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Posted Jan 23, 2012 by Tom Jackson
Updated Jan 23, 2012 at 06:55 PM
... if it weren't downright onerous (from state Sen. Mike Fasano's Tallahassee office):
Senator Mike Fasano's Professional Sports Blackout Ban Was Adopted in the Senate Community Affairs Committee Today
State Senator Mike Fasano announces that his Senate Bill 836, which will fine professional sports teams that black out the broadcast of games played in publicly funded stadiums, was amended onto Senator Mike Bennett's Senate Bill 816. The bill was heard in the Senate Community Affairs Committee today. Senator Bennett's bill requires a professional sports facility, which has benefited from public dollars, to operate a homeless shelter to serve the community in which he stadium is located.
"I thank Senator Bennett for his desire to assist the fans of professional sports by offering to amend his bill with the blackout ban language," Senator Fasano states. "With the unanimous support of the committee I look forward to this good bill moving forward."
Senator Fasano's legislation requires that the fine paid by the professional sports teams, if they fail to meet the terms of the legislation, is to be utilized by a county's sports authority to purchase tickets to a future game for foster children and their foster families, nonprofit youth organizations, and the United Service Organization, Inc. (which will provide the tickets to service members on leave from active duty in a combat zone and their families).
Look, almost nobody outside the immediate families of NFL owners imagines local TV blackouts are a good idea. But the senators' populist, pandering bill is wrong on so many levels it's breathtaking.
For openers, Fasano and Bennett would coerce Florida's NFL teams into the awkward position of violating state statute or their league agreement. After all, the 72-hour sellout-or-blackout rule belongs to the NFL, and the Buccaneers, Dolphins and Jaguars are obliged to follow it.
Moreover, while arguably counterproductive—how would you like to be an advertiser cut out of the Tampa Bay market eight prime-time Sundays every fall?—is not new. All the tax-collecting entities involved with the construction and maintenance of the various stadia knew precisely what they were getting into—as did voters who marched to the polls to approve the necessary tax-hikes—so attempting to change the rules after the fact plainly amounts to nothing but a foot-stamping, whiny tantrum.
But the worst part of this bad, awful, terrible, no good legislation is its righteous attempt to robe itself in public benefit. Homeless shelters? Tickets set aside for designated groups? Talk about right-wing social engineering. Astonishing.
The veneer looks shiny and noble, and lord knows we'd love to smack the Glazers for violating the pact between owners and fans, overseeing the decline of the Bucs even as the team's profitability has soared. But the Legislature needs to keep its nose out of arrangements made by local governments to lure private-sector industry. What's next? If Raymond James doesn't meet its advertised hiring ambitions at its Wiregrass Ranch campus—which is pretty much the point of the deal made by Pasco County commissioners—shall we expect Tallahassee to wade in with a demand that the financial services giant issue iTunes gift cards or certificates for sneakers or movie tickets to Pasco residents earning below a certain income? Set up a soup kitchen? Fund a cell-phone giveaway?
It's bad enough to think about the NFL blowback if this package of pandering nonsense becomes law: Hey, Miami, Tampa and Jacksonville—you best think again about those Super Bowl committees y'all are organizing ... turns out the sun shines just as bright from New Orleans to Palo Alto. And there are plenty of snowbelt domes to choose from, too. Heck, we're even crazy enough to schedule Super Sunday in the New Jersey Meadowlands. But come to Florida after your Legislature tries to mess in our partnerships? There'll be downhill skiing in Key West before you even sniff another championship game.
But imagine you're another private sector industry interested in Florida opportunities. If fired, the cannon Fasano and Bennett are loading won't be just a shot across the NFL's bow. It'll be a warning salvo to any CEO that gets the wrong idea about moving to, or expanding in, the Sunshine State expecting a business-friendly atmosphere and respect for contracts.
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Tuesday, March 11, 2014
By Keith Edwards email@example.com
Staff Writer
The Bank of Maine has been designated as being in a troubled condition by national regulators who say they found unsafe and unsound banking practices and regulatory violations by the bank.
John Everets, CEO, Savings Bank of Maine
The Gardiner and Portland-based bank's leader, however, said Friday that the problems cited in a formal agreement between the bank and the Comptroller of the Currency of the United States of America are "ancient history."
Although the bank's recovery from its past troubles continues, it is in better shape than it has been in many years, said John W. Everets, chairman of the Bank of Maine. The bank, previously called Gardiner Savings Institution and then Savings Bank of Maine, changed its name last year.
An enforcement action that resulted in a formal agreement between the bank and the Comptroller of the Currency was released Aug. 17. It states that the regulatory organization found "unsafe and unsound banking practices and regulatory violations relating to asset quality, credit administration, management and the bank's compliance program."
In the agreement, the bank promises to take steps to correct the violations, including reducing risk, forming a new strategic plan, reviewing its mortgage banking to ensure appropriate controls are in place, and ensuring competent management is in place to ensure compliance with the agreement.
Everets said the bank has addressed the issues raised in the report and is now performing "very, very strongly" with its new loan portfolio, although it is still working on its previous portfolio of older legacy loans. He said the issues all date to at least a year ago.
"It's ancient history at this point," Everets said Friday. The issues cited in the agreement are "reflective of a period of time from a year ago, a snapshot of the bank a year ago. That has all been fixed. It is no longer the same bank, by any stretch of the imagination."
An official for the Washington, D.C.-based Comptroller of the Currency said Friday the organization does not comment on its sanctions against banks, beyond releasing the enforcement action orders to the public.
The Comptroller of the Currency charters, regulates and supervises all national banks and federal savings associations. It was established in 1863 as an independent bureau of the U.S. Department of the Treasury.
Its agreement directs the Bank of Maine to correct regulatory violations cited in a September of 2011 report of examination, but does not say what the specific violations were.
Everets said the problems that are the focus of the formal agreement were lingering issues and have since been addressed.
Regulatory scrutiny
In 2010 the bank was ordered, through a cease and desist order, to make changes by the Office of Thrift Supervision, another regulatory organization that has since been absorbed into the Comptroller of the Currency.
One of those requirements was that the bank boost its capital holdings or face liquidation. Everets said they have done that, injecting $60 million of new investment into the bank. In early 2011 the cease-and-desist order was removed and the bank was freed from the additional regulatory scrutiny.
But now it is back under scrutiny, although Everets and a comptroller official said the current formal agreement is generally a lesser sanction than a cease-and-desist order.
"We inherited a bank that needed a great deal of help," Everets said. "When we came in, in May of 2010, the loan portfolio was in difficult shape, it needed a lot of work due to the ravages of the recession and ravages of some aggressive lending.
"Over the last two years, we've transformed to a bank with very few problems, and very few (loan) delinquencies. Our branches are growing, we're offering new products, and we have thousands of new customers. The employees of the bank have worked extremely hard. The bank is now much stronger."
(Continued on page 2)

subset: commoncrawl


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Red wines that are more fruit-forward and lighter in tannin and body.
Medium bodied reds that go down easy, with smooth tannins and supple fruit.
Wines where earthy and/or spicy dominate the flavors – typically medium to full body.
Full bodied wines that have concentrated fruit and are higher in alcohol and/or tannins. Some need age.
J.Alberto is a field blend of 95% Malbec and 5% Merlot. High-toned nose of violet and vanilla, with ripe blackberry and boysenberry fruit. This wine stays bright and open-knit though the finish, with spice and graphite notes. It's perfect for red meat courses cooked any style.
"Noemía first started making this wine in 2001 from a vineyard planted in 1955. This vintage is a complete departure from earlier bottlings: Rio Negro was cold and windy in 2010, especially in autumn at harvest, so rather than focusing on the richness of malbec's sweet fruit, this wine emphasizes a linear structure, its flavors arching like an arrow over the palate. Tense with acidity, this is refreshing malbec, precisely ripened to juicy Morello cherry flavors and floral notes of violets. Cellar it for at least five years." 94 Points Wine & Spirits
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"Complex and also ripe and blatantly pleasing. Balsamic aromas blend with cassis, blackberry and citrus peel secents to form an exotic bouquet. It's solid and firm in the mouth, with lemony oak framing pure berry fruit. Tight, pure and delivers the total package for Patagonian Malbec." 91 Points Wine Enthusiast
Residing on the 39th latitude, Bodega Noemia is one of the southern-most wineries in the world. A region of glacial origins with poor soil and limestone-rich bedrock, it benefits from the mineral-rich waters of the Limay and Neuquen rivers. First plated in 1932, the original pre-phylloxera rootstock of the vineyards was carefully resuscitated starting in 2001, and winemaker Hans...Read More About Bodega Noemia de Patagonia
(ahr-jen-TEE-nah) Now fifth in the world for wine production, Argentina is catching up in the quality wine sector. A long time wine producer, Argentina used to make wine in order to drink it, not export it. And so the wines produced were quaffable and rustic and made for the local's everyday dinner. Yet it's hard not to get caught up in the wine market of the world and some...Read More About Argentina
Malbec(MAHL-beck) Angel of Argentina Originally a common grape in Bordeaux, Malbec adds only a small percentage to the blends there. It has, however, found another region in which to flourish -the bourgeoning wine region of Argentina. In fact, Argentinians have adopted Malbec as their national grape! Notable Facts Malbec is used in small amounts in...Read More About Malbec
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November 11, 2011
Story at a Glance
Veterans Day is a day to honor veterans of our armed services for their love of country, patriotism and willingness to serve in the military and sacrifice for our country. Along with all the residents of the District of Columbia, I want to thank our military personnel who have proudly served under the flag of the United States – including District residents who serve under that flag in faraway lands, but come home to incomplete democracy in our own nation's capital.
Veterans Day is a great time to visit our city's many monuments and memorials. Many of them – as well as other venues around our region – host special events in honor of America's veterans. I encourage all to to take time to recognize and pay homage to those who have sacrificed, and continue to sacrifice, for their country.
In 1926, Congress officially recognized the end of World War I and declared that the anniversary of the armistice should be commemorated with prayer and thanksgiving. Congress also requested that the president "issue a proclamation calling upon the officials to display the flag of the United States on all Government buildings on November 11 and inviting the people of the United States to observe the day in schools and churches, or other suitable places, with appropriate ceremonies of friendly relations with all other peoples."
On this Veterans Day, we honor our military members, who sacrifice abroad and at home for our freedom and that of others.
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Joseph Losey's turbulent melodrama concerns a phony writer, Tyvian Jones (Stanley Baker), who has recently sold the film rights to his autobiography as a Welsh coal miner (actually penned by his deceased brother). Tyvian is engaged to Francesca (Virna Lisi), an alluring screenwriter, but then Eva (Jeanne Moreau) walks into his life. Eva and her lover had sought shelter from a thunderstorm in his apartment and Tyvian is immediately attracted to her. He follows her to Rome, where Eva demands an elaborate...more
All Eva cast + crew photos


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Welcome International Customers
We're excited to share our jewelry collection with you!
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Item#: 817928
Inspired by a 1940s sapphire collection, this vintage-style ring evokes old Hollywood glamour. Smooth lines of invisibly-set square sapphires totaling 3.05 ct. are highlighted with 1.15 ct. t.w. baguette and round brilliant-cut diamonds. 18kt white gold ring.
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Width: | 3/4 inch |
Metal: | 18kt White Gold |
Finish: | Polished |
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Stone 2: | Diamond (Quantity: 53, Shape & Cutting Style: Baguette, Color Grade: I, Clarity: I1, Weight: 0.69 ct. t.w.) |
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Isango limited is a member of the TUI Travel PLC group of companies
Read traveler reviews
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The Audio City Tour from the Esplanade Park, is one of the most popular sightseeing tours in Helsinki. Combining recorded commentary and sound effects with actual sightseeing, it provides a wide variety of information about Finland's capital city.
Enjoy this audio-visual experience on a round-trip tour and discover interesting facts about Helsinki in the language of your choice. Listen to commentary through headphones with a choice of 12 languages (English, Finnish, Swedish, German, French, Spanish, Italian, Russian, Japanese, Mandarin Chinese, Latin and Helsinki dialect).
Senate Square, the Uspenski Cathedral, the Parliament Building and Finlandia Hall are amongst the highlights of this special tour.
Download the tour route map
The Audio City Tour of Helsinki departs daily from Esplanade Park, Fabianinkatu.
Board your luxury coach in which each seat is equipped with headphones. Choose the language of your preference and sit back and enjoy this unique audio-visual experience as you discover more about the Finnish capital.
The many sights include:
• Senate Square: Senate Square is regarded as one of Europe's finest neoclassical squares. It houses the Senate building, the University building and the Lutheran Cathedral.
• Uspenski Cathedral: The Uspenski Cathedral is the largest orthodox church in Western Europe. With its golden cupolas and redbrick facade, the church is one of the clearest symbols of the Russian impact on Finnish history.
• The Parliament Building: The Parliament Building, completed in 1931, is located in the heart of Helsinki. In front of this monumental structure are statues of three ex- Presidents of Finland.
• The Olympic Stadium: Located in the Töölö district about 2 kilometres from the Helsinki city centre, it is the largest stadium in the country. Nowadays mainly used for hosting sports events and big concerts.
• Presidential Palace: This is one of the official residences in Helsinki of the President of the Republic of Finland. It is situated on the north side of Esplanadi, overlooking Market Square.
• Opera House: Situated on Helsinki's Boulevard is Helsinki's old Opera House.
• Finlandia House: Finlandia Hall is a concert hall with a Congress wing near the Töölönlahti Bay.
Stops will also be made at the:
• Sibelius Monument: The Sibelius Monument is dedicated to the Finnish composer Jean Sibelius and is located at the Sibelius Park.
• Temppeliaukio Church: The church is built into solid rock, and is also known as the Church of the Rock. Natural light brightens the inside through 180 glasses between the dome and the wall. The church is often used for concerts, because of the excellent acoustics. (A stop will be made here, when possible.)
The tour returns to the original departure point.
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OpenDJ is an LDAPv3 compliant directory server written for the Java platform. Fully featured, it provides a high performance, highly available, and secure store for the identities managed by enterprises. OpenDJ is a continuation of the OpenDS project initiated by Sun Microsystems.
Maxi80 is an iPhone and iPod Touch application for listening to Maxi80.com, a French eighties music Web radio. The application displays the current and next show name and the cover of the current song, and allows you to send emails to the radio or DJ. A stripped down Android version is also available.
Rachota is a small application for those who work with computers on a daily basis and are curious how efficiently they use their time. It is basically a scheduler that measures how much time one spends on pre-defined tasks during the day. The data can be used later for evaluation or generation of reports, e.g. for managers.


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£ 480
This leather open-toe shoe is classic in style and intricate by design. The iconic intrecciato details and glossy lacquered effect on the toe and heel give this shoe a unique and distinctive look.
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"This is your fantasy," I overheard a woman say to her husband as we dined at Thurston's Lobster Pound in Bernard, Maine, in July of 2011. For any traveler who has dreamed of the quintessential experience of eating lobster in the rough in a picture-perfect Maine setting, this out-of-the-way seafood outpost overlooking Bass Harbor truly is a vision come to life. As I cracked my soft-shell lobster, I continued to eavesdrop: "The food is good for my body, but the view is good for my soul. I could feast on the view," she said.
And with that, a stranger had done my job: told you just about everything you need to know about why Thurston's is worth the trip (it's about a half hour from Bar Harbor).
I'll add just two things before I take you to Thurston's on a photo tour: With prices starting at just $7.89 (as of 2013) for a small, soft-shell lobster, this seaside restaurant is an affordable place to savor Maine's signature crustacean, and the lobsters at Thurston's couldn't be any fresher.
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Since 1993 | Something Out of a Book | Evening Serenity | All of the Trappings |
Salt Air and Sea Breezes | The Real Draw |
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If your business needs financing, contact our Officer of the Board, Mr. Greg Smith.
Mr. Smith is available to travel to your small business, residence or future business location to acquaint you with our program guidelines and application process.
Just give us a call at (541) 676-8719.
Wheeler County Development Corporation, in partnership with the Wheeler County - John Logan Revolving Loan Fund, looks forward to assisting you for your small business financing needs.
Joseph Perry
Bank of Eastern Oregon
555 First Street
Fossil, Oregon 97830
(541) 676-9125
Ken Olson, President
Old West Credit Union
650 West Main Street
John Day, Oregon 97845
(541) 575-0264
Below is additional information about the Wheeler County John Logan Revolving Loan Fund and how to apply today.
Find Out More
Wheeler County Development Corporation (2010) Brought to you by Gregory Smith & Company, LLC


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Wednesday, February 20th, 2013
Time Lapse Philadelphia
Here's a pretty new time lapse of Philadelphia from Angelo Leotta. Great to see this city get a quality time lapse. I particularly like the way workaday scenes like dirt being loaded into a dump truck or a juggler were included to complement the typical architecture/streetscene/waterway shots. The music is nice too. As always, viewed best in full screen high definition. If the video doesn't display, click here.
h/t @justupthepike
22 Comments
Topics: Architecture and Design, Urban Culture
Cities: Philadelphia
Tags: city videos
22 Responses to "Time Lapse Philadelphia"
Peter Brassard says:
Good video. I'm always surprised or rather I forget that Philadelphia is really a big city. It's not that obvious even when you're there in person. It's not that the city off the radar but more on the back burner of big American cities. New York, LA, Chicago, Detroit, San Francisco, Boston, Houston among others you hear about regularly. Often, you hear more about much smaller cities, but Philadelphia not as much. Philadelphia has an ample supply of sports franchises, some very good universities, and WHYY, but still you don't hear too much about it. It's a sleeper city. Aaron you've mentioned that cities often reflect the people that founded them. Perhaps the city's low key presence is due to its tolerant Quaker heritage or lack of flashiness.
Aaron M. Renn says:
Peter, you are right about Philadelphia. You may recall this post:
in which I said that Philadelphia is the biggest city in America no one would notice disappearing. It's not that the city is irrelevant, but it isn't on the mental map.
The Quaker heritage is a huge factor. This has been amply documented. See the book I told you about, Puritan Boston and Quaker Philadelphia by E. Digby Baltzell.
It's a dense read but informative. Also a cautionary tale as basically America has embraced the Philadelphia model, which had some good elements like diversity and tolerance, but also bred plutocracy, anti-intellectualism, cynicism about civil society, and a lack of commitment (and self-sacrifice to the native soil.
It's worth considering how this dynamic affects Rhode Island. Providence is close to Boston, but was founded on a philosophy underpinned by the same antinomian impulse behind Quakerism.
Lou says:
Three things.
Philadelphia is not anti-intellectual in anyway for any part of its history. The region is second to Boston in the number of university students and the universities are the major employer in the city and the main reason for the city's resurgence (there are many reasons).
Second, it's easy to be cynical about the city council because they are generally idiots who refuse to deal with the tax situation realistically. Some are just career thugs against anything that will improve the city.
Third, when you look at the video you see I76 hugging the river with just two lanes in each direction. This freeway is the main artery from/to Philly the west and north. It is the regions greatest strength and greatest weakness. Its low impact on the landscape saves neighborhoods and encourages alternative transit while shortening commuting distances. But it is terrible to drive on and much productive time is wasted on 15 mile traffic jams.
John Morris says:
In spite of the universities, it was really a big working class manufacturing town, wasn't it? The average college, in the pre WWII era was a pretty small, elitist institution so only for a very small part of the city's long history where the schools ranked as the major employers.
The relative % jobs in those sectors today also tells you the city itself has not done well at leveraging that intellectual capital into a dynamic tech and business sector. A lot of that power, is in the suburbs.
Chris Barnett says:
I'd love to see an infographic with "lane miles of freeway per capita" for various large metros. To underscore Lou's remark above, I think Philly metro would be the lowest of the 10 largest metros. The downtown expressway (Vine St.) wasn't even built until the late 80′s, likewise the western and northwestern outer belts (Blue Route and US 422).
Working from my mental map (HS/college in the metro and 30 years of return visits), I'd guess that the total Philly expressway lane miles are similar to each of the 3Cs in Ohio (which are vastly overbuilt systems) and serve 3-4 times the metro population. This is partly because the density is higher, and partly because SEPTA is so pervasive in the Philly metro.
John Morris says:
The commuter rail system & strength and wealth in the old line suburbs show one the potential that's there.
We saw this in NYC when it was a small core with lots of wealth in the suburbs. (NY is much more complicated- with a huge number of grey area livable area even in the worst times) When the money came back in, it was powerful. D.C. is an even more extreme example. Few people saw the rebound even though all the potential was there.
Getting back to the issue of anti- intellectualism; it's not just a working class thing. Albert Barnes's art collection was laughed at by city elites. People who were more curious seemed to move to New York.
Aaron M. Renn says:
Lou, you should read Baltzell's book. He digs into the number of distinguished scholars from Philadelphia vs. Boston, etc. Clearly low. Just think about the difference of Penn vs. Harvard and that says it all. Few of Philadephia's elite where the types of "gentlemen scholars" that populated other cities.
John Morris says:
The Barnes story seems instructive.
Barnes is often portrayed as isolated, eccentric and bitter. Very little about his life indicates that. He made medical discoveries, founded and sold a company by his early thirties and had intellectual relationships with William Glackens, Gertrude Stein, Mattise and the first black president of Lincoln University.
Yes, he did seem to grow bitter and angry at Philadelphia elites.
John Morris says:
Today the tradition of looking backward continues.
Instead of focusing on gutting, NYC's dynamic arts community by aggressively pushing the city's potential as the affordable, 6th borough. Philly powers, with the help of a sleazy governor spent vast amounts to move the Barnes and create a museum tourist trap.
John Morris says:
The central lessons for investors are.
Philly has no respect for private property or the rule of law
Philly is corrupt
Philly is more obsessed with the past than the future.
Aaron M. Renn says:
@John Morris, prior to Barnes, the Weidener collection was also lost to the city. Apparently it forms one of the three great core collections of the National Gallery in DC.
John Morris says:
Of course, If Pittsburgh had what it lost between the Andrew Mellon W. Collection and The Frick Collection, wow.
Now, on to the positive trends. It does seem on some level that the grip of the elites seems to be breaking down.
A really big % of "big time" NY artists now live in Philly. The city even gave a big show to the awesome local photographer Zoe Strauss and she even got a big grant from a local foundation early in career- before she was well known outside of Philly.
There is a huge demand for the kind of dynamic, affordable- if gritty life, Philly should be able to provide.
Still, all in all something has gone wrong and the city can't seem to understand and exploit the available opportunities on a large scale.
John Morris says:
Philly also seems more like Newark, in that you really can't talk about the city without talking about the total region.
The Philly region is still really, really important. The Philly Fed manufacturing survey remains one of the most important in the U.S.
That's why Philly reminds one of old D.C. in a way- with a still troubled city with some tourist attractions and stable core neighborhoods surrounded by many successful or semi successful suburbs.
John Morris says:
Actually, it's a lot like Newark, in that many firms in Philly suburbs like King of Prussia, don't really seem to be fully in the orbit of the city. I mean, you have an Airport, and then in many ways you can do business without stepping into Philly. It's more a part the larger east coast metroplex.
D.C. is different in that so much revolves around Washington's power and influence. Like Newark, it would be a shame if Philly declined, but it seems like the world could go on.
REALTOWN says:
When people talk about NY, Boston, LA etc. are they talking about the actual places or about the pop-culture images?
There's truth in Baltzell's theory, but as an explanation
for the differences between Boston and Philadelphia it seems too ethereal.Was Boston always wealthier than Philadelphia? I don't know. Did Boston always have a smaller "under-class"?
Maybe Philadelphia made things while Boston manufactured culture. You read your New England intellectuals while riding behind a Baldwin locamotive. Maybe.
Aaron M. Renn says:
Baltzell lived in Philadephia and was a professor of sociology at Penn for decades (dead now). He's arguably the foremost historian of American elites. The book I referenced has a wealth of actual data and historical research extending back to the pre-founding roots of the cities in their respective European communities. It's not based on contemporary stereotypes.
DBR96A says:
PennDOT could widen the Schuylkill Expressway to six lanes as it should, and Philadelphia would still have the fewest highway lane miles per capita of any of the 10 largest MSAs in the United States. Even the first nine miles of I-476 north of I-95 are only four lanes, as is the PA 309 highway heading north.
ASIDE: Widen it, but do a cut-and-cover in South Philadelphia and the vicinity of the University of Pennsylvania. That way South Philadelphia will be seamless, and the University of Pennsylvania will have riverfront access. For that matter, do a cut-and-cover of I-95 between Front Street and Oregon Avenue as well, and put a few more covers on I-676.
DBR96A says:
ERROR: Not "Front Street and Oregon Avenue," but rather "Market Street and Oregon Avenue."
REALTOWN says:
I'm familiar with Baltzell and his massive work. Of course Philadelphia's cultural history shapes the city. Elite kids still go to the original old Quaker private schools. I just feel that the the cultural attributes of the prosperous are only part of the story in a city and history of millions
Lou says:
I never said that the university system in Philly was better than Boston. Boston has alot of advantages that Philly will never have like being the state capitol and the population center of the state. The city is on the edge of Pennsylvania and the rest of the state hates the region.
I 76 can never be expanded due to the fact it runs between a river and cliffs/active rail lines/dense urban neighborhoods/lots of other stuff. Just deal with it.
Alon Levy says:
Data from the TTI, freeway lane-miles per thousand people in major urban areas:
Chicago 0.35
New York 0.38
Miami 0.41
Los Angeles 0.43
Phoenix 0.44
Philadelphia 0.45
Washington 0.46
Detroit 0.49
Seattle 0.58
Atlanta 0.59
Boston 0.6
San Francisco 0.62
Dallas 0.72
Houston 0.82And the total congestion cost per capita as measured by the TTI is higher in Dallas and Houston than in Philly.
The question, traffic-wise, is whether Philly has unusually little freeway infrastructure in the biggest capacity bottlenecks or whether it's middle-of-the-pack there too. For example, the Vine Street Expressway doesn't really have an analog in New York or even in Chicago, where the expressways into the Loop stub-end.
Carl Wohlt says:
Aaron, thanks for continuing to share these videos. I thought the video started out well by including images of water, kind of drifted away with a number of urban pans that really didn't distinguish the city from other large urban centers, and then hit stride mid reel with images of a number of places that distinctly captured Philly's unique character.
I suspect videographers of this genre feel a tension between featuring images that some might define as cliche and showing images that validate cities as a hip, urban place with contemporary amenities. The trick, I think, is to do is both – and know it's difficult to get to the essence.
I thought street scene at 2:24 followed by the view of the steps at the Philadelphia Art Museum nailed it. Something uniquely local followed by an iconic image of the city. Good stuff!
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The Ronnie James Dio Stand Up & Shout Cancer Fund has teamed with The Asian Elephant Art & Conservation Project (AEACP) to create one-of-a-kind guitars painted by the project's elephants in Thailand to raise money and awareness for both organizations. Wendy Dio, president and founder of Stand Up & Shout, board chair Gloria Butler and medical director Dr. Sandeep Kapoor, along with legendary Black Sabbath/Heaven and Hell bassist Geezer Butler and world-renowned photographer Mark Weiss, are currently in Chiang Mai, Thailand, home to the AEACP, where the guitars are being painted.
The talented elephants of the Asian Elephant Art & Conservation Project, whose paintings are now exhibited and sold in museums and galleries around the world and have been featured in National Geographic, are painting guitars graciously donated by The ESP Guitar Company. These painted guitars will be auctioned off with half of the proceeds going to AEACP and the other half going to SUAS.
The Ronnie James Dio Stand Up and Shout Cancer Fund is a privately funded nonprofit organization dedicated to cancer prevention, research and education. It was founded in memory of the late singer who died in 2010. The organization is collecting additional guitars donated by celebrated musicians for a larger fund-raising auction later this year.
The AEACP is dedicated to saving the diminishing number of Asian Elephants and to raise public awareness of the plight of Asian Elephants. National Thai Elephant Day annually celebrates the importance of elephants a part of Thai culture and as part of their environment. Currently, there are between 3,000 and 4,000 elephants living in Thailand, half of which are domesticated.
Upcoming events at the National Jazz Museum in Harlem for this week include:
Tuesday, November 16, 2010
Jazz for Curious Listeners Savory Collection Part 2: Count Basie – 1930s 7:00 – 8:30pm Location: NJMH Visitors Center (104 E. 126th Street, Suite 2C) FREE | For more information: 212-348-8300 The Savory Collection may well redefine the critical view of jazz in the late 1930s. Dan Morgenstern, Director of the Institute of Jazz Studies, provides proof of this claim in the New York Times by "citing the case of Herschel Evans, a saxophonist who played in the Count Basie Orchestra but who died early in 1939, just before his 30th birthday. Evans played alongside Lester Young, who was one of the giants of the saxophone and constantly overshadowed Evans on the Basie group's studio recordings. "There can never be too much Lester Young, and there is some wonderful new Lester Young on these discs," Mr. Morgenstern said. "But there are also some things where you can really hear Herschel, who is woefully under-represented on record and who, until now, we hardly ever got to hear stretched out. What I've heard really gives us a much better picture of what he was all about." That's just one of the wonders of Basie you'll hear tonight!
Friday, November 19, 2010
Harlem in the Himalayas Meg Okura / Pan Asian Chamber Jazz Ensemble 7:00pm Location: Rubin Museum of Art (150 West 17th Street) $18 in advance | $20 at door | For tickets: RMA Box Office <http://click.icptrack.com/icp/relay.php?r=-1&msgid=0&act=11111&c=246760&destination=http%3A%2F%2Fwww.rmanyc.org%2Fharleminthehimalayas%2F> or call 212-620-5000 ext. 344 Meg Okura is "the queen of chamber jazz," says Dan Bilawsky in All About Jazz. In her Pan Asian Chamber Jazz Ensemble, Okura skillfully balances her roles as violin virtuoso, prolific composer, and master erhu player. Comprised of a group of young virtuosi, the Pan Asian Chamber Jazz Ensemble brilliantly weaves together jazz, classical, and traditional Japanese music to create their own unique blend of world-chamber jazz. They have been hailed by the New York Times as "vibrant" and "sophisticated." See and hear why this evening in the intimate setting of the acoustically rich theater at the Rubin Museum of Art.
Saturday, November 20, 2010
Saturday Panels Savory Saturday 12:00 – 4:00PM Location: NJMH Visitors Center (104 E. 126th Street, Suite 2C) FREE | For more information: 212-348-8300 Come have an extended listening session and hear live music, all based around new discoveries unheard for 70 years. By now, if you're a jazz fan attuned to history, you're aware of the Savory Collection. But whether you're a long time fan, or a newbie, you owe it to yourself to experience this gold mine find from the vaults of jazz lore.


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Disappointing. Everything I thought it would be.
The only reason to upgrade really is the hardware, but I doubt that'll be anything to get excited about either. 1gz processor, 5 m pixel camera, MAYBE a new body. Maybe.
Oh well, it's been fun iPhone, time to move on to the HTC EVO.
I'm sure I'll still linger here though. Gf will most likely want the new iPhone (Apple fangirl). Plus, it's always good to keep up with what the competition is doing. And for all that Apple hasn't done, it sure has created competition, for which we are able to get phones like the HTC EVO.
I got a $10 spot if anyone has a opening.
I hope someone tests this on an iPad and leaks it if it's safe. I don't want to wait till fall to get it on here. Hopefully next iPhone comes to verizon. I'll snatch that bad boy up.
I don't think theres even an ipad beta yet
forget the multitasking for a sec.. iphone 2g get 4.0 yes or no??
Do beta firmwares need to be activated with ATT too so people with hacktivation are out of luck??
As much as I want to try out the new 4.0 firmware I can't risk it, I always sell my old phone when the new one comes out every year, which means having it jailbroken and unlocked to get the most money out of it
This is a correct assumption. Unless something gets modded to hacktivate the firmware, you must activate via iTunes.
Ok, this might sound like a dumb question, or maybe one that can't be answered right now. Does anyone know if Apple has finally allowed us to customize SMS and mail alert tones?
lol, ok, i had that one coming, but im just saying its so plain compared to some other fones that are cuztomizable, plus i love android widgets, if iphone had those, it would be alot better, and i mean stock not jailbroke
I doubt this, they would have probably mentioned it in the presentation.
I was thinking that, but then thought that since there were much bigger features to discuss, that they opted not to announce it.
BUT IT DOSENT SUPPORT ANYTHING OLDER THAN IPHONE 3GS Of course theres still jailbreaking but still....
Looks like they have everything I want for my jailbroken phone except for maybe an sbsettings type deal. Several clicks to get to 3G on/off is just annoying.
The picture says in app sms, but they never said anything about it. I don't know what it would mean though other than being able to reply from the pop up, like with the cydia apps, so we can only hope for now.


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SBS Broadcasting Group
This article relies largely or entirely upon a single source. (April 2011) |
Type | Private |
Fate | Acquired by ProSiebenSat.1 Media; resold to Discovery Communications |
Successor(s) | ProSiebenSat.1 Media |
Founded | 1989 |
Headquarters | Luxembourg |
Website | www.sbsbroadcasting.com (offline) |
SBS Broadcasting Group (normally referred to as just SBS, which originally stood for Scandinavian Broadcasting Systems) was a European broadcasting group, operating commercial television, premium pay channels, radio stations and related print businesses in Northern, Western and Central and Eastern Europe.
SBS has broadcasting services in Scandinavia (Denmark, Norway and Sweden), Belgium, Bulgaria, Finland, Greece, Hungary, The Netherlands, Romania, and the United Kingdom.
By July 1994, the time of the CC/ABC-Disney merger, Capital Cities/ABC owned 23% of SBS.[1]
SBS was controlled by funds advised by two private equity firms, Permira and Kohlberg Kravis Roberts. Telegraaf Media Groep N.V. (TMG) of the Netherlands was also a shareholder in SBS, with a 20% equity interest. In 2005, SBS was bought by the equity firms Permira and Kohlberg Kravis Roberts (KKR). They also bought the German broadcaster ProSiebenSat.1 Media in early 2007 and on 27 June 2007 it was announced that ProSiebenSat.1 Media acquired the SBS Broadcasting group for 3.3 billion euros from the joint owners. ProSiebenSat.1 Media became the second largest broadcaster of Europe with 48 TV stations. On 14 December 2012 Discovery Communications bought the Nordic portion of SBS for $1.8 billion.
SBS was founded by Harry E. Sloan who bought a stake in the Danish station Kanal 2 (Copenhagen) and Norwegian TVNorge. In 1991, Sloan bought the Swedish Nordic Channel, which was soon renamed Kanal 5 and became the third largest commercial broadcaster in the country. The company was originally known as "TV1", but was renamed "Scandinavian Broadcasting Systems" in 1991. After expanding into Benelux and Eastern Europe, the name was changed again, this time to SBS. In the end of 2011 ProSiebenSat.1 Group has sold its Bulgarian radio stations as well as the music channel the Voice TV to A.E. Best Success Services Bulgaria EOOD. The transaction was closed on November 10, 2011.
Television operations started in 1989 in Scandinavia. In March 2005 SBS acquired C More Entertainment, a Nordic pay tv provider operating under the Canal+ brand, which is now controlled by Swedens largest broadcaster TV4. C More provides premium sports and movie channels in Denmark, Norway, Sweden and Finland under the Canal+ and the now defunct C More brand.
The general entertainment network "TV Danmark" was launched in 1997. It was renamed "TV Danmark 2" when the sister channel "TV Danmark 1" was launched. When "TV Danmark 1" was renamed "Kanal 5", the first channel reverted to its old name before becoming "Kanal 4" in 2006. On January 1, 2007, the terrestrial Kanal 4 signals were replaced by a new channel called "SBS NET", while Kanal 4 continued broadcasting by satellite and cable. Starting January 1, 2009, SBS NET will be re-branded as "6'eren". "The Voice TV Denmark" was partially re-branded "7'eren" from January 1, 2012.
- Kanal 4
- Kanal 5
- The Voice TV Denmark (Music, replaced by 7'eren)
- 6'eren (formerly SBS NET)
- Kutonen (Channel 6)
TV2 is owned jointly by SBS and MTM.
The Dutch channels have been bought by Sanoma and Talpa Media Holding on 20 April 2011.[2]
- TVNorge
- TVNorge HD (Simulcast of TVNorge)
- The Voice TV Norway (Music) (webtv only)
- FEM (Women)
- MAX (Men)
- VOX (Older viewers)
RTV Pink is owned jointly by Pink International Company
- RTV Pink (proposed)
- Kanal 5
- Kanal 9
- Kanal11
- The Voice TV Sweden (Music) -Now closed
Radio stations[edit]
- The Voice - (Rhythmic CHR) Hit music
- POP FM - (AC) Mix of 60s - 90s songs
- NOVA FM - (Hot AC) Hit music - is the joint channel of TV2 and SBS. SBS runs it and TV2 brings the news from TV2 NEWS.
TV 2 Radio - SBS bought it, after TV 2 sold it out. Now, it is a joint venture between TV 2 and SBS Radio A/S.
- Radio 957, now joined with Radio City, new name "Radio City Tampere"
- Radio Sata, now joined with Radio City, new name "Radio City Turku"
- Radio Jyväskylä, now joined with Radio City, new name "Radio City Jyväskylä"
- Radio Mega, now joined with Radio City, new name "Radio City Oulu"
- Radio 1 (Hot AC)
- The Voice (Rhythmic CHR)
- Radio Norge (previously known as Kanal 24)
- Kiss FM (previously known as Radio Contact, available in Moldova with local insertions)
- Magic FM
- One FM
- Rock FM
SBS has several local commercial radio licenses. The main network is called Mix Megapol and has several stations around the country.
- Mix Megapol - (AC) Mix of hits and oldies - National network
- Rockklassiker - (Classic Rock) - National network
- The Voice - (Rhythmic CHR) Hit music targeting young people in Stockholm.
- Radio 107.5 - (Rhythmic CHR) Dance from the 1990s and 2000s for Stockholm
- Vinyl 107 - (Oldies) Music from the 60's, 70's and 80's on FM in Stockholm
- Veronica (TV/Radio guide)
- ^ "FACT SHEET: THE WALT DISNEY COMPANY". Press Release. The Walt Disney Company. Retrieved 7 March 2013.
- ^ http://www.fd.nl/artikel/21975607/behouden-huis


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- KILLINOIZE PRESENTS BASS THERAPY ### Mix Artwork
KILLINOIZE PRESENTS BASS THERAPY ### Mix
PoundPoundPound on December 07, 2013 06:52
### (Pronounced Pound Pound Pound) 2 years hailing from Indiana, friendship and a mutual love of music is the true driving force behind their quick success.They are no strangers to performing live and have opened for acts such as Ghosthouse, Cenob1te, Midnight Conspiracy, Krewella,Team Bayside High, Kill Paris, gLAdiator, Sazon Booya, Illesha, LeDoom & Vibesquad. Quickly gathering an impressive following of 7,000+ on Twitter 3000+on Soundcloud, they show no signs of slowing down. They hit every genre and they hit it hard! Their Lion King remix "SIMBA" gained quickly became a blog favorite on the web, and was debuted in Chicago. 2013 brings so much more to the table as they have their debut EP from Rad Summer & new Duel EP with Rot10's Own Sin Diesel. They are part of Indy Mojo's great festival called Mojostock and will be on the main stage in the coming July! This Summer they begin their new show "The Next Level" which is sponsored by a music blog called The Dankles This show will not only feature their music but some of the biggest emerging artists in the world on Mixify.com! They are definitely out to prove they can throw down with the best and bring you what you the pounding you need. Are you down to Pound?
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Found January 16, 2013 on
Tennis Panorama :
(January 17, 2013) Serena Williams answered the questions about her ankle with a 6-2, 6-0 rout of No. 112 Garbine Muguruza of Spain on Thursday at the Australian Open.The American rolled over on her right ankle falling on the court during her first round 6-0, 6-0 win over Edina Gallovits-Hall.
"I didn't feel anything today," in terms of the ankle injury said Williams. "Obviously when you go out to play you're heavy on adrenaline and you're really pumped up.
"Usually I feel injuries after the match, but so far, so good. I felt pretty, much better than I ever dreamed of expecting to feel.
"There was definitely a discomfort, said Williams about her practice on Wednesday. "So I woke up this morning and I was really shocked that I didn't have as much.
"So I think the hit helped, though, but it was definitely not comfortable at all."
During Thursday's match, Williams had another scare – she hit her mouth on a forehand follow through with her racquet during the first
Original Story:
Serena Williams hits self in face with racket
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Williams wins her opening match despite a fall
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'Injury prone' Serena cruises along
Serena rolls ankle, then rolls opponent
Serena Williams Busted Her Own Lip With Her Racquet (Video)
Williams sisters do double duty
Down Goes Serena Williams
Interrupting the dream, Serena Williams hit herself in the tooth with her racket down under
Video: Serena Williams injures ankle in Australian Open
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Nike Women's Pays Tribute to Black History Month
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This full service marina has everything you need to have a wonderful day or night on the Lake. Bait and supplies available as well as fuel for your watercraft.
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It's time for Autumn Jam weekend at RickeyFarm !!!
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The Man With the Golden Gun
Cool government operative James Bond (Roger Moore) searches for a stolen invention that can turn the sun's heat into a destructive weapon. He soon crosses paths with the menacing Francisco Scaramanga (Christopher Lee), a hit man so skilled he has a seven-figure working fee. Bond then joins forces with the swimsuit-clad Mary Goodnight (Britt Ekland), and together they track Scaramanga to a tropical isle hideout where the killer-for-hire lures the slick spy into a deadly maze for a final duel.
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Ok so I started out bf and we took a trip back home and Dh insisted we FF while we are there so we did But i still BF so I was wondering if it was a bad thing to do both still? Like I BF when I can and FF when I can't and we go out. Oh and I was wondering if we can switch between different brands of formula not any sensitive kind or anything.
FTM formula question/breast feeding question?
Comments (5)
Posted 07/09/2013
That's what I've been doing, I started supplementing when my supply dropped and it's been great! LO takes both boob and bottle and she doesn't have a preference between one or the other. I use Similac for Supplementation. We tried Enfamil and she hated it and when we switched to the Similac one she was fussy for a day but after she was just fine. Pediatrician says not to switch constantly cause it upsets their stomachs but it's totally fine to supplement :) makes life a LOT easier
Posted 07/09/2013
I do the same with little man. He loves the Similac for Supplementation too! Its perfectly fine. And its making it easier for me to go back to work and college classes.
One angel in heaven 2/8/2012
Roger Douglas Sparks III, 4/25/2013
Posted 07/09/2013
I do the same, @Beauty! I mostly BF and i can't or we go out i bottle feed. Though ive BF with a nursing cover before when we have gone out a few times.
We switched to similac sensitive from the advanced with iron after a few weeks though because LO was fussy and gassy with it. We saw instant relief for her but then again every baby is different.
We switched to similac sensitive from the advanced with iron after a few weeks though because LO was fussy and gassy with it. We saw instant relief for her but then again every baby is different.
Posted 07/09/2013
Agreed @FuzzyGirl123! That's exactly the one we use to supplement. My husband bottle feeds LO that for night feeds. :)
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I first hooked up with Audio Music Star through a companion of mine who spoke very highly of them and their services. They spoke and explained to me in detail what their company provides, what they can do for my artist, and me and what type of things they have done for other artists. To cut a long story short I left that meeting very impressed and I decided to use their services. They got started straight away, designing and printing up 400 cds, plugging my artist's single to radio stations and club land, once a month getting feedback from well known dj's on their mailing list and sending it over to me via email along with how many times the song has been played on the radio. I must add that it was all positive feedback and it helped a great deal that the song is so catchy. We have had over a hundred dj's feedback and they are still coming in all across the UK. 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Rules of Thumb for Banking Crises in Emerging Markets
This paper employs a recent statistical algorithm (CRAGGING) in order to build an early warning model for banking crises in emerging markets. We perturb our data set many times and create "artificial" samples from which we estimated our model, so that, by construction, it is flexible enough to be applied to new data for out-of-sample prediction. We find that, out of a large number (540) of candidate explanatory variables, from macroeconomic to balance sheet indicators of the countries' financial sector, we can accurately predict banking crises by just a handful of variables. Using data over the period from 1980 to 2010, the model identifies two basic types of banking crises in emerging markets: a "Latin American type", resulting from the combination of a (past) credit boom, a flight from domestic assets, and high levels of interest rates on deposits; and an "Asian type", which is characterized by an investment boom financed by banks' foreign debt. We compare our model to other models obtained using more traditional techniques, a Stepwise Logit, a Classification Tree, and an "Average" model, and we find that our model strongly dominates the others in terms of out-of-sample predictive power.Download Info
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.Bibliographic Info
Paper provided by Dipartimento Scienze Economiche, Universita' di Bologna in its series Working Papers with number wp872.Length:
Date of creation: Mar 2013
Date of revision:
Handle: RePEc:bol:bodewp:wp872
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- Paolo Manasse & Roberto Savona & Marika Vezzoli, 2013. "Rules of Thumb for Banking Crises in Emerging Markets," Working Papers 481, IGIER (Innocenzo Gasparini Institute for Economic Research), Bocconi University.
- E44 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Financial Markets and the Macroeconomy
- G01 - Financial Economics - - General - - - Financial Crises
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
This paper has been announced in the following NEP Reports:
- NEP-ALL-2013-03-30 (All new papers)
- NEP-BAN-2013-03-30 (Banking)
- NEP-CBA-2013-03-30 (Central Banking)
- NEP-FOR-2013-03-30 (Forecasting)
- NEP-MAC-2013-03-30 (Macroeconomics)
- NEP-RMG-2013-03-30 (Risk Management)
References listed on IDEASPlease report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Reinhart, Carmen & Goldstein, Morris & Kaminsky, Graciela, 2000. "Assessing financial vulnerability, an early warning system for emerging markets: Introduction," MPRA Paper 13629, University Library of Munich, Germany.
- Carmen M. Reinhart & Kenneth S. Rogoff, 2010.
"From Financial Crash to Debt Crisis,"
NBER Working Papers
15795, National Bureau of Economic Research, Inc.
- Carmen M. Reinhart & Kenneth S. Rogoff, 2011. "From Financial Crash to Debt Crisis," American Economic Review, American Economic Association, vol. 101(5), pages 1676-1706, August.
- Davis, E. Philip & Karim, Dilruba, 2008. "Comparing early warning systems for banking crises," Journal of Financial Stability, Elsevier, vol. 4(2), pages 89-120, June.
- Reinhart, Carmen & Kaminsky, Graciela, 1999.
"The twin crises: The causes of banking and balance of payments problems,"
MPRA Paper
14081, University Library of Munich, Germany.
- Carmen M. Reinhart & Graciela L. Kaminsky, 1999. "The Twin Crises: The Causes of Banking and Balance-of-Payments Problems," American Economic Review, American Economic Association, vol. 89(3), pages 473-500, June.
- Graciela L. Kaminsky & Carmen M. Reinhart, 1996. "The twin crises: the causes of banking and balance-of-payments problems," International Finance Discussion Papers 544, Board of Governors of the Federal Reserve System (U.S.).
- Duttagupta, Rupa & Cashin, Paul, 2011. "Anatomy of banking crises in developing and emerging market countries," Journal of International Money and Finance, Elsevier, vol. 30(2), pages 354-376, March.
- Paolo Manasse & Nouriel Roubini, 2005.
"'Rules of Thumb' for Sovereign Debt Crises,"
International Finance
0509003, EconWPA.
- Manasse, Paolo & Roubini, Nouriel, 2009. ""Rules of thumb" for sovereign debt crises," Journal of International Economics, Elsevier, vol. 78(2), pages 192-205, July.
- Nouriel Roubini & Paolo Manasse, 2005. ""Rules of Thumb" for Sovereign Debt Crises," IMF Working Papers 05/42, International Monetary Fund.
- Graciela Laura Kaminsky, 1999.
"Currency and Banking Crises - The Early Warnings of Distress,"
IMF Working Papers
99/178, International Monetary Fund.
- Graciela L. Kaminsky, 1998. "Currency and banking crises: the early warnings of distress," International Finance Discussion Papers 629, Board of Governors of the Federal Reserve System (U.S.).
- Reuven Glick & Ramon Moreno & Mark Spiegel, 2001. "Financial crises in emerging markets," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue mar.23.
- Kraft, Evan & Galac, Tomislav, 2007. "Deposit interest rates, asset risk and bank failure in Croatia," Journal of Financial Stability, Elsevier, vol. 2(4), pages 312-336, March.
- Roberto Savona & Marika Vezzoli, 2012. "Fitting and Forecasting Sovereign Defaults Using Multiple Risk Signals," Working Papers 2012_26, Department of Economics, University of Venice "Ca' Foscari".
- Carmen M. Reinhart & Kenneth S. Rogoff, 2009. "This Time Is Different: Eight Centuries of Financial Folly," Economics Books, Princeton University Press, edition 1, volume 1, number 8973.
- Daniel C. Hardy & Ceyla Pazarbasioglu, 1999. "Determinants and Leading Indicators of Banking Crises: Further Evidence," IMF Staff Papers, Palgrave Macmillan, vol. 46(3), pages 1.
- Kevin C. Murdock & Thomas F. Hellmann & Joseph E. Stiglitz, 2000. "Liberalization, Moral Hazard in Banking, and Prudential Regulation: Are Capital Requirements Enough?," American Economic Review, American Economic Association, vol. 90(1), pages 147-165, March.
- Keeley, Michael C, 1990. "Deposit Insurance, Risk, and Market Power in Banking," American Economic Review, American Economic Association, vol. 80(5), pages 1183-1200, December.
- Fuertes, Ana-Maria & Kalotychou, Elena, 2007. "Optimal design of early warning systems for sovereign debt crises," International Journal of Forecasting, Elsevier, vol. 23(1), pages 85-100.
- Marcos Chamon & Paolo Manasse & Alessandro Prati, 2007. "Can We Predict the Next Capital Account Crisis?," IMF Staff Papers, Palgrave Macmillan, vol. 54(2), pages 270-305, June.
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A new map of the rooms in the Liberal Arts building is available here. A chart showing what equipment is available in those rooms and the occupancy limit of each room is available here.
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First Day for Grade of W for Complete Withdrawals
September 3
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October 21
First Day for Grade of W when dropping an individual course
September 3
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October 21
. . to apply for Fall Graduation (Bachelors Degrees)
July 1, 2013$25.00 late application fee for Bachelors degrees begins
July 2, 2013. . to apply for Fall Graduation (Masters Degrees)
September 15, 2013
$25.00 late application fee for Masters degrees begins
September 16, 2013
. . to ENROLL or ADD classes via the WEB
August 23
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October 16. . to ENROLL or ADD classes in person
5 pm, August 23
August 23August 21
October 16. . to change from Undergraduate to Graduate credit
5 pm, August 23
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October 16. . to change from Audit to Credit
5 pm, August 23
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October 16. . to Drop an individual class w/o a grade in person
August 30October 18
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. . to change from Credit to Audit
November 1
October 14September 26
November 19
. . to change from Graduate to Undergraduate credit
November 1. . to DROP an Individual course in person
November 1. . to WITHDRAW from ALL COURSES in person
November 1. . to DROP an Individual course via the web
November 3Click here for Intersession and Intrasession (short courses) drop deadlines
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August 16
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First Day for Late Enrollment fee of $40
August 19
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Last Day for 100% refund on COMPLETE WITHDRAWALS
August 30
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December 9 - 13
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December 9 - 13
Semester Ends
December 13December 13
Grades Due from faculty via the WEB by 12 Noon
December 17
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December 17
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December 17
Undergraduate Degrees Posted on Transcripts, Available to Students
December 20
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December 20
In order to facilitate the oversight of, guidance to and advocacy for study tours and similar field experiences that are led by Liberal Arts College faculty, the College establishes a Liberal Arts Study Tour Oversight Council (LA STOC). The voting members shall be faculty of the College experienced in leading study tours and a representative from the Dean's Office.


text: This is clever stuff from Australia, starring a better-than-ever Judy Davis and based on a wacky premise: What if, on the last night of his life, Josef Stalin slept with a woman, and she was an Australian communist, and this union brought a child? Surely there are some Aussie historical/political in-jokes here, but Davis's clomp-stomping performance carries the concept, aided by a cast up to her pace (including Shine's Geoffrey Rush, and Sam Neill as a spy whose allegiance is always questionable). The only problem is that things turn somber when they mean to be dark and foreboding, undercutting the satiric bite. Director Peter Duncan will introduce the screening. Bell Auditorium, Tuesday at 9:15 p.m.