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Looking at the calendar, it's a weekend packed with outdoor concerts in parks, the last Pops show at Riverbend and an interesting opera night at CCM. So for planning ahead, take a look: Friday in the Park with George (Gershwin) — The Cincinnati Pops, Cincinnati Opera, Cincinnati Ballet and Cincinnati May Festival will join forces […]
Big summer weekend
07/31/12 at 5:17pm by Janelle Gelfand | Comments
Wanted: A few good voices for the Cincinnati May Festival
07/30/12 at 5:58pm by Janelle Gelfand | Comments
The Cincinnati May Festival Chorus will be holding auditions this fall for all voice parts for the upcoming 2012 – 13 season. The all-volunteer chorus performs from September through April as the official chorus of the Cincinnati Symphony and Pops Orchestras. This season the Chorus will be featured on Mahler's Symphony No. 3, Beethoven's Symphony […]
Making Mozart at CCM
07/30/12 at 1:20pm by Janelle Gelfand | Comments
When CCM's Spoleto Festival had to be canceled due to budget, faculty members found a way to continue the summer program at home. It's called "Mostly Mozart," and, says Mark Gibson, head of orchestral studies, "it is essentially the most extensive opera conducting training program in the country, if not the world." It involves 20 conductors […]
Cincinnati Opera announces new expansion project, seasons
07/27/12 at 3:32pm by Janelle Gelfand | Comments
Here's the news. I'll follow up with a column in Sunday's A&E section of the Enquirer. Here's the link. And here is more detail about the coming seasons: The 2013 season will begin on June 9 with Opera in the Park, a free public concert in Washington Park. Programming for the first of the three […]
A 'Traviata' to treasure
07/27/12 at 3:00pm by Janelle Gelfand | Comments
Go for the story, but stay for the singing. "La Traviata" is perhaps the best loved and most performed of all of Verdi's operas. The tale of "the fallen woman" – who finds love and loses it, only to be reunited with her lover just before she dies of consumption – has captured the imagination […]
Tango opera "Maria" casts magical spell
07/27/12 at 2:51pm by Janelle Gelfand | Comments
A shorter version of this review ran in today's paper: A tango opera – or "tango operita," as Horacio Ferrer and Astor Piazzolla called "Maria de Buenos Aires" – is a unique hybrid of seductive dance and operatic storytelling. In the case of Cincinnati Opera's production of "Maria de Buenos Aires" in Music Hall's Ballroom […]
In memoriam: Louise Dieterle Nippert
07/24/12 at 11:46am by Janelle Gelfand | Comments
Louise Dieterle Nippert was one of the last of an extraordinary generation of patrons who loved the arts passionately and gave generously to keep it alive. She died yesterday at age 100. Here are two of my favorite photos shot by Michael Keating in her Indian Hill home last year, shortly before she turned 100. […]
World Choir Games local winners
07/23/12 at 9:56am by Janelle Gelfand | Comments
We ran a list of local winners in yesterday's Enquirer, but due to space, couldn't run all of the regional winners, too. Here are some that didn't make this list (although we have given them ink in stories during the games): Medals and diplomas earned around the Tristate Eleventh Hour, Kettering, Brody McDonald (Gold medal in […]
Videos of World Choir Games performances
07/17/12 at 10:44am by Janelle Gelfand | Comments
Readers who were unable to attend the World Choir Games or want to relive the moment might want to check out a great website of videos produced by Cincinnati videographer/producer Tom Purdy for Interkultur, the producer of the World Choir Games. Click here to see them, and note (on the right) how he has […]
Vote: Should Cincinnati have a new nickname?
07/16/12 at 12:47pm by Janelle Gelfand | Comments


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Mercy High School Monthly Parent E-Newsletter - December 2011
Wit's End . . . Notes from the Principal
Tender Mercies In 1983, I saw the above named film. It was what I have come to describe as a quiet movie, one of those stories that has a profound impact and communicates its truth without flash or fanfare. It is the story of a middle aged, down on his luck, washed up country western singer, Mac Sledge, now a drifter, who happens upon a little motel/gas station in west Texas. Rosalie, its owner/operator provides Mac a room in exchange for work, and in the course of time, offers him both refuge and a chance at redemption. A young widow, made so by the war in Vietnam, Rosalie lives here alone but for a young boy, Sonny, clearly the love of her life as well as the image of his father. It is her sheer acceptance of this stranger that awakens in Mac a belief that his life still offers opportunity. She is a woman of faith, and although she could be embittered with her lot in life, she sees, instead, all that she has as reason for daily gratitude. As Rosalie comes to know the difficulties of Mac's past, fame, alcoholism, a failed marriage and career, and an estranged older daughter with whom he hopes to re-engage, she encourages him to remain hopeful and to believe that he too has countless blessings, should he choose to see them. Until he can forgive himself for past mistakes, he cannot move forward. As I said at the opening, this is a quiet movie, but one whose message is enormous. Rosalie comes to love Mac Sledge, something he thought impossible, and she does so simply by seeing the good in him. She sees him as one of her own blessings and tells him so. "I say my prayers for you, and when I thank the Lord for His tender mercies, you are at the head of the list." Tender mercies. We all have them. We don't often take notice. Instead, we focus too much of our energy on what's missing, what should have, but did not, happen. The disappointments cloud our ability to recognize the points of gratitude. Just days ago, I had one such moment of clarity. It began with a phone call at 4:25 am last Thursday and these two words: emergency appendectomy. Our son, 26, was calling from his local hospital in Cincinnati, where he had driven himself some two hours before and was now awaiting the surgeon's arrival. He said he'd like us to come down. A four hour drive. We were soon on our way. Now understand. A surgery was going to be done on our son. We wouldn't make it there until it was over. I would miss at least the next two days of work. Our staff Christmas party at Mercy was to be held Friday afternoon, the one gathering each year of the entire staff, and it was to be a marvelous spread of great food and even better company. Wouldn't be there. Saturday was the date scheduled for most of my family to celebrate Christmas this year, over in Holland, Michigan. Five of my eight siblings, along with their families, were set to gather at my sister's home along with my parents, ages 90 and 91. We look forward to this event every year. It's a 24 hour raucous fun fest of food, games, a gift exchange, and a lot of laughter. Wouldn't be there. Tender mercies. Oh yes, indeed. Here's why. Our son called from the hospital. He had safely arrived. The appendix was seriously inflamed; it had not, however, ruptured. The surgeon was on his way. We were out of state, but fortunately hours away, not days. We made our drive through rain. It was December 15th; it very well should have been snow, if not ice. As it turned out, the surgery would be laparoscopic, not open. As already noted, we wouldn't be there in time, but a close friend of our son's was, a 58 year old college professor who treats Scott like family. He had called us just before 5:00 am while enroute to the hospital, and he stayed there for hours until we arrived. Yes, my son and I would miss the Christmas celebration, but my husband was able to head home and join our daughter in Holland. I was able to stay with my adult son (who was released the very same day as the surgery), wait on him, keep him comfortable, monitor both nourishment and meds . . . in essence, have a few days as mom. I was then able to drive him back to Michigan on Sunday. He had planned to come in on his own for a two week vacation before all of this happened. Tender mercies. All kinds of things could have been different. Yes, some minor disappointments but more so, many unforeseen blessings. This Christmas I will be grateful, once again, for my family – especially my husband and my children – and the time we have spent together in the past twelve months. I will be thankful, as was Rosalie, for His tender mercies. May you as well. Merry Christmas.
Mrs. Carolyn Witte, Principal
Mercy MOMENT of the Month Stepping Across Borders
Human Relations Council proudly presented "Stepping Across Borders," Ethnic Bazaar on December 1st with 120 student participants. The Drama Studio was packed with cheering students and proud parents watching the wonderful performances. ETHNIC BAZAAR has been a favorite Mercy tradition which highlights the diversity of Mercy through song, dance, poetry, prayer, food, fashion, and art. It brings the Mercy community together to experience and embrace our uniqueness. This year's festival featured Fillipino, Irish, African American, Chaldean, and Indian performances. Everyone at Mercy takes pleasure in this special day to honor, educate, and incorporate different ethnicities. |
Mothers Club December has been a busy month for Mothers Club. The Mother Daughter Evening of Reflection was a priceless memory to be treasured by all! Thanks to Debbie Padalis, Peggy Griffin, Debbie Bowen and all their gracious volunteers for a lovely evening. Special thanks to the Mercyaires, Livonia Italian Bakery, Orin Jewelers, Kate Scalzi (Mercy Spirit Wear), Mary Lou Messana (Raffle), and all the Mercy Moms who made our Mothers Club Holiday Party on December 5th a huge success. The entertainment, food, shopping and, of course, the raffle prizes, were outstanding. It was so nice to see so many moms! There will be NO JANUARY MOTHERS CLUB MEETING. ALL MERCY MOMS are invited to join us for our next meeting February 6 at 6:30pm in the Media Center. |
Dads Club What a fun time we had at the Holiday Bonfire Thursday night! A rip roaring good time was had by all that attended. The fire was warm, the ground a little mushy and with the aid of the wind the wood supply burned quickly. Check out and link to the photos here and videos here. Send your bonfire photos to email@example.com and we will update the albums. Bring a plate to pass and your dancing shoes and join us at the annual Dads and Daughters BARN DANCE on Friday, January 20th from 7pm - 11pm at the Lazy J Ranch in Milford. Reservation forms are available here. Cost is $40 for you and your daughter, $15 for an additional daughter. SELL! SELL! SELL! The Dads Club biggest fundraiser (and biggest payout) is in full swing. The Grand Raffle tickets were mailed to everyone last month. Bright Pink tickets for $20 each. Sell 5 and get the 6th one free! Drawing will be at the Dads and Daughters Dance on February 18th 2012. Grand Prize $10,000. You need not be present to win but it's a whole lot more fun if you are! Luck of the Irish! Irish Raffle is going on now for $5 per ticket or a book of 5 for $20. The winner will have the option of Fitzpatrick Castle Ireland trip or $2500. Any and all Mercy organizations can keep 50% of all ticket sales. Call Don Esper or email inquiries to firstname.lastname@example.com. Drawing takes place at Cowley's Irish Pub on St. Patrick's Day. Calling ALL MERCY DADS! We welcome and encourage you to come meet, greet, and eat at our next meeting January 10 at 7:00pm in the Cafeteria. |
Heart Centered in God
Day with Drew!
Brittany Wenzel '13 won the opportunity to bring Lions Quarterback and former Michigan State Quarterback Drew Stanton to Mercy for the day on December 6th. Her father Brian attended a benefit for Stanton's High 5ive Foundation and was the winning bidder on a silent auction item which was for Stanton to visit a school. Stanton is actually from Farmington and attended Harrison High School. Stanton graciously walked the halls with Brittany and attended her Anatomy and Physiology class, lunched in the cafeteria, and spoke to the physical education and swim class about fitness and being a professional athlete. Not to mention he signed many autographs and posed for plenty of photos. He did not leave empty handed though, since the Mercy High Student Council donated $1,000 to his charity the High 5ive Foundation which supports 5 organizations including Special Olympics of Michigan, Children's Miracle Network, Cystic Fibrosis Foundation, Orchard's Children's Services, and Community Inclusion Recreation. The mission of Drew Stanton's High 5ive Foundation is to improve the quality of life for all people with varying disabilities through raising public awareness and inspiring individuals toward achieving personal goals which at one time seemed unattainable. Everyone at Mercy was thrilled to welcome Stanton and enjoyed all the stories he shared about his life, his foundation, and being a quarterback in the NFL. |
Maddy Doyle Gatorade Player of the Year
Give Me a M, Give Me an E, Give Me a R, Give Me a C, Give Me a Y! CONGRATULATIONS to Swim Coach Shannon Dunworth who was named MISCA Division I Swim Coach of the Year. What an honor to receive this recognition from his peers! Special shout-out to Ice Hockey who is icing its competitors. They defeated Div 1 Northville last week and won the Suburban Tournament. Basketball continues to dominate on the court with wins all around for Frosh, JV, and Varsity. Figure Skating took 5th in their first competition. Bowling begins league matches in January and the Ski team will hit the slopes next month. Check out some of the newspaper feature articles about our amazing athletes! There's more . . . here are some awards and highlights from all SPORTS 2011. Time to show some spirit for Mercy Winter Sports! CLICK HERE to view the Athletics Calendar and even get driving directions. If you know of more sport honors, please send to Kate Scalzi at firstname.lastname@example.com. |
Mercy Link Crew Presents...
Freshwomen STRESS BUSTERS! Come relieve some pre-exam stress with your classmates.
Auction 2012 Tired of shopping, but still want to help with the Auction? Afraid of the mall and just don't know what to donate? We have the solution for you! Mercy High School is registered at Macy's, Pottery Barn and Target. Visit their web sites, pull up the registry for Mercy (use "Mercy" as first name and "School" for the last name) and choose anything listed. The stores will even send your gift directly to the school. What could be simpler?! Special thanks to the Mothers Club for letting us use their Christmas Meeting as a gift gathering party for the Auction. Everyone who brought an auction donation to the meeting received a chance for a free auction ticket. We had over 30 donors! Congratulations to Karen Jocque on winning the free ticket. Karen brought in a number of donations that she had solicited from businesses in her neighborhood. Gift Gathering Parties are being scheduled for the Northville, Plymouth, Grosse Pointe and Wixom areas. More event details coming soon. If you would like to host a gift gathering party in Farmington or another Mercy community, please contact Auction Coordinator Kari Weber at email@example.com. We are looking for special photos and video clips of Mercy events to be included in the Auction video. These could be athletic photos, scenes from the play, ethnic bazaar footage, anything that highlights our students' activities. Please put "Auction Photos" in the subject line and send your electronic photos and video to firstname.lastname@example.com. Remember to save your baskets and packing material. Send them into the school in January and we will turn your leftovers into beautifully packaged auction gifts. THANK YOU for your participation in the largest parent fundraiser of the year and please bid with heart on Saturday, February 25, 2012. Invitations will be mailed in early January. CLICK HERE for all things AUCTION. |
The Ceramics class rocked the Raku technique last week. Special guest instructor Nancy Flake, who currently studies Art Education at Oakland University and holds a degree from College for Creative Studies, helped the girls create unique pieces using the Raku process. Raku is traditionally characterized by hand molded clay which is put in low firing temperatures after pieces are removed from a torch flame while still glowing hot. In the traditional Japanese process, the fired raku piece is removed from the hot kiln and is allowed to cool in the open air or in a container filled with combustible material. Students crafted small medallions, put on a Raku glaze, torched them until they were glowing red, and gave them to Ms. Flake who put them in the steel containers with paper and cardboard to build a small flame and then covered it to let the heat create an irridescent glow to their medallions. What a rewarding experience! |
PASSPORT to FRANCE for Prospective Students
MNotes . . . miscellaneous info you need to know! Shop. Give. Make a Difference. If you are ordering gifts online, go to ONECAUSE first. Hundreds of online merchants like Nordstrom, Lands End, Amazon, and more will give Mercy a nice percentage from every item you purchase. Simply register your information and select Mercy High School (ID 130214). If you are out and about Christmas shopping at Target or picking up some tasty holiday fare at Gordon Foods or Meijer, please be sure to designate Mercy. Click to register at target.com/tcoe, Meijer.com/MCRmember, gfsmarketplace.com or click here for more rewards program information. Ornament Your Tree! For only $15 give someone a treasured Mercy memory that will add beauty to their Christmas for years to come. Stop by the Mercy Advancement Office to make this special holiday purchase. LIMITED SUPPLY! YEARBOOK - Have you seen our latest video? Find out why Lore is worth every penny at http://youtu.be/gezF5QVdxz4. If you haven't purchased your yearbook yet, time is running out to guarantee your copy. Yearbooks can be ordered at www.yearbookforever.com for $70. Lore will be our largest book in recent years with more of the photographs, stories and captured memories you've come to expect from this award-winning staff. Yearbook Ads: If you have not yet submitted text and/or pictures for your ad, please send them in so that the staff can begin designing the ad. A limited number of spaces are still available for those wishing to purchase an ad. Parents can celebrate their daughter's achievements by placing an ad in the 2012 Lore. Friends can also put ads in the yearbook. Prices start at just $25. Specifics including size and rates can be found at http://mhsmi.org/sites/default/files/announcements/yearbook_parent_ad_1112.pdf View pictures, videos and stay informed about everything related to the yearbook by joining our Facebook group 2012 Lore (https://www.facebook.com/groups/150574648366272/). Your comments and answers may appear in the 2012 Lore. AFTER SCHOOL TUTORING - The National Honor Sociey offers after school tutoring on Wednesdays from 2:45pm - 3:30pm throughout the school year. Tutoring sessions have four to five NHS members in the Media Center to tutor in all subject areas. PLEASE NOTE for future planning purposes exam days are January 10, 11, 12 and the second semester begins Tuesday, January 17. Also note winter break vacation days are on the following Fridays and not over a week period: January 13; February 10, 17; March 2, 9. LIVING STATIONS - Tickets are now on sale for Living Stations, An Epic Theatrical Experience at the Cathedral of the Most Blessed Sacrament, March 16th through April 1, 2012. Living Stations is a deeply moving musical production of Christ's journey to Calvary. Last year the entire Freshwoman class was able to attend thanks to a generous parent donation. CLICK HERE for more details, times, and to order tickets to this life changing spiritual event. Look who is a Sweepstakes Drive winner!
Snapshot of Mercy SALMAGUNDI! SALMAGUNDI! Salmagundi is an annual Christmas bazaar Latin Club fundraiser set up in the South Alcove filled with treasures and treats. Students and staff purchased some chocolate-covered pretzels, hand-made Christmas ornaments, and other student-made crafts & creations. If you have a snapshot of Mercy, please send to email@example.com. |
Gift of a Mercy Education The Gift of a Mercy Education gives forever. Today, there is an urgency and sense of the importance of providing a Catholic, college preparatory education for young women who can and will make a difference. Personally and professionally, Mercy women are a gift to the world around them with their values and commitment. Help us continue this important work through your gift today. The Annual Fund helps provide tuition assistance as well as support for operating and program budgets. It plays a key role in keeping Mercy High School the premiere all girl high school in Michigan, offering a Catholic education that is second to none. Visit our secure online giving site mhsmi.org/donate or send your check to the address below to get your donation in before the end of the 2011 tax year. Your generosity will allow us to continue to offer The Gift of a Mercy Education to our 750 current students and to generations of young women to come. |
Mercy Month Ahead
The JANUARY MEMO will be delivered to your inbox January 19. If you have any questions or want to submit any educational stories or share some good Mercy news, contact firstname.lastname@example.com. Want even more? Click the school year calendar and the Mercy web site. And don't miss all of the latest Mercy In The News articles. Check out the current announcements, view past issues of the MEMO newsletter, and browse the home page links to see what's happening at Mercy. |
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I used ebookers to planify a 4 flights trip over the United States. I found very cheap flights with a lot of possibilities to tune the hours of the flights. The search view allowed me to easily change the days of flights to find something cheaper or with more convenient hours. At the end, I ended up with a very cheap set of flights that was easy to booking and with all the necessary information.
The only drawback I have is that the number of multi-city flights is limited to 4.
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Get to know our other Brands:
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Schedule An Appointment | Clinical Office Address |
(435) 843-3096 | Stansbury Health Center 220 Millpond Rd Suite 100 Tooele, UT 84074 Map |
Michelle Johnson, PA-C, is a physician assistant with an interest in general family medicine and wilderness medicine. She received a bachelor's degree in biochemistry from Montana State University and went on to complete her physician assistant training with a master's degree from Idaho State University. She is affiliated with Utah Academy of Physician Assistants, as well as the American Academy of Physician Assistants. In her free time, Michelle enjoys skiing, mountain biking, climbing, running and cooking. She is currently welcoming new patients and accepts most insurance plans.
Board Certification and Academic Information
Academic Departments | UUHC Community Physician Group - UUHC Moonlighter |
Patient Ratings
The Patient Rating score is an average of all responses to physician related questions on our nationally-recognized Press Ganey Patient Satisfaction Survey.
Responses are measured on a scale of 1 to 5 with 5 being the best score.
Patient Comments
Patient comments are gathered from our Press Ganey Patient Satisfaction Survey and displayed in their entirety. Patients are de-identified for confidentiality and patient privacy.
Michelle Johnson is one of the most knowledgeable, professional care providers and I have the utmost confidence in her.
UofU Patient December 23, 2013She has always been very understanding, patient, and kind. She has done a great deal in solving my problem.
UofU Patient December 15, 2013Michelle Johnson was super as always. She enters the room with a smile and keeps that friendly, caring, and empathetic demeanor throughout the entire visit. She is a wonderful asset to the clinic. I fully trust her advice and guidance.
UofU Patient December 07, 2013I have already recommended Michelle to others
UofU Patient November 25, 2013Stansbury Clinic and foremost the patients are very fortunate to have a caring, knowledgeable P.A. as Michelle Johnson.
UofU Patient October 14, 2013I just love Michelle Johnson!
UofU Patient September 06, 2013I have already recommended my care provider to other's.
UofU Patient August 30, 2013I think Michelle Johnson is the best care provider I've been to. She communicates proficiently. Last year, after a breast exam, she insisted that I have a biopsy when I didn't see the need since I had just had a mammogram a couple of months before which showed nothing. As it turned out, I had breast cancer, like she suspected. I believe she saved my life. I would rate Michelle the highest rating possible.
UofU Patient August 26, 2013She did not seem to really know what she was doing, she gave me two possible diagnoses for my condition, she left the room and them came back later to tell me something else about what I could possibly have or what to do about it. Just seemed like she was unsure of herself.
UofU Patient August 09, 2013Michelle is awesome. every time i have seen her she has been amazing. she listens BEFORE making up her mind and explains everything and never rushes through it.
UofU Patient August 08, 2013To tell you the truth I wish you had more good DOCTORS, instead of always having to pay $20 to see a PAC, then go spend another $30 to see a specialist
UofU Patient August 08, 2013I always feel that my concerns are addressed and I leave feeling that I can be responsible for my health
UofU Patient August 07, 2013Michelle is always friendly and efficient. She explains things in easy to understand terms. I fully trust her judgement.
UofU Patient August 02, 2013I have recommended Dr. Michelle Johnson to people, actually.
UofU Patient July 23, 2013MIchelle is excellent. Advised me on a way to take azithromycin that I didn't know about. Very good clinical and interpersonal skills.
UofU Patient July 19, 2013Michelle is awesome! And Emily too! Thank you for caring for my physical and emotional needs too!
UofU Patient July 01, 2013Michelle Johnson was very knowledgeable and friendly. I felt totally at ease with her.
UofU Patient June 24, 2013very good
UofU Patient June 17, 2013good
UofU Patient May 08, 2013I have been going to the Stansbury Clinic for almost five years and I firmly believe that the U of U Hospital system is very lucky to have friendly, competent staff as Michelle and the entire staff at Stansbury.
UofU Patient April 27, 2013Michelle is the best!
UofU Patient April 16, 2013To be honest this is the first time I saw Michelle Johnson PA-C. She was as nice as she could be. She was highly concerned about my well being, and how I was feeing. It felt nice knowing that I wasn't the only one who knew something was wrong. She was highly concerned with my condition. However, at the same time I felt as this was kinda of a bad thing. I feel like there almost may of been a jump directly to the worst thing possible. With that being said, I feel like it's better to over-react rather then under-react. I gave the ratings that I did because I just needed to see somebody, and she was available same day, same hour I called which was nice. So, I can't give a real good review of her. But, I can tell you if you want a provider who is genuinely concerned about you, she is your girl. While I was under her care she kept peeking in on me, making sure I was doing okay. When she had to go in with another patient I heard her tell the MA "keep an eye on him, if anything changes come grab me" Which is reassuring and really nice knowing she would be interrupted to take care of me. Thanks, Michelle
UofU Patient March 19, 2013I am always treated with the utmost professionalism and courtesy by Michelle Johson and the medical and administrative staff at Stansbury Clinic.
UofU Patient March 12, 2013Michelle has a down-to-earth, friendly manner that makes me feel comfortable and at ease. I feel like I can ask her any question about my health or can tell her about any health issue I have and don't have to worry that she will think I'm an idiot.
UofU Patient February 18, 2013As always, Michelle Johnson and the staff at Stansbury Clinic are extremely knowledgeable and friendly. As a patient I feel very confident and warmly treated during each and every visit.
UofU Patient January 26, 2013Michelle Johnson always takes time to listen and really cares
UofU Patient December 28, 2012Michelle is a very kind and thoughtful provider
UofU Patient December 26, 2012good
UofU Patient December 18, 2012Michelle is very good at listening and really trying to get it right. I really appreciate the concern she shows.
UofU Patient December 18, 2012Not a negative reflection on the PA but she did seem a little rushed. But I suppose that's normal in this country and probably will be until we get national health care.
UofU Patient November 19, 2012Michelle is very compassionate. You can tell that she honestly cares about you.
UofU Patient November 08, 2012The care was great.
UofU Patient November 06, 2012Michelle is a very caring and attentive provider
UofU Patient October 23, 2012Very good as always
UofU Patient October 20, 2012Michelle Johnson is an extremely knowledgeable and caring care provider. We patients are very fortunate to have her attending to our health needs.
UofU Patient October 02, 2012Michelle took the time to answer my questions and explain things to me.
UofU Patient September 03, 2012Michelle Johnson is one of the finest care providers we have encountered. She is consistently knowledgeable and caring about our health.
UofU Patient August 03, 2012I feel very fortunate to be a patient of Michelle Johnson. She is very knowledgeable, conscientious, and cares about her patients. The University system is lucky, as are we patients, to have her at the Stansbury Clinic.
UofU Patient July 23, 2012This was my first visit to Dr. Johnson after Dr. Siebert retired. I felt Dr. Johnson would be an excellent doctor for my future needs. She was very helpful, concerned and patient with all my concerns.
UofU Patient July 10, 2012Though you told me I had strep....this was a great experience :)
UofU Patient July 09, 2012it has been a long time since i have found a doctor i have felt i connected with i think that is partly why i have negelect my health care lately, now i feel i have found the perfect provider and can get back on top of things
UofU Patient July 03, 2012Michelle is awesome. She takes time with you... makes sure you understand everything and answers all of my questions. I am so glad I have found her!!!!
UofU Patient June 25, 2012Only the best, Michelle you could open up your own clinic and you would be very successful.
UofU Patient June 18, 2012Michelle Johnson this was our first time meeting her and it looks like she is going to be able to work with us on monitoring my son's medications for his autism and bipolar.
UofU Patient April 17, 2012Very impressed with Michelle and her staff. Will ask for again.
UofU Patient April 17, 2012very good staff
UofU Patient April 12, 2012Excellent service, quality care, capability and friendliness of staff are a given at the Stansbury Clinic.
UofU Patient April 06, 2012Would have liked more discussion about drug interactions with known allergies
UofU Patient March 31, 2012Michelle Johnson is an outstanding PA.


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Media Arts Programs
Street-Level offers FREE media arts training programs for youth ages 8 to 22. Workshops take place year-round at our multimedia center and www.way2age.com in school and community partner sites around the city.
Workshops are taught by experienced professional teaching artists and include video production, audio and music production, graphic design, and digital photography.
Click here for our Winter/Spring 2014 program schedule.


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Offered at: | (B, X*) |
Offerings: | Trimester 2 |
EFTSL value: | 0.125 |
Unit chair: | H Kasem |
Prerequisite: | AIB352 or AIB306 or equivalent |
Note: *Off-campus study is only available to students at South Australian Universities (other than UniSA) who can attend the tutorials at the University of South Australia in Adelaide. Unit Chair approval is required to enrol in off campus mode. |
Written sources will include Modern Standard Arabic discourse material. These will offer a wide range of subjects, register and style. Selection of current affairs material from a variety of sources will be examined in order to acquaint students with a wide range of lexical and idiomatic variants.
Topics to be addressed in this unit include:
Unit Fee Information
Please visit fees and invoices.


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Definition of chlamydomonas in English:
Syllabification: chlam·y·dom·o·nasPronunciation: /ˌklaməˈdämənəs
Biology- A common single-celled green alga that lives in water and moist soil and typically has two flagella for swimming.
- Genus Chlamydomonas, division Chlorophyta (or phylum Plantae, kingdom Protista)
More example sentences- However, the potential of the unicellular green alga chlamydomonas in selection systems has been studied most.
- Chlamydomonas has nothing to do with Chlamydia, by the way.
- The PKA protein in Chlamydomonas flagella has not been purified.
late 19th century: modern Latin, from Greek khlamus, khlamud- 'cloak' + monas (see monad).
More definitions of chlamydomonas
Definition of chlamydomonas in:- The British & World English dictionary


text:
Shelby Yelden | Pole Vault
Height: 5-8
Year: Junior
Hometown: Seward, Neb.
Previous School: Seward
Major: Middle Level Education - Math & Art
2012-13 Bests
Pole vault: 11' 3" (GPAC Championships)
Pole vault: 11' 9" (Wildcat Classic)
Javelin: 108' 6" (Doane Relays)
2013 NAIA Outdoor National Qualifier (pole vault)
2013 GPAC Outdoor All-Conference (pole vault)
2013 NAIA Indoor National Qualifier (pole vault)
2013 GPAC Indoor All-Conference (pole vault)
2012 GPAC Outdoor All-Conference (pole vault)
High School
Prepped at Seward high school under coach Jason Berry for four years ... Qualified for State junior year ... Senior year her team was Class B state runner-up ... Was on the softball team for three years and placed second at state her senior year ... Member of National Honor Society and received Academic Honor Roll honors.
Born on March 5 in Lincoln, Nebraska ... Daughter of Vern and Karen Yeldon ... Has one older sister, Jennifer.


text:
See more: Dolls
Muffin Blonde Doll 13"
Our Muffin Blonde doll includes pink pants, a floral shirt, white shoes. This doll is made of special vinyl that is soft to the touch and the body is filled with wool and fine granules so she is cuddly. Gotz uses the highest quality, natural looking hair that is rooted into the scalp and can be easily washed, styled, and brushed. The blue eyes have been inserted by hand and the lashes are specially produced to enhance the natural look of the doll.
- Recommended for children 3 years and older
- Measures 13"
- Made of vinyl with a body stuffed with wool and fine granules
- Hair rooted at the scalp for easy washing and styling
- Hand inserted blue eyes and specially produced lashes
- Includes pants, shirt, andshoes
- Clothing is machine washable and ironable
- Designed in Germany by our friends at Gotz
- Made in China


text:
Photos and Videos tagged with #OVERSOUL
Whoops I see graphical errors so here's the fixed version. The characters will cameo in #Oversoul Gakuen manga.
- 13 days ago via site
- 43
#Oversoul @Nulgath
New art for Cyrano Blodgharm
Collaboration with @Redingard
IGN: Redingard
IGN: DeathGuard
Rank: Master/Legendary
Element: Water and Energy
Story: http://www.twitlonger.com/show/n_1s0nnr9
- 15 days ago via site
- 75
Here's another sample of #Oversoul Gakuen and expect cheesy jokes like this from the forumite characters. ^_^
- 15 days ago via site
- 42
A preview on a fan-made manga of #Oversoul Gakuen which takes Oversoul to a modern day school setting.
- 15 days ago via site
- 82
#Oversoul @Nulgath Oversoul Water Character Suggestion
Name: Axis Mistique
Rank: Master
Story: Blessed by Poseidon, Axis grew up as a human but with sealed powers. One day, Poseidon started to die, and send Axis on a mission to recover a certain soul to save him. He parted to the UnderWorld and following the guide Poseidon gave him, he reached a portal which was long not used, so when he entered the Oversoul, his hidden powers awakened and gave him magic powers. His wings, symbol of fate and happiness, and his magic element, water being the essence of his soul, defined him as a being we could call Mistique.
IGN: DeathGuard
- 17 days ago via site
- 147
@Nulgath My #Oversoul contest entry: Colossal Deepsea Dweller (aka) "The Kairu" -Thanks for the help, @MaxijackAQW
- 17 days ago via site
- 1,734
@Nulgath #Oversoul character suggestion: parasite
rank: master
element: water
win:laughing hysterically
3x 500 attack
2x 200 attack
3x defend
2x water rapid
1 hit: hits enemy with club like arm
2 hit: right arm stretches and strangles the enemy
3 hit: pounds enemy with the club arm
5 hit unleashes a water cannon from his right arm
- 20 days ago via site
- 27
Mobius the Hero for the #Oversoul Water Element Contest
- 23 days ago via site
- 1,180
@Nulgath #Oversoul Character Suggestion
Name: Steampunk Dragon
Element: Light and Neutral
Enemy: I shall covered all darkness with my wings!
Controlled: Steampunk isn't something so simple so that a mongrel like you can understand it!
Victory: Machines are the rulers of the new era!
Special thanks to @SteampunkSkurge for the character idea!
- 75 days ago via site
- 120
@Nulgath #Oversoul
Name: Black Santa
Element: Fire/Neutral
Rank: Master
Enemy:"Only true men take microwaves to a sword battle."
Controlled: "HEEEAAAAT WAAAVES!"
x1 200 attack card
x4 500 attack cards
x2 Iron Hides
x1 Neutralize
x1 Fireball
x1 Meteorite
x2 500 Defense Cards.
x2 Fire Whirls
x1 Sacrifice
This character is dedicated to @Veneeria_AQW , and credits to her for the inspiration of the character and quotes!
- 87 days ago via site
- 122
@Nulgath #Oversoul
Name: Cyrano the Grand Summoner
Element: Fire and Neutral
Rank: Legendary
Remake of http://twitpic.com/db4o3b
Enemy:Hatred is a temporary fledgling emotion, just as your existence.
Controlled: You're appealing to Chaos, shall I start to mold you at its please?
x1 200 attack card
x4 500 attack cards
x2 Iron Hides
x1 Neutralize
x1 Fireball
x1 Meteorite
x2 500 Defense Cards.
x2 Fire Whirls
x1 Sacrifice
- 87 days ago via site
- 246
Name: Lancer Element: Earth #Oversoul @Nulgath
Enemy: You're betraying yourself, submit to the might of despair!
Controlled: I have wandered through the sadness of this world, hold no grudge against me!
x2 200 attack cards
x4 500 attack cads
x2 500 defense cards
x2 Stone Walls
1 Mountain Strike
1 Earthquake
1 Crush
1 Tree of life
1 Petrify
3 Hit Combo: Pierces its enemy x3 with its lance
5 hit combo: Jumps and charges from above against his opponent striking him x5 times.
IGN: DeathGuard
- 99 days ago via site
- 207
Combo Bonuses & Voidknight / Skexis Fiend Evolutions are LIVE! Are you ready to increase your damage output with Combos? Go see how Combos work on the #Oversoul Website! http://oversoul.artix.com/
- 121 days ago via site
- 468
OS Character Suggestion. Name: Prismatic Dragon Rank: Master (Apprentice and Veteran Form http://twitpic.com/dgcwxe) @Nulgath #Oversoul
- 160 days ago via site
- 243
@Nulgath @Revontheus #Oversoul Name: Lobo
Rank: Master
Element: Energy/Shadow
Story: Old stories talk about a fairy tale of a boy and a wolf being born together without it having a logical reason to be explained. When people tried to get near the new born, the wolf didn't let them come near him. An old shaman explained to his parents that their soul was one itself. Both the kid and the wolf began growing. After some years, the teenager was called Lobo, because of how he only spend time with the big silver wolf. One day they wander into some cave which have some prints of an old myth, when they reached an exit which shine like a sun, they found themselves in another world, which would give them a new experience of what their true purpose really was.
3 hit combo: The wolf uses his feet to cast thunder slashes towards his enemy.
5 hit combo: The wolf tackles his opponent.
A birthday gift for @LupusTheWolf Hope you enjoy it :D
- 188 days ago via site
- 287
Mutaion of a Simple Gentleman, cursed by Nulgath for always holding doors and being nice to others, Nulgath gave him eternal life for one cost, his hand would grown large and claw-like and his breath would turn toxic. Now this simple gentleman cant help others and when he tries they die.
"Kindness is a curse"~Nulgath
Enemy: Greet...Greetin...Gsss
Controlled: Greetings
Toxic Gentleman
Element- Chaos/Earth
#oversoul #oversoulcontest @nulgath @revontheus
- 193 days ago via site
- 49
Entry for #Oversoul contest. @Nulgath
Urteil the Death Inquisitor is a spelluser's worst nightmare. Intolerant of special magical use, he is notorious on pursuiting down demons, mages, rogues and necromancers with his punishing judgment. Even the most experience and veteran wizards are petrified in fear at Urteil's aura.
Controlled:"Perish in the fury of my judgement!"
Enemy:"I shall petrify you with deep slumber..."
Element : Shadow
- 193 days ago via site
- 377
@Nulgath @Revontheus #Oversoul Raynare, Queen of Fallen Angels Legendary Form.
Link to Master Form http://twitpic.com/datl08 This character is already competing in Final Selection but here's the Legendary Form for more teasing! :D
- 193 days ago via site
- 256


text:
Please check out the new soccer prediction league I have created. http://www.soccerpredictionleague.com Its 100% free. There are NO banner ads, NO popups, NO sponsors of any kind. I created this league to have fun not to make money. Leagues for Premiership, Division 1 and most major European leagues. More leagues added daily. South American leagues coming soon. For those of you who are new to the concept of a prediction league its very simple. Each week you are given a list of games for which you predict the outcome. If you join the premiership league you predict premiership games. If you join the bundesliga league you predict bundesliga games. You can join as many leagues as you want. You get points/goals depending on how well you predict the final outcome of each game: 1 goal for the correct outcome (Win, Loss, Draw) 2 goals for each correct score The goals are added up and used in a head to head competition with another player. Whoever has the most goals gets 3 points for the win (1 point if its a draw). These points determine your position in the league table. A full promotion/relegation scheme has been implemented. At the end of the season the highest scoring players are moved to a higher division and the lowest scoring players are moved to a lower division for the start of the next season. If it sounds complicated dont worry. Its all done automatically. All you have to do is login each week and make your predictions. It can be a lot of fun so come and play. The more players the more fun. So EVERYONE come play. If you have any questions dont hesitate to post them here. There is also contact information on the site. Suggestions are also greatly appreciated. Thank you, MntlDfct www.soccerpredictionleague.com
No its not spam. I get absolutly no economical gain when people come to my page. I created it so people could have fun not to make money. MntlDfct
When you login it will give you a list of the leagues you have joined. Click on EPL and it will bring up a page with all the latest information like your past results and your picks in the current round. The top right corner shows the current standings for your division. Hope this helped. If not let me know. MntlDfct
I joined 2 weeks ago...EPL and MLS....great site mate. Can't see it as spam either as there is no gain to be made for anyone...except perhaps for people like me who use it for free
yeah, that's sorted it, thanks. i didn't realise you had to scroll off to the right. ...are we gonna get the chance to predict monday's games then?


text:
Looking for Decorative Stone? www.hotfrog.vn showcases more than 5 businesses grouped by Decorative Stone within Vietnam. To find more businesses related to Decorative Stone, and to filter by locality, use the left navigation menu.
vietnam landscape stone - 21/10/2010
, Ho Chi Minh City
ha noi, Ha Noi
Ha Noi Capital
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Sharing tips, ideas and advice to help grow your small business.


text:
Dolphins donating $500,000 for Sandy relief
Wednesday - 11/7/2012, 6:11pm  ET
MIAMI (AP) -- The Miami Dolphins and owner Stephen Ross are donating $500,000 to the Mayor's Fund to Advance New York to support Hurricane Sandy relief efforts.
The Dolphins will also donate to the American Red Cross net proceeds from the sale of tickets for Sunday's game against the Tennessee Titans purchased beginning Thursday.
Ross is chairman of Related Companies, a real estate company in New York City.
Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


text:
*SportsComet>>>Baseball |
How to tape a baseball bats handle , making X's (like Barry bonds bat)? |
How to tape a baseball bats handle , making X's (like Barry bonds bat)? i will tell you the real way. take a roll of thin sports tape, not thick, because it wont come out as well. take a piece and wrap the bottom of the handle, where the knob starts. take a longer piece and go up the handle in a swirl, as if you were doing it regularly, but make spaces between the swirls. next, take another long piece of tape and do the same thing, except go the opposite direction, forming a criss-cross of the two pieces of tape. if you do it right it should ook like the X's on barrys bat.at the top but another piece of tpe to keep the ends from popping up. i tape all my bats that way, even my metal ones. Since no one else is answering your question i will tell you what i know. It's not in the how to tape the bat. It is in the tape itself. It is special tape that all you do is put it on and it has the pertruding "x's" you are talking about so it makes for a better grip. I dont know where you can get the tape at but try sporting goods stores or eastbay. |
Tags |
Boxing Basketball Baseball Formula One Indy Racing League (IRL) NASCAR General - Auto Racing |
Sports Categories--Copyright/IP Policy--Contact Webmaster |


text:
Ariat Pierce Full Zip - Ladies, Gray
Stylish Zip Hoodie! The Ariat® Ladies Pierce Gray Full Zip is a stylish, cotton blended fleece.This gray colored jacket is designed with fur trimming around the hood, as well as embroidered designs. The Ariat® Ladies Pierce Gray Full Zip features:
Customer Reviews |
Write a Review |
This product has not been rated by any customers. Be the first person to write a review of this product. $75 Monthly Gift Certificate Prize and a $1000 Gift Certificate End of Year Grand Prize If you own this product, please write a review for it. The Review should be helpful to other Shoppers and reflect your own experience with this product. Prizes awarded based on the quality of the review - positive or otherwise. |
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Reviewed by 2 customers
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perfect colors
By goddess of thunder
from moses lake, wa
Purchase Reason
difficult to find frame and matting. should have had you frame it for me, but feel your framing costs a bit high.
(1 of 1 customers found this review helpful)
This looks great with any decor!
By American Patriette
from Portland, OR
I bought this specifically for my dining room, but found that it will look great in any room. This is the first abstract I have purchased, but it goes well with my traditional decor. It is interesting and colorful, and I have really enjoyed having something different.
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text:
Staten Island Real-Time News
Breaking local news from Staten Island, NY
Category: From the Print Edition RSS
Lessons for the learning in tale of two Staten Island tolls
By Judy L. Randall
January 30, 2012, 8:29AM
Starting in the 1970s, lawmakers knuckled down and secured residential discount on the Verrazano-Narrows Bridge Full story »
Staten Island Advance headlines -- Monday, Jan. 30, 2012
By Staten Island Advance
January 30, 2012, 7:30AM
STATEN ISLAND, N.Y. - Here are some of the headlines you'll find in the print edition of today's Staten Island Advance -Republicans rally around Grimm -Lessons in tale of two tolls -New man at the helm of the 122 -Suit lobs fault at HS for fistfight -In Concord, a welcome antidote to overcrowding -Dance troupe heralds Chinese New Year... Full story »
Volunteers to count the homeless tonight
By Kiawana Rich/Staten Island Advance
January 30, 2012, 6:10AM
Annual borough census still vital despite mild weather weather Full story »
Staten Island Republicans rally round Congressman Michael Grimm
By Jillian Jorgensen/Staten Island Advance
January 29, 2012, 9:31PM
Despite a list of allegations, congressman has not been charged with any crimes Full story »
Historic pages from the archives of the Staten Island Advance: Dec. 6, 1951
By Staten Island Advance
January 29, 2012, 12:55PM
DEC. 6, 1951 NEW CONGRESSIONAL LINES ALBANY -- Staten Island is included today in a new 15th congressional district carved out of an odd-shaped Bay Ridge section of Brooklyn -- the result of a last-minute maneuver by the Republican-con-trolled state Legislature. The new district is not the one which has been hotly debated during the past week; it has 2,274... Full story »
These 'bath salts' are not for soaking
By John M. Annese/Staten Island Advance
January 29, 2012, 12:02PM
The powerful narcotic, which can be snorted or ingested, is under watch by the DEA Full story »
Wind turbine stands tall on N.J. horizon
By Staten Island Advance
January 29, 2012, 12:00PM
260-foot structure can be seen from Richmond Terrace, hilly areas Full story »
New allegations question Grimm's campaign financing
By Tom Wrobleski/Staten Island Advance
January 29, 2012, 10:22AM
POLL: How will allegations effect his re-election bid? Full story »
At Staten Island's PS 14, parents care, but NYC and Staten Island officials ... not so much
By Staten Island Advance
January 29, 2012, 8:01AM
STATEN ISLAND, N.Y. -- The New York City Department of Education has never offered a plausible explanation for how PS 14 in Stapleton plummeted from a school the DOE rated A in 2008-2009 to a school targeted for closure as of 2011. That's a consistent pattern with DOE officials, who seem to think the truth is whatever they say... Full story »
Behind NYC's restaurant grades, Department of Health inspectors are scrutinized
By Deborah Young/Staten Island Advance
January 29, 2012, 7:00AM
Agency is inconsistent and unfair in its procedures, some restaurateurs say Full story »
Staten Island Advance headlines -- Sunday, Jan. 29, 2012
By Staten Island Advance
January 29, 2012, 6:58AM
STATEN ISLAND, N.Y. - Here are some of the headlines you'll find in the print edition of today's Staten Island Advance -New allegations question Grimm's campaign financing -It's all about the inspectors -Wind turbine stands tall on N.J. horizon -Characters come alive at reading event -More Curtis High School students earning Ineternational Baccalaureate diplomas -Black College Fair held at... Full story »
New Dorp Beach woman hit by car still critical
By Staten Island Advance
January 29, 2012, 6:29AM
STATEN ISLAND, N.Y. - A New Dorp Beach woman remains in critical condition after she was struck by a truck in Grant City Friday night, police said. The 48-year-old, who lives on the 300 block of Milton Avenue, was crossing east to west at the intersection of Lincoln Avenue and Richmond Road at about 5:30 p.m. when a 2003 dark... Full story »
Mount Loretto helps teen with autism learn to communicate
By Maureen Donnelly
January 29, 2012, 6:23AM
STATEN ISLAND, N.Y. -- Jennifer is a 16-year-old young woman diagnosed with Autistic Spectrum Disorder, severe communication disorder and obsessive compulsive disorder. She had been in the child welfare system since birth and had numerous transitions throughout her life. As a result, Jennifer was extremely fragile, both emotionally and physically, before she came to MIV-Mount Loretto. She had extreme difficulty... Full story »
Fashion show will usher in Girl Scouts' centenary
By Staten Island Advance
January 29, 2012, 6:20AM
STATEN ISLAND, N.Y. -- n Island Girl Scout 100th Anniversary Committee is kicking off the year's celebrations with a "Girl Scouts Through the Ages Fashion Show" on Feb. 11 at the Court House in Historic Richmond Town. The fashion show is the opening event for "A Century of Honor, a memorabilia exhibition that will be on display until March 18.... Full story »
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PHILADELPHIA - October 31, 2012 (WPVI) -- A number of communities have postponed or cancelled Halloween activities due to Hurricane Sandy.
Here is what has been sent to Action News so far. This list will be updated as new information comes in, so be sure to check back often.
New Jersey Gov. Chris Christie has signed an executive order postponing Halloween until Monday, November 5
Bucks County
- Buckingham Township: not postponed, up to neighborhoods
- Falls Twp. is recommending residents postpone Halloween Trick or Treating until Saturday, November 3
- Doylestown Twp. - Up to the individual neighborhoods
- Bensalem - on, but use extra caution
- Bristol Twp., Pa - asks residents to postpone until Wed., November 7. Township will be under curfew until weekend, due to large power loss
- Lower Southampton postponed to next Wednesday, November 7
- Middletown Twp. - postponed till Wednesday,�November 7; Encouraging parents to take kids to Oxford Valley Mall tonight (October 31) for trick-or-treat
- Morrisville - Postponed until further notice.
- Newtown Borough - Recommending parents wait until Wednesday, November 7
- Northampton Township - postponed until Wednesday, November 7
- Perkasie: not postponed
- Quakertown: not postponed
- Richland Township: postponed until November 3
- Upper Southampton discouraging trick-or-treat until Saturday, November 3
- Warrington Twp.: postponed until Saturday, November 3, from 2pm to 5pm
Chester County
- Caln Township: not postponed
- Downingtown: not postponed
- Malvern: not postponed
- West Chester - Still on
Delaware County
- Media Borough - Still on
- Middltown Twp. - Still on
- Radnor Twp. - postponed to Sunday, November 4
- Abington - Postponed until Sat. November 3
- Horsham Twp. - postponed to Saturday, November 3
- Cheltenham Twp. - recommending residents postpone to Friday, November 2
- Collegeville: not postponed
- East Norriton: postponed until Saturday, November 3 from 5pm to 8pm
- Hatfield Township: not postponed
- Langhorne: not postponed
- Lansdale:� not postponed
- Limerick Twp. - encouraged postponement until Friday, November 2
- Lower Frederick Township: not postponed
- Lower Merion Twp. - recommending Trick-or-Treat be postponed until Sunday, November 4 from 4pm-6pm
- Lower Moreland - At discretion of parents in individual neighborhoods
- Montgomery Twp. - Still on, but be safe
- North Wales: not postponed
- Perkiomen Township: not postponed
- Schwenksville:� not postponed
- Skippack Township: not postponed
- Souderton: not postponed
- Trappe: postponed until November 2
- Upper Dublin� - Moved to Saturday, November 3
- Upper Gwynedd - decision is up to each neighborhood
- Upper Merion� - recommending postponement until Friday, November 2
- Upper Moreland - Encouraging families not to trick-or-treat until Saturday, November 3
- Whitemarsh Twp. - Strongly encourage parents to postpone until Friday, November 2
- Worcester Twp. - Not postponed, but at discretion of the residents. Urging extra safety
- West Norriton: postponed until Saturday, November 3 from 5pm to 8pm
Lehigh County
- Allentown parade - postponed till Sunday, November 4
Northampton County
- Bethlehem Parade and 5K -� postponed till Sunday November 4
(Copyright ©2014 WPVI-TV/DT. All Rights Reserved.)
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text:
Coverage: RSN-
7:00 PM ET, January 22, 2014
Air Canada Centre, Toronto, ON
Top Performers
Dallas: M. Ellis 21 Pts, 1 Reb, 6 Ast
Toronto: D. DeRozan 40 Pts, 3 Reb, 3 Ast, 1 Stl, 1 Blk
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Determinants of bank versus nonbank competitiveness in short-term business lending
Since about 1974, banks' share of the market for short-term business lending has been steadily eroded through competition with nonbank creditors. This paper tries to identify some factors that may affect bank competitiveness in this category in the short fun and discusses how these factors may have contributed to banks' loss of market share. Estimation of a simple linear model in first differences indicates that banks' market share responds negatively in the short run to above-average default risk and/or monetary tightness and to a decrease in banks' value of deposit insurance. Banks' market share responds positively to an increase in the level of interbank competition. Extrapolation from the short-run model to long-run effects demonstrates the plausibility that above average risk and/or monetary tightness and increases in the aggregate weighted capital-to-assets ratio, which contributes to decreases in the value of deposit insurance, may have played a small role in banks' loss of market share since the mid-1970s.Download Info
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.Bibliographic Info
Article provided by Federal Reserve Bank of San Francisco in its journal Economic Review.
Volume (Year): (1993)
Issue (Month): ()
Pages: 17-32
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Related research
Keywords: Bank loans ; Bank competition ; Commercial loans;References
References listed on IDEASPlease report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- James, Christopher, 1987. "Some evidence on the uniqueness of bank loans," Journal of Financial Economics, Elsevier, vol. 19(2), pages 217-235, December.
- Peter C.B. Phillips & Sam Ouliaris, 1987.
"Asymptotic Properties of Residual Based Tests for Cointegration,"
Cowles Foundation Discussion Papers
847R, Cowles Foundation for Research in Economics, Yale University, revised Jul 1988.
- Phillips, Peter C B & Ouliaris, S, 1990. "Asymptotic Properties of Residual Based Tests for Cointegration," Econometrica, Econometric Society, vol. 58(1), pages 165-93, January.
- Frederick T. Furlong, 1983. "New deposit instruments," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue May, pages 319-326.
- Elizabeth S. Laderman & Randall J. Pozdena, 1991. "Interstate banking and competition: evidence from the behavior of stock returns," Economic Review, Federal Reserve Bank of San Francisco, issue Spr, pages 32-47.
- Benjamin M. Friedman & Kenneth N. Kuttner, 1994.
"Why Does the Paper-Bill Spread Predict Real Economic Activity?,"
NBER Working Papers
3879, National Bureau of Economic Research, Inc.
- Benjamin M. Friedman & Kenneth Kuttner, 1993. "Why Does the Paper-Bill Spread Predict Real Economic Activity?," NBER Chapters, in: Business Cycles, Indicators and Forecasting, pages 213-254 National Bureau of Economic Research, Inc.
- Benjamin M. Friedman & Kenneth N. Kuttner, 1991. "Why does the paper-bill spread predict real economic activity?," Working Paper Series, Macroeconomic Issues 91-16, Federal Reserve Bank of Chicago.
- Diamond, Douglas W, 1984. "Financial Intermediation and Delegated Monitoring," Review of Economic Studies, Wiley Blackwell, vol. 51(3), pages 393-414, July.
- Herbert L. Baer & Christine A. Pavel, 1988. "Does regulation drive innovation?," Economic Perspectives, Federal Reserve Bank of Chicago, issue Mar, pages 3-15.
- Evelyn M. Hurley, 1977. "The commercial paper market," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Jun, pages 525-536.
- John P. Judd, 1979. "Competition between the commercial paper market and commercial banks," Economic Review, Federal Reserve Bank of San Francisco, issue Win, pages 39-53.
- Robert N. McCauley & Rama Seth, 1992. "Foreign bank credit to U.S. corporations: the implications of offshore loans," Quarterly Review, Federal Reserve Bank of New York, issue Spr, pages 52-65.
- Black, Fischer, 1975. "Bank funds management in an efficient market," Journal of Financial Economics, Elsevier, vol. 2(4), pages 323-339, December.
- Pennacchi, George G, 1987. "A Reexamination of the Over- (or Under-) Pricing of Deposit Insurance," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 19(3), pages 340-60, August.
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Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.Cited by:
- Mitchell Berlin & Loretta J. Mester, 1998.
"Deposits and relationship lending,"
Working Papers
98-22, Federal Reserve Bank of Philadelphia.
- Berlin, Mitchell & Mester, Loretta J, 1999. "Deposits and Relationship Lending," Review of Financial Studies, Society for Financial Studies, vol. 12(3), pages 579-607.
- Mitchell Berlin & Loretta J. Mester, 1997. "Deposits and relationship lending," Working Papers 96-18, Federal Reserve Bank of Philadelphia.
- Brewer III, Elijah & Minton, Bernadette A. & Moser, James T., 2000.
"Interest-rate derivatives and bank lending,"
Journal of Banking & Finance,
Elsevier, vol. 24(3), pages 353-379, March.
- Elijah Brewer, III & Bernadette A. Minton & James T. Moser, 1996. "Interest-rate derivatives and bank lending," Working Paper Series, Macroeconomic Issues WP-96-13, Federal Reserve Bank of Chicago.
- Elijah Brewer, III & William E. Jackson, III & James T. Moser, 2001. "The value of using interest rate derivatives to manage risk of U.S. banking organizations," Economic Perspectives, Federal Reserve Bank of Chicago, issue Q III, pages 49-66.
- Mitchell Berlin & Loretta J. Mester, 1998. "Deposits and Relationship Lending Review of Financial Studies," Center for Financial Institutions Working Papers 99-03, Wharton School Center for Financial Institutions, University of Pennsylvania.
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Manuell girkasse | Porsche Doppelkupplung (PDK) | |
Effekt | 350 hk (257 KW) ved 7400 | 350 hk (257 KW) ved 7400 |
Akselerasjon fra 0–100 km/t | 5,1 sek | 4,9 sek |
Topphastighet | 282 km/t | 280 km/t |
Drivstofforbruk/-utslipp* Blandet kjøring i l / 100 km | 9,5 | 8,7 |
CO2-utslipp i g/km | 224 g | 205 g |
Pris | fra kr. 1.498.900 | fra kr. 1.499.900 |
You could ask whether the sports car is still relevant. It would be a good question, but you might as well ask the same of dreams.
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Les merIt is possible to have a lot of power and yet not be able to move anything. Only by using your power intelligently will you truly progress – and with consummate ease.
Enhanced Porsche Traction Management (PTM) is standard on all 911 Carrera all-wheel-drive models. It is an active all-wheel-drive...
Les merPTV in conjunction with the manual gearbox, or PTV Plus with Porsche Doppelkupplung (PDK), are available as options for the 911 Carrera models and standard in the 911 Carrera S models. Both systems actively enhance vehicle dynamics and stability. Operating in conjunction with a mechanical (PTV) or...
Les merIt's easy, and even makes sense, to carry on in your usual way, but what happens if a sudden change of direction leaves you thrown off course? Then, it all comes down to personal strength.
A Porsche has a clear sense of purpose and is the embodiment of strength. It demonstrates this with sporty and...
Les merOur engineers have completely redeveloped the hood for the 911 Carrera Cabriolet models. The result is a flexible roof comprising a glass rear screen and three individual and integral hood elements, which are manufactured from magnesium and covered in fabric. This makes the hood highly robust and,...
Les mer© 2014 Porsche Norge. Juridiske betingelser. Andre land.


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As part of our comprehensive disaster recovery planning services, Agility Recovery Solutions sends out a free weekly tip through email. If you would like to receive these tips, please sign up here.
Day in, day out, we see organizations taking the initiative to put a disaster recovery plan in place. And while we can't hide the big smile it brings to our face, the unfortunate fact remains that the majority of businesses never test their plan. Testing your continuity plan is without a doubt the best way to ensure your business remains operational following a disaster. Conducting a yearly test can effectively validate the strengths and expose the weaknesses of your plan while providing valuable practice for employees. Interested in learning more about testing? Check out the below resources for several first-hand accounts of the testing process.
If you have additional questions or would like to talk with a recovery professional about your business continuity needs visit www.agilityrecovery.com or call 866-364-9696.
Here at Agility, we worry about the "what if" scenarios on a regular basis. We run our own Annual Table Top exercise where we test the limits of Agility, our partners, the communities and capabilities in order to constantly evolve the business. But recently I got the unique opportunity to be on the front lines of another test. And what an experience it was! Two weeks ago we were contacted by the American Red Cross as they needed volunteers for a drill they were participating in. If you've ever spent any time with me, you probably know I have an intense passion about changing the level of preparedness that exists in this country. I think Agility can make a huge impact on this and in many ways think it's our corporate legacy and responsibility to lead that charge. As a result, I volunteered. I volunteered without really knowing what the exercise was going to be, how I was going to be involved or what I might be doing. For all I knew, we were going to spend an hour in a conference room in a theoretically exercise. Boy was I wrong!I arrived Wednesday morning at the Air National Guard base adjacent to Charlotte Douglas Airport and checked in with the guard. I then made my way to the Red Cross base command center to learn my "mission". After checking in I was assigned a character that I would play during the disaster. I received a card on my character and was surprised to see that I was Crystal Burns of Ashburn, GA! I magically became a 54 lady who had some very unfortunate injuries. I was next directed to the "moulage" staging area where I would be "made-up" to reflect my injury. Crystal had a broken right forearm with a protrusion. The moulage people quickly decided my injury was going to be an ugly one – after prosthetic attachments, fake blood, glue and some shredding of clothes I had my injury. Next I went to the staging center where we were briefed on the event. The exercise we were going to participate in was being run by the National Disaster Medical System (NDMS) for their 2013 Shake Rattle & Roll full scale exercise. The scenario was a 7.0 earthquake on the New Madrid Fault. Thousands of people are injured or killed and there is widespread destruction. The NDMS is activated and charged to receive, triage, stage, track and transport the patients to 47 hospitals in Western North Carolina. NDMS is required to conduct a full scale test every three years. I was going to be one of the patients being evacuated from impacted area (Ashburn, GA) to Charlotte and from there to an appropriate hospital where I would receive care. I was one of about 100 volunteers and our injuries ranged from everything from a simple burn or bruise to severed limbs and mental patients. After everyone received their "mission" and in some cases "moulage" treatments, we were loaded onto a C-130 military transport plane. This is where the exercise began – the plane has just landed in Charlotte at the Air National Guard base and now the locals needed to receive, triage, track and distribute the patients to an appropriate care facility someplace in North Carolina. The C-130 was an awesome airplane. I must say, the Air National Guard was the most impressive group I've had the chance to work with – they were professional, organized and practiced. Our Wing had just returned from a deployment in Afganistan and just done the exact type of mission we were testing as they were transporting injured soldiers to Germany for treatment. They were as professional a team as anyone could hope for and I immediantly found myself so proud of our Armed Forces. They really set a high standard. Once we were all in place the exercise began – the Guard, local Fire Departments and EMS personal moved us off the plane to triage/staging areas inside a hanger. We were packed into the C-130 like sardines! Off we went in a very orderly fashion on stretchers to see the Medic teams who quickly assessed our conditions. We were placed into Red, Yellow, Green or Black codes for treatment and transportation. Red were the worst injured and Green the least serious. Black were those patients that either died during transport or died in the holding area. Once we received our designation, a paramedic came over, assessed treatments, and we waited for transport. Some of the folks were evacuated to local hospitals but some went all the way to Blowing Rock. In all, 47 hospitals in Western North Carolina participated and they actually put the people with the most serious injuries in ambulances and moved them to the appropriate hospital. My injury, while it looked awful, was actually far less serious than many other folks – this picture is of a friend who also had a protrusion but hers was in her eye! Made my arm seem like nothing more than a scratch! When my time came for transportation, I was placed in a large Medic emergency bus that was outfitted to transport, en mass, about 30 patients. My group, luckily, all were going to CMC-Main which is the biggest hospital in the area located downtown about 15 minutes from the Air National Guard base. As I said, some of the folks went to Murphy NC, Blowing Rock, Concord, Wake Forest and other much more remote locations. We arrived at CMC-Main and were quickly admitted into the Emergency Room, seen by a nurse and finally treated by a doctor. In my case, Crystal needed tetanus, morphine, antibiotics, x-rays, surgery to put pins into my fracture and a cast. Crystal was taken really good care of and I'm pleased to say was a survivor of the earthquake. In total the exercise was a stunning success. The Air National Guard successfully transported about 100 injured civilians; they were identified, organized, given care and distributed to the proper hospital best suited to deal with their injury. At all stages along the way our movements were tracked, confirmed and no one got lost or left behind. That is no small feat when you are talking about all the people and chaos involved. The Guard, Red Cross, Fire & Medic and the hospitals were superb. I'm certain they identified lots of areas for improvement but, as we always say, that is why you do the tests. To simulate the steps taken during recovery, identify shortcomings, and help employees practice their recovery responsibilities. I was thrilled to participate and was truly impressed by all parties involved. If you have ever questioned the value of testing, I encourage you to reach out to local partners and see how you can get involved. I promise, it will be an experience you will never forget.
Bob BoydPresident & CEO
You probably know by now that we love to talk about preparedness. You also understand that testing (aka: practicing) is really the best form of preparedness. We focus, or borderline nag, on the importance of challenging your assumptions that make up your disaster recovery procedures. The goal is discovering inconsistencies or gaps in your plans and finding out which processes you can improve upon. So what kind of company would we be if we didn't practice what we preach?
On May 3, Agility conducted its annual Table Top Testing Exercise. For 2012, we decided to do things a little bit differently. Per Agility's tradition, the participants were kept in the dark with regard to what mock disaster scenario we'd be facing, but this year we added a twist. Rather than break away into groups and work out the kinks in small groups, we did a full two days of role playing with the whole company. That's right, the most terrifying style of public speaking known to man…improv in front of your peers. We pushed ourselves beyond our comfort zone because we know it takes an extreme level of preparation to perform when all the chips are down and everything around you is in chaos.
Agility's Operations Team, along with some of our fantastic partners like Globecomm Systems, General Electric, Modspace, and many of our generator providers, gathered around tables with our teams in the Charlotte office. Together we learned the Mississippi River had flooded on a Sunday, and by 6:15 PM in our mock scenario, we'd already had 45 members call in and place us on "alert status." In other words, they were giving us a heads up in the event that the flooding has an impact on their company. By Monday morning, the number of alerts grew to 175 members, with 10 members already beginning the actual recovery process. Tuesday brought us up to 215 alerts and 37 members recovering and the Wednesday numbers jumped to 345 alerts and 72 members in recovery mode. Whew!
We were called up one by one to the front of the room to react, on-demand, to whatever scenario was thrown our way. We had to perform as we normally would in a realistic situation and afterwards, we returned to our teams to discuss what was done and how it could have been done better. During that time, we also answered questions that were posed to confront and even dispute what we thought might happen next. So, in our exercise, we navigated new routes due to closed roads and bridges, brainstormed the most efficient forms of communication during a regional event, challenged our existing procedures for member recoveries and conceptualized new ideas for improvements down every avenue.
Needless to say we had a number of takeaways from this year's Table Top. We are cross-training more Agility employees to ensure the highest level of productivity during disasters. We've scheduled lunch-and-learns on various programs that we want to familiarize ourselves with in order to enhance Agility's recovery procedures. We have documented details on different solutions for member support, mass communications, and ongoing internal support during regional events, etc.
Together with our partners, we tested, challenged and evaluated ourselves. It was wonderful to see the company and our partners come together in one room with one common goal: continual improvement while always protecting and preserving our 100% success rate.
Tests conducted by our members are never a matter of pass or fail, but rather a progressive journey in always being ready for tomorrow.
Every year, Agility conducts an internal table top testing exercise that usually consists of a two-day meeting with employees and vendors. The goal is to simulate each of the steps taken during a recovery in order to test our own disaster recovery plan, identify shortcomings, and help key personnel practice their recovery responsibilities. As a part of this year's test, we invite you to join us as we document our mock recovery. Follow us on twitter for live updates, educational resources, and tips on how to conduct your very own testing exercise.
Last year's mock disaster scenario involved a hurricane that made landfall in Florida, traveled up the east coast, and left dozens of members without power. Then to make matters worse, a few days following the "hurricane" a massive tsunami pummeled the west coast affecting members and vendors alike. What will it be this year... how will we cope? Click here to find out.
The Road to Recovery Location: Columbus, Ohio Industry: Insurance Membership Package: ReadySuite Interruption: Tape Drives When one of our members in Ohio called in, he wasn't in a panic. There was no fear or urgency in his voice and there were no sounds of chaos in the background. He had simply called Agility to tell us that he was in need of tape drives. His tape library had failed and he needed a temporary replacement in order to continue backing up his data. Continuity Planner, Tom Combs, exchanged info with him and drew up the next steps of his recovery strategy in less than an hour. After walking through available options, our member was relieved to know that rather than opting for an exact replacement, he could instead use two of the three tape drives he had access to through his ReadySuite Membership that would save him money. He immediately asked us to send him the equipment, stating "I didn't want to rush into buying equipment – it was nice to be able to replace it right away." Last year, he'd tested his recovery plan with Agility, which only added to his peace of mind and confidence in depending on us. Our member saw that we were truly a partner in recovery and actively seeking out the most cost effective route with no other focus other than getting him back in business. This gave him the peace of mind to be out of the office that same week, knowing that he won't have to think about tape drives because he has a partner he can trust to be there even when he's not. He knows that Agility's got his back.
Resilience – the ability to overcome obstacles, is part of the DNA of all well respected leaders; especially when it comes to disaster recovery. For some people, resilience and the ability to think calmly and react swiftly, comes naturally. For most of us, resilience comes with a great deal of planning, practice, training and experience. Take the "Miracle on the Hudson" as an example. The pilots of that flight had a 100 page disaster recovery plan at their fingertips. But without intense practice in flight simulators, and his long history of flying glider planes, Captain Chesley Sullenberger's emergency landing on the Hudson River could have just as easily ended in tragedy. So what can you do to prepare your organization and become a more resilient leader? Click here for some advice and lessons learned from the heroic actions of Captain Sullenberger and his crew.
Audit season in finally coming to a close. What a relief. While many of us dread being audited, it is an important exercise that adds value to your organization by providing insight and valuable recommendations for improvement. In addition to your annual financial audit, regulators and corporate risk managers often require an annual test of your disaster recovery plan. Similar to an audit, exercising this plan identifies problems or weaknesses that can necessitate appropriate modifications to the plan. To learn more about putting your disaster recovery plan in motion, visit the Agility Archives and watch our recorded educational webinars on testing. For more information about testing your plan with Agility, please call 877-364-9393 or email email@example.com.
On February 7, 2012, at 10:15 a.m. Pacific time, over one million people will participate in The Great ShakeOut, an earthquake drill that helps people practice how to safely duck, take cover, and hold on in the event of an earthquake. Here are a few reminders about the upcoming event:
In response to multiple requests to make our recovery tests more transparent and accessible, we have decided to share with you the following test we recently conducted with one of our members.
Read below as Senior Continuity Planner, Mark Norton recounts the testing experience. From the mock disasters to valuable takeaways, learn first-hand about the importance of testing your disaster recovery plan.
At 6:00 a.m. on Monday morning an Agility member had a pretend a tornado blown through their office building presenting them with obvious challenges beyond the typical mundane Monday. Thankfully no one was hurt in this scenario, however there was no question they were going to need space for their 12 employees. Initially, they were thinking the parking lot would be ideal for recovery, however after hearing our stories of recent tornado recoveries they learned that debris from a tornado would likely block the roads or entrance to the parking lot making it an impossible option for recovery. This became the turning point in the scenario because their recovery strategy was contingent on that single statement (recovery would take place in the parking lot).
Agility has seen many strategies hinged on the assumption that someone or something would be available for recovery; however what if our assumption is wrong. Who do we turn to? Where do we go? What do we do? A suggested planning step for all of us is to TEST our assumptions. We all make them and we would all have a gap in our plans if these assumptions do not pan out.
Thankfully Agility isn't contingent on anything so we were able to shift gears and share nearby space options for both a mobile office as well as office space for their employees. Another void after the tornado was in their communication plan. Since both phone and Internet access were lost following the tornado, they decided to forward their phone calls to cell phones, but they did not have a fix for their Internet. However, before we focused on finding Internet, we first circled back on the issues of using cell phones as your backup to landlines.
You see, cell phones didn't work in Joplin and they didn't work in Alabama. In fact, oftentimes in regional events cell phones typically aren't good for sending/receiving calls. This is by design as the cell networks aren't setup to support everyone calling everyone at the same time which is exactly what happens after a far-reaching disaster. Most of us have a good plan for the short-term disasters, but the long-term disasters pose a problem. So again, we want to make sure we all have a Plan B (long-term plan) when Plan A (short-term plan) no longer works for us. The voicemail Agility can setup was a great backup option for them and may be for you as well.
After we had taken care of the phones and determined where the new office place could go, we discussed the computer system they would need and everyone who would be there to set it up. We reinforced the importance of avoiding assumptions around who would've, could've, should've done x, y, z. We wrapped up by discussing a few things that wasn't on their radar for the exercise:
At the end of the exercise, we received our greatest compliment, "You and your team were very helpful and I think my organization has gotten a lot out of this exercise. The conversation with you shed a lot of light on gaps in our disaster plan." That is why Agility is here. We believe in a more prepared world and a walk-through exercise is one (of many) steps forward in creating a culture of preparedness.
- Mark NortonAgility Recovery, Member Services


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