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Ahead for investors: The 3 E's and housing
The economy, Europe and earnings, including reports from Goldman Sachs, eBay, Google and Microsoft, will command a lot of investor attention. And 4 big reports will help clarify whether the housing market is starting to mend.
The stock market has enjoyed a nice little to start to 2012. The coming week may tell investors if the rally has the strength to withstand the stresses of earnings and economic reports and the constant headache of Europe's debt crisis. And if big money is right about a housing rebound coming.
Expect a roller-coaster week. Thanks to the Martin Luther King holiday that will close U.S. markets, their European counterparts will get a chance Monday to react mostly alone to Friday's downgrades of the debt of nine countries, including France, Italy, Spain and Portugal.
Then the earnings kick in: Citigroup (C), Goldman Sachs (GS), Morgan Stanley (MS), Bank of America (BAC), Google (GOOG), Intel (INTC), Microsoft (MSFT) and General Electric (GE). That's for starters.
The economic reports include two on inflation, three on manufacturing and four related to the health of housing.
When the week is done, investors will know a lot: If the banking system can withstand Europe. If the market has some gains ahead of it. Whether tensions with Iran will escalate into something dangerous. Whether the housing rebound is real.
Article continues below.
The market ended Friday with its second weekly gain in a row. The Dow Jones industrials ($INDU) gained 0.5%, with the Standard & Poor's 500 Index ($INX) up 0.9%, and the Nasdaq Composite Index ($COMPX) ahead 1.4%.
The market settled into a pattern of low volume but also low volatility. That may sound boring, but that's a bit of a relief after 2011, when the Dow moved up or down 100 points on 42% of 2011's 252 trading days. If you want a really good market, slow and steady gains offer staying power.
The week ahead brings the reaction to the European downgrades and the collapse of talks over restructuring Greece's debt and some big earnings.
You can expect some volatility from the downgrades and, more probably, from the Greek crisis. What no one wants is a messy default where no one knows the facts. Especially the exposure of big investors, such as French banks, to a default.
Futures trading late Sunday -- and early Monday trading in Asia -- suggests the downgrades and Greece are going to weigh on non-U.S. markets overall Monday. Futures on U.S. stock indexes were lower, which may lead to a lower open for U.S. stocks on Tuesday.
Earnings may well become a bigger influence on markets as the week moves on. The early part of earnings season is banks and big a lot of big techs, and they move markets.
And then there's housing. It's a disaster, right? Well, maybe not. The uncertainty has to do with the big run-up in housing-related stocks since the market bottomed in early October.
The Philadelphia Housing Sector Index ($HGX), which tracks big homebuilders like PulteGroup (PHM), Ryland (RYL) and D.R. Horton (DHI), is up 11% so far in January. That's after falling 31% in the second and third quarters of 2011 and gaining 29.5% in the fourth quarter.
Shares of Home Depot (HD), Lowe's (LOW), Masco (MAS), which makes faucets and cabinets) and paint-maker Sherwin-Williams (SHW) have been rallying strongly since the summer at least. The one exception, which is worth considering: Whirlpool (WHR).
Is something really happening? Building permits, which are better to study than housing starts, look like they've bottomed. Existing-home sales look like they've bottomed. But the problem with housing is that the great unknown is whether foreclosures are close to getting cleaned out.
You see that in home prices, which are still falling because of the pressure that prices of foreclosed homes exert on many markets, such as Florida, Arizona, California and Nevada. In Ohio, single-family home prices fell 7.2% in November. Take out the distressed-property sales, and prices were up 0.3%.
The data suggest that housing activity was better in the fall than the summer on a relative basis. (Home sales typically peak in June or July.) But we're still dealing with record-low levels of activity. Existing-home sales in November were off nearly 40% from their peak in 2005. Building permits are still off nearly 70% from their bloated high in mid-2005.
If there are gains on all these reports, that's a signal something is happening. You'll see it in increased single-family permits and starts and home sales.
It could well be that multifamily permits are telling us a rebound is forming. They typically start to expand nine months to a year before single-family starts. That seems to be occurring now.
This week brings four reports that will help clarify the situation:
- The Mortgage Bankers Association's weekly survey on mortgage applications on Tuesday. This index perked up a little in the week ended Jan. 6. It's been flat or declining, a reflection of consumer confidence.
- The National Association of Home Builders' confidence index on Wednesday. This should show some increasing confidence among homebuilders.
- The Commerce Department's December report on housing starts and building permits on Thursday. Expect a small gain.
- The National Association of Realtors' December report on existing-home sales on Friday. Expect a small gain.
Markets for the week | ||||||||||||
1/13/2012 | 1/6/2012 | % chg. | YTD chg. | |||||||||
Dow Industrials | 12,422.06 | 12,359.92 | 0.50% | 1.67% | ||||||||
Nasdaq | 2,710.67 | 2,674.22 | 1.36% | 4.05% | ||||||||
Russell 2000 | 764.20 | 749.71 | 1.93% | 3.14% | ||||||||
Crude oil | $98.70 | $101.56 | -2.82% | -0.13% | ||||||||
(per barrel) | ||||||||||||
U.S. Dollar Index | 81.79 | 81.60 | 0.24% | 1.58% | ||||||||
10-yr. Treasury | 1.85% | 1.96% | -5.51% | -0.96% | ||||||||
Gold | $1,630.80 | 1,616.80 | 0.87% | 4.08% |
The week ahead begins the acceleration of earnings reports for the fourth quarter.
Here's a rundown of some of the key reports:
Tuesday: Citigroup, TD Ameritrade (AMTD), Wells Fargo (WFC). The key is whether problem loan rates, particularly in home loans, is coming down. JPMorgan Chase (JPM) suggested Friday they were.
Wednesday: Goldman Sachs, Northern Trust (NTRS), State Street (STT), eBay (EBAY) and F5 Networks (FFIV). The latter is a big player in cloud computing. Goldman Sachs will probably show weak earnings because of reduced trading and investment banking revenue. And look for its exposure to Europe.
Thursday:Advanced Micro Devices (AMD), American Express (AXP), Bank of America, Southeastern banking company BB&T Corp. (BBT), Google, IBM (IBM), Intel (INTC), Morgan Stanley (MS), Southwest Airlines (LUV), Union Pacific (UNP) and Microsoft, the publisher of MSN Money. Like Goldman Sachs, Morgan Stanley has suffered from reduced trading and investment-banking business. It also has been combating worries about Europe. Bank of America has lots of problems. Watch what it says about its troubled mortgage operations.
Friday: General Electric, SunTrust Banks (STI) and oil-services giant Schlumberger (SLB).
The economy: Inflation and manufacturing
Aside from the housing reports, the week is concentrated on manufacturing and inflation.
Empire Manufacturing Index for January, due Tuesday from the Federal Reserve Bank of New York. Look for continued gains from December.
Producer Price Index for December, due Wednesday from the Labor Department. This should show few inflation pressures.
Industrial production for December, due Wednesday from the Commerce Department. Disruptions last fall caused by Thailand flooding that damaged electronics plants should be clearing up. But utilities may be weak because of abnormally warm weather in December.
Philly Fed manufacturing Index for January, due Thursday from the Federal Reserve Bank of Philadelphia. Like the Empire index, look for continued gains from December.
With some housing numbers due this week...keep in mind that there are still millions of homeowners underwater on their mortgages with no chance the market will rebound to even get them back to even. In addition, the majority of the banks and mortgage companies have slowed down the foreclosure proceedings due to not having enough help to process the paperwork and government intervention imposing a moratorium so there are millions of more homes that should and will be foreclosed on it's just a matter of when. Factor all this in and the net result is there is a bunch of exisitng homes that will become foreclosures thus keeping the market down and forcing prices lower.
I would also question the existing home sales reported by the National Association of Realtors as they have admittedly lied in the past about reporting over inflated numbers and it wasn't until CorelLogic an independent 3rd party investigated them did they admit they reported false numbers. Numbers are too often manipulated to make things appear better than they really are.
Even as things improve (which they aren't ) too many people now have the knowledge that it doesn't really matter, you can walk away from your house if it gets to expensive. That the stigma is pretty much gone for BK and to NOT believe a ****ing thing the bank has to say. Hire a real estate lawyer for a closing :) Not all that expensive. Banks are LOVING that one.
People have had the confidence blown that a house is an investment. Who is going to risk paying tons of money for a house when everyone is looking for a deal ....... Many Many people are creating a new American Dream. Being Debt free.
People have had their mobility destroyed being tied to a house they can't sell and since they didn't buy it planning to live there the next 50 years they are basically screwed. How bout all those millions and millions of foreclosed houses that are ghetto holes now in what were once nice neighborhoods...what is going to happen to those? What about the house values near those homes? Lets face it the banks aren't going to invest in them. they will just sit on them forever until some wall street **** buys them cheap and sells them as meth labs. So you have contniual decline in values there as well.
Housing is shot. Forget housing for at least the next 5 - 10 years. And that's if this country gets its **** together. Big IF.
hmmm... In many states you cannot even close on a real estate deal without being represented by counsel. The banks didn't force people to buy over priced real estate, not did they force people to default.
If they do not default, no housing crisis. Now the banks didn't care if the people they lent money to could afford the loans. They were being unloaded on Freddie and Fannie. Three government policies drove up prices and created the mess...
1. Interest Deductiblity on RE loans.
2. The first $500,000 in RE profits being tax free.
3. The government insisting the 20% rule not be inforced by lenders.
All 3 of these items brought speculators into the maket. If you can't even come up with 20% of your bet, why are you gambling? Imagine if the first 500K in stock market profits were tax free.
Plus people had been sold a bill of goods that Real Estate can only go up in value. Utter nonsense. Real Estate became way over-valued, and people that bought at the top with extreme leverage will get crushed.
I know of no one being foreclosed upon that paid cash. We have a 50% margin rule for stocks, imposed by the SEC. We needed a 25% margin rule for RE imposed by the FDIC. Our so called 'regulators' failed totally, and actually caused the problem. Even today these regulators have failed to institute this rule. Of course many banks have returned to this rule inspite of government resistence.
"Economy, Yep trillions in stimulus, interest rates near zero. On total life support and just barely ticking."
The POINT is the top 10-20% including me are scamming the bottom 50-70% by printing more and more fiat currency prompting the fools to borrow and buy more and more junk while their real assets are being devalued and junk is made in China by $250 month workers. Then the 99% protesters, actually representing the bottom 50% want to blame Wall Street and the establishment for their stupidly of spending $50-100 grand they didn't have on a worthless social science degree in English, psychology or something else that guarantees them $30k a year. That's like spending $40k on an electric car to save $3k a year on gas while piling up $60k in car loan payments. Patient's got socialism cancer and no amount of placebos will cure it.Comrade ActiveRIA...
We are now around 15.8 Trillion in debt. Given 308 million Americans this means that the average family of 4 has a 200,000 debt hanging over their heads. This 'debt' has been pile dup upon Americans by the deficit socialist spending. This years debt will be over 1.3 Trillion (I am betting closer to 1.6 Trillion).
Of course Democrats, not believing in equality when it comes to taxes, will say let someone else pay! Taxes, sir need to be paid by all, we cannot continue leaving 48% of Americans paying zero Federal Income tax. If you insist on this progressive tax nightmare, how many people will lose their jobs to pay for these taxes. As someone that hires people, I can assure you, I will layoff as many people as needed to pay these new taxes.
Comrade ActiveRIA, why don't you ever state what tax rates you want? Why not tell us what you feel is fair? I accept the fact that you feel 'fair' means UNEQUAL. Why not explain your utopian vision?
that won't do, it just won't do ...
"Then the 99% protesters ... want to blame Wall Street and the establishment for their stupidly of spending $50-100 grand they didn't have on a worthless social science degree in English, psychology or something else that guarantees them $30k a year. .... Patient's got socialism cancer and no amount of placebos will cure it."
it doesn't take sherlock holmes to spot numerous errors and inconsistencies here.
1. of course OWS blames wall street - GS et al has been ripping off America for over a century (read "Rolling Stone Goldman Sachs Matt Taibbi"), and they are the ones who are believed to have deep-sixed the euro zone years ago by taking millions to get liabilities hidden by greece and fraudulently slide them into ("qualify") the EU, next they get congress to kill the glass-steagall bank act and then create trillions in mortgage securities to rip off the US and the world. did you not watch the congressional hearings? did you not hear blankfein blasphemously say they were "doing God's work"? did you mis-post or are naive? how many more hundreds of billions will you stand idly by and allow them to siphon out of the American financial system?
2. the VAST MAJORITY of college kids go to school online, they go to juco's (jr. colleges) they go to community college, they live at home and commute, they do work-study, they get scholarships, they get aid grants. they DO NOT "stupidly" spend "$50-100 grand" on college.
3. many english and psych majors are multi-millionaires and very successful. where does this weird stereotyping come from? are you telling me that everyone who graduates with your degree is immediately employed at a high salary these days? what is wrong with being a teacher or helping the mentally ill for $30k a year? is that not honorable, necessary work? what is it that drove you to describe their hard-earned degrees as "worthless"? career regrets?
4. and pray tell what is wrong with enlightened capitalism that pays attention to society's needs as well as corporate profits? the current unfettered free-market capitalism allowed to run amok has been a certified disaster.
no, it was not "both parties" or "big government" or "w. bush" who ruined America ... it was greedy elites and their crony capitalism that perverted our politicians and bent them to their evil deeds.
whatever. i had never seen this side of your posts before and was altogether taken aback, since it means that many of us have still not accepted the core problems rotting away America.
have a good one .....
We are a representative republic with a self-interested president and congress putting their interests ahead of progress for the nation and the jobs progress would create. Our government is a mess but it is perhaps a lot better than elsewhere in the world. America has advantages which will gradually overcome the negative drag of Washington. America is the only major nation that sits of both of the world.' great oceans. This is a huge economic advantage. We still have vast basic resources. We still have a competitive, though complicated, capitalist system. Yes, it favors the wealthy, but that's life. Do away with the wealthy and who do we have to supply us with capital? And without capital, no jobs, baby. So stop gripping and start looking for ways to improve your own life.
This will still be an American centuryalong with China and India.
1. Would We The People (both the 99% & the 1%) all be better off if had there been no Partisan Politics for the last say, 30 years? No Dems, no Reps, no professional politicians, and just one and two term elected representatives from all walks of life and income brackets?
2. Would We The People (the 99% only, moot point for the 1%) all be better off had there never been a Credit Card Industry to help drive the masses into a "debt of convenience," and suck anywhere from 2% to 30% of every dollar spent using plastic out of the economy?
are you rooting for America to become a third-world country one day with a ruling one percent elite like Syria?
No Active I'm not rooting for anything just analyzing what the American voters are doing to themselves with a little help from the two corrupt political parties that are afraid to do what's right and world wide capitalists that are rightly serving their shareholders. The saga we're watching in the EU has to be a warning that the US can not police the world, provide free medical and other services to immigrants and other needy groups and provide the benefits paid for by it's retiring citizenry. Where is the EU going to get the $39 trillion in pension obligations it has promised it's citizens? We've had this discussion many times.It seems that roller coaster weeks are those weeks that Ben Bernanke has a case of the hiccoughs.
Three "E"s, sounds like a failing grade to me.
Economy, Yep trillions in stimulus, interest rates near zero. On total life support and just barely ticking.
Europe, No real workable solutions, and their downturn began last quarter.
Earnings, We'll see how that goes. Still this isn't baseball, so one for three isn't too good.
Mirage and all others,not just you......
Every President and or Adminstration has funded "green" companies or methods to wean us off of oil for 30 years.......Some(maybe too many) are failures, but we still do and are.
Doesn't Congress cut those or approve the CHECKS?
And is it not the Senate and Congress, that SUPPORT a lot of this PORK ??
NAME me a President that hasn't supported those energy policies Since Ford or Carter
Including those two also.
Yup Yamantic.....That was pretty much what the Founders, intended it too be.
A Republic, represented by the Republic's people, elected or appointed.
For the betterment of the Republic and not to usurp certain States Rights.
"We the people....."....for the people,by the people.
The Republic grew and PROGRESS changed many things.....
Including your Credit system, which the masses participated in, at their free will and peril.
My other was involved in that business(owned)...
Office suppliers and Printing companies have dropped like flies in winter over the last 10 years.
She got out...getting was good about 12+ years ago...Retired.
Office Max/Staples put the hurt on all.
With computers and printers,everyone became a publisher...At 4-times the cost. Not too bright.
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[BRIEFING.COM] The stock market finished an upbeat week on a mixed note. The S&P 500 added just over a point, holding its weekly gain at 1.0% while the Nasdaq lost 0.4%.
The major averages began the day on an upbeat note, but relinquished their opening gains during the first 90 minutes of action. The early sentiment was boosted by a better-than-expected nonfarm payrolls report for February (175K versus Briefing.com consensus 163K), but a closer look into the report suggested that ... More
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subset: commoncrawl


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One again, Blacks voted for Obama in "mass quantities." Some put the number at 95 percent, although I've seen a number around 92 percent. The Black vote in the Philadelphia wards was off the charts. One article carried this headline, "Vote was astronomical for Obama in some Philadelphia wards," even though another article reported in September of this year that "[p]overty rose significantly in Philadelphia and its surrounding counties over the last two years, while the city's median household income in 2011 ranked second-worst among the nation's 25 largest cities."RELATED: Black Voters Made Lasting Impact On Historic Election
These areas are deeply affected by policies that are championed by the Democrats. Have the majority of blacks benefited by decades of calls for more poverty programs and and wealth transfer incentives? When you have time, read the article "Philadelphia's Poverty Problem" that was published online in PhillyMag in 2010. It's heart wrenching:
More than a third of the city's kids don't graduate from high school . . . . Sixty percent of the city's children are born out of wedlock. A third grow up in poverty. Philadelphia, recent stats say, is America's poorest big city.Which hurts all of us. Consider the problems just on a practical level: It's tough to attract new business to the city when so much of it is dangerous, when we lack an educated workforce.We lose out on tax revenue. We end up spending more — billions more — on prisons and services trying to resurrect our poorest people than we would in tackling some of their problems head-on.No doubt some Blacks break free from the conditions that they were born into, as the above article points out. They beat some very bad odds, but they are expected to stay with the liberal insistence that a strong central government managed by caring political party is their way out of poverty, and woe to any "minority" who says otherwise. Black and Brown people who support Republicans are said to be "window dressing."
Remember how Stacey Dash was savaged by blacks for her support of Mitt Romney? Consider these comments by Joy-Ann Reid, an on-air contributor at MSNBC:
They just think they need to put more window dressing on it, and find some more black and brown people to say the exact same things they believe. They don't believe they need to change their positions on issues. They just believe they need to change the decoration.


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Gah, I looked at a thread and thought you were me. Looks like I'm going to have to find another avatar xD Glad that you like it! If there's anything else you want me to do, just ask :)
alright, I finished it. It looks epic. [IMG] Sorry, I have no idea why it turns out upside down. Here's the link: http://i1159.photobucket.com/albums/p630/Electrolyte19/finishedarticuno.jpg Click it first, and then copy the HTML. This one is not upside down, lol.
Hey man. I've done a rough sketch, I hope you like it. If there's anything you want me to fix, just tell me. Sorry if it's a bit blurry. [IMG]
Oh yeah, that shouldn't be too hard. Do you just want a picture or do you want a lickie? I could do both for you.
hi, nice to be your acquaintance this round. im free most of th time so pm me on this either su server or irc. best to get you set up there first. also if you havent joined this tournament already, make sure you do: http://www.smogon.com/forums/showthread.php?t=3460542
Do you know were to find the top 10 leads ou 4th gen? I want to make a new team and put that in my threat to show what to do agaist them with my own lead.
Do you know where to find a good damage calculator (with percentages etc.) since I see you sometimes refer to a damage calc (i.e. your signature).


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Your Price: $199.01
Description of Part No. 100-2000. Extra 24-Volt Battery for the PAL, aXs and Splash Pool Lifts.
All pool lifts are powered by a 24 volt, rechargeable battery. This battery should be left on the charger when not in use. Replacement or extra battery for PAL, aXs and Splash Pool Lifts. Not for use on LiftOperator controlled lifts.


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Despite the Rockies struggles on the road over the years, there's always been one place where they tend to play pretty well when they are a competitive team - Petco Park.
When Colorado jumped out of the gate to a 13-4 start, the rule held true as the Rockies swept the Padres in a three game set in their first matchup in San Diego this season. Here's the Rockies record in San Diego during Colorado's three most recent winning seasons.
2010: 7-2
2009: 5-4
2007: 5-4
However, this trend will really be put to the test tonight for three reasons.
1) The Rockies have not shown they are a good team recently. In fact they have been downright awful since they lost Troy Tulowitzki and Dexter Fowler. They have lost three in a row, six out of seven, and 14 of their last 19.
2) The Padres have been excellent at home overall this season despite the Colorado sweep in April. They are 25-18 on the season in Petco Park
3) The Colorado lineup is without Troy Tulowitzki, Dexter Fowler, and Carlo Gonzalez.
The healthy Rockies will oppose Edinson Volquez who, to put it nicely, has not been good this season.
1. Corey Dickerson (L) LF
2. DJ LeMahieu (R) 2B
3. Michael Cuddyer (R) RF
4. Wilin Rosario (R) C
5. Todd Helton (L) 1B
6. Nolan Arenado (R) 3B
7. Tyler Colvin (L) CF
8. Jonathan Herrera (S) SS
9. Tyler Chatwood (R) P
1. Everth Cabrera (S) SS
2. Alexi Amarista (L) CF
3. Chase Headley (S) 3B
4. Carlos Quentin (R) LF
5. Jesus Guzman (R) 1B
6. Logan Forsythe (R) 2B
7. Will Venable (L) RF
8. Rene Rivera (R) C
9. Edinson Volquez (R) P


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Armortech is here at CES 2013 demonstrating their new screen protection technology. To us, that means lots of cool demonstrations including hitting iPhones with hammers and shooting at them. If you are the type that tends to have mishaps with your iPhone, Armortech might be worth checking out.
Armortech isn't available just yet but will be in the first quarter of this year. Depending on what product you choose, price will range from $39 to $69 for complete coverage. If you aren't a fan of wet application, you'll also be glad to know that Armortech products are dry applications.
Anyone think this will actually save your iPhone from drops?


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138 West 48th Street, New York, NY 10036
Also Showing
Other Broadway Venues in New York
In the absurdly enjoyable revivals of Harold Pinter's "No Man's Land" and Samuel Beckett's "Waiting for Godot," Ian McKellen and Patrick Stewart make a most persuasive case for conversation as both the liveliest and loneliest of arts.
Ben Brantley, The New York Times
Buy TicketsPlease note: The term Cort Theater as well as all associated graphics, logos, and/or other tradermarks, tradenames or copyrights are the property of the Cort Theater and are used herein for factual descriptive purposes only. We are in no way associated with or authorized by the Cort Theater and neither that entity nor any of its affiliates have licensed or endorsed us to sell tickets, goods and or services in conjunction with their events.


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9th Annual. A spectacular run along the shores of scenic Birch Bay and on tree lined country roads. Safe, certified and professionally managed courses for serious and recreational runners alike, walkers are welcome. Returning to the original course, the 15K and 30K includes an out and back into Birch Bay State Park. The 30K adds rolling hills and million dollar views. Be inspired! ...an "A" race class event at international distances. A classic road race in every sense of the word. Benefits "Girls of the Run" of Whatcom County.
Training for your 1st Marathon or Half Marathon? The 15K (9.3 miles) or 30K (18.6 miles) are the perfect distance for May race goals. Experience a fully supported race and learn what to expect. You will go into your marathon with more confidence and excitement than you thought possible!
Course Records |
5K | R.B Wick of Bellingham WA 17:14 - 5:34 per mile pace (2011) | 5K | Katie Bianchini, Snohomish WA 19:24 - 6:15 per mile pace (2009) |
15K | Paul Slaymaker, Coquitlam 52:2 –5:38 per mile pace (2009) | 15K | Amber Morrison, Bellingham, 58.08 - 6:15 per mile pace (2011) |
30K | Nik Southwell, Victoria, 1:41:39 – 5:28 per mile pace (2007) | 30K | Elle Greenwood, Vancouver BC 2:02:02 - 6:34 per mile pace (2009) |


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The Art Institute of Charlotte, A campus of South University
Three Lake Pointe Plaza 2110 Water Ridge Parkway, Charlotte, NC 28217
Contact this school directly at (866) 943-4418
With an Art Institutes education, imagine what you could create.
Your creativity is a big part of who you are and where you're going. To take it, and your future, as far as you want, you need an education that's focused on developing your talents and putting you on the path toward the creative career that stirs your imagination. A collaborative education at The Art Institute of Charlotte, a campus of South University is all about the work, the students who create it, and the instructors who guide them.
The first step is to explore these areas of study, and think about where you fit in an industry that runs on ideas.
Who will create tomorrow's designs? You can see opportunity in the web ads, magazine covers, logos, movie posters and product packages created by graphic designers. In the TV, print, outdoor and web ads of advertising professionals. In the aesthetic and practical work of interior designers. And in the new products that spring from the minds of industrial designers.
Tomorrow's media? It takes a combination of creativity and technical savvy to deliver the new smartphone apps, video games, audio and visual experiences, and other digital developments consumers can't get enough of. You could join them in fields like audio production, animation, game art & design, web design, photography, and visual effects.
Tomorrow's styles? The world of fashion is full of career possibilities for people on the cutting edge of style - whether it's creating your own line of apparel, connecting with consumers, forecasting trends, drawing shoppers to the store, or managing a retail operation.
Tomorrow's dining experiences? Consumers have an insatiable appetite for something different--and a growing interest in cuisines from around the world. It adds up to an opportunity to turn your passion for food into a career. You could work in the kitchen as a culinary artist, or in culinary management as the one who blends all the ingredients, from the food to the ambience, to bring customers in the door and keep them coming back.
No matter which opportunity you choose, there's never been a better time to follow it to a creative career - starting with the right creative education. One that gives you the guidance and the tools to create your tomorrow.
Open House Events
Saturday, March 8, 2014
Saturday, March 29, 2014
Saturday, April 12, 2014
Saturday, May 3, 2014
Saturday, May 17, 2014
Saturday, June 14, 2014
See aiprograms.info for program duration, tuition, fees, and other costs, median debt, federal salary data, alumni success, and other important info.
School Website: The Art Institute of Charlotte, A campus of South University


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Items where Author is "Walters, P.S."
Group by: Item Type | No Grouping Jump to: Article Number of items: 2. ArticleWalters, P.S. and Fogg, W.J.M. (2007) Olive Schreiner in Rhodesia: an episode in a biography. English in Africa, 34 (2). pp. 93-109. ISSN 0376-8902 Walters, P.S. and Fogg, W.J.M. (2006) Olive Schreiner at 150: some thoughts on re-editing Cronwright's The Reinterment on Buffelskop. English in Africa, 33 (1). pp. 9-21. ISSN 0376-8902 |


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Lot 1B
Located on Georgetown Road, just south of 30th Street, with the entrances all along the lot to be opened as the lot fills.
Space Size Specifications:
- Daily vehicle spaces are approximately 10 feet by 20 feet.
Specific Lot Policies:
- No overnight parking or camping is permitted.
- Any decision interpreting or enforcing these policies is at the discretion of IMS.
- Hours of operation: Daily parking only
- Daily vehicles: Day of applicable pass - 7 a.m.-7 p.m. (Thursday-Saturday), 5 a.m.-7 p.m. (Race Day)
- Surface: Grass
- Fri, March 07
Format Changes Enhance Battle To Qualify For Indy 500 - Thu, March 06
IMS Infield Glamping Tents Now Available For '500' Race Weekend - Thu, March 06
IMS Taps Levy Restaurants As Concessions Partner - Wed, March 05
Lorenzo Sets Fastest Time as Phillip Island Test Concludes - Tue, March 04
Busch's Indianapolis 500 Entry 'A Dream Come True' - MORE HEADLINES


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As well as being one of the world's most historically interesting and naturally beautiful destinations, the Mediterranean is also home to an unsurpassed culinary tradition. This gastronomic culture of using the very best fresh local ingredients cooked in a simple but delicious and healthy style is the inspiration for the three restaurants on Aegean Odyssey.
The most formal of the ship's restaurants, the Marco Polo, has a full waiter service, casual country-club elegance (a jacket is suggested at dinner) and Mediterranean influenced food. At lunchtime, you can choose from a variety of starters such as Parma ham and melon or tricolore salad, three dishes of the day including grilled fish, a pasta special and a choice of desserts, fruit and cheese. In the evening, dinner will include appetizers, soup, salads, a choice of three or four main courses and desserts (see menu).
The complimentary house wines are carefully sourced from Italy, Croatia, Sicily and Greece. There is also a full wine list of superior vintages available.
* Lunch in The Marco Polo is available on days at sea, but not when we operate a full-day excursion.
With a combination of indoor and outdoor seating, sophisticated Mediterranean interior design and cooking on the open grill, the Terrace Café replicates the charm and ambiance of a seaside trattoria.
The day starts in the Terrace Café with breakfast when you can either enjoy a healthy combination of yoghurt, fruit and muesli or indulge in eggs, bacon or omelette. For lunch, freshly grilled selections are available and there is a large buffet with hot dishes of the day, a selection of salads, Italian antipasti such as bruschetta, beef carpaccio or fresh mozzarella drizzled with virgin olive oil. Pasta is served with a choice of homemade Italian sauces and for dessert there is a large selection including ice creams. For liquid refreshment there is a wine and aperitif bar.
In the evenings, Tapas on the Terrace recreates the informal yet sophisticated atmosphere of a Mediterranean bistro. Here you can choose from a selection of mouthwatering appetizers, try our delicious seafood paella or pick from the wide range of authentic Italian pizzas.
Equal care has been given to the selection of the wines served at Tapas on the Terrace; these will be served at your table by our helpful waiting staff.
There is something magical about the tradition of taking tea at sea. On afternoons when you are not ashore, a selection of freshly-prepared sandwiches, cakes and scones will be served in the Observation Lounge. Accompanying these is, of course, a selection of refreshing teas and a choice of coffees.
A cup of Darjeeling, a slice of freshly baked cake and the panoramic views of the Mediterranean: the perfect combination.
If you prefer to start your day in the comfort of your cabin, then our room service staff will be happy to bring a continental breakfast. There is also a limited room service menu available throughout the day from noon to midnight.
For those passengers enjoying a late night discussing the excitements of the day's sightseeing, a selection of light snacks, freshly prepared by our chefs, will be available in the Lido and Rendezvous bars.
Ask any world traveler where they receive the best service and they will undoubtedly answer the Far East. Of all the nationalities in that part of the world, it is the Filipinos who carry the highest reputation for attention to detail. Completely fluent in English and always serving with a smile, our Filipino crew will win your hearts. Your cabin steward will refresh your cabin before you even realize you need it.
Your waiter will remember whether you take coffee or tea, and the barman whether you like your Martini shaken or stirred. They, and the rest of our officers and crew, are dedicated to making your holiday a delightful experience throughout.


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Playing their last Western Conference road game, the Bolts, bruised as they may be, face the Central Division power that is the St. Louis Blues.
The 2013 MLS Playoffs have been largely successful on the field. But the coverage, or lack thereof, is inexcusable and needs to be fixed if MLS wants to continue to grow with national television audiences.
MLS is playing little brother to the NHL and WSOP nationally and the Revs will be little brother to the Celtics locally. We've got your viewing guide for tomorrow's game in KC.
Sun Sports, the Lightning's broadcast partner, announced it's 77 game regular season schedule. The Bolts will also be broadcast three times nationally, and twice on local broadcast station WTOG CW 44.
The Bolts and Penguins meet up in another NBC Sports Net telecast; Stamkos and St. Louis chase hardware, but it's not going to be easy...
The rematch starts at 7:30 PM, airing on NBC Sports Net... We welcome the national audience to participate in our game thread. Hey, the more the merrier, right?
There will be no CBA talks between the NHL and NHLPA today as word leaks out that the players were perhaps less than thrilled with the league's newest proposal yesterday, as we suspect they would be. The whole thing, though, will not keep the league
No-touch icing? Realignment? More intense contract restrictions? No more Gary Bettman? What would you change in the NHL?
Looking back on a 1974 NBC NHL broadcast between the Montreal Canadiens.and the Philadelphia Flyers.
A nice bit of commentary from the Daily Racing Forms Mike Watchmaker on televising horse racing.
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Home > > Dining > China & Dinnerware > Mugs, Teacups & Saucers > Wedgwood Dynasty Greek Key Espresso Saucer
This Espresso Saucer is made from fine bone china and decorated with a vibrant palette of colors and a classical Greek Key design.
Now: CAD $28.50
In Stock
Inspired by the beautiful artistic heritage of Ancient China, the Dynasty Collection features fine bone china patterned with a striking and classical motif; bringing all the majesty of the Far East right to your dinner table. This Espresso Saucer is decorated with a vibrant palette of colors and a classical Greek Key design.
Material | Fine Bone China |
Banding | Gold |
Height | 2.5 cm / 1 in |
Length | 11 cm / 4.3 in |
Width | 11 cm / 4.3 in |
Capacity | N/A |
Microwave Safe | 0 |
Oven Safe | N/A |
Washing | Dishwasher Safe |
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Vera Wang Floral Leaf Mug
Wedgwood Harlequin Cuckoo Teacup & Saucer, Blue
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Wedgwood India Tea Saucer
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Wedgwood Dynasty Saucer
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Wedgwood Renaissance Gold Teacup
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Wedgwood Wild Strawberry Teacup
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Good House Keeping! Hearst Tower Achieves Highest Green Building Rating, LEED Platinum
One of the challenges of green buildings is making sure they work. You can buy the fanciest air conditioners, install the most efficient windows, even recycle the toilet water in the drinking fountains, but if building owners do not monitor their energy use, the big-time green investments can be as bad as in conventional buildings.
Hearst knows better. Just as it might tend a photo shoot or test a recipe, the media giant has been tweaking the systems at its Eighth Avenue headquarters since it opened in 2006. Thanks to Heast's efforts, the 46-story tower—the first LEED Gold building in the city—has earned LEED Platinum status for building maintenance, essentially upgrading the building to the highest level of sustainability practices. Read More


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Open Daily
Extended Hours
Discover Comfort.
Find your ideal desk chair at Art Van Furniture. We offer various desk chairs so you can enjoy maximum comfort.
Memphis Chair Collection
Arm Chair W/Swivel Adj Height
The Hamlyn arm chair with adjustable height. Five-leg swivel base with casters for easy mobility. Hydraulic lift system offers adjustable height seating.
Dimensions:Height - 38" Width - 27" Depth - 27"
Compare at $459.99


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Beyond cultural Kool-Aid: Guinness and Jameson have always been Americans' cultural Kool-Aid. Now's a good time to dig deeper. (Bill Hogan, Chicago Tribune) |
Smell: Subtle and nice, not overpowering
Taste: Complex and smooth; hints of smoke from the charred bourbon casks in which it's finished
Jameson Gold Reserve, $22
Smell: Mildly hot, a little sweet
Taste: Familiar, smooth, a bit leathery with a hot aftertaste
Jameson Select Reserve Black Barrel, $35
Smell: Soft anise, softly sweet
Taste: Jameson's smoother, slightly smokier sister; a bit more sipable
Kilbeggan, $20
Smell: Spicy with a touch of hotness, but not too
Taste: Rugged and interesting, chewy and a bit dirty; a working-class whiskey
Michael Collins Blend, $24
Smell: Faint, not too hot
Taste: Fairly sweet but masculine, quite smooth, residual pipe-tobacco flavor
Powers Gold Label, $27
Smell: Quite light, deep nose, rich barley
Taste: Heavy barley overtones, honey-sweet at end
Single malt
A single malted-barley whiskey distilled in a pot still.
Connemara Peated Single Malt, $45
Smell: Scotch-like, because of the peat; heavy smoke and familiar sweet barley smell
Taste: Exactly like Irish whiskey…as if it were raised in Islay, Scotland
Michael Collins 10 Year Old Single Malt, $39
Smell: Richer than the blended version; aging is prevalent
Taste: Round, sweet and rich with a buttery finish
The Tyrconnell Single Malt, $35
Smell: Rich, caramel, a wee bit hot
Taste: Smooth, honey-forward, smoke in back
Single pot still


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Harry Potter Page To Screen: The Complete FilmMaking Journey
As I have said before I don't honestly review production design books but making an exception when Harry Potter falls into that category. Presenting my views over Harry Potter Page to Screen: The Complete Filmmaking Journey by Bob McCabe.
Here is the summary of the book:
Harry Potter: Page to Screen opens the doors to Hogwarts castle and the wizarding world of Harry Potter to reveal the complete behind-the-scenes secrets, techniques, and over-the-top artistry that brought J.K. Rowling's acclaimed novels to cinematic life. Developed in collaboration with the creative team behind the celebrated movie series, this deluxe, 500-plus page compendium features exclusive stories from the cast and crew, hundreds of never-before-seen photographs and concept illustrations sourced from the closed film sets, and rare memorabilia. As the definitive look at the magic that made cinematic history, Page to Screen is the ultimate collectible, perfect for Muggles everywhere.
Its all done in three parts. All the eight films are discussed greatly in terms of production, casting, special effects employing, the challenges each film presented and a lot of comments from the actors, creative team and the directors and the producers. We are introduced methodically to every movie and the side note to how some of the big effects were created and made believable also adds points to the whole write-up. After this first half, the next half of the book is more where the encyclopaedia designation comes in. Giant chunks of the book are dedicated to costumes (really, characters), sets, props, and creatures and what went into the design / how they came to life / concept art.
Regarding this book took me ages to finish, it'll be safe to say that every inch and every line of the book shows us the hard work that went into creating these 8 movies. Gives a serious appreciation FOR the amount of work that went into creating them, and it astonished me how often the techniques I assumed were CGI were actually grounded quite heavily in old-fashioned tricks like miniatures and robots. It's a lot to kind of slog through and absorb all at once. Page to screen also helps us see the way every Potter director worked and helped the world grow with their vision. But a major plus to this whole book is the artwork and the pictures. While the first half presented pictures shot during the movies, the second half was abound in concept art and details about how every nook and cranny of the magical world comes to life on the silver screen, every creature, every prop, costumes and sets are presented for the public to see.
That being said i'm sure you'll all remember that another book just like this was released before the final 2 Potter movies realeased…Yes I'm talking about Harry Potter Film Wizardry, while yes a lot of things presented in this book are also found there and some of you all may find getting Film Wizardry as it is cheaper but Page To Screen makes one hell of a companion to the Potter Saga. It is definitely something I will go back to again in the future.


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High School Athletes Sign On For More
GAINESVILLE- Future college athletes from North Central Florida signed on the line today, as the early singing period continued.
Joel Embriid of The Rock basketball, and Jessica Wilkinson of Buchholz softball both signed a National Letter of Intent today in the company of family and friends.
It was an exciting and emotional day for all, as the students tell TV20 of the relief that comes with the signing.
At Trinity Catholic, two lacrosse players signed on to play in college. Hunter Fuhr committed to Furman and Kevin Norman to Wingate.
Also signing from Trinity Catholic are three baseball players. Shortstop Alex Merritt and outfilder Tim Retamoza will be joining the squad at North Florida, while their teammate catcher Kevin Fuller has commetted to Florida Southern.
Related Stories
- Four High Schools Athletes Sign to Play in College
- Local High School Signings Monday
- High School Signings: St. Francis and Williston
- 3 Sign From Buchholz High School for College Baseball
- High School Roundup: College Signings
- High School Roundup: College Signings 5-29-13
- Athletes Sign on First Day of Early Signing Period
- Local Area Athletes Sign on Dotted Line for National Signing Day
- Three More Signings Around North Central Florida
- Eastside High School Athlete Dies


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Pemphigus and pemphigoid are uncommon dermatological entities in domestic animals and of a presumed autoimmune nature. In one form or another, they have been reported in the dog, cat, horse and goat. Although these diseases are considered to be…
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Nestled along the enchanting Gulf Coast, Best Western Navarre Waterfront is proud to offer our guests their dream wedding on the white...
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A link to Spinach and Ricotta Gnocchi was e-mailed
Debi & Gabriele's homemade limoncello tastes like sunny Tuscany in a glass.
Here's a short list of liquors, liqueurs and mixers to stock your home bar.
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CNS's Security Assessment Division offers a comprehensive suite of security testing and assessment services in order to provide our clients with an expert view of the potential vulnerabilities of their security infrastructure, applications, data and business operations.
Our assessment services are manual & consultant led; the value of our services lies in the extensive knowledge base that the company manages, our tried and tested - yet innovative - testing processes and the quality and experience of our consultants.
CNS are PCI DSS QSA, CHECK & CLAS accredited as well as being an IS027001 lead auditor. Services are offered in the following categories:
For more information on assessment services, or for a quote, please contact us.
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Posted 04 November 2012 - 11:11 AM
I live off Braddock rd, west of 123, Woodson district. Please PM me.
Pay is $45 per kid, need three kids
Brian Reymann
Assistant General Manager
Hilton Garden Inn Washington Dc Downtown
Posted 04 November 2012 - 03:50 PM
Posted 04 November 2012 - 04:01 PM
Posted 05 November 2012 - 10:28 AM
dcdining.com - Restaurant Reviews - Facebook <--- LIKE Meeeeeeee! - Twitter <--- FOLLOW Meeeeeeee!
If you're a member here, please Friend me personally on Facebook (send me a message with your screen name, please, so I know which member you are!)
Posted 05 November 2012 - 04:16 PM
[If any enterprising young person wants to come on here and advertise leaf-removal service, simply leave your contact information and pricing.]
I AM HIRING!!!!! Need help this Saturday too, same as above, but times may change. PM me!
Brian Reymann
Assistant General Manager
Hilton Garden Inn Washington Dc Downtown
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Welcome to THE SPA LADY website!
Our goal is to create satisfied customers of each and every client, which is why we offer more than just
spa services...we offer you a therapeutic experience. We are committed to providing you, our customers
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We look forward to hearing from you and servicing your unique beauty and spa needs.


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Call of Duty: Ghosts (NA)
Third party DRM: Steam
This game requires a free Steam account to play.Description
"Call of Duty: Ghosts will be damned if you peek away from your screen." - PCGamer.com
"Call of Duty: Ghosts' robust multiplayer suite and refreshingly varied campaign make it one of the best in the series." - IGN.com
"Its formula is a world-record-breaking recipe for success." - Computerandvideogames.com
Call of Duty: Ghosts is the latest addition to one of the most successful ever video game series. Developed by Infinity Ward, the studio behind the multi-award winning Call of Duty: Modern Warfare, Call of Duty: Ghosts is a stunning and immersive shooter. The Call of Duty series recently won the prestigious Hall of Fame Award at the Golden Joystick Awards presented by Green Man Gaming.
Call of Duty: Ghosts has 3 main modes: single player, multiplayer and a new squad mode. With new maps, soldier-creation tools, updated tactics and moves, Call of Duty Ghosts is sure to be one of the biggest titles of the year.
Customer reviews
Okay Campaign, Not Much Else...
lork3rr | March 1, 2014 | See all lork3rr's reviews »This game had a pretty okay campaign. It was fun, exciting, and engaging. The plot left much to be desired and was about as dynamic as a stick, but there it was easy to play and had some interesting game mechanics interspersed throughout. Not the best, but certainly not the worst.
Multiplayer added almost nothing to the series, keeping the same exact setup as previous Call of Duty titles and left much to be desired. I found it difficult to grind through the same multiplayer I experienced in previous titles.
The squad mode had significant potential but was underdeveloped and felt tacked on. It offered an interesting change of pace for a few rounds, but quickly fell into the same grind as the standard multiplayer. Other games have implemented the squad-based multiplayer mode better and Ghosts would have been better off taking a few lessons from those titles. All in all an interesting addition to the series that doesn't add much of value.
Gets old fast
dweeez1 | Feb. 15, 2014 | See all dweeez1's reviews »I am a fan of the CoD series and have been buying them annually for about five years now. I usually play them for a few months, then take a break and pick them back up right before the new ones come out. This one seems to have gone stale a lot quicker than others, I played it for about a week and then grew bored with it. I did enjoy the new extinction mode though.
Disappointing, You'll be wanting more
xyz25 | Jan. 26, 2014 | See all xyz25's reviews »Call of Duty: Ghosts was supposed to be the start of a new era. Infinity ward promised a new engine, dedicated servers, balanced gameplay, and much...much more. Like every year for the past 5 years I was sucked into this charade, and spent 60 dollars on this.
The game looks ugly sadly, even though it looks "better" than previous call of duties. Really the only major difference in graphics is a few lighting effects here or there, which don't make up for the fact that the textures are ALL very jagged and simple. The lack of an in game FOV changer is a big warning sign that Infinity Ward did not put that much time into their pc port, the game is STILL buggy to this day on PC, even after massive patch overhauls, and the fanbase has dwindled since release. If you are looking for a good time waster, then maybe MAYBE pick this game up on sale, but if you are looking for a groundbreaking CAll of Duty, you will be extremely disappointed 62/100
Nothing New
chataolauj | Jan. 23, 2014 | See all chataolauj's reviews »My review and I'm pretty sure most of the other reviews state the same thing. Call of Duty franchise has a hit a brick wall. They don't know how to improve their games anymore. Battlefield has won the battle of best shooting multiplayer game of 2013. Don't buy this if you have Black Ops 2 because you'll just be wasting money. I guess the dog in the campaign is the only big difference, but if you take out the dog the game is just the same old same old. This game is valued at the price of priceless.
Unoptimized and Saturated.
Engreyz | Jan. 10, 2014 | See all Engreyz's reviews »This game is not for the budget PC gamer. Every single time I think "I really want to play an FPS!". I start up Ghosts and try to play it, but no dice. The game runs terrible. I have a Radeon 6770, AMD Athlon x4 640 quad core, 4 gb of ram. I know the game says I don't meet the minimum requires, but I just don't get why the game has the minimum requirements set that high? Like literally, the game looks the same exact as MW3 but with saturated colors, and dogs added to the game. But all in all, I bet the game would be extremely fun if I could play it, but since I can't since it's an unoptimized pile of crap, I have to give the game at least a 20.


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Features Warrior's reinforced thumb and thumb shield for maximum protection. Internal VaporTek Lining that provides comfort while wicking moisture away from the skin. Warrior's patented Vaporvent system located in the back of the hand and in the mesh palms for superior air flow and comfort. New tighter fit 4Bar backhand design for better feel on your stick and more hand control when cradling. Double split cuff protects the wrist but allows for maximum flexibility. VaporTek liner provides the ultimate in fit and comfort.
Please note: 10" gloves are only available in black and white.
Things I Liked:
Great gloves -- fit and protection while still having feel.
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Lacrossegoalie - VA - 1/17/2011
Flexible grip, good BASIC thumb protection.
Thumb protection.
These are good if a goalie is in junior high or youth league, once you get shooters who have a faster shot you are going to end up in trouble both in thumb injury and other fingers taking a beating.
GoalieMom - WA - 7/27/2011
The thumb protection was better than expected. I remember the first day I wore them for practice and everybody loved the look of the glove.
Better venting would help. There are only 6 vents total, 3 on the palm and 3 on the back. The venting is the only problem I had.
Great glove for those goalies who want a good glove for a reasonable price.
Brenden B. - Boise, ID - 6/6/2012
bought for my 11 year old. said gloves broken in after first practice.They have very good thumb protection for young players.
better back of hand protection, son said after taking a shot to back of hand his hand stung for a while after practice.
overall very good gloves. when my son ges to high school will move up to buzzkills.
keith - Chicopee,Ma - 5/1/2013
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Health Care
Navigating the complexities of an industry in transition
Pervasive challenges in the health care industry have prompted profound transformation in how health care is accessed, delivered and financed. These changes are opening opportunities for hospitals, health insurers and other health care-focused organizations to rethink strategies — and find innovations in lowering costs while delivering exceptional value.
As you navigate complexities and pursue opportunities on the industry's new horizon, we can help you grow and thrive.
Health care reform: early adopters share lessons learned
Panel members who have taken the lead in responding to the Affordable Care Act, discuss the risks, costs, compliance and strategic obligations of health care reform.
New Horizons: 2013 health care provider report
Innovations in the US health care industry proliferate, but systems for delivering and paying for care haven't kept pace. How are these challenges being addressed?
Managed Care 2.0: everything old is new again?
The Affordable Care Act signaled a new era in US health care. Our report highlights key differences between managed care of the 1990s and today.
Let's talk: optimization, growth, protecting performance
In an increasingly complex environment, organizations are looking for new ways to optimize, grow, and protect their business.
Health Industry Post: population health management
Population health management principles and technologies have the potential to curtail costs and deliver value. Learn how payers and providers are collaborating for positive outcomes.
New Horizons: 2012 health care provider report
As the health care industry moves from rewarding volume to rewarding quality outcomes, collaboration is a vital approach. We provide key considerations for executives and board members.
Five things you ought to know about ICD-10
ICD-10 will multiply and alter the codes US providers and payers use for coding medical information. Our 5: insights for executives series explores five key questions for evaluating ICD-10 readiness.
Health Care Advisory Services
Our integrated health care practice leverages payer and provider perspectives – providing a holistic view of the health care landscape. Learn more.
Health Care Industry Post library
Access our archive of news and analysis of key issues in the health care industry.
US health care reform
Health care reform law has vast implications for all companies and their employees, as well as hospitals, health plans, pharmaceutical companies and other industry stakeholders.
Health insurance exchanges are coming
Many states have begun developing health insurance exchanges. Find out how to be a leader and increase membership, market share and growth.
Access more of our health care reform resources.
Tax implications of the Affordable Care Act
For employers, the Affordable Care Act (ACA) is more than a benefits law. It's a tax law that has far-reaching impact on US companies of all industries, geographies and sizes.
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Life sciences industry reports
Covering the areas of biotech, pharma and medical technology, our Global Life Sciences Center brings together a worldwide team of professionals to help you achieve your potential.
Beyond Borders: global biotech report 2013
We saw a strong performance by major biotech players, but a challenging environment for the rest of the industry. Read more in our 2013 industry report.
Access more of our Life Sciences resources.


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2014 March | Vol. 7 No. 7
Black History Month "Power of Gospel" at YRP
York Regional Police kicked off its celebration of Black History Month with an incredible start with a turn out from the whole community. The day was spent celebrating a proud history for the African-Canadian community and role models both inside and outside of the police force. The event guests included Karen Burke with performances by Toronto Mass Choir, George St. Kitts, Nadine Williams and......more
View Full Calendar
Upcoming Events
1st Annual Easter Celebration - Registration starts
Location: Panda Party, 1-255 Industrial Parkway South
Time: 9:30am-6pm


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It's easy being green: 5 St Patrick's Day crafts for kids
St Patrick's Day is that jolly time of year when we all get to talk in a lilting accent, drink Irish coffee and chat about shamrocks, leprechauns or James Nesbitt. You could even do all those things at once, if you are a clever multi-tasker. (Lay off the Irish Cream, though.)
St Pat's Day is not just for grown-ups. There are lots of cute and creative ways to get your kids involved, too. You could make shamrock-shaped pancakes or green jelly. You could sort all the green jelly babies from a packet into one festive pile. You could sip green tea or snack on pesto pasta. Or you could have a St Pat's Day crafternoon and get crafty together.
Here are five cute ideas to spark creative times. Which ones will you make?!
St Patrick's Day printables from One Charming Party
A bag of golden coins would totally make MY day, and even better if they are chocolate ones. Pick up some coins from your local supermarket, bag them up together and gift to special friends and visitors. Gold!
Grow your own wheatgrass from Makes and Takes
Grow your own wheatgrass! I like this idea and you could use any sort of sprouting plant for quick results. Add a face to your pot for extra-friendly green-haired plants!
Make a forest friend in a nutsell from Patch o' Dirt Farm
How cute is this adorable forest friend In a mossy green nutshell? You could make the hedgehog as shown in this how-to, or you could add other tiny animal toys instead. I think this is totally delightful!
Make an alligator card from Kidspot
Arrgh. When my youngest was two we had a 'rah' party. Everything with teeth was a 'rah' to him, so we had dinosaur rahs, tiger rahs, monster rahs ... What we really needed was this alligator rah! He is super toothy and as green as you get!
Mini acorn houses from Living Locurto
This green-thumbed project is proof that sometimes things are better in miniature! Mini acorn houses in a mini terrarium made by mini people?! Win! I think I want to make a fairy garden like this!
More green activities
- Make a garden composter
- Plant a bean pyramid
- Grow a herb garden
- Grow your own tomatoes
- Go on a nature walk
More activities for St Patrick's Day:
- Shamrock streamer
- Wallop
- Shamrock puzzle
- Tri match
- Shamrock shatter
- St Patrick's Day word find: Easy
- St Patrick's Day word find: Medium
- St Patrick's Day word find: Hard
More recipes for St Patrick's Day:
- Slow cooker Irish stew
- Irish cream fudge
- Irish soda bread
- Homemade Irish cream
- Rainbow cake
- Rainbow cupcakes
- Rainbow marble or layer cake


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NYSE Euronext
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Winning Celebrities And The Companies They Endorse
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As M&A heats up among the exchanges, here's how the market currently looks. -
Introduction To Currency Futures
The forex market is not the only way for investors and traders to participate in ... -
This Week In Finance - Nasdaq Turns 40
As the exchange enters its 40th year, it's a good time to examine how the Nasdaq's ...


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For most folks in state and local government, State Prosecutor Robert A. Rohrbaugh is the last person they want to hear from.
Just in the past six months, his corruption investigations have ensnared Baltimore Mayor Sheila Dixon for alleged perjury, theft, and receiving illegal gifts; developer Ronald Lipscomb and City Councilwoman Helen Holton on bribery charges; and Baltimore County Councilman Kenneth Oliver for alleged theft.
But Rohrbaugh, seen by many as being on a scalp hunt for Democrats since his appointment in 2004 by former Republican Gov. Robert Ehrlich, has a painful, personal story of his own, one that the man behind the indictment machine is now willing to talk about.
Make no mistake, when it comes to the media, the intensely private 61-year-old prosecutor is not a chatty guy. His favorite response is still "no comment" to all questions about pending investigations. And he still won't respond to attacks on his motives.
Unlike Dixon, with her black belt in karate, or Gov. Martin O'Malley, who spent years playing in an Irish band, Rohrbaugh has no glamorous hobby that exposes a critical trait. Outside of work, his life has revolved around one thing: his family. And the centerpiece of the Rohrbaugh family was a 34-year marriage that made him and his wife, Linda, nearly inseparable.
"Everywhere he went, she went," says Gerard Martin, developer Lipscomb's attorney who worked with Rohrbaugh when the two were federal prosecutors in Maryland. "It's been that way since I've known him."
But three years into the Dixon probe, and only six months after Rohrbaugh blanketed City Hall with subpoenas in 2006, his world was shattered: His wife Linda was diagnosed with cancer. She died a month after his agents raided the mayor's home last summer.
"You can still tell how her death has affected him when you talk to him," says Martin. "With her gone, I'm not sure what life he has."
A Denver native, Rohrbaugh met Linda Beall while clerking for a law firm before graduation in 1972 from American University in Washington, D.C. The couple married two years later and eventually settled in Brinklow in Montgomery County, where they raised two daughters, now in their 20s.
In 1974, Rohrbaugh became a federal prosecutor and quickly earned a reputation for being aggressive on the job, yet quiet about his private life.
As Rohrbaugh's nephew Michael Huntt puts it, "He's a very private person. . . . He wasn't a lampshade-on-the-head uncle."
It was a trait he shared with his wife, Linda, the sister of Huntt's mother.
"Aunt Linda always put everyone before herself," says Huntt, who lives in West Virginia. "She was very generous."
Still, Martin calls Rohrbaugh "one of the most aggressive guys I ever saw." Martin says he and Rohrbaugh share the same explosive tempers. After one angry exchange during the Dixon investigation, Martin says he sent a terse, vulgar e-mail to Rohrbaugh that the state prosecutor playfully opened on a computer that sounds out messages. "Go f--- yourself," the computer voice intoned for all in the room to hear.
Rohrbaugh called Martin laughing afterward. "He's a good guy," Martin says. "He's never been one to back down from a fight."
In private practice, Rohrbaugh fought for children who suffered injuries in car accidents that defective safety seats failed to minimize. One company he sued discontinued use of the seat in question and NBC's Dateline featured one of Rohrbaugh's cases. Another case took him to Louisiana. And Linda accompanied him.
"It's unusual to see a lawyer bring his wife with him when he travels," says attorney Jerald P. Block, who worked with Rohrbaugh in the Louisiana case. "They were extremely close. As close as any couple I've ever seen."
The case with Block ended in early 2004 with a settlement. By August, Ehrlich appointed Rohrbaugh. That affilation to the Republican governor, his earlier legal work for the Republican-controlled Congress, and his role as president of the Montgomery County Republican Club all fueled cries of his political bias.
But in his new job, Rohrbaugh endeared himself by advising employees with children on car seats. At other times, Rohrbaugh would show photographs of the house he and his wife were having built in Lake County, FL. "We traveled a lot together," Rohrbaugh says.
With his appointment ending in 2010, the couple's retirement was not far off, and their Florida retirement home was nearly completed.
Linda was typically quite healthy. But when, in April 2006, she hadn't been feeling well, she decided to get a blood test.
"Then, on a Saturday morning, the doctor called and said, 'You have to get Linda to the hospital immediately; she needs a blood transfusion,'" Rohrbaugh says.
The diagnosis was cancer, a multiple myeloma. "It came out of the blue," he says.
On an online memorial website set up for his aunt, Huntt wrote: "Our thoughts and prayers go out to Uncle Bob, Kara, Lindsay, and family. She fought so hard but she's in a much better place now. It's only the ones that she left behind that hurt."


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The Mountain Hardwear LightWedge 3 is a 3-person, 3-season simple backpacking tent. Featuring Mountain Hardwear's patented tension shelf for strength and storage, the 70D nylon and mesh canopy has a single, D-shaped door, two mesh ceiling vents and one rear vent. DAC PressFit poles are strong and light and the LightWedge is Guaranteed watertight. Superlight option: pitch with fly and the Pitch Light footprint to shave pounds. Footprint sold separately. |
Reviewer: | Coham | Rating: | 4 | Date: | 09/30/2010 |
Review: | The tent sets up pretty easy and has good room for 3 people (without too much stuff). It seems to be of good quality and I expect to have it a long time. I haven't used it in wet weather yet, but did have a night of heavy wind. Although I didn't steak it out (the wind wasn't blowing when I went to sleep), it didn't flex too much and it held up fine. | ||||


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Style Notes
The feather fedora hat from contemporary accessories designer Helene Berman is a classic for this season. Featuring a ribbon band with feminine feather detail, the women's hat is a chic addition to your wardrobe, whilst the inner band ensures all-day comfort. The Helene Berman fedora will add sophistication and individuality to any outfit.
Jules B proudly presents the Helene Berman Sale
Helene Berman 8952 FEATHER FEDORA sale
- Fedora hat
- Feather detail
- Ribbon band
- 100% wool
Size & Fit
- One size fits all
1. 1 - 2 Working Day Delivery (UK Mainland) with DPD for FREE
( This is Currently a 2 Day Service )
2. Tracked 2 - 3 Day Economy (UK Mainland) with Royal Mail for FREE
3. Saturday Delivery (UK Mainland) for £7.99
4. DPD Specific Day Delivery (UK Mainland) for £3.99
5. Click and Collect, Available in Jesmond (Newcastle), Kendal and Yarm
6. International Shipping Rates (Click Here)
B Rewarded
From the very first time you shop at Jules B online you will be automatically included into the Jules B Rewarded scheme. The scheme allows you to receive a point for every pound you spend online. When you reach 500 points you will automatically receive a £20 voucher via email.
Benefits include exclusive access to Season Launches and Sale Previews, Promotions, Offers and Free UK Delivery on your birthday.
To view your points or start earning them either 'Login' or 'Register'.


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Connect with local musicians. Find jams at home and on the road. Organize a jam. Publicize your jam.
Bluegrass, Old-time, Celtic, Irish, Traditional, Contra dance, Blues and any other acoustic genre
Local sponsors
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Add new groupKansas City Irish Traditional Music Seisiúns in Kansas City, Missouri
Irish Traditional Music Seisiúns ♪
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About celtic and Irish sessions in the Kansas City region
The Lawrence Sunday Night Old Time Fiddle Jam in Lawrence, Kansas
We do potluck at 6:00 and jam until 10:00.
Swing, Standards and Show Tunes Jam in Lenexa, Kansas
A monthly Swing, Standards and Show Tunes jam. Brush up on your demented/argumentative & suspendered chords.
Recent Event Activity
Cambridge Bluegrass and Old Time Session was updated by jim109b


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Puppy Fatally Injured With Crossbow
July 29, 2011 by UPI - United Press International, Inc.
RIVERSIDE, Calif., July 29 (UPI) — A German shepherd puppy died this week after being shot with a crossbow in Southern California.
A security guard found the dog Wednesday on the campus of La Sierra University in Riverside, the Los Angeles Times reported. Investigators are unsure if the dog was hurt elsewhere and dragged itself to the campus or if it was shot there.
The puppy, which had no identification and appeared to be about 6 months old, had an arrow piercing its side.
Veterinarians at the Western Riverside County/City Animal Shelter tried to treat the puppy, giving it antibiotics and pain medication. They decided the only humane course was euthanasia.
"He was bleeding from his nose, and he was having difficulty breathing," Eileen Sanders, a veterinary technician and spokeswoman, said. "His right-side lung was either filled with blood or had collapsed."
The ASK Foundation, an animal advocacy group that works with the shelter, has offered a $500 reward for information leading to the shooter.
"We're a big organization. We come across some heinous things," Riverside County Animal Services spokesman John Welsh said Thursday. "But this is one of the ones that really make you shake your head. It's malicious and disgusting."


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$20 card was delivered today. Forgot all about this, couldn't remember what I had bought.
I <3 my wife, the twins and Molly!!! Parents of twins born Sept 2nd, 2011!! |
I just received a letter that i had submitted an invalid UPC code for this, which is a complete lie. Good thing I scan every rebate document before I mail it. I emailed them and told them to get someone to fix this or they're getting a BBB complaint about fraudulent rebate offers.
Oh, and this thing was DOA. Since newegg charges you to send it back, I just threw it away. |
I spoke to a rep and she told me I got the wrong UPC cut out. She told me there should have been 12(?) characters, ok that makes sense, but I never saw another UPC. The one I cut out was from the box and had 17 characters starting with a letter. I went to ebay to try and get some other angles of the box and see if there was another UPC code, but I couldn't find it.
Can someone here verify that the UPC they cut out wasn't 17 characters long? |
I attached a pic of the actual, eligible UPC code. |
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By Michael Gioia Mike Wartella: "Fix You" (Coldplay). I always seem to listen to "Fix You," which I feel like will probably pop up more than once on this list. It's just devastating. Also, I'm kinda lame, but "See I'm Smiling" from The Last Five Years, definitely gave me some catharsis after my divorce.
09 Oct 2013


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:: The Boris Wild Marked Deck
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The Boris Wild Marked Deck
*****Lower Price ****** Boris Wild Marked Deck A user-friendly deck of marked cards! These easy-to-read marked cards are printed on the world's most popular cards - Bicycle Rider Backs, manufactured by the world famous US Playing Card Company. The Boris Wild Marked Deck is a dream to use. Wild's system is recognized as the finest ever developed. The marks are hidden in plain sight - easy for the magician to read, yet completely invisible to the uninitiated spectator. Included with each deck are complete instructions that detail its working, along with several tips, tricks and ideas that you'll be performing right away! Easy enough for a beginner to use, but the perfect professional performance tool, as well.
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