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Digital scroll compressors
Greenheck's Model ERCH, VER energy recovery ventilators gains digital scroll compressors, offering cooling capacity turndown from 10% to 100%.
Greenheck introduced digital scroll compressors in its Model ERCH and Model VER energy recovery ventilators to improve temperature and humidity control and save energy. Featuring an integral controller with a time-averaging sequence, the rate at which the scrolls are engaged and disengaged varies to match the required cooling capacity. Using digital scrolls for capacity control provides leaving air temperatures as precise as 1 F. In addition to precise temperature control, digital scrolls offer cooling capacity turndown from 10% to 100%. The compressor turndown results in longer cycle times that improve humidity control, reduce compressor wear, and eliminate the need for hot gas bypass to improve the overall efficiency of the system.
Case Study Database
Get more exposure for your case study by uploading it to the Consulting-Specifying Engineer case study database, where end-users can identify relevant solutions and explore what the experts are doing to effectively implement a variety of technology and productivity related projects.
These case studies provide examples of how knowledgeable solution providers have used technology, processes and people to create effective and successful implementations in real-world situations. Case studies can be completed by filling out a simple online form where you can outline the project title, abstract, and full story in 1500 words or less; upload photos, videos and a logo.
Click here to visit the Case Study Database and upload your case study.


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a place for zinesters - writers and readers
A master copy of a tiny zine I made about my art, my characters, and my life.
Albums: Pretty Little Things
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Ist preference given to distros and zines. Rates and details are here. Limited space. Very Low Cost!
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Access the Global Review here:
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Mon Jul 6, 2009
The emerging markets also pushed ahead thanks to the global rally. This is now the year's most successful strategy - a 2.78% May return brought the median to...
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The saddle part of a bike is designed to support most but not all of the rider's weight. The saddle's nose also assists in balancing and steering.
297 views
Quick release saddle bolts?
I need to find a way to easily remove the saddle on my folding bike.
Solutions from Zefal (Lock & Roll) or Pitlock/PinheadComponents/AntiVandale aren't usable because they're meant for regular ...


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Your Account
MVC Heresy with SQLTags Publish Date: Mar. 3, 2004
When the "right" way is more than you need, is it wrong to do what works? Steve A. Olson introduces the SQLTags toolkit, which takes database access out of its traditional tier and puts it directly into JSP tags.


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Flu and lack of sleep at any age, but especially for the middle aged or seniors really sneaks up on you. Also she probably has some general age related health changes and by the looks of her maybe could eat a bit more. I give her credit for going out there like that...although, she is getting paid.
Not promoting Derek but he did have a decent point on his tvguide blog regarding the social media voting. He mentioned twitter being almost less fair (not his exact words) for those (both pros and celebs) who don't already have big twitter following and also for fans of certain celebs who are not big into that. I mean how many of Wy's fans are sitting at home with a Twitter account to vote by or even really know for sure what that is. Hope this makes sense.


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IBM ex-boss tapped for convergence review
Former IBM Australia managing director Glen Boreham will chair the "Convergence Review" into Oz media regulation. Senator Stephen Conroy, minister for censorship and fibre, Communications and the Digital Economy, announced the new appointment yesterday as the consultation period came to an end. Boreham is known to governments: …
Don't trust him
From past experience working for IBM in aus there is no way I would trust him. All smoke, mirrors, ego and BS.
This topic is closed for new posts.


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Posted: 7:06 a.m. Tuesday, Sept. 13, 2011
By ETonline.com
Cupid sure was in the house on Monday night's Bachelor Pad 2finale. One newly minted couple was bitten by the love bug, while some others got a dagger to the heart.
For the final challenge, the remaining contestants jetted off to Las Vegas. Each pair was posed with the task of performing a routine onCirque du Soleil's Kà's stage. Ghosts of the franchise's past, Trista Sutter, Ali Fedotowski, and Jason Mesnick served as judges. Kirk Dewindt and Ella Nolan received the lowest scores and were automatically eliminated from Bachelor Pad. The panel selected Holly Durst and Michael Stagliano as the winners. As the champs, they proceeded to the final round and were able to select another couple to join them. Upon choosing Graham Bunn and Michelle Money, Kasey Kahl and Vienna Girardi were sent home.
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If you've visited our Clothing at Tesco Facebook page recently, you'll have spotted the Valentine's Promises competition that's currently running.
Five lucky winners will each receive a £50 F&F voucher to redeem online at Tesco.com/clothing, and one ultimate winner will win a trip to Paris on Eurostar with a 2 night stay at the 5 star Sofitel La Defense Hotel Plus a £50 F&F voucher to redeem online.
To enter simply click here, complete the form and tell us your valentines day promise to your loved one.
Friday 27th January: Congratulations to Aurelia Popovici and Rose Woodward for winning a £50 Clothing at Tesco online voucher each!
Friday 3rd February: Today's two winners picked at random to win a £50 Clothing at Tesco voucher to redeem online at Tesco.com/clothing are Shaun Berry and Nisha Koya! (Winners will be contacted by email to claim their voucher codes)
Our final winner will be drawn on Wednesday 8th February to win a romantic trip to Paris courtesy F&F and Tesco Travel Store!
Good luck everyone.


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Man, 19, held on felony sex crime chargesBy PATRICK MCARDLE
Staff Writer | February 04,2013MANCHESTER — A local teenager was ordered held without bail on Friday after police said he held a woman in her apartment, groped her and attempted to put his hand inside her clothing on Jan. 22.
Robert Bessette, 19, of Manchester, was arraigned in Bennington criminal court on Friday on two felony counts of lewd and lascivious conduct and a felony count of second-degree unlawful restraint. Bessette pleaded innocent to the charges.
In an affidavit, Officer Paul McGann, of the Manchester Police Department, said he had met with a woman on Jan. 23 around 8:20 p.m. who complained that Bessette had been bothering her as she was trying to move out of a Main Street apartment.
The woman, who had a relationship with Bessette, told police at the time that there had not been "anything physical" but said she wanted Bessette to "leave her alone," according to the affidavit.
On Jan. 24, however, McGann said he learned the woman had requested a temporary relief from abuse order from Bennington family court and reported that Bessette had tried to initiate sexual conduct with her against her will on Jan. 22.
McGann said he met with the woman on Jan. 24 and asked her to tell him what happened on Jan. 22.
According to the affidavit, the woman said Bessette had tried to initiate sexual contact at the Main Street apartment with her at least five times.
The woman said Bessette pinned her down in the kitchen and touched her several times while he was in the apartment. She told McGann he also attempted to put his hands inside her clothing several times.
Arguing that Bessette should be held without bail, Bennington County Deputy State's Attorney Alexander Burke pointed out that Bessette was already on probation and had previously been convicted of seven misdemeanors and four felonies.
Judge Cortland Corsones ruled that Bessette would be held without bail until a hearing to determine if Bessette will have a chance to be released pending the resolution of the case. Corsones said he made his decision based on Bessette's criminal history and the serious nature of the new charges.MORE IN This Just InBURLINGTON New projects on Lake Champlains waterfront could be starting in Burlington soon. Full StoryBURLINGTON Fire investigators say a floor of a vacant building in Burlington was vandalized,... Full StoryA Rutland man is behind bars after police said he robbed a woman at knifepoint Friday morning. Full Story -
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Sunrise Avenue
Sunrise Avenue is a Finnish rock band originally formed in 1992 in Espoo, Finland. In the early days the band was called "Sunrise" and the name was changed to "Sunrise Avenue" in 2001. Sunrise Avenue is known for their catchy melodic and modern songs and energetic live performances. Their style varies from rock and pop-rock to rock ballads. The band has sold more than 700,000 albums and 1,000,000 singles and has played several tours and more than a thousand shows in twenty European countries and Japan. Sunrise Avenue's best known songs are "Hollywood Hills", "Fairytale Gone Bad", "Forever Yours", "The Whole Story", "Heal Me" and "Welcome To My Life". The band has released three studio albums, one live album, one live DVD and 12 singles.
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29Sunrise Avenue
Time: 07:00 pm
Venue: Parkbuhne IGA - Rostock - Lambrechtshagen, MV
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text: Fashion Videos 7:00 am Takahiro Kinoshita – Popeye Magazine Editor – Tokyo Streets A nice little series from J Crew. While the word 'tastemakers' still feels like stepping on a plug, the store has collected an interesting selection of folk to cover for the 'Hello World!' project. Garance Doré and Scott Schuman travel the… 6045 - Read more


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See all dates for Spotify Wednesday
Spotify Wednesday
Pick a song. Write it down. Pass it on. GET ON DOWN.
Trip the light fantastic every week at Spotify Wednesdays, when you take control of our playlist to fill the evening with your favourite riffs, melodies and lyrics.
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Venue Facts
Venue: Leaf On Bold Street
Website: thisisleaf.co.uk
→ Liverpool Central 3 min walk


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4270 Lincoln Blvd, Marina Del Rey, CA
4270 Lincoln Blvd, Marina Del Rey, CA
Best place for air brush tanning that will leave you looking natural and glowing.
8327 Beverly Blvd, Los Angeles, CA
Tan is flawless. Experience great. The customer service from owner Monique can't be rivaled.
4851 Cartwright Ave, North Hollywood, CA
Natural and organic spray tan from knowledable technicians. And it smells great too!
7226 Melrose Ave, Los Angeles, CA
Comprehensive offering of different tanning options from Ergoline UV tan units to Mystic tan spray booth to custom air brushing.
205 S Robertson Blvd, Beverly Hills, CA
All natural, odor and uv free custom tanning. Technicians work directly with you to create the perfect tan look.
8242 W Third St Ste 100, Los Angeles, CA
Uva uses European tanning beds that are comfortable and calming. Lay back, relax and soak up the uva.
2728 Griffith Park Blvd, Los Angeles, CA
Specializing in natural sun products, Silverlake tan has services to serve individual needs.
8539 Sunset Blvd., W. Hollywood, CA
Fast and friendly tanning salon. Perfect to get that golden look on your lunch break.
6360 W Sunset Blvd, Los Angeles, CA
Consistent and dependable tans. Tanning beds always available and service always friendly.
9223 W Olympic Blvd, Beverly Hills, CA
All your beauty needs under one roof - tanning, eyebrows and eyelash extension. You're worth it!


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Related Conditions
Epilepsy is a neurological condition, having to do with the brain. There are other medical conditions associated with the brain that may be directly or indirectly related to having seizures. Here, we focus on these other medical conditions and highlight their potential relationship to epilepsy.
Related Articles from 'Epilepsy & Behavior'
(The following are in PDF format.)
Preventing Depression in Adolescents with Epilepsy
A Psychosocial View of Anxiety and Depression in Epilepsy
Risk Factors for Depression in Patients with Epilepsy
Anxiety in Patients with Epilepsy: Systemic Review and Suggestions for Clinical Management
Obsessionality, Obsessive-Compulsive Disorder, and Temporal Lobe Epilepsy
Autism and Epilepsy: Cause, consequence, comorbidity, or coincidence?


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Acer CloudMobile S500 review
4 out of 5
Looks good, barebones Android, expandable memory, great screen
Average battery life, quite a basic device, old version of Android
Reasonably priced Android phones are a mixed bag. At £100 you have the bargain-basement, but still very likeable phones that are popular on pay as you go - think Orange San Francisco 2 and T-Mobile Vivacity. Then there are the £200 phones, like the... read the full review.


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There's Better Ways To Test The Ice Thickness What an idiot! He's lucky he didn't slip into hypothermia or shock. 2/27/2014 9:42:27 AM 7,510
Look Both Ways Before Darting Across The Street The first thing you should of been taught was to look both ways before crossing the street. This is what happens if you don't! 11/22/2013 12:57:05 PM 9,615
Most Dangerous Ways To Open a Bottle of Wine If you ever want to get dangerous you can try opening a bottle of wine using these tactics. 7/10/2013 9:38:01 AM 11,861
Dumb Ways To Die A catchy little tune and compilation of the internet's dumbest ways to die. 11/23/2012 12:00:00 AM 17,841


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Hang tight!
Recipe by Campbell's Kitchen
"We've found a way to improve on bacon-Cheddar burgers . . . serve them with this delicious mushroom sauce. It's easy and really tasty!"
Watch video tips and tricks
1 1/2 pounds ground beef
1 (10.75 ounce) can Campbell's® Condensed Cream of Mushroom Soup (Regular or 98% Fat Free)
1/3 cup water
6 slices Cheddar cheese
6 Pepperidge Farm® Classic Sandwich Buns with Sesame Seeds
6 slices bacon, cooked
6 red onion slices
Everything you need to party like a leprechaun.
New for spring! Good-for-you food you'll love to eat.
Delicious recipes, party ideas, and helpful cooking tips! Get a year of Allrecipes magazine for just $9.99!
Burgers never need to be basic again! Try this great recipe with dipping sauce.
Update the classic holiday dish with bacon, red peppers, or almonds.
See how to make juicy roasted turkey with a savory gravy.


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Please enter your travel dates.
Twin Room
Double Room, Terrace
Apartment (2 people) - Room only
Double or Twin Room (with One Extra Child)
4-star hotel in Porto with a bar/lounge
Situated in Porto, this hotel is close to Hospital de S. Joao, Casa da Musica, and Porto Cathedral. Local attractions also include Museum of Port Wine and Dragao Stadium.
Hotel Features
Eurostars Oporto provides a bar/lounge, complimentary wireless Internet access, a rooftop terrace, and dry cleaning/laundry services.
Room Amenities
Guestrooms have kitchens, complimentary wireless Internet access, and complimentary high-speed (wired) Internet access; rooms also include air conditioning and climate control.
Information missing or incorrect? Tell us!Hotel Amenities
- General
Public areas are equipped with complimentary high-speed wireless Internet access. Business-related amenities at this 4-star property consist of a business center and a meeting/conference room. A bar/lounge is on site where guests can unwind with a drink. This Porto hotel also offers a rooftop terrace, laundry facilities, and dry cleaning/laundry services. Limited onsite parking is available on a first-come, first-served basis (surcharge).
- Number of floors - 4
- Number of buildings/towers - 1
- Breakfast available (surcharge)
- Room service (limited hours)
- Free Wi-Fi
- Total number of rooms - 64
- Bar/lounge
- Business center
- Dry cleaning/laundry service
- One meeting/conference room
- Parking limited (surcharge)
- Rooftop terrace
- Luggage storage
- 24-hour front desk
- Babysitting or childcare
- Elevator/lift
- ATM/banking
- Laundry facilities
- Internet
Available in all rooms: Free Wi-Fi, Free wired high-speed Internet
Available in some public areas: Free Wi-Fi
- Parking
Parking limited (surcharge)
- Room Amenities
- Free Wi-Fi
- Free wired high-speed Internet
- Rollaway/extra beds available
- Cribs/infant beds available
- Balcony
- Air conditioning
- Phone
- Minibar
- Kitchen
- In-room safe
- Television
- Soundproofed rooms
- Complimentary newspaper
- Climate control
- Dining
Buffet breakfasts are available for a surcharge.
Room service (during limited hours) is available.
- Recreation
The recreational activities listed below are available either on site or nearby; fees may apply.
- Bicycle rentals nearby
Policies & Fees
- Check-in
Check-in time starts at 2 PM
- Check-out
Check-out time is noon
- Payment types
Accepted at this hotel: American Express, MasterCard, Visa
- Pets
Pets not allowed
- General
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
- Fees
- The following fees and deposits are charged by the property at time of service, check-in, or check-out.
- Breakfast fee: EUR 9 per person (approximately)
- Self parking fee: EUR 10 per day
- Rollaway bed fee: EUR 30 per night
The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change.


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Fanita Meadows - Apartment Rentals in Santee, CA
Fanita Meadows Apartments Description
You will find Fanita Meadows nestled right in the heart of Santee. Our spacious 1, 2 and 3 bedroom units are designed for the lifestyle which you so richly deserve. Come, relax under a shady tree or take a stroll on the beautifully landscaped grounds.
Feel like getting out for awhile? You'll find many of your favorite stores and restaurants close at hand. And with the local transit or nearby easy freeway access, lifes daily commute just got a lot less stressful.
Pet Policy
No pets allowed.
- Pool
- Spa
- Excellent Access
- Well Maintained Grounds
- Tile Roof
- Laundry Facility on Site
- Air Conditioning - Central Air
- Ceiling Fan
- Multiple Phone Lines
- TV & Phone Wiring in all Rooms
- Sparkling Swimming Pool
- Stucco is Primary Exterior
- Cable Ready
- Green and Flowered Areas
- Walk to Bus Line
Fanita Meadows
9055 Prospect Avenue
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Search Nearby Zip Codes
Apartment Rentals Near Santee, CA
- Summit Park Village 8563 Lake Murray Blvd San Diego, CA 92119 Phone Number: (619) 377-7304
- Navajo Bluffs 6575 Jaffe Ct San Diego, CA 92119 Phone Number: (866) 956-6083
- Parkway Club 1237 Graves Ave El Cajon, CA 92021 Phone Number: (855) 631-2669
- Mission Villa 9525 Mission Gorge Road Santee, CA 92071 Phone Number: (619) 562-5900


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Daniel Radcliffe at the 'The Woman in Black' Moscow Premiere
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text: I've got an expansion tank in my attic near the hot water heater and the air psi in the expansion tank can vary 5 or 6 psi depending on the air temperature in the attic. I live in Texas where it gets very hot, and freezes from time to time. I added air when the temperature was about 70* or so thinking that is a good median temp. Any other tips or ideas? Is that much of a difference a big deal? Should I wrap insulation around the tank? Thanks in advance.


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Financial Tips
Don't End Up Compromising Your PPI Claim We will need Payment Protection Insurance if we are not able to keep up with our monthly salary for loans. Somehow, if we make mistakes when using PPI management firms, we may end up compromising our PPI claim which can cost us a lot of money. We have to make sure that the PPI management firm is licensed. We can check whether they are licensed or not by asking their reference number. Reputable PPI management companies will surely have a license from the Ministry of Justice. Moreover, we have to work with ppi claims management company which uses only qualified staff to handle our case. |
Hot & Niche Article
Factoring is a Tactic That Entrepreneurs Use During Recession 18/10/2011 | Hawker Small businesses traditionally have tended to raise funds to keep their business running by writing a business plan, then they raise the funds, and finally execute their plan. In today's economy, sinc [ ... ] |
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Cheaper Life Insurance
Take your database marketing to the next level with this US business database.
Featured News
Managing Your Finances
Today managing your finances is not as simple as it used to be. Once you get a free credit score you can put things into perspective and begin to get focused on your finances.


text:
[JURIST] Representatives of Canada's Inuit population on Wednesday announced [press release] a lawsuit against the European Union (EU) [official website] challenging its impending ban on the sale of seal products. The suit, filed in the General Court of the Court of Justice of the EU [official website], seeks to overturn Regulation (EC) No 1007/2009 [text, PDF], which is expected to take effect [BBC report] prior to the 2010 seal hunting season. President of Inuit Tapiriit Kanatami (ITK) [organization website] Mary Simon [profile] said:
Inuit have been hunting seals and sustaining themselves for food, clothing, and trade for many generations. ... It is bitterly ironic that the EU, which seems entirely at home with promoting massive levels of agri-business and the raising and slaughtering of animals in highly industrialized conditions, seeks to preach some kind of selective elevated morality to Inuit.


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International Students
We are so excited to welcome you to the University of Rochester community! This website is designed to give you the most useful and up to date information to help you prepare for your arrival in Rochester. Please check this site frequently for updates and important information.
On Campus Housing Arrival Information
Move-In Day Checklist
Your International Student Mentor
All new international students and other students from abroad will automatically be matched with an international student mentor. You will be contacted by your International Student Mentor by email this summer. Your mentor is going to help you transition to the UR, Rochester and the U.S.! They will be like your big brother or big sister on campus. This summer please email any of the mentors with your questions or just to say "Hi!". Meet our 2013 International Student Mentors >>
Order your dorm "pak" today through this link! Various paks include bed sheets, towels and more, all in one convenient package shipped directly to the University of Rochester. Because international students are traveling from overseas, your dorm pak will be delivered to your dorm room by our international student mentors before your arrival! We strongly encourage you to take advantage of this wonderful service so you won't need to shop for essentials during orientation.
International Student Move-in Day
August 26, 2013
Please arrive on Monday, August 26, 2013 between 9am and 4pm to take part in all the early arrival services. If you are unable to arrive during this time please see the Early Arrivals or Late Arrivals section below
Arriving by plane
Transportation will be provided from the airport all day on August 26. International Student Mentors will meet you in the baggage claim area to assist you. The shuttle bus will take you directly to your Area Residential Office to check-in to your room.
Arriving by car, taxi or hotel shuttle
Please go directly to your Area Residential Office to check-in to your room. Please note that your Area Residential Office may not be located in your Residence Hall. International Student Mentors will be there to help you with your luggage and direct you to your hall.
After moving in to your room you will be guided by International Student Mentors to get your Student ID, meet University Health Services, do your immigration check-in, and go to the Chase Bank to open an account. There will be a bus in the afternoon to take students shopping as well.
Evening Events (August 26)
- Welcome Dinner for international students and families
- Reception for Parents and Families
- International Student Mentor Get-to-know-you event
Orientation (August 27)
- EXPO – campus offices and resources you will need all in one place
- Shopping trip
- International Student Luncheon and Orientation with the International Services Office
- Join your hall for Orientation
Early Arrivals (prior to Aug. 26)
If you are unable to arrive during those times please arrive a day early and make arrangements to stay at a local hotel. If you are interested in sharing a hotel room with another new student please contact your mentor. Many of the local hotels offer shuttle service from the airport and the University or can arrange a taxi for you to get to campus on the 26th. Please see Arriving by car, taxi or hotel shuttle section above for further information. Please note: You are NOT able to move in to your room before the 26th.
Late Arrivals (after Aug. 26)
Please go directly to your Area Residential Office to check-in to your room. Please note that your Area Residential Office may not be located in your Residence Hall. Join the orientation activities as quickly as possible. See Orientation section above.


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P Barela
member for 10 years, 11 months, 5 days
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Margaret C Cowles
memorial #114512861
Would you please remove the close-up fuzzy photo of her "stone"? Crypto has provided us with a very clear one that will do nicely.
I thank you for your effort in securing a close up photo, but the newer one is better.
Added by
Margaret C Cowles
on Mar 06, 2014 5:45 AM
Ross, NM
Where are you?
The 50 or so requests for deleting duplicates I have sent you have went unanswered. They are now going to firstname.lastname@example.com.
Hope you are well and will correct your work.
Ross, NM
Added by
Ross, NM
on Feb 17, 2014 6:46 PM
Francine Barela Valdez
Fallesio B C de Martinez
Hi, I submitted an edit for this person because his/her name is recorded as Fallesio B. C de Martinez, but "fallesio" means he or she died. Their actual name, I do not know. Thank you.
Added by
Francine Barela Valdez
on Feb 04, 2014 4:06 PM
Baby J Cordova
I have also notice you are not replying to any of your messages but still adding memorials. Does this mean you are just not willing to transfer our loved ones memorials to us?
Hi.. I was wondering if you are willing to tranfer Baby J Cordova #108273306 to me. I'm his/her aunt. Baby J passed away before my nephew and his wife knew if they had a son or daughter. I'm trying to keep the family together. Thank you for your time.
angeltearz (#47722075)
Added by
on Jan 28, 2014 1:41 PM
Stewart Wooten
transfer request
Hello, Catherine Elizabeth Wooten Beckett(123857471) is my sister, would you consider transferring the maintenance over to me? (48280415)
Thanks in advance Stewart Wooten
Added by
Stewart Wooten
on Jan 27, 2014 11:29 PM
Magdalene Garcia
I've sent you 4-5 requests for record transfer. I've also noticed you are not responding to others.
Added by
Magdalene Garcia
on Jan 26, 2014 3:51 PM
Was wondering if you are still active. Have sent you 2 requests re Escobeda. I also noticed other people are asking for action and it has not been fulfilled.
Added by
on Jan 24, 2014 3:37 PM
Magdalene Garcia
Created by: P Barela Record added: Dec 10, 2013 Find A Grave Memorial# 121566022
I've sent you several notices to please transfer this record to me. He is my brother-in-law
Added by
Magdalene Garcia
on Jan 20, 2014 12:53 PM
Marcella Toohet, #122078545
Could you please add parents:
Father: No. 70756351
Mother: No. 86918972
Thank you!
Added by
on Jan 17, 2014 2:16 PM
Escobeda #121838813
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Posted : 11/29/2012
Would you speed if you were paid not to?
That's the thrust of a study by the National Highway Traffic Safety Administration (NHTSA) showing that motorists followed speed limits when offered financial perks.
The study, conducted by researchers from Old Dominion University in Virginia and Western Michigan University, focused on 50 people who drove cars equipped with GPS trackers designed to monitor speed. Drivers who didn't go over the limit received $25 each week.
But motorists who drove 5 to 8 mph too fast were penalized three cents each time. If they went 9 mph or more above the limit, the penalty doubled to six cents. (See: "Ticket? Uh-oh: auto insurance rate increases for common violations.")
"This had a robust effect in getting drivers to reduce their speeding," says Ian Reagan, the study's lead researcher and now a senior researcher for the Insurance Institute for Highway Safety (IIHS). "Egregious speeding, driving 9 or more mph over the limit, was just about eliminated for those that had the incentive" not to speed.
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The study sheds more light on intelligent speed adaptation (ISA) systems that determine if someone is speeding by using GPS to link a vehicle's position to digital maps that include local speed limits. In addition to GPS, some newer systems use cameras to read speed signs.
The ISAs, according to a recent report from the IIHS and the Highway Loss Data Institute, then could warn drivers that they're going too fast or even automatically slow the car.
Typically, ISAs notify drivers of speeding by one of the following:
Right now ISA technology is being tested, but is not yet in use in the U.S.
Insurers should consider rewarding policyholders if they obey speed limits, which would reduce traffic accidents, deaths and injuries, and the resulting auto claims and health coverage costs, says James Bliss, an Old Dominion University professor and one of the NHTSA study's key researchers.
It's too soon to tell if insurers would adopt such a plan, and if they did, how it would work. One option could be predetermined bonuses to drivers who don't speed , similar to Allstate's "Safe Driving Bonus Check" of up to 5 percent of premiums for every six months of accident-free driving.
Another option could be a discount on premiums, similar to how pay-as-you-go, or usage-based insurance, policies work. While pay-as-you-go (PAYG)depends on drivers plugging a device into their cars to monitor performance, ISA technology in the future would likely be installed in new model cars as a standard crash-avoidance featureDrivers would likely use either ISA technology or a usage-based system, but not both, because both monitor speed.
The study's results do seem to mirror the pay-as-you-go model - a hot trend in the auto insurance industry. Under PAYG, insurers give qualifying motorists premium discounts -- as much as 30 to 40 percent in some cases -- by installing devices in their cars that track driving habits and mileage. The safer and less you drive, the bigger the discount, according to insurers. (See: "As economy sinks, pay-as-you-go insurance soars.")
PAYG is clearly gaining traction, but it does have critics. Privacy advocates question how the gathered information will be used and some participants have complained that brake monitoring is too sensitive and reduced the amount of their promised discount.
Here's what three of the major insurers offer:
Other insurers with some version of PAYG include The Hartford, Travelers, Esurance, Safeco and GMAC Insurance.
Compare real rates and save real money
I have thought, for years already, that there should be a connection between insurance rates and how people drive, instead of statistically lumping us all together. I envisioned a device that records driving incidents and logs speeding and hard braking, maybe using a password to connect the particular driver to the incidents. The driver would need to "log on " to the vehicle before the engine would start, maybe using iris recognition. The recorder would use bar code to display the sins. I envisioned that when applying for insurance, a hand held reader would be used by the insurance agent to scan and read the number of sins, if any and levy the corresponding rates to insure the vehicle.
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text:
By Tim Jones
Bloomberg News
Pastor Rick Towe shuns politicking from the pulpit, avoiding any mention of President Obama and Mitt Romney during a recent Sunday sermon at the small Pentecostal church in the southeastern Ohio River town of Kanauga. Yet the battle for the White House always seems to find him.
"I hear more that Obama is a Muslim than Mitt Romney is a Mormon," Towe said after the service. "My e-mail box is full, mostly from Christians running down Obama."
In the battleground state of Ohio, the Appalachian foothills stretching from the state's southern tip to the southwestern corner of Pennsylvania is the land Romney described as the "47 percent," a region of high dependence on government assistance — jobless pay, food stamps, and aid to the poor.
It's an area where cultural issues such as gay marriage and abortion and candidates' biographies override economics and taxes.
"There's a cynicism about politics and politicians who come down and promise things and then nothing seems to happen," said Paul Beck, a political science professor at Ohio State University in Columbus.
For Romney, southeastern Ohio presents the political flip side of Obama's challenge to turn out young and minority voters in urban areas. While Ohio mirrors the nation in some major racial and demographic categories and is a presidential bellwether, the counties near the river are 90-plus percent white and the percentage of residents older than 65 is above the state average. Voters here decisively endorsed the candidacies of Republican nominees John McCain and George W. Bush in the previous three elections.
Gallia County, for instance, chose McCain by 62 percent to 36 percent over Obama four years ago. In neighboring Meigs County, McCain won 58 percent to Obama's 39 percent. Romney must match or exceed those lopsided victories to counter Obama's advantage in the cities.
"I see these counties going nearly all Republican," University of Akron political scientist John Green said. "This is a sparsely populated area, but collectively in a close election they could mean a lot."
Former Ohio Gov. Ted Strickland, D, said the Obama campaign seeks to "shave off some of those numbers" from Republicans in those counties.
"If they were voting their economic interests, they'd be voting hugely Democratic," Strickland said. "Mitt Romney was talking about these voters when he talked about the 47 percent."
Reviving the economy in this area is an entrenched challenge. As Ohio's jobless rate dropped to 7 percent in September, continuing a steady decline from 8.6 percent a year earlier, the signature economic trait of this region settled by the French in the late 1700s is poverty. Almost a half-century ago, President Lyndon Johnson laid the foundation for his "Great Society" social assistance programs with a speech at Ohio University in the college town of Athens.
"We must abolish human poverty," Johnson said in May 1964. Little has changed, though, as poverty rates range from the high teens to more than 30 percent in Athens County.
Poverty is a constant that "really doesn't matter in this election," said Jack Frech, director of the Department of Job and Family Services for Athens County. "And tax cuts don't help us because we really don't have any rich people down here. We're 100 percent of the 47 percent."
This is also an area known for exits. In Gallia County, Bob Evans opened the first of more than 600 restaurants bearing his name in 18 states; its headquarters is now in Columbus, the state capital.
Rocky Shoes and Boots abandoned production in Nelsonville for the Caribbean in 2000. A former factory is now a sales outlet in the Athens County town, where Romney-Ryan yard signs line the front of the building.
Coal mines that used to support the region for generations are shuttered and the pledges of new jobs not delivered — coming from Democrats and Republicans — are remembered by suspicious voters.
Ohio State's Beck said many voteres hold the perception that Democrats who are pro-environmental enforcement are enemies of coal.
The area is "decimated by the policies of this administration," said Ed Zatta, 47, who runs a pharmacy in Pomeroy in Meigs County. "There's not much going on down here."
Median household income in the county was $33,407 in 2010, compared with a statewide figure of $47,358, according to the Census Bureau.
Etta Spence, 65, a retired grocery store cashier in Gallia County, said that while she isn't excited by her choices on Election Day, "Mitt is a lot more precise about what he's going to do."
Of Obama, Spence said, "I don't know if things are going to change, but they won't change under him."
Median household income in Gallia was $37,409 in 2010, Census Bureau data show.
The politics of personality and origins now matter more than party affiliation in an area that once was reliably Democratic. Voters here endorsed Democrat and Arkansas native Bill Clinton twice for president and helped elect Strickland, who's from far southern Scioto County, as governor in 2006. "They were people they could relate to," Beck said.
Political cynicism has elevated the value of cultural issues like abortion and gay marriage. In Ohio's Republican primary, residents here strongly backed the candidacy of Rick Santorum, a Roman Catholic who was raised near the mouth of the Ohio River in suburban Pittsburgh.
In a region dominated by Protestant churches, Gallipolis — pronounced Galli-police — also has a Church of Jesus Christ of Latter-day Saints, Romney's religion, with about 300 members.
"We don't talk about politics at church," said Bishop Kimball Clark, a physics professor at the nearby University of Rio Grande. "We have members who are very true Democrats and others who go the other way."
Voters in these counties turned out in large numbers in 2004 to support Bush, drawn to the polls also by a ballot measure banning gay marriage. Green, of the University of Akron, said the amendment, which was approved statewide by 62 percent to 38 percent, increased the state voting totals by 4 percent to 5 percent. Turnout in some southeastern counties jumped by more than 20 percent over the 2000 election.
"You don't have an issue like that on the ballot this time, but there are very negative views of President Obama from religious conservatives," Green said.
Pomeroy resident Anna Cogar, 19, voting for the first time, will cast her ballot for Romney. "I like the fact that he's a Christian, by the book," Cogar said, adding that Obama "is not a Christian." Romney is a Mormon; Obama is a Protestant.
In Meigs County, where the September jobless rate was 10.7 percent in September, one-in-five people — including a third of children — live in poverty. The average weekly wage in the first quarter of 2012 was $534, the lowest of the state's 88 counties.
All of this figures into the political math in southeastern Ohio, which, by itself, is a voice confined to the state's back benches. In a close statewide race, which elections normally are here, the votes from the hills and hollows could loom large.
"The question is turnout," Green said.


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Surveillance video shows a man making off with an entire cash register from a liquor store in Lawrence, Mass.
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BeerAdvocate on your phone?! True story. Try the beta now.
Tickets for American Craft Beer Fest are on sale now! (May 30 & 31 in Boston, MA)
Cincinnati Beer Week 2013 Embree's Northern Dark - Rivertown Brewing Co.
Displayed for educational use only; do not reuse. |
Ratings: 29 | Reviews: 13 | Show All Ratings:
4.01/5 rDev +2.6%
look: 3.75 | smell: 3.75 | taste: 4 | feel: 4.25 | overall: 4.25
Appearance - pours opaque for all intents and purposes. A finger of mocha forms and forms and falls to a thin but complete cover.
Aroma - molasses out of the shoot, roasty malts following with elements of coffee then Hershey's syrup. Some soy notes after a bit.
Taste - roasty, a little sweet, distinctively 'porterish' in flavor. More chocolate than coffee, the reverse of what I expected. Better coffee presence as the beer warms. A light abv going on, not pushy at all, very elegant.
Mouthfeel - smooth, a bit weighty, moderate carbonation. Well done.
Overall - I wouldn't mind seeing this one done again, I'd buy a case to last a few years. Saved this last one to review and decided to enjoy it tonight for no particular reason. Cheers!
Serving type: bottle
10-20-2013 05:58:38 | More by brewdlyhooked13
North Carolina
3.63/5 rDev -7.2%
look: 4 | smell: 4 | taste: 3.5 | feel: 3 | overall: 3.75
Served from a bottle into a Sam hybrid glass.
A: Dark. Very dark. No light shall penetrate this darkness.
S: Roasted malt and toffee.
T: Aforementioned roasted malt gives it some sweetness and some hop bitterness in the background helps to balance out. And there's no avoiding the taste of ethanol at this ABV.
M: Medium-to-thin and low carbonation.
O: This is a massive beer. I'm not too familiar with the style, so I'm not going to tread too far; this porter manages to possess some tasty flavor, which is no easy task at near 11%. It's dark as all get out, has a magnificent smell to it, and doesn't taste like pure rocket fuel, so I'd call it a success.
Serving type: bottle
07-22-2013 19:07:40 | More by fastrodney
3.86/5 rDev -1.3%
look: 2.75 | smell: 4 | taste: 4 | feel: 3.75 | overall: 3.75
Poured from a slightly-chilled bottle into a Founders snifter. It pours out an extremely dark mahogany color (nearly black). Carbonation is extremely low. What little head there is quickly dissipates. The appearance may be a bit of a disappointment, but the nose makes up for it. I get some nice treacle and toffee notes, some roastiness, and a hint of booze.
The beer has a medium-full body and a wonderful malty flavor. Sweet toffee, caramel, and bready notes up front are followed by slightly smoky, licorice notes at mid-palate. The finish has a nice, slightly dry alcohol warmth. Very smooth, slightly creamy feel, but just a bit thin. Delicious dessert beer.
This is the second collaboration beer brewed in honor of Cincinnati Beer Week and I really enjoyed it. I thought it would be tough for the team of local brewers to hit another homer after the barleywine they brewed last year, but they pulled it off. This was a really nice brew.
Serving type: bottle
07-15-2013 22:02:49 | More by deadonhisfeet
3.75/5 rDev -4.1%
look: 4.25 | smell: 3.75 | taste: 3.75 | feel: 3.5 | overall: 3.75
Appearance: black body with a tan half finger head
Aroma: dark fruit that reminds me of fig; mild-medium roasted coffee; just a touch of toasted caramel; touch of mocha; hint of sour mash
Flavors: nice dark fruits on the mid and aftertaste – raisin and fig; medium coffee; just a touch of bitterness that reminds me of a 70% dark chocolate bitterness; there is a tart note on the back and aftertaste; nothing really stands out; lack character
Mouthfeel: medium body; mild carbonation; smooth feel; alcohol does not stand out – just a little warmth; aftertaste seems short; lacks depth
To the Point: easy to drink for a 10.94 abv; the alcohol was not really a factor; nice tasting; fun to review but nothing special when just sitting back and sipping;
This porter paired well with a fine cigar - La Perla Habana Black Pearl Morado Robusto
Serving type: bottle
05-31-2013 03:03:40 | More by hackmann
3.8/5 rDev -2.8%
look: 3.75 | smell: 4 | taste: 3.75 | feel: 3.75 | overall: 3.75
12 ounce bottle. Served in a snifter, the beer pours dark brown/black with about a 1/4 inch light tan head that fizzled away quickly. There's a small amount of lacing. The brew smells like dark fruit (prunes, cherries, red grapes), roasted malt, caramel, and a bit of chocolate and coffee. The taste is pretty much just like the aroma, it tastes like roasted malt, dark fruit, bittersweet chocolate, nuts, and coffee. I do think the aroma is much fruitier compared to the taste, in which I think the bitter flavors are stronger. Mouthfeel/body is medium, it's a bit thin for a Baltic Porter, but also smooth with a good amount of carbonation. I liked this brew, it's definitely worth trying. $11.99 a 6-pack.
Serving type: bottle
04-05-2013 22:12:06 | More by bluejacket74
4.14/5 rDev +5.9%
look: 3.5 | smell: 4.25 | taste: 4.25 | feel: 4 | overall: 4
Poured into a snifter. Dark brown, not a huge head. Smells sweet, almost like a brandy, of dark--almost to the point of being burnt--caramel. Clings to glass quite well. Malty--almost like a barleywine or a quad. Perhaps I've had Baltic Porters that defy the style, or perhaps I haven't had enough of them, but this beer doesn't match up to to others I've had. Tastes include toffee, blackcurrant, and again, caramel. Quite good. Thanks to ksurkin for the brew.
Serving type: bottle
04-02-2013 22:41:00 | More by beerloverofbham
3.8/5 rDev -2.8%
look: 3.75 | smell: 4 | taste: 3.75 | feel: 3.75 | overall: 3.75
Cincinnati Beer Week kicks off with a collaboration like no other. From mega brands like Rock Bottom to the ground roots efforts of Listermann, and traditional Christian Moerlein to non-traditional Triple Digit. Brewed at Rivertown but inspired by lank Slate, Great Crescent, and Fifty West... there's a lot of influence that goes into this festival's collaboration ale.
What results from the collage of influence is a demonstrative Baltic porter that's swallowed by a dark "bark" brown saturation that influences the aromas and makes me think things like "strong", "roast", and "robust". Its deep color eventually releases a lather of foam that caps the beer with a dense but condensed blanket of slight mocha-stained foam that further reinforces the beer's boldness. Light in retention and lace, the beer sparsely decorates the glass with lace.
Bold aromas of deeply toasted grains offer up alluring scents of heavy toast, Kona coffee, cocoa, walnut, and chicory but never crosses the fence into roast or charred territory. Instead, its restrained masculine scent in filled with vanilla, grape, and licorice-like spicy smoothness that balances the sweetness and accents its earthen components.
Its delicious taste is smooth and robust. Backed with the smooth caramel richness of malt, the beer further relies on the taste of nutty coffee grounds, bitter chocolate, light campfire embers, walnuts, grape and aniseed to build complexity, intrigue, and variance in taste as the beer marches across the taste buds. Its a beautiful flavor combination that weaves in yougurt-like tangy malts and port-like alcohols to close its taste.
Full bodied, yet smooth in texture- this Baltic porter lacks the quintessential smoothness of those long-lagered examples, but the beer instead celebrates its arid carbonation, dry toast, and slightly astringent char to assist a semi-dry finish and brandy-ish warmth.
Though there's a ton of Baltic porter character to be celebrated in this beer, its the rougher and more impatient flavors and textures that come to rise in the form of near-roast, slightly harsh bite, and rough alcohols that makes the beer seem "green" or maybe slightly immature.
Serving type: bottle
03-07-2013 07:51:09 | More by BEERchitect
3.86/5 rDev -1.3%
look: 4.5 | smell: 3.75 | taste: 3.75 | feel: 4 | overall: 4
Serving Type: Bottle to pint glass.
Appearance (4.5): Dark, with light brown head.
Smell (3.75): At first I rated it a 4.5, because it is very aromatic, with hints of vanilla and black licorice. However, after letting it sit for a couple of minutes, I'm also getting a hint of what I privately refer to "creamy". I'm not sure what the technical term is, perhaps a slight undesired sourness?
Taste (3.75): Fortunately, the 'creaminess' or sourness is hardly present in the taste.
Mouthfeel (4.0).
Overall (4.0): Being from Cincinnati, and a strong supporter of the local scene, I have to admit my 4 my be a bit biased. Either way, I am impressed with this collaboration and it definitely is a strong source of pride to see so many breweries working together.
Serving type: bottle
02-19-2013 00:19:55 | More by jibjib513
4.09/5 rDev +4.6%
look: 4 | smell: 4 | taste: 4.25 | feel: 3.75 | overall: 4
Limited availability. I picked it up at Cork and Bottle in Newport KY. Pours a nice chocolate brown, a nice roasted carmel overtones. It is a good winter blend beer. High alcohol content 10.94% . Good dark bitter chocolate taste. This is a good dark beer.
Serving type: bottle
02-10-2013 01:27:29 | More by WillWillows
4/5 rDev +2.3%
look: 3.5 | smell: 4 | taste: 4 | feel: 4.25 | overall: 4
Dark chocolate-colored ale with a sudsy, tan head. Aromas of perfumy, floral hops and roasted mocha; flavors of sweet florals and tart coffee. Very smooth and light-bodied for something with almost 11% abv...one could easily drink way too much of this stuff.
Serving type: bottle
02-05-2013 15:30:23 | More by keeganfrank
3.81/5 rDev -2.6%
look: 4.25 | smell: 3.5 | taste: 4 | feel: 3.5 | overall: 3.75
Ending a long hiatus of reviews for this one-time offering from 10 Cincinnati Breweries (Blank Slate, Christian Moerlein, Fifty West, Great Crescent, Listermann, Mt. Carmel, Rivertown, Rock Bottom, Samuel Adams, and Triple Digit). Last year's Barleywine was odd fresh...looking forward to this one.
A - Looks nice - rather dark body with a medium-dark tan head that fades quickly to a ring and film of white foam.
S - Lots of roasted caramel up front, hints of vanilla...this is about all I can discern.
T - A nice full spectrum of roasted toffee, caramel, etc., the vanilla. It's quite sweet, with a light alcohol burn on the finish. Not a lot of depth, and perhaps a bit too much booze, but it's pretty good.
M - a touch drying, smooth, a little bit thin.
O - this is alright. Considering it's a collaboration from a lot breweries that range from poor to good (IMO, of course), this is at the upper end of the possible range. Looking forward to seeing how time treats it.
Serving type: bottle
01-25-2013 02:26:35 | More by ColdPoncho
3.99/5 rDev +2%
look: 3.75 | smell: 4 | taste: 4 | feel: 4 | overall: 4
Appearance - Dark brown with a small tan head.
Smell - Roast, dark fruit and sweet.
Taste - Robust, Chocolate a hint of sweetness, Caramel. I notice dark fruit as well. Malty brew
Mouth feel - Medium body can taste the alcohol as it warms.
Overall - Bought this as a single bottle.It states it was brewed and bottled by Rivertown in collaboration with local (Cincinnati) breweries as part of beer week 2013.
Serving type: bottle
01-19-2013 01:57:06 | More by patpbr
4.1/5 rDev +4.9%
look: 3.75 | smell: 4 | taste: 4.25 | feel: 4 | overall: 4
A: Poured in a pint glass, dark brown with a little carbonation on the sides. a small light brown head quickly dies.
S: Wow! dark fruit, figs and dates with a little tart cherry in there. a little roast on the end with a nice sweet caramel finish
T: The taste plays off how it smells. a very nice roasted, caramel malt, slight chocolate covered tart cherries in the middle with a coffee finish. cant taste the 11%!
M: perfectly carbonated, and smooth. like i said the alcohol isn't there, it goes down very easy.
O: this was a delicious baltic porter, a must try. Has a nice tart fruit, coffee aroma with a flavor that doesnt disappoint. the mouthfeel is great and it never weighs you down. Cheers!
Serving type: on-tap
04-29-2013 16:11:39 | More by schwemjw
Cincinnati Beer Week 2013 Embree's Northern Dark from Rivertown Brewing Co.
out of 100
based on 29 ratings.


text:
Sunday, January 13, 2008
Sunday Morning Coffee
A couple posters lamented what sounded like huge declines from the peak (not sure if they meant the peak of their portfolio or the peak of the market). We are talking mid 20's for some of these folks. Yikes.
I have said many times that the combination of new products and time well spent would empower do-it-yourselfers to have a better chance at success.
After reading through this thread I did not draw a favorable conclusion about the knowledge or skill level of the folks posting. The comments were not too specific on whether they all focused on small cap stocks (which was the theme of this particular board), stock picking or whatever.
Small caps, from the top down, is the wrong place to be at the end of the cycle. In the last three months iShares Russell 2000 is down 16%. SPY is down about 10%. The guy who kicked things off on this thread said he is down 26% from his peak (which of course might be different than the market's peak) and says he is currently only 18% invested after his "systematic sales." So down 26% and 72% cash?
Yo, dude, somethings gotta change, like now.
There were also a couple of walking in your footsteps comments too. Cheese O Pete. One thing that I think I glean from these posts is that these people do put in time working at it. I figure anyone who has systems, whatever that means, and takes the time to not only read Motley Fool but also post on a message board is probably putting in a lot of time. Despite my having written for TMF in 2004 I never got the sense that things like risk management or market cycles were a big priority there but things may have changed since then.
So while my empowerment theory may not hold water I still do believe that investing can be as simple or as complex as you want to make it. I am well aware that good bottoms up stock pickers can have success in any environment but in case that is not you and you are not paying some who can do that you might want to try something else.
People seem to like to make investing more complicated than it needs to be. The message board I am referring to and some of the comments left on this site make that apparent. I am not trying to be insulting I am hoping to convey that saving properly is more important than beating the market. Avoiding one or two things (here I mean underweighting) every so often can go a long way to less pain than in the broad market, during the occasional down swings that is. Remember the US stock market has an up year about 3/4 of the time.
I say this a lot but all of the top down stuff I write about regarding sectors, growth versus value, cap size and the like is very elementary and requires no analytical skill whatsoever. Looking for a bunch of small cap stocks to own when history says small cap will lag seems like a colossal up hill struggle and it's even worse for the people trying to just that who don't know when small cap is likely to lag.
Lazy portfolios are right for many people for a reason, they get the job done. Whether they beat the market or not they keep you close which is plenty for, intentional repeat, people who save properly. If you can actively manage your portfolio without blowing up much worse than the market, great, but know whether or not you can and then pick the right strategy for your skill, temperament and time you can spend.
That was a bit of a rant, wasn't it?
The picture is near mile marker 20 0r 21 on Highway 450 on Molokai.
20 comments:
- amateurInvestor said...
Right on with your rant.
I read this blog most everyday, but as I log off each day I often think to myself, "wow, some of these people must have nothing to do except micromanage their money". Nothing wrong with that, if you have the desire, time and some skill. I lack the desire and skill, which is why I'm a fund-kinda-guy. I do occassionally venture into stocks, made some nice bucks on CAT several months ago; balanced that out by buying AAPL (pre-iphone) @62, watched it go sideways a few months, sold @64, they roll out the iphone, and i watch as it rockets to 200. Oh well.
For me it's about comfort level, which is why i generally raise my cash level when I think the market/economy is getting "shaky", instead of shorts/double-shorts, or some of the other "exotic" (at least to me) things I see written here.
I guess that's my rant. Later. - 7:38 AM
- Anonymous said...
Have you talked about the agriculture sector yet?...I'm
new to the site. How would
your compare DBA, JJG, JJA, RJA
DBC and others. Should we wait
for a pull back or jump right in?
thanx - 9:14 AM
- Tom K said...
Roger has written a lont on agriculture ETF (I believe he has an article on TheStreet.com comparing several of the funds you mentioned). I would just Google "Roger Nusbaum + DBA".
Btw, when updating my strategy 3 model yesterday I was surprised at the parabolic look of it's chart:
I wouldn't be surprised to see this asset class take a breather soon. Geez, look how far it is from it's 200 day moving average. - 10:02 AM
- Anonymous said...
Another ag etf is a new Canadian global ag etf....cow.t
The sector has come a long way but FWIW farmers are being offered forward prices for next year's crop for some commodities ie. flax, canola that are record breakers. It is as if some end users are using prices to fight for planting acreage in farmers plans. The boom is a long way from over. Farmers are a funny bunch but if they smell cash flow it usually results in new iron on the farm! - 10:51 AM
- jag said...
Fools will always find a way to lose their money, Roger. Don't get too worried about the Motley Foold kids, they're barely above the Google/Yahoo discussion forum participants in terms of market education.
I wish I could mail each of these people a free copy of "Random Walk Down Wall Street" and "Intelligent Investor" - we might see a lot fewer people lose money in the stock market then. Perhaps some benign charity should be set up for the education and enlightenment of day traders? - 11:39 AM
- Roger Nusbaum said...
i mentioned MON a couple of times and that I sold about 1/4 of it recently.
DBA, JJA, RJA all popped big on the friday reports. I have had DBA personally and for one or two clients (should have been more, dang) and it has done great.
I don't have a great answer for you. Time wise I'd say there is a lot more to go but the next 20%, directionally, would just be a guess.
COW.T sounds familiar, does it represent cattle like the iShares ETN?
jag i wish you were wrong. - 12:20 PM
- JackS said...
Anon 9:14
MOO is another possibility and maybe PHO for a water play. I own DBC, MOO and might get some PHO before spring. But a caution on DBC is warranted which has a large position in oil. In a recession that holding could suffer as the price of oil declines. Both DBA and DBC pay some kind of dividend, MOO does not I believe. I don't know if I like COW because of the cost to feed cattle.
You might like to listen to Don Coxe who is currently bullish on commodities looking forward, especially agriculture.
http://events.startcast.com/events/199/B0003/ - 12:59 PM
- T said...
With countless prognosticators sucking the air out of the investment room. I believe I have a "can't miss" market senario for the world based upon the experts I have read and heard the past week.
The market will go straight up from here.
The market will rise after this mild correction.
The market will rise after this large correction.
The market will rise in a choppy and labored fashion.
The market will trend upward from here through a large part of the year and then downward for the rest of the year.
The market will head straight down in a crash.
The market will rally a bit from here and then fall.
The market will have a big rally from here and then fall.
The market will trend downward in a choppy fashion.
The market will trend downward for a part of the year and then upward for the rest of the year.
The market will trade in a narrow range from here with no basic upward trend upward or downward.
Thnaks, experts! - 2:23 PM
- Anonymous said...
here's a bit of salient text from coxe's latest:
Based on what you've just said, you've given us a couple of great trades in the recent past: the agricultural
stocks and the futures, also the short financial sector. But based on what you've just said, right now would you
continue or would you put on a new trade to short the financial sectors and would you buy into the agricultural
commodities via the future products.
DC: The answer to both of them - depending on your risk tolerance and exactly how your overall portfolio is -
is yes. Yes, because any time you can short on certainty and take a bet on what is the new - as we're seeing
with Angelo Mozilo and Countrywide here - it's the new re-statement of the capitalist ethics of Adam Smith
and now it's a call to arms which is "a" for audacity, "r" for rapacity and "m" for mendacity and this is spread
right across so many of these leading institutions.
So any time you get a chance that you get to short audacity, rapacity and mendacity and acquire real food
assets where there's still an imprecise understanding out there and I can tell you that because of all the
interviews I've been doing lately with people and very sophisticated investors even saying, "Look, Don, there's
been grain rallies before. Why is this so much different?" and of course it's because this is the first time in
recorded history where we have really good documentation of what the carryovers of grains are around the
world. That's done from the satellite system of the USDA and in relation to consumption we have the lowest
carryovers on record.
So when you can buy something that is as transparent as food at a time that you know there's a shortage of it
and if anything like the legislation currently on the books in Washington and in the EU for converting more
corn and soy beans into ethanol or biodiesels goes forward then what you've got is a shortage situation that's
going to last for years and years and years. So going long shortages and going short mendacity sounds to me
like a pretty good trade.
so, from this, i gather that he'd be a buyer of dba even at these seemingly high levels. - 3:40 PM
- steve.scoot said...
My unprofessional opinion is that the volume traded
of any of these new ETF's is important re:volatility.
I learned that the hard way via DBB. I did buy
DBA a month ago, and I believe that it is the only one
of these new Ag ETF's other than MOO which has
decent volume, that I am aware of. Perhaps Roger might correct me.
Coxe's opinion about the ag bull continuing a long
run seems to make sense to me.
On another topic, are any of you moving significant
amounts into bond funds, and if so, which and why.
Thanks, and what beautiful bucolia, Roger.
Scoot - 4:06 PM
- steve.scoot said...
My unprofessional opinion is that the volume traded
of any of these new ETF's is important re:volatility.
I learned that the hard way via DBB. I did buy
DBA a month ago, and I believe that it is the only one
of these new Ag ETF's other than MOO which has
decent volume, that I am aware of. Perhaps Roger might correct me.
Coxe's opinion about the ag bull continuing a long
run seems to make sense to me.
On another topic, are any of you moving significant
amounts into bond funds, and if so, which and why.
Thanks, and what beautiful bucolia, Roger.
Scoot - 4:07 PM
- s_baghaii said...
Roger, you have mentioned things that happen in standard market cycles several times now. I was not a business student so I don't know what happens in a normal market cycle. You mentioned financials going down at the start of a recession.
I was not a business student and am not familiar with the standard texts to know what happens in a normal business cycle. Can you let me know what happens or point out an appropriate text where one can learn such things? - 6:52 PM
- JackS said...
Anon 3:40.
I believe Coxe's take is that he believes the Fed will continue to lower rates and increase the money supply too. The first to stimulate the economy and Wall Street and the later to help banks with liquidity. And we all know what that does with inflation and thus commodities. It's an election year and Washington wants a short term bandaid not major surgery.
Even if they lower the rate soon once and hold that rate, nothing should happen to hurt commodities IMHO. There will be a rough ride, but prices will continue to rise until they decide to raise rates. A recession will hurt steel & oil but people still have to eat and the population isn't going down.
Coxe is bullish on agriculture, and I am too until the Fed sends a signal that they will start to battle inflation. I will hold until the spring and see what happens. ADM may be a good buy under $40.
I also thought that oil was priced too high after Labor Day when that sector usually takes it's winter siesta. But prices continued to rise even in the face of a down market and recession based on too much cash chasing too little oil and of course speculation. It's still the same thing with food. I may get out if I see GLD start to get crushed. Not a simple correction, but a down trend.
Of course the Fed claims they are "keeping an eye on inflation". Ya, like a child on the beach watched this:
http://tinyurl.com/2zpbte - 8:32 PM
- Mike C said...
I was not a business student and am not familiar with the standard texts to know what happens in a normal business cycle. Can you let me know what happens or point out an appropriate text where one can learn such things?
You should definitely read Style Investing by Richard Bernstein.
IMO, this is an excellent book which is probably one of the most underrated, unknown, underread books out there on equity portfolio management.
He covers growth, value, large-caps, small-caps, beta, high-quality, low-quality all in the context of the economic and market cycles and the "why" certain segments outperform at certain times. - 9:31 PM
- jag said...
As for bond funds: I've had a big defensive position in TIPS which has done very well in the last few months, but the spreads have gotten wide enough that TIPS are looking quite expensive, and I'm starting to move a fraction of that into corporate debt... esp. high yield. High yield hasn't looked attractive to me for the recent past, but now it's yielding 6.5%, 300 basis points over treasuries, it looks like a good bet, even with recession risk.
- Anonymous said...
Where do you see the Dow ending the year and what areas do you see doing well this year?? Any ETF's you love for 2008??
Thanks!! - 10:23 PM
- JackS said...
What do you think of FFRHX? - 12:33 PM
- Anonymous said...
COW.T is just the symbol for the new Claymore Global AG ETF...when you look at its holdings, it doesn't seem to have much to do with cows per se. Its top ten holdings include Deere, PCS, Monsanto, Kubota, Mosaic...
Coxe is very bullish on foods...
"Forget oil, the new global crisis is food
"A new crisis is emerging, a global food catastrophe that will reach further and be more crippling than anything the world has ever seen. The credit crunch and the reverberations of soaring oil prices around the world will pale in comparison to what is about to transpire, Donald Coxe, global portfolio strategist at BMO Financial Group said …
"'It's not a matter of if, but when,' he warned investors. 'It's going to hit this year hard.'
"Mr. Coxe said the sharp rise in raw food prices in the past year will intensify in the next few years amid increased demand for meat and dairy products from the growing middle classes of countries such as China and India as well as heavy demand from the biofuels industry.
"'The greatest challenge to the world is not US$100 oil; it's getting enough food so that the new middle class can eat the way our middle class does, and that means we've got to expand food output dramatically,' he said."
Source: Alia McMullen, Financial Post, January - 1:44 PM
- jag said...
jacks: the long-term chart for FFRHX looks absolutely scary - deceptively stable, and then whoomp! Yikes! Looks like they were hit by something black-swannish.
Since high-yield is an obviously risky investment, I'd rather see a much more honest and volatile record in the short term, because at least then I won't be facing a nasty surprise all of a sudden. I'm in FAHYX myself - the manager of that fund, Soviero, has an excellent long-term record, even though he had a mediocre 2007 - but not nearly as bad as FFRHX. He's something of a proven performer, and I'm sure he'll do fine when we get past the current fear about credit risk (I expect the current spreads are sufficient to compensate for default risk in a mild recession). - 3:22 PM
- JackS said...
Thanks Jag for the tip. I know FFRHX is in junk bonds and I exited the fund when it started to slide from it's former NAV at $9.95.


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Watch It TODAY
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i thought this movie was gonna be one of those stupid bad directed stupid comedy but as it turns out it was enjoyable and very funny i would recommend anyone that needs a good laugh to see it
Josh Zuckerman is great he cries, he is the but of the joke and he transforms before our eyes. He is the one to watch as the rising "A" list comedian. I can see him hosing the Oscars in a few years. You have to see this movie.
Funny Funny Funny, no great Brainer however lots of Laughs. I only ccaught it as I walked out of Pride and Glory.
One of the funniest movies I seen in a long time. I laughed so hard that I was crying. A MUST SEE!!
I really enjoyed this movie I definitely laughed . It is similar to the first American pie movie so don't take the under 13 y/o to see it. And it was better than Nick and Norah
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Set within the grounds of a historic 17th Century thatched cottage, guests at the Hay Loft are a 10-minute stroll from Limpert Bay. This self-catering accommodation has free Wi-Fi and under-floor heating. The small building is traditional and stone-built, with a seating area outside and a fully modernised interior. The kitchenette looks onto the garden, with a sitting and dining area and steps up to the mezzanine doube bedroom. Guests at the Hay Loft can relax on the sofa with the TV, or enjoy a book outside on the patio. The sofa can be turned into an extra bed comfortable for 2 children. The contemporary styled shower room's walls have been studded with pebbles in a unique finish, and there are many modern comforts such as an iPod docking station, a DVD player, and there is even a barbeque for use in fine weather. 25 minutes' drive from Cardiff, the Glamorgan Heritage Coast is just 10 minutes away by car, as well as Fonmon Castle and many historic market towns.


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By LLOYD COMBS
Bluefield Daily Telegraph
RICHLANDS, Va. —
No player is more dedicated to her game or her team than Brittany Allen and that dedication is beginning to pay off for the Richlands High School junior.
Allen is the Pocahontas Coal Association-Bluefield Daily Telegraph Player of the Week after a 28-point effort in last week's Richlands win over Marion.
Her season already included a 33-point night in a win over Graham and an MVP award in a December tournament at Virginia High.
The Lady Blues guard doesn't just play the game in months with the letter 'r' in them. She plays year round and those efforts have already earned Allen a chance to play NCAA Division I basketball in two years.
She recently made a verbal commitment to Winthrop (S.C.) of the Big South Conference.
"I play basketball 24/7," said Allen, who has played on AAU travel teams since the eighth grade. "I can't even take two days off. I love it. And I'm looking forward to playing (at Winthrop)."
Her game has always impressed Richlands coach Dennis Palmer.
"Brittany is a dynamic player," Palmer said. "She can create shots on her own, she handles the ball well and she's got quick feet.
"She shoots the ball well, or she can drive by people. All facets of her game are solid."
Allen is as dedicated to her team, which reached the state semifinals last year and the quarterfinals her freshmen year, as she is to her own game.
She is not particularly worried about the Lady Blues recent two-game losing streak after an 8-0 start to the season.
"We're definitely in a funk right now, but it's nothing we haven't been in before," Allen explained. "I have faith in my team, I love them and we're going to get through this, and it will make us stronger at the end.
"We've played together since elementary school. We know where each other are on the floor. We're just not hitting our shots right now."
Honorable Mention
Bluefield (0-1) during week: Destiney Sims, 27 points vs. Summers County.
Grundy (1-0): Savannah Charles, 18 pts vs. Honaker.
James Monroe (2-0): Kelsie Mann, 29 pts; Lane Shiflet, 14 pts, 6 rebounds vs. Wyoming East.
Montcalm (1-0): Miranda Kenrdrick, 12 pts, 5 reb vs. Liberty.
Narrows (1-0): Courtney Smith, 12 pts vs. Bland County; Tiffany Perdue, 11 pts.
PikeView (1-0): Hope Nester, 12 pts vs. River View.
Princeton (0-1): McKenzie Akers, 27 pts, 7 assists in loss to Huntington; Khadija Payne, 17 ps vs. Huntington.
River View (0-1): Chelsey Dobbs, 16 pts vs. PikeView.
Summers County (1-0): Tyra Wynes, 16 pts, 11 reb, 7 ast, 6 steals vs. Bluefield.
Girls Basketball Winners
2012-13 Season
Week 1: Emaleigh Gallinger, Graham
Week 2: Taylor Catron, Tazewell
Week 3: McKenzie Akers, Princeton
Week 4: Shelia Hopkins, Bluefield
Week 5: Chelsey Dobbs, River View
Week 6: Brittany Allen, Richlands


text:
Seatowning: Prince Fielder!
- Where will Prince Fielder land? Jeff Sullivan from SB Nation says these are the teams left in contention: Blue Jays, Cubs, Rangers and the Mariners.
- If the Mariner Prince Fielder, would he be the biggest free-agent signing in Seattle sports history? Larry Stone from the Seattle Times explores the question at his Hot Stone League. Since 1992, the year I was born, I say yes. The last big signing was Ken Griffey Jr. part two, but his wasn't big for potential impact on the field. Any other bigger signings in Seattle sports history? Drop a line in the comment.
- While we're on the subject of Prince Fielder, here's Dave Cameron from USS Mariner providing evidence going against the "free-agent magnet" theory.
- Let's keep the Prince Fielder thing going...his agent Scott Boras put together a cool book about Fielder. Read about the book at Big League Stew.
- And here's something non-Prince Fielder related. ... Jonathan Givony from DraftExpress wrote up a post for Grantland featuring Terrence Ross on Tuesday. Givony said Ross is, "One of the most physically gifted players in college basketball, Ross is a proficient shooter with NBA range." While Givony mentions his weakness of being an average ball-handler, he doesn't point out Ross' lack of aggressiveness in attacking the rim. Ross has only been to the free-throw line 19 times, which pales in comparison to teammate Tony Wroten's 52 trips to the free-throw line.


text:
Russian oligarch Boris Berezovsky has lost his High Court battle with Chelsea Football Club owner Roman Abramovich.
Mr Berezovsky, 66, was seeking more than £3 billion damages after accusing the 45-year-old Russian billionaire businessman of blackmail, breach of trust and breach of contract.
Mr Abramovich denied the allegations and denied that Mr Berezovsky was entitled to damages.
Mrs Justice Gloster ruled in Mr Abramovich's favour after a trial in London which started in October 2011 and ended in January this year.
The legal fight centred on deals done in Russia following the break-up of the Soviet Union two decades ago.
Mr Berezovsky - who attended court for the ruling - told the trial Mr Abramovich had "intimidated" him into selling shares in a Russian oil company at a fraction of their value. He also told the judge Mr Abramovich had broken a promise made during a deal relating to a Russian aluminium company.
Mr Abramovich disputed the claims, saying they were "wholly without merit".
Both men "rose to enormous wealth and influence" in Russia in the 1990s as state-owned firms were privatised in the wake of the collapse of communism, the court heard.
But Mr Berezovsky fled Russia, never to return, in late 2000, after falling out with president Vladimir Putin. He travelled initially to France, then settled in England. He claimed that he had been betrayed by his former friend and business partner.
Announcing her decision, Mrs Justice Gloster said she found Mr Abramovich "to be a truthful, and on the whole reliable, witness". She said she dismissed Mr Berezovsky's claims both in relation to Sibneft and in relation to RusAl "in their entirety".


text:
May 22, 2009
An Executive Business Meeting has been scheduled by the Committee on the Judiciary, for Thursday, June 4, 2009, at 10:00 a.m., in the Dirksen Senate Office Building, Room 226.
By order of the Chairman
Senate Judiciary Committee
Senate Dirksen Office Building Room 226
June 4, 2009 at 10:00 a.m.
I. Nominations
David F. Hamilton, to be United States Circuit Judge for the Seventh Circuit
Andre M. Davis, to be United States Circuit Judge for the Fourth Circuit
Thomas E. Perez, to be Assistant Attorney General, Civil Rights Division, Department of Justice
Gerard E. Lynch, to be United States Circuit Court Judge for the Second Circuit
Mary L. Smith, to be Assistant Attorney General, Tax Division, Department of Justice
II. Bills
S. 417, States Secret Protection Act (Leahy, Specter, Feingold, Cardin, Whitehouse)
S. 257, Consumer Credit Fairness Act (Whitehouse, Durbin)
H.R. 985/S. 448, Free Flow of Information Act of 2009 (Specter, Schumer, Graham, Klobuchar)
S.369, Preserve Access to Affordable Generics Act (Kohl, Grassley, Durbin, Feingold)


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New Eastern Regional Newsletter
Below is the January edition of the Eastern Regional Newsletter, including dates of the the County Closed in September.
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Texas Hold-Em Fundraising TournamentTexas Foundation of HopeSaturday, April 6, 2013 from 11:00 AM to 10:00 PM (PDT)Bulverde, TX |
Who's Going
Event Details
Texas Hold-Em Fundraising Tournament
We pay out cash to the top 8 players!
11:00 am Registration opens (lunch served)
12:30 pm Tournament begins 5:00 -7:00pm BBQ Plate (BYOB) $8.00 7:00-10:00pm Live Music- Dance -$5 dlls cover |
The buy in is $100 includes spaghetti lunch, soda &water
BYOB, setups for sale
Silent auction and bake sale
Must be 21 years of age or older to participate in the tournament
Playing live: T.KAYE & SWEETFIRE- country music with an edge!
$5 dlls cover charge (Free for all Tournament Players)
When: Saturday April 6, 2013
Where: Bulverde Community Center1747 Ammann Rd. E Bulverde, Texas 78163
**Your donation helps TXFH new building fund acquire a New Commercial Kitchen
When & Where
Bulverde Community Center
1747 E Ammann Rd
Saturday, April 6, 2013 from 11:00 AM to 10:00 PM (PDT)
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03/11/2014 NCAA Championships Preview: Kole WeldonJunior thrower Kole Weldon enters the NCAA Championships No. 5 in the men's shot put 03/10/2014 Lady Raiders Jump to No. 15 in USTFCCCA RankingsThe Lady Raider track and field team jumped four spots to No. 15, Red Raiders remain idle at No. 24 03/04/2014 NCAA Indoor Championship Qualifiers AnnouncedSeven athletes and Lady Raider 4x400 relay qualify for 2014 NCAA Indoor Championships 03/01/2014 Lady Raider Relay Wins Big 12 Title SaturdayRed Raiders finish 4th, Lady Raiders 6th at Big 12 Indoor Championships 02/28/2014 Tech Starts Fast Friday at Big 12 IndoorsKyal Meyers, Kole Weldon finish runner up, 14 Tech athletes advance to finals 02/13/2014 T&F: Weekend PreviewT&F: Weekend Preview 05/02/2013 T&F: Big 12 Outdoors PreviewT&F: Big 12 Outdoors Preview 04/25/2013 Track: Red Raider Open RecapCierra White breaks school record in 100M 04/24/2013 Track: Red Raider Open PreviewWes Kittley previews Texas Tech's Thursday's final home meet of the season 03/05/2013 Red Raiders Head to NCAA Indoor ChampionshipsTech athletes set for Indoor Nationals in Fayetteville March 8-9 06/11/2012 Big 12 Indoor ChampionshipsPhotos from the 2012 Big 12 Indoor Championships 06/06/2012 2012 NCAA Championships Day 1Photos from Day 1 at the NCAA Championships in Des Moines, Iowa. 05/31/2012 Texas Tech Open - Jan. 13-14, 2012Photos from the Texas Tech Open Indoor Meet on Jan. 13-14, 2012 05/13/2012 Big 12 Championships - SundayPhotos from the final day of action at the 2012 Big 12 Championships in Manhattan, Kan.
2013 OUTDOOR All-America First Team in the shot put finishing third at the NCAA Outdoor Championships in Eugene...became Tech's first outdoor All-American in the event...finished runner-up at the Big 12 Championships with a throw of 18.81-meters (61'-8.50")...Only athlete to earn All-Big 12 honors in the shot put, discus and hammer throw...recorded a season-best throw of 19.43-meters (63'-9.00") to finish first at the Aztec Invitational (3/16)...finished second at the NCAA Championship with a throw of 19.28-meters (63'-3.25")...finished first overall at five meets on the season in the shot put...also competed in the discus throw and the hammer throw...recorded a season-best throw of 58.02-meters (190'-4") in the discus to finish fourth at the Red Raider Open (4/25)...finished first overall in the discus at the Michael Johnson Classic (4/20) with a toss of 56.45-meters (185'-2.00")...recorded a season-best of 56.51-meters (185'-5.00") to finish fourth in the hammer throw.
Official Gear of the


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Lange RX 130 LV (2013)
The RX 130 embodies what savvy testers and bootfitters want in an expert-level, medium-fit boot: functional and comfortable stance geometry, anatomical shell and liner shape, even and progressive flex feel, contoured instep fit, worthwhile all-mountain application tweaks like a rubberized boot board, grippy toe and heel plates, and simple bombproof gizmos like a Cam-lok power strap (even if its end frays too easily). Testers couldn't say enough about how well this boot skied, handling whatever was thrown at it. "Runs hot, but it's not all-or-nothing. Allows modulation of input." Notes: Low-volume (LV) version of the RX 130, with 97 mm last instead of 100 mm. Polyether lower and polyurethane upper maximize strength and dampness, along with a rubberized bootboard and Ultra Grip replaceable soles for impact mitigation. 40 mm CamLock power strap, upper cuff adjustment and rear spoiler on a Control Fit liner comprise the basic features package.
Year | 2012/2013 |
Level | Advanced, Expert, Hi-Expert |
Gender | Male |
Last Width | 97mm |
Flex | 130 |
Sizes | 24.5-30.5 |


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The red carpet stayed true to London's tradition of celebrating sartorial risk, with outfits that consistently amused, even when they were far from perfect.
Also, Prince Harry's new fling is a model-slash-actress, and more news in today's Loose Threads.
So much for those fun, completely speculative rumors.
Is Rihanna the next Kate Moss? The British press sure hopes so.
"I'd just like to say I don't have 'stupid' written on my forehead."
This is probably not the best position to be in as the prime minister's new financial adviser.
And see who in the fashion world made the list of the top billionaires.
Also, Sir Philip Green buys things for Kate Moss.
Also, Kate Moss might not be joining forces with Simon Cowell and Sir Philip Green after all.
May they all be very rich together.
Also, Sir Philip Green says sales at New York's Topshop are still brisk.
That's the word out of London since she was seen going into Topshop's HQ. Clearly there is no other explanation.
Like the 'American Idol' version of a model reality series.
But is that what our fair city wants?


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Mexico Plans Public Trial for Law Enforcers Accused of Human Rights Violations (Ojinaga)
(c) 2012, The Washington Post.
OJINAGA, Mexico — This rough little border town in the middle of nowhere has seen its share of lawless men, the cocaine cowboys whose wild rides end out in the desert with a shovel of dirt tossed into their shallow graves.
Then the General came to town, and the place went to hell.
Brig. Gen. Manuel de Jesus Moreno Avina, commander of the Third Infantry Company, arrived in the spring of 2008 in Ojinaga, across the Rio Grande from tiny Presidio in Texas's Big Bend country.
The General, as he is known by all here, quickly began what his own officers described in court testimony as a "reign of terror."
Instead of confronting organized crime, the Mexican soldiers here quickly became outlaws themselves. Then people began to disappear, according to the charges filed against them.
Now, four years after Moreno's 18-month tenure in Ojinaga, the landmark case against Moreno and his men may finally change the way Mexico prosecutes soldiers tied to the alleged abuses during the country's bloody drug war.
The Mexican Supreme Court recently ruled that Moreno, his officers and two dozen of his soldiers should be tried for human rights crimes in a civilian court — and not as the constitution currently mandates, before a secret military tribunal whose proceedings can take years to go nowhere.
If it happens, such a trial would mark an unprecedented shift of power that could end a century of impunity for Mexico's armed forces, whose top generals have fought hard to protect themselves from scrutiny.
"What the people want to see after all these years is a real trial," said Ariel Garcia, a physician in Ojinaga. "It is not right that someone who was sent to protect the people did the exact opposite."


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An Evening with Phillip E. Johnson and Friends
The point of the Intelligent Design (ID) wedge, Dr. Phillip E. Johnson, was given a tribute during the 2004 Biola Conference. In attendance on the "panel" were close associates and familiar foes. Lee Strobel, well-known Christian apologist, spoke of the insights he received from leaders in the writing of his recent book The Case for the Creator. Dr. Willliam Dembski, Associate Research Professor at Baylor University, talked fondly of Phil as being the pioneer of the ID movement. Dr. William Provine, the Charles A. Alexander Professor of Biological Sciences at Cornell University, and an atheist who frequently has debated Dr. Johnson, described Phil as a genuinely likeable man and "twice as smart as me." Dr. Michael Ruse, Professor of Philosophy and Zoology at Florida State University, dubbed as the "delightful detractor", had praise for Phil, and also surprised all by taking off his coat, tie, and shirt and revealing his Darwin T-shirt, to the delight of the crowd. All was in good humor. Others who paid tribute to Dr. Johnson included Dr. Stephen C. Meyer, Director and Senior Fellow of the Center for Science and Culture at the Discovery Institute, Dr. Thomas Woodward, co-author of Doubts About Darwin, a History of Intelligent Design, and Dr. Jed Mocosko, biophysicist at Wake Forest University. Dr. John Mark Reynolds, Founder and Director of the Torrey Honors Program at Biola University gave an eloquent address, dubbing Dr. Johnson as the "Wizard from Berkeley." Dr. Craig Hazen, Director of the Masters of Arts program in Christian Apologetics at Biola University announced a new Biola award, named the Phillip E. Johnson Award for Liberty and Truth. The first recipient was, of course, Dr. Johnson, who has done much in liberating minds from the Darwinian paradigm, an pointing those minds to the Truth of reality.
Recorded April 24, 2004. Approximately 2 hours
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Papa from Papa Johns is dumping a pile of money to keep Strong at Louisville
Found December 05, 2012 on
The Cardinal Connect:
Brett McMurphy of ESPN is reporting that Charlie Strong in fact has an offer from Tennessee. There hasn't been any clarification if Strong has turned down the job, but Tennessee is still looking for other candidates.
According to McMurphy, Louisville is currently in the process of extending Charlie Strong's current 5-year contract. I'm being told that the Louisville assistant coaches may also have their deals reworked.
This all makes sense, considering Tennessee has since offered the job to Oklahoma State coach Mike Gundy. Unfortunately for the Vols, Gundy has also reportedly turned down the job and will stay put in Stillwater.
Unless something drastically changes, it is looking like Charlie Strong will be at Louisville for a very long time.
Original Story:
Sports Illustrated Reports That Strong Has Turned Down Tennessee & Will Sign New Deal With Louisville
Charlie Strong Will Earn More Than $300,000 In Achievement Bonuses
Charlie Strong: Louisville's the one
Tennessee Fans Are Slightly Salty
The Team Gathered For Meeting/Workout At 3:45 As We All Still Wait For An Official Update
Schnellenberger on Charlie Strong
Strong decision: Cardinals or Vols?
Video: Strong talks about his decision
UNC: Fedora to Hold Team Meeting Tomorrow
Flood Wins Share of Coach of the Year Honors
Tennessee still looking for coach
Tennessee still looking for a coach
Louisville Staff In Florida This Week Recruiting
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January 14, 2014
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- 866-722-3338 General Information
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HIS 103 - History of Western Civilization 1300-1815 |
Old Core: Fulfills Western History.
3.000 Credit hours 3.000 Lecture hours Levels: Undergraduate Schedule Types: Lecture, Tutorial History Department Course Attributes: Area of Knowledge II, Exploratory Course, Inquiry and Exploration Restrictions: Must be enrolled in one of the following Levels: Undergraduate |


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