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SCHENECTADY, N.Y. -- The Schenectady Police Department has made three arrests in connection to athe gang assault that took place near the intersection of State Street and Hulett Street on Thursday.
Police have charged Ashylaun J. Coleman, 25, of Schenectady and Joseph A. Hewitt, age 21, of Schenectady each with felony Gang Assault and felony Assault.
Police have also charged Everrod K. Mais, 17, of Schenectady, with one count of Gang Assault in the 1st Degree.
According to police, the three individuals were taken into custody in the evening following the attack. They suspects were arraigned and remanded without bail to the care and custody of the Schenectady County Sheriff's Department. Their next court date is unknown at this time.
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Ancient site unearthed in Biblical home of Abraham
BAGHDAD – British archaeologists said Thursday they have unearthed a sprawling complex near the ancient city of Ur in southern Iraq, home of the biblical Abraham.The structure, thought to be about 4,000 years old, probably served as an administrative center for Ur, around the time Abraham would have lived there before leaving for Canaan, according to the Bible.The compound is near the site of the partially reconstructed Ziggurat, or Sumerian temple, said Stuart Campbell of Manchester University's Archaeology Department, who led the dig."This is a breathtaking find," Campbell said, because of its unusually large size -- roughly the size of a football field, or about 260 feet on each side. The archaeologist said complexes of this size and age were rare....
- OAH issues a statement in support of the AP standards
- Daniel Pipes says in interview that the absence of anti-Israel protests in Muslim countries is highly significant
- A historian who studies China has discovered an overlooked angle in the debate about the Middle East. Could he have figured out a key reason for Iraq's failure to defeat ISIS?
- American Historical Association backs revision of the AP course in history
- Middle East Scholars and Librarians Call for the Boycott of Israeli Academic Institutions


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COLUMBUS — Gerald Burton Knouff, 90, died Nov. 24, 2010, at Wesley Glen Retirement Community.
He was born, Feb. 23, 1920, in South Bloomfield Township, Morrow County, Ohio, to Newell S. and Olive (Porter) Knouff. He was a Flight Engineer in the Air Force during World War II. He served in both the Pacific and European Theaters. He was a 65-year member of Mount Zion Lodge 9 F. & A.M. of Mount Vernon and a member of Scottish Rite, Valley of Columbus. He was a member of Indianola Church of Christ. He retired from Rutherford Funeral Home Inc. after more than 50 years of dedicated service.
He was preceded in death by his parents; his wife, Faye (Worley) Knouff; his daughter, Cheryl (Knouff) Clark; and brother, Paul.
He is survived by his grandchildren, Matthew Wymer, Meredith and Milissa Clark; two brothers, Donald (Marjorie) and Robert; three great-grandchildren; and several nieces and nephews.
Funeral service will be Sunday, Nov. 28, at 3 p.m. at Rutherford-Corbin Funeral Home, 515 High St., Worthington, where friends may call from 1 p.m. until service time. Military honors will follow the funeral service. In lieu of flowers, contributions may be made to the Scottish Rite Learning Center. Graveside service will be Monday at 10 a.m. at Bloomfield Cemetery, Morrow County. Condolences to www.rutherfordfuneralhomes.com.
Lenora M. Mathias


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OSE Security Suite 6.0.2 released
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OSE Security Suite 6.0.2 released, it include the changes of the following
* Enhancement -- Added the Component control function to ignore some components
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* Bug fixed -- Fixed the getTimeZone not found error.
* Enhancement -- Improved Anti-Virus Scanning Function By Adding the Server Waiting function to avoid high CPU load
* Bug fixed -- Fixed virus cleaning items cannot be selected javascript issues


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Winning Formula for Construction Litigation – Lessons Learned from a Recent Trial Win
Upcoming Affirmative Action Plan Requirements for Federal Contractors and Subcontractors
In our eighth issue of The Construction Advantage, we provide you with three new cases, with two of them coming from the Maine courts. We hope that this newsletter has been helpful and informative to you so far in 2014....more
Massachusetts enacted a new retainage law that will require owners, prime contractors and subcontractors to pay retainage according to the law's terms on a construction contract if...
On April 16, 2014, the Centers for Medicare & Medicaid Services (CMS), an agency of the U.S. Department of Health and Human Services, published proposed rules that would amend the fire safety standards for hospitals,...more
Mississippi recently enacted a new construction lien law. This article addresses certain key provisions of the new law - codified at Mississippi Code Annotated § 85-7-401 (Rev. 2014) - that apply to commercial projects.
The construction industry is big business. A recent study has predicted that global construction output will increase by more than 70%, to US$15 trillion per year worldwide, by 2025. The dominant sources of this growth will...more
Contractors in Maryland have available statutory remedies for non-payment. The Maryland Code contains a Prompt Pay Act (the "Act"). Md. Code Ann., Real Prop. § 9-301 et seq. (Repl. Vol. 2010). The Act entitles a contractor...more
Late last month, I spoke at a regional meeting of the Wireless Internet Service Providers Association, and many of the WISPs in attendance were surprised to learn that not only were they in the Internet service business, but...more
Most construction contracts for major projects have arbitration provisions or jury trial waivers. As a result, construction litigators do not often get to present high-value complex cases to juries. Pepper's Construction Law...more
In a recent decision, the federal appellate court encompassing nine western states and two Pacific island jurisdictions held that a California law restricting the right of non-licensed contractors to recover for unpaid...more
The S.C. Court of Appeals recently applied the "your work" exclusion in a declaratory judgment action arising out of a construction defect suit to find the policy did not provide coverage. In Precision Walls v. Liberty Mutual...more
Mechanics' liens grant contractors and subcontractors an interest in improvements made to real property to secure the payment obligations of owners to contractors, and of contractors to subcontractors. While these liens...more
The California Department of Industrial Relations ("DIR") has announced the launch of a new registration program for public works projects authorized by Senate Bill 854, which was signed into law on June 20, 2014, and became...more
Public works contractors: Beware of accusations of corruption. In Gilbane Building Company v. Superior Court, 223 Cal.App.4th 1527 (2014), an appellate court cleared the way for taxpayers to sue contractors for engaging in...more
With high-end residential construction again on the rise in Southwest Florida, owners, contractors, subcontractors, design professionals and others should be proactive and mindful of the various statutory requirements and...more
A recent decision by the California Court of Appeal imposed a sensible limit on the prohibition of compensation claims by unlicensed contractors under the Contractors' State License Law ("CSLL"), specifically California Bus....more
The Worcester Superior Court recently issued a potentially landmark decision clarifying the risk that construction managers assume when entering into CM-At Risk contracts. ...more
E.J. Franks Construction, Inc. v Bhupinder K. Sahota, et al. -
Court of Appeal, Fifth Appellate District (June 5, 2014) -
The purpose of the Contractors' State License Law (Business & Professions Code sections...more
Our reports on the oral arguments from the May term of the Illinois Supreme Court continue with Lake County Grading Company, LLC v. The Village of Antioch. Lake County – which comes to the Court from the Second District –...more
In our sixth issue of The Construction Advantage, we provide you with an all New England edition, focusing on the increased employment in the construction sector in Maine, a large court award related to the Big Dig, and the...more
In the wake of the Fifth Circuit Court of Appeals' long-awaited ruling in Noatex Corp. v. King Construction of Houston, LLC, Case No. 12-60385 (5th Cir. Oct. 10, 2013), which struck down Mississippi's now-repealed Stop-Notice...more
A common perception in the construction industry is that the most valuable part of an unbonded stop payment notice is the paper it is written on, at least when it is served on a construction lender. While an unbonded stop...more
In This Issue:
- CGL Insurance & Defects
- No Sure Thing
- Contract Quicksand
- The Nuclear Option
- Federal Contractors
- Excerpt from CGL Insurance & Defects:
Does Your Insurance Cover...more
In This Issue:
- Out of State... Out of Mind? Ensuring that Local and Out-of State Construction Companies Play by the Same Rules
- Look! Up in the Sky! It's a... Plane!: Proposed FAA Policy Could Affect...more
A lawyer adds value to a project by applying his or her unique knowledge of legal principles and industry experience to the particular circumstances of a client's business.
In the construction industry, the substance...more
On May 16, 2014, the Minnesota Legislature enacted a new statute that sets out several criteria for contractors bidding on public construction projects. The statute is effective as of January 1, 2015, and attempts to enhance...more
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World juniors will be exciting, says Viswanathan AnandComment · print · T T T+· T- The Hindu GM Vidit Gujrathi and Woman Grandmaster Soumya Swaminathan are all ears to Viswanathan Anand at a press conference to announce the world junior chess championship. Photo: Vivek Bendre TOPICS ... The Hindu, 1 week ago
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ICRISAT gets two goodwill ambassadors
Hyderabad: The International Crops Research Institute for the Semi-Arid Tropics (Icrisat) named Prof. M.S. Swaminathan, and badminton player Saina Nehwal as goodwill ambassadors. The recognition was conferred on them by Icrisat director-general Dr ...Deccan Chronicle, 1 month ago Swaminathan, Saina named goodwill ambassador of ICRISAT Jagran Post, 1 month ago MS Swaminathan and Saina Nehwal named ICRISAT Ambassadors of Goodwill India Infoline, 1 month ago Swaminathan presented 'Ambassadors of Goodwill' award Economic Times, 1 month ago
'Make Rainwater Harvesting Mandatory'
HYDERABAD: Renowned agricultural scientist MS Swaminathan has suggested that rainwater harvesting should be made mandatory given the uncertainty of the monsoon rains every year. Drought is not uncommon now. Farmers have experienced the uncertainty ...New Indian Express, 1 month ago
Budget offers no incentives for pharma industry: Ramesh Swaminathan, Lupin
Source: IRIS (10-JUL-14) Comments | Post Comment The Union Finance Minister Arun Jaitley has presented his maiden Budget Speech in Parliament today. Jaitley said the Government intends to usher in a policy regime that would bring the desired ...MyIris, 1 month ago No incentives were given to the pharma industry- Ramesh Swaminathan Express Pharma, 1 month ago
Swaminathan report implementation in phases
Agriculture Minister Prathipati Pulla Rao on Friday asserted that the report of the National Commission on Farmers chaired by noted agriculture scientist M.S. Swaminathan would be implemented in phases to overcome issues plaguing farm sector and ...The Hindu, 1 month ago
03rd June 2014
SMT. SARASWATHY W / o T.S. Swaminathan, Member Retd. CBEC and D / o Palamadai Late P.N.Shanker Iyer passed away on Monday 02.06.2014. Obsequies at Karthik, New No. :20, Third Avenue, Besant Nagar, Chennai - 90 on 03.06.2014, Ph :044 - 2491 4857.The Hindu, 2 months ago
UAF convocation: Youth must pull country out of crises says Governor
Sartaj Aziz, Shamsul Mulk, Dr Swaminathan given honorary degrees. Punjab Governor Chaudhry Muhammad Sarwar, Adviser to PM Sartaj Aziz, UAF VC Prof Dr Iqrar Ahmad Khan and Dr MS Swaminathan at the 21st UAF ...The Express Tribune, 1 day ago
TEXAS INSTRUMENTS : Patent Issued for RF Logic Divider
By a News Reporter-Staff News Editor at Journal of Engineering -- A patent by the inventors Sankaran, Swaminathan ( Allen, TX ); Chakraborty, Sudipto ( Richardson, TX ); Roine, Per T. ( Oslo , NO), filed on September 12, 2012 , was published online ...4 Traders, 2 weeks ago U.S. Patents Awarded to Inventors in Texas (Aug. 4) TMC Net, 2 weeks ago Patent Application Titled "Multizone Control of Lamps in a Conical Lamphead Using Pyrometers" Published Online 4 Traders, 2 weeks ago
Ketharaman SwaminathanCash in Hand Is Worth More Tha...
There's no shortage of studies about the hidden costs of cash. Take this recent HBR report for example. On the face of it, they all make a solid case for society to turn cashless from tomorrow. However, upon scratching the surface, Ive never ...Finextra Research, 4 weeks ago Cash in Hand Is Worth More Than Card In Bush - community blog from Ketharaman Swaminathan Finextra Research, 1 month ago
Simple Signaling Molecules for Inductive Bone Regenerative Engineering
by Emily K. Cushnie, Bret D. Ulery, Stephen J. Nelson, Meng Deng, Swaminathan Sethuraman, Stephen B. Doty, Kevin W. H. Lo, Yusuf M. Khan, Cato T. Laurencin With greater than 500,000 orthopaedic procedures performed in the United States each year ...Plosone.org, 1 month ago
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4 products found in Hand Sanitizer Accessories
PURELL Floor Stand for TFX Touch Free Instant Hand Sanitizing Dispenser, Light Gray
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Ideal for high-traffic areas used by patrons and employees. Ready access encourages hand hygiene. Practical built-in shield keeps surrounding area clean. Easy to assemble. For Use With: PURELL TFX Dispenser PURELL 2720-12 (sold separately); Color(s): Light Gray.
KIMBERLY-CLARK PROFESSIONAL* Standard Desk Caddy, 11 1/4 x 8 1/8 x 8 3/4, White, 4/Carton
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This prefilled compact caddy is part of The Healthy Workplace Project*, designed to prevent the spread of germs throughout the workplace. It helps employees Wash-Wipe-Sanitize and puts the tools they need right in their hands. For Use With: KLEENEX Moisturizing Instant Hand Sanitizer, KLEENEX Anti-Viral Facial Tissue and SCOTT Disinfectant Wipes.; Color(s): White; Size: 11 1/4" x 8 1/8" x 8 3/4"; Quantity: 1 per carton.
Safco Countertop Hygiene Station, Silver, 11 1/2 x 5 x 5 1/2
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Make your work environment a healthier place to work. This hygiene station has everything you need to help keep everyone healthy and happy. For healthy convenience, the station holds one pump bottle of hand sanitizer and one standard box of facial tissue. Acrylic top and aluminum base are elegantly designed, making it perfect for any reception area or waiting room. For Use With: Safco Hand Sanitizer; Safco Facial Tissue; Color(s): Silver; Size: 11 1/2" x 5" x 5 1/2"; Quantity: 1 each.
PURELL Pal Instant Hand Sanitizer Desktop Dispenser w/8oz Pump Bottle
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Designed to put instant hand sanitizer within reach, this engaging desktop "pal" holds one pump bottle. Encourages office sanitation by providing easy access to hand sanitizer. Holds pump bottle to avoid desktop falls. Color(s): Blue; Capacity (Weight): 8 oz; Packing Type: Pump Bottle; Quantity: 1 each.
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Moment of silence
Friends Hold Skate Event For Mall Shooting Victims
Saturday marks one week since a deadly shooting inside the Mall in Columbia. Friends, family and even strangers gathered to honor the victims.
Baltimore Leaders Join Nation In Moment Of Silence One Week After School Massacre
Friday marks the one-week anniversary of the shooting massacre at a Connecticut elementary school. All across the country and here in Baltimore, we remember the 26 lives lost.


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This is the third installment in the "Thinking Like a Great Small Church (Seminar)" series. (Click for Part 1 and Part 2.) This is the content of a seminar I was privileged to lead a few weeks ago at the National Association of Free Will Baptists annual convention. This seminar was part of a seminar series produced by the Engage Leadership Network at Randall House Publications. As before, any footnotes were from the original paper. any links were addied for this blog post. As you read the following section, do you find it rings true in your experience? Are these three realities discouraging to you? Are they encouraging? Do you disagree with my conclusions? Please comment below. I am still studying issues related to small church leadership; more voices can make for a more full learning experience. We can learn from one another.
Three Undeniable Realities of Pastoral Ministry
Based on the statistics we have seen, there are some realities or truths about pastoral ministry that are undeniable. I am sure there are others we could mention and spend time on, but I will focus on these three:[1]
- The vast majority of pastors will never pastor a church larger than 200 people. If the average size church in North America has an attendance of 75, the majority of churches have an attendance less than 100, and Free Will Baptist churches have an average membership of 76, the reality is that most of us will never pastor a mid-size or large church. Most of us will always pastor small churches.
- Virtually every pastor will pastor a small church for at least some time in his ministry. I am not referring here to associate, youth, worship, and other pastoral roles, but rather to senior or lead pastor. The various types of associate pastors are more likely to serve in larger churches because those are the churches that most need and are most able to afford the additional staff. For the rest of us, virtually all of us will pastor a small church for at least some time in our ministry. The exception to this might be the large church pastor who is able to transition the ministry to his son or some other leader groomed for that position. Clearly, this is the exception rather than the rule. We all have small church experience.
- You can pastor a small church well without settling for less. I will be the first to admit that for most of us, this concept causes a struggle within us. I was sharing my passion for small churches with a friend who replied, "I don't believe there are any small churches." What he meant was he didn't believe there are any insignificant churches. Here's the rub: Small and insignificant are not the same thing! Your church can be small and significant. Your church can be small and healthy. You can pastor your small church well and it doesn't mean you are settling for less. None of us wants to settle for less. You would not have made the effort to be here this morning if you wanted to settle for less. You would not have taken the time out of your day if you were willing to settle for less. The good news is you don't have to. You can pastor your small church well without settling for less.
[1] This section adapted, with permission, from "Thinking Like a great small Church" by Karl Vaters. http://newsmallchurch.com/thinking-like-a-great-small-church-part-1-video/. Accessed July 25, 2014.
Do you agree that these are undeniable realities of pastoral ministry? What are some others you would include? Do you agree with the third point or do you believe small equals less? There's no judgement here! Please comment below.
Last week I introduced the seminar (Part 1) I led at the recent National Association of Free Will Baptists (NAFWB) convention. Today, I will share the next section of the seminar. This is the section that deals with some statistics. Bear in mind that while the original seminar was presented to a group of Free Will Baptist leaders, the principles apply to any church. The footnotes are from the original document. The links were added for this blog post. I hope you find this helpful and encouraging. Please feel free to comment below. I look forward to your response.
The National Association of Free Will Baptists is a denomination primarily made up of small churches. This is an undeniable reality. We certainly have some larger churches, but the truth is most of our churches are small. What constitutes a small church? Who decides what category of church yours is? Obviously, there is no absolute standard. The only church size category that appears to be somewhat standardized is the category of the mega-church. A church is considered a mega-church when it averages 2,000 or more in weekend attendance. This clearly will not apply to our discussion.
Various researchers, statisticians, missiologists, and other experts generally mark the transition from small church to medium-size church when attendance crosses the 200-300 mark. Timothy Keller makes the distinction when a church is larger than 200.[1] A leader in the church growth movement, Gary McIntosh, in his book One Size Doesn't Fit All, also marks the transition from small to medium church when attendance moves beyond 200.[2] Those are just a couple of examples. A quick internet search will reveal the opinions of experts—and those who pretend to be—from across the spectrum.
For those of us in small church ministry, this can be a little discouraging. We all want our churches to grow, but it seems we will always be trapped in small church territory. In fact, the vast majority of churches will always be small churches. This has been true throughout history and it appears it always will be. Could it possibly be this is by God's design?
Most churches in the United States are small. How small? According to the National Congregations Study, the average congregation has just 75 regular participants.[3] This number has not changed since at least 1998. How about Free Will Baptist churches? Where do we stack up against the national averages? It is difficult to say with any real accuracy. But we do have some clues.
We don't know exactly how we compare because we don't collect good data. We collect local church information mostly at the district or quarterly association level. The data is then compiled and forwarded on to the state association level. The information is then compiled and forwarded to the national association level. By the time the information reaches the national level all that is available is state numbers. The local data is not there. This means we cannot report how many churches fall within certain size ranges. We cannot know how many or our churches are small, medium, or large churches.
Another problem is the rest of the church world collects data on attendance or attendance and membership. We only collect membership information. We all know there is often little resemblance between membership and attendance numbers.
All that said, the most recent numbers tell us the average Free Will Baptist church has a membership of 75.[4] While not relating directly to our discussion today, I do want to share some other information. Let me state clearly something most of us already know. The National Association of Free Will Baptists is shrinking by virtually every measure. I surveyed the church and membership information in the last five editions of the Free Will Baptist Church Directory (2010-2014, reporting information for 2008-2012). In that five year span we lost almost 100 churches, we lost over 15,000 members, and the average Free Will Baptist church membership fell from 78.3 to 74.6. This is not a sustainable trend!
While we cannot know how many Free Will Baptist churches fall within the various size ranges, we do have this information about the larger church world in the United States. The following table was taken from the Hartford Institute for Religion Research. According to their statistics, 59% of all Protestant churches in the United States have an attendance of less than 100 people.[5] Small churches are not the exception, they are the norm.
It is likely these statistics are not new to you. You have heard them—or very similar—many times before. We usually hear these numbers as if they are a problem to be fixed. What if it is not a problem? What if this is God's design? What if he wants there to be a few really large churches scattered around, a lot of mid-sized churches around the world, and small churches tucked into every nook and cranny of the globe? What if it is his plan? I am not proposing that we become complacent and not try to grow our churches; I am suggesting we become content and quit making church growth the goal.
Some, including researcher Warren Bird, try to make a biblical case for pursuit of mega church status as a goal by referring to Pentecost as "the first mega church".[6] In my opinion, this is an obvious fallacy. While Acts 2:41 does say that 3,000 people were converted that day, clearly God had no intention of sustaining such a large church. A short time later, Acts 8:1 tells us that a great persecution broke out against the church in Jerusalem, and all except the apostles were scattered. If Bird and others make a case from scripture to justify mega church as the goal, I would make a case from scripture that smaller gatherings of believers scattered around the world is the goal. My aim is to do neither. There is a place and role for churches of all sizes.
[1] Keller, Timothy, Leadership and Church Size Dynamics: How Strategy Changes With Growth, Copyright ©2006 by Timothy Keller, ©2010 by Redeemer City to City. This article first appeared in The Movement Newsletter, and was reprinted in the Spring 2008 edition of Cutting Edge magazine, Vineyard USA. www.livingwatercc.org/images/VarArticles/ChurchSize2.pdf. Accessed July 14, 2014.
[2] www.churchleader.net/Portals/0/Resources/Assessment/McIntoshTypologyChurchSizes.pdf. Accessed July 14, 2014.
[3] American Congregations at the Beginnings of the 21st Century, www.soc.duke.edu/natcong/Docs/NCSII_report_final.pdf. Accessed July 14, 2014.
[4] This information is taken from the 2014 Free Will Baptist Yearbook. The numbers are from 2012. The membership average was calculated by dividing the NAFWB membership number of 170,820 by the number of churches, 2,289. The average was actually 74.6, rounded to 75.
[5] http://www.hartfordinstitute.org/research/fastfacts/fast_facts.html. Accessed July 14, 2014.
[6] http://leadnet.org/9-fascinating-facts-about-people-who-attend-megachurches/. Accessed July 15, 2014. I do not claim to know if he actually considers this a megachurch, but his comments rooting church size directly in Acts 2:41 is certainly a discouragement to those who faithfully labor in the small church context.
Where does your church fit in the size scale? Is your church past of a movement that is shrinking? Do you think some churches are small by God's design? Is there a role for all church sizes?
During the recent annual convention of the National Association of Free Will Baptists—the denomination of which the church I lead is a member—I had the privilege to lead a seminar relating to healthy small church ministry. I had spent time reading The Grasshopper Myth (Fountain Valley, California: New Small Church, 2013) by Karl Vaters as well as his blog (www.newsmallchurch.com). With Karl's permission, I used the title of a workshop along with some of his themes he posted on his blog. They are greatly expanded and specifically tailored to my audience of Free Will Baptist church leaders.
I am posting my notes from that seminar here over the course of several posts. Feel free to engage with each section or wait until the end to comment. If I can be of any help to you, especially in a small church ministry context, please do not hesitate to contact me. Most of all, I hope and pray this will be an encouragement to you who labor in the especially hard work of small church ministry. Your work may be hidden from the world, the church conference circuit, the Christian publishing industry, and maybe even your own denomination or church, but it is not hidden from the God who calls you to be faithful to your calling and will reward you accordingly. God bless you all!
I am sure there are many others, including some in this room, who are more qualified to present a seminar dealing with small church issues. Most of us are not new to small church ministry. I am relatively young and relatively inexperienced; but most of my experience is in the small church context. What I will say today is my opinion based on research and experience. That research includes what I believe God's word says on the matter. I will not read or reference much scripture today, not because I do not think it relevant, but because I will assume we all agree to see this subject from a biblical standpoint. Also, while the Bible has much to say about the church and what we are to believe and teach, it really does not direct us much when it comes to church growth and church size. Some have tried to promote the mega church as "the goal" using scripture, but I will address that in a few minutes. Have any of you ever thought to yourself—or maybe even said out loud, "I pastor (or attend, volunteer in, etc.) a good church. If we only had more people, or more money, or better facilities, or some other thing, we could be a great church." It has been both my experience and observation that when we adopt that attitude, we tend to begin seeing that attitude in our church. My primary purpose today is to encourage you with the truth that your church can be a great small church. Small and great are not mutually exclusive. They can coexist. Please let me state from the outset: I will not beat up on large churches! I believe there is a place in the kingdom for churches of all sizes. I firmly believe small churches have an important role to play in the kingdom, but so do large churches. Many of the books we rely on, web platforms we utilize, and songs we sing would not be possible without good, godly, Jesus-loving large churches! A great example of this is the Bible application many of you have on your phone or tablet. If you are using the most popular Bible app most of us use was developed by a single church. I will not demonize large churches simply to make me feel better about my small church; there are too many legitimate reasons to love my small church.
What is "The Grasshopper Myth"?
Karl Vaters is pastor of Cornerstone Christian Fellowship[1] in Fountain Valley, California, blogger at http://www.newsmallchurch.com, and author of The Grasshopper Myth. Karl started using the term "Grasshopper Myth" to refer to the inferiority complex suffered by many small churches and their leaders. The phrase comes from Numbers 13:32-33, "All the people we saw there are of great size…We seemed like grasshoppers in our own eyes, and we looked the same to them." What is The Grasshopper Myth? The Grasshopper Myth is the false impression that our small church ministry is less than what God says it is because we compare ourselves with others[2]. I have come to believe that a great deal of the problem lies in the mirror. Part of the problem is how we view ourselves. As small churches and small church leaders, we are not second-class members of the kingdom. We have a vital role to play. But the truth is that we will never accomplish God's mission for our churches as long as we are busy navel-gazing.
[1] Cornerstone Christian Fellowship, 17575 Euclid St., Fountain Valley, California, pastor Karl Vaters. Cornerstone is associated with the Assemblies of God denomination.
[2] Karl Vaters, The Grasshopper Myth (Fountain Valley, California; New Small Church) Introduction.
Does this sound familiar? Does this describe your ministry? Please comment below. Check back next week for the next section of my seminar.
I pastor a small church. I'm not ashamed of my church or the fact it is small. We're actually pretty typical. Most churches in America—and around the world, for that matter—are small. There is no shame or sin for a church to be small. It shouldn't become complacent in its smallness, but it can be content.
As I have spent a fair amount of time lately reading, praying, and thinking about ministry in a small church context, I have come across a handful of books which have been particularly helpful. One of those is The Strategically Small Church (Bloomington, Minnesota: Bethany House Publishers, 2010) by Brandon J. O'Brien.
Don't let the title fool you; by "strategically" small, he does not mean intentionally small. In a nutshell, he is referring to a small church embracing its smallness in size and leveraging that for kingdom greatness. Consider this from the introduction:
What is a strategically small church? A strategically small church is one that has become comfortable being small, because it has learned to recognize the unique advantages of its size. A strategically small church realizes it can accomplish things that larger churches cannot. This doesn't make it better or godlier. But it means it can proceed in ministry not from a sense of its deficiencies, but from confidence in its strengths. Strategically small churches are strategic for the kingdom of God, because when they embrace their identity, they can make an enormous impact. (page 15)
The main thrust of the book is to identify and describe traits that come somewhat naturally to the healthy small church. These traits become the titles for the central chapters of the book:
- Keeping It Real: The Authentic Church
- Keeping It Lean: The Nimble Church
- The Work of the People: The Equipping Church
- New Focus on the Family: The Intergenerational Church
In Chapter One, O'Brien goes head to head with the typical definition of success in ministry—bigger numbers, budgets, and buildings. He sets the stage for the rest of the work by redefining success, or at least trying to jettison the old definition. One of the primary problems is our expectations of what success ought to look like.
As a dear friend and mentor of mine likes to say, you can do two things with expectations. You can meet them, or you can change them. I say we change them. To do that, pastors of smaller churches must help their people learn to see for themselves. Or more precisely, to see the world as Jesus sees it. And that means the pastor must help his people value the mustard seed and view the church as if they were the first people ever to lay eyes on it, to put aside unreasonable expectations, cast their seeds, and trust God for the harvest. (page 36)
In Chapter Two, O'Brien tells the stories of four ministries that recognized the positive traits that come with smallness and took intentional steps to adopt those traits. Chapters 3-6 focus on those traits occur more naturally in small churches. Small churches can't effectively stage a large production every Sunday. While they should (and usually do) focus on doing things with as much excellence as they are capable, the real focus is, or at least should be, on building an intimacy that comes through authenticity. Large churches with large leadership structures and large ministries to be coordinated often have trouble making rapid changes and quick decisions. A small church can and should keep its program offerings more lean, nimbly enabling them to respond more quickly to changes in the community, needs inside and outside the church, and ministry opportunities they are particularly gifted for. Because smaller churches cannot hire professional staff to do and lead ministry they have to rely more heavily on the lay-members of the congregation. We often say that like it is a bad thing, but that is exactly how Ephesians 4:11-13 directs us to operate.
11 So Christ himself gave the apostles, the prophets, the evangelists, the pastors and teachers, 12 to equip his people for works of service, so that the body of Christ may be built up 13 until we all reach unity in the faith and in the knowledge of the Son of God and become mature, attaining to the whole measure of the fullness of Christ.
Typically, larger churches (and many small ones try to) offer a huge array of age-specific, age-segregated ministry programming to cover the entire spectrum of life, cradle to grave. Most smaller churches do not have the resources to produce, manpower to operate, or enough population in the various age categories to warrant such age-specific ministry. Instead, they often do what societies, communities, and churches have done for centuries: inter-generational ministry. I do not understand why for the past several decades we have been afraid for relationships to form between generations. Why do we discourage children, adolescents, and adults from worshiping together and learning from one another?
O'Brien closes the book with what I think is an interesting insight. While the largest churches continue to grow, one of the trendiest ways for this to happen is to move to a multi-sight model where the there is one preacher transmitting the sermon to multiple locations. This continues to elevate the singular task of preaching as if it is the lone ministry of the local church. Please don't misunderstand me. Preaching is incredibly important, but it is not the pastor's only job. Because of celebrity preachers, even small church pastors feel the pressure to hit a home run every week with their sermon. The truth is that no one bats a thousand! We all strike out from time to time.
One of my tasks as the pastor of a small church is to actively disciple my congregation, and a good portion of that happens during the sermon on Sunday morning. But it also has to happen at other times. When I am doing that, I have the opportunity to identify potential leaders that I can help train to do the work of the ministry. This includes preaching. As pastors, we need to guard our pulpits; but we need to not be stingy with them! You people will endure some poor preaching from time to time. I have some bad news for you: They already do. I believe one of the reasons we have a shortage of pastors, especially for smaller congregations is that we are not raising them up. I am as guilty as the next pastor, but I am committed to changing that.
The intimate, nimble, authentic, effective small church is the perfect incubator to train new leaders who can continue to guide the local small church in those traits. In emphasizing this, O'Brien plays down the importance of preaching a little too far. That said, he does bring some balance back into local church leadership.
I highly recommend The Strategically Small Church. If you are the pastor or another leader in a small church, you really should invest in this encouraging read. There are at least three take-aways I will leave you with:
- The Strategically Small Church and author Brandon J. O'Brien are another voice in the growing chorus of leaders and writers celebrating the value and place in the kingdom of God for small churches and their leaders. Over the next several weeks I hope to introduce some more.
- The book introduces new ways to evaluate—a new paradigm, if you will—the ministry of your small church. This is healthy and helpful.
- As it introduces these traits that ought to be somewhat natural in the healthy small church, it illustrates and demonstrates what they can look like in the small church context. This is also helpful and incredibly encouraging.
I would encourage you to get this book and read it. I hope it helps shape your view of the small church as it has helped shape mine.
The vast majority of churches in America are small churches; how about yours? Do you feel undervalued and underappreciated because of leading a small church? Have you already read The Stategically Small Church? What did you think about the book? Please share in the comments below—and be encouraged!
I have a love/hate relationship with conferences and conference speakers. I love sitting in a big room in a large crowd soaking in the teaching. I love being exposed to new and innovative resources. I love the energy. I love the music. I love meeting new people. I love so much about the conference experience.
And then I come home. What a let-down. At least that is often my perception. That is when I realize that just about everything I have just learned is completely useless in my small church environment.
Several years ago I had the privilege to serve in a support role on the staff of a large church; it certainly seemed large to me. To the researchers who track these things it would be considered mid-sized. Our attendance was somewhere in the 500 range. While serving there, one of the staff pastors and I went to the Innovative Impact conference hosted by Woodlands Church (known then as Fellowship of The Woodlands) in The Woodlands, Texas. One of the speakers at this conference was Nelson Searcy.
Nelson Searcy is the founding pastor of The Journey Church in New York City. He is the author of several books, including Fusion: Turning First-Time Guests into Fully-Engaged Members of Your Church (2007, Regal). Searcy is an engaging speaker and an innovative, entrepreneurial leader. Fusion reflects this.
In Fusion, Searcy lays out a step-by-step plan to take visitors that have been attracted to your church and guide them down a track toward becoming members who are completely immersed in the life of the church. That is a great goal. In spite of that great goal, there are several problems with the book.
Fusion is a business book about becoming more successful at the business of growing the local church. Searcy talks some of evangelism and spiritual growth, but mostly Fusion is about church growth. As if that is not frustrating—or even insulting—enough, he spiritualizes these business principles by adding a variety of biblical proof texts taken completely out of context. Remember, you can make the Bible mean anything you want it to by removing or changing the context. By relying on business growth and leadership principles to build the church, he cheapens the value of the work of the Holy Spirit and minimizes the hard work of discipleship. Assimilating guests into the church becomes a numbers game much like a career in sales. It becomes about the number you can get to stick. We want visitors to stick around, but they are not really part of your church unless they are being discipled.
Fusion is written for the large church trying to become larger. In the spirit of full disclosure, I am a small church pastor. I pastor a small church. Those statements sound like they mean the same thing, but they don't. I picked up a copy of this book because I wanted to be better at connecting visitors with the church, as we should all be. But Fusion simply is not practical for the small church, at least not for the really small church. One example of this is the sample letters and emails to be sent out to guests. They all recommend the pastor who taught that Sunday should send or sign the messages. Searcy is working under the assumption that churches (at least the ones he works with) routinely have multiple pastors. This is as opposed to most churches, which actually have the pastor as the only staff member.
Fusion is a marketing tool to increase sales of Searcy's other products. One of the primary products being promoted in this book is "The Assimilation Seminar". I wish I had thought while reading the book to count the number of times the seminar or the "Assimilation System" were mentioned by either Searcy or one of the testimonials peppered throughout the book. Searcy is as much a salesman as a pastor. His website, www.churchleaderinsights.com, is full of seminars, workshops, ebooks, coaching opportunities, and other products to make your church larger, because that is what really counts.
Searcy implies if you will follow his system your church will grow. In Fusion, Searcy does not provide principles for assimilation that may lead to church growth. He does not provide general guidelines. He does not simply provide examples. He provides a system. Searcy makes no secret he is providing a system. He calls it "The Assimilation System". The implied guarantee of church growth comes mostly from the handful of hand-picked testimonials scattered throughout the book. It was glaringly obvious he did not include testimonials from those church leaders who had implemented Searcy's system, prayed, and worked and did not see meaningful church growth simply because that may not have been God's will for them at that time. These leaders were given a false hope and a false promise.
Searcy implies church growth is the goal. Sure, God wants us to reach new people; but this is apparently so the local church can be bigger. It is not just this book. In the store on his website, there is an entire section devoted to breaking size "barriers" as if we have some biblical mandate to grow a bigger congregation. By the way, I have read the entire Bible. There is no such mandate. That pressure is purely man-made. The goal is not bigger churches, it is healthy churches that disciple believers and send them out to do ministry. On a side note: if you send them out, they are no longer at your church to be counted. GASP!
I do not question Searcy's motives. I suspect his heart is at least somewhat pure in this. I just get so irritated at the arrogance of some (not all, by any means!) pastors of large churches who seem to work under the assumption that since they did X and became "successful", if you will do X you will be successful as well. The vast majority of churches in North America and around the globe are small churches. They are doing good work discipling believers, performing social work, and planting new churches. Please do not demean those churches and their leaders by implying they are less because they are small.
Have you read Fusion by Nelson Searcy? What did you think about it? You are welcome to add your comments below, whether you agree with me or not!
It is so easy to think in extremes. This is not true only of Christians or of the church. We live in a society of extremes. There is no such thing as a moderate in the public square; you must either be liberal or conservative. Liberals are portrayed as more liberal than ever by conservatives. Conservatives are portrayed as more conservative than ever by liberals. Anyone who tries to occupy a middle ground gets shot at by both sides.
We act as if this is new problem when it clearly is not. The apostle Paul wrote regularly about this in his letters. In responding to those who wanted to take advantage of God's grace by living as they wanted then wrapping themselves in the banner of grace as a protection, Paul wrote in Romans 6:1-4, "What shall we say, then? Shall we go on sinning so that grace may increase? By no means! We are those who have died to sin; how can we live in it any longer? Or don't you know that all of us who were baptized into Christ Jesus were baptized into his death? We were therefore buried with him through baptism into death in order that, just as Christ was raised from the dead through the glory of the Father, we too may live a new life." We are to enjoy life in God's grace; but we enjoy it by living the new life he has called us to. We live in liberty but are not to be libertines.
The other extreme says that God's grace demands we keep all the religious law God established. Paul answers this claim in Galatians 5:1-6, "It is for freedom that Christ has set us free. Stand firm, then, and do not let yourselves be burdened again by a yoke of slavery. Mark my words! I, Paul, tell you that if you let yourselves be circumcised, Christ will be of no value to you at all. Again I declare to every man who lets himself be circumcised that he is obligated to obey the whole law. You who are trying to be justified by the law have been alienated from Christ; you have fallen away from grace. For through the Spirit we eagerly await by faith the righteousness for which we hope. For in Christ Jesus neither circumcision nor uncircumcision has any value. The only thing that counts is faith expressing itself through love." We have been granted freedom from the yoke of slavery. We are free to live the new life he has called us to. We live in liberty, not slavery.
So if we are to avoid these extremes, how are we to live? Is there a middle ground? Sort of, but I prefer not to think of it as a moderate position. I prefer to think of it as the best of both worlds. We have liberty and are not "bound" by the law. This is God's grace. There is forgiveness when we fall. This is God's grace. Jesus made it clear he would not abolish the law (Matthew 5:17-20). This is also God's grace.
So, the law is still valid. We are not "bound" by the law. We live in liberty. How do all these truths work together? I believe the answer is in Galatians 5:13-18, "You, my brothers and sisters, were called to be free. But do not use your freedom to indulge the flesh; rather, serve one another humbly in love. For the entire law is fulfilled in keeping this one command: 'Love your neighbor as yourself.' If you bite and devour each other, watch out or you will be destroyed by each other. So I say, walk by the Spirit, and you will not gratify the desires of the flesh. For the flesh desires what is contrary to the Spirit, and the Spirit what is contrary to the flesh. They are in conflict with each other, so that you are not to do whatever you want. But if you are led by the Spirit, you are not under the law." If we walk by the Spirit, we will fulfill the law. Don't work to keep the law, keep the one command to love your neighbor and the law will have been kept!


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Loss Functions in Option Valuation: A Framework for Selection
AbstractIn this paper, we investigate the importance of different loss functions when estimating and evaluating option pricing models. Our analysis shows that it is important to take into account parameter uncertainty, because this leads to uncertainty in the predicted option price. We illustrate the effect on the out-of-sample pricing errors in an application of the ad hoc Black-Scholes model to DAX index options. We confirm the empirical results of Christoffersen and Jacobs (Christoffersen, P., K. Jacobs. 2004. The importance of the loss function in option valuation. J. Financial Econom. 72 291-318) and find strong evidence for their conjecture that the squared pricing error criterion may serve as a general-purpose loss function in option valuation applications. At the same time, we provide a first yardstick to evaluate the adequacy of the loss function. This is accomplished through a data-driven method to deliver not just a point estimate of the root mean squared pricing error, but a distribution.
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Bibliographic InfoArticle provided by INFORMS in its journal Management Science.
Volume (Year): 55 (2009)
Issue (Month): 5 (May)
Pages: 853-862
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Related researchKeywords: option pricing; loss functions; estimation risk; GARCH; implied volatility;
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- Thorsten Lehnert & Lamia Bekkour & Xisong Jin & Fanou Rasmouki & Christian Wolff, 2012.
"Euro at Risk: The Impact of Member Countries Credit Risk on the Stability of the Common Currency,"
LSF Research Working Paper Series
12-4, Luxembourg School of Finance, University of Luxembourg.
- Bekkour, Lamia & Jin, Xisong & Lehnert, Thorsten & Rasmouki, Fanou & Wolff, Christian C, 2012. "Euro at Risk: The Impact of Member Countries' Credit Risk on the Stability of the Common Currency," CEPR Discussion Papers 9229, C.E.P.R. Discussion Papers.
- Christian Wolff & Thorsten Lehnert & Cokki Versluis, 2009. "A Cumulative Prospect Theory Approach to Option Pricing," LSF Research Working Paper Series 09-03, Luxembourg School of Finance, University of Luxembourg.
- Kanniainen, Juho & Lin, Binghuan & Yang, Hanxue, 2014. "Estimating and using GARCH models with VIX data for option valuation," Journal of Banking & Finance, Elsevier, vol. 43(C), pages 200-211.
- Ryszard Kokoszczyński & Natalia Nehrebecka & Paweł Sakowski & Paweł Strawiński & Robert Ślepaczuk, 2010. "Option Pricing Models with HF Data – a Comparative Study. The Properties of Black Model with Different Volatility Measures," Working Papers 2010-03, Faculty of Economic Sciences, University of Warsaw.
- Frijns, Bart & Lehnert, Thorsten & Zwinkels, Remco C.J., 2011. "Modeling structural changes in the volatility process," Journal of Empirical Finance, Elsevier, vol. 18(3), pages 522-532, June.
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We live in the midst of a revolution in communication technologies that affects the way in which people feel, think, and behave. The media have become the space where power strategies are played out. In the current technological context mass communication goes beyond traditional media and includes the Internet and mobile communication. In this wide-ranging... more...


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References: Psalm 51
Imagine you're on death row in Huntsville, Texas. You're guilty of a capital offense and that night you face the lethal injection. But instead of your last meal, the cell is unlocked. You're handed a governor's pardon. Instead of eating surrounded with guards, you eat free surrounded with your closest friends. Imagine the relief, the joy, the thankfulness. Now turn to Psalm 51 and listen to this week's Truth Encounter. Let's drink in the joy that the murderer David experienced when he opened his heart to God's merciful forgiveness.
Series: Psalms and Worship
Dads—we all want to be good fathers and raise good kids, but was this the goal of the first father? Think the Bible is a book about idealistic morality and goody- goody religion? It's time to get serious about the real truth. If God's purpose was to tell a story of good fathers and good kids, then most of the Old Testament has to be thrown out. It's time to read again and discover what real fathers aim at –fathers like Adam, Noah, Abraham, Jacob, Judah, Moses, and most of all God.
Download the entire series!


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An aviation maintenance and overhaul firm from the state of Washington says it plans to bring more than 500 new jobs to the maintenance base at Kansas City International Airport.
Aviation Technical Services, based in Everett, WA, now has two locations in Washington. The KCI facility will be its first outside of Washington.
ATS will lease 607,000 square feet at KCI's Maintenance, Repair and Overhaul base. It also plans to invest $7 million in the base, which used to be an overhaul base for TWA and then American Airlines until it was shuttered in 2010. The airport has been adding small companies and about 500 workers are at the base now.
The more than 500 jobs will be added in the next three to five years. Altogether, the number of jobs created could reach 1,000.
In its heyday, the overhaul base had 6,000 employees.
ATS' decision shows that Kansas City has "an awesome place," good location and a trained workforce to handle the highly skilled jobs, said Dave Long, the airport's deputy director.
"It's very exciting, the revenue and the economic development that will occur with that many people in one area," Long said.
The KCI plant will service wide-body and narrow-body commercial and military transport jet aircraft. ATS president and CEO Matt Yerbic said it would handle more than 150 aircrafts a year when fully operational.
Click here for more on the company and how to apply. The company plans to hold job fairs in the Kansas City area, and hopes to begin operating at KCI come February.
The Aviation Institute of Maintenance in Kansas City is one of the few places in the Midwest you can get the certification needed to apply for the highly skilled mechanical work. It takes 18 months to get the proper certification.
Copyright 2013 KCTV (Meredith Corp.) All rights reserved.


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Bearers of bad news will be punishedPUBLISHED: 09 Aug 2010 15:01:00 | UPDATED: 10 Aug 2010 07:51:15PUBLISHED: 09 Aug 2010 PRINT EDITION: 10 Aug 2010
Primary Health Care is likely to continue to underperform due to tougher competition. Photo: Nic Walker
Brendon Lau
Most experts are expecting a positive tone to the unfolding reporting season given that most of the bad news is already priced in due to the continuous disclosure obligations put on listed companies. However, there is still a distinct risk that some small-cap names will disappoint.
The more important question is how the market will react to negative surprises with an upbeat longer-term earnings outlook overshadowed by a lack of risk tolerance among investors.
Credit Suisse believes the market will punish those who fail to live up to expectations, especially if they are seen to be repeat offenders, and the disappointment could take a few forms. The downside surprise could be driven by earnings relative to company guided or unguided consensus, or from a risk factor that has yet to be priced into a stock.
The fund manager for Naos Asset Management, Sebastian Evans, doesn't think one should universally assume that the market will harshly deal with those that disappoint.
"The key will be, is there a structural change in the company's operating environment or is this disappointment a one-off," said Mr Evans.
In the former, investors are likely to take a "sell now and review later" approach, he explained. Structural change includes adverse changes to the regulatory environment or the rolling off of government stimulus initiatives.
However, the downside for companies that miss their earnings mark due to a one-off factor, but have a somewhat positive outlook, could be limited as such stocks may attract deep value investors.
One stock that faces a structural challenge is Primary Health Care. Mr Evans believes the stock will continue to underperform due to tougher competition in the radiology space and the cutback in Medicare rebates for diagnostic services.
"The effect of reduced margins, lower rebates and a number of key staff retiring could adversely affect the outlook for 2010-11 and 2011-12," he said.
"The market will refuse to pay a high multiple for a stock that has a number of regulatory issues hanging over it as well as well as increased competition in the marketplace."
Small-cap market darling Customers could slightly miss expectations due to the lack of organic revenue growth opportunities as the domestic sector matures.
The independent automated teller machine (ATM) operator has outperformed the S&P/ASX Small Ordinaries Index by around 4 per cent over the past year following its aggressive ATM network expansion and favourable regulatory changes to how fees from independent ATMs are collected.
"Customers could be under pressure if it is unable to raise the direct charging fee as much as it previously thought and also its margins may come under pressure as more entrants in the ATM marketplace look to acquire the best ATM locations through aggressive pricing strategies," said Mr Evans. "This may leave Customers with the only option [being ] to grow – and that is through acquisition."
Other junior names that could disappoint this month in Credit Suisse's opinion include airline Virgin Blue Holdings, engineering consulting firm Coffey International and essential building services company Hastie Group.
These companies are likely to struggle to meet their guided consensus forecast, with Virgin Blue representing the biggest earnings risk as Credit Suisse is factoring in earnings per share of 50.2¢ for 2009-10 that is close to 9 per cent below the average broker forecast.
For Coffey and Hastie, Credit Suisse is estimating an EPS of 16.9¢ and 10.4¢, respectively, which is more than 6 per cent below consensus.
But even companies that meet expectations may not escape a sell-down if their outlook statements fail to deliver the earnings rebound most investors have taken for granted, noted ATOM Funds Management's analyst Daniel Rolley.
There could be bad news on that horizon as some suspect that the current year's consensus EPS growth forecast is too high at 36.7 per cent – or 15.6 per cent once resources and property trusts are excluded.
"Sectors that we are cautious on are those with domestic focus, in particular retail," said Mr Rolley.
"We saw pretty ordinary numbers from Kathmandu and Premier Investments last week, which confirm that the last half [sales comparables] are towards the bottom end of our own conservative outlook.
"The softness in the domestic economy is also starting to spread to residential property markets, which have been pretty strong to date."
Small caps with large exposure to residential development include Peet and Devine.
The Australian Financial Review


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Tech - Most Recent
The tricky business of securing your online identity
Mar 22, 2010
You're probably not the only one with your name in this world -- so how can you distinguish your online identity from the others who share your name?
Cutting through red tape in space
Mar 19, 2010
With commercial firms vying to launch astronauts to the space station and tourists into low-earth orbit, the issue of how to regulate safety is heating up. NASA and the FAA have taken the issue to Capitol Hill. Brett Neely reports.
MSFT Windows phone whatever it's called to ship without copy and paste functionality
Mar 18, 2010
"but Microsoft says most users, including Office users, don't really need clipboard functionality." Wow.
Why you should care about Foursquare
Mar 18, 2010
CNET reporter Caroline McCarthy talks with Kai Ryssdal about what Foursqaure is, and whether it has the potential to become the next Facebook.
States get creative to tax online sales
Mar 18, 2010
A 1992 Supreme Court ruling that says retailers without a physical presence can forgo collecting local sales tax is costing states billions of dollars in lost revenue. Steve Chiotakis talks to Marketplace's John Dimsdale.
Near Fatal Shocks on TV - for Fun!
Mar 17, 2010
At least that's what the contestants thought they were delivering… http://news.bbc.co.uk/2/hi/europe/8571598.stm?ls
Meetup, tweetup, post, comment, sell!
Mar 17, 2010
If you think you're having social media management issues, consider the plight of big companies. They're trying to stay connected to customers whose main mode of communication is social networking. Stacey Vanek-Smith reports.
Is your Internet up to speed?
Mar 17, 2010
L.A. Times business columnist David Lazarus talks with Bill Radke about how to know you're getting all the speed you were promised when you signed up for a fast Web connection.
What's next for the FCC's broadband plan
Mar 17, 2010
The FCC has submitted its national broadband plan to Congress. What happens now?
Broadcasters lobby against FCC plan
Mar 16, 2010
The Federal Communications Commission has released a blueprint for expanding and upgrading the nation's Internet capabilities. Sounds pretty good, right? Nancy Marshall Genzer reports not everyone is happy.


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If you suffer from low energy, achey joints, excess weight, or poor immunity, turn things around now!
Bodhimed's easy 8-day Ayurvedic Cleanse will effectively detox, restore and revitalize.
Experience greater vitality and clarity with this home version of a 2000 year old clinical cleanse.
Click here to learn more and get started right away!
Stabilize Your Blood Sugar With Ayurveda
If you're one of the millions of people who suffer from low blood sugar, you probably have been advised to eat frequent, small meals throughout your day. Believe it or not, this advice is totally the opposite of what traditional Ayurvedic medicine recommends. As you've likely heard me say a million times, Ayurveda teaches that the root cause of all disease is improper digestion. So with this focus, you can trust Ayurveda to have a very thorough understanding of what optimal digestion is! What I'm about to explain to you may be contrary to what you've heard, but if you'd like to uncover the underlying cause of your blood sugar instability, check this out.
What Happens When You Eat Frequently
In our society, food is everywhere. It's almost hard to avoid eating all the time! Except breakfast, which people tend to skip. (Click here to read about the importance of breakfast.) But let's say you eat breakfast, and then around 10 am you have a muffin, or fruit, or nuts. Healthy snack, right? Well your digestive fire, your metabolic process, now turns its attention to the new food coming in. The problem here is that during the 5 or so hours between meals, you are really supposed to be burning fat, not new food.
Fat is our calm, stable, non-emergency fuel.
Stored in there, too, are all the fat-soluble toxins from the environment. So fat burning is totally crucial! Not just for weight loss, but to detoxify our bodies and also release the essential fatty acids and stable fuels that regulate our blood sugar levels, and in turn our mood and energy level. If we're constantly giving our digestion new food to focus on, then we never enter fat-burning mode.
The Sure-Fire Ayurvedic Treatment For Seasonal Allergies
Even the most die-hard natural health devotee can be tempted to buy pharmaceutical allergy medication when the symptoms get really bad. Some just plow through the fatigue and congestion while constantly trying different herbal products to see if they'll help. If you're suffering from allergies because you still haven't found an effective natural remedy, you're in luck. Over the years I've put together an allergy treatment protocol that is easy to use and that really works. I'm going to lay it out step by step so that you can start your allergy relief program right away. Follow these steps and you'll be breathing and thinking clearly in no time.
Read more: The Sure-Fire Ayurvedic Treatment For Seasonal Allergies
Who Am I? - Revealing The Difference Between Your Ayurvedic Constitution And Your Present Imbalance
There are so many theories about why we each are the way we are. While there's no one answer to this, the ancient science of Ayurveda offers a very logical, simple explanation based on the universal five elements found in nature and within each of us. People in the West are now becoming more familiar with this Ayurvedic concept of constitutional types, and you can easily find quizzes that are supposed to help you determine which Ayurvedic type you are. But it's actually very hard to discern the difference between your original constitution and your present imbalance. There are a million reasons why we might be experiencing a present imbalance. Here's an explanation of the difference between who you are meant to be, i.e. in a balanced state, and who you may be today.
How I Learned That I Wasn't Who I Thought I Was
My first exposure to Ayurveda was in 1991 through Dr. Vasant Lad's book, Ayurveda The Science of Self-Healing. I took the quiz in the book to determine which Ayurvedic type I was, and after answering all of the questions, I concluded that I was predominantly Kapha (earth + water). I began to identify with all of the attributes of a Kapha person and started to see myself in the world as that. There was a great deal of comfort in finally understanding why I was the way I was -- sometimes lazy, sometimes greedy, usually even-tempered, always congested, and adoring of my bed.
Read more: Who Am I? - Revealing The Difference Between Your Ayurvedic Constitution And Your Present Imbalance
Six Essential Elements of an Ayurvedic Cleanse
Do you ever feel like you're walking and thinking in a mud bog? Can you relate to feeling sluggish or stagnant, less vibrant than you know you can be? Maybe you suffer from extra weight or allergies? All of these are symptoms of your system being clogged. Before doing my first Ayurvedic detox, my "normal" was congested, lazy, and bloated. But after the cleanse, I experienced such a heightened level of mental clarity and physical vitality that I've made it something I do several times each year. It's actually pretty easy, and totally worth it, to take 8 days of your life and do everything in a different, clean way.
The Root Cause of Disease
According to Ayurveda, the root cause of all disease is the accumulation of toxins produced by improper digestion. The traditional method for removing deep-seated toxins is a seasonal cleanse called panchakarma. Nowadays you can go to Ayurvedic spas and clinics worldwide and spend significant time and money receiving this 2500-year-old detox treatment. You also can adapt these ancient principles and receive huge benefits by doing a home version on your own schedule.
The Root Cause of All Disease According to Ayurveda
According to Ayurveda, the root cause of all disease is improper digestion. Why exactly? Because when we don't fully break down food and assimilate nutrients, we accumulate this undigested, toxic material that in Sanskrit is called ama. When we have ama, our pipes get clogged. All kinds of pipes. Physical and mental. This is a big deal, because any number of bodily functions may be compromised. The bad news is there are many, many causes of ama. The good news is that there are plenty of things you can do about it. Here we go.
Read more: The Root Cause of All Disease According to Ayurveda


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So, there's not that much to be said about this. Trendy bar-slash-club-slash-hotel Soho House is maybe thinking of opening up a branch in also-trendy Brooklyn, according to a post on Out's website.
"Keep an eye out for a new Brooklyn club," said an email to Out from a source at SOHO House Group. Which, great! Just what we all wanted, and why we moved to Brooklyn. A new club, modeled after a Meatpacking District hot spot, complete with expensive membership fees and "plenty of credible celebrity sightings." That is the reason you moved to Brooklyn, right? That, and to re-create the environment in which Brooklyn Magazine editor Kristin Iversen once "accidentally" set her own hair on fire?
Well, regardless, there are two big questions lingering here. The first, of course, is if this plan can be stopped — that would be ideal — but also, if not, where do they plan to set up shop? In Williamsburg, which already has a similar venue in the Wythe Hotel, or maybe in Fort Greene, nearer to the Barclays Center? Both would make sense — much like any incarnation of Soho House, both areas tend to draw people who live, work, and identify with Manhattan, but are occasionally willing to make a trip across the water if it's really worth it. Worth it if say, slightly altered version of their favorite bar-slash-club-slash-hotel has opened up. Sounds like a solid Brooklyn institution waiting to happen.
Follow Virginia K. Smith on Twitter @vksmith.


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"We intend to open offices on both the East and West sides of Cincinnati in the future" says General Manager, Jeff Barnhart. "Since we are virtual, the offices serve as meeting venues for our agents and their clients. We want to have local branches to make things convenient and available. Our virtual technology makes it unnecessary for agents to be in the office to do business; it just makes their meetings easier. Having a "virtual office" means that there is no need for handing paper files to office secretaries and waiting for listings to be uploaded on the MLS (multiple listing service). Our concept is much more efficient and saves paper. Definitely a great move toward going Green"!
For more information and location addresses, visit OwnerLand Realty's website at http://www.OwnerLandRealty.com.
Agents considering making a move may check out http://www.JoinOwnerLand.com to get all the details about OwnerLand Realty's commission plans and agent systems.
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