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Wednesday, December 14, 2011
The question had to do with how I decide whether to use an individual stock or an ETF for a particular exposure in the portfolio. The short answer is that in an actively managed portfolio, regardless of what analysis is done a decision needs to be made based on the information taken in and the decision is really a judgement call that hopefully turns out to be correct.
Once the top down decision of what country or theme has been made the next step is sifting through alternatives which requires looking for and then finding alternatives. In reality this is a very long term process of first maybe reading a couple of articles about something like farmland/plantation stocks. Then I might look at a few names and see what other names that might lead to. In June 2008 I did a write up about farmland stocks that would constitute an early step in the process of trying to learn about a theme.
Part of the learning process involves seeing how the various stocks trade and react to various types of news. For example I would think farms would generally not be that volatile because of the nature of the demand for the product but it turns out they are very volatile. I've written many times about this space, and quite a few others, I've spent time on the group but have not bought in for clients (yet?). I've explored and written about far more niches than I've bought for clients and I continue to follow them in case it does make sense at some point to buy an airport, for example.
The chart compares Caterpillar (in green) with a stock I have been following for many years in red. The stock plays into a country exposure and a theme I have been following. The blue line is the benchmark index for the red line stock's country which I am interested in adding to the portfolio.
The volatility of the stock is very low compared to Caterpillar which is a very volatile name. I chose CAT for this because we have owned it more often than not over the last seven years. The chart goes back far enough to give a sense of how a stock will react to all sorts of things. The stock is red, despite being a foreign small cap has a volatility profile that most people could live with, IMO, compared to CAT's volatility which, because of the name, is also a holding many people can be comfortable with.
Knowing how a stock processes news is very important to me as I place emphasis on managing the volatility of the portfolio. I know that if I buy the red-line stock it is unlikely to get crushed on "ordinary" bad news. However the stock must be monitored in case there is bad news that comes that is somehow out of the "ordinary." Obviously a stock, once bought, needs to be monitored for all sorts of typical things like changes in the business, changes in the industry, changes in earnings trends, changes in revenue trends, changes in the balance sheet and any of the other typical things that you might think of.
In terms of selecting a stock, I don't think there is too much that I do bottoms up-wise that is unique. I try to learn about the business, learn about the financials, relative valuations (relative to its own history, relative to the industry and relative to the market) try to understand if any big changes are looming for the company and so on. From the top down I want to understand how it might react to the economic cycle, understand what the stock will be a proxy for, how it plays into various themes, what attributes it will deliver to the portfolio and so on. I choose to believe that more value is added here than with the bottom up work.
For these things I will also look at an ETF if there is one. We have owned the iShares Emerging Market Infrastructure ETF (EMIF) for a while. I've looked at and written about many stocks in this space but the ETF is also appealing because of what it owns and what it doesn't. It has some yield and is easy trade, the stocks are difficult trade, or at least they used to be before we changed custodians. Choosing the ETF was a judgement call as would a switch to an individual stock be a judgement call as would keeping the ETF and increasing the exposure by adding a stock.
If you are going to use an ETF in the above context there is still work to do. EMIF has large weightings to China and Brazil so it makes sense to keep tabs on those countries. If instead of China and Brazil EMIF had 30% in Hungary and 30% in Latvia then the fund would be a sell based on what is going on in those two countries now, as an example. As another example from quite a few years ago I disclosed not wanting to use iShares Sweden (EWD) for exposure to that country because of the then very large weighting in Ericsson (ERIC).
One final point about process. This is my process for doing things and is right for me (and should be right for people who hire us). You probably have your own process for doing things. If you read blog content then you must have some interest in taking in information to refine your own process. As I say often, take little bits of process from various sources to create (or refine) your own process.
10 comments:
- Anonymous said...
Hi Roger: any recent thoughts on managed futures? While there was huge outperfromance in 2008, since inception 3/07 RYMFX is off 3%, while yte it is off 6%. AM wondering if you still use this vehicle and if so in what context in relation to the whole portfolio (i.e is it a hedge?) Thanks, Len
- Anonymous said...
meant to say ytd off 6% , not yte
- Roger Nusbaum said...
we still own it but not across the board any longer. it seems like it is still doing its thing in that if the market had moved a lot i think it would have moved a lot, the objective is to try to smooth out the ride and i don't think it had deviated from that.
- Anonymous said...
good aricle today. Really enjoyed.
Jeff from Milan, Italy - 8:36 AM
- Roger Nusbaum said...
thank you Jeff
- Anonymous said...
This post filled in some holes for my understanding your process, Roger.
Sam - 2:30 PM
- Roger Nusbaum said...
glad to hear
- Anonymous said...
Have you built into your thesis a China led commodity slowdown, and a potential natural resource led slowdown in Brazil, Chile, Aus. Etc.? - 3:45 PM
- Roger Nusbaum said...
I read the same article in the WSJ :-)
We sold Australia in June. Although that was a bank and because of housing I think it is correct to say that all Aussie equities are affected by Chinese commodity comings and goings. - 3:50 PM
- Anonymous said...
I will look for the WSJ article.
I based my comments on all of the commentary on Bronte's blog regarding the fraud and overbuilding going on in China. Aus, Brazil, Chile are the supermarkets of natural resouces for China. I see the story picking up steam. This could be a real bad deal for a few other countries. CAT, Joy Global etc., look like they might be affected also. - 10:08 AM


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The Pew Charitable Trusts is driven by the power of knowledge to solve today's most challenging problems. Pew applies a rigorous, analytical approach to improve public policy, inform the public and stimulate civic life.
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The Society of Cool
April 5, 2012 at 8pm to April 9, 2012 at 6am – festival:weekender:gig LE BEAT BESPOKE 8 LINE-UP ANNOUNCED GO http://www.newuntouchables.com/home/?portfolio=le-beat-bespoke for all the latest news! Organized by Rob Bailey | Location: london
April 6, 2012 at 6pm to April 7, 2012 at 12:30pm – soul , r& b , charity evening In aid of Katies Wish 2 Walk Appeal @ The Birches Head Gardeners Club , Stoke , ST1 2NB Good Friday 6th April from 6 pm to 12-30 pm . Numerous Guest DJ,s £5 on the door or by ticket . For further inf… Organized by Charlie Waring | Location: stoke on trent
April 6, 2012 at 7:30pm to April 7, 2012 at 12:15am – Club night Resident DJs Gary Crossing, John Knight and Aeon Thoth play the best in 60s soul, ska and R&B plus northern nuggets and mod beats. Special guest DJ this month will be Mathew Priest of the top po… Organized by Gary Crossing | Location: london
April 6, 2012 at 8pm to April 7, 2012 at 1am – SOUL MUSIC EVENT RETROSOUNDS GOOD FRIDAY EGGSTRAVAGANZA AT THE COVERD WAGON FRIDAY 6th APRIL YARDLEY WOOD ROAD MOSELEY BIRMINGHAM FREE O.T.D 9 TILL LATE NOSTALGIA GUARANTEED MUSIC FROM 60/70/80 DIG OUT THOSE FLARES A… Organized by colin roberts | Location: moseley, birmingham
April 6, 2012 at 9pm to April 7, 2012 at 1am – Vinyl DJ Club Night Dj's Loadz & Lady Jade, aka The Vinyl Avengers present RETRO SOUL, a night of soul classics, played on vinyl at The Green Room, Torquay Harbourside.***********************************************… Organized by DJs Loadz n LadyJade | Location: torquay
April 6, 2012 at 10pm to April 8, 2012 at 8am – Weekender International djs spinning finest in R'n'b, Soul, Jamaica Ska, Rock Steady and Reggae on two floors. + ELLA & the OBSIDIANS - live on friday! This band brings you a wild and soulful hand-made dan… Organized by Alex Copasetic | Location: hamburg
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Pottstown police seeking suspect in fatal crash
Montgomery County District Attorney Risa Vetri Ferman and Pottstown Police Chief Mark Flanders have announced the filing of charges against Roger Tracy Malloy for an accident involving death and personal injury while not properly licensed (3 counts); accident involving death and personal injury (3 counts); driver required to be licensed; and driving while suspended, DUI related.
The charges are a result of Malloy being the driver of a vehicle which was involved a fatal traffic crash where two passengers died and a third was seriously injured. After being involved in the crash Malloy left the scene of the crash without rendering aid and without providing any information to law enforcement.
On May 21 at 11:29 p.m., Pottstown Borough Police Department responded to a motor vehicle crash with injuries in the area of 520 State St. in Pottstown. Upon arrival police, observed a white female laying in the roadway on State Street, west of 520 State St. The female victim had no signs of life at the scene. The female was later identified as Rachel Witt, 15, of Pottstown. A Montgomery County Deputy Medical Investigator pronounced her dead at the scene.
Officers also found two males outside of a gold colored Lincoln Continental with heavy crash damage, which was stopped in the alley next to 520 State St. One of the males was James N. Crawford, 28, of Pottstown.
The other male subject was Kendal Harper, 16, also of Pottstown. Upon the arrival of emergency medical personnel Crawford was transported to Pottstown Hospital for treatment and Harper was transported to Reading Hospital for treatment. On May 22 at 12:16 a.m., doctors at Pottstown Hospital pronounced Crawford dead. Harper was admitted in critical condition at Reading Hospital with head trauma and internal injuries.
Investigators determined that two males were observed running from the scene of the crash after removing the other occupants from the vehicle prior to police arrival. One of the individuals is alleged to be Malloy.
Investigators also determined from the Pennsylvania Department of Transportation Bureau Of Driver Licensing that Malloy, 27, has a photo ID only. He is assigned a Pennsylvania Driver License, which is under suspension, DUI related. According to the driving record, the suspension is from an April 29, 2011 DUI offense.
Pottstown police are requesting the public's assistance in locating Malloy. Anyone with information on his whereabouts should contact the Pottstown Police Department at (610) 970-6570. The investigation is continuing.
Vehicular homicide charges filed in Montco fatalites
Montgomery County District Attorney Risa Vetri Ferman and Pottstown Police Chief Mark Flanders announces the arrest of Roger Malloy for two counts of homicide by vehicle while driving under the influence, and related offenses for his roles in the deaths of James Crawford and Rachel Witt.
The District Attorney and Chief also announce the arrest of Rafie Ali and Mohammed Himed for corrupt organizations, delivery of a controlled substance, possession with intent to deliver a controlled substance, paraphernalia and related offenses for their roles in the sale of K2.
On May 21 at 11:30 p.m. police responded to a one car crash in the area of 520 State St. in Pottstown.
Upon arrival, police found three individuals lying injured in the immediate vicinity of the vehicle. Rachael Witt, age 15, was declared dead at the scene of the crash. James Crawford, 28, was transported to Pottstown hospital and declared dead on March 22 at 12:16 a.m. Kendal Harper was transported to Reading Hospital with severe injuries.
Several witnesses had arrived at the scene after hearing the crash. These witnesses reported to police that two Black males removed the injured individuals from the car before fleeing the scene.
Police determined that the two Black males who had fled the scene were Roger and Robert Malloy.
Police interviewed Robert Malloy on May 22 at 3:22 a.m. He told police that Roger Malloy had been driving the vehicle at the time of the crash. According to Robert Malloy, "Roger started flying. He was doing like 60 miles per hour and I was yelling at him to slow down." Soon afterwards, Roger Malloy lost control of the vehicle while going around a turn. Robert Malloy further indicated that the occupants of the car, including the driver, Roger Malloy, had been smoking K2 prior to the accident.
Police interviewed Harper on May 23. He also told police that Roger Malloy had been driving the car at the time of the crash, and that he had smoked K2 earlier in the evening.
On May 22, police arrested Roger Malloy. He gave a statement to the police in which he admitted that he had been driving the vehicle at the time of the crash that killed Rachael Witt and James Crawford.
On June 29, police re-interviewed Malloy, who told police he smoked K2 five or ten minutes before the crash and it caused his heart to beat faster, blurred his vision, and caused a sense of panic. Malloy also added that it made him feel like he was having an asthma attack.
K2 has become a generic name for any of a number of substances also known as synthetic marijuana.
When smoked, these substances replicate the high of marijuana, but do not contain THC, marijuana's active chemical. Reports from emergency rooms and poison centers have indicated that K2 can also produce effects not seen with marijuana use. The most serious of these side effects are panic, rapid heart rate, and anxiety that results in suicidal episodes.
On June 15, in Abington Township, a young man leaped off of a third story of a four-story parking garage while under the influence of K2.
K2 is illegal. On August 22, 2011 the legislation making this the law in the Commonwealth took effect. Efforts had been made in recent years to identify the most commonly used chemical compounds found in K2, and those substances have been designated by the legislation as a schedule I controlled substance.
Possessing K2 for personal use is an ungraded misdemeanor. Possessing K2 with the intent to distribute is an ungraded felony. It carries the following mandatory minimums: for first time offender, possessing 2-10 grams of K2 with the intent to distribute carries a mandatory 2-year prison sentence; possessing 10-100 grams of K2 with the intent to distribute carries a mandatory 3-year prison sentence; possessing 100 or more grams of K2 with the intent to distribute carries a mandatory 5-year prison sentence.
For second and subsequent offenses, the mandatories are 3, 5, and 7-years, respectively. There are many brands of K2. "K2", "K3" and "Spice", are the most common. The brand that Roger Malloy smoked on the night of May 21 was called "Deadman."
According to all the parties involved, the K2 that Roger Malloy smoked on the night of May 21 was purchased at the Achi Store at 315 E. High St.
On May 22, an undercover police officer purchased two containers of K2 from the same store.
The K2 was not on display. It was hidden from public view, and the store clerk had to reach under the counter to retrieve it.
Later that day, Pottstown Police served a search warrant on store. Police recovered over thirty vials of K2, more than thirty crack pipes, thirteen bowls used for smoking marijuana, more than $1,000 cash, and a handgun.
Rafie Ali, the store owner and Mohammed K. Himed, a store employee, were arrested last night in the Achi Store.
All three defendants will be arraigned before Magisterial District Judge Edward Kropp, Sr. Judge Kropp's Court is located at 2093 E. High St. in Pottstown.
The cases will be prosecuted by First Assistant District Attorney Kevin R. Steele and Assistant District Nicholas Reifsnyder.
The Learning Key
Jackson helps students develop great character, intelligence
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BalletX, Jackson School launch dance outreach program
Arts and academics harmonize at Rush
Students experience impact of mobile technology, STEM
Freire Charter's POP program exposes kids to music
Houston Elementary prepares students for outside world
Hamilton School sees literacy as foundation of education
Grand Hank Productions uses hip-hop to teach STEM


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dpreview articles tagged with "linda-mccartney"
Published on Sep 12, 2011 | Book Reviews | Linda McCartney was much more than just Paul McCartney's wife. An established photographer when they met, Linda spent the rest of her life documenting her family's private and professional lives. A career retrospective and memorial to a life cut short, 'Life in Photographs' showcases a rare talent. | 24comments |


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Power of Focus
I recently had the opportunity to read Dave Ramsey's Total Money Makeover. I highly recommend reading the book if you haven't done so already. It will truly change the way you think about money. One of the themes that he talks about in the book and preaches on his radio show is the "Power of Focus". Essentially, you list all of your debts in order smallest to largest. You put all of your focus on paying everything you can toward the smallest debt while paying the minimum on the others. When you payoff one debt, you concentrate on the next until your debt is cleaned up. READ the book! I highly recommend it (did I say that already?)!!!
This got me thinking though that when it comes to working out there is old conventional wisdom that you focus on single body parts when you workout. A lot of times bodybuilders will use this and have leg day, chest day, arms, back, and whatever else they want to concentrate on. The new conventional wisdom seems to steer clear of this ideology and has shifted toward high intensity interval training and total body workouts. The idea behind it is that everything gets worked in synergy and all of the muscles are forced to worry about balance which in turn makes you stronger. What about putting Dave Ramsey's theory about the "Power of Focus" and applying it to our workouts to create a hybrid of convention as you might say.
Let's face it, we all have weaknesses that drive us nuts and under today's convention with the whole body concept, the weaknesses we host are likely to get exponentialized as our body uses the strongest muscles to make up for weakness. What I am proposing is that on certain days during the weak we put all of our focus on those weaknesses. For me it's chest and legs. So on two days during the week, I would focus on these items, one day chest, one day legs. On the rest of the days, I would concentrate on the total body concept. With this idea, you work on strengthening your weaknesses so they have a chance to catch up with the rest of the body. By doing so your putting less strain on the muscles that have to pick up the slack and working on getting better in your weakest areas.
This isn't a totally new concept. P90x has a similar focus but instead of focusing on weaknesses, Tony Horton intermixes focus days with what he considers "cardio" days. These workouts include Cardio X, Plyo X, and Core Synergistics. On the other days he has you focused on things like legs and back, back and biceps, chest, biceps, and triceps, and so on.
The concept is compelling and something I am going to test over the next few weeks. Remember, we all need to shake up our workouts once and a while. Getting into routines causes us to plateau. Step out on a limb and try new things.
What are your thoughts on the idea?
Look in the Mirror
If you're in any way shape or form like me, you have probably made New Years Resolutions year after year. Every year around the end of February or mid March, the commitment to those resolutions tapers off to a measly nothing. The fire that burned at midnight on the 1st is completely gone.
With tax day here and gone, it's time to look and the mirror and get real. No more excuses, look at the person standing across from you and blame them. It's that person's fault you aren't hitting the gym today. It's that person's fault that you decided to go back for a fourth plate at the Chinese Buffet last night. It's that person's fault that instead of shrinking your waistline, it's nearly doubled in size. No more excuses! I don't have time, should be replaced with I have not made time or that time is not a priority for me. Get real with yourself, be honest; why should we lie to ourselves. How would your boss feel if you missed a deadline and your excuse was you didn't have time. Guess what they are going to tell you, MAKE TIME OR YOUR FIRED!
The only way you are going to get over the hump and make real progress is by being completely honest with yourself. Once you have scolded and beaten yourself up about not meeting your goals, then and only then can you start to come up with solutions for the future.
What was your new years resolution? Are you still on track to meet your goals? Is it time to make your goals work for you?
Ode to the Masters
I love golf, but golf doesn't love me. Let me explain. Golf is one of those games that looks easy, but when you step on to the lush green tee box, grasping a driver in hand, something doesn't translate. Typically when I swing the club, the ball goes left or right and very rarely does it land on the fairway. God forbid I hit an iron that lands on the edge of the green, stops dead in its tracks and reverses direction toward the hole. Does this stop me from going to the driving range or dropping 20 to 40 bucks on a round of golf? Of course not! It's a fun game that relaxes my mind and eliminates stress for the four hours I'm on the course. One thing most people don't think about when it comes to golf is how much it exposes your fitness level.
When I first started playing golf, I was completely terrible. Of course, the more I played, the better I got, but I noticed something. About two or three years into playing, I began working out, eating better and losing weight. An amazing thing happened when I started doing this, I got better. Not only did I get better, my game improved by leaps and bounds.
When Tiger Woods stepped onto the scene in the late 90s he forever changed the game of golf. While he had a tremendous gift, his foundation came in his fitness. I don't personally know Tiger, but anyone who does can't stop talking about his tremendous work ethic in the gym. His strength was leaps and bounds above anyone else in the game when he burst into the PGA. His fitness laid the ground work for his golf game and allowed him to grow as a golfer. Lefty is another great example of fitness in golf. Phil Michelson when he first entered the PGA didn't have the strong accolades. He won events, but wasn't at the top of the golf world. Slowly he began to transform and you could tell physical he was getting stronger. If you look at Phil now compared to the beginning, he looks stronger and walks stronger which has translated directly into his game. The last example I'll bring up is Bubba Watson. If you follow Bubba you know he has one of the most explosive drives in the game. I had the opportunity to stand in front of Bubba when he was on the tee box at the masters a few years ago. If you want to wet your pants, try this. When he laid into the swing, you could physically feel the wind of the ball as it blew by. Such an awesome feeling. If it wasn't for Bubba's work ethic in the gym and his pure core strength, he wouldn't have near the explosion off the tee.
Golf is a great game and there's no better time to celebrate it than during Master's week. Take some time this week to dust off the clubs, hit the gym, and then head out to the course. What is
Simplicity is Bliss:
Today's Workout
- Walk 30 minutes
- Deadlift: 190 lbs x 5 sets x 6 reps
- Squat: 150 lbs x 5 sets x 6 reps
- Lunges: 35 lb dumbbells x 3 sets x 16 reps
In a world headlined by complexity, sometimes simplicity can be bliss. Never more is this true than when putting together a workout. Let's face it, if you have a million exercises you want to accomplish in a given amount of time, there's a good chance that you're never going to remember them all and your never going to get the gains you want because you never have the opportunity to master a workout. Simplicity has a ton of big advantages including the following:
- Master Form: Simplicity allows you to first master the form of each exercise. By sticking to just a few exercises, it allows you to perform more reps or even just more sets of smaller reps to get your form down. Remember in previous posts, form is the master of strength.
- Focus on Muscle Groups: Too many exercises = exercises competing for muscle groups. If you are doing leg presses, leg curls, leg extensions, deadlifts and squats all in the same day, each of those exercises are competing for the same muscle group and your not going to get the most out of any one specific exercise. By the time you get to your squat or deadlift, your quads and hamstrings are going to be so fatigued that you are more likely to set yourself up for injury. By simplifying your routine, you can focus on fatiguing your muscles the proper way with proper form rather than overloading them repetition.
- Never Get Bored: There are a lot of good exercises out there and when you keep your routines simple, you can really focus on adding variety to the workouts weekly by substituting workouts on a regular basis. This is not only going to confuse the muscle and force it into overtime, but it also keeps you from losing interest in the workout. If you try to do all of the workouts at the same time at every workout, your going to get bored quickly and lose interest.
There's certainly a lot more we can touch on with this subject. Send us your questions and we'll be glad to answer them. Email us at firstname.lastname@example.com or check us out on Facebook, Twitter, Linked In, or Google +


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The Irish County of Kerry is home to the ruins of the 14th century Ross Castle. In Kerry make sure to pay a visit to the preserved Franciscan Friary at Muckross or Muckross House dating from 1843. You can money by remaining at Kerry cheap hotels or booking into discount hotels, all available at EasyToBook.com. Kerry has many attractive sights and attractions from the Gap of Dunloe to the Ogham stones at Beaufort. Use EasyToBook.com for help in locating the right type of accommodations suitable for your budget.
You can climb the track over the Gap that separates the Purple Mountains and visit the serpent lake. Tomies Wood is an enjoyable walk for many; others prefer to wander the streets of Killarney. Take some time to go see the Kerry Poet's Monument or visit the National Museum of Irish Transport. Some also go abroad to Killarney for example, to take part in that city's favorite festival – The Rose of Tralee International Festival.
Our travel experts pick the best deals for you. By entering your email address you will receive a link; by clicking this link you are added to our mailing list. You will receive unique and inspiring offers roughly once a week.
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What is it?
The MICO Shield is an Arduino add-on module which allows the Arduino to...
What is it?
The Xenarc 700CSH is a 7 Inch display with a capacitive touchscreen input....
No matter what operating system you choose to control your automotive infotainment, software...
A part of the thrill of using custom hardware is that eventually you will run across an...
If you have a Benz you might be in luck. They will be releasing an aftermarket option for select C-class vehicles, then you will be able to have access
customGadz Yesterday, 10:23 PMLooks like this:
Yes - [IMG]http://obsolution.net/IMG_2333.jpg[/IMG]
The lighter plug has been cut off, I can solder on a new one.
The right way - by some - if it's a result of dyno tuning.
If it's dyno testing, that's cool.
Nice one Nick . I set all analogue inputs in FuseGL as temp sensors as moved the temp sensor along one at a time to find that Ain0 (no change as stayed
Dave One Yesterday, 02:50 PM


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Departments produce official invoices for goods and services supplied to external customers by using the PeopleSoft Billing module. Departments receive credit for the official invoice in their accounts at time of issuance. Once the official invoice is created the PeopleSoft Accounts Receivable module keeps track of outstanding invoices. Payments are received in the Accounts Receivable Office and processed against the invoice. Departments who create more than 10 invoices a year can request access to the Billing module using the Bill Type Set-Up and Authorization Form. 1. Issuing Departments' Responsibilities 4. Follow Up on Outstanding Invoices 1. Issuing Departments' Responsibilities 4. Follow Up on Outstanding InvoicesAbout Us: Accounts Receivable
519 661-2111 x83870
Fax: 519 661-3829
e-mail: email@example.com
Wojtowich, Katherine
Financial Officer - Accounts Receivable519 661-2111 x85437
Flesher, Moira
Accounting Assistant - Accounts Receivable519 661-2111 x83870
DeFrias, Rosemarie
Accounting Assistant - Accounts ReceivableON LEAVE
The Accounts Receivable Office is part of Treasury & Investment Services and provides a service of central collection of invoices issued to external customers by various departments on campus.
the Resource Library
What's this?
Related Services
Contact Us
6100 Support Services BuildingTel: 519-661-2111 x85442
Also of interest:


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MLA '09: Hall of Exhibits Hours & EventsHours
Internet Café
The Internet Café provides convenient Internet wireless access for meeting attendees. To access your offsite email, bring the name and, if possible, the Internet service provider (ISP) number (IP address) of your host (mail server) and your MLANET user-name and password. The café does not have printers. Other Exhibit Hall EventsOther activities in and around the Hall of Exhibits include Poster Sessions and Technology Showcases, as well as the Welcome Reception. | |
www.mlanet.org /am/am2009/exhibits/hours.html |


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Solutions for a Better Future View the video: mp4 | wmv
More than 100 years of mining have created contamination in the southwest portion of the Salt Lake Valley aquifer.
The map below shows two zones of contamination and the wells that will be used to contain and remediate the plumes. Also shown are the facilities that will be used for treatment and distribution of potable water. The Zone A facilities are operated by Kennecott Utah Copper. Zone B facilities will be constructed and operated by Jordan Valley Water.
Map of Southwest Groundwater Treatment Project
Jordan Valley Water Conservancy District David Mclean, Project Manager (801)565-4300 firstname.lastname@example.com
Department of Environmental Quality Doug Bacon, Project Manager (801)536-4282 firstname.lastname@example.com


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On View: Plate, Eva
Today when we think of where inventive contemporary design is manufactured, we often think of Italy. This, however, was not always the cas...
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Hiroshige's One Hundred Famous Views of Edo
Hiroshige's 118 woodblock landscape and genre scenes of mid-nineteenth-century Tokyo, is one of the greatest achievements of Japanese art.
On View: Hollow Cylindrical Amulet
Among the rarest of Middle Kingdom amulets are hollow gold cylinders, usually decorated with tiny gold balls arranged in a geometric pattern...
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Brooklyn Museum Posse:Exploring the collection
When you join the posse, your tags comments and favorites will display with your attribution and save to your profile.
Found 13323 Items Tagged "Marion Anderson Noyes"


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Beyonce Knowles was spotted putting the smack down on a dude in Harlem, NY as she played a police officer for the video "If I Were A Boy" – her much anticipated new single that has yet to be released. The singer filmed the video this week, as well as another video for her second unreleased single "Single Ladies".
Rap-Up magazine revealed a bit more info on Beyonce's two singles – saying "If I Were A Boy" was produced by Toby Gad (Fergie's "Big Girls Don't Cry"), and "Single Ladies" was produced by The-Dream and Christopher "Tricky" Stewart (Rihanna's "Umbrella"). Both songs are expected to impact radio on October 7th, while Beyonce's new album is scheduled for release November 18th.


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Bayern Munich vs Borussia Monchengladbach (1-1) Bundesliga Highlights Official HD [14/12/12]
Bundesliga - 1 year ago
Tiny Link
Watching: Runaway league leaders Bayern Munich were held at the Allianz Arena by Borussia Monchengladbach.Thorben Marx put the visitors ahead from the penalty spot on 21 minutes and Bayern had total control of the match for the following 70 minutes. The Bavarian giants, however, could only muster one goal - through Xherdan Shaqiri just before the hour. Bayern are now 12 points clear at the top of the Bundesliga table.
"Grassroot Soccer uses the power of soccer to educate, inspire, and mobilize communities to stop the spread of HIV. Please donate here: http://bit.ly/Rollls
LoveBundesliga is the number 1 destination for German Bundesliga highlights, subscribe now to receive all our highlights directly to your news feed
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Explore LoveBundesliga for highlights of your favorite clubs, including Augsburg, Bayer Leverkusen, Bayern Munich, Borussia Dortmund, Borussia Monchengladbach, Eintracht Frankfurt, Fortuna Dusseldorf, Greuther Furth, Hannover 96, Mainz, Nuremberg, SC Freiburg, Schalke 04, SV Hamburg, TSG Hoffenheim, VfB Stuttgart, VfL Wolfsburg, Werder Bremen""
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Calendar of Events
Commencement 2014
Commencement 2014
Information about special seating, rain location, event photography, flowers, announcements, graduation and more.
Residence Hall housing will be available for Friday, Saturday, and Sunday nights, May 16, 17 and 18, 2014.
Information about on-campus meal options for Commencement weekend.
Access a map showing seating arrangements, handicap facilities and seating, food tents, restrooms, first aid stations, and information areas.
Weekend hours and useful phone numbers.
Each year the Office of the Chaplains and Religious Life honors our graduates with an inter-religious celebration.
Photo, speeches and videos from years past.
Answers to some frequently asked questions about Commencement.
The following links are virtual breadcrumbs marking the 12 most recent pages you have visited in Bucknell.edu. If you want to remember a specific page forever click the pin in the top right corner and we will be sure not to replace it. Close this message.


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Sur La Table® Nonstick Casserole, 6 qt.
Heavy-gauge cast aluminum ensures even heat distribution and retention for simmering, slow cooking, braising and more. Tight-fitting lid retains moisture and flavor, keeping food warm till you're ready to serve. Sturdy construction features reinforced rim for added durability.
Comfortable handles and surprisingly lightweight design allow for easy moving around the kitchen. Cast-in handle platform ensures extra strong and safe attachment and easily accommodates oven mitts. Superior-quality nonstick coating makes cleanup a breeze.
Casserole is stovetop and oven safe to 500° F, glass lid is heat safe to 240° F (should not be placed in oven).
Web exclusive: This product only available online.
- Material: Cast aluminum exterior, nonstick interior, glass lid
- Care: Hand wash
- Capacity: 6 quarts
- Dimensions: 5½" x 9½"
- Made in China, exclusively for Sur La Table


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Pelican LED Flashlight Full Size, Tactical - Black
Pelican 8060-BLK
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Product Information:About the Pelican 8060-BLK Full Size LED Tactical Flashlight – BlackA flashlight is a useful item to have on you, but it does no good if you can't rely on perfect operation every time you use it. The Pelican 8060-BLK Full Size LED Tactical Flashlight takes guesswork out of your flashlight and makes it easy to operate and use at a moments notice. This flashlight is an immediate choice among those who work in harsh conditions and unforgiving environments because of its rugged durability and high functioning design. You'll never have to second guess if your flashlight will be able to cut through the darkness and deliver exceptional quality light when you're using this product. Over a foot in length, the Pelican 8060-BLK is no small flashlight! This mammoth item isn't a pushover when it comes to light either – it illuminates a swath of light that's up to 190 lumens in intensity! Six hours of overall runtime keep the lights on when all else fails. With a grenade grip and an ergonomic feel to it, you'll never drop this flashlight. Recharge it again and again for a reliable light source wherever and whenever you need one. With the Pelican 8060-BLK, you'll always command the right light for the job. Note: The 8060 LED can be used with 4C alkaline batteries (not included). When using this type of battery the peak light output is 190 lumens and the burn time is eleven hours.Additional Information: | |
Features:• Non-slip grenade grip• Full size, full power | Specifications:• Model Number: 8060• Color: Black • Light Source: LED • Batteries: 2 C SIZE Ni-MH (Included) • Charge Time: NiMH Battery Pack 4.5 hours • Voltage: 4.8 • Length: 12.67" (32.2 cm) • Weight with Batteries: 23.2 oz. (0.66 kg) • Weight without Batteries: 11.8 oz (0.33 kg) • FL1 Standard Light Output: 179 Lumens • FL1 Standard Runtime (hours/min): 6h 45m • FL1 Standard Beam Distance (meters): 276m • FL1 Standard Peak Beam Intensity (candela): 19525cd Additional Information: |
Pelican Products, Inc. guarantees its products for a lifetime against breakage or defects in workmanship. Pelican injection molded cases are guaranteed to be watertight to a depth of 3.3 feet (1 meter) for 30 minutes (IP 67) unless otherwise stated if properly closed with undamaged o-ring in place. Pelican's liability is limited to the case and not its contents or foam. This guarantee does not cover the lamp or batteries (rechargeable or alkaline) for lights. Any liability, either expressed or implied, is limited to replacement of the product. This guarantee is void if the Pelican product has been abused beyond normal and sensible wear and tear. This guarantee does not cover shark bite, bear attack or damage caused by children under five.
Guarantee does not cover Roto molded products.
Warranty is through the Manufacturer (Pelican)
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Profile Info
- Gender:male
- Member since:November 24, 2009
- Last Broadcast:March 11, 2014
- Sexual Preference:bicurious
- Relationship Status:single
- Age: 66
- Location: Germany
- Spoken language(s):German
- Height: 0 cm
- Occupation: schon vorbei
- Smoke:yes
- Drink:socially
- Body Type:average
- Hair Color:grey
- Hair Length:short
- Facial Hair:mustache
- Body Hair:average
- Eye Color:gray
Broadcast Gallery 9 Images March 11th, 2014
Broadcast Gallery 9 Images March 8th, 2014
Sex Questionnaire
Do you enjoy cyber-sex? ja, sonst waere ich ja nicht hier ;)
Do you use sex toys? wenig
Do you enjoy oral sex? ja
Do you enjoy anal sex? ja
Do you enjoy porn movies? gelegentlich
Are you interested in sex with multiple partners? ja
What other types of sex are you interested in? was gefaellt und der Partner (in) will
What do you look for in a sexual partner? Spass zusammen
Who is the one person you would most like to have sex with? die mir sympatisch ist
My Friends and Favorites
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Home - Destinations - iPhone/Android - Partners - Forum - Photos - Deals - What's New |
Routes Sorted L to R R to L Alpha |
DescriptionNice area to check out, all kinds of rock from TR sized cliffs to sitdown cave crack problems to a sweet warmup boulder with 3-4 V3 and under. This area looks like it had a full time resident within the last 10-20 years and is conveniently located on the side of I-95. You have probably driven past a hundred times and said "hmmm"... Getting ThereSame as the High Voltage area except once you reach the second trail you can either head to the High Voltage and then follow the cliffband to it(10 more minutes) or you can stay on the second trail and follow it up into a small scenic canyon(TR/ice potential). Staying on this trail you will get near a lake(private property posted) and the trail will wind up the hill to the top. This is where you have to bushwack for 5 minutes heading west/paralleling 95 until you reach the rock. 14 Total Routes
Featured Route For Interstate Homeless Camp
I-95 Arete V0+ 4+ CT : Connecticut Bouldering : ... : Interstate Homeless Camp
On the backside of the slabby boulder, starts on the left side of the face and follows the obvious arete. tops out on Dispair. Slightly highball but juggy at the top....[more] Browse More Classics in CT
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Its not out until September, but if you dont mind waiting a month or so, please enter my competition to win a signed copy of Trade Winds and I promise to send it to the winner hot off the press!
All you have to do is describe my hero, Killian, in terms of chocolate (based on the blurb and excerpt) ie. what kind of chocolate does he remind you of? Ill choose the description I think fits him best and will post it on this forum (with your permission, of course).


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You are able to book online at Brumus, please enter your preferred date and time on the screen to the left.
Tables for more than 6 people are available, and can be booked directly with the restaurant. If you would like to make a booking within the next 60 minutes, please contact Brumus directly, details below. If you have any specific requirements, or wish to contact directly please call or email, details below: 1 Suffolk Place London SW1 T: 020 7470 4007 E: firstname.lastname@example.com Monday to Saturday: 7am-midnight Sundays and Public Holidays: 8am-11pm |


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What is this?Moderator: Team Cub
Forum rules
Notice: For sale and wanted posts are not allowed in this forum. Please use our free classifieds or one of our site sponsors for your tractor and parts needs.
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What is this?A buddy of mine brought me some stuff today and said it was "left over" from his fathers cub. Some of this stuff I know what is and some I am unsure of. I looked in some of the equipment manuals on the forum and I did not find the item in the first picture. Can anyone help me?
"I ain't believing this!"
Re: What is this?What about the last picture? Does anybody know what this might be?
"I ain't believing this!"
Re: What is this?My first thought would be the distributor for the bottom of a fertilizer or planter hopper "The Constitution is not an instrument for the government
to restrain the people, it is an instrument for the people to restrain the government lest it come to dominate our lives and interests." Patrick Henry
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Have you started saving for your "golden years"? Well, don't forget to put enough away both in your bank account and your bones!
The debilitating bone disease osteoporosis is a major public health threat for 44 million Americans or 55 percent of people over age 50. The National Osteoporosis Foundation (NOF) estimates osteoporosis is responsible for more than 1.5 million fractures annually. The cost for these osteoporosis-related fractures was an estimated $18 billion in 2002.
There is no cure for this disease, but health experts agree that an adequate intake of calcium throughout life, especially in childhood and adolescence, is an important step to building strong bones and preventing osteoporosis. Here are some critical factors to remember:
The Center, located at the University of Wisconsin - Madison, provides clinical evaluation and treatment of persons with osteoporosis and related bone disorders. Their website offers information about osteoporosis and related diseases and the procedures used to treat them. The Education page covers osteoporosis risk factors, prevention steps such as good nutrition and exercise, diagnosis, medication, and tips on preventing falls.
This site offers comprehensive information about osteoporosis, including risk factors, symptoms, prevalence among men and women, tips on prevention, and approved medications for the prevention and/or treatment of the disease.


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Inserting Data with Raw SQL
The SQL command INSERT inserts data into a database. An alternative is to use the Mathematica command SQLInsert, as described in "Inserting Data".
If you find that the examples in this tutorial do not work as shown, you may need to install or restore the example database with the package, as described in "Using the Example Databases".
When inserting data, the result of SQLExecute is an integer specifying the number of rows affected by the query.
Here is an example that inserts data. This loads DatabaseLink and connects to the demo database.
In[1]:= |
As discussed in "Creating Tables with Raw SQL", the ADDRESSES and MAILER tables should be created.
In[3]:= |
This demonstrates an SQL statement that inserts a row into the ADDRESSES table.
In[5]:= |
Out[5]= |
A SELECT statement verifies that the data has been added to the table.
In[6]:= |
Out[6]= |
The USERNAME column is made to be a primary key, which means that it must be unique. If you try to insert the same data again, there is an error and the result is $Failed.
In[7]:= |
Out[7]= |
With this command, the USERNAME parameter is unique, but ADDRESS, CITY, and ZIPCODE are not. These must also be unique, and again there is an error.
In[8]:= |
Out[8]= |
This inserts unique values of ADDRESS, CITY, and ZIPCODE.
In[9]:= |
Out[9]= |
A SELECT statement verifies that the data has been added to the table.
In[10]:= |
Out[10]= |
A prepared statement may be more useful for working with data to insert. In addition, SQLArgument may be useful to reduce the number of argument fields in the prepared statement. SQLArgument is described in "SQL Execute: Argument Sequences in SQL-Style Queries".
In[11]:= |
Out[11]= |
A SELECT statement verifies that the data has been added to the table.
In[12]:= |
Out[12]= |
Identity columns are very useful, as they automatically increment their values and do not require a value. They are also the primary key for the table, which means they uniquely identify a row. Identity values should be set to Null in an SQL statement.
In[13]:= |
Out[13]= |
In[14]:= |
Out[14]= |
A SELECT statement verifies that the data has been added to the table.
In[15]:= |
Out[15]= |
Since USERNAME is a foreign key, its value must be present in ADDRESSES. The following fails because user4 is not present in ADDRESSES.
In[16]:= |
Out[16]= |
The SENDMAILER column has a default value and is therefore not required when data is inserted.
In[17]:= |
Out[17]= |
A SELECT statement verifies that the data exists in the database and ties the values together.
In[18]:= |
Out[18]//TableForm= | |
This deletes the tables and closes the connection.
In[19]:= |


text: Membership in our wine club provides many appreciable benefits including access to a special section of our on-line wine shop. Club members are invited to shop on-line using our club exclusive shopping cart. Members will find wines available to them that are not yet available for sale to the general public. These wines include our 2010 award winning Zinfandels that we are now selling to club members as pre-release offerings.


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Pure crystal romance! A timeless classic, this extravagant rhodium-plated necklace features a chain of large, heart-shaped clear crystals in the bezel setting. It adds a glamorous sparkle to your evening gown and combines perfectly with the matching bangle.
Article no.: 1082753
Approximate size: 14 1/8 / 3/8 x 2 7/8 inches
$ 155.00


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Garden Artisan Expo opens at Southtown Plaza
Posted at: 03/14/2013 11:07 PM
Print Story |
If you're looking for inspiration before gardening season starts, you might want to head to Southtown Plaza in Henrietta.
The Garden Artisan Expo starts Thursday and runs through Sunday.
This might sound a lot like Garden Scape, which was held annually at The Dome Arena in Henrietta. Organizers say this year's event is a rebirth where exhibits will be more extreme.
Have a story you want our news team to investigate? Call us at 585-232-1010, click here to send us an e-mail or leave us a Facebook post or tweet.


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Peprah Adequate, but Pack Certainly Miss CollinsWhen strong safety Nick Collins went down in week 2 with a severe neck injury, Green Bay's secondary wasn't exactly shutting the opposing passing attack down. In the first game of the season the Packer defense gave up 419 yards through the air against the New Orleans Saints. Granted, it was QB Drew Brees that carved up that secondary. Brees is on pace to throw for well over 5,000 yards, which would set the all-time single season passing yards record. Week 2 was pretty much the same thing with a different quarterback. A rookie quarterback no less. Carolina's rookie QB Cam Newton's line for that day: 28 - 46 for 432 yds, 1 TD and 3 INTs. Newton posted season highs for completions, pass attempts and yards, but he did throw 3 picks against the Packers. Collins left that game in the 4th quarter when he jammed his neck going in for a tackle against RB Johnathan Stewart. He hasn't played a game since. So, the Packer secondary was beleaguered before Collins' injury, I know. And the first two weeks of the season were the two highest yardage games by opposing teams all year thus far and Collins started and played in almost every minute of those two games. But make no bones about it, Nick Collins is a special player. Former Packer strong safety LeRoy Butler called Nick Collins one of the best safeties in the NFL last year when Green Bay won the Super Bowl. Let's be fair and say Charlie Peprah has done a nice job of filling in for the underrated Collins. Peprah has 9 pass defenses and 4 interceptions in 12 games this year. He plays the run well enough compiling 72 total tackles with 2 weeks left to play. Although he does have those 4 INTs, it seems like Peprah gets caught out of place a lot while defending TEs and has been burned deep on more than a few plays by WRs. Don't get me wrong, most of the Packers' secondary has been burned this season and Peprah isn't the problem. The defense certainly has a plethora of problems giving up yards. I do think that Collins lack of presence back there has caused some uneasiness within the secondary. Whether it's a communication problem or a lack of execution, only Charles Woodson, Tramon Williams, Morgan Burnett and Peprah know. One thing I do know is Collins was a ball hawk and those cornerbacks knew they could count on him. From 2008 to 2010 Collins had 17 interceptions and the amount of times Collins was out of position seemed minimal at best. The Packers' defense ranks 31st in passing yards allowed (289.4 yds/gm). Green Bay is second to last in front of New England's defense which is terrible against the pass, but not by much more (296.7 yds/gm). The Packer's saving grace has been the take away. They lead the league with 27 INTs and its worth mentioning that the Packers are usually up on teams during the second half of games. Meaning: they get thrown on a lot because teams are trying to play catch up. Injuries to the linebacking group and a nonexistent pass rush from the defensive line are not helping matters much either. Needless to say, the defense as a whole should be doing a better job defending against the pass, but it'd be interesting to hear what LeRoy Butler would say about the possible impact it would have on the team's defense if Collins were back there instead of Peprah. |
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Lady's Slipper Orchids available for mail order
The Largest selection of cypripediums offered in the us
Our Fall 2013/Spring 2014 offerings are now available!
------- NOW Featuring ------
Select Cypripedium Hybrids and Species
"Garden Orchids"
Bletilla ochracia Yellow
Raising Rarities offers a fine selection of Cypripedium hybrids and species and hardy terrestrial orchids.
Below are some of our select Cypripedium and Bletilla hybrid offerings this 2013-14 season:
candidumXfasciolatum kentuckienseXmicrosaccos Memoriam Gerd Kohls Siggi calceolisXsegawii
speciosmXhoti atsumorianum Pixi Lady Dorine Annegret
Please Visit Our Order Form Page and See
Our Newest Line of Hybrids and Species Available
C. kentuckiense C. formosanu C. shanxiense C. reginae Alba C. macranthos
C.lichiangense C. franchetii C. cordigerum C.reginae C.fasciolatum
C. Kentucky C. Kentucky Maxi C. Kentucky Pink C. Kentucky Blush Pink C. Reginae White
'Pluto' has very large blooms on compact shoots and is a real eye-catcher best suited at the front of an orchid bed.
C. Achim C. John Hagar
Achim' pleases with its elegant flower shape and mainly pastel colours.
The beautiful flower of John Hagar is a cross between C. hotei-atsumorianum x C.macranthos
C. Michael C. Bernd
This is a beautiful example of how Cyps. can look in your garden.
Cypripediums Gisela and Sabine
C. Victoria is a cross between C. pubescens and C. fasciolatum Compare the size of the flowers to the azalia behind C. Victoria
C. Michael Pastel
C. Aki
C. Ulla Silkens
C. Dietrich
Cypripedium Ventricosum Pastel is selected for its pale pastel hues.
Hybrid Cypripediums can look like this in your garden.
'Raising Rarities' is most interested in offering the hardy orchid enthusiast the Cypripedium species, known commonly as hardy 'Lady's-Slipper Orchids'. We are also interested in all native hardy orchids and understanding how they grow and propagate. We want all entering this site to know how to grow them.
Blitilla ochracea var. Pink form
Any plant is rare for two main reasons, a slow growth rate and special growth requirements. Other reasons include plant collection and unmanaged land development with respect to the diversity of its ecology, both of which we are opposed to.
For these reasons we are pleased to offer plants that are grown from seed in-vitro, or artificially in sterilized flasks and formula. We also offer plants that are rescued from the wild with permission from state authorities on land that is destined for roadwork or development.
Bletilla Brigantes
Bletilla Green Dragon
We hope that you enjoy the beauty of the Cypripediums we offer on this site.
In the following pages we hope that you can further enjoy our beautiful gardens where we display these and other rare beauties of nature and the orchid species.
Follow this link: Cypripediums sold here.
We now accept major credit cards and electronic checking through PayPal.com or credit cards can also be phoned in. C. parviflorum is the smaller yellow native This is a fine example of a mature Cypripedium and usually has darker petals. plant of C. kentuckiense.
Cypripediums for sale here
The layout and design of this website was created by the Webmaster


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CCT Routing and Switching certifications are valid for three years. To recertify, pass ONE of the following exams before the certification expiration date:
- Pass any current CCT exam (RSTECH, DCTECH or TPTECH), or
- Pass the current ICND1 exam AND current ICND2 exam, or
- Pass the current CCNA Composite exam, or
- Pass the current DCICN exam and DCICT exam, or
- Pass the current SPNGN1 exam and SPNGN2 exam, or
- Pass the current CCDA exam, or
- Pass any current CCNA Concentration exam (Wireless, Security, Voice, or SP Ops), or
- Pass any current 642-XXX professional level exam, or
- Pass any current Cisco Specialist exam (excluding Sales Specialist exams or MeetingPlace Specialist exams or Implementing Cisco TelePresence Installations [ITI] exams), or
- Pass any current CCIE Written Exam, or
- Pass the current CCDE Written Exam, or current CCDE Practical Exam, or
- Pass the Cisco Certified Architect (CCAr) interview AND the CCAr board review to extend lower certifications
When using a higher level of certification to extend other certifications, the expiration date of other certifications will extend to the expiration date of the higher certification (i.e.: If you have one year left on your CCNA certification and you earn a CCIE certification (which has a two-year certification life) then both your CCIE certification and your CCNA certification will expire two years from the date you achieved the CCIE certification).


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Part 1 in a 2 part mini-series titled "A Biblical Glimpse Into The After Life" You don't want to miss either of the parts of this series. Be sure to watch in order. Hosted by Pastor Don Kielley of Word & Spirit Church in Bremerton, WA WA. Visit our website at www.wordandspiritchurch.com
Please add a name and description in order to save your playlist to your user profile.


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Save BIG on high-end women's Ecco® Trail Shoes that are lightweight. fast, waterproof, breathable, supportive and downright cute, too! Walking shoes, hikers, cross-trainers, trail runners... however you use them, the stability, comfort and performance will shine through.
Get your motion on:
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Women's Ecco® Fast Trail GORE-TEX® Trail Shoes,Titanium / Ice Flower
You qualify for a free gift. It will be added to your cart automatically.
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Daily innovations in technology require the ability to adjust and adapt to new developments. Trinity's computer science major provides a background in programming and application systems design and administration.
The College's proximity to Chicago, with its "high-tech corridor" of national firms and smaller software companies, provides varied opportunities for field experience. Many computer science majors have worked at Argonne National Laboratories through the cooperative education program.
"The professors have prepared me for the rigors of a competitive job market. My internship provided practical experience through which to use my knowledge."


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I can't. I love Macs, but they are overpriced. My Powerbook has been great, but it's a little outdated. I went to compare, and couldn't justify the extra money. I went with a Sony with Blu-Ray, 4 gigs of ram, same processor speed, and the same size screen.
The only difference would be the video card, but the Vaio was less than half the cost of the Macbook Pro.


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Skip to content, or skip to search.
Skip to content, or skip to search.
Pencil skirts, jeans, shorts: the clothes we refuse to wear.
Christine Day is stepping down after five-and-a-half years with the company.
It didn't work against staffer Chioma Nnadi.
If he can't talk about his finances in a way that makes him seem down-to-earth, maybe he can show you with his clothes.
With lots of fake blood, monster claws, and Gaga wearing underwear.
She's on the cover of the new Vanity Fair and British Elle.
He was going for Louis Vuitton's "night porter" look, of course.
This is excellent news for dudes, as well as for the women (and men) who look at them.
"I'm not prejudiced against sweatpants. My form of sweatpants is just a bra and panties."
Those leotards must be made of stronger stuff than we thought.
That would explain how they managed to sag just so without falling completely off.
Including: crazy hats, mermaid tails, metal face stuff, and more.


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Kendriya Vidyalaya Raichur was started on 28/03/1999. The Vidyalaya has classes from I to XII (Single Section) with an enrolment of 494 as on 21.12.2013 with Science Streams at the Plus Two level.
The Vidyalaya has maintained academic standards with 100% in CBSE Class XII and Class X Examination in the year of 2013.
The Vidyalaya provides opportunities to its students to participate in a variety of activities. The Vidyalaya participates in Games, Sports and other activities organized locally and also at Inter Kendriya Vidyalaya level by the Kendriya Vidyalaya Sangathan. The activities include Science and Mathematics Olympiad, Green Olympiad, National Level Essay and Painting Competitions, Youth Parliament, Adventure Activities, Educational Tours, Scouting etc.
Our Mssion
KVS has a four fold mssion viz :-
(1). To cater to educational needs of children of transferable Central Government employees including defense and Para military personnel by providing a common programme of education.
(2). To pursue excellence and set the pace in the field of School education.
(3). To initiate and promote experimentations and innovations in education in collaboration wth other bodies like CBSE, NCERT, etc.
(4). To develop the spirit of national integration and create a sense of ' Indianess " among chldren.


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Love Around The World
The Campus Activity Board (CAB) presents Love Around The World. Join various Southwest Student Clubs and Organizations as they showcase cultural differences from around the world. Participate in the fun, games, prizes and taste ethnic food.
Gill Center
When: Thursday, February 14
Time: 11:30 a.m.
Location: Hallway
Come and experience a whole new World of LOVE!
Note: The new Southwest student identification (ID) card is required to participate in this event.
This event is sponsored by Campus Activity Board (CAB), for additional information call 901-333-4178.


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What other symptoms might occur with green urine?
Green urine may accompany other symptoms, which will vary depending on the underlying disease, disorder or condition. Symptoms that frequently affect the urinary tract may also involve other body systems.... Read more about green urinesymptoms
What causes green urine?
Causes of true green urine are uncommon. Food dyes and additives are the most common cause. With certain infections, the urine may acquire a cloudy, greenish tint, or pus that has a greenish color may be present in the urine.... Read more about green urinecauses


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Rene Clair's Under the Roofs of Paris is one of the first French films shot in sound. The film is a relaxed melodrama where a Parisian street singer (Albert Prejean) and his friend (Edmond Greville) pursue the love of the same woman (Pola Illery). Clair chose to use sound only when needed, preferring to tell the story through his visuals as well as through his dialogue. The result is a striking film, boasting beautiful photography and sets, as well as a moving story. ~ Stephen Thomas Erlewine, Rovi
All Under the Roofs of Paris cast + crew photos


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WATCH: Sneak peek of all-new RAISING HOPE episode - 'Don't Ask, Don't Tell Me What To Do'An All-new Halloween-Themed Episode!It's Halloween, and Sabrina asks Jimmy to hang out with her gay best friend and his partner. But first, Jimmy asks Burt to do some recon by spending time at the local gay bar. When Burt keeps going back to the bar, Virginia wonders if he's enjoying his time there a little too much and tracks him down in costume on Halloween night in the all-new "Don't Ask, Don't Tell Me What To Do" episode of RAISING HOPE airing Tuesday, Oct. 30 (8:00-8:30 PM) on FOX 50. (HOP-307) (TV-14 D, L, V) BONUS CLIP - Two lessons here: 1) don't keep Hope from her nom nom and 2) you gotta be careful digging around in those old boxes. |
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PublicationsWeekly Mail n° 21322 January 2010 Donwload the PDF version
ENAR has issued its messages for the European Year for Combating Poverty and Social Exclusion. ENAR expects the Year to raise awareness on the link between discrimination and exclusion and to generate policy change addressing the needs of ethnic and religious minorities including migrants. Read more
MRAX, the Movement against racism, anti-Semitism and xenophobia, member of ENAR Belgium, is organising a seminar on Islamophobia on 23 January 2010 in Brussels, in the framework of the dialogue on interculturalism initiated by the Belgian government. The theme of the seminar will be Islamophobia in the media. It will address the role of the media - real or fantasised - in terms of anti-Muslim racism. Read more
UK organisation Kick It Out is seeking to appoint a research partner with experience, and/or an understanding, of conducting research within European football for a new and groundbreaking equality and diversity initiative. Kick It Out are working with partners within European football on a project that seeks to understand and address issues of the representation of black and ethnic minority communities and women at the highest levels of football across Europe. The project will bring together major stakeholders in the game over the next year to support and encourage industry-wide progress in the identification, recruitment and retention of talented individuals in coaching, administrative and other key areas across football. The deadline for applications is 29 January 2010. Read more
A project that hopes to spearhead improved standards and services in Europes care sector has launched a set of recommendations for a new model agency that could provide a range of valuable services for thousands of third-country migrants providing care for elderly and infirm Europeans. The recommendations were published in a report launched by the C.A.S.A project. The report provides guidelines to local authorities and organizations (such as municipalities, regions, social working organisations) which could be potentially interested in applying the Agency model. Read more
Equinet issued its response to the European Commissions consultation on the proposed "EU 2020 Strategy" and proposed several recommendations. Amongst them, the network of equality bodies highlights the need to invest in the elimination of discrimination as part of any successful exit strategy from the current crisis.Equinet's responsepoints outthat the strategy should involve a process of equality and non-discrimination mainstreaming in relation to the final priorities established. Read more
Dutch far-right lawmaker Geert Wilders on 20 January appeared in an Amsterdam court for the first time in connection with charges of inciting racial hatred against Muslims. Wilders, who has compared the Koran to Hitler's Mein Kampf, "has always made his statements in his capacity as a public representative," his lawyer Bram Moszkowicz argued at the start of the hearing, held amid heavy security. This hearing was to work out the modalities for Wilders' trial, for which no date has been set and which he claims is a "political process." Wilders faces five charges of religious insult and anti-Muslim incitement after a court last week dismissed his final challenge against the pending prosecution. Read more
This week a Finnish Justice Ministry panel called for tougher, more specific laws against hate crimes, while anti-racism activists held a demonstration in Helsinki. In a report handed over to Justice Minister Tuija Brax, the working group recommends adding a new criminal charge be added to the law books, which translates roughly as aggravated incitement against a societal group. It also says the current laws on hate crimes be expanded to cover acts based on victims' sexual orientation or handicaps, and to make it possible to punish groups or associations found guilty of hate crimes. The panel wants more rules against online racism, for instance making it a crime to publish a link to a racist website. Read more
Lilian Thuram, François Durpaire, Rokhaya Diallo, Marc Cheb Sun and Pascal Blanchard have launched a Call for a multicultural and post-racial Republic, as well as 100 citizen proposals, in order to initiate a citizens movement for change. The signatories of the Call asked 100 celebrities, academics, politicians and NGO representatives or activists to draft concrete proposals for solutions to our society. The 100 proposals reflect the fact that diversity should not remain wishful thinking, a stand-alone or fashionable theme but should be seen as an issue which could reconfigure the French Republic as a whole. Read more (in French)
Hungary's right-wing party Jobbik launched its general election campaign, promising to promote local businesses over multinationals and tackle crime which it blames on the large Roma minority. "Now, at last, radical change can come," Gabor Vona, Jobbik's chairman and its candidate for prime minister told about 3000 people at a rally near Budapest. Members of the Hungarian Guard, a nationalist organisation dissolved by court order last year for fuelling ethnic tensions and disrupting public order were prominently present dressed in uniform at the rally. Jobbiks programme could increase the ethnic tensions that have plagued Hungary in recent years, analysts say.
Public schools in Germany must offer religion classes, and pilot courses in Islam are now being offered in addition to established programs in Judaism, Catholicism, and Protestantism. Germanys Constitution stipulates that religion be part of school curriculum. Roman Catholics and Protestants have conducted such classes (publicly funded) for decades, and Jews were given similar rights in 2003. Muslims, however, have faced roadblocks. But some observers argue such classes could help Muslims, some 6 percent of the population, better integrate their religious and German identities. Now, pilot projects that are chipping away at the barriers represent the latest evidence of Germanys changing attitude toward its booming Muslim minority. Read more
No Member State can cope on its own with the threat of organised crime and the challenge of immigration, said the Commissioner-designate for home affairs, Cecilia Malmström of Sweden, at her hearing with members of the European Parliaments Civil Liberties Committee this week. She stressed her determination to strike an agreement favourable to the EU on SWIFT bank data transfers and said she would propose draft legislation on migrants who are minors and a review of the Frontex agency. The Commissioner-designate also said "Throughout my career, I have worked for fundamental rights: I want to leave my mark on this area". Read more
The European Court of Human Rights and the European Union Agency for Fundamental Rights will join forces to work on a year-long joint project aimed at increasing the knowledge and domestic implementation of EU law and other legal instruments in the field of non-discrimination. The joint project will resultin the publication of a case-law handbook which will analyse the key principles as developed by the European Court of Human Rights and the Court of Justice of the European Union mainly in the area of non-discrimination. The handbook and related e-learning tools will be distributed at the beginning of 2011 to judges, prosecutors, lawyers and law enforcement officials in a host of target countries.Read more
The Directorate of youth and sport of the Council of Europe has launched a call for applications to the National Regional Training Courses on Human Rights Education for 2010. The call is addressed to non-governmental youth organisations and/or other non-governmental and governmental organisations and institutions involved in human rights education with young people. The deadline for applications is 26 January 2010. Read more
On 19 January, two days before the official Opening of the European Year for Combating Poverty and Social Exclusion, the EY 2010 NGO Coalition, of which ENAR is member, presented its key demands for the outcome of the 2010 European Year. For the Coalition, part of the necessary response to this crisis is the renewal of a common vision for the type of society we want to create. A commitment to building a Europe where women and men of all ages can live free of poverty and social exclusion, should be the legacy of the 2010 Year. Read more
A United Nations independent human rights expert on 19 January countered the notion that counter-terrorism needs must always outweigh the right to privacy, calling for a new framework to ensure that infringements on privacy are necessary, proportionate and adequately regulated. In a new report, Martin Scheinin, Special Rapporteur on the promotion and protection of human rights and fundamental freedoms while countering terrorism, assessed recent developments into the intrusions into the right to privacy with combating terrorism used as a justification. These include racial or ethnic profiling, the setting up of privacy-invading databases and the introduction of new technologies, such as body scanners, without proper assessment of their possible ramifications on human rights. Read more
Italian police began moving out Roma living in one of the largest camps in Europe. Around 50 Roma, mainly of Bosnian origin, were the first group of more than 600 living in the Casilino 900 camp in Rome. They were taken to their new homes in Rome. Italian police officers and Red Cross officials were on hand to assist them as they left the Casilino 900 camp, that has been in existence in Rome for the past 40 years. Authorities hope to completely evacuate Casilino 900 by the beginning of February. But not all of the camp residents want to leave. Read more
Czech schools are still riddled with "systematic discrimination" that ensures Roma children get an inferior education, Amnesty International says. The human rights group has called on the Czech Republic to end what it calls racial segregation in schools. It says Roma children are often sent to schools for children with mental disabilities. Amnesty says although the Czech government in 2005 changed the name of these "special schools" to "practical elementary schools", "the system which places children in these schools and teaches a limited curriculum essentially remains the same". Read more
The EURoma Network, a platform for exchanging information and experiences, sharing strategies and approaches and generation of knowledge, is holding a transnational seminar on "Structural Funds: Investing in Roma inclusion at the local and regional level"on 25-26 February 2010 in Rome, Italy. It aims to encourageand promote a wider and more efficient use of Structural Funds for the social inclusion of Roma at local and regional levels. Read more
Racism was a pressing social problem long before the emergence of the digital age. The advancement of digital communication technologies such as the Internet has, however, added a new dimension to this problem by providing individuals and organisations with modern and powerful means to propagate racism and xenophobia. The use of the Internet as an instrument for the widespread dissemination of racist content is assessed in detail by the author. The problem of racist content on the Internet has naturally prompted vigorous responses from a variety of agents, including governments, supranational and international organisations and from the private sector. This book also provides a detailed critical overview of these regulatory and non-regulatory initiatives. Read more
The online book "100 portraits 100 papiers", created by Edith Azam in collaboration with other artists and writers, portrays undocumented migrants through drawings, poems and prose. Read more
The European Academy in Bolzano, Italy,seeks papers contributing to the development and exploration of various approaches to diversityin Europe for its European Diversity and Autonomy series of working papers. Diversity is hereby understood in a broad sense as encompassing the diversity of ethnic identities, of cultures, of regions, of values and identities, of institutions and structures. Abstracts should be submitted by 20 February 2010. Read more
The World Diversity Leadership Summit Europe is taking place on 11-12 March 2010 in Vienna, Austria. It will bring together global diversity CEOs, policy and decision makers, corporate practitioners, academics, media, etc. to share their experiences, research findings, strategies and best practices on global diversity and inclusion. Read more
The European excellence team MINORITYMEDIA and the research centre MIGRINTER are organising an international conference on ethnic minority media on 18-19 March 2010 in Poitiers, France. This international conference focuses on people who experience deterritorialisation and reterritorialisation and who develop or sustain distinct identities and social relations within and across nation-states, through ethnic minority media. It aims to analyse, within the framework of ethnic minority media, the perception of the feeling of belonging, the collective (re)presentation of the Self, as well as the cultural and religious practices. The deadline for registration is 28 February 2010. Read more
The National Institute for the Study of Dutch Slavery and its Legacy (NiNsee) and the Vrije Universiteit Amsterdam are holding the third annual Summer School on Black Europe entitled: » Back |


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Avalon Marine Center Sailfish Boats Center Console boats for sale
Contact Address
701 Old Avalon Blvd.
Avalon, NJ 08202
Contact Phone
(866) 230-4947Boat Brands
Avalon Marine Center, located in New Jersey, is your gateway to the beautiful waters of Avalon, Stone Harbor, Cape May and beyond. Our New Boat Lines Include Pro-Line Boats and Avalon Luxury Pontoon Boats. We are also a Certified Service Center For Honda Marine, Yamaha Outboards, Mercury Marine and BRP/Evinrude.
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Hannah Siegle began to do yoga four years ago initially for the physical practice, however she quickly discovered that the yoga began to do her in ways she never anticipated. The mind, body and spiritual connection that yoga cultivates has helped Hannah through the ups and downs of life, both large and small. She regularly blogs at Balancing on Two Feet on topics such as yoga, mindfulness, eating disorder recovery and all those things people don't like to talk about. She was trained at the RYT 200 through Laurel Hodory and is currently working towards becoming a Phoenix Rising Yoga Therapist. She teaches yoga throughout Central Ohio with GoYoga ,yogaServe, and also works as an Assistant Editor for the elephant journal!
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Illinois Digital Archives
Docket No. 107787. IN THE SUPREME COURT OF THE STATE OF ILLINOIS THE CITIZENS NATIONAL BANK OF PARIS, as Trustee of the La Fern L. Blackman Trust, and as Trustee of the Ettoile Davis Trust, Appellant, v. KIDS HOPE UNITED, INC., an Illinois Not-for-Profit Corporation, Appellee (Lisa Madigan, Attorney General of the State of Illinois, Intervenor-Appellee). Opinion filed December 19, 2009. JUSTICE FREEMAN delivered the judgment of the court, with opinion. Chief Justice Fitzgerald and Justices Thomas, Kilbride, Garman, and Burke concurred in the judgment and opinion. Justice Karmeier dissented, with opinion. OPINION Petitioner Citizens National Bank of Paris (the Bank), as trustee of two charitable trusts that benefitted the Edgar County Children's Home (ECCH), petitioned the circuit court of Edgar County for instructions following the merger of ECCH with a similar charitable entity to form Kids Hope United–Hudelson Region (Kids Hope). In its petition, the Bank sought a determination that, as a result of the merger, the gifts to ECCH had lapsed. The Bank and respondent Kids Hope submitted an agreed statement of facts and filed cross-motions


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Image Number: 0266-0609-1506-4724
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Gender: Female
Years in Practice: 41 Years
Languages Spoken: English, Spanish
Medical School: Tulane University School of Medicine
Graduation Date: 1973
Hospital Affiliations: Boston Children's Hospital, Brigham & Womens Hospital
Specialties: Adolescent Medicine, Pediatrics
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WebMD does not provide medical advice, diagnosis or treatment. See additional information.


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Cellar/Tasting Notes "Even better, and a killer value, is the 2010 Syrah Colson Canyon. Aged nine months in neutral oak, this 100% Syrah (1,000+ cases made) exhibits attractive notes of roasted herbs, licorice, camphor, blackberries, cassis, roasted meat and bouquet garni. Full body, gorgeous purity and a wonderful..
Cellar/Tasting Notes "Deep ruby. Dried cherry and redcurrant on the nose, with notes of tobacco and licorice adding complexity. Offers bright red fruit and floral flavors given spine by gentle acidity. Gains sweetness with air and finishes long, spicy and with very good focus. This youthful wine should age..
Cellar/Tasting Notes "Focused and subtly powerful, with raspberry and black pepper aromas that lead to sleek but complex plum, licorice and loamy sage flavors."
Cellar/Tasting Notes Our 2009 Twomey Soda Canyon Vineyard Merlot is a rich wine that displays great depth and concentration. The fruit for this wine is sourced exclusively from our Soda Canyon Vineyard in southeastern Napa Valley. This Merlot has a dark garnet color and heady aromas of black cherry compote, nutmeg,..
Cellar/Tasting Notes "I was totally struck by the 2009 Grenache L'Ange Rouge, a wine that captivates all the senses. I hope readers can appreciate just how rare it is to encounter a Central Coast Grenache with this much sheer finesse. The purity of the fruit is simply striking. The 2009 clocks in at 15.8% alcohol,..
Cellar/Tasting Notes An impressive wine from this tiny 5 acre vineyard in Napa. A classic blend of Cabernet Franc, Merlot and Cabernet Sauvignon grown on vines planted in 1999, it shows luscious flavors of ripe dark berries with a hint of earth and spice that are elevated by a mineral heft. Only 110 cases made.
Cellar/Tasting Notes "A distinguished, impressive Cabernet, obviously the result of fine grapegrowing and meticulous berry selection. It is bone dry, rich in tannins and firm, with mineral-infused blackberry and black currant flavors, brightened with crisp acidity. Will develop bottle complexity for a good eight years."
Cellar/Tasting Notes "A model of total elegance and class, the 2011 Pinot Noir from Flowers is absolutely gorgeous. Savory herbs, crushed flowers, licorice, salt, orange peel, mint and plums are all woven together in the glass. Today, the 2011 is impeccably crafted and flat-out gorgeous. Although very much a..
Cellar/Tasting Notes A Napa standout Cab, Knollwood Cabernet Sauvignon is made from rigorously selected grapes (Cabernet Sauvignon with a small amount of Petit Verdot) grown in the Valley. Carefully vinified to be well-structured and robust, its echoes of plum and black currant persist on palate. Ripe tannins provide..


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- 21st Century Health
- Amazing Grass
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- California Xtracts
- Carlson Labs
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Solgar's Vitamin C Crystals provide pure, 100% Vitamin C in a convenient dosage form. Vitamin C is a water-soluble nutrient with revered antioxidant and immune supportive properties, In addition to helping to fight cell-damaging free-radicals, it also promotes collagen (connective tissue) formation, which is important for healthy nails, skin, hair, and joints. Vitamin C supports respiratory and immune system health, promotes blood vessel integrity, enhances healthy blood flow and is beneficial for healthy gums. It helps regenerate Vitamin E, allowing Vitamin E's antioxidant properties to be maintained.
As a dietary supplement for adults, take one quarter (1/4) teaspoon or more daily, preferably at mealtime, or as directed by a healthcare practitioner. May be added to juice or sprinkled on food.
L-ascorbic acid.
Free Of: Gluten, wheat, dairy, soy, yeast, sugar, sodium, artificial flavor, sweetener, preservatives and color.
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If you are pregnant, nursing, taking any medication or have a medical condition, please consult your healthcare practitioner before taking any dietary supplement. Keep out of reach of children. Sore in a cool, dry place. Do not use if outer bottle seal is missing, torn or damaged in any way.
Supplement Facts | ||
Serving Size: 1/4 Teaspoon (Approx. 1.25 g) | ||
Servings Per Container: About 200 | ||
Amount Per Serving | %DV | |
Vitamin C | 1125 mg | 1875% |
DV = Daily Value |


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In short: A really well Organised Friendly Race with the added reward of a free glass of beer at the end.Date of review: June 11, 2012
In short: Support around the course was brilliant, the course is okay just the weather on the day let it down. The baggage tent needs looking at for next year!!In full: The support around the course was brilliant well done to the people of Manchester. The course is good and this has the potential to be a good event. The organisers let themselves down with the totally dis-organised baggage tent.Date of review: May 11, 2012
In short: Really nice scenic course through lovely Clumber Park. There are a few hills but the downhills compensate the uphills to make this a potential PB course.Date of review: November 1, 2011


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Diesel Krooley 0823G Carrot Slim Fitting Mens JeansItalian fashion house Diesel are a household name around the globe for their exclusive products intended for style-conscious youth generations. The Krooley 0823G jeans offer the solution for when you're searching for premium denim in a dark vintage wash. Detail comes in the form of five pocket styling and Gull wings to the rear pockets, with a trademark label to the coin pocket and a traditional tab at the waistband. This low rise jean is loose on the waist and sits on the hips, giving a contemporary fashion fit. The comfort carrot leg keeps you looking stylish whether you're relaxing at home or having a night on the town. Pair these Diesel jeans with lace-up trainers and a long sleeve tee to capture an off-duty look that's ideal for the weekend. Useful info:
View all Diesel products | |


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It's Hatched! 28 Bought
Soon DealChicken will be staying indoors a lot more because of the weather, so he wants to be sure the air in his home is clean. At Duct Dogs, you can get a healthier home with air duct cleaning treatments. For $59.99 you can receive an air duct cleaning covering 10 supply vents, one main vent, one return vent and a dryer vent (complete with camera inspection). For $49.99, you can order the same service excluding the dryer vent cleaning. Be sure to schedule an appointment and mention DealChicken. This year, your whole family will breathe easier.
The heating & cooling system in your home controls the air circulation by pulling air through the intake vents and pushing out from the air vents. In-between those intake vents and air vents you have intake units & supply ducts where they both meet by the blower motor and the air is transferred from intakes to air vents.
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Overview Senior Economist Richard Deitz of the Buffalo Branch presents data and analysis outlining upcoming labor market pressures for upstate New York resulting from changes in the structure of the regional economy coupled with baby-boomer retirements that will require new entrants to replenish the supply of workers. Rich shows how these forces will combine to create significant labor market pressures, particularly in certain jobs.
Deadline Monday, February 20
Date and Time Thursday, February 23 8:30 a.m. to 10:30 a.m.
Location Federal Reserve Bank of New York's Buffalo Branch 40 Fountain Plaza, Suite 650 Buffalo, New York
Lunch will be served at 12:15 p.m. Participation in this forum is free of charge.
More Information Contact Diana Bley by e-mail at firstname.lastname@example.com or by phone at (716) 849-5019.


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