Ultimate Limit that promises to send a chill down the spines of its readers.
T2: Skynet Edition Exclusive Clip
With excitement reaching a fever-pitch for Terminator Salvation, it's only fitting that we take a look back at the second biggest film in the franchise, Terminator 2: Judgment Day, which is scoring a Skynet Edition Blu-ray release on May 19th!
Terminator Salvation Cast and Crew Audio Interviews
In a little more than a week from now, the machines will rise and Skynet will begin kicking our collective asses. Good thing we have John Connor on our side to level the playing field a bit. To celebrate the fourth film in the Terminator franchise, Warner Brothers have given us several audio interviews with the cast and crew to share with you guys! Dig it!
New True Blood Season 2 Poster
With Season Two of "True Blood" right around the corner, HBO has released a new teaser poster heralding the return of our favorite toothy series, and oh, how we LOVE being teased!
Undead Film Festival Invades Portland, OR
If you live in Portland, Oregon (as I do) or close by, or just happen to be in the area this weekend, make sure to check out the Zompire Undead Film Festival being held May 15-17, 2009, at the classic Hollywood Theater (where Bruce Campbell himself has premiered and hosted showings of The Man With The Screaming Brain and My Name Is Bruce).
DVD Art and Date: Pontypool
And the news just keeps rolling in! So what if it's well after 3:00 am here in California! You East Coasters need your morning updates, damnit! Next up on the old reporting block: the DVD art and date for IFC Films' DVD release of Pontypool (review here).
Kane Hodder Talks BTK, Hatchet, and Frozen
Kane Hodder has enjoyed a long career delivering some memorable kills and playing fierce monsters and villains. But now it's his time to step out from behind the mask and enjoy his moment as Kane Hodder, the actor.
Chris Fisher Talks S. Darko
Director Chris Fisher wants to set the record straight on a few issues surrounding his latest project, S. Darko, which had the internet buzzing with malice ever since the word got out that there was going to a be companion film to Richard Kelly's cult classic Donnie Darko.
Exclusive Images from Tell-Tale Red Carpet and Q&A
The Tribeca Film Festival is as much a staple of New York City as the buildings lining its streets or the cab drivers flipping you off. We are inundated with countless new projects from across the planet, all packed into a few days. This year's lineup didn't leave much room for our lovely horror, but there were some moments to be had!
Derek Mears to Join the Predators?
We all hate rumors, but damnit this one is too juicy to pass up! Derek Mears, whom you will remember as Jason in the Friday the 13th remake, could be suiting up for the new Predator reboot. If it happens? Talk about perfect casting.
New Fishbait: Cody Longo in for Piranha
Some more casting news for Aja's remake of Piranha -- pretty-boy Cody Longo has signed up to be one handsome bucket of chum!
50 Cent Teams with Abel Ferrara for Jekyll and Hyde
Attention those of you who balked at Keanu Reeves starring in a new Jekyll and Hyde film -- Hold on to your collective asses! Director Abel Ferrara is making his return to horror with a new telling of the classic Robert Louis Stevenson tale starring Forest Whitaker and Curtis "50 Cent" Jackson. We can hear your stunned silence from here.
Submitted by Steve Barton on Thu, 05/14/2009 - 3:54am
More Fright Night Remake Talk
Remember two years ago when we told you that Screen Gems was in the process of getting a remake of Tom Holland's 1985 classic Fright Night off the ground? No? Who could blame ya! Talk of this happening surfaces every now and then, so get ready for the latest!
Trailer: The Psycho Legacy
It's hard to believe that fifty years have passed since Alfred Hitchcock's slasher classic Psycho first graced the silver screen. Now, just in time to celebrate this momentous anniversary, filmmaker Robert Galluzzo (Rob G to all the cool kids) has brought us the definitive documentary about the franchise - The Psycho Legacy.
Shhh! It's a Secret!
The Movie Reporter, IESB.net, unearthed this interesting nugget – Universal Pictures has picked up the rights to Dark Horse Comics' The Secret under the exclusive three-year partnership the two companies entered into in early 2008.
Submitted by Raider Redux on Wed, 05/13/2009 - 1:51pm


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Solar System essential for stabilization of Energy in Telangan...The students of Sujatha High School, Gunfoundry organized an exhibition on Solar plant and generation of Energy. The performance of the students was applauded by one and all. The students demonstrated Modern Technological methods for the generation ... Siasat Daily, 1 month ago
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text: Bedside Table (retired) May 10, 2009 11:43:12 GMT -5 Quote Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by Wickfield on May 10, 2009 11:43:12 GMT -5 The nightstand- I just got Josefina's nightstand and I really like it! It's lighter weight than I expected and the wood feels a bit cheap, but it looks really nice so I don't mind (however, the joints aren't really mortise-and-tenon, just made to look that way). I love the rust-colored stain, although it seems that the finish is different from earlier versions - unlike AGR, my nightstand is not shiny, it looks more like the picture posted by savannahjane; it seems to be stained rather than painted. Also, the leather handle (very cute) is darker like savannahjane's - I really like that it has a drawer that's big enough to really hold things. It seems to be a very authentic piece and looks very nice next to Josefina's bed. Plus the distressed finish means it won't show if you ding it up. A-


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The day that changes everything. Plan your Open Day now.
Financial media guru Alan Kohler talks about what today's business students need in a new video.
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798cc, 148bhp, 150mph, Insurance group
MV Agusta's new 148bhp F3 800, boasts 20bhp more power than its F3 675 baby brother, a massive 30bhp more in the midrange and higher spec cycle parts such as Brembo Monobloc calipers. Yes, it's more expensive, too, but the F3 800 is the most sorted, enjoyable and fun MV Agusta we've ridden in recent times, true exotica and far ...
125cc, 16bhp, 75mph, Insurance group 7
Moto Hispania is a Spanish company with a reputation for quality at a price, which sums up the RX125R to a Tee. The newcomer is a stylish, sports learner 125 with a Yamaha-alike four-stroke engine. It's competitively priced, with sports biased handling, big bike looks and a reliable engine.
124cc, 12bhp, 70mph, Insurance group 4
As the name suggests, the Moto Hispania SM1125 is a Spanish made learner legal supermoto. It certainly looks the part and will have young potential customers drooling at shop windows. It's competitively priced, being one of the cheapest in its class, but is let down by poor build quality and by using an old air-cooled Yamaha engine.
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Start by moistening your face and the cleansing bar with water. Rub the bar in your hands to create a lather. Apply to your face in a gentle, circular motion, avoiding the eye area. Rinse thoroughly with clean water and pat dry. For best results follow with the LUSH toner and moisturizer that best suit your skin type.
Fresh Farmacy
3.5 oz.
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This product does not contain animal products of any kind.
This product does not contain animal products of any kind.
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Soothing calamine cleanser
Feel like you have the world's most sensitive skin? Allow us to prescribe you a bar of Fresh Farmacy, our calamine-based cleansing bar. Fresh Farmacy contains chamomile extract to calm, rose and lavender to soothe dry patches and tea tree to clear up any blemishes. The name stems all the way back to the beginning of LUSH, when we held a competition to name the company. Although we (obviously) went with another option, we thought the name appropriate for our problem-solving cleanser.
- Oh-so sensitive? Fresh Farmacy is ideal for those experiencing redness, irritation or blemishes.
- Gently cleansing suds: It lightly foams to gently cleanse easily irritated faces without over drying.
- It's not just for bug bites: Powdered calamine is an effective ingredient to calm troubled skin.
Customer Review
from Al
"The past couple of weeks I have breaking out like crazy. I don't usually break out except for a few pimples here and there, but the past couple of weeks have just been insane. I don't know if it's because I just started a new job at a restaurant and ...more"
"The past couple of weeks I have breaking out like crazy. I don't usually break out except for a few pimples here and there, but the past couple of weeks have just been insane. I don't know if it's because I just started a new job at a restaurant and going back in the hot kitchen frequently messes my face up, but it's just been bad. I went into my local Lush yesterday and asked the lady for some help and she told me "You definitely need the Fresh Farmacy." I went with her word and oh my goodness. Honestly the BEST Lush product I have ever used!!! I used it at night before I went to bed and woke up in the morning with a clean fresh face. I honestly felt like a new person. My current acne was almost gone, and the redness was 100x better. My acne scars were almost invisible. I have never used a product like this before, and I definitely will be repurchasing this for the rest of my life!!! less"
Fresh ingredients
= Natural ingredients = Safe syntheticsCalamine Powder , Propylene Glycol , Chamomile Decoction (Anthemis nobilis) , Elderflower Decoction (Sambucus nigra) , Rapeseed Oil , Coconut Oil (Brassica napus; Cocos nucifera) , Sodium Lauryl Sulfate , Sodium Stearate , Sodium Hydroxide , Water (Aqua) , Lavender Oil (Lavandula hybrida) , Chamomile Blue Oil (Matricaria Chamomilla) , Tea Tree Oil (Melaleuca alternifolia) , Rose Absolute (Rosa centifolia) , Glycerine , Sodium Chloride , EDTA , Tetrasodium Etidronate , *Limonene , *Linalool , Fragrance
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Yachting Races from Around the World
Every year there are hundreds of Yachting Races all around the world, some take place on the same race course every year, some take place on difference courses and waters each race and others even circumnavigate the globe. This info graphic created by Wild Spirit Sailing provides a guide to the top yachting races on the sailing calendar. This info graphic travels throughout the world stopping at some of the most popular and famous yachting races along the way from the Sydney Hobart Race in Australia to the Americas Cup in San Francisco and everywhere in-between. Each section of this info graphic gives details of where the race starts and finishes, the location and course length and how many entries each race has. Each section also chronicles the current winners, when the next race will take place and finally a fun fact about each race. For example did you know that the America's Cup is the oldest international sporting trophy? Or that in 2004 while competing in the Vendee Globe, Roland Jourdain sailed 439 in an unbelievable 24 hours! If you are a sailing enthusiast, a keen competitor or just a curious spectator this info graphic will provide you with all you need to know about the top yachting races from around the world!
Posted: July 24th, 2014 under Sailing Report.
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