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Dr Zafar Fatmi Assistant Professor &Head, Division of Environmental Health Sciences & Director, Community Medicine Residency Program
Academic Qualification and Training
Zafar Fatmi, MBBS, FCPS, is Assistant Professor and head of the division of Environmental Health Sciences division at the department of Community Health Sciences (CHS) at AKU. Dr. Fatmi is a Public Health consultant and has done his fellowship in Public Health. He is also Director for a four-year postgraduate Community Medicine Residency Training program. He also teaches undergraduate medical students and graduate programs of MSc students of Epidemiology & Biostatistics and Health Policy & Management at AKU. He is involved in teaching Public Health and Epidemiology to trainees from regional countries in Continuing Education Program of the department. Over the years he has also supervised thesis work for eleven (11) MSc students of Health Policy & Management and Epidemiology & Biostatistics. He is also supervisor in Community Medicine for College of Physicians & Surgeons, Pakistan.
His research experience includes setting up health systems for maternal and child health and development interventions in rural areas, infectious diseases, mental health and environmental health in Pakistan. He has received several grants as Principal Investigator and Co-Investigator from various national and international agencies including World Health Organization (WHO) in Geneva and EMRO, UNICEF, Save the Children US, Higher Education Commission, University Research Council (URC) at AKU. He is currently working actively in a joint grant between University of Alabama at Birmingham (UAB) and AKU on International Training and Research grant on Environmental and Occupational Health (ITREOH). In this respect, he has attended several regional Training of Trainer workshops for environmental and occupational health and has helped organized National Training Workshop for in-country researchers and academicians in Pakistan. He is also involved in several projects related to environmental health particularly related to indoor air pollution. He is also currently heading a grant on air pollution in collaboration with University of Albany, US.
Peer-reviewed Journal publications
• Fatmi Z, Azam I, Ahmed F, Kazi A, Gill AB, Kadir MM, Janjua N, Ahmed M, Ara N, Core group for arsenic mitigation in Pakistan. Health burden of arsenic contaminated groundwater in a rural district in Pakistan (In press Environmental Research).
• Fatmi Z, Kazi A, Hadden WC, Bhutta ZA, Razzak JA, Pappas G. Incidence, patterns and disability of reported unintentional injuries in Pakistan for persons under-5 years: Results of the National Health Survey of Pakistan. Pediatrics & Perinatal Epidemiology (In press).
• Kazi A, Fatmi Z, Hatcher J, Niaz U, Aziz A, Wasserman GA. Development of a Stress Scale for pregnant women in South Asian context (A-Z Stress Scale) (In press East Mediterr Health J).
• Arif MO, Fatmi Z, Pardeep B, Ali T, Iqbal H, Bangash HK, Pervaiz R, Altaf H, Baba JA. Attitudes and perceptions about prenatal diagnosis and induced abortion among adults of Pakistani population. Prenat Diagn. 2008 Dec;28(12):1149-55.
• Kadir MM, Janjua NZ, Kristensen S, Fatmi Z, Sathiakumar N. Status of children's blood lead levels in Pakistan: implications for research and policy. Public Health. 2008 Jul;122(7):708-15. Epub 2008 Mar 21.
• Khan H, Taqui AM, Khawaja MR, Fatmi Z. Problem-based versus conventional curricula: influence on knowledge and attitudes of medical students towards health research. PLoS ONE. 2007 Jul 18;2(7):e632.
• Agha A, White F, Younus M, Kadir MM, Alir S, Fatmi Z. Eight key household practices of integrated management of childhood illnesses (IMCI) amongst mothers of children aged 6 to 59 months in Gambat, Sindh, Pakistan. J Pak Med Assoc. 2007 Jun;57(6):288-93.
• Fatmi Z, Hadden WC, Razzak JA, Qureshi HI, Hyder AA, Pappas G. Incidence, patterns and severity of reported unintentional injuries in Pakistan for persons five years and older: results of the National Health Survey of Pakistan 1990-94. BMC Public Health. 2007 Jul 10;7:152.
• Khuwaja AK, Qureshi R, Fatmi Z. Noncommunicable diseases and injuries: action needed in South Asia too. PLoS Med. 2007 Jan;4(1):e38.
• Raheel H, White F, Kadir MM, Fatmi Z. Knowledge and beliefs of adolescents regarding sexually transmitted infections and HIV/AIDS in a rural district in Pakistan. J Pak Med Assoc. 2007 Jan;57(1):8-11.
• Husain S, Kadir M, Fatmi Z. Resource allocation within the National AIDS Control Program of Pakistan: a qualitative assessment of decision maker's opinions. BMC Health Serv Res. 2007 Jan 23;7:11.
• Mansoor S, Siddiqui I, Adil S, Nabi Kakepoto G, Fatmi Z, Ghani F. Anion gap among patients of multiple myeloma and normal individuals. Clin Biochem. 2007 Feb;40(3-4):226-9. Epub 2006 Nov 1.
• Khan H, Khawaja MR, Waheed A, Rauf MA, Fatmi Z. Knowledge and attitudes about health research amongst a group of Pakistani medical students. BMC Med Educ. 2006 Nov 2;6:54.
• Aziz A, Kazi A, Jahangeer A, Fatmi Z. Knowledge and skills in community oriented medical education (COME) self-ratings of medical undergraduates in Karachi. J Pak Med Assoc. 2006 Jul;56(7):313-7.
• Kazi A, Fatmi Z, Hatcher J, Kadir MM, Niaz U, Wasserman GA. Social environment and depression among pregnant women in urban areas of Pakistan: importance of social relations. Soc Sci Med. 2006 Sep;63(6):1466-76. Epub 2006 Jun 23.
• Parviz S, Fatmi Z, Altaf A, McCormick JB, Fischer-Hoch S, Rahbar M, Luby S. Background demographics and risk behaviors of injecting drug users in Karachi, Pakistan. Int J Infect Dis. 2006 Sep;10(5):364-71. Epub 2006 Jun 21.
• Mazahir S, Malik R, Maqsood M, Merchant KA, Malik F, Majeed A, Fatmi Z, Khawaja MR, Ghaffar S. Socio-demographic correlates of betel, areca and smokeless tobacco use as a high risk behavior for head and neck cancers in a squatter settlement of Karachi, Pakistan. Subst Abuse Treat Prev Policy. 2006 Apr 26;1:10.
• Agha A, Parviz S, Younus M, Fatmi Z. Socio-economic and demographic factors associated with injecting drug use among drug users in Karachi, Pakistan. J Pak Med Assoc. 2006 Jan;56(1 Suppl 1):S55-60.
• Khawaja MR, Mazahir S, Majeed A, Malik F, Merchant KA, Maqsood M, Malik R, Ghaffar S, Fatmi Z. Chewing of betel, areca and tobacco: perceptions and knowledge regarding their role in head and neck cancers in an urban squatter settlement in Pakistan. Asian Pac J Cancer Prev. 2006 Jan-Mar;7(1):95-100.
• Fatmi Z, Gulzar AZ, Kazi A. Maternal and newborn care: practices and beliefs of traditional birth attendants in Sindh, Pakistan. East Mediterr Health J. 2005 Jan-Mar;11(1-2):226-34.
• Mansoor S, Siddiqui I, Adil S, Kakapeto GN, Fatmi Z. Frequency of hypercalcemia in patients of multiple myeloma in Karachi. J Coll Physicians Surg Pak. 2005 Jul;15(7):409-12.
• Khushk WA, Fatmi Z, White F, Kadir MM. Health and social impacts of improved stoves on rural women: a pilot intervention in Sindh, Pakistan. Indoor Air. 2005 Oct;15(5):311-6.
• Altaf A, Fatmi Z, Ajmal A, Hussain T, Qahir H, Agboatwalla M. Determinants of therapeutic injection overuse among communities in Sindh, Pakistan. J Ayub Med Coll Abbottabad. 2004 Jul-Sep;16(3):35-8.
• Khuwaja AK, Qureshi R, Fatmi Z. Knowledge about hepatitis B and C among patients attending family medicine clinics in Karachi. East Mediterr Health J. 2002 Nov;8(6):787-93.
• Khuwaja AK, Qureshi R, Andrades M, Fatmi Z, Khuwaja NK. Comparison of job satisfaction and stress among male and female doctors in teaching hospitals of Karachi. J Ayub Med Coll Abbottabad. 2004 Jan-Mar;16(1):23-7.
• Agha A, Parviz S, Younus M, Fatmi Z. Socio-economic and demographic factors associated with injecting drug use among drug users in Karachi, Pakistan. J Pak Med Assoc. 2003 Nov;53(11):511-6.
• Khuwaja AK, Fatmi Z, Soomro WB, Khuwaja NK. Risk factors for cardiovascular disease in school children--a pilot study. J Pak Med Assoc. 2003 Sep;53(9):396-400.
• Fatmi Z, White F. A comparison of 'cough and cold' and pneumonia: risk factors for pneumonia in children under 5 years revisited. Int J Infect Dis. 2002 Dec;6(4):294-301.
• Fatmi Z, Avan BI. Demographic, socio-economic and environmental determinants of utilisation of antenatal care in a rural setting of Sindh, Pakistan. J Pak Med Assoc. 2002 Apr;52(4):138-42.
• Avan BI, Fatmi Z, Rashid S. Comparison of clinical and laparascopic features of infertile women suffering from genital tuberculosis (TB) or pelvic inflammatory disease (PID) or endometriosis. J Pak Med Assoc. 2001 Nov;51(11):393-9.
• Kazi A, Fatmi Z, Hatcher J, Bhatti MT, Kadir MM. Comparison of rural and urban SOCIAL environment for development of depression among pregnant women in Sindh, Pakistan. Eur Psychiatry 23 (2008) S254. Abstract for Poster Session II (Abstract # P0209).
• Fatmi Z, Kazi A. Importance of social relations for development of depression among pregnant women in urban and rural areas of Pakistan. Eur Psychiatry 22 (2007) S67-68. Abstract for oral sessions. (Abstract # FC05.06)
• Altaf A, Agboatwalla M, Luby S, Hutin Y, Fatmi Z, Agha A. In-depth interviews of healthcare providers, patients and carers of infants to identify determinants of therapeutic injections in Sindh, Pakistan. Monduzzi Editore S.p.A-MEDIMOND Inc. XIV International AIDS Conference 2002. 201-4.
• Raheel H, White FM, Kadir M, Fatmi Z. Knowledge and beliefs of adolescents regarding HIV/AIDS in a rural district Mirpurkhas, Sindh, Pakistan. Int Conf AIDS. 2004 Jul 11-16; 15: abstract no. ThPeE7922.
• Khushk IA, Fatmi Z, Memon GA. Future of healthcare and our readiness. Editorial. JLUMHS 2003 Jan-Jul; 2(1): 1-2.
• Kadir MM, Fatmi Z, Janjua N. Lead pollution and its implications for children in Pakistan. IHE - Conference - Almaty 2005 - Posters and Abstracts.
• Fatmi Z, Raheel H, Kazi A, Kadir MM. Evaluation of Nutrition Support Program (NSP), Sindh (Evaluation report submitted to UNICEF, Karachi in March 2003).
• Fatmi Z, Ali S, Agha A, Saani AJ. Baseline survey for Health Situation Analysis for Integrated Mother and Child Health Care Programme in Gambat, Khairpur, Sindh (Report submitted to Patient Welfare Society and Trust for Voluntary Organization, Sindh, September 2003).
• Altaf A, Fatmi Z, Kazi A, Hussain T, Ahmed W. Evaluation of Reproductive Health Program of Save the Children USA in District Haripur, NWFP, Pakistan. (Evaluation report submitted to Save the Children, Pakistan Program in May 2003).
• Altaf A, Agboatwalla M, Fatmi Z, Ajmal A, Memon E, Dahar N, Arshad M, Hussain T. In-depth interviews of healthcare providers, patients and home care givers to identify determinants of therapeutic injections in Sindh, Pakistan (Report submitted to WHO - SIGN - May 2001).
• Altaf A, Shah SA, Agboatwalla M, Hussain T, Fatmi Z, Arshad M, Ajmal A, Dahar N, Memon A, Baig A. Determinants of therapeutic injection practices among communities in Sindh province, Pakistan. (Report submitted to WHO - SIGN - July 2001).
• White F, Kadir MM, Fatmi Z and Community Medicine Residents. Assessment of Health Status and Trend in Pakistan - 2001. Community Medicine Residency Program, Department of Community Health Sciences, Aga Khan University.
• Fatmi Z, Ahmed F, Kazi A, Azam I, Janjua N, Kadir MM. Health Effects of Drinking Arsenic Contaminated Underground Water in District Khairpur, Sindh, Pakistan. (Report submitted to Water and Sanitation (WES), UNICEF, Islamabad, Pakistan, December, 2006).
• Fatmi Z, Kadir MM, Ahmed W, Kazi A. Situation analysis of household energy use and indoor air pollution in Pakistan. (Department of Child and Adolescent Health and Development, World Health Organization. WHO/FCH/CAH/05.06.).
• Khan T, Zaidi A. Contributors: Kadir MM, Fatmi Z, Siddiqui R. Indoor Air Pollution and Child Health in Pakistan: report of a seminar held at the Aga Khan University, Karachi, Pakistan. 29 September 2005. World Health Organization 2006. (NLM classification: WA 754) ISBN 978 92 4 159416 5.
• Fatmi Z, Ahmed W, White F, Kadir MM. Preliminary assessment of Smoke-Free Stoves (SFS) in rural Sindh: a pilot study [Acceptability, Health and Social Impact]. (Evaluation report submitted to Aga Khan Planning and Building Services, Pakistan in June 2002).


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Check out the full fight card and line up for the Metamoris Pro Jiu Jitsu Invitational II, taking place on June 9, 2013, live via online PPV from the Pauley Pavilion in Los Angeles, California. Can...
aoki, japan league batting champ, will be a brewer. just finalizing things. #crew— Jon Heyman (@JonHeymanCBS) January 17, 2012
Check out an exclusive interview and photo gallery as Shinya Aoki moves camp to Singapore to prepare for DREAM 17.
Honor Among Champs By Genghis Con
DREAM "Fight for Japan" Results - May 29, 2011 at Saitama Super Arena, Japan Bantamweight Grand Prix Semifinals: Masakazu Imanari def. Kenji Osawa by Submission (Heel Hook) - Round 2, 0:58 Hideo Tokoro def. Atsushi Yamamoto by Split Decision Shinya Aoki def. Rich Clementi by Submission (Face Lock) - Round 2, 2:17 Katsunori Kikuno def. Daisuke Nakamura by Unanimous Decision Caol Uno def. Akiyo Nishiura by Unanimous Decision Takeshi Inoue def. Koichiro Matsumoto by TKO (Punches) - Round 1, 6:51 Joachim Hansen def. Mitsuhiro Ishida by Split Decision Bantamweight Grand Prix Quarterfinals: Kenji Osawa def. Takafumi Otsuka by Split Decision Masakazu Imanari def. Keisuke Fujiwara by Unanimous Decision Hideo Tokoro def. Yoshiro Maeda TKO (Corner Stoppage) - Round 2, 0:43 Atsushi Yamamoto def. Yusaku Nakamura by TKO (Punches) - Round 1 8:43
While Japanese MMA is on hold following the devastating earthquake, Japan's Dream promotion produces a video in support of three of their fighters who are coming to California to compete at...
With the creation of DREAM, how do Aoki and Kawajiri fair in 1st year of the new promotion?
Predictions for DREAM.15
The 2007 edition gives a quick glance at the death of PRIDE the biggest story of the year.
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If you think sex trafficking isn't happening in Sioux Falls, U.S. Attorney for South Dakota Brendan Johnson has some disturbing figures.
"I think right now in Sioux Falls we're talking about 50 to 60 victims just in the city. This is a big problem for our community. It's not something people associate with Sioux Falls – the fact of the matter it's here and we need to address it."
Johnson says the public is responding to the problem.
"Just in the last few weeks in speaking to local new enforcement, a lot of people are contacting them about concerns they have, if they see something that seems out of place. That's exactly what we need. We need people who work in the hotel industry to let law enforcement know if they see something that seems out of place. We need people in the airports and at Sturgis to contact local law enforcement."
One indication of human trafficking is an older man with a much younger woman. Research indicates that the average age of someone forced into prostitution is between 12 and 19 years of age.
In an effort to combat the growing problem, Johnson announced that a task force of local, state and federal officials will combat human trafficking in Sioux Falls and throughout South Dakota.


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Governor Rick Snyder was optimistic and upbeat Monday morning when he spoke at the DHR International corporate leadership breakfast at the Detroit Athletic Club.
At the breakfast that drew nearly 100 Michigan business leaders, Snyder touted Michigan's economic progress since he was elected in 2010 and blasted the ballot proposals that will appear on the Nov. 6 ballot.
"Our economy has been growing. Michigan automakers have produced twice as many cars than in 2009. Home prices are starting to pick back up," Snyder told the crowd.
But he reminded attendees that the state still has a way to go before complete economic recovery. He said one major path to progress is development of roads and bridges to bring commerce to the state as well as youth mentorships to retain talent.
Snyder called the 6 ballot measures "impediments" to the state's progress. "I say yes on [proposal] 1 and no on the rest," he said, supporting the emergency manager law (now proposal 1) that was suspended after a Michigan Supreme Court decision to put the law to a public vote.
"These ballot measures are here largely to take us back in time. They will take us back to the economic climate of 2009 and 2008," he said.
When asked why there are so many ballot initiatives this year, Snyder said it has to do with the reforms he has been making to state policy.
"It's a reaction to the reinvention of Michigan," Snyder said of the 6 statewide ballot measures. "People don't like change."
In the future to prevent the barrage of ballot proposals Snyder said he plans to move toward regulating how petitions are gathered. He said paid circulators who are paid per-signature are backed by deep pocketed organizations but don't disclose important details when collecting signatures.
"People don't get the full scoop before they sign," he said. "There is a good reform opportunity with respect to paid circulators."
Detroit was also a repeated topic of discussion. Snyder said the City of Detroit would face worse cutbacks under a bankruptcy judge than under Public Act 4. He compared what could happen to the City of Detroit to what has happed with the City's water department.
"People want to scream at me for what's going on with the water department, but that was a federal judge's decision," Snyder said. "If there's no emergency manager law, bankruptcy is [Detroit's] the only option."
Still, Snyder said it is more important to look at the positive things that are happening in the state. Michigan's biggest problem has been an internal one, according to Snyder.
"We are our biggest problem in this state. We are too negative, fighting all the time. How much time do we spend looking in the rearview mirror?" Snyder asked. "We don't solve problems with blame."
For the first time in decades, Snyder said the state is seeing a comeback.
"Michigan has seen a downward trend for the past 50 years," he said. "The first uptick was in 2011," he said. "Let's continue the reinvention with relentless positive action."
Snyder said part of that uptick was evidenced by the creation of 1,500 jobs with the opening of General Motor's new innovation center in Warren. He said with the help of the Michigan Department of Economic Growth, General Motors was able to bring back the kind of jobs that the state has been missing for so long.
"These are the great jobs. These are the jobs that retain talent," Snyder told the press after his speech.
Public and private sector relationships are crucial according to Snyder because the government is not an employment service in his opinion.
"The role of government is not to create jobs," Snyder said. "The role of government is customer service. It's very simple."


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Real Madrid played very good football during the most recent edition of El Clasico in La Liga, but failed to take their chances. A good deal of the blame for the loss to FC Barcelona fell on Cristiano Ronaldo. Normally one of the most clinical finishers in world football, he missed multiple golden chances at key moments of the match. One miss was an absolute sitter and came while the match was tied at 1-1, just seconds before Barcelona would go on to take the lead.
When Barcelona and Madrid play in the first leg of their Copa Del Rey quarterfinal tie on Wednesday, the pressure will be on Ronaldo to atone for his errors in the December Clasico. If he fails to do so, FC Barcelona blog Barca Blaugranes thinks that it could be a serious negative turning point in Ronaldo's career.
Putting him under this added pressure given his undoubted desire to score against Barcelona could lead to a reappearance of that selfish Ronaldo, shooting from improbable distances when he could have passed and taking on multiple defenders when there is a man in space. There is only one team that would benefit: FC Barcelona. Then what would happen? The murmurings of discontent would grow louder, the pressure would multiply and it could be the straw that broke the camel's back.
It would be surprising if a poor performance in Copa was what turned the Madridistas against Ronaldo, but it's still a Clasico, and a player can only have so many bad Clasicos before the fans stop forgiving him.
For more on the two teams, check out Real Madrid blog Managing Madrid and FC Barcelona blog Barca Blaugranes.


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Home » Local Voices » Mark Hayward's City Matters
Mark Hayward's City Matters: Mural seeks a place in city's future
It brags about being the nation's first credit union. Its original name - "La Caisse Populaire Ste-Marie - adorns its buildings, even on the non-Franco, east side of our city. And its first location is now a historical museum.
Yet, even for St. Mary's Bank, time moves on. When the organization's West Side headquarters moves to a new, $10 million building later this year, one historical tidbit will be staying behind.
For 43 years, a two-panel mural has hung in the lobby of the current St. Mary's Bank building at McGregor Street. One image depicts a waterside meeting between French settlers and native Americans. The other shows two settlers on what appears to be a hillside, overlooking a log cabin down below.
Underneath it is a caption written in Quebecois French, wording that twists my brain as much as my tongue as I attempt to decipher it with the Parisian French I struggled through in college decades ago.
As it turns out - this is their story and they're sticking to it - there is just no space for the mural in the three-story, 29,000-square-foot headquarters under construction beside the current bank building.
The new building is designed on a curve, company officials said. (If you were looking at it from a helicopter, it would look like a quarter piece of pie.) So the lobby and most public areas will be curved walls, glass walls or walls that are both curved and glass.
Just no place to hang a mural that is roughly 18 1/2 feet long and 5 feet high.
"We just don't have a large enough, flat wall on the interior of the building where it will fit," said Ronald Covey, president and chief executive officer of St. Mary's Bank.
So St. Mary's Bank is searching for a home where the public will be able to see it.
First choice - Manchester Historic Association. Executive Director Aurore Eaton said the Historic Association is having conversations about the mural, but nothing is resolved yet. The acquisition has to go through an internal review process (it's not the documents and photos the association usually accepts). And Eaton said the association would not be able to display it immediately.
Covey, who is also trustee chairman of the New Hampshire Institute of Art, has asked the Institute of Art about a place for the mural. The Institute doesn't know if it has a large enough space for the mural, said spokesman Christopher Williams.
I'm not the first to ask about the mural, said Elizabeth Stodolski, marketing director for St. Mary's Bank. Her department has started to research it.
In 1969, directors authorized the use of an unspecified portion of the clock budget for the art work, upon the suggestion of Sherman H. Jones, the Melrose, Mass., architect who designed the current building.
No artist is ever mentioned, not in records or on the mural. But a pencil sketch of the piece gives references to history books about Manchester and the Merrimack River Valley.
Another thing: It's not wood. While framed with hardwood, the scenes are painted on some type of a metal. Rub your fingers along it, knock it, and it's obviously metal, Covey said.
It's clear that St. Mary's Bank is sensitive about the piece. My questions to Stodolski were bumped up to Covey, and when I visited McGregor Street yesterday, customers bemoaned its loss.
So let me be brave and say, frankly, that it does not belong in the new building. In history, as well as art, there is timeless, and there is dated.
This is dated. No one working at St. Mary's Bank headquarters yesterday could tell me whether the French on the caption was Quebecois or Parisian. (I had to ask a customer.) Painted tin has gone the way of Victorian ceilings.
And most importantly, the scene doesn't depict Manchester. The mountains in the distance aren't the Uncanoonucs. The water body is a lake (not a river), the land is flat like a Midwestern plain, and the vegetation consists of three birch trees with jungle-like canopies.
It's kitsch, and the new corporate headquarters of St. Mary's is anything but that.
Designed by Lavalle Brensinger Architects, the new building represents the triumph of the little guy. It is being built while big Wall Street banks nurse self-inflicted wounds caused by arrogance and careless greed. Stay prudent and above-board, this building announces, and a bank can build a palace of rock-solid stone and transparent glass.
No need to clutter up this showcase with a dated amalgam of history and art.
But my word is not the last one here. My fellow Union Leader columnist Eaton loves the piece.
"I think it's beautiful folk art," she said. It represents the French history in North America - the French as explorers. The French as homesteaders. The French who befriended and married natives.
"That's part of our history and cultural lore as Franco Americans. Growing up I learned that history," Eaton said.
So although the mural is only 40 years old, and although it may have some geographic inaccuracies, it depicts how French-speaking people look at themselves, she said.
"There is," Eaton said, "a context to this thing that's lost on anyone who hasn't studied it."
Mark Hayward's City Matters appears Thursdays in the New Hampshire Union Leader and UnionLeader.com. He can be reached at firstname.lastname@example.com.
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Harvard Business School
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Barbara Hackman Franklin HBS '64, Former Secretary of Commerce
Until the Dean of Women at Penn State University nominated her to go to Harvard Business School her senior year of college, Barbara Hackman Franklin, a member of the Business School class of 1964, had not seriously considered going into business.
Khan Academy Founder Speaks of Leadership, Legacy at HBS Class Day
Addressing this year's 900 MBA recipients, their families, and friends, online-education tycoon Salman Khan spoke of graduates' leadership potential at the Business School's Class Day ceremonies on Wednesday.
I-lab Startup Applies Socially Conscious Mission to Yemeni Coffee Imports
Mokha Origin, a new startup based at the Harvard Innovation Lab, has made strides to begin importing coffee beans from Yemen to encourage economic growth and stability on the Arabian Peninsula.
i-lab To Open Space for Alumni This Summer
The new space, named the Launch Lab, will hold ten to 12 alumni ventures, which must include at least one alumnus of a Harvard school.
Business School Aims To Raise $1 Billion in Campaign
The school has already raised $600 million in gifts and pledges, putting it well on its way to fulfilling its share of the University-wide goal.
Chao Center
The construction of the Ruth Mulan Chu Chao Center is underway. The center is designed to be a new Harvard Business School Executive Education facility.
HBS Breaks Ground on Ruth Mulan Chu Chao Center
Harvard Business School broke ground on a new facility for the school's Executive Education program on Thursday.
Dan Abbasi
Dan Abbasi, HBS '98, listens as an alum asks a questions following the screening of Showtime's new series "Years of Living Dangerously" on April 21.
Documentary Series Sheds Light on Climate Change at HBS
A new Showtime series entitled "Years of Living Dangerously" debuted at Harvard Business School Monday afternoon, kicking off Earth Week and offering a look at how humans have exacerbated climate change around the world.
A participant of the Sustainability Hackathon proposes an idea on Saturday afternoon in the Harvard i-lab. Application developers, engineers, and artists came together to solve real-world issues in the first sustainability hackathon.
'Shark Tank' Casting Team Searches for Harvard Entrepreneurs
In search of budding entrepreneurs, the casting team for ABC's Emmy-nominated reality television show "Shark Tank" visited Harvard's Innovation Lab on Friday.
UC Announces Paid Partnership with HBX, Launches New Site
Members of the Undergraduate Council approved a paid partnership with the Harvard Business School's new online platform HBX and announced the launch of the Council's new website at their general meeting Sunday.
In Ukraine, Harvard Alumni Seek To Professionalize New Government
The Harvard Club of Ukraine is collaborating with the alumni organizations of other universities from across the U.S. and Europe to fill vacant positions in the interim Ukrainian government with Western-educated professionals.


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Book your room at Hampton Stes By Hilton Calgary
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Calgary property with an indoor pool
From entering our spacious and elegantly appointed hotel lobby... to relaxing in our thoughtfully appointed guestrooms... you can expect to be treated with the genuine care and courtesy that you deserve at the Hampton Inn - Suites Calgary-Airport hotel. Amenities such as complimentary high-speed internet complimentary airport shuttle and indoor pool and fitness centre create high value for a reasonable price. The best part - no surprises no hidden charges just the satisfaction of receiving true value for your dollar. Come and enjoy Western Hospitality at its finest at the Hampton Inn - Suites Calgary Airport hotel in beautiful Alberta Canada. Our Calgary Alberta Hampton Inn - Suites features 72 well appointed hotel rooms and 32 one bedroom kitchen suites that include coffeemaker and coffee phone with voicemail data port and complimentary local calls hair dryer iron and ironing board a complimentary morning paper complimentary high-speed internet access and premium cable TV. Calgary visitors can request a king room with microwave and fridge or a suite with complete kitchenettes. Sure to please the busy executive or leisure Alberta traveler Calgary Hampton Inn - Suites airport hotel guests will enjoy complimentary On the House deluxe breakfast buffet served daily as well as our coin laundry facility and complimentary transportation to the airport and local offices. Our Calgary Hampton Inn - Suites features a twelve person board room and a 950 square foot meeting room for up to 30 people and six one-bedroom conference/guest suites. With all meeting rooms a full range of audio/visual and catering services as well as copying and fax services can be provided. We love having you here in Alberta at the Hampton Inn Calgary-Airport hotel.Information missing or incorrect? Tell us!
Hampton Stes By Hilton Calgary
At your hotel
24 Hour Security, Air Conditioned, Lounge, Conference Facilities, Express Check In, Express Checkout, Free Airport Shuttle, Free Parking, Game Room, Handicapped Rooms/Facilities, Indoor Pool, Jogging Track, Laundry/Valet Services, Parking, Copy Service, Play Ground, Pool, Safe Deposit Box, Coffee Maker in Room, Compliemntary Buffet Breakfast, Breakfast Buffet, No Smoking Rooms/Facilities, Turndown Service, Business Center, Tennis, Golf, Hairdryers Available, Ironing Board, Heated Guest Rooms, Kitchenette, Internet Access – Complimentary, AM/FM Alarm Clock, Television with Cable, Cribs Available, Data port Available, Desk with lamp, High speed internet access, Iron, Modem in Room, Multi-line Phone, Smoke Detectors, Voicemail, Kitchen, Jacuzzi, Refrigerator, Sofa Bed, Temperature Control, Fishing, Skiing, Computer Rental, Meeting/Banquet Facilities, Continental Breakfast, Americans with Disabilities ACT ADA Compliant, Electronic Door Locks, Sprinklers In Rooms, U.S. Government Fire Safety Approved,
- Airport transportation (complimentary)
- Arcade/game room
- Total number of rooms - 103
- Number of floors - 4
- Bar/lounge
- Business center
- Conference space
- Express check-in
- Express check-out
- Fitness facilities
- Meeting rooms
- Safe-deposit box at front desk
- Smoke-free property
- Indoor pool
In your room
- Air conditioning
- Kitchenette
- Kitchen
- Refrigerator
- Coffee/tea maker
- Turndown service
- Hair dryer
- Jetted bathtub
- Iron/ironing board
- Cribs/infant beds available
- Fishing on site
- Miniature golf on site
- Golfing on site
- Playground on site
- Tennis on site
The fine print for Hampton Stes By Hilton Calgary
When you arrive
Check-in time starts at 15:00:00
When you leave
Check-out time is 11:00:00


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The Nashville Predators will look to maintain their home-ice advantage over the Detroit Red Wings in the Western Conference Quarterfinals with a second win in their best-of-seven series on Friday. The Predators enter the 7:30 p.m. ET game at Bridgestone Arena with a 1-0 lead over Detroit.
No. 5 Detroit Red Wings at No. 4 Nashville Predators
7:30 p.m. ET Friday -- Game 2, Western Quarterfinals | NSH leads, 1-0
National TV: CNBC, CBC | Local TV: FS Detroit, SportSouth
Nashville got that lead with a 3-2 win on Wednesday in Game 1. The Predators snuck three goals past Jimmy Howard in even-strength situations, with Gabriel Bourque netting two, and the Red Wings never led. If Nashville can get another strong showing from their offense, and Pekka Rinne can continue his excellent play (35 saves in Game 1), the Preds have a fantastic shot at heading to Joe Louis Arena with a 2-0 series lead.
For more on the Predators, visit On the Forecheck. For updates on the Red Wings, check out Winging It in Motown and SB Nation Detroit.


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You're leaving Wedding Paper Divas to see the Deal of the Day at our parent site, Tiny Prints.
You won't be able to dismiss this by usual means (escape or click button), but you can close it programatically based on user choices or actions.
"These came in just as I expected & they even added an extra line for me so that I could add in our wedding website address. I had ordered the sample of the invitation size & was expecting something of a similar size, however, these are more the size of a post card (which will probably save us in postage)."
"Amazing quality of printing services and most importantly, the designer was patient with my 5+ changes to my proofs. They were extremely courteous and listened to all my requests. My only complaint is that the postcard is slightly smaller than I expected - smaller than a normal postcard. Also, I cut my photo exactly to the specs they listed for the card and it never fit! Something is not right on the dimensions. But, I can't complain about the service and overall quality, plus the customization with multiple fonts/colors was excellent. I will definitely be using WPD for my printing needs to all things wedding!"
"This save he date postcard was perfect for our destination wedding. The paper quality is excellent; which was a relief since they are not protected by an envelope. The proof was provided within 1 or 2 days and we received within 5 days of confirming the proof. There are not any other matching products, but this was not important to us."
"I was looking for a romantic, antique feeling save the date card to mail out to our wedding guests and this perfectly fit the bill. The overall look is very beautiful and the lightly shimmered paper pulls it all together tastefully and elegantly."
"Wedding Paper Divas worked with me to customize the exact color I wanted for the Save the Dates! I couldn't have been happier with the results and the fast delivery! I can't wait to order our invitations!! Thank you!"


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Streamlined elements and understated sophistication are the essence of Stillness faucets. This wall-mount bath spout features simplified form and detail. Combine it with other Stillness accessories for pure, unified decor.
Parts, Service & Support• Wall-Mount Non-Diverting Bath Spouts Interactive Diagram
Have a question or concern about this product? If you don't find your answer,
we're always here to help.
Call 1-800-4KOHLER (1-800-456-4537) or send us a question or request.
Configure and Add Required Items
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Height 6-3/8"
Length 6-3/8"
Width 9-1/2"
Template & Symbol Downloads
To open these downloads you will need specific programs such as Autocad.
Technical Information Downloads


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Seated Knee Lifts with Chair
Turn any chair into an abs-toning machine with this move.
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Just enjoyed match after few months, had a lot of fun, I was watching till the end with passion and at the end, screamed like crazy when Boga scored at the end of the match. Yeah, the NextGen Series has some magic also.
As you can understand, they made me really happy. Jeremie Boga, youngest player on the field was also best on the field - prepared first goal, scored second one and everytime he had a ball, he was dangerous... Wait. This is not a report.
Back to the statistics
During the half time I started some statistics about the age of players and was kinda surprised, that our team is much younger than Barcas - yeah, we had 2 oldest players on the field. But also 4 youngest. And as mentioned, Jeremie Boga was almost one year younger, than the youngest player of the Barca. 2 years younger than second youngest player of Barca.
Well, lets go to raw stats
Average age:
Barca: 17,4
Barca players born (from TM.DE, so maybe there are few Jan/Feb players:
96 Adama
95 Ondoa, Godswil, Bagnack, Ebwelle, Samper
94 Costa, Lucas, Herrera, Calvet, Quesada
For our players:
97 Boga
96 Christensen, Kiwomya, Hunte
95 Baker, Feruz, Beeney
94 Nditi, Davey
93 Saville, Kane
Didnt enjoy match that much for sooooo long! Thank youngsters


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I'd like to change the icon of my application.
I've made the mbm file with 2 bitmaps : 25x20
and 64x50 (is it a mandatory size ?).
How can I use it in my application.
I've tried to generate an AIF file with the "AIF Builder" application and replaced the rss file with the associated bmp ? But I don't know how to use directly the mbm file ?
(I've created my application with AvkonAppWizard v1.6 and I'm using the Nokia Series 60 SDK Beta v0.3).
Trick Lo.
Posted by laurent tricaud, firstname.lastname@example.com
on April 30, 2002 at 18:43


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(WMC-TV) - The family of an off-duty Chicago police officer-killed with gun provided by a Byhalia, Mississippi pawn shop sued the dealer.
Thomas Wortham IV just returned from Iraq after serving in the National Guard when he was shot outside his home.
The gun used to kill an off duty Chicago police officer was sold from a pawn shop in Marshall County back in 2007.
A new lawsuit claims the owner was negligent in selling the firearm to a man who was supplying a gun trafficker with ties to gangs.
Ed's Pawn shop lies in a rural area outside Byhalia, Mississippi. A gun sold at the store made its way to Chicago where it was used to kill Police Officer Thomas Wortham IV.
In a federal lawsuit Wortham's family says owner Ed Archer should have never sold it to the buyer.
"We're demanding justice so no other family has to face what we've faced," said father Thomas Wortham III.
Archer is being sued for negligence. Three years before the 2010 murder, a man named Michael Elliot bought three guns at the shop.
He was paid to buy the guns for Qwai Gates, who authorities said would sell the guns to gangs. Gates is in jail for gun trafficking.
"Selling lethal weapons that you know are being sought after by criminals, you have a special duty to use extra care," said John Lowy of the Brady Center to Prevent Gun Violence.
Archer said he feels for the family, but claims employees had no way of knowing. He said Elliot's name cleared a background check. The lawsuit claims the transaction should have raised red flags because Elliot was a first time buyer who paid $1,500 in cash for the three guns.
"We must do the most we can to keep guns out of the hands of dangerous criminals," said Wortham III.
The store's owner said he has not been served yet, so he will get with an attorney to look over the lawsuit before making any official comment.
Copyright 2013 WMC-TV . All rights reserved.
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Tamarack 34
Tamarack 34
This spacious two bedroom townhouse style unit offers approximately 1200 sf of family comfort. The fully equipped kitchen features a full size refrigerator, radiant stove with over the stove microwave. dishwasher and full size washer and dryer. You will be amazed at how well equipped the kitchen is for allowing you to prepare the meals that will help you to keep your family vacation affordable!
The unit will accommodate a party of up to six with a king beds in each of the upstairs bedrooms and a queen size sleeper sofa in the living room. There is a bath with shower on the main level and a second double entry full bath on the second floor with a whirlpool tub. The unit has a 32 TV in the living room as well as TVs in both bedrooms-- all equipped with cable TV. There is also a DVD player in the living room for your additional viewing pleasure.
The resort consists of over 80 acres of woodland property located about two miles from the Dells, and next to Mirror Lake State Park and Wildlife Refuge. On site enjoy private Hummingbird Lake for fishing, the serene Emerald Pond with its cascading 40 foot waterfall and patio area. Enjoy a paved trial around the lake for gentle strolls or for serious exercise. Guests may use all of the Tamarack/Mirror Lake Resort amenities. At the Resort Activity center they will find two indoor tennis courts, two racquetball courts, exercise room, game room, indoor pool, children's pool, whirlpool and locker rooms for changing. There are also computers in the lobby with internet access. And don't forget to ask about planned activities at the activity center!


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The goal of the McNair Program is to increase the attainment of doctoral degrees by students from underrepresented segments of society. The Ronald E. McNair Post-baccalaureate Achievement program awards grants to institutions of higher education for programs designed to prepare participants for doctoral studies through involvement in research and other scholarly activities.
McNair participants are from disadvantaged backgrounds and have demonstrated strong academic potential. Institutions work closely with these participants through their undergraduate requirements, encourage their entrance into graduate programs, and track their progress to successful completion of advanced degrees.
Currently, McNair Scholars are completing graduate degrees at a wide variety of institutions across the country.
News & Announcements
Noteworthy at Northeastern
5 days agoThe first week of the fall semester is almost over at Northeastern Illinois University, and it was a busy one! Here is your cheat sheet…
New Northeastern Education Building Project Awarded
6 days agoThe new $73 million Education Building at Northeastern Illinois University will be designed by national architecture and engineering firm SmithGroupJJR. At 160,000 gross-square-feet, the new building…
Divvy plans Northeastern bike docking station for spring
Thursday, August 21, 2014Chicago's Divvy bike-sharing service will install a docking station adjacent to the Northeastern Illinois University main campus in the spring of 2015, the program announced…


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Our first port was Messina. We took the ship transfer to Touramina. We had the option to take a cab for $120 with the driver to wait 2 hours. The ship tour was 3 hours. What we were not told was that a lot of stores close from 1 to 4. We were in Touramina from 12 to 4. Most stores were very expensive. We did not have time to visit the Greek theater because my kids wanted to shop first. Messina was our least favorite port.
In Athens we had a private tour through Nikos Loukas of privategreecetours. Manos was very friendly and knowlegable. He took us to the major ruins and gave us background history. We also saw some modern day sites. He took us to a handmade sandle shop. Definitely worth the money.
Our next stop was Kusadasi and Ephesus. Definitely everyones favorite port. Booked a private tour through Ekol travel. Our guide was Alex. He took us through Ephesus, Sirince village, and a rug and leather factory. I would recommend a private tour in this port. Prices were good.Euros, US dollars or Turkish liras accepted every where.
Our last port was Chania, Crete, Greece. Had no idea what to expect. Take the city bus for 1.50 Euro each way to the city center. The beach is a 15 minute walk. Behind the old market is a wonderful shopping bazar. Not hassled but found leather and jewerly to buy. Better than I expected. Give yourself enough time to get back. Several people arrived back at the port late.


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glo Organic Twill Flannel Pillowcase Pair
Our signature twill flannel is constructed in a diagonal weave that makes it both exceedingly soft and pliable. At 5.8 oz. per square meter, it is uniquely light weight. Add two-sided napping, and you have a flannel that is delectable all year long. You truly have to see and feel this flannel to believe it could be so luxurious. Available in flat sheets, fitted sheets, pillow cases and duvet covers. Natural. 100% GOTS Certified Organic Cotton.
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text:
Cadillac Desert begins with the author's description of the American West as ''a civilization whose success was achieved on the pretension that natural obstacles do not exist''—or, as he calls it in the first chapter, ''A Semidesert with a Desert Heart.'' Reisner introduces the environmentalist agenda through which he explores the history of development in the West, following its major influences individually through time rather than chronologically.
Discovering and Pioneering the American West
The book's opening chapters describe the discovery of the American West by the Europeans; the first Spanish explorers searching for El Dorado found the continent hostile and unusable. After the United States purchased the land, they sent in survey expeditions to research and evaluate it. The 1804 Lewis and Clark expedition resulted in an uneasy ambivalence toward the West: every ''fertile prairie'' stood in stark contrast to a ''forbidding plain.''
Nevertheless, the perception of the West as ''the Great American Desert'' drastically changed by the late nineteenth century. John Wesley Powell, after a scientific expedition down the Colorado River in 1869, put forth a program for settlement that imitated the pseudo-socialism of the successful Mormon irrigation systems in Utah. Powell's advice was ignored. By 1876, Powell could already see the results: ''Speculation. Water monopoly. Land monopoly. Erosion. Corruption. Catastrophe.''
The warnings of experienced Westerners were ignored as the American West attained the definition of an untouched frontier full of promise. Soon, the settlements began to change the landscape, challenging the harsh desert conditions with the belief that ''rain follows the plow.'' This slogan was the lead of a promotional campaign with the political goal of making the West more appealing and of encouraging relocation of settlers from Europe and the East. The government sold them land cheaply, and according to the original Homestead Act from 1862, 160 acres was ''the ideal acreage for a Jeffersonian utopia of small farmers.''
Reclamation Act of 1902
In the taming of the western plains for agricultural purposes, the Mormons played an important role: they introduced the irrigation system, which was foreign to American farmers, and individual water projects began to pop up all over the hostile land. Soon, the government realized it had to regulate the development of water systems in order to support its desire to settle the arid region; in 1902, the United States...
(The entire section is 1071 words.)


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Despite focus this week on the candidates' tax returns and Rep. John Tierney's ongoing family woes, neither issue arose yesterday as Democrat Tierney, Republican Richard Tisei and Libertarian Daniel Fishman met in debate for the first time during this 6th Congressional District race.
That's not to say there wasn't drama in the packed gymnasium at North Shore Community College in Lynn.
Fishman, seated between Tierney and Tisei, was often caught in the middle as the bitter rivals exchanged fierce jabs, perpetuating what has been one of the ugliest campaigns in the country this year.
At one point, holding up a recent negative mailing that claimed Tisei would end Medicare, the Wakefield Republican vowed support for the program and said Tierney "should be ashamed for stooping to this level."
Tierney quickly retorted, "Are you not ashamed?" referring to mailings and television ads funded by the Young Guns, a Republican super PAC, that have questioned Tierney's integrity and even his manhood.
Moderator Bruce Mohl, editor of Commonwealth Magazine, asked the crowd at the onset to remain silent, which lasted a brief time before temptation prevailed and vigorous applause and jeers became commonplace.
Sticking with themes their campaigns have hammered throughout the year, Tierney repeatedly tried to tie Tisei to right-wing Republican ideology, while Tisei stressed his independence and bipartisanship and criticized Tierney's record of voting with Democratic leaders "99 percent of the time."
"I'll stand on my own two feet" in Washington, Tisei said, noting that he voted with Republican Gov. Mitt Romney only about half the time as a state senator.
"It's pretty strange that you took $3 million and still say you stand on your own two feet," Tierney said, referring again to ad buys from the Republican super PAC. "When you take $3 million from them ... I'm pretty sure you're in their debt."


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Want precise tail control, KDE has devised a conversion kit to give it to you for the Mikado Logo 400/500/600SE series helicopters.
Price: $88.95
Material: Aluminum 6061-T6
Models: all MIKADO LOGO 400, 500, and 600 series helicopters with the carbon-tail case. Assembly is
a retrofit of the AT550/600-PTC design, replacing components of the stock MIKADO Tail Rotor Control
mechanism for unparalleled precision and authority.
Source: KDE Direct
Related posts:
- VIDEOS: KDE Direct intro to the Goblin Series Performance Tail Control and new generation of XF Motors
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- NEW: Trex 700 Tail Performance Upgrade
- REVIEW: KDE Direct Align T-rex 500 Tail Performance Kit
- New Tail Upgrade for Logo 600 from Spedix!


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There are some picks in this sector that have excellent valuations and strong earnings growth.
- Gold stocks to buy amid the Ukraine crisis
These three hot movers could rise by double digits in the coming months.
- RadioShack weighs rescue deal options
The electronics retailer is burning through cash, could run out by the end of '15.
'Never let them see you sweat!' It was a great advertising campaign for a deodorant, and the central bank should have taken that advice.
By Terry Savage, Special to MoneyShow.com
Nothing in the global economy changed overnight. But when the Fed announced it was tinkering with the interest-rate structure because it saw "significant downside risks to the economic outlook, including strains in global financial markets," the stage was set for mass fear.
The Fed rarely, if ever, comments on global financial markets. And if the Federal Reserve Bank of the United States admits it is worried, then every other banker, lender and investor on the planet should be worried. The results showed up in all global markets.
As animosity mounts among subscribers, will the addition of animated hits like 'Shrek' and 'Madagascar' make up for the potential loss of Starz content?
By Jeanine Poggi, TheStreet
Netflix (NFLX) reportedly struck a streaming deal with DreamWorks Animation (DWA). But can the studio behind family hits like "Shrek" and "Madagascar" make up for the potential loss of Liberty Starz (LSTZA) content?
The New York Times reported Sunday that DreamWorks completed a deal with Netflix that would replace a previous deal with HBO. Analysts predict that the deal between Netflix and DreamWorks is worth about $30 million per movie over an unspecified period, the newspaper said.
"In the end, DreamWorks was kicked out of HBO, and Netflix is a buyer of last resort," said Janney Capital Markets analyst Tony Wible. "Frankly, paying $30 million per film seems expensive and would make the Starz deal look cheap, as the two studios there put out almost 30 movies a year versus two to three at DreamWorks."
Here are some defensive plays for those seeking shelter in this turbulent market.
By Don Dion, TheStreet
Here are five ETFs to watch this week.
1. iShares Dow Jones Select Dividend Index Fund (DVY)
Although the wild market action has been unsettling, adopting a reactionary investment strategy isn't appropriate. Rather than trying to game every market fluctuation, long-term investors should focus on defense with a solid collection of well-balanced, diversified products.
It could have long-lasting implications not just in the currency markets but in stocks and precious metals.
By Tom Aspray, MoneyShow.com
The 14.7% drop in the shares of the SPDR Gold Trust (GLD) certainly got the market's attention last week. It is the sharpest correction in some time, but veteran precious-metals investors are likely accustomed to the volatility. For example, in October 2008, GLD dropped by more than 28% in just three weeks, falling from a high of $99 to a low of $66.
Gold is lower again in early-Monday trading, and the CME margin hike that will take effect after Monday's close is adding further downward pressure to both gold and silver prices.
Since the beginning of August, there have been some interesting changes in the relationship between the US dollar to gold and the S&P 500, which could have longer-term significance.
If nothing else, get a little perspective from last week's drop.
By Charles Sizemore, InvestorPlace.com
I know better than to say "I told you so" after warning of a gold bubble recently. The market gods tend to be jealous and vengeful and appear to take great pleasure in humbling the arrogant. So I know better than to tempt them.
Besides, even after last week's bloodletting, gold still is one of the best-performing assets of 2011. The September sell-off has done little more than erase August's parabolic surge.
Still, it would only be appropriate if last week's action did mark the top. The market gods might indeed have a twisted sense of humor, and Donald Trump's high-profile blustery rant that immediately preceded the crash would have been a good opportunity for divine smite.
Nothing much good or bad is coming out of a gridlocked US. But whether Europe avoids catastrophe will determine the direction of the next 1,000 points on the Dow.
What matters more: Europe weakness, a China slowdown or a possible U.S. recession?
Easy. It's Europe. Here's why:
When Federal Reserve Chairman Ben Bernanke talks about significant downside risk, believe me, he's talking about significant downside risk from a collapse in Europe that might freeze credit. We don't have significant downside risk here in this country. Anyone who listens to any conference call -- whether from Nike (NKE), Oracle (ORCL), General Mills (GIS), Honeywell (HON), Norfolk Southern (NSC) or Federal Express (FDX), all of which we just heard from last week -- knows that the U.S. is pretty good. Not great but not horrible either.
What could make it horrible, though, is a sudden credit crunch in Europe that could reverberate here. I'm sure that Bernanke is also worried about all of the confusion coming out of Washington, D.C., and the inability of Congress and the president to get serious on anything, let alone job creation. But Bernanke knows that Europe is way behind us in fixing its banks and that the sovereign debt crisis is real and alarming.
So, no, we aren't the factor in this world economy.
|Jim CramerTheStreetcom
Bearish sentiment and economic troubles continue to take their toll on the markets, but certain sectors look good and a buying opportunity may be right around the corner.
By Tom Aspray, MoneyShow.com
Even though global stock markets were able to stabilize on Friday, the sharp declines last week added to the overwhelming negative sentiment in the markets.
The technical formations prior to last week suggested that stocks were vulnerable to decline, and the short-term outlook turned more negative Tuesday.
Of course, the magnitude of the decline was a surprise to all, and Thursday's sell-off was similar to the panic selling that occurred in early August. This gave the investment firms and major banks some vindication, as they have been racing each other for weeks to cut their forecasts for the economy and lower their year-end targets for the S&P 500.
Under pressure to ease the euro debt crisis, the ECB considers some new measures.
A JPMorgan strategist says equities will soon be cheap enough to entice buyers.
By Robert Holmes, TheStreet
Investors have been told by analysts that the stock market rout is creating attractive values. But JPMorgan (JPM) U.S. equity strategist Thomas Lee, one of the most bullish analysts on Wall Street, says stocks aren't quite there yet.
Lee, in a research note today, says 53% of stocks have a price-to-earnings ratio, one of the key metrics of valuation, of less than 12 times forward earnings. By comparison, during market low in March 2009, 67% of stocks were that cheap.
"Investors have pointed to their reluctance to look at P/E valuations given concerns on earnings visibility," Lee writes in Friday's report, referring to skepticism over the accuracy of analysts' forecasts for corporate earnings. "But valuations ultimately mark lows -- stocks get cheap enough that buyers are enticed."
The site plans new features that encourage users to share, share, share -- and get some advertising in return.
"This new Facebook is so freakin' aggravating!!!!!!!" complained one user. Another chimed in with this: "What a screw-up! It was working fine before the Facebook folks 'improved it.' I will no doubt use it LESS."
Get ready, folks. More changes are coming.
Stock of the world's largest carmaker, recommended by analysts and scorned by investors, is down 44% on the year.
By Ted Reed, TheStreet
Global fears are taking their toll on many stocks that deserve better, among them those of the world's largest automobile manufacturer.
On Friday, GM (GM) shares fell below $20 for the first time, hitting $19.77 before rebounding to $20.96, up 3.5% in the early afternoon. The shares began trading in November after an initial public offering at $35 and began 2011 at $37.32. For the full year, GM shares are down 44%, while Ford (F) shares are down 42%.
Many analysts, including Efraim Levy of S&P Capital IQ, have long believed investors are not seeing GM's value.
"We think that GM is very undervalued," Levy said in an interview. "The market is overly pessimistic about future demand for vehicles."
Widespread recent selling in equities and gold looks to be a panic reaction by the masses, as opposed to a calculated response to real market data.
The over 5% decline in the Dow Industrials in the past two days has turned investors' focus back on the downside, which is different from the positive spin that prevailed just a week ago.
From a technical standpoint, I have been making the case that the rebound from the August lows was a typical flag formation. The Nasdaq Composite has been the strongest since the August lows, but the negative signals from the McClellan Oscillator as of Tuesday's close indicated even the Nasdaq had likely topped out.
Those who sold at the August 9 lows have had almost two months to watch the market stage a typical 50% rebound. If anyone sold yesterday because stops were hit or as a result of a previously developed plan, that is fine, but Thursday's drop suggested many were just hitting the sell button in a panic reaction.
The bearish sentiment of individual investors jumped sharply this week, as 48% are now bearish with just 25% bullish. These numbers are as of Wednesday, so they should become more bearish by next week.
Gold was also hit hard Thursday and could be vulnerable to more panic selling before the current correction is over. By looking at the charts, we can get a better idea of what may occur so that you can develop a plan based on data, not emotion.
The computer maker's moves hint at the end of an icon.
By Jeff Reeves, InvestorPlace.com
Back in 2006, Apple (AAPL) was riding high on the success of its iPod. The gadget accounted for more than 50% of first-quarter revenue that year as a digital music revolution was in full swing.
Now the iconic iPod is an afterthought, bringing in a mere 8% of Apple revenue -- and falling fast as other gadgets take over the digital jukebox role on top of many other functions.
So could Apple pull a page out of the Netflix (NFLX) handbook and voluntarily kill off a dying segment of its business? Would it make sense for Apple to refocus rather than just run the iPod into the ground?
Treasury Secretary Tim Geithner said we would not have another Lehman-caliber meltdown on our hands. But he never said there wouldn't be pain.
Does it do any good to say that the world is on the eve of another financial crisis, as I hear so many people saying? Does it do any good to catcall me for saying that Treasury Secretary Tim Geithner was just being upbeat and hopeful when he said there will be no more Lehmans?
No and yes. No, it does not do any good to proclaim we are on the eve of the next financial crisis, because it's the degree of crisis that matters. People seem to forget that the center almost didn't hold during 2008. It was only the destruction of trillions of dollars of capital that allowed us to bottom, with a tremendous number of financial institutions in this country being wiped off the face of the earth, including many that had been with us for some time, including Bear Stearns, Lehman Bros., Merrill Lynch, Fannie Mae, Freddie Mac and three reconstituted and quasi-nationalized companies -- General Motors (GM), American International Group (AIG) and Citigroup (C).
Are we going to get that kind of crisis? That's where the second point comes in, Geithner's point. There is a grave misconception about what Geithner told me last week and what I am reading, say, in the mocking Twittersphere.
|Jim CramerTheStreetcom
After a negative September, the financial markets could get a bounce from a news turn in the right direction.
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These hot movers could rise by double digits in coming months.
Top Stocks provides analysis about the most noteworthy stocks in the market each day, combining some of the best content from around the MSN Money site and the rest of the Web.
Contributors include professional investors and journalists affiliated with MSN Money.
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[BRIEFING.COM] S&P futures vs fair value: +1.80. Nasdaq futures vs fair value: +6.30. U.S. equity futures are pointing to a slightly higher open, but have slipped from their morning highs in the wake of a disappointing report from electronics and appliance retailer Conns (CONN), which was attributed in large part to credit quality issues across "all credit quality levels, customer groups, product categories, geographic regions, and years of origination."
Longer-dated Treasuries ... More
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Olive-Stuffed Celery Recipe
My grandmother taught both me and my mom this appetizer recipes. We always serve at Christmas and Thanksgiving. The stuffing is so yummy that even if you don't normally care for the ingredients on their own, you'll love the end result.Stacy Powell, Santa Fe, Texas
- 1 dill pickle spear plus 1 teaspoon juice
- 3 sweet pickles plus 1 teaspoon juice
- 6 pitted ripe olives plus 1 teaspoon juice
- 6 pimiento-stuffed olives plus 1 teaspoon juice
- 1 package (8 ounces) cream cheese, softened
- 1/3 cup Miracle Whip
- 1/4 teaspoon salt
- 1/4 cup finely chopped pecans, toasted
- 6 celery ribs, cut into 2-inch pieces
- Finely chop the pickles and olives; set aside. In a small bowl, beat the cream cheese, Miracle Whip, juices and salt until blended. Stir in the pickles, olives and pecans.
- Transfer to a small resealable plastic bag. Cut a small hole in the corner of the bag; pipe or stuff into celery sticks. Store in the refrigerator. Yield: 2 dozen.
Originally published as Olive-Stuffed Celery in Taste of Home Christmas Annual Annual 2011, p66
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Reviewed Mar. 9, 2013
I have prepared this twice in the last month. I love the combination of flavors and considered it a healthy snack. It may be a little messy to stuff celery.
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Hiding Money From Your Spouse
Do you have any secret funds or debts that your spouse doesn't know about? I'm referring here to a hidden bank account or an unknown credit card or debt that you have never told anyone about.
If you do, then you are definitely not alone, as a recent Prudential Insurance company survey showed. When the British newspaper The Telegraph published the results of the survey at the end of November, it revealed that around 20 percent of British citizens have debts that they have not disclosed to their partners. Additionally, a slightly smaller number of people admitted that they had hidden investments and savings that were totally unknown to their spouses.
Those asked gave several reasons for concealing their debts. Many times, the underlying cause was a combination of bad monetary habits and embarrassment – over borrowing money to cover everyday living costs, or needing to pay off debts that shouldn't have arisen. Some said their overspending had been caused by emotional distress, leading to financial problems. In many cases (22 percent), the reason for hiding savings was the fear of a breakup and making sure that there would be some money if this would occur. Eight percent even said that they hide these funds because they simply don't trust the way their spouse handles money.
As a financial adviser, I often work with couples who argue with each other about money or who don't trust each other when it comes to financial matters. Indeed, I noticed that attitudes to money are a huge cause of domestic disharmony. The statistics above definitely bear this out; they certainly don't provide a very positive view of money or relationships.
The best way to combat these difficulties is to meet them head-on and prevent them from happening right from the beginning. If you have a son or daughter who is about to get married, sit down with the young couple and discuss financial habits, such as budgeting and saving. At the same time, emphasize openness and good communication in marriage. Trust and honesty are not only good values with regard to money, but also for marriage in general.
I recently discussed these issues with Sherrie Miller, co-founder of Choice of the Heart, an organization that prepares couples for marriage. And even if you have been married for twenty-five years, it certainly does no harm to review your financial habits with your spouse and to listen to some good and useful advice. Watch the video of my interview with Sherrie to learn more about financial fidelity and other tips for creating (and improving) a strong marriage.
About the Author: Douglas Goldstein, CFP®, is the director of Profile Investment Services, Ltd, a financial planning firm located in Jerusalem. He specializes in working with clients in New York, Florida, and Israel and is a licensed financial professional both in the U.S. and Israel. Securities are offered through Portfolio Resources Group, Inc., Member FINRA, SIPC, MSRB, SIFMA. Accounts held at Pershing LLC., Member NYSE/SIPC, a subsidiary of The Bank of New York Mellon Corporation. Neither Profile nor PRG gives tax or legal advice. Before immigrating to Israel, it is advisable to consult with a tax attorney who is knowledgeable about Israeli law. Doug's newest book The Expatriates' Guide to Handling Money and Taxes is available at www.expatguidetomoney.com. He hosts a weekly finance show, Goldstein on Gelt, on internet radio. Listen live or download podcasts. Toll-free from U.S. 1-888-327-6179, Jerusalem: (02) 624-2788. Follow on Twitter: @DougGoldstein or contact at email@example.com.
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Due to rain in the Central Kentucky area, No. 20 Kentucky's game with Northern Kentucky on Wednesday has been cancelled and may be rescheduled at a later date, it was announced on Wednesday morning.
Click here for the original story.
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Expired Property Listing
This property is disabled.
Premium Resort-style property, right on the water! in Lake Lanier
- bedrooms 3
- baths 3
- sleeps 10
- pool no
- hot tub yes
- pets allowed no
- type House
- community
rates (USD)
/ night
$ 1,795 - $ 2,995 / week
vacation rental description
Welcome to Lake Lanier's premiere luxury lodge resort rental property.
This is NOT someone's 2nd home - it is was selected, renovated and professionally designed as a top-of-the-line rental resort-style property. If you've searched around you'll see that almost every rental property has wooded, obstructed views and walks to the dock. This property sits DIRECTLY on the water with huge views from every room and steps to the private dock.
Please call to confirm availability.
The is the only rental property on the lake that is steps from your private dock with the option of including a 21' bow-rider ski boat, tubes, floats, vests, skis, wakeboards for built-in, hassle-free family fun!
No expense was spared on this renvoation, appointed with top of the line furnishings and accomodations including 2 kitchens, stainless steel appliances, granite, hardwoods everywhere, state of the art audio and video High-Def entertainment system with a 300+ movie library, a sunken hot tub with lake views, high-speed wireless internet, and resort touches everywhere.
The property was designed for the perfect turn-key family vacation with a rental ski boat available that includes the now famous 'toy locker' including waterskis, tubes, wakeboards and life vests of all sizes for the whole family. Just walk down to your private dock and take the boat in and out on your schedule.....
We are getting rave reviews on this property from guests for The Lodge's maiden
season. Please visit this property's website at lanierlodge com to read
these awesome reviews.
If you're looking for something special for your vacation or corporate
event consider this luxury rustic rental.
Come experience this gorgeous rustic lake renovation.
Call for Rates and Availability
house rental amenities
This completely upgraded and professionally designed 3 bed / 3 bath +
bunk loft rustic lodge sleeps 9+ and has been created with all the
extras to provide you with an unforgettable vacation.
Highlights include:
* Uninterrupted water and sky views - a rare vacation find!
* Over 2,000 s.f. of brand new lakefront decks
* 3 Master Level Suites - professionally designed with only
top-end furnishings from Pottery Barn and Crate and Barrel
* Top-end sunken hot tub for 6
* Large Great Room featuring stone walls, timber beams and 50"
Plasma TV over the fireplace with surround stereo
* Total of 3 Flat Screen High Definition televisions - 2 in Bedrooms, with 300+ Movie Library!
* Private dock
* Stunning lake views from every room (not just in the winter)
* Rent our awesome 21' Ski boat including water skis, wakeboards,
tubes, ski vest - the works! - for your turnkey vacation!!
* Top of the line home theater and indoor / outdoor audio system
- ipod/iTunes ready!
* 2 Master Kitchens - Main with all stainless and granite
* Master Baths to die for
* Huge Shower with multiple heads and jets - you won't want to
get out....
* Hardwood floors everywhere
* 3 yards for the kids (another rare lake rental find)
* 2 Outdoor grills and a Green Egg for the true bbq chef
* Games and a custom local guide provide that extra touch
* High speed wireless Internet
* Much, much more!
activities and attractions in Lake Lanier Georgia
Water sports
Some of the best Striper Bass lake fishing in the US
vacation rental rates
Off Season Rates (September - April)
$1995/week or $395/night (3 night min)
Peak Season Rates (May – August)
$2995/week or $495/night
• $130 Cleaning Fee
• $500 Damage Deposit (fully refundable)
More Details:
• 3 Night Minimum Stay
• Holidays are slightly more, please inquire.
• We accept Visa, MC, Paypal and Checks
• Payment in full due at time of booking
Boat (Beautiful 21' Bowrider, seats 7 comfortably)
$495/2-day boat rental (weekend)
$175 per additional day
$995/weekly boat rental


text:
Oh boy! It appears that Microsoft's glowing track record with Windows 7 is about to come to an abrupt and unceremonious end. According to various Web sources, the RTM build 7600.16385 includes a potentially fatal bug that, once triggered, could bring down the entire OS in a matter of seconds.
The bug in question -- a massive memory leak involving the chkdsk.exe utility -- appears when you attempt to run the program against a secondary (that is, not the boot partition) hard disk using the "/r" (read and verify all file data) parameter. The problem affects both 32- and 64-bit versions of Windows 7 and is classified as a "showstopper" in that it can cause the OS to crash (Blue Screen of Death) as it runs out of physical memory.
[ Get InfoWorld's 21-page hands-on look at the next version of Windows, plus deployment tips on security, Windows Server 2008 integration, and Windows XP migration, all from InfoWorld's editors and contributors. | Read the Test Center review of Windows 7 RTM. Follow these seven steps to better Windows 7 security. ]
I tested for the bug against three different Windows 7 OS configurations on two different hardware platforms: an Intel Atom-based netbook running the 32-bit version, an Intel Core 2 Duo notebook running the 64-bit version, and a VMware Workstation 6.5.2 virtual machine running the 32-bit version.
In each case, the utility executed the first three stages of the test correctly using modest amounts of memory (several hundred megabytes). Then, when it entered the fourth stage (a read test), the chkdsk.exe utility's memory consumption started to climb rapidly until several gigabytes had been allocated to its process and the test systems in question began to run out of memory.
Note: I did not succeed in causing the systems to "blue screen" as others have reported. However, I did observe chkdsk.exe consume up to 90 percent of the available physical memory on a 2GB VMware virtual machine. After that, the utility appeared to hang while all other operations in the OS slowed to a crawl for lack of RAM.


text:
We offer the complete set of features, reliability, long-term availability,
and regulatory experience necessary for wireless technology to meet
the demands of industrial, medical, measurement / data acquisition,
Internet of Things (IoT) and quality assurance applications.
The compact ODIN-W160 is ideal for demanding
industrial, medical and Internet of Things (IoT)
applications. Learn more about its possibilities!
connectBlue's short range Wi-Fi and Bluetooth modules to bolster u-blox'
"Internet of Things" strategy!
connectBlue® is a leading provider of reliable wireless solutions for the last hundred meters of connectivity. Based on Classic Bluetooth, Bluetooth low energy, WLAN and Multiradio solutions, connectBlue markets ready-to-embed wireless modules as well as ready-to-use wireless Serial Port Adapters, Ethernet Port Adapters and Access Points. The connectBlue products are radio type approved for European, US, Canadian, Japanese markets as well as are compliant with EMC, Safety and Medical standards, and the Bluetooth qualification program. connectBlue® is a registered trademark of connectBlue AB.


text:
Berghaus Deluge Waterproof Overtrousers Mens
- Our Price
- £49.99
One of the best designed overtrousers we have seen, the Berghaus Deluge overtrousers have a ¾ length side zip to allow you to quickly and easily put them on when the skies open. They also come with a double-ended zip and poppers so you can provide some ventilation in hot, wet conditions. You can be confident that Berghaus' own AQ™2 fabric offers great waterproofness, breathability and durability - making these ideal for year-round use.
- Brand
- Berghaus
- Who should use it - and why
- Anyone can benefit from the Berghaus Deluge Overtrousers. They are versatile and light weight; the Deluge is the ideal overtrouser to carry in your daypack.
- In stock
In stock
- Out of stock
Out of stock
- Unavailable
|Features and Specification
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