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In accordance with federal regulations set forth by the Higher Education Act of 1965, as amended, this guide contains a summary of consumer information that must be made available to all students at the University of Michigan-Flint. Each topic listed gives a brief description of the information that must be disclosed and explains how it may be obtained. If you need assistance obtaining information listed here, contact the Office of Financial Aid (see address below). All listed addresses end with:
University of Michigan-Flint
Flint, MI 48502
General Information about the University
Family Educational Rights and Privacy Act
In carrying out their assigned responsibilities, many offices at the University of Michigan-Flint collect and maintain information about students. Although these records belong to the university, both university policy and federal law accord students a number of rights concerning these records. The Federal Family Educational Rights and Privacy Act (FERPA) established the rules and regulations regarding access to and disclosure of student records.
To fulfill FERPA requirements, the university has established Policies on Student Records. These policies outline a student's rights regarding his/her records, where records about the student may be kept and maintained, what kinds of information are in those records, the conditions under which the student or anyone else may have access to information in those records, and what action a student can take if it is believed that the information in his/her record is inaccurate or that the student's rights have been compromised. The policies on student records are on the Registrar's website. For more information or to receive a copy, contact the Office of the Registrar, 266 University Pavilion, Tel: (810) 762-3344.
Copies of the university's policies on student records and the pertinent federal law, the Family Educational Rights and Privacy Act of 1974 (FERPA), are posted on the bulletin board outside the Registrar's Office, 266 University Pavilion.
Facilities & Services for Disabled Students
For information on facilities and services for disabled students, contact Counseling, Accessibility, and Psychological Services, 264 UCEN, (810) 762-3456, TTY: (810) 766-6727.
Student Body Diversity
For information about the diversity of the university student body, contact the Office of Institutional Analysis, 1000 Northbank Center, (810) 762-3327.
Cost of Attending the University
For actual tuition and fee charges contact:
Cashiers/Student Accounts
261 University Pavilion
(810) 762-3490
Student Accounts Website
For estimated tuition and fees, books and supplies, room and board, and personal/miscellaneous expenses contact:
Office of Financial Aid
277 University Pavilion
(810) 762-3444
Cost Calculator on the Financial Aid Website
Refund Policy
The university has a tuition refund policy that stipulates the amount of tuition and fees that are refunded to a student who withdraws from all classes during a term. See Refund Procedures.
Withdrawal Procedures
Students who are withdrawing from all classes at the university must notify the Registrar's Office by following specific withdrawal procedures posted on the Disenrollment/Withdrawal page.
Repayment Policy (Return of Title IV Aid)
The federal government mandates that students who withdraw from all classes may only keep the financial aid (federal Title IV grant and loan assistance) they have "earned" up to the time of withdrawal. Funds that were disbursed in excess of the earned amount must be returned by the university and/or the student to the federal government. The repayment policy is available on the Disenrolling from the University page.
Descriptions of Academic Programs
Information on the university's academic programs and degree offerings is available from the various schools/colleges and admitting offices (Undergraduate Admissions, Graduate Programs). See Academic Programs.
Information on the university's faculty and instructional personnel is available online in the Catalog's Campus Directory.
Accreditation Information
The University of Michigan-Flint is accredited by The Higher Learning Commission of the North Central Association of Colleges and Schools, 230 South LaSalle Street, Suite 7-500, Chicago, IL 60604-1413, (800) 621-7440. Students may review copies of documents regarding entities that accredit, license, or approve the institution and its programs. Contact the Office of Institutional Analysis, 200 University Pavilion, (810) 762-3327, or visit Academic Accreditations.
Copyright Infringement Policies
Information about the university's policies related to the use of copyright material, including peer-to-peer file sharing, may be found on the ITS documention for HEOA page.
Information on Student Financial Assistance
Contact the Office of Financial Aid with questions regarding financial aid or related topics. If you need assistance or would like a paper copy of any financial aid information, please contact:
Office of Financial Aid
277 University Pavilion
Tel: (810) 762-3444
Fax: (810) 766-6757
Most information on student financial assistance is available in Required Reading, a publication of Financial Aid.
Related Links
- Undergraduate and Graduate Students
- Undergraduate Aid - Including where to find grant sources from Michigan and other states.
- Applying for Aid - For a more detailed list of what needs to be done to apply for aid please see thechecklist.
- Eligibility
- How Need-Based Aid is Determined
- Study Abroad - Students enrolled in a UM-Flint sponsored study abroad program may apply for financial aid through the Office of Financial Aid.
- Code of Conduct for Student Loans - The university adheres to a code of conduct regarding relationships with providers of private educational loans.
Rights and Responsibilities of Aid Recipients
See Important Information on the Financial Aid website.
- Continued Eligibility for Aid
- Satisfactory Academic Progress - This is the term used to denote a student's successful completion of course work toward a certificate or degree. Students must maintain specific academic progress requirements to be eligible for financial aid. Information about Satisfactory Academic Progress can be found within the 2013-14 Required Reading document.
- Method and Frequency of Disbursements - Financial aid is disbursed (released) to students in different ways depending on the type of aid and other factors. Information about Method and Frequency of Disbursements can be found within the 2013-14 Required Reading document.
- Terms and Conditions of Financial Aid Employment – For information on Work-Study employment.
- Terms of Student Loads, Including Necessity of Repayment and Sample Repayment Schedule - For information on loans and loan repayment, students are asked to contact the Office of Financial Aid.
- For Terms/Conditions of Deferment or Cancellation - See Loan Consolidation. Students may be eligible to receive deferment or cancellation of loans for volunteer service such as Peace Corps, Armed Services, etc.
Scholarship Fraud
According to the Federal Trade Commission, perpetrators of financial aid fraud often use the following lines to sell their scholarship services; students should avoid any scholarship service or website that claims the following:
"This scholarship is guaranteed or your money back."
"You can't get this information anywhere else."
"I just need your credit card or bank account number to hold this scholarship."
"We'll do all the work."
"This scholarship will cost some money."
"You've been selected by a 'national foundation' to receive a scholarship" or "You're a finalist" in a contest you never entered.
If you believe you have been the victim of scholarship fraud, wish to file a complaint, or want more information, call 1 (877) FTC-HELP or see www.ftc.gov/scholarshipscams. On November 5, 2000, Congress passed the College Scholarship Fraud Prevention Act to enhance protection against fraud in student financial assistance by establishing stricter sentencing guidelines for criminal financial aid fraud.
Student Outcomes
Graduation and Retention Rates
The University of Michigan-Flint graduation rate after six years for the freshman class entering in Fall 2004 is 38.80%. This is the rate for degree-seeking full-time undergraduates who have graduated from their programs within 150% of the normal time for graduation. Graduation and retention rates are published on the Office of Institutional Analysis website (see Common Data Set 2010-2011).
Health and Safety
Campus Safety and Security
Department of Public Safety
102 Hubbard Building
Non-Emergency Calls: (810) 762-3335
Fax: (810) 237-6511
The Department of Public Safety (DPS) is a professional, full-service law enforcement agency with responsibility for maintaining a safe environment on the properties of the University of Michigan-Flint. Information on DPS services including safety tips, crime statistics, parking, and emergency preparedness may be found at:
- Department of Public Safety
- Personal Safety Tips and Policies
- Crime Statistics
- Parking and Transportation
- Emergency Preparedness and Response
Vaccination Policies
Information on University of Michigan-Flint vaccination policies may be found at:
Contact Information for Admitting Offices and Schools/Colleges
Admitting Offices
Office of Undergraduate Admissions245 University Pavilion
(810) 762-3300
Fax: (810) 762-3272
Email: email@example.com Office of Graduate Admissions 251 Thompson Library
(810) 762-3171
Fax: (810) 766-6789
Email: firstname.lastname@example.com International Admissions
219 University Center
(810) 762-0867
Fax: (810) 762-0006
Email: email@example.com
To locate the contact information for your school or college, visit the Academic Programs page.
The University of Michigan-Flint Guide to Consumer Information is produced by:
University of Michigan-Flint Office of Financial Aid
303 East Kearsley Street, 277 University Pavilion
Flint, MI 48502-1950
(810) 762-3444
Fax: (810) 766-6757
Email: firstname.lastname@example.com
The Regents of the University
Julia Donovan Darlow, Ann Arbor
Laurence B. Deitch, Bingham Farms
Denise Ilitch, Bingham Farms
Olivia P. Maynard, Goodrich
Andrea Fischer Newman, Ann Arbor
Andrew C. Richner, Grosse Pointe Park
S. Martin Taylor, Grosse Pointe Farms
Katherine E. White, Ann Arbor
Mary Sue Coleman (ex officio)
Nondiscrimination Policy Statement
The University of Michigan, as an equal opportunity/affirmative action employer, complies with all applicable federal and state laws regarding nondiscrimination and affirmative action. The University of Michigan is committed to a policy of equal opportunity for all persons and does not discriminate on the basis of race, color, national origin, age, marital status, sex, sexual orientation, gender identity, gender expression, disability, religion, height, weight, or veteran status in employment, educational programs and activities, and admissions. Inquiries or complaints may be addressed to the Senior Director for Institutional Equity, and Title IX/Section 504/ADA Coordinator, Office of Institutional Equity, 2072 Administrative Services Building, Ann Arbor, Michigan 48109-1432, 734-763-0235, TTY 734-647-1388. For other University of Michigan information call 734-764-1817.
Subject to Change
Because of the nature of federal, state, and institutional guidelines affecting financial aid programs, the information contained in this website is subject to change.


text:
Home | Register | iTrader | Members List | Calendar | Search | Today's Posts | Mark Forums Read | Store | Photo Gallery | Chat |
Thread Tools |
December 19th, 2012, 06:04 PM | #1 |
Senior Member
WTT 16' Redi-Haul deck-over trailer
Looking to trade my deck-over for a non-deck over dove-tail. Has probably no more than 2,000 miles on both brand new 6,000lb axles, and everything to go with them. Pulls great. It's a little too tall for my needs. I'd like a 16' minimum dove tail that has an 8,000lb+ hauling capacity.
If I had to put a price on it, I'd say $2,400. I don't currently have pics of mine, but is basically identical to this - http://www.purplewave.com/cgi-bin/mn...i?111110/A3247 Feel free to call/text me at (231)750-0571. Can text pictures if necessary. |
December 19th, 2012, 06:32 PM | #3 |
Senior Member
By the looks of your trailer, I'm assuming it has 2 3,500lb axles? Need one a little bigger than that. I've got an 8,000lb dozer to haul around.
8' wide x 20' long deck (16' Flat + 4' D-Tail) |
Thread Tools | |

subset: commoncrawl


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Cheap Hotels in Shanghai, China
Luxury Collection hotel in and around Shanghai, China
There are 1 cheap Luxury Collection hotel in and around Shanghai, China. Choose a hotel below or narrow your search using the filter to the right.
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- Changning
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1 Shanghai Hotels


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Wine Glasses & Running Shoes!
Running Shoes are encouraged at this wine tasting! Join me, Brooke, to celebrate my 31st birthday for a cause! This party is all for the Leukemia and Lymphoma Society and my and my amazing mentor Debbie's Team in Training run on June 25th. read more ≫
Brooke --
-- brooke, Events, Help Out, LLS, Team in training, wine tasting


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Environmental risks and bank liability
The 1980 Comprehensive Environmental Response, Compensation and Liability Act in the US has extended the tools of the Environmental Protection Agency to recover cleanup costs caused by pollution damages from the liable parties. In particular, the banks who finance the firms causing environmental damages may be considered liable. In various court cases, banks have been found liable, while they have been exempted in others. We develop a multipricipal-agent model in which the insurance sector may insure the firm for the pollution risk and the bank may lend money for investment. Under complete information of the bank about the firm's activities, the limited liability of the firm induces excessive investment and sufficient care but full liability of the bank creates the appropriate internalization of the environmental risk. This rationalization of the law must be qualified because in general the bank suffers from agency problems (adverse selection and moral hazard) with respect to the firm. In the adverse selection case, full liability of the bank leads to underinvestment. Partial liability is better but may fail to implement the optimal second best allocation. In the case of moral hazard, full responsibility is killing the project too often while still leading to low care too often. Partial responsibility may achieve the second best optimal allocation but in some cases the level of responsibility necessary to induce the proper level of care is too high for the project to be financed by the bank. Le Comprehensive Environmental Response, Compensation and Liability Act [CRECLA] de 1980 aux Ãtats-Unis a donné à l'Agence de protection de l'environnement des pouvoirs de recouvrement des coûts de décontamination auprès des parties responsables de la pollution. Les banques des entreprises concernées peuvent, en particulier, être tenues responsables des dommages et elles l'ont effectivement été dans certains cas. Nous proposons ici un modèle principal-agent avec un se(This abstract was borrowed from another version of this item.)
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Bibliographic Info
Article provided by Elsevier in its journal European Economic Review.
Volume (Year): 41 (1997)
Issue (Month): 8 (August)
Pages: 1427-1459
Contact details of provider:
Web page: http://www.elsevier.com/locate/eer
Related research
Keywords:Other versions of this item:
- Marcel Boyer & Jean-Jacques Laffont, 1994. "Environmental Risks and Bank Liability," CIRANO Working Papers 94s-22, CIRANO.
- Boyer, Marcel & Laffont, Jean-Jacques, 1994. "Environmental Risks and Bank Liability," IDEI Working Papers 45, Institut d'Économie Industrielle (IDEI), Toulouse.
- Boyer, M. & Laffont, J.J., 1995. "Environmental Risks and Bank Liability," Cahiers de recherche 9501, Universite de Montreal, Departement de sciences economiques.
- Boyer, M. & Laffont, J.J., 1995. "Environmental Risks and Bank Liability," Cahiers de recherche 9501, Centre interuniversitaire de recherche en économie quantitative, CIREQ.
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- Q2 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Renewable Resources and Conservation
References listed on IDEASPlease report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Robert Townsend, 1979.
"Optimal contracts and competitive markets with costly state verification,"
Staff Report
45, Federal Reserve Bank of Minneapolis.
- Townsend, Robert M., 1979. "Optimal contracts and competitive markets with costly state verification," Journal of Economic Theory, Elsevier, vol. 21(2), pages 265-293, October.
- Beaudry, Paul & Boyer, Marcel & Poitevin, Michel, 1993.
"Le rôle du collatéral dans le report des investissements en présence d'asymétries d'information,"
L'Actualité Economique,
Société Canadienne de Science Economique, vol. 69(1), pages 71-90, mars.
- Beaudry, P. & Boyer, M. & Poitevin, M., 1992. "Le role du collateral dans le report des investissements en presence d'asymetries d'information," Cahiers de recherche 9205, Centre interuniversitaire de recherche en économie quantitative, CIREQ.
- Beaudry, P. & Boyer, M. & Poitevin, M., 1992. "Le role du collateral dans le report des investissements en presence d'asymetries d'information," Cahiers de recherche 9205, Universite de Montreal, Departement de sciences economiques.
- Bolton, Patrick & Scharfstein, David S, 1990. "A Theory of Predation Based on Agency Problems in Financial Contracting," American Economic Review, American Economic Association, vol. 80(1), pages 93-106, March.
- Gale, Douglas & Hellwig, Martin, 1985. "Incentive-Compatible Debt Contracts: The One-Period Problem," Review of Economic Studies, Wiley Blackwell, vol. 52(4), pages 647-63, October.
- Hyde, Charles E & Rausser, Gordon C & Simon, Leo K, 2000. "Regulating Multiple Polluters: Deterrence and Liability Allocation," International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 41(2), pages 495-521, May.
- Sappington, David, 1983. "Limited liability contracts between principal and agent," Journal of Economic Theory, Elsevier, vol. 29(1), pages 1-21, February.
- Koenig, Evan F, 1985. "Indirect Methods for Regulating Externalities under Uncertainty," The Quarterly Journal of Economics, MIT Press, vol. 100(2), pages 479-93, May.
- Demski, Joel S. & Sappington, David E. M. & Spiller, Pablo T., 1988. "Incentive schemes with multiple agents and bankruptcy constraints," Journal of Economic Theory, Elsevier, vol. 44(1), pages 156-167, February.
- Sandler, Todd & Sterbenz, Frederic P., 1988. "Externalities, pigouvian corrections, and risk attitudes," Journal of Environmental Economics and Management, Elsevier, vol. 15(4), pages 488-504, December.
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Resident Evil 4: iPhone zombie-whompin'
Some people like chocolate, some like vanilla. Some go for Glenn Beck, some for Jon Stewart. And some dig vampires, while others love their zombies.
Me, I'm just waiting for the day I can buy a chocolate zombie Stewart. Until then, I will sit here eating Trader Joe's Swiss 72 percent Dark Chocolate (world's best), listening to The Daily Show in the background and whompin' the undead in Resident Evil 4.
Hot on the heels of Resident Evil Degeneration, the console classic just arrived in the App Store for $7.99.… Read more


text: 03/01/2014 No. 43 Women's Tennis Blanks Kansas State, 4-0Lee Taylor Walker reaches 90 career wins 02/25/2014 Women's Tennis Upsets No. 26 Pepperdine to Extend Home Winning StreakLady Tigers defeat Pepperdine 4-3 for 36th-straight home win 02/17/2014 No. 31 Women's Tennis Defeats No. 75 SMU, 5-2Three Lady Tigers post wins in doubles and singles 02/16/2014 No. 31 Memphis Rallies for 4-3 Victory Over No. 40 TCUHibberd and Wegner go 2-0 on the day 01/25/2014 No. 31 Memphis Defeats No. 39 VCU, 4-2, to Begin ITA Kick-Off WeekendLady Tigers advance to championsip match tomorrow at 12 p.m. (CT) between either North Carolina or Denver 12/10/2013 Memphis Tennis Suits Up for Annual Costume Day PracticeThe men's and women's tennis team suited up for their annual costume day practice last week to close out their fall semester practices. Watch what you missed right here on the Memphis Tiger Network. 11/11/2013 Eye of the Tiger: Memphis Women's Tennis TeamEye of the Tiger is back and this time you get a chance to go behind the scenes of a women's tennis team practice as they take to the courts at the Racquet Club of Memphis. 05/02/2013 Women's TennisJeff Brightwell sits down with women's tennis head coach Lee Taylor Walker to talk about the Tigers trip to Houston last week for the C-USA Championship tournament. They also talk in depth about Memphis' chances at an at-large bid into their first ever NCAA Tournament. 04/03/2013 Women's TennisEpisode 71: Jeff Brightwell sits down with Head Coach Lee Taylor Walker and recaps Senior Day vs. UTEP and Southern Miss, the presentation for the seniors, and previews upcoming match at #16 Notre Dame. The Memphis Women's tennis team were 14-0 at home this season. 02/13/2013 Women's TennisEpisode 53: Jeff Brightwell sits down with Head Coach Lee Taylor Walker and talks about previous matches, current home winning streak, and upcoming matches this month vs. #60 Kansas State, #70 Columbia, and #12 Virginia. The 2013-14 campaign marks Lee Taylor Walker's seventh season as head coach of the University of Memphis women's tennis program. The 2013 Wilson/ITA Ohio Valley Region Coach of the Year has made significant improvements to the program in his six years at Memphis. Walker guided the Lady Tigers to unprecedented success in the 2012-13 season with the program's first trip to the NCAA Tournament and a win in the first round of the tournament. Memphis entered the NCAA Tournament as the No. 3 seed in the Tuscaloosa Regional before defeating the No. 2 seed Florida State in dominant fashion, 4-1, to advance to the second round. Memphis finished its historic season at 18-7 and a national ranking of No. 32 after a 4-0 loss to No. 9 Alabama in the second round of the NCAA Tournament. The 18 wins for the 2013 team tied for the fifth-most wins in a single season in program history. Memphis achieved a program-high ranking of No. 22 on Feb. 26 after a 5-2 win over No. 16 Virginia, beating the highest-ranked opponent in program history. The Lady Tigers posted six wins over ranked teams during the season with three victories over teams in the top 25 (Virginia, Notre Dame and Florida State). Memphis also received much recognition in Conference USA as six Lady Tigers earned C-USA accolades, tying a conference record. Skylar Kuykendall was named C-USA Freshman of the Year, becoming the first Lady Tiger to earn the honor. The Lady Tigers also earned regional accolades as Courtney Collins was named the ITA Ohio Valley Region Senior of the Year and Tiffany Welcher was honored with the region's Cissie Leary Award for Sportsmanship. Walker helped Collins advance to her second-straight NCAA Singles Championships and a season-ending ranking of No. 50. Collins also finished the season No. 79 in doubles with Kelly Gray while the duo of Stefanie Mikesz and Caroline Wegner ranked No. 64 at the end of the season. Regionally, all eight Lady Tigers were recognized in either the singles or doubles rankings at the end of the season. In 2012, the U of M spent all but one week during the spring season in the ITA rankings, reaching a then program-best No. 51 on Mar. 20. Walker guided Collins to become the program's first participant in the NCAA Women's Singles Championships after ending the regular season ranked No. 31. In all, five Lady Tigers earned rankings in 2011-12, with Mikesz, Welcher, Mariya Slupska and Alyssa Hibberd joining Collins in the polls. Collins' 2012 ITA Ohio Valley Cissie Leary Award for Sportsmanship and All-C-USA First Team selection highlighted the 17 postseason awards earned by those five athletes and Kelly Gray. The Lady Tigers have steadily improved in the rankings and wins column under Walker's direction. Heading into the 2012 season, Walker's squad boasted a program-best five nationally-ranked netters: No. 51 Stefanie Mikesz, No. 60 Courtney Collins, No. 98 Mariya Slupska in singles, and 41st-ranked duo Alyssa Hibberd and Tiffany Welcher. In 2011, Walker guided Collins to All-Conference USA First Team honors and Slupska to C-USA Newcomer of the Year, both being first-ever selections for the program. In 2010, Walker coached senior Ashley Murdock to her third-consecutive All-Conference USA Second Team selection and Collins to her first All-C-USA nod. In 2008-09, Walker's second season, the Lady Tigers went 10-13, including wins over conference foes Southern Miss and UAB. In his first season as head coach, Walker led the Lady Tigers to a 9-13 mark. In the fall of 2008, Walker coached Murdock and Marjorie Ondeck to the semifinals of the 2008 ITA Southeast Regional in Winston-Salem, N.C. Murdock and Ondeck defeated doubles tandems from No. 13 Clemson, No. 17 North Carolina and No. 25 Tennessee on their way to the semifinals. Walker, a native of Jackson, Tenn., played for Memphis from 2001-04, teaming with current assistant coach Ben Stapp in his first season. The duo became the highest-ranked doubles tandem in school history, ranking No. 12 in the country at the end of the 2001 fall season. Walker was also a nationally-ranked singles player, climbing as high as No. 48 in the country. He won 54 singles matches, playing primarily at the No. 1 and 2 positions during his three-year Tigers career. He was 64-29 in doubles. He was the school's first Conference USA first team honoree and also was named to the C-USA Men's Tennis All-Decade Team (1995-2005). Off the court, Walker was named the recipient of the 2004 ITA/Arthur Ashe Sportsmanship and Leadership award, which he received as part of U.S. Open festivities. Walker received both his bachelor's and master's degrees from the University of Memphis, graduating in December of 2006 with a Master's Degree in human movement sciences. After graduating, he spent three seasons as an assistant coach with the men's program and spent the 2006-07 season as an assistant for the Lady Tigers prior to being named the head coach of the program in 2007. Walker is married to former Lady Tigers soccer player Erin May Ferris. He has one brother, Matt, who is a tennis coach in Bradenton, Fla. Walker is the son of Susan and Dr. Danny Walker, who was a quarterback at Vanderbilt and UT Martin. |


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Sting-Kill does as it says.
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9:00 a.m. - 4:00 p.m. |
PART OF PARSONS FESTIVAL 2012: STUDENT FILM SCREENINGS 9:00 a.m. - 1:00 p.m. Seniors in the BFA Communication Design, Illustration, and Design and Technology programs show animations, motion graphics, and videos. Modes range from the documentary and narrative to the experimental and just plain fun. TYPEFACE, A DOCUMENTARY 1:00 p.m. - 3:00 p.m. The BFA Communication Design and Illustration programs present the NYC premiere of Kartemquin Films' Typeface. This documentary explores the twilight of an analog craft that is freshly inspiring artists in a digital age by examining the fate of the Hamilton Wood Type Museum in Wisconsin. The film will be presented by director Justine Nagan and will be followed by a panel discussion.This event is part of Parsons Festival 2012. |
Location: 6 East 16th Street, D1009 Admission: |


text: Tensions between the newly independent country and Sudan have been especially high as of late. Much of the recent violence stems from action in the South Kordofan region of the Sudan [BBC backgrounder] between Sudanese troops and troops loyal to South Sudan's army. Last month, A UN official denounced continued human rights abuses [JURIST report] against civilians in the region. The UN Under-Secretary-General for Humanitarian Affairs [official website] and Emergency Relief Coordinator Valerie Amos [official profile] said that the UN knows of more than 70,000 people who have been displaced by the conflict, many of whom are subject to violence and targeting due to their ethnic heritage. Additionally, the UN reported that several peacekeepers had been held and tortured [UN News Centre report] in the region, and that those providing humanitarian relief are vulnerable.South Kordofan is a state in the center of Sudan, and has been a disputed territory between Sudan and South Sudan, due to its oil reserves. Despite months of negotiations, a final deal regarding how the two countries will share oil revenue has not been reached.


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Water permeates throughout many aspects of life in Arizona, the Southwest and the world. Get the latest information on water quality issues including reclaimed water, septic systems and drinking water requirements. You can also find information on water use for plants, crops and trees as well as how best to care for water in your watersheds, rivers, streams and wells. For more Water information, visit the additional topic areas below.
What's Happening
- Every Little Drop Makes a Big Difference February 2014
- When it Rains it Runs Off: Runoff and Urbanized Areas in Arizona July 2011
- Water Use in Vegetables - Cauliflower January 2009
Dragonfly Day began in 2013 as an Arizona SciTech Festival signature event.
In the Upper Gila Watershed, drought conditions are having serious effects. Wells are going dry and farmers are planting fewer crops.
UA Science Keeps Fairways Green With Less Water
Smartscape: A Training Program for Landscape Professionals™ consists of nine classes taught by University of Arizona faculty and local business pro
The University of Arizona College of Agriculture & Life Sciences Cooperative Extension Onsite Wastewater Education Program proudly announces it
The National Ground Water Association is issuing monthly, one-page newsletters about tools to
A new private well owner hotline operated by the National Ground Water Association (NGWA) went into operation September 24.
In Arizona the number of new domestic wells now exceeds 3,000 each year, with an estimated 100,000+ wells across the State.
About 5% of Arizona's population depends on private wells for fresh water and more than 40% of our annual water use comes from Arizona's aquifers.
Mark your calendars for Dragonfly Day on Saturday March 29th at the Rio Salado Habitat Restoration Area!
High-strength wastewater is a challenge for typical onsite wastewater treatment systems.
This new 1-day class will cover how to install, inspect, and provide O&M for onsite wastewater treatment systems that incorporate a mound soil
Intro to Design of Onsite Wastewater Treatment Systems This is a 1-day course on designing onsite wastewater treatment and dispersal systems using
Did you know that you are now required to attend an ADEQ-approved course before initiating the real estate inspection?
The NAWT installer class covers the following topics: Planning and site evaluation; Installing sewage tanks and ATUs; Installing below-ground syste
This is a 2-day, ADEQ-approved course covering soil and site evaluation for onsite wastewater treatment systems.


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San Diego Head Coach Norv Turner cited turnovers and big plays as the fuel to Denver's Week 6 comeback at Qualcomm Stadium. Those problems have continued to plague the Chargers since then. Accordingly, Turner's team has fixed its gameplan to minimize turnovers and keep the Broncos from finding the open field.
"The big negative plays, the turnovers are killing us," Turner said Tuesday in a conference call. "Our biggest thing is we need to go put four quarters together, play at a high level, take care of the ball and not give up. If a team's going to make plays on you, make them earn it. Don't give up easy plays. It's a challenge for us coming into Denver."
Turner said that even though the team often plays well throughout the majority of a game, a bad turnover at a bad time will ruin it. While quarterback Philip Rivers has been highly accurate in the last two weeks, completing 47-of-57 passes, a pair of late interceptions against Tampa Bay led to a loss.
Click to continue reading "Chargers Look to Eliminate Turnovers, Big Plays"


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Wilde Stein - Videos
How Do I Get to the Rainbow Resource Center?
In April 2009, Wilde Stein joined over 4,000 other Mainers at the Augusta Civic Center in support of LD 1020 for Marriage Equality. Our Vice President, Edie Hansen, spoke as we all stood side-by-side with our orange "One in Ten" Pride Week t-shirts. Watch the video below!
Every year we host the very popular drag show as part of Pride Week. At the right, you can watch the entire 2009 Drag Show in 17 parts!
<iframe width="560″ height="345″ src="http://www.youtube.com/embed/BZU-HQ_c8bg" frameborder="0″ allowfullscreen></iframe>


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ICH News
- Welcome to the Institute's new Internet
- Stem cell technique offers new potential to treat blindness
- 20 percent of adult obesity might be caused by infant nutrition
- Study to reduce birth defects
- Beta thalassaemia gene therapy success
- Genetic link with human male infertility identified
- New research into Congenital Toxoplasmosis endorses UK health guidance for pregnant women
- ICH Poster Competition and Open Day
- Is 'breast only' for first six months best?
- Six months of exclusive breast feeding: how good is the evidence?
- Major new programme to tackle childhood obesity launched
- Study shows that early detection of Severe Combined Immunodeficiency would save lives
- £28 Million boost to understand child health
- The impact of sex selection and abortion in China, India and South Korea
- Regenerative medicine success for muscles
- New study examines early-onset eating disorders in under-13s
- International 50-year mortality trends in children and young people reveal an inadequate response to the health problems and causes of death in adolescents, particularly young men
- Apples, oranges and jam – the tasty way to keep kidney disease at bay
- Scientists prove heart has built-in repair mechanism: Exciting breakthrough towards mending broken hearts
- Fight for Sight awards £1 million for retinal disease research
- New Policy Research Unit in the Health of Children, Young People and Families
- UCLB and NCYPE announce a commercialisation agreement with Special Products Limited for Epistatus®
- Molecular scalpel hope for Duchenne muscular dystrophy
- Eating disorders linked to fertility problems and negative feelings towards pregnancy
- Science: From Cradle to Grave
- £36 million boost for children's health research
- Gene therapy success for children born without functioning immune system
- ICH Open Day 2011
- Under 16s make up less than one per cent of NHS patient surveys
- Mitochondria genes and cardiomyopathy
- Child Health Research PhD Studentships 2012-13
- Tate Liverpool exhibition inspires pioneering science games
- No consistent decrease in child maltreatment despite years of policy initiatives designed to achieve it
- New approach on bone marrow transplant infections
- Genetic testing for antibiotic related deafness
- Great Ormond Street Hospital Children's Charity announces plans to build a Centre for Children's Rare Disease Research
- Gene therapy shows clinical effect in third immune disease
- Clean delivery kits linked to substantial reduction in neonatal deaths in South Asia, study shows
- Genetic variant inherited from the mother significantly increases birth weight
- Not enough is known about prescription drug use in pregnancy, say experts
- Improving access to education and employment and reducing the risk of transport-related injury are among the best ways to improve adolescent health
- Research reveals association between red hair gene and rare birthmarks
- Five new UCL fellows of Academy of Medical Sciences
- Surgery boost for children with drug-resistant epilepsy.
- Professor of economics and deputy director appointed to the new UK Birth Cohort Study
- First example of a heritable abnormality affecting semantic cognition found
- New Director of the UCL Institute of Child Health
- New approach to recording suspected child abuse in patient records
- Amniotic fluid yields alternatives to embryonic stem cells
- Europe's first research centre to battle birth defects
- New cause of thyroid hormone deficiency discovered
- £10 million boost for Centre for Children's Rare Disease Research
- EU awards grant to develop new drug for Duchenne muscular dystrophy
- New research centre for teenagers with arthritis
- Major study shows steep decline in figure for diagnosed epilepsy
- Obesity leads to vitamin D deficiency
- Researchers find gene responsible for rare condition that can lead to melanomas
- ICH research highlights unmet needs of children and young people with cancer and challenges public policy
- Amniotic fluid stem cells repair gut damage
- Developmental delays identified in children with prolonged seizures
- Number of people in UK diagnosed with eating disorders is increasing
- New method strips lungs of old cells in three hours
- Overall child deaths due to injuries are down in the UK
- Aug 13
- Prestigious NIHR Research Professorship awarded to Professor Persis Amrolia
Quick Links
Not enough is known about prescription drug use in pregnancy, say experts
30 March 2012
Prescription drug use during pregnancy is prevalent, however, not enough is known about the adverse effects they may have on the developing fetus, concludes a new review published in The Obstetrician & Gynaecologist (TOG) today.
The majority of women take prescriptions for pregnancy-related complaints and minor infections. However, a small proportion of women receive medication for treatment for chronic diseases such as asthma, depression or hypertension.
The prevalence of congenital malformations is estimated at 2–3% of all births, of which approximately 1% are considered attributable to prescription drug use during pregnancy, states the review.
Two common groups of drugs, anti-epileptics and antidepressants are explored in the review.
Anti-epileptic drugs (AEDs) are the most studied group of drugs in pregnancy, with an estimated 1 in 250 pregnancies exposed.
National Institute for Health and Clinical Excellence (NICE) guidelines state that it is not possible to comment on the risks of physical abnormalities from the drugs in view of the limited data available.
The review also looks at preliminary data collated from the UK Epilepsy and Pregnancy Register which found that the risk of congenital malformations with the use of one AED was 3.7% (n = 2598), compared with 6.0% (n = 770) in those women taking two or more AEDs.
Up to 4% of women use antidepressants during pregnancy, with 2.3% taking selective serotonin reuptake inhibitors (SSRIs).
A large birth defect registry study found no association between maternal SSRI use and cardiac malformations. However, the review states that antidepressant use in late pregnancy is associated with neonatal complications such as premature birth, feeding problems, respiratory distress syndrome, endocrine and metabolic disorders and temperature regulation disorders.
The review concludes that our evidence base for using prescription drugs in pregnancy remains limited and that drug companies do not recruit pregnant women to their clinical trials unless the drug in question is aimed at pregnancy-related disease.
Alastair Sutcliffe, Senior Lecturer in Child Health, UCL Institute of Child Health and co-author of the review said:
"Many pregnant women use prescription drugs, however, the risk to the fetus remains unknown.
"Pregnant women are excluded from clinical trials which means when new drugs are released there is almost no information on their safety and efficacy in pregnancy."
TOG's Editor –in-Chief, Jason Waugh said:
"The maternal physiological changes that occur during pregnancy can alter what the body does to the drug in some cases. More research is needed into the fetal effects of some drugs as there are big gaps in our knowledge."
Page last modified on 30 mar 12 14:38


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- 09-19-2012, 05:34 PM Thread Author #1
Will BB10 support simultaneous Voice And Data?
Some iPhone fans I work with are pissed that the iPhone 5 will NOT support simultaneous Voice And Data On Verizon. Our phones are supplied by the small company that I work for. The plan is paid for by the company. The network is Verizon. We basically choose whatever phone we want. I have a BB 9850. Others have iPhones. At least one co-working was looking forward to an LTE iPhone on Verizon. He wants to drop his laptop Air Card from the plan, and tether to his iPhone instead. He was just waiting for an LTE iPhone for Simultaneous Voice and Data while tethered! Well, I guess he will have to wait for the iPhone 5s or something.
So, I assume it's too soon to know exactly what antenna's are in the BB10 handsets, and how they are provisioned for use, but I would love to know if the BB10 will support simultaneous Voice And Data on Verizon like all the Andriod LTE handsets already do. - 09-19-2012, 05:55 PM #2
Good question my man.
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I'm no more qualified to say so because I own a BlackBerry - 09-19-2012, 06:03 PM #3
Doesn't this depend on the processor RIM use?
I rock a BlackBerry Z10 - 09-19-2012, 06:14 PM #4
Yes it depends on the wireless chipset RIM selects for Verizon and Sprint phones.
There's not going to be a voice + data iPhone 5S for Sprint or Verizon. A third antenna would require Apple to produce a third model iPhone 5 which would cut into profit margins.Last edited by JohnEnglish; 09-19-2012 at 06:18 PM.
no it depends on the antenna the iPhone does nto have two antennas to support CDMA voice and data simultaniously where as GSM can integrate it all with one.
i think Apple released it this way in hopes that the CDMA upgrades will happen soon, and it might be since the problem with the iPhone is arising. if RIM decides to use multiple antennas they should be fine, we've yet to hear of any of the Android LTE devices having this problem on CDMA - 09-19-2012, 06:54 PM Thread Author #6
Right, the Android LTE handsets on Sprint and Verizon do not have this problem because they equiped the units with the necesary antennas to do simultanious voice and data transmission. Apple chose not to, for whatever cost, battery, size, or whatever other unknown reason.
Waiting to see what RIM does with the new BB10 handsets designed for the same carrier configuration. - 09-19-2012, 07:00 PM #7
Three pages on the same question... No one knows the answer yet. - 09-19-2012, 07:11 PM Thread Author #9
I believe when Verizon (or Sprint) launches Voice over LTE (voLTE) - this issue won't be a problem anymore. It will work just like any GSM/HSPA network.
The question is when is Verizon going to launch this for its LTE network. Hopefully sooner rather than later. - 09-19-2012, 07:37 PM Thread Author #11
Yes, David, that is my understanding as well. I have not found any estimates on when that may be implemented. Those with Android LTE phones will not have to concern themselves with that. IPhone 5 users on Verizon and Sprint will just have to suffer while they wait. Us BB users will still just suffer while we wait for an LTE handset at all... Lol
Re: Will BB10 support simultaneous Voice And Data?
CDMA does not support voice and data simultaneously TDMA does. LTE, 2G, 4G makes no difference. Sprint is CDMA and AT&T is TDMA. Code division tx/rx a dedicated data channel for handling the voice channel allocation. TDMA time division allows alternating time slots for handling voice and data.
Richard - 11-07-2012, 02:56 AM #13
- 11-07-2012, 09:29 AM Thread Author #14
Will BB10 support simultaneous Voice And Data?
I have it on pretty good authority that it will
Loving my Z10! - 11-08-2012, 06:25 PM #16
Re: Will BB10 support simultaneous Voice And Data?
4GLTE is NOT CDMA. 4GLTE phones use a sim card. so it is sorta like "TDMA"
so again its not a cdma issue, its more of a coverage issue. if you only have a "3G" signal im sure it'll be CDMA'ish and you cant talk and data, but if you have full LTE then i dont see why not... BUTTTTTT the radio RIM decides to throw on the phone will have the final say on said issue. - 03-03-2013, 02:44 AM #18
I heard a while back that it would, but I forget where I heard it so I can't coment on the reliability of the source.
Proud Owner of a BlackBerry Q10
Phones in the future will not support simultaneous radios. The only reason this was done was because there wasn't a way to do fallback to cdma while in LTE coverage. So their blunt solution was to just have both radios running at the same time. You don't want to do this because it's a tremendous battery drain.
Once IMS is up and running, you'll be able to do simultaneous voice and data on LTE.
Posted via CB10 - 03-03-2013, 10:30 AM #20
This is not a problem with gsm networks.
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03-03-2013, 11:17 AM #21It would depend on the network. GSM networks will. CDMA networks will ONLY if the phone is connected to LTE.
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Bottom Line Why Ben Silbermann Keeps Creating New Pinterest Accounts First impressions can make or break a brand. Pinterest founder Ben Silbermann tells us why he makes sure to check in frequently with what a user's first impression is. Read More » By Miles Kohrman
Dialed Blood, Beer, And Bourbon: How To Turn Negative Word Of Mouth Into Positive Promotion In the best of times and the worst of times, social media can be used to effectively engage--and learn about--your customers. Read More » By Bryan Pearson
How To Be A Success At Everything Zen And The Art Of Constructive Conversations Whether it's on the tennis court or the sales floor, applying principles from Yoga and meditation can help you keep your composure and work towards the result you want. Remember: breathe! Read More » By Neil Baron
How To Be A Success At Everything The Simple Secret That Can Transform Your Marketing Strategy One in four mobile applications are never used again after being downloaded, and 26% of applications are not used more than once. That's why helping--you heard that right--your customers instead of simply throwing a product in their faces is the best move you can make. Read More » By Ekaterina Walter
leadership The Wisdom Of The Cronut: Why Long Lines Are Worth the Wait Would you wait 2 hours for a pastry? Harvard behavioral scientist and author Francesca Gino discusses the coveted cronut, and how it makes customers do exactly that. Read More » By Francesca Gino ADVERTISEMENT
Leadership Now Your Choice Of Paper Towels Shouldn't Cause An Existential Crisis Studies show that too many choices intimidate consumers--so much so, that many are scared off. Can we make the purchasing process less painful? Read More » By Patrick Kayser
Creative Conversations Deliver An Experience That Matters: 3 Steps To Creating Lasting Loyalty In Your Customers There are 8.5 loyalty program memberships for every man, woman, and child in the U.S. But what do customers really want? Read More » By Bryan Pearson
Creative Conversations Have You Rewarded Your Fans Today? The Alarmingly High Cost Of Bad Customer Service Some new stats are ugly: Nearly 70% of defecting customers would've stayed if a problem had been resolved with one call, instead of requiring multiple interactions. Here's Salesforce exec Peter Coffee on how to please the people you need most, and save your bottom line. Read More » By Peter Coffee
Co.Design Think You're An Industry Leader? Not So Fast I was recently at my bank, telling the branch manager that I don't like its online banking system. She was literally offended: "But we are the best in our industry, I'll show you the results of our survey." I said, "But it is not about how you measure up against other banks. You don't solve my problems -- you make things harder than they should be." Read More » By Anthony Franco
leadership Small Businesses Connecting with Customers on Multiple Fronts Small business owners who say their number one concern is attracting new customers seem to be making the right moves to address that concern according to a new survey. Read More » By Eric Groves


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Sep 18, 2010, 08:00 AM | #1 |
Skype password status quo
I have a password issue with skype that almost reaches philosophical heights:
I have a skype account, which works well on my MacBook. But today I thought I would install it on my iPhone, therefore needing my password. Realizing I hadn't used it for quite a while, since I've checked the "remember password"- box, I searched in Keychain but the password wasn't saved there. Nevertheless Skype remembers the password and automatically logs in, so I could see what my e-mail address was and use the "recover password"-future on their website. However, when I try to do that it says it doesn't recognize my e-mail address. So I open the skype application again where I, instead of "my profile", go to "view account". There I can see that while my "profile e-mail address" is there, there's no "registered e-mail adress" which apparently is something else, meaning I can't recover my password like that. So the question is, how do I recover my password from the skype application? (guessing that would be the solution) I've found an application that does this for windows but not for mac. Thanks for any answers! Jonatan |
0 |
Sep 19, 2010, 10:48 AM | #2 |
Your Keychain Access application probably holds the password. Open Keychain Access, look through the list of passwords for a Skype entry, double-click the entry and fill the checkbox next to Show password and provide your administrator password. Did that work?
0 |
Sep 19, 2010, 11:25 AM | #3 | |
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Oct 18, 2012, 07:38 AM | #4 |
I have now the same issue with skype and lost password. Keychain does not show the password and if i try to see the password via terminal its encrypted. So please tell me, did you find a solution to recover your skype password?? |
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Oct 18, 2012, 09:55 AM | #5 |
To recover a forgotten Skype password, this may be a good place to start:https://login.skype.com/account/password-reset-request
FWIW, it worked for me.
27" i7 iMac (10.9.2), iPhone 5 (7.1) Those who can make you believe absurdities can make you commit atrocities. ~Voltaire |
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Feb 11, 2013, 08:19 AM | #6 |
any news
I wonder why only so few people came across this issue. I'm holding back of reseting my parents mac mini for years simply because of this freaking 'skype' password.
If someone finds where skype for mac os x saves its password and knows how to display it, I would be super happy! Basically the following combination makes it somehow impossible to recover or set a new password, even though your skype still works and logs in happily: - the pwd is not saved in the keychain, altough Skype creates an entry there - skype password reset only works over 'registered' email adresses - w/o pwd, one cannot enter an 'registered' email address on skype - skype allows(ed?) to delete the 'registered' email adress w/o entering another one |
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Cellar/Tasting Notes "The 2008 Barbaresco Riserva Paje wraps around the palate with layers of dark fruit, spices and menthol. Today, the Paje is one of the more open of the 2008 Riservas, but there is plenty going on in the glass. Sweet floral and spiced notes add lift on the finish. As good as the Paje is, it also..
Cellar/Tasting Notes "The 2008 Barbaresco Riserva Montefico hits the palate with a blast of fruit intermingled with copious acidity and pure structure. Montefico shares a boundary with Ovello, and shows many of the structural elements typically associated with that side, but with more depth in its fruit, probably..
Cellar/Tasting Notes "Smoke, incense and tobacco are some of the many nuances that emerge from the 2009 Barolo Vigneto Cannubi. One of the very best 2009s from this historic site, Burlotto's Cannubi impresses for its depth, richness and sheer power. The sensuality typical of Cannubi is given extra dimensions of pure..
Cellar/Tasting Notes "Chapelle St. Theodoric is a project between winemaker Baptiste Grangeon and Peter Weygandt, or as Robert Parker called it—the "brainchild" of Peter Weygandt. The single vineyard, La Guigasse, is a pure sand soil where the vines (all Grenache) range in age of from 50 to 100 years. The..
Cellar/Tasting Notes Dark red fruit, menthol, spices, licorice and plums meld together in the 2009 Cabernet Sauvignon. Rich, layered and textured, the Cabernet Sauvignon has plenty of vintage 2009 juiciness, but firm, well-integrated tannins provide a gorgeous backbone of structure. The style is bold, juicy and direct,..
Cellar/Tasting Notes "The 2008 Il Pino di Biserno is a rich wine endowed with considerable depth. Plums, blackberries, exotic spices, mocha and licorice are all woven together in this imposing, structured wine. The pedigree of the 2008 vintage comes through in spades. The 2008 is striking. I can't wait to see how this..
Cellar/Tasting Notes The 2005 Imperial Gran Reserva is firing on all cylinders. Smoked cured meats, balsamic notes of beeswax, antique shop and incense define the complex and elegant nose. The medium-bodied palate reveals an impressively powerful wine which manages to feel light on its feet. I needed to swallow a bit..
Cellar/Tasting Notes "The 2004 Barolo Riserva is an amazing wine with a full load of mint, cassis, licorice, tar, cedar and cola. You need to go back to the glass time and time again to fully comprehend the enormity of the bouquet. Once you absorb that first wave of aromas, a second wave of leather, spice and tobacco..
Cellar/Tasting Notes "Mount Eden's 2010 Chardonnay is stunning. Honeysuckle, tangerine, apricot, and cr?me brulee literally jump from the glass A vivid, exotic wine, the 2010 is constantly changing in the glass. Stylistically, the 2010 is a little richer than Mount Eden fans are used to, but all the elements are in the..
Cellar/Tasting Notes [This] sensational Chateauneuf du Pape has fabulous fruit concentration. Full-bodied, pure and certainly a star of the vintage [it] is a brilliant achievement in 2009, and I kept going back to the glass for another whiff of the kirsch and black raspberry notes.


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Apple adds special Mac Birthday section to App Store
In celebration of the 30th anniversary of the Macintosh, Apple has added a special "Happy Birthday, Mac" section to its App Store.
The section offers quick links to Apple's App offerings, such as OS X, iPhoto and iLife programs, and its Pro suites like Final Cut Pro and Logic Pro X. In addition, it offers a selection of popular "Amazing Apps" and "Great Games." All of these are special selections by Apple to "capture the spirit of what makes [the Mac] so extraordinary."
In addition to app offerings, the birthday section … Read more


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RALEIGH Rejecting pleas to slow down what one lawmaker called the seizure of Charlottes airport, the N.C. Senate on Tuesday tentatively approved a bill that would transfer airport control from the city to an independent authority.
Senators voted for the measure 33-16, largely along party lines. The Republican-backed bill is expected to win final approval Wednesday before moving to the House.
Democrats tried unsuccessfully to derail or at least delay the measure.
Sen. Malcolm Graham of Charlotte urged colleagues not to rip out the heart of the region. And Sen. Dan Clodfelter of Charlotte said, If the bill is a great idea today it will be a good idea tomorrow.
If the bill is a bad idea today, he added, I sure would like to know it before I jump off the cliff.
But Republicans turned back an effort to study the bill and two other Democratic amendments. The city has already launched a study expected to be finished by May.
Sen. Bob Rucho, a Matthews Republican and main sponsor, argued that an authority would ensure the continued success of one of the nations busiest airports and an economic engine for the region and state. He said an authority also would provide a smooth transition after the retirement of Aviation Director Jerry Orr, whos 72.
Graham argued against changing a management structure proven to work since 1935. He criticized what he called the lack of transparency with the legislation, which he said has been pushed by unnamed, faceless business leaders.
Rucho has said the idea came from local business leaders, whom he has declined to name. Republican Gov. Pat McCrory, a former Charlotte mayor, has characterized the fight as a dispute between factions in City Hall and the business community.
Bond counsel memo
Graham and other critics also questioned a memo Rucho touted.
The advisory memo, from a Louisiana-based bond counsel, sought to answer questions about more than $800 million in outstanding airport debt, questions that had delayed the Senate vote by a week. The firm, Jones Walker, concluded that an authority would not impact the bond obligations.
The memo was sent to the Alliance for a Better Charlotte, a group started in the 1990s and run by former Charlotte City Council member Stan Campbell.
We arent very familiar with Alliance for a Better Charlotte, Graham said.
Sen. Dan Blue, a Raleigh Democrat, said the memo was just that, not a legal opinion that would carry more weight. Against that he cited a letter to the City Council last month from the citys bond counsel.
In the letter, Donald Ubell said there is no legal provision for transferring the debt from the city to an authority. Transferring it without bondholder consent, he said, could result in a city default. The Jones Walker memo, however, dismissed that notion.
Were playing with fire, Blue said.
Democrats appealed unsuccessfully to await an opinion on the bonds from state Treasurer Janet Cowell. Her report is due this month.
Minority leader criticizes
Senate Minority Leader Martin Nesbitt of Asheville alluded to last years legislation that transferred control of Ashevilles airport to a regional authority. Ruchos bill, he said, is just what I experienced last year on steroids.
In a comment that seemed directed at Orr, Nesbitt cited a city employee whos a benevolent dictator as a reason behind the bill.
Because one guy decides hes bigger than everybody, then he goes and gets him a posse to push the legislation.
Orr has previously said that he liked the idea of an authority, but he hasnt taken a stand on the current bill.
Reached Tuesday, Orr declined to comment.
In a statement, Nesbitt later said Republicans were intent on a power grab and attempted seizure of the airport.
After watching the vote from the gallery, Charlotte City Council member Andy Dulin said he was surprised his fellow Republicans voted to allow an unelected authority to seize land. The bill gives the authority the power to acquire land through eminent domain, even in an expedited quick take process.
My party is supposed to be for property rights, Dulin said. That just blows my mind.
GOP council member Warren Cooksey, who was also at the legislature arguing against the bill, alluded to Ruchos citation of a report by a task force led by former Democratic Lt. Gov. Walter Dalton. The task force concluded that no local government should control or regulate the development of those regional assets. But, it added, further investigation and legal expertise is needed.
I didnt realize I voted for Bob Rucho to carry out Democrat policies, Cooksey said.
The bill could move slower in the House.
House Speaker Thom Tillis, a Cornelius Republican, last week called Charlotte Douglas an enormous success story and said he would move in a very methodical fashion.
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Read Customer Reviews
The Carhartt Sweater Knit Quarter Zip will keep you comfortable on the job and off. Constructed in 9.5-ounce, 100% cotton flat-back rib-knit fabric, the Carhartt Sweater Knit Quarter Zip shirt is soft and smooth on the inside yet feels like a sweater on the outside. The rib-knit quarter-zip collar and cuffs add comfort, and the elbow patches enhance durability. Wear it on its own, or as a layer over or under another garment.


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Family-Friendly Monster Mash Halloween Costume Party
Halloween was made for kids and we love the idea of throwing a pre-Trick-or-Treat Halloween party complete with costume contest and fun food for both them and their parents.
Halloween was made for kids and we love the idea of throwing a pre-Trick-or-Treat Halloween party complete with costume contest and fun food for both them and their parents.
Don't look for sugary treats at this party though, as that is left for the trick or treaters to fill their bags with. Instead, we're serving a Halloween meal that's as fun to look at as it is to eat and all inspired by one super cute Halloween invitation that will get the kids and their parents pumped!
Kids costume parties have been a staple of Halloween for decades. We sent out the adorable Mummy Wrap costume party invitations from Pear Tree Greetings to help inspire a supper gathering before the kids head out to fill their bags with Halloween treats.
Our party concept was a family-friendy fete with a Monster Mash theme. We held the costume party on Halloween night before the kids headed out for some trick-or-treating fun.
Since there are many different characters at a costume party we wanted to incorporate an eclectic design concept to reflect that. We used bright colors and themed party ware to decorate with, but our food choices came directly from the mummy motif on our invitation from Pear Tree Greetings.
We chose to serve a hearty supper menu so the kids would be fueled for their trick or treating afterwards. Check out all 3 of our easy Mummy treats below!
And we think the costume contest is a great addition to the evening complete with DIY prize winning ribbons!
Read on below for all the family-friendly Halloween party ideas featured in our Monster Mash!
This idea was sponsored by Pear Tree Greetings.


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From ErfWiki
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[edit] Proposed Canon
Topotato was a Warlord in service to Jetstone, who was traded to Haggar in exchange for a pair of Clotheshorses and a tun of mead. He drowned whilst trying to lead an attack underwater. He was deeply stupid.
While in service to Jetstone, he managed the City of Spacerock
[edit] Notes
Name is based on the children's counting rhyme "One potato two potato three potato four".


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Topics in this article:Marketing Detroit Regional Chamber Advertising Second Stage Second Stage Extra Social media Lowe Campbell Ewald
Originally Published: January 12, 2014 8:00 AM Modified: January 14, 2014 1:19 AM
10 questions to ask yourself when building your marketing planBy Amy Haimerl
You've survived the proverbial Valley of Death and are no longer a startup. Your business is growing and revenue is strong. You're still thinking about selling every waking minute, but at least you have a strong customer base. 1. What is the difference between sales and marketing?
Paula Tompkins
Sales is not marketing. Marketing is not sales. 2. What are you really selling?
Mike Jackson
As you separate the sales and marketing aspects of your business, you may discover a big difference between what you sell and what you market. What you sell is all about you; what you market is all about your customers. 3. Do you understand your brand?
Pete Spender
"Brand is the personification of your company," said Pete Spender of Lowe Campbell Ewald. "When people say 'branding,' people get scared and think big advertising budgets. But at this stage it's more about creating the experience for the customer. I think about marketing as finding the end consumer without doing it face to face because your company has grown to a size where you need to reach larger groups than the CEO can do in person. But branding is who you are." 4. What is your story?
James Martinez
By early last year, the Detroit Regional Chamber knew a marketing nightmare was looming. If the city declared bankruptcy, Detroit would continue to be the butt of late-night jokes. To hijack that narrative, the chamber went on the offense, mounting social media and traditional media campaigns promoting the city. It told the story of successful entrepreneurs, including giving a Shinola watch to MSNBC's Joe Scarborough. 5. Are you focused on your customer?
Christina Lovio-George
It's always about the customer. You sell rings; they buy memories. You sell engine parts; the automakers buy guaranteed on-time delivery of a critical component. 6. Is social media right for you? All of our experts said, yes, social media is right for you. 7. Are you being consistent?
Meredith Kerekes
One of Meredith Kerekes' pet peeves is companies that don't practice strategic integrated marketing campaigns. Did your eyes just gloss over? Yeah. You're not alone. 8. Are you ready to evolve? As you develop your marketing strategy, your actual tactics may need to evolve over time. Social media, now a staple, once was new. Now, you have to think about the next steps and how they may — or may not — benefit your firm. 9. Are you spreading your own message? Marketing budgets are, of course, slim. Second-stage companies don't have the dollars to chase every fad or idea. But oftentimes the best marketing is straight from the CEO's mouth. Lovio-George recommends volunteering as a way to spread your message. You do good work in the community, meeting others who might think of you as a potential vendor in the future. Plus, it gives you insight to how you're perceived 10. How do you hire an agency? There is no secret sauce for this one, unfortunately. Topics in this article:Marketing Detroit Regional Chamber Advertising Second Stage Second Stage Extra Social media Lowe Campbell Ewald
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SOURCE Roskill Information Services
LONDON, January 21, 2014 /PRNewswire/ --
Following months of uncertainty surrounding Indonesia's export ban on raw material exports, on January 12th the country defied the cynics by implementing its controversial policy, with nickel and bauxite exports most affected. Despite previous speculation that the Indonesian government would consent to transitional arrangements, only the two largest copper producers in the country - Freeport McMoran and NewMont Mining Corporation - received any such relief. Owing to a parallel planned increase in the export tax on copper concentrates from 20% to 60% by the second half of 2016, even these companies will find their competitiveness sorely tested.
In the first week of trading following the ban, nickel prices rallied from US$13,680/t to US$14,595/t an increase of 6.7%. Given that Indonesia accounted for 17% of mined nickel in 2013, by Roskill estimates, this market response may best be described as subdued, with the price increase thus far representing a mere blip in nickel's long-term price charts. A further increase appears likely, but may come in the form of a gradual climb as stockpiles are rundown, with prices expected to increase to US$16,000/t or beyond in 2014.
This increase will, however, depend on the future evolution of Indonesia's export policy, as Roskill considers the ban's coming into effect to represent merely another step in an on-going debate. Domestically, a legal challenge to the ban has been raised in Indonesia's two highest courts, while early reports of lay-offs and protests in response to the ban are likely to prove fertile ground for opposition candidates in the April 9th legislative and July 9th presidential elections. As Indonesia's current President is nearing the end of his two terms in office, a change in political leadership is inevitable, and the succeeding government's stance on the export ban remains impossible to predict.
International pressures may also conspire to effect a change in the policy. The Philippines is expected to the main winner in the upheaval of the nickel market, with the country representing the only other large-scale source of lateritic ore. Volumes of nickel ore exports from the Philippines are expected to increase, but the low-grade of ore from the Philippines is ill-suited for use in China's modern rotary kiln electric furnaces . The use of the ore could increase production costs by as much as 30%, rendering the process economically unattractive to new producers even at prices as high as US$17,000/t, although existing producers may maintain production to minimise losses and honour supply agreements.
On the flip-side, therefore, China's nickel pig iron and stainless steel industries are likely to emerge as the ban's biggest losers, aside from Indonesia's own treasury (in the near term). As such, the Chinese government may enter the political fray surrounding the nickel ban and attempt to effectuate an exemption for some of its companies, through diplomatic back-channels. Chinese-Indonesian relationships were normalised in 1990 and China has since grown to become Indonesia's second-largest trading partner, behind Japan, with bilateral trade expected to reach US$80 billion by 2015. Chinese companies also remain heavily invested in infrastructural development, and although it may wait to see the outcome of the Indonesia's presidential elections, Roskill expects that China may leverage its influence to secure the interests of its metal industries by securing additional transitional arrangements.
Despite the effects of Indonesia's nickel export ban, Roskill remains sceptical that a supply deficit is likely to emerge anywhere prior to 2017/2018. Compared to other metal products, the price elasticity of nickel supply is relatively high, and any increase in nickel prices - particularly from the lows of 2013 - is expected to result in increased output. Based on estimated industry costs, for instance, an increase in nickel prices from US$14,000/t to US$16,000/t will restore profitability to approximately 200ktpy of nickel capacity, compounded by parallel price-related demand destruction.
Roskill's latest Nickel Market Outlook, published January 2014, provides a more in-depth analysis of the nickel market, its players, and the impact of the export ban and provides an overview of alternative scenarios for long-term price trends in nickel. Roskill forecasts a baseline price of US$18,000/t for 2018, with considerable upwards potential if the nickel ban is maintained in its current form. Future modifications to Indonesia's export policy remain a distinct possibility. This latest edition is available athttp://www.roskill.com/nickel.
Note to editors
Roskill Information Services Ltd. of London, UK is a leading provider of multi-client and bespoke market research services to the minerals and metals industry.
The new Nickel report contains 498 pages, 310 tables and 102 figures plus an appendix of international trade statistics. It provides a detailed review of the industry, with subsections on the activities of the leading producing companies. It also analyses consumption, trade and prices.
For further information on this report, please contact Patrick Stratton, firstname.lastname@example.com or +44-20-8417 -087.
©2012 PR Newswire. All Rights Reserved.
She was found dead in the driver's seat. Police say two people found Sligh inside a car around 3 a.m. on South White Street and called 911.
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From Friday, 28 May at 9.00am, there will be around 90,000 additional tickets for the 2010 FIFA World Cup™ available for public sale across all 64 matches, including the Final, the Opening Game and the two Semi-Finals. In total there are about 160,000 tickets still available for the public via the current sales channels (FIFA.com, Call Centre, Ticketing Centres, FNB Branches and Shoprite/Checkers).
34,000 of these tickets are available in category 4 (the most affordable for South African residents only), 28,000 in category 3, 23,000 in category 2 and 75,000 in category 1. "For the Final there are only about 800 tickets left, but for other matches it's up to a few thousands", explained FIFA Secretary General Jérôme Valcke.
So far 96% of the total of 2,88 million purchasable tickets have been sold. The additional 90,000 tickets for public sale have become available following the finalisation of seating arrangements at all FIFA World Cup™ match venues, after the final stadium inspections have been completed, and further adjustments of different ticket allocations.
"The target is to reach about 97 or 98% which would correspond with the figures from the past FIFA World Cups and this would make us very happy," said Valcke.
"One thing is clear, this is the last big inventory available for the public," emphasised Danny Jordaan, CEO of the 2010 FIFA World Cup Organising Committee South Africa.


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Product Type: Executive & managerial chairs; Conference chairs | Base Material Details: Aluminum |
Upholstery Material: Leather | Passive or Active: Passive |
Arm Adjustment Type: Height; Angle | Assembly Required: Yes |
Product Warranty: 2 Years | Style: Modern |
Arm Type: T-bar | Arm Finish: Black |
Armrest Material: Plastic | Base Material: Metal |
Exterior Seat Material: Leather | Upholstered: Yes |
Mechanism: Lever | Locking Adjustments: Yes |
Swivel: Yes | Back Height: High-back |
Back Type: Upholstered | Headrest Included: Yes |
Adjustable Height: Yes | Lumbar Support: Yes |
Seat Slider: Yes | Life Stage: Teen; Adult |
Quality Rating: Best | Casters: Yes |
Leg Type: Five-point rolling | Armed: Yes |
Adjustable Arms: Yes | Commercial Use: Yes |
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Jesper Office committed to help artisans preserve the American tradition of hand craftsmanship and furniture. Made in America means a smaller environmental footprint. From the wood to the metal, the materials they choose to the energy it takes to ship and deliver items, are just a few reasons that you can feel good about the furniture you bring into your home.


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June 4, 2012
Public transportation ridership surged in the first quarter of 2012, as Americans took nearly 2.7 billion trips, an increase of 5% over the first quarter of last year, according to a report released today by the American Public Transportation Association (APTA). This was the fifth consecutive quarter of U.S. public transit ridership increase, as 125.7 million more trips were taken than the first quarter of 2011.
All public transit modes saw increases and several saw significantly high increases. Light rail use increased by 6.7% and heavy rail use increased by 5.5%. Some public transit systems throughout all the areas of the U.S. reported record ridership for the first quarter.
"High gas prices were part of the reason for this large first quarter ridership increase," said APTA President/CEO Michael Melaniphy. "More and more people are choosing to save money by taking public transportation when gas prices are high.
The report's findings were touted at the General Session of APTA's Annual Rail Conference in Dallas by Melaniphy and FRA Administrator Joseph Szabo.
"As Congress is negotiating a federal surface transportation bill that is now more than 2 1/2 years overdue, our federal representatives need to act before the June 30 deadline to ensure that public transportation systems will be able to meet the growing demand," said Melaniphy. "It's obvious from the surge in public transit ridership in the first quarter that Americans need and want public transportation."
To view the report, click here.
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Joey Gallerani, 9, holds his dad's award as Boulder police officers Vinnie Galleriani, right, and Michael Heath were given the Award for Excellence for their actions during last year's flood, during a ceremony at the Public Safety Building on Monday.
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