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Most 'earn cash from home' ads are cons. Yet if you've a computer or smartphone, there's a host of small ways to boost your coffers. Dedicated MoneySavers can earn £1,000s a year from their sofa, often with no special skill required.
This guide lists over 30 (legit) ways to make money online. You can get paid just to watch videos, write, search on Google, make your own YouTube clips and much more.
In this guide
Tweet | mse.me/earnonline |
How to make money online - quick tips
Before you become a online earner, there are a few things worth knowing. The key is while some of these sites pay small amounts, add them all together and it can turn into an annual bonanza of £1,000s.
Don't store cash in online-earning accounts
These companies aren't banks. There's no protection if one closes, taking your cash with it. So withdraw your cash as soon as you reach the payment threshold.
Set up a dedicated email address
Don't use your normal email address - it'll be immediately flooded. Instead, set up a dedicated email account for online earning. As a powerful free option, Gmail is among the best.
This can also be a quick way to check when new paid tasks become available.
Don't expect to be instantly rolling in it
With some sites, it can take a while to earn enough to be able to withdraw your money. If you give up, it means the tasks were done for nowt.
For this reason, it's important to understand it's not quick cash. Yet it's nice extra income, provided you're consistent, and have a little patience.
Don't forget the taxman'll want his share
Before you start counting the dosh, don't forget some of it belongs to the taxman. For most people, it'll be around a third. That said, most of these earnings are unlikely to push non-taxpayers over the threshold.
As any sources of extra income need to be declared; ensure you're upfront with HM Revenue and Customs. Survey earnings are self-employed income, which means registering with the HMRC Helpline for the Newly Self-Employed on 08459 15 45 15. Register late and you can face an automatic £100 penalty.
For full information, read HMRC's self-employment leaflet.
What counts as income?
We asked HMRC and it said income earned through websites and apps may be taxable if the income's in return for performing a service or providing a facility.
So completing online surveys or allowing an application to analyse your activities is taxable. If you're unsure, give HMRC a call.
Spend gift vouchers ASAP
If you have a choice, opt to get paid in cash. If you get paid in gift vouchers, spend them ASAP. That way the retailer can't go bust on you, invalidating them. Plus you can't lose them or forget them until they go out of date. Full info on this in Gift Voucher Warning.
Get paid to click
01SwagbucksWatch videos, play games and earn
Quick stats
- Who's it good for? People who want to grab quick cash for fun tasks.
- Typical earnings: £25/month.
- Payment method: Cash/Amazon vch.
- Amount you need to earn before it pays: 1 point (depends on reward).
- Feed back: Swagbucks
With a cult following on our forum, Swagbucks* gives 'swag points' for doing fun web activities. You can get paid for watching videos, searching via its page instead of Google and even playing free online games.
Advertisers pay it to publicise their wares or do market research, and Swagbucks passes a cut onto you. It lets you spend points on rewards in its Reward Store. For example, 850 points equals a £5 Amazon voucher.
For motivation, join other points chasers in the forum's popular Swagbucks Challenge 2014 thread.
Some rewards are better value than others, so always compare a few. On the rewards page, there are gift cards in US dollars - always choose those marked GBP.
One committed 'swagger' from the forum, cally6008, says:
Swagbucks is one of several online earning sites I use, but it's one of my favourites. I know for a fact that you can earn £25 a month using the site, because I do so nearly every month.cally6008
See a full list of ways to earn 'swag points'
There's a host of ways to ways to rack up points on Swagbucks:
- Search the web. It pays points for searching the web via its site instead of Google. Note you only earn points periodically as you search searching for things over and over won't boost your total.
- Install the Swagbucks toolbar. The Swagbucks toolbar's a browser plug-in that lets you search without visiting its site. Toolbar users earn one extra point every day.
- Swag codes. Another way to boost your total is to enter codes for bonus points. Keep an eye on the Swagbucks Challenge thread, where forumites post the latest.
- Play games. You earn 1-5 points each time just for playing games on its site.
- Watch videos. Watch videos and you get the chance to win extra points. You're not guaranteed to win every time you watch.
02Online survey sitesEarn up to £800/year to give your opinion
Willing to give views on One Direction, washing-up liquid or whether we should quit the EU? If so, it's possible to earn £100s a year, without any special skill or talent.
It's all about stashing cash by filling in online surveys. All you have to do is sign up, wait for survey alerts to land in your inbox, then zip through the questions.
Polls are often fun. You get to vent about everything from video games to your sex life. For a full rundown of the top 20 free sites, plus tips to max your income, see the Online Survey Sites guide.
Committed survey-doers can get £200ish a year, but if you max it like MoneySaver funnyguy:
It takes a few years to build up enough to cash out, but I earned £800 last year in cash and vouchers. Comes in very useful.funnyguy
Don't miss out on more ways to up your incomeGet MoneySavingExpert's free, spam-free weekly email full of guides & loopholes
03QmeeGet paid to Google
Quick stats
- Who's it good for? Folks with the patience to click ads for a few pence a go.
- Typical earnings: £5/month.
- Payment method: Cash via PayPal.
- How much you need to earn before it pays: No minimum.
- Feed back: Qmee
It's possible to get paid hard cash just for searching the web with Qmee*. It just involves downloading an add-on that sits on your internet browser. You then search online as you normally would on Google, Amazon, eBay, Yahoo! or Bing.
Qmee will show extra results or adverts alongside normal search results (see picture). Some firms pay Qmee to appear in these ads, and Qmee gives you a cut of the cash. If the Qmee result interests you, click it and you'll earn a few pence, usually 7-15p.
Forumite The_Jakal says:
I've been using Qmee for three weeks and I'm on £14 now.The_Jakal
Quick questions
What exactly do I have to do?
1. Sign up. Click this Qmee* link to sign up. Follow the instructions to download an add-on for your browser (it works with Google Chrome, Firefox and Internet Explorer).
2. Search as normal. Search on Google, Amazon, eBay, Yahoo! or Bing. You should see the same results as usual, with extra (clearly labelled) Qmee results on the left-hand side.
Each link shows how much you'll earn for clicking. It only shows relevant results, so you won't see extra ones all the time.
3. Cash in. Sign into your Qmee account to see how much cash you've stashed. You can withdraw it using PayPal, and you don't need to earn a minimum amount to do so.
Can I boost earnings by repeating searches?
No, just search for stuff as you would normally. Qmee says it only rewards genuine searches. You cant beat the system by repeatedly clicking on the same advert or clicking from one to another quickly.
What does Qmee do with my data?
Only install the add-on if you are happy for the company to access to the data, including your browsing history. The exact data it can access varies by browser, but a list should pop up when you install the add-on.
Qmee says it won't share your data with anyone else without permission, and it doesn't store data on general browsing habits, only search terms. Read its full privacy policy to ensure you're happy before signing up.
Why does Qmee sometimes pay for clicks to MoneySavingExpert.com?
Qmee shows a mixture of results. They include sites that pay it to drive traffic, as well as others that don't pay it. It says this is to keep results fair, so it can track what users are interested in.
This means Qmee sometimes includes MoneySavingExpert.com in results when people are searching for money topics, even though we have no arrangement with it.
04Gift Hunter ClubEarn hard cash for fun tasks
Quick stats
- Who's it good for? Folks who already use Swagbucks and want to join a similar site.
- Typical earnings: £7/week.
- Payment method: PayPal, Amazon vouchers and more.
- How much you need to earn before it pays: £1.20ish.
- Feed back: Gift Hunter Club
Online earning site Gift Hunter Club doles out points for watching videos, doing polls, entering competitions and completing other easy tasks.
You can convert these into cash through PayPal, Amazon vouchers and more. Just sign up and check the 'earn points' section. It shows the tasks available and what they pay.
MoneySavers reckon the site's fun, payment is quick and they earn a decent amount each week. Forumite mizzame says:
I made £10 in PayPal cash very easily last week, £8 the week before. Mainly from videos and easy tasks. My best earning site at the moment!mizzame
Aim to redeem your points on rewards giving better value
A £10 Amazon gift card costs 1,500 points. But 10 US dollars in cash (£7ish) via PayPal is 1,000 points, which can be better value, depending on the exchange rate. While Gift Hunter Club lists cash payments in US dollars, PayPal converts the cash into pounds.
05MaximilesGet paid to watch videos
Quick stats
- Who's it good for? Folks who like watching quick ads on their PC.
- Typical earnings: £10 every two months.
- Payment method: Vouchers, incl Waitrose and Debenhams.
- How much you need to earn before it pays: Varies by reward.
- Feed back: Maximiles
It's possible to earn high street vouchers just for watching videos though Maximiles. Clips are short adverts, for example, Andrex promos or Cheryl Cole videos.
New vids come up every day, so visit often, plus forumites post the latest ones in the Maximiles thread. One thing to watch out for: make sure you're logged in when you rate the videos, or you won't get points.
You can cash in points for gift vouchers. For example, 7,250 Maximiles can get you a £25 Asda voucher.
Stick to free points offers
As well as paying you to watch videos and other tasks, Maximiles works like a cashback site. When you click through it to buy something, Maximiles gets paid for sending traffic and gives some of this cash to you in the form of points.
Sounds great, yet the best cashback sites usually beat it. Full info's in our Top Cashback Sites guide.
06Gift HulkGet paid to watch videos, search & more
Quick stats
- Who's it good for? Fans of fun web tasks who don't mind a cheap 'n' cheerful site.
- Typical earnings: £5/month.
- Payment method: PayPal cash, Amazon vouchers and more.
- How much you need to earn before it pays: Varies by reward.
- Feed back: Gift Hulk
Similar to Swagbucks above, Gift Hulk pays for a host of web activities, including watching videos, answering polls and searching via its site instead of Google.
While the site looks a little basic, many MoneySavers are fans. You get paid in Hulk Coins, which you then convert into rewards including Amazon vouchers (make sure you select vouchers in GBP, rather than US dollars).
Special codes give extra points - forumites post them in the Gift Hulk thread.
07GetJamBag cash for watching vids on your mobile
Quick stats
- Who's it good for? Smartphone owners who can watch vids while making cuppas.
- Typical earnings: £5 every two months.
- Payment method: Cash via PayPal.
- How much you need to earn before it pays: 420 berries (£2.50).
- Feed back: GetJam
If you've got a smartphone, mobile app GetJam pays you cash to watch adverts, movie trailers and games previews. Advertisers pay it to spread the word, and it passes a cut of this on to you.
You bag berries (berries, jam geddit?) each time you watch a video. Then you can exchange these for PayPal cash - 800 berries equals a fiver via PayPal. The app works on Android, iPhone and Blackberry. Always log in before watching to ensure berries get credited.
It's easy to fit in around normal life. Forumite star2007 says:
It's no hassle, I watch in odd moments like waiting for the kettle to boil. You can earn £5 per month.star2007
MoneySavers have reported that recently videos are not as plentiful as they once were, so this is probably just to add to your list for belt 'n' braces.
Quick questions
How do you sign up?
Here's how to get started:
- 1. Download the iPhone or Android app and sign up. If you've Blackberry, Windows or other phones, to www.getjam.mobi on your mobile's browser.
- 2. Log in, pick a video, watch it until it finishes, close your video player and return to GetJam, where your berries will be banked.
- 3. When you've earned 420 berries (£2.50) or 800 (£5), withdraw your money.
What's the best way to access the web on my mobile?
If you want to access the web on your mobile, there are two choices. The first is 3G, where you browse via a mobile connection, or wi-fi, where you wirelessly hitch up to a local broadband connection.
GetJam says a video will use about 0.5MB to 5MB of data, depending upon length. So consider doing this through wi-fi to avoid using your 3G data. See Free Wireless Internet for more.
0840+ insider comping tipsEnter contests as a cash-boosting hobby
From cars to £20,000 cash, five-star USA holidays to £10,000 of Tesco gift cards, MoneySavers have won it all. It's all about 'comping', a potentially profitable online hobby for the lucky.
Comping's about systematically sourcing and entering hundreds of the right contests. Committed forumites use web gadgets to fill in forms at speed, answer questions and come up with tie-breakers. There are also tricks to enter TV premium phone comps free via the web. For full help, see our 40+ Insider Comping Tips guide.
Check out the forum's Competitions Time board, a reciprocal community of devoted compers. The idea is you post contests and cheer others when they win.
'I won a Vegas trip & £26,000 of gadgets'
While big success isn't certain, it does happen. MoneySaver mrsrobertson is one of the lucky ones. She says:
I started comping in May 2011 and I've won a £3,000 Las Vegas trip and gadgets worth over £26,000. I'm hooked.mrsrobertson
09FREE cashbackGet cash for clicks - no need to buy
Cashback sites work by giving you a cut of the cash they earn for channelling web traffic. Yet you don't have to buy anything to earn cash via these sites - they often pay you just for clicking links on the internet.
For example, Topcashback* pays £2ish when you click through to get a Gocompare car insurance quote or 5p when you search for flights on Fly.com. Its free cashback section lists the top offers. For a full explanation, see Top Cashback Sites.
10QustodianGet paid to read adverts on your mobile
Quick stats
- Who's it good for? Patient people with a smartphone.
- Typical earnings: £10 every six months.
- Payment method: Cash via PayPal or BACS.
- How much you need to earn before it pays: £10.
- Feed back: Qustodian
Free smartphone app Qustodian pays you to read adverts. Simply download the app, and plug your likes and dislikes into your profile. It then sends adverts matching your interests to your Qustodian inbox. You get paid cash when you view messages, respond to questions or watch videos.
It pays cash via PayPal or via BACS into your bank account when you earn £10. Forumites report the slow trickle of messages means it takes a while to hit this, so this app's just one for committed online earners.
Quick questions
What's the best way to access the web on my mobile?
If you want to access the web on your mobile, there are two choices. The first is 3G or 4G, where you use a mobile connection, or wi-fi, where you wirelessly hitch up to a local broadband connection.
Consider watching videos through wifi to avoid using your 3G/4G data. See Free Wireless Internet for more.
What does Qustodian do with my personal data?
Qustodian says it treats data protection seriously and never sells members' personal details. It only shares data if you give it specific permission. For example, if you signed up for a free sample product, it would need to share your address with the brand.
Get paid to write and create content
11TextbrokerGet paid to write
Quick stats
- Who's it good for? People who enjoy writing and have high grammatical standards.
- Typical earnings: £50/month (if you're committed).
- Payment method: Cash via PayPal.
- How much you need to earn before it pays out: £8ish (pays in euros).
- Feed back: Textbroker
Always wanted to have a crack at the old writing game? Now's your chance. Textbroker pays for content for adverts, websites and newsletters. The company acts as a middleman between clients and writers, taking a cut from each piece sold.
Typical payments are £5 to £30 per article, and forumites have written about everything from sport and wildlife to finance and casinos.
We're not talking Stephenie Meyer's Twilight sums. But some forumites, such as Sinkorswim, are turning over a grand a year:
I've been with Textbroker for nine months, and have made over £1,000. It's a godsend, as I had to give up my part-time job due to a back problem. I got another job, but am reluctant to stop writing, as I really enjoy it.Sinkorswim
Forumite Farmers-wife says:
I have recently started with Textbroker as a writer. Six articles down and I'm hooked. As a stay-at-home mum and farmer's wife it's lovely to be doing something for myself. Getting praise for writing is doing wonders for my confidence.Farmers-wife
Quick questions
How do I get accepted as an author?
You pen a short test piece. Textbroker assesses it, grading you from one to five stars.
You don't need to be James Joyce, but you do need to construct sentences properly and use correct grammar. Fluency in other languages is a bonus one MoneySaver writes in German.
How can I earn maximum cash?
Here are some tips to boost your Textbroker earnings:
- Ensure your initial test is up to scratch. If your writing's graded three stars or under, there are fewer assignments on offer, and you earn less per piece. The only way to boost your score is for happy clients to rate you well, which takes time.
- Check the site several times a day. Once accepted, you log on to check for assignments. Jobs gets snapped up quickly.
- Always proof-read carefully. The editors are sticklers for correct use of capitals and commas.
- Fill out your online profile. Even just interests and hobbies. Sometimes clients approach writers directly, profiles help them find people with specialist knowledge.
Is it worth pitching to papers and mags too?
If you're a talented writer, consider pitching your work to papers and magazines too. The Writers' & Artists' Yearbook has a list of contacts, and you'll now find many online.
Keep your pitch email brief, including a few lines summing up the feature idea, plus a few short bullet points on what you'll cover. If you can peg your idea on something currently in the news, even better.
12ClickworkerGet paid to write, enter data & more
Quick stats
- Who's this good for? People who can write winning adverts.
- Typical earnings: £20/month.
- Payment method: PayPal.
- How much you need to earn before it pays: No minimum.
- Feed back: Clickworker
As well as paying for written content, Clickworker offers other jobs, including data entry, web research, product reviews and data tagging.
MoneySavers report there's heaps of work on offer. They've penned Groupon adverts, travel destination descriptions, flight adverts and fashion articles, to name a few.
You must complete a test before you can work, and most jobs require a score of at least 90%. You can earn between £2 for shorter jobs and £5 for longer ones.
Tips to earn maximum cash
- Log on often. So you're first to grab work when available.
- Read instructions carefully. Be sure to include any keywords you're asked for. Don't worry if your piece isn't a thing of majesty - it's often more about getting in those all-important search words.
- Don't settle for low scores: All work is scored. It's worth noting a few MoneySavers have had unfairly low marks adjusted after emailing to complain.
13DooYooGet paid to write product reviews
Quick stats
- Who's this good for? Speedy writers with lots of products to review.
- Typical earnings: £20 every two months.
- Payment method: Cash via bank transfer or Amazon vouchers.
- How much you need to earn before it pays: £20 Amazon vch, £50 cash.
- Feed back: Dooyoo
Consumer opinions site Dooyoo pays up to 80p for each product review you write. The amount you get depends on the product's category. For popular products it's 80p and many electronic items 60p, but for others, such as books, it's only 10p.
Reviews need to be at least 150 words long, though try to stick to your personal experiences rather than padding with lists of technical specs.
Once you rack up £20, you can convert it into a £20 Amazon voucher. Alternatively, wait till you hit £50 for cash. Beware: Dooyoo points ("miles") expire after one year, and a few MoneySavers have been caught out.
Committed reviewers, such as MoneySaver jenniewb, have made bundles of cash.
In two months, I have reviewed literally everything I have used bar one or two uninteresting items, and have earned myself £70.jenniewb
14YouTubeEarn cash from homemade videos
Quick stats
- Who's this good for? People who enjoy making funny or specialist clips, and are a whizz with video cameras.
- Typical earnings: £60 every two months (though it varies dramatically).
- Payment method: Cheque from Google Adsense.
- How much you need to earn before it pays: £60.
- Feed back: YouTube
We can't promise you'll earn £100,000 like the dad who uploaded Charlie bit my finger again!, the clip of two cheeky brothers that racked up 650m views. Yet even if your YouTube videos don't become global phenomena, it's possible to earn a little extra each month through the clip-sharing site.
Before we get started, here's forumite sophie.christie's story for inspiration:
About two years ago I started a YouTube account. One of my videos started to do quite well and the site asked me to become a partner.
I started to receive a very low income from this. However, over the last year I've been posting new videos on birthday party tips. I have now have 80, and a daily income of more than £20. It's rising by about 10% each month.sophie.christie
How YouTube's partner programme works
YouTube's Partner Programme lets users take a cut of the cash from the adverts that run alongside their videos. You must apply to become a partner, but YouTube says anyone who regularly uploads original clips which get a fair amount of views should be eligible.
Earnings vary dramatically, depending on how many views you rack up and how much revenue the ads generate.
Quick questions
How can I max my YouTube earnings?
Here are some top tips to help your vids go viral:
- Make content you'd like to watch. Giggling toddlers, funny animals and crazy dancing are often winners. Start with your passions and hobbies could you film hula hoop tutorials, hairdo how-tos or video game reviews?
- You must own the content (or have permission to use it). This means all audio and video content featured. So if your cat dances to a song you don't have permission to use, you won't get paid. See YouTube's copyright rules.
- Write a memorable title. This helps people search for your content quickly. For example, "Evolution of Dance" beats "Dance sequence with dances from lots of different eras".
- Use popular keywords. Include top search terms in your title. Check out YouTube's keyword tool and Trends Dashboard to see what's hot.
- Promote on social networks. To boost your chances of going viral, share links to your content with contacts on Facebook and Twitter.
- Post on similar topics each time. If you specialise in maths explanations or nail art tutorials, people will click to see your other clips.
- Don't 'like' your own videos. This will get your account cancelled. Same goes for clicking ads on your videos to try to boost your earnings.
- Hook viewers from the start. Most users decide whether they are going to keep watching a video in the first few seconds. Use those to spark their curiosity and make it clear what the clip's about.
- Like other users' clips. Like other people's channels and videos on YouTube. They may like you back, helping to build your userbase.
How can I become a partner and earn money?
Here's how to start earning, step-by-step:
- 1. Build your history. To be able to join the partnership scheme, you need a history of posting videos. So set up a YouTube account and get uploading.
- 2. Become a partner. Once you've uploaded a few videos, go to 'Settings' in your YouTube account and click the 'Monetization' tab.
You should see an 'Enable My Account' button if you're eligible to become a partner.
Unfortunately, YouTube won't tell us exactly how many videos people need to post to become eligible. It just says accounts need to be in "good standing" and you need to "upload original, quality content".
See YouTube's Monetization guide for more.
- Step 3. Sign up to Google AdSense. YouTube pays via Google AdSense accounts. Sign up, then link it to your YouTube account. See full AdSense details.
How much can will I earn?
YouTube says there's no formula to work out how much you'll get, but thousands of people earn cash through it. While it shares the majority of ad revenue with partners, it said it was unable to tell us the exact percentage.
Finally, ITV still pays £250 for funny videos selected to appear on You've Been Framed. No need to post a VHS tape you can upload clips to its site.
15Amazon AssociatesEarn cash from your blog or website
Quick stats
- Who's this good for? Those with a blog or site that they'd like to earn cash from.
- Typical earnings: £25/month (depending on your site's popularity).
- Payment method: Amazon credit and cash.
- Amount you need to earn before it pays out: £25 for Amazon credit, £50 for cash payouts.
- Feed back: Amazon Associates
If you've a blog or website, set up a free account with Amazon Associates, a scheme where you earn Amazon vouchers for linking to the site.
Just follow the steps to add links and banners to your website. When someone clicks on Amazon from your site and makes a transaction, it's recorded and you're paid 5% commission, which you get in the form of cash or an Amazon discount.
This rises to 10%, depending on how much you sell and what category it's in. (See a full list of payments.)
Though don't just fill your site to the brim with Amazon links. What works best is ensuring you've quality editorial content, then adding the links after.
Products bought by you personally won't count towards your commission, nor will anything ordered for delivery to your home address or paid for on your credit card.
16Write a Kindle e-bookEarn up to 70% of the LIST price when you self-publish
Quick stats
- Who's this good for? Folks who want a bash at a bestseller, though money's not guaranteed.
- Payment method: Electronic bank transfer (see full payment details).
- How much you need to earn before it pays: No min
- Feed back: Kindle Direct
EL James's Fifty Shades of Grey started as a self-published e-book now's your chance to emulate her success. Amazon's Kindle Direct Publishing tool lets you upload your own e-books instantly, for free. Every time the book sells, Amazon gives you up to 70% of the list price (excludes VAT).
While not a guaranteed money-spinner, e-books don't have to be Booker Prize contenders. If you're a specialist in a niche subject, from worm composting to rollercoaster riding, you could pocket a little extra each month.
If you need inspiration, why not try the NaNoWriMo campaign to write a novel in a month, which runs every November.
Quick questions
What's my cut?
Amazon pays two percentages for royalties: 35% for books with a minimum list price of 75p, and 70% for books £1.49 or more. Many folks choose to price at less, because selling more books makes up for the smaller percentage. See full details on Amazon royalty options.
How do you publish a Kindle e-book?
Here's how to publish your own Kindle (hopefully) bestseller:
- Step 1. Write your book in Word, putting page breaks between each chapter and avoiding any bullet points.
- Step 2. Run it through Amazon's Kindle e-book Previewer to check it looks alright as a Kindle e-book.
- Step 3. Upload your book to Amazon. It should be online in 24 hours.
For a more detailed guide, Amazon has a host of tutorials and instructions.
Is it worth paying for a professional editing service?
You'll see paid-for editing services on the web. While you're starting out, it's probably best just to get a literate friend to proof-read it instead, to ensure you don't end up out of pocket.
17Slicethepie Get paid to write music reviews
Quick stats
- Who's it good for? You'll need a pretty open mind, as you can't choose specific music genres. MoneySavers have reported earnings slowing recently.
- Typical earnings: £7/month.
- Payment method: Cash via PayPal.
- How much you need to earn before it pays: £7ish.
- Feed back: Slicethepie
Unsigned music review site Slicethepie pays you for each song you rate. As you build up a reputation, you can earn more. Read the site's tutorials before you start.
Previously, a dedicated fan putting in a couple of hours a night could expect around £30/month, but forumites report this has dropped recently. You won't earn much, but some MoneySavers who enjoy listening to music like it.
Get paid for easy tasks
18Field Agent iPhone appGet paid to check prices, snap photos & more
Quick stats
- Who's it good for? If you've got an iPhone, and can nip out to do quick tasks.
- Typical earnings: £10/month.
- Payment method: Cash via PayPal.
- How much you need to earn before it pays: No minimum.
- Feed back: Field Agent
Ever fancied being a secret agent? If youve got an iPhone, a free app called Field Agent could be your chance. When companies need a small market research task done, it's sent out via the app.
Your mission, should you choose to accept it, is to check prices in stores, take photos of products and pen reviews. It typically pays £4.50 per task, but sometimes as much as £10.
Quick questions
How do I get started?
Install the Field Agent iPhone app (sadly, it's not available for Android). Just search for jobs in your area its worth checking regularly, because tasks go like hot cakes.
How can I earn maximum cash?
Here are some tips to max your earnings:
- Check jobs daily, even on Sundays. The best times to check the app are before 9am and after 1pm.
- Like its Facebook page. FieldAgent often posts upcoming jobs there.
- Ensure your phone's GPS is switched on. Some tasks are based on geographic location. Check your phone battery's charged too.
- Do tasks efficiently. You're scored on each task you complete, and 'agents' with higher scores get first dibs on jobs.
19Roamler smartphone appGet paid to snap photos, count stock & more
Quick stats
- Who's it good for? Smartphone users.
- Typical earnings: £10/month.
- Payment method: Cash via PayPal.
- How much you need to earn before it pays: No minimum.
- Feed back: Roamler
Fancy getting paid to buy beer? Free app Roamler pays for tasks such as counting stock in shops, snapping menu cards in restaurants and even buying a beer to photograph how it's served.
As with Field Agent, when firms need an easy market research job done, it's sent out via the app. Roamler typically pays £4 per task, but it can vary between £2 and £10.
The catch is the app is invite only. Roamler's press office says it's pretty easy to get one if you monitor its Facebook page for hints on how (or you might get lucky if you request one).
20LionbridgeA serious remote-working job
Quick stats
- Who's it good for? Those with a degree and a high boredom threshold, who want to earn a cash from home.
- Typical earnings: £140-£200/month (depending on hours).
- Feed back: Lionbridge
Legitimate work from home job. Earn £££s! Adverts in the back of mags pulse with promises, yet often the reality's usually disappointing or even dodgy. Yet one work-from-home job that MoneySavers have had more luck with is Lionbridge.
You usually need a degree to apply, but heaps of MoneySavers have been accepted. It says it usually has 150 jobs on offer at any one time.
What's the work like?
The web firm offers several part-time posts, most aimed at helping companies improve their search engine results. Tasks can include checking search results, gathering data and testing mobile apps.
You choose your hours and don't have to travel from A to B, perfect if you want to earn cash while staying at home with the kids. You must work a minimum of 10 and maximum of 20 hours per week.
Forumite Ghost_2005 says:
It's a genuine work-from-home opportunity that pays real money. There are precious few of them, so if that's what you're looking for, it's a good opportunity. In the grand scheme of employment, there are better and more fulfilling jobs. In the grand scheme of home-working opportunities, it's a decent job.Ghost_2005
On the downside, others say it's about as exciting as a hangover on a rainy Sunday. As daz501 says:
I can honestly say when I had the job I had never felt so bored. An hour's work felt like three hours. Be aware of what you're actually applying for it demands concentration!daz501
Stay motivated with other forumites in the Lionbridge forum thread.
Quick questions
What qualifications do you need?
Lionbridge usually asks for a degree-level qualification, an interest in the internet and a PC with Windows. It usually has jobs available, and heaps of forumites have applied successfully.
How do you apply?
The company offers a few different positions, and recruits for different jobs at different times. Check its jobs page to see what's on offer.
It's currently looking for ad assessors, social media assessors and internet crowd workers see the full job descriptions.
Apply on its site. If selected, you complete a quick test. Pass this, and it sends revision material to help you prepare for a longer exam.
Lionbridge asks you to
sign a confidentiality agreement, so be careful not to post sensitive info on forums.
On the downside, people in the UK can only work for Lionbridge for a maximum of 11 months, because of UK employment law on temporary contracts.
How can I max my earnings?
If you're hired (congrats!), MoneySavers recommend using this task control tool to help time and track your tasks.
Got a top way to earn cash online that we haven't listed?
Feed back in the Earn cash online discussion.
21Bzz AgentGrab free products for telling friends about them
Quick stats
- Who's it good for? Social media fans who love freebies and aren't embarrassed to tell friends about new products.
- Feed back: Bzz Agent
While it doesn't pay cash, you can earn loads of free products through marketing company Bzz Agent. Forumites have grabbed everything from Vanish stain remover to E45 lotion and even electric toothbrushes.
The catch? As an 'agent', once you receive products, you must start "meaningful and authentic conversations" about them with online buddies and real life friends.
Many MoneySavers are fans. Forumite Mummybaker says:
I have had steam generator irons, wet ladyshaves, free cookies and all sorts. It's worth it - not much effort involved and they like you to be genuine about your thoughts.Mummybaker
Quick questions
What exactly does this involve?
You sign up to Bzz Agent, fill in details about your lifestyle, and wait to be selected for freebies. It then expects you to post about the products on sites such as Facebook and Twitter, as well as chat to real life friends.
Is this just about spamming my friends?
Bzz Agent says you should never spam about the products, and you can share both positive and negative experiences - what you say is up to you. The more "active and influential" you are, the more Bzz campaigns you'll get. See how it measures this.
Of course, there's an ethical consideration to all this. Always make sure the people you talk to understand you're trialling the product through Bzz Agent. Though remember, posting about Bzz Agent products on this site's forum breaks our rules.
22Shop and ScanGet paid to scan shopping receipts (invite only)
Quick stats
- Who's this good for? It's easy money, but you must wait to be selected.
- Typical earnings: £10/month.
- Payment method: Vouchers, incl Next and Debenhams.
- How much you need to earn before it pays: £10.
- Feed back: Shop and Scan
Market research site Shop and Scan is a great way to give your finances a boost. Each time you buy something, you log on and scan the receipt with the specialist barcode scanner it sends you.
Forumites report Shop and Scan pays about £10 a month. You can then cash it in for high street vouchers, including Next, Debenhams and Argos.
Shop and Scan's press office wouldn't confirm any details with us, as market research is a secretive area. So many of the tips here come from our forum users.
Forumite hedgesparrow says:
I would totally recommend Shop and Scan. I get £1.60 a week for scanning my barcodes. After six months, I still find it fun blipping the barcodes. Once your total's £10, you get a £10 voucher, which takes about six weeks, but is only an hour and half of my time.hedgesparrow
Quick questions
How do you sign up?
It's invite-only, but don't let that put you off. There's a way to get on the waiting list - just sign up at Volunteer4Panels.com. While you won't get accepted straight away, tons of MoneySavers have eventually been selected.
How can I max my earnings?
Shop and Scan often invites users to take part in other tasks for even more cash. These include filling in a food diary or Screenwise, where it installs some equipment on your TV to track the shows you watch.
This is when money really starts to mount up. Forumite Merlin139 says: "In six years we have had £3,800 of vouchers from these panels. Have not paid for an electrical appliance for five years."
23Clicks ResearchGrab freebies in exchange for your views
It's possible to earn masses of freebies from Clicks Research. The site doles out free products in exchange for feedback on whether they work. MoneySavers have blagged everything from anti-ageing creams to chocolate bars.
Respond at speed, as places fill up fast. It also sometimes pays cash for surveys. Clicks Research says products are all safe. It just wants to know how to improve them. Once you've signed up, Clicks Research emails invites. For more tips, see the full Clicks Research forum discussion.
24Matched gamblingExploit online bookmakers' free gambling offers
This is something we thought hard about before including. Yet as many who know exactly what they're doing make serious risk-free cash, we wanted to include it.
It's all about taking advantage of the offers betting sites run to encourage new players, usually involving free bets (eg, "bet £30 and we give you a free £30 bet"), and the fact different bookmakers offer different odds.
Thus, in some circumstances, by betting on all outcomes you guarantee a profit, whatever the outcome. However, this is complex and dangerous, and most people should run a million miles.
Don't ever contemplate attempting it unless you've done detailed research.
Here are the key points:
- Warning! This is NOT about gambling. Gambling is not MoneySaving; the bookies always win in the long run (see Gamblers Anonymous). This is only about manipulating gambling introductory loopholes.
- How much? With time and care, it's possible to make £1,000 over the year. Please don't go for it if you're desperate for cash. This is only for those with patience and who aren't under money pressure. Otherwise, you'll end up drawn into real gambling - and losing.
- How do I do it? Read the Matched Betting Introduction and FAQs discussion in the Gambling Introductory Offer Loopholes board and the other sticky threads at the top. Remember it's an open forum, anyone can post. Just because someone sounds like they know what they're doing, it doesn't mean they do.
2563336 Earn money online from internet research
Internet companies such as 63336 (formerly AQA) are occasionally on the lookout for researchers. It works like this: a customer sends a text to researchers to ask the answer to a random question. The researcher - you - replies with an answer.
The beauty of this work is that you can generally choose the type of questions you answer, and the hours you work. Check for vacancies on the 63336 site or on its Facebook and Twitter pages. You'll have to pass a test before you get an interview.
There aren't vacancies all the time, but we've included this here so you'll know to check back later.
The site pays roughly 40p per question. Some can take just a few moments to answer, meaning that experienced researchers could rake in up to £100s - though of course, it depends how much time you're prepared to put in. Join the 63336 discussion.
Got a top way to earn cash online that we haven't listed?
Feed back in the Earn cash online discussion.
26 Reclaim lost assets and inheritencePotential payback of £1,000s
There's BILLIONS of pounds worth of unclaimed money out there. Whether it's yours or an unknown inheritance from a deceased relative, it can usually be reclaimed free.
Try the My Lost Account website for bank accounts, savings and premium bonds. An estimated £1 billion's unclaimed in total.
If you've ever changed jobs, it's possible you've built up pension pots which now languish forgotten. The Pensions Service can help you trace and reclaim these. Full info in the Reclaim Lost Assets guide.
27Flog what you've got
Do you have unused assets worth £100s or £1,000s? Stop hoarding, and declutter for cash. Here's some inspiration:
- Get max cash for old mobiles. An easy way to start is our Mobile Phone Selling Comparison tool for old handsets, iPods, cameras, etc. Examples include HTC Desire - best £52, worst £6. Or iPhone 4 16GB, best £108, worst £60.
- 30+ eBay tricks 'n' tools. Our 30+ eBay Selling Tricks guide is a crash course, from cutting eBay fees by tweaking start prices and using no-charge listing weekends, to adding extra pics with special tools. Plus there are tools to create multiple listings in advance and bulk-upload them.
- Safely sell old gold for max cash. TV ads yell "sell old gold for cash". Yet many are kicked in the crown jewels as they get a fraction of the promised price. Amid the scrap, though, are shining examples. Our Top Gold Selling Sites takes you through it.
2860 more ways to boost your income
If you're looking to rake in a little more, our 60 Tricks To Boost Your Income guide can add to the coffers. Here's a taster:
- Become a mystery shopper. High street retailers are desperate to check their customer service is up to scratch, so mystery shopping agencies pay you to visit specific shops or restaurants to rate quality.
- Send pics to mags. For example, Love It! magazine pays £50 for a shameful shot of yourself on holiday or even £50 for readers' shirtless fellas (Mrs MSE's been banned from sending 'em in).
- Earn cash as an Avon lady (or man). We've been surprised by the popularity of the dedicated Avon Rep Hints & Tips forum thread.
29Give yourself a money makeoverPut thousands back in your pocket
While most people earn a max £200 a day, taking a day to sort your finances leaves many a grand a year better off.
Always think in terms of annual savings - £15 a month doesnt sound much but its £180 a year. Heres some OOMPH! to get you going.
- Owed £10,000s in PPI? If you've had a loan or credit card, check if you were mis-sold PPI. Don't worry if you don't have the paperwork, see the FAQs in Reclaim PPI for Free.
Proof from Steverandall1965:
- Slash car insurance costs. Prices are falling, so it's a good time to get a new quote. Some can halve costs by combining the results of comparison sites. See Cheap Car Insurance for a full step-by-step guide.
- Can you cut your mortgage cost? If youve decent equity in your house and arent locked into a deal, speak to a mortgage broker. See the MSE Remortgage Booklet: Instant PDF | Printed
- Credit card interest costs. Those with decent credit histories can now balance transfer debts to new cards at 0%. Full info in Best Balance Transfers.
- Save £100s with a water meter. If your home has more or the same number of bedrooms as people, check our Water Meter guide. Helen Bevington tweeted: "Thanks to MSE, we've water-metered. Monthly DD down from £80 to £25." That's £660/year less.
You inspired me to claim. Put it off for ages, then downloaded the template, sent it off and got £12,225, no fuss or bother.Steverandall1965
Those are just the start. For a detailed checklist of over 30 quick ways to cut bills, see the Money Makeover guide.
30Rent it - spare rooms, storage, parking spaces
The Rent It Out For Cash section of our Boost Your Income guide lists easy ways to earn extra from your property. Here's a taster:
- Rent your driveway for up to £200/mth. Live near a city centre, airport, train station or football ground? It's possible to earn up to £200/mth or more renting out your drive. See Rent Your Parking Space for a full how-to and the top free-to-list online marketplaces.
- Get cash for spare storage space. If you've unused space in a loft, garage or spare room, website Storemates lets you rent out it to others looking for cheap storage. See Rent Your Storage.
- Rent your spare room. The 'rent a room' scheme means you can take in a lodger to live in a furnished room in your home. It has a special exemption meaning you won't have to pay tax on the first £4,250 each year (this is halved if you share the income with your partner or someone else). See Take A Lodger.


text:
Google have stated that the reason for some changes is that "some sites were ranking higher than they should". Domain name seems to be less relevant than it was. Keyword proximity seems to have been altered. Searching for Blue Widgets is different to "Blue Widgets". The second example the words must be together, in the first example, it seems as if G likes the words to be seperated more than it did before. Typing in a five word exact phrase which is in one of titles is not likely to bring you into the top result, unless you use the quotes around the search. I don't think it is a filter, but something has changed very drastically. Such weight on Domain name was getting silly - just buy 10 domain names, and you can get to the number one position. In fact, companies were selling this "service" under their page one Google guarantee. No wonder G changed it.
> The strange part is that the filter only seems to apply to that term which is also my domain name.

subset: commoncrawl


text:
Furthering your education and advancing your professional opportunities.
The Health Administration curriculum, which includes courses such as leadership, evidence-based management, finance, law, marketing, and information management, is designed to equip individuals with the knowledge and skills to integrate best business practices to meet the challenges of a complex healthcare delivery system.
Program Options:
At RFUMS, we offer options so students can select the education to best meet their goals. RFUMS offers an MS program and a two different certificate programs in Health Administration.
The Health Administration program offers five educational options:
Health Administration graduates have found positions in the field of project management, education, healthcare policy, marketing, financial analysis and management positions in many healthcare settings.
Career Information Course Descriptions Dual Degree Information Goals Requirements for MS Degree Requirements for Certificate Full-Time Schedule Part-Time Schedule Unique Features Accreditation Academic Calendar Admissions Information Computer and Internet Requirements Financial Aid Social Networking Policy Student Policies Handbook College of Health Professions Handbook


text:
Unisex Fitted Tee (More Styles...)
American Apparel 100% cotton t-shirt with a fitted / vintage fit. The medium-lightweight jersey fabric is made of ultra-soft combed cotton. Sizes: SM-3XL
Mens & Unisex Jump to: Tees Long Sleeve Tanks Sweatshirts Juniors / Women's Fitted Kids & Babies Accessories Description: The world isn't black and white. Inspired by Tim Minchin. Translation on the back. Because not everyone is a giant nerd.
More designs in My Stupid Shirts


text:
City's Capital Gain
Mayor sees 'game-changer' as major investment firm move to Philadelphia
Philadelphia will soon be home to a leading venture capital firm.
First Round Capital, led by venture investor Josh Kopelman, is moving its headquarters to the city.
First Round is one of the most active early-stage venture capital firms in the country, having helped to fund and start more than 200 companies since it was founded in 2004. First Round will officially open its 10,000-square-foot facility at 40th and Locust streets on Sept. 19.
"The arrival of Josh Kopelman in Philadelphia is a game changer," said Mayor Michael A. Nutter.
"When one of America's leading entrepreneurs and investors sees Philly as a place of ideas and innovation, a place where those ideas can be transformed into successful businesses and jobs, and feels the need to be part of it, he sends an incredibly powerful message about what is going on in our city."
First Round Capital, currently headquartered in West Conshohocken, will initially employ approximately 10 people in the Philadelphia office. The facility will have space to host five startup companies including, initially, Uber Philadelphia, Curalate and Technically Philly. In addition, there will be space for 24 entrepreneurs to develop their concepts, and event space to host educational and community events.
Philadelphia's thriving tech startup community was a draw for Kopelman.
"We've begun to see more really exciting companies get their start in Philadelphia, and more entrepreneurial activity at Philadelphia's universities," said Kopelman.
"For me this is more than just an office move. It's a way for me to get more involved in helping local entrepreneurs get their businesses off the ground, and I'm looking forward to playing a more active role in helping the current generation of Philadelphia entrepreneurs make their mark."
Earlier this year, Kopelman was named as one of the top ten 'angel investors' in the United States by Newsweek magazine, and was ranked sixth on Forbes 2012 "Midas List" of the top 100 tech investors. He has been an active entrepreneur and investor for more than 20 years, co-founding the company, Infonautics Corporation, while still a student at the University of Pennsylvania in 1992.
Alan Greenberger, deputy mayor for Economic Development, says First Round's arrival sends a strong signal.
"Philadelphia is starting to establish itself as a player in the world of startups and innovation," said Greenberger.
"We have no shortage of ideas in this city, due to the incredible talent emerging from our colleges and universities, but too often those ideas leave in search of early-stage funding. First Round Capital's arrival in Philadelphia is a strong signal that this city, which has led this country in innovation since its founding, will continue to be a America's home for ideas, entrepreneurship and business creation."
Fuel services company poised for growth
As the owner and principal engineer of NWAN Consulting, Oke Nwaneshiudu heads a local professional services consulting firm that specializes in construction management of vehicle fuel storage and dispensing systems, vehicle maintenance facilities and sites.
December marked the grand opening of NWAN's new offices, located at 53rd Street and Cedar Avenue in West Philadelphia.
"This is dream that I've always had. I'm just happy to see it come to fruition," Nwaneshiudu, 34, said in regard to launching his business.
"There were a lot of challenges in starting the firm, and there still are. I feel like it's a worthwhile venture."
He's had to face the challenge of being an African American in an industry that has few minorities.
While his business is located in an area not typical for professional services firms, Nwaneshiudu views the West Philadelphia community as an ideal fit.
Nwaneshiudu says NWAN is poised for significant growth. He's gone from being a one-man operation to planning for the addition of 10 employees in the next six months.
Prior to officially incorporating NWAN in May, Nwaneshiudu worked at a local consulting firm for six years where he served as a project manager.
The firm assists municipalities and private companies that own a fleet of vehicles such as buses, planes and corporate vehicles.
NWAN's services are geared toward clients such as state agencies, state fire marshals, major cities, major regional, international airport authorities, municipalities and townships.
Nwaneshiudu says that being a niche-based business and having repeat clients has been a critical aspect of his success during this down economy.
"For a small business it's very important to have a niche area of service," he said.
"A lot of the work we do is ongoing work. If you build a system for a client, they have to come back. You want them to come back to you."
For instance, Nwaneshiudu gave an example of how his firm provides services for entities that have fueling stations.
"If you have a fueling dispenser, underneath that dispenser, you have a containment that prevents any spills from going into the earth and contaminating the environment," he said.
"That containment by state law has to be kept clean at all times. Over time they get dirty, so (the client) comes to me and I will arrange the coordination of the cleaning, so it doesn't matter if the economy is rough or the economy is great, they have to be cleaned."
Nwaneshiudu credits organizations such as Widener University Small Business Development and the Partnership CDC with helping him to succeed.
In addition to running his firm, Nwaneshiudu is a praise and worship leader at his church, 2nd Baptist Church in Media, and co-founder of a local Christian contemporary band called the "One Sound Mission" Band.
Nwaneshiudu is a native of Nigeria, West Africa. He relocated to the United States at an early age and grew up in North Philadelphia.
Nwaneshiudu has a bachelor's degree in civil engineering from Temple University, and a master's in civil engineering and doctorate in interdisciplinary civil engineering, water management and hydrology from Texas A&M University.
Black women take their place in MBA network
As the founder of Black MBA Women, Daria Burke is striving to build a strong network of professional women.
Burke, who is a graduate of the New York University Stern School of Business, left her position as director of makeup marketing for Estée Lauder to launch an organization that focused on connecting women who hailed from the nation's top tier business schools.
While enrolled at NYU, Burke was one of nine Black women in a class of 411 students. Post-MBA, Burke built a marketing career in the beauty industry. Over the years, the Detroit native spent a significant amount of time interacting with young women and talking to them about the value of obtaining an MBA.
When Burke first formed Black MBA Women in April 2012, she tapped into her personal network of about 60 women and reached out MBA student organizations. Since its inception, Black MBA Women has grown to a network of 500 women from across the country, primarily through grassroots efforts and social media.
"Most of these women are coming to this organization because they want to connect with each other, and they want to swap stories about what their career experiences have been like," said Burke who is based in New York.
Burke says about 65 percent of the women who are in the network are post-MBA, while the remaining 35 are currently enrolled in business school.
Burke says those who are pursuing their MBAs can tap into networking opportunities as they search for internships and jobs, while those who are post-MBA can use the network to help build their clientele base and business contacts.
Women have also turned to the network as a place where they can make new friends.
"For me it's been really rewarding, because I initially launched into this thinking that it was going to be all career and professional development and I think the women in the network look for personal development and personal connections just as much as they want that career piece of it," Burke said.
For spring 2013, Burke is launching a Web series titled "Conversations in the C-Suite" where women will share their stories about how they built a successful career.
"There are a lot of Black women out there who have incredible careers and they go unrecognized. No one is telling their stories. No one is putting the spotlight on them," Burke said.
She wants to inspire the next generation of Black women business leaders.
"It's so important for young girls to see the bigger range of our stories. When you look at us in the portrayal of the media our stories are so underrepresented," she says.
To that end, the network's website blackmbawomen.com highlights women executives such as Ursula Burns, chairman and CEO, Xerox; Rosalind Brewer, president and CEO of Sam's Club and Pamela Edwards, executive vice president and chief financial officer, Victoria's Secret.
The women who are a part of the network must be alumni of/or enrolled in one the nation's top 25 business schools.
One question that Burke often hears is why membership in Black MBA Women is currently open to only those who were educated in top-tier schools.
"I want to challenge our definition and our idea of excellence. I think that we need to be willing to challenge ourselves and think about what it means to be excellent," Burke said.
"So when I'm looking to inspire the next generation of Black women who are going to business school, I want them to go to the best school they can," she said noting that Fortune 100 and 500 companies often recruit from top-tier institutions.
"I want them to have access to the best career opportunities, the best network and the most influential network and be poised to have the highest salaries. Whether people like it or not, you have to go to a top school to be able to achieve that. I'm not excluding or eliminating people but I want to challenge our definition of what it means to be excellent and strive for that.
Burke has worked in brand management at L'Oreal USA on the Lancome and Yves Saint Laurent Beauté brands, developing and implementing strategic brand positioning of the beauty and fragrance categories. She sits on the Stern Alumni Council and serves as chair of the Association of Hispanic and Black Business Students (AHBBS) Alumni Group. She is a member of Cosmetic Executive Women and the Step Up Women's Network in New York.
Agency gives aspiring models info for success
Latoya Scott wants to help aspiring models put their best feet forward.
Scott is the CEO of Final Touch Models, a model management agency that offers instruction in runway technique, makeup application, styling and camera etiquette.
"My vision was to inspire confidence and self-esteem while developing individual creative skills within the fashion industry," says Scott, a native of Philadelphia.
Scott is a former Miss Philadelphia contestant who began honing her skills during her childhood years at the John Casablanca Agency in Langhorne. She has appeared in feature films including "Annapolis" directed by Justin Lin, as well as a various music videos and commercial shoots for major department stores.
Scott and her team of professionals help prepare models for the high-paced, competitive industry.
"We try to give them all the fundamentals that they will need — and the main one is marketing. What we do is get them in front of the people that they need to market to," says Scott, who just opened a new office in the city's Fishtown section.
While learning the fundamentals of runway techniques is important for models, Scott says marketing is an important aspect of being successful.
"In this industry it's all about marketing. The bottom line is marketing, and that's what you really need to learn how to do."
Scott says that tapping into a modeling career is not all about having the right look, shape, size and height. A big key is having the dedication and patience to tap into the industry.
"It's really all about dedication. How much effort and how much dedication are you going to put into your career? A lot of people misjudge that. A lot of people think that modeling or getting into acting is easy. It's dedication. It's a process — and if you're not ready for that, then you're not going to make it far in this industry," says Scott, who is a former instructor at the Barbizon School of Modeling.
Scott often finds that she has to debunk various myths that people have about becoming a model.
"Everything about modeling is about marketing and a lot of models don't know that. That's one of the things that models misinterpret. They think it's all about them. That's a big misconception that a lot of people have — and the fact that it's harder than it looks," says Scott.
It's not about the model says Scott, it's about how they market the clothing or item they are wearing or carrying.
Final Touch is currently managing about 10 models. The agency hosts open model calls on Tuesdays from 9 a.m. to 5 p.m. and Thursdays from 12 p.m. to 7 p.m. at its office at 2424 Studios at York and Gaul streets. During the model calls, prospective models have the opportunity to interact with Final Touch staff and share their aspirations for entering the industry.
Even though Final Touch is geared toward grooming new talent, the agency offers workshops for the everyday person who wants to learn runway or fashion techniques.
In addition to classes for adults, Final Touch features workshop packages for children. Scott says the classes are offered with the dual purpose of building children's confidence and self-esteem and giving them extracurricular activities.
Through the financial support of some non-profit agencies and the Philadelphia Police Department's 25th District, Final Touch Models is able to offer classes to some students who otherwise would not be able to afford them.
Pharma activists vs. Express Scripts merger
The proposed merger between Express Scripts and Medco Health Solutions, Inc. has led to concerns that the deal will cause an increase in drug prices and decrease competition.
Express Scripts and Medco are two of the nation's largest pharmacy benefits managers (PBMs). As PBMs, the companies broker prescription drug contracts for employers, unions and health plans.
Last July, Missouri-based Express Scripts announced that it would purchase Medco for $29 billion. If the merger is approved, the combined company would administer 1.14 billion prescriptions annually and handle 40 percent of all drugs administered by PBMs. The merged company would control the majority of the market place in several key areas, including mail order and specialty pharmacy drugs.
"We will lower drug costs that are far too high and improve health outcomes for consumers. As the big drug companies merge, as large chain drug stores buy up their competition and demand higher prices, we must become more effective representing the interests of plan sponsors and consumers. Patients — not profits — must come first," said George Paz, chairman, president and CEO, Express Scripts.
While Express Scripts and Medco say the combined company's scale would give it substantial buying power to drive down drug prices and lead to lower costs for consumers, some consumer advocates are questioning whether the projected savings will be passed on to consumers.
The merger is being reviewed by the Federal Trade Commission, which will determine whether it will approve the deal.
Various politicians, supermarket associations, consumer groups, chain drug stores and community pharmacists have lobbied against the merger.
"I'm opposed to this merger for these reasons — it would increase costs. It would reduce access to quality health care and it would impact independent pharmacists and community pharmacists by reducing their business opportunities and their employment," said Eva Clayton, a former member of Congress and chair of the Preserve Community Pharmacy Access Now, a national coalition of consumers, businesses and community-based pharmacists who oppose the merger.
Clayton noted that the proposed deal could cause increased costs for community pharmacies which would adversely impact minorities and poor people in urban areas who rely on them for access to medications, health screenings and prescription counseling.
"Access to that health care is threatened if these community pharmacists aren't able to make enough profit to stay in business," Clayton said during a Tribune editorial board meeting.
FTC Spokesperson Mark Block would not comment about when the commission is expected to vote on the deal.
In an opinion column opposing the merger, Harry Alford, president and CEO of the National Black Chamber of Commerce, said the stakes are higher for African Americans than the average American consumer.
"If prices go up, as expected under this merger, and community pharmacies are no longer able to compete in the hostile climate created by the PBMs, African Americans throughout the country will lose access to needed medications and other pharmacy services," Alford wrote.
"This is disturbing in light of existing health disparities. African Americans are more likely to be afflicted with life-threatening diseases like heart disease, diabetes and cancer than whites. Infant mortality is higher. We are less likely to be immunized against common, easily-preventable illnesses. So the convenient, localized services provided by community pharmacies in our neighborhoods are especially important."
Express Scripts and Medco have delayed closing the merger, which gives the FTC more time to finish assessing the deal. In previous statements, Express Scripts said it expected the merger to close by the end of the first half of the year. Express Scripts provided the new timeframe in a regulatory filing last week with the Securities and Exchange Commission.
"Medco and Express Scripts continue to work with the FTC and expect that the mergers will be completed by the earlier part of the second quarter of 2012," said the Express Scripts filing.
Forum helps minority firms form partnerships
Minority business owners were briefed on the importance of forming strategic partnerships during the "Position to Win" business forum.
The forum, presented last Wednesday by the Pennsylvania, New Jersey and Delaware Minority Supplier Diversity Council (MSDC), Radio One Philadelphia and Comcast served to facilitate a conversation with Fortune 100 representatives and minority business enterprises (MBEs) on using a go-to-market partnership strategy that leads to growth opportunities.
"This series of forums is one way that we can both promote minority-owned businesses and stimulate the expansion of Black-owned business," said E. Stevens Collins, director of Urban Marketing and External Affairs, Radio One, who served as the moderator for the panel discussion.
During the discussion, Theresa Harrison, director of Supplier Diversity for Ernst & Young and Frederick E. Davis Jr., tax partner in the New York office of Mitchell & Titus, LLP highlighted the successful relationship between the two accounting firms.
In 2006, Mitchell & Titus became a member firm of Ernst & Young Limited, becoming the only minority owned firm in the U.S. to align with a "Big Four" firm. By aligning with Ernst & Young, Mitchell & Titus have access to the firm's technology platform and training opportunities. The affiliation allows Mitchell & Titus to maintain its brand, while building its business capacity.
"This is unique in our profession," Davis said in regard to the partnership between the two accounting firms.
"It's fantastic for Fortune 500 companies who are looking for a way to increase their diversity spend with a diverse supplier who has the competency to do the work that they want them to do."
The panel discussion also featured, Wade Colclough, president and CEO of PA-NJ-DE MSDC; Michael Maloney, vice president for Business Services, Freedom Region, Comcast and Ajamu Johnson, senior director of Supplier Diversity and Strategic Procurement for Comcast and David Groomes, senior vice president of Business Services for U.S. Facilities.
Some of the panelists provided insight on how firms can determine how to choose the best business to partner with in forming a go-to-market strategy. The panelists said it was important for companies to conduct homework on the firm they are interested in partnering with before they enter into a relationship to seek out contracting opportunities.
During the event, Colclough addressed the role that the PA-NJ-DE MSDC plays in providing a connection between corporate America and minority-owned businesses. The council represents more than 135 corporate members and 400 MBEs with total revenues of $14 billion.
In February, learn how to start a non-profit
The year 2012 may be prime time for a Northwest Philadelphian with an enterprising and philanthropic mind to start a non-profit.
With the upcoming welfare reforms, more and more of those recipients may have to volunteer for a non-profit to receive benefits if they cannot secure a paying job.
Or, one may have an idea for a community or church project to improve the quality of life in neighborhoods such as Mount Airy, West Oak Lane, Germantown and East Falls.
Help is on the way.
The Mount Airy Learning Tree, or MALT, is introducing a new course called, "How to Obtain 501(c)(3) Tax-Exemption and Keep It." The course will be held at the Lutheran Theological Seminary in Philadelphia's Hagan Hall Amphitheater, 7301 Germantown Ave. beginning on Wednesday, Feb. 1. Registration is now open for the four-session course that will be held every Wednesday until Feb. 22 from 6:30 p.m. to 8:30 p.m.
"This course is for representatives of community and faith-based organizations, incorporated or unincorporated," said Jonna Naylor, executive director of MALT. "Ari Merretazon has over 30 years in organizational development, program development, resource development, project management and acquisition of tax-exempt status for faith-based and community organizations.
"He is a community economic development practitioner offering specialized services and technical assistance in fundraising, proposal writing, project management and faith-based community economic development," she added.
The course will address many questions. Among them are: what does it mean to be a tax-exempt organization? How does one complete the IRS Form 1023? What supporting documents and attachments does one need to comply with federal non-profit regulations?
Those who register for the course are expected to engage in hands-on projects. This means that each participant is expected to work on an actual application for non-profit tax-exemption for an organization during the class.
MALT is a community service organization founded in 1980. It boasts of celebrating the diversity of Northwest Philadelphia by bringing together neighbors to share a variety of ideas, information and skills in informal learning environments throughout the Mount Airy area. The non-profit group offers more than 250 courses three times a year in the fall, winter and spring.
Classes are held in local churches, schools, businesses, homes or even outdoors in the Wissahickon park area. The group operates with a small, part-time staff and volunteer board. For registration information for the non-profit class, visit http:www.mtairylearningtree.org/RegistrationForm.pdf. For more information about MALT drop by 6601 Greene St., call (215) 843-6333 or visit www.mtairylearningtree.org.
Red Lobster embraces new image
More than a dozen local restaurants remodeled
Red Lobster restaurants throughout the country are getting a facelift.
As the executive vice president of operations for Red Lobster, Chip Wade collaborates with the restaurant company's marketing, design and construction teams to oversee the remodeling.
Nearly 700 Red Lobster restaurants across the U.S. and Canada are expected to be remodeled by 2014.
The company has remodeled 17 restaurants in the greater Philadelphia market, which includes Delaware and Southern New Jersey. Red Lobster has invested more than $350,000 per restaurant for the renovations.
"We believe that it is an investment that is right for the various communities where we operate. Our guests are giving us two thumbs up on the look. It allows more guests to see Red Lobster differently and when we have more guests coming into our restaurants, it means that we can employ more team members to do the work," said Wade, who is a native of Chester, Pa.
The remodeling — which resulted from community feedback, focus groups and surveys — is a part of the company's effort to reposition its brand.
"We're a restaurant operating company that has operated over 42 years and we thought that now was a good time to continue this repositioning of the Red Lobster brand," says Wade.
In addition to its remodeling efforts, Red Lobster is also repositioning the brand by launching a new advertising campaign which features actual restaurant employees.
In addition to offering its guests an updated dining atmosphere, Red Lobster is making changes to its core menu. Effective October 15, the seafood eatery will roll out a menu with an affordable and broader selection of items.
Wade has been with Red Lobster's parent company Darden Restaurants for 11 years. He was promoted to his position as vice president of operations in July. He oversees operations at the chain's restaurants across North America.
"I partner with the senior team to ensure that we are creating a sound and very strong vision, that we are operating our restaurants with excellence and that we are delivering on the growth targets that we have for the organization," Wade says of his role.
He previously served Darden's senior vice president of enterprise operations. Prior to that, Wade was divisional senior vice president of enterprise operations for Red Lobster, where he oversaw about 100 restaurants in seven Mid-Atlantic states.
After being raised in Media, Pa., Wade received a culinary degree from Johnson and Wales University and later earned his bachelor's degree from Widener University. Before he joined Darden's team in 1999, he served as chief operating officer for Legal Sea Foods, Inc. and spent 12 years with the T.G.I. Friday's brand.
Wade says he was compelled to join the Darden because of the company's strong brands and commitment to diversity.
"It's an organization with really strong brands. They are trusted brands, brands that are respected so that was the number one factor in me joining Darden," says Wade.
"The second factor was Darden's commitment to diversity. I knew that Darden had long had a rich history around diversity and inclusion and as a person of color that appealed to me. We are committed to making sure that our workforce at the management level, at the multi-unit level looks like the consumers that dine with us," he added.
Based in Orlando, Darden Restaurants has more than 2,000 restaurants with the brands Red Lobster, LongHorn Steakhouse, Olive Garden and The Capital Grille.
Bank of America nixes $5 debit card fee
NEW YORK — Bank of America Corp. is scrapping its plan to charge a $5 monthly debit card fee.
The bank's decision to drop the fee came after a roar of customer outrage in recent weeks over the fee. Other major banks, including JPMorgan Chase & Co. and Wells Fargo & Co., already canceled tests of similar debit card fees last week.
SunTrust Banks and Regions Financial Corp. followed suit on Monday.
Anne Pace, a spokeswoman for Bank of America, declined to say whether the company experienced a spike in account closures since announcing the $5 debit card fee in September.
But in a statement Tuesday, Bank of America's co-Chief Operating Officer David Darnell said the decision was based on customer feedback. "Our customers' voices are most important to us. As a result, we are not currently charging the fee and will not be moving forward with any additional plans to do so," he said.
Pace added that a "changing competitive marketplace" also played a role.
The about-face by the banking industry comes amid growing public anger over higher bank fees. A movement to get bank customers switch to credit unions — started by a Bank of America customer — had marked this Saturday as "Bank Transfer Day."
A separate online petition asking Bank of America to cancel the $5 fee also had gathered more than 306,000 supporters this week.
"Consumers have the power to make the big banks back down from unfair practices if they raise their voices and vote with their feet and their dollars," Norma Garcia of Consumers Union said in a release Tuesday. In the end, she said Bank of America understood that it risked losing too many customers.
Unlike Chase and Wells Fargo, Bank of America's announcement that it would start charging customers a monthly debit card fee early next year had come without any testing in the marketplace.
Pace said the bank had made the decision based on internal surveys with customers. She declined to detail the nature of those surveys but said that in the past couple of weeks, "customer sentiment changed."
The banking industry's retreat from a debit card fee doesn't mean customers aren't seeing higher fees elsewhere.
This past spring, for example, Bank of America raised the monthly fee on its basic checking account to $12, from $8.95.
The Charlotte, N.C.-based bank is also testing a new menu of checking accounts with monthly fees ranging from $6 to $25 in Arizona, Georgia and Massachusetts. Pace said the pilot program is seeing "good results" and that the bank plans to move ahead with its rollout sometime next year.
Other smaller fees may be nicking away at customer wallets as well. In September, the bank instituted a $5 fee to replace debit cards, with overnight rush delivery costing $20. Both services had previously been free. Bank of America isn't alone either.
Chase this year also doubled the fee on its basic checking account to $12 a month. But the bank says it will end a test in Georgia of a basic checking account that charged a $15 monthly fee.
And like many other banks, Wells Fargo ended its debit rewards program earlier this year.
The wave of fee hikes comes as the industry adjusts to new regulations. A rule that went into effect last month caps the fees banks can collect from merchants whenever customers swipe their debit cards.
Banks in the past year have blamed their fee hikes and pullback on perks on a new federal law championed by Senator Dick Durbin of Illinois. The law, which went into effect last month, caps the amount banks can charge merchants whenever customers swipe their debit cards.
JPMorgan has said it would lose $300 million each quarter as a result of the regulation; Wells Fargo said it would lose $250 million a quarter. -- (AP)
Panel advises women on financial planning
The need for personal financial planning was highlighted during a women's summit hosted by Councilwoman Blondell Reynolds Brown and the African American Chamber of Commerce of Pennsylvania, New Jersey and Delaware.
The summit comes at a time of local and national conversations about equal pay for women and the overall strength of their decision making and buying power.
During the "How to Maintain Financial Health in Difficult Economic Times" summit, Reynolds Brown says women in the United States still earn 77 cents for every dollar earned by men.
However, the tide is slowly beginning to turn.
Reynolds Brown cited a Time magazine article titled, "Women, Money and Power," which stated some experts are predicting that in 25 years, law and medicine will be female-dominated professions. According to Census Bureau data crunched by Reach Advisors, a market-research firm, single, childless women ages 22 to 30 in the majority of large U.S. cities now have a higher median income than their male peers.
"If we are poised to earn the lion's share of wealth in future generations, it means we must be better equipped and educated on how to manage that wealth," Reynolds Brown said.
Summit attendees were briefed on saving and investing for retirement and life insurance options by panelists, Antoinette C. Robbins, senior compliance officer, Delaware Investments and Myra E. Parker, financial professional associate, Prudential Insurance Company of America.
Robbins says it's important that consumers consider factors such as their age, income, financial situation and financial goals when they seek to save and invest their funds.
"A timeline is important and who you're growing this money for. Is it for a child, is it for yourself, or a spouse or partner? Is it for your elder care, is it to help you buy that first home? All these things are goals," says Robbins.
Robbins offered tips on selecting a financial services professional by checking the Financial Industry Regulatory Authority for information on licensed brokers and professional designations.
Robbins says people can start off with the concept of "paying yourself first" by saving 10 percent of their paycheck.
While Robbins offered tips for gearing up for investments, her fellow panelist addressed the importance of having life insurance.
"My particular focus right now is helping people with life insurance and financial planning because I feel that the foundation for most families is life insurance," says Parker, who noted there are products that can be used for death expenses, investment purposes and long-term care expenses.
One of the most important investment tools that that can be used towards retirement expenses is the 401(k) plan.
"For those of you who are being entrepreneurs while you are working at a regular job, if you have an opportunity to participate in 401ks, please do so, particularly if your company is still offering you a match, because you're leaving money on the table if you're not taking advantage of that match," Parker stressed.
Parker highlighted the "Financial Experience and Behaviors Among Women" 2010–2011 Prudential Research Study which assessed the landscape of women's financial security and preparedness. Based on a poll of 1,250 American women, the study found that just one-third of those surveyed had a detailed financial plan in place and among the youngest segment ages 25–34, only one in 10 had a plan in place.
According to the study, many women still lack confidence in their ability to make sound financial decisions and lack knowledge about sophisticated financial products.
The study also indicated that 55 percent of the women polled believe they would have to work longer than they expected and thereby postpone their retirement.
The Learning Key
Jackson helps students develop great character, intelligence
Jackson school's community partners provide opportunities to children
U.S. Postal Service honors Shirley Chisholm
BalletX, Jackson School launch dance outreach program
Arts and academics harmonize at Rush
Students experience impact of mobile technology, STEM
Freire Charter's POP program exposes kids to music
Houston Elementary prepares students for outside world
Hamilton School sees literacy as foundation of education
Grand Hank Productions uses hip-hop to teach STEM


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5600 NE Trieste Ter - Rental Home in Boca Raton, FL
Call this property:
(561) 395-22335600 NE Trieste Ter Home Rental Description
Pride of ownership here! Furnished to the nines. This unit is clean & ready to be your home. Enjoy cooking on the gas cook top or BBQ in your back yard.
Pet Policy
Dogs are allowed. Restrictions or other terms: Possible, with approval; Dogs under 20 lbs Monthly fee: .
- Pool
- Laundry
- Gate
- Clubhouse
- Racquetball
5600 NE Trieste Ter
5600 NE Trieste Ter
Boca Raton,
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justice |
Mark Wahlberg Agrees to Wear a Wire
Mark, plugged or unplugged is yesterdays news. And, whatever that thing is, he sure wants to… -
"Runway's" Frisky Kitty Tosser -- All Cuffed Up
Ouch!Well, hopefully, the cat was declawed.PR is (was?) a great show. -
Natasha Richardson Autopsy Under Way
Umm...hey TMZ? What's with the blurry picture of Natasha? Clue us in please. -
Richard Dreyfuss Stunned at Natasha's Accident
To be fair, TMZ gave us a choice to watch the video as it was clearly defined in the title. All… -
Two OctoKids Come Home to Madness
Meanwhile, Dr. Quack (Phil McGraw) sits in his quiet breakfast nook dining on eggs benny served by… -
Two OctoKids Come Home to Madness
Obviously, California cares more about animal rights than children's rights. The next time I hear… -
Richardson's Ambulance Ride Confirms Condition
A lovely and classy woman, wife, mother, and a great actress. I really hope the reports are… -
Two OctoKids Come Home to Madness
How could Angels In Waiting allow such a circus inside the home?? Especially, after Nadya dumped… -
Two OctoKids Come Home to Madness
TMZ, I've never encouraged you to dog a 'celebrity' but now I think it's time.Don't let up on Nadya… -
Two OctoKids Come Home to Madness
How many of you would allow that many people around your newborns? And with equipment and lights…


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GonzosNoze's wall
A very brief cameo
Hi, Julian! ALways glad to see you active again, however briefly. You'll notice we're playing around with the new forum feature. Take a look at thread. I thought the resemblance was uncanny.
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:) For some reason that link doesn't go anywhere for me; what resemblance were you talking about?
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Trying to link to threads without just pasting the link proved a problem (that and your delayed response!)
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Ah, thanks! And yes, the resemblance is indeed uncanny.
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Read what other Viator.com travelers think about the Skip the Line: Front of Line Pass at Universal Studios Hollywood. What they loved, what they liked and what they think could be improved, it's all here to help you make the most of your next trip.
Click here for tour details, schedule and pricing
Wonderful highly recommend
I used his coupon usefully. thank you
I used his coupon usefully. thank you
I used his coupon usefully. thank you
Definitely recommend the Skip the Line pass. Much easier to access all shows and attractions. Easily did the whole park in a full day with the Skip the Line access. Would do again.
The most good thing was Behind The Scene of Water World! It's worth to attend three Behind the scene!
Awesome. Lots of fun and well worth it.
Worth the money
I highly recommend getting the Fast Pass tickets for Universal!
After reading many reviews we decided FOL passes would benefit us, and we were not wrong! Our family of 4 (2 adults,13 and 11y.o.) easily made it through all Universal Studios had to offer.
We did the studio tour, special effects stage, water world, animal actors, each ride twice (a couple of rides 4 times), including leaving the park to lunch on Universal Citywalk, all by 7:15pm.
My best advice is to do your homework (which attractions will suit your family) and PRE-PLAN your day before you enter the parking lot! Also, use the time spent in lines to plan the location of the next show or ride.
- PARK in general parking, it is convenient and cheapest
- ARRIVE @ entry around 8:30am and proceed directly to the FAR RIGHT box to exchange paper vouchers. We did not have to wait in line and the exchange was problem free.
- DO the 'studio tour' first. It is a fabulous way to start the day and wait times increase monumentally as the day progresses. The gate to the tour doesn't actually open until 9am, but join the crowd and
-LINE-UP for rides with short wait times early on in the day and save the FOL pass for later when the park is jam-packed and the wait times can be 90 mins. Eg. rides which state a '10mins' wait in the morning may allow you to walk right in, as was the case in our experience. If you have younger kids they will love the Simpsons ride and this is VERY popular with super long wait times later in the day. It is even worth lining up for 30mins in the morning to use your pass to skip the 90 min cue in the afternoon!
-Use LINE A for all attractions (you will be told this) and sit in RESERVED SEATING for shows (you will not be told this! We only worked this out by watching other FOL pass-holders at our 3rd show)
- Tickets were the cheapest I found on the internet at the time. They were also cheaper than the park price.
- Viator.com was very easy to use
- Tickets MUST be printed on paper and taken with!
- 5 stars
Excellent tour, well worth the extra $ for front of the line. Though note that you can only use the front of the line pass to let you skip, once per ride/tour, any other time you have to join the long line. You still have to stand in line to redeem the printed voucher.
The time savings was amazing....
We went on a quiet day and the majority of staff let us go on multiple rides with front of the line even though you're only allowed once.
The idea of the ''skip the line pass'' is magnificent except IT TOOK US 35 minutes standing near customer service to obtain actual tickets.


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Starting pitcher Devin Smith struggled as the Kitsap BlueJackets lost to the Wenatchee AppleSox 8-2 on Friday night in a West Coast League game at Gene Lobe Fields.
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Impressive Snowboard Trick
Posted by billydakid1975a on Jan. 11, 2011
Posted by billydakid1975a on Jan. 11, 2011
Movie magic my friends. notice he had 2 of the same board to use? see how the board flue back at you like he was sky diving at 170 mph? he kept his lags in the same stance the whole time? still A good job.
it is like the impossibly long shot, try it enough times and you will get it one time, if you film it enough. but, impressive either way
That was sick...you all are idiots...the is another board already on the ground. When he jumps he kicks of his old board and lands perfectly on the other board. Very hard to do....I give you props
for this he really had to do a misty flip, but the board flying off is CGI, sorry guys
The snowboard he "kicked off" wouldnt just fall behind like that. It would be beside him almost the entire time.
I'm calling fake - nice, but fake - and ghey. If you pause it around the 4 sec mark you can see that his feet are flat in mid-air - like they're still on the painted out board.
So incredibly fake. Break, you didn't get suspicious when the second board he landed on was the exact same design as the first one? Besides, snowboards are strapped hard to your feet. Not having them strapped in would result in your falling on your ass pretty much instantaneously.
cough after effects cough..its from action horse films pony tail, sick vid free download too
It's fake but still some amazing editing. Watch his feet during the flip... you can tell the board was digitally removed, just like my peentis when chicks think it's really small.
i want this to be fake. After watching it 60 times, I can't say that it is. Amazing.
had the board been too different kinds then yah, pretty cool tho, i wish i could do camera tricks like that
it is fake! if you look closely you can see that he lands on the same exact snowboard he leaves the jump from.. great editing
its from a snowboard video...its obviously fake...and I bet you couldnt even make this with cgi so shut your face...they did it as a joke.
If you were a snowboarder you would know how hard it is to carve with your bindings unstrapped like that and to land your boots in your bindings perfectly without moving your highbacks is impossible. Give him props for the misty though.
lol you pretty much have to be retarded to not notice its sitting on the ground the entire time. you clowns should watch a little closer before you chirp.
It is digitally edited. It's made with Maya Max Syntheyes After Effects Photoshop http://vime for more info


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kaizen-training: Jidoka is a Japanese term which means intelligent or humanized automation. It is widely used in Lean Manufacturing and Toyota Production System. Practically it means that an automated system process is fully aware of itself and it will know when to stop. This concept is used to minimize waste, defects and over production.Automation is used to reduce defects that are neglected by human eye and to relieve the workers. These defects can be product related defects or process related defects.- Product related defects: Sometimes even after packaging, product can break. This can't be noticed by human eye but by applying an automation system one can find out and reduce these wastes. - Process related defects: Any defect in the process can increase time of realizing, sorting and fixing the problem by a worker. Automation helps to reduce this time as the machine itself will realize any fault in the process and automatically stop it. Therefore, all the worker has to do is to fix the problem and the machine will start working again. Workers may be able to detect many defects but it is impossible for them to detect all of them. It can be very time consuming and resource wasting. Ensuring that every process is free of defects can be very exhausting for the workers and this can affect the company badly as it can stop daily activities. Therefore it is a requirement for the companies to have a system that can work on its own self and detect defects without any manual help. Jidoka is very useful for implementing in any company. Some of its advantages are:- Helps in problem detection at any stage. - Helps in production of defect free products. - Provides effective utilization of resources and manpower. - Helps in lowering costs - Increases product quality - Provides shorter product delivery time. Aug 31 Jidoka - The Humanized Automation
kaizen-training: Hoshin Kanri is practically a planning process that was initially developed in Japan. It uses the basic techniques of management by objectives. Hoshin Kanri involves a system-approach and it is a successful technique that helps an organization focus its efforts on only the vital few initiatives to achieve the desired results. The organization needs to follow a strategic planning process for achieving the success by concentrating on the critical factors to get Hoshin Kanri benefits. In simplest terms, Hoshin Kanri (Hoshin) defines a system that encourages the employees to critically analyze situations, make improvement plans, carry out performance checks and take timely corrective action. Hoshin helps align the thought process and efforts of each employee in an organization towards a single significant direction for the progress of the company considerably faster than others. It is a systematic approach that links daily management with strategic actions. It includes planning, implementation and a control process for management. Hoshin Kanri has yielded fantastic results in many companies throughout the world. The total creative effort put together generates more benefits and gives the organization an edge over its competitors as compared with the sum of total separate benefits from individual efforts. The main Hoshin Kanri Benefits can be summed up as: Hoshin Kanri creates an orientation towards revolutionary objectives. It makes the entire organization to focus on the vital few goals, rather than putting efforts on so many insignificant objectives. It brings forth organizational integration and boosts cross-functional cooperation to achieve the desired goals. There is a careful and continuous monitoring of progress. The process results are regularly reviewed and the plans are revised or corrected. Hoshin Kanri is a participative approach. It creates organizational alignment and involvement of everyone towards targeted breakthrough objectives. Each person in the organization is valued as an expert in his field and encouraged as his contribution is recognized. Hoshin Kanri may require some initial effort and orientation of the individuals in the organization for their total involvement and commitment to get its incredible benefits. Aug 18 Hoshin Kanri Benefits
"If a nation values anything more than freedom, it will lose its freedom; and the irony of it is that if it is comfort or money it values more, it will lose that, too." — W. Somerset Maugham "The value of marriage is not that adults produce children, but that children produce adults." — Peter De Vries Lack of skill dictates economy of style. - Joey Ramone "It's what you learn after you know it all that counts." — John Wooden People think my friend George is weird because he wears sideburns…behind his ears. I think he's weird because he wears false teeth…with braces on them. — Steven Wright myreviewblog.net Jul 30