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Foreign Bankers Latin American Governments Cautious As Us Market Declines
Written by Shearon Roberts on October 9, 2008
By Shearon Roberts
Foreign bankers in Miami are treading cautiously on US investment given the past week's declines on Wall Street.
Latin American governments are also bracing for minor losses from the collapse of several financial firms like Lehman Brothers.
"All countries are going to be hit by what we're seeing now. It's a world condition," said Jose Dario Uribe, governor of Banco de la Republica de Colombia, the country's central bank.
Mr. Uribe spoke about the effects of the US economic crisis Tuesday while addressing foreign bankers about Colombia's financial stability. The Florida International Bankers Association hosted the event at The Westin Colonnade in Coral Gables.
"We have an investment ratio that went from 12% of GDP to 28%, so Colombia's investments have gone along way so far," Mr. Uribe said. "So we will be hit; everybody is going to take a hit."
Like most cautious Latin American governments, though, that hit will be small, he said.
The country lost a mere $25 million, or 55 billion Colombian pesos, of its government pension fund that it invested with Lehman Brothers, Mr. Uribe said. That is only one-tenth of the country's pension fund savings.
In total, the country has only lost 0.012% of its total international reserves from losses in the stock market this past week.
"We don't like to lose any money; we hope to recoup as much money as possible," Mr. Uribe said.
At the start of this week, central banks across the globe pushed capital into their local national banks to stop a spreading downward spiral from failed US financial institutions.
Mr. Uribe said that since Colombia had suffered a major recession in the late 1990s, its banks consolidated from a high of about 35 to about 15.
"We already experienced what the world is going through right now," he said. "That was very painful for us, but it created a financial system that is stronger and well capitalized. That is part of our strength now."
There is some credit tightening for lending in Latin America, he said.
International lines of credit are still available at banks in Colombia and throughout Latin America, Mr. Uribe said. However, banks are asking more questions of borrowers.
In Miami, foreign banks had taken bold steps in the last couple of years in buying US banks or their subsidiaries. Spanish banks Banco de Sabadell bought TransAtlantic Bank in 2006 and Banco Popular bought TotalBank in July 2007.
The banks purchased were Miami-based.
Also in 2007, Spain's largest commercial bank, Banco Santander Central Hispano, bought the Latin America customer holdings for Bank of America and Bank of America Investment Services Inc.
One Latin American bank, Brazil's Banco Itau Europa International, bought Netherlands-based bank ABN Amro in 2007 and the Edge Act banks of Bank Boston from Bank of America last year.
Foreign bankers say those acquisitions were still cautious deals for international banks moving into the Miami financial scene. Investing in Latin America is their area of expertise, they said, and they are more willing to bet on the stability of their own region.
"In this current crisis, everybody is going to wait and see how things go," said Camilo Patino, president and CEO of Bancafe International, the Miami operation for Bancafe, a Colombian bank.
"Foreign banks are always being approached for foreign investments for the US or Latin America," Mr. Patino said. "Maintaining independence here will be better for their stability at this time." Advertisement
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Your Reviews
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Loved it, Nice movie. Learned a lot about Katy.
i love you katy perry
Ended up at this movie with my teenage daughters and was very surprised at how much I enjoyed it! Brought about a new appreciation and respect for Perry as an artist and on a personal level. Good movie!!
You know I can't believe the love of your love death secured you treatment Islamabad you, Oh great love
i love you perry
Critic Reviews powered by Metacritic ™
Boston Globe
Part of Me is one aspect of Perry, but her fans may leave the movie wanting more. Full Review
A.O. Scott
The New York Times
There are several reasons that Katy Perry: Part of Me is more interesting than similar movies about Justin Bieber, Miley Cyrus and the Jonas Brothers. Most simply, she just has more talent than any of them, and her songs have a wider emotional range. Full Review
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Los Angeles Times
The secret, which "Part of Me" captures quite nicely, was to just let her be. Full Review
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Arizona Republic
It presents Perry as a likable, hard-working artist, someone you root for, even if she's not on your iPod. Full Review
David Hiltbrand
Philadelphia Inquirer
Part of Me is Perry's visually spectacular testimonial to her own indomitable determination to follow her dreams. The fact that the film lends itself to some really colorful Pinterest pages is merely a bonus. Full Review
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subset: commoncrawl


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A home under renovation caught fire early Tuesday.
Tulsa Fire got the call at about 1 a.m. to a home in the 1300 block of South Delaware.
No one was home at the time.
The fire caused extensive damage inside the home.
The cause of the fire remains under investigation.
Find out what's going on around town and submit events!
Know when severe weather moves in, download the I-News Desktop Radar.
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Special Features
TEEN TOP's Ricky and MYNAME's Chaejin take high school graduation photos
TEEN TOP's Ricky and MYNAME's Chaejin graduated from their high school!
To celebrate, both Chaejin and Ricky took to their Twitters to post photos. Chaejin snapped a photo with Ricky and wrote, "I met Ricky while I was taking graduation photos at school ^^."
Ricky also took a photo with Chaejin and a mutual friend, writing, "Thanks for taking care of me today~^^." Later on, he added,
i'm a chick ^^ twitter.com/T_Ricky_T/stat…
— Ricky (@T_Ricky_T) April 30, 2013
As '95ers', both Ricky and Chaejin will be graduating from high school early next year.
[Thanks to everyone who sent this in!]
There are 0 comments


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andyll - 10:53 pm on Dec 8, 2010 (gmt 0)
Yet, we are to believe that the Google link in the top 8 results is organic?
If my website was linked to by goggle.com (plus a ton of other google pages) I would expect to be on the 1st page of results for any relevent search.
There is not a single link to the URL I provided by another website. The store just went live today. Is google spidering their own E-Book store now?
Why wouldn't they be spidering it? Did you think Google would give itself a +30 ban or something?
The point is that the results are artificially manipulated to shoehorn Google links to a product they sell -- not through their alleged 'natural ranking algorithm'.
Your opinion. I would guess they avoid the sandbox but I'm not surprised they rank on the 1st page with the links they have.


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Historical Events for Year 1984
◀ May June Jul ▶ | ||||||
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 | |||||
3 | 4 | 5 | 6 | 7 | 8 | 9 |
10 | 11 | 12 | 13 | 14 | 15 | 16 |
17 | 18 | 19 | 20 | 21 | 22 | 23 |
24 | 25 | 26 | 27 | 28 | 29 | 30 |
◀ 1983 1984 1985 ▶ |
Months in Year 1984: January February March April May June July August September October November December
Events 1 - 150 of 764
Jan 1st - AT&T's 22 owned Bell system companies divests into 8 companies
Jan 1st - Brunei becomes independent of UK
Jan 1st - NYC transit fare rises from 75 cents to 90 cents
Jan 2nd - Darryl Cullinan, 16, scores his 1st first-class cricket century
Jan 2nd - Miami beats Nebraska in Orange Bowl for college football championship
Jan 2nd - Riot in Tunis kills over 100
Jan 2nd - Wilson Goode, sworn-in as Phila's 1st black mayor
Jan 3rd - Syria frees captured US pilot after appeal from Jesse Jackson
Jan 4th - "Night Court" starring Harry Anderson premieres on NBC TV
Jan 4th - Edmonton beats Minnesota 12-8 highest-scoring modern NHL game
Jan 5th - Adrian Dantly (Utah), ties NBA record of 28 free throws
Jan 5th - Greg Chappell scores 182* in his last Test innings
Jan 6th - Challenger moves to Vandenberg AFB for mating of STS 41 B mission
Jan 6th - Last day of Test cricket for Chappell, Marsh & Lillee
Jan 7th - Brunei becomes the sixth member of the Association of Southeast Asian Nations (ASEAN).
Jan 8th - NCAA announces that basketball tournament will have 64 teams
Jan 8th - Wash Caps Bengt Gustafsson scores 5 goals to beat Phila 7-1
Jan 9th - "TV's Bloopers & Practical Jokes" premieres on NBC TV (Whoops)
Jan 9th - Braves pitcher Pascual Perez is arrested for cocaine possession
Jan 9th - EAA moves operations to Oshkosh
Jan 9th - John Lennon single "Nobody Told Me" released posthumously
Jan 10th - Argentine ex-president/general Bignone arrested
Jan 10th - Bulgarian Tupolev 134 crashs at Sofia airport in Bulgaria, 50 die
Jan 10th - Clara Peller 1st asks, "Where's the Beef?"
Jan 10th - Luis Aparicio, Harmon Killebrew, & D Drysdale elected to Hall of Fame
Jan 10th - US establishes full diplomatic relations with Vatican after 117 years
Jan 11th - Denver Nuggets 163, San Antonio Spurs 155-highest-scoring NBA game
Jan 11th - STS 41-B vehicle moves to launch pad
Jan 11th - Supreme Court reinstated $10M award to Karen Silkwood's family
Jan 13th - TV anchor Christine Craft wins $325,000 in her case against KMBC-TV
Pop Star Madonna
Jan 14th - Madonna 1st sings "Holiday" on American Bandstand
Jan 15th - Hana Mandlikova ends Martina Navratilova's 54-match winning streak
Jan 15th - Schonbrun skates world record 5 km (7:39.44)
Jan 16th - 11th American Music Award: Pat Benatar & Michael Jackson win
Jan 16th - Paul & Linda McCartney arrested in Barbados-possession of cannabis
Jan 17th - Supreme Court rules (5-4) oks private use of home VCRs to tape TV programs for later viewing does not violate federal copyright laws
Jan 18th - 80th Islander & 3rd dual hat trick (Carroll & Bossy) 9-1 win
Jan 19th - Francesco Moser bicycles world record time: 50,808 km
Jan 19th - California Supreme Court rejects quadriplegic Elizabeth Bouvia, who wants to starve herself to death in a public hospital
Jan 20th - US female Figure Skating championship won by Rosalynn Sumners
Jan 21st - US male Figure Skating championship won by Scott Hamilton
Jan 22nd - Annette Kennedy of SUNY sets women's basketball record with 70 pts
Jan 22nd - Hilbert van de Thumb becomes European all-round skates
Jan 22nd - Super Bowl XVIII: LA Raiders beat Wash Red Skins, 38-9 in Tampa Super Bowl MVP: Marcus Allen, LA Raiders, RB
Jan 23rd - Buffalo Sabres win NHL record 10th straight road game
King of Pop Michael Jackson
Jan 23rd - Greatest unpaced 1-hr bicycle distance, F Moser (Italy), 51.15 km
Jan 23rd - Hulk Hogan defeats Iron Sheik to become WWF champ
Jan 24th - Apple Computer Inc unveils its revolutionary Macintosh personal computer
Jan 26th - Nordiques' Michel Goulet scored on 9th penalty shot against Islanders
Jan 26th - US navy exhibits Piasecki helistat-4 helicopters & a blimp able to lift 26 tons-Lakehurst, NJ
Jan 27th - John & Yoko release "Milk & Honey" album
Jan 27th - LA Kings end Wayne Gretzky's NHL-record 51-game scoring streak
Jan 27th - Michael Jackson is burned during filming for Pepsi commercial
Jan 28th - 41th Golden Globes: Thornbirds wins
Jan 28th - LA Kings stop Wayne Gretzky 51 game scoring streak
Jan 28th - Record 295,000 dominoes toppled, Fuerth, West Germany
Jan 29th - 34th NBA All-Star Game: East beats West 154-145 (OT) at Denver
Jan 29th - NFL Pro Bowl: NFC beats AFC 45-3
Jan 29th - President Reagan formally announces he will seek a 2nd term
Jan 29th - Silvia Bertolaccini wins LPGA Mazda Golf Classic of Deer Creek
US President & Actor Ronald Reagan
Jan 31st - 36th NHL All-Star Game: Wales beat Campbell 7-6 at NJ
Jan 31st - Edwin Newman retires from NBC News after 35 years with the network
Jan 31st - US performs nuclear test at Nevada Test Site
Feb 1st - China & Netherlands regain diplomatic relations
Feb 1st - Daniel Stern becomes NBA commissioner
Feb 1st - Ravindara Mhatrem, Indian diplomat, kidnapped in England (killed 0203)
Feb 2nd - 8th Soap Opera Digest Poll Awards
Feb 2nd - Lebanese army fight in Beirut
Feb 3rd - 10th Space Shuttle Mission (41B)-Challenger 4 launched
Feb 4th - "9" closes at 46th St Theater NYC after 739 performances
Feb 4th - "Backstage Magic" opens at CommuniCore
Feb 4th - Frank Aquilera sets world frisbee distance record (168m) Las Vegas
Feb 5th - NZ beat England (82 & 93) by an innings in 3 days
Feb 5th - Patty Sheehan wins LPGA Elizabeth Arden Golf Classic
Feb 6th - Moslem militiamen take over West Beirut from Lebanese army
Feb 7th - Bruce McCandless makes 1st untethered space walk (US)
Feb 7th - David (born without immunity system) at 12, touches mom for 1st time
Feb 7th - Michael Jackson awarded a 4-ft-high platinum disc by CBS
Feb 8th - 14th Winter Olympic games opens in Sarajevo, Yugoslavia
Feb 8th - 1st time 8 people in space
Feb 8th - A's take Yankees pitcher Tim Belcher as Type A free agent compensation
Feb 8th - Soyuz T-10 launches with crew of 3 to Salyut 7
Feb 9th - "Rink" opens at Martin Beck Theater NYC for 204 performances
Feb 11th - 10th space shuttle mission (41-B)-Challenger 4-returns to Earth
Feb 11th - Wayne Gretzky sets NHL short handed season scoring record at 11
Feb 12th - Alice Miller wins LPGA Sarasota Golf Classic
Feb 12th - Cale Yarborough, becomes 1st Daytona 500 qualifier, above 200 MPH
Feb 12th - Jayne Torvill & Christopher Dean skate "Bolero" at Olympics
Feb 12th - West Indies beat Australia 2-0-1 to win cricket World Series Cup receiving all perfect scores for quality & gold medal
Feb 13th - 6 year old Texan Stormie Jones gets 1st heart & liver transplant
Feb 13th - Konstantin Chernenko succeeds Yuri Andropov as USSR leader
Feb 15th - 500,000 Iranian soldiers move into Iraq
Feb 16th - Bill Johnson becomes 1st American to win Olympic downhill skiing gold
Feb 16th - NJ Devils 1st OT goal, Jan Ludvig beats Hartford Whalers 6-5
Feb 18th - Revised concordat between Italy & Vatican signed
Feb 19th - "Doonesbury" closes at Biltmore Theater NYC after 104 performances
Feb 19th - 14th winter Olympic games close at Sarajevo, Yugoslavia
Feb 19th - USSR performs nuclear test at Eastern Kazakh/Semipalitinsk USSR
Feb 19th - 1st brother combo to win Gold & Silver in same event at Olympics (Phil & Steve Mahre-Slalom)
Feb 22nd - Brothers Anton & Peter Stastny score 8 pts each for NHL Quebec
Feb 24th - Iraq resumes air attack on Iran
Feb 25th - Oil fire in Cubatao Brazil kills 500
Feb 26th - Last US marines in multinational peacekeeping force in Lebanon left Beirut
Feb 26th - Rev Jesse Jackson acknowledges that he called NYC, "Hymietown"
Feb 26th - Robert Penn Warren, Pulitzer Prize winner, named 1st US poet laureate
Olympic Sprinter and Long jumper Carl Lewis
Feb 27th - Carl Lewis jumps world record indoor (8,675 m)
Feb 27th - WRC-AM in Washington DC changes call letters to WWRC
Feb 27th - Worker's union leader Billy Nair freed in South Africa
Feb 28th - 26th Grammy Awards: Michael Jackson wins 8 Grammys
Feb 29th - Canadian PM Pierre Elliott Trudeau announced he is stepping down
Mar 1st - Landsat 5 & ham satellite Oscar 11 launched into polar orbit
Mar 1st - USSR performs nuclear test at Eastern Kazakh/Semipalitinsk USSR #3931 Batten, #4529 Webern, #4530 Smoluchowski, #4818 Elgar, #5502 Brashear & #5943 Lovi
Mar 2nd - Iran offensive against Iraq fails
Mar 2nd - John Long (Detroit) begins NBA free throw streak of 51 games
Mar 3rd - NY Islanders score their most goals (11) vs Tor Maple Leafs (6)
Mar 3rd - Peter Ueberroth elected baseball commissioner (Effective Oct 1)
Mar 4th - Nancy Lopez wins Uniden LPGA Golf Invitational
Mar 4th - Pee Wee Reese & Rick Ferrell elected to Baseball's Hall of Fame
Mar 5th - Supreme Court (5-4): city may use public money for Nativity scene
Mar 5th - US accuse Iraq of using poison gas
Mar 6th - Twelve-month-long strike in British coal industry begins.
Mar 7th - The United States attacks San Juan del Sur in Nicaragua.
Mar 9th - Emile Gumbs' Anguilla National Alliance wins elections
Mar 9th - John Lennon single "Borrowed Time" released posthumously
Mar 9th - Phila 76'ers block 20 Seattle shots tying NBA regulation game record
Mar 9th - Tim Witherspoon beats Greg Page in 12 for heavyweight boxing title
Mar 9th - The Competitive Enterprise Institute in founded in Washington, D.C.
Mar 10th - Heavyweight Tim Witherspoon KOs Greg Page
Mar 11th - Chris Johnson wins LPGA Samaritan Turquoise Golf Classic
Mar 12th - Coal Miners' strike ended
Mar 12th - National Union of Mine Workers in England begin a 51 week strike
Mar 12th - British ice dancing team, Torvill & Dean, become 1st skaters to receive 9 perfect 6.0s in world championships
Mar 13th - Last day of 1st-class cricket for G Chappell, R Marsh, B Laird
Mar 13th - WA beat Queensland by four wickets to win the Sheffield Shield
Mar 14th - Challenger moves to Vandenberg AFB for mating of STS 41-C mission
Mar 14th - Gerry Adams, head of Sinn Féin, is seriously wounded in an assassination attempt in central Belfast.
Actress Meryl Streep
Mar 15th - 10th People's Choice Awards: Clint Eastwood, Burt Reynolds & Meryl Streep win (Motion Picture) and Tom Selleck, Linda Evans win (TV)
Mar 15th - Tanzania adopts constitution
Mar 16th - Gunmen kidnap William Buckley, CIA station chief in Beirut
Mar 16th - South-Africa & Mozambique sign non attack treaty
Mar 18th - Chris Johnson wins LPGA Tucson Conquistadores Golf Open
Mar 19th - "Kate & Allie," premieres
Mar 19th - John J O'Connor named 8th archbishop of NY
Mar 19th - KSD-AM in St Louis MO changes call letters to KUSA
Mar 19th - Mobil oil tanker spills 200,000 gallons into Columbia River
Mar 19th - Pitcher Denny McLain, indicted on various charges of racketeering
Mar 19th - STS 41-C vehicle moves to launch pad
Mar 20th - Andy Kaufman & Fred Blassie's "My Breakfast With Blassie" premieres
Mar 20th - Senate rejects amendment to permit spoken prayer in public schools
Mar 21st - Border scores 100* v WI Trinidad after 98* in 1st cricket innings


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Tilt -- A pinball player tests the limits of the game.
Trailer for Tilt. Tilt is a love story set against the backdrop of the changing political and social environment in Europe in the late 80's and early 90's. Can this love survive the challenges of emigration, a violent homeland and immoral social atmosphere thanks to a gang of adventurous friends?
more Tilt videos
You might be also interested in the following websites:


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EVANSVILLE — In their continued quest to find ways to cut costs this budget season, Vanderburgh County officials asked for reports on all the outside programs they fund to ensure the county isn't overpaying.
"We do need to look at some of these contracts," County Council Finance Chairman Jim Raben said. "We're looking at millions and millions of dollars and we ... just sign renewals. I'm not advocating terminating, I'm talking about renegotiating, adjusting. We could potentially save millions of dollars."
The County Council, the fiscal operating body, held its second day of budget hearings Wednesday. This is the "fact finding" part of the 2014 budget building process. Next month, the council will meet again to begin making cuts.
During budget presentations, council members questioned any increases and commended departments that reduced their budgets.
Vanderburgh County Commissioner Marsha Abell has worked this year to find a way to save on health insurance costs, which is paid for through the commissioner's budget.
The two biggest county expenditures are employee salaries and benefits, namely health insurance. And the cost of health insurance keeps going up.
"It actually is a health issue," County Commission President Marsha Abell said. "We're just not a healthy workforce. There's not many people out there just begging to insure us."
Thanks to Abell's work, the county plans to join with the city's current clinic health system. The move could save them roughly $200,000 a year, Council President Tom Shetler Jr. said.
A clinic system would reduce costly emergency room visits for more routine illnesses. It would lower health insurance costs because the emergency room would then be used only for specialty issues or true emergencies.
It might also serve to increase preventive health care, Abell said.
"We might set it up so that if you check your blood pressure every month you get a gift card or something," Abell said. "That hasn't all been worked out yet."
An additional $38,000 in savings will come from relocating the joint city-county Emergency Management Agency from its rented office at 708 Stanley Ave. to a newly remodeled area in the county jail. And the joint city-county Legal Aid department reduced its budget at 9 percent through staffing cuts.
The County Council will meet again at 9 a.m. Sept. 11 in Room 301 of the Civic Center to begin making final budget cuts.


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Vistana's Beach Club
Travel Blogs from Hutchinson Island
Blowing Rocks Preserve with Alli
... write up on the Blowing Rocks Preserve pop up on my Facebook feed one day. I did some research and decided to check it out this past weekend with my friend Alli. I read mixed reviews on when to go...low tide is great because you can see all the rocks and formations. High tide is also beautiful as you can really see the "blowing rocks" or waves ...
Charleston to Fort Pierce, Florida
Crossed through Georgia, more plantations , then into Florida. Lots of palm trees right away. Still don't need tires, keeping an eye on them, it will be soon. Found out the little spots on windshield are pits from a gravel truck, tried cleaning and polishing them out, no use, darn it...... Bought a waterproof GPS from Harley, nice unit, so far it has not taken us through any slums. It vibrates more than my other one, must be a Harley ...
Breaking Bread
David picked up the Goldwing from the repair shop today having received a thorough inspection to ensure all was functioning well. Then we had an evening of food and fellowship with our friends Ray and Jennifer. As they were leaving the four of us layed hands on the bike and ...
Day 5: dogs, slurpies and jellyfish
... huge awesomely delicious sandwich at this plAce, where they stuff your sandwich with bacon cheese and big pieces of turkey breast. And after that Kaylea wanted to dropp me off at the next host in port st lucie, what an amazingly kind girls she is, whauw! Because she had to be back on time fo work she dropped me halfway at jupiter, and from there i cycled to port st lucie, where i met my 2nd host Tolga. Tolga was a turkish ...
The Road Trip - "for a reason"
... Sandy to make her entrance. She was due to hit us on Sunday and arrived on schedule. We had high winds and rain, but we never lost power. We called Denny's brother George and sadly we all felt it would be better to postpone our visit to D.C. It was great to see Kris, Mark & Dave and we even got to help put up their Christmas tree the day after Halloween.
Friday, Nov. 2 we left Hudson and drove through New York city (Queens) and witnessed ...
- Suites
- Free High-Speed Internet
- Beach
- Swimming pool
- Wheelchair accessibility
- Kids activities or Babysitting
Historical Traveler Reviews Vistana's Beach Club Hutchinson Island
Great Place - So much to do and see
We stayed the week of June 10th and what a great place! I was delighted by our week at the Visitina. I could live here year round.
Definitely not yikes!!!!!!!
We also stayed around memorial day weekend, and couldn't have been happier. We didn't want to leave! We were in the ocean facing building with a large balcony facing the ocean. The room was wonderful, clean and not shabby at all. The staff was friendly and helpful and were working daily to replant beautiful plants and flowers around the hotel damaged by the hurricane. My kids also enjoyed daily activites that were posted the night before (very helpful). The beach was beautiful and not crowded at all! I recommend this place very highly.
Just got back from Vistanna
We just got back from a weeks stay at Vistanna beach club. The room was beautiful not shabby like stated in a previous review. We were in the older building and it looked like the room had been freshly painted,had new sheets etc. We didn't have a corner room but the balcony was huge. We enjoyed many dinners out there. They just finished the steps going to the beach the day after we got there which made it easier to get on the beach. The beach is still pretty tore up from the hurricanes last year. There were more shells than you can imagine on the beach.The water was very rough with a killer undertow so we didn't spend much time in it. My husband did fish from the beach and caught a 30 inch snook!!!
Yikes ...
Tried to get a week here March 25th -April 2nd (as we have the last 2 years). But was booked up ( $289.00 per night). .. Wound up down at Pompano and glad we did. Took a drive up to look at the damage at Vistana and the place looks like the moon .. (locals say it will take years to recover.) Trees and vegetation mostly gone, boardwalk gone and beach totalled. Good news is that the new causeway is open and no waiting to get back and forth. (This maybe because there are fewer visitors.) Glad I didn't go for the time share pitch I got last year ... This place needs time and work ... !
Loved Vistana's Beach Club & the Island Location
We rented a 2br/2ba condo at Vistana's for 3 weeks on Feb.22, 2005 and we were not disappointed. The unit itself was simple but comfortable with the usual Florida decor. It was great having a washer and dryer and our balcony overlooked the pool and had a nice view of the ocean. We could check on the kids and even call out for lunch without leaving our 'mini-apartment'. It was great having coffee out on the balcony each morning and seeing the beautiful waves crashing onto shore. The beach was fabulous with lots of shells to sift through on our morning walks. The maidservice was non-intrusive and efficient and the grounds were kept very clean and orderly. The activity center was a real plus for the kids, who could join in for an afternoon movie if it was rainy out or have an ice-cream float during the ice-cream social hour which seemed to be about twice per day. The free beach towels & beach chairs each day was very convenient. Usually the chairs are rented out but after the hurricane, the boardwalk was in need of repair so the club issued the chairs free as a courtesy. Overall, we had a great time and would definitely go back again. The only thing that Vistana's could use is an internet/computer room among it's offerings. Otherwise, what you see online about Vistana's is truly what you get. Unfortunately, we couldn't go to the highly recommended Bathtub Beach due to hurricane damage but we did visit all the other area attractions and each one was fun and interesting. We recommend the Florida Oceanographic Center along with the Eco-Tour they offer and the Elliott Museum which are both close by. Hutchinson Island is a great place for families to hang out together and relax in a quiet setting. You won't find many bars or to much 'happening' here other than swimming and enjoying the beaches. Just what we wanted! Please feel free to email me with any questions. I'd be glad to answer anything I can about our Hutchinson Island vacation.
Stay away from the oceanside building
Oceanfront building consists of 2 bedroom units which are so shabby, torn and worn as to be totally unacceptable. Being right on the beach is great, listening to the surf at night and watching the sunrise over the water, but it doesn't make up for the condition that the units are in. Torn sheets and blankets, a front door that let the wind just scream with a high pitched whistle when it blew, rust in the bathrooms, only one shower,furniture that should have been replaced a lot of years ago. There was absolutely nothing about this building that was in the least bit acceptable.
Great place!
This is a wonderful oceanfront place to stay. The condo's are very clean, and nicely decorated. The kitchen has everything, including a dishwasher, and the master bedroom is quite a nice size with a jacuzzi tub in the attached bathroom. The older building with balconies facing the ocean are the best. Ask for an end unit, if possible - it has a wrap-around balcony. It's a hit or miss, but you can get these 2-bdroom units for as low as $125 a night at times, and even at $150-200, it's a bargain. The Island Beach Resort located a mile or so away charges $153 for a 1 bdroom oceanfront unit, and their rooms are not nearly as nice. I recommend this highly. The only drawback is the lack of a restaurant or bar on the premises.
Quiet & Relaxing
We stayed at Vistana's Beach Club over spring break 04. The condo was well maintained and clean. It had a great view of the beach and ocean. The grounds were well maintained and very nice. The pool was small but cozy and not overcrowded. It had a very large sun deck just over the pool area. If you are looking for a nice place that is quiet and relaxing this is it. If you are looking for a spring break spot for kids, this is not what you are looking for. Hutchinson Island is mostly a retirement community and not a hot spring break spot. My kids complained that there was nothing for them to do.
Favourite place to unwind
We have stayed at the Beach Club every year for the past eight years.
Terrible Service
Booked over 1 year ahead, confirmed weeks before arrival that we would have an ocean-front beach view (as listed as an amenity), and confirmed again a few days before arrival.
Upon arrival, was told that our room was given to someone else and we were given a room on the 1st floor that had a view of bushes.
No explanations, no customer service ... beware !!!


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Originally published Friday, October 3, 2008 at 12:00 AM
Movie review
"Allah Made Me Funny": Stand-ups riff on being Muslim in America
"Allah Made Me Funny" is a blandly made documentary capturing the live tour of three stand-up comics (Azhar Usman, Mohammed Amer and Bryant "Preacher" Moss) who make jokes about what it's like to be Muslim in America.
"Allah Made Me Funny: Live in Concert," a documentary directed by Andrea Kalin. 83 minutes. Not rated; for mature audiences. Varsity.
The hard work of being a stand-up comic doesn't need any extra obstacles, but the three comedians featured in "Allah Made Me Funny" share one that they're happy to laugh about: being Muslim in America.
The documentary features extended stand-up performance segments from a live tour of the same name by Azhar Usman, Mohammed Amer and Bryant "Preacher" Moss. Their routines mostly follow a one-track course filled with riffs about stereotypes, misunderstanding and fearmongering over the Muslim faith in the world today.
All three have the fundamentals of personality, likability and showmanship. Usman and Amer, who are respectively of South Asian and Arab descent, spend a lot of time talking about family histories that slammed head-on into growing up American. Their jokes are warm and good-natured, but often stiff and delivered with a style that suggests they could use a little more time on the road to polish. Moss, who is African American, has a more assured presence as he banters about his conversion from Christianity to Islam.
The stand-up routines are blandly captured in front of a house that is clearly sympathetic to what the performers are talking about. There are frequent cutaways to enthusiastic audience guffaws and a sweetened laugh track that's obvious and excessive. The package is a friendly, if lackluster, affair cut together with segments following the comedians into their homes as they develop routines or goof around with family and friends.
Ted Fry,
Special to The Seattle Times
Copyright © 2008 The Seattle Times Company
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Diabetic Living's Best Winter Recipes
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Pumpkin Bread Pudding with Coconut Sauce
Bread pudding is a holiday tradition, and this pumpkin recipe is sure to be a new family favorite. This version brings together the flavors of pumpkin and toasted coconut for a dessert worth the splurge.
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Butternut Squash Quinoa Pilaf
Smooth butternut squash is the perfect winter vegetable for this easy side dish. Mixed with nutty quinoa and heart-healthy olive oil, this low-calorie recipe is also filled with vitamin A and potassium.
View the RecipeOur Best Traditional Pumpkin Pie
Who says people with diabetes can't have pie? Enjoy this flavorful pumpkin pie that is perfectly seasoned with vanilla, cinnamon, nutmeg, and ginger. The best part? It has only 30 grams of carb per serving.
View the RecipeBeef and Vegetable Biscuit Bake
Topped with buttery, golden brown biscuits, this comfort-food meal is the perfect end to a cold day. It's packed with carrots, Brussels sprouts, and mushrooms, providing 5 grams of fiber per serving.
View the RecipeFresh Fruit Yogurt Souffles
This winter, master the art of the souffle — it's easier than you think. This recipe from chef Art Smith, PWD type 2, is low-calorie and diabetes-friendly made with a sweet berry puree and toasted coconut.
View the RecipeGnocchi-Meatball Bake
You won't believe this meatball dish has only 217 calories per serving. Lean beef meatballs and potato-base gnocchi make for a healthy Italian meal that tastes like a restaurant splurge.
View the RecipeTwo-Bean Enchilada Casserole
Get a whopping 10 grams of fiber in one serving of this spicy Mexican casserole. Enjoy all your favorite Mexican ingredients: black beans, pinto beans, tomatoes, cheese, and even a dash of cinnamon!
View the RecipeCranberry-Citrus Meatballs
Put a seasonal twist on a slow cooker favorite by using cranberries to sweeten the pot. With only 8 grams of carb per serving, these meatballs make the perfect low-carb appetizer.
View the RecipeHot Chicken Salad Casserole
This low-carb casserole is the perfect stick-to-your-ribs meal. Enjoy the crunch of good-for-you almonds baked on top — plus, with only 250 calories per serving, you can enjoy it guilt-free.
View the RecipeRoasted Vegetable Oven-Baked Frittata
Chef Art Smith's gooey-cheesy breakfast frittata makes getting up early in the morning easy. Loaded with spinach, mushrooms, and peppers, it packs a healthy punch of vitamins and minerals.
View the RecipeCoconut- and Sweet Potato-Crusted Shrimp with Honey-Papaya Dipping Sauce
Having a holiday gathering or bringing a dish for a party? Wow partygoers with these coconut-crusted shrimp and sweet papaya dipping sauce.
View the RecipeGreek Tuna Casserole
Go Greek with this delicious and tangy tuna casserole. Artichokes, feta cheese, and black olives combine for a dish that has only a surprising 24 grams of carb per serving.
View the RecipePear, Ginger & Pecan Mini Muffins
This scrumptious holiday mini-muffin recipe is from Chef Art Smith. Ginger, pear, and pecans come together perfectly — plus you can eat two muffins for only 19 grams of carb.
View the RecipeApricot-Honey Mustard Sausage Bites
Serve this easy, low-carb appetizer at your next holiday gathering. Partygoers will love the sweet apple and apricot flavors paired with the subtly spicy mustard and sausage.
View the RecipeRoasted Red Pepper and Spinach Dip
Lighten up your cheese dip with our roasted red pepper and spinach version. You'll get all the cheesy goodness, plus vitamins A and C, and only 4 grams of fat per serving.
View the RecipeMango Batidas
Chef Art Smith's smooth fruity concoction is made with juicy mangoes, sweet vanilla soymilk, and agave nectar — plus, it has fewer than 60 calories and only 12 grams of carb per serving.
View the RecipeMango-Habanero Pulled Chicken Bites
You won't be able to eat just one of these toasted sweet-and-spicy chicken bites. Lucky for you, two bites equals one serving, with 113 calories and 19 grams of carb.
View the RecipeShrimp and Tomato Shooters
Put a creative twist on the traditional shrimp cocktail with our shooters version. This flavorful tomato mixture is perfectly seasoned with thyme, garlic, and leeks, then topped off with shrimp.
View the RecipeCorn- and Chorizo-Stuffed Poblanos with Green Chile-Cheese Sauce
Spice up the winter season with this red-hot pepper dish. With poblanos and green chile peppers, plus Monterey Jack cheese, your taste buds will love the fiesta of flavors.
View the RecipeShrimp & Tomato Oatmeal Risotto
Chef Art Smith shares his recipe for warm, creamy oatmeal risotto. Load up this dish with vitamin- and mineral-rich tomatoes, oats, shrimp, broccoli, and basil — and enjoy feeling like a gourmet chef.
View the RecipeNori-Wrapped Arctic Char with Pickled Beet and Carrot Salad
Try something new this winter, like this traditional Eskimo meal. Simply wrap the subtly flavored nori around arctic char or salmon filets for a grilled delight. Serve on a bed of tangy-sweet beet and carrot salad for a meal that's heart-healthy and low in carbs.
View the RecipeCaramelized Onion and Swiss Dip
What's a holiday party without a veggie tray? Serve dippers with this easy, low-sodium dip made with sweet caramelized onions, a medley of cheeses, and beef broth.
View the RecipeLightened-Up Traditional Corn Casserole
Casseroles can be loaded with fat, but this lightened-up holiday favorite has only 3 grams of fat per serving. Make this healthy casserole recipe for your next gathering.
View the RecipeTandoori Chicken and Rice
Enjoy a hearty and spicy meal with this Indian-inspired tandoori casserole. Carrots and red sweet peppers perfectly balance the classic Indian spices in this tomatoey rice and chicken dish your family will love.
View the RecipeGarlic Cashew Chicken Casserole
Who needs Chinese takeout when you can make a healthier casserole version? Rich hoisin sauce and ginger flavor vitamin-packed veggies such as bok choy and carrots. A cashew topper adds crunch and a dose of heart-healthy fats.
View the RecipeBlack-Eyed Pea Jambalaya
Cozy up with a bowl of Soul Food-inspired jambalaya. Spicy andouille sausage, green sweet peppers, and tomatoes pack in the flavor while brown rice, black-eyed peas, and shrimp provide the perfect textures.
View the RecipeSpicy Vegetable Bake
Add a little kick to your veggies with jalapeno peppers. This low-carb, cheesy side dish features carrots, broccoli, and cauliflower with a whole wheat panko topper.
View the RecipeDate- and Balsamic-Glazed Brussels Sprouts
Brussels sprouts are packed with fiber and good-for-you vitamin A and potassium. This dish gets a sweet twist from a balsamic glaze and luscious dates.
View the RecipeTomato and Pepper Sweet Potatoes
Sweet potatoes are perfect winter vegetables. This sweet-and-savory side dish has only 80 calories and takes less than 20 minutes to whip up.
View the RecipeStuffed Pumpkin Cookie Crescents
Our cookie crescents are a twist on traditional tarts. You'll love the warm goodness of the pumpkin filling wrapped in the buttery pastry (made with low-fat Greek yogurt!). Plus, you won't feel guilty about enjoying these sweet treats at just 14 grams of carb and 103 calories per cookie.
View the RecipeWhole Wheat Cranberry Dinner Rolls
A festive side dish flavored with thyme and ginger, these low-carb rolls are perfect for the holiday season. Made with whole wheat flour, each roll provides 2 grams of fiber and 5 grams of protein.
View the RecipeBraised Beef Over Butternut Squash Polenta
Take advantage of vegetables like parsnips and squash that are inexpensive during the winter season. This dish combines parsnips, carrots, butternut squash, rutabaga, and turnips, which complement braised beef for a hearty pot roast that has 31 grams of carb per serving.
View the RecipeRed Velvet Pumpkin Bars
Red velvet and pumpkin are seasonal favorites — make dessert twice as nice by combining both into one ultimate recipe. These red velvet cakes are subtly sweetened with pumpkin and provide a smooth, tender taste with every decadent bite.
View the RecipeClementine-Arugula Salad with Lime-Poppy Seed Dressing
Clementines are ripe for the picking during the winter months. Use them up in this citrusy-sweet salad topped with a tangy lime dressing, walnuts, and pomegranate seeds.
View the RecipeFrozen Pumpkin Slices
This frozen pumpkin dessert is a fun twist on pumpkin bread. The spongy treats are low in calories and have only 19 grams of carb per serving.
View the Recipe


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News Flash to Favre and Vikings: Game Over, We Won!
By Jayme Snowden on Nov 22, 2010 with 7 Comments
I have this great chocolate cake recipe that tastes amazing straight out of the oven. But let it sit overnight, it becomes heavenly. That is what this Packers game was. As the final seconds ticked away, I was giddy like a school girl. Unable to control my laughter, I honestly did worry that, like my mother always said, if I kept making a goofy smiley face, it would get stuck that way.
Eventually, though I composed myself, started a load of laundry and headed over to SB's (boyfriend extraordinaire) parent's house where the entire family – including out of state relatives – were gathered together. Surrounded by non-Packer lovers, I contained my childish joy and settled into the real life conversations of new jobs and potty training.
But as I laid down to sleep last night, my last words were not good night. "We killed Brett Favre." Giggle. Giggle. "Yeah you did."
But for some reason it feels even better today. Even though the world seems more willing to talk about the Mannings and their mistakes, or the utter chaos in Minnesota and Cincinnati, this Packers victory is aging like a fine wine. This joy is simply beyond words. We won. This is it. A war which it feels like we have been in for years is now complete. Does it even matter if Favre plays again? I don't care! He can retire and unretired and play for any team he wants, because WE won. (And I'm going with the universal "we" here and everyone else should too!) It wasn't just the game. It wasn't just beating Brett. It was the imploding in the locker room, the downtrodden post game presser, and – the ultimate gift – the firing of Brad Childress. We were right. You (I'm not sure who "you" is) were wrong.
So as I walk through today in a haze of ecstasy, I am purely focused on the highlights of yesterday's game.
- Nance did more than just go in motion.
- Tramon played straight sexy.
- Props to Rodgers for overcoming slow start and pulling the offense together.
- Hello defensive wall!
- We only yelled Kuuuuuuuhn on special teams.
- AJ Hawk made a tackle behind the line of scrimmage
- Favre on the Ground
So, my fellow Packer Backers, let us rejoice in this feeling of perfect bliss. We have exactly two days to relish in it. Then it's on to the Falcons.
Filed Under: Featured • Jayme Joers
Comments (7)
Jayme, I could've written this same article (minus the boyfriend extraordinaire part) because I too was on cloud 9 last night. My girlfriend was downright annoyed by my happiness last night and went to bed early because I wouldn't stop talking about it. Awesome win and Packer Nation can now sleep easy at night knowing we put the Vikings and Brad Childress out of their misery.
I think you could describe Pack66 and Toad from Minnesota as the "You" in the "You were wrong."
I always use the "we" but it definitely applies today. You could tell the team knows it too – CM3 asking on Twitter right after the game if this one didn't mean just a little more? Damn rights it did. And thank you very much, fellas.
Yeah, I haven't got crap done today. Too busy reading every packer blog, twitter feed, and news article about this game, Favre, Childress, etc… Satisfying on so many levels and I can't get enough of it.
The last 20 games including playoffs:
Packers: 14-6
Vikings: 9-11 -
Hell yes! To not only win, but to humiliate them. No excuses. No lucky bounces. No blaming the referees. Complete and utter…beatdown! The final nail in the Vikings coffin. The final nail in Chilly's coffin, and best of all the final nail in Brett Favre's coffin.
Many Vikings fans revelled in our pain last year having to watch Brett Favre play and succeed in a Vikings uniform.
Well now it's our turn. Now you got to experience the "other" Brett Favre. So glad he came back this year so our friends to the West could have the FULL Brett Favre experience. And I'm especially happy for the Favre fans who jumped off the Packers' bandwagon when he left. Don't try to get back on. It's full.
It's not just Favre vs. Packers.
It's Good vs. Evil. It's the Light side vs. the Dark side.The Light side are us. We are the good guys, we build through the draft, we believe on our own, we go through hard work and principles.
The Dark side are them. It's the Vikings organization and everything it represents. Buying FAs, selling their sould to Favre, any means necessary to win a championship.
Guess what? You can't buy a championship, not in football. You can't skip offseason, the hard work, training camp, and suceed. You have to do it the right way.
The good guys won Sunday. It was a victory for everything that the Green Bay Packers represent.


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Birla Sun Life Insurance (BSLI) Term Plan
Birla Sun Life Term Plan is a pure term insurance policy which offers high coverage at low and attractive premiums. This policy is not necessarily for high coverage but quite affordable even at lower coverage.
Key Features of BSLI Term Plan
Benefits you get from BSLI Term Plan
Death Benefit – In case of death of the policy holder, the nominee gets the sum assured under the plan
Maturity Benefit – Being a pure term plan, there are no maturity benefits under this plan.
Income Tax Benefit - Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the taxable income each year under section 80C
Eligibility conditions and other restrictions in BSLI Term Plan
Sum Assured (in Rs.)
2,50,000 for single premium and 2,00,000 for regular
No limit
Policy Term (in years)
Premium Payment Term (in years)
Equal to policy term
Entry Age of Policyholder (in years)
Age at Maturity
Not Specified
Single premium
Payment modes
Single, Annual, Semi-Annual, Quarterly and Monthly
Sample illustration of premium amount in BSLI Term Plan
The below illustration is for a healthy Male (non-tobacco user) opting for a Sum Assured = Rs. 50 lakhs and Policy Term = 25 years
Additional Features and Benefits of BSLI Term Plan
Riders – There are 3 riders available in this policy
· Accidental Death and Dismemberment rider
· Critical Illness rider
· Waiver of Premium rider
What happens if?
You stop paying the premium - If the policy holder stops paying the premium, then all benefits of the policy will stop after the grace period ends.
You want to surrender the policy – There are no surrender benefits under this term plan.
You want a loan against your policy – Loan facility is not available under this policy.
Alternate term plans from different insurance companies
IDBI Federal Termsurance - Level Cover
Met Suraksha Plus
Tata AIG Raksha Plan
Other term insurance plans from Birla Sun Life Insurance
BSLI Premium Return Term Plan
BSLI Protector Plan
BSLI Protector Plus Plan
Leave a Comment
Very easy explanation thanks
By Gajendra Verma on Aug 30, 2013 Reply
Sir,I have taken three policy in my name as no.-005881411,005846269 & 005921406 of birla sun life insurance.Due to my personel problem I want to cancelled policy no-005921406 which policy issue date is 29/01/2013.So, kindly please advice for the same as early as possible at your end.name of policy owner -chandra shekhar sharmaB.G.R TOWNSHIP QTR. 174/A.(I.O.C.L.)P.O.-DHALIGAONDIST-CHIRANG.(ASSAM)PIN CODE -783385.
By C.S.Sharma on Mar 01, 2013 Reply
sir i have a policy on ur company birla sun life. my policy in begining ur company say,u have to pay only 3year ,then i regulary pay for 3year .after 3 year now ur company say,to give more premium for this policy.now i am not abal to pay .so i want to back my money .plz help me sir...................................
By @Nup on Feb 20, 2013 Reply
>It is very expensive as compared to other peer companies term insurance products.
By Jitendra Das on Feb 27, 2012 Reply
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Managing During Mergers and Acquisitions (Part 1 of 2)
- What should I do first when my company is acquired?
- How do I prepare my team for acquisition?
- How do I make the most of an acquisition for my career?
Whether you're at a small or big company, the competitiveness of the commercial world and the demands for growth make your firm either prey or predator. If a company can't grow organically - by growing sales of its own products - often leadership looks to be acquired or acquire another firm. But what does that mean for a manager? What is our role in helping two organizations come together? How do you navigate the stressful, water-cooler-talk-filled, flurry-of-emails world of a merger or an acquisition? In this series of casts, we lay it out for you.
[Play in Popup]
How to Resign (Part 3 of 3)
- How do I resign?
- Do I need to resign in writing?
- Who do I tell about my resignation?
Today's show is the third and final part of our series on resigning. If you have to resign, distinguish yourself my resigning professionally. With the completion of this series, you now know how!
How to Resign (Part 2 of 3)
- How do I resign?
- Do I need to resign in writing?
- Who do I tell about my resignation?
Today, we follow-up with part 2 of our 3-part series on Resigning. Usually not a lot of fun contemplating, and certainly no more fun executing. However, IF you have to do it, there IS a professional way to resign. You CAN leave your job and feel good about HOW you did it, AND leave a great impression on the way out. Now, how often does that happen in your workplace today?
How to Resign (Part 1 of 3)
- How do I resign?
- Do I need to resign in writing?
- Who do I tell about my resignation?
Today's show is an interesting one ... At least once in your career, and perhaps as many as five times, you're going to have to resign from a position. And this is another one of those tasks or responsibilities that no one talks about, no one knows how to do, and therefore many do it poorly.
It's not hard to do well, and in this series of casts, we make it a simple step by step process. If you're thinking that you already know how, consider that we recommend you need SIX WEEKS to do it well.
Basics of Mentoring - Part 2 of 2
- How do I find a mentor?
- What should the relationship with my mentor be like?
- What should I talk about with my mentor?
Today we cover the second in our 2-part series on mentoring.
Basics of Mentoring - Part 1 of 2
- How do I find a mentor?
- What should the relationship with my mentor be like?
- What should I talk about with my mentor?
Every week, we get questions about people's resumes on the discussion boards. Our resume casts are some of the most wanted of all our work. It's pretty obvious that more and more folks are tuned into their own careers, and how to manage them. That's a good thing, as we've said before, because no one else is managing it for you. And, because so few people manage their careers at all, it only takes a little to get a competitive advantage.
In this guidance it's just the basics. After we talk some big picture stuff, we'll give you some basic guidelines.
Effective Executive/Efficient Assistant (Part 3 of 3)
- How do I use my assistant?
- What tasks should I give my assistant?
- How do I manage the relationship with my assistant?
This week, we finish (finally!) our series on working effectively with administrative assistants.
Effective Executive/Efficient Assistant (Part 2 of 3)
- What do I do with an administrative assistant?
- What kind of tasks can I give my admin?
- How do I manage my admin?
This week, we continue our series on working effectively with administrative assistants. Given that this is part 2 of 3 parts, we've obviously had a lot to discuss on the subject.
Effective Executive/Efficient Assistant (Part 1)
- What do I do with an administrative assistant?
- What kind of tasks can I give my admin?
- How do I manage my admin?
One of the lost arts of the corporate world in the past 20 years is how to work with an administrative assistant. While we won't argue that a great deal of the "leaning out" of corporations has been a good thing, working with admins effectively is one of the painful legacies of the cutbacks.
Of the executives who are assigned admins, our experience is that very few know how to use them well. There are many ways that the fantastic opportunity an admin offers are squandered. But in virtually all cases, the fundamental failure of managers who execute this responsibility is that they fail to delegate enough to the admin.
Building a Network
If you're a manager, don't think for a moment that someone else is managing your career. Those days are long gone. YOU are managing your career. What you do - not only in job skills, but also in what we call "Transition Skills" - will be the primary determinant of your career success. You're not going to have the richest, most rewarding series of roles and opportunities by allowing someone in HR to know enough about you to get you where you need to be. And succession planning won't save you either.
And one of the most important of the Transition Skills is Building And Maintaining Your Network. Most people are terrible at it. We know this because they have no network.
Now, notice that we did NOT say that the skill was "networking". That term conjures up schmoozing, and cocktail parties, and too many people don't like it. So, we're not suggesting you do that.
We're suggesting you Build and Maintain Your Network. It only takes THREE SIMPLE SKILLS, and we'll walk through them.
Oh, yeah ... and there's a blooper in the show. Did you catch it?


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Sep 29, 2012, 06:52 PM | ||
Joined Sep 2012
2 Posts
Not sure if I'm replying in the right place here but here goes. My father placed an order with them on 10th Sept. Had an email back about hols. Expected to receive it this week but nope. Telephone number out of order. Fortunately, he chose to pay upon delivery, so no money has changed hands. Regarding your £40, did you pay by credit card? If so, there is such a thing as "chargeback" whereby they (the credit card company) credits the amount back to your card, but I think you may have to wait about 30 days. Hope this helps. It has worked for me in the past.
Regards Quote:
Oct 01, 2012, 09:14 AM | ||
Joined Sep 2012
2 Posts
My father has had an email from shop4glue, saying that they were delayed coming back from their holiday in Bulgaria, and also confirms that there has been a problem with their 'phone line. I've just tried it, it's "still out of order". It's just a waiting game.
Oct 06, 2012, 06:38 AM | |
Joined Oct 2012
2 Posts
Sorry about the problems but we did have a message at the top of every page of the site about being closed from early September until the 24th , as well as this we put it in emails from the shop so if an order was placed it was in the email.
There were additional delays in Bulgaria waiting for the mayor to get papers to us ( happens every time in Bulgaria paperwork causes delays!) so we got back on the 28th ( after a few delays driving back due to wild fires ), and started answering emails and sending orders out. We didnt expect so many orders with being closed, so it took a bit longer to make extra stock, all orders are now dispatched , theres about 2 days delay at present on some items that will be sorted by Monday as we are working all weekend on manufacturing batches of some items we are running low on. We were not actually closed for a holiday, we were finishing the final bits of the new Starloc / FiveStar adhesives factory in Bulgaria , Now operating full time and should start supplying StarLoc`s bulk trade orders from late this month and remove permanantly some of the delays to orders that have happened at busy times in the past, we had to do this in June and September as the paperwork was ready then ( and probably need to close again around 10th December till 8th January to take a couple more filling machines over from the UK to StaraZagora but im not sure on the dates yet) All the retail sale glues are still manufactured in and posted from the UK ( for those who dont want Bulgarian glue!) . When i knew I would be delayed we tried to divert the phone from Bulgaria to the UK mobile in Bulgaria.....after eventualy managing to log on the the system , it all went wrong when it picked up a Bulgarian IP address and they locked it as they thought being English I was a Bulgarian hacking the phone line , it needed a passport copy sending off to turn it back on, something i couldnt do till back in the UK. Sorry again about delays but it was advertised on every page of the site, and in the order confirmation email. |
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Memphis National Cemetery
Memphis National Cemetery
Location | 3568 Townes Ave Memphis, Tennessee |
Governing body | U.S. Department of Veterans Affairs |
MPS | Civil War Era National Cemeteries MPS |
NRHP Reference # | 96001233 |
Added to NRHP | October 10, 1996 |
Memphis National Cemetery is a United States National Cemetery located in the Nutbush neighborhood of the City of Memphis, in Shelby County, Tennessee. It encompasses 44.2 acres (17.9 ha), and as of the end of 2007, had 42,184 interments.[1]
Several Civil War battlefield cemeteries were transferred to the Memphis National Cemetery after the war.
Civil War[edit]
Memphis National Cemetery was originally established as Mississippi River National Cemetery when the Union Army forces took control of Memphis during the American Civil War. The cemetery served to inter veterans who died while in the many military hospitals in the delta region of the Mississippi River. After the war, several battlefield cemeteries were transferred to Memphis National Cemetery.[1]
In 1867, about 250 bodies of both Confederate and Union soldiers, some of whom were casualties of the Battle of Fort Pillow in Lauderdale County, were moved from a battlefield cemetery south of Fort Pillow to Memphis National Cemetery to be re-interred in a designated field.[2]
Steamboat Sultana disaster[edit]
On the night of April 26, 1865, the steamboat Sultana, overloaded with Union soldiers who had recently been liberated from Confederate POW camps, exploded due to a boiler rupture on the Mississippi River several miles north of Memphis. Many of the dead from that accident are buried in Memphis National Cemetery.
Notable monuments[edit]
- The Illinois Monument, a granite and bronze sarcophagus by sculptor Leon Hermant, dedicated in 1929.[1]
- The Minnesota Monument, a granite monument erected in 1916.[1]
Notable interments[edit]
- Private James H. Robinson, Medal of Honor recipient for action during the Civil War, interred in Section H, Grave 4131.[1]
See also[edit]
- ^ a b c d e "Memphis National Cemetery". Department of Veterans Affairs. Retrieved 2008-09-21.
- ^ Cimprich, John (2005). Fort Pillow, a Civil War Massacre, and Public Memory. Baton Rouge, LA: LSU Press. p. 193. ISBN 0-8071-3110-5.
External links[edit]
Wikimedia Commons has media related to Memphis National Cemetery. |
Coordinates: 35°10′24″N 89°56′15″W / 35.173422°N 89.937386°W


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About Us
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In the 1960s, George James and Freeman Hawk were college roomies. George, the traditionalist, and Freeman,the adventurer, made a sort of intellectual odd couple, and it didn't take long for Freeman to convince George there were new and exciting ways to look at the world. Now, in 2004, George is a recently widowed single parent; he and his teenage son, Jake, have an uneasy relationship, and Jake's own personal life is beginning to spiral out of control. Unexpectedly, Freeman appears out of nowhere—well, out of Canada, where he's been living for the past three decades. He has a serious problem (a couple of them, actually), and, in trying to get to the bottom of the story, George must confront his own troubled past. This complex, character-driven novel challenges readers to assemble in their own minds the chronology of George's life; the author moves from present-day events to past memories fluidly, assembling the bigger picture a piece at a time. The writing is precise and economical; not a scene is wasted. Another fine novel from a consistently interesting writer.
George James and Freeman Hawk were unlikely friends. George was part of soft-spoken, old-money Richmond; Freeman came from a hardscrabble country family mired in poverty and marked by violence.
Fate threw them together long ago as freshman roommates at New Hope College. It was the late '60s, and George was the standard-bearer for a society living on borrowed time while Freeman was leading the charge into what came next. Before they left New Hope, though, Freeman would convert George, convince him that there was a better world to be made, persuade him—temporarily—to forsake the seamless life that already was mapped out for him as the Ham Prince of Richmond. Canada. The option to war- bloodied America, beckoned. The moment of truth came in a small town on the Vermont border, where George James lost his faith in Freeman Hawk—or perhaps in himself—and hesitated.
Fast-forward to the early twenty-first century, in a world whose axis has been tilted by 9/11. George and his son Jake, are existing in a shaky approximation of normalcy, nursing the wounds of their own, personal loss as George negotiates the sale of the family business and Jake, plunged into despair and rage by his mother's death, is consigned to a private school for "troubled" teens.
Things get dicier when Freeman Hawk reappears. Nothing about him is as it seems, not even his name. Freeman is on the run, but from what?
In Howard Owen's ninth novel, old scabs are torn off and new wounds inflicted. In the end there will be a reckoning for all of them, and sixteen-yearold Jake James will find himself at a border as daunting as the one from which his father turned back so long ago.
HOWARD OWEN is a novelist and journalist living in Fredericksburg, Virginia, where he and his wife, Karen, are editors for The Free Lance-Star. His earlier novels include Littlejohn, The Measured Man, and Rock of Ages.
Price: $28.00
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Cries of the Lost by Chris Knopf has been chosen by Library Journal as one of the 5 best mysteries of 2013!!
Oregon Hill by Howard Owen has won the 2012 HAMMETT PRIZE!
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Game Questions & Answers (Q&A) service lets you ask questions about video games for game consoles or PC games. So ask your Ravensword: Shadowlands question for iPhone - iPod and get answers from real gamers or answer questions and share your insights and experience with the rest of the gaming community. Note: This apple iPhone game app may also be compatible with the game app for apple iPad.
- Developer: Crescent Moon Games
- Publisher: Crescent Moon Games
- Genre: Role-Playing Action RPG
- Release Date: Dec 20, 2012
- ESRB: Not Set
Question & Answers
Heronmar tunnels and grim pass chest.
Ok, so first in the heronmar tunnels after you go to the end, there is a locked gate with a chest in the back. It says locked impossible. You need a key. Where do I get this key? I know that near the beginning two guards drop prison keys, but those won't open the gate. Secondly how do I get to the chest in Grimm pass, I have tried to go up the side of the cliff by the tree, but it won't let me. It keeps me from going any higher to get through the crack. Thanks
Answer from: Elephant1106
You use a lock pick which can be bought in the general goods store in south aven
Answer from: Venom09000
No, up the gate says impossible, you need a key. So I can't pick the lock.
Answer from: shaider200_79
If u have the key frm d guards just w8 till its open, place urself infront of d gate.
Unanswered Questions
Posted on: 02-07-2014
From: Guest 2
Posted on: 01-02-2014
From: Rpg dude
Posted on: 12-27-2013
From: thefallen
Posted on: 09-27-2013
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Strawberry Cream Cake (by niftyfoodie)
ゴンチャロフ アニマルショコラ (by Yoshikawa Hiroyuki)
I'm always tempted to greet all my relatives with a 'Hey B*tch'
(Source: see-what-eye-see)
Dad said if this gets 600,000 notes I can get a American Eskimo Puppy like this one
I always wanted a dog. Please he doesn't think its possible even though the chicken thing happened He has money saved and is more than willing if it happens.
bitch were getting you a puppy ok
Always happy to help ^^
Yes, yes, yes!
Hair na We Heart It http://weheartit.com/entry/50859781/via/diana_mestre
(Source: weloveikemen)
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DJ/On-Air Staff
On The Edge
Host Eric Martin and co-hosts Michael Hichborn, Katie Walker and Michael Barnett will educate, motivate, mobilize and often entertain you for 60 minutes in On The Edge. On the Edge is a fast-paced, roundtable discussion among a new generation of pro-life experts who work daily in the trenches of the movement. They focus on current events, news, politics and dozens of American Life League programs. Each show features a rapid-fire rant from ALL Report host Michael Hichborn called "On the Soapbox," as well as explanations in plain English and commentary on complex issues, at a time when Americans are facing the civil rights movement's last battle: the campaign to recognize the personhood of the preborn. On the Edge is brought to you by American Life League's generous donors, without whom this show would not be possible. We thank you from the bottom of our hearts and encourage YOU to contribute to the show's exciting content! E-mail us at email@example.com with your suggestions, videos or news clippings. Learn more about American Life League's lifesaving work at www.all.org.


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Hey it's list time again. This round up consists of the top televised series that fall into the horror /sci genres. Series like the variety of Star Trek, Stargate and Battlestar Galactica off shoots were not included as to be [...]
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Featured Horror List
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Extreme Cinema Featured Movie
Film Review: AfterMath: Genesis (1994) (1998)
Two morgue workers get their kicks by performing unspeakable acts on corpses in the disturbing horror tale Aftermath, one of two spine-tingling films from Spanish director Nacho Cerda starring Pep Tosar. The second feature, Genesis, centers on a sculptor who's [...]
Book Review: Dead Hunger 6: The Gathering Storm - Author Eric A. Shelman
March 6th, 2014
Reviewed by: Dave Gammon
Category: Book Reviews
Book Review: Food For Thought - Author Jessica McHugh
February 23rd, 2014
Reviewed by: seanofthedead
Category: Book Reviews
Book Review: The Drunken Exorcist - Author K Trap Jones
February 23rd, 2014
Reviewed by: Anton Cancre
Category: Book Reviews
Interview: Bill Oberst Jr. (Coyote - Children of Sorrow - Circus of the Dead)
March 6th, 2014
Interviewed by: Doc Rotten
Interview: Lord Zion - Codirector / Writer (Meet the Cadavers)
March 5th, 2014
Interviewed by: Andrew Hawnt


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Year: | Jr. |
Hometown: | Moreno Valley, Calif. |
High School: | Canyon Springs HS |
Position: | Jumps |
Experience: | RS |
AS A SOPHMORE: Competed in six outdoor men's track and field events for the Titans during the 2013 track and field season…in five men's long jump events, Walls placed in the top-10 three times...he had the second best jump for the Titans (23-00.75) at the OXY Invitational on May 4…the third best jump for the Titans at the Big West Championships on May 10-11, with a jump of 22-10.50, placing in seventh.
Malek graduated from Canyon Springs High School (2010) in Moreno Valley... competed in the long jump, triple jump, high jump, 400 meters and 4x100 and 4x400 meter relays... also played varsity basketball... participated in AVID (Advance Via Individual Determination), Business Academy and Link Crew at Canyon Springs.
Born in Lynwood, Calif....parents are Andre and Melita...has three sisters: Birttney, Kashmiers, and Kyra...is currently majoring in advertising and minoring in business administration...his ultimate career goal is to become the best account excutive in the west region...in his free time he enjoys bowling, dancing, watching movies, telling jokes, and going to church
Athlete: LeBron James, Jesse Owens, Will Claye
Actor: Will Smith


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Weird News: iPhone 5 missing again, IBM makes lunch Like Tweet0 0 Updated 14:42 13 Sep 2011 by Adam Bunker A look at the more eccentric side of tech's last seven days...HP Touchpad refuses to go quietly Despite HP canning the TouchPad a few weeks ago, the tablet refuses to disappear into the night. An £86 price tag has seen whatever stock there is fly off the shelves in such a way as to make HP decide to knock out another 200,000 units. Fancy some dirt cheap tablet action? You'd best move to the States. The XXX domain battle begins After a lengthy wait, the doors to the .XXX domains have opened, causing a race for the big name companies to try and secure them before anything porn related opens up and tarnishes their good name. Otherwise hapless customers might stumble upon www.sony.xxx and find less laptops and more… well… we'll leave the puns to you. Nike Air Mags make us happy It's happened. After years of hoping and dreaming, Nike has finally poured some time into making the one pair of shoes that everyone's always wanted: the Air Mags from Back to the Future. The iconic self-tightening shoes are only a limited run at the mo, but if you're lucky you'll able to pick up a pair as Nike auctions them off on eBay. Still no hoverboards, though. Sort it out. The body antenna A new system of tech clothing looks set to end soldiers' signal woes when out in the field. By stitching a network of antennas into the fabric, the communication kit in the helmet can guarantee crystal clear reception from pretty much anywhere. If everyone had garb made out of this stuff, Apple's iPhone 4 antennagate probably wouldn't have been such big news. The processor sandwich According to the Daily Mail, IBM's future lies in sandwiches. Or at least that's how its tried to explain the next generation of processors to its readers. The plan is to employ new technology that'll allow processors to be built up in layers, which will result in taller chips capable of shifting digital info 1000 quickerer and betterer than the current crop. Yahoo just called, to say, you're fired Yahoo CEO Carol Bartz was given the sack this week after failing to turn the company's fortunes around. Big ask. Nonetheless, the real hit of this juicy news fruit was that she wasn't even given the decency of a proper dismissal. It did it over the phone. According to Bartz herself: 'These people f***ed me over.' Invisibility tech becomes a reality More military tech, coming this time in the form of Die Another Day-style invisible tanks. New technology swathed over the side of the behemoths can make them appear, in the eyes of heat-seeking cameras, to either take on the form of civilian vehicles or simply disappear altogether. All well and good, but it's somewhat less convincing when you're stood right in front of the thing. And Finally… Apple wants its iPhone 5 back For the second year running, an iPhone prototype has gone missing in a bar. Apple's not happy with whoever's taken it. They want it back. They want it back right now… Like Tweet0 0 Comments Sorry, comments aren't working right now. We're working to fix the problem right now and will have it working as soon as possible Comments Be the first to comment… Post to Facebook Post to Twitter Post as … You are logged in as . Not you? Sign out. Join or Login to Post
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Enter the world dedicated to the Ferrari car services.
Ferrari Classiche was established specifically to provide restoration services and Certificates of Authenticity to owners of classic Ferraris.
Here you find the contacts of Ferrari dealers all over the world. Choose the one you prefer.
Created by Ferrari to offer its clients a range of personalised, flexible financial and insurance packages to facilitate the purchasing and owning of all kinds of Ferraris.
Discover the Ferrari proposals for your spare time: specialist driving course and race weekends on the track with the team
Search for Ferrari Approved pre-owned cars
Enter the official Ferrari online store
Original spare parts and accessories
Follow Ferrari Challenge Championships
Ferrari S.p.A. - registered address via Emilia Est 1163, Modena (Italy) - share capital Euro 20.260.000 - VAT no. 00159560366 Enrolled in the register of companies of Modena under no. 00159560366 - Copyright 2014 - All rights reserved


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- Breaking new grounds focuses on FAO and ECHO's efforts to link relief, rehabilitation and development in Uganda's northern region that was affected by war for 20 years. The video highlights ...leer más
- Support still needed for livelihoods at risk
Successive above-average rainfall seasons in pastoral and agropastoral areas of Kenya have led to improvements in crop and livestock production. Meanwhile, the continued implementation ...leer más
- As the previous ones, the present edition features the most recent developments and trends in the field of agriculture. One of the key themes of this bulletin is food safety, ...leer más
- After a decade of economic decline, marked by hyperinflation, high unemployment rates and steep drops in agricultural production, Zimbabwe's economy is beginning to bounce back.
And with that, support for the ...leer más
- Zimbabwe's economy is beginning to rebound after more than ten years of decline. With that, availability of and access to food is improving. Given that more than two-thirds of Zimbabweans ...leer más
- The Winter 2011 edition of our Agriculture Sector Bulletin, summarizing some of last year's main agricultural developments in Georgia. This edition brings together news and major achievements in the agriculture ...leer más
- As in previous bulletins, the current edition of the Georgia Agriculture Sector Bulletin features the most recent developments and trends within the field of agriculture, including developments by state and private ...leer más
- On 12 January 2010, the Republic of Haiti was rocked by its strongest earthquake in 200 years. The earthquake, measuring 7.0 on the Richter scale, hit Ouest Province – including ...leer más
- As part of its Strategic Framework 2010-2019, FAO is working toward improving linkages and transitions between emergency, rehabilitation, and development in its programme planning. The PoA is one strategic tool ...leer más
- The risk of natural hazard varies from moderate to high across Myanmar and is characterized essentially by small- and medium-scale but frequent events. Cyclone Nargis (2 and 3 May 2008) ...leer más


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Jason Derulo "It Girl" Now until 3 p.m. Pacific time on Aug. 26, you can check out Jason Derulo's latest video in 3D. His new album, Future History, releases on Sept. 27 and features the smash hit "Don't Wanna Go Home." (For Nintendo 3DS)
3D Classics: Urban Champion The first fighting game released for the Nintendo Entertainment System is back for another round. Use a combination of punches to knock your opponent backward into an open manhole before time expires. (For Nintendo 3DS)
Flight Control Take on the role of an air traffic controller at an increasingly busy airport. As more and more planes begin to arrive, you'll need nerves of steel and smart strategy to keep the chaos under control. (For Wii)
Zoonies - Escape from Makatu Only you can help Leo the tiny lion find his way back to his friends and family. Clear a path for Leo as he tries to escape the evil shaman Makatu and the treacherous jungle. (For Nintendo 3DS / Nintendo DSi)
Also New This Week
Build-a-lot (Nintendo eShop / Nintendo DSiWare) Blockado - Puzzle Island (Nintendo eShop / Nintendo DSiWare) UYUYUI! (Nintendo Video) Available 3 p.m. PT on Aug. 20 Duel (Nintendo Video) Available 3 p.m. PT on Aug. 18
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Extract oil from Banana Chips Posted by asrvideo on Mar. 08, 2007 1,753 0 1 Previous video | Next video iframes not supported
grumpyumpy13 5pts Have you given any thought...: ...to the fact that it just might be the sugary glaze liquifying, rather than oil.
ryguy33 5pts who the hell actually eats this crap anyways: why do they even have banana chips in their house. this is fake
calixa User 5pts this is a new low for the internet. congrats.: get a life, WATCH videos on break, dont submit em!


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Goats News
The Celebrity Goat Milking Contest
July 16, 2013After several years on hiatus, the Celebrity Goat Milking Contest was brought back last year for the 100 Years of 4-H Celebration and was a huge hit!
Bucks County 4-H Animal Science Awards
March 31, 2013At the Penn State Extension Annual Meeting in Dublin, Mid-Atlantic Farm Credit sponsored and presented awards to Bucks County 4-H youth members who have achieved excellence in Animal Science project areas.
Vaccination Protocol for a Goat Herd
June 18, 2012Recent surveys conducted by researchers at Alabama A&M University indicated that 80 percent of Alabama and Tennessee goat producers reported that they do not vaccinate their herds. However, vaccination is a precaution that goat producers should adopt to prevent infectious diseases.


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Master's of Fine Arts in Fiction and Poetry
- About the Program
- Visiting Writers
- Application Information (Application Deadline is January 15, 2014)
- Mailing Instructions
About the Program
The Writing Seminars offers a Master of Fine Arts (M.F.A.) in fiction and poetry. M.F.A candidates are chosen on the basis of a manuscript evaluation, college transcripts, GRE scores, and letters of recommendation that testify to an ability and willingness to undertake serious study in the literary arts. Since all students will receive financial aid in the form of full tuition and a teaching assistantship, applicants should be able to demonstrate aptitude for college teaching.
Students admitted to the M.F.A. program enroll in two years of course work, and produce a substantial manuscript either in the form of a novel, novel excerpt, or collection of fiction; or a collection of poetry. The program requires two full years of residency in Baltimore. Students enroll each semester in two courses: a writing workshop in poetry or fiction and a second course in craft or literature taught within the department. Poets will study with James Arthur, John T. Irwin, Mary Jo Salter and David Yezzi. Fiction-writers will take courses with Alice McDermott, Jean McGarry, Eric Puchner, Brad Leithauser and Matthew Klam.
Students will be assigned a Director of Thesis at the beginning of study, a faculty member in the student's genre who serves as his or her advisor for the two years. Before the beginning of the second year, a Reader will be assigned to the student—a faculty member from a second genre—who serves as a voting member of the student's thesis committee.
At the end of the first year, students will present a first-year portfolio, approximately half the length of the projected thesis, for faculty review. This conversation with faculty will give the student feedback on the portfolio and an evaluation of performance as a student and a teacher. Successful completion of the first year is of course assumed, but it is a requirement for continuation in the second year.
Students applying to the M.F.A. program should have a reading knowledge of a foreign language at the second-year college level. Having a second language allows a writer the syntactic flexibility to experiment with the first language and permits development of a literary voice through a deeper understanding of language function. Students may show foreign language proficiency in the first semester by passing a placement exam or a translation test. Those who do not pass in the first semester have the option of enrolling in a full year of college-level foreign language study, to be passed no later than the end of the first semester of the second year. Failure to pass the language requirement by the spring of the second year may delay graduation.
The M.F.A. degree in The Writing Seminars is designed for students committed to the study and practice of literary writing at the highest level of accomplishment. Approximately four poets and four fiction-writers are admitted annually. They will maintain continuous enrollment in workshops, forms courses, and electives in literature studies. Our program emphasizes genre-informed discussions, faculty conferences, independent readings of various texts, and interactions with visiting writers. Work culminating in a thesis, guided by faculty, offers immersion in the practice of writing that is intended to establish habits and skills necessary to lead the life of a writer.
Visiting Writers
In its 60 year history, The Writing Seminars has hosted visiting writers from around the world in the belief that engaging craftspersons who read from their work and discuss their art with students is a primary form in instruction. T.S. Eliot, Dylan Thomas, J.M. Coetze, Edna O'Brien, Julian Barnes, Douglas Dunn, Paul Muldoon, William Gass, Robert Stone, C.K. Williams, Carol Frost, Stephen Dunn, Robert Coover, ZZ Packer, Max Apple, W.S. Merwin, Richard Ford, James Salter, Ellen Bryant Voigt, Garrett Hongo, Tom Franklin, and Beth Ann Fennelly are only a few among the 6 to 8 readers we have hosted every year.
Application Information
Applicants interested in obtaining information about the part-time MA writing program should visit the website for Advanced Academic Programs (AAP), which is a separate, though related, entity at Johns Hopkins.
Prerequisites for Admissions to the Writing Seminars
Any applicant to the graduate program must have earned a bachelor's degree.
The Application
Online applications are required. Apply here.
(application fee of $75 charged to credit card)
The supporting documents consist of the following:
- Three recommendation letters
- Writing sample
- Statement of purpose (critique of work)
- Transcripts
- GRE scores
- TOEFL or IELTS scores (for those applicants whose native language is not English)
For information on submitting supporting documents, please see the following link: http://grad.jhu.edu/admissions/apply/index.php#application.
Letters of Recommendation
Applicants must insure that three former teachers (or editors familiar with the applicant's writing) write letters of recommendation. At least one letter should specifically address the applicant's writing. For more information on letters of recommendation, please see the following link: http://grad.jhu.edu/admissions/apply/index.php#recommend.
Writing Sample
The writing sample consists of the following: MFA Poetry applicants must submit ten poems (not to exceed 25 double-spaced pages); MFA Fiction applicants must submit a maximum of three short stories or a self-contained section of a novel (40 double-spaced pages maximum). The writing sample must be sent electronically as part of the on-line application--do not mail. For writing sample submission information, please see the following link: http://grad.jhu.edu/admissions/apply/index.php#samples.
Statement of Purpose (Critique of Work)
The statement of purpose (critique of work) should consist of a two-page (at most) introduction and critique. This statement should give admissions faculty a view to the scope and thoughtfulness of the work submitted and a sense of the student's ability to contribute in the writing workshops. It must be sent electronically as part of the on-line application--do not mail. For information on submitting the statement of purpose, please see the following link: http://grad.jhu.edu/admissions/apply/index.php#purpose.
The Writing Seminars requires transcripts of all undergraduate and graduate work (including overseas study and college work which may be shown as transfer credits on another transcript). For information on uploading transcripts, please see the following link: http://grad.jhu.edu/admissions/apply/index.php#transcripts.
Graduate Record Examination (GRE)
Applicants must have taken the GRE within the last five years and direct the Educational Testing Service to submit official notification of the scores directly to Johns Hopkins University. Please note: JHU Institution code is 5332; Department code is 2503. Any application lacking GRE scores will be considered incomplete and will not be reviewed. The applicant must take the GRE no later than December. For information on submitting GRE scores, please see the following link: http://grad.jhu.edu/admissions/apply/index.php#gre.
Frequently Asked Questions
If you have questions about the application process, please see the following link and you will likely find the answers: http://grad.jhu.edu/faqs/
Application Deadline
January 15 is the application deadline. The applicant is advised to request letters of recommendation, transcripts, and GRE notification long before the deadline.
Mailing Instructions
For information on mailing application materials, please use the following link: http://grad.jhu.edu/admissions/mailing/.
International Applicants
International applicants should visit the Office of International Student and Scholar Services web site for pertinent information.
All application documents must be provided in English (either the original or translations of the original documents). If you are unable to secure translations to English, we recommend that you contact World Education Services.
Contact: Yvonne Gobble, firstname.lastname@example.com , 410.516.6286


text: After winning the Tour de France for the seventh time, Lance announced his retirement. How did it feel to finish his last race? "It felt great, actually. I felt like a free man," he says. "It was a moment where I said, you know what? I don't have to worry about next year. I don't have to worry about ... training camp. I don't have to worry about my condition. I don't have to watch every single piece of food I put in my mouth, and, you know, there's something nice about that." What else does Lance have planned? Spending time with his three children and joining Sheryl on her tour. |


text:
bigtime selinabetts, linework rocks! anyone have any suggestions as to how one would develop this technique?
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