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Tuesday, September 08, 2009
Medical Tourism?
The concept is a new one on me and I find it fascinating. The typical context along these lines in past blog posts has been if you move to a foreign country what would you do for medical care. While I have no plans to move anywhere there is something intellectually intriguing about living in New Zealand or Uruguay or the like. So the idea of medical service in another country is fascinating (repeated from above for emphasis).
The countries mentioned in the article were India, Thailand, Singapore and Panama but really far more attention was given to India and Thailand. Without repeating the entire table of examples a heart bypass procedure that Barron's estimates at $70,000-$133,000 in the US would cost $7,000 in India, $22,000 in Thailand, $16,300 in Singapore and $10,500 in Panama.
The article did not really address quality of care in great detail and I do not know about this (anyone who does please comment on it) but in terms of financial consequence this is truly game changing. The motivation of the insurance companies for this is obvious but if this sort of thing could generally put some sort of downward pressure on medical costs or slow down the rate of price inflation then it could be a positive for the insured as well.
It also raises a question about what type of health insurance coverage to have. If you need a hip replacement, your insurance covers it and somehow the insurance company convinces you to go somewhere else then fine but if your insurance wouldn't cover a hip replacement for whatever reason or you do not have insurance at all then going to Singapore and paying $12,000 for the procedure, $2000 for airfare (the low end of the range for two people leaving from Phoenix) and maybe another $5000 for who knows what else adds up to less than $20,000 and becomes very doable even if you have to borrow every single nickel for the trip.
Flying to Panama looks to be close to $700 per person, Barron's says a new hip would be $5500 there so the whole thing might not even be $10,000.
Obviously no one would prefer to go into debt for $19,000, or $10,000, but these are not ruinous amounts for anyone who needs to.
If the care is comparable then living in New Zealand becomes a little easier (15 hour travel time to Singapore) assuming you can find and not have to wait to see a primary care physician. Ditto Uruguay to Panama (coincidentally also about 15 hours travel time).
This is an investable theme. Barron's mentioned five stocks, four of which I was able to find US five letter designators for but it you have any interest you need to verify the symbols are accurate. From Thailand Bumrungrad Hospital (found two symbols, don't know which is correct BUGGF and BUHPF) Dusit Medical Services (again found two symbols, don't know which one is correct BDULF and BDUUF). From Singapore Parkway Holdings (PKWHF and PKWXY, don't know if the ADR symbol is active) and Raffles Medical (RAFLF).
This was the first I've heard of this theme and it is interesting on some level. If this a viable investment theme then it becomes a way to access certain countries via the health care sector and there might even be more stocks and countries than the ones listed. Parkway Holdings has a 0.42% weight in the SPDR International Healthcare ETF (IRY) with none of the other stocks included. The WisdomTree International Health (DBR) doesn't own any of them and neither does the iShares Global Healthcare ETF (IXJ).
If the quality of the healthcare does not stand up then there is diminished utility from a personal finance standpoint but the article implied the motivation in these places for this to work is very strong. For now more learning is required but for now how about exercising more and drinking less soda?
35 comments:
- Anonymous said...
Identifying the better facilities and condition of the individual are major considerations.
If you are 40 to 70 and need heart bypass and can be stabilized for the journey - great
If you are 80 to 100 you are likely not traveling if you are ill. - 6:41 AM
- s_baghaii said...
Where have you been?
India Nurtures Business of Surrogate Motherhood
Before this, many people would go overseas for cosmetic surgery because it was cheaper, and doctors in certain regions had more experience. Breast implants in Brazil, nose jobs in Israel or Iran, etc. - 6:43 AM
- Roger Nusbaum said...
anon, great point. anyone i've ever known who needed bypass went to the doctor for a routine checkup and needed the bypass done right away. the comment about being 80-100 is certainly valid too.
s baghaii, maybe I should have known some about this but i didn't. - 6:47 AM
- Anonymous said...
I had 2 dental implants done in Thailand last year at Thantakit Dental. The cost was less than 50% of what I would have paid here. Service was excellent, highly skilled dentist, excellent facilities. If medical care is as good as dental I would not hesitate to do it over there.
- Colin said...
Check out the CIA World Factbook.
From life expectancy and infant mortality data where it scores way better than the US, Singapore would be your best choice. - 6:53 AM
- Roger Nusbaum said...
thanks for sharing about your dental experience
as far as Singapore, I have a few acquaintances who live there and based on conversations with them (which admittedly is not much to go on) seems closer to the US which helps overcome irrational biases that people might have (at least it would for me). - 6:56 AM
- Anonymous said...
An opinion and a small rant. I think one of the primary cost drivers of medical care in the US is litigation; which presumably going overseas for one's health care avoids. That said, I wonder what patient protections are in place in some of these places; probably varies with the location. Wonder if Obama will bring up tort reform in his health care speech. Wonder what the reaction would be from the Trial Lawyers Association (just happens to be a major democrat party contributor) if he does.
- Anonymous said...
Tort reform and the dollar declining by 50% relative to Asian and south American countries over the next 10 years should eliminate the need to go abroad. Of course if you do not invest abroad so that you can afford surgery in the USA in the future you will be out of luck.
- Anonymous said...
We get ads here in Seattle for medical tourism in Vancouver, BC where they are quoting prices 1/3 of some procedures in the US.
- Roger Nusbaum said...
forgive my ignorance but if you needed a surgery in the next two weeks could it happen that quickly going to BC?
- Douglas said...
Yes, we do have two-tiered health care in Canada. There are clinics who have "opted out" of the single payer system and market their services for private payers with little or no wait times. In our community, we regularly have US citizens coming up to deliver their babies as it is significantly cheaper for them to do so even when paying the hospital and doctors directly.
- Roger Nusbaum said...
thank you Douglas
- RW said...
Tort reform is more of a red herring than anything else: Total malpractice litigation costs run approximately 2% of medical costs overall; e.g., http://tinyurl.com/lb2gxp
The medical and insurance industry have enormous profits to protect here and rather than lose those would much prefer to continue distracting Americans and their congressional representatives with billions of shiny objects while sending more and more people abroad for services.
Other countries with more cost effective delivery systems -- all the developed countries in essence -- and/or boutique services in third world countries that most of their own citizens could not afford will not be subject to any American malpractice claims naturally which means the business of catering to US medical tourists will prove profitable for some time barring significant reform dealing with the basic problem in the US which still boils down to medical costs rising much faster than wages.
If reform fails I have a private placement offer for medical boutiques abroad on the table that I will seriously consider: A stake could give me some additional benefits beyond the pecuniary too, a definite factor in the equation.
PS: The answer to your question Roger is yes: More shiny objects; waiting times are generally no worse in Canada than in the US (depends on locale and procedure) but usually better for emergencies because ER's in the US are overburdened and so costly that they are more likely to be closed than a new one opened. - 8:22 AM
- Roger Nusbaum said...
Hey we could all move to BC and work in the movie/tv industry. what's a key grip?
- Anonymous said...
If you speak with doctors malpractice insurance concerns affect every medical decision they make leading to excessive testing and needless surgeries.
I know of several people having surgeries for asymmetric anomalies found during examinations. If you look closely almost everything about us is not completely symmetric. In every case these surgeries were not needed, but the doctors needed to make sure due to malpractice concerns. So the distorted litigation costs quoted by many do not even take into account the wasted procedures. - 8:33 AM
- Bill B said...
So am I going to drive by my Medical Professional's Local 3243 where their marquee reads "Still got yer job? Keep buyin' foreign medical care!"
- RW said...
There are frequent redundant or unnecessary procedures in the US system but they primarily arise because of insurance and profit structures: (a) the fee-based system -- charges are by procedure not outcome -- means more procedures equals more profit so there is no incentive to curtail and (b) record keeping is a profit center and proprietary so it is scattered leaving physicians with no unified record of previous tests or procedures so they must repeat them. Malpractice probably play into this no doubt, possibly to a significant degree in some specializations (pre-natal and natal care seems to be one), but they do not appear to be a primary driver of US health care costs.
- Anonymous said...
I know of several acquaintences have traveled abroad for either routine or "unique" surgeries, with the blessing of their insurance company so long as it was pre-approved.
I know of no one that has traveled abroad for life-threatening surgeries, except in one instance where they tried some crackpot cacner treatment in Germany.
So be it. Choice is an essential part of successful medical care and living life to the fullest.
Obamacare? No thanks.
- Anonymous said...
I believe RW is getting his tort facts from the usual far left liberal "stink tanks". I saw a piece in our Sunday paper on this, quoting BW's tort facts, and it was completely out of the left wing fringe.
I agree 100% that defensive medicine and tort reform are the two largest driving factors in health care costs. Obama won't touch this. His backers are the pro-litigation lobbies. - 9:41 AM
- Anonymous said...
As a retired physician I think RW has his facts very wrong. Even if you accepted his 2% number you would realize 2% of doctors are having their lives ruined every year, it is hard to escape this during decades of practicing.
All doctors not just prenatal constantly prescribe tests and referrals to defend them selves in case of a unforeseen outcome. You can not show up in court looking like you have not tried. The wasted effort is very large because no one wants to be part of the 2%. - 10:27 AM
- Stephen Drone said...
RW - my first thought after reading Roger's post: are the people who get the suggestion of going overseas demanding lower premiums before doing so?
- Stephen Drone said...
"I agree 100% that defensive medicine and tort reform are the two largest driving factors in health care costs. "
Actually, no. Study after study after study show this isn't the case.
They are factors, perhaps large ones. And believe me, I want tort reform because IMO there are many types of insurance that are out of control. But poor health and poor health maintenance are the biggest issues. Americans do not maintain their health, they wait far too long to get help, and when they want help they go to an emergency room.
It's interesting how relatively simple things can have a big effect on healthcare costs. One study found that if a doctor did a followup call on every prescription he made in order to make sure the patient took ALL the prescribed medication, there were large savings over time due to the lack of recurring health issues.
I doubt that we'll get decent healthcare reform, but I can't really blame Obama for it. I mean, any one of us could probably write a decent healthcare bill once we took the time to do the research. But it would never pass Congress. - 12:04 PM
- Anonymous said...
As a physician, the physicians I have met from other countries are more content to work for lower salaries. They also seem to be more atuned to medicine than finance. Other countries don't have the complex insurnace system we have here. I have extra staff to sort out these complicated plans.
In the U.S. everyone in the medical chain desires to earn a profit. If I order a lab test, I charge for an office visit and for interpretation of lab results, the lab charges a mark-up fee, some labs use per diem staff which drives up costs. Some physicians are beginning to charge for phone calls.
Can our system operate without the profit motive? If not, we are silly in thinking we can control costs. - 1:38 PM
- RW said...
In the absence of evidence or links regarding what a "left-wing stink-tank" looks like and whether that differs in any significant respect from a "right-wing stink-tank" I guess I'll have to stink with statistics, in this case mainly from AMA, OMB and CBO (which, last I sniffed, only smelled slightly off); e.g., Congressional Budget Office (CBO) projects that a 30% reduction in malpractice costs would lower health care costs by only about half a percent with a similarly small impact on health insurance premiums.
I know folks have pretty passionate beliefs on this subject but there is also an incredible amount of mythology out there: My own feeling is everyone is entitled to their own opinion but no one is entitled to their own facts ...or their own stats.
Steve, as far as I know those who seek offshore healthcare are pretty much left to their own devices although there are increasing numbers of agencies (sometimes supported by a host government) facilitating the process. I have seen no evidence that the insurance companies cut any breaks on premia but rather clearly they are now: (1) much more likely to approve an offshore procedure and (2) less likely to drop the patient afterward. I suspect it is because it does improve profits by cutting cost and it also provides a 'non-public,' public option to differ criticism; i.e., most of the offshore facilities, even the private ones, are part of some state-subsidized system.
I started investigating this as an investment idea some time ago because it was clear the current health system was bankrupting the country and I knew that some reaction was inevitable no matter which party won. I didn't want to pull the trigger though until I had a better sense of how strong and coherent the national response would be: So far it's looking like even if something is passed it will be too flawed or weak to make a real difference; not a problem for me personally but I confess I'd rather see something better for more people than make more money; I've got enough. - 1:57 PM
- RW said...
Meant to say "to deflect criticism..." in the 2nd to last para above.
- Anonymous said...
Roger, RW,BillB, and Steve,
I came to Italy and the windfall is that I and my family get free health care. Top notch. Next week we are all going to termal health Spa all for free. When I was in the USA I was paying close to $10,000 a year is health insurance and never got any money back for any medical care. Yes I pay 20% VAT tax and 150% in gas tax, but I have no worries about my escalating medical bills as I get older. I get even medicine. No worry free medical care, for all rich and poor.
Jeff from Milan Italy - 3:47 PM
- Bill B said...
Jeff, free sounds kind of expensive. 20% tax. Yowza, that would add up to more than 10K per year for me.
- Matthew said...
Good discussion here. Points:
1) Congress is all lawyers, it is hard to see tort reform getting through there. Upton Sinclair: "It is difficult to get a man to understand something when his salary depends upon his not understanding it."
2) If I were the US medical industry strategist, I would ignore medical tourism as long as possible to try to limit mind-share and press coverage. If/when tourism starts to seriously impact the business then I would do everything possible to get horror stories to be covered on the evening news. The news people would slurp up gory photos and emotional family members ;>
3) Maybe there is a market for Personal Health Advisors like financial advisors but their fee structure rewards them for coaching and advising clients to achieve their goals in terms of objective and subjective measures of health. Maybe Roger could start a sister business Your Source Health, and become an expert on medical tourism and the metabolic abominations of soda! - 5:59 PM
- Anonymous said...
RW can't get enough of himself today.
- Jessica@Safe Payday Loans said...
South Eats Asia is often a destination for medical tourists, since they offer facilities that are on-oar with the US at less than half the price. I agree with Colin- Singapore is a place to consider when you need to get some major medical procedure done.
- Mayos Noun said...
Roger, I am located in singapore and the costs are huge compared to India [where I am from]. However, singapore ranks high in comfort level and is a also a good tourist destiation [medi+ tourism] so this is a nice choice.
India is good if one is really cash strapped. - 5:30 AM
- Anonymous said...
This is a fascinating article especially when taking into account the state of health care in the US. I've heard good things about Buenos Aires Partners, www.buenosairespartners.com, regarding medical tourism and Argentina.
- MedTrava said...
I work for a medical tourism company (MedTrava) where we help send Americans overseas for health care. I can vouch for the quality of care; like a previous poster said, many of the doctors in our network used to work in the U.S., but then returned to their native countries abroad to work for lower salaries. Most of them were simply fed up with the complex nature of the U.S. insurance system and they wanted to be able to focus on their passion-medicine.
And in regards to which country is best, you're going to have good and bad in every country, it's just a matter of doing some research and finding out which hospitals are reputable (or you can just have a medical tourism company do the work for you!). The most popular destinations in our network are India and Costa Rica, because they offer some really great doctors and hospitals as well as some of the lowest prices. - 3:47 PM
- Ainsley White said...
Quality of care can usually be verified pretty easily by checking the hospital and surgeons credentials and accreditation. Look for members of the International Society of Quality in Healthcare (ISQua) accrediting bodies such as JCI, Canadian Council on Health Services, Quality Health New Zealand etc. More about this on
Given that New Zealand is an emerging destination for Medical Tourism itself, I find it fascinating that you talk about the need to travel from New Zealand to Singapore to receive treatment if you were an expatriate here.
According to both the WHO and the Commonwealth fund New Zealand healthcare ranks above the USA. I was also at a recent conference where Singapore was boasting that their physicians were trained in New Zealand and Australia. I should point out the the cost of treatment in New Zealand is very similar to that in Singapore with equally good quality of care.... Food for thought, there are other destinations out there as well as Asia and South America. - 3:50 PM
- Roger Nusbaum said...
I have several friends who live in NZ, one ex-pat and the rest kiwi and your comments are inconsistent with what they have said and one article I remember reading a while back. As I understand (understood?) it there are not a lot of doctors and there are issues with having to wait.
Let me just say I would much rather you be correct than me. - 3:57 PM


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I took
an indecision
to maybe do
or not
something more
than just follow
the path outlined
in the conscious script
that I wrote
that last
inevitable choice
left or right?
coffee or tea?
do you want fries with that?
they plead
make up your mind
that my mind
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nor make-up
so instead
I stand by
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to maybe
or not
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or write
maybe not
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twist free
of yestermoment's
flowchart script
flip a coin
spin a bottle
take an indecision
make up
new rules
your mind
and make out
with mine
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Wet weekend for JammersJuly 30, 2012NORWICH, Conn. — The Jamestown Jammers and Connecticut Tigers were to play a three-game series Saturday, Sunday and Monday. More often than not, it was Mother Nature who came out on the winning e.... No comments posted for this article.
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Things to see and do - Chamonix-Mont-Blanc
Leaving for France
Nearby hotels
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Type de cuisine : classic -
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Type de cuisine : Savoyarde -
La Maison Carrier
Cotation :
Type de cuisine : Savoyarde
La Croix Blanche
La Croix Blanche
Address : 81 Rue Joseph Vallot F - 74400 Chamonix-Mont-Blanc
from : 100 EUR
La Croix Blanche is located in the centre of Chamonix, within walking-distance to the ski lifts, restaurants and shops. It provides chalet-style accommodation with satellite TV. Guest rooms are equipped with a minibar, telephone and an en suite bathroom with a hairdryer. Some rooms offer a balcony with a view of Mont Blanc. La Croix Blanche provides a daily buffet breakfast which can be taken in the dining area or in guests' rooms. The hotel's restaurant serves regional specialities including Savoyard cuisine, which can be enjoyed on the terrace facing Mont Blanc. Ski storage is offered at the hotel. For a supplement, guests can hire ski equipment on site and use the Wi-Fi internet access available in the hotel's public areas. Free on-site private parking is available for guests arriving by car and Chamonix Mont-Blanc Train Station is 1.2 km away.
Useful Information
- Address : 81 Rue Joseph Vallot F - 74400 Chamonix-Mont-Blanc74400Chamonix-Mont-Blanc
Main services
- Restaurant
- Internet
- Animals allowed
- Satellite TV


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Report of the Appeals Court: FY2010
Appeals Court - Fiscal Year 2010 Highlights
Appellate Caseload
The Appeals Court caseload for Fiscal year 2010 declined a statistically insignificant 4.6% from the near record totals of Fiscal Year 2009. Civil filings, particularly appeals from the Probate and Family Court, increased, while criminal filings, particularly appeals from the District Court Department, declined.. The 1,582 decisions issued during Fiscal Year 2010 was virtually the same as the 1,583 decisions issued in the record high Fiscal Year 2009.
Sessions in Other Locations
The court conducted nine sessions at locations other than the John Adams Courthouse in Boston. Sittings were held at four of the Commonwealth's law schools - Western New England (two sessions), New England School of Law, Boston University and Massachusetts School of Law - enabling law students to observe appellate proceedings. After the sessions the justices met with the students, explaining the court's operating procedures and answering questions about the appellate process. In addition, three-judge panels sat at Trial Court facilities in Barnstable and Brockton along with sessions at Bristol and Berkshire Community Colleges. Groups of local high school and college students were able to attend these sessions and meet with the justices.
The court began a period of marked transformation during this year. Associate Justice Charlotte Perretta, sitting since 1978 and the first female justice appointed to this court, retired in November and was not replaced during this session. The longtime Clerk, Ashley Brown Ahearn, retired and was replaced by Joseph Stanton. A number of other key personnel retired or left the court and were not replaced due to budget constraints. Technological change also began to take hold as a limited e-filing program was initiated, e-notice expanded and the court began to prepare for the implementation of a new software system, Forecourt Paragon, developed by Relational Semantics, Inc.


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BOOKS: | Sci-Fi/Fantasy | Mystery/Thriller | Literature | Romance | Biography |
MOVIES: | Sci-Fi/Fantasy | Comedy & Personal Dramas | Action Dramas |
Author Simon's Book
Reviews |
Message Board |
Home and Away: Memoir of a Fan |
Using his background as an NPR reporter and lifelong sports fan from Chicago, Simon recalls how the 3 major Chicago sports franchises -- the Cubs, the Bulls and the Bears -- have shaped the personality of the city and its citizens -- as well as being major touchstones along the way in his personal life and relationships with family and friends. After reading this wonderful, engaging book, my only regret is that I wasn't at the nail-biting games that Simo...
Scott Simon Message Board |
Talk about the novels, new and used books that Simon has written! |


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Reviewed by 2 customers
Sort by
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Best Uses
Comments about Steve Madden Women's Milaan Boot:
Was given as a gift and the receiver was very well
pleased as were her mother and father,
- Sizing:
- Feels true to size
- Width:
- Feels true to width
- Comfortable
- Stylish
- Well Made
Best Uses
- Casual Wear
- Date Night
- Going Out
Comments about Steve Madden Women's Milaan Boot:
I wanted a boot that was a bit slouchly and could be easily worn with shorts, skirts, and skinny jeans. These fit the bill. I bought the gray suede and I'm pleased with the color. It's on the taupy side of gray which is what I was hoping. The heel is a good height and thickness for long wear. I was looking at all price points so I was happy to find these at such a great price.
- Sizing:
- Feels true to size
- Width:
- Feels true to width
Displaying reviews 1-2


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Wait for the "second wave," when new products help suppliers escape the trench warfare of pricing.
Regulators to Blame? How Competitive Metering Has Failed
How Competitive Metering Has Failed
It's time for regulators to face facts and move forward.
Advanced metering-hourly data retrieved daily-and price signals could have prevented California's energy crisis. So says the Congressional Budget Office, which said rolling blackouts would have been averted, 1 and the Electric Power Research Institute, which found that electricity costs in California would have been between as much as 19 percent lower in 2000 with real-time metering in place. 2 Groups from the Bush Administration to the National Governor's Association to the Consumer Federation of America are calling for real-time meters or demand response programs predicated on them-even in electricity markets without retail competition. 3 On the cost side, McKinsey forecasts consumer savings of $10 billion to $15 billion per year resulting from time-based pricing. 4 And Puget Sound Energy's highly successful 300,000 customer voluntary residential time-of-day program is yet another in a long line of evidence proving that consumers do, in fact, lower electricity demand in response to voluntary time-based prices. 5 ()
In spite of such compelling support, regulators have failed to develop successful policies to promote advanced metering installations. Quite the contrary; in attempting to protect consumers, regulators have unwittingly created an environment where energy users are led to believe there is no limit to available capacity and utilities are encouraged to construct power (peaking) plants that often operate less than 10 days per year. The former, since prices remain fixed even during the highest summer peaks, and the latter, since utility earnings are increased through adding to the rate base. The UK's Office of Gas and Electricity Markets documented that cost-plus regulation of distribution utilities actually discourages investment in advanced metering. 6
The advent of wholesale competition with 1992's Energy Policy Act, combined with the availability of silicon-based technology, has made regulatory policies for metering obsolete. Few other resources have such a disconnect between wholesale costs and retail prices. Even such a critical commodity market as gasoline has demand response; high prices lead users to form carpools, reduce non-essential driving, and use more efficient vehicles. The cost/price disconnect for electricity renders consumers impotent: having no knowledge of when costs are high, they have no ability to reduce those costs by withholding demand. At the same time, wholesale providers enjoy a significant information advantage-a phenomenon in recognition of which the Nobel Prize in Economics was just awarded-and exploit that market power to their benefit. 7 The result: wholesale price spikes in virtually every region.
Policymakers need to empower consumers with information and the ability to control wholesale costs by voluntarily responding to peak prices. Regulators need to ensure that the basic electricity infrastructure is upgraded to meet the current and future realities of the competitive wholesale market (whether or not retail electric markets ever become competitive is irrelevant). The infrastructure must include time-based rate options, real-time meters, and information systems that can deliver that usage information and bill those customers.
The Original Idea
One policy option, competitive metering, has been touted as the best way to bring innovation to metering. So far, it has


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PERFECTION FOR DOGS - Cooling coat
The cooling coat is designed to make your dog more comfortable in hot weather and when exposed to the sun. The product is ideal for summer training for active dogs and for outdoor dog shows. The coat cools the dogs back and chest and helps to make the heat more tolerable for your dog. The coat has an adjustable belt and collar and a detachable belly flap. An opening on the back allows the leash to be fed through when using a harness.


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Uduak Grace Thomas is the editor of GenomeWeb's BioInform. She covers bioinformatics, computational biology, and life science informatics. E-mail Uduak Grace Thomas or follow her GenomeWeb Twitter account at @BioInformGW. |
Bioinformatics Consultancy Diatom Software Looks to Carve a Niche in Pharma, Biotech Markets
New to GenomeWeb? Register here quickly.


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Our way is simple.
We believe you know when a space has been designed with intention. You feel comfortable but don't know why.
Our way is to begin with a simple plan, add clean lines, and finish with an elegant touch. We balance color, texture, and layout to make your space suit your personality and goals.
Our clients are commercial, residential, new construction, or remodeling. We are attentive and client oriented. Our excellent sources for fabric, upholstery, and furniture allows refined options at different price points, from different vendors at your request.
We are happy to help you simplify your life in this area.


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Time Managing Editor James Kelly On The Magazine'S Year In Photos Issue And Their Upcoming Person Of The Year Cover. Then, Tommy Lee Jones On His New Film, The Three Burials Of Melquiades Estrada. Finally, Nicholas Negroponte, Chairman And Founder Of The Mit Media Lab, On The $100 Laptop And How It Will Revolutionize Education In Third World Countries. watch
A Discussion On China With Henry Kissinger. || A Discussion About China With Cheng Li Of The Brookings Institution, Perry Link Of Princeton University And Orville Schell Director Of China Program Asia Society. watch
As the annual Llanview Man of the Year Gala begins, Bo and Clint both receive news that changes everything. Jeffrey's benefactor Carl Peterson arrives in Llanview and has instructions for Jeffrey. watch
From One Life to Live
Actor terrified of playing Tommy Lee Jones
In The Valley Of Elah movie trailer - starring Susan Sarandon, James Franco, Tommy Lee Jones, Josh Brolin, Charlize Theron, Jonathan Tucker. Directed by Paul Haggis. Theatrical Release Date: 9/14/2007 Genre: Drama Rating: R
A burglar attempts to retrieve grand jury evidence hidden in the trunk of a futuristic automobile stolen by car thieves.
More Clips & Interviews
Based on the novel, Emperor is a murder mystery wrapped in an Asian crime thriller.
A gripping tale of love and honor forged between fierce enemies of war, inspired by true events and starring Matthew Fox and Academy Award®-winner Tommy Lee Jones as General Douglas MacArthur. Immediately after Emperor Hirohito's World War II surrender, General MacArthur (Jones) suddenly finds himself the de facto ruler of a foreign nation. He challenges his expert on Japanese culture - General Fellers (Fox) - to provide evidence in 10 short days to decide if the Japanese Emperor, worshipped as a god by his people but accused of war crimes, should be punished or saved. The fate of a nation awaits…
When a Mafia boss and his family are relocated to a sleepy town in France after snitching on the mob, they can't help resorting to old habits by handling their problems the "family" way.
More Tommy Lee Jones Movies Videos
Your VIP pass to everything OLTL: Jerry ver Dorn (Clint) takes viewers behind the scenes of the explosive Season One finale, Melissa Archer (Natalie) shares some serious puppy love, fans sound off and your exclusive First Look at what's coming up next!
Blair turns to Tea after her emotional day with Todd. Viki and Jeffrey deliberate whether Clint's actions should be made public.
As the annual Llanview Man of the Year Gala begins, Bo and Clint both receive news that changes everything. Jeffrey's benefactor Carl Peterson arrives in Llanview and has instructions for Jeffrey.
Your backstage pass to everything OLTL: Hillary B. Smith (Nora) cuts a rug and dishes the dirt, Kassie DePaiva (Blair) has hope for a happy ending, Melissa Archer (Natalie) exposes Hollywood hypocrisy, plus your exclusive First Look at what's coming up!
More Tommy Lee Jones On TV Videos
More Credits (106)
The Artist's Oscar victory last year marked the first time that a movie about movie-making has won Best Picture. Could Argo's fake-movie-in-a-movie make it two in a row? The tide is definitely on Ben Affleck's side. Well, except for that pesky lack of a nomination in the Best Director category. We'll have to wait until Sunday's ceremony (8:30 p.m. ET/5:30 p.m. PT, ABC) for the winners, but in the meantime, let's make some predictions. Check out the nominees here, print out your ballot, make your picks and compare them to ours below. read more
30 Rock, Modern Family, Downton Abbey topped Sunday's Screen Actors Guild Awards, while Argo picked up more momentum on its march toward the Oscars.
Check out the fashion hits and misses from the SAGs red carpet
Days before 30 Rock's series finale, Alec Baldwin and Tina Fey won their ... read more
Less than a week after winning her first Golden Globe, Jennifer Lawrence hosted Saturday Night Live for the first time.
For her monologue, Lawrence brought along a special guest from the Globes, aka "the most fun person" she's ever met, Tommy Lee Jones (played by Bill Hader0. Although he... read more
"Ben Affleck got robbed."That's what newly minted Oscar nominee Bradley Cooper said on Thursday's Today show after the Argo director was shockingly left off the Best Director lineup. Cooper isn't the only one who feels that way, nor is Affleck the only major shocker of Thursday's Oscar nominations. Here are our top surprises and snubs: read more
It was a good weekend for sequels as The Bourne Legacy knocked The Dark Knight Rises from the top spot at the box office after three weeks at No. 1.
The fourth film in the Bourne series, which stars Jeremy Renner in the lead role, raked in $40.3 million in its opening weekend. New comedy The Campaign, starring Will Ferrell and Zach Galifianakis, put up a respectable fight and came in just behind at $27.4 million.
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NEW YORK NURSE: September 2010
NYSNA's council members, who serve on the Council on Nursing Practice (CNP) and Practice Focus Groups (PFGs), provide valuable insight with regards to nursing practice and association initiatives. The chair and three members of the CNP are appointed by the NYSNA Board of Directors (BOD), along with a designated BOD liaison. PFG members are elected during the annual NYSNA meeting.
The work of the Practice Focus Groups cannot be effectively accomplished without the regular attendance and input of each elected member at NYSNA's yearly meeting and throughout the year at quarterly CNP meetings. The appointed CNP and elected PFG members collaborate to identify and prioritize nursing practice issues from their area of expertise, promote significant issues as directed by association members, and establish specific objectives and action plans to guide the work of the CNP and NYSNA staff. This communication and collaboration assists both the CNP and the BOD to move the association's mission forward, ensure full representation, and effectively address membership needs.
Members are expected to attend CNP meetings in Latham, unless advance notice has been provided. Per association bylaws, "Absence from two consecutive regular meetings of an executive committee or Council on Nursing Practice shall be cause for declaring a vacancy in the position. Such vacancy shall be declared by a majority vote of the BOD."


text:
HAL: hal-00730227, version 1 |
arXiv: 1202.0839 |
ADS Bibliographic id: 2012CQGra..29l4016A |
Detailed view | Export this paper |
Classical and Quantum Gravity 29 (2012) 4016 |
Low-frequency gravitational-wave science with eLISA/NGO |
For the eLISA/NGO collaboration(s) |
(2012-06) |
We review the expected science performance of the New Gravitational-Wave Observatory (NGO, a.k.a. eLISA), a mission under study by the European Space Agency for launch in the early 2020s. eLISA will survey the low-frequency gravitational-wave sky (from 0.1 mHz to 1 Hz), detecting and characterizing a broad variety of systems and events throughout the Universe, including the coalescences of massive black holes brought together by galaxy mergers; the inspirals of stellar-mass black holes and compact stars into central galactic black holes; several millions of ultra-compact binaries, both detached and mass transferring, in the Galaxy; and possibly unforeseen sources such as the relic gravitational-wave radiation from the early Universe. eLISA's high signal-to-noise measurements will provide new insight into the structure and history of the Universe, and they will test general relativity in its strong-field dynamical regime. |
Subject | : | Physics/General Relativity and Quantum Cosmology Physics/Astrophysics/Cosmology and Extra-Galactic Astrophysics Sciences of the Universe/Astrophysics/Cosmology and Extra-Galactic Astrophysics |
Fulltext link: |
http://fr.arXiv.org/abs/1202.0839 |
hal-00730227, version 1 | |
http://hal.archives-ouvertes.fr/hal-00730227 | |
oai:hal.archives-ouvertes.fr:hal-00730227 | |
From: Radoslaw Stompor | |
Submitted on: Saturday, 8 September 2012 00:53:51 | |
Updated on: Saturday, 8 September 2012 01:02:37 |


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Publications: Stocker, Laura
Journal Article
Bell, S.J., Barton, A.F.M. and Stocker, L.J. (2001) Agriculture for health and profit in Western Australia: The Western Oil Mallee project. Ecosystem Health, 7 (2). pp. 116-121.
Stocker, L. and Moore, S. (1999) Community involvement in ocean policy: coastcare and the establishment of Marine Protected Areas in Australia. Journal of policy studies, 7 . pp. 139-150.
Conference Paper
Stocker, L., Kennedy, D., Metcalf, S., Dambacher, J.M., Middle, G. and Wood, D. (2011) Modelling coastal planning in southwest Western Australia: Complexity, collaboration and climate adaptation. In: MODSIM 2011 - 19th International Congress on Modelling and Simulation - Sustaining Our Future: Understanding and Living with Uncertainty, 12 - 16 December, Perth, Western Australia.
Davis, J. and Stocker, L. (2006) 'Adopt a beach': Educational praxis for sustainability. In: 14th Australian Association for Environmental Education (AAEE) Biennial Conference, 3 - 6 October, Bunbury, Western Australia.


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The suits aim to undo the Obama EPA's tougher permit reviews and new water quality guidance that agency officials say are designed to "significantly reduce the harmful consequences of Appalachian surface coal mining operations."
While the coal industry favors mountaintop removal's efficiency, and local political leaders praise the jobs provided, there is a growing scientific consensus that the practice is causing widespread and irreversible damage to the region's forests, water quality and communities. A series of studies by West Virginia University have also linked living near mountaintop removal mines to higher rates of cancer, birth defects and other illnesses.
Coal industry lawyers and the other plaintiffs allege that EPA exceeded its authority, and that it put in place new permit requirements without first gathering public input on the changes.
In a 19-page ruling, Walton -- a graduate of West Virginia State College -- ruled that EPA exceeded its Clean Water Act authority when it created a new "enhanced coordination process" for reviewing "dredge-and-fill" permits issued by the Corps of Engineers and a related procedure for assessing which mining permits deserved more scrutiny. Walton concluded that EPA has an oversight role in that permit process, but that the Obama plan went too far.
"Although the administrator of the EPA is tasked with administering the Clean Water Act, the administrator's authority is subject to limitations," Walton wrote.
Hal Quinn, president of the National Mining Association, said his group was "gratified" by the judge's decision.
"His ruling affirms our view that the Congress did not grant EPA sweeping powers under the Clean Water Act to arbitrarily delay permits or develop a new permitting process which usurps the role of the corps," Quinn said in a prepared statement. "With this decision, coal communities can get back to the business of producing affordable energy for Americans and put more Americans back to work."
U.S. Sen. Joe Manchin, a West Virginia Democrat who ordered the state to sue EPA when he was governor, said, "This is a great day for West Virginia. I'm very hopeful that this will put us on the path of receiving the permits that are needed to provide the energy and the jobs not just for West Virginia, but for this entire country."
Reach Ken Ward Jr. at kw...@wvgazette.com or 304-348-1702.


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Activity Resources
Movement Experience Downloads: Ages 0-3
Motor skill development and a love for moving and active play starts in infancy. These engaging experiences will help infant and toddler specialists, care providers, and family members create caring connections while encouraging movement and physical activity.
For Toddlers:Roll It Along [English] |
For Infants:Head, Shoulders, Knees [English] |


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Search Result
Search Tags: hiking
Western Md. trail closed as Sandy's effects linger
Tuesday - 08/06/2013, 11:20am EDT
Tags: Cumberland, Big Savage, Western Maryland,
Take a hike: Local trails and area excursions
Dealing with the day-to-day grind in the Washington area can leave you feeling a bit claustrophobic. Get out in the open air and go for a hike at one of these local spots.
Friday - 06/14/2013, 08:39am EDT
Tags: hike, hikers, trails, outdoors, D.C., great falls park, Dana Gooley, Rachel Nania


text: The purpose of these goals is to establish a planned, deliberate and comprehensive effort in support of domestic security in Florida. This plan remains a working document that is revisited and reprioritized each year based on current conditions, new federal guidance, and available funding. Decisions regarding projects and initiatives to support the Strategy are made through Florida's governance structure which includes the Regional Domestic Security Task Forces (RDSTFs), the State Working Group on Domestic Preparedness (SWG), and the Domestic Security Oversight Council (DSOC), which are all described under the ORGANIZATION section of this website.


text: The Montecristo was seized on October 10 about 620 miles off the east coast of Somalia while en route to Yemen. Though the nine Somalis took 23 prisoners in the Gulf of Aden, all 23 were rescued [BBC report] approximately 24 hours later by US and British troops in a NATO Ocean Shield [official website] operation. Similarly, six accused Somali pirates went on trial in Paris [JURIST report] last November. There, the men were accused [CNN report] of capturing the Carre-d'As IV in the Gulf of Aden in 2008 and holding a French couple hostage for two weeks. This was also France's first piracy trial, with three additional trials excepted to follow. With increasing threats of international maritime piracy [JURIST news archive], UN Assistant Secretary-General for Political Affairs Taye-Brook Zerihoun [official profile] urged the international community last October to increase efforts to combat Somali piracy [JURIST report] after the UN Security Council adopted [JURIST report] a resolution [text] aimed at making piracy a crime and establishing anti-piracy courts [webcast]. Italy is among a limited number of countries that have recently tried to prosecute piracy, including France, Germany, Seychelles, the Netherlands, Mauritius, Yemen, Somalia, Spain and the US [JURIST reports].


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Used Chevrolet Astro
Used Car Classifieds
Our used car classifieds section provides an easy-to-search listing of vehicles. Find compact cars, subcompact cars, family sedans, luxury cars, sportscars, exotics, hybrids, SUVs, trucks and crossovers for sale in your area. Start searching our database of used cars for sale now.
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Mileage: 80,913
Year: 2002
Transmission: Automatic
Engine:6 Cyl
Drive Type: RWD
Multiple ImagesMPG: city: 14 hwy: 18 combined: 16
Features: 8-Passenger Seating, AM/FM, Adjustable Seats, Adjustable Steering Wheel, Air Conditioning, All-Season Tires, Anti-lock Brakes, Bucket Seats, CD (Single Disc), Cargo Area Light, Child Safety Locks, Chrome Wheels, Clock, Cloth Seats, Compass, Cruise Control, Cup Holder, Daytime Running Lights, Extended Van, Front Airbags (Dual), Independent Suspension, Intermittent Wipers, Keyless Entry, Passenger Van, Power Locks, Power Outlet, Power Steering, Power Windows, Reading Lights, Roof Rack, Thermometer, Trip Computer, Vanity Mirror/Light


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March 14, 2014
PHOENIX (AP) - Thirty-six years later, Jack Lengyel vividly recalls the overwhelming sadness that surrounded him when he arrived at Marshall.
He had come to help revive a football program torn to pieces by the worst sports disaster in U-S history - the loss of 75 people in a plane crash on November 14th, 1970.
Among the dead were 36 members of the Thundering Herd football team, as well as some of the university's leading boosters, top administrators and city officials. Lengyel says he thought he was coming to Marshall to rebuild a football program. But it turned out to be the entire Huntington community.
Now 71, Lengyel lives in a Phoenix suburb. He was among several principals from the real-life story who helped in the making of the movie "We Are Marshall."
Lengyel says the movie is about core values -- hope and faith and perseverance and love.
"We Are Marshall" opens Friday in theaters nationwide.


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Liberal Arts
The College of Liberal Arts offers majors in over 30 areas of study, including nine pre-professional academic tracks, with classes taught by an outstanding faculty of scholars. Small, discussion-based classes are the norm, and opportunities for service-learning, study abroad, and undergraduate research are readily available.
The College is also known for its distinctive special programs that are available to all students regardless of major.
Liberal Arts News
Five Mercerians Selected for Teach For America
Mercer Students Chosen for Clinton Global Initiative University


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recipe reviews for:
"Beef stew meat is combined in a slow cooker with paprika, teriyaki sauce, onion, carrots, celery, potatoes and mushrooms in this thick stew."
My Profile | Cooks I Like Reviews | Photos | Recipes | Menus | Blog
Cooking Level: Intermediate
Cooking Level: Expert
Everything you need to party like a leprechaun.
New for spring! Good-for-you food you'll love to eat.
Delicious recipes, party ideas, and helpful cooking tips! Get a year of Allrecipes magazine for just $9.99!
Make this five-star stew in your slow cooker!
See how to make a hearty, low-fat beef stew.
See how to make a classic wine-based stew in the slow cooker.


text:
Joy - How do I become more aware of 'gifts' from my deceased mom?
Dear Joy,
By looking at your past joys, the strength of your mom (I sense she was very strong) and you need to see how much you are like her!
Katie - Does my dad who I never met come see me and does he know I found my siblings? Is he speaking to me through music?
Dear Katie,
YES YES YES!!! You are a better version of your dad . He tells that you have been "like" a big sister to your new siblings and he appreciates that you view him as a better version of a dad now . The kind of dad he wanted to be when he was here.
Monica - Am I getting engaged within the next 12mos?
Dear Monica,
You need to be sure that you feel married now . I sense that work is a distraction for one of you. Work on being more friends and building a partnership. If this is achieved than yes. So get going!
Lisa - wondering about love
Dear Lisa,
You have an extreme healing but strong energy to me. I feel you need to knock down the shadows of the past to move forward. Learn to trust but always keep you kind ways :)
Lia - What is going on with me?


text:
Cordless Yard Care Tools
for ConsumersEarning the ENERGY STAR means that products meet the energy efficiency requirements set by the U.S. Environmental Protection Agency. Cordless yard tools with ENERGY STAR certified battery chargers are often lighter and faster charging because they rely on high-output, light-weight lithium-ion batteries and smarter charging systems for their efficiency gains.
Current Specification Effective Date: January 2006


text:
This is a lovely, renovated two bedroom accented by
it's gleaming hardwood floors and exposed brick. It features a
stainless steel appliance package, dishwasher & an in unit
washer/dryer. Living in this apartment gives you all the benefits
of the east village. Great dining, shopping, bars, nightlife, &
proximity to transit.


text:
SUPPORT TOPIC File Information
- Submitted: Jun 14 2011 01:21 PM
- Last Updated: Jun 14 2011 01:21 PM
- File Size: 8.17MB
- Views: 166
- Downloads: 0
- Original Release Date: 4/30/2004
- Hosts: lucky225, royal, doug, kurced
Download Default Radio - 24
[decoder is missing in action for this episode]. Lucky introduces the show. Lucky does not have packet8 anymore, they have now changes their terms and services. Lucky got the telephone company to changing the service address for his phone line. Wells Fargo now have a checkbox on their form for people who do not have a Social Security number. In some, areas you can Red Box through 411 / directory assistance. In Boston Red Boxing still works. Lucky calls kurced. kurced skate boards live to a payphone. kurced plays a recording of "flashing the hook switch" to get fee 411. kurced Red Boxes to the bridge number, and it works. The payphone kurced is on interrupts with a 3 minute warning. There are 19 listeners currently on the BinRev stream. The payphone kurced is on interrupts with another warning. kurced "boxes in" 80c. Lucky once boxed in $110 on a local call. On a traditional ACTS system you can flash the hook to get an operator. Royal has successfully flash hook dialled calls from certain payphones. This has been episode 24, the first without decoder. "Everything is always on Default"
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text: SKI SEASON IS FULL ON AT PROSKIGUY! THINK YOU HAVE A BETTER DEAL ON AN ITEM WE SELL? GIVE US A SHOT TO BEAT IT ! EXPRESS SHIPPING AVAILABLE ON ANYTHING WE SELL. Tell us when you need it and we'll help you get it there! IF YOU HAVE QUESTIONS ABOUT GEAR or, IF YOU ARE BUYING FOR SOMEONE ELSE, WE LIKE TO HELP. DROP US A MESSAGE OR GIVE US A SHOUT!


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members» | wallpapers» | prints» | social» | info» | mobile | random |
6 comments on |
Login Required: | |||||||
Tom |
This is an excellent picture. Please update to the full selection of sizes for us to use on dual and triple screens. Mobile phone too. |
mishca |
this is one of my most favourite wallpapers, i've had this wallpaper at work for about 6 years and it's still one of my regulars! |
Chelokee |
This is an awesome wallpaper. I would love to have this created in the 1680x1050 resolution. |
Ray |
One of the best you've ever done...so peaceful and beautiful. |
Ethan |
I feel like I could actually walk around in this picture. |
Jules Kain |
seen this before this is your very best of the 1990s |
content © 1997-2014 Ryan Bliss, all rights reserved privacy policy "we are the music-makers and we are the dreamers of dreams" -- O'Shaughnessy |


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November 1 is the Celtic feast of Samhain. Samhain, Gaelic for "summer's end," was the most important of the ancient Celtic feasts.
The Celts honored the opposing balance of intertwining forces of existence: darkness and light, night and day, cold and heat, death and life. The Celtic year was divided into two seasons: the light and the dark, celebrating the light at Beltane on May 1st and the dark at Samhain on November 1st. Therefore, the Feast of Samhain marks one of the two great doorways of the Celtic year. Some believe that Samhain was the more important festival, since it marked the beginning of a new dark-light cycle. The Celts observed time as proceeding from darkness to light because they understood that in dark silence comes whisperings of new beginnings, the stirring of the seed below the ground. Therefore, the Celtic year began with the season of An Geamhradh, the dark Celtic winter, and ended with Am Foghar, the Celtic harvest. The Celtic day began at dusk, the beginning of the dark and cold night, and ended the following dusk, the end of a day of light and warmth. Since dusk is the beginning of the Celtic day, Samhain begins at dusk on October 31. Samhain marks the beginning of An Geamhradh as well as the New Year.
Whereas Beltane was welcomed in the summer light with joyous celebrations at dawn, the most magically potent time of Samhain was at night. Oidhche Shamhna, the Eve of Samhain, was the most important part of the celebration. Villagers gathered the best of the autumn harvest and slaughtered cattle for the feast. The focus of each village's festivities was a great bonfire. Villagers cast the bones of the slaughtered cattle upon the flames. (Our word bonfire comes from these "bone fires.") Personal prayers in the form of objects symbolizing the wishes of supplicants or ailments to be healed were cast into the fire. Many sacrifices and gifts were offered up in thanksgiving for the harvest. With the great bonfire roaring, the villagers extinguished all other fires. Each family then solemnly lit their hearth from the one great common flame, bonding all families of the village together. As they received the flame that marked this time of beginnings, people surely felt a sense of the kindling of new dreams, projects and hopes for the year to come.
The gods drew near to Earth at Samhain, as at all the turning points of the Celtic year. The Celts believed that Oidhche Shamhna was a very holy time, when the boundaries between our world and the Otherworld were broken and the dead could return to the places where they had lived. Many rituals of Oidhche Shamhna involved providing hospitality for dead ancestors: Celts put out food and drink for the dead with great ceremony, and left their windows, doors, and gates unlocked to give the dead free passage into their homes. Bobbing for apples, another traditional Samhain pastime, was a reference to the Celtic Emhain Abhlach, "Paradise of Apples," where the dead, having eaten of the sacred fruit, enjoyed a blissful immortality. Swarms of spirits poured into our world on November Eve, but not all of these spirits were friendly. Celts carved the images of spirit-guardians onto turnips and set these "jack o'lanterns" before their doors to keep out unwelcome visitors from the Otherworld.
In the agricultural year, Samhain also marked the first day of winter, when the herders led the cattle and sheep down from their summer hillside pastures to the shelter of stable and byre. The hay that would feed them during the winter must be stored in sturdy thatched shelters, tied down securely against storms. Those destined for the table were slaughtered, after being ritually devoted to the gods in pagan times. All the harvest must be gathered in -- barley, oats, wheat, turnips, and apples. Peat and wood for winter fires were stacked high by the hearth. It was a joyous time of family reunion, when all members of the household worked together baking, salting meat, and making preserves for the winter feasts to come. The endless horizons of summer gave way to a warm, dim and often smoky room; the symphony of summer sounds was replaced by a counterpoint of voices, young and old, human and animal. Divination of the events of the coming year was another prominent feature of Samhain. Celts used hazelnuts, symbols of wisdom, to foretell the future.
There was also a lighthearted side to the Celtic New Year rituals. Young people would put on strange disguises and roam about the countryside, pretending to be the returning dead or spirits from the Otherworld. Celts thought the break in reality on November Eve not only provided a link between the worlds, but also dissolved the structure of society for the night. Boys and girls would put on each other's clothes, and would generally flout convention by boisterous behavior and by playing tricks on their elders and betters.
For centuries Christian people have commemorated the intercommunion of the living and the dead in the Body of Christ by honoring the dead who had professed faith in Christ during their lives, especially those who had crowned their profession with heroic deaths. Historic documents show the observance of a festival of martyrs as early as the year 270, although no month and date are attached to it. In the 4th century, an observance of this type is noted on the date of May 13th. John Chrysostom, who died in 407, says that a festival of All Saints was observed on the First Sunday after Pentecost in Constantinople at the time of his episcopate. It is believed by many scholars that the commemoration of all the saints on November 1 first originated in Ireland, spread from there to England, and then to the continent of Europe. That it had reached Rome and been adopted there early in the ninth century is attested by a letter written by Pope Gregory IV, urging that such a festival be observed throughout the Holy Roman Empire.
With the rise of Christianity, Samhain was changed to Hallowmas, or All Saints' Day, to commemorate the souls of the blessed dead who had been canonized that year. The night before became popularly known as Halloween, or All Hallows Eve. In Scotland and Ireland, Halloween is known as Oíche Shamhna, while in Wales it is Nos Calan Gaeaf, the eve of the winter's calend, or first. November 2nd became All Souls Day, when prayers were to be offered to the souls of all who the departed and those who were waiting in Purgatory for entry into Heaven.
Many ancient Celtic customs proved compatible with the new Christian religion. Christianity embraced the Celtic notions of family, community, the bond among all people, and respect for the dead. Throughout the centuries, pagan and Christian beliefs intertwine in a gallimaufry (hodgepodge) of celebrations from October 31st through November 5th, all of which appear both to challenge the ascendancy of the dark and to revel in its mystery.
A year of beauty. A year of plenty. A year of planting. A year of harvest.
A year of forests. A year of healing. A year of vision. A year of passion.
A year of rebirth. A year of rebirth. This year may we renew the earth.
Let it begin with each step we take. Let it begin with each change we make.
Let it begin with each chain we break. And let it begin every time we awake.


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You're leaving Wedding Paper Divas to see the Deal of the Day at our parent site, Tiny Prints.
"I ordered these for my wedding invitations, and I am very happy with the result! The Ecru paper is very high quality and durable, and the thermography is so beautiful! I did my research by ordering a few samples first to figure out what paper and font I wanted, and I ended up with the perfect invitations!"
"I loved the design on this card. It was exactly what I was looking for. Something pretty, yet fun. The colors were my favorite. I will definitely be promoting Wedding Paper Divas!!!"
"My husband LOVED this invite. The minute he saw it, he said, "thats it." I made him look at all the others in the sample box but in the end we found our invites! Beautiful card and I recommend getting it with the pearl finish."
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"I absolutely love my invitations!! The design is fun, yet elegant. The colors are vibrant and just what I was looking for. The customer service is amazing! I would highly recommend this invitation and Wedding Paper Divas to anyone!"


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STORM® WildEye® Rippin' Swim Shad
- Deadly cast, trolled or rip jigged
- Tough yet soft outer body
- Head weighted internally for ideal swimming action
- Internal rattle chamber
- Lifelike swimming action
- Holographic swimmin' flash foil
- VMC Needle Point back hook and belly treble
Rated 4.3 out of 5 by 15
Rated 5 out of 5 by ddave13 Rock Bass Killer
I fish the Big Piney/Gasconade Rivers here with these. In the early spring I can often times catch Rock/Smallmouth Bass with every cast. I would highly recommend these when river/stream fishing. I use the 3" Pearl which seems to produce more fish than other colors I have used.
July 15, 2013
Rated 4 out of 5 by Seaturtles succesful purchase
This swimbait catches big crappie and panfish. It looks just like a real fish in the water and the treble hook folds up nicely against the body. I would recommend getting the 3 inch one instead of the 2 inch because big slab crappie can swallow the 2". They do start to rip and tare after a few fish. Over all a great swimbait, with the treble hook I get way more successful hook sets.
May 28, 2013
Rated 2 out of 5 by catfishman14 too much
seemed to be too much hardware on this small bait and not worth it for the price.
February 18, 2013
Rated 3 out of 5 by jrdawgman OK bigger size gets more hits
These lures are allright but i wish I had bought bigger size. These are too small to attract larger fish or generate many strikes from smaller bass.
October 4, 2012
1 Question | 3 Answers
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No..I wish! Its hard to even FIND 4-5inch lures.Top 100 Contributor
According to Storm's website, the Wildeye swim shad is available in 2,3,4,5, & 6 inch varieties.A:
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Determine the Next JFREJ Campaign!
We need to hear from you. Now is your opportunity to influence JFREJ's next direction for powerful Jewish activism in New York. JFREJ is in the process of identifying our next campaign. All summer long, JFREJ members will host meetings to hear your input and ideas. What should Jews in New York fight for? How can grassroots Jewish organizing transform our city and build our movements? Come be part of these crucial conversations to help determine JFREJ's next campaign! Sign up today!
Below are the dates of each JFREJ member meeting. To attend, simply click on the date, and fill out the email with your name and contact information. You'll receive a confirmation response with the address of the meeting, and any other necessary information.
JFREJ New Campaign Selection Meetings
(please select one to attend by clicking on the date)
Can't make any of the meetings below? Fill out this short survey to make your opinions known!
All JFREJ Member Meetings
Open to all JFREJ members and affiliates
Tuesday, July 24, 7pm, Brooklyn
Monday, July 30, 6:30pm, Manhattan (UWS)
Constituency Meetings
Open to all unless otherwise noted
Wednesday, July 18, 6:30pm, Brooklyn
Hosted by JFREJ's Arts and Culture Crew. All JFREJ members welcome.
Wednesday, August 1, 7pm, Brooklyn
Hosted by current and past JFREJ leaders and staff. All JFREJ members welcome.
Sunday, August 12, 12pm, Brooklyn
A meeting for JFREJ members raised poor and/or working-class.
Closed meeting for these members only.
More information on this meeting can be found here.
Wednesday, August 15, 7pm, Manhattan (UWS)
Hosted by current and past JFREJ leaders and staff. All JFREJ members welcome.
Thursday, August 23, 7pm, Brooklyn
A meeting for Jews of color and Sephardi, Mizrachi, and non-Ashkenazi JFREJ members. Closed meeting for these members only.
More information on this meeting can be found here.
At all meetings, interpretation available upon request.
Please email email@example.com with questions about wheelchair accessibility.
We're excited to hear your ideas and proposals for JFREJ's next direction! Friends and comrades interested in getting involved in JFREJ are also welcome to attend these meetings.
Also, please note a change of date. The JFREJ Membership meeting, where we will decide on our new campaign, will now take place on Sunday, October 14th. Mark your calendars!
Questions about the meeting scheduling? Contact email@example.com


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One of the jewels in the Country Music Highway crown, the Kentucky Paveillon at Falls Creek is an attraction that shouldn't be missed. This grand, five-story tall welcome center, houses the most impressive collection of country music memorabilia in these parts. Visitors can see everything from Minnie Pearls famous price tag hat, to signed guitars, clothing warn by Country Music Highways most famous sons & daughters, to Elvis Presleys Exxon gas card! You won't believe this collection! In the summer rest a spell in the courtyard and listen to up and coming artists singing everything from country to rock. Most of all, make sure you don't get too star struck by the many artists who "pop-in" from time to time to say hello. The Kentucky Paveillon - It's just a welcome center, it's an experience!
52 Falls Creek and US 23 Country Music Highway Louisa, KY 41230
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THE OFFICIAL SITE OF THE KENTUCKY DEPARTMENT OF TRAVEL Capital Plaza Tower 22nd Floor, 500 Mero Street, Frankfort, KY 40601 1-800-225-8747
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End of Days (2009) Horror Movie Review
Horror movies Review
After a two-year hiatus that included recovery from heart surgery, Arnold Schwarzenegger returned to the big screen in November 1999 with End of Days, a Thanksgiving turkey if ever there was one. Overcooked and bloated with stuffing, this ludicrous thriller attached itself to the end-of-the-millennium furor that kicked in a year too early. A prologue begins in 1979 with panic in the Vatican when a comet signals the birth of a child who will, 20 years later, become the chosen bride of Satan, destined to conceive the devil's spawn between 11 p.m. and midnight on December 31, 1999. It's hard to decide who has the more thankless role—Robin Tunney as Satan's would-be bride, or Schwarzenegger as Jericho Cane, the burned-out alcoholic bodyguard assigned to protect the girl from Satan, billed as "The Man" and played with cheesy menace (and an inconsistent variety of metaphysical manifestations) by Gabriel Byrne.
With kitschy character names like Jericho and Chicago (Arnie's partner, played by Kevin Pollack) and lapses in logic that any 5-year-old could spot, End of Days is a loud, aggravating movie that would be entertaining if it were intended as comedy. But Schwarzenegger and director Peter Hyams approach the story as an earnest tale of redemption and tested faith, delivering a ridiculous climax full of special effects and devoid of dramatic impact. You're left instead to savor the verbal and physical sparring between Satan and Jericho, resulting in the most thorough pummeling Schwarzenegger's ever endured onscreen. Of course he eventually gets his payback, just in time for New Year's Eve. Perhaps he was touched by an angel. —Jeff Shannon
About End of Days (2009)
Year: 2009
Starring: Gabriel Byrne, Elaine Corral, Udo Kier, Robert Lesser, Mark Margolis
Director: Peter Hyams


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Latest Slideshows
Escape From New York
It was no exodus, of course, but when Kathleen Triem quit her job at a Manhattan design firm in July 1996, her associates were thunderstruck. Triem had decided to practice architecture in the more...
written by: Eric Lawlorphotos by: Barbel Miebach01.16.09 -
Part of the Plan
For years, Eileen and Jelle Kiesling spent much of their time in Asia, Europe, and the Middle East, she as a teacher, and he as a manager for Royal Dutch Shell. Reaching semi-retirement, the couple...
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Big Bubble Dive Resort Koh Tao Thailand
Diving with Big Bubble
Welcome to Big Bubble Dive Resort! You have just found one of the longest established dive centers on Koh Tao, in Thailand. Even though we have modernized our facilities and streamlined our services over the many years of conducting scuba diving courses on the island, we still do our best to keep the spirit of the "good old days" of Turtle Island up and running. But this is only a small part of what makes us different to the other dive centers on Koh Tao.
We offer our guests a relaxed and laid back atmosphere and super chilled out scuba diving for both, scuba diving lessons and fun dives!
You can start your diving adventures on Koh Tao by simply discovering scuba diving on a sunny afternoon with one of our experienced diving instructors or divemasters. This is a really cool way to get involved and anybody can do it! You will have a PADI / SSI professional at your side during the whole scuba diving introduction course; so nothing to worry about. Once you found out how great it feels, to breathe under water, to behave like a fish and to float weightless like an astronaut in space, you can easily go on to the next step, and get a real PADI / SSI scuba diving certification, in only a few days. The PADI Open Water Diver Course is worldwide recognized, so that once you have been certified, you can independently go scuba diving with a dive buddy, anywhere in the world! If you care to widen your underwater experience, you must try our newest fun; UV Diving
Why you should learn to dive with Big Bubble?
- Big Bubble is an international PADI & SSI Dive Resort with a spotless reputation.
- Our highly trained and experienced staff sets a great value on safety for all divers and snorkelers.
- We teach and set standards on marine biology and environmental awareness.
- We offer all PADI Scuba Diving Courses in many languages.
- We guarantee that you will dive in a small group and enjoy a great service!
- Our dive schedule allows smaller groups and longer dive times for our fun divers.
- We ride on a big dive boat with lots of space to gear up. We call it "Big Boat"
- We offer all our students the best individual dive education possible.
- We provide high class scuba dive equipment and comfortable air cooled classrooms.
- We start later in the morning to avoid crowded dive sites and give you some rest.
- We have successfully conducted scuba diving courses for more than 16 years.
- Big Bubbles' scuba diving packages are amongst the best on Koh Tao.
- We additionally offer all services like – accommodation and tickets for bus, train or plane!
- But most of all; because diving with Big Bubble is relaxed, free of worries and a lot more FUN than anywhere else!
For more information about Big Bubble Dive Resort, scuba diving courses and the island Koh Tao itself, visit also: www.bigbubble.info To stay informed about new events on Koh Tao and new developments on this website, subscribe to our RSS Newsletter here.


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Contact Us
The Locals Little Secret
We are a small, unpretentious and lively restaurant often described as quirky and eclectic with excellent food, great service and lots of friendly atmosphere.
The best of local produce prepared fresh daily.......
We serve wonderful fresh seafood - beef steaks - local venison - crispy pork belly - twice cooked duck and lots more. Yummy ...
We cater for "gluten intolerant" people ---
Welcome to the Arc of Iris
The best kept secret in Margaret River
Arc of Iris
Tel: 08 / 9757 3112
151 Bussell Highway
Margaret River
This funky little restaurant is OPEN for dinner Tuesday to Sunday from 6 pm.
We are a small BYO- only! - bring you own wine or beer - restaurant offering quality food, service and atmosphere.
The "Arc of Iris" is an institution in Margaret River for locals and visitor's to the region; some coming back for years to enjoy the experience.
Bookings highly recommended


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4211 Hermitage Road Richmond, VA 23227-3718 p: 804.266.2494 f: 804.264.3281 e: firstname.lastname@example.com
Ask any parent of a child with dyslexia, and they will tell you - "My child is smart. But he just doesn't know how to learn."
This is the issue with millions of children. And this is the reason why, in 1974, a concerned group of parents joined forces to form The New Community School. These parents decided that intelligent middle and high school students with specific learning differences deserved an educational experience that both addressed their needs and challenged their minds. Decades later, The New Community School carries on this mission of improving lagging language and math skills while preparing students for college and a successful future.
Since Its Inception, TNCS Has Educated More Than 800 Students - And 85-90% Have Gone On To College.
The New Community School has earned national and local recognition as a leader in the education of students with dyslexia. We've done so by combining a stimulating curriculum of college-preparatory academics with intensive, daily and direct instruction in the basics of reading, writing and spelling. The combination of an Orton-Gillingham approach to improve language skills (structured, phonetic, multisensory, diagnostic and prescriptive) and the direct teaching of organizational skills and academic independence lies at the heart of the school's success. The supportive environment of the school also fosters personal growth, well-earned self-confidence and productive citizenship during the critical adolescent years.
The New Community School admits students of any race, religious belief, national and ethnic origin to all the rights, privileges, programs and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, religious belief, national or ethnic origin in the administration of its educational policies, admissions policies, hiring, scholarship and loan programs and athletics and other school administered programs.
The New Community School will be operating on a 2 hour delay this morning. School will begin at 10:00am. Please use extra caution when traveling.
Nancy Foy will be hosting an informal coffee and conversation hour for TNCS parents from 8-9am in the Baker House on the fourth Friday of every month beginning in January.
Click here to see what some of our alumni have been up to! Email us if you would like to be added! email@example.com


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The Fashion Statement: Cruise into 2010
There was once a time when the resort/cruise collections were made for the rarefied woman who could afford to escape the winter by heading to the tropics (she needed swimwear and a caftan, did she not?). Not anymore. While still a David to the Goliath fall and spring collections, resort is catching the attention of more and more people.
Like air travel and cell phones, is resort bound for the masses?
Collections are just now beginning to hit stores and, for a season that's ostensibly all about lounging around on the beach or the deck of a boat, there's a lot of fashion news to digest: optical motifs, exotic locales like Marrakesh, sheer, leathers for day, aquatic, scuba, old-world charm, draping and, of course, nautical.
The media is doing their part. Fashion magazines are pointing out 'It items' like the floral ribbon-laced sandal from Prada, a bright green croc tote from Roberto Cavalli and pretty much everything in Chanel's stunning parade of black and white caftans and graphics (above).
Fashion insiders have long contended resort/cruise is either an evolution of fall or a preview of spring. That's not necessarily the case today, says style and beauty expert Mary Alice Stephenson. Stephenson explained to me this week that fashion has become like fast food and designers are compelled to feed the hungry. In other words, a resort collection must stand on its own.
"People want whatever's new," she says. "And designers like to keep customers surprised with their unique point of view. Shoppers are putting more thought into their splurges. So designers have to seduce the buyer with making the pieces usable in every aspect of their lives."
Others tell me resort/cruise is the one time designers get to cut loose and get creative. Saleability is less of an issue for a season that lasts, at most, two months. Of course, some designers go overboard. Calvin Klein designer Francisco Costa caught hell from my former employer Women's Wear Daily for his lineup of transparent dresses: "A long-standing argument against such [formal runway] presentations for resort is that inevitably some designers will crossover to the too-editorial side." Too-editorial means that those dress will have nothing whatsoever with how you and I dress in reality.
Still, as buyers we are demanding uniqueness, a slice of our favorite label. We want pieces to seamlessly integrate into our wardrobes. We want reality. And we want season-less items to wear far into next year.
We want it all, don't we?


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A chance to try your hand at wheelchair basketball
Teens and adults with physical disabilities living in the Grand Forks region, and those without disabilities, too, are invited to spend a few hours on Sunday afternoons playing wheelchair basketball...
Posted on 12/16/13 at 12:51 PM
DNR sets March 12 public input meeting in TRF
The Minnesota Department of Natural Resources has scheduled a public meeting for 7 to 9 p.m. March 12 at Northland Community and Technical College in Thief River Falls to take input on a number of hun...
Posted on 3/4/13 at 2:57 PM
Goodridge, Minn. Visitors
These Goodridge, Minn. high school students and their teacher, Trista Lund, are pictured outside of the downtown Grand Forks Herald building on Oct. 8. They came to the Herald to learn about newspap...
Posted on 10/11/10 at 8:11 AM
Ribs Pix
We came. We saw. We ate... ribs at the first Great American Block Party Community BBQ Ribs Cook-off Saturday in Thief River Falls. The pictures are the work of transmittor tower operator/p...
Posted on 8/3/09 at 9:43 AM
Hazardous Conditions Make House Moving Near TRF Difficult
NEAR THIEF RIVER FALLS, MN (WDAZ-TV) - House movers had to battle hazardous driving conditions around Thief River Falls as they worked on Thursday.By David Schwab , March 08, 2012
Thief River Falls Couple Rescues Dog From Rabid Skunk
THIEF RIVER FALLS (WDAZ-TV) - A Thief River Falls women is undergoing a series of rabies shots after tangling with a rabid skunk.By David Schwab , February 23, 2012
Thief River Falls Man Dies After 2-Vehicle Collision Near Lancaster
NEAR LANCASTER, MN (WDAZ-TV) - A Thief River Falls, MN, man has died after the Minnesota State Patrol said he ran a stop sign and struck a van just before 2:45 p.m.By WDAZ Staff Report , February 16, 2012
Detroit Pistons Make a Big Donation to Small MN Aviation School
THIEF RIVER FALLS, MN (WDAZ-TV) - A small aviation school in Thief River Falls got a rather large donation from the Detriot Pistons on Friday morning.February 10, 2012
28 Dogs, 2 Cats Seized From Warroad, MN, Home
THIEF RIVER FALLS, MN (WDAZ-TV) - 28 dogs and two cats have been taken from a Warroad home in a case of animal hoarding. Police obtained a search warrant for the home after people reported animal abuse there.By David Schwab , January 19, 2012
VIDEO: Minnesota DNR Rescues Great Horned Owl in Thief River Falls
THIEF RIVER FALLS, MN (WDAZ-TV) - A DNR crew was notified Tuesday afternoon of a wounded owl that was unable to fly. A conservation officer say it's likely the bird was hit by a car.By David Schwab , January 18, 2012
Ski-Doo Maker Accuses Arctic Cat of Patent Infringement
(WDAZ-TV) - The maker of Ski-Doo and Lynx snowmobiles has accused Thief River Falls-based Arctic Cat of infringing six patents the Valcourt, Quebec-based firm designed starting in 2003, according to the Montreal Gazette.By Rick Abbott , December 16, 2011
6-year-old Injured in NW Minnesota Rollover
(WDAZ-TV) - A 6-year-old girl was transported to a Thief River Falls hospital after the car she was riding in rolled.By WDAZ Staff Report , November 27, 2011
Police: 45 Cars Burglarized Since End of Sept. in Thief River Falls
THIEF RIVER FALLS, MN (WDAZ-TV) - Police are investigating a rash of car break-ins which occurred over the last two months.By David Schwab , November 25, 2011
More Than 50 Cats Recovered From Elderly Woman's Thief River Falls, MN, Home
THIEF RIVER FALLS, MN (WDAZ-TV) - There's a disturbing case of animal hoarding in Thief River Falls.By David Schwab , November 21, 2011
Heavy Smoke Causes Gravel Truck To Hit Woman's Car Near TRF
A Brooks, Minn. woman was injured after being rear ended by a gravel truck on Highway One east of Thief River Falls just before 3:00 p.m. on Friday.November 05, 2011
Dayton Visits Thief River Falls for Economic Development Summit
THIEF RIVER FALLS, MN (WDAZ-TV) - Minnesota Governor Mark Dayton is on the road to find the best ideas for job creation.By David Schwab , October 10, 2011
Some TRF Residents Complaining of Fumes From Asphalt Plant
THIEF RIVER FALLS, MN (WDAZ-TV) - Some people living just outside of Thief River Falls have complained of fumes coming from a temporary asphalt plant.By David Schwab , October 10, 2011
Pennington County Humane Society Facing Funding Problems
THIEF RIVER FALLS, MN (WDAZ-TV) - The Humane Society in Thief River Falls is asking for financial help so that they can keep their doors open.By David Schwab , October 04, 2011
Bail set for Crookston man charged with 2nd degree murder
Crookston, Minn. (WDAY TV) - A Crookston man is charged with 2nd degree murder after he allegedly stole a police cruiser and caused a fatal accident over the weekend. Bail for 23-year-old Ricardo Mello is set at $750-thousand dollars.By WDAY Staff Reports , September 07, 2011
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Correct details must be declared - failure to do so will incur extra payment or may result in non-shipment. Find out more about booking the correct vehicle type
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