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Tuesday, September 10, 2013
Remotely piloted aircraft, or drones, have been the centerpiece of America's counterterrorism toolkit since the start of the Obama presidency, and the benefits have been clear. Their use has significantly weakened al Qaeda and the Taliban while keeping American troops out of harm's way. But critics of drone strikes argue that the short-term gains do not outweigh the long-term consequences—among them, radicalization of a public outraged over civilian deaths. Is our drone program hurting, or helping, in the fight against terrorism?
Pakistan-based Journalist & Author
Fmr. State Dept. Political Adviser to Marine Units, Iraq & Afghanistan
Former Director of National Intelligence
Former Chief of Staff of the U.S. Air Force
Author & Correspondent for ABC News
Subscribe to the PodcastPakistan-based Journalist & Author
Ahmed Rashid is a Pakistani journalist based in Lahore. He presently writes for Financial Times, International Herald Tribune, The New York Review of Books, BBC Online, The National Interest, and several other academic and foreign affairs journals. Previously, Rashid was the Pakistan, Afghanistan, and Central Asia correspondent for the Far Eastern Economic Review for 22 years. He is also the author of four books, including the recently updated second edition of the bestselling Taliban (2000, 2010). He appears regularly on NPR, CNN, and the BBC World Service. Rashid was educated at Malvern College in England, Government College in Lahore, and at Fitzwilliam College, Cambridge University. His latest book is Pakistan on the Brink: The Future of America, Pakistan, and Afghanistan (2013).
Fmr. State Dept. Political Adviser to Marine Units, Iraq & Afghanistan
John Kael Weston represented the United States for over a decade as a State Department official and political adviser. Prior to his war-time service—seven consecutive years in Iraq and Afghanistan (2003-2010) alongside U.S. Marines and soldiers in Fallujah, Khost, Sadr City, and Helmand—Weston led American efforts in the UN Security Council to freeze and block al Qaida-linked assets. Washington acknowledged his multi-year service in Fallujah with the marines by awarding him one of its highest honors, the Secretary of State's Medal for Heroism. He has worked closely with a dozen general officers, one-star to four-star in rank. Since leaving government service in 2010, Weston has been a regular contributor to The Daily Beast. He is writing a book on his experience in both wars, including a section on drone warfare, scheduled to be published by Knopf in 2014.
Former Director of National Intelligence
Dennis Blair was Director of National Intelligence from January 2009 to May 2010, leading sixteen national intelligence agencies and administering a budget of $50 billion. From 2003 to 2006, he was the president and chief executive officer of the Institute for Defense Analyses. During his 34-year Navy career, Admiral Blair served as Commander in Chief, U.S. Pacific Command, served on guided missile destroyers in both the Atlantic and Pacific fleets, and commanded the Kitty Hawk Battle Group. Ashore, he served as Director of the Joint Staff and held budget and policy positions on the National Security Council. Blair is a member of the Energy Security Leadership Council of Securing America's Future Energy and of the Aspen Homeland Security Council. His latest book is Military Engagement: Influencing Armed Forces Worldwide to Support Democratic Transitions (2013).
Former Chief of Staff of the U.S. Air Force
Norton ("Norty") Schwartz retired as the Chief of Staff of the U.S. Air Force (CSAF) in 2012, after serving for over 39 years in the Air Force. Schwartz began his service as a pilot with the airlift out of Vietnam in 1975. He helped lead a joint special operations task force during the Gulf War in 1991 and served as the strategic planner for the Air Force, the second-in-command of the U.S. Special Operations Command and the senior operations officer for the U.S. Armed Forces. He was head of U.S. Transportation Command, and was appointed CSAF in 2008. Schwartz made a number of innovations as Chief, including shifting emphasis from traditional aircraft to remotely piloted vehicle missions, strengthening execution and oversight of nuclear deterrence activities, as well as a range of still classified efforts. Schwartz is the president and CEO of Business Executives for National Security.
51% voted the same way in BOTH pre- and post-debate votes (10% voted FOR twice, 31% voted AGAINST twice, 9% voted UNDECIDED twice). 49% changed their minds (10% voted FOR then changed to AGAINST, 4% voted FOR then changed to UNDECIDED, 2% voted AGAINST then changed to FOR, 1% voted AGAINST then changed to UNDECIDED, 8% voted UNDECIDED then changed to FOR, 24% voted UNDECIDED then changed to AGAINST)*breakdown for those voting the same way twice does not add up to 51% due to rounding | Breakdown Graphic
The biggest problem I can see is that it would take the human, personal, factor out of combat. As many bomber pilots can attest. Once they actually saw a battle field they had a much different perspective on their missions. It is easy to drop a bomb and fly away never seeing the effect of your actions. The comment about using it against the mafia and drug cartels would be ludicrous as many civilians may be killed without trial or even being implicated in a crime. They are a great tool for the military on military targets such as tanks etc. but entering civilian areas must never be an option.
I (We) most tried to have independently learned from miscellaneous individuals about (Drones) using tecnics particularly its negative aspect.
General ideology circa (Drones) using where ever is that – despite pales civilians casualties as killing ; psychoneuroses and climbing to mountains area –
For prevention of modicum said casualties – I (We) respectfully demand from (Drone). Remoter to fix covert target intensively before(Drone) use.
Flawing to (Drone)using technics
this is the fact the drone is the latest technology and the most effective weapon in war but it should also be understand that" Men and Nation Falls due to factors on which they rose up". The U.S forces are using drone against Pakistan, Afghanistan and Yemen but U.S politician should understand that they should beat these states as much as they can afford for themselves. because it will be a history and will be a loan over Pakistan, Afghans and YEMENIS and these states will pay these loans back to US and Allies one day.
So being positively, US should make a policy that these drone should not be used against the civilians of Afghanistan, Pakistan, Somalia and YEMEN ETC. I think If US use the drone against drug dealers and Mafia group inside America, America will save alot than to spend on other security agencies for countering drug dealer and Mafia.
What's the difference between you and them if you kill innocents? It's only going to increase the terrorism. Also, they will develop the same tool and use it in another 15-20 years. What then?
Over here US violeted the international rule first.
There is nothing in international law which inherently prohibits the use of unmanned aerial vehicles.
The problem is not the weapon, the problem is the set of rules of engagement under which they are used.
The problem with drones is the same as any use of aircraft instead of troops, the difference is only a matter of degree. Airmen since Bomber Brown in WWII have always claimed that that airpower can replace troops, and since the success of Desert Storm and the Balkans air campaigns, many civilian political leaders have looked to airpower as suitable alternative to well trained troops.
The perfect weapon to take out a target without harming innocent civilians is always going to be a Ranger with a knife, but enemy defenses, distance, terrain, weather, and civilian populations who may either interfere or be in the way often prevent the use of soldiers with contact close enough to eliminate the fear of innocent loss.
The use of drones actually permits closer, more accurate contact than high altitude bombing, but the rules of engagement must be redrawn to require more definite identification, the warheads used must be small, and better optics must be developed and deployed.
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OCZ EL PC3500 Gold GX Dual Channel Review
OCZ has recently released some new memory geared for gamers. The memory comes clocked at DDR433 speeds, with tight 2-2-2-5 timings.. at a respectable 2.8v. We are going to see just how great this memory is, and how well it overclocks. So let's get to it.
After reading the review here, feel free to comment here! Registration is not neccessary, but please input a name. "Unregistered" doesn't feel too personal
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Dug the review. I am surprised at the lack of overclockability considering the price on them. OCZ is generally good overclockers but what can you do. Most dont overclock so with the tight timing that this memory has, the bandwidth on stock systems will see a great boost in preformance due to the tight timings. Boo yah Rob, nice review.
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subset: commoncrawl


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Sad: Donkey Kong Reduced To Selling Soda
Seen here unsuccessfully threatening a blurry old man with the 1-2 punch that used to make Mario shit his pants and cry, Donkey Kong, the once fearful gorilla, has been reduced to hocking root beer at local grocery stores. It's a sad day. Also, those arms look a little precarious. I'm definitely gonna stand under one and have a friend push a bunch of cases onto my head. Then, provided I don't get all brain damaged, sue the grocery store. Are you thinking what I'm thinking?! Cleanup in aisle six.
Donkey Kong Soda Display [pixelatedgeek]
Thanks to Jessica, who once laughed so hard she shot root beer out her nose when a friend was telling a joke. It stung. Like a bee, but different.
Pepsi plans to introduce a new line of touchscreen Pepsi machines that, not only serve cold beverages (♫ I like cold beverages ♫), but also help you interact with your friends by buying them sodas. Which, for the record -- I AM NOT YOUR SUGAR DADDY. Get it? Because of al... / Continue →
The Can Grip snaps on to any standard aluminum can, providing the drinker with not only a handle, but a coaster. AAAAAAAH, future technology! Plus, they're cheap, only $10 for 6. Now, where the hell can I get some of that watermelon beer in the picture? And, more importantl... / Continue →
Bottle Tops are plastic lids that snap onto aluminum cans. You know, because you're too special needs to drink out of a can without spilling. Jesus, ask your mom for a sippy-cup already. However, if you absolutely must, a 12-pack of different colors will set you back $10. B... / Continue →


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Really Mr Greely prevails in the Hollywood Prevue Stakes. (Photo courtesy of Benoit & Accociates)
The 32nd running of the $750,000 CashCall Futurity (G1) at Betfair Hollywood Park consists of a field of 11 two-year-olds, four of those from the loaded barn of Bob Baffert. Leading the Baffert group is Really Mr Greely, coming into the race off back-to-back victories including a front-running in the Hollywood Prevue Stakes (G3) just three weeks ago. North America's leading trainer by earnings, Todd Pletcher, ships Violence in from New York on the heels of a victory in the Nashua Stakes (G2) last month, while another Baffert runner Carving enters the race off a game win in the Real Quiet Stakes on the track at the distance of the CashCall Futurity. Grey Goose Breeders' Cup Juvenile (G1) runner-up He's Had Enough certainly proved he belongs at this level recently, as did Generous Stakes (G3) winner Den's Legacy, another Baffert trainee. Fury Kapcori, Dirty Swagg and Simon Eyes finished second, third and fourth, respectively, in the Real Quiet and both could improve a notch to have a say in the outcome of this race. Hall of Fame trainer D. Wayne Lukas ships in Oxbow from Kentucky off a smashing 4 ¾-length maiden win, and considering Violence won the Nashua following his maiden victory, Oxbow has a shot as well as does another last out maiden winner, Little Jerry.
Really Mr Greely was very impressive in breaking his maiden (winning for the first time) by 7 1/2 lengths in his second career start on Nov. 4 with an 88 Equibase Speed Figure. He followed that win with a victory in the Hollywood Prevue Stakes 18 days later, improving to a whopping 107 figure. Although leading from start to finish in the Prevue, Really Mr Greely didn't really decelerate late as many "early" speed horses do, because his early speed figure was the same 107 as his final number. That excellent combination of speed and pace as well as a very sharp workout (eighth best of 115 five-furlong workouts) coming into the race suggest his last effort was no fluke and can be repeated for another graded stakes victory.
Violence won in his debut gamely by a neck with a 90 speed figure, slightly stronger than Really Mr Greely earned in his maiden win, then improved markedly to a 103 figure when victorious by two lengths in the Nashua Stakes last month. Like Baffert, Pletcher has a bevy of talented 2-year-olds in his barn so he shipped Violence west. Jockey Javier Castellano, who rode the colt to victory in the Nashua, also will travel to Southern California for the CashCall Futurity. With improving to do in only the third start of his career, Violence has every right to run well enough to win the CashCall.
Carving has done little wrong in his four-race career, winning three times, including both the Afflebaugh and Real Quiet Stakes. Improving to a career-best 91 in the Real Quiet, Carving beat three other CashCall Futurity entrants at the distance of this race. It certainly would be no surprise if Carving takes a needed step forward in terms of speed figure to be there at the wire with the other main contenders.
Photo courtesy of Benoit & Associates
He's Had Enough probably will be well bet by the public due to his runner-up effort behind Breeders' Cup Juvenile winner and early Kentucky Derby (G1) favorite Shanghai Bobby. Although that was a bang-up effort when beaten by just a head at the finish line, He's Had Enough only earned an 84 speed figure and that's not going to be sufficient to threaten many of the contenders in here even if he improves off the race, provided the rest of the field moves forward as young horses often do.
The rest of the field (with their best representative Equibase Speed Figure): Den's Legacy (93), Dirty Swagg (89), Fury Kapcori (90), Little Jerry (90), Oxbow (88), Simon Eyes (86) and Title Contender (94).
My Selections:
Really Mr Greely
$750,000 CashCall Futurity (G1)
Betfair Hollywood Park, Saturday, Race 9, Post Time 7:35 PM EST
1 1/16 miles, 2-Year-Olds
Horse |
Jockey |
Trainer |
1 |
He's Had Enough (KY) |
M Gutierrez |
D F O'Neill |
2 |
Den's Legacy (FL) |
G K Gomez |
B Baffert |
3 |
Dirty Swagg (KY) |
T Baze |
M K Cho |
4 |
Carving (KY) |
M Garcia |
B Baffert |
5 |
Fury Kapcori (KY) |
J Talamo |
J Hollendorfer |
6 |
Violence (KY) |
J Castellano |
T A Pletcher |
7 |
Simon Eyes (KY) |
V Espinoza |
W A Ward |
8 |
Really Mr Greely (KY) |
M E Smith |
B Baffert |
9 |
Title Contender (KY) |
R Bejarano |
B Baffert |
10 |
Little Jerry (KY) |
A T Gryder |
R Baltas |
11 |
Oxbow (KY) |
C S Nakatani |
D W Lukas |
All carry 121 pounds.


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Clear questions and runnable code get the best and fastest answer |
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Re^4: Mechanize Returns Garbled Contentby trwww (Curate) |
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Try upgrading Doh, I can't believe I'd guess that some type of network thingamabob would be the culprit before this. I hope I remember that next time...
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Making Gold In The World Of WoW
Gold is a requirement for many things within the World of WoW. Therefor it is important to learn the major ways to make gold for yourself in the World of WoW. There are 6 main ways to make gold within the World of Warcraft. Most players use a combination of multiple gold making methods in order to secure their share of WoW gold. Every single player has the ability to make enough gold for themselves with a little planning and practice. Never risk your account's security by buying gold for the World of WoW. Learn to make gold yourself and you can continue onwards towards a goal of financial freedom and independence.
6 Main Ways To Make WoW Gold
- Looting
- Questing
- Farming
- Flipping
- Crafting
- Other Oddities
Looting mobs for their gold and items to sell to the vendors is one of the most basic ways to collect gold in the World of WoW. Many adversaries will drop coins and items that can also be sold for more WoW gold. Looting is not the best use of your time as a gold maker.
Questing is another of the most basic ways to get gold in the World of WoW. As we complete quests we are awarded with coins and items for selling or disenchanting (if you are an Enchanter). While questing gold and rewards are a biproduct of leveling you character, there are still better more time efficient ways to make gold in the World of WoW.
Farming is one of the first steps that most players take on their path towards earning gold within the auction houses in WoW. Farming involves either killing select creatures or mobs for specific items that they drop or farming various material resources from out in the wild of the World of WoW. Farming is more commonly referred to for the gathering professions – Mining, Herbalism, Skinning, and Tailoring. Killing creatures or humanoids over and over for the items they drop is also commonly referred to as Grinding. Selling those farmed items on the auction house is a sure fire way to increase your gold reserves. Be sure to check out the Beginner's Guide To Farming here at Goldgrub's Goblin Academy.
Flipping items is a very easy gold making strategy if you know what to buy and what to sell. Some npc vendors sell limited quantity recipes that are almost always going to sell for more on the auction house than you originally paid for the item from the original npc vendor. Once you understand the various markets and their market cycles in the World of WoW, you will be able to identify items that you can buy now and sell for more later. Grossly underpriced items can be snatched up and flipped for a near instant profit. So you can make gold off flipping items from other players or from items sold off of npc WoW vendors.
Crafting involves the fine art of buying raw materials and converting those raw materials into finished usable products such as armor, gems, enchantments, weapons, glyphs, etc. Crafting is where we make the most of our profession choices in the World of WoW. Many of us serious gold makers have multiple crafting characters (commonly referred to as crafting mules if their sole purpose is just crafting) so that we can cover multiple markets by utilizing multiple crafting professions. Crafting is probably the best over all World of WoW gold making option as long as you are educated on what items to craft and sell for a profit.
Other Oddities For Gold Making
Other odd ways to make gold include options such as GDKP runs. A GDKP run is a run through a raid instance where all dropped items go up for auction and each member of the raid has the option to bid on the item and pay gold to win the item. The highest bidder of each items pays gold into the pot and at the end of the raid all gold is split evenly amongst all of the participants. This is a nice way to make gold with a higher level character and often the BoE items obtained from within the raid can sell on the auction house for far more than your winning GDKP bid.
Dancing naked on top of a mailbox and begging for tips are another oddball options that can earn you gold, although your time is almost definately more wisely invested in any of the other gold making options in the World of WoW.
So there you have it. The 6 main methods used in how to make gold in the World of WoW are all available to everyone of us. Using a combination of these gold making options in WoW will help secure your seat atop that throne of gold.


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About Dell
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text: 8 Ways Magnetic Levitation Could Shape the Future Magnetic levitation (maglev) can create frictionless, efficient, far-out-sounding technologies. Here are some of the craziest uses that engineers and designers have dreamed up. By Sarah Fecht Email Comments 0 Share Back 4 of 8 Next Return to Gallery Return to Gallery Return to Gallery Back Next View Thumbnails Flying Cars It's not exactly what The Jetsons led us to expect, but SkyTran pods promise to bring maglev transportation to the skies. Each private pod, suspended from an elevated guideway, could carry three passengers and would use maglev technology to reach speeds of up to 150 mph. Theoretically, SkyTran could bring passengers anywhere they wanted to go along the route of the guideway, without making unnecessary stops for other passengers. The system could work using technology that is already available, and claims to be able to eliminate congestion while reducing carbon-dioxide emissions and dependence on foreign oil. NASA has shown an interest in this technology, and in 2009 it partnered with Unimodal (the creators of SkyTran) to evaluate advanced transportation software. Return to Gallery Return to Gallery Return to Gallery Return to Gallery Return to Gallery Back 4 of 8 Next Return to Gallery Back Next Return to Slideshow Related Links


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U.S. Department of Health & Human Services
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FOR IMMEDIATE RELEASE May 11, 2012
Contact: HHS Press Office (202) 690-6343
Starting with Mother's Day, May 13, we are observing National Women's Health Week; the theme this year is "It's Your Time." We can all celebrate the women in our lives during National Women's Health Week by encouraging them to make the time to address their own health. Healthy, strong women are essential to having healthy strong children and communities, but too often women place the needs of others before their own needs.
Because of the new health care law, the Affordable Care Act, being a woman will no longer be considered a pre-existing condition. Women with non-grandfathered health coverage or Medicare can now obtain preventive care, such as well-women visits, mammograms, pap smears, and cancer screenings without co-pays or other cost-sharing. National Women's Checkup Day, May 14, serves as a reminder that women should schedule a visit with their doctor to discuss which screening tests they need. Regular checkups and appropriate screenings can help detect diseases early, when treatment is most effective.
Also in recognition of Mother's Day, we want to let mothers-to-be know about Strong Start, the department's initiative to safely reduce the rate of early elective deliveries and reduce preterm births among women covered by Medicaid by supporting innovative ways that providers and states use enhanced prenatal care. No child should have to deal with a lifetime of health problems because mothers did not have access to the right health care.
Celebrate National Women's Health Week and encourage the women in our lives to make their health a priority.
To learn more about National Women's Health Week and to find a National Women's Health Week event in your community, visit www.womenshealth.gov/whw.
For more information on the Affordable Care Act and what it means for women, visit www.healthcare.gov.
To see The State of Women's Health Video Townhall with Secretary Sebelius, visit http://www.healthcare.gov/blog/2012/01/video_townhall.html.
To see Women's Health Living Room Discussions with Secretary Sebelius, visit http://www.healthcare.gov/videos/2012/03/womens-health-baltimore-discussions.html.
To learn more about the Strong Start initiative, visit http://www.innovation.cms.gov/initiatives/strong-start/.
Note: All HHS news releases, fact sheets and other press materials are available at http://www.hhs.gov/news.
Like HHS on Facebook , follow HHS on Twitter @HHSgov , and sign up for HHS Email Updates.
Follow HHS Secretary Kathleen Sebelius on Twitter @Sebelius .
Last revised: May 11, 2012


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Hedge Fund News EH Report
Manager interviews 'Mizuho-Eurekahedge Index' goes live Asian Hedge Fund Awards Conferences Fund Launches and Closures Archive
In relation to asset growth, performance, development of the service provider space and availability of new products and strategies, the Asian hedge fund industry has witnessed some remarkable trends over the last 11 years. At the start of 2000, there were less than 150 hedge fund managers that were investing in the region, including those based outside Asia, with a total AuM of less than US$20 billion. Since 2000, the sector started attracting greater attention from investors and managers alike and in the five years between 2002 and 2007, Asian hedge funds witnessed explosive growth, with the number of funds increasing from 377 at end-2002 to 1,235 by end-2007 and the assets under management increasing by more than 600% to hit US$176 billion. After peaking in December 2007, the size of the region's hedge fund industry was hit by the combined effect of withdrawals and performance-based losses due to the credit crunch and global financial crisis. Assets under management fell to US$105 billion in April 2009. Since then, however, the sector has undergone a remarkable turnaround and managers have attracted significant amounts of capital as well as posting record performances.
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text:
Plaice is a popular fish with a good flavour and a fine texture. The white underside fillet can be bought separately and as the skin is very tender, it tends to melt into the flesh during the cooking and can therefore be eaten.
Plaice is suitable for grilling, frying, goujons, rolling and stuffing, steaming and poaching.
Related Recipes
Serves 2
Grilled Plaice Fillets with Shrimp Sauce
This sumptuous fish dish tastes a million dollars yet can be assembled and cooked in just 10 minutes - who says special-occasion food demands all day in the kitchen?


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Highly Questionable, Volatile: Robot Milk
I have no idea what the hell robot milk is (likely poison), but it looks thicker than the BBW in my fetish mag. Also, how the hell does one go about procuring robot milk? Because if it's anything like milking a bull, the The Superficial Writer wants in.
Robot Milk [friggingrandom]
Thanks to Bo, who once milked a goat and then made goat cheese and sold it at a farmer's market. Good looking, Bo.
And I'm not talking about their mouths either! Or assholes. I'm talking hole holes, like, holy shit(!), that cow has a freaking hole in it! These cows have been given a fistula, a hole directly into the stomach that scientists can reach into and study to see how certain food... / Continue →
Apparently poisonous snake-bitten chicken is a popular dish in a parts of China, but it's coming under the heat for being cruel and unusual deliciousness. Chinese health authorities are putting a stop to restaurants serving chickens which have been bitten to death by poisonous... / Continue →
Lin Shuseng, too cheap to buy his wife one of those $4 battery operated personal massagers (or one of the more expensive ones that looks like a wand that women use to, you know, stir the soup), decided instead to spend 8 years building her a scrap metal massage chair to soothe ... / Continue →


text:
Movie Poster for "Love Happy".
Dublin Core
Movie Poster for "Love Happy".
Film posters -- Pictorial works.; Film posters, American.;
A still from the movie "Love Happy". Series presented by the Watertown Living History Project. Funded by the National Endowment for the Humanities. Love Happy was the 14th and last starring feature for the Marx Brothers. The film stars Harpo Marx, Chico Marx, and, in a smaller role than usual, Groucho Marx. The film was produced by former silent film star Mary Pickford and released by United Artists. Plot: A group of aspiring actors are putting together a musical revue called Love Happy. Harpo, the troupe's mascot, keeps the actors from starving by stealing canned goods from a local grocer. On one occasion, he accidentally grabs a sardine can containing the stolen Romanoff diamonds. As a result, Harpo becomes the target of adventuress Madame Egilichi and her stooges. The production ran out of money during shooting, so they came up with a unique form of product placement (rare for the time): a rooftop chase around advertising billboards promoting Baby Ruth, General Electric, Fisk Tires, Bulova watches, Kool cigarettes, Wheaties and Mobil.
Watertown Free Public Library
Management Restrictions apply. See application form at http://watertownlib.org/research/historic-watertown/photographs
figure 2120
"Movie Poster for "Love Happy".," Digital Commonwealth , accessed March 10, 2014, http://digitalcommonwealth.org/items/show/53569.


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In stock
The Boss RC-3 Loop Station Pedal is an amazingly powerful and fully equipped compact looping pedal. With up to three hours of stereo recording time, storage for 99 loops, a "real drums" rhythm guide, and USB 2.0 compatibility all in a small Boss stomp box! What more could you ask for in a pedal this compact?!
Check out our looping guide for some inspiring loop pedal performances from the Boss Loop Station World Championship as well as getting help choosing the right loop pedal.
The Boss RC-3 Loop Station Pedal is a one track, amazingly powerful and fully equipped compact looping pedal. With up to three hours of onboard recording time, storage for a huge 99 loops, a "real drums" rhythm guide, and USB 2.0 compatibility all in a small Boss stomp box!
What more could you ask for in a pedal with this small demeanor!
Key Features:
Marathon Looping
The RC-3 provides three hours of stereo recording capacity direct to internal memory. Now you can record long phrases without worrying about memory. 99 memory locations let you save as many phrases or ideas as you can create. Guitarists who want to incorporate external stereo effects devices will appreciate the true stereo I/O on the RC-3.
Auto Record
The Auto Recording feature starts recording the moment you begin playing your guitar, or as soon as you start a connected audio player. Count-In mode gives you one-bar of rhythm before recording starts. You can Undo/Redo as you go. The sky's the limit with three hours of recording time!
Rhythm Guide
To keep your loops tight and in time, you can play along with one of the basic rhythm patterns in the RC-3's on-board library as you record. Ten types of rhythm types are provided, including Rock, Pop, Funk, Shuffle, R&B, and Latin. A dedicated knob lets you adjust the volume of the rhythm, and you can set the tempo incrementally or via tap tempo. You can also specify the time signature. When you save a phrase, the rhythm type and time signature will also be saved.
USB Connectivity
You can connect the RC-3 to your computer via a standard USB cable, and back up your RC-3 recordings to your computer for safekeeping. You can also load WAV files from your computer directly into the RC-3. The RC-3 accepts 16-bit/44.1kHz WAV files of up to 1.7GB in size.
AUX Input
In addition to recording your guitar or bass performances and turning them into playable loops, you can also record other external stereo audio sources via the RC-3's AUX IN. Sound from a digital-audio player connected to the AUX input, for example, can easily be recorded and made into a loop.
Now you can extend your enjoyment with the Boss Pedal Sketch App which allows players to review sounds and customise pedal settings.
Next day delivery available*
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text:
Rock of Ages (DVD + Ultraviolet) - DVD
- Summary
- Reviews / Ratings
- Photos
- Videos
- Events
The feature film adaptation of the smash hit Broadway musical "Rock of Ages" comes to the big screen. A small town girl and city boy meet on the Sunset Strip while pursuing their Hollywood dreams. Their rock 'n' roll romance is told through the heart-pounding hits of Def Leppard, Joan Jett, Journey, Foreigner, Night Ranger, REO Speedwagon, Pat Benatar, Twisted Sister, Poison, Whitesnake, and more.
More Details
- Starring - Tom Cruise, Malin Akerman
- Directed by - Adam Shankman
- Distributed by - Warner Brothers
- MPAA Rating - PG-13


text:
BTS w/ Hattie Watson & Fae
In light of the holiday weekend, here's some behind the scenes images with Hattie Waton, Fae, and the fab Serena doing makeup for one of our recent editorial shoots. <3
In light of the holiday weekend, here's some behind the scenes images with Hattie Waton, Fae, and the fab Serena doing makeup for one of our recent editorial shoots. <3
Noteworthy things in my life lately:
Okay. enough words. Here's some pictures. Bts, girl time, you know, whatever.
BTS Hattie Watson: shot by serena and nicole
BTS Mynxii and my butt crack: crack shot by Fae O'Moonie
BTS: my life
Sneak Peak: Something like a Phenomenon
BTS: every 15 minutes
I'm moving soon. My dad quit his job and as a result my family is moving out of state. Travis and I are staying in Simi and moving in with my friend's cousin, Randy (who is awesome, btw), but we can't take Doli with us because Randy has a husky-wolf mix named Kobe that is bigger than a great dane and will probably eat Doli. We'll be renting a house instead of an apartment, which is nice so once we're settled in, we're going to look into getting a dog of our own. I'm already sad about losing Doli because I've had her for so long and she makes me happy; it sucks that I'll rarely be able to visit her. Although, to be honest, I'll probably never visit my parents.
I hate updating on school. It's boring, I know. But here are some things about school that aren't boring. #1 Old ladies like to tip us in scratchers. That is totally awesome. Very thrilling tip. #2 I can do whatever I want to my dollheads and my teachers will always tell me it's creative and looks good. This is awesome because it keeps me entertained and I can't literally have the worst weave in the school, but add a funky cut or color and BAM! instant amazing hairstyle. #3 I can give girls 70′s hairstyles/blowouts all day long and everyone loves it. Fuck yeah, 70′s hair. Also, if anyone wants to buy me the rose blowout serum pictured above, please do. I want it. It smells SOOO good and the very first ingredient on the bottle is rose water. hell yeah.
I've been busting my ass shooting lately. I've shot for some publications (that I'm keeping on the DL until further notice), a latex designer and Penelope's Vintage, and a ridiculous amount of Zivity sets. I've been shooting with:
Mynxii White & Fae
And I have more shoots coming up with Amy Fries, Mynxii again, Jaime Doe, and Bridget Blonde. Hopefully Serena can do makeup for my shoots comng up because she's done it for the last few and she seriously does such an amazing job. I mean it when I say that if you need makeup done for anything, HIRE HER because she's fucking kills it at what she does. The latex designer I shot for was Abigail Greydanus. Her latex is so, so beautiful and I'm stoked to shoot it again. And the icing on the cake is that Abigail is sooo nice. She bought us pizza after our last shoot! Pizza!!!
Speaking of food, I've had the WORST diet lately. I pretty much only drink coffee and wine. Sometimes water, but definitely not as much as I should. I have like no money at all so I have been eating lots of top ramen and $5 pizzas. The best meal I've had in like a month was the food that Mynxii cooked when we had our last girls night. She made eggplant Parmesan and it was soo amazing. I can't wait for our next girls night tomorrow. <3 I'll have to bring like koolaid or something since Mynxii gave up alcohol. I'll have to think of something awesome. I adore you, Mynxii.
Anyway, here's some behind the scenes shots from my recent shoots. Enjoy!
Model | Hattie Watson |
Mua | Serena Sudol |
Latex | Abigail Greydanus |
Location | Moonie and Nicole's Ranch, Simi Valley, CA
Model | Hattie Watson |
MUA | Serena Sudol |
Location | Moonie and Nicole's ranch, Simi Valley, CA


text:
Yazoo Chocolate Flavour Milk Drinks 4 x 200ml
Product Description
Yazoo is packed with the goodness of dairy and tastes great too! You couldn't imagine a better combination.
Chocolate flavour UHT milk drink made with skimmed and whole milk.
- Calcium for strong bones and teeth.
- Vitamin B: (B2 and B12) essential for the release of energy.
- Low in fat: max 1.6%.
Did you know...
Chocolate Milk is rich in protein therefore it's perfect for the post-workout period?
It can regenerate your muscles after an intense training as well as designated sport drinks or maybe even better...
Interested? Read more here.
Product Information
- Fresh / Chilled Juice & Drinks / Flavoured Milk & Iced Coffee / Long Life Flavoured Milk
- Fresh / Milk, Butter & Eggs / Flavoured Milk & Iced Coffee / Long Life Flavoured Milk
- Fresh / Milk, Butter & Eggs / Long Life UHT Milk / Flavoured UHT Milk
- Brands: Yazoo
- Dietary & Lifestyle: Vegetarian
Once opened, treat as fresh milk.
Prepare & Use
Shake well, drink cold.
Country of Origin
Campina UK Ltd,
Package Type
Recycling Information
Plastic bottles and cardboard sleeve recyclable.
Allergen Information
- Contains: Lactose, Milk
Semi-Skimmed Milk, Glucose-Fructose Syrup, Sugar, Fat-Reduced Cocoa Powder (1.1%), Stabilisers: Cellulose, Carrageenan; Caramel and Vanilla Flavourings.
Dietary Information
Suitable for Vegetarians
Free From Artificial Colours
Free From Artificial Sweeteners
Free From Artificial Flavours
Nutritional Data
Typical Values | per bottle |
Energy | 300kj |
Energy | 70kcal |
Protein | 3.2g |
Carbohydrate | 11.1g |
of which sugars | 9.6g |
Fat | 1.5g |
of which saturates | 1g |
Fibre | 0.6g |
Sodium | 0.05g |
Vitamin B12 | 0.58µg |
Calcium | 240mg |
- Life guarantee
- * Minimum life based on 'use-by' date of product. Average life based on last week's deliveries. Life guarantee shown based on delivery tomorrow and includes day of delivery. Please book a slot to view Life guarantee for your chosen delivery day. See Terms and Conditions for further details.
- Tesco Price Match
- ** Matched to Tesco's standard retail price on 06-Mar-2014 at 04:03. See our Terms and Conditions for full details.
- Disclaimer
- These summary details have been prepared for information purposes only, and are designed to enhance your shopping experience on the Ocado website. While we have taken care in preparing this summary and believe it is accurate, it is not a substitute for your reading the product packaging and label prior to use. You should note that products and their ingredients are subject to change. If you do require precise ingredient information you should consult the manufacturer, whose contact details will appear on the packaging or label.
- Ocado is therefore unable to accept liability for any incorrect information. Where this description contains a link to another party's website for further information on the product, please note that Ocado has no control over and no liability for the contents of that website.
- You should also note that the picture images show only our serving suggestions of how to prepare your food - all table accessories and additional items and/or ingredients pictured with the product you are purchasing are not included.
- This data is supplied for personal use only. It may not be reproduced in any way whatsoever without Ocado Limited's prior consent, nor without due acknowledgement.


text:
83-13121 - 120GB 2.5" Solid State Hard Drive
The Intel® Solid-State Drive 320 Series, the fast hard drive alternative, improves PC responsiveness while keeping your data safe.
Mfr Name: Intel
Mfr Number: SSDSA2CW120G310
See all items in SATA
83-15232 - 120GB Solid State Hard Drive
Turbo charge your PC with an SSD. Improved system performance through faster boot time, lightning fast application loading, and extreme write speeds.
Mfr Name: Hewlett Packard
Mfr Number: SSD7SC120GCDA-HPKIT
83-13597 - 120GB 2.5" Solid State Hard Drive
Lose the lag. Lose the limits. Get exceptional sequential read speeds for better overall system responsiveness with the 6.0 Gb/s Intel® Solid-State Drive 520 Series.
Mfr Number: SSDSC2CW120A310
83-13101 - 120GB 2.5" Solid State Notebook Hard Drive
Get HyperX performance in a solid-state drive with Kingston's HyperX SSD. It's ideal for power users, gamers and anyone who needs to quickly transfer or edit large media files.
Mfr Name: Kingston
Mfr Number: SH103S3/120G
83-11115 - 120GB 2.5'' SATA Notebook Drive 8Mb Cache
The Seagate Momentus 5400.2 hard drive is available with an ATA or SATA 1.5Gb/s interface. The SATA 1.5 Gb/s interface offers fast 150-MB/s interface speed combined with Native Command Queuing (NCQ) for maximum performance. NCQ technology streamlines data delivery...
Mfr Name: Seagate
Mfr Number: ST9120817AS
83-11307 - 120GB 2.5" SATA 5400 RPM Notebook Hard Drive
The MK4058GSX represents Toshiba's 58th generation 2.5-inch hard disk drive and offers 400GB on two platters, providing a high-capacity and light-weight storage solution for mobile computing applications. Inherent in the drive's design are new technologies which r...
Mfr Name: Toshiba
Mfr Number: MK1252GSX
83-14319 - 240GB 2.5" SanDisk Extreme Solid State Drive
The SanDisk Extreme Solid State Drive (SSD) uses SanDisk's latest digital storage technology to boost your computer's performance. Ideal for computer enthusiasts and gamers, this SSD delivers our fastest data speeds, long-lasting reliability, and low power consump...
Mfr Name: Distributed By MCM
Mfr Number: SD6SB2M-256G-1022I
29-5823 - Compaq, HP, PremiumPower Replacement AC Adapter
MCM Electronics has partnered with one of the industry's top suppliers of rechargeable batteries and AC adapters for laptops, digital camera's, cell phones, powertools, etc. The brand, Premium Power Products, is known throughout the industry for its quality, depe...
Mfr Name: Stellar Labs Power
Mfr Number: AC0657450E
See all items in Laptop Batteries & AC Adapters


text:
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Todd A. Berger
Assistant Professor of Law
Director, Criminal Defense Clinic
College of Law
Syracuse University
B.A. The George Washington University
J.D. Temple University School of Law
L.L.M. Temple University School of Law
Professor Berger joined the Syracuse University College of Law faculty in 2012. He is currently an Assistant Professor of Law and Director of the Criminal Defense Clinic. Prior to joining the College of Law, he was the founding Managing Attorney of the Federal Prisoner Reentry Project at Rutgers School of Law-Camden. Previously, he worked as an assistant public defender with the Defender Association of Philadelphia,representing indigent defendants throughout all stages of the criminal justice system, from preliminary arraignment through trial and post-verdict motions. He worked as a supervisor in both the Municipal Court and Felony Waiver Units, assisting new attorneys in trial preparation and courtroom practice. He also served in the Major Trials Unit representing clients in jury trials involving the most serious non-homicide felony charges. He was also a Lecturer in Law at the University of Pennsylvania School of Law where he taught the Criminal Defense Clinic. Professor Berger earned a bachelor's degree from the George Washington University and Juris Doctor from Temple University School of Law. He also earned an L.L.M. in Trial Advocacy from Temple University.
LAW 903:Criminal Defense Law Clinic
LAW 903: Criminal Defense Clinic
Politics, Psychology, and the Law: Why Modern Psychology Dictates an Overhaul of Federal Rule of Evidence 609,
The University of Pennsylvania Journal of Law and Social Change, 13 U. Penn. J.L. & Soc. Change, 203 (2010).
A Trial Attorney's Dilemma: How Story Telling as a Trial Strategy Can Impact a Criminal Defendants Successful Appellate Review
, Drexel Law Review, 4 Drexel L. Rev. 297 (2012).
Jimmy Carter's "Malaise" Speech, Social Desirability Bias, and the Yuppie Nuremberg Defense: The Real Reason Why Law Students Say they Want to Practice Public Interest Law, Yet so Few Actually Do
, Kansas Journal of Law & Public Policy, 22 Kan. J.L. & Pub Pol'y 139 (2012).


text:
Thursday, November 15, 2007
Core and Explore?
Despite a peculiar comment to the contrary it is very worthwhile to explore portfolio ideas that may not be what you would do but are still valid nonetheless. 80/20 is not what I would do but it is valid.
The 80/20 idea is like every other reasonable idea anyone can come up with; it has strengths and weaknesses. I think the positives were spelled out in the comments. Beating the market over time is difficult, managing a portfolio is taxing (time spent and emotionally) and constructing a portfolio can be difficult too. So in that light a couple (or more) broad-based index funds for the 80% becomes attractive and then the investor would try to add value or extra return or something else with the 20%. It being a smaller portion of the whole pie the consequences for mistakes should be less and since it is less money it should require less time.
The first drawback that comes to mind is the visibility for having to really be right with what you buy with that 20%. What I mean is that if someone has a $600,000 portfolio and they put 20% into some potentially great themes and they are one way or another don't work out you do create a big drag for for the portfolio. Explore-ish themes could easily take a 20% hit if something goes wrong with the story (biotech comes to mind as an example of an idea that could lose more than 20% very quickly).
It makes sense that over any reasonable period of time there would be years where 80/20 would work out great, years where the result is really bad and a lot of years where the result is not much different than anything else.
This is not to say someone should not do this but that every strategy has drawbacks (80/20 has more than the one I touched on here) and before you change course you need to understand the drawbacks in addition to the benefits and weigh all that out for yourself.
An unpleasant administrative note. We are at a point with the hecklers that I get asked about it by co-workers, clients, friends and relatives. Reader responses to the hecklers all try to rationally tell these guys to hit the bricks but the problem is of course that someone who takes the time that these guys do to visit, read and comment so regularly just tell me what an idiot I am or how dishonest I am is never going to do the rational thing. I don't get it, you don't get it, anyone who is rational and respects their own time will not get it.
There are several things I can do. For now I am going to start out immediately deleting the comments from these guys. I mind the store the vast majority of the time so they will usually be deleted very quickly (I get an email when a new comment gets posted and when I look at the blog there is a little trash can icon to quickly delete a comment).
This is a much faster process than moderating all the comments that come in (but it may come to that).
I really could care less what anyone says but it is clearly a distraction for readers which then becomes a time-suck for me. Everyone will understand this except the two or three hecklers who will be confused by this. If moderating comments becomes necessary, well we'll cross that bridge.
30 comments:
- Larry Nusbaum said...
"The idea being that "the 20% of your portfolio which can make 80% of consequences" as one reader put it."
Something tells me that for a long-term investor we should invert the numbers. - 6:39 AM
- Anonymous said...
Good. Dump the hecklers. They are a distraction. Jon
- Al&Bea said...
Several points. First, you run a great blog - I learn some things and just ponder some things from your comments. Short of taking the hecklers out be3hind the barn and smothering them, your approach is best - there are certainly some strange people out there.
Re the 80/20 - what am I missing? Why is this not just gambling with 20% of your portfolio? Who is the wizard who will decide what the "explore" will be put into? I thought that portfolio management was all about asset allocation, diversification and risk/reward management. I understand the "explore" concept but why would you do this with 20% of your assets?
Maybe I just don't understand - 6:59 AM
- jaycharles2 said...
I admire your restraint with the
hecklers. Keep the faith.
Jay Charles - 7:05 AM
- Roger Nusbaum said...
that was the point I was trying to make. Even if not viewed as gambling by the person implementing that could be what it looks like.
The idea as I understand as it was put forth in the comments was that you only need to understand a few things for the 20% while putting 80% into broad index funds. - 7:05 AM
- Anonymous said...
I don't know why you would even have any second thoughts about banning assclowns from your "house". Ritholtz or Cara, for example, don't tolerate them.
- Anonymous said...
I'm a core and explore kind of guy. I enjoy managing my own money, but I recognize the potential to mess things up badly as well. For that reason, I readly widely and limit my discretionally funds to 10% of my portfolio.
The crux of the issue is how one defines and practices "exploring."
In my case, it's not Vegas-like bets on hot tips, but over-weighting themes that have the potential to deliver outsized returns. Examples include defense, water, and clean energy. I use ETFs to reduce the risk of a single stock imploding, but also expect more volatility than my core holdings exhibit.
That may not work for everyone, but seems to add alpha (not to mention fun and satisfaction) to my returns. - 7:33 AM
- Stephen Drone said...
Dumb question - why allow anonymous comments? It's simple to create a Google login, yet it might deter lazy people.
- Anonymous said...
For the exploring part of your portfolio(20%) here are some thoughts. you can have high octane funds or etfs, double longs or double shorts. Important thing is limit each position with a stop-loss so maximum loss to each position is limited to 1% of your total portfolio. A simple yet concret % number fo such positions is 4%(with a 25% stop-loss). Hey, I will go for CGMFX, FXI, GLD , TWM and the like.
- Anonymous said...
It is always difficult to identify how much to save. You probably need to save a lot. If you do save a lot 80% is likely to be sufficient for a modest retirement.
People are different, but someone should determine over time if they are good at managing the 20% or not. If not they can make it 100% instead of 80%. I think 80/20 is a great start for many people to evaluate themselves over time.
Deleting disruptive hecklers, not those who simply disagree is a great idea. I think logins would discourage many people. Some of us hate constantly being tracked and others will provide any information requested (why I do not know).
I think login would be a bad idea. You read every post any way moderation might not be as bad as you think (except if you are traveling etc.)
hopefully the deletions will discourage and frustrate people enough to move on to some where else. - 8:43 AM
- Tom said...
One good aspect of the heckler issue, is that if they spend their time focusing on their inner emotional need to heckle, at least they are not running for political office...
I say just burn'em.
Tom - 8:49 AM
- RW said...
I don't believe Pareto's Principle is intended to be precise nor does it really imply a particular portfolio composition, in fact it's not even necessary for it to total 100% AFAIK. The message I think is that regardless of portfolio composition or allocation the bulk of the returns will come from relatively few assets or asset classes and finding a way to capture some of that is a good idea.
Could be by: overweighting/underweighting, core/explore (with the understanding the 'core' may occasionally be the source of outsize returns), momentum allocation, long-tail diversification (seeking outsize returns in less efficient markets), or what have you, or even periodic portfolio rebalancing since assets gaining the fastest overweight themselves and realigning them now and then prepares the ground for the next set of leaders, at least in principle ;-)
In that last vein I've seen some research that lends support to the idea that rebalancing more frequently (twice a year rather than once for e.g.) when times are bad and less frequently when times are good (maybe once every 18 to 24 months) can add to returns but unfortunately I can't find the reference right now. Assuming I'm recalling that correctly it would lend some support to the notion that this provides a way to rotate into the next set of Pareto leaders.
I don't believe Pareto's Principle is intended to be precise nor does it really imply a particular portfolio composition, in fact it's not even necessary for it to total 100% AFAIK. The message I think is that regardless of portfolio composition or allocation the bulk of the returns will come from relatively few assets or asset classes and finding a way to capture some of that is a good idea.
Could be by: overweighting/underweighting, core/explore (with the understanding the 'core' may occasionally be the source of outsize returns), momentum allocation, long-tail diversification (seeking outsize returns in less efficient markets), or what have you, or even periodic portfolio rebalancing since assets gaining the fastest overweight themselves and realigning them now and then prepares the ground for the next set of leaders, at least in principle ;-)
In that last vein I've seen some research that lends support to the idea that rebalancing more frequently (twice a year rather than once for e.g.) when times are bad and less frequently when times are good (maybe once every 18 to 24 months) can add to returns but unfortunately I can't find the reference right now. Assuming I'm recalling that correctly it would lend some support to the notion that this provides a way to rotate into the next set of Pareto leaders.
PS: WRT hecklers - what Tom said, burn 'em. A good heckle now and then gets the blood flowing, particularly when there's some substance to it, but a constant diet with the same underlying message is extremely boring. Gian Gravina once (not so famously but very accurately) remarked that "the bore deprives you of solitude without offering companionship" -- the online equivalent is the troll with the main difference being they intrude on conversation while depriving the community of thoughtfulness. - 9:43 AM
- RW said...
Shoot, sorry for the messed up post above; got called away to the phone and wound up pasting part of it twice when responding to Tom's comment; i.e., the first three paragraphs are redundant, if you want to delete those Roger be my guest.
Now back to work. - 9:48 AM
- Anonymous said...
Re: rebalancing.
I'm not a tax expert, but I believe that the main reason that investors are told to rebalance once a year at most is because of the capital gains tax issue.
I might add as well that this blog may need to be rebalanced to zero weight hecklers and back to 100% non-hecklers about twice a day. :)
JackS - 11:15 AM
- Roger Nusbaum said...
that might be right about the tax issue but I would say that rebalancing based on the calendar is a distant second choice to rebalancing when things get too far away from their respective targets.
The trigger point depends on the person but if it need to be done three times in a year or if after two years it is only off kilter by 2% so be it. - 11:20 AM
- Roy said...
I use a core-and-explore for the kid's custodial accounts, which are currently ~90% BSV and ~10% "other" (from 100% BSV). This was driven primarily by market conditions, though, and will certainly change over time. The accounts are only several months old, so putting them in equities at the time, was a non-starter. It is interesting how much more conservative I am with OPM, even though it's my kid's accounts! It has been a good lesson for me, though, to be patient and let the opportunities present themselves.
- T said...
As I mentioned a few times when proportional ideas about an investment scheme are floated, I use a Permanent Portfolio(s) for my core holdings that are about 75%of my security position. Funding my Permanent Portfolio(s) are monies that are precious to me and are diversified in securities across a spectrum of market sectors throughout the world, including some bonds. Most pay dividends.
About 25% of my securities and some higher risk bonds are in my Speculative Portfolio(s). I can afford to loose money here and still sleep at night. I have been lucky in that this 25% has done very well over the years, but I admit that luck rather than brilliance has played a higher role in its success.
I maintain that an investor with everything but their home in equities is not diversified. Rental real estate, for instance, is a wonderful investment, especially for the cash buyer in this foreclosure-laden market. - 12:06 PM
- Anonymous said...
David Rosenberg, chief economist with Merrill Lynch may be saying to put your 20% in cash for a while. (not to mention most of your 80%)
JackS - 12:49 PM
- RW said...
'T': Bet there are blog visitors who lack the funds (or the ability to be successful landlords - not as easy as it looks) but would like to gain access to rental markets anyway. Since some markets are beginning to overshoot to the downside and offer good opportunities (in the Pareto sense too) what are some of their options and how might they learn more about them?
- tom k said...
Core and explore sounds like a valid idea me so long as "explore" isn't viewed as a license to gamble. Every strategy should be a play to win with appropriate risk management.
I prefer strategy diversification myself. Perhaps it's a psychological crutch but using more than on strategy helps me stay disciplined over long periods. - 6:38 PM
- VennData said...
Monte Carlo testing has shown that adding non-correlated assets boosts returns. I think that's where you start with your non-core. So don't add GE to your SPY, add a foreign small cap or bond fund, then rebalance to capture the relative outperformance.
I personally don't have any money to "throw on a flyer" and tend to think that's what "explore" - 6:45 PM
- Anonymous said...
I think that some readers have misunderstood Pareto's principle. I think he suggests that 20% of investors win, while 80% lose(By the way, this is very consistent with recent Nobel prize winning research on investor and financial advisor performance.)
Joe Sixpack - 7:16 PM
- Anonymous said...
Regarding periodicity of rebalancing:
See Mebane Faber, World Beta - Engineering Targeted Returns and Risk - 7:33 PM
- George said...
...not much these days has low correlation to the "market"..in the old days you could buy small cap or REITs...but with the huge bull market in those over the last 7yrs....I guess you could use an inverse fund, now that has negative corr. I read somewhere, in the text to learn stuff for the CFA exam, that TIPs have a low to neg. Corr. If you put the SPY and TIP up on a chart together, you can see how if MAY work. Caveat Emptor.
good convo. though. there are just some time periods where things move together. Oh! I thought of one more or the present only--don't know how it would work long term...but the Japanese Yen goes inverse to the SPY...mho - 7:52 PM
- Anonymous said...
If 80% lose it's usually because they sell their stocks low when in panic mode durring the usualy corrections and down markets. Many other folks buy the latest mutual fund magazines and try to chase lasts years winners.
That covers a lot of losers but I'm not sure it adds up to 80% of investors. What do you suppose makes up for the other losers needed to reach the 80% number?
JackS - 8:13 PM
- Leisa said...
Roger--doing a search and destroy on the trolls makes great sense. Of course that will rob me of something to get incensed about, but I have kids, so they'll fill in.
Regarding the "explore" portion of the portfolio. I keep a separate account that had some left over money in it from options/ESP. It was small, about $5-7K. I used that as my speculative (explore) money, giving myself permission to buy more speculative things than I wanted to. I've grown it to just over $20K in about 20 months. In terms of absolute dollar increment, it is not much. However, at $20K, it is no longer a small amount of money to me in absolute dollars as was $5-7.
Because of the earlier limitations of the account, I had to find ways to get more bang for the buck. I ran across some interesting finds--most good, some bad! - 3:23 AM
- Leisa said...
A clarification: The point that I wish to clarify is be clear about exploring v. speculating. To my mind, a speculative investment is one that you can wave bye-bye to without shedding tears.
While I listed a carved out piece of dollars that had natural parameters, I would never consider having 20% of my portfolio in speculative positions. - 5:16 AM
- Anonymous said...
I am 100% cash....this is a classic bear market in the making.
I am not trying to spread fear, just looking at the reality. Dollar has bottomed, gold will fall, oil will fall. Every rally has been sold for the past 2 weeks. - 7:54 AM
- Anonymous said...
100% cash? If you are in a pure safety mode you should then make sure you're in a 100% treasury MM fund like VMPXX.
Perhaps you could put 80% in that fund and roll the dice with 20% in a regular money market fund netting a cool half percent more. Think of the excitement of then having a true 80/20 portfolio!
Of course I'm being facetious, but it's good advice now that if you are wary of a possible meltdown in the financial markets to have your cash accounts in US backed treasuries. We have recently discussed just that here a week or so ago.
I recently transferred my 401K to Scottrade and it's still in their core cash account as I put together my diversified buy & hold portfolio. I am going to soon transfer it to VMPXX myself and wait out the storm. A sure 4% doesn't sound too bad right now.
Of course I still have so-called 20% account (it's more like 40%) in my ROTH IRA in Fidelity with some ETF and stock positions. Even that account is 50% in cash right now.
JackS - 3:03 PM
- RW said...
This is not a critical issue with VMPXX since it is fairly conservatively run as are virtually all Vanguard offerings but virtually all money market funds including treasury and govt agency-based funds use various techniques to goose returns including repo's: repurchase agreements where the fund's assets are loaned out to other parties for a fee. That introduces counterparty risk and in cases where the majority of the fund's portfolio has been loaned out (not an uncommon occurrence although AFAIK VMPXX doesn't loan out a large % like that) there is a possibility of loss if the counterparty runs into trouble regardless of the quality of the assets loaned; e.g., the assets could be tied up in bankruptcy proceedings.
This was a significant issue back in the 70's when Harry Browne was recommending one of the only treasury backed money market funds that did not allow repo's or any other counterparty risk as a matter of fundamental policy; that was the Benham Capital Preservation fund (CPFXX) and, now owned by American Century, it still has the same fundamental policies AFAIK.
Why would that matter? Well, if an investor believes a serious financial crisis is coming then that must assume some companies are going to fail, assets are going to deflate, reserves are going to become depleted and some money market funds are going to "break the buck" - shares will be worth less than a dollar. If that isn't part of the assumption during crisis then, for a long-term investor, the logic of moving 100% into cash via a money market doesn't hold up very well; better to buy t-bills directly or bury the cash in the back yard along with some gold doubloons.
Disclosure: I've got some CPFXX and some gold doubloons too but am not 100% in cash FWIW. - 7:21 PM


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I'm going to start pricing out safari's in November to east africa. I've read here some recommended agents/operators and have come up with a pretty good plan I want to follow. I don't want to cause any friction, how is the best way to get two different quotes on the plan....
Safari Cost Comparison
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You could do what a lot of us did. Contact the operators you have in mind, how many travelers, your budget and what you'd like to see, how many nights you have, etc. They will also ask you what else they'd need to know. They'll put together an itinerary based on those facts. They'll be used to this and probably assume you are comparison shopping. Be honest and forthcoming in what your budget and expectations are. Good luck and come back here if you need to run anything by the rest of us!
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I agree with amyb other tour operator have online booking form well organized where you can fill all necessary details of your safari.
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I used Happy World Safaris for my trip in Tanzania, you can check their online booking form
http://happyworldsafaris.com/booking.php -
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ok, thanks, I'm used to just doing all this myself, but there seems to be the need for the "middle man" to interface with the ground folks and the end user. This is not a disparaging comment as I completely value the agent concept, but it does require me to use their time and effort to generate costs for a trip I might not book with them...
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"but it does require me to use their time and effort to generate costs for a trip I might not book with them..."
But that's what tour operators do. Any good TO or agent will spend a long time helping you work out a good trip. -
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All of the above.
And while You might feel you'd prefer to book your own lodge/tent accommodations, know that you'll pay them the highest (rack) rates vs an 'agent' (as you call it) who instead get discounted prices. Also, how do you plan to get from one area to another?
Unless, of course, you are a true backpacker and don't care how long you wait on the side of road for anything with wheels to come along, public transport not always agreeable to westerners. An 'agent' / operator / outfitter will take care of everything from the minute you land till you depart. And work with your budget. But do remember that prices are seasonal and vary throughout the year.
Suggest you check for list of names of outfitters found thru reading this forum or if you'd prefer to go with an in-country outfitter, check the KATO www.katokenya.org site for names. Comment has been removed by Fodor's moderators
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Shop your itinerary around and tell each agent that you are doing that. If they don't want to participate its their choice. I have gotten very good pricing by pitting one agent against the other. I am always up front with each, but I have a set budget and I'm not going to give my money away. On our last safari to Botswana, I had two agents tell me that the trip absolutely could not be done on my budget. A little more effort brought it in right on target. Do your research and don't be unrealistic....but don't cave in to the first bid either. These agents have a lot of wiggle room. When I get a better price from one, I send it right on to the other. Sometimes a good agent will tell you why the first bidder can't really deliver....and then you've learned something to ask. It's all a process of educating yourself.
Good luck. -
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I suggest that you really do your research, design your own itinerary, send it out to different agents ASAP and do not settle for substitutions. Agents commission structures from a given property are often directly tied into how many bed nights per year they sell so they are often motivated to steer you to a property where their commission may be much higher than by sending you to the specific property you originally requested.
But, that suggestion is if you really do your homework and you're confident that you're selecting the best property or the one that at least works best for you. If you don't do your homework, then you are best off relying on the suggestions of the agents. -
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Roccco, dear friend - Don't think it's necessary to confuse OP with 'commissions' as they are handled differently between East Africa (OPs interest) and those in Southern Africa.
Best is for OP to do his research, submit requests and based on his budget, await their replies. He can then return here for further input/comments. -
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Sandi, my only regret of my one trip to Tanzania, was allowing my safari agent to steer me towards properties not on my original itinerary. I will not allow that to happen again whether I'm going to East Africa or Southern Africa.
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Roccco - Believe you went with ATR! Staying at Oldupai Camp where you didn't want to place your head on the pillows... ugh! Amazing how good my memory is.
Guess you should have let me handle your Tanzania safari -
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Yes, indeed. Great memory! Olduvai or Oldupai was horrendous. I've seen classier homeless tent cities here in the USA and classier refugee camps in Africa (on news footage, anyway). What a waste of a beautiful location to have such a run down camp.
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ATR did threaten legal action against me for what amounted to nothing more than an honest Yelp review.
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Guys is it Olduvai or Oldupai? i remember of Olduvai when i did a safari with Maasai Trails East Africa last february. A nice experience www.maasaitrailseastafrica.com got quatation Simba safaris was too high for us -
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Olduvai would be ok for many safaris but not when the customer (me!) was staying at places like Ngorongoro Crater Lodge, Lake Manyara Tree Lodge and other five star camps. That just doesn't work. It's like eating at top restaurants by the finest chefs day in and day out and then being served McDonald's for a couple days.
https://www.andbeyond.com/journey/africa/where-to-go/tanzania/destinations/ngorongoro-crater/accommodation/ -
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After two weeks gorging myself on wonderful safari camp food, I'd give $100 for a simple Big Mac!!!
regards tom -
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Roccco, is that you, Rocco from days gone by, now sporting an additional C in your new look?
Perhaps you've been back for some time now while I've been out of the loop for a few months.
Cooper, getting several quotes is routine and the interaction with a couple of agents can also serve as an education for you, not just in the area of price, but in wildlife movements, habitat, lodging, etc. It's nice to keep the various operators informed of your plans and timelines and that you are considering several proposals. That is expected.
Also to not cause friction, be sure to thank the agents you do not end up using and don't just never respond back. Who knows? For your 2nd, 3rd, 10th trip you may wish to enlist their services.
If you do a trip report, you can mention the good service and advice you received from the agents that you did not choose.
You can always pass some of the info you receive by those on the forum. Do be aware that some itineraries explicitly state "not to be shared publicly."
RoseBauer on Dec 11, 13 at 5:56pm
Guys is it Olduvai or Oldupai?"
The correct word is Oldupai, which is Maasai for the sisal plant. The v in Olduvai slipped in there by accident in a European translation as I recall. -
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Yes, it is I, the one and only. Returned a couple months ago as I was planning my own South African safari, as a civilian, I assure you, for my DW (2nd and final DW of 5 years) and my DD who will be all of 14 months at the time of the trip.
I've become quite the runner since leaving this forum and leaving my first marriage and I'm up to 127 marathons and 14 ultras (defined as 50k (31 miles) or further) and after my wife nudging me to finally run the Comrades (89k/55mile) Marathon (it's been on my bucket list), I wasted little time and put together what I think is a great self drive itinerary that will have us in Durban for the first 3 nights and then over the next 11 nights have us on safari for 8 nights and at the beach for 4 nights.
My daughter won't remember a bit of it when she's older but she'll get her first passport stamps, notch her third continent and be in plenty of cute photos!
Hope all is well with you. What's next for you, Africa-wise? -
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Bad math...it is 15 nights, total, 3 nights Durban, 8 nights safari, 4 nights on the beach.
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It's like getting a Christmas card from you! How wonderful you are returning to Africa. And how wonderful so many other areas of your life are going well. Nice to have you back planning something special, Roccco.
Apologies for the digression, Cooper. I'm headed to Tanzania too, but in Feb. -
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Seen this site on a different forum...I think it is a good places to gauge the prices.
http://www.yourafricansafari.com/ -
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Seen this site on a different forum...I think it is a good place to gauge the prices.
http://www.yourafricansafari.com/ -
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All I know is that Instinct Safaris (www.instinctsafaris.com) is really fast and personal when getting back to you. Also, they had answers to all my questions in preparation for travel. Oh yeah - their price was unbeatable when you look at the lodges they use.
Note that their field of operations is mainly Uganda and Rwanda, then DR Congo is a destination when security allows, I guess.
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Demolition Deer: Crashes Expected To IncreaseLAKE NORMAN, NC- Keep an eye out for deer! The population is up - and so are your chances of hitting one! North Carolina Wildlife reps say this season could be the worst yet. They're expecting crashes to increase between now and December. "It goes from one extreme to the other. You might have a fatality and you might just have a minor bump," said Master Officer Kyle Voris with the NC Wildlife Resources Commission. From close calls to full impact, experts say mating season and cooler temperatures have deer out in full force. Voris says their habitats are crowded. "Sportsmens are just not utilizing the state's national resources and getting out there and hunting as much as they could and should be which I would encourage," said Voris. rashes are most common between 5p.m. and 7a.m. No matter the time of day, Voris suggest being extra cautious and purchasing deer whistles. "They're very small and not very noticeable and they produce a sound that humans can't hear but deer can. That tends to scare the deer right off the roadway," said Voris. Experts say it is better to hit the deer if you can't avoid it rather than loosing control of your vehicle and causing a bigger accident. There's roughly 17,000 deer related crashes each year in North Carolina. Since 2007, more than three thousand people were hurt and 17 were killed in the state. Of 100 the counties in North Carolina - Mecklenburg ranks ninth for deer crashes. Most Popular |
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just started posting today so thought it would be polite to say hi... was posting on one board for years and they shut down...have been looking for a new place to roost....so i landed here... HI ALL!!!
Hi Susan and welcome to Secrets. I'm so pleased you found us, we are a friendly group of people who like to talk Disney and, well, anything else really so thank you for joining us. Sorry to hear about your other place, feel free to being any friends over with you, the more the merrier D Looking forward to getting to know you and seeing you around the boards
Welcome to Disney Secrets! It's wonderful that you found us and chose to join in. You'll feel right at home very soon, if not immediately. It's hard when a familiar place shuts down, isn't it? Well, this will be your new "familiar place."
Just joined??! But I read that wonderful trip report and felt like I've known you for years!! Welcome, welcome, welcome...I think you'll find it just lovely here!


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Pull Back the Curtain with "Comics About Cartoonists: The World's Oddest Profession"!
Wednesday, Jan 9th, 2013
An unbelievable lineup of legendary cartoonists take readers behind the drawing table TODAY!
San Diego, CA (January 9, 2013)
– Have you ever wanted to know what the life of a cartoonist
is like? Well, if you don't have one handy, why not
have Jack Kirby, Steve Ditko, Wally Wood, Frank Frazetta,
Charles Schulz, Jack Cole, Dick Briefer, Winsor McCay, Chester
Gould, Sheldon Mayer, Milton Caniff, Ernie Bushmiller, Basil
Wolverton, B. Kliban, Rube Goldberg, Jack Chick, Milt Gross, Siegel
and Shuster, Will Eisner, Elzie Segar, Harvey Kurtzman,
and many, many more tell you by drawing a comic or cartoon to
explain about the cartoonist's life?
Surely, we jest! The bounds of time and space must certainly render
this endeavor impossible!
"Nay!" says Eisner-winner Craig Yoe, the acclaimed editor and designer!
For the first time, decades of rare work about their
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comics, teen-age humor and plenty of horror. Yoe has left no
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The spectacular hardcover volume hits shelves today and has already
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Let's face it, there simply isn't another lineup like
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Craig Yoe is available for convention appearances and interviews
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Books' online at


text:
Randle B. Pollard
- Assistant Professor of Business Law and Taxation
- Indianapolis
- LLM, Georgetown University Law Center
- JD, Georgetown University Law Center
- BS, Hampton University
Professional Experience
- Visiting Assistant Professor of Business Law and Adjunct Professor, IU Kelley School of Business Indianapolis
- Associate Professor, Widener University School of Law, Harrisburg, PA
- Senior Counsel, Ice Miller, Indianapolis, IN
- Domestic Tax Counsel, Eli Lilly and Company, Indianapolis, IN
- Tax Manager, Washington National Tax, KPMG LLP, Washington, D.C.
- Assistant Attorney General, Office of the Attorney General for the District of Columbia, Washington, D.C.
- Corporate Attorney, Whiteford, Taylor & Preston, Baltimore, MD
Awards, Honors & Certifications
- The Indiana Lawyer Newspaper 2006 "Up and Coming Lawyers"
Professional Interests
Federal tax policy, municipal finance, state and local taxation, economic incentives
Selected Publications
- Pollard, Randle B. (2011), "Who's Going to Pick Up the Trash? – Using the Build America Bond Program to Help State and Local Governments' Cash Deficits," Pittsburgh Tax Review, Vol. 8, No. 3, Spring.


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Jon Jones exudes confidence.
The Ultimate Fighting Championship light-heavyweight champion knows he's dealing with an aggressive stand-up fighter Saturday when he defends his belt for the sixth time against Sweden's Alexander Gustafsson (15-1) in Toronto.
So Jones (18-1) dedicated himself to more boxing training than ever, putting in more than 500 rounds of work with a private boxing coach.
"My angles and distancing are much better now, I can outclass him by tightening up the one thing he's supposed to be better than me at," Jones said. "The way I feel now, I can channel from the Mayweather fight his swagger.
"It was great to see a champion dominate like that. Honestly, I feel so good about my boxing I've been thinking about one day challenging a Klitschko."
"I want to see where life takes me, and I feel if I dedicated myself I'd be ready to get in there against one of those guys," Jones said. "Where there's a will, there's a way."
The 6-foot-4 Jones, 26, has a phenomenal 84½-inch reach, longer than both of the world heavyweight boxing champions Wladimir and Vitali Klitschko, and the way he's dominating the UFC, perhaps boxing is a logical extension.
Since his technical knockout of Mauricio "Shogun" Rua in 2011 to win the belt, Jones has disposed of past champions "Rampage" Jackson, Lyoto Machida and Rashad Evans, along with Vitor Belfort and Chael Sonnen (first-round TKO in April).
He can break Tito Ortiz's record for most consecutive successful title defenses by beating the Swede.
Gustafsson, 26, is an inch taller than Jones but hasn't shown the skill set of Jones, whose spinning backfists, acrobatic kicks, wrestling skill and conditioning have overwhelmed the organization.
Jones, the brother of NFL players Arthur and Chandler Jones, listens to self-help guru Tony Robbins, "obsesses" in reading inspiring "how-to-be-a-winner" type books and ticks off a string of life goals he's set and achieved, including the UFC belt and a Nike endorsement.
He doesn't believe anyone in his division -- including Glover Teixeira or Daniel Cormier -- can beat him and says his intensive homework on Gustafsson has increased that already built-in confidence.
"I study on a ridiculous level," Jones said. "I want people to keep an eye out for how good my boxing is -- I can throw four-punch combinations, can counter and slip punches now.
"He has terrible boxing defense. Whenever someone attacks him with that, they land every time. As long as I'm punching, I'm going to be landing. I've heard him say he can stick and move against me. That's not the mentality of a true fighter, that's like a coward.
"I'm thinking how I can tear this guy's head off. This guy is supposed to be the best striker I've faced. I want to send a message to how seriously I take this sport. People don't quite realize that yet."
When: Saturday, 7 p.m. Pacific time
Where: Toronto, Air Canada Centre
Television: Pay-per-view, $44.95 standard definition
Undercard: Renan Barao vs. Eddie Wineland for Barao's interim bantamweight championship; Brendan Schaub vs. Matt Mitrione, heavyweights.
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Twitter: @latimespugmire