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(Source: seekelsey)
(Source: theprincessblog)
I still haven't started packing.
(Source: bordelandfood)
No matter what anybody tells you, words and ideas can change the world.
We don't read and write poetry because it's cute. We read and write poetry because we are members of the human race. And the human race is filled with passion. And medicine, law, business, engineering, these are noble pursuits and necessary to sustain life. But poetry, beauty, romance, love, these are what we stay alive for.
(Dead Poets Society, 1989)
Love them all!
(Source: hereticnarrative)
Scott Weinger is the voice of Aladdin.
(Source: ninawestervelt)
whenever i get low on money i start thinking really irrationally like what if i hadn't spent that $10 back in 2004
(Source: kikaijima)
(Source: brooklynhawaii)
» Because only Vin Diesel could ever be ridiculously nerdy enough to attend the UK world premiere red carpet for Guardians of the Galaxy wearing a "I am Groot" t-shirt and walking on stilts
(Source: wearegrootforever)
This gif is the meaning of the word "yas"
(Source: fileformat)
It's your turn to be the hero.
(Source: suchasadaffair)


text:
Join/Renew for Just $16 A Year
- Discounts on travel and everyday savings
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Take AARP's Smart Driver course and you could save money on your car insurance. Learn more
Dating After 50: How to get back in the game
Learn how AARP Driver Safety can help you stay safe—and enter for a chance to win $1,000. See official rules.
Sign up now for an upcoming webinar or find materials from a past session.
11 small tips you can use to maintain your house so you can avoid big problems later on. read
Consumer advocate Ron Burley explains how to make sure your home warranty is all it's cracked up to be. read
Make your house stand out from the rest with these practical, inexpensive tips from home staging pro Catherine Silverman. Watch
Why it's wise to stick with a store's recommended installation crew. read
How to make a home easier and safer to live in for those with common disabilities that occur with aging. read
Con artists strike when you're packing up read
Ask a Question | More From Sid
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From companies that meet the high standards of service and quality set by AARP.
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Join or renew today! Members receive exclusive member benefits & affect social change.
This program is supported by a generous grant from Toyota to AARP Foundation.
*Upon completion, you may be eligible to receive an auto insurance discount. Other restrictions apply.
Consult your agent for details.
AARP is a nonprofit, nonpartisan organization that helps people 50 and older improve the quality of their lives.

subset: commoncrawl


text:
Find a Shared Branch Location Nearest You. Along with our six branch offices NEA FCU is part of the CO-OP SHARED BRANCH Network, giving you convenient account access at 5,000 locations nationwide.
> more info
NEA FCU Launches New VISA Debit Card Program! Change to VISA Debit for greater fraud detection, protection and monitoring.
Notice to VISA Debit Cards Users
Due to a programming error by our data processor- it necessary for anyone who authorized their new VISA Debit card prior to 8/19/2014 to call 800-543-5073 to REAUTHORIZE the card. If you reset your PIN you need to use the PIN that came with the card to reset the PIN.
If you have destroyed the PIN carrier that came in the mail or cannot find it; please call the credit union and ask a Member Services Representative to reset the PIN for you.
We are working with the card issuer to eliminate the need for members to take this step. However, if you are trying to use your card at this time, take this step if card use is declined. We apologize for this inconvenience by this data processing snafu outside NEA control.
(800) 543-5073 Card Authorization
(866) 297-3411 To Reset Pin*
For more information, click here
6 ways to keep your passwords safe
USA TODAY 10:25 a.m. EDT August 6, 2014
USA TODAY Network lists six tips for you to keep your passwords safe.
1. Use a different password for every website you visit.
We know it seems like password overload but it is a lot less work than dealing with getting hacked.
2. Use a combination of upper case, lower case, numbers and symbols.
The more original you are the better. According to Norton, some of the most common passwords created by online users last year were password, 123456, qwerty, 111111 and monkey.
3. Change your passwords every three months.
4. If it's hard to remember all your passwords, try a password manager.
Free apps include Dashlane, Password Box and Last Pass.
5. Make sure your computer has an anti-virus program.
Several companies offer some sort of all-in-one suite of protections. Some of the more popular ones are Avast, Bitdefender, Norton, Webroot, McAfee and Kaspersky.
6. Set up two-step log-ins
Two-step authentication asks you to sign in with your password, and then add a second sign-in — a numeric code sent by text, e-mail or a phone call. Think of it as a double password.
Google, Facebook, Twitter and Microsoft all recommend two-step authentication.
The Results Are In…
On behalf of the NEA Board of Directors, please be advised of the election results.
The three individuals receiving the highest number of votes were elected to three-year terms and are as follows:
Thomas Curran
Terry Daly
Kate McDermott
Congratulations to all the winners and thank you to all the candidates and members who participated in this year's election.
Thomas Curran
Terry Daly
Kate McDermott
Ray Wolff
Joseph Ryan
Dennis Gaber
Jonathan Gelfand
Doug Sheahan, Board Secretary
Home Banking Member Notice! Things to know.
Click the picture below to hear NEA's radio commercial on WHUD
NEA FCU members should be on guard for potential scams when asked to deposit checks from any third parties into their accounts and asked to forward some of the money back to the sender while keeping a "Payment" for some purpose such as "Secret Shopping" or "System Testing" purposes. Often these checks are counterfeit and falsified in what is called a "check washing scheme" where legitimate checks have the original printing erased (washed) through chemical or photocopying processing and then "rewritten" with a new larger amount on either an original check or a photocopy. What seems harmless could leave you holding the bag and your savings and checking accounts empty.
Today's technology makes it easy for criminals to issue counterfeit checks and money. Members need to be skeptical about why any company would issue a check and ask you to send money back to them. Legitimate services pay through checks that withhold federal, state and local taxes where applicable and Federal Insurance Contributions Act (FICA) tax. If the check is written to you and does not have these withholdings, you are probably being scammed, could be liable for the taxes due and out of the money that is legitimately in your account to cover the counterfeit/fraudulent check cashed.
It is not worth the risk so take heed and be suspicious when dealing with companies through the internet and mail.
Feel Safe Knowing Your Deposits Are Safe And Secure at NEA FCU
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text:
311 comments found
Hi, I purchased the Soundrock theme and opened a support ticket with Chimpstudio for some assistance with a bug. They requested a login so that they could investigate, which I provided. 12 hours later with no further communication I discovered that they had reinstalled the theme in production and overwritten all of my customisations, rendering my live site completely useless. Subsequently, despite numerous messages from me, they have refused to communicate any further for a period of two days.
Chimpstudio – perhaps on a public forum you would like to respond?
How do you activate the Video Gallery as shown in your Demo?
nvm found it
Is there a how to guide for this. Need a lot of help with setup. Could not find any documentation in win zip file. Thanks.
Hi! the theme is in conflict with any plugiun of sound cloud!! when i activate one of that the slider in home page doesn't worK!!!!!!!!!!
One of the most BASIC things we all would like to do with this, is change the font size. But the documentation is so hard to find. But the good news is. after painstakingly trying to adjust and edit the font-size, i finally found a way to edit this universally.
1) go to the soundrock/css folder. You will find the file: base.css 2) open base.css in a normal text editor. and try and locate the line: p.lead { font-size: 11px
It is just below the 'Typography' heading section, just below h1 { font-size: 24px;} h2 { font-size: 20px;} etc … WHen you found this line: 'p.lead { font-size: 11px' just change the 11px to whatever you want – 14px or 16px or whatever text size.
then savfe the base.css file and re-upload it/overwrite it on your server. And there you have it – this will change the font size of all your 'body' text universally.
If some one want to delete the thumbails that appear at the end in your blog when you attach a image to your post just do this:
in single.php line 117 cs_media_attachment($post->ID,120,120); (change 120 to 0)
That was the "huge" customization work that this support tell me that I was asking for and can't tell me because they are full booked… again thanks a lot for nothing
The last version of the theme we downloaded puts a (bracket i, close bracket i) around the right column on the home page. As a result, it's messing with the stylesheet widths/padding.
How can we get rid of this?
would be possible to program a photo gallery on the Home equal to this site on my thema? http://www.oquerola.com/
Hi, I purchased this theme in April 2013. Am I eligible to download the latest update? How can I do this? Thanks for your help.
Hello, good afternoon.
I wonder if there is an option to test the functionality of the template as a template bought antiriormente and after installation it did not work the slide and the option of loading the images. Or if there is a possibility to make payment after these tests.
Thank you.
@asmo111 and @Chimpstudio
Asmo111 is right in the post above about the thumbnail in the news post, this is not custom work but a bug introduced with 1.4.
The bug occurs when you add a feature image to your news post.
Steps to reproduce:
1. New news post 2. type your text… 3. Add a featured image (upload a new image) 4. Save 5. Check the news post and voila a thumbnail on the bottom of the news post, and can't get it away unless you delete the complete featured image.
If you make a news post and than save it and than reopen it and than add a featured image the issue does not occur.
Hi @ThroughTimeBand,
It is not a bug. It is a functionality in our theme because some clients need a thumbnail at the bottom. If someone do not need that thumbnail he/she can remove that line of code from his file and it will not show up.
Hi @ThroughTimeBand,
You can go to your file single.php and simply remove that code.
Hello Chimpstudio, Ah allright was just really weird did not realize it is wanted thx I will do that, I don't really like the thumbnail in the bottom
Hi! Congrats for the nice Theme! I want to purchase it, but i have a question:
Can I put a video in the header home page?
Thanks and Regards!
Hi @daniloace,
You can not put it exactly in the header but you can put a video in home page center widget area.
i dont see any template options in the page builder section… just the layout sections and the section with gallery / events / slider / news / blog / album / contact form..
am i missing something here?
Chimpstudio,I cant figer out how to edit the link "more.." on the home page at "LATEST NEWS": http://postimg.org/image/87984js7l/ And also the small image in the blog post: http://postimg.org/image/4ox885rbl/
Best regards, Oliver Pigot.
Pleas help us out!!
I have purchased this theme and I'm having an issue regarding social media icons. All of my profiles are loaded in the "Theme Options" portal under the social media area. I can't figure out how or where to make them appear. Please help guide me to what I'm missing. Thanks!


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Beauty sometimes requires assistance, which is why celebrities have personal stylists and a lot of the most famous constellations are actually CGI. Look like a star with this Groupon.
Choose from Three Options
- $29 for a haircut, deep-conditioning treatment, and style (a $66 value)
- $59 for the above option, plus a choice of single-process color or partial highlights (a $146 value)
- $69 for the first option, plus full highlights and a glossing treatment (a $191 value)
Derby Salon
Sure, many stylists tend to beautify locks using nationally renowned salon products from Bumble & bumble and CHI. But few salons can brag that they've also developed their very own formulas based on their own professional experience and direct feedback from their clients. That's exactly what Derby Salon owner Alison Etter has done with her brand of timesaving, quality serums, Coy. The products are deployed by an eclectic crew of beautifiers who mesh not only professionally but personally, creating a fun atmosphere for both the stylists and their clients. In addition to haircuts and coloring, the multi-tasking aestheticians also give guests luxurious facials, massage, and shellac manicures.
All of the staff have treated me right and I always walk out with a smile on my face and looking good.Reviewer, Google+ Local
6315 Roosevelt Way NE
Seattle, Washington 98115Get Directions


text:
Home » News » Education
Timberlane superintendent gets raise and bonus
Last week, the SAU 55 Board went into a non-public session and conducted an evaluation of Metzler.
Cipriano stated that the raise, as well as a one-time performance bonus equal to four percent of his contract, or $5,369, will go into effect on July 1.
The SAU 55 Board is still in the process of writing Metzler's final performance review.
For the 2013-14 school year, the state's Department of Education showed that Salem superintendent Michael Delahanty earned $134,500, Londonderry superintendent Nathan Greenberg earned $133,952, and Bedford superintendent Timothy Mayes earned $135,720.
Metzler replaced Richard LaSalle, who made $138,679 in the last year of his contract.
- Manchester Youth Leadership Academy will start Sept. 23 - 0
- New school year kicks off in style in Wilton/Lyndeborough - 0
- PSU recognizes 3 professors for their scholarship, service - 0
- Unity Elementary School off to late start - 0
- La. Gov. Jindal files federal lawsuit over Common Core - 0
- Central High parents reminded to use caution when dropping kids off - 0
- New Manchester school district standards to give teachers more leeway - 4
- Construction to begin on Hollis playground - 0
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Pinkerton: 'No surprises' on first day with additional Hooksett studentsREADER COMMENTS: 0
- On Baseball: Fisher Cats manager Meacham learned a few things, too - 0
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- NHIAA Girls' Soccer Preview: All eyes on Bedford, Exeter - 0
- Another View -- Dan McGuire: We Free Staters are not some threat to be feared - 0
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- Patriots' Garoppolo solid, but Giants eke out 16-13 win in preseason finale - 0
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UNH football preview: Wildcats thinking big, thanks to returning starsREADER COMMENTS: 0
Enter to win tickets to see Paula Poundstone
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Tuition tax credits make a return


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Stand-up comedian; if he were any more laid back he'd fall over.
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Why John Oliver is wrong about native advertising
DAC Group's Scott Ensign in defence of blurring the lines between news and content.
CMOs brimming with confidence: study
Good news: more than half of CMOs plan to increase head count and 63% say agencies are doing a bang-up job.
Hockey Canada's road trip down memory lane
With a synthetic ice rink to get folks skating this summer, the non-profit celebrates its 100th birthday.
Incubation culture's big moment
Why brands and agencies are turning to innovative startups to stay ahead of the curve.
Mad money: Advertising trends we'd put our money on
Lg2′s Nellie Kim and Chris Hirsch play the advertising stock market, with buy/sell/hold advice on robots, big data and more.
Bitcoin and the future of money
Is it time to get on board the virtual currency train? Clearly Contacts and other retailers are accepting Bitcoins.
Tims leaves customers in the dark
For its new Dark Roast launch, the coffee co took a risk turning out the lights to heighten the senses.
Indochino finds a permanent home
The once digital-only men's retailer is setting up shop in Toronto, marking the next phase in its evolution: bricks-and-mortar North American expansion.
Infographic: BTS shopping 101
Get schooled in when, where and how parents are buying for the new school year.
KBS+ brings Attention to Canada
The recently purchased social media firm is now operating out of the KBS+ Toronto office.
Three steps for quantifying your cause ROI
Cause Marketing Forum president David Hessekiel tackles the issue that's top of mind for execs handling CSR in Canada.
Finding Sweet Jesus
The latest venture from OneMethod's Methlab takes a stab at frozen treats.


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Beckley, WV - United States
Member Since:
August 22nd, 2010
About Levi Moore
I don't want people to see what I did, I want them to see what I saw.
West Virginia based photographer by day, social media addict by night...with a smattering of father, husband, blogger and writer thrown in for taste.
© Levi Moore 2014. All original photographs, artworks and writings on this page are copyrighted and owned by the artist, Levi Moore. Any reproduction, modification, publication, transmission, transfer, or exploitation of any of the content, for personal or commercial use, whether in whole or in part, without written permission from the artist is strictly prohibited. All rights reserved.
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Passport Office has 'fewer resources, but greater role'
The government has put passport services under strain with fewer staff but greater responsibility since 2010, Ed Miliband said at Prime Minister's Questions.
The Labour leader told MPs the problems showed the Home Secretary had "not been paying attention to the business of government" during her row with Education Secretary Michael Gove.
Read: 'Extra resources in place' to deal with passport backlog


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Reg. $99.50
Buy 1, GET 2 FREE!* Mix and Match
Slightly slimmer for a fresh look. 100% silk. 3" wide. 58" Long. Imported. Dry Clean Only.
Additional Sizes:
Color : Select Swatch Below
On all online orders$75 or more◊
1-800-285-2265 ©Jos. A. Bank Clothiers, Inc.
California Transparency In Supply Chains Disclosure


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Gree Electric Appliances (Zhuhai, China) reported sales 100.084 billion yuan (approx. USD $16.1 billion) for full-year 2012, an increase of 19.84% from 2011. The company reported net profit of 7.378 billion yuan (approx. $1.18 billion) for 2012, up 40.88% from 2011.
The company's predominant business is residential and commercial air-conditioners. It also makes fans, electric space heaters, and small electric housewares such as rice cookers and electric kettles.
The company has nine production facilities in China, Brazil, Pakistan, and Vietnam. It has an annual production capacity of 60 million residential air-conditioners (RAC) and 5.5 million commercial air-conditioners (CAC).
to Daily News
Daily News
Aug 29, 2014: Adaptive Frequency Drive Increases Trane Chiller Efficiency
Aug 29, 2014: Vitamix President Receives Entrepreneur of the Year Award
Aug 28, 2014: LG Heat Pump Clothes Dryer Earns Emerging Technology Award
Aug 28, 2014: Early Snowthrower Demand Boosts Toro Sales
Aug 27, 2014: Sustainability Standard Launched for Household Portable and Floor Care Appliances
Daily News>>
March 2014: Market Research - 62nd Annual U.S. Appliance Industry Forecast
February 2014: Appliance Magazine Market Insight: December 2013
January 2014: Market Research - Appliance Historical Statistical Review: 1954-2012
January 2014: Appliance Magazine Market Insight: November 2013


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By Katie Levine on September 19, 2012
SEXUAL SENSES, FUTURE BREEDERS & MAGIC SPERM! Sandra & Dave answer an email on an angled dangle and discuss brand spankin' new sex conference Catalyst Con! Then hilarious powerhouse & comedian Maria Falzone shares stories of sex education, vulvas and showerheads. Check out Maria's fantastic show at SexRules.com. ***Apologies for the audio quality this week, Sex Nerds!
Follow @DaveToTheRoss and @SexNerdSandra on Twitter! And visit Sex Nerd Sandra's website for more sexy nerdiness!
Loving this episode, is so funny! Plus love how when Sandra and Maria were talking about Dr Who Dave mentions he likes the BBC show The Thick of It, which it just so happens stars the new Doctor Peter Capaldi!!! It's like a spooky premonition or something man
Wow, this guest was incredible. Was on the verge of tearing up about that story about the girl at the conference. Great show! I honestly feel everyone, ESPECIALLY parents, need to hear this. Brilliant.
Dave, I have to disagree with you based on penis curvature. As a lengthy, heavy curved penis owner, and having noticed this with other curved owners, the correlation of how the penis is shaped seems to strongly relate to how one started masturbating and the manner of doing so.
Being a right-handed masturbator and primarily manipulating the last 4-5″ by a curved rubbing motion to the left, my curve *exactly* matches the arc of masturbation. I've noticed men with penises that curve up at the tip are most often those who manipulate the tip by squeezing/rubbing upwards.
If one starts at a young age, it seems biologically possible that the tissue can be reshaped a bit after years of manipulation.
Also, during flaccid times, nothing permanent or semi-permanent is formed/moved/shaped, so those who dress to the left may not have a left curved ding-a-ling.
LOVE the show and both of you for getting knowledge out there wrapped in a smooth, easy to absorb and humorous package ♥
Hell yeah Dave, The Thick of It is fantastic! It's like the office, only funny!
Excellent, and charming, as ever, folks…thanks. (And not being on the same page, exactly, with the joking is as endearing as it is funny.)(Ah, the troubled straits…and not so straits…of the sexual-information podcast zone!)


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Viking Toys Kids' Bath
Viking Toys
$27.95 at Ebeanstalk
Ahoy, Captain! We've got a schedule to keep to! - This Chubbies Ferry Boat comes complete with 1 sea-faring figure and 1 Little Ch...ubbies cars to transport. - Features working on and off ramps as well as an underneath compartment for added vehicle storage. - Goes from sea to land in a blink. - This ferry floats in the tub and has wheels to be rolled along the floor! - DIMENSIONS: 12 X 6 X 6 Read More
Sponsored Links


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Amazon buys video game streaming company Twitch
In its second-largest acquisition, Amazon buys the company for $970 million.
Amazon buys video game streaming company Twitch
In its second-largest acquisition, Amazon buys the company for $970 million.
Newegg takes same-day delivery into its own hands
The computer and electronics e-retailer is unleashing its own fleet of delivery vehicles in Los Angeles.
Sign up for IRNewsLink and get daily reports delivery to your inbox. Sign Up Now
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The company helps its clients place ads on Instagram and Pinterest.
Posted 08/28/2014Thad RueterPost a comment
Increases Average Order Value 33% and Makes Back-to-School Shopping a Breeze
Posted 08/27/2014
The company sells customer retention technology to online retailers.
Posted 08/12/2014Thad RueterPost a comment
CHR has purchased EmeryMartin Consulting, formerly known as Tellus. CEO Betsy Emery Martin will join CHR as head of e-commerce marketing and business development.
Posted 07/21/2014Mark BrohanPost a comment
A white paper offers step-by-step instructions on how marketers can create and send emails that engage customers in all situations.
Posted 06/23/2014
Show Customers You Have What They're Looking For
Posted 06/23/2014
Facebook and other social networks use the vendor's data to let marketers target shoppers based on their offline actions.
Posted 05/28/2014Zak StamborPost a comment
Kenshoo Local enables Brazilian marketing agency to track and optimize for offline conversions and scale services for thousands of businesses
Posted 05/08/2014
Sprinkly announces two more critical steps in our journey: the launch of an integrated paid media solution and $40M in Series D funding.
Posted 05/02/2014
Smarter Remarketer, the leading provider of customer intelligence for multi-channel retailers, today announces the addition of Dean Abbott to its full time staff.
Posted 04/29/2014


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October 2, 2013 – "Glimpses From God's Throne in Heaven"
// October 2nd, 2013 // The Joy of Discovery
The word "Apocalypse" itself may give us pause. Popular images of the Book of Revelations are fraught with vengeance, violence and death. Yet, is this really what God wishes our understanding to be? Can God actually be like this? In the fourth chapter of Revelations, we are treated to an "open door" into heaven. At this threshold, and led by St. John's own hand, we glimpse God's throne. We become aware that God also is imploring us to enter. Yet, once inside, and maybe to the surprise of some, God gives us an opportunity to view things from his perspective. John too encourages us. "Caught up in spirit" on the sabbath, John reminds us that our prayer life, our closeness with God, and the vitality of our faith in Him are important to our entry. Sacred Scripture can come to our aid for all of these needs and more.
Podcast: Play in new window | Download


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We picked Black Rock State Park campground which is about an hour from home. Neither of us had been there before but we got lucky and picked one of the better sites at the park. We arrived in the evening on Friday and immediately set up "camp."
The camper is surprisingly big. It folds out to include two large beds (a king and a full) and has two other beds that can be made out of the couch seating area and the dining area so in total it can comfortably sleep 6-8 people. It also has a fridge, a sink and an outdoor grill as well as decent amount of storage. We set up Cece's pack n' play where the table usually goes and despite a bit of a rough patch in the middle of our first night, she did great. By night two she was sleeping through the night (more or less). She did wake up when a skunk wandered through our campsite and scratched at our door, but went right back to sleep after that.
If you follow us on Instagram, you know that we did a "dry-run" the weekend before in our driveway. After going down easy because she was overtired, Cece woke up in the middle of the night screaming. Not once but three times. Eventually I was so tired I just took her out of the pack and play and let her sleep between us in the big king bed. After that experience, I wasn't sure how this would go. Afterall, there were other campers on both sides of us. But, I think in general, the fact that we weren't in our driveway anymore and the fact that Cece stayed up both night until 9 pm (way past her bedtime) played in our favor. Plus, she loved exploring the campground (read we had to chase her around for two days) and was pretty much exhausted once her head hit the pillow. She had a really, really good time. We all did.
And of course, no camping trip would be complete without s'mores.
By the second morning, we were pros. Well, almost.
And sadly, before we knew it, it was time to pack up and head home again.
Our happy little camper on the first of many family camping trips!


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Ever thought about putting some of those great sabermetrics skills to use in a daily fantasy league? Introducing a new partnership between SB Nation and FanDuel.
Last Friday, we asked our readers to send us in any baseball-related questions they had, and many of you did. Three of our writers then took turns answering the best of the bunch. Here are our...
Have a question for Beyond the Box Score's staff? Whether you want to talk offseason moves, spring training, or predictions for the season ahead, we have you covered. Submit your questions now!
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Wait 'til you see this. Here's a sneak peak of SB Nation United, coming VERY soon.
Today you should be seeing a SB Nation-wide announcement about a completely new, completely bad ass site redesign from the top to the bottom. It's called SB Nation United, and it freaking rules. ...
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Cages, Terrariums & Stands
Reptile Cages & TerrariumsWe carry a variety of reptile cages and reptile terrariums and set ups for your reptiles needs. Plastic pens, screen covers, and stands manufactured by the biggest names in the business, Coralife, Lee's Aquarium, ZooMed and many more. Proper housing is necessary for the overall health and well being of your reptile.
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text: Is there a standard class somewhere that provides an entry field for a time value, INCLUDING the seconds? The DateField class only allows editing of hours and minutes. The countdown timer that came in my Nokia 6170 has such a facility, and I can't believe it's not available off the shelf somewhere.


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The Investment Industry Regulatory Organization of Canada (IIROC) published proposed guidance on March 6, 2014, setting forth nine key principles for underwriting due diligence.
Underwriters may be liable for a claim of damages (to compensate for loss) or rescission (a return of purchase price) if there is a misrepresentation in a prospectus. However, an underwriter is shielded from liability if it conducted a reasonable investigation of the material facts underlying the disclosure in the prospectus. This is referred to as establishing the "due diligence defense". In a public offering, each underwriter communicates that it has undertaken a reasonable investigation by certifying that, to the best of its knowledge, information and belief, the prospectus constitutes full, true and plain disclosure of all material facts relating to the offered securities.
Provincial securities legislation across Canada recognizes that meaningful due diligence depends on the details of the issuer and the offering, and as a result provides no clear guidance on what constitutes a "reasonable investigation". While Canadian courts have addressed the due diligence defense in various judgements, the fact-specific nature of those cases do not lend well to a broad application of due diligence principles. IIROC acknowledges that the due diligence process is highly contextual. The proposed guidance is not intended to create an objective standard of what constitutes reasonable due diligence, nor does it create new, or modify existing, legal obligations. Nevertheless, the proposed guidance provides valuable direction for underwriters by addressing the appropriate level of due diligence required in order to discharge their role as gatekeepers of the capital markets, protect against reputational harm and establish the statutory due diligence defence.
Underlying the specific guidance is the theme that due diligence should be customized to the particular issuer, the industry in which it operates and the type of security being offered. Underwriters are expected to exercise professional judgment to determine the appropriate level of due diligence in each set of circumstances.
The proposed guidance sets out the following principles:
Topics: Due Diligence, Private Offerings, Prospectus, Public Offerings, Underwriting
Published In: Finance & Banking Updates, Securities Updates
DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
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Tradesmen International
Tradesmen International Jobs & Careers
HVAC/Sheetmetal Mechanics
Tradesmen International – Orlando, FL
We are in need of mechanics with atleast 5yrs experience in the field. Must have commercial & residential experience in: Reading schematic drawings… Tradesmen International
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You should have a working knowledge of job site safety, your own safety gear, be dedicated to safe work practices, and have a good work ethic. To… Getit.me
Journeymen Sanitary Tube Welders Needed in PA
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One of America's largest supplies of skilled tradesmen is looking for journeyman tube welders in western Pennsylvania immediately. Must have a resume… Getit.me
Updated Aug 31, 2014
See What Tradesmen International Employees Are Saying
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Pros: "base pay is $20/hr plus a "chance" at overtime, "or time and a half". Benefits kick in 3 months." – Full Review
If you're searching for Tradesmen International jobs and careers — we can help! Here you'll not only find the latest Tradesmen International job openings, you can also see what Tradesmen International employees have to say about a career at Tradesmen International – salaries, reviews, and interview questions all posted anonymously by Tradesmen International employees and job seekers.


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Science that Protects You.
The Faces of Public Science
The Case for Public Science
La production de viande draine énormément de ressources, conclut un rapport (French)
Publish Date: 27-AUG-2014 04:18 PM
L'humanité consomme de plus en plus de viande et cette production industrielle à grande échelle draine une part importante des ressources en eau et des terres cultivables disponibles. C'est ce qui se dégage d'un nouveau rapport du groupe américain Worldwatch Institute.
Government scientists should be allowed to speak for themselves
Publish Date: 25-AUG-2014 03:51 PM
Earlier this week, Postmedia reported on its investigation into the cancellation of a technical briefing by scientists from the Canadian Ice Services (CIS). Documents obtained under an Access to Information request show that the approval process for the briefing implicated nine different levels of government, from the director of CIS to the environment minister. Yet despite the herculean efforts of CIS scientists to inform Canadians on the state of Canada's arctic ice, a briefing that was planned for months was eventually cancelled.
An inside look at U.S. think tank 's plan to undo environmental legislation
Publish Date: 24-AUG-2014 03:43 PM
Internal documents from this summer's Dallas meeting of the American Legislative Exchange Council, leaked to a watchdog group, reveal several sessions casting doubt on the scientific evidence of climate change. They also reveal sessions focused on crafting policies that reduce rules for fossil fuel companies and create obstacles for the development of alternative forms of energy. The meeting, hosted in Dallas from July 30 to Aug. 1, involved a mix of lobbyists, U.S. legislators and climate change contrarians, and was sponsored by more than 50 large corporations, including several that do business in Alberta's oilsands.
Le projet d'agrandissement du pipeline de Kinder Morgan contesté devant les tribinaux (French)
Publish Date: 22-AUG-2014 03:23 PM
La Ville de Vancouver dit qu'elle se présentera à la Cour d'appel fédérale, vendredi, pour contester le projet d'expansion du pipeline Trans Mountain de la compagnie Kinder Morgan. L'administration municipale veut une révision judiciaire pour déterminer si l'Office national de l'énergie (ONÉ) doit tenir compte du changement climatique dans l'évaluation du projet.
National Energy Board uses new power to fine pipeline operators
Publish Date: 19-AUG-2014 02:48 PM
Canada's national energy regulator has for the first time used its new powers to penalize pipeline operators, imposing fines worth tens of thousands of dollars to four separate companies. The National Energy Board recently posted notice of two of the fines on its website against NOVA Gas Transmission, which is a subsidiary of TransCanada, and Kinder Morgan. Both companies told the Star that they accepted and paid the fines, but believe public safety wasn't at risk.
Environnement Canada veut centraliser la collecte de données (French)
Publish Date: 18-AUG-2014 01:58 PM
Environnement Canada procède à une réorganisation de la collecte des données météorologiques, dans le but de répondre à la demande croissante d'information de la population. C'est ce qu'ont expliqué dimanche soir des représentants du service, lors de la Conférence scientifique publique mondiale sur la météorologie (WWOSC) à Montréal.
Mount Polley mine spill : Minister to reveal plans for investigation
Publish Date: 18-AUG-2014 01:55 PM
B.C. Minster of Energy and Mines Bill Bennett is expected to announce this morning the details of an investigation into the Mount Polley tailings pond failure. On Friday, B.C. Environment Minister Mary Polak told the CBC News there would be an independent inquiry into the accident.
Canada plans to challenge NAFTA agency's push for oil sands probe
Publish Date: 13-AUG-2014 10:13 AM
Complaint alleges Environment Canada isn't enforcing the Fisheries Act in the oil sands. Canada appears headed for a showdown with NAFTA's environmental agency following its decision to recommend an investigation into the enforcement of the Fisheries Act in the Alberta oil sands. The Commission on Environmental Cooperation's secretariat notified Canada that it was recommending an investigation, also known as a factual record, on enforcement of the Fisheries Act in the oil sands on July 29, but the secretariat's decision was not made public until August 7.
Océans : le mercure grimpe (French)
Publish Date: 12-AUG-2014 10:34 AM
En janvier 2013, à Genève, 130 pays ont signé une convention visant à réduire la pollution au mercure, métal toxique qui s'accumule dans la chaîne alimentaire et qui influe sur le système nerveux et le développement. L'objectif est d'en limiter considérablement les émissions. Mais l'environnement est déjà durablement contaminé, à commencer par le milieu marin. Une étude internationale (États-Unis, France, Pays-Bas), publiée le 7 août dans la revue Nature, montre que la concentration de mercure dans les eaux de surface de presque tous les océans a triplé du fait des rejets d'origine humaine.
Salmon near B.C. mine spill to be tested
Publish Date: 12-AUG-2014 10:29 AM
First Nations health officials are preparing to test salmon near the site of a massive mine tailing spill in British Columbia amid fears in aboriginal communities that fish from affected lakes and rivers aren't safe to eat. Environment Canada has also started its own investigation.
Mine disaster shows B.C. needs specific whistleblower protection laws
Publish Date: 12-AUG-2014 10:12 AM
It takes guts to blow the whistle on the boss, but it's a lot easier to come forward if you know somebody has your back. That's why the B.C. government should make it clear to employees of the Mt. Polley mine that they should not be afraid to come forward with information about last week's devastating tailings-pond breach.
NAFTA environmental body wants to probe oilsands
Publish Date: 08-AUG-2014 09:37 AM
Investigators from an environmental watchdog set up as part of the North American Free Trade Agreement want to investigate whether Canada is enforcing its laws on toxic leakage from giant oilsands tailings ponds.Canada has already told the Commission on Environmental Cooperation that it doesn't have that right. The disagreement sets up a second fight between the Harper government and the three-nation body intended to ensure free trade doesn't degrade environmental enforcement.
Mount Polley mine tailings spill highlights risks of deregulation
Publish Date: 07-AUG-2014 09:35 AM
"Streamlining environmental regulatory review" and "reducing the regulatory burden on industry" are among the federal and B.C. provincial governments' hottest buzzwords. As the Mount Polley mine tailings lake breach that occurred on Monday (August 4) demonstrates, however, deregulation of industrial activities that impact the environment is a gamble that can have devastating outcomes for local communities and the environment.
Contaminated water threatens B.C. salmon
Publish Date: 07-AUG-2014 08:10 AM
Officials are worried that water contaminated after a tailings pond in B.C. burst its dam could seriously impact fish stocks. A good portion of this year's sockeye run could be affected by the massive tailings pond spill at the Mount Polley mine early Monday, officials fear. At least five million cubic metres of tailings slurry from the copper and gold mine breached an earthen dam and rushed downstream towards two lakes. On Wednesday, the DFO said the sockeye — between 845,000 to 2.95 million fish — are "currently migrating " towards the Quesnel Lake system.
Environment Canada investigating B.C. tailings pond breach
Publish Date: 07-AUG-2014 08:03 AM
Environment Canada has launched a federal investigation into a major tailings pond breach at the Mount Polley mine in British Columbia. "Environment Canada expects companies to operate in a responsible manner that protects the environment," department spokesman Mark Johnson told the Star in a statement. "Spills are unacceptable."
Mount Polley mine tailings pond breach : Local state of emergency declared
Publish Date: 06-AUG-2014 11:13 AM
A local state of emergency has been declared in an area where a B.C. tailings pond wall collapsed, sending millions of cubic metres of mine waste water and metals-laden sand into local waterways. A summary of the material dumped into the tailings pond last year was filed with Environment Canada. It said there was 326 tonnes of nickel, over 400,000 kilograms of arsenic, 177,000 kilograms of lead and 18,400 tonnes of copper and its compounds placed in the pond last year.
Oil company helped collect evidence for investigation into spill
Publish Date: 06-AUG-2014 11:03 AM
Federal and provincial authorities allowed a company under investigation for a serious oilsands leak to collect some evidence of the harm caused to wildlife, according to a newly released email from Environment Canada. "The game has always been, get rid of the federal government and then downgrade the provincial, and that is exactly what has gone on here," said Duncan. "So everything that is done, including pipeline inspection, by the way, is done by the company and the proponents."
Citizen scientists to help University of Victoria measure radiation
Publish Date: 06-AUG-2014 08:01 AM
A network of citizen scientists along the B.C. coast is being recruited to help researchers measure the potential risk of low-level radiation arriving from Japan after the tsunami and Fukushima-Daiichi nuclear disaster in 2011.University of Victoria chemical oceanographer Jay Cullen is leading a $630,000 project to test water and seafood over the next three years.
Tailings ponds for mining and oilsands waste : FAQs
Publish Date: 05-AUG-2014 08:20 AM
The breach of a tailings pond at the Mount Polley copper and gold mine in B.C. has released five million cubic metres of mining wastewater into local waterways in early August. Local residents have been banned from using the water from the Quesnel and Cariboo river systems. Here are the answers to some questions you might have about tailings ponds.
IMF calls for green shift with 52% gas hike in Canada
Publish Date: 31-JUL-2014 08:16 AM
The International Monetary Fund says Canada and other countries can improve their economies and environment by hiking energy taxes — while cutting them on people and capital. In a new book, Getting Energy Prices Right: From Principle to Practice, the IMF essentially endorses policies — at times advocated by the federal Liberals and NDP — calling for what some have termed a "green shift" in the taxation system. The Conservative government, however, has rejected carbon taxes.
Censoring Science Workshop, August 23 2014 at The University of Ottawa
Publish Date: 12-AUG-2014 07:55 AM
As part of the upcoming People's Social Forum (August 21-24, 2014), PIPSC will be sponsoring the workshop Censoring Science.
The Institute for Science, Society and Policy (ISSP) Releases a Series of Policy Briefs on the Science/Policy Interface
Publish Date: 21-JUL-2014 09:11 AM
The Institute for Science, Society and Policy (ISSP) has released a Policy Brief Series on the Science/Policy Interface. The Director of ISSP, Marc Saner, writes that
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Environnement Canada veut centraliser la collecte de données (French)
Publish Date: 18-AUG-2014 01:58 PM
Environnement Canada procède à une réorganisation de la collecte des données météorologiques, dans le but de répondre à la demande croissante d'information de la population. C'est ce qu'ont expliqué dimanche soir des représentants du service, lors de la Conférence scientifique publique mondiale sur la météorologie (WWOSC) à Montréal.
Mount Polley mine spill : Minister to reveal plans for investigation
Publish Date: 18-AUG-2014 01:55 PM
B.C. Minster of Energy and Mines Bill Bennett is expected to announce this morning the details of an investigation into the Mount Polley tailings pond failure. On Friday, B.C. Environment Minister Mary Polak told the CBC News there would be an independent inquiry into the accident.
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The Faces of Public Science
The Case for Public Science


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Request your Free Credit Score Report - http://ficofreecreditreport.info
You can expect a free credit report request from lots of different companies, and the most popular one is annualcreditreport.com. It is also the only online legal source of credit reports, guaranteeing that you are getting a true and honest report. Different companies provide you with different reports, and there are three different major reports in the US. They are Equifax, Experian, and TransUnion. You can get a free request at any company that will offer you a report, and how you fill them out and how they respond to your request depends on them.
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