text:
College football coaches continue to enjoy mounting compensation, with 42 of them making at least $2 million a season, a trend that shows no sign of slowing, according to SI.com. That is more than a 70 percent increase since 2006. The highest paid is Nick Saban, Alabama's coach, at $5.5 million. He is among the top eight in the powerful Southeastern Conference.
The Associated Press added kerosene to the fire when it reported that annual spending by public universities in the six big conferences like the Southeastern Conference and Big 12 has passed $100,000 per athlete -- six to 12 times the amount those institutions are spending per-student on academics.
"University presidents are red-faced," one top educator said. Many critics believe that successful football coaches have more sway with governing boards than college and university presidents. Despite the perception, I disagree.
But I do believe that university presidents have the right to expect strong trustee backing when they set out to right apparent and egregious wrongs. The queried CEOs agreed. The truth is presidents and chancellors do have considerable power, but their tenure is, on average, short -- little more than eight years. And remember, virtually all of them assumed their roles for academic reasons, not to preside over athletic programs, and they are often ill prepared to do so. At the same time, many board members who are fixated on football success have longer tenure than campus presidents.
Successful football programs do build substantial loyalty among many alumni, students and fans, and they do open doors to potential givers to the universities. Sometimes major gifts go for academic purposes.
But modern-day college athletic programs are complex and defy simplistic remedies; they are a combination of academics, entertainment, business, sports, societal values and sometimes -- childlike pride. Exchanges between energetic fans and cerebral professors often turn ugly.
But much is amuck, according to the 12 respected presidents/chancellors, and on that I wholeheartedly agree.
Budig was president of West Virginia University and two other major universities.


text:
Item: | Dimensions: | Weight: |
Teacher's Locking Cabinet | 61" H x 30" W x 24" D | 145 |
Other: | Made in The USA, Green Guard Certified |
Product Category: | Classroom Storage |
Type: | Compartment Storage Cabinet |
Questions & Answers
Wood Designs Teacher's Locking Cabinet
This is my 3rd purchase of this item meinlag from Laguna Beach, CA– Verified Buyer This is my 3rd purchase of this item. Yes, it's expensive but it is made from quality wood and comes FULLY assembled and is on wheels. Those of you who have spent hours assembling cheap furniture products will know what I mean. We use these cabinets to store snacks, games, art supplies for our after school program. |

subset: commoncrawl


text:
Chandra Kids' Rugs
Chandra Kids' Rugs
Introduce the kids to brilliant style with Chandra Kids' Rugs. With fun designs including animals, balloons, numbers and more, you're sure to find something both you and your children will love in this exciting collection. |
1-877-224-6663 or 973-276-0444
WIN free furniture, lighting & decor. Stay current on design trends, style tips and Inmod news. We respect your privacy. |
Toll Free: 1-877-22-INMOD or 1-877-224-6663 International: 973-276-0444 (9am-6pm E.S.T., mon-fri |
Copyright 2003-2013 by Evofurniture, LLC. All rights reserved.


text:
Titles read: "GRETNA GREEN - A NEW PHASE".
Various shots of signposts directing visitors to marriage venues in Gretna Green; several point to the original Blacksmith's shop and marriage rooms. Commentator talks of how the runaway marriage business is growing.
We always welcome comments and more information about our films.
All posts are reactively checked. Libellous and abusive comments are forbidden.


text:
Afghanistan Topics
Democracy Now! has regularly covered the Afghanistan War since it was launched Oct. 7, 2001. Over the years, we have interviewed dozens of independent journalists, civilians living in the conflict zones, scholars, veterans, and antiwar activists.
As President Obama vowed to "spare no effort" to fully investigate the Afghan massacre, we go to Kabul to speak with Graham Bowley of the New York Times for the latest. On Tuesday, hundreds of students in eastern Afghanistan protested against the United States. Many called for an end to the U.S. occupation in their country. Bowley has reported on the surviving relatives of victims of the Afghan massacre, including Abdul Samad, who lost...Mar 14, 2012 | Story
Behind the Afghan Massacre: Accused Soldier Suffered Brain Injury After Multiple Deployments in Iraq
U.S. lawmakers want the Pentagon to explain why the soldier accused in the massacre of 16 Afghan villagers was sent back into combat after suffering a traumatic brain injury in Iraq. We look at whether soldiers are receiving the mental health treatment they need with Kevin Baker, an Iraq War veteran struggling with post-traumatic stress disorder from the same base as the Afghan shooting suspect, Joint Base Lewis-McChord. "It's not an...Mar 14, 2012 | Story -
By Amy Goodman with Denis MoynihanMar 15, 2012 | Columns & Articles
We may never know what drove a U.S. Army staff sergeant to head out into the Afghan night and allegedly murder at least 16 civilians in their homes, among them nine children and three women. The attack has been called tragic, which it surely is. But when Afghans attack U.S. forces, they are called "terrorists." That is, perhaps, the inconsistency at the core of U.S. policy, that democracy can be delivered... -
The award-winning photographer Paula Lerner has died at the age of 52. She was the principal photographer for the Emmy Award-winning project, "Behind The Veil: An Intimate Journey Into The Lives of Kandahar's WomenMar 15, 2012 | Web Exclusive
Featuring Photography." It appeared in the Toronto Globe & Mail. In 2009, she provided photographs to Democracy Now! for a remarkable interview with the Afghan activist Rangina Hamidi. -
We speak with journalist Neil Shea, who has reported on Afghanistan and Iraq since 2006 for Stars and Stripes and other publications. Shea discusses his experiences witnessing disturbing behavior during his travels with U.S. troops in Afghanistan and offers insight into understanding the massacre of 16 Afghan civilians. "When we cycle our soldiers and marines through these wars that don't really have a clear purpose over years and years...we...Mar 16, 2012 | Story
Amid U.S. vows to stay in Afghanistan until 2014, we speak with Afghan businesswoman Rangina Hamidi, who argues the U.S. presence there makes the security situation worse. "If the U.S. soldiers cannot do their job, as we are now seeing even more evidence of that philosophy, then I think it is only fair to ask them to leave," Hamidi says. After residing in the United States, Hamidi returned to her native Afghanistan shortly after the...Mar 16, 2012 | Story
In a new film, psychologist and filmmaker Jan Haaken embeds with military therapists in Afghanistan and at their training at Joint Base Lewis-McChord — where the alleged U.S. shooter of Afghan civilians is from. Lewis-McChord has a controversial record of addressing mental health problems, including high rates of suicides, domestic violence and homicides by soldiers. It was also home to the notorious "kill team," a group of soldiers...Mar 16, 2012 | Story
Afghan businesswoman Rangina Hamidi remembers the late award-winning photographer Paula Lerner, who has died of breast cancer at the age of 52. Lerner was the principal photographer for the Emmy Award-winning project, "Behind the Veil: An Intimate Journey into the Lives of Kandahar's Women Featuring Photography." "Even though she's physically gone, I would urge more Americans to get involved the way Paula did, because Paula...Mar 16, 2012 | Story
As Staff. Sgt. Robert Bales is charged with murdering 17 Afghans, we speak with reporter Mark Benjamin, who revealed the Pentagon recently launched an emergency review of a controversial anti-malaria drug known to induce psychotic behavior. Mefloquine, also called Lariam, is used to protect soldiers from malaria, but has been known to have side effects including paranoia and hallucinations. It has been implicated in a number of suicides and homicides,...Mar 27, 2012 | Story
Top U.S. and Pakistani military officials meet today in Islamabad for the first high-level talks since NATO air strikes killed two dozen Pakistani soldiers last November. The meeting comes one day after President Obama met with Pakistani Prime Minister Yousaf Raza Gilani. Relations between the two countries have soured over the clandestine U.S. raid that killed Osama bin Laden, an increase in drone attacks, the killing of two Pakistanis by CIA...Mar 28, 2012 | Story
Show for Mar 07, 2014
Putin Rejects U.S.-EU on Ukraine; Crimea Sets Referendum for Secession
Senate Rejects Independent Oversight of Sexual Assault
Top Army Prosecutor Suspended for Alleged Sexual Assault; General Pleads Guilty to Lesser Charges
FBI Probing Senate Panel for Seizing Classified CIA Docs on Torture
"Deporter-in-Chief" Obama Faces Pressure to Issue New Reprieve for Undocumented Immigrants
Duke Energy Ordered to Stop Pollution at N.C. Coal Plants
Mall Shooting Wounds 1 in Tennessee; Idaho Approves Concealed Guns on College Campuses
Colorado Prisoner Avoids Death Penalty with Backing of Victim's Father
Rep. Ryan: Lunch Programs Yield "Full Stomach, Empty Soul"
Mumia Abu-Jamal Criticizes Senate Rejection of Justice Dept. Nominee


text:
Pre-Game Reading Material
Latest News
- The areas east and south of Cleveland are under a Severe Thunderstorm Watch through 10 PM tonight, and Cleveland itself could see some rain tonight as well. So tonight's game could be affected by weather.
Francona: Swisher (on MLB's paternity list) is scheduled to rejoin the Indians in time for Friday's game in Boston.
— Jordan Bastian (@MLBastian) May 22, 2013
Tonight's Lineups
Cleveland | Detroit |
CF Michael Bourn |
LF Andy Dirks |
2B Jason Kipnis |
RF Torii Hunter |
SS Asdrubal Cabrera |
3B Miguel Cabrera |
LF Michael Brantley |
1B Prince Fielder |
1B Carlos Santana |
DH Victor Martinez |
DH Jason Giambi |
SS Jhonny Peralta |
3B Mark Reynolds |
C Brayan Pena |
RF Ryan Raburn |
CF Don Kelly |
C Yan Gomes |
2B Omar Infante |
Drew Stubbs is sitting tonight against a tough right-hander, and Yan Gomes is getting another start.


text:
What Does DogFriendly.com Offer? Select From Our Pull-Down Menu Dog-Friendly Hotels & Lodging Dog-Friendly City Guides ...Attractions, Restaurants & More Dog-Friendly Ski Resorts Dog-Friendly Camping/RV Parks Dog-Friendly Beach Guide Dog-Friendly Outdoor Dining Dog-Friendly Attraction Guide Dog-Friendly Park Guide Off-Leash Dog Parks Public Transportation & Dogs Dog Camps Dog-Friendly Events Dog Photo Gallery Dog & Pet Store Dog Travel Guide Books Top 10 Dog-Friendly Cities Top 10 Dog-Friendly Resorts DogFriendly.com's Newsletter Book Reseller Information Advertise with DogFriendly.com Online Press Kit About Us/Contact Us
U.S. Dog Travel Guides
Dog City Guides
Outdoor Dining
Dog Parks
Dog & Pet Store
Campgrounds & RV Parks
Dog Travel Books
Mobile Apps
Dog Photos
Baymont Inn Port Huron Mi
Baymont Inn Port Huron MiDog-Friendly Hotels1611 Range RoadPort Huron,Michigan 48074Call 866-676-3077 To Book This Hotel Get Map or Directions The Baymont Inn and Suites of Port Huron, Michigan is pleased to provide our guests with exceptional service and quality amenities at an affordable price. Whether you are here for Business or Leisure you can enjoy our spacious Heated Indoor Swimming Pool, Free High Speed Internet in all guest rooms, Showtime, Fitness Center, Meeting Room and much more. After a restful night of sleep you can look forward to starting your day with a Complimentary Enhanced Baymont Breakfast Corner. To make your stay even more rewarding please join Wyndham Rewards our guest loyalty program. We are minutes away from Huron Lightship Museum, Thomas Edison Depot, Blue Water International Bridges, Bayview Yacht Club, Port Huron Factory Outlet Mall, Glacier Pointe Ice Complex, McMorran Place Sports and Entertainment and several premier golf courses.Dogs of all sizes are allowed. There is a pet fee of $15 per pet per night.
=indicates DogFriendly.com's dog-friendly advertisers!
Air Travel
Highway Guides
Books and Ebooks
List Your Property
About Us
Press Kit
Contact Us
Recommend Places


text:
Insurance Accounting Newsletter |
On 30 July 2010, the International Accounting Standards Board (IASB) published its Exposure Draft of the new IFRS for insurance contracts. This is a major milestone in the creation of an improved reporting framework for insurance under International Financial Reporting Standards. In February 2012 the target publication date of the standard was further delayed, with an estimated publication date in the fourth quarter of this year. Preparation for the new IFRS will require significant investment and the detailed assessment of the new proposals will be a key step in what is expected to be a complex implementation challenge. It is hoped that the benefits of these efforts will bring more consistency and transparency to insurance reporting than there is under the current IFRS regime, which in turn should enhance insurers' ability to raise capital.
The Insurance Accounting Newsletter provides a regular update on the development of the new accounting requirements and a detailed analysis.
Issue 28
The last chance to influence the IASB on the new IFRS on insurance contracts – A closer look at the new proposals
This edition focuses on the five key areas of the 2013 ED where the IASB seeks feedback and describes the considerable business challenges which lie ahead for the insurance industry in relation to addressing these areas.
IASB published on 20 June its revised exposure draft ED/2013/7 on Insurance Contracts (the 2013 ED) which will remain open for comments until 25 October. This comment period may mark the final opportunity for the insurance industry to influence the new IFRS on Insurance Contracts expected to be released during the second half of 2014. Although the IASB has re‑exposed the entire text of the draft IFRS, it only seeks targeted comments on five areas, thus most parts of the new IFRS should be treated as nearly final. The five areas are those where the IASB judged there was significant change from the original model presented in the 2010 ED.
On the other hand, the FASB has published on 27 June 2013 an exposure draft of a new US pronouncement for insurance contracts. This document presents the new accounting model for insurance contracts that has been developed jointly with the IASB. However, as commented in several past issues of our Insurance Accounting Newsletter, the proposal is not fully converged with the 2013 ED of the IASB and material differences remain. These are not covered in this issue of Deloitte's Insurance Accounting Newsletter. Finally, from a due process perspective, the US exposure draft is open for comments on the entire model given that FASB had only published a discussion paper in 2010.
Our Insurance Accounting Newsletter series summarises the debates as well as tentative decisions taken by the Boards, up to and including August 2013.
To find out more about these and other important developments, please download our Insurance Accounting Newsletter issue 28.
If you would like to subscribe to Deloitte's monthly Insurance Accounting Newsletter or to our regular webcast, please register here.
Previous issues
November 2012: Greater certainty on the roadmap to the new IFRSs comes with a likely end of IFRS-US GAAP convergence on insurance
Insurance Accounting Newsletter issue 27 (PDF,118 KB)
Since our last Insurance Accounting Newsletter there have been significant outcomes following an increased level of activity from both the IASB and the FASB. The last decision in this period has perhaps the most impact as it significantly removes the uncertainty on the timetable for the adoption of the new IFRSs.At their meeting on 19 October the IASB decided that they will not change the mandatory effective date of IFRS 9 'Financial Instruments – Recognition and Measurement' from the 1 January 2015. They also decided that the IFRS 4 – Phase II 'Insurance Contracts' will be effective approximately three years after its publication date. This is currently targeted for 2014 which results in a mandatory effective date of 1 January 2017 – one year later than anticipated prior to this recent round of decisions. The IASB acknowledges that this date may slip by a further year to 2018 if the final IFRS is released towards the very end of 2014. The final draft of the new IFRS is due to be released in April or May next year and that will be the last opportunity for interested parties to comment on the proposals before they become mandatory.
From the perspective of the content of these final rules, the joint meeting between the IASB and the FASB on 24 September approved the long-awaited transition requirements, in particular considering the practical expedient for restating the residual/single margin for policies in-force at the transition date which would represent the major source of accounting profit under both the future IFRS and US GAAP. This issue is critical particularly for the life insurers.
Finally, the IASB and FASB joint meeting on 17 October approved the presentation of premiums and claims in the statement of comprehensive income with the 'Earned Premium' presentation being selected on the grounds that it was a better indicator of future performance and more consistent with 'revenue recognition' in other industries.
August 2012: The 'OCI solution' is in and convergence is increasingly out
Insurance Accounting Newsletter issue 26(PDF,480 KB)
Since our last Insurance Accounting Newsletter , the IASB and FASB have delivered the key components of a so called 'OCI solution' that would keep current value measures on the balance sheet of insurers and uses equity (via the Other Comprehensive Income – OCI) to recognise interest rate short term fluctuations.On the asset side, the Boards agreed to introduce accounting for debt securities at fair value with unrealised mark to market changes through equity. An option to designate investments at full fair value through income will remain when they are matched by changes through income for the effect on liabilities from discount rates fluctuations. On the liability side, the revaluation of insurance liabilities based on market interest rates will be allocated between equity and income with the impact of market interest rates changes being recognised first to equity. The unwinding of the discounting will go through income at the market discount rate determined at inception. This rate will remain 'locked-in'.
The unfavourable trend away from a converged accounting standard for insurance contracts was corroborated by the IASB confirming its preference for a two margins model (the risk adjustment, residual margin) with the residual margin unlocked for prospective changes in estimates and by the Boards remaining divergent on acquisition costs with FASB preferring an asset recognition approach, while IASB preferring a deduction from the residual margin.
- June 2012: Convergence on insurance still at risk despite progress made in recent months
Insurance Accounting Newsletter issue 25 (PDF, 472 KB)
At their meetings in late February, March and April, the Boards discussed and made progress on several core issues such as, the Premium Allocation Approach eligibility criteria, a practical expedient, the unit of account definition, the onerous contract test, disaggregation of investment components and patterns of profit recognition.
The Boards' chairmen met with the Financial Stability Board in April; at that meeting, they committed to complete all of the four major projects (insurance contracts, financial instruments, revenue from customers and leases) by the middle of 2013. A bold target that seems to have been undermined by a recent statement of the FASB chairman who admitted the difficulty on agreeing with the IASB on insurance may suggest to FASB the choice of disengaging from a convergence effort with the IASB. - March 2012: Old disagreements and new delays make convergence uncertain
Insurance Accounting Newsletter issue 24 (PDF, 252 KB)
At their meetings in December and January, the Boards discussed and made progress on several core issues such as, the unit of account and consideration of risk diversification, discounting of claims liability, onerous contracts and issues relating to participating contracts. The premium allocation approach was covered in two separate education sessions, although the highly anticipated joint FASB/IASB meeting was cancelled at the last minute and deferred to the recent February joint meeting. - December 2011: Refining divergent positions and a gleam of hope from IFRS 9 planned revisions
Insurance Accounting Newsletter issue 23 (PDF, 115 KB)
The Boards' recent action arose from four meetings held in September, October and November, which this newsletter covers, as well as other FASB meetings. Whilst the discussions have been at times particularly intense, the activity itself has resulted in limited progress as unsettled debates resurfaced. Nearly all the tentative decisions from these meetings resulted in further refinements of the divergent positions which helped constituents in their appreciation of the practical implications that each model will have on their businesses. Of particular importance, the IASB unanimously agreed to consider targeted improvements to the classification and measurement requirements of IFRS 9 "Financial Instruments" to address the issues emerging from the accounting mismatches within insurance businesses that the combined effect of IFRS 9 and the new IFRS on Insurance Contracts could cause. - August 2011: The post-Tweedie insurance project: an uncertain horizon
Insurance Accounting Newsletter issue 22 (PDF, 604 KB)
Despite assurance to the contrary, progress has slowed dramatically, with only three meetings being held in the past two months. In addition, the target publication date of the final standard has been further delayed into the second half of 2012, and there is very likely to be a re-exposure of the standard prior to its final issuance. In the meetings on 13 June, 15 June and 21 July, new disagreements between the two Boards emerged, adding further obstacles to achieving a converged solution. Key topics discussed were the residual margin, acquisition costs, presentation of insurance contracts in the statement of comprehensive income and short-duration contracts. After the IASB August recess, the Boards intend to meet more frequently in an effort to finalise the remaining issues. - May 2011: Progress continues, divergence remains
Insurance Accounting Newsletter issue 21 (PDF, 127 KB)
The two Boards have held several meetings since our last publication, including a whole day meeting of the Insurance Working Group on the 16 May. Although progress was achieved on some issues, significant disagreements remain between the two Boards, in particular the one on whether to use a separate risk adjustment or a composite margin. These persistent divergences leave uncertainty on whether the Insurance Contracts project will be completed on a convergent basis between IFRS and US GAAP. Having said that, The Boards will continue to meet regularly over the next few months in an effort to finalise the remaining issues, such as the disagreement on the risk adjustment, a solution to the accounting mismatch, and the development of presentation and disclosure requirements. - April 2011: Project timetable extended by a few additional months
Insurance Accounting Newsletter issue 20 (PDF, 96 KB)
The joint meetings between the two Boards have continued with reduced pace in April after a very intense push during February and March. The plan for the next few months seems uncertain though, in view of a podcast released by the chairmen of the two Boards indicating that the insurance project may be pushed out a number of months to allow for a satisfactory resolution of all the remaining issues. Apart from this delay, the Boards appear to be continuing to build consensus on the shape of the final standard. With the exception of unbundling, always a contentious topic, the Boards have agreed several topics including explicit risk adjustments, contract boundaries, bifurcation of embedded derivatives and top-down discount rates. - March 2011: "Unsuccessful efforts" split the Boards
Insurance Accounting Newsletter issue 19 (PDF, 144 KB).
The joint meetings between the two Boards have continued with great intensity since our previous newsletter. The progress of the joint project on insurance accounting has hit the first stumbling block as the Boards disagreed on how to account for distribution costs incurred to add new business to insurance portfolios. A number of convergent tentative decisions have been reached as well as convergent directional guidance issued to the staff of the two Boards. The Boards held a number of meetings in February and March, with nearly twenty hours of deliberations on the insurance project. Key topics discussed include acquisition costs, discount rates, the scope of the insurance standard and the definition of an insurance contract. - February 2011: Gearing up for the last mile
Insurance Accounting Newsletter issue 18 (PDF, 131 KB)
The IASB and the FASB are now well under way with their deliberations on insurance accounting as various Board meetings took place in January and throughout February, which include several hours dedicated to insurance. Among others, the subjects of acquisition costs, risk adjustment and discount rates are being discussed at those meetings. - August 2010: the start of a new accounting era
Insurance Accounting Newsletter issue 17 (PDF, 148 KB)
To help your organisation with the assessment of the technical requirements of this proposed standard, Deloitte has produced this Insurance Accounting Newsletter, analysing the key accounting and actuarial implications. This is the first of a series of thought pieces following the publication of the Exposure Draft. Our next publication will focus on the wider commercial and business implications including the impacts on products. - July 2010: Last minute convergence
Insurance Accounting Newsletter issue 16 (PDF, 128 KB)
Following several meetings in June between the IASB and FASB (Insurance Accounting Standards Board and Financial Accounting Standards Board), a number of long standing disagreements between the Boards were resolved. Of particular interest, the important issues of acquisition costs and participating contracts were discussed and agreement was reached. Most of the other outstanding topics were discussed, such as unbundling, presentation, cash flows and risk adjustment techniques, and the Boards agreed on what they would present/ask in the Exposure Draft (ED). - June 2010: Almost there
Insurance Accounting Newsletter issue 15 (PDF, 113 KB)
A number of papers were reviewed in May and early June, and the two Boards reached several tentative agreements on transitional provisions, scoping and business combinations and portfolio transfers. Unfortunately, a number of new differences arose – margins remain contentious, and unbundling has proved difficult. - May 2010: Steady, if slow progress
Insurance Accounting Newsletter issue 14 (PDF, 112 KB)
A number of papers were reviewed in April and the two Boards reached several tentative decisions. Key amongst them is the tentative agreement on discount rates. This edition of our newsletter reports on the discussions that took place in April on discounting, margins, measurement, contract boundaries and recognition. - April 2010: Standard setting crunch time
Insurance Accounting Newsletter issue 13 (PDF, 116 KB)
This edition of our newsletter reports on the discussions that took place in March on acquisition cost and day one measurement, risk adjustment, participating contracts, the definition of insurance and the scope of the standard. To find out more about these and other important developments, please download our complete newsletter here. The IASB website shows an expected publication date of the Exposure Draft as May 2010 with a comment period until September 2010. - March 2010: Insurance accounting taking shape
Insurance Accounting Newsletter issue 12 (PDF, 132 KB)
This edition of our newsletter reports on the discussions that took place in February on the subject of financial statement presentation, accounting for reinsurance contracts, unbundling and embedded derivatives, and variable or unit-linked type contracts. The expected publication date of the Exposure Draft is May 2010 with a comment period until September 2010. - February 2010: The road to convergence
Insurance Accounting Newsletter issue 11 (PDF, 123 KB)
The Boards have started the year with a busy schedule of meetings, two joint ones having already taken place in January. This edition reports on the discussions held in the three hour long meeting of 19 January and the subsequent FASB meeting on 27 January. The long awaited exposure draft is finally taking shape and although a few issues remain unresolved, the road to convergence for insurance accounting is in sight. The expected publication date of the Exposure Draft is May 2010 with a comment period until September 2010. - January 2009: Insurance global GAAP in the making
Insurance Accounting Newsletter issue 10 (PDF, 119 KB)
The FASB and the IASB held joint meetings during December and early January. The Boards re-confirmed their commitment to convergence and worked through the differences on the measurement model agreeing on new accounting principles that remove most of their fundamental disagreements. The expected publication date of the Exposure Draft has now been pushed back to May 2010 with a comment period until September 2010. - November 2009: Welcomed convergence?
Insurance Accounting Newsletter -November 2009 (PDF, 350 KB)
The FASB and the IASB have held several meetings during October and November, including two joint ones. Although a renewed drive towards convergence resulted from the October joint meeting on the subject of initial measurement, it seems that the Boards could not reach the same tentative decision in November on the subject of accounting for participating contracts. Regarding the timetable, the expected publication date of the Exposure Draft has now been pushed back to April 2010, keeping to a four months consultation period. - October 2009: The new accounting model takes shape
Insurance Accounting Newsletter - October 2009 (PDF, 162 KB)
The IASB met on 18 September 2009 and reached some fairly important decisions on the new accounting model, including the selection of their preferred measurement model, some initial decisions on the subsequent measurement of margins and some principles for the selection of a discount rate. - August 2009: Filing for divorce?
Insurance Accounting Newsletter – August 2009 (PDF, 115 KB)
The FASB and the IASB held individual and joint meetings in July. Two significant differences of opinion on the measurement basis of the proposed new accounting standard for insurance contracts have emerged. - July 2009 Special: The Insurance Working Group meeting
Insurance Accounting Newsletter - July Special 2009 (113.43 KB)
This special issue reports on the key issues discussed during the two-day meeting and highlights our own understanding the IWG members comments. - July 2009: Current Exit Price off the table
Insurance Accounting Newsletter - July 2009 (193.72 KB)
The IASB reached the important conclusion, at its June meeting, in line with FASB, to abandon the Current Exit Price model. A tentative decision was made to replace one of the Current Fulfillment Value models with an alternative model based on the updated IAS 37. - June 2009: Divergence on new business revenue
Insurance Accounting Newsletter - June 2009 (114.98 KB)
The FASB and the IASB both held meetings were held in May to decide the content of their new convergent insurance accounting standards. The IASB reached a decision on policyholders' behavior and contract boundaries, in line with industry proposals. The FASB discussed margins for risk and acquisition costs and took a tentative decision on new business revenue, divergent from the one taken by the IASB in April. - May 2009: Margins for risk, new business revenue and calibration
Insurance Accounting Newsletter - May 2009 (234.72 KB)
The IASB has made another step towards the new IFRS for insurance after it reached a set of tentative decisions on insurance accounting at its meeting in April. Although the American FASB discussed the same issues in May, the session was educational rather than decision-making. FASB will attempt to decide on these topics at its next meeting. - April 2009: Focus on the estimates of insurance cash flows
Insurance Accounting Newsletter - April 2009 (128.70 KB)
The joint work of the IASB and the FASB continued in March with a relatively limited agenda focused on the draft guidance for the estimation of cash flows from insurance contracts. - March 2009: Conceiving the first global GAAP
Insurance Accounting Newsletter - March 2009 (217.52 KB)
After the extensive background preparation, consultation and education on insurance accounting that has been undertaken so far, the development of the first insurance global GAAP appears to be within reach. Meetings of both the IASB and FASB scheduled throughout 2009 are positive steps towards this goal.


text:
Reading Questions for
The Lady Matador's Hotel
Oprah.com | From the September 2010 issue of
O, The Oprah Magazine
Warning: May contain spoilers
1. Consider the title of the novel:
The Lady Matador's Hotel
. Despite the novel having multiple main characters, only the Lady Matador is called out. In fact, the title may suggest that the hotel
to her, in a way. Why do you think this is?
2. Political unrest is a driving force in the novel. Do any of the characters go unaffected by the turmoil that surrounds them? If so, which? Discuss why you think the author chose to set the novel in an unnamed country, but still a clearly volatile time and place.
3. Each chapter of the book ends with "The News," timely news clippings from various media outlets in the country. How do these sections add to the events taking place in the novel?
4. Consider the ex-guerrilla's encounters with her deceased brother. How did you interpret these scenes? Do you think she actually meets with her brother's ghost?
5. Similarly, the juxtaposition of life versus death is potent in the novel; while one character contemplates committing suicide, another contemplates what makes her feel the most alive. What moral or message do you take about life and death from the novel?
"Nobody talks of the past, for fear their wounds might reopen. Privately, though, their wounds never heal."
Which characters do you think are most affected by the events of their past, and which look instead toward the future? Consider the character you feel is most focused on the past; do you think this person learns from his or her past, or is trapped by it? Why?
7. How do you think Suki is affected by her near-fatal injury in the bullfighting ring?
8. What do you make of Gertrudis Stuber and her involvement with what she privately refers to as her "export" business? How did her actions throughout the novel make you feel?
9. On the other end of Gertrudis' export business are the adoptive parents—in this case, Ricardo and Sarah Moran. Discuss how receiving baby Isabel changes their relationship. Ricardo is particularly touched by the arrival of a baby into his life; do you agree with his decision to run away with his daughter in the end?
10. Won Kim has done some things in his life that he is not proud of. Do you find Won Kim to be a sympathetic character? Also, what do you make of his fascination with butterflies? What do you think this fascination adds to his character?
"My dearest colonel, Soon you will be mine..."
Aura extracts her revenge in the final chapter of the novel by taking the colonel's life. Do you think he deserved to die the way he did? Also, discuss the final words of the chapter:
"The last word in history...must be fought for again and again."
With the colonel's death, do you think Aura can be finished fighting her demons?
12. Consider all of the female characters in this book, and discuss their goals and motivations. Do you find any they all share? How are these goals and motivations impacted by society's view of them?
13. Most of Cristina García's previously published works have alternated between a first-person and a close third-person perspective. Why do you think she broke from this pattern and chose an omniscient narrator for
The Lady Matador's Hotel
? How would the story have been changed if it were told from a first-person perspective?
14. In a 2007 interview with BOMB Magazine, Cristina García commented on the complexity of her characters: "If a character could just as soon kill you as kiss you," she says, "that's interesting." How do you think this quote applies to
The Lady Matador's Hotel
's review
Get more reading guides
Printed from Oprah.com on Friday, March 14, 2014
© 2014 Harpo Productions, Inc. All Rights Reserved.


text:
PETOSKEY (WKZO) -- Petoskey's "Batman" says he's not guilty. Mark Wayne Williams pled not guilty Thursday to charges of resisting and obstructing a police investigation. The "Petoskey News" reports Williams was arrested while dressed as the comic book superhero in late September when he allegedly wouldn't leave the scene of an accident. He could be in prison for as many as 15 years if convicted because he is an habitual offender.
WHTC in the Morning 5:00 AM - 9:30 AM
On Air Now.


text:
Solid Steel Mix of the Year 2013
The votes are in and have been independently verified for Mix of the Year....
Read MoreNinja Tune is live on Mixcloud!
We're kicking off with some gems from Coldcut - both the new 2 Hours Of Sanity Part 1 - Love mix, as well as an exclusive, two-part Prime Time mix by Matt Black are available to stream now, with more mixes coming over the next few weeks - keep your eyes peeled for new sounds!
We're also rounding up the sets from our recent Ninja Tune X NTS Radio Takeover, and you'll be able to listen to all the latest Solid Steel broadcasts each week too!
The votes are in and have been independently verified for Mix of the Year....
Read MoreJust hours ahead of the Solid Steel 25th Anniversary showcase tonight in London - tickets here - DK and Mr. Scruff lay down over two hours of serious selections feat. The Orb, Lamb, Zomby, Roy Ayers & Black Milk
Read More
See the full lineup for the Solid Steel 25th Birthday showcase landing in London next Friday 6 December - tickets are available here.
Read MoreIn the run up to their B2B performance next month, Ninja founders Coldcut go head-to-head with The Orb for the latest edition of the Solid Steel Podcast. Listen and download here.
Read MoreThis week it's the Earnest Endeavours affiliates Darkhouse Family in the mix for Solid Steel, plus sessions from DK and Adam Elemental.
Read MoreNinja Tune is very proud to announce the signing of Romare. This week he dropped an exclusive guest mix for Benji B on BBC Radio 1Xtra - listen back.
Read MoreGearing up for her Force EP dropping on Werkdiscs / Ninja Tune in a couple of weeks' time, Giganta shares an insight into her mind's eye with "This Goes On".
Read MoreCelebrating a decade of Bleep, Travis Stewart offers up a previously unreleased track "aeolia" as part of a 14-track compilation, it's available on 2LP, CD and digitally here.
Read More
Ninja Tune XX Rarities
Various Artists
Solid Steel 1988-2008: 20 Years Of The Broadest Beats
Various Artists
© 2014 Ninja Tune
Design and Development by Thomas Heymann / Maintained by Dan London


text:
Taylor Swift Opens The GRAMMYs Circus-Style
Talk about a spectacle. Taylor Swift took the job of opening the 55th GRAMMY Awards seriously, and went all out with her performance of her GRAMMY-nominated single "We Are Never Ever Getting Back Together." Dressed in all-white top hat, […]
Skrillex, Diplo & Friends To Play Pre-GRAMMY Party For Charity
Skrillex, nominated for three GRAMMYs; Best Dance Recording, Best Dance Electronica Album and Best Remixed Recording, will join fellow GRAMMY nominees, Diplo,and Kaskade, as well as friends Nero and Tommy Trash for an all-star bash […]
Behind The Song: Taylor Swift "We Are Never Ever Getting Back Together"
From country ballads to frenzied dubstep and vibrant dance-pop concoctions, Taylor Swift's latest album Red is a variety pack of emotion and energy. Yet one thing that binds so many of her songs together is their undeniable catchiness. She […]
Taylor Swift Sings, Answers Fan Questions For 'Live From New York'
The singer strapped on a banjo for her Grammy-winning track "Mean" and told the story behind the song.
World AIDS Day
World AIDS Day is being observed today to encourage greater public awareness about the disease some 30 years after the pandemic began.
KXNT Morning News: Weekend Box Office
Who won at the box office this weekend? Find out!


text:
StartUpHire is the place to find Director of Publisher Development jobs. Review the list of Director of Publisher Development career opportunities to the left. These Director of Publisher Development jobs represent some of the most rewarding careers available.
You can refine your job search for Director of Publisher Development career opportunities by adding a job title, company name, or keyword to the search box above … or click the "Advanced Search" link for more options.
Don't see the employment opportunity you're looking for? Check back soon for more Director of Publisher Development jobs, or sign up for an email alert (link below) to receive periodic updates on new Director of Publisher Development jobs.
TubeMogul is looking for a Director of Business Development who will manage new and existing partnerships in the video and data ecosystem, including vetting new partner opportunities, coordinating internal product/sales/engineering interactions with partners, negotiating terms,
3/6/2014 New York, NY Save This JobThe Position The Medialets ad operations team is a high energy group of technically-minded, customer-focused professionals who work tirelessly to bring high-volume efficiency and scale to mobile advertising. Our group is obsessed with uncovering and solving the pain points of
1/19/2014 New York, NY Save This JobCompany Description Yieldbot has created a revolutionary technology that understands the Real Time Intent of users in premium publisher content. Yieldbot is a cookie-less first party analytics solution that distills the intent of users on every page of its publisher partners
2/25/2014 New York, NY Save This JobOpenX Publisher Solutions ? Sr. Director/VP Business Development The Company OpenX is a global leader in digital and mobile advertising technology. We are well over $150M in revenue and work with some of the best known brands in the industry, including >50% of the Comscore 500,
1/11/2014 Pasadena, CA Save This JobIf you are: A data junkie with a thing for ad tech Strategic (by other?s accounts not just your own) A Do-er (not just a story teller) Addicted to seeing your team over-perform and crush goals Well versed in the publisher and demand side perspective of digital
3/5/2014 San Francisco, CA Save This JobIs Turn more than just a verb to you? Do the acronyms DSP, SSP, RTB, AMP, DMP, ATD and so on get your spine tingling? Always wanted to bring them all together and possibly create your own TLA in the process? At Technorati Media, we are building out a brand new advertising
2/3/2014 San Francisco, CA Save This JobOverview: The Associate Manager, Publisher Services is responsible for acting as the primary liaison between sales, trafficking and the publisher. Day to day responsibilities include revenue analysis, report generation, sales support for RFPs, troubleshooting, site traffic
2/5/2014 Los Angeles, CA Save This JobLOCATION: New York, NY The Director, Seller Accounts is an experienced, senior leader responsible for delivering strategic, consultative, relevant advice to Rubicon Project?s publisher clients. In doing so, the Director owns the client relationship including senior sales and
1/14/2014 New York, NY Save This JobOverview: The Managing Director will have a primary responsibility for the growth and direction of Crowd Ignite including P&L, Product Roadmap, Publisher Network, and Revenue programs. Based in Los Angeles, CA; the MD reports to the Chief Operating Officer of Evolve
2/5/2014 Los Angeles, CA Save This JobCrisp Media Ad Operations Director New York, NY This management position comprises a combination of team management and team leadership. Responsibilities include: managing and implementing ad operations & trafficking processes, inventory and campaign lifecycle management,
2/8/2014 New York, NY Save This JobJob Description At Undertone, we?re breaking new ground in an ever changing industry. We?re willing to take a stand, with thought leadership and quality at the forefront of everything we do. We?re dedicated to finding solutions that create success for the brands we support.
1/25/2014 New York, NY Save This JobPublisher Sales Director isocket will be the go to resource for automated guaranteed, providing programmatic direct buying capabilities to the worlds largest advertisers and publishers. Our Company isocket, founded in 2009, is a technology platform purposely built to
2/3/2014 San Francisco, CA Save This JobAs a Director, Monetization Services, you will lead a team of Monetization managers / senior managers who are the main relationship owners for publishers and supply aggregators that leverage OpenX ad technology and services for monetizing their digital content. Our team is built
1/11/2014 Pasadena, CA Save This JobDescription DEPARTMENT OVERVIEW Adknowledge specializes in developing, monetizing, and promoting free applications to millions of users every month through all major app platforms: mobile, tablet, social, desktop, and browser. The Mobile Channel focuses on driving iOS and
2/19/2014 Fort Myers, FL Save This JobIn this role, the Executive Producer is responsible for the successful execution and performance of 2-4 cross-platform projects working directly with development and related support teams including management of multiple Producers. The Executive Producer will develop and execute
San Rafael, CA Save This JobReports to: Director of Innovation and Analytics Job type: Full time ? Regular Travel requirements: Minimal Location: Minneapolis, MN Enclarity - a LexisNexis business - is a dynamic analytic and information management company. We have an excellent opportunity for a Reporting
1/11/2014 Minneapolis, MN Save This JobAbout Turn delivers real-time insights that transform the way leading advertising agencies and marketers make decisions. Our cloud applications and Internet-scale architecture work together to provide a complete picture of customers, execute cross-channel campaigns, and connect
1/13/2014 New York, NY Save This JobReports to: Director, Project Management Job type: Full-time - Regular Travel requirements: As-Needed Location: Minneapolis, Mn Provides ongoing responsibility for managing simple to moderate project budgets up to $1 million. This position exists to project manage
1/11/2014 Minneapolis, MN Save This JobReports to: Director, Data Analytic Job type: Full time ? Regular Travel requirements: As-needed Location: Minneapolis, Minnesota The purpose of the data capturing solution is to systematically obtain health care data from websites with various formats to be used in LexisNexis
1/11/2014 Minneapolis, MN Save This JobReports to: Director, Data Analytic Job type: Full time ? Regular Travel requirements: As-Needed Location: Minneapolis, Mn The successful candidate will play a key role in ensuring quality of incoming provider data as well as instigating data collection, and communicating with
1/11/2014 Minneapolis, MN Save This Job


text:
Congressman Ed Whitfield is not the only Kentucky politician to say over-regulation by the federal government continues to hinder economic growth.
Jason Hassert with U.S. Senator Rand Paul's Office says the senator has been busy traveling throughout the state and visiting various hospitals.
Hassert says while Senator Paul was visiting a rehabilitation facility, he was deeply troubled by how patients are not receiving the best care.
Lack of sleep and undergoing physically demanding obstacle courses designed to test a soldier's agility did not deter over 60 Fort Campbell soldiers today from competing in this year's toughest Air Assault soldier competition.
About 66 soldiers from various brigades began their day at the crack of dawn to participate in the event and as the day went along, the number of soldiers still in the running for the chance to be named the toughest air assault soldier started to dwindle.
Air Assault Instructor, Staff Sergeant Anthony Stewart explains more information about the competition.
The first day of school in Christian County went off without a hitch, with principals, teachers and students showing excitement for a new year.
Martin Luther King Elementary School Principal Sarah Newman said the new year started out smooth at that facility on the bypass.
Ms. Newman says everyone seemed to be having fun, but she and her faculty are most excited about learning and student achievement this year.
It was also the first day of school under recently hired Superintendent Mary Ann Gemmill, who took over July 1st.
Half of the Hopkinsville City Council seats will be up for grabs this November in the general election after more filings at the independent candidate deadline.
Perhaps most notably, William Joe Everett filed to run as an independent against Buddy Oglesby for the Ward 7 seat. Everett's wife, Peggy, was defeated by Oglesby in the May primary.
A three-person race with no incumbent has shaped up in Ward 1, where Carolsue Daigre, Wendell Green and Thomas Grant are all running as independents for the seat currently held by Cornelia Belle. Ms. Belle was appointed to fill out the remainder of the late Fred Atkins' term.
The District 1 Christian County School Board race is also contested, as Sara Shepherd will face off with Clayton Boyd for the seat currently held by Shelia Cottrell. Teresa Moss and incumbent Betsy Glover are running against each other in District 2, while Linda Keller is unopposed in District 4.
It may be hard to believe, but there wasn't enough interest in Christian County's second largest city to field enough candidates for city council. Oak Grove City Council is made up of six members, but only five people—James McKnight, Tim Johnson, Janet Edwards, Bea Burt and Randy Pierce filed papers to run.
The City of Lafayette is in the same quandary, as one more City Commission candidate is needed after Norma Banks, Elsa Bekkala and Jessica Burnett filed papers. The filling deadline to run as a write-in candidate is October 26th.
Eight candidates—Anthony Durham, Lewis Croft, Gregory Owen, Brenda West, Randy Hunt, Reta Flemming, Wendell Alexander and Bill Thielen—are running for the six Crofton City Council seats.
In Pembroke, Sherry Byerline, Jeanette Aldridge, David Rule, Curtis Hoel, Sharon Walker and David Foster are running for the four seats.
When Christian Fiscal Court approved an ordinance to keep the same level of property tax revenue as last year Tuesday, the tax rate still ticked up ever so slightly and there are a couple of major reasons that was true.
Perhaps the main reason is the ongoing economic recession. Homes in Christian County and across much of the country are stagnant or diminishing in value and County Attorney Mike Foster says that brings down tax revenues a little at a time.
In addition, an aging population is making more property owners eligible for the "Homestead Exemption," drastically reducing their annual tax bills.
In a better economy, the tax rate could very well go down if Fiscal Court chose the "compensating rate" option, as home values would likely be rising as they were before the recession. The slight increase approved on first reading would mean an extra two dollars on the bill for the owner of a property valued at 100-thousand dollars.


text:
The Innovative 9177-3 ArcView Triple LCD Monitor Arm is unique in that it offers a crossbeam that allows for uniform positioning of your 3 monitors but also includes an articulating arm making it very easy to adjust both height and depth, maintaining the arc position while placing your monitors into the desired position over your work space. This arm also includes six different mounting options.
The Innovative ArcView Triple Monitor Beam LCD arm makes it very easy to position 3 monitors simultaneously while floating them above your desk, freeing up valuable real estate and keeping your work station neat.
The Innovative ArcView Triple LCD Monitor Beam w/Articulating Arm 9177-3 is available in Silver or Vista Black.
Back to options
You've been a great company to work with. My stand-up desk is wonderful, as is your customer service. I will absolutely visit you again for all of my office furniture needs!
- Brooke Di Giamcomo


text: This product belongs to: Books Category: Desktop & Office Subcategory: Executive Gifts Ships In: 5 - 10 business days (pending credit, art, and proof approval) Material: Paper Dimensions: 6 in. W X 6 in. H Imprint Area: 2.0 in. W X 1.0 in. H Decoration Method: PadPrint Weight: 0.65lb. Customers will learn the approach to success with this inspirational book - Measures 6"W x 6"H - Made of paper - Hardcover with jacket, 128 pages - Helps your target audience have the right perspective when it comes to success - Great to give as corporate gifts or marketing event freebies - First color run charge is FREE Were you able to find what you were searching for? Zero Risk ShoppingLowest Price GuaranteeIf you find a lower price, we'll give you $50 off on your next order. 100% Satisfaction Guarantee If you're not happy with your order, it's FREE. On-time Shipment Guarantee If your order does not ship on time, it's FREE. Frequently Asked Questions about this ProductQ: Is your "100% Satisfaction Guarantee" for real? A: We at Branders stand behind our 100% satisfaction guarantee. As such, we will gladly take back any orders that do not meet your requirements within 30 days of your purchase's arrival. Please contact Customer Service at 1-877-272-6337 for assistance. Q: How will my orders be shipped? A: Branders offers different shipping methods to suit your budget and event date. We quote the most economical shipping method available for an order, unless otherwise specified. Contact us about oversized, very large or heavy shipments. Q: Why do minimum quantities differ from product to product? A: Minimum quantity requirements vary from manufacturer to manufacturer. In cases where a manufacturer's minimum order requirement exceeds your requested quantity, a Branders.com Specialist will assist you. Call us at 1-877-272-6337. Write in your question about this product: AVAILABLE COLORSCUSTOMER REVIEWS1 reviews The best book to include in our seminar series. Good that we can just order it conveniently online through Branders. PEOPLE WHO VIEWED THIS ALSO VIEWEDMORE UPSCALELOWER PRICELOWER MINIMUMSFASTER TURN AROUND |


text:
change text size
You are here:
We are delighted that RNIB Pears Centre for Specialist Learning has recently been awarded a prestigious Research Charter Mark by The Schools Network. The Research Charter Mark is a quality award for schools and academies who demonstrate the importance of enquiry-based teaching.
Maria Williams, Qualified Teacher of the Visually Impaired at RNIB Pears Centre, was presented with the award on behalf of the school at The Schools Network's annual conference in Birmingham.
RNIB Pears Centre's specialist school evaluated their involvement in a wide range of research against criteria set by The Schools Network. This included a contribution to the Department for Education funded research project on Children with Complex Learning Difficulties and Disabilities (CLDD) managed by The Schools Network. This involved teachers at RNIB Pears Centre assessing students' engagement in lessons to help them achieve their targets.
Professor Barry Carpenter OBE, Academic Director (SEN) at The Schools Network said "This award celebrates the innovative practice witnessed at the Pears Centre, and their commitment to new solutions in the education of pupils with complex needs who are blind or partially sighted."
Andy Moran, Head Teacher at RNIB Pears Centre for Specialist Learning, said: "This fantastic achievement indicates the level of active research being conducted by our staff at the school, and, we feel, demonstrates to others our commitment to developing research-based approaches at RNIB Pears Centre."
Contact: email@example.com
Last updated: 19 November 2013
Help us provide specialist services for blind and partially sighted children with multiple disabilities and complex health needs, at RNIB Pears Centre for Specialist Learning.


text:
Mark Steven Johnson
Mark Steven Johnson was born on October 30, 1964 in Hastings, Minnesota, USA. He is a writer and director, known for Ghost Rider (2007), Daredevil (2003) and Grumpier Old Men (1995). He was previously married to Susie Johnson.
See full bio »
Born:in Hastings, Minnesota, USA |
More at IMDbPro »
Contact Info:
View agent, manager and legal
Represent Mark Steven Johnson? Add or change photos |


text:
UK breakdown cover
– buy online
Get a quoteArrange cover over the phone
Call us on 0800 085 2721
Broken down?
We can help – call us now
0800 88 77 66
There are 52 results - Show results on a map Print this page
Showing 51 - 52 of 52
Bank House is a very well-maintained Grade II listed Georgian building that stands in the main square of this delightful village. Bedrooms are neat and fresh in appearance, and there is a comfortable ...
More about Bank House Guest HouseSHEFFIELD
High quality, budget accommodation ideal for both families and business travellers. Spacious, en suite bedrooms feature tea and coffee making facilities, and Freeview TV in most hotels. Internet acces...
More about Premier Inn Sheffield (Arena)


text:
It contains lactobacillus reuteri protectis, a natural lactobacillus that helps the good guys restore balance in the gut. L. reuteri protectis has been tested in a number of clinical studies and proven both effective and safe for children. Because L. reuteri protectis naturally occurs in the human body it is uniquely adapted to reside in humans. With its exceptional and documented health benefits in several areas, L. reuteri protectis is considered a truly superior probiotic.
Serving size: 5 drops, 25 servings per container. Other ingredients: Sunflower Oil , Medium Chain Triglyceride Oil , Silicon Dioxide.
Shake well before use. 5 drops once daily. Use regularly for good gut health or when your child has temporary stomach discomfort. Maximum 25 Degree C/77 Degree F.


text:
Quality CareFind out why Mayo Clinic is the right place for your health care. Make an appointment.
Meet the StaffFind a directory of doctors and departments at all Mayo Clinic campuses. Visit now.
Research and Clinical TrialsSee how Mayo Clinic research and clinical trials advance the science of medicine and improve patient care. Explore now.
Visit Our SchoolsEducators at Mayo Clinic train tomorrow's leaders to deliver compassionate, high-value, safe patient care. Choose a degree.
Professional ServicesExplore Mayo Clinic's many resources and see jobs available for medical professionals. Get updates.
Give to Mayo ClinicYou are an essential partner in our work to find answers for our patients. Donate now.
By using fat-free cream cheese instead of full-fat cream cheese, you save about 70 calories and 10 grams of fat — most of which is saturated fat — in each serving.
Place the cream cheese on the counter to allow it to soften, about 5 minutes.
To make the dip, combine brown sugar, vanilla and cream cheese in a small bowl. Mix until smooth. Stir in chopped peanuts.
Place sliced apples in another bowl. Drizzle orange juice over the apples to prevent browning. Serve the sliced apples with the dip.
Mayo Clinic is a not-for-profit organization. Proceeds from website advertising help support our mission. Mayo Clinic does not endorse non-Mayo products and services.
Advertising & Sponsorship
Check out these best-sellers and special offers on books and newsletters from Mayo Clinic.


text:
Facebook to developers: Get ready for Credits
Facebook's virtual currency, "Facebook Credits," is getting very close to its full launch: a post on the Facebook developer blog explains some of the full terms of the system and what developers can expect as the currency continues to roll out slowly.
"Today more than 500,000 applications exist on Facebook, and the virtual goods within those applications (particularly games) have become an increasingly valuable part of the user experience," the post explained. "By providing a single, cross-application currency, our goal is to [make] transactions simpler for users, leading to a higher conversion rate … Read more


text:
Chassis# TD7156 Engine# XPAG/TD/LHX 7451 Body type: 22381 Body number: 6574/68734 A 1951 MGTD, matching numbers. Red with a black interior. Just came out of a long term... More
Car to be auctioned at the Speedway Collector Car Auction - April 3-5, 2014 at the Charlotte Motor Speedway 1990 ZR1 Corvette 15k miles Pizza Box and... More
1929 Buick 4 door closed coupal sedan, I've had this buick for 25 years, kept in garage. It ran when i bought it but... More
1950 Chrysler Town & Country, Treated to a frame-off restoration in 2006, but left in primer to await revarnishing. Loss of financing prevented final... More
1974 Chevrolet Monte Carlo Landau, Triple black Landau Sport Coupe with swivel bucket seats, floor shifter with center console, factory tach and gauges, ac,... More
1964 Chevrolet Corvette Corvette covertible, Owned Car for 15 years, Rebuilt engine has 900 miles on it. New Radiator, water pump, dash wiring, vinyl... More
The photos show a 1987 Buick Estate wagon based hearse. The conversion company is unknown. 307 CID 4V Olds engine. Automatic overdrive transmission. Factory aluminum... More
FORD THUNDERBIRD 1957 wonderful example of the most exciting year in the history o f the Thunderbirds. A strong and healthy car which would come... More
Chassis# 9116211490 Engine# 6461647 Gearbox# 7164073 Paint Code: 908 (Grand Prix White) 1976 Porsche 911S Targa 2.7 liter. White with a black interior. 104,000 miles on the odometer. The... More
Registration Number: Italian Registered Chassis Number: AR 775347 In 1962, the successor for the very popular Giulietta series was introduced. This car was the Alfa Romeo... More
Based on Eric Broadley's Lola GT, the original Ford GT40 was spawned by Henry Ford II's ambition to beat Ferrari at Le Mans, a... More
Deluxe Torpedo Six, rare Metro Sedan. Older restoration, started re-restoration, can't finish. Drives well, needs paint, finish minor body work (rockers), finish rear wiring. Wide... More
This is truly a fun car!! Convertible 66' Caddy - they don't get much cooler than this. In 1995 Caddy got box out weilding... More
Estate Sale George "Dutch" Fuchs, Series 527-T, 4 door sedan, right hand drive, complete vehicle, car last ran in 2007, nice interior, 75,XXX original... More
1949 Studebaker Champion - Complete and Original Survivor. Runs Great (fresh tune-up with carb overhaul), shifts smoothly & stops well. No dents. 160ci Engine replaced... More


text:
What An R2-D2 Boombox Might Look Like
This is artist Bill McMullen's concept of what an R2-D2 boombox might look like if George Lucas had actually marketed some cool Star Wars merchandise instead of all the crap I still bought anyways. Unfortunately, this R2-Boom2 doesn't actually work, making it infinitely less useful for breakdancing. That sucker needs to pump some fresh beats! And also, project a holographic Leia that strips to the music. Best idea ever, or best idea ever -- you be the judge.
R2D2 Boombox, Now That's Art [uberreview]
This is a gallery of Star Wars arts and crafts, all of which involved the use of needles. But not like the kind at the doctor's office -- those ones make the GW faint! Hit the jump for 12 more I painstakingly uploaded for your viewing pleasure. I SAID DO IT!... / Continue →
Beer2D2 is the illegitimate child of BaR2D2 and a cocktail waitress (or this amp) and makes beer-fetching robots obsolete because he IS the beer. What's your new alcohol-toting buddy made of? Beer2's technical specs: Head - 1945 chrome BLC utility light shell. Eye - vintage ... / Continue →
Geekologie Reader Tom D sent me a link on behalf of his friend, Adam Watson, who's currently working on a Dr. Seuss/Star Wars mashup project. Basically, they're Star Wars characters in the style of Dr. Seuss. I think they're pretty spot on if you ask me. And speaking of spot... / Continue →


text:
We're sorry!
There aren't any tickets listed right now for Cher at Valley View Casino Center (Formerly San Diego Sports Arena) in San Diego, CA on Friday, July 11, 2014. Sign up for an alert, and we'll let you know when tickets are available!
Note: We will NOT share your email address with any third-party vendors. For more details, see our Privacy Policy.


text:
, ,
Nude calf leather '3D Baguette' bag from Fendi featuring an adjustable top handle, a grey, black and white 3D design. a front fold over flap with a concealed magnetic fastening, an interior zip fastening pocket and an interior hand mirror. Item ID:10364098
Outer Composition: Calf Leather 100% Brand Style ID : 8BR600J91F0C3D
Need help? Click here to contact our Customer Services team.


text:
How to export song lists from iTunes
Donald Bell shows you how to get lists of songs out of iTunes to share with friends or to import into other programs.
Export song lists from iTunes
People sometimes criticize Apple's iTunes software for looking too much like a spreadsheet--but for some people, it's not spreadsheet enough. If you're the kind of data-devouring music nerd who dreams of spinning your iTunes library database into a killer Microsoft Excel pie chart, then you have come to the right place.
In the following video and slideshow tutorial, I'll show you how to break your library data out of iTunes as a tab-separated list, PDF file, or Web database.


text:
Raised by Wolves (Raised by Wolves Novel) (Hardback)
$17.99 - Free shipping worldwide (to United States and
all these other countries) Usually dispatched within 48 hours | |Short Description for Raised by Wolves Adopted by the Alpha of a werewolf pack after a rogue wolf brutally killed her parents right before her eyes, 15-year-old Bryn knows only pack life, and the rigid social hierarchy that controls it. That doesn't mean that she's averse to breaking a rule or two.
Full description- Publisher: Egmont USA
- Published: 08 June 2010
- Format: Hardback 418 pages
- See: Full bibliographic data
- Categories: Adventure | Horror & Ghost | Science Fiction | Fantasy | Animal Stories
- Sales rank: 203,858
Other books
Reviews for Raised by Wolves
Reviewed by Jennifer Rummel for TeensReadToo.com
As a young girl, Bryn lost her parents in a brutal attack. Callum, the alpha of his werewolf pack, brought her into his circle and treated her like a daughter. As the only human in the pack, Bryn has always felt like an outsider.
Until a new wolf, Chase, appears.
Chase wasn't born a wolf. Bryn instinctively knows that she must meet him. As he's locked away for his own protection by Callum, she goes to Callum for permission to see him. Bryn asks Callum, not as a daughter would ask a father, but as a member asking the Alpha. Therefore, she must abide by his decisions and his rules.
He declares that she will be allowed to see Chase if she meets the following conditions: first, she will train until he's satisfied that she can defend herself should the need arise. Second, there will be pack members with her at all times, and these pack members have his authority during the meetings. Third, she must open herself up to the pack bond and become an insider. Finally, she must agree not to attend the next Senate meeting of Alphas.
Bryn, annoyed and confused by some of the conditions, agrees to all of his demands. Once she's allowed to meet Chase, she feels a very strong connection to him. She wants to know what happened to allow the change from human to wolf. As far as she knows, nothing like this has ever happened. She won't rest until she uncovers the truth.
The truth is twisted in a way that combines her past with her present, and once she gains that knowledge, nothing will stop her from taking charge - not even the Alpha's commands. With a powerful connection between her and Chase, her life will never be the same.
Jennifer Lynn Barnes pens an amazing werewolf tale that leaves you breathless for more. Besides the paranormal aspect, RAISED BY WOLVES touches on friendship, loyalty, betrayal, strength, family, and a little romance. It's absolutely perfect, and I can't wait for the sequel.
*Gold Star Award Winner! by TeensReadTooRaised by Wolves by Jennifer Lynn Barnes Review
The side characters won me over in this book. The story was interesting and I enjoyed Bryn's journey of discovering the truth of her past, present and future, not to mention her struggle to find her place among both the wolves and humans, but that's not what had me really liking this book. It was the secondary characters that had my heart and kept me reading.
To start there's Callum. The Stone River pack's alpha and Bryn's guardian. Right off I was hooked on him and found myself forgiving him for all his flaws without justification, yep...I had it bad for Callum. He's strong, smart and after getting to know him you find he does nothing without a reason. He rescued Bryn when she was just four years old and has been looking after her ever since. He may not tell her everything but again, he has his reasons and I respect that part of him. I'll admit at one point (you'll know when you read the book) it was hard not to jump on the "Callum isn't a good guy" bandwagon but overall I just couldn't help but love him. Did I mention that he's rocking a hot accent to go with everything else? Wow!
Then we've got Dev and Lake, Bryn's two best friends. Dev is an alpha in the making and a good guy to boot! He's been by Bryn's side from the day she came to the pack and he's not going anywhere anytime soon. Lake is one of only a few female werewolves and she's got the spunk to back up her individuality. The girl is a walking weapon and yet she goes almost nowhere without her shotgun, which she affectionately refers to as Matilda. You've got to love a girl who's always prepared. She's fiercely protective of Bryn and is loyal until the end. She doesn't question Bryn's motives (or at least not too much) but sticks with her without a thought to the consequences.
These characters were unique and unforgettable for me and I can't wait to see them again. Jennifer Lynn Barnes had a great story to tell and I know there's more where that came from. A lot of dramatic events took place in this first installment of the series and I can only imagine what Barnes has planned for the rest of the series. by Katelyn


text:
Now Seeking: Network Leaders and Team Members for 2014!
Are you ready to amplify the voice of our generation around US global engagement? Do you think climate… [more]
Share YOUR story for changing the world!
We all have a role to play. What are you doing? 1000visions.tumblr.com … [more]
Help us change the world! Build your skills to make change happen…
Join us for monthly Google+ Hangouts on key topics for the young global leader. Topics include: campaign… [more]
Join us for a life-change global leadership experience!
Join us for the AMP Experience! Spring 2014 Calling all young global leaders who seek to change the… [more]
Celebrating Another Great Year of Global Scholar!
It was another great year for Americans for Informed Democracy's Global Scholar Program! Help at American… [more]
Voices From Our Network …
What if You Couldn't Vote?
March 11, 2014 By AIDemocracy Leave a Comment
By Natasha Baker Imagine the following scenario: you just turned 18 and are finally eligible to vote in the United States. It's Thanksgiving break, and you're heading home from college via Greyhound. At a rest stop, a cop comes on board and starts searching everyone's stuff. When he comes … [Read More...]
Young Leaders Create Big Change! Meet Matt
March 7, 2014 By AIDemocracy Leave a Comment
Having just returned from serving as a Peace Corps Volunteer in Paraguay, Matt advises young leaders to: "Keep dreaming big but also try and break down your dream into a chain of smaller, more timely and more pragmatic goals." There is plenty going on in today's world and things are changing … [Read More...]
Troubled Waters: West Virginia Water Contamination Points to Larger Regulation Issues
March 4, 2014 By AIDemocracy Leave a Comment
By Allison Saft The most troubling aspect of the recent West Virginia water contamination disaster (and there are many) is perhaps the way it was discovered. Not by Freedom Industries — the ones responsible for the dangerous contaminants — or the EPA reporting problems or alerting anyone to … [Read More...]
Young Leaders Create Big Change! Meet Leah
March 3, 2014 By AIDemocracy Leave a Comment
Spending the year in Ecuador before starting college, Leah says: "I believe my path contributes to social change, because I am raising awareness around the issue, while also educating myself to create a bigger impact in the future." There is plenty going on in today's world and things are … [Read More...]
Three Online Management Tools That Will Keep You on Track
February 25, 2014 By AIDemocracy Leave a Comment
By Lucy Alexander There are a lot of ways to get sidetracked when working on a computer, but luckily there are also a lot of great online tools you can use to keep you on track. Here are three highlights of what the web has to offer when it comes to time management and staying productive, with … [Read More...]
Pentagon Proposal: Less Army, More War
February 25, 2014 By AIDemocracy Leave a Comment
Erin Corbett U.S. Defense Secretary Chuck Hagel has announced plans to shrink the United States Army to its smallest size since 1940, with some responding that this would hurt U.S. national security and military readiness. The wartime peak of active duty members was 570,000 and Hagel is expected … [Read More...]
America the Beautiful
February 25, 2014 By AIDemocracy Leave a Comment
Taylor Kaserman Many gathered around their TV's to watch the Super Bowl game. While many were just watching for the game a good majority of the people watching were also watching for the commercials. One commercial that stood out to me and apparently many others was Coca-Cola's "America Is … [Read More...]


text:
Sterling by Music Man 4-String RAY4 Electric Bass Guitar
Product #H84985 Sterling by Music Man H84985 BAJ 4 String Electric Bass https://www.esnapw.com/rses/ESnapServlet?MerchantNumberSent=63655- Write a Review
- Seen a Lower Price? Click Here.
45 day price guarantee, 45 day return policy, 100% secure shopping
- Buy New
- Alerts
Item Note:
This product has been discontinued but may be available as a used item.
Similar Items
Sterling by Music Man 4-String RAY4 Electric Bass Guitar
review resources
write a review
Other Resources
Also consider


text:
Peach Fuzz Font by Typadelic
Fun and quirky yet highly legible, Peach Fuzz invokes a sense of playfulness to your documents or projects. The varying slant of the letters and its rough edges give it an energetic quality. Great for scrapbook pages or for those times when you want to communicate a casual feeling.
Please e-mail me updates and font release news!


text:
and PublicationsStay -
and EventsEDUCAUSE Connect
View dates and locationsMajor Conferences
Annual Conference
EDUCAUSE Connect Events
ELI Annual MeetingOnline Events
Virtual Annual Conference
EDUCAUSE Live! Webinars
See All Online EventsEvents for all Levels and Interests
Whether you're looking for a conference to attend face-to-face to connect with peers, or for an online event for team professional development, see what's upcoming.
Stay -
DevelopmentEDUCAUSE Institute
Leadership/Management Programs
Explore MoreJump Start Your Career Growth
Explore EDUCAUSE professional development opportunities that match your career aspirations and desired level of time investment through our interactive online guide.
Stay -
Focus Areas
and InitiativesLatest Topics
EDUCAUSE organizes its efforts around three IT Focus Areas
Join These Programs If Your Focus Is
Stay -
and ContributeFind Others
Get on the Higher Ed IT Map
Employees of EDUCAUSE member institutions and organizations are invited to create individual profiles.
Stay -
EDUCAUSEUncommon Thinking for the Common Good™
EDUCAUSE is the foremost community of higher education IT leaders and professionals.
Filter by Library Taxonomy
- DRM (Digital Rights Management) [x]
- Streaming Media [x]
- 30403 (1)
- Federal Policy and Law (1)
- Infrastructure and Emerging Technologies (1)
- Libraries and Technology (1)
- Network Applications (1)
EDUCAUSE Library Items for DRM (Digital Rights Management)
- UCLA Streaming Video Case Dismissed
October 5, 2011
On Monday, October 3 rd , a federal judge in Los Angeles dismissed the copyright infringement lawsuit brought by AIME (Association for Information Media and Equipment, whose members includ…


text:
NYC Building Collapse
2 Killed, 20 Hurt, Others Missing
Miami-Dade Superintendent of Schools Alberto Carvalho was named National Superintendent of the Year Thursday at a conference in Nashville, Tenn.
In South Florida, public high school start times range from 7:20 to 7:40 a.m. That's too early, Miami-Dade School Board member Martin Karp says.
The students at Coconut Grove's Academy of Arts and Minds high school learn all about the art world, from creating art to finding their own visions.
The public school districts have to pay penalties to the state for every class period that violates the class-size law. Broward paid $1.3 million last year.
The Broward County Public Schools may ban drivers on school property from using cell phones or any other electronic devices when their cars are in motion, the South Florida Sun Sentinel reported.
Portfolio Day at Miami's Design and Architecture Senior High is sort of like a science fair for art and design students.


text:
Previous Educators Academy Section programs and Educators Academy Conference Proceedings are also available.
The Educators Academy Section offers a wide spectrum of programs focused on best PR practices and professional solutions.
Learning to Teach: Thinking of making a full-time transition from professional practice into the classroom? The Educators Academy sponsors the "Learning to Teach" seminars and webinars.
CEPR Program: The Certified in Education for Public Relations (CEPR) provides a review process for public relations programs. To earn certification, a school's public relations sequence must be reviewed by an Accredited practitioner and an Accredited educator review team.The CEPR credential is granted by the PRSA Board of Directors for a period of six years.
On-site Seminars: These live programs address the issues that matter most, and provide networking opportunities for like-minded PR professionals.
Teleseminars/Webinars: Leading experts helm these 60–90 minute programs on public relations topics of note. Registered participants are encouraged to interact with the speaker and ask questions.
Can't make the session? The On-Demand Webinar Library provides PRSA members with access to most training programs following the live events.
Brown Bag Conference Calls: Group dialogue led by industry experts on current topics and trends.
International Conference: The premier event for public relations professionals, our annual conference offers more than 80 sessions with leading practitioners, including programming and networking specific to our Section.


text:
BeerAdvocate on your phone?! True story. Try the beta now.
Tickets for American Craft Beer Fest are on sale now! (May 30 & 31 in Boston, MA)
Gingerbread Stout - Hardywood Park Craft Brewery
Displayed for educational use only; do not reuse. |
Ratings: 473 | Reviews: 93 | Show All Ratings:
Reviews by nandemo1:
More User Reviews:
5/5 rDev +16.6%
look: 5 | smell: 5 | taste: 5 | feel: 5 | overall: 5
This beer is amazing in every way. Every time it comes in season I immediately go to my local beer store and buy a few bottles. Every night that I crack one open it's like heaven in my mouth. I think it might be the fact that it is basically Christmas in a bottle that makes it taste so nice.
Serving type: bottle
02-20-2014 23:42:28 | More by dontbugmeSIW
West Virginia
4.46/5 rDev +4%
look: 4.25 | smell: 4.5 | taste: 4.5 | feel: 4.25 | overall: 4.5
Serving Type - 22oz caged and corked bottle
Appearance - Dark brownish tan/black with a 1/2 inch foamy head, lots of sticky lacing.
Smell - Ginger, milk lactose, vanilla, cinnamon, Cherry, caramel malts, chocolate and a little bourbon in the finish.
Taste - From the first sip, you get a nice mix of ginger and vanilla. The sweet milk lactose is mild and sweet and mixes well with the ginger. Chocolate is bold and very tasty with this beer. Malts are slightly noticeable with some caramel flavors. Cinnamon and sweet fruits make up a solid backbone to this beer.
Mouthfeel - Ginger adds a sting to the tongue along with some vanilla. Palate gets lactose and fruits along with some caramel malts. Aftertaste is ginger, chocolate and vanilla.
Overall - Really nice holiday beer. Its not overly sweet and balanced really well. Each element stands out but, mixes in with eachother well. Its not as sweet as I was expecting, and has more vanilla then I figured. This should be a staple holiday ale for anyone that can get it!
Serving type: bottle
02-17-2014 23:29:17 | More by wvsabbath
South Carolina
3.63/5 rDev -15.4%
look: 4 | smell: 4 | taste: 3.5 | feel: 3 | overall: 3.75
Hardywood gingerbread stout shared at RBWG-2014
Slight harshness/burn from the ginger.
Aroma is balanced, with a moderate dose of ginger.
The ginger is way more pronounced in the mouth. I did adjust as I drank but it still seemed a bit overdone even at the end.
Full body.
Serving type: bottle
02-14-2014 03:34:53 | More by chinchill
Gingerbread Stout from Hardywood Park Craft Brewery
out of 100
based on 473 ratings.